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Welcome Address
Nicolas Mackel, CEO, Luxembourg for Finance
The Luxembourg Renminbi Forum gathers high-level speakers and industry practitioners to discuss Chinese policy in the context of the country's transformation from an investment to a consumption-led economy.
For the 4th consecutive time, the Forum will provide an enriching platform for panels to address the Chinese government's steps to further reform its market economy. Discussions aim at introducing the different channels for foreign investors to invest into China and vice versa, Chinese investors' options to invest abroad. Further topics include China's needs and programs in green finance and the explosion (skyrocketing development) of mobile payments. The Forum will also give an outlook on the future of Europe's relations with China in financial services.
The one-day conference is a unique opportunity to leverage extensive knowledge and networking, bringing together an international audience of investors and policy makers in the elegant venue of the Philharmonie in Luxembourg.
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Nicolas Mackel, CEO, Luxembourg for Finance
HE Huang Changqing, Ambassador of the People's Republic of China to Luxembourg
HE Pierre Gramegna, Minister of Finance, Luxembourg
China's economy is proving more resilient than many Western commentators thought. The Yuan devaluates in a controlled manner and GDP growth is still outstanding. Beijing has started to tackle the challenges at the heart of the economic transformation of China's economy. Where are we in this process and what reforms can we expect for Xi Jinping's second mandate?
Moderator: Yanqing Yang, Deputy Editor-in-Chief, Yicai Media Group, Shanghai
Christopher Balding, Associate professor, HSBC Business School of Peking University Graduate School, Shenzhen
Margit Molnar, Head of China Desk, OECD Economics Department, Paris
Leonard Xingrong Zhang, Managing Director, Institute of International Finance, Bank of China Head Office, Beijing
Past turbulences in China's capital markets and lowered growth expectations have turned some investors away from China while others continue to believe in its long-term promise. Global trends towards protectionism and an overall uncertain economic environment demand for risk diversification. What are the general trends among global investors with regard to China's capital markets and what factors are driving their decisions?
Moderator: James Kynge, Emerging Markets Editor, Financial Times, London
Jane Jiang, Partner, Head of PRC Regulatory group, Allen & Overy, Shanghai
Fiona Leung, Senior China Specialist Product Manager, Securities Services, Standard Chartered, London
Fangyu Liu, Senior Manager, Agent Trading, Global Market Department, ICBC, Beijing
Caroline Owen, CEO and Founder, RMB Global Advisors, New York
China's President has put himself in the position of defender-in-chief of globalisation. China and Europe have common interests in a free-trade agenda. How will this play out in the area of financial services? How will Brexit impact the flow of investments between China and the EU?
Moderator: Jonathan Ford, City Editor, Financial Times, London
Felicia Stanescu, Head of the Policy Coordination and International Affairs Unit, Directorate General, European Commission, Brussels
Paola Subacchi, Director of International Economics Research, Chatham House, London
Camille Thommes, Director General, Association of the Luxembourg Fund Industry (ALFI), Luxembourg
Solving environmental challenges is one of China's main concerns and hence the country has set up huge financing capabilities in order to deal with these issues. At the global stage the countryhas joined in the battle to mitigate climate change effects and looking for ways to implement multilateral policies. It is now planning to launch a national carbon-trading scheme that will dwarf the European one.
Moderator: Bob Currie, Editorial Director, Financial Services Research, London
Karine Hirn, Partner, East Capital, Hong Kong
Aldo Romani, Deputy Head of Funding, Euro, European Investment Bank, Luxembourg
Robert Scharfe, CEO, Luxembourg Stock Exchange
Yao Wang, Professor and Director General, International Institute of Green Finance, Beijing
Zennon Kapron, Founder, Kapronasia, Shanghai
The explosion of mobile payments in China goes along with the country's fast growing e-commerce sector. Within five years, the sale of online money market funds has increased a hundredfold. The increase in payments outnumbers European payments by far. Are there lessons to be learned from China's experience? With Chinese going more and more abroad, how can payments in Europe be facilitated?
Moderator: Nasir Zubairi, CEO, Luxembourg House of Financial Technology (LHoFT)
Patrick Hess, Senior Market Infrastructure Expert, European Central Bank, Frankfurt
Siyuan Su, Vice President, China Binary Sale Technology (CBST), Beijing
Ning Wang, Chief Business Officer, PingPong Financial, San Francisco
Ada Xiao, Chief Strategy Officer, Juzhen Financials, Shanghai
Over the course of the last years China has opened up its domestic market for foreign investors. While this process started cautiously and only a few players were granted this opportunity at the start, the initial restrictions decreased over time and the channels also multiplied. Where do we stand when it comes to the RQFII, the Shanghai-Hong Kong Stock Connect and other schemes?
Moderator: Stéphane Karolczuk, Partner, Head of Hong Kong Office, Arendt & Medernach
Chris Edge, Managing Director, PwC, Luxembourg
Gast Juncker, Partner, Elvinger Hoss, Luxembourg
Andrew Malcolm, Partner, Head of Capital Markets Asia, Linklaters, Hong Kong
Marc Robert-Nicoud, CEO Clearstream Holding Frankfurt and Clearstream International Luxembourg
Nicolas Mackel, CEO, Luxembourg for Finance
Read biography
Christopher Balding
Associate Professor, HSBC Business School of Peking University Graduate School, Shenzhen
Read biography
Stéphane Karolczuk
Partner, Head of Hong Kong Representative Office, Arendt & Medernach
Read biography
Fiona Leung
Senior China Specialist Product Manager, Standard Chartered Securities Services, Standard Chartered, London
Read biography
Marc Robert-Nicoud
CEO, Clearstream Holding Frankfurt and Clearstream International Luxembourg
Read biography
Felicia Stanescu
Head of the Policy Coordination and International Affairs Unit, Directorate General, European Commission, Brussels
Read biography
Leonard Xingrong ZHANG
Managing Director, Institute of International Finance, Bank of China Head Office, Beijing
Minister of Finance, Luxembourg
A career diplomat, Pierre Gramegna joined the Ministry of Foreign Affairs in 1983. He was subsequently appointed political and economic affairs advisor to the Luxembourg embassy in Paris in 1988, an office he held for four years before being appointed consul general and director of the Board of Economic Development in San Francisco.
From 1996 to 2002, Pierre Gramegna was Luxembourg's ambassador to Japan and South Korea.
He was subsequently responsible for the Directorate of International Economic Relations at the Ministry of Foreign Affairs.
In 2003, Pierre Gramegna took up the position of director general of the Chamber of Commerce, an office he held until his appointment to the government in December 2013. Prior to joining the government, Pierre Gramegna was a member of the executive board of several companies, including in particular Cargolux Airlines International SA (as chairman from 2004 to 2008), the Luxembourg Stock Exchange (Bourse de Luxembourg), the National Credit and Investment Company (Société nationale de crédit et d'investissement), the Del Credere Office (Office du ducroire), LuxExpo Luxembourg and BGL BNP Paribas Luxembourg SA.
He has also been a member of numerous advisory committees, such as the Tripartite Coordination Committee (Comité de coordination tripartite), the Economic and Social Committee of the Greater Region (Comité économique et social de la Grande Région), the Advisory Committee on Foreign Trade (Comité consultatif du commerce extérieur), the Economic Development Committee (Comité de développement économique) and the National Committee for the Promotion of Entrepreneurship (Comité national pour la promotion de l'esprit d'entreprise).
CEO, Luxembourg for Finance
Nicolas is a career diplomat. He has graduated with a law degree from the University of Aix-en-Provence, and holds two post-graduate diplomas in European law from the Sorbonne University, respectively the College of Europe in Bruges where he then also served as a teaching assistant in the Law Department. He worked as a legal clerk at the European Court of Justice before joining the Ministry of Foreign Affairs in 1999. His assignments focused on the successive EU Treaty negotiations (Amsterdam, Nice, Constitution, Lisbon).
Nicolas was consecutively posted at Luxembourg's Permanent Representation to the EU (2002-07), as Deputy Chief of Mission at Luxembourg's Embassy in Washington DC (2007-11) and as Consul General in Shanghai (2011-13) where he was in charge of promoting Luxembourg's economic interests throughout China as the Executive Director of the Luxembourg Trade and Investment Office.
Master of Ceremony and Moderator, London
Judith Bogner is an event host and TV journalist for international business, finance and geopolitics. Between 2001 and 2011, she was one of the main European anchors for Bloomberg Global Television covering several economic cycles, the events of 9/11 and the breakdown of Lehman with its global fallout. As bridge of communication between opinions, personalities and nationalities, Judith facilitates events for corporate and institutional clients, including the Federation of German Industries, the Brewers of Europe, Luxembourg for Finance, the Dutch Development Bank FMO, State Street, Ergo Insurance and Allianz Global Assistance. Born in Germany, Judith has lived in Switzerland, China, Ukraine, France and Italy. She is bilingual in English-German and also speaks Italian, French and Mandarin Chinese. Judith holds a degree in International Business Management and Chinese from the University of Applied Sciences in Bremen.
Associate Professor, HSBC Business School of Peking University Graduate School, Shenzhen
Christopher Balding is an associate professor finance and economics holding tenure with Chinese characteristics at the HSBC Business School of Peking University Graduate School. A recognised expert in the Chinese economy sovereign wealth funds, he has written a book entitled Sovereign Wealth Funds: The New Intersection of Money and Power published by Oxford University Press. He is a columnist for BloombergViews as well as a regular contributor to the Financial Times. His work has been cited by a variety of global media outlets including the CNBC, Wall Street Journal, and the BBC where he speaks regularly on the Chinese economy and financial markets. His scholarly work has been published in such leading journals as the Review of International Economics, the International Finance Review, and the Journal of Public Economic Theory on such diverse topics as CDS pricing, the WTO, and the economics of adoption and abortion.
Prior to entering academia, Prof. Balding worked in private equity focusing on turnaround and special situations across industries including mining, high technology, water and waste water, natural resources, and food processing becoming junior vice president of operations and finance for portfolio holdings. He received his PhD from the University of California, Irvine and worked in private equity prior to entering academia. He is happily married with two daughters and one son, (all of whom speak Chinese) and lives in Shenzhen, China.
Editorial Director, Financial Services Research, London
Bob Currie is Editorial Director and co-founder of Financial Services Research, a publication that reports on investment strategy, risk and operational performance in the financial services industry. Prior to his current role as financial commentator, Bob worked for much of the 1990s as lecturer and researcher in the UK university sector, specialising in international political economy and development strategy for emerging markets.
He is author of published books in development policy and a Global Securities Operations workbook for the Chartered Institute for Securities & Investment.
Bob graduated in BSc (Hons) Physics from Imperial College London and has Masters and Doctoral qualifications in International Political Economy.
Managing Director, PwC, Luxembourg
Chris has 28 years' experience in the financial services industry, mainly with Chase Manhattan Bank Luxembourg and its successor business under J.P. Morgan. Chris left J.P. Morgan in 2005 to build a business offering savings and investment service propositions for UK retail clients. In 2009/10 he built a mobile payment business in East Africa. Chris re-joined J.P. Morgan in 2011 and was appointed Managing Director of its Luxembourg bank once more.
Chris was appointed Head of HSBC Securities Services Luxembourg in September 2014, and led a reanimation of the business for the next two years. In September 2016 Chris joined PwC in Luxembourg in a new role focused around innovation and transformation solutions for the Asset Management sector.
City Editor, Financial Times, London
Jonathan Ford is the City editor of the Financial Times. He was previously the FT's Chief Leader Writer, and before that Comment Editor of Reuters. He was one of the founders and Deputy Editor of Breakingviews, an online financial commentary website.
Prior to that he worked on the Lex column of the FT. A graduate of Oxford University, he started his career in investment banking, working for Morgan Grenfell, now a subsidiary of Deutsche Bank.
Senior Market Infrastructure Expert, European Central Bank, Frankfurt
Patrick Hess currently serves as Senior Market Infrastructure Expert in the Oversight Division of the European Central Bank (ECB), which is in charge of promoting the safety and efficiency of payment, clearing and settlement systems under the oversight mandate of the ECB.
His prior positions include Senior Economist at the ECB's China Desk, where he was responsible for monitoring and analysing Chinese economic and financial sector developments, and Senior Market Infrastructure Expert in the TARGET2-Securities and TARGET2 projects, where he worked as relationship manager, policy and communications expert. From 1996 to 2003, he worked for Deutsche Bank in its corporate and transaction banking businesses as credit analyst and product manager.
Patrick Hess holds an M.A. in Sinology and Economics from Heidelberg University, and studied also at Beijing Foreign Studies University, Rijksuniversiteit Leiden and VU Amsterdam. His publication and teaching record, inter alia at the Institute of Chinese Studies in Heidelberg, focuses on China's economic policy, financial system and market infrastructure, and more recently also on financial and digital innovation in China.
Partner, East Capital, Hong Kong
Karine Hirn is a partner of East Capital, an independent asset manager specialised in emerging and frontier markets, which she co-founded in Sweden in 1997. East Capital started to invest in China onshore equity markets in 2013 through a QFII quota. In 2015 it became the first to be approved to invest up to 100% of its UCITS China strategy in A-shares through Stock Connect. East Capital China Environmental fund, a unique A-shares strategy benefiting from and supporting China's war on pollution, was recently awarded the Luxflag climate finance label.
Karine is French and based in Hong Kong. She is the CEO of East Capital Asia and a French trade counsellor, vice chair of the Swedish Chamber of Commerce and member of the board of the European Chamber of Commerce in Hong Kong. She is also the chairperson of East Capital Asset Management, East Capital (Lux) General Partners and East Capital (Lux) SICAV.
Partner, Allen & Overy, Shanghai
Jane Jiang is a partner at Allen & Overy Shanghai specialising in legal and regulatory issues in the financial sector. She is a trusted adviser for many first-tier domestic and international financial institutions on how the latest legal developments would affect their product, risks and strategy. She is experienced in advising international clients regarding their investments in regulated industries, including banking, securities and asset management, insurance and derivatives trading and in advising them when they face local regulatory investigations. She also helps Chinese financial institutions with their investment and business operations overseas including helping them to navigate through significant regulatory investigation and litigation. Jane's clients benefit from her strong relationship with local financial regulators and insights into the financial regulatory regime in China. Jane is particularly recognised as an expert in legal and regulatory issues in respect of RMB internationalisation. She has advised on many landmark transactions of Dim Sum bonds, Panda bonds, complex cross-border investment and acquisitions with an RMB element.
Jane regularly speaks on China's regulatory changes and financial reform at prominent fora, such as the RMB internationalisation seminar hosted by the Hong Kong Monetary Authority, the FT-ANZ Growth Strategy Series, the ASIFMA conference, the International Capital Conference, Thomson Reuters' Regulatory Summit, and the A&O GC Tables for financial institutions in Hong Kong. She was quoted extensively upon the launch of the report "Generation ¥ – RMB: the new global currency", jointly produced by Allen & Overy and the Economist Intelligence Unit on how global businesses are managing the rise of China's currency.
Jane was voted the winner of 2016 Outstanding Individuals Award by FT Asia Pacific Innovative Lawyers.
Jane won Financial Regulation Lawyer of the Year in China from Corporate Intl Magazine Global Awards 2017.
Partner, Elvinger Hoss, Luxembourg
Gast Juncker has over 20 years' experience in the establishment of investment funds and investment companies.
Gast advises clients in relation to regulatory matters and the structuring of their Luxembourg investment fund operations. He is also in charge of leading contacts with Asian asset managers, in particular in China, Korea and Japan.
Gast is listed as one of the leading lawyers in investment funds by IFLR and recommended for his advice in relation to Chinese investments and his work with Asian clients by Chambers and Partners.
Founder, Kapronasia, Shanghai
Zennon Kapron is the Founder and Director of Kapronasia, a leading financial industry research and advisory firm with offices across Asia. Zennon has been involved in the financial industry for over 20 years and is a recognised expert on the development of fintech in China and its impact on the financial industry.
Before Kapronasia, Zennon was the Global Banking Industry Director for Intel and before Intel, the CIO for Citigroup Portugal. Zennon is also the co-founder of China Fintech and the author of Chomping at the Bitcoin: The Past, Present and Future of Bitcoin in China.
He holds a B.S. in Computer Science from Syracuse University and an MBA from INSEAD.
Partner, Head of Hong Kong Representative Office, Arendt & Medernach
Stéphane Karolczuk is head of Arendt & Medernach's representative office in Hong Kong, where he advises clients based in the Asia Pacific region regarding their Luxembourg legal and regulatory questions. He is admitted to practice in Hong Kong as Registered Foreign Lawyer.
As a Partner of the Investment Management practice, Stéphane also advises international clients on all issues relating to investment funds, such as the structuring, registration, marketing, public offering and listing of Luxembourg and foreign investment funds. He also advises and assists clients in relation to the selection and setting-up of investment structures, drafting of contractual and marketing documentation, and liaises with the Luxembourg financial regulator, the Commission de Surveillance du Secteur Financier (CSSF), and the Luxembourg Stock Exchange in relation to such matters.
In 2008, Stéphane was seconded to Arendt & Medernach's representative office in New York in view of developing an Investment Management Helpdesk advising US clients in relation to Luxembourg investment funds questions.
He is now heading the Hong Kong office of the firm. Stéphane has taken part in the activities of the Association of the Luxembourg Fund Industry (ALFI), the Hong Kong Investment Funds Association (HKIFA), the Hong Kong Private Equity and Venture Capital Association (HKVCA), and he is regularly invited to speak on Luxembourg funds related topics at conferences in the region. Stéphane graduated from the University of Brussels (Belgium) and the University of Ghent (Belgium).
He is admitted to practice in Hong Kong as Registered Foreign Lawyer, as well as in Luxembourg and Brussels.
Emerging Markets Editor, Financial Times, London
James Kynge is emerging markets editor and associate editor at the Financial Times. He is also chairman of FT Confidential Research, a premium research service on China, South East Asia and Latin America that he founded in 2009.
A recipient of several journalism awards, Kynge has been a correspondent based in Japan, China, Taiwan, Malaysia, Singapore, Russia, former Soviet Central Asia and Hong Kong over the past 28 years. He was China Bureau Chief for seven years until 2005 and later headed up the Pearson Group of companies' business operations in China. He was also President of FTChinese.com, the FT's Chinese language website.
His prize-winning book "China Shakes the World" was an international bestseller, translated into 19 languages. Outside the office, he encourages young people in the UK to engage with China as a British Council "leading light" and as President of the ChineseSpeakers Association, an NGO.
Senior China Specialist Product Manager, Standard Chartered Securities Services, Standard Chartered, London
Fiona Leung is the Europe based China Ambassador for Standard Chartered's Securities Services team and is responsible for driving the Bank's RMB initiatives in the region. She regularly speaks with European institutions and assists them in navigating multiple cross-border programmes such as the China Interbank Bond Market Direct programme (CIBM), Shanghai and Shenzhen-Hong Kong Stock Connect, Renminbi Qualified Foreign Institutional Investors (RQFII) and Qualified Domestic Limited Partnership (QDLP), among others.
Prior to relocating to London in 2015, Fiona was part of the China Securities Services sales team at Standard Chartered Hong Kong and assisted international asset managers in accessing the onshore China market. Fiona holds a Bachelor of Science Economics degree from London School of Economics and Political Science (LSE).
Senior Manager, Agent Trading, Global Market Department, ICBC, Beijing
Ms Liu has been working in the head office of ICBC since 2009, and is engaged in assisting foreign institutional investors to trade in the China interbank bond market and FX market. In 2005, ICBC was awarded as the Best Foreign Institutions Agent Bank in the China interbank bond market.
Now, ICBC Agent Trading Team has offered the professional agent service to nearly 80 foreign institutional investors all over 25 countries and regions. The customers cover overseas commercial banks, insurance companies, assets management companies, securities companies and etc., and also include foreign central banks and international financial institutions, market share 1/4.
Head of Capital Markets Asia, Partner, Linklaters, Hong Kong
Andrew is Head of Linklaters' Capital Markets Group in Asia and widely recognised as a market leader with almost 30 years' qualified experience. He has been active in the development of documentation for the offshore RMB market, having acted on two of the first three Chinese bank RMB bonds offered to the retail public in Hong Kong (Bank of China and CHEXIM) in 2007. Andrew has also developed documentation for the offshore RMB securities issues of Hopewell Highway Infrastructure (Awarded Debt and Equity-linked Deal of the Year, IFLR Asia Awards 2011), Caterpillar, World Bank, IFC, Tesco and Orix Corporation.
Andrew has been the legal adviser to the Asia Capital Market Association for over 15 years, and has been appointed as a member of the Listing Committee of the Hong Kong Stock Exchange. He regularly authors articles on RMB issues and market developments for the financial press and key legal journals.
CEO and Founder, RMB Global Advisors, New York
Caroline Owen is the CEO and Founder of an independent renminbi (RMB) internationalisation advisory firm, RMB Global Advisors. Caroline is one of the world's foremost experts in the field of RMB internationalisation and a regular speaker on the advancements China has made to make its currency more freely usable.
Caroline has extensive experience working with multi-national corporations, financial institutions, investors, development organizations and central banks on RMB business. She has advised a variety of investors seeking access to China's onshore capital markets and has worked to ease access to the RQFII program for U.S. investors. Caroline has successfully helped corporates across the consumer goods, retail, pharmaceutical, technology, industrial and commodity sectors redenominate their invoicing from USD to RMB and mobilise RMB to the offshore market for international use. A pioneer in the market, Caroline has led numerous award winning RMB transactions, including bond issuances for McDonald's, Caterpillar Financial and the International Finance Corporation.
Before launching RMB Global Advisors, Caroline led the RMB Solutions advisory team for the Americas at Standard Chartered Bank. Prior to that, she worked in a variety of capital markets roles with Credit Suisse and Barclays Capital in New York, London and Sydney, specializing in cross-border funding.
Caroline is a graduate of Cornell University, a CFA charterholder and a member of the New York Society of Security Analysts.
Head of China Desk, OECD, Paris
Margit Molnar is the Head of the China Desk at the OECD Economics Department. In 2015-16 she was seconded to China's Ministry of Finance to support the G20 Presidency. She has held various positions at OECD working on issues ranging from globalisation, growth, productivity, macroeconomic policies to fiscal consolidation, financial sector performance, services and competition during the past 17 years. She had also been temporarily seconded to UNESCAP as Adviser leading empirical modelling projects as well as advising Bhutan, Mongolia and Brunei Darussalam on their macroeconomic and structural policies.
Prior to joining the OECD, she consulted for the Japanese government project "The Asian Financial Crisis and Response of Macro-economy" in Japan, and conducted research for the Institute for World Economics of the Hungarian Academy of Sciences. She is lead author of the 2017 and 2015 OECD Economic Survey of China, the Perspectives on Global Development 2014, the Multi-Dimensional Review of Myanmar and of many other reports and articles.
She received her Ph.D. from the Graduate School of Economics, Keio University in Japan, M.As from Budapest Economics University and Ritsumeikan University and B.A. (Economics) from Renmin University of China.
CEO, Clearstream Holding Frankfurt and Clearstream International Luxembourg
Marc Robert-Nicoud is CEO of Clearstream Holding Frankfurt and Clearstream International Luxembourg.
Marc joined Deutsche Börse Group in 2006 as a legal counsel and has since fulfilled different roles with a focus on the post-trade services offered by Clearstream, a wholly owned company of Deutsche Börse AG. In particular, Marc acted as Eurobond market manager, head of marketing and program manager in charge of strategy execution.
Previously, Marc was a legal officer at the Swiss Financial Market Supervisory Authority (FINMA) and started his career as an associate with the law firm of Cleary, Gottlieb, Steen & Hamilton.
Marc is a member of the New York State Bar and the Quebec Bar. Marc is a common law (LL.B.) and civil law (B.C.L) graduate of McGill University in Montreal, Canada. Marc has also completed the Executive Program of the Swiss Finance Institute.
Deputy Head of Funding, Euro, European Investment Bank, Luxembourg
A graduate in monetary and financial economics of Bocconi University in Milan, Aldo started his professional career with a traineeship in investment banking and then a front-office position in the Zentrale Konsortialabteilung of Commerzbank AG in Frankfurt am Main. He left the bank as Abteilungsleiter for Asian markets (including PRC) in 1997 to join EIB, the largest Supranational issuer and the largest issuer of Green Bonds to date, first as assistant to the Deputy Director General of Finance and then as member of the EUR-funding team, contributing to EIB's EUR funding strategy and implementation throughout the course of monetary union.
Aldo began to integrate social responsibility considerations into EIB's funding strategy in 2007, shaping the first Green Bond ever in that year and overseeing the entire EUR Green Bond issuance of the EIB since. He structured the due diligence and upgrade of EIB's Green Bond administration in 2014, coordinated the IFI- and GBP-working groups on impact reporting harmonization from May 2015 to May 2016, and managed the dedicated KPMG-audit of EIB's Green Bond practice leading to the first Green Bond Independent Reasonable Assurance Report in September 2016. His engagement and results in this field have found market recognition in the Global Capital Award as "Overall Most Impressive Green/SRI Bond Funding Official" in both 2015 and 2016.
CEO, Luxembourg Stock Exchange
Robert Scharfe holds the position of CEO at the Luxembourg Stock Exchange as of 2012 and he is a member of the Board of Directors of the Federation of European Securities Exchanges.
Before that, he spent 35 years in the Banking industry, mostly in Corporate Finance and Financial Markets with BGL BNP Paribas in Luxembourg and Fortis Bank in Brussels.
During his banking career, he acquired extensive knowledge in International Capital Markets and gained solid experience in Asset Management and Investment Funds. He holds diplomas from the University of Nancy, Insead and Stanford Business School.
Head of the Policy Coordination and International Affairs Unit, Directorate General, European Commission, Brussels
Felicia Stanescu has over 20 years of international experience in the financial sector, combining public experience of developing European Union financial legislation with private experience of advising on Mergers & Acquisitions and Initial Public Offerings.
She currently heads the Policy Coordination and International Affairs unit of the Directorate General for Financial Stability, Financial Services and Capital Markets Union of the European Commission. She has been with the European Commission since 2010 working previously as Policy Assistant to the Director General and prior to that on long-term financing policy aspects, coordinating the Commission's input on financial regulation to G20 and the Financial Stability Board, and developing legislation for the post-trading sector (clearing and settlement).
Prior to the European Commission, she worked in the private sector, mainly in banking, managing and advising on Mergers & Acquisitions and Initial Public Offerings. Positions included: Head of Strategy for ALM Treasury and M&A Manager at BNP Paribas Fortis (Brussels, 2008-2010); Director, Equity Capital Markets at ABN AMRO Rothschild (London, 2003-2008); Assistant Director, Corporate Finance at ABN AMRO (London/Bucharest, 1999-2002). She started her career at KMPG Romania.
Felicia holds a first class degree in Economics from the University of Kent at Canterbury, UK (1994) and a degree in Business Administration from the Academy of Economic Studies in Bucharest (1996).
Vice President, China Binary Sale Technology (CBST), Beijing
With 12 years of management experience in media, internet, and financial industry, Mr Su is an entrepreneurial and a thought-leadership executive with proven track record in leading Fintech businesses. He is now the vice-president of China Binary Sale Technology and General Manager of Goopal International Limited.
In 2006, he started his professional career in China Binary Sale Technology. In 2010, he joined Alcatel-Lucent and worked as Senior Manager of Business Development. After that, he worked for Samsung Electronic China in Internet Media Business Development. One year later, he began to work for Beijing Qiandaibao Payment Technology as the vice president of Business Development.
Director of International Economics Research, Chatham House, London
Paola Subacchi is the Director of International Economics Research at Chatham House (The Royal Institute of International Affairs) in London. She is an expert on the functioning and governance of the international financial and monetary systems, and advises governments, international organisations, non-profits, and corporations.
She is a media commentator with the BBC, Project Syndicate, the Financial Times, and writes a regular column for Foreign Policy and Huffington Post Italy. She is the author of The People's Money. How China is building a global currency (Columbia University Press, 2017).
Paola is also a visiting professor at the University of Bologna, a non-executive director of the FTSE-listed company Scottish Mortgage Investment Trust, a governor of St Marylebone School in London and an advisory member of Wilton Park (FCO).
An Italian national, she studied at Università Bocconi in Milan and at the University of Oxford. In 2016 she was awarded the honour Cavaliere della Stella d'Italia.
Director General, Association of the Luxembourg Fund Industry (ALFI)
Camille Thommes joined the Association of the Luxembourg Fund Industry back in 2007. Before ALFI, Camille Thommes was in in charge of the Investment Fund Department at the State and Savings Bank, Luxembourg (BCEE) from 2001-2006, after holding various senior positions in the Securities & Custody department since 1993. He started his professional career in 1986 at Banque Générale du Luxembourg (now
BGL-BNP Paribas), where he held positions in the Securities and Custody Division.
He is a member of the Board of Directors of the Luxembourg Supervisory Authority (CSSF) and a member of the Consultative Committee for Prudential Regulation.
Camille is also a member of the High-Level Committee of the Financial Centre set up by the Ministry of Finance. Furthermore, he represents ALFI at the Board of Directors of the European Fund and Asset Management association (EFAMA) and is a Board member of PROFIL SA and XBRL asbl.
Camille holds a Master's Degree in Economics from the University Louis Pasteur in Strasbourg (France), completed the Accelerated Development Program at the London Business School and accomplished traineeships in London and New York. A Luxembourg native, Camille is fluent in English, French and German.
Chief Business Officer, PingPong Financial, San Francisco
Ning Wang is cofounder and Chief Business Officer at PingPong, an innovative fintech company specialized in cross-border B2B services. He leads the expansion strategy and partner relationships in North America, Europe and APAC. Previously, he was Head of Business Development for Alipay.com US (now part of Ant Financial Group). He started his payment career with PayPal.com at various finance, analytics and market expansion roles.
Director General , International Institute of Green Finance, Beijing
Professor Yao Wang is the Director General of International Institute of Green Finance (IIGF), and the Director of the Research Center for Climate and Energy Finance (RCCEF), Central University of Finance and Economics (CUFE), the Deputy Secretary General of Green Finance Committee (GFC) of China Society for Finance and Banking. She is also the Adjunct Professor of University of Southern Queensland, Australia, and University of Victoria, Australia.
She was a Visiting Fellow at Harvard University. Professor Wang is interested in Low carbon Economy, Climate Finance and Green Finance.
She is the author of Carbon Finance: Global Vision and Distribution in China (China Economic Publishing House, 2010), and Climate Finance (China Economic Publishing House, 2013), and several other publications and working papers on climate finance and green finance. She had been working as a senior manager in Securities Companies (investment bank) for about 7 years, and have considerable underwriting experiences.
Chief Strategy Officer, Juzhen Financials, Shanghai
Ada Xiao graduated from the University of Cambridge with a B.A. degree in Economics before joining a Chinese investment bank in Hong Kong, China International Capital Corporation (CICC). After that she obtained an MBA agree from the Columbia Business School in New York, and soon after she joined ZhongAn, the very first internet insurance company in China as a product manager, and began her career in fintech. After ZhongAn, she worked at Wanxiang Blockchain Labs as the business development manager. Wanxiang Blockchain Labs was the first entity to promote Blockchain technology in China.
She is now the Chief Strategy Officer of Juzix, a fintech portfolio company of Wanxiang, focusing on Distributed Ledger Technology and its applications in financial market infrastructure.
Deputy Editor-in-Chief, Yicai Media Group, Shanghai
Dr. Yanqing Yang is Deputy Editor-in-Chief of YICAI Newspaper, Managing Director of YICAI Think Tank, host and commentator of YICAI TV, invited senior fellow at National Institute of Finance and Development. Being a founder of YICAI Newspaper, she has been following China's macro economy, financial markets and its interconnectedness with the rest of the world closely by writing a column and hosting in-depth programs for interviews with top global leaders, mainly central bank governors, finance ministers, prime ministers, economists and so on.
Being a media leader, she attends and moderates sessions in prominent global and domestic events, including World Economic Forum, IMF annual meetings, Lujiazui Forum, China Development Forum, Boao Forum and others. She published academic papers both in Chinese and English, recently engineered YICAI Research Institute transforming into a think tank, and lead research project including China Financial Risk & Stability Report, ULC report, China Financial Leasing Annual Report, G20 and China, etc. She sits on the board of China Universal asset management company.
She holds a Ph.D, a M.A. and a B.A. in economics in Fudan University, and was a visiting scholar at SAIS of Johns Hopkins University.
Managing Director, Institute of International Finance, Bank of China Head Office, Beijing
Mr Zhang is Managing Director at Institute of International Finance, Bank of China Head Office. He joined the Bank in 1995 and served as Assistant Director of the Executive Office, Deputy General Manager of International Settlement Department in Suzhou Branch, and Chief Credit Officer in Kunshan Branch. Mr Zhang moved to the Head Office in 2004 as a member of the Bank's Restructuring and IPO Office. He was subsequently appointed as Senior Strategy Analyst, the Head of Strategic Partnership in Strategic Development Department and the Head of Banking Research at Institute of International Finance. His research experience covers China's economic and banking reform, bank development strategy, M&A, SME finance and microfinance.
Mr Zhang holds an MBA Degree from the Cass Business School of City University London and is a member of the China International Finance Society.
CEO, LHoFT, Luxembourg
Nasir is CEO of The LHoFT – The Luxembourg House of Financial Technology, a public/private sector initiative to drive Fintech innovation in Luxembourg.
Nasir has worked in Financial Services for nearly 20 years. He spent 13 years working within Capital Markets at RBS, ICAP, HSBC and EBS. He has been immersed in the Fintech and startup sector for the past six years. As an entrepreneur, Nasir has built multiple Fintech businesses across verticals. He has advised the boards of leading financial institutions, central banks and governments.
Nasir is included in the "Top 40 innovators shaping the future of financial services -2014" by The Wall Street Journal/Financial News.
Nasir has a BSc from the London School of Economics and is a Sloan Fellow from London Business School.


text:
Start your PS4 and open Settings
then open Network.
- Select Connect to the internet.
- Select Wired or Wireless depending on how your PS4 is connected to internet.
- Select Custom.
Go through the settings as follows:
Leave DHCP Host Name settings as Do Not Specify.
Leave DNS Settings on Automatic.
Leave MTU Settings on Automatic.
On the Proxy Server page select the opntion Use.
In the field named Address enter any proxy server address from our locations page.
In the field named Port Number enter aany port from our locations page.
Click Next when you are done.
- Press the right button to continue and leave the other settings unchanged until you are prompted to save the settings.
Before testing the internet connection, authenticate your IP.
Use your computer or tablet to open the following link and login using your intoProxy username and password: http://www.intoProxy.com/update
- Now you can test the connection by selecting Test Connection.
PS4 Proxy Configuration
Hint: If you use a Wireless Network select your Network and enter your WiFi password.
Example: Proxy Server Address: uk.intoproxy.com
and Port: 80
and Port: 80
Hint: During authentication make sure that your computer or tablet is connected to the same router as your PS3.

subset: commoncrawl


text:
Healthy Finances
This is the rough draft of Pastor Steve's message, '"Healthy Finances" on January 13th, 2019. You can also watch the message here as well.
So, this is the time of the year where people are optimistic because it's a new year. They have a fresh perspective because it means new beginnings. New goals. New dreams. But you know what else a lot of people are feeling at this time of the year. Just a little bit of stress, particularly as it relates to finances. Why? Because of what we spent in November and December. We didn't stick to our budget. We didn't have a conversation much less a budget at what we would spend on Christmas. We went on the big family vacation and the bills are rolling in. We splurged on that thing that we didn't need, but man it sure is great and convenient to have.
Often times I joke that the last two months of the year are our poor months as a family. In the last six weeks of the year there is Ellie's birthday, then Christians', then mine, then Nina's birthday. Then there is Christmas and we wrap up the year with Keisa and I's anniversary. Do you feel my pain? This year, I also have the blessing of car repairs, two of them within four weeks. On one van I dropped over $700 in tires because of the size of the rim and because they are the tires that stay inflated. Then two weeks later I'm driving my van to work out. I get there and I hear thump, thump, thump. Are you kidding me? Three new tires, and alignment and $400 later I'm not in a pleasant place. Because in my head I'm adding up all of the tires and birthdays. I wanted to go home and wrap up a tire warranty for each child and say, 'Happy Birthday'.
I felt stressed! Have you ever felt that way or feel that way today? Part of the reason why we find ourselves in places where we are stressed by finances is that we live at a pace of spending that is not healthy. It's not healthy from a practical standpoint. It's not healthy from a debt standpoint. It's not even healthy from a Biblical perspective. So today as we look across the landscape of 2019, what would it take to have healthy finances? To take a step to have a healthier perspective on debt? A healthy approach to savings and giving? Today we are venturing into week 2 of our series called healthy. But here is our focus; Healthy. Finances.
The Bible is loaded tons of practical advice on money but today I'd like to hone in on what Jesus says. Believe it or not, Jesus talked it multiple times. He talked more about money than he did about eternity. 16 of the 38 parables refer in some way to money/possessions. Now, you may have had some bad experiences with money in church circles. You may think that the church as a whole pushes it too much. I get that. But regardless of what we have experienced, Jesus spent a lot of time on this. We can't ignore it. He gave us very clear instructions on how to have a healthy perspective on money. How to not let possessions control us. That we can trust him to multiply it when we give it away. That we need to take God centered steps to not let money control us.
So, here is the question to start with. How can I have health in my fiances? Let's start with this statement. Having God's perspective and practicing God's priorities results in us experiencing God's promises. Let me put it in these terms. When I have God's view of money. When I obey and practice God's principles when it comes to money. Then, I can experience God's blessings. Then I can live in a place where my finances are healthy.
But seek first his kingdom and his righteousness, and all these things will be given to you as well. Matthew 6:33
We talked about this a few weeks back. Putting God's principles first in your life, leads to life. In marriage. In parenting. Even with our finances. The challenge is often that we want to experience all that God has for us, but not follow his principles. Including in our finances. 'Hey God, would you bless me. Take care of me. God, provide for me?' God is like, 'yes', but first follow me in this area of my life'. Prioritize me (God) there first!
So, that takes us to the next question. What are those priorities and principles? In fact, What does Jesus say about money? Let me give you a few today. Number one, Jesus taught that we should exercise wise and careful money management. Jesus teaches over and over again, a great way to have health in you finances if to know what you spend. Where you spend it. Every dollar is accountable.
One day, Jesus was being pursued by this very large group of people. People were starting to follow him and he wanted them to understand what it would cost to follow him. And he ties it into a stewardship conversation.
"Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you saying, 'This person began to build and wasn't able to finish.' Luke 14:28-30
None of us would do that when it came to building a home. We'd be the laughing stock in our HOA. But how many homes have we seen sitting half built in neighborhoods over the years? What Jesus says here happens in our lives when it comes to money. We don't count the cost well. That verse is how the average American and Jesus follower handles their money. And in turn, this contributes to not being healthy in our finances.
Well, how can you say that Steve? Google it. That stats are out there. Nerdwallet. The US Census Bureau. Check this out. The median salary in America today is $59,030. That is significant wealth compared to the rest of the world. Yes, you are rich! Yet, 78% of Americans live paycheck to paycheck. Here is also some sobering numbers. The average American owes $16,883 in credit card debt. The average car debt in America is $29,534. The average school loan debt, which now they are saying, is in many ways, being carried even into retirement is $50,626. And here is the kicker. Last year, the average American paid in interest alone, including their mortgage, they paid $7,942 just in interest. Now, we are all smart enough to know that is not healthy. If we are going to have health in our finances, then we have to learn to make wiser decisions on how we spend. On what we choose to buy or go in debt for. We have to learn to budget better or even start a budget.
Number two, Jesus taught that we should not depend on our resources but on God to resource us. Why? Because at the end of the day our resources have limitations. Economies flat line. Companies downsize. Those are resource limitations. So, instead, put your trust in God whose resources and means of taking care of you are limitless. In fact, when the other sources of resources are limited, it's God who can fill in the gaps. In fact, here is what I've learned. It's those gaps in life that sometimes God allows to develop our faith in him. It's those shortfalls in life, where we are often fearful, that give God the opportunity to prove to you how he is not fearful. How he is your resource. But in order for that to happen, we have to trust him rather than our checkbook.
When we go back to Matthew 6 where we started today, Jesus was challenging folks that worry. That have anxiety. That have fear. Isn't that where some of us live when it comes to our finances? And so Jesus challenges the listeners. He says, 'hey, look at the birds of the air and how God takes care of them. Or look at the flowers of the field. They don't stress and worry. God takes care of them. Don't you think he'll do that for you?
If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you—you of little faith? So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' For the pagans run after all these things, and your heavenly Father knows that you need them. Matthew 6:30-32
Don't you think that are more valuable to God than a bird? Than a flower? The obvious answer is yes! So, if that is true, then do you really believe that? Because if you and I really believed that, then we would trust him more. If we believed that then we would stress less. Why? Because we know he is our ultimate resource. That verse says, 'he knows'. He knows the challenges of paying for Christmas tires. He knows that your kids need braces. He knows your business is on fumes at the moment. And if he knows, and you follow him with what? With faith! He promises to have you back. Here is a way to get some perspective on this. Do I trust God or my company more? Do I trust his care for me or the government's care for me more? Am I more at peace in him or what's in my accounts? Do I trust his word or my cashflow sheet more? Ask yourself those ?'s and be honest.
Number three, Jesus taught that a key use of our money is to support God's work through the local church. I believe this will all of my heart. I believe that as Jesus followers we are called to be leaders in the community. We are called to be leaders in the area of generosity. So, when we manage our money in a healthy way. When we see that God is our resource. Then, we must know that or money means more than what I can do wit it.
A few weeks back I asked you this question. What is the cause of Christ? Do you remember? What is the cause of Christ? The cause of Christ is the local church. He gave his life for the church. He bled and died for the church. It was his primarily plan to reach the world and there was and is no plan B. So if that is his cause, what is our cause as Jesus followers? My cause. Our cause is his cause. Therefore since his cause is the local church, our cause is the local church. Our cause is to invest in the local church so that lives are changed through Christ.
"You are most like Jesus when you give AND when you serve."
That is powerful and is true because that is how Jesus lived. What did he say? He said, 'I didn't come to be served but to what? To serve. We are most like Christ when we serve others. What else does it say? For God so loved the world that he what? He gave us his son. God gave! We are most like Christ when we give. And here is the key. This is not an either or statement. It's an AND statement. Serving AND Giving!
The challenge is as Jesus followers, sometimes we feel we get a pass on one of these. We throw in the OR conjunction. Giving OR Serving right? Remember that Generation X? School house rock. 'Conjunction junction, what's your function!' We take the AND conjunction of our faith and replace it with an OR. Do you know what I've heard over the years from Jesus followers? Not seekers. Not new Christians. Jesus followers. Here is how the convo go. 'Hey, we'd love for you to serve and need you to serve in the local church. It's what it takes to make a difference in others.' Christian response. 'I can't, because of _______. Hey, but here is some money. Someone else can serve right?' Thank you for your giving, but Jesus calls us to an AND, not an OR life.
Here's another. 'Hey, we are trying to reach people, would you give something to make a difference? By the way, thank you to those of you who gave to the GGO. We will be talking about that in a couple of weeks and celebrating together! Back to the convo. 'Hey, would you give? Pray about it and do what God tells you.' Um Steve, can I get a pass on that? I mean, look at all of the time I've given to the local church. I mean that has to count, right?' Absolutely-it counts! But here is how that comes across. 'Well, then can that count towards the giving thing?' I mean, that should reduce my tab to give to God right?' 'Uh, first of all, I don't have the power to do that. Second, I don't think that's how it works. We are called to an AND life as Jesus followers, not an Or life.
There is this amazing story in the gospels that Jesus tells that gives us a peek into eternity. I've always been mesmerized by it. Everyone is gathered around the throne of God. On one side is what are called goats. It represents those who don't follow God. On the other side of the throne is a group called the sheep who represent those who follow God. Jesus starts with the sheep; 'hey, come on in and experience the blessings of heaven. You rocked it. You served me. You cared for me. You loved me. You clothed and fed me. Come on in'.
"Then the good people will answer, 'Lord, when did we see you hungry and give you food, or thirsty and give you something to drink? When did we see you alone and away from home and invite you into our house? When did we see you without clothes and give you something to wear? When did we see you sick or in prison and care for you?' "Then the King will answer, 'I tell you the truth, anything you did for even the least of my people here, you also did for me.' Matthew 25:37-40 (NCV)
It happened when you practiced the AND. When you served AND when you gave to my cause. When you loved others through my cause. When you clothed people through my cause. When you served students and kids. When you gave so the local church can do what I gave my life for. You are the most like Jesus. You are healthiest in your heart. When? When you and I give AND serve the local church for which Jesus gave his life.
One more, then we will give some application. Number four, Jesus taught that how we spend our money reveals our loyalties and priorities. I heard at an early age, that there are two easy ways to see where your priorities lie. Take a look at your calendar and your checkbook. Why? It's time and it's money. Maybe that is a good exercise for some of us to do heading into this year?
So, generally speaking, if we look at the spending habits of Americans, we can quickly see our priorities. Take a look at this. The AA spends $1,110 on coffee each year. Now, I love coffee, but I'm too frugal and cheap to do that. But it reveals a priority. The average person spends $1,445 per person on annual vacations. Per person. I know some of my kids wouldn't mind that. That cost, reveals a priority. Then if we go back to what we talked about with interest earlier. The AA spends over $7,942 in interest. Again a priority.
So, let' shake it up a bit. Do you know what the average Christian gives in a year to the local church? The average Jesus follower gives 2.5% of their income. Which when based on a $59,000 income ends up being what? $1,475 annually. Can we pause there for a moment and look a those numbers. Maybe feel a little bit of the discomfort of that? Let me say something direct but with grace. Generally speaking as Jesus followers in America, we give a little more to the local church and the cause of Christ than we do to Starbucks and Carnival cruise lines and we give significantly less than what we give to the banks.
Question. So then how does the church, the cause of Jesus Christ, make a difference in the world? How do we do that when, generally speaking, Jesus followers don't see the cause of Jesus as a priority in their finances? Jesus was having this very conversation with a group of people in the gospels. Take a look.
"Sell your possessions and give to those in need. This will store up treasure for you in heaven! And the purses of heaven never get old or develop holes. Your treasure will be safe; no thief can steal it and no moth can destroy it. Wherever your treasure (money) is, there the desires of your heart will also be. Luke 12:33-34 (NLT)
When you give, you are giving to things that are eternal. When you give, you are doing something eternal that can't be touched by the economy or by the stock market. You are proving that the cause of Jesus is your cause. Wherever we spend. How we spend. What we invest in, we can't argue about. It reveals our hearts.
So, let's tie all of these teachings of Jesus into a summary. What do healthy finances look like? Three simple words. Give. Save. Live. In order for us to have health in our finances, then I need to follow the priorities that God has created. I start by giving. Then I save. Then I live on the rest. That plan is connected to God's promises to take care of us and provide for us. Let's start with Give. We give 10% of our income to the local church. That's called the tithe or percentage giving. It shows a couple of things. One, I believe in the mission of what Jesus gave his life for. This is a priority to me. Two, it shows that I recognize his leadership in my life. Three, that as I give it away, I'm trusting him to make a difference in others lives and take care of me through giving.
Second, I save 10%. Now depending on who you talk to, that saving portion could be an emergency fund of 3-6 months. It could be savings and retirement. Regardless, it's extra cash set aside It's forward thinking. It's for when tires need to be changed and it wasn't in the budget. It's so you can go on a debt free vacation. Then, once you've given and you've saved, then you live on the rest. The challenge is, we flip the script. We start with living. We get our check and we go out to eat. We upgrade our phone. We do the vacay that we can't afford. We do three travel leagues. We spend. Then, if we have some left, we give a tiny bit to savings. Then we give, maybe. If we feel guilty. If the preacher talks about it. Best case scenario, 2.5% to the mission of Jesus.
Now, I know this challenging. I know this is hard. This is something I've had to work on for years in my walk with Christ. But I know what Jesus says, it's spot on. Now, the nuts and bolts of this may be different for each of us. For some of us, it starts with our thinking. We are so far from this in our lives that we have continue to invite God to change our hearts and minds in this arena. Some of us, we have to put together a plan to get out of debt. You can't do alot of what we've talked about until you sit down with a financial planner and create a path to get out of your hole. Some of us need to sit down and create or refine a budget and stick to it religiously. If you are younger, one of the best habits you can do that will impact the rest of your life is to implement this 10/10/80 principle. It will be such a game changer for you.
Some of us, frankly, we are Jesus followers that have to stop the excuses of not giving. Because aren't we saying with our actions? 'Jesus, thank you for everything you have given to me, but I can't reciprocate.' Jesus followers, let's lead in this arena. 10% is the benchmark. It's the target. I can easily make that case from scripture and from Jesus' teaching that we give and we start with the tithe. If you are already doing that, thank you! However, God maybe challenging you to sacrifice more and trust him more. God may have given you the gift of giving and the assets to be a blessing on a greater level. Ask God and do what God leads you to do.
And if 10% seems impossible for you at the moment, start somewhere. Do something. All Jesus followers can do something. All Jesus follower can make room. Take part of your coffee budget and give. Don't upgrade, again on your phone, and give. Start at 4% or %5 or 7% and give. Trust God. And when you do that, here is what I can promise you. God will take care of you. It's his promise.
Let's finish with where we started today. If you and I want some health in our finances this year, then some things have to change. We have to have God's view and God's take on finances. Here is how we said it. Having God's perspective and practicing God's priorities results in us experiencing God's promises. If we do what God asks. If we go where he leads in the area of finance. Then we can reap the blessings of his promises. With that in mind, here are a few practical questions for you to process through:
Questions to think about:
Am I trying to receive the promises of God in my finances without following God's priorities? How?
Which of these teachings of Jesus do I must struggle with living out? Why? What will I do to overcome that struggle and live the way God wants me to?
What is one thing I can do this week to live like Jesus in my finances?
Take a look at your finances this week. How close are you to the 10/10/80 principle? What are your actual numbers? What step will you take to move towards Giving 10%, Saving 10% and Living with 80%.
The Treasure Principle: Randy Alcorn.
Dave Ramsey: https://www.daveramsey.com/
Crown Financial Ministries: https://www.crown.org/


text:
Tree Service Company Caldwell NJ
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Tree Removal Caldwell NJ
We also provide 24 hour emergency tree service in addition to services such as stump grinding, trimming, pruning and tree removal. Using the most sophisticated equipment available for tree removal or tree cutting in the Montclair NJ area, our expert staff is able to ascertain if tree removal is needed. Once this determination is made, next we will determine how to remove the unwanted tree or stump in the safest manner possible. It might be dangerous to have unwanted stumps in driveways, sidewalks, and various high-traffic areas around your house. Another thing to think about is the fact that they attract unwanted critters and insects. This may lead to damage to plants around your home, or even your lawn. Arbor Ace has the means to efficiently remove these kinds of hazards and with the utmost care and concern for the homeowner as a leading tree service in Caldwell NJ.
Tree Service Caldwell NJ
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Tree Removal Company Caldwell NJ
There is no job too large or too small – give us a call when you need tree removal or tree cutting in Caldwell NJ. The fact that not only will a possible danger be created, but you will need to spend more money on tree removal that could have been capable of being prevented means waiting until it is too late might have disastrous consequences. Get in touch with the experts at Arbor Ace Tree Services right away – do not put off taking care of your trees.


text:
Oedipus, Philosopher - Meridian: Crossing Aesthetics (Paperback)Jean-Joseph Goux (author)
Paperback 228 Pages / Published: 01/03/1994
- We can order this
If the logic of the Oedipus myth were subjected to rigorous and thoroughgoing analysis with the tools of anthropology, comparative mythology, and narratology, might it invalidate the approach to the 'Oedipus complex' that Freud derived from his psychoanalytic experience? This book answers 'yes', arguing that instead of the Oedipus complex explaining the myth, the Oedipus myth explains the complex. The author argues that the Oedipus myth is an historical anomaly, a myth of failed royal investiture or of avoided masculine initiation. Does this mean that we must return to the wisdom of tradition and strike out twenty-five centuries of Oedipal history? The author knows very well that such a solution would be fantasy, and he concludes by speculating on how his analysis might contribute to a vision that has eluded Freudian psychoanalysis: how to surpass the Oedipus complex, with all the ethical consequences this would entail.
Publisher: Stanford University Press
Number of pages: 228
Weight: 308 g
Dimensions: 216 x 140 x 15 mm
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Raju's Cricket Club is one of the most well known cricket academies of Hyderabad. It is a great learing place for children who dream of having a future in the sport. Along with being a great learning place, it is also the most loved place of fun amongst the children.
H.NO:8-3-231/B/76&77,Sri krishna Nagar,Yousufguda,Hyderabad-45


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Migrant workers in Middle east denied rights: ICFTU
The report on labour rights violations around the world in 2005 has singled out the plight of migrant workers in middle east.india Updated: Jun 07, 2006 08:56 IST
Migrant workers, mainly from South Asia, make up the majority of the workforce in parts of the Middle East, yet enjoy 'few or even no rights,' a report by an international union group has said.
The report on labour rights violations around the world in 2005 has singled out the plight of migrant workers in the region for particular attention, according to the International Confederation of Free Trade Unions (ICFTU).
"In some sectors they make up 80 per cent of the workforce, yet they are often denied a passport, blackmailed, and prevented from joining unions," Kurt Vannieuwenhuyse, head of union rights at the ICFTU, said on Tuesday.
From Kuwait, the report cited the example of 60 Indian workers who were expelled from the country "for protesting against miserable conditions and against payment delays."
It says migrant workers are 'shamefully exploited in a number of countries,' especially in Libya and Jordan, where unions are either entirely forbidden or subject to severe legal constraints.
In Kuwait, Oman, Qatar and Saudi Arabia, "they make up the bulk of the workforce but are weak, vulnerable, mistreated and enjoy few or even no rights," the report continues.
In Jordan, "foreign workers cannot join a union, negotiate collectively or strike," the report notes.
Foreign workers in the United Arab Emirates have staged numerous strikes to protest against ill-treatment and non-payment of their salaries.
There is one bright spot, though, in Qatar, which has drawn up new labour legislation that allows free trade unions, "though it has a number of flaws," the report said.
First Published: Jun 07, 2006 08:56 IST


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Watch Now
Videos: Trailers, Teasers, Featurettes
Three office workers strike back at their evil employers by hatching a hapless attempt to embezzle money.
Office Space - watch online: streaming, buy or rent
You can buy "Office Space" on Apple iTunes, Google Play Movies, Microsoft Store as download or rent it on Apple iTunes, Google Play Movies, Viaplay, Microsoft Store online.
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It's not always rainbows and butterflies in luxury watchmaking. Hence, we contemplate the unruly, the off-coloured and the misshapen.
Patek Philippe Watch Art Grand Exhibition Comes To The Marina Bay Sands Singapore
This is not a drill, guys. Bring everyone.
The Latest And Hottest Brands Making Watches With Smoked Or Fum� Dials
It�s a small detail that adds a whole lot of depth and character to a watch.
Baselworld 2019: The Patek Philippe Travel Time Alarm, Weekly Calendar, Nautilus Annual Calendar and More
Baselworld 2019 highlights from Patek Philippe run the gamut from amazing complications to breath-taking sports models.
Omega Drops The Speedmaster Apollo 11 50th Anniversary Limited Edition
This piece commemorates the golden anniversary of the moon landing in 1969.
The TAG Heuer Carrera Heuer-02 T Special Edition Launches Exclusively in Malaysia & Singapore
The world's most attractively-priced Swiss made tourbillon is back, but this time with a sexy new perforated titanium case.
Vacheron Constantin FiftySix Tourbillon: All You Need To Know
Because no Vacheron Constantin collection is truly complete without a high complication.


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Air-Loc Set Of (4) 145/70-6 Go Kart Tire Inner Tubes TR87 Valve ATV 5. 30-4. 50-6
- This product is a perfect fit for your 145/70-6 5.30-4.50-6 Tire / Wheel: Also a replacement tube for 4.50-6, 5.30-6, 5.30/4.50-6 and 145/70-6
- Heavy Duty Material Built to Last Longer: This Inner Tube is made from High Quality Butyl Rubber. These inner tubes are highly durable and ideal for home, professional and commercial / industrial use in tire application
- Compatible with: It works with lawn mowers / tractors, hand trucks, wheelbarrows, garden / utility / flat carts, yard trailers, dollies, trolleys, wagons, generators, snow blowers, pressure washers, air compressors, wood chippers and more
- Tube / Valve Type: ATV, Lawn & Garden, Go Kart Replacement in Tire Applications with a Valve Type: TR87 for Rim Size: 6 Inch
- Get this aftermarket tube with the best price and quality in the market. If you get a flat tire just replace the tube and you'll be back up and running
This is a set of four (4) new Air-Loc 5.30/4.50-6 (145/70-6) multi-fitment tire inner tubes. They are multi-fit tubes that are made to be used in the following sizes: 4.50-6, 5.30-6, 5.30/4.50-6 and 145/70-6. The most common applications are for Go Kart, lawn or garden and small ATV tires. These tubes have TR87 bent metal valve stems. **✔ Important information:** ① **Material:** This inner tube is made from a brand new Butyl rubber. Made with premium-quality, heavy-duty rubber, these inner tubes are highly durable and ideal for home, professional and commercial and industrial use. ② **Fitment:** Usable with lawn mowers / tractors, hand trucks, wheelbarrows, garden / utility / flat carts, yard trailers, dollies, trolleys, wagons, generators, snow blowers, pressure washers, air compressors, wood chippers and more. ✔ **Features & Specifications:** * Quantity: 4 * Brand: Air Loc * Size: 450-6, 5.30-6, 145/70-6 * Rim Size: 6 Inch * Valve Type: TR87 * Sidewall: Black * Material: Butyl Rubber * Tube Type: ATV, Lawn & Garden, Go Kart Tire Applications ✔ **Please Note:** We add new products weekly, so please check with us often whether you need OEM auto parts or aftermarket car parts for your vehicle. With TYK Industries, you can now find it all quickly and easily. View Details
- 4 Pack of 145/70-6 MASSFX Tires Go-Kart, mini bike, ATV, Lawn Tires 145x70-6 145x70x6
- 4 Set MASSFX MS 145/70-6 6Ply Go-Kart, Mini Bike, ATV, Lawn Tires 145x70-6 145x70x6 Side Bite Tread
- Pair of 2 SunF A011 XC Sport 145/70-6 (14x6-6) ATV Go-Kart Knobby Tires, 6 PR, Tubeless
- Go Kart Go Cart Parts Minibike 4" Band Brake & 4" Drum
- Air Filter 35mm for Chinese Made 50cc, 70cc, 90cc, 100cc, 110cc, 125cc kids' ATV, GO-KART, Dirt Bike, Pocket Bike
- Auto Express Centrifugal Clutch 3/4" BORE #35 Chain 12T for GO Kart Mini Bike Engine 3/4 BAR
- (4) 145/70-6 Go-Kart, Go-Cart or ATV Tires 145 x 70 x 6
- Poweka 50cc 70cc Brake Master Cylinder for 90cc 110cc 125cc 150cc 200cc 250cc Kids ATV Dirt Bike Left Hand Hydraulic Brake Master Cylinder with Handle Lever
- New ATV Carburetor PZ20 TaoTao NST SunL Kazuma Baja 50cc 70cc 90cc 110cc 125cc
- Throttle Cable Casing 63" Long Inner Wire 71" inch Long For 8252-1390 Manco ASW Go Kart Go Cart


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HEY Children's University at c4di/
We had some children from HEY Children's University to see us at c4di today. We did some talks for them up in the boardroom on the 3rd floor, with a fantastic view of the estuary and the deep. They were all sitting comfortably in the posh leather seats and spreading their notes around the big polished wood table.
I really hope that they get a taste for it. I want to see them in this building in a few year's time pitching ideas and meeting customers.
I did some robot coding with them, starting with making a light flash red and blue. And some of them managed to spot the bug in the program above, which was awesome.


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Estimated delivery: Jul 2013
We're still waiting on the cards and on most of the 3rd party stuff. Most likely it will be just after GenCon.
Howdy folks!
Sorry it's been so long since the last update. I've been posting some comments here and there, but I've been pretty busy handling the graphic design for the box art and character cards for the new models, and also painting the figures for the box photos.As I'm sure you're aware, it's July and this is when we said you would be getting your orders, so I'm sure many if you want a status update. As of this very moment, everything we need has been ordered and things are starting to show up at the Game Salute warehouse, including 319 pounds worth of miniatures! We have about 17,000 plastic bases coming to us from the manufacturer in the UK, and the cards are all being printed up now. Everything is pretty much on schedule save for a small delay with the Secret Weapon bases, we ended up ordering a lot of those. So i'm hoping all of your orders will start going out very soon. Those of you who ordered the Battle Flag building bundle will be getting those buildings separat ely, they will ship directly from Battle Flag. Thank you all for being so patient, it won't be long now!
This message was edited 2 times. Last update was at 2013/07/17 17:51:48
This message was edited 1 time. Last update was at 2013/07/28 21:21:16
we'll post an update that says all materials have arrived and we're starting to pack orders. Deadline for updating your address will be this Wednesday.
This message was edited 1 time. Last update was at 2013/08/25 19:05:34
That took a bit longer than expected! My apologies. This campaign is a bit... expansive. The number of potential combinations and individual attention required for each order made things a bit hard to estimate
Up to this point, the warehouse crew has been focusing on organisation and prep - this means packaging gangs and solo pieces separately in readiness for picking and packing. The prep work is wrapping up today, and I am told that packing/shipping will proceed in force first thing Wednesday.
I'll send you folks a message when this begins! Given the scope of the packing process it may take some time before yours is on its way to you, but as soon as it leaves our warehouse you'll be receiving tracking information via email.
GamesWorkshop wrote:And I would have gotten away with it too, if it weren't for you meddling kids!


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Healthy cooking at home can be therapeutic and gives your food some soul. It's always better to cook and eat at home rather than dine out, for many reasons. I have been breaking my habit of giving into buying meals out when I'm "too tired to cook" and forcing myself to go straight to the grocery store instead. What I would have spent on a meal out could buy a bag of groceries!Read More
Going vegan and eating a plant-based diet is more than just a trend, it's a better way to live. Feel good, look younger, have more energy, and stay healthy. There are many reasons why choosing plant-based foods are the key to wellness.Read More
This is a wonderful soup to make when everyone is catching colds around you. It contains a lot more than the title suggests, such as ginger, sweet potato, golden beets, cashews and turmeric. It has sunshine from oranges, vitamin-boosted with the squeezed juice and zest, and you can put lots of fresh ginger in it if you are crazy for ginger like I am. This recipe could just be the thing to make your healthy menu planning better---- just veggies, oranges, spices, a soup pot and ladle.Read More
What kind of foods hydrate and nourish? Watermelon. Coconut water. Cucumber. These are the ingredients that come to my mind when I'm walking outside, enjoying the sunshine and the fresh ocean air. I'm wondering how to blend these ingredients up and make something nourishing out of it. A freshly blended, icy, good for you slushie comes to mind.Read More


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I Wish I Were A Superhero by James McDonald (From the book Rainy Day Poem s) I wish I were a superhero, That flew among the clouds. I'd save the earth from aliens, To the sound of cheering crowds. I wouldn't have to sit in school, I'd do just what I please. But into space is where I'd shoot, With but a gentle sneeze.
If I Were in Charge of the World and Other Worries by Judith Viorst – If you've ever had trouble apologizing or keeping a. Poems for Children and Their Parents.
which we are currently celebrating — the official story is that poetry advocates were impressed by the success of Black History Month in February and Women's History Month in March and wanted to start.
May 05, 2017 · The Poem Farm is a safe place for students to explore poems, and it's a place for teachers to find poetry teaching ideas. I post on Fridays during the school year (every day of April!), and I welcome you to make yourself cozy here among the words.
Feb 1, 2018. If I were a poem… I would be like. the blank page on which. you lay me down. Every curve of every letter. precisely drawn with passion.
Funny Poet In Urdu Asrar Jamayee, 80, an eminent Urdu poet, was declared dead by the Social Welfare Department of South Delhi in 2013, depriving him of his monthly pension of Rs 1,500. Since then, he has been fighting. In fact, a 1936 survey found that the WEA had created an articulate and obstreperous working-class intelligentsia.: Raynal's Wrecked on
Mar 29, 2007. If I were a rabbit. I would hop all around. I would nibble carrots. Without making a sound. If I were a lion. And even if I was full of might. As I was.
May 5, 2017. You may wish to brainstorm a list of "If I were." phrases in your notebook today or someday. Perhaps one will lead you to a poem idea. The list.
Poem." She hands me a sheet of A4 and dashes back on to the. He is from the same set of government-sponsored refugees as Heya, but has much less English, as if he were refusing to learn it. He is.
he has a view of the Strip as if it were an airport runway. Air Traffic goes on to detail Pardlo's own struggle with.
Looking for a Social Studies mini lesson? Here you go! A fun poem and presidential lined paper for students to think about what laws they would like for our.
If I were a peacock I will dance in the showers Amongst the tall trees Amongst the beautiful flowers If I were a sparrow I will fly or eat grains Bur even if I only do that I still have lots of brains If I were a duck I will wade in the lake But I will stop the poem here Or you will shout, " stop for heaven's sake" by Risha Ahmed (12 yrs)
Love Poems – If I Were. by Lucky. If I were a memory I'd hold you there forever Reminding you of the good times we shared.
Wish I were better at reading poetry, but we have to wait for someone better. And I have two of those people on the program right now. Two poets join us today to help celebrate the intersection of.
This poem makes a wonderful cover for a writing portfolio and is guaranteed to make every parent smile. It is surely a keeper! First, I start by reading and analyzing the poem "If I Were in Charge of the World" by Judith Viorst together with my students (link follows).
If I Were Another [Mahmoud Darwish] on Amazon.com. *FREE* shipping on qualifying offers. Winner of the PEN USA Literary Award for Translation Mahmoud.
Oct 16, 2012 · Rudy Francisco: "if i were a love poet". You see I've written a million poems, hoping that somehow you will jump out of the pages and be closer to me. Because if you were here, right now, I'd massage your back until your skin sing songs that your lips don't even know the words to.
"Up until relatively recently in the history of Christendom, poetry was the main form of literature that people enjoyed and read," Pearce said. "The best-selling works of literature up until.
Jul 09, 2014 · If I were a clown I'd say goodbye, If I were a house I'd keep you safe If I were a house I'd keep you warm If I were a house I'd let you sleep in peace If I were a house I'd say goodbye when you moved away, If I were a mouse I would creep in your house If I were a mouse I would peep all day If I were a mouse I would eat all your food
2 Issue 4 review of If I Were Another (Mahmoud Darwish, translated by Fady Joudah) by Erica. Recently, I heard Arabic poetry read out loud for the first time.
Eliot had recorded several poems before his death in 1965. "This is a collection of voices that were captured and properly preserved, in some cases, over many, many decades," Mr. Schwartz said.
If I Were a Sloth – Poem Illustrations Illustrated the wonderful poem 'If I Were a Sloth' by Kathy Paysen as a part of my Character Design course.
May 27, 2009. The If-You-Were poem consists of 4 lines (quatrain) and 2 rhymes (lines 2 & 4). It contains 2 comparisons (metaphors), one for the "I" of the.
I think you know, too. These words, with one change, were penned by Robert Frost in 1922, the opening line of one of America's most revered and recited poems, "Stopping by Woods on a Snowy Evening.".
Jan 6, 2017. Cathryn Lavery. If you were a poem, I would take my time. I would carefully think through all of the words, I would search for meanings that were.
Thank trees for providing a place for kids to climb and build forts, for being a cover for your picnic and a post for your.
Nov 14, 2017 · And if you were 0 for 3, don't worry — some poems in the bot or not database have fooled 65 percent of human readers, according to Schwartz. One of his takeaways from this experiment is that it's actually not about whether computers can write decent poetry.
Also in the chest was Nicole's handwritten morning prayer poem, found in her nightstand drawer. "It didn't need to happen. If you were so jealous or angry," she said. "Why do you need to kill.
The poem is about a little girl who is asked what she wants to be when she grows up. She answers with things like, I want to be a Princess, knowing nobody can.
May 1, 2015. If I Were A Lady was written by Percy French (1854 ~ 1920), a balladeer and. The lady of our poem probably lived in one of Dublin's tenement.
Year Published: 0; Language: English; Country of Origin: United States of America; Source: Walter Barnes, ed., Types of Children's Literature: A Collection of the.
In walking among the pews, in gazing up at the cross above the altar, we were given the chance to encounter expressions of beauty, wonder, majesty, and solace that could be found nowhere else. Here.
Aug 14, 2012 · Best Answer: A Little Mixed Up Just a line to say I'm living That I'm not among the dead. Though I'm getting more forgetful And mixed up in my head. For sometimes I can't remember, When I stand at the foot of the stair, If I must go up for something, Or if I've just come down from there. And before the frig.
* If I should have a daughter, instead of mom, she's going to call me Point B, because that way she knows that no matter what happens, at least she can always find her way to me. And I am going to paint the Solar Systems on the backs of her hands, so she has…
Zazzle Poetry Dont Touch Me I didn't want to touch that topic but, yes. I can't lie to them. It's stressing me the hell out. I can't say don't cry. a aa aaa aaaa aaacn aaah aaai aaas aab aabb aac aacc aace aachen aacom aacs aacsb aad aadvantage aae aaf aafp aag aah aai aaj aal aalborg aalib aaliyah
"Lights were every now and then broken or smashed. In 2006, she made a start on a book – producing a 40,000-word manuscript – and later started writing poetry. "I think in truth, how the poetry.
Poem Activity Have fun with the poem by trying this. This poem makes verses based on things which often go together, for examples the conker and string, the carrot and sprout. Here are two more pairs. For each of them write a third and fourth line in the style of the poem. 1) If you were a fish/And I was a chip. 2) If you were a bat/ And I.
No further mention of the news, the Amazon or climate change. But the next morning, Ana's poem appeared on Rogers' desk. He already knew how great his kids were but this kind of stunned him. "I felt.
My name is Matt and I am a Canadian grade 10 student who just sat down one day and decided to write a poem about writing a poem.
They were familiar with the phrase "lost in translation," and they were sensitive to the idea that translating is risky. Next, students received a "poetry page," which included a poem in another.
If you aren't feeling connected to yourself – poetry for me has become a place where I can get closer to my body. Especially growing up as a young woman, I felt as though there were so many.
20th Century English Poet Novelist And Essayist Chaucer, Geoffrey (c.1340-1400) [literary writing] The major poet of England in the. Gloucester, Robert (late 13th century) The author of a chronicle which can be. The Revelations of Divine Love, a devotional work which she wrote some 20. 24 New Additions to 20 Plaques in Castro District Sidewalks. and revolutionizing African-American participation in 20th-century concert
Dec 4, 2009. If I Were.. by Ravi Sathasivam.If I were the sun I would brighten up your daymake your dream come true like a sun shineand you will live.
William Shakespeare Biography describes the life of William Shakespeare. From birth to death, Shakespeare Biography describes all that is known about Shakespeare's life from available documentation including court and church records, marriage certificates and criticisms by Shakespeare's rivals.
" If I Were in Charge of the World" Portfolio Poem #1 If I were in charge of the world I'd cancel oatmeal, Monday mornings, Allergy shots, and also Sara Steinberg.
Mhlaba-Adebo's poems have been used in film. Mhlaba-Adebo also wants to use her visibility as an artist to support Zimbabweans who were most recently affected by Cyclone Idai. "The area where my.
Feb 12, 2016. If I Were A Poet by howard markman, released 12 February 2016 If I were a poet , I'd write mysterious verse they'd end with first line and the.
Poetry Stop All The Clocks 'Stop all the Clocks' questions 1. What is the name for this type of poem? 2. What is the theme of each stanza? 3. Why might the writer want to 'stop all the clocks'. But he admits he is older and a lot wiser as he is since he rose to international fame as Matthew
Which Myth Is The Best Example Of Mythology Used To Transmit Societal Values And Ethics? Rachel Dwyer's lively discussion encompasses the mythological genre which continues India's long tradition of retelling Hindu myths and legends, drawing on sources such as the national epics of. May 09, 2013 · Voices > Comment 5 Big Fat Myths about Gypsies, Travellers and Roma. Gypsies all have big fat weddings and live in caravans or come
When they found that I was a poet, they were so excited they launched into reciting Irish poems. For them, poetry was the beat of their hearts. I think we don't need a National Poetry Month; we need.
Rate this poem. 3750 votes. From the book My Hippo Has the Hiccups. If I were the Principal, boy, things would change. Our school would be fun, if a little bit.
Mar 11, 2019 · This entry was posted in D.A. Pratt and tagged D.A. Pratt, If I were living, Outlaw Poetry, Poetry by Monsieur K. Bookmark the permalink. One Reply to "If I were living by D. A. Pratt"
Nov 22, 2011 · Poem – 'If I Was a Pirate!' Several years ago I decided that I'd write a book of childrens poems. It started off well enough but due to having a short attention span I only managed to.
From a rooftop, he photographed a couple on a bicycle as they hid in a tunnel, tanks rumbling above. When injured students.
Jun 19, 2016. A poem from the (multiple) eyes of a spider! Beautiful and noble, these creatures are often misunderstood. Maybe its time to unroll that.


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CHICO, Calif. – A barrage of hits and runs gave the Cal State San Marcos baseball team a series-opening 16-5 victory against Chico State in California Collegiate Athletic Association (CCAA) play on Friday night at Nettleton Stadium.
Näshéa Diggs – 3-for-5 | 4 RBIs | 3 R | 1 SB
Andrew Garcia – 3-for-6 | 4 RBIs | 1 R
Anthony Rodriguez – 3-for-4 | 2 RBIs | 2 R | 1 2B
Grant Buck – 1-for-3 | 3 RBIs | 1 HR | 1 R | 1 BB
Cabot Van Til – 3-for-6 | 2 R
Austin Ott – 2-for-4 | 2 R | 1 RBI | 1 BB
Jake Rico – 2-for-5 | 2 R | 1 RBI
Griffin Teisher – 2-for-5 | 3 R
HOW IT HAPPENED •CSUSM got on the board in the top of the first inning thanks to a sacrifice fly to center by Ott that scored Diggs. Diggs got the inning started with a single and a stolen base.
•Chico went up 2-1 in the bottom of the first on a two-run triple by Turner Olson.
•The Wildcats made it a 4-1 game in the bottom of the third with an RBI single by Olson through the left side and a CSUSM fielding error.
•The Cougars started clawing their way back beginning in the top of the fifth inning as a Rodriguez RBI single plated Teisher to make it 4-2.
•CSUSM made it 4-3 in the top of the sixth as Garcia hit an RBI single to score Van Til with one out.
•The Cougars posted a five-run inning in the top of the seventh on a two-run single by Diggs, a base-loaded hit-by-pitch by Buck, an RBI groundout by Garcia and a wild pitch that scored Ott to go up 8-4.
•The Wildcats gained a run back in the bottom of the seventh as Olson scored on an RBI groundout by Jorge Perez.
•CSUSM's biggest inning of the night occurred in the top of the ninth as it scored eight runs with a two-run homer by Buck, an RBI single by Rico, an RBI double by Rodriguez, a two-run single by Diggs and a two-run single by Garcia.
QUICK HITS •CSUSM improved to 15-20 (11-18 CCAA) while Chico dropped to 15-12 (11-11 CCAA).
•Cougar starter Dylan Wannamaker (2-1) picked up the victory as he struck out three while allowing four runs (none earned) on seven hits in six innings of work.
•Chico starter Grant Larson (4-2) took the loss for the Wildcats as he allowed seven runs on 10 hits in six innings of action.
•Of CSUSM's 20 hits, only two went for extra bases.
•The Cougars' 20 hits tied a season high as they posted the same total against Cal State East Bay on Feb. 16.
The Cougars will continue their four-game series at Chico State with a doubleheader set for noon on Saturday.


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Icons in the Map tab of the Toolbar act on volume models such as density maps. See also: making images
Clicking an icon shows the executed command in the Log. Map icons act on the currently selected volume models, if any (specified as sel), otherwise the currently displayed volume models (specified as a list of model numbers). There may be alternative commands for performing the same action.
|Density Maps icon
|show map
|volume show
|hide map
|volume hide
|volume style surface
|mesh isosurface
|volume style mesh
|image display
|volume style image
|toggle transparency of surface or mesh
(if a mix of transparent and opaque surfaces, change all to opaque)
|volume with the transparency option
|toggle outline box
|volume with the showOutlineBox option
|step 1
(not subsampled, every point)
|volume step 1
|step 2
(subsampled at every other point)
|volume step 2
|single Z-plane at the center of the current region
|volume planes z orthoplanes off style image
|(exact volume command depends on the data, but sets orthoplanes at the center of the full data, with style image region all)
|full region
|volume region all orthoplanes off
|fit map in map
fitmap #N inMap #M
(fitting the lower-model-number of two maps total or selected into the other)
|difference map
volume subtract
#N #M minRms
(subtracting the higher-model-number of two maps total or selected from the other)
|smooth by Gaussian filtering
volume gaussian #N sDev 6
(where N is the model number of a single selected map)
|2D-XYZ projection
(affects image display only)
|volume projectionMode 2d-xyz
|3D projection
(affects image display only)
|volume projectionMode 3d
|Airways II preset
(affects image display only)
|volume appearance "Airways II"
|CT_Skin preset
(affects image display only)
|volume appearance CT_Skin
|initial threshold settings
(affects image display only)
|volume appearance initial


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Best socks and best insoles for Harden 3 shoes?
Question: Best socks and best insoles for Harden 3 shoes or any low top basketball shoe?
What I currently have:
Nike Dri-Fit Elite Basketball Crew Socks,
Nike Mens Elite Cushioned Crew Socks,
and Strideline Mens Premium Athletic Crew Socks
Insoles: The default one
My shoe size is size 12
Thanks, best if it's on Amazon, price can be super high as well, just want quality