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March 28, 2011
"Cheezburger" Network Acquires "Know Your Meme" For 7-Figures
15 Questions Banks Will Ask In The Grueling "Situational" Part Of Your Job Interview
2 Signs That A Massive Acceleration In Hiring Is Coming
23 Charts On The Amazing History Of Human Progress
6 Ways To Hack Frequent Flyer Programs And Rack Up Free Miles
A 60-Second Guide To What Brokers Are Telling Their Clients This Morning
A-Rod May Star In A Movie With His Girlfriend, Cameron Diaz
AdvisorShares Plans Meidell Tactical Advantage ETF (MATH)
Amazon's Android Appstore Will Let You Try Apps Before You Buy Them
America Joins China, Iran, North Korea, Yemen, Saudi Arabia, Libya And Syria As The World's Top Executors
Apple "Will Unveil The Future Of iOS" At WWDC June 6-10
Arnott Talks Fundamental Indexing, Bond ETF
Arnott Talks Fundamental Indexing, Bond ETFs, And More
Best Charts From My Weekend Scans
British Airways Cabin Crew Vote To Strike Again
Bullish Trigger In MMR
Business Insider Is Giving Away THREE Boxee Boxes - Enter Now For A Chance To Win
Buy, Sell or Hold: Endeavour Silver Corp.
Buy, Sell or Hold: Endeavour Silver Corp. (NYSE: EXK) is the Perfect Way to Play the Precious Metals Bull
CHART OF THE DAY: Myspace's Revenue Collapse
CHART OF THE DAY: TEPCO CDS Explode Higher After An "Unforgivable Mistake"
Caterpillar's 401K Retirement Plan: Reasonable Investment Choices But Could Be More Systematic
Caterpillar's 401K Retirement Plan: Reasonable Investment Choices But Could Be More Systematic
Check Out What Fruit Ninja Looks Like As A Wii Or XBox Kinect Game
China Bull Mark Mobius Explains Why Shanghai Stocks Have Sucked For Two Years
China May Be Ready To Declare Victory On Inflation As Tightening Cycle Nears Its End
China Part I – Planning for its Future
Community — and 12 People Siding With Government to Ruin a Man's Life
Community — and 12 People Siding With Government to Ruin a Man's Life
Chris Wallace Slams White House For Skipping Show: Obama Not Interested In Explaining Libya To FOX Viewers
Community — and 12 People Siding With Government to Ruin a Man's Life
Conspiracy Theorist Alex Jones Accuses 'Fairy Dancing' Glenn Beck Of Stealing His Stuff
Cool Websites and Tools [March 27th]
Daily ETF Roundup: UNG Slumps On Profit Taking, VXX Rises On Geopolitical Concerns
Dallas Cowboy Dez Bryant Sued Over $246,000 Jewelry Bill
10 Things You Need To Know This Morning
Deutsche Bank Presents The REAL Story Behind The Decline Of American Manufacturing
Community — and 12 People Siding With Government to Ruin a Man's Life
Did Nintendo Sabotage 3DS With Pokemon Black And White?
Donald Trump Determined To Be Head Of The Birther Party: Obama Has 'Spent Millions Trying Get Away From Issue'
Dual Monitor For Client Meetings? Check Out This USB Mobile LCD Monitor
Dual Monitor For Client Meetings? Check Out This USB Mobile LCD Monitor
Everything You Need To Know About Nintendo 3DS StreetPass
FUKUSHIMA: Highly Radioactive Water Has Leaked Out Of The Nuke Facility
China's Biggest Consumer Products Companies Are About To Raise Prices By As Much As 15 Percent
Fake Facebook Girlfriends From "Cloud Girlfriend" Will Be Run By Real People
A Favor To Ask
Finding Financial Sunshine in the Midst of a Rainy Recovery
Fix Scratches On Your iPhone's Screen With Toothpaste
Forex: British Pound To Face Economic Headwinds, U.S. Personal Spending Tops Forecast
America's Next Great Restaurant Episode 4 Recap
Fortune Oil agrees gas supply deal in China's Liaoning Province
Founder Of Europe's Biggest Dating Site Hooks Up With Glasses Startup
Four Reasons Why The Web TV Race Will Be Decided By The Smartphone
Fund Manager Profile: Robert Talbut, Royal London Asset Management
Google Working On Its Own "Nexus" Tablet With LG
GroupHigh: An Easy Way To Research Bloggers
GroupMe Launches Big New Brand Partnerships With MTV, Oxygen, Bon Jovi, And More
7 Reasons Why It's Important To Drive Traffic From Social Media
CHART OF THE DAY: How VCU And Butler Busted Everybody's Bracket
GroupMe just killed the one way mobile alert: Brands and the mobile conversation
Guest Post: "RJS Analysis - Japanese Disaster Impact"
Apple Offices Evacuated After Bomb Threats
GroupMe Just Killed The One-Way Mobile Alert: Brands And The Mobile Conversation
Guest Post: "RJS Analysis - Japanese Disaster Impact"
Angry Birds – The Movie Trailer
Hack Your Brain: Improving Memory with Dirty Pictures
Has Anyone Else Noticed That Gold Has Been Garbage?
CHART OF THE WEEK: Small Businesses Lost Fewer Jobs
Health Care Thoughts: Quality Commission
Hedge Fund Legend Wipes Out 6 Months Worth of Gains By Mis-Trading The Japanese Earthquake
Hedge Funds Still Buying This "Dip" Like Crazy
Here's How The Clean Air Act Saved Americans $12 Trillion Over The Last Two Decades
Black Americans Are Moving South
Here's What Is Driving Russia's Impressive Performance So Far In 2011
Here's What Jack Dorsey Needs To Do To Make Twitter Awesome Again
How Mashable Won
How Much Of February's Spending Growth Was Just Transfer Payments From The Government?
How Pepsi, Apple And 18 Other Brands Wound Up With The Logos They Have Today
How To Use RockMelt, The Social Web Browser From The Founder Of Netscape
I Love My Weeks Off The Grid
Grandparents Are Working While Teenagers Relax
INSTANT MBA: Decisions Should Be Based On Intuition AND Data
China Part I – Planning for its Future
Idea, Team, Or Network?
How To Become A Superhero (Or...Why I Would Never Donate To A Major Charity)
Idiotic New EU Law Could Choke E-Commerce Startups
Imitating Dan Loeb's Stock Picks
In the war for talent, love is a weapon
Here Come The Downgrades For Q1 GDP Growth
In the war for talent, love is a weapon
The 10 Greatest Salespeople Of All Time
The Best (And Worst) Credit Cards In My Wallet
Take the Quiz: Qaddafi & Immelt–Good or Bad?
7 More Ways To Smash Through The New York Times Paywall
Two Cold-Emailed TechCrunch Pitches That Worked
YourVersion Needs An Overhaul
The Big Companies You Need To Watch In The Japanese Reconstruction
Jason Hamlin: Paradigm Shift
The First Look At Paul Giamatti As Ben Bernanke In HBO's Too Big To Fail
The "Glif" Guys Are Back With Another Kickstarter Project And They've Already Raised $20,000 Today
Shep Smith Asks Clinton Spokesman Forced To Resign Over WikiLeaks Remarks: Does Accuracy Ever Not Save Your Hide?
Robert Samuelson's Troubled TARP Arithmetic
The Muslim Brotherhood Rises In Egypt
You mustn't be afraid to dream a little bigger
The Man Who Made Arianna Millions With HuffPo Just Started A New Media Company
Goldman Sachs Employees Told Not To Leave Japan
The Truth About Twitter: It's The Evening News
Google's Mobile Payments Could Make Its Ad Business Stronger
The Question Everyone's Wondering: Who The $#&! Keeps Buying Stocks?
Sarkozy's Party Gets Trounced By Socialists And Far-Rightists In Regional Elections
The Ex-Head Of MySQL Alliances Explains Why We're Obsessed With Free Products And How To Make Money By Giving Things Away
What Larry Page Really Needs To Do Is Return Google To Its Startup Roots
The futility of out-educating fat
CHAOS IN YEMEN: 100 Die In Explosion, Al Qaeda Seizes A Town, And Saleh Warns Of Civil War
In Tsunami Aftermath, Japanese Cars Could Get Pricier For Americans
THE APPLE INVESTOR: Can Apple Compete With Google At Mapping And Location Features?
The Big Euro Summit Achieved Nothing But The Possibility Of Haircuts In 2013
Once Again, World Markets Are Rallying, And Totally Ignoring All The Crises
The Euro Is Sliding, As Bailout Solution Remains Unresolved
iPhone 5 Might Not Launch Until Later This Year... Or 2012?
This Girl Asked Silicon Valley Investors For $500,000 To Bottle Up Air And Sell It
Three Tampa Bay Rays Have Their House Robbed While Playing A Spring Training Game
This Is How Long "Overnight Success" Really Takes
Recent Signals
Tullow Oil reports hydrocarbon discovery in Teak-2 exploration well offshore Ghana
9 Ways To Take Compliments Without Looking Conceited
When Clients Question Pricing, They Usually Don't Know What They're Talking About
The Nintendo 3DS: 3D Is Worth The Heavy Price Tag [REVIEW]
Two Cold-Emailed TechCrunch Pitches That Worked
The Futility Of Out-Educating Fat
Two Cold-Emailed TechCrunch Pitches That Worked
Waiting for Superman to Stop Cheating
6 Tips For Services Startups When Profits Plateau
Greece: This Decade's Argentina?
If You Work From Home And Have A Family, You Need To Make This Investment
Two Cold-Emailed TechCrunch Pitches That Worked
A favor to ask
Two Outfits
Two Reasons The Raj Defense Team Is Nervous About Monday's Star Witness
U.S. stock futures point to higher open; Dow futures add 0.1%
Why Mentoring Helps Men More Than Women
Did Nintendo 3DS Just Bomb?
Why Some Huge Oil Companies Are Surging Today Despite Sliding Oil Prices
Take The Quiz: Qaddafi & Immelt–Good Or Bad?
How to use a camera to generate thousands of leads for your business
Why The Daily Deal Business Is Not A House Of Cards
america's next great restaurant episode 4 recap
7 Life-Changing Lessons You Can Learn From Mark Twain
Five Ways To Rack Up Nintendo 3DS "Play Coins" While Being Lazy
Retail Investors Boost Equity Holdings
Tullow Oil reports hydrocarbon discovery in Teak-2 exploration well offshore Ghana
This is US. We have done all of this.
THE RADAR: 10 Emerging Stories You Need To Start Watching Right Now
Two Cold-Emailed TechCrunch Pitches That Worked
Two Outfits
10 Things You Need To Know This Morning
World Water and ho hum
These 2 American Companies Will Win Big In The Saudi Arabia's Attempt To Stave Off Revolution
Players Are Leaving Fed's Game
What Meredith Whitney Could Learn From Nouriel Roubini About Making Big Economic Predictions
Iraqi Coalition Government Shows Signs Of Collapse
Will There Be A QE3?
Xstrata Chairman Pays To REWRITE HISTORY
Amex Launches Serve, Its Visa-PayPal-Square Killer
Should Dennis Crowley Sell Foursquare For $1 Billion? The SAIcast Discuss
6 Tips for Services Startups When Profits Plateau
Why Most Ideas Fail
9 Days After Starting A War In Libya, Obama Will Explain To America Why We're There
Angry Birds – the movie trailer
Optimistic Investors and Eager Fund Managers Will Fuel Global Market Growth
You Have to Play to Your Strengths
Becoming A Better Investor: [Part I Of A Five-Part Series]
Weeping Libyan Woman Tells Room Full Of Journalists She's Been Raped By Qaddafi Forces And Gets Dragged Away At Knifepoint
Do You Need A Black Card?
Gifts Unearned: A Note On Mentors And Competition
Why The European Union Is Doomed
Two Cold-Email Pitches That Worked
Waiting For Superman To Stop Cheating
How Democrats Lost Their Base -- And How They Can Get It Back
You Shouldn't Be Afraid To Dream A Little Bigger
VIX Analysis
Why Electric Carmaker Tesla Motors Will Likely Be Acquired
TEPCO Shares Crash Another 20%, As Crisis Continues To Get Worse
Two Reuters Journalists Have Gone Missing In Syria
You Can't Eat Truth Either … But it Still Matters
Google Snags Java Inventor And Oracle Critic James Gosling
Want To Create Jobs? Cut Government Spending
VP Biden's Office Apologizes For Locking Reporter In Storage Closet During Fundraiser
Missed Plaxo? It's Back. This Time Focused on Your Address Book
Will There Be a QE3?
You Can't Eat Truth Either … But It Still Matters
Tools Of The Day: Virtually Browse Art Collections From Around The World
Kansas Sports & Entertainment Law Symposium
Week in Review: Anti-Nukes Nuke Merkel
Recent March Rally- A Shorting Opportunity
Two Cold-Emailed TechCrunch Pitches That Worked
Health Care Thoughts: Quality Commission
Why Startups Need to Blog (and what to talk about …)
Rolling Stone Publishes 17 More Graphic Photos Of U.S. 'Kill Team' In Afghanistan
What is rapidly becoming the biggest danger to freedom
What is rapidly becoming the biggest danger to freedom
Are We In For "Blood In The Streets" If QE2 Ends In April?
View From the Turret: Above the Line
Three Drivers And A 'Big Hammer' That Will Propel The Markets In April
Pantyhose At Work: A Woman's Bondage Or Her Best Behavior?
Two Cold-Emailed TechCrunch Pitches That Worked
Greece: This Decade's Argentina?
What is rapidly becoming the biggest danger to freedom
HOARDERS: The 10 Tech Companies With The Most Cash And What They Might Do With It
The Real Value of Hiring A Public Relations Agency…
Nintendo 3DS Giving Video Gamers Headaches?
Asia stocks drop as nuclear crisis continues; Nikkei sheds 0.6%
New Irish Leadership Uses The "H-Word" In Threat To France And Germany
How To Use Serve, American Express' PayPal Clone
What To Consider When You Start Your College Trading Club
FUKUSHIMA: For First Time, Plutonium Has Been Discovered Outside The Nuke Plant
Meet Aspera, The Startup That Moves Video Files For The New York Times At Superfast Speeds
Two Cold-Emailed TechCrunch Pitches That Worked
View From the Turret: Above the Line
10 Unusual Stocks Attracting Huge Interest This Morning
In Upcoming Art Exhibit, Photographer Exposes NYC In A New Way
Week in Review: Anti-Nukes Nuke Merkel
Buy, Sell or Hold: Endeavour Silver Corp.
Gifts Unearned: A Note on Mentors and Competition
Week In Review: 3/21 – 3/25
Morning Medley: March 28th, 2011
WATCH: Libya Vs. Iraq
Voters Push Back Against Property Tax Hikes
Global Markets Are At A Critical Technical Juncture
World Water and ho hum
RUMOR: The New MobileMe Would Cost $20/Year, Include A Music Locker
Facebook Wants To Hire Obama Spokesman Robert Gibbs
Some Thoughts About Why Oil Prices Will Inevitably Go Up
TODAY IN THE RAJ TRIAL: Rajiv Goel Gets Feisty
Only Lying Lenders Made "Liar's" Loans
TEPCO's Chief Is Being Urged To Step Down With $26 Billion Now Erased From The Company's Value
State of Tech Influence 3/28/11 - Gibbs/Facebook, Patent Your Idea, & AT&T Merger
No MBA Mondays Today
Sprint: AT&T And T-Mobile Will Be Like Ma Bell
Toshiba 14-inch Mobile Monitor
Monday Morning Recap: Quiet In The Pre Following Mixed Trading Overseas
Small Companies: Lead, Grow, Or Get Out Of The Way
Forex: British Pound To Face Economic Headwinds, U.S. Personal Spending Tops Forecast
Obama Finally Explains What We're Doing In Libya
Small Business News: Creative Marketing Secrets
Obama Nears Appointment of Eric Schmidt As Commerce Secretary: UPDATE
Buying Silver to Combat the Vampire Craze
Silver Shines
Four Reasons Why You Should Not Pay Taxes With A Credit Card
Should You Respond To Negative Criticism?
SAP To Launch Two IR Apps
One Sign That The Housing Bust Could End Soon
How One Company Built A Million-Dollar Brand On A Startup Budget
Obama's Libya Intervention Is Off To A "Stumbling Start"
S&P E-Minis Failed at R4- Implications For Monday's Market Action
Robert Samuelson's Troubled TARP Arithmetic
Another Yahoo Jumps: VP Of Global Ad Partnerships Leaving For A Startup
Fortune Oil agrees gas supply deal in China's Liaoning Province
Qatar Recognizes Libyan Rebels And Agrees To Sell Their Oil
Surprise! Dallas Fed Prices Paid Index DECLINES In March
Rick Rule: When Worlds Collide
Does Obama Think Libya Is Less Important Than Dancing With The Stars?
Nintendo: 3DS Could Cause 'Minor Discomfort'
If There's No New iPhone At WWDC, Will Steve Jobs Even Bother Showing Up?
Midday Market Thoughts- Bullish For Rest of Day
eBay Buying E-Commerce Company GSI Commerce For $2.4 Billion
Rick Rule: When Worlds Collide
Remember The Shanghai Market?
Relax: Doing Less With Your Investments
A DAY IN THE LIFE: Managing Director Of Market Risk
The Startup Business Model Demands Patience
Recent Signals
This Is US. We Have Done All Of This
What is rapidly becoming the biggest danger to freedom
Rajiv Goel On His Old Friend Raj: "He's A Lot Smarter Than I Am, Even Today"
IFC Report: Turkey, An Emerging Market Investors Can't Ignore
Long-Term Investing Strategies: Global Demographic Trends
Qaddafi Threatens European Oil Interests in Libya
Cleveland Browns Fan Takes Legal Actions To Save Next Season
Printing Money To Save The World
Amy Adams Is Lois Lane! (And Here's What 7 Other Awards Season Darlings Have Booked Since The Oscars)
European stocks fluctuate, Porsche slumps; DAX down 0.35%
Possible End To QE2 Pushes The US Dollar Higher
Facebook In Talks To Hire Obama's Former Press Secretary To Help With "Early 2012 IPO"
When The Cement Shoe Fits, Let Rupert Murdoch Wear It -- Murdoch Losts An Innuendo In Court To Elena Baturina
Pending Home Sales Index Spikes 2.1%
Nintendo 3DS Camera: Tips And Tricks
Big Unexpected Jump In Personal Spending In February
CBS Trying To Bribe Katie Couric With 60 Minutes Gig In Exchange For Talk Show - Report
Disposable Income Falls Despite Reported Economic Strength
POLITICS IN 60 SECONDS: What You Need To Know
New Web Site From SCORE: e-Business Now. Good Tech Education
OUCH! That's Gotta Hurt! RIMM Gets Reamed
Open Interest: Everything You Wanted To Know And Some Things You Never Asked For
Monday: Might Moody's, Merkel & Meltdowns Matter?
Oliver Stone Scrapped Using Hedge Funds In Wall Street 2 Because It Would Have Been Too Much Like A James Bond Film
How To Use A Camera To Generate Thousands Of Leads For Your Business
In the war for talent, love is a weapon
Oklahoma and Georgia Notify Agents Of State Laws And University Policies
More Proof That The Weather Slammed The Economy In Q1
Oh, By The Way, Bill Hambrecht Quit The AOL Board Immediately After The Huffington Post Deal
Where Are The iPad Killers?
Obama's Speech Tonight Should Belatedly Clarify His Libya Policy
I Love My Weeks Off The Grid
Now You Can Jailbreak The Latest iPhone Update
Best Charts From My Weekend Scans
Nintendo 3DS: Do Consumers Have Sticker Shock?
No MBA Mondays Today
3 Reasons Why The US Tax Code Puts American Companies At A Massive Disadvantage
Why Stock Market Bulls Should Be Extremely Excited For April
Nintendo 3DS Sell Out Won't Happen, Say Analysts
New Web Site From SCORE: e-Business Now. Good Tech Education
New York Yankees 2011 Offseason In Review
Networks Across Europe Are Pulling "Simpsons" Episodes With Nuclear Energy Gags
NFL Players Union Will Not Interfere With The Upcoming NFL Draft
More Battery Life In 7 Steps: Must Read For Road Warriors
WHO'S FULL OF CRAP? GE, The New York Times, And The Hazards Of "Tweeting The Record Straight"
Millionaire Investor Is Making His Hamptons Neighbors Furious With Plans To Put A Giant TV In His Yard
Macs Are Beautiful. Macs Are Easy To Use. Macs Do Get Viruses. Watch This Video
Only 2 People Correctly Predicted This Year's Final Four
MARKETS SLIP AFTER CRISES WORSEN ALL AROUND THE WORLD: Here's What You Need To Know
M&A And Related 3/28/11
Hearst Set To Buy Lagardere Magazines For $900 Million, Pending Gov. Approval
Why "Dancing With the Stars" Doesn't have a Robot Champion
Libyan Rebels: Who Are These Guys?
Business Leaders Underestimate Two Things: People's Willingness To Forgive And Their BS Radars
Italy Hates "Jersey Shore": Here Are 6 Ways MTV Can Ease The Tension
In the war for talent, love is a weapon
Three ETFs To Watch This Week: PGJ, BRAZ, CNDA
Two Cold-Emailed TechCrunch Pitches That Worked
Lessons From Japan: Spending Your Way Out Of A Recession Doesn't Always Work
Judge Tosses Out Indictment Of In-House Lawyer
Toshiba 14-inch Mobile Monitor
Jose Canseco Sends His Twin Brother To Fight A Celebrity Boxing Match In His Place
Ina Garten Responds To Make-A-Wish Outrage: She'll Cook With Enzo, After All
John Hussman On The End Of QE2, And The Imminent Fiscal "Cliff" Hitting Cities And States
After Big Blows To Sarkozy And Merkel, Here's Who's In Trouble Next In Europe
Jason Hamlin: Paradigm Shift
Jack Dorsey Takes Control Of Twitter As Product Lead, Executive Chairman
Japan Considers Temporarily Nationalizing TEPCO
Israel's Security Is Now Being Threatened On Multiple Fronts
In the war for talent, love is a weapon
Is The Hollywood-ification Of YouTube Really Google's Best Play?
In the war for talent, love is a weapon
The Stolen Valor Act And The Right To Lie
POP QUIZ: What Is Wal-Mart's Second Biggest Market?
In the war for talent, love is a weapon


text: June Shows! Vintage Market Days of Colorado Springs1045 Lower Gold Camp Rd., Colorado Springs, Colorado 80905Event Hours & AdmissionsEarly Buying Event (3-Day Pass)Friday, June 21, 201910:00 am to 5:00 pmGeneral Admission (Sat/Sun)Saturday, June 22, 201910:00 am to 5:00 pmSunday, June 23, 201910:00 am to 4:00 pmAdmission for children under 12 is free. Cash and credit card are accepted at the gate.Once purchased, your ticket is good for re-entry into the event all weekend.More Info: coloradosprings.vintagemarketdays.com Heights Mercantile Summer Market June 29, 2019 714 Yale St. Houston, TX (Heights) 11:00a-6:00p https://www.heightsmercantile.com/ Manuel LopezMay 23, 2019Comment Facebook0 0 Likes

subset: commoncrawl


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Joe Wilson: Liar
And his wife's a partisan hack.
Read the whole thing. It's damning. This son of a bitch has been lying about virtually everything to do with this matter since the beginning.
Partisan Hack? Some readers want to know where I get off calling Plame a "partisan hack." I get it from this:
The report said Plame told committee staffers that she relayed the CIA's request to her husband, saying, "there's this crazy report" about a purported deal for Niger to sell uranium to Iraq.
Seems to me that Plame decided the report (now verified by Lord Butler as likely true) was "crazy" without having any information about it, then recommened her husband -- closely aligned with the liberal, anti-war wing of the Democratic party, and clearly not a straight shooter on any of these issues from the beginning -- as a "reliable" agent for knocking the report down.
Conclusions first, evidence second, no?
No one can argue that Joe Wilson was a unbiased, disinteresed, objective arbiter on this question. Plame decided, on first blush, that the report was "crazy." She connived to have her liberal hack husband "investigate" the report. And by relaying the agency's request by stating that the claim that he was being tasked to investigate was "crazy,", she was letting her husband know in no uncertain terms which way she expected his report to come out.
You might not call this behavior partisan -- perhaps she's merely incompetent -- but I do.


text:
This question will of course get closed as too broad, but I hope I will get a few responses before that. In fact, I hope you guys to hold on a little bit before closing this before I would really appreciate some answers.
Long story short, I'm a soon-to-be expat and I'm scared. My situation is not that bad: I have friends, and I'm leaving with my boyfriend, not alone.
But I would very, very much appreciate some advice regarding how to deal with the anxiety, the fear, the sadness of leaving most of the people I love behind. Thanks.


text:
Hyflux expands Membrane Biorector (MBR) range
Singapore water treatment company Hyflux has expanded the range of its PoroCep Membrane Bioreactor packaged systems...
DUBAI, United Arab Emirates – Singapore water treatment company Hyflux has expanded the range of its PoroCep® Membrane Bioreactor (MBR) packaged systems.
To be launched at the WETEX event in Dubai, the four MBR systems will be available in containerised and non-containerised versions, ranging from 600 m3/day to 3,000 m3/day.
Hyflux's patented PoroCep membranes, made from high-density polyethylene (HDPE), are incorporated into the system.
The Singapore firm claimed the skid has "one of the highest membrane packing densities among submerged membranes for MBR systems available in the market".
Previous installations for the MBR systems include textile, food & beverage sectors in Asia, Central America, Europe and Middle East regions to treat wastewater and ensure that stipulated discharge standards are met.
Nik Chia, VP of channel sales at Hyflux, said: "The newly-launched PoroCep MBR packaged system models represent Hyflux's continued commitment to increase the accessibility of sustainable solutions. The wider range of models provide end-users with more options of pre-designed and ready-to-install MBR systems to choose from that will fit their needs."
Read more
Hyflux injects $6.9m to help develop water business in China
Olivia Lum: The secret behind Singapore's water entrepreneur


text:
With Brown Owl soon to leave the nest, we are on the lookout for one or two women to fly in and take over the running of the recently re-established Brownies Unit in Dunkeld & Birnam.
Brownies creates a space for young girls to learn more about themselves and the world through activities, events and adventures, and the newly refurbished Guide Hall provides a great place for this to happen. It's equally a great opportunity for an Adult to give back to the community and develop her skills and abilities as a leader in a fun-filled environment. If you think you would like to lead the Unit, please get in touch. We already have offers to help support a new Leader so it's a perfect time to join.
Contact Rebecca (Brown Owl) at: firstname.lastname@example.com to find out more or register your interest online at www.girlguiding.org.uk/get-involved


text:
Jrpoulter's Weblog
Just another WordPress.com weblog
Nicola's Monsters! An interview with illustrator turned author, Nicola L. Robinson
May 28, 2012Posted by on
Interview with Nicola L. Robinson, illustrator turned author and the trials, tribulations and triumphs of a change of hats!
Hi Nicola
First off, HEARTY CONGRATULATIONS on the release of "The Monster Machine" with Pavilion Children's Books – a sort of mad inventor meets Granny's knitted nightmares joy of a book!
Have you always had a strong visual sense of story?
Yes I have, I've always loved drawing (like all illustrators I should imagine!) but particularly loved drawing pictures with something happening in them, be it a big thing chasing a small thing or any kind of interaction between my creations. As a child I'd name the characters and make up stories around them..
I grew up and went to university and did a degree in Fine Art, which was fantastic, but I realised my work was more illustration and less 'Fine Art'. I have always looked for the story in the picture, and love adding narrative details to things, be it a little mouse hiding behind a teapot or something more sinister watching through a crack in the curtain... I am a visual thinker, but at this point I didn't consider writing the actual words down to go with the illustrations.
What were your favourite storybook images as a child and how did they influence you as an illustrator and the style you adopted as 'you'?
I didn't have many traditional picture books, I did however pour over photos of crocodiles and snakes from a really old book on 'The Animal Kingdom'. One of my favourite storybooks was a book of Greek Myths which had a lot of colour plates inside of the various mythological beasts and some nice black and white ink illustrations, fairly traditional in style. My favourites were always the ones I could imagine myself being in, something with some perspective, or one where you can see inside an open door or window. I also loved the Hobbit by JRR Tolkien, with Smaug the dragon. I have drawn many dragons since then and continue to do so today.
I have always loved the traditional fairytale illustrators like Arthur Rackham and others like Aubrey Beardsley and more recently Edward Gorey. Black and white ink illustrations in particular have always appealed to me, as has the sinister so I expect I have absorbed a little of their influence into my current working style. I certainly hope so!
Do you have a favourite among your previous illustrative projects? Would you tell us something of the creative process involved in bringing the images to light?
My favourites change all the time, but I am still very attached to a detailed illustration from last year titled 'Downtown'
It started off like so many drawings as a few scribbles on the page, I could see a cityscape of sorts in my head… I often write lists of words and ideas to include in a piece, little descriptions like 'Dark alleys' and 'Iron Bridges' just as little word pictures, alongside thumbnails which I find very helpful.
From here it gets its structure and is drawn out. If I'm going to be working in colour I usually stretch some paper at this point before transferring the idea to it.
I work up the details in pencil…
Before going back in with a fine nibbed pen using black waterproof ink to make an underdrawing…
and here I decided I needed to add some life into the scene, I knew the city itself was alive and alert, but it had to be interacting with something, so I re introduced the tiny little figures on the bottom right.
I then add my colour and shading using various materials including pencils, watercolour acrylics and other coloured inks before transferring to Photoshop where I make the final enhancements…
I love collaborating on picture books! Have you been able to collaborate with authors or have the books you have worked on been more a case of the traditional 'publishers keeping at least an ocean between author and illustrator'? What are your thoughts on collaborating as opposed to working on a project entirely on your own?
I have had a fairly traditional experience so far as an illustrator and have not had much contact with the authors whose work I have illustrated, although there are a few who have connected with me through twitter which has been great. You do wonder whether the author likes what you've drawn, and you hope they do, so it is lovely to hear it from them!
I think collaborating is a wonderful way to work the creative process, and a way to bring more creative ideas and experience to the table, being able to communicate directly and discuss ideas with one another has to be a good way to work. Providing you get on well and have harmonious ideas of course!
That being said I can't deny enjoying being both the author and illustrator for my picture book, for me I found it saved time with regards to putting the book together in that I was the one who could edit both text and pictures simultaneously, which was handy.
When and why did you decide to go it alone as author/illustrator?
I have been illustrating for a good few years now but had not had the opportunity to be considered for a picture book, and I had always wanted to illustrate one, they always look like so much fun. However I hadn't tailored my portfolio towards this with my work being geared towards an older audience, so I wrote one for myself.
I honestly wasn't sure how people would take to it though, I had my illustrator hat well and truly screwed onto my head, so it was a bit alien to think of myself as an author too.
Did you do the traditional storyboard for your book?
I did, I had a look at other existing picture books and also had a look online to find out the right format. Square seemed like a good shape, and already suited my machine drawings, and I started drawing lots of little rectangles into my notebook… [see storyboard left] before working out the page breaks and what images I wanted to put on each page with lots of crude little thumbnails like these –
Honestly, how did you find the journey from inspiration to publication? I'm sure other illustrators will be fascinated to get a belated peek over your shoulder into the whole process.
Patience is a virtue, as the journey is not a quick one!
After the initial inspiration had set in and I knew my subject matter, I tackled the words. I knew it was also important to have a book which would read well out loud, so kept rereading it until I was happy.
I then took this along with my thumbnails and rough storyboard and I set about drawing up fairly detailed pencil spreads, and a cover. I picked out a couple of the spreads and worked them up in colour to give the publishers a flavour of how the book would look. I then put it all together into an A4 sized mailer. There is quite a lot of work involved in putting together a manuscript idea to pitch, particularly, when you're doing the illustrations too.
I researched likely publishers, which I thought may be interested in my work, spent a lot of money on stamps and envelopes and sent them out into the universe. I also discovered the post box on my road has a really small letterbox that day so I had to walk a few miles to the nearest post office to send them off. Lesson learned.
Then came the waiting….
It did cross my mind that as both Author and Illustrator I was in a sense putting all my eggs in one basket. What if the publisher liked my illustrations but hated the story? Or worse, as an illustrator, what if they liked my story but hated my illustrations? Would I have wanted someone else to illustrate it? Probably not…
Fortunately, it wasn't too long until my publisher contacted me saying they were interested in my work and invited me down to London, which was a wonderful experience, and such a relief to think that someone else likes the idea, something which I have written! After some more waiting, I was finally given the go ahead and contracts were signed. (It is very important to fully understand any contract you go into, if you aren't sure get some legal advice to make sure you're absolutely happy with the terms, read all the small print!)
The actual writing and illustrating of the book was the quickest part, I was lucky that I did not need to make too many major changes and I just set about working my way through the book. I submitted all the work ahead of deadline, which was nice, and also gave me some time to work out little extras for the fly pages and a This Book Belongs to page etc.
For me the longest part has been waiting for the actual book to come out, and be 'published' which happens a good few months after all the artwork is signed off. I did get my advance copies in the interim which was wonderful! They looked great, and I was really pleased with them. You rarely get your name on the cover unless you're the author so it was really nice to see it there for once!
One of the most frustrating things has been friends and family and those not in the publishing universe constantly asking about 'the book' and other than being able to say 'it's on its way' I haven't been able to give a satisfactory response yet. But now it's actually out which is nice! 🙂 Now they can see for themselves.
I've been tempted, from time to time, to illustrate my own book but feel I am a learner artist, not an illustrator of story. It is quite a different skill. I have, on occasion, used illustrator friend's orphan images to create the story hiding in the image – a sort of collaboration in reverse – a different kind of challenge and creative pleasure. Did you get the image inspiration first or the 'story' inspiration? Can you tell us about the evolution of your 'story'?
Chicken or egg? In this case it was the Machine. I can pinpoint the beginning of the story itself from the day I sat down and sketched a machine.
I love machines so this isn't unusual for me. I was thinking about the machine and it crossed my mind that the machine would be a machine that makes something, monsters…. it really went from there. I worked backwards from the machine and then forwards from it creating the monsters.
Something which I have enjoyed, which has come from being both author and illustrator is the fact that I can write about things I love to draw, which is great. I love monsters and I love machines. Obviously you hope a good editor will match a manuscript with the perfect illustrator who will love the subject and themes it requires, but in my experience, there is no surer way than writing it yourself.
Finally – what next? Have you anything else 'on the drawing board' yet?
There's always something on 'the drawing board' it is a matter of getting the time to coax it out to its full potential! Indeed what next?! I'm currently working on a pop-up book project which is great fun, and getting some ideas for more picture books! I'd love to do another one.
Thank you very much for having me Jennifer!
The Monster Machine has its own website to match the book- www.monstermachine.co.uk
Nicola's website www.nlrobinson.co.uk
Researching the environment of story
May 20, 2012Posted by on
By happy accident, I discovered the way to travel interstate, overseas, inter-culturally and explore the ambience of remote towns, cities, country lanes and outback outposts. Air tickets – well that's the ideal, but no, I used Google Earth.
It started with my trying to locate a lovely country home in West Hougham, Kent, England. It was featured in Country Life for September 7th, 2000, and was the
inspiration for my story "The Dolls' House in the Forest". I was fascinated by the quaintness of the architecture compared to anything out here in Oz and the size of the immense, almost regal trees forming a perfect backdrop to the house. I tried to relocate the house by doing a 'street view' saunter down English lanes in the vicinity. I located the area on the map and zeroed in from aerial to 'here I am virtually walking down this street on the other side of the world the environs of which I just happen to need to explore.'
I didn't find the house, but I had the most wonderfully inspiring time wandering down country lanes that were little more than wagon tracks, great boughs canopying overhead and wildflowers dotted in the fields…
Now, if I need to capture something of the 'feel' of an area. I seek out an address. Real estate notices for sale/auction/for rent are a good source, then go explore in Google Earth. Wander around that area, exploring the architecture, streetscapes, lifestyles evidenced in things as random as street art, verge gardens, bus stops, signage, graffiti, shop window decor, fences or lack of, litter, strays and the bystanders to my wanderings. Don't forget YouTube – Example – Dingle, and with Celtic song overlay Dingle
I have also found that exploring the Realtor advertisements in the area I am exploring gives insight into the lifestyle and inhabitants of the town. Many homes give a slideshow or even a video tour online. This helps you pick up on details of life – home decor, layout, from wall hangings to cushions, scatter rugs to artwork, the placement of chairs to take in a much loved outlook, the windows and their views out, the garden. Example.
Perhaps this sounds a little bit the voyeur. It is not the intention, far from, it is seeking faithfulness in recreating a 'feeling' for place. It is gathering the elements of story , setting the stage, arranging a convincing backdrop to the action!
Lovely example of a virtual tour – 1893 mansion, St Georges Road, Toorak.
Another lovely virtual tour – historic "Douglas", built in 1881, in Birchgrove, Sydney.
Visualising Story
The tips above, of course, are beneficial to illustrators as well. Not many can afford to jet around the world on location research for images. Other ways to 'get in the setting' for free include YouTube clips. This is even a Youtube video clip on West Hougham, Kent. Sadly, it doesn't feature that house…
Other ways to 'get in the setting' for free, besides YouTube clips, are Flickr and photographic collections held in State Libraries and on places like Pinterst. Jeff Faria recently sent me a great link to early circus posters – fascinating. Little did he know I am currently writing a story which involves Civil War period circuses in the US.
If your story requires an historical setting, you are in luck! Heritage listings in Australia and the UK are excellent.
Below are some very useful research sites for historic buildings in Australia –
Federation style dwellings lists many excellent buildings, of which Alister Brae, Pymble is an outstanding example.
Additional links are given for some residences, as in the case of "Venice", Randwick.
The NSW Heritage database also gives excellent information. TIP: Put in the street name and the suburb to narrow your search for a particular building. Just putting in the suburb will bring all heritage listed buildings in that suburb. Putting in the street number and street will draw a blank. Putting in the property name will sometimes bring up additional material otherwise unaccessed, e.g., "Glen Rhoda", a gothic residence in Woollahra. Using the name in the search brings up information on the existing residential property, No.71, and and an additional link to the listing for, No.67, property formerly part of the original "Glen Rhoda".
For anyone researching Kew, Camberwell or Hawthorn buildings [mainly but not only residences] from 1860s through to 1969, this site is a must. Other Councils will have similar sites.
Open Gardens, Australia has links to various of its most notable gardens. Windyridge shows the garden in all four seasons in a map based virtual tour.
International settings – the virtual tour
Aside from a drop in to street level via Google Earth, many online sites feature virtual tours of historic settings, buildings, rambles around towns, cities and country areas. A few examples –
Castles –
Eilean Donan, the iconic Scottish Castle featured on innumerable calendars, tourist brochures and used as a location in numbers of feature films [you need Java 7 to see the virtual tour on the official website] can be viewed in Youtube Clips.
The best clip of Eilean Donan, features a commentary on the Castle's history and shows the exterior, surrounds and interior in much more detail.
Neuschwanstein [Castle that inspired the Disney fairytale castle] – site tour;
Virtual Tour of Neuschwanstein with commentary in English subtitles;
Virtual sight-seeing – contemporary and historical
A walk around Paris by video [sadly not signposted but gives a good overview of everyday life];
Louvre – historical commentary and tour [mainly external], contemporary , history [in French] and tour of architectural features;
Tuileries, Paris surrounds, exterior, interior in brief;
Whatever the historic building or the town, you are quite likely to find a youtube clip or at least flicker photos, then there is always Google earth! Have fun!
Opportunities to collaborate – children's writers and illustrators; artists and poets;
April 16, 2012Posted by on
1. CHILDREN'S ANTHOLOGY – Collaboration opportunity for writers and illustrators
An opportunity for children's writers and illustrators to collaborate in an anthology of humorous stories has been created by bloggist Lyn Midnight [Violeta Nedkova]
2. POETRY ANTHOLOGY, Illustrated
Poets Corner is calling for submissions from poets and interest from artists for an anthology of illustrated verse to be called "Musings; A Mosaic".
from poets around the world !
"Poets Corner" is coming up with an anthology of English original poems complemented with illustrative sketches, real soon.
Title of the Book:
Musings : A Mosaic
About the Book:
Out of the entire submission best 45-50 poem will be selected and each one of them will be illustrated with a sketch by an artist .
Theme :
Format :
Submission Date :
April-13-2012 – April-20-2012
Send to :
email@example.com (Subject of the mail should be MUSINGS-YOUR NAME, Poems should be in the body of email as no attachment will be entertained)
Editor (Poetry) :
Dr.Madhumita Ghosh
Kavitha Rani
Editor (Art) :
Wajid Khan
Managing Editor:
Yaseen Anwer
Fouqia Wajid
Neha Srivastava
Please send ONE poem, of not more than 25 lines, and a brief note on the theme of the poem for the benefit of the artist. Please note that submission does not guarantee publication as the best 45-50 will be selected.
The new SCBWI (QLD) blog logo
March 27, 2012Posted by on
It's official, my design plus Anil Tortop's brilliant execution [the 'Q' as the wave was a stroke of genius] = the new SCBWI Blog Logo.
We both had a ball playing with ideas.
I did some amateurish sketches of my original idea and then a clipart mockup. Anil took it from there and evolved her final brilliant image:
The blurb:
Jennifer Poulter: My design symbolises the joyous spirit of creativity! The pelican represents authors and illustrators catching ideas, surfing waves of inspiration. It also symbolises Queensland with its long, long coastline and the pelican, one of our most prolific water-birds, which is found on the coast and on inland lakes. Water symbolises growth, nourishing, renewal – a great symbol for the dissemination of knowledge and the generation of ideas, the stimulation of imagination. It also captures the joy of playing in water, which all children love whether it is in the bath on the beach, river or lakeside, in the pool or under the hose!
Anil executed the design and – a stroke of genius – incorporated the Q for Queensland in the wave!
The link to the official announcement: Our new SCBWI (QLD) blog logo.
How to Create a Storybook App
March 4, 2012Posted by on
How to Create a Storybook App.
Julie breaks the ice and gets us in the water with this great blog on creating a kid's book app!
Open Plea to Bloggers: Kick CAPTCHA's, Word Verification to the Curb
February 19, 2012Posted by on
Open Plea to Bloggers: Kick CAPTCHA's, Word Verification to the Curb. [Link reposted from Julie Hedlund's blog.]
I tried to join a writing site today – twelve, yes, a whole dozen tries later I gave up…. This is the wwworst but I commonly have to try two or three times. I just don't have time to persist with a system that is clearly flawed.
Those of you who use CAPTCHA on your sites might want to look at removing it. You are loosing potential members and a whole swag of comments.
Presenting – the Lockyer Arts Festival
February 9, 2012Posted by on
Can't remember when I've had so much creative fun with such a fantastic group of multitalented folk! 13th to 16th January we arrived in from all over – WA, NT, Vic and 'locals' Christian and self. We were housed in the Gatton Motel, a leg stretch away from the main venue, not that we needed to walk. We were chauffeur driven everywhere by local Minibus/taxi owner Sue.
This is the door to my room, the non-existent No. 13, on 13th January, a Friday, how lucky can you get! Interesting how many places omit room 13, floor 13 etc etc. Do folk really think we are so bound by superstition and hangovers from the dark ages that we will eschew a room or a whole floor just because of a place in a numeric sequence? Evidently it is so.
Craig and I had joint sessions with small groups of ardent attendees in a series of workshops. All interacted with us freely and kept us on our toes with their questions.
We started with a draft of my story about the cow that swam the Brisbane river during the January 2011 floods. It was over 700 words [too long for a picture book] but gave the background Craig needed to locate the story and characterise the little cow. This is a link to a newspaper article about her amazing survival swim.
It was a revelation and a privilege to work with Craig one on one as he sketched out his visual thoughts on the story with me reading excerpts and the audience interspersing with comments. I cut swathes from the text as Craig's expert hand created wonderful image after image.
This is a glimpse of the creation process –
- A view of the Brisbane Rive in flood provided by Kim Byron from her newspaper collection on the event.
- Craig working on a charcoal image of the little cow. He has a strong feel for movement and can create a whole range of emotions with sometimes the barely there addition of a line or a smudge.
I love the way illustrators climb into the visual universe of a story. Text says a family is sitting in a kitchen. The illustrator will look over their shoulders, look out the window, go out into the next room, climb the stairs to the attic or down to the yard and see where the house is located in a community.
[more coming… I just need to sleep now…]


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One of the biggest perks with having the shop is meeting different anglers, hearing their stories and usually there is a lesson involved! I have picked up countless tips and tricks over the years that have helped change my approach on fishing. Salmon anglers can learn a great deal from the trout men, there are a lot of tips to pick up from the pike guys and I think we could all learn plenty of lessons from the coarse fishing side!
This week I wanted to share one tip that could very well rescue your days fishing, saving you from packing up in frustration when you start to feel that trickle of water down your legs. Waders, put simply, they are going to leak! Usually its the seams and it doesn't take much to make them start letting in. A slight overstretch of the seams when clambering up a bank or kneeling down to release a fish can be enough to cause a leak. But even the most expensive waders are not worry free, yes they may have more layers and a better fit but the great equaliser of all waders is the dreaded barbed wire. Whether your waders cost £1000 or £100 that piece of barbed wire hidden in the grass will make short work of them, a mis-timed cast in an awkward wind will quite easily give your fly the chance to penetrate any wader and turn what should be an enjoyable days fishing into a day of soggy depression.
Enter Gorilla Tape. you can pick up a roll for only a few pounds, keep it in your fishing bag because a small length of the tape will instantly seal a burst seam, a rip in barbed wire or puncture. Make some small lengths up, put them in a zip lock bag inside your waders, handy to have when things go wrong and a bit more convenient than carrying the roll with you.
This kind of tear is what happens when you encounter barbed wire. I managed to do this one when walking along the bank edge and I slipped, the wire made short work of the waders and the cut was at waist level.
Turn the waders inside out and try to get them sitting flat. The benefits of using the gorilla tape means you can still make the repair even when the material is wet!
Cut a length of the tape large enough to provide coverage around the tear, this allows a solid seal and a really strong bond. Round the edges and it stops the tape catching on your clothing when putting the waders on.
Tear instantly repaired and waterproof again, no leaks and a seriously strong bond that you could happily leave for a seasons use. Get back fishing without any worries of going too deep!
We have all hit ourselves with a badly timed fly cast., it's going to happen and its amazing at just how much water can pour through a hole made by a hook point.
Turn your waders inside out and identify the location of the hole, you can see how small this one was when you compare it to the weave of the fabric but soggy socks guaranteed!
Again just follow the same process, cut your length of tape to size and round the edges, cover the hole and apply the patch. Try to get the material flat and make sure the edges stick down. If going over a seam I used my thumbnail to make sure the tape pressed in to it, try not to have any gaps
You're done! Waterproof seal made and you can get back fishing. The tape is available in various colours, I just used the clear to help with showing its potential. Its seriously strong stuff and requires a fair bit of effort to get it off your waders again but it's worth keeping in the car at least, it could quite easily save your days fishing until you make other repairs.
You can get a roll from any hardware store and even the supermarkets are stocking it, its uses are endless and do not stop with waders. The same process can be applied to a jacket or your waterproof bags should they ever become damaged, just allow that bit of overlap around the damaged area and within a few minutes you can be enjoying your days fishing again.
Tight lines


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By Austin Johnson Less than two and half years to the 2019 polls, former Vice President Atiku Abubakar has commenced early preparations to confront President Muhammadu Buhari, if the president eventually caves to pressure from his kitchen cabinet to seek re-election.
Home / Tag Archives: cover story
February, 2017
10 February
2019: Atiku Abubakar Confronts Buhari
5 February
N500BN SOCIAL INVESTMENT FUNDS: Buhari Backpedals
By Isiaka Garba Less than three months to the end of 2016, President Muhammadu Buhari may have backed out of the N500 billion Social investment funds meant to alleviate the poverty of the citizenry. According to sources in the National Assembly, the office of the Special Advicer to the President …


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This charming home is located on a tranquil corner lot in coveted Circle C. The residence features a spacious kitchen that opens to the inviting family room. Freshly painted, the open floor plan is flooded w/ natural light. Upstairs is a flex space, perfect for a game/media room. Easy to entertain in the large fenced backyard complete w/ a pergola & large trees. Close to Circle C favorites: parks, HEB, Alamo Draft House, & more. Classic architecture coupled w/ privacy, makes this the ideal family home.
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CEBU CITY, Jul. 5 (PIA)--The municipality of San Remigio was once again awarded for its mental health program by Americares Philippines, an international humanitarian organization.
San Remigio won the grand prize award this year for Excellence in Mental Health and Psychosocial Support conducted by Americares Philippines.
This is the second time the northern town received the award from Americares.
San Remigio, a third income class municipality in Cebu's fourth legislative district, was first awarded for its mental health program back in 2017.
According to Americares Country Director Paul Gwyn Pagaran, the award is presented to municipalities and cities in the province that have institutionalized program in mental health in terms of governance, fund allocation, program implementation, and services as well as documentation and record keeping.
San Remigio Mayor Mariano Martinez accepted the award for the municipality during the awarding ceremony held June 27, 2019 at Radisson Blu, this city.
San Remigio, which has 230 reported cases related to mental health, has established an institutionalised approach to mental health program by adopting resolutions on mental health with implementing rules and guidelines and a budget of P1.7 million for medicines alone.
The municipality has also allocated a separate budget for psychosocial support activities and personnel.
San Remigio also has a mental health facility with separate rooms for consultation, treatment, and counselling.
San Remigio Mayor Mariano Martinez pledged to further strengthen the local government's mental health program to help more service users, including those from nearby towns who come to San Remigio seeking help and treatment.
Americares works in 90 countries, including the Philippines, to help save lives and promote health and well-being of the vulnerable groups affected by poverty and disasters.
According to Dr. Jonathan Neil Erasmo of Department of Health (DOH)-7, Americares has been an international partner of DOH-7 starting 2013 when Typhoon Yolanda hit the region.
"The organization provided DOH with technical, financial, and logistical support through the establishment of mental and psychosocial support centers in three areas in northern Cebu," he said. (rmn)


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Most advisors understand that taxes are an impediment to portfolio growth. Despite this, it's likely that many are not fully aware of the degree of impact that taxes have on accumulating wealth. One reason for this may be the difficulty in quantifying the issue. In this post, we will tackle the problem by examining the impact of federal and state taxes on portfolio growth.
The Assumptions
To begin, we will compare two portfolios. Portfolio A is not subject to taxation and Portfolio B is taxed according to the assumptions listed below. Here is a list of all assumptions used in the analysis:
- Federal tax rate: 35%
- State tax rate: 6%
- Combined federal & state tax rate: 38.9% (Fed % x [1- State %] + State %)
- Capital gains tax rate: 15%
- Annual contributions: $10,000
- Contribution period: 30 years
- Total time horizon: 40 years
- Gross annual return: 8%
- Percentage of gross return subject to ordinary income tax (in Portfolio B): 25%
- Percentage of gross return subject to capital gains tax (in Portfolio B): 10%
Here is an overview of the annual tax calculation applied to Portfolio B:
A) Portion of annual earnings subject to ordinary income tax times 38.9%; plus
B) Portion of annual earnings subject to capital gains tax times 15%; equals
C) Total tax due
To clarify, if we invested $10,000 at the beginning of year one, earning a gross return of 8%, each portfolio would be valued at $10,800 (before taxes). If 25% of the $800 gain was derived from interest income and 10% from capital gains (leaving 65% from capital appreciation), the tax calculation would be as follows:
A) $800 x 25% = $200 x 38.9% = $77.80 (ordinary income tax); plus
B) $800 x 10% = $80 x 15% = $12 (capital gains tax)
C) Total tax = $89.80
Portfolio A would be worth $90 more than Portfolio B after one year. If the same assumptions were applicable each year, Portfolio A would obviously grow faster than Portfolio B. Due to compound interest, as the years progress the growth curve of each portfolio becomes increasingly exponential. This makes the taxation of interest, dividends and capital gains much more significant.
For example, the difference in the two portfolios after one year was only $89.80, or 0.83%. After 20 years, the value of Portfolio A exceeds that of Portfolio B by $50,239, or 7.50%.
After 40 years (30 years of annual contributions), the amount of portfolio value lost to taxation is a staggering $552,870 ($2,641,418 – $2,088,548). This represents a difference of 20.93%.
The following graph contains the cumulative contributions ($10,000 per year x 30 years = $300,000) and the after-tax growth of each portfolio. The portfolio's value markers are at 10-year intervals.
Taxes are an important issue in portfolio growth. This is even more critical after several years of investing, with larger portfolios, and with clients in a high-tax bracket.
As such, it may be advisable to utilize ETFs for the stock exposure (due to their preferential treatment on year-end capital gain distributions), use tax losses to offset gains, and select more tax-efficient funds. Although it may not be wise to place taxes at the front of the line – which is like the tail wagging the dog – it is an important factor to consider when constructing and managing a client's portfolio.
Until next time, thanks for reading and have a great week!


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Date: Wednesday, July 24th
Time: 6:00 pm - 8:00 pm
Workshop descriptions: This is a spontaneous art making session, which will focus on the theme of letting go over our expectations and being open to new experiences and possibilities through working with different art materials & prompts, and connecting with different people in the community!
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Fee: $25 per session
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The most memorable moment in Steven Spielberg's 1993 summer blockbuster "Jurassic Park" comes when he focuses his lens on a fleeing Jeep's side-view mirror to show a fast-approaching, fang-flashing T-Rex and this text: "Objects in mirror are closer than they appear."
In that instant, Spielberg delivered enough excitement and anticipation to make gasping viewers swallow their popcorn whole.
"Jurassic World," the long-awaited fourth movie in the series, hits theaters Friday with state-of-the-art special effects likely to turn Spielberg's original dinosaurs into relics of another era. But the film – along with a spate of other flicks in a summer movie season filled with sequels and reboots of franchises dating back to the last century – should come with a warning: The past is a lot closer than it appears.
We're entering, for better or worse, a Jurassic time warp filled with new takes on old favorites. "Mad Max: Fury Road," the extension of the 1979 low budget action thriller that put Mel Gibson on the post-apocalyptic map, is a box office and critical success. The recent remake of the 1982 horror flick "Poltergeist" didn't fare near as well, and appears destined to get sucked soon into a TV near you.
Arnold Schwarzenegger makes good on his promise to be back with next month's release of "Terminator Genisys," the latest entry in a series that dates to 1984. And just because we could use some comic relief, the "Vacation" franchise, which debuted in 1983, returns with Ed Helms as Rusty, bent on reliving his parents' family trip into hell and hilarity.
Those of us old enough to have seen the originals in theaters know that revisiting the Wally Worlds of our youth don't always live up to childhood memories. Great expectations, built over time, only raise the potential disappointment level.
But when the magic is recaptured, everyone leaves happy, with fresh, fond memories. (Disney is wagering billions that will be the case with its revival of the "Star Wars" series, which kicks off in December with some new characters along with much of the original 1977 cast.)
Chris Pratt, who is being groomed as his time's Harrison Ford-like action-adventure-comedy Everyman, stars in "Jurassic World." The movie will mark a test of whether he's a bankable star or whether he risks overexposure. The same can be said for the film's dinosaurs, whose forbearers were groundbreaking in the early 1990s, but might not wow audiences in quite the same way in an era where computer generated heroes and villains are ubiquitous and seamlessly integrated into cinematic storytelling. Director Colin Trevorrow, meanwhile, tackles the daunting task of trying to please different generations of moviegoers with somewhat differing outlooks.
The final summer box office figures, for "Jurassic World" and the rest of the 20th century revival stories, will tell whether we like what we see in the mirror. In the meantime, check out a preview of "Jurassic World," as Hollywood awaits the verdict on the wisdom of bring dinosaurs back to life.
Jere Hester is Director of News Products and Projects at the City University of New York Graduate School of Journalism. He is also the author of "Raising a Beatle Baby: How John, Paul, George and Ringo Helped us Come Together as a Family." Follow him on Twitter.


text:
Adolph, M;
Darnaud, C;
Thomas, F;
Pannier, B;
Danchin, N;
Batty, GD;
Bouchard, P;
Oral health in relation to all-cause mortality: the IPC cohort study.
Scientific Reports
, 7
, Article 44604. 10.1038/srep44604.
Batty_srep44604.pdf - ["content_typename_Published version" not defined]
Download (347kB)
We evaluated the association between oral health and mortality. The study population comprised 76,188 subjects aged 16–89 years at recruitment. The mean follow-up time was 3.4 ± 2.4 years. Subjects with a personal medical history of cancer or cardiovascular disease and death by casualty were excluded from the analysis. A full-mouth clinical examination was performed in order to assess dental plaque, dental calculus and gingival inflammation. The number of teeth and functional masticatory units <5 were recorded. Causes of death were ascertained from death certificates. Mortality risk was evaluated using Cox regression model with propensity score calibrated for each oral exposure. All-cause mortality risk were raised with dental plaque, gingival inflammation, >10 missing teeth and functional masticatory units <5. All-cancer mortality was positively associated with dental plaque and gingival inflammation. Non-cardiovascular and non-cancer mortality were also positively associated with high dental plaque (HR = 3.30, [95% CI: 1.76–6.17]), high gingival inflammation (HR = 2.86, [95% CI: 1.71–4.79]), >10 missing teeth (HR = 2.31, [95% CI: 1.40–3.82]) and functional masticatory units <5 (HR = 2.40 [95% CI 1.55–3.73]). Moreover, when ≥3 oral diseases were cumulated in the model, the risk increased for all-cause mortality (HR = 3.39, [95% CI: 2.51–5.42]), all-cancer mortality (HR = 3.59, [95% CI: 1.23–10.05]) and non-cardiovascular and non-cancer mortality (HR = 4.71, [95% CI: 1.74–12.7]). The present study indicates a postive linear association between oral health and mortality.
|Oral health in relation to all-cause mortality: the IPC cohort study
|Open access status:
|An open access version is available from UCL Discovery
|Publisher version:
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|© The Author(s) 2017. This work is licensed under a Creative Commons Attribution 4.0 International License. The images or other third party material in this article are included in the article's Creative Commons license, unless indicated otherwise in the credit line; if the material is not included under the Creative Commons license, users will need to obtain permission from the license holder to reproduce the material. To view a copy of this license, visit http://creativecommons.org/licenses/by/4.0/
|Science & Technology, Multidisciplinary Sciences, Science & Technology - Other Topics, Coronary-Heart-Disease, Tooth Loss, Nutritional-Status, Older-People, Follow-Up, Cancer, Population, Japanese, Adults, Risk
|UCL classification:
|UCL > Provost and Vice Provost Offices
UCL > Provost and Vice Provost Offices > School of Life and Medical Sciences
UCL > Provost and Vice Provost Offices > School of Life and Medical Sciences > Faculty of Pop Health Sciences > Institute of Epidemiology and Health
UCL > Provost and Vice Provost Offices > School of Life and Medical Sciences > Faculty of Pop Health Sciences > Institute of Epidemiology and Health > Epidemiology and Public Health
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