text:
Credit Risk, Probability of Default, Clustering, Threshold Accepting, Differential Evolution.
Review Status
General review by COMISEF Wiki Admin, 10/11/2008
Basel II imposes minimum capital requirements on banks related to the default risk of their credit portfolio. Banks using an internal rating approach compute the minimum capital requirements from pooled probabilities of default . These pooled probabilities can be calculated by clustering credit borrowers into different buckets. The clustering problem can become very complex when the Basel II regulations and real-world constraints are taken into account. Search heuristics have already proven to show remarkable performance in tackling this problem as complex as it is. A Threshold Accepting algorithm is proposed, which exploits the inherent discrete nature of the clustering problem. It is demonstrated that it can be a valuable alternative to methodologies already proposed in the literature, such as standard k-means and Differential Evolution. Besides considering several clustering objectives for a given number of buckets, we extend the analysis further by introducing new methods to determine the optimal number of buckets in which to cluster the bank clients.
1 Basel II and Clustering of Credit Risk
1.1 Minimum Capital Requirements (MCR)
Basel II emphasizes is on the adequacy of shareholders' capital for a given risk profile. The bank's Value at Risk borrower i is equal to this debtor's exposure at default (EADi) times the fraction (loss given default, LGDi) of EADi that may not be recovered.
A bank may account for the expected part of VaR (i.e., VaR times borrower i's probability of default PDi) by provisioning. However, under negative economic conditions the conditional probability of default (PDc,i) is likely to exceed the expected PDi and thus may cause losses in excess of provisions. In order to ensure the stability of the banking system, banks are required by Basel II to hold regulatory capital (RC) that is related to these unexpected losses.
1.2 Credit Risk Rating
In order to compute the minimum regulatory capital most accurately, banks assess the clients' "riskiness" by evaluating their probability of default over the subsequent 12 months. Afterwards, clients are pooled together in buckets and are assigned the same 'pooled' PD. RC can be then computed by treating the mean PD of all borrowers in bucket b as a proxy of an individual borrower's PD.
Computing RC from pooled PDs results in an approximation error. Therefore, Basel II requires banks to assign borrowers to buckets meaningfully. We propose a methodology not only to tackle the problem of determining the PD buckets width (clustering the clients into a given number of PD-buckets), but also to determine the optimal number of buckets in which to partition the banks' clients and validate ex post the classification system.
This problem is complex to tackle since there is a trade-off between having a small number of large buckets and a high number of small buckets. In fact, clients belonging to the same buckets are assigned the same pooled PD. Hence, we would like to have a large number of buckets in order to minimize the loss of precision. However, in such a case it would be difficult to validate the consistency of the rating scheme ex post, since the number of defaults in each bucket would probably be too low for statistical validation. On the contrary, if the number in which to partition the clients is small, buckets tend to be too wide which might lead to an overstatement of the capital charge.
2 Two Optimization Heuristics for Credit Risk Bucketing
To determine the optimal PD buckets structure we introduce two heuristic optimization techniques. Threshold Accepting (TA) and Differential Evolution (DE) algorithm. We face the PD bucketing problem as a clustering one, i.e., we want to determine the optimal partition of N bank clients in B buckets with respect to a given objective function and subject to some constraints.
Given the inherent discrete nature of the problem, TA is a better alternative than DE. While both heuristics find reliable solutions and they need little or no parameter tuning, TA is faster (less computational load). That's because we alter only one bucket threshold per iteration and we compute only those two buckets' fitness and update objective function value of current solution. As a consequence we observe tremendous increase in search speed.2 In DE we need to evaluate the fitness of all buckets always as we alter all buckets every time.
3 Endogenous Determination of Number of Buckets
Validation of Actual Number of Defaults
In order for defaults to be predicted correctly the actual number of defaults in any buckets b should lie inside the interval of minimum and maximum predicted number of defaults. Then, we can state with confidence $1-\alpha$ that the credit risk rating system is suitable for predicting defaults in that bucket.
A crucial factor driving the precision of any ex post evaluation is the number of borrowers per bucket. So, defaults (D) are based on the mean predicted $\overline P \overline D_{b} +- \varepsilon$ and the number of borrowers $N_{b}$.
Given that the actual default for a loan is a binary variable, the number of actual defaults within a bucket can be modeled by the binomial distribution. Consequently, a $1-\alpha$ confidence interval for $D_{b}^{a}$ is defined by:(1)
The choice variable is $N_{b}$. For a given bucket b of size $N_{b}$ we just have to check whether the constraint $P_{int}\geq 1-\alpha$ is met.
Using this concept, we define a credit classification system as meaningful if it allows for an ex post validation at a given level of precision as described by the two parameters $\alpha$ and $\varepsilon$. If we find the actual number of defaults in any bucket b to lie outside the interval $[D_{b,min};D_{b,max}]$ we can state with confidence $1-\alpha$ that the credit risk rating system is not suitable for predicting defaults in that bucket.
However, it has to be taken into account that not all combinations of $\alpha$ and $\varepsilon$ will be feasible for a given total number of loans to be considered and taking into account the other constraints imposed by the Basel II framework. In fact, a rough back of the envelope calculation shows that for values of $\alpha = 0.95$ and $\varepsilon= 1\%$ would require more 60 000 observations (borrowers), while ouR sample has only 11 995.
Validating Unexpected Losses
An alternative to an ex post validation of predicted default rates is the validation of correct statement of unexpected losses. Banks should set aside equity capital to cover $UL= 1.06\cdot UL$. However, they don't want to keep more than the supervisory authority's minimum requirements. This objective can be modeled by stating that in no bucket b actual unexpected losses in a stress-situation $UL_{b}^{a}$ shall be smaller or larger than predicted unexpected losses $UL_{b}$ plus or minus some fraction $\varepsilon$ of bucket b's stake in total unexpected losses as measured by the percentage of its borrowers $N_{b}$ in the number of all borrowers N.(2)
Since we do not know the distribution of unexpected losses the equation is not operational. Given that we know the distribution of defaults we make a transformation on equation 2. We approximate $UL_{b,a}$ by $N_{b}\cdot \overline U \overline L_{b}$.
Then, divide equation by $\overline U \overline L_b$ and multiplying it with $\overline P \overline D_{b}$. For the equation to hold the actual number of defaults in bucket b must lie within an interval $[D_{b,min};D_{b,max}]$.
4 Results
First results indicate that the best number of buckets is between 10 and 12 for different objective functions. For a seven bucket setting an idealized solution-vector of buckets' mean PDs looks as follows,
$g_{s}=\left( 0.25\% ;0.55\% ;1.5\% ;4\% ;8\% ;14\% ;21\% \right)$.
The UL-constraint shapes the solution in a way that we must not reject the validity of the credit risk rating system if we find ex post actual $\overline P \overline D_{b}s$ that deviate from predicted $\overline P \overline D_{b}s$ by less than $\pm$ the allowed deviations (in percentage points) is given by,
$d = (0.2\%; 0.25\%; 0.4\%; 1\%; 1.8\%; 3.5\%; 6.5\%)$.
The constraints for different buckets are reasonalbe since on the first bucket is quite generous as it contains good borrowers that are unlikely to default. It is restrictive for mid-range borrowers (allowing actual mean PDs to only deviate from predicted mean PDs by roughly 1/4). This is reasonable since it is highly uncertain whether these borrowers will default and cause a high unexpected risk for the bank. The UL-constraint becomes more generous for the last bucket again (allowing actual mean PDs to deviate from predicted mean PDs by roughly 1/3). These borrowers' default is quite likely such that high provisions have already been recognized. Hence, a smaller portion of their default risk must be backed up with capital requirements.
5 Conclusions/Further Work
- The Basel II requires banks to group loans according to their creditworthiness and set aside equity in order to self-insure against unexpected losses from borrowers' defaults under negative economic conditions.
- This task can be tackled as a clustering problem with real-world constraints, imposed by Basel capital accord, increasing the complexity of the optimization problem. We suggest the application of TA. Further, we propose a way to determine the optimal number of buckets based on ex-post validation.
- Further research on this topic is required using larger datasets. Moreover, it is of special interest which confidence- and precision-levels may be used for different sample sizes. Finally, although the constraint imposed on unexpected losses has a strong theoretical support, one might also consider alternative formulations (resulting in a lower computational complexity) for calculating the constraints. The efficiency of the algorithm therefore could be improved even further.
Internal Links
|Differential Evolution
Threshold Accepting
|Related Articles
External links
1. Krink, T. S. Paterlini and A. Restic (2007). Using Differential Evolution to improve the accuracy of bank rating systems. In: Computational Statistics & Data Analysis 52, 68-87.
2. Winker, P. (2001). Optimization Heuristics in Econometrics: Applications of Threshold Accepting. Wiley.


text:
Summary of Federal Laws
Tax Issues Related to Students
Qualified Tuition Reductions
A qualified tuition reduction is any reduction in tuition provided to an employee for the education of an employee or certain relatives of the employee at the institution the employee works at or another qualified institution. A qualified tuition reduction is tax-free. The tuition must be for education below the graduate level, with an exception for graduate students engaged in teaching or research at the university. The term does not include a reduction that represents payment for services. Tax-free tuition reduction is also available to a former employee who retired or left on disability; a widow or widower of an individual who died while an employee, a widow or widower of a former employee who retired or left on disability, or a dependent child or spouse of an employee or any of the above. If both parents have died, and if one of the parents qualified under the list above, the child, if under age 25, can qualify for a tuition reduction from income. Note that for graduate teaching or research assistants the tax-exemption is not available for that portion of the reduction that represents payment for teaching, research or other services that are required as a condition for receiving the reduction.
The Department of Education has taken the position that an institution may release information in response to an administrative summons without violating FERPA.
The IRS released a private letter ruling confirming that tuition benefits for university employees' children are not taxed. The IRS ruled that a university's employees may exclude from income tuition benefits provided for their children under the school's tuition grant program. The IRS ruled that the plan in question complied with the prohibition against discrimination in favor of highly compensated employees. See Priv. Ltr. Rul. 97-10-022 (Mar. 17, 1997)
updated 8-24-18

subset: commoncrawl


text:
|Phato Rafting Festival 2012
|Chumphon Traditional Boat Races
|Chumphon Sea World Fair 2012
|Krom Luang Chumphon Khet Udomsak Commemoration
|Chumphon's Marine Festival
|Lang Suan Fruit Festival
Phato offers not only fun and adventure, but is also a source for learning a life of self-sufficiency. The locals have admirably preserved the forests that are lush and green abundant with their natural flora and fauna all year round.Chumphon Sea World Fair 2012
Chumphon is home to several other homestay projects where visitors can
immerse in the local culture and learn about customs, traditions and way
of life. These include homestays in the fishing communities of Baan Koh
Phithak, Ban Tong Tom Yai and Ban Nai Rai.
- Enjoy delicious fresh seafood
- Watersports
- Photo contest
- Big Cleaning Day
- Nature lovers and divers will be able to sign up for voluntary conservation activities such as the planting of mangrove saplings, the release of fish, turtles, giant clams, and cartoon fish to re-stock the seas of Chumphon, and garbage collection dives.
- Music on the Beach light-and-sound
The traditional boats used in the Chumphon boat races are hand-crafted vessels dug-out from the trunk of a single tree. The Takien (Hopea) is the tree of choice. Although it is a hardwood tree, the trunk is buoyant. It is also water-resistant. The vessels are stream-lined with a broad bow (khon ruea in Thai) tapering into a narrow stern that ends in a scorpion-like tail. The bow is made from light-weight wood from a jackfruit tree. The vessel is crafted to ensure maximum speed. The bow of the craft cuts through the water with least resistance.The Chumphon traditional boat race is an annual event held at the end of the Buddhist Lent in October. Prior to the boat races being held, Tak Baht Devo Buddhist merit-making rituals are conducted to mark the end of the Buddhist Lent. Activities include the presentation of merit-making offerings such as offerings of food, incense sticks, candles and monk's robes, followed by land-borne and water-borne processions, contests that draw attention to the various aspects of the hand-crafted traditional long-boats such as the design and decoration of the vessels, and cheerleading contests.


text:
Using and Caring for Your Diabetes Medicine
How and where to inject diabetes medicines
Before you inject, please read the "Instructions For Use" information that comes with your medicine or visit the website on the packaging for detailed instructions. Injections can usually be given in the layer of fat right under the skin in the following sites:
- Abdomen (except a 2-inch circle around your belly button)
- Thighs (top and outer parts)
- Upper arms
- Buttocks
Rotating injection sites can help protect your skin
Choose a different area of your body each time you inject your diabetes medicine. For instance, if you inject in your abdomen in the morning, inject in your outer thigh or upper arm the next time. To avoid lumps or buildup of scar tissue, do not inject your diabetes medicines in the same exact spot each day.
Where you inject can affect how quickly the medicine works. Be sure you know how to prepare and inject your medicine and how fast it works.
Talk with your diabetes care team about how to inject your diabetes medicine. Use the injection technique recommended by your diabetes care team.
Here's what you need to know about storing injectable diabetes medicine:
- Follow the instructions on the label
- Keep new, unopened containers in the refrigerator but not too close to the cooling element
- Do not freeze injectable diabetes medicine, and do not use it if it has been frozen
- It's usually okay to store injectable medicine at room temperature after you have opened it, but check the label to make sure
- Do not let injectable medicine become too hot or too cold
- Keep injectable medicine out of bright light and sunlight
- Do not store injectable medicine in the glove compartment of a car
- Do not use injectable medicine after the expiration date on the label
- Always check the package insert for each medicine because storage information can vary between products
How do I get rid of used diabetes supplies?
Put needles and any empty prescription pens, also known as prefilled pens or insulin pens, in a sharps container or some type of hard plastic or metal container with a screw top, such as a detergent bottle or empty coffee can. These containers should be sealed and thrown away the right way.
Check with your diabetes care team about the right way to throw away used syringes and needles. There may be local or state laws about how to throw them away. Do not throw away used needles and syringes in household trash or recycling bins.


text:
The week of Drea's wedding has arrived and a sudden appearance by Jessica has everyone reeling. Meanwhile, Sheree makes a startling confession to Terrell, and Mayte and Humberto finally come to a decision about their future.aired 7/02/14
While Drea, Shamicka and Shanna are thrilled to be in Hawaii without Jessica, her absence isn't sitting right with Nicole. Mayte admits her relationship is in trouble and a game of Truth or Dare brings up Drea's painful past.aired 6/25/14
Nicole wants all the women to join her on a trip to Hawaii but Drea and Shamicka refuse to go if Jessica is invited. Shanna checks in with a therapist to work through her fear of flying.aired 6/11/14
In the wake of Shanna's bombshell, the women decide to sit Jessica down and give her a chance to explain. Meanwhile, Mayte is concerned about her ability to have more children and Drea comes to a heartbreaking realization.aired 6/04/14
Things are a bit unorganized and chaotic as Tony and Drea try to outline the wedding ceremony during the rehearsal.7/02/14
Nicole hosts an event for the launch of her new Destiny Moscato.7/02/14
The day has finally arrived for Drea and Brian to tie the knot and become husband and wife.7/02/14
The women celebrate Drea and Brian as they cut the cake, Mayte steals the bouquet, and they dance the night away.7/02/14


text:
ISLAMABAD, May 4 (APP): Capital Gymkhana beat Islamic
university by eight wickets in a friendly cricket match here at the
Islamic University Cricket Ground on Wednesday.
Gymkhana won the toss and invited Islamic university to bat
first.Islamic university could not manage to handle the pace
bowling of Gymkhana's bowlers Osama, Izhar and Junaid and whole team was all out on 234 runs in 35 overs.
For Islamic university, Omer remained the lone fighter who scored brilliant 110 runs. For Gymkhana Muhammad Junaid bagged five
wickets for 38 runs while Izhar Khan took three for 38 and Osama
Safdar two for 32, respectively.
ISLAMABAD, May 4 (APP): Capital Gymkhana beat Islamic


text:
Angel Valerio is from Triunfo De La Cruz, Honduras. He moved to Brooklyn, New York as a child, where he began his training in Martial Arts. He dedicated himself to his craft, acquiring black belts in Tae Kwon Do, Hwa Rang Do, and Hapkido. He also studied Capoera, Long Fist Kung Fu, Muay Thai and Kickboxing. In Los Angeles, he's trained with Kickboxing Legends Benny "the Jet" Urquidez and Peter "Sugarfoot" Cunningham.
He is a winner of various awards from Kickboxing Tournament Circuits, has fought for the Chuck Norris World Combat League and the USA Kickboxing Team, and was the USKBA Light Heavyweight Champion. Angel's martial arts skills attracted the attention of Producers, and he was cast in a Play called "Children of Legacy" by Sean Nelson. Angel continued competing in Kickboxing tournaments, but his love of acting was born.
In 2011, he met his friend and business partner Christopher Miles and the two teamed up for their first short film, "The Wait," A dark Drama about three people in an apartment, waiting to learn their fate after a violent home invasion. In his next project, Angel assumed the dual role of Fight Choreographer and Actor when he starred in "Redemption." A martial arts Action short about a Man who has to betray his friend to stop a terrorist attack. Now in 2015, Angel's talents have expanded to Film Producer, as he helped to Produce and also Act in his first feature film, "Sleeper," about a Wanted Man hiding out in a secluded house, trying to convince his friend and his hostage that he's not the one who killed the President, it was a Clone.
Angel is a versatile and committed Martial Artist, Film Producer, and Actor and is destined to make a name for himself in the Action Genre of the Movie Industry.


text:
New SCP board member and Education Committee Chair Dr. Frank Clark blogs about expanding the orchestra's educational programs.
The students sat in rapt attention, waiting for Mr. Jones to teach them the next drumming rhythm. Exciting children about music is a core part of the SCP's mission: "The [SCP] entertains, educates, enriches, and excites diverse audiences throughout the Midlands and beyond."
To sustain this mission, we must continue to develop new initiatives that will have a lasting impact on the community at large. One way to accomplish this is expanding the established framework of educational programs like Adopt-a-Musician and Carnival of the Animals. Programs like these and others allow our musicians to form collaborative relationships with students in various communities, facilitating mentorship and an appreciation for the arts. Effective mentorship is one seed that can be planted in the minds and hearts of our youth. These students possess a sense of curiosity and eagerness to learn. There is nothing more gratifying than empowering youth to reach their full potential.
The SCP Education Committee is excited about a new initiative to implement the Adopt-a Musician program in health care settings. One of my goals as committee chair has been to develop a program that will expand upon our organization's knowledge and understanding regarding the impact music has as a healing tool for the mind and the body. I was recently awarded the American Psychiatric Association SAMSHA Minority Fellowship Grant. A portion of these funds will be used to enrich resident education and improve physician well being through music. I'm also interested in how music affects patient outcomes in mental health facilities. As a psychiatrist I recognize that as a provider one must take a holistic approach to the treatment of mental illness and the maintenance of mental health. Additionally, health care providers must be equipped with the proper tools to "heal thyself" in order to withstand the storms of life.
Music is a priceless form of medicine that can positively impact the physician-patient relationship. It is one form of therapy that entertains, educates, enriches, and excites a community. We look forward to an exciting and transformative 50th season.


text:
Hey, we use cookies. Learn more about our cookies policy.
Mercury magazine and two strange blobs? Yes - it's a challenge for you and your buddy or mate. Help those two get out of here, before it can harm them! 2 player adventure game with many platform is basically not surprising, but if you look good then you will find here a whole bunch of great entertainment that will draw you completely. But not only you but also your friend who needs your help from the beginning to the end. Various you increase skills and therefore try to use this to support each other during this expedition. Don't wait any longer, it's time to check up on each mission!


text:
In the story of Moses and the exodus from Egypt, the land flowing with milk and honey was the promise of plenty a fertile land, good and spacious, the beauty of all lands a paradise. Most of all, the land of milk and honey was the hope of freedom. After enduring slavery, exile in the wilderness and battles with neighboring landowners, the Israelites held on to the hope of a better, more prosperous future.
For some, this hope is still alive in the hearts and minds of those in the greater Wilmington community who have taken up their plowshares by raising goats, chickens and bees, in an effort to free themselves from commercial-economic influences. Experience with them the satisfaction of self-sustenance and maybe even help save the environment in the process.
Samanthas Goats
As a kid, I lived next to a family that raised cows and I always loved being around animals, Smith says.
Her love for goats began when she befriended Miss Sally Martin, owner of Ashton Farm Summer Day Camp in Burgaw, North Carolina. From Miss Sally, Smith purchased two rambunctious Nubian kids with the hope that they would make great pets and great companions for her children.
The familys bottle-raised goats, Wooly Wonka and Nanny McPhee, are no strangers to sharing the love, especially with a yard full of chickens, two cats and a dog.
Goats are funny animals to watch and play with. Once they get older, I can teach them how to laugh and dance on command, Smith says.
Noisy and nosy, Wooly and Nanny are very social creatures with big appetites. Though they are only six months old, the pair has managed to clean the leaves off of almost every tree.
Producing an average of two to three quarts per day, Nubian goats are not only loveable and playful, but also provide their owners with a steady supply of rich, creamy, wholesome milk. When they reach a healthy birthing weight (approximately 80 pounds), Smith will finally be able to milk them.
When they are old enough to be milked, I will be able to get ... cheese out of them. The rest of the milk will be used to make candles, soaps and lotions that I will sell in my shop, Smith says.
Not only will Smith soon be able to get milk, cheese and other dairy products from her goats, but she also collects fresh eggs from her chickens. Chickens are easy animals to obtain and carry fewer restrictions than goats to raise. Often, permits are not needed for chickens unless they are noisy. In order to house chickens in New Hanover County, there must be 20,000 square feet of space contained in a secure fence and 10 square feet per animal. For livestock to be housed in a residential area there needs to be a minimum of 40,000 square feet with 20,000 square feet per animal. In both cases, the animals need to be set back 25 feet from the property line.
Barrie Cohen
Heathers Chicks
Heather Horak has created a lifestyle surrounding her chickens. They are more just animals; theyre her pets. They have become the center of entertainment for her four-year-old girl and six-year-old boy.
Her eight chickens, many named by her youngest daughter, produce an abundant amount of eggs that she uses to cook everything from hard-boiled eggs to cheesecake. She houses her fine-feathered friends in a homemade coop in her backyard.
The supplies for my coop were either donated to me or I found people giving away hardware scraps on craigslist, Horak says.
Her love for chickens started as a child growing up in Amityville, Long Island. Her parents started out with a few chickens for fun and her love of them skyrocketed from there.
Ramsey, a black Australorp chicken, is the leader of the peep and the oldest chicken in the coop. Ramsey is quite the social butterfly, allowing Horak to stroke her feathers without the slightest bit of flinching. Bawk Bawk, an Easter Egger, lays eggs so blue they could be painted. With such a wide variety of chickens in her coop, there is no shortage of egg production.
The younger the chickens are, the smaller their eggs are, but the more frequent they produce. The older chickens have a slower egg production; however, their eggs are bigger, Horak says.
When Horak has more than she needs, she takes to the bartering and trade field. She trades her eggs with neighbors or friends, for food or other services.
I traded a dozen eggs for my sons first haircut, Horak says. My neighbor has a boat and goes fishing a lot. I trade my eggs for some of his freshly caught fish.
Like goats, chickens are pantophagous theyll eat anything. Horak uses her pets as environmentally friendly compost machines by feeding them the scraps from her table. Horaks chickens especially enjoy crab legs and vegetables.
Genevieves Bees
Chickens are pretty smart, Barker says. If the hive is not high enough up, the chickens will come and tap on the beehive and theyll jump out and theyll eat the live bees. So you have to get the beehive high enough over the heads of chickens so they dont get into a gumball machine activity where theyre just pecking the hive.
Barker, a former anchorwoman at WECT, found a new desire to protect the bee community after watching the award-winning documentary, Vanishing of the Bees. She cares for her bees and even talks to them in soothing tones to calm them down.
I worry about the bees, Barker says. They are in serious short order.
Because of industrial and neighborhood pesticide use, many bee colonies are beginning to collapse. The majority of remaining bees are either commercial or hobbyist; there are very few wild beehives left.
We have the potential to lose the pollination of our fruits and vegetables, Barker says. There are simple things you can do in your yard to preserve the bee community. You can plant bee-friendly foliage. Plant butterfly bushes holly is something the bees feed on here, lavender, tulip poplar, gallberry.
Burt Millette, a beekeeper of more than 20 years, and Barkers teacher, believes it would benefit the bees if people were to set up beehives in their backyards. Not only would this help to save the bees, but it might also provide owners with an abundance of honey one hive can produce anywhere from 30 to 60 pounds of honey. Barker and Millette even believe locally-produced honey can help to prevent allergies. Barker has traded her honey in exchange for meals at Manna, a local restaurant. Niles Merritt
Copyright 2019 Wrightsville Beach Magazine. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text:
It's not often that we get to speak with a Terminator. However, actress Kristanna Loken (who played the T-X in "Terminator 3: Rise of the Machines") is so much more than the iconic, red leather, liquid metal coated killing machine that fans fell in love with back in 2003. Not only a movie star, not only a television star, Kristanna Loken is a successful producer and business executive, who added maybe the greatest accomplishment of all less than a year ago when she became a mother.
So needless to say, we were thrilled to talk to the delightful Kristanna Loken about what she is doing now, what her future possibly holds, and about the T-X Terminatrix of course!
So without further ado, here is our conversation with Kristanna Loken:
SKYNET'S ARMY : Thanks Kristanna for taking some time out of your busy schedule to talk to us.
We first want to congratulate you again on the birth of your beautiful son. Now that almost a year has passed, do you think motherhood has, or will, change you in regards to how you proceed with your career and your future project choices?
KRISTANNA : Motherhood is the most incredible role I will ever have. Every choice & decision carries much more weight as I'm directly influencing my son. I have grown exponentially from this experience thus far, and feel that Thor is my teacher & I am the student. He is the top priority in my life & films & other projects will have to make sense with his schedule as far as location and timing.
SKYNET'S ARMY : Children today get heavily involved with video games, especially boys. Have you considered that when your son is old enough to play those classic "Terminator 3" games that features his mother, you are going to be the coolest mom on the block?
KRISTANNA : I have 2 stepsons and they sure do love their video games! I haven't considered whether or not I will deem the T3 game appropriate. I will watch it first to make sure. However, he might find it pretty cool that he can play his mom's character in a game!
SKYNET'S ARMY : Speaking of Terminator, so many fans feel you were the best part of "Terminator 3: Rise of the Machines". And, every time there is a new Terminator project announced, there is always speculation that you might return as the T-X. Has there ever been preliminary talks about your return, and would you be willing?
KRISTANNA : I would love to reprise my role as TX! Don't rule it out, you never know what the future holds!
SKYNET'S ARMY : Fans always get excited when you return to the action genre. In your latest film "Black Rose", you do just that. You play a police profiler named Emily Smith that teams up with a Russian police major in an effort to track down a psychopathic killer before he strikes again. Did this role require any special preparation, and did you come away with anything in regards to how you feel towards that profession?
KRISTANNA : "Emily Smith" is a new police profiler who teams up with the Russian Major (Alexander Nevsky) that the LAPD has hired to help crack the case. This is Emily's first time that she experiences people dying under her watch and it deeply affects her.
KRISTANNA : (continued) I personally wanted to experience what the tragedy would be like as much as possible, so I watched a real beheading video to deeply absorb the pain. This was extremely difficult. The weight of the loss of humanity on your shoulders in this profession is very difficult and I can see how a police profiler could get obsessed with finding the killer.
SKYNET'S ARMY : (Lastly), Your "Black Rose" co-star, actor Alexander Nevsky, who plays the Russian police major your character partners with, also directed the "Black Rose". Have you ever considered one day getting into directing yourself?
KRISTANNA : I am currently launching my production company Trio Entertainment.
KRISTANNA : (continued) I am very excited to have more creative control as an actress, producer, and yes director at some point. I feel more ready than ever to take on directing. I'll just have to decide which special project that will be.
We would like to thank Kristanna Loken again for taking time out of her busy schedule to speak with us.
Be sure to watch and support her new movie Black Rose, which will be in theaters on April 28, 2017, and on VOD (Video On Demand) and DVD this May 2nd!
Please visit BlackRoseMovie.com for more information, or stay a little while longer and watch the international trailer for "Black Rose" below:
We'll be back!
"John Connor was here! Where did he go?"


text:
Food Science
Campus Involvement:
Sigma Alpha Professional Agricultural Sorority, Food Science Club, Delta Phi Alpha (German Honor Society)
What do you like about the UD College of Agriculture and Natural Resources?
I like that CANR is diverse and I'm always meeting new people, but it also has a close "small college" feel within UD, with familiar faces everywhere. The "small college" feel allows for strong relationships between students and faculty, which really helps in making you feel supported academically within CANR. Our farm is one of my favorite parts about the college too!
What is your most memorable AG or UD experience?
The ANFS111 lab is my favorite class I've taken so far at UD! I loved every week, and it was the first time I was able to work hands on with beef cattle, dairy cows, chickens and sheep.
What are your career goals?
I'll be working in the fields of food safety and aquaculture, and traveling a lot for work! Ideally something that incorporates the US and Germany, as I plan to be fluent in German by the time I graduate from UD.
What is an interesting or unusual fact about you?
My family has boxed seats at the UD football stadium and I've only ever missed two UD home games in my entire life! Also I've studied abroad in Germany twice!
What is your favorite book, movie or song?
Book: The Great Gatsby
Movie: There are way too many movies I love to name just one!
Song: I love all music (except heavy metal)!
Graduation Year: 2018
Hometown: Kennett Square, PA


text:
Once, when I was a junior in college, sitting in a noisy London bar on a Saturday night, I successfully convinced one of my dear friends that he did not, in fact, want to be a stay-at-home dad.*
He had just finished telling me how "fun" he thought it would be, how "relaxing" to be a stay-at-home parent—how he could get lots of reading and writing done, and enjoy a leisurely life filled with the finer things.
I had a slightly more realistic picture than he did of parenthood, so after I was done laughing, I set him straight.
"Do you realize that as a stay-at-home parent you could go days or even weeks where the only adult interaction you get is your spouse coming home at the end of the day?" I asked.
That hadn't occurred to him.
"Do you realize that babies need almost constant care and attention, and toddlers make messes out of everything? What about the cooking and cleaning? Do you realize how much work it is to be home with kids all day?"
He didn't, actually, and after hearing the really appealing verbal portrait I painted, he decided he did not aspire to the stay-at-home "life of leisure" after all.
*I want to be clear that of course I support stay-at-home dads, and in fact I have a dear friend who is one—and he would be the first to tell you it's not easy. What I didn't support was my friend's misguided idea that being an at-home parent would be easy.
But what he couldn't understand was why I did want to be a stay-at-home parent—and actually, I was beginning to wonder that myself. Here we were, studying in one of the greatest cities in the world, spending our weekends in Athens and Prague and Dublin. Nothing sounded less appealing than a life of being at home with a baby all day, often with only your spouse for adult interaction. His reaction was that the life I described was not for him; my reaction was that I would prioritize picking a really interesting and fascinating spouse.
What neither of us accounted for, because we didn't know about it at the time, is how becoming a parent changes you. Recently I read this beautiful reflection on Lindsey's blog:
"Looking back at my earlier years of motherhood and remembering the attempts at holding onto my old free self, but knowing that my vocation now was to be in the home carefully tending to the next generation. Parts of that self still wanted to "See the World." Now though, 12 1/2 years into mothering, even though the delights of the world are still interesting, I want to be home more than anywhere else without much of a second thought of anything else. I still find world news and events exciting, but not at the expense of time spent with our family. Even when I am away from home, my heart is pulled towards home. When John so willingly offers me a chance to step away, I really just want to be home with him enjoying our children together. We have invested years into our children and ironically those children become your intrigue, individual biographies to be read and re-read, human beings to get to know over and over. Funny how that works."Her words struck me because she describes something I've begun to experience ever since my son was born—something that is so difficult to describe, or to understand if you haven't experienced it, and yet that has changed me completely.
Before my son was born, I always wanted to be out and on the go. When I was single, I actually had to make a rule for myself that I would stay home at least one night a week (to clean, do laundry, etc.) because otherwise I would never be free of outside commitments. Every evening was filled with lectures, parties, dinners, happy hours, coffee dates. The world was so full of exciting people to meet and things to do that I was never home for long if I could help it.
The world is still full of exciting things, but now I see my home as my little kingdom (or queendom, I guess I should call it). Somehow I care more about making things right in here, having all my family healthy and happy, than about all the things going on in the outside world. The focus of my energies has changed in a way I never imagined or expected.
I also never realized what good company babies can be. They are hilarious, affectionate, snuggly, and cute, laughing at all your slapstick jokes and clapping for your songs. Frankie and I have a lot of fun together all day. The worst thing I can say about him is that he always wants to be close to me—but my gosh, think what a compliment that is. Not a bad thing at all. I could fill a book with all the endearing things this boy does every day. Lately he has this funny habit of trying to pick up my freckles with his little pincer grip, and a few days ago he was pinching a bruise on my arm so I said, "Frankie, don't pinch. Give Mama kisses," so he obligingly leaned forward and gave my arm a slobbery kiss. I'm still melting over that one.
I also never accounted for the whole world of other fun things to do that opened up when I quit my full-time job. Every other week or so, I get together with my friends for baby play dates, trips to museums and parks, coffee dates at each others' houses and afternoon crafting sessions. We half-joke, half-plan about how eventually we will all homeschool our kids together.
For a while after Frankie was born, I said that motherhood had made me an introvert because I found myself suddenly happiest at home, but I've realized that's not accurate. I still love being around people and I draw energy from social interactions. What has changed is that motherhood has brought the source of my contentment inward, to my own home and its beloved inhabitants, rather than outward to the world—where things are thrilling and interesting, but where I have so little control over people's happiness. Here I can make us all happy so easily. A clean kitchen, a tasty family dinner, snuggles and a cozy movie on the couch, baking cookies on a snowy Sunday afternoon—these are the things that make me happiest now.
Sometimes I wonder if the world would be a better place if we all invested in making our own homes peaceful and happy instead of running around looking for happiness in other places. A lot of you seem to do that so well, and I think many of you learned this lesson at other times in your lives and through other ways. For me, it took becoming a mother to learn how to be happy staying in my own home, making it better and focusing my energy there.
Far from what I envisioned in college, I actually like the days I spend alone with the baby, only seeing my husband for adult interaction. Instead of being boring, it's the happiest life I've ever lived. I did not expect that, and that is how motherhood has changed me.


text: So don't settle for drab. And don't buy new. Let our professional deep clean inject new life into your favorite chair or sofa. From couch cleaning to sofa cleaning to all the upholstered and leather furniture in your home, get a clean you can trust—from the people who wrote the book on clean.


text:
Recently Viewed Items
Recently Viewed
Attack On Titan Scout Regiment Chest Pocket Hoodie Costume
Item # RPTAAZ2121 Write Review
Buy New€51.99
Sign Up to be Notified When Your Size Is Available
Recommended Accessories
Product Information
Items Included
- Sweatshirt
- 80% cotton/20% polyester fleece lined sweatshirt
- Front full length zipper, functional breast pockets w/ metal button closure
- Attack on Titan pocket patch
- Officially licensed
Exploring old human territories for areas to resettle is a very dangerous job. It's made even more perilous by the Titans that roam the areas they work in, so only the best and bravest soldiers take up the task. That's where the Scout Regiment, aka the Survey Corps, comes in. It's not really clear if the scouts of the Survey Corps are incredibly brave, or just crazy, but it's probably some combination of both.
Their exploits are so renowned that their insignia, the "Wings of Freedom," has become a symbol of hope for the human race. The most stylish way to show your pride for this elite unit is by donning this Attack on Titan Scout Regiment Chest Pocket Hoodie. This officially licensed outerwear looks like the type of garment a scout would wear to stay warm on an expedition. It has functional chest pockets and metal buttons for storing gear, and features the crossed wings emblem of the Survey Corps on the pocket, sleeve, and back. The life of a scout is far from easy, or safe, but that's why they get to be called the best!
Product Reviews Write A Review
There are no reviews for this item yet. Be the first to write a review!Write A Review
Select Mask to Review:


text:
Yesterdays, a week in history: Sept. 30 - Oct. 6, 1917
Sept. 30 - Oct. 6, 1917
• A series of troop trains to pass through East Stroudsburg en route from Syracuse, N.Y., to Camp Dix, Wrightstown, N.J., were cheered on by a large local crowd.
• The Grand Theater was closed while it was converted from a "picture house" to a playhouse. Some of the improvements would include a new asbestos curtain and an updated steam heating system.
• Monroe County residents were responding to the request to donate books as well as money to the soldiers' library fund.
In support of the drive, Mrs. A.M. Palmer and Blanche Cramer weeded duplicate books from the Stroudsburg Free Library's collection, donating 18 books to the cause.
• Edward Post of Hainesburg, N.J., drove into one of the steel uprights of the Fifth Street Bridge in Stroudsburg, inflicting considerable damaged to his "Ford machine."
• William Smith of Stroudsburg, an operator on the Lackawanna Railroad, moved into his newly constructed home at the corner of Brown and Queen streets, Stroudsburg.
"This is one of the prettiest homes in that portion of the borough," the daily newspaper reported.
• "Due to some freak in the weather or of nature, thousands of little white moths descended on the Stroudsburgs "� like unto a veritable snow storm. They were attracted by the lights in the evening and fairly filled the air.
"The brightly lighted front of the Analomink House had the appearance of a snow storm late in the evening when thousands of the moths lay dead and clinging to the sides of the building."
• Published in the "Visitors" column of The Morning Press: "C.B. Keller Jr., cashier of the Stroudsburg National Bank, is spending a few days transacting business at Philadelphia."
Janis Dahlman


text:
Definitely one of Transformers fans' favourite Decepticons, Masterpiece MP-13 Soundwave will be released soon on 15 December 2012. Takara Tomy has also released new pics of Masterpiece Frenzy + Buzzsaw and Rumble + Ravage coming out next February and March respectively. More pics after the jump.
Takara Tomy Masterpiece MP-13 Soundwave
Release Date: 15 December 2012
Price: 15,800yen
Takara Tomy Masterpiece MP-15 Frenzy & Buzzsaw
Release Date: 23 February 2013
Price: 4200yen
Takara Tomy Masterpiece MP-16 Frenzy & Buzzsaw
Release Date: 23 March 2013
Price: 4200yen
I found this in my collection. Soundwave x Hatsune Miku
And this…


text:
Disclaimer: This is a sponsored post. While YBC was compensated for the post, we are committed to working with small businesses we believe in, whose products we love and would purchase for ourselves. Thank you for supporting the companies that support YBC.
Our spring and summer yoga retreats are just around the corner (last minute deal happening for the Italy Namaslay Yoga Retreat - email us to learn more), our Greece yoga retreat is almost filled up, and we have just one spot left at our Kenya safari yoga retreat! I don't know about you, but I always get super psyched about trips when I start packing. Planning out the outfits and the things I need to have a memorable trip always put me in a good mood. Today I'm sharing a few recent discoveries I love that I think would be perfect to bring on your next trip, and you're in luck because we're giving away all of these goodies to one lucky person. Enter to win below!
Panda Sunglasses, $120. These sunglasses are just what you need this summer. With its wearable, stylish silhouette, the unisex Monroe is a classic wayfarer frame. Its dipped browline and timeless lens shapes look great on all faces. When you wear Panda, you're creating a positive social and environmental impact all around the world. For each pair of Panda sunglasses that is purchased, they give a pair of prescription glasses and provide a medical eye exam to someone in need. You're making a statement to the world that you support fashion with a purpose. Great for practicing with your face towards the sun!
Greener Chef Cutting Board + Utensil Set, $44.99. I'm tired of being HANGRY!! I need to do a better job of having healthy, prepared food with me. This cutting board makes it easy to chop up some fruit/veggies/cheeses for those on the go cravings. Greener Chef makes a great kitchen upgrade or functional gift for any eco-conscious home chef. All YBCers can use promo code GRCHEF20 for 20% off their bamboo cutting board and utensil set.
Do Good Shop Sari Yoga Bag, $38. This is a great little bag for carrying all your yoga gear. The beauty of this little female owned company is that because they are a registered non-profit boutique, all proceeds from each and every purchase benefit artisans escaping human trafficking, forced labor, poverty, and injustice, so you can feel good about your purchase. Use code YOGAFREESHIP for free shipping.
OSEA Malibu Essential Hydrating Oil, $32. This ultra hydrating botanical oil roller has quickly become a fast favorite of mine. I brought it on my recent trip to California and absolutely loved how soft and supple my skin felt using it. It restores a healthy luster to the surface of skin with lavender, roman chamomile, calendula and geranium essential oils. It's super hydrating, and reduces the appearance of fine lines and wrinkles on the surface of skin, while providing a calming, aromatherapeutic effect.
Wild Zora Sampler (5 packs), $14.90. Although there are an increasing number of "all natural" and "healthy" jerky on the market, if you look closely at the labels, you'll find the same grains and sugars you're trying to avoid are just replaced now with new ones; rice starch or agave syrup - with many of the same negative health effects! I've been a longtime fan of the Wild Zora brand, and am psyched to be including them in this year's Yoga Retreat Packing Guide Giveaway because they're delicious, healthy, and easy to travel with. They're kind of like a more flavorful, more moist and definitely more nutrient dense jerky. No weird ingredients, no fillers, and their meats are grass-fed and pasture raised. Amen to that! Easy to toss in a bag for a quick snack on the run! All YBCers can use code CANDACEYOGA-25 for 25% off (good through April).
SATVA Bani Bralette in scratch print, $39 + Mantra Legging in scratch print, $59. - Satva Clothing takes an all-natural approach to organic cotton cultivation. Their material is free from pesticides and fertilizers – allowing nature to take its own course and develop self-sustaining ecosystems. This matching scratch print set is great for practice. I'm thinking it will be a perfect fit for my retreat in Kenya ;) All YBCers can use a one-time 20% off code YBC20. This offer is good for any 1 purchase from satvaliving.com.
Manna Nutrition - is a vegan, GMO free, gluten free, and Paleo-friendly bar to keep your hunger at bay when you're on the go. My favorite is their Cacao Cashew Brownie Bar, which tastes as decadent as it is healthy. A portion of each Manna Nutrition purchase will be used to fund short and long-term clean water, sanitation, and hygiene solutions in areas of need, and you can read all about it on their kickstarter.
- Source Vital Apothecary Stress Relief Roll On, $12.95 - Source Vital Apothecary has an incredibly impressive line of all natural skincare, but I am really in love with this Stress Relief Roll On. It's perfect for travel and when you're feeling a bit anxious on the plane. It smells wonderful with hints of lavender and basil and I've been using it every time I leave the house.
The Giveaway
This giveaway is open to US residents. To enter, just leave a blog comment letting us know where you ultimate yoga retreat destination would be. Where would you go if money were not an issue? Then, once you've left the comment, click the rafflecopter widget below to let us know you did so. If you have an email address you reserve for promotions, feel free to use that one because by entering to win, your email will be passed on to the sponsors. We'll pick a random winner next Monday, good luck!


text:
A conference focused on the medieval history and archaeology of northeast Cork will be held at Fermoy Community and Youth Centre, Fermoy, Co. Cork from May 2nd to 4th 2014.
The Programme
Friday May 2nd
Dr. Paul MacCotter (Keynote speaker): Críchad an Chaoilli, a remarkable window into the past.
Saturday May 3rd
Eamonn Cotter: Introducing medieval Fermoy.
Dagmar O'Riain-Raedel: Ballyhoura saints: at home and abroad.
Tomás O'Carragáin: Críchad an Chaoilli and the Early Churches of Fir Máige.
Dr. Breda Lynch: Reform to Reformation; The Cistercians in Medieval Ireland.
Dr. Paul MacCotter: Anglo-Norman Fermoy, the Roches and the Condons.
Dr. Tadhg O'Keeffe: The Anglo-Norman castles of Glanworth and Ballyderown in context.
Regina Sexton: Food and Identity in Later Medieval Ireland.
M. A. Monk: An exploration of change in environment and agriculture in Ireland between the 10th and 13th centuries AD: the broader context for the archaeological evidence from Co. Cork.
Sunday May 4th
The conference will end with a morning tour of the North Cork region including Brigown church, Glanworth castle, and other significant sites in the area.
The Speakers
Dr. Paul MacCotter is a historian and genealogist, whose research interests include the administrative structures of Anglo-Norman Ireland and of High Medieval Gaelic Ireland. He has published four books and numerous journal papers. He is a part-time lecturer in the School of History, UCC, and lectures in genealogy with Adult Continuing Education in UCC and the Irish Ancestry Research Centre of UL.
Prof. Tadhg O'Keeffe, who teaches in the School of Archaeology in UCD, specialises in the study of Irish and European medieval landscape, settlement, and architecture. His published work - nearly 100 items across a diverse range of interests - includes four books on ecclesiastical architecture and many papers on castles.
Dr Dagmar Ó Riain-Raedel has been a member of the Department of History, UCC, with a special research interest in Medieval History. She has lectured and published widely on the Irish monasteries and, in particular, the connections between these and Europe during the Middle Ages.
Eamonn Cotter is an independent archaeologist and researcher. His main area of interest is medieval architecture. He has published numerous journal papers and recently edited and published Buttevant: a medieval Anglo-French town in Ireland, a collection of papers on the history of Buttevant.
Dr. Tomás Ó Carragáin lectures in the Archaeology Department, UCC. His research interests include early medieval architecture and sculpture, landscape archaeology and archaeological approaches to ritual practice including pilgrimage. His publications include Inishmurray: Monks and Pilgrims in an Atlantic Landscape, and Churches in Early Medieval Ireland: Architecture, Ritual and Memory.
M. A. Monk is a retired UCC lecturer on environmental archaeology who has a particular interest in the archaeology of early farming and settlement with a focus on the early medieval period in Ireland. He has carried out fieldwork, excavation and archaeobotany studies widely in Ireland and has worked on collaborative projects in Britain, Russia and the Lebanon.
Regina Sexton, UCC, is a food historian, food writer, broadcaster and cook. She has published widely at academic and popular levels, and has worked as food history consultant with Bord Bia, Teagasc, Fáilte Ireland, RTÉ and the Irish Heritage Trust.
Dr Breda Lynch works as a Supervisor Guide with the Heritage Services section of the Office of Public Works, and is based at Jerpoint Abbey in Co. Kilkenny, one of the country's best-preserved medieval Cistercian monasteries. She was awarded a Doctorate by NUI Maynooth in 2009 for a study on the Cistercian Order in medieval Leinster. Her book A monastic landscape: the Cistercians in Medieval Ireland followed on in 2011.
Medieval Fermoy
The medieval territory of Fir Máige extended over the north-eastern part of County Cork, north of the Nagle Mountains and approximately from Mallow in the west, to the Cork-Waterford border in the east. The territory is delineated in the medieval tract Crichadan Chaoilli (The Topography of Fermoy), which is based on original materials dating to the mid-twelfth century. Crichad contains a wealth of information on pre-Norman Fermoy, listing the tuatha and bailte of the region, the ruling families of the time, and the dedicated churches of the tuatha. This conference will present the results of recent historical studies of the Crichad, as well as looking at the broader historical and archaeological context of the Fermoy region in the Medieval period.
The conference fee is €30 per person. This includes reception, tea/coffee and all presentations. Delegates have the option of booking Saturday lunch at the Grand Hotel, Fermoy, for €12.95. There are several other options in the town. The conference dinner will take place on Saturday May 3rd in the Grand Hotel, Fermoy at 8pm. Dinner will cost €35 per person. The Sunday Field Trip will cost €10 per person. An online booking facility is available at www.avondhu.org. Alternatively, and for further information, contact: Eamonn Cotter at 086-8173663 or firstname.lastname@example.com
The conference will be held in the Fermoy Community and Youth Centre. The Centre is located in the heart of Fermoy, on the south bank of the Blackwater about 200 metres upriver from the bridge, past the Grand Hotel. Conference lectures will take place in the theatre at the Centre and the opening reception will be held upstairs in the beautiful Anderson Room, which affords spectacular view along the Blackwater.
Directions to the venue
If coming from the Dublin or Mallow direction take a right turn immediately after crossing the bridge; if coming from the Cork or Waterford directions proceed to the centre of town, follow the signs for Dublin, then turn left immediately before coming to the bridge. Proceed past the Grand Hotel to the point where the street narrows. The Centre is on the left at the corner. Google Maps: here.
The Grand Hotel is located in the centre of Fermoy town.
Corbett Court Hotel is located about 8km north of Fermoy, on the R639
In addition there are numerous B&Bs and guesthouses in and around the town, some of which are listed at www.avondhu.org.
The conference is generously funded by Fermoy Town Council


text: Next Wednesday, 22 of May, from 19:00 to 20:30 hours will be held at EAE Madrid a new Management Conference: ¿How to motivate best employees? Today there is a war in the business world: to attract and retain the best professionals in the market. Talent management has become a strategic and competitive tool for organizations that increasingly understand that the human resource is the key to achieving their business goals _What are the keys to retain and attract talent? Why most expendable workers cling to their jobs while the key employees are looking for new job opportunities? It is effective do a pay rise? How do we increase loyalty in our best employees?_ To answer these and other questions we will have with us an expert speaker: Juan Manuel Delgado, HR Advisor Lead and Talent & Development Manager at BP OIL Spain&Portugal "(+ INFO)":http://es.linkedin.com/pub/juan-manuel-delgado/10/54a/8b1 The conference will be conducted in English


text:
Rehabilitation Services
Physical Therapy, Occupational Therapy, Speech Therapy
Orthopedic and musculoskeletal disorders: Physical therapists at Narayan have advanced training in manual therapy, a specialized form of physical therapy that can help alleviate your pain from joint or muscle dysfunction. We see a wide variety of surgical and non – surgical musculoskeletal conditions.
Sports Injuries and performance management: Certified Athletic trainer at Narayan's has a vast experience in the assessment and management of a wide variety sports injuries. We are trained in the use of special techniques like taping, kinesio taping and exercise training to help enhance faster return to sports. We offer pre participation screening and conditioning advice to enhance sports performance. We treat a wide variety of conditions including tendinopathies, ligament injuries, muscle strains, fractures and other soft tissue injuries.
Vestibular Rehabilitation: Physical therapists at Narayan have advanced training in treating vertigo and balance disorders. We can help improve vertigo/dizziness and balance impairments using special techniques like the Epley's maneuver, Canalith repositioning techniques and specialized exercises including Brandt-daroff's exercises for vertigo and habituation training. We utilize a specialized balance assessment tool, 'The Biosway" , that is a modified Clinical Test for Sensory Integration and Balance that helps identify specific balance impairments.
Urinary Incontinence and Pelvic Pain: Our therapist specializes in management of various pelvic floor muscle dysfunction utilizing EMG biofeedback system. If you are dealing with stress or urge incontinence or pelvic pain, talk to our therapist to find out ways in which you can manage your problem.
Neurological Rehabilitation: We treat a variety of neurological conditions including Stroke, spinal cord injuries, Multiple Sclerosis, Parkinson's, Peripheral nerve injuries and neuropathies. At Narayan's, we utilize specialized treatment approaches like neurodevelopmental techniques, brunnstrom's approach, myofascial release and energy conservation techniques to improve function, mobility and quality of life.
Our therapists are certified in L.S.V.T. BIG treatment, a specialized treatment approach for Parkinson's to improve movement, gait and freezing.
Pediatric Rehabilitation: We offer pediatric rehabilitation to help children presenting with developmental delay, cerebral palsy, torticollis, spina bifida and various other musculoskeletal disorders.
We provide a comprehensive lymphedema management utilizing complex decongestive therapy, manual lymphatic drainage, vasopneumatic compression, compression wraps and therapeutic exercises.
Besides, skilled hands on therapy, we also offer several adjuncts to help relieve your symptoms like:
- Anodyne therapy: Used to relieve pain from neuropathy and chronic pain
- Iontophoresis: Used for heel pain and plantar fasciitis, trigger points, myofascial pain syndromes and tendinopathies
- Biofeedback: Used for pelvic floor dysfunction, incontinence and muscle re education
- Russian current : Used for muscle strengthening
- Traction: Used for neck and lower back pain
- Ultrasound: Used for soft tissue injuries, tendonitis and localized pain
- Interferential current: Used for pain relief
- Wii: Used for balance and proprioceptive training
- Biosway (mCTSIB) system: Used for Balance/proprioceptive testing and training.
- Aquatic Therapy: Used to rehabilitate patients after injury or those with chronic illness to improve function ability through the application of aquatic therapeutic exercises.


text:
1909 N. 45th Street Seattle, WA 98103 206.724.0123
Mon-Fri 11am–7pm
Sat 11am–8pm
Sun 12–6pm
Email to a Friend
Be the first to review this product
Availability: OUT OF STOCK
Feeling under the weather? You don't need to call 911, we've got your remedy right here.
Company:Sock It To Me
Size:Fits Women's shoe size 5-10
Fiber Content:75% cotton, 20% polyester, 5% spandex.
Care:Machine Wash Cold. Line or Hang Dry. Do Not Iron. Only Non-chlorine Bleach.
Made In Korea
Double click on above image to view full picture
Use spaces to separate tags. Use single quotes (') for phrases.
Help Us to Keep Magento Healthy - Report All Bugs (ver. 220.127.116.11)


text:
UK Baseball
Arkansas crushes UK 10-1
FAYETTEVILLE, Ark. — Arkansas exploded for 10 total runs over the third, fourth and fifth innings, and ended up with a 10-1 win over Kentucky, evening the series at one game apiece Saturday in front of 9,455 fans at Baum Stadium.
The Cats and the Razorbacks were in an early-inning pitching duel before Arkansas took command.
Arkansas starter Drew Smyly, who entered the game with a 1.69 ERA, improved to 3-0 after going seven innings, allowing just four hits and one UK run, walking seven and striking out five.
UK starter Taylor Rogers (3-3) went four innings, allowing 11 hits and eight runs, while striking out two. UK freshman right-hander Jordan Cooper came on in relief and kept the UK bullpen intact for Sunday, going the final four innings, allowing six hits and two runs — one earned — not issuing a walk and striking out three.
The Wildcats got hits from Chad Wright, Gunner Glad, Braden Kapteyn and Taylor Black, with Black's hit a double. Glad knocked in Black with a two-out single in the seventh for the Cats' only run.
UK will look to secure its first series in Fayetteville in 17 years, dating to the 1993 season, with a win in Sunday's rubber match.


text:
1. In honor of Memorial Day, here's a burnt offering. A writer in search of barbecue excellence traveled this great land of our and ended up in Texas, where he found exactly what he was looking for. Yes, I know you're not surprised. But isn't it nice to know you were right?
a. Burn this, too. Didn't you always want to make your own marshmallows? No? Oh, come on. Looks like fun, almost.
2. Ah! You could have taken a college course in blogology, kind of. Actually, Frenemy Mcadu says he's teaching a for-real blogology course in the fall up in the Blue States. As I have so often asked in this life, why him and not me?
3. For the writer in you: Diagramming the inner workings of the lonely (richly deserves to be lonely) writer. Lucky Kim sends this along.
a. Hey, what do they call this Monday in Canada? Monday?
4. A fantastically detailed look at Yoda-speak. You just have to read this — especially as you kill time as the clock creeps toward some time at which you can reasonably bug out of the office today — but also, friend or foe of Star Wars, read Anthony Lane's shiv in the New Yorker.
Actually, I think the Yoda/Muppets link is key.
5. Oh, wait. It's Memorial Day coming up, not Independence Day. Still, the Non-Expert gives you almost 50 ways to leave your lover, even if Paul Simon wrote that song before you were born.


text:
Recently I had a bit of a conversation about ecology and environmental impact around individual's living locale. The conversation started innocently enough with, "was seafood a common food choice at home"? Of course, that led into, the community I live in today is a fishing community and has been throughout history. Naturally that led into how we went through a total moratorium on commercial fishing industry which naturally has had a dramatic impact on the community.
The conversation continued onto how international communities continued and still do to this day fish the area by twisting political or legal wording to get around the ban. Of course that is big business for you. The armies of lawyers and accountants that school continue to churn out with what I believe are not morally astute individual but one that is armed to win at all cost. I may of course be wrong in my assumption but I also believe that I am not alone in believing that.
Anyway a third person joined our conversation which by this time we had somewhat left the big business outlook on fishing and we were discussing how individuals we observed in our own respective areas which equally abuse the system and the laws set forth. No matter if we believe those laws to be correct or not. This other person proceeded to indicate his views that in no way do the individuals could ever deplete any eco system because of the abundance of nutrients and water flows which nourish that marine life. The damage is caused by big business altering the land to allow vessel traffic up tributaries and meet industry upstream where it's more cost effective to their markets to set up there.
That changing weather patterns influence more the abundance or depletion of any one species. There was more to it but that is the general highlight. One of the participants in the earlier part of the conversation had pointed out that they had observed how people were uncaring as to the egg carrying crabs, which I'm not sure for the area but, I think it was implied that they should be returned to sea to continue their spawning ritual. The fact that people would not limit themselves to the designated quantity set forth by regulation but would rush to their trucks and return with an empty tank so that if questioned at the boat could argue that they were still at or under their limit.
This is the point where our 3rd individual made the comment that individuals themselves could never deplete the resources.
You know that got me thinking about individuals and group dynamics. How often do we, as I myself, state that the problem lies NOT with ME but with big industry and big business. Although I do believe that those big industries in all of the disciplines can have the most major impact in the least amount of time and perhaps that is why we develop such an attitude.
When I think back on some of the self-improvement tapes I have listened to it always comes down to, "ICANNOT CHANGE YOU, I CAN ONLY CHANGE MYSELF". I think that this is true as in the past when I have encountered people, which do, or perhaps believe differently than I do, no amount of argument, for or against a point ever changes them. I do however hope that perhaps our discussion might cause a spark to make them think about it; long after the discussion has vanished and perhaps in that way cause someone to change. But the bottom line still remains that, that individual has had to make a conscious effort to create his or her change. You may provide someone with a match but they must strike it and add fuel to start the fire.
I digress a little, but if I return to the initial conversation points, another thought relative to the "ONE" individual's influence comes to mind. I think to counteract the argument that BIG BUSINESS is the culprit not the individuals, one can reflect on previous statements made here. To put it under a different light, would I want a large sum of money, maybe a million dollars, from any one big business to compensate me, or a dime from every individual in the country? (Since big business services all of the country)
What would you pick? I'm sure this example has been used before and you may be familiar with it. It's one which "apparently" according to my findings started in China thousands of years ago.
Big business payout = 1 million dollars…in your pocket
USA population (Apr/01/2010) 308.7million one dime from each = 30.87 million dollars…in MY pocket.
How does this relate to the conversation? Well it strikes me that if we, as each individual person change our attitude and way of thinking then we will force big business to change THEIR way of doing business.
Is this likely to happen? Perhaps not in my lifetime, BUT thankfully I see the school primers and younger generation aware of that one issue and "BELIEVE" that it can be done. Maybe you have seen this as well.
The Individual'sInfluence
Recently I had a bit of a conversation about ecology and environmental impact around individual's living locale. The conversation started innocently enough with, "was seafood a common food choice at home"? Of course, that led into, the community I live in today is a fishing community and has been throughout history. Naturally that led into how we went through a total moratorium on commercial fishing industry which naturally has had a dramatic impact on the community.


text:
Below are the prayers, included in this week's bulletin, which we will use after every Holy Mass (2 pages). On Monday, June 27th, there will be a special Evening Mass at 7:00 p.m. to celebrate the Feast of Our Lady of Perpetual Help.
My Dear Parishioners of St. Mary Church:
Praised be Jesus Christ and Mary Immaculate!
I am writing to remind you that today, August 7th, the first Friday of the month, we begin, as a parish family, the Novena to Our Lady in preparation for the Feast of her Assumption into Heaven – nine days of prayer (August 7th through the 15th). The special intention of this novena is for the return of those who have abandoned the practice of the Faith. If you have forgotten about participating in these nine days of prayer, I earnestly invite you to be part of the novena – that we may be united in one heart and voice, asking the intercession of the Holy Mother of God to move the hearts of those who, for whatever reason, have left their Father's house and are living without the powerful grace of the Sacraments, given by Our Divine Savior to His Church. The Novena Prayer was included in last weekend's bulletin. If you have misplaced it, or didn't receive a bulletin, I have it attached the Novena Prayer to this email in both Word and PDF formats. We will also pray the Novena Prayer after the weekend Masses and after the Masses throughout the week leading up to the Feast of Our Lady's Assumption on Saturday, August 15th, the last day of the novena.
Deo gratias et Mariae,
-Father Lawrence
Holy Child Mary of the royal house of David, Queen of the angels,
Mother of grace and love, I greet you with all my heart.
Obtain for me the grace to love the Lord faithfully during
all the days of my life. Obtain for me, too, a great devotion
to you, who are the first creature of God's love.
Pray the "Hail Mary…"
O heavenly Child Mary, who like a pure dove was born
Immaculate and beautiful, true prodigy of the wisdom of
God, my soul rejoices in you. Oh! Do help me to preserve
the angelic virtue of purity at the cost of any sacrifice.
Pray the "Hail Mary…"
Hail, lovely and holy Child, spiritual garden of delight, where,
on the day of the Incarnation, the tree of life was planted,
assist me to avoid the poisonous fruit of vanity and pleasures of the world.
Help me to engraft into my soul the thoughts, feelings,
and virtues of your divine Son.
Pray the "Hail Mary…"
Hail, admirable Child Mary, Mystical Rose, closed garden,
open only to the heavenly Spouse. O Lily of paradise,
make me love the humble and hidden life;
let the heavenly Spouse find the gate of my heart always open
to the loving calls of His graces and inspiration.
Pray the "Hail Mary…"
Holy Child Mary, mystical dawn, gate of heaven,
you are my trust and hope.
O powerful advocate, from your cradle stretch out your hand,
support me on the path of life.
Make me serve God with ardor and
constancy until death and so reach an eternity with you.
Pray the "Hail Mary…"
Blessed Child Mary,
destined to be the Mother of God
and our loving Mother,
by the heavenly graces you lavish upon us,
mercifully listen to my supplications.
In the needs which press upon me from every side
and especially in my present tribulation,
I place all my trust in you.
O holy Child,
by the privileges granted to you alone
and by the merits which you have acquired,
show that the source of spiritual favours
and the continuous benefits
which you dispense are inexhaustible,
because your power with the Heart of God is unlimited.
Deign through the immense profusion of graces
with which the Most High has enriched you
from the first moment of your Immaculate Conception,
grant me, O Celestial Child, my petition,
and I shall eternally praise
the goodness of your Immaculate Heart.
(IMPRIMATUR: In Curia Archiep. Mediolani, 31 August 1931, Can. CAVEZZALI, Pro Vic. Gen)


text:
Are U.S. museums safe from art thieves?
Last week's $123 million heist of cubist and post-impressionist works at the Paris Museum of Modern Art continues a rash of painting pilferage in Europe over the past decade, with sensational headlines vaulting across the Atlantic. Van Goghs vanish in Amsterdam in 2002! "The Scream" swiped in Oslo in '04! Picassos purloined in Paris in '07 and '09!
Art crime is at least a $6 billion global business. So, at the risk of tempting fate, one wonders: Why not here?
Jacqueline Trescott and Dan Zak explored this question in today's Post.
Washington Post Editors
May 25, 2010; 9:07 AM ET
Categories: Around the Nation , From the Post
Save & Share: Previous: Fourth man charged in Brian Betts killing extradited to Md.
Next: Video: Alleged drug lord barricades Jamaican slum
No comments have been posted to this entry.
The comments to this entry are closed.


text:
Les Manouches
March 27, 2010
Welcome to the site of Les Manouches theater company. Here you can find info on who we are and what we do, on our upcoming performances and plans, people we work with, people we want to work with, shows we watch and arts events we like and recommend. Come check out our work!


text:
http://www.migtri.org/wordpress/wp-content/uploads/2017/01/OUWStemp-e1486583524322.jpg 300 214 Nikita Petrovskiy http://www.migtri.org/wordpress/wp-content/uploads/2016/01/GTRI-Logo-300x87.jpg Nikita Petrovskiy2017-01-23 19:29:122017-02-08 19:52:26WORKSHOP: Marketing Yourself for Success in the U.S. Job Search
WORKSHOP: Marketing Yourself for Success in the U.S. Job Search
On Tuesday, February 28th, Oakland University will be hosting an incredibly valuable event for international students from 12:00-2:00PM. The forum will be located in the School of Engineering and Computer Science building; the room number will be posted here once received. As for now, mark your calendars and look forward to mastering the uniquely American job search!


text:
Until recently, audio, video, Flash, and static art were all single-handed components utilized as enhancements to certificate supported messages on the Internet. Were now seeing scientific breakthroughs that allow us to join these an assortment of atmospheric condition into glamourous web-based presentations that not lone reproduce our video experience but likewise embezzle us to a integral new level of human interactivity. This practical application is named Rich Media.
Rich Media is comprised of a collection of audio, video, graphics, and other techniques that, when put together, compile an Internet education that is personal, relevant, and for the most part unpaired by some other written language or show media.
Rich Media is in its early childhood but companies cannot drop to do by its promise impinging as a firm implement. The dot bomb clash in April, 2000, notwithstanding, the Internet is stagnant the fastest increasing average in precedent and continues to draw in thousands of new users commonplace.Post ads:
covert surveillance cameras for home / top signs someone is cheating / elvis duran phone taps jewish / tape recording phone conversation / gps tracking for surveillance / gps tracker catch cheating spouse / catch your spouse cheating online / cheating you franz ferdinand tab / google phone record a call / how to spy on a cell phone without having it / how to record voicemail to pc / phone companies keep text message records / surveillance system cost india / us cellular cell phone records / how to get sprint cell phone records / is my husband cheating at work / total call recorder 4.20 keygen
Most of us come in to the Web to act proper tasks. We move mail, we publication the news, and we investigation topics of go. We too come up to the Web to browsing and store for stuff and employment. The Internet, far removed from other than forms of media, allows us to take immediate exploit. Were urged to chink on banners, clink on certificate links, compose letters to the editor, originate welcome cards, and upload our family unit pictures for the global to see. Is it any astonishment that we have high expectations of the Web than we do from browsing the daily or passively look TV?
We are lonesome start to construe how Internet ad complex and how it differs from that in the offline global. We do cognise that weve come through a lasting way from the time-honoured flag ad which has been steadily losing its usefulness. When streamer ads original appeared, they were a novelty, and click-through taxation were gratifyingly soaring. As the emblem ad proliferated, and websites became little by little cluttered, click-through tax plummeted forcing advertisers to look for new way to rivet consumers.
Much has been holographic and aforesaid something like the enumerate of e-commerce and the appear trend that puts consumers in a lines of power as never back. The have need of to service, retain, and pass on with these consumers in more than important distance has provided the drive losing the Rich Media activity.Post ads:
cell phone spy software wiki / why is cheating on sat illegal / dr phil signs cheating spouse / record calls using skype mac / 24 7 computer monitoring / prevent cell phone spyware / can you record a phone conversation on blackberry / boldbeast nokia call recorder 3.20 / jquery mobile hidden content / nintendo 3ds cheating husband / spying on boyfriend email / cheater 7 juni 2011 / text monitoring application / free voip call recorder software / catch someone cheating words friends / can you eavesdrop cell phone / android call recorder
Not solitary can we use Rich Media to allure consumers; we can job messages that summons the visitant to move near the announcement to obtain second content or to pilfer a coveted conduct. Purchases could be ready-made direct in the ad or banner skylight. A individual could bid direct to a news report. Games could be incontestable. Streaming sound or visual communication clips could be viewed. And, all of this could be finished lacking of all time exploit the publishers encampment. (A immense profit for piece of land owners.)
As the traveller enters a site, Rich Media can be deployed to alert him of weekly specials or wares precise promotions. One clink could after bear him straight to the point wherever he can purchase added intelligence give or take a few that goods and bid it. If the service is a highly structured one requiring demonstration, he could be given the likelihood of screening a Flash or ooze presentation of the article of trade self massed. Text boxes could be corresponding with the demo to whorl frequently asked questions and answers give or take a few the product.
Pop-up windows, albeit galling to some, have tried to be an trenchant principle of engaging the user. These windows, well-known as intersitials or supersitials, are through beside ooze out audio, picture or Flash, and frequently show up when the users viewer is loading another folio production that soul a detainee gathering.
This benignant of interactivity is what makes Rich Media promotion truly exceptional.
Many upcoming advertisers fade give or take a few venturing into Rich Media due to bandwidth constraints and the dearth of wide for sale high speed interactions. But broadband services are protrusive to spread, and, by 2004, 30 trillions households should have system accession. Business users will thrust the way. As more than citizens submit yourself to media delivered via broadband in the workplace, they will demand that aforementioned suffer on their locale computers. (Currently there are 30 a million geographic point computers beside broadband right compared to 4 cardinal households.) *
One of the issues that have worried Web publishers is how to conceive stickiness. Rich Media, used to verbalize contented as healthy as advertising, provides the bradawl. People are sensory by quality and retort more showing emotion to unbroken and mobile objects than they do to stagnant metaphors and adynamic paper. Since most buying is done on an stimulating level, Rich Media presentations often bring in that unnecessary thrust to close at hand the selling.
As location publishers and advertisers change state more than familiar next to Rich Media and its synergistic nature, well get going to see more well-informed methods of attractive the visitor appear. Using prevalent databases supported on customer preferences and lifestyles, advertisers will be able to speak highly targeted messages. (Weve before now seen this initiate to develop as Internet radio stations establish tailor-made messages to create promotion gross.) Retailers will apply Rich Media techniques to tender in good health shopper employ and to amend their article of trade offerings. Educators will use it to brand their sites much perceptive and add interactivity to workbooks and lessons.
Its observable that advertisers and parcel of land publishers will have to weigh the reimbursement of producing Rich Media versus the benefits that they hope to receive. As application moves inexorably forward, however, and bandwidth becomes more plentiful, users will go to have complex and more elegant expectations of what they see and hear on the Web. The opportunities afforded by Rich Media interactivity, sound, motion, and workbook all bundled into one smoothly delivered ceremony cannot be ignored.
* Cahners In-Stat body at http://www.instat.com [http://www.instat.com ]


text:
Our Daily $10.00 Tee is this floral cross shirt that is perfect for Easter! Place your order between 3/12 and 3/18 for a 40% savings!
Monograms should be listed in a first LAST middle format.
Please note that there may be subtle shade color variations between the adult and children size t-shirts. T
Reminder to those who receive our newsletter and are purchasing two or more shirts -use COUPON CODE FREEFORME to receive First Class free shipping on orders over $20.00.


text:
Web Design and development for your products or services. Deployment to free or paid hosting. Technical updates and maintenance.
Website optimization to increase search engine ranking of your business. Itegration with social media networks.
Promotion of your products or services via social media. Registration and maintenance of internet business accounts (Yelp!, Google Business).
Hi! I'm Serhii
I am a marketing agency of one. I help small business with promoting their products and services via internet. I will increase your business exposure, attract new customers and raise your website ranking in search engines. Let's get in touch and chat about growing your business!


text:
Showing their puppy love
A record was set in Marshall County this week, due to the efforts of a group of dedicated volunteers.
As of Monday, no dogs had been euthanized at the Animal Shelter for 11 weeks. By Wednesday afternoon it was clear that none would have to be euthanized this week either.
This is solely due a dedicated group who call themselves Lewisburg Animal Shelter Adoptions (LASA), and Wednesday afternoon comments like "Crying, I'm so happy!" and "I can now breathe again" on their Facebook page show how much they care.
Since LASA started helping the Shelter find homes for the dogs, adoption numbers have soared.
"It shows that this community does not want a kill shelter," said Tisha Poling, one of the members of the LASA board, along with Janet Harris, Kimberly Reeves, Kendall Sanders, and Ken Todd.
In 2009, for instance, 55 dogs were adopted and 668 euthanized, whereas in 2010, adopted dogs outnumbered the ones that were put to sleep by 326 to 306. Now, no dogs have been euthanized since Nov. 30. There were 42 adoptions in November, 42 in December, and 32 in January.
"It's been a wild ride," Poling said. "I never thought it would turn into a full-time job! The city and the county have been as supportive as they can be." The new Sheriff, Norman Dalton, has been great, says Poling. The sheriff's department was the recipient of cages and carriers from Petsmart Charities recently, when the "puppy mill" was broken up. Dalton gave many of the cages to the Animal Shelter, where volunteers intend use them in an isolation area for puppies and other dogs that can't be put with the general population.
Right now, the sole occupant of a cage in the area between the front office and the pens is Taco, a Chihuahua mix who was picked up at the Summit Apartments, according to Animal Control Officer Jason Williams. Taco's too small to be in a pen out back, said Williams. Also in the area where isolation accommodation will be installed are bags of dog food, all donated by Wal-Mart, and bags of assorted bedding from NHC that is no longer fit for use in a nursing home, but perfectly fine for keeping dogs off the cold floor.
LASA is quick to credit many people in the community who have helped, and continue to help, and praise the Animal Control Officers as "completely cooperative" and willing to go "above and beyond" because they really care about the dogs.
Williams' boss is County Mayor Joe Boyd Liggett, while his fellow ACO, Willard Cates, answers to the city manager, and to Police Chief Chuck Forbis. In practice, they work together most of the time, and are busy all day long, caring for the dogs in the shelter, picking up dogs in the city and the county, and meeting people at the shelter. These can be owners coming to claim their own dogs that strayed, people looking to adopt a dog, and, sadly, owners giving up dogs because they cannot afford to take care of them any more.
LASA's Facebook page - with almost 1,800 friends - is constantly updated with pictures of dogs available for adoption. Fliers are e-mailed and distributed to businesses all around the county by the tireless Teri Cox and her helpers. The Internet has revolutionized the way dogs find new homes, and LASA works with rescue organizations all over the country. Dogs from Tennessee are regularly taken to northeast states for adoption.
LASA is on its way to becoming a registered non-profit organization, thanks to help from Bob Binkley and Michael Sullivan, and this paves the way to pursuing bigger grants. Poling divides LASA's goals into short term and long term ones. Short term, of course, they want to get as many dogs adopted as possible. Long term, they would like Marshall County to have a real "no-kill" shelter.
"We can be a county that others want to emulate," Poling said. "It all boils down to community involvement and hard work."


text:
Achievements of Students Take Center Stage During Fall Graduation Ceremonies
Dec. 12, 2014
Thousands of family members and friends of graduates will attend the graduation ceremonies held in the Activity Center Main Gym. For those who cannot attend, there will be a live webcast of each ceremony.
Senior Bonnie Rollins hesitated to apply to be a speaker at her school's graduation ceremony.
"I just wanted to grab my diploma and run," joked the soon-to-be graduate from the Naveen Jindal School of Management.
Rollins soon came to a different realization: "I do have something to say," she said.
Rollins submitted a speech to the selection committee and was chosen to address the audience at the Jindal School undergraduate ceremony on Friday. One theme of her speech will be perseverance.
"The only way you're going to fail in life is if you decide to fail," said Rollins, a mother of three and grandmother of eight who studied accounting and business administration. "A person can do anything they want to do, as long as they are willing to work for it."
The hard work of more than 2,000 students expected to earn their degrees this fall will be celebrated during three days of ceremonies, starting with the Doctoral Hooding on Thursday.
The fall graduating class includes nearly 1,000 bachelor's students, almost 1,000 master's students, and 56 doctoral candidates have been certified. More than 2,500 students are expected to participate in the ceremonies, as some summer graduates are also taking part.
In keeping with UT Dallas tradition, a student will speak at each of the six graduation ceremonies on Friday and Saturday. President David E. Daniel will also address the graduates, their families, friends and supporters.
The Jindal School will hold three ceremonies on Friday to accommodate the 892 students expected to earn degrees.
Also on Friday, the degrees of 426 students will be celebrated during a ceremony for the Erik Jonsson School of Engineering and Computer Science. Matthew McDonough, a doctoral graduate in electrical engineering, will speak at that ceremony. McDonough said he hopes to inspire his fellow graduates to seize their potential.
"I want people who hear my speech to follow their passions and truly make the world a better place," he said.
Upon graduation, McDonough has a job lined up with Enerad Holdings, a startup company in Dallas that is commercializing the technology he has worked on in the Renewable Energy and Vehicular Technology lab of Dr. Babak Fahimi, professor of electrical engineering. McDonough said speaking at conferences for power electronics and renewable energy integration has prepared him for this opportunity.
"So I'm not too nervous about it," he said.
Nervous or otherwise, hundreds of students will participate in Saturday's ceremonies, celebrating the completion of the following degrees — 151 from the School of Arts and Humanities; 76 from the School of Interdisciplinary Studies; 131 from the School of Natural Sciences and Mathematics; 206 from the School of Behavioral and Brain Sciences; and 134 from the School of Economic, Political and Policy Sciences.
Attendees of each ceremony are invited to adjourn to Memories on the Mall, a tradition honoring the University's newest alumni. The event includes refreshments, photo opportunities and giveaways.
Those unable to attend the ceremonies can watch a live video stream of the proceedings online.
Media Contact: LaKisha Ladson, UT Dallas, (972) 883-4183, [email protected]
or the Office of Media Relations, UT Dallas, (972) 883-2155, [email protected].