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Drownproofing Your Portfolio
Stock Market Video
Drownproofing Your Portfolio
Fortune Cookie
In Case You Missed It
In this week's stock market video, Mike Cintolo discusses his "lean bullish" stance toward the market as the evidence continues to improve, especially when it comes to growth stocks—in fact, he's most impressed with the number of "liquid leaders" that have launched of late, usually on earnings. There are still some flies in the market's ointment, and stock selection is key, but overall, Mike advises latching onto these leaders and enjoying the ride. Click below to watch the video.
Drownproofing Your Portfolio
Back in my university professor days, I used to speak to community and professional groups on communication topics. When I talked to business groups, these talks often got around to putting communication into action. One image I used to explore the plight of a small business trying to decide on a communication strategy was "The Four Things You Can Do In the Water." It goes like this.
"If you're in the water, there are four things you can do.
"The first is drown. Let's keep that in mind, because if you do nothing when you're in the water, you really can sink, die and disappear.
"The second thing you can do is float. It has the advantage of not drowning, but unless you trust the tide to put you on the shore or you think someone is going to come along and rescue you, that's about it.
"If drowning and floating don't suit you, the third thing you can is swim! All of a sudden you have a direction, momentum and some control over your destiny. Good for you!
"But there's a fourth option, one that not many people think about. You can surf. Surfing is just finding a wave, letting it pick you up and falling down its face for as long as it will carry you. (Of course a board is handy.) If you can find a wave that's heading in your direction and ride it successfully, you can outdistance even the strongest swimmer while expending just a fraction of the effort."
At the time, my point had to do with communicating with customers, with investors and with your employees. But I've realized that it can also have a lot to do with investing. (You knew there had to be a connection, right?) It wasn't what I had in mind when I first wrote the image up, but here it is.
The person who drowns is the person who does nothing with money but spend it. No budget, no plan, no savings, no investments. Nothing. This is the strategy that leads to huge debts and bankruptcy, which is about as close to drowning as you can get in the financial world.
In investing terms, the person who floats is the person who saves. The more you save, the bigger your financial cushion is, but you hear stories every day about people whose savings have been blown away by illness or some kind of accident. Money in the cookie jar or under the mattress is better than nothing, but that's the best you can say about it. Completely safe investments—an insured bank savings account or a Treasury bond—used to allow your money to grow fast enough to keep up with inflation. Not any more, of course. It's a strategy that qualifies as better than nothing, but it's still a minimal kind of action.
The person who swims is the one who invests. Investing in anything from an index fund to a highly leveraged derivative always involves risk, and the relationship between risk and reward always follows the same formula. Low risk investments bring low returns. The more risk you are willing to take on, the higher the potential reward. This is a strategy that gives you a direction and some control over your financial future.
The surfer is the investor who figures out which direction the market is going and gets in step with it. This takes skill and nerve, and there is always the chance of wiping out. But if you ask an investor who has ridden a bull market what it's like, the answer will be ecstatic. It's not just the money—although that's a huge part of it. It's the sense of being locked in to a bigger movement, letting the market do the work while you make huge gains. Skiers and snow boarders can get the same feeling.
Cabot's growth advisory letters—Cabot Growth Investor, Cabot Top Ten Trader, Cabot Global Stocks Explorer—use market timing to identify positive market conditions, essentially telling you when the investment surf is up. Their advice is especially important when market conditions are negative. Knowing when to get out of the water is how surfers—and growth investors—stay safe.
Here's this week's Fortune Cookie. Remember, you can always view all previous Fortune Cookies here and Contrary Opinion buttons here.
"Success is a lousy teacher. It seduces smart people into thinking they can't lose."—Bill Gates
Tim's comment: Gates wrote this regarding the time Microsoft was being threatened by Internet startups eBay and Yahoo; his early success had not prepared him for these new challenges. Similarly, the investor whose first stock purchase succeeds learns little about adversity. He who fails several times learns faster.
Paul's comment: Writing about growth stock investing can be a little perverse, because whenever markets are heading up, we preach that you should always be ready to get out. And when markets are in a bearish mood, we preach that you should be ready to get in. But for people who have been enjoying success in the market, we always haul out the old maxim, "Don't confuse brains with a bull market." Success rewards, but failure teaches.
In case you didn't get a chance to read all the issues of Cabot Wealth Advisory this week and want to catch up on any investing and stock tips you might have missed, there are links below to each issue.
Cabot Wealth Advisory 11/2/15 – The Enormous Potential of Chinese Stocks
I write in this issue about why buying stocks (capital investing) is superior in the long run to just putting money in a savings account. I also recommend an ETF that I think has a lot of power behind it. Stock discussed: PowerShares Golden Dragon Halter USX China Portfolio (PGJ).
Cabot Wealth Advisory 11/3/15 – A Crazy Idea?
Cabot Stock of the Month's Chief Analysts, Tim Lutts, floats a "crazy" idea for a guaranteed basic income for everyone, whether they work of not! It won't sound so crazy after you read Tim's reasoning.
Cabot Wealth Advisory 11/5/15 — Is It Time to Buy Energy and Gold Stocks?
Mike Cintolo, Chief Analyst of Cabot Growth Investor, looks at the possibility that energy and gold may have bottomed and says Newfields Exploration (NFX) has the look of a possible leader. Mike also mentions his upcoming free Lunch with the Analyst webinar on November 18 at 1:00 pm ET. For a full market analysis, some strong stock recommendations and a chance to have you questions answered, don't miss it! Click here to register.
Paul Goodwin
Chief Analyst, Cabot Emerging Markets Report
P.S. Do you want to have more retirement income?
Time and again, surveys find that the more informed people are about retirement investing, the less worried they are that they'll outlive their retirement savings. We've talked to thousands of investors at Cabot, and most of their biggest worries about retirement are simply due to uncertainty or a lack of information. That's why we decided to make it simple. We've created a comprehensive Retirement Investing Handbook that will teach you everything you need to know to become a smarter, more successful, more confident retirement investor.


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Northwood Pointe Maintenance Association is a "Master Association" planned community consisting of 1,930 residences within 12 Sub-Associations: Trailwood, Rosegate, Northwood Villas, Canyon View, Arborcrest, Georgetown, Lexington, LanesEnd, Arborcrest II, Somerton, Collage and Arden Square.
Contact Keystone Pacific Property Management
For after-hour common area emergencies, please call (949) 833-2600.
View Statement/Pay Bill
Keystone Pacific accepts association payments online. If you have questions about this service or your login information, please contact Customer Care at (949) 833-2600.
Your community newsletters are now available online. Read the latest community-related updates and information.
Maintenance Service Request Form
See Something? Say Something! Please submit a maintenance request if you see anything in the community that requires attention.
News and Updates
📰 March Community Newsletter
Your monthly community newsletter is now available on the website. Please click on "Read more" to access to download link.
Paint Scheme Adoption Notice
Please click on the link below to view the community's paint scheme adoption letter.
Northwood Pointe's New Community Website
We are excited to announce Northwood Pointe Maintenance Association's newly designed community website. Our website's new look, user-friendly navigation and responsive design are just some of the new features you will enjoy. Residents can obtain the latest newsletter, board meeting minutes,
Community Website Login Instructions
Several areas of this community website have been secured and will require you to log in to view the secured pages. Please log in using your KPPM Connection email address and password. If you have not registered to use our

subset: commoncrawl


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<== Site of the Week for 2005-05-18 ==>
Physicians have their hands full. From a patient's perspective, I would rather have those hands full dealing with my needs rather than filling out paperwork.
ChartLogic.com is a company founded by Dr. Bruce Jorgenson for the goal of making a paperless medical office. Their line of products include technology for voice driven charting. The web site has a full list of products and offers support.
The company is among the fastest growing companies in Utah. It was listed on the 2004 Inc. 500 list of fastest growing private firms.


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Research, Charts & Company Announcements
Research Tree provides access to ongoing research coverage, media content and regulatory news on Derwent London. We currently have 36 research reports from 4 professional analysts.
Research Tree provides access to ongoing research coverage, media content and regulatory news on Derwent London. We currently have 36 research reports from 4 professional analysts.
|31Jan20 16:00
|Total Voting Rights
|30Jan20 07:00
|16Jan20 15:00
|Holding(s) in Company
|31Dec19 13:00
|Total Voting Rights
|23Dec19 07:00
|18Dec19 16:00
|Director/PDMR Shareholding
|29Nov19 16:00
|Total Voting Rights
2019 was a difficult year for UK equity capital markets activity, and Cenkos demonstrated the strength of its flexible business model and the client relationships sustained by its staff, achieving full year profitability despite one-off restructuring costs. Lower fixed costs will benefit future earnings and Cenkos reports a positive start to 2020 with a strong pipeline. Conservatively, we have reduced our revenue/earnings assumptions for this year, but improved market/investor confidence could generate significant upside.
Companies: Cenkos Securities
The group released a mixed set of quarterly results, characterised by a fall in the tangible book value and a reduced capital usage. Management's guidance for this is reassuring: the group is expected to meet expectations thanks to stronger cost control and lower cost of risk.
Companies: Lloyds Banking Group
Q4 saw $100m of revenues ex customer P+L. The company will return 100% of 2019 profits to shareholders through dividends and buybacks, has $293m net cash, and may seek targeted acquisitions, new licences and product extensions.
Companies: Plus500
The quarterly underlying performance came in line with expectations. The expected Coronavirus-related impairments and the temporary extra capital consumption look limited. The related revenue losses remain unknown but are expected to be progressively offset by organic growth. The announced acceleration in the group's repositioning comes at the right time, confirming management's confidence in Asia's longer-term potential and enabling the group to improve its capital usage ahead of the implementation of Basel 3.
Companies: HSBC
Urban Logistics REIT ("ULR") successfully closed its Placing last Friday (14/2) raising £130m gross, materially exceeding the original £100m target. There is scope for this to further increase via an Open Offer/Offer for Subscription and an over-allotment option. The proposed 3.85p special dividend has now been declared. The manager's incentivisation arrangements will be amended. These are all subject to shareholder approval at the General Meeting to be held on 9th March. The acquisition of pipeline assets is expected to be earnings accretive in the first full year. The market trends for ULR's target asset class in the small/mid-box logistics space remain supportive of total returns.
Companies: Urban Logistics REIT
Cenkos has a record of successful fund-raising for clients and maintaining annual profitability since its inception in 2005. This reflects its focus on client outcomes, a well-established network of business relationships and flexibility in its cost base. Its client relationships should stand it in good stead when market conditions become more favourable. In the meantime, the company's strong balance sheet, with substantial capital headroom, provides reassurance and Cenkos would not need to attain earlier levels of return on equity to warrant a materially higher valuation.
Companies: Cenkos Securities
Primary Health Properties PLC (LON:PHP) recently announced its full-year results to December 2019. These were in line with our forecast and confirmed a strong year for the company. Earnings per share as measured by the adjusted EPRA EPS (see footnotes to the table) grew by 5.8%, and the dividend (f
Companies: Primary Health Properties
Fidelity China Special Situations (FCSS) aims to deliver long-term capital growth, following a bottom-up approach to investing in companies listed in China, and Chinese companies listed elsewhere. The trust marks its 10th anniversary in April 2020 and, since inception, it has generated an annualised NAV total return of 11%. Chinese equities have been relatively out of favour for some time against a backdrop of the US-China trade dispute, Hong Kong political protests and, more recently, the coronavirus. The manager, Dale Nicholls, is finding exciting opportunities at attractive valuations, and continues to focus primarily on smaller companies that can benefit from long-term secular growth trends.
Companies: Fidelity China Special Situations
For fighter pilots, it is a minimum requirement. But having 20/20 'visual acuity' (correct term) does not necessarily mean you have perfect vision (as convention assumes); instead, it indicates sharpness and clarity of vision at a distance. It is measured by a Snellen Chart, which displays letters of progressively smaller size and whereby 20/20 means that the test subject sees the same line of letters at 20 feet that a person with normal vision sees at 20 feet (or 6 metres; but 6/6 simply didn't catch on).
Companies: ABBY BDEV BWY BKG VTY CRN CSP CRST GLE GLV INL MCS PSN RDW SPR TW/ WJG
Following continued delays of a Brexit agreement, few sectors within the UK market have remained attractive to investors despite low valuations. One sector which has continued to outperform despite the political drama has been the UK video gaming sector (henceforth UK gaming), which we are fans of. We believe a combination of sector-leading growth, strong cash conversion and timely cyclical positioning support our positive view on the UK video gaming sector.
Companies: ABBY AMS ANX ARS ATYM AVON BLVN PIER BUR CGS CAML CDM CSRT TIDE CYAN DTG DEMG ELM EMR FPO FDEV GTLY GENL GHH GRI GEEC GKP HMI HAYD HEAD HILS HTG HUR IBPO IOG INDI JHD JOG KAPE KEYS KWS KCT KGH LAM LIT LOK MACF MANO MOD OXIG PCA PANR APP SRE PHC PMO RBW RMM RBGP REDD RSW RNO ROR SUS SCPA SEN SHG SOLG SOM SUMO TM17 INCE TWD TRAK TRI VNET VTC ZOO ZTF
The company has announced that following strong trading over Christmas, PBT will be comfortably ahead of expectations. In addition, the non-recurring profit of £0.6m which was announced in October has grown to £0.8m.
Companies: Ramsdens
In FY19 AFH delivered 8% organic net flows and revenues are up 47% yoy. The revenue model change in Protection responds to investor concerns and leads to significantly increased cash conversion.
Companies: AFH Financial Group
Today's update confirms Equals has delivered a second straight year of material revenue and profit growth, despite difficult market conditions, with a significant shift in the revenue profile towards more profitable B2B customers. Given profit delivery has been slightly lower than expected, we rebase our forecasts to take a more prudent view of trading in years FY21E and FY22E, but we are confident Equals has now assembled the products, infrastructure and management it needs for strong growth.
Companies: Equals Group
Securities Trust of Scotland (STS) aims to generate income and long-term capital growth through a bottom-up approach to investing in global equities. The manager, Mark Whitehead, focuses on quality companies with an ability to sustain dividend growth, to build a relatively concentrated portfolio of 35–55 high-conviction stocks. In his view, this approach is naturally aligned with selecting companies that score highly on ESG issues. Since Whitehead's appointment, and the adoption of the mandate, STS has delivered an annualised NAV total return of 12.9% and increased demand for its shares the valuation from trading at a persistent discount to trading at a premium to NAV.
Companies: Securities Trust Of Scotland


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Wolfgang's Vault, that treasure trove of incredible live performances culled from the personal collection of the late Bill Graham is going to be presenting Day On The Green, 1977. The Day on the Green concerts were held at the Oakland Coliseum Stadium in Oakland, California from 1973 - 1991.
The 1977 concert featured Peter Frampton and Lynyrd Skynyrd. Produced by Bill Graham and recorded on July 2, 1977, it is at the height of Frampton's fame and is only three and a half months before the plane crash that took the lives of lead vocalist Ronnie Van Zant, guitarist/vocalist Steve Gaines of Skynyrd and Gaines' sister, backing vocalist Cassie Gaines of the Honkettes. .
Wolfgang's Vault has partnered with "Public Television Rocks!" in association with WNET.ORG / WLIW21 to present this show on public television stations nationwide.
The show premiers Saturday, August 14 at 8 pm on WLIW21 on Long Island and will be broadcast throughout August and September.
This is one to go set the TiVo or DVR to record. I have already put it on my WISHLIST on my TiVo. I type in the name and my little friend will keep it's eyes out for it and record it when it hits the Memphis airwaves.
Tue Jul 27, 3:38 pm ET
NEW YORK – Forget Black Friday. It was Tan Tuesday.
The cast of MTV's "Jersey Shore" skipped the beach for a day to ring the opening bell at the New York Stock Exchange Tuesday.
Nicole "Snooki" Polizzi gave a thumbs up to stock brokers before ringing the bell and waving to the crowd. Fellow cast members Paul DelVecchio and Vinny Guadagnino pumped their fists in the air, and the rest of the group applauded.
I am intrigued...
CINCINNATI (AP)—A year after they were featured on HBO's "Hard Knocks," the Bengals have scripted their own reality show.
T.O. and Ocho. Two self-conscious stars, one NFL team.
How will they fit? How will it work? Which receiver will provide most of the drama?
And, more importantly, will any of it help the Bengals get back to the playoffs?
And let's not forget they both have reality shows on VH1 "Ochocinco: The Ultimate Catch", a dating show and then right after comes "The T.O. Show", which is, of course about T.O.!


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The NaceCare Solutions team is dedicated to supporting all members of the commercial cleaning industry. Our commitment is to respond to you quickly with the information you need.
NaceCare Solutions
1205 Britannia Road East,
Mississauga, Ontario, L4W 1C7
Toll Free: 1-800-387-3210
Fax: 1-800-709-2896
To contact us via e-mail, please fill out the form below.


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The family of artist Robbie Bell (1957-2015) announced today that his paintings and photography will be displayed and auctioned, on May 12, 2016, to benefit the South Carolina Diabetes Association. Bell, who died in December of last year, has been featured in exhibits in Charleston, Clemson and Greenville. He was a professional photographer as well as an award-winning graphic artist.
Practicing the art of American Realism Bell's paintings combine wildflowers from the meadow behind the painter's studio with simple, meaningful and historic objects. "These paintings bring it all together,' the artist once said, "objects I love to paint, scale, weight, lights and darks,…wildflowers with a bit of refinement. Paintings, I hope, with a quiet presence."
Robbie Bell, a native of Greenville, and was a standout athlete at Greenville High School and a graduate of the University of South Carolina and Georgia State University. He began his creative career working as a project coordinator for John S. Frey Porcelain, fabricating panels for Atlanta's High Museum of Art. He held several creative positions, including Senior Art Director for DMB&B, Walker Studios, and later taught art in the Greenville County School District. Bell donated much of his work to organizations including Camp Greenville, First Baptist Church and Surgeons for Sight.
The Silent Auction of Still Lifes and Meadows will take place on May 12 at The Artisan Traders in Greenville, SC. The show begins at 6pm with bidding ending at 8pm.
View Bell's work at (http://robbiebell10.wix.com/scstilllifes).
For further information call 415/577-6422 or e-mail to (firstname.lastname@example.com).


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We service insurance agency clients from across the US with the team in our Miami offices.
Agency Marketing Machine Headquarters
3050 Biscayne Blvd.
Ste. 202
Miami, FL 33137
To schedule an AMM Program Web Demo to see what we do CLICK HERE, or call 786.322.4999.
Feel free to send us a message using the form below:
The latest case studies and insight into what's working for insurance agency marketing.


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you will need (for 4-6 servings):
|chili powder
- 6-8 pieces organic chicken-bone in (cut breasts in halves)
- 1 medium onion, cubed or sliced
- 3-4 cloves of garlic, crushed and sliced
- 8-10 baby yellow potatoes, washed, skin on, quartered
- 3-4 organic carrots, sliced down the middle, cut in 2 or three pieces each
- 1-2 tbs olive oil
- 2 tsp good quality chili powder (home made recipe)
- 1 tbs fresh lemon or lime juice, plus 1/2 tsp zest
- 8-10 (or 3 small roma tomatoes) baby tomatoes sliced in half
- sea salt & freshly ground pepper to taste
- 1-2 tsp fresh (or dry) thyme or oregano
1. heat the oven to 375 degrees (on roast setting if you have it available)~add the chopped onions and garlic to the bottom of the dutch oven or baking dish. in a bowl sprinkle the chicken (top and bottom) with sea salt, pepper, 1/2 of the chili powder, lemon/lime zest, and herbs.
2. add 1/2 of the olive oil and all of the lemon or lime juice~make sure all the chicken pieces are fully coated with the mixture, then start laying them over the onions with the skin side up.
3. coat the cut potatoes and carrots with remaining olive oil, sea salt, and pepper, then scatter them among the chicken pieces pushing them down into the spaces in between. scatter the tomatoes and remaining herbs over the top.
4. cover the dish (or dutch oven) and place in the hot oven. allow the chicken to cook covered (you can use aluminum foil) for about 45 minutes, then remove the cover and bake for another 20-30 minutes until the tops of the chicken look golden brown and crispy~ you are ready to serve.
5. a spicy green salad with citrus sections (ruby red grapefruit) and lemon vinaigrette dressing makes a good side dish and rounds out this meal perfectly.


text: I've always thought that your either LOVE or HATE Brussels Sprouts – that there was no middle ground. As a kid I admit to being in the not friendly camp – but then I was introduced to the now famous 'Shredded with garlic Brussels Sprout – and now I am a fan!! If you have never tried them straight out of the garden – they are worthy of a second chance. You will be surprised how tender and sweet they are compared to the old bitter ones found in the grocery stores. This long season crop actually tastes better when hit with a slight frost. The plants look really neat in the garden as well – several small cabbage-shaped heads are grown along stalks 3 – 3.5 feet tall & 2 feet wide.


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is a setting / feature in the config and not a bug in the code. Here's my screenshot, where is yours? I am nothing BUT integrity when it comes to this server. What are you? I never once banned you from Discord, but yet here is mister high and mighty who is always 100% right making another false accusation. I did close the poll thread I made because I said I have made up my mind to not add gold trading and the discussion was closed, yet you kept going on and on instead of dropping it. You made another thread because you absolutely refused to read my post fully in the previous thread, even though you linked directly to it.
It is very likely you just skim this post too then make another post about how I have been exposed and you are this beaming light of hope for Annihilus exposing evil little me. You even make passive aggressive comments towards someone who didn't agree with you just because his join date, yet he's been in the community before you even thought about joining us. You keep saying all of this stuff about me but everything you're saying I am doing is actually the actions of yourself.
There's the SS. Two of your admins were in on it and the 2nd lied about even knowing about it after Revan said, "I think it was you who told us that it couldn't"
Regardless of whether the agenda is there or not it seems to be there if you look at it on an outside perspective.
EDIT: Pinged Vav
Walker isn't an admin? Eric Walker? Apollo?
Also, not hard to change plans from day 1-2 to week 2. Especially since people weren't strong enough to do it efficiently.
Last edited by Bloop; 04-02-2017 at 03:14 AM.
I'll tell you the same as I told others Bloop, it was my first week or two when I was told this, at the end of last ladder. These were also people that helped me. I trusted them, and it was proven false. I'm pissed that I was lied to. And vav kept asking for the screenshot so I sent it. And sure, there's a difference between mods and admins here, but as a general rule staff is usually to be trusted but when a staff member lies about something it's kind of an issue in my book. Not saying he's the one who told me it wouldn't work, but he did flat out lie about not knowing about it.


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White House: Podesta won't work on Keystone
The White House is putting out the word that incoming presidential counselor John Podesta won't work on issues related to the Keystone oil pipeline, a proposal Podesta has criticized in the past.
The administration is expected to decide by the spring whether to permit the Keystone pipeline, which would carry oil from Canada to the Gulf of Mexico.
Environmentalists oppose the plan, and Podesta —who joins the White House staff next month — is one of them.
White House spokesman Josh Earnest noted that the Keystone policy process has been in place for years, long predating Podesta's impending arrival at the White House.
"The administration has said Podesta would work on energy and climate change issues, and with an impending decision on whether to permit TransCanada Corp's controversial pipeline project to proceed, it appeared that issue would be part of his portfolio.
"In a development first reported by the New Yorker, Podesta decided to recuse himself from the issue, citing his well known opposition to the project and the advanced stage of the review.
"In discussions with White House chief of staff Denis McDonough, Podesta suggested that he not work on the issue, the aide said."


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Terms and Conditions
In these Terms and Conditions the following definitions apply:
1. Definitions
"Company" or "we" means London Crystal Palace Hotel Limited (Company Registration Number: 9301529) whose registered office is at Lynton House, 54 Clapham Common South Side, London SW4 9BX or its applicable group company.
"Booking" means the booking for accommodation, functions and/or any other services or items made with us.
"Contract" means the Booking and these Terms, and any other terms and conditions stated to apply to the Booking.
"Hotel" means the Euro Queens Hotel, 122 Church Road, London SE19 2UG.
"Terms" means these terms and conditions.
"Websites" means www.londoncrystalpalacequeenshotel.com any other website owned or operated by us.
"VAT" means value added tax.
2. Bookings
All Bookings at the Hotel are subject to these Terms.
At the time of booking or at check-in, we will take your credit/debit card details and you authorise the use of this card for any sums that become owing to us. We shall also have the right to require full payment in advance or a deposit at the time of booking in certain circumstances or if the Booking includes the supply of certain items or services. No Booking shall be treated as confirmed until the details and/or payment/deposit described in this paragraph have been provided. We reserve the right to check the validity of the Booking guarantee card provided to us at the time of Booking 5 working days prior to your arrival. The Hotel may choose to cancel the Booking if the the Booking guarantee (credit/debit card) is not valid from this point.
3. Charges
The prices displayed on the Websites or in the Hotel are room rate per night inclusive of VAT (at the prevailing rate). Any meals or services are included only if specified. A minimum length of stay, deposit, cancellation charge and other conditions may apply to certain rates, as specified. Prices shall be charged in the local currency of the Hotel.
The VAT breakdown shown is indicative based on the current rate of VAT, and the expected VAT treatment of the goods or services. VAT will be payable at the prevailing rate applicable at the tax point of the invoice or Booking confirmation issued, and may change depending on the actual rate and the VAT treatment of the goods and services purchased at that date.
Price lists for additional items, are on display at relevant locations within the Hotel and are available on request.
4. Check-in/ Check-out Requirements
In the interests of security and to prevent fraud, at the time of check-in, guests will be required to confirm their identity by providing their booking reference; their passport/identity card/driving licence and a valid credit or debit card which will be swiped in the presence of the card holder. If guests are travelling from outside the UK, Ireland or any country in the Commonwealth we are also obliged by law to require guests to provide the number and place of issue of your passport/identity card and details of their next destination. These records will be kept for at least 12 months and may be disclosed or made available for inspection by any police officer or as otherwise required by applicable law in connection with the prevention or investigation of crime. The information above may be requested for each member of your party over the age of 16 and we reserve the right to refuse entry to persons who cannot provide the information set out above.
Guests will be issued a photographic ID card upon completion of the registration process. This ID is specific for the Hotel use and is to ensure security at the Hotel is upheld. Guests will be requested to show this ID upon request.
Guests may check-in at any time from 2.00 p.m. on the scheduled day of arrival. All rooms that have been secured by credit/debit card or prepaid at the time of booking will he held until 11:59pm on the scheduled day of arrival unless otherwise agreed directly with the Hotel. Any non-secured reservation (of Booking received the same day as the arrival date) will be held until 4.00 p.m. on the day of arrival at which time we will be entitled to re-let the room, unless the guest has notified the hotel of a late arrival.
On the day of departure we kindly ask all guests to vacate their rooms by 11:00 am. Late check-out after this time can be requested subject to availability and will be charged at an hourly rate at the discretion of the Hotel.
Rooms are subject to maximum occupancy rules set by the Hotel. If you would like further details please contact the Company or the Hotel.
5. Payment
We accept the following methods of payment: credit cards: American Express, MasterCard, Visa; debit cards - Visa/Delta and Visa/Electron.
At the time of check-in we will collect the accommodation charges (room rate, VAT) in full and pre-authorise an amount equivalent to the anticipated incidentals for the duration of your stay against your credit/debit card. We may also choose to accept cash deposit in place of payment card authorisation.
All outstanding charges must be paid for in full on check-out from the Hotel. If the outstanding charges do not exceed the authorisation taken on check-in, the authorisation for the amount not utilised will be released, however, we cannot control how long it takes for your bank to effect such release. If staying for multiple nights at the Hotel we may require you to make payment for any outstanding charges on a more frequent basis during your stay. Cash deposits will be refunded upon check-out if not utilised.
6. Cancellation Policy and No Shows
The cancellation policy varies according to the rate that is booked. Please refer to the individual full rate descriptions given at booking.
For rates marked as "Flexible Rate" - These are cancellable without charge up to 2.00 p.m. local time two days prior arrival. Cancellation and non-arrival charges apply after the relevant time and will be charged to the credit/debit card supplied at the time of booking. We reserve the right to charge for one night's accommodation per room booked if the above cancellation requirements are not met.
For rates marked "Advance Purchase" - We require full prepayment for the entire stay at the time of the Booking and this is non-refundable and the Booking non-changeable. Prepayment is charged to the credit/debit card supplied at the time of the Booking or via payment gateway supplied at the Website. Cancellation or non-arrival will result in the forfeiture of the prepayment.
7. Changes or Cancellation by the Company
Very occasionally we may need to cancel your Booking. In such circumstances you will be given a full refund but we shall have no further liability to you arising out of such cancellation. We will, however, use reasonable endeavours to try and re-locate any confirmed Booking cancelled by us to an alternative location similar in standard to the Hotel.
Your booking is for a class of room in the Hotel and does not guarantee that you will be able to stay in a specific room or in the same room for the duration of your stay. If you have indicated a preference for a particular room through "add notes and special request" facility on the Website, we will use our reasonable efforts to honour this preference. However, we may need to allocate an alternative room to you for operational or safety reasons. If we need to move you to a different room during your booking for which a lower rate is available than the rate you booked at, we will refund you the difference in the rates.
8. Damage
We reserve the right and you hereby authorise us to charge your credit or debit card for any damage incurred to your room or the Hotel during your stay (including without limitation specialist cleaning) or for any items that are missing when you leave.
9. Parking
There will be a charge and/or limited spaces available and space may not be available for the duration of your stay. Terms and conditions may also apply to car park use. Cars and their contents are left at the owner's/customer's own risk. We do not accept responsibility for loss or damage (save as may not be excluded or restricted by applicable law).
11. Guest Behaviour
Guests are requested to conduct themselves appropriately at all times and to comply with Company procedures and/or requests with regard to conduct and respect for the property of the Hotel, its employees and guests and their health and safety. Guests are requested not to disrupt the comfort and enjoyment of other guests, the smooth running of the Hotel, or cause offence to other guests or our members of staff. We reserve the right to refuse accommodation or services or remove you and members of your party from the Hotel if, in our reasonable opinion, we consider this provision to have been breached. Where this is the case shall have no obligation to refund you for lost accommodation, other services or any other loss or expense incurred.
12. No Smoking
Guests are not permitted to smoke in rooms or public areas. The Hotel reserves the right to fine Guests £100.00 if they are discovered to have been smoking in rooms and/or publics areas
13. Children
All children (a person under 18 years of age) staying at the Hotel must be accompanied by an adult and must be supervised by an adult at all times.
Cots and extra beds are available. However, these are limited and subject to availability. Additional charges may apply.
14. Pets
Guide dogs are accepted with prior arrangement, otherwise no pets are allowed at the Hotel.
15. Force Majeure
The Company accepts no liability and will not pay any compensation where the performance of its obligations is prevented or affected directly or indirectly by or as a result of force majeure or any circumstances beyond its reasonable control including, but not limited to, flood, earthquake, extreme adverse weather conditions, natural disasters, other acts of God, acts of terrorism, fire or failure of electric power, gas, water, or other utility service, plant machinery, computers, vehicles or any collapse of building structures.
16. Limitation of Liability
The Company will not be responsible for the loss or damage of any property left in the Hotel other than as required under the Hotel Proprietor's Act 1956 and the Local London Authorities Act 2004 (a copy of the notice under such Acts is displayed in the reception of the Hotel) or any other applicable law.
The Company will not be liable for any indirect, consequential or pure economic loss or any loss of profit, goodwill or opportunity (whether caused by the negligence of the Company, its employees, contractor or agents or otherwise). The Company's total liability shall not exceed the value of the charges received by it under the Contract.
Nothing contained in the Contract or in any other document referred to or incorporated in it shall be read or construed as excluding any liability for death or personal injury caused by the Company's negligence or liability for fraud or fraudulent misrepresentation.
17. Governing Law and Jurisdiction
The Contract and any non-contractual obligations arising in connection with it are governed by English law.
The English courts have exclusive jurisdiction to determine any dispute arising in connection with the Contract, including disputes relating to any non-contractual obligations.
Each party irrevocably waives any objection which it may now or later have to proceedings being brought in the English courts (on the grounds that the English courts are not a convenient forum or otherwise).
18. Web Site Information
While all reasonable efforts have been taken to ensure the accuracy of information on the Websites, the Company does not accept responsibility for errors or omissions and reserve the right to amend, cancel or vary any of the arrangements featured on the Websites without notice. Please note that in certain circumstances, generic photographic images have been used to represent the general style of a particular product or hotel.
The content of the Websites is the copyright of the Company, and may not be copied, reproduced, published, distributed or amended for any other purpose without our prior written consent.
Trade marks used on the Websites are the property of the respective owners. Hyperlinks to third party websites are provided for your convenience. We cannot accept responsibility for the content or use of third party sites.


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Amelia, a Flatwoods native, and Brandon, a Glen Daniel native, took a chemistry course together at the University of Charleston.
Amelia Edna Lloyd & Brandon Noel Daniel | Charleston | 9.2.17 | Photographed by Burns Exposures Photography
They noticed each other thanks to a Chemistry Idol competition hosted by their professor. However, they didn't bump into each other again until the beginning of the next semester at the university's glow party, and they made that night their unofficial first date.
Years later, Brandon proposed on a Christmas morning. He made his own Russian nesting present, where each box contained a part of a poem. The last poem was unfinished. That's when Amelia looked at Brandon, who was down on one knee with the ring, to finish the poem.
Because it was a special place for them, the couple got married at the University of Charleston. The wedding had a 1920s theme. The bride wore a vintage-style, ivory Sottero and Midgley wedding gown covered in rhinestones and pearls. The bridesmaids wore matching pink and purple Pisarro Nights gowns. The groom wore a tan Allure Men suit and vest. One of the couple's favorite moments was having their first look at The Brass Pineapple in Charleston. With its Jazz-age essence, it was the perfect location to share their memorable moment.
The ceremony was held at the Erma Byrd Art Gallery, and the bride was escorted by her father while walking to "A Thousand Years" by The Piano Guys. At the reception, the couple shared their first dance to Ed Sheeran's "Perfect." The four-tiered wedding cake also contained elements of the '20s era: the bottom layer had a white feathered look, and the other layers consisted of gold pearls, lace, and a pearl brooch.
After a night of dancing, guests left the reception with lemon-flavored '20s-themed cookies. The couple honeymooned in Cancun, Mexico, and they now live in Lester.
Bride's Parents
Karla & Chuck Lloyd
Groom's Parents
Susan & Barry Daniel
Photographed by
Burns Exposures Photography
Bride's Gown
Nandel's, Eleanor
Bridesmaids' Dresses
Groom's & Groomsmen's Attire
Jean Ann's Bridal, Beckley
Winter Floral and Antiques, Charleston
Lisa Coche, University of Charleston, Charleston
Cake & Groom's Cake
Jeanne Jackson, Gassaway
BRAVO-Live DJ, Hurricane
Cookies by Design, Aurora, CO
Unscripted Memories
Erma Byrd Art Gallery, University of Charleston, Charleston
Riggleman Rotunda, University of Charleston, Charleston


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Tuesday, August 28, 2012
Linux Pro covermounts Icaros Desktop
Posted by Paolo Besser at Tuesday, August 28, 2012
Icaros Desktop is a free operating system and won't ask you for money. However, we need your kind support to continue development, pay fees, open new bounties and so on. If you're interested in Icaros Desktop, please donate through our donation page, or become a patron with our Patreon page.


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Ishpeming HS Alumni List
Last names starting with "A"
Select letter of last name to filter the alumni list
Registered Alumni
All Alumni
- Class of 1959 Dawn Aanderud
- Class of 1938 Donald Agrella
- Class of 1962 Gail Aho
- Class of 1970 Patty Aho
- Class of 1987 Stephen Aho
- Class of 1952 Sharon Alderton
- Class of 1959 Jeananne Andelin
- Susan Andersen
- Class of 1979 Connie Anderson
- Dorothy Anderson
- Class of 1958 Francis Anderson
- Jane Anderson
- Jesse Anderson
- Class of 1968 Robert Anderson
- Class of 1977 Dave Anderson
- Dominic Andriacchi
- Class of 1965 John Michael Archibald
- Class of 1965 Michael Archibald
- Robert Archibald
- Class of 1964 Dennis Argall
- Class of 1973 Nancy Argall
- Class of 2013 Nathan Argall
- Class of 1994 Tammy Argall
- Class of 1993 Terra Argall
- Amy Ayotte
- Diane Ayotte
- Junior Ayotte
- Class of 1973 Randi Ayotte
- Tony Ayotte
Looking for Ishpeming High School alumni not listed? If so, check out Classmates.com® - hundreds of more IHS alumni have posted their profiles.
About the Ishpeming High School Alumni Directory
If you attended Ishpeming High and want to be added to the alumni directory register now to add your name to the alumni list. Ishpeming High School alumni can relive their experiences from high school by sharing memories and pictures, reconnecting with those alumni listed, and more.


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Another day, another Wonder Woman… As I've said before, she's my favorite heroine to draw. This is my take after the announcement of the new costume. Go WW!
- Yor are here :
- RazIllustration
- /Art /
- Wonder Woman.
Wonder Woman.
May 5, 2015 razortiz
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URL for this post : http://razillustration.com/?p=516
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Those of you who use the Android OS might have already experienced it this morning — the Android Market has become "Google Play". It seems that in addition to the new name there are some other substantial changes also — users can now enjoy "a one-stop marketplace for music, movies, books, applications and other digital media content". Pretty much Apple's iTunes store. Or Amazon's website?
Besides, those who are (like me) situated in Germany will not perceive much of a change. But haven't we become used to that kind of secondary treatment in terms of access to media content?
And finally, here's a nice little "kind of ad" for Google's new service…


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- home
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- people on the move
LINC Up looks to address affordable housing
Organization partners with GRCC to provide construction students with hands-on experience building houses in Grand Rapids.
Community-driven economic development organization LINC Up is hoping to address the affordable housing dilemma by starting right around the corner.
Braving the return of winter weather, state and local officials were on hand last week to celebrate the announcement of LINC Up's new partnership with Grand Rapids Community College. The program will provide hands-on experience for construction students while building affordable housing in southeast Grand Rapids. The announcement was held at 507 Umatilla St. SE, the site of the first new home construction.
LINC Up Executive Director Jeremy DeRoo said the Umatilla neighborhood represented stark growth in the area in the past 10 to 15 years. DeRoo noted in the wake of the 2008 housing crisis, homes on the block were being sold for $9,000 and $10,000 apiece. The most recent home sale went for about $105,000.
"This is what neighborhoods do when they work well," DeRoo said. "But it can't be done by any one person or organization — it takes everyone coming together. That's why as you look around, you see groups committed to making neighborhoods better today than they were yesterday."
The affordable housing crunch in Grand Rapids is something the city is working hard to find a solution to, City Commissioner David Allen said. Allen, who represents the third ward where the project will be focused, said at the time of last week's event, just 117 single-family homes were for sale in the city, at any price point.
"If you want to buy a house, they don't exist," he said. "So, we need all hands on deck to find multiple ways to build more of these."
Through the partnership, construction students enrolled in GRCC's Workforce Training program will work with local contractors Lewis Construction and architect Isaac V. Norris to build affordable housing options in the area. By using the student population to staff the workforce, construction costs will be lowered and the selling prices will follow.
Beginning in April, the program will accept up to 16 construction students for a four-month course, consisting of 612 hours of instruction, 80 percent of that working hands-on at the construction sites. Students will work in every aspect of the homebuild and, following completion of the program, will be certified in residential construction, receive OSHA certification and asbestos credentials.
A $331,000 grant from the Michigan State Housing Development Authority will subsidize the construction of four homes, with additional support from the W.K. Kellogg Foundation and the Opportunity Resource Fund also contributing to the partnership. Additionally, Allen said the partnership will be expanded through the Kent County Land Bank Authority to build 15 more homes in the next 18 months.
Julie Parks, the executive director of GRCC's Workforce Training program, said the partnership will not only provide GRCC students with the opportunity to receive hands-on experience but also the chance to create tangible change in the neighborhoods where many of them grew up. That opportunity makes the program particularly attractive to millennial students who have a desire to give back to their community, she said.
"This way, they're getting skills to get great jobs along with working on their community; it's like a double win," Parks said. "For years, we built houses with Habitat for Humanity, which is the same kind of idea, but so many students are coming from this ZIP code, it just seems natural to do that here."
DeRoo said the program also will help to address the large disparity when comparing the number of minority students working in construction in Grand Rapids. DeRoo said although the construction industry is one of the quickest growing in the city, 2 percent of the workforce are people of color.
"We have opportunities to make this industry more inclusive as it continues to grow and expand," DeRoo said. "And we can impact who those opportunities are going to."


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Running a business can be very challenging, let alone a 100% virtual based business. When managed correctly, virtual employees can be a great asset. Unfortunately, without effective management, keeping virtual employees productive can be a struggle.
I have ran a virtual company over the past 11 years. Based on this experience, I have put together this article to provide you with four of the top secrets to running a virtual company.
Having virtual employees is a great asset and when they are managed and treated well, they can be productivity powerhouses!


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What Australia's Oceans Are Missing: Marine Scientists
The how, where and why of various ocean conservation projects may constantly be up for debate, but one thing that seems to be certain, at least according to one marine scientist, is that Australia needs a whole lot more skilled researchers if it is going to make any progress at all in protecting its marine habitats.
University of Western Australia reports, "On World Oceans Day... Chair of The University of Western Australia's Oceans Institute Advisory Board, Dr Ian Poiner, said: "Our oceans need chemists, economists, engineers, geographers, mathematicians, microbiologists, modellers, physicists, statisticians and taxonomists. Unless we do something about this, we will not be able to get the full benefits from our vast marine estate... As our population increases and coastal and offshore development continues to expand, efficient use and wise management of our marine estate is our greatest challenge and critical to the national interest."According to the article, "Australia's marine industries, such as energy, tourism, shipping, and fishing, contributed close to $45 billion per year to Australia. The sector was one of the most rapidly growing areas of the Australian economy."
But we know that these industries take a heavy toll on the health of marine ecosystems. From coal carriers running aground on the Great Barrier Reef and causing miles of damage to the fragile reef, to flooding that washes pollutants into the ocean, to a boom in shipping traffic with exports, not to mention unsustainable fishing industry practices and more, there is a wealth of activity that has consequences on the marine habitats that need to be studied. But are there enough experts to assess the situations?
According to Dr. Poiner, no, there aren't.
"Observing the Southern Ocean was critical for understanding climate, Dr. Poiner said. Understanding northern waters would be critical for national energy resources, while researching coastal areas was critical for managing future development." But there are "significant knowledge gaps" about these areas, and only about 20% of Australia's biodiversity has been documented.
In many ways, the speed of a fast-moving economy is the determining factor for how quickly and desperately new researchers are needed. As industrial development grows, precious resources like the Great Barrier Reef are under serious threat. The quicker Australia can solve its shortage of marine research experts, the sooner it can know and perhaps mitigate the damages that development is causing to its oceans.


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Commissioned by the Memphis Shelby County Port Commission, this August 2014 Economic Impact Study seeks to quantify the impact of the Port of Memphis on the economy of Memphis and Shelby County. In this study, impact is measured in terms of dollar value of total economic output, direct and indirect jobs supported, and local tax revenues generated as a result of all business activity related to The Port of Memphis.
- $8.46 billion – Total annual economic impact
- 7,145 – Direct jobs
- 12,835 Indirect jobs
- $43.3 million- Total annual tax revenue


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I just spent a day at the Grand Canyon and I have one piece of advice: Don't go.
Okay, that's a lie. Go twice. Once to see it, and once to see it again without pissing yourself.
There are two reasons I think the Grand Canyon is a terrible place to visit:
1. It's huge.
2. It's more crowded than Disneyland.
The first one may seem like an odd detractor to the Grand Canyon experience, but allow me to explain. Of course the sheer size of the Grand Canyon is its main attraction. "Grand" is an understatement. "Gigantic Canyon," or "Ohmygoditsfuckinghuge Canyon" might be a tad more accurate. No joke – when I arrived at the lookout point to see the Grand Canyon, I stopped dead in my tracks the moment I saw the gaping crevice and stood for a whole two minutes as my brain reassembled itself from the scrambled mess left in wake of incomprehensibility.
It's unfathomably huge. You see, it's not just a canyon. It's hundreds of canyons, each one of which would be able to stand alone as its own national park. If you carved out a tiny, meaningless canyon from the Grand Canyon and placed it in Iowa, it would get a million visitors every year and be on the state quarter. But it's not in Iowa, it's in Northern Arizona attached to the Grand Canyon, so it's meaningless. The Grand Canyon is so huge, everything about it loses meaning.
Think about it in terms of a tragedy in a movie. If aliens come and blow up a city, killing millions, it's hard to care. A million deaths doesn't mean much. But if a single character gets shot and slowly fades while whispering sweet farewells, being held by his brother as his brother tells him, "Don't go… please don't go…" everybody in the theater cries.
The Grand Canyon is a million people being blown up in a movie. Places like Zion, Mesa Verde, Crater Lake, and Joshua Tree may not be as massively cool, but when you enter them, you feel like you can explore every little crevice and become intimate with every little hike and site as you work your way up and down the park taking in the sounds and smells and everything else the humble little park has to offer. Just like one can explore the thematic, psychological, and emotional impact of a single character's death, one can truly come to understand and enjoy every little piece of a smaller, quieter, more nurturing park.
But for the Grand Canyon, I walked up to the vista, stood there, and then said, "Well shit. It's the Grand Canyon." And then I left. There was nothing more I could do. I mean, I could go on a hike down into the canyon, but I would still be looking around muttering, "The Grand Canyon, man. So… so… Grand." There is no hope for intimacy with the Grand Canyon.
I barely took any pictures, too. Just one, out of principle really.
And really, it's more crowded than Disneyland.


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King Xun Wedding textiles co.,ltd is a factory stay in Zhejiang China,we have 200 workers. Our products include chair cover,chair sash,table cloth,wedding backdrop and so on... Our hot sale products are spandex chair cover and wedding backdrop,wedding backdrop stand. Thanks for you to choose King Xun Wedding Textiles Co.,Ltd.We promise here,we will do our best servive for you.Visit Store >
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you receive your order and are satisfied with it.
If you want to exchange the items received, you must contact us within 3 days of the receipt of your order. And you should pay the additional
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Since your feedback is very important to our business`s development, we sincerely invite you to leave positive feedback for us if you are satisfied
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Seller: K.X Best Wedding Supplier
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Not known Factual Statements About Breast Augmentation Cost
A flat chested woman is not irregular from the feeling that her breasts are practical and may make milk. She's also not abnormal during the feeling that there are numerous many other women in existence with a flat chest (or Pretty much that).
Your breasts could possibly be extremely compact just before pregnancy, Nonetheless they do grow enormously in the course of pregnancy, and they are even larger throughout breastfeeding.
Have you been marking her top against a wall? Document all of it for posterity, and accumulate the photos within an album that she will be able to flip via When she wants. If you are transferring to an entirely diverse community (or state), you could possibly even want to snap shots from the grocer for the corner or the florist down the street. If your toddler is accustomed to looking at them on her method to the park or daycare, she'll miss out on them.
A very flat female's breasts can grow to the A or maybe B cup for the duration of pregnancy and even though breastfeeding. Nonetheless, clearly with compact 'storage space' the newborn could possibly need to nurse fairly generally.
Using an either too large or too little bra size can make your bust look smaller sized and less appealing than They can be, not forgetting that you'll feel absolutely uncomfortable if sporting inadequately-sized bras. The most important operate of bras should be to lift and assistance your bust, not allow your breasts to hang loosely or flatten them.
In a wonderful entire world, each woman might be content with your body she has, such as her breasts. Unfortunately, most women at present would really like for their breasts to generally be bigger. Below're some beneficial tips on how to make your breasts grow.
This content should not be useful for professional reasons, or in any healthcare facility or health care facility. Failure to comply could lead to legal motion.
Ingesting fresh new papaya can be an ideal different for those who do not like juice. Try to remember it ladies, papaya and milk will assist you to with ways to get bigger breasts.
The above mentioned facts is an academic assist only. It's not meant as health-related guidance for person circumstances or treatment options. Speak to your doctor, nurse or pharmacist before following any healthcare regimen to determine if it is safe and helpful for yourself.
You may need to wake your toddler to breastfeed extra generally right up until your milk provide increases. Do not established a deadline for just how long you breastfeed your baby. Enable your little one feed from Each and every breast each time you feed him. Check with your Health care supplier or a lactation guide if you think that your baby is not really latched on to your breast properly.
Hope that you men took this movie for what it was. It is meant to assist anyone for whatever their reasoning is on having a large chest without surgery. You are able to obviosly modify this with the look and size you want.
However, keep away from low necklines. One more possibility is to stitch little pockets to an current swimsuit, and then position gel inserts in These pockets. When you have however other Concepts, click here let us know!
Don't get discouraged by this! The Noog takes a while to build as many as long lasting growth. Just consider the Original swelling as a sign of higher, bigger things to read more come
For all of the attention that they draw in, breasts are genuinely very uncomplicated. They are designed up of a few essential parts:


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It's hard to quantify the number of books that have been written about successful entrepreneurs, the traits that supposedly got them there, and what you can do to get on the same track. It's even harder to guess how many millions of articles have been written that regurgitate the same ideas over and over, each time claiming to be the original "thought leader" behind them. You too can be Steve Jobs, just follow this arbitrary set of rules and dogmatic principles and you are golden!
When in reality, there is only one universal trait all great founders have shared throughout all modern history. It will stand the test of time and remain a truth, no matter the amount of technological development or cultural changes around entrepreneurship that are to come.
It's not sexy to talk about. It won't move a 100,000 copies on Amazon. Only pure luck can account for its absence. It's unbiased in that it applies to our most beloved founders and the biggest asshole entrepreneurs as well. It's located in great founders in every corner of the planet. It's found in every race, gender, ethnicity, income, or social status. When you deconstruct the 100 most successful entrepreneurs of the past century to their core elements, it's the binding fiber that everything they accomplished was based off of.
This trait is perseverance.
It's the ability to not give up when it's the 300th day in a row of things going wrong and you have to wake up regardless and do the work. It's keeping your head held high when peers, partners, employees, investors, or family no longer believe in you. It's the strength of will to stand strong in your convictions when compromises tempt. It's knowing that no matter how far your competitors go, you are always willing to go farther. It's where patience and courage meet.
"Always bear in mind that your own resolution to succeed is more important than any one thing." ― Abraham Lincoln


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Stringer Survey Trial Downloads
Stringer Survey includes the following applications: Stringer Topo, Stringer A-SPEC and Stringer Eplan. These are commercial, fully functional versions, and will operate for 30 days without activation. After that time you can decide whether or not you would like to purchase the software.
Stringer Survey products to run inside your CAD engine: AutoCAD, AutoCAD Civil 3D and BricsCAD. If you don't already have a CAD platform, we can help! We offer sales and service for multiple CAD platforms that support the Stringer Survey suite of products – for more information see below.
If you are looking for a comprehensive, fast and simple-to-use road, drainage, sewer and land development solution, we recommend Civil Site Design.
Pick Your Product
Stringer Topo
Versions Supported: Civil 3D 2016-2020, AutoCAD 2016-2020, BricsCAD V18 64bit and BricsCAD V19 64bit
Stringer ASpec
Versions Supported: Civil 3D 2016-2020, AutoCAD 2016-2020, BricsCAD V18 64bit and BricsCAD V19 64bit
You select the industry applications to include at the time of installation (DSpec, RSpec and/or OSpec).
Stringer ePlan
Versions Supported: Civil 3D 2016-2020, AutoCAD 2016-2020, BricsCAD V18 64bit and BricsCAD V19 64bit
Stringer ePlan is available for lodgement of LandXML files to the Victorian & NSW Titles Offices.
ePlan lodgement for other states is currently in the final stages of development and testing.
If you are interested in testing the ePlan functionality for Queensland prior to commercial release, please contact us.
CSD SiteWorks
Versions Supported: AutoCAD 2016-2020, BricsCAD V18 64bit and BricsCAD V19 64bit
Important Notice to existing Civil Site Design users:
Installing CSD Siteworks will replace Civil Site Design with reduced functionality.
Lot Utilities
Versions Supported: From Civil 3D 2013 to the current release
Lot Utilities is a FREE utility developed to help our customers enhance the Parcels tools in Civil 3D with improved drafting and output functionality.
Need Road, Drainage, Sewer or Land Development Functionality?
If you are looking for a road, drainage, sewer and land development application we recommend Civil Site Design.
Civil Site Design provides CAD users with comprehensive, highly efficient and simple-to-use civil design tools for road network design, highways, road reconstruction, site grading, surface creation, stormwater, sewer and pipeline design. Obtain surface volume reports, show long sections, design long sections, generate design outputs, and more.
Picking a Platform CAD Application
You may already have a CAD application: AutoCAD, AutoCAD Map 3D, AutoCAD Civil 3D, another AutoCAD derivative product, or BricsCAD. Your AutoCAD product may not be the latest: Stringer Survey products are supported on multiple version Autodesk products.
If you do not have a platform CAD product please review below for some options. We can help you build a package incorporating both a CAD platform and your Stringer Survey application(s).
Please contact us for assistance.


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Mingzhu Wang '07MM wins flute division of Città di Chieri Competition
Flutist Mingzhu Wang '07MM has been in Zurich, Switzerland, since February, furthering her musical studies at Zürcher Hochschule der Künste with Prof. Phillipe Racine. On November 5, she won the fst prize in the flute division of the Tenth International Città di Chieri Music Competition for Young Performers.
The picture at left was taken at the winner's concert on November 7.
Flutist Mingzhu Wang is an experienced orchestral player, chamber musician and soloist. Born in Chengdu, China, Miss Wang grew up in a musical family. At age 10 she switched from piano to flute and began her studies with Hongjun Zhang. In 2001, Miss Wang enrolled in the Shanghai Conservatory of Music, winning first place in the entrance examination. In July of 2005 she received a Bachelor of Arts degree, winning the conservatory's most prestigious scholarship every academic year. While a student at the conservatory, Miss Wang won first place in the First National Flute Competition for Collegiate Artists. She received a Master of Music in flute performance from Yale in May 2007.


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Posted on Mar 25, 2014 in Happy Tails | 0 comments
Juno was one of 9 puppies (plus mom) rescued by Tails this past August. Now she is enjoying her amazing forever family – seen here vacationing in Mammoth. Well done, Juno!
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The Best Time To Book A Cruise
When is the best time to book a cruise? In the not so distance past, one could comfortably say six months prior to departure on most itineraries, but this is no longer the case. Popular itineraries and ships are being booked as far as 12-15 months in advance, with group bookings even further out to ensure availability.
I don't see a lot of travel articles about Lisbon, and for many this city isn't on a short list of destinations to see. Portugal was never on my radar either, but a few years ago I had the opportunity to visit for a week. My parents were ending a transatlantic cruise in Lisbon and so a friend and I joined them when they arrived. What a fantastic decision that was.
Lisbon is a most wonderful city - beautiful, gracious, fascinating all around. Charming neighborhoods to explore, full of culture and history. Diverse, from modern displays at the 1998 World Expo site to castles, buildings and monuments dating back to the 1700's and earlier.
The longer you travel, the better you get at traveling light. You figure out what you really need, what you can do without, and what you can buy at the destination if you really need an item.
I remember one of my first trips back to Europe after graduating college. I was flying with my Grandmother and meeting up with my parents in Germany. My Grandmother and I each had 3 bags, and mind you, this was before luggage had wheels. We were supposed to drive, but my parent's flight was delayed by a day, so we had to get to our destination by train. Me - trying get 6 bags and a Grandmother (with jet lag) onto a train. I'm convinced I was being videoed for "America's Funniest Home Videos"!
TSA Pre-check or Global Entry?
You know the airport security routine. Take out your computer, liquids and anything in your pockets and put them in separate bins. Make sure you take off your shoes and belt. Go through the security scanner and hope you don't beep. And if you are part of the community with a metal knee or hip like I am, you may be subjected to extra pat downs. Yes, we have to deal with it.
Laurie Marschall


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ERGO's Arrivals & Transportation Guide has been designed to give you some useful tips and information on what you need to know, and do, when you arrive at your destination.
You should arrive during daytime if possible. If you are travelling to high-risk destinations, this may be very important indeed.
Have your transportation from the airport pre-arranged: pick-up by a colleague, a friend or a well-reputed taxi company. Make sure you have some way of validating the identity of your contact if he or she is not known to you.
Alternatively book your taxi at the taxi counter in the airport instead of flagging one down outside Arrivals. NEVER use illegal taxi cabs, and never accept additional passengers unknown to you.
Learn the local traffic rules. Self-driving in many developing countries should be avoided as the foreign driver often will be considered the guilty part, and even a minor accident can lead to instant reprisals and/or long legal cases.
In some parts of the world, stopping at intersections and red lights is dangerous, e.g. Johannesburg.
When renting a car, do not go for the exotic. Often criminals will target certain brands or types, like SUVs.
Use only registered taxis. In some countries even registered taxies cannot be trusted. Find out which taxi company you should use or preferably book a taxi to be waiting for you when you arrive at the airport.
NEVER use taxi touts, and never accept additional passengers unknown to you.
Ask the hotel front desk to call for a taxi; do not hail them in the street.
Make sure the taxi uses a meter. If there is no meter, the fare should be negotiated before you go.
They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.
ERGO Customer - December 2019


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02.10.2018 – New Testament: Matt 26.1–2
To read the Bible in a year, read Matthew 26.1–19 on February 10, In the year of our Lord 2018
By Don Ruhl
The time came quickly for the Jews to kill the Passover lamb, and the true Passover Lamb. Matthew wrote,
Now it came to pass, when Jesus had finished all these sayings, that He said to His disciples, "You know that after two days is the Passover, and the Son of Man will be delivered up to be crucified" (Matthew 26.1–2).
For centuries the Jews had killed the Passover lamb, remembering the deliverance of their ancestors from Egyptian bondage, but all of that prefigured the killing of the true Passover Lamb, who would free them and the rest of the world from the bondage of sin.
Did the disciples get the connection when Jesus mentioned both the Passover and His killing? I doubt it. I would not have. Would you? However, later Paul referred to Jesus as our Passover (1Co 5.7).
- Do you see your past life in sin as a life of bondage?


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Candle Creations
How it works: Guests begin by watching a demonstration and providing a little help while we make a fresh color or two for your group. We have an infrared thermometer that the kids get to use to help know when the wax is ready. After the wax is ready, everyone gets a chunk of warm wax to cut shapes out of for their candle. Then using assorted colored wax chunks, the kids fill molds and we pour scented wax to bind the chunks together. The party host and guest of honor picks 3 scents that we will offer your guests to choose from.
We wrap and label each un-molded candle, and they go home the same day!
Duration: 1.5 hours; the candle activity is usually one hour long, with a half hour for food and celebration.
Pricing: Candles are just $12/participant.
IMPORTANT: A $35 deposit is required to reserve your party date and time. All additional costs will be due at the conclusion of your event. Please read our party Terms and Conditions before booking.
In our efforts to make sure every kid's party is a creative success, we prefer that parties are on a drop off basis. We do offer a parent space rental outside of the party room if the host is uncomfortable with drop off. Parents and siblings are welcome to participate in our regular studio activities.
All Parties are subject to a minimum party total. For more details, FAQs, and Terms and Conditions, please click on the following link and scroll to the bottom of the page. PARTY INFO .
Adult Workshop Information: If you and your friends want to make the world smell better, then this party is the way to go! This can be booked in a Party Reservation time slot or in the Workshop time slots which are available in the evenings, however it is not a good match for our Room Rental Option.


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You can hear the remastered tracks over here, now:
Not having the actual CD yet, I can't say if all the songs that are newly mixed are here, but they seem to think they have them all.
The Right There, Right On song however is just awful. Though I haven't played Rush yet and don't know how the original sounds, so I can't really comment on that.
DackAttac wrote:Here's what puzzles me—why remaster two songs? I mean, it's not like they were recorded in the 50's or something; they really are pretty subtle tweaks. So I'm wondering if the reason only two songs got the polish-off is because they're the two that were going someplace loftier than a best of. Maybe What I'm Made Of is gonna be in Brawl somewhere?
SONIC X THEME (4Kids)
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Kent Peterson
Click here to email
Mediation One LLC
Click for Full Website
Suite 700
5775 Wayzata Boulevard
Saint Louis Park, MN 55416
Description of Practice
We are a full service divorce mediation office. We help each couple reach agreement on all issues, then facilitate drafting, notarizing and mailing of the legal documents to the court. Kent's focus is on helping each family through this difficult change, so the family experiences less conflict, less damage to important relationships and lower financial cost. He is one of a small number of Minnesota divorce mediators who has also earned the professional designation of Certified Divorce Financial Analyst (CDFA), a financial specialist in divorce. Supported by his extensive experience in finance, his work as a Mediator/CDFA provides his clients with a clear picture of the fairness of a divorce agreement and helps each couple design the next five years of their financial future. This is valuable information to know during mediation, so informed decisions can be made before the divorce instead of struggling after the divorce, when it is too late. Call Kent direct @ 612-270-8621 or his office @ 952-937-8300 to schedule a FREE, one hour introduction visit.
Mediation locations-St. Louis Park (main office), Minnetonka, Anoka, Maple Plain and Buffalo.
To learn more, visit www.divorcemediationMN.com.
Professional Background
Former Series 7 securities broker/financial advisor, and more than 30 years of career experience in mediation, investments, insurance, real estate and banking.
University of North Dakota, Grand Forks, ND Oregon State University, Corvallis, OR Institute for Divorce Financial Analysts-Certified Divorce Financial Analyst (CDFA) Erickson Mediation Institute-Client Centered Mediator
|Steve/Marilyn Erickson
|Mediator Certification 40 hours
|Institute for Divorce Financial Analysts
Too many families are destroyed in the divorce process. I divorced with three children, and our changed family continues to thrive after divorce. I am a professional divorce mediator because mediation saved the important relationships in our lives. My goal is to help each couple experiencing this change, to "be different" than many divorcing couples, and also thrive into the future.
Discussed at a free, introductory visit.
Areas of Practice
- Divorce (all issues) (1,000 mediated)
- Divorce (parenting) (200 mediated)
- LGBTQ (10 mediated)
Professional Services
- Mediator
- Mediation Consultant
- Certified Divorce Financial Analyst
- Online Mediator


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A really interesting article by my friend and colleague, Lars Rehm in DPReview yesterday, links to a collection of stories about Google's now independent X research division, known as the 'moonshot factory'. These stories relate to the group's graduated projects and where they stand today.
Rehm explains, "The blog post outlines how the Gcam team was set up back in 2011 to find a solution for the Google Glasses smart goggles' most pressing challenge: providing a high-quality camera in a very small device. As using bigger hardware wasn't an option, the Gcam team developed a method called image fusion, which uses multi-frame-stacking techniques to create a single, higher quality image with lower noise levels, better detail and increased dynamic range".
To read more about this, please go here.
Source: DPreview.com
Read moreMobile Photography – The Software behind the Cameras in Google's Pixel Devices – Gcam


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America has long been a country fueled by the idea of travel. All elements of United States history seem to involve some degree of exploration, and each of the four distinct regions within the country are home to some of the most stunning and majestic scenery on the planet. From the Appalachian Mountains out east to the desert terrain of Route 66 out west, the Shipwreck Coast of Michigan and the beaches of Florida, there are essential road trips. Across the United States Hertz car rental has a location near you - plan that long awaited trip today!
Driving across the United States from East to West you'll enjoy several famous road trip destinations. There are ten different states considered to be in the official territory of the Appalachian Mountains, so take your pick on where to go in your Hertz rental car in the United States. Other notable route options are the Blue Ridge Parkway, far and away one of the most gorgeous routes you can take. Spread throughout North Carolina and Virginia, the length of the route itself is approximately 469 miles, leaving plenty of road to conquer, chances to park and take in everything from the morning mist that hovers over the evergreen forests to afternoon strolls along the many mountain trails.
The granddaddy of all U.S. highways, Route 66 was originally established in 1926, and has since been immortalized in everything from famous songs to television shows. While the highway begins near Chicago, the best parts to travel along Route 66 are in the Southwest U.S., where the desert horizon has never looked so enchanting. After you've picked up the keys to your rental car, try taking Route 66 west of Winslow and head toward the famous meteor crater known as the Barringer Crater, where thousands of visitors flock to every year to see the 50,000-year-old meteor crash site. Next, drive further and explore the iconic Mojave Desert near Needles, California, where you can get a taste of what life was like in the wild west.
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2017 winners press release
Leadership and innovation by sustainable businesses celebrated at Finance for the Future Awards
Financial leadership and innovation by businesses, investors and the public and not-for-profit sectors was celebrated at the Finance for the Future Awards. Five winners were announced who had shown exceptional commitment to integrating sustainability into their decision making.
The Finance for the Future Awards, founded by ICAEW and The Prince of Wales's Accounting for Sustainability Project (A4S) and in partnership with Deloitte, are in their sixth year. The awards highlight good business practices by recognising the roles which the finance function and the wider finance community, play in helping to build resilient organisations through embedding environmental and social issues into their decision making and business models.
The winners, with the judges'citations, are:
Large business award
Winner: TELUS Communications (Canada)
Judges' citation: "With the finance team involved from the start, TELUS Communications have developed an integrated approach to their business challenges over ten years which has resulted in improved business performance with significant social and environmental benefits. This approach is also being used in advising other Canadian businesses. It is an excellent example of a sustainable and transformational initiative."
Start-up and growing enterprises award
Winner: MEP Werke and Strasser Capital (Germany)
Judges' citation: "MEP Werke and Strasser Capital clearly demonstrate how an identified sustainability challenge can be a driver to a new business model. The finance team overcame technical challenges to structure a solar lease product that packaged the financing together, offering complete energy as a service to the customer, with a financial return. The finance team showed tenacity to pursue this vision and their solar lease package is now being developed for businesses."
Public and not-for-profit sectors award
Winner: National Trust (UK)
Judges' citation: "National Trust's finance department were passionate about achieving the end goal of the project, a new operating model, and spoke honestly about the challenges they had faced along the way. The new operating model has had a transformational impact upon the organisation and will ultimately enable the Trust to better preserve its assets for the benefit of the public for many years to come. The impact of the project has been, and continues to be, measured by the Trust's Conservation Performance Index."
Highly commended: Finance Alliance for Sustainable Trade (FAST) (Canada)
Judges' citation: "The judges were impressed by FAST's recognition of a changing environment and by delivering a new tool to address this. In particular, the use of artificial intelligence to deliver outcomes was considered to be particularly courageous and forward-looking in the public sector. The judges were also impressed by the organisation's clear understanding of their strategic vision for the future and the careful choice of partnerships to be able to deliver their strategy."
Investing and financing award
Winner: Banco Pichincha (Ecuador)
Judges' citation: "Banco Pichincha's SARAS project is a highly innovative approach to integrating environmental and social matters into their credit risk management process including engagement for medium and large corporates. This is emerging issue of growing importance to the financial services industry globally and it is very encouraging to see how it can be tackled in practice."
Highly commended: Banco Pichincha (Ecuador)
Judges' citation: "The Ecocash business has driven considerable social inclusion in Zimbabwe while maintaining a commercially profitable business providing mobile funds transfers. This is not a new idea, but the judges are impressed by their execution and tailoring to local needs, as well as the speed at which they have made a huge difference in their market."
Communicating integrated thinking award
Winner: Ferrovial (Spain)
Judges' citation: "Ferrovial uses innovative engineering to solve problems such as increasing populations in cities, climate change, limited public finances. The Investment Committee evaluates projects and takes them on only where there is a total positive contribution. Responding to investor demand to understand the total impact of their projects, the finance team enthused the whole organisation with the idea to communicate this integrated thinking to capital investors in a better way".
Richard Spencer, ICAEW Head of Sustainability, said: "The winning organisations should be very proud of their achievement. They are all leading examples of how businesses can embed sustainability at the heart of what they do, and help tackle the environmental and social issues we face. This year's winners prove businesses can be financially successful and operate sustainably at the same time, and I hope they inspire others to do the same."
Jessica Fries, Executive Chairman, A4S, said: "All the finalists and in particular the winners have shown how it is possible to transform the way traditional business is done, using financial leadership to create more resilient business models. They demonstrate that embedding social and environmental issues within key decisions drives improved performance, demonstrating why all finance leaders should be considering these issues."
Veronica Poole, global IFRS leader and UK head of corporate reporting at Deloitte, said: "Transparency in corporate reporting and a clear articulation of organisational values, culture and integrated thinking directly impact trust in a business. This year's winners have demonstrated excellence in understanding the relationship between trust, reputation and value and their authenticity shone through. We continue to see greater adoption of a connected thinking approach in strategy, business models and metrics."
Finance for the Future is not just an awards ceremony. Since its inception, it has also led to the development of a community of engaged finance professionals. These individuals are committed to creating more sustainable outcomes for their organisations, and share their stories with others.
Media enquiries:
Contact Natalie Bruce ICAEW Media Relations Executive, tel: +44 (0)20 7920 8718, email: email@example.com
Contact Deborah McSkimming, A4S Senior Communications Adviser, +44(0)7391 512090, email: email@example.com
Contact Fern Hammond, Deloitte press office, tel: +44 (0)20 7303 2329, email: email@example.com
Notes to editors:
About the Finance for the Future Awards
The Finance for the Future Awards were developed by ICAEW and The Prince's Accounting for Sustainability Project (A4S) in 2012 and they jointly run the awards and the Finance for the Future Community.
Entrants are visited by two assessors who then shortlist the finalists invited to attend a judging day for a formal presentation.
The 2017 judging panel includes senior representatives of both co-founders organisations, long-term partner, past winners and experts in their field:
- Paul Adderley, Managing Director, Beyond Green
- Andrew Bonfield, Director of Finance, National Grid
- Ross Campbell, Director, Public Sector ,ICAEW
- Richard Carter, Head of Finance and Sustainability, Adnams
- Fong Yee Chan, Senior Product Manager – Sustainable Investment, FTSE Russell
- Susan Davy, Chief Financial Officer, Pennon Group
- Paul Druckman, Non-Executive Director, Financial Reporting Council
- Irene Graham, Chief Executive Officer, ScaleUp Institute
- Kathryn Haynes, Dean, Hull University Business School
- Russ Houlden, Chief Financial Officer, United Utilities
- Emma Howard Boyd, Chair, Environment Agency
- Leon Kamhi, Head of Responsibility, Hermes Investment Management
- Doug King, Vice Chairman, Deloitte UK
- John Lelliott Chair Natural Capital Coalition
- Charmian Love, Co-Founder and Co-Chair, B Lab UK
- Baroness Ruby McGregor-Smith CBE
- Russell Picot, 2017 Chair of the judging panel
- Veronica Poole, Global IFRS Leader, Deloitte
- Jonathan Reid, CFO, Sussex Community NHS Trust
- Matthew Rideout, Director, Business, ICAEW
- Helen Slinger, Director, The Prince's Accounting for Sustainability Project
- Alan Stewart, Chief Finance Officer, Tesco
- Andrew Wright, Treasurer to Their Royal Highnesses, the Prince of Wales and the Duchess of Cornwall
ICAEW connects over 147,000 chartered accountants worldwide, providing this community of professionals with the power to build and sustain strong economies.
Training, developing and supporting accountants throughout their career, we ensure that they have the expertise and values to meet the needs of tomorrow's businesses.
Our profession is right at the heart of the decisions that will define the future, and we contribute by sharing our knowledge, insight and capabilities with others. That way, we can be sure that we are building robust, accountable and fair economies across the globe.
ICAEW is a member of Chartered Accountants Worldwide (CAW), which brings together 11 chartered accountancy bodies, representing over 1.6m members and students globally.
The Prince of Wales's Accounting for Sustainability Project (A4S)
A4S was established by HRH The Prince of Wales in 2004 to mobilise action and leadership by the finance and accounting community to address the challenges to the economy and society posed by issues such as climate change, increasing depletion of and demand for natural resources, urbanization and inequality. A4S seeks to inspire action by finance leaders to support a fundamental shift towards resilient business models and a sustainable economy.
A4S works with the finance and accounting community to:
- Inspire finance leaders to adopt sustainable and resilient business models
- Transform financial decision making to enable an integrated approach, reflective of the opportunities and risks posed by environmental and social issues
- Scale up action across the global finance and accounting community
A4S has two global networks: the A4S Chief Financial Officers Leadership Network, a group of CFOs from leading companies seeking to transform finance and accounting; and, the Accounting Bodies Network whose members comprise approximately two thirds of the world's accountants.
In this press release Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee ("DTTL"), its network of member firms, and their related entities. DTTL and each of its member firms are legally separate and independent entities. DTTL (also referred to as "Deloitte Global") does not provide services to clients. Please see About Deloitte to learn more about our global network of member firms.


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Two of my favorite moments at work are when I confirm that the regular UPS visit just picked up a shipment of tapes going to the vendor and when I receive a package from the vendor—the hard drive with files from tapes sent previously. Yes, I send tapes, and in a couple of weeks I get files. Several emails and phone calls are usually involved between these two exciting moments. Digitizing tapes through outsourcing is my daily responsibility.
I am the moving image specialist in the Digital Conversion Unit at the University of Michigan Library. My project is to get moving image materials in the Special Collections Library digitized for preservation and access. The Special Collections Library archives hold a total of around 4,500 moving image items—and that doesn't count materials in other
libraries on campus or in the University Archives. Among the twenty-seven collections with moving image materials in the Special Collections holdings, the Robert Altman Collection is the largest and the most important. From recorded interviews with Altman on various occasions to all the dailies from his last two films, A Prairie Home Companion and The Company, this archive is the only exclusive collection of documents from the life and career of one of the greatest American independent directors.
I was hired in 2011 to launch a moving image digitization program at the University of Michigan Library. The year before an audio specialist had initiated an audio digitization program: she researched digitization specifications and metadata, wrote an RFP and selected preferred vendors, and designed the workflow for vended digitization of rare/unique audio recordings in the library. I had been doing similar work for moving image when, in March 2012, a researcher for a Robert Altman documentary project requested access to over 150 recordings, with a strict deadline.
Thus, our initial test project quickly turned into an initial real project. The draft RFP became a Statement of Work for a specific list of recordings. Extensive and detailed communication ensued with the vendor. As many emails that went out to the vendor, almost same number were
needed internally to figure out where and how to place the huge files that the project would return.
Our basic goal—to create 10-bit uncompressed files as archival masters—was based on the assumption that all items in the collection are unique and rare. A question arose when digitizing non-unique items, such as VHS recordings of The Tonight Show where Altman was interviewed. The NBC Archive preserves the entire show and the University Library does not have any right to license such items anyway. Do we still need to create enormous files from such content? No. All we need would be an in-library access file with decent quality. With this simple answer, a schedule of preservation levels for moving images was prepared—a list of alternate digitization strategies based on the nature and content of the original recording. All exceptions to making 10-bit uncompressed files are listed with controlled rationales, which will be recorded in the metadata.
While this strategy appropriately aims to minimize risks of loss, the resulting file sizes are still enormous. We calculated that the 4,500 moving objects currently in the Special Collections Library would result in some 250TB worth of files. The mechanics and potential costs of accommodating these large files, even if they are generated incrementally over a number of years, took library administration and the digital asset management team by surprise. Moreover, while the general trend at Michigan has been to push digitized collections into the HathiTrust digital repository for long-term management, HT does not yet have the infrastructure—programming, standards, or cost models—to handle audiovisual files. As a temporary measure we decided to purchase disk space from the University's Information and Technology Services while we look for a permanent solution.
Storage was not the only issue. Developing the metadata schema has given us the most headaches. For the audio project, the University has been using the Audio Engineering Society (AES) schema with PREMIS in a METS document. However, as many archivists in this field are aware, metadata for moving image is a moving target. Many hours were spent on exploratory research and reaching out to other programs, but the efforts did not yield a clear-cut solution. And there was no time left to wait. After investigating and mapping several available options (reVTMD from the National Archives and Records Administration, SMPTE, PBCore, PREMIS, etc.), we chose a temporary solution—metadata in a spreadsheet—until we can find a better and more stable option. We tried to capture in consistent manner all metadata that is considered important by most professionals in the field, for upload into the schema we select later.
Am I announcing in public that the University of Michigan just solved its two biggest moving image digitization issues by resorting to "temporary" solutions? Yes and no. Our goal is to save and make available unique and rare materials which are deteriorating and otherwise can't be used—and which researchers want to use now. We just couldn't wait until everything becomes perfect and stable. We made calculated compromises that have let us move forward with our program in the real world, but should also permit us to preserve these files for the long term.
// JungYun Oh, Moving Image Specialist, University of Michigan Library


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At Shipp Family Eyecare, giving our patients the highest quality care is our number one priority. We believe in and enjoy spending time with each of our patients to learn how we can best help them achieve and maintain optimal visual and overall health.
We also utilize the latest and greatest in all aspects of the eyecare industry. From having the most up-to-date contact lenses in stock, to electronically filing your insurance claims for you, to employing the latest in digital imaging technology to help us educate our patients about their own ocular health, we continue to stay ahead of the curve when it comes to advanced technology in eye care.
Our services include, but are not limited to:
- Comprehensive eye examinations
- Pediatric and Pre-School examinations
- Contact lens evaluations including specialty fits for bifocals and astigmatism
- Foreign body removal and treatment
- Glaucoma diagnosis, treatment, and management
- Treatment of eye injuries and emergencies
- Diagnosis and treatment of eye infections
- Diabetic eye exams
- Dry Eye treatment
- Refractive Surgery consultations such as LASIK
- Cataract evaluation and surgery co-management
Feel free to fill out your history form at home to minimize your time in the waiting area, and just click here to request an appointment date and time .
What's New
Hours & Locations
Greenville, MS 38701
- Phone: (662)-378-3318
- Fax: (662)-378-3317
Cleveland, MS, MS 38732
- Phone: (662)-843-8989
- Fax: (662)-743-0089