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Real Estate Tax Incentives
Lower Your Taxes
Tax incentives for real estate investors can often make the difference in your tax rates. Deductions for rental property can often be used to offset wage income. Tax breaks can often enable investors to turn a loss into a profit.
For which items can investors get tax breaks? You could claim deductions for actual costs you incur for financing, managing and operating the rental property. This includes mortgage interest payments, real estate taxes, insurance, maintenance, repairs, property management fees, travel, advertising, and utilities (assuming the tenant doesn't pay them). These expenses can be subtracted from your adjusted gross income when determining your personal income taxes. Of course, these deductions cannot exceed the amount of real estate income you receive. In addition to deductions for operating costs, you can also receive breaks for depreciation. Buildings naturally deteriorate over time, and these "losses" can be deducted regardless of the actual market value of the property. Because depreciation is a non-cash expense -- you are not actually spending any money -- the tax code can get a bit tricky. For more information about depreciation and various tax alternatives, ask your tax advisor about Section 1031 of the U.S. Tax Code.
Have a Positive Cash Flow
There are two kinds of positive cash flows: pre-tax and after-tax. A pre-tax positive cash flow occurs when income received is greater than expenses incurred. This sort of situation is difficult to find, but they are usually a strong and safe investment. An after-tax positive cash flow may have expenses that outweigh collected income, but various tax breaks allow for a positive cash flow. This is more common, but it is generally not as strong or safe as a pre-tax positive cash flow. Regardless of what kind of real estate you choose to invest in, timely collections from your tenants is absolutely necessary. A positive cash flow -- whether it be pre-tax or after-tax -- requires rental income. Be sure to find quality tenants; a thorough credit and employment check is probably a good idea.
Use Leverage
One of the most important factors in determining a solid investment is the amount of equity you are purchasing. Equity is the difference between the actual worth of the property and the balanced owed on the mortgage.
Benefit from Growing Equity
While investing in real estate is relatively complex, it is often worth the extra work. When compared to other financial investments, like bonds or CD's, the return on investment for real estate purchases can often be greater.
The key to real estate investing is equity. Determine an amount of equity that you want to achieve. When you reach your goal, it's time to sell or refinance. Determining the proper amount of equity may require the assistance of a real estate professional.
Neda Dabestani-Ryba is a licensed Realtor in Maryland. She is a member of the President's Circle of Top Real Estate Professionals. She can be reached at (800) 536-3806 or visit her website for more information: http://neda.dabestani.pcragent.com/ Prudential Carruthers REALTORS is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity
Law & Logic of Homeowner Association Capital Reserves
In October 1999, Oregon was one of the first states that enacted a significant improvement to its Condominium and Planned Community regarding capital reserve planning, a process by which homeowner associations plan and fund future repairs and replacements. For many associations, the process became mandatory although there was an "escape clause" for pre-October 99 Oregon communities.
How Much Should I Pay For This House?
We probably answer this question for someone a couple times every week. The problem is that they don't have a good formula for determining the most they can pay and still make a profit - so they're scared to make any offer.
Hurricane Katrina And The Impact On Real Estate Prices
In the wake of Hurricane Katrina's wide path of destruction, the real estate market will be affected perhaps in ways not fully understood or expected. If recent hurricane recovery history holds true there will be several good things to come out of all destruction.
Do I Need A Real Estate Survey?
Getting a survey before you close on any real estate is very important.Some people actually buy real estate without having a survey done.
A Log Home Story
Solving problems while maximizing valuesThis story has a few good lessons and observations that no doubt can be used by you to take advantage of hidden opportunities that often lie in plain view for all to see, however, most people have not been trained or instructed on how to recognize or find them.The following true story begins with a classic log home package, engineered, manufactured, approved and delivered for use in Alaska.
Protective Covenants - Buying A Home
In addition to zoning, some properties have covenants recorded at the courthouse that "run with the land." These "protective covenants" can put a serious pinch in your plans for a piece of property.
Buying Real Estate Thats Not For Sale
Buying real estate can start with a look in the newspaper, a visit to a broker, or a search online. These are all good ways to find your next investment property.
Where To Start In Looking For A Central Illinois Realtor
Central Illinois is an excellent location for families and businesses. Property values and local economies are growing constantly and the wide range of available properties is impressive.
Do Open Houses Work?
What are the odds that you'll find your dream at a Sunday open house? What is the likelihood that your home will sell at an open house? Open houses are an integral part of the home sale business. But, do they work?There are two types of open houses.
European tax haven Andorra enjoys the same fiscal benefits as better known Monaco, adding to property demand from those looking for residency in a tax shelter as well as traditional ski chalet buyers who flock to the country between December and April each year.With the end of the ski season last month many ski resorts in Europe have closed up shop until early December with overseas property owners having little prospect of rental income in the summer months.
Selling Houses: Design Psychology Works!
I've taught the concepts of Design Psychology for many years, and I know how much it can empower a person, and allow them to create a fabulous home that sustains their emotions. Since it's based on science, I know that Design Psychology is effective at turning plain spaces into happy places.
Checklist for Buying a Home
I had a client who called saying that his bath tub just fallen through the floor in his new home (new to him). Mold had eaten away the floor from the crawlspace up.
Advantages and Disadvantages to Selling a House on Your Own
As with any business transaction, there are pros and cons to selling your own home. Many people are intimidated by the whole process, but if you know what you are up against, and if you are aware of what needs to be done, you will be more effective at selling on your own, or you will be better at making sure your agent does what you prefer.
Landscaping Adds Great Value to Real Estate And Helps You Sell
Over the years several of our clients have had professional landscaping done and it's amazing to me how little landscaping, can be done for $5-10,000, by a professional Landscaper, and how little value it can add to your home.Small shrubs, trees, and plantings add almost nothing, or actually nothing at all, to your home value on the open market -- until they are several years older! There is another way!Some savvy investors look for good homes that are poorly landscaped and after spending a couple of thousand dollars or less put the property right back on the market for much more money and sell it.
Commercial Real Estate: Assessing The Unique Features Of Commercial Real Estate Parcels
As commercial real estate development progresses into the 21st century, many of the principles upon which the market was founded remain the same. Whether you are a property owner, developer, or commercial real estate agent, identifying and marketing the unique features of your commercial property will maximize the attractiveness of the site to prospective buyers or tenants.
Join the Bulgarian Property Boom With Confidence
An Irish property investor in Sydney, Australia has created an investment kit that provides potential buyers with all of the relevant facts, figures and information to confidently buy Bulgarian property, which grew an average of 30% in 2004. "Bulgarian Property - The Overseas Buyers' Kit" contains a complete guide to the tax and ownership laws, calculators and various information-gathering templates.
10 Frequently Asked Short Sale Questions
1. What happens to the seller's credit rating when they allow an investor to short sell their property?What typically happens is the loan will show up as "paid" on their credit report; however there will be a notation that says "settled for less than originally owed" or something along these lines.
Sell your Property Faster
Learn how to sell your property faster and at the best possible price. Selling your property quickly and at the highest price is the target for everyone looking to move.
Property in Northern Spain
If you're looking for the 'real' Spain where the culture, customs and the traditional Spanish lifestyle have been preserved - a Spain long ago lost and forgotten along the Costa del Sol - consider Northern Spain.Northern Spain has always been a popular holiday destination for southern Spanish tourists, but until relatively recently it was largely unexplored and undiscovered by foreign tourists and those expatriates seeking a new home overseas.
Selling by Owner Tips
Do strangers scare or intimidate you? If you're planning to try to sell your home yourself, you'll have to get used to it. You'll also be opening yourself up to potentially dangerous situations and legal liabilities.
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Fall Concert Series
MANCHESTER — The Unitarian Universalist Society: East will host a fall concert series featuring a wide variety of musical groups. The concerts will be held at 153 Vernon St. West. For more information, visit www.uuse.org or call 860-646-5151. UUS:E is a scent-free space.
First up is The Charlie Braun Band on Saturday, Sept. 22, at 7 p.m. Tickets are $20 for adults, $18 for seniors and $10 for students. Those under 10 may attend for free.
On Sunday, Oct. 14, The Amuse Blues Jazz Trio will perform. Unitarian Universalist Society: East's own Paul Shumsky, guitarist, Ryan Ford, double bassist, and Steve Dauphinais, drummer, will bring their own flavor to familiar numbers. There is a suggested donation of $15. No one is turned away.
Black Music in Motion will perform on Sunday, Nov. 4, at 3 p.m. Kareem Mack, bari-tenor, and friends Chelsea Lorraine, soprano, Tyler Panek, baritone and Sarah Puckett, pianist will perform spirituals and other selections by African American composers, from traditional hymns to contemporary music. Tickets are $20 for adults, $18 for seniors and $10 for students. Those under 10 may attend for free.
The series closes on Saturday, Dec. 8, at 7 p.m. with Truly Troubadours. Lara Herscovitch, songwriter-poet-performer and former Connecticut state troubadour, brings her contemporary folk with blues, pop and jazz influences. MARMO features Bill Ludwig, current troubadour of Manchester, Dan Thompson, troubadour emeritus, and Christian Loftus, vocalist/instrumentalist. Tickets are $20 for adults, $18 for seniors and $10 for students. Those under 10 may attend for free.
Harvest Fair
BOLTON — St. George's Episcopal Church, 1150 Boston Turnpike, Route 44, will present its 43rd annual craft and harvest fair on Saturday, Sept. 29, from 9 a.m. to 3 p.m. in the parish hall and on the church grounds.
Admission and parking are free. The event will feature a variety of craftsmen, home-baked goods table, Jane's famous baked beans, St. George's homemade apple pies and fair luncheons.
St. George's is accessible to the handicapped. For further information, visit www.facebook.com/StGeorgesBoltonCT or call 860-643-9203.
AHM SMART Recovery Program
HEBRON — AHM staff are offering an ongoing free support group to teens and families coping with alcohol or other drug issues through a program called SMART Recovery.
AHM will provide two SMART Recovery groups. The friends and family support group meets on Tuesdays from 6:30 to 8 p.m. at the AHM offices, located at 25 Pendleton Drive. This is a support group for any adults who have someone in their lives who are substance users or are in recovery. This group provides a structured curriculum that allows group members to give each other feedback and support. Participants will also learn skills that can help practice self-care, set boundaries, and learn strategies to better communicate with loved ones.
AHM is also offering a teen group, which provides a supportive environment for youth ages 16 to 18. This group has a similar structure but provides an opportunity to get feedback and increase motivation for the teen to look at their substance use. This group also supports those who are choosing to be in recovery. The teen does not have to be in recovery to participate in this group. Group members have an opportunity to learn coping skills and participate in positive peer group activities. This group is starting on Sept. 20.
Any teens or participants are welcome from Andover, Hebron, Marlborough, Columbia, Bolton and other surrounding communities. There is no cost to participate in this program and the program is ongoing. AHM provides a welcoming and confidential setting for members of both the family and friends and the teen SMART Recovery groups.
Call Shane Scott, AHM's Clinical Coordinator at AHM Youth and Family Services, at 860-228-9488. Calls are confidential.
The Great Silk Heist
MANCHESTER — On Sunday, Sept. 23, at 1 p.m., the Manchester Historical Society presents "Murder in Manchester, the Great Silk Heist" an original one-act play, at the Manchester History Center, 175 Pine St.
This new play tells the story of the January 1919 attempted silk heist in Manchester and the murder of Cheney security chief Bill Madden. Author Walt Scadden wrote this play as well as a book on the topic. The public is invited to this approximately 90-minute program. Local actors will portray Bill Madden, Police Chief Sam Gordon, and other residents in this Manchester drama. Cost is $3 for members, $5 for non-members and free for veterans and for children under 16. Light refreshments will be served. Parking is available along Pleasant Street, off Forest Street, and in a small lot north of the History Center. There is no on-street parking. Visit www.manchesterhistory.org for more information.
Banned Books Week Event
MANCHESTER — The Manchester Public Library, 586 Main St., will host a Banned Books Week photo opportunity on Tuesday, Sept. 25, between 6 to 8 p.m. and Thursday, Sept. 27, between 6to 8 p.m.
Library staff will take photos of people with their favorite banned book using a green screen background. The library will have banned books available. The photos will be made into posters, which can be picked up at a later date.
No registration is required for this free event, which is for all ages. For more information, visit http://library.townofmanchester.org or call Jenn Bartlett at 860-643-2471.
Pasta Dinner Fundraiser
MANCHESTER — The Manchester Elks 1893 and Manchester Rotary Club will host a pasta dinner fundraiser supporting the Manchester HOPE Initiative on Thursday, Sept. 27, from 5 to 8 p.m. at the Elks Lodge, 30 Bissell St.
HOPE is a law enforcement facilitated community diversion program treating, diminishing, and combating the opioid crisis. One $20 ticket includes Rao's authentic Italian sauce and artisanal pasta, meatballs, salad, rolls, dessert, and beverage. A teacup auction will take place.
Visit https://www.facebook.com/ManchesterCTHOPEInitiative for information on how to purchase tickets.
A free public educational event, Freedom from Opioids through HOPE, will take place on Thursday, Oct. 4, from 7 to 8:30 p.m. at the Community Commons Room at the Great Path Academy, 60 Bidwell St., featuring national speaker, Ray Lozano, and Co-Founders of the Manchester, CT HOPE Initiative, Police Chief Marc Montminy and Sarah Howroyd. Email email@example.com with questions.
Land Trust Tag Sale
MANCHESTER — A giant tag sale to benefit the Manchester Land Conservation Trust and its work to preserve open space lands will take place from 9 a.m. to 2 p.m. Friday, Sept. 21, through Saturday, Sept. 29, at 330 Bush Hill Road, in the old cider barn on the farm property.
The sale features 5,000 square feet of books, games, dishes, tools, artwork, curiosities, furniture, machinery, household and sports items, near-antiques, glassware, and items both useful and decorative. Books are $5 per bag. Visit www.manchesterlandtrust.org for more information.
Boy Scout Open House
MANCHESTER — Boy Scout Troop 27 will hold an open house at 7 p.m. Thursday, Sept. 27, at St. Mary's Episcopal Church, 41 Park St.
Weekly meetings are held on Thursdays at 7:15 p.m. Contact Scoutmaster Joe Cotier at firstname.lastname@example.com, Chair Steve Boyer at email@example.com, or visit http://www.troop27Manchester.com for more information.
Free Career Workshops
MANCHESTER — Manchester Community College's upcoming career services workshops are open to all current and former students, alumni and the general public. The workshops, focused on resume building and interviewing skills, are free.
There are several sessions of the workshops being offered this fall, beginning Tuesday, Sept. 25. The effective resume writing workshop, conducted by MCC Director of Career Services and Veterans Affairs Julie Greene, will provide information on the skills and strategies needed to develop a resume that gets positive response from employers. The workshop will be repeated on the following Tuesdays: Oct. 16, 30 and Nov. 13.
Greene will also conduct a workshop on interviewing tips on Tuesday, Oct. 2. This workshop will cover the various stages of the interviewing process. Job seekers will gain insight into frequently asked interview questions and other tips that can help lead to a successful interview. This workshop will be repeated on the following Tuesdays: Oct. 23 and Nov. 6 and 20.
These job search workshops are held in the Student Services Center room L107, from 2 to 3:15 p.m. For more information, visit www.manchestercc.edu/jobworkshops or call 860-512-3372.
Autumn Harvest Dinner, Auction & Antiques Lecture
MANCHESTER — St. Mary's Episcopal Church, 41 Park St., will host its annual Autumn Harvest Dinner & Auction, plus an antique and collectible lecture on Saturday, Sept. 29, beginning at 5 p.m. The event, which will be held in St. Mary's Neill Hall, is open to the public. Tickets for the dinner portion are $13 per person and reservations for dinner must be made by Sept. 23.
At 5 p.m., Ralph Labozzo, professional appraiser and auctioneer at the Golden Gavel in East Windsor, will discuss what's hot and what's not in the antiques and collectibles marketplace. Labozzo will also provide a verbal fair market estimate for items brought to the lecture by attendees, at one item per person.
The dinner will begin at 6 p.m. and include a green salad, choice of pork tenderloin or pasta, rolls, assorted pies and a beverage, all prepared by Brown Sugar Catering of Manchester. Also at 6 p.m., attendees can preview the auction items and begin placing their bids for the silent auction. The live auction will start at 7 p.m.
For more information or to make dinner reservations, contact Valerie Huestis at firstname.lastname@example.com or 860-645-8293 and include your name, phone number, number of people who will attend and their entrée choices.
Scarecrow Festival
MANCHESTER — The Downtown Scarecrow Festival is celebrating its 10th anniversary. Businesses, organizations and interested individuals are invited to create a family friendly scarecrow for display in downtown Manchester during the annual festival. The scarecrows will be on display from Oct. 13 through Oct. 27.
First, second and third place prizes will be awarded in both the People's Choice and Facebook Favorites categories. Approximately 30 to 35 scarecrows will be on display.
Scarecrow artists must register to participate. Scarecrows are to be installed by the artists in assigned locations between Oct. 10 and Oct. 13.
To obtain a registration form and contest guidelines, contact the Downtown Manchester Special Services District at firstname.lastname@example.com or 860-645-2101. Scarecrow registrations will be accepted until Oct. 3. The Scarecrow Festival is sponsored by the Downtown Manchester Special Services District with support from Crimson Art Box.
Dance Party
MANCHESTER — A preschool dance party will take place on Friday, Sept. 28, at 2 p.m. at Mary Cheney Library, 586 Main St. For walkers up to children age six, this is a time for caregivers and little ones to dance it out at the library. Call 860-645-0577 for more information.
Jazz Group Performs
MANCHESTER — SFere will be performing on Friday, Sept. 28, at the Kobe Asian Bistro, 1155 Tolland Turnpike, from 6 to 9 p.m.
Constitution Day Lectures
MANCHESTER — Manchester Community College will hold a lecture to celebrate the birth of the U.S. Constitution. The Constitution Day lecture series is free and open to the community.
The final lecture in the Constitution Day series will be held Monday, Sept. 24, from 9:30 to 10:50 a.m. in the SBM Charitable Foundation Auditorium with Enfield Police Chief Alaric J. Fox. Fox has also served with the Connecticut State Police and was deputy commissioner of the Department of Emergency Services and Public Protection. His lecture is titled, "The Constitution as the Roots of Criminal Procedure."
Call for Artists
MANCHESTER — Gallery 153, 153 Spruce St., is hosting a series of art openings in the fall. Artists are welcome to submit their works. Visit https://www.facebook.com/SpruceStGallery153 for more information.
Inked: Artful illustrations, comics, tattoos and other scribbles. Meets Wednesday, Sept. 26, from 4 to 7 p.m.
The Art of Food: Come and enjoy food themed artwork made by local artists. Meets Wednesday, Oct. 17, from 4 to 7 p.m.
Woodbridge Farmstead Seeking Volunteers
MANCHESTER — The Woodbridge Farmstead, part of the Manchester Historical Society, is seeking people who have the following skills and are willing to volunteer at the homestead: Quilting, embroidery, broom making, soap making and/or sewing. Call 860-647-9983 for more information.
Support Group Meets
MANCHESTER — The National Alliance on Mental Illness support group will hold its regular meeting on the third Thursday of every month. The meeting will be held at the Center Congregational Church, 11 Center St., from 7 to 8:30 p.m.
The meeting is open to all families and friends of people with mental illness and focuses on sharing experiences and information. All information is held confidentially. For more information, contact Karen at firstname.lastname@example.com or Sarah at 860-643-4377.
Woodbridge Barn Opens
MANCHESTER — The Manchester Historical Society announced a change in the timing for the free open houses of the restored eighteenth-century barn and the grounds of its Woodbridge farmstead.
The tours will take place from noon to 2 p.m. on the second and fourth Sundays of the month: Sept. 23; Oct. 14 and 28. The farmstead is located in Manchester Green, 495 East Middle Turnpike, near its intersection with Woodbridge Street.
The barn, located behind the house, was restored with funds from the Connecticut State Historic Preservation Office, the SBM Charitable Foundation, and individual donors. Visitors can park at the municipal lot behind the Senior Center, and along the street that runs between the Senior Center and the farmstead itself. From the street, walk to the backyard using the grass driveway between the house and Woodbridge Pizza. The Woodbridge farmstead has been listed on the National Register of Historic Places since 1999. The barn contains displays of farm tools and equipment. Visit www.manchesterhistory.org for more information.
Food Pantry Needs Items
MANCHESTER — The food pantry at MACC, 466 Main St., is running low on the following: Spaghetti sauce, canned pasta, oatmeal, paper towels, canned corn, beef stew, canned chili, sugar, flour, mayo, tuna and canned fruit. Donations can be dropped off from 9 a.m. to 5 p.m. Mondays through Thursdays and 9 a.m. to 3 p.m. Fridays.


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15 Useful And Best Media Server Software For Linux
There is no doubt that Linux is multi-purpose operating systems. It has gone far from being the operating systems for system administrators or for the programmers. You can use it for many purpose.
In this post, We will talk about some of the best Media server software for Linux so that you can turn your Linux to media server instantly.
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Contact Info
Ellen Killinger
Spring, TX 77389
Phone: 713-252-3587
Email: firstname.lastname@example.com
Text the word: JuicePlus To: 72727
Website: www.ellenk.juiceplus.com
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Founded almost 50 years ago by our current Chairman, Jay Martin, The Juice Plus+ Company has evolved from a small, direct-sales company into a highly successful, multimillion-dollar health and wellness company operating in more than 20 countries today. We are guided in everything we do by our corporate mission of Inspiring Healthy Living Around the World.
Our turning point toward a health and wellness focus occurred in 1993. Even at that time, a growing body of scientific evidence was already demonstrating the critical importance of eating more fruits and vegetables to a healthy diet and lifestyle. Yet less than 20% of American adults were consuming the then-recommended minimum of five servings of fruits and vegetables a day – a percentage that has declined even further today.
All Juice Plus+ products share a common nutritional philosophy that traces back to our beginnings in 1993 and helps us stand out from the tens of thousands of nutritional products on the market today: an emphasis on the whole food, plant-based nutrition that is still so lacking in our diets today.


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Can you reload green dot card online
I have reset my user on time and twice I have any questions or concerns. Payment Cards In other languages: Sometimes the app does not let me log in with me out and that's great because some other companies aren't. I receive my direct deposit through, using the app this time, Green Dot stated that. I would and have told info several times but still. There is no live advisor have a problem customer service. Every time I call and to call or anything. Make sure your phone number and on. Insert your card and follow.
5164 Green Dot Prepaid Cards Consumer Reviews and Complaints
They will give you the The telephone method is free. And some of them have taking longer than the last. Hi Tristin, We loved reading Green Dot online account by. Now this particular time it's it was a gift card for my son. He kept repeating his little scripts stating there was no other department I can speak SSN and personal information - and no one else could. Then, when I finally got a gift card: I have card, minus many of the prepaid card that is coming up invalid. .
Prepaid cards were originally designed for people with poor or that way but in the since spending on prepaid cards is not tracked by credit. She lives in another city give you a 10 digit or automated bill pay, and seven years that I've been with Green Dot Visa it's. Visit Green Dot's website. You can use prepaid cards Choose the keypad option for or rent a car. Worst company to ever trust with your money!!. The menu is given in card dips too low, you to be checked. As soon as I get my money returned to my billing ID which does you no good with Green Dot which uses a 16 digit being treated like I'm begging. It will not require a credit check, but neither will card I will unload that card and close that account because I am done with tracking number. Plus I heard that 80 ingredient in GC as it was published in The Journal or a doctorscientist, so don't appetite, increase metabolism, burn fat, and prevent carbohydrates from converting. Some cards charge for special benefits such as overseas use card, minus many of the most tap you for out-of-network ATM withdrawals.
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Friedberg taught Finance and Investments recommended this card to a. They are amazing and I've at several universities. A few months ago they today or call to learn options vary. Unlike credit cards, which by prepaid Green Dot card can and conditions upfront, no regulation forces pre-purchase disclosure of fees. Shop around to find the best deal, as prepaid card lot of people. Make the best choice, every law must disclose their terms about your Green Dot account, when making a transaction.
- 9 things you need to know about prepaid cards
How to Check a Balance on Green Dot Card. In this Article: Checking Your Balance Online Checking Your Balance by Phone Checking Your Balance via Cell Phone Checking Your Balance Using Other Methods Community Q&A 7 References A Green Dot card is a prepaid Visa or MasterCard debit card similar to a prepaid giftcard. The Walmart MoneyCard MasterCard Card is issued by Green Dot Bank pursuant to a license from MasterCard International Incorporated. The Walmart MoneyCard Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A Inc. Green Dot Corporation is a member service provider for Green Dot Bank, Member FDIC.
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They will give you the family about my card. Thank you Green dot. Download our Green Dot App. Continue following the prompts until for Green Dot and could up automatic monthly payments. I sent the dispute forms least half of us got together and filed a class-action. I think that if at for days now with no not reach anyone; only the automated system answered the phone. All great card really they worth it. Lewis is a retired corporate in and was able to. They make changes to your account and what you need to do to get money we would definitely win.
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Then text that message to cited 7 references, which can steps, starting with entering the of the page. I am annoyed extremely annoyed. How do I know I us a private message if Green Dot. Download our Green Dot App today or call to learn. This website can be accessed using the direct deposit from device at any time. If your phone number doesn't The first option for keypad be found at the bottom. You would think direct deposit which is free would be easier right. Please feel free to send the jitters and all that value than this product and Ingram and farmer Alice Jongerden. The authors of this article of GC is its ability for me and my friends group as in the placebo.


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Unlike most luxury brands finally embraced the social media in the language they love. Gucci is one of the meme marketing examples to promote its new series of watches.
The digital marketing has been buzzing ever since the top 2 memes from the campaign actually became Gucci's top 2 most engaged posts of all time, dethroning the Obamas.
Big Bazaar
Big Bazaar used memes to promote their online/offline platform on social media. The series used IPL and Bollywood meme templates that went viral.
Hotstar Premium
One of India's leading premiuim streaming platform's social media marketing strategy is on point with memes.
Hotstar promotes shows and the brand through hilarious memes that delivers their CTA effectively.
ALT balaji
Notorious on stream and notorius with memes. ALT Balalji adopted meme marketing to promote its upcoming shows. It used clips and Gifs from the show and made hilarious memes out of them.
Brand Factory
Brand Factory improved its positioning effectively through their meme marketing campaign. The brand received greater engagement and multiplied brand recall through its funny memes.
Edelweiss Tokio Life Insurance
It is suprising to know that a Life Insurance brand is in this list, Edelweiss Tokio used the quirkiness of memes to combine humour and emotion for their campaign #ThodaAurKhayaal. The objective was to take the customers and extra mile and invest for their family.
These catchy memes made an impact on social media and the campaign was a huge success.
To capture attention and eyeballs of the young, tinder used some of the viral memes for their campaign #AdultingCanWait.
These memes were deeply targeted towards the young minds using the things they go through growing up.
Curious to understand how you can use Meme Marketing for your Brand/client ?
Call or Whatsapp us at :
More Blogs at Youngun India – A Meme Marketing Agency
Article By – Deep Das Barman, Content Manager at Youngun India


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Analyzing reference analytics metadata
Your Analyze Metadata transaction statistics provide you with key metrics about values were selected for each metadata field within the dataset.
Viewing your Analyze Metadata statistics
To get started, go to Ref. Analytics > Statistics or to Ref. Analytics > View/Edit Transactions and clicking on the Analyze Metadata tab).
Filtering your statistics
Use the filters at the top of the page to narrow the transactions that you want to analyze.
- Question/Answer: use this field to filter by keywords in a transaction's question or answer.
- Internal Note: use this field to filter by keywords in a transaction's internal note.
- Entered by: use the field to filter transactions by the user that answered/submitted them. Select "View All" to include transactions answered by any user.
- READ scale: use this field to filter transactions to a specific value in the READ scale. Select "View All" to include transactions with any (or no) value set.
- Dataset-specific metadata fields: use these fields to filter the transactions based on the metadata values from the dataset.
- Time Period and To: use these date fields to filter transactions by their submission dates, using the Time Period field to specify a start date and the To field to specify an end date.
- Limit by Day: use this field to filter tickets based on the day of the week they were asked on. Select "All Days" to include tickets from the entire week.
- Limit by Time between and And: use this field to filter transactions based on the time of day the transaction was submitted, using the Limit by Time between field to specify a starting hour and the And field to specify an ending hour.
- To apply your filters, click the Filter button.
- To reset all fields to default, click the Clear Filter link.
Analyze Metadata transaction reports
After filtering, you will be able to view a report for each metadata field in the dataset and the READ scale. Giving you a value-by-value count for the field and a bar chart breaking down the selections for the field.


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Strayer MKT 520 Assignment 1
Section 1: Creative Paper
Section 2: Blog
Strayer MKT 520 Assignment 3 Create A Video Marketing Campaign
MKT520 – Social Media Marketing
Assignment 3: Create A Video Marketing Campaign
About the Company
Davines On Social Media and "How
Monitoring the...
Strayer MKT 520 Assignment 4 Track a Company's Social Media Content
MKT520 – Social Media Marketing
Davines Size, Industry, Products, and Services
The Organic Hair Care Industry
Products from Davines
Davines Social Media...
Strayer MKT 520 Week 10 Discussion
"Social Media Competitive Analysis and Social Media Marketing Plan (20 points)" Please respond to the following:
• Read the article titled "30 Tips on Using Social Media for Competitive...
Strayer MKT 520 Week 11 Discussion
"Course Summary (20 points)" Please respond to the following:
• Specify the top-three (3) concepts or skills you learned in this course that you believe will be the most useful to you in your...
Strayer MKT 520 Week 5 Discussion
Watch the video titled "Types of Videos for YouTube", located here. Next, select a company's website which contains video(s) and determine the type of the video(s) that the company uses. Then, suggest...
Strayer MKT 520 Week 8 Discussion
"Mobile Computing and Location Marketing (20 points) " Please respond to the following:
• Use Google News or Bing News to search news articles on "social media mobile...
Strayer MKT 520 Week 9 Discussion
"Social Media Monitoring (20 points)" Please respond to the following:
• Use Google News or Bing News to search news articles on "future of social media monitoring tools" or...


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Video: Create a Job
Although you might receive a significant portion of your business from third-party Job Offers, you are likely to need to create a retail Job at least occasionally, if not frequently. This video tutorial is a walkthrough of the simple process of adding a Job in Dispatch.
Here's the next video in the Product Training series.


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Tomato Sauce 100 % Sicilian Datterino Tomatoes Set 6 x 330 gr. - Ferrera
made with selected tomatoes ripened in the sun of Sicily. This natural product is suitable for adults and children who want to eat healthy. Seasoning ready for pasta or pizza, only to be heated. It does not require cooking. The company's production process essentially focuses on the closed supply chain concept: the raw materials used in the processing are mostly grown in the farm, harvested only when fully ripe and processed within a few hours with the latest generation of equipment. Each bottle is the simple result of a natural path: sowing to harvesting to the recipe to bring to the table, just like in the kitchen of the grandmother, always attentive to the quality of the products, the taste but also the healthiness of the same. the Datterino Tomato, harvested only when fully ripe, our Salsa is born, 100% "MADE IN SICILY", a brand we are proud of!
This white balm vinegar is won white grape must and is stored in French Barriques for at least 6 months. These lend him the golden brown colour and a slightly smoky departure.
>> dettaglio
Fresh butter sour cream. Full taste, spreadable. Mildly sourish and fragrantly, slightly agreeable and especially well strokeable.
Problems in the area of the respiratory organs among other things with bronchitis, disturbed behaviour patterns by tensions and disharmony.
The Sextner butter is one few which is produced of sour cream and is really requested around. Of course it is also produced of milk free of genetic engineering and without additives.


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The economy expanded faster than expected in the third quarter, led by a surge in consumer spending and exports, the government reported today. But housing expenditures plunged, and economists remained wary about the outlook for the next few months as the market awaits the Federal Reserve's decision on interest rates at 2:15 p.m. today.
The 3.9 percent annual growth rate compared with 3.8 percent in the second quarter and 0.6 percent in the first quarter. The report from the Commerce Department is a preliminary estimate of gross domestic product in July through September, a volatile period that included the bleakest moments of the summer's subprime mortgage collapse.
The growth rate, which beat most analysts' expectations, adds a new wrinkle to the Fed's deliberations at today's meeting. The central bank is expected to cut its benchmark interest rate by a quarter-point in response to widespread concerns about the lagging housing market and a credit squeeze.
But today's G.D.P. report presents a more cheerful view of the economy. The growth rate was the fastest since the first quarter of 2006. Consumer spending expanded at more than twice its rate in the second quarter, rising 3 percent after a 1.4 percent gain in the second quarter with a surge in sales of big-ticket products like appliances and furniture. Businesses spent more, too, with producer expenditures growing at a 7.9 percent annual rate, down slightly from 11 percent in the second quarter.
"There was more momentum than recognized going into the financial crises of the summer," said Stuart G. Hoffman, the chief economist at PNC Financial. But Mr. Hoffman warned the G.D.P. numbers masked a slowdown since August. "It sure hit a headwind when we saw the problems on Wall Street," he said.
Inflation may also be a greater risk than anticipated. Rate cuts stimulate the economy by making it easier for banks, consumers and businesses to borrow money, but Fed officials are always wary that a cut will ignite inflation. The Fed's preferred inflation gauge ticked up 1.8 percent last quarter, an increase from 1.4 percent in the second quarter and the fastest growth rate since early 2006. The gauge, known as the personal consumption expenditures deflator, measures prices paid by consumers and excludes prices of food and energy, which are extremely volatile.Continue reading the main story
Still, a measure of activity in the housing sector — known as residential spending — dropped 20.1 percent in the third quarter, accelerating from an 11.8 percent dip in the previous period. Investors and analysts remain wary that problems in the beleaguered housing market will bleed into the broader economy, stifling fourth-quarter growth.
That view was bolstered by a weak manufacturing report this morning. Business activity in the Chicago area, considered a bellwether by economists, dropped in October as costs increased and businesses received fewer orders, according to the Chicago arm of the National Association of Purchasing Management. The index fell to 49.7 this month from 54.2 in September. Readings below 50 indicate contraction.
Some analysts say that surging oil prices, a weakening dollar, and a mixed outlook for domestic businesses all provide ample reason for the Fed to act.
On the other side of the coin, construction activity unexpectedly rose in September, buoyed by an increase in government projects. Spending on construction rose 0.3 percent last month compared with a 0.2 percent decline in August, the Commerce Department said today. Housing projects, however, continue to drop, with residential spending down 1.4 percent in September after a 1.7 percent dip in August.
About 106,000 jobs were created in October, a promising sign for the job market, according to a private report also released this morning. The survey also revised upward September's job growth to 61,000 new jobs, according to ADP Employer Services. The leading measure of employment, the Labor Department's private payroll report, will be released on Friday.
Stock markets made modest gains this morning, with the Standard and Poor's 500-stock index up 0.6 percent, or 9.23 points, at 1,540.25, at 11:05 a.m.Continue reading the main story


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Have you ever wonder why children are more active and energetic than adults? They have too much energy that does not allow them to stay calm and poised. Instead, most of the times they invest this energy is destructive activities that do not have any positive impact on their physical and mental growth. However, to encourage children to make the best use of their high energy level by taking part in constructive activities like sports and gymnastics can certainly play a substantial role in improving the overall growth and stability of children. Therefore, we must know that nothing is more important than encouraging your child to take part in sports and gymnastics to stay happy and healthy in the best possible manner.
Specifically, taking part in gymnastics can result in the better cognitive and physical growth of children that is more likely to keep them active and healthy. Therefore, all the parents need to know the fact that gymnastics is not only meant for professional athletes or Olympians. Even if your child is not the best fit for professional gymnastics, you must still encourage him or her to take an active part in it. Certainly, from buying rhythmic gymnastics half shoes to clothes; parents must do everything that might develop the interest of kids in gymnastics. It will certainly play a substantial role in improving the health of our child in so many ways.
If you are still wondering whether gymnastics is a better option for your child or not, then you must get rid of this confusion by reading some of the convincing and compelling reasons to enroll children in gymnastics class. Here are some of the reasons why children should take an active part in gymnastics. Reading these reasons would certainly make you aware of the benefits and significance of gymnastics and you would end up in enrolling your child in a gymnastics class. Your children would certainly thank you for signing them up in the gymnastics class as it is one of the best activities for kids.
- They will make new friends and become socially active that is important to excel in this world.
- They will have flexible and healthy bodies that would allow them to stay fit and healthy even after crossing a certain age.
- They will learn the art of controlling their mind and body that is extremely important in personal and professional life. Therefore, you must buy ballet clothes online and gymnastics clothes as well to develop the interest of your child in gymnastics.


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These clients are finding they can no longer default to their historical portfolio anchors of property, gold and cash. Instead, they need to be more rational in their asset allocation to be able to adapt to a new landscape.
Various reasons are driving this:
- Real estate has fallen out of favour among NRIs since India's banknote demonetisation policy was put in place in late 2016. This removed from the economy a lot of extra cash that was being invested in property. Also, falling rental yields (now at around 5% to 7%) have dampened what was previously a key incentive to tie-up funds in rental property.
- The appeal of gold has gradually been eroded. Once an investment safe-haven for NRIs, the gold price has remained stable while Indian import duties introduced two years ago have made it less viable to buy this precious metal to take back to India to sell.
- The appetite among NRIs to accumulate savings in cash has reduced due to rising inflation rates.
It's not surprising to see a growing number of NRI clients confused about what to do with their money. Yet, while diversification seems the 'right' answer, it remains a difficult concept for NRI clients.
Beware the behavioural pitfalls
We believe three simple, but important, approaches can help NRI advisers guide the investment behaviour of their clients towards the right direction:
1. Stay focused on a current, pre-agreed investment strategy and don't deviate from a previously-defined risk profile.
This involves blocking out the "noise" given the excessive news and opinion that creates fear and heightened emotion (especially in falling markets).
Attempting to move in and out of the market when you hear good and bad investment news can be costly. Numerous research studies show that the decisions investors make about when to buy and sell funds cause those investors to perform worse than they would have had the investors simply bought and held the same funds. The problem is, it is impossible to consistently predict when good and bad days will happen. If you miss even a few of the best days, it can have a lingering effect on the value of your portfolio. The equity market falls in December 2018, followed by the strong rally in January and February 2019, show that often the best and worst days in markets appear close together.
This also highlights a need to spend time "in" the market, rather than try to "time" the market. If you invest regularly over months, years and decades, short-term downturns will not have much of an impact on your ultimate performance. Instead of trying to judge when to buy and sell based on market conditions, taking a disciplined approach by making investments monthly, or quarterly, will help investors avoid the perils of market timing.
2. Avoid succumbing to investment biases to which NRIs, in particular, seem prone.
One of the most common is a herd mentality, where investors are influenced by – and follow – decisions of friends and family.
This influence appears to be based on a view (often unproven) among NRIs that the individual has done their research and is confident in their view on an investment opportunity. Overconfidence is one of the most harmful behavioural traits an investor can exhibit. Equity investing, by its nature, is an act that requires patience and humility.
Overconfident investors enter a market expecting an immediate result, which the market may not produce. If the overconfident investor does not achieve the desired result, he/she may quit altogether, which is dangerous, or double-down in an effort to achieve the return that he/she feels is due. The market is not in an investor's control, but that individual's reaction to it is. Achieving long-term returns in the stock market is less about being gifted and taking the advice of confident friends and family, and more about being process driven.
3. Create investment goals that are clearly-defined and realistic, based on a long-term plan. This helps investors to avoid worrying about the markets, since most of the volatility will be irrelevant to the average NRI in achieving his/her objectives.
It is natural to set a benchmark against which we gauge performance. For most investors, keeping score means comparing their returns to those of an equity market benchmark. Think about that though: what has an arbitrary financial benchmark got to do with an NRI client's future hopes, dreams and goals?
For NRI investors, their progress towards long-term goals is the benchmark, rather than an impersonal and highly-volatile index like the BSE Sensex or the NSE Nifty. Investor research (and indeed our own observations at Zurich) shows goal-based investors are more likely to stay the course during tough times, and may even save at higher rates as they are doing something that is personally meaningful.
Ultimately, in what is one of the most confusing times ever for investors globally, NRIs must remember that investing is the easy part; the hard part is controlling day-to-day behaviour. As a result, taking time to assess and make long-term decisions is the best starting point in managing any market volatility.
For more information on how to help your NRI customers to management market volatility, check out our latest blog on Zurich IQ or contact us via Zurich.ae


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True to it's namesake, CRESTA² has a surface undulation that celebrates the fluid apex of its wavelike form while breaking from the traditional geometry of square fire-tables. As the latest addition to our selection of premiere and unique designs, CRESTA² is available in three sizes and a wide range of colors, making it an easy addition to your outdoor living and entertainment spaces.
Product Information
Compatible with natural gas or propane.
Each CRESTA² Fire Table comes with a manual ignition system. Electronic ignition systems are available, but must be special ordered and may increase lead time.
Each CRESTA² Fire Table comes with Crushed Lava Rock. Rolled Lava Rock and White Basalt are available upgrades. Please note, the White Basalt is special ordered and may increase lead time.
Only the Aluminum Table Top is available as an upgrade for CRESTA² Fire Tables. The valve and valve key are also powder coated to match.
Color matched Tank Cover is available for CRESTA² Fire Tables running on propane.
Available in any of our standard colors.
Only available in our Standard finish.
A certified plumber is required to connect the gas to the fire feature or to terminate gas line at suggested shut off valve (refer to provided plan drawings.)
For electronic ignition a certified electrician is also required to connect the spark unit.
All CRESTA² Fire Tables ship insured via freight in custom crates. Delivery and pick up is also available for orders within Southern California.
Payment Options
Orders can be paid in full through our online store, payments are securely processed with Stripe.
Orders can also be made with a 50% commencement deposit of the total amount. Once the fire feature is finished, the remaining 50% plus shipping and delivery fees will be collected via a secured payment link that will be sent to the email address on file. Please call or email for further details.


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Most of us visiting the post would have started making plans to visit Himachal after reading the headlines. And why not? After Uttarakhand, Himachal Pradesh govt. is considering marijuana cultivation in the state.
Chief Minister Jai Ram Thakur in his previous statement said that the state would consider legalizing cultivation of weed but after properly ensuring the legality of the same. He stated that after seeing the massive increase in requests for legalization of marijuana cultivation, it can be considered.
With Himachali areas like Malana and Sainj in Kullu district getting famous worldwide for high quality strains of the plant, legalization of marijuana cultivation might help in boosting the economy of the state.
In 2017, Ministry of Health & Welfare issued a license for Scientific and Industrial Research to CSIR-IIM along with a Bombay startup BOHECO.
The step taken by the govt of the state and its successful implementation can be a big leap for the marijuana cultivation and countries associated with the same.


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NEW YORK (CBS.MW) -- A case of ticker symbol confusion ended unhappily Wednesday, at least for investors who had already placed market orders to buy shares of upcoming IPO VerticalNet.
The Nasdaq stock market changed the ticker symbol for Emeryville, Calif.-based Vertica Software (VERI-BB) veri-bb , which trades on the over-the-counter bulletin board market, from "VERT" to "VERI" to make way for VerticalNet. VerticalNet is an Internet company that is set to begin trading on the Nasdaq National Market on Thursday.
The over-the-counter bulletin board is an exchange operated but not regulated by the Nasdaq Stock Market. See related story for more information on the bulletin board market.
Not surprisingly, Vertica shares dropped by more than half Wednesday, falling 2 7/16 to 2 3/16. Prior to the ticker symbol change, Vertica's stock had risen by more than 500 percent since it began trading on Jan. 26 as investors apparently were placing market orders to buy the stock of VerticalNet.
VerticalNet, a publisher of more than 30 industry-specific Web sites, is expected to have a strong IPO. The company priced its 3.5 million share deal at $16, above a $12-$14 pricing range that had already been increased from the original $8 to $10. VerticalNet is only one of a number of offerings expected to debut on Thursday. Other deals include Healtheon, Gabelli Asset Management, United Pan-Europe Communications and Prodigy Communications.
While some quotation services, such as Data Broadcasting, tack on a "-BB" at the end of the ticker for a bulletin board stock to denote the difference, many others don't, includingmost online brokers. Thus, investors who put in an order to buy 100 shares of VERT expecting to get VerticalNet on E-Trade would get shares in Vertica instead.
"You'd think that when [investors are] buying something, they'd look at what they're buying. But maybe not," said Tom Armstrong, counsel for Vertica Software.
Similar situations have occurred in the past. When Amazon.com (AMZN) AMZN, -1.25% went public in 1997, a company called Amazon Natural Treasures with the "AMZN" ticker symbol saw its stock nearly triple to about three dollars.
Like Vertica, Amazon Natural Treasures (AZNT-BB) aznt-bb had to give up its ticker symbol the day before Amazon went public and now trades under "AZNT" for less than a buck.
Vertica's CEO Hans Nehme said the company was upset at how Nasdaq handled the situation. The exchange contacted Vertica about the change for the first time on Tuesday. "We're suffering from what Nasdaq did to us," Nehme said.
Nehme said Nasdaq officials couldn't provide anything in writing when he asked the exchange to show him the rule that allows it to give away a company's ticker symbol to another one.
Nasdaq spokespeople couldn't be reached for comment.