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Product Information
Do your business needs mobile App?
Most of small enterprises think that mobile apps are solely for big brands like Walmart, Safeway and Target, etc. Infact small and midsize businesses must need mobile app along with mobile-friendly website.
Having simple basic mobile app gives your company to engage with your customers in real time. You can even turn those customers into revenue generator ones.
When you are servicing your customer with your product and services, you can provide customer support tool through simple mobile app to make their life easier, by doing this you will be knowing your customer in real time to improve your service. This can be great reason why you should have mobile app.
Small businesses must think creative ways to capture existing or potential customers attention. TruSmart Solutions will help you to bring your creative thinking into reality with consultative approach, keeping your cost as low as $2900 for basic app.
As per Article published in Forbes " Here's Why Your Business Need Its Own Mobile App Melanie Haselmayrâ€, A startup company must read this :-
Be Visible to Customers at All Times
Statistics show that the average American spends more than two hours a day (!) on his or her mobile device. While probably only a handful of applications make up the bulk of this total usage, it doesn't change the fact that each user has to unlock, scroll, and scan their device for the apps they're looking for. Being "in the way†can be an advantage to your company, as our mind unconsciously does record every image and text (or well-designed app icon!) it comes across — even if it happens unnoticed.
Create a Direct Marketing Channel
Apps serve many functions: they can provide general info, prices, booking forms, search features, user accounts, messengers, news feeds, and much more.
One of the biggest benefits of having a mobile app is that all the information you'd like to provide to your customers – including special sales and promotions – is right at their fingertips. Through push notifications you're getting even closer to a direct interaction, and can easily remind customers about your products and services whenever it makes sense.
Provide Value to Your Customers
Talking about on-hand information, how about digitalizing that loyalty program you have in place? Instead of sticking to the old point-collection card, make it possible for your customers to collect their rewards via your mobile app. The result? More downloads and more return customers. (Check out PunchMe, a service that lets you create smartphone-based loyalty programs.)
Improve Customer Engagement
No matter whether you are selling flowers or spa services, your customers need a way to reach you. Having a messaging (or help desk) feature within your app can really make a difference in the way you communicate with your customers. Think about it: OpenTable, for example, built its entire business model around this principle. Instead of calling a restaurant for a table, you can book it with less than five clicks on their platform. Now think about it: How many customers would prefer to communicate with you via text than via phone?
Stand Out From the Competition
These days mobile apps at the small business level are still rare, and this is where you can take a big leap ahead of your competitors. Be the first in your neighborhood to offer a mobile app to your customers. They'll be astonished by your forward-thinking approach!
Cultivate Customer Loyalty
Last, but not least, the most important reason why you should consider building your own mobile app is customer loyalty. With all the noise out there — roadside banners, billboards, flashing signs, newspaper ads, flyers, coupons, websites, website banners, Facebook ads, and email marketing – we slowly lose our impact on customers because of the immense amount of advertising surrounding us all. It's time to go back to making a true and sincere connection with your customers, and making them a loyal lover of your product and/or service. I am not saying a mobile app is going to save your business, but it can be a way of staying closer to your customers, and being just a "fingertip" away at all times.


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Americans love cool, new technology, and it's probably safe to say that most of the world is becoming just as obsessed with novelty as Americans. Cool and new does not always mean better, however. To demonstrate this point, I am starting a new series of posts that will compare an example of something that is undoubtedly cool-and-new with something that many might consider dull-and-pedestrian. In making these comparisons, I will show that dull-and-pedestrian is usually better than cool-and-new.
I will begin this series with a face off between cool-and-new hybrid automobiles and dull-and-pedestrian roundabouts.
Stop and go traffic kills automotive efficiency, because when you stop or slow down, you have to speed up again, and it takes force to accelerate the vehicle, and this force comes from consuming energy. The loss of efficiency is suffered by all types of vehicles, even if they are electrically powered. In recent years hybrid vehicles have gained popularity, because they store the mechanical energy normally wasted in braking in the form of chemical energy in a battery, which can then be used to run an electric motor to accelerate the car once you are ready to go again. The use of energy normally lost as heat during breaking is called regenerative braking. The combination of regenerative braking along with using electrical power at low speeds, when electrical motors are most efficient, and gasoline power at high speeds, when internal combustion engines are most efficient, gives hybrids a 25% boost in fuel efficiency over their conventional automobile counterparts.
All advantages come at a cost, however. Hybrid technology is complicated and comparatively expensive, and it requires large, heavy batteries that don't last forever. What if I offered you a simpler and more reliable technology that is far cheaper and can boost your fuel efficiency by 30%, a full 5% higher than what is achievable with hybrids? That technology exists and most of you have probably already encountered it - the roundabout. Don't yawn! The old fashioned roundabout, that so many people find annoying and confusing, is a fuel efficiency booster. They save on fuel by eliminating the necessity of stopping. As I mentioned already, most of the energy used in transportation comes from accelerating, that's when most of the force is applied to a vehicle. A roundabout allows traffic to flow smoothly through an intersection without the necessity of ever coming to a stop.
Roundabouts have gotten a bad rap in the US, because they compete with the far more common intersections regulated by stop signs or traffic signals, and people just haven't had much opportunity to get used to them.
In addition to being automobile fuel efficiency boosters, roundabouts are quite a bit safer than stop-and-go intersections. According to a study by the Insurance Institute for Highway Safety (IIHS), roundabouts reduce the incidence of crashes causing injury by 75% at intersections where stop signs or stop lights had previously been used for traffic control. Also, the elimination of traffic signs and signals to control traffic makes roundabouts cheaper to build and maintain than ordinary intersections. I will go further and argue that roundabouts are more aesthetically pleasing than a cross made from concrete or asphalt.
It's very satisfying to have a nice, new automobile in your drive way, and if you are concerned about efficiency and climate change, it's doubly satisfying to have a hybrid. With a hybrid, you are getting a fun toy that isn't doing as much harm to the planet as your neighbor's gas guzzler. However, your hybrid doesn't make your neighbor's vehicle any more fuel efficient. A roundabout will. In fact, a roundabout will almost magically turn your neighbor's gas guzzler into its hybrid equivalent, and your neighbor wouldn't have to have paid to replace his vehicle. The roundabout will even help your lovely hybrid be just a little bit more fuel efficient.
You can't force everybody to buy a hybrid, but with some activist city planning, everybody can be made to use roundabouts. In science, we often speak of Occam's razor, which is a principle that states the simplest solution is usually the best. The application of Occam's principle to the contest of hybrid vs. roundabout, decidedly shows that from the point of view of fuel efficiency, cost, and aesthetics, the roundabout is the clear winner.

subset: commoncrawl


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The 2nd Commandment outweighs the 2nd Amendment, thousands of NC churches say
"You shall not make for yourself an idol," the Bible's Second Commandment reads.
Now a new billboard going up along Interstate 85/I-40 near Mebane will include the quote, along with a photo of a pile of guns and ammunition.
The billboard is from the North Carolina Council of Churches, a statewide organization representing 18 Christian denominations in the state and 6,200 individual congregations. About 1.5 million North Carolinians are members of congregations under the Council's umbrella, the council says.
"It will go up this week and stay in place for the next four weeks, another crucial message for all of us while gun violence continues to erupt all around," the council said in a news release announcing the billboard.
This billboard is only the first of a series of messages planned by the council during the coming months. It plans to erect a new billboard in a different part of the state, "regularly reminding people there is a different way of framing the conversation."
The council is trying to "guide the conversation" about gun safety in the U.S., it said, by pointing to the Second Commandment.
Right after God commands God's people not to follow other gods, God commands the people not to have any idols, according to the Old Testament.
"Idols can assume a lot of guises in our world that we don't immediately understand as idolatry," said Jennifer Copeland, executive director of the North Carolina Council of Churches. "For many of us, guns have become the symbol of safety, the idol we turn to because we 'believe in them' to keep us safe.
So the council is trying to re-frame the discussion about gun safety "by reminding people of faith of the guiding principles found in our scriptures and our creeds. As people of faith, we should always guard against those things that become more important to us than the God who calls us to abundant life. How much more so, should we call out the idols that hold out false promises," she said.
But to be clear, Copeland said no one wants to repeal the Second Amendment.
"The argument that criminals can always get a gun may be true, but we should make it very hard and very expensive for them to do so. Good gun laws will never prevent good gun owners from having their weapons," Copeland said. "Guns are not the solution to our safety."
Instead, Copeland suggested communities could become safer by feeding the hungry, welcoming strangers, caring for the sick and visiting the imprisoned.
"But that's a message for another billboard," she said.
For more information on the N.C. Council of Churches, go to www.ncchurches.org.


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If your business is reliant on data — and for most businesses these days, that's the case — then you might want to consider keeping your data safe and secure at an offsite location.
If you're a smaller business, building your own data centre probably isn't feasible from a financial point of view. Nor is it necessary these days, with cloud-based options and the ability to co-locate in a third-party data centre.
Why consider a third-party data centre?
So when should you consider leasing out space in an existing data centre? If you have potential security vulnerabilities at your headquarters (say, you're based in a plant with highly explosive materials), are underserved by utility providers carriers or maybe don't have the most robust Internet coverage, then co-location could be for you.
A third-party data centre is operated by specialized staff who ensure your IT infrastructure is highly available, in a highly secure environment. This allows you to focus on your core business, rather than worrying about the security and reliability of your IT infrastructure.
Moving your data off-premises frees up resources and sets you up for growth (by allowing for flexibility and scalability). The bigger decision, then, is deciding where to put that data — and there are a number of factors to consider, not the least of which is geography.
Where should you store your data?
Depending on your type of business, you may be legally required to store your data in Canada. Thanks to the U.S. Patriot Act, the U.S. government could access your corporate data if it's stored on U.S. soil, and that could infringe on the privacy of your Canadian customers, partners and suppliers.
Also look for industry-recognized certifications and regulatory compliance such as Uptime Institute's Tier Classifications and CSAE 3416/SOC for internal controls. And look for redundant and reliable power to ensure uptime availability, as well as 24/7 security and network operation centre staff (ideally within a carrier-neutral facility).
Data should also be safely stowed in a 'safe' zone. "Data centres should be away from high-risk environmental hazards — for instance, away from areas prone to earthquakes, overland flooding and rail lines where hazardous materials are transported," said Rahul Sharma, Marketing Manager with Bell MTS Data Centres.
Avoid data centres located in urban cores, which could be disrupted by events, protests, pedestrian and vehicular traffic. And avoid data centres in shared office space or buildings. In these cases, "the data centre operators have less control on what neighbouring businesses do in their offices and that could be risky for their data centre customers," said Sharma.
Why Winnipeg, in the centre Canada, is a safe zone for your business data
Aside from meeting regulatory and compliance requirements, Canada offers several advantages for co-location. According to Cushman & Wakefield's Data Centre Risk Index Report 2016, Canada ranks No. 1 in the Americas and No. 6 globally in terms of providing an ideal environment for data centres, only closely behind its European and Scandinavian counterparts. The United States ranked 10th on the same list.
And within Canada, Winnipeg has emerged as an ideal environment for data centres since it's located within a safe zone (and, as an added bonus, has low operating costs). With its location deep in the interior of North America, natural disasters related to geological factors — such as earthquakes and volcanic eruptions — are pretty much non-existent, according to data from business development organization Yes! Winnipeg.
Winnipeg is also protected against a one-in-700-year flood, thanks to the Red River Floodway that was recently expanded, according to Yes! Winnipeg, and has the lowest risk in the North American mid-west for severe weather, including tornados.
Aside from being in a safe zone, Winnipeg has some of the lowest operating costs for business in North America. All major east-west fibre routes across Canada pass through the city, and redundant, carrier-diverse fibre optic networks are readily available for data centre operations. And it's serviced by major telcos, making full redundancy easier to achieve.
If you're looking to stow your data off-site, co-location could be for you — but take geography into account during the decision-making process, since a safe zone is key to keeping your data safe.
All images are of the Bell MTS Data Centres located in Winnipeg, Manitoba, Canada. Bell MTS Data Centres provides more information and technical details on data centre services if you're looking to learn more for your business needs.


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STOCKTON - Members of the county Board of Supervisors on Tuesday said they are interested in making changes to how they select appointees to various boards and commissions, including implementing a more rigorous vetting process and increasing accountability.
STOCKTON - Members of the county Board of Supervisors on Tuesday said they are interested in making changes to how they select appointees to various boards and commissions, including implementing a more rigorous vetting process and increasing accountability.
The discussion ensued before the board approved the county's response to a report from the 2008-09 civil grand jury, a report that called on the board to remove two board-appointed commissioners on the San Joaquin Housing Authority.
Supervisors agreed not to follow the grand jury's recommendation, but they directed staff to look at how the board selects, reappoints and follows members on dozens of government panels appointed by the board.
"If we are more hands-on in the process, I think the end result will be better," Supervisor Steve Bestolarides said. "I think a critical time is at reappointment."
The supervisors appoint members to about 60 boards and commissions. These panels exist both inside and outside the umbrella of county government, and sometimes the supervisors appoint only some of the members on any given body.
They range from advisory commissions with few responsibilities and little authority to panels overseeing separate entities, such as the Housing Authority, which has an annual budget of about $50 million and provides affordable housing for 20,000 county residents.
Supervisor Ken Vogel started off Tuesday's discussion on commissions by saying the county could introduce a different application process for panels with a higher level of responsibility.
Supervisor Larry Ruhstaller said he would like see a review of boards and commissions to include bringing representatives from the various commissions to board meetings.
"We need to have these commissions before us at least once a year to say, 'This is what we do,' " he said.
Chairman Leroy Ornellas asked if the county could eliminate the Housing Authority and take over its responsibilities. "Not that we want to. But can we?"
County Counsel David Wooten answered that it might be legally possible, but it might not be practical.
In its response to the grand jury recommendation to remove two members from the Housing Authority Board of Commissioners, the county said it would not follow the recommendations. One of the commissioners had already resigned. For the other, the grand jury findings were not detailed enough to justify removal, and the county doesn't have the control over the Housing Authority to obtain that evidence, according to the county response.
The current commissioners on the Housing Authority are intelligent and form a cohesive board, said commission Chairman Rudy Willey,
But he said he would welcome a more rigorous application process. Whether from the grand jury or the Board of Supervisors, the Housing Authority is willing to listen to input, he said. "We welcome all recommendations."
On Tuesday, the county Board of Supervisors also approved responses to other grand jury reports and recommendations, including collaborating with Stockton to create a new Library Advisory Commission for the Stockton-San Joaquin Public Library.
The county did not agree, noting the city contracts with the county to run the system, and that adding a new commission would diminish the input from various "friends of the library" groups.
County staff is preparing a report looking at the partnership between the city and the county that could be before the board in three to five weeks.
Contact reporter Zachary K. Johnson at (209) 546-8258 or email@example.com.


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Travel India With A Chef: Delhi, Agra, Jaipur and Udaipur. 7 Days.
A special Golden Triangle is formed of the cities Delhi, Agra and Jaipur. This tour will emphasize on Indian food and cuisine. A must see for Tourists who want a special introduction to the basic Indian cuisine. The best of Northern and West Indian cuisines is covered here, including all the sight seeing of the three cities. The culinary activities will be the food tours, cooking classes, kitchen tours, restaurant visits, etc, and are guided by a chef, so that you can cover each detail
DAY 1: Delhi Food Tour
Our first day in Delhi begins with visits to the Delhi landmarks. We see Lotus Temple, a Baha'i house of worship built in 1986 and a 72 m tall tower built in 1193, the Qutub Minar. By noon we begin the food tour of Delhi, starting with old Delhi. A great way to be introduced to Indian cuisine and culture, this trip will set the mood for the rest of the trip. You will get to sample about 15-18 varieties of Food dishes each with it's own place in cuisine of Delhi, as you visit 10 or more food joints in Old Delhi, Central and South Delhi. The food joint that you will visit have been there since many generations and are known for their quality and taste of the food that they provide. You will visit a places which are 110 to 40 years old. This trip in the old part of Delhi will find you walking through the narrow medieval streets of Delhi. Here you will sample many Indian delicacies like samosa, lassi, butter chicken, kulfi (Indian ice cream), melt in the mouth kebabs and many such variants. You will see that the different lanes are marked for selling different types of goods ranging from invitation cards, spices, camera, utensils, bicycles, clothes, shoes, vegetables, etc. We also go to see the spice market of Delhi and a temple which houses a charitable kitchen and feeds more than 10,000 people everyday.
MEALS: Breakfast, Lunch and Dinner
DAY 2: Cooking Fun
Now is the time when you actually get a chance to cook some of the different varieties that you had sampled. We will organize a half day cooking class for you which will be guided by a chef and his family. The class begins by making of masala chai (Indian tea) and some fried Indian snacks known as Pakodas which are enjoyed hot. You will enjoy your chai and pakodas as the chef speaks about an introduction to Indian food and the expectations he has from you to make the most of this cooking class. Now you actually start cooking. You will be taught to cook some Indian meals like daal and pulao, egg plant raita, rotis and stuffed parathas (stuffed and fried rotis). You will also learn to make some delicious Indian vegetable and dessert such as halwa. Non-vegetarian dishes include butter chicken, chicken tikka and mutton curry. We now have a sumptuous spread of dishes in front of us which we will savor in the form of a meal. At the end of the class the chef will gift you with the small spice hamper to carry back home. After the cooking class is over we can visit the India Gate, Rajpath and the President's House. This area of Delhi is especially beautiful after dark and is a popular spot of picnic for the Delhi residents.
MEALS: Breakfast, Lunch and Dinner
DAY 3: Visit to Taj Mahal
A day to visit one of the wonders of the world, the Taj Mahal. It is a three hours drive from Delhi to Agra. We start early in the morning from Delhi. We reach Agra and check-in to the hotel. After some rest we go to visit the Taj Mahal. Any picture does not truly justify the actual beauty of the monument. You can spend some time here having a look at the intricate work and the wonderful detailing. You can then opt to take a walk in the wonderful lawns as you enjoy the beauty of the fountains. You may also wish to take some pictures on the marble benches just like some world known celebrities. After visiting the Taj Mahal, we head towards the Agra Fort made of red sandstone and learn about its history walking through the various parts of the fort and enjoying the breathtaking views of the city of Agra as well as the Taj Mahal.
MEALS: Breakfast and Dinner
DAY 4: Jaipur, The Pink City
We spend this day sight seeing in the wonderful city of Jaipur. This city is known city as the Pink City. Here we first go to visit the Hawa Mahal, also known as the Palace of Wind. It is a 5 story tall monument with intricate lattice work and has 953 small jharokhas (windows). After enjoying the beauty of the Hawa Mahal, we go to spend some time with the elephants in the Pink City. The elephants are gentle giants and highly trained. Before we begin the play timw, you will be served a delicious traditional Rajasthani thali for lunch. After enjoying the meal, you can have as much time as you want feeding, riding and playing with the friendly and trained elephants. Then come the time to ride an elephant of your choice and ride into the jungle. We spent some time there under the open sky with the bon fire. We can also opt to have a demonstration of the handicraft and entertain ourselves with some Rajasthani folk dance.
MEALS: Breakfast, Lunch and Dinner
OPTIONAL DAY 4: Jaipur Sightseeing
This is the optional day in Jaipur for full fledged sightseeing . We visit the Jantar Mantar, an incredible astronomical observatory built in the early 18th century by Maharaja Jaisingh. We then visit the Jaipur City Palace and enjoy looking at the museum. A part of the palace is still a royal residence. After that we visit the Jal Mahal which is a palace constructed on a small island in the water of the Man Sagar Lake
MEALS: Breakfast and Dinner
DAY5: Food walk of Jaipur
The food tour of Jaipur begins today. It is a day long trip where you get to experience Jaipur and it's original ethereal beauty. We have a light breakfast and then spend time in the walled city of Jaipur. We begin by having some salted lassi. As you walk in the streets of this Pink City enjoying the sights of the market, you can sample all the different varieties of food it has to offer. This food tour will offer you the sampling of fragrant kachoris full of flavor and some chai which is prepared over the charcoal fire. You can also get to taste the wonderful array of Rajasthani sweets and snacks. We end the day by having a large platter of traditional Rajasthani Dinner. Along with sampling food, we also do some sight seeing such as Galta Jee Temple which houses a lot of monkeys and langoors and the Amer Fort. The sight seeing will depend on the time we have on hand. We will visit the local markets which are very colorful, fragrant and full of life with lots of people selling lots of things in their shops such as shoes, bangles, jewellery, clothes, utensils, spices, artifacts. The guests will be guided in the use of spices used in the traditional Rajasthani cooking.
MEALS: Breakfast, Lunch and Dinner
DAY 6: Nahargarh Fort
Early in the morning, we pack our bags to visit some more landmarks in Jaipur. One of them is the Nahargarh Fort. Nahargarh means the abode of tigers and it was constructed in the 18thcentury. The royal family loved to have picnic at this place. The fort is still in a very good condition and from a height you can enjoy the view of the city. We spend some time here before we go back to Delhi.
MEALS: Breakfast
DAY 6: Udaipur via Ranakpur
One more morning to wake up early and drive to Udaipur. In between we halt at the famous Jain temples of Ranakpur. Here you can rest a little as you enjoy the sights of the temple constructed between the 14th and 16th century. The architectural style is very unique. One of the temples contains 1444 marble pillars, and each one of them is carved in extreme detail. We then proceed to Udaipur and reach by evening. As we go to the hotel there, you will again be invited for cooking session, where you will learn some more local Rajasthani delicacies. These dishes will be served for dinner.
MEALS: Breakfast and Dinner
DAY 7: Goodbye
We will do some more sightseeing in Udaipur such as the Pichola lake and enjoy the view on its banks and then we fly back to Delhi.
MEALS: Breakfast and Dinner
Here are some options you can take if you wish to extend your tour.
Optional Day 6: To Udaipur via Chittorgarh
As we drive towards Udaipur, after having lunch in Chittorgarh, an ancient city established in the 271 BC. A lot of heroic sacrifices and one of the most wanted seats of power during the olden times, in Chittorgarh you will learn about many historic characters like Maharana Pratap, Meera Bai, Rana Sanga, and Rana Kumbha and so on. You will be able to visit tourist attractions like Vijay stambha, Kalika Mata Temple, Rani Padmini's temple and the like. We, then go to Udaipur and check in the hotel at night.
Optional DAY 7: Udaipur Sightseeing
The day starts with a visit to the City Palace Museum and look at the vast collection of medieval and ancient artifacts. The palace is extremely beautiful. This palace was built over a period of 400 years and I a mix of various styles of architecture. We then go and visit the Jagdish temple nearby and look at the extraordinary craftsmanship. This is a white temple and was built in 1651. It is quite popular with the tourists and devotees from distant places come to visit it. After this we go to the Fateh Sagar Lake, an artificial lake built in 1651. It has the Aravalli Mountains on the three sides. We do some boating here and view the sunset as we visit one of the lands in the middle of the lake. Later, we drive back to the hotel.
DAY 8: Flight or train to Delhi
We return back via, flight, train or road, and we keep the day free to adjust the travel timings.
Please note that the culinary tour and cooking sessions will be led by Rajeev Goyal, a qualified chef and restaurant owner. For each of the sight seeing tours, a proper qualified guide will help you understand better.
Travel Package Includes:
- TRANSPORT: In private or shared car with driver, air or train.
- ACCOMMODATION: Hotels, guest houses, heritage properties.
- ENDURANCE LEVEL: Anyone to Expert. Depends upon destinations and activities chosen.
- ACTIVITIES: Food tours, cooking classes, market tours, kitchen tours, Bird watching, Cultural activities, Meditation, Yoga, sightseeing, Volunteer activities
- DURATION: 7 days
- MEALS: By choice
- COST: From INR 60000 onwards ( US $ 1000)


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If you've recently had an electric boiler, electric central heating or electric hot water system installed in your London home or rental property to take advantage of the many benefits offered by these types of systems, you'll probably be looking for a way to protect yourself against any breakdowns or malfunctions.
You'd be forgiven for thinking such cover would be relatively easy to find. So it's no doubt you were surprised when your time spent searching was fruitless. Until now that is.
We've Got London's Electric Boilers Covered
In response to high demand, we've devised an electric heating breakdown cover plan to offer peace of mind protection for electric boilers, electric heating and electric hot water systems. Currently it's for properties in the London postcodes only and only for boilers under 7 years of age, of which proof needs to be supplied.
There are two options, one with excess and one with no excess. You can pay monthly by Direct Debit, or in one go for the year on a credit or debit card.
The plan covers you for repairs, including parts and labour, and will take care of pumps, motorised valves, thermostats, programmers, immersion elements and printed circuit boards. You'll get a free callout service which operates 6 days a week Monday to Saturday from 8am to 6pm, and a free annual service of your electric boiler is included too.
All makes and models of boilers are covered, providing as we said that they are under 7 years of age. If we can't complete a repair then we'll offer a replacement up to the value of £1,000 including VAT.
Find out More
Cover starts from just £15.99 per month. To find out more and to read the full terms and conditions, click this link to our electric boiler breakdown cover brochure, or give us a call on 0800 0142775.


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My Phangan Resort
this hotel is currently unavailable
Overview of My Phangan Resort
The ideal retreat from which to enjoy the many delight of the area and yet escape the noise and bustle of the town.
The resort has the relaxed, informal atmosphere. Quite coconut palm beach, beautiful sunset and spectacular views are all the part of the unique My Phangan Experience.


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The New 2016 Prius Equals Premium Efficiency in Jasper, Alabama
Get ready, because the all-new 2016 Prius at Scott Crump Toyota is going to shatter all of your efficiency expectations. Prius revolutionized the industry 15 years ago by bringing hybrid cars to the mainstream and, with over 1.8 million Prius models sold in the United States alone, it's become the trusted leader in modern day eco-mobility. The 2016 Toyota Prius is a modern-day icon, and its dependable Hybrid Synergy Drive® is loved by owners around the world. It's time to elevate the efficiency of your Jasper, Alabama drive in an all-new Toyota Prius.
Ultimate in Hybrid Utility
Prius is back for model year 2016, and it's bringing with it some new and exciting features that our customers in Jasper, Alabama are sure to appreciate. With up to 27.4 cubic feet of cargo space available behind the rear seats, new Prius models at Scott Crump Toyota lets you bring more of your favorite things along for the ride [1]. Needing to carry more stuff? Not a problem in the all-new 2016 Prius. All you've got to do is fold the 60/40 rear seats down to access up to 65.5 cubic feet of total cargo space [1], making it easier than ever to transport longer items, your friends, or a combination of both.
When you get inside a 2016 Toyota Prius, the incredibly sleek interior styling is sure to catch your eye. The center console now features a convenient removable utility tray, and it has been reshaped to offer drivers in Jasper, Alabama more space while keeping all of the important technology you need directly at your fingertips. Available white accents on the steering wheel, shifter and center console give this modern space just the right amount of sophistication, creating a stylish and comfortable hybrid interior that is just as fun as it is functional. New Prius models are all about personalized comfort, including the available SofTex®-trimmed heated front seats that brings added warmth with a simple push of a button.
New Era of Hybrid Performance
It's time to rethink how a modern day hybrid should perform on the busy streets of Jasper, Alabama. Intelligent design, advanced materials and innovative construction techniques all combine to help make the chassis of the 2016 Toyota Prius more rigid than any of its predecessors. Not only does this help to improve overall comfort, this added rigidity also works to enhance the handling and braking performance of these all-new Prius models. Adding a little extra style to these new 2016 models, a rear spoiler contributes to the wind-cheating shape of Prius while also smoothing out turbulent winds, making for a quieter and more efficient Jasper, Alabama drive.
An excitingly new double-wishbone rear suspension helps give 2016 Prius models at Scott Crump Toyota ultra-responsive handling and an incredibly smooth ride. Additionally, the efficiency of its design means that it takes up less space outside the cabin, so you have access to more cargo room on the inside. New 2016 Toyota Prius Touring models feature unique suspension tuning that helps to take hybrid driving fun to an entirely new level. Each component has been specially engineered to provide a thrilling driving experience, giving you the confidence to take on even the most treacherous roads Jasper, Alabama has to offer.
Pick Out your 2016 Prius
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[1] Cargo and load capacity limited by weight and distribution.


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In this week's video we talk stress!!!
Parents raising children living with Aspergers and Autism experience extremely high levels of stress. Each week on the Aspergers Parent Connect Facebook page I host 'Venting Wednesday' an opportunity for parents to say how they really feel. Many parents 'edit' their communication when dealing with others. This is for a number of reasons but mostly because most people don't understand how difficult raising a child on the spectrum can be.
A few weeks ago I created a Tapping Sequence to help your child deal with anxiety and stress – this week it's all about you.
Tapping, EFT, or sometimes called Emotional Acupuncture can help reduce stress, allowing you to find the energy and strength to cope with each day.
For more information about Tapping just click here
Until next week,


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How to watch Missouri vs. Georgia on October 14.
Missouri travel to Sanford Stadium on Saturday to face the Georgia Bulldogs.
Missouri (1-4, 0-3 Conf) have struggled on the season and did not fare well in a 40-34 loss to Kentucky last week. The Tigers have allowed over 450 yards and 40 points per game and have struggled to slow down opponents.
No. 4 Georgia (6-0, 3-0 Conf), meanwhile, has dominated early on this season, most recently beating Vanderbilt 45-14 on Saturday. The Bulldogs have been led by quarterback Jake Fromm, who has thrown for 836 yards and 10 touchdowns, and running back Nick Chubb, who has rushed for 618 yards and eight touchdowns. The Bulldogs defense has stifled opponents as well, allowing just 10 points per game.
Georgia is looking to move to 7-0 for the first time since 2005.
Find out how to watch the game below.
How to Watch:
Game Time: Saturday, Oct. 14, 7:30 p.m. ET
TV Channel: SEC Network
Live Stream: WatchESPN


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Are you serious?Epic-7.com wrote: ↑Fri Mar 15, 2019 3:19 pmThis forum is full of opinions and not facts, we can start here and look at the facts first:
https://atozcrypto.org/withdrawal-of-pr ... HtQXb939RY
You look to a website that was anonymously registered a month after Ruja Ignatova disappeared to "look at the facts first"?
Then again, they do devote an entire page to recommending investment in the Crypto World Evolution SCAM.
Perhaps they are the kind of website operators that deliver "facts" that are music to your ears.


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Source: LATimes
Mark and Venkat have another episode for you today. Unfortunately most of the topics are pretty somber (the KKK+Neo Nazi rallies in SF and Hurricane Harvey) but then there's some good news... Whole Foods is cheaper thanks to Amazon! Despite the topics, it should be a fun episode for you.
Remember to email into email@example.com if you have any questions / comments, but also if you want a free drink on Venkat!
Lastly, here is a link to the Red Cross to help out the efforts in Hurricane Harvey.
Hurricane Harvey (1:40) , Amazon and Whole Foods (9:50) , KKK and Neo-Nazis (20:58).


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Email: email@example.com
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About Moira:
Moira Singer is a teacher and conductor of handbells and hand chimes, directing bell choirs from First Presbyterian Church of Orange, River 47 Church in Orange, and St. Andrews Presbyterian Church in Newport Beach. She has also been a clinician for bell festivals throughout the southwestern United States. Moira is a published composer of hand chimes, handbell and harp music. Her compositions have been performed in countries all over the world where handbell music is enjoyed.


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The IncrediblesHiddenHollow wrote: ↑Mon Aug 13, 2018 7:50 am"Well, I'm not gonna do it with you."
"We met about a week ago and hit it off!"
Disclaimer: This forum is NOT affiliated with Stewart-Haas Racing. It is run by fans, for fans.
The Incredibles
Sorry, but no. Try again.awsum14 wrote: ↑Mon Aug 13, 2018 6:39 pmThe Incredibles
The Cable Guy
The World's Fastest IndianHiddenHollow wrote: ↑Wed Aug 15, 2018 8:40 am"The reward is in the doing of it."
Mr. Smith Goes To Washington
Pretty WomanHiddenHollow wrote: ↑Thu Aug 16, 2018 9:57 am"It corners like it's on rails."
Ghost Rider


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I looked at Brandon in shock. "You're Brandon Boswick, Monster Masher?"
"That's what it says on my birth certificate, Chet."
"It doesn't say 'Monster Masher' on your birth certificate!"
He shrugged, "You're right. It says Brandon Monster Slayer Boswick, but I thought the alliteration would sound better."
"I thought that was just your parents being silly!"
"No Chet, I've been slaying monsters all my life. Did my first solo kill when I was six; a first-grade werewolf."
"How come nobody knows about it?"
"Everybody knows; they just don't believe it. They figure I'm just a weird kid who makes up stories."
While we talked, Brandon snapped the magazine into his automatic shotgun and checked it over. We were just outside the cafeteria, where things had gone south since somebody cried "zombie". The door was barred from this side with a couple of broom handles. Finally, Brandon put on a pair of shop-class issue safety goggles and a dust mask.
"What's that for?"
"Blood spatter. Now, where's that eyewitness?"
I looked around and spotted Mr. Dammerung, the Principal. I waved him over.
"Has that been in your locker all semester, Brandon?"
"Only when I'm at school, Mr. D. Now, tell me what you saw."
The Principal gulped a couple of times, then steadied himself. "It was horrible. The pale skin, the sunken eyes, the tattered clothes, and those macabre painted-on grins. And that horrible laughter! No!"
"Mr. D, get it together! How many were there? How did they get in?"
"There were eight of them, maybe nine. They drove in from the kitchen in Mr. Armitage's Smart car. People were screaming and yelling. I only barely got out with my life!"
After that all he could do was whimper. Brandon looked thoughtful.
"I'm not sure they're zombies, Chet. We may need another strategy."
"Why, Brandon?"
"They drove. Zombies don't drive. Something's not right; I need to get a look at them."
"Is there anything I can do?"
"Yup. On my signal I want you to pull those broom handles so I can open the door a crack and see in. When I push the door to again, put them back. Got that?"
"Sure Brandon, you can count on me."
On his signal I pulled the broom handles out. He opened the door and peeked in, then pushed it back shut forcefully.
"Brace it! Brace it now!" He looked visibly shaken. His normal confident expression was gone, replaced with stark fear. I slid the handles into place again.
"What's wrong, Brandon?"
"It's worse than anything I've ever encountered. Zombies, werewolves, vampires, angry spirits, even mummies: those I can deal with. But this might be too much."
"What is it?"
"Clowns. Somebody let a carload of clowns loose in the school. I'm going to need a bigger gun."


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The Barrel has the distinction of being built by dwarves yet it's location in a human slum makes it less than popular with visitors. The dwarves did not mind the location and made the best of the local sandstone. The result is a smooth-walled vault whose walls appear made from terracotta yet which are strong and warm enough to defy the worst winter. Those who drink here are mostly labourers and slum-dwellers, the occasional dwarf comes to visit.
It's underground location is found by a short flight of steps to a pulley-powered elevator. This doubles as security (few drunks have patience and few fops manage the work) and entry. The pulley is simple enough operation and about a minute's exertion to raise and lower. The common room has a number of carved stone seats and benches at the walls with three alcoves (the space for the fourth is the bar) and standing room for thirty at a push - The Barrel alternates between bustling and almost dead.
The Barrel makes it's own beer (a sweet russet brew) and bakes it's own fruit bread and meat pastries to consume here or elsewhere. Prices are cheap and the quality is average so the clientele keep it a secret. This is a source of alarm for the landlord who would rather more people and less loyalty. Accommodation is not available yet those unable to work the pulley are allowed to sleep it off but the stone benches and tables aren't comfortable so most people try to avoid getting that drunk alone.
Water is dispersed by carefully-grooved tiles and air vents covered by stone bas-reliefs of dwarven heroes with holes in their eyes and mouths to remove smoke and stale air yet a fine mist forms at the vault ceiling. Occasionally in the depths of winter the mist condenses so drops of rain fall on the heads of patrons much to the amusement of the regulars. The mist is a distinctive feature that some claim is magic but any dwarf worth their salt knows this is just a consequence of it's construction.
Friday, 16 October 2009
inns and taverns: the barrel
Posted by satyre at 09:00
Labels: 3e, 4e, fluff/inspiration, inns + taverns, rpgs, writing
Subscribe to: Post Comments (Atom)
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Put some flowers in your kitchen
Most of the times, home owners usually pay attention to only other rooms in the house and forget the kitchen. It is important to know that this has changed in the recent years making the kitchen an important room that deserves home décor. You should know that an appealing kitchen full of great interior décor always reflects your whole house. A great way to change the look of your kitchen for the better is by putting some flowers. Flowers always makes a place beautiful and by putting them in your kitchen you will transform it to look more beautiful.


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Many are naive enough to believe that placing a banner on a site is enough to make money. It's a good method if you want to earn a few tens of euros. That's what you want? We know that no, and if you want reasonably to generate hundreds of euros of your affiliation at least, it will be necessary to show a little more professionalism and to respect the following advice.
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[Warning: this post contains photos of human remains.]
Last we left off, Ricky and I had arrived at our hostel and, with the aid of our extremely helpful concierge, had hired a tuktuk driver for the day. Ten o'clock on the dot we were down the stairs and being introduced to the man who would be our personal chauffeur for the day.
"My name is Mr. Kenny," he told us jovially. "Where you going?"
He brought out a battered laminated map and list of tourist destinations and after some deliberation we decided on the Genocide Museum, the Killing Fields, and the Russian Market.
Despite the seeming depressing combination, we'd been heartily recommended the Killing Fields by everyone who had priorly visited Cambodia and Mr. Kenny suggested the Genocide Museum before we headed there. He also had convinced us to go to the Russian Market rather than the Central Market since it was far better, so we agreed on a price for the day ($33, though you can bargain for $20-30), and puttered off in his tuktuk to the first destination.
I suppose it's important I confess first how little I knew about Cambodian history, even the Khmer Rouge. In fact all I really knew was that the Khmer Rouge was a topic touched upon with shaken heads and clicked tongues when contemplating what a horrible thing it was. But exactly what was horrible about it – and exactly how many people died (not to mention how) – were details lost to me in the murmurs of hearsay history.
Our first two tourist destinations were to be, therefore, incredibly sobering experiences.
After telling Mr. Kenny we'd be back in about an hour, we bought our entry tickets and an English information booklet and began to wander the premises of the Genocide Museum, also known as Tuol Sleng or Security Prison 21 (S-21). S-21 is a preserved site once used by the Khmer Rouge to interrogate those they suspected to be "traitors" by means of torture. These arrests were based on all but fallacious reasoning, often preempted by nothing more than paranoia – although under torture prisoners would all confess whatever they thought S-21 guards wanted to hear.
Prisoners were kept in cells barely big enough to roll over in.
Thousands of people were taken to security prisons like these, but very few ever came out again. Whether they died during interrogation (very common) or were executed en masse at the nearby Killing Fields, the survival rate was almost negligible. I think this particular prison listed a total of 3-5 survivors. Their stories were posted on large panels in one of the exhibits.
What makes it particularly eerie is the fact that the building complex used to be a high school. Under the rule of the Khmer Rouge though, classrooms were converted into torture chambers, the schoolyard had a gallows erected for torture and extreme interrogation, and the fronts of all the buildings were wrapped with barbed wire so prisoners wouldn't jump from the upper levels to commit suicide.
The buildings were decrepit, crumbling and dusty. There were stains on the floor – some from rust, some from water, and some, as were indicated by signs, from pools of blood that once seeped into the tiles.
Though the place was packed with people, it was near silent as we all took in the plexiglass tubs of discarded clothing stripped from new prisoners, the rooms full of black and white mugshots forcibly taken for the Khmer Rouge's record keeping, and the rooms bare except for one or two metal bed frames fitted with shackles which were used for interrogation.
"Interrogation" often included putting stinging insects and scorpions on prisoners, clamping red-hot pincers to the nipples, submerging them in water, and even forcing prisoners to torture each other. One man reminisces on how he was made to whip a child, and when he could no longer do it he was further tortured.
Sometimes there were completely empty rooms, which by design or not gave the feeling of the emptiness now inhabited by a building which committed genocide against so many of its own people. Statistics say that up to two million people were killed during the Khmer Rouge reign, which was equivalent to between a quarter and a third of Cambodia's total population.
As a museum, S-21 was very informative and did what it set out to do. Though it sent shivers down your spine, nothing gives a better history lesson than walking through the punched-in door frames in a place of such past violence and suffering. It really brought the depth and scale of it to life.
As if to drive the point home, in one of the last exhibits there were some human remains in glass cases, the skulls of victims as undeniable truth of the atrocities that took place there.
Upon leaving, we stopped by the gift shop. A bookseller's table caught my eye and I began flicking through some on the history of Cambodia, determined to correct my ignorance about the Khmer Rouge.
"This one very popular," said the man running the stall, holding out a book called First They Killed My Father, a memoir by Loung Ung. I put down the dry as dust history text I'd been paging through and impulse bought Loung Ung's book instead.
I can't say how glad I am that I made that purchase. Loung Ung narrates the book in the voice of her five-year-old self, the age she was when she experienced the Khmer Rouge takeover. In it she describes with blunt honesty the horrors she witnessed and was subjected to, and the tragedy that struck her family as they died at the hands of communist soldiers or succumbed to the starvation and disease that was a result of the regime.
At the bookshop near our hostel that I mentioned in my previous post, I also bought the sequel to it, Lucky Child in which she describes her life as a refugee in America after she has escaped from Cambodia.
For anyone who wants to learn about history from a more literary point of view, this is incomparable and I super recommend it (go buy them!!).
At this point though, I still had a limited idea of what the Killing Fields were or the extent of the Khmer Rouge's terror inflicted on the people. But we did have a sense of foreboding as we headed towards the Killing Fields.
We met Mr. Kenny outside the Genocide Museum and he puttered us through open countryside until we turned off into a dusty parking area. Again, we said we'd be about an hour and then lined up to get our tickets.
Included with our $6 entry fee was a headset for an audio tour (these were offered in English, Khmer, French, Spanish, German, Mandarin, Japanese, Korean, and basically any language you'd need). A sign requested we be quiet as we walked through the fields. Indeed everyone was very quiet.
Number signs indicated when to play the different recordings as we stepped lightly along the gravel paths.
Here were the Killing Fields, the recordings said, a place where truckloads of prisoners suspected of treachery against the Khmer Rouge regime were brought – mostly from S-21 – then executed and dumped into mass graves.
Because bullets were expensive though, the soldiers didn't want to waste them on the prisoners. Instead they performed the executions using hammers, axes, and other sharp or blunt objects to hack at the skull and neck. Often when they were finished, they then would separate the head from the body because they believed that if the two were buried separately the spirit wouldn't find peace.
Many of the actual buildings that had been there to house either prisoners or soldiers had since been destroyed, but there were often sign boards in their place to recreate an idea of the premises back when it was in use.
As the paths and our audio guides led us onwards, we crossed into the actual Killing Fields marked by a tree line.
Sunken depressions covered in grass and wildflowers waved gently in the breeze – all that's left now of the mass graves that once were bloated mounds belching the foul gases of decomposition. These were mostly exhumed, but during the rainy season when the mud shifts, sometimes teeth, bones, and ragged scraps of clothing are still found. Visitors are asked to alert the staff should they come across any so as to preserve the dignity of the dead.
Some graves were specially marked off with bamboo posts and thatched roofs as if to provide a home to the spirits still restless beneath the earth. A beautiful touch were the bracelets left on the fences as tribute.
These were all brilliantly colourful – perhaps because the Khmer Rouge outlawed bright clothing since they saw it as a corrupting influence from Western Capitalism, or perhaps just because those leaving them behind hope to bring some solace to the restless souls.
Part of our tour had us walk along a strip of fence line dividing us from a pond of the Killing Fields and a farming territory beyond. The audio guide suggested we listen to stories of survivors from the Killing Fields as well as a piece of music written by Cambodian composer Him Sophy called "A Memory From Darkness" about the horrors that happened there.
Having such a peaceful and beautiful background with this overlaid soundtrack made for a particularly harrowing experience.
For a while we sat along the perimeter and watched a rooster scratching at the dirt and let the tragedy of it all wash over us.
Although I wouldn't learn this until I later read Loung Ung's books, the Khmer Rouge, predominantly led by Pol Pot, first took power in 1975 and held the country in its iron fist until 1979. During those four years, they managed to devastate the people, first by evacuating the capital, Phnom Penh, and by subsequently imprisoning people within their own villages-turned-work-camps.
In order to do anything – leave town, acquire food, visit a relative – one had to get a permission slip from the village leader. As a communist government, food and goods were to be distributed by the government only. People were not allowed to grow their own crops and could only consume what was distributed – which was usually watery rice soup and little else (Cambodia's food rations were often traded to China in exchange for weapons). Many died of starvation. Those that didn't suffered lasting effects of malnutrition for the years to come.
And then there were those who were called upon for traveling to "reeducation camps". They were told that these were centres where they would learn the ways in which Capitalism had corrupted them and why communism was the true way, but few believed these lies. Those called on were taken to the Killing Fields. The Killing Fields was the end of the line.
While in the beginning there were perhaps a few dozen executions per month, hundreds of prisoners were brought per day by the end of the regime. There were so many prisoners in fact that there was a waiting list and sometimes days went by before they were able to get around to slaughtering them all.
It took a while before the tales from the survivors and the music came to and end. Ricky and I murmured to each other that we should probably keep walking so we took it slow back along the path.
There we came upon tanks of bones stacked together. On the tops of some were other fragments of bones and teeth.
As we continued, we noted signs that requested we not wander off the path because there were human remains often protruding from the soil. Though most had been removed, some such as in the photo below were left as a reminder of the graves through which we were walking.
Nearing the end of the tour we came upon another mass grave. Even more than the others, however, this one and a nearby tree were absolutely covered in bracelets. Coming closer, we were able to read a sign: here was a grave of hundreds of women and children, it said, many of whom had been raped and then murdered by having their skulls smashed against this very tree. It is for this reason that it was dubbed "The Killing Tree".
Now hung with memorial weavings, it used to have strands of hair, bone, and brains caught in the bark. This was how exhumers happened to discover this particular gravesite.
A "spirit house" was also set up nearby – a structure much like a birdhouse, except for this was meant to be for the restless, wandering souls who could not find peace either because of the violence with which their lives were taken or because their heads were separated from their bodies and they couldn't enter the afterlife without them.
Nearby was also another tree – much larger than the Killing Tree, this one was called the Magic Tree. During occupation, it was fitted with speakers and other audio equipment so that the Khmer Rouge could blast classical music to drown out the screams and other sounds of executions.
"Imagine how it must have been," the audio guide said, "hearing that music and knowing what was happening."
Just beyond this tree we sat for a few moments at a stone bench to listen to an explanation about the last place on our short pilgrimage: a memorial temple made to house as many bones of the victims as it could accommodate.
This multi-storey grave is as much a tribute to the dead as it is a reminder of horrors past. Separating skulls from femurs from tibias, each level of the temple gathers together the bones which you can observe through plexiglass all the way to a cathedral ceiling.
We made our way to the temple front and bought incense and a flower to leave as tribute before entering. The air was perfumed with sandalwood and chrysanthemums as the wind wafted gentle as a sigh.
Inside was a very tight squeeze, maybe two feet of maneuvering room around the square display on each side.
Ricky and I weren't certain whether or not it was good etiquette to take photos, but as there had been no signs indicating otherwise, we wanted to at least attempt to share the magnitude of the experience we had and enlighten others where we had been previously ignorant.
Finally, immensely sobered and feeling much like someone had walloped us in the head with the tangible hand of sorrow, we made our way back to Mr. Kenny.
For anyone interested in looking into the history of Cambodia, I really recommend it; as a country still recovering from this startlingly recent genocide, I feel as though its history is not very commonly known because it's a country that isn't very commonly traveled. Those that do go mostly stop by Angkor Wat and go to the beach, and while these are certainly awesome things to do in this country, I can't say how glad I am that Ricky and I took the advice of others and went on this particular tour. Certainly if you spend any time in Phnom Penh, it's a great day trip.
If you're looking for a quick history of S-21, Ricky's written a great blog post on the subject which you can read here.
As for information on it, as I said before, Loung Ung's books First They Killed My Father and Lucky Child were both incredible reads.
And in regards to our adventures that day, they were far from over, but for the sake of reserving this post for speaking of Cambodia's ghosts, I'll end off here and talk about how Phnom Penh's markets compared to Ho Chi Minh's on Monday.
If you have any questions about the Genocide Museum or Killing Fields, shoot them below – I'd be happy to answer/help in any way I can.
Until next time!


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Cindy Taylor
T & T Realty, LLC
Mansfield, LA 71052
Email Me
Older frame home on large city lots. Has all city utilities. Home has nice screened in porch on front of home. 2 nice sized living areas, with large bedrooms. Has 2 car garage attached to home. Chain link fence in back with extra lot on the side of home. Home qualifies for rural development financing.


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What is Campfire Health?
Campfire Health Insurance Services, LLC is a licensed insurance broker that allows employers with less than 500 employees access benefits and technology usually reserved for really big (1000+ employees) companies. We do this by bringing together like-minded companies to form coverage "coalitions", which result in lower premium costs.
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Stifel Analyst Sees Improved Retail
Stifel analyst Kit Spring is the first analyst to make note of retail sales for SDARS being better than expected. As Sirius Buzz pointed out earlier today, the retail channel is showing improvement that is better than most analysts had been projecting. Additionally, Spring still sees merger synergies that approach the $5 Billion range. An interesting item to note is that Spring feels Sirius and XM overpaid for all talent except howard Stern, which they feel is a profitable deal.
Auto Weakness; but RetailImprovement; Still See Synergies
Kit Spring
1Q auto sales were weak, down about 10% for the Big 4 in 1Q. Though because penetration increased faster,both SIRI & XMSR should show growth in gross additions in 1Q. We are lowering 2008 subscriber estimates toaccount for expectations of continued weak auto sales. We believe investors have already focused on weak autosales.
1Q retail will be down, but looks substantially better than expected according to latest NPD data: Overall retailsales were -14% for the month, the third straight month of sequential improvement, for a 1Q total of -16%, much better than our expectation of -34% and -36% in 4Q.
We continue to see dramatic merger synergies - in the vicinity of $4.8B. Our pro forma models are attached. Weestimate the combined entity will be FCF positive next year and produce about $0.40 FCF in five years. A market multiple on the latter discounted back to today yields our $4 stock price.XMSR & SIRI are over 20% lower since DOJ approval. The market is far too pessimistic about potential FCC conditions, merger synergies, and the underlying business model, in our view. We think investors will expand their time horizons and optimism as the economy pulls out of a recession.
FCC approval, XMSR debt refinancing, and company outline of merger synergies could provide significantnear-term catalysts. We see the financing likely as the vast bulk would likely require only a change in terms rather than new debt, and a merger is in the best interest of both equity and debt holders, in our view.
Higher churn due to consumer weakness is our biggest near-term concern.
1Q auto sales were weak (though we still see increasing OEM penetration): The OEM channel will likely benegatively affected by weakening auto sales, with the Big 4 auto makers 1Q unit sales being down in the high single tolow double digit range. Given potential for the economic downturn to linger, we have lowered our OEM sales assumption.
March NPD data shows continued weakness in the retail channel, but was substantially better than expected: Data from the NPD Group, a consulting firm, show Sirius (SIRI, Buy, $2.45) retail sales down 5% and XM Satellite Radio (XMSR, Buy, $10.73) down 26%, compared with SIRI down 19% and XMSR down 19% in February. The market share split was 64%/36% SIRI/XMSR, versus 67%/33% for SIRI/XMSR in January. Overall retail sales were down 14% for the month, the third straight month of sequential improvement, for a 1Q total of down 16%, much better than our expectation of down 34%. These numbers give a good directional guide to the companies retail sales, in ourview; however, they do not include the companies direct sales channels, both of which may be gaining market share.The companies have tended to outperform the predictions of the NPD data recently, particularly XMSR.
Tyler Savery Position - Long Sirius, Long XM


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Motherhood is that sweet happy smile, those sun kissed cheeks and that eye shape which perfectly matches mine. I took this on Saturday after we spent 7 hours on the beach and in the pool, 7 hours of laughing and playing, 7 hours of being your Mama.
4 days ago we took off on a two week adventure. We headed to Naples as a family for 3 days, then you and I head to Gainesville for 3 days, then Alabama for 5 days and back to Gainesville for another 3 days. Before we set off on this trip you were being a bit of a challenge, I think you missed me and I was being short and snappy because I was tired and missed you. We need this trip to reconnect.
Thank you for being my future, thank you for being my heart, thank you for being you.
Motherhood blog circle is a celebration of mother's through photographs. To continue on this journey follow this link to see Kelly's thoughts.


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Congratulations to the following athletes that will be representing Team Alberta at the 2015 Canada Winter Games.
Danielle Bechard – Spruce Grove, AB
Breanne Bilyk – Edmonton, AB
Madison Bonsel – Rocky View County, AB
Kelsie Caine – Red Deer, AB
Annie Debaji – Edmonton, AB
Justine Exner – Calgary, AB
Robyn Gillespie – Sherwood Park, AB
Rachel Grant – Calgary, AB
Tori Hart – Calgary, AB
Kate Henderson – St. Albert, AB
Lauren Henderson – St. Albert, AB
Ellen Hoban – Calgary, AB
Maggie Keeler – Edmonton, AB
Jennifer Lee – Sherwood Park, AB
Kensey Lunn – Lacombe, AB
Cassidy Ryan-York – Edmonton, AB
Alison Tod – Calgary, AB
Janelle Wilk – St. Albert, AB
Coaching Staff:
Head Coach – Kevin Harrison
Assistant Coach – Chris Kelly
Assistant Coach – Heather Konkin
Women In Training Coach – Dailyn Bell
The 2015 Canada Winter Games run from February 13 – March 1, 2015 in Prince George, British Columbia. Ringette competes in Week 1: February 13 – 21, 2015.


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Culture festival
Uyen Do, a sophomore foreign exchange student from Vietnam studying this year at St. Francis High School in Humphrey, explains aspects of her home country's culture Oct. 11 to St. Francis School first-graders, with seventh-grade guide Josie Zach, with the blue hat. From left are sophomores Ashley Ternus and Anna Brockhaus, who helped Do with the display during the school's annual Spanish Festival, put on by students from teacher Sherry Runnel's Spanish classes. The festival has expanded beyond Spanish-speaking countries to include this year's "Take Your Faith to Asia" day, with Asian foods, dancing and other events.


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$ 67.00
Click here to add any Tuck and Bundle to your Baby Registry!
You're going to love how lightweight and breathable the Pine Grove baby wrap is.
Each wrap is made with 100% luxurious Lenzing Micromodal (no cotton here!) which is ultra-lightweight, breathable, and cool to the touch. Micromodal makes our wraps perfect for summer babywearing but also great for any time of year. We care about the safety of your child. Our wraps have been safety tested in the U.S. and comply with safety regulations and requirements.
Baby wraps are great for bonding and have been shown to soothe crying (43% less during the day and 51% less at night) and colic.
Whether you're looking for a lightweight baby wrap that makes it easier to get out of the house or a wrap to wear around the house so you can be hands free while bonding with baby, then Tuck and Bundle wraps are the perfect choice. They're so comfortable you'll want to wear yours all day and so lightweight and breathable that you won't feel like you're wrapped in a blanket or weighed down by a bulky backpack.
All Ezra Collection lightweight baby wraps are:
Go ahead and place your order now or add a wrap to your baby registry because popular colors sell out fast!
I have so many other wraps that are bulky, thick and difficult to pack and travel with. This one is breathable and light. Perfect for summer! I want one in every color.
Very accommodating company with a complimenting product!!!!
I tried a number of wraps/carriers and still did not feel comfortable and at ease with them. The T&B wrap is easy to tie and get our 2 month old babe into. Especially with the stretchy fabric, it makes it much easier to get him into it and comfortable. Plus I love how soft it is. Great for me and baby! Thank you!
I did A LOT of research on different brands of wraps and different companies. I found Tuck & Bundle and messaged them on Facebook to see what the shipping time would be like to get to Canada (as other companies had mentioned up to 6 weeks!). The rep was EXTREMELY helpful and polite and made my decision easy to choose Tuck & Bundle.
The wrap came in super-fast time and the quality is astounding. I washed it first and it had held its shape and style incredibly. The colour is beautiful and a nice change instead of a simple black or grey. It is SO soft and lightweight and my baby boy just snuggles right in and is out like a light!!
I would recommend this wrap (and this company) to anyone who is thinking of purchasing one. I can't wait to get a second one as a backup! Lol!
Pine Grove


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Stockton, CA
Johnny Owen Brooks
Feb. 22, 1949 - Feb. 24, 2011
A True American Hero has passed unto Eternal Life. Johnny Owen Brooks left for Heaven February 24, 2011, two days after his sixty second birthday. Born February 22, 1949, in Brawley, California, Johnny is the son of Ralph and Ruth Brooks, of Stockton. He was the "little brother" to Donna Jeanette Brooks Vaughn of Stockton. He was Uncle Johnny to Kimberly Stewart of Stockton, and Great Uncle Johnny to Nicolaus Furnas of Modesto, Trevor Stewart of Stockton and Emma Lavagnino of Stockton. Johnny was the husband and sweetheart to his wife of forty two years, Flora Emma of Stockton.
Johnny was the friend to all who knew him and inspiration to everyone. Johnny had a wonderful childhood filled with happy memories. Whether teasing his mom, Ruth, who he adored, or fishing with his dad, Ralph, who he admired, or spending time with his best bud, Sis, Donna, Johnny was always happy go lucky and positive. Family was number one to Johnny. His growing up years were filled with wonderful times of going to church as a family and long car trips to visit Ruth's parents, Jess and Belle Decker and her nine brothers and sisters in Missouri and Texas. Johnny was very close to his grandma and grandpa, Dalia and Lewis Brooks and his many, many cousins. Johnny was a hard working young man and by age fourteen was working in gas stations after school and evenings. He loved cars and especially his Pride and Joy, his 56 Chevy! Johnny went to Franklin High School, where he and Flora met, graduating together, class of 67. Johnny and Flora married on John's twentieth birthday, February 22, 1969 and began their life together. Three weeks later, Johnny was drafted into the U.S. Army and was soon sent to Vietnam, becoming part of the Big Red One Infantry Division. Johnny was seriously wounded on November 14, 1969, and because of those wounds, he was a double amputee, with brain damage. Johnny's life was drastically changed. He went from being the strong, active, fun loving guy with tons of friends, to a man whose life was physically limited, yet an inspiration to everyone who heard of his sacrifice and bravery. Johnny lived a life of faith and trust in God, having a personal relationship with his Savior Jesus, who he had met has a young boy in Sunday school. A faith that grew stronger, wide and deep as the Lord carried him through each and every need. God worked miracle after miracle, giving us an extra forty-one years to love Johnny, and be inspired by his courage and example.
Johnny's life exemplified everything our military stands for and was a supporter of many veteran organizations. Johnny is a lifetime member of both the Disabled American Veterans, Al Jordon Chapter of Stockton, and the Veterans of Foreign Wars, Luneta Post 52 of Stockton, and a supporter of Quilts of Honor of Valley Springs.
Johnny is a hero to his family and his many friends! His dad, Ralph, who preceded him in death, and his mom, Ruth, are so very proud of their son! Flora is so thankful to have been given the privilege of being Johnny's wife, the love of her life! Johnny will be greatly missed by his sister, Donna and niece, Kimberly and her family. Johnny was dearly loved by his mother-in-law, Hazel Morgan, who preceded him in death. And all the many friends and people who were inspired by Johnny will never forget this amazing man!
One dear friend who heard of Johnny's passing, summed up what we all feel: My heart aches. The tears flow. A true hero is gone from our midst and our hearts will forever hold a special spot reserved just for Johnny. We are all better people for having had him in our lives and the world is a better place for having him in it.
A Visitation will be held on Wednesday, March 2, 2011 from 4:00-8:00 p.m. at Frisbie-Warren & Carroll Mortuary 809 N. California St. Stockton, CA 95202. Funeral Services will be held on Thursday, March 3, 2011 at 1:00 p.m. also at Frisbie-Warren & Carroll Mortuary. Donations may be made to VFW. Luneta Post 52, Stockton, CA.
Please sign the online guest book at frisbiewarrencarrollmortuary.com.


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Crowdfunder: Makers of the Multiverse Multiple 21 April –
18 May 2017
We are proud to announce the launch of specially commissioned artwork from Juneau Projects, titled 'Makers of the Multiverse'. You can support the campaign and received the artwork as a reward here:
Juneau Projects have created this new edition for sale as part of the larger project, also titled 'Makers of the Multiverse', in Exeter. The multiple costs £50 and is laser cut, painted, assembled and signed by Juneau Projects. It's made from oak and will liven up any shelf, plinth or mantelpiece. There are some early-bird discount offers available too if you're quick.


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Bryce Harper's Wife Has Hilarious Reaction To His Fight, Crushes Vulgar Trolls On Instagram
Yesterday, Nats superstar Bryce Harper got into a fight with Giants pitcher Hunter Strickland but Harper's wife, Kayla, isn't sweating it.
After video of the fight went viral on social media, Kayla posted this response on Instagram.
Kayla also fired some shots at some vulgar Instagram trolls in her comments section.
Bryce got himself a keeper.


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'Doubt' casts Davis as mom
EmptyUPDATED 1:56 p.m. PT Dec. 12
Viola Davis is set to play Mrs. Muller in Miramax's screen adaptation of "Doubt," John Patrick Shanley's Tony-winning play.
Meryl Streep, Philip Seymour Hoffman and Amy Adams star in the film that was written and is being directed by Shanley.
Scott Rudin is producing along with Mark Roybal, and Celia Costas is executive producing.
Davis will play the mother of a young male student who has piqued what Sister Aloysius, the Mother Superior of the school (Streep), sees as the improper interest of Father Flynn (Hoffman).
Adams is in negotiations to play Sister James, the young nun who has been an indirect witness to the dealings between Flynn and Muller's son. Production began last week in New York.
Davis ("Antwone Fisher") is repped by APA, Estelle Lasher and attorney Mike Adler.


text: Planet Saturn is the second largest planet of the solar system. Its rings represent limitations of man. It is associated with restriction, limitation and delay, being the Guru that teaches us the realities of our own existence. Saturn does not deny or restrict imagination, spirituality or good fortune but instead demands that these things are given a strong structure and meaning. Planets Saturn's 7.5 years cycle is known as Shani Saade Saati which is one of the toughest periods in life of a person.


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Exciting and changing times
23rd April 2019
Ann Skinner, Founder and CEO of Resolving Chaos will be stepping down from this position after 8 years to move on to new challenges.
Resolving Chaos is Moving!
25th September 2018
We're really pleased to be moving more closely to our partners in Hertfordshire and will now be based in the Ascend building in South Oxhey, Hertfordshire.
Subscribe to our Newsletter!
22nd May 2018
Keep up to date with information about Resolving Chaos, our projects, events and reports.
Resolving Chaos Newsletter - May 2018
17th May 2018
Read about highlights from our work in 2017/18, and news about current work we are undertaking with partners across London and Hertfordshire.
Watch this space!
13th March 2018
We are currently developing a new initiative 'Valuing Communities' in a number of areas. This will build on our strong track record of working at a local level, leading collaborative initiatives working with local commissioners and voluntary and community organisations.
Helping to shape new guidance to safeguard rough sleepers in London
13th March 2018
Resolving Chaos and Aurora Project Lambeth have produced a report from focus groups examining draft guidance on Safeguarding and Homelessness for London.
Hertfordshire project shortlisted for prestigious award
31st July 2017
A Resolving Chaos-led project has made it to the last round of the Local Government Chronicle (LGC) Awards.
You First programme transfers leadership to Certitude
28th July 2017
From 1st January 2018 the You First programme will transfer to the leadership of Certitude, with the You First team being managed by Thames Reach, both have been core partners within Lambeth, Southwark and Lewisham Fulfilling Lives programme since its inception.
You First service saves a third of costs and improves lives
28th June 2017
One in every £3 spent on services for people with multiple needs supported by You First has been saved as their outcomes improved.
Our service user experts lead equalities outreach discussion
3rd March 2017
Service user experts from all over England have come together to discuss how to improve outcomes for people with multiple needs.
A bostin' trip to Brum!
28th February 2017
Birmingham's Experts by Experience host the latest NECG Meeting
London leader writes newspaper column about You First visit
1st February 2017
London Assembly and Lambeth Council Member has written a column in Southwark News about her recent visit to the Resolving Chaos-led multiple needs programme in South London.
South London Press praises Resolving Chaos-led work
16th January 2017
Major regional newspaper the South London Press has praised the Resolving Chaos-led Fulfilling Lives Lambeth, Southwark and Lewisham Partnership supporting people with multiple needs.


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Friends of Sleeping Bear Dunes is an all-volunteer organization. While most of us think about the Park in summer, our organization is active all year long. And while we may think of volunteer jobs involving biking, hiking, or walking beaches, there are a lot of administrative jobs that are really important to keep our organization running smoothly.
One of those jobs is Bookkeeper. This job involves paying bills, keeping records online in QuickBooks, and creating reports for our Board of Directors. It requires about 8 hours per week, but this varies throughout the year. Our current Bookkeeper is planning to retire at the end of 2018, so we need someone to take over this job – and hopefully, someone to act as an Assistant Bookkeeper when the Bookkeeper is on vacation or busy with other duties. We are fortunate to have several months to allow for training and transition.
Click here to read the job description.
If you are interested, let us know by filling out the Volunteer Registration Form. Just check the Bookkeeping box. OR e-mail our volunteer coordinator.


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Tyrone Glover CEO / President / Credit Coach / Substitute Teacher / Accidental Consumer Advocate 805-428-9424 Schedule a free Forensic Financial Data Analysis
Having trouble getting and understanding your credit reports?
If your credit reports are inaccurate, outdated, or riddled with errors, which most of them are! How accurate do you think your scores are?
Your credit report online for ease of access.
Your credit report by other means than internet.
A new way of viewing, addressing and resolving ones financial concerns! We do what our competitors can't and won't!
Stop living in a fools paradise!
Stop living with unresolved question and unanswered questions!
Stop being victimized by outdated methods and methodology!
Thank you for the privilege of your time!
Get Your Financial Life Back!


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South Valley Subdivision Felix B Plus
South Valley Subdivision Bago City sits on a 31 hectare prime land, located along the Negros South Road Highway, Barangay Calumangan, Bago City, about 7 kilometers south of Bacolod City.
The location is perfect for a residential subdivision because it is along a major highway and its highly accessible being only 5 minutes away from Bago City proper and only about 15 minutes from Bacolod City. Its close proximity to schools, hospitals, churches, commercial establishments and government offices, makes it an ideal location for a residential subdivision.
South Valley Subdivision Bago city will be developed in two stages starting with a 13 hectare area consisting of 506 residential lots with an average lot area of 100 square meters. It will also have a socialized area consisting of 121 lots with an average lot area of 80 square meters.
South Valley Subdivision Felix B Plus Specifications:
Floor Area: 95 sqm
Lot Area: 200 sqm
– 3 bedroom
– 2 toilet and bath
– 1 Powder Room
– Dining Area
– Living Area
– Kitchen
– Fence and Gate
South Valley Subdivision Felix B Plus Sample Computations:
Reservation: P20,000
Down Payment: P432,000 payable in 24 months
Monthly down payment for 24 months: P17,166.67
Processing Fee: P259,200
Monthly Processing Fee for 24 months: P10,800
Loanable Amount: P2,448,000
Monthly Amortization through pag-ibig at 6.50% per annum:
10 years – P27,796.54
20 years – P18,251.63
30 years – P15,473.03
Note: MRI/FI/Contribution upgrade not included
Please like and check our facebook page —> Please click here
Property Details
Address: South Valley Subdivision
City: Bago
Lot Area: 200 sqm
Bedrooms: 3
Bathrooms: 2
Additional Features:
Additional Photos for this Listing
Property Map
Contact Us For More Details on this Property


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MAY 2-4: The LitWits® Workshop on JAMES AND THE GIANT PEACH by Roald Dahl
Thursday, May 2, 2019, 8:00 PM
May 2-4, 2019: James and the Giant Peach by Roald Dahl - 1961 (you can buy the book or CD here). Click the green REGISTER button, then scroll down to see all session options. (NOTE: Master Classes for ages 12+ are being offered separately in spring, for different books - see our calendar.) If sold out, please email firstname.lastname@example.com to be waitlisted. A LitWits® workshop is a hands-on, memorable experience of a great book. Kids read (or listen to) the story before they arrive,* and for three hours we experience it in all kinds of sensory ways. It's amazing how much kids can learn while they're "just" having fun! "LitWits is motivating, educational, and inspirational. Your workshops have shown my son that exploring the world of literature and writing can be fun. I can't thank you enough." That's because our straight-from-the-pages props, activities, creative projects, and original academic handouts are integrated to convey key academic information: themes, the narrative arc, character development, historical and geographical contexts, vocabulary, writing skills, and more. There's no pressure to perform or participate – we want to inspire your kids to read more great books! AGES: Each workshop is offered for two age groups. The content will be exactly the same in the 7+ and 10+ groups, and all will do creative writing. The differences are: Ages 7+ slower pace, more thorough project directions thorough discussion of all handout information more time for projects and creative writing, with one-on-one help as needed age-appropriate expectations for efforts and participation appropriate peer setting Ages 10+ faster pace, less detailed project directions emphasis on thoughtful, thorough responses on all handouts more time for deeper, age-appropriate discussions and creative writing age-appropriate expectations for efforts and participation appropriate peer setting If this age division separates siblings who would prefer to be together, or if it better suits your schedule to have them in a single workshop, older kids are welcome to attend the 7+ workshops, but not the other way around. Or you might prefer our Saturday morning session for ages 7-12. Cost: The $70 cost of each 3-hour workshop includes all supplies and a no-nuts, book-related snack. LitWits Workshops is an approved vendor for Ocean Grove Charter School and Inspire Charter Schools. Charter parents, please enter promo code CHARTER to register, then request a purchase order or enrichment certificate. Cancellation Policy: If you cancel at least 30 days before the workshop, you can choose a refund or makeup; within 30 days, you'll get a makeup. (Use promo code MAKEUP to re-register, and please remind us, in the Notes field, which workshop you missed.) There are no refunds or makeups for no-shows. We hope that makes sense and seems fair! *Abridged and audio versions are perfectly acceptable; movie versions are not, because images replace a child's visualization, and words are reduced to dialogue. Our workshops aren't just about the story, but about how the author's craft skills affect thought, character, and imagination.
Tickets: https://www.eventbrite.com/e/may-2-4-the-litwits-workshop-on-james-and-the-giant-peach-by-roald-dahl-registration-47269884497?aff=aff0eventful
Vintage Faith Church (upstairs in the Children & Youth building)
350 Mission Street
Santa Cruz, CA 95060
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Hancock High Chicago, IL
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Cecily, Prianka, and Gabby—CPG4Eva—have been BFFAE since birth. So they'd rather chat about life and their first boy-girl party WITHOUT the new girl texting them all the time. They aren't exactly mean to her. But they aren't exactly nice.
To be honest, mistakes are made.
The question is, where do they go from here?
TBH, Cece has no time for her boy-crazy friends. She wants to make a bigger impact in middle school than just choosing the perfect kissy cat-face emoji.
But that's hard when Gabby and Prianka talk about their crushes 24/7. (To be honest, it's way too much information!) Between nailing down summer plans, getting busted for iMessaging in class, and organizing the spring fair, things are getting rocky for the BFFs.
But when Prianka gets an SOS text from her friend Vishal, the girls realize they need to band together—because some of their classmates have bigger challenges than dealing with sixth grade stress.
Lisa Greenwald lives in NYC with her husband and two daughters. She loves reading, the beach, sunglasses, and sushi. Learn more at www.lisagreenwald.com.
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Copa America: Mexico, Venezuela advance to quarterfinals with wins
PASADENA, Calif. - Javier Hernandez scored on a first-half header, and Mexico survived a tense second half to advance to the Copa America quarterfinals Thursday night with a 2-0 victory over Jamaica.
Substitute Oribe Peralta scored in the 81st minute, and goalkeeper Guillermo Ochoa made several big stops in El Tri's 11th consecutive win in international play, including its first two Copa America games.
Mexico advanced from Group C along with surprising Venezuela, which beat Uruguay 1-0 earlier in the day in Philadelphia. Mexico and Venezuela will meet Monday at NRG Stadium to determine the higher seed in knockout play.
Chicharito put Mexico ahead in the 18th minute with an exceptional header, outjumping Wes Morgan and setting off a seismic celebration at a Rose Bowl packed with Mexican fans for the rematch of last year's Gold Cup final.
Jamaica was eliminated while going scoreless in its second straight match despite pressing throughout the night.


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Events for November 19, 2018
Events Search and Views Navigation
10:00 am
Gilmer Fine Artist Meeting
3rd Monday of the Month at 10 am GFA Friends, If you have any questions regarding the schedule, please contact Vicki Simpson at firstname.lastname@example.com Membership $15 if already a Gilmer Arts member $50 for GFA and Gilmer Arts membership Guild Events/Activities Monthly Meetings Social time Critiques Exhibition Receptions Vision Actively promote awareness and appreciation of the visual arts inFind out more »
B.E.S.T. Art Series – Ed Cahill
"Ellijay and Elsewhere – Paintings by Ed Cahill" A solo exhibition featuring the talents of Ed Cahill Gilmer Arts B.E.S.T. Visual Arts Series (Bringing Ellijay Sensational Talent) announces its 9th exhibition in the series with the opening of "Ellijay and Elsewhere – Paintings by Ed Cahill" on November 9, 2018, featuring the artwork of award-winning artist Ed Cahill. The exhibition, hostedFind out more »