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Our home improvement designs combine creativity with practicality, so if you're looking for an outstanding result you'll love forever, we're the right choice for you.
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Quality is our watchword. Our reputation for building in Cheshire and Staffordshire is about high quality, personalised service and craftsmanship.
If you've already got a team of architects, surveyors, structural engineers and trade specialists, we can work with them, or bring in our own network of trusted, experienced professionals.
A home constructed by Midas is far more than bricks and mortar, it's a new home that reflects your personality, your aspirations and your lifestyle.
We've built many beautiful homes in a range of styles, from contemporary townhouses to traditional detached homes with varied interior layout and a multitude of exterior finishes and characters.
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If you've already got architect's drawings, planning permission and building regulations approval, that's great – we have the resources available to get started at short notice.


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Have you ever wanted to study to develop apps (applications) for the iPhone? This is an open invitation to all folks in the free-software community for real individual-to-particular person dialog with individuals in the W3C employees about DRM on the Web (and every other matters of significance to the Web we all have an interest in discussing). Gimp – This is a free image manipulation software program that has a number of photoshop like options.
A examine by Longo et al. eleven launched the construct of Human Mental Workload (HMW) in Web design, aimed toward supporting current interplay design practices. Without a lot arguments, we will simply come to a justification that Bootstrap, Foundation, and Skeleton are largely used frameworks for developing responsive internet designs of various specs. By the designer of the WebQuest idea, Bernie Dodge of San Diego State University, has the largest collection of more than 2,500 WebQuests. See why we're widely thought-about among the finest Minneapolis net design companies.
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I am fairly new to this and the one website hosting/creation site that I know is however I am positive there have to be extra. Generally, native iPhone software growth is costlier than its Web software counterpart. WordPress – Free blogging software program with many various templates, widgets, and many others to make your blog or web site special. If you set your resume on-line with a job placement service they'll typically use certain keywords to look their database for potential hires. The company's web site recommends using Apache with mod_rewrite in your net server.
Its next-era companies embrace web improvement, cell app improvement, design and graphics, fee integration companies, on-line advertising, customization, clone scripts and a bunch of others. The transfer is to web apps and VS 2013 is a programming platform so combining the two has made sense to Microsoft. Adobe Photoshop was one of many first graphic editors I realized to make use of as a designer. Taschen is one of the best art and design writer on the earth, and practices very low prices too.

subset: commoncrawl


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You'll get a digital key via email, not a physical product
Shock Tactics
- Publisher EuroVideo Medien
- Platform PC - Steam
- Delivery IN STOCK - delivered in a few minutes
- Distribution Digital key via email
- Language English
- Region Worldwide
- Item number 3575
Your team are the trailblazers for the first wave of Free Space Pioneers exploring a newly discovered alien planet. While searching the hostile world for alien technology you lead your team into tactical combat against pirates, alien creatures and the troops of the Imperial Consortium. Set up outposts and dig sites to exploit the secrets that this new world holds, in order stand against the incoming invasion. Everything is out there for the taking, but nothing will come free.
- Challenging squad tactics combat:Lead your strike team against smart enemies that employ a large array of tactics. Know your enemy, build a strategy, rule the battlefield.
Strike team progression: Harness the power of the alien artifacts to upgrade your base, built new weapons and armor and train your soldiers with different abilities to fit your playstyle.
- Full Control: Action Points allow you to move your soldiers with full control and the interrupt system enables long sprints, that are stopped when new enemies are spotted, so you can assess the situation and spend your remaining Action Points accordingly.
- Aggressive Tactics: Always drop right into the action and bring the fight to the enemy before he can reinforce his positions. Play fast tactical assaults on time sensitive objectives and stay in full control.
- Hostile Planet: The procedurally generated world map leads to different strategic situations in each game session. Fight in three different environments of Hephæst to claim the alien artifacts.
- Fate of Hephæst: Experience a story revealing the secrets of the planet while the great factions steer towards a final battle deciding their fate in the galaxy.
1. Download, install and run installer STEAM.
2. After the game run, create your STEAM account according to instructions on screen, after that go into tab Games, options for product activation on Steam, copy the game bought game key from your KeenShop account
3. After this procedure the game and it's parts is present at Games tab.
Be the first to write your review!
Latest Reviews


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I have been doing a bit better with my reading lately, getting in a few more books than my recent average. I thought I would share that list with you.
(The pics are clickable links to Amazon)
I picked this up at the library Monday (I am also writing this on Monday. Shhhh!!) I'm not very far into it but I am already hooked. AND I've already been creeped out!!! LOVE IT!!!
One word, read NOS4A2 by Joe Hill before reading this to "get" a certain part. ;)
A WONDERFUL historical fiction book about Catherine the Great.
We follow the life of a bookbinders daughter as she enters the court of Empress Elisabeth. She is in the court when a young Sophie (soon to be Catherine) comes to be the bride of Elizabeth's nephew and next in line to the throne.
Absolutely captivating, but I wish I had known that the 2nd book wasn't out yet!!! LOL
I absolutely LOVED this book!!! I never realized how little I actually knew about the French Revolution!
I have such a great respect for Madame Tussaud and all that she endured.
This is absolutely the BEST titled book! I was completely and totally CREEPED out the entire time!!!
Unfortunately, I didn't realize until a few minutes ago that this was a sequel! WAH!!!! I had a feeling that I was missing a few things in the story, mainly to do with a couple of the lead characters. BUT even though I missed the first book, this was a very captivating and scary story!
We've all heard the story of Godiva's naked ride but do you know WHY she did it?? I have never heard the WHY of it. Not to say that this book is accurate, but now I have an IDEA of the WHY! ;) It was a very good story! I feel in love with the main characters and could barely put this book down.
Having Downton Abbey withdrawals???? Then this book is for YOU!!!!!
I screamed and cried in frustration all throughout this book!!!! I was aching to find out more when I closed the book. NOW I see that there are sequels!!! YAY!!! Thank you, Amazon! LOL
There are more... LOTS more.... If you want a longer list just click on my Goodreads box over on the right side. ;)
October 10, 2013
My Recent Reading List
2 comments:
I've been so bad about reading lately. I used to read a few books a week, now it seems like all I do is write and read blogs. Just borrowed a kindle book from the library yesterday and I SWEAR I'm going to read it. And then I'm checking out that Stephen King one.ReplyDelete
Yeah, my reading is down A LOT but it's starting to get better! :)ReplyDelete
I am loving Doctor Sleep. It's classic King! ;)
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Current Electric Transformers are one of the most in demand thing on offer as part of our product catalogue. We offer technologically advanced Current Transformers that are designed and developed at our in house innovation center. During the production process, we use industrial grade materials and superior quality spares to give our Current Transformers an edge over the other similar products available in the market. Widely used to control the flow of electricity in different commercial, industrial as well as residential applications; our Current Transformers meet nationally followed and internationally prescribed performance guidelines. Furthermore, we also subject them to strict quality checks to ensure they are flawless and ready for use when they reach customers.
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Spicy beef and eggplant gozleme Featured
- font size decrease font size increase font size
Ingredients Nutrition Specials
1 1/4 cups warm water
7g sachet dried yeast
1 teaspoon caster sugar
2 3/4 cups plain flour
1 1/2 teaspoons salt
1/2 cup olive oil
1/2 small eggplant, cut into 1cm cubes
1/2 small brown onion, diced
2 garlic cloves, crushed
400g lean beef mince
100g baby spinach
1 teaspoon dried chilli flakes
100g feta, crumbled
2 teaspoons lemon juice
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Step 1 -Combine warm water, yeast and sugar in a jug. Whisk to dissolve yeast. Stand in a warm place for 10 minutes or until frothy.
Step 2 -Sift flour and salt into a bowl. Add yeast mixture and 1 tablespoon olive oil. Mix to form a soft dough. Turn dough onto a lightly floured surface. Knead for 5 minutes or until elastic. Place in a lightly greased bowl. Cover with plastic wrap and stand in a warm place for 30 minutes or until dough doubles in size.
Step 3 - Meanwhile, heat 2 tablespoons oil in a frying pan over medium-high heat. Add eggplant. Cook, stirring, for 6 to 7 minutes or until eggplant is tender. Drain on paper towel. Add onion and garlic to pan. Cook, stirring, for 3 minutes or until onion has softened. Add mince. Cook, stirring, for 6 to 8 minutes or until browned. Add spinach, chilli and reserved eggplant. Cook, stirring, for 2 minutes or until spinach has wilted and mince is cooked. Remove from heat. Stir through feta and lemon juice.
Step 4- Divide dough into 4 equal portions. Roll 1 piece into a 32cm x 20cm rectangle. Place a quarter of the eggplant mixture over one half of rectangle. Brush opposite edge with water. Fold dough over to enclose filling. Press edges together to seal. Repeat with remaining dough and eggplant.
Step 5- Heat a frying pan over medium heat. Brush one side of each gozleme with half the remaining oil. Cook for 3 minutes or until base is golden. Brush uncooked side using remaining oil. Turn over. Cook for 3 minutes or until golden and crisp. Transfer to a board. Cut each gozleme into 8 slices. Serve.
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Own this business? Learn more about offering online ordering to your diners.
Bernie's Southern Bistro
Served with honey butter
With crostini and pickled vegetables
With green pepper rouille
With jalapeno orange marmalade
With pickled red onion, crostini
With green pepper rouille
With sauce remoulade
With sauce remoulade
With creamy smoked tomato sauce
With tartar sauce
With smoky tomato dressing, pickled red onion blue cheese & bacon crumbles
Wi th spring greens, feta, olives, red wine vinaigrette
Fried chicken breast on a bed of greens with tomato, green onion garnish
Housemade dressing options: Buttermilk horseradish, creamy smoked tomato, red wine vinaigrette, creole mustard vinaigrette, jack daniels molasses, balsamic vinaigrette.
With stewed okra and tomatoes gluten free
With mushroom gravy
Gluten free
Black eyed peas, summer vegetables, pickled green tomatoes and lemon tahini sauce over black rice gluten free, vegan
A fried chicken thigh with either fried chicken gravy or pimento cheese sauce
Dry rubbed ribs with a side of peach bourbon BBQ sauce gluen free
Sweet potato fries with a smoked tomat o sauce
With a green pepper rouille
With orange jalapeno marmalade
With green pepper rouille
With toasted crostini
House salad with fried chicken
House salad with fried green tomatoes. Buttermilk horseradish creamy smoked tomato creamy bleu cheese red wine vinaigrette jackdaniels molasses vinaigrette creole mustard vinaigrette or balsamic vinaigrette
With caramel sauce
With fried chicken gravy or mushroom gravy collard greens with bacon stewed okra & tomatoes blue cheese grits
Fried chicken gravy or mushroom gravy
White rum, muddled mint, fresh lime and soda
G in, fresh lime, raspberry liqueur and soda
Vanilla vodka, fresh lime juice orange liqueuer
Whiskey and fresh lemonade
Served on the rocks
Let us know if you want it up or on the rocks
Potatoes, red onion, poblano peppers, seasonal vegetables and a fried egg on top
Seasonal vegetables and potatoes with a fried egg on top
Wild greens salad with red wine vinaigrette
New orleans style doughnuts, dusted with powdered sugar
New orleans style doughnuts, dusted with powdered sugar
Two biscuits with fried chicken gravy
With orange jalapeno marmalade or fried chicken gravy
2 eggs your way, grits or potatoes, biscuit add bacon
With caramel sauce and whipped cream
Menu for Bernie's Southern Bistro provided by Allmenus.com
DISCLAIMER: Information shown may not reflect recent changes. Check with this restaurant for current pricing and menu information. A listing on Allmenus.com does not necessarily reflect our affiliation with or endorsement of the listed restaurant, or the listed restaurant's endorsement of Allmenus.com. Please tell us by clicking here if you know that any of the information shown is incorrect. For more information, please read our Terms and Conditions.


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Olivier is an open-minded CAPM certified functional consultant with a broad range of interest, eager to keep clients satisfied, delivering national and international projects, experienced in multiple Dynamics AX versions and with a primary focus on Logistics.
Power BI - Leader in BI
As per Gartner's summary, the BI and analytics platform market's multiyear shift from IT-led enterprise reporting to business-led self-service analytics has passed the tipping point. Most new buying is of modern, business-user-centric platforms forcing a new market perspective, significantly reordering the vendor landscape.
The report aims to rank the BI platforms on the ability to execute and the completeness of vision. The Magic Quadrant is divided in 4 parts:
- Niche Players
- Challengers
- Visionaries
- Leaders
Trend Analysis
Source: Gartner Business Intelligence and Analytics Magic Quadrant 2017*.
Microsoft, Tableau and Qlik are again positioned as leaders as of February 2017.
Microsoft is recognized for the constant and fast development of Microsoft Power BI. This is the 10th consecutive year that Microsoft has been positioned as a leader.
Tableau has been rewarded for the amazing improvements made to Tableau Desktop and Tableau Server.
Qlik stayed at the same position where Tableau and Microsoft improved their ability to execute and their completeness of vision.
Qlik is offering different solutions such as Qlik Sense for Self-Service and guided Analytics, Qlik Sense Cloud and the Qlik Analytics Platform.
Niche Players
Oracle is back in the Magic Quadrant 2017. Oracle Business Intelligence is now positioned in the top 3 of the Niche Players beside Alteryx and Birst.
Compared to 2016, Birst dropped on its ability to execute.
Alteryx changed from the top of the visionaries to the top of niche players. Alteryx Analytics for Governed and Scalable Self-Service Data Analytics is now available in version 11.
Oracle BI came back to the Magic Quadrant after disappearing from the MQ 2016. BI has multiplied the efforts with Oracle Business Inteliggence Clouse Service (BICS) and Oracle BI Cloud Service Visual Analyzer. Oracle BI is still a very robust business intelligence application to pair with Oracle e-Business Suite, Oracle HFM and Oracle PBCS.
SAP, SAS, IBM, TIBCO software and Salesforce are part of the top visionaries in the Magic Quadrant.
SAP is positioned as the best to execute for the visionaries side with SAP BusinessObjects Business Intelligence. SAS and IBM Cognos share almost the same position.
Salesforce has switched from a niche player to a visionary this year is positioned just below SAS and IBM. This is a very good jump and it's recognizing the success of this number #1 CRM solution.
Finally TIBCO software has been positioned above SAS and IBM for the ability to execute but below them in term of completeness of vision. This is an amazing progress for TIBCO software considering that in 2016 they were at the bottom of the visionaries quadrant just above BeyondCore!
Trend 2016 vs 2017
See the top movers for each quadrant from 2016 to 2017:


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Contact and Location
We Look Forward to Hearing from You
Canto del Sol Plaza Vallarta, All-Inclusive Beach and Tennis Resort is ready to make your vacation dreams come true, with award-winning accommodations and exciting activities for the whole family. If you have any questions about our hotel, need directions to Puerto Vallarta, or would like to make a comment about a recent stay, please feel free to contact us.
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Canto Del Sol
Jose Clemente Orozco 125
Zona Hotelera Norte
Puerto Vallarta, Jal 48333
Phone: 52-322-22-60123 | Fax: 52-322-22-44437
contact us
Canto Del Sol Plaza
Jose Clemente Orozco 125 Zona Hotelera Norte Puerto Vallarta


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Want to tell a friend or family
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Customer Login
Premier Programs
At Premier Energy, our suppliers and service contractors are our partners.
All partners contribute to our ability to deliver to our customers and, ultimately, to achieving our core purpose.
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A systematic management methodology.
Clearly defined roles, responsibilities, policies, guidance and support for Premier Energy employees and suppliers and contractors to enable a consistent approach.
A framework for performance measurement to drive continuous improvement.
Account management, lead referral, and co-marketing opportunities.
Recognizing superior supplier and contractor performance is an important component of each partner program. Suppliers and contractors that provide exceptional products and services are recognized each year as Premier Energy's "Platinum Preferred" suppliers and contractors of excellence.
Premier Energy Inc. is a leading provider of steam technology and services. Our Company focuses on the steam and utility needs of
oil and gas, food service, steel, automotive, and independent power producers.
Premier Energy
127 East Main Street, 2nd Floor
Woodstock, Georgia 30188 USA
Telephone: 770-592-1398
Fax: 770-592-2316
Contact us through our Worldwide Contact Centre
its three subsidiaries - Premier Energy Services, Premier Energy Technology, and Premier Energy Resources the company is providing professional steam engineering services, state-of-the-art enhanced oil recovery (EOR) technologies, and EOR project investment opportunities. Premier Energy solutions are currently deployed in hundreds of client facilities.
Premier Energy Services Selected by PDVSA for Enhanced Oil Recovery Technology
<<More Info
Frito Lay Chooses Premier Energy Services
for Energy Source Feasibility Study
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Steam Solution for Bioagra LLC.
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127 East Main Street, 2nd Floor
Woodstock, Georgia 30188 USA


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Published 04/10/16Managing performance is all about working with staff so they contribute to the goals of the team and the business. It involves setting specific targets and tasks and holding people accountable. It is often one of the iss ...Read More ›
Published 02/09/16Training new staff can be time consuming and a cost to your business. Not only does it use up precious staff time it takes a while for new employees to become an asset financially. The ideal new employee is an individual ...Read More ›
Published 26/07/16What sort of manager are you? Do you say 'This is how I am, like it or lump it?' Or are you someone who can be flexible and adjust how you manage someone depending on what's going to bring out the best in them. The ...Read More ›
Published 29/06/16Nigel Donohue, CEO of West Anglia Training Association, gives his view on the impact the EU referendum will have on training and maintaining a skilled workforce. "Human Resources are the key differentiator between grea ...Read More ›
Published 24/05/16Seeking employment after a career in the forces is a new experience for many that shouldn't be daunting. Why? Because you already have many of the skills employers are looking for. It's easy to take for granted t ...Read More ›


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I had the chance to meet with hairstylist Paul Hanlon for Catwalk by TIGI before the Philosophy di Alberta Ferretti Spring 2011 show.
The inspiration for the hair was a modern take on Rita Hayworth's classic 1940's wave. After being set with pin curls, hair was pulled back into a low ponytail while side swept bangs were left free for a flirty and youthful look with a touch of glamour.
Get the Look:
CATWALK by TIGI Curlesque Lightweight Mousse
CATWALK by TIGI Sleek Mystique Look-Lock Hairspray
Visit www.tigihaircare.com to find a TIGI salon near you.


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The news comes just one month after IBM sealed a deal with New York to retain more than 1,000 semiconductor jobs in East Fishkill — the very jobs that will now see pay cuts. "It is unacceptable that IBM slashes the pay of employees while IBM posts record profits and gives the executives double-digit pay raises," said Lee Conrad, national coordinator of Alliance@IBM. "IBM is able to do this because there is no union contract with employees that would negotiate such a drastic move as a pay cut." As part of its deal with New York, IBM agreed to job retention goals that were not tied to salaries. It also said it would provide "significant resources" to upgrade the site with state-of-the-art technology.
"We are making this change to improve our competitiveness and to ensure our pay practices and cost structure are competitive with other companies in our industry," an IBM spokesman told the Times Herald-Record.
News of the revamped pay structure was not received well by Alliance@IBM worker representatives, who pointed to IBM's stunning second quarter results issued last month.
"It is unacceptable that IBM slashes the pay of employees while IBM posts record profits and gives the executives double-digit pay raises," Lee Conrad, national coordinator of Alliance@IBM, told the paper. "IBM is able to do this because there is no union contract with employees that would negotiate such a drastic move as a pay cut."
The practice has drawn scant notice. A close examination by The Wall Street Journal shows how it works and reveals that the maneuver, besides being a dubious use of tax law, risks harming regular workers. It can drain assets from pension plans and make them more likely to fail. Now, with the current bear market in stocks weakening many pension plans, this practice could put more in jeopardy. ...
The background: Federal law encourages employers to offer pensions by giving companies a tax deduction when they contribute cash to a pension plan, and by letting the money in the plan grow tax free. Executives, like anyone else, can participate in these plans.
But their benefits can't be disproportionately large. IRS rules say pension plans must not "discriminate in favor of highly compensated employees." If a company wants to give its executives larger pensions -- as most do -- it must provide "supplemental" executive pensions, which don't carry any tax advantages.
The trick is to find a way to move some of the obligations for supplemental pensions into the plan that qualifies for tax breaks. Benefits consultants market sophisticated techniques to help companies do just that, without running afoul of IRS rules against favoring the highly paid. ...
The result, though, is that a majority of the tax-advantaged assets in Intel's pension plan are dedicated not to providing pensions for the rank and file but to paying deferred compensation of the company's most highly paid employees, roughly 4% of the work force. ...
And taxpayers are on the hook in other ways. When deferred executive salaries and bonuses are part of a pension plan, they can be rolled over into an Individual Retirement Account -- another tax-advantaged vehicle. Intel believes that its practices "feel consistent" with both the spirit and letter of the law that gives tax benefits for providing pensions. Intel may be a model for what's to come. Many companies are phasing out their pension plans, typically by "freezing" them, i.e., ending workers' buildup of new benefits. This leaves more pension assets available to cover executives' compensation and supplemental benefits. A number of companies have shifted executive benefits into frozen pension plans. ...
So how can companies boost regular pension benefits for select executives while still passing the IRS's nondiscrimination tests? Benefits consultants help them figure out how. To prove they don't discriminate, companies are supposed to compare what low-paid and high-paid employees receive from the pension plan. They don't have to compare actual individuals; they can compare ratios of the benefits received by groups of highly paid vs. groups of lower-paid employees. Such a measure creates the potential for gerrymandering -- carefully moving employees about, in various theoretical groupings, to achieve a desired outcome.
Another technique: Count Social Security as part of the pension. This effectively raises low-paid employees' overall retirement benefits by a greater percentage than it raises those of the highly paid -- enabling companies to then increase the pensions of higher-paid people ...
Generally, only the executives are aware this is being done. Benefits consultants have advised companies to keep quiet to avoid an employee backlash. In material prepared for employers, Robert Schmidt, a consulting actuary with Milliman Inc., said that to "minimize this problem" of employee relations, companies should draw up a memo describing the transfer of supplemental executive benefits to the pension plan and give it "only to employees who are eligible." ...
Companies don't explicitly tell the IRS that an amendment is intended to shift supplements executive benefits obligations into the regular pension plan. "They hide it," a Treasury official said. "They include the amendment with other amendments, and don't make it obvious." With too little staffing to check the dozens of pages of actuaries' calculations, the IRS generally accepts the companies' assurances that their pension plans pass the discrimination tests, the official said. ...
Sometimes, the only tip off that a firm is moving executive benefits into the regular pension is that it provides small increases to some lower-paid groups in the plan, in order to pass the nondiscrimination tests. If link is broken, view Adobe Acrobat version (PDF).
As employees began to retire, most balances were pitifully small. So on July 1, after a vote authorized by the state legislature, 14,871 school employees, or 78%, switched to the old-fashioned pension plan. After the vote, teachers were "jumping up and down and crying in the halls," Ms. Hale says. ...
Around the country, a few big employers have ditched retirement-savings plans and returned to traditional pensions. The pace of big companies abandoning pension plans appears to be slowing as well. In 2007, 54 of the 100 largest U.S. employers offered an old-fashioned pension plan to new workers, down from 58 in 2006, according to Watson Wyatt Worldwide, a management-consulting firm in Arlington, Va. That 7% decline compares with a 14% drop as recently as 2005. ...
But studies are starting to document that traditional pension plans, which typically are overseen by professional money managers, outperform programs in which workers control an investment account, like 401(k)s. Between 1995 and 2006, "defined benefit" pension plans, so-named because they give retirees a specified monthly benefit, outperformed defined-contribution plans, in which the employer makes a specified contribution to the worker's account, by about one percentage point a year, for a cumulative dollar difference of nearly 14%, according to a June report by Watson Wyatt. ...
The United Methodist Church last year moved its 36,000 clergy and lay employees back to a traditional pension, realizing that "with ministers, really their talents are in creative areas, and often not in investment areas," says Ron Gebhardtsbauer, an actuary in University Park, Pa., and a former trustee with the church's pension board. Barbara Boigegrain, general secretary of the church's Evanston, Ill.-based pension board, adds that the church didn't believe it was fair that its employees "were at the whim of the markets." Those who retired in the bull market of 1999, for instance, generally had a better nest egg than those who retired as a three-year bear market ended in 2002. "We care desperately that they have an adequate income in retirement -- and income that they cannot outlive," she says. ...
Teachers returning to the pension plan will receive reduced benefits to reflect that they've contributed less than other state workers over the years. But they will have the option to make catch-up contributions to "buy back" the full benefits. Ms. Elmore, 46, says she realized her disappointment in the defined-contribution plan when she received a letter from the state's retirement board in April projecting that, at age 60, she would have a big-enough nest egg to provide her with $1,571 per month for her life. By contrast, the letter projected, if she voted to go back to the defined-benefit plan, she would receive a projected monthly payment between $2,656 and as much as $3,050. "I jumped on it," she says. "I was just worried."
Today, Freddie Mac and the nation's other major mortgage finance company, Fannie Mae, are in such perilous condition that the federal government has readied a taxpayer-financed bailout that could cost billions. Though the current housing crisis would have undoubtedly caused problems at both companies, Freddie Mac insiders say Mr. Syron heightened those perils by ignoring repeated recommendations. ...
Mr. Mudd was promoted to chief executive of Fannie Mae the following year, after that company was also accused of accounting errors totaling $6.3 billion. His compensation has totaled more than $42 million. ...
"The thinking was that if something really bad happened to the housing market, then the government would need Freddie and Fannie more than ever, and would have to rescue them," Mr. Andrukonis said. "Everybody understood that at some level the company was putting taxpayers at risk."
The article quotes a consultant on how hard it is to find COBOL programmers; he says you usually have to draw them out of retirement. Problem is, if there were any such folks on the employment rolls in California, Gov. Schwarzenegger fired them all last week, too.
Salaried employees who have been briefed said GM appears to be planning to offer full pension payments and six months of separation pay to workers 58 and older with at least 10 years of service. Typically, workers must reach age 62 to qualify for 100% of their pensions. Those same employees said their managers expect workers aged 55 to 57 to be offered enhanced pensions and six months of separation pay. Some salaried employees who already have reached retirement age are expected to be encouraged to take their pensions and six months of separation pay.
Wal-Mart's treatment of its employees is so egregious that many countries, including China, would not let Wal-Mart do business within their borders unless the company permitted its in-country labor force to be unionized.
Slaves on the Chinese side making the stuff and slaves on the US side stocking the shelves and running the cash registers. The perfect New World Order enterprise. It's reported that when Sam Walton founder of the company died, his good friend, George H.W. Bush, the president's father, openly wept. I believe it.
To top it all off, I enjoy the work I am doing a lot more in my new job. And I don't have to look over my shoulder for the next IBM layoff.
If you haven't reached retirement eligibility yet, it may be worth waiting to hit that milestone before leaving IBM in order to get the higher pension benefit.
One decision I had to make was whether to start collecting my pension right away, or wait until I stop working and really retire. I found that my pension would increase by only around 2% for each year I waited. I decided I would be better off starting to collect immediately. 2% per year puts the break even point too far out to make it worth waiting.
As for retiring and not taking on another yoke/collar or whatever from another poster. Until I'm pleasantly wealthy that isn't an option. If I had kicked my kids out early and were not supporting multiple generations of family I might be able to do that. Since I'm not I'll end up changing one yoke for another. Being so young (relatively speaking) I could work for another 10 years with someone else and continue to build my 401K savings and develop my skills in something other than computers as I am pretty tired of them now.
My first preference would be to simply get out of technology all together but I have not found a job that will pay as well as IBM outside the field of technology that I can develop skills inside of the next two years. I could win the lottery, find a suitcase full of drug money, be in the right place at the right time and have some rich person give me money.
I could also move to a country (not my first choice) where the standard of living is very much lower than the US and live off my 401K and Pension pretty decently. Could learn the language, offer myself as an english teacher and supplement my income. Places like Guatemala, Indonesia, China and such my existing supply of money would stretch a long way. Medical care would be a bit complicated but one could always fly to the US, drop in on a hospital as indigent, they have to care for you and then fly back out. Sorry some of these ideas are silly, some are half baked, but they are ideas, outside of the box and potential options.
Hey, Enjoy! I was more than happy to contribute what might have been my COLAs to your desperately needed SERP. Any pension over 15 hundred a month for 37 plus years is wasted on booze and broads anyway. Oh, and thanks for the $0.99 (it could have been less) that my once free health plan contributed to my late spouses last 15 hours of hospital bills which was a piddling $61K.
People like you are truly an inspiration to we grunts. BTW, I, too have managed without a job since retiring in 89 and we also managed to save a goodly portion of our combined pension and SS. Thus I volunteered in a worthy cause as well and even paid my own expenses for uniforms, travel costs, etc. Only gas for the boat (not mine) and meals for the crew and myself were ever reimbursed.
Yep! With a good attitude life CAN be pleasant. But somehow I seem to feel that integrity and respect from IBM would have definitely added to my joy. But IBM got Gerstnerized, which is now a national pastime for other CEOs, and, thus, my fellow IBMers who had hoped to be as lucky as both you and I are now, on the average, up sh*t creek.
Would you please join me in supplying a crying towel or two for those whiners?
I went into public sector as a CIO and have done very well since. I got even with IBM when I booted IGS out of my jurisdiction and brought in boutique shops which have really improved things. Then I replaced all my IBM equipment with HP and Apple. I got even to the tune of 47 million dollars lost revenue for IBM and got kudos for making the IT operation run faster, smoother and cheaper than ever before.
Our friend who works as a board member for a large number of non-profits may notice if he's working in one of the largest international non-profits that has a lot of red in its logo that all IT is now moving away from IBM to HP. It was a glorious decision for me as their IT advisor!
I donate time doing some teaching of business at my local community college and love it when I can have the opportunity to show young people the way to a successful career by avoiding IBM as a place of work and opportunity. By using IBM as the case for bad executive talent and exploitation, I show many how to look past the corporate propaganda in search of the truth. It's really gratifying to hear your students come to me and telling me that they've decided to forgo IBM as a place for opportunity and work.
My blood pressure came down 22 points the day I left the blue pig and it's been wonderful ever since. I am enjoying my retirement by giving back love and appreciation to my community, my family and screwing the blue pig in every way I can on behalf of my poor colleagues who never had a chance to make it at the pig.
I just retired at 55 and got to choose both my QCC gift and my retirement gift at the same time. The QCC gifts are really pretty decent, and can be bought on Amazon for around $900. I chose a 32" Sharp Aquos HD LCDTV, and had lots of other cool choices in jewelry, house wares and electronics.
However, the retirement gifts were pretty chintzy -- and I was so underwhelmed with the first gift I chose that I sent it back and chose a different one. All the gifts can be bought on Amazon for $200 or less, and I had a hard time finding anything I even wanted. (The jewelry choices include tiny little freshwater pearl necklaces or rings set in birthstone gems like garnets and blue quartz, and department store watches. House ware items are things like small Waterford lamps and beverage sets.)
But the thing that nearly killed my father when I told him was that my retirement letter from Sam P misspelled my first name. He said both of the Watsons must be spinning like tops in their graves!
In preparation for that moment, the world's biggest big investment banks, insurers, hedge funds, and private equity shops have been quietly laying the groundwork for such deals over the past year. They would be a big prize for Wall Street. The $2.3 trillion pension honey pot has $500 billion in "frozen plans" that are closed to new employees and whose benefits are capped, including those at IBM, Hewlett Packard, Verizon, and Alcoa.. And that figure could triple by 2012, according to consulting firm McKinsey. By managing those troubled plans, Wall Street also gains entrée to an appealing set of customers to whom it can sell a broad array of fee-generating products. "We have identified several clients who would be willing to be first to sell a plan," says Scott Macey, a senior vice-president at Aon Consulting. "But the question is, when is a good time for this?" ...
But the gambit to turn pensions into for-profit enterprises raises troubling questions. Critics, including some on Capitol Hill, worry that financial firms don't have workers' best interest at heart, which would put some 44 million current and future retirees at risk. "We think it's just a terrible idea," says Karen Friedman, policy director for advocacy group Pensions Rights Center. "In the wake of the subprime crisis, it would be crazy to allow financial institutions to manage these plans." ...
Wall Street's Dumping Ground Historically, pension funds have been managed conservatively, in keeping with the broad goals of long-term wealth accumulation. Alternative investments such as hedge funds, derivatives, and asset-backed securities represent less than 25% of pension assets. If financial firms get involved, exotic investments could swell to 50% of pensions assets by 2012, predicts McKinsey. The biggest fear is that Wall Street could use retirement portfolios as a dumping ground for its most toxic and troublesome investments. It's not unlike what regulators allege UBS officials did with its stockpile of risky auction-rate securities by trying to off-load them to wealthy clients.
If Wall Street gambles with those pension assets and loses, U.S. taxpayers would probably foot the bill. When a company with a pension goes belly up today, the PBGC, under federal law, has to take on the fund's obligations and dole out money to its beneficiaries. It's a costly burden: The PBGC currently runs a $14.1 billion deficit.
As usual, Wall Street's plan to buy these frozen pensions will line its own pockets and it will help companies as well. For example, if Wall Street charged a 2% management fee, that alone would generate $30 billion in revenues by 2013 if it bought all the frozen plans, but that fee income is probably the tip of the iceberg. ...
The nice thing about keeping a pension plan under the control of the company that employs you is that it needs its workers to continue functioning. So it has an incentive to preserve their pensions. But that's no longer true once the pension plan is in the hands of Wall Street. If you like this plan of putting your pension at risk while further engorging the profits of Wall Street and corporations, you can have it by electing John McCain. BusinessWeek reports that a former senior advisor to McCain and former Pension Benefit Guarantee Corp. (PBGC) Chairman, Bradley Belt, is a big supporter of this plan.
The IT industry body Nasscom will soon unveil a report along with the Indian Institute of Management Ahmedabad (IIMA) to improve gender diversity. "The report is part of our efforts to encourage women to take up IT/ITeS career. These measures will also help the industry expand the talent-pool base," Nasscom president Som Mittal said. ...
"Only 16% women enrol for engineering as a lot of girl students shy away from maths and science. They may find the male-dominated IT industry tough to break into. The long work hours often expected in the booming high-tech industry are difficult to balance with family responsibilities. Thus many of them keep away from taking up technical careers. We have taken efforts to improve the scenario," said Ms Margabandhu. At present, IBM has over 53,000 employees, of which 26% are women. To create interest among women students to pursue a broad range of careers in research, business and technology, IBM conducted an exclusive technology day for women in Hyderabad recently.
The study, the first detailed look at the health of the uninsured, estimates that about one of every three working-age adults without insurance in the United States has received a diagnosis of a chronic illness. Many of these people are forgoing doctors' visits or relying on emergency rooms for their medical care, the study said. ...
The study's authors say that their findings cast doubt on the common assumption that many of the uninsured tend to be young and healthy, requiring little in the way of medical care. Because so many actually have chronic conditions that may be expensive to treat, the cost of covering the uninsured is often underestimated, said Dr. Woolhandler, who advocates a nationalized system of health care.
Medicare today covers about 43 million American seniors and the disabled, paying about one-half of their health care expenses. Amidst an increasingly unaffordable health care market, Medicare recipients have a solid rock of coverage. The program is administered with an overhead of about 3 percent, less than one-fifth the overhead of competing private programs, while offering defined benefits with free choice of physician and hospital.
A survey by the Commonwealth Fund in 2002 found that Medicare beneficiaries rate the program much higher than private health insurance in terms of quality, help with access to care and payment of their medical bills. A binding social contract has been established and kept with eligible beneficiaries that they can trust and depend on. Even at that, seniors are paying much more out of pocket now than they were in 1965 for health care – 22 percent of their annual income.
Despite its many successes, Medicare has been under relentless attack by conservatives, market stakeholders and their lobbyists pushing to "save" Medicare by killing it. Their agenda is to siphon off more affluent seniors to private plans and shrink Medicare to a much smaller program. There is no ambiguity in this goal. As then Speaker of the House Newt Gingrich said at the time, this kind of "reform" could "solve the Medicare problem" and cause the program to "wither on the vine."
How can you do financial planning not knowing what your raise will be, or your performance bonus, or if your pay will be cut with a reclassification. How can you go into a long term debt like a mortgage not knowing if you will get a new boss who dislikes you in a few years who will trump up a case to surplus you and you have no where to turn for help defending yourself. A union contract will not only define raises, pensions,benefits but also how layoffs will be administered, how seniority will be defined, How training will be allocated, how performance measurements will be administered. How can this leveling of the playing field be detrimental to employees? In many unions training becomes the union's problem. Unions run schools for members in most trades. The companies define the skills they want and need. The union trains its members to fill those needs.
Sounds like a win win scenario to me as cost of training is one of the things IBM whines about. As the few folks left, who are hanging on just to get to their frozen pensions leave; the rest better look long and hard at what the future holds for your own retirements and lifestyles. A union really is the only sane answer. You cannot spend potential earnings. You cannot save potential earnings. You cannot budget with inflation running rampant and no cost of living raises. Its survival time. Join the Union. -Exodus2007-
Alliance reply: Thank you, Exodus2007, for saying what we have been saying from the beginning. The only additional point that we continue to make is that joining the union is the first step. Organizing co-workers and taking the time to talk with them about what they can expect from a union contract versus what IBM tries to scare them into thinking, is the next step. Organizing is the best weapon against the vitriolic venom that is released, like a deluge, on IBM employees every time the subject comes up. It's called union busting; and it will rear its ugly face to IBM employees, sooner or later. Organizing helps to inoculate employees against the company's tactics...and IBM has more than a bag full... You can be sure of that. Thank you for continuing to help Alliance@IBM get the word out; and continuing to organize outside of the company. Your help is greatly appreciated.
For example....you submit a request for 4 hours of overtime to apply some security patches. Someone has a sev 1 that requires them to work an extra 4 hours, so your 4 hours of overtime is eliminated. Managers have to juggle this day to day, making decisions about who gets overtime and how much. My manager explained to us that if they don't meet their requirements, an RCA is opened and they have to answer to senior management about why. BFD. Like I give damn that he has to answer to senior management.
This applies even if you're on call. If you\'re on call and get paged on Saturday or Sunday then it\'s expected that you will now work 8 hours that day(s) to officially make it a work day, and you'll take days off during the week. Which means, of course, that when you're on call, you can't plan anything since you have no idea what days off you'll have. I'm on call EVERY OTHER WEEK!!! So week to week I'll have no idea what days off I might have. Want to go to that barbecue Saturday? Nah, forget it....you got paged at 6am, so now your ass is working until 2pm.
They weaseled around the standby pay because the law says you have to pay standby pay if employees are required to respond to a call within one hour. IBM says that there are "no financial penalties" to IBM if we don't respond within an hour, so therefore, we aren't officially REQUIRED to respond within that hour. The contract I work on states that response time is 15 minutes for all severities. Calling the help desk and opening the ticket constitutes "response within 15 minutes", so that's how they get around that, the bastards. However, we're still expected to meet the SLA's (4 hours resolution for sev 1, for instance). I didn't know I had it in me to be this angry. I'm interested to know if/when others get this news. -Disgusted beyond belief-
I used to scoff at some of the union rules like that but as IBM became employee vicious it suddenly seemed a pretty damn good idea. It would amaze you the depth of things like this a union can define in a contract for YOUR protection and benefit. A union contract can specify say 50 dollars per month for every year of service, Doesn't sound like much but 30 years would give you 18000 per year pension. not a fortune but nice to have. Things like this we have allowed to slip past us somehow waiting for the CEO in shining armor to come to our rescue and restore our past benefits.
Folks it just is not going to happen. We have to be our own hero's and stand up for ourselves. No one who supports unionizing is looking to bankrupt the company. We are just looking to be treated fairly in salary, benefits, retirements and work hours. At what point in America did indentured servitude come back into style? When IBM bullies you and tells you're lucky you have a job, they are basically saying they OWN you. Vote for freedom today. Join the CWA. -Exodus2007-
I worked with the HR Tech. Lead in Burlington and she wanted me to file an appeal because she totally disagreed with my mgr. and the other HR person. At that point I didn't want to lose my measly 13 weeks sev. so I found another job paying 40% less. I called my old mgr. in IN who now has about 40 years of service and he convinced me to contact HR in Armonk the day I left before 5. I worked with a women there for about 3 months and I sent her over 10 pages of documentation on my mgr. and even told her I talked with the person who said they were getting hired and they still sided with her. I talked to a lawyer and he said I had a case but then again you know the IBM rule - you go to a lawyer you lose your severance. I am ok with it all now. I feel very bad every time I read another article in the newspaper or see something on the news about how IBM is totally screwing the employees in Burlington. My advice to anyone there who has there 30 years and can retire is to hit the door running and don't look back. You can always get a part time job if you are bored. My mgmt. at the hospital is absolutely wonderful and I wouldn't take a job back if they offered me more money. -ex-ibmer-
Vault's IBM Business Consulting Services message board is a popular hangout for IBM BCS employees, including many employees acquired from PwC. Some sample posts follow:
To drive these results, we have been executing a strategy that aligns investments to growth opportunities. In the emerging markets we've been investing to capture the opportunity created from the build-out of the infrastructures in these high growth economies. While in the more established markets, we're managing our business for productivity, and we're delivering solutions that provide value to our clients.
If you don't understand CFO-speak, I can translate:
Reading this, if I want a fast-paced career, I go to the emerging markets and stay away from the "more established markets." - that assumes I want to go global for a growth career. Other option is go to a growing company/market/industry in the geography I want to be in. Pretty much what ABC has been saying - the boutique firms are the growing market in US.
As a stockholder I'm fine with this. IBM has told us what they're going to do, why they're doing it, and given targets through 2010 for the results they expect. As an employee, staying in the US at IBM and hoping I'll find a fast-paced, growing career is a little delusional.
This site is designed to allow IBM Employees to communicate and share methods of protecting their rights through the establishment of an IBM Employees Labor Union. Section 8(a)(1) of the National Labor Relations Act states it is a violation for Employers to spy on union gatherings, or pretend to spy. For the purpose of the National Labor Relations Act, notice is given that this site and all of its content, messages, communications, or other content is considered to be a union gathering.


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Detailed informationAfter purchasing a CD containing LearnKey courseware, it is necessary to register and activate the product prior to using it. Activation codes are only valid for seven (7) days after they are generated.
SolutionWe provide several methods of product activation.
- Insert the CD into your computer's CD-ROM drive
- Run setup.exe or NetExpertSetup.exe from the CD. You may be automatically prompted to perform this action
- Follow the on-screen instructions until you reach the Registration - Enter Product Key window
- In the Product Key box, enter the product key, which is a 17-character code (12AB-34CD-56EF-78GH9) that is usually found on a small slip of paper inside the CD case. The code is not case sensitive
- Enter your name, organization, and email address in the corresponding boxes and click the Next button
- Select a registration method (either Automatic registration via the Internet or By Telephone / Web Registration Page)
- Follow the on-screen instructions to register your product and continue installation
Remember that activation codes expire after seven (7) days.
Related article: Cannot connect to the registration server


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TRUSTe to Certify Downloads
A group of Internet companies plans to announce on Wednesday a new program to certify downloads so consumers can get friendly and noninvasive software.
The Trusted Download Program is backed by America Online, Yahoo, CNET Networks, Verizon and Computer Associates. The program is set to begin early next year in a trial version, when the Internet partners will get access to a list of applications certified by online privacy watchdog group Truste, according to a statement from the companies. (CNET Networks is the parent company of CNET News.com.)
"With consumers downloading more and more software, it's vital to give people real control over what they will allow on their computers," Fran Maier, executive director of Truste, said in the statement. The official announcement of the initiative is scheduled for Wednesday morning at an event here. Group backs program to certify downloads | Tech News on ZDNet
Back to: PC Security, privacy news


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This story has been updated.
An unresponsive man was pulled from the Sampit River in Georgetown County Tuesday morning.
At about 7:45 a.m., Georgetown County Sheriff's Office deputies were called to investigate after the man was discovered in the Sampit River near Woodland Avenue, according to a release from Jason Lesley, GSCO spokesman.
EMS workers took the man to a local hospital, and police are investigating the incident.
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I started swimming on Friday noons about a month ago, as we are able to use the university's swimming facilities for free at these times, and I thought it would be a nice supplement to just biking to and from work and only playing soccer once a week during the winter. I can't say that I am happy about the time of our free swimming sessions. The choices are Monday-Friday mornings or Friday . I am not much of a morning person, least of all during the darkness of winter, and as I have got a 9 km bike ride to get to the university, the morning hours are so out of question for me. The time on Fridays is not ideal either, because it is usually during that hour that I will have lunch, but I am stubborn so I wanted to make that work anyway. Until today, however, my swimming sessions (usually 30-35 min, 22-26 laps of 40 m) have always caused me to go low. On the last few lanes my movements are hardly coordinated, my muscles feel heavy, and I have to give in to that stupid low. My approach so far has been to eat a small snack, accompanied by a small bolus, about an hour before going into the water. I used the same approach for soccer practise in the spring where I would also disconnect during the session, so I figured that it would also work for swimming. Apparently it did not though and I have been quite annoyed with that fact.
Today I had a low of 2.9 (52) at . I treated it with ½ slice of rye bread and didn't bolus but 0.3 U for it at . At I had another ½ slice of rye bread and some veggies for a pre-swim snack (I have used fruit or müslibars for this beforehand). I bolused 1.3 U for this to cover for some of the carbs as well as the upcoming time off the pump. I tested at before heading towards the swimming facilities: 10.5 (189). A little higher than I would like before disconnecting for 45-60 min, so I added an additional 1 U.
Due to my limited amount of time today I swam 26 laps in 35 min before having to stop if I was to attend the ph.d-talk. After showering and getting dressed, at I tested: 5.9 (106)! When I got back to the office and P asked me how my swimming went today, I couldn't help raising my arms in sign of victory. "Are you low?", she asked, and I was happy to announce that for once I wasn't. I had completed my swimming session in save range. Great! Heidi 1 – diabetes 0 :-) At least for now……;-)


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Brooms Up for the 11th Annual Witches of South Walton Ride Oct. 31
October 26, 2014 by SoWal Staff
A group of women called the Witches of South Walton will trade their broomsticks for bicycles on Halloween morning at 7am for the 11th Annual Witches of South Walton Ride …making magic for Children's Volunteer Health Network (CVHN).
The number of witches has grown to well over 100 local women who sport witchy costumes and decorated "broom cycles," while casting their spell on spectators and cackling along Scenic 30A. Last year approximtely 165 witches participated in the ride and brunch, raising $3,000 for CVHN.
Carol Stafford, Witches of South Walton Founder, explains the history of the Witches of South Walton. "This foolishness started in 2004 when two of my friends and I rode our bikes along the bike path several times a week for exercise. I jokingly suggested that we wear witch hats on Halloween day….Now we are celebrating the 11th anniversary of this treasured local tradition and for such a worthy cause."
"Isn't it amazing what a small group of caring people can do?" says Zach Billingsley, CVHN Executive Director. "The Witches of South Walton is a group of genuine, caring people who love to have fun! The Witches came up with the concept and CVHN is blessed to have their continued support. The number of witches has grown each year, and although they may not realize this, each one of them is helping CVHN change lives. Every dollar raised helps more uninsured or underinsured children gain access to the health care they need and deserve. We are grateful for the support from the Witches of South Walton and look forward to this event every year!"
Interested witches should register at the "Witches Brew" on Thursday, October 30 from 5:00 p.m. to 8:00 p.m. at La Playa in Gulf Place. The entry fee is $15. Witches may also purchase $5 raffle tickets at this time and bring any items they would like to donate for the raffle taking place the following morning.
Yolo Board + Bike at Gulf Place is offering free bike rentals for any witch needing a bike for our Halloween morning ride. Please call or email Ryan, store manager, to reserve your bike. (850)-267-0602.
Schedule of Events:
Thursday, Oct. 30 | 5-8pm | Witches Brew
Come out to La Playa in Gulf Place for witch drink specials, fun, and live music with Forrest Williams Band. Everyone's invited to attend this evening. Register at the Witches Brew and purchase raffle tickets.
Friday, Oct. 31 | 6:30am | Witches Ride
Meet at Gulf Place. Coffee sponsored by Sunrise Coffee Co. At 7am sharp, witches will fly west on their bikes!
Friday, Oct. 31 | 8:30am | Witches Brunch
After the ride, meet up at La Playa for breakfast and mimosas ($15 plates / cash bar). Raffle prizes and awards for best costume, best bike decor, and best cackle!
Help support CVHN, have your bike tuned up and decorated, put on your witch costume, and join the Witches of South Walton for a frightful time this Halloween on Scenic 30A. For more information visit www.witchesofsouthwalton.com and be sure to like the Witches of South Walton on Facebook www.facebook.com/WitchesOfSouthWalton.
Video compiled from 2011 photos by Sheila Goode.


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Just in time for the start of school @kidstodayca is hosting a new #instabooks series!
📚 #backtoschoolbooks 🎒
As I've blogged about before, reading is essential to the developing mind. There are also some key skills, traits and characteristics that help make school (and life) an engaging learning experience.
My hope is that through daily sharing we will get great ideas from each other that will lead to wonderful learning experiences with our little ones as they start a new school year.
Each day, we'll follow a set of prompts centered around kids books, sharing with each other along the way. This could be through your own posts or simply by adding comments to the @kidstoday daily post.
1. Share this post on your own instagram feed to spread the word.
2. Join in the fun by posting a photo or comment using the hashtag #backtoschoolbooks
3. Search the hashtag and engage with others by liking, commenting, and asking questions.
4. Don't feel like to need to post every day - join in when you can!


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Party Mountains
Brownies constructed into Mountains ideal for celebrations, especially birthdays and all large gatherings.
Perfect Would recommend going to order another for my other sons birthday
Thank you
I ordered a box for a surprise present and it turned out well! delivered on time and the kitkat brownies won everyone's heart.
After the initial feeding frenzy these had the whole team grinning and satisfied. The salted caramel were certainly a highlight. Is it wrong if you lick the plate clean ?!?
The actual brownie mixture is the best we have ever tried!! So delicious when warmed yum yum yum
My son was the recipient and tells me they were amazing! Many thanks.


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We have included a recommended set of combinations for this lantern range. All of the advertised pedestals, wall brackets and lamp posts can be teamed with these lanterns. Should you require anything other than the recommended combinations then please contact us to quote.
Manufactured to commercial standards and suitable for use in gardens, driveways, walls and gate posts.
Large Monaco aluminium Lamp in victorian style
Munich aluminium victorian lamp complete with lamp post as one unit
Paris aluminium victorian lamp complete with lamp post as one unit
Small Monaco aluminium Lamp in the victorian style. A fully cast construction and powder coated in black.


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Mishcon hosts "Question Time" Event on Transparency v Privacy
In the House of Commons and here at Mishcon de Reya this week the debate has continued on the Government's proposed public register of beneficial ownership (the so-called "PSC" or "People with Significant Control" register).
On Tuesday evening, we hosted a "Question Time" panel debate attended by 70 interested businesses, charities and advisers. On our high profile panel, chaired by Mishcon Partner, Saul Sender, were Jonathan Djanogly, MP for Huntingdon Constituency; Ian Kirk, Partner and Head of Commercial at Collas Crill solicitors; Beck Wallace, Lead Analyst – Extractive Industries and Corruption, CAFOD; and Helen Wildsmith, Head of Ethical and Responsible Investment for CCLA.
Saul provided a synopsis of the proposals, which are contained in the Small Business Enterprise and Employment Bill and the debate commenced. We asked, is a register of beneficial ownership a good or a bad thing? What would it mean in practice: would it push business off shore; would criminals really comply and would avoidance structures be devised? What would be next – transparency for trusts? Perhaps most importantly, "where should we draw the line between an individual's right to privacy and the public interest in knowing who sits behind corporates, so they could be held accountable in appropriate cases?". Isn't this an illustration of a wider tension between transparency and privacy, a snooper's charter allowing further encroachment into our freedom to hold property privately and confidentially.
These questions (and others) were debated by the panel and audience alike and some challenging themes and examples came out of the discussion. For example, speaking in favour of the PSC register being public, Beck Wallace highlighted the impact on worldwide poverty of corruption and the needs of communities to be able to contact those who really control businesses operating in their areas. Ian Kirk provided an offshore lawyers' perspective on the UK being the first to embrace a public register. He reflected on how our proposals compared to the stance of other countries and described alternative models which were used abroad. Noting that companies should know who their ultimate owners are, but sharing concerns over the regulatory compliance burden on small companies, Helen Wildsmith gave the ethical investor's perspective and Jonathan Djanogly MP revealed the amendments which he had proposed for the following day's Commons debate. In his view, making the register public was a significant curtailment of an individual's right to privacy and could deter valuable investment into the UK.
We will shortly be posting and circulating a more detailed report of the debate with results of the evening's poll votes. In the meantime, please do post us your further thoughts and feedback below.


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Ready to lead the way? To steer a path to success? As part of RaceTrac's operations team, you'll help guide the operations of all of the stores within a region – and that means growing sales and margin to drive business success. You'll be plugged into the day-to-day business operations and be the key advocate for team members.
The Operations Support Team needs efficiency-minded team members to hunt down the best ways to do get things done. When you simplify processes and procedures throughout the stores in your region, you have the ability to keep things running smoothly – and profit margins growing.
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Unlike other corporate jobs you may be considering, RaceTrac gives you the chance to make an impact right away with unparalleled opportunities for growth in a variety of departments like Accounting, Marketing, Construction, Project Management, and many more.
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Four month old rocking to sleep(7 Posts)
Hi everyone, I'm hoping for some advice please.
my four month old has to be rocked to sleep for every nap and at night time. He sleeps through the night and has done for a while, rocked or fed to sleep then goes in the Chicco next to me, sleeps usually 10 ish til 7 ish. Daytime naps are roughly 1.5 hours after waking, then again around lunchtime, mid afternoon and late afternoon - led by him yawning and rubbing his eyes, then I rock to sleep, or sometimes later in the day he falls asleep while feeding (bottle fed). Then he naps on my chest, very rarely I've managed to put him down in Chicco or on the sofa but he usually wakes up and cries, so I rock again and hold him while he naps. He also does sleep in the pram and carrier sometimes, but not for long stretches (20-30 mins max).
So I basically have no problem with this conceptually, I don't want to do any sleep training or leave him to cry and I enjoy the cuddles. But he's HEAVY now, and it's taking longer and longer to rock him to sleep. It's starting to really hurt my back and arms and gets me stressed out when it takes 20 mins + to help him go to sleep. Naps are getting shorter (sometimes 20 mins, but sometimes up to 90 mins) and I actually think he's getting too big to be comfortable on my chest, and would probably nap longer if he was lying down.
Im not attached to the idea of a routine but I'm starting to feel that that might help him, and maybe he needs an earlier bedtime and to drop the evening nap. But so far I've let everything just happen naturally and I don't know how to go about introducing changes, gently.
The other issue is that I've gone back to work two days/week this week and my mum is looking after him, she's also struggling physically with the rocking but I don't want to do anything dramatic while he is adjusting to the routine change of two days without me (although he napped for ages with her yesterday and was fine overnight so seems to be unscathed!)
Anyway, I'm feeling slightly guilty about work, still occasionally feeling sad about breast feeding not working out , and I'm just worried that I'm doing this all wrong and stacking up future sleep problems, but I don't want to force him to self settle or sleep alone if he's not ready.
Grateful for any wise words!
P.s. I know I'm super lucky that he sleeps through the night and that these are very minor issues compared to some babies at this age!
He's only little I don't so much rock more cuddle mine to sleep.
But can you rock him in the pram?
I haven't tried rocking in pram, do you mean inside house?
I rocked DD to sleep in her pram. Stood behind where she couldn't see me, music on and bumping the pram over a door threshold or bump on the pavement or against my hip. She'd be out like a light in about 2 minutes.
Yes, in the house. Anywhere I needed to.
Helped when she was bigger and we were out and about if she needed a nap (even at age 4 I could borrow a buggy and get her to have a nap this way if she needed one)
Thanks, I will try this.
Anyone have any other ideas? Do babies just suddenly learn how to self settle by themselves?
It's a developmental thing, so yes, pretty much. It's often years rather than months though.
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Are you looking for thorough, tailored AgilePgM® in-house training? Wired can deliver comprehensive solutions aligned with the AgilePgM® methodology.
Our clients benefit from being able to readily draw upon lessons learned, advice, guidance and the Wired experience. We are dedicated to providing consultancy and mentoring. Wired's registered consultants can improve both you and your organisation's capability to suit your needs.


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Industry News
Renew How-To: Lumiere Firming Regime
company: Lumière Light Thèrapie/ 866-724-8267/ www.lumierelight.com
target results: For clients 45 and over, to thicken and tighten thin, sagging skin.
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recommended pricing strategy: 6-session Starter Regime $499, with products $599; 12-session Intensive Regime $899, with products $999
treatment duration: 30 minutes


text:
- Its a decent price for a lot of product, I think all of the tubs are 500g which is a good amount.
- The packaging is quite nice and it just does what it says on the tub. You could also reuse the tub for something else.
- The best thing I like about this mask is that my hair felt really moisturised and light after using it.
- The smell makes you feel like you are really doing something for your hair, but it doesn't tingle or feel like it has any harmful chemicals in.
- It completely detangled my hair after washing and made it super wavy.
- Personally I would have preferred the mask if it turned hard like clay because I think it would be easier to wash out and you could easily see if you left any product in your hair.
- The packaging doesn't tell you how much to apply which is annoying, I think this is a bit of marketing because if you use more than you need you are obviously going to run out quicker.
Overall I had a good experience with this mask and I will use it again.
Let me know if you have used this mask before or if you have any suggestions for more products to review! xxx


text:
Correction to: Biomonitoring of Trace Metals in the Keban Dam Reservoir (Turkey) Using Mussels (Unio elongatulus eucirrus) and Crayfish (Astacus leptodactylus)
First Online:
- 278 Downloads
Correction to: Biol Trace Elem Res (2017)
The original version of this article contained mistakes: the units mg/kg-1 and μg/kg-1 found on tables 1, 2, 4, 5 and 6 should be mg kg−1 and μg kg−1, respectively.
The original article has been corrected.
Copyright information
© Springer Science+Business Media, LLC, part of Springer Nature 2018


text:
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Bear Shaman
Walrus ivory, baleen
6.75"h x 3"w x 2.5"d
Ronald Apanalook, a Siberian Yup'ik Eskimo artist from the village of Gambell, Alaska, created this beautiful, finely carved figure. This wonderful piece is carved of walrus ivory with baleen inlay defining the facial features of the two bears as well as the paws.The work exemplifies Ronald's fine attention to detail and his sophisticated carving technique. Ronald's Eskimo name is Qaygeghutkaq (shortened to Qay), literal translation "put on top".


text:
I am in LOVE with how our maternity photos turned out. One of my best friends Kaitlyne from GreenTee Photography took all the photos for us, and they couldn't of turned out more perfect! The next photos she will take of us will include our baby boy!
3 thoughts on "Maternity Photos"
So beautiful Emma!
i absolutely love these! all of them!! you two are so adorable:)


text:
845 Orange Avenue
Coronado, CA 92118
941 Orange ave. # 246 , Coronado , CA 92118 Coronado, CA
1073 8th Ave San Diego, CA
They made the moving process a complete pleasure. They arrived early, worked extremely quickly and hard, were kind and respectful to my possessions. I will use SD Green Movers Coronado again in the future and recommend that you do to!5


text:
Service Repair Manual For Case 621E TIER 3. Include detailed step by step Instructions, diagrams, illustrations for disassembly and assembly. Make an easy any repair, overhaul, testing, adjustment, teardown, replacement and change, inspection.
= Clickable index
= Bookmarks
= Searchable Text
= Printable
= Zoomable
MODELS Covered
Case 621E TIER 3
SECTIONS covered
- General
Section Index – General
Standard Torque Specifications
Fluids and Lubricants
Metric Conversion Chart
- Engines
Section Index – Engines
Engine and Radiator Removal and Installation
Stall Tests
After Cooler
For Engine Repair, See the Engine Service Manual
- Fuel System
Section Index – Fuel System
For Fuel System Repair, See the Engine Service Manual
- Electrical
Section Index – Electrical
Removal and Installation of Starter and Alternator
Electrical Specifications and Troubleshooting
Instrument Cluster
- Steering
Section Index – Steering
Removal and Installation of Steering Components
Steering Specifications, Pressure Checks, and Troubleshooting
Steering Cylinders
Center Pivot
Auxiliary Steering Motor and Pump
Joystick Steering
- Power Train
Section Index – Power Train
Removal and Installation of Power Train Components
Transmission Specifications, Pressure Checks, and Troubleshooting
Front Axle
Rear Axle
Rear Axle, Serial Number N8F203848 and After
Drive Shafts, Center Bearing, and Universal Joints
Wheels and Tires
Transmission Control Valve
- Brakes
Section Index – Brakes
Removal and Installation of Brake Components
Hydraulic Brake Troubleshooting
Brake Pump
Brake Accumulators
Parking Brake
- Hydraulics
Section Index – Hydraulics
How to Read Hydraulic Schematics
Removal and Installation of Hydraulic Components
Hydraulic Specifications, Troubleshooting, and Pressure Checks
Cleaning the Hydraulic System
Hydraulic Pump
Loader Control Valve
Coupler Solenoid Locking Valve
Ride Control Accumulator
Ride Control Valve
- Mounted Equipment
Section Index – Mounted Equipment
Air Conditioning Troubleshooting and System Checks For Systems with HFC-
134a Refrigerant
Air Conditioner System Service
Removal And Installation Of Air Conditioning And Heater Components
Roll Over Protective Structure (ROPS), Cab Structural Frame (CSF)
Cab Glass Installation
- Electrical Schematic Foldouts and Hydraulic Schematic Foldout
Serches: P.N 84243974 Replaces (87634756)


text:
News in September 2014
Chinese President Xi says reunification with Taiwan about ending antagonism, not sovereignty
The China Dream Vs. The American Dream
Why the Chinese military is only a paper dragon
Forum examines US-Taiwan policy evolution
Taiwan Society president has heart attack in the US
Sue Gin, 1941-2014: Entrepreneur launched airline catering business
Top US hospitals see influx of Chinese patients
Police seeking Chinese student find a body in car
China And Russia nuclear submarines capable of striking American bases, says U.S. navy
A contractor gets seven years for passing secrets to Chinese girlfriend
Taiwan nationals admit scheme to export U.S. military drone technology
Chinese engine maker to open Chicago-area North American headquarters
Chinese 'Flying Tigers' pilot who served in famous WW2 squadron falls critically ill
Taiwan rejects advice to drop South China Sea claims
Why Chinese money is flooding American markets /a>
China's military secrecy justifies surveillance flights: U.S. official
Why admiring Chinese test scores might hurt U.S. schools
Ursinus College President Bobby Fong, one of few Asian-American college presidents, dies at 64
Will China join the fight against Islamic State?
Man sentenced to eight years for stealing from Lincoln Park garages
China's rise isn't a threat to the U.S.,former President Jimmy Carter says
3.5 million donation to Harvard
Susan Rice heads to China in bid to salvage relations ahead of Obama visit
US alliances key to thwarting China: report
Chinese American to run NYC public schools' fund
Chinese builder makes $1-billion entry into U.S. housing market
Is China colonizing America?
Is China colonizing America?
New York lieutenant governor's race shows influence of Asian-American voters
Chinese Americans: discrimination in US still a problem, but improving
Back to


text:
Update: 1UP has an interview with Alex V. of MadCatz concerning the Standard Edition stick problems.
I pre-ordered the MadCatz Standard Edition FightStick a few days ago in hopes that I will get them soon. Now I hope it doesn't arrive until MadCatz fixes the problem with them. I have the patience to wait for a proper stick. Tournament Edition sticks, which cost around $180 CAD, have minor aesthetic issues such as scratches. The real kicker is the problem with the Standard Edition FightStick.
Here's the gist of it courteousy of Shoryuken.com and NeoGAF:
This defect is a design issue that would appear to effect all $80 MadCatz Fight Sticks.
It has a washer on the stick that scrapes against the PCB (circuit board). This eats away at the connections and destroys the stick, rendering it useless.
If you have this stick and you notice the stick "sticking" or not responding… this is probably the reason why.
Apparently MadCatz will take care of the defective stick. Even the shipping costs.


text:
Banks are increasingly using technological advancements to offer greater convenience and flexibility to customers. Internet banking was among the first initiatives undertaken by banks around the country to make this shift.
Online banking popularity was fueled by the increasing penetration of internet among the Indian population. Using this service, bank customers could transfer funds, pay bills, make investments, and use several other features.
With the huge success of online banking and the increasing use of mobile phones, banks began to offer mobile banking to customers. Digitization is rapidly changing the way we do business and this is most obvious in the banking sector. Although slow to catch on, mobile banking technology is here to stay. Some of these features are listed below:
- Banking services – View transaction history, check account balance, account overview
- Fund transfers – transfer funds without beneficiary registration with one-time transfer, repeat one-time transfer transactions, transfer between own accounts, NEFT and RTGS transfers after cut-off time (scheduled for following day), IMPS transfer using account number, IMPS transfer to pay merchants, use beneficiary mobile number for executing fund transfer
- Bill pay and recharge – Register billers, schedule auto payments, recharge mobile or DTH bills
- Credit card–Pay bills, view summary, balance transfer, add-on cards, and view unbilled transactions
- mStore – Book hotel and flights, make hotel reservations and cancel bookings
- Demat – Check account activity and summary, request holding statement, pledge form, and view holding details
- Investments – Purchase and redeem mutual funds, check transaction status, and procure latest net asset value reports
- Service requests – Check book request, regenerate Debit Card PIN, report loss of card, and activate Debit Card
- Other services–view and modify mobile personal identification number (MPIN), stop check requests, set or remove international usage limit on your card, add or delete customer relationship number (CRN), contact customer care
Unique Features
When it comes to innovative features and services offered via mobile banking, Kotak Bank undoubtedly takes the lead. The latest service offering available on their mobile banking application is the bus tickets booking feature. Throughthis app, users can now book bus tickets directly from their smartphones.
The app provides a secure checkout, where customers can pay for bus tickets either through their bank accounts or credit cards. This latest addition is an initiative towards the expansion of the institution's travel suite, through mobile banking apps. The travel suite also includes flight bookings and hotel reservations.
With increasing mobile internet penetration through the country and the arrival of 4G this year, mobile banking services are only likely to expand further. Banks are increasingly focusing on mobile apps that allow users to perform various transactions that were previously outside of the banking domain.Customers can pay utility bills, buy movie tickets, refill their mobiles and television packages, easily book travel tickets and make accommodation arrangements for any destination in the country.
The number of people using m-banking is increasing due to the convenience offered by this service. It eliminates the need for people to go to the bank, within designated working hours. Most users are aware of traditional services like viewing account details and making service requests. However, when you explore the apps, you can discover a whole range of features, from making flight, hotel, and bus bookings and instant money transfer.


text: PALM BEACH COUNTY – Crime Stoppers of Palm Beach County needs your help locating Jose Cisneros also known as Jose Cavillo, Antonio Belasquez, and Mario Jose. His last known address was Duda Road in Belle Glade. He is 5'7″ tall, 175 lbs., black hair, brown eyes and has multiple tattoos. Occupation is field worker. Anyone with information is urged to contact Crime Stoppers at 1-800-458-TIPS (8477) or you can remain ANONYMOUS by downloading our new app "CONNECT & PROTECT", "See Something Say Something" for your Apple or Android Smart Phone.


text:
READER LETTER: New Corn Hall is wonderful
Published: 15:08, 12 May 2017
It is wonderful to have the beautifully restored and expanded Corn Hall back in use – and congratulations to all those responsible.
We would like to add the name of Clifford Bird to the list of people to whom thanks are due. Clifford had the vision, the enterprise and the energy to help launch the regeneration project. Although he died in 2010, he would be rightly proud of what has been achieved for the people of Diss and the surrounding villages.
Margaret and Jacob
Mount Street
Email your letters to firstname.lastname@example.com, or send them to Diss Express, Norfolk and Suffolk House, Mere Street, Diss, Norfolk, IP22 4AE.


text:
The NuVision 7.85 (TM785M3) high definition tablet with Intel processing power is an internet-enabled device that brings value and functionality together. The NuVision tablet features a 7.85" HD screen, Android KitKat and dual cameras making this tablet a big value in a slim form.
The NuVision 7.85 features a 7.85 inch diagonal, high-definition screen with 1024 x 768 pixel resolution and has an Intel ATOM Dual-Core 1.2GHz processor, running Android 4.4 KitKat. It features a front facing and rear camera allowing you to be able to take vivid pictures and "selfies" with the ability to send them to your social network via WiFi. The 16GB hard drive of memory holds volumes of music, videos, and apps. It comes ready with Google Play, Gmail, YouTube and many other popular applications.
For battery life, the NuVision 7.85 can go up to 6 hours on a single charge, and at about one pound, its lightweight design makes it easy to carry around.
7.85 inch IPS High-Definition Wi-Fi Tablet with 1024 x 768 resolution
Android 4.4 KitKat
Intel 1.2GHz ATOM processor, with 1GB of DDR3 memory
Front and rear-facing cameras
WiFi enabled
16GB of internal memory
Micro-SD card slot supports up to 32GB
Watch MPEG4, DivX, and WMV video files
Display GIF, JPEG and JPEG images
Multi-Touch Screen with Auto-Rotation
Bluetooth connectivity
Included apps: Google Play, Gmail, Chrome, Google Search, and many others
Manufacturer Info
For questions or concerns regarding this product, please contact the Manufacturer's Customer Service Department at (800)890-1228 or (866)490-9945, 7am-9pm CST.
Assembled Country
Assembled Size
7.9"(L) x 5.4" (W) x 0.25" (D)
Component Country


text:
Numbers 27:1-11
This is what makes us girls:
always coming second
because they put boys first;
shackled to men,
our fate is bound to theirs -
we pay for what we cannot help.
This is what makes us girls:
always losing double
just because of our birth.
Now our father's gone,
our fate is bound to his -
left destitute, we'll lose everything.
Is this what makes us girls?
Must we remain victims,
and take this lying down?
No - we won't cry about it
but do something about it,
for we are bound to God
who sees everything.
This is what makes us stay:
knowing our God
created us the same;
trusting He's above
this culture we are in,
not preferring boys,
not preferring girls
but caring for our needs
and giving us our right.
[7. June 2013 / edited 3. May 2016]
Zelophehad, an Israelite in the exodus before they reached the promised
land, had five daughters. He died. Because women couldn't inherit, this
would basically leave them with nothing (hence the "losing double": they
lost their father and at the same time were bound to lose all they
had). But they went to Moses and asked in the presence of God to be
allowed to inherit. And this was granted to them.
The last part
("This is what makes us stay") was inspired by the conference on women's
contribution to religions I went to recently (June 2013). One of the speakers
started the conference with the question: "Why do women choose to stay
in a system which oppresses them?" In many religions (we looked at
Christianity, Judaism, Islam and New Religious Movements) women are,
let's admit it, restricted a bit. For instance, in some of my churches I
would not be allowed to preach or be ordained (though this appears to
be changing).
Why do we stay? The answer I got through writing this poem
was: God is not a patriarchalist; He created both men and women in His
image so in His eyes, we have the same worth. In the end it doesn't
matter what society / culture thinks and says, but what God
says. In my opinion, if read in
context, the Bible is way less oppressive of women than certain churches. The Bible is for equality, but the fallen world (culture) has created a false hierarchy.
Picture by Charles Foster.
And yes I'll admit that I was thinking of the Lana del Rey song "This Is What Makes Us Girls"
while writing this. I was thinking there's more to being a woman than
what the song portrays, and considering the kinds of things that "make
us girls". Then I thought of Zelophehad's daughters and - voilà.


text:
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