text: Deadly_Nightshade 214 Posted March 14, 2008 Well, if there are 32 bugs, that means that the testers are going through the mod and looking for any possible issues - something that is more good than it is bad. "A little inaccuracy sometimes saves a ton of explanation."-H. H. Munro "Geez. It's like we lost some sort of bet and ended up saddled with a bunch of terrible new posters on this forum." -Hurlshot Share this post Link to post Share on other sites


text:
Jessie James Decker is beach body ready.
Just six months ago, the singer gave birth to her third child and second son, named Forrest Bradley Decker. And now the artist is unveiling the results of her hard work and healthy habits. On the set of her photo shoot with South Beach Diet, she exclusively told E! News, "I gained 47 lbs. with my third pregnancy, so I am almost there. I still have a little weight to go, but I'm almost at my goal weight."
When the singer first embarked on her weight loss journey she was prepared to struggle since everyone told her "baby no. 3 that it's the hardest to lose the baby weight." However, it looks like the mother-of-three pulled it off with little to no difficulty, although she claims there is a "little bit extra on my belly," which she calls her "Mama pooch."

subset: commoncrawl


text:
CVS and Walgreens brands of lubricating eye drops have now been added to the recall. If you have these, please check the lot numbers. No adverse events have been reported, however the best advice is to discontinue use of these products. If you have concerns, or have experienced any issues, please call our office.
Sunday, July 14, 2019
Saturday, July 6, 2019
Eye Drop / Ointment Recall
Do you have any Walmart Equate brand eye drops or ointments? Or a recent prescription for generic Maxitrol ointment? If so, please check your lot number. The manufacturer, Altaire Pharmaceuticals, has issued a recall citing concerns about "potential for nonsterility." No adverse events have been reported, however the best advice is to discontinue use of products with these lot numbers. If you have concerns, or have experienced any issues, please call our office.
Wednesday, June 12, 2019
Readers' Choice
Thank you so much for voting for us in the latest readers' choice awards!! We really try to "keep first things first" and for us that is taking care of patients. Thank you for that opportunity and this confirmation!
Thursday, December 20, 2018
Happy Birthday Dr Patel!
Happy birthday to our sweet Dr. Patel! We are so blessed to have you two days a week! We hope you get everything you ask for 🤩
Thursday, May 3, 2018
1 for 1
We are excited to have partnered with Restoring Vision for a 1 for 1! They are a non-profit dedicated to providing new, high-quality reading glasses to people who would otherwise not have access. Beginning January 1 of this year, through this non-profit we donate one pair of new glasses for every pair we make here. With your help, our year to date is over 650 glasses donated!
Thursday, April 19, 2018
Colorblind Sunglasses
We are so excited to have sunglasses for improving color perception for the colorblind! Multiple tints are in stock. If you are among the 10% of men who have color vision issues, we invite you to stop by!
Monday, January 15, 2018
Food Drive
Shout out to our awesome patients who helped us donate over $2,000 and boxes full of food to Forever Fed! You guys are awesome!!
Subscribe to: Posts (Atom)


text:
Vice President, Senior Audit Manager
- Recruiter
- Mitsubishi UFJ Financial Group (MUFG)
- Location
- London, City
- Salary
- Competitive
- Posted
- 06 Aug 2019
- Closes
- 05 Sep 2019
- Ref
- 32072
- Job Type
- Financial Crime, Forensic / Fraud, Internal Audit Senior Manager, Internal Audit Head of Department
- Employer Sector
- Banking & Finance - Investment, Banking & Finance - Retail, Financial Services, Fund Management
- Contract Type
- Permanent
- Hours
- Full Time
Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world's leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with around 3,000 offices in more than 50 markets. The Group has over 180,000 employees, and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.
Main purpose of the role:
MUFG is embarking on a multi-year transformation to globalize the Internal Audit function. Financial Crimes Audit is one of the first areas globalised under this transformation. An exciting new opportunity has therefore emerged for a Vice President (Senior Audit Manager (SAM)) to join MUFG and Internal Audit in London, as we build towards a best in class, global Internal Audit function and the Financial Crimes Audit Team. Reporting into the regional financial crime director in London, the SAM will support risk assessment, annual planning and audit execution, in close collaboration with the MBE Internal Audit team in Amsterdam and other colleagues across the globe.
Key responsibilities include the following:
- Informing the audit universe and the related risk assessment for EMEA branches, assisting the Regional Head of Audit to produce an appropriate Financial Crimes audit plan and maintain relevant documentary evidence that the plan is risk based and provides the entity coverage stipulated within methodology. Ensure that risk assessments are up to date and accurate.
- Utilise subject matter expertise, knowledge of the business and wider industry knowledge to influence the audit plan and the risk assessments applied to the Financial Crimes audit universe. This includes anti-money laundering, sanctions and anti-bribery and corruption. Fraud knowledge is not required but desirable.
- Form part of the regional financial crime leadership team, responsible for the execution of high quality audits and opinions in line with Methodology / IIA / QA requirements.
- Ensure timely and efficient delivery and execution of audit assignments within agreed timelines / milestones.
- Support effective scheduling of resources to complete team deliverables, which accurately reflects availability and assignment requirements.
- Ensure audit reporting and Management Information (MI) is accurate and complete (e.g. Monthly Audit Reports, Audit Committee reporting etc.)
- Deliver continuous monitoring assignments for a set portfolio across all EMEA branches and supervise the delivery by Audit Managers where applicable (who may not always be located in the same country). Ensure effectiveness of continuous monitoring which underpins audit activity and areas of focus.
- Maintain constructive relationships with senior stakeholders so that audit planning and delivery are achieved smoothly and professionally.
- Deliver audit reports which are insightful, factually based, impactful and robust, and require minimal rewrite by the Head of Audit. May be required to support multiple engagements concurrently. In addition to this you may also work on a wide range of change management audits, linked to your portfolio.
- During the life-cycle of an engagement you will manage the performance of the auditors on that engagement. This will include coaching and developing team members.
- Champion the implementation of methodology best practice throughout the team, leading by example.
- Display very strong appreciation of risk and control in banking.
- Responsible for agreeing draft Management Action Plan for reports and checking for robustness of actions and proposed timelines, prior to approval by relevant Head of Audit. Ownership of follow-up and validation of audit issues raised.
- Assist the Heads of Audit in preparing third party submissions for the Chief Auditor.
- Work collaboratively with all Internal Audit colleagues regionally and globally to ensure that the quality of work produced globally continues to advance. On occasions, you may be required to act as lead on Global Thematic Audits.
- Attend Bank forums as a financial crimes subject matter expert when requested.
- From time to time, may also be required to take a lead role in non-'BAU' initiatives e.g. a working group.
This role reports into the Director for Regional Financial Crimes, EMEA.
Special reviews may also be conducted as requested by senior management and incumbents may also be involved in strategic business reviews. Will be responsible for liaising with the risk, front office and compliance functions. Incumbent at this level is fully knowledgeable on the day-to-day activities of a product or process however will require input on more complex issues. This individual will have oversight of a small team of junior staff to ensure all daily responsibilities are completed. Individual at this level has some understanding of the firm's different businesses and the related economics.
Key responsibilities:
Structure and execute efficient and effective audits to:
- Identify potential risk, including awareness of risks both within span of control as well as enterprise-wide
- Assign and review the work of audit team members for assigned engagements in coordination with Audit Director
- Assess the state of the governance, risk management, and control environment aspects relevant to that risk
- Report results in an effective and timely basis, leading to appropriate remedial action and ongoing management of risk Maintain compliance with audit methodology, while also operating within industry best practices, applicable regulations, and internal and external professional practice expectations. Effectively manage stakeholder relationships to a mutually accountable, productive, respectful, and trusted level Act as a leader and role model and continuously improve self and department.
Work experience:
- Extensive experience of working in an audit function (leading audit assignments) within the wholesale / investment banking sector, or similar 'Big-4' experience with relevant industry exposure.
- Experience of Primary Businesses and Products and financial crime. Primary businesses include: Corporate Banking, Investment Banking (Structured Lending, Project Finance, Trade Finance etc), Transaction Banking and Securities.
- Comprehensive understanding of current Financial Crimes rules, regulations, and expectations relevant to the business within region. Solid understanding of risk management frameworks, expected processes, key risks and associated controls
- Excellent skills in relation to internal audit methodology, practices, issue and report writing.
- Experience in Financial Crimes through various capacities (e.g., attorneys, law enforcement, auditing, investigations, consulting, risk management).
- Experience with auditing (3rd line) and testing (2nd line) of Financial Crimes Compliance programs.
- Experience interacting with audit subject matter experts.
- Experience of working in a similar audit function for a major corporate/investment bank.
- Business fluency in English and experience in an international work environment. An understanding of the Dutch language as well as other languages within the region (e.g. German, Polish, Spanish) and culture is helpful. Experience with Japan or the Japanese corporate culture is desirable but not essential.
- Similar assurance/testing experience may be considered at an equivalent financial services firm.
- Good experience working on change initiatives in an audit or advisory capacity
- Experience of auditing or advising on business strategy or strategic processes.
- An understanding of credit related process as it relates to wholesale portfolios will be desirable given it is one of the biggest risks for the bank
Skills and experience:
- A strong understanding of front office risk management and audit within the banking sector, with an in depth understanding of corporate/investment banking and financial crime and/or Compliance.
- Strong subject matter expertise within risk (including IT), financial crime, business operations, processes, products and controls is required. The candidate should understand regulatory requirements and minimum standards as they apply to the banking sector (e.g. JMSLG).
- Strong understanding of projects and change in banking
- Strong acumen regarding auditing methods and industry practices is preferred
Education / Qualifications:
- Higher education or equivalent industry experience
- Financial Crime relevant qualification or working towards completion (e.g. ACAMS, ICA)
- Relevant industry qualifications e.g. CIA, ACCA are desirable but not essential
- Project Management qualification
Personal requirements:
- Excellent communication skills
- Results driven, with a strong sense of accountability
- A proactive, motivated approach.
- The ability to operate with urgency and prioritise work accordingly
- Strong decision making skills, the ability to demonstrate sound judgement
- A structured and logical approach to work
- Strong problem solving skills
- A creative and innovative approach to work
- Excellent interpersonal skills
- The ability to manage large workloads and tight deadlines
- Excellent attention to detail and accuracy
- A calm approach, with the ability to perform well in a pressurised environment
- Strong numerical skills
- Excellent Microsoft Office skills
- A confident approach, with the ability to provide clear direction to your team
- Excellent managerial/leadership experience
MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
More searches like this
- Forensic / Fraud Fund Management £100,000 - £149,999 jobs in London (Central)
- Internal Audit Head of Department Fund Management £100,000 - £149,999 jobs in London (Central)
- Internal Audit Senior Manager Fund Management £100,000 - £149,999 jobs in London (Central)
- Financial Crime Fund Management £100,000 - £149,999 jobs in London (Central)


text:
0 Members and 1 Guest are viewing this topic.
The reason is that most of such a lake has a depth of 1 or higher only near the corner. If the lake would have regular side slopes (i.e. lower it once), then it would have much more of shallow water. This is a side effect of flat shores. I see no easy way out here.
If you sink the water level of a lake so it has sloped shores, then there is lot of flat area around. But currently lakes are flooded until a slope. That means any tile one from the beach is already a deep tile. Drain a lake (with control) and see what I mean.


text:
BeatSkillz Dark KZ VST – offline installer standalone + crack tools for both Mac and Windows!
Official page: https://www.beatskillz.com/shop/darkkz/
Features 50 Professionally crafted Presets to get you the amazing soundtrack sounds inspired from the 80s. Includes Pads, Choir, Leads, Drums, Fx , Basses, Atmospheres and otherworldly sounds!
Mac OS X 10.7 | 10.8 | 10.9 | 10.10 | 10.11 | macOS Sierra
Windows XP | Vista | 7 | 8 | 8.1 | 10 [32-bit | 64-bit]
- CAN NOT DOWNLOAD: Some probably encounter the following error: This site can't be reached ...sundryfiles.com's server IP address could not be found. DNS_PROBE_FINISHED_NXDOMAIN. In this case, please use Google DNS and you will get rid of trouble.
- If downloaded file can not be extracted (file corrupted...), please make sure you have downloaded the file completely and don't use Winzip, it sucks! We would recommend using The Unarchiver.
- By reason, the App does not work and can not be opened. Mostly, just Disable the Gatekeeper, and you get rid of troubles.


text:
Matt has been walking dogs for well over a decade. One of his greatest strengths gained for this extensive experience, is his ability to interact with a wide variety of breeds and animal temperaments. Matt's dedication to working for animals does not stop with his professional work, he has spent a substantial amount of time committed to volunteer work with pet rescue groups. One of the most rewarding moments for working with animal rescue was adopting is his ten-year old, rescued Bulldog Kirby! He has owned several Shar-Peis and has spent years taking care of a relative's Bulldog while they lived overseas.
Some things Matt loves most about his job are dogs' unique quirks and affection- the fact that each dog is different. He finds that being outside is awesome, too, and walking dogs is a great way to commune with nature. Outside of work Matt writes screenplays, does research, and spends time reading and hanging with Kirby. Matt's favorite season is fall because it's not yet winter, but it's cooling down and the colors are full of vibrancy.


text: Even if you don't have a spiralizer, you can still make courgetti — a knife and peeler do just as good a job. As with pasta, different shapes will produce different textures, which will go best with different sauces. This method of cooking makes perfectly al dente courgette, that doesn't leach out water — best of all, it's super speedy.


text:
About The Kimberley Secret by Gabriel Farago
When celebrated war correspondent Jack Rogan receives a phone call during a
bloody battle in Afghanistan, he knows something is wrong; his father is dying. With
his last breath, Rogan's father makes a disturbing revelation that rocks his son to the
core and leaves him pondering who he really is, and where he came from. With his
world turned upside down, Rogan soon finds himself irresistibly drawn into a
desperate search to find his true identity, and turns to an old friend for help. On a
dangerous journey of discovery that takes him around the globe and the remote
wilderness of outback Australia, Rogan follows clues hidden in unexpected places to
uncover the truth. Will Rogan succeed? Will the truth – if and when he finally finds it
– crush him, or will lifting the curtain of uncertainty and doubt be liberating, and
finally bring peace by showing him who he really is?
Buy the book, and follow the author on social media:
Learn more about the writer. Visit the Author's Website.
Buy the Book On Amazon.
Like the Authors Facebook Fan Page.
Follow On Pinterest.
Author Bio:
Gabriel Farago is the international, bestselling and multi-award-winning Australian author of the Jack Rogan mysteries and thrillers series for the thinking reader.
As a lawyer with a passion for history and archaeology, Gabriel had to wait for many years before being able to pursue another passion–writing–in earnest. However, his love of books and storytelling started long before that.
Claim your free copy of his historical mystery novella 'The Forgotten Painting'
Born in Budapest, Gabriel grew up in post-War Europe, and after fleeing Hungary with his parents during the Revolution in 56, he went to school in Austria before arriving in Australia as a teenager. This allowed him to become multi-lingual and feel 'at home' in different countries and diverse cultures. Shaped by a long legal career and experiences spanning several decades and continents, his is a mature voice that speaks in many tongues.
Gabriel holds degrees in literature and law, speaks several languages and takes research and authenticity very seriously. Inquisitive by nature, he studied Egyptology and learned to read the hieroglyphs. He travels extensively and visits all of the locations mentioned in his books.
'I try to weave fact and fiction into a seamless storyline,' he explains. 'By blurring the boundaries between the two, the reader is never quite sure where one ends, and the other begins. This is of course quite deliberate as it creates the illusion of authenticity and reality in a work that is pure fiction. A successful work of fiction is a balancing act: reality must rub shoulders with imagination in a way that is both entertaining and plausible.'
Gabriel lives in the Blue Mountains in Australia just outside Sydney, surrounded by a World Heritage National Park.
'The beauty and solitude of this unique environment,' he points out, 'gives me inspiration and the energy to weave my thoughts and ideas into stories which, I sincerely hope, will in turn entertain and inspire my readers.'
If you like historical thrillers, excitement, mystery and suspense, if you enjoy exotic settings, colourful characters and fast-paced action, if you like to learn about interesting, well-researched subjects that tease your intellect and imagination, then once your step inside, Gabriel will show you his world; the world of the storyteller.
Shaped by a long legal career and experiences spanning several decades and continents, his is a mature voice that speaks in many tongues.
A writer like Gabriel, sees the world through a different lens. Using creativity and imagination, He endeavours to weave fact and fiction into seamless stories that have only one aim: to entertain you.


text:
The benefits of using a personal trainer are numerous. When you have the money to spare, there really is no reason to hit the gym unsupervised ever again. In fact, there's no reason to hit the gym at all.
The best trainers offer their services in private gyms and training studios. Some will even visit your home to walk you through your workout if you have an adequate home gym. The one-on-one attention provided by these private personal trainers goes above and beyond the norm, helping you accomplish your fitness goals faster and more effectively than ever before.
So what are the specific benefits of hiring a private trainer? And how do you go about selecting the best one possible? Both of these questions and more are answered in detail below.
Since you're reading this here on Toys For Big Boys, we already know you desire only the absolute best quality products and services no matter what they are. We know this holds true for your personal fitness as well.
When it comes to personal fitness, it doesn't get better than a personal trainer. Not just for the stars and athletes, personal trainers can help you design and stick to a personalized fitness routine so that you can more effectively accomplish your fitness goals.
Simply put, hiring a personal trainer is a true investment in your overall wellbeing. If you really care about health and fitness, then working one-on-one with a personal trainer is a no-brainer.
The individual benefits of using a personal trainer include:
Not all trainers are created equally. Some are (far) better than others. And if you're a fan of Toys For Big Boys, we believe you deserve the very best. Below are a handful of the most important qualities to look for in your personal trainer.
Credentials: Never hire a personal trainer that doesn't have the proper credentials. The most important to look for are certifications from the National Commission for Certifying Agencies (NCCA) and American Counsel on Exercise (ACE).
Remember that you don't need to select a trainer outright, the very best will offer free consultation sessions. This will allow you to get a feel for their personality and coaching style to ensure they're the best fit for you.


text:
Building from a Legacy: SEEK2017 Reflection
So, I just got back home from attending the Fellowship of Catholic University Students (FOCUS) national conference known as SEEK2017. Where to begin?
Well for starters, it was a providential blessing, as my plan was to be in Rome during this time, as you may remember from an earlier blog. My original plan of a three-week return turned into three months: from returning to celebrate a best friend getting married, obtaining my study Visa, and an invitation from my director of studies to return in January 2017.
Now that you are caught up, you have seen me take a trip to Kansas City, my home away from home, for development and networking. The Holy Spirit blessed me with fruits from conversations with fellow laborers in the kingdom, giving me time with the brothers and sisters in Christ who sacrificially support our mission and also providing an opportunity to share this mission to heal the family over the radio waves.
Like I said, "it was blessed beyond measure." Our future looks bright, no pun intended.
The main conversation that came up in all my interactions was how I would attend the SEEK conference in San Antonio through the support of the FOCUS Alumni department. Once again, a massive thank you for their encouragement and support. If you are not aware, I served with FOCUS at Benedictine College from 2012-2014.
I am a part of the launched Alumni commissioned, just like you, to live lifelong Catholic mission. Hence, an aspect of our Project Illuminate mission from our founding has been inspired from this beautiful mission on the college campus.
Something that came clear to me while staring into a crowd of 12,000 students was that this is the legacy of many's "Yes!" to the Lord. From these initial "yes" to the Lord's calling, a snowball effect begins to happen in that somehow wherever He leads you; you are a part of His kingdom's legacy.
It is very easy in a sound bite to say the work you do is in big part a fruit of one man's vision, which is very true. Without Curtis Martin saying yes, there would be no conference experience to reflect on. However, it is ultimately the legacy of Jesus Christ that each and every one of us are created to share in His life, death, and resurrection that counts. I was reminded of this on the night of adoration at SEEK.
Now, my time at SEEK this year was filled by recruitment meetings, Alumni specific gatherings, and getting coffee with other Lay apostolates; my eyelids had never felt so heavy. As I knelt down for Jesus's entrance into the ballroom for adoration, my mind was taken back seven years, when my first radical encounter occurred. Now for those of you who have not attended, the night of adoration is a huge moment of transformation for many.
Why? For many, this could be the first time they encounter our Lord and Savior in the Eucharist and to heal their souls in Confession. It did for me. It had a life-altering impact on my mind, body, and soul that put me on a trajectory I never thought I'd be on.
I attended this conference in 2010 as a sophomore in college who needed to solidify my reversion back to my faith. Back then, a whopping 2,000 college students came across the country to encounter Jesus Christ and His Church in a radical way. It was the beginning of something beautiful. In my reminiscing, the lights were all on Jesus procession through the darkness, young people singing in unison praises to God, and the massive line wrapping around for confession. Yup, this was it.
My heart was filled again with a message from our Lord that he communicated seven years ago. My relationship with Jesus has always been seen as a "Fire of Love," and he clearly spoke to my heart in saying,
"My son, let the fire of my love that burns within you be set free into this world of darkness and never let the world extinguish this light."
In a moment my past and present were united in a way that led me to shed tears of joy, basking in the goodness of our Lord. However, it was apparent that the Lord has given me a new encounter in a new season of life in which to thrive. A gift of a season to build something new and beautiful for Him. To build in His legacy.
I am so grateful for the opportunity that this conference gave to our apostolate in courage and solidarity to labor in the New Evangelization. Many future partnerships are now in development--from religious orders, to Those Catholic Men, Inc., and recruitment for future leadership from SEEK.
If you would like to know more about the Fellowship of Catholic University Students,
Click The Link Below.


text:
Mousset attracting Gala interest
Galatasaray are lining up a bid for Bournemouth forward Lys Mousset, reports claim.
Turkish outfit Galatasaray are believed to have failed in their attempts to sign Alan and Alexandre Pato during this window and they are now switching their attention to highly-rated forward Mousset.
Big things were expected from the France Under-21 international when he broke into Bournemouth's senior ranks in 2016 but he has struggled to make his mark on the Premier League, scoring just two goals from 49 appearances.
The 22-year-old has made just seven top-flight starts and the Cherries are reportedly ready to offload the Montivilliers-born star before the end of the transfer window after becoming frustrated with his lack of progress.
Galatasaray are optimistic they can secure Mousset's signature and they may be able to get him for a slightly cheaper price due to his contract expiring in the summer of 2020.
James Mason grew up in Northumberland so is entrenched in both the football and golf scenes. A low handicap golfer, he also follows Newcastle United and predicts big things under Rafa Benitez.


text:
We made it over Christmas so you know what that means: time for endless year endlists! Let's start with the five most heartwarming moments in politics (even in 2018). Here's what you need to know Get on your way and shut the door . (You can also receive "5 things you need to know today" every day in your Inbox.)
1. Migrants' Death
US Customs and Border Patrol says it has made changes after an eight-year-old Guatemalan boy died in custody on Christmas Eve. The boy, identified by a congressman as Felipe Alonzo-Gomez, died in a hospital in New Mexico after medical personnel said he was suffering from a cold. The official cause of death is unknown. The CBP says it will carry out secondary medical examinations of all children in its care, with a special focus on children under 10 years of age. The boy is the second migrant child this month who died in custody at CBP. A seven-year-old girl, Jakelin Caal Maquin, died on 8 December. Many wondered if better medical care could have saved them. Meanwhile, officials in El Paso, Texas, are trying to accommodate hundreds of migrants who have been dropped off by immigration and customs officials in downtown Cairo without an obvious plan for their housing or nutrition.
. 2 Indonesian tsunami
The death toll from the tsunami last weekend continues to rise. At least 430 people were killed in the disaster, as landslides triggered a wave as a result of a volcanic eruption that struck without warning in parts of western Indonesia. About 1,500 were injured and 22,000 were left homeless. And dozens of people are still missing. Indonesia's Red Cross sends emergency aid. The stories from this tragedy are really heartbreaking. A man, a singer of a pop band, described the loss of his wife and his bandmates as a wave. Indonesia has a history of deadly tsunamis, including the Indian Ocean tsunami in 2004, which was rocked today 14 years ago. The disaster killed more than 220,000 people in a number of countries, including Indonesia, Thailand, India and Sri Lanka.
. 3 Financial Markets
The markets in Asia and Europe were up and down this morning, which means it's likely to be another stony day on Wall Street. The Dow had its worst Christmas Eve of all time, dropping more than 650 points after the Trump administration made mixed signals about the economy. Now comes the news that President Trump is frustrated with Secretary of State Steven Mnuchin, and one source told CNN that Mnuchin's job may be "seriously endangered." But Trump spoke to him on Christmas day and described Mnuchin as a "very smart person." Instead, the president accused the recent market fluctuations of the Federal Reserve.
. 4 Thailand and Marijuana
Thailand is the first country in Southeast Asia to accept the use of medical marijuana. The country's parliament has approved the use of medical cannabis earlier this week, although drug use will still be illegal during leisure time. The region is known for its heavy use of drugs and severe penalties for drug offenders. One legislator called the passage of the medicinal pot a "New Year's gift for Thais." It will be official when published in the Royal Gazette, Thailand's public magazine.
Tags 26th death December Migrant Snow Street Thailand tsunami Wall


text:
There's an art to dining alone. At worst you'll endure an awkward 30-minutes or so, at best you'll get to be completely and utterly selfish and have an exquisite meal of your choosing. Whether you're in Sydney as a solo traveler, for work or play the city has a wealth of dining options for the solo diner. Here are six of our favorites.
Fratelli Fresh
Don't be fooled by the blackboard menu and informal service, the food is seriously good at Fratelli Fresh and the selection of craft beers and wines only adds to the experience. There are four Fratelli Fresh restaurants in the city precinct and the menus feature well-priced Italian staples such as pasta and pizza, but all dishes are hand-crafted and include premium ingredients. If you're in the mood for lighter style dishes, the salad selection is outstanding and you'll feel healthy enough, in the end, to finish off the meal with house-made Italian gelato. Aperitivo Hour (4–6 p.m. is a good time to visit, with discounted wines, beers and pizza.
Four venues, including 11 Bridge St., Sydney; fratellifresh.com
Le Petit Flot
This warm, easy going light-filled bistro is part of the Tank Stream Hotel and features large communal dining tables, ideal for solo travellers. The menu is a very attractive combination of French influences, local Australian produce and an Asian twist—which in many ways is the best way to describe 'modern Australian cuisine.' The dishes are well priced and the service team clearly knew their wines.
97 Pitt St, Sydney; lepetitflot.com
O Bar & Dining
Unlike most revolving restaurants, O Bar & Dining is frequented mainly by locals who go for top-class food, very chic style, smooth service and, yes, those views. Grab a comfortable seat in the bar area before 6 p.m., start with one of their designer cocktails, order some of Michael Moore's trademark fresh tapas dishes and watch the sun go down and lights come up. In 90 minutes, you not only get to take a spin around Sydney, you get to understand why Australian cuisine and wines are as attractive as the views.
264 George St, Sydney; obardining.com.au
Sydney's hottest new dining precinct is Barangaroo, on the waterfront just beyond the historic Rocks district. There is a wide range of restaurants ranging from formal to casual, but for solo diners with a love of seafood and fine wines, Cirrus ticks all the boxes. There is seating outside with superb views across Darling Harbour, or bench seating where you can ask the sommelier to recommend a flight of wines to match your dishes. The menu focuses on sustainably-caught seafood and fresh seasonal local produce. Follow your dinner with a stroll around the new waterside Barangaroo Park.
23 Barangaroo Avenue, Barangaroo, cirrusdining.com.au
Ash Street Cellar
You can hear the buzz of the Ivy complex a street away—it is an imposing, glamorous urban oasis in the midst of Sydney's central business district with eight bars, including a rooftop pool bar. Pick a bar to suit your mood, but my favourite is Ash Street Cellar in a hidden laneway just off George Street. The tightly packed chairs and tables on the pavement are great for people watching and there is a very serious wine list which offers the clever option of 150ml glasses or a 450ml 'pitcher' of wine, as well as full bottles. I liked the ambiance so much that I stayed for a meal of Spanish-oriented tapas. 1 Ash Street, Sydney merivale.com.au/ashstcellar
The Opera Bar
If you come to Sydney, you have to visit the Sydney Opera House. For once, this building is deserving of the word 'iconic'. Performances often need to be booked well in advance, but if you just want to sit and marvel at the architecture, gawk at the incredible harbour vista and take in what makes Sydney such an energetic destination, grab a seat the Opera Bar and you'll be singing from the hymn sheet. This bar is understandably popular and you'll find plenty of other visitors to the city wanting to combine a drink, maybe some fresh Sydney oysters and the Opera House/Harbour bridge combination. With such an epic backdrop, it's not surprising that the cocktails are designed to be photographed for Instagram and Facebook feeds. The beer list is extensive with the house organic pale ale matching the sparkling setting.
Lower Concourse, Bennelong Point (Sydney Opera House)
Peter Hook is a journalist and travel industry professional who has lived in Sydney for a number of decades, exploring every part of the city and discovering its best restaurants, entertainment, attractions and activities.


text: Vamos de Fiesta Jug Brooch Erstwilder Imperfect Spanish Festa STORY Why not join us in a glass or two of fine sugared wine? We can't think of a more refreshing way to get the party started than some salubrious Spanish Sangria. INFO Original Designer Donna Luke Height 72 mm x Width 50 mm AN IMPORTANT NOTE FROM ERSTWILDER: The Sangria (Vamos de Fiesta) brooch has been produced with a flaw. The design features a small hole in the back where the brooch clasp has been placed The visibility of the flaw, which appears from the front as a very small circular shadow, is visible in different degrees from piece to piece. Due to this fault the piece is listed at a 'Perfectly Imperfect' price of $32.95. As all pieces are the same we will not be able to offer exchanges for flaws or imperfections found in this design. Dianna of Rocklily Wombats personally checks every piece to ensure every brooch pin, earring or necklace is working well. Resin's are checked ensuring there are no obvious flaws, were pretty picky and know as a collector you want the best. We also ensure item is secure and well packed in the Erstwilder box for its journey to you, part of our service to you. All orders are dispatched same day or the next depending on timeing of your order, and your provided with the tracking number. We add a charming postcard and blank photo card to each order and wrap nicely in Summer grass green tissue paper. Each piece is hand assembled, hand painted and released in limited quantities. All designs are made from layered resin. As designs are produced from original illustrations and are hand assembled, hand painted and hand finished. There may be minor differences from piece to piece, making each as unique as the those who wear them. Metal components used in creating this piece include a beautiful and strong silver-plated steel brooch pin. Any earring posts, earring hooks, necklace chains and jump rings used for this piece are made from silver-plated steel. Designs come packaged in Erstwilder gift boxes. Designed in Melbourne made in limited quantities in China. CARE Please be aware that resin is akin to ceramic and glass and therefore may be damaged if dropped or knocked. Keep your Erstwilder companion neatly tucked away in this box when not being worn, avoid contact with perfumes, lotions, water and excessive sunlight and you'll have a trusted friend for years to come


text:
Year 2
Welcome to our Year 2 webpage. Our year group consists of three classes and our teachers are Mrs Carlisle, Miss Davis and Miss Bedding. We are lucky enough to have a teaching assistant in each class and their names are Mrs Jones, Miss Toussaint and Miss Don.
We start the day as soon as we step through the door and the first thing we like to do is look at our marking from the previous day and respond to it. After registration we have a maths lesson where we combine our number skills with problem solving.
After break we have Literacy.
Each year we go on a school trip and this year the children thoroughly enjoyed visiting the Hawk Conservancy. We had some fantastic non-fiction writing following this. On Wednesdays we are taught Djembe drumming by Karlos Edwards. This term we are learning about Kings and Queens in History and our science topic is plants.
Nursery Places Available
We have some spaces available in our Nursery for September 2019. If you are interested please call the school and we will be happy to help you with your enquiries.Read more
Young Carer's Awareness Day 2019
On the 31st January is Young Carer's Awareness Day. Current figures are that 1 in 5 secondary children have a caring role. The figures are 1 in 10 for children under the age of 10.
A young carer is someone under 18 who helps look after someone in their family, or a friend, who is ill, disabled or misuses drugs or alcohol. They will do many tasks like:
Practical tasks, such as cooking, housework or shopping.
Physical care, such as helping someone out of bed.
Emotional support, such as talking to someone who is distressed.
Personal care, such as helping someone dress.
Managing the family budget and collecting prescriptions.
Helping to give medicine.
Helping someone communicate.
Looking after brothers and sisters.
If you would like more information as to how to help a young carer. Please click on the link below.
West Berkshire Young Carers websiteRead more
Calcot Colour Run
Our very first crazy, colour run took place during the school fayre.Read more


text:
Battleground (2016)
|Battleground (2016)
Promotional poster featuring John Cena
|July 24, 2016
|Washington, D.C.
|Verizon Center
|WWE Network event chronology
|Battleground chronology
Battleground (2016)[a] was a professional wrestling pay-per-view (PPV) event and WWE Network event produced by WWE. It took place on July 24, 2016 at the Verizon Center in Washington, D.C.[1] It was the fourth event under the Battleground chronology, and the final event before the newly reinstated WWE brand extension went into full effect.
Nine matches were contested at the event, with one match contested on the pre-show. In the main event, Dean Ambrose successfully retained the WWE Championship in a triple threat match against his former Shield teammates, Seth Rollins and Roman Reigns, thus keeping the championship on the SmackDown brand. The show is also notable for Randy Orton's first appearance after a nine-month injury and former NXT Women's Champion Bayley's main roster debut.[2][3]
The card included nine matches that resulted from scripted storylines, where wrestlers portrayed villains, heroes, or less distinguishable characters in scripted events that built tension and culminated in a wrestling match or series of matches, with results predetermined by WWE's writers.[4][5] Storylines were produced on WWE's weekly television shows, Raw and SmackDown.
At Money in the Bank, Dean Ambrose won the Money in the Bank ladder match and subsequently the WWE World Heavyweight Championship by cashing in his contract on Seth Rollins, who had just won the title from Roman Reigns.[6] After a #1 contender's match between Reigns and Rollins ended in a double countout the next night on Raw, Ambrose requested to defended the title against both Reigns and Rollins. Accordingly, Shane McMahon scheduled a triple threat match between all three men for the WWE World Heavyweight Championship at Battleground.[7] On June 21, two days after Money in the Bank, Reigns was suspended for 30 days for violating WWE's Wellness Program,[8] which uses drug testing to detect substance abuse.[9] Pro Wrestling Torch reported that WWE knew of the violation before Money in the Bank, leading to Reigns losing his world title at the event. With Reigns's suspension ending before Battleground,[10] WWE continued to advertise Reigns as part of the Battleground main event.[11] On the June 27 episode of Raw, both Rollins and Ambrose acknowledged Reigns's suspension on television. However, Stephanie McMahon opted not to remove Reigns from the Battleground match, and instead gave AJ Styles and John Cena the opportunity to qualify for the match by matches against Ambrose and Rollins. Styles and Cena lost, when they each interfered in each other's matches.[12] On June 27, the WWE World Heavyweight Championship was renamed as the WWE Championship.[13] The WWE brand extension was then reinstated with Stephanie McMahon named Commissioner of Raw and Shane McMahon named Commissioner of SmackDown. On July 18, a match for the WWE Championship between Ambrose and Rollins ended in both men pinning each other simultaneously. While Raw commissioner Stephanie McMahon declared Rollins the new champion, the referee ruled the match a draw, with Ambrose retaining the title.[14][15] The next day on SmackDown, Ambrose defeated Rollins in a rematch to retain the title. The same night, the 2016 WWE draft took place and Ambrose was drafted to SmackDown, while Reigns and Rollins were drafted to Raw.[16]
In December 2014, at NXT Takeover: R Evolution, Sami Zayn won the NXT Championship from Neville. After the match, Zayn's friend Kevin Owens, first congratulated and then attacked Zayn.[17] In February 2015, at NXT Takeover: Rival, Owens defeated Zayn to win the NXT Championship.[18] Zayn moved to WWE's main roster at the Royal Rumble and eliminated Owens from the Royal Rumble match.[19] At Payback, Owens defeated Zayn.[20] At Money in the Bank, both men failed to win the Money in the Bank ladder match.[6] Zayn defeated Owens on the June 20 episode of Raw,[7] and challenged Owens to another match a week later during Chris Jericho's Highlight Reel, which Owens accepted.[12]
At Money in the Bank, Natalya and Becky Lynch lost a tag team match. After the match, Natalya turned heel and attacked Becky.[6] Natalya attacked Becky again the following night on Raw, and proclaimed to be solely looking out for herself.[7] On the June 27 episode of Raw, Becky attacked Natalya, who was on commentary, before her match against Summer Rae.[12] On the July 4 episode of Raw, a match between the two was scheduled for Battleground.[21] Three nights later on SmackDown, the villainous Natalya attacked Becky and placed her in the Sharpshooter.[22]
At Money in the Bank, AJ Styles defeated John Cena after The Club interfered, executing a Magic Killer on Cena.[6] The following night on Raw, Styles and Luke Gallows attacked Cena during his match against Karl Anderson.[7] On the June 27 episode of Raw, Cena and Styles cost each other a chance to be involved in the WWE Championship match at Battleground and then Gallows and Anderson delivered a Magic Killer to Cena on the ramp.[12] On the July 4 episode of Raw, The Club again attacked Cena until Enzo Amore and Big Cass saved Cena. Later that night, a six-man tag team match was made between the two teams at Battleground.[21]
On the July 11 episode of Raw, Darren Young won a battle royal to earn a title match against Intercontinental Champion The Miz at Battleground.[23]
On the July 7 episode of SmackDown, Zack Ryder won a match against Sheamus and then challenged Rusev to a WWE United States Championship match.[24] On the July 11 episode of Raw, Rusev attacked Ryder after his match against Sheamus and accepted Ryder's challenge for Battleground.[23]
On the June 20 episode of Raw, The Wyatt Family returned and were interrupted by WWE Tag Team Champions The New Day.[7] The two teams addressed each other in their promos over the next few weeks. On the July 4 episode of Raw, The Wyatt Family invited The New Day to their family compound, which New Day accepted.[21] The next week on Raw, The New Day showed up at the compound and both teams brawled until New Day ran away.[23] On July 12, a six-man tag team between both teams was scheduled for Battleground.[25]
After her return in early June, Sasha Banks reignited her feud with Charlotte, who had formed a tag team with Dana Brooke while Sasha was on hiatus. On the June 20 episode of Raw, Sasha rescued Paige from an attack from Brooke and Charlotte.[7] On the June 27 episode of Raw, Sasha and Paige defeated Dana and Charlotte.[12] Over the following weeks, Charlotte and Dana continued to provoke Sasha.[21] Hoping to earn a title match with Charlotte, Sasha defeated Dana on the July 11 episode of Raw[23] and again on the July 14 episode of Smackdown. Later that night, Charlotte and Dana were scheduled to wrestle Sasha and a mystery partner at Battleground.[26]
After Randy Orton was revealed as Brock Lesnar's opponent for SummerSlam, he was announced as the guest of a special episode of Chris Jericho's The Highlight Reel at Battleground.[23][27]
On July 22, a match pitting The Usos against Breezango was scheduled for the Battleground pre-show.[28]
|English commentators
|Michael Cole (PPV)
|John "Bradshaw" Layfield (PPV)
|Byron Saxton (PPV + pre-show)
|Mauro Ranallo (pre-show)
|Spanish commentators
|Carlos Cabrera
|Marcelo Rodríguez
|German commentators
|Carsten Schaefer
|Sebastian Hackl
|Ring announcers
|Greg Hamilton
|Lilian Garcia
|Backstage interviewer
|Tom Phillips
|Pre-show panel
|Renee Young
|Booker T
|Corey Graves
|Jerry Lawler
During the pre-show, Breezango (Tyler Breeze and Fandango) squared off against The Usos (Jimmy and Jey Uso). The match ended when Jimmy attempted a Samoan Splash on Breeze but Breeze countered and pinned Jimmy with a small package for the win.[29]
Preliminary matches[edit]
The actual pay per-view opened with WWE Women's Champion Charlotte and Dana Brooke facing Sasha Banks and her mystery partner, who was revealed as Bayley. In the end, Sasha forced Charlotte to submit to the Bank Statement to win the match.[29]
Next, The Wyatt Family (Bray Wyatt, Erick Rowan, and Braun Strowman) faced WWE Tag Team Champions The New Day (Big E, Kofi Kingston, and Xavier Woods) in a six-man tag team match. In the climax of the match, Big E executed a Spear on Strowman, who was standing on the apron. Woods was shocked into retreating by Wyatt's signature spiderwalk. Wyatt then executed Sister Abigail on Woods for the win.[29]
After that, Rusev defended the United States Championship against Zack Ryder. The match ended when Ryder executed a Rough Ryder on Rusev and attempted an Elbro Drop but Rusev countered the move and executed a Jumping Sidekick to the back of Ryder's head. Rusev forced Ryder to submit to The Accolade to retain the title. After the match, Rusev attacked Ryder until Ryder's NXT tag team partner, Mojo Rawley, came out. Rusev avoided a confrontation and left the ring.[29]
In the fourth match, Kevin Owens faced Sami Zayn. Zayn executed a Blue Thunder Bomb on Owens for a near-fall. Zayn executed a Brainbuster on the ring apron on Owens. Owens executed a Bullfrog Splash on Zayn for a near-fall. Zayn executed two Half and Half Suplexes for a near-fall. Owens countered a Helluva Kick into a Pop-Up Powerbomb but Zayn placed his foot on the rope to void the pinfall. In the end, Owens implored Zayn to stay down but Zayn executed an Exploder Suplex into the turnbuckles and a Half and Half Suplex, followed by two Helluva Kicks to secure the victory.[29]
Next, Natalya faced Becky Lynch. The end came after Natalya kicked Becky's right kneecap and applied the Sharpshooter. Becky eventually submitted, thus Natalya won the match.[29]
After that, The Miz defended the Intercontinental Championship against Darren Young. The match ended when Maryse pretended to fall as if Bob Backlund had attacked her, causing Miz to shove Backlund. Young then applied the Crossface Chickenwing on Miz outside the ring. The referees separated the two contestants and ruled the match a double disqualification.[29]
In the next match, John Cena teamed with Enzo Amore and Big Cass to face The Club (Karl Anderson, Luke Gallows, and AJ Styles) in a six-man tag team match. In the end, Cena executed a Super Attitude Adjustment on Styles for the victory.[29]
Chris Jericho then hosted the Highlight Reel with Randy Orton, who made his first appearance following a nine-month injury. Jericho constantly berated Orton's behaviour ahead of his upcoming at SummerSlam against Brock Lesnar (including a video of Lesnar showing his feats of strength) to provoke Orton into attacking him, eventually resulting in Orton attacking him with an RKO.[29]
Main event[edit]
In the main event, Dean Ambrose defended the WWE Championship against Seth Rollins and Roman Reigns. During the match, Ambrose and Rollins teamed up to attack Reigns, performing a Double Powerbomb on Reigns through a broadcast table to temporarily take him out of the match. In the climax of the match, Rollins executed a Pedigree on Reigns for a near-fall. Rollins executed a Turnbuckle Powerbomb on Reigns, who delivered a Superman Punch and a Spear to Rollins. Ambrose pinned Reigns after Dirty Deeds to retain the championship. The entire SmackDown roster came out to celebrate with Ambrose as the event ended.[29]
Dean Ambrose retaining the WWE Championship at the event left Raw without a world title. On the following night's episode of Raw, commissioner Stephanie McMahon and General manager Mick Foley announced a new world title for Raw, the WWE Universal Championship; the WWE Championship was then renamed to WWE World Championship. As Raw's number one draft pick, Seth Rollins was named a contender to the title and would face Finn Bálor, who became the second contender by defeating Roman Reigns, for the title at SummerSlam.[30]
After Sasha Banks and Bayley defeated Charlotte and Dana Brooke at the event, Banks faced Charlotte for the WWE Women's Championship on the following night's episode of Raw and defeated Charlotte to win her first Women's Championship.[30] On the July 26 episode of SmackDown, Dolph Ziggler defeated AJ Styles, John Cena, Bray Wyatt, Apollo Crews, and Baron Corbin in a Six-Pack Challenge to earn a WWE World Championship match against Dean Ambrose at SummerSlam.[31]
|Breezango (Fandango and Tyler Breeze) defeated The Usos (Jey Uso and Jimmy Uso)
|Tag team match[32]
|Bayley and Sasha Banks defeated Charlotte and Dana Brooke by submission
|Tag team match[3]
|The Wyatt Family (Braun Strowman, Bray Wyatt and Erick Rowan) defeated The New Day (Big E, Kofi Kingston, and Xavier Woods)
|Six-man tag team match[33]
|Rusev (c) (with Lana) defeated Zack Ryder by submission
|Singles match for the WWE United States Championship[34]
|Sami Zayn defeated Kevin Owens
|Singles match[35]
|Natalya defeated Becky Lynch by submission
|Singles match[36]
|The Miz (c) (with Maryse) vs. Darren Young (with Bob Backlund) ended in a double disqualification
|Singles match for the WWE Intercontinental Championship[37]
|Big Cass and Enzo Amore and John Cena defeated The Club (AJ Styles, Karl Anderson and Luke Gallows)
|Six-man tag team match[38]
|Dean Ambrose (c) defeated Roman Reigns and Seth Rollins
|Triple threat match for the WWE Championship[39]
- ^ (also known as Battlefield in Germany)
- ^ "Get WWE Battleground tickets now". WWE. Retrieved June 23, 2016.
- ^ Adkins, Greg (24 July 2016). "Randy Orton RKOs Chris Jericho on "The Highlight Reel"". WWE. Retrieved 4 August 2016.
- ^ a b Melok, Bobby. "Sasha Banks & Bayley def. Charlotte & Dana Brooke". WWE. Retrieved July 24, 2016.
- ^ Grabianowski, Ed. "How Pro Wrestling Works". HowStuffWorks. Discovery Communications. Archived from the original on November 18, 2013. Retrieved March 5, 2012.
- ^ "Live & Televised Entertainment". WWE. Archived from the original on February 26, 2009. Retrieved March 21, 2012.
- ^ a b c d Caldwell, James. "6/19 WWE MITB PPV Results – CALDWELL'S Complete Live Report". Pro Wrestling Torch. Retrieved June 19, 2016.
- ^ a b c d e f Caldwell, James. "6/20 WWE Raw Results – CALDWELL'S Complete Live TV Report". Pro Wrestling Torch. Retrieved June 20, 2016.
- ^ "Roman Reigns suspended". WWE. Retrieved June 21, 2016.
- ^ "Talent Wellness Program Summary". WWE. Retrieved 22 June 2016.
- ^ Caldwell, James. "Roman Reigns suspended for Wellness Violation". Pro Wrestling Torch. Retrieved 22 June 2016.
- ^ Clapp, John (June 20, 2016). "WWE Champion Dean Ambrose vs. Roman Reigns vs. Seth Rollins (Triple Threat Match)". WWE. Retrieved June 24, 2016.
- ^ a b c d e Caldwell, James. "6/27 WWE Raw Results – CALDWELL'S Complete TV Report". Pro Wrestling Torch. Retrieved June 27, 2016.
- ^ "WWE Championship". WWE. Archived from the original on 29 June 2016. Retrieved 29 June 2016.
- ^ Caldwell, James (July 18, 2016). "7/18 WWE Raw Results – Caldwell's Complete Live TV Report". Pro Wrestling Torch. Retrieved July 20, 2016.
- ^ "WWE Title match Update – WWE rules on double pin finish". Pro Wrestling Torch. July 18, 2016. Retrieved July 18, 2016.
- ^ Barnett, Jake (July 19, 2016). "7/19 Barnett's WWE Smackdown Live TV Review". Pro Wrestling Dot Net. Retrieved July 20, 2016.
- ^ James, Caldwell. "Caldwell's WWE NXT Takeover results 12/11: Complete virtual-time coverage of Neville vs. Zayn for the NXT Title, Itami & Balor, Charlotte, Kevin Steen/Owens's debut, Corey Graves retires". Pro Wrestling Torch. Retrieved 15 December 2014.
- ^ Caldwell, James. "NXT News: Big title changes on "Takeover" special, tournament finals, pre-show dark match, more". Pro Wrestling Torch. Retrieved 13 February 2015.
- ^ Caldwell, James. "1/24 WWE Royal Rumble PPV Results – CALDWELL's Complete Live PPV Report". Pro Wrestling Torch. Retrieved 24 January 2016.
- ^ Caldwell, James. "5/1 WWE Payback Results – CALDWELL'S Complete Live Report". Pro Wrestling Torch. Retrieved May 1, 2016.
- ^ a b c d Caldwell, James. "7/4 WWE Raw Results – CALDWELL'S Complete Live TV Report". Pro Wrestling Torch. Retrieved July 4, 2016.
- ^ Richard, Trionfo (June 29, 2016). "WWE SMACKDOWN REPORT: A NEW WAY TO START OFF THE SHOW, RYDER MAKES A CHALLENGE, ZAYN VERSUS JERICHO, AND MORE". PWInsider. Retrieved December 30, 2018.
- ^ a b c d e Caldwell, James. "7/11 WWE Raw Results – CALDWELL'S Complete Report". Pro Wrestling Torch. Retrieved July 11, 2016.
- ^ Parks, Greg (July 7, 2016). "7/7 WWE Smackdown – Parks's Complete, Real-Time Report". Pro Wrestling Torch. Retrieved July 24, 2016.
- ^ Martin, Adam. "The New Day vs. The Wyatt Family in a six man tag team match added to the card for WWE Battleground". wrestleview.com. Retrieved July 12, 2016.
- ^ Parks, Greg. "7/14 WWE Smackdown – Parks's Complete, Real-Time Report". Pro Wrestling Torch. Retrieved July 14, 2016.
- ^ Benigno, Anthony. "'The Highlight Reel' with Randy Orton". WWE. Retrieved July 11, 2016.
- ^ Caldwell, James. "WWE Battleground Pre-Show match announced; updated PPV line-up". Pro Wrestling Torch. Retrieved July 22, 2016.
- ^ a b c d e f g h i j k Caldwell, James (July 24, 2016). "7/24 WWE Battleground Results – CALDWELL'S Complete Report". Pro Wrestling Torch. Retrieved July 24, 2016.
- ^ a b "Raw highlights: July 25, 2016". WWE. Retrieved 4 August 2016.
- ^ "SmackDown Live results: July 26, 2016". WWE. Retrieved 4 August 2016.
- ^ Clapp, John. "Breezango def. The Usos (Kickoff Match)". WWE. Retrieved July 24, 2016.
- ^ Adkins, Greg. "The Wyatt Family def. The New Day". WWE. Retrieved July 24, 2016.
- ^ Artus, Matthew. "U.S. Champion Rusev def. Zack Ryder". WWE. Retrieved July 24, 2016.
- ^ Taylor, Scott. "Sami Zayn def. Kevin Owens". WWE. Retrieved July 24, 2016.
- ^ Benigno, Anthony. "Natalya def. Becky Lynch". WWE. Retrieved July 24, 2016.
- ^ Burdick, Michael. "Intercontinental Champion The Miz vs. Darren Young ended in a Double Disqualification". WWE. Retrieved July 24, 2016.
- ^ Powers, Kevin. "John Cena, Enzo Amore & Big Cass def. The Club". WWE. Retrieved July 24, 2016.
- ^ Melok, Bobby. "WWE Champion Dean Ambrose def. Roman Reigns & Seth Rollins (Triple Threat Match)". WWE. Retrieved July 24, 2016.


text:
Apartment Dwelling Decor Sale
Prices, promotions, kinds, and availability might fluctuate. The cave sites of Sterkfontein , Swartkrans , Kromdraai B, Drimolen , Malapa , Cooper's D, Gladysvale, Gondolin and Makapansgat have yielded a variety of early human species dating again to between three and a million years ago, including Australopithecus africanus , Australopithecus sediba and Paranthropus robustus Nevertheless, it isn't usually thought that these early humans had been living in the caves, however that they were introduced into the caves by carnivores that had killed them.
Home insurance costs have continued to rise – up 5{a70943a3c788d664d1371fc4f30d1eb0d28c5ad5f0191ad6e8cb19f89fe4ad87} final yr in response to the AA. Keep ahead of the game and play the important thing tricks – for starters, by no means merely auto-renew. Some insurers will cowl your pc or work cellphone automatically, others may not. If you happen to want each buildings and contents insurance and you go for a mixed policy, be sure to examine the main points fastidiously. Insurers will not protect every part in your home simply because you've purchased cowl – look out for situations the place you may need to make particular arrangements.
But in the suburban or Exterior Central Area (OCR), non-landed dwelling prices might develop at a measured pace because the market digests the provision, Ms Song added. It is vital to check along with your insurer and notify it should you work at home – it might drastically have an effect on your coverage and will even invalidate your cover. While greater than 90 per cent of respondents would favor to own their very own dwelling rather than lease, a rising number are now so disillusioned by the difficulties in getting on the property ladder that they imagine they'll never make the leap.
Indeed the number of folks on this age group who lease, fairly than own their own house, has elevated by three share factors on the final survey. The Association of British Insurers (ABI) says you must contact your insurer first – it should have a 24-hour claims line – and it ought to prepare for someone to do any work that's covered. But dear items, normally starting from £1,000 to £2,000, should be individually listed to be lined on many insurance policies.
Almost all insurers limit the number of days you may go away your home unoccupied for while nonetheless masking you – normally 30 days. Buildings insurance coverage gives cover for the structural components of your property, such because the windows or roof, and covers the cost of repairs or rebuilding work. Chai Patel, the authorized coverage director at the Joint Council for the Welfare of Immigrants, said the Dwelling Office was prepared to destroy the futures of kids who've grown up British for profitâ€.


text:
By In Uncategorized On August 12, 2019
Quarter ofstate cancer therapy benefits and foreplay, hover, his cock. Every time a decade ago, diabetes, tonsillitis, and negative body, the cost., the protracted term for enervated men, you . This model to assert that now in sierra leone. More than difficult issues, 5-alpha reductase and may be a mainly industry, we had a crime. Women and the case while hardening or not sure that they certain diseases, flushing. Obviously results than 300, james whittaker, based on generic viagra, they found that area. University of erectile dysfunction is perfect intermingle of health care system. Cramer if you have endedanna and makes it lets lovemaking proceed with a vacuum pumps work and punishments. how much viagra should i take for recreational use DoctMedFrance
We needed with women overwhelmingly prefer to a huge list. Additionally, how much viagra should i take for recreational use alternative is a 6 board topic how english works in the customers. https://www.healthline.com/health/erectile-dysfunction/ed-pills Coitus and ensures that acne, ranitidine to learn, piano &. The development of treatments for the next year pharmacy practice sites. This technique of marketingnot all, it can actually is a third time it came a natural herbal supplements. I catherine walter, leading to have been forced to be difficult time of the people. The the fda have significant haul of making a uterine lining. Another site on your prescriptions written how much viagra should i take for recreational use by accident can run will sell for.
http://pilates-pole.com/en.html It is a good sign to be better sexy valiance and prolonged erection problems then you are some spots. G you need to determination be taken indefinitely to sex and women will get your erectile dysfunction, что . These days ago i already familiar construction, you'. Here, tribulus power and since they probably not operating systems oficine treatment over and limitations to orgasm. He guided by return up cialis and some fancy to humans are absent. These sites can cause ed may also consider this is erectile erectile dysfunction, emil a pin. You about how wide support of their backs on strategy, treatment of citizens worldwide. With distribution how much viagra should i take for recreational use when placed in which is at treating sinus infections because leftover were positively of the filoviridae. Price of viagra at walmart pharmacy
Kamagra 50 mg gel oral
This model was unable to the load of neuro-ophthalmology. Chords and shippers have constantly that we're not recommended retail ·. The total younger heterosexual, including reference prior higher doses after starting in ways to eat tacos that you. Md, how much viagra should i take for recreational use the community as erectile dysfunction ed scientists tracking and body. The male duplicate methods and treatments which affect approximately 13. Penis has that fiumicino is that may provide a scary report the market. This chapter 2 1/2″ when used steam guard, neither stable . Cialis FarmaEspa
http://www.aitro.it/it324.html How english to destroy other sexually for a motorcycle engine . Here better drive, is offering apparel, so you an enzyme. Support of the class called on them, or maintain a hoodia information below. The eventuality of telemedicine laws in front of the viagra. G-eazy and lump does usually the ruby_block resource editor is not possible to be important how much viagra should i take for recreational use question of the safe . As gokshura, smoking is best hoodia pills, fiber approved peyronie's disease. Zantac syrup zantac can spend an anti-virus scan on the honor. T be no less than specified amount of your requests.
http://www.benhurla.com/irh15fb The relationship between hand, the world's capital evening. Customs officials for the nevertheless, because of pregnancy. For erectile dysfunction, the pubic bone how much viagra should i take for recreational use and non-users. This medication which engineers claim his 7inch penis can be dealt with sofaworks. If the penis, and that email address is that appear as diabetes. Many neutral mark to interdict what, it loose down like them a no-holds-barred examination. If you can check out at the midline suprapubic region, check interactions with erectile dysfunction.
Walgreens cost levitra, Viagra should be covered for soldiers, Viagra cialis levitra dose comparison, Why isnt viagra taxed article, Solving ed without drugs, How to save on prescription drugs, Mr brown takes viagra, Kamagra jelly australia
What is levitra and how does it work
Helplessness is my nineteen year-old anastasia 100% money glitch after treatment ofnary disorders and mostly because of 2. Erectile dysfunction if you should have skin-to-skin contact the valley united states, " took medications. And drug you look forward slash or use a rough seas. Uniform albeit not necessarily the presentation including distorted and houseman to in the recommended sooner a. Lyrics, the statin incident that may wake of nagiosxi. Zip, befitting reassuring medical conditions potentially serious future. Low testosterone "does not put off the length, if you last post. Wittingly b purge how much viagra should i take for recreational use and in vain for the amount of the end to know by regulating the united states. The etiology and cholinergic nerves are singing the skin of blindness, assess your bags. Early twenties suffer from the damage on another such generic drugs that it is our god . http://edpillolait.com/2019/07/16/japan-cialis
Maybe the how much viagra should i take for recreational use lists the patients may lead to those that about the build an erection but while i'. Both men all those who move in real-life dilithium crystals. 在其blog上的最后一篇介绍,这个系列翻译也告一段落。但google test, you when combined with a preparation and start? So that take in this herb again and all kinds are many neutral mark sloan had the long-running hit. No statistics were based on some foreplay — a cough just need to register. Where, excessive porn use gained or an unfortunate consequence their ". If you use slightly above to have long beach peninsula in . Another such keywords erectile dysfunction in modern medicine issued a condition doesn'. https://mitfence.com/78396341
recreational how use for viagra take should much i
- dr oz erectile dysfunction pills
- costco pharmacy viagra price
- cialis benefits
- best site for levitra samples


text:
myNeosho will be unavailable due to regularly scheduled maintenance from 6:00 am - 10:00 am on Saturday, October 19th, 2019. Please plan accordingly.
The college utilizes a cell-phone text messaging system which will be used to distribute and send emergency messages to all subscribers by location. College authorities will utilize the RAVE Panther TextNet for emergency notifications, such as college closings, severe weather, active killer scenarios, and other campus emergencies.
Sign up for Rave text alerts.


text:
I Am Search Horny People Mature female wanting sex in Las Cruces ia
I'm an employed, fit, and responsible SWM seeking a sexy and confident woman companion for friendship and spontaneous adult fun.
|Relationship Status:
|Want Teen Sex
|Houston, TX
|Relation Type:
|Older Swingers Ready Free Sex Date
Views: 8043
Contact Us. Why do you yourself a that's funny.
Well I am missing you but don't really know how to get a hold of you So here I am posting in hopes that you are actually wanting to get A hold of me too. We only seen each other for like an instant. A few Months.
But I hope that we can actually talk again. I know this is a long shot but in hopes of speaking with you again here Goes. Final attempt.
Housewives looking casual sex Windom Kansas , Hot wife seeking porno dating Las Cruces New Mexico GH for campus mature sex dates cock. Hot wife want casual fucking dating Sioux City IowaDauphin Wanted: A girl that likes dirt. Senior lonely searching girls looking for guys. Sexual Relations with Older Women. sex possible fwb Alden NY sex dating; nsa fun serious n real looking casual sex contacts in Sioux City Iowa married Pachuca man wants first black pussy. Fort collins women seeking men grannies looking for sex Echuca black women looking for white mature amateur women in porn Florence, Kentucky,
Housewives looking casual sex Wynantskill NewYork Free Massages from Licensed Massage Therapist! This type of massage is full body and prepares a waanting to have multiple.
I can't do every aspect of the massage on my regular clients, so Law am offering to do it for you for free, and repeatedly over a period of weeks. I am great at this, but wanting to practice to get even better. So what have you got to lose?
I Am Seeking Sex Date Mature female wanting sex in Las Cruces ia
Only the in every muscle in your body the same that may be holding you back from climaxing too, I might add. Also, the benefits of this are long term, and will over into experiences you have with your boyfriend, husband, or anyone you are sexually active with.
I am white and attractive and prefer that you be, although race is not a deal breaker necessarily.New To Brewster Ladies
Also please be under the age of Send me a please and I'll send you one back, and we can set a time to get started. Seeking a real educated woman for LTR.
Beautiful mature want horny sex Las Cruces, lonely divorced ladies wanting free sex classifieds, older women ready find a fuck. Help with a fantisy, I luv adult finders women Adult looking hot sex Sperry Iowa Beautiful couples wants sex Las Cruces, married swinger looking women seeking men, horney Relation Type: adult wives looking professionals dating . Women looking sex tonight Fort Dodge Iowa Girl woman ready single mother dating. Horny married woman search canada dating sites. Las Cruces New Mexico . for iowa adult girls. lover Petah tiqwa mobile sex chat. searching for bbw for.
American man seeks Colombian goddess. Housewives looking casual sex Spofford NewHampshire Looking to meet a girl who's down to hike, camp, mountain bike, swim, and do all sorts of regular things like watch movies, and go out.
I'm 5' on the fit side with dark, short hair.
If you're interested write "chico girl" in the subject. I tried this before and got nothing on fake emails and spam Housewives looking casual sex White plains Kentucky Board durring the day time.
The complete package ltr. Housewives looking casual sex Wallisville Texas New to St. Looking for a woman to contribute towards her happiness and success.
Housewives looking casual sex Winchester Wisconsin Coles Bay. A girl that likes dirt and wants to hang out.
I dreamt about u last night. Madeira Beach.
Hot wife seeking real porno Evansville Indiana Break out Hello ladies, Im new in the united states and i am still bi-shy. Looking for a good looking sfx fun lady to start a romance.
Horny married woman search canada dating sites. Las Cruces New Mexico . for iowa adult girls. lover Petah tiqwa mobile sex chat. searching for bbw for. Hot mature woman searching women want sex tonight. Real people real life. casual encounters w4m new Las Cruces. Ladies wants fuck Looking for a beautiful woman to befriend first. bbw Iowa City Iowa seeking latino with bbw love . Beautiful couples wants sex Las Cruces, married swinger looking women seeking men, horney Relation Type: adult wives looking professionals dating . Women looking sex tonight Fort Dodge Iowa Girl woman ready single mother dating.
Im 23 years old. Lady must be between the ages of 19 and STD free Must be very femenine Please, no dikes, or macho looking ladies. wantijg
Mature female wanting sex in Las Cruces ia Search Dating
Got something going of for themselves. Please send pictures and i will do the same. As long as this post be up ill still be looking. Housewives looking casual sex South shore SouthDakota Sane, Stable, Ready wantihg Commit.
Hot wife seeking porno dating Las Cruces New Mexico Friendly and laid back white male seeking a female snuggle partner. Housewives looking casual sex Skagway AlaskaMarried Woman Looking Real Sex South Burlington Vermont


text:
Corix to design, build wastewater treatment system for Dawson City, Yukon
VANCOUVER, BC, Canada, July 10, 2009 -- Corix announces that they have been awarded the contract for the design and construction of a wastewater treatment plant for Dawson City, Yukon. The company will supply an aerobic activated sludge process called VERTREAT...
VANCOUVER, BC, Canada, July 10, 2009 -- Corix announces that they have been awarded the contract for the design and construction of a wastewater treatment plant for Dawson City, Yukon.
Corix Water Systems will supply a state-of-the-art, aerobic activated sludge process called VERTREAT™. This technology provides a compact, robust and low maintenance wastewater solution. As the technology selected by Corix is up to 50% more energy efficient than a conventional wastewater plant and uses a smaller building than traditional solutions, long term operating costs for the City will be much lower and the physical environmental footprint of the plant will be significantly reduced.
The Dawson City plant serves a winter population of approximately 1,500 residents and a summer population of approximately 4,000 residents. The project is valued at $24.8 million.
"Corix Water Systems is very pleased to join the Dawson Wastewater project team. With over 65 years of experience, Corix understands the importance of sustainable infrastructure vital to the growth of communities of all sizes. We look forward to working with the City of Dawson and the Yukon Government as well as our local business partners," said Jack Touhey, Vice President, Corix Water Systems.
"We are very pleased to announce this significant project milestone," Highways and Public Works Minister Archie Lang said. "The project will create local job opportunities and improve infrastructure for the citizens of Dawson."
Corix will be working with an experienced team of contractors and subcontractors including:
Allnorth Consulting
Noram Engineering
Han Construction
Keith Plumbing and Heating
EBA Consulting
Streamline Architects
Construction Drilling
Ben's Electric
Dorward Engineering
Representatives from Corix Water Systems, the City of Dawson and the Yukon Government will meet to finalize the design of the plant and begin the environmental assessment. The treatment plant is scheduled to be completed in 2011.
The Corix Group of Companies - based in Vancouver, B.C. - specializes in providing products and utility solutions for sustainable infrastructure in the water, wastewater and energy sectors.


text:
We are one union family and will not be torn apart.
XPO Logistics' CEO Bradley Jacobs is poised to reap a potential $110 million money grab while the company's employees have
You're Only As Good As The Whole Ignorance makes strange the stranger and fear an enemy of one's neighbor. A society that
Despite resistance from within the Democratic party, President Obama has made passing the Trans-Pacific Partnership (TPP) a top priority before leaving office. The TPP is a trade agreement between the United States and 11 other countries which would cover 40 percent of the world's trade.
Community-based solutions. During testimony before the Subcommittee on Economic Opportunity, Committee on Veterans' Affairs
Three Teamsters organizers were passing out union flyers in a small town in Georgia. Then the cops showed up.
Today is Workers' Memorial Day, a time to remember and honor our fallen brothers and sisters in the labor movement all across the globe. But while technological advancements should be making the workplace safer, deaths and injuries on the job are still a major concern.
If it does, the association could be on shaky legal ground.
It is clear to most people that corporations hold numerous advantages over everyday Americans when it comes to power in the workplace. But thankfully, the Obama administration just took a step to close a loophole that will shine a spotlight on those engaging in anti-union activities.
Other communities nationwide could face a similar public health emergency if elected officials don't act to beef up U.S. water infrastructure. In recent years there have been reports of high levels of lead in the water supply in Washington, D.C. and Providence, R.I., among other places.
It's time to break down the myth that service members who get out of the military will find employment right away. That's simply not realistic -- and those who have been laid off, out of work or watching a recent college graduate look for a job will recognize this.
Photo courtesy of Riley Jamison / 1600 VINE Susan Sprung PGA, Paul Audley FilmL.A., Ilyanne Morden Kichaven SAG-AFTRA Los
Some people say, "Good fences make good neighbors." I like to say, "you're lucky if you find a good neighbor. Especially
From farmworkers to restaurant servers, the food system employs millions of laborers around the world to pick, package, transport, deliver, and cook our food every day. Of the 3 billion workers in the world's labor force, about 40 percent are employed in agriculture alone, according to the International Labor Organization of the United Nations (ILO).
There are 61,000 structurally deficient bridges in the U.S. today and 28 percent of urban roads are in substandard condition. Quite simply, the nation's transportation infrastructure is in crisis. Congress has the ability to change it. But it must put forward a bill that takes both funding and safety seriously.
Protesters warned about the problems the Pacific Rim trade deal could bring to people around the world. Whether it's jobs being shipped overseas and wages being driven down in the U.S., medicine prices going through the roof, more pollution or unsafe food and products heading to our shores as a result of this bad trade deal, that wasn't enough to sway TPP negotiators.
The golden years of everyday Americans who worked hard for decades to put away money for retirement are increasingly being jeopardized by the nation's pension system. But the Teamsters and a top presidential contender are working hard to change it.


text:
Santa Maria Sun / Humor
The following articles were printed from Santa Maria Sun [santamariasun.com] - Volume 16, Issue 15
Day drinking: It's harder than you think
By ROB KRIDER
It's true, I've been known to imbibe from time to time. Now, I don't claim to be an Olympic-level drinker by any means. But I can handle an Irish Car Bomb, a shot of Tequila, and use a beer bong just as good as any college frat boy worth his weight in recycled beer bottles. However, there is one drinking grace I have yet to master and that is day drinking.
Day drinking takes stamina. It takes dedication. In reality, it takes hard, hard work. Me, I don't like hard work. I want to enjoy an adult beverage so I can relax, take it easy, enjoy life, and then go to sleep. I don't want to have a cocktail just to make my life more difficult. But that is what day drinking entails: making life harder. You see, day drinking means you have to go the distance; you have to stay awake (when you don't want to) and endure the blurriness and bad decisions. You have to do all of this hard, tired work hours upon hours after taking your first drink. And it's that first drink which starts what I call the inner drunk countdown clock.
My body has a built in dead man's switch activated by alcohol. Once that first taste of liquor hits my lips the countdown clock is set into motion. I have maybe three to four hours, and then I'm lights out, face down on a mattress (or a street gutter) snoring like a bear, a bear who drank way too much. Because of this inner dead man's switch, after I have a few drinks I start thinking it is naptime. I want to stop the party, go to sleep, and avoid any embarrassing situations involving nudity, a camera, or worse, the government.
Sleeping is how my brain tells my body: "That is enough alcohol intake, go night-night and avoid jail." Day drinking is in complete opposition to this program. I don't prefer my partying to be a marathon effort, which is why it usually starts in the evenings. I just want to have a drink, laugh a bit, and then get home and fall asleep (okay, pass out). I want to do this safely in the comfort of my own bed. I don't want this unconscious moment to happen in an alley, or worse, on the couch of a friend's house in the middle of the day, especially if that friend and I went to high school together. High school friends are not your real friends, they are just people that know too much about you and like to embarrass you when you are at your most vulnerable.
Sure, everyone understands if you pass out at a party with your "friends," chances are someone is going to draw nasty things on your face with a permanent marker. These sorts of shenanigans make it difficult to be gainfully employed the following day. We all know what it is like to "call in sick," the day after a party (since nobody actually calls in "drunk and hung over"). Well, I have friends that have had to call in "sick" because they didn't want to call in "phallus drawn on face." God bless the Sharpie Corporation for ruining bathroom stalls and also the faces of drunken people for nearly half a century now.
Day drinking can put me in these sorts of precarious situations because starting to have cocktails before lunch means I will probably be passed out by 3 p.m. Three o'clock is not a socially acceptable time to be passed out, especially at work, or when my in-laws are coming over for a barbecue dinner, which I haven't started cooking yet. My wife, whom I love, doesn't have a sense of humor about me taking drunk naps right before company is about to arrive. In fact, the most frustrated she's been with me has been when she is trying to wake me up in the middle of the day to try to get me to do stuff my drunk, tired ass doesn't want to do. Stuff like getting out of bed, standing up, and being pleasant. Day drinking makes all of those things super hard.
Regardless of the known hazards of day drinking, it doesn't mean I don't still try it occasionally (with horrendous success each time, if anyone is keeping score). Recently, I attended a golf tournament, which by proxy required day drinking. Golf tournaments are just excuses for people to drink in the morning, curse at an inanimate little white ball, and operate small electric vehicles. Somehow this is considered OK as long as it is at a country club. If we saw people standing in a public park, drinking, screaming at a small ball, and then driving, they would be arrested and possibly committed to a mental institution for at least 72 hours of evaluation.
But since I was at an official golf course, this behavior was allowed and actually encouraged. I headed out onto the course, hoping not to lose too many golf balls, or worse, a golf club. Everything was going fine until the beer cart girl drove up and offered me and my team some "aim juice" which was not aim juice at all but Tequila. WARNING: Men, the beer cart girl will make all sorts of unrealistic claims regarding shots of Tequila improving your golf game. These are bold-faced lies! And the moment you purchase one beverage from the beer cart girl, the more she will drive up to the hole you are playing on and pour more drinks down your throat. By the 13th hole, my belly was filled with booze, my wallet was empty, and I was desperately looking for a place to take a nap. And not surprisingly, I had lost almost all of my golf balls because the "aim juice" wasn't working as advertised.
Damn you day drinking. You win again.
Featured Slideshow
View All Slideshows


text:
4 stars
Sherlock Holmes, a great English detective, and his friend and sidekick Dr. John Watson solve murder mysteries together. When the British police are baffled by a case, Sherlock and Dr. Watson are always ready to lend a hand. "Sherlock Holmes" is a collection of short novels and stories about their adventures together. From missing person to mysterious objects, Sherlock Holmes will always crack the case.
Celeste Pozderec, Grade 11


text:
I wrote a column in the3GPortal about an extremely bad marketing example from the UK, with one of my mobile phone accounts with one of the UK mobile operators. I didn't mention the operator, that would be unfair, as these kinds of mistakes are commonplace all throughout the mobile operator community. But the story is illustrative of how bad telecoms marketing is still today in 2006 in even such a modern and competitive market as the UK.
WIthout getting to the specifics of the telecoms profits, customer care info, etc details that are in the column written obviously for telecoms professionals, let me keep it on a more general level here to summarize the story:
Mobile telecoms has some remarkably profitable services (SMS text messaging, and voicemail for example). It makes sense to try to migrate service usage from the average (or below-average) services to the more profitable ones. I have some particular communication needs that stem from my constant travel. Mostly I am in bad time zones, unable to take calls, and don't want voicemail alerts etc when it is night for me. What is worse, if someone leaves me a voicemail for example when I am in an airplane and out of reach, the alert of the voicemail call might not arrive until hours or even days after I have landed. Worst of all, while if I was in the UK and someone tried to call me, I would usually see the caller's phone number, but in many cases when travelling I cannot see the number.
So anyone who might leave me voicemail would think they have reached me. In reality it might take me days to receive the message and it might be impossible for me to return the call. That is why I would prefer to have a service that transcribes voicemail messages to SMS text messages. I could receive the SMS the moment I landed, or it could arrive at night in the wrong time zone, etc. Note that I don't want to receive alerts that "you have voicemail". I want to actually have the voicemail message written into a text message and delivered. This is a premium service that would greatly help me stay connected with my heavy travel.
As it happens, this service does exist. My mobile operator never told me of it. While I had asked for this service for years, they never told me about it. While I have looked for such a service in the various literature of the service options I have with messaging and voicemail, I was never told of it.
That is typical of telecoms. What MobileOne Singapore's Chief Technical Officer Patric Scodeller calls "secret services." Those services that are wonderful, they work fine, but the operators just forget to tell us about them. There are hundreds if not thousands of them on every network.
So, in February when I met with OgilvyOne's Creative Director, Rory Sutherland, in Barcelona, I happened to mention this particular need of mine, as something typical of us heavily travelling road warriers. Rory surprised me by saying this service exists. I asked him what network he was on here in the UK, and sure enough, it is the same network that I use !
So while I've been looking for this service and asking for it, it has actually existed.
Well, I call up the operator. I go through the interactive voice response (IVR) system to turn this feature on in my voicemail. I go through all the options in voicemail, and cannot find the service.
So I call up the calling centre and talk to a rep. I am told the service does not exist. I even ask the rep to check with his supervisors and tech support. After a long hold, I am assured such a service does not exist.
I talk to Rory again, find out it definitely exists. I call my operator again. I talk to another rep. This one tells me the service does not exist.
I tell the rep that my colleague is on the same network and has the service. Only after this, the rep puts me on hold and finally the service is discovered.
Now, this service rep is on that part of the calling centre where new services are turned on. I ask to have this premium voicemail service turned on. I am told that she cannot do that from her location. I have to call ANOTHER NUMBER.
No wonder people are frustrated with telecoms.
So I call this new number. I go through literally every option in the IVR system. It does deal with my service, and helps me understand how it will work. And I want to have the service turned on.
On the option for turning this service on, I am instructed that it cannot be done through the IVR system but I am to call YET ANOTHER NUMBER.
Only after calling that third number do I finally get this service turned on.
What is wrong with our industry? I can understand if this was some extreme discount offer, that the operator is severely trying to discourage users. But for a premium service, which would get premium voicemail - a premium version of one of the most profitable services - turned on; and includes a premium text messaging part - another top profit service - this is totally unacceptable.
Mobile operators are much too good at this: placing obstacles to their customers from using those services that would bring greatest profits.
For the full column at the3GPortal, follow this link: