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Are you looking to join a team at the forefront of travel technology and development? Do you look forward to solving big data challenges? Expedia Group's CarRentals.com Marketing team is looking for a highly motivated Data Scientist.
Your work will impact millions of our customers. As part of the Marketing Product & Data Science team, the focus of your job will be in developing state of the art machine learning algorithms to power various aspects of highly complex global marketing campaigns. You have a proven passion for machine learning, statistics and optimization. You will be someone with a strong background in both machine learning (PhD is preferred) and software development. You fully immerse yourself in data, draw insight from analysis, and then zoom out to develop compelling, synthesized recommendations.
What You'll Do:
Use your understanding of applied statistics/math to support hypotheses and business cases with robust models
Develop & refine ML bidding algorithms we use in various auctions
Work with large volumes of data; extract and manipulate large datasets using tools such as Hadoop Ecosystem, Apache Spark through scripting in Python, SQL, Hive etc. Use this data to gain insight into the customer journey, customer behavior, or understand root causes of performance degradation, to name a few
Perform ad hoc analysis to inform business decisions and improve understanding of root causes
Present insights and associated recommendations to cross functional audiences of all levels
Build tools that enable the team to unlock value via scalable processes and insights.
Who You Are:
PhD in CS or related field with experience and demonstrable work in machine learning
Strong algorithm design and coding skills in at least one of major programming languages like Java, C/C++, Python
You are skilled in hands-on cleaning, manipulating, analyzing, visualizing and modeling large data sets
You've got at least 1+ years of relevant work experience
Comfortable writing and working with complex queries in SQL/Hadoop
You have a strong attention to detail and an ability to lead complex projects.
Why Join Us:
Expedia Group recognizes our success is dependent on the success of our people. We are the world's travel platform, made up of the most knowledgeable, passionate, and creative people in our business. Our brands recognize the power of travel to break down barriers and make people's lives better – that responsibility inspires us to be the place where exceptional people want to do their best work, and to provide them to tools to do so.
Whether you're applying to work in engineering or customer support, marketing or lodging supply, at Expedia Group we act as one team, working towards a common goal; to bring the world within reach. We relentlessly strive for better, but not at the cost of the customer. We act with humility and optimism, respecting ideas big and small. We value diversity and voices of all volumes. We are a global organization but keep our feet on the ground so we can act fast and stay simple. Our teams also have the chance to give back on a local level and make a difference through our corporate social responsibility program, Expedia Cares.
Expedia is committed to creating an inclusive work environment with a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. This employer participates in E-Verify. The employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS) with information from each new employee's I-9 to confirm work authorization.
See related AI ML Jobs


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The point is always to do the work. Not everyone is going to understand it. Sometimes you won't even understand it. You get better with it over time.
Too often we stop ourselves too short. We give up before we've even begun.
Keep going. Something good is bound to happen.

subset: commoncrawl


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Travel Albums: Manhattan, NY Vacation Photos
For a decade or so, every year for Christmas I gave my dad a scrapbook of that cross country season's shenanigans. When he retired from coaching, I worried that I'd have to find a new Christmas project, but realized I could do almost the same thing, just with our travels instead! I had to wait until March this year to give him his present since we had to postpone our annual trip until February, but I've always been the master of spreading out holidays.
Since I didn't do any blogging for this trip (what do I have to say about Manhattan that I haven't already said?) I opted to tell the story of our adventures almost exclusively through images with the occasional caption to denote our location. I also threw in some phone photos of food because, well, that is why we were there, after all.
Putting together this album was not only a fantastic practice in telling a three day photo story of everything we did and saw, but a great way to memorialize a really fun father-daughter trip.
Click play above for my video of the real-life album and scroll down to see each individual spread.


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FHA Loan With Under 620 credit scores Mortgage Guidelines – Gustan Cho Associates are experts in originating and funding FHA Loan With Under 620 Credit Scores; Qualifying For FHA Loans With Direct Lender With No Overlays. Here is what gustan cho associates mortgage group has to offer for borrowers who need to Qualify for FHA Loan With Under 620 Credit Scores: FHA requires only a 580 FICO credit score for a borrower to qualify for a 3.5% down payment.
what is a prequalification letter for a mortgage Mortgage Prequalification Calculator – NerdWallet – Mortgage prequalification is an informal evaluation of your creditworthiness and how much home you can afford. Once the lender verifies your financial information, which may take a few days, it should supply a preapproval letter you can show a real estate agent or seller to prove you're ready and able.
What is the minimum credit score for FHA loans? To qualify for an FHA loan, borrowers must at least have a credit score of 500. This makes them eligible for up to 90% financing, meaning they're responsible for a 10% down payment. Borrowers with a credit score of 580 or higher are potentially eligible for the maximum financing, a mortgage with.
Want A Mortgage? The Credit Score Used By Mortgage. – · If you have a 700 credit score on Experian and a 680 on Equifax, the 680 score would be used. If the mortgage company pulls credit from all three bureaus, the middle score will be used. If you have a 700 on Experian, 680 on Equifax and 660 on TransUnion, the 680 score would be used.
Credit Score Of 620 For Mortgages | Peakleadsolutions – Credit Score Below 620 and FHA – emortgagesolution.com – 4) Credit score is not supposed matter per FHA guidelines so credit score below 620, 600 or even 580, should not matter. However much of the private sector money that actually funds fha insured mortgages often puts minimum credit scores before other qualifying requirements.
FHA loans have the lowest minimum credit score requirements of any mortgage programs around. With a credit score as low as 500 you could qualify for an FHA loan with a 10% down payment. However, lenders set their own credit requirements and finding a lender that can approve your loan with a credit score below 600 will be difficult. What Your.
fha home improvement loan rates home mortgage after bankruptcy What Happens to Mortgages in Bankruptcy | TheBankruptcySite.org – Chapter 13 Bankruptcy and Your Mortgage. Chapter 13 bankrupcy does not affect your home mortgage. You continue to make your mortgage payments during and after the bankruptcy. If you are behind in mortgage payments, you can pay off the arrears through your chapter 13 repayment plan (which lasts three to five years). As long as you make your.HUD.gov / U.S. Department of Housing and Urban Development (HUD) – The interest rates are not subsidized by HUD, although some communities participate in local housing rehabilitation programs that provide reduced-rate property improvement loans through Title I lenders. FHA insures private lenders against the risk of default for up to 90 percent of any single loan.how to qualify for a home equity loan with bad credit Home Equity Loans & Rates – The Ultimate Equity Guide – So why do people opt for home equity loans when they need to borrow money? There are three key reasons: Home equity loan rates are significantly lower than for unsecured debts, such as credit cards and personal loans.
can i get a mortgage with a 620 credit score. – – Most lenders are guided by credit score minimums. For VA home loans, VA lenders look for a score of 620 or higher, but potential VA borrowers with low credit may still be able to obtain a VA loan. Check out this list of credit score requirements for VA loans, FHA loans, USDA loans and conventional loans.
zero down payment home loans No Money Down Home Loans – No Money Down Home Loans. No Money Down Home Loans. When you set out to buy a home, the biggest stumbling block comes in the form of financing. Getting a home loan for a new home is not as difficult as financing the down payment.
How Lenders Can Service Borrowers With Low Credit Scores – while just 3.3% were to borrowers with credit scores between 620 and 659. Across the board, it's still pretty difficult to qualify for a mortgage even if an individual has the average FICO score – and.
is there a tax credit for buying a house refinance home loan rates Should I Refinance My Mortgage? Is your current interest rate on your house too high? Use this free tool to view today's best home loan refi rates from top lenders & estimate your savings at a lower APR (Annual Percentage Rate).Thinking of buying your first home? You'll need to save at least as much for the down payment and closing costs. But there is also a host of things-federal and state grants, tax credits, and.


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"One Love"
This is not a tribute to Bob Marley or the title of another CD. One Love is the name of an incredible new book for teens! To borrow from a basketball term, this book is "Above the Rim" in dealing with issues such as sex, dating, and love! It goes much deeper than the typical, "Don't have sex before marriage" theme. Rather, the content addresses the heart issues which lead to sexual impurity. Throughout this small but captivating book, the following questions are address:
What Does God Say About SEX?
What Does God Say About Dating?
What Does God Say About Homosexuality?
What Does God Say About Marriage?


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People call, people email, people want the answer but the real truth is you have to figure it out for yourself. You know you and you know what is best for your child or children. But here are some the amazing places Madison has to offer art classes this summer. Art classes that help you think, engage your children in creating or even just the opportunity to be in wonderful spaces that keep you grounded and calm. These are some of the my favorites in Madison starting on the east side heading central and then near west. Check them out for possibilities.
Bare Knuckle Arts 1949 Winnebago Street
Tap It/New Works 1957 Winnebago Street
Aldo Leopold Nature Center 330 Femrite Drive Monona
Midwest Clay 2040 Winnebago Street
Art Lit Lab 2021 Winnebago Street
MSCR East Classes for all in arts 4620 Cottage Grove Rd.
Heading central and then near west.
Madison's Childrens Museum 100 N. Hamilton Street


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Discover everything Scribd has to offer, including books and audiobooks from major publishers.
Information in this Handbook represents current policies and procedures for a LEED professional credentialing exam. Information in this Handbook supersedes information contained in any previously published information. This booklet may not be brought into the examination. Eligibility standards, exam content, exam standards, fees, and guidelines are subject to change. Please read and understand the entire Handbook including all policies, procedures, and consequences.
February 2011
Preparing for Your Exam Preparing for Your Exam Preparing for Your Exam
August 2011
Table of Contents
Contact Information........................................................................................... 31Valid for June 2012
1. 2. 3. 4. 5.
Ensure that your given name (first name) and surname (last name) in My Credentials matches the given name and surname on the identification you will present at the test center. (See page 24.) If the names do not match, you will not be allowed to test and you will forfeit the exam fee.
For USGBC members: to receive member pricing for your exam, you must have linked your member status to your USGBC account (at www.usgbc.org > Your Account > Membership) prior to registration. For CaGBC members: to receive member pricing for your exam, you must must have linked your member status to your My Credentials account (by calling GBCI customer service at +1-202-8281145) prior to registration. The member discount is not automatically applied retroactively to exam registrations that are submitted under non-member pricing.
To change or cancel your exam appointment you must do so through Prometric no later than midnight on the third day before your scheduled examination. All exam appointments cancelled/ rescheduled 30 days or less before the examination date are charged a $50 fee. If you do not receive a new confirmation number from Prometric, contact them immediately to confirm that your appointment has been successfully cancelled/rescheduled. (See page 20.) Keep your confirmation notice for any communication with Prometric about your exam.
The only field you cannot edit in your My Credentials account is the name. (If you need to change your name, please contact GBCI credentialing staff at www.gbci.org/contact > Name Changes or at 1-800-795-1746, within the US, or at +1-202-828-1145, outside the US.) Every other field, including username, email address, password, street address, company affiliation, etc., can be changed, so there is no reason to create a new account when you change jobs, locations, or job titles.
If you have a documented disability that would prevent you from taking a LEED Professional Credentialing exam under standard conditions, you may request a reasonable accommodation as required by the Americans with Disabilities Act (ADA). Prometric certifies that it shall comply with the provisions of the ADA. (See page 7.)
3. 4.
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Eligibility Requirements
To take the LEED AP exams, you must have previous experience (see the Definition of personal involvment with a LEED project section below), within three years of your application submittal date, on a LEED-registered or certified project. This work experience must be documented through LEED Online* or in the form of a letter of attestation from a supervisor, client, or project manager and must describe your involvement on the project as a consultant, public or private sector personnel who review projects pursuing LEED certification as part of an approval process, contracted worker, member of the LEED Project Team, LEED Homes Provider, LEED Reviewer, LEED for Homes Green Rater, or staff member of a Certifying Body (CB). If you are audited, GBCI auditors will review this letter of attestation based on these requirements: The letter must be on letterhead or provide other evidence of its authenticity. The body of the attestation should be limited to 1,500 words or less. The letter must be dated. The letter must be authored by a supervisor, client, project manager, or someone else qualified to evaluate the applicants performance. The letter must be signed. The authors title and relationship to the applicant should be demonstrated, for example the authors business card. The letter must summarize and confirm the applicants involvement with the project. The full project name, full project address (only for LEED for Homes projects), or Project ID (for all other LEED Rating Systems) must be provided. The letter must provide the dates of the applicants relevant involvement. If the applicant is not currently involved with this project, the end date of this involvement cannot be more than three (3) years ago. *In order to verify project participation through LEED Online, please submit a screenshot which captures the project name and date, as well as your name and your access to/role within the project. All candidates must also agree to the Disciplinary and Exam Appeals Policy and credentialing maintenance requirements, must submit to an application audit, and must be 18 years of age or older.
Five to seven percent of all applications will be audited; you will be notified immediately if you are chosen for an audit and will be notified of your eligibility within 7-10 business days. GBCI also reserves the right to conduct an audit at any time (including prior to application submission and after accreditation) of all current and past exam applications. Any information contained in a My Credentials account may be audited and a request for further documentation of any information or claims submitted by the LEED Professional may be made at any time. GBCI further reserves the right to take disciplinary or legal action (including but not limited to revocation of credential(s)) in the event that any conduct discovered during such an audit violates the LEED Professional Disciplinary and Exam Appeals Policy, GBCI policy, and/or law.
Application Period
An approved application is valid for one year from the approval date. Candidates are allotted three registrations per exam section per one-year application period. This means that a candidate has three chances to meet the minimum competency scaled score of 170 for any given LEED professional credentialing exam section while their application is active. For a LEED AP credential, the candidate is allowed three attempts per section during the one year application period. Both sections are delivered concurrently unless the candidate previously passed one of the sections during the current application period or if the candidate has an active LEED Green Associate or LEED AP with specialty. In this case, the candidate only will be tested on the section they have not passed. Once the candidate has passed a section of a LEED AP exam, that section will no longer be available to the candidate during their application period. Candidates must pass both sections of a LEED AP exam to earn the credential. After an application expires, candidates are required to wait 90 days before submitting a new application to GBCI. This means that if a candidate does not earn the credential with their allotted registrations, or if a candidate allows their application period to expire without using their registrations, they must wait 90 days to reapply. If a candidates application period expires, they must once again demonstrate eligibility for their chosen credential route when they reapply.
Application ExtensionCandidates may request an extension of the one year application period for LEED Professional Credential and Certificate programs due to extenuating circumstances. GBCI will review requests for an extension of the one year application period on a case-by-case basis. Candidates must submit a written request which includes the basis for the request and supporting third party documentation or attestation to GBCI at www.gbci.org/contact or by mail. GBCI will only consider requests received before the application expires, but no earlier than 30 days before the end of the application period. Extensions are granted only once per application with a maximum of a six month extension. Extensions are usually granted for the following circumstances: Documented illness or health condition for candidate or care for an immediate family member (spouse, child, or parent) with a serious health condition Disabling traffic accident Death in the immediate family Birth and care of a newborn child Placement with the candidate of a child for adoption or foster care Court appearance or jury duty Military duty Extended period of unemployment after your application approval date Excused test appointment absence during the final thirty days of application (i.e. problems at test center or weather related closure of test center) GBCI reserves the right to decline a request for an application extension for any reason. Valid for June 2012
Candidates may register at any point during their one year application period through My Credentials at www. gbci.org. There is no required waiting time between registrations during the application period; however, candidates may have only one pending registration at any given time. An eligibility ID is valid for one exam attempt. If you fail one or both parts of the exam, go to My Credentials and select on Register for a retake to retest. However, if you fail to appear for or, due to a failure to present proper identification, are denied access to a scheduled exam appointment, you must contact GBCI or Prometric to reactivate your Eligibility ID so that you may schedule another appointment using the same Eligibility ID . (See Failure to Appear for a Scheduled Exam.)
Exam Information
A LEED AP is an individual who has passed the exam and possesses the knowledge and skills necessary to participate in the design process, to support and encourage integrated design, and to streamline the application and certification process. GBCI contracts with a test development firm to develop and deliver the exam. The development of a valid exam begins with a clear and concise definition of the knowledge, skills and abilities needed in order to successfully serve as a LEED AP. Psychometricians work with experts in the green building industry to identify critical components of the roles and responsibilities of an individual supporting the LEED certification process. All LEED Professional Credentialing exams are valid and reliable. Validity means that the exam is able to measure that which it is supposed to measure. Reliability is an index of how accurately the exam measures a candidates skills. A test must be both valid and reliable to be considered a well-developed exam. The LEED AP exam accurately assesses each candidates ability to carry out the required responsibilities of a LEED AP.
Exam LanguageGBCI offers the LEED Green Associate and the LEED AP BD+C exams in English or French. All other exams are in English only. The use of translators or foreign-language dictionaries during the examination will not be permitted. Additional time to complete the exam will not be provided.
Exam FeesExamination fees cover the costs of testing center coordination and staffing, examination development, review, production and scoring. Prometric accepts electronic credit or debit card payment methods. Prometric does not currently accept checks for payment for the LEED Professional exams. Prometric charges the exam fee at the time of scheduling. The exam fee for the LEED AP, per appointment, is: For combined exam (both part 1, the LEED Green Associate exam, and part 2, the LEED AP specialty exam): USGBC or CaGBC national members: $300 Non-members: $450 For the LEED AP specialty exam only: USGBC or CaGBC national members: $150 Non-members: $250 Please note that candidates cannot change the credit or debit card information for the payment of a scheduled Prometric appointment without cancelling the appointment with Prometric first. NOTE TO MEMBERS: The member discount is not automatically applied retroactively to exam registrations that are submitted under non-member pricing. Please make sure that this pricing is correct BEFORE registering. (For USGBC members: update your member status by going to www.usgbc.org > Your Account > Membership; for CaGBC members: update your member status by calling GBCI customer service at +1-202-828-1145.)
Exam Format
The LEED AP exam is designed to measure your skills and knowledge against criteria developed by Subject Matter Experts and to assess your knowledge and skill in understanding and to assess your understanding and knowledge of the LEED Rating System and ability to facilitate the certification process. The LEED AP exam is comprised of two parts, each part contains 100 randomly delivered multiple choice questions and each part must be completed in 2 hours; total seat time for the LEED AP exam will be 4 hours and 20 minutes including a tutorial and short satisfaction survey.
Exam TimingWhile you are permitted up to 2 hours (2:00) to complete the each part of the LEED AP Building Design + Construction be prepared to commit 4 hours and 20 minutes (4:20) to the entire process. Total exam time is broken out as follows: an optional 10 minute tutorial, the 2-hour (2:00) LEED Green Associate exam, the 2-hour (2:00) Building Design + Construction specialty exam, and an optional 10 minute exit survey.
SpecificationsThe specifications for each section of the LEED AP Building Design + Construction exam are organized to include a list of domains and their corresponding knowledge areas. This structure provides the volunteer Subject Matter Experts with a framework to guide the development of exam items to assess whether a candidate is capable of performing specific tasks and services. The following outline provides a general description of exam content areas for the LEED AP BD+C exam:
L. Prerequisites and/or Minimum Program Requirements for LEED Certification M. Preliminary Rating (target certification level) N. Multiple Certifications for Same Building (e.g. Operations & Maintenance for certified building new construction; core and shell and commercial interior; certified building in neighborhood development) O. Occupancy Requirements (e.g. existing building--building must be fully occupied for 12 continuous months as described in minimum program requirements) P. USGBC Policies (e.g. trademark usage; logo usage) Q. Requirements to Earn LEED AP Credit II. Project Site Factors A. Community Connectivity 1. Transportation (e.g. public transportation; bike storage; fuel efficient vehicle parking; parking capacity; car pool parking; car share membership [e.g. Zipcar]; shuttles; carts) 2. Pedestrian Access (e.g. circulation and accessibility such as cross walks, ramps, and trails) B. Zoning Requirements (e.g. density components such as calculations -site area and floor area ratio; construction limits; open space; building footprint; development footprint; specific landscaping restrictions) C. Development 1. Heat Islands (e.g. non-roof; roof; Solar Reflectance Index; emissivity; albedo; heat island effect; green roofs) III. Water Management A. Types and Quality of Water (e.g. potable; graywater; blackwater; stormwater) B. Water Management (e.g. water use reduction through fixtures such as water closets; urinals; sinks; lavatory faucets; showers; harvesting; baseline water demand; calculations of Full Time Equivalent; irrigation) IV. Project Systems and Energy Impacts A. Environmental Concerns (e.g. chlorofluorocarbon [CFC] reduction, no refrigerant option, ozone depletion, fire suppressions without halons or CFCs, phase-out plan, Hydrochlorofluorocarbons [HCFC]) B. Green Power (e.g. off-site generated, renewable energy certificates, Green-e providers) V. Acquisition, Installation, and Management of Project Materials A. Recycled Materials (e.g. pre-consumer, post-consumer, collection requirements, commingled) B. Locally (regionally) Harvested and Manufactured Materials C. Construction Waste Management (e.g. written plan; accounted by weight or volume; reduction strategies; polychlorinated biphenyl (PCB) removal and Asbestos-containing materials (ACM) management) VI. Stakeholder Involvement in Innovation A. Integrated Project Team Criteria (architect, heating-ventilation-air-conditioning [HVAC] engineer, landscape architect, civil engineer, contractor, Facility Manager) B. Durability Planning and Management (e.g. material lifecycle, building re-use) C. Innovative and Regional Design (regional green design and construction measures as appropriate and established requirements) VII. Project Surroundings and Public Outreach A. Codes (e.g, building, plumbing, electrical, mechanical, fire protection)
2. Plants and animals (e.g. endangered and imperiled species; native adaptive plants; invasive plant species; Federal wildlife Protection Act; Environmental Protection Agency [EPA] policies; heritage and champion trees; habitat restorations; nesting areas) B. Community connectivity- services (nearby amenities; natural amenities; water trails; opportunities for joint use of facilities such as allowing community access to a school playing field) C. Development 1. Building and land (e.g. open space; building footprint; development footprint; specific landscaping restrictions such as use of pollen-free plant materials; visual and/or physical connection to landscape/garden/nature; security requirements that influence site issues such as in healthcare-Alzheimers; psychiatric patients) 2. Lighting (e.g. light pollution; interior and/or exterior light trespass; lighting zone; maximum candela; lighting power densities) D. Climate conditions (e.g. seasonal changes; solar availability & clear sky data such as sun path diagrams/ charts; day lighting and lighting on streetscapes; precipitation data such as annual averages; temperature such as heating and cooling degree days; relative humidity) II. Water Management A. Water treatment (e.g. techniques such as packaged biological removal systems, constructed wetlands, and high efficiency filtration systems) B. Stormwater (e.g. rate: imperviousness, pre-development and post-development discharge rate, retention and detention) C. Irrigation demand (e.g. evapotranspiration, landscape coefficient such as plant species factor, planting density, microclimate factor) III. Project Systems and Energy Impacts A. Energy performance policies (e.g. Minimum Energy Performance: building simulation model; Carbon footprint; intensity-BTU/SF; emissions reductions; building orientation; ASHRAE Advanced Energy Design guides) B. Building components (e.g. building envelope; HVAC; service water heating; power; lighting; other equipment; lighting power density; receptacle load; insulation; windows) C. On-site renewable energy (e.g. wind; solar; passive solar; geothermal; biomass; low impact hydro; biogas) D. Third-party relationships--requirements (e.g. prescriptive and performance requirements for Commissioning Agent; design and submittal review; systems manual; follow-up by Commissioning Agent; third party duty requirements) E. Energy performance measurement (e.g. measurement verification, building energy simulation vs. metering devices, payment accountability, capability vs. plan; International Performance Measurement and Verification Protocol [IPMVP]) F. Energy tradeoffs (e.g. integration and identification of tradeoffs in energy savings between mechanical, electrical, and building components; lighting design that considers energy use reduction and lighting power density relationship with daylighting) G. Sources (e.g. central plants; distributed energy (cogeneration); alternative fuels such as biodiesel, H2 fuel cells, woodchip gasification) H. Energy usage (e.g. building schedules; occupancy and off-hours; indoor/outdoor air usage rates and impact on energy performance) IV. Acquisition, Installation, and Management of Project Materials A. Building reuse (e.g. roof, walls, pre-planned conversion of school building to office use) B. Rapidly renewable materials (e.g. bamboo flooring, cotton batt insulation, wheatboard, cork, wool) C. Material acquisition (e.g. certified wood; chain of custody procedures) V. Improvements to the Indoor Environment A. Minimum ventilation requirement (e.g. indoor air quality; natural ventilation; mixed mode ventilation) B. Tobacco smoke control (e.g. prohibiting smoking; designated smoking area; negative pressure; residential units; weather-stripping; blower door test) C. Air quality (e.g. carbon dioxide (CO2) concentration, densely occupied spaces vs. non-densely occupied spaces; HVAC system integration/automation; air filtration [particulate matter reduction practices])
D. Ventilation effectiveness (e.g. heat recovery strategy; breathing zone; exfiltration/infiltration; breathing zone outdoor airflow, natural ventilation design) E. Indoor air quality (IAQ) 1. Pre-construction (e.g. development of IAQ Management Program; outdoor air ventilation; ventilation systems design for the reduction in indoor air pollutants) 2. During construction (e.g. protection of absorptive materials from moisture damage; HVAC protection during construction, handling HVAC operation during construction; moisture control including indoor moisture issues and dehumidification practices; mold prevention and/or remediation) 3. Before occupancy (e.g. HVAC system capability; flush-out procedures, timing requirements for flush-out or testing, air quality testing, contaminant concentrations) 4. During occupancy (e.g. development and implementation of a green cleaning policy; use of products and materials, equipment, procedures; integrated pest management) E. Low-emitting materials (e.g. adhesives and sealants; paints; coatings; carpet; composite wood and agrifiber products; VOCs; urea-formaldehyde; VOC budget option, VOC emissions, VOC content) F. Indoor/outdoor chemical and pollutant control (e.g. entryway systems; walk-off mat contract for cleaning requirement; hazardous gas mixing; pressurize room; door closers; deck-to-deck partitions; MERV 13 for regularly occupied spaces; radon protection, reduction practices for radon gas, other soil gas contaminants) G. Lighting controls (e.g. individual occupant control; task lighting; dual levels; occupancy sensors; daylight sensors; building automation system; window and floor area, geometry factor, visible transmittance, shading devices, light shelves, skylights) H. Thermal controls (e.g. individual occupant control of thermal comfort; operable windows; thermostat; diffusers; radiant panel options; building automation system; thermal comfort design, written plan for corrective action; distribution of space heating and cooling) I. Views (e.g. through interior glazing, vision glazing; glare effects on individuals such as patients, students) J. Types of building spaces (e.g. regularly occupied spaces; individual occupant work spaces; group multi-occupant spaces, classroom and core learning spaces) VI. Stakeholder Involvement in Innovation A. Design workshop/charrette (meeting on integrated green strategies) B. Ways to earn credit (e.g. innovative methods; building as a teaching tool; tailor lighting color to task; Green educational program; residential construction methodologies; tenant guidelines; documentation of sustainable building costs impacts) C. Education of building manager (development of a building manual and a demonstration walkthrough of the green features in the building) VII. Project Surroundings and Public Outreach A. Infrastructure (e.g. access information to sewer and water supply service areas; municipal utilities such as availability and capacity of existing lines, future demand, power & water management district) B. Zoning requirements (e.g. land use change amendments; public hearings) C. Government planning agencies (e.g. Environmental Protection Agency [EPA], local, state, federal, USDA, Public Health Code) D. Reduced parking methods (e.g. shared parking facilities, carpools, car-share, bike secure parking) E. Transit oriented development (e.g. access to train, bus, multi-modal interfaces) F. Pedestrian oriented streetscape design (bike & pedestrian connectivity, vehicular traffic interface, bike lanes)
The primary sources for the development of the LEED Professional Exams are the LEED Rating Systems. The following list of references are not meant to be comprehensive. When combined with the test specifications, the candidate has the material from which the exam is based.
Exam Part 1: LEED Green Associate Exam (designed to test the general knowledge of green buildingpractices and how to support other professionals working on LEED projects) References* Green Building & LEED Core Concepts Guide, 2nd Edition** (available at www.usgbc.org/store) Green Office Guide: Integrating LEED Into Your Leasing Process, Section 2.4 (2009) LEED 2009 for New Construction and Major Renovations Rating System (2009) LEED for Existing Buildings: Operations & Maintenance Reference Guide, Introduction (2009) LEED for Existing Buildings: Operations & Maintenance Reference Guide, Glossary (2008) LEED for Homes Rating System (2008) Cost of Green Revisited, by Davis Langdon (2007) Sustainable Building Technical Manual: Part II, by Anthony Bernheim and William Reed (1996) The Treatment by LEED of the Environmental Impact of HVAC Refrigerants (LEED Technical and Scientific Advisory Committee, 2004) Guidance on Innovation & Design (ID) Credits (2004) Credit Interpretation Rulings (www.gbci.org) Guide to Purchasing Green Power (U.S. EPA, 2004) LEED 2009 for Operations & Maintenance Rating System (2009) LEED 2009 Minimum Program Requirements (2009) Construction Carbon Calculator (buildcarbonneutral.org)
Exam Part 2: LEED AP BD+C Specialty Exam (designed to test the knowledge and skills necessary toparticipate in the design process, to support and encourage integrated design, and to streamline the application and certification process) References* LEED for Building Design & Construction Reference Guide, USGBC (available for purchase at www.usgbc.org/ store > Publications) Sustainable Building Technical Manual: Part II, by Anthony Bernheim and William Reed (1996) Guidance on Innovation & Design (ID) Credits (USGBC, 2004) LEED Online- Sample Credit Templates and Forms (www.usgbc.org) Cost of Green Revisited, by Davis Langdon (2007) Energy Performance of LEED for New Construction Buildings: Final Report, by Cathy Turner and Mark Frankel (2008)
* You should also be familiar with the content of the U.S. Green Building Councils Website, usgbc.org, and GBCIs website, gbci.org, including but not limited to LEED Project Registration, LEED Certification content, and the purpose of LEED Online. The U.S. Green Building Councils LEED Website, www.usgbc.org/LEED, also has free access to LEED Rating Systems, LEED Reference guide Introductions, and Checklists beyond those listed above. You will also find a list of abbreviations and acronyms in the LEED for Homes Rating System on pg. 105106 and a helpful glossary of terms on pg. 107114. ** The 1st edition was replaced by the 2nd edition in December 2011.
Sample Questions
Disclaimer: The items listed here were discarded in the process of creating items for the new LEED AP Building Design + Construction exam. The items are provided for your convenience to allow you to better familiarize yourself with the format and general content of items on the exam. The content of these items, while representative of the type of questions on the LEED AP BD+C exam, does not necessarily mirror the content that will appear on the actual exam. Further, your ability to correctly answer these sample items does not in any way predict or guarantee your ability to successfully answer questions on the actual LEED AP BD+C exam.
2: D. The connection to basic community resources is present. This question aligns itself with: II. Project Site Factors B. Community connectivity 2. Pedestrian Access 3: B. irrigation. This question aligns itself with: III. Water Management A. Types and quality of water 4: A. HFC-23 This question aligns itself with: IV. Project Systems and Energy Impacts A. Environmental concerns
5: D. List only the portion within the required radius This question aligns itself with: V. Acquisition, Installation, and Management of Project Materials B. Locally (regionally) harvested and manufactured materials
2: C. 109,200 gallons (413,366 liters) This question aligns itself with: II. Water Management A. Water treatment
3: D. Shading devices and light monitors instead of 3. The proposed design has south facing glazing film, reducing the glazing area providing 80% of with a high visible transmittance. The team is space access to daylight, and 90% space with views considering applying tint film in order to reduce the loading on the HVAC system. Which of the This question aligns itself with: following achieves Indoor Environmental Quality, III. Project Systems and Energy Impacts Daylight and Views Credit? F. Energy tradeoffs A. Film on glazing, providing 70% of space access to daylight, and 88% space with views B. Reducing the area of glazing, providing 65% of space access to daylight, and 78% space with views C. Shading devices instead of film, providing 75% of space access to daylight, and 93% space with views D. Shading devices and light monitors instead of film, reducing the glazing area providing 80% of space access to daylight, and 90% space with views Valid for June 2012
This question aligns itself with: V. Acquisition, Installation, and Management of Project Materials A. Building reuse
5. B. Reduced heat load results in reduction in the number and size of air conditioning equipment This question aligns itself with: V. Improvements to the Indoor Environment K. Lighting controls
6: A school (non-university) is built on a large parcel of land. Ninety-five percent of the students live within a 3/4 mile (1.2 kilometers) walking distance from the main entrance of the school. What must the project also provide to maximize the number of points earned in Sustainable Sites? A. Separate pedestrian and bike routes from vehicular traffic B. Shuttle service for pedestrians during inclement weather conditions C. Pedestrian access from at least 50% of the residential neighborhoods D. Dedicated bike lane that extends to the end of the school property in one direction
6: A. Separate pedestrian and bike routes from vehicular traffic This question aligns itself with: VII. Project Surroundings and Public Outreach F. Pedestrian oriented streetscape design
Exam Scheduling
1. Go to www.prometric.com/gbci to schedule an exam appointment. Enter your Eligibility ID to proceed with selecting a test site, scheduling a date and time and entering payment information. 2. When the exam appointment is scheduled, you will receive a confirmation number onscreen and from Prometric through an email. Record your confirmation number. You will need this confirmation number to confirm, cancel, or reschedule your appointment through the Prometric website, www.prometric.com/gbci. You will not be able to confirm, reschedule, or cancel with your Eligibility ID. Once you have scheduled an exam, please print your confirmation notice from Prometric. Keep your confirmation notice for any communication with Prometric about your exam. If you do not receive a confirmation email from Prometric, please call Prometric customer service. Please see the Contact Information section for your local Prometric phone number.
Your GBCI account does not have a real-time link to Prometric. Please do not check your GBCI account or contact GBCI for Prometric appointment information. Your My Credentials account will not display your appointment information, until after your exam has been delivered and your results have been returned from Prometric. Your GBCI account will show your exam results as Pending until GBCI receives your test results from Prometric.
Examples of acceptable documentation for excused absences: Illness: Doctors note, emergency room admittance, etc. Must be signed by a licensed doctor Must include the date of the medical visit Must include contact information for the licensed doctor Does not need to give details of the illness or emergency, but if it does not, the doctor should at least indicate that the candidate should not test. Death in the Family: Death certificate or doctors note Must be signed by a licensed doctor or mortician Must include the date Must include contact information for the doctor or mortician Traffic Accidents: Police report, receipt from the mechanic or towing company Must include the date Must include contact information Court Appearance: Court or jury summons, subpoena Must include the date Must specifically name the candidate Military Duty Must have the date Must specifically name the candidate This list is not exhaustive. Valid for June 2012
Bulk SchedulingTo schedule five or more candidates at one time, you may use Prometrics Bulk Registration process. First, candidates should individually apply and register for the exam at My Credentials. (See Applying for an Exam and Registering for an Exam.) Go to www.prometric.com/gbci, select Schedule Exam, select your location, and click Bulk Registration. Enter each candidates Eligibility ID number and provide payment information to pay the exam fees in bulk. Alternatively, call Prometrics Bulk Registration line and provide each candidates Eligibility ID number over the phone. Please see the Contact Information section for your local Prometric phone number.
5) Pre-Exam Checklist
Identification RequirementsCandidates must provide valid, unexpired ID with a signature, a photograph that looks like the candidate, and an expiration date. Acceptable examples include: Identification with photo and signature Passport Drivers License Military ID Signed Photo Check or Credit Card Identification with signature Signed Check Card Signed Credit Card
Unacceptable forms of ID include but are not limited to an expired ID, an ID without an expiration date, and a Social Security Card.
Name RequirementsYour given name (first name) and surname (last name) in My Credentials must match the given name (first name) and surname (last name) on the identification you will present at the test center. If the names do not match, you will not be allowed to test and you will forfeit the exam fee. To change your name, contact GBCI at www.gbci.org/contact > Name Changes or at 1-800-795-1746, within the US or +1-202-828-1145, outside the US. The following examples are examples of non-compliance with the name policy and are NOT allowed to test: Nicknames Michael Jones Mike Jones James Smith Jimmy Smith Missing given name Sarah Catherine Black Catherine Black John Robert Butler Robert Butler Different given name Lee Chang John Chang Different surname Diane Cooper Diane Gray Initial(s) instead of given name D. J. Baker Daniel Jonathan Baker M. Jason Watson Mark Jason Watson Informal given names Skip Taylor Robert Taylor Misspellings/Typos Thomas Mikker Thomas Miller For candidates whose names conform to the cultural naming customs of using two surnames or the cultural naming customs of placing the surname before the given name, the following are allowable: Two surnames Jose Garcia Flores = Jose Garcia Jose Garcia Flores = Jose Flores Surname preceding given name Lee Ming = Ming Lee
Computer-Based TestingThe LEED Professional Exams are computer-based tests, but candidates do not need extensive computer experience to take a test. Exam questions and answer options are displayed on screen. The computer records your responses and times your exam. You are able to change your answers, skip questions, and flag questions for later review. Before starting the exam, you will have the option of taking a short tutorial to familiarize yourself with the computer testing environment. You will have ten minutes to spend on this tutorial. This time will not be deducted from the time you are allotted to the complete the exam. Test site proctors are available to answer questions you may have about the computer-based testing system, but they cannot answer questions about the content of the exam itself. GBCI encourages candidates to participate in the tutorial in order to familiarize themselves with the exam format. Be aware that if a candidate exits the exam session, the exam cannot be restarted. In the event that a software or hardware problem occurs before or during the test, please wait to see if the test center administrator, with assistance from Prometric technical support, can resolve the problem. In the event a computer must be restarted, the computer software has been designed to suspend testing time until the computer is operating again. If your exam cannot be administered because of technical difficulties, your exam will be rescheduled at your earliest convenience.
Test SecurityTo ensure the integrity of the LEED Professional Exams, specific measures are enforced during the administration of your exam. Before taking the examination you will be required to accept a nondisclosure agreement which prohibits any disclosure of exam content: Test questions and answers are the exclusive property of GBCI. The examination and the items (questions and answers) are protected by copyright law. The exam may not be copied or reproduced in part or in whole, by any means whatsoever, including memorization. Future discussion or disclosure of the content of the exam, orally or in writing, or by any other means, is prohibited. Theft or attempted theft of exam items is punishable to the fullest extent of the law. Failure to comply with the agreement will prevent you from testing. You will be observed at all times while taking the exam. This may include direct observation by test center staff, as well as audio and video recording of your exam session. Your participation in irregular behavior in or around the test center during the exam may result in invalidation of the results of your examination, termination of your candidate status, civil liability, criminal prosecution, or other appropriate sanctions.
Exam Results
All LEED Professional exams are scored between 125 and 200. A score of 170 or higher is required to pass. Your exam score will be displayed on screen at the end of the exam and you will receive a printed report of your results from test center staff. For the LEED AP combined exams, you must earn a 170 or higher on both parts within the same application period to earn the credential. Within 72 hours of your appointment, your exam results will be processed, your My Credentials account will be updated, and, if applicable, your listing will be added to the LEED Professional Directory. Your LEED Professional Directory preferences can be edited at any time in your My Credentials profile.
CertificatesOnce your exam results have been processed, you can request your certificate in My Credentials. Certificates are available in two forms: PDF softcopy (available for download at any time for free) and a hardcopy (one free per reporting period, additional copies cost $25 each). If your certificate arrives damaged or does not arrive at all, please request a free replacement at www.gbci. org/contact > Certificate Requests.
Candidate ConfidentialityGBCI recognizes your rights to control personal information. GBCI policy is designed to safeguard this information from unauthorized disclosure. You can change your preference to be contacted by third parties through your My Credentials profile: www.gbci.org > My Credentials > Update Profile. To protect your rights to control score distribution, exam scores are released only to you, the test taker and authorized GBCI staff. GBCI does not release test scores except for use in research studies that preserve your anonymity. In addition, GBCI does not release any account details to any third parties without the candidates written permission. Official statistics regarding the LEED Professional exams, including all item performance data, individual data, and demographic data, will be considered confidential unless officially released by GBCI. Candidates scores will always remain confidential unless released with written consent of a candidate.
Contact Information
Prometric1501 South Clinton Street Canton Crossing Tower, 14th Floor Baltimore, MD 21224 Website: www.prometric.com/gbci Prometrics website is available for scheduling, rescheduling, cancelling, and confirming exam appointments 24 hours per day. To schedule an exam, you will need to have first applied and registered with GBCI. To reschedule, cancel, or confirm an exam appointment, you will need your Prometric issued 16-digit confirmation number. Prometric Call Centers: North America: Customer service: To schedule, reschedule, cancel and confirm appointments or for general testing information (Monday to Friday, 8:00 to 20:00 PM ET [GMT -5]) Candidate care: For any problems encountered during your experience with Prometric (Monday to Friday, 8:00 to 21:00 ET; Saturday, 9:00 to 17:00 PM ET [GMT -5]) Bulk Registration (five or more candidates) Special Conditions (Candidates with disabilities) Fax Latin America: To schedule, reschedule, cancel and confirm appointments or for general testing information Asia/Pacific: China (Monday - Friday, 8:30 to 19:00 GMT +10:00) India (Monday - Friday, 9:00 to 17:30 GMT +05:30) Japan (Monday - Friday, 8:30 to 19:00 GMT +10:00) Korea (Monday - Friday, 8:30 to 19:00 GMT +10:00) Australia, Hong Kong, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand and all other Asia/Pacific countries (Monday - Friday, 8:00 to 20:00 GMT +08:00) Europe, Middle East, Africa: Europe Middle East (Sunday to Thursday) North Africa (Sunday to Thursday) Sub-Sahara Africa 888 215 4154 800 853 6769 800 774 1292 800 967 1139 800 853 6781 +1 443 751 4995
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Lucy Corin
Lucy Corin
|Chicago, Illinois
|Alma mater
|Duke University
Brown University
|Literary fiction, Avant-garde fiction
|Notable awards
|Creative Writing Fellowship, National Endowment for the Arts, 2015
Rome Prize, (2012)
Pushcart Prize nominee,1994, 2006, 2007, 2009, 2010, 2011, 2012
Yaddo Residency, 2010
Lucy Corin is an American novelist and short story writer. The winner of the 2012 American Academy of Arts and Letters John Guare Writer's Fund Rome Prize, Corin was awarded a National Endowment for the Arts creative writing fellowship in 2015.[1][2]
Her collection of short stories, One Hundred Apocalypses and Other Apocalypses, was published by McSweeney's in 2013. Bustle wrote: "Corin caters to our fascination with neuroses and habits, and by exaggerating aspects of our thought processes and societal quirks, she leaves us thinking deeply about parts of humanity we don't often examine under a magnifying glass."[3] A review by Jonathan Deuel in the Los Angeles Review of Books read: "The dreamy, fairy-tale qualities and allegorical ambitions of these stories are tempered with sophistication and terror, making One Hundred Apocalypses and Other Apocalypses ageless...I'm frightened by Corin. I'm dazzled by her writing."[4]
Corin's stories have appeared in The Mid-American Review, Conjunctions, Tin House, Ploughshares, PEN America, and the Iowa Review. She is anthologized in the 1994 Iowa Anthology of Innovative Fiction and both the 1997 and 2003 editions of New Stories From the South and "Madmen," originally published in "One Hundred Apocalypses," was included in the 2015 anthology, New American Stories, edited by Ben Marcus.[5] Her novel, Everyday Psychokillers: A History for Girls was published in 2004 by FC2. Her short story collection, The Entire Predicament was published in 2007 by Tin House Books.[2]
She is the Program Director for the University of California, Davis Creative Writing Program.[6][7]
Awards and distinctions[edit]
- National Endowment for the Arts, Creative writing fellowship, 2015
- American Academy of Arts and Letters John Guare Writer's Fund Rome Prize, 2012
- Yaddo Residency, 2010
- Margaret Bridgman Fellow in Fiction, Bread Loaf Writers' Conference, 2008
- Walter E. Dakin Fellow, Sewanee Writers' Conference, 2006
- 100 Apocalypses and Other Apocalypses (short story collection) McSweeney's, September 2013 ISBN 9781938073335
- The Entire Predicament (short story collection) Portland, OR: Tin House Books. 2007 ISBN 978-0-9776989-8-1
- Everyday Psychokillers: A History for Girls (novel) Tallahassee: FC2. 2004 ISBN 1-57366-112-0
Further reading[edit]
- Lucy Corin's Essay at Largehearted Boy: Book Notes
- Seven Small Apocalypses, PEN.org
- Excerpt from The Entire Predicament
- ^ "2012 John Guare Writer's Fund Rome Prize, a gift of Dorothy and Lewis B. Cullman". 2012. American Academy. Retrieved 11 January 2014.
- ^ a b Tinloy, Marissa. "HONEST SPACE: AN INTERVIEW WITH LUCY CORIN". February 4, 2013. The PEN Center USA. Retrieved 12 August 2013.
- ^ Thomas, Kelsey (August 14, 2013). "Lucy Corin's Short Story Collection, 'One Hundred Apocalypses and Other Apocalypses,' Addresses the Disturbing Playfully". Bustle. Retrieved 31 January 2016.
- ^ Dueul, Jonathan (October 30, 2013). "Boats Are in Trees and Photocopiers Are on the Beach: Lucy Corin's "One Hundred Apocalypses and Other Apocalypses"". Los Angeles Review of Books. Retrieved 31 January 2016.
- ^ Lasdun, James (August 12, 2015). "New American Stories edited by Ben Marcus review – a landmark anthology". The Guardian. Retrieved 31 January 2016.
- ^ Kumamoto, Akira Olivia. "Creative Writing Program names new director". October 24, 2013. The Aggie. Retrieved 11 January 2014.
- ^ "Lucy Corin". 2013. UC Davis. Retrieved 11 January 2014.
External links[edit]
- 20th-century American novelists
- University of California, Davis faculty
- Living people
- 21st-century American novelists
- American women novelists
- 20th-century American women writers
- 21st-century American women writers
- 20th-century American short story writers
- 21st-century American short story writers
- People from Chicago


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1989 Mustang Gt Convertible 87k Miles All Original Fox Body
Price: - Item location: Gettysburg, Pennsylvania, United States
- Make: Ford
- Model: Mustang
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- Color: Blue and Silver
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- Power options: Air Conditioning, Cruise Control, Power Locks, Power Windows
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- Vehicle Title: Clear Want to buy? Contact seller!
1989 Ford Mustang GT1989 Mustang GtDark Shadow Blue and SilverConvertible
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For several years, it's been my experience and opinion that idiocy and failure has been rampant within the technology and management functions of Lexis/Nexis, including its "Advantage" program. A new example is shown below. It is a screen shot of the useless error message that shows up when I try to sign in from my
Class Actions
Headline News from Pro Publica: "Here's How TurboTax Just Tricked You Into Paying to File Your Taxes"
Hmmm – it will be interesting to see if state AG's and/or private class action lawyers successfully sue Turbo Tax for its bait and switch tactics, as documented in detail by Pro Publica in an April 22, 2019 article.
From Canada and Japan: Yet Another Mass Tort Bankruptcy, and Possible Fraudulent Conveyance: Big Tobacco Responds to the Class Action Verdict in Quebec
A tobacco company is the latest entity to use bankruptcy to try to limit its obligations for a mass tort. This instance, however, is different because the bankruptcy is in Canada, ownership of the tobacco entities ties to Japan, and the bankruptcy follows on after restructuring efforts that a trial judge viewed as probably illegal…
Fresenius As "Event Driven" Litigation; The Delaware Supreme Court Rapidly Affirms the Trial Court Ruling That Fresenius Properly Invoked the Material Adverse Event Clause
Over the last couple of years, defense oriented commentators have used the meme "event driven securities litigation" as part of complaining about the increasing volume of class action litigation. From my perspective, there could be merit to some complaints, but the meme is far too broad and all "event driven" cases are not equal. Why?…
F Cubed Suits – "The Myth of Morrison: Securities Fraud Litigation Against Foreign Issuers"
A detailed data driven study of securities lawsuits before and after Morrison is the subject of a new paper by Professor Davidoff Solomon and colleagues. A summary is online in a November 21, 2018 article at Harvard.edu; the full paper is available for download at SSRN. Part of the summary is pasted below.…
Class Actions in Europe: "Collective re-dress: all talk and now trousers"
Some years back, a few people (including me, in 2010) bucked conventional wisdom and predicted the rise of class actions in Europe. See, for example, my 2010 post at https://www.globaltort.com/2010/03/be-careful-what-you-wish-for-in-litigation-might-that-rule-apply-to-the-iqbaltwombly-pleading-standard/.
In fact, class actions continue to expand in Europe. For a timely and useful article providing news on the latest possible expansion, see "Collective …
All Time Top Canadian Class Action Settlements
A list of the all time top Canadian class action settlements is summarized and linked to in a June 28, 2018 post at D&O Diary. The report is from ISS.
"ILR at 20: Despite Victories for General Counsel, Plenty of Challenges Ahead"
Interesting June 25, 2018 interview/article in Corporate Counsel on the expansion of the ILR through acquisition of news media, and its expansion around the globe. The article arises from ILR reaching 20 years. Among other things, Ms. Rickard comments that litigation funding and the global spread of litigation are important developments that will shape the…
Plaintiff Firms Attack Each Other Regarding Strategic Tactics in Claims Related to M & A Deals:
It remains fascinating to think about due process, res judicata, and the topic of strategic settlements in class actions. One set of deals prompted rancor between both plaintiff firms and defendants, as is described in "This is weird: Securities class action defendant wants to block lead counsel appointment"as is described in a February 28 2018 …
Perhaps "American Pipe" Will Survive, After All?
Judging by oral argument questions at SCOTUS, one legal analyst suggests the American Pipe tolling doctrine seems likely to live on to toll statutes of limitation, as opposed to statutes of repose. See Ronald Mann, Argument analysis: Justices dubious about limiting precedent that tolls statutes of limitations to permit "stacked" class actions, SCOTUSblog (Mar.


text: saved for future color grading. The Webbased LUT browsing tool allows users to access hundreds of ACES-based camera LUTs from Fujifilm, including many with negative and positive film-stock emulations. In addition, Mini Manager Plus+ has the capability of importing and exporting LUTs from many different color-corrector format types, allowing simple exchange of looks between the set and post house. For digital-imaging technicians and colorists, the new Tone Curve tool and 12-vector color manipulation functions will be particularly beneficial. The enhanced color-measurement tool in the monitor-calibration section now features automatic grayscale and RGB measurements for demanding color professionals. For additional information, visit www.fujifilm.com/products/motion_picture/. Tiffen Goes Solo The Tiffen Co. has announced the availability of the Steadicam Solo camera stabilizer. Ideal for both DSLRs and camcorders, the Solo can be used handheld, as a monopod or with a Steadicam arm and vest. It boasts a sleek and lightweight frame, and durability to match the larger Steadicam models. Capable of being folded to a compact 25"x6" profile, the Solo system readily supports cameras weighing up to 10 pounds. The closely engineered three-axis gimbal design enables the precise movements and excellent stability demanded by professional operators, while the ergonomic foam handle and grips - which control the four-section telescopic post - provide a high level of comfort. Other features include a quickrelease camera-mounting plate, push-on lock, push-button release, positive-positioning clamping, standard 1⁄4-20 and 3⁄8-16 camera mounting, and simple dual knob fore-aft vernier adjustment. The Steadicam Solo is available as an upgradeable handheld camera stabilizer or as a complete system with sled, arm and vest. For additional information, visit www.tiffen.com/steadicam. 102 April 2015 Pictorvision Flies Heavy-Lift Drones Pictorvision has announced that it has received FAA approval to fly two new heavy-lift drones for aerial cinematography. Pictorvision's two new drones are the PV-HL1, which will fly a Red Dragon for up to 15 minutes, and the PV-HL2, which will fly a Red Dragon for up to 20 minutes. "Alternatively, we can trade off some of this extended flight time in order to fly heavier payloads, up to 20 pounds, allowing productions even greater choices in cameras and lenses," notes Tom Hallman, Pictorvision's president. The two new drones join Pictorvision's original PV-ML1 medium-lift unmanned aircraft, which carries a GH4 camera package and has already successfully shot for multiple clients. For additional information, visit www.pictorvision.com. Kodak Announces Studio Support Kodak has announced that it has finalized new film-supply agreements with all six major Hollywood studios. As part of these agreements, Kodak will continue to provide motion-picture film to 20th Century Fox, Walt Disney Co., Warner Bros. Entertainment Inc., NBC Universal Inc., Paramount Pictures Corp. and Sony Pictures for their movie and television productions. "Film has long been - and will remain - a vital part of our culture," says Jeff Clarke, Kodak's chief executive officer. "With the support of the studios, we will continue to provide motion-picture film, with its unparalleled richness and unique textures, to enable filmmakers to tell their stories and demonstrate their art." The agreements make it possible for Kodak to continue to manufacture motionpicture film while also pursuing new opportunities to leverage film production technologies in growth applications, such as American Cinematographer touch screens for smart phones and tablet computers. This also positions the company to remain the premier supplier of camera negative, intermediate stock for postproduction, and archival and print film. "With the support of the major studios, the creative community can continue to confidently choose film for their projects," says Andrew Evenski, Kodak's president of Entertainment & Commercial Films. "We've been asking filmmakers, 'What makes a project film worthy?' Their responses have varied from the need for its exceptional depth to its distinctive grain, but overwhelmingly, the answer is 'the story.' They need film to tell their stories the way they envision them, and hold a strong desire for it to remain a critical part of their visual language. Enabling artists to use film will help them to create the moments that make cinema history." For additional information, visit www.kodak.com/go/motion. Rosco Expands Backdrop Rentals Rosco has launched the SoftDrops line of fabric backdrops for the film and television industry. Printed on woven cotton and offered in Frontlight, Backlight or Day/Night Backdrop technologies, SoftDrops can be produced in seamless sizes as large as 40' high by 170' wide. This large, seamless size allows filmmakers to shoot from any angle or position, avoiding visible seams. The ultra-matte finish is semitranslucent and requires less light to illuminate than vinyl. Rosco has also announced the expansion of its North American rental facilities for its award-winning backdrops. Rosco's backdrop rental inventory will now be stored and shipped from Stamford, Conn. as well as the existing Sun Valley, Calif. facility, minimizing the shipping time and cost to customers working in the eastern part of the region. As in the Sun Valley location, Rosco backdrops are also available for same-day pickup from Stamford. Rosco Digital Imaging has supplied backdrops for the film and television industries for more than 20 years. The rental inventory consists of more than 1,000 backdrops, and can be viewed on the Rosco Digital Imaging database at www.roscodig ➣ ital.com.http://www.fujifilm.com/products/motion_picture/ http://www.kodak.com/go/motion http://www.pictorvision.com http://www.tiffen.com/steadicam http://www.roscodigital.com http://www.roscodigital.com


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Ideally we all would like to know the amount of risk involved before making a decision. That's why we evaluate the side-effects before trying out a new medication, check online reviews before eating
at a restaurant or check a vehicle's motor history before purchasing a
used car. It's safe to say that knowing certain information pertaining
to risk helps us to understand what we're really getting ourselves into,
especially as it pertains to investing in rental property.
Knowing the true risk of a rental property reduces losses even when unexpected
events occur. Historically, commercial underwriters have approached the problem
of assessing risk with a mixture of tactics
such as: Examining prior losses, reviewing ownership information, and weighing
historical property characteristics in addition to other external risk factors that may
play a role, such as local crime rates.
An underwriter may review the prop-erty using an internet search for picturesof the property and by obtaining resi-dents' reviews or complaints about prop-erty management. Underwriters may alsoissue a loss control inspection to reviewthe roof, property maintenance and otherpotential hazards to assist in the overallproperty risk assessment.However, without incorporating resi-dent data into the under writing process, it'shard to paint a comprehensive picture. Thatsaid, insurers can gain valuable insight toassess the risk for every property by usingpredictive analytics. Here are some tips toconsider during the underwriting process.
Some insurers will manually review rental rates to determine the quality of the
resident risk. However, rental rates do
not give a clear picture because they can
vary significantly by region and do not
precisely assess the residents' overall risk
profile. Reliance on benchmark pricing
to determine an overall rate also requires
understanding an area's price points.
Today's habitational insurance market is
similar to the 1980s homeowners' market when the industry relied on property
characteristics and inspections for pricing and underwriting information. The
homeowners' industry learned that one of
the most important underwriting factors,
the resident owner, was missing from their
pricing and underwriting process. As a result, the industry made huge segmentation
gains from the creation of insurance scores
based on the resident (or owner's) credit.
New technology and real-time resident
data can help commercial residential insurers aggregate information such as the
occupants' ages, the age distribution for the
entire property and the average occupant
tenure. Then, a tenure distribution can be
performed to identify residents at a given
address, enabling commercial underwriters
to obtain a single aggregated risk profile of
the residents. Now the insurer has the entire
picture, which includes a risk score, average
age and tenure to weigh into the model.
A property usually displays a complex combination of insurance risks. A multi-resident
property can include good insurance risks,
poor insurance risks, or any mix of the two.
Unlike personal credit lines that rely on a single report, the system must account for the
HabScore 780 720 840


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- Full control of transfers & the best coach's wage in world football - Why Zidane agreed to return to Real Madrid13:34 | 12/03/2019
It didn't look likely, but the Frenchman was eventually convinced to return to his former post – and Goal outlines the reasons behind his decision.
Photo by: Getty Images
Zinedine Zidane is back.
What seemed an impossibility not so long ago has come to fruition after the work president Florentino Perez put in to convince the French legend to return.
The relationship between the pair has always been special. They admire each other, with Real Madrid their shared passion, and it is that passion that sees the three-time Champions League-winning coach once again grace the dugout in Spain's capital after just eights months away.
"The team needed a change in order to keep winning," Zizou himself said at his unveiling.
What seemed like the ideal option for the club has become a reality, but the great respect and relationship that Perez and Zidane have is not the only reason the latter was convinced to take the job once again.
The main condition on which Zidane's return hinged upon was power. Goal has learned that the iconic boss will have full power over the management of the first team – that is to say that he will have control over both arrivals and sales of personnel.
In modern football as a whole, never mind at the game's biggest superpower, handing that kind of responsibility to a coach is unprecedented.
Unprecedented, but necessary in this case. Part of the reason Zidane left in June was that he could only make minor tweaks to the squad rather than drastic changes. If Madrid want to win again, they need to make those changes and the right man to administer them.
To command a dressing room of huge egos a coach needs not only a voice, but a voice backed by the Bernabeu's board. Zidane has such backing this time around.
In addition, Zidane's power will be further consolidated by becoming the highest paid coach in world football, Goal can confirm.
Given his incredible CV and legacy at the club, a Galactico wage for a Galactico manager appears no less than he deserves as he put pen to paper on a deal that stretches until 2022.
Zidane was always the first choice to replace Solari at an ailing Madrid side and, at boardroom level, his return is seen as the best news in an otherwise disastrous season.
Source – Goal.com
Tiêu điểm
Portrait of famous people
- Le Huynh Duc is former captain of Vietnamese national Football team. He is currently coaching SHB Ðà Nẵng.
- Manchester United manager Sir Alex Ferguson is to retire at the end of the season.
- Striker Le Cong Vinh is playing for SLNA
- Lionel Messi became the best scorer in a year with 91 goals in 2012.


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It's never too early help kids improve the financial literacy of the young people in your life.
Key Takeaways
Research shows that high-net-worth individuals care more about the impact of wealth on their heirs than how much (or how little) wealth will be passed on.
The average American college student graduates with $37,000 in student loan debt.
Two thirds of affluent Americans think the young people in their lives place too much emphasis on material possessions. Over half think they are naïve about the value of money.
Does great wealth really bring fulfillment? An ambitious study of the highly affluent by Boston College suggests not. The study found a surprising litany of anxieties: their sense of isolation, their worries about work and love, and most of all, their fears for their children.
Further reinforcing that finding, the biannual U.S. Trust Survey of Affluent Americans asked parents what they worried about most. Their primary worries had nothing to do with tax or wealth-transfer issues. No, their top six concerns were centered on the impact of wealth on their heirs!
65 percent said: "Too much emphasis on material things"
55 percent said: "Naive about the value of money"
52 percent said: "Spend beyond their means"
50 percent said: "Initiative could be ruined by affluence"
49 percent said: "Won't do as well financially"
42 percent said: "Hard time taking financial responsibility"
Research found that the greatest fear of affluent successful people is not about making more money, or protecting what they have—it's about how their wealth will affect their heirs and their heirs' families. Dr. Bob Kenny, the principal researcher of the Boston Study and also a visiting faculty member at the Institute for Preparing Heirs, stated that philanthropy is an excellent vehicle for discovering meaning and value in the wealth that heirs receive. Philanthropy he once said, "helps teach the giver that money sometimes carries its burden with it and can harm or unsettle a recipient if given without caution."
Perhaps participating in the act of philanthropy gives an heir a clearer view of some of his or her own personal feelings about inheriting wealth.
You might say the big secret is that the rich consider their greatest treasure to be their children, not their financial assets. To hear that about the rich may alter conventional wisdom at a time when we are facing the largest transfer of wealth in history—almost $1 trillion dollars a year will be passed down to future generations for the next 50 years in the United States alone! Couple that with a historic post-transition loss rate of 70 percent and you have both a tragedy and an opportunity in the making.
Learn how to initiate conversations about the topic of money and its impact on the future generations in your family. It's the primary concern of the parents (not just the latest tax regulations).
In the future, well-prepared parents and grandparents will help complete the second half of the estate-planning equation—preparing their heirs for the assets. That is the future of estate planning—and good parenting.
Thanks to The Financial Awareness Foundation, (TFAF) April is officially Financial Literacy Month in the U.S. but there's never a bad time to focus on financial education of the next generations. A lack of financial preparedness has huge societal costs, and in the coming years as Americans age, these costs will likely increase.
We need to educate all young Americans about the importance of starting early. For example, young workers will need to save close to $1,000 per month to remain in the middle class; $925 per month for 30 years at 8 percent grows to $1.26 million, but that amount saved for 20 years only grows to about $508,000. Young people are often surprised to learn that the few hundred dollars they're saving each month may not be enough to retire into a middle-class lifestyle.
According to TFAF, too many young people and their families are burdened with excessive education debt and other forms of debt. Student loan debt exceeds $1.3 trillion and is the second largest class of consumer debt after mortgages. For instance, the college class of 2016 graduated with an average of $37,000 in student loan debt.
We need early financial education in the home, mainstream financial literacy programs starting at a young age, and government funding for a public awareness campaign much like those on public health and safety issues. It should be incorporated into school curricula, media campaigns, corporate wellness programs, and, most importantly, ongoing parental discussions.
The next step is for you to take action. Encourage the young people in your life to educate themselves about financial freedom. They can start by reading some articles, using a mobile budgeting app, or signing up for a personal finance class at a community college. Encourage them to try to live on less than they earn each month and automatically save the difference. While they may be able to save only a little, it is OK to start small and grow into a larger savings plan over time. The key is to start now!
By doing so, you and your heirs will have more financial freedom and personal choice—two worthwhile things that money can help buy. Don't hesitate to reach out to us for assistance with short-term or long-term financial goals you may have for yourself or your young adult children. We're here to help.
Robert J. Pyle, CFP®, CFA is president of Diversified Asset Management, Inc. (DAMI). DAMI is licensed as an investment adviser with the State of Colorado Division of Securities, and its investment advisory representatives are licensed by the State of Colorado. DAMI will only transact business in other states to the extent DAMI has made the requisite notice filings or obtained the necessary licensing in such state. No follow up or individualized responses to persons in other jurisdictions that involve either rendering or attempting to render personalized investment advice for compensation will be made absent compliance with applicable legal requirements, or an applicable exemption or exclusion. It does not constitute investment or tax advice. To contact Robert, call 303-440-2906 or e-mail email@example.com.
The views, opinion, information and content provided here are solely those of the respective authors, and may not represent the views or opinions of Diversified Asset Management, Inc. The selection of any posts or articles should not be regarded as an explicit or implicit endorsement or recommendation of any such posts or articles, or services provided or referenced and statements made by the authors of such posts or articles. Diversified Asset Management, Inc. cannot guarantee the accuracy or currency of any such third party information or content, and does not undertake to verify or update such information or content. Any such information or other content should not be construed as investment, legal, accounting or tax advice.