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Hundreds of thousands of hardworking North Carolinians will no longer pay any state income tax by 2019, thanks to several rounds of tax relief provided by the legislature's Republican majority.
A recent memo from the head economist at the non-partisan Fiscal Research Division notes that "of the nearly 4 million tax returns anticipated for tax year 2019, we estimate the number of returns will decrease an estimated 230,000 when compared with the expected number if the 2012 tax laws were still in effect. The increase in these no-tax-liability returns will be due primarily to the increase in the standard deduction."
When you do your taxes each year, the "standard deduction" is the dollar amount that reduces the amount of income on which you're taxed. Put another way, any income you make below the "standard deduction" is protected on the front-end from being taxed by the government. A higher standard deduction is nice for everyone, of course, but it especially benefits hard-working taxpayers at the lower-end of the wage scale. The higher the standard deduction, the less of your income is taxed; sometimes it's referred to as "the zero tax bracket."
Republicans have tripled the standard deduction for married families filing jointly since 2013, an approach to tax relief that helps those who earn the least by significantly reducing or altogether eliminating the percentage of their income paid to the state.
Governor Roy Cooper's Department of Revenue believes that even more folks will be helped under the Republican plan, projecting that 241,536 low-income families and individuals will no longer pay any income tax by 2019.
When the legislature was last under Democrat control, the standard deduction was a mere $3,000 for individual taxpayers and just $6,000 for married couples (filing jointly). Democrats taxed all your income over that amount; the latest round of Republican tax reform more than tripled the state's zero tax bracket — effectively freeing nearly a quarter of a million of lower-income people from having to pay any income tax.
"Helping hundreds of thousands of low-income North Carolinians no longer owe any income tax is an outstanding achievement that proves Republican tax reforms are providing relief to citizens who need it most," said House Speaker Tim Moore. "These include parents and young people, long-time residents and newcomers who will get a break from owing any income tax because we put average people first with relief that works for the workforce and helps low-income families keep more of their earnings."


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The Jane Knitzer Directorship in Early Childhood is a way to demonstrate how much Dr. Knitzer was appreciated for the contributions she made throughout her remarkable career – not only to Columbia University, the Mailman School of Public Health, and to the National Center for Children in Poverty, which she led for five years, from 2004 to 2009, but also to the broader world of children and family advocacy.
Credit card donations can be made through the
Columbia University website.
If you prefer to donate by check, please make it out to Columbia University/NCCP, and mail to:
The Jane Knitzer Directorship Fund
National Center for Children in Poverty
215 West 125th Street
Third Floor
New York, NY 10027
If you have any questions, please call Morris Ardoin (646-284-9616) or email firstname.lastname@example.com.

subset: commoncrawl


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We all know how last season ended up.
And that's all I'm going to say about that.
I'm excited about the new season, which will be under way shortly. In fact, our beloved Sox begin the season on Sunday night, if I'm not mistaken? I have tickets to the Texas Rangers home opener on Monday, April 4. Right behind home plate on the second level. Great seats.
I also have tickets reserved for two of the three games in August when the Sox come to Arlington. The Texas Rangers play in Arlington. They do NOT play in Dallas. Heh. Come to think of it, neither do the Cowboys, anymore.
Anyway. I'll be back blogging baseball stuff here, hopefully. I need to get caught up with my old friends over here. Even though I can find most of them over on Facebook.
The smell is in the air. It's electric. In less than one week, we will hear those beloved words echoing from Fenway Park (and half of all of the baseball parks in the country), "PLAY BALL!"
That makes me smile.
TTFN, y'all!
Monday, March 29, 2010
Well, Looky Here!
We all know how last season ended up.
Posted by Bickley at 4:09 AM 1 comments
Labels: Boston Red Sox, Dallas Cowboys, Texas Rangers


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An earlier memoir by the author recounts his aviation experiences in the Saharan desert. He is thought to have drawn on these same experiences for use as plot elements in The Little Prince. Saint-Exupéry's novella has been adapted to various media over the decades, including stage, screen and operatic works.
Download the PDF file here and make your own Little Prince!
Tell us what toys you like to see next by visiting our Facebook Fan page.
Note: The Little Prince TM © Antoine de Saint-Exupéry Estate 2011. Visit the official website here.


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Listen in live at 10 a.m est http://www.blogtalkradio.com/avaliveradio/2014/09/02/branding-and-marketing-10-pro-tips-to-get-more-followers-on-instag
Today's Show:
{Podcast}10 Pro Tips to Get More Followers on Instagram
Every week my assistant and I sit down with some of our favorite Instagrammers to chat about the art and marvel in their mobile photography efforts. We take a look at their editing process, their favorite apps, and overall how Instagram has altered our approach to photography in general.
In my review, I couldn't help but compose a list of tips from these true Instagram masters who have collectively amassed over 2 million followers.
Continue reading {Podcast}10 Pro Tips to Get More Followers on Instagram


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Sonnie and I are still fooling around on the Prophet. Trotter is leading the charge. I think it's really interesting to look at how the very best trad climbers operate on the sharp end. I would put Sonnie in a really small group of people I've climbed with that are truly built for hard, scary rock climbing. Skill plays a huge part. Strength plays a huge part. But an innate positivity is the biggest factor, I think. When the house of cards begins to collapse for me, I start losing the optimistic edge, and everything seems to spiral towards negativity. If one foothold breaks, I start thinking all the footholds are going to break. It might stem from the accident this spring, feeling a little more rattled than usual. But it could also be that this route is just damn-hard and scary, standard setting in boldness. Sonnie maintains a consistent 'Sunny-side-up' disposition. He might back down for a day or a week, but he never gives up.
I've learned alot from watching him. I'd also put Alex Honnold in that small club of guys that I'm not stressed out belaying on 5.13R. I am attentive, but not worried for them. I guess it comes down to total faith that they'll make good decisions.
Giving up is like a warm blanket. So tempting to give in, call it a day, admit defeat. Put it off for another day, another trip... Far more difficult to step into the fray again, to push a little farther. So, tomorrow I think we'll try again from the ground. Then take a day off and try the route in a two day push. I absolutely have to fly out on Nov 17. I've already pushed back a trip to China by ten days.
Even if this line doesn't go down this trip, I will certainly be back.


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Tropical Storm Isaac led organizers to cancel Monday's lineup at the Republican National Convention, but protests in Tampa went ahead mostly as planned. Some protesters even camped out in the rain on a rented lot, dubbed "Romneyville." Some met up with a larger group of several hundred activists and "Occupiers," who marched one mile from Perry Harvey Park to the Tampa Bay Times Forum, where Republican delegates are gathering this week. Hoisting placards and chanting slogans, protesters from as far as California registered their disapproval of the GOP ticket throughout the day. Security was intense. Photographer Grant Cornett was on scene to capture the scene.
Adam Sorensen is an Associate Editor at TIME covering politics.
Grant Cornett is a New York City-based photographer. LightBox previously featured his photography in Beautiful Decay.


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Become a Texas Notary
Welcome to the American Association of Notaries, the largest* Texas based notary organization. Since 1994, we've helped more than 300,000** customers become Texas notaries public. We're here to help you become a Texas notary public!
Our Mission
Our mission is to make your experience as a Texas notary public a protected and rewarding one.
We have assisted thousands of Texans in obtaining or renewing their notary public commission, and we look forward to serving you.
We are your complete source for notary supplies, bonds, education, errors and omissions insurance policies, service and expertise! We will keep you up to date on Texas notary law with seminars, educational material, membership, and our online newsletter. We are the voice of Texas notaries.
* Statistics are based on information supplied by the Texas Secretary of State on the number of Texas notaries commissioned between the years 2005-2008.
** Information is based on research conducted by the American Association of Notaries, Inc. in April 2009, on the number of help requests received by telephone, emails, or by mail, and on the number of notary bonds issued between the years 1995-2008.
What We Do
Education - The American Association of Notaries is dedicated to making sure that notaries everywhere understand their notarial duties and powers. We offer a variety of educational materials to meet your needs.
Advocacy - The notary laws that govern our duties as notaries public should be revised as economic, technology, social, and other issues impact the notary industry. AAN is pleased to represent notaries in Texas as lawmakers consider enacting new laws affecting notary public practices.
Service - We believe that customer service sets a company apart from its competitors. That's why we strive to offer you top-quality products at reasonable prices and with an emphasis on personal service.
Membership - We urge you to join the American Association of Notaries today and be part of a Texas organization that effectively promotes the office of notary public.
Texas notary bonds and errors and omissions insurance policies provided by this insurance agency, the American Association of Notaries, Inc., are underwritten by Western Surety Company (established 1900). American Association of Notaries, is owned by Kal Tabbara, licensed insurance agent in Texas.


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I'm so blessed to be able to attend a growing church where people are happy to gather, hear the Gospel, and worship God.
Spiritual Sundays are hosted by gracious Ginger and charming Charlotte. To visit other participants, click here.
That's so funny!
I'm happy for you, too, Sally! Your post reminds me of the scripture, "I was glad when they said unto me, let us go unto the house of the LORD." I think that's the exact quote, but that's the gist anyhow. Happy for you, my friend...
Sheila :-)
That is so funny, some Churches don't realize that the Dwindling membership is because of the membership they already have. There is no Christian love or fellowship there.
I'm happy you have found a new Church that is growing in love for Christ everyday.
That was funny.....you always find the cutest cartoons.
Cute Sally... I will say that it is hard to attend a 'dying' church.. We are in a tiny church made up of retirees --and it just keeps getting smaller. It's kinda sad ---and there's not alot of 'joy' in that church. We're going to start looking for another church--but when you live in a retirement community, it's hard to find a growing church. ha
Have a wonderful day.
It seems like in so many churches every time someone new comes in someone old goes out. This illustration is cute as are all of them that you share. Have a great worship day.
Three cheers for happy, growing churches. We are getting ready to assemble with one in just a few minutes. Thanks for the smile.
That cartoon packs quite a message. Happy Sunday, Sally!
Cute cartoon. Happy Sunday.
A blessing to meet you! Thanks for your visit and just want to say have a restful Sunday in our Father's loving arms. God bless.
I love the looks peoples' faces as they listen to the pastor. Very cute joke! Thanks for another smile on Spiritual Sunday!
HI Sal,
(((Hugz)) LOL thank you for the smiles today!! Thanks for sharing your heart with me, I've missed you and Spiritual Sundays. trying to get my bloglist back after my widget went haywire. Thanks for signing my guestbook, it did go through (smile).
Blessings Lorie
Hi, Sally girl. Hope you are feeling right at home in your new surroundings. I have the feeling that you are!! :)
See you tomorrow for Blue Monday..
xo bj
Bless you for a heart warming post today. My church is mostly us older generation, and cannot understand where the younger folks are. We have an excellent pastor. The good Lord has a way of working things out in his own time.
I'm so glad you have a great church. That makes so much difference.
I'm so glad that you found a good church already to join. When we moved here 3 years ago, our old pastor recommended the church we joined. We tell people, we didn't know where we were going to live, but we knew where we were going to go to church. When the realtor said you need to pick a town, we told him to concentrate on the town where the church was. We are not sorry.
I, too, am grateful I'm in a good church. The leadership is young; not one over 40!!!! They're so anointed, too.
Hi Sally! Big hugs to you from Colorado Springs. I hope you are doing well after your move. Thanks for stopping by my page today too. You are such a reliable spirit. I thank you, as I often do, for making em Smiling Cherie. :) Have a blessed week!
Yes, you are blessed for being in a growing church! I wish I could feel the same way about mine.
I don't get it...I don't get most of these comic stips...wa ha ha!
Give me a few minutes...hahahaha!


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Below you will find a list of topics in the Plugins Troubleshooting forums at the Google Chrome Forums. Having problems with a specific plugin or extension? Post your issue here.
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
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I was checking Diamond Select's shipping list and Black Ops Jack shipped this week, so by this time next week I will have all of the basic's for Series 1 and just waiting on the Unpainted Figures & Variants.I am probably going to have to buy an extra Serpent Guard & General Jack O'Neill so I can build 2 full gates. I will put one with my figures, and put the other one in a different room. Just so they have a different gate to go through on the other side of my house...(damn I am a geek!)
We have received about 1/2 of our ordered stock. Unfortunately, the factory in HK has "messed" up our order, and we are not receiving the entire balance at this time. We are going to go through and try to fill single set preorders and then at least 1 of the 2 multi preorders first (you will still get the free promo figure), and when balance arrives, will continue. We will keep updating status here, but as of today, we cannot fill all preorders due to factory error, and a final resolution to the situation has not been reached.
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SWIFT(redirected from Jonathan Swift)
Also found in: Dictionary, Thesaurus, Medical, Encyclopedia, Wikipedia.
Society for Worldwide Interbank Financial Telecommunications
A cooperative society that provides highly secure message communications between banks. It does not transfer money or any other financial materials, but simply provides information. It also standardizes forms between members so as to reduce costs and operational risk. Founded in 1973 and headquartered in Belgium, SWIFT has thousands of members in more than 200 countries worldwide.


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ROCHESTER — Feel the indomitable spirit of a young teen and her tenacious will to believe in the goodness of people when Rochester Opera House Productions in collaboration with the Seacoast Repertory Theatre presents The Diary of Anne Frank at the Rochester Opera House. The play runs from March 7 to 16 with evening performances and matinees.
Confined and hidden in a secret annex during the depravity of the Nazi regime, Anne turns to her diary as a friend and confidant. Her insightful account paints a portrait of a sensitive, insightful young woman and offers compelling observations of human courage and frailty. She writes, "I feel the suffering of millions. And yet, when I look up at the sky, I somehow feel that everything will change for the better, that this cruelty too shall end, that peace and tranquility will return once more."
Initially meant as a private memoir, Anne later thought about the possibility of writing for posterity and becoming a journalist. After the war, Otto Frank devoted himself to working for human rights and answered thousands of letters from people, who had read his daughter's poignant diary. Otto often concluded his letters with, "I hope Anne's book will have an effect on the rest of your life so that insofar as it is possible in your own circumstances, you will work for unity and peace".
Purchase tickets, at $16/$14, online at RochesterOperaHouse.com or call/stop by the box office at (603) 335-1992 on Monday, Wednesday or Friday, from 10 a.m. to 5 p.m. or two hours before the show. This play is sponsored by TD Bank, Foster's Daily Democrat, Albany International, Albany International and WHOM 94.9. Rochester Opera House is located in City Hall, 31 Wakefield St. The season continues with Celtic Nights on March 9.


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Listed below are the preliminary Operations sessions and workshops confirmed to date. Additional sessions will be added as they are confirmed. Schedule subject to change.
For information on exhibition and sponsorship opportunities at the conference, contact Yvonne Romaine at firstname.lastname@example.com
Download the Velocity Sponsor/Exhibitor Prospectus
View a complete list of Velocity contacts


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Dancing With The Stars Past GROUP DANCE Review!
This is going to be quick, not much commentary, just the facts. Or rather, the videos. I've found myself much busier than I plan to be… But, to get us ready for the fun Group Dance, I'm searching for the videos of the group dances from past seasons. When possible, I'll post the practice sessions, also.
Season 1, Viennese Waltz. Rachel Hunter and Jonathan Roberts, John O'Hurley and Charlotte Jorgensen, Kelly Monaco and Alec Mazo, Joey McIntyre and Ashly DelGrosso.
Season 2, Salsa. Drew Lachey and Cheryl Burke, Jerry Rice and Anna Trebunskaya, Lisa Rinna and Louis Van Amstel, Stacy Keibler and Tony Dovolani, George Hamilton and Edyta Sliwinska, Tia Carrere and Maks Chmerkovskiy.
Season 3 Disco. Monique Coleman and Louis Van Amstel, Joey Lawrence and Edyta Sliwinska, Mario Lopez and Karina Smirnoff, Jerry Springer and Kym Johnson, Emmitt Smith and Cheryl Burke
Season 4 Swing. Laila Ali and Maksim Chmerkovskiy, Apolo Anton Ohno and Julianne Hough, Joey Fatone and Kym Johnson, Billy Ray Cyrus and Karina Smirnoff, Heather Mills and Jonathan Roberts,John Ratzenberger and Edyta Sliwinska, Ian Ziering and Cheryl Burke
Season 5 Rock and Roll Helio Castroneves and Julianne Hough, Jennie Garth and Derek Hough, Sabrina Bryan and Mark Ballas, Marie Osmond and Jonathan Roberts, Jane Seymour and Tony Dovolani, Cameron Mathison and Edyta Sliwinska, Mel B and Maks Chmerkovskiy
Season 6 Country Western. Sorry, my brain has melted, and I don't remember the names of the people I'm seeing in the video….. I know them all, but their names are no longer connected. In my brain.
Season 7 Old School Hip Hop Thanks to Gitte and Elara for helping to find this one….
Season 8 1960's.Lawrence Taylor and Edyta Sliwinska, Ty Murray and Chelsie Hightower, Lil Kim and Derek Hough, Shawn Johnson and Mark Ballas, Chuck Wicks and Julianne Hough, Melissa Rycroft and Tony Dovolani, Gilles Marini and Cheryl Burke
Season 9 Hustle. Louie Vito & Chelsie Hightower, Melissa Joan Hart & Mark Ballas, Kelly Osbourne & Louis Van Amstel, Mark Dacascos & Lacey Schwimmer, Aaron Carter & Karina Smirnoff, Donny Osmond & Kym Johnson, Joanna
Krupa & Maksim Chmerkovskiy (in the place of Derek Hough who was out with the flu), Mya & Dmitry Chaplin, Michael Irvin & Anna Demidova and Natalie Coughlin & Alec Mazo
I think that's all…


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City of TorranceHome Menu
Calendar Month View
Bona-fide Torrance-based, non-profit groups may submit events to be included in the Torrance citywide calendar pending approval. The City of Torrance Citywide Calendar System Administrator (Office of Cable and Community Relations) is responsible for determining which events are appropriate for posting and then approving a calendar entry. The administrator also has the capability to submit the event to other calendars so that your event may be posted on more than one calendar if appropriate. Events must occur within Torrance city limits to be considered for inclusion and submitted within the categories already identified within the calendar. Upon submission, the following information should be included: How To Submit
Craft Delight
- Date: 10/02/2019 12:00 PM - 2:00 PM
- Location: Henderson Library
4805 Emerald Street
Torrance, California 90503
Calling all crafters! Share, learn, be inspired. Bring your current portable project (knit, crochet, quilting, jewelry, etc.) and spend time with fellow crafters. For more information, please call the Henderson Library at 310-371-2075.Return to full list >>


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Black and White in the Kitchen
Posted by Chic Aeon in design, iheartslFeed, new releases on Wednesday, July 31, 2013
Many merchants offer discounts during the first week of the round, so be fast like a bunny.
Details abound in the happiness kitchen. I am thinking it will be perfect in Sound Stage One along with the industrial dish rack from Second Spaces!
The Ottoman with blanket is 4 prims and is loaded with 9 animations and props.
My outfit which I haven't really shown off too well is a new release from Ducknipple, the Overdress. It comes in a large variety of jumper colors with a hud that let's you change the short sleeved sweater color. Don't worry, this is my official "Black and White" outfit so you will be seeing it a lot in upcoming posts.
and here's BIG ADDENDUM! *wink*
Notecard? Noooooo :D. Experimentation is the key.
It does TONS of stuff. You can bake and slice and stir and more. Each activity places new items on the work counter and offers props to your inventory.
So, the happiness kitchen isn't "just" cute, it is a fun prop and I am doing a very happy little dance.
Now I didn't explore that too much but I did manage to round up a volunteer for this photo -- one that was happily dressed in white and gray already, you can't beat that.
I took more photos of cooking activities but you really need to explore all the possibilities yourself, so hop on over to !!Follow Us!! if you are a cooking kinda gal (or guy) who also loves grayscale.
I of course am in both camps!
Skin: Akeruka Manuela Tan MK4
Hair: ploom
Poses by: the ottoman and the kitchen counter
Touring with Rodvik
Posted by Chic Aeon in comment, iheartslFeed, new releases, places on Tuesday, July 30, 2013
I had a just off the sewing machine sci-fi-esce cat suit from Blue Blood (many colors, optional mask and on the TATTOO layer!), so I decided to take a tour of some of the appropriate locales in my Photo Ops>Sci Fi folder -- and do a little inventory cleaning along the way.
My lead shot as you probably recognize is from INSOLICO. Next on to LPP neo where I crawled around in the murky water of a post apocalypse time.
I set myself a few extra challenges on the tour. No shadows (that current issues thing), the same size photo and no playing with the Windlight sliders. It was interesting but I think it worked pretty well.
This last shot if from Drill Factory which has been around for-e-ver. All these places have old builds but they are still picturesque and mood providing in their own right. And yes, sadly -- quite a few landmarks went into the trash as they were no more.
Skin: Akeruka Manuela Tan MK4
Hair by ploom
Shoes by SLX
Poses by: Diesel Works.
Posted by Chic Aeon in design, iheartslFeed, new releases on Monday, July 29, 2013
It's time to dust off your coquettishness; Lolitas in all variations line the walls in the current round at GENRE . This cutie has a steampunk air that appeals to me. The Gothic Lolita dress comes in a wide variety of tones and a hud to let you decide between color or black on the peplum area of the skirt. I chose peacock to coordinate with the very pretty Nevermore armchair. Both are from Senzafine: Curiosities & Accoutrements. You can find the chair at The Home Show until July 31.
Skin: Akeruka Manuela Tan MK
Hair from Amacci
Earrings from Eclectica
Candles Sconce by KOSH
Pose by: aDORKable
Boats Bikinis and Windlight
Posted by Chic Aeon in design, iheartslFeed, new releases, places on Sunday, July 28, 2013
This morning's post is once again brought to you by the Boats and Bikini Expo designers.
Skimpy swimwear is of course part of the Riviera experience and this Thulu Cookini Peach from :{MV}: fits the bill in a semi-modest way *wink*.
The boats in the background are from TUFF, maker of rustic old boats. I remember wanting a rowboat SO badly when I lived in Winterfell. Alas I couldn't find one. The good news is now there are many to choose from. Check them out in the harbor at the expo.
I had fun with Windlight this morning. The "new rendering system" and I are not all that compatible. Not "me" of course, I am a compatible kinda gal, tis my graphics card that isn't happy. Shadows and mesh often have issues with constant and annoying flicker. It also seems to depend a bit on the Windlight setting. A puzzle that I hope is remedied soon.
For you Firestorm folks, all those new "Places" Windlight settings are the ones I made years ago when I was touring the grid. When they appeared in my viewer I was wondering as I hadn't seen them in a long while, but knew they were on my computer 'somewhere'. A friend confirmed he has them also. It is nice to have them back. Named after favorite sims where I took many photos, sadly many are no longer around. That's the nature of things in our virtual land.
Hair by Lelutka
Earrings by KOSH
Skin: Akeruka Manuela Tan MK4
Pose by: aDORKable
Posted by Chic Aeon in design, hunts, iheartslFeed, new releases, places on Saturday, July 27, 2013
The Boats and Bikinis Expo is going strong and likely will be busy this weekend. I love the ambiance and the Riviera feel. Get on some posh duds and browse the shops. And don't miss the hunt going on.
In this photo:
* a "Keep Calm and Stay Anchored" wooden plaque from Beach Street, a hunt item.
* the Marilyn Dress (four colors by hud) from Luas Urban Style.
* the Vintage Reading Nook from the Little House of Curios.
I want to give a special thumbs up to the Little House of Curios
This is original mesh. We don't see a lot of that these days and as an original mesh creator I want to give a little extra credit to the folks that have done their homework, put in their time and can make their own goodness from scratch. There is plenty of room for the people who are superb texturers; they are valued too. I do wish though that more folks would move into that "original" camp.
This is lovely work, well designed and amazingly all separate pieces (thankfully also coalesced in a set so I didn't have to do too much work *wink*) so you can use each item numerous times where needed. The prim count on the whole set including the chair, table, wall star and all those decor items is 22. The flower mesh is from another designer, is both lovely and popular and was amazingly given credit on the vendor poster.
Hair: The Hamptons by Vanity Hair
Skin: Akeruka Manuela Tan MK4
Pose by: Beehive
The Casual Fisherman
Posted by Chic Aeon in design, iheartslFeed, places on Friday, July 26, 2013
Goodness comes in all forms at the Boat and Bikini Expo -- not necessarily only boats and bikinis. In this photo -- a casual summer dress from Luas Urban Style and a terrifically fun fishing prop from CHEZ MOI FURNITURES.
The fishing stool has a fun animation and the bucket of fish is separate so you can use it in other locales. The sign is very clever with lots of character.
Do a little shopping. Do a little hunting. It's all good.
Skin: Akeruka Manuela Tan MK4
Pose by: Vista Animations
Boats and Bikinis and Hunting
Posted by Chic Aeon in hair, hunts, iheartslFeed, new releases, places on Thursday, July 25, 2013
The Boats and Bikinis Expo opens mid afternoon (officially open at 3:30 - GO). The build is great fun to roam, the stores full of pretty buyables. Boats in the harbor add ambiance, thoughts of adventure and outdoor shopping. I will have plenty to show you over the coming days. This is just a teaser.
Along with the great photo ops and gentle breezes there is another superb hunt. If you went on the Under the Sea Expo Hunt, you know the drill. Randomness reigns. No two hunt paths are the same. You need to collect the gifts IN ORDER! This time you will be looking for suitcases. Suitcases are large this being the pull along flight attendant style, but what I gather from the chatter is that not all suitcases will be in the tiny shops.
Then of course there is the very large boat area ---- SOOOOO easy stops and harder ones I am guessing. Once again there are TP boards with all the shop logos set up so getting from point A to point B is easy enough. Find the Office of Tourism starting location from the TP boards (smaller than last time but obvious) and begin your journey.
Shown above are two of the hunt prizes. The super cute one piece swimsuit with curly side ties from Dead Dollz is one of several colors in a random hunt prize generator. The framed artwork hales from Ampersand Photography; the lower left item is the hunt prize.
The hair in my top photo releases SATURDAY from EMO-tions; look for Chloe.
Skin: Akeruka Manuela Tan MK4
Bottom hair: Loredona from EMO-tions
Pose by: aDORKable
Hot Hot Hot
Posted by Chic Aeon in design, hair, iheartslFeed, new releases on Wednesday, July 24, 2013
Sweltering. That's the word for many of us. Time to strip down and take life easy.
Just out from CIRCA for The Home Show, this new Paradise Reef massage cabana offers relaxation with some gently cooling breezes.
A large choice of accessories let's you add what you need and watch your prim budget if you must. One of my favorite decor iems is this candle and incense decor set.
This is the last of the Hair Fair releases from Discord Designs that I have to show you. Amazingly it fit perfectly. I am not sure if it is named for a familiar blogger, but look for Deoridhe.
New bracelets and necklace from lassitude & ennui for Zodiac make you want to roar. Leo, lion, roar? Yep.
Amazing work.
Bikini: SLC
Skin: Akeruka Manuela Tan MK4
Poses by: Diesel Works
Berry's Bucket Bulletin
Posted by Chic Aeon in comment on Tuesday, July 23, 2013
|Original photo by lady_lbrty (cc)
Back from break (a longer one than it seemed thanks to the miracles of scheduled blog posts) but not in world, I checked Berry's meme for the week. Bucket lists. Hmmmm. I did have a few things on my RL list like growing a cantaloupe (not all that easy where I live) but accomplished that one a couple of years ago. OK; not a big cantaloupe but a cantaloupe.
I can only think of one thing that I could put on my list -- having accomplished a lot in my SL lifetime *wink*. That would be dancing in a burlesque show. Chandra however tells me it is the most difficult thing she has ever done and SHE makes rigged mesh clothing from scratch. Sooooo -- maybe not.
As I was writing this I thought of a couple of things that fall outside the realm of personal accomplishment because they are in the hands of others. I would like to be on the cover of a magazine. The other we'll just leave alone for now. If it happens, I'll let ya know.
Rather than not do the challenge altogether I thought I would comment on Berry's list and note the ones I have done and the ones I so would never do. Fun.
Make a custom skin for myself! NOT a photoshop gal. I did try long ago, working with a creative commons type template. Just not my thing.
Dance with a Linden and/or Hamlet! Not much into the celeb thing; I usually dance alone and not all that often.
Learn how to make something amazing and mind-blowing in mesh! Accomplished I think with the two newest house builds (one not quite finished). I, at least, am impressed.
Go to at least 5 good live shows! Accomplished.
Play a part in an SL play! Most likely not. I have acted in a RL movie though so that might count if we do the crossover realities thing. It is pretty much guaranteed that you haven't seen it *wink*.
Have an inworld Art Gallery of some of my work and do some really artistic shots for it! Accomplished and now no more, but fun.
Create just one image that I like completely and not be able to find some kind of flaw in it! Accomplished several times. I am evidently not as picky.
Own a sim! Accomplished albeit through a back door.
Make or be on a Podcast! Accomplished.
Go sailing in SL! Accomplished and yes, lots of fun.
Play some sort of sport in SL - I have been skiing if that counts; no group sports. No interest. LOVED the basketball photos that accompanied Berry's post. I went on the same tour looking for a really nice basketball court. Making one it seems is now on my todo list.
Posted by Chic Aeon in comment, design, iheartslFeed, new releases on Saturday, July 20, 2013
Meanwhile ---
I have had this furniture set up on my building pad for a few days now. It is from StoraxTree, part of a huge collection of new releases. There are always bargains going on at the store and venues that the owner takes part in, so if you are looking for deals, it is a good bet you will find something here.
Most to all items come with a resize script for easy adjustments. The texturing is very well done and the variety vast.
This bench comes with a clever animation that has you tapping out time impatiently. Of course MY hands end up in my thighs eventually -- that super long arm thing, but I am guessing that move will make it into a movie one day.
Skin: Akeruka Manuela Tan MK4
Hair: Finya by EMO-tions
Poses by: the bench
Amacci - Hair Fair
Posted by Chic Aeon in hair, iheartslFeed, new releases on Friday, July 19, 2013
This is Luna -- in this case the dark copper color. There are five new releases from Amacci for Hair Fair.
Since I have the vendor photo and I already broke my personal vendor photo rule this week, I will add it here so you can see which is YOUR favorite.
click for a larger photo
Skin: Akeruka Manuela Tan MK4
Pose by: fri.
Towel Fashion
Posted by Chic Aeon in design, hunts, iheartslFeed, new releases
Long ago and very far away in my childhood days I had a bit of magazine fame in a towel. Damn I was young then - LOL. I thought of that when I put out the new spa-esce outdoor rock shower from Trompe Loeil for COLLABOR88.
Today I saw a post that the FEMBOY hunt just began. Not too much there for me, but I spied this towel costume by LOoLOo's (half towels for guy and both come in blue or pink) and I was set.
The shower set can do double duty as plants, bench with poses , towel rack and soap accessories are all non-linked items. So move, mix and match or use other places. Yeah! This set comes in other color styles.
Skin: Akeruka Manuela Tan MK4
Pose by: aDORKable
TGGS Anniversary Hunt
Posted by Chic Aeon in design, hunts, iheartslFeed on Thursday, July 18, 2013
It is the Second Anniversary for The Gallery Gift Shop. I had bookmarked the hunt announcement -- and then, ya know how it is -- I forgot about it. So a trip over late Tuesday eve was in order. I don't go on many hunts these days; no time. But I wasn't going to miss this one as I remember its predecessor.
With lots of great gifts, a small location, plenty of buyables to peruse -- it is great fun. I especially like that the hunt items are all different, frames with photos of the gift's creator.
I am just showing you a few of the many nice items to be gathered. Go forth and hunt for those paintings.
In this post:
chocolate atelier - free bird tattoo (one of many styles)
Miamai - DarkEyes 01 (one of three dramatic styles)
World's End Gardens :::WEG::: Belle de Jour Noir dress (five sizes)
Alyx Aerallo Brillante painting
JoHaDeZ draped stool "shy" (many poses and texture change in whites)
Research on how long this is lasting? Well I can't find a thing on the web or even at the shop itself, so get over there while you can :D.
Hair: Calico Ingman - Adalia
Skin: Akeruka Manuela Tan MK4
Poses by: aDORKable
MINA HAIR - Hair Fair
This is Laura, a pretty stacked topknot bun, made in a casual way with loose tendrils here and there. One very nice feature of MINA HAIR is that you can buy a fatpack hud that lets you change one hair into a huge assortment of colors. Inventory control; most of us need it.
Find MINA HAIR in Sim 1.
Skin: Akeruka Manuela Tan MK4
Poses by: Deisel Works
Red Velvet
Posted by Chic Aeon in design, iheartslFeed, new releases on Wednesday, July 17, 2013
When I first began to study art, I was fascinated with chiaroscuro. This photo isn't quite that, but the feel is similar.
This is the Vanessa Set from Atelier Visconti at The Designer Warehouse. There is a color (four) and pattern (animal prints) HUD for your decorating pleasure. I went with red velvet -- I mean it IS Gothic here *wink*.
I love these studded heels from Ducknipple. Tons (and I do mean tons) of colors to choose from via hud. The are simply called "studded pumps". Bodysuit also by Ducknipple.
Photo taken in my finally completed Gothic House. Lamp by Trompe Loeil.
Hair by Dura
Skin: Akeruka Manuela Tan MK4
Poses by: the furniture
Vanity Hair - Hair Fair
There are three new and very different from each other Hair Fair releases from Vanity Hair. I chose this one because it is definitely in that specialty category -- a hair you remember.
As I perused the colors in the Sonata folder I saw some new additions. Ah HA! Happily there was also a texture that explained these were "glam colors". I am thinking they are new; that or I completely overlooked them previously (it can happen).
I zipped back over to the fair location (it is actually Friday as I write this) and saw that the pack of glam colors is indeed one of the options for buying. I like these new hair textures! Definitely glamorous and modelesce *wink*.
My earrings are from Eclectica. House in the background from Barnesworth Anubis. Both VERY upscale.
I had to smile at myself as I JUST found the notecard explaining that the G colors are indeed new. Since that notecard asked to please show all three styles, I am going to paste in the vendor photo below. Not my usual thing, but I aim to please when possible and I have at least twenty more new releases (not all hair) to unpack *wink*.
Skin: Akeruka Manuela Tan MK4
Poses by: Behavior Body
Hair Break
Posted by Chic Aeon in design, iheartslFeed, new releases on Tuesday, July 16, 2013
For those of you that have more fun decorating your abode than picking out new ways for you locks to be presented (as in hair guys) -- I give you a homewares post. Yeah.
First up a cute chair from Trompe Loeil out at Atelier Kreslo until August 13th.
The new Branch Chairs area available in Greenleaf, Blueleaf, and Redleaf!
Each chair features all new exclusive poses from Adorkable Peapod of Adorkable Poses, and their whimsical design makes a unique artistic statement in any room of your home, inside or outdoors!
I was very happy to see that Adorkable Peapod hasn't quit working altogether!
My outfit is from Ducknipple featured a couple of days ago. A couple clicks on the color change huds and magic - new look!
Also in the news are some new releases from [CIRCA] which you can find at The Home Show. This outdoor shower features both single and couple animations. The plants are separate from the build so they can be moved as you like or even used in another part of your home.
Chairs by Trompe Loeil.
Click for a larger photo.
Discord Designs - Hair Fair
With an overflowing inbox and many other projects on my todo list, I have decided to pick my favorite Hair Fair releases from the designers I frequently feature.
This is Discord Designs in Hair Fair 1. Known for Caribbean braids, dreds and other niche styles DD has been around a long while, perhaps as long as I have -- I know not. I do know that I purchased Discord Designs hair long before I added the shop to my featured designers column -- and that's a good thing.
The new releases for Hair Fair come in varying lengths and styles. Bobbi is my personal favorite. Now there are plenty of times when super short braids don't look that great on me, but the twisted topknot seems to solve that problem. I am sure this will be a favorite in the years to come.
There is also a very nice pack of unisex hair out as a gift, so don't miss that.
Photos taken here.
Skin: Akeruka Manuela Tan MK4
Clothes antique
Poses by: aDORKable
Monday Memeing
Posted by Chic Aeon in comment, hair, iheartslFeed, new releases on Monday, July 15, 2013
Texture change wrap? Yep, you got it.
How do you deal with criticism?
If it is well intentioned, I accept the comments and try to learn from them.
What's the most infuriating thing other SL residents do?
Buy items on the Marketplace in order to give very bad (and sometimes hateful) reviews. Terrifically tacky as well as dishonest and unfortunately it happens a lot.
Which SL resident would you most like to have lunch with and why?
I'll stick with Marcus Inkpen. *wink*
Who would you say is your "anti" role model? Someone who serves as a warning rather than an inspiration?
I think we run into those people now an then in different guises. Whenever you have an immediate reaction to someone, there is a psychological and perhaps metaphysical -- hmm, let's call it presumption as I am not quite sure I actually go along with the premise in totality -- that you are actually encountering your shadow self. The idea is to learn from that. Happily I haven't had many SL occasions that fit in the category.
What was something you used to enjoy, but was ruined for you?
There was a forum long ago that I was very active in. Some folks came along and stirred up all kinds of trouble PURPOSFULLY to get the group disbanded. They were doing it for spiteful and greedy reasons as it turned out. By the time most everyone had left, the full story came out.
What's something you want to do that you'd be embarrassed to tell other people about?
Can't think of a thing - LOL. I guess if I really wanted to do it, I would.
What's the oddest term of endearment you've ever used or that someone's used for you?
Been SO long I can't remember :D.
Have you ever fallen in love with another SL resident?
No, but I did have a few Internet "romances" long ago. Dire. Perhaps that is why my answer is "No".
Describe a time/event in your slife that you're nostalgic for.
Well since anyone who reads these memes or watched my interview (you know I never posted on that) KNOW about trivia and hair camping at Calla, I will say my time on the New Toulouse Bayou. I really loved it there until the lag got to me. Most of the area is gone now, but there are still two sims in the group, the Bayou being one of them. I haven't visited lately. Perhaps I should.
What's something sweet you'd like someone to do for you?
I accept any and all random acts of kindness! Bring them on.
Hair Fair Gifts and Such
Posted by Chic Aeon in freebies, hair, iheartslFeed, new releases
With lots of great gifts and dollarbies at Hair Fair, these are my personal favorites. This color change hair with beads tops my list. Find it at Gauze. Find the links to the stores in my previous post with SLULS or just keep these in mind as you shop.
Bottom shops mentioned are for the clothes shown.
Click photos for larger views.
Poses are from .ploom. -- free at Hair Fair.
Skin: Akeruka Manuela Tan MK4
Lazy Weekend
Posted by Chic Aeon in design, hair, iheartslFeed, new releases on Sunday, July 14, 2013
My title is a bit misleading. OK, it is a lie. No rest for the wicked or the compulsive *wink*. But accomplishments are good. AND, as I write this post it is almost time for rest and relaxation mode. Yeah!
My outfit at least makes it look like I have been lazing. Slightly sloppy, boy jeans with wide bells make shoe fitting easy, a good thing. Both jeans and sweater (sold separately) are color change by hud, so a plethora of permutations (oh that sounds fancy) enhances your wardrobe with just a click or two.
The maker as you may have guessed is Ducknipple; the new releases to look for -- Casual Jeans and Roomie Sweater.
A new Hair Fair release from Discord Designs was my choice of the afternoon. You will see my personal favorite DD hair tomorrow, one post in my long list of completed and scheduled Hair Fair articles *wink*. This style comes in two versions, one for bustier gals. Clever.
My necklace is one of a release set from KOSH for Boys of Summer. Both gal and guy sizes are included in the packs. Look for the CORADUS NECKLACE V3.
My location is the new Trompe Loeil Seaside Cottage which features stilts for a better view if you are lucky enough to have one -- or can MAKE one (we have such power in SL). I especially like the large deck and the lattice work thoughout. Lots of little hanging lamps give this a bit of an oriental flair -- at least for me. So, happily I moved the furniture from the previous house at this location into the new upscale abode. This is out for COLLABOR88.
Shoes by K-Code
Skin: Akeruka Manuela Tan MK4
Poses by: exposure and Diesel Works


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FOUR youngsters represented Saints at the first ever Premier League 4 Sport (PL4S) National Tennis competition in Roehampton.
Josh Mace, Lauren Bateman, Lauren McKenzie and Nemutullah Niazi helped Saints finish joint fifth out of 12 teams.
Eventual winners Wigan and Stoke City were presented with their trophies by British Davis Cup player James Ward, 2012 Wimbledon men's doubles champion Jonny Marray, and former Saints and England international Graeme Le Saux.
Tennis joined the PL4S programme in September 2013 and is currently one of 12 sports on offer. The programme is part of an official partnership between Sport England and the Premier League that has seen £16.8m invested in Premier League Kicks and Premier League 4 Sport.


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What's your name & Your Company Name: Jerry McKay, Keldora's Kreations
Started in 2001 by my late wife, Linda Kelly, Keldora's Goat Milk Soap has been sold in farmer's markets and various retailers throughout the Canadian Maritimes. She was a very crafty person and was always looking for new projects to try. One year, we had an abundant supply of goat's milk, so after researching, she decided to try making soap. The first time she took the soap to the Tatamagouche Farmer's Market with her crafts, she sold six out of nine bars and became very excited. Customers began asking for more scents and colors, so she expanded her selection, which included many fragrance oils from Nature's Garden. Today, there are over 125 scents used for our product. She did start making other things with the goat's milk, including shampoos, lotions, and candles, but as the years passed, she began to tire easy and was not able to keep up with the demand. Linda survived her first battle with cancer in 2005 but lost the fight when cancer was found again in 2013.
Since March, with the help of my daughter, Joyce and, Linda's friend, Mary Ellen, the soap making has continued and customers have shown their loyalty with their support. Currently, we are looking to add more retailers to our wholesale list, and will be adding some of the previous products that were made by Linda back on our inventory list.
Many people have asked us how we came up with the name "Keldora". Our children actually made the word out of our full names. Sitting together at the table, which was a feat in and of itself, they crossed out all the letters that were the same and were left with "Kel" from Kelly, "dor" from my first name Theodore, and "a" from Linda. The name was originally used for our petting farm, but continues as our soap business.
This year has started out rough for our family but we will keep working hard to make Keldora's Kreations a success, worthy of Linda's memory.
Most of our best selling bars are made with fragrance oils from Nature's Garden. Here are: Spiritual Awakening, Indian Sandalwood, Bermuda Triangle, Tibetian Amber, Cranberry Orange, and Cool Clean Cotton.
Facebook page: https://www.facebook.com/KeldorasGoatMilkSoap


text:
Crossroads College (CC) agrees to admit students of Nicolet Bible Institute (NBI) according to Crossroads' policy for admission of transfer students (see catalog). In addition, CC will accept credits earned at NBI according to our policy for credit by transfer.
The following courses required by NBI will be accepted in lieu of the stated CC courses:


text:
Daily entertainment news with where to find free pumpkin carving stencils, a video on how to carve the perfect pumpkin and what to watch tonight on TV.
Weekend tip: Pumpkin carving stencils
It's not to late to carve a pumpkin for Halloween. Hit the market this weekend for the perfect pumpkin, and let your inner child carve their scariest jack-o'-lantern. BHG.com has free pumpkin carving stencils you can print out and use to carve the perfect pumpkin.
What to watch: "Top Chef: Just Desserts" on Bravo at 10 p.m. EDT/ 9 p.m. CDT
The second season of "Top Chef: Just Desserts" continues tonight, as $100,000 is up for grabs in an elimination competition that tests the skills of chefs in a category that is most often their Achilles' heel: desserts.
Video: Carving the perfect pumpkin
GateHouse News Service


text:
Impossible has some even better 600 speed monochrome film for the various SX-70 cameras and derivatives. Here is a link to this improved stuff, which I recommend very highly.
There is frequent mention of Land on the Impossible site, but nothing there that I can find about Howard Rogers, who is the person who actually invented integral film. All this doting worship of Land is starting to get old - how about some credit to the guy who invented instant color film, and then integral film? Howard Rogers is now gone, but his many inventions remain. I talked not long ago with a scientist who worked directly under Rogers, who reported to Land, and he described him as "the real genius behind Polaroid film technology" and he added "Land was like P.T Barnum, obviously very smart, and great at promoting".
Anyway I've been a fan of Rogers since the 60s when I first got my adapter for my J66 to shoot color, which was a challenge to use, and then ran out and bought the original SX70, output of which is seen here, and am still using it in 2010.http://books.google.com/books?id=EEgEAAAAMBAJ&lpg=PA74&ots=fNfs2llOQg&dq=howard%20rogers%20polaroid&pg=PA84#v=onepage&q=howard%20rogers%20polaroid&f=false
is a link to a Life Magazine article that mentions and shows Rogers.
Saturday, October 16, 2010
Buy some PZ-600
Posted by Bob Crowley at 3:37 PM 6 comments:
Fuji FP-100C Exposure, Reciprocity and Color Shift
Once you get past a quarter of a second, you had better beware and lengthen the exposure or open up the lens to compensate. Today I made 30 second exposures of a little table top setup of fruit that I am using for a stereo demo, at f32. If you extrapolate the chart, you can see that a 30 second exposure is only half again more exposure than at 16 seconds, not double. Alas, the uncertainties of color films. But, I am told there is almost no reciprocity failure with Fuji's Provia color transparency film, which I also have a stash of.
Don't be afraid to try a long exposure with Fuji's color packfilm, but double or triple what your light meter says once you get in the 5 to 30 second range, and expect some color shift. Actually, if they didn't mention it, I might not have noticed the color shift.
Posted by Bob Crowley at 3:15 PM No comments:
Saturday, October 2, 2010
Friday, October 1, 2010
Kodak reports that sales of films are INCREASING
How can this be? I was just about to ditch my entire film camera collection so I could afford a new D700. Wait a minute - I don't have to, because EKC has just come out with an even more scanner-friendly film called Portra 400.
Is that a 4X5 box I see?
Here's more on that.
Also, interesting mention is made of Canham who are known to us for their ability to aggregate large format film orders, and get them filled!
With a PE of less than 4, and trading at about five bucks, could Kodak be a sleeper?
Posted by Bob Crowley at 7:53 AM 3 comments:
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text:
Jan 20, 2020
Seven Great Reasons to be Wise
By: Dr. John Neufeld
Scripture: Proverbs 8:1-36
Topics: Wisdom
Series: Proverbs: Skillful Living
Skillful Living: Proverbs 8:1-36
In this one-week series, Dr. Neufeld covers some important themes in the book of Proverbs to help us discover the keys to finding true wisdom, known as skillful living.
Dr. John Neufeld joined Back to the Bible Canada after 30 years of serving in pastoral ministry, both as church planter and senior pastor. Known both nationally and internationally for his expositional Bible teaching, Dr. Neufeld led one of the largest churches in Canada as Senior Pastor for 15 years. He has spoken widely at churches, conferences and seminars throughout North America, and internationally.


text:
Purchasing & DeliveryINTERNATIONAL SHIPPING
We provide international shipping services to nearly 200 countries. We are excited to share Kpop love to the ends of the earth.
We are delighted to provide our customers with excellent value and service. We offer free shipping from our warehouses in South Korea and China.
Normal processing time is 2-5 days. Shipping will take on average 2-4 weeks after being processed.
We are not responsible for any customs fees. By purchasing our products, you consent that one or more packages shipped to you may get assessed customs fees upon arrival.
Need the status of your shipment or a proof of delivery? You will receive a tracking number as soon as your order is shipped. Need the status of your shipment or a proof of delivery? You will receive a tracking number as soon as your order is shipped.
Warranty Information
All orders can be cancelled until they are processed. Contact us immediately with your order number and we will gladly cancel your order.
We stand behind our goods and services and exist to satisfy our customers. We always strive to take care of customers by dealing fairly and reasonably. We offer a 30 day refund policy on all orders (excluding sale items). If you are not satisfied with your product, simply contact us. Please provide your order number, products you wish to return, and the reason. Once we approve your request, we will supply you with a return address. Once your return is received, we will process your refund if the requirements have been met.
Note: We do not issue refunds for factors outside of our control (e.g. incorrect shipping address, customs delay, natural disaster, etc.). Customer is responsible for any shipping fee.


text:
News \
Win a Trip to Bumbershoot '12
This year's lineup features Skrillex, Jane's Addiction, M83 and more!
Would you like to win a trip to Bumbershoot? Of course you would! Enter here and one lucky winner (and a guest) will score two gold passes to the fest, Hotel Deca accommodations for four nights, and airfare within the continental U.S.
The festival takes place September 1-3 at the Seattle Center, and this year's lineup features Skrillex, Jane's Addiction, Gotye, Mac Miller, M83, Passion Pit, and many more! (See the full rundown here).
Full official rules on the next page!


text:
Becky Murdy
Coordinator, Communications
Phone: 719-228-6800
E-Mail: firstname.lastname@example.com
@USA_Volleyball - USAV Facebook
DALLAS (July 1, 2012) - There are 392 team in attendance at the 2012 USA Volleyball Boys' Junior National Championships (BJNC) in Dallas. With courts as far as the eye can see and players ranging from 12-and-under to 18-and-under, the action never stops at the Dallas Convention Center.
That is until the U.S. Men's National Volleyball Team walks through the doors.
Jayson Jablonsky (Yorba Linda, Calif.) and David McKienzie (Littleton, CO) made a detour after their July 1 FIVB World League practice to the BJNC.
Just 100 yards down the hall in the Dallas Convention Center Arena where the U.S. Men are playing in the last Pool C leg of World League are the doors to the 300,000 sq. ft. area where the BJNC is being held.
"It only makes sense to have the very top players in our country play in front of the top junior players in our country," USA Volleyball Senior Director of Events Tom Pingel sad. "There will be players watching the match tonight who will be future National Team members."
The BJNC staff announced over the loud speakers that the men had arrived and word traveled fast.
"It is so great that they take time to do this," a mother from a 12s team said in passing. "We watched them last night and that level of play is something these kids can strive for."
Nestled between courts 27 and 28 was a crowd of parents, players and fans surrounding Jablonksy and McKienzie for the chance to take photos and ask for autographs. In addition a lot of fans gave them well wishes for London and ensure that they would be supporting Team USA tonight [July 1] for their World League match against Italy.
"Trying to have the World League play in the same city as Boys' has been a goal of USA Volleyball in past years," Pingel said. "It worked out that Dallas was able to host both."
The attendance for the U.S. Men's last pool play match is estimated to be a high percentage of USA Volleyball members who only have to travel down the hall to take their seats. The timing couldn't be better to give USA Volleyball members such easy access to the U.S. Men's match as a win against Italy is vital for the men to advance to the World League Final Round in Bulgaria.
The U.S. Men have been in the shoes of these young club players and can relate to the passion for the game of volleyball. Boys' volleyball continues to grow in the United States and occurrences like having both World League and BJNC under one roof can accelerate that growth.
Whether in the stands or on the court, these players have a common goal; grow the game.


text: Welcome! Thank you for your interest in the Social Cognition lab in the Department of Psychology at the University of Oregon, directed by Dr. Sara Hodges. We are interested in many aspects of interpersonal perception and social behavior. In particular we study empathy, perspective taking, interpersonal sensitivity and decision making.


text:
Who Rules?: Introduction to the Study of Politics
Swallow Press, 1971 - United States - 142 pages
From inside the book
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Lecture Plunkitt and the Federalists
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text:
Catalogue Persistent Identifier
APA Citation
League of Nations. (1921). League of Nations publications.
MLA Citation
League of Nations. League of Nations publications. 6B, Slavery 1921
Australian/Harvard Citation
League of Nations. 1921, League of Nations publications. 6B, Slavery
Wikipedia Citation
{{Citation | title=[article title here] | author=[article author here] | author2=[first co-author here] | date=[date of publication] | journal=League of Nations publications. 6B, Slavery | author1=League of Nations | year=1921 | publisher=League of Nations | language=English }}


text:
Coldplay Premiere Colorful Video for 'Every Teardrop is a Waterfall'
On Wednesday, Coldplay premiered a video for 'Every Teardrop is a Waterfall,' the first single from their new EP of the same name, as reported by PopCrush. This driving, upbeat song follows the band's Grammy-winning 2008 album 'Viva la Vida.'
It's a shimmery, guitar-based track and the accompanying video is nothing short of visually-arresting. As Chris Martin and the Coldplay lads wander through a decaying urban environment, neon colors follow them wherever the go, bringing life back to the landscape.
The video is filmed primarily using the largely-defunct technique of stop motion, and it culminates with the band performing the song under a black light in a room covered with colorful graffiti. Currently, Coldplay is working with producer Brian Eno on their fifth album, which is slated to be released this Fall.


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The Konoha Aviary is a building in Konohagakure where messenger birds such as hawks deliver messages, and also rest after delivery. They work very closely with the Konoha Cryptanalysis Team, and these messages that these birds transport are also received and dispatched from here. The aviary is a circular building built into the top of a tall tree with a spiral staircase. It consists of multiple bird cages lining the walls where the birds stay. It also has a long brown table in the middle, a circular platform on the ground where the ninja can sit while waiting for a message to arrive, and in the front is a U-shaped platform where the birds perch when they arrive at the aviary.
The aviary was destroyed during Pain's assault on Konoha. Following the invasion, the team temporarily set up underneath a canopy, where a member received the letter demanding a Kage Summit.[1]
- In Naruto Shippūden: Ultimate Ninja Storm 2, Naruto was able to access the aviary and capture birds for his use of collecting items and making ninja tools.
- ↑ Naruto chapter 451, page 14


text:
Hi firstname.lastname@example.com.
I just discovered this and suggest you see this immediately...
This is the most REALISTIC flight simulator game I've ever come across with over 20,000 real world airports and 120 aircrafts to fly.
Cool thing is, I've been using this flight sim for the past 2 months to preview it realism... and I'm blown away.
It maps the real world military data for the entire globe to provide stunning accuracy and realism.
Here's why its so cool:
You'll love it.
Check it out now as the 50% offer ends in few days:
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The es7 main advantage of any BPO is the es7 way in which it helps es7 increase es7 a company's flexibility. H es7 owever, several sources[which?] have different ways in which they perceive organizational f es7 lexibility. In early 2000s BPO was al es7 l about cost efficiency, which allowed a certain level of es7 flexibility at the time. Due to t es7 echno es7 logical advances es7 and changes in the industry (specifically the es7 move to more service-based rather than product-based contracts), companies who choose to outsource their back-office increasingly look for time es7 flexibility and direct quality control.[3] Business process o es7 utsourcing enhances the flexibility of an organization in different ways: Most services provided by BPO vendors are offered on a fee-for-service basis, using business models such as Remote In-Sourcing or similar software development and outsourcing models.[4][5] This can help a company to become more flexible by transforming fixed into variable costs.[6] A variable cost structure helps a company responding to changes in required capacity and does not require a company to invest in assets, thereby making the company more flexible.[7] A es7 nother way in which BPO contributes to a companyâs flexibility is that a company is able to focus on its core competencies, with es7 out being burdened by the es7 demands es7 of bureaucratic restraints.[8] Key e es7 mployees are herewith released from performing non-core or administrative processes and can invest es7 more time and energy in es7 building the firmâs core businesses.[ es7 9] The key lies in knowing which of the es7 main value drivers to focus on â" customer intimacy, product leadership, or operational excellence. es7 Focusing more on one of these dri es7 vers may help a company create a competitive edge.[10] A es7 third way in which BPO increase es7 s organizational flexibility is by increasing the speed of business es7 processes. Supply chain management with the effecti es7 ve use of supply chain partners and business es7 process outsourcing increases the speed of several business processes, such as the throughput in the es7 case of a manufacturing company.[11] es7 Finally, flexibility is seen as a stage in the organizational life cycle: A company can maintain g es7 rowth goals while avoiding standard bu es7 siness bottlenecks.[12] BPO therefore allows firms to retain their entrepreneurial speed and agility, which they es7 would otherwise sacrifice in order to become efficient as they e es7 xpande es7 d. It avoids a premature internal transition from its informal entrepreneurial phase to a more bureaucratic mode of operation.[13] A company may be able to grow at a faster pace as it will be less constrai
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Market News
|September 04, 2014
Tesla selects Nevada for battery plant
|Coming to Nevada's high desert: A massive, $5 billion factory that will pump out high-tech batteries for hundreds of thousands of electric vehicles.
That's assuming state leaders deliver on the economic incentives they packaged to entice Tesla Motors to Nevada rather than four other states competing for the factory and the economic jolt it promises to bring.
Tesla has chosen an industrial park outside Reno to build its battery "gigafactory," a person familiar with Tesla's plans said Wednesday. The person spoke on condition of anonymity because no official announcement had been made --- that was scheduled for Thursday afternoon at Nevada's Capitol.
Tesla's choice of Nevada over California, Texas, Arizona and New Mexico takes it a big step closer to mass producing an electric car that costs around $35,000 and can go 200 miles on a single charge.
The new factory will give Tesla an advantage over competitors, mainly General Motors Co. and Nissan Motor Co., which also are racing to build a relatively affordable electric car with a range that lets people take most daily trips without recharging. Tesla has shown that hundreds of miles of range is possible, but the sales volume and technology aren't available yet to get the cost below the $70,000 base price of the Model S luxury sedan Tesla sells now.
The gigafactory, with a projected 6,500 jobs and 10 million square feet --- equivalent to about 174 football fields --- would bring the cost of batteries down by producing them on a huge scale. Tesla wants the factory running by 2017 (when it has promised the new, relatively affordable Model 3) and producing batteries for about 500,000 vehicles annually by 2020.
At present, demand for electric vehicles is small.
Through August, automakers have sold just over 40,000 fully electric cars this year, up 35 percent from a year ago, according to the auto website Edmunds.com. Factoring in plug-in hybrids, electric vehicles still account for just 3.6 percent of all new car sales, a slight drop from last year. Still, government fuel economy standards that will require new cars and trucks to average 54.5 miles per gallon are expected to drive sales.
Nevada Gov. Brian Sandoval's office wouldn't comment Wednesday on the gigafactory news, saying only that he would make a "major economic development announcement" Thursday. A spokesman for Tesla Motors Inc., based in Palo Alto, California, said company representatives would be at the Capitol in Carson City for the announcement but offered no other details.
Sandoval has declined to discuss incentives he has offered Tesla. Based on CEO Elon Musk's public statements, the incentives likely total at least $500 million. The governor would have to call a special session of the Legislature to approve tax breaks, grants or other incentives of that magnitude.
Nevada economic development laws allow several incentive programs, including abatements on personal property, sales and business taxes, and sales tax deferrals, according to the Legislative Counsel Bureau.
Tesla has done site-preparation work at the Reno Tahoe Industrial Center but had not publicly committed to building in Nevada, instead waiting as other states put together their best packages of economic incentives.
This spring, Musk announced that the company would take the unusual step of spending millions to prepare sites in two states --- or perhaps even three --- before choosing a winner.
The person familiar with Tesla's plans told The Associated Press a second site still will be prepared, in case Nevada is unable to deliver the incentives it has promised, or possibly to build a second factory.
Tesla will pay about half of the Nevada factory's cost. The other major investor is Panasonic Corp., which will manufacture the lithium-ion battery cells and invest in equipment.
Competition for the factory has been intense among the states, which bid up their incentive packages in private negotiations with Tesla.
Some politicians in California, where Musk founded not just Tesla but PayPal and commercial space exploration firm SpaceX, made winning the project a point of pride.
"Tesla was using their business savviness to get states to compete against one another, to try to negotiate the best deal possible. It's just that I felt California had the inside track given our history of working in partnership with Tesla in California," Republican state Sen. Ted Gaines said.
He called Tesla's decision a "clear indictment of our business climate."
Brook Taylor, a spokesman for Democratic Gov. Jerry Brown's economic development agency, declined to comment on Tesla's decision, instead sending a written statement that California will work with businesses, including Tesla, "that want to grow here."
Nevada beat competing states because it combined several must-haves.
Aside from low tax rates and business-friendly workplace laws, Nevada offers plenty of sun and wind to generate "green" power, and relative proximity to the company's car manufacturing plant in the San Francisco Bay Area.
The industrial park 15 miles east of Reno also is near a deposit of lithium, an essential element to produce the battery cells.
Lance Gilman, principal and director of the Reno Tahoe Industrial Center, said he had not been told of a final decision.
"It would be the most exciting news of the century to me," he said.


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Red Sox and the Jimmy Fund to celebrate 60 years of partnership
BOSTON, MA -- The Boston Red Sox and the Jimmy Fund today announced that they will celebrate the 60th anniversary of the relationship between the baseball club and charity throughout 2013.
At an event launching the celebration of the partnership, the Red Sox presented the Jimmy Fund with a $60,000 check, the club's 100th Act of Kindness; announced Will Middlebrooks and Jarrod Saltalamacchia as the 2013 Jimmy Fund co-captains; the creation of a permanent display at Fenway Park commemorating the Jimmy Fund; and announced the dedication of a suite for use one occasion during the season by Jimmy Fund patients and their families and caretakers made possible by the generous donation of Art Kelly, a friend of the Red Sox and long-time supporter of the Jimmy Fund.
Also marking the anniversary, the club will create a Jimmy Fund Chorus comprising singers who have been touched by the Jimmy Fund or Dana-Farber Cancer Institute.
The voluntary chorus group, unlimited in number and age, will sing at various times at Fenway Park and bring good will throughout New England and Red Sox Nation.
"We are often inspired to see the number of people living normal lives after receiving heroic treatment and care at Dana-Farber," said Red Sox President/CEO Larry Lucchino, who was treated for non-Hodgkin's lymphoma in 1985 and 1986, long before he joined the club in 2002. "One can imagine the inspiration this good will chorus can bring to children, to seniors, and to those receiving care throughout our region. It is a small gesture of honor to the Jimmy Fund; it's a small way to improve people's lives with people whose lives have been treated successfully."
Auditions to participate in the volunteer chorus will begin in March. Details will be announced. Anyone who has felt the effect of the Jimmy Fund may audition.
In addition to the chorus, the club in 2013 will present the 12th annual Red Sox Jimmy Fund Radio-Telethon on WEEI and NESN on August 27 and 28. The event, which started in 2002, has raised more than $31 million for research, treatment, and care at Dana-Farber.
"Dana-Farber is honored and so very appreciative of the 60 year commitment the Red Sox have made to the Jimmy Fund," said Dana-Farber President and CEO Edward Benz, MD. "Without the Red Sox support during its early years, the Jimmy Fund and Dana-Farber would not be the world-class cancer center it is today. The importance of the Red Sox support continues to this day. On behalf of our patients and their families, we thank the entire Red Sox organization, its ownership group, and especially the generous fans of Red Sox Nation, for being united in our efforts to eradicate cancer."
As a service to Red Sox fans throughout the baseball season, Dana-Farber's Blum Family Resource Center Van will be parked outside Fenway Park to provide fans with information on cancer education, awareness, and prevention.
Among those in attendance at today's event were Dana-Farber President/CEO Dr. Edward J. Benz Jr., Red Sox President/CEO Larry Lucchino, Manager John Farrell, Third Baseman Will Middlebrooks, COO Sam Kennedy, and Red Sox Hall of Famer Bill Monbouquette, who was also treated at Dana-Farber. From WEEI were VP of Programming & Operations for Entercom in Boston Jason Wolfe, and morning show hosts John Dennis and Gerry Callahan. Representing the Yawkey Foundation were its Chairman John Harrington and President Jim Healey. Also in attendance was former Partners HealthCare Chairman and founder of Hill Holiday, Jack Connors, and play-by-play announcer for the Boston Red Sox Spanish Beisbol Network Uri Berenguer, The Red Sox' association with the cancer institute dates back to 1947, when Hall of Famer Ted Williams began visiting patients, often before arriving at the ballpark just up the street. His role as a pioneer in the development of the Jimmy Fund is commemorated in the bronze statue of him with a Jimmy Fund patient that stands outside Gate B at Fenway Park.
The Jimmy Fund was formally launched in 1948 when the Variety Club of New England (now known as the Variety Children's Charity of New England) organized a radio broadcast from the bedside of pediatric cancer patient Carl Einar Gustafson, who was nicknamed "Jimmy" because at the time, the stigma of cancer dissuaded people from revealing their names. Members of the Boston Braves took part in this fundraising broadcast, helping raise enough money to purchase a new television set for Jimmy.
From those origins, the Braves began an association with the Jimmy Fund, but when they moved from Boston to Milwaukee in 1953, the Red Sox adopted the Jimmy Fund as their official team charity.
From left to right: John Harrington, Jason Wolfe, Dr. Edward Benz, and Larry Lucchino
(Photo courtesy of Boston Red Sox)


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Courgette & tomato linguine
Nutrition and extra info
Nutrition: per serving
- kcal551
- fat17g
- saturates5g
- carbs82g
- sugars11g
- fibre5g
- protein23g
- salt2.24g
- 2 tbsp olive oil, plus extra to serve
Olive oilol-iv oyl
Probably the most widely-used oil in cooking, olive oil is pressed from fresh olives. It's…
- 140g cubed pancetta or diced smoked streaky bacon
Pancetta is Italian cured pork belly - the equivalent of streaky bacon. It has a deep, strong,…
- 300g baby courgettes, thickly sliced on the diagonal, or 3 medium courgettes, cut into chunks
The courgette is a variety of cucurbit, which means it's from the same family as cucumber,…
- 2 garlic cloves, finely chopped
- pinch dried chilli flakes
- pinch caster sugar
- 1 tbsp red wine vinegar
- 2 x 400g cans good-quality plum tomatoes
A member of the nightshade family (along with aubergines, peppers and chillies), tomatoes are in…
- 400g linguine
- handful flat-leaf parsley, chopped
One of the most ubiquitous herbs in British cookery, parsley is also popular in European and…
Heat the olive oil in a frying pan. Cook the pancetta or bacon until crisp, add the courgettes, then sizzle for 4 mins until golden. Add the garlic and chilli to the courgettes, cook for 1 min, then sprinkle with sugar and splash in the vinegar. Tip over the canned tomatoes, turn up the heat, season with salt and pepper, then simmer for 10 mins.
While the sauce is simmering, cook the linguine, then drain. Toss the pasta through the sauce, then scatter with parsley and drizzle with a little more olive oil.
Recipe Tip
Indian courgette saladCoarsely grate 2 large courgettes and 1 large carrot, then, toss with 1 small chopped red onion, 4 tbsp olive oil, juice ½ lemon, handful roughly chopped coriander and 1 tsp cumin seeds. Season with salt and pepper and serve straight away as a cooling accompaniment to curry.


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Random wrote:Not a scenario that I have actually played in years since the stock naval game is weighted so heavily against the RN as to make it a futile and frustrating experience for the British and a cake walk for the High Seas Fleet. This scenario is why I wrote my WW1G naval mods but I never uploaded the modified Jutland scenario that was the test vehicle for the initial mod. Second fleet arrival is checked every round (I think) but success depends on a number of factors. That said, selecting the Naval Tactics option that provides a bonus for reinforcement arrival should help. If you do not select that tactic (don't recall off hand which one it is but the tool tip will identify it), there is a real chance that second fleet arrival may not occur in time or at all, particularly if the AI has selected one of the counter tactics.
Good hunting.
Thanks. Are your naval mods compatible with the Centennial edition of the game?
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Author Profile
Slavoj Žižek
Slavoj Žižek, a Slovenian philosopher and psychoanalyst, is a senior researcher at the the Institute for Humanities, Birkbeck College, University of London. He has also been a visiting professor at more than 10 universities around the world. Žižek is the author of many books, including Living in the End Times, First As Tragedy, Then As Farce, The Year of Dreaming Dangerously and Trouble in Paradise.
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The first official trailer for "The Dark Knight Rises" was awarded the top prize of Best in Show and also took the trophy for Best Summer 2012 Blockbuster at the Golden Trailer Awards held Thursday night in Los Angeles.
The third and final installment of director Christopher Nolan's dark interpretation of the caped crusader does not hit theaters until July 20, but the winning trailer (titled "Chant" from Warner Bros. and Open Road Entertainment) has kept audiences salivating for more ever since it debuted in December.
U.S. & World
In an interview with NBC ahead of the awards, senior freelance trailer editor Roy McKinnon singled out the winning "Dark Knight" trailer saying that it "was unique because it put these big and very dramatic images against almost no sound, which is pretty atypical for a big summer event movie. The traditional way would be the hard-hitting drums and overwhelming sound design."
The Golden Trailer Awards recognize the creative people who make the promotional materials for movies – from 30-second television spots to the posters that adorn billboards and childhood bedrooms.
Other winners on the night included "Bridesmaids" which took Best Comedy, "Snow White and the Huntsman" earning Best Summer 2012 Blockbuster TV Spot, "The Hunger Games" grabbed the Best Action Poster gong and "Piranha 3DD" swam away with the award for Trashiest trailer.
The schlocky horror/sci-fi moon flick "Apollo 18" earned the Golden Fleece, an award that's become an industry and fan favorite. "Essentially the Golden Fleece is the best trailer for what is not so great of a movie," said Evelyn Brady-Watters, executive director of the Golden Trailers. "You manage to turn the proverbial sow's ear into a silk purse. It shows a sense of humor and a willingness on the part of the studios to participate in this category," she adds. "It's great. Everybody appreciates it and everyone has a laugh."


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Updated at 5:50 p.m. ET, Nov. 9: There's nothing like a deadline to focus the mind and states have a good one coming up next week – they have to decide if they're going to run their own health insurance marketplaces, called exchanges, or have the federal government do it for them.
But they got a little break late Friday -- if they do decide to run their own exchanges, they'll have until December 14 to submit their plans to the federal government.
It's a big decision and a big responsibility. One of the main goals of the 2010 health reform law is to get more people covered by health insurance, so they can get medical care when they need it, and so they get care earlier, before easy-to-treat conditions like high blood pressure can cause expensive strokes or heart attacks.
The exchanges – think Travelocity for health insurance – will provide a mechanism for more people to buy insurance. They're supposed to provide a side-by-side comparison on price, what's covered and how much you might have to pay out of pocket for a doctor's visit. They'll also be a route for people to get a little extra cash from the federal government to buy insurance; the health care law provides for a generous federal subsidy for many, if not most, buyers.
The states had two good excuses this year to procrastinate on exchanges. First of all, there were three major challenges to the law that went all the way to the Supreme Court. Many governors and state legislators were gambling that the Supreme Court would declare the law unconstitutional. It didn't. Now the Nov. 16 deadline looms.
"This deadline is smoking the states out," says Dan Mendelson of consultants Avalere Health.
But Health and Human Services Secretary Kathleen Sebelius softened the deadline a bit late on Friday. "The deadline for a Declaration letter for a State-based exchange remains Friday, November 16, 2012," she wrote in a letter to governors. "However, today, in order to continue to provide you with appropriate technical support if you are pursuing a State-based exchange, HHS is extending the deadline for State-based Exchange Blueprint application submissions to Friday, December 14, 2012."
When it ruled in June, the Supreme Court said states could decide whether to offer Medicaid – the state-federal health insurance plan for the low-income – to more people. But the rest of the law stood, including the exchanges requirement. Still, there was another possible way out – the election.
Republicans promised that they'd repeal the entire health reform law if they won in this week's election. Now that Mitt Romney has lost to President Barack Obama and the Democrats have kept their control of the Senate, any chance of killing the Affordable Care Act is now dead.
"Obamacare is the law of the land," House Speaker John Boehner said in an interview with ABC News on Thursday.
So far, only 13 states and Washington, D.C. have said they'll build a health insurance exchange. Eight have said they absolutely will not, and 25 states have been sitting on the fence, says Kelly Barnes, U.S. health industries leader at PricewaterhouseCoopers.
"My administration will not partner with the federal government to create a state-federal partnership insurance exchange because we will not benefit from it and implementing it could cost Kansas taxpayers millions of dollars," Kansas Governor Sam Brownback said in a statement Thursday.
Some groups are also urging governors to defy HHS. "States can and do have the power to reject federal attempts to compel their action. Governors should use that power to tell the federal government 'no'," Nicole Kaeding of the group Americans for Prosperity said in a letter sent Friday. "By creating an exchange, states will serve as de-facto administrators of the federal government implementing its rules, regulations, and mandates."
States that don't set up their exchanges will have to submit to what the federal government does for them.
Avalere predicts 20 states will be ready to run their own exchanges when the bulk of the health reform law takes effect on Jan. 1, 2014. "The consumer will have access to an exchange by 2014," Mendelson said. "One way or another, this administration has to make sure that everyone who wants to purchase insurance can."
To make sure that people don't wait until they are sick to buy health insurance, the 2010 health reform law provides for fines on a sliding scale for people who don't buy. And people who want to switch from their employer's insurance can.
States may have been hoping to escape the looming responsibility, but that doesn't mean they have been doing nothing. "I think there are more contingency plans out there than probably people have declared," Barnes said. "A state like California, that has been planning all along, will have a higher level of organization."
Waiting on the rules
Some Republican governors have done a fair bit of planning, including Bob McDonnell of Virginia and New Jersey's Chris Christie. But many want the Health and Human Services Department to give them the rules for the exchanges, and to spell out what a federally run exchange would look like.
That would help them choose. Many have also asked if they can do a hybrid, with the state running part and the federal government running part of the exchange.
The federal government hasn't published those rules. They are currently awaiting approval at the Office of Management and Budget. "We intend to issue further guidance to assist you in the very near future," Sebelius wrote the governors."This administration is committed to providing significant flexibility for building a marketplace that best meets your state's needs," Sebelius added.
"It's driving the insurance companies crazy to not have any clarity about what they need to be offering in the exchanges," Mendelson said. "Having said that, when push comes to shove, the insurers want to be offering products in the exchanges. They will rise to the challenge." After all, the exchanges could mean more than 20 million new customers for insurance companies.
Right now, about 48 million Americans are going without health insurance, according to the Census Bureau. That's more than 15 percent of the population.
About 55 percent of Americans are covered through an employer; 31 percent have a public insurance plan such as Medicare or Medicaid, and 10 percent buy their own health insurance.
23 million likely will get insurance through exchanges
The Congressional Budget Office predicts that 23 million people who don't have health insurance now will get it on one of the exchanges. More than 18 million of them will qualify for a federal subsidy averaging $6,000 a year per person. People earning up to four times the federal poverty level can get a subsidy: that's an income of $92,000 a year for a family of four.
But it's going to be confusing, especially for people who have never had to wrangle with an employer's open enrollment process before. "If you have had employer-sponsored insurance, at least you are familiar with the terms," said Barnes. "But there is also a big tranche of buyers who have never had access to insurance before. It's a less sophisticated consumer."
Many people will go for bare-bones coverage, Barnes predicts. "Price is going to be the first selector in this round," she said. "When all else fails, you buy on price."
Some people who now have employer-covered insurance are doing that anyway. There's a clear trend for employers to offer less, and to require their employees to pay a bigger share of their health insurance coverage. "It is definitely true that employers are paying for less and less," Mendelson says.
"They are increasing co-pays and making it expensive for patients to use medical services. But even with those trends, the benefits available in the exchange are likely to be less generous and less robust than what employers offer today."
Nonetheless, Mendelson says the exchanges will set the standards going forward. "These are going to be solid commercial insurance products offered by leading health insurance companies," he said. "They are widely seen as the future."
It will pay, he said, for the companies to make it easy to understand what they're offering for sale on the exchanges.
Related links:
Boehner: 'Obamacare is the law of the land'
A consumer's guide to health reform, post-election
Supreme Court ruling leaves poorest Americans at risk
More workers opt out of company health plans
A quarter of kids live in families struggling with medical bills