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The course
Studying Finance Master's Degree at Royal Holloway means that you will learn from internationally renowned experts at one of the UK's top ten teaching and research centres. This programme will provide you with intensive training in the analysis of issues in finance and corporate policy while improving your analytical and technical expertise. On graduation you will be in a strong position to start a career in the financial services, business and banking sectors; we have an impressive employment record, 90% of economics students have jobs in six months.
This is a challenging degree and to ensure all students are ready we hold a two week pre-sessional course. Through your studies you will gain a strong grounding in core areas of finance and have the flexibility to specialise, in areas such as: fixed income securities and derivatives, investment and portfolio management and decision theory and behaviour. On graduation you will be skilled in financial analysis techniques; understand mathematical statistics and theories that are applied in financial econometrics and have the tools to analyse how the financial markets function.
Our balanced approach to research and teaching guarantees high quality teaching from subject leaders, cutting edge materials and intellectually challenging debates. You will be taught by people who have worked and are still working in the finance industry in the broad areas of asset allocation and risk, as well as algorithmic trading.
- Excellent career prospects with economics graduates having an impressive employment record and starting salaries amongst the highest in the country.
- Being part of a small group of around 30 students means you'll have close contact with the academic staff and you'll receive individual support from the course director.
- Use our in-house economics experiments laboratory to carry out research.
Course structure
Core Modules
In this module you will develop an understanding of basic mathematical methods that are used in the study of Economics and Finance, including basic matrix analysis, topology, statistics, and probability theory. You will look at differentiation and integration of standard functions, and basic manipulations of vectors and matrices. You will also examine various optimisation problems and theorems leading to certain basic results in calculus.
This module will provide you with an introduction to the basic mathematical and statistical methods used in Economics and Finance, with a particular emphasis on optimisation and basic matrix analysis. You will develop your ability to carry out differentiation and integration of standard functions, manipulate vectors and matrices, and understand and solve various optimisation problems, both constrained and unconstrained with equality or inequality constraints. You will look at probability and distribution theory, becoming familiar with estimation and inference, and be able to use the main theorems of the large sample distribution theory.
In this module you will develop an understanding of the techniques used in financial decision making in the modern corporation. You will look at how corporations appraise investment opportunities, raise finance to fund such projects, and increase shareholder wealth via sound management and planning. You will examine the discounting methods used to value financial assets, the processes firms go through to raise funds from share issue, and the factors that affect the optimal capital structure of the firm.
In his module you will develop an understanding of the methods used in the analysis of macro and financial time series data. You will analyse and critically evaluate empirical research in finance and macroeconomics, looking at linear and non-linear time series. You will consider the methodologies for large sample modelling of financial and economic data, and undertake a quantitative research project applying testing procedures on time-series data.
In this module you will develop an understanding of the technical, analytical and quantitative methods used for analysing financial and equity markets. You will look at the theory of choice under uncertainty, and the modern theories of asset pricing and asset valuation, with consideration for the concepts of arbitrage pricing and the notion of market completeness. You will also learn about market microstructure, gaining practical experience in trading using simulation software.
In his module you will develop an understanding of the methods used in the analysis of macro and financial time series data. You will analyse and critically evaluate empirical research in finance and macroeconomics, looking at linear and non-linear time series. You will consider the methodologies for large sample modelling of financial and economic data, and undertake a quantitative research project applying testing procedures on time-series data.
You will attend a set of preparatory classes to equip you with the necessary skills required for research, including a hands-on approach to using statistical packages and reading peer-reviewed articles. You will be expected to use either econometric or statistical techniques, and apply your knowledge and skills from the other quantitative methods and theory modules taken during your studies, to produce your own piece of research around 10,000 words in length.
Optional Modules
In this module you will develop an understanding of the rational decision-making paradigm in economics, as well as its shortcomings over the past few decades. You will explore behavioural models, their formalisation and scope, including applications to finance, becoming familiar with both theoretical and experimental methods for research in decision theory and behavioural economics.
In this module you will be introduced to the underlying theory and empirical evidence in portfolio management and its practice in the financial sector. Portfolio theory is blended with practical issues encountered in the investment process, and you will cover topics which include identifying investor objectives and constraints, recognizing risk and return characteristics of investment vehicles, developing strategic asset allocations among equity, managing portfolio risk, increasing portfolio return, and evaluating portfolio and manager performance relative to investment objectives and other appropriate benchmarks. You will develop an understanding of how funds are allocated in portfolio construction, and look at security analysis, optimal portfolio selection and delegated portfolio management.
In this module you will develop an understanding of the most important elements of the default-free fixed income securities market, and the derivatives market. You will look at the analytical tools used in portfolio management and risk management. For bond portfolios, these will include yield curve construction, duration, convexity and formal term structure models. For derivatives, you will focus on valuation, trading mechanisms and management of credit risk.
In this module you will develop an understanding of the economic meaning of the terms liquidity and solvency in the context of financial intermediaries. You will look at simplified frameworks for analysing the fragility of the financial system and consider its relevance to financial crisis including models of bank runs and the theory of optimal financial regulation. You will examine the implications of asset price bubbles for financial stability and the implications of imposing capital structure controls and liquidity controls on financial intermediaries.
In this module you will develop an understanding of corporate finance issues related to company evaluation, and the main users of those evaluations, such private equity firms and venture capitalists (VCs). You will look at the key aspects of corporate valuation, for example leveraging, and how valuations differ according to the maturity of the company, from start up, to making an Initial Public Offering (IPO), to established business engaging in mergers and acquisitions. You will become familiar with leverage buyout and private equity technics, and be able to analyse and critically evaluate the motivation for mergers and acquisitions.
- Working in the Financial Industry
Teaching & assessment
Assessment is carried out by a variety of methods including coursework, examinations and a dissertation.
Entry requirements
Economics, Management, Mathematics, or other maths-based disciplines.
Applicants with a degree in Management will need to have studied sufficient maths modules as part of their degree.
Normally we require a UK 2:1 (Honours) or equivalent in relevant subjects but we will consider high 2:2 or relevant work experience. Candidates with professional qualifications in an associated area may be considered. Where a 'good 2:2' is considered, we would normally define this as reflecting a profile of 57% or above.
International & EU requirements
English language requirements
All teaching at Royal Holloway (apart from some language courses) is in English. You will therefore need to have good enough written and spoken English to cope with your studies right from the start.
The scores we require
- IELTS: 6.5 overall. 6.5 in Writing. No subscore lower than 6.0.
- Pearson Test of English: 61 overall. Writing 61. No other subscore lower than 54.
- Trinity College London Integrated Skills in English (ISE): ISE III.
- Cambridge English: Advanced (CAE) grade C.
Country-specific requirements
For more information about country-specific entry requirements for your country please see here.
Your future career
A Finance masters degree at Royal Holloway will equip you with an enviable range of transferable skills and can lead into a variety of career paths as well as the knowledge and a solid foundation for continued PhD studies. Employers recognise and reward the real knowledge and skills developed in an Economics degree.
We will help students to recognise their own strengths, skills and abilities so that they can make strong applications for their chosen job or further study. We also provide careers support including application and interview coaching, career strategy discussions and the opportunity to network with major employes.
- Our graduates are highly employable and, in recent years, have entered many different economics-related areas, including careers as economists, financial analysts, accountants, bankers, journalists and business analysts.
- Our graduates are currently working for firms such as Accenture, TNS, Bloomberg, Citigroup, Royal Bank of Scotland, Credit Suisse, PwC, and Baker and Mackenzie.
Fees & funding
Home and EU students tuition fee per year*: £11300
International students tuition fee per year**: £18500
Other essential costs***: There are no single associated costs greater than £50 per item on this course
How do I pay for it? Find out more about funding options, including loans, grants, scholarships and bursaries.
* and ** These tuition fees apply to students enrolled on a full-time basis. Students studying part-time are charged a pro-rata tuition fee, usually equivalent to approximately half the full-time fee. Please email email@example.com for further information on part-time fees. All postgraduate fees are subject to inflationary increases. Royal Holloway's policy is that any increases in fees will not exceed 5% for continuing students. For further information see tuition fees and our terms and conditions.
Please note that for research programmes, we adopt the minimum fee level recommended by the UK Research Councils for the Home/EU tuition fee. Each year, the fee level is adjusted in line with inflation (currently, the measure used is the Treasury GDP deflator). Fees displayed here are therefore subject to change and are usually confirmed in the spring of the year of entry. For more information on the Research Council Indicative Fee please see the RCUK website.
*** These estimated costs relate to studying this particular degree programme at Royal Holloway. Costs, such as accommodation, food, books and other learning materials and printing, have not been included.


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Royals 4, White Sox 2: Salvador Perez hit a go-ahead two-run double in the seventh inning and host Kansas City snapped Chicago's three-game winning streak.
Billy Butler and Lorenzo Cain belted solo homers to back seven strong innings from Luis Mendoza as the Royals beat the White Sox for the third straight time in 11 days.
Mendoza (7-8) outdueled White Sox left-hander Chris Sale, allowing two runs on four hits while striking out six and walking one.
Kelvin Herrera gave up two singles in a scoreless eighth and Greg Holland allowed a pair of hits in the ninth before securing his fifth save.
Sale (14-4) had his three-start winning streak snapped, giving up four runs on nine hits in 6 2/3 innings as the White Sox saw their lead atop the American League Central cut to 1 1/2 games over Detroit.
Paul Konerko, back in the lineup for the first time since suffering a concussion Aug. 7, belted a solo homer in the fourth and Gordon Beckham had an RBI single in the fifth for Chicago.
Butler swatted his third homer in 17 at-bats off Sale in the sixth and was intentionally walked in the seventh before Perez delivered his two-run double.
GAME NOTEBOOK: Royals 2B Chris Getz suffered a fractured left thumb and will undergo season-ending surgery Saturday. He was hurt while attempting to bunt in the fifth inning. ... Konerko's homer was the 415th of his career, moving him past Darrell Evans into 46th place on the all-time list. Along with Konerko's return, Chicaco called up LHP Hector Santiago from Triple-A Charlotte and placed INF Orlando Hudson and LHP Leyson Septimo on the 15-day disabled list.

subset: commoncrawl


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Black canvas bucket bag with leather detailing from iconic label PS by Paul Smith. Made from a durable canvas construction, the semi-structured tote features a leather handle to the top and a magnetic clasp fastening. With colour block panel detailing, the main compartment offers two slip pockets and a zipped pocket. Accented with contrast stripes to the sides in the signature Paul Smith style and detailed with a removable leather swatch charm. Finished with PS by Paul Smith branding.
Dimensions: H: 37cm x W: 32cm x D: 15cm.
Model is 174cm/5'8.5".
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Please allow 10 working days from dispatch of your order before notifying us of any late deliveries.
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Please see our returns policy.
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--Olivia Thetgyi
New York-based interdealer broker BGC Partners has hired Deval Bhalja for cash and synthetic collateralized debt obligation sales. He joined in December and reports to Sean Juneja, head of structured products in London, he said.Bhalja left Bank of America in March, where he was ...
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Phoenix Carpet Repair & Cleaning
Website: www.phoenixcarpetrepair.com
Phone: +1 (602) 688-4186
Fax: +1 (623) 444-9644
Address: 115 W Beautiful Lane
Phoenix, AZ 85041
United States
Business Profile
When deciding to choose a carpet repair/cleaning specialist, I know you have options. We take your trust and our integrity very seriously. I alone have a 25+year history of assisting homeowners and commercial property owners with their damaged carpet & Cleaning needs. I know that replacing carpet can be very expensive so I take pride in making your carpet look nearly new by the time we finish our work.Not a licensed contractor by choice but Licensed & insured to perform the work we do.
Rating Distribution
|5 stars
|4 stars
|3 stars
|2 stars
|1 star
Phoenix Carpet Repair & Cleaning Customer Reviews
Awesome work!
Kieth came and saved my carpet that my dog found as a chew toy. Fixed five holes in just over an hour and you can't even tell they were ever there. Thank you Keith!!!
Keith did a very good job stretching our carpet. Nice guy .
Very professional great job.
The best in the Valley
We are very happy with our carpet cleaning done by Keith. The best cleaning ever.
Cannot praise enough Keith and his knowledge, great personality and the end result the way our carpet looks.
I will send out information on Phoenix Carpet Repair and cleaning to all...
Pet Damage Repair
Keith is very professional and friendly. He had come to my home to repair pet damage, to my carpet. He did such a fantastic job that it looks as if nothing ever happened to it. Thank you
Excellent service
When our over zealous dog damaged our carpet, we called Phoenix Carpet Repair. They kept their schedule including an email reminder and promptly coming within their appointment window. Russ walked through what he was going to do and met all of our needs - from...
Exceptional Service!
Our carpet repair was done by Keith Hyler. He was on time, courteous, and very professional. The repairs look great! Keith managed to make it through 'Monte' ( the architect behind the damage ), with a smie and a laugh. I would highly recommend Phoenix Carpet...
Repair and Cleaning service
I was very impressed by the work the performed. I had a very complex strip of carpet torn up from my dog and they gave me a quote over the phone. An hour later they had a guy come out and patch it in a very fast and professional time. RUSS IS THE MAN! He was very...
Very nice work.
Everyone arrived on time just as arranged. Russ worked diligently until the job was done. Result were better than I had hoped for considering the condition of the carpet. Would highly recommend.
Carpet Patching/repair by Keith
I have to say that the experience I had with Phoenix Carpet Repair was one of the best service experiences I've had in Arizona...and I've dealt with a lot!
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All around professional
I made the mistake of leaving my fiance and my three rambunctious pups alone for an entire week while I went to visit my family. Cut to one week later and my carpet miraculously sprung a hole, my blinds are half missing and there are scratch marks all over our...
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Hector was the technician that arrived. He was professional and courteous and punctual. His workmanship was outstanding. He repaired carpet damaged by a pet. Thank you Hector for a superb job.
Closet carpet restretched by Keith Hyler
Excellent work, fast & courteous
Thank you very much Robert! We hope you have a great weekend!
Excellant service on time called about 25 minutes prior to arrival.
Russ was on time clean cut, professional. His skills as a carpet repairman were amazing. Best seam repair I've seen.


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"Your cancer has been successfully removed with surgery, but there may be a role for chemotherapy to protect you in the future." This message is expressed by oncologists in consulting rooms all over the world. In women with early-stage breast cancer, adjuvant chemotherapy may be offered as an insurance policy against cancer recurrence. Risk of recurrence can be estimated based on algorithms using patient and tumor characteristics, but following these algorithms can lead to overtreatment by exposing some patients to the toxicity of combination chemotherapy, without the benefit.
Genomic testing of tumors may provide greater accuracy in predicting risk of recurrence. However, genomic test results may conflict with existing conventional methods of risk stratification, and it is uncertain whether patients whose clinical and tumor characteristics suggest higher risk of recurrence but whose genomic tumor features suggest lower risk would benefit from adjuvant chemotherapy.
In a study published in this week's NEJM, Cardoso and colleagues evaluated the role of a genomic testing tool in discordant cases. The study was part of the international multicentre, prospective, randomized-controlled MINDACT trial (Microarray in Node negative and 1 to 3 positive lymph node Disease may Avoid ChemoTherapy). The MINDACT trial compared risk assessment based on the 70-gene-signature assay (MammaPrint®) to assessment with standard clinical-pathological criteria (modified version of Adjuvant!Online) to direct use of adjuvant chemotherapy in 6693 patients with early breast cancer (median age, 55 years); 79% of patients were node negative and 88% had estrogen-receptor/progesterone-receptor–positive breast cancer. Patients were divided into four groups based on clinical-pathological (C) and genomic (G) risk assessments: high C/ high G (n=1806), low C/low G (n=2745), high C/ low G (n=1550) and low C/high G (n=592).
Patients with high C/high G assessments were treated with chemotherapy and those with low C/ low G risk assessments did not receive chemotherapy. The study focussed on the discordant subset of 1550 patients with high C/low G risk. Patients from this group and those with low C/high G risk were randomized to either clinical or genetic risk assignments to determine if they should receive or forego adjuvant chemotherapy. The primary endpoint was to assess whether the distant metastasis-free 5-year survival exceeds 92% in the high C/low G risk group randomized to forgo chemotherapy. Investigators also compared distant metastasis-free 5-year survival rates in patients in the high C/low G risk group who did and did not receive chemotherapy.
In the high C/low G risk group randomized to omit chemotherapy, the primary endpoint was met as the distant metastasis-free 5-year survival was 94.7% (95% confidence interval (CI), 92.5–96.2%). There was a 1.5 percentage point difference in the distant metastasis-free 5-year survival favoring chemotherapy in the high C/low G risk group. However, this secondary analysis was underpowered and not statistically significant (adjusted hazard ratio 0.78, 95% CI: 0.50-1.21, P=0.267).
Of note, among patients with low clinical risk of recurrence, the genetic test provided no added benefit. Patients with low C had similar outcomes whether they had high or low genetic risk.
In the accompanying editorial, Dr. Clifford A. Hudis and Dr. Maura Dickler consider the significance of a 1.5 percentage-point difference in distant metastasis-free 5-year survival in two women of different ages, priorities, and high clinical risk. They explain, "This difference does not precisely exclude a benefit that clinicians and patients might find meaningful." The findings of this trial should be helpful in informing decisions about genetic testing of tumors and adjuvant chemotherapy. Despite these technological advances, patients will require careful discussion with their oncologist to determine their next steps.


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I stayed in such an amazing place in Prenzlauerberg that I decided to shoot some details with Georges...
Oh, Georges is my (daddy's) vintage Canon AE1.
We found his name while having a coffee & Kristina said it with such a lovely accent that I knew it was the right little name to give to that camera !
And apparently Georges loves Berlin !


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Accommodation in Flygstaden, Söderhamn - 1 hit
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Byggnad 61, Flygstaden, 82670 Söderhamn Map
Hostel | Welcome to Söderhamn and Funemässen. Funemässen is located at Flygstaden, a former Air force base called F15. In our relaxed atmosphere your stay will be nice and comfortable. Our lunch restaurant, a favorite to many locals, is open every day. Read more
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Code readers, from companies like Microscan and Cognex, are not that expensive, but if $2,000 or so breaks the bank, why not build your own?
Well if your time is free it might be worth doing, otherwise I'm not sure I see the point, but there is an army of robotics hobbyists out there who are fired up by the challenge of doing clever things with opensource software, so guys, this is for you.
In "How to Build an Open Source Vision Sensor" (Vision & Sensors, September 1, 2010) Anthony Oliver sets out a step-by-step tutorial. I'm not one of those Linux programming enthusiasts, but this short paper has almost inspired me to give it a go. If you're curious about developing machine vision without spending a ton of money with the big vendors, and you have a little time on your hands, why not give it a try?
I'm curious to hear how you get on, so don't forget to email me pictures and comments!
Wednesday, September 15, 2010
A really cheap data matrix code reader
Labels: Cognex, DataMatrix, Microscan
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Stores Say Wild Salmon, but Tests Say Farm Bred
wild salmon from West Coast waters used to have a low profile in
Today, "fresh wild salmon" is abundant, even in the winter when little of it is caught. In fact, it seems a little too abundant to be true.
performed for The New York Times in March on salmon sold as wild by eight
For shoppers, said David Pasternack, the chef and an owner at Esca, a theater district fish restaurant, buying authentic wild salmon "is like a crapshoot."
The findings mirror suspicions of many in the seafood business that wild salmon could not be so available from November to March, the off-season. Wild and farmed salmon fillets and steaks look similar because farmed fish are fed artificial coloring that makes them pink, but that coloring can be measured in laboratory testing.
With East Coast wild salmon all but extinct and West Coast wild catches restricted by quotas, farmed fish constitute 90 percent of this country's salmon sales.
Yet last month, when fresh wild salmon should have been scarce, 23 of 25 stores checked by The Times said they had it in stock.
Times sent random samples of salmon bought on March 9 to Craft Technologies
the sample bought at Eli's
at Craft Technologies said that a sample from Whole Foods Market in
A researcher at the F.D.A., who reviewed the results only on the condition of anonymity, said that Craft Technologies "had used a method that is accepted," and that he agreed with its findings.
In the last two years two scientific studies have reported that farmed salmon contain more PCB's and other contaminants than wild salmon, and numerous studies have called farming practices an environmental hazard.
told of the results of the fresh salmon tests, Gretchen Dykstra,
Officials at the stores had a variety of explanations.
Peter Leonard, an owner of Leonard's, said that his records did not go back as far as March 9, but that his sales clerks "must have gotten the salmon from the wrong pile in the back."
William Lettier, the vice president for retail operations at Dean & DeLuca, said four of his vendors could not provide him with their paper trail. He said he now wanted proof of the source of the fish from his vendors and would have his salmon spot-tested.
Jonathan Meyer, a partner in Wild Edibles, said he had narrowed the source of his fish to two Northwest vendors and had suspended business connections with both.
M. Slavin & Sons in
But it can't be both.
whole salmon sold to this reporter as wild from Slavin's
in the Fulton Fish Market was pulled from a box marked "farmed
know you are looking at the label, but believe me," the clerk at
When his remarks were repeated to Herbert Slavin, an owner of M. Slavin, he said: "How do you know he is an expert? We do not misrepresent."
The Times tested two salmon fillets sold as wild by Grace's Marketplace, one labeled "Rainforest," indicating it came from Washington State, the other "Columbia River." Joe Doria Jr., an owner of Grace's, said that one of his suppliers, Alaskan Feast, had sold wild Alaskan troll king salmon to the store.
Daniel Kim, an owner of Alaskan Feast, said he had not sold the store
Rainforest or
Mr. Doria offered another explanation: "Sometimes when these fish come off the boat they get separated, and I got sent the wrong salmon from my supplier."
In addition, Mr. Kim called to say that a whole salmon one of his salesman at the Fulton Fish Market sold to this reporter as wild was actually farmed. He said his salesman had "made a mistake." The fish was not analyzed.
Wittenberg, the vice president for marketing and public affairs at Whole
Foods, said its wild salmon was properly labeled and came from the trolling
Times's findings were confirmed by two Norwegian
researchers, Dr. Bjorn Bjerkeng, a leading
researcher in the analysis of salmon carotenoids at
the Institute Aquaculture Research in
Wild salmon become pink by eating sea creatures like krill, which contain a carotenoid called astaxanthin. Farmed salmon are naturally grayish but turn pink when they are fed various sources of astaxanthin, including one that is chemically synthesized and others that originate from yeast or microalgae.
During Craft's two-week testing, it determined that the controlled sample and the one from Eli's had more than 60 percent of the form of astaxanthin that occurs naturally, within the range of 50 to 80 percent typical for wild salmon. All the other samples except the one from Whole Foods had 30 percent or less of the form dominant in wild salmon. The sample from Whole Foods had 37.9 percent. The farmed samples tested high in either the synthetic or the yeast forms of astaxanthin.
Fleming, a spokeswoman for the Alaska Seafood Marketing Institute, a state
agency that promotes wild seafood, said, "The symptom is not confined to
extent of the problem is certainly surprising," Ms. Fleming said,
"especially in a place like
Federal regulations governing country-of-origin labeling took effect on Monday. They require fish to carry a paper trail back to the source, but they apply to full-service markets like grocery stores, not to fish markets.
Joseph Catalano, a partner at Eli's and the Vinegar Factory who is responsible for the fish those markets sell, said he was not surprised by the test results. "The bottom line on all this is money," he said.
Faced with fillets of wild and farmed salmon, even renowned chefs like Eric Ripert of Le Bernardin and Mr. Pasternack of Esca, who pay top dollar for the choicest seafood, could not visually distinguish one from the other. After the fillets were cooked, however, they could taste the difference.
"The most obvious clue is flavor," said Ms. Fleming of the Alaskan agency, "but by that time it's too late."
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text:
Hello, I am Cameron.
I seem to have a Google redirecting virus,
I don't know how it got here, because I have 4 AV's running ( lol slow computer ).
Norton said I had this virus: Securityrisk.URLRdir I ran full scan in safe mode and ridded my system of it. Now my 4 AV's report nothing.
Also, if you have heard of a website called Roblox, every few seconds it freezes and then unfreezes, and I can't play any games on it the 'Play' button does nothing.
Any help will be nice.
check your hosts file to see if it correct.
also it is normally recommended to run one each of theses
virus protection
malware eliminator
also on another note, did the redirection go away?
multiple copies of these can cause problems.
good luck
My HOST file is fine, infact I have the Microsoft tool that resets it on my desktop incase I need to use it!
Oh wait... I just looked in my HOST file and found RIGHT at the bottom:
18.104.22.168 www.google-analytics.com.
18.104.22.168 ad-emea.doubleclick.net.
220.127.116.11 www.statcounter.com.
I owned myself.
wierd, well hope that fixed it. if you get another infection that pops up let me know,


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2018-01-22 21:38|
Publisher: admin|
Views: 915|
Comments: 0
Research Article
1. Leadership and Innovation for the Future of ODL
2017, 1(1): 1-5
Asha Kanwar
1 Commonwealtlr of Learning . Canada
The phenomenal growth of online learning, Open Educational Resources (OER) and Massive Open Online Courses (MOOCs) are disrupting Open and Distance Learning (ODL) as never before. Instead of playing a leadership role, most ODL institutions, with a few exceptions, have watched these developments from a safe distance. But with more competition and convergence, ODL institutions can no longer afford to wait and watch. But why did this happen in the first place? In addition to their teaching role, how adept have ODL institutions been in their research and outreach functions? Innovation in an ODL institution would mean an effective blending of these three roles.
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Research Article
2. How Much Do College Teachers Know about Instructional Design Competencies:
A Survey Study
2017, 1(1): 6-17
ZHONG Lijia, SHENG Qunli & ZHANG Yumei
1 College of Education, Zhejiang University.
The competency of instructional design played an important role in improving teaching efficacy and students'achievements. Based on theoretical analysis and experts'consultation, this project develops a questionnaire for college teachers'competency of instructional design, concerning five dimensions as following: planning instructional goals; designing instructional contents; instructional implementation; front-end analysis and instructional assessment. What's more, the study also investigates college teachers' instructional cognitive ability and knowledge system. The study conducts a random survey at the universities in Zhejiang and Shanghai. 192 valid data are collected via electronic and printed questionnaire. Based on the analysis of variance, relevance and regression, some suggestions are provided as following: There had been imbalanced development of college teachers' instructional design competencies with serious weak points. We should attach great importance on college teachers' competencies of instructional assessment, which needs to be improved urgently. In terms of the characteristics and needs of college teachers with different teaching experiences and titles, we should stress on enhancing teachers'cognitive understanding of teaching and broadening knowledge system. What's more, the development of tailored training for instructional design would improve the faculty's overall instructional design competencies.
2.Download Sharing
Research Article
3. The Flipped Model Incorporating Mobile Learning Environment: Experiments of
" WeChat-assisted Flipped Classroom"
2017, 1(1): 18-30
FAN Wenxiang, LI Kai & MA Yan
1 School of Education Science, Nanjing Normal University
2 Department of Basic Course, Hohai University Wentian College;
3 Graduate School of Chongqing Normal University
With the rapid development of mobile technology and popularization of mobile equipment (e.g., smart phone and laptop), mobile learning has drawn global attention and become research highlights in the field of education. With a learner-centered characteristic, mobile learning can fully suit learners' personalized learning needs. Thus, it is of great significance to study the effective strategies integrating mobile learning with the flipped classroom model, which facilitates the process of educational informationization. WeChat, which includes three main functions: platform function, communication function, and social networking function, is one of the most popular standalone messaging apps on mobile devices. These multiple inclusive functions can provide strong support for the implementation and development of mobile learning.
This empirical research on application of WeChat in flipped classroom contains the following four stages: First, the study revealed potential pedagogical functions of WeChat and analyzed technical requirements of flipped classroom. Based on these statements, it puts forward the solution of a WeChat-assisted flipped teaching model.
Second, under the direction of Constructivist Learning Theory and Systematic Instructional Theory, the current research conducted a case study on the existing flipped classroom models. And on this foundation, a flipped classroom model enhanced by WeChat platform has been constructed.
Third, guided by the constructed flipped classroom model, the authors carried out a teaching session on "Basic College English" class. The results of this study demonstrate that a WeChat-assisted flipped classroom can effectively improve student learning performance.
Fourth, this paper summarized both advantages and limitations of the flipped model, and provided suggestions on how to implement flipped classroom model under mobile learning environment.
3.Download Sharing
Research Article
4.The Study on Understanding and Attitude of Students to e-Schoolbag
2017, 1(1): 31-43
Zhang Lichun & Jiao Jianli
1 Institute for Curriculum and Teaching Reform, XinYang Normal University;
2 Future Education Research center, South China Normal University;
The word of e-Schoolbag was aroused in 1999 in Singapore. It attracts public attention because of its convenient to carry and easy to update. The author found that different students have different ideas about e-Schoolbag based on the former research. The author also found that different students on understanding of e-bag directly affect the e-Schoolbag application effect. Because of that, the aim of this study is to survey the students' attitude and understanding of e-Schoolbag in order to find out the e-Schoolbag's application and promotion strategy the consequence can guide practice. This study mainly used quantitative and qualitative research is complementary mix of research methods to get data. We design and develop the e-Schoolbag questionnaire of students' attitude and understanding which is based on the psychological measurement science and hermeneutics theory. Students on understanding of e-Schoolbag dimensions include: firstly, students on understanding of the connotation of e-Schoolbag; secondly, students on the understanding of the application of e-Schoolbag, thirdly, students on understanding of e-Schoolbag's value; Students on e-Schoolbag attitude dimensions include: students to e-Schoolbag have three aspects: cognition, emotion and behavior. The questionnaire is guided by many experts and students. Then, we use it to get data from Guangdong area e-Schoolbag experimental school. We find the following situation: Students on understanding of e-Schoolbag: Eighty percent of students have consistency to understanding of e-Schoolbag connotation. Less experienced students cannot understand more profoundly e-Schoolbag application model. Men than women have strong learning ability in e-Schoolbag applications; The students who contact e-Schoolbag less time think science is more suitable for e-Schoolbag teaching; Contacting e-bag earlier students think network should be open; The students who contact e-Schoolbag more time and girl students think that they can recognize the value of e-Schoolbag. Students on attitude of e-Schoolbag: On the whole, students on attitude of e-Schoolbag is positive, there are significant differences between different students attitude towards e-Schoolbag students; Students' performance in the application of e-Schoolbag is negative; less experienced students used e-Schoolbag, male students, the long network age students and long time's using e-Schoolbag students in every day are more positive than the opposite person. Finally the author puts forward the following Suggestions: firstly, e-Schoolbag's developers should intensify efforts to the development of science resources and science symbol is convenient input; secondly, men and women join in team and together to complete the task when using e-Schoolbag for teaching; last, education bureau and school should encourage more students and students on the application of e-Schoolbag. As a result of limitations in sampling and resources, there are some considerations for the future research: we suggest that expand the number and scope of the sample and in-depth analysis of the relationship the understanding and attitude between different groups of people about electronic.
4.Download Sharing
5.The Possibility of the RTVU' s Transformation into Community Education
2017, 1(1): 44-53
WU Zunming & CHEN Yuming & HAO Liying
1 Faculty of Education, East China Normal University.
2 Guangxi Radio and TV University.
3 Faculty of English Education, Hebei Technology and Science University.
5.Download Sharing
Research Article
6. Open Learning and Research in Social Network Era: an Interview with
International Distance Education Pioneer Dr. Terry Anderson
2017, 1(1): 54-62
Wang Zhijun
1 Research Center for Educational Informatization, Jiang Nan University
The Journal of Open Education Research (JOER) published an interview with international distance and online learning pioneer Dr. Terry Anderson in 2004①. The interview systematically introduced the distance education management and practice in Canada and Dr. Terry Anderson's research from a macro perspective focused on the topic of the educational technology in distance education. Dr. Terry Anderson, as the pioneer in this field, proposed the interaction equivalence theorem to guide the design of MOOCs and OERs and published many influential papers and 11 books in distance education and educational technology in the past decades, when distance and online learning developed rapidly. One of them: Theory and Practice of Online Learning, received the 2009 Charles E. Wedemeyer Award. The three generations of distance education pedagogy has been translated into different languages, which was written by him and Jon Dron in 2011. Dr. Anderson proposed the idea of "teaching crowd with social media" to lead the learning in this open and connected age. He designed a boutique social networked learning community - Landing to enhance and support learning with the advantage of three social structure (group, net and set). He was the editor of the International Review of Research in Online and Distance Education for ten years, which is one of the only two distance educational journals in the Social Science Cite Index list. This interview focused on his research experience, MOOCs and his most important research achievement: three generation of distance education, interaction equivalence theorem, open learning and scholarship with social media. I hope that this interview, which showcases Dr. Terry Anderson's excellent research and insights in distance education, can not only presenting readers with comprehensive pictures and success stories of open learning and scholarship in social network era, but also promotes high-quality and open learning and research in the future.
6.Download Sharing
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Can a modern diesel car run for 3000kms at a stretch? If not, what distance can it run at a stretch.
3 Answers
I have no clue about the Skoda Octavia specifically, but 3000 km...1860 miles, what do you mean by at a stretch? Not without re-fueling, @ say 30 mpg that is 50 gallons+ in fuel. But as for your question, a good modern diesel can run much farther that that. Only thing is, checking oil.
Thank you!!! And Ofcause I ment refueling it as and when needed...
Being 100% ignorant about that car, I did a little reading-up. Looks like a very nice car. Czech-Mate over lots of American cars WOW that 2.0 TDI Turbo 138HP, 48mpg
Looking for a used Octavia in your area?
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Manaus Travel Information
Allegro in Manaus, AM
Location of Allegro in Manaus, AM
Address: Av. Djalma Batista, 482
Bairro: Nossa Senhora das Graças
City: Manaus, AM
Phone: (092) 3216-5099
Hours: From 10am to 12pm. Thursday to Saturday to 2am.
Cost: No Information Available
Restaurant Allegro in Manaus, AMIn Brazil, there are several "bares", or "barzinhos", (pubs, little pubs) where adults gather for happy hour to have caipirinhas, cocktails, beers and other cold drinks.
Snacks are very popular, many are dependent on the local foods, but many are typical everywhere in Brazil. Polenta frita (fried polenta), pao-de-queijo (biscuits baked with cheese inside), salami Italiano, fried chicken wings, cod fish balls (deep fried pastry made with wheat flour, egg, and shredded cod fish), various cheeses, and olive platters.
It is very common for bars, called botequins, to have cafe-com-leite (coffee with milk) served in a shot glass, plus fresh french bread with butter for breakfast. This is a fairly unusual for many people, who view pubs as a night time venue.
People typically gather in bars to watch sports events. Normally, these are soccer matches, which happen often and not only during the World Cup. Brazil has soccer tournaments throughout the year, and most everyone has their favorite team. It isn't unusual to see vast numbers of people promoting their team.
Brazilian pubs range from very informal, lower class establishments to very formal, higher end places. Unlike most North American pubs, most of these pubs are wide open to the public with no formal entrance.
The minimum age for drinking in Brazil is 18 years old, and if you look older than 18 it is very likely you won't be asked to show your ID. Public drinking is allowed in most cities, and public areas.
Map of Allegro in Manaus, AM
Activities near to Allegro in Manaus, AM
|Amazonas Theater (theater) - It is the greatest symbol of Manaus' economic peak. It has 700 seats and was constructed with bricks brought over from Europe, French glass and Italian marble. Several important opera and theater companies, as well as international orchestras, have already performed there.
Praça São Sebastião, s / n º - Centro - Manaus / Am - Brazil
Phone: (92) 3622-1880 / 3622-24...
Address: Teatro Amazonas Rua Tapajós, 5 - Centro, Manaus - AM
Distance: 0.76km from the Allegro in Manaus, AM
|Meeting of the Rivers (sightseeing) - This natural phenomenon is caused by the confluence of the Negro River's dark water and the Solimões River's muddy brown water that come together to form the Amazonas River. For 6 km, both rivers waters run side by side, without mixing. This phenomenon is caused by the great difference between the water temperatures and current speeds. The Negro River flows approximately 2km/h at 22ºC, while the Solimões River flows 4 to 6 km/h a...
Address: Encontro das Águas Rio Negro con Rio Solimoes Manaus AM Brazil
Distance: 0.76km from the Allegro in Manaus, AM
|Adolpho Ducke Botanical Garden (park) - The Adolpho Ducke Botanical Garden, inside a 100 km ecological reserve, is the world's largest, with an infinite number of vegetal and animal species.
It was founded in 2000 and is situated on 500 hectares of primary forest land at the edge of the Adolpho Ducke Forest Reserve, east of Manaus. It is administered through a partnership between the INPA (National Institute for Amazon Research), the Municipality of Manaus and MUSA (Muse...
Address: Avenida Uirapuru neighborhood, City of God, Manaus, Amazonas, Brazil
Distance: 0.76km from the Allegro in Manaus, AM
|Biblioteca da Imagem e do som do Amazonas Museum (museum) -
Created in 2000, was installed with the latest technology in partnership with private companies and aims to search, collect, preserve, disseminate and popularize collections of images, audio and video on the Amazon, through image, audio and video.
The entire collection is restricted to research on the spot may not be reproduced or borrowed.
245,000 pieces (approximately).
Guided tours;
Film Pro...
Address: Praça Heliodoro Balbi, s/n - Centro - Centro, Manaus, Brazil
Distance: 0.76km from the Allegro in Manaus, AM
Restaurants near to Allegro in Manaus, AM
|Confeitaria Alemã is a Hamburgers restaurant that is roughly 0.00km from Allegro in Manaus, AM and can be found at Av. Djalma Batista, 482
|Bombons Finos da Amazônia is a Dessert restaurant that is roughly 0.00km from Allegro in Manaus, AM and can be found at Av. Djalma Batista, 482
|Allegro is a Pub restaurant that is roughly 0.00km from Allegro in Manaus, AM and can be found at Av. Djalma Batista, 482
|Alemã Express is a Buffet restaurant that is roughly 0.00km from Allegro in Manaus, AM and can be found at Av. Djalma Batista, 482
Hotels near to Allegro in Manaus, AM
|Monaco Hotel
Monaco Hotel is conveniently located in the popular Manaus City Center area. Featuring a complete list of amenities, guests will find their stay at the property a comfortable one. Bar/pub, 24hr room service, poolside bar, restaurant, pets allowed are just some of the facilities on offer. Air conditioning, non smoking rooms, in room safe, mini bar, balcony/terrace can be found in each guestroom. Ta...
|Express Vieiralves Hotel
Express Vieiralves Hotel is conveniently located in the popular Manaus City Center area. The hotel has everything you need for a comfortable stay. 24hr room service, safety deposit boxes, restaurant, bar/pub, business center are on the list of things guests can enjoy. Guestrooms are fitted with all the amenities you need for a good night's sleep, including non smoking rooms. The hotel offers vario...
|Plaza Manaus Hotel
Located in Manaus City Center, Plaza Manaus Hotel is a perfect starting point from which to explore Manaus. The hotel offers guests a range of services and amenities designed to provide comfort and convenience. All the necessary facilities, including 24hr room service, room service, laundry service/dry cleaning, restaurant, business center, are at hand. Relax in your comfortable guestroom, featuri...
|Chez Les Rois Bed And Breakfast
Chez Les Rois Bed And Breakfast is conveniently located in the popular Manaus City Center area. Featuring a complete list of amenities, guests will find their stay at the property a comfortable one. All the necessary facilities, including safety deposit boxes, airport transfer, business center, 24hr room service, are at hand. Guestrooms are designed to provide an optimal level of comfort with welc...


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Opening Ceremonies at Kincaid Park: February 22, 2014 (photos by Kris Edlund)
Opening Ceremonies for the 2014 Junior Nationals for Ski Jumping & Nordic Combined were held at Kincaid Park in Anchorage. The event started with a torch ski, athletes from each division skied a loop around the stadium passing the torch from Division to Division. Ben Loomis from the Flying Eagles was our skier. The National anthem was sung beautifully by a local 6th grader, Julia Nauheim. Adam Verrier (former Olympian and National Ski Champion) gave the welcome and opening remarks to the athletes, coaches, family and friends gathered outside in the ski stadium. Each coach did the introduction of athletes! Once inside the chalet, some staff from the Alaska Native Heritage Center brought a cross cultural Junior Olympic demonstration showcasing the history of the Native Youth Olympics, where events are based on games past generations of Alaska Natives played as a way to test their hunting and survival skills. A dinner of salmon, reindeer dogs and some Alaskan crab was served, with dinner music provided by local bad Naked Mable (this trio of musicians incorporates traditional bluegrass among other styles of music).Read More


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Article archive
yahan aap naats aur islamic pic dekh aur download kar sakte hain.inshaallah kuch dinoon mein yahan ap softwares etc bhi download kar sakenge.>>
Visitors notice
Let your visitors know about news and events on your website as often as possible. You need to keep your website up-to-date so that your visitors will get used to visiting your pages regularly. You can use RSS feeds to deliver new articles directly to your readers.>>
Items: 1 - 3 of 3


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A storm churned into the northern High Plains on Friday, packing heavy snowfall and winds of up to 60 m.p.h. to parts of Wyoming, Colorado and Montana that forced the closing of schools and highways.
Although Friday was officially the day spring arrived in the Northern Hemisphere, winter storm warnings, or watches, and livestock advisories were posted in a wide area stretching as far east as the Dakotas and Nebraska.
Snow blown by strong winds closed parts of three interstate highways and many schools in Wyoming. Forecasters warned of near-blizzard conditions in parts of Wyoming and Montana, with total snowfall of as much as 1 1/2 feet forecast.
80 M.P.H. Winds Forecast
Winds of 60 m.p.h. were clocked in parts of Wyoming and Colorado on Friday, and forecasters said winds overnight could reach 80 m.p.h. in the Colorado mountains and foothills.


text:
Thursday, September 06, 2012
My little Greens...
4 comments:
- Aziela said...
Pak Idrus, I can imagine how peaceful it is to be in this space and blend ourselves with all the frshness. Better yet, it could 'bring' us deep into the nature. Superb.
- 11:31 am
- Temuk said...
Lovely arrangement, Pak Idrus! Rajin sungguh Pak Idrus mengindah & mengendahkan ruang.
- 12:29 am
- Pak Idrus said...
Aziela, Thanks for the visit and the good words on this posting.
Indeed a space like this would surely enhanced our quality of life. So do whatever you could to create that kind of space. Mine is just sekangkang kera and I did enjoy doing gardening there.
Have a nice day.
- 4:42 pm
- Pak Idrus said...
Temuk, Thanks for the visit and the good words.
Well with the time I have got I am doing my best to create my little paradise in the space which is just a sekangkang kera.
I am indeed glad that you like the garden new look.
Have a nice day.
- 4:45 pm


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Sinusitis refers to infected or inflamed sinuses. Sinuses are hollow air spaces within the bones surrounding the nose. The sinuses produce mucus, which drains into the nose. If the nose is swollen, the swelling can block the sinuses, causing pain and infection.
Sinusitis can be acute, lasting for less than four weeks, or chronic, lasting much longer. Acute sinusitis often starts as a cold, which may result in a bacterial infection. Allergies, pollutants, nasal problems and certain diseases can also cause sinusitis.
Symptoms of sinusitis can include fever, weakness, fatigue, cough and congestion. Sinusitis may also cause mucus drainage in the back of the throat, called postnasal drip. Treatments include antibiotics, decongestants and pain relievers. Using heat pads on the inflamed area, saline nasal sprays and vaporizers can also help.
NIH: National Institute of Allergy and Infectious Diseases
For additional information, please click here http://www.mayoclinic.com/health/chronic-sinusitis/DS00232


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Home>Products>1-20TPD Small Scale Oil Refining Line>factory supply sunflower oil press machine /oil expeller
factory supply sunflower oil press machine /oil expeller
- Shandong
- 1-20TPD Small Scale Oil Refining Line
- 1 unit
- contact us
- Standard packing
- T/T,Western Union,L/C
- 100 Set/Sets per Month
Product Details
|Olive Oil
|Cold & Hot Pressing Machine
|Automatic Grade:
|Production Capacity:
|Place of Origin:
|Jinan,Shandong, China (Mainland)
|Brand Name:
|Model Number:
|After-sales Service Provided:
|Overseas service center available
|factory supply sunflower oil press machine /oil expeller
|Product name:
|sunflower oil press machine /oil expeller
|2 Years
|Stainless steel or carbon steel
|vacuum pump
|Cake oil rate:
|Squeezing level:
|Level 4
Product Description
leader edible oil refining processes co., ltd supply the complete set of cooking oil production line machinery including sunflower oil production line, palm oil production line, soya bean oil production line, peanut oil production line, cotton seeds oil production line, maize corn germ oil production line, clamelia oil production line, rapeseeds oil production line, canola oil production line, coconut cropra oil production line, shea oil production line, groundnuts oil line, sesame oil production line,black seeds oil production line, jatropha seeds oil production line,moringa seeds oil production line.
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factory supply sunflower oil press machine /oil expeller
Principle and Structure :
Screw expeller pressing is to separate the oil from oil bearing materials by the pressing power which comes from the change of chamber volume, drive from screw worm, resistance of curve teeth at press rings and extrusion friction between oil materials. Under the big pressure created in press chamber, the oil can be discharged from gap of press bars and oil trough of press rings. Either big scale and small scale of screw oil expeller, they have similar theories in screw expeller pressing. Because the screw type seed oil expeller is mainly used by extrusion theory, so it is also called as oil extruder or oil extrusion process.
factory supply sunflower oil press machine /oil expeller
product feature
1. Which can press sesame, walnuts, almonds, and other high oil crops.
2. Can be used for both hot press and cold press.
3.High oil yield and good condition oil cake.
4. High purity edible oil. As equipped with two vacuum oil tanks to filter pressed oil, the finished oil is of high purity.
5. The wear parts such as the pressing rings, worLD are made of the carbon steel which is under the process of heat pretreatment, making them very durable.
6. Safety and convenience. The whole process is controlled by electric cabinet, making it more safe and easy to operate.
7. After pressed, the oil is very pure with good smell, can be edible for people directly
8. It is durable using, which is the least to change the wearing parts
9.It is made of stainless steel, so the oil can reach the healthy standard. Which is do good to people health.
oil press accetable raw materials:
Small oil pressing line is fully adopted mechanical driven, it connects a series small oil processing equipment together to realize continuous oil extraction with easier operation and higher rate of oil yield. The small oil pressing line or you can say small oil processing plant is able to process a great many of vegetable oil seeds, such as soybeans, peanuts, cotton seeds, sunflower seeds, sesame seeds, palm kernel, coconut etc. Small investment, fewer land space, labor saving and wide application, the small oil pressing line is your first choice to start the oil making business
why choose us
1: Steel materials of the machine are purchased from the steel manufacturering factories directly, so the materials are in high quality
2: We have top engineer group and long-term cooperation with several research institutions,
3: Our workers are professional, each of them has been trained strictly before their job;
4: We supply the high grade, the consummation after-sale service.
our customer
welcome to visit our factory anytime!!!
Packaging & Shipping
our services
Anyone who bougLD our machine all can accept the usage and maintenance training in our factory.
A. Engineers available to service machinery overseas.
B. We afford technical solutions for buyers at any time.
C. We supply spare parts all year around at ex-factory price.
Our after-sales service team can go to your workshop for debugging and training.
Warranty period: 2 years from the date you bougLD our machine.
The following situations are not included in our warranty.
(1) The damage which you did not according to our service manual.
(2) Normal spoilage of the quick-wear part.
(3) Someone who canâÂÂt use and maintain the oil press machine.
Whether the oil press machine is in our maintenance range or not, our after-sale service team all can help you to repair.
Those are not included in our maintenance range, you need to pay the traveling expense, material cost and repair cost for our after-sale service team.
Contact Us
- Leader Edible Oil Refining Processes
- email@example.com
- AddressNo3.Suihua Road,Gaoxin District.Jinan,CHINA
- Phone(Working Time)0531-85064681
- Fax0531-85064682
Related News
|How is fish oil produced?
|Refined fish oil processing
|Refining technology of crude deep-sea fish oil
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Cuda Responsive One-Page WordPress Theme
Cuda is a free one-page portfolio WordPress theme developed by CodexCoder team, and its vibrant color scheme is definitely attractive to a wide range of visitors.
Its one-page layout allows you to feature all relevant content in a single glance, so your readers don't miss any details that you wish to share. It also has unlimited background colors to choose from, a fully responsive and mobile-friendly layout, lazy loader, smooth scrolling, Contact Form 7, portfolio section, skills section, Pre-Loader ON/OFF options, two menu bars, static & dynamic slider sections, and section filtering — all of which will allow you to customize your site with extra ease.
Try out Cuda's live demo here. And don't wait until your competition has grabbed this great template first — get it now here, for free.


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Meks Video Importer Wordpress Plugin - Rating, Reviews, Demo & Download
Plugin Description
Meks Video Importer was originally created as a feature for our Vlog WordPress theme but now it can be used on any WordPress website.
With Meks Video Importer WordPress plugin you can easily import YoutTube or Vimeo videos in bulk to your posts, pages or any custom post type registered on your website. The plugin is highly configurable and provides you with various options for fetching videos. Whether you want to pull videos from a channel, a playlist, or a specific user and even search query, we got you covered.
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Video Importer WordPress plugin is created by Meks
- Bulk import YouTube and Vimeo videos
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Wow. What a crazy season it has been. Who thought it would turn out this way? I certainly know I didn't. With the season giving us surprise after surprise, there's no doubt there will be craziness in the post-season as well.
As week 17 wraps up, the cold, ragged road to the Super Bowl begins. Here is how I believe it will play out.
Wildcard Round
Cardinals @ Panthers: This one will be a grind-it-out type of game. With two very strong defenses going head to head, we'll see who packs a bigger punch to seal the deal. Cam Newton will be able to have some fun, but not too much fun as I believe that vaunted Cardinals secondary will definitely impact his decision making, forcing Cam to make mistakes.
Score: Cardinals win 23-16
Lions @ Cowboys: Tony Romo and Demarco Murray have been absolutely phenomenal this season. They have led the Cowboy squad out of the 8-8 doldrums as the seek prosperity for the first time in a long time. Without Ndamukong Suh, the Lions will still have a very strong defense, but with Romo and Murray, the Cowboys attack is too strong. Did I mention Dez Bryant and Jason Witten? Matt Stafford and Calvin 'Megatron' Johnson will certainly do some damage, along with the wildcard wide receiver Golden Tate. This game will be fun to watch.
Score: Cowboys win 34-31
Ravens @ Steelers: This division rivalry never gets old. If this were 2012, the Ravens defense with Ray Lewis and Ed Reed would be no match for the Steelers newly high-powered offense. However, those Raven players are gone, leaving the team's defense weaker. The Steelers have clicked on all cylinders and have been a 'pick your poison' offense this season. Joe Flacco will connect with Tory Smith and Steve Smith and will make it interesting.
Score: Steelers win 27-21
Bengals @ Colts: Andrew Luck has been nothing short of amazing this season. The Bengals have never won in the playoffs with Andy Dalton, and that trend will continue this weekend. The Colts struggle on defense, but Andrew Luck can crank it up a notch on offense to solidify a relatively easy victory.
Score: Colts win 31-20
Agree? Disagree? Share your predictions in the comments below. And be sure to check out my Second Take With Spencer A post next week for my divisional, championship, and Super Bowl picks!
Image of Peyton Manning via Sports Illustrated Kids.
About me: I'm Spencer (Alexander) Zied, a 10th grader from New York, New York. I love to play basketball, football and tennis, and am a big fan of the Knicks, Giants, Yankees, Oregon football and North Carolina basketball teams. I'm also a big fan of First Take and Sportscenter on ESPN. You can email me at email@example.com or connect with me on twitter, on Facebook, or on Instagram (szied713).


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Like all Federal Budgets, when it comes to the trucking industry it's a bit of good news/bad news. Our elected government 'giveth with one hand and taketh away with another', usually in equal measures. This year seems to have been a little less painful than most.
The big ticket item is not about trucks at all. The commitment to the Inland Rail between Melbourne and Brisbane is all about putting money into the rail industry's agenda. However, the step-change in productivity it will provide will feed into economic growth. What does economic growth mean? A lot more truck movements all over the country.
Of course, a lot more truck movements means a lot more infrastructure capable of handling the extra trucking operations will be necessary. There is some good news on this front with money going into Roads to Recovery, Black Spot, Heavy Vehicle Safety and Productivity and Bridges Renewal. Whether this is enough is debatable, but it is something.
Also on the agenda from Scott Morrison is some good news for small businesses, and we know the trucking industry is composed – to a large degree – by small businesses. The extension of the immediate tax write-down for asset purchases up to $20,000 is good news for small business, but twenty grand doesn't get you much in the trucking game these days.
Again, Morrison's forecast for the Australian GDP is good news. Despite an expected dip this year, the runes tell him the economy's growth will increase next year and the year after that. Unfortunately, private investment in dwellings is expected to taper off considerably over the next three years.
This is not such good news for the trucking operators dealing with the construction industry. Luckily for them they are running flat chat at the moment, trying to keep up with a lot of infrastructure building taking place in places like Sydney and Melbourne. There's also the Inland Rail coming on stream and a lot of that $8.4 billion will be going on transporting materials into and on sites.
There's also $300 million to be spent on reducing red tape, something which trucking companies spend a lot of resources dealing with. However, this type of initiative usually sees the resources moving from one department to another to create a different kind of red tape somewhere else.
Can we sleep sounder in our beds tonight? Probably not. There is always a catch and trucking has got used to being at the back of the queue on many types of funding or initiatives. The feds normally just ignore us completely. Apparently, we don't vote.


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Do you know when you write a title of a post, and think 'oh balls, I've never watched GoT in my life, so I'm not even sure they have real life dragons in it'? That's just what happened there. Thank god for Google. Anyway, silliness aside and let's get down to business. Rodial. One of my all time, most loved brands and just when I thought that I wouldn't find anything as awesome as the Rodial Stem Cell range, which I have been using for years, Dragon's Blood comes along and blows Stem Cell out of the water. God bless you Rodial, and all your dragons.
First of all, I want to say that if you are new to Rodial, then the Stem Cell range is the product range that is the most reasonable in price point. It's very soft and gentle, and makes a great, basic skincare routine. If you have got to that age where you need a little bit more help than a gentle skincare routine, Rodial Dragon's Blood is the next step. For my skin where I am showing some signs of ageing and dehydration, I wouldn't even consider using Glamoxy Snake or Bee Venom just yet. I'm a very firm believer that products that are quite intense, do not need to be used until you are just about ready to use them. You'll know when you know.
So, just what is Dragon's Blood? We all know that there is no such thing as dragons (or is there?), but there is a tree called Croton Lechleri, known as Sangre de Drago – Dragon's blood! Used in the Amazon, the red latex from the tree is a natural 'liquid bandage' used by the native people as a medicinal aid. This liquid bandage provides a film over the skin to reduce inflammation and redness, which makes it perfect for stressed skin. Combined with Pomegranate extract to firm and tone the skin, Collageneerto enhance the synthesis of collagen and Commiphora Extract to reduce fine line and promote younger looking skin, the Rodial Dragon's Blood formulation is a little bit nifty.
The best seller from the collection is the Rodial Dragon's Blood Sculpting Gel, and I personally understand why it has such a great reputation. I use it of an evening, although the gel formula is light enough to be used on a morning without causing makeup to slide of my face. I actually prefer to use this at night after a day in the office. Air conditioning dries my skin out terribly and it does feel stressed after battling through the pollution and traffic of the City Centre. After talking my makeup off, my skin sometimes looks red and angry but two pumps of Dragon's Blood really helps with soothing it back to it's natural state. I also love the pump action jar that dispenses just the right amount for my face.
For a masking addict like myself, I have to use something that hydrates my skin as I suffer for terrible dehydration across my jawline, cheeks and forehead. As I don't have dry skin, I struggle with finding creams and masks that aren't too rich and heavy so the Rodial Dragon's Blood Hyaluronic Mask is ideal. Not only does it have hyaluronic acid in the formula which I swear by, but I can leave this on my face overnight for a more intensive boost of hydration. With hydrated skin, fine lines look a lot more plumped out and my skin looks healthier and fresher. If I don't leave it on overnight, I use a thin layer to mask for around 15 minutes before rinsing off and following with the Sculpting Gel.
I have been so enamored with Rodial in the past, and going forward I am finding more and more products that are winning me over. As a newbie to the Dragon's Blood range, I am really looking forward to trying some more. The Lip Masks look incredibly interesting to me right now, as I am starting to get chapped lips as the weather changes, and sometimes lip balm won't do!
Have you tried any of the Rodial Dragon's Blood range?
*Contains PR Samples and/or Affiliate LinksThis post may contain PR samples that have been sent to me for consideration for review however all my opinions will be my own. The links in the post my be affiliate links which will earn a small amount of commission should you shop my recommendations.


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Fall Fun: Trick-or-Treating in Uptown Ankeny
Holidays in our awesome community are often celebrated with amazing events put on by generous groups – and Halloween is no different!
This Thursday, October 23 from 5 – 7 pm, many of your favorite Uptown Ankeny Merchants will be offering Trick or Treating for the whole family. Dress the kids in their costumes and look for the lighted Jack-O-Lanterns to mark participating merchants. Halloween games, activities and balloon animals from Mr. J's Balloons will be held in the American Legion Hall. Also in the American Legion Hall, there will be a pumpkin decorating or carving contest. Come join the fun at this FREE family event!
When you're out and about, don't forget to stop by Jamison Studios to have free pictures of your kids taken in their costumes.
Uptown Ankeny along SW 3rd Street between SW Pleasant & SW Maple
For more details, visit the Uptown Ankeny Facebook page:


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Centime is a well-equipped board room on the ground floor of the hotel. The historic fireplace complements the intimate atmosphere and creates a cozy and comfortable setting.
- Situated on the ground floor
- Wi-Fi
- 55" presentation monitor available upon request
- ClickShare Dongle for wireless presentation system
- Flipchart and meeting box upon request
- Conference phone upon request


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Staying connected to loved ones is easier than ever thanks to advances in technology. It is safe to say that most New York households are likely equipped with a computer, tablet or cell phone -- all of which have several programs or features that can be used to contact other people. From phone calls, text messages, video calls and access to social media sites, the way parents can communicate with their children is also changing. These forms of contact can be valuable when dealing with child custody and vis itation issues.
A marital agreement can help prepare for the 'what if' situations
The idea of a prenuptial agreement may not seem like a romantic notion to many couples in New York -- or elsewhere for that matter, -- but these legal contracts can set a good tone for what is expected in a marriage. Along with setting certain expectations, a marital agreement will serve to protect personal assets in the event the marriage does not thrive. While the subject of a marital contract can be difficult to broach, there is nothing wrong with wanting to protect oneself from the 'what ifs' in marriage.
Is it possible to obtain a support order modification?
The financial aspects of divorce can seem overwhelming, particularly when trying to adjust to post-divorce life. Dividing one household into two isn't easy on a number of levels, but figuring out how to financially afford it can add a lot of stress to an already challenging situation. Child support can help custodial parents in New York make ends meet and supply for the needs of their children, but changes in circumstances may necessitate a support order modification.


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119, a new collaborative retail and social space concept, is now open on Milk Street, in the heart of Birmingham's creative quarter, Digbeth.
Curated by creatives behind some of the cities best music venues and Thrifty Store, Sheffield's biggest vintage store.
The space has been highly anticipated, bringing together independent retailers and a social space bar and events space, perfect as a meeting place and for hassle free co-working.
Situated just ahead of The Custard Factory, next to the O2 Institute, 119 is home to the West Midlands' biggest vintage store, which opened on Monday, and is also hosting it's famous £1 sale this Saturday.
Local pop-up bar specialists PEAKYS are taking over a patch inside the space, inviting locals to come and work inside for free, with the idea of creating an after work social gathering. Open every day from 29th September. They will be serving everything from coffee to their own PEAKYS Session Lager, brewed in the West Midlands. Until a food offering is curated, they are allowing people to bring their own food in. Perfect for students and freelancers alike.
Dance and underground music experts The Rainbow Venues hold the diary to the event space at the back of the Victorian warehouse and Digbeth's strong industrial heritage.
Bally Johal, who is the brains behind Thrifty Store said: "Birmingham is my home city, so I have always wanted to open up shop here, and Digbeth just seemed like the right place to go. There's a great food and drink scene here with the likes of Digbeth Dining Club and The Old Crown, it just seems like an exciting time in the area. When the opportunity came up to work alongside The Rainbow Venues who are industry leading, it just felt right."
The new space aims to work in collaboration with independents from across the city and beyond, with the idea to create unique and bespoke pop-up spaces that can be occupied by other businesses, helping those and the venue to grow organically. If you are interested in a space, please email [email protected]
For more information please follow Thrifty Store on social media:
Instagram // @thriftystorebrum
Facebook // thriftystorebrum


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The Rainbow Red Chameleo Ring by Venyx is from the Reptilia Collection, inspired by the beauty of nature and reptilian – and the beauty of their skin. Cast from 9 karat yellow gold, this one of a kind colorful reptile ring boasts 46 blue diamonds totaling 0.27 carats, 74 rubies totaling 0.53 carats, 54 yellow diamonds totaling 0.32 carats, 4 citrines totaling 0.02 carats, 12 blue sapphires totaling 0.08 carats, 2 amethysts totaling 0.01 carats, 42 orange sapphires totaling 0.31 carats, 44 tsavorites totaling 0.29 carats, and 29 red garnets totaling 0.84 carats. Wear this Venyx ring alone as a cocktail ring.
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.net developer
My role: Author, front-end and back-end developer, designer
Pixel Art Studio is powerful and easy-to-use tool for anyone, who want to make pixel perfect art. Optimized for pen and touch input devices. Perfectly fit for making pixel art, game graphics and sketching. Allowing to share art into on-line gallery on Azure site.
My role: Lead developer, partially designer
Bank-client for windows phone, allows to perform operations with accounts, chat with support, control expenses and shows basic analytics.
My role: took part in project as front-end developer
The app stores all the Icons8 icons on your hard drive and these are available in any format, size, or color.
My role: Front-end and back-end developer.
Client-server system to automate business processes in government companies related to geographic area.
My role: Xaml UX/UI Designer, Artist, Animator.
Mobile turn-based strategy civilization like game
My role: front-end developer
Unfinished project. Main idea was to make chat aligned to places on map
My role: author, front-end developer, designer
Windows phone app to download and listen podcasts with user friendly navigation. Wasn't released because windows 8.1 integrated podcast app had all those features already.
My role: Author, developer, designer
My first experience in windows phone development, right after platform was released. Got pretty good ratings and reviews for UI & UX
My role: author, developer
Utility for measure sizes on photography by reference object with known dimensions.
My role: author, front-end developer
App for personal finances. Was unpublished from store after service changed api, as I had no resources to migrate to new api at that time.


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For Honor Review
For Honor is an action fighting game which Ubisoft has developed and published for Xbox One, PlayStation4, and Microsoft Windows. It features a melee battle system which allows the players to assume the roles of historical fighters like Vikings, samurai, and knights. It displays about 12 maps, each with 4-6 variants. Thus, there's a total of 60 battlefields in the game.
You can play the game a single-player or with multiple players.
The game is set in the medieval era. Players need to choose between the three factions—Vikings, Samurai, and Knights and do everything they can in order to earn points. The faction with most points will be announced as the winner after e […]


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privacy policy & legal notice
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