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Abiding in Jesus
What image best captures your understanding of your nearness to God the Father?
For me, I see my husband holding hands with our six year-old girl in the warmth of the sun, walking down the street. She plays with her shadow, dancing and making it bend and tip from side to side. When she notices my husband's shadow, she exclaims, "Daddy, your shadow is SO much bigger than mine!" He tells her to step in front of him to see how her shadow can hide entirely within his own. "If you are ever afraid", he says, "you can stand in my shadow for protection."
"He who dwells in the shelter of the Most High will abide in the shadow of the Almighty. I will say to the Lord, 'My refuge and my fortress, my God, in whom I trust.'" (Psalm 91:1-2)
What a perfect picture of God's fatherly nearness! Do we not long to hide our own shadow in the shelter of his, allowing his protection to be our rest? Maybe we're hiding from the schemes of others, or maybe we're seeking protection from our own thoughts, emotions and self-made circumstances. He still always extends his shadow of protection. This Psalm reminds us of our deep call to stay close to the Father.
Earlier this month, I had the opportunity to speak at a women's retreat about "living a joy-filled life in the midst of unmet expectations." Before setting out to teach, I felt pretty good about this area of life. Once you sign up to teach others, though, all those areas got tested to the full! This opportunity turned out to be an invitation for me to see how much I really believed. I'd like to share with you what I discovered for myself.
A joy-filled life has everything to do with proximity to the Father.
My level of joy in difficult circumstances is directly connected with how close I feel to God in the everyday. But a desire for God's nearness is not something that comes naturally to us as believers. We must choose to dwell in the shadow of the Almighty—to step closer rather than farther away—not only when we face danger, sorrow, and trouble, but also when it seems as though we've got it all figured out. He calls us to abide with Him everyday, not just in times of trouble.
In The Treasury of David, Charles Spurgeon could not state the call of Psalm 91 more beautifully. "The blessings here promised are not for all believers, but for those who live in close fellowship with God. Every child of God looks toward the inner sanctuary and the mercy seat, yet all do not dwell in the Most Holy Place: they run to it at times and enjoy occasional approaches, but they do not habitually reside in the mysterious presence."
My hope is that Citizens' members would increasingly long to dwell in the inner sanctuary and at the mercy seat, day-in and day-out, not just when trouble comes. I truly believe that times of trouble are when and where we experience His deep scandalous grace most—when we have come to the absolute end of ourselves. But because we already know Him in the day-to-day, his comfort is much deeper and richer.
It is because my daughter finds joy in her daddy's big shadow while walking down the street that she is able to find comfort in times of darkness. When she hears scary sounds in her room at night, she quickly climbs in his arms, feeling that much more safe and secure because she already knows the power and consistency of his love.
Pursuing God's Nearness
So how do we do this? That is always the question in the Christian life, right? The nearness of God is not a stagnant experience but an active, participatory, leaning-in to our relationship with the Father. In light of Psalm 91, here are three things to consider:
1. Be secure in your salvation
"He who dwells in the shelter of the Most High…"
Because of Christ, we already dwell in God's shelter and he in us. Ephesians 2:13-22 tells us that we are God's dwelling place; there is no more sacrificial system, only the redeeming blood of Christ. What an amazing picture of the assurance of our salvation in Christ! God has taken up residence in us. We are secure! Do you regularly spend time dwelling on this secure salvation and what it means to continue working it out?
2. Be in the word
"…will abide in the shadow of the Almighty."
What does it mean for us to abide in God? To understand abiding, there is no better place to turn than John 15:5, where Jesus says, "I am the vine; you are the branches. Whoever abides in me and I in him, he it is that bears much fruit, for apart from me you can do nothing."
Three things are implied in this passage: connection, dependence, and continuance. Don't think of these as three successive steps, but as three interwoven aspects of abiding.
Connection is a mutual union. We abide in him and he abides in us. If there is no connection, there is no life and no fruit.
Through dependance the branch derives its life and power from the vine. Without the vine, the branch is useless, lifeless, and powerless.
Continuance means that we go on trusting, keep depending, and never stop believing. To abide in Jesus is to persevere in Jesus and his teaching.
How do we experience this connection, dependence, and continuance with Jesus? We must spend time in the word. Not just glancing at a few verses but diving into studying it. To truly dwell and know God is to know His word. There is no book, or podcast, or conversation with a friend that replaces knowing His word intimately.
If I know God's Word intimately, then when life has crashed down all around me and I'm in a fortress of mud looking for comfort, I can turn my eyes to the cross. I will allow the agony my Jesus faced remind me how He does understand my pain. He does stand in the gap. The Spirit does groan on my behalf. His shadow is big and mighty and I can hide in it with great comfort knowing He will not leave or forsake me.
Do you know Him? Do you have an intimate relationship with Jesus where you hear His voice so that you dwell with him and abide in the vine? Do you trust that He is for you?
3. Cry out for healing
"…I will say to the Lord, "My refuge and my fortress, my God, in whom I trust"
Knowing your salvation and abiding in God's Word does not mean we will not ask for help. On the contrary, as we abide, we will cry out to God more help. Often, this cry should lead us to seek help outside ourselves.
We all have stories that are broken, where things in our souls are not the way they are supposed to be. For these places, many of us need to seek counseling and other helps. I love helping people find good, biblically-based counselors. These can be such wonderful resources which help us process the ways in which this world has warred against us.
It's hard work to see a counselor and pursue healing, but your relationships will thrive because of it. Your family will grow as you continue to grow in wholeness. Your church will benefit as more of your God-given talents are freed up to give away.
Jesus wants to be our healing refuge, a shadow where we can hide.
When everything has crashed down and we are in the mud looking for a fortress, a place of safety and rest, we can turn our eyes to the cross. We can allow the agony Jesus faced to remind us that He understands our pain. He stands in the gap. The Spirit groan's on our behalf, longing with us for the end to our pain. While we wait, God's shadow is big and mighty and we can hide there, knowing He will never leave or forsake us.
Do you know Him? Do you have an intimate relationship with Jesus, where your shadow gets lost in his? If not, He is longing for you to experience that type of nearness to Him.


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Individual Breathwork Session
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This guided, supportive one-on-one breathwork session will help you release energetic blocks to your creativity and well-being. A 70-minute session includes an opening interview and intention setting, active guided breathwork with customized music playlist, and closing integration period. Appointments available evenings and weekends. Session is conducted in the privacy and comfort of your home.

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A range of accessories enable enhancing the user experience by connecting the ventilator to additional displays. These include the options to connect a standard larger HDMI monitor which will show much more information or an external 15" control panel for high end control and monitoring. Both can be connected via a cable or over the network.
An additional accessory aimed at home patients is a 7" control panel which runs a user interface identical to that of the ventilator, especially used for cases such as patients in wheelchairs which have no access to the ventilator's control panel.
The high integration of the design utilizes very low power enabling the ventilator to run off its internal battery for up to 4 hours. With its built in hot swap capabilities, the ventilator can run indefinitely from batteries.
External DC power can be connected being the lighter in the car or the wheelchair's battery. The ventilator will utilize this external source of power and conserve the internal batteries.
The design of the ventilator takes into account the growing needs for communications, remote access, program updates and more. By utilizing different communication methods and modes, SD card and USB slots, the Panther 5 can answer any communication and remote access demands.
Designed for cost effectiveness, the Panther3 design was focused not just on low COGS, but also on ease of assembly, automated built in tests as well as automated external programs that reduce the total cost of manufacturing and maintenance of the ventilator. This provides a very capable solution at a very low cost.
The versatile design enables easy and low cost adaptation of the ventilator to changing market needs.
The Panther 3 ventilator is a portable ventilator with real acute level performance.
The ventilator utilizes a patented advanced rapid response flow system. Unlike other blower based ventilators, this design provides both high flow delivery, extremely fast response to patient demand and very fast and stable pressurization during pressure breaths.
The capability to achieve a high level of control enables ventilation in advanced modes as well as the standard modes.
Because an internal blower is used, there is no need for compressed air, making it both highly versatile and transportable.
Utilizing a 7" TFT display with a touch screen provides a very clear and easy to use interface for control and monitoring along with easy to operate functionality. Common gestures used in daily devices such as phones and tablets are used to make usage as intuitive as possible.


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2019 Audi A6 Features Specs, Redesign, Engine, Changes – 2019 audi a6 features, 2019 audi a6 safety features, 2019 audi a6 specification, . This is the all-new 2019 Audi A6 – a great-seeking option to the loves of the BMW 5 Series Touring and Mercedes E-Class Estate. It includes a range of new hybrid engines and a lot of infotainment features loaned from the uber-luxurious A8 in the event it continues purchase in June 2018.
2019 Audi A6 Arrives Packed With High Tech Features » Autoguide News – 2019 Audi A6 Features Specs, Redesign, Engine, Changes
What Will The 2019 Audi A6 Changes Look Like?
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2019 Audi A6 First Drive Review | Automobile Magazine – 2019 Audi A6 Features
2019 Audi A6 First Drive Review | Automobile Magazine – 2019 Audi A6 Features
The commonalities with the A8 do not finish when you take on the new A6. It becomes a nearly the exact same cabin design with acres of pricey searching components, three substantial-quality infotainment displays plus some nice atmosphere air vents that match flawlessly with a slim chrome strip throughout the dash board. Communicating of infotainment techniques, the improved MMI Plus system includes much more treats than the 5 Series leaving the E-Class ingesting its substantial-tech dust particles. The new A6's regular 8-inch touchscreen in the dash board becomes substituted by a bigger 10.1-inch show along with a 2nd 8.6-inch device exclusively for the home heating and environment manage capabilities.
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Whatever engine you choose you will receive an automatic gearbox as normal to assist give your remaining lower-leg a sleep in cease-start off traffic. You may also get the A6 with adaptive revocation to assist cease its body inclined in small sides and air flow revocation to steel out the most severe protrusions a rutted United kingdom highway can chuck at it. The A6 also includes numerous of the A8's substantial-tech autonomous traveling features that will permit it to speed up, brake and guide for you on freeways and nicely-noted single carriageway streets. Additionally, it includes some of the most extensive safety features of any car for sale that will aid the prevention of preventable accidents whilst keeping you secure ought to the most severe occur.
2019 Audi A6 Gets New Design, More Tech Features | Digital Trends – 2019 Audi A6 Features
When Do 2019 Audi A6 Come Out?
Release Date and Price
As for the release date, the up coming-era 2019 Audi A6 is planned to become released this fall in the US market. Whilst the price label will never be very different from the existing model that starts off at close to $50,000. The new Audi A6 will be a number of variations such as the sedan, Avant/Allroad, and long-wheelbase sedan for Oriental market.
2019 Audi A6 Colors
Exterior Colors
- Avalon Green Metallic
- Carat Beige Metallic
- Firmament Blue Metallic
- Florett Silver Metallic
- Glacier White Metallic
- Glacier White Metallic
- Ibis White
- Mythos Black Metallic
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Interior Colors
- Black
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- Pearl Beige
- Sarder Brown. 2019 Audi A6 Features Specs, Redesign, Engine, Changes


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Play Chicken Scream on PC
Perfect Tap Games
Last Update April 28, 2017
Content Rating
Let's Hear It for the Chickens!
Chicken Scream is the most unique runner game to hit mobile devices in a long time. While Chicken Scream may look similar to other side-scrolling runner games available on Android, there is one thing that sets Chicken Scream apart from every other one – you never have to touch the screen.
Instead of endless tapping to make your chicken run through multiple levels of obstacles and challenges, you will use the magic of your beautiful voice. To make your chicken walk, you simply have to speak softly into your microphone. When you need your chicken to take a flying leap, you need to make a lot of noise. Go dead silent to make your chicken stop moving completely. Play Chicken Scream on Mac and PC so the whole family can have a blast screaming and talking to an animated chicken.
Why did the chicken cross the road? Because you screamed at it!
Why play Chicken Scream on Bluestacks?
Read about the special powerups available for Chicken Scream when using BlueStacks 4
Learn how to improve your gaming skills with a special keymapping!
Play with Multiple Accounts using BlueStacks Multi-instance
What's the best keymap for this game?
Chicken Scream is best played on the BlueStacks gaming platform with its Keymapping Feature.
You can choose to beat the hell out of competitors with Pc like controls using BlueStacks Default Kepmapping.
Or, if you like, you can map keys of your own choice to each control and get a completely personalized setup, one with which you are comfortable.
What are XPacks?
|This XPack
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|Battle Royale Mode
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How to Play and Stream
How to Play Chicken Scream on PC
- 1 Install BlueStacks and run the installer
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The free BlueStacks player for Mac and PC systems gives you the power to turn any Android video game or app into a Mac or PC game quickly and easily. BlueStacks allows you to surf the Google Play store and install any app or game directly onto your system, eliminating the annoying need for extra wires, cables, and wireless service. When you want to play Chicken Scream on your computer, you just start up the free BlueStacks player on your computer and start screaming with fun as the entire family enjoys playing Chicken Scream together.
Broadcast the Hilarity Across the Globe
Two facts about laughter: It's extremely contagious and is great medicine. This means you can spread good health and well-being al over the world by streaming Chicken Scream to some of the largest social sharing networks in the world. Using the free BlueStacks 4 player for Mac and PC systems, you can share the fun and hilarity of Chicken Scream with networks like Facebook Live and Twitch.tv. It only takes one push of a button to start streaming your mobile gaming experiences to the world. This is your chance to meet Chicken Scream players from other countries, show off your awesome chicken screaming skills, or start building on online following of your very own.


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A message poster for your church, to help you reach out.
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Water Resistant: 140gsm Polyprop
Tearproof: 230gsm Grey Back
Trypraying is a prayer guide with a difference. It's for friends, family, neighbours etc. who are asking questions about God and faith, or struggling and searching for answers, but who would avoid stepping into church. It's for anyone you've ever spoken to, or prayed for, and had that feeling…this person wants to know more. The pocket-sized booklet features real-life stories, words of wisdom, and prayers that anyone can pray. Trypraying is a seven-day exploration of faith, which doesn't shy away from the tough questions about suffering or unanswered prayer. The day-by-day format introduces the idea of a relationship with God, explains who Jesus is, and why we all need him in our life. It allows everyone to bring the 'Big Issue' in their life to God, perhaps to receive an answer to prayer - or to discover that there is a loving Father who is with them in their struggles.
Trypraying is dual purpose - it challenges Christians to share their faith. It challenges non-Christians to reach out to God. The booklet has seen many people come to faith in Jesus – first-time seekers, returners to faith, agnostics, atheists and even church goers.
Use these publicity materials alongside the booklet, or simply to have visible to those walking past your building.
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Interesados enviadme un privado para daros mi email.
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Supports the Corporate Business community and labs providing first level dispatch, application/operating system support, and consultation for all IT desktop and lab server needs. Receives, assesses, troubleshoots, and resolves support requests. Duties may also include supporting the internal Voice network, telephone support, and voice messaging systems. Technical support for LAN/WAN networks, troubleshooting hardware and software is required. May be called upon to work on special projects external to workload. May be asked to perform other duties as required.
• Serve as a front line interface to users. Possess full understanding of installing, troubleshooting, configuring, and repairing Windows client/server ( XP, Windows 7, etc.). Recommend hardware and software solutions to the customer and the business unit.
• Able to diagnose problems and fully support (install, troubleshoot, configure and repair) a variety of internal and third party applications for client workstations and servers in both the desktop and lab environments. Assist in testing applications, service packs, and patches prior to corporate wide release.
• Possess a full understanding of protocols (TCP/IP and subnetting), VPN, and basic commands from the command prompt (ipconfig, tracert, etc.). Troubleshoot, set, and change VLANs, ports, and subnets on switches within the WAN.
• Independently troubleshoot, trace, and repair connectivity problems from the jack to the Patch/PBX panels in both LAN/WAN and Telecom environments.
• Communicate highly technical information to both technical and nontechnical personnel. Provide outstanding customer service and world class support in a large, fast paced, highly pressurized, corporate environment. May be asked to conduct training to other technicians. Assists in identifying and documenting process/procedure changes and/or entering technical solutions in the internal knowledge base.
• Full understanding of Call Tracking systems and ability to log/update/close tickets, prioritize issues and balance workloads bringing customer problems to full resolution. Identify incorrect process flows within the tracking system and influence change as appropriate.
• Knowledge of Windows XP/Win 7, Internet Security, Oracle ERP.
• Knowledge with appropriate networks, products and protocols.
• Proficient in Microsoft Office applications.
• Troubleshooting skills.
• Sense of urgency.
• Ability to work in a high-pressure environment.
• Customer Service skill.
Education Required: Associate (Technical)
Experience Required: 3-6 Years
Physical Requirements: No


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Yoga Is Contentment - Practicing Santosha
Contentment, or Santosha, is one of the most important of the Eight Limbs of Yoga. Here's how to practice contentment in your life, even if things seem bad.
Rachel Mack
Yoga In The Motherland - Clearing Karma And Curry
Julie Phillips-Turner
Trust And Surrender As Spiritual Alchemy
Silvia Mordini
Using Modifications And Variations To Personalize Your Yoga Practice
How do we use modifications and variations in our yoga practice to be our best and brightest selves? Here are a few ways.
Shannon Brady
How To Do Double Pigeon Pose
Double Pigeon pose or Fire Log pose is an excellent stretch for the hips and groins & also stretches the glutes and the lower back. Learn how to do it here.
Julia Lee
How To Avoid Hurting Yourself During Hip Opener Yoga Poses
Hip opening yoga poses can make it very easy to hurt yourself. Here are some tips to keep yourself safe and avoid pain in these postures.
Zainab Zakari
What The Hell Is Hatha Yoga?
Kaitlin Daddona
Keep Your Ego - Why It Ain't All Bad
Erin Motz
The Attack Of The Villainous Monkey Brain Or How To Conquer Your Chitta Vrittis
Carol Lux
Keep It Clean- Practicing Sauca
Rachel Mack
How Yoga Teaches Self-Reliance
Silvia Mordini
5 Reasons To Try Restorative Yoga
Beth Prystowsky
Is Yoga Good For Weight Loss - The Great Debate
Christa Avampato
How To Do Head-to-Knee Pose
Head-to-Knee pose or Janu Sirsasana is a forward bend with a subtle twist that's suitable for yogis of all practice levels. Learn how to do it here.
Julia Lee
Is Yoga Enough?
Kaitlin Daddona
Sizing Up Yoga Studios In 3 Easy Steps
Shannon Brady
Why Every Mom Should Leave Home Sometimes - The Restorative Effect Of My First Yoga Retrea
Nicole Markardt
The Beautiful Truth - There Is Nothing Wrong With You
Anna Mahler
Why Being "Yogi" Is Total Crap
Jamie Silverstein
Courage 2.0
Jamie Silverstein
Let It Go Already - Practicing Aparigraha
Rachel Mack
Who We Are Is What We Say
Silvia Mordini
Why Every Yogi Needs A Foam Roller
Foam rolling massages the fascia, allowing it to release so we can move more effectively and more fluidly. Here's why you should use a foam roller in yoga.
Erin Motz
Yoga Infographics To Motivate Your Practice
Christa Avampato
How to Do Heron Pose
Heron Pose stretches the hamstrings and glutes of the extended leg, and lengthens the quadriceps of the bent leg. Here's how to do the pose properly.
Julia Lee
Why Do My Wrists Hurt in Downward-Facing Dog?
Many experience pain in the wrist during Downward-Facing Dog. These solid anatomy and alignment tips help take the weight off the wrist joints in this pose.
Zainab Zakari
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Try these as appetizers, as a salad (on a bed of greens) or as a light dessert.
A moist and flavorful banana-nut muffin with a distinctly tropical twist.
Don't save shortcakes just for strawberry season. They're also delicious served with other fruits, like this tropical combination.
Nancy Patton of Guilford, Connecticut, writes: "As a new subscriber to Bon Appétit, I was delighted to see the "R.S.V.P." section. I've been yearning for a recipe from a Memphis restaurant called McEwen's on Monroe. The food is excellent; the wine list is among the best in the city. But above all else, McEwen's offers the best banana cream pie I've ever tasted. I would love to have the recipe." A bit of mashed banana gives a slightly chewy texture to the graham cracker crust. Make the pie at least eight hours ahead to allow the crust to soften slightly. Top the pie with whipped cream, if desired.
Inspired by a trip to Scotland, where some cooks make their Christmas pudding and hard sauce with their favorite Scotch.
Susan Murphy of Kansas City, Missouri, writes: "My daughter and I love to spruce up boxed cake mixes with spices, nuts, or fruit. One afternoon we decided to experiment with banana muffin mix instead. We made a very moist cake, filled it with fresh banana slices, then topped it with creamy homemade frosting. It's one of our favorite creations to date."
Sopaipillas are crisp fried breads traditionally topped with honey; cinnamon and sugar are sometimes added to make a great dessert. In this recipe, fried tortillas approximate the texture of true sopaipillas.
Can be prepared in 45 minutes or less.
Have fun with this variation on an old favorite.
A simple and festive way to serve fresh bananas for dessert. Pipe extra meringue onto foil-lined cookie sheet and bake at 250°F. until dry for some low-fat cookies.
Pass a pitcher of cold low-fat or nonfat milk to drizzle over this cereal.
Executive chef Bridget Batson of Hawthorne Lane serves this dessert with homemade caramel sauce (you can use purchased if you like). If you're running short of time, omit the homemade ice cream and mix chopped peanut brittle into your favorite vanilla ice cream.
These are great with maple syrup, honey, marmalade, or even cottage cheese.


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This question already has an answer here:
- How to remove film from stainless steel pan 11 answers
- Gummy residue from baking spray/oil 5 answers
I have a stainless steel saucepan that has dark burnt on oil around the sides. I'm assuming it's from cooking oil since I use oil in this saucepan a lot.
It seems to just keep building up and up and I can't get rid of it.
This morning I tried boiling 1cup water with 1cup distilled vinegar for 5 minutes, then adding baking soda. I emptied the water, then tried to scour it clean but it made very little difference.
Is there some industrial strength stuff I can buy to help me out here?
Here's a pic: https://imgur.com/a/G2CkM


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EVA Air aims to be a happy enterprise. We provide employees with attractive remuneration, benefits and welfare, as well as family care. We also organize various group activities regularly to increase our employees' sense of identity and encourage them to join sports clubs to achieve a work-life balance. In so doing, they can be more focused in their job and produce good work performance; thus more talents will be attracted to join the Company.
EVA Air abides by the local labor regulations of our various operating locations. We provide compensation and benefits that are better than the local standards, without gender differences. We also established a complete and transparent performance appraisal system and conduct performance appraisals every year according to job categories, with the appraisal results serving as the basis for rewards and promotion. The Human Resources Division also evaluates the overall remuneration policies regularly, and issues year-end bonuses every year based on the operational performance, the price level and employees' contribution, so as to increase employees' work motivation and reward high-performing talents.
In the Taiwan region, EVA Air's Finance Division engages external accountants every year to calculate if there are sufficient workers' retirement reserve funds as required by the law, and contributes to the regular employees' retirement reserve funds per month (11.9% for the old system; 6.0% for the new system). The labor pension fund is managed by the Bureau of Labor Funds, Ministry of Labor. As at December 31, 2015, the balance of EVA Air's Labor Retirement Reserve Fund account with the Bank of Taiwan was NTD 3,720,280,242, which is sufficient for the payment of the vested benefits of employees eligible for retirement in the following year.
The Rights and the Intellectual Property Rights (including, but not limited to the copyright, patent and trademark) in the material contained in this web-site belongs to EVA Airways Corporation(hereinafter 'EVA AIR') or Evergreen Group. No part of such materials included may be reproduced, transmitted or downloaded and saved without the prior written permission of EVA AIR.
This web-site has been compiling in good faith by EVA AIR from internal and external sources. While EVA AIR endeavors to keep the information appearing on this web-site up-to-date, EVA AIR does not make any representation or gives any warranty as to the completeness or accuracy of the information that this web-site contains. You should therefore verify the information obtained from this web-site before you act upon it by calling your local EVA AIR office, the EVA AIR partner concerned or a travel agent (as applicable). EVA AIR assumes no responsibility for your any inconvenience, resulting from any unexpected reasons which cause the abnormal operation to web-site. While EVA AIR is adopting an industry standard technology to protect your personal information, EVA AIR shall not be liable for the disclosure of your personal information on account of your improper use, or any type of malicious destruction by any third party from the site.
Any dispute arising out of or in connection with this Statement, including any questions regarding its existence, validity or termination, shall be referred to and finally resolved by Taiwan Taoyuan District Court, R.O.C..
Please contact us if you have any questions and comments regarding our Intellectual Property Statement.


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The team
Sneak Peek
Residential Retreat
The team
Sneak Peek
Residential Retreat
todd arthur heskett
Todd is a self-confessed serial-leadership-development-entrepreneur. He draws on his years of experience in the military, working for and supporting US & European corporations, living abroad for 14 years, consulting across 40+ countries and a Master's degree in Management Development. In 2016, Todd authored a book called "Keep Your PIE Fresh" where PIE is an acronym that stands for
mage and
ffort – three keys to creating greater personal success at work. In addition to his 'day job', Todd is passionate about his community and leverages his experience helping veterans, and supporting non-profit organizations looking to significantly impact underprivileged lives in his community.
Last book you read?
Coach Wooden by Pat Williams. I'm not a fan of professional or collegiate sports but I am fascinated by quality leadership. Wooden's leadership in basketball proffers lessons that transcend boundaries.
Your heroes include …?
Ordinary people doing extraordinary things. Rex Laceby, Lloyd Thrall, Cali Harris, Erik Thomson – these people you may never meet or hear about in the news, but all changing the lives of many.
Favourite line from a film?
"It is not our abilities that show what we truly are. It is our choices."
– Dumbledore, from
Harry Potter and the Chamber of Secrets
Best day at work (so far)?
The best days at work are connecting with people passionate about making a difference. Interestingly enough it happens regularly when I'm giving my time freely to non-profits.
Who make you laugh?
Jim Gaffigan makes me laugh… and Michael McIntyre.
Last journey you took?
Germany and Greece – our son's graduation present before embarking upon University.
What's on your desk?
Scraps of paper with notes, post-its of thoughts, mind maps of ideas to connect and engage people… it's my laboratory of ideas to develop people.
How do you deal with stress?
Exercise…anything repetitious and long. I love the methodical movement of my legs on a trail or the rotation of my legs on my Mtn bike – everything melts away and clarity becomes my best friend.
3 people you'd like to have dinner with (dead or alive)?
Nelson Mandela, Benazir Bhutto and any of my future grandchildren. How incredible that would be…sharing the wisdom and learning the lessons of the past and future to apply to the present.
Favourite place?
With my wife…anywhere.


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Dog Boarding
Hosting Preferences
- Available
- Unavailable
Heather was a great sitter for my dog, Stan! I really appreciated the updates and pictures as I tend to worry about my boy :) I will definitely use Heather again in the future and would highly recommend her to others!
Heather was great!! She was very responsive and took great care of our pups
This was a great first time experience with home pet care. Felt very comfortable leaving my girl with Heather, it was great getting pics and updates. It seemed my dog was as comfortable as she could have possibly been for the weekend! Would definately recommend.
About Heather
My home is your dogs home!
Are you worried about sending your dog to doggie daycare? Worried he/she wont deserve the attention they deserve while you are away? Worry no more!
We're offering a large home for your furry family member to chill in, and a big secure back yard to play in. Your pup will be pampered and well loved while they visit. In addition to that much needed human companionship, your dog can also make friends with my lab ...
What Heather would like to know about your dog
I would like to know that the dogs preferences and schedules are. I want to make sure his/her stay is as comfortable as possible.
Additional Skills
About Heather's Home
When Heather watches your pet
Here's where we'll take our walks:
We have three parks near by as well as a service road that is secluded. It's a great quiet neighborhood and my dog loves walking here.
Your dog's sleeping arrangement:
In my house! I don't believe in locking pets outside. My home is your pets home for the duration of their stay.
Time I'll spend with your dog:
I'm a stay at home mom so they are stuck with me 24/7!


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Next time, don't talk to him like that. And why don't you like cooking?''
Allen has been actively representing injured and aggrieved people as an attorney since
A native of rural Appalachia, he earned his B.
OMG, she got her diploma at 15? That's so cool! :D
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Cleveland County Courthouse
NORMAN, Okla, (Legal Newsline) – Attorneys for Johnson & Johnson and its opioid drug manufacturer Janssen Pharmaceutics on June 19 asked Cleveland Country District Court Judge Thad Balkman to decide if the testimony of a Connecticut businessman who founded a nonprofit to fight drug abuse should be allowed as evidence in a trial accusing the companies of creating a drug epidemic.
Requesting an "offer of proof," the attorneys for J&J contended that testimony given by Gary Mendell an expert witness for the state in a deposition prior to the start of trial on May 28 did not provide enough information to allow defense attorneys to question the witness properly.
"At his deposition, Mr. Mendell was not prepared to render opinions on the state's abatement plan, depriving the defendants (J&J) of their opportunity to cross examine him in preparation for trial," the offer of proof document read.
The purpose of an offer of proof is to make it known to a court the substance of excluded evidence.
The trial in the Cleveland District Court is being streamed live courtesy of Courtroom View Network.
Oklahoma Attorney General Mike Hunter is suing Johnson & Johnson and Janssen alleging that the companies carried out a fraudulent advertising campaign to over-supply opiates in Oklahoma for profits leading to an epidemic Hunter called the worst in the state's history. J&J's opioid brands are Duragesic, which dispenses opioids by the use of a timed-release patch, and a pill called Nucynta.
Thousands of cases are still pending around the country and the Oklahoma case is being followed nationwide. It's also the first opioid trial under the "public nuisance" legal theory, attempting to hold pharmaceutical companies, distributors and pharmacies liable for the nation's addiction crisis. Critics of the nuisance claim say the state's case is in reality a products liability case.
Two other co-defendant pharmaceutical companies, Purdue Pharma of Connecticut and Teva Pharmaceutical based in Israel, earlier settled with Oklahoma, $270 million from Purdue and $85 million from Teva. That left J&J (and Janssen) as sole defendants in the case.
In the Purdue Pharma settlement, private attorneys took in $60 million, while about $200 million went to a research project at Oklahoma State University, which is Hunter's alma mater.
Purdue officials pleaded guilty in 2007 of misleading the public about the risk of addiction from their opioid pain killer OxyContin and agreed to pay $600 million, at the time one of the largest pharmaceutical settlements in U.S. history.
The State of Oklahoma is proposing its own opioid abatement program. Estimates from state attorneys place the cost as high as $17.5 billion over perhaps 30 years to undo the epidemic.
State attorneys intend Johnson & Johnson and Janssen to pay the cost for the abatement plan, not taxpayers, saying the companies are responsible for the opioid epidemic.
Mendell, formerly a successful businessman in the hotel industry, appeared as an expert witness for state-hired lawyers during trial on June 18. He said the death of his 24-year-old son Brian from an opioid overdose in 2011 led him to establish Shatterproof, a New York-based nonprofit advocating for improved drug services.
Much of his testimony centered on the efforts of his own organization to battle the epidemic, for example working with government officials including the President's Commission on Combating Drug Addiction. Mendell said in addition to beefing up treatment and intervention services the stigma of opioid addiction among the public needs to be removed so that people will seek treatment.
He said addiction is a disease one should not be ashamed of.
Mendell also said more emergency funding was needed to combat the drug crisis through retraining of healthcare workers and consumers.
During his trial testimony, Mendell said he had reviewed the state's plan and approved of its line items, but the amount listed for "stigma reduction" to educate the public about addiction treatment and pain management, set at $26.5 million with less in following years, he called "woefully low."
"Unless we reduce the stigma (from addiction) we won't maximize our dollars in the other areas," he said.
Attorneys for Johnson & Johnson said Mendell's prior deposition testimony lacked the particulars that would have allowed them to question him more thoroughly during his trial appearance.
"Mr. Mendell was not prepared to render opinions," the offer of proof request read. "At trial Mr. Mendell answered numerous questions about the state's abatement plan-----questions he was unable to answer at his deposition."
According to J&J attorneys Mendell at his deposition was quoted as saying, "the trial doesn't begin until May 28, so I plan to prepare in more detail than I have today."
Johnson & Johnson attorneys last month asked Balkman to strike the testimony of Dr. Andrew Kolodny, a psychiatrist who plays a central role in the State of Oklahoma's case by linking narcotics marketing to opioid addiction and overdose deaths.
Calling Dr. Kolodny "a de facto member of the State's legal team," J&J said Oklahoma gave the Brandeis University researcher unfettered access to some 90 million internal documents obtained through discovery and used his expert testimony to "pollute the trial record with rampant hearsay, rank speculation, and the state's own take on the evidence."


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insurance - Auto Insurance - Health Insurance - Life Insurance
Are there many kinds of insurance now?
You can find various forms of insurance. We're planning to concentrate on health insurance, auto insurance and life insurance as those appear to be the most sought after from the general public. Simply hunt the net for insurance quotes.
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rajiv.mcks wrote:Sarojini Nagar store has celestial pearl danios after a long time .. They are a peaceful fish ideal for planted tanks
Sent from my HTC One_M8 using Tapatalk
That is good to know, Rajiv Bhai.
Sadly, I have medium sized and large fish, though they are peaceful, i cannot trust them with Celestial Pearl Danios. But i am sure our members with smaller tanks or separate ones, can purchase and enjoy this hard-to-find species.


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The economic impact of reducing food waste in Germany, Poland and Spain
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A new study has quantified the economic impact of reducing avoidable food waste in Germany, Poland and Spain. The researchers modelled impacts on production, GDP and employment. The results show that reducing food waste from households has the greatest impact, although policy measures should be…
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When people are forced to leave their homes, they usually also leave behind their means of economic activity. In their new location, they may not be able, or permitted, to work. This has wide-ranging implications. This issue includes 22 articles on the main feature theme of Economies: rights and…
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Tele-connecting local consumption to global land use
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North Africa was the birthplace of the Arab uprisings in late 2010. This movement affected all the countries in the region, albeit to varying degrees. And while protestors asked in unison for deep political and economic changes, the various governments in North Africa responded differently to their…
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Long-term involvement of stakeholders in research projects on desertification and land degradation: How has their perception of the issues changed and what strategies have emerged for combating desertification?
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Original Research Article published in the latest Journal of Arid Environments
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The AgriTech Toolbox enables researchers and policymakers to examine how alternative agricultural practices and technologies can impact farm yields, food prices, natural resource use, hunger, malnutrition, land use and global trade in 2050, when climate change impacts may be severe. As a result, it…
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Top Five Ways Plant Science Benefits Nature
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The Food and Agriculture Organization of the United Nations estimates that around 1 billion people in dry regions may face increasing water scarcity in the near future. To address this challenge, plant scientists have developed biotech crops with drought-tolerant and water use efficiency traits.…
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PearCamp Rockies
Big Rich, Mark, and Marty enjoying some over-vert in the cradle.
My friend Mark Best from Toronto was in town for work so I thought it would be cool to bring him out to the PearCamp. After a bunch of emails and some calls we had a small crew to hit the bowl and more importantly, I had a ride. Mark had a rental car (hybrid) that we all packed into and headed out. Mark and Marty had never skated the PearCamp. BigRich had only gone once and that was a couple of weeks ago. I, myself had only gone maybe 12 times to PearCamp. Each time I go it's as if I've never ridden there before. Yes, the bowl is killer hard to ride.
Mark worked hard for these frontside grinds but was all smiles.
Mark came up smiling after every fall stating, « this place is so fun ». The transitions are the same as the Pipe (cut a couple inches shorter) but it is easier to ride since you can go up the transition at an angle thus making it seem like the transitions are mellower then they actually are. This fact does not make the bowl easy to skate by any means though. You have to work for every trick.
Big Rich can somehow fit in this bowl and wear down his trucks with some big barks.
Marty didn't get the memo that this bowl is hard to ride. He started quickly laying down some grinds everywhere. Why not throw in some frontside rocks and then (watch out Poulin), an invert. Really? An invert in that little thing? He brought his A game big time.
Marty somehow learned how to stinkbug a frontside ollie over the hip.
All jokes aside for the look of Marty's front leg on the above ollie, the hip ollie was so sick. Once he landed it we all decided to call it a night. The PearCamp kills people. It's the human version of a hamster wheel I think. Maybe now I understand why hamsters always seem so happy yet tired. Thanks Kevin for having us over.


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Bathroom Towel Racks Speech
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40 Ford Convertible Deluxe All Real Steel Car Antique Classic Hot Rod Rare
- Condition: Used
- Make: Ford
- Model: Convertible
- SubModel: Deluxe
- Type: Convertible
- Trim: Deluxe
- Year: 1940
- Mileage: 0
- Color: Blue
- Engine size: 5.7
- Number of cylinders: 8
- Power options: Air Conditioning, Cruise Control, Power Locks, Power Windows, Power Seats
- Fuel: Gasoline
- Transmission: Automatic
- Drive type: RWD
- Interior color: White
- Drive side: Left-hand drive
- Vehicle Title: Clear Want to buy? Contact seller!
1940 Ford Convertible Deluxe
One of a Kind! A Nicer, Better Built, 1940 Deluxe Convertible Does NOT Exist!
The color is 2011 Corvette Sonic Blue. It is a very Elegant Color in Lower Light Situation but flops to Slightly Brighter color in Sunlight. The Body and Paint are Flawless! Please view all 150 pictures on MILLEVOI.com to get an idea on how the color has subtle changes in different light situations.
All steel Convertible, Rotisserie, Frame Off Restoration. T.C.I Frame, 350/400/9" Rear, P/S, P/B, Tilt, Custom Leather Interior. 2009 Corvette Sonic Blue Paint.
For more info or to View another 150 pictures go to MILLEVOI.com . Call or Text Mark with any questions at 267-718-8695.
Body Modifications: 3' Chop, Hidden Hinges, Custom Dash, Recessed Firewall, Bitchen Floors, Smoothed running Boards, Chip Guarded painted inner fenders and running boards.
Engine: Lorenzo built 375 HP 350- 4 Bolt Main. Billet V Trac pulley system. Afco Aluminum Radiator, and Electric Fan. Quick Fuel 750 CFM Carb. Edelbrock Intake, MSD Ignition, Master Torque starter, Coated Headers, Many Billet Accessories, Turbo 400 Transmission.
Frame: TCI Tubular Front suspension, Leaf Spring Rear, Front dis, Rear drum, 2" Lowering Kit, Power Rack, Stainless Steel steering shaft and Joints. Stainless Steel Brake lines, Power Master Cylinder on Frame, Frame painted Charcoal Base Coat, /Clear Coat. 9" Rear. 31 Spline, 3.25 Ratio Posi. "Tanks" Stainless Steel Fuel Tank. Steel braided Fuel lines, 140 GPH SummitFuel Pump. Master shut off for Battery,.
For more info or to View another 150 pictures go toMILLEVOI.com . Call or Text Mark with any questions at 267-718-8695. Thank you.
Interior: Gary Maucher Leather Interior, Classic Knickel Gauges, Billet Wheel, "I Did It" Chrome Column with Shifter, Key and Tilt. AlpineStereo System, Manual Convertible Top, Ron Francis Easy Access Fuse Panel, inCenter Console, NU-Relic Power Windows, 6 Way Power "Wise Guy" Drivers Seat, Manual "Wise Guy" passenger seat, Juliano Seat Belts.
For more info or to View another 150 pictures go to MILLEVOI.com. Call or Text Mark with any questions at 267-718-8695. Thank you
Wheels and Tires: Toyo 205/50r/17 on 17 X 7 American Racing Polished Aluminum Wheels, - Front. Toyo 235/65r/17 on 17 X 8 American Racing Polished Aluminum Wheels, Rear.
General Info: 10 Year Build Est 1500 hours into it. "0" miles on this car on Fresh Build. Clear 40 Ford Convertible Title. Car needs Drivers Side Mirror {on back order}. Car has a/c Compressor on motor but has nothing else. Does Have access under Dash to hook up if you choose to have A/C installed. For more info please call or text Mark at 267-718-8695
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Check our positive feedback rating on EbaY or visit our about me page which links to our website. Please! Serious bidders only. We will NOT accept bids from users with a negative feedback rating. We are respected members of the EbaY community. If you are looking for affordable and reliable transportation or used auto parts please check our other auctions on Ebay or call us. Ask about our FINANCING options. We do accept paypal for deposit only. No Exceptions! Thank you. Please call [phone removed by eBay] We reserve the right to cancel any bids with a feedback score of less then 10. If you fit into this category please contact us so we can qualify your identity. Please call or text Mark at 267-718-8695. Thank you


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| Home > 106th Congressional Bills > H.R. 1000 (rfs) To amend title 49, United States Code, to reauthorize programs of the Federal Aviation Administration, and for other purposes. [Referred in Senate] ...
H.R. 1000 (rfs) To amend title 49, United States Code, to reauthorize programs of the Federal Aviation Administration, and for other purposes. [Referred in Senate] ...
of the advice no less than annually, ``(ii) to make such currently accurate information available, upon request and without charge, to the recipient of the advice, or ``(iii) in the event of a material change to the information described in subclauses (I) through (IV) of subparagraph (B)(i), to provide, without charge, such currently accurate information to the recipient of the advice at a time reasonably contemporaneous to the material change in information. ``(E) Maintenance for 6 years of evidence of compliance.--A fiduciary adviser referred to in subparagraph (B) who has provided advice referred to in such subparagraph shall, for a period of not less than 6 years after the provision of the advice, maintain any records necessary for determining whether the requirements of the preceding provisions of this paragraph and of subsection (d)(16) have been met. A transaction prohibited under subsection (c)(1) shall not be considered to have occurred solely because the records are lost or destroyed prior to the end of the 6-year period due to circumstances beyond the control of the fiduciary adviser. ``(F) Exemption for plan sponsor and certain other fiduciaries.--A plan sponsor or other person who is a fiduciary (other than a fiduciary adviser) shall not be treated as failing to meet the requirements of this section solely by reason of the provision of investment advice referred to in subsection (e)(3)(B) (or solely by reason of contracting for or otherwise arranging for the provision of the advice), if-- ``(i) the advice is provided by a fiduciary adviser pursuant to an arrangement between the plan sponsor or other fiduciary and the fiduciary adviser for the provision by the fiduciary adviser of investment advice referred to in such section, ``(ii) the terms of the arrangement require compliance by the fiduciary adviser with the requirements of this paragraph, ``(iii) the terms of the arrangement include a written acknowledgment by the fiduciary adviser that the fiduciary adviser is a fiduciary of the plan with respect to the provision of the advice, and ``(iv) the requirements of part 4 of subtitle B of title I of the Employee Retirement Income Security Act of 1974 are met in connection with the provision of such advice. ``(G) Definitions.--For purposes of this paragraph and subsection (d)(16)-- ``(i) Fiduciary adviser.--The term `fiduciary adviser' means, with respect to a plan, a person who is a fiduciary of the plan by reason of the provision of investment advice by the person to the plan or to a participant or beneficiary and who is-- ``(I) registered as an investment adviser under the Investment Advisers Act of 1940 (15 U.S.C. 80b-1 et seq.) or under the laws of the State in which the fiduciary maintains its principal office and place of business, ``(II) a bank or similar financial institution referred to in subsection (d)(4) or a savings association (as defined in section 3(b)(1) of the Federal Deposit Insurance Act (12 U.S.C. 1813(b)(1))), but only if the advice is provided through a trust department of the bank or similar financial institution or savings association which is subject to periodic examination and review by Federal or State banking authorities, ``(III) an insurance company qualified to do business under the laws of a State, ``(IV) a person registered as a broker or dealer under the Securities Exchange Act of 1934 (15 U.S.C. 78a et seq.), ``(V) an affiliate of a person described in any of subclauses (I) through (IV), or ``(VI) an employee, agent, or registered representative of a person described in any of subclauses (I) through (V) who satisfies the requirements of applicable insurance, banking, and securities laws relating to the provision of the advice. ``(ii) Affiliate.--The term `affiliate' of another entity means an affiliated person of the entity (as defined in section 2(a)(3) of the Investment Company Act of 1940 (15 U.S.C. 80a-2(a)(3))). ``(iii) Registered representative.--The term `registered representative' of another entity means a person described in section 3(a)(18) of the Securities Exchange Act of 1934 (15 U.S.C. 78c(a)(18)) (substituting the entity for the broker or dealer referred to in such section) or a person described in section 202(a)(17) of the Investment Advisers Act of 1940 (15 U.S.C. 80b-2(a)(17)) (substituting the entity for the investment adviser referred to in such section).''. SEC. 106. STUDY REGARDING IMPACT ON RETIREMENT SAVINGS OF PARTICIPANTS AND BENEFICIARIES BY REQUIRING CONSULTANTS TO ADVISE PLAN FIDUCIARIES OF INDIVIDUAL ACCOUNT PLANS. (a) Study.--As soon as practicable after the date of the enactment of this Act, the Secretary of Labor shall undertake a study of the costs and benefits to participants and beneficiaries of requiring independent consultants to advise plan fiduciaries in connection with individual account plans. In conducting such study, the Secretary shall consider-- (1) the benefits to plan participants and beneficiaries of engaging independent advisers to provide investment and other advice regarding the assets of the plan to persons who have fiduciary duties with respect to the management or disposition of such assets, (2) the extent to which independent advisers are currently retained by plan fiduciaries, (3) the availability of assistance to fiduciaries from appropriate Federal agencies, (4) the availability of qualified independent consultants to serve the needs of individual account plan fiduciaries in the United States, (5) the impact of the additional fiduciary duty of an independent advisor on the strict fiduciary obligations of plan fiduciaries, (6) the impact of new requirements (consulting fees, reporting requirements, and new plan duties to prudently identify and contract with qualified independent consultants) on the availability of individual account plans, and (7) the impact of a new requirement on the plan administration costs per participant for small and mid-size employers and the pension plans they sponsor. (b) Report.--Not later than 1 year after the date of the enactment of this Act, the Secretary of Labor shall report the results of the study undertaken pursuant to this section, together with any recommendations for legislative changes, to the Committee on Education and the Workforce of the House of Representatives and the Committee on Health, Education, Labor, and Pensions of the Senate. SEC. 107. TREATMENT OF QUALIFIED RETIREMENT PLANNING SERVICES. (a) In General.--Subsection (m) of section 132 of the Internal Revenue Code of 1986 (defining qualified retirement services) is amended by adding at the end the following new paragraph: ``(4) No constructive receipt.--No amount shall be included in the gross income of any employee solely because the employee may choose between any qualified retirement planning services provided by a qualified investment advisor and compensation which would otherwise be includible in the gross income of such employee. The preceding sentence shall apply to highly compensated employees only if the choice described in such sentence is available on substantially the same terms to each member of the group of employees normally provided education and information regarding the employer's qualified employer plan.''. (b) Conforming Amendments.-- (1) Section 403(b)(3)(B) of such Code is amended by inserting ``132(m)(4),'' after ``132(f)(4),''. (2) Section 414(s)(2) of such Code is amended by inserting ``132(m)(4),'' after ``132(f)(4),''. (3) Section 415(c)(3)(D)(ii) of such Code is amended by inserting ``132(m)(4),'' after ``132(f)(4),''. (c) Effective Date.--The amendment made by this section shall apply to taxable years beginning after December 31, 2003. SEC. 108. EFFECTIVE DATES AND RELATED RULES. (a) In General.--Except as otherwise provided in this title or in subsection (b), the amendments made by this Act shall apply with respect to plan years beginning on or after the general effective date. (b) General Effective Date.--For purposes of this section, the term ``general effective date'' means the date which is 1 year after the date of the enactment of this Act. (c) Special Rule for Collectively Bargained Plans.--In the case of a plan maintained pursuant to 1 or more collective bargaining agreements between employee representatives and 1 or more employers ratified on or before the date of the enactment of this Act, subsection (a) shall be applied to benefits pursuant to, and individuals covered by, any such agreement by substituting for ``the general effective date'' the date of the commencement of the first plan year beginning on or after the earlier of-- (1) the later of-- (A) the date which is 1 year after the general effective date, or (B) the date on which the last of such collective bargaining agreements terminates (determined without regard to any extension thereof after the date of the enactment of this Act), or (2) the date which is 2 years after the general effective date. (d) Amendments Relating to Investment Advice.--The amendments made by section 105 shall apply with respect to advice referred to in section 3(21)(A)(ii) of the Employee Retirement Income Security Act of 1974 or section 4975(c)(3)(B) of the Internal Revenue Code of 1986 provided on or after January 1, 2005. TITLE II--OTHER PROVISIONS RELATING TO PENSIONS SEC. 201. AMENDMENTS TO RETIREMENT PROTECTION ACT OF 1994. (a) Transition Rule Made Permanent.--Paragraph (1) of section 769(c) of the Retirement Protection Act of 1994 is amended-- (1) by striking ``transition'' each place it appears in the heading and the text, and (2) by striking ``for any plan year beginning after 1996 and before 2010''. (b) Special Rules.--Paragraph (2) of section 769(c) of the Retirement Protection Act of 1994 is amended to read as follows: ``(2) Special rules.--The rules described in this paragraph are as follows: ``(A) For purposes of section 412(l)(9)(A) of the Internal Revenue Code of 1986 and section 302(d)(9)(A) of the Employee Retirement Income Security Act of 1974, the funded current liability percentage for any plan year shall be treated as not less than 90 percent. ``(B) For purposes of section 412(m) of the Internal Revenue Code of 1986 and section 302(e) of the Employee Retirement Income Security Act of 1974, the funded current liability percentage for any plan year shall be treated as not less than 100 percent. ``(C) For purposes of determining unfunded vested benefits under section 4006(a)(3)(E)(iii) of the Employee Retirement Income Security Act of 1974, the mortality table shall be the mortality table used by the plan.''. (c) Effective Date.--The amendments made by this section shall apply to plan years beginning after December 31, 2002. SEC. 202. REPORTING SIMPLIFICATION. (a) Simplified Annual Filing Requirement for Owners and Their Spouses.-- (1) In general.--The Secretary of the Treasury and the Secretary of Labor shall modify the requirements for filing annual returns with respect to one-participant retirement plans to ensure that such plans with assets of $250,000 or less as of the close of the plan year need not file a return for that year. (2) One-participant retirement plan defined.--For purposes of this subsection, the term ``one-participant retirement plan'' means a retirement plan with respect to which the following requirements are met: (A) on the first day of the plan year-- (i) the plan covered only one individual (or the individual and the individual's spouse) and the individual owned 100 percent of the plan sponsor (whether or not incorporated), or (ii) the plan covered only one or more partners (or partners and their spouses) in the plan sponsor; (B) the plan meets the minimum coverage requirements of 410(b) of the Internal Revenue Code of 1986 without being combined with any other plan of the business that covers the employees of the business; (C) the plan does not provide benefits to anyone except the individual (and the individual's spouse) or the partners (and their spouses); (D) the plan does not cover a business that is a member of an affiliated service group, a controlled group of corporations, or a group of businesses under common control; and (E) the plan does not cover a business that leases employees. (3) Other definitions.--Terms used in paragraph (2) which are also used in section 414 of the Internal Revenue Code of 1986 shall have the respective meanings given such terms by such section. (4) Effective date.--The provisions of this subsection shall apply to plan years beginning on or after January 1, 2003. (b) Simplified Annual Filing Requirement for Plans With Fewer Than 25 Employees.--In the case of plan years beginning after December 31, 2004, the Secretary of the Treasury and the Secretary of Labor shall provide for the filing of a simplified annual return for any retirement plan which covers less than 25 employees on the first day of a plan year and which meets the requirements described in subparagraphs (B), (D), and (E) of subsection (a)(2). SEC. 203. IMPROVEMENT OF EMPLOYEE PLANS COMPLIANCE RESOLUTION SYSTEM. The Secretary of the Treasury shall continue to update and improve the Employee Plans Compliance Resolution System (or any successor program) giving special attention to-- (1) increasing the awareness and knowledge of small employers concerning the availability and use of the program; (2) taking into account special concerns and circumstances that small employers face with respect to compliance and correction of compliance failures; (3) extending the duration of the self-correction period
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AlfaStrakhovanie Group is one of the largest Russian insurance companies with the universal portfolio of services both for business and private clients. Offers more than 100 of insurance services (including life insurance) for its partners.
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Alina Ivanova, Key Account Manager, 5 Stars