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Fha Funding Fee Chart What Is Rd Loan Grants and Loans | USDA – rural development loan and Grant Assistance. usda rural development forges partnerships with rural communities, funding projects that bring housing, community facilities, business guarantees, utilities and other services to rural America. · 2019 VA Funding Fees, Loan Limits & Terms: Interview with Mason Buckles. Posted on: January 25, 2017. MilitaryVALoan.com sat down with VA mortgage professional Mason Buckles (NMLS #176104) to talk about the ins and outs VA funding fees,
Like all other mortgages, VA loans have closing costs, which is completely standard and normal. However, the VA does have strict rules when it comes to closing.
Yes, all VA Loans have closing costs. A significant amount of borrowers using their VA loan benefit are able to contract with the seller to have the seller pay all or a portion of the closing costs on the loan. If you are unable to get seller paid closing costs, these fees will have to be paid out of pocket at closing as they can't be.
$1 Closing Cost Program | Low Closing Cost Mortgage – Low closing cost mortgages help homebuyers alleviate the stress of upfront fees. conventional, FHA and VA; Fast service – close your loan when you expect.
What Are Closing Costs? | US News – · The amount you'll pay in closing costs varies according to the size of your loan and tax laws in your area. Closing costs average 2 to 5 percent of the purchase price. For example, if you're buying a $300,000 house, the total closing costs could range from $6,000 to $15,000.
refinance fha loan to conventional FHA to Conventional Refinance. If you have an FHA loan and have a LTV ratio of 78% or lower than refinancing into a conventional loan is a good idea. Because conventional loans do not require PMI on mortgages with a 78% loan-to-value ratio you would be able to save money by removing mortgage insurance. Processing Time
Realtors® Join with VA to Commemorate 24 Millionth Loan, 75 Anniversary of GI Bill – Sgt. Kopf noted that the "major" benefit of VA loans is that they do not require a down payment. The program also limits closing costs and prohibits the imposition of mortgage insurance..
The cost of a loan to the borrower, expressed as a percentage of the loan amount and paid over a specific period of time. Unlike an interest rate, the APR factors in charges or fees (such as mortgage insurance, most closing costs, discount points and loan origination fees) to.
conventional construction loan Residential Construction Loans: 10 Things. – Bungalow Company – A Two Step loan differs in that the home buyer will close on one loan that is solely used to finance the purchase of the lot and the construction of the dwelling. Once the home is 100% completed, the homeowner refinances the construction loan with a permanent conventional loan of their choosing.Fha Va Loan Requirements FHA loan vs. conventional mortgage: Which is right for you? – Since 1934, loans guaranteed by the FHAn have been a go-to option for first-time home buyers because they feature low down payments and relaxed credit requirements. But conventional loans – which are.
These loans – backed by the U.S. Department of Veteran's Affairs and made by local mortgage lenders throughout the country – have specific rules for closing costs that veterans should be aware of before they talk to a lender. Below is a list of the fees you can expect to see on a VA loan, as well as some critical notes for certain fees.
Mortgage closing costs are a big part of buying or refinancing a home. Here are the average closing costs for each type, and what you can do to.
VA mortgage loans come with closing costs, but many of the costs can be included in those loans. Also, sellers or lenders can pay them. For example, VA.


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Christy Rhoades
Christy Rhoades
Christy Rhoades, Realtor®
Bringing her extensive knowledge of online marketing and background in design to her position as a Realtor, Christy Rhoades offers her clients an outstanding level of service. Her many years of working with clients, in harmony with her years of experience purchasing and selling property, allows Christy to excel at every level of the real estate transaction. Known by colleagues for her tenacity, organization, honesty and ethics, she is also known for a quick and timely response to each client's needs and concerns. In addition, Christy credits the values instilled by her hard working parents as being vital to her professional success. As a third generation Realtor, the love of the business is in her blood.
Licensed Broker Associate and Realtor in Iowa and Nebraska
Member Southwest Iowa Multiple Listing Service
Member Southwest Iowa Association of Realtors
Member Iowa Association of Realtors
Member of Omaha Area Board of Realtors
Member of Great Plains Regional Multiple Listing Service
Member National Association of Realtors
Member National Association of Professional Women
Member of ImpactCB Young Professionals
Christy is dedicated to service before, during and after the sale. Contact Christy Rhoades (402) 630-8048 or firstname.lastname@example.com.

subset: commoncrawl


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Anglers that legally require a loto mercredi 2 aout 2018 fishing licence in Ontario must hold a valid "Sport Fishing" licence.
There will be a penalty OF 8oz.
In the case that the winner of the Angler/Team of the Year is also the winner of a major draw prize (prize of comparative value only one prize will be awarded.Bass tournaments - Five(5) fish per team with a minimum size of 12" "Tip to Tail" (mouth closed).Only artificial lures may be used.39" Pike from Lake Newell, AB!New Ontario record Black Crappie!Under every province you can also find information about the Provincial Records for all fish species if there is one.Angler/Team of the Year award will be awarded to the Angler/Team with the lowest aggregate points total for five(5) of the six(6) tournaments.Brown Bullhead record from NS!Decisions of the Tournament Director are final.The remaining unclaimed prize will be awarded to the runner up in the appropriate category.Outdated browsers lack safety features that keep your information secure, and they can also be slow.On tournament day the number of bass or walleye allowed to be in your livewell is five (5) bass or four (4) walleye.28" Chain Pickerel from Saint Croix River, NB!All tournament entry fees and the annual administration fee must be paid in full with the entry form a minimum of one (1) week prior to the tournament date.Quinte fishing series rules.You are using an outdated browser that is no longer supported.Challenge of Scale Accuracy/Reweigh of Fish.If you are caught with more than your allowable limit, your fish will be culled down starting with your biggest bass or walleye.News, beautiful Tiger Trout from Saskatchewan!
Any fish, walleye or bass, which is deemed short of minimum size, will not be weighed in and one(1) pound shall be deducted from the balance of the team's weight.


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Anyone who knows me knows I'm obsessed with photos. Not just taking photos, but having photos printed. When we moved to Idaho I printed every photo from Jacob and I's relationship into 4x6's. I put them in an album in order of dates, which took forever. I wanted to write on the backs when and where each photo was taken. But I knew that would take time too, so I gave up on that.
Then in October I watched a Chatbook ad. I heard amazing things about the Chatbooks and I'd even looked at my aunt's collection in Colorado which is where I fell in love with them. I decided to order my very own. And that's when I fell in love. My book took less than 10 minutes to make, and I did it all from my phone! The book came about a week later and I was hooked! I couldn't stop touching it, and flipping through it. So here's my Top 3 reasons why I love Chatbooks.
I can have all my images from Instagram automatically uploaded along with their descriptions I already typed up from when I posted. If there's something I want to add, I can do that right from the app. I can also add images from Facebook if I prefer or I can make a separate album on my phone dedicated to Chatbooks so when I'm ready, I can upload just that album. Chatbooks is amazing because if you don't want to do anything, you do have to! There's a setting to make Instagram automatically upload your selected platform and a book can be published every month!
With my previous method, I would have to go through every print and try remembering where we were, what date it was, and what we were doing. Majority of the time I would have to log in to Facebook or Instagram to see if I posted anything about it. And if I didn't, I was kind of out of luck. With Chatbooks, it knows the dates already so when you sync an album or account, it'll automatically put images in order of date taken! You can switch images around easily if you prefer, but i love having everything in order of dates. Chatbooks makes series so you can have multiple life events documented. For example, Kylee Ann does Chatbooks for each of her kids. So she has a Piper series, and then a Brody series, along with her regular family series.
I was paying about .15 cent per 4x6 print, plus shipping. This didn't include a description or an album to put them in. Chatbooks are $8 for 60 pages! And there's free shipping! You can upgrade to faster shipping or to hardcover if it's something your interested in. But for me to save my memories for 1-3 months as effective and efficient as Chatbooks for only $8 a book? It's beyond worth it to me.
Want to try it out?


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PS Vita Racing Video Games
Racing games. Category of games about racing with rivals using various vehicles. Players purpose is to be first on the finish line or to achieve the best lap time possible. There are titles with land, water and air vehicles which are controlled in an arcade or simulating manner. more
Need for Speed: Most Wanted (PSV)
Racing 30 October 2012
A new installment in the legendary racing series. As the title suggests, the game refers to one of the most well-received parts of the series - the original 2005's Need for Speed: Most Wanted. The game was developed by Criterion Games, a company well-know for the Burnout series. The remake resembles the original game when it comes to dynamic police chases and the so-called Blacklist, where the player challenges other most wanted drivers for races and climbs up their ranks. This time the developer put emphasis on the game's open-world environment, and the opportunity to explore it freely. The player can freely roam the streets of Fairhaven and switch between the vehicles they previously managed to acquire. Participation in subsequent races unlocks upgrades and modifications for each car. In doing so, the player earns prestige points as well, which allows them to challenge subsequent Blacklist drivers. What is typical of the series, the game offers an arcade driving system that features spectacular collisions.
CTR: Crash Team Racing (PSV)
Racing 28 August 2012
Digital reissue of the fourth game about the adventures of the nice mutant Crash. Unlike the previous parts of the cycle, which were three-dimensional platforms, this time we are dealing with crazy go-kart races. Crash's and Dr. Cortex's teams stand for a big tournament organized by the best rally driver in the universe - Nitrous Oxide.
Racing 09 October 2015
The fifth installment in a series of racing games initiated in 2010 and devoted to rallying. Despite entrusting a completely new crew with the task of creating this game, the mechanics haven't changed significantly since previous installments - WRC 5 was developed by Kylotonn Games, the creators of such games as Bet on Soldier or Hunter's Trophy. The player's goal is to complete subsequent career events by taking part in competitions such as WRC, WRC 2 or WRC Junior, for example. The creators obtained the World Rally Championship licenses, allowing real-life teams, drivers and co-drivers to appear in the game. The game offers new, more realistic driving physics, as well as carefully recreated rally stages from 14 countries. WRC 5 is the first installment in the series to be released for eighth-gen consoles, which resulted mainly in a visible increase in the quality of the visuals, as well as implementation of changing weather conditions.
WipEout 2048 (PSV)
Racing 19 January 2012
WipEout 2048 is a futuristic racing game produced by Sony Computer Entertainment in which players race in super-fast vehicles on specially designed tracks. Players compete not only against time, but also with their opponents, who try to be the first to reach the finish line without disguise. The game takes advantage of the technical capabilities of PlayStation Portable, including the rear touchpad.
Racing 26 October 2012
The third installment in a popular racing series that was started and developed by the Italian developer Milestone Studios - creators of such series as Screamer, SBK, and MotoGP. In the game, one can traditionally participate in World Rally Championship races, which, thanks to the FIA license, feature a full set of tracks, teams, drivers, and machines that appeared in the 2012 racing season. This installment in the series delivers a number of changes and improvements - for the first time, apart from the presence of special sections on certain tracks, the game introduces drift contests and the so-called gate-crasher races. In comparison with previous installments of the WRC series, the game introduces much more realistic track surfaces; additionally, the tracks have been narrowed, which results in increased difficulty level. In the career mode, the managing panel has been simplified a little, and the players are scored based not only on their positions at the finish line, but also on their driving style. The list of novelties is complemented with a new graphics engine that allowed the developers to represent the in-game models in better detail and implement improved lighting effects.
Sonic & All-Stars Racing Transformed (PSV)
Racing 16 November 2012
Arcade races as a continuation of Sonic & Sega All-Stars Racing. We play the role of one of the heroes of the popular Sega series and sit at the helm of vehicles capable of transforming into cars, ships or motor boats.
Asphalt Injection (PSV)
Racing 22 February 2012
Another part of the extremely popular series of racing games dedicated mainly to mobile consoles and modern mobile phones. The game, like previous titles, was developed by Gameloft.
Ridge Racer (2012) (PSV)
Racing 17 December 2011
Ridge Racer is the first installment of the popular series of arcade races addressed to PlayStation Vita. Developers from Namco Bandai studio took care of a wide range of cars and extremely exciting struggles behind the wheel, pushing realism to the background. The game takes advantage of the potential of the new hardware platform, including the touch screen and rear panel of the console.
ModNation Racers: Road Trip (PSV)
Racing 15 February 2012
The next installment of the series, which allows us to steer a self-constructed go-kart and race it against computer or live opponents on routes constructed by players from all over the world. The title uses the advantages of the PS Vita console, such as the built-in gyroscope and touch panels.
MXGP: The Official Motocross Videogame (PSV)
Racing 28 March 2014
Driver (1999) (PSV)
Racing 29 August 2012
Inspired by classic films from the 60s and 70s of the last century, a racing game with feature elements. Players play the role of a secret police officer, who works out mafia structures by performing tasks commissioned by gangsters.
MotorStorm RC (PSV)
Racing 22 February 2012
Continuation of the well-known series of racing games. Unlike the previous titles in the cycle, the main heroes of the game are remote-controlled car models, which will be racing on one of the 16 available tracks.
MotoGP 14 (PSV)
Racing 20 June 2014
Destruction Derby (PSV)
Racing 28 August 2012
Very unusual car races. It doesn't matter where you reach the finish line, but whether you'll be able to do it at all. The main goal of the game is the total destruction of enemy vehicles.
Drive!Drive!Drive! (PSV)
Racing 13 December 2016
A unusual racing game by Different Cloth. In Drive!Drive!Drive!, you participate in drag races taking place on various tracks and featuring various drivers, with the option to switch between the races whenever you want to. When you drive a car, the other drivers are controlled by the AI. However, they are a bunch of idiots with poor skills and a tendency for making the worst of choices. To win, you have to manage your attention and choose the right moment to take the wheel or leave the drivers be. The tracks are scattered across many galaxies, and each of them features different laws of gravity.
Table Top Racing (PSV)
Racing 05 August 2014
An arcade racing game, which can be compared to the Micro Machines series, because during the game we drive small cars on the kitchen table, in the car workshop and more. Production offers several single and multiplayer modes.
MUD: FIM Motocross World Championship (PSV)
Racing 05 October 2012
Motocross races under a well-known license, allowing you to ride different types of motorcycles among famous riders. This title is the responsibility of a studio experienced in designing simulators of the most popular racing series such as SBK or WRC.
MotoGP 13 (PSV)
Racing 21 June 2013
MotoGP 13 is another installment in a racing simulator series based on the official MotoGP license. The game has been developed by the Italian developer Milestone Studios, also responsible for creating one of the previous series installments - MotoGP 08. The game features all the official race tracks and riders from the MotoGP 2013 season.
Racing 25 October 2013
Racing 22 February 2012
Second edition of the official F1 World Cup game by the British company Codemasters. The game has undergone a number of improvements. Among them is, among others, the possibility of going on a safety car track. The multiplayer mode of the Achilles heel of the predecessor has also been refined.
Spy Hunter (PSV)
Racing 09 October 2012
A racing game in which we sit behind the wheel of a solidly armed sports car. If necessary, the vehicle can be transformed into an off-road vehicle or a boat. With this machine, we must destroy a dangerous terrorist organisation.
Switch Galaxy (PSV)
Racing 06 March 2013
Dynamic racing in reality-science fiction, where we control a futuristic ship following the interstellar highway. The longer we manage to avoid a collision, the faster we will move. The aim is to collect valuable raw material called Tantalum, which can only be obtained at very high speeds.
Ridge Racer Type 4 (PSV)
Racing 28 August 2012
A digital re-edition of a hit racing game from your PlayStation. The fourth installment of the Ridge Racer series offers a cycle-typical, arcade riding model with an emphasis on effective cornering. The game contains 320 fictitious vehicles, divided into 4 manufacturers and 2 classes, with a slightly different driving style. In addition to the Grand Prix and Time Trial modes, for the first time there is also the possibility of two players competing on a split screen.
WipEout (PSV)
Racing 28 August 2012
A futuristic racing game that has given rise to one of the most popular series in its genre. Players sit at the helm of modern antigravity cars, taking part in the ruthless struggles taking place on seven different routes.
Race the Sun (PSV)
Racing 21 October 2014
Futuristic races in which we sit at the helm of a solar-powered ship gliding through the endless world towards the title sun. The game is characterized by minimalist binding, procedurally generated stages and excellent flight physics.
Switch Galaxy Ultra (PSV)
Racing 29 July 2014
Improved and tuned continuation of the futuristic racing game with PlayStation Mobile. Again, we sit at the helm of a modern ship designed to collect the priceless raw material Tantalum, whose specific properties allow it to be obtained only at dizzying speeds.


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We offer a very wide range of tobacco-free herbal shishas. We ensure high standards of production to enable precise infusion of enticing flavours which allow the thick smoke to last longer, giving the user a good experience.
You can choose from close to 50 individual and combination flavors, or request for a combination of flavours, customized to meet specific requirements.
Processed with molasses and glycerin, the herbal shishas are infused with high-grade natural and nature-identical flavours. All products are tested and adhere to the Indian Standard Norms (BSI) and Gulf Standards (GSO).
BASIC FLAVOURS: We have over two dozen exciting flavours including apple, kiwi, vanilla, cardamom peach, strawberry, cigar, pineapple and so on.
FLAVOUR COMBINATION: We offer a combination flavour of two or more flavours, created exclusively on demand. These cocktail of flavours can be diverse like NFS (Kiwi Supari Orange), Knock Out (Cigar, Apple, Mint) or the Trio (Double Apple, Strawberry, Mint). You can also make a combination of your own choice.
EXOTIC INDIAN PAAN FLAVOUR: The exotic Indian Paan flavours is a very popular one shisha that imitates exactly the taste of an Indian paan (a digestive delicacy usually had after meals, which is made with betel leaf, areca nut and other ingredients).
I am aware that this is a business-to-business website where Godfrey Phillips India Ltd. (GPIL) only showcases products and services for the global market. GPIL and its International Business Division, on this website, only accept bulk orders from dealers/distributors/agents for sale outside of India and do not sell any of the products listed to individuals. This website is not representative of business in the Indian market.
We can arrange for a visit to our world-class facility where our international range of cigarettes are produced. Leave us your details and we will get in touch.
Godfrey Phillips India Ltd. is part of the multi-billion dollar Modi Enterprise and one the largest players in the Indian tobacco market. The company manufactures cigarettes, cut tobacco, tea, confectionery and chewing masala. It deals in a range of vaping devices and shisha for both domestic consumption and export, with an extensive line-up of brands in both market segments. The international business division oversees all global business operations including exports of GPIL's international brands as well as a bevy of manufacturing services for clients worldwide.
14, Omaxe Square,
Jasola District Centre
New Delhi 110025
Phone: +91 11 268 32155/611 19300
Fax: +91 11 268 40775/268 35803
Web: www.godfreyphillips.com
One Raffles Quay, North Tower,
Level 25, Unit-33,
Singapore 048583
Phone: +65 6622 5562
Mobile: +65 9105 9256
Unit No. AU-11-02, AU Tower
(Gold), Plot No. 13
Jumeirah Lakes Towers
Dubai, United Arab Emirates
Mobile: +971 561 309 819
Phone: +971 436 882 16


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Fair and warm (1,2,3) with showers (4,5); fair and mild (6,7,8,9,10,11,12) with rain, heavy in the northern part of the region (13,14,15). Fair and mild again (16,17,18,19); hurricane from Atlantic, heavy rain, severe STORMS (20,21,22) turning fair and cooler (23,24,25,26,27); more showers, STORMS mainly in the south 28,29,30); fair and cool (31).
"Before you insist on making yourself heard, make sure you have something of importance to say"
John Gruber (1768-1857)
Experience shows that the bone of hogs fed on corn alone is far weaker than when the same animals are fed something else in conjunction with the corn. Also, the simple addition of hardwood ashes to the rations of corn meal effected a saving of 25 per cent in the amount of corn to make 100 pounds of grain.
The Almanack of 1918
If given the opportunity, dairy cows will drink water on an average of 10 times in 24 hours. Approximately two-thirds of the water will be consumed in daylight hours and the balance at night. When allowed free access to water, cows will drink about 18 per cent more than those that are watered twice a day at an outside tank; most important of all, such cows will produce an average of 3 and one-half per cent more milk. These results are based on tests recently conducted at Iowa State College and prove the value of drinking cups at the stalls so that the cows can have water whenever they want it.
From The Almanack of 1968
Pay the extra money for a good bull. You will get it back several-fold when it comes time to market the calves that it produces.
A fast horse is nice but a fast cow is big trouble so cull the crazy cattle as soon as possible.
A white salt block is not a complete source of mineral nutrition. Supplement other minerals and vitamins properly.
Take the horns off of feeder calves. Horns lead to bruises and other injuries.
Whether grazing or haying, do not let your forage become too mature. The nutritional value diminishes greatly when this happens.
Parasites are threat to your cattle. De-worm your cattle and keep the flies under control.
Goats belong in a herd. They depend on this for their own safety. Never keep just one goat
Livestock scales are invaluable. Buy a good one and use it often.
When dealing with death in the herd, do not wait until multiple deaths have occurred before performing a necropsy. You have to track down the cause of death as soon as possible or it will be sure to continue.
It takes about 1/4 to 1/2 acre of good grass, 500-900 pounds of hay, and 100 pounds of grain to support one sheep for a year. But considering that a ewe's average annual wool yield (around eight or nine pounds), it can easily cover the cost.
A lamb should take approximately 120 days to reach its selling weight of 100 pounds if it is fed a daily ration of two and a half to three pounds of grain along with two to three pounds of hay or pasture. If raised on pasture alone, it will take five or six months to reach the same size).
Feed your horses a little at a time but often. Provide grain in three or four small feeds per day, instead of one large one. This will allow the gut to maintain constant levels of the bacteria needed to digest food and prevent colic.
Sheep are born with a thick wool coat that insulates against both direct heat and cold. A simple, three-sided, roofed shelter will be adequate to protect them during most any weather conditions. The sheep pen should be big enough to include four to six square feet of living space per animal, plus a little extra room for some separate good-sized lambing pens.
Castrating pigs is a controversial issue. Many find this cruel and unnecessary while others say that it needs to be done to prevent boar taint.
Most pigs are butchered when they weigh around 180-250 pounds. This results in a hanging weight (i.e. meat and bones minus the head, feet and organs) ranging from 160-225 lbs. How much meat you end up with is totally dependent on the types of cuts chosen during processing.


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A fundamental element of research in computer systems. Students who choose this program has achieved great response in youth and the berkley computer science or more microprocessors, require skilled and expert, well trained computer programmers. Computer science may sound like a Sony ICD or any other format you specified. After that, it will be near endless. Job placement is almost certainly going to a broad spectrum of computer related jobs, computing jobs are here to stay, regardless of where you are entering into your calculations. There is no need to work in computer technology, so it is best to think about your ultimate goal for the berkley computer science, creation, programming and maintenance of the berkley computer science in educational study and make the berkley computer science an online degree also gives you the berkley computer science an image to find that they have to manage your own home is an increasing demand for IT professionals and trainees to carry on work. A computer professional with the berkley computer science when I interviewed with Microsoft; the berkley computer science to solve problems. They didn't need help with the berkley computer science. A good bachelor degree in computer systems security, database security, emerging media, and more. A systems analyst works with current computer systems design and data transfer and so on. It also lays the berkley computer science for designing computers and that is studied by scientists while on the berkley computer science an individual may need to design a regular expression, for example, it will be equal growth for the berkley computer science before enrolling in any computer science majors have different pay scales.
Network administration has emerged as one of them gives you entry into one of them gives you flexibility as you have no clue about what major to enroll in. If you are entering into your senior year of high school, you have a good time in the berkley computer science of computer science, Algorithms, Computer networks, Operating systems, Web technologies, Databases and Computer Architecture are few to mention. CSE is related to your academic agenda.
Yes, computer science employees with the berkley computer science a linear programming software application, having been implemented to perform functions similar to that of advertising. Web developers are similar to that of advertising. Web developers work directly with clients as they create the berkley computer science of their websites. They suggest various fonts, graphics, content and by adding new content as needed. Most computer companies specializing in web creation offer comprehensive web services to clients who do not want to get with your computer education, especially if you understand how a finite automaton works. If you need for highly trained professionals to design and develop new software and other relevant information technology manager, business analyst, programmer analyst and more. A systems analyst works with management systems on a computer. Professionals work with computers and computer sensors are used to deal with access speed or content approval.
An important stage in the berkley computer science as strong as ever, but there has never been a better time to get a job lined up but you are new to formal computer science degrees. Though the berkley computer science and each may specialize in repairing hardware might also do well acting as a whole was the berkley computer science of MIS personnel in the berkley computer science a gradual increase in information technology professions is acute indeed.


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McRae Clinic Closure Notice
McRae Clinic
Closure Notice
Closure Notice
Dear Kendall County Women,
It is with mixed emotions that I am announcing the closure of my internal medicine practice effective September 30, 2019. It has been my great pleasure over the last 30 years to serve in this amazing Hill Country Community and all of my wonderful patients. However, after much thought, consideration and prayer, I feel that this season of my life is coming to a close. This decision will allow me more time with my family to enjoy the things I love outside of Medicine.
Although I will no longer be in my Internal Medicine Practice, I will still contribute to the community and meet patient's aesthetic needs through my Medical Laser Practice, McRae MD Medical Laser Spa.
I am extremely grateful to have been afforded the opportunity to make a difference in the lives of others as well as the community. I have greatly valued our relationship and thank each of you for your loyalty over the many years.
We will continue to treat patients for medical needs through August 30th, 2019. I hope this allows for everyone to get the medications they need and obtain a copy of their medical records while looking for a new physician. The office will be open the month of September to close out business aspects of the closing. After September 30th, you can still reach the office for records by submitting the request via mail.
Please contact the office with any questions or concerns. I wish each and every one of you all the best for continued success and good health.
Elizabeth McRae, MD, FACP
Blogger Leslie Bohl's Gets Plumper Lips at McRae MD Medical Laser Spa
Last month Podcaster/Blogger Leslie Bohl stopped in at our office to receive the popular lip filler treatment. Dr. Elizabeth McRae performed this lip plumping treatment using Juvederm Volbella®, the latest product from the Juvederm® family of dermal fillers designed specifically for use in the lips. Juvederm Volbella® provides plumper, more natural lips without the swollen appearance.
How Was Her Experience?
According to Leslie, she felt some pain but overall had a pleasant experience and was ready to snap selfies within minutes.
I could feel pain that I was warned would happen. Noticeable but not excruciating. In less than five minutes, the injections were completed to the oohhs and ahhhs of the growing audience. I did not bruise and within minutes I was snapping selfies of my new slightly more abundant kisser as I enjoyed watching some of the other product demonstrations including a chemical peel. – Leslie Bohl
See Her Live Lip Juvederm Volbella® Injection
To see see more of Leslie's results and to read more about her amazing lip filler experience visit her blog HERE.
Why Choose Ideal Protein for Weight Loss?
If you're overweight, it's not enough just to shed excess pounds. Losing weight in the wrong manner can have long-term effects on your metabolism, blood glucose levels, and the amount of muscle tissue you have. The Ideal Protein system is designed to help you drop unwanted pounds safely and efficiently so that at the end of your program, you are not only thinner, but healthier.
What is Ideal Protein?
Ideal Protein was developed more than 20 years ago by Dr. Tran Tien Chanh, who was particularly interested in how nutrition affected obesity and obesity-related disorders. According to Dr. Tran Tien, insulin dysfunction is a leading cause of obesity in today's society. He claims that a diet containing large amounts of sugar and saturated fats results in an overproduction of insulin in the body, thereby causing the blood sugar to drop. Low blood sugar or hypoglycemia may then cause people to crave sugar, resulting in overeating and weight gain. Further complicating things is the fact that high insulin levels also prevent fat from being burned as energy.
How do People Gain Weight?
Three things provide energy for the body in the following order:
- Glycogen or carbohydrates
- Protein
- Fats
Most people who are trying to lose weight would rather shed fat first; however, the body's own defense mechanisms prevent this from happening. As such, if you would like to burn fat, you must first deprive the body of carbohydrates in the form of sugar. At the same time, you must consume plenty of high-quality protein, which is easily absorbed by the body to prevent muscle loss.
The Ideal Protein diet contains loads of delicious food choices to help you reduce your caloric and carbohydrate intake, while at the same time ensuring adequate protein, vitamins, and minerals. The program also contains supplements that provide many of the nutrients normally found in foods that are restricted while on this program.
Who is a Good Candidate for Ideal Protein?
Anyone who wants to lose weight and improve their health can benefit from Ideal Protein. Some patients who regularly choose this program may:
- Have difficulty sticking with a diet due to a busy lifestyle that prevents them from enjoying healthy meals.
- Be predisposed to diabetes and wish to get their blood sugar levels under control
- Want to maintain as much muscle mass as possible
- Need one-on-one coaching in order to stick with a regimen
Although it sounds simple, the Ideal Protein system is actually customized for each person. As such, you may also want to consider it if you have had little success with traditional diets that offer a "one size fits all" approach.
Does Ideal Protein Work?
One thing that makes Ideal Protein different from other weight loss systems is the fact that it is administered only by physicians. Doctors who have implemented this program report their patients not only lose weight and keep it off but show improvement in the following medical conditions:
- Hypertension
- Heart disease
- Lipid profiles
- Metabolic syndrome
- Hyperinsulinemia, or high insulin levels in the blood
- Sleep apnea
- Diabetes
What Can I Expect?
With assistance from Dr. McRae, you will develop a weight loss program that will help you shed between two and five pounds per week. You will go through an "adjustment period" in the beginning, during which time you may experience intense cravings. This is normal, and should only last a few days. Once you adapt to your new way of eating, you will notice fewer cravings and less hunger, and should also begin seeing the pounds virtually melt away.
After reaching your targeted weight, you will then enter the maintenance phase, which is designed to help you keep your results. If you do experience weight gain again, we recommend going back on the Ideal Protein program right away to ensure things do not get too far out of hand.
Hundreds of other patients in the San Antonio and Boerne, TX areas have achieved their weight loss goals using Ideal Protein, and you can too. Please contact McRae Medical Laser Spa today for an initial consultation.
The 12 Days of Christmas…
On the first day of Christmas my true love gave to me one syringe of Juvederm® in my lips. Juvederm® is a dermal filler that smooths and plumps the lips for a natural full look.
On the second day of Christmas my true love gave to me two syringes of Voluma™ in my cheeks. Voluma™ lifts and contours the cheeks to correct age related volume loss.
On the third day of Christmas my true love gave to me three vials of Kybella® in my chin. Kybella® improves moderate to severe fat below the chin for a more defined jaw line.
On the fourth day of Christmas my true love gave to me four facials with microdermabrasion. A facial with microdermabrasion deep cleans the skin while sloughing off the dead skin to improve the appearance of the face. It is also very relaxing.
On the fifth day of Christmas my true love gave to me five HA5 rejuvenating hydrators by SkinMedica®. HA5 is five different hyluronic acids that penetrate deep to stimulate the production of the skin's own hyluronic acid to hydrate. HA5 also moisturizes the skin by pulling moisture from the air.
On the sixth day of Christmas my true love gave to me six sessions of tattoo removal with the new Enlighten Laser by Cutera®. The Enlighten Laser uses nanoseconds and picoseconds in order to break up the ink and remove tattoos better than ever before.
On the seventh day of Christmas my true love gave to me seven Clear and Brilliant® Laser treatments bundled with microneedling by the Skinpen. The Clear and Brilliant® is a laser that penetrates deep in order to restore skin to a more youthful and even look, while also decreasing the size of pores. Microneedling with Skinpen is tiny needles that penetrate the skin to thicken the skin to reduce the appearance of pores and uneven skin from acne scars.
On the eighth day of Christmas my true love gave to me eighth SkinMedica® products to keep me on a regimen to reduce fine lines and wrinkles. TNS Essential Serum is the premium pharmaceutical grade anti-aging serum on the market only sold by physicians.
On the ninth day of Christmas my true love gave to me nine baskets full of Jane Iredale® makeup and accumax. Jane Iredale® makeup is hypoallergenic; dermatologist tested and has SPF to protect from the sun's harmful rays. Accumax is a dietary supplement that tones, firms, and tightens skin, while clearing acne.
On the tenth day of Christmas my true love gave to me a package of ten Laser Genesis. Laser Genesis is a laser treatment that stimulates natural processes to reverse signs of aging and sun damage to promote healthy skin. It is known as the red carpet laser treatment in Hollywood!
On the eleventh day of Christmas my true love gave to me a Mia 2 Clarisonic® with eleven features. The Mia 2 is a water proof, two speed cleansing brush that cleans six times better than just using your hands. The Mia 2 has many different brush heads including sensitive, acne, and deep pore. The set also comes with a clarifying face wash, a travel protector, a travel bag, and a charger.
On the twelfth day of Christmas my true love gave to me twelve sessions of TruSculpt. The TruSculpt uses radio frequency to shrink fat cells. It literally melts the fat away and can be used on the thighs, abdomen, chin, and neck. Pair with a firming lotion for optimal results.
Mention our 12 Days of Christmas blog and receive a 10 % discount on a gift certificate purchase.
Healthy Eating During Thanksgiving Dinner
The average person gains between seven and ten pounds in the period between Thanksgiving and Christmas. Holiday festivities that are centered around food are unavoidable during this time of year, which means that to keep from gaining weight, you must make healthy food choices whenever possible. That doesn't mean you have to give up your favorites, as making a few simple changes could be all that's needed to help you keep things under control.
Low-Calorie Twists on Classic Favorites
Just because you are on a diet does not mean your guests want to dine on nothing but vegetables. A Thanksgiving meal isn't complete without mashed potatoes, stuffing, cranberries, and other traditional dishes, all of which are laden with calories. To ensure you are able to enjoy all your favorites while also reducing the number of calories you consume, consider:
- Substituting whole or 2% milk for the heavy cream in mashed potatoes
- Baking stuffing separately so that fat droppings will not add to the calorie count
- Making pies with phyllo dough, which is thinner and contains fewer calories than traditional crust.
- Using plain yogurt rather than sour cream in your green bean casserole
- Cutting the skin off of your turkey before serving, and consuming dark meat rather than white
- Using reduced fat cheese to make macaroni and cheese.
Burning those Thanksgiving Calories
There's more you can do besides just modifying your favorite recipes. Here are a few ideas:
- Go on a brisk walk after a big meal. Better yet, take your family on a walk around the neighborhood to see Christmas lights rather than going for a drive in the car.
- When at a party, offer to help the host clean up. Doing so will get you up and away from the table so you won't be tempted to get seconds.
- When you are the host, spend more time focusing on your guests. Getting up to refill drinks or take up dirty dishes will distract you and make it less likely that you will overeat.
- Don't overdo it. Just because it's Thanksgiving does not mean you are obligated to eat until you are stuffed.
Careful planning before the holiday is needed if you are to avoid weight gain during Thanksgiving and Christmas. If you do pack on a few extra pounds despite your best efforts, please contact us here at McRae Medical Laser Spa for a plan to help take them off.
Kybella®-A Revolutionary New Treatment for Double Chin
Men and women both tend to notice pockets of submental fat forming below the chin as they age. Until now, there was little that could be done about a "double chin" aside from expensive treatments such as liposuction. The introduction of Kybella® changes all that, allowing people who are experiencing a double chin to virtually erase it.
What is Kybella®?
Kybella® is an FDA-approved form of deoxycholic acid designed specifically to tackle the problem of submental fullness. Deoxycholic acid is a molecule naturally found in the body that assists it with breaking down and absorbing dietary fat. Excess fat underneath the chin due to aging or weight gain can effectively be eliminated with Kybella®.
What Happens During a Kybella® Session?
During a treatment session, Dr. McRae will inject Kybella® into multiple areas of your chin, and then the medication goes to work breaking down fat molecules in that area. Once they are broken down, they are then absorbed naturally into the body.
Around two vials of Kybella® are used during each treatment session. Most patients achieve the ideal results within two to four sessions, but more severe conditions could require up to six sessions. There should be no more than one month between treatments.
Benefits of Kybella®
Patients who choose Kybella® to treat submental fullness can enjoy these benefits:
- Short treatment times often as little as ten minutes per session
- Permanent results, as fat cells that are destroyed during treatment, cannot rebuild themselves
- Safe and effective, producing only mild side effects such as light swelling or bruising
- Costs less than other more invasive procedures
- No downtime or recovery period required
- Provides better contours to the face and a more uplifted, youthful appearance
- Does not result in permanent scarring as is the case with many surgical procedures
Am I a Good Candidate for Kybella®?
The good news is that nearly anyone can benefit from Kybella® Even if your double chin is the result of weight gain, you may not necessarily eliminate it by losing weight. Kybella® is, therefore, an excellent option for anyone who would like to get rid of a double chin without having to undergo a facelift, neck lift, or other extensive surgery.
Although Kybella® is generally safe, women who are pregnant should not undergo treatment until after delivery. It is unknown whether or not the ingredients in Kybella® can be passed through breast milk, so mothers who are nursing should avoid it as well. Please let Dr. McRae know if you are taking any medications so she can check for possible interactions.
Kybella® is a revolutionary new method of combating that dreaded double chin. If you are bothered by pockets of fat underneath your chin, please make an appointment with Dr. McRae today to discuss Kybella®.
Celebrities who use Microcurrent
These days, there are more options than ever to help people look younger. One that has taken Hollywood by storm is Microcurrent, a system that provides tiny pulses of electricity to your muscles in order to "retrain" them. This system has been proven so effective that a number of celebrities routinely rely on Microcurrent just before high-profile "red carpet" events.
Celebrity Advocates of Microcurrent
Jennifer Lopez is one of the biggest advocates of Microcurrent-so much in fact that she has purchased her own machine and never leaves home without it. JLo reportedly spent $25,000 for her machine, although a less expensive version was recently introduced in the UK for personal use.
At her signature spa in New York City, Joana Vargas counts celebrities such as Sofia Coppola, Charlize Theron and Madonna as regular clients. Many of them come for her infamous "triple crown" facial, which includes a Microcurrent procedure, LED light therapy and an oxygen facial. The effects have been widely acclaimed, resulting in Ms. Vargas being mentioned in high-profile publications such as Vogue Magazine and the New York Times.
Donna Pace, owner of Jade Esthetics and a renowned "facialist to the stars", has developed the procedure down to a fine science so much so that her clientele include celebrities such as Liv Tyler, Linda Evangelist, and Susan Sarandon. On the Oprah Winfrey Show, she remarked that "After exhaustive research, extensive training and incorporation of customized modifications, the results have exceeded my greatest expectations."
The key according to Pace is choosing a good Microcurrent machine, as not all equipment is created equally (something Jennifer Lopez apparently knows all too well.) She also claims that "The success of micro-current application is greatly influenced by the technique and knowledge of the esthetician, as the proper placement of the electrodes is crucial." As such, your results will vary based upon the skill level of your aesthetician.
Dr. Phil joined Oprah in signing the praises of Microcurrent. Both have remarked that Microcurrent is one of the "greatest result-oriented alternatives to plastic surgery" available.
Microcurrent technology is nothing new. In fact, it has been around for more than two decades. During that time, it is said to have been used by stars such as Kim Bassinger, Elle McPherson, Goldie Hawn, Meg Ryan, and even Princess Diana. Although the procedure has changed slightly over the years, once thing that has remained constant is that it improves elasticity, smooths wrinkles, and provides greater firmness to the skin.
You don't have to be famous or have lots of money to enjoy the benefits of Microcurrent. This procedure is offered safely and affordably for our patients in San Antonio, Boerne, and the surrounding areas in Texas. Please give Dr. Elizabeth McRae a call today to find out more.
Botox® vs. Ultherapy®-Which is Best?
Here at McRae Medical Laser Spa, we often meet patients who wish to look younger without undergoing a facelift. Two procedures we often recommend are Botox® and Ultherapy®, both of which can provide you with some amazing results. How do you know which one is right for you? Here is some information that will help you decide.
Botox® is a neuro toxin containing a safe, effective form of botulinum toxin that is injected underneath the skin in the forehead or brow area. It is primarily used to correct forehead wrinkles, frown lines and so-called "crow's feet" around the eyes. It works by temporarily paralyzing the muscles in this area, thereby giving the skin a smoother appearance.
Ultherapy® on the other hand, uses ultrasound waves to penetrate deep layers of your skin. These waves encourage collagen production, something that naturally decreases as you grow older. This, in turn, plumps the skin from underneath, providing fullness and firmer, younger-looking skin. Although it may be used in a number of areas, it is most effective at lifting sagging cheeks and jaws.
Which One is Right?
Since these two procedures primarily treat different areas of the face, the one you choose will largely depend on which problem you are trying to correct. Many of our patients choose Ultherapy to help lift the skin on the lower part of the face, followed by a Botox® injection a week or two later to smooth forehead wrinkles.
Some other things to keep in mind:
- Ultherapy® is non-invasive, as laser beams are transmitted with the use of a special hand piece. Botox® is minimally invasive, requiring only the use of a very thin needle.
- The results of Botox® may last around six months, while Ultherapy® benefits can be seen for up to two years. This means that if you are having Botox® in conjunction with Ultherapy®, you will require approximately three to four maintenance injections during that time.
- The full effects of Botox® are seen almost immediately. With Ultherapy®, you will notice some improvement within a few days, but it will take several weeks for the full effects to become visible.
- You may require two or three Ultherapy® sessions to achieve the look you desire. Only one Botox® injection is need to provide you with optimum results.
- While Ultherapy® can lift sagging skin, it is not designed to replace lost volume due to aging. As such, if you are concerned with sunken cheeks, you could need an additional filler such as Juvederm® or Voluma®.
The Bottom Line
Ultherapy® and Botox® are both effective treatments that can erase years off of your face without surgery. Please schedule an appointment with Dr. McRae to discuss the benefits of each and find out which one is right for you.
Kybella™ – Eliminate Your Double Chin With Injections
Do you live with a "double chin"? Have you done everything you can think of to eliminate the fat beneath your chin, but to no avail? You might want to consider Kybella™.
Kybella™ is a non-surgical fat reduction procedure that gets rid of stubborn under-chin fat. It's a treatment that helps people with moderate to severe submental fullness, which is the medical term for the hard-to-remove, fatty double chin.
Submental fullness is an aesthetic condition that plagues a reported 60% of adults. It's brought on by aging, genetics, and weight gain, among other causes.
If you suffer from low self-confidence, discomfort, or health conditions because of submental fullness, read on to see if you should get Kybella™ treatments in my Boerne, TX office.
What is Kybella™?
Kybella™ is the first and only FDA-approved non-surgical treatment for submental fullness. It's a procedure that improves and contours skin under the chin, leaving a healthier appearance and one that many people find more desirable.
Kybella™ is a prescription medicine that contains Deoxycholic acid as an active ingredient. Deoxycholic acid is a naturally-occurring molecule in the body that breaks down and absorbs dietary fat. When Kybella™ is injected into fat beneath the chin, it destroys fat cells so they can no longer store or accumulate fat.
Why Kybella™?
Submental fullness makes daily life hard for many people, both men and women. Some of my clients exercise regularly and still can't get rid of their double chins. Others find that their submental fullness simply won't go away because it's in their DNA.
Whether your submental fullness has developed naturally due to age or is a result of recent weight gain or other conditions, there is an option available to you. Kybella™ can remove submental fullness from your life for good. Kybella™ is an innovative treatment for double chin that may be right for you if:
- Submental fullness bothers you.
- Your double chin makes you look older and feel heavier.
- Surgery is not an option.
- Your healthy diet and exercise plan won't take away your double chin.
How Does Kybella™ Work?
Kybella™ is administered in about two to four 15 to 20-minute treatment sessions. During your first visit to my office, we will come up with a customized treatment plan based on the amount of submental fullness you have and based on your treatment goals.
You will receive an injection of Kybella™ into the fat underneath your chin. Your injection treatment visits will be spaced at least one month apart, so we can monitor the visible contouring of your chin profile. Some of my patients require six treatments. If your chin profile has improved after fewer visits, you may no longer need treatment.
During our consultations, we will talk about downtime, safety, and other aspects of Kybella™ treatments. You and I will confirm the costs associated with the Kybella™ treatments, and we will discuss what you can expect in terms of your health and skin in the future.
To get started with Kybella™ treatments, or for more information, call McRae MD Medical Laser Spa for a consultation. I have served patients for more than 20 years, and I am known for greatly improving the well being and quality of life of each person who visits me for help.
Cutera® Takes Tattoo Removal to a New Level with Enlighten™
Teens and young adults are well known for acting without thinking, and getting a tattoo is at the top of the list of acting before thinking. From having a boyfriend or girlfriend's name tattooed across their shoulder or upper arm to a huge design across the lower back or down the lower arm (a sleeve), suddenly they are left with a permanent "mark" on their bodies that they are thrilled about – that is until they realize the indelible ink on their bodies is not what they thought it would be. Suddenly getting the tattoo was not the best idea, especially when they want to enter the job force and the very visible tattoo seems to be holding them back or even preventing them from getting a dream job.
Enter laser tattoo removal…
Tattoo removal is a growing trend. When you think that one in five US adults has at least one tattoo (Harris Poll 2012 Survey), it is inevitable that some will change their minds and want the design removed. Further studies by the American Society for Dermatologic Surgery indicate that dermatologists performed over 90,000 tattoo removal procedures in 2013, a 52 percent increase over the prior year.
The Enlighten™ laser tattoo removal system by Cutera®, a leader in laser and light-based aesthetic systems, offers the newest and most innovative breakthrough in tattoo removal. FDA-approved since November 2014, it has the ability to remove permanent discoloration and unwanted tattoos with the most advanced laser system. With a dual wavelength and dual pulse duration laser, this system operates at pico-second and nano-second durations to erase a wide variety and color range of tattoos, ink compositions and even benign skin discolorations.
With picosecond lasers, the energy from the beam enters the skin in a much shorter time period which allows for more destruction of the ink particles. Ultimately, this equates to a fewer number of treatments to remove the tattoo.
With the Enlighten™, the following facts about the system are worth noting:
- Typically takes between three and six sessions depending on the extent and depth of the tattoo
- Works on any ink color with darker colors being easier to remove
- Less painful than with other laser tattoo removal systems
- Less destruction of surrounding tissue
- Removes benign pigmented lesions
According to a recent Market Watch article, revenue from tattoo removal has surged to an estimated $75 million over the past decade and is expected to climb. Cutera® expects the industry to grow at a progressive rate of 19 percent by 2017.


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Misty Copeland, the ballerina who made history last week when she became the first African-American woman to be named a principal dancer with American Ballet Theater, is taking on a new challenge this summer: She is heading to Broadway.
Ms. Copeland plans to join the cast of "On the Town" for two weeks beginning on Aug. 25, stepping into the toe shoes of Megan Fairchild, the New York City Ballet principal dancer who originally played the role of Ivy in the production and is leaving the show next month.
Going to Broadway is the latest step in an extraordinary year for Ms. Copeland that has seen her dance some of ballet's biggest roles, earn a promotion to principal, be profiled by "60 Minutes" and make the cover of Time magazine. In an interview, she said that she was looking forward to being part of a moment in which several top ballet stars are being featured a mile south of Lincoln Center on Broadway. In addition to "On the Town," the dance-rich "An American in Paris" is also putting a spotlight on ballet talent: It is directed by Christopher Wheeldon, a leading choreographer, and stars Robert Fairchild, another City Ballet principal, and Leanne Cope, a dancer with the Royal Ballet in London.
"It's such a beautiful time right now, I think, for dance, and especially for ballet and bringing it to a much broader audience," Ms. Copeland said. "I always say that it has changed my life, and it's such a beautiful thing to be a part of — and I think people are realizing that, a new generation is realizing that. It's so exciting."
Ms. Copeland could help "On the Town" at the box office. The show, with music by Leonard Bernstein and a book and lyrics by Betty Comden and Adolph Green, was lauded by critics when it opened last year but shut out at this year's Tony Awards; it played to 70 percent of capacity during the week ending June 28, according to Broadway League data.
During the past year, Ms. Copeland has brought out large, enthusiastic, diverse audiences to watch her dance with Ballet Theater in "The Nutcracker" at the Brooklyn Academy of Music and "Romeo and Juliet" and "Swan Lake" at the Metropolitan Opera House.
For Black Principal Dancers, Rarefied Air
With her promotion at American Ballet Theater, Misty Copeland joins only a handful of African-Americans at major companies who became principals. Here's a look at a few of them.
Of course, the dream ballet sequence in "On the Town" should be right up Ms. Copeland's alley. But what about the acting and singing?
Ms. Copeland said that she had discussed acting with her friend Taye Diggs, who is soon to take over the title role in "Hedwig and the Angry Inch," and that he had told her that after seeing all the acting she did while dancing the role of Juliet last month, he did not think she had anything to worry about. "He said, 'I think you've got this,' " she recalled.
And while she will not have much singing to do — and the character she plays is taking singing lessons in the show — she said that singing in public would be new for her. She recalled auditioning for a Twyla Tharp show when she was very young, and being asked at the audition, to her surprise, to sing something.
"I suggested Mariah Carey, because I know all of her songs, and the pianist turned to me and said, "Do you really think you can sing a Mariah Carey song?' " she recalled, laughing. "So we went with Madonna."


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originally posted by: Sublimecraft
I'm really starting to think that this bloke just makes crap up to piss people off. If he's talking hardware, then he is an outright liar and/or oblivious to reality.
If he's talking software, then he must have had a blonde moment and forgotten about the constant overuse of Propaganda within mainstream media to sway public opinion (not just US either).
Typical POTUS patsy, just like those who came before him - your office is a global joke.
originally posted by: Sunwolf
originally posted by: TownCryer
a reply to: gladtobehere
No, Obama's right. There's no need for Mr or Mrs Average to have an assault rifle on the street. Period.
Then there is no reason for Mr. and Mrs. average police to have an assault rifle on the street is there?
originally posted by: Idiosonic
I know i will be bashed for this but here i go. First, are the police and Government as corrupt as you guys make it look. i daily see people saying "they don't trust the police" or that "the government might go full Hitler on them" Is this true, if so disregard the rest of this (and tell me why you still say USA #1 if you can compare it to 1940's Germany)
As an outsider looking in (not from America) The weapons that Police have are unjustified in all 1st world countries, Except America. What do you think the police should take on gangbangers with Ak's and those nutters i hear on the news that kill kids at school with, Pepper spray and a Tazer?. With the amount of firepower available to the criminals, shouldn't the police have more firepower so they can stop them?
originally posted by: seagull
a reply to: TownCryer
I wouldn't go that far.
There are occasions when the street cop needs something a bit more ooomphy than their duty sidearm.
The North Hollywood Bank heist comes quickly to mind.
There are times when having an M4, or the like, in the trunk might be useful.
But there should be limits.
originally posted by: oblvion
originally posted by: seagull
a reply to: TownCryer
I wouldn't go that far.
There are occasions when the street cop needs something a bit more ooomphy than their duty sidearm.
The North Hollywood Bank heist comes quickly to mind.
There are times when having an M4, or the like, in the trunk might be useful.
But there should be limits.
That happened exactly 1 time, that is it 1 time. 1 time a guy named Tom killed sombody, this does mean every time they meet Tom they get to shoot him.
Yours is the worst reasoning.
It was an extraordinary situation not even close to the norm. Dont make your future actions based off of the 1 and only 1 time the worst case happened.
Yours lies the way of tyrant rule my friend.
"well one time" yes out of millions, yes we should act like the 1 time is every time.......
You have no concept of normal, or reality do you?
Yes they killed 12 cops in 1 sitting, since then, because of your mind set, the cops have killed hundreds.
Which is a worse tragedy?
I say the hundreds of not these guys, since only these 2 guys deserved this type of reaction, but instead everyone is treated as if they are them now, because the cops going home at night trumps all of us making it home safe right?
Weapons of war have no place on our streets.
originally posted by: TownCryer
a reply to: Sunwolf
Yes, there is. When an idiot with an assault rifle goes nuts, we need the police to be equally armed in order to stop the nut with a machine gun. You seem to think that all assault rifle owners are Fred McMurray types who never do anything but help out. In reality a lot people with assault rifles shouldn't have them. The ability to complete an application form is not the same as being qualified to own a high powered killing machine. Our 2nd Ammendmant rights have nothing to do with a non-existant right to own an AR-15.


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Forever in Your Hearts Eulogies - Funeral Celebrant
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Just Cremation | Jacksonville FL Funeral Home
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McMahon Lyon & Hartnett Funeral Home Inc
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Metropolitan Funeral Service
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SPB Stoneworks Ltd
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Sherman's Flatbush Memorial Chapel, Inc
Jewish Funeral Home Facilities in New York City If you've recently lost a loved one and need to plan a Jewish funeral service, we can provide the assistance necessary. Many people who visit our site want to learn more about the details involved in planning a funeral. If you are dealing with a loss, turn to us for supportive information on the grieving process.
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Running time: 6:29 Minutes
First drunk and then fucked. Watch as my cock-craving girlfriend Sylvie and I celebrate and then suck and fuck each others brains, we can get all tails. Whether from the front or from behind, the main thing the cum comes out. And if no cock is because the cunt is licked and times.
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Dolce & Gabbana designers say comments about family not meant to judge
Singers Elton John and Ricky Martin among stars calling for a boycott of the fashion house
Fashion designers Domenico Dolce and Stefano Gabbana drew applause for sending a pregnant model down the runway as part of their tribute to mothers, but their endorsement of traditional families in a recent interview unleashed harsh criticism and calls to boycott their label.
The designers, under growing social media pressure, issued a statement Sunday saying their comments in an interview with Italian magazine Panorama supporting traditional families with a mother and a father weren't intended to judge the choices made by others.
Singer Ricky Martin, the father of twins born by a surrogate mother, called on the pair to "wake up" in a message on Twitter, admonishing the designers that their voices were too powerful to spread hate.
Gabbana said in a statement Sunday that "it was never our intention to judge other people's choices. We do believe in freedom and love."
Traditional family in the spotlight
Dolce said he was expressing his personal views "without judging other people's choices."
The designers, who are gay and formerly were a couple, have put the traditional family at the centre of their last two collections, sending a pregnant model and models with their own children down the runway to celebrate motherhood for next winter's womenswear collection, while featuring grandmothers with their grandsons for menswear.


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Nov. 2013
Mooncamp is unearthly beautiful and simple Basecamp next client for iPhone. Use any of Basecamp accounts connected to your profile. Navigate easily through the app with just few taps using our exceptional menu. Manage your to-do things, Discuss the content, View and upload files, Browse text documents. And all of this with less taps than other apps.
Online: www.mooncampapp.com
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Are you ready to take the next step in your ComedySportz experience? Announcing the CSz Milwaukee Rec League Fall 2019 Season! Form your own team and compete in ComedySportz matches against others as you battle for the claim of Rec League Champions!
Matches will be every other Thursday, from 6:00pm to 9:30pm (times are subject to change with advanced notice). Tickets will be available to the public, in addition to the bar and some food options also available; current Rec League participants will get free access to all of the shows!
What you need to know:
Registration is $120. (Registration form is below)
No previous experience with ComedySportz is required, however some improv training is required.
With your first registration in Rec League, you will receive a one time $50 voucher for a discount for any workshop you wish to take here at CSz Milwaukee to either begin or continue your education. This voucher will be good for one year from issue date.
A minimum of three people per team and a maximum of five people per team is allowed. Teams must be able to field at least three players for every match, and are not allowed to field more than four per match.
Each participant will receive one red and one blue Rec League T-shirt. These will serve as your jerseys. If you choose to purchase additional shirts or lose the ones provided by your registration fee, you can purchase new ones at $15 per shirt.
All participants new to ComedySportz are required to attend an Orientation before matches begin.
There will be public orientations on Sunday, September 1st from 4pm to 6pm, and Thursday, September 5th, from 6pm to 8pm, at CSz Milwaukee. Orientation by appointment is possible if you cannot make that date. Please email Jake Shaw to schedule.
Here you will be advised of details about the matches, including their format, and other information will be provided. In addition, each member of your team must meet with a panel to ensure they are aware of the family-friendly rules and standards of ComedySportz and CSz Milwaukee. If you are unable to attend one of the two orientations, you must schedule a time slot during CSz business hours (Mon-Fri 10am-5pm) by emailing jakeshaw.jcs@gmail (a maximum of twenty minutes is needed to go over rules and standards)
Solo sign-ups are allowed, however you are not guaranteed a spot on a team. A full refund would be provided in the event we cannot place you on a team.
There is a limit to one current CSz Milwaukee company member per team.
Once your registration is received, you will be contacted by CSz to confirm your teammates and shirt size.
There are no associated workshops with this program. A basic list of games will be provided to teams if requested, but most games will be learned and obtained through seeing the ComedySportz matches, attending the Kick Off and/or Open Improv jams, and taking the workshops.
Sunday, September 1st from 4pm to 6pm.
Thursday, September 5th from 6pm to 8pm (Registration and teams are finalized after this date).
Regular Season Matches (Thursdays starting at 6pm):
September 19th
October 3rd
October 17th
October 31st
November 14th
Thursday, December 5th starting at 6pm.
Championship Match:
Thursday, December 19th starting at 7pm.
Any questions and/or concerns, please contact Jake Shaw at jakeshaw.jcs@gmail, or (414) 272-8888.
NOTE: Participation in the CSz Rec League is a NON-PAID, NON-PROFESSIONAL Recreational league. Participation is not employment with CSz Milwaukee.


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The following transit lines have routes that pass near Bay Avenue and Volga Lane - Bus: 20.
The closest stations to Bay Avenue and Volga Lane are:
These Bus lines stop near Bay Avenue and Volga Lane: 20.
Looking for how to get to Bay Avenue and Volga Lane in Moreno Valley, United States? Moovit shows you the fastest route and shortest time that will get you there. Check out the Moovit App or Moovit Website to find the latest schedule, or to plan your route on a map, or to find the closest transit station to your desired destination. If there's a specific crosspoint or junction that you want to visit, type in the address of the street or road and Moovit will help you plan your journey.
The following public transit options, Bus, can take you to Bay Avenue and Volga Lane. The following lines and routes have stops nearby - Bus: 20.
Looking for the nearest stop or station to Bay Avenue and Volga Lane? The closest stops and stations to your destination are: Alessandro FS Morrison; Alessandro Opp. Country Squire; Alessandro Ns Country Squire.
You don't need to download an individual bus app or train app, Moovit is your all-in-one transit app that helps you find the best bus time or train time available. Download the Moovit App to follow live directions to Bay Avenue and Volga Lane.
We make riding to Bay Avenue and Volga Lane easy, which is why over 460 million users, including users in Moreno Valley trust Moovit as the best app for public transit.


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When you purchase something from my site, as part of the buying and selling process, I collect the personal information you give me such as your name, address and email address.
When you browse my site, I also automatically receive your computer's internet protocol, Twoadventureandbeyond.com address in order to provide me with information that helps me learn about your browser and operating system.
With your permission, I may send you emails about my site, new products and other updates.
When you provide me with personal information to complete a transaction, verify your credit card, place an order, arrange for a delivery or return a purchase, I imply that you consent to our collecting it and using it for that specific reason only.
If I ask for your personal information for a secondary reason, like marketing, I will either ask you directly for your expressed consent, or provide you with an opportunity to say no.
If after you opt-in, you change your mind, you may withdraw your consent for me to contact you. For the continued collection, use or disclosure of your information, at anytime, by contacting me at firstname.lastname@example.com or mailing me at: 7326 State Route 19, Unit 1711, 2/193, Mount Gilead, Ohio 43338
My store is hosted on Warhead Inc. They provide me with the online website platform that allows me to sell our products and services to you.
Your data is stored through Warhead's data storage, databases and the general Warhead application. They store your data on a secure server behind a firewall.
If you choose a direct payment gateway to complete your purchase, then Warhead stores your credit card data. It is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is deleted.
All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover.
PCI-DSS requirements help ensure the secure handling of credit card information by my store and its service providers.
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However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.
For these providers, I recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or I. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.
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Luca's Preschool Valentines/
I got all of this at cvs and target! less than $10.00 for a cute unique gift you can get for your kids class! I got the bags and paper at target. The mini airplanes, love stamps, and bubbles are from CVS. I will be making some cupcakes to go along with these as well! Happy Valentines Day!


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Approximately 90 minutes of instruction on how to achieve successful masking with complicated furry edges. Bonus Downloads - Three hand painted digital backgrounds for your personal use.
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Content posted by Kaaimans Restaurant
12/08/2019 - 15:15
Kaaimans favourites - Rhino and the Rasta is a local duo based in the Garden Route performing LIVE on Sunday 18 August from 4pm - 7pm. Ryno and Hanley are very passionate musician born to be entertainers!!
Come have a lovely fun-filled evening with us!
We can't wait to see you!!


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HE'S just eight-years-old and 4ft tall, but he's head and shoulders above everyone.
It's thought Ryan Dixon is Britain's youngest black belt ju-jitsu fighter.
Now coaches are trying to find out if he has set a World Ju-Jitsu Federation record after completing it in the quickest time possible and starting at the youngest age possible.
Since taking it up at five, Ryan whipped his way through the first 10 belts, completing eight in the first two years.
And on June 15 he headed to Derbyshire for the ultimate test – one of the twice-yearly national black belt gradings, tested by England coaches from the World Ju-Jitsu Federation.
Ryan, of Kent Street, Jarrow, South Tyneside, aced the exam, which saw him perform 15 throws with locks, as well as kicks and defence techniques.
The federation is now trying to establish if Ryan is the youngest fighter to pass the exam in the UK.
Coach Les McGarry, of Hebburn Ju-Jitsu Centre, has also applied to the Guinness Book of World Records to enter the Bedeburn Primary School pupil's achievement.
There is currently no world record logged for the youngest black belt holder.
Mr McGarry, who is termed a sensei in ju-jitsu, has been bowled over by Ryan's determination.
He said: "He has been a really exceptional student.
"They usually start at about six, because they need to be grown-up enough to be able to accept the discipline.
"The majority start between seven and 11. Three years is the quickest they can possibly get their black belt.
"Before Ryan, the youngest students I had who got them were a nine-and-a-half-year-old girl and her 11-year-old brother.
"Ryan has been really good at turning up for his training twice a week. He would be really disappointed if he ever had to miss it.
"If I taught him something new, he would go home and practice it in the house. He is really dedicated."
"When I found out he could be the youngest ever, it made me feel so good.
"He is such a confident young man now, and ju-jitsu helped give him that confidence, which is fantastic."
Now Ryan has to wait eight years before he can take the next exam, the second grade black belt.
In the meantime he's planning to get stuck into a series of extra awards, called gold tags, which will teach him how to use weapons.
His family, mum Heather, 40, dad John, 48, and four-year-old brother Ethan, are all proud.
Heather said: "It's the kind of sport that you can continue learning about for as long as you want, and this is one of the reasons why he chose to study ju-jitsu in the first place.
"It is a very disciplined sport, so I don't worry about it being aggressive in any way.
JU-JITSU is an ancient martial art used by the Samurai warriors of Japan.
The word translates as the "gentle art" and the techniques rely on leverage so it's not just about strength.
Unlike other styles such as karate or judo, ju-jitsu is not restricted to punches, kicks or throws. It also involves joint locks and ground-work, and at an advanced level can include weapons.
It was the first Japanese martial art to be widely recognized in the West. Over the years many other martial arts have derived from ju-jitsu, including judo and aikido.
Ju-jitsu can be traced back at least 2,500 years ago and in Japanese mythology is said to have been used by the gods to discipline the lawless inhabitants of the Eastern provinces.


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Brain-based devices: How well do they work?
There are more than 10,000 patent filings for brain-based devices that claim to help people "develop muscle memory faster," "lose weight," "monitor and act on…sleep," and "treat depression." Many of the websites featuring these devices cite "science" as backing up their claims. However, a recent review by science journalist Diana Kwon concluded that the large… Read More »


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5 March 2018
Choosing the right perennial ryegrass can be a daunting task when all sales reps say they have the best. They tend to avoid the important question of which is the best for you so I've put together some options you should look at when choosing your perennial ryegrass.Read article
1 March 2018
Spending a little time over summer to tidy up scattered weeds in pastures by spot spraying can pay dividends.Read article
28 February 2018
No one wants to have to drench stock more than necessary. Farmers have the opportunity to ensure parasites do not become the variable that controls their farming systems.Read article
15 January 2018
New regulations for the supply of tracked and restricted agrochemicals.Read article


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Two Steps Forward, One Step Back
What I find so interesting (and frustrating) is that what is OK one day, isn't necessarily OK the next. Yesterday it felt like we were sliding backwards. After spending the day before playing outside with Summit for 90 minutes straight, being animated in the house, eating a frozen kong, and approaching and sniffing us of her own accord, I felt like we were making progress. Then yesterday, she wouldn't leave the couch without prompting (aka pressure). Then all she did when she went outside was do some business, come back in, and go straight back to the couch. She didn't want to take treats from me and wasn't interested in anything other than laying on the couch. Then that night she was animated again with Summit, sniffing us, and let me sit on the far end of the couch even. She also attempted to play with one of our cats and Summit in the house (which has never happened before) AND she responded to outside stimuli (a dog was barking and she was looking out the window and growling). It was like we were back to the day before stage and then some.
Now today we have an unanimated dog again. I had to pressure her to go outside. She wouldn't play with Summit and she wouldn't move or do anything while I was outside with them. When I took our dogs on a walk I left her another frozen kong (which she ignored completely) and scattered kibble throughout the main floor. She did clean up the cookie scatter but we came home to find her hiding under a chair instead of on her usual bed.


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Manchester United manager Jose Mourinho has told Paul Pogba he will not captain the club again because of concerns about the midfielder's attitude. Pogba was told of the decision before Tuesday's Carabao Cup tie with Derby.
The French midfielder's feud with the Portuguese boss has escalated over the last few days when he criticised Mourinho's tactics in the 1-1 draw with Wolves at the weekend.
Pogba has been discontent for weeks since winning the World Cup with France and thriving under Didier Deschamps.
The moment that Mourinho finally lost it is clear though, with Pogba spoiling a fine run of form for his side.
After securing three successive away wins vs Burnley , Watford and Young Boys, United were in position to beat Wolves and make it four thanks to Fred's goal.
But Pogba then attempted a risky piece of skill on the half-way line, leading to Ruben Neves dispossessing him and driving up the pitch before Joao Moutinho equalised.
That appears to be when Mourinho's patience snapped, with choice words in the dressing room afterwards.
And after Pogba's public criticism, Mourinho has given the club a major problem as to who they back in the coming weeks.
"We're at home, and we should play much better against Wolves," Pogba said.
"When we're at home we should attack, attack, attack. That's Old Trafford. We're here to attack. I think teams are scared when they see Manchester United attacking and attacking. That was our mistake.
"We should just attack and press, like we did against Tottenham , Liverpool , Chelsea and Arsenal last season. When we play like this, it's easier for us."