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EveryMatrix is becoming a formidable software operator in the online gambling market. The reasoning for this is just not because they developer their own titles but because they purchase the rights to offer other platforms within their own. The latest platform to be provided to "EveryMatrix" is Habanero Games, the full array of their titles will be now offered through EM.
All fifty of Habanero's slots will now be provided through the EM Platform, six table games and ten poker games will also be provided as well. The CasinoEngine platform offered by EveryMatrix just doesn't consist of Habanero. It also consists of Net Ent, Microgaming, Bally Gaming, Its and two thousand random titles from various developers around the world. The CasinoEngine Platform stands as one of the most diverse in the globe.
The Habanero CEO noted that by allowing for EveryMatrix to offer their titles it thus by allows for them to reach parts of the globe they never once could. It'll allow for a whole new audience to be able to experience this game & it's a strategic move that'll surely have benefits for both companies. They suspect that their succession will be most valid throughout Asian countries.
Anyone whom wants to experience want its like to experience a cross-platform gambling software only needs to find a casino supporting the EveryMatrix CasinoEngine Platform. There'll be more than two thousand different casino games at your disposal by doing so, this is one of the highest percentages of games that any developer in the globe has.


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Starting to Get Noticed
It looks like the press releases and emails that I sent out are starting to make it up onto some great sites. As of this post we have:
I'm sure there will be more getting posted soon! Have a great weekend & I'll keep spreading the word.
Thanks for being a part of Monster Hunter Academy!

subset: commoncrawl


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Life application for the month: Faith – believing what Jesus did can change me
Verse for the month: " God's grace has saved you because of your faith in Christ. Your salvation doesn't come from anything you do. It is God's gift" Ephesians 2:8, NIrV
The Bible story of the week is: Rock the Boat (Paul shipwrecked) – Acts 27:1-28:10
Lessons for 2-5 year old children
Basic Truth: God made me.
Key Question: Who made everything?
Bottom Line: God made everything.
Verse for the Month: "You made the world and everything in it." Psalm 89:11
Bible Story Focus: Creation- God Rested – Genesis 1:31-2:3


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Green Bay Packers President and CEO, Mark Murphy, will be the main speaker at the 48th Annual Red Smith Sports Award Banquet, according to Banquet Chairman, Mike Reese. He will address a crowd of over 1300 youth sports backers on Tuesday, January 15,2013, at 6:30pm, inside the Radisson Paper Valley Hotel in downtown Appleton, Wisconsin.Murphy is in his fifth year leading one of the NFL's most successful organizations both on the field and off. During this time the team has a 54-28 record, made three straight trips to the playoffs and was victorious in Super Bowl XLV. He continues to grow the clubs bottom line and enhance the fan experience at Lambeau Field, which is continually ranked among the best in sports.Murphy, who holds a law degree and an MBA in finance, enjoyed an eight-year playing career (1977-84)'with the Washington Redskins, where he was an All-Pro safety. Under these Joe Gibbs led years the Redskins made two Super Bowl appearances, winning Super Bowl XVll. Murphy was a co-captain on tho se teams. His finest season came in 1983 where he led the NFL with nine interceptions and All-Pro honors. He was named one of the Redskins "70 Greatest Players" and is also a member of the clubs 50th Anniversary Team.After his playing career Murphy, worked for 16 years as Athletic Director at Colgate University and later Northwestern University. He was also an assistant executive director of the NFL Players Association and a trial attorney with the U.S. Department of Justice. He was also a part of the Commissioner's Player Advisory Committee and still sits on the NFL Youth Football Committee.
On December 3, 20O7, Murphy became the Green Bay Packers 10th Chief Executive Officer. NFL Commissioner Roger Goodell at the time said "Mark's rare blend of experiences make him integral to the future of the Packers and the NFL, his accomplishments as an NFL player, his work with the NFLPA, and now his leadership of the Packers, provide a unique perspective to the league and also to the players."


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Hi, I'm Diana, the girl behind the blog.
Let me introduce myself, I graduated from TecMilenio University with a degree in International Commerce in 2012. Shortly after graduating we, my husband, daughter, and me; packed our stuff and moved to Melbourne, Australia.
I started the blog in 2013 as a way to remember our time here and as a keepsake for our travels within Europe.
The original plan was to be here for two years, enough time for Pablo to complete his master's degree, but we really liked it here and decided to commit to three more years.


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I have a creamy mashed potato recipe already posted that is great, but it also requires baking after the mashing – kind of like a twice baked mashed potato. I didn't want to spent an extra 20 minutes baking, so I went to work modifying a standard mashed potato recipe. They claim this recipe SERVES 6. I guess maybe if seconds aren't allowed and you control portions, but this served four and people were upset when we ran out. This is a simple mashed potato recipe that I modified to make creamy mashed potatoes. Definitely in the rotation! (P.S. – Definitely not Lent compliant).
- 2 1/4 lbs. russet potatoes, peeled and quartered
- 1/2 cup warm milk
- 1/4 cup butter or margarine
- 1/3 cup cream cheese, softened
- 1/3 cup light sour cream
- 3/4 teaspoon garlic salt
- Dash pepper
- Place potatoes in a saucepan and cover with water. Cover and bring to a boil; cook for25 minutes or until very tender.
- Drain well.
- Add milk, butter, cream cheese, salt and pepper; mash until light and fluffy.
- Add sour cream and whip until creamy
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Microsoft unveiled a new Outlook.com beta yesterday, complete with a refreshed search interface and plenty of GIFs. While the software giant is planning to roll this out in stages, it appears that not many people are seeing the opt-in "try the beta" toggle yet. If you're still waiting, there's actually a quick trick to get in early:
- Load up Outlook.com in a browser as normal and sign into your account
- Once loaded, navigate to the address part and replace the /owa/ section with /mail/ instead
It's as simple as that, and it will even work if you're an Outlook Premium subscriber. You'll start to see the "try the beta" toggle as a result, but it won't stick if you reload Outlook.com. Navigating directly to https://outlook.live.com/mail/#/inbox should work once you've initiated the workaround, though. Don't untick the "try the beta" toggle though, as this will permanently remove you from the beta interface, even with this workaround.
Microsoft is collecting feedback over at the Outlook uservoice site. New features include an improved conversation view, an updated and faster search interface, GIFs and emoji input, and the ability to tag restaurants in conversations. The new interface looks a lot cleaner than the existing Outlook.com, and it better matches the Mail client for Windows 10. Microsoft is expected to roll this out broadly later this year once testing is complete.


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dear coffee
dear coffee,
I love you. You give me ALL THE FEELS. I know that I could not go a day without you, and although some might feel that is slightly rash or completely shameful, I literally do NOT GIVE A FLYING FLIP.
I love you like my 3rd child. Except that you GIVE me energy. So there may be (ARE.) days where you're totally my favorite. Shhhh. Don't tell the others.
I used to only drink you with approximately a gallon of creamer. I was trying to change you, Coffee. I'm so sorry. Now, I drink you in pretty much any form in which you come. Iced? Sure. Black, okay. With coconut milk? Yep. NO DISCRIMINATION HERE.
Listen, you and I both know that non-coffee drinkers are NOT TO BE TRUSTED. They are probably on drugs. Because I could not function in life without you. Some (JOHN.) would say that YOU are a drug, coffee. I say there are worse things I could be addicted to. Like the Real Housewives.
Oh wait.
I will never leave you, coffee. I plan to drink you on the daily until I am 95. I also plan to never say "on the daily" again.
J/k coffee. I totally will.
We've had some memorable moments, haven't we? Like our daily afternoon rendezvous at Starbucks. Or the time I had a meltdown in a Parisian train station because I COULD NOT FIND YOU. Don't ever do that to me again, Coffee.
Love your most devoted fan,


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Four luxurious floors will give you room to breathe! This stunning new contemporary construction is located just minutes from downtown. A first floor bedroom is ideal as a guest room or office. The open concept main floor living area has a huge kitchen island and a terrace. The master suite has a floor of its own with an incredibly beautiful master bath. On the fourth floor you'll find two large bedrooms and a huge terrace.
This listing is courtesy of the listing agent Tiffanie Purvis (#PURVIST), with the office Texas Real Estate & Co..


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Hanway motorcycles No Further a Mystery
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HanWay Movies is definitely an neutral British Intercontinental revenue, distribution and marketing and advertising and promotion corporation specializing in theatrical feature films.Each and every personal hard work and exertions has truly been produced to ensure the precision of the above mentioned motor vehicles facts and info but glitches may p


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239-273-7430 Email Us
Sold for $60
on Jan 14, 2011
Naples Florida Condo 1Bed/1Bath
Back on market. Previously BANK APPROVED price $60,000.
Back on market. Previously BANK APPROVED price $60,000, buyer walked. In the heart of Naples at Positano Place is a lovely one bedroom, one bath residence. Top floor unit with "solarium" sitting area for extra room. Enjoy lovely appointments which include 18" tile throughout the main living area, warm wood cabinets, stainless steel appliances and granite counter tops. Positano Place offers a beautiful clubhouse with many amenities which includes BBQ - picnic area, bike and jog path, billiards, business center, clubhouse, community pool, exercise room, library, play area, sidewalk, underground utilities, vehicle wash area, community room, community spa/hot tub. Just minutes to gulf beaches, shopping, dining and downtown Naples. This condo is priced right and comes with a tenant in place. This unit is offered as-is with the right to inspect as it is a short sale. Agents read marks for detailed showing instructions.
Call today for your Bonita Springs Real Estate relocation package. The package contains Bonita Springs Property listings, maps, local info and statistics, Bonita Springs MLS geographic map and contract through closing procedures for buyers.
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University of Mississippi
The University of Mississippi (colloquially known as Ole Miss) is an American public research university located in Oxford, Mississippi. It is the state of Mississippi's flagship and largest university, with a total enrollment of 24,250 in fall 2016. It is both a sea-grant and space-grant institution and is classified as an "R1: Doctoral University — Highest Research Activity". Across all its campuses, it comprises approximately 2,200 faculty members, 10,600 staff members, and 24,000 students, and has a total budget of roughly $2 billion. About 55 percent of its undergraduates and 60 percent overall come from Mississippi, and 23 percent are minorities; international students come from 90 nations. [1]


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European Walking Tours provides excellent services for incentives. We take care on the transfer, accommodation, gear rental, tickets, ski or snowboard instructors and any other wishes you may have. We have excellent collaboration with Swiss ski destinations as example Engelberg, Zermatt or Verbier but also all other destinations in Switzerland and Europe in winter as well as in summer. You can also book only part of the needed services through us and still profit from our group discounts. Please contact us for detailed offers.
A selection of the most popular destinations:
The largest winter and summer resort near Lake Lucerne at the foot of Mount Titlis lies 1000 metres above sea level and is very easy to reach from Zurich Airport. The resort has a long, eventful history, influenced by the Benedictine Monastery. Engelberg belongs to Canton Obwalden, although no inhabitant of Engelberg would call him or herself an "Obwaldener" –because an "Engelberger" is quite simply an "Engelberger"...
Davos Klosters
Flims Laax Falera


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Market research
Key Trends in Alcoholic Beverages: Powerful changes shaping the wine, beer, spirits and alcohol-free beverages industry
Success Case Study: Bira 91 Beer - Spearheading the bottled craft beer movement in India by targeting urban Millennials
Drinkable Yogurt (Dairy & Soy Food) Market in the United States of America - Outlook to 2023: Market Size, Growth and Forecast Analytics
Aging consumers are responsible for a significant consumption proportion. However, marketers often get their message wrong by targeting stereotypes of the older generation, such as being overly fragile and worried about their health. In reality, targeting this age group is not radically different to targeting other adults.
In the years to come, the 55+ age group will only grow, and it is important that marketers and manufacturers understand their motivations, in order to successfully cater to them.
The older generation represents a significant and affluent proportion of consumers
Demographic factors, such as slowing birth rates and growing life expectancy, especially in developed economies, will lead to a growing proportion of consumers classified as senior citizens. In developed economies, such as the UK and US, the proportion of 55+ consumers is already over a quarter, at 28.7% and 26.1%, respectively. By 2018 this proportion is expected to increase to 30.4% and 28.2%, respectively.
The aging population is a growing consumer group with significant purchasing power. Globally, they are responsible for 21.7% of soft drinks consumption by volume. As the aging population grows, so will their consumption, and it is important that manufacturers understand this audience.
Older consumers are motivated by value-for-money and indulgence
Just because consumers reach a certain age, it doesn't mean that their perception of themselves changes. They feel good and energetic, and do not want to be judged purely on how old they are.
Manufacturers often target this group with health-based products. However, health is far from a priority for those aged 55 and over. Indeed, among those aged 55+, only 5.7% of consumption by volume is influenced by the need for health, as opposed to 12.7% by the desire for better value for money, or 9.8% by better taste. The savvy older generation's search for better value does not necessarily mean they always seek lower price points, rather, they want prices to be justified, such as by better taste or convenient packaging.
In fact, older generation's priorities are not that different from younger age groups, such as mid-lifers (45-54) and pre-mid-lifers (35-44). All adult groups prioritise needs such as the desire for value for money, convenience, or relaxation and recuperation that can be derived during product consumption.
Leading consumption motivators by age group
|Older Young Aduts
|Older Consumers
|Better Value for Money
|Better Value for Money
|Better Value for Money
|Better Value for Money
|Personal Space & Time
|Personal Space & Time
|Personal Space & Time
|Personal Space & Time
|Busy Lives
|Busy Lives
|Busy Lives
|Changing Age Structures
|Changing Age Structures
|Changing Age Structures
|Changing Age Structures
|Changing Lifestages
When products do aim at the older generation, they need to be inclusive
The older generation associates their age with wisdom, good taste and experience, rather than illness that needs a cure. Therefore, products that are marketed as an anti-aging relief will not resonate with them. They don't want to feel excluded in a "fragile" group that needs special treatment, as they don't feel as such.
As consumers continue to age, however, they will gradually experience age-aligned changes that will impact their behaviour. For example, aging is often accompanied by worsening eyesight, which means that consumers are more likely to opt for products that have easily readable labels and clearly convey their benefits. Loss of strength and dexterity in wrists means complex opening mechanisms or tight screw tops can present an issue, leading older consumers to look for more convenient packaging such as the new easy-open cap from bottled water brand Wattwiller.
However, these products should not be exclusively aimed at the older generation, but at everyone who does not want to spend a long time deciphering labels or opening products. Similarly, beverages that target conditions that are more common among the older generation, such as osteoporosis, should be aimed at all adult health-conscious consumers. This way the products are inclusive, and do no single out any specific age group.
As consumers age, they are also likely to feel fatigue more often than their younger counterparts. This means this generation will especially responsive to "in-speriences" when they want to enjoy going out experiences in the comforts of their homes. Food and beverage manufacturers have an opportunity to respond to this need by offering consumers quality experiences such as premium taste at home.


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HAPPY HUMP DAY WORLD! Second one of 2013, where is the time flying by. Hope everyone is having a not so stressful week.
So today's London Girl is an amazingly good friend of mine, officially I would say she is definitely a BFF!!! If I had to describe her to you I would she is sparkly, beautiful and a little fashionista socialite! I could easily leave my blog in her care and you she could fill your diarises with amazing places to go which may bankrupt you. Hope you enjoy today's interview. This London girl has a certain je nais se quois that charms every one.
If you were Queen for the day what would you do?
I would go to my country pad in Windsor and spend the day been waited on hand and foot ensuring I made the most of the flowing supply of clotted cream, scones and jam with a glass of champagne or three thrown in.
How would you describe your style?
Smart and sassy at work with tailored jackets (with shoulder pads!) and trousers. At the weekends, I put my converse on with a smile which says 'oh how I've missed you. Saturday nights out are entirely a different ball game with sequins and stilettos galore.
Are you a designer or high street girl?
I would say at heart a designer girl all the way. However, my bank manager would disagree and bring me back down to the harsh reality of the high street. I do however own some key designer pieces which I cherish.
Have you had any fashion splurges or bargains
This summer, I decided I wanted a Prada handbag so off I went to Sloane Street and literally 'bagged' myself one. As I walked out of the shop, I felt extremely guilty thinking of those people who have to go without a lot of things and there I was clutching a new and very expensive handbag. I was soon so mesmerized by my bag, that the negative thoughts were replaced with more positive thoughts along the lines of 'I deserve this! I've worked really hard to get this bag'.
What is your favourite shop?
My favourite designer shop would have to be Chanel. Whilst I don't have any Chanel items in my wardrobe, I always look in their shop windows with awe. High Street, I find tha Massimo Dutti always has something that looks great. I'm looking forward to checking out the new Victoria Secrets store on Bond Street too.
What is the most romantic thing someone has done for you?
My relationships have always been very passionate with many romantic gestures being made by all involved. whilst I would say that I have more stories than most about secret liaisons, being swept off my feet and boyfriends turning up in the middle of the night simply to declare undying love for me, I have to say the nicest thing someone has done for me is simply to really care about me, putting me first in everything they do. It doesn't cost anything but is a hard thing to find in someone.
What's your favourite part of London?
My favourite part of London would have to be southwest London. I love anywhere on the rover but particularly Richmond on a summer's day. I also love the Gaucho on the river, with its tables right next to the river path. My family home is always close to my heart too. Home is where your heart is right?!
What's the best place in London for a first date?
I don't think dinner is necessarily the best option on a first date, and whilst it's not the best approach I think a glass or two of wine is the way forward. It gets you out of your shell and takes the edge of what could be quite an awkward situation.
Where do you go to let loose with your girls?
I think I've staggered out of the Fez Club at 4 am one too may a time to say anywhere else.
Where have you recently gone on holiday to escape the big smoke of London?
I've just come back from a Middle East 'business trip'. Well it was my BF's business trip & I tagged along. Think that I'll ve doing more business abroad if all I have to do is lie by the pool sipping cocktails!
What's your life philosophy?
Long story but I once had to arrange an entire funeral for someone I had never met. I came across her diary and saw a quote of Oscar Wilde written in at the back in tiny writing ' We are all in te gutter but some of us are looking at the stars'. I had this read out at her funeral as it obviously meant something to her and now from her too I have learnt that you should always aim for the stars.
Hope you all have a fabulous hump day folks.
Live, love and learn.


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Ahhh, Spring Break. I think Spring Break is to remind parents what it's like to have the kids out of school. Kind of a summer preview. I don't usually post all 3 meals until summer but since we will be home I need to plan ahead to avoid the drive-thru. Here's the plan:
Monday- (B) scrambled eggs
(L) grilled cheese sandwiches & fruit
(D) grilled hamburgers & hot dogs
(S) cupcake pops (Thanks, Bakerella!)
Tuesday-(B) cold cereal
(L) frozen pizza & fruit
(D) Farmhouse Chicken casserole
(S) oranges
Wednesday-(B) granola bars
(L) spaghetti o's & fruit
(D) Roast, potatoes, carrots
(S) apples
Thursday- (B) pop-tarts
(L) beef hot dogs, chips
(D) BBQ ribs, mac & cheese, green beans
(S) fruit
Friday- (B) eggs & toast
(L) chicken nuggets, mac & cheese
(D) shredded beef burritos, beans & rice
(S) fruit
Saturday- (B) cold cereal
(L) grilled cheese
(D) spaghetti & garlic bread
(S) pretzels
Sunday- church all day
(D) beef stroganoff, egg noodles & green beans
Have a good week!
Stay tuned for my multi post "Frugal Spring Break"!
Sunday, March 15, 2009
Menu Plan Monday 3/16
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Title: Anglo-Saxon Perceptions of the Islamic World
Author: Beckett, Katharine Scarfe
Publisher: Cambridge University Press; Publication Date: 2003
Hardcover; ISBN: 9780521829403
Volumes: 1; Pages: 284
List Price in Cloth: $100.00 Our price: $100.00
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Katherine Scarfe Beckett is concerned with representations of the Islamic world in Anglo-Saxon England. Using a variety of literary, historical and archaeological evidence, Beckett argues that the first perceptions of Arabs, Ismaelites and Saracens were derived from Christian exegesis. These perceptions preconditioned Western expressions of hostility and superiority towards peoples of the Islamic world, and these received ideas prevailed over actual experience.Contents1. Introduction2. Islam during the Anglo-Saxon period3. Anglo-Saxon contacts with Islam4. Arabs and Arabia in Latin5. Ismaelites and Saracens in Latin6. Arabs, Ismaelites and Saracens in early Anglo-Latin; 7. Pseudo-Methodius and the sons of Ismael8. Arabs, Ismaelites and Saracens in Old English9. Persisting theories about Saracens in post-Conquest England10. ConclusionsBibliographyIndex
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AACSB Recognizes Georgia Southern University College of Business Alum and Major General for the U.S. Army Leslie C. Smith as 2018 Influential Leader
Third annual Influential Leaders Challenge celebrates 29 change-makers and their impact on global issues
TAMPA, Fla., USA (February 8, 2018)—Today, AACSB International—The Association to Advance Collegiate Schools of Business (AACSB), the world's largest business education network, celebrated the positive impact business school graduates are making in communities around the globe as part of the 2018 Influential Leaders Challenge. As an annual initiative, the challenge honors notable alumni from accredited schools whose inspiring work serves as a model for the next generation of business leaders.
Georgia Southern College of Business alum Major General Leslie C. Smith was recognized at AACSB's 2018 Deans Conference in Las Vegas, Nevada, USA, among a group of 29 business pioneers, from 13 industry sectors, whose careers are addressing today's most pressing social, economic, environmental, and educational challenges.
MG Smith serves as Inspector General, Office of the Secretary of the U.S. Army. After graduating with an accounting degree in 1985, Smith entered the U.S. Army as a chemical officer. In 2001, he assumed command of the 83rd Chemical Battalion, where elements of the Battalion deployed in support of Operation Enduring Freedom. Following command, he served on the Army Staff in the G-8 as the Deputy Division Chief and Chief, NBC Branch for the Full Dimensional Protection Division. In 2005, MG Smith assumed command of the 3rd Chemical Brigade at Fort Leonard Wood, later serving as the G-3, 20th Support Command (CBRNE), and from 2008 – 2010, the 25th Chief of Chemical and Commandant of the United States Army Chemical, Biological Radiological and Nuclear School. In 2010, he became the fourth Commander of the U.S. Army 20th Support Command (CBRNE – Chemical, Biological, Radiological, Nuclear and High-yield Explosives). Prior to his current position in the U.S. Army, MG Smith was Commanding General of the United States Army Maneuver Support Center of Excellence and Fort Leonard Wood. In 2017, he was named the Georgia Southern University College of Business Alumnus of the Year. Smith has an impressive record having earned the expert parachutists' badge, the Distinguished Service Cross, the Bronze Star with an Oak Leaf cluster, and the Army Commendation Medal with oak leaf cluster. MG Smith has received 22 medals, awards and badges throughout his years of service to our country.
"Each honoree from the 2018 class of Influential Leaders reflects the mindset, knowledge, and passion that impactful business leaders must embody to impart positive change in today's society," said Thomas R. Robinson, president and CEO of AACSB. "We would like to thank MG Smith for demonstrating the true excellence and leadership we wish to see in the world, and we congratulate Georgia Southern's College of Business for their role in helping to mold a new generation of global business leaders dedicated to driving impact that results in global prosperity."
Major General Smith and his peers in the 2018 Influential Leaders class were recognized across three categories, including:
- Alumni Business Leaders Working in Nonprofit or Community-Based Organizations
Leaders serving nonprofit and community-based organizations are making game-changing impacts—from a local level to a global reach—creating a better society for us all. With initiatives that include navigating the Hurricane Harvey crisis, transforming the lives of more than 150 million children around the world annually, and combating the root causes of poverty, AACSB graduates demonstrate that some of the world's most impactful work occurs within smaller-sector opportunities.
- Alumni Business Leaders Advancing Diversity and Inclusion
Advocates for diversity and inclusion are driving transformation across the corporate sphere by upholding a culture of mutual respect and championing the exchange of open ideas. Such efforts are furthered by leaders who forge and refine inclusion practices—based on appreciating differences—to break down cultural stereotypes and patriarchal norms. They also look to inspire today's youth in under-represented populations to pursue their dreams in non-traditional fields of study and professions.
- Business Leaders Influencing Business Education
Businesses need students to be workforce ready upon graduation, making the present a critical time for schools and businesses to work together to meet each other's needs. Outside of academe, some business leaders are driving fruitful partnerships between the two groups by cultivating a spirit of entrepreneurship and cross-collaborative mindsets. Others are developing free study services—available via a simple digital exchange—to more than 350,000 students globally, advancing access to success for everyone. Inside academe, leaders are transforming institutional culture by encouraging open dialogue between alumni, faculty, staff, business, and students, while investing in promising entrepreneurs across advantaged and disadvantaged regions.
"We are very excited to have one of our alumni recognized among AACSB's Influential Leaders," stated Allen C. Amason, dean of the Georgia Southern College of Business. "General Smith is an outstanding representative of our College and University. He personifies the sense of excellence and accomplishment that we try to instill into all of our students. And, his success serves as an example to us all. So, we applaud him for his success and we celebrate this recognition."
For more information on the Influential Leaders Challenge, and to view a full list of honorees, visit www.aacsb.edu/influential-leaders.
About AACSB International
As the world's largest business education alliance, AACSB International—The Association to Advance Collegiate Schools of Business (AACSB) connects educators, students, and business to achieve a common goal: to create the next generation of great leaders. Synonymous with the highest standards of excellence since 1916, AACSB provides quality assurance, business education intelligence, and professional development services to almost 1,600 member organizations and more than 795 accredited business schools worldwide. With its global headquarters in Tampa, Florida, USA; Europe, Middle East, and Africa headquarters in Amsterdam, the Netherlands; and Asia Pacific headquarters in Singapore, AACSB's mission is to foster engagement, accelerate innovation, and amplify impact in business education. For more information, visit aacsb.edu.
About Georgia Southern University College of Business
The Georgia Southern University College of Business is one of eight colleges at the University and accredited through AACSB-International. The College offers four graduate degree programs, nine undergraduate degrees and ten certificate programs. The College of Business is known for producing career-ready professionals, utilizing theoretical and practical knowledge, through an engaging learning environment, research and service.
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Dubai road laws broken 5,000 times a day on average as death toll mounts
DUBAI // Crashes on the emirate's roads killed 33 people in the first two months of this year, police said today.
Almost 400 crashes were recorded, resulting in 368 injuries and 33 deaths. Police also recorded 295,000 traffic offences.
Sudden swerving caused 13 deaths and 83 injuries, while disregarding other motorists and failing to leave enough space between vehicles killed 12, Lt Gen Mohammed Saif Al Zafeen, head of Dubai traffic, told The National's Arabic sister paper Al Ittihad.
A breakdown showed Indians, who make up about 40 per cent of the emirate's population, were most often found responsible in fatal crashes.
Emiratis, at 12 per cent of the population, were second most likely to be responsible, while Pakistanis, about 20 per cent, were third.
Indian drivers were involved in 42 crashes leading to seven deaths, Emiratis were involved in 51 crashes resulting in six deaths, and five deaths in 43 crashes involved Pakistani drivers.
The ages of those killed included 10 people between 18 and 26, eight between 27 and 35 and eight more between 36 and 53.
Only one person older than 63 was killed, the figures show.
Lt Gen Al Zafeen said driving through red lights or recklessly merging into traffic killed four people.
He said traffic offences such as driving against oncoming traffic and stunt driving had also been recorded, but did not result in any deaths.
Updated: April 1, 2013 04:00 AM


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The Affordable Care Act has put new emphasis on preventing chronic conditions—which account for more than 80% of U.S. healthcare costs—rather than treating them after the fact, which is something the provider network wanted to address. A few innovative hospitals around the country have begun to offer patient loyalty programs to encourage patient to get regular preventative-care check-ups and screenings. As patients check in for these visits, their card is swiped and they accrue points for future perks. These loyalty programs can provide patients with perks like valet parking, 10% off in the hospital cafeteria or discounts on non-prescription drugs at the pharmacy.
Botsford Hospital in Farmington Hills, MI, started their program in 2010 with the acronym "VIP" taking on a whole new meaning: Very Important Patient. The hospital website states: "The Botsford Very Important Patient (VIP) program is our way of extending premier services and valuable discounts to you, our patients, because you deserve special treatment."
In 2013, Primary Health Network, a group of federally qualified community health centers in Ohio and Pennsylvania, started a V.I.P. Loyalty Program using cards in an effort to reduce the high rate of missed appointments. The cards were similar to cards one might be given in a rewards program for an airline or grocery store. It was an effort led by now-retired CEO Jack Laeng to reduce incidents in which patients "failed to show" for primary-care, dental, gynecologic and other appointments. The rate of missed appointments was about 15% at the network's 45 locations in 2012.
These programs were effective in both of these Mid-West Healthcare organizations. But if your organization decides to offer a perks program, be wary of focusing solely on amenities. While patients are apt to choose services that are immediately useful, such as valet parking and gift store discounts, they also need to be assured of your organization's quality of care.
What better way to highlight an organization's emphasis on patient safety and quality of care, then by combining the loyalty program with a smartcard and biometric patient identity program. Privasent by Malta Systems combines a smartcard with a biometric palm vein scan to ensure absolute patient identification at each point of care. The smartcard can be branded by the hospital and serve as a loyalty card for the healthcare system, as well as provide absolute healthcare identity for the patient
Privasent enhances the patient safety and patient satisfaction aspect. Absolute healthcare identity supports the ACA by reducing patient misidentification and duplicate records, eliminating identity fraud, and reducing billing errors.
Check out Privasent at www.privasent.com.


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AIIMS PG 2018 Admit Card for the July Session will be available for download from April 24, 2018. The candidates who have successfully registered for the exam can download the AIIMS PG Admit Card at mdmsmch.aiimsexams.org or through the direct link from this page. To get your admit card, you need to enter details such as Candidate Id and Password. AIIMS will not send any admit card by post, It is mandatory to bring the print out of the AIIMS PG Admit Card 2018 on the day of the examination. The exam is scheduled to be held on May 06, 2018.
If you are looking for AIIMS DM MCH MHA 2018 admit card (July session), click here.
AIIMS will conduct a computer-based test for admission in PG Medical Courses like MD, MS, M.Ch, DM, and MDS. The selection of candidates is on the basis of merit in the entrance exam so, qualifying the entrance examination is a must requirement. Check more details regarding the AIIMS PG July 2018 Admit Card from this page.
AIIMS PG 2018 July Admit Card
The admit card for AIIMS PG 2018 Entrance Exam (July Session) consists of the exam date, timings and complete address of the exam venue. You can check the schedule of AIIMS PG 2018 July admit card and other exam dates from the table below:
|AIIMS PG 2018 July Admit Card
|Important Dates
|Issuance of AIIMS PG 2018 Admit Card
|24 Apr 2018
|AIIMS PG 2018 entrance exam date
|06 May 2018
The exam for MD/MS courses will be held from 10:00 AM to 01:00 PM, while the test for MDS course is held from 10:00 AM to 11:30 AM.
Admit Card: To download AIIMS PG 2018 Admit Card official link will be provided here: aiimsexams.org.
How to Download AIIMS PG 2018 Admit Card?
Just simply follow the instructions as below to successfully download your Admit Card:
- Firstly, click on the link which will be updated on this page as soon as the admit card is available.
- Then you have to enter login details which are your Candidate ID and Password.
- Submit these details by clicking on "Login" button.
- The admit card will be available on the screen, first and foremost, download it.
- Then finally take its print out.
What Are The Documents To Carry To The Exam Center
The candidates must carry along the following documents to the exam center:
- A print out of the AIIMS PG 2018 Admit Card
- Any one of the following ID proof:
- PAN card
- Aadhar card
- Voter card
- Driving license
- Passport
Details on AIIMS PG 2018 July Admit Card
The admit card issued by AIIMS, New Delhi will have important details as mentioned here:
- Candidates name
- Gender
- Category
- Photograph
- Signature
- AIIMS PG 2018 July exam date and time
- Examination venue
- Roll number/ registration number
- Course
What To Do In Case There Is Discrepancy In The Admit Card?
After downloading the admit card, the candidates must ensure that the details given on the AIIMS PG Admit Card are correct or not. If there is any kind of error/ discrepancy in the admit card then you must contact the Assistant Controller of Examinations AIIMS, New Delhi through email. The complaints regarding an error in the admit card must be done before the examination and not after or on the day of the exam.
How To Download AIIMS PG 2018 Admit Card If Forgot Password?
In case if the candidate do not remember the password, it can be retrieved easily. The Password is an important login detail which you need for various activities such as checking the status of the application or for making corrections in the form, etc. Just follow instructions given below to get your Password:
- Visit the official website of AIIMS PG at mdmsmch.aiimsexams.org.
- Click on the link for "Forgot Login Details" on the Login Page.
- Enter the following details to retrieve your password:
- Candidate ID or Date of Birth
- Mobile Number
- Email ID
- Submit the details and the password will appear on the screen.
How To Prepare for AIIMS PG Entrance Exam 2018 July Session?
We definitely make plans to succeed but only a few stick to their goals. If you have made up your mind and are working wholeheartedly towards it, you surely can achieve success. Here are some tips which are shared by the toppers and experts for preparation for AIIMS PG July 2018.
- First 02-03 months should be dedicated towards clearing up your concepts.
- Pick up the textbooks of the subjects first and make notes for each of the topics you are studying.
- Make a study plan for yourself and try to follow it regularly. In this, you will be disciplined and can a keep a track on your preparation.
Here is a sample of the study plan
- Give 2-3 week to complete lengthier subjects and maximum a week for easy subjects.
- After completion of each topic, solve the related MCQs.
- Last few months should be kept alone for revision only. You should have revised at least 2 times before revision.
- It may take a liitle longer to completely revise the chapters the first time but you will see the difference 2nd time. It will hardly take you any time to complete the revision.
- First revise the notes of the topic and subsequently practice the MCQ's. Also, at the end of completing the subject try attempting the Online Test Series or Mock Tests.
- You can refer to ADRplexus, Prepladder and DAMS. for online test series.
- There are 19 subjects which you have to prepare, so the best way to do that is by using Mneumonics, flowcharts, histograms, etc. You can also use your own methods for recollection, whatever suits you best. However, this trick may not come handy in every subject.
- This happens with everyone, you must have studied so much but don't remember anything. This is normal and doesn't mean that you have studied less. It clearly means you are not overconfident and still have the hunger for knowledge. Keep revising you will remember during the exam.


text: We are an RIA wealth management firm, registered with the SEC, with three CFPs and two locations. In 2015, we recently combined two firms in the Tacoma, WA area that had similar client relationship values, business models and synergy. We are looking to grow in our area and are interested in finding firms that are relationship and planning driven. We are client first; our practice is founded on family, community, holistic and fiduciary values. We are looking to merge/purchase only firms who fit this value system.


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By: Nikoleta Morales
Michael Lynch and Cristina Sanchez are two main singers from the infamous Chicago Ken Arlen Orchestra. This band features six world-class singers, two band leaders, and a group of some of the top musicians in the city, playing classics as well as some of the most recent hits, including released hits like "Fireball" by Pitbull "Fancy" by Iggy Azalea, "Uptown Funk" by Bruno Mars or "Blame" by Calvin Harris.
Lynch has been with the orchestra for a few years now. Equally comfortable singing in English and Spanish, Lynch displayed his bilingual talent as he sang and danced with Christina Aguilera on NBC's hit show "The Voice" during his Season 5 blind audition. His biggest dream is to break through in the Hispanic music market. Despite his Irish background, his biggest music interest is in the Latin music since he has a huge Latin based followers. "It's always fun to sing in Spanish," he said in his interview with Lawndale News. Lynch sang at this year's auto show's Hispanic Day on Feb. 20. "I plan on doing Spanish music and it's good to have the support and to show how much I care about singing in Spanish. The fans don't care that I am American," he said.
Cristina Sanchez is a Ken Arlen Orchestra veteran and has returned to the team with her trailblazing R&B sound. Sanchez is a Chicago-based recording artist and a two-time winner of New York's legendary "Night at the Apollo Theatre." Sanchez's favorite styles are Soul, Latin and R&B/Pop. Her debut single, "Free," stayed on the Billboard R&B Singles and R&B Singles Sales Charts for seven weeks. Cristina toured for four years as a back up singer for R. Kelly's world tour, and she also sung with Frayne and Bobby Lewis and Heather Headley. "I want to be in touch with the Latin side more and sing some more Latin songs. Music is my life and always will be part of my life," she said in an interview with Lawndale News.
Winner of the BizBash Entertainment "Act of the Year" and voted by Chicago Magazine as the "Top Choice" for a wedding band in the city, the Ken Arlen Orchestra is known for its unique style, energizing stage presence and extensive musical repertoire. The band performs at wedding ceremonies, Presidential Inaugural Balls, celebrity parties, Bollywood-inspired extravaganzas and unforgettable gala celebrations. For more information, visit: www.arlenmusic.com.


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Great kid, great story, I got this from: http://finestextraordinarypeople.weebly.com
Why Peyton Robertson is Extraordinary Peyton Robertson, at 12 years old, was the youngest-ever winner of the Discovery Education 3M Young Scientist Challenge in 2013, taking home 25,000 dollars in prize money. He is the proud inventor of the "Sandless Operation Sandbag," or the SOS. But before you conclude that this boy is going to be a one-time wonder, please note that he has been inventing since he was eight years old! The SOS was his third invention, after the golf ball canister and retractable trainer wheels.
Trained to be a Problem-Solver When he first discovered his love for math and science, Peyton was encouraged by his parents to think differently. Instead of seeing problems only as just causes of trouble, he was made to search for solutions; it sure helped that Peyton was a genius from birth.
After seeing how poorly the sandbags performed as flood deterrents, he set out to revolutionize their design and components. The first thing to go was the sand; instead of heavy sandbag content, he replaced it with light polymers, which expand when wet and absorb the liquid. He then added salt to make the contents denser than the saltwater it needed to keep out. To optimize blocking efficiency, he also fashioned his sandbags with plaster to keep them interlocked and ensure no salt water would find its way into the gaps.
Peyton was named the overall winner of the Discovery Education 3M Young Scientist Challenge for his invention. He is now seeking to have SOS patented openly so that others can replicate his design and perhaps even improve it.
Two years prior to winning the 3M Young Scientists Challenge, Peyton also received the National Kids' Science Challenge Grand Prize. He now attends Pine Crest School and IMACS. A professor at the University of Florida has expressed his amazement and willingness to have Peyton enroll at his university.
Right now, Peyton is busy with other problems that await solutions; he tells young inventors:
"Failure is progress and a normal part of the process. Whether it's science or life, you have to start, fail and just keep pushing. In a football game, time runs out, and a golf match ends after the last hole. But when you are working on something and it doesn't work, you just extend the game – and give your experiment or your prototype another go." (SOURCE: TED Blog)
Top Reasons why Peyton Robertson is Extraordinary
- He invented the light and reusable "Sandless Operational Sandbag" (SOS) at only 12 years old.
- The SOS won him first place in the Discovery Education 3M Young Scientist Challenge in 2013.
- He was the youngest-ever winner of the challenge.
- He received the National Kids' Science Challenge Grand Prize in 2011.
- He began solving puzzles and math problems at only three years old.
- He invented a golf ball warmer at age eight.
- He also invented the retractable trainer wheels.
- He currently has three pending patents.
- He plays golf competitively.
- He appeared on the Ellen DeGeneres Show and was also interviewed by TED.


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Bitcoin. You can't turn on the news these day without hearing it mentioned. Ever since learning about and becoming a player in the world of Bitcoin, we of LadyBird Letterpress have been excited with the idea of pressing the Bitcoin logo. This project came into being as a collaboration with Canton Becker of www.bitcoinpaperwallet.com. Canton was looking for a new piece to offer as a giveaway with his holiday Bitcoin paper wallet stickers. The design was custom created by LadyBird and printed locally in San Diego, CA.
We were able to initiate, design and print this piece all within a four day period. Our client had the thick, textured paper in hand in under two weeks, an accomplishment that we are very proud of!
This project was limited to a run of 200 gift tags. They were given away as a special holiday season promotional item for www.paperbitcoinwallet.com. We printed the gift tags 6-up on sheets of 8.5″x11″, ultra-thick 220lb. Lettra letterpress paper. The custom design incorporates the unofficial bitcoin logo into a holiday snowflake scene. We hand mixed the rustic orange ink color to match that of the unofficial bitcoin logo. The impression is deeper than usual, creating a really neat tactile feel to the gift tags!More Photos


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The Star Wars Facebook page was busy responding to a sexist Captain Phasma comment, which complained that the gear actress Gwendoline Christie uses doesn't identify her as a female. Seriously?
Yes, apparently a fan didn't like to see such heavy armor on new The Force Awakens character, Captain Phasma, who doesn't look like a girl at all under the bulky costume. Even though more fans were super excited when the Star Wars Facebook page posted a drawing of the mysterious Captain Phasma, one wasn't on board.
"Not to be sexist, but's really hard to tell that's female armor for me." the follower wrote.
We're not talking Wonder Woman here, it's a Star Wars villain, and whether it's male or female, it's irrelevant in this day and age.
"It's armor. On a woman. It doesn't have to look feminine," the Facebook page responded.
Even though the comment has now been deleted, the Internet managed to get screenshots and it has become a hot topic of discussion.
Not to be sexist but pic.twitter.com/1oMgXN8maW
— Amber Gordon (@missambear) August 28, 2015
Now Star Wars fans are having their say, not only on the Facebook page, but on Twitter, and the verdict is in. Most people don't really care the gender of the actor portraying Captain Phasma, and they love that Gwendoline Christie is a great villain in The Force Awakens.
@missambear thats really really sexist
— trill warmind (@endlesslip) August 28, 2015
@missambear @dirtdirt #NotToBeSexistBut might be the best hashtag ever. Hell, you have me wanting to get some chainmail for my gal now.
— David Alton Dodd (@DavidAltonDodd) August 28, 2015
As you can see the Star Wars Facebook comment even started a new hashtag, #NotToBeSexistBut, which will surely take on a life of its own. Fans are pretty opinionated about this topic, and seem perfectly okay to have strong female characters.
After all, the Star Wars franchise has been criticized for not having enough main female characters. Other than the very female Princess Leia (Carrie Fisher) in the original trilogy and Queen Amidala (Natalie Portman) in the prequels, the rest of the females are secondary to the plot.
Besides, female or male, wouldn't you say Captain Phasma looks amazing and will probably give Darth Vader a run for his money?
Do you think the comment on the Star Wars Facebook page was sexist?
[Image via Lucasfilm]


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By Dennis Hetzel, published in The Columbus Dispatch and other Ohio papers
The law was exactly two paragraphs long. It contained only a few exceptions.
How times change. Ohio attorney Breanne Parcels noted in a 2012 article called "Bring Back the Bite" in the University of Dayton Law Review that today's statute "has ballooned to 10 standard 8 ½ by 11 ½ inch pages." Today, it's even longer. With the recent addition of new secrecy to the lethal-injection process, we now have 29 enumerated exceptions plus 100 or more peppered throughout the Ohio statutes.
The definition of what is a government record also has gotten narrower since 1963, and something can't be an open record if it isn't a public record. The same problem applies to our open-meetings laws, as the definition of "open to the public" keeps getting tighter.
In other words, a vast amount of government activity in Ohio is invisible to citizens.
How did this happen? That's a good question to ponder during Sunshine Week, an annual, national effort to promote open government.
Despite the stirring words in our statutes about the "presumption of openness," our officials frequently give greater weight to reasons to keep matters secret.
In recent years, the Ohio Supreme Court has made it nearly impossible to:
• Collect attorney fees in a public records case, even if you're right and the government broke the law.
• Challenge the government's claim that it won't give you records because your request is " overly broad."
• Go to a government meeting for "information gathering" or "fact finding" unless the body decides it's OK for you to be there.
• See criminal case files of closed cases unless the defendant is deceased, which doesn't help someone much if they have been wrongfully convicted.
• Get spending detail from quasi-public agencies or privatized services that handle vast amounts of public money.
To be fair, in some cases the courts have dealt with language that could be improved. That is where legislative will comes into play. The digital age also creates both problems and opportunities that couldn't be anticipated in 1963.
Kent State University recently provided an example of how officials exploit these trends to hide information.
The Akron Beacon-Journal reported on March 6 that KSU is paying marketing consultants $101,750 for marketing and promotional services. According to the newspaper, Kent essentially ceded its responsibility for open records to a Philadelphia consulting firm by agreeing in a contract that the school would notify the company of any records request, and that the firm would be able to redact any "proprietary" information under a trade secrets exemption.
Irony alert: One of the blacked-out items was the amount of time for which the company has to review and redact items. Other "trade secrets" include travel costs.
Kent State's answer should have been this: "We take seriously our responsibilities under the law as a public university, so we will be seeking other bidders who are more concerned about public transparency."
Well, let's close on a positive note.
State Treasurer Josh Mandel has unveiled a website, OhioCheckbook.com, which might be the best effort in America to help citizens track state government spending at a detailed level.
State Auditor Dave Yost just announced a program to help citizens dealing with denials of records requests. In many cases, his office will issue a ruling without a person having to hire a lawyer and go to court. This is a major development that levels the playing field for citizens and builds on a free mediation program for local disputes offered by Attorney General Mike DeWine. You can learn more at Yost's website, OhioAuditor.gov.
Those examples are good news, but they should be more than refreshing exceptions.
As fate would have it, legislators have a great opportunity right now by injecting real transparency into how Ohio's charter schools are spending nearly $1 billion in public money. Please consider telling them that.
Dennis Hetzel is the executive director of the Ohio Newspaper Association and president of the Ohio Coalition for Open Government in Columbus.


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Parts are RoHS compliant
Capacitance: 3.3 uF
Dissipation Factor: 0.0005 Max at 1000 Hz and 25°C
Temperature Coefficient: -200 PPM/°C: -100 PPM/°C, 100 PPM/°C
Ripple Current: 22 A at 100 kHz and 70°C
ESR: 2.9 milliOhms (typical) at 100 kHz and 25°C
Self Inductance: 1
Nanohenries maximum per mm of pitch
dvdt: 70 V/µs
Tolerance: -10 % , +10 %
Temperature Range: -40°C to +100°C
Above 85°C the rated (DC/AC) voltage must be derated at per 1.5%/2.5%°C
WVDC: 700 Volts DC
SVDC: 1000 Volts DC
VAC: 400 Volts AC
Terminal to Terminal Dielectric strength: 1.6 times the rated DC voltage when applied between the terminals for 10 seconds
Terminal to case Dielectric strength: 3000 VAC when applied between the terminals and case for 60 seconds
Insulation Resistance (Terminal to Terminal): 3000 MINIMUM after 100 Volts DC is applied for 60 seconds at 20°C
300 failures/billion component hours
Load Life: 100000 hours at 70°C with 100% of rated voltage
Capacitance Change: 0 of initially measured value
D.F. Change: 0 of maximum specified value
I.R. Change: 0 of minimum specified value
Insulation resistance (Terminal to Case): N/A Megohms MINIMUM after 0 Volts DC is applied for 0 seconds at 0
Length (L): 42.5 mm, 0.8 mm
Height (H): 35.5 mm, +/-0.8 mm
Thickness (T): 33.5 mm, +/-0.8 mm


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Payless Shoes Canada has released a new printable coupon that will allow you to save 20% off your purchase. You'll see there is also a coupon code available, but unfortunately, as you cannot shop online in Canada yet, you won't be able to use it. You can use the below link to find the nearest Payless ShoeSource in Canada. I'm not sure if the US collection is the same as the Canadian one but from what I've seen it looks quite cute and affordable. I'm definitely not a big fan of this shoe store (probably because I actually love shoes ;) but it I think that once in a while you can be lucky enough to find an awesome pair of shoes for really cheap.
Print your Payless Shoes coupon here
Find the nearest Payless ShoeSource store


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Dozens of Syrian refugees donate blood in Halifax to convey thankfulness
Dozens of Syrian refugees donated blood in Halifax on Saturday as a way of conveying thankfulness for being taken in by Canada.
Organizer Mohammad Harb said there were 61 participants in the morning, and more were expected later in the day.
"I feel very happy because everyone came to donate to say, 'Thank you, Canada,'" he said.
Harb, whose family met Prime Minister Justin Trudeau last year, is a Syrian refugee.
Donating blood is a moral thing to do, he said.
Several donors echoed that opinion, and they frequently mentioned, unprompted, how grateful they are to be living in Canada.
READ MORE: Syrian refugees and local supporters in Halifax cooking up a way to give back
"I left my country because I was scared for my children and for my family," Harb said.
Nova Scotia's Immigration Minister Lena Diab attended the event to show her support.
"You have people that are coming to donate in the hope of giving life to others because they believe they have been given a life — a new life here in this province — and that's a beautiful thing," she said.
Halifax MP Andy Fillmore attended the event, too, and he donated a pint of his own.
The donations happened at Canadian Blood Services' (CBS) clinic near Bayers Road and Desmond Avenue.
Interpreters were available to help the participants communicate with CBS staff.
READ MORE: Syrians at refugee camp get much-needed dental care from Dartmouth dentists
The event required extra preparations, but the organization said it was worth it for several reasons, including increasing diversity of its blood supplies.
"If all 61 folks successfully donate today, you potentially have 183 people impacted because each donation will use platelets, plasma and red cells, and they could all go to a different hospital patient or recipient," said Peter MacDonald, director of Atlantic donor relations for CBS.
© 2018 Global News, a division of Corus Entertainment Inc.


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Fundamentally, insurance is mainly a financial service which is designed to reduce risks. An insurance product transforms the cost of your potential large liabilities or expenses into regular premiums. An insurance product "ensures" that your situation is more stable/less risky than what it would otherwise be, but it is certainly not a way to evade the liabilities you are potentially responsible for.
Do not wait for problems to arise before reviewing your insurance arrangements. Once you have a problem, it is already too late. Being poorly insured is risky whereas being over-insured is expensive.
If you are unclear about your cover or your needs whilst you are in Saudi Arabia, you might wish to check your existing insurance arrangements in your country of origin. This is important if you want to avoid double coverage.
Insurance isn't necessarily a country-specific issue, but how much insurance you need may vary from one country to another. This is because your potential liabilities, such as medical bills, are specific to a jurisdiction.
Saudi insurance market
Saudi insurers are regulated by the Saudi Arabian Monetary Agency (SAMA) and are often referred to as "cooperative insurance" companies. Customer complaints must be responded to by the insurer within 15 calendar days. They may also be submitted directly to SAMA.
The Saudi insurance market isn't the most competitive in the world, but you shouldn't be afraid of going to a Saudi insurer. Importantly, it is advisable to shop around and compare before taking out an insurance policy (premiums, levels of coverage, no-claims discounts (NCDs), etc.).
Further information on insurance in Saudi Arabia is available on the SAMA website.
Home insurance
Home insurance may sometimes be referred to as "property insurance". Your home insurance needs depend on whether you own your home, or if you rent it.
For homeowners, your home insurance policy protects you against damage to your building, and is generally required to secure a mortgage. This may cover the costs of rebuilding your property from scratch, legal fees or the costs of certain exceptional repairs. Home insurance may also cover you against third party liability if an accident happens in your home.
For tenants, home insurance can be much cheaper than home insurance, as tenants only need to be insured against their belongings and public liability if an accident happens in their home.
As for all insurance policies, it is up to you to decide how generous you want your cover to be, what the excess amounts are ("deductibles"), which unexpected expenses are covered (e.g. alternative accommodation), etc.
Going away from home
If you expect to be away from your home for more than one month, you should let your insurer know. Failure to do so may result in a claim being rejected if something happens to your home whilst you are away.
Home insurance exclusions
In Saudi Arabia, home insurance would at least exclude the following risks:
Your policy may also exclude riots, domestic strikes and disturbance, as well as maritime risks.
Car insurance
Car insurance is mandatory in Saudi Arabia, and your policy must generally include at least third party liability. This should insure you against potential liabilities for third party death or bodily injury, but not damage or theft of your own car.
If you need your vehicle to have more than just third party cover, you might wish to take out a comprehensive vehicle insurance policy. Should an accident take place, you will need the accident report from the traffic police, plus any documents supporting the circumstances of the accident.
It should be noted that women are not allowed to drive in Saudi Arabia.
Health insurance
Private health insurance in Saudi Arabia is essential for expatriates, as Saudi Arabia is a wholly private system. Healthcare costs are not quite low overall, but the standards are comparable to those seen in Western countries.
Expatriates may consider an international cover in order to ensure coverage both in Saudi Arabia and in their home country. International covers tend to be more expensive, but they are straightforward and very helpful if you need to "bridge the gap" between Saudi Arabia and your home country. Expats who frequently move across borders are more likely to need an international cover to achieve peace of mind.
Many expats come to Saudi Arabia in order to get a high, tax-free salary. The flip side of the coin is that the picture is no longer that bright once you have accounted for health insurance, pension contributions, and other payments expats wouldn't have had in their home country.
Life insurance
Life insurance, sometimes called "protection insurance", can be particularly helpful if your family is financially very dependent on you, as it may guarantee a lump sum payment to your family if you die.
Do assess carefully the burden of retaining foreign life insurance while you are resident in Saudi Arabia. Do also check the geographical extent of your existing life insurance policy when you move across borders.
Business insurance
If you run a business in Saudi Arabia, you will need personnel insurance and public liability insurance.
Personnel insurance protects you in case one of your employees has an accident or an illness in connection with his/her employment duties.
Public liability insurance covers you against certain third party claims against your business. This may also include legal costs.
Sections in FINANCIAL CONSIDERATIONS IN SAUDI ARABIA:
» Money Transfers for Expats in Saudi Arabia
» Foreign Exchange for Expats in Saudi Arabia
» Banking for Expats in Saudi Arabia
» Pensions for Expats in Saudi Arabia
» Investment for Expats in Saudi Arabia
» Wealth Management for Expats in Saudi Arabia
» Property Investment for Expats in Saudi Arabia
» Insurance for Expats in Saudi Arabia
If you are considering moving to Saudi Arabia or are soon to depart, you can find helpful information and advice in the Expat Briefing dedicated Saudi Arabia section including; details of immigration and visas, Saudi Arabian forums, Saudi Arabian event listings and service providers in Saudi Arabia.
From your safety to shopping, living in Saudi Arabia can yield great benefits as well as occasional drawbacks. Find your feet and stay abreast of the latest developments affecting expats in Saudi Arabia with relevant news and up-to-date information.
Working in Saudi Arabia can be rewarding as well as stressful, if you don't plan ahead and fulfill any legal requirements. Find out about visas and passports, owning and operating a company in Saudi Arabia, and general Saudi Arabian culture of the labour market.


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As many of you may know, we recently announced a new partnership with Catherine Putnam of Carlson's Umatilla Drug. On Tuesday, October 23rd, Carlson's Umatilla Drug will officially become a part of the Columbia River Health family!
After the transition, the pharmacy may look and feel a bit different, but not to worry – you'll still be seeing Catherine and you'll still receive the same excellent service.
To celebrate this event, we will be hosting an open house on Thursday, November 8th from 9 a.m. to 2 p.m. at Carlson's Umatilla Drug (soon to be Columbia River Pharmacy).
More details to come!


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Job Description
This national wealth management firm is looking to expand it's team and have an opening for a junior team member.
You will provide administration support to the team. Responsible for client hospitality (where applicable), and to provide first class client service via the effective handling of all internal and external telephone calls and of visitors to our offices
Key Responsibilities:
Answer all internal and external telephone calls, using the main switchboard, in an efficient and courteous manner.
Meet and greet clients and external visitors, offer beverages and newspapers.
Maintain all front of house and client facing areas ensuring meeting rooms are presentable immediately before and after meetings in accordance with Front of House standards.
Manage meeting room diary.
Support the office with administrative duties.
Responsible for production of all client meeting packs.
Responsible for binding reports as requested from Paraplanning.
Responsible for managing all postal, courier and delivery requirements including the franking and sorting of post and DX deliveries.
This role requires candidates to be immaculately presented, to have excellent customer service skills and to work to very high standards within their remit.
Skills and Qualifications:
Excellent standard of education with a desire to further development and to undertake relevant examinations.
Proficient IT skills in core Microsoft Office systems.
Organisation and prioritisation skills.
Excellent verbal and written communication skills with an eye for detail.
Professional telephone manner


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International Teacher with over 7 years classroom experience!
Hi! My name is Lindsey M. and I am an Elementary Education K-6 Pennsylvania state certified teacher. I have been living overseas in Shanghai China for the last four years teaching at a prestigious international school. I taught First Grade for three years and Kindergarten for the last year. I have returned home to the states to be close to family and friends. I am looking to put my great knowledge and teaching capabilities to use while looking for a full time teaching position in the tri-…Find Out More About Me!


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Miami Dolphins
Goat no more: How hometown hero Kenny Stills put Seattle drop behind him
Kenny Stills was the NFL's homecoming king in Week 10.
His 39-yard touchdown catch against the Chargers last Sunday wasn't just the difference in the game, it was a dream scenario for the Southern California native.
"That's big-time," Stills said after practice Friday. "But it's about winning. If I score a touchdown and we lose, I score a touchdown and that's it. But if we come out here and win, everyone's happy."
There's only way for this story to get any better: for Stills and Dolphins to repeat the feat Sunday two hours north on Interstate 5.
The Dolphins (5-4) look for a California sweep Sunday in L.A., where they'll play for the first time in some three decades. Miami is a one-point road favorite over the Rams, largely because Los Angeles (4-5) will start rookie Jared Goff for the first time.
But this is no gimme game. The Dolphins could be starting three players out of position Sunday, with Branden Albert out and Mike Pouncey likely the same. The Rams have one of the best defensive fronts in football. So the running lanes that have been so wide for Jay Ajayi during his four-week run will surely shrink.
The Dolphins might need to throw to win. And when they throw to Stills, they often do.
Stills has just 19 catches (on 36 targets) this season, but four of those went for touchdowns, by far the most on the team. His 19.7 yards-per-catch average is fourth-best in football.
"We'd obviously like to get him more involved as far as attempts, at least," Dolphins coach Adam Gase said. "I know a lot of times his throws come down the field to where the percentages will go down for the completion percentage, but I like the fact that when he is in there, that gives the defense a lot to worry about. They know they've got to protect versus the deep ball."
And when he's not in the game, they know they Dolphins don't. Stills left the Jets game because of an illness and did not return. It's no coincidence that the Dolphins had just 137 passing yards and averaged just 4.7 yards per drop-back that Sunday.
"We all saw what happened that one game that he goes out; now all of a sudden everybody's kind of sitting on everything and not really worried anything coming down the field," Gase said.
"He's a key to a lot of things that we do in the game."
That's been true pretty much since the day Stills put on pads.
He grew up in Oceanside, a bedroom community 40 minutes north of downtown San Diego. Dad's name is also Kenny; he played defensive back in the NFL for six seasons.
But his son preferred catching the ball rather than batting it down. He was good at it. The deep-threat receiver was a five-star recruit out of La Costa Canyon High School, which sits just four miles from the swanky resort that has been Dolphins HQ West these past two weeks.
The West Coast fortnight has been great, Stills said; the highlight has been seeing his dog, which lives with Stills' mother during the season.
It has been a much better experience than the last time the Dolphins were out west this year. In the opener against the Seahawks, Stills dropped a would-be touchdown pass with no one around him; the Dolphins lost that game by two points.
But he has been nails ever since. Stills hasn't dropped a pass in the past eight games.
Gase praised Stills' consistency and said the Dolphins' skill-position players have developed a good chemistry as the season has progressed.
That manifested itself on Stills' most recent touchdown grab.
Tannehill took the snap and play-faked left before rolling right.
Chargers defensive tackle Tenny Palepoi shed his block and had an unfettered path to Tannehill, hitting him flush just after the quarterback flung the ball downfield. It dropped into the tiny window between San Diego's back line and the back of the end zone.
"That's what we're looking for," Stills said. "It doesn't get any easier or any better than that. He's sitting there, took a hit. He's playing lights out. As long as he keeps doing that, and we keep doing what we're doing, we'll have a good shot at winning Sunday."
And the biggest difference: This time he caught the ball.
Stills said that the key for him since Seattle has been "not letting that one moment put me in the gutter."
He added: "I've dropped a couple of balls throughout my career, obviously. It happens, playing the receiver position. Knowing that I can come out here and work and that work will show up on the field on Sunday. Put that behind me. I'm happy that the coaches and Ryan trust me to go out there and make plays."


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Does your real estate agent have what it takes to help you streamline the process of buying or selling a home?
Ultimately, when it comes to choosing a real estate agent, it pays to hire a housing market expert. With this real estate professional at your side, you can accelerate the homebuying or home selling cycle and improve your chances of achieving your desired results.
There are many signs that a real estate agent is a housing market expert, and these include:
1. A real estate agent keeps you up to date about the housing market.
Ideally, you should be able to find a real estate agent who will go the extra mile to keep you up to date about housing market trends. This housing market professional can help you make informed decisions throughout the homebuying or home selling journey.
In addition, the right real estate agent should have no trouble differentiating between a buyer's market and a seller's market so you can plan accordingly. He or she will assess housing market data regularly, and as such, be better equipped than other housing market professionals to help you stay ahead of the competition.
2. A real estate agent possesses extensive industry experience.
If you're on the lookout for a real estate agent, it certainly is beneficial to hire a housing market expert with comprehensive industry experience.
A real estate agent with extensive industry experience will know how to handle tough homebuying or home selling situations. That way, he or she can help you identify and overcome myriad hurdles as you try to buy or sell a house.
Furthermore, a real estate agent who possesses in-depth experience likely has plenty of confidence. This housing market professional should be able to help you alleviate stress and remain calm, cool and collected at each stage of the homebuying or home selling journey.
3. A real estate agent can answer any of your housing market questions.
Navigating the homebuying or home selling journey can raise many questions. Fortunately, the right real estate agent will be ready to answer your housing market questions at any time.
A real estate agent who knows the ins and outs of the housing market can provide you with the insights that you need to succeed, regardless of the current real estate sector's conditions. Plus, he or she will listen to your homebuying or home selling concerns and offer honest, unbiased recommendations to help you accomplish your goals.
Lastly, it may prove to be worthwhile to hire a real estate agent who is a great communicator. This housing market professional will be able to explain complex real estate concepts in simple terms, making it easy for any homebuyer or home seller to make the best possible decisions.
Ready to buy or sell a house? Collaborate with a real estate market who is a housing market expert you'll be happy you did. This housing market expert can help you proceed with confidence and accomplish great things throughout the homebuying or home selling journey.
So, youre looking for a real estate agent and you find one with a Seller GuaranteeIf your home doesnt sell in 6 months, Ill buy it! Sounds a little too good to be true, right? When provided by legitimate agents, these arent scams, but rather a genuine option if you need to sell your home quickly.
With enough time on the market, a good sellers agent, proper staging and a marketing plan, most homes will sell in a sellers market. That time on the market requirement can be a hang-up for some sellers though. If you are moving on a strict timeline due to a new job, divorce, inheritance sale, or any other reason, a guaranteed timeline can be a win-win. On the other hand, the purchase will likely be lower than market price so if you can afford the time, selling to your agent could be a terrible deal.
Common types of Guarantees
The Real Win-Win
You will always get the best results from choosing a real estate professional that knows your market and can help you sell your home at true market value or higher through good advertising, proper staging and curb appeal. However, if the timing is more important one of these seller guarantee options could be the better choice for you.
Thinking of Selling? Talk to your agent about all your options including any seller guarantees available to you.
Searching for a new house that will meet your needs without breaking your budget can sometimes feel overwhelming! There are dozens of factors to consider and countless details to handle at any point in time.
Fortunately, there are strategies for getting it all done, maintaining your sanity, and being satisfied with the final outcome.
If you feel like you're getting off track (or can't even find the train station), here are a few tips for getting organized:
Create a priority list. If you haven't clarified and discussed with your spouse what you want and what's important to both of you, then there's a good chance you won't get it. You do not have to go it alone, though! A top-notch real estate agent can help you create a working list of priorities and preferences that you can use as a measuring stick when evaluating homes for sale. Better still, once you develop this list with your agent, he or she will have the information they need to efficiently locate properties that conform to your wish list and requirements. Your priority list will be based on a lot of criteria, including your desired lifestyle, the size of your family, and proximity to good schools, recreation, and shopping centers. If may also be important to you to live within a short drive to work, childcare facilities, or houses of worship. One of the best ways to organize your wants and needs is to get a copy of a homebuyers' "wish list" from your Realtor or the U.S. Department of Housing and Urban Development (HUD). Key factors to consider when developing your list may include items like architectural style, the amount of remodeling you're prepared to do, and the size of the yard. Privacy, space between neighboring houses, and distance from busy highways are also important factors to weigh.
Choose the right real estate agent: The ideal way to find a real estate agent you'll be pleased with is to get recommendations from family, friends, and trusted business associates. If someone you know well has had a favorable experience with a specific real estate agent, chances are good that your experience would be similar. Since most real estate agents value referrals, a smart agent will strive to make a positive impression on both you and the person who referred you. It's often advisable to talk with more than one real estate agent before making your final decision, though. That way you'll be in a position to compare qualities like experience, knowledge, personality, rapport, and energy level. It's vitally important that you feel comfortable with the agent you decide to work with, and that they're responsive to your questions, concerns, and requirements.
While a "wish list" and a "must have" list are essential components of a successful real estate search, the process unfolds much more smoothly when you remain open minded, flexible, and realistic.
Ready to buy or sell a house? With the right real estate agent at your disposal, you should have no trouble acquiring a new home or selling your current residence.
Ultimately, it is important to assess a variety of real estate agents. This will enable you to find the right housing market professional to guide you along the homebuying or home selling journey and ensure you can get the best results possible.
Comparing and contrasting several real estate agents may seem difficult at first. Lucky for you, we're here to help you take the guesswork out of hiring the ideal real estate agent.
Now, let's take a look at three factors to consider as you evaluate real estate agents.
1. Industry Experience
An experienced real estate agent understands the ins and outs of the housing market. As such, he or she can offer comprehensive housing market insights that you may struggle to obtain elsewhere.
Take a look at a real estate agent's background and education. By doing so, you can learn more about this housing market professional's experience and determine whether this individual is the right person to guide you along the homebuying or home selling journey.
2. Communication Skills
Is a real estate agent an effective negotiator? Meet with a real estate agent, and you can learn about his or her communication skills.
A real estate agent should possess the communication skills to succeed in any housing market, at any time. He or she should be able to help you make sense of the housing market and respond to your concerns or questions as the homebuying or home selling journey progresses.
Furthermore, a real estate agent should be unafraid to be honest with you without exception. This housing market professional will provide you with the support you need throughout the homebuying or home selling process. That way, you can reap the benefits of a fast, seamless homebuying or home selling journey.
3. Client Referrals
What are past clients saying about a real estate agent? Ask a real estate agent for client referrals, and you can gain first-hand knowledge about how a particular housing market professional supports his or her clients.
Typically, a real estate agent should be able to provide you with multiple client referrals. As a homebuyer or home seller, it is your responsibility to reach out to these past clients and use their insights to make an informed decision about a real estate agent.
Client referrals are exceedingly valuable because they can help you better understand what it's like to work with a real estate agent. They also can give you a glimpse into whether a particular real estate agent can provide you with the assistance you need to accomplish your homebuying or home selling goals.
Allocate the necessary time and resources to compare and contrast several real estate agents you'll be glad you did. If you find the right real estate agent today, you can move one step closer to enjoying an unforgettable homebuying or home selling experience.
Let's face it selecting a real estate agent can be difficult, particularly for home sellers who are afraid to say "No."
As a home seller, it is your responsibility to find a real estate agent who can help you maximize the value of your residence. At the same time, it is important to hire a real estate agent who will respond to your home selling concerns and questions and do whatever it takes to streamline the process of selling your house.
Ultimately, there are three key traits to consider when you search for a real estate agent:
1. Creativity
Your real estate agent should understand that no two homes are identical. Thus, this professional will be unafraid to think outside the box and consider a wide range of solutions to any problem.
Typically, a creative real estate agent will approach problems with an open mind. By doing so, this professional can consider every opportunity and offer a variety of recommendations to ensure you can find the right solution to any problem, at any time.
Ask a real estate agent how he or she has approached unforeseen challenges in the past. This will give you a glimpse into whether a real estate agent embraces challenges or shies away from them. Plus, you may be able to find out if a real estate agent will think creatively to resolve problems throughout the home selling process.
2. Expertise
Ideally, you'll want to find a real estate agent who possesses the skills and know-how to sell your home in a buyer's or seller's market. If this professional boasts many years of experience, and as such, he or she likely has helped numerous home sellers get the best offers for their residences consistently.
Be sure to get references from a real estate agent. This will allow you to contact past clients and learn how a real estate agent helped them sell their residences.
3. Honesty
Although many real estate agents may claim to be honest and forthright with clients, it is paramount to employ a real estate agent who will help you set realistic expectations for the home selling process.
For example, your real estate agent should be able to offer advice and suggestions to enhance your house's interior and exterior. And if your real estate agent notices a glaring problem with your residence that may damage its value, he or she should be ready to notify you about this issue right away.
Furthermore, your real estate agent should be able to keep you updated throughout each stage of the home selling process. He or she also will be prepared to share homebuyers' feedback about your home, regardless of whether this feedback is positive or negative.
With an honest real estate agent at your side, you'll be able to get the support you need to simplify the home selling cycle. As such, you should have no trouble navigating each stage of the home selling process.


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Shiny has become the status quo of building web apps/dashboards with R . A major reason of its success is that you don't need to know javascript to create basic interactive web apps.
Although the concealment of this important feature is by design and makes Shiny in the first instance easy to use, in the long run when you want to build serious and more visual appealing apps, you most likely need to utilize javascript to make most of the web framework.
Learning javascript doesn't only benefit your shiny apps, the new acquired skill set can be applied in other R web frameworks such as OpenCPU or even use it outside the R spectrum. In fact, javascript being the lingua franca of web development, means that you can use the acquired skills to create stunning user interfaces (i.e. dashboards) for various other data (backend) languages, such as python, skala, NET and so forth
A frequently heard argument against Javascript from Shiny users or R developers in general, is the difficulty and the time consumption of learning Javascript. Surprised to hear this coming from developers who are familiar with a language (R), considered as one of the steepest language to master. The reality is that you don't need to master javascript in depth to benefit from the language. A surficial touch, enough to let a javascript library work, would be in most cases enough.
Furthermore, there are many JS frameworks such as jQuery (a popular framework used intensively in Shiny) that hide many complexities, making JS easier to use and to learn. jQuery is also known as the 'code less do more' library
Moreover, even Yihui Xie (auhor of the popular Knitr package), whose first task for RStudio was to bring the JS library datatable to Shiny, admitted in a recent blog that he didn't have JS skills when creating the package, and was frequently copying code from stackoverflow. This indicates that you don't have to be a JS expert.
My personal experience is that you rarely need advanced JS skills to get most of a javascript library. Just like YiHui, you can use the following strategy:
Following these 3 steps would mostly be sufficient to get started. If you need more advanced usages of the library, you can use stackoverflow to explore questions on the JS library. Also, when you get errors / issues, stackoverflow can help you to find solutions.
Generally, there are 3 ways to get started with JavaScript in Shiny :
Method 1. Htmlwidgets: This basically lets you integrate libraries into the R environment, meaning that in theory thousands of JavaScript libraries can be used from R. There are already some in built widgets which you can use out of the box in Shiny. One of the frequently used widgets is datatable, which transforms R dataframes to intereactive html tables.
HtmlWidgets can be considered as a wrapper around the JS library that you want to integrate, making the communication between JS library and R easier.
Creating a htmlwidget follows the following conventions:
To have a feeling of implemting an htmlwidget, you can have a look at the skeleton of the implementation of datatable at github.
Method 2. Call javascript from Shiny:
A big advantage of creating an htmlwidget is that it can be used as an R package, which can be utilized outside Shiny in other R projects as well. Disadvantage is that it takes time and debugging efforts to build htmlwidgets.
Another less time intensive way to communicate with your Javascript dependencies is calling Javascript directly from Shiny via so-called callbacks. This process entails two layers:
2a. Session$sendCustomMessage R function (sendCustomMessage) that outputs R objects to Javascript
The session$sendCustomMessage(type, object)function lives in R, and contains two parameters:
type, a unique name of the callback.
Object, the data you want to convey.
2b. Shiny.addCustomMessageHandler. The Javascript middle layer:
Shiny.addCustomMessageHandler lives in Javascript and serves as a middle layer between R and Javascript. On the one hand it 'receives' the R object as passed by Session$sendCustomMessage (see a), on the other hand it passes the object to the javascript dependencies that you want to utilize in your app.
Shiny.addCustomMessageHandler(type, JavascriptFunction), contains two parameters:
type, the name of the callback as defined in (a).
JavascriptFunction is the javascript function, consuming the R object.
Fictive Example
In R we define a data.frame "df" which is subsequently conveyed to JS for each slider change event by using the session$sendCustomMessage function:
df <- data.frame(klm = c(1:100)) observeEvent(input$slider, {session$sendCustomMessage("handler1",df)}) }
In JS we consume the conveyed data.frame as follows:
Shiny.addCustomMessageHandler("handler1", hello); function hello (message){ alert(JSON.stringify(message)); }
So Shiny.addCustomMessagler lives in JS, passes the R object "df" to the hello JS function, which alerts the object on the screen.
Noteworthy is that communication between R and JavaScript takes place through JSON. Hence, calling JSON.stringify to convert data.frame object as json to a string object.
Method 3. Send an object from Javascript to Shiny
Shiny.onInputChange(id, object)
3b) Read in R ,the JS object by referencing the unique id as defined in 3a).
Fictive example:
In JS you send the following JS message object to R when an action button is hovered:
$(document).ready(function() {
$( "#goButton" ).hover(function(){
var message = {id: "id1", data : [1,2], nonce: Math.random()};
Shiny.onInputChange("GetJs", message);
In R you read the JS object as follows:
observeEvent(input$GetJs, cat("JS object received")


text: Insanely fast, mobile-friendly meme generator. Make TOYSTORY EVERYWHERE memes or upload your own images to make custom memes. Move over, NCAA March Madness. Twitter user @yeeitsanthony broke the internet last week after posting what has become a very controversial Disney vs. Pixar bracket. We could argue for hours over whether Tarzan or Hercules even belong on the bracket, so you can imagine the spats that are forming over people's winners. Toy Story Memes. Updated daily, for more funny memes check our homepage.


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