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When the Federal Reserve System was established in 1914, part of its purpose was "to furnish an elastic currency,"1 that is, a currency that could be quickly expanded or contracted as needed. Today, the Fed fulfills this function by supplying the reserves needed to prevent wide seasonal swings in interest rates. When money demand increases sharply during the holiday season, the Fed steps in and supplies the liquidity necessary to keep interest rates from rising. Monetary base growth is high during the fourth quarter, when output rises, and low during the first quarter, when output falls.
In addition to the elasticity directive, the Federal Reserve Reform Act of 1977 gives the central bank the dual mandate of pursuing stable prices and maximum employment. Although maximum employment may seem a strange goal for an organization that has no long-term effect on employment levels, it is usually interpreted to mean that monetary policy should "lean against the wind." In other words, some analysts think that the Fed should try to stabilize business cycle fluctuations by increasing the money supply faster when the economy is sluggish and restraining money growth when the economy heats up. In this view, money growth should be countercyclical.
Much has been made of the supposed conflict between stable prices and maximum employment, but almost no attention has been given to the conflict between providing an elastic currency and pursuing countercyclical policy. This is because elasticity of the money stock is usually considered necessary over seasonal cycles, while the countercyclical thrust of monetary policy is regarded as appropriate over business cycles. But why should this be so? If it is appropriate for monetary policy to eliminate seasonal movements in interest rates, why not use it to minimize interest rate variations across the business cycle as well?
After all, recent research suggests that seasonal and business cycles are quite similar, except that the former occur at regular, predetermined intervals, while the latter occur randomly. The similarities between the two types of cycles suggest that a common approach to monetary policysupplying an elastic currency by pegging the nominal interest ratecould successfully be applied to both.
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The idea that an elastic currency is important for more than just seasonal changes in money demand is not new. A principal reason for establishing the Federal Reserve System was to supply currency "which would fluctuate in amount according to the activity of business, being large when business was active and less in amount when business was small."2 This clearly indicates that some of the Systems founders thought money growth should be procyclical. Although it is usually interpreted as referring to seasonal cycles, nothing in this prescription precludes its application across business cycles as well.
There are two notable reasons why this directive was primarily interpreted to mean that the Federal Reserve should supply monetary elasticity on a seasonal basis. First, periodic financial panics largely coincided with the seasonal cycle.3 Second, the Federal Reserves founders assumed that the gold standard would determine long-run movements in the money stock. Hence, elasticity of the domestic gold stock (achieved through international gold flows) would ensure currency elasticity over longer periods and, at least partially, over business cycles as well. In other words, the Federal Reserve System would be "a self-regulating adjunct to a self-regulating gold standard. The Fed was to do at short term what the gold standard did secularlyprovide seasonal money commensurate with seasonal production of commodities."4
When the U.S. economy enters a boom, domestic interest rates rise. In the days of the gold standard, if interest rates started climbing in the United States, foreigners seeking higher returns would increase their U.S. investments. To do so, they would exchange gold for dollars. As a result, gold flowed into the country, increasing the domestic money stock. Because interest rates tend to rise during economic expansions, this mechanism helped provide a natural elasticity to the currency. It did not work instantaneously, and thus did not supply perfect elasticity over business cycles. Over longer periods, however, gold inflows and outflows provided a natural elasticity to the domestic money stock.
The demise of the gold standard meant the end of this self-regulating mechanism, imperfect though it was. Should the Federal Reserve consider replacing what elasticity it did provide by allowing money growth to accelerate when economic activity is brisk and to slow when output declines? That is, should central bankers attempt to minimize interest rate changes at both the business cycle and seasonal time horizons? The current policy dichotomy between the two is puzzling, given the evidence that seasonal and business cycles have similar characteristics. Consider the following:
Output declines across broad sectors of the economy, labor productivity falls, and employment slackens. Government spending decreases. Yet, while the money supply declines, prices move little in comparison. Students of the business cycle might call this a portrait of a typical recession, but it actually describes the economys behavior in January of every year. As two leading researchers of business and seasonal cycles explain, "there is a 'seasonal business cycle in the U.S. economy, and its characteristics closely mirror those of the conventional business cycle."5
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Even if we grant that the economic factors causing the seasonal cycle and the business cycle are different, it does not necessarily follow that the thrust of monetary policy should differ across the two cycles. In at least one theoretical framework typically used by economists, an interest rate peg is preferred no matter what type of shock causes the cycle.6 This framework assumes that households are unwilling or unable to adjust their nominal consumption and savings behavior quickly. Their slow adjustments, termed portfolio rigidities, imply that money cannot automatically flow to the sectors where demand for it is relatively high.7 We use this framework because it is consistent with evidence that monetary surprises increase real output and lower nominal interest rates.
For example, early in the fourth quarter, anticipating holiday sales, retail firms start to increase their borrowing in order to hire more workers and boost investment. In a world without portfolio rigidities, this heightened demand is met by higher household savings, thus moderating any interest rate movements.8 However, if portfolio rigidities impede these flows, firms increased borrowing needs will drive up both the nominal and the real interest rate. Higher rates dampen the seasonal expansion by raising financing costs.
This framework also predicts a pattern of interest rate movements across the business cycle. In the early stages of an expansion, some sectors develop more rapidly than others, so that the demand for money grows unevenly. For example, when we divide the economy into households and firms, there is evidence that firms demand for cash rises first. During booms, firms increase their borrowing so that they can hire more workers and expand their existing plants. Without portfolio rigidities, households supply these needs by directing more money into their savings accounts.9 If cash flows are sluggish, the relative imbalance between the supply and demand for loans pushes interest rates up sharply, since banks do not have extra money on hand to lend. As in the seasonal case, these higher interest rates dampen the economic expansion by increasing firms financing costs.
It is easy to see why an interest rate peg may be desirable. With a peg, the Federal Reserve stands ready to supply the reserves the banking sector needs in order to prevent a rise in the nominal interest rate. With sluggish consumption/ savings decisions, instead of households supplying banks with extra money in the form of increased savings, the Fed provides the requisite cash flow. In fact, with an interest rate peg, the amount of reserves necessary to keep the nominal interest rate from rising equals the amount of additional funds that households would have provided if they could have adjusted their savings decisions instantaneously. Therefore, the volume of economic activity with a peg should be identical to what it would have been without portfolio rigidities.
Critics complain that this framework does not specify why nominal portfolios are sluggish in the first place. Although the causes are not fully understood, one possibility is that portfolio decisions are not reconsidered every time an unforeseen event buffets the economy. This has profound implications for the desirability of an interest rate peg across seasonal cycles. Since such cycles are predictable, it may be easier for households to adjust their savings and consumption decisions for seasonal changes than for business cycle changes. Households may take longer to readjust their portfolios to an unforeseen supply shock (like a drop in oil prices) than do firms, which immediately begin increasing their investment and hiring additional workers in order to gain a competitive edge. The asymmetric adjustment could cause interest rates to increase dramatically if the Federal Reserve does not intervene. This implies that it may be even more important to minimize interest rate variations over the business cycle than over the seasonal cycle.
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Critics of a nominal interest rate peg claim that it may destabilize the long-term price level. Suppose that the real federal funds rate is at 2 percent and inflation expectations are at 1 percent. This makes the nominal funds rate 3 percentthe rate that the monetary authority wishes to peg. Suppose further that the supply of oil rises and the price of oil falls unexpectedly, but that both are expected to revert to their original levels after a few years. This "positive" oil shock induces firms to demand more labor and raw materials for expanding their output. To finance their purchases, firms demand more money, putting upward pressure on the realand hence the nominalinterest rate.10 If household portfolios can adjust only after a lag, the central bank will need to accelerate money growth to peg the nominal rate at 3 percent. Critics contend that this will not only raise the price level, but will increase inflation expectations as well. Higher expectations will exert further upward pressure on the nominal interest rate, necessitating faster money growth; ultimately, this process may lead to hyperinflation.
The problem with this argument is twofold. First, it confuses the monetary policy required in the short term with that appropriate for the long term. Second, it ignores the role of the central banks credibility in implementing long-term policy.
In our oil-price example, the positive shock immediately exerts upward pressure on real and nominal rates through excess demand in money and capital markets. With sluggish portfolios, the central bank initially steps up money growth to peg the nominal rate and, in so doing, supplies the additional money that firms demand from banks. Consequently, the price level will rise throughout the economy.11
Over time, as their portfolios adjust, households would supply the money needed by banks. Once these adjustments occur, the monetary authority would have to scale back money growth to keep the federal funds rate pegged at 3 percent. This highlights why it is so important that the central bank have the credibility necessary to maintain an interest rate peg. Otherwise, people may believe that the initial increase in money necessary to keep the nominal rate constant will be followed by continued high money growth. Without credibility, the costs of maintaining an interest rate peg may be unacceptably high, since ever-faster money growth would become necessary to maintain such a peg.12
Although moneyand hence the price levelincreases immediately after a positive supply shock, long-term expected inflation will not rise if the central banks commitment to the interest rate peg is credible. Once portfolios have adjusted, the only way the monetary authority can influence the nominal interest rate is by changing money growth, which alters expected inflation.13 Therefore, the initial price increase necessary to maintain the peg would not lead to continued inflation.
How far money growth and inflation must be scaled back depends on whether the supply shocks upward pressure on real interest rates has abated. To go back to our oil-shock example, once real rates have returned to their pre-shock level of 2 percent, the central bank will need to reestablish money growth at 1 percent. Even after this adjustment, prices would exceed their pre-shock level because of the extra money the central bank initially introduced into the system in order to maintain the peg.
This example illustrates a fundamental difference between smoothing the nominal funds rate over the seasonal cycle and smoothing it over the business cycle. Over the seasonal cycle, everyone knows that year-end increases in the money supply and prices will be offset the following quarter, as bad weather and the end of the holiday season push output below its long-term average. This reverses the process, essentially canceling out increases in money and prices during the holiday period.
Over the business cycle, a positive economic shock will not necessarily be reversed during the next quarter, or even the next year. It could take many years for increases in the money supply and prices during an upturn to completely reverse themselves during a downturn. Over time, however, there will be an equal number of positive economic shockswhen growth is above trendand negative economic shockswhen growth is below trend. Although these shocks may cause short-term swings in economic activity, the price level would not systematically deviate from its expected path over the long run.
Thus, an appropriate criticism of using monetary policy to smooth nominal interest rates over the business cycle is that price-level variability would be higher in the short term. A related argument against pegging nominal interest rates is that procyclical money growth would exacerbate business cycle fluctuations. Cyclical swings would be wider than with a lean-against-the-wind policy, or even one in which the Fed did not change money growth across the business cycle. Greater output fluctuations may increase variability in consumption. Some argue that this is undesirable since, holding everything else constant, consumers prefer a steady consumption stream to one that changes continually.
But everything is not held constant. Countercyclical money may smooth output and, potentially, even consumption. However, an elastic currency, by supplying additional liquidity in booms and withdrawing it in recessions, allows investment and employment to respond more quickly and efficiently to the shocks that buffet the economy. Consequently, average consumption would quite likely be higher in a world where the Federal Reserve holds the funds rate constant. Individuals would therefore be better off with an interest rate peg, even though consumption and short-term inflation would both be more variable.14
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Such an interest rate peg is optimal if we assume that the economys fundamental rigidity is sluggishness in households consumption and savings decisions. However, sluggishness in other types of decisions may also be important and could lead to different conclusions about how to conduct monetary policy over the business cycle.
It is commonly argued that if firms find changing their prices time-consuming or costly, the Fed should slow money growth during expansions and accelerate it during recessions to minimize output variations. Even in this sticky-price environment, however, the superiority of a countercyclical monetary policy rule has not been shown. Intuition suggests that if changing prices is costly, and if business cycles are primarily caused by supply shocks, it is important to keep the money supply elastic as the economy expands and contracts. This elasticity would supplement the elasticity of the real money stock that occurs naturally with flexible prices.
For example, if prices are perfectly flexible and there are no portfolio rigidities, a reduction in the real price of oil increases output and decreases the price level. Thus, even without a change in the nominal money stock, the real money supply rises, so that it is naturally elastic with respect to supply shocks. Prices adjust to equilibrate money supply and money demand. Some of this flexibility would be lost when prices are sticky. Under these circumstances, real-money balances can increase to satisfy the greater need for liquidity during a supply shock only if the nominal money supply provides such elasticity by increasing and decreasing along with output.15
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We have given two reasons why a similar monetary policy could govern seasonal cycles and ordinary business cycles. First, empirical research shows that the two kinds of cycles behave in much the same way. Second, in the framework considered here, the economy would be well served by pegging the nominal interest rate across the various phases of the business cycle. That is, the current approach to seasonal cycles could be extended to include the business cycle as well.
The illustrative example we have used calls into question the intuitive notion that central banks should minimize output fluctuations. It may actually be beneficial for the monetary authority to increase the money supply during booms, so that output fluctuations become bigger than they would have been if money growth had been held constant over the business cycle.
The optimality of an interest rate peg depends crucially on whether households prefer higher average consumption to increased consumption variability, and on whether the public believes that the monetary authority will actually maintain the targeted rate. Since the Federal Reserve currently lacks this credibility, we cannot state definitively that it should adopt an interest rate peg. Nonetheless, we do believe that there are sound economic reasons why the central bank should let the money supply vary positively with output.
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2. See Henry Parker Willis, The Theory and Practice of Central Banking, New York: Harder and Brothers Publishers, 1936, p. 82. Willis was an expert consultant to the House Banking and Currency Committee in 1912 13, while the Federal Reserve Act was being written, and was also the founding secretary of the Federal Reserve Board.
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3. See Jeffrey A. Miron, "Financial Panics, the Seasonality of the Nominal Interest Rate, and the Founding of the Fed," American Economic Review, vol. 76, no. 1 (March 1986), pp. 12540.
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4. See Richard H. Timberlake, Monetary Policy in the United States, Chicago: University of Chicago Press, 1993, p. 255.
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5. See Robert Barsky and Jeffrey A. Miron, "The Seasonal Cycle and the Business Cycle," Journal of Political Economy, vol. 97, no. 3 (June 1989), pp. 50334.
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6. By an "interest rate peg," we mean that a given federal funds rate is targeted. The actual federal funds rate will always have some slight variation.
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7. See, for example, Timothy S. Fuerst, "Liquidity, Loanable Funds, and Real Activity," Journal of Monetary Economics, vol. 29 (1992), pp. 324; or Lawrence J. Christiano, "Modeling the Liquidity Effect of a Money Shock," Federal Reserve Bank of Minneapolis, Quarterly Review, vol. 15, no. 1 (Winter 1991), pp. 334.
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8. Households also have an increased desire to hold cash in order to purchase holiday gifts. If this increase is relatively smaller than it is for firms, households will hold less nominal cash and save a larger fraction of their income. Prices will adjust so that households real cash balances will have increased, but by less than firms.
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9. This is not meant to imply that real interest rates will not increase if portfolios are perfectly flexible.
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10. Even if portfolio adjustments are instantaneous, the real interest rate will rise. This is because an oil shock makes capital cheaper to use and hence more productive, increasing firms demand for loans. This pushes interest rates up, which, with flexible portfolios, would induce households to save more. Similarly, with flexible portfolios, the extra output and consumption forthcoming today from the oil shock would induce an increase in the supply of loans, since consumers wish to smooth their consumption over time. With rigid portfolios, the interest rate will have to rise by even more in order to clear the loan market.
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11. With constant money growth, the price level would fall with a decline in the price of oil. The price level rises here because the central bank increases the money supply to stabilize the nominal interest rate.
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12. The best way of gaining credibility is not clear. One possible approach is to announce that the central bank is going to peg the interest rate at a constant level, and then simply accept the short-run costs of following that policy. The problem with this method is that these short-run costs may be so high that the monetary authority will abandon the interest rate peg. This, paradoxically, would justify the initial expectation that the peg is not credible.
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13. For a discussion of this point, see Charles T. Carlstrom, "A Monetary Policy Paradox," Federal Reserve Bank of Cleveland, Economic Commentary, August 15, 1995.
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14. In an earlier study, we show that average consumption is higher with an interest rate peg, and that despite the increased variability of consumption, individuals are better off. See Charles T. Carlstrom and Timothy S. Fuerst, "Interest Rate Rules vs. Money Growth Rules: A Welfare Comparison in a Cash-in-Advance Economy," Journal of Monetary Economics, vol. 36, no. 2 (November 1995), pp. 24767.
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15. See Peter N. Ireland, "The Role of Countercyclical Monetary Policy," Journal of Political Economy, vol. 104, no. 4 (August 1996), pp. 70423.
Back to commentary
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The views stated herein are those of the authors and not necessarily those of the Federal Reserve Bank of Cleveland or of the Board of Governors of the Federal Reserve System.


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Follow @INBFC
We've been getting behind on the old GYNB-ing this week, so here's a little montage, @matpennell stylee. The ToB so far! Feat. all our favourites. Ned! @RealStephens! Safari parks! Rivers! Grins! Coffee! The MiniMac! #seriousface! #micwielding! And a natty blue jumper or two. Very good!
Thanks to @AltheaAdams_ for the pic of Ned doing INTERVIEWING #gosh
This tumblelog is powered by Tumblr, and was designed by Bill Israel.

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WTF? My car window was attacked by giant sperm!!??
Look what I got for my birthday! Meet Rambo- he's like a bad ass shark with frickin' laser beam eyes.
When I was about 7, I ran with a chubby Armenian girl named Louise and her little sister, Anita. One day we were walking back from Carpenter's Candy Store (Remember those?) and I was skipping gleefully along with my ardently cherished Gobstopper 2 pack in my hand. Ever so gently, I squeezed one side of the plastic wrapper to remove the blue one however, the other side accidentally burst open and my beloved yellow Gobstopper went rolling down the street. With all the speed she could muster up- an arresting and unsettling image of her physical struggle to outrun the Gobstopper as it rolled downhill, Louise ultimately caught up and proceeded to pop it into her mouth- at which point I pinned her to the sidewalk and literally pried her jaws open dislodging my delicious everlasting sugar ball from the hairy candy thief.
I feel really bad about this and wish I could apologize :(
I just gave my blind cat a ball of wrapping paper to swat and play with. Little did I know she'd spend an hour trying to unwrap an empty gift and eventually yell "you suck!" from her lair.
If you're referring to the story of losing my daughter, Adriana recently, than yes, that is about me. And her. And thank you for sharing. Happy to hear he made it :)
Never giving up!


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Browsing all posts tagged with match.com.
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The Spreadsheet That Launched 1000 Blog Posts
Tuesday, April 24th, 2012
Last week, Katie J.M. Baker of Jezebel.com posted this spreadsheet, designed by a New York banker as a way to organize his match.com prospects. He included their name, a photo, his initial impressions after viewing their profile, the dates when they'd exchanged winks, the dates of when they'd exchanged emails, and impressions of their first […]


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Captain America: The Winter Soldier Soars at the Weekend Box Office
There was really no contest.
Skip to content, or skip to search.
Skip to content, or skip to search.
There was really no contest.
Well, not kind of a jerk. A huge jerk, actually.
Neither tearing down religion, nor evangelizing for it, the film splits the difference — the rarest of feats these days.
That's a flood joke for you.
They're called the Watchers, and you haven't seen them in any of the trailers or ads.
Which animals would you save?
Starring Russell Crowe, Jennifer Connelly, and Emma Watson.
[Insert storm pun here.]
Very Anna Karenina.
Covered in light-green leaves.
She encouraged him to write a poem about Noah.
From Captain America: The Winter Soldier to Transformers: Age of Extinction.
We just had to save all those snakes, didn't we?
As evidenced by recent and upcoming blockbusters.
It's a biopic adapted from a book by controversial author God.
Allegedly due to test audience reaction.
A teen's desktop tells the tale of his doomed relationship.
Douglas Booth on "snogging" Emma Watson, Hailee Steinfeld, and the Lord of Winterfell.
He's overseen the construction of an ark large enough to hold two of every species, plus a human cast that includes Russell Crowe, Jennifer Connelly, and Emma Watson.


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To do the cool things, you have to be logged in first.
At 4:07 p.m. on Thursday, February 9th, every Trail Blazers fan in the city – our office included – exploded when we heard the news that LaMarcus Aldridge was selected to represent Portland in the 2012 NBA All-Star game in Orlando. We produced placards, print ads, t-shirts and ticket packages - even the twitter hashtag #RipCityAllStar was trending within minutes.
Little did we know that LaMarcus wouldn't be the only one representing the Northwest in Orlando.
90 minutes later Jackie and Coach Waterstreet stood at the scorer's table waiting for their cue. They absorbed the raucous Rose Garden Arena, which was abuzz with flashing lights, BlazerDancers, mascot Blaze and the Stunt Team pumping up 20,000 anxious Trail Blazers fans. {full video below}
Following player introductions and the national anthem sung by country singer Shane Clouse, Jackie courageously walked out to center court as PA announcer Mark Mason informed the sellout Rose Garden crowd of her accomplishments. She was met by Aldridge, who presented her with an autographed jersey and a hug. She returned the favor by handing him a custom #12 "Buxton" jersey. They paused for a moment to display their new jerseys as cameras flashed, then LaMarcus went out and scored 21 points, leading Portland to an NBA season-high 137 points in blowout fashion.
After the game, Jackie left the Rose Garden saying, "My heart is still pounding. That was like a dream. It was so amazing to meet LaMarcus!"
Two All-Stars going to Orlando! Way to go! :)
Fantastic! This brought tears to my eyes.
That is awesome. I have a cousin with Downs Syndrome and he participates in Special Olympics activities. It is such a joy to see them having fun at doing these events.
The views expressed on the Trail Blazers Blogger Network represent those of the individual authors and do not represent the views of the Trail Blazers organization, the NBA, or any other NBA team.
© 2004-2011 by the Portland Trail Blazers. All Rights Reserved.
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"How long will it take to edit this?"
The question comes up a lot. At first, estimating seems like a shot in the dark. The best bet is to do a few random pages and multiply your findings to take in the whole manuscript. Also, take 60 seconds to edit a sample and identify the most pressing changes that are needed. However…
Page per hour guidelines follow.
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Tuesday, April 5, 2011
© Copyright 2014 Newton Citizen
COVINGTON -- A storm producing winds of up to 70 mph swept through Newton County on Monday night, toppling trees and power lines and damaging homes.
At least one person was injured in the storm's aftermath, a city of Covington utility worker who was burned when he made contact with a downed power line on Baker Road midday Tuesday.
"His injuries were reported to me as burns to the hand, elbow and knee. He was taken to Newton Medical Center. We understand that he was alert and was walking after the accident, so we're hopeful that the injuries are not severe," said Utilities Director Bill Meecham. Later Meecham reported that the worker was expected to be released Tuesday afternoon.
Jody Nolan, deputy director of Emergency Management for Newton County, said multiple houses were damaged and at least 16 roads were blocked due to falling trees. He said there were no Doppler readings indicating a tornado had passed through, just powerful straight line winds.
Leigh-Anne Burgess with Snapping Shoals EMC said as of Tuesday afternoon, there were about 660 outages in Newton County, and a total of about 5,000 systemwide.
"Our crews will be working through the night to restore power as quickly as possible to our members. We also have out-of-town crews coming in to assist," she said.
Meecham said West Street was blocked by a downed tree and limbs and power lines were down on Eberhardt and Odum streets.
"We had power out in a number of areas outside the city, including (Ga.) Highway 81 North, Ellis Road off Gum Creek, areas off Duncan Road, Elks Club Road, and other scattered areas. Initially calls began to come in around midnight. Fortunately, we didn't lose our main lines. At its peak, there were an estimated 800 to 1,000 customers affected. Most are back on, but a few areas remain as of now," Meecham said Tuesday afternoon.
Newton County Fire Chief Mike Satterfield said all seven full-time stations and four volunteer stations were responding to non-stop calls beginning a little after midnight. Downed trees blocked both lanes on Ga. 81 N., backing up traffic for hours, Satterfield said. The fire department set up generators for several residents on oxygen who lost power, he said.
Nolan reminded residents not to touch or drive over power lines because they may remain energized. Nolan also encouraged the public to keep an eye on weather predictions.
"I'd like everybody in the future to monitor the weather situation. The National Weather Service has become very accurate with its storm predictions. If this is any precursor to what the summer may be like, the storms may be as intense or more intense through the summer months and they need to monitor the weather situation and have a family plan of where to seek shelter inside the residence in the event of a storm incident," he said.
To learn more about forming a weather emergency plan, visit www.ready.gov.
More like this story
- Winds topple trees
Power outages result from storm damage ( April 14, 2009 )
- Wicked winds
Gusts knock out power to nearly 1,000 customers ( January 8, 2009 )
- Storm pounds Newborn ( April 28, 2011 )
- Covington has widespread outage due to storm ( January 31, 2013 )
- Newton County sees no significant damage due to Wednesday night's storm ( July 18, 2013 )


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Women and Heart Disease
Heart disease is often thought of as a men's health issue, but the truth is that more women die from this condition every year. In fact, heart disease is the number one killer of women in the U.S. All women are at risk for heart disease, and the risk increases as they get older. In their late 50s—about 10 years after menopause—the incidence of heart disease among women surpasses men.
A healthy lifestyle including a healthy diet, regular exercise, quitting smoking, and properly managing diabetes and cholesterol are steps you should take to keep your heart as healthy as possible.
UAB Heart and Vascular Services provides specialized, comprehensive, and state-of-the-art care for women with heart disease.
Learn more about heart attack symptoms in women »
Learn more about UAB Women and Infants Services »
See more stories on risk and prevention of heart disease in women


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Charity telemarketers can be annoying
Blogger cut off a charity that pushed too hard.
Has a charity ever pushed and annoyed you to the point that you've cut them off?
When do you draw the line at giving? When they've hired a telemarketing company that pesters you, or if they send you too much mail?
"FMF" of Free Money Finance raised the question in a recent post called "Off my giving list." He stopped giving to a group he had generously supported because a telemarketer who called his house wouldn't take no for an answer.
"FMF" was on the treadmill when he took the call and calmly explained his family's approach to giving: "Any organizations that call us are asked to send us the details of what they are requesting in the mail. Then we can look over the information and take time to decide whether or not to give -- nice and logical like."
- Bing: Telemarketing scams
But she pressed on -- repeatedly. It proved costly. "I reiterate what I just told her and she says (again) that she understands and we end the call. But that's not the only thing that's ending. My support for this organization is ending as well."
Some readers thought this was overkill; one even called him a jerk. But many made some observations, including:
- Many charitable organizations contract with telemarketers, and some pay a substantial price, getting only 10% or 15% of the money that's raised. Look into what percentage of your gift would actually support the charity's work before you cut a check. Mrs. Micah explained how.
- Often giving once to an organization will subject you to repeated calls, even if you tell the outfit to put you on its do-not-call list. (Charities are exempt from the federal Do Not Call list.)
- Telemarketing is often a tough and thankless job. "We were taught to keep pushing to get the sale, asking for lower and lower amounts until we couldn't even get a $5 donation," reader George said. "We were taught to do this regardless of what the person on the other end said."
- If a telemarketer behaves inappropriately, you should let the charity know.
- Don't give your credit card number over the phone unless it's an organization you regularly deal with -- and the solicitor can prove it by, say, reciting your history of giving. Or, better yet, ask the caller to mail you payment information.
- Hold your ground, and don't give in to guilt. That reminds us of another solicitation device: When a charity mails you free address labels or personalized notepads or other useful stuff, do you automatically send a contribution? (We have a lifetime supply of address labels, and we give the maps of the world from Doctors Without Borders to our neighbor's kid to distribute at the local Boys & Girls Club.)
Trent Hamm at our partner blog The Simple Dollar agreed with FMF's decision to cut the charity off. "I do the same thing. If a telemarketer from a charity interrupts me, I cease giving to them," he wrote. "I am a charitable person, but I value my family time and I don't want it intruded on by some ham-fisted telemarketer."
We think FMF was rather harsh. Here's what we do: We immediatelyy and politely decline to talk to anyone who calls soliciting money, unless it's an organization we regularly support. (Be careful. There are many scammers out there.) If we're interested in giving, we ask them to mail us a follow-up.
Related reading:
- How much should you give?
- The donations charities need most
- Give and grow rich with charitable deductions
- The 100 most useful sites on the Internet
Published Sept. 30, 2009
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CareerCast has released its list of jobs that really aren't as glamorous as they seem.
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Find the highest rates on savings accounts, CDs and money market accounts.
- Are you saving enough for retirement?
- Find a great credit card
- Car insurance premiums by model
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A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'


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I was reading an article about Jan Scholz and his photography in the current issue of Amateur Photographer. He started out using a DSLR, but now prefers film, owning a wide range of cameras, from a DSLR to a collection of widely different film bodies.
About digital and film he says:
"Digital cameras are full of menus and features, and I can see why people like them, as they are easy, but I love film. I have always loved black & white photography, but you will find hardly any black & white pictures from my digital period, as I was never happy with the conversion and the resulting tones, regardless of the tools I used. If someone could produce a simple digital rangefinder, one that
is reduced to the minimum, then I might be interested. The Fujifilm X100 is close to what I would look for, but at the moment digital is too perfect, too sterile. I love using film and can't imagine stopping."
So, in view of the many tools available to edit digital pictures in ways that perfect the tones, change the grain, etc., etc., I was wondering: Has Jan Scholz simply not found or used the right tools, or does he have a point when he says film is better in these respects than digital? I thought that just about any film effect could be replicated in digital photography nowadays. Am I wrong?
Maybe ts not 'Black and white' specifically, but that he likes the look that the film gives and if you tried to replicate any specific film (B&W or colour) on digital you would have a problem. I wonder if he has used the Leica monochrome which is a B&W only rangefinder and the only review I have read of it is Michael Reichmann and he really liked it.
Quote: digital is too perfect, too sterile
I guess what he means is that film has flaws but they are flaws that he likes: I sometimes find a digital image to be 'too defined', or 'too sharp', not saying it is wrong but that my eye does not see it in such clarity and I can find it almost painful to look at.
Quote: I guess what he means is that film has flaws but they are flaws that he likes: I sometimes find a digital image to be 'too defined', or 'too sharp', not saying it is wrong but that my eye does not see it in such clarity and I can find it almost painful to look at.
I see what you mean. But do you think it's impossible to replicate those film 'flaws' in digital photography?
Sounds like sheer laziness to me. Instead of deciding how he want s the pic to come out he just accepts whatever the film gives him instead of being bothered to post process it properly.
On a slightly related note, it made me laugh at camera club the other week when the judge said "this really needs a contrast adjustment which is easy to do on a digital print like this, I can tell it is digital so it should be easy enough to do in PS". Except she picked work by our one remaining film user
Film vs digital argument is endless and controversial. I can only offer my 40+ year's practice based opinion - which I would not present as final truth under any circumstance. Having used hundreds of metres ( or maybe some kilometres?) of B&W film and developed many thousands of images from them I slowly went into lab processed colour film photography and proceeded into digital. Now, having a collection of digital cameras and images, I suddenly got interest in film again. First, it was some nostalgia I suppose, but after the film was processed in a good lab, and digitized - I was surprised how differently black and white film handles light. Having structure and image forming principles very different from digital sensor, black and white film makes images simpler in structure , but way more sophisticated in tonality. As for me, they feel more "alive". I think Leica gives some good explanation to this phenomena on it's internet page dedicated to their monochrom camera. The big trick for me is that a good used film camera with great optics is much cheaper than Leica's digital masterpiece As for colour film - maybe I am not as good with it, but as for me it does not seem to have any definite edge over modern DSLR.Last Modified By MichaelMelb_AU at 29 Apr 2013 - 12:35 PM
I prefer to refer to film "characteristics" rather than film" flaws".
Skilled users of digital can do pretty well anything with their images, so I can't see why anybody would want to avoid using it. When I was about to start working with digital, I did a long weekend workshop with Guy Gowan. He knew me to be a digital sceptic so, in the bar on the first evening, he asked me exactly what I did in the darkroom. During the next 4 days, Guy showed me the digital equivalent of everything I did to a wet-process print and that was the best digital grounding that I could wish for.
I used to shoot film for my personal work until one trip by air when all of my cross-processed colour-tran film was rendered useless by an airport X ray machine that wasn't supposed to do it any harm.
Digital caught up with and overtook film about 10 years ago as regards 35mm film.
MF film staggered on for a few years, on the grounds of quality, but even that has been eclipsed now. Hence MF gear going for pennies on eBay unless they are collectors items.
Kodak, Fujifilm, Agfa, and Ferrania spent vast sums of money perfecting the dye couplers and spectral sensitivity of their film emulsions after first spending vast sums on market research to find out what perfect was, i.e. what customers wanted. Ilford did something similar with black and white film. Its perhaps not surprising that its a bit hard to replicate the results of this research in a one-click post-processing action.
In fact, depending on the specifics of the spectral response of your digital camera and a given film you wish to emulate, its possible that you simply couldnt replicate the film response by post-processing of the raw file, due to metamerism. The differences would be subtle, though: in most cases you could get pretty close with a sufficiently detailed model of how the film behaves. The practical problems are getting that model and replicating it with our typically limited knowledge of our post-processing software.
Then theres the grain, the odd MTF curve of film which due to developer adjacency effects often exceeds 100 % at low spatial frequencies before declining gracefully, the S-shaped characteristic curve, etc. You can emulate these things digitally to some extent, but its hard to do it accurately.
And thats before getting into the defects like scratches, buckling, random development artefacts which some photographers now positively seek as an antidote to the plastic fabrications that have dominated glossy magazines since Photoshop made them affordably possible.
I havent heard of Jan Scholz, but Nadav Kander speaks eloquently on digital versus film in this video. Well worth two minutes of your time.
In the beginning of digital everyone was trying to emulate their favourite film but it's now time to move on. Digital gives photographers the opportunity to develop their own 'look' from on an infinate number of possibilities. If you like the look of Velvia - use velvia.
I've had this discussion numerous times and I still believe that film has a place in photography just as vinyl has a place in music and an e-type Jag has a place in motoring. Digital is wonderful, I almost always have a digital camera of some sort with me (I have a Nikon D300 and a few high end compacts) and I would not dream of shooting wildlife shots on film, way too expensive. However, I defy our friend Carabosse to take an image on a standard DSLR or even a full-frame DSLR that has the depth, tonality or beauty of a shot taken on a medium format film camera in either b&w or colour.
If you want to spend £30,000 on a medium format digital camera (and the same again for a lens) then you may get close but even then I doubt it.
Just my opinion (but I know I'm right )
Quote: I defy our friend Carabosse to take an image on a standard DSLR or even a full-frame DSLR that has the depth, tonality or beauty of a shot taken on a medium format film camera in either b&w or colour.
So you're saying that digital cannot fully replicate film? Or are leaving post-processing out of it?
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Baylor > Paul L. Foster Success Center > The Foster Success Center > Study Commons Hours/Location
Study Commons Hours/Location
Elevator access (East Wing) is available during office hours and posted extended hours.
The Sid Richardson Building is located at the eastern corner of Fountain Mall, between 3rd and 4th Street. Across 3rd Street from Sid Richardson is the Goebel Building and the Moody Memorial Library. Moody Hall neighbors Sid Richardson along Fountain Mall with Marrs McLean Science Building directly across the mall.
Student parking is accessible from 3rd Street, while faculty/staff and visitor parking can be accessed at the intersection of 4th Stret and Speight Avenue.
The Blue, Gold, and Red shuttle routes stop in front of the Sid Richardson Building along Speight Avenue. Baylor University Shuttle Website.
Baylor University campus map.


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Why Apple's New Font Won't Work On Your Desktop
Star typeface designer Tobias Frere-Jones explains the challenges of using Helvetica Neue as an operating system font.
For the first time ever, Apple is ditching Lucida Grande as the OS X system font in favor of Helvetica Neue, which also happens to be the iOS system font. For an operating system that's used by 80 million people, that's no small thing. Will it make reading on desktop computers easier? Harder?
We asked Tobias Frere-Jones, the famed typeface designer who has worked with some of the world's best publications and design shops, to offer his insights on what this change means for consumers. In his view, Apple might have made a mistake. Here, he highlights some of the challenges of deploying Helvetica Neue onto an OS abundant with small type and devices where non-Retina displays are still the norm:
Apple's desktop and mobile operating systems have been gradually converging for some time. So it was inevitable that one typographic palette would displace the other. With OS X 10.10, Mac desktops will sport Helvetica everywhere. But I had really hoped it would be the other way around, with the iPhone taking a lesson from the desktop, and adopt Lucida Grande. Check the lock screen on your iPhone. You'll see Helvetica there, a half-inch tall or larger, and it looks good. Problem is, there aren't many other places where it looks as good.
Despite its grand reputation, Helvetica can't do everything. It works well in big sizes, but it can be really weak in small sizes. Shapes like 'C' and 'S' curl back into themselves, leaving tight "apertures"--the channels of white between a letter's interior and exterior. So each shape halts the eye again and again, rather than ushering it along the line. The lowercase 'e,' the most common letter in English and many other languages, takes an especially unobliging form. These and other letters can be a pixel away from being some other letter, and we're left to deal with flickers of doubt as we read.
Lucida Grande presents open apertures, inviting the eye to move along sideways through the text. It has worked really well--for years, and for good reason. For any text, but particularly in interfaces, our eyes need typefaces that cooperate rather than resist. A super-sharp Retina Display might help, but the real issue is the human eye, and I haven't heard of any upgrades on the way.
Seeing as Helvetica Neue was not universally well-received on the iPhone, it will be curious to see how Mac users react this fall when OS X Yosemite goes live. Until then, maybe try and get your eyes in peak working order.
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79 Comments
They should bring back Charcoal – or better yet, Chicago! Doesn't Apple know that change is bad! /sarcasm
My iMac is NOT A GODDAM PHONE.
What a joke. How can I possibly trust an opinion about fonts that is itself displayed in a typeface that's almost ringing on my screen? Not sure whose fault that is, but the quoted text is almost illegible.
Der @ me. Obviously, it's because of fastco's design.
It would help if it was set at 400, and a smidge of letter-spacing wouldn't hurt. I would've also used the sans variation at that size.
Bring back colour labels you sons of bitches. Tiny colored dots are useless!
yep and most of this article is eye-wrenching to read
Yep and most of this article is eye-wrenching to read
Someone at apple must of fallen in love with the Helvetica movie. talk about dropping the ball.
I wish people would stop saying "It won't work". It's a damn font. It WILL work. It might not be the best choice, but Apple won't release an OS with a completely illegible font.
... but they did release "completely illegible" interface "redesign", flat and ugly as it can ever be. Learn from the windows 8 failure and stop justifying it just because jony ive got involved.
I agree with Tobias. Let's remember Helvetica was designed for large, usually short signage, not really for text. I love Helvetica, especially the Neue version—it's great for titles and display text. Small menus etc., not so much. Ignore the scoffers and infantiles who don't have anything to say except "well, YOUR font is $hit!"
not sure why you think helvetica was designed specifically for "large" short words. but, in any case, the primary function of a signage-optomized font is to be easily legible from far away, not close up. close up - any font works, far away you need a large x-height and simplified geometric forms (which, kinda sums up helvetica).
though, i agree with some points of the original article. so, maybe apple should then consider the newer monotype "cut" of helvetica neue etext - which was modified for better screen legibility. then, everyone can be happy.
There are rumors that they're working on a new typeface, but no word on whether it's for marketing, UI, or both.
As this is an article on typography, I thought the use of a double hyphen instead of an en dash a bit poor – just saying.
Not to be pedantic—who am I kidding—but shouldn't it be an em dash?
You're both way ------- and by that I mean really, really ------- behind the times. More is more.
What are the typefaces used on this website?
the crappy ones.


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Red Hat: More Turnover and Profit Thanks to Linux
Linux distributor Red Hat has reported increased turnover and profits in its interim report for the second quarter. The company mainly owes these promising figures to its Linux business.
The second quarter 2008 ended August 31, 2007 for Red Hat, whose business year ends February 29, 2008. Red Hat reported a turnover of US$ 127.3 in the second quarter, which is equivalent to a 28 percent increase compared to last year's figures, and seven percent up on the first quarter of 2008. Red Hat mainly owes its success to sales of software subscriptions of its enterprise Linux variant. Turnover of Red Hat Enterprise Linux totaled US$ 109.2 m, which is 29 percent up on the previous year's figures of US$ 84.9 m, and six percent up on the previous quarter. Net profits rose by 64 percent to US$ 18.2 m, compared with US$ 11 m in 2006. On a per share basis this means a dividend of US$ 0.09 compared with US$ 0.05 last year. Red Hat points to the more than 3000 applications that are now certified on the Red Hat platform.
Charlie Peters, Red Hat's Chief Financial Officer was also pleased with the development of operative profits and cash flow. "We continue to deliver strong operating profitability and cash flow". Peters sees the demand for Open Source solutions continuing to grow, and sees the need to invest in infrastructure in the interest of Red Hat's shareholders.
Parallel to the interim report, Peters had two personnel announcements to make. The previous head of the Red Hat Financial Division, Mark Cook, is being promoted to Vice President Finance and Controller; Paul Argiry will be taking over the position as Vice President and Treasurer. Cook joined Red Hat in 2004; Argiry's last position was as the Chief Financial Officer with Californian electronics corp., Jabil Circuit.
This is the third change to Red Hat's executive team in just a few days, with marketing boss Tim Yeaton having been replaced by Michael Chen. At the beginning of the week, Red Hat's shares had been downgraded from "outperforming" to "neutral" due to organizational and structural issues that started with the acquisition of middleware vendor Jboss.
Issue 168/2014
Buy this issue as a PDF
Tag Cloud
Mozilla Labs Shuts Down
Mozilla's product think tank sinks silently into history.
Internet Giants Launch Collaboration to Improve Open Source
TODO group will focus on open source tools in large-scale environments.
Fedora Announces New Partition Manager App
New tool will look like GParted but support a wider range of storage technologies.
Mozilla Releases a New Firefox
New public key pinning feature will help prevent man-in-the-middle attacks.
Tool Predicts Which Websites Will be Compromised
Carnegie Mellon researchers say 3 million pages could fall down the phishing hole in the next year.
SSH Key Management Guidelines
The US government rolls new best-practice rules for protecting SSH.
Knoppix 7.4 Released
Klaus Knopper announces the latest version of his iconic Live Linux system.
PHP Attack Puts WordPress and Drupal at Risk
All websites that use these popular CMS tools could be vulnerable to denial of service attacks if users don't install the updates.
Heartbleed Bleeds On
According to a report, many potential victims of the Heartbleed attack have patched their systems, but few have cleaned up the crime scene to protect themselves from the effects of a previous intrusion.
Drone Brain Goes Open Source
DARPA and NICTA release the code for the ultra-secure microkernel system used in aerial drones.


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Add an item to groups nav
Hi…Under the groups nav there is 'memberships' and 'pending invites'.
There is no way to join a group from the nav without an ivite.
I have a main 'groups' page tab on the main wp menu and I would like to put this before the other two items as 'join a group'….any ideas?
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Tender Mountain Pocket Invitations Loved how quickly I received products after they were requested. Love the color selections and personalization. Quick response when when special requests were made. Love the pockets. A great size to be able to add my own inserts. Highly recommend magnet street.
Just what I wanted
Whispering Feather Save the Date Magnets Personalization was easy and quick. With so many different options and colors I could choose, the magnet save the dates were just what I wanted. They were also at a great price! They don't look cheap and are very affordable.
Tahoe Tenderness Save the Date Cards A lot of options to personalize, but some of the colors you couldn't modify, like the color of the '&' sign on our card. We had to go with a darker background to make it show up, even though we wanted a lighter background. The card still came out good enough, but not perfect. Wished that there were more mountainous scenery to choose from. Got the save the date and it was much smaller that we had anticipated from what we read. Still worked for us and everyone like them!
beautiful magnet
Whispering Feather Save the Date Magnets Ordered save the date magnets. Unfortuantly me and my fiance needed to push out the date. It was very easy to reorder new magnets with the new date. Everything was done perfect. Came in on a timely manner. So happy I wasn't given any trouble on reordering after I changed the date.
Love Tender Mountain
Tender Mountain Pocket Invitations The options for Tender Mountain were wonderful - I would have liked to see a Program option with this theme as well, but in the end we decided not to have a program at all for our wedding so it worked out just fine. We were engaged on a mountain range so when I found this theme I could not have been more happy. The ability to change the color scheme was fantastic.


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Kishi Bashi
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The Thekla is Bristol's only music venue and nightclub on a boat! From toe-tapping live Americana to the downright dirtiest dubstep this side of London and everything inbetween, we have all your musical needs covered. We play host to the cream of the city's weekly club nights as well as national and international touring live acts every week. Welcome aboard.
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Holding the door open for women is a common courtesy. It takes very little effort and almost always gets you a smile and a thank-you.
The truth is, this simple act of courtesy and respect is disappearing. Americans are becoming a rude and socially graceless people. This week Kanye West and Serena Williams took rudeness to a whole new level. And neither seems embarrassed nor all that apologetic.
How sad.
Manners and social graces should be learned at an early age. It would be nice if parents taught by example. But how can you teach courtesy if you do not practice it yourself?
And teachers should also accept some responsibility for instilling good manners in elementary schoolchildren.
Just once I want to go out to eat and not see a half-dozen guys sitting around with their hats on, and their legs draped around the chair while supporting themselves with their elbows. I won't even go into the public profanity, since it is now so common it no longer has shock value.
Yes, we are a rude and ignorant people. And we are getting ruder and cruder.
It is not cool and it's not pretty.
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Hundreds of people gathered to lay Corporal Crystal Parker to rest on Saturday.
The East Point police officer was shot in the head inside her home. A former roommate is charged with her murder.
The service started with a long motorcade of cop cars from agencies all across metro Atlanta.
As the family drove by, dozens of officers saluted, as a tribute to a woman who was considered one of the best officers in the department.
Sgt. Bruce Halliburton with the East Point Police Department helped train Parker when she first joined the department.
"I always had high hopes for her when she first started, and she turned out to be more incredible than we ever could have imagine," said Halliburton.
Inside the church, it was an emotional service filled with talk of a different kind of salute.
"Help us to know that the other day Corporal Parker walked into heaven being saluted by the angels," said one of the pastors.
Parker leaves behind family and friends who literally lined up to talk about her, from funny stories to sad stories.
One word that continued to come up was "contagious." In Parker's case that was a good thing.
"Half the department was trained by her, and we all feel the same way about her. She wasn't just a co-worker. She was a friend," said one of the officers.
Another officer added, "Every single one of those people are contaminated with Crystal. She's not gone; she's with all of us."
There was also a lot of talk about family.
Law enforcement is always considered to most officers as a second family, but on this day there was only one.
"You may have lost her in body, but you have gained an entire family of brothers and sisters. You can call upon us anytime you need us," said one of Parker's training officers.
And to that, Parker's twin brother said thank you in his own special way. He saluted everyone in the church and said, "I salute you all. Thank you."
Copyright 2013 WGCL-TV (Meredith Corporation). All rights reserved.


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Roundup: Sculptural Kitchen Accessories in White
We've been on a bit of a kick lately, collecting many things porcelain and white. It seems we have amassed a small collection of figurines, candlesticks and the like, and now we can't stop looking for more pieces to add to our group! Here are some of our favorite finds for the kitchen...why not let them have a function in addition to their form!?
• 1 These Mr. & Mrs. Shakers add just a little bit of levity to the table, without going overboard on kitsch, from Anthropologie.
• 2 Porcelain salad forks by Tse & Tse associates add a graceful form to the utensil, making the first course a little more beautiful, from Wannekes.
• 3 Another set of salt & pepper shakers, this stone set from CB2 brings a simple organic appeal to the dinner table.
• 4 This simplified take on a classic Russian toy makes us smile. These Matryoshka Doll Measuring Cups are available at Urban Outfitters.
• 5 We first thought this Porcelain Oil or Milk Can looked like the top of a submarine periscope surfacing... Regardless of what you see, the simple and slightly non-traditional design adds a visual interest to a basic container, from Wannekes.
5 Comments
Love, love, love the matroyshka cups! I have this odd obsession with eastern Europe/Russia, but my house is pretty much black/white/gray with a single color per room, so I've been looking for black and white or silver matroyshkas. These are so perfect!
I thought #5 was a salt pig. As a matter of fact, I purchased one just like that from a store called Kitchen Kapers ( or Capers), a few years ago.
I have the salt and pepper shakers (also available at CB2) and the matroyshka cups (also available at fred flare). The cups are cute, but not very functional since they don't have a handle (not ideal for digging in flour or sugar) and the sizes are in the bottom of the cup, as opposed to on the nonexistent handle. I use them more for decoration than anything else.
Those salt and pepper shakers are either 1. a shameless knockoff of Jonathan Adler's Mr. and Mrs. Muse Shakers or 2. In fact made by Jonathan Adler and are Anthro is not giving him credit as the artist. which is super weird.
oddly I am on a ceramic kick too... check out this new Etsy artist I just featured on my blog... talk about drool worthy kitchen accessories....www.mydesigndreams.com
LOVE LOVE LOVE Mr & Mrs Salt Shaker and Matryoshka Measuring Cups!!! So cute!!


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Built to last in Solingen, Germany, Merkur has a reputation for producing razors of the highest quality. The Merkur Stainless Steel Handle Razor is both stylish and practical with the traditional steel blade giving a first class shave every time.
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Bought this after reading all the raving reviews from people who changed from multi-blade, vibrating razors to the traditional DE safety razor. I must say I never had a problem with the Fusion type. Always a relatively close shave, but I just fancied a change. All the reviews about DE razors warned about the practice and care needed until you got used to it. I've been using it for a few weeks now and agree with all the reviews. It does provide an excellent close shave, and after several quite nasty nicks I think I may have mastered the technique. Its like learning to shave all over again. Takes a lot longer, but worth it. My face stays smooth for most of the day, which for me is a novelty as by about lunchtime my face normally feels and looks like I need a shave again. Still use the old one when I'm in a hurry, but always use my Merkur when I want to make that extra special effort. Well worth the money. But be sure and buy it along with a good quality soap or cream. You won't regret it.
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News Feature
An Army of One
Veteran's sister challenges law enforcement's PTSD policies
Jonelle Ellis hasn't done much public speaking. She's never been involved in politics. But for the last six months or so, she's helped create a bill and convinced legislators in Santa Fe to carry it.
Ortiz y Pino
Adios, Big Bill
Eight years ago this month, Bill Richardson launched what will go down as the most exhilarating roller-coaster ride of an administration in this pokey state's century-long history.
News Bite
First, a Roof
Mayor Richard Berry says homelessness is one of the most difficult challenges he's come across during his time in City Hall. "There are issues you look at as a mayor and you can say, OK. Here's a problem. Here's a linear solution." But homelessness, with its many dimensions and causes, is another story.
Odds & Ends
Dateline: Malaysia—A husband in Kuala Lumpur abandoned his wife of many years after a temple priest convinced him she was a demon. The woman, who gave her name as Loh, was quoted in The Star newspaper as saying, "The medium told my husband I had been casting spells on him for the past 15 years and that I was a demon trying to kill him." Loh said her husband, a factory manager, "refused to eat or drink at home because he thought I poisoned the food." The husband is seeking a divorce and refuses to meet with his two teenage sons for fear that his wife will use them to kill him. According to The Star, Malaysians often seek personal and professional advice from faith healers, temple mediums and witch doctors. Increasing complaints about sexual and financial abuse, however, have prompted Malaysia's government to consider a bill that would require mystics to register with the Ministry of Health. Loh told reporters that the priest who advised her husband was in debt and likely taking advantage of her husband, who withdrew all of their children's savings before deserting the family.
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Public health leaders to advance implementation of
Affordable Care Act at June 23-25 meeting in Chicago
Washington, D.C., June 15, 2011 — Public health and prevention must remain central to the implementation of the Affordable Care Act if health reform is to succeed, says a new report from the American Public Health Association.
"If we hope to realize the laudable goals of the Affordable Care Act — expanding access to care, improving quality of care, controlling health costs, and improving and protecting the health of the American people — then we must safeguard the law's public health and prevention provisions and ensure their timely implementation," said Georges C. Benjamin, MD, FACP, FACEP (E), executive director of APHA. "We have a real opportunity to not only put in place comprehensive health insurance reforms, but to transform our communities, reduce our growing chronic disease burden and achieve wellness. The experiences of public health professionals along with their longtime ties to the communities they serve are critical to realizing the promise of health reform."
The paper, Reforming Our Nation's Health System: Lessons for the Public Health Community, covers the proceedings of a November 2010 meeting where public health leaders explored the implications of the new law for public health programs and priorities, and spells out recommendations for ensuring that the law stays true to its intentions.
Among its recommendations, the report urges public health professionals to advocate and educate on behalf of the law, demonstrate the value of public health and prevention programs in improving health outcomes and reducing costs, create innovative public-private partnerships, seize funding opportunities to improve community health and ensure that public health has a voice in insurance reforms.
Public health leaders will again meet to discuss health reform and the law's implementation next week in Chicago, exactly 15 months following its enactment. Hundreds of public health administrators, practitioners and experts will attend the APHA Midyear Meeting: Implementing Health Reform — A Public Health Approach.
For more about the report, visit http://www.apha.org/advocacy/reports/reports/. For more about the APHA Midyear Meeting, visit http://www.apha.org/Midyear/.
# # #
Founded in 1872, the APHA is the oldest and most diverse organization of public health professionals in the world. The association aims to protect all Americans and their communities from preventable, serious health threats and strives to assure community-based health promotion and disease prevention activities and preventive health services are universally accessible in the United States. APHA represents a broad array of health providers, educators, environmentalists, policy-makers and health officials at all levels working both within and outside governmental organizations and educational institutions. More information is available at www.apha.org.
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I would buy this again and again!
By Simsim
from KSA
Best Uses
Comments about Baudville Gift Book - One:
This is a great one, could be given to everyone.I've ordered it once and I ordered five copies of it right after the first one. Planning to give them to my field mentors at the company before I leave. It would be perfect.
Bottom Line Yes, I would recommend this to a friend
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Book - ONE
By MJR
from Plainfield, IL
About Me Motivation Person
My daughter purchased this book a few years ago. I was thrilled to see it in your selections and bought a few to have to give as gifts. Very well done and easy to flip through.
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Total Lunar Eclipse on December 21, 2010
A total lunar eclipse on December 21, 2010, will be the last eclipse of the year. This will be second of two lunar eclipses in 2010. The last time a total lunar eclipse occurred was on February 21, 2008.
Where Will the Eclipse be Visible?
The December 21 lunar eclipse will be visible to observers in North America and western South America. The winter constellations are well placed for viewing during totality so a number of bright stars can be used for magnitude comparisons. Observers along South America's east coast miss the eclipse's late stages because they occur after moonset.
Most of Europe and Africa experience moonset while the eclipse is in progress. Only northern Scandinavians can catch the entire event from Europe. The moon rises in the eclipse for observers in eastern Asia. The eclipse will not be visible from southern and eastern Africa, the Middle East or southern Asia. The moon will be situated in the constellation Taurus, close to the border with Gemini, and near the most northerly point in the moon's orbit at that time of the year.
When will the Eclipse Occur?
The eclipse's total phase lasts for 72 minutes. The penumbral eclipse ("P1") begins at 05:29:17 Universal Time (UT) and the partial eclipse ("U1") starts at 06:32:37 UT. The total eclipse ("U2") begins at 07:40:47 UT and the point of the greatest eclipse occurs at 08:16:57 UT. The moon lies near the zenith for observers in southern California and Baja Mexico at the instant of the greatest eclipse. The umbral magnitude peaks at 1.2561 as the moon's southern limb passes 2.8 arc minutes north of the shadow's central axis. Therefore, the moon's southern half will seem much darker than the northern half because it lies deeper in the umbra.
Since the moon samples a large range of umbral depths during totality, its appearance will change dramatically with time. The total eclipse ("U3") ends at 08:53:08 UT, followed by the end of the partial eclipse ("U4") at 10:01:20 UT. The penumbral eclipse ("P4") ends at 11:04:31 UT.
Eclipses in 2010
The eclipse that occurs on January 15, 2010, is not the only eclipse for the year. The full list of eclipses in 2010 includes:
- An annular solar eclipse on January 15.
- A partial lunar eclipse on June 26.
- A total solar eclipse on July 11.
- A total lunar eclipse on December 21.
timeanddate.com will provide information on more eclipses close to the time of their occurrence.
Note: Universal Time (UT) is a timescale based on the Earth's rotation. UT is expected to be about 0.13 seconds behind Coordinated Universal Time (UTC) during most of December. Eclipse information courtesy of Fred Espenak, NASA/Goddard Space Flight Center, and P. Harrington, author of Eclipse! The What, Where, When, Why & How Guide to Watching Solar and Lunar Eclipses.
Astronomy calculators
- Moon Calculator – Find times for moonrise, moonset and more
- Moon Phase Calculator – Calculate moon phases for any year
- Sunrise Calculator – Find times for sunrise, sunset and more
- Day and Night World Map – See which parts of the Earth are currently illuminated by the Sun
More information
- General Information on Solar and Lunar Eclipses
- Tips for Eclipse Enthusiasts
- The History of the Solar Eclipse
Calendar tools
- Calendar for 2014
- Calendar Generator – Create a calendar for any year
- Duration between two dates – Calculates number of days
Related time zone tools
- The World Clock – Current times around the world
- Time Zone Converter – If it is 3 pm in New York, what time is it in Sydney?
- Event Time Announcer/Fixed Time – Show local times worldwide for your event.


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We have the WWE Live presale passcode: This is a great chance for you to buy tickets for WWE Live before the public! Now is the time to acquire your tickets – before they go onsale and sell out! Purchase your tickets today to see WWE Live in Daytona Beach!!
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Welcome to fall ball, where teams dust off their sticks and get the work underway for a new season. We'll be answering the pressing questions through the full spectrum of NCAA lacrosse over the next 30 week days, using the action this fall to look forward to the spring and 2014 NCAA season.
Check back each day for more informative content from the staff of Lacrosse Magazine!
30 in 30: 2013
November 1, 2013
30 in 30: Albion's Goals Are Still In Sight
Simply talking about championships of any kind in the program's fifth year of existence is a confirmation that the path laid by Jake DeCola for the Britons was sage.
October 31, 2013
30 in 30: Can Saint Anselm Kick It Up a Notch?
Saint Anselm has long been that team listed by other Northeast-10 members in an effort to convey just how stacked the league really is.
October 30, 2013
30 in 30: Lawson Is Talking Up Wingate's Future
Bulldog head coach Mike Lawson doesn't talk much about the past, but what lies ahead for Wingate has him excited.
October 29, 2013
30 in 30: Early Tewaaraton Women's Candidates?
Clare Lochary takes a look at the Tewaaraton women's field as fall ball comes to an end. Can Syracuse have two finalists this year?
October 28, 2013
30 in 30: Who are Way Early Tewaaraton Candidates?
The season may be three months away, but as fall ball comes to an end, a solid Tewaaraton field is already in place, writes Corey McLaughlin.
October 25, 2013
30 in 30: Christopher Newport Playing Without Fear
Shedding a tiresome coaching approach, the Captains have found the perfect strategy for an up-and-coming program.
October 24, 2013
30 in 30: Sun Rising on Tampa's Inaugural Season
The coaching staff at Tampa's brand-new women's lacrosse program learned a truism this fall: Freshmen say the darndest things.
October 23, 2013
30 in 30: Can Arabejo Resurrect the NDNU Brand?
It's been tough going for Notre Dame de Namur of late, but Kevin Arabejo is hoping to be a bridge from the Argos' successful past.
October 22, 2013
30 in 30: Can Young Irish Absorb Fall Ball Lessons?
Notre Dame's women took in a touted and large freshman class, which spent fall learning about more than lacrosse from the Irish seniors. Will it pay off?
October 21, 2013
30 in 30: Notre Dame Has Canada on Its Mind
From an intrasquad indoor scrimmage, to pick-up box games, to a visit from the NLL's Minnesota Swarm, Notre Dame is thinking clearly Canadian.
October 18, 2013
30 in 30: Is Kean Ready to Catch Montclair State?
They've been under the thumb of Montclair State in the Skyline for the past five years, but the Cougars are always eyeing their next chance at the Redhawks.
October 17, 2013
30 in 30: Will Coaching Changes Tax Denison?
Denison has had plenty of success in recent years despite coaching turmoil. Will a new regime take the Big Red to the next level?
October 16, 2013
30 in 30: Is Cometti Ready For A Saint Rose Return?
After two years away from the Golden Knights program, Mark Cometti returns to the site of his first foray into the coaching world.
October 15, 2013
30 in 30: Can UNC Avoid Champ's Distractions?
The North Carolina women are enjoying their fall as reigning NCAA champions, but they're getting back to work to make sure to give themselves a chance for the same treatment in 2014.
October 14, 2013
30 in 30: Penn State Motivated to Make More Progress
Penn State has never won a national postseason game in 100 years of the program's existence. Will season No. 101 be the time?
October 11, 2013
30 in 30: Can Eastern Leave No Doubt in 2014?
They didn't find their name among the NCAA tourney participants last spring, but Eastern is using that as fuel for a redemptive 2014.
October 10, 2013
30 in 30: Will NCAA Newbie Lions Make a Splash?
Lindenwood had a great season in its transitional phase in 2013. Now a full NCAA member, can the Lions have an immediate impact this spring?
October 9, 2013
30 in 30: Thornton Starting Changes at Lees-McRae
Lees-McRae has won one of its last 44 contests, but new coach Darry Thornton is hoping to alter the culture of the Bobcats' program.
October 8, 2013
30 in 30: Why is the Women's Goal Circle Crowded?
It used to be that only goalies got to use the area immediately around the cage to do their work. Thanks to a new rule change, defenders are now welcome in the circle too, at least for the fall.
October 7, 2013
30 in 30: Maryland Working in Heralded Freshmen
With almost every spot to fill on offense, it's an important fall of evaluation and transition for John Tillman and company at Maryland.
October 4, 2013
30 in 30: Haefeles Show It's Easy Being Greene
Trevar and Troy Haefele are the best lacrosse players to come out of the tiny burg of Greene, Maine. They haven't missed a beat at Nazareth.
October 3, 2013
30 in 30: Will Engineers' Labor Pay Off in 2014?
The RPI Engineers advanced deeper into the NCAA tournament than ever before in 2013. Will their hard work take them to the next level in the future?
October 2, 2013
30 in 30: Can Delfino Build Another Winner at RWC?
He may not be the most technologically savvy guy, but Rocky Delfino can coach, and he's got Roberts Wesleyan on the cusp of breaking out.
October 1, 2013
30 in 30: How Will Michigan Fare in Year One?
The Michigan Wolverines women's lacrosse team is embarking on its first season, hitting the field against live competition for the first time this past weekend.
September 30, 2013
30 in 30: Evans Getting Used to Wearing 'Cuse's 22
Freshman Jordan Evans acknowledges the pressure of wearing jersey No. 22 at Syracuse, and he isn't running away from the expectations.
September 27, 2013
30 in 30: Dugan Continues Healing in Wheeling
Kevin Dugan has shepherded lacrosse players through the toughest of times in all parts of the world. Nothing changed when he arrived at Wheeling Jesuit.
September 26, 2013
30 in 30: Rollins Lacrosse All About the Experience
After falling in a heart-breaker to Limestone in the NCAA semifinals, Rollins returns looking to get back, but continuing to march to the beat of its own drum.
September 25, 2013
30 in 30: How will Fratzke Era Begin at W&M?
After an All-America career at Towson and a stint coaching at Northwestern that saw two NCAA titles, Hillary Fratzke is in her first fall at William and Mary, looking to shake up the Tribe.
September 24, 2013
30 in 30: Bard Takes A Second Bite of the Apple
Bard had a false start in 2010, but the Raptors are now geared back up to give it another go under the tutelage of Tucker Kear.
September 23, 2013
30 in 30: How Does Duke Build Off National Title?
How does Duke approach the fall after winning a national championship? Same as every Blue Devils team John Danowski has coached. They start with the basics.
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