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The Student Managed Investment Fund (SMIF) was initiated with an investment portfolio of $250K and has an overall goal of $1M for students to actively manage. The SMIF, which is connected to a course in Applied Investment Analysis, teaches students technical and fundamental analysis, development of successful trading strategies, industry analysis and communications skills, while providing them with the analytical tools to make sound investment decisions.
The inaugural group of SMIF students recently took a trip to New York City where they participated in an academic conference on asset management, toured the NYSE and met with investment bankers and valuation experts connected to Wall Street. At the end of the course, students participated in a Stock Pitch Day where they presented their findings and provided recommendations for asset allocation and security selection.
To bridge the gap between the academic and professional spheres, the Student Managed Investment Fund was established through a mini-campaign, which was spearheaded by investment executive and 1970 finance graduate Fred Tattersall, who serves on the West Virginia University Foundation Board.
Tattersall rallied 10 friends and alumni of the College, many of whom also serve on the WVU Foundation Board and B&E Visiting Committee, to form what is known as The Founder's Club. In addition to Tattersall, the Founder's Club members are W. Marston "Marty" Becker, Doug Van Scoy, E.G. "Ken" Kendrick, Robert "Bob" Orders, Jr., Vince Anido, Jr., Phil Rosenthal, Penelope "Penni" Roll, Robert Reynolds and Stuart "Stu" Robbins. Each member provided a generous gift of $25,000, which allowed for the minimum threshold of $250,000 to initiate the student managed investment fund.
For more information on the WVU Student Managed Investment Fund and how to be involved, please contact Dr. Naomi Boyd, Chair of the Department of Finance at email@example.com to the Student Managed Investment Fund
On the giving page, select "Department of Finance" from the Designation drop down menu and mention that you'd like your donation to go toward the Student Managed Investment Fund in the Comments section.


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The Space Show, hosted by David Livingston at www.TheSpaceShow.com, will have the following guests this week:
1. Monday, March 12, 2018, 2-3:30 PM PST (22-23:30 GMT)
A unique space policy/project commentary from Dr. Bell.
Dr. Jeff Bell has his B.S. (Physics + Astronomy) Univ. of Michigan 1977 M.S. (Astronomy) Univ. of Hawaii 1979 Ph.D. (Astronomy) Univ. of Hawaii 1984. From 1984-2000 he was Professor of Planetary Science, Hawaii Institute of Geophysics, Univ. of Hawaii, he conducted research on mineralogical composition of asteroids from visible and IR reflection spectroscopy, he was a Science Team Member, Comet Rendezvous / Asteroid Flyby spacecraft (1984-88), and the Principal Investigator on several space mission proposals. Since 2003 Dr. Bell has written a semi-regular opinion column on space policy and technology for web site SpaceDaily.com, attempting to bring a more skeptical and realistic perspective to the pro-space community.
2. Tuesday, March 13, 2018, 7-8:30 PM PST (March 14, 3-4:30 GMT)
Dr. Robert (Bob) Zubrin's latest commentary, The Drake Equation and much more.
Dr. Robert Zubrin is a noted author and the Founder of The Mars Society. The Mars Society, an international organization dedicated to furthering the exploration and settlement of Mars by both public and private means. Dr. Zubrin is also President of Pioneer Astronautics, an aerospace R&D company located in Lakewood, Colorado. Dr. Zubrin was formerly a Staff Engineer at Lockheed Martin Astronautics in Denver, he holds a Masters degree in Aeronautics and Astronautics and a Ph.D. in Nuclear Engineering from the University of Washington. Zubrin is the inventor of several unique concepts for space propulsion and exploration, the author of over 100 published technical and non-technical papers in the field, and was a member of Lockheed Martin's "scenario development team" charged with developing broad new strategies for space exploration. In that capacity, he was responsible for developing the "Mars Direct" mission plan, a strategy which by using Martian resources, allows a human Mars exploration program to be conducted at a cost 1/8th that previously estimated by NASA. Zubrin is known internationally as one of the most creative engineers working in the aerospace industry today, and he and his work have been subject of much favorable press coverage in The Economist, The New York Times, The Boston Globe, the London Times, The Washington Post, Fortune Magazine, Newsweek, Air and Space Smithsonian, Popular Science, Omni, Space News, and many other publications. He is the holder of two US Patents, and has two more pending. In addition to his technical publications, Dr. Zubrin is the author of "The Case for Mars: How We Shall Settle the Red Planet and Why We Must," published by Simon and Schuster's Free Press Division in Oct. 1996, and "Entering Space: Creating a Spacefaring Civilization," published by Tarcher Putnam in Aug. 1999, and "Mars on Earth" published by Tarcher Penguin in Sept. 2003. His book, "The Holy Land," is a science fiction satire of the current situation in the Middle East. Dr. Zubrin has also written a play about Benedict Arnold. His latest book, "How To Live On Mars: A Trusty Guidebook To Surviving And Thriving On The Red Planet," is a must read.
3. Friday, March 16, 2018, 9:30-11 AM PST (17:30-19 GMT)
Dr. Erik Seedhouse's latest book re British Astronaut Tim Peake and the UK space program.
Erik Seedhouse is a Norwegian-Canadian suborbital astronaut. After completing his first degree the author joined the 2nd Battalion the Parachute Regiment. During his time in the 'Para's', Erik spent six months in Belize, where he trained in the art of jungle warfare. Later, he spent many months learning the intricacies of desert warfare in Cyprus. He made more than 30 jumps from a C130, performed more than 200 helicopter abseils and fired more light anti-tank weapons than he cares to remember! Upon returning to the world of academia, the author embarked upon a Master's degree, supporting his studies by winning prize money in 100km running races. After placing third in the World 100km Championships and setting the North American 100km record, Erik turned to ultra-distance triathlon, winning the World Endurance Triathlon Championships in 1995 and 1996. For good measure, he won the inaugural World Double Ironman Championships in 1995 and the infamous Decatriathlon, an event requiring competitors to swim 38km, cycle 1800km, and run 422km. Non-stop!. In 1996, Erik pursued his Ph.D. at the German Space Agency. While conducting his studies he won Ultraman Hawai'i and the European Ultraman Championships as well as completing the Race Across America bike race. Due to his success as the world's leading ultra-distance triathlete Erik was featured in dozens of magazine and television interviews. In 1997, GQ magazine nominated him as the 'Fittest Man in the World'.In 1999, Erik retired from being a pro triathlete and took a research position at Simon Fraser University. In 2005 the author worked as an astronaut training consultant for Bigelow Aerospace and wrote 'Tourists in Space', a training manual for spaceflight participants. In 2009 he was one of the final 30 candidates in the Canadian Space Agency's Astronaut Recruitment Campaign. Between 2008 and 2013 he served as director of Canada's manned centrifuge and hypobaric operations. Erik works as an Assistant Professor in Commercial Space Operations at Embry Riddle Aeronautical University's Daytona Beach campus. When not enjoying the sun on the Space Coast he spends as much time as possible in Sandefjord, Norway, and Kona, Hawaii.
4. Sunday, March 18, 2018, 12-1:30 PM PST (20-21:30 GMT)
Open Lines Discussion – All space topics welcome, talk about what you want to discuss.
You can listen to the shows under www.TheSpaceShow.com
Source and copyright by The Space Show.

subset: commoncrawl


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The elderly can learn from youngster developers. Here's how!
There's surprisingly little difference between a candidate with six months of experience and one with six years. The real difference comes from the individual's dedication, personality, and intelligence.
—Rework by Jason Fried and David Heinemeier Hansson
During pair-programming sessions on the project I'm working on or, more generally, working with other colleagues I came to realize that junior badge has nothing to do with experience. You can learn tons from, one could tell, the least experienced people.
The young and 'good ol' times' cliche
Let's face it, guys in their early twenties got access to personal computers (does anyone use PC term now?) before you did. Some of them don't remember the world without Facebook or YouTube. For them, when you start posting stupid demotivators about 'good ol' times' you sound like a dinosaur. It's as if a caveman of the old generation fretted about past days without brand new wheel technology. You get it.
Instead of feeling ashamed, not good enough, or being afraid of losing safety job (youngster can be faster, you know), start to value each member of the team. Let me give you a few examples of what I learnt from younger colleagues.
Maciej used to say: 'show me the network panel' when error 500 occurred. I tended to switch to Rails server, which wasn't bad, but some contexts benefited from Maciej's approach. With time I got into the habit to reach the network panel first, which is sometimes faster than scrolling output in Rails server.
Before working with Maciej I did not use Postman at all. The tool I discovered while working with Maciej made me testing APIs in a more reliable way.
Apart from workflow and tooling I had to learn a lot how to be patient and how to blunt my perfectionism, let alone confronting myself with being not good enough. Fortunately over the past few months I transformed my thinking into 1 + 1 = 3 synergistic approach.
Michal, who has joined the Selleo crew recently reassured me that following Steve Jobs famous quote: stay hungry, stay foolish always pays off. When you know that anyone has something to share, you're standing on the bright side and can learn from any situation.
'You can use
z plugin from
zsh which is faster', Michal once told me. The tool which he actually learnt from another Michal proves that knowledge circulate in the environment you work in provided that the environment cultivates knowledge sharing.
If competition, not co-operation were more important, a guy that just have finished high school could not see any value in sharing the tip with Mr. Wojtek, a dude with some fancy developer label.
There are only few examples of what I learnt from younger colleagues. Being passionate about lifelong learning this post is another incentive for you to start sharing what you know. You will be amazed of how much you, your company, and the (dev) community may benefit from this.
Ways to suck experience out
Is pair programming the only way to suck out experience from other people? Let's see.
'What's up? What new doodad did you learn yesterday?' questions start my day when I'm arriving at the office and greeting with colleagues.
Recently I stop for a while at Pawel's desk who became a Vim aficionado and dude I discovered tmux from. Sometimes this very short experience barter is enough to solve a problem I could not for last few days.
Dinner, short trip to the kitchen, or just the time when you enter the office is perfect to inhale new skills and solutions you're after.
The notion of the fact that more and more fresh blood will flood your company can be intimidating. This is the paradigm shift we all have to deal with. Either you fall back on 'good ol' days' excuses or harness the power of synergy where each team member is a leader you can learn from.
Pawel is not a junior, if you're wondering. Despite the fact he's younger than me, when taking into account commercial experience it's me that could be labeled as junior.


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I serve as an Assistant Professor in the Indian Institute of Information Technology, Allahabad. In the sacred grounds of the union, my empire lays at the area widely known for its dark practices, which has been a witness to historic horrors whose memories can still give one shivers - so enter at your own risk. I am associated with the Robotics and Artificial Intelligence Laboratory, which is currently one of the most active laboratories at the darker times of the day, and at the brighter days just before the examinations, both for different reasons.
In the class I could be your best cure for Insomnia, a catalyst to explore new levels of your hidden skills, an agent to rapid stardom, and a perfect host for an unmatched welcome for the ones late. Though I get possessed by the spirit of a girl before exams ending up asking too many irritating questions, the post exams exorcism turns me religious for the award of marks and grades, though I may still be the Spartan for the yearly plagiarism wars in the labs.
While I've ended up mastering the art of consistency in personal research from the students, I still have unmatched benefits in research student recruitment including topics which are very exciting (to me), methods which are very good (for me), ability to interpret an occasional error (by me or you) as an invention, ability to give results which look very encouraging (to you), ability to see trend in a random data and the ultimate presentation ceremony which is a lifetime experience. Currently I am also the master of coins for the Robotics society, a small council member for the Department Undergraduate Committee, and a hollow man for the Technical Society.
Short Biography
Rahul Kala received the B.Tech. and M.Tech. degrees in Information Technology from the Indian Institute of Information Technology and Management, Gwalior, India in 2010. He received his Ph.D. degree in cybernetics from the University of Reading, UK in 2013. He is currently working as an Assistant Professor in the Indian Institute of Information Technology, Allahabad, India in the Robotics and Artificial Intelligence Laboratory. He is the author of four books and over 90 papers. His recent book on robotic planning is entitled On-Road Intelligent Vehicles: Motion Planning for Intelligent Transportation Systems (Elsevier, 2016). He is an active reviewer of leading journals of the domain. He is a recipient of the Early Career Research Grant from the Department of Science and Technology, Government of India. He is a recipient of the Best PhD dissertation award from the IEEE Intelligent Transportation Systems Society; scholarship under the Commonwealth Scholarship and Fellowship Program from the UK Government; the Lord of the Code Scholarship from RedHat and the Indian Institute of Technology Bombay; and the GATE scholarship from the Ministry of Human Resource Development, Government of India.
You are:
You were looking out for some cool ideas by some boring person (or some boring ideas by some cool person) for your next (research) project or project proposal, and stumbled upon this site - enter at your own risk. The content here might be scarier than my photo on the top. There is a scary version and a not so scary version. Yes, I do make my papers look scary to hope an easier acceptance. And yes, my books feature their easier versions, if you can buy one or pirate one.
You are current or a prospective student who is anxious about the hostilities that destiny has for him/her in the current or next semester; or a peer instructor desperately working on a revenge plan from the students. The horrific truth behind the courses is always censored to let the secret weapons have the most destruction; the good-looking face may still be of interest.
You were looking for a profile with ground breaking research and an awesome overall academic career for review, consultancy, recruitment, inspiration or like. I've done some amazing stuff in life and some not so amazing stuff, which may all be worth mentioning or worth hiding. The former is carefully compiled as my CV that may be of your interest.
Teaching or research student, young or old, you were sitting on a dull looking chair with your favourite social networking site on, and a post motivated you to learn, or you did it under exam/research pressure. 'Learning is fun' is a well stated fact, which however does not seem to hold good for higher studies. There are new ways of learning. A collection of my video lectures might give you some enlightenment, and if you need some variety check out the presentations. And there are some source codes to understand those topics better, but may not be useful if you are looking for ready-made projects or state-of-the-art research for submission.
Thousands of problems in life, from projects to lifestyle, from intelligent robotics to complex codes, what to do, how to do, to do or not to do, till there's an 'I do' - consult some FAQs. None of the above: that's interesting, please contact me to let me know how and why.


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Hello folks!
It has been nearly three months and long overdue…the BrandoSoul Podcast is back with an all new Music Talk segment. We are about to get into a plethora of recent Prince/music-related news. We also have some new creative people on board: David Ford and Chri$topher Ryan. As well as no other than Jesse Jenkins! Let's gear up the guns…
So listen, enjoy, comment, and share!
– Updates on new Michael Jackson "Bad 25" package
– Prince vs. Questlove: What's the deal?
– Remasters conversation
– YouTube and music responsibility
– What's coming up for the Purple Yoda himself: Prince!
Listen or download here: http://archive.org/details/BrandosoulPodcastMusicTalk3
Also, check out Chri$topher's fantastic, funkycalisoulfuldope and fresh music here.
And let's not forget to mention the thought-provoking excellence from Jesse Jenkins!


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Available from the Parrot Sequoia website
Version 1.4.1 (June 2017)
- Adds EXIF tags for camera calibration as well as some features for optimal integration in Disco Pro-Ag.
Firmware Version 1.3.2 (February 2017)
- Minor bug fixes
Firmware Version 1.3 (January 2017)
- Multiple PTP interface improvements are included in this update:
- The Timelapse Interval default value has been set to 1500ms (1.5 seconds)
- Fixed WiFi WPA passphrase handling
- Fixed AutoOverlap mode management through StillCaptureMode get cmd
- A bug has been fixed when commanding a timelapse mode series of captures using the web interface where sometimes when pressing the button to stop the capture sequence would result in a "Busy" message, causing users to have to power off their device to end the capture.
- Optimization of JPEG encoding CPU usage
- Minor bug fixes
Firmware Version 1.2.1 (December 2016)
- New calibration data tags were added to the EXIF metadata.
- Minor bug fixes on the web server.
Firmware version 1.2.0 (October 2016)
- Fixed issue where, for some users, the camera would appear to hang after approximately three minutes of operation
- The photo sensors will now power off when not in use.
- There is a new LED state for file-system checks on the SD Card (blinking red)
Firmware version 1.1.0 (August 2016)
Firmware version v1.1.0 introduces radiometric calibration mode to combat saturation in panel images. Radiometric calibration mode can be activated from the web interface on the home screen, then 10 seconds afterwards will command the camera to take 3 captures at different exposure levels.
Audio feedback for captures has been implemented for those situations where viewing the LED may be difficult. Capture audio can be enabled from the web interface near the capture button on the on-screen Sequoia. Please note that the audio will play from your device, not the Sequoia itself.
Auto triggering mode has been introduced, now you can simply specify your target overlap percentage without needing to worry about how far apart captures need to be taken. You will of course need a solid GPS lock signal to capture reliable data.
The threshold for GPS unlock has been revised and should help to alleviate the GPS losing a lock during flight.
If you find you need to download your imagery from the Sequoia through WiFi, you can now download a directory as a .zip file, a compressed folder which will shorten transfer times.
Version 1.0.2
Fixed a bug with the factory reset feature
Version 1.0.1
- better metadata management
- better web interface
- http api available
- minor bug fixes


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Plush Animals Features
** Plush Reindeer
** Tan Body, Brown Antlers, Black Hooves, Wearing a Christmas Wreath Around Her Neck
** Made by Ganz
** 10 inch
Merry Christmas!
I'm Holly the Happiest Reindeer around!
I know you may think that Rudolph is the happiest but, he has to work hard on his flying & then pull the sleigh for Santa Clause on Christmas Eve.
Me, I just sit here looking cute. No elves telling me to keep in shape. My only job is to make you smile.
How easy is that? I mean, of course you will smile when you see my cheery face holding a Christmas wreath.
I am made by Ganz and am 10" tall which makes me a perfect size to sit under your tree or on your table to greet your holiday guest. I also really like to have playing with kids. Little people are much more exciting. They like to take me with them wherever they go, snuggle me in bed, or cuddle me on the couch.
As you can see this is why I am the happiest Reindeer on Earth, I get to be part of your family!
I can be at your door in just a few days. Oh, I won't be flying myself, I need a lil help. Only a very few reindeer get to fly.
Click the button to go to this Plush Stuffed Animals Home Page for pricing and shipping!
Stuffed Animals Features
** Stuffed Reindeer
** Tan Body, Brown Antlers, Black Hooves, Wearing a Christmas Wreath Around Her Neck
** Made by Ganz
** 10 inch


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4TH CTS NETWORK IN A NUTSHELL: CO-HOSTED WITH LogiDays
Conference Enquiry Form
The 4TH Clinical Trials Supplies & Logistics Exhibition Conference is platform dedicated to evaluating the ever-evolving complex nature of clinical trial supply management. The program has been developed with aid and oversight from senior experts to address two fundamental challenges. Firstly the question of cost, that is value of Clinical Trials may run into tens of millions of Euro, creating an essential focus on avoiding oversupply, overproduction and inventory expiration. Secondly, the stringent handling requirements that includes manufacturing, storage and distribution in strict accordance with Good Manufacturing Practice (GMP) and recently subject to Good Distribution Practices (GDP) as well as GCP, W.H.O and FDA among other import and export requirements.
The 4TH CTS exhibition conference suggests a holistic approach to the management of clinical trial supplies. One that is encompassing the entire clinical supply chain, where clinical trial of any size can be address subject to global requirements, including labelling, drug production, distribution, storage, depots, monitoring, material stock control among other key components within the chain.
The main focus is therefore an in-depth analysis of how to optimize CTS, while a several networking sessions ensures a highly rewarding opportunities to meet professionals from across the top 100 Global Bio/Pharma companies.
The 4TH CTS Conference Exhibition co-hosted with 4TH LogiDays End to End Pharma GDP Logistics. A two stream conference where commercial and clinical drug supplies and logistics are addressed with direct contribution from senior experts. If CTS is your current priority and a daily part of your work, why not place a Conference Enquiry?
+44 (0) 207 096 1152
Online Webinars
What's new?


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Read more
Hints: Skip to the next and previous photo by typing j/k or ←/→.
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Hints: Skip to the next and previous photo by typing j/k or ←/→.
In October 2013, Pinterest became one of the first tech companies to share hard data on the demographic breakdown of its employees. In a Medium post, the engineer Tracy Chou revealed that 11 of Pinterest's 89 engineers (12 percent) were women, before pressing other companies to publicize the same information about their workforces. "As an engineer and someone who's had 'data-driven design' browbeaten into me by Silicon Valley, I can't imagine trying to solve a problem where the real metrics, the ones we're setting our goals against, are obfuscated," Chou wrote.
The following year, Google, Facebook, and a host of other tech companies followed suit, releasing numbers that exposed the stark lack of gender and racial diversity within their organizations. Last year, referencing Chou's 2013 push for more data, Pinterest published a blog post outlining specific diversity targets for 2016, including upping the proportion of women on its full-time engineering staff to 30 percent, and the proportion of minority engineers to 8 percent. And last week, the company announced that it was hiring its first head of diversity, Candice Morgan, to help it reach those goals.
Amidst the ongoing scrutiny on disparities within tech, plenty of other companies, including Apple and Twitter, have created roles similar to Morgan's. The growing popularity of these leadership positions seems to be a sign that the tech industry, broadly speaking, is taking a more structured approach to combating its ongoing problems with sexism and racial discrimination. (Or, more cynically, it at least wants to appear that way.)
Morgan noted that having a designated person tackling diversity issues is a vital step towards actually making changes. "Just as you have a CFO who is an expert in finance or a Head of Engineering, a diversity leader is needed to provide advice, strategic direction, and ongoing accountability," she said via email.
According to Pinterest, 19 percent of its engineers are now women, less than 1 percent are black, and about 1 percent are Hispanic. Overall, 49 percent of its employees are white, 43 percent are Asian, and 58 percent are men. The company is currently focusing on two main strategies to diversify its workforce: expanding its recruitment efforts to new universities, and developing programs to solicit more applications from underrepresented groups. Pinterest has also implemented a practice derived from the NFL's Rooney Rule, requiring that its hiring managers interview at least one woman and one underrepresented minority for each open leadership positions. (Since the NFL established this rule for minority candidates applying for head-coaching positions in 2003, the proportion of minorities in these roles has doubled, from 10 percent to 20 percent.)
Other tech companies are also trying out comparable strategies to improve their internal diversity: The Google in Residence program embeds the company's engineers at historically black colleges and universities across the country to teach and recruit students, and Facebook is piloting a Rooney Rule of its own, requiring managers to interview a "diverse slate" of candidates for job openings.
As Pinterest's head of diversity, Morgan will spearhead the implementation of two new recruitment programs, called Pinterest Engage (an eight-week internship) and the Pinterest Apprenticeship Program (a one-year stint at the company), both aimed at hiring from groups currently underrepresented in fields like computer science and software engineering. Previously, Morgan has cautioned against the pitfalls of hiring for cultural fit, which in practice can mean simply looking for people who are similar to those who already work there. (Evan Sharp, one of the company's co-founders, has said that Pinterest's current referral system for job openings often results in more white and Asian male candidates.)
Of course, revamping hiring practices is only a part of what's needed to improve diversity and inclusion within a company. Morgan will also work on strengthening internal policies that combat sexism and racial discrimination in promotions, wages, and the company culture more broadly. In an email, she noted that Pinterest would be relying on a "strong dashboard of metrics" to monitor employee retention and advancement across groups, as well as to ensure accountability at all levels. Pinterest also requires its employees to undergo training on unconscious bias, and has begun working with a startup called Paradigm that monitors employee pay, promotions, and the type of feedback different candidates receive during interviews.
Elsewhere in the tech industry, efforts to diversify have seen mixed success. Shortly before Morgan's position was announced, Twitter hired Jeffrey Siminoff—a white man who had previously served as Apple's director of worldwide inclusion and diversity—as its new vice president overseeing diversity, a decision that's prompted some backlash. And year-over-year improvements at some companies have been somewhat stagnant—for example, Facebook, which hired a global head of diversity in 2013, saw the proportion of men in technical positions fall just 1 percent between 2014 and 2015, from 85 percent to 84.
As outlined by its 2016 numbers, Pinterest's goal of increasing the number of female engineers by 10 percent in one year is a great deal more ambitious. Morgan is optimistic: "One of the main differences is that Pinterest started this very early," as one of the first tech companies to publish concrete diversity goals, she said. "We have a chance now to really shape the kind of company we want to be in years to come." If the industry's past is any indication, though, meeting these targets is going to be much harder than simply setting them was.
Online-dating behemoth OkCupid is adding a feature tailor-made for polyamorous people. The new setting, which became available for some beta users in December, allows users who are listed as "seeing someone," "married," or "in an open relationship" on the platform to link their profiles and search for other people to join their relationship. It will be rolled out to all users on Friday.
A screenshot of the new feature obtained by The Atlantic shows a stock photo of a sample user listed as "in an open relationship" with another, whose profile is linked below his.
The move comes in response to a rapid uptick in the number of OkCupid users interested in non-monogamous relationships. According to the company's data, 24 percent of its users are "seriously interested" in group sex. Forty-two percent would consider dating someone already involved in an open or polyamorous relationship. Both numbers represent increases of 8 percentage points from five years ago. The number of people who say they are solely committed to monogamy, meanwhile, has fallen to a minority of all users, 44 percent, down from 56 percent in 2010.
"It seems that now people are more open to polyamory as a concept," said Jimena Almendares, OkCupid's chief product officer.
Estimates vary, but surveys suggest that roughly 4 to 5 percent of Americans are polyamorous. It's common for couples to begin their foray into polyamory by searching for a single, bisexual woman to court, according to Elisabeth Sheff, a sociologist who interviewed 40 polyamorous people for book, The Polyamorists Next Door.
OkCupid added the "open relationship" setting in 2014. Last year, it increased the numbers of genders it recognized to 22, adding options like transgender and genderqueer. The polyamorous profile-linking setting is not yet coming to Tinder or Match.com, the other sites owned by OkCupid parent company Match Group, according to Almendares.
Though specialized dating sites for polyamorous people exist, this appears to be the first instance of a mainstream online-dating platform allowing two users to search for sexual partners together, as a unit. Polyamorous people have long used dating apps and sites by either spelling out their arrangement in their profile bios or by creating their profile as a couple.
However, Almendares says, that created confusion for people looking to join polyamorous arrangements. The poly-couple profile could only select one gender, for example, and its profile photo would feature two people. "As a user, when you land on that profile, you wouldn't know what you're seeing," she said. With the new feature, both users must opt into being linked to one another.
Almendares said OkCupid is agnostic about the kinds of relationships people pursue on its platform—it's simply following the numbers.
"Finding your partner is very important," she said, "you should have the option to express specifically and exactly who you are and what you need."
"If it's unwanted, it's harassment," proclaim signs around the American Astronomical Society's (AAS) 227th conference, held this week in Kissimmee, Florida. The signs and a Tuesday town-hall meeting entitled "Harassment in the Astronomical Sciences" represent a response to a scandal that rocked the field this past fall.
In October, Buzzfeed revealed that famed planet-hunter Geoff Marcy had violated Title IX sexual-harassment policies at the University of California, Berkeley, with the accusations against him spanning nine years. Soon after the initial report, three women who had worked with him during his previous post at San Francisco State University came forward, suggesting that his serial harassment of junior female colleagues had gone on for decades. This all went down in public view, with much media attention, pushing the astronomy community to reckon publicly with the dangerous and depressing power plays that go on within its ranks.
This week's all-AAS town hall was the first since Marcygate. Hundreds of members attended the meeting, which was intended to address sexual harassment, with a view toward fixing the culture in astronomy, but also science more broadly, and society at large. It was an ambitious goal for a town hall, but astronomers like to dream big.
"The current most-used system to protect those being harassed—the whisper culture—isn't working," said panelist Christina Richey, the Chair of the Committee on the Status of Women in Astronomy, referring to the purported rumor mill that warns young women away from certain scientists. "That doesn't help each and every person you don't give that whisper warning to," she continued. "And it doesn't help the person being harassed."
The committee that Richey chairs did a survey, whose results will be published this spring, to investigate the extent of harassment in astronomy and the extent of the harm done. Of 426 participants (about six percent of the total society membership), 285 of whom identified as female, 82 percent had heard sexist remarks from peers in a workplace environment during the past five years, and 44 percent had heard such remarks from a supervisor. Fifty-seven percent said that they had been verbally harassed because of their gender, while nine percent said they had been physically harassed. "This is an alarming trend," said Richey. "This is not an issue we're seeing with one or two people."
C. Megan Urry, the AAS president and the panel's moderator, began her work in astronomy in an era when sexual harassment was more accepted, and wasn't even really called sexual harassment. She had thought that harassment was on the decline, as women grew in number and power within the scientific community. It may be true that fewer butts are being slapped and fewer professors publicly date their students, but harassment remains—it's just gone more underground and perhaps become more sophisticated.
"It's a slow creep," Urry told me, last December. "It's rare to have a faculty member come up and say, 'Want to have an affair?' They say, 'Let's have coffee. Let's start talking about our personal lives.' And it's so gradual that by the time you realize what's going on, you have acquired a bit of guilt. 'I let it happen. I agreed to do this. How did I get here?'"
The AAS has an anti-harassment policy in effect at their meeting. Established in 2008, the policy outlines inappropriate behavior, provides a mechanism for people to report violations, gives the rundown of an investigation's course, and gives the AAS authority to discipline anyone behaving badly. The society also has an ethics statement, written in 2010, that applies to its members. In the aftermath of the Marcy scandal, and in an attempt to seize this moment of reckoning and use it for progress, Urry created an Ethics Task Force to revise the code. The team used the Code of Ethics Collection at the Illinois Institute of Technology and adopted elements of codes from the American Sociological Association, the American Physical Society, the American Institute of Physics, and others, and modified them to apply to the astronomical community.
Other scientific societies may want to follow suit. And, indeed, the American Geophysical Union held a session at its December conference in San Francisco called "Forward-Focused Ethics: What is the Role of Scientific Societies in Responding to Harassment and Other Workplace Climate Issues?" The session, which was unofficially a response to the Marcy case, discussed how the societies themselves can make science a better, safer, more fun, more productive, less creepy place for everyone. With the number of highly publicized harassment and discrimination problems in the past few years, it will not be surprising if more societies follow suit with active reforms and community-wide discussions.
For its part, the AAS—the professional society for American astronomers and publisher of four astronomical journals—plans to make members acknowledge that they have seen and will obey the new ethics code and understand that "sanctions" will come their way if they don't. Anyone attending AAS meetings will have to do the same, for the code and the anti-harassment policy. They plan to increase their education and training (although no specifics were given) and maintain a list of resources for both those wondering how not to harass someone and those who feel they are being harassed.
These efforts are steps in the right direction. But lots of people signed elaborate, detailed honor codes and still cheated their way through college. What does it actually take to create a culture where harassment—verbal, physical, subtle, interpretable, blatant, brazen—isn't tolerated? Because astronomers, and everyone else, deserve a world where it can't continue as an "open secret," as many astronomers say Marcy's behavior was, for decades while the perpetrator climbs their way to gushing profiles in the New York Times?
Many say that victim reporting is the key. If the harassed don't talk, the harassers can't be investigated or punished. "Brave people have to come forward and complain with the clear expectation that it's going to affect their career," Urry told me. "It's hard and risky for those victims, but unless there is a complaint, the behavior continues." Although nearly all anti-harassment policies have "no retaliation" clauses—meaning that neither the accused nor anyone else can retaliate against the person who makes an accusation—retaliation can still take place. Just as subtle harassment is hard to "prove," subtle or subjective retaliation is, too. And it can affect not just the complainant's career but also their self-perception. Did that person write a mediocre letter of recommendation for me because I took down the department's much-beloved senior scientist? Or because I'm mediocre?
Some organizations, like the Harvard-Smithsonian Center for Astrophysics and the National Radio Astronomy Observatory, have ombudsman programs, designated safe-space people who can help with reporting complaints. National Optical Astronomy Observatory employees can call a professional "whistleblower"-type hotline to file a complaint. And the AAS meeting was populated by people wearing Astronomy Allies buttons, which signify that the wearer is willing to listen, confidentially and judgment-free, and to help with navigating the complaint-filing process.
If enough potential harassers believe that enough of the people they see as potential prey will recognize their behavior as harassment, and report it, they may be too afraid to behave badly. Or they may realize the error of their ways and reform themselves in light of the public shift in culture.
To lessen the burden on any one victim, astronomer Mordecai Mac-Low of the American Museum of Natural History has advocated for an "information escrow" system of reporting: A victim registers a detailed accusation with an "escrow agent," who keeps it in confidence. The agent collects accusations until multiple are made against the same person. Then, the agent sends the reports to the university, the organization, or the police. "This has the advantage that any response would start with effectively simultaneous, independent accusations, enhancing the credibility of the accusers, and at the same time diffusing their risk," he wrote for the Women in Astronomy blog.
But not all who attended the panel were happy with the focus on violation reporting. Saying that harassment stops when people file complaints puts the onus on the victim. Harassment also stops when people stop harassing. And that means education for everyone, but especially people in positions of power. And it means public, vocal engagement with the topic—something that the confidential, secret-shrouded Title IX investigations don't encourage. "We should be protecting our students close to the level where we've been protecting our professors," Urry said.
It's been a tough few months for astronomers, as they grapple with the seedier side of the cosmos. They are sad. They are angry. They are betrayed. They feel guilty. Some of them are guilty. Some are dubious about how much this matters. Others believe it matters more than anything.
But, you know what, it has been a tough forever for women in astronomy—and women in science, and also just women—who have been dealing with harassment and discrimination since always. Now, they and the community around them hope to harness the Marcy momentum and make a change—a real change—to the way their world functions. "Someone has asked me, 'Have we hit rock bottom this year?'" said Richey. "I said, 'No, we will hit rock bottom if in five years I have to go through this again. Let's actually make change. Let's freaking do it already."


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Plan for the worst, it's on the horizon financing the Warsaw Mechanisms Risk Management Strategies through the Global Environment Facility and Special Climate Change Fund/
By Samuel Edge
Samuel attended the 2016 UNFCCC Conference of Parties (COP22) where he represented the Sir Walter Murdoch School of Public Policy and International Affairs supported by Mal & Karyl Nairn. Samuel is studying a Masters of Public Policy and Management.
The 2016 Marrakech United Nations Framework Convention on Climate Change (UNFCCC) Conference of the Parties (COP) 22 will include a review of the Warsaw International Mechanism (WIM) for Loss and Damage associated with Climate Change Impacts. The talks are expected to develop a new five-year work plan, reviewing the WIM's structure, mandate and effectiveness. However, there are many unresolved issues relating to the WIM that are not being considered as part of this review. Among these issues is the autonomy of the WIM, if it should act as an independent pillar of the UNFCCC, and if not – how it will deliver any target outcomes. This paper proposes that outcomes for the WIM, particularly the implementation and funding of risk management strategies, can be achieved through the entities of the UNFCCC's Financial Mechanism. With losses and damages being incurred by a growing number of developing countries linked to climate change, there is a need to fund efforts against the escalating catastrophes. Specifically, this paper argues for the development of further adaptation projects by the Global Environment Facility (GEF) with funding from the Special Climate Change Fund (SCCF), specifically Catastrophic Risk Insurance in developing countries as a form of Risk Management.
Policy Recommendations
- For the Conference of the Parties to consider financing the Warsaw Mechanism's work plan through the Entities of Financial Mechanism, focusing on risk management strategies;
- To provide the initial financing for risk management strategies from the Special Climate Change Fund, with co-financing through the Global Environment Facility's network;
- For the WIM to secure expertise in the development and implementation of Catastrophic Risk Insurance Facilities through existing United Nations – or affiliated – institutions;
November 2016 marks the 22nd COP (COP22) of the United Nations Framework Convention on Climate Change (the Convention). The Convention is the platform for 194 countries to engage upon genuine action in the struggle against climate change, with the COPs forming a key deliberative forum for the application of the Convention's provisions and strategic goals. These goals vary, the previous Convention, COP21 produced the Paris Agreement and established the Green Climate Fund (GCF) as the second operating entity of the Financial Mechanism of the Convention. With the ratification of the Paris agreement by the required 55 countries, the COP22 talks will focus on issues relating to matters separate to the GCF, including negotiations on loss and damage centred around a review of the Warsaw Mechanism.
Introduction : The expectations of the Warsaw Mechanism and COP22
The initial steps towards the institutionalisation of loss and damage relating to climate change as part of the Convention were discussed in 2013 at COP19 (UNFCCC, 2013); this was the development of the Warsaw International Mechanism for Loss and Damage associated with Climate Change Impacts (UNFCCC, 2013). The upcoming COP22 will shape the future direction for discussions on loss and damage, with the potential to better define the structure and capacity of the WIM, particularly in relation to financing. This will entail a review of the initial two-year action plan developed in 2013 and the development of a new five-year work plan at COP22 (UNFCCC, 2014).
The WIM was developed over a series of COPs[1] to address a growing desire from a number of developing countries to see an independent mechanism established to compensate for the effects of climate change (African Group, 2012). The initial and ongoing expectation of the WIM is the development of new solutions to the increasing number of global incidents showing a connection to climate change (Warner, 2013; Hoeppe & Gurenko, 2016). This is particularly relevant for developing countries without the financial capacity to recover from - or adapt to - the effects of climate change and catastrophic disasters. There are, as Thompson & Otto (2015) describe it, conceptual ethical and moral merits to the development of an autonomous pillar within the Convention for loss and damage relating to climate change. However, COP19 and the preceding negotiations did not produce such a mechanism for reasons, largely political (McNamara, 2014), that are beyond the scope of this paper to discuss. Instead the COP19 talks developed the WIM under the Cancun Adaptation Framework (UNFCCC, 2013) but did not provide a means of funding for the WIM initiatives (Bateman, 2013). This is reflected in the outcomes and target strategies within the nine key action areas outlined in WIM's Executive Committee's two year work plan.[2] By not establishing the WIM as an independent body of the Convention, its capacity to act autonomously, including the financing and delivery of proposed strategies and target outcomes, is significantly diminished; but does show a commitment by the international community to addressing matters of loss and damage resulting from climate change (Boran & Heath, 2016).
The purpose of this paper is to propose a means of directing finance to Loss and Damage projects, particularly in light of the growing number of economic losses that have been occurring in recent years (Kunreuther, 2008). This paper will propose the use of the Special Climate Change Fund (SCCF) and Global Environment Facility (GEF) to fund Risk Management projects. Additionally, this will include a brief on Risk Management and the development of Catastrophic Risk Insurance in developing countries as an adaptation project of the GEF and SCCF, and a review existing developments in this area.
Risk Management and Risk Insurance
The rate at which weather-related disasters and catastrophes are occurring has been increasing over the last two to five decades with growing economic loss and damages[3] (Kunreuther, 2008; Hoeppe & Gurenko, 2016). One possible means of addressing this grow is through Risk Management strategies, which can be an effective means of dealing with the extensive levels of uncertainty surrounding the likely impact of climate change (Kunreuther, et al, 2013) and an option in determining the appropriate policy response (Heazle, et al, 2013). The current 'rationalist' approach commonly deployed in developed countries such as Australia, focuses on the development of disaster risk management strategies heavily based on technical information and expertise (Heazle, et al, 2013). These are resources not readily available or present in developing countries, so much of the development of such strategies for development agencies is building capacity or knowledge management as part of risk management (GFDRR, 2016). Thematic across the literature on the application of risk management is building resilient communities (GFDRR, 2015; Helmer & Hilhorst, 2006; Helgeson & Ellis, 2015). Heazle et al (2013)[4] promotes building the resilience of communities incrementally to deal with disasters through training and the implementation of strategies to deal with known issues; that in doing so communities are afforded the opportunity to cope with short and long-term causes of risk-related events. This can include measures such as the storage of data and climate information to compare existing issues with developing ones[5]; or the reinforcement of existing practises against weather-related issues, such as the designing resilient cities (GFDRR, 2016). However, there are numerous possible forms of risk management and means of building resilience.
One possible method for developing countries in developing risk management strategies is the application of Risk Insurance (Linnerooth-Bayer & Mechler, 2006). Risk Insurance, similar to standard insurance (Arrow, 1996), is a risk management technique with the capacity to provide many poor and developing communities the opportunity to adapt and better cope with losses and damages resulting from climate change – where properly implemented (Hazell, 2003). Risk Insurance has a number of benefits, including: financial protection in the form of immediate liquidity in the event of disaster[6]; risk modelling for hazards; minimising threats to development and wellbeing; and building resilience against climate change through the development of policy and frameworks (GFDRR, 2015). However, it should be noted there are issues with this approach, namely that many insurers are reluctant to provide insurance against catastrophes (Van den Bergh, 2004) and events like hurricanes are costing an increasing amount, which places insurers under significant stress (Mahul, 2001). This is more prominent on the macro-scale as the capacity of any one nation or insurer to effectively cover the cost of insuring an entire country is limited, leaving the insuring body liable to collapse in the event of catastrophic disaster (Lobo-Guerrero, 2010).
As a counter to such eventualities, there are a number of key components that need to be included in risk insurance dealing implementing risk for catastrophe's and disasters or Catastrophic Risk Insurance (Linnerooth-Bayer et al, 2009), including: The development of parametric insurance, to cover a predetermined level of damage coverage based on catastrophe modelling; regional risk pooling, distributing the cost of insurance premiums amongst multiple countries in the region; the extension of the insurance to re-insurance markets internationally, to limit the potential collapse of a single-insuring, or region-restricted firm insurers; and to include non-private[7], bodies in the process to provide an adequate safety against a market collapse (Linnerooth-Bayer et al, 2009).
Financing and an Extension of Existing Capacity
However, even with a reasonable model the issue for developing countries is the lack of available financial resources to establish Risk Insurance and the appropriate structures (legal, regulatory and market) that accompany the development. Modelling by Munich RE (2013) shows developing countries are suffering the worst from the effects of climate change, with 95% of deaths in climate-related incidents occurring in developing countries, and only a small percentage of the inhabitants of these affected nations capable of affording risk insurance (Linnerooth-Bayer et al, 2009). The affordability issue for developing countries is the product of two key components: the high cost often incurred by the insured, with insurance companies demanding unaffordable premiums (Linnerooth-Bayer et al, 2009); and, the poor design and implementation of the Risk Insurance model, such as: cover exceeding practical limits; insurance companies not seeking re-insurance; or implementing insurance models that limit their potential losses (Linnerooth-Bayer et al, 2009). It has also been presented by Doelle (2014, 37) that many of the Parties considering risk management strategies generally are simply unwilling to bear the cost.
Contrary to these issues, the application of Risk Insurance in developing countries does have merit - where well designed and implemented. Currently, the World Bank is actively engaged in implementing risk insurance in developing countries, and seeking to further develop this method of risk management through the Global Facility for Disaster Reduction and Recovery (GFDRR) under the Disaster Risk Management Framework and Disaster Risk Financing and Insurance (DRFI) Program (GFDRR, 2015). This has seen the development of multiple Catastrophic Risk Insurance Facilities (CRIF), including: the Caribbean Catastrophic Risk Insurance Facility (CCRIF) (World Bank, 2012), the Honduras and Nicaragua Catastrophe Risk Insurance Project (HNCRIF) (Wold Bank, 2014), and the current development of a CRIF pilot in the Pacific Islands (World Bank, 2016). While many of these projects have a disaster focus, the World Bank is centred around global development and not exclusively climate change; therefore, this can include non-climate related disasters like earthquakes or conflicts (Boran and Heath, 2016).
Applying Risk Management to Developing Countries: The GEF and SCCF
Risk Management efforts are implemented under the Convention as a form of adaptation, a dynamic process key to future climate change efforts (Helgeson & Ellis, 2015), with numerous successful efforts developed by Global Environment Facility (GEF) (Gomez-Echeverri & Muller, 2009). With financing from the Special Climate Change Fund (SCCF) and Co-Financing through an extensive network of Private, Public and NGO's, the GEF has implemented projects receiving up to $6 for every $1 utilised (GEF, 2016). An example of these funds being used to implement Risk Insurance is the development of the Southern Europe and Caucasus Catastrophic Risk Insurance Facilities or SEECCRIF. Risk Insurance in this particular area was developed due to an estimated ninety percent of the area of South-eastern Europe being located within river basins, making the region highly prone to floods (World Bank, 2011) and had in the years previous experienced significant losses and damage to a number of the regions countries.
The project sought to provide risk insurance - in the form of a Catastrophic Risk Insurance - to a region with little to no ability to financially cope with such a significant loss again. The report, Financing Adaptation Action (GEF, 2012) outlines the initial source of funding provided by the SCCF to develop the following strategies in the region:
- Actuarial and probabilistic country weather and climate risk assessments;
- Funding the implementation of regulatory frameworks;
- The collection of data and accurate reporting mechanisms for the development of parametric weather risk contracts
- The development of risk maps, models and weather risk insurance products; and
- Public education on the nature of disasters, climate change, risk insurance and its benefits. (GEF, 2012, 19)
This structure provides an existing framework for the future implementation of Catastrophic Risk Insurance Facilities through the GEF, and as a result of this project, the GEF has included in its submission to COP22 plans to further finance initiatives on catastrophic risk insurance (GEF, 2016, 3).
The Warsaw Mechanism's key action areas encourage the implementation of risk management strategies and risk insurance in developing countries to limit the loss and damage resulting from climate change. While implementing strategies like risk insurance can potentially be achieved through the World Bank, GFDRR and DRFI program, doing so would detract from the climate change focus afforded to strategies implemented under the Convention.
Instead, the WIM should support the development of Risk Insurance in developing countries as a form of adaptation under the GEF and with financing from the SCCF. Implementing such strategies through the Convention will ensure the finances and projects funded are given a clear mandate to mitigate loss and damage resulting from the effects of climate change. To achieve this, there are a number of policy recommendations:
Policy Recommendations
1. For the Conference of the Parties to consider financing the Warsaw Mechanism's work plan through the Entities of Financial Mechanism;
The current status of the Warsaw Mechanism under the Cancun Framework does not include a specific source of funding for the development of new loss and damage strategies. Given the limited resources available to the respective funds of the Convention, the available capital should be focused on achievable targets and where there is existing knowledge in their implementation – like Risk Management and Risk Insurance. Given the capacity exhibited by the GEF to develop and implement Risk Insurance in the case of SEECCRIF, this recommendation is for the continuation of adaptation projects with a focus on building community resilience.
2. To provide and increase the initial financing for risk management strategies from the Special Climate Change Fund, with co-financing through the Global Environment Facility's network;
The GEF has a remarkable rate of co-financing with more than $2.3 Billion (US) sourced for adaptation projects (GEF, 2016, 35) from other development funds or the private sector. In this instance, much like SEECCRIF, there is a need and capacity for the development of Risk Insurance in partnership with international insurers, potentially incentivised by long-term financial gains through insurance premiums. However, this co-financing is only achievable with an initial source of capital from the SCCF. Because of this, provisions would also need to be made for an increase in the SCCF budget allocation for the development of Risk Management procedures like Risk Insurance. Currently, under the GEF's Programming Strategy on Adaptation to Climate Change, there are scenario-based provisions for only 10% (GEF, 2014, 39) of the SCCF's budget to be allocated to Disaster Risk Management strategies and projects. Given the inability for the Warsaw Mechanism to independently finance these projects, future strategies will require an increase in the funds allocated to risk management for loss and damage purposes.
3. For the WIM to secure expertise in the development and implementation of Catastrophic Risk Insurance through existing United Nations – or affiliated – institutions;
Both the Global Environment Facility and the World Bank's Global Facility for Disaster Reduction and Recovery have a potential role to play in the development, implementation and funding of future risk management efforts. This will be particularly relevant if the WIM is not provided the autonomy required to effectively carry out independent financing of projects like Catastrophic Risk Insurance.
[1] COP16 in Cancun, developing a work program that lead to the COP17 talks and a focus on the need to explore a mechanism for loss and damage. This lead to Decision 3 of COP18, which mandated the development of an international mechanism for loss and damage
[2] The ninth being the development of the 5-year plan at COP22.
[3] Human, Structural, Cultural etc.
[4] Note, within an Australian context but with international capacity for application
[5] El Nino Periods in Mexico for example (Osgood et al, 2007)
[6] Rapid infusion of funds for relief (GFDRR, 2015, 43)
[7] Governments, NGO's and the International Community generally
African Group. 2012. Submission by the Kingdom of Swaziland on behalf of African Group on work programme on approaches to address loss and damage associated with climate change impacts in developing countries that are particularly vulnerable to the adverse effects of climate change. Submission to Conference of the Parties, Eighteenth session, Doha, 26 November–7 December 2012.
Arrow, K, J. (1996). The Theory of Risk-Bearing: Small and Great Risks. Journal of Risk & Uncertainty 12(2/3): 103-111.
Bateman, B. (2013). Warsaw COP 19: From a Durban Platform to a Warsaw Mechanism (via a Doha Gateway), Article. Mondaq Business Briefing. Retrieved from http://go.galegroup.com.libproxy.murdoch.edu.au/ps/i.do?p=ITOF&sw=w&u=murdoch&v=2.1&it=r&id=GALE%7CA353107254&sid=summon&asid=55488ff71467b901b1bc55d3e9c324b3
Van den Bergh, R. (2004). The Law and Economics of Insurance: Catastrophic Risks, Competition on Insurance Markets and Insights from History. The Geneva Papers on Risk and Insurance, 29(2), 151-153.
Boran, I., & Heath, J. (2016). Attributing Weather Extremes to Climate Change and the Future of Adaptation Policy. Ethics, Policy & Environment, 19(3), 239-255. doi:10.1080/21550085.2016.1226236
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United Nations Framework Convention on Climate Change (UNFCCC). (2016). The Twenty-Second Conference of the Parties Agenda. Retrieved from http://unfccc.int/resource/docs/2016/cop22/eng/01.pdf
Warner, K. (2013). Significance of the Warsaw International Mechanism. Retrieved from
World Bank. (2011). PROJECT INFORMATION DOCUMENT (PID) APPRAISAL STAGE (Southeast Europe and Caucasus Catastrophe Risk Insurance Facility GEF Project) Retrieved from http://documents.worldbank.org/curated/en/536911468300670327/pdf/GEF0SEEC0CRIF0Appraisal0PID.pdf
World Bank. (2012). IMPLEMENTATION COMPLETION AND RESULTS REPORT. S. D. Department. Latin America and the Caribbean Region, Caribbean Country Management Unit: 1-71.
World Bank. (2013). The Caribbean Catastrophic Risk Insurance Project. Retrieved from http://www.worldbank.org/projects/P108058/caribbean-catastrophe-risk-insurance-facility?lang=en
World Bank. (2014). Honduras and Nicaragua Catastrophe Risk Insurance Project. Retrieved from http://www.worldbank.org/projects/P149895?lang=en
World Bank. (2015). Managing Disaster Risks for a Resilient Future: A Work Plan for the Global Facility for Disaster Reduction and Recovery 2016 – 2018, World Bank: 1-101.
World Bank. (2016). Pay now or pay later: Making Financial Sense of Disasters. Retrieved from http://www.worldbank.org/en/news/feature/2016/09/27/pay-now-or-pay-later-making-financial-sense-of-disasters
World Bank. (2016). Pacific Islands - Pacific Catastrophe Risk Insurance Pilot Program Project (English). Retrieved from http://documents.worldbank.org/curated/en/655341475523018949/Pacific-Islands-Pacific-Catastrophe-Risk-Insurance-Pilot-Program-Project


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When you think you have heard everything, here is one I bet you haven't heard of.
A wheel-chair bound drug addict has been jailed for 10 years for having sex with a Chihuahua while high on crystal meth. The 55-year-old has been jailed for 10 years and has been registered as a sex offender.
You can read about it here. Perhaps it was the big adorable eyes that got him!


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Sotgiu, Stefano and Arru, Giannina and Sanna, Alessandra and Fois, Maria Laura and Musumeci, Maria and Rosati, Giulio and Musumeci, Salvatore (2006) Immunomodulation of fucosyl-lactose and lacto-N-fucopentaose on mononuclear cells from multiple sclerosis and healthy subjects. International Journal of Biomedical Science, Vol. 2 (2), p. 114-120. ISSN 1555-2810. Article.
Alternative URLs:
The 1,2-fucosyl-oligosaccharides, and among these the 2'-fucosyl-lactose (2'-FL) and lacto-N-fucopentaose (LNFP)-I, are quantitatively the most represented oligosaccharides of human milk. They are also seen to represent an important immune device to prevent nursing infants from severe infectious diarrhoea. Recent evidences show that the appearance of 2'-FL and LNFP-I in human colostrums is synchronised with the macrophage inhibition and that LNFP-III induces a Th2 response from the mouse peripheral immune system. Since mannosyl-fucosyl receptors are described on the macrophage surface, all these evidences allow us to investigate on the possible immune function of human 2'-FL and LNFP-I in vitro on LPS-activated mononuclear cells (MNC) from 12 patients with multiple sclerosis (MS) and 20 matched health controls (HC). We found that 2'-FL and LNFP-I significantly decrease, to a different extent, the MNC proliferation from both HC and MS patients, in a linear and dose-dependent manner. 2'-FL and LNFPI also reduce the production of IL-12 and IFN-γ, particularly in MS patients as compared to HC (p=0.01 and p<0.001, respectively), while increasing that of IL- 10. The overall immunomodulatory effect of 2'-FL and LNFP I here presented may represent a future therapeutic option for the abnormal immune response found in some monocyte-mediated diseases.
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Elsie is an award winning quilt maker and teacher. She offers workshops and lectures around the world.
Monday, December 5, 2011
No video?
So sorry, I've been trying....Can't get Blogspot to recognize my quiktime video. Any suggestions out there? Thinking I may need to try YouTube, and then bring it back into Blogspot. Anyone out there ever done that?
1 comment:
I have no experience with quiktime, but getting YouTube videos into blogspot is quite straightforward. You can either start your blog post using the "share" button then the Blogger button in the more options while you're looking at the video in YouTube, then add your text around the video screen, or, you use the embed and copy and paste the code into the entry template. You may not be able to view the video while you're composing but you can save and view it in the "preview" mode. You'll have no trouble with that part.ReplyDelete
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culture of protest: scotus kills doma
Posted by rflacks on:
culture of protest this week: we talk with Prof Verta Taylor about SCOTUS DOMA ruling--she just published major book: "The Marrying Kind" tracing the rise of gay marriage protest and the past and future of gay liberation. How did this cultural transformation happen so quickly? What does the marriage issue mean for gay identity? Plus appropriate music!!
culture of protest thursday 6.27.13 6 pm kcsb 91.9fm www.kcsb.org


text: I know the state of this blog is disappointing, but things have been really crazy. I had a discussion with Misty about it, and for now I still don't really have the words to describe everything that happened to me recently. I'm very thankful to the readers who still follow my blog, and i'm sorry if i disappointed anyone, but there's a lot that had to be sorted out, and as of right now, I still haven't figured out everything. While I was busy I relied on twitter to make some quick and brief updates about how i am, and those of you who follow me on twitter probably realise what happened between the blog posts.


text: More than 70 people from across the public, community and voluntary sector have attended the launch of the first Mid Ulster Community Plan. The 10 year plan, which for the first time formally brings together over 40 different organisations to work collectively to improve the lives of local people, sets out a vision for the region encompassing covers everything from a healthy economy and healthy people to a sustainable environment and a skilled, educated population. Introducing the plan, Chair of Mid Ulster District Council, Councillor Trevor Wilson, said: "This is a milestone for the Mid Ulster region, for all the partner organisations who have collectively created this plan, and for the people of this district who in the course of the next 10 years will see the benefits of true community planning in action. "This way of working is quite a radical departure from the traditional public sector approach and reaching this point has required several years of work, work which began as far back as 2013, and has culminated at this point". The Community Plan has 15 separate outcomes spread across 5 themes: Economic Growth, Infrastructure, Education and Skills, Health and Wellbeing and Vibrant and Safe Communities, and will prove both ambitious and challenging to achieve, according to the Council's Chief Executive, Anthony Tohill, "This is not the Council's plan. The Mid Ulster Community Plan belongs to each and every organisation represented on the partnership. That is a fundamental principle of community planning and vital to what comes next – the plan's implementation. "It is ambitious in many respects. And it will be challenging. While I don't underestimate the work that we have ahead of us, and nor do I underestimate the commitment that there is in this room to deliver the 15 outcomes which the plan identifies. Housing, education, health, the environment, our economy, our rurality, our sense of safety and well-being, deprivation are all included and will all benefit". One of the plan partners, Dr Tony Stevens, Chief Executive of the Northern Health and Social Care Trust, spoke of the importance of partnership working: "The health and social care needs of the local population are best met when we come together as a community to develop a shared vision and action plan. The Community Plan provides a community-based and multi-agency approach to local issues, with a focus on early intervention and prevention. I look forward to working with the people of our community and our partner agencies in bringing forward initiatives and new ways of working that will greatly improve the health and wellbeing of the Mid Ulster population." For a copy of the Mid Ulster Community Plan and for more information, visit www.midulstercouncil.org/communityplan.


text: Read moreRead less1/7|A FULL-LENGTH MIRRORWe start with the all-important full-length mirror. Everyone—single, male, female, coupled—should have a full-length mirror. And forget about those sticky mounted Bed Bath & Beyond babies. If well done, a full-length mirror can double as a piece of art. My favorite is this bleached-pine number from ABC Carpet & Home. Clean, light, and impressive. Urbn mirror in bleached pine. $795, from ABC Carpet & Home (888 Broadway in New York).FacebookTwitterPinterest


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CLWB.org is delighted to announce a major initiative aimed at democratising Artificial Intelligence (AI). AI is driving the automation of a swathe of jobs – including many that were once regarded as 'safe'. Whilst AI can seem inaccessible and complex at first, our goal is to open up AI for as many people as possible… Read More
Internet of Learning-Things
Mass access to the Internet is a mere 20 years old and during this time Web Services have completely revolutionised how we interact – so how will the Internet transform us over the next 20 years? This article explains how technologies can be architected to allow learning to flourish in the emerging world of the… Read More
What is Ubiquitous Learning?
There is a lot of talk at the moment about Ubiquitous Learning. But what exactly is it, should we care, and how should it be implemented? This article by Edutech Associates member Nick Fekos explores these questions. Ubiquitous computing is a model of human computer interaction in which computer processing has been integrated fully into daily… Read More
Assess. Analyse. Intervene.
This white paper – Assess. Analyse. Intervene. From E-Assessment to Personalised Learning – was written to help Ministries of Education, Local Education Authorities and prospective suppliers understand how to build on E-Assessment and E-Examination to create personalised learning experiences. Taking the three key building blocks of Assessment, Analytics and Intervention, the paper defines a Personalised Learning… Read More
Invitation – Schooling Solutions Community
Thanks to the 80 people from 25 countries that took time out from the BETT Show to spend a morning with us at the Schooling Solutions Workshop. As Roberta Bento from Planeta Educação said – "its amazing how so many of our problems and opportunties are the same". Key themes that emerged from the workshop… Read More
2012 – The Year of Constructive Disruption?
This article is a personal perspective of the key Education Technology trends that we can expect to see in 2012. Whilst not expecting anything as apocalyptic as the Mesoamerican Long Count Calendar theory, my belief is that the world of education technology will see new and powerful disruptive forces in 2012. Whilst there are certainly… Read More
Schooling Solutions Workshop, London, January 12, 2012
If you are in London on the 12th January for BETT, come and join us at our Schooling Solutions Workshop. Key questions that the workshop will address include: How can standards be raised whilst reducing costs? How can you take advantage of trends such as personalization, BYOD, Cloud and virtualization? What approaches can you take… Read More
Austria – e-Learning and Innovation Conferences
Thanks to my colleagues in Austria for inviting me to give the keynotes at the "Elearning Conference" in Eisenstadt and the "Microsoft Innovation & Education Conference 2011" in Vienna. In all, around 350 senior Ministry of Education, Local Authority and teachers attended these events to learn about effectiveness, collaborative learning and the "new world of work". My… Read More
Let's Talk About Money
Working with some European countries recently has brought the issue of money – and how it relates to technology – into sharp focus. This article argues that in times of shrinking budgets, there is a strong case to make more, not less investment in ICT. Should money be spent on ICT in schools at all? With… Read More
E-Learning Expo, Athens, Greece
It was a great pleasure to deliver a keynote and participate in E-Learning Expo in Athens. Media coverage of social unrest in Greece paints a completely one-sided picture. Whilst clearly there is a crisis in Greece, there is also a very strong drive towards progress evidenced by hundreds of teachers and decision makers giving up their Saturday and Sunday… Read More


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Roman Bath's Tour
London to Roman Baths Tour chauffeur driven car hire
London to Roman Baths tour car transfer – My London chauffeurs Roman Bath tour, luxury cars for hire during your visit to Roman Baths.
Why stress yourself with the London transport system when you have the option of contacting us at My London chauffeur driven cars where we can provide you with a fleet of my London chauffeurs luxury cars to satisfy your every need. The Mercedes S-Class or even a vehicle from our Bentley or Rolls-Royce range is available for full day hire or for transfers to and from Roman Baths. The Beauty of this Luxury My London chauffeurs car is that it allows you to arrive at your destination in style. This also provides convenience when being my London chauffeurs to and from Roman Baths.
Let My London chauffeur driven cars provide you with luxury my London chauffeur vehicle and a professional chauffeur driver to transport you during your day out to allow for a memorable day.
Check out our My London chauffeurs fleet page to select my London chauffeurs vehicle of your choice and once you have decided please feel free to contact us for your quote via the enquiry page or by calling us.


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Healthcare Resources benefit package includes; Health, Life, Dental Insurance, IRA, PTO, bonus opportunities, CPR, CEU and ongoing education opportunities.
Career Opportunities:
Apply online for the following positions
PRN RN's for direct patient care in the following areas: Coppell, Colleyville, Grapevine, Irving, Central, East and South Dallas. Job duties consist of direct patient care in a variety of settings. 2+ years of recent home health experience required including knowledge of OASIS, ICD-9 coding, Federal, State and documentation guidelines. Excellent clinical skills and knowledge of disease processes, medications, patient education, venipunctures, IV therapy etc. Must have reliable work history and dependable transportation. Position may lead to full time status depending on area of coverage. Experience with Kinnser software and bi-lingual a plus.
Community Liaison: Part time to Full time position to work as a community liaison in Arlington, HEB, Fort Worth and Mansfield areas. Job duties include but are not limited too, community education programs, coordination of care between the agency and physicians, introduction of agency and services to Assisted Living Facilities, Independent Living Facilities, Senior Communities, networking with other healthcare entities to generate new referral bases, assisting with events such as health fairs, job fairs, educational presentations in the community etc. Position requires recent home health experience with community contacts, ability to present company information and provide community education, outstanding personality with positive attitude, reliable work history and dependable transportation. Nursing degree a plus.
Full time PT: Positions available for full time PT for Arlington, HEB, Fort Worth and Mansfield areas. Must have current/valid license, recent home health experience with reliable work history and dependable transportation. Must have the ability to educate patients and provide in home training programs. Knowledgeable of modalities used for therapy treatments in the home, Federal, State regulations regarding current guidelines for therapy coverage. Ability to work with a team of other healthcare professionals and coordinate care appropriately. Reliable work history and transportation required. Salary + benefits depending on experience and area of coverage.


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We live in a hectic world where it's common to find ourselves with more things to do than hours in the day. As an online student, missing deadlines is not the path to good education or career success. But what can you do to make sure you stay on task without losing your mind?
According to U.S. News & World Report, below are the top time management mistakes online students make and how to avoid them.
Mistake 1: Keeping family out of the loop
Before starting an online program, sit down with your family, explain what you're doing and clarify how much quiet time you'll need to complete your coursework.
Mistake 2: Not sticking to a schedule
Designate specific times in the day to do your coursework. This can be at night, in the morning or over the weekend. The important thing is to stay committed to the times you've set aside to concentrate on your school work.
Mistake 3: Waiting until the last minute
Don't procrastinate, and don't wait until the last minute to reach out to your Student Success Advisor or professor for help.
Mistake 4: Wasting time online
Computers in general are a time drain. One minute you're reading your class notes, and another minute you're scrolling Facebook and shopping online. To stay focused, only keep necessary university tabs open while you're on the computer. Having shared these top time management mistakes online students make I would like to share 5 strategies to help you be successful:
- Read the syllabus. The syllabus is your road map. To quote Yogi Berra, known for his pithy quotes,"If you don't know where you are going you'll end up someplace else."
- Plan weekly study times. Completing online assignments in addition to what you normally do in your day can be challenging. Block off set times each week.
- Log into the course a minimum three times per week Get in the habit of checking in constantly
- Ask questions. Your SAU Online instructors want to help, they want students to be successful and expect you to ask questions. When you do ask a question, make it count. Before you post a question, know what you are asking and why. Do your best to be clear and concise in your communication.
- Make connections with fellow students. Connecting with your fellow learners can help renew your energy and they can help you accomplish and enjoy the great things of this new journey you are about to begin.
Read how Spring Arbor University online is uniquely equipped to help you reach your education and career goals.


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Mobile Check Deposit (For Personal Checking/Savings Accounts only)
Save yourself a trip down to the bank (even though we always love to see you!). Deposit checks directly from your smartphone whenever it's convenient for you.
Free mobile check deposit is a feature of our free mobile banking app for your Apple® or Android™ device. Simply sign your check, snap a photo of it, and submit it using the app! It's secure and easy.
- Summary
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Download our free mobile banking app today to take advantage of mobile check deposit!
*Wireless carrier data rates may apply.


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A former Piper reporter and columnist has written a book of poetry and short stories, which were published as a gift by her late husband.
Mrs Sally Leiper's book is called 'Memento: Poems and Stories from a Country Life'.
Sally said: "I'm so thankful to my husband John for publishing them, and that he saw the proof of it before he died in September."
Her writings include thoughts beside a much-missed dog's graveside, the joys of shepherding, the perils of modern communication technology, and stories about Fred Dragon - a series first told to Sally's young niece, called Alix.
Sally said: "Alix would say, 'Tell me about Fwed Dwagon,' whenever I offered her a bed time story because she was so young and struggled with the 'r's.
"And though he's retired now I do still sometimes tell Fred Dragon stories for Alix's children."
Sally was born Sally Ross in 1935, largely worked in pharmacy, and wrote dog-related articles for Scottish Field during the 60s and 70s, and was the Scottish correspondent for Dog World for 30 years.
She joined the kennel club within a couple of days of women being able to join, and has judged at Crufts, and written for their magazine.
During the 90s, she wrote Westhill news for the Piper - a period during which she described herself as "the oldest cub reporter", and from around the turn of the millenium, Sally wrote Waggy Tales for about a decade - a monthly column focusing on pet ownership. Sally currently lives in Westhill, with her one remaining dog - a 12-year old border collie called Star.
The book is written for all ages, and is available from Yeadon's of Banchory and Amazon.


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This is a continuation of last week's post of 10 easy guitar songs for beginners. Check those out if you haven't already. Chords, lyrics, and videos of each songs are included so you can play them!
The best thing a beginning guitar player can do is to apply all the new chords they are learning to playing an actual song. After all, isn't that why you're learning how to play guitar in the first place?
So again, here's my picks of some easy guitar songs for beginners that you should be able to pick up right when you are first beginning guitar (or even if you've been playing awhile! These are good songs still!). There's a mix of some new pop songs and older classics in this list.
Click on the song title to view chords, lyrics, and a video.
Easy Guitar Songs for Beginners
1.) House of the Rising Sun by The Animals
2.) I'm Yours by Jason Mraz
3.) Keep Holding On by Avril Lavigne
4.) I Walk the Line by Johnny Cash
5.) Viva La Vida by Coldplay
What would you add to this list?


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Fireworks, Music, Refreshment and Family Fun at the Tullahoma Independence Day Regional Celebration
June 7, 2018
Community Development Coordinator, Winston Brooks, 455.2648
Director of Parks and Recreation, Kurt Glick, 455.1121
Fireworks, Music, Refreshment and Family Fun at the
Tullahoma Independence Day Regional Celebration
Call for Vendors and Sponsors
The City of Tullahoma is celebrating America's 242nd birthday this year with a free family festival. The City is pleased to announce that we are now accepting applications for vendors and sponsorship opportunities are still available. Gates open at Noon on Tuesday, July 3rd. Frazier-McEwen Park and Grider Stadium will be filled with free music, games, food trucks, kids zone, and of course, fireworks that evening.
Leading up to the fireworks show, the music features three bands: Chase Clanton and the Vintage Vibes; Vinyl Radio, seventies and eighties music; and Sixwire, aka Small Time Rock Stars. If you've been to a Nashville Predators game, you may have enjoyed this band. The band's story is pure Nashville. They met while touring with Lee Greenwood and have gone on to successful careers with other artists and their own band, Sixwire.
The fireworks will be presented by a national pyrotechnics company that has presented shows around the world, including in Nashville, the Washington Mall and New York City. This will be the largest fireworks show in the area. And this year there will be more close up fireworks and larger 8-inch mortars added to the show. "Be sure to find a spot on the baseball field," said Director of Parks and Recreation, Kurt Glick. "Visitors will be the best experience when they enjoy the show from inside Grider Stadium."
Vendor space is available for businesses for $100, food vendors for $70 and arts/crafts for $35. This is a Regional Independence day event. Tullahoma wants to invite the region to experience a great day of fun and an evening of amazing fireworks. We are also inviting anyone who is interested to reserve a booth to showcase their business, food or art. The application deadline is June 25. For details, contact Winston Brooks at 931-247-1574 or complete the form at http://www.tullahomatn.gov/fireworks and mail it to Tullahoma Fireworks, PO Box 807, Tullahoma, TN 37388.
If an organization would like to have a presence at the celebration and be a sponsor, please contact Mayor Lane Curlee at 581-0360 or firstname.lastname@example.com. There are sponsorship levels ranging from $250 to $5,000.
"We are still accepting sponsors, so please consider this patriotic regional Independence Day celebration," said Mayor Curlee.
"There are so many fun activities planned for this event that we are expecting to draw thousands of people from the surrounding communities. The Board of Mayor and Aldermen want to invite our neighboring communities to come to the park and celebrate our independence," added Curlee.


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This image is for illustration only. The product is a download.
A Dictionary of Biblical Languages w/ Semantic Domains: Greek (NT)
by Swanson, James A.•
Faithlife 1997
This Greek volume of the Dictionary of Biblical Languages (DBL) provides a comprehensive resource for the student of Biblical Greek. The text is ordered by GK (Goodrick-Kohlenberger) numbers, but virtually every article contains references to Strong's numbers as well. Links to the Louw-Nida Lexicon (also available for the Logos Bible Software) abound. Information on semantic domains is a mouse-click away. In essence, this Greek volume of the DBL is a centralized source of information about Biblical Greek, with numerous links to other resources for comparison.
Product Details
- Title: A Dictionary of Biblical Languages w/ Semantic Domains: Greek (NT)
- Author: James Swanson
- Publisher: Logos Research Systems
- Publication Date: 1997


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When a woman like Olivia Austin bends over, the sight is amazing. Especially when shes wet and ready to receive a good fucking.
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