text:
Click on "Invite Friends" Button & share your invite link
on WhatsApp, Facebook, SMS or Twitter
2. Ask your friend to click on the link and complete
their 1st money transfer on Paytm App after linking
their bank account
3. You get ₹100 after 5 of your friends have
successfully transacted
Terms & Conditions
1. Refer 5 friends and you get ₹100 after they complete their 1st Money Transfer on Paytm using BHIM UPI. You can earn upto ₹10,000.
2. Each friend gets ₹20 after they complete 1st Money Transfer of ₹50 or more on Paytm using BHIM UPI.
3. Referee(person who gets the invite) will be eligible for cashback if all of the below conditions are met-
a. Referee shouldn't be on Paytm UPI before clicking on invite link
b. Referee should click on shared invite and link their bank account on Paytm
c. Referee should link any of their non-Paytm payment bank account to Paytm
d. Referee should complete a Money Transfer of ₹50 or more
4. Referee gets ₹20 cashback within 7 days after they are eligible for cashback
5. Referrer (person who sends the invite) will be eligible for cashback if all of the below conditions are met-
a. Referrer should have linked their bank account and completed a Money Transfer of any amount before sending invite
b. 5 of the invites are successful i.e. completed all conditions in point #3
6. Referrer gets ₹100 after every 5 of their invites are successful. No cashback if less than 5 invites are successful.
7. If a person is referred by multiple Paytm users, referral will be linked to the Paytm user whose shared link was clicked by the referee before signing up from Paytm BHIM UPI.
8. If a person was referred by multiple Paytm users and more than one referral link was clicked, referral will be attributed to the link which was clicked first.
9. Cashback won't be processed if you have not completed your KYC. Ignore if KYC already done.
10. In cases where Paytm is not able to credit cashback because wallet is not created, Goldback will be credited for the same amount. Goldback is a cashback where instead of Paytm cash in your wallet, digital gold is given. Refer detailed terms here. If anyone want referral pm me
Pm me if anyone needs refferal
You will get Rs20 when you transfer above Rs50


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Kilkenny city is within short walking distance (approx 1.6km) or easily accessible by car or taxi
Perfect as a cultural getaway or romantic weekend break, visit Kilkenny and be inspired.
The city itself is a renowned shopping destination; the winding streets and medieval slip ways host an eclectic and exciting mix of stores including artisan crafts and gifts, and the best of international high street shopping.
By day, Kilkenny's verdant countryside is a haven for sports enthusiasts with golf, equestrian sports, angling, and a host of other leisure activities within easy reach.
If you're looking for ideas for some great family days out there are some amazing family friendly attractions in Kilkenny and the surrounding countryside.
After dusk, take a stroll through Kilkenny's ancient streets and admire the stunning architecture before dining in one of the city's stylish eateries. Afterwards, be assured of a warm and friendly welcome in one of many traditional Irish pubs or vibrant bars.

subset: commoncrawl


text:
can you repair a 2000ANNV ?
we normally do our own calibration and repairs, but this unit fails calibration and we have not found any data on it. the write up indicates the sensor is not functioning properly and a film was found on the sensor. I should be able to get more information later.
can you repair these and what would be an estimate for the repair. we also need information on certifications you have.
just looking for information at this time.


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It is midterm exam time.... so that means that it is just about as busy for the profs as it is for the students...even if they don't realize it ;) Among the craziness, I have to stop and appreciate some of the little things that make autumn special... things like a fresh crisp apple (picked by Oliver himself), colourful leaves, a good shot of espresso from our local Italian bakery and some warm weather, despite the rain!
Hope you are all having a good week xox
Thursday, October 16, 2014
Appreciating the little things...
Labels: autumn, day to day, grey day, little things
2 comments:
Lovely autumn photos and your right, it the little things, lige awesome autumn photos and the nature in generel that makes us appreciate the darkness, and also its time for candles and indoor activities. :-) You take care and enjoy your moments between all the exams. :-DReplyDelete
That is what is called mindfulness everywhere and there are expensive courses :-)) We show it to each other! In my blog I call it "honor the little". Love your photo's.ReplyDelete
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[Reading Time - 1 minute 44 seconds]
When I am speaking to users about passwords, towards the end of the presentation I give my three password principles:
However, invariably when I finish speaking, someone will come up to me and say that they use long passphrases instead of a password. They say that these are easy to memorize, so they don't have to use a password manager. And usually these passphrases are the words to their favorite song or a famous line from a book or poem.
Is it safe to use a passphrase instead of a password?
And here's the reason why.
Attackers know that users often use passphrases. So, in addition to using stolen passwords to see if your password matches it, they now also use huge repositories of known phrases and titles to quickly find a match and crack your password. And what are some of these repositories? Here's just a small sample:
So, if you use a passphrase that includes music lyrics ("If_we_weren't_all_crazy_we_would_go_insane"), movie lines ("May_the_Force_be_with_you"), or words from a famous saying ("Abandon_all_hope_ye_who_enter_here") then your passphrase can easily be broken.
All passwords should be long, unique, not phrases--and stored in a password manager. And be sure to use the password manager's built-in password generator to create long and complex passwords that are different for each account.
Anything less is just begging for your password to be cracked. And it will be.
Are there any password manager programs that are highly rated? Do you have to pay for a good one, or are there free ones that are worthwhile? Anything good that works across devices?
Great question!
There are several good password managers. My favorite is KeePass (https://keepass.info). It's free and open source. And it's been audited by European Commission's Free and Open Source Software Auditing (EU-FOSSA) project with no security issues found. But KeePass is Windows-centric and requires the Windows .NET framework. KeePassXC (https://keepassxc.org) is a community fork for Linux, macOS, and Windows users, and it also has Android plug-ins. However, KeePass does not by default store your password vault online. Whereas that's a plus for security (attackers can't get to it) it's also an inconvenience for some who want to be able to access it from any device at anytime (KeePass requires you to have a local copy, but you can put it in the cloud in your DropBox account or other repository). Dashlane (https://www.dashlane.com) is another good one (and free, too).
I'd suggest looking at several and finding one that gives you good security and works with how you use your technology.
What if I use the lyrics for the Major General's song from the Pirates of Penzance? 😉
Seriously, though, not everybody has the ability to use a password manager. For example, DoD employees cannot use personal software on government machines. This leads to some rather difficult situations. I remember a time when there was a certain system that had an issue, so the Big Dogs changed the password complexity rules. Minimum length went from 8 to 16 characters. The system checked for incrementation (you couldn't simply add a 1, then change it to a 2, then change it to a 3, etc., for every mandatory 60-day password change). The system checked for repetition within the password (you couldn't just double the existing password by repeating it). The system checked to see if the password contained anything that had been used in the past (you couldn't just rearrange words inside a passphrase). On this particular network, it was illegal to write down passwords, but the new complexity rules drove people to write them down anyway, opening the door to attack anyway.
To combat this, I think we need to get cybersecurity into the so-called soft sciences, like sociology and psychology. Maybe those who are subject matter experts in human behavior can help us crack the code on this one. To keep the CIA triad healthily balanced, we have to have users participate. After all, a chain is only as strong as its weakest link.
Maybe those lyrics would indeed be tough to crack!
I know that not everyone can use a password manager in every setting. However, for the overwhelming population of users a password manager is recognized by security professionals as the ONLY solution to our password conundrum in which we now find ourselves.
I do agree that we need to look to other disciplines to help with this issue. Interestingly, at the just-completed Security and Human Behavior workshop at Carnegie Mellon University there were several research papers presented on this topic. One that caught my attention was entitled, "Maybe poor Johnny really cannot encrypt – The case for a complexity theory for usable security." Here's part of the abstract: "Psychology and neuroscience literature shows the existence of upper bounds on the human capacity for executing cognitive tasks and for information processing. These bounds are where, demonstrably, people start experiencing cognitive strain and consequently committing errors in the tasks execution. We argue that the usable security discipline should scientifically understand such bounds in order to have realistic expectations about what people can or cannot attain when coping with security tasks."
The URL to the article is https://www1.informatik.uni-erlangen.de/filepool//publications/zina/2015-benenson-nspw15-maybe-poor-...
@Mark_Ciampa, thank you so much for the research link!
Also, thank you for the CompTIA Security+ Guide to Network Security Fundamentals.
Thanks Mark for your insight and keeping us secure!
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I was very pleased recently to be asked to speak at a conference organised by Everglade Window's all about inspirational glazing design, the key trends in glazing and what our clients are asking for this year.
You can flick through my slides here and read on below for a summary too:
Bi-Fold Doors
I started out describing a project from the early naughties on Alfriston Road in London.
We designed one of the first sets of bi-fold doors in a residential extension for this house, which was featured in Homes and Gardens Magazines to much admiration. As a practice, Granit has always looked to inspirational glazing design as a way to create light and beautiful living environments and innovations like this have always been a key part of what makes our projects stand out.
Key Trends in Glazing
I went on to outline what I see as the key trends in inspirational glazing design at the moment:
Industrial Design
The use of steel framed windows, coupled with bare materials – exposed brick, polished concert and exposed steelwork – to create an industrial feel in the home for both internal and external applications is now very popular.
The sub-divided glazing provides fabulous shadow quality as well as adding a softness and sense of enclosure to large glazed areas.
Indoor/Outdoor Feel
We are frequently asked to bring the garden into the living spaces and vice versa to really make the most of any external space.
This can be achieved through maximising glazed areas with minimal frames, both sliding and sliding folding, using flush thresholds and continuous flooring to remove boundaries between internal and external space, and utilising bi-fold doors to extend small gardens into the home.
Energy Efficiency
Always high on the sustainable agenda, reducing energy demand (and so bills) will continue to be something clients are striving for, including this property which uses a triple glazed window system.
Designing with Glass
I outlined some of the other design and specification considerations we find when designing with Glass too.
Cost is always a factor on any client's priority list, and with increasing build costs, our clients are seeking more cost effective options. We have seen a resurgence in UPVC windows, particularly very high quality sliding sash options; and we have been challenging ourselves to create interesting architectural spaces using very cost effective systems in innovative ways – such as in our Wakehurst Road project.
Materiality is something else we are seeing diverge from the norms of white, black and grey framing. We are exploring non-standard RAL colour options, metal finishes such as bronze and copper, and even timber framed minimal glazing to soften the glazed elements, and provide a different feel.
Consistency in Design
Something particularly important for development projects is that all types of glazing look consistent throughout the project, so a suite of complimentary products offering fixed, opening, sliding and bi-fold doors that look like they belong together is really critical to the continuity of the design.
You can see examples of this in our Townhouse Studios project.
I wrapped up by running through some of our current projects, on site and on the drawing board.
It was a great afternoon, hearing from other contributors such as Anna Wallace of Price Waterhouse Coopers discussing the potential implications of Brexit for the glazing industry, and Jim Lee from The Glass and Glazing Federation talking about avoiding glazing disputes, as well as talking to the suppliers themselves.
If you would like to find out more about glazing design trends then I would be delighted to hear from you. Please get in touch here.


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Look, Feel & Smell Beautiful, Naturally
Rêves de Sabine (Sabine's Dreams) is the French approach to enhancing beauty and well-being the natural way, with thoughtfully sourced natural and organic ingredients, including custom-blended essential oils, to look, feel and smell beautiful, from head to toe.
FREE PRIORITY SHIPPING (in the Continental U.S.) ON ALL ORDERS!
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We respect your privacy.
Banner outdoor images provided by Rêves de Sabine. Product Photography by Z-Studios, Ventura. Powered by Squarespace


text:
Cookie Crew
6 articles
Profile and Interview by Lucy O'Brien, New Musical Express, 11 April 1987
B-girls behave! THE COOKIE CREW call for unity on the homegrown hip-hop scene. LUCY O'BRIEN watches them clear the decks. ...
Schoolly D, Three Wise Men, Cookie Crew: Holloway & Royal Bedford College, Egham
Live Review by Mark Sinker, New Musical Express, 16 May 1987
Interview by Barbara Ellen, New Musical Express, 29 April 1989
South London's finest female rappers THE COOKIE CREW walk proud and talk tough, threatening such pillars of the Establishment as 'Fatch' and DLT in their ...
The Cookie Crew: Boardwalk, Manchester
Live Review by Paul Lester, Melody Maker, 27 May 1989
WITH TITLES like 'Black Is The Way', The Cookie Crew envince a compelling need to have their say, to disseminate informative missives on a whole ...
Cookie Crew: Some Cookies Don't Crumble
Interview by Sheryl Garratt, Guardian, The, 21 June 1989
British rap is taken seriously in the States largely due to the Cookie Crew. Sheryl Garratt found out why ...
Sisters Are Rapping It For Themselves
Report and Interview by Caroline Sullivan, Guardian, The, 16 January 1992
In the misogynistic world of rap, anybody who's not one of the boys is a whore or more genially a bitch. But even the female ...
back to LIBRARY


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In-House Bank Suite5TM facilitates the management of payment records from creation through netting/clearing in an in house bank leveraging the SAP In-House Cash (IHC) application.
In-House Bank Suite5™ includes the following seven programs:
e5 IHC Payment Trace Program
This program shows users the status of payments all the way from originating Invoice Company to the paying/collecting company and the external bank reconciliation. SAP provides the infrastructure to initiate centralized payments or collections via the In-House Cash software. This report allows the user to query a payment chain based on a specific point on a chain. The report returns the user a view of all the documents related to the information provided by the user.
e5 IHC Payment Reversal Programs
Multiple Payment Reversal sample programs are provided to provide choices to ensure the entire payment chain is reversed from beginning to end. Avoid inconsistencies and differences developing from just a single part of the payment chain being reversed. This program makes the reversal process systematic rather than manual, which greatly increases overall control and consistency. It's used in conjunction with the IHC Payment Trace Program. In-House Cash (IHC) payment chain involves many parts such as the Invoice, the Accounts Payable (F110) payment document, subsidiary clearing statement, payment order, payment items, payment request, Treasury (F111) payment document, external bank statement, etc.
e5 IHC Payment Orders Upload
This program provides functionality for mass uploading of IHC payment orders for applicable IHC transaction types. This program supports three file formats: Excel, Tab Delimited or a Comma Delimited File.
e5 Cross Currency Cash Concentration Program
This program analyzes the day-end balances of IHC accounts and moves those balances to either a target IHC account (internal cash concentration) or to an external bank account (external cash concentration) on a daily or periodic basis. This is ideally helpful to ensure consistency in exchange rates for revaluations and addresses the potential for exchange rate differences/inconsistencies that may occur over time (with IHC's associated GL account balance revaluations). As a result, it avoids gain or loss balance-build up in these accounts. The daily "M" rate is used as a default to perform any currency conversion since the exchange rate used should be the same as the accounting rate of the day to avoid any balance from inconsistent exchange rates.
e5 Payment Order Creation
This program gives users a single consolidated transaction to process the different variations of IHC payment orders. For example, internal IHC payment order vs. external payment order, which generate wire payment requests. The notes to the beneficiary are also structured such to better match what the user might see in a wire instruction.
e5 Intercompany Invoice Validation
This report is designed to streamline the intercompany trade reconciliation process. It helps accounting clerks and controllers easily identify which intercompany accounts receivable or accounts payable items (invoices, credit memos, debit memos, etc.) have matching offsets and which do not. Those items which cannot be matched by the start of the netting cycle will be blocked as to not cause exceptions in the intercompany reconciliation of the netting cycle. The report can be run based on 'Payables' or 'Receivables'.
e5 Account Statement Report
This program allows users to generate a paper statement for the IHC current account balances. It can be executed for a particular date or for a date range and the output report can be generated and saved on a drive or generated and emailed. The program supports three formats: Adobe Form, SAP Smart Form and SAPscript.
Many of the programs listed are solutions utilized by the In-House Bank Netting FastTracke5TM rapid implementation design and methodology for intercompany netting. For more detailed information please see the FastTracke5 product page.


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Monday, 7 December 2015
Make My Monday- White Christmas
Our new challenge at Make My Monday is 'White Christmas'. You can interpret this as you like; some of the DT have made snowy cards, but I used a vintage image with a white on white design.
Rather disturbingly, this angel looks remarkably like my son's school friend.
Come and see us at Make My Monday , see the DT projects and join in our challenge.
I'd like to enter:
That's Crafty season's greetings
Cardz 4 Galz vintage Christmas
Dream Valley die cuts and punches
10 comments:
- chrissie said...
A beautiful card Marina. Making white things is something I find really difficult
Love Chrissie xx
- 7 December 2015 at 09:35
- Ros Crawford said...
So lovely!
- 7 December 2015 at 10:50
- Pia S said...
Hehe, and I've found an image over at Doctor Digis that looks just like my mother's friend, oddly enough...
You're great at making vintage cards, keeping them elegant and clean but with all that old age feel.
- 7 December 2015 at 20:35
- Fliss said...
Gorgeous card Marina and love that beautiful vintage angel, so lovely against the white background.
Thanks for joining us at That's Crafty too!
Fliss xx
- 7 December 2015 at 20:59
- Samra Leshinski said...
Gorgeous card Marina!!! Love the vintage style you chose for it :)
Paper Talk with Samra
- 8 December 2015 at 04:03
- Sharon said...
What a stunning creation.
Thanks for joining us at Cardz For Galz this week, hope to see you again soon
Hugs Sharon DT
- 9 December 2015 at 18:15
- Cazro said...
A lovley card, such a nice embossed background. Thanks for joining us at Cardz 4 Galz. We hope to see you re-visit. Caz DT.
- 10 December 2015 at 01:54
- Joan said...
Such a pretty card!! I love the white on white design with the vintage angel - perfect!!!
- 10 December 2015 at 21:26
- Diane said...
Elegant and gorgeous....would love to invite you to enter our 'angels' challenge at Classy Cards 'n Such...we have a great prize offered...hurry though a sit ends tonight....link can be found on my sidebar at www.nelliesnest.blogspot.com ... hope to see you there!
- 12 December 2015 at 12:55
- Shona Hamill said...
Gorgeous card. Thank you for sharing with us at Dream Valley Challenges. Shona xx
- 20 December 2015 at 00:33


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Julien Aoyama
Julien is a 2014 graduate of Amherst College with premedical and biomedical research experience at various institutions such as the NSF, Penn, Drexel and most recently, the Children's Hospital of Philadelphia.
After spending a year genetically analyzing how developing embryo cells in the nematode worm C. elegans communicate for his biology thesis, he spent a summer setting out to learn how to communicate with slightly more developed embryos… kids at Johns Hopkins Center for Talented Youth in Seattle, Washington.
These days Julien is fulfilling his passion of working with kids in CHOP orthopedics where he's spent the last two years helping surgeons treat their patients, while also trying to make the kids laugh… usually just the former.
As captain of the soccer team at Amherst, Julien was named a two-time All-American and has played at both semi-pro and professional levels post graduation, but he insists it's really because of Argentina's Lionel Messi. I mean, have you seen that man play for Barcelona?
When he's not learning about worm embryos or goofing off with kids, you can find him eating spicy Mexican food or listening to the Toronto-born music artist Drake running through the six with his woes.Start Working With Julien


text:
Omano 50 Blank Slides, Color Frosted, Pink
List Price: $17.98
Our Price: $8.99
Sale Price: $5.75
Availability: In stock
Not sure if this is the item you're looking for? Ask our friendly experts!
(877) 409-3556
- Description
These new Pink color-coded, silane slides (aminoalkysilane), are positively charged to enable improved tissue adhesion as well as more convenient processing and filing. The density of the amino groups is consistent across the slide and is adjusted to yield optimum binding capacity.
The opaque color coating retains most laboratory markings and is impervious to most common laboratory chemicals and reagents.
Each box contains 50 slides measuring 76mm x 25mm with 45º, beveled corners and ground edges.
Twin-frosted for ease of marking
Silane-coated for improved tissue adhesion
Color-coded for enhanced processing
Beveled Corners for convenience
- Specifications
50 Blank Slides, Color Frosted, Pink
General Brand Omano SKU OMSK-BPI Short Description Omano Pink Frosted Microscope Slides, size 76mm x 25mm, package of 50. Feed - Title Omano 50 Blank Slides, Color Frosted, Pink Feed - Description These new Feed - Custom Label 1 <100 Product Display On Sale Yes


text:
Please Call or Whatsapp Http://www.wasap.my/+60195511220
Peggy Lim (REN 07157)
Fully Furnished with office furniture
Kindly login www.propertyforyou.com.my or http://peggylim.iagent.my If interested pls call to confirm the appointment.
or can like my Facebook Page :Peggy Lim Real Estate Negotiator Klang Valley Property to get more
or join my Facebook group: https://www.facebook.com/groups/propertyforyou.com.my/
Owner are welcome to list your properties to us, we have a group of ready buyer.
Puchong Area Specialist


text:
Libraries and local authors across North America are buzzing with excitement in anticipation of the first annual Indie Author Day, on October 8th. Even though many registered libraries are in
Each new library that registers to host an Indie Author Day celebration is confirmation of the central role libraries have to play in supporting vibrant and engaged communities. It's exciting
With less than two months to go before registration closes, libraries in nearly every U.S. state and four Canadian provinces plan to host Indie Author Day events. In the past week
As of today, we have over 200 libraries signed up to host Indie Author Day events! We're so encouraged by the response, and are thrilled to make this inaugural Indie
Since the announcement of Indie Author Day, more than a dozen additional organizations have signed on as partners. These new partners span a variety of functions across the library and


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San Francisco's Michael Musika has released his first album "Spells," recorded with his band including Dina Maccabee, Indianna Hale, Sleepy Todd, Eric Kuhn (Silian Rail), and Matt Adams (Blank Tapes), among others. Co-produced by Michael Musika, Scott McDowell, and Chris Powers, recorded at Hyde Street Studios.
Michael Musika @ Chasing The Moon 6.07.09
Produced By: Brian Berberich; Shot By: Elijiah Pahati; Mixed By: Scott McDowell.
No comments
Trackback link: http://ashbeesfragments.com/2011/03/michael-musika-spells/trackback/


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The Birth of John the Baptist Prayers and Hymns for all, led by Carol Neilson.
10.30am in our church. It is a half hour service with refreshments and you will be made very welcome.
Vicky Gumm
The Birth of John the Baptist Prayers and Hymns for all, led by Carol Neilson.
10.30am in our church. It is a half hour service with refreshments and you will be made very welcome.
Vicky Gumm
Although the day started with clouds and light rain, we were blessed with dry warm-ish weather for the Wheelbarrow Race and the Cricket Match and BBQ.
Tarrant Monkton won the Cricket Match – photos and scores to follow soon on Archive/Festivals tab above.
Pat Freemantle said:-
Thank you all for your help. It was great teamwork. It seemed to go well and the Gods were with us -just- as the weather did not spoil all the fun.
Thank you again for the delicious cakes, sandwiches, salads , meat and puddings that you provided. Thank you for those of you who helped erect and take down the marquee and in the general clear up.
Best wishes, Pat
Very many thanks to all those who were involved with the Duck Race, whether you were a helper or a racer. It was lovely to see so many people there. Altogether, we made £441.20.
On Saturday 16th June 2018, there will be a Summer Mayhem event.
The Wheelbarrow event will start at the Splash bridge at 2pm.
Cricket will take place in the Chapel field from 3pm, with Tea & cakes available.
Then, at 6pm, there will be a BBQ (BYO Drinks) Adults £10, under 10s £6
Contact Pat for BBQ tickets on 830444 or firstname.lastname@example.com
Contact John for Wheelbarrow and/or Cricket on 830527 or firstname.lastname@example.com
All villagers, family and friends very welcome. Summer Mayhem 16 June 2018
The Annual General Meeting (AGM) of the Tarrant Monkton and Launceston Village Hall Committee with be held on Monday 14th May 2018 at 7pm.
The AGM will be held in the Tarrant Monkton & Launceston Village Hall.
All members of the public are invited to attend.
Dear Villagers
Now that Spring is just around the corner (yes, really!!), it is time for the village to put on its running shoes once again and deliver the annual Tarrant Valley 10 (Sunday 15th July, 10.30 start) – read all about it on http://www.tarrantvalley10.webs.com. I have been beavering away since the turn of the year and I the administration is well in hand. As I type this we already have 27 advance entries, a goodly number with 3 months still to go.
I have already secured the services of a few of you, but in the weeks ahead I shall be asking for more help; race team, entry officials, water points and race marshals are but a few appointments to be filled. Please offer your support if you can and make this year's TV10 a memorable event for the competitors and our good causes (Bus Shelter Dorset, the Louis Ross Foundation and All Saints Church, Tarrant Monkton).
This will be my last TV10 as Race Director as my wife Julie and I are having to leave the village for personal reasons. Indeed, Water Meadow Cottage is already sold (STC) and we are likely to be moving just before (or around) the date of the race. However, I shall be in the village on race day to ensure the TV10 runs smoothly.
Though I will not be moving far away, it is impracticable for me to continue as race director. If you'd like to take it on, please let me know; I can brief you fully and will undertake to mentor you through your first event.
Andy Eastaugh
Tel: 01258 830449
Mobile: 07810 574142
Due to the need for BT Openreach to maintain their overhead cabling, the High Street will be closed 5-6 April 2018, during 09:30 – 15:30. See notice below.
At the meeting of the Tarrant Monkton & Launceston Parish Council, held Wednesday 14 March 2018, Mrs Mavis Carden was co-opted as a new Parish Councillor. This fills the vacancy left when Mrs Kate Graeme-Cook resigned.
Welcome Mavis!
John Goode, Parish Clerk.
Good Friday. Gussage All Saints. 2.00 pm. Stations of the Cross
Easter Day. All Saints Tarrant Monkton. 10.30 am. Family Communion All Ages
Notice of Annual General Meeting
You are invited to the A.G.M of the P.C.C. for All Saints Tarrant Monkton with Launceston and St. Marys Tarrant Rushton with Rawston on 30th April at 7.00 pm in All Saints Church. Wine and nibbles will be served after the short meeting to thank the very many people who help to maintain our churches. Do join us if you can.
Fiona MacEwen


text:
|Transport committee members discuss details of their plan.
This was agreed on by a panel of Filipino business executives that met with Vice Consul Alex Vallespin at the Consulate on Marc. 15.
The group chose Tsuen Wan, Yuen Long, Ma On Shan, Sai Kung, Shek Kip Mei, Tai Wai, Choi Hung and North Point as the places where chartered buses will pick up voters and take them to Bayanihan Center.
Voters can use the same buses to return to their districts, but they would be dropped off only at the pick-up points.
The practice of busing voters to Bayanihan to encourage them to vote has been in place since the 2007 mid-term elections when the turnout dipped significantly, prompting overseas voting volunteers to look for ways to arrest the decline.
At least 40 buses will be hired to transport voters from these points during an eight-hour period, 7:30am to 3:30pm, on Apr 10, 17, 24, and May 1 and 8.
Other voters may, however, go there by themselves using public transport.
As of Mar 15, the executives had committed to sponsor 22 of the 40 buses needed to service the eight routes on the specified dates.
Among the companies that will sponsor the trips are AFreight, LBC, Prime Credit, Roberto V. Ongpin group, SMART-PLDT, CSL, the Philippine Bankers' Club and Peya Travel.
Vallespin is hoping that more sponsors will come forward to fill the deficit.
The UP Alumni Association-Hong Kong agreed to post marshals at the pick-up points to shepherd voters who would take the buses, and assign a marshal on each of the vehicles.
No campaigning will be allowed on the buses but sponsoring companies can display their streamers on the sides of the vehicle and distribute flyers on board. – Vir B. Lumicao


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Recently the Toronto Star published a piece questioning whether or not critics were motivated by Kathleen Wynne's gender, or that it was tied to her unpopularity. The initial premise is, of course, ridiculous to my mind. Ontarians have plenty of reasons to oppose, or not support the Ontario Liberals and Premier Kathleen Wynne (OLP - Don Valley West).
The primary cause, from my perspective, is time. In democracies parties in power tend to only last eight to twelve years in office. Ontario's Liberals have been elected since 2003. They were nearly removed from office in 2011, but the execution was staid when Wynne gave a fresh face for a tired party.
All these years have allowed bad policies, scandals and entitlement to pile on to the government. With over fourteen years in office no one's hands are clean anymore. Long memories for tax increases, a lukewarm economy, and wasted money have eroded support. Anxieties about the high provincial debt and deficit are justified.
I have lived in Ontario for nearly all of my life, and came to political awareness mostly during the Dalton McGuinty years, Premier Wynne's predecessor. McGuinty was never truly popular from my recollections, but no alternative enticed Ontarians enough to make a change. McGuinty was premier when social media was present, and while he had critiques it hardly felt as toxic as the conversation around Wynne. Memes and images take aim at the Premier herself. My barbershop, as an example, posted pictures comparing her to Orville Redenbacher to explain why prices were going up. Critics seem to revel in mocking the Premier's appearance on top of her policies.
I have never voted for the Ontario Liberal Party. I am not a supporter, even if I agree with some of their policies. That said, Premier Wynne seems subject to a particularly harsh brand of criticism. This may simply be a product of politics of the 2010s. Things tend to have a more jagged, raw edge. Politics can be personal and mean. Like the case with Rachel Notley in Alberta, I cannot help but think the tenor of their detractors is nor partially drive by their gender.
Our first female, gay premier is positively hated by some in this province. That's not unusual, especially given the age of her government and the popularity of some of its policies. As we draw closer to the election this is only likely to intensify. I would hope that critics of the Wynne Liberals will stick to the substance and that the appearance, gender and sexuality of the Premier is not a factor in the debate and coming vote.


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Walk the Moon
Walk the Moon is a dance-rock band from Cincinnati that plays '80s-inspired pop-rock. The band was tapped to open for the Rolling Stones in a 2015 appearance in Detroit. The band had a big hit that year with "Shut Up and Dance" which was on their last album, "Talking is Hard,'" released in December 2014.


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This image is the front cover of a booklet presented to my daughter, Hattie, when she left Pebble Mill Nursery to start school in September 1994. She started at the Nursery in December 1990, when she was just 18 weeks old. She is now a 20 year old student! The photo shows Hattie enjoying a Nursery outing to Cannon Hill Park. The booklet itself includes drawings by Hattie and her friends at Pebble Mill.
Pebble Mill Nursery was a great asset for staff. It began in the late 198os, when David Waine was the Head of Building, although it was the brainchild of senior personnel manager Bridget Allen. I think there were around twenty places for babies and toddlers, and it was often over subscribed, with staff having to wait for a place. The Nursery was housed in a wooden building, which had previously been a sports pavilion, round the corner from Pebble Mill, on the Bristol Road.
The Nursery was managed by Pauline, who was there for almost the entire life of the Nursery, ably supported by Sarah. The staff running the Nursery were excellent and tended to work there for several years – always a good sign. Towards the end of Pebble Mill the Nursery was moved to portacabins in the car park, as the original wooden building and tennis courts were demolished.
Vanessa Jackson
(Nicola Silk commented with the following additional information:
The nursery actually began life in the mid 70s… I was there! Originally set up in 1974 (in the same wooden hut), the Pebble Mill nursery was the first creche facility in the entire BBC. I was one of the first intake of 5 children and I can remember the year I spent there. Enforced afternoon naps on green camp beds with fluffy purple blankets, riding in a go-kart round the tennis courts and the time I went in without any knickers on (my mum was away filming and my dad was looking after me). These things shape a person's life. The highlight though, and possibly the highlight of my life, was when we went over to 'the big building' the day the Wombles were on Pebble Mill at One. Not only did I meet my heroes but I was filmed dancing with them on the front lawn. Uncle Bulgaria was quite a mover. Despite the campaigning of the Nursery Action Group (NAG) set up by my mum, it was closed the following year. It made the local paper when it opened and somewhere there's a cutting with photo of me posing on a slide, with 2 other kids and the wife of the Chair of the Board of Governors to mark the opening.)
1 Comment
My daughter Eve attended PM Nursery in 1999 at six months old until she started school. She is now 12 and still has very fond memories of the wonderful staff and the good times. A 'real' Santa would turn up at the Christmas parties but Eve was always too scared to speak to him and her 'staff' would negotiate on her behalf! I will always be grateful to Pauline and her team of lovely girls who helped make my working life so much easier by looking after Eve so well and with such love and care.


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Bestselling author faces battle for NZ residency
Last updated 05:00 24/04/2009
A popular author whose work focuses on the challenges faced by migrants is fighting a real-life battle to gain New Zealand residency.
Marina Lewycka, who wrote the international bestseller A Short History of Tractors in Ukrainian and Two Caravans, wants to join her husband of 22 years, Dave Feickert, in Wanganui.
Mr Feickert said the Immigration Service had told the couple they had to prove they were in a relationship by providing copies of their email correspondence, and by living together for an unspecified amount of time in New Zealand.
They have been together since 1975 and have a 32-year-old daughter, Sonia.
"How utterly ridiculous," Lewycka said. "I thought New Zealand was a 'can do' society."
Because of her promotional obligations as an author, and Mr Feickert's job as an international coalmine safety adviser, the couple are rarely in New Zealand at the same time for a long period.
Lewycka lives in Sheffield, England, where she is preparing for the publication of her third book, We Are All Made of Glue, in July.
She has spent the last five summers in Wanganui and writes her books at the house she shares with Mr Feickert while in New Zealand.
A Short History of Tractors in Ukrainian, which has sold millions of copies, tells of two Ukrainian sisters who grew up in England. Two Caravans details the lives of migrant strawberry pickers.
Lewycka was born in a displaced persons camp in Germany to Ukrainian parents after World War II and was taken to England when she was three months old.
Mr Feickert described the situation as Kafkaesque.
"To me it's just completely absurd. I know they have rules they have to follow ... but why go through all the rigmarole of rejecting someone like Marina?"
He did not think the couple's situation was unusual in the modern world, and said his wife wanted to become a Kiwi.
"She loves New Zealand and it's as simple as that."
After inquiries from The Dominion Post yesterday, a senior Immigration Service official in Palmerston North told Mr Feickert the couple no longer had to live together in New Zealand for a set period, and said they had to provide only an email heading rather than full copies of their correspondence.
The Immigration Service would not comment yesterday.
By SIMON WOOD, The Dominion Post
From here.


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Budget Implementation Bill, 2017, No. 1—Third ReadingPublished on 21 June 2017 Hansard and Statements by Senator Joseph Day
Hon. Joseph A. Day (Leader of the Senate Liberals):
Honourable senators, let me begin my remarks with respect to third reading of Bill C-44, budget implementation, by congratulating the sponsor again.
I was very pleased, Senator Woo, that you indicated that the government isn't finished with this bill and that work will continue. Perhaps we can give you a few things to take back to the government that would suggest further work.
I was also pleased to see Senator Smith, my former colleague on National Finance, get excited about finance matters. There are now two of us here that get excited about these matters.
Senator Smith: Those are similar to the speeches you used to give.
Senator Day: That's right.
Honourable senators, I spoke at length previously with respect to three items in this bill. One was the escalator issue. The second was the user fee part of the bill and, coincidently, escalation within the user fees. The third was the borrowing authority. I pointed out that there is a golden thread through those three items that is important for us to keep in mind, namely that each one of them, in its own way, takes away power and responsibility of parliamentarians to oversee government expenditure, to act in the interest of the people of Canada to protect the public purse. That was with respect to each of the three, and I explained my concern.
With the escalator, which Senator Marshall has picked up on, I appreciate the amendment. I was pleased to support the amendment yesterday and will continue to support it because I think it's a very important aspect of that issue of protecting the role of parliamentarians. If we don't make these amendments and these provisions pass quickly through the house, we would slowly be eroding the traditional role of parliamentarians. I suggest that is not in the best interest of Canada or the people of Canada.
I regret to say that some of my concerns with respect to user fees and borrowing — although we've talked about it since the speech I gave at second reading a week and a half ago — I have seen no movement on the part of the government to be inclined to deal with those two items. At the end of my speech today, I intend to make suggestions as to how we might handle these concerns.
We are aware, all of us, of the challenges we face in the Senate whenever we see problems in a budget bill.
Unquestionably, we have the power to amend or even defeat budget bills from the other place. That has been long established. There was a report in 1918 that outlined the role of the Senate in that regard. It has been a long established right. Indeed, it was confirmed by our Speaker just last week in his ruling.
However, we all know that it is always controversial if and when we choose to exercise that power. Government may like and value Senate amendments in theory, but they rarely are so appreciative when amendments are actually proposed and passed to their bills, particularly at this time, just before the summer break.
But we do have a job to do, honourable senators, and that's one of the themes of my comments today. We in the Senate have a job to do, and we mustn't shy away from doing it.
Let me be clear. I do understand and I have sympathy for those who are reluctant to propose or support amendments to a budget bill. Indeed, there are a number of provisions in this omnibus budget bill that I find very troubling but I'm prepared to accept. There are many others that I haven't even had a chance to get to and develop and understand in such an extensive omnibus budget bill, but I'm prepared to accept them and take the government at its word in relation to these items.
However, there is an issue that I cannot let pass, and that has to do with the provisions of Part 4, which, you'll recall, "Various Measures." There are the fiscal matters at the front end, the first three parts of the bill, and then Part 4, all other matters. We're in one of those other matters — Division 2. "Public Debt" is the heading.
Honourable colleagues, those provisions go to the very core of what Parliament is all about, going back literally hundreds of years to the very origin of our parliamentary system, namely the power of the purse. I cannot, in good conscience, let these provisions pass in their current form without comment.
There are three very closely related issues that I believe urgently need to be corrected.
First is the absolutely critical repeal of section 43.1 of the Financial Administration Act. As I described in detail last week in my speech, 10 years ago, in 2007, Parliament passed an omnibus budget bill that contained a two-line clause that amended the Financial Administration Act. Two lines buried in a very extensive bill. This special new clause, section 43.1, allowed cabinet to authorize the government to borrow money, with no need to come to Parliament for prior approval — no need whatsoever.
This clause was revolutionary, colleagues. It undid Parliament's authority over government borrowing, authority that had existed literally for centuries and indeed has its roots in the Magna Carta, signed at Runnymede on another June day — June 15, 1215, to be exact — more than 800 years ago.
As I explained last week, parliamentarians did not knowingly give up this critically important power. Quite simply, no one noticed the clause. There was a lot of discussion after it was passed, with people saying, "What happened? Why aren't there any borrowing bills coming to the House of Commons or the Senate anymore?" They did not know they had given up that power.
It is a highly controversial two-sentence portion of an omnibus budget bill.
So this clause was missed by members of both houses until after the bill had actually been passed. Four of us here in the Senate then realized what had happened and tried through repeated private members' bills to have the authority over borrowing restored, but without success. All of the bills died on the Order Paper. We are experiencing that situation again today, where many of us will learn that many bills we'd really like to see passed will be dying on the Order Paper.
We were very pleased when the Liberal Party promised in the last election that they: ". . . will require the government to receive Parliament's approval on borrowing plans." That was one of the important aspects of a platform that resulted in the Liberal Party getting elected in the last election. That's what they promised, and then the 2016 Budget Implementation Act contained a clause we thought was meeting that promise.
In 2016, a clause that repealed this offending section 43.1 of the Financial Administration Act appeared in the Budget Implementation Act 2016. Minister Morneau appeared here in the Senate and effusively thanked honourable senators for the work we had done and assured us that the requirement of Parliament's approval was being restored. We passed the budget bill with that understanding.
That was the second assurance we received, honourable senators. But this did not happen.
The Finance Minister confirmed this was the case when he appeared last week before the National Finance Committee. Listen to his words:
On process, a question was raised as to why the government didn't declare the provision in force in 2016. Our objective from the start was to link the full framework, which was still in progress, to the budget process in the updated budget numbers. In other words, we needed two steps in the process. First step, the government amended the Financial Administration Act in 2016 to reinstate parliamentary approval, and second step, we are coming to you —
— coming to parliamentarians —
— with a borrowing authority act —
— which appeared a year later in this budget implementation bill, Bill C-44 —
— which defines what Parliament will need to approve based on current budget figures.
If you followed that, it's an attempt to explain why the promise to take away this authority to borrow without parliamentary consultation and approval was never declared in force. We were shocked when we learned that; never proclaimed and never brought into force. Why? Because it was considered by the government a process matter that had to be coordinated with something that came about a year later, notwithstanding the minister being in this chamber and saying, "Thank you very much for doing this," and "We've got to correct it."
The two-step process, honourable senators, sounds like the old two-step, but we are now at the second of these two steps with Bill C-44: We are passing the borrowing authority act. So I assume the government is now prepared to finally declare in force the clause that we passed in last year's budget, a year ago. It's easy to do, honourable senators. The coming-into-force clause for this division of Bill C-44 already links the coming into force of the new borrowing authority act to bring into force another provision in the same division of last year's act — and that was referred to by Senator Smith. Let me explain.
Last year, the government explained there were circumstances when it may be called upon to quickly spend unanticipated large sums of money. They would need to borrow to do that. These include extraordinary circumstances such as a natural disaster or financial crisis. In these situations, it may not be feasible to obtain quickly Parliament's approval by way of a bill that would need to be passed in both houses. This, honourable senators, is completely understandable, and this was provided for in clause 183 of last year's budget bill, which Senator Smith has referred to.
This clause, however, was never brought into force either. Clause 182, which dealt with eliminating that complete right to borrow without consultation with parliamentarians, and clause 183, dealing with extraordinary situations, neither one had been brought into force. Presumably they didn't really need clause 183, the extraordinary power, because they had all the power they would ever want in section 43.1 of the Financial Administration Act, which never got removed.
The government has had all the power it needs to borrow money and continues to, until we do something about it in this bill or otherwise.
Bill C-44 states that clause 183, which was just referred to, will enter into force with Bill C-44 coming into force. That is clause 183, but what about clause 182, which cancelled the very offensive, earlier 10-year-old clause of no restrictions whatsoever? No reference is made to that particular clause that was never declared into force.
So I was surprised that this coming-into-force clause in Bill C- 44 referred only to clause 183 and not to 182 as well, which repeals the terrible section 43.1. In other words, it would bring into force the exceptions but not the critical repeal of the provisions that specifically removed parliamentary authority.
Is there something that I'm missing in all of this? I'm sure this must have been an oversight by the government.
Accordingly, I will be proposing that steps have to be taken by this chamber that will fulfil what the minister told us was the government's intention, namely, to bring into force the clause that Parliament passed last year. The will of Parliament was expressed in the passing of that clause, repealing section 43.1. It should come into force at the same time that the new borrowing authority comes into force.
However, that alone is not sufficient to fulfil the government's election promise. Perhaps I can go on and spend a little time on that.
As I said last week, I was concerned to see the proposed section 3 of this new borrowing authority act, which is an act within Bill C-44, the budget implementation act. Proposed section 3 would appear to do the same thing as the original section 43.1. However, there's a new section 3 in the borrowing authority act that appears to do the same thing: the government can borrow money without the need to come to Parliament for authorization for the borrowing.
I'm sure, given the minister's statement and the election promise, that this is not the government's intention. Indeed, the minister was clear, most recently in his appearance before the National Finance Committee last week, when he stated that ". . . Parliament will be more empowered than ever before with the borrowing authority legislation that we are proposing."
Well, if we just did away with all of these steps over the last two years, and went back to the situation 10 years ago in 2007 and required a borrowing authority act each time the government wanted to borrow more money, that would have solved the problem. So that is the standard by which we must measure the government today. The minister said that parliamentarians would be "more empowered than ever."
You can see the schedule at the back of Bill C-44 that we're dealing with here today. There's a list that shows you that for each year the government needed funds there was a borrowing authority act. They would bring it in and say, "We need this amount of money to reach our objectives for the year, so please authorize that the same way you've authorized the activity."
Returning again to the testimony of the Minister of Finance before our National Finance Committee, he said:
Ten years ago, Parliament's authority was revoked by the previous government, and it was left solely to cabinet. We're keeping our promise by empowering Parliament once again with the authority to approve the funding requirement of the government.
That is very clear, colleagues. This government intends by this new act to restore Parliament's power to at least what it was before 2007. However, as I detailed in my speech last week, section 3 of this borrowing authority act in Bill C-44 does not do that. Section 3, as currently drafted, would actually allow cabinet to authorize the government to borrow money without the need to come to Parliament first. There's no mention in this section of parliamentary approval, no mention at all. And, accordingly, I am most disturbed to see that particular provision, section 3, in this legislation.
Finally, the third issue or the third problem that I promised to outline for you. Many of us were surprised to see that the new borrowing authority act would only require reports to Parliament once every three years on the total amount of money borrowed by the government during those three years. Previously it was on an annual basis through borrowing authority bills. With respect, that is simply too long a period. Indeed, it would take us beyond the next election and into perhaps another government to find out what the last government did in borrowing, and then what will we be able to do about it? That is far too long a period, honourable senators. I believe there should be annual reporting.
This change to annual reporting would have a secondary effect, in cases where the government is to be allowed to borrow money without parliamentary authorization. These include where the government would be faced with extraordinary circumstances, such as a natural disaster or financial crisis as I referred to earlier. In last year's budget bill, we set out careful parameters around those exceptional circumstances. The government would be permitted to borrow without Parliament's authorization provided it reported after the fact to Parliament as quickly as possible, and specifically in the budget last year it said 30 days.
Now if we approve this legislation in Bill C-44, honourable senators, it will be three years — three years — before we learn about this extraordinary expense.
As I mentioned, since the government never declared the exception set out in last year's budget bill in force, the reporting clause was not brought into force either. Now Bill C-44 would finally declare the exception provisions in force, but notably it ignores Parliament's legislated reporting requirement. It just ignores it. It doesn't say anything about it. It would not come into force. Instead, that reporting on emergency borrowing would take, if everything stays the same, three years for us to learn what had been done.
So instead of tabling the report in Parliament within a month, Canadians would have to wait three years for the information. That is simply not acceptable and is not providing any opportunity for parliamentary oversight.
Honourable senators, Canadians deserve better. Of course this flies in the face of what Parliament mandated when it granted the exceptions last year and passed the legislation. But if we change the basic three-year reporting requirement on borrowing to reports that would have to be presented to Parliament every year, these so-called emergency borrowings would also have to be reported every year, so at least we could hear from the government every year as to what they've borrowed.
Colleagues, these are limited, focused amendments that I believe could significantly improve the bill and could significantly improve the relationship between cabinet, government, Parliament and our role.
As I described, far from going against an election commitment, these would implement a critical election commitment by the government. The Deputy Government Representative in the Senate has argued here in another context that, ". . . it is not legitimate for us to vote against an electoral promise . . . ." I do not and would not go that far, but turning it around, I think the Government Representative team would have to agree that it is absolutely legitimate for us to vote to uphold and implement an electoral promise that the people of Canada voted for, even if that means amending a budget bill.
Some Hon. Senators: Hear, hear!
Senator Day: Most important, honourable senators, if these changes were implemented, they would restore Parliament's critical authority over government borrowing.
Colleagues, Parliament's power of the purse goes to the very core of the parliamentary institution. We lost it in a clause buried in an omnibus bill 10 years ago. I'm now proposing that we reclaim it. The borrowing authority act as proposed by the government unfortunately does not restore this authority to Parliament.
Honourable senators, there are a number of ways we can do that reclaiming. We can propose an amendment here today to make the changes. I've thought long and hard about it. My view is that if we make this statement — that's why I went into so much detail to outline what I believe has to be done — after consultation with a significant number of outside advisers, I believe — the comments will have been made; the government can proceed, or we could consider a separate piece of legislation in the fall if the government doesn't act on these recommendations from the Senate.
In any event, honourable senators, I assure you that the long memory of the Senate will continue.
Senator Cools: It's a good memory too, very good.
Senator Day: We will be there for the people of Canada; they can be assured of that. We will ensure that this critical issue is not forgotten.


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Spotlight: Annie Lozano
Annie Lozano of Premont, Texas
Unselfishness can go a long way.
Annie Lozano of Premont, Texas, joined several of her colleagues prior to Thanksgiving in 2013 at the Kingsville food pantry to assist the community. A mother who waited hours in the parking lot for food particularly touched her heart.
"As I was carrying the turkey and canned goods to her car, she told me she had been in line since 7:30 in the morning," Lozano said. "With the cold, rainy weather, I couldn't help but get a little teary eyed because she spent about eight hours sitting outside to provide a turkey dinner for her family.
"There are so many things we take for granted in life, and this particular event helped me see that," she said. "Some of us are fortunate enough to drive to the store and wait in line for a short while, but there are others who have to wait hours, sometimes in bad weather, to provide for their family. Therefore, it is our duty to make sure that we help others in time of need."
For her unselfish community service for this and similar events, the faculty at the Texas A&M Rangel College of Pharmacy awarded Lozano with the Kleberg Bank Community Service Award. Joe Henkel, president and CEO of Kleberg Bank, presented Lozano the award on May 20 at the College Awards for her outstanding and unselfish civic, community and church volunteer service, outside the scope of regular pharmacy practice.
"This rewarding experience made me realize that a simple act of kindness can really change someone's life," Lozano said. "In this case, we were able to make sure families celebrated the Thanksgiving."
Throughout her pharmacy education, Lozano had several leadership positions including Operation Diabetes co-chair for American Pharmacists Association-Academy of Student Pharmacists (APhA-ASP). As diabetes co-chair, she reinforced her patient-counseling skills, raised diabetes awareness and promoted healthy lifestyles. Lozano said her preceptors encouraged and challenged her to come out of her comfort zone. "They provided me with the skills and processes to analyze and dispense safe and effective therapy for patients," she said.
She won first place in the APhA-ASP and Texas Pharmacy Association Patient Counseling Competitions in January and April 2014 at the college.
At the College Awards on May 20, the faculty also presented Lozano with the Award of Excellence in Clinical Communication, recognizing high academic achievement and superior verbal and written clinical communication skills.
Lozano provided health care to the underserved population in Laredo, Texas, at Happy Hands and Feet, a mission of the Baptist Student Ministries at the University of Texas Medical Branch (UTMB). Students performed patient screenings, physical exams and provided immunizations and medications at no charge to patients. In addition, each person who attended was provided donations that included a bag of groceries and clothing items.
"This was a humbling experience, which allowed me to give to others and provide compassionate care to those in need," she said.
Serving as the president of Phi Lambda Sigma strengthened her leadership skills. She organized multiple events throughout the year including an etiquette dinner, student organization retreat and induction ceremony. Lozano's fellow colleagues awarded her with the Phi Lambda Sigma Graduate Leadership Award for her characteristics of a leader along with a record of outstanding accomplishments in promoting and advancing pharmacy.
Lozano said the experience at the Texas A&M Rangel College of Pharmacy has fueled her passion for unselfishly caring for others in the role of a community pharmacist. "I hope to one day inspire my fellow colleagues to practice with passion, so that we as professionals can inspire our patients to lead long, healthy lives," she said.


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Jeffrey Hall is a tax and estate planning attorney in Pleasant Hill, CA. He has an office conveniently located in Pleasant Hill. He protects wealth through estate and charitable tax planning. Primarily, Mr. Hall's practice specializes in estate planning for retirees and those who are preparing to retire. He prepares wills, revocable living trusts, durable powers of attorney, tax planning, trust & estate administration, probate practice, minor and adult guardianships/conservatorships, estate and trust litigation, asset protection planning, and business succession planning. Mr. Hall's has experience in the preparation of estate and gift tax returns, special needs trusts, qualified domestic trusts, and intentionally defective grantor trusts. Mr. Hall's practice also includes Asset Protection involving the formation of corporate and LLC entities to protect personal wealth and limit litigation risk.
Mr. Hall received a B.S. from Saint Mary's College of California, an M.B.A. in Accounting and Taxation from the Ageno College of Business at Golden Gate University in San Francisco and a J.D. from JFKU College of Law. In addition, he holds a California Certified Public Accountant (CPA) license with over twenty years of experience in law, tax, accounting, and consulting. He is an active member of the National Academy of Elder Law Attorneys and the Trusts and Estates Section of The State Bar of California. Mr. Hall is actively engaged in providing pro bono legal services (free legal aid) to our military, elderly, and to those of low-income.
Prior to law school, Mr. Hall volunteered for service with the U.S. Air Force in 1981 and served 7 years of commissioned service and two years as an Airman Basic at Vandenberg Air Force base in California and then Vance Air Force Base in Oklahoma. He later transferred into the USCG as a commissioned officer (Ensign) and served with distinction on board the High Endurance Cutter, USCGC Sherman (Alameda, CA), for three years and subsequently with the Joint Force—Naval Coastal Warfare Unit One-Eleven (Alameda, CA) with four tours to South Korea. Thereafter, Mr. Hall was assigned to the USCG JAG unit in Alameda, CA and later in Seattle, WA where he held the Senior Reserve Officer position (aka: Reserve Commanding Officer) for all USCG JAG attorneys in the U.S. from 2011 through 2014. Mr. Hall retired from the USCG as a Commander after serving 25 years.
Download estate planning pamphlet here


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Testimonials from Paul's Customers
Dear Paul's:
I took my Volvo to Paul's – the Volvo Specialist in Richmond, Virginia to get the car
ready for winter. I told the lady at the counter my concerns and questions. Shortly after I
sat down, the service technician came out to talk with me. In fact, he came back several
times, sat down and answered my questions. He was kind, informative and did not
make this woman feel foolish about my ignorance of "cars"
On my way home, I thought about this encounter and the technician's kindness. I decided
to call the shop and tell them of my experience. We are so quick to complain but
sometime forget or put off talking about the positive acts of kindness.
When I called and spoke to the lady at the front desk, I found out the service man is the
owner, Paul, and the lady at the counter is his wife. What a pleasant surprise. Go Paul.
Thank you for your service,
Nancy M.,
Chesterfield, Virginia
Dear Paul's Volvo:
This was my first trip to Paul's Volvo.Very nice building, comfortable waiting area and equally nice, knowledgeable employees. Wow. Customer service at the front office, telephone and "back lot" guys, terrific!
Their staff is accommodating and friendly, they make everything from appointments to supplying a temporary transportation soooo easy.
Thank you, Paul's Volvo!!
Ms. Nan R.,
Richmond, Virginia
August 26, 2014
I retired from Volvo Finance, Inc. in May of 2006. Volvo Finance is the finance arm for Volvo Cars like GMAC for General Motors. I traveled with Volvo Finance ; and I always had a new Volvo Company Car. Upon retirement, I bought my last company car(2005 XC70)-I still have that car as well as a 1993 940 Wagon. I started taking both cars to the local Volvo Dealership in Midlothian, Va. for service. Finally, on December 19, 2008, I took my XC70 in to the dealer with a tapping noise.
After about two hours of waiting and a $44.75 charge, the dealer advised that I would need a Angle Gear part#36000340 @$1,675.70 and Part#31259380@ $30.40-the parts would have be ordered and labor would be $360.00. We were planning a Christmas trip to Asheville, NC. The service writer advised me to let them order the part so it could be fixed before our trip. I said I would think about it and let them know.
I had heard of Paul's ("The Volvo Specialist")-ALL GOOD. My wife said why don't you take the car to Paul's for a second opinion? I did. And Paul, himself, advised me that all they had to do was bend a piece back and grease it! Needless to say, I have been a very happy customer of Paul's since December 2008. I take both of my Volvos to Paul's for ALL servicing. They are honest and they treat you just like family.
Paul's is probably the reason we keep holding on to our older Volvos!! I would like to add that the Volvo dealership is a little over two miles from my home and Paul's is over ten miles away. Believe me me the drive is worth it! We love Paul's!!
From Angie's List
"I have been in the car business my whole life including dealerships, 17 years with Volvo of America and now management consulting to Nissan, VW, Audi, Chrysler and KIA. Needless to say, I have always promoted servicing at the dealership but when I purchased a 2004 S40 for my daughter last summer, the dealership wanted to charge me $1,700 for routine maintenance. I went to Paul's and had the same work done for approximately half the price. Having spent all of my adult life in dealerships, the first thing I noticed was that Paul's looked and felt at least as professional if not more professional than most dealerships. I know a lot about Volvos and talking to the Paul's employees revealed a level of product knowledge that I did not expect. Many employees' tenure is longer with Paul's than most dealership employees so their depth of knowledge is greater. It hurts me to say this but I will never service a Volvo anywhere but Paul's."
From Yelp.com
"I love this place. It's everything you want in a mechanic– expert knowledge, spectacular customer service, reasonable rates, and, above all else, honesty. They give it to you straight and they really take care of you. I've been there five times in the last year (three Volvos in the family) and every time they have not only done right by me, but have fixed others' mistakes. I've been to a lot of mechanics with my Volvos over the years, and Paul's is by far the best."
Cassie B.
Richmond, VA
From Yelp.com
"When we moved here I called several mechanics that worked on imports, asked who they would recommend for Volvos and called several of those places to check hourly labor charges, who had loaner cars, etc. Paul's came out on top with the most competitive hourly rate and they do have loaners (you will need to tell them in advance that you need a loaner, it costs $15/per day but you do not have to put gas in it). Their shop is nice and comfortable if you need to wait."
Rebecca R.
Richmond, VA
From CarTalk.com
"For car servicing and repairs, we are very tough customers who will not hesitate to complain. In fourteen years of servicing our three Volvos, we cannot recall one unpleasant experience. The service has been extraordinary, the prices fair and reasonable, promises are kept, and the employees couldn't be nicer. As far as we are concerned, Paul's Volvo sets the Gold standard for Volvo. servicing."
Feel free to visit these review websites an tell us how we are doing!


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Space Research in Kiel
The Importance of Extraterrestrial Physics for other Fields
In recent years, our societys increasing dependency on extraterrestrial influences has become ever clearer. While the effects of the sun on the earths climate and weather is obvious, the importance of the heliophere as a shield for the interstellar and galactic medium has only recently become known. The complete chain of effects that the sun has on earths climate is not known at present. Although the fluctuations of the suns luminosity are measureable directly, other processes appear more difficult to quantify. The variation of the galactic cosmic radiation and possible accompanying changes in cloud formation is a heavily debated topic today with far reaching consequences..
Image 1: Model of the heliosphere [original size]
The sun heavily influences its surroundings, the heliosphere, up to a distance of distance of 100 astronomical units (1 AU = the distance from the sun to the earth, 150 million km) on a time scale of about 22 years. The structure of the heliosphere, which changes with solar activity, modulates the galactic cosmic radiation and in this way has a possible influence on the earths climate. The important thing here is an understanding of the modulation processes, and respectively, the changes in the structure of the heliosphere
The radiation exposure in manned aerospace travel is primarily determined by space weather. For radiation protection, it is important to determine the connections between cosmic radiation and the measurements on the international space station and commercial airplanes. The use of satellites in low orbits is also dependent on space weather. On one hand, the particle flows endanger the function of the instruments. This can lead to expensive losses. On the other hand, a more active sun can cause the upper atmosphere to expand and lead to the deceleration of satellites until they fall out of orbit to the earth.
The acceleration of particles to high energies is a wide spread phenomenon in astrophysics and can only be directly observed in the suns atmosphere (the corona) and the heliosphere. In the heliosphere it can even be measured in situ. Therefore, the heliosphere is a laboratory for processes in astrophysics. In nuclear fusion, the diffusion of particles diagonally to the magnetic field presents a big problem because it leads to losses in the magnetic entrapment of the plasma. In the heliosphere, the influence of diagonal diffusion appears to make up a large part of the plasma dynamic, whereby the heliosphere is developing into an interesting laboratory for plasma physics.
A further aspect that is not to be neglected is the close cooperation with industry. Here know-how is newly created and exchanged. The hard physical demands on mass, power input, susceptibility to interference, stability, etc., as well as the complex demands of project management constantly bring about the development of new solutions that also influence other areas of daily life (for example, automobile electronics have to function in Finland in winter as well as in the Sahara in summer). The productive cooperation with industry has not been able to continue in the last few years due to the shortage of financial support.
Extraterrestrial physics, like every other space physics, has a great effect on the public and therefore has an essential influence on the motivation of young people that take up a study of science at school or university. The increasing complexity of our highly interconnected society requires well educated young people that can recognize societys problems and solve them. Extraterrestrial physics provides an important contribution through public work on one hand and through education on the other.


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People like feeling good. We would rather be positive and hopeful than negative and pessimistic by nature. From time to time you come across a negative person but most of the time as fast as they come into your life is as fast as you remove them from your life.
If you're reading this chances are you want to lose weight and you might have already made some goals. I hope they're positive and realistic.
Here are some positive spins that you may find helpful.
I am dreading working out. I always feel good after I'm done working out.
I really...
Our Favorite Coffee Stops
Not too long ago I stopped off at Dunkin' Donuts and made what I thought were great choices. Normally, I'd have checked the calorie counts first but I didn't have the luxury of time. Later on that day I entered the information into my food diary and was really surprised. My great choices weren't so great. That's when I picked up one those Choose it Lose it! books. This one claims to be the Ulitimate Pocket Guide to save 500 calories a day.
Let's look at how our favorite coffee shops Starbucks and Dunkin' Donuts did.
Dunkin' Donuts
With just a few better choices you can start looking thinner now! Stand tall and walk with confidence. You look great, feel great and are on the way to a slimmer you.
In the meanwhile...
Let's talk clothes. Men and women alike, nothing does you more of a disservice than squeezing into too tight clothing. Yes, everyone notices the seams straining and the buttons ready to pop. In addition nothing feels worse than feeling like your meat stuffed into a sausage casing. Baaaaad. Don't go by the label size go by the fit. Ladies, when buying a jacket or a shirt...purchase something...


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If you are a full time resident of Phoenix, you know that the area's population swells in March due to Major League baseball spring training and a slew of visitors that come west to escape the last gasp of winter. But March also finds a variety of classic rock artists coming to town. Here's what's on tap.
March 2, 2016 at 8 p.m., ACE FREHLEY at the Marquee Theatre in Tempe. He's carved out a following as a solo artist, but you might remember him as the original guitarist in KISS. With six solo studio albums under his belt, including 2014's "Space Invader," you'll hear more of what he can do on his own rather than when he used to wear "Spaceman" make up. Tickets are $25 plus any fees that might be tacked on.
March 4, 2016 at 8 p.m. GORDON LIGHTFOOT at the Wild Horse Pass Casino Ovations LIVE! Showroom in Chandler. You'll have to wait until after sundown and travel several miles south of the Carefree Highway (yes, the song title was actually inspired by this road) to catch this troubadour's "50 Years on the Carefree Highway Tour." If you could read his mind, you might know he would welcome rainy day people. There is no way I can easily work in the "Wreck of the Edmund Fitzgerald." Tickets are priced from $37 to $67 plus fees
March 5, 2016 at 8 p.m. JOE SATRIANI at The Salt River Grand Ballroom at Talking Stick Resort in Scottsdale. There are only a handful of instrumental guitarists that have sold over 10 million albums. But when you have been surfing with the alien or flying in a blue dream, you tend to be considered one the greatest guitarists in the world. Only a few tickets remain but they can range from $40 to $100 plus fees.
March 10, 2016 at 7:30 p.m. BRUCE SPRINGSTEEN and the E STREET BAND at the Talking Stick Resort Arena (formally U.S. Airways Center)in Phoenix. The Boss comes to town ready to play his 1980 double album, "The River," in its entirety. That means songs like "Hungry Heart," "Out in the Street" and "Cadillac Ranch," among others. Then there is the remaining 5 hours he'll play. Okay, maybe not that long. Although the show is almost sold out, tickets were priced from $55 to $150 plus fees and taxes
March 10, 2016 at 7:30 p.m. PETER FRAMPTON at the Orpheum Theatre in Phoenix. Just in case you didn't score tickets to see Springsteen, there is the other concert option in downtown Phoenix that night to see superstar guitarist/songwriter Frampton. This is advertised as "Raw: An Acoustic Tour," so the blistering guitar solo in "Do You Feel Like I Do?" might be subdued. But baby, you'll still love his way. Tickets are priced from $58.50 to $165, plus fees, taxes and the like.
March 12, 2016 at 8 p.m. .38 SPECIAL at the Wild Horse Pass Casino Ovations LIVE! Showroom in Chandler. If southern rock brings you and your fantasy girl back where you belong, then hold on loosely because these rockers might get caught up in you. Tickets are priced from $37 to $90 plus fees.
March 17, 2016 at 7:30 p.m. PETER YARROW and NOEL PAUL STOOKEY of PETER, PAUL and MARY at the Ikeda Theatre at the Mesa Arts Center in Mesa. If you had a hammer, want to know where all the flowers have gone, ever left on a jet plane or want the lowdown on Honalee dragons, this is the concert to see. Tickets run from $40 to $55 plus fees.
March 25, 2016 at 8 p.m. ALAN PARSONS LIVE PROJECT at the Celebrity Theatre in Phoenix. Long before Dr. Evil came up with his plan in the Austin Power's movie, singer/songwriter/engineer (he was a sound engineer on "Dark Side of the Moon," "Abbey Road," and "Let It Be"), Alan Parsons had a slew of radio hits such as "Eye in the Sky," "I Wouldn't Want to Be Like You," and "Games People Play." And if you've ever attended a Chicago Bulls or Phoenix Suns game, you've heard his "Sirius," played during the introductions. Tickets run from $29 to $69 plus fees.
March 25, 2016 at 8 p.m. TESLA at The Showroom at Talking Stick Resort in Scottsdale. Signs point to little Suzi and various modern day cowboys showing up for this show. You might even hear a love song. Only a few tickets remain but originally tickets were priced from $35 to $100 plus fees.
March 26, 2016 at 8 p.m. DAVID CROSBY at The Showroom at Talking Stick Resort in Scottsdale. The "C" in CSN, you may not get to hear him harmonize with Stephen Stills or Graham Nash (both will be in town later this year), but for 50 years, he's had a pretty good run as a solo artist and as a member of the Byrds. No surprise that only standing room only tickets are available, but tickets ran from $25 to $85 plus fees.
March 26, 2016 at 8 p.m. RICHARD MARX at the Wild Horse Pass Casino Ovations LIVE! Showroom in Chandler. It don't mean nothing if you hold on to the night because you'll be satisfied if you are right there waiting for him. He's actually had some hit albums since the 1980's such as 2014's "Beautiful Goodbye," as well. Tickets go from $32 to $99 plus fees.
March 26, 2016 at 8 p.m. PFX, THE PINK FLOYD EXPERIENCE at the Celebrity Theatre in Phoenix. There are tribute bands and then there are total experience bands. This one is the latter, whose musicians create what it might be like to attend a Pink Floyd concert with all the sights, sounds and imagery Pink Floyd was famous for. Tickets are priced at $39 and $49 plus fees.
Tickets for those shows can be purchased at the following locations:
Talking Stick Resort: Tickets for shows at Talking Stick Resort can be purchased online through ticketmaster.com, in person at the Talking Stick Resort box office and by phone at (480)-850-7734.
Wild Horse Pass Casino: Tickets for shows at the Wild Horse Pass Casino can be purchased online through the Wild Horse Pass Casino website, by phone at 1-800-WIN-GILA Ext. 7370, or in person at the box office. Players Club Card discounts are sometimes available when purchasing in person at the box office.
Marquee Theatre: Tickets for shows at the Marquee Theater are available online through Lucky Man concerts.
Orpheum Theatre: Tickets for the Live Nation show at this facility are available through ticketmaster.com with information found on www.livenation.com
Talking Stick Resort Arena Tickets for shows at the Talking Stick Resort Arena are available through ticketmaster.com
The Celebrity Theatre. Tickets for shows as the Celebrity Theatre can be purchased in person at the Celebrity Theatre box office or online at www.celebritytheatre.com. To charge by phone, call 602-267-1600 ext. 1.
Want to hear live classic rock music but don't want to pay exorbitant ticket prices? Check out these tribute shows.
Casino Arizona:
March 11 and 12: Iron Maidens-Iron Maiden Tribute Band
March 25 and 26: Bonfire-Tribute to AC/DC
Talking Stick Resort:
March 16-20, 2016 Legends in Concert
The Celebrity Theatre:
March 6, 2016 One Night of Queen performed by Gary Mullens and the Work
Gila River Casino Wild Horse Pass :
March 20, 2016 The Magic of Manilow
Gila River Casino Vee Quiva:
March 26: Motown Magic-Tribute to the music of Motown


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Sigma Phi Epsilon
Sigma Phi Epsilon website | Population = 23
General results
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Comments (primary residence)
"People are accepting of others everywhere ive gone, although they dont always watch what they say about them. Im not sure how my fraternity brothers would feel about having gay brothers since we occasionally make jokes about loving each other in a gay way. "
"When i was young lots of people would think that i was gay. They would often call me gay as a derogatory term although i never actually had a boyfriend. I think it was because of my rather effeminate mannerisms back then. I clearly recall one guy when i was in middle school who would try to convince me that i was gay every time we would cross paths. I think my past has made me question my sexuality yet at the same time strengthen my assurance that i am straight. "
"At Sigma Phi Epsilon, we're completely accepting of members of the LBGTQ community."
2012 Living Pink Group | Home | G@MIT | LBGT@MIT | MIT homepage | Contact us


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108,00 euros
The Sicilia ceramic bowls are shaped by Jars, a French artisan. Ideal for coffee or to present some appetizer biscuits, their unique design - matte black on beneath, brilliant color applied on a matte biscuit on top - evokes the power of the Sicilian landscapes.
Materials : ceramic (cooked at very high temperatures )
Dimension : Ø 8,5cm
Colors : Radis noir (black), pousse de tilleul (sea green), jaune tournesol (yellow), jasmin (beige), baby pink or "Bleu Sarah" (blue)
Features : handmade - resists microwave and dishwasher safe.
Sold by box of 6


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Pilke media bank
Check out new Pilke videos!
Pilke DO videos are 15-second-tours at the exhibition.
Pilke SEE ja DO videos are produced by Flatlight Creative House.
Please click the youtube link below:
Pilke SEE video tells about the beautiful architecture of Pilke House. The video has been filmed last June at midnight.
Pilke DO 1 - children doing their research at the science centre
Pilke DO 2 - generations doing together
Pilke DO 3 - see the forest for the trees
Pilke SEE & DO 4 - tutustumismatka ajankohtaisiin metsäteemoihin
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17 Thoughtful Gifts To Show Appreciation For Your Teacher
For parents with children in preschool or elementary school, the notion of giving an educator a present might seem a little strange. Often times, the people we entrust with our children are often not thought about at all on those occasions when we give tokens of our esteem to all the special people in our lives. If, however, you're the type of parent who truly does want to show your child's teacher how thankful you are for all that she does, then you need the best teacher appreciation gift ideas that you can find. After all, giving her something terrible is actually worse that giving her nothing at all! That can be tough though, since most product manufacturers obviously don't have teachers in mind when they advertise their wares. When was the last time you saw an ad extolling the virtues of giving nice things to your children's educators? Probably never, right? Well, we know how tough coming up with a unique preschool teacher gift idea can be, so we set out to remedy that difficulty, and this list is our solution. In it, you'll find an excellent group of offerings that you can give to any teacher.
After reviewing that list, you're going have no problem finding the items you need to demonstrate your appreciation and support for your child's instructor. There are so many items from which to choose that you almost certainly have found enough different possibilities to ensure that you can give her something special on multiple occasions. Is teacher appreciation looming large on the calendar? You'll have no problem finding a good teacher appreciation week gift idea on our list. Are the holidays rapidly approaching? Don't let your kid be the one who just brings apples to the teacher; search through our list and find some of the top teacher Christmas presents we've included. Face it; your child's teachers work hard to provide the education and guidance that every child needs, and they seldom receive the actual thanks they deserve. When children learn, everyone praises those kids and their parents. When children struggle, the teacher often gets the blame. If your child's teacher is doing a great job teaching and mentoring him or her, then show that teacher how much you appreciate all that effort. A few moments examining that list of quality ideas should be all you need to find the ideal way to express your appreciation for all of the teachers in your family's life.


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Understanding Web Hosting Features
Ok, so you are a complete newbie to web hosting and when you look at web hosting plans, you don't understand what they talk about in there. So if you don't understand those things, you can't compare plans or know if you will be able to do what you want to do with the plan you choose. That's right. Here is a list of terminology that most web hosting accounts use on their plans. Below each is a brief explanation of each.
Web Space/Disk Space/Space:
All of these mean the same thing. They basically mean how much space, like how many MBs or GBs (1024 MB = 1 GB) worth of files (web pages, images, flash files etc) you can upload on to your web hosting plan. Most basic web hosting plans offer at least 1 GB of disk space though nowadays many of them offer unlimited web space. Of course this does not mean you can use a trillion GBs, but it does mean that you can easily use a large amount of web space.
Bandwidth is the amount of data transfer that your website can use. For example, let us say a single web page that you have created is 200KB. If that web page is visited 5 times on your website, then that would use up 1 MB (200 KB x 5) of bandwidth. Actually it will use up more than that but this is just to give you an idea. If on an average every visitor to your web site ends up seeing pages that in total are 1 MB in size, and if you have a bandwidth limit of 5 GB per month on your web hosting plan, then every month your web hosting plan can support 5000 visitors. If more visitors turn up on your website, then you'll end up needing more bandwidth. So roughly you can say, bandwidth translates to the traffic your website can entertain.
Domains are the number of web addresses (for e.g. www.michaelsmith.com) that your web hosting account can support.
In the web address news.aol.com, 'news' is a subdomain of aol.com. This limit shows the number of subdomains you can add to your domains in your web hosting plan.
Email Accounts
Suppose you register a domain www.michaelsmith.com and host its website with a web host, then you can create email addresses like email@example.com. This number specifies the number of email addresses you can create for yours domains on the web hosting plan.
FTP Accounts
FTP stands for "File Transfer Protocol". It is a protocol or a method used for transfer files from one computer to another (for the sake of simplicity). When you sign up with a web host, you will need a method to transfer files from your computer to your web host. An FTP account will allow you to do this. An FTP account will have a username and password. So if you host another domain (and let's call that domain2) on your web hosting plan, you can create a separate FTP account to let somebody else upload files to domain2 without them having to use your primary FTP account. This number on plans tells you the number of such accounts that are allowed.
Control Panel
Once you sign up for a web hosting account, you will be able to do a lot of things like manage your domains, your FTP accounts, create email ids for your domains, view the disk space and bandwidth that you are using and a lot more things. You will be doing all this using a control panel. There are different control panels available like cPanel, Plesk and WHM. cPanel is one of the best amongst the many out there.
MySQL Databases
A database is a software that allows you to store data in it. For example if you want to store the names, ages, nicknames, gender and addresses of everybody living on your street in a form that would be easily understandable, then you could store it in a database. You could ask the database questions (called "queries") like "What is the age of the guy called Michael?". Of course you'd have to do it programmatically but that was just an example. Such databases are used by a lot of applications or frameworks. For example Wordpress which is a popular blogging software uses databases behind the scenes. MySQL is one such database software. The number suggests the number of databases you can create on your web hosting plan.
Fantastico is a set of scripts (computer commands) that lets installing a whole let of software on the web server with just a few clicks. For example if you want to install a forum/messageboard on your domain, Fantastico makes it extremely easy to do that. It is recommended for beginners to sign up with web hosts that provide Fantastico for free.
Free Domain:
Some web hosts allow you to register a free domain when you register for a web hosting plan. However, it is recommended that you do not get the domain that you want to keep for a long with through this feature. That is so because when you cancel your web hosting account or move to a different one, there is a chance that you might have to give up your domain name registered using the free domain feature of web hosts. Always only register a domain that is not so important to you.
Free Sitebuilder:
Sitebuilder allows you to build your site online (from within your web hosting account) and add content, images, forms and a whole lot more to your site using professional looking templates. Some hosts offer this for free while some charge a monthly fee for it.
When someone sends an email to you using your domain email address, for example firstname.lastname@example.com, then you can set up an autoresponder to respond automatically back to the sender. Of course, this has to be a standard reply. For example if you set up a small business and someone contacts you for some kind of query, you can set up an autoresponder that says 'We thank you for contacting us. We will respond to your query very soon' or if you are out on vacation you can instead set it up to say 'We are currently away for thanksgiving. We will respond as soon as we are back'. This number on the web hosting plans specifies the number of such autoresponders you can set up.
Web Stats:
Web Stats stands for web statistics. This tells you how many people visited your website and where were they from (like from US, Canada, UK etc).
Sometimes the hard disks that host your website at the webhosting server can fail. Of course this happens rarely but whenever it happens your entire website information is lost. In order to recover from such rare situations, the web hosts backup your website at regular intervals (or allow you to do it). This specifies how frequently they take a back up of your website. It is always recommended that you keep a local copy of your entire website (if that is possible) on your computer at home/office for increased safety.
Money Back:
Good web hosts allow you to try out their service for a particular period of time (and this period of time is specified in the plans) and within that time if you are not satisfied with their service, then you can ask for a money back.
Advertising Credits:
Some web hosts provide you with advertising credits that can be used for advertising your small business or your personal site. Most commonly offered are Google Adwords. There is one thing to remember though. In order for this credit to be useful it is necessary that you are not already registered with Google Adwords. If you are already a user of the adsense program of Google, then you cannot avail this offer from web hosts.
The above are some of the most basic features to understand for a beginner. Of course you'll see a lot more features on web hosting plans like 'SSH access', 'cron jobs' and more. Most of them are only for advanced uses and won't be necessary for beginner websites. But in order to make sure that you can really host a website that you have in mind using a particular web hosting plan, you should contact the support (live chat, phone) and ask them your website can be hosted without problems using the said plan. This is just to make sure you don't want to use a particular feature which is not available on your web hosting plan. But most web hosts offer just about everything that a beginner (or majority of websites on the internet) could possibly need.


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18922 West Grand Avenue is a $2,325,000 property on a 3.05 acre lot located in Lake Villa, IL.
Opportunity Knocks! 3.05 acres with 400 feet of frontage on busy Grand Avenue zoned General Commercial. Terrific demographics, high traffic counts, and outstanding sightlines insure success! This property may be combined with adjoining listings to create a larger parcel!
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|School District
The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Listings marked with the Broker Reciprocity icon (above) are provided courtesy of Midwest Real Estate Data, LLC. Broker Reciprocity Database. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.