text:
An Open Letter to President Barack Obama's Economic Recovery Team: Full and Equal Rights and a Quality life for All
Saturday, January 17th, 2009
By J.W. Smith
With the world economy still imploding the U.S. Treasury Secretary Hank Paulson and Federal Reserve Chairman Ben Bernanke pulled out all stops.
The Federal Funds rate was dropped essentially to zero and they declared their intention to recapitalize financial institutions through buying up their worthless debt, taking an ownership position through buying preferred shares, and giving them access to almost zero interest money. All that and more is promised for the ethereal world of high finance.
Pouring Trillions at the Very People Who Caused the Current Crisis
Thoroughly frightened, these managers of the crash originally part of the same ethereal world of high finance just mentioned, as they saw the economy still worsening, finally decided to also pour a few trillions at the real economy.
The collapsing auto industry is now to be bailed out, commercial paper funding daily operations will be purchased, loans will be made directly to industries that are unable to obtain financing, and—along with other governments—if unsaleable the paper guaranteeing every shipload of commodities or manufactures will be financed, and close to a trillion is planned to be passed out to all taxpayers.
Sound accounting and law put maximum leverage (debt to equity ratio) for banks and other stockholder industries at 12:1. The leverages of 30:1 or even 70:1 worldwide, attained by operating off book (Citibank's rose to 280:1, before being bailed out), are unwinding. When values drop 50%, those leverage numbers double.
Thus trillions and trillions of both borrowed money (those zero interest treasuries as finance capital flees to safety) and created money are being poured at the world economy to try to inflate values so these now bankrupt banks, industries, homeowners, etc, will be solvent.
In 2008, financial institutions were to bring their off book business back on book and the 12:1 leverage rule was to be re-imposed. But, as most financial institutions and many others would be immediately bankrupt, the imposition of that law has been suspended.
If these efforts provide enough liquidity and confidence to turn those collapsing values back up, the unequal and unjust monopoly system can be saved for a while.
The Undeveloped World May be Gaining Their Freedom
But, except by war, they cannot avoid the reality that the rest of the world will be developing rapidly, they will be turning their resources and labors to producing for their own citizenry, and this will destroy the worldwide monopoly system. (See From Plunder by Raids to Plunder by Trade for the origin of plunder by trade which is only now being effectively challenged as the worldwide populist revolution rapidly gains speed.)
Towards that end, the value of the dollar started dropping fast the day those plans for the creation of trillions more dollars were announced.
The cheapest and quickest route to full and equal rights, elimination of poverty, and restructuring to a quality life for all is the current collapse being total.
Only then, with the former self-satisfied population cold and hungry, will the monopoly structure be rejected and hopefully replaced by an efficient, easily understood, social structure with the citizenry paying socially-owned bank profits and privately owned resource (land) rents to themselves and used to provide single-payer health care, retirement, building and maintaining infrastructure, running governments and all other essential social needs as addressed in the above hotlink.
More than half our economy is a waste of time, money, labor, and resources
Before we can understand the error of pouring those trillions of dollars at the ethereal world of high finance, we must first understand that it is totally non-productive and that social needs can be provided at less than half the costs of this monopoly system.
Labor created real values and monopoly created fictional values
Nature produced all the resources on and under the land and offered it to us all for free. Banking and money are only social technologies understood and used for centuries.
Land has tangible values but they were not created by labor and its wealth was offered to all for free. The only value in banking is a little brick and mortar, and banking and money are nothing more than social technologies in use for centuries, so most those profits too are unearned and thus properly belong to us all.
As each are nature's wealth offered to all for free, those land (resource) rents and bank profits should be paid to ourselves (socially collected) and those funds providing all social services. This leaves only food, fiber, shelter and recreation, the basics of a quality life, to be paid for out of our earnings.
Quintuple gains by abandoning monopoly values and embracing real values
The shock of such a statement disappears when one realizes they are quintuply repaid by all taxes disappearing; the price of land dropping to zero even as use rights are retained, use values rise, and governments, infrastructure (roads, railroads, postal systems, water and sewer systems, electric and gas systems, and all other natural monopolies) education, health care, and retirements are funded.
Measured in required employed working hours to earn the money, the costs of providing all needs of society, including those basics (food, fiber, shelter, and recreation) drops to half of today's monopoly costs.
These efficiency gains expose over half of our labors and resources being ground up within the superstructures of these monopolies we are told to not exist. A substantial share of those unnecessary costs go to the military protecting this monopoly structure.
Owning those bankrupt banks
Trillions of dollars have been wasted pouring money at the ethereal world of high finance. This created money should be poured at the productive real economy providing our goods and services, not at an ethereal world of high finance producing nothing and these are the very people who caused this crash.
Of course centuries of perception management (propaganda) have trained us to believe this ethereal world of high finance was crucial to running our economy.
It is not. By the rules of capitalism, by law, by custom, and by virtue of the trillions of dollars already poured at them, society should already own the banks and other financial institutions running our economy.
It is only necessary to declare that reality by Presidential decree or Congressional action. Governments have done this over and over again over the centuries, taken title to those banks, turned them back to the inefficient private sector after having nursed them back to health, where they return to their corrupt ways a generation later, and the boom and bust cycles goes on forever.
If governments can nurse bankrupt banks back to health and private banks crash economies, there is no logical reason for private banks
The very fact that society can nurse those bankrupt banks back to health where they go on to again crash the economy a few decades later once they are again privately owned proves the efficiency and power of a Socially-Owned Banking System and the inefficiency and powerlessness (during a crisis) of privately owned banks.
One monopoly, the banking system, has already been theoretically eliminated and this could be done quickly once we realize that monopoly is there. Those banks are bankrupt and it is only necessary for the government to declare that reality and take them over.
The elimination of the banking monopoly is the key to eliminating all other monopolies and doing that job while keeping the real economy running is where all those trillions of public funds should be going.
The process is not complicated. Already 38 of the 40 most developed counties have eliminated the 2nd of these monopolies we will be addressing through providing single-payer, privately provided, health care.
Other sectors of the economy are also doubly overcharging the consumer
Using Britain as an example, she provides better health care to her citizenry at 43% the cost per person as in America where 46 million essentially have no health care.
In this economic crisis there is an every-increasing cold and hungry citizenry. Simply pass the single-payer health care bill that over 5,000 physicians and thousand of others have petitioned President Barack Obama to do and those health care costs will immediately start dropping towards the 40% of today's costs that it should be.
The funds to pay those health care costs come right out of the once bankrupt, but now healthy, socially-owned and operated banking system. That is two monopolies eliminated already, those two sectors of the real economy well financed, and all at zero cost to government or the citizenry beyond that already poured behind the once bankrupt banking system.
The unearned monies that once went to monopolist are now financing essential social services, governments, education, health care, retirement, and infrastructure. There are no personally paid health care costs and each one's medical needs are privately provided by a single-payer health care system funded by the profits of the now socially-owned and operated banking system. See again the above two hotlinks.
At this point, it will be necessary to push aside the belief systems imposed upon us by centuries of perception management (propaganda [see also They Who Write History Control History and thus Control the World]).
Continuing with how President Barack Obama's economic recovery team could establish an efficient economy
We will assume the alert Obama Presidency explains to the citizenry that Social Security, which is retirement insurance, costs only ½-of-1% of premiums paid (payroll deductions) to operate while the monopoly superstructure overseeing most other insurances cost 50% of premiums paid.
Once the citizenry realize that their insurance premiums would drop by half, they will insist on, and a frightened Congress afraid of a cold and hungry awakened citizenry would pass legislation establishing that efficient insurance structure.
Insurance costs, still privately paid except for that spent for health care addressed above which is paid for by socially-owned banking profits, immediately drop by half.
That is three monopolies eliminated and the replacement of insurance offices and their wasted labor visible in every town and city replaced by a central insurance office that nobody ever sees exposes the superstructure of current insurance monopolies.
With that exposure, the citizenry will now look for, spot, and understand the superstructures of all monopolies.
But they will also realize that, as these inefficient social structures are rationalized, more and more people will be unemployed.
Subsistence payments for the unemployed until they are reemployed
Knowing all this in advance, the alert Obama Presidency simultaneously asks Congress to pass subsistence payments for all unemployed heads of households who have no resources to draw on.
Once that law is passed, a decree is issued for every head of household—husbands, wives, or singles—without a job and without other income or resources to apply to their bank or credit union for a monthly subsistence based on single households receiving 75% that of married couples and an allowance for each dependent.
The loan institutions will put the applicant's electronic transfer number on that application. That form will include testimony, under oath, that they have no income or resources.
Upon signing, and on the 1st of each month thereafter until receiving their first full paycheck, subsistence funds will be computer-deposited into those accounts.
Heads of family will walk out with funds in that secure bank to cover food, fiber, and shelter for that month and each month thereafter until employed.
Those who would be against a non-bankruptable bank and subsistence funds for those with no equity and no income would be so out of sync with events they will be few and irrelevant.
Though only modest amounts of cash can be withdrawn, all purchases or bills can can be quickly paid through checks, credit cards, or debit cards which are the real money in a modern economy.
With this latest break from unequal property rights laws as applied to nature's resources and technologies over the past 700-plus years, denying others their rightful share of what nature offers to all for free, all Americans are now fed, clothed, and housed and the worst aspect of the crisis, a cold and hungry citizenry, is under control.
Spending of those subsistence funds will increase demand and quickly stabilize the economy.
Compare this financing of the real economy with created money halting the economic collapse in its tracks with the current failure of trillions poured at the ethereal world of high finance and the house of cards still crumbling.
With money flows across national borders controlled through countries and regions issuing new currencies spendable only within their borders, any shortage of circulating money for subsistence payments' and continued funding or repairing of economic infrastructure can, up to the level of a balanced money supply, be created debt free and interest free.
Inflation threats due to too much circulating money are easily handled when a currency is spendable only within a nation's borders.
Inflations are easily prevented
If required reserves of 3% are increased to 6% in step with money creation doubling reserve deposits (base money), the circulation of money will be reduced by half and the money available (to borrow or to spend) remains the same.
A 30% increase in reserve deposits, due to an increase in created money, will require a mandated reserve increase from 3% to possibly 4% to maintain the same money supply.
However, both money and investment confidence will have been destroyed in the economic collapse, creating inertia in velocity of money circulation which will give the appearance and effect of a further destruction of money, and increasing those required reserves (limiting surplus circulating money) will be only after an economy has returned to normal and threatens to inflate.
Meantime, as addressed above, the citizenry are quintuply repaid for paying those resource rents and bank profits to themselves.
The initial distribution of socially-created money and destruction of any surplus through increased mandated reserves, along with careful loaning choices, are tools to point money to the owners, operators, and workers within the real economy.
Bypassing the nonproductive ethereal world of high finance, avoids deflations and inflations and the only crisis would be from natural disasters.
Over half of current finance capital is wasted
Once monopolization is eliminated, only 40% the former level of finance capital will run the American economy efficiently. That unnecessary 60% had been operating the superstructure of those monopolies providing unearned monopoly profits.
Ownership of that capital will now be very broadly diffused, and it will be democratically and equally shared with all transactions visible, touchable, and understandable.
The ethereal world of high finance, which is nothing more than massive sums appropriated through unequal property rights law—denying others their rightful share of what nature offers to all for free—being loaned back to those from which it was appropriated and the still massive surplus with no place to be safely invested placed on the gambling tables of derivatives and hedge funds, will be history.
By this time monopolists will know their secret was out and they will not be investing in monopolies they know will soon no longer exist.
Rights to land is a human right
The citizenry worldwide and those locally will be watching closely the on-going drama and by now will understand the key concept of paying resource rents and bank profits to themselves:
"Human labor did not produce land (resources), nature offers it to all for free, and a rightful share for each can be had through socially-collected resource rents and bank profits returned to all citizens through essential services being fully funded by the wealth once consumed within monopoly superstructures and the unearned profits that once went to monopolists.
Taxes disappearing as those funds (bank profits, created money, and resource [land] rents) are returned to the citizenry through being expended on running governments, building and maintaining economic infrastructure (water and sewer systems, roads, railroads, electricity, communications superhighways, and all other natural monopolies), universal health care, retirement, and, in an emergency, any social need will quickly gain the respect and loyalty of the citizenry.
With the citizenry understanding these quintuple gains, society collecting all resource (land) rents and expending it on social needs will pass by law or referendum.
The mother of all monopolies (land [resources]) will have been eliminated along with its twin (banking monopolies), all would be receiving their share of the wealth produced by nature, and, for the first time in history, an honest capitalist society will have been established.
This funding of the real economy, stopping the financial collapse in its tracks, is many times cheaper than the current pouring of trillions of dollars at the ethereal world of high finance which caused this crisis in the first place.
Dual currency systems crucial for full and equal rights worldwide
In fact this plan costs nothing to society as a whole. Under a DualCurrency system, properly spent created money costs nothing, any surplus money can be drained out after an economy is rebalanced, and a restructured world economy that provides a quality life for all its citizens has to be a real value, owned relatively equally by everybody, many times greater than today's monopoly values.
As proven by the savings possible under an economy fully restructured to full and equal rights, investment funds from socially-collected resource rents and bank profits replacing unearned appropriated values capitalized into huge blocs of capital are so enormous that money to fund this peaceful society will be in plentiful supply.
Shortage of investment capital is fiction. Currently only 40% of finance capital is operating the real economy. The rest is wasted within the superstructures of the monopoly system, wars, on high living and appropriating unearned wealth.
Revaluing values and debts
While all the above is taking place, accountants experienced in real estate will be assessing the value of all property before and after the financial collapse.
With reassessment ongoing, the alert Obama presidency proceeds to clear up titles to all property and, with the greatest good for the greatest number in mind, restore the financial health of the citizenry and the nation.
The land under all homes, all farms, all mines, and all industries will remain under the name of the current owners (previous owners if property has been foreclosed upon) but they now must pay monthly resource rents to society (which is themselves).
Considering rent payers are quintuply repaid as those funds come right back in the form of all taxes eliminated, operating governments, building infrastructure, education, universal health care, retirement, etc, socially collected resource rents and bank profits is the most efficient and profitable social structure.
As land has no sale value under these restructured property rights, it will incur no purchase costs.
Loans against land must be erased from the records and that against structures built upon it reappraised to current values. If 50% of loan values were backed by the land before the crisis, that 50% loan value is erased and the remaining 50% revalued.
If homes and structures, separate from the land, were half paid for before the collapse, the remaining loan would be discounted to 50% those structure's current value.
Autos, boats, and other loans would be similarly restructured. Paid-for real-estate would not be affected except that landowners monthly rent paid to society would, when all efficiencies were factored in, be quintuply compensated as addressed above.
Erasing debts
A private bank can write off only a modest amount of loans before they are bankrupt while a socially-owned bank can erase all debt that is necessary.
The process is simple and the rights of all can be protected while stabilization of a severe crisis is not viable under private banking and restructuring an economy is equally impossible. Protecting borrowers would be in direct conflict with current property rights and private banks' maximization of profits.
With the citizenry understanding the monopoly system they previously were unaware existed, and with property rights of all secure, this is the time to tackle the doubling of consumer costs due to patent monopolies.
Consumer costs, measured in employed labor time, drops by half
Explanations to the now alert citizenry on how consumer prices are at least twice that necessary will make those legal changes imperative. Whether by Congressional action or referendum, those patent laws will change to paying inventors well (a capitalized value and placing patents in the public domain.
When that law is fully in place, 85% of the activity of casinos known as stock markets, the superstructure of the patent monopoly system where those unearned profits are collected, will disappear. Again an unnecessary and wasteful monopoly superstructure stands out in bold relief.
The resources and talented labor previously battling within equity markets over who shall claim the enormous wealth produced by technology will be available for truly productive use.
Reduce employed working hours that 50%
Among the large numbers of unemployed will be people well qualified to calculate the number of productive jobs in a fully rationalized, efficient, economy.
We will assume their calculations will match ours, two to three days work per week for each employable citizen. From that calculation, Congress would pass and a President would sign, or a voter referendum would mandate, a reduction of the work week to that level. A productive job for each is now guaranteed.
Subsistence payments continuing as wages during the first one to two months, or more, of an employment-learning period will readjust the workforce smoothly. Highly skilled jobs, pilots, railroad engineers, etc, will take longer.
A few skills, such as scientists, may take years to rebalance the workforce but that and a stable money supply can be seamlessly accomplished. The workweek will be lowered and subsistence payments withdrawn as fast as labor is trained.
All this can be done much faster, much cheaper, and create a far more efficient economy than pouring those massive sums of created money at the same ethereal world of high finance that created this crisis and all others in history in the first place.
Some people are much more productive than others but not so productive as to justify the current wide disparity in pay. There will be exceptions—an Einstein, an Oprah Winfrey, a president, and a few others—but serious researchers have concluded that most should be paid equally with a differential in pay no greater than two to one is reasonable.
Through raising the wages of the lower paid, this badly needed social adjustment should be put into effect simultaneously with sharing those productive jobs. Both poverty and subsistence payments are now history and all at no net cost to society. Creating money incurs no costs if a society is properly structured.
Cost of products and services would drop roughly the same as hours worked, living standards will average higher than before the collapse, and the economy has no where to go but up.
All wealth is now earned
Within this restructured economy the massive unearned, appropriated, blocks of capital disappear and are replaced by a socially-owned and operated banking structure fully capable of handling the financing needs of regions, states, communities, companies, and entrepreneurial individuals.
Look at this closely: Each citizen pays land and resource rents and banking charges just as they do now. But those funds are paid to ourselves (society) and spent for health care, retirements, education, economic infrastructure, funding entrepreneurial industries, and running governments.
In this efficient economic structure, an equal sharing of now-productive jobs assures those honest earnings will be spent providing quality life styles.
That assured flow of money provides assured markets for the production of industries and business which, in turn, assures that the money will be there to fund them.
The ethereal world of high finance disappears
There is no need for the ethereal world of high finance which created this inefficient economy which loaned the very money taken from true producers back to them so they can pay for the monopolized products and services necessary to live.
This efficient economy operates on roughly 40% the flow of money even as it provides a higher quality of life for every citizen. The 60% of current flows of money that disappears measures the current wasted labor and resources of the monopoly system.
That there was ever a shortage of finance capital within a modern economy producing massive wealth is fiction. This unearned—privately collected—money was only being wasted on conspicuous consumption, war to protect the monopoly system, ground up within the superstructures managing each monopolized sector of the economy, and banked as unearned profits.
Back to the ethereal world of high finance which is currently crumbling:
The shadow banking system (commercial banks, hedge funds, etc.) have leveraged themselves 30:1, 70:1 and more (Citibank's leverage had risen to 280:1 before being bailed out).
Leveraged buyouts for 40 years forced corporations operating the real economy to leverage below the legal limit of 12:1 However a drop in values of 50% immediately doubles leverage and even a conservative 7:1 leveraged company is now 14:1 and technically bankrupt.
Those high leverages had been made quasi legal by paying lobbyists massive millions of their unearned dollars to get Congress to change the laws.
Those changes permitted moving hedge funds and derivatives off book where a small amount of borrowed (leveraged) capital could earn massive profits.
A leverage of 50:1 on these bets (that is all they were, they were not productive investments in the real economy) would earn 100% on capital with only a 2% average move in the market up or down (those bets were placed both directions).
As these financial institutions knew almost everything that was going on within the financial community and they also had the ability to influence those markets, most of their bets were on the right side and massive unearned profits were made even as nothing was produced.
But when those financial markets collapsed control was lost. Bets were typically on the wrong side, and, most important, those high leverages on both sides of those bets meant that many debts could not be paid.
The ongoing massive collapses of the ethereal world of high finance from all those failures to pay is specifically where most the bailout money is going.
The ethereal world of high finance had, and still has, control of the Treasury-Federal Reserve-government, and they were/are pouring that money at themselves.
As we have shown, the best thing that could happen is the ethereal world collapsing of its own idiocy and silliness and be replaced by an honest monetary and economic structure.
With trillions of dollars thrown at the problem, this inefficient monopoly structured house of cards may be shored up for a while. But there is also the possibility that no amount of money poured at this ethereal world of high finance can stop the collapse.
Reason 1: The economies of nations are slowing across the world which destroys both buying power and wealth and the rate of slowing is increasing.
2: At least $30 trillion of wealth has already been destroyed worldwide and that is many times the dollars than have been created to replace those values.
3: Maximum profits are made by leveraging money, leverage means debt, and those leverages had risen to 30:1 70:1 and higher in the current collapse. Citibank's leveraged rose to 280:1when they were finally taken over by the Paulson/Bernanke bailout team.
4: Each 50% drop in values doubles those leverage ratios which what caused those quickly rising numbers.
5: Accounting rules and the law stated that maximum leverage of American stock companies was to be 12:1. Those rules were both relaxed by law and by these stock companies moving the hedge fund-derivatives operations off book. Thus the high leverage ratios to begin with.
6: Realizing these evasions of common sense and law through off-book operations was the problem, companies were given until October 1st, 2008 to bring these operations back on the books. Because every corporation running off book companies would be immediately bankrupt, that order was put on a permanent hold.
7: Fifty years ago, corporations were sensible and sound. But again the high profits of leverage was the base of their undoing. Throughout those past 50 years the threat of leveraged buyouts forced virtually every stock company to maximize their debt. If they did not do so, buy out artists would buy up enough stock to gain control, immediately leverage with high debt, sell out, and—since the buyouts were done with borrowed money—increase their monies invested many times over.
8: Those companies are all rapidly losing value and their leverage ratios have doubled, tripled, quadrupled, or even far greater, again witness Citibank's 280:1 leverage at the time of their bailout.
10: Leveraged profits being the route to massive individual fortunes for those engineering the leveraging and ever higher valued stocks for stockholders, the entire world is now highly leveraged and those ratios are doubling and then redoubling again, and again, as values drop.
11: In step with those collapsing values, shuttered businesses, lost jobs, declining wages, and both shoppers and businesses refusing to spend for fear they will soon need their money just to survive, the world economy is rapidly slowing and losing value faster than money is being created
12: As each created dollar's (base money's) normal circulation adds 9-to-10 dollars to the money supply, it appears the several trillion dollars created so far should have replaced the money destroyed.
But the real money supply is the circulation of base (created) money. The money supply is not base money itself, it is the velocity of that money as it circulates.
The speed of that circulation has slowed down as individuals, highly leveraged companies, and extremely highly-leveraged financial institutions save their money for what appears to be even tougher times ahead.
13: Those highly-leveraged financial institutions and now equally highly leveraged, low-stock- value corporations have to hang onto every dollar thrown at them during the current bailout frenzy.
This is what is meant when the evening news tells us that banks are not loaning the bailout money being poured at them. They do not dare loan it out. They need to keep it on their books in a so-far-failing effort to comply with the 12:1 accounting and legal leverage rule when it is enforced.
14: Once a population has lost trust in an economy and its banking system, no amount of created money can make them spend beyond their base survival needs.
The Ascent of Money story is the 600 year history of collapses of bubbles. After watching that, we felt that the money being thrown at the ethereal world of high finance is like throwing a bucket of waste water directly into the wind of a hurricane.
There we learn that the massive leveraging of the entire financial structure through off books accounting was copied directly from Enron's Kenneth Lay. There was never ever any intention of producing anything. The intention was to totally privatize, monopolize, move the high leverage off books, and pull in massive profits.
To keep this short, I had to gloss over many aspects of this restructuring to an efficient economy. But we have continually hotlinked to that bigger story.
The even more complete story is in the just released 2009 editions of Economic Democracy: A Grand Strategy for World Peace and Prosperity and Money: A Mirror Image of the Economy.
These books were started over five years ago on the assumption that this crash was coming.
More important, as we have addressed herein, they show how to stop this financial and economic crash in its tracks and quickly restructure the world economy to full and equal rights for every world citizen.
The elimination of the 50% of the economy (perhaps half is preparation for, and loss from, those wars) that is wasted labor and resources permits each that quality life while reducing paid employment by half.
The simple cause of this crash, massive increase in leverage as economies and corporations collapse in unison leading to a massive drop in the money supply as circulation of money slows seems not to be addressed because it seems few really understand what money is. So we threw in our understanding of the problem.
Thank you.
J.W. Smith


text:
Iceland's Keflavík International Airport, about 40km west of Reykjavík, is connected by direct flights to Europe, the UK, Scandinavia, the US and Canada. It's also possible to reach Iceland year-round by sea via the Faroese superferry Norröna, which performs a once-weekly crossing of the North Atlantic.
Airfares always depend on the season, with the highest being around June to August, when the weather is best; fares drop during the "shoulder" seasons – September to November and April to June – and you'll get the best prices during the low season, November to March (excluding Christmas and New Year).
An all-inclusive package tour can sometimes turn out to be the cheapest way of doing things. Deals range from a weekend city-break to Reykjavík and its surrounds to all-singing, all-dancing adventure holidays involving snowmobiling across Vatnajökull and whale watching in Húsavík. Check the specialist tour operator websites.
The cheapest airfare deals are always available online, either direct through the airline website or via a discount travel website.
Flights from the UK and Ireland
By far the cheapest deals from the UK are with Iceland Express, who fly daily to Keflavík from Edinburgh, London Gatwick and London Stansted for around £140 return.
Icelandair flies daily to Keflavík from London Heathrow, Manchester and Glasgow. Return fares from London Heathrow start at £400, whereas from Glasgow and Manchester they cost from £250.
There are no direct flights between Ireland and Iceland, so you'll need to travel first to London, Manchester or Glasgow with Aer Lingus or discount masters Ryanair, and then pick up an Icelandexpress or Icelandair flight to Keflavík.
Flights from the US and Canada
Icelandair flies out of several US and Canadian cities. The frequency – and cost – of flights is reduced during the winter months; schedules change each year, depending on demand, and some routes are suspended altogether.
From the US, Icelandair flies several times weekly from Boston (average fare US$1160 return), Denver (US$1500 return); Minneapolis (US$1160 return), New York JFK (US$1160 return); Orlando (US$850 return; Oct–March only); Seattle (US$1160 return) and Washington DC (US$1160 return). From Canada, there are flights from Halifax (C$1400 return) and Toronto (C$1660 return).
Flights from Australia, New Zealand and South Africa
There are no direct flights to Iceland from Australia, New Zealand or South Africa, so you'll need to find a discounted airfare to somewhere that does – such as London – and arrange a flight to Reykjavík from there.
All return airfares to London from Australian East-Coast gateways are similarly priced, with the cheapest deals via Asia costing around AU$2000/2400/2800 (low, medium or high season). From Perth or Darwin, scheduled flights via Asia cost AU$110–220 less than if departing from eastern gateways, while flights via the USA cost around AU$400 more. From New Zealand you can fly from Auckland to London via mainland USA or Asia for NZ$2600/2900/3200. From Wellington and Christchurch all options cost NZ$200–$300 more. To get to London from South Africa, count on around 6000/6400/6800 ZAR for a Cape Town–London return.
Read More
The Norröna ferry
The Norröna ferry
Although it's possible to travel by sea to Iceland aboard the luxurious Norröna ferry (w smyril-line.com), the journey is recommended only to those with a cast-iron stomach – the gales, storms and colossal swell of the North Atlantic will quash any romantic images of following the Vikings' sea-road. One huge advantage, however, is that you can bring your own vehicle into Iceland this way.
The ferry departs once a week, year-round, from Hirtshals in Denmark, travelling via Tórshavn in the Faroe Islands to Seyðisfjörður, in Iceland's East Fjords. Facilities include en-suite cabins, a swimming pool, a shopping arcade and even a fitness centre.
Sailing schedules are complicated and times vary between even and odd-numbered weeks. High season is defined as between 19 June and 23 August, when one-way fares from Denmark to Seyðisfjörður are €571 per person for one vehicle and two people sleeping in a couchette; a private cabin costs €726 per person.

subset: commoncrawl


text:
LHR/LGW to BCN
Soak up the bright lights and vibrant culture in Barcelona with direct flights from London.
Flights to Barcelona
from: £35 one-wayBook
Fly with British Airways and enjoy award-winning service, excellent value for money and no hidden charges:
Soak up the bright lights and vibrant culture in Barcelona with direct flights from London.
from: £35 one-wayBook
Fly from one of two London Airports to beautiful Barcelona and throw yourself into the culture of this cosmopolitan city. Barcelona offers something for everyone, whether you want to immerse yourself in extraordinary architecture, world-class cuisine and vibrant nightlife or simply relax on the beach and soak up the Spanish sun.
When you fly to Barcelona with British Airways, you can choose from multiple flights departing daily from London Heathrow and London Gatwick, meaning it couldn't be easier to plan your Mediterranean city break. Keep your trip hassle-free with a 23kg baggage allowance as standard and enjoy the flexibility of three handy check-in options and free seat selection 24 hours in advance.
The average flight duration from London to Barcelona is 2 hours, where we fly to Barcelona from London Heathrow (LHR) and London Gatwick (LGW) airport.
When you fly to Barcelona with British Airways, you can enjoy our award-winning service, as well as a generous 23kg checked luggage allowance as standard. Take advantage of our online or mobile check-in facilities and make your trip to Barcelona even simpler with British Airways.
Our flights from London to Barcelona arrive at Barcelona–El Prat Airport, located just 12 kilometres southwest of the city centre. A number of reliable and efficient transport options are available, including minibus shuttles, low-cost airport taxis and the Aerobus express bus service. Hire a car at the airport to explore the city and surrounding region at your own pace.
Get ready for your stay in Barcelona with some useful facts to make your arrival stress-free.
Currency: Euro (€)
Country Code: +34
Local Area Code: 93
Electricity: 230 V, 50 Hz, European 2 pin plug
BA Star Rating
TripAdvisor rating
265 reviews
from £18 pppn
19 Oct - 20 Oct
BA Star Rating
TripAdvisor rating
332 reviews
from £21 pppn
18 Dec - 19 Dec
BA Star Rating
TripAdvisor rating
948 reviews
from £43 pppn
04 Nov - 05 Nov


text:
LEGO® Creator Small Cottage (31009)
7 -12 years. Your minifigures will relax and unwind in this beautiful 3-in-1 countryside creation! Use the tongs to grill the sausage for a relaxing outdoor meal, skateboard around the pond for exercise, and retire inside the cozy cottage to read beside the lamp in your cozy swivel chair. Rebuilds into a windmill or a skater's house. Small Cottage measures over 5" (15cm) high, 6" (17cm) wide and 4" (12cm) deep. 271 pieces.
LEGO®, the LEGO® logo, DUPLO®, MINDSTORMS, HEROICA and the Minifigure are trademarks and /or copyrights of the LEGO® Group. ©2012 The LEGO® Group. All rights reserved.


text:
Both of New York's finest need help behind the plate. The Yankees lost Russell Martin as a free agent to Pittsburgh, while the Mets want an established veteran after a revolving door of prospects, journeymen and wanna-be's over the last few years.
At the moment, the Mets seem to be the most intent on making something happen in that regard at the Winter Meetings in Nashville. With the Mets rumoured to be dangling Cy Young winner R.A. Dickey and/or Jonathon Niese, it could set up an interesting bidding war between the Blue Jays and the Red Sox.
Boston added veteran infielder/catcher Mike Napoli on Monday, signed free agent David Ross away from Atlanta last November and also has youngster Ryan Lavarnway in its stable of catchers. That kind of depth could set up a trade involving veteran backstop Jarrod Saltalamacchia.
Meanwhile, the Blue Jays have highly touted prospect Travis D'Arnaud, veteran John Buck and incumbent J.P. Arencibia on their roster.
At this point, Arencibia would appear to be the most attractive bait for the Mets. He is one year younger than Saltalamacchia, makes less money, and can't become a free agent until 2017.
Saltalamacchia on the other hand can become a free agent in 2014. He also made $2.5 million last season which was more than five times as much as Arencibia. Arencibia was also a first round draft pick of former Blue Jays general mangager J.P. Ricciardi who is now a special assistant to Mets GM Terry Collins.
Statistically speaking, their numbers were fairly close last season. Arencibia hit .233 with 18 homers and 56 runs batted in. Saltalamacchia hit .222 with 25 homers and 59 RBI in 121 games. Saltalamacchia is a switch hitter while Arencibia hits right, and neither is known as a Gold Glover defensively.
For the Blue Jays, it would be a gamble to move Arencibia. Buck is coming off a down year in Miami and D'Arnaud, coming off a knee injury, may not be quite Major League ready.
However, Alex Anthopoulos and the rest of the Jays brain trust realizes, more than any other time in the last 20 years, the American League East is wide open. One more starting pitcher of top quality could push the Jays over the top.
As for the Yankees, they have another significant worry now. Alex Rodriguez, coming off of a horrible post-season, is slated to undergo another hip surgery and will not be ready to the start of the 2013 season. Derek Jeter is already iffy as he rehabs from his left ankle injury and with no established catcher, the Yanks have three signicant holes to fill - four if they're not going to resign right fielder Nick Swisher.
Looking elsewhere, shocking would't be the right word, but I was definitely surprised to see the Chicago White Sox had waived right-hander Philip Humber, who was subsequently claimed by the American League bound Houston Astros. This is the same Humber, who pitched a perfect game against Seattle back on April 21 and appeared, at 29-years-old, to be a classic late bloomer.
Humber had injury issues though and his performance simply fell off after his historic performance against the Mariners. He finished the year with a 5-5 record after going 9-9 the year before. For his career, the third pick overall in the 2004 draft is now 16-15 with a 4.87 ERA.
2013 should tell the tale, as to whether Humber still has something left or was merely a "one hit" wonder.
Turning back to the Blue Jays, the team moved alot of prospects between the Houston and Miami trades this year. The well hasn't run dry though. Two names in particular to watch for next season are left hander Daniel Norris and outfielder Jacob Anderson.


text:
The world has moved ways from where it started off; all the technological advancements are but the biggest proof if one takes a moment to ponder over them. Take computers and other mobile devices for instance.
Not just that, interaction with computers and etc. has also changed a lot since long – from the click of a button to mere gesture control system. If you know what we are talking about, the you are no doubt familiar with Microsoft Kinect, and chances are that you are quite the fan too!
Well, if you thought Kinect was cool – then think again because it still is cool! (not many people will get that one, but moving on!). There is no doubt that Microsoft Kinect is cool, and well – it was also the first of its kind when it came to innovation and creativity. If you thought that Microsoft Kinect was cool (De ja vu? Don't worry, no fooling again, keep reading), what would you say if you were given something that was 200 times more accurate than the Microsoft Kinect motion controller?
Say hello to the Leap 3D gesture control system. This week, Leap Motion has unveiled its new Leap 3D gesture control system which the company claims is 200 times more accurate – Imagine that! The Leap 3D gesture control system enables users to control applications with even the hundredth of a millimeter's accuracy. Moreover, alongside the accuracy it also features touch-free gestures like pinch-to-zoom, etc.
The gesture control system utilizes a smalll USB input device, in combination with a sophisticated software platform that is able to detect a user's movement right down to the subtle movements of a finger.
Leap Motion CTO David Holz showed CNET how the Leap 3D gesture control system is adept at a range of functions, like: Navigating an operating system or browsing Web pages with the flick of a finger, Finger-pinching to zoom in on maps, Letting engineers interact with a 3D model of clay, Precision drawing in either two- or three-dimensions, Manipulating complex 3D data visualizations, Playing games, including those that require very "fast-twitch" control, Signing digital documents by writing in air.
Leap 3D creates a "three-dimensional interaction space" which measures around four cubic feet and iit is also more precise and responsive compared to a touchscreen or a mouse. The new Leap 3D gesture control system is expected to launch early in 2013. No information or worldwide availability has been announced as of yet, but the cost of the system appears to be $ 70 from what the rumours say.


text:
Get ideas and inspiration, find easy to use patterns
and tutorials for your next sewing project.
by KazztheSpazz
by luluxoFor Sale
by redoubt
by Anna Jouli
by elyzampaFor Sale
by Mary P.
by redoubt
by step-van-b
by laurakis
by redoubt
by redoubt
by stuffit-1
by frankiesoup
by tboneslimluv
by HeidiN
by redoubt
by redoubtFor Sale
by redoubtFor Sale
Fashion & Trends
Three takes on how to wear a menswear essential.
Member Project of the Week
A gorgeous confection with a surprise peach chiffon layer.
Featured Member
Meet the colorful designer behind our upcoming fashion design course.
Backstage Report
New pattern categories and how-to changes.
Fashion & Trends
Style this summer favorite for early and late fall.
You must allow our "request for permission" request to login to Burdastyle with Facebook.


text:
How Low Can We Go?
To control seed and technology costs, some cotton producers are considering lowering their seeding rates. However, as Owen Gwathmey, University of Tennessee (UT) crop physiologist, and UT weed specialist Larry Steckel discovered, it's not a matter of just turning down your planter. Farmers must have an all encompassing plan.
"It's important to have enough of a stand to help with weed suppression as well as a minimum stand needed for optimum yield and fiber quality," Gwathmey says.
Critical Factors To Consider
Before committing to a lower seeding rate, consider the following:
• Is the planter tuned up and calibrated for a particular seed lot?
• Does the seed lot have a good seed germ percentage? Be sure to get the actual cool and warm seed germ from your seed distributor for each seed lot.
• How good is the seedbed for conventional or no-till systems? Will the planter work well in that seedbed?
• How good is the seven-day weather forecast? Avoid 40-degree cool nighttime temperatures.
"If everything goes well, we can use lower seeding rates," Gwathmey says. "We can go somewhat lower in the 15-inch row configuration than in the 30s. In the 30s, in particular, we found that we can't go below two seeds per foot of row without having so many skips in the stand that the weeds take advantage of us.
"In our tests, we were looking at a plant population of 21,000 to 22,000 plants per acre from a seeding rate of around 29,000 to 30,000 seeds per acre as being the lowest we could go without losing yield and net returns on our seed and tech fee investment," he adds.
Weed Control Options
Obviously, weeds need water and heat to germinate and get established. But, as Steckel points out, weed seeds, particularly pigweed, also need light to promote germination. The question is, "How do you compensate for the additional light that is available with lower seeding rates?"
"We didn't see as many weed problems in the narrow-row configuration as we did with the wider rows, especially where there is a skip row," Steckel says. "One option to help suppress weeds is to plant a cover crop in the fall – such as a cereal rye – spray it in the spring, then plant into it."
In addition, make sure the planter is tuned up and as close as it can be to planting a "picket fence" stand, which more quickly provides shade, as opposed to a stand with big gaps.
"Also put down a pre-emergence herbicide, using residuals such as Valor or Reflex early pre-plant," Steckel says. "Or, farmers can apply Cotoran or Caparol right behind the planter. Even if the cotton stand is thin, it should have enough height to start shading the ground when these herbicides begin to run out of gas."
As Gwathmey notes, moving to a lower seeding rate is a calculated risk-reward tradeoff. "Farmers must consider production factors they have a handle on and know their tolerance for risk in reducing their seeding rates."
Contact Carroll Smith at (901) 767-4020 or email@example.com.
Home | Archive | About Us | Calendar | Cotton Links | Subscribe | Classifieds
Sister Publications: Rice Farming | Peanut Grower | CornSouth | Soybean South
Copyright © 2010, One Grower Publishing, LLC All rights reserved.


text:
double dot green
by Monaco
The Double Dot Green print from the Monaco collection is a playful, textured green and white polka dot print that blends perfectly with the rest of the Monaco designs.
The Monaco collection is made from 100% organic cotton and printed with AZO-free dyes. Fabric is 46-47" in width.
All prints are designed and manufactured by Monaluna.
The fabric is not treated with fire-retardant, and is therefore not intended for use in children's sleepwear.
Fabric may be purchased by the yard or half-yard (.5).


text:
Longer days. Stronger rays. Spring is on its way, which means more daylight, more time outdoors and more of your little adventures. It also means new Bella Costas from REEF. The much loved line of hanging footwear with new silhouettes, textiles and embellishments - the little things that spell out your own style. Through Reef's We Heart program, even more of this season's Bella Costas offer handcrafted elements from artisans in developing countries. And the quilted footbed provide support right through those later sun sets.
Read More
Reef Ambassador Alana Blanchard finds out that she's been chosen to model in the 2013 Sports Illustrated Swimsuit Issue—a lifelong dream! Go behind-the-scenes during Alana's Las Vegas bikini photo shoot. Then it's back to Oahu, Hawaii's North Shore where Alana, her friends Leila Hurst and Camille Brady, and the whole surf industry have converged to surf the big winter waves.
Luke Davis can normally be found surfing Lowers. And Nick Rozsa is usually rocking out Ventura. But occasionally the boys need a change of scenery. Each goes a round out of his element for this episode of Sea Movies presented by Reef. Luke lets loose in some wild Ventura beachbreak. Then Rozsa and his bodyboard buddies enjoy some point surf at a wind protected spot in Malibu. It's still California, and although they're a tweak or so out of their elements, they still pretty much still crush it.
A majority of this footage is summer slop from around my home over the Christmas break after I came home from Hawaii. Damn it was fun to be home. I threw in some old toobs because well, who doesn't like a good toob. Enjoy
We had the pleasure of being home for a good solid chunk of time around the holidays. It was the first good chunk of time that I have had in some time. Besides relaxing with our friends and family and soaking up the joys of Santa Barbara,
Reef continuously creates high quality, comfortable sandals and surf apparel for an active lifestyle. Our products are eco-friendly as we constantly strive to improve our environment. Shop our amazing collections of surf inspired sandals, shoes, boardshorts, wetsuits and accessories today.


text:
More Articles for GOMACO GP-2600 paver
Highway Contractor
Make it Last, and Make it Smooth
A Kansas project delivers.
By Dan Brown, Contributing Editor
For more than 30 miles, Interstate 70 in western Kansas was worn out. It was a full-depth asphalt pavement; sections ranged up to 20 inches deep. The ... Read More...
Read More...
- Secret Cold War bunker found inside Brooklyn Bridge (PHOTOS)2178 Views
- Most common work-related deaths for highway and bridge construction workers1271 Views
- Highway users, road builders oppose bill to surrender federal highway authority635 Views
- New use of carbon fiber grid in precast concrete piles627 Views
- DOT loans $950 million to Florida highway project552 Views


text:
Full size version is only available to registered users
Please Register as a New User or Login as Existing User to gain full access to all the photos on this site. Registration is quick and completely free.
Unregistered users can only view full size photos that have been added this month.
Valee Blanche from Aiguilee du Midi, august 2010
© calofil, Jul 2010
Camera used: Nikon D80


text: content December 5, 2008 Vitamin E reduces inflammation in vivo The December, 2008 issue of the journal Experimental Physiology published the discovery of researchers at the University of Illinois of an anti-inflammatory effect for vitamin E in an animal model of inflammation. Scientists are becoming increasingly aware of the role of inflammation in a number of diseases and conditions. Chronic inflammation of the skeletal muscles in humans is a cause of significant physical impairment. Antioxidants such as vitamin E have been shown to reduce proinflammatory cytokine expression in cell culture studies, but the vitamin's effects had not been tested in the heart and skeletal muscle of mice with induced systemic inflammation. University of Illinois kinesiology and community health professor Kimberly Huey and colleagues administered vitamin E or a placebo to mice for three days before injecting the animals with a low dose of E. coli lipopolysaccharide to induce inflammation. A control group received saline injections. The team found increased levels of the cytokines interleukin-6 (IL-6) and interleukin-1beta (IL-1beta) in the skeletal and cardiac muscle of mice that received lipopolysaccharide, yet among those that received vitamin E, levels of these cytokines were significantly lower than those of the placebo group. The cytokines function as intercellular communicators which assist in immune response, yet can lead to excessive inflammation. Additionally, the researchers observed decreased activation of nuclear factor kappa-beta (another agent involved in inflammation) in mice that received vitamin E. "The mice were administered vitamin E for three days prior to giving them what amounts to a minor systemic bacterial infection," Dr Huey explained. "One thing we did – in addition to (looking at) the cytokines – was to look, in the muscle, at the amount of oxidized proteins. Oxidation can be detrimental, and in muscle has been associated with reduced muscle strength." Dr Huey revealed that "there was a significant reduction in the amount of lipopolysaccharide-induced oxidized proteins with vitamin E compared to placebo." "So that's a good thing," she noted. "Potentially, if you reduce the oxidized proteins, that may correlate to increased muscle strength." In previous research conducted by team member Rodney Johnson, an association in mice between vitamin E supplementation and reduced brain inflammation was observed. Inflammation in the brain is associated with Alzheimer's disease in humans. Dr Huey concluded that vitamin E "may be beneficial in individuals with chronic inflammation, such as the elderly or patients with type II diabetes or chronic heart failure." "This is clearly an animal model so whether it would translate to humans still requires a lot more research," she remarked. "Vitamin E is a supplement that is already approved, and these results may suggest an additional benefit of taking Vitamin E beyond what's already been shown." Chronic inflammation In aged people with multiple degenerative diseases, the inflammatory marker, C-reactive protein, is often sharply elevated, indicating the presence of an underlying inflammatory disorder (Invitti 2002; Lee et al. 2002; Santoro et al. 2002; Sitzer et al. 2002). When a cytokine blood profile is conducted on people in a weakened condition, an excess level of one or more of the inflammatory cytokines, e.g., TNF-a, IL-6, IL-1(b), or IL-8, is usually found (Santoro et al. 2002). Scientists have identified dietary supplements and prescription drugs that can reduce levels of the pro-inflammatory cytokines. The docosahexaenoic acid (DHA) fraction of fish oil is the best documented supplement to suppress TNF-a, IL-6, IL-1(b), and IL-8 (Jeyarajah et al. 1999; James et al. 2000; Watanabe et al. 2000; Yano et al. 2000). A study on healthy humans and those with rheumatoid disease shows that fish oil suppresses these dangerous cytokines by up to 90% (James et al. 2000). Other cytokine-lowering supplements are DHEA (Casson et al. 1993), vitamin K (Reddi et al. 1995; Weber 1997), GLA (gamma linolenic acid) (Purasiri et al. 1994), and nettle leaf extract (Teucher et al. 1996). Antioxidants, such as vitamin E (Devaraj et al. 2000) and N-acetyl-cysteine (Gosset et al. 1999), may also lower proinflammatory cytokines and protect against their toxic effects. Our Biggest Sale of the Year is Finally Here! Save an Additional 10% Over the past year, we have seen the prices of everyday items skyrocket. Like most of us, we are constantly looking for ways to save. Your health is far too important to compromise — so Super Sale pricing is our way of helping you Save Money in Today's Economy! For over 28 years, The Life Extension Foundation has been a pioneer in scientific achievements in health and longevity. We have always looked to the future, constantly introducing new products and upgrading formulas so we can offer valued customers like you the latest in scientifically proven nutrients. And this year is no different! We hope you take advantage of these incredible low prices during our biggest sale of the year. There's no better time to order than now! Below are examples of the significant savings available during Super Sale on popular Life Extension items: Super Miraforte with Standardized Lignans 120 capsules $62.00 $37.80* Natural Female Support 30 vegetarian capsules $28.00 $16.20* Super Omega-3 EPA/DHA Softgels 120 vegetarian capsules $32.00 $16.81* *Super Sale Member Price with multi-bottle purchase http://www.lef.org/SuperSale/ Theaflavin Standardized Extract Research has shown that unique extracts present in black tea called theaflavins can have multiple applications for arterial health. New Theaflavin Standardized Extract contains a number of beneficial flavonoids found naturally in tea leaves that help support levels of cholesterol that are already within normal range. Theaflavins have been shown in human studies to protect against LDL oxidation and favorably affect endothelial function, thus helping to maintain healthy circulation. Scientists have also found that black tea flavonoids possess strong antioxidant properties which can help mitigate oxidative damage to cells and tissues from free radicals. Anti-Alcohol Antioxidants with Hepatoprotection Complex Life Extension's Anti-Alcohol Antioxidants with HepatoProtection Complex is an improved formula containing additional antioxidants designed to suppress free radicals, neutralize toxic alcohol metabolites such as acetaldehyde, and support healthy liver function. In addition to vitamin B1, vitamin C, N-acetyl-cysteine and benfotiamine, this formula's HepatoProtection Complex provides the following antioxidants: Chlorophyllin, an agent that protects the body from oxidative stress Leucoselect® grapeseed extract, silymarin (from milk thistle), and resveratrol, three hepatoprotective agents that aid in reducing compounds from potentially toxic xenobiotics and protecting cells from free radial-induced oxidative stress Picroliv® Picrorhiza kurroa root extract, containing antioxidant kutkin that scavenge alcohol-induced excess free radicals, and stimulate regeneration of cells (hepatocytes) Barley grass powder extract Life Extension Update Alpha and gamma-tocopherol reduce oxidative stress and inflammation markers in metabolic syndrome patients Vitamin E deficient mothers likelier to have asthmatic children What's Hot Antioxidant supplement use associated with lower inflammatory markers regardless of exercise levels Vitamins C and E block inflammatory response to high fat meal Life Extension magazine Chronic inflammation: the epidemic disease of aging The fires within If you have questions or comments concerning this issue or past issues of Life Extension Update, send them to firstname.lastname@example.com or call 954 202 7716. For longer life, Dayna DyeEditor, Life Extension email@example.com 766 8433 extension 7716www.lef.org


text:
Cyclops Seeker Direct 12V Search Light with Red LensItem Number: 16337446
Price: $29.99
Free Shipping Eligible on Qualifying Purchases Over $49! Up to $15 Shipping Credit. (See Promotion Details)
Product Information
Customer Reviews
The Cyclops® Seeker Direct 12V Search Light is the perfect handheld spotlight for any situation. The light features a 100 watt H3 halogen bulb and provides a 3.5 million candle power light output. It also has a compact design and a 6' coiled cord that can be used with a 12V DC plug adapter. The light includes a detachable red lens for use in low profile spot lighting.
- 100 watt H3 halogen bulb
- Detachable red lens
- 6' coiled cord
- Compact design
- Light output: 3.5 million candle power
- Direct use with 12V DC plug adapter
- Model: CYC-S35012VR
- Cyclops
Country of Origin: China
Customer Reviews
Rated 5 out of 5�by 1 reviewer.
Rated 5 out of 5�by Chad Awesome! amazingly bright for the price! Nice and lite as well ! Your arm doesn't get tired as your drooling over the monster buck in the field your not allowed to hunt! October 2, 2013
1-1 of 1


text:
02/10/2014 | Radio Amateurs of Canada Cautions Regulator Against Tower Rules Changes that Affect Hams
Radio Amateurs of Canada has told Industry Canada that it will fight changes to tower citing rules that affect hams.
Learn More
12/24/2013 | New ARRL Single-Operator Unlimited Contest Category Effective with RTTY Roundup
ARRL Single-Operator Unlimited category becomes effective with the new year.
Learn More
09/30/2013 | FCC Issues Warnings for Amateur Radio Infractions, Unlicensed Operations
The FCC has made public warning letters recently sent to Amateur Radio licensees and others.
Learn More
09/20/2013 | CQ World Wide DX Contest Rules Webinar Announced
A webinar to review the updated CQ WW DX Contest rules is set for October 6.
Learn More
08/21/2013 | Pending Amateur Service Rule Changes Are Not on Back Burner, FCC Assures VECs
VECs meet via teleconference.
Learn More
08/21/2013 | Another CB Retailer Comes Under FCC Scrutiny
A CB shop in Texas is cited for illegally marketing unauthorized RF devices.
Learn More
04/18/2013 | FCC Again Denies ARRL's Petition in BPL Proceeding
Though BPL is both a commercial failure and a proven interference source, the FCC still remains unwilling to adopt rules sufficient to protect licensed radio services.
Learn More
04/04/2013 | FCC Seeks to Reassess RF Exposure Limits
On March 27, the FCC released a First Report and Order, Further Notice of Proposed Rulemaking and a Notice of Inquiry (ET Docket Nos. 13-84 and 03-137). The documents seek to reassess the FCC's RF exposure limits and policies, as well as to propose change
Learn More


text:
Shredding Some Pow Pow
AKA: Snowboarding
Am I impressing you yet?
So if you're wondering where I learned to talk so cool… The pictures below will tell you the truth.
Not really the truth because in these pictures I just look like your average snowboarder (or at least I hope I do… Do I?) when in fact I am a beginner. I am learning. It is hard. It's embarrassing. My knees hurt.
But, this weekend I think I hit one of those walls people say you hit when you are learning something new, and snowboarding actually became fun! I had a blast! I spend the majority of the time off of my butt, which was VERY new and exciting.
Granted, towards the end of the day the wind got so bad that I HAD to sit down for a bit (mostly because I have a hard time turning left and the wind kept pushing me right)
But other than that, Burley, Sara and I had such a good time (well I did, I guess I can't speak for them).
Here are a few pics from our adventure!
(Sorry in advance for the pesky smudge that made its way into the center of most of these photos)
That's all! What new things have you been teaching yourself lately? I'd love to hear about them and be inspired! I'm always looking for a new hobby…
Coming Soon! ...
I hope you had a BLAST this weekend.
I wanted to give you guys a sneak peak of the latest blog design I have been working on. I can't wait to share the results with you soon! I have been working with Dannielle over at Love, Life, and Louboutins to come up withe a new concept for her incedibly sassy and spunky blog. She is so much fun to work with, and the final product is coming along SO quickly.
I am starting to take some more design opportunities on, and can't wait to share the rest with you as well!
If you are in need of a THRIFTARY blog design makeover, please be sure to let me know!
You can get some general pricing information HERE
You can also email me at email@example.com if you have any questions at all!
Happy Monday Y'all.
I'm Not Even Wearing Pants...
|Photo Credit
|Photo Credit
Whatcha Readin'?
This week … I restocked my "To Read" pile and I am oh so excited.
Check out what is on my current reading list:"
1. "The Fault in Our Stars" by John Green – This one I am starting right away (OK – I have already started). The ever lovely and talented Morgangster suggested this on her blog the other day, and I respect her opinion completely. So far, I agree.
2. "Extremely Loud & Incredibly Close" by Jonathan Safran Foer – I'm a huge supporter of reading books before I see the movie. I gotta read this one fast!
3. "Everything is Illuminated" by Jonathan Safran Foer – It was on sale and I recognized the name as his first large work.
4. "War and Peace" by Leo Tolstoy – To be completely honest, I bought this book about 4 months ago and I still have yet to finish 100 pages. I keep picking it up and putting it down. It's not exactly a book you can keep in your purse to read when you find the time. AKA it's huge. Nonetheless, in reading it I will accomplish a goal I have had for a long time, and also one of my 20 goals for 2012. Wish me luck.
5. "My Utmost for His Highest" by Oswald Chambers – I have probably read this devotional all the way through, about 3 times at this point in my life. It is a daily read, thoughts and mediations on Christ, his teachings, spirituality, daily walking in faith. It is just priceless. It is a goal during this season of Lent to read every morning.
6. "Q&A" published by Potter Style – This is the coolest book ever. I got it for Burley for Christmas 2010, and we have been trying to keep it updated since then. It has a question a day, every day for 5 years. So for example, on January 1, you will answer the following question: "What is your mission" for five years. A GREAT record, and I highly suggest it for every newly married couple.
What are you reading lately? Any suggestions? I need to start my new list NOW!
New House: Wish List
- They look cool
- They are sometimes cheaper
- They tend to be in accessible areas
- They help your marriage, by testing and trying it to the point of sheer frustration. A girl needs to slam a door every now and then, you know? (Does that mean I have a temper?)
- They cause you and your significant other (if you live in a loft with a roomate, I am truly sorry) to grow much closer as your changing area is also your living room, and your bedroom is 10 feet away from the kitchen.
A Tribute
This is a reference to my husband. A tribute to him, if you will.
Last night, I was working late on a new blog design. He had a night off from the bar, so this was a sacrifice to let me work.
He scheduled dinner around me going to the gym.
He did all the dishes (which is saying a lot because I did a NUMBER on the pan the I cooked our chicken in).
(He had previously done all our laundry and left my piles folded on the dresser).
Without a word, he got in bed to read, and let me work.
When I was ready, I got ready for bed and hopped in beside him. With his handsome reading glasses on. Reading said Hunger Games, becuase he liked that I liked them so much.
And I was so impressed. What a man. And he's aaaaaaaaaaaaaaaaaaall mine.
So thankful.
So, last night, while working on said blog design, I found this amazing font. And I thought, I shall construct an ode to the greatest man in all the land.
Thriftary: Blog Design
Man o man did Monday hit like a freight train. Am I right? I had such a relaxing weekend I didn't want it to end! I'll do a quick runthrough just so I can relive it one more time, and so you will know what I am referring to by said, "relaxing" "weekend."
- Friday, I got to spend an evening downtown with two lady friends and had a BLAST. We went to Tamayo on Larimer for a bottle of wine and some VERY delicious modern mexican quisine. If you are into salmon, I would HIGHLY suggest their Salmon Adobado.
- Saturday, I got to sleep in (YES!), hit the gym with no time crunch (DOUBLE YES!) and go to the dog park and an early dinner with Burley before his long bar shift that night (TRIPPLE YES!). Then I went and saw The Vow by myself... highly suggested if you need a solo date night. And THEN I worked on the blog design that I am about to share with you!
- Sunday, I got to sleep in with Burley (unheard of) and have a relaxing day looking for houses, browsing the book store, and catching an early "Resatuarant Week" special at Root Down, Denver. Seriously... The best meal I've had since we moved here. I got fried tofu in a blood orange sauce with a bunch of other incredible things. Super unique, all locally sourced, great service. Just a really nice and enjoyable experience.
Now on to the blog meat.
I have been working on my sister's blog for a bit. She has been so gracious as to be my first guinea pig when it comes to blog design, and I had such a blast with it!
Please head on over to Two Hoots & a Holler to check it out! I love her blog. She is an incredible writer, and to top it off, she has an incredible story to tell. Do you love your sister as much as I love mine? Probably not. Ok, that was rude, I know you love your sister, just know that I love my sister too. A lot.
Here is a sneak peak...
I've also got some pricing up if you are in need of a blog makeover, and want to work with YOURS TRULY! I bet we would be a great pair :)
CLICK HERE for my contact info and pricing on blog design!
Friday's: Thrift Store Finds
I can't believe we have already made it to another Friday! The weeks are flying by… Why is that?
Oh yea… because I have to run 13.1 miles non-stop in May, so every day comes and goes and laughs at me for thinking that it's possible.
So yesterday I hinted towards the fact that I may or may not have BLOWN THRIFTING IN GENERAL OUT OF THE WATER with all of the awesome finds I snagged from the thrift store this Wednesday. I think I was most excited because I didn't really have to dig like I normally do… All of these pieces basically walked right up to me, told me they liked me and wanted to come home with me and hopped in my basket. Now… That's not normally my style… But Wednesday… I just agreed!
Here is the recap of all that I got, including a price tag tally, mixed in with a little bit of a photo shoot that I literally did right when I got home from dinner that night (instead of watching American Idol… which is a big deal).
I hid some little pieces of photography gold in here.. Let me know if you find them.
HINT: 1 involves a plie, 1 involves a peter pan tribute, and the other involves death.
And that's it! Aren't you excited?!?! I am. I have needed a little spiciness in my wardrobe, and it really did the trick. All for $37 bucks!
I also thought I should share what I actually looked like prior to this photoshoot, and also the damage that I left at the foot of my bed (Sorry Burley).
I think its hilarious that I didn't even try to move my insane pile of clothes out of the view of the camera most of the time.
Oh well… Life as a real human being. It's full of excitement, eh?
And that's it, guys! Go enjoy your weekend and I'll catch up with you on Monday.
Yesterday, I was on a mission.
I had about 1 hour in between working out and grabbing dinner with some lady friends (which was such a good time by the way)
Well… Let me tell you about that first.
Pete's Central One – It's a cute little tasty restaurant in Wash Park, Denver. You probably know one of Pete's restaurants if you live in Denver. If you have ever needed a patty melt at 2am, He's got a diner on Colfax. If you've ever wanted an authentic gyro after work, he's got a gyro café on Colfax as well. You see where I am going? This man has made his own little greek dynasty in Denver. And I am sooooo glad that he has.
Last night, Pete happened to be at Central One while we were eating, and he sat down with us and cracked jokes about 4 times… He also offered us free shots ("No Thanks, I'm on a diet)… free dessert ("Pete, you're killing me… I can't eat this)… and he served us 2 of our three courses ("Thanks, Pete. Please don't take offense to me rejecting your shots and dessert… I'm just on this diet, see…").
He was awesome. His food is RIDICULOUSLY awesome and well prices for the quality. So go there!!!
Now… back to my mission…
So in between the gym and heading to Central One, I had about an hour and a half to spare, so I stopped by one of my FAVORITE boutiques in downtown Denver, Common Era.
This place is ridiculously cute and so well priced. Dresses are about $40, and are SO unique. However, I can't buy them because they are 1st hand… DANGIT.
But, they DO have some amazing second hand/handmade jewelry… and I totally tapped that yesterday.
Check it out!
Photos 1| Missmatched bangle set 2 | Antique gold "Many Rings" ring 3 | Handmade wooden stud earrings
Amazing right?
I also hit the thrift store… which is apparently a REALLY good idea on a Wednesday night… Because I pretty much found a new wardrobe. But I will share that tomorrow….
Until then, Happy Thursday!
The ABC's of Vintage
Holla -
I hope all you Thriftarians had a LOVELY Valentines Day. Burley made a DELICIOUS (and I mean DELICIOUS) home cooked meal, and surprised me with already purchased frozen yogurt from PinkBerry half way through our movie while cuddled up on the couch. It was made perfectly for me (1/2 blood orange, 1/2 pom, with raspberries, coconut and mango toppings… YUM).
We watched a movie and had the perfect Valentines Day evening.
But for today… I just HAVE to share a really awesome new series that I am OH so excited about, over at Oh So Lovely Vintage.
Every Sunday for the next 4 weeks they are going through the ABC's of Vintage. So clever! I am loving it…
Here are a few shots from the first round…
Photos | Credits
I happen to have that EXACT same lampshade in my living room. I feel so in with the in crowd.
Well that's all I got! I hope you will hop over to Oh So Lovely Vintage and check out the series!
You Know What's Coming....
"Don't Forget"
she's open
draw her out in every single word
she would wear your ring always
what can you write that would ring as true
as the love for you she makes
don't forget to write a song for her
she's waiting
can't you feel the trembling of her eyes
she's waiting
when your plans fall through, she'll stay
what can you write that would ring as true
as the love for you she makes
don't forget to write a song for her
don't forget to write a song for her
don't forget to write a song for her
Let's Talk Grammys
What a night. I have to admit… For one of the first times ever… I was in INSANE agreement with the winners of the 2012 Grammys. Adele (Best EVERYTHING including album, record, song and performance) and Bon Iver (Best New Artist) are probably the most played artists in my iTunes player right now… So I applaud the committee… or the judge… or the fans… or whoever the people are that decide who wins these things.
However, Bon Iver is nowhere near a new artist, so I'm not sure how missed the mark on their homework for that project.
Best Country/Group Performance and Best Folk Album went to the Civil Wars from Nashville, TN. These guys are another HUGELY underrated act, that I am SO glad were recognized at this year's awards. Way to go guys! I would say that this is drive in the car, making dinner, have friends over, really anytime music!
Best Bluegrass Album went to Alison Krauss & Union Station's "Paper Airplanes" albums, which is another amazing record of 2012. This one is more of a "listen while I cook dinner and feel homey" album. So good, and always remind me of home. My dad said once that she sings like a violin. I agree. Gorgeous.
And then of course… There were clothes. Here are a few of my favs!
Photo | Credits
Photo | Credits
Really? You can wear blue from head to toe, including your hair color, and still stop traffic in a good way? what can't you do, K Perry?
Photo | Credits
Hahaha… This picture makes me laugh so hard. Who was the jokester working on seating arrangements? Come on jokester… Who are you? I applaud you.
Photo | Credits
Photo | Credits
Gorgeous… LOVED this dress.
And that's all I got folks! I hope you had a great weekend and are ready for the LOVELIEST week of them all!


text:
Assessing School Assessments
Tuesday, Aug, 30 at 10:05 pm,
As some schools are seeing the benefits of assessment and parent-teacher interaction, why is there a continued stigma against assessment?
As some schools are seeing the benefits of assessment and parent-teacher interaction, why is there a continued stigma against assessment?
In an attempt to get the country's higher education back on its feet, The University of the People has launched online courses and study centers for Haitians.
The Pennsylvania House Education Committee is about to hold a hearing on a controversial bill that could quell union action in the state's schools.
The world's best school systems depend on teacher collaboration, so why has the concept failed to catch on in the U.S.?
State Superintendent Tony Evers has made available $6 million in federal charter school grants.
The Director of the Children's Education Alliance wants the state of Missouri to stop ignoring laws that ensure kids have access to successful schools.
The LAUSD is testing a pilot program for teacher evaluation that includes parent feedback and peer review — but unions are not happy.
Milwaukee's ACT scores rose in 2011, but they still weren't able to match the production of the city's non-union charter schools.
Ohio Schools face a busy period of administrative upheaval as school districts prepare for new ranking system.
A new survey shows that seven out of ten students today cannot afford the books they need to study.
Chicago Public Schools has launched a task force to work out the details of the plan, after determining it the best course of action to improve schools.
In November a ballot will take place on a proposed Democrat led school tax hike.
Walker's "union-bashing" legislation has fired and inspired the WEAC into action, but is the public backing Bell against the Governor?
C. M. Rubin — Arts programs are being cut ruthlessly….
The Local Initiatives Support Corporation assists charter schools with financing facilities requirements — a high-priority need for many charter schools.
ECBC arms students with hands-on skills for future STEM careers during its Minority Undergraduate Summer Internship Program (MUSIP).
At Andrews Air Force Base in Maryland, 240 students are attending for the first time today the Imagine Andrews Public Charter School.
Following last month's state education summit, Iowa's state education board aims to establish its reform priorities.
Questions are being asked as Governor Walker's 'union-busting' bill has rattled the WEAC from the inside.
A Florida 17-year-old has been charged with plotting to kill school officials and students with bombs.
The ACT College Readiness Report provides a snapshot of the ACT-tested graduates in each state, focusing on their readiness for college and career success.
Plan your career as an educator using our free online datacase of useful information.
Enter your email to subscribe to daily Education News!


text:
Submit your YKYTW sentences here!Please send anything other than sentences to our ask box.
Please write your sentence out fully, preferably just stating the section that would be written after "You Know You're Trans When" for ease of copying.
If you wish to be credited then please make this VERY clear before submitting to the page, for example:
Please credit to http://youknowyouretrans.tumblr.com (YKYTW)
Anonymous submissions:
If you would like to submit anonymously, please log out and send it through this page.
Even if you choose not to log out, your identity will not be shown to anyone other than the moderators.
We unfortunately cannot take away the requirement when of a name and email address when you submit anonymously but to combat this, you can state your name as "Anonymous" and your email as "email@example.com".


text:
Sign in
Sign Up
lowest rate guarantee
J. P. Laurel Avenue, Bajada Street
Gov. Duterte St., Davao City, Philippines 8000
J. Palma Gil Street
Kaputian, Island Garden City of Samal
Tulip Drive corner Walnut Avenue
Great reasons to book with Agoda
Over 500,000 hotels worldwide – more added every day
Trusted by over 16,000,000 satisfied customers
Best Price Guarantee
8 million+ hotel reviews by Agoda customers
With availability in over 56,000 cities worldwide
agoda special offers
including last minute offers(even same day!)free nightsfree upgrades!
Customer Support
Elegant and welcoming, helpful and...
0.11 Km.
Location, accessibility, city...
0.12 Km.
, near food, some tourist spots,...
0.14 Km.
walking distance the places where...
0.16 Km.
, friendly staff
, comfortable...
0.19 Km.
The room was nice, swimming pool...
Cleanliness, location and...
0.2 Km.
Value for money, good and...
0.21 Km.
It was bookable via the net. The...
0.22 Km.
Excellent Welcome and Staff, Very...
0.25 Km.
Good location, near to everything,...
0.27 Km.
Staff, Location and Affordable...
0.3 Km.
1. Food in Pool Restaurant 2....
0.31 Km.
Food here are indeed very tasty....
0.32 Km.
Wi-Fi worked, plumbing worked....
0.33 Km.
staff was good, central location,...
0.34 Km.
food, room, toiletress, pool 4ft...
Location, clean room, very...
0.36 Km.
Close to the City, Clean and Food...
4.5 / 5
over 80,000 reviews
of users recommend us
Go To Top
All material herein © 2005 – 2014 Agoda Company Pte. Ltd., All Rights Reserved.
AGODA ® is a registered trademark of AGIP LLC, used under license by Agoda Company Pte. Ltd. Agoda is part of


text:
April is Financial Education Month in Pennsylvania!
Learn how you can get involved here.
If you're involved with or concerned about young people learning how to handle money successfully - you've come to the right place! The Pennsylvania Jump$tart Coalition is a statewide, all-volunteer, non-profit organization dedicated to improving the financial literacy of Pennsylvania's youth since 1999. Consisting of over thirty-five individuals and organizations the coalition brings together businesses, government agencies, and educators. Our mission is to improve the financial literacy of Pennsylvania youth by promoting the teaching of personal finance in kindergarten through twelfth grade. The Coalition believes that all youth must have the financial literacy necessary to make informed financial decisions.
Pennsylvania Jump$tart Coalition's Objectives are:
For more information about financial education in Pennsylvania, please peruse the website. You may also wish to spend time reviewing the following recent reports and legislation:
Pennsylvania Jump$tart Coalition is a proud affiliate of the National Jump$tart Coalition for Personal Financial Literacy. The National Jump$tart Coalition, based in Washington, D.C., was first convened in 1995 and consists of over 200 organizations committed to improving the financial literacy of America's youth. For more information, visit their website at www.jumpstart.org.


text:
Parts & Surplus : Shopping and Services/Parts & Surplus
Electronic Surplus is listed on dxzone.com in 1 categories, main category is Amateur radio parts and surplus shops (parts and surplus shop). Listed in our web site since Sunday Oct 12 2008, received 621 total hits.
The scale is 1 - 10, with 1 being poor and 10 being excellent.
Webmaster, add a Remote rating to your site.
Electronic Surplus similar linksWho visited Electronic Surplus in Shopping and Services/Parts & Surplus category, also visited :
Electronic Surplus commentsShare with dxzone.com users your comments about this resource:
1998 - The DXZone.com Ham radio guide
Terms of Use - Copyright & Privacy Policy


text:
The work of the association relies on the many contributions of members such as you. Volunteer leaders are the mainstay of any professional organization.
The Academy's Nutrition Care Manual is a comprehensive online resource that covers all aspects of nutrition management. NCM's user-friendly resources include:
Learn more »
Special Feature
Academy Pocket Guide to Pediatric Weight Management
Blends the most current recommendations and evidence-based guidelines for working with children and adolescents.
« Back To Eat Right Weekly - August 10
An August 24 teleseminar will review fatty acid metabolism and the role of omega-3 and omega-6 fatty acids in the development and treatment of cancer and other chronic diseases.
Dietary omega-3 fatty acids are essential fatty acids that have anti-inflammatory properties. A number of studies have demonstrated that diets higher in omega-3 fatty acids can reduce the risk of chronic disease and several types of cancers, and may increase the sensitivity of cancer cells to chemotherapy and radiation treatment.
More information »
Copyright © 1995-2014 | Academy of Nutrition and Dietetics, All Rights Reserved. Privacy Statement | Terms and Conditions | Editorial Policy | Advertising & Sponsorship | Careers | Contact Us


text:
News from human resources
2013 Health Insurance Choices
"Health Insurance Choices for 2013" will soon be available in the Human Resources Office. It explains the Health Insurance Option Transfer Period and the benefit plans available in 2013.
As soon as the health insurance rates are set for 2013 by the Department of Civil Service, employees will receive the new rate sheet at home. This brochure will outline the rates as well as the option change period.
This information is also available by going to www.cs.ny.gov. Click on "Employee Benefits," then on "Choosing a Health Plan?"
Holiday Reminders
Friday after Thanksgiving
Most buildings will be closed on the Friday, November 23, the day after Thanksgiving. It is anticipated that most employees, both classified and M/C, will elect to take this day as a day of vacation or personal leave. Professionals represented by UUP will use this day as the designated floating holiday for Election Day. Only a University Police force will be required to report to work on this day. If you intend to work on the Friday, November 23, notify your supervisor no later than Friday, November 16.
Winter Break
SUNYIT will curtail operations and services for winter break from close of business on Friday, December 21, through Wednesday, January 2, 2013.
Additional information will follow as we approach the winter break. Alternative work sites will be provided for those employees who need to work if it would cause them an undue hardship to take time off.
2013 Official State Holidays
New Year's Day* Tuesday, January 1
Martin Luther King, Jr. Day Monday, January 21
Lincoln's Birthday** Monday, February 12
Washington's Birthday (Observed) Monday, February 18
Memorial Day* Monday, May 27
Independence Day* Thursday, July 4
Labor Day* Monday, September 2
Columbus Day Monday, October 14
Election Day*** Tuesday, November 5
Veterans Day Monday, November 11
Thanksgiving Thursday, November 28
Christmas Wednesday, December 25
*SUNYIT is officially closed on these dates, with the exception of University Police.
**The State has designated Lincoln's Birthday as a "floating holiday" for M/C employees and employees represented by CSEA, PEF and UUP. Employees represented by PBA of New York State will observe Lincoln's Birthday as a regular holiday on February 12, 2012.
***Election Day is a "floating holiday" for M/C, CSEA & PEF employees. UUP employees will observe this floating holiday on Friday, November 29, 2013.
BJ's Wholesale Club Membership
We are pleased to announce a special membership offer to BJ's Wholesale Club for our employees – the Inner Circle Membership. Applications and envelopes are available in Human Resources for new or renewing BJ's memberships.
The offer includes a $10 savings off the $50 annual membership, a free second card for a household member and three free months. The cost of the 15-month membership, for two-household cards, is $43.50. You must complete the form and mail payment using the pre-addressed envelope provided. This special offer is not available at any BJ's Wholesale Club location. Inner Circle Membership Renewals will have 15 months added on to their current expiration date.
Flex Spending Open Enrollment
The 2012 Open Enrollment Period for a Flex Spending Account originally ended on November 9, 2012. Due to Hurricane Sandy, open enrollment has been extended and will re-open on Friday, November 16, through November 30, 2012, at 10 p.m.
Participants who are currently enrolled must re-enroll if they wish to continue their benefits in 2013, and they will receive re-enrollment instructions directly from Fringe Benefits Management Company, the plan administrator for the Flex Spending Account. If you wish to take advantage of this benefit, you must register online at www.flexspend.ny.gov or by calling the FSA Hotline, 1-800-358-7202.
Personnel Actions
New Hires
Lisa Krause
Admissions Assistant
October 25, 2012
Heather McDonnell
Student Financial Services Liason
Bursar's Office
November 26, 2012
(Back to interface blog | Write a Comment | Subscribe)
facebook | del.icio.us | digg | stumbleupon | RSS | slashdot | twitter


text:
The vast majority of Americans are making more money than their parents did at the same age, but most still aren't able to move up to a higher income bracket, new research from The Pew Charitable Trusts shows.
People in the lowest income bracket are doing the best compared to their parents when it comes to earnings, with 93 percent in the bottom fifth having improved their lot. At the same time, that group is the least likely to move out and up from their income bracket.
Overall, 84 percent of Americans had higher incomes than their parents, with adjustments for inflation, the non-profit organization found.
The lack of mobility among income groups may be the most noteworthy finding in the report.
Pew said that 43 percent of people raised in the lowest fifth of income earners did not leave that bracket. Only 4 percent climbed into the top fifth.
A number of factors affected mobility, or the lack of it, Pew said.
"The ideal of the American Dream is complex, and we see again that one's ability to achieve it is impacted by race, education and family background," said Erin Currier, manager of Pew's Economic Mobility Project.
July 11th, 2012
12:40 pm
All the wrong conclusions drawn by a group with a socialist/racist policy agenda. Certainly don't blame government, the Federal Reserve, the high taxes accross the board (not just income), the welfare state, the warfare state, the massive regulatory state or any other non-free market mechanism that exists in our society.
July 11th, 2012
1:37 pm
Free Markets don't exist. They never have existed at a macro level. The idea is merely a tool that allows us derive mathematical proofs and theory. I am so tired of seeing tea partiers scream about fictional free markets.


text:
Thursday, February 6th 1964
*One day from leaving for America
*Three days from Ed Sullivan Show
British reporter June Harris interviewed John Lennon & George on this night before their tip to America. They were more at ease having heard "I Want To Hold Your Hand" hit Number One. The Beatles (Paul) mentioned that they wouldn't want to make the trip without a hit.
After paying their dues for years in tough clubs and terrible playing conditions The Beatles had absolutely no fear of playing in America. No fear now that they had a hit album racing up the charts.
In the interview, John mentions the lack of time to do much of anything although he was really excited to buy stacks of records. It's hard to believe, in this day in age, with the amount of fame they were enjoying in Europe that they couldn't get their hands on just about ANY record they wanted. Especially with Brian Epstein in charge.
George was asked if they were concerned about any problems they may face and he mentioned that they foresaw no problems as far as their equipment, being promised everything they need would be provided.
As it turns out, Ringo did not have everything he needed here. In fact when you look back at the rehearsal for the first Ed Sullivan appearance, you'll notice Ringo's bass drum is missing something big. Their logo! Check the history of Ringo's drum heads HERE.
Tomorrow: They Arrive.


text:
- Shane Lynch
- Ottawa, Ontario
- Canada
This conversation is closed.
What is the number one thing you should improve in order to become a persuasive sales person?
No matter if you are selling gym memberships, insurance, or an idea, our economy runs on the ability of citizens to sell their products, services and ideas to others. Before people set out on this journey it may be useful to develop some interpersonal skills or communication strategies.
With so many factors playing a role in the sales process, what is the most important? Top 3? Top 10?
Example would include, scripts, materials, belief in system or idea...
Throw out your opinion and help the rest of us sell!
Showing single comment thread. View the full conversation.
Showing single comment thread. View the full conversation.


text:
Model Number: RN803-
The ASICS Arm Warmers are light weight and keep you warm till you bring the heat.
Buy 2 or more pairs of ASICS Arm Warmers and the price drops to $7.95 a pair (regular price $9.50). Buy 7 or more pairs of this item and receive a 25% discount off the regular price. Mix and Match colors!
Important Shipping Note: U.S. sales only.
Sizes and Fabric
Comments: They are made of very nice warming material instead of sun blocking material such as lycra but for me, I can use them for that purpose too. I'm also planning to use them in my home office during the hot days to avoid sweat sticking to the desk. They also can be worn under the long sleeve jersey if so desired, but it depends on the fit of the jersey sleeves. The delivery was super quick, I received the package the next day I ordered. From: Yoshi, So Cal
Comments: Awesome value, but the ends do fray after a few months of regular use. other than that, these arm warmers are great! From: Chen, Boston, MA
Comments: This is the first arm sleeve I've owned and I love it. They keep me warm in cooler weather without having to put on a jacket that I will just want to shed at mile 2. I also use these arm sleeves when I ride my bike. I like the warmth without the bulk of a jacket. From: Amy, Vancouver, WA USA
Please include any relevant information such as weekly mileage, training or race pace, or foot type.
Copyright © 2014 Running Warehouse. All Rights Reserved. Contact Us
Site Map | US: 1.800.606.9598 | email@example.com | Careers