text: "God has wrought many things out of oppression. He has endowed his creatures with the capacity to create—and from this capacity has flowed the sweet songs of sorrow and joy that have allowed man to cope with his environment and many different situations. Jazz speaks for life. The Blues tell the story of life's difficulties, and if you think for a moment, you will realize that they take the hardest realities of life and put them into music, only to come out with some new hope or sense of triumph. This is triumphant music." – Martin Luther King Jr. (On the Power of Music)


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Sales and Marketing Manager for Land Management. Land Management own the Romford Shopping Hall which opened in 1933 and home to over 40 independent family owned shops.
Over 25 years organising large scale events including Black Tie award ceremonies for the Public Sector, Eco Driving events, a fashion show for Princess Royal Trust for Carers and International Summits for Afghanistan and Haiti.

subset: commoncrawl


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A few years ago my stepson started using this saying on me "I got ur back". Little did he realize that someone else right around that time started using that saying on me. Little did my stepson know that right from the start this other person could hijack things from him. This was a first. I could go into tons of details about my relationship with my stepson. Anything being hijacked from him would never have happened prior to this guy.
It took on a life of its own. At some point this other person had not only my back but he had my heart as well. Somewhere along the way my stepson, the most important person in my world, realized that saying had been hijacked. He never called me out on it, which if you knew him is rather amazing as he calls me out on everything. Until about two weeks ago, then I got called out on it. I am sure there was a catalyst for why he finally called me out. (Indeed, this is a vague mysterious reference to some odd and unexplained happening; call it a mystery of life, if you will)
Between these two amazing people I learned so much about myself, love of several different kinds and about life as well. I faced fears with both of them. I even learned how to deal with heartbreak with these two in a few different ways. These two were there for me during some of my darkest days after the divorce. I opened up, fell in love, had my heart-broken and it is ok. I learned that I could allow these feelings to wash over me, take it all in and it would not destroy me. These two helped me to have the courage and be the fearless person everyone thinks I am; the fearless person I try my best to be.
As corny as it sounds getting a tattoo was just the right way to honor this part of my story. I will always be reminded of the important lessons this part of my story has taught me. Reminders are good and fun reminders are even better.
This story has two of my most favorite people ever in it, nothing will ever change that. Well actually three of my favorite people … I have kinda grown on myself a bit here in the last few years. It's for sure those two guys have something to do with that.


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Please note: Growing Communities grows communities - not hemp! Please don't contact us for advice on growing it, selling it or any other aspect of producing it as we won't be able to help you. Thanks.
Hemp is one of those magical things in the world. It's incredibly sustainable. Its cultivation is C02 neutral – it sequesters carbon into the soil and it's a nitrogen fixer, so it improves soil fertility. It grows prolifically and it's very economical too – 1 acre of hemp will make the same amount of paper as 4 acres of trees.
Not only that, but it's incredibly versatile. Hemp has 25,000 different uses – for food, as culinary oils, teas and body care products. Its fibres can be used for paper, textiles, rope and building materials – hempcrete and hemp plastic are durable and sustainable alternatives with extremely low environmental impact. So with all these amazing qualities, why is it so rare?
I met up with Dima, one of the directors of Hempen, a workers' co-operative who are bringing hemp back into cultivation in the UK. They produce a whole range of organic hemp products that they sell at our Farmers' Market in Stoke Newington. He explained that human kind's relationship with hemp goes way back – the oldest remnants of hemp rope and paper have been dated at 10,000 years old. One of the oldest recipes for soap found in the UK is 500 years old and is simply clay and hemp oil.
Dima (right) and fellow coop member Joe at the farmers' market, demonstrating hemp oil's excellence as a lustrous beard-grooming product
Hemp used to be an essential part of our economy: in 1533, King Henry VIII decreed that all landholders set aside part of their farmed land for hemp to satisfy the increased demand for rope and sailcloth for his new navy. In Elizabeth I's reign farmers were fined for not growing it.
But the tables turned in the 1940s. Dima explains "after the second world war, a law came in to restrict hemp production, which benefitted industries like nylon, plastics, paper based on tree pulp – so all the oil-based industries benefitted. It's possible that corporate lobbies prevented industrial hemp growing, using the psycho-active effect as an excuse."
THC is the psycho-active element in cannabis – it's what makes you feel high. THC-rich cannabis is illegal to cultivate in the UK. But THC isn't present in industrial hemp. Hempen, like all hemp farmers in the UK, must have a licence to grow and sell hemp, and one of the conditions of this is that the level of THC is no higher than 0.2%. Hempen's focus is on health – their hemp is naturally low in THC and high in CBD. CBD (Canabidiol) is the other active ingredient in cannabis. While it doesn't get you high, it's creating quite a buzz among scientists, health professionals and Hempen customers for its amazing health benefits. People are using it to help a whole range of conditions including chronic pain, arthritis, anxiety and diabetes.
Dima breaks down the science behind CBD for me: "there are cannabinoid receptors located all around our bodies – these are part of our endocannabinoid system which is involved in a variety of processes – central nervous system, immune system, brain, liver functions." He goes on to say that, "CBD acts like a key into this receptor – it works perfectly with our body. It has multiple health benefits, calming, anti-anxiety, anti-stress effects. It's a very strong and efficient muscle relaxant, so efficient it can even work with seizures."
There's only one source of cannabinoid and that's hemp flowers. Sign me up!
Hempen, grow, make and sell their own products at the Farmers' Market in Stoke Newington and through their online shop.
Their best sellers are CBD coconut oil and CBD 3% oil dropper, which are good for anxiety and stress relief.
CBD coconut oil combines two powerful super foods - you can use it in food or on skin and it's great for tense muscles, pain, stress relief and skin conditions.
They also sell the seeds, which are extremely nutritious and an excellent source of protein - great for adding to porridge, cereal, hummus and falafel.
Their extra-virgin, cold-pressed hemp seed oil has the perfect combination of omega 3 and 6 for the human body so it can be used as a culinary oil or body and hair oil. In fact, it also has an SPF factor of 7 so it provides mild sun protection as well as calming skin conditions.
Dima emphasizes that all these products are health supplements and recommends you do your own research into hemp's health benefits. He suggests the website Project CBD as a place to start.
What strikes me about Hempen is that they take their ethos of care for the planet and for people into every part of the process, from the growing to the final product. "All aspects of our production are done with blessings and love… when we make the moisturising oils we stir it 108 times repeating the word love, or some other beautiful blessing, into the products. We care where it's coming from and who it's going to."
They hope that this mindfulness translates into the end product and the good vibes are felt by the customers. Their feedback from Stoke Newington customers has been incredible and it's what keeps them going. Many have become good friends and have volunteered at the farm.
Coming soon at the farmers' market: they're starting to collaborate with other producers. PaMa, who make fermented products, are developing a hemp tea kombucha and our resident chocolatier is experimenting with a chocolate infused with hemp flowers. If you needed any more excuse to eat chocolate, Dima assures me "this is a great pairing as cacao activates the CBD in the hemp."
They plan to branch out into hemp building materials and develop a new strand – hemp homes – building sustainable communities with the versatile and sustainable hempcrete and hemp plastic. They're also going to develop their health supplement range to include "3D cosmetics" that take a holistic approach to beauty, using CBD for healthy skin and immune systems.
Aside from becoming a customer and using your money to support a sustainable future, or as Dima likes to see it, "supporting a sustainable present", you can also volunteer on the farm, helping to pick the flowers and harvest the plants.
During the busy season in August they have around 300 volunteers come to help out with the hemp harvest and they finish the season in early September with a harvest festival. Volunteer days begin with yoga and end with music and chilling around the fire. If you're interested in volunteering, email them here.


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Alright so here I am. How are you guys doing this very fine Monday morning? I hope you have an productive day ahead and here are 11 songs you need to listen to and if you have then high five (we are best friends 😀 ). I really do hope you like these kind of posts. Also I love making lists (yes I am that kind of a person). So here you go 11 amazing songs in no respective order.
- Can't Stop the Feeling by Justin Timberlake – "I got that sunshine in my pocket, Got that good song in my feet." The lyrics of this song is amazing and the beat is so catchy, it instantly makes you happy. At least it does that to me. And I bet you won't be able to control yourself from moving your body along to the music.
- Cake By the Ocean by DNCE – To be honest, in the beginning I had no specific feeling for this song. But then after listening to it again and again its chorus got stuck in my head. I didn't listen to it again intentionally, it used to come up when I was listening music and I was too lazy to change it. So that ladies and gentlemen is how lazy I am. Just kidding (not). All in all, the chorus of this song is really catchy any it's a great song to dance to.
- One Dance by Drake ft. Wizkid and Kyla – "I need a one dance, Got a Hennessey in my hand." If you haven't listened to this song, where do you live? Under a rock? In all honesty go listen to it if you haven't. I love this song. Like its name you will end up dancing or at least move your body to its rhythm. This song is from Drake's fourth studio album, Views. It is really good.
- Perfect Strangers by Jonas Blue ft. JP Cooper – "Maybe we're perfect strangers, maybe it's not forever." Yes, I have been listening to this on repeat for the past three days. Yes. It is that good. It's wonderful. The lyrics are beautiful written and it just has this calmness about it, this serenity.
- One Call Away by Charlie Puth – "I'm only one call away, I'll be there to save the day, Superman got nothing on me, I'm only one call away." First let's just talk about his voice, I am fangirling so hard. This is the kind of song you listen to with your headphones on and the volume at its highest with your eyes closed.
- Cheap Thrills by Sia ft. Sean Paul – This list would be incomplete without this song. "Baby I don't need dollar bills to have fun tonight." That line is great. Also, this song has its own snapchat filter, it's that cool. Again its catchy tune will make you groove.
- Stand by You by Rachel Platten – This song is mood-lifting. After fight song, this is my go to feel good song. And I know this is a year old, but this had to make the list. It's lyrics is mind-blowing. And yes this another of those the kind of song you listen to with your headphones on and the volume at its highest with your eyes closed. It's just plain beautiful.
- Hymn for this Weekend by Coldplay ft. Beyoncé – It's Coldplay guys, it's Coldplay. It has this upbeat kind of music, which is great. The video of this song is very pretty.
- Girl Crush by Little Big Town – Alright I know this not the happiest and chirpiest song. But listen to it. This country song has amazing vocals. "I got a girl crush, hate to admit but, I got a hard rush." This song makes you want to sway your body with its enchanting music.
- Don't Let Me Down by The Chainsmokers ft. Daya – It has really good foot-tapping beat. Again this is not a happy song, but its beats are fantastic. Give it a listen.
- Pompeii by Bastille – Ladies and gentlemen, we are on the last song of this list. And what better than a song from 3 years back. Yes, this song is 3 years old and it's amazing. Its music is fantastic and the lyrics are great. It's a complete package, also its music video is a must watch.
Did you read the whole thing? I know it's big, so if you haven't read or just skimmed through don't worry, I have made a playlist of these 11 songs on YouTube that is linked down below. See how much I love you guys.
Also I have started writing this poem book on wattpad. It would be lovely if you guys could hop up there and read it and if you like it then follow me and I will follow you back. The link is here.
And subscribe to my emailing list to get notified when I post next. It's towards the right side of the page if you are on a desktop and scroll down, if you are on a mobile device.
And my social media links are :-
Twitter : @scribledreams || Instagram : @scribledreams
My last post is here.
And until next time……


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In one of three U.S. bank failures Friday, regulators closed Alliance Bank of Culver City and sold its five branches to California Bank & Trust.
The San Diego-based buyer agreed to assume all of Alliance Bank's deposits, including uninsured funds, so no depositors will lose money as a result of the bank's failure, the Federal Deposit Insurance Corp. said.
When the bank reopens Monday, depositors automatically will become customers of California Bank & Trust and will continue to have deposit insurance coverage of at least $250,000, the FDIC said.
Alliance customers can write checks and use debit cards over the weekend and should pay their loans as usual, but customers of both banks should use only their current branches until California Bank & Trust integrates Alliance's deposit records, the agency said.


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The studio space is also available to rent for events, including: corporate, private events and product launches, among others. The studio is a sprawling 13,500 square feet with vast open spaces, high ceilings and a modern aesthetic that can easily be transformed to please even the most particular of palates. It is a perfect space for almost limitless possibilities, from build-out options to decor. We can accommodate both small and large events.
8040 Georgia Ave., Suite 180
Silver Spring, MD 20910
back to Gallery...


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Dear Parishioners,Each year as we celebrate this great feast, we prayerfully
recall Christ's victory over sin and death. As we relive the final events in
the life of Christ, we cannot help but be reminded of how magnificent God's
love is for us.As Christians, we must do more than simply remember all that
Christ endured and won for us. We are Easter people. We are called to fashion
our lives after his own Passion, Death and Resurrection. Therein, lies the
challenge for each of us. If we simply think of Easter as something that
happened two thousand years ago, and leave it at that, then we are missing the
true meaning of this great day. We are called to live the mystery of Easter
every day of our lives. We must continue to write the ongoing story of the Risen
Jesus to a broken, hurting, sinful world by the way we live and love.Practically
speaking, when we live the new life of the Resurrection we become the best
version of ourselves. We become what St. Augustine referred to as Easter people.
We become a people transformed into disciples and stewards who are committed to
giving our lives in service to others.I ask you to pray that the peace of the
risen Christ may come to the world and to our country and to the hearts of all
the people.Easter is also a time to reflect and recognize the miracles God has
brought into our lives. May you experience the greatest miracle of all–His
eternal love.May the love of Jesus be a powerful source of happiness in all our
lives.Happy Easter to all!!!Fr. Georgia
Happy EasterMarch 31st, 2018 by Church News
Dear Parishioners,Each year as we celebrate this great feast, we prayerfully


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- Server 1
- Server 2
Carry on Jatta 2 2018 Full Movie Punjabi Watch Online HD
Watch the Indian Punabi movie Carry on Jatta 2 2018 full movie in HD 720p print free at 123Movies.SA.Com. 'Carry On Jatta' is an Punjabi romantic comedy starring Gippy Grewal and Mahie Gill in the leading roles. It revolves around the confusing and comic events that arise after Jass lies to Mahie about his family in order to marry her.
Views: 9509
Genre: Comedy, Family, Romance
Director: Naresh Kathuria, Smeep Kang
Actors: Binnu Dhillon, Gippy Grewal, Gurpreet Ghuggi, Jaswinder Bhalla, Sonam Bajwa, Upasna Singh
Country: India
Duration: 149 min
Quality: 720P
Release: 2018
IMDb: 9.3


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Net-Trend Web Hosting
Net-Trend is a well established and reliable company; offering professional, reliable and affordable hosting solutions worldwide. Net-Trend first commenced its operations in early July 2002 and has garnered ample credibility and reliability in the industry as a leading web hosting provider which may be mainly attributed to their value added services and superior services at affordable pricing structures.
The company utilizes the most advanced and powerful server configurations thereby ensuring speedy serving of web pages sans the bothersome bottlenecks. Furthermore; their servers possess data redundancy with the RAID configuration and error correcting memory modules (Dual Xeon 2.4 GHz with HyperThreading; 1 GB ECC Registered RAM; RAID 1 configuration); which a majority of servers lack. The servers are monitored on a continuous basis of every at least every 5 minutes to ensure peak and consistent performance. In case of any kind of failure; a technician is put to task to resolve any kind of server glitches. The company's data center comes equipped with power backups, climate control features as well as complete fire protection. Furthermore, in order to ensure line transmission redundancy and speed; the data is transferred over multiple redundant DS-3 lines.
The company prides itself in offering exceptional value for money by providing value added services such as unlimited databases at no additional cost; unlike most other hosting providers. These and various other value added tools and features are offered at no additional cost; and is available as an integral part of the plan packages.
Upon sign up customers would require to agree to the company's terms and conditions in order to complete the registration process. Furthermore; all plans come with a free set up as well as a 30 day money back guarantee. All support requests are handled by trained staff and customers can expect a response within 24 hours. The main highlight of the service offered by Net-Trend is that each account is allowed to host up to 10 different domains; at no additional costs. Their hosting plans are divided into 3 plan levels; in order to facilitate and cater for diverse range of website and user requirements and budgets: The Lite Plan; The Deluxe Plan and The Premium Plan.
The first level plan is called the Lite plan and true to its name; it's the basic level plan offered under the web hosting category. This plan is available at $5 per month. The disk space offered with this plan is 100MB and a data transfer of 3Gig. The essential features of the Lite plan include high speed servers, 99.5% uptime guarantee, cPanel access, cPanel flash demos, emergency off-server news portal, daily back ups and 24/7 access to helpdesk. Besides these; users also get SSH access, unlimited email accounts, unlimited FTP accounts, unlimited sub domains, unlimited MySQL databases, unlimited redirects, unlimited mail forwards and auto responders and unlimited mail filters. It is important to note that the user would require to open a help desk ticket in order to gain access via SSH. The Lite plan users also get an access to Secure POP3, secure IMAP, secure webmail, "catch-all" email address, SpamAssassin spam mail blocker, antivirus email scanner, boxtrapper, Neomail / Horde / Squirrelmail. Other vital features and tools also include latest PHP version, latest MySQL version, PHP EXIF support, GD 2.0 support, ImageMagick support, CGI/Perl support, FTP manager, File manager, Password directories, Private Cgi-Bin, web based stats, Awstats, raw access logs, shopping carts, SSI (server side includes), search enginesubmission, cron jobs, file editor, HTML WYSIWYG editor, image manager, Leech protect, custom error pages, Frontpage extensions, Backup manager, single click website backup, disk usage manager, hotlink protection, MIME types, Apache handlers, IP deny manager, Fantastico access and much more. All plans come equipped with the Fantastico software; which is a powerful and highly utilizable software which enables the installation of a myriad scripts with just a single click.
Fantastico; users can easily install the following:
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The second level plan is the Deluxe plan which is priced at $10 per month. The disk space offered with this plan is 150MB and 8 Gig of data transfer. Besides the variation in disk space and data transfer; all other features and tools offered for the Deluxe plan are the same as the Lite Plan.
The third level and the most advanced level plan of the web hosting category is the Premium Plan; priced at $20 a month with 350MB of disk space and 18 Gig of data transfer. All the useful features and tools offered with the Lite plan and Deluxe plan are offered with the Premium lan as well.
Net-Trend also offers its reseller accounts to users and these reseller accounts are an ideal option for those looking out to start their web hosting business or if the user prefers to keep all his websites separate from each other. All reseller plans; come equipped with an end user control panel. Furthermore; resellers have the flexibility to adjust disk space and data transfer to suit each individual domain's usage. There is no set up fee charged for any of the reseller plans and come with a 30 day money back guarantee. The reseller plans too are divided into three plan levels: Lite Reseller, Deluxe Reseller and Premium Reseller.
The Lite Reseller comes at $20 a month with 2GB of disk space and 20GB monthly data transfer. The cost for additional IP addresses comes to $2.20 per month. Essential features and tools included within this plan level are high speed servers, 99.5% uptime guarantee, cPanel / WHM access, cPanel flash demos, ability to host unlimited domains, 1 dedicated IP for accounts, personalized name servers, overselling is allowed, emergency off-server news portal, daily backups, 24/7 and access to help desk. The "unlimited" features and tools comprise of unlimited email accounts, FTP accounts, sub-domains, MySQL databases, redirects, mail forwarders, auto responders and mail filters. Other vital features also include secure POP3 access, secure IMAP access, secure webmail access, "Catch-all" email address, SpamAssassin spam mail blocker, antivirus email scanner, boxtrapper, Neomail / Horde / Squirrelmail. Besides these; users get access to latest PHP version, latest MySQL version, PHP EXIF support, GD 2.0 support, ImageMagick support, CGI / Perl support, FTP manager, File manager, Private cgi-bin, Password protect directories, Web based statistics, AwStats, Raw access logs, Shopping carts, Server side includes (SSI), Search engine submission, Cron jobs, File editor, HTML WYSIWYG editor, Image manager, Leech protect, Custom error pages, Frontpage extensions, Backup manager, One click site backup, Disk usage manager, Hotlink protection, MIME types, Apache handlers, IP deny manager, Fantastioco access and much more.
The second level reseller plan is the Deluxe reseller plan; which is available at $30 per month and comes with 3GB of disk space and 30GB of monthly data transfer. If the user prefers an additional 100MB of disk space; there is an additional charge of $5 per month. All other features and tools offered for the Deluxe plan are the same as the Lite Reseller plan.
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The prime focus of Net-Trend is offer affordable and reliable services as well as quality support to their esteemed customers. For the company's server news and stats; users may log on. For additional information and queries; their website features a comprehensive knowledge base and an account FAQ section. Alternatively; users may also access the help desk; which is available 24/7.


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The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include the survey of consumer finance, education, inequality, and Millennials.
2013 Survey of Consumer Finance
The 2013 edition of the triennial Survey of Consumer Finance (SCF), which is compiled by the Board of Governors of the Federal Reserve, was released last week. Economic commentators have begun to analyze the data for what is reveals about things like debt, education, inequality, and overall financial well-being in America. For an overview of the 2013 SCF, Neil Irwin put together "A Guided Tour of Our Financial Well-Being" this week for The New York Times's The Upshot.
SCF data has specifically been used to measure the extent of the student loan crisis. Beth Akers and Matthew Chingos published a report for Brookings earlier this summer using SCF data to argue that the so-called student debt crisis is really not at "crisis" proportions yet. This finding sparked much discussion, both in support of the findings and calling them into question, about student loans and the extent to which the amount of debt held by college graduates is unsustainable. This week, Akers and Chingos published an update to the original report using the recently released 2013 SCF data, which they interpret as essentially confirming their original findings. Doug Lederman discussed the new Brookings report for Inside Higher Ed.
Even if student loan debt may not be a problem to the extent many commentators think it is, relying on loans as the backbone of the education finance system in the U.S. probably isn't the best way to help college graduates succeed financially. That's the argument of a new report from the Assets and Education Initiative at the University of Kansas. William Elliott, one of the report's authors along with Melinda Lewis, summarized the main points of the report in a blog post for The Ladder: "The report suggests [that we should move] away from student loans as the centerpiece of the U.S. financial aid system, [and instead] pursu[e] the superior outcomes possible with asset-based approaches." One way to achieve that asset-based approach, he suggests, is "constructing a universal Children's Savings Account system."
In an effort to hold higher education accountable for the inequities inherent in the financial outcomes of students from diverse backgrounds, some analysts have begun creating their own system for ranking colleges, one that takes into account affordability, social mobility, and actual career prospects. David Leonhardt described The Upshot's ranking system, which weights heavily the number of a school's Pell Grant recipients and makes a judgment about a school's overall financial accessibility. Washington Monthly, which also publishes its own list of college rankings based on social mobility and affordability, offered a critique of The Upshot's rankings. Among the concerns raised by Robert Kelchen in a blog post is that "it would be nice [for The New York Times's The Upshot] to look at a slightly broader swath of colleges that serve more than a handful of lower-income students."
At the primary- and secondary-school level, Vermont governor Peter Shumlin announced an effort to expand community eligibility for free and reduced-price lunches for schoolchildren in the state. As reported by Laura Krantz for the local news publication VTDigger, "Gov. Peter Shumlin heralded a new program that allows schools in low-income areas to provide free lunch and breakfast to all pupils, not just those who qualify for free or reduced-price meals." Contrast that experience with this story from NPR, about students in the Houston area being given a cold cheese sandwich when they and their parents were unable to pay for the school's regular, hot lunches (the schools highlighted in the story have since changed their policies.)
Michael Porter and Jan Rivkin published a report on inequality for the Harvard Business School with an evocative title: "An Economy Doing Half Its Job." In her coverage of the report for NPR, which involved a survey of HBS alumni, Marilyn Geewax summarized the main finding of the survey: Those surveyed "were far more optimistic about the future for U.S. corporations than for that of workers." Richard Valdmanis covered the report for Reuters, emphasizing the report's findings that the wealth gap is "unsustainable."
As far as solutions to widening inequality, John A. Powell of the Haas Institute for a Fair and Inclusive Society at the University of California Berkely described "six policies for a fair and inclusive society" in a blog post for The Huffington Post.
A new paper published by Jason Houle, a Dartmouth academic, compared "young adult debt across three cohorts." Josh Mitchell reported on the findings for The Wall Street Journal, emphasizing that "a third of Americans age 24 to 28 … have debts that exceed their assets." One element that's not helping this debt-to-assets ratio is Millennials' habit of "leav[ing] behind an average 24% of retirement account balance after job-hopping." While the problem of leaving a job before retirement balances vest affects all generations, Millennials were far more likely to forfeit employer contributions to a retirement plan after leaving a job. Melanie Hicken reported on this issue for CNNMoney. The result of these trends was summarized in an article this week by Allison Schrager for Bloomberg: "Only Gen Xers have gotten richer since the recession." Other age groups, including Millennials aged less than 35, saw their inflation-adjusted incomes decline.
Quick Hits
We hosted an event this week, "Investing in the American Dream: Immigrants, Financial Institutions, and Financial Inclusion in America." To watch a video recording of the event, or to find out more, visit the event page here.
Next week is the Assets Learning Conference, a gathering of the asset building field hosted by CFED. It's still not too late to register.
Rebecca Vallas and Joe Valenti published a report on asset limits for the Center for American Progress.
Martin Wolf has a new book coming out, about unlearned lessons from the financial crisis. In this interview with Vox he calls for more shared equity housing, less debt, and more savings.


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The Unbidden Passwordby in Feature Articles on 2018-03-06
So here's a thing that keeps me up at night: we get a lot of submissions about programmers who cannot seem to think like users. There's a type of programmer who has never not known how computers worked, whose theory of computers in their mind has been so accurate for so long that they can't look at things in a different way. Many times, they close themselves off from users, insisting that if the user had a problem with using the software, they just don't know how computers work and need to educate themselves. Rather than focus on what would make the software more usable, they program what is easiest for the computer to do, and call it a day.


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--Cutting-Edge Analytics--
With the
conclusion of the party primaries in which the presidential
candidates of the various political parties were either
elected or adopted as "consensus candidates" as the case may
be, and with elections barely two months away in April, it
doesn't require much political wisdom to expect that the
candidates would hit the ground running in their
electioneering campaigns to sell themselves and their
programs to the electorate. After all, elections are all
about the candidates and their development programs in
relation to the others.
Thus it is
not enough to develop blueprints and go to sleep on them.
The blueprints must be presented and sold to the electorate
because competition is the operative word in a multi-party
democracy. And electioneering campaigns are the most viable
and time honored means by which candidates interact with the
electorate which thus affords the electorate the opportunity
to assess the competence and suitability of the candidate
and his development blueprint for the particular office he's
competing for while at the same time affording the candidate
the chance to market himself and his programs to the
It's a
symbiotic relationship and a two-way traffic that benefits
both parties to the bargain. And that's why campaign rallies
have stood the test of time in all democracies and no
democracy can do without them least of all the candidates
themselves. Traditionally, campaigns involve physical
presence of the candidate at rallies where he is seen and
heard and interacted with in flesh and blood by the people.
And while modern multi-media props have readily come in aid
of political campaign operations as adjuncts, there is as
yet no diminution in the value of the traditional form of
campaign rallies which remains the hallmark of political
campaigns regardless of the several intrusions of
while political rallies are undoubtedly the lifeblood of
electioneering they are understandably very expensive and
time consuming unlike the modern multi-media intrusions.
While, for example, a candidate could toss a 10-second
television sound bite or one-page newspaper ad at the
electorate while he goes to bed, a campaign rally requires
not only his physical presence but huge resources and
logistics to put together, and the payoffs could be well
worth it in the end. There is no question that interacting
with the electorate at a personal level in flesh and blood
has huge benefits for the candidates rather than some cold,
impersonal television, internet or newspapers ads arrogantly
and impudently tossed at them with reckless abandon. There
is nothing more galling to the electorate than absentee
candidates who would hide under television and newspaper ads
to reach the people with his message. It is disrespectful
and impolitic on the part of the candidate to refuse to
climb down from his Olympian heights to meet with the people
whose votes he so badly needs to get him office desired.
In a country as big as Nigeria it would undoubtedly take an enormous amount of time and both physical and mental resources from the candidates and their parties to cover the entire field if they want to do serious campaigns to sell their candidacies to the hard-to-sell, hard-to-please, skeptical Nigerian electorate, which had been let down time and again with unfulfilled, sugar coated promises of el dorado by unconscionable politicians out to feather their own nests. And that alone would advise the candidates and their respective parties to hit the ground running as soon as the candidates emerged from their nominal conventions without wasting time. By way of comparison, it takes candidates between 3-4 months in the United States to do the job from the time of their nominations depending, of course, on their party primaries, which could be drawn out like it happened between Barack Obama and Hillary Clinton where Obama eventually prevailed and was nominated on August 28th 2008. But he was followed closely by his opponent, US Senator McCain's nomination by his Republican Party on September 3rd 2008 for the November 4th 2008 presidential elections at the Republican Convention in St. Paul, Minnesota, even though McCain had, in point of fact, emerged earlier as winner long before Obama.
However, and
this is the point; right from the very day of their
respective nominations both candidates hit the ground
running. In fact, their presidential campaigns were launched
on the day of their nominations at their party conventions
rather seamlessly; no tarrying, no foot dragging, no
dithering. Everything seemed to have been pre-positioned to
kick off their presidential campaigns using both traditional
and modern tools; including but not limited to rallies,
public debates, television appearances, talk shows,
interviews, public lectures, political ads, internet
solicitation and, of course, the "ground game" itself, with
"mop up operations" carried out through phone banks,
mailings and knocking on doors by party foot soldiers. Yep!
It's all in the ground game!
The whole
world watched how this played out live. While candidate
Obama was drawing huge crowds at rallies all across the
country, McCain, at 72, threw himself into the ring
crisscrossing the nation with his, you guessed right,
"Straight Talk Express" bus countering Obama's "Yes, we can"
slogan aided by his pesky Alaskan petrel and vice
presidential nominee, former Governor Sarah Palin, who was
hauling insidious and diabolical verbal missiles at Obama,
which have become her trademarks till date.
while many of these tools are available in Nigeria they may
not all be applicable or utilized for the campaigns for the
simple reason that every democracy has its own democratic
culture and campaign styles. However, the traditional
political rallies, media advertisements and grassroots
mobilization are universally applicable, with huge rallies
being the foremost and the most effective of them all as
indicate earlier.
Politics is
not a game for the faint hearted. It consists of grueling
political fireworks for the gritty, sharp witted and
unflappable individuals who believe whole-heartedly in their
missions. And that should be clearly demonstrated by the
candidates themselves and never assumed by the people.
Therefore, candidates who want to be taken seriously by the
electorate should first of all demonstrate seriousness in
their campaign profiles and activities. It's not enough to
sit in some cozy office somewhere issuing bland statements,
attacking INEC or conjuring up rigging scenarios calculated
to undermine the credibility of the results of
yet-to-be-held elections. People just can't sit back, relax
in their couches and expect to win elections by some other
means necessary, fair or foul. That is dubious and
unconscionable. And the nation cannot afford to wait on
tardy candidates and their parties, which in and of itself
is evidence of their unpreparedness and ipso facto, lack of
capacity to lead the nation. Rather it is the other way
around. It is the candidates and their parties that wait on
the nation not the nation waiting on candidates to get their
acts together when the whistle has been sounded by the
nation through the electoral agency, the umpire, to begin
the ground game.
Could you
imagine a referee in an athletic competition sounding the
whistle and some of the athletes complaining that they are
not ready to go and expect the referee and the spectators to
wait on them, and if they refuse to do so turn around to
complain of being rigged out of victory and head to court to
litigate their claims? It's never done. But that precisely
is what has been happening in Nigeria where opposition
candidates wait on the ruling party to campaign and win
elections only for them to head to court to complain of
rigging and in some cases have actually succeeded in
hoodwinking the nation with their propaganda.
It's perhaps
only in Nigeria that these things happen where the courts
have become the electoral umpires themselves. The fact of
the matter is those who are not ready have already lost the
game even before it begins. It is as simple as that and I
can imagine that happening in Nigeria in the April
elections. While previous elections have not been perfect I
don't belong to the clan that shouts "rigging!" from their
bedrooms when it is clear as night and day that the
opposition had been sleeping at the wheel throughout the
campaigns as it is doing today. And I don't care how loud
they scream about rigging and all that crap. Elections are
not won by propaganda on pages of newspapers and television
screens but through hard work on the ground known in my neck
of the wood, as "the ground game". Is the Nigerian
opposition into the ground game today? The answer is an
absolute no and in my part of the world, that spells
electoral defeat. No two ways about it!
And that
verdict shouldn't surprise anyone who understands the
vocation of politics, which has rightly been described as
"war by other means" in which the contenders must be seen to
be competitive and well matched as though in a boxing,
wrestling, or soccer tournament. And there is even more to
it: Politics is not just a game of entertainment like
athletics, it governs our lives both as individuals, groups
and nation, without which nothing, absolutely nothing moves
in modern societies. Therefore, only the very serious who
are ready, willing and have the requisite capacities and
wherewithal to do the heavy lifting involved need show up as
presidential candidates; complete with their programs and
campaign plans to hit the ground running when the moment
finally arrives, not pretenders or those who have no
business being in the field of play in the first place. From
the nomination to the election everything should be
pre-planned by the parties rather than adopting ad-hoc
methods while limping about in crutches. And that's why
parties and candidates have plans "As" "Bs" and "Cs" and
even "Ds" in some cases to take care of surprises or
exigencies that might be flung in their way in the course of
their preparations.
unfortunate that unlike athletics where only the very best
and proven materials are fielded, politics, particularly in
Nigeria, has become an all-comers game at the gubernatorial
and presidential levels where charlatans and Lilliputians
press their claims against real contenders and thus make a
complete mockery of the elections. What, for instance, is
Pastor Chris Okotie and his so-called "Fresh" Party doing in
presidential elections in Nigeria when they cannot even win
a local council seat anywhere in the country? What has being
a pastor of a Pentecostal church got to do with presidential
elections? Kris Okotie was there in 2007 and he couldn't win
even the ward his church is located. He's symptomatic of the
caricatures that have emerged from mushroom candidates and
political parties purporting to vie for the presidency of
the greatest black nation and democracy on earth.
And those
with the capacities including intellectual and physical
resources to contend in the field of play have gingerly and
earnestly stepped forward to launch their campaigns as and
when due. It is common knowledge that Mr. President and the
PDP presidential candidate, Goodluck Jonathan, has been on a
campaign binge since he won his party's nomination. Since
then he has been traversing the length and breadth of the
country to sell his candidacy to the various regions and
peoples of the country with no let up. So far he has taken
his electioneering campaigns to the six geo-political zones
in the country and in addition to twelve states the latest
being Delta and Anambra States.
Though he's
the president having the advantage of incumbency which the
opposition candidates are signally lacking, with
considerable goodwill throughout the land in virtually every
geo-political region of the country, he has nevertheless
thrown himself into the campaigns headlong without taking
anything for granted given the needlessly contrived
controversies surrounding his candidacy. Though he's the
president bearing the heavy load of governance on his back,
attending to state duties, he has nevertheless found time to
traverse the length and breadth of the nation leaving
nothing to chance and interacted with Nigerians from all
walks of life at huge rallies across the land. This is what
is required not just of Jonathan but of all the presidential
candidates at this time with elections around the corner; no
more, no less, because to whom much is given much is
expected. People cannot sleep on their presidential
nominations and expect to wave some magic wand that would
take them to the presidency on the cheap.
In throwing
submitting himself to the electorate, however, Jonathan
seems to have taken advantage of an open field where there
appears to be no competition against him. He has competitors
alright, at least theoretically, but none of them is in the
field of play at the moment and he seems to be the only
player in the field with his opponent seemingly nipping at
his feet from the sidelines. For reasons that are hard to
fathom, all the opposition candidates seem to have totally
yielded the field to Jonathan who has been bestriding it
like a colossus without a fight, not even a challenge. This
must be extremely puzzling to political watchers to the
extent that Tony Anenih, former PDP BoT Chairman, PDP's
Women leader, Hajia Inna Ciroma and the acting Chairman of
the party, Bello Haliru Mohammed, have all called out the
opposition whom they have accused of willful indolence in
separate statements.
The PDP
chieftain are pointedly accusing the opposition parties of
doing nothing to win votes and awaiting the PDP to do all
the campaigning to win the forthcoming elections and then
run to court to allege rigging and claim victory through the
back door via the judiciary. It is not altogether difficult
for one to align himself with these accusations given what
the ACN has been doing with the judiciary, which this writer
had long been crying about and the nation is now finally
coming to grips with, with the brewing Justice Ayo Salami
Why would it
take such taunting from the PDP for the opposition
candidates and their parties to wake up from their slumber?
Why should they be begged, cajoled, persuaded or mocked
before they launch their campaigns nationally for the
presidential elections in the first place? What are they
waiting for? What else would they be doing but waiting on
the PDP to campaign and win and then head to the Court of
Appeal headed by Ayo Salami to allege irregularities and
challenge the results declared by INEC in the hope of
gaining power through the back door?
It's an open
field out there but we see only one player in the field and
that is odd, to say the least. Why no presidential candidate
wants to contest the field with Jonathan at this time beats
me hollow. Buhari is busy manipulating gubernatorial
candidacies in his one-man CPC and having running battle
with Muhammed Abacha in Kano who had won the gubernatorial
primary but single-handedly substituted with Buhari's
favorite who is an ex-general, compelling Abacha to go to
court to reclaim his victory and duly recognized by INEC.
But Buhari wouldn't take it. He struck back demanding
reversal of Abacha's recognition by INEC. When INEC would
not bulge at his dictatorial fiat he is crying foul at INEC
and accusing the body of hidden agenda.
Rather than
launch his presidential campaign with rallies as Jonathan is
currently doing Buhari is engaged in petty bickering and has
only succeeded in launching a website and asking Nigerians
to go see it and vote for him because, according to him, he
represents change. Oh, really? I thought he was part of
Nigeria's despicable past leaderships, first as former Head
of State and secondly, as Sanni Abacha's trusted right hand
man, who was chairman of Petroleum Trust Fund which had been
rightly accused of pursuing a sectional agenda in its
development activities that favored his part of the country
to the detriment of other parts, including Niger Delta that
produced the oil in the first place, even though one Tayo
Akpata from Niger Delta was the powerless Secretary of the
By the way
for those too young to know this because it is a long time
ago, the PTF was Abacha's slush fund that was outside the
nation's budgetary surveillance and it was almost equal to
the nation's budget. Abacha and Buhari alone had access to
the PTF operating outside the budget and answerable to none.
Like the Egyptian army, Buhari was running a parallel
administration in the PTF under Abacha and answerable to
Abacha and Abacha only. Today there are no enduring legacies
of the PTF with its constructed feeder roads washing out
with the first drops of rains especially in the southern
parts of the country. Trillions of naira that were poured
into PTF were washed away with Buhari's makeshift earth
roads and clinics executed in the name of development. Yet
Buhari fancies himself incorruptible and the change
candidate in Nigeria. He is entitled to his delusions and
Nigerians are entitled to their opinions of him as well. One
who could substitute a winning candidate with a losing
candidate in a party primary cannot claim to be
incorruptible. And one who managed trillions of naira in an
intervention agency as the PTF with nothing to show for it
but earth roads and makeshift clinics cannot claim
incorruptibility or competence either.
And if
Buhari has worthy legacies with PTF, why is he shying away
from launching his campaign and beat his chest about his
legacies? Let him come out and point to any landmark
achievements that the nation can see, touch and feel. Where
are the monuments to Buhari's leadership? And what exactly
is preventing Muhammadu Buhari from campaigning like
Jonathan is doing? Is it because he is so popular in the
country that he doesn't need to campaign? Or is it because
he has victory in his pocket already? I don't get it. I will
not go into other areas of Buhari's legacies including WAI
and the dehumanization of Nigerians it had brought and, of
course, his infamous Decree 4 which sought to protect
corrupt public officials from the press through which
journalists were jailed. The long and the short of it is
that Buhari is no change candidate, but part of the old
order that the nation is only now beginning to put behind
her through the fresh team of Jonathan/Sambo. And once a
dictator, always a dictator and it shows! Any wonder he
found good company in the late Sanni Abacha, the maximum
ruler in whose death Nigerians were jubilating in the
streets! At a time dictators are being thrown out in parts
of the world, who would wish another dictator on Nigeria?
On his part,
Nuhu Ribadu, the ACN candidate, is having a running battle
with the sole proprietor of ACN, Bola Tinubu, over the
choice of his running mate, which is unfortunate because
unlike Buhari, Ribadu represents a change. True to
character, Tinubu wants to impose his own nominee which
Ribadu has reportedly rejected out of hand pleading that he
should be given a free hand to choose his running mate.
Doesn't that sound reasonable and prudent? Tinubu appears to
have a different agenda altogether by planting a mole in a
potential Ribadu presidency that he could later use to
undermine the president. That is the truth of the matter
that has torn the ACN apart with Tinubu men reportedly
threatening Ribadu of undisclosed repercussions should he
run against Tinubu's wishes. Who is Tinubu? A dictator or
godfather? You bet he is both! But he accuses others of the
same thing. He fancies himself the Emperor of Lagos and has
sought to extend his territory to the entire South/West
including even to Ondo state ruled by the Labor Party whose
governor he has reportedly threatened to dethrone for
refusing to decamp to the ACN to extend Tinubu's reach.
Ribadu's party had been engrossed in a simple matter as
choosing a running mate that it has no time to plan its
presidential campaign. All that has been seen so far other
than verbal salvos fired by its talking head, Lai Mohammed,
at both the PDP and INEC, was the so-called symposium it
organized with some hired talking heads pontificating to
themselves in one hall in Abuja in the name of proffering
solutions to Nigeria's problems. And you wonder who is
listening to them in a hall. And you wonder also if the
party is only now beginning to diagnose Nigeria's problems
in a symposium this late in the day when elections are only
a few days away. What has it been doing all this while? Talk
about tardiness. The question is what is preventing Nuhu
Ribadu from hitting the ground running? Is it lack of funds
or lack of preparedness or both? Does he need Bola Tinubu's
permission to launch his campaign too?
inconceivable that these folks who have no governmental
duties to attend to but their own party affairs have been
unable to raise their campaign teams and hit the ground
running. While this has been a noticeable pattern with
Buhari in previous elections in which he would not bother to
campaign except in a few places in the North only for him to
claim of being rigged out of victory at the end of the day,
it is hard to fathom why Nuhu Ribadu who is the fresh blood
in this whole business is seemingly unable to find his feet.
Has experience got anything to do with it? If so, why is he
not being helped by more experienced aides in his party? The
ACN loudmouth and serial alarmist, Lai Mohammed, who is
always seeing rigging even in his own shadows would do well
to help his party's presidential candidate get up to speed
to sell his candidacy to the electorate rather than looking
for excuses for his party's impending electoral disaster.
The party appears to be preparing for the litigation of the
results of the 2011 presidential elections rather than
working to win the elections. That appears to be its winning
formula—snatching victories through the judiciary with
Justice Ayo Salami of the Appeal Court seemingly at the head
of its judicial operations.
Else, how in
the world is the ACN going to win the presidential election
without at all campaigning and campaigning hard nationally
for that matter? Or is the South/West equivalent to the
nation? Pointedly, is the ACN counting on winning elections
through the judiciary again, courtesy of Justice Ayo Salami
after all the allegations and revelations against him? Is
the ACN investing its capital on subsequent electoral
litigation even before the elections are held or is it
investing its capital on the electorate who alone should
have the final word not the judiciary? Who in Nigeria would
believe again in dubious electoral verdicts procured through
the judiciary behind the people? Like this writer had been
campaigning and the nation has now caught up with, the cat
has been let out of the bag that ACN had been procuring
court "victories" through under handed deals with some
judges even before Justice Salami made his confession of
using special squad in the Court of Appeal to undo some
governors in the nation. ACN should be party enough to mount
the soap box now and slug it out not just in its comfort
zone in the South/West but throughout the six geo-political
zones in the country. Or does it think that propaganda alone
does it?
I don't want
to waste my time on ANPP that is still waiting on IBB to
come pick up its presidential ticket. Pathetic--isn't it?
The mere thought of it sickens me. Well that is the color
and character of the Nigeria's window dressing opposition
for you. They follow the lead of the ruling party they want
to displace in virtually all matters including primaries and
campaigns and call that opposition. It's all fluff and paper
opposition and nothing else substantive. But hey, wait for
the election results in April and hear them howling and
kicking like deranged horses denied of a good meal by their
riders. Opposition my foot! Like I have always said,
political opposition in Nigeria died with the late sage,
Chief Obafemi Awolowo. He was an embodiment of it not the
caricatures of today who can't tell their left from their
right. But wait a minute: How about taking a page from APGA
that has realistically and prudently adopted Jonathan for
the presidential elections rather than pretending to go it
alone like the rest of the bunch? Makes sense to me. Both
candidates and their parties should carefully and
realistically weigh their electoral chances before throwing
their hats into the ring in the name of contesting
presidential elections because it is not a game for all
comers. And that doesn't sound to me like rocket science but
common sense. The people at APGA seem to have plenty of that
good stuff upstairs…perhaps they should share some of it
with ACN, CPC or ANPP!
From the
stable of –Cutting-Edge Analytics—More than a blog—It's a
learning experience!
Otorofani is an Attorney and Public Affairs Analyst.
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text:
Functional Before Fashionable Tee-Shirts
Actually, they are fashionable and functional. Found at London Design Week, they were created by a lecturer and designer from a Manchester university. This series of tee-shirts explores how clothing can be useful and evocative as well as making a fashion statement. Made of 100% organic cotton, the designers show wry northern humour and an intellectual twist in their creations. The jar opener tee-shirt (pictured) acknowledges that common household problem of trying to get an extra grip on a stubborn jar. The obvious answer is using our shirt--recognising this, a tee-shirt design was born. Another has a good-looking graphic of an umbrella and raindrops--a nod to local weather conditions. And the Plug is a diagram for wiring a plug. It acknowledges the graphic quality of the information, plus you never know when it will come in handy. :: Umbrella


text:
Armed assailants have gunned down at least one civilian in the Somali capital, Mogadishu on Tuesday morning amidst tight security, police and witnesses said.
The killing took place at Ansaloti bridge in the capital's Hamar-Jabab district in the wee hours after two men armed with pistols shot dead the man who fled the scene immediately.
It remains yet unclear the motive behind the murder and the identity of the assassins, but, the Police authorities in the area blamed al-Shabaab for behind the apparent assassination.
In the aftermath of the shooting, Somali security forces cordoned off the site and launched a manhunt for the suspects, however, no arrest was reported up until now.
The city has been beset by attacks, including car bombings in the past few weeks as the government is trying to fully secure the war-torn capital of the Horn of Africa country.


text:
· Торты и пирожные
 · Фруктово ягодные десерты
 · Блюда из картофеля
 · Разное
 · Мясные блюда
 · Супы щи борщи
 · Соленье моченое маринады
 · Постные блюда
 · Блины
 · Напитки коктейли
 · Пицца спагетти макароны
 · Салаты и гарниры
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Mortis, Einar, Flint and Grompel Andorra
It is noteworthy on the nurse


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The CRB-Anim consortium has been made thanks to 3 different kind of actors. Partners, Collaborating Institutions and Technical Supports
The project CRB-Anim is composed by different actors
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The Weeknd Is Fighting Over The "Starboy" Trademark
The Weeknd's legal team is accusing a Los Angeles realtor of some shady business practices.
The slippery slope that is copyright infringement can strike when least prepared. According to a TMZ report, The Weeknd has a battle on his hands, if he's to secure exclusive rights to the trademark "Starboy."
A realtor by the name of Eymun Talasazan has filed the official documentation for the "Star Boy" trademark. A quick survey of Google brings up a series of trademarks under his name. What we do know is that he's a real estate agent, who once helped Stan Lee sell his Hollywood Hills home. That's where the linkage with Marvel Comics comes into play.
Eymun's trademark attempt comes 11 days after Marvel and The Weeknd announced a "Starboy" comic venture. The Weeknd née Abel Tesfaye, described the deal as a dream come true. The comic will be on shelves as of June 13.
The Weeknd's legal team was able to uncover other shady attempts by Eymun. He had previously filed trademarks for "Straight Outta Bombton" and "Runnin' Through the 6." His intentions are easy to deduce, as those of a con artist seeking capital gain.
The Weeknd will see this case to court. Eymun Talasazan is not part of the creative team heading the project, let the record show.


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Bosch dishwasher front panel kit door latch assembly gasket frigidaire black. Bosch dishwasher front panel kit integrated door installation outer 00476668 alternate product view parts. 13 bosch dw launch handles2 dishwasher door panel installation instructions front kit integrated.


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It is still Popsicle Madness at our house! It is hot hot hot here and nothing cools ya off like an icy fruity treat! And then I thought, well how bad could an ice cream bar be?
Turns out, not bad at all! Pretty darn delicious, actually.
For some reason I've been really in the mood for cheesecake ice cream. And I thought raspberries would pair perfectly! (I was right.)
This was a little more labor-intensive (and dirty-dish-generating) than a blend-and-pour fruit pop, but I think it's worth it. If you don't have pop molds, you could pour this into your ice cream maker for an equally delicious treat (and in fact, I had some left over that I froze).
Raspberry Cheesecake Ice Cream PopsMakes about 1 quart, or enough for 8-10 large pops. Time: 30 mins active, 4+ hour freeze time.
- 8 oz cream cheese, softened
- 1 cup plain Greek yogurt
- 1 cup cream
- 1 tsp vanilla extract
- 1/4 cup Sucanat or other sweetener
- 12 oz raspberries
- Juice and zest of one lemon
- In a large bowl, whip together cream cheese, yogurt, and Sucanat with a hand mixer until smooth.
- In another bowl, whip cream until soft peaks form. Add lemon zest, juice of half a lemon, and vanilla extract. Whip until thoroughly combined and fluffy.
- Gently fold whip cream into cream cheese mixture, one large dollop at a time, until well mixed.
- Blend raspberries and the juice of the other lemon half until smooth. Swirl into the ice cream base.
- Pour carefully into popsicle molds. Freeze for at least 4 hours. Alternatively, churn in ice cream maker per your unit's instructions.


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5 Contoh Descriptive Text Animal Yang Simpel Dan Mudah
Contoh descriptive text animal pada artikel dari bahasainggrismudah.com kali ini bisa sobat gunakan untuk melatih kalimat bahasa inggris. Kalimat pada deskriptive text seringkali sederhana karenanya cocok untuk berlatih bahasa inggris.
Memahami Kalimat Dalam Contoh Descriptive Text Animal
Contoh descriptive text animal sering digunakan pada pembelajaran bahasa inggris. Deskriptive text animal cocok untuk melatih tenses terutama present tenses. Membaca contoh descriptive text animal akan membantu sobat dalam memahami penggunaaan sebenarnya tenses kalimat bahasa inggris jenis simple present dalam sebuah teks.
Selain itu tema animal atau binatang juga merupakan satu tema yang mudah dan menarik untuk dibahas. Karena itulah descriptive text animal juga teks yang tidak membosankan untuk belajar bahasa inggris. Sobat bisa juga membaca teks meyenangkan lain untuk belajar bahasa inggris seperti Spoof Teks , 6 Cerita Lucu Bahasa Inggris Dan Artinya.
5 Contoh Descriptive Text Animal Yang Simpel Dan Mudah
Berikut BIM sudah menyiapkan beberapa contoh descriptive text animal untuk sobat BIM.
Contoh Descriptive Text Animal Tentang Gajah
I like Elephants
I like elephants. Elephants are the biggest land animals in the world. The African elephant is found on the continent of Africa and the Indian elephant is found in Asia. Elephants are mammals as well as herbivores, meaning they only eat plants rather than meat.
I know that there are two main types of elephants; the African elephant and the Indian elephant. The African elephant is bigger than the Indian elephant. It has larger ears too. Both the males and females have tusks. The African elephant has wrinkly gray skin, a swayed back, and two tips at the end of its trunk that it can use like fingers to pick stuff up. The tusk make elephant look really cool.
The Indian, or Asian, elephant is smaller than the African elephant and has smaller ears. They have more of a humped back and only one fingerlike tip at the end of their trunk. Also, their skin tends to be less wrinkly than the African elephant. Next time go to the zoo. I want to ride an elephant.
Contoh Descriptive Text Animal Tentang Jerapah
The Giraffes
Giraffes are truly giant animals. They amaze me. I like giraffes because their long neck. They can grow up to 17 feet tall and weigh as much as 3,000 pounds. The male giraffes, called bulls, are typically larger than the females, called cows. The babies aren't exactly small either. A baby giraffe, called a calf, is 6 feet tall at birth! Giraffes also have large hearts. Their hearts can be up to 2 feet long and weigh over 20 pounds. They need these large hearts to pump blood all the way up their long necks.
It is always fun to watch giraffes eat from the tree. Their favorite types of leaves are from the acacia tree. Giraffes are herbivores, meaning they eat plants rather than meat. They use their long necks and tongues (which they can stick out up to a foot and a half!) to get to leaves on trees. A typical full-grown adult giraffe will eat over 70 pounds of leaves, twigs, and fruit each day. Giraffes don't need to drink water very often because there is so much water in the leaves they eat. However, when they do drink water, they can drink several gallons at a time. I think this is not good because a giraffe has to bend down and get into a vulnerable position when drinking. Not a good idea when there are lions sneaking around!
Contoh Descriptive Text Animal Tentang Kangguru
I like Kangaroos
Kangaroos is my favourite animal. The Red Kangaroo is the largest of all the Kangaroos. They live throughout much of the country of Australia and are the largest mammal that lives in Australia. Its scientific name is Macropus rufus. Kangaroos are herbivores. They get their name from the color of the male's fur which is a reddish brown.They mostly graze on grasses.
A male Red Kangaroo can jump up to 30 feet in one jump! They can also use their jumping ability to travel quickly at speeds of up to 30 miles per hour. Somedoy I want to go to Australia to meet a kangaroo.
Contoh Descriptive Text Animal Tentang Lumba-Lumba
I really interested in the dolphins. They are one of the most playful and intelligent animals on our planet. Even though dolphins spend their lives in the water, they are not fish, but are mammals. Dolphins can't breathe water like fish, but need to come to the surface to breath air.
Dolphins eat other smaller fish, but they eat squid, too, and some dolphins, like Killer Whales, will often eat small sea mammals like seals and penguins. Dolphins often hunt together, herding fish into packed groups or into inlets where they can be easily caught. Some dolphins will share their food with the young or let the young catch injured prey as practice. They don't chew their food, they swallow it whole. Dolphins get the water they need from the animals they eat, rather than drinking ocean water.
Dolphins have excellent eyesight and hearing. Underwater they use echolocation. Echolocation is kind of like sonar where dolphins make a sound and then listen to the echo. Dolphin is also tame animal that people can play with.
Contoh Descriptive Text Animal Tentang Unta
The camel is the weirdest camel I ever see. it most famous for the large humps on its back. They live in the deserts.
Camels can eat most any type of vegetation including dry, thorny, or bitter plants that other animals may not want to eat. Their digestive system is tough and they have been known to eat dead carcasses, clothing, and even shoes when extremely hungry.
Camels store fat in their humps. This fat can be converted to water and energy when they haven't had food or water to drink for some time. Once they have used up all the fat in their humps, the humps become thin and floppy.
However what I like most about camels is their face. it looks so funny.
Bagus bukan sobat 5 contoh teks deskriptif di atas. Supaya belajar bahasa inggris tidak membosankan, lihat juga 12 Contoh Gambar Iklan Sepatu Unik Dan Lucu Dalam Bahasa Inggris. Demikian contoh descriptive text animal kali ini, semoga bermanfaat.


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Hello Anon
Thanks for writing.
A sinus infection may not directly cause bronchitis itself but it can leave a person more vulnerable to getting it. It can certainly contribute to getting it so there is a connection. Many factors can lead to bronchitis and a sinus infection may be one.
Inflammation in the lining of the bronchial tubes can cause bronchitis. The bronchial tubes are the airways that make the connection between the trachea, which is also known as the windpipe, and the lungs. The lining of the bronchial tubes acts as a protection and a covering for the respiratory system.
Bronchitis comes with a cough. The associated excessive mucus production, wheezing, shortness of breath, and tightness constricting the chest can make life miserable. Increased mucus production that begins to form in the lining of the bronchial tubes is the body's attempt to reduce the irritation and inflammation that has been building in the bronchial tubes.
Bronchitis can occur in either an acute or a chronic form.
Viral infections attacking the respiratory tract and the bronchial tubes are the usual sources of acute bronchitis. These viruses can be easily passed on via the air when someone coughs in your vicinity.
Viral contamination can also be passed on via physical contact with a person who is infected with a virus. Being touched by their unwashed hands can be all it takes to become infected.
Less often, acute bronchitis can be caused by bacteria. Air pollution, dust, tobacco smoke and various types of fumes and vapors are other potential causes.
Usually, acute bronchitis will run its course within a matter of a few days to a few weeks. You can take steps to protect yourself from acute bronchitis by frequently washing your hands. During cold and flu season, you can try to avoid being in crowded spaces where infection can be easily transmitted.


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"The first time I met her, she ran and jumped into my arms…," said Bethany as she described meeting the child she now sponsors.
POI has over 150 sponsors— the most sponsors the ministry have ever had. This is an exciting time for the us as we watch new and old sponsors fill our inboxes with questions, fill our office with gifts, and lavish these children with love and prayers.
I've had numerous sponsors tell me their child's picture hangs on their refrigerator or that their own children pray for their POI child before bed. These families lives are being impacted by a child they've often never met. There is just something so beautiful about that" -Hannah Hamilton, POI Public Relations
Bethany began sponsoring on her first trip to Honduras with her church about seven months ago.
"I began sponsoring Juli knowing that POI is doing incredible things in this city [of Tegucigalpa, Honduras] and that I wanted to be apart of it.
I'm an adopted 25-year-old and am learning a lot about Jesus' love for me AND the entire world. I'm honored to play a small role in Juli's life." said Bethany.
Daniel began sponsoring nearly eight years ago when he went on a mission trip with POI.
"A lot of times when you hear people talking about going on a mission trip, it is for the purpose of helping others, however, when I had the opportunity to serve in Honduras, I found that my view of the world was being dramatically shaken," Daniel said.
Recently out of college, and beginning a new job in media production for his church, Daniel doesn't have the opportunity to travel to Honduras regularly.
"I know that through sponsoring a child, I am able to still have a lasting impact on those I love very much in Honduras," Daniel said.
The diversity of our POI sponsors is incredible. We have families, singles, kids, students, and professionals. Sponsorship is a way for anyone to make a difference relationally, even if it is across thousands of miles.
The sponsors aren't the only ones impacted. Every time I travel to Honduras, I am asked, "When is my padrino [Godfather] coming?" They long to know this person who, despite the distance, language, and culture, has decided to care for them and love them.
So many of our students suffer from abandonment, and they are desperate for someone to reach out and show them that they are valued and taken care of." -Hannah Hamilton, POI Public Relations
Sponsoring a child brings humility and joy. I sponsor because I was chosen TWICE [adoption on earth and in heaven] and now I strive to give and to serve "the least of these.'" – Bethany
Want to find a child to sponsor today? Click here
Who's Blogging?
Hannah Johnson went on her first on her first mission trip to Honduras nearly six years ago. She now works for the ministry and is passionate about orphan care and the "least of these." To read more, click here.


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--- Select An Architect ---
Abha Narain Lambah
Afroza Ahmed
Anupama Kundoo
Ayesha Noorani
Beng Kiang Tan
Brinda Somaya
Dhruti Vaidya
Eli Giannini
Fauzia Qureshi
Gayathri Shetty
Gita Balakrishnan
Hiranti Welandawe
Ismet Khambatta
Itsuko Hasegawa
Kirtida Unwalla
Madhavi Desai
Meena Mani
Minakshi Jain
Minnette De Silva
Namita Singh
Neera Adarkar
Parul Zaveri
Perin Mistri
Renu Mistry
Samira Rathod
Sandhya Savant
Shimul Javeri Kadri
Sonali Bhagwati
Suneeta Samant
Vivian Mitsogianni
Yasmeen Lari
Renu Mistry graduated from I.I.T. Kharagpur in 1971 with a B.Arch (Hons) degree. She was a brilliant student, standing first in the Architectural Department throughout. After graduation she worked in Bombay with M/S. Talati & Shroff and with M/S. Premnath & Associates. For four years she and her husband were with the National Iranian Oil Company, when she worked mainly on Hospital Projects.
On their return from Iran in 1980 Renu & Sharukh Mistry launched "Mistry Architects", a sensitive architectural practice in Bangalore. Even though they share the practice and a lot of ideals and principles Renu and Sharukh work independently on projects. Besides several residential bungalows and commercial interiors, Renu Mistry has worked on group housing, interesting conservation projects and several schools.
Besides architecture, Renu Mistry is a classical dancer (Bharat Natyam) and has also participated in contemporary Dance and Kalari workshops. She also spends her time reading, travelling, trekking, scuba diving and in community service.
No.42 Castle Street is a 90 year old building that belongs to a family who approached the architects help them find a builder who would 'jointly develop' the property into a multi-storeyed commercial complex. Space was developed and rented out to 'SIGRI', a Hyderabadi restaurant and 'BRAHMA', an artifact store. Visual connections between the two were maintained, thereby creating business opportunities for each other.
Spaces were opened up removing existing doors and windows. The wood from the old doors and windows was used for wooden trellis The flooring is red oxide, internal walls with the lime plaster painted white, and walls along the site boundaries finger plastered and painted ochre with white niches edged with oxford blue china mosaic. Courtyards secured with grills on the ceiling and glass insert mangalore tiles
provide ample daylight.
The pogramme was implemented using new materials and technology keeping in mind the strong character and selecting the right colours and textures.
Harmonious blending of openings
like rectangular openings, arched openings, circular openings, gables and fanlights are one of the binding features of the building.
The satisfaction and excitement was to be able to enthuse a new life to this structure to
satisfy contemporary needs
and yet provide a
historical continuum
by preserving a heritage.
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Niutao island is a small coral island. Land area is 3.0km2. Population is less than 700. The above the sea of the average is around 4m. The big damage of the sea level rise has not been observed on this island yet.
The traditional culture of Tuvalu has been left in this island.


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The inquiry "Exactly how can I sell my house fast?" is among one of the most preferred concerns that individuals need to ask when it involves getting out of a repossession concern or when one's home is not selling well on the marketplace. Nevertheless, anyone could sell one's house in the USA rapidly when a great fast sale firm is made use of. The process that can be used is something very easy for any person to manage. Or you might search a certified house buying firm that can commit "we buy houses Marietta" at the reasonable price.
The initial part of the procedure involves the customer calling a business in the UK. That individual will certainly have to mention one's info on the home in particular in addition to info on when that person is moving out of the property. Details on why a property is misting likely to be dealt with in a fast house sale will need to be offered as well.
The company will after that work with a proper data source of data that associates with residences around the UK. This data source will be used as a means of determining exactly what an initial deal will be for one's home. This assists in that data on a home as well as its existing market price will be offered to the company. The profession value, which is typically a portion of the value of the residential property in question, will certainly be reviewed and sent to the person that has an interest in dealing with the quick sale.
A consultation in between the customer as well as the quick sale firm will certainly after that be handled. This examination will be one that is misting likely to last a couple of mins. It will additionally be held concerning twenty-four hrs or so after the initial contact was made to the quick sale business. This is something that is much shorter in duration compared to that of a standard type of contact with an estate representative.
Throughout the conference, a client might ask something like "Will I have the ability to sell my house fast?" The answer to this is a precise yes. Nonetheless, it will aid to make certain that an assessment is taken care of with regards to just what one's needs are for a brand-new home to name a few points. The examination can be utilized to assist with guaranteeing that a great approximated worth for the quick sale can be offered. This worth will be one that is reasonable for a customer's requirements.
The company will certainly after that meet the customer that is most likely to be obtaining one's property sold. The firm is going to do this by having an assessor go out to the building to review it. The assessor will certainly be one who will certainly work for the firm particularly. After the checking out occurs the firm will provide a variety of various remedies that can be used for one's demands.
The customer will after that be able to sell one's house fast. The individual can accept an agreement as well as offer the home. Then is done the company will have the ability to deal with all the documents that are misting likely to be included in the sale. This is specifically practical because the firm will not be one that is going to require a person to have to go through any frustrating lawful conferences or hearings. Everything will certainly be dealt with by the company.
Do not lay awake at night asking "Can I sell my house fast?" Going to a quick sale firm can aid you to get your house marketed fast. This is something that can benefit you to obtain from foreclosure or to ensure that your home will really be liquidated. Make sure to think about how this procedure functions when aiming to get involved in a deal for your home.


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LO just turned 2 and pretty much never picks up his own toys. We are very inconsistent about trying to teach that "skill" / procedure. We usually pick up after him, about 50% of the time it will be in front of him and 50% it will be during nap or bed.
1) When did you start actively teaching your LOs to pick up after themselves?
2) How much modeling & "partnering" was needed and for how long?
3) At what age did you LO start to do it much more consistently? (your definition of consistent)
any other thoughts on this topic?


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• Red Grange weeps: Tim Tebow is the greatest college player of all time? How quickly we forget ... (And I still say there are at least a dozen guys better than both of them.) [The Big Lead]
• Spitting on an umpire costs extra: The Fort Worth Cats are selling their managerial gig on eBay. If only the Brewers had thought of that. [Beckett Blog]
• Or apple polishers: Should Derrick Rose be on the All-Star team? I'm not sure if they need someone with sweet knife skills. [Mouthpiece Sports]
• Lightning quick: Len Barrie responds to Barry Melrose and insists that he always knows how to keep his business side and his party side separate. [FaceOff]
• Focus!: A cameraman at an Illinois club team hockey game captures a rarely seen goalie fight, as well as most of his friends in the crowd. Who directed this masterpiece? [Daily Illini]
Wait was that ...?
It's Alternative Universe Will Leitch, who never left Illinios to pursue his crazy dreams and instead became a doctoral student in electrical engineering at Champaign-Urbana.


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Jesus frequently used parables to help followers remember his teachings; his tales of The Good Samaritan and The Prodigal Son are considered two of the most popular short stories of all time. Intentionally or not, all forms of pop culture contain lessons which help us understand Jesus' teachings today. Members will not only enjoy watching these examples (bring your own popcorn!), but will learn how to discern parables on their own.
There are no scheduled sessions at this time. Sign up to be notified when this course is available.


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A common concern of young athletes and their parents is should athletes drink sports drinks or water? The Journal of Pediatrics 2011 clinical report titled Sports Drinks and Energy Drinks for Children and Adolescents: Are They Appropriate? defined sports drinks as "beverages that contain carbohydrates, minerals, electrolytes, and flavoring and are intended to replenish water and electrolytes lost through sweating during exercise (1)." In the report, the American Academy of Pediatrics states that most children and adolescents are able to meet their electrolyte needs through a healthy diet and water. Many people do not realize that electrolytes are found in the foods that we eat.
With that being said, many question when a sports drink is needed. Those playing intense sports for more than an hour at a time may benefit from sports drinks to replenish carbohydrates for fuel, and sodium and potassium that are lost through sweat. Sodium aids in re-hydration by helping the body to retain water and stimulating thirst. Recommendations from The Academy of Pediatrics Council on Sports Medicine and Fitness and Council on School Health state that "Although water is often sufficient to maintain adequate hydration, long duration (ex > 1 hour) or repeated same day sessions of strenuous exercise, sport participation or other physical activity might warrant including electrolyte supplemented beverages that emphasize sodium more effectively to optimize rehydration (2)." Those that are heavy sweaters could also benefit from sports drinks. Signs that someone is a heavy sweater include salty tasting sweat and a ring of salt on their skin when their sweat dries.
Although water is usually all that is needed for hydration for those playing sports for less than an hour, a lot of athletes do not like the taste of water. If young athletes do not enjoy the taste of water and prefer to hydrate with sports drinks, sports drinks are better than nothing at all to prevent dehydration. Eating pretzels and drinking water will also provide carbohydrates and electrolytes, but while playing sports for an extended time it is often easier to drink the sports drink to refuel than with a snack.
A few notes: Young athletes in this post refer to those 10 years old through college.However, the tips in this post are valuable for athletes of all ages.
- Committee on Nutrition and the Council on Sports Medicine and Fitness. Sports drinks and energy drinks for children and adolescents: are the appropriate? Pediatrics. 2011; 127 (6): 1182-1189
Council on Sports Medicine and Fitness and Council on School Health. Policy statement- Climatic Heat Stress and Exercising Children and Adolescents. Pediatrics. 2011; 128 (3): e741-e747