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Sandeman Vau Vintage is an exceptional quality, modern style of Vintage Porto which can be enjoyed young, but
will age well in bottle. With intense fruit aromas, rich fruit flavours reminiscent of plums and red fruits in the
mouth, Sandeman Vau Vintage Porto 2000 is a superb match for chocolate desserts. Serve in large glasses.
"Firm, fresh and complex, with an array of glazed apricot, ginger, maple and cream flavors. Features notes of truffle and mineral on the crisp finish. Drink now."
90 Points
Wine Spectator
"The dense purple-colored, seriously-structured 2000 Vau Vintage reveals outstanding ripeness in addition to abundant amounts of black currant, cassis, and mineral characteristics as well as firm tannin in the finish. Fuller-bodied, richer, and significantly more impressive than its sibling, it will drink well between 2007-2020."
90 Points
The Wine Advocate
"Sandeman's single quinta vintage is based around Quinta do Vau. Made in a deliberately fruity style, it is full of blackberry fruit jam flavors, with fleshy plums. The tannins are low-key, just showing through as a core of dryness. This is not a long-term aging vintage—best in 5–10 years."
90 Points
Wine Enthusiast
The House of Sandeman was founded in London in 1790 by George Sandeman, a determined young Scotsman. From a modest start two hundred years ago as a wine merchant in the City of London, to today's impressive lodges in Oporto and bodegas in Jerez, and the world's best known brand of Port and Sherry, there has been a continuous commitment to quality. The growth of Sandeman Port and...Read More About Sandeman
The country best known for Port,
Madeira and corks is often overlooked when consumers think of red and white still
wines - but take note! The table wines of the region have improved dramatically in the past few decades. The
winemaking areas trickle down the country's narrow shape, bordered by the Atlantic on the west and Spain on the east.
Notable...Read More About Portugal
Port Wine
Port is a fortified wine that is made by adding brandy during fermentation. The addition of spirits kills the yeasts,
which in turn halts the fermentation process. This results in a wine both sweet and high in alcohol. Named for its
home city Oporto, true Port must come from the designated area. The grapes used are a blend,, but the favored grape
thought to...Read More About Port
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Manufacturer's SKU 36690 Shipping Estimate Ships Within 2-3 Business Days Manufacturer's Warranty Outdoor Research Infinite Guarantee Brands Outdoor Research Feature / Environment Waterproof
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Not sure about your size?
Made of a tough Antron nylon with a durable, waterproof Hydroseal® coating, this dry sack provides reliable waterproof performance. Taped seams and a roll-top closure ensure complete protection, and the external daisy chain and webbing bottom handle simplify carrying.
Avg. Weight (oz./g): 2.9 / 82 10L
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- Worked as advertised Review by Ben
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A great little bag for the extras I needed to take with me on my recent ruck. With the 10L I was able to store a pair of jeans, tshirt, socks, and microfiber towel along with my wallet keys and phone. Glad I bought it.
(Posted on 2/17/2013)
- Solid dry sack Review by Marc
Value Quality Price
Solid dry sack just a bit pricey for the size
(Posted on 11/25/2012)
- Very reliable Review by Marc
Price Value Quality
This product i purchased was very reliable. While i was on my camping trip up in the mountains this week it rained for days forcing me and my camping buddies to put our valuables in my new outdoor research bag. At first i was a little skeptical, but in the end the dry sack held up to its standards and didnt allow one drop of water inside the 5L sack. Very reliable product i would strongly recom this to anyone who doesnt like there stuff to get wet on camping trips.
(Posted on 10/5/2012)
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RasterVect can convert any raster images (BMP, GIF, TIFF, JPEG, PNG, and so on) to a vector format. Raster images can be imported by scanning original paper images. The target vector formats (DXF,WMF,EMF,EPS and AI) are supported by most CAD applications that use vector graphics, such as AutoCAD, Adobe Illustrator, Corel Draw. There are viewing tools like scrolling, color selection, zooming and tools for vector and raster editing.
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Recover lost or deleted pictures, music and videos from flash memory cards and hard disks completely automatically. Media Recovery Wizard fixes corrupted flash memory cards and recovers pictures, audio and video content from any media. The recovery tool supports all formats of memory cards, USB drives and hard disks, and can work with digital cameras and MP3 players that are connected to the computer via a USB cord.
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An investigator is looking into a fire that destroyed a family home in Hartselle around 1 a.m. Wednesday.
When Harstelle firefighters arrived on the 3100 block of Huckaby Bridge Road, the house was fully involved. Firefighters said a family of four was inside when the fire started.
The homeowner told the fire chief that he woke up to smoke and got everyone out. Almost everyone got out okay, but one of their three pets didn't make it.
It took about 45 minutes for firefighters to extinguish the blaze. The home is a total loss. The fire also destroyed a vehicle parked outside.
Firefighters said the fire started on the south end of the home. A fire investigator is on his way to the scene.
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Mitt Romney hates regulation, and he's not afraid to say it. At an event in Pennsylvania today, Romney was confronted by a veteran who asked him how he will make sure big oil doesn't take over at the expense of smaller refineries. Addressing the Keystone Pipeline, the man said, "Big oil is taking over!" But Romney stood by his support for a free market with no regulation. "That pipeline from Canada?" Romney said, "If I'm President, we'll build it if I have to build it myself." Watch it:
Veteran Challenges Romney On Oil At Town Hall: 'Big Oil Is Taking Over!'
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Quick to tangle, Republican presidential rivals Rick Perry and Mitt Romney sparred vigorously over job creation and Social Security Wednesday night in a feisty campaign debate that marked a contentious new turn in the race to pick a 2012 challenger to President Barack Obama.
Far more than in earlier GOP debates this summer, the candidates mixed it up in their first faceoff since Perry entered the race and almost instantly overtook Romney as front-runner in opinion polls. Those two — as well as other contenders on stage — sniped at one another, contradicted allegations and interrupted media questioners to demand opportunities to take each other on.
"Michael Dukakis created jobs three times faster than you did, Mitt," Perry jabbed in the debate's opening moments, referring to one of Romney's Democratic predecessors as governor of Massachusetts.
"As a matter of fact, George Bush and his predecessors created jobs at a faster rate than you did," Romney shot back at Perry, the 10-year incumbent Texas governor.
The debate was the first of three in as many weeks, at a time when the economy is struggling, unemployment is seemingly stuck at 9.1 percent and Obama's popularity is sinking in the polls — all events that could make the GOP nomination worth more than it appeared only a few months ago.
Perry and Romney stood next to each other on the debate stage at the Ronald Reagan Presidential Library, a setting that invoked the memory of the conservative Republican who swept to two terms as president. And for much of the evening, the two men were at the center of the action, largely reducing their rivals to the roles of spectators looking for a way into the action.
Former Utah Gov. Jon Huntsman sided with Perry when he turned to Romney and said, "47th just isn't going to cut it, my friend," a reference to the rank Massachusetts had among the 50 states in creating jobs during Romney's term.
But he also sought to rebut Perry's claim to be chief executive of the country's top job-producing state.
"I hate to rain on the parade of the great Lone Star State governor, but as governor of Utah, we were the No. 1 job creator during my years in service," Huntsman said.
Businessman Herman Cain, Minnesota Rep. Michele Bachmann, Texas Rep. Ron Paul, former House Speaker Newt Gingrich and former Sen. Rick Santorum of Pennsylvania shared the stage for the debate hosted by MSNBC and Politico.
Not surprisingly, the GOP contenders had little good to say about Obama, either his record on creating jobs or the health care law they have vowed to repeal if they win the White House. Perry was an exception, volunteering his praise for the presidential order that resulted in the death of Osama bin Laden in a U.S. military raid in Pakistan. He also said he was happy the U.S. prison at Guantanamo has been kept open.
On another foreign policy issue, Bachmann criticized Obama's decision to join an international military campaign in Libya.
Bachman also said she would provide the "strong, bold leader in the presidency who will lead" the effort to repeal the health care law passed at Obama's behest. "None of us should ever think that the repeal bill will just come to our desk," she said in a pledge that drew applause from the audience.
Gingrich resisted an effort to draw him into conflict with other Republicans on stage. "I'm frankly not interested in your efforts to get Republicans fighting each other," he said, sparking an even louder round of applause. He said all Republicans should "defeat efforts by the news media" to spark an internal struggle when the real objective is to defeat Obama in 2012.
But moments later, Cain said that after trying to defeat Democratic efforts to create national health care, "I'm running against Romneycare," the legislation that passed requiring residents of Massachusetts to purchase coverage.
Social Security produced more sparks, when Perry said the program was a "Ponzi scheme" and added it was a lie to tell young workers they will ever receive the benefits they have been promised.
Romney quickly referred to Perry's book, "Fed Up," in which the Texas governor said that by any measure the program was a failure. Perry also said states should be able to opt out of the program,' Romney added.
Perry was unrepentant — "You cannot keep the status quo in place and call it anything other than a Ponzi scheme," he said.
The Texas governor also made it clear he doesn't intend to take advice from Karl Rove, the former Bush political adviser who recently said some of Perry's rhetoric has been too provocative for a general election.
"Karl has been over the top for a long time now," he said.
Backstage, Romney and Perry exchanged small talk, but when they were introduced on stage, they stood stiffly side by side.
Romney, slightly taller and just an arm's length away for the debate, frequently turned his body toward Perry when the Texas governor spoke, watching him intently.
When Romney talked about rebuilding the Massachusetts economy, Perry looked toward the audience with a broadly arched eyebrow.
Despite their clashes, Romney defended Perry from criticism from other contenders who said he had infringed on parents' rights when he tried to require young girls to be vaccinated for sexually transmitted diseases and some cancers. Romney said he had disagreed with Perry's methods but that the Texas governor's heart was in the right place — then sought to move the conversation away from social issues and back to job creation.
The event was Perry's first opportunity to share a debate stage with his rivals since he joined the race last month and shot to the top of the public opinion polls. He displaced Romney as front-runner and stepped on the momentum that Bachmann had generated with her victory in a straw poll in Ames, Iowa, earlier in the summer.
A governor for more than a decade, he seemed at ease on stage in his campaign debut and moved quickly to assert his claim to having the best record of all on stage in creating jobs.
"We created 1 million jobs in the state of Texas at the same time the United States lost 2 million," he said, adding that the issue for the nation this election season is "who on this stage can get America working. Because we know for a fact that the resident of the White House cannot."
Romney threw the first jab of the evening, saying that being a career politician is a "fine profession" but not the same as having worked in the business world, as he did.
That was a reference to Perry, who moved quickly to counter.
He said Romney had indeed done well creating jobs in the business world, but "when he moved that experience to government, he had one of the lowest job creation rates in the country. … As a matter of fact, we created more jobs in the last three months in Texas than he created in four years in Massachusetts."
Romney didn't exactly challenge that claim, but instead said Texas has no income tax, has a right-to-work law that makes it hard for unions to organize, plentiful oil and gas reserves and a Republican legislature. Massachusetts has none of those things, and he said he had turned the state's economy around.
Associated Press writer Michael R. Blood contributed to this story.
3 Responses to "Perry, Romney go after each other in GOP debate"
Nice reporting. As a long time Republican I was shocked at the entertainment show that tried to be a debate. The only one on that stage that "might" get my support was Jon Huntsman. The others do not have the quiet class that would do anything but insult American values.
I tuned in a half hour prior to the actual debate and was so sick of Chris Matthews trying to bring social issues into the pre-debate. He is out of control and never again will I watch a debate on MSNBC. Leave it to the others to introduce the debate and if anyone stayed with the channel after it was over, it was Maddow and her group who made sense of the differences. Matthews was pulled in and wanted to know if Santorum believed in evolution. Dump Matthews!
What's really tragic is the shadowy movers and shakers that own this nation, lock, stock and barrel in a corporate sense could care less which one of these clowns should get elected much less Obama getting reelected.
The entire election process is nothing but a moneymaking charade that enriches media advertising while giving the electorate the false sense and hope that they just might have choice concerning this nation's tack, seemingly to the bottom as failed empires past.
Carl Nemo **==
I reckon the next reconnoitering opportunity will come and pass with little fanfare while the next reckoning will be duly downplayed by our illustrious media, thus stemming any real revolutionary change.
Gee whiz, ain't dem some purty boots he's has on ?
What shocks me the most is how they kept from entangling their gossamer thin puppet strings on such a small stage.. Hack..
Comments are closed.


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Global Issues Facing the Global Church
Lausanne Movement Leaders Panel Discussion
Twin Cities, MN
Doug Birdsall, Christopher Wright, and Lindsay Brown join John Piper in discussing what things are happening in the world that are relevant to the spread of the gospel and how the Lausanne movement relates to them.
This discussion is available only as audio or video.
©2014 Desiring God Foundation. Used by Permission.
Permissions: You are permitted and encouraged to reproduce and distribute this material in its entirety or in unaltered excerpts, as long as you do not charge a fee. For Internet posting, please use only unaltered excerpts (not the content in its entirety) and provide a hyperlink to this page. Any exceptions to the above must be approved by Desiring God.
Please include the following statement on any distributed copy: By John Piper. ©2014 Desiring God Foundation. Website: desiringGod.org


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10 Things To Consider Before Your Child Goes Back To School
The numbers tell it all--Santa Clarita schools back in session
As summer ends and stores heavily promote sales, parents buy loads of supplies hoping to help prepare their children for the new school year. In the rush to purchase crayons, rulers and pencils, one fact that is too often overlooked is that a child's future is impacted by choices made today. Parents can make a tremendous difference in their child's academic success by looking at the numbers.
$7.6 billion --The amount of money spent in August 2008 at family clothing stores. As you shop for those back-to-school clothes, new shoes, backpacks, and school supplies, look for bargains. Outlet stores often provide great clothing sales, while retail stores like Target and Wal-Mart generally provide good sales on school supplies. Searching for used books in good condition and purchasing them online can save hundreds of dollars.
56 million -- The projected number of students to be enrolled in kindergarten through 12th grade this fall in the US. With budget cuts causing a reduction in the number of teachers, classroom sizes will increase, making it more difficult for children to receive individual attention. Prepare your child for the environment change. Talk with your kids about choosing wise friends and encourage them to work extra hard and to pay attention to their teacher.
12% -- Percentage of students ages 6 to 11 who participate in clubs, sports, and lessons, including music, language, and dance. Talk to your kids about what they are interested in. Supervised recreation can be a great way for children to make friends, learn new skills, and stay out of trouble. According to the American Society of Criminology, students who engage in supervised activities are less likely to commit crimes and to be delinquent.
6% -- Percentage of children age 6 to 11 who had ever repeated a grade as of 2006. A little extra work on your part could pay dividends. Review your child's homework and ask them about their favorite and least favorite subjects in school. Talk to your child's teacher periodically and inquire if your child needs additional help.
200 -- Number of viruses that can cause the common cold. Stock up on soap and vitamins, and encourage you children to frequently wash their hands. Preventing your child from contracting a cold starts with good hand hygiene. When the weather starts cooling down, make your child take a coat to school. Remember, preventing a child from becoming ill could also prevent an illness from contaminating the whole family.
9.9 billion -- Pounds of apples produced in 2008. As the saying goes, "An apple a day keeps the doctor away," packing an apple in your child's lunch is a good way to help them stay healthy. If your child is one of the 31 million who participate in school lunch programs each month, encourage them to select healthy choices. Buy a few apples for after-school snacks or give one to a teacher as a back-to-school thank you.
$14,951 -- Average cost of tuition and room and board for in-state students at the nation's four-year public colleges. The cost of college has more than doubled since 1990 and continues to rise each year. Saving a little every year can help reduce the amount of loans students need. Encourage your children to continue to excel in both academics and their recreational interests, and find ways to volunteer in the community. Good grades, participation in lessons and sports, and volunteer hours not only look good on college applications, but grab the interest of scholarship committees.
$57,181 -- Average annual earnings of those with a bachelors degree in 2007. Encouraging your children to persevere in their studies can add up to tens of thousands of dollars each year. Those without a high school diploma earn an average of $21,484 per year while those who obtained their GED earn an average of $31,286 per year. Taking a few extra years to study a field of interest gives students additional bargaining power in their salary. In 2008, the highest average starting salary ($75,621) was offered to petroleum engineering majors.
3.3 Million -- Projected number of high school diplomas to be awarded this year. Earning a high school diploma not only affects the amount of money a person can potentially earn, but it makes children smarter. According to IQtest.net, children gain 3.5 IQ points for each year they attend school. Support your child's interests and help them get excited about not only starting, but finishing school.
45% -- Percent of children in California enrolled in kindergarten through 12th grade who speak a language other than English at home. Especially in California, multi-language instruction consumes a tremendous amount of resources and with school budgets shrinking, the strain in this area will undoubtedly be felt. Keep an eye on your child's class to see if instruction time is being split. A little extra time spent helping your child with their studies at home can provide additional individual instruction that will help lead to success.
Santa Clarita School Start Dates:
*Newhall School District - Wednesday August 12
*Sulphur Springs District - Thursday August 13
*Saugus School District - Wednesday August 19
*Castaic Union School District - Thursday August 13
*William S. Hart district - Thursday August 13
*College of the Canyons - Monday August 24
*Cal State University of Northridge - Monday August 24


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Friday, September 21st, 2012
Prepare yourself for an event like no other. A lifetime quality trianwreck.
The first trailer for Lifetime's "Liz & Dick" is out. Lindsay Lohan was obviously going to be horrible in the biopic. We knew that. Whether you blame it on drugs, liquor, the law, or whatever else that has scrapped Lindsay's "talent" beyond the point of return. It's a hot "white diamond" of a mess. Elizabeth Taylor is tossing in her grave right now.
Celebitchy.com put it best, "It's an abomination." To the guy who plays Richard Burton – Grant Bowler will probably never see work again.
See Lindsay's promotional photos for the fantastic loooking movie HERE


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16 U.S. Code § 460b, 460c - Repealed.
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Section 460b, acts June 16, 1936, ch. 582, § 5,49 Stat. 1520; June 8, 1938, ch. 328, § 8,52 Stat. 635; Sept. 5, 1940, ch. 715, § 9,54 Stat. 870, related to determination of location of parkways upon public lands, national forests, or other Federal reservations.
Section 460c, act Sept. 7, 1950, ch. 912, § 4(b),64 Stat. 787, related to administration of parkway appropriations.
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
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Real-estate investment in Australia weblink
Australia offers a platform that allows new foreign investors to embrace the globalisation of real-estate capital with confidence.
Real Estate Gazette — issue 16, spring/summer 2014 weblink
In this edition, DLA Piper focuses on infrastructure and its importance to the real-estate industry and real-estate development around the world.
Keys to Myanmar — developing and investing in Myanmar's hotel industry weblink
In the past three years, Myanmar has been enjoying a hotel boom, driven by surging tourist arrivals as the country opens up to economic and political reforms.
Real Estate Gazette: special edition — sustainability weblink
DLA Piper has released Issue 15 of its Real Estate Gazette, which focuses on the topic of sustainability.
Lifecycle: a legal guide to developing, investing in and managing buildings sustainably weblink
Real estate has a lifecycle from site identification, through planning, development funding and construction, to occupation, use and eventual sale.
Towards a Greener Future — DLA Piper's market report on sustainable real estate weblink
We asked people across the European real-estate industry a series of questions about trends in sustainability, green certification and documentation.
Minerals Matters — Summer 2013 weblink
Summer is finally here and with it comes the latest edition of Minerals Matters. In this edition, DLA Piper has covered a wider range of topics than ever before.
Unwelcome outcomes for organisations that fail to take into account climate legal risk weblink
DLA Piper recently provided an update on the decision of Rainbow Shores P/L v Gympie Regional Council & Ors. This latest update considers the implications for organisations if they make the same mistake.
Sea level rise impact on coastal development must now be taken into account weblink
After 35 days of hearing, the Queensland Planning and Environment Court has delivered its most significant climate change adaptation decision yet.
Extension of permitted development rights for under-utilised properties weblink
From 30 May, owners of under-utilised properties will have more opportunity to secure tenants, while those looking to dispose of their interests may have access to a wider market of prospective purchasers.


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Artigos Técnicos e Apresentações
Pedagogic use of COMSOL Multiphysics for Learning Numerical Methods and Numerical Modeling
J-M. Dedulle
L'ecole Nationale Supérieure de Physique de Grenoble
The students at ESPNG have, since 2002, been using COMSOL Multiphysics in order to master physical phenomena and the finite element method. We developed several projects based on the modeling of physics phenomena, and, in this paper, we present projects based on Physical Vapor Transport and Magnetic Levitation. --------------------------------- Keynote speaker's biography: Jean-Marc ...
Numerical Simulation of Moving Boundary Problems with the ALE Method: Validation in the Case of a Free Surface and a Moving Solidification Front
M. Carin
Université de Bretagne Sud
This work investigates numerical simulations of problems involving moving boundaries. The first case concerns the simulation of incompressible Newtonian fluid flow problems with free surfaces in the presence of surface tension (the sloshing problem). The second case deals with a problem of heat transfer in the presence of an advancing solidification front (the Stefan problem).
Thermal Modelling of Metal Surface Texturing by Pulsed Laser
J.M. Jouvard[1], A. Soveja[1,2], and N. Pierron[1]
[1] Laboratoire Laser et Traitements des matériaux, Université de Bourgogne, Le Creusot
[2] Faculté de Génie Mécanique, Université Politehnica Timisoara, Romania
Our work is to improve the surface texturing process by laser irradiation. In this study, thermal modelling of the laser-matter interaction for a single laser impact case is presented. A 1D modelling was carried out. The purpose was to determine the dimension of the liquid layer and the ablated matter volume. The model accounts for the evolution of material thermodynamic properties, the ...
3D Inductive Phenomena Modelling
R. Ernst[1], D. Perrier[2], J. Feigenblum[2], and R. Hemous[2]
[2] Roctool
This paper deals with the Cage System, developed by Roctool, which heats and transforms composite materials. The simulation shows the importance of the inductor design and position relative to the mold.
Using COMSOL for Studying the Occurrence of a Constant-shaped Concentration Front in the Retention of Gaseous Pollutants by Adsorption Columns
A. Joly[1], V. Volpert[1], and A. Perrard[2]
[1] Université de Lyon
[2] Institut de Recherches sur la Catalyse, Lyon
Various models, based on mass transfer and different isothermal adsorption equilibrium laws, are developed using COMSOL Multiphysics. These isotherms are representative of the adsorption of various pollutant-adsorbent systems frequently found in decontamination processes. Consequences on breakthrough curves are examined and possible applications to decontamination processes are discussed.
Radiative Heat Transfer in an Infrared Oven
I. Bombard, P. Laurent, and J. Lieto
Laboratoire d'Automatique et de Génie des Procédés (LAGEP), UCB, Lyon
In this paper we use the COMSOL Heat Transfer Module to simulate the radiative and conductive heat transfer in an experimental oven fitted with electrical infrared emitters. In particular, we study paint curing temperature and compare our results to experimental data.
Numerical Simulations of Thixotropic Fluids
P. Dantan[1], and M. Faye[2]
[1] Université Paris7 Denis Diderot
[2] Université Paris11
In this paper, we introduce a kinetic equation coupled with the Navier-Stokes equations in COMSOL Multiphysics in order to simulate internal structural changes of a flowing complex fluid. Two physical applications are considered, the starting of blood flow in a stenosis and a simulation of a laboratory rheometric set-up. Results show good agreement with the experiments' well known ...
Finite Element Approach for Micromagnetic Systems
H. Szambolics[1], L. Buda-Prejbeanu[2], J.C. Toussaint[1,2], and O. Fruchart[1]
[1] Laboratoire Louis Néel, Grenoble
[2] Laboratoire SPINTEC, Grenoble
In this paper we propose a finite element model (FEM), to solve the micro-magnetic equations. Two bi-dimensional test problems are treated to estimate the validity and the accuracy of this approach.
MOCVD Research Reactor Simulation
H. Rouch
INOPRO, Villard de Lans
In this paper, we describe the methodology of modeling Metal Organic Chemical Vapor Deposition. As a special case study we investigate the Ag deposit.
Catalytic Reactions under Non-steadystate Conditions
S. Pietrzyk, F. Dhainaut, A. Khodakov, and P. Granger
Université de Lille
In this paper, we present the modeling of catalytic reactions under non-steadystate conditions. Particularly, we study the Fisher-Tropsch reaction in a pulse reactor.


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Definition of bullfighting in English:
bullfightingLine breaks: bull|fight|ing
Pronunciation: /ˈbʊlˌfʌɪtɪŋ /
noun[mass noun]
The sport of baiting and killing a bull as a public spectacle in an outdoor arena.
More example sentences
- Thus, in a remote corner of Medieval Spain, the beginning of what today is the national Spanish spectacle of bullfighting was created.
- The run is a 825-metre stampede from the corral where the bulls are kept to the outdoor bullfighting arena where they will be invariably killed by matadors later in the day.
- There are those who argue that bullfighting is not a sport but a cruel spectacle.
Bullfighting is the national spectator sport of Spain, and is found also in Latin America. Typically, the bull is tormented by mounted picadors with lances and banderilleros who stick darts into its neck; the matador then baits it with a red cape and attempts to kill it with a sword thrust beneath the shoulder blade
Definition of bullfighting in:
- The US English dictionary
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Word of the day bouffant
Pronunciation: ˈbuːfɒ̃
styled to stand out in a rounded shape...


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The second level of our historic lodge is the perfect setting for your slopeside meal and drinks. For hours click here.
Stay in a suite for the price of a hotel room. Sunday through Thursday nights.Read More
Visit our stocked trout pond or Rio Pueblo for some of the finest trout fishing in NM.Read More
Disc Golf is FREE on one of the country's top scenic courses.Read More


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Below is a PS3 System Manager for Habib CEX 4.50 PS3 CFW. The System Manager is how I called the application that will run in the background. It uses Patched sys_init_osd to allow execution of a self when PS3 starts.Sponsored Links
Download: [Register or Login to view links] (Installation instructions included)
The advantage is that unlike the payload, this does not affect directly the processes, the application runs on a separate plane to vsh.self, PSX emulator or PS3 game
1. Increase Fan Speed without using any tools like fan control utilities and others.
2. Unlike using fan control utilities, with System manager, no stutter or lags in games.
3. Fan Control and USB wake up works when ps3 starts. No need to launch any homebrew apps before.
4. Modified LED Indicator
The LEDs indicate the following:
- Yellow Led Fixed: temperature below 70 degrees
- Led yellow / green flashing temperature above or equal to 70 degrees
- Led red / yellow / green flashing temperature above or equal to 75 degrees
- Green LED remained two seconds every 10: led activity
- Leds off for two seconds: indicate a write access to USB device. This is important to know, because we should not unplug a USB device in a deed, obviously (we wait for the LED to turn off and unplug a few seconds later)
From Rancid-o: The only thing that has been added are the values for cfw 4.50 in the System Manager and these can be found also in Ps3ita manager 1.41:
Code:else if(firmware == 0x450C) { // firmware 4.50 // enables sys_game_get_temperature lv2poke32(0x800000000000C694ULL, 0x38600000); // sys 383 // enables sys_sm_get_fan_policy lv2poke32(0x8000000000009E28ULL, 0x38600001); // sys 409 // enables sys_sm_set_fan_policy lv2poke32(0x800000000000A324ULL, 0x38600001); // sys 389 // enables sys_set_leds lv2poke32(0x800000000000A3ECULL, 0x38600001); // sys 386 ret = 1; }


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Editor's note: This week, Stephanie Chang gives us an overview of the making happening at The Menlo School, one of the MENTOR Makerspace pilot schools in 2012-13. Dr. James Dann (pictured right) and his students in his Applied Science Research (ASR) class have exhibited at Maker Faire for the past five years. James asked to join our network only if he would not take this space of another school just starting out, and if we felt that what he has learned running the ASR class would be valuable to our other pilot schools. As you'll learn in this profile, and his presentation in one of our Google hangouts, it certainly is! (If you watch the video, please skip to timecode 2:42.) In that presentation, we especially liked his sharing the "golden rule" of the safety-focused Arthur Allen Whitaker Lab: "Ten digits in, ten digits out."
In one corner of the classroom sits a hand-built air hockey table, designed and created from scratch by two high school girls in Dr. James Dann's Applied Science Research (ASR) class at the Menlo School. It's perfectly functional, a second iteration with at least 500 individually-drilled miniscule holes to allow for the correct rate of air flow. On another table nearby is a motorized go-kart, and an Induction Maglev track sits close-by as well. Models of student-designed motors – the first project of the year in ASR – are stored high above a set of cabinets. In order to build the motors, students had to learn about and put together a number of concepts and skills: magnetic fields, torque, alternating/direct current, wood construction, 3D printing, etc. And hidden behind cabinet doors are materials for the second project of ASR – a high-altitude weather balloon that needs to launch (often 1000 feet above ground), collect data about atmospheric conditions via its various sensors, and transmit data about its position in order to be retrieved. These projects are only a sample of the ingenuity, creativity, and real learning that happens in Dr. Dann's classroom. He talks about them – the projects, the class, his students – with a light-hearted chuckle that belies the true passion and care that accompanies his teaching. In June 2012, he was given the Distinguished Teacher award, a designation voted on by students and a plaque that he proudly displays in his office.
A scientist by training who had a career at CERN before he dove into education, James Dann teaches not only Applied Science Research but also freshman physics and AP Physics C. There is no doubt that he likes teaching physics overall, but it's obvious that he loves teaching physics in a hands-on, project-based, non-traditional way that eschews standards and test prep and instead focuses on design, building, iteration, analysis, and presentation. The juniors and seniors who voluntarily take ASR as an elective jump right into projects. In line with James' teaching philosophy, skills and topics are taught on a need-to-know basis, where they'll be utilized and applied immediately. This way, students don't learn about the ideal gas law four years too early and then, have to re-learn it again when it becomes useful for calculating atmospheric pressure. Instead, they learn how to strip wires, program sensors and Arduinos, calculate magnetic fields, create 3D CAD sketches – all for the purposes of their projects. In other words, they make.
Students spend the first five to six weeks of a 14-week semester making a motor. They must learn the concepts, build a functional motor, take measurements to prove and understand how it works, and write a paper about it. This is no small feat, as a motor is actually quite a complicated machine that takes into account all aspects of physics: mechanics, electricity, and magnetism.
The second project, which takes up the remaining weeks of the first semester, is one based more in scientific research: making, launching, and collecting data via a weather balloon in order to better understand and interpret atmospheric science. Two months worth of work culminate in a 12-hour Saturday where James and his students head up to Marin and launch each group's weather balloon. There, they hope that all the mechanics, radio transmitters, GPS chip, backup data collectors, and sensors work perfectly – if for no other reason than to easily track the landing location of the balloon. Otherwise, the day extends a bit longer with wild-goose weather-balloon chases through woods and over rooftops. Back in the classroom, students, fully immersed in their scientific responsibilities, review their data in order to interpret their findings and conclusions. Last year, the class had 3 groups go up above 120,000 ft. and the students were able to recover all three payloads and all data. Here's one group's video of their balloon heading up to space.
Students in ASR embark on a second-semester project of their own choosing. Some work individually, others in groups, and they all spend at least one full week brainstorming and researching different project ideas and wishes, often using MAKE Magazine and Scientific American as starting points. Some focus on variations of tried-and-true engineering projects, including modified scooters and go-karts, but others venture down a more scientifically-inclined route, building Helmholtz coils for deeper scientific research. Whether they choose to work as a group or on an individual basis, all students inevitably collaborate with one another. Students have differing levels of academic and practical knowledge, and those with expertise in one area trade secrets and strategies with students with experience in another realm. Whether intentional or not, the classroom becomes a lively, messy, and collaborative space for hands-on, real-time learning.
The final products of the class are visible – they sit on floors and tables and are often displayed at Maker Faire in May. They also survive as models for the next year's class. In addition to the actual projects, there are other products too: research papers. James asks students to write scientific research papers for each of their projects, providing constructive feedback on progressive drafts throughout the semesters. He meets with them periodically, and he grades them on their concepts, analysis of data, clarity of explanation – all components of actual papers published in journals. There are abstracts, historical background, graphs, charts, 3D drawings, formulas, technical specifications, calculations, scientific theory and calibrations, conclusions, and appendices. Papers range from 20 to 60 pages in length and force these juniors and seniors to translate their learning into a real-world format. Along the way, they learn how to write too. There are no tests, no quizzes, no high-stakes evaluations, just papers that show the students' processes and demonstrate their understanding.
With more than six years of ASR under his belt, James has triggered an increased appreciation and interest in learning through making. Before the beginning of this 2012-2013 academic year, James' classroom was a typical science classroom, bright and sunny with wall cabinets and floor cabinets jammed full with measurement tools, woodworking equipment, electronics parts and sensors, and a sole 3D printer. It contained about 4 big benches, along with a few small tables and chairs, and one side was lined with 6-8 iMacs. Originally, James had to do a lot of wheeling-in and wheeling-out, and students spent a solid chunk of their 55-minute class period setting things up and putting things away. This past summer though, the plows and backhoes were out in full force, as they cleared out and repurposed the Upper School's basement storage space into a new ASR space: officially christened the Whitaker Lab in late October. The dusty basement is now a well-lit, vast expanse of workspace, complete with movable desks and carts, a conference room for brainstorming and presentations, an equipment area with a table saw and laser cutter, a Robotics wing, and even a sunny patio. It is well-used too, housing not only James' classes but also Engineering, MBEST (Menlo's Bridge to Engineering, Science, and Technology program for girls), and Robotics. James sets up – and leaves out – vacuum and temperature chambers, woodworking and electronics tools, and measurement stations. At long last, the space matches the aspirations of James' classes and intentions.
He hopes to continue teaching Applied Science Research – and offer more of it – to students (and girls especially) in the years to come. James acknowledges the steep learning curve that he embarked on as he uncovered how to best teach a class like this, and he happily and willingly offers his experience and wisdom to other teachers who are bringing making to their classrooms and schools – with whatever supplies and whatever budget. It's obvious that he's done a remarkable job in just a few years; a graduated senior stopped by his classroom to say hello during our summer conversation and ask about when he could drop by to do some work. This particular student entered Menlo School with an unlikely background from a struggling socioeconomic sector, and he walks away headed to Duke, supported by his experiences learning from and with Dr. James Dann.


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- Luke Hutchison
- Palo Alto, CA
- United States
TED Fellow,
This conversation is closed.
Is capitalism sustainable?
Bono stated in his TED2013 talk that the numbers show that we can eradicate all poverty worldwide by 2030. While I really hope that is true, it begs the question: Is capitalism sustainable? Is it possible to have a rich and middle class without a poor class? The sad reality of capitalism is that if there is an exponentially small number of people with exponentially large wealth, there has to be an exponentially long tail of much poorer people who are each contributing to that wealth. Not that we necessarily need an exponentially small number of people with exponentially large wealth, but would the world keep running without capitalistic incentives that increase the separation between rich and poor? Can we eradicate all poverty without the rich sharing their riches? What happens to civilization when nobody is willing to work in the factories and orchards, or build roads?
(Please don't take this question the wrong way! Personally I wish that nobody had to work menial jobs. I just don't understand how we can eradicate poverty when so many jobs will always translate into low-paid labor.)
Showing single comment thread. View the full conversation.
L.A. HallMar 24 2013: Perhaps the architecture of capitalism makes it easy for the rich to get richer. And as the rich get richer, and control a larger portion of the economy -- because our country lives or dies off its economy -- it becomes easier for the rich to manipulate politics and the law, and -- not coincidentally -- the policies they enact end up speeding up trends of income inequality even more. Marx said capitalism always ends in monopoly. Maybe it's more like capitalism always ends in stratification, but how far can stratification go? A recent slew of articles have come out declaring income inequality "permanent." Not good news. And it's only getting worse, but what happens when employers don't properly compensate their workers for their labor is that they the general public can no longer afford the products made for them.
The 1950's were the happiest economic decade in American history, and the top marginal tax rate was 91%. In 1914, world class son-of-a-bitch Henry Ford looked out at his workers and thought, "What if they could buy my cars?" He then offered $5 wages ($120 today.) The best mechanics flocked to Ford and training costs were reduced. Studies have shown that after a certain point, consuming more does not make you happier. So when the rich are sitting on these pools of money and the common man is scraping the floor to get by, the only way for the economy to fundamentally function is for rich people to spend and consume more than could possibly make them happy. In a world full of suffering poor people, I just don't think that's just.
Capitalism CAN be sustainable, I really believe that, but only when well regulated by laws and incentives that take the environment and the entire populous into into account.
James Cline
Mar 25 2013: I do not believe in anything that passively punishes. We incentivize our children to "work hard," but we have a narrow view of "working hard." What of men who work hard to cultivate their hearts and not their wallets? What of men who, with open arms, accept the mantra, "I will take advantage of others to become rich?" What, then, when they reach their desired destination, are they rich in but greed and green pieces of paper?
Perhaps your assertion should be revised: capitalism rewards those who work to become wealthy and gives incentives to those who don't. The principle here seems to be: wealth is the pinnacle. I feel a true sadness for the men who set -- and reach that goal -- to find it only cold and empty.
I am an Athiest. My religion is truth; but I can say with relative confidence that capitalism is idolatry.
Mar 25 2013: Mr. Hall,
You are almost correct, but close only counts in horseshoes. Capitalism is self correcting in it's very nature. It's those who abuse it who need the the regulation. And all those rich world class son of a bitches you described
do not sit on money, the only rich people who did that was Jack Benny and Scrooge McDuck.
And surprisingly, all those rich folks do take the environment and the entire population into account. The entire population are their customers, the other half of the sale, the customer, the contract. And sometimes whether we like it or not, those customers will ask for a contract to provide them with... stuff from the environment, like gas and oil..
Mar 25 2013: I am a human being. I pity you if you consider yourself a customer.
One of the reasons the American Medical Association lobbied against the first New Deal was that they did not want regulators overseeing the shady practices of doctors. Capitalism paves avenues for the selfish and hides tunnels for the selfless. The string-pullers of the money market began deregulating the financial regulatory framework we put in place after the Great Depression to SAFEGUARD against ANOTHER depression around 1970. That deconstruction was complete in the 1990's with the repeal of the Glass-Steagall act, which effectively separated commercial and investment banks. With it gone, they intermingled again... fifteen years down the road: the worst economic downturn since the great depression. All of this was orchestrated, choreographed and performed by the so-called "one percent."
The point is, the saturation of capitalism from "ambitious startup" in colonial America to "global religion" has given us an expectation that capitalism is the way things are. It is the pinnacle. When, in history, has a people not thought what they had was the pinnacle, and when -- except in rare instances (See: Jesus Christ, Muhammad, Mahatma Gandhi) -- were these people, in retrospect, not written off as naive or shortsighted?
Life is not a game of numbers. Capitalism is a game of numbers. I finish with two quotes. "It is no measure of health to be well-adjusted to a profoundly sick society." That's Jiddu Krishnamurti -- and, "Society exists only as a mental concept; in the real world, there are only individuals." Oscar Wilde said that. It's true.
Mar 26 2013: I am at a loss, What has anything you've written address the economic system being discussed. The concept of capitalism goes back to the earliest days of mankind gathering into villages and dividing up the tasks needed for the village to survive. And I believe Capitalism is sustainable as long as people stop trying to "fix" it.
You are defending the Progressive Political Babble that came from an elitist academic fringe that managed to influence the Roosevelt s and Wilson among others. Let me give you an old reference: Plato already thought it up 2500 years ago, it was only a theory then and a bad idea now.
Showing single comment thread. View the full conversation.


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You've heard all about the new iPhone.
But Droid users - fear not - there's new stuff for you, too!
FOX 5's Lauren DeMarco has more in this week's Smart Phone Zone!
Watch past Smart Phone Zone Segments >>>
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Intimate Personal Massager Made Especially For Discreet, Private Moments
Intimate Personal Massager Made Especially For Discreet, Private Moments
This hands-free personal massager is made of body-safe, clear thermoplastic rubber studded with pleasure-enhancing nodules. It's comfortable and specially contoured to fit a woman's natural curves, which keep the massager in place for discreet private moments or shared experiences with a partner. Removable, push-button bullet massager delivers 3 powerful speeds of vibration and can be used with or without the practically invisible massager. Water resistant and free of phthalates, latex, and PVC. Approx. 3¾"x1¾". Requires 3 AG-5 batteries, included. To prolong the life of the batteries, remove when not in use.
- Hands-free personal massager
- Powerful push-button bullet massager with 3 speeds
- Specially contoured to fit a woman's natural curves
- Water resistant and free of phthalates, latex, and PVC
- Approx. 3¾"x1¾"
At The Vermont Country Store, you'll find products to keep you healthy—physically, emotionally, and sexually, too. Whether used alone or with your partner, this personal massager is just one of many intimate solutions you'll find to enhance your life, no matter what your age.
Panty Vibe
Requires 3 AG-5 batteries, included. Wash the unit before and after use with liquid antibacterial soap and water.
Manufactured In: China
Material - Country Of Origin: China


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Is Ronald McDonald facing a layoff?
Group calls the clown a 'deep-fried Joe Camel' who is fueling childhood obesity nationwide.
One of the most recognizable corporate spokesmen of the last 40 years or so is Ronald McDonald, the "spokes-clown" for McDonald's (MCD) restaurants around the world. But if some health advocates have their way, Ronald will be getting a pink slip.
According to Corporate Accountability International, Ronald is feeding a "fast-food-industry childhood obesity crisis." Nearly 60% of Americans polled by the group believe that the fast-food industry is responsible for a growing "epidemic of childhood obesity and diet-related disease,"and marketing efforts to children that include Ronald McDonald are the biggest culprits.
Corporate Accountability International is calling the red-haired clown a "deep-fried Joe Camel for the 21st Century" and is sponsoring "Retire Ronald" events at several locations around the country.
So what are the chances that Ronald really is facing a layoff? Actually, pretty good.
First off, it appears there is finally political will to push for healthier habits in youngsters. Childhood obesity has been adopted by First Lady Michelle Obama as her pet project, drawing increased attention to a health problem that is ballooning. Fast food is not entirely responsible for these changes, but there is not much argument that it is a significant cause. Michelle Obama has already managed to gain some concessions from snack food giants like Coca Cola (KO), Pepsi (PEP) and Kraft (KFT), so it's not unreasonable to think MCD will fall in line.
Secondly, children's meals aren't exactly the bread and butter for McDonald's so the corporate office of this $73 billion business may not put up a fight like big tobacco did. The company's biggest bumps in the bottom line in the U.S. lately have come from the success of its Value Menu connecting with cost-conscious consumers and the rollout of McCafe coffees to appeal to java junkies.
And on a broader note, like most big companies on Wall Street, MCD is an increasingly global business that is focusing overseas for profits. McDonald's beat expectations with a 2.6% jump in its same-store sales for January -- however, a closer look shows that sales fell 0.7% in the U.S., and were offset by a brisk growth rate of 4.3% in Europe, Asia, the Middle East and Africa. In an already saturated U.S. marketplace, it's not like Ronald is really moving the needle as a mascot for the global franchise.
There's no denying that the introduction of Ronald was an advertising ploy directly for kids, coupled with the successful Happy Meal kids' meals. If children lobby their parents to take them to a McDonald's store, they effectively become mini marketing machine in households across the country. But a media-savvy public and a renewed focus on health may mean Ronald is doing more harm than good for the McDonald's corporate image. That affects the bottom line in some ways, so it may actually make good business sense to move on from this old mascot that debuted in 1963 with TV personality Willard Scott donning the costume for the first time.
Then again, it may not be fair to turn Ronald McDonald into a villain just because American children don't have healthy eating habits. Changing the Happy Meal mascot may not mean much if kids don't have good role models and parents don't encourage them to stop watching TV and get outside and get some exercise. McDonald's would be well within its rights to say that groups like Corporate Accountability International are overreacting.
The bottom line though is always the bottom line. If McDonald's can spin a Ronald McDonald layoff into a great PR move that wins over consumers, you can bet that executives will tell the 57-year-old clown to turn in his oversized shoes and yellow jumpsuit faster than you can say "fast food."
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"Sea Legs" Art Show
Buy these prints! Ashley Forrette (Portland photographer) and Jolby (Portland artists) bravely explored the mythology, legends, and superstitions of the sea with their collaborative works featured at Together Gallery February 25 - March 20, 2010 They will be creatively interpreting legendary maritime tales and showcasing the odd traditions and beliefs held by sailors and explorers of the 1800's. The show features work by Dolls for Friends, Shoko Saito, and an original soundtrack written, composed, and recorded by the indie rock band The Graduate.
Download the soundtrack to this art show by The Graduate here!
Credits: Creative Direction, Art Direction, Design, Illustration: Jolby. Photography by Ashley Forrette. Plush Anchor: Dolls for Friends. Plush Birds: Shoko Saito. Space: Together Gallery.


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Approximate size: 38 cm
Unfortunately this product is currently not available.To the Boutique Finder
Created with the highest level of craftsmanship, this breathtaking necklace features large crystals in a beautiful color gradation, from black to clear crystal. Each one is set in a delicate rhodium-plated frame showing elaborate open work. Add the matching earrings for an opulent look.
Article no.: 1116431


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UNDATED (WHTC) -- Severe winter weather has caused the cancellation of more than 1,000 Red Cross blood drives across the country since the beginning of the year, which is the equivalent of the Red Cross shutting down its national operations for more than two full days. Approximately 60 blood drives have cancelled in the 65- county Great Lakes Region. There are a few blood drives scheduled this week. On Thursday, February 20th, Hamilton Reformed Church on M-40 and Intersection Ministries on 136th Avenue, will both hold drives in the afternoon. Visit http://americanredcross/blooddrive
Story by: Diane E Coston


text: What do NFL running backs, Olympic sprinters and top bodybuilders have in common? Wheels of steel. No, we're not talking about an old-school Grandmaster Flash album or a trucking-simulation video game. These athletes all have legs powerful enough to propel them through a brick wall -- in fact, their legs are so hard they look like they're made of brick. Ask any of these athletes: Legs are the foundation of an awesome physique. So where does that leave you? When did you last train your legs? You can admit it -- you skip leg day once in while. While we're on the subject of skipped workouts, what's your cardio status? Yeah, we thought so. Well, here's a concept: combination legs and cardio training. By putting these two dreaded activities together, you get a more intense workout than you could by training them separately and you're less likely to skip either one.


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The formal union between England and Scotland is 307 years old. But next week, a referendum will be held on whether that union should end. The latest polls are showing a last-minute surge in support of separation, leaving the two sides neck-and-neck and financial markets nervous.
Once in the privacy of the voting booth, voters may balk at the enormity of a decision to leave the union. But if a simple majority of registered voters in Scotland does vote yes for independence, what happens next? Near-term, we could expect financial market turmoil; longer-term, there could be profound implications for national unity elsewhere in Europe and for the U.K.s role in the European Union (EU).
Alex Salmond, the leader of the Scottish Nationalist Party, claims that a yes vote will lead to an independent Scotland in March 2016. Given the complexity of a divorce after three centuries of union, the transition could take a good deal longer. But the potential consequences of separation are already being seen.
There is anecdotal evidence that the closeness of the polls is triggering some capital flight out of Scotland. A yes could turn this trickle into a flood as investors pull out of Scottish-based accounts and assets. The British pound would likely weaken against all other major currencies, and U.K. stock markets would experience a period of volatility as investors try to figure out the implications for individual firms and sectors on both sides of the new border.
It is likely that a number of companies would move their legal headquarters to England, particularly in financial services, where an established regulatory regime and central bank are essential for stability.
The mainstays of the Scottish economy are the North Sea oil and gas fields, followed by the financial services industry. Within the United Kingdom, Scotland is the second-largest component, smaller than England but dwarfing Wales and Northern Ireland combined in terms of population and area. Its 5.3 million residents account for 8.3% of the U.K.s population.
Determining the size of the Scottish economy is harder, as it depends on assumptions about the extent of remaining oil and gas deposits in the North Sea, as well as estimates of future hydrocarbon earnings and financial services revenues. However, based on recent averages, we can assume that the gross domestic product (GDP) of an independent Scotland that claims around 80% of the existing oil and gas fields would stand at about £150 billion, or roughly 10% of the U.K. total. That would leave Scotland roughly comparable in size with Finland.
But there are a lot of assumptions built into those numbers, and much would depend on the details of the negotiated divorce settlement.
The minutiae of unpicking a 300-year-old union would be staggering. But there are four key issues that would dominate the rest.
In the longer term, a yes vote will embolden separatists elsewhere in the EU. Belgium, a country deeply divided between French-speaking Walloons and Dutch-speaking Flemish, is one obvious candidate. In Spain, the regional parliament in Catalonia is poised to approve its own regional referendum, a move that is strongly opposed by Madrid and will almost certainly be quashed by Spains Constitutional Court. But how long can Madrid resist once the precedent of peaceful separation has been set in international law?
Finally, although the U.K. economy could withstand the shock of separation, its political scene would be profoundly altered. Shorn of the pro-EU Scots, the remainder of the United Kingdom would be more likely to seriously countenance withdrawing from the EU.
The ethnic map of Europe is far from tidy. Scottish secession from the United Kingdom could make matters messier still. Its not as if anyone is aiming to reconstruct Hadrians wall, but more borders could mean more economic and political challenges for a region that is desperately trying to maintain some semblance of unity.
U.S. Consumer Spending Outlook Good but Not Great
It is well known that consumer spending in the United States is the largest component of GDP and an important driver of economic growth. After five years of growth, the increase in consumer spending is poor compared with historical norms. Looking forward, the underpinnings of consumer spending suggest continued growth, albeit at a moderate pace.
Real consumer spending rose 2.5% in the second quarter, a tad higher than the 2.2% average recorded during the five years of economic recovery. A soft reading for real consumer spending in July (-0.2%) prompted revisions of forecasts for the third quarter and also raised questions about the future trend of consumer spending. August auto sales (17.5 million versus 16.5 million in July), non-auto retail sales and revisions of July retail sales reduced the whiff of pessimism that followed the July consumer spending report.
Of the major components of consumer spending, expenditures on goods in the post-recession period stand out. Health care and housing services account for the muted growth in service-sector spending. Of late, estimates of health care are subject to large revisions owing to a lack of information about new enrollments under the Affordable Care Act. These numbers should stabilize in the near term.
Against this backdrop, an understanding of income trends and net worth of households, the two main factors that influence consumer spending, is useful to assess the likely path of consumer spending.
Real personal disposable income averaged 3.8% growth in the first half of 2014, reflecting a combination of gains in earnings and employment. There is little reason to expect sharp losses in employment in the near term so as to set back income gains and consumer spending.
The Federal Reserves Triennial Survey of Consumer Finances, published last week, includes details that modify our understanding of income trends gleaned from macroeconomic data. The survey points out that real mean income rose 3.7% between 2010 and 2013, but real median income fell 4.7%. This is superior to the large losses in mean and median incomes recorded between 2007 and 2010 but indicative of a state where top quintiles are doing very well while lower quintiles are lagging.
The recovery in net worth of households after the Great Recession is noteworthy. Net worth of households as a percent of disposable income is close to the high seen prior to the onset of the last recession. Also, inflation-adjusted net worth of households established a new high in the first quarter and surpassed the peak seen in the prior business cycle.
Once again drawing on the Federal Reserves Triennial Survey of Consumer Finances, there was little change in the median and mean net worth between 2010 and 2013. Median net worth slipped 1.9%, and the mean increased slightly. Both these measures recorded more-than-significant declines between 2007 and 2010, implying that the improvement of the last three years is important. The overall gain in net worth of households should have a positive impact on consumer spending in the quarters ahead.
Consistent with income trends and differences in holdings of assets such as homes and equities, net worth of families at the bottom of the income distribution experienced declines between 2010 and 2013, while those in the top half experienced, on average, modest gains.
These distributional aspects of income and wealth should have a bearing on components of consumer spending, with discretionary expenditures likely to register stronger growth compared with non-discretionary components.
Discussion about consumer spending is incomplete without taking a peek at the saving rate. The U.S. personal saving rate as a percent of disposable income stood at 5.7% in July 2014, up from an average of 4.9% in 2013. An increase in the saving rate is a drag on consumer spending, although in the long run it creates a virtuous cycle.
To put consumer spending and saving data in perspective, some background information is useful. The life-cycle model of consumer spending holds that consumers seek to attain a target of net worth to income in order to maintain a desired pattern of consumer spending.
The saving rate hit a historical low of 2.5% in 2005 after a decade-long secular decline. The long stretch of rising asset prices (both equity and homes) resulted in a reduction of the saving rate as consumers viewed the increase in net worth as a substitute for the old-fashioned way of setting aside a percentage of their paychecks. When asset prices plummeted, the saving rate reversed the decline.
Coming back to the current saving rate, the 12-quarter moving average (which smoothens out fluctuations arising from factors that have a short-term impact on the saving rate) shows a flattening of the saving rate around 6.0% in an environment of advancing net worth. This suggests that consumers are likely to be less frugal as they become convinced that their goals for net worth are nearly on track.
There is another tailwind that bodes well for consumer spending in the near term. The Senior Loan Officer Opinion Survey of the Federal Reserve indicates that banks are willing to extend non-mortgage loans to households at favorable terms. Consistent with this, consumer credit advanced at a noticeable pace in the last five months.
These arguments indicate that consumer spending is on track to maintain a moderate upward trend in coming quarters and will continue to pull the U.S. economy ahead.


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Beaumont offers a variety of services to provide for the spiritual needs of our Jewish patients. Ask a nurse to contact the Spiritual Care department if you or your family would like further assistance. Every effort will be made to meet your needs.
Conservative, Orthodox and Reform rabbi chaplains are available to provide spiritual and emotional care during your hospital stay.
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Kosher sandwiches and snacks are available for purchase in the Mackinac Dining Room. Look for the kosher refrigerator near the cashiers.
Three kosher pantry cabinets sponsored by Detroit Ahavas Chesed Bikur Cholim are available at Beaumont Hospital, Royal Oak. These cabinets contain grape juice, Kiddush cups, Havdalah kits, matzo, gefilte fish, snacks, and tallis, Siddur, Chumash and Tehillim.
Available from Nutrition Services at extension 89898 (248-898-9898):
The following are also available upon request to a Jewish volunteer, chaplain or by calling the Spiritual Care Department at extension 10239 (248-551-0239):
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Jewish volunteers usually visit patients on Fridays and before Jewish holidays.
For Sabbath candle lighting times, please call 718-331-8463.
Council of Orthodox Rabbis: 248-559-5005
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