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Our adoption was "meant to be."
This statement is a perennial favorite for debate among adoption writers and bloggers. Was our adoption meant to be? Or was it in fact, a painful and posssibly preventable event in a birthmother's / adoptee's life? The latest post to get the adoption community into a flutter is Adoption, Destiny and Magical Thinking.
Most free-thinking liberals and the non-religious take issue with the notion that anyone's adoption was "meant to be." The most basic facts in local adoption* are pretty simple: an unplanned pregnancy and an adoption plan. The adoption decision is made within months or even weeks of birth and in that whirlwind, a baby lands in a new family. This decision is typically made very quickly, involves human life and has lasting, lifelong in fact, implications for everyone involved.
When I think about difficult and painful things that have happened in my life such as my sister dying when I was 19 years old (she was 12-) it's impossible for me to say it was "meant to be." In fact, to this day, in my deepest core, I believe that the medical establishment failed her. When Mark thinks about his mother dying at 57 of cancer, I've never heard him say it was "meant to be." I hear only sadness and pain. When Mark's Dad talks about the twins who died in childbirth, no one ever says that was meant to be.
Now I know in adoption, no one died but from what I understand, placing a child for adoption is like a death. I know how bleak that sounds because in reality the child is (ideally) alive and well cared for and loved. But let's face it, all things considered, if the circumstances were ideal no birthparent would place a child for adoption.
On the flipside, and I've obnoxiously written about this, adoption can offer gains for all concerned. Adoptive parents gain a family, birthparents gain whatever it is they seek, and adoptees get the stability of a loving family that is ready to parent.
In our adoption, the birthgrandmother was adamant that we were meant to be Theo's parents, that God had pointed the way. Many people have mentioned destiny, fate in relation to our adoption, and I always shrug it off. I prefer to think of it as a random occurrence that worked out quite beautifully. And really, how is that different from giving birth?
And besides, whether adoption is meant to be or not meant to be, you know what? IT IS. Let's learn from it and make it the best that it can be.
*I am referring to adoptions like ours: local, non-ministry adoption where birthparents select the adoptive family.
How do you feel about the phrase "meant to be?"


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Estate Planning Tips
Throughout our lives we save, accumulate assets, make hard financial decisions and, some day, hope to end up with an estate big enough to nourish our retirement, and, if we do a really good job, be able to leave a legacy for our children. That's the mindset of most Americans and, yet, many people do little in the way of planning to ensure that their estate is passed on in the way they desire. Estate planning is not just for the very wealthy. Absent a well thought out plan, a person can leave behind more hardship than legacy as probate and estate distribution laws can wreak havoc on even the simplest of estates.
» Get Quotes From the Best Annuity Providers
What Happens to Your Estate After You're Gone
After a person dies, his or her estate becomes a matter for the court. For many estates, there are settlement costs like probate fees, and some estates may be subject to death taxes. Larger estates can be subject to substantial taxes, as much as 55%, which could require the liquidation of assets in order to pay them. There are plenty of horror stories of family businesses or farms that were devastated through forced liquidations.
In addition, the distribution of assets and capital that could be sorely needed by your heirs, are likely to be tied down by probate proceedings to determine any if there are any other legal claims to the estate. When a person dies intestate (no will), everything from the distribution of assets to the assigning of guardians for minor dependents could be left up to the state. It would reasonable to think that, no one in their right mind would want that for their family, however, it happens every day.
Planning your estate is one of the most important financial decisions you can make as it will impact a lifetime of hard work and accumulation with direct consequences for your surviving family and heirs. Without a plan, you can be assured your family will have the last say in how your financial wishes are carried out. A well-planned estate can minimize all of the problems and pitfalls that come up when it goes to settlement and will put you and your family in total control.
Benefits of an Estate Plan
- Your wishes and intentions will be communicated and honored
- The financial security of your family will not be in jeopardy
- Ensures the capital needed for paying immediate settlement expenses
- Keeps assets out of probate proceeding
- Optimizes the estate by keeping taxes and expenses low
- Ensures that your assets are transferred to your designated beneficiaries
- Keeps your estate proceedings private
- Allows you to benefit a charitable organization if you desire
- Can protect an ongoing business or concern from liquidation
- Can expedite the settlement of your estate with less legal entanglement
Don't Just Shop, Implement a Solid Retirement Strategy
Purchasing an annuity is a big decision. Online research is a good start, but prudent investors should discuss all their options and risks with an independent financial advisor. Request a free, no-obligation consultation today, along with a report of current rates on brand-name annuities.Speak with an advisor over the phone about annuities for FREE.
Basic Estate Planning Tips
Get a Will:
Just do it. At the very least, it communicates your intentions and wishes, and, if you have any dependents it legally establishes guardianship and an executor. If you don't do it, the state will draw up your will. In most states, a simple will can be invoked simply by having a witness attest to it with a signature.
Get a Living Trust:
A trust is a form of ownership, created by you, that will hold title to your assets before they are distributed. A named trustee must, by law, distribute the assets according to the provisions you set forth in the trust. A living trust will allow your assets to pass outside of probate ensuring their swift distribution. Any income earning assets can be managed by the trustee who then passes the income onto your heirs. A living trust can reduce or eliminate probate expenses, however, it doesn't do anything to shield your assets from potential taxes.
Choose the Right Title:
Assets, such as houses and investments, can be titled in ways that will have an impact on how they are transferred. The most common form is joint tenancy which enables an asset to transfer immediately, without interference, to the surviving joint tenant. In community property states, where assets are automatically titled as community property, it would require that you change the title to joint tenancy. The difference in these titles is mostly a concern if your estate is large enough to incur significant death taxes.
Asset Transfer by Contract:
Some assets such as qualified retirement plans and life insurance are transferred by contract, outside of probate, to a beneficiary named in the contract. It is important to review your beneficiary designations periodically and consider whether the named beneficiary, all or in part, should be a trust.
Seek Guidance:
For most people, a simple will is all that is needed to ensure that asset transfer and guardianship are carried out in accordance with their wishes. Larger estates, especially those that have illiquid assets such as real estate, may need additional planning tools that are best provided through a qualified estate attorney. An attorney can also be helpful in structuring your estate in a way that causes the least amount of friction between surviving heirs. For larger estates, an estate attorney can also advise on the best arrangement to help your estate avoid death taxes. As estate tax laws do change, it is important to have your estate plan reviewed periodically.
You may be young now, but as you embark upon a lifetime of saving, investing and accumulating assets, the best time to begin arranging your estate is the moment you begin to think about it, even if it's just to draw up a simple will. A simple will can be drawn and executed by going to any one of several online legal sites for under $100. And, while you're thinking about it, be sure and review your life insurance plan. Life insurance provides the liquidity your survivor needs to pay immediate expenses and provide income while your estate is being settled. It is important to ensure that your life insurance protection keeps pace with your estate.
To find the best annuity products request a free, comprehensive quote comparision. Secure your retirement today, Get Started Now.

subset: commoncrawl


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Let's Cut a Rug
>> Wednesday, March 10, 2010
A couple of weeks ago Jenny did a post on some of her favorite Overstock finds. In that post she brought my attention to some fantastic rugs, with some even more fantastic price tags, that can be found on Overstock. From traditional, to transitional, outdoor/indoor, modern, for children, and most around $200, here are some of my favorites.
And if I were having a little boy anytime soon, this one would be on it's way to my house for sure.


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I have been fortunate to have had the opportunity to visit the Holy Land on several occasions with a gifted guide. Experiencing the land where our Christian story began is a powerful experience.
This Advent season you will get the opportunity to explore the story of the birth of Christ in a unique way through the Journey to Christmas. This is a four part documentary series with one hour episodes, following the journey of five diverse people as they experience the Holy Land for the first time. The series is produced by a friend of mine, Karen Pascal of Windborne Productions and will air locally on CTS on December 3rd/4th.
The goal of the five people on this trip of a lifetime is to discover if there is more to Christmas than what we typically experience here in North America. Guided by a local scholar and other experts, viewers will watch as the Christmas story unfolds through the eyes of each member on this pilgrimage as they search for answers to their questions about the deeper meaning of Christmas.
Please take a moment to view the trailer below and plan to visit the Holy Land through the Journey to Christmas as part of your Advent preparations.


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|Graduate Students Database
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Research Interests for Caroline GarriottResearch Interests: Visual Culture, African Diaspora, Race, Politics, the Andes
My dissertation research centers on the importation, production, and circulation of images of saints in the largest cities of colonial South America: Lima "City of Kings" (founded 1535) and Salvador da Bahia ""City of the Holy Savior of the Bay of all Saints" (founded 1549). How might the reception, appropriation, and transformation of colonial images of saints reflect local ideas about sacredness and difference? In essence, I chart at the ebb and flow of images of saints across the Atlantic as a means to investigate the creation and contestation of racial hierarchies in colonial Peru and Brazil.
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In the Northern Territory on census night in 2006, 33% of the homeless were in improvised dwellings, compared with the national figure of 16%. Forty-eight per cent of the homeless in the Northern Territory were aged 35 or older, significantly above the national figure of 42%. There are eight state and territory reports on the homeless based on information collected from the Australian Bureau of Statistics 2006 Census. The reports include statistics on accommodation types, age, sex, Indigenous identification and geographical distribution.
We'd love to know any feedback that you have about the AIHW website, its contents or reports.
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Currently, I am a Full Time Top Achieving Realtor Associate with RE/MAX Gold in El Dorado County. I have been licensed since 1996 and consistently accomplish professional goals within the industry. I truly enjoy representing Buyers and Sellers in El Dorado County helping them with their real estate goals and objectives. I have a wealth of knowledge in all areas of El Dorado County as I have resided in the county since 1990. I can assist you with a purchase, sale, or investment both residential or commercial. Please call or text me for any real estate needs BUYING, SELLING OR INVESTING, I can help. Visit my website soldbytuesday.com I can be reached by text or call 530-313-0360 or email@example.com


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PlayGround launches its 22nd season on Monday, September 21 at Berkeley Rep with an all-new Monday Night PlayGround short play staged reading series and a special celebration of PlayGround alumni. PlayGround recently invited alumni from its Best of PlayGround program (celebrating 20 years next May) to create original short plays inspired by the timely and loaded topic of "Race Matters." The top six scripts will be announced on September 1, matched with leading local directors and actors, rehearsed for just an hour-and-a-half and presented as script-in-hand staged readings at PlayGround's season opener on September 21. PlayGround subscribers are invited to a free pre-show reception to meet the showcased alumni and the newly-selected 2015-16 PlayGround Writers Pool, to be introduced that evening. The season continues October 12 (2nd annual Planet Earth New Play Festival) and runs through March 21. Tickets ($15 general admission, $20 priority seating) are on sale and can be purchased online at http://playground-sf.org/boxoffice. 7-admission discount subscriptions start at just $70. For more information, visit http://playground-sf.org/monday.
Regarding the topic selection for this year's Alumni Night, PlayGround Artistic Director commented, "We've always believed that PlayGround should be flexible and adaptable enough to respond to the most pressing issues of our time and this theatrical conversation is long overdue, particularly given the events of the past year. We know it's a loaded subject and hope that, together, we can unpack it a bit, and create works of art that help raise awareness, foster empathy, and encourage self-reflection, with a balance of pathos and humor. We've encouraged alumni to be creative and push boundaries (theirs and ours)!"
The complete 2015-16 Monday Night PlayGround schedule is:
Monday, September 21 at 8pm – Alumni Night
Monday, October 12 at 8pm – Planet Earth New Play Festival
Monday, November 16 at 8pm – Musical Theatre Night
Monday, December 21 at 8pm – Holiday Extravangza
Monday, January tbd at 8pm – S.T.E.M. Night
Monday, February 15 at 8pm – to be announced
Monday, March 21 at 8pm – WomenArts Night
PlayGround, the Bay Area's leading playwright incubator, provides unique development opportunities for the Bay Area's best new playwrights, including the monthly Monday Night PlayGround staged reading series, PlayGround Festival of New Works, Best of PlayGround, full-length play commissions and support for the production of new plays by local playwrights through the New Play Production Fund and, PlayGround's newest initiative, the PlayGround Film Festival. To date, PlayGround has supported more than 200 local playwrights in the development and staging of over 700 original short plays and 55 new full-length plays, including more than a dozen that have since premiered in the Bay Area. PlayGround alumni have gone on to win local, national and international honors for their short and full-length work, including recognition at the O'Neill National Playwrights Conference, Humana Festival, Sundance Festival, Source Festival, Bay Area Playwrights Festival, Aurora Theatre's Global Age Project, Internationalists Playwriting Prize, and New York International Fringe Festival, among others. More information at http://playground-sf.org.


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Town Manager Scott C. Crabtree and Saugus Police Chief Domenic DiMella are pleased to announce the appointment of a new police officer at the Saugus Police Department: Daniela Salinas.
Officer Salinas holds her Associate's Degree in Criminal Justice from North Shore Community College. She was sworn in to her new role on Friday, September 15, 2017 at the Town Hall, and her first day on the job was Monday, September 18, 2017.
"I am pleased to appoint Officer Salinas to the Saugus Police Department, and to welcome another female to the force," said Town Manager Crabtree. "I wish her the best success in this new and challenging role."
Salinas will be assigned to the Patrol Division.


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MOUNTAIN VIEW, Calif.--(BUSINESS WIRE)--HyTrust®, the leader in policy management and access control for virtualization and cloud infrastructure, today announced a new Vblock Ready™ certification as part of VCE's Technology Alliance Program. VCE, makers of Vblock™ Systems, is the leader in converged infrastructure. HyTrust has developed and is now offering a fully-integrated solution that leverages the features and benefits of HyTrust Appliance to enable security, control, management and compliance within the high performance, high availability and highly flexible VCE™ Vblock™ Systems. This in response to customer demand for a solution that meets the needs of organizations operating in regulated industries. The integrated solution helps ensure that compliance requirements do not present a hurdle for organizations that want to move towards virtualized and cloud-based IT environments.
Meeting compliance requirements -- particularly in regulated industries such as Government (FISMA Certification and Accreditation (C&A) / FedRAMP), Banking (Basel III, OCC), Healthcare (HIPAA), Utilities (FERC, NERC) and Retail (PCI) -- must be taken into account when moving to any cloud computing model.
"While a converged infrastructure delivers significant benefits by unifying compute, network, storage and management resources, there are challenging security and control issues that must be addressed, including role-based access control (RBAC) and reporting," said Eric Chiu, president and founder, HyTrust. "The combined HyTrust offering creates a single, superior solution, especially where mission-critical applications and workloads factor in."
The HyTrust solution, combined with VCE Vblock Systems, integrates security and control with the highest levels of flexibility, performance and availability. It works on any Vblock Series 300 or Series 700 System, using any of the available Advanced Management Pod (AMP) options.
"Many of the largest enterprises are choosing pre-integrated Vblock Systems for their cloud initiatives to address scale and time-to-market requirements," said Todd Pavone, executive vice president, VCE. "Many of these customers are deploying converged infrastructure with mission-critical applications that require security and control, and have compliance mandates attached as well. By working with HyTrust, VCE is helping customers deploy a pre-tested/proven and validated solution to meet their needs."
"Vblock Ready" certification was achieved by HyTrust to ensure interoperability with the various components within the Vblock Systems. Customers can be assured that adding HyTrust security features to a Vblock System will not hinder performance and will enable high consolidation ratios as well as simplified management.
Many organizations are moving to converged infrastructure using Vblock Systems for compute, storage, networking, virtualization and management, and also want the ease and convenience of using familiar security and control technologies.
"CoSentry has architected its hosted cloud environment with Vblock Systems for converged infrastructure, which has enabled us to achieve high scalability and datacenter efficiency," said Anna Sharack, CISSP, SBCI, Director of Compliance & Security. "Combining the two offerings adds security and control to our Vblock System environment, which also enables us, in turn, to provide a Compliance Regulated Environment (CRE) to our customers as we host critical PCI and other regulated data. This is a major advantage and differentiator that sets CoSentry apart from other cloud providers."
Learn More
To learn more about the HyTrust validated solution for Vblock platforms, please download the solution brief: http://www.vce.com/pdf/solutions/vce-hytrust-white-paper.pdf
Visit HyTrust @ VMWorld 2012!
The market-leading security, control, management and compliance features and capabilities of HyTrust Appliance will be demo'd in Booth #2129 at VMworld 2012, Aug. 27-29 at the San Francisco Moscone Center.
About HyTrust (www.hytrust.com)
Virtualization & Cloud Under Control™.
HyTrust®, headquartered in Mountain View, CA, is the leader in policy management and access control for virtual infrastructure. HyTrust empowers organizations to virtualize more—including servers that may be subject to compliance—by delivering enterprise-class controls for access, accountability, and visibility to their existing virtualization infrastructure. The Company is backed by top tier investors Granite Ventures, Cisco Systems, Trident Capital, and Tomorrow Ventures; its partners include VMware; VCE; Symantec; CA; McAfee; RSA and Intel Corporation.
HyTrust; HyTrust, Inc.; HyTrust Appliance; HyTrust Appliance Community Edition; HyTrust Cloud Control; "Virtualization Under Control"; "Cloud Under Control" and "Virtualization & Cloud Under Control" are all trademarks of HyTrust, Inc.
VCE, Vblock and Vblock Ready are registered trademarks or trademarks of VCE Company LLC or its affiliates in the United States and/or other countries.
All other product names and trademarks are the property of their respective firms.


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General News of Saturday, 12 August 2017
Source: kasapafmonline.com
Member of Parliament for Bodi, Hon. Sampson Ahi has charged Ghanaians to hold President Akufo Addo responsible for every killing of an illegal miner.
According to him, the president's comments during his campaign tour is now biting him hard because he promised to let the illegal mining activity continue and has now launched a fight against the activity.
Then Presidential candidate of the New Patriotic Party (NPP), Nana Akufo-Addo, while on his campaign trail ahead of the 2016 general elections, is reported by the Ghana News Agency as saying that the party would not halt illegal mining operations popularly known as "galamsey" in the Western Region when elected into power.
He, while addressed party faithful at the fore court of the Tarkwa community centre said considering the staggering number of Ghanaian's who are involved in galamsey, the NPP would rather regularise the operations of illegal miners to enable them operate responsibly to earn a living.
The NPP in power would also reduce the rate at which farm lands are destroyed and water bodies polluted in the region.
But soon after President Akufo Addo was elected and sworn into power he began a relentless war against galamsey placing a 6-month ban on small-scale mining and a temporary halt on the issuance of new mining licences in order to allow the natural bodies, degraded by the activities of illegal miners to recover.
He has stated clearly that he was willing to incur the wrath of potential voters and put his Presidency on the line by continuing the fight against galamsey.
Government earlier this month deployed a 400 strong Military/Police Taskfoce [Operation Vanguard] to some parts of the country to combat the galamsey menace. An illegal miner was shot and killed last week in the Ashanti Region after a team of illegal miners allegedly clashed with the taskforce.
But speaking on Agoo TV and to Kasapa FM, Hon. Sampson Ahi stated that several youth were encouraged by Nana Akufo Addo's campaign talk and as a result went for loans to secure equipment to venture into the illegal activity.
"Nana Akufo Addo must be held responsible for the death of anyone who dies in relation to galamsey. You motivate them into galamsey with your campaign talk and when you get power, you turn round and use armed soldiers and police to drive them away from where they get their livelihood. In the process if someone is been killed, who should we hold responsible for such death. The President must be blamed for the needless deaths, he caused it."


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Throughout September, artist Miranda Creswell and I embarked on an artistic and archaeological experiment to bring together a garden, a hospital and a landscape view, based at Horatio's Garden and the Salisbury Hospital Spinal Unit (http://www.horatiosgarden.org.uk). My role in this has been to explore and try to bring to life the past of this landscape. The obvious starting point was to look at the landmarks and visible markers of the past, then using these as a route into imagined landscapes and the past that we cannot see. This was made possible in part by my own research, reading books and searching databases, but mostly by the conversations I have had while in Horatio's Garden and from the generosity of patients, staff, volunteers and visitors in sharing their questions, stories, the views from their windows and little nuggets of information.
As luck would have it the view from the garden is rich in history and archaeology, including a house built by Pugin (St Marie's Grange, Alderbury), a royal palace at Clarendon, and an 11th-century Augustinian Priory, as well as my more usual fare of Bronze Age barrows, Anglo-Saxon graves, Roman farmsteads and prehistoric field systems. So, over the past month I have been putting together a view board that brought together both photographs from my walks and field trips and the thoughts, observations and musings of all the people who have joined me wholeheartedly in this venture. This culminated on Sunday with an exhibition of art and photography and a set of talks by Miranda and me, but also, and most importantly, by the patients and volunteers in Horatio's Garden.
Overall, I feel the time I have spent at Horatio's Garden has been quite remarkable. As well as learning about an archaeological landscape that was new to me, I have met some extraordinary people, made some lovely friends and realised the value of sharing time and conversations.
My time at Horatio's Garden was made possible by the English Landscapes and Identities Project. For more on this project and on Miranda's art, please see:


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We would like to acknowledge all of our friends and supporters, without whom our successes and accomplishments would not have been possible. We recognize that there are many deserving organizations that could use your support and we are extremely honored tours!
We are very grateful to you for your commitment and dedication to Mary's Center. Our region is a healthier, safer, and more enjoyable place to live because of you.
Thank you! Donations received from January 1, 2015 to December 31, 2015
Mary's Center has made every effort to include all of our donors and to place them in the correct philanthropic category. We sincerely apologize if an error has been made and ask that you notify us if any changes need to be made. Please do not hesitate to contact Emily Dreckshage at firstname.lastname@example.com or at 202-420-7001.


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Davy's Crockett's father, John, born in 1754 in Maryland, was of Huguenot roots, emigrating from France to America, England and Ireland. Crocketagne was the original family name. John Crockett and his brother Robert fought in the Revolutionary War. During the war, Indians attacked their parents' home, killing them and most of his siblings, while taking two brothers captive and scalping a sister, who survived the attack. Davy's father married Rebecca Hawkins in Maryland and then moved to East Tennessee.
Born in 1786, Davy was their fifth child. John Crockett worked in various positions while raising his family, including presiding magistrate, commissioner for road construction and Frontier Ranger. After moving from Davy's birthplace, Limestone Creek in Greene County, Tennessee, to Greenville in the same county, John then moved the family to Cove Creek, where he started a milling business. When a flood destroyed the mill and family home in 1794, the family moved again, opening a log-cabin tavern between Abingdon, Virginia, and Knoxville, Tennessee. Davy was 8 years old at the time.
Davy Crockett married Mary Polly Finley in 1806, and they had three children, including sons John Wesley and William Finley and daughter Margaret. Polly died following Margaret's birth in 1815. Crockett married Elizabeth Patton, a widow with two children, in 1816, and the couple had three more children.


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From Outer Space
The German car manufacturer Opel has had many a bitter pill to swallow. Will America reduce it to the max? Would America mistakingly invest in the wrong industry? Ultimately, America has not lost belief in the very traditional OEM. And no, it is not all about China. Opel can herald its best car portfolio of all times.
To support this notion of an OEM worth surviving, Opel is back with an impressive motorsports programme which is cost efficient. Motorsports Commercial Director Jörg Schrott can look back on a successful 2013. Among other things, Opel has managed to win a very potent partner, namely the German ADAC (Allgemeiner Deutscher Automobilclub, e.V.). The motoring association is supporting the Opel Rally Cup.
And, most notably, during Essen Motor Show a new Concept Car was presented to the public: the so-called Opel Monza Concept. "The Opel Monza Concept breaks the conventions of automobile design, particularly in the interior," says Opel CEO Dr. Karl-Thomas Neumann. "With trailblazing LED projection technology, we create a completely new infotainment world with a unique sense of space. This comes with connectivity possibilities between drivers and their family, friends and acquaintances, and even with the entire internet community. Aspects that have been unimaginable to date."
Susanne Roeder


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Are Wars Being Privatised?
Apr 1, 2013
The true cost of war is being masked by the secretive and largely unaccountable activities of a private security industry, according to a new UK study. More scary still, if such developments are left unchecked the question might seriously be asked: Are wars on the way to being privatised?
Read more …
contact us on firstname.lastname@example.com for more information or come and visit us.


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- Travel insurance
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Whether you're going on a quick getaway to take your mind off your studies or travelling the world for several months, InsureandGo have a student savvy policy for you.
Our Budget policy is cheap and covers the essentials, so you don't need to worry about making sure you've got your back covered.
If you're planning a longer trip or gap year, our backpackers insurance covers trips of up to 18 months and could be the perfect policy for you.
Students typically want a policy that is as cheap as possible, but these can sometimes be a false economy if they don't cover what you need them to.
Our Budget policy is designed with students in mind, being cheap but still covering the essentials – so you won't get caught out. We also offer a very competitive backpackers policy, so from short city breaks to activity-packed adventures, we'll have you covered.
We cover over 50 activities
All of our backpackers policies come with cover for over 50 activities and sports as standard, so you can get up to more on your trip.
Emergency? Call us:
+44 (0)207 748 0060
For everything else, contact us.
We do pet insurance now too
So if you've got a cat, dog or rabbit that needs insuring, get them covered today.
Depending on the type of holiday you're planning, we can cover a wide range of possibilities. Our backpacker policy is great if you're going away for up to 18 months, or our Budget policy will cover you for up to 31 days – more than enough for most student getaways.
Both policies include medical cover, various levels of valuables insurance, and an extensive list of over 50 different activities - all so you can enjoy what your destination has to offer.
Have a look through the policy documents to see which type you would need. Or get a quote online now to see how much money you could save.
Now we all end up forgetting something when we're packing last minute, be it your underwear, socks or other unmentionables. Here are a few items that are frequently forgotten, but a godsend to have in your bag:
For great student travel insurance, get a quote online or get in touch. We're happy to answer any questions you may have, especially if the insurance jargon is a little confusing.
You can even call our customer services team directly to choose the best student holiday cover for your needs on 0330 400 1383.
InsureandGo customers have rated our customer service on average / 100 based on reviews.


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My last few posts have all been about breakfast. So I thought, why stop the trend. And if you don't like breakfast then we probably shouldn't be friends. But seriously, breakfast seems to be the only meal I have time to make (and photograph) these days.
Sunday was one of those days where I woke up famished but realised I hadn't really bought anything in preparation for cooking. So I decided to see what I could do with what I had in the fridge – which was onions, tomatoes, a lonely green pepper, a few Portobello mushrooms, eggs, strawberries and 4 slices of bread.
The first dish I made was soft boiled eggs on toast. I really struggled with the soft boiled eggs – my last ones were overcooked so this time I cut the cooking time by a minute, only to find that my first attempt was basically raw. Raw but scorching hot when shelled.
Anyway, several eggs later I managed to plate up very very soft boiled eggs on balsamic and sucanat fried onions, grilled tomatoes and peppers and buttery griddled portobello mushrooms over thick cut wholewheat toast from Mermaid Bakery at city'super. I really don't like soft boiled eggs so that dish was for Simon. As he devoured the huge dish, I made a slice of savoury French toast and topped it with the vegetables and a little shake of nutmeg.
I still had one slice of the bread left (seriously, 4 slices for $24? It is good though…) and a bit of egg leftover, so decided to make a sweet French toast with a bit of vanilla, nutmeg and cinnamon added into the mixture.I added some griddled strawberries on top, a little bit of butter and some organic dark agave syrup that Lee from Graze gave me to try. It was very sweet but a little caramelly – worked quite well but was a little too runny, so I finished off with some maple syrup instead.


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The military exercise was a part of "Zapad-2017," meaning "West-2017," Russia's largest war games since the Cold War.
In a shocking new video, a Russian military helicopter engaged in a training exercise appears to fire a rocket at civilian spectators.
Reuters reports that during a training exercise in a rural area of western Russia mistakenly fired rockets at a group of parked cars and civilian spectators.
This video clip first surfaced this Tuesday on the Russian independent news site Fontanka.ru and shows the helicopter firing a rocket at a military truck covered in camouflage netting parked next to a number of civilian vehicles and people.
They state that the incident recorded on the video occurred last Monday, September 18th. They also confirmed that the incident left at least one person heavily concussed.
In the footage, at least one person can be seen to be knocked down by the force of this blast. A civilian standing near the truck can be seen engulfed by a cloud of dust from the blast, and the man filming is sent flying to the ground.
The Russian Defense Ministry's western military district released a statement through the Russian news agency Interfax stating that the helicopter's targeting system had mistakenly acquired a target.
In their statement, they say that "As a result of a strike by an unguided rocket, a cargo vehicle with no people on board was damaged."
They deny that anyone had been injured in the mistake.
This military exercise was likely a part of the "Zapad-2017" war games taking place in the area that this video was filmed. These war games simulate a war on Russia's western front, the one that borders NATO nations. These tests represent the largest war games Russia has engaged in since the end of the Cold War.
While these war games do not officially break international laws, many countries are eyeing these military exercises with suspicion.
Next, check out this video of a drunk Russian man losing his arm after trying to feed a captive bear. Then, learn about the UK police officers who used a helicopter to film couples having sex.