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When Marketing Personnel Need Home InsuranceMilton Bates July 9, 2019 0 COMMENTS
Almost all mortgage lenders will require homeowners insurance, and even if you as an advertising agent are in the favorable position of having a paid off loan, you will still want to protect your investment. Many new home purchases wait until the last minute to select a homeowners insurance policy, and that puts them in a vulnerable position because they need to make a fast choice about a system that will protect their most important investment. Other groups of people who may need quick access to home insurance are residents of states where major insurers have chosen to pull out. Recent storms have caused rising claims, and the insurers have decided the market is not long profitable for them. They often leave their policyholders with very little time to select a new policy. Traditional homeowners, who live in the home they cover, are not the only ones who need some home protection. Renters, Landlords, and Condo Owners also need specific types of home protection.
Finding an Affordable Policy
Of course, your insurance coverage will vary by the value of your home, where you live, and your own claims history. Another factor that will impact your home insurance premium rate is your credit history. Credit history has become a more significant factor in many types of insurance risk assessment in the last few years. Be sure to do some shopping if you are looking for a new company because you are buying a new home, have lost your old policy, or are unhappy with your current insurer. Your auto insurance company may offer an auto and home insurance discount. Some of the internet car insurance companies do not offer home insurance, so advertising agents may consider switching their car insurance company to a company that does! Note that multiple insurance policy discounts do not always give you the best rates for all insurers in your area. While I might advise a homeowner to start shopping at their own auto insurance company, I would not recommend them to stop comparing insurance there. If the premium for the type of home insurance you require is still high, consider raising the deductible. Your mortgage company may mandate a maximum deductible amount.
Comparing Home Insurance
Marketing personnel are a big fan of online insurance quoting. The system will return quotes from the local insurance companies that want to compete for your business. You will also get contact information for qualified, local insurance agents. Find a major one that uses a secure server and has a stated privacy policy when you look for an online quoting system. That way advertisers know that you won't have your information misused. Third party quality assurance services are a great sign too! Many of the best online insurance quoting systems participate in the Better Business Bureau Online Service. This insurance plan can also be called hazard insurance and home insurance. You can get to these companies quickly by using the best car and home insurance experts and websites to channel your home insurance need to them. Natural disasters in some regions have caused home insurance companies to raise rates or even pull out of markets, providing fewer and more expensive choices for property owners. Your auto insurance company may offer an auto and home insurance discount. Some of the internet car insurance companies do not offer home insurance, so you may consider switching your car insurance company to a company that does!
Utilizing social networks for advertising could allow local business aiming to enhance their reach to even more consumers. Your consumers are connecting with brand names with social media sites, for that reason, having a solid social media sites advertising strategy and also visibility online is the vital to use their rate of interest. If applied appropriately, advertising with social media sites could bring exceptional success to your organisation. We have actually produced this overview of give you with the social networks advertising ideas and also training you should far better your organisation. We intend to offer local business on brief budget plans an option to employing a social media sites advertising and marketing firm or spending for social networks advertising solutions. View the best media management services in Johannesburg.Prior to you start producing social media sites advertising projects, consider your organisation' objectives. Beginning a social media sites advertising project without a social method in mind resembles straying via a woodland without a map-- you'll just wind up shed. With our Social network Advertising and marketing 101 Overview listed below, you could start establishing your personal social networks marketer strategy. Prior to you start developing social networks advertising projects, consider your service' objectives. Beginning a social networks advertising project without a social method in mind resembles roaming with a woodland without a map-- you'll just wind up shed. Develop a social media sites advertising strategy as well as brainstorm concerning your objectives: exactly what are you wishing to attain with social networks advertising? That is your target market? Where would certainly your target market socialize and also exactly how would certainly they utilize social media sites? What message do you wish to send out to your target market with social networks advertising? Social network advertising and marketing, or SMM, is a kind of web marketing that executes different social media sites networks in order to accomplish advertising and marketing interaction and also branding objectives. Social network advertising mostly covers tasks entailing social sharing of material, video clips, as well as pictures for advertising functions, in addition to paid social media sites advertising and marketing. Produce a social media sites advertising and marketing strategy and also brainstorm regarding your objectives: just what are you wanting to accomplish with social networks advertising and marketing? That is your target market? Where would certainly your target market hang around and also just how would certainly they utilize social networks? What message do you intend to send out to your target market with social media sites advertising and marketing?Analysis
With our Managed Solutions offerings, we can offer you with onsite devoted full-time assistance to manage and handle your completely incorporated cooperation system. We likewise have the innovation and workforce to handle your system offsite, from keeping track of power intake, lighting, space scheduling, problem shooting and far more. Audio Visual Innovation in education is something that is welcomed in all our class due to the fact that the advantages appear. The very first advantage is that education ends up being much more revitalizing and interactive which motivates knowing. The 2nd benefit is that by exposing trainees to innovation at a young age will help them acquire important abilities that they will use later in life. Hence its vital to get full audio visual systemsSolutions can offer you with an end to end digital signs service, from content management and hardware, to setup and material. We source the ideal display screen and integrate it with the right software application and media gamers to provide an options that satisfies your requirements. The Conference room is the essential environment in business market and getting an excellent conference room option is crucial to making it work successfully. Control all the electronic devices in your conference room, and more from an user-friendly touch panel. This removes the requirement for you or your customers and personnel to acquaint themselves with complex devices and handbooks, just pick a job and press a button. Solutions draws from a large range of items to make sure that we can provide the very best audio visual service for your requirements. Solutions is a nationwide visual communications expert who sets the requirement for video conferencing options, telepresence, audio visual combination and cooperation AND visualisation options. Together with our consumers, we develop vibrant, collective and linked methods of working to much better organisation efficiency objectives and development.
It is important that a conformity police officer has high honest requirements and also sincerity as he is in charge of making sure a business complies with needed policies. Conformity policemans are continuously examining the job of others; as a result, it is vital they have actually brightened individuals abilities as well as function well with associates; calming coworkers should not take priority over a firm's laws being satisfied. Conformity policemans have to be dependable, revealing dedication and also unity in regard to a business's laws as well as treatments; it is important they show this to associates, leading by instance. Conformity police officers should have solid focus on information; they require the capacity to observe activities that might lead to a responsibility. I help a tiny firm of monetary organizers as their Conformity Supervisor. It is my task to guarantee all tasks of business are performed within the regulative structure. In releasing my function I additionally have to make certain that my recommendations to business appraises business goals which I show organisation acumen. Because I imply I offer services that are company pleasant. At ideal this implies that I could encourage on prospective chances to be obtained with governing adjustment and also at worst I could recommend business not to carry out specific tasks if it indicates business would certainly be revealed to a degree of threat that would certainly be tough to handle Abilities of a Conformity Policeman A conformity police officer calls for an one-of-a-kind capability to make sure a firm's procedures completely follow laws and also treatments. A conformity policeman is a worker whose duties consist of making sure the business adheres to its outdoors regulative needs and also interior plans. A conformity policeman could evaluate as well as establish criteria for outdoors interactions by calling for please notes in e-mails or might analyze centers to guarantee they come as well as secure. Conformity policemans could likewise develop or upgrade inner plans to minimize the threat of the firm damaging regulations as well as laws, and also lead interior audits of treatments. A conformity police officer should have a detailed expertise of the business as well as an understanding where feasible governing violations could happen. It is crucial the conformity police officer efficiently interacts the business's essential values concepts and also conformity laws. Conformity policemans need to arrange normal training sessions for workers to connect crucial governing adjustments as well as updates; this is especially vital in an enhanced regulative atmosphere where modification corresponds. compliance program I believe it is very important to keep in mind that I aren't sure whatever there is to understand about conformity, besides sights as well as viewpoints on exactly what readies technique are progressing each day, yet I do understand where to discover the details I require and also I have exterior assistance that I could contact momentarily viewpoint. The conformity policeman should deal with service systems and also administration to make certain proper backup strategies remain in area that established standards on how you can reply to a feasible conformity violation.
This post was composed with the specialist in mind-- specifically contractors brand-new to surety bonding and public bidding. While there are lots of sort of surety bonds, we're going to be focusing here on contract surety, or the type of bond you 'd require when bidding on a public works contract/job. Initially, be happy that I will not get too mired in the legal jargon included with surety bonding-- at least not more than is required for the purposes of getting the basics down, which is what you desire if you read this, probably. A surety bond is a three party contract, one that offers guarantee that a building and construction job will be completed consistent with the arrangements of the building agreement. And what are the three celebrations involved, you may ask? Here they are: 1) the professional, 2) the task owner, and 3) the surety company. The surety company, by way of the bond, is providing an assurance to the project owner that if the contractor defaults on the project, they (the surety) will step in to make sure that the project is completed, as much as the "face amount" of the bond. (face quantity normally equates to the dollar amount of the contract.) The surety has a number of "treatments" available to it for task completion, and they consist of employing another contractor to finish the job, economically supporting (or "propping up") the defaulting specialist through project conclusion, and reimbursing the job owner an agreed quantity, as much as the face quantity of the bond. On openly bid jobs, there are generally three surety bonds you require: 1) the quote bond, 2) efficiency bond, and 3) payment bond. The bid bond is submitted with your bid, and it offers assurance to the job owner (or "obligee" in surety-speak) that you will get in into a contract and provide the owner with performance and payment bonds if you are the least expensive responsible bidder. If you are awarded the agreement you will provide the task owner with an efficiency bond and a payment bond. The performance bond provides the contract efficiency part of the guarantee, detailed in the paragraph just above this. The payment bond guarantees that you, as the general or prime professional, will pay your subcontractors and suppliers constant with their contracts with you. It ought to likewise be noted that this 3 party plan can likewise be used to a sub-contractor/general specialist relationship, where the sub supplies the GC with bid/performance/payment bonds, if needed, and the surety backs up the guarantee as above. OK, great, so what's the point of all this and why do you require the surety guarantee in very first location? First, it's a requirement-- a minimum of on the majority of publicly bid projects. If you cannot provide the project owner with bonds, you cannot bid on the task. Construction is an unstable company, and the bonds give an owner choices (see above) if things go bad on a task. By offering a surety bond, you're informing an owner that a surety business has evaluated the basics of your building organisation, and has decided that you're certified to bid a specific task. An important point: Not every specialist is "bondable." Bonding is a credit-based item, meaning the surety company will carefully take a look at the financial foundations of your company. If you don't have the credit, you won't get the bonds. By requiring surety bonds, a job owner can "pre-qualify" contractors and weed out the ones that don't have the capacity to complete the task. How do you get a bond? Surety companies utilize licensed brokers (similar to with insurance) to funnel contractors to them. Your very first stop if you have an interest in getting bonded is to find a broker that has lots of experience with surety bonds, and this is necessary. A knowledgeable surety broker will not just be able to assist you get the bonds you require, however likewise help you get certified if you're not rather there. The surety business, by method of the bond, is supplying a warranty to the project owner that if the professional defaults on the project, they (the surety) will step in to make sure that the job is finished, up to the "face quantity" of the bond. On openly bid projects, there are usually 3 surety bonds you need: 1) the bid bond, 2) efficiency bond, and 3) payment bond. The bid bond is submitted with your bid, and it provides guarantee to the project owner (or "obligee" in surety-speak) that you will get in into an agreement and provide the owner with performance and payment bonds if you are the lowest accountable bidder. If you are awarded the contract you will offer the task owner with a performance bond and a payment bond. Your first stop if you're interested in getting bonded is to find a broker that has lots of experience with surety bonds, and this is essential.surety company in Johannesburg
Often the replacement expenses of such specialized fashion jewelry might be far more than the initial expenses to acquire it. This is since distinct pieces of precious jewelry of specific types are not quickly discovered and undergo provide and require in the market location. Many folks that have great deals of costly and specific or distinct fashion jewelry pieces tend not to pay adequate focus on these concerns and for that reason are significantly underinsured. Even more, lots of do not keep appropriate stock, such as a video and stock list. Without this it is extremely tough to explain each piece of fashion jewelry and for that reason in case of its loss there is no other way to even show the private owned it in the very first location. Do yourself a favor if you have costly fashion jewelry then file and stock it and get with an unique insurance coverage broker that comprehends these things. If you own great deals of costly fashion jewelry then clearly you will wish to keep it in a safe someplace concealed in your house. You will likewise wish to make certain that you have an alarm in your house to secure all your belongings. Among the very best methods to secure your important precious jewelry is to guarantee its worth, however when purchasing insurance coverage you have to consider exactly what that worth is. When guaranteeing your valuable fashion jewelry you have to understand that if it has nostalgic worth, you are going to have to guarantee it for more than it cost and maybe more than today replacement worth for a comparable piece, due to the fact that you might not have the ability to discover a comparable piece on the free market quickly, hence you will be paying far more than you may prepare for.luxury houses, homes in Sandton
Audits play a crucial duty in confirming correct food safety and security methods at food and also drink handling centers. Audit record information is utilized in order to help pick vendors, show due persistance for clients or confirm interior plans and also treatments. Our 70-plus years of food security experience, best-in-class auditor training and also international auditor network make us the suitable option for your handling market audits. PWC is one of the best Audits play a crucial duty in confirming correct food safety and security methods at food and also drink handling centers. Audit record information is utilized in order to help pick vendors, show due persistance for clients or confirm interior plans and also treatments. Our 70-plus years of food security experience, best-in-class auditor training and also international auditor network make us the suitable option for your handling market audits. NSF carries out hundreds of food safety and security audits each year, and also has actually made a credibility for complete, non-biased and also exact bookkeeping, and also workable audit records. We provide numerous kinds of audits to industry-established standards, retailer-specific needs or completely personalized requirements. NSF carries out hundreds of food safety and security audits each year, and also has actually made a credibility for complete, non-biased and also exact bookkeeping, and also workable audit records. We provide numerous kinds of audits to industry-established standards, retailer-specific needs or completely personalized requirements. PWC is one the best audit firms in South Africa.
Why Employing a Digital Marketing Firm Is the Right Option When in the field of digital marketing, you deal with a lot of characteristics and unknown sources. It is perhaps easy to produce an output however nobody can ensure you the outcome. Results are essentially diligent guesses and it is virtually impossible to predict exactly what future might hold for your service considering that external elements are mainly out of control. The fluid and ever-changing marketing world needs the brand owners to hop out of their convenience zones and reach out to their consumers in methods not understood to them. This is where marketing companies delve into action. Digital marketing firms are known to do wonders for your service. Outsourcing the marketing has to a digital marketing firm can be seen as a financial investment because: 1. Knowledge: Digital marketing isn't really just restricted to paid marketing and searches. It has a more comprehensive scope and each medium requires a different set of abilities. It isn't really possible for a bachelor to have expert knowledge across all these mediums. The very best approach is to work with a group of experts. 2. Assists you stay industry-updated: It is not possible for a service to get all the existing digital trends. These extreme pattern modifications typically suggest exactly what might be required to tremendously expand your company. A digital marketing company remains in the loop and knows the market and can assist you stay relevant on the digital frontier. 3. New perspective: Your perspective towards your business is constantly one-sided, nevertheless extensive you may be with your service. Having an outsider not close to your brand name can be a source of vital and unbiased feedback. Based on these viewpoints, different methods can be developed. It's smart to evaluate all the readily available options. 4. Expense reliable: While working with a marketing firm, you discuss your targets and goals, as well as your budget. The cost that you pay is normally pre-decided and you'll know where your buck is going. Likewise, they are comparatively more affordable than in-house marketing groups with no set incomes and overhead costs. 5. Concentrate on other essential locations: Outsourcing allows you to focus on the departments you're customized for. Given that the labor force isn't burdened by the marketing operations and are not aiming to fill the gaps, their productivity and efficiency does not get hampered and the running operations do not lose their momentum. 6. Access to newest technology and tools: Agencies normally have world-class innovations at their disposal. These tools increase performance and efficiency. The firms let the customers gain advantages of these first-rate tools without an extra penny. When in the field of digital marketing, you deal with a lot of characteristics and unidentified sources. Digital marketing companies are known to do wonders for your company. Outsourcing the marketing requires to a digital marketing firm can be seen as an investment due to the fact that: Knowledge: Digital marketing isn't really just restricted to paid advertising and searches. A digital marketing company stays in the loop and understands the industry and can assist you remain pertinent on the digital frontier. Hence hiring a full service branding advertising agency
Thanks for visiting my internet site. If you are searching for a scientific psychologist or are thinking about starting a psychotherapy process I hope the information supplied will help you in deciding whether the treatment I offer will certainly be best for your needs. I collaborate with adults in specific therapy, pairs, teenagers and youngsters. Opting to come for treatment is an essential decision. Whether you are seeking treatment in the spirit of exploration, as a result of an inquisitiveness concerning on your own or your relationship or due to the fact that something in your life is not working, or triggering you unnecessary stress and anxiety or clinical depression, treatment aims to provide a confidential area where any type of area of your life can be made better byoccupational therapist in Fourways
Tasks of residential or commercial property monitoring normally will include a minimum of these standard primary tasks. The complete and also appropriate screening or testing of an applicant's credit rating, criminal history, rental history as well as capability to pay. Lease having or approving rental fee utilising legal files approved for the area where the building is located. Reduction and remediation regarding any maintenance issues, normally within a spending plan, with prior or conveyed permission through a Restricted Power of Lawyer lawfully accepted by the homeowner. Keeping required records for tax obligation and also lawful purposes. There are numerous facets to this occupation, consisting of managing the accounts as well as finances of the reality residential properties, and joining or launching litigation with tenants, specialists and insurance agencies. Litigation goes to times thought about a different function, reserved for skilled lawyers. Although an individual will be accountable for this in his/her task summary, there could be a lawyer functioning under a residential property supervisor. Special focus is offered to landlord/tenant regulation and most typically expulsions, non-payment, harassment, reduction of pre-arranged services, as well as public annoyance are lawful topics that obtain the most amount of attention from building supervisors. As a result, it is a requirement that a residential or commercial property manager be existing with relevant local, region, state and also Federal Fair Housing legislations as well as practices. Home management, like center administration, is progressively facilitated by computer-aided facility monitoring. This home supervisor sample job summary can help in your developing a job application that will certainly draw in work candidates that are gotten the job. Don't hesitate to revise this work summary to satisfy your particular job duties as well as work demands. Building Manager Work Responsibilities: Keeps home services by advertising and also filling up jobs; negotiating and imposing leases; keeping and safeguarding facilities. Residential or commercial property Supervisor Job Duties: Download our 2016 Small company Guide to Hiring Find out more Establishes rental rate by evaluating neighborhood rental rates; calculating overhead costs, devaluation, taxes, and revenue objectives. Brings in renters by advertising jobs; acquiring recommendations from existing lessees; explaining benefits of area and also services; revealing devices. Agreements with lessees by working out leases; collecting security deposit. Accomplishes economic goals by gathering rents; paying costs; projecting requirements; preparing an annual budget plan; scheduling expenditures; assessing variations; launching restorative activity. Preserves residential or commercial property by investigating as well as dealing with lessee issues; applying regulations of tenancy; evaluating vacant devices and completing repair services; intending improvements; having with landscape design and also snow elimination solutions Maintains building systems by contracting for upkeep services; overseeing repair services. Protects residential property by contracting with protection patrol solution; mounting and keeping safety devices; developing and enforcing preventive plans and procedures; responding to emergency situations. Applies tenancy policies as well as treatments by confronting lawbreakers. Prepares reports by collecting, assessing, and also summing up data and trends. Updates job knowledge by joining academic possibilities; checking out expert publications; preserving individual networks; participating in professional companies. Accomplishes company objectives by approving ownership for accomplishing brand-new and different requests; checking out chances to add value to job success. Residential or commercial property Manager Abilities as well as Certifications: Motivation up for sale, Fulfilling Sales Goals, Arrangement, Selling to Client Demands, Area Administration, Closing Abilities, Prospecting Skills, Expertise, Internal Communications, Listening, Interaction Procedures Residential property administration is the operation, control, and oversight of real estate as utilised in its most broad terms. Management shows a should be taken care of, kept an eye on and accountability offered for its helpful life and also a problem. This is much similar to the function of monitoring in any type of service, sectional title management rulesBuilding Management is also the management of personal effects, tools, tooling as well as physical finding properties that are gotten and also made use of to construct, repair and maintain end item deliverables. Building administration entails the processes, systems and also workforce needed to handle the life cycle of all acquired property as defined over consisting of acquisition, control, liability, duty, maintenance, application and also personality.
A clinical scheme helps you to spend for your health care requires, such as nursing, surgical procedure, dental work, medication and healthcare facility holiday accommodation. You pay regular monthly contributions in order to have clinical cover. Belonging to a system also suggests you have accessibility to private medical care, instead of needing to count on public health and wellness solutions. What are the disadvantages of a clinical scheme? There are in some cases co-payments that need to be created certain medical solutions or procedures.many concealed expenses entailed with systems. Your plan may only pay a small A clinical system is a non-profit organisation and also ought to be registered with the Registrar of Clinical Plans. Participants coming from a plan make contributions as well as in return obtain clinical cover according to the rules of the scheme. Each clinical scheme should supply a minimum collection of advantages to its members. There are 2 type of systems-- open and shut plans. Anybody can sign up with an open system, however shut plans are for specific company groups. A medical system is handled by a board of trustees who is chosen by the systems' members. They are in charge of managing the plan to the benefit of its participants. It all depends on your specific medical care requirements and also which company can use you the most effective option to suit these demands. The clinical plan industry is regularly changing which's why it's important to obtain aid in picking the right scheme. To help you make the appropriate decision, it is commonly best to use the service of an independent intermediary or healthcare consultant. Yes, you have a variety of choices. Every clinical scheme uses various sets of advantages (options) you could choose from, depending upon your medical care demands as well as spending plan. In order to help you pick in between clinical schemes and also hospital strategies, details options the schemes supply and also which advantages to consist of or leave out, it is best to use the solutions of an independent intermediary or medical care experts in Olivedale Clinic doctors
The Eye Care Country (EEC) mobile optometry practice operates 32 clinics in some of the most remote areas of Western Australia. Eye doctor Kirit Mahasuria and his partner, optical dispenser Peta Murray, travel for an average of two weeks at a time, taking in six to 12 towns and typically driving ranges of more than 3,500 kilometres. Peta shares highlights from her most recent travel log with a vision. Hence Visual skills testingis going to be conducted.
Just getting rid of common accounts could trigger concerns considering that workers will certainly after that need to keep in mind a number of brand-new collections of qualifications for every system or application. A solitary sign-on remedy could minimize this concern, as well as make the modification from shared accounts to solitary accounts easier on the firm as well as the staff members. With an SSO service, workers will certainly still just be needed to bear in mind a solitary collection of qualifications, which is one-of-a-kind for each and every worker. This permits the company to remove the common represent conformity demands without considerably interfering with organisation treatments. Check out this compliance training program in Johannesburg events line up that might be utilised by Table magic. COBIT, which is released by the IT Administration Institute, likewise supplies "a normally appropriate as well as accepted criterion permanently IT protection and also control methods that supplies a recommendation structure for administration, customers and also IS audit control as well as safety experts." Additionally, SOX is a collection of bookkeeping responsibility criteria for all openly traded firms in the USA. Conformity is an intricate concern in several markets and also companies recognize all also well that there are significant penalties and also prospective penalties for not fulfilling the regulations as well as guidelines. Some significant conformity laws in the USA, consisting of the Medical insurance Mobility as well as Liability Act (HIPPA), the Control Goals for Details as well as Related Modern technology (COBIT) and also Sarbanes Oxley Act (SOX), need companies to make sure specific criteria within their companies, consisting of security of information and also complete disclosure. Numerous crucial HIPAA needs consist of workstation protection, gain access to controls, audit controls and also individual or entity verification. HIPAA safeguards the usage as well as disclosure of individual information and also makes certain that health care companies have the appropriate safety and security steps in position to shield individual information. Commonly, in lots of companies, specifically in medical facilities and also in medical care setups, workers have a common account with various other staff members, implying that they all visit with the exact same qualifications to access the systems as well as applications they should do their tasks. Numerous companies are getting rid of common accounts, however, as an outcome of not having the ability to inform which worker did just what while visited. For conformity factors, companies should have the ability to record just what each staff member is doing on the firm's network. To satisfy HIPAA conformity they likewise have to have the ability to record that the customer is as well as exactly what their duty remains in the company. This restricts any kind of common accounts or simultaneous logons. On top of that, SOX conformity needs there to be "partition of tasks":
When in the field of digital marketing, you deal with a lot of dynamics and unidentified sources. It is maybe easy to create an output but nobody can ensure you the result. Outcomes are basically through guesses and it is practically difficult to anticipate exactly what future might hold for your organization since external elements are primarily out of control. The fluid and ever-changing marketing world require the brand name owners to hop out of their convenience zones and reach out to their customers in ways not understood by them. This is where marketing companies leap into action. Digital marketing agencies are known to do wonders for your company. Contracting out the marketing has to a digital marketing firm can be viewed as a financial investment due to the fact that: 1. Proficiency: Digital marketing isn't just restricted to paid advertising and searches. It has a wider scope and each medium requires a various set of abilities. It isn't really possible for a single person to have an expert understanding across all these mediums. The best method is to employ a team of professionals. 2. Assists you remain industry-updated: It is not possible for a service to grab all the existing digital trends. These extreme trend changes generally show exactly what may be needed to exponentially expand your organization. A digital marketing firm remains in the loop and knows the market and can help you remain appropriate on the digital frontier. 3. New viewpoint: Your perspective to your company is constantly one-sided, nevertheless extensive you might be with your business. Having an outsider not close to your brand can be a source of indispensable and objective feedback. Based on these viewpoints, various strategies can be developed. It's wise to examine all the available options. 4. Expense effective: While working with a marketing firm, you discuss your targets and goals, in addition to your spending plan. The cost that you pay is typically pre-decided and you'll understand where your buck is going. Likewise, they are comparatively more affordable than internal marketing groups with no set wages and overhead expenditures. 5. Concentrate on other key areas: Outsourcing enables you to focus on the departments you're customized for. Since the workforce isn't strained by the marketing operations and are not attempting to fill the spaces, their productivity and effectiveness don't get hampered and the running operations do not lose their momentum. 6. Access to latest innovation and tools: Agencies typically have first-rate innovations at their disposal. These tools increase productivity and efficiency. The firms let the customers gain benefits of these first-rate tools without an additional penny. When in the field of digital marketing, you deal with a lot of characteristics and unknown sources. Digital marketing agencies are understood to do wonders for your service. Outsourcing the marketing requires to a digital marketing firm can be seen as a financial investment due to the fact that: Proficiency: Digital marketing isn't really simply restricted to paid marketing and searches. A digital marketing agency remains in the loop and understands the industry and can assist you stay appropriate on the digital frontier especially if you deal with full service branding advertising agency
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|Photo: Shamree Howard
"If we could somehow speak in mathematics instead of English, how many miscommunications would we be able to negate?" writes Shamree Howard.
I was watching one of my favorite movies the other night, Contact with Jodi Foster. There are so many great quotes in this movie, and I find myself getting caught up in the "what if" about life on other planets. It's also a movie that I can show to my friends and family where spectrum analyzers, frequencies, and math all come together. It gives them a small glimpse into what test and measurement equipment can be used for.
One quote in particular stuck with me after the movie: "Mathematics is the only truly universal language." I let that phrase roll around inside my head for a while because, fundamentally, I agree with this statement, but then again it causes me problems.
I studied abroad in France during college and participated in two electrical engineering classes and labs. I was amazed to see the female-to-male ratio in the electrical engineering classes was 1:100, but that is another topic.
One class I participated in was a repeat of one I had completed in the US. I wanted to see how the teaching methods were different and assumed it would be easy to understand since I already knew the topic. The second class was completely new to me, and I was scheduled to take it when I returned to the US. Both classes were extremely hard for me to understand in French. Of course, there were words and symbols that were universal, or at least easy to understand, like "Ω" and "électronique," but I spent most of my time in class flipping through my dictionary. How I wish I had had an iPhone with me at the time!
I once hosted a foreign exchange student from China, and too many times we said, "Thank you, Steve Jobs," because the iPhone and iPad translation applications have been invaluable. Our exchange student was very intelligent, and, as a freshman, her math skills were two levels above her grade level. However, she had trouble in her math class.
Read more...
Source: EE Times

subset: commoncrawl


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Thriller, Crime & mystery | Paperback, eBook, Audiobook
Following on the heels of her gripping and sensational thriller, Nightwatcher, New York Times bestselling author Wendy Corsi Staub takes suspense to a whole new level with Sleepwalker. The second book in the remarkable series that began in the chaos and horror of the 9/11 terrorist attacks in New York City, Staub's Sleepwalker picks up the story ten years later — when Allison MacKenna, who barely escaped death on that terrible day at the hands of a serial killer, realizes that the nightmare is not over…and it may be closer to home than she ever imagined. This is top-tier suspense fiction that fans of Lisa Gardner and Lisa Jackson won't be able to put down.
New York Times bestseller Wendy Corsi Staub is the award-winning author of more than seventy-five published novels and has sold more than four million books worldwide. Under her own name, Wendy achieved New York Times bestselling status with her single title psychological suspense novels. Those novels and the women's fiction she writes under the pseudonym Wendy Markham also frequently appeared on the USA Today, Barnes and Noble Top Ten, and Bookscan bestseller lists. Wendy's latest suspense novels for Harpercollins are linked by a social networking theme and include THE GOOD SISTER (Harper, October 2013), which has been optioned for television by Fox, as well as the upcoming THE PERFECT STRANGER (July 2014) and THE BLACK WIDOW (2014). Earlier in 2013, she concluded a bestselling, award-winning trilogy that was launched by Harpercollins in September 2012 with NIGHTWATCHER, which won the 2013 Westchester Library Association Washington Irving Prize for Fiction. It was followed in October by the New York Times bestselling SLEEPWALKER, which went on to become a finalist for the prestigious Simon and Schuster Mary Higgins Clark Award presented at the Mystery Writers of America Edgars Symposium in April 2013. The trilogy's final title, SHADOWKILLER, was released in February 2013. Wendy's thriller LIVE TO TELL (Avon Books, March 2010) received a starred review in Publishers Weekly and was also a finalist at the 2011 Mystery Writers of America Edgar Awards for the Mary Higgins Clark Award. The sequel, SCARED TO DEATH, (Avon Books, January 2011) was honored with the WLA Washington Irving Prize for Fiction and the trilogy concluded with the bestseller HELL TO PAY (Avon Books, October 2011). She contributed a short story, "My Father's Eyes," to the FIRST THRILLS anthology edited by Lee Child (Forge, June 2010). As "Wendy Markham," her most recent title, THE BEST GIFT, is a sequel to the acclaimed 2006 Christmas Time Travel romance, IF ONLY IN MY DREAMS (both from Signet). Wendy won the 2008 RT Award for Career Achievement in Suspense and the 2007 RWA-NYC Golden Apple Award for Lifetime Achievement. A proud recipient of the RWA Rita award, she has also been honored five times with the Westchester Library Association's Washington Irving Prize for Fiction and was recognized as one of WLA's Millennial Authors in 2000. Her Wendy Markham novel SLIGHTLY SINGLE was named one of Waldenbooks' 100 Best Fiction titles of 2002. Her novels SLIGHTLY SUBURBAN, THE LAST TO KNOW, and ASK ME AGAIN were nominated for RT Reviewers Choice awards, and five of her novels, DON'T SCREAM; THE LAST TO KNOW; MIKE, MIKE AND ME; HELLO, IT'S ME; and BRIDE NEEDS GROOM, were awarded a month's top pick review by the RT BOOK club magazine. Her work has been translated into more than a dozen languages worldwide and her titles are regularly selected as features for Mystery Guild, Literary Guild, Doubleday Book Club, Large Print Book Club, and Rhapsody Book Club. Wendy grew up in a large, close-knit family in rural southwestern New York State and decided she wanted to become an author while in third grade. She worked in two independent bookstores during college, then moved alone to New York City at 21 to pursue her dream. After stints as a book editor for a Manhattan publishing house and an account coordinator for a major advertising agency, she sold her first novel, the supernatural young adult thriller SUMMER LIGHTNING. Early in her writing career, she published in various genres including suspense, horror, historical and contemporary romance, television and movie tie-in, and biography. She also co-authored a mystery series with the late New York City mayor Ed Koch and has ghost-written for a number of bestselling authors and celebrities. Wendy now lives in the New York City suburbs with her husband of twenty years and their two children. A 1986 graduate of the State University of New York at Fredonia, she proudly delivered the keynote commencement address at her alma mater in May 2008, was a featured speaker at the 2011 Academic convocation, and is serving a three-year appointment to the Dean's Advisory Council for the College of Arts and Sciences.
New York Times bestseller Wendy Corsi Staub is the award-winning author of more than seventy-five published novels and has sold more than four million books worldwide. Under her own name, Wendy achieved New York Times bestselling status with her single title psychological suspense novels. Those novels and the women's fiction she writes under the pseudonym Wendy Markham also frequently appeared on ...


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Elon takes on Virginia ... tweets for help
Elon takes on Virginia ... tweets for help
NADA Headquarters:
National Automobile Dealers Association
8400 Westpark Drive
McLean, VIRGINIA 22102
(703) 821-7000 or (800) 252-6232
I live in Virginia --- this is a hotbed of old school tards.
You should see the old building NADA occupies --- the design fits in well with their outlook.
I'm not an attorney, but it seems to me that because many states require retailers to collect sales tax if they have a physical presence in their state, Tesla should refuse to collect sales tax in states that will not allow them to be there. The states with these dealership laws will stand to lose a substantial amount of tax revenue when Tesla customers purchase the cars on-line or in other states. Am I way off on this idea?
Good idea for things other than cars. Most states (maybe all) collect sales tax as part of the registration process. Without paying the sales tax no license plates.
I believe Virginia collects Sales and Use Tax on vehicle sales for any vehicle being titled in Virginia (unless exempt, i.e. military personnel) regardless of where the seller is located.
I am not sure what is behind this position from Virginia. However, it is kind of silly. The store ("dealership") in question was going to be located in Tysons Corner, which is right off the beltway in he DC metro area. There already is a Tesla store in downtown DC (17 miles from Tysons Corner, VA). There is also a Tesla service center in Rockville, Maryland, across the bridge from Tysons Corner (19 miles away).
I wouldn't be surprised if Tesla opened a store in the Bethesda, MD area (one of the wealthiest areas in the country), within 10 miles of where Virginia turned down the Tesla dealership.
Yet-To-Be-Opened Tesla Store
Virginia --- Tysons Corner
Less than 1 mile away from ...
NADA Headquarters:
National Automobile Dealers Association
8400 Westpark Drive
McLean, VIRGINIA 22102
(703) 821-7000 or (800) 252-6232
Yet-To-Be-Opened Tesla Store
Virginia --- Tysons Corner
Within 5 mile radius of ...
More than 30 major car / truck dealerships.
Telsa --- take the fight to the NADA and their corrupt / hypocritical gang of dealerships.
Let's win this fight for Tesla!


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EDGECAM Course Evaluation
Thank you for attending an EDGECAM training course. Your feedback and comments are important to us and help us to provide you with the best training course possible. Please complete the form below rating each topic 5 to 1, adding comments where applicable, to help us understand why you rated us so.
(5 = Excellent, 3 = Average, 1 = Poor)


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Andrea Sneiderman indicted on additional charges
DECATUR, Ga. - A grand jury has added additional charges against Andrea Sneiderman in connection with the shooting death of her husband outside a Dunwoody Daycare in November 2010.
Sneiderman now faces 16 counts in connection with the death of her husband Rusty. The counts include malice murder, felony murder, aggravated assault, hindering the apprehension of a criminal, concealment of material facts, four counts of making false statements and seven counts of perjury.
The new indictment eliminates charges of racketeering and insurance fraud. It also eliminates a detailed storyline published in the original indictment, which alleges that Mrs. Sneiderman was motivated to kill her husband in order to be with Neuman. Since then, prosecutors have suggested that she wanted her husband eliminated so she could be with another man, Joseph Dell.
Dell is not named in the new indictment, nor is a substitute storyline offered.


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Lacul Dracului Lake, botanical p.a. (20 ha) Cârþa, Suseni, Dãneºti
This is the only mountain swamp in the Northern Harghita Mountains. It is located on the exterior slope of a volcanic crater, between the Ostoroº peak (1386 m), Fagul Roºu peak (1336 m), and the Observãtorul peak (1372 m), at 1180 meters altitude.
Protecting the natural environment is our legal duty. A nature reserve is an area of a particular status, enforced by law, where not just a couple of rare species of plants, animals, geological formations or archeological-paleontological objects can be found and need to be protected. To ensure, that these protected elements will remain or survive, we need to protect their living habitat as well. The natural values and the biodiversity of a given area offer a spiritual experience, and an aesthetic enjoyment, thus contributes to a spiritual recreation of the explorer of nature. Harghita County is one of the few places, endowed with several authentic natural treasures. These gems of nature represent an economical asset, and by this, an improper visitor's behavior can endanger its content and existence. Protecting our environmental treasures is a collective task and duty. The managing organizations which are responsible for these reserves have been already assigned, and they can enforce or apply special rules for visitors regarding protected area. Below you can find some recommendations concerning the avoidance of natural damages:
- do not leave the marked trails
- do not litter or leave garbage behind
- keep the peace and quiet by avoiding to use strong sources of music
- do not tear any plants down, including the protected species
- camp only in specially designed and marked areas
- make fire only in special designated areas, and make sure that you put you put it out before leaving
- do not throw lit cigarette butts
- avoid using motorized vehicles in the vicinity of the protected areas, and use only the marked accessibility routes
- enjoy the sounds and sights of nature and do not disturb others in enjoying these as well
By this informative material, which presents the natural protected areas of Harghita County, we wish to contribute to the promotion of a responsible and eco-conscious form of tourism. To a better success we count on your open mindedness and interest.
Closer to nature: through visiting and preservation!
Closer to nature: through visiting and preservation!


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Twenty-five interceptions. Six fumbles. That's some bad stuff from Rex, the Bears' newest ex, huh? Well, actually, those are Brian Griese's numbers in his last 19 NFL starts.
Twenty-five interceptions. Six fumbles. That's some bad stuff from Rex, the Bears' newest ex, huh? Well, actually, those are Brian Griese's numbers in his last 19 NFL starts.
It will be interesting to see if the solution fares any better than the problem -- not that he could be any worse.
Finally feeling the frustrations most Bears fans have felt for some time now, Lovie Smith no longer could stand watching Rex Grossman lead the offense. Statistically, Rex has been the NFL's worst quarterback since Week 6 of last year, and he's been especially brutal during this season's 1-2 start.
"Offensively, we're not getting a whole lot done," the coach said Wednesday. "I've looked at a pattern of our play and the play at the quarterback position. Hopefully, this can get things going in the right direction."
It will -- as long as Griese's own problematic pattern doesn't resurface when he starts Sunday in Detroit.
During 16 starts with a playoff-caliber Tampa team in 2004 and '05, Griese was picked off 19 times. He had five games with multiple interceptions.
In 2001 and '02, his final two seasons with a Denver team regarded as a championship contender, Griese threw 34 picks vs. 38 touchdowns. Mike Shanahan finally tired of Griese's penchant for the big turnover and became the first of three NFL coaches to cut him in a four-year span.
Yeah, but Griese is a big winner, right? Sure, if you consider 39-33 being a big winner.
OK, but his playoff experience ...
Sorry. The man never has taken a postseason snap.
Hey, I'm just trying to save Bear Country from heartbreak later by tempering expectations now. Though fans routinely chanted for Griese to save them, he is no savior. Nor is the 32-year-old a long-term solution.
He is a Band-Aid. Of course, the wounded Bears desperately needed a Band-Aid.
Rex had to go. That's something pretty much everybody not named Grossman realized. Still, this move guarantees nothing for the Bears, who suddenly have a boatload of woes.
Can Griese stem the tide of turnovers while still aggressively guiding an offense that has produced but two TDs?
"Eliminating turnovers ... I don't think is a way you play as much as it is the way you prepare," he said. "For me, (playing) quarterback is about two things: making good decisions in split-second instances and making plays."
Despite his troubled turnover history, Griese is more likely to make better decisions than the oft-rattled Grossman did. A 63 percent career passer, Brian also figures to execute slants and screens far better than Rex did.
Even if Griese plays poorly and the Bears lose Sunday, Smith suggested he'll give his new/old QB time before returning to Grossman or trying third-stringer Kyle Orton. That's the correct strategy.
Too many people believe football teams should treat QBs the way baseball teams treat pitchers: When the starter struggles, bring in the reliever. Ridiculous. Each football game has a rhythm and the quarterback -- The Leader -- is in charge of that rhythm. A pitcher must have rapport with his catcher; a quarterback needs time to develop rapport with every offensive player. It's a process, sometimes a long one.
Griese insists he can lead the offense into the end zone and the Bears back to the Super Bowl. His ability to do the former will have a huge bearing on the latter because the banged-up defense no longer can carry this team.
"We will score points," Griese said. "Over the last couple of years, the offense has kind of been a second-class citizen. Playing offense is an attitude. I believe attitude is a great predictor of success. Hopefully, I can bring a little energy and enthusiasm to our huddle, and some consistency.
"I'll be prepared. I'll work hard. I'm gonna compete on Sundays, and I'm hoping that's good enough."
If it's not, Orton-loving fans stand ready to chant the next savior's name.
Future mess
Given that Grossman is mentally fried -- and that he almost certainly will be gone at season's end -- I would have demoted him to third-string behind Orton.
That Smith kept Kyle at No. 3 tells us everything we need to know about the organization's lack of confidence in Orton, who as a rookie led the 2005 Bears to the playoffs.
What all this means is that the demotion of Grossman officially signals the launch of yet another search for the Quarterback of the Future.
Oh, joy.
Griese had better master the offense quickly. The Bears will need plenty of the points he promises to produce to keep up with the Lions, who have the league's No. 1 passing offense.
Then again, after giving up 56 points to Philadelphia, the Lions rank 31st in pass defense. Coincidentally, that's where the Cowboys ranked going into last week -- before they shut down Grossman's Bears.
Even during good times, the Bears often had problems with the Lions. And making Rex the ex probably won't be enough to start the good times this season.
Lions 27, Bears 23.
NFL pick six
1. Patriots (3-0). Folks already wondering if Pats will go undefeated. (Answer: No.)
2. Colts (3-0). If you haven't heard, this Peyton Manning kid is pretty good.
3. Steelers (3-0). I'll be even more impressed when they start playing Division I-A teams.
4. Packers (3-0). Cheese for everybody! Brett Favre is having fun again.
5. Cowboys (3-0). Are they that good or are Bears that bad?
6. Texans (2-1). Gave defending champs all they could handle.
NFL deep six
32. Falcons (0-3). At least Atlanta still has Hawks (and whatever hockey team is called).
31. Bills (0-3). Dick Jauron's pregame speeches continue to inspire.
30. Rams (0-3). Remember when people were picking them as division champs?
29. Saints (0-3). Drew Brees has been downright Rexian.
28. Dolphins (0-3). Might not even be best team playing in Dolphin Stadium.
27. Browns (1-2). Congrats! It's not easy losing to Raiders.
Mike Nadel (firstname.lastname@example.com) is the Chicago sports columnist for GateHouse News Service. Read his blog, The Baldest Truth, at www.thebaldesttruth.com .


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So this weekend I had the opportunity to walk around the Craft & Hobby Association's Winter Trade Show and Conference. This is where companies in the craft industry unveil new products and try to entice retailers to carry them. I wanted to give you a quick wrap up of the products that I'm personally most excited about.
There are tons of amazing products, but I am just going to tell you about the ones that I am excited about, personally. I am not a designer, not a professional crafter… I'm just a girl who likes to make things. These are the products I want to play with.
Since I was there at the invitation of Plaid, I absolutely have to start with these Mod Podge Mod Melt forms. These are so cool!
There is a special melting stick that fits a standard glue gun. Melt the stick into the mold and when it cools you have a resin-like shape that you can paint, embellish and use on all sorts of projects. As I understand it, this won't be in stores until June, but I am chomping at the bit to play around with this.
The nice peeps at FloraCraft hosted a little breakfast one morning and let us play with their new products. It was really fun, but I'm very excited about these heated cutting tools they have.
|The fabulous Candie Cooper demonstrated how to use these tools.
If you've ever tried to cut Styrofoam, you know that it can be cut fairly easily, but it leaves snowy-looking little crumbs everywhere. FloraCraft has two tools that are now on my Must Have list. The Styro-Cutter is a battery-operated, heated tool that cuts through Styrofoam like a hot knife through buh-ta. It's fabulous… No crumbs and smooth cuts because of the heat.
The other tool is the Styro-Cutter Plus, which is a heated wire that enables you to make cuts and patterns in the middle of a piece of Styrofoam. The angle is bad in the photo, but I used this tool to burn/cut out letters in the middle of this piece. It's so cool!
I'm intrigued by this concept from Craft Attitude. It's a printable film for ink jet printers and there are different applications for wood, canvas, jewelry, shoes, magnets, fabrics, tons of things!
I really liked the application for jewelry and for shoes. It can be permanent or temporary, it just depends upon the adhesive you use. How cool are these boots? I love that you can print little tiny photos and make them into pendents too! I definitely will be playing around with this in the near future.
This stuff sounds really cool:
This is like contact paper, but it's very thin fabric. I am very excited to try this out. This is a company, Panoah, is based in Brazil, and it's my understanding that this is only available online, but think of the possibilities: subway or typographic art using fabric… re-covering shoes, books,etc… applying to pillows or picture frames… It's removable too, which gives you a lot of options.
OK, this isn't sexy, but oh my gosh is it long over due…
Some of you are saying, "Glue? Really? That's your fun new product?!" Um, yes.
I use E-6000 whenever I need a really strong bond on something. I love it, but it is some seriously stinky stuff. This one is a much lower odor.
It is also a spray adhesive that is a pump not an aerosol. When I use an aerosol spray adhesive it can be a bit hard to control where it lands. A pump would be better. (And sometimes if I am gluing something that's light or delicate, the aerosol can blow it around and mess it up if I'm not careful. And sometimes I'm not careful.)
So at any rate, these are the new items that I am most wanting to play around with. Some of them are on the market already, some of them won't be available for a couple of months, but I wanted to give you a heads up that they're coming.
Click here to see what textures, colors and people inspired me at the show.
There are more recommendations and wrap-ups of the CHA Winter 2013 Show over at Craft Test Dummies, where you'll find more comprehensive and in-depth reviews of new products all year long.
about Vivienne Wagner
Disclosure: I received some of these items for purposes of trying them out. I have not reviewed them, but am looking forward to doing so. As always, when I do it will be 100% my honest opinion.


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Ah, the holidays. A time for visiting with family and friends, attending office holiday parties, shopping until you're dropping and indulging in food, food and more food. Holiday spreads may tempt and entertain us with delectable eating experiences that do very little to support our last round of New Year's resolutions, but isn't that the point? The holidays are a free pass to indulge in the delicacies coming our way. Cookies, cake, pie, pudding, chocolate, and holiday punch … the list is endless. How's a gal supposed to say no? Giving in to these tempting treats is the easy part, but we still want to look good in our New Year's party dresses. This is where shapewear comes in. The kind folks at Commando, who make wonderful "no show" seamless underwear that makes a woman feel so comfortable she feels like she's going commando, have designed a shapewear collection that targets women's "danger zones" with high-performance undergarments that suck it in, pull it up and smooth it out so you look – and feel — gorgeous in your pretty party looks. Commando control's high-tech fabric and signature raw edges create a sleek line but will not leave you gasping for air. The effect is feeling smoothed, not stuffed. Depending on the outfits you plan, or the specific body areas you want to address, these are the top pieces I would recommend.
Briefly Stated
Whether you're wearing a body-conforming dress, skirt or pant, the Commando Control Brief is an "under wonder" that supports and shapes your booty with a smooth, no-show look. Like all Commando's control styles, the Control Brief has invisible edges and patented fabric that gently smoothes and tucks your body.
Skirting the Issue
If you prefer your shaping delivered with a softer look, get the best of both worlds with the Commando Control Skort. It takes a feminine approach to butt control as a sexy high-rise half slip with a built-in control short that tucks you in but doesn't hike up.
Thigh Anxiety
If your thighs are a concern, consider trying the Commando Control Body Short, which offers tummy-tucking, thigh-smoothing and tushy-tightening action!
Making a U-Turn
For full-coverage support, Commando's Utopia Camisole is a great option. In line with a hot shapewear trend that combines the smoothing of shapers with the support of an everyday bra, its u-shaped silhouette smoothes you under pants or dresses in fabric made from sleek microfiber.
From Sheer to Eternity
Legwear has an inherent shaping effect that smoothes and flatters a woman's legs while still looking sexy. Commando's Premier Sheers leave a little bit to the imagination. Coyly pairing the luxurious look of sheer with the luscious feel of an invisible-edge waistband, you will love these!
Dressed in shapewear from Commando, you'll feel so comfortable and sleek you won't need to worry about indulging in holiday goodies. Leave that for the New Year. As Scarlett O'Hara said in Gone with the Wind: "I'll think about that tomorrow!"


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No global warming at City Light
Electrical utility halts 'net emissions' of greenhouse gases
Seattle City Light is no longer contributing to global warming, a feat no other major public utility in the nation has accomplished, officials announced Wednesday.
"We can power our city without toasting the planet," boasted Mayor Greg Nickels from the utility's control center in Ballard.
City Light has reached a goal set 10 years ago of no "net emissions" of greenhouse gases through conservation, an emphasis on renewable energy and paying others to curb pollution.
More than 90 percent of the electricity sold by the utility last year came from hydroelectric dams, with nuclear plants providing 4 percent. Smaller amounts were tapped from wind farms, and natural gas- and coal-fired power plants.
City Light operations are still responsible for annually releasing greenhouse gases that cause damage equal to 200,000 metric tons of carbon dioxide. That's comparable to the tailpipe emissions from 44,000 cars.
But for every pound of greenhouse gas released by the utility, its fleet of vehicles or the power plants it buys from, steps are being taken to reduce emissions elsewhere by an equal amount.
Toward that end, City Light spends up to $756,000 a year. Some of the money goes to running Metro buses, garbage trucks and city vehicles on a mix of diesel and biodiesel, a fuel made from plants that's cleaner to produce and burn.
When Princess Cruises' ships began plugging into Seattle's electrical grid instead of running off dirtier diesel engines while in port, the city paid the company and in turn was credited for reducing pollution.
On a national level, City Light also paid for the pollution cut when concrete plants switched to a cleaner manufacturing process and for DuPont Fluorochemicals to reduce its emissions of Freon gas. The deal with DuPont was a major factor in reaching the Seattle pollution goal, officials said.
The idea of paying companies and agencies for the volume of pollution they're not producing "is extremely weird," admitted Doug Howell, who works on climate issues for King County and used to work for City Light. "It's a very squishy business."
But the projects funded by the city are "transparent and accountable," he said.
Although the emissions goal is being met today, power-supply demands in Seattle and its suburbs increase about 1 percent a year. Global warming could put a strain on hydropower as snowpacks shrink and river flows change.
The utility will continue to look to conservation and renewable energy to keep greenhouse gas emissions low, said Jorge Carrasco, City Light's superintendent. But public support has been tepid for a voluntary clean energy program.
Started three years ago, the Green Up program asks residential and business customers to chip in a little extra to pay for wind and solar energy projects, but only 1.2 percent of the 370,000 ratepayers are participating.


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VANCOUVER - Vancouver's health authority is assuring patients their privacy is secure after firing a clerical employee who admitted to sneaking a peek at the medical records of five local media personalities.
The female staff member, who had worked for Vancouver Coastal Health for several years, accessed the files through the authority's electronic records system on multiple occasions in October and November.
The breach was picked up in a routine audit. When confronted, the worker said she snooped out of "curiosity," but did not share any of the information verbally or by email.
Her job was terminated on Wednesday, and the people whose files were compromised were notified. Their names and media outlets have not been identified, but a health authority spokesman said on Thursday "many Vancouverites would know who they are."
Vancouver radio station News1130 has reported one of its "well-known media personalities" was among the group.
"We get celebrities through our hospitals on a regular basis that nobody ever hears or knows about," said authority spokesman Clay Adams. "So we want to reassure the public that their privacy is respected and it is protected."
By looking at the files, the woman violated a confidentiality agreement that was a signed part of the authority's terms of employment.
Health Minister Margaret MacDiarmid said she was "horrified" by the breach.
"It's something that should never happen. It's completely unacceptable, and yet, it did happen."
But MacDiarmid said she doesn't think going back to paper files is the solution.
"But I can tell you from the auditing it is very rare. There are thousands and thousands of people who work in the province today who have access to patient records, and the only time they access those records is when they're caring for a patient."
President and CEO Dr. David Ostrow has apologized in a public statement to both the people impacted and also to all patients, clients and residents, saying the incident violates the trust people place in the authority.
Its privacy officer is examining whether further measures can be taken to prevent future transgressions.
"We're clearly looking to see if there is more we need to do. But it's hard to prevent human nature," Adams said. "(It was) someone very clearly doing something outside of their work realm."
B.C. Privacy Commissioner Elizabeth Denham was also notified of the breach on Wednesday, and launched an investigation.
"It is deeply troubling when an employee who has legitimate access to personal information on the job abuses that privilege," she said in an email statement. "What is most concerning about this case is that it involves sensitive, personal health data."
Secure and controlled access to such data is fundamental to building and maintaining trust in the health-care system, she added.
The office will work with the authority to mitigate current and future risks, Denham said.
Hundreds of employees have access to the medical files of more than one million people in the regions covered by Vancouver Coastal Health, which also includes Richmond, North and West Vancouver and parts of the Sunshine Coast and Sea-to-Sky corridor.
The improper access was discovered when the authority's privacy office was conducting its monthly audit specifically aimed at ensuring that all employees, including doctors and nurses, only access files they are authorized to do so.
The audit randomly selects patient files who have a "do not announce" designation, and looks at who accessed the file and then examines whether it was proper. Anyone who enters a hospital can ask to have their file marked with the heightened level of privacy designation, but other staff members can also impose the label if they believe it is appropriate.
"It would draw flags if the person may have looked at a file where the person wasn't receiving care," Adams said.
Adams said in this particular incident two files that should not have been opened were caught. The privacy office then cross-referenced other files the worker had accessed and came up with three more breaches.
He said any time a staff member accesses a patient file in the electronic records system, a computer prompt pops up asking the worker if they are an authorized viewer. In this case, the worker would have had to select "yes" before gaining the file.
News1130 declined to give comment.
Last fall, B.C.'s privacy commissioner opened an investigation into the loss of a Vancouver Coastal Health laptop computer containing the health records of 450 patients at Toronto's airport.
Also on HuffPost


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The information provided above is only a generalized description of the problem of crimes against tourists. You must combine the basic facts with a more specific understanding of your local problem. Analyzing the local problem will help you design a more effective response strategy.
Your agency's capacity to identify tourist-related incidents in its records management system is a major factor in being able to ask the right questions and develop proper responses. It would be helpful if a standard, international definition specified who a tourist is, what constitutes a crime against a tourist, and how tourist crime records should be kept.16 Then police departments in tourist areas could record and analyze tourist crimes separately, and thus better understand victimization patterns.17 You should review your agency's records management system to ensure there are uniform methods for reporting and classifying tourist crimes.18
Many tourist areas closely guard tourist crime data.19 To get an accurate picture of the problem, you may need to (1) thoroughly review offense reports to identify tourist-related crimes (computer-aided dispatching systems may be coded to tabulate such crimes); (2) conduct tourist surveys (e.g., through the local police, Chamber of Commerce, or hotels/motels) to determine the actual number of offenses; or (3) encourage businesses—including hotels and motels—to report crimes or other problems concerning tourists to the police.†
† See Disorder at Budget Motels in this series, for a discussion regarding motel reporting practices. [Full text]The following are some critical questions you should ask in analyzing your particular tourist crime problem, even if the answers are not always readily available. Your answers to these and other questions will help you choose the most appropriate set of responses later on.
Measurement allows you to determine to what degree your efforts have succeeded, and suggests how you might modify your responses if they are not producing the intended results. You should take measures of your problem before you implement responses, to determine how serious the problem is, and after you implement them, to determine whether they have been effective. Measurement will likely involve both quantitative (statistical) and qualitative (anecdotal) information. (For more detailed guidance on measuring effectiveness, see the companion guide to this series, Assessing Responses to Problems.)The following are potentially useful measures of the effectiveness of responses to tourist crimes:
You should be alert to the possibility that your responses to tourist crime might displace it, either geographically, to other types of crime, or to non-tourist victims. You should also be aware that your responses to tourist crime might reduce non-tourist-related crime, as well.
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DERBY - The state's surplus would be used for a sales and gas tax refund under an election-year plan announced by Gov. Dannel P. Malloy on Thursday, a day after a Republican who narrowly lost to him called for a sales tax cut.
The Democrat's proposal for the estimated $505 million surplus includes $155 million in targeted gas and sales tax refunds, including for those who receive Social Security income and don't file. That works out to $55 to individuals earning less than $200,000 and $110 to joint filers earning less than $400,000.
Malloy, whose proposal is subject to approval by lawmakers, called for boosting the rainy day fund by $250 million and putting $100 million toward the state's pension fund. That would bring the balance of the rainy day fund, which had been completed depleted three years ago, to more than $520 million, Malloy said.
"Connecticut has faced more than its share of challenges over the last few years," Malloy said at a news conference in Derby. "Now that things are beginning to improve, it's critical that everyone shares in the recovery. The plan I'm laying out today takes the responsible path. It puts money in the rainy day fund so that we can be prepared the next time we face financial challenges. It puts additional money into our pension fund so we can pay down our long term debt. And it provides a modest refund for residents who have faced more than their fair share of obstacles."
Malloy also announced that he will introduce legislation in the coming session that would mandate that any surplus in future years be used to bolster the rainy day fund, pay down long-term debt and provide tax relief.
"The budget proposal we are introducing creates a sustainable budget framework that will enable the state to achieve balanced budgets in the coming years and put our state on a path towards strong financial footing," Malloy said. "We are creating a solid foundation that supports necessary services while allowing for potential further reductions in taxes in the coming years."
Senate Minority Leader John McKinney, a Fairfield Republican running for governor, said Republicans have long supported tax relief, paying down the debt and shoring up the rainy day fund.
"Governor Malloy passed the largest middle-class tax hike in state history, including a sales tax rate increase from 6.0 percent to 6.35 percent, the elimination of countless sales tax exemptions, an increase in state gas taxes, an income tax hike, and a $200 property tax credit reduction," McKinney said. "In the face of those deep and permanent tax hikes, this one-time election year rebate simply does not cut it."
Connecticut faces a $2 billion deficit in the next two fiscal years, McKinney said. "It is irresponsible for the governor to continue talking about this year's so-called 'surplus' as if those deficits do not exist," he said.
Republican Tom Foley called for a sales tax cut Wednesday as he announced he's running again for governor after losing to Malloy in 2010. Malloy has not said yet whether he'll seek a second term.
Foley said he would keep discretionary spending flat for two years to cut the sales tax by half a percent. Foley slammed Malloy for a large tax increase, saying it put a brake on the economy.
Waterbury Mayor Neil O'Leary, delivering the Democrats' response, said Foley's announcement was filled with promises and lacked specifics. O'Leary said the tax increase was needed to close a $3.5 billion deficit that Malloy inherited.


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Writing in today's issue of his Morning Jolt newsletter (1), National Review reporter Jim Geraghty gave his impression of the deeper meaning of Vice President Biden's task force on gun violence and its likely recommendations:
If I were truly cynical, I would think that the Obama White House would prefer to put forth a package of reforms that was rejected by House Republicans (and a few Democrats) so that every high-profile shooting between now and November 2014 can be blamed on John Boehner and those unreasonable, uncompromising House Republicans.
Nah, they wouldn't be so callous as to exploit human deaths that way, would they?
Like the sun rises in the East.
(1) Sorry, it's an email newsletter, so no direct link. But you can subscribe for free! And you should, otherwise the cool kids will all laugh at you.
(Crossposted at Sister Toldjah)


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A couple of weeks ago, we were so happy to participate in our library's "Read with Mrs. Claus" morning. The kids have enjoyed this activity several years in a row now--and this year, Lola was able to really participate too!
The kids got to spend a little bit of time in free play....
...and in writing their letters to Santa before the reading began.
Cameron was very careful about what he put on his list. He included a football and a football helmet. He 'wrote' the letter himself, and the biggest thing he asked for was not even for him--it was a new guitar for his Daddy! (Mrs. Claus seemed to really like that. *grin*)
(Mommy helping Cameron with his letter--picture captured by Mrs. Claus' elf)
Such a proud little guy--Cameron loves writing and practicing his letters,
so this was a very exciting activity for him.
Colin and his friend Sam enjoyed making a paper chain for the library tree.
And Ethan had just one thing on his list:
{CARS 2 cars, to be specific.}
Lola, meanwhile, had found her favorite library toy--the PHONE! Typical girl.
Working hard on those letters
After letters, it was time for Mrs. Claus to read. She begins every year with a story of the nativity--and explains to all the children about the TRUE meaning of Christmas. Love that.
But there were lots of fun and silly stories too!
The pop-up books were especially attention grabbing.
(Mommy shooting Mrs. Claus--and that elf was shooting ME!)
Lola lost interest at about book number five....you do what you have to do to keep
little ones entertained, and the activity of choice was fiddling with Mommy's camera.
little ones entertained, and the activity of choice was fiddling with Mommy's camera.
Then, it was on to ornament making and decorating.
Lola was even able to do her own! She didn't much care for the glue on her fingers,
but she got some glittery things on the ornament to jazz it up.
{And yes....I do know what Colin's looks like. *sigh* This will be funny for years to come....}
Then, it was time to tell Mrs. Claus what they were hoping to get on the big day.
While sitting with Mrs. Claus, Cameron disclosed the fact that he wanted his Daddy to get a guitar.
Mrs. Claus told Cameron that he should learn to play too--so, right there, they added
'a guitar for me, too' to the list! How funny.
Mrs. Claus told Cameron that he should learn to play too--so, right there, they added
'a guitar for me, too' to the list! How funny.
Mrs. Claus was a bit surprised at Ethan's list--there was practically nothing on it!
But he assured her that CARS 2 cars was exactly what he wanted.
Lola didn't want to sit at first....but the candy bag helped coax her into it!
Mrs. Claus got a BIG kick out of Lola. She just loved her!
And, she got to give her her very first taste of a candy cane.
My favorite thing our library does (that I think is just SO special) is this:
After the children sit with Mrs. Claus and tell her their list, the library workers collect the letters. And, a few days before Christmas, each child who wrote a list receives a very personalized letter back from Santa himself. This is not your average form letter, as you can see! And this Mommy loves that attention to detail.
(You can tell that we visit the library often if you read through the letters.
Notice the reference about his ravine-tumbling incident....)
And Ethan's....
I've said many times how special our little village is...our library and this event in particular is just one of many reasons why I think so!


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Lux Delux İndir Yükle
Bu İçerik Hakkında
American History Lux is a campaign that takes you through the wars that have shaped American History.
Learn Your American History
Start with the colonization of North America and the rise of the United States. Follow with the World Wars and US overseas campaigns. Every war comes as a realistic map outlining the important cities and geography of the time. Background information and links to full Wikipedia histories complete your interactive learning experience.
Difficult Enough For You
Four varying levels of difficulty provide a good challenge for newcomers and experienced Luxers alike. Beat the game on General level and a special super-hard difficulty will unlock itself.
American History Lux is a DLC that for Lux Delux.
Sistem Gereksinimleri
Mac OS X
SteamOS + Linux


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Please Note: As of Wednesday June 17th we will no longer be accepting any walk-in customers. This is for the safety of our staff and our customers. Thank you!
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Truly outstanding service, friendly, knowledgeable staff. Fantastic Company to deal with - Dr H. Bosch, Cape Town
Lenovo Legion Y520
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Now showing items 1-1 of 1
A Simpler Approach to Finance Reform
(Regulation, 2013)
There is a growing consensus that new financial reform legislation may be in order. The Dodd-Frank Act of 2010, while well-intended, is now widely viewed to be at best insufficient, at worst a costly misfire. Members of ...


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US 2257 Statement


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The following forum(s) have migrated to Microsoft Q&A:
All English Windows Server forums!
Visit Microsoft Q&A to post new questions.
Hello everyone!
Recently I've been contacted by an international sales representative from MS inviting my company to a "voluntary" auditing as to validate that all of our software licenses were up to date. We didn't quite had the exact numbers, but we managed
to gather the information in a day or two. After this, as I was about to send the report to the sales representative, I noticed the link he sent (https://www.microsoft.com/assist/insight?invite=d6888f480ed441f4a770f5f308f9b523.21fc2b406c5d6a3b37ff&lang=pt-BR)
was unavailable (still is) and so I couldn't proceed with said auditing. I tried calling the MS support team on the phone and to my surprise the agent had no idea what this insight portal was.
My question here is: Is this an official thing? Does MS really needs us to send the report to make sure we are using their products accordingly? If so, why can't I access this page anymore?
Any advice/clue onto this is very welcome.
Thanks in advance.
You can report the activity here.
Regards, Dave Patrick ....
Microsoft Certified Professional
Microsoft MVP [Windows Server] Datacenter Management
Disclaimer: This posting is provided "AS IS" with no warranties or guarantees, and confers no rights.


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Mad Science Class for Kids
Name: Mad Science Class for Kids
Date: March 28, 2017
Time: 3:00 PM - 4:00 PM CDT
Event Description:
Mad Science is an after school science class that transforms laboratory science into fun, interactive learning experiences for kids from K-6. This session we will work on: Radical Robots - Get wrapped up in the world of robotics. Learn how robots make our lives easier. See how science and technology go hand in hand by building a robotic hand that you can manipulate at home. Energy Burst! - Explore the energy of motion (potential versus kinetic energy), and how energy can be conserved. Spring into action with poppers, boinks, and jumping frogs. Build your own catapult to take home. Mix It Up - Shake up the idea of water and solutions. Pick up concepts of physical mixtures, solutions, and suspensions as you clarify water and separate mixtures. Take home your own Super Sorter! Get Connected - Take a trip on the communication highway as you set up telephone networks, wind through a cell tower relay, and learn how to track cell phone users. Junior scientists will show off their telecommunication knowledge with a worldwide fiber optic Wired World take-home. Moving Motion - Catapult into Newton's three laws of motion! Perform hands-on experiments to investigate friction, inertia, motion and forces. Twirl into action with the Newton Spinner and continue the fun at home. Super Power Sources - Embark on a quest for alternative energy sources. Harness the sun's heat with a parabolic mirror and ramp up a power generation station. Tight teamwork turns on solar devices and a united breath of air runs a fan-powered light bulb. Take home Crank'n Shine, your own handcrank flashlight. Classes are held on campus immediately after school. Snacks are provided!


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The BEA's release suggests that we can attribute the growth largely to
- "Cash for Clunkers":
Motor vehicle output added 1.66 percentage points to the third-quarter change in real GDPand
Real personal consumption expenditures increased 3.4 percent in the third quarter, in contrast to a decrease of 0.9 percent in the second. Durable goods increased 22.3 percent, in contrast to a decrease of 5.6 percent. The third-quarter increase largely reflected motor vehicle purchases under the Consumer Assistance to Recycle and Save Act of 2009
- Federal Government:
Real federal government consumption expenditures and gross investment increased 7.9 percent in the third quarter, compared with an increase of 11.4 percent in the second. National defense increased 8.4 percent, compared with an increase of 14.0 percent. Nondefense increased 6.8 percent, compared with an increase of 6.1 percent.
Inventory Re-stocking:
The change in real private inventories added 0.94 percentage point to the third-quarter change in real GDP after subtracting 1.42 percentage points from the second-quarter change... Real final sales of domestic product -- GDP less change in private inventories -- increased 2.5 percent in the third quarter, compared with an increase of 0.7 percent in the second.
- Housing (!):
Real residential fixed investment increased 23.4 percent(which may have something to do with the first-time homebuyer tax credit, not to mention the Fed's efforts to keep mortgage rates low)
The "rebalancing" of the economy took a pause: exports grew (14.7%), but imports grew still faster (16.2%).
Also, state and local government expenditures fell 1.1%; a further indication that states' inability to run deficits is acting as a counter-stimulus (Washington: send more money).
Overall, while the headline number suggests we're moving out of the shade, it is hard to say we've really emerged into the light until we see businesses confident enough to invest more robustly and hire workers as well as less reliance on federal efforts to prop up demand.
For more, see the Times story, and the roundup of "economist" reactions at Economix.
Update: Oops. I misinterpreted what was going on with inventories. Inventories continued to decline, but at a decreasing rate, hence the positive contribution to GDP growth (inventories declined by $130.8 bn in Q3, vs. $160.2 bn in Q2). That actually makes the picture look a bit better for the future as it means firms are not piling up inventories, which might lead them to cut back production.
Free Exchange has thoughts from Robert Gordon and Real Time Economics has more "economist" reaction.