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1 recommendation
Hey everyone... How many of you sell different plans depending on the technology you are using? Up until now, I've had standard pricing for all my customers, regardless of whether they were on 900mhz, 2.4ghz or 5ghz. Most of my 2.4ghz and 5ghz customers are right inside villages where I'm competing with faster DSL, and 900mhz customers are more out of town where options are more limited anyway. I want to split my pricing so I can offer faster speeds on the technologies which support them since I think I'm losing out on plenty of potential customers my limiting my speeds to the lowest common denominator (900mhz).The problem I'm having is trying to figure out how to market what speeds I offer and for what price. To make things even harder, I have some customers in town that are behind too many trees to get 2.4 or 5ghz to them, and at the same time, I have some people in the middle of nowhere that can give 2.4 from a nearby tower, or sometimes they are on top of a hill and can pick it up from a tower 5+ miles away. So there's not a good way to just make two coverage maps, because it varies too much due to trees and hills.Do I stop advertising speeds altogether and just make people contact me with an address before I tell them what they could get? Do I advertise both set of plans and say something like "not all plans available in all areas". I just don't want to make things too confusing for the customers.Anyone have any ideas on how to still market myself without it being too complicated?
We have 2 different speeds. We just ask any interested customers to call us and we are familiar with their install, we can check their speeds, signals, all the other vitals. We won't give our higher speed tier to marginal customers for the risk of degrading the AP, or with APs that have reached their limits (stop sells).If its a new install we determine it at Site survey time based on signal/speedsAlso we are reluctant to give it out on 900mhz customers. Not a ton of bandwidth there.--OptionsDSL Wireless Internet»www.optionsdsl.ca
I already have 3 speeds right now do the same thing for determining whether or not customers can qualify for the faster speeds depending on the same variables.What I'm trying to do is move to two different sets of speed tiers depending on whether they are 2.4/5ghz or 900mhz. About 50% of my customers are 900mhz, so I don't want to just avoid advertising the slower speeds they can get, but at the same time, I don't want to confuse people who are able to get the faster speeds but might not understand the difference between the two.Does that make sense?If not, let me be a bit more detailed....Right now I offer:768k @ $40/mo1 meg @ $60/mo1.5 megs @ $80/moThose are the only plans I've offered up until today. I plan on keeping 900mhz customers on those speeds, but I want to move the customers who are on 2.4ghz or 5ghz to the following speeds:1 meg @ $40/mo2 megs @ $60/mo3 megs @ $80/moIt was easy to advertise 3 speeds and turn someone away from the faster speeds if they didn't have the signal or if the tower didn't have enough capacity. The hard part is now having two sets of speed tiers, and helping customers understand which one they can get without being too confusing.
This is an interesting question. I saw the website of one WISP that wouldn't show the plans and prices until you had entered your location.The website appeared to have a robust back-end and was well implemented. It allowed the WISP to tailor packages for a variety of conditions.It seemed reasonable, and smart, to implement this system as it was capable of fine tuning pricing to accurately reflect the cost of providing service to a particular area.The downside was dealing with customer perception. I am sure that it annoyed customers that they couldn't check rates without going to some extra effort. It wasn't that hard to pretend that you were in a different area to compare rates.The explanation for the variation in rates was kept fairly simple and generic. It wasn't too hard to imagine that rates could also be adjusted for areas based on competition/lack of competition.Some negative feedback was probably received as the website now shows a set of generic rates with instructions to enter your location for more specific details. I would assume that the rate variation would not be as large as it once could have been, but I am unwilling to spend the time to check a number of areas.Perhaps this will give you some ideas. I suspect that the hardest part will be providing a clearly explained set of reasons why these differences exist which the customer will buy into instead of viewing it as discrimination.
I think you are have some trouble with that for sure, customers will be confused. I cant even comment well because my market would never bear those prices Id figure out a way to bring everything in line, instead of 2 tiers of pricing plans, You are gonna get calls from 900mhz customers (who often dont know or care how the internet gets to their house) why they cant get 3 meg for the same price they are paying for 1.5 meg. Or they wont understand why you cant change their antenna, etc.But thats my .01 .. Different market, different customers --OptionsDSL Wireless Internet»www.optionsdsl.ca
I post line of site speeds and below it state non-line of site customers are limited to x speed.
I have too many tiers....on 900 i have 1.5/512on 5.8 I have 2/1, 2/2. 5/2, 5/5on fiber, I have 1.5/1.5, 3.5/3.5, 5/5.They almost all have different prices which are somewhat in line with the speeds. There's only so much you can do though. Basically, they all have to have different prices and explain to people that that's what they get. All of the wireless speeds are based on reasonableness of the frequencies to handle those speeds.
I saw the website of one WISP that wouldn't show the plans and prices until you had entered your location.
I suspect that the hardest part will be providing a clearly explained set of reasons why these differences exist which the customer will buy into instead of viewing it as discrimination.
Id figure out a way to bring everything in line, instead of 2 tiers of pricing plans
I post line of site speeds and below it state non-line of site customers are limited to x speed.
Yea I used to only have one speed too, but then came along of course better technology so we added a 3 meg plan on, and offered it to those access sites only, but over the years we had upgraded or converted our entire legacy network (which we JUST phased out our last .11b PoP this past December!) to technology that would do 3 meg plans all over. Can we offer faster speeds at many sites, yea, but we dont have to, we like to stay in line with the competitions speed packages/prices.--OptionsDSL Wireless Internet»www.optionsdsl.ca
They almost all have different prices which are somewhat in line with the speeds.
Perhaps offer bronze, silver and gold packages with different equipment getting different speeds in those packages. Perhaps you could have difference subsidies of the same company stating that you have to go through a different branch to get the service if it requires the more expensive 900 mhz equipment. I have seen some companies have an extra fee for having to use 900 mhz.
That's a great question that is even more critical as Cambium expands the 450 product line into lower frequencies and 802.11ac comes out. Throw in the increased cost and reduced performance of White Space and the issue becomes complicated. I see this issue being more of a problem in remote areas due to the equipment costs.In residential areas where all of our equipment is Ubiquiti and ranges allowed the use of Nanoproducts, we offered a $99.95 upgrade that included 2 months of free service since the equipment was pretty cheap. We are looking at using 450's in another application but I will look much harder at how to implement that.


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Released: 07/11/05 Cat. No. RENX24CD
Renaissance?s final release for 2005 comes by way of a fast emerging group of producers from Britain?s south coast. Tentatively entitled ?Pompey House?, the city and it?s surrounding areas has recently given rise to Rob Mellow, John Gurd, James Talk, Phil Thompson and, of course, James Zabiela.
The latest name to join these esteemed ranks is Chichester?s very talented PJ Davy; his first offering for Renaissance being the Indian-tinged genius that is Bollyfella, a track that was born out of his low boredom threshold. ?I go through phases of liking a certain sound?, he says, ?But it usually only lasts a couple of tracks or so, which I reckon is a good thing.? In looking overseas for further inspiration, we here at Renaissance towers believe he?s come up total trumps!
Bollyfella comes in two mixes. First up, ?The Tip Top Disco Mix? is a house offering firmly aimed at the tougher end of the spectrum. Percussion, phat bass lines and Bollyfella?s trademark riff all combine to generate a mix of maximum intensity; whilst ?The Original Mix? is the distinct PJ sound, a dirty acid rub with lashings of funk, so it?s no surprise it?s become a firm a favourite with the likes of Hernan Cattaneo, James Zabiela and Nic Fanciulli, who features it on the exclusive digital edition of his latest mix compilation for Renaissance

subset: commoncrawl


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Friday, December 31, 2010
Blue Martini, Middletown, NY
There are two Blue Martini restaurants in the area. The first is located on the waterfront in Newburgh and the second opened a short while ago in the former Red Robin in Middletown off Crystal Run Road. We'd driven past here and thought about it, but it looked to be a bit upscale for my tastes. Today we were headed past and decided to take a look. We walked in and asked to look at a menu. Don't be afraid to do that at a restaurant because they never mind showing you one. This way you can check out the prices, and see if they have anything you want. We have looked at restaurant menus in the past and decided they weren't offering anything we wanted, or the prices were a bit high.
Well, the menu looked good and we saw a few things that sparked our interest. The lunch prices were reasonable with burgers starting at eight bucks and quite a few items priced between nine and eighteen dollars. We decided to eat there.
As we were seated I looked at the restaurant and found it hard to believe it was once a Red Robin as everything except the basic layout had changed. The new look was of a trendy restaurant that would feel at home in New York, Chicago or any other big market. It was done up in blues, whites and blacks. There was a sushi bar on one side, a large bar in the back with a lighted top (blue tinted of course), another bar (the old one from the Red Robin days, but redone), high booths on the side and tables in the middle. We were seated and given menus.
Our waiter arrived shortly, gave us water and took our order. I decided to try something different from a burger so I ordered the Lobster Macaroni and Cheese for $12.00. It had lobster essence (that's lobster broth in plain language), béchamel, lobster chunks, cheese, spinach and mushrooms. The portion was huge, see the top photo, and it was delicious with plenty of lobster chunks. I had to bring some home. Teresa had the Chef Special Panini for $9.00 which had chicken, pesto, peppers, and cheese as well as a side of fries. Her dish was very good too and it wasn't in the least bit greasy as some paninis can be. Two good choices and lunch for two for $21.00 plus tax and tip.
Dinner is of course more expensive. That Lobster Mac and Cheese I had goes for $21.00 at night. Add the price of a few drinks and you could easily spend some serious bucks here. But if you are careful, eat at lunch and drink water, you can eat here pretty reasonably. They have a website for more information.
Tuesday, December 28, 2010
Burger Boyz, Newburgh, NY
My sister-in-law Laura told me about this place and I'd been meaning to try them for a while now. Today I was near Newburgh to get new tires on the Mustang and decided to swing down Broadway for a late lunch. When I got there I saw a large banner proclaiming that they had been voted as one of the best burgers in the Hudson Valley. The banner didn't say who did the voting, but it intrigued me. Remember that scene in Elf where Buddy goes into the restaurant because the sign said World's Best Coffee? Well, that's what I was thinking.
Inside it is bright and clean looking with a rather extensive menu. In addition to burgers they have pizza, dogs, cheese steaks, and a whole bunch more. I looked for a minute and decided on the number one special, a cheeseburger, fries and a drink for $6.99. When I ordered the nice girl behind the counter asked of I wanted bacon, chili or cheese on the fries. I went with the bacon and cheese. That drove the total to $8.91, tax included. I was given my soda and was told to take a seat, they'd bring it to me when it was done.
I chose a table near the window for the available light, and because it was on the other side of the restaurant from the group of children who were a bit loud. After about five minutes, my food was delivered to me.
The burger was good, not great, but good. They claim that it is fresh meat, never frozen, and I believe them. It was as good as any lunch counter burger I've had, and better than most fast food places, but not as good as a Five Guys burger. The Fries were good, they looked like they were cut right there, but I would have liked them a bit crisper. Then too, the cheese may have sogged them out a bit too. There was a ton of cheese and bacon on them and there were a ton of fries. I couldn't finish them but that's probably best since I do have a cholesterol test in the future and I could hear my arteries closing as I ate.
I don't know who they claim voted them one of the best, but if they asked me I'd put them about in the middle of the pack. Better than most fast foods, but nowhere near the best in the Valley. The bottom line is that you should try them, just don't expect too much. They have a website where you can find the menu and locations, as well as some coupons. They don't say on it who voted them one of the best though. If you find out, let me know.
Update- I went back again and reviewed them, here's the link.
Update- I went back again and reviewed them, here's the link.
Saturday, December 18, 2010
Holy Smoke, Mahopac NY
A friend of mine, Ernie Davis, told me we had to try this place. He said the barbeque was excellent and the beer selection amazing. I'd been waiting for the opportunity to stop, it is a bit off our beaten path being in southern Putnam County and all, so today when we went to Danbury we detoured on the way home and stopped off for an early dinner.
Holy Smoke is a large red building located on Route 6N in Mahopac Falls, just south of Secor Road off the Taconic Parkway. Easy to find, but we did overshoot it and had to turn around. Entering through the bar I can see that Ernie was right about the beer. I saw quite a few tap handles and some signs announcing that they carried some good brands, including Victory. I decided to pass on the beer as it was early and I had a long drive to get home. Water would be a good choice.
One thing that struck me as we entered was the smell of smoke, the smell that should be present in a barbeque place. That smell was just right. It didn't knock you out and make your eyes water like some places I've been. That was a good sign. The really nice and pleasant waitress told us to sit wherever we wanted as it wasn't crowded at that time. We found a table and she brought us menus and the water we asked for. We looked over the menus and the waitress answered questions as she cleaned off the table next to us.
Well, we decided on the "PigNic", a combination that said it would feed two, for $32.75. It came with four items and the choices were; 1/4 rack of St. Louis ribs, 1/4 roasted chicken, Carolina Pulled Pork, Chorizo or Brisket and four sides. We doubled up on the ribs and had the pork and chicken (we substituted pulled chicken for the roaster) and for the sides had baked beans, cole slaw, potato salad and creamed spinach. Our waitress said it would be ready quick and I was relieved as the menu said that some of the items slow cooked for seventeen hours. I'm glad we only waited about ten minutes as the smell was making us hungry. Seventeen hours would have been hard.
The food was delicious. Quite possibly the best barbeque I've had, even better than Dreamland in Alabama. There was a smoke flavor to the meat that didn't overpower it, just right and with the right amount of heat. The Ribs were very good, the chicken was good and the Carolina Pork was excellent. The sides were great too, especially that creamed spinach with a hint of cheese in the background. The only thing wrong with the food was that there was just too much of it. The menu said it would feed two, but we could have fed four with the portions served. Trust me, we tried our hardest to keep eating but we filled up. We brought enough home for tomorrow's lunch, and a bit more.
If you like barbeque you really need to stop by and try this place out. Good food at good prices, friendly service and a good beer selection. Visit the website for more information.
Posted by Chris Forman at 6:11 PM 0 comments
Wednesday, December 15, 2010
Best of 2010
The time has come once again to list my favorites from the past year. This time I've decided to break it down by region and give the best restaurants for each area, and the best overall burger and brew of the year. The criterion was simple. I made the decisions on my own based on a loose formula balancing food quality, price, service, atmosphere and the number of hits the reviews have received. The search will begin anew in January for another year. Another year of hunting down good places to eat at reasonable prices. Simple food for for regular people is what this blog is about and I'm willing to go out there and sample places just to make your lives easier. Oh, the sacrifices I make for my readers.
Dutchess County- Beacon Falls Cafe, Beacon
Good food with friendly service. Bob and Linda will take good care of you.
Montreal- La Creme de la Creme Cafe
Charming place with tons of atmosphere, good food, and friendly service. Worth a trip to Montreal just to eat there.
Orange County- Garrison's Tavern and Wine Cellar, Montgomery
Small, warm, and pleasant is how I would describe this restaurant. Get the clams or the calamari.
Pennsylvania- The Drafting Room, Exton
Great beer selection, good service, good food. Try the Sunday brunch sometime. They make a killer eggs Benedict.
Ulster County- Nu-Cavu in Wallkill
Once again this is the best. I've eaten there many times and they are consistently good. This will become one of your favorites I'm sure.
Wilmington NC- Front Street Brewery
A brew pub has to have either good beer or good food. Front Street has both and a friendly, yet edgy atmosphere. Hit them in the late afternoon for the specials and try the beer of the day. My favorite is the Port City IPA.
Best burger of the year- Main Street Bistro, New Paltz
I love this place. The food, the prices, the service, the eclectic feel about it. The restaurant just says this is a place for regular people to eat. Try the Guaca Baca Burger, that was the best of 2010 for me.
Best brew of the year- Hurricane Kitty from Keagan Ales
Posted by Chris Forman at 8:26 PM 0 comments
Labels: Best of 2010, burgers, Greek, Seafood
Saturday, December 4, 2010
Gloria's Griddle and Grill and Napoli's, New Windsor, NY
One of our favorite places to eat has been Napoli's in New Windsor. We discovered them years ago when our daughters were involved in winter track and we stopped by for a sandwich on the way down to West Point for a late Friday night meet. The sandwiches were good and we went back for dinner, next thing you know, we were hooked. I don't think I can count the number of times we've been there and it was great every time. Good food and friendly service. I even used the restaurant as a setting in one of my Maria Hart Mystery books. Feel free to click on the links on the right of the blog and buy a copy should you be so inclined.
Well, I heard they closed and I was disappointed. That is until I found out they just moved up the street and combined with their other restaurant, Gloria's Griddle and Grill at 306 Windsor Highway. We'd eaten there before and liked it too, so we stopped by to check out the new combination. When we pulled into the parking lot it was full, a good sign they were doing well. When we got in we discovered that the restaurant was full (diners plus a large 40th birthday party), with one booth open.
When we looked at the menu there was a dilemma. I pondered the merits of the veal sorrentino and the veal saltimbocca, two of my favorites from Napoli's, and weighed them against lighter Gloria's offerings such as a burger or a sandwich. Teresa was torn between the penne puttanesca and the potato gnocchi. It took awhile to decide, but there was nice warm bread to eat while we looked. The final decision was zuppa di pesce for me (top photo) and the penne puttanesca for Teresa (bottom photo). I've been trying the seafood more at Italian restaurants lately and eating less veal. Not because I'm anti veal mind you. It's more that the seafood has more flavor. Both of our meals came with a salad, a rather large salad at that. I got gorgonzola crumbles on mine with the balsamic vinaigrette.
Teresa's dish was every bit as good as I remember it being, and far too big. She wound up bringing almost half of it home. Mine was delightful. Shrimp, mussels, clams, scallops, calamari and petite lobster tails in a slightly spicy (the heat wasn't overpowering) sauce over linguini. Every bit of seafood was perfectly cooked. I would rank this as a close tie to the pescadore at the Nu-Cavu and far better than most seafood dishes I've had. It was also too much and I brought home what seemed like close to a half pound of pasta without the seafood. That part I finished.
Total bill was thirty-eight bucks (tax included) plus tip. You can find items from eight buck up to about twenty-five. Reasonable prices for good food. They have a website to give directions and stuff, but they haven't added the Napoli's items to it. Oh, they have a place in Washingtonville, NY too. Stop by sometime and you'll be a fan too.
Posted by Chris Forman at 7:43 PM 0 comments
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The Classic Starlet's Legs
by Roger LaPointe
Beautiful pair of legs? Thank you girls, show me a pair from old Hollywood. Yes, some girls also call some men's legs beautiful. So, if you have always wondered how a guy like John Grimek, or the Hollywood starlets of the 1940's and 50's got those great gams, they all did it with the same exercises.
Check out these hot photos of Abbye "Pudgy" Stockton, from the March 1947 issue of Strength & Health magazine. She was much more than a lifter and writer. She was a trainer as well. In addition to doing the standard free weight leg exercises, like squats and lunges, she promoted extensive use of the Iron Boots. Great legs do not require a room full of exercise machines, but the are the result of great education.
Here is the secret. Folks, they used Iron Boots for an extensive list of exercises. Abbye shows 5 Iron Boot exercises in this one article alone. Any Cross Fit girl should be thrilled to have Abbye's legs, abs and entire physique.
Exercise #8: "Leg Swinging" is one of the more unusual and forgotten exercises. I love this Iron Boot exercise because in addition to the benefits mentioned by Abbye, many Atomic Athletic customers have reported that it is good for reducing sciatic pain. For those of you unfamiliar, sciatica can have a number of causes, but it is very basically any kind of tenderness or pain associated with the sciatic nerve that runs down the back of the leg.
Here is how you perform the exercise. "Lie on back. Place arms out to the sides in a straight line with the shoulders. Keeping the knees locked – raise the right leg (toes pointed) and try to touch the left hand with the right toe. Do not allow the upper body to move or twist– the movement should be in the hips." Then make sure to do the opposite leg as well, obviously doing the opposite movements, left toe to right hand. Make sure the leg moves in a nice slow high arc.
If you would like to see photos of all eight exercises, you will need to check out the Atomic Athletic Facebook page and go to the Notes section. You will find this Atomic Athletic Bomb Proof Bulletin, as well as many past bulletins.


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The Neptunes are a group of Fletcherites who collectively continue to pursue their interest in oceanic studies. Under the guidance of Professor Perry, they have undertaken voyages to explore the oceanic experiences of the Netherlands, New York City, Britain, Iberia, China, Japan, the Pacific coast of the US, and the Malacca Straits. Each voyage aims to investigate aspects of the role of the ocean as source, avenue, and arena: a source of foodstuffs and energy, of recreation and cultural inspiration, an avenue for the flow of goods, people, and ideas, and an arena for struggle and warfare.
We visited Singapore, the new Malaysian container port of Tanjung Pelepas, and the Indonesian island of Bintan, crossing the Singapore Strait by ferry under a blazing sun. We enjoyed fruitful meetings with the Singaporean Foreign Minister, the Strategic Policy Office of the Singaporean Prime Minister's Office, PSA Group, and the Maritime and Port Authority of Singapore. We also visited various academic institutions, including the Institute of Defence and Strategic Studies, the Institute of Southeast Asian Studies, and the Lee Kuan Yew School of Public Policy where Professor Perry gave a talk entitled "Beyond the Terracentric." Our visits to Malaysia and Indonesia helped us to place Singapore in a comparative light. Tanjung Pelepas symbolizes nearby competition. Singapore illustrates the evolving entrepot function of the global port city – from seaport to airport, financial port, internet port, intellectual port – and a determination, as one Singaporean friend put it, "to run hungry." As always it was a pleasure to meet local members of the Fletcher family to discuss the Malacca Straits and other oceanic topics.
We visited the major ports on the Pacific coast of the US, from north to south: Seattle, Tacoma, Oakland, Los Angeles, and Long Beach. We enjoyed our meetings with the port authorities of each respective port, as well as the US Coast Guard in Astoria, Oregon, where we took to the sea to view the confluence of the Columbia River and the Pacific at Cape Disappointment. We discussed how each port authority faces a wide range of issues, from dredging for superships to planning coordination with the local community, environmental sustainability, and rail connections to the hinterland. We were impressed with the changing role of the seaport and how many facets of contemporary international relations are prevalent where ocean meets shore in the global port city.
We investigated the Japanese oceanic experience by visiting Yokohama and Tokyo. Yokohama is a quintessential seaport, with maritime-themed sidewalk tiles, waterfront parks, and the largest Japanese passenger terminal. We were graciously received by the Japan Coast Guard and the Yokohama Port Authority. We toured a salvaged North Korean spy ship at the Japan Coast Guard Museum. The Yokohama Port Authority gave us an informative tour of the harbor and answered our questions about their port operations. We were impressed with the port's ability to adjust to the changing needs of the Japanese economy. In Tokyo, we woke up early to visit the Tsukuji fish market, the largest wholesale fish and seafood market in the world. As in China, local Fletcherites were instrumental in planning our voyage and helping us sample outstanding Japanese cuisine.
We explored the Chinese oceanic experience by visiting the ports of Hong Kong, Macau, Guangzhou, Xiamen, and Shanghai. We traveled by sea when possible but more often by air and minivan. We were generously received by Hutchison Port Holdings in Hong Kong, Xiamen, and Shanghai, and by the port authorities of Guangzhou, Xiamen, and Shanghai. We were impressed by the efficiency of Hutchison's container ports. We also visited museums, historical sites, and the vibrant markets of Hong Kong and Shanghai. China's massive infrastructure development and bustling commercial activity were pervasive in all the ports we visited. Local Fletcherites were instrumental in planning our voyage and helping us sample a wide variety of Chinese cuisine.
We investigated the Iberian oceanic experience by exploring the ports of Lisbon and Cadiz, overnighting in the historic town of Sagres, visiting the British enclave of Gibraltar, and crossing the Strait of Gibraltar from Algeciras to Spanish Ceuta. We visited museums and historical sites, scoured the streets for oceanic artifacts, and enjoyed fado music and regional cuisine. The Lisbon and Cadiz port authorities were generous in their time and attention. Lisbon illustrated how government can ease the arrival of cruise ships and simultaneously redevelop theater front for local recreation. We toured the Cadiz container port as well as the fish market. Gibraltar and Ceuta provided an interesting comparison, with the latter showing a surprising amount of economic activity.
We explored the British oceanic experience by visiting the ports of Liverpool, Bristol, Falmouth, Plymouth, Portsmouth, Southampton, and Felixstowe. We visited the Merseyside Maritime Museum in Liverpool, the Maritime Heritage Center in Bristol, the National Maritime Museum in Falmouth, the Naval Heritage Area in Portsmouth, and the Southampton Maritime Museum. We also took to the sea for six harbor tours. The British pride in the Royal Navy was a theme throughout our voyage. We were particularly impressed with the HMS Warrior, built in 1860 during the transition from wood and sail to iron and steam. At Felixstowe we also enjoyed a long conversation with officials of the Port Authority about the role of the container and ocean as avenue. We were struck by a sense of pessimism in Britain contrasting with the optimism we found in the Netherlands.
We began our voyage with the famous Circle Line Full Island Cruise around Manhattan. We visited the City Museum of New York, the South Street Seaport Museum, the Fulton Fish Market, and the Ellis Island Immigration Museum. The Port Authority of New York/New Jersey also gave us a tour of their modern port facilities, and thanks to our special ties to the US Coast Guard we were able to get a close view of the speedy, efficient, and highly automated handling of container cargo, part of what we call the third oceanic revolution.
We covered the compact geographical core of oceanic Netherlands (Holland and Zeeland), visiting the Scheepvaart museum, the Delta Works storm surge barrier, and the massive harbor of Rotterdam/Europort. The Delta Works is a vast complex of dams and gates attempting to control the nation's salt water frontier. Rotterdam is lined with fuel storage tanks, refineries, and specialized terminals that illustrate the Dutch genius for processing goods as middlemen between supplier and customer. Europort is Rotterdam's deep-water port, a superport for the supership. We also found in the landscape numerous cultural reminders of the sea such as painted tiles, weathervanes, and a large office building closely resembling a ship reflecting continuing Dutch interest in the oceanic experience.


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This Magnum Shoe is a great uniform shoe for parades, ceremonies, police academy use. They're lightweight and have a long wearing carbon rubber outsole. These high shine shoes offer the comfort you expect from Magnum shoes
Harry's Army Surplus: Serving Dearborn and Metropolitan Detroit with army navy surplus, uniform gear, boots, army surplus and work clothing since 1950.


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The Diary of a Teenage Girl - Teaser from Marielle Heller on Vimeo.
About three years ago, actress and playwright Marielle Heller adapted Phoebe Gloeckner's raw and unflinching Diary of a Teenage Girl for the stage, and now she has posted what appears to be a teaser trailer for a film version!
The story revolves around 15-year-old Minnie Goetze, who lives in San Francisco in the 1970s, emerging from a neglectful homelife into an out-of-control haze of adolescent confusion and self-discovery, involving sex, drugs, street life, and suicidal feelings.
Gloeckner is one of my favorite artists, though I have trouble reading even her short stories due to the intense relationship I feel towards her characters, all of whom suffer abuse of one form or another (so trigger warnings abound!). Sean T. Collins recently posted an unpublished interview with Gloeckner from 2003 where they discuss how she handles a lot of upsetting material in a way that doesn't sensationalize it. Which, in my opinion, is what makes it so upsetting. It is nigh impossible to keep emotional distance from a Phoebe Gloeckner story—it is just too real. In addition, her art style, due to her training as an anatomical artist, is very realistic, making the characters come to life in the reader's mind far more intensely than most other artist.
Collins also discusses how her work is almost totally ignored by the comics establishment except in the context of "women in comics". While this is less true now than it was in 2003, I agree that Gloeckner is still criminally underappreciated, in far too small a proportion given her talent. Hopefully this film will help correct that oversight and bring her work both comics and mainstream attention.


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Name: Delia
Origin and Meaning of the Name Delia
Miscellaneous Info for Delia
Used in:English speaking countries
Additional Info:Delia is the feminine form of the Latin Delius, from the Greek place name Delos, a small Aegean island and the legendary birthplace of the divine twins Artemis and Apollo. In ancient times Delia was a cult title of Apollo and not used as a girl's first name. The Latin elegist Tibullus did write love poetry to a woman called Delia, but he named her precisely because of the connection with Apollo, god of poetry.
In Virgil's first century AD "Bucolics", Delia is a sweet and inviting shepherdess. Bob Dylan also wrote a song called "Delia", which is featured on his 1993 release "World Gone Wrong".
Delia is also the short form of several names including Adelia and Cordelia.
Similar Names to Delia for Boys & Girls
Popularity Rank of Delia (US top 1000 names since 1880)
Popularity Rank
Delia - Rankings by Year
The name meaning of Delia and the name origin of Delia have been reviewed by our name experts.


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The best number
For those who care about nothing else, the rest of this won't matter much in the short term.
But Tony Romo is quietly moving up the charts on the Cowboys' all-time passing charts.
With one good performance here Monday night against the Bears, Romo has a chance to surpass Danny White in three prominent passing categories.
Romo currently ranks fourth on the Cowboys' list in passing yards with 21,675. He's just 284 yards away from White's mark of 21,959.
He's third in franchise history in completions with 1,742 and needs just 20 to pass White (1,761) for second place.
Romo is tied for third with Roger Staubach for third most passing touchdowns at 153, just two behind White at 155.
So against the Bears, if Romo can complete 20 passes for 285 yards and three touchdowns, not only would be quite a performance and one that would likely lead the team to a victory, he'd move into second place in completions, second in touchdowns and third in passing yards.
Troy Aikman is the Cowboys' leader in those categories with 2,898 completions for 32,942 yards and 165 touchdowns.
Romo has a good chance to surpass Aikman for the most touchdown passes in franchise history later this season, currently trailing by only 12.


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November 4, 2013
Because we all know he wasn't actually having sex.
Photo: Jemal Countess / Getty Images for Y-3 | Licensed to Alpha Media Group 2013
Justin Bieber's latest attempt to convince the masses that he's no longer a prepubescent pipsqueak came on Friday as he was allegedly caught sneaking out of a Brazilian brothel. Sources claim the pop star and a buddy spent more than three hours inside Rio de Janeiro sex den Centauros, before leaving with two women. Despite being wrapped in a bed sheet, he was identified by his wrist tattoo (which is supposed to be a drawing of ex-girlfriend Selena Gomez) and by the fact that he was being escorted to his SUV by a security team who allegedly took no issue with confirming the identity of their little ghost to photographers.
All we can say is, nice try, little man. While we don't doubt that Bieber was in the brothel, we can pretty much rest assured that he wasn't paying for, let alone having, sex in there. Here are a few ideas as to what Bieber was actually up to in there - feel free to chime in with your own:
Asking for a blow job, thinking that means having his hair dried.
Recruiting extra players for a late night game of charades after his dancers backed out.
Searching for some new eclectic wardrobe pieces to add to his collection.
Peeing in a bucket and cursing out Lula da Silva, former president of Brazil.
Simply enjoying a pineapple fruit boat and a virgin Caipirinha.
Inquiring as to where he could purchase another capuchin monkey.
Signing their guest book.
Check out April Rose Is Back For a New Season of Girl Code and Spew-seums: 4 Museums That Will Make You Puke.


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The Winnipeg Blue Bombers have released safety Ian Logan and quarterback Joey Elliott.
Logan spent seven seasons with Winnipeg after joining the Blue Bombers as an undrafted free agent in 2006 and was a CFL All-Star in 2011. He had a career- high 46 tackles with an interception in 16 games last year.
The 30-year-old Ontario native has 12 career interceptions and 224 tackles.
Elliott saw his most extensive playing time during the 2012 season in his three years with the Bombers. He completed 60.7 percent of his passes for 2,101 yards with five touchdowns and 12 interceptions last year.
The Purdue product had thrown just 45 passes in his first two CFL seasons.
"We would first off like to thank both of these gentlemen for their efforts and dedication to the Winnipeg Blue Bombers," said Bombers general manager Joe Mack. "Difficult decisions in this business are unfortunately part of the job, and we wish the very best to both of these quality individuals."


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CANFIELD, Ohio - The teenage son of Mahoning County Juvenile Court Judge Theresa Dellick is charged with assault following an alleged incident of what investigating officers describe as road rage.
According to the report from the Mahoning County Sheriff's department, 19-year-old John T. Dellick of Canfield was charged with aggravated assault Friday evening.
Deputy Jeff Saluga writes in his report that he interviewed a Boardman couple, Angelo and Anita Gomez at Tippecanoe Road and Stutz Drive in reference to a road rage incident that turned into a verbal altercation.
Angelo Gomez said that he got into a verbal argument with the driver of a silver jeep at the red light at Lockwood Boulevard and Route 224 over the driver littering from his motor vehicle. The report says the driver was later identified as John Dellick.
Gomez told the deputy that Dellick became vulgar during the argument.
When both vehicles resumed driving again, Gomez says Dellick began spiking his brakes repeatedly to get Gomez to run into the rear of his Jeep. Gomez tells the deputy that after he passed Dellick's Jeep, Dellick began ramming the rear of Gomez's vehicle.
Gomez says to prevent being pushed off the road, he pulled into Stutz Drive. He says that Dellick also stopped, exited his vehicle, and began yelling obscenities.
Deputy Saluga says when he asked Dellick what happened, Dellick became uncooperative. He handcuffed Dellick and placed him in a cruiser.
According to the report, one of the passenger's in Dellick's Jeep, Nick Garritano told the investigating officer that Dellick did throw something out of the window of his vehicle. But he claims that it was Gomez who hit his brakes, causing Dellick's car to strike the rear end of the Gomez vehicle. Garritano told the officer that Dellick stepped on the gas later and struck the Gomez vehicle.
According to a statement from Anita Gomez included in the police report, the driver of the car said things like, "my mother is the judge."
She also claims that Dellick accused her and her husband of being illegals and they would have to go and "look for a green card".
According to the U.S. Citizen and Immigration Services web site, A Green Card holder is someone who has been granted authorization to live and work in the United States on a permanent basis. As proof of that status, a person is granted a permanent resident card, commonly called a "Green Card."
Anita Gomez finished her statement with the sentence, "I just want to say that I am a citizen."
Dellick is the son of Theresa Dellick, who has been a judge in Mahoning County since 1999, and Juvenile Court Judge since 2001.
Judge Dellick issued the following statement:
In regard to my son, we believe he has been wrongfully charged and his attorney is prepared to contest it.
We do not know how my relationship with my son was interjected at the scene anymore than how the other driver interjected his son's relationship with the Sheriff's department.
Neither I nor my family has ever expected special treatment and the process that my son is facing is the best proof that special treatment was never expected nor received.
I do not have firsthand knowledge of what occurred at the scene but both my family and I are supportive of all races and ethnicities. I question the validity of the assertion because my son himself has Hispanic heritage.
Being a family that includes a public official does not exempt us from the daily issues and problems that face other families.
I have always tried to treat others with respect and consideration and at this time, I am requesting those same courtesies be extended to me and my family as we privately address this matter.
John Dellick is scheduled to appear in County Court in Canfield at 5:00 p.m. Tuesday.


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Financial Education: Are Schools Doing Enough?
Published on - March 15th, 2007 (by J.D. Roth)
I read a lot about the lack of financial education in the United States. It's a popular topic among personal finance bloggers and in media interviews. But I wonder how widespread the problem really is.
At my high school during the mid-eighties, juniors were required to take a semester of personal finance. I thought the class was lame. It wasn't challenging. I never did any of my homework, and so earned an F on every assignment. But I always received the top score on every test. The teacher wanted to fail me, but his own grading system required that he pass me with a D. (This was the only D I ever received in school — I was a B+ student from junior high through college.)
I often wonder if my poor performance in this class contributed to the money struggles I faced later in life. Maybe I should have paid attention, but how do you motivate a bright high school student to focus on "how to write a check" when he'd rather be passing notes with girls?
I saw a poll recently that showed roughly half of U.S. students take a money management class in school. How many of you took personal finance in high school? What did you learn? Was the class effective? Do you think it helped you learn to work with money? Did your parents give you the skills you needed?
My parents didn't teach me money skills. My father taught me the entrepreneurial spirit, but his other money habits were irresponsible. What I know about money came from books, and from experience, and from the wisdom of friends.
How can we teach young people to use money wisely? How do you plan to teach your kids?
Didn't have the opportunity to take a PF class in high school.
I went to an extremely expensive private high school where probably half of the students had trust funds (I was not one of them) and there was definitely no PF class there. I knew nothing about money until I started working after I graduated from college and started reading PF blogs. It's a good thing I did, too, or else I'd likely be very far in debt now.
How many of you took personal finance in high school? What did you learn? Was the class effective? Do you think it helped you learn to work with money?
At my high school, you had the option of taking Personal Finance or Economics. Of the two, Personal Finance was seen as the "cop-out" course for students who couldn't handle Economics. This meant that I took Economics. So no formal personal finance coursework in high school for me.
However there was optional guidance sessions with some teachers on topics like "How to become a millionaire through retirement plans" that were useful.
Did your parents give you the skills you needed?
How can we teach young people to use money wisely?
I think Ramit Sethi points out that finances are largely behavioral, which is why good financial education needs to start early and needs to persist until graduation. It's like training in good habits.
Also, critical thinking skills, which are neglected in US public education, need to be taught. Without critical thinking, it is much harder to tell apart good ideas and bad ideas. Bad ideas lead to bad financial behavior.
I do think personal finance classes might be more useful to young adults than high school teenagers. Most of the teenagers I know, including the 17-year-old asleep in the next room, have no interest in fiscal responsibility and in fact aim to be fiscally irresponsible as part of their rebellion against their parents and adults in general. My girlfriend's daughter is pining for the day she can get her own credit card, and her plan is to max it out as quickly as she can. It's not like she doesn't know this is stupid; she wants to do it precisely because we don't want her to. Teens' vision of themselves as invinceable often extends to money, so taking care of their bodies and their finances is something they might consider "later." There are exceptions, of course, but in general I think most people aren't ready to manage their finances responsibly until they're in their mid 20s.
Our high school didn't offer a PF class either. The closest we got was Accounting, so I know how to properly record all the money I blew last weekend.
All of my knowledge and habits came from my mother. Basically, the lesson was 'don't do what I did'. She didn't bother contributing to her 401k when she had 100% matching from her employer fresh out of college. I don't think she started saving until at least her late 30′s. She also had a thing for new cars, motorcycles and horses when she was my age. While she may have been the coolest 20-something year old at the time, she's paying for it now.
I've taken these lessons to heart. I'm making great strides to save money at a very young age, and I definitely credit my mother's incessant nagging, and the financial decline of a few key people in my life.
I don't remember taking a specific personal finance class in high school, although I know there was a section of it rolled into my home ec class (does anyone else still have those?), including some pretend stock market investing thing. I did take a personal finance class in college, and I thought it was a big waste of time. We spent a lot of time talking about good debt versus bad debt instead of saving, and the teacher got really mad when I raised my hand and asked about attempting to live life without a credit card. He said it simply wasn't possible and that I should hurry up and get one (really). Our end project was to plan the costs of doing something–building a house, buying a car, planning a wedding, etc. and not one of those options had a debt-free alternative. We HAD to figure payments and interest into our plan. He nearly failed me for saying that if I couldn't afford the wedding I wanted, I wouldn't have it rather than go into debt. I ended up "planning" an elopement.
This was the same year that my roommate ran up hundreds in overdraft fees because she didn't know that when she used her debit card it automatically withdrew money from her bank account–she thought only checks came out of her checking account. Obviously there is a lack of education somewhere. What I learned about money was not from school (luckily in my case), but from my parents.
I took a simple personal finances class, but it didn't teach me much beyond looking for a car and a mortgage. I would have liked see in depth info on a budget and what happens if you don't save for retirement. (Have the kids look at the salaries for the jobs they want in life. Make a budget, go through all the bills for a typical household in that budget range. Have a software simulator take them through things like:
- what happens when your car breaks down
- your property taxes are due
- you just bought an expensive car and house and you find out your and your sig other will be expecting a child. What now?)
They may not want to listen, but some will. That would really help.
Are there community ed classes for personal finances? (I started learning personal finances when I wanted to start saving for a house and a friend recommended a book. There was a class recently through my church. There was one in our town through the local consumer credit counseling group to help people get ready to buy a house. But not done often here.)
High school juniors/seniors are ready and capable to learn about personal finance. The only reason they are willing to be so "rebelious" and run up credit cards, etc, is because they know someone will bail them out. Most are 18 when they graduate and are ready to learn that they are responsible for their actions…it's the same way with vehicles. If kids are paying their own insurance, they aren't going to be speeding around getting tickets driving their own insurance rates up…and if they do, maybe they'll learn something of value in the process.
Giving kids a free ride simply because they want to rebel isn't helping them out. Educate first, and if they know it's wrong and still do it anyway, let them deal with the consequences. Or better yet, persuade them to go the debit card route so they can't spend what they don't have if they aren't working.
For age reference, I graduated college about a year ago, and I have two high school aged sisters. And none of us ran around charging up credit cards (though we had them at 18) for no apparent reason just like we wouldn't drive around with reckless abandon in our parents cars not worrying about the consequences.
I, like Scarfish, had the only formal education I ever had on personal finance wrapped into a home-ec type class. The teacher did an admirable job, but with so much other material to cover and the fact that I was a 10th grade boy, it didn't really stick.
I didn't learn anything useful that stuck until after college (my wife taught me how to save). By way of illustration, my first week in college, I attempted to write a check on a withdrawal slip and gave it to the book store employee. Kindly, she explained my mistake.
Because of my lack of education on the topic, I fell into every bad behavior you read about – credit cards maxed, student loans without regard to terms, minimum payments, the whole deal.
My wife turned me around. She'd probably say she created a monster!
My high school had a mandatory 'career and personal planning' class in which we covered some PF tasks, like creating a budget. Problem was, unlike real life, we had no constraints on how much we earned in our fantasy world. We were encouraged to invent a job for ourselves, search the classifieds for an apartment and create a budget. Without having any idea what things really cost though, and without having any constraints on which job you had, most people said they made ridiculously high salaries, budgeted way too much for entertainment and housing (and 'bought' expensive cars) and didn't budget enough for groceries and other basic expenses. I've never been able to make a budget since, because I never felt like it had any real value (always made-up numbers, never based on actual costs). The turning point for my husband and I was when we started tracking expenses. Suddenly we know where we spend our money and how much things really cost. I think requiring teens to track expenses and then analyze their spending would be more useful than creating a pretend budget. I have also been thinking about my school experiences and the way I spent the money from my first job … some parents required their kids to pay rent once they had a job (which always seemed pointless to us, because it kind of penalized the kid for getting a job). Given that housing is about 30% of your income in our city (very high cost of living) it would be better to insist that a similar amount is set aside for future housing costs, either a down payment or for setting up the first apartment. I know that I racked up CC debt as a young adult because I 'needed' the money to set up my first apartment.
No option for personal finance in high school for me either. The closest thing we had to that was a broad economics course.
And unfortunately my parents didn't teach me anything about finances, probably because they weren't the best at personal finance themselves.
The most education I received was by getting a job when I was 15 and working all throughout school. My parents helped me open a passbook savings account at the local bank where I deposited my pay checks.
Aside from that, when they were helping me move into my dorm room in college we stopped at the university credit union to open a new account and apply for a credit card.
It was all down hill from there. Getting a card with a $2,500 limit when you're 18 and have no job and have never used credit in your life, it was like winning the lotto. My parents never owned a credit card so they had no advice to give me. So I used it and got myself into a lot of trouble over the years.
Schools need to do a better job at teaching the basics. A one semester course on how money works, how credit works, what it takes to get a mortgage, compound interest and saving… just something would be better than nothing. Kids heading to college are bombarded with temptation which leads to trouble when they aren't educated.
We didn't have personal finance classes at my school either. The closest we got was during 6th grade math class. We did a project on how to balance a check book.
I do rememeber during social studies we had a business person from Junior Achievement come talk to us about being a business person.
I agree that personal finance should be taught in schools. I know I would have benefited from it.
My h.s. had a section on finance in Home Ec (which they renamed Human something or other but it was still sewing and the like). It taught us HOW TO WRITE CHECKS and balance a checkbook. I was very good at this but had no idea about credit or anything involved with different types of accounts, interest, stocks, etc.
We didn't have it, but then too I'm old school enough that I don't think that sort of class BELONGS in a high school setting. I think that's one of those life skills that belongs at home — and if a parent isn't willing to do that sort of educating of their child, that parent is modelling irresponsibility and failing as a parent. (If the parent does their best but just isn't good at it that doesn't mean I think the parent is a failure. But this is really a parent's job.)
High school really needs to focus on the foundational basics — reading/writing/literature, history, math, science, economics (where perhaps pf could be incorporated as a teaching unit), etc. and for those on the non-college track there should solid vocational education. I don't really care if that's boring to the child–that's what they need to be learning in school and that's what we should expect schools to teach effectively. My two cents.
OK, now you know. DB gets ultra crabby about "life skills" training in school. Don't get me started on sex ed.
I took a "consumer ed" class in HS which rolled finance into other things like living on your own. Most of the stuff I learned in the class was redundant since I had already learned it from my parents, who are the most financially responsible people I know.
My parents never prevented me from owning a credit card, so I got one when I was 18, but I knew that they would never bail me out if I maxed it out.
I remember taking a budget class in elementary school. We learned about savings and checking accounts. How to write checks and balance a checkbook. Unfortunately, credit cards weren't de guerre at the time, so that lesson was lost.
I think schools could definitely teach these things. I think that home-ec is something that should be mandatory core class at all levels of school. Basic things like budget, first aid, ironing, etc. Money was one of those taboos to discuss in my parents' house.
I had about a week, if that, in one class so about 200 minutes. I thought it was lame and slept through it. You could learn more in one issue of the Wall Street Journal then that class. Ugg. Also if you were on the honors 'track' – which I skipped that semester, you did not have to take it at all.
I think high school is too young. At that age I probably would have shrugged it off. Money is more of an everyday problem in College. You have to pay for more things (mostly beer). I have never taken a personal finance class, and I never even was aware of one being offered at my private HS or Ivy League college.
I agree with db that this is an issue that should be up to parents to teach at home, but unfortunately most parents today don't have enough financial knowledge to handle their own issues, so they would simply be handing down bad habits to their kids.
It should start with the parents, but since most parents don't have any skills the only logical place to try and improve the situation is through school.
At my kids school – a very small, very unusual progressive (public) school where there are 4-6 kids in each grade/8-10 kids in each classroom and everyone from the preschoolers to the principal is on a first name basis – the 5th/6th grade class spends a nine-week period on "The Money Game", which is a little bit personal finance and a little bit free-market economics. They start with a certain amount of money at the beginning; they're given opportunities to invest in interest-bearing accounts, earn as a class, and earn as individuals. There's a Craft Day about halfway through the Money Game where they are allowed to bring in anything that they made with their own hands and try to sell it at a market, and various other focused lessons throughout the unit. In the end, they're graded not just on how much they made or lost, but also on a narrative report and on their overall performance, which includes fairplay with others (fiscal responsibility and a certain amount of aggressiveness is rewarded, outright greed is not), work ethic, and ability to recognize and rectify mistakes. The teacher is a retired divorce laywer, so she's seen a lot of financially screwed up people over the years; she's a neat lady and I think the class is brilliant. And it's at just the right time in the kids' lives – when they're old enough to be thinking about money of their own but too young to get a formal job. My son's been through the unit twice – he's a seventh grader now – and he's becoming recognized as the kid around town who's always up for snowshoveling or sweeping a parking lot for a quick buck, and he's saving up for some expensive engineering kits that he and my husband want to build together.
I don't think we had a personal finance class at my high school. At home, my parents taught me the very basics (mainly how to balance a checkbook) but I learned almost everything The Hard Way during college.
I never had a personal finance/money management class in school, and I'm fine with that. The high school curriculum is all ready overcrowded. What are you going to eliminate to make room? It better not be the arts, foreign languages, history, or humanities. High school is college prep — learning how to learn, learning how to research, learning how to think, learning how to be a citizen of the world. Personal finance is more of a vocational training topic.
If for some reason personal finance must be taught in school rather than at home, where it should be IMHO, it can be included in 6th or 7th grade home economics. That's where it best fits. Most middle schoolers can understand the basic concepts as well as the intracacies of using a credit card, loans, and interest.
If you get 'em then, they might even be less inclined (just a hunch) to rebel by doing something they know is stupid when they're older teenagers like maxing out their credit card and not making payments.
To learn about the state of financial literacy in today's society I suggest reading "Goodbye to Complacency – Financial Literacy Education in the U.S. 2000-2005″. This in-depth sudy was sponsored by the AARP and was presented to a congressional committee on financial education.
Although this study does not focus only on financial education in schools, it strongly supports the need for financial education throughout our society at all levels; high school, college, workplace, etc.
Of particularly interest to me is the paradox that exists today. There is an over abundance of financial literature and resources available (particularly over the internet) today – more than in the history of mankind. Yet, saving rates are at all-time lows and poor financial behaviors are at all-time highs. How can this be so? The summary of this report hints at an answer – "Some outside force must be necessary to push people to prepare for retirement security at a level that meets their needs. Unlike inert objects, however, people require some inner spark to generate the momentum that can propel them forward. In other words, the "outside force" of available financial education must be met by an "inner desire" to learn and apply financial concepts". The study further states, "Without a better understanding of how consumers make decisions – and what sparks their desire – efforts that try to help them navigate rapid societal changes are often ineffective. Without a better grounding in the principles of social change, however, it is difficult to identify – and help consumers themselves identify – the sparks that drive their consumption choices and their decisions to save."
To me, the big news in this study is that financial education is not enough. The psychological aspects of people's behavior are just as important – if not more important – to address if people are going to become better managers of their financial resources.
I had a little bit of personal finance as part of a wider class, but it was fairly limited (and the class was for 'smart' kids only).
As for my parrents, I didn't learn much from them. They each had their own issues with money, but I rather not go into them right now.
I did get my credit card paied off this month (yay) then turned about and put another quarter's worth of education back on the card. I can pay it off next month and by the time next quarter comes around I'll have enough to pay it out of pocket.
The only thing I remember about PF from school was a brief "How to write a check" lesson in one of my classes. Could have been middle school.
Everything else I learned from my parents and the School of Hard Knocks.
I don't have any kids, but I know I would raise them as I was- learning more from me than school. I'm eagerly watching how my 10yr old cousin will grow up with an OVERLY responsible father and an irresponsible mother.
In my Home Economics class, we had a small module about balancing a checkbook and setting up a basic budget.
In college, as part of my business minor, I was required to take a "personal finance" class. The most worthless class for anyone that has any sort of financial knowledge, and probably a class that needs to be taught more widely (another class used the same textbook, that class was in "family and consumer sciences" (aka, home ec.)
Nathan wrote:
High school juniors/seniors are ready and capable to learn about personal finance. The only reason they are willing to be so "rebelious" and run up credit cards, etc, is because they know someone will bail them out.
I think it's more complicated than that. My girlfriend's daughter knows we won't bail her out and yet she has every intention of maxing out her credit card once she gets one. She spends every penny she earns as soon as she gets it and scoffs at our attempts to get her to put money aside for the future. Many teenagers live for the here and now with no thought of consequences, which also explains many of their self-destructive behaviors. Unfortunately for many of these kids, learning the hard way is the only way they'll learn. Maybe I'm jaded because my stepdaughter is a difficult kid (high school dropout who can't keep a job and is now working as a prostitute), but most of her friends seem to have the same attitudes about money, and I think they just have to learn from their own (expensive) mistakes.
Part of the problem is that kids usually *will* be bailed out of trouble by their parents when they make a financial mistake, as someone pointed out above, so there is no real need for them to examine that aspect of their lives.
Maybe one solution is to create a 'real' debt situation for them from when they get their first job. Something along the lines of instead of giving them an allowance, once they get their first job, give them 'credit', offer them 'minimum payments', and also charge 'rent' proportional to their wages. The reason I have those things in quotes is because what you are trying to do is get them in a 'hopeless' debt situation. Let them rack up a debt with you the parent on paper. Then simply make them pay it back from their job (and secretly put that money into an interest bearing account in their name). At some point, they should realize that they are both never going to be able to pay the debt back AND won't be able to buy more stuff. Keep this going until their first or second year of college then when they finally learn how hopeless debt is, let them know that it was all fake, their money is in X account and has *earned* x amount of interest, and talk with them about the lesson they 'hopefully' learned from all this, including how good it feels to be 'debt free' now.
I suppose I qualify in the "recent graduate" category, having finished high school less than three years ago at this point. I went to a New York State school, and New York has state-wide standards for both public and private schools, so a New York education is basically the same at its core, state-wide.
There was no personal finance class at my school, but there was a spattering of lessons in several other classes, including 8th grade "Home and Careers" (which was much more "Home" than "Careers"), 10th grade Health class, and 12th grade Economics.
It was in 10th grade Health that we had to look up what our starting salary might be and make a budget. Everyone did horrible on the project because it was so confusing, we had no guidance, and were told we could accrue no debt. I had a really hard time figuring out what the starting salary for a "film" career would be – with good reason. The starting salary for a film career is either "unemployment, move in with your parents" or "freelance for next to nothing while you accrue huge credit card debt to try and eat and pay rent." So I guessed $50,000/year instead, and failed the project anyways because the cost I had to figure for LA apartments is outrageous.
I learned more from observing my parents' mistakes than I learned from any direct teachings from them. Seeing how their own spending habits kept them living paycheck-to-paycheck no matter what they earned, and how poor choices in the past meant a very, very prohibitive credit score (which affected their children as well, as it meant being denied for student loans). I haven't done perfectly myself, but I know where certain roads can lead.
We had to take a Consumer Education course in school where we learned the history of money and buying things with a book about cavemen bartering their goods with each other and then eventually moving into using rocks as money. Luckily our teacher who had to use the book was very funny and we learned more about basic economics and of course filling out a check which I already knew how to do. But it didn't cover saving vs. spending which I think is more important.
My mom who only went to the 8th grade was an excellent money-manager who lived on a fixed monthly income. I never knew we were poor because I lived in an Applachian area where there were much poorer people than us. But, she never taught me about money because she didn't think it was important. She grew up during the Depression and believed mostly in the power of self and didn't really believe in banks.
Personally, I think if attitudes about money in this country are going to change it will have to start in the schools and will have programs that involve the parents. Sure, you can say this kind of education starts at home but to make sure Americans are responsible citizens with CORRECT information it should continue outside the home. I mean how many of us had financial experts at home. Many of my friends parents relied on pensions for retirement and those no longer exist.
I love the post and the commentary. Great chatting with you last night.
Personally, my step-father was extremely versed in personal finance and has taught me everything I know today.
Talk to you later today;)
Never had any finance classes classes in high school in NC. The only thing I learned about money was from my dad, was that basically, don't spend it.
We covered personal finance a bit as part of "Personal, Social and Health Education" at some point between the ages of 13 and 16.
I know that we didn't cover investing, credit cards, or insurance. We did mortgages and basic budgeting, but none of us had any idea about the value of money. We didn't know how to translate money into realistic amounts of food or utilities.
I'm sure that at the time I thought it was useless as I was a long way from controlling a budget of my own (2 years was like, forever when I was 16). I still don't think it was very helpful, but I probably absorbed a bit of stuff.
the closest thing i had to financial education in high school was bookkeeping
that class basically taught me how to write a check.. create a budget (assets, liabilities, etc..)
JD, I've never been shown how to balance a cheque book. In fact until I started hanging out online at personal finance blogs / sites, I'd never heard of anyone balancing a checkbook. I'm actually not sure what it means.
I wish I'd been taught about investing. I think I picked up a lot of stuff at home about avoiding unnecessary debt but no one explained what funds or bonds were so when I had to pick my pension (retirement) savings funds in my first job, I didn't have a clue.
I took a "General Business" class in high school. One semester an remember everything. First lesson, how to correctly write a check. Second lesson, how to write a check for an amount less an dollar. (10 years ago, but seriously, I wrote probably 30 different checks for under a dollar as homework for that classm but never in my life have I written a real check for under a dollar). Lesson 3 lasted for about a month, how to reconcile a bank statement. Took about 10 minutes to explain, then a month of example repitition to get the hang of it.
At that point the "teacher" was out of topics, but she taught DUI school as a part time job, so we spent the rest of the semester going through DUI school material. Which actually is much more relavent to ANYONE's life than learning how to write a check for 47 cents.
I think my mother did an awesome job of teaching me personal finance, she gave me the biggest allowance out of all my friends starting at age 12 or so. $100/month, but my allowance covered everything I wanted, including clothes. Trying to keep up fashion in high school meant I didn't have much left over to blow on other trivial stuff, and I had to get a job that I walked to, in order to save up for a car.
I was totally flipping out, when I found out I was going to get 100 bucks every single month, till I figured out that it doesn't go very far after taking care of the essentials.
So when I got my fat $2000 scholarship checks each semester to cover room and board, it seemed like all the money in the world, but I had learned early on that its never as much as it seems. I think this lesson kept me out of credit card debt in college, and when I finally got my first job after college, I knew to not get too excited about a new lifestyle despite seeing my income getting 10x bigger. I still live pretty frugally, very slowly raising my cost of living, and I still have a great time. I've never been in debt, and I believe I owe that to my allowance I got when I was 12. Thanks Mom!
Great point, J.D. (in comment #35).
Personally, I learned more from reading "The Boglehead's Guide to Investing" (which is more of a personal finance book than an investing book) than from anything else.
Come to think of it, I took a personal finance class in college. That I didn't think of it earlier goes to show just how much I learned there
I grew up in the 60s with an itinerant, welfare mother who occasionally dumped us with relatives for periods from a week to a summer. Some days we didn't eat; some weeks we lived with one of the middle-class relatives. Mostly what I learned from that was that it would never happen to me again, or my kids when I had them. My dad wasn't around: paid his child support every month, and we saw him once every couple of years for a week or so.
In public high school in the late 70s I took a mandatory consumer/life skills class, which included understanding mortgages, credit card and other loans; retirement planning and saving; household budgeting (food, clothing, vacations, etc.); and balancing a checkbook. I was also an avid reader of almost anything and picked up a lot from general magazine articles on budgeting and financial stuff. (I also learned to shoot at that high school, which had a range under the stage in the auditorium and offered shooting as a PE elective.)
I never had a PF class in high school…but boy, I wish I did! My father, the money maker in the family passed away 2 weeks after I graduated from college. My mother, who never worked a day in her life, was given an allowance by my father for food, clothing etc….for us kids which she tucked in different envelopes to save….interesting way to budget, but not my style. Discussing money and finances in my family was taboo, and I grew up that way to not ask and don't tell. So basically, I was thrown into the real world on my own with no one there to teach me the ropes. And of course, growing up in the mid 80′s didnt give me the luxury of looking up this stuff online. With so much information out there on the internet, people should be ashamed of themselves for getting into so much debt and not understanding where, or how to use the information provided for free to them.
[...] never had the opportunity to take any personal finance classes in high school. They simply were not offered. It would have been great to have a class back then that taught me [...]
I didn't take a personal finance class in high school–I believe that one was offered, but I wasn't particularly interested and it didn't fit with my schedule.
When I was in college, I actually had to call home and ask for instructions on how to write a check.
But I've had, and maintained, pretty good financial habits; a lot of money management isn't about what you know but what you do. I never had any sort of expectation that I should be able to eat out, or pay money for entertainment, and because my expectations about what I "deserved" were low, I didn't get in over my head.
I took no personal finance classes in high school (1999-2003). I learned everything I know about money through my father. I remember in elementary school my Dad made up my own checks which I used to withdraw chore money. It was pretty hard to wrap my head around the idea of getting money from a piece of paper, but this experience has definitely got me to where I am today.
Unfortunately a class in personal finance was not offered at my high school and was none existent in college – even though credit card companies were plentiful on campus. I am a STRONG believer in teaching kids about personal finance as soon as possible – when they begin to ask for the latest (fad, trendy item). Keep it age appropriate because that's what the advertisers do.
My 10 year old cousin has been very frugal since she began to learn about money, unlike her older siblings. She diligently saves the money she receives for bigger ticket items. How did she learn – She and I would play money games where she began to learn money concepts.
When I have children, I plan on doing the same and have them prepared for fiscal responsibility before they leave my house. If my husband & I don't teach them then life will…and life does not love them like we will.
Well life is my class of learning about personal finance.
But yes everyone is absolutely correct about educating kids about personal finance from school, which will make their life perfect and well planned.
The issues with teaching personal finance in school are as follows:
1) If the students don't have basic numeracy, then it doesn't matter whether PF is taught as a standalone class, within another class, or not at all. The concepts won't make sense.
2) There will invariably be conflicts with other course needs and with parents who believe that this is strictly the family purview.
3) There is an ongoing debate as to what the value of a high school degree really is.
I personally believe that graduating high school means that a student should be prepared to be a *citizen.* And that means, among many other things, achieving a basic understanding of government systems. Corollary: If a student doesn't understand how to manage their own personal financial life, that student certainly cannot understand the often esoteric choices made by the government on the country's financial behalf.
As such, I believe that personal finance should be integrated into education from at least middle school onward, even given parental pressures and competing academic needs. Whether as a standalone class, or as units in math and social studies/economics classes, I'll leave to the respective districts. But I do think pie-in-the-sky career picking projects don't help. Grounded real life examples, such as "setting a budget for clothes, gas, and school supplies on a retail worker's salary" would work better. Then expanding to saving (including college and retirement), credit card use, and finally rent and mortgage considerations (near the end of senior year, when independent housing looms as a real issue).
Also, icup, your idea is intriguing, but if my parents had done that to me, I would have found it an unforgivable betrayal. Lying to one's kids to prove a point rarely strikes me as an ideal parenting strategy.
I never even considered taking the class, if it was even available. It would be good to some extent, but I would be worried about the teachers teaching wrong things to my kids, such as getting a credit card so you can start "building up credit",
I grew up in a suburb of Philadelphia, and I was never once taught a single thing about finance from my public high school or any other place outside the home.
If my parents hadn't taught me the basics – and made me get my own savings account while avoiding to give me any money – I'd be in serious debt.
In my house, all forms of currency had to be repaid (and written for all to see in the meantime). "Free money" never happened – it definitely instilled a sense of "if I want it, I need to make it happen."
I really wish personal finance was a required course in college, though. Sure, a savings account isn't that complicated (glorified piggy bank), but what about credit cards, student loans, writing checks, money orders, credit reports, taxes and so on?
You grow up real fast when you move out of a dorm.
So a class – and not just optional "free information sessions" – would definitely have been useful. Not everyone has a person to ask or is fortunate enough to stumble across this blog.
The Editorialiste.
I'm going to sound in with one more thought here. In the pf blogosphere, you see a lot of comments about taking personal responsibility for ones' finances. Harsh, but valid.
It's equally harsh, but valid to say that we expect that a parent is expected to be responsible enough so as to teach their children how to manage money. Failure to do so is a failure as a parent. Parent, take some personal responsibility here.
How much do we really expect to be able to excuse parents from doing? Schools should NOT be a surrogate parent. To the extent they are allowed to be, perhaps the fault is a collective failure by all of us for not having higher expectations of ourselves and each other.
The only logical outcome I can see from putting the burden of this on schools is increasing indoctrination. We get more and more of that rather than strong thinkers the more we excuse parents from their responsibility to be parents.


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Sam Tanenhaus has a great sense of humor. Four years ago, he came out with a piece about the demise of the conservative movement, which at the time -- with Obama elected by a 7-point margin, supermajorities in the House and the Senate -- didn't seem that unlikely. The problem was that by the time the book appeared some months later, Obama's poll numbers were plunging. The Tea Party movement had risen against him, and the table was set for the 2010 midterms, which cost Democrats the U.S. House and brought in a wave of brand-new conservative leaders.
Now Tannenhaus is tempting fate once again, claiming that the GOP has been steeped in the ethos of John C. Calhoun, a Democrat and an antebellum defender of slavery. He does so at the exact moment when a 41-year-old Hispanic senator has emerged as the major new voice of the party, and weeks after the daughter of Indian immigrants, who now runs Calhoun's home state of South Carolina, appointed Tim Scott to Jim DeMint's seat in the Senate as the first black Republican to sit in that body since 1979.
Scott won his old seat in the House by defeating a son of Strom Thurmond. Both Scott and Rubio will be in the mix in 2016 when the Republicans pick their next national ticket, along with female, Hispanic and Indian governors, meaning that white males might be in the minority. Against them, Democrats will likely be running what James Taranto refers to as "people of pallor." What Calhoun would have said to all this is unclear.
Concurrently, academics do a brisk trade in "subliminal bias," their term of choice for indirect racial hatred, which they claim infests the conservative movement. "Voters high on a racial resentment scale moved one notch toward intensification of partisanship within the Republican Party," says the New York Times' Thomas Edsall, citing two of these studies. "The percentage of voters with explicit anti-black attitudes rose from 47.6 in 2008 and 47.3 percent in 2010 to 50.9 percent in 2012."
This sounds dire, until one asks what "anti-black attitudes" are. According to the studies in question, the idea that blacks should "work their way up, like the Jews and the Irish," is an "anti-black" attitude. So is the notion that black Americans don't need special favors. So is saying that discrimination is no longer the worst hardship faced by racial minorities.
"Blindspot," a book by two more academics, found an "automatic white preference" in roughly three of four people, based on a test that measures "unconscious bias" by people's speed in pressing a key that links "good words" to white faces. An infallible measure if ever there was one -- or so the Washington Post's reviewer apparently believed. "An automatic white preference," he writes, "been found to correlate with ... suboptimal treatment of black emergency room patients, unfavorable judgment of black job applicants ... and voting for John McCain."
To be sure, the 47.6 percent of "anti-black" voters closely tracks McCain's 2008 total, but what accounts for the fact that this number ticked down slightly in 2010, when the Tea Party swept the 2010 midterms, and then rose 3 points in 2012, when Obama cleaned up?
If in 2012 more than 50 percent of the voters were racists, how did Obama come up with his 4-point margin? Why did these racists desert the Republicans? Did they stay home? Did they cross over? Or did they cast secret ballots for John C. Calhoun?
Examiner Columnist Noemie Emery is contributing editor to The Weekly Standard and author of "Great Expectations: The Troubled Lives of Political Families."


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Autumn Cornwell
Teen Fiction CORNWEL
Summary: "I've got my entire life planned out for the next ten years -- including my PhD and Pulitzer Prize," claims 16-year-old overachiever Vassar Spore, daughter of overachiever parents, who in true overachiever fashion named her after an elite women's college. Vassar expects her sophomore summer to include AP and AAP (Advanced Advanced Placement) classes. Surprise! Enter a world-traveling relative who sends her plans into a tailspin when she blackmails Vassar's parents into forcing their only child to backpack with her through Southeast Asia. On a journey from Malaysia to Cambodia to the remote jungles of Laos, Vassar sweats, falls in love, hones her outdoor survival skills -- and uncovers a family secret that turns her whole world upside-down. Vassar Spore can plan on one thing: she'll never be the same again.
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Vassar Spore
Hopeful of being Valedictorian; plans to take AP courses all summer; grandmother takes her backpacking through Malaysia, Cambodia and Laos instead; gets held hostage by primitive tribes; battles venomous critters; sheds pride, primness and obsessive reliance on routine.


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Obama Administration Has Plan to Get TPA Approval
The Obama Administration plans to give Congress reason to approve Trade Promotion Authority by negotiating a Trans-Pacific Partnership Agreement they can't pass up. According to U.S. Trade Representative Michael Froman - the votes are there as long as the Administration brings back a good agreement. He says the focus is to do just that - including for agriculture. Froman reports spending time on Capitol Hill with both parties to lay the foundation for broad bipartisan support of TPA legislation. He says Congress has recognized the infeasibility of designating more than 500 people - their full membership - as trade negotiators. Froman also says the Administration recognizes the importance of agriculture in not just the TPP negotiations - but also the Transatlantic Trade and Investment Partnership with the European Union. He says increasing ag trade is important to the entire U.S. economy. That's why he's looking to those in agriculture to urge Congress to grant President Obama the trade promotion authority he needs to assure leaders of other countries that Congress will vote deals up or down rather than amending them.
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Posted December 19, 2011
Dear friends of Covenant College,
Hot chocolate, a fire in the fireplace, and time with the family signal that Christmas is almost here, but it also means that I only have one more semester until I enter the land of the grownups. Several questions arise when I assess my life at this point. Where is the Lord leading me? Where has the Lord already led me? Will the world be able to harness the vessel of pure talent headed its way? Well, maybe not so much that last question, but having a dramatic change on my horizon causes me to pray diligently about where I've been and where I am going.
Being the sixth child of eight siblings is where my story begins. My dad (the bravest man I know) is a Latin teacher. My mom, being the mother of eight children, has worked hard for our family, even though the pay has been way below minimum wage! My brothers and sisters are my best friends and a blessing to me. The most important thing to take away from my family is that God has always taken care of us.
Looking back I think there were many months when we barely made ends meet, but you would never guess it by my parents' demeanors. I don't tell you this to prove that I have had it rough, but to bear witness to how the Lord has provided for everything in my life. I can see that every person and circumstance in my life is part of his sovereign plan to bring me closer to and make me more dependent on him. College has been no different.
As a senior in high school, I had already begun looking for housing at the University of Florida. It was my least expensive option, and although I had visited Covenant and wanted to attend, I thought it would be too expensive. But when my admissions representative, Dave Gambrell, called me with my financial-aid package for Covenant, I was absolutely blown away! I knew that the Lord was in control.
My experience at Covenant has been incredible. It has not been easy, nor has it always been what I wanted, but it has been exactly what I needed. Covenant has been a place where friends have pushed me closer to the Lord, even when I have been ticked at him. It has been a place where my professors have longed to see me grow as a man and as a follower of Christ, and it has been a community that has supported me through thick and thin.
I am writing you this Christmas to say that it is people like you who have made it possible for me to be at Covenant. I know that often when you give you never know who you are benefiting, but I am here to tell you that I am the fruit of many people's generosities. Please consider giving to Covenant this Christmas so others may be blessed too. And when you do give, may God bless you until you explode with joy, because that is the very blessing which has been given to me and many other students at Covenant College. Thank you so much, and have a merry Christmas.
Todd Fleming '12
Covenant College Office for Advancement
14049 Scenic Highway, Lookout Mountain, GA 30750
Phone: 800.574.6063 | Fax: 706.419.1045


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Locally, attention this week has been focused on the process of selecting a new Superintendent of Schools for Webster Parish.
So I decided to update and rerun two Echoes from the time of the last Superintendent search.
The next two Echoes of Our Past will give a brief overview of the individuals who have held that position over the past 120 or so years, and focus on a hotly-contested battle for Superintendent that took place 103 years ago, during the late summer of 1908.Subscribe to Read!


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Presence: An International Journal of Spiritual Direction will publish its second article by Sister Sophia Park in its March issue. The article, "Toward Cross-Cultural Spiritual Direction: When Feeling is Caught in a Pattern," uses the metaphor of the beast from The Beauty and the Beast folk tale as an indicator of the nature of otherness in cross-cultural spiritual direction.
Sr. Sophia is an assistant professor of religious studies and philosophy. Her first article in Presence, "Cross-Cultural Spiritual Direction: Dancing with a Stranger," appeared in the March 2010 issue. She is also the author of A Hermeneutic on Dislocation as Experience: Creating a Borderland, Constructing a Hybrid Identity (Peter Lang Publishing, 2011), which explores the experience of spiritual and geographical dislocation from the perspective of Asian immigrant women.
Sr. Sophia's other research interests include Asian women's spirituality, Korean Shamanism, biblical spirituality, and religious life from a post-colonial and global feminist perspective.


text: Copyright © 2014 Taylor & Francis Group LLC. All Rights Reserved. All content appearing on CRC Press Featured Authors has been submitted by or on behalf of authors and has not been reviewed or approved by CRC Press. CRC Press accepts no responsibility for any opinions expressed herein or for the accuracy of the information supplied by authors.


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There are about fifty things on my desk right now. Most of them are pieces of c o d payment tramadol paper...business cards, a couple dollars, some tax forms. But there are also some CDs, a phone, a computer monitor, a camera, a guitar tuner, a printer cartridge, a knife...y'know....THINGS!
And then when I widen my view beyond the cialis china desk...things start to look really desperate. I'm surrounded by stuff. Probably 50% of it is made of paper...most of that being books. But there's also a heavy dose plastic, metal and cialis online order good ol' wood. A lot of my things, strangely enough, exist simply to carry other things...book shelves, filing cabinets, etc. Frankly, I'm getting tired of it.
And so, in the spirit of EcoGeekiness, I hereby pledge to actually do something about it. This stuff has to link for you buy cheapest levitra go! It's pretty easy to get rid of stuff nowadays...with EBay and Craigslist and Freecycle. But some of candian levitra it might not be so easy to part with. So I am hereby beginning a series in which I will be replacing hardware either with multiple-use items (trading scissors for knives) or with software. And, hoorah! I will free myself of these earthly ties....and increase that beautiful spiritual connection I have with this machine before me.
The first item to ditch...my guitar tuner.
Guitar tuners, after all, are just a microphone and some very simple software. Most laptops have microphones built right in, so why waste money on a hunk of plastic when you're computer can do the job for you?
After a quick search, I found this $15 shareware program for my Mac, which not only is simple to use, but is significantly more accurate than my physical guitar tuner.
And for my PC we've got Audio Tuner 0.5, which works on everything from Windows 95 to Vista and, while it's not as pretty as, and a little clunkier than the Mac ap, it is absolutely free, and tuned me up in no time. But even better is the free GuiTools, which not only has a built in tuner, but also helps identify every single chord and scale you can play with a six-string.
So I hope Freecycle is inexpensive viagra ready for my guitar tuner. Maybe somebody out there needs it for its portability. But I'm happy to say...I just don't need it anymore.
written by Space, April 23, 2008
written by hank, April 23, 2008
written by Josh, April 23, 2008
written by unregistered, April 23, 2008
written by Steven, April 23, 2008
i have Ubuntu linux, and i just did a quick search for guitar programs and found guitar sound processors, recorders, a couple of tuner programs, tabulature editors, and even a clone of Guitar Hero! all for free, my friends. Dont take my word for it, go to www.ubuntu.com
written by toto, April 24, 2008
written by Ben, April 24, 2008
Anyone who knows how to play the guitar should know how to tune one by ear!
written by Roy, April 24, 2008
Just got a mac... and as cool as fink and ports are... it's just not quite as magical as apt.
On the upside, the lapintosh allowed me to break free of buy real viagra online the power-hungry desktop for things like photoshop. I almost never need that 400W monster anymore.
written by eatingorange, April 24, 2008
The hard part for me is buy generic cialis cheap not rushing out to buy new things.
written by SavingDiva, April 24, 2008
written by nicster, April 24, 2008
but, tuning a whole band without at least one tuner just takes forever.
using software to replace hardware is indeed a nifty idea. thanks for the reminder.
written by Jessica, April 24, 2008
Anyway, I'm on a similar quest to rid myself of stuff. Not only do I do it for the reasons you surely are, but I have a problem with compulsive hoarding. Its awful. Its the epitome of the diesease that enflicts our society, all represented in one little person.
I will be following these posts closely, to see how your journey compares to mine.
written by Alain Petit, April 24, 2008
On the same perceptive ... i tend to use a 30w/h dvd player instead of using the www.transitofvenus.org computer/laptop ...
Single purpose thind have better power consumption then multipurpose things
written by nuvi, April 25, 2008
written by MattKelly, April 29, 2008
written by liz, February 21, 2014
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