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How to Capitalize on the Mortgage Market
Mohsin is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
To stimulate growth in the sluggish US economy, the Fed announced the launch of QE3. QE3 was aimed at particularly supporting the US housing and labor markets. However, the US labor market is still not close to the kind of improvement imagined by the Fed. I believe QE3 will stay even if the financial cliff is averted. Given the situation, I recommend investors stay away from pure play Agency Mortgage REITs with high prepayment risk. This does not apply to American Capital (NASDAQ: AGNC) as it has the least prepayment risk amongst pure-play mREITs. PennyMac Mortgage (NYSE: PMT) invests largely in distressed RMBS which makes it beneficiary accelerated prepayments.
Business Mix
PennyMac Mortgage Investment is one of the mid-cap mREITs that operates as a residential mortgage REIT in the US financial sector. The company seeks to invest largely in distressed mortgage backed securities. Besides investing in mortgage loans, mortgage-backed securities, mortgage servicing rights and real estate acquired in the settlement of loans (REO), the company purchases originated mortgages for resale or further securitization. The company's 'Investing Activities' business segment is involved in the regular REIT business, while the 'Correspondent Lending' business segment deals with originated loans to be resold or securitized. Around 60% of the revenues of the company for the third quarter came from the 'Correspondent Lending' business segment, while it contributed 63% to the bottom line. This diversified approach has caused the company to post solid results for the third quarter of the current year.
Recent Performance
The company reported net investment income of $99.2 million, a 54% appreciation Q-o-Q. Much of the improvement was a result of a 23% surge in interest income, partially offset by 6.9% lower net gains on investments. The surge in interest income was due to higher mortgage loans. The improvement in net investment income was helped by higher net gain on mortgage loans acquired for sale and higher loan origination fees, partially offset by a decline in results of real estate acquired in the settlement of loans.
Total expenses of $40.2 million, compared to the linked quarter remained 52% above largely on higher loan fulfillment fees. The company reported net income of $40.4 million at the end of the third quarter, against $29.6 million at the end of the linked quarter. Basic earnings per share edged up by 1.25% over the same time period.
Future Opportunities
The company will benefit from acceleration in prepayments as most of the distressed securities that the company purchases are acquired at a discount. Acceleration in prepayments will result in more cash inflows for the company, which can be invested in higher coupon securities.
Going forward, I believe the company will benefit from a steady flow of distressed home loans being offered for sale as a result of foreclosure settlements between the attorneys general and the large cap US banks.
The availability of distressed securities will also increase as a result of Basel III requirements on the money center banks. Previously, large cap banks have been the leading participants in this market. However, with the implementation of Basel III capital requirements these banks are exiting and reducing their volumes of such securities.
These loans have the potential to provide the company with attractive returns and will increase the spread that PennyMac will earn in the coming quarter. The prevailing ultra-low interest rate environment coupled with the restrictions faced by banks is also creating significant opportunity for PennyMac to fill the void in mortgage servicing rights.
Dividend Payout
The stock currently offers $0.57 per common share in quarterly dividends, up from $0.55 per share in August. This makes the dividend yield 9.34% compared to just 1.64% offered by 10-year treasuries.
The dividend hike in PennyMac comes at a point when most of the other residential Agency mortgage REITs are slashing their shareholder distributions. While American Capital Agency retained its quarterly dividend at $1.25, Annaly Capital (NYSE: NLY) was forced to announce a 9% cut in its quarterly dividend for September, followed by Capstead Mortgage (NYSE: CMO) with a 10% cut and MFA Financials (NYSE: MFA) with an 8.7% cut in its quarterly dividend. Armour Residential pays dividends on a monthly basis and was forced to cut its monthly dividend by 10%.
Attractive Valuations
The stock that has seen around 50% appreciation since the beginning of the year is trading at a 21% premium to its book value. This is compared to a 46% premium for Newcastle Investment (NCT), another non-agency mortgage REIT. Therefore PMT is attractively valued compared to peers.
Using a price to book value multiple of 1.4 times, based on stable home prices, higher earnings estimates and faster than expected traction in correspondent lending, to the book value of PMT at the end of the third quarter of the current year, I arrive at my target price of $28.20. PennyMac currently trades at $24.40, which presents investors with 15.6% upside. The consensus bullish price target for the stock is $27.00 per share.
Given the current situation where the economy has not picked up much and the US labor markets are not showing signs of improvement as expected by the Fed, I believe QE3 is here to stay for long. Therefore, PennyMac Mortgage remains my top pick for investors seeking both an elevated dividend and stock price appreciation.
SmartEquity has no positions in the stocks mentioned above. The Motley Fool owns shares of Annaly Capital Management. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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RACINE COUNTY, WI (WTAQ) - A Racine County man killed in a one-car crash last Friday might have fallen asleep at the wheel.
Raymond Pousha of Waterford tells the Racine Journal Times that his brother Ken had a bad case of asthma, and he's been groggy before while driving.
Authorities said 50-year-old Kenneth Pousha was going west on County Trunk "L" when his car spun into a ditch, hit a culvert, went airborne, rolled over, and landed on its wheels. Pousha was thrown out of the vehicle, and was found a few feet away.
The crash remains under investigation.
His brother said Kenneth Pousha was driving to work at the time, and he was only a half-mile from the brother's custom painting shop when the crash happened.

subset: commoncrawl


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November 21, 2013
If you've stopped by the Enrollment Center on the Main Campus to check your Financial Aid status, drop or add a class, or pay your tuition, you're sure to have noticed that the Center is undergoing some major renovations! So you won't miss a beat, signs are posted around the center directing you to the offices you need to visit.
The first phase of renovations will be completed on November 25, just in time for the start of walk-in registration for the spring semester! The makeover will be finished at the end of February and will create a welcoming space that operates more efficiently.
One of the highlights will be the new, centralized information desk. Not sure of what office to go to or how to get started with the registration process? You'll find answers to all your questions in one place.
To review Northampton Community College's guidelines for public comments, click here


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Beat the Market With This "Boring" Top 10 Stock
Brian is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
There are lots of ways to beat the market. While fantastic growth stories like Apple and 3D Systems get a lot of attention, investors in "boring businesses" like Coca Cola and Costco Wholesale have outperformed the market as well in recent years. In the seventh installment of a series identifying ten great businesses that should be considered for any investor's portfolio, today's top 10 stock is in an industry that is about as boring as they come to investors: railroads.
Time to take notice of railroads
Most people tend to think of railroads as obsolete businesses that are in a permanent decline thanks to airplanes and automobiles. What this mentality fails to consider is the fact that rail remains an extremely cost effective way to transport raw materials (including natural resources ranging from oil to lumber) to businesses and then shipping finished goods in bulk to distributors. Rail is also a preferred method of bridging the gap between imported goods unloaded at a seaport and the products' final destination. The necessity of this industry to the global economy and its resilience to the "Great Recession" is evident in the performance of Canadian National Railway (NYSE: CNI) and its peers in recent years:
With this background in mind, there are a few reasons that CN is a superior choice amongst railroad companies. CN's network of over 20,000 track miles has a uniquely positioned backbone that connects North America's three coasts: the Pacific Ocean, Atlantic Ocean, and Gulf of Mexico. Through its ports on these three coasts, CN is able to not only compete for traffic from concentrations of natural resources in Canada and the Midwest to local production facilities, but also handle end-to-end solutions for items being imported into and exported from North America in any direction. When combined with a unique focus on efficiency described by CN CEO Claude Mongeau as "precision railroading," CN has a different value proposition than the competition.
Results have been impressive
The chart above depicting CN's share price history should be enough evidence to transcend the "boring business" stigma, but it is only one of several components to CN's plan to maximize shareholder value. Consider this, in Q4 2002, CN's quarterly dividend was around $0.07 per share (split adjusted and converted to USD). That recurring dividend increased to $0.21 per share by 2007 and has increased further to $0.38 per share today. With a payout ratio of just 24%, there's no indication that this dividend won't continue to increase for the foreseeable future.
An often overlooked way that CN is creating value is through a long-standing share repurchase program. While many companies boast similar programs that in reality only help slow the dilutive effect of stock options, CN's average diluted share count has been declining steadily for years:
CNI Average Diluted Shrs Outs Quarterly data by YCharts
How does CN compare to its peers?
To see how CN sets itself apart from its peers as both a business and a stock, here's a little more detail on CN and its competitors:
CN is the second largest company in the group above, behind only Union Pacific (NYSE: UNP). Norfolk Southern (NYSE: NSC) and CSX (NYSE: CSX) both provide a higher dividend yield than CN. Canadian counterpart Canadian Pacific Railway (NYSE: CP) boasts a higher share price return in the past year, while Union Pacific has generated the largest returns over the past five years. Based on the table above, CN is the most expensive company based on price to sales ratio and second most expensive based on price to book. So what makes CN the top 10 stock out of the group?
CN is best in class
The answer relates to the way CN manages its business. A disciplined balance sheet management approach has resulted in CN boasting the lowest payout ratio and second-lowest debt to equity ratio in the group above; this provides maximum opportunity to increase returns to shareholders and provides the flexibility to continue CN's history of successful acquisitions. More importantly, CN's focus on efficiency has led to industry-leading operating margins and tremendous ROA and ROI for a "boring" industry like rail transportation. The result is a highly profitable company with sound financials and growth opportunities bundled together in a mix that differentiates CN from its peers. This strength makes it likely that CN's next five years will look a lot like the past five years, and the combination of stability and performance makes CN not only a great business, but also a top 10 stock.
For more on the Top 10 Stocks, follow the links below:
- Apple
- Diageo
- Coca-Cola
- Chipotle Mexican Grill
- Costco Wholesale
- 3D Systems
- Canadian National Railway
More to come!
BrewCrewFool owns shares of Canadian National Railway. The Motley Fool recommends Canadian National Railway. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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Whether it's Cinco de Mayo or just another night in need of a little spice, these flavorful Mexican dishes will give your meal the South of the border kick you're after.


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Calling all young movement builders and revolutionaries: do you dream of changing the world?
The environmental challenges of our generation are great and hard to ignore. You may live in a community polluted with toxins from a power plant; you may live near a mountain, field, or seashore in danger of destruction; you may simply have that bug that doesn't allow you to look away from what's happening without wanting dig your hands in and make a difference.
The good news is you're not alone.
For over 20 years, the Sierra Student Coalition has been helping high school and college aged youth turn passion into action that wins real results through trainings designed and delivered by other young people!
Learn more about our Training's Program and Sign up!


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RISE Summer Registration for classes July 1 through Aug. 3 at RISE Vineyard Performing Arts, 455 State Road in the Woodland Business Center, Vineyard Haven. Call 508-693-2262.
Pastimes Group Art Show of various mediums featuring Fran Dropkin, Nick Paciorek, Jeff P'an, Joan Rusitzky, Louisa Gould and John Holladay at the Louisa Gould Gallery, Main street in Vineyard Ha
Drop-In Knitting group is from 9 to 11:30 a.m. at the Tisbury Senior Center, 34 Pine Tree Road in Vineyard Haven. Call 508-696-4205.
Monday July 22, 2013
Basketball Clinic for ages 6 to 12 is from 9 a.m. to 1 p.m. through July 25 at the Martha's Vineyard YMCA, Edgartown-Vineyard Haven Road in Oak Bluffs. Space limited. Visit ymcamv.org.
Watercolor Painting with John Holladay is from 9 a.m. to noon at Featherstone. Cost is $50. Call 508-693-1850 or visit featherstoneart.org.
Monday July 22, 2013
Paste Painted Papers is from 9:30 a.m. to 12:30 p.m. at Seastone Papers in West Tisbury. Cost is $70. Call 508-693-5786 or visit seastonepapers.com.
Open Printmaking Studio with Nick Thayer is from 1:30 to 4:30 p.m. at Featherstone. Cost is $10 per hour. Call 508-693-1850 or visit featherstoneart.org.
Discovery of Color for children ages 5 to 8 with Elyse Clark is from 2 to 4 p.m. at Featherstone. Cost is $45 for Monday and Wednesday classes. Call 508-693-5786 or visit featherstoneart.org.
Monday July 22, 2013
Community Farm Day is from 4 to 6 p.m. at Thimble Farm, 80 Stoney-Hill Road in Vineyard Haven. Visit the farm, learn about the Island Grown Initiative.
Music on the Porch with local musicians is at 5 p.m. at the Harbor View Hotel, 131 North Water street in Edgartown. Call 508-627-7000.


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ALBANY, N.Y. (AP) - State police and Queens prosecutors say 10 men have been indicted on grand larceny and other charges for stealing cars from dealerships in Queens and Brooklyn for resale.
The indictment says the men from Queens and Brooklyn stole 11 vehicles, including one taken from a private individual, in late 2011 and early 2012.
Queens District Attorney Richard Brown says that in the early 1990s "an astounding" 50,000 cars a year were reported stolen in Queens, a total that has dropped to fewer than 3,000 a year now.
Authorities say the eight-month investigation included undercover buys and court-authorized electronic surveillance.
Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Lifesaver Whistle - Scotty
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Add to Cart and enter your Postal Code to determine the shipping charges and estimated delivery date.
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But my vote goes to the Banana Chocolate Gooey Cake.. just when you think you're way too full for even one more bite.. here comes along one of the BEST desserts I've ever had.
People make their own decision up for whatever reason. I feel that this was going to be a close one due to the way both bites make people feel (old time dogs vs I can't eat anymore....maybe desert)


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Are B.A.A. 5K awards presented according to official ("gun") time or net time?
All prize money winners will be scored by gun time. All age group division awards will be awarded by net time.
Are bikes/strollers/skates/baby joggers/dogs allowed on the course of the B.A.A. 5K?
No. For safety reasons, strollers, in-line skates, skateboards, and vehicles of any kind, as well as animals, are not permitted.
What do entrants of the Boston Marathon receive?
Official Entrants receive:
Can I wear headphones in the Boston Marathon?
While the B.A.A. discourages the use of iPods and headphones, we do not impose a ban on wearing such devices in the Boston Marathon except for the elite men and women and all those eligible for prize money.
Many runners choose not to wear headphones, and instead listen to the crowd cheer them to Boylston Street.
I am a runner interested in joining a Boston Marathon official charity team. How can I apply?
Is there a recommended hydration plan for running the Boston Marathon?
You're unique, so don't copy other runners. Some runners need less fluid than you, while others will need more. Learn your individual hydration needs. Fluid needs vary widely and slower runners need to be very cautious with their fluid intake while faster runners may need to drink more to replace higher volume sweat losses.
For further information on the B.A.A. recommended hydration plan, click here
If I entered my Boston Marathon application information incorrectly, will I not be entered into the race?
As your qualifying time is verified, we may find that your name was misspelled, your zip code was wrong, or other minor mistakes with your application. As long as your qualifying time can be verified, these mistakes should not jeopardize your entry into the Boston Marathon. You will be contacted by the B.A.A. eventually to correct this information.
If I improve my Boston Marathon qualifying time, how do I submit it to the B.A.A.?
How do I get to the Boston Marathon start from the parking lots in Hopkinton? Can my family come with me?
We STRONGLY recommend that all entrants take the official B.A.A. buses from Boston to Hopkinton on race morning, as it is the only way we can ensure that you will get into Hopkinton.
Hopkinton State Park parking and shuttle is for volunteers and spectators only. Registered runners parking at this location and using this shuttle will not be transported to the Athlete's Village, will have to walk an additional one mile from the drop-off point to the Village, and may be subject to additional security screening to enter the Village. Registered runners are requested to use the shuttle buses from the South Street parking lots in order to ensure their arrival at the Athlete's Village.
I want to drive to Hopkinton on the morning of the Boston Marathon. Where can I park?
1996 - Centennial Boston Marathon
The historic centennial Boston Marathon in 1996 was monumental for many reasons. It was the not only the first time that the ChampionChip timing and scoring device was used in a major US Marathon, but it was the largest running event ever held at the time.
The starting field of 38,708 stood for more than seven years as the largest in the history of the sport. Included among the finishers were 16 Boston champions.


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42 U.S. Code § 290cc–22 - Purpose of grants
(a) In general
The Secretary may not make payments under section 290cc–21 of this title unless the State involved agrees that the payments will be expended solely for making grants to political subdivisions of the State, and to nonprofit private entities (including community-based veterans organizations and other community organizations), for the purpose of providing the services specified in subsection (b) of this section to individuals who—
(b) Specification of services
The services referred to in subsection (a) of this section are—
(6) staff training, including the training of individuals who work in shelters, mental health clinics, substance abuse programs, and other sites where homeless individuals require services;
(7) case management services, including—
(A) preparing a plan for the provision of community mental health services to the eligible homeless individual involved, and reviewing such plan not less than once every 3 months;
(B) providing assistance in obtaining and coordinating social and maintenance services for the eligible homeless individuals, including services relating to daily living activities, personal financial planning, transportation services, and habilitation and rehabilitation services, prevocational and vocational services, and housing services;
(C) providing assistance to the eligible homeless individual in obtaining income support services, including housing assistance, supplemental nutrition assistance program benefits, and supplemental security income benefits;
(E) providing representative payee services in accordance with section 1631(a)(2) of the Social Security Act [42 U.S.C. 1383 (a)(2)] if the eligible homeless individual is receiving aid under title XVI of such act [42 U.S.C. 1381 et seq.] and if the applicant is designated by the Secretary to provide such services;
(9) referrals for primary health services, job training, educational services, and relevant housing services;
(10) subject to subsection (h)(1) of this section—
(F) the costs associated with matching eligible homeless individuals with appropriate housing situations; and
(c) Coordination
The Secretary may not make payments under section 290cc–21 of this title unless the State involved agrees to make grants pursuant to subsection (a) of this section only to entities that have the capacity to provide, directly or through arrangements, the services specified in subsection (b) of this section, including coordinating the provision of services in order to meet the needs of eligible homeless individuals who are both mentally ill and suffering from substance abuse.
(d) Special consideration regarding veterans
The Secretary may not make payments under section 290cc–21 of this title unless the State involved agrees that, in making grants to entities pursuant to subsection (a) of this section, the State will give special consideration to entities with a demonstrated effectiveness in serving homeless veterans.
(e) Special rules
The Secretary may not make payments under section 290cc–21 of this title unless the State involved agrees that grants pursuant to subsection (a) of this section will not be made to any entity that—
(1) has a policy of excluding individuals from mental health services due to the existence or suspicion of substance abuse; or
(f) Administrative expenses
The Secretary may not make payments under section 290cc–21 of this title unless the State involved agrees that not more than 4 percent of the payments will be expended for administrative expenses regarding the payments.
(g) Maintenance of effort
The Secretary may not make payments under section 290cc–21 of this title unless the State involved agrees that the State will maintain State expenditures for services specified in subsection (b) of this section at a level that is not less than the average level of such expenditures maintained by the State for the 2-year period preceding the fiscal year for which the State is applying to receive such payments.
(h) Restrictions on use of funds
The Secretary may not make payments under section 290cc–21 of this title unless the State involved agrees that—
(1) not more than 20 percent of the payments will be expended for housing services under subsection (b)(10) of this section; and
(2) the payments will not be expended—
Source(July 1, 1944, ch. 373, title V, § 522, as added Pub. L. 100–77, title VI, § 611(3),July 22, 1987, 101 Stat. 516; amended Pub. L. 101–645, title V, § 511,Nov. 29, 1990, 104 Stat. 4726; Pub. L. 106–310, div. B, title XXXII, § 3203(a),Oct. 17, 2000, 114 Stat. 1191; Pub. L. 110–234, title IV, § 4002(b)(1)(E), (2)(U),May 22, 2008, 122 Stat. 1096, 1097; Pub. L. 110–246, § 4(a), title IV, § 4002(b)(1)(E), (2)(U),June 18, 2008, 122 Stat. 1664, 1857, 1858.)
References in Text
The Social Security Act, referred to in subsec. (b)(7)(E), is act Aug. 14, 1935, ch. 531, 49 Stat. 620, as amended. Title XVI of the Act is classified generally to subchapter XVI (§ 1381 et seq.) of chapter 7 of this title. For complete classification of this Act to the Code, see section 1305 of this title and Tables.
Pub. L. 110–234and Pub. L. 110–246made identical amendments to this section. The amendments by Pub. L. 110–234were repealed by section 4(a) ofPub. L. 110–246.
Prior Provisions
A prior section 522 of act July 1, 1944, was renumbered section 543 by section 611(2) ofPub. L. 100–77and is classified to section 290dd–2 of this title.
2008—Subsec. (b)(7)(C). Pub. L. 110–246, § 4002(b)(1)(E), (2)(U), substituted "supplemental nutrition assistance program benefits" for "food stamps".
2000—Subsec. (i). Pub. L. 106–310added subsec. (i).
1990—Pub. L. 101–645amended section generally, substituting provisions relating to purpose of grants for provisions relating to requirement of submission of application containing certain agreements.
Effective Date of 2008 Amendment
Amendment of this section and repeal of Pub. L. 110–234by Pub. L. 110–246effective May 22, 2008, the date of enactment of Pub. L. 110–234, except as otherwise provided, see section 4 ofPub. L. 110–246, set out as an Effective Date note under section 8701 of Title 7, Agriculture.
Amendment by section 4002(b)(1)(E), (2)(U) ofPub. L. 110–246effective Oct. 1, 2008, see section 4407 ofPub. L. 110–246, set out as a note under section 1161 of Title 2, The Congress.
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
|Description of Change
|Session Year
|Public Law
|Statutes at Large
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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AFTER EFFECTS TEMPLATE: Corporate 3D Presentation
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BEGIN:VCALENDAR VERSION:2.0 PRODID:-//18.104.22.168//NONSGML kigkonsult.se iCalcreator 2.16.1// CALSCALE:GREGORIAN METHOD:PUBLISH X-WR-CALNAME:Kennedy Library Out Loud X-WR-CALDESC:Stories and media from Robert E. Kennedy Library at Cal Poly\, San Luis Obispo X-FROM-URL:http://lib.calpoly.edu/outloud X-WR-TIMEZONE:America/Los_Angeles BEGIN:VTIMEZONE TZID:America/Los_Angeles X-LIC-LOCATION:America/Los_Angeles BEGIN:STANDARD DTSTART:20141102T020000 TZOFFSETFROM:-0700 TZOFFSETTO:-0800 TZNAME:PST END:STANDARD BEGIN:DAYLIGHT DTSTART:20150308T020000 TZOFFSETFROM:-0800 TZOFFSETTO:-0700 TZNAME:PDT END:DAYLIGHT END:VTIMEZONE BEGIN:VEVENT UID:http://lib.calpoly.edu/outloud/?post_type=ai1ec_event&\;p=4161& \;instance_id= DTSTAMP:20140917T013050Z CONTACT:Karen Lauritsen\; 805-756-7549\; firstname.lastname@example.com DESCRIPTION:
Join us to discuss Lewis Call's new book\, BDSM in American Scien ce Fiction and Fantasy\, published by Palgrave Macmillan in 2013. Lewi s Call will be joined by Jane Lehr in conversation.\n
From Amazon: p>\n
This is a history of the decades-lo ng love affair between a powerful alternative sexuality called BDSM (bonda ge/discipline\, dominance/submission\, sadism/masochism) and an innovative narrative genre called science fiction and fantasy (SF&F). The book shows how SF&F provides easy access to the language\, symbols\, rituals and eth ics of BDSM. Science fiction and fantasy offer strikingly positive represe ntations of BDSM\, while the marginal status of SF&F ensures that these re presentations will not normalize BDSM out of existence. These sympathetic yet subversive representations encourage audiences to view BDSM as an ethi cal sexuality\, while simultaneously permitting BDSM to retain its transgr essive identity. This book explores representations of BDSM in the Wonder Woman comics of the 1940s\, in the novels and short stories that Samuel De lany and James Tiptree wrote between the 1960s and 1980s\, and in the tele vision shows of the 1990s and 2000s: Buffy\, Angel\, Battlestar Galactica and Dollhouse.\n
Read the book's introductory chapter.\n
There will be plenty of time for questions! Coffee and light refreshments will be served.\n
About the Author\n
Lewis Call is an associate professor of History at California Polyte chnic State University in San Luis Obispo. He is the author of Postmodern Anarchism and numerous ar ticles about post-anarchism. He has written extensively about alternative narrative genres like science fiction and fantasy\, alternative sexualitie s like BDSM\, and the important intersections between these genres and the se sexualities. He holds the Mr. Pointy Award for Buffy Studies scholarshi p. Read more about Lewis Call and his work. p>\n
About the Special Guest\n
Jane Lehr is an Associa te Professor in the Departments of Ethnic Studies and Women's & Gender Stu dies at California Polytechnic State University in San Luis Obsipo. She is also the Equity & Access Programs Director for the Center for Excellence in Science and Mathematics Education and the Global Engineering/Cultural A dvisor for the International Computer Engineering Experience (ICEX) Progra m. Read more about Jane L. Lehr and her work.\n
Podcasts of Conversations with Cal Poly Authors and other programs are available on Kennedy Library's Soundcloud.\n
DTSTART;TZID=America/Los_Angeles:20131018T100000 DTEND;TZID=America/Los_Angeles:20131018T113000 LOCATION:Robert E. Kennedy Library\, Rm. 111H @ California Polytechnic Stat e University\, 1 Grand Avenue\, San Luis Obispo\, California 93405\, USA SUMMARY:Conversations with Cal Poly Authors: Lewis Call with Jane Lehr URL:http://lib.calpoly.edu/outloud/ai1ec_event/conversations-with-cal-poly- authors-lewis-call-with-jane-lehr/?instance_id= X-COST:Free END:VEVENT END:VCALENDAR


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Polls by interested parties must always be taken with a grain of salt – but they are not always something to dismiss out of hand.
Last month, for example, proponents of the November ballot issue on charter schools unveiled a survey that showed the proposed constitutional amendment supported by a healthy 58 percent of likely voters.
But a more recent poll, backed by an opposing group called Georgians for Education Excellence, says support for the the charter school issue is leaking fast, and that opponents now have the upper hand by 52 percent.
Thirty-four percent say they'll "definitely" vote against it, and another 18 percent say they'll "probably" vote no.
Here's a link to the poll memo, which includes these caveats:
Methodology. The poll of 1,216 likely voters was conducted October 4 and 5, 2012 by IVR/autocall. Recipients were randomly selected and dialed statewide. The data presented is not weighted to allow for personalized weighting.
The survey poll consisted of:
– Women (53%)
– Men (47%)
– Republicans (61% self identified as strong or leaning Republicans)
– Democrats (27% self identified as strong or leaning Democrats)
– "Other" (12% self identified as something other than Republican or Democrat)
– Margin of error +/- 2.81
Georgians for Education Excellence, we're told, is a group whose affiliates include the Georgia Association of Educators.
- By Jim Galloway, Political Insider
For instant updates, follow me on Twitter, or connect with me on Facebook.
October 11th, 2012
5:06 pm
Amending our Constitution should not be the go-to remedy for the failure of our General Assembly, and those in statewide management positions, to do their jobs effectively.
Creating an appointed board that answers to no one — to create schools not accountable to anyone in the communities where they operate — is not an example of good governance. It's an example of a power grab. That outside money is pouring in to support it is cause for alarm. (What DO they expect in return for their support money?)
The people of Georgia have a method in place to improve their local schools: Pay attention, and address your state and local representatives with your concerns. Demand action. Expect excellence. Participate.
Why on EARTH would we want to amend our Constitution to strip us of that right?
October 11th, 2012
5:30 pm
Exactly right GaBlue! Couldn't have said it better myself!
October 11th, 2012
5:44 pm
52% is not enough. This amendment must be beaten beyond recognition. If not, the powers in Atlanta will try something else.
October 11th, 2012
5:44 pm
52% is not enough. This amendment must be beaten beyond recognition. If not, the powers in Atlanta will try something else.
October 11th, 2012
5:44 pm
52% is not enough. This amendment must be beaten beyond recognition. If not, the powers in Atlanta will try something else.
October 11th, 2012
5:44 pm
52% is not enough. This amendment must be beaten beyond recognition. If not, the powers in Atlanta will try something else.
October 11th, 2012
5:44 pm
October 11th, 2012
5:53 pm
Wouldn't the charter schools offer students the ability to change schools if the school they are attending is sub-par? I think this is a great idea and people are missing the bigger picture here. The free market is getting an opportunity to reallocate students based on results! That is HUGE! I know if I had the opportunity to attend a better school, with better test scores, with more students who had gone to college, I certainly would have changed. In fact, I recently posted about the importance of a college degree in my blog, http://www.modernsense.net.
Charter schools offer parents the opportunity to demand excellence and if a school doesn't perform, well fine, then those parents can find a better performing school. Since the money for their operation depends on good performance, then there is incentive to improve. Contrary to popular belief, the exact opposite is true for existing public schools.
October 11th, 2012
6:05 pm
Mr. Flowers,
Charter schools do indeed offer students more opportunities, but that's NOT what this amendment is about. There are currently many charter schools in Georgia. This amendment is about setting a small group of people above being accountable in the communities where they operate. Please look deeper into the matter before deciding how to vote. Thank you.
October 11th, 2012
6:07 pm
One more thing GABlue, you stated, "The people of Georgia have a method in place to improve their local schools: Pay attention, and address your state and local representatives with your concerns. Demand action. Expect excellence. Participate."
I wonder, how long are you willing to wait for change once your child is in a poor performing school? You can contact your representative, you can "Demand action", you can "Expect Excellence" all you want, but that sort of protesting takes months and sometimes years to bear fruitful results. It simply isn't enough to do as you say.
When you reach your wits end and decide it is time to fix the problem yourself, you currently don't have the power. There is nobody who is truly accountable right now. Charter Schools are different, they are a change, and this is why people fear them. Believe me, however, this is putting power back in the hands of parents and decentralizing the planning for our children's education.
October 11th, 2012
6:13 pm
GA Blue, you need to read further. The amendment offers localities the opportunity to decide whether they want to establish charter schools or not. It does not change anyone's authority, and while arguments against funding are rampant, the truth is that if public schools are performing badly, then students can leave those schools for a better choice. So, either the public schools can pick up their game, or they can lose funding and close. The cost will be the same either way, even if in the short run the charter schools are a bit more expensive.
October 11th, 2012
6:20 pm
Mr. Flowers,
I appreciate your frustration, and the frustration so many parents face today. I took my children's education seriously, and put the time and effort into ensuring their best start possible. I was fortunate to be able to purchase a home near good public schools, and to remain there through graduation.
Where we differ, perhaps, is that I believe ALL schools should be excellent, not just schools that require private tuition or special parental action to attend. Every neighborhood school should offer the best possible opportunities to whichever children live nearby, regardless of the socioeconomic status or educational background of the parents. Turning education into a capitalist commodity has resulted in the erosion of the very thing that set this nation apart from many others, and provided the pathway for making "the American Dream" both possible and real for tens of millions of Americans from economically-inferior beginnings.
We are not, and will never again be "number one" if we walk away from quality public education and start parsing it out to the privileged. This amendment is NOT about helping the poor children of this state. Look at the backers, what they do, and whom they serve. I'm sorry, but I'd have to be one gullible sap to believe they care.
October 11th, 2012
6:29 pm
Charters okay. This amendment- not okay. The Corporations for whom this amendment was drafted will have control of education decisions instead of local charter school committees. They will keep any excess money rather than the school getting it. You are better off stopping a stranger at the mall and asking them to educate your child.
Vote no.
October 11th, 2012
6:39 pm
Mr Flowers, When I wanted change I ran for and was elected to my BOE. You CAN make a difference if you want, pass this mess and you lose control to an appointed board that answers to NO ONE other than the ONE who appoints them. It did not work in Florida, won't work here! VOTE NO!
October 11th, 2012
6:42 pm
Georgians are not slaves to the constitution. It is the constitution is slave to us.
We change it, abandon it or retain it to the extent that is meets our needs to support a lawful, just and progressive state. Local control of public education has been failing, is failing and without a decisive remedy will continue to fail to truly educate our young people.
The option to amend the constitution and remove the local government monopoly over public education is a meaningful option which should be given immediate opportunity. I support this initiative; fully.
October 11th, 2012
6:48 pm
The charter school proposed constitutional amendment should be defeated !!!
Constitutional amendments are very, very hard to repeal or overturn.
Educating our children is one of the most important things that we can do.
We must always strive to give the best education possible to the masses of our children.
October 11th, 2012
6:49 pm
The number #1 reason you should vote for this amendment: when you have idiots that vote for morons in a Board of Education election, you get…..The Clayton County School Board.
October 11th, 2012
6:56 pm
There is no cure for ignorance. This ammendment has everything to do with politicians giving the education of our children to outsiders. The only thing this ammendment changes is who decides if a charter school is started. Right now it goes through the local school districts who approve or disapprove. If passed it will allow Govenor (line my pockets) Perdue to over rule these school districts and force a charter school (may be run by an out of state group) on these communities. But we all know government will never misuse these powers. Riiiiiggght.
October 11th, 2012
6:59 pm
Sorry about that should be Govenor Deal. Although they are interchangable.
October 11th, 2012
7:06 pm
Now I'm beginning to wonder….when was the last time anyone in this forum..went to a PTA Meeting? Attended a meeting of their School Board? And here's a hint; you don't have to have children in school to attend either of these meetings.
And yet, people blindly trust their School Boards to insure that the children in their county get a quality education, when the same government body can be manipulated by members with their own political agendas or self-interests..that lead right to CORRUPTION and/or INCOMPETENCE.
There is NOTHING, NOTHING wrong with the privitization of our schools by the Charter Method. I say, we give the private sector a fair chance…you may be pleasantly surprised when test scores go up, diciplinary problems go down…and the children are actually enjoying going to school and learning again.
October 11th, 2012
7:09 pm
You piss off your locals and they'll bite you every time. There's going to be a lot of rub between members of the General Assembly and school boards/teachers/et al after this, win or lose.
October 11th, 2012
7:32 pm
Charter Schools are OK but don't ask for tax dollars to pay for it. I'm definitely voting NO. Just made of my mind when I saw that the board will only answer to the party in power….ABSOLUTELY Hell NO!
October 11th, 2012
7:46 pm
Thank goodness we still have thinking people in this State, This amendment would destroy our Georgia public schools and create another Government program that we don't need. Shame on Governor Deal and his minions in the state legislator for bringing this amendment up for a vote. Me and mine will be Voting NO on this Charter School Amendment.
October 11th, 2012
7:50 pm
We now know why pro-Amendment supporters have pulled out their long knives. Their own private polls probably gave them a heads up to what we are all learning now–their attempt to pull the wool over the eyes of the public is failing. Three cheers for the common sense of Georgia voters. But don't stop the fight now—it ain't over til it's over. And we know now that the powerful interests in support of the Amendment will stop at nothing to intimidate and silence their opponents. Hopefully, the truth will prevail and the proposed Amendment will be defeated…and soundly.
October 11th, 2012
8:06 pm
Looks like dirty DEAL has been busy….
Lottery board member resigns citing pressure from the governor on presidential hire
Looks like casino gambling in Gwenette is a done dirty DEAL!
If you need it more information on the charter school (shady deal pocket lining scam)
Upgrade from the 47% to the 53 %
VOTE NO Charter school scam.
October 11th, 2012
9:10 pm
I am a rabid conservative and I will be voting NO to CA 1.
October 11th, 2012
10:01 pm
Charter schools are fantastic. What's wrong with choice. You have one place to send your kid in the current system, who doesn't wish we had two?
October 12th, 2012
7:01 am
The more information presented on Charter Schools…the worse the option looks. Is doomed.
October 12th, 2012
8:01 am
One can only hope this shameless effort to siphon Taxpayer dollars into private pockets loses by at least a 70% margin.
Only then will our Legislature stop wasting time on such campaign enriching foolishness and concentrate on making best possible use of every penny with which they are entrusted.
October 12th, 2012
8:32 am
@VEXORG….privitizing schools is just like privitizing Social Security, BAD IDEA!!! This is the same argument folks used back in the fifties, Seperate But Equal! NOT!!! The more I read about this amendment I see no upside in the long run. If you want a different education for your children then put them in Wooodward Academy and pay for it!
October 12th, 2012
9:08 am
We already have privatized education, its called Private schools. If you want to go that route send your children there. As for Charter schools they are fine, but should be under local control. Communties know better than the people in Atlanta what they need.
October 12th, 2012
9:21 am
'Charter schools are fantastic. What's wrong with choice. You have one place to send your kid in the current system, who doesn't wish we had two?'
You already have the option of choices…through your elected BOE. If Charter schools are soooooo good, let your elected board decide where, when and how.
October 12th, 2012
9:29 am
[...] Galloway has the polling memo, and notes that according to its analysis, the Charter School Amendment is now opposed by more than [...]
October 12th, 2012
9:48 am
Perhaps people should have considered the quality of the public schools in their area before they moved there?
October 12th, 2012
10:28 am
There is nothing wrong with charter schools as long as their charter, or requested changes from the district-wide approach, is reasonable and effective and as long as it has the support of the taxpayers, parents and the teachers who will be invested there. There is a lot wrong with charter schools, or any other government entity, that are placed in a community against the wishes of the local population and which follow a charter that is not properly evaluated and approved by education professionals but rather reflects the ideological preference of the school's corporate and political sponsors.
THAT is precisely what this amendment will force down our throats. THAT is why 94% of the money supporting the proposal comes from out of state, either from educorrupts who buy off our politicians (particularly Deal and Chip Rogers, ALEC's Johnny-on-the-spot) to get access to the tax money funding public education (such entities include "education management corporations", curriculum peddlars, real estate developers, construction companies, food service companies, IT sellers and every other for-profit supplier that does not want to pinch the profit margin by submitting competitive bids) or from individuals and groups that do not approve of the content of public school curriculum and want it to reflect their own views.
Mr. Flowers, kavu, VEXORG – this amendment offers nothing, not one right or power, to parents who want to create alternate options for their own children. If you want to start a charter, you can do so – ask any of the parent groups that have put in place the 100+ charter schools in this state. This amendment is a grab by the state at the huge glistening pile of tax dollars that the state constitution holds out of the reach of their sticky fingers, all dressed up in misleading language and self-righteous claims of "for the children". If it could stand on its merits, they wouldn't have to bring in outside money to foist it on us or abuse their offices by crafting lies directly on the ballot to trick voters into thinking it is not a usurpation of local power.
This is a terrible proposal, with absolutely nothing in it for anyone except the legislators who want to sell off our public investment in education. It deserves a NO vote, and its sponsors deserve contempt.
October 12th, 2012
11:35 am
[...] Foes Of Charter School Issue Say New Poll Shows 52% Against Atlanta Journal Constitution Blog, GA, October 11, 2012 Polls by interested parties must always be taken with a grain of salt – but they are not always something to dismiss out of hand. [...]
October 12th, 2012
12:04 pm
Watch over your shoulder.
There will probably be an executive order from the governor's office outlawing telling the truth or speaking against this bogus amendment.
October 12th, 2012
12:35 pm
That would be awesome.
Then we could send out the army when he tried to enforce executive order to stop him just like Little Rock.
October 12th, 2012
8:39 pm
Citizens have an additional choice to form a charter school over and beyond applying to their local Board of Education for one, in the event that your local BOE denies your charter school's application. You can apply for a state charter school through the state Board of Education. Thus, the Constitutional Amendment, which would establish an appointed state Commission for Charter Schools, is unnecessary. Vote No to Amendment 1 in NOvember.


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Tuesday, January 29, 2013 - 4:05pm
Leadership is behavior born of a way of thinking. It is an issue of character as much as it is a matter of study. Where "management is a way of doing things right, leadership is doing the right things" (Peter F. Drucker, The Essential Drucker).
Management is a top-down thing.
Managers are tactile, organizing and handling people and their work. They work through spans of control and organizational charts. The best ones facilitate teams who complete tasks and processes.
Leadership is a forward-looking thing.
It is strategic - sees around corners and obstacles. Leaders set goals and motivate others by modeling behavior. They draw the hearts and minds of manager and team members towards a vision. Where managers improve and hone their tools, leaders study others, examine their own skills and delivery systems, and review character and its evidence. One step forward and up is pursuit of a degree as a Master of Business Leadership.
Business leaders know that leadership is a process. They finish things but are not finished. They respect that education is a continuing process and learning remains on-going. They became leaders partly because of their education on the job, in school, college, and training. Their character comes from the home, ethics, and life's experiences.
Managers learn terminology and applications. Some show the potential for leadership inspiring, as well as commanding. How to and what to inspire can be learned, shared, and improved during graduate courses qualifying as a Master of Business Leadership in a program for working adults.
Most managers finish tasks and put them away whereas leaders see ongoing changes and evolving challenges. If they don't have all the answers, they don't know anyone who does. They seem to know what others need to meet their goals or find their dreams. They understand people need a visionary and that sometimes that's them.
Not shy about bringing their skills to classroom or seminar, they thrive on the input of others. They want experienced mentors, not old-school professorship. They like real-world problems, practical experiences, and case-studies as textbooks. They seek to model teamwork, ethics, and leader-as-servant styles.
Managers at their worst are conductors. Impatience makes them difficult and impulsive. If a leader needs fast results, s/he models pacing and pursues innovation to reduce process and cost.
Leaders mobilize managers and teams around goals. Where the manager assigns and measures, leaders identifies and encourages individual talents and team dynamics.
While managers arrange and normalize things after a crisis, leaders empathize and nurture.
Managers brainstorm possible team approaches, but leaders show team members how they can, each in their own way, contribute to the team success.
Pressed on performance, managers will coerce. Coercion alienates and stifles leaders.
Managers are often victims of democracy, letting the team majority rule regardless of the situation. In the same situation, the leader sorts one occasional need from another, and seeks buy-in, not votes.
In an adult-learning environment among other working adults, managers grow in their leadership skills. Each becomes a master in business leadership.


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When the air is buy generic viagra without prescription polluted you can see it, smell it, even feel it. But polluted water isn't so obvious (until rivers start catching fire.) Soo-in Yang and buy levitra in england David Benjamin, creators of the levitra medication River Glow Project, understand that people need these feedbacks. Their solution is a combination of we recommend cialis canadian pharmacy pods containing red and green LEDs and a simple pH sensor. The LEDs light up red if poor water quality is detected and green if it is good.
The project would allow people to see from a distance if the water is good or bad at a cost of less than $1000 per unit.
When things look fine on the surface, it is easy to ignore, but if pollution like this can be visualized, people will certainly pay more attention. I can't help but think of the statue of Vulcan, the Roman god, who presides over my hometown of Birmingham Alabama. For some forty years, his torch turned shone red on days when there were traffic fatalities. Visualization is a powerful tool, and when it can be mixed with public art, all the better.


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School lunch choices are changing. Healthy food choices are appearing in school cafeterias. What are the new school nutrition guidelines and standards, and what do they mean for our children?
Host Keith Shortall was joined by:
Tyler Goodwin, Nutrition Services Director, Wells Ogunquit CSD
Heidi Kessler, School nutrition manager for statewide Let's Go! Nutrition program at Barbara Bush Children's Hospital at Maine Medical Center
and Adam Williams, founder of FoodCycle
Maine Schools healthy lunch program article
Cyclists ride to put veggies on Brunswick school lunch menu article


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VCF Official StatementJuly, 03 2014 Agreement with Nuno Espírito Santo to take over as Valencia CF manager
Valencia Club de Fútbol have reached an agreement to contract Mr. Nuno Espírito Santo as manager, through to June 30th, 2015. The deal includes the possibility of an additional year, based on sporting acheivements. The 40 year-old Portuguese manager will be presented at the Ciudad Deportiva in Paterna at 12pm. After the presentation, VCF president Amadeo Salvo will hold a press conference with journalists to inform about the current situation in the sale process of the club.


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Home » News » Weather » Storm Blog
In Derry, storm is big, but timing is not bad
In Derry, the public works department is closely monitoring the storm predicted for Friday and Saturday.
"Crews will be preparing for the upcoming storm by checking their equipment and taking care of last minute details," said public works director Mike Fowler. "We expect that a full complement of DPW drivers and contracted equipment will be responding to the storm."
Fowler said he hopes that snow will be the major problem associated with the storm, as heavy winds could complicate the town's efforts if roads are blocked or power is out.
"The start of the storm will be critical, as it relates to the Friday (afternoon) commute," said Fowler. "The heavier snow accumulations are predicted to start later Friday evening into early Saturday morning. Our crews will likely be combating this storm most of the day Saturday until the storm dissipates."
He said the good news is that an overnight weekend storm gives crews the chance to clear the roads without dealing with weekday commuters, giving them the opportunity to be ready for Monday's commute and possible school openings.
"We would remind our residents to obey the overnight parking ban, which prohibits vehicles from parking on town roads between midnight and 6 a.m.," said Fowler. "Also, residents and businesses are reminded that it is illegal to deposit their snow in a public right-of-way. These measures will aid in our efforts to expediently clean the streets over the next few days."
During the first major snowfall of the season just after Christmas, there were some issues raised by Councilor Brian Chirichiello about snow removal on local sidewalks.
Town administrator John Anderson noted that crews were using new sidewalk snow removal equipment, but that he would address the issue.
At a town council meeting earlier this week, Chirichiello praised improved town cleanup efforts during more recent storms.
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Marking Jesus' journey on Good Friday
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Blood Shortage Apocalypse
About the Author: Michael S. Williams
Michael S. Williams wants to make a change right after his college graduation. That's why; up until this moment, he donates his blood three times a year. Donating blood is his own little way of showing the world that he cares. He wants his family, friends and relatives to realize that helping others is still possible even without much money. Michael is also a big fan of Novak Djokovic and Rafael Nadal, that's why when he's not busy working or volunteering, he's playing tennis with his younger brother or his best friend. He also wants to watch documentary films with his wife.


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November 27, 2012 - Tablets and cameras are forecast to be the next major markets for location-based services, according to a study from ABI Research released this month.
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The Student Bar Association (SBA) at the Pepperdine University School of Law is the governing body of the students. The SBA endeavors to represent the entirety of the Law School community in furthering legal education, promoting fellowship and goodwill among students, faculty and the administration, and advocating the concerns of Pepperdine Law students.
Jessica Covington - President
Megan Nagasawa - Vice President
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Andrew Skinner - Treasurer
The mission of the Student Bar Association is to foster a cooperative, professional, and diverse educational environment at our law school. In pursuit of this mission, the SBA will:


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Mount St. Mary's Neighborhood Health Center receives donationby jmaloni
Press release
Wed, Jan 9th 2013 12:15 pm
Mount St. Mary's Neighborhood Health Center recently accepted a donation of $2,000 from BMP America Inc. of Medina. The funds will be used to assist those in need who visit the health center at 3101 Ninth St., in Niagara Falls. BMP President Peter Milicia visited the center to make the donation.
In the photo, from left, are health center Director Patricia Villani; Milicia; Mount St. Mary's President and CEO Judith Maness; Sr. Nora Sweeney, DC, social worker; and Sr. Grace Marie Dunn, DC, vice president of Mission Integration.
Categories: ~ Home feature ~ NFP ~ Sentinel ~


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Mobile Application Architecture with HTML5 and Javascript
David Pitt presents a guide to combining specific frameworks and structures for the basic functionality of HTML5-based mobile applications. He discusses the development considerations mobile devices require, difficulties necessary to overcome with HTML5 development, and a detailed example implementation of an HTML5-based mobile application with MVC architecture.
Ember.js: Rich Web Applications Done Right
This article walks you through building an application with Ember.js, showing the MVC system, data binding, as well as how to build GUI and Touch support.
Interview and Book Review: Pro HTML5 and CSS3 Design Patterns
"Pro HTML5 and CSS3 Design Patterns" catalogs many common patterns in modern HTML5 applications. InfoQ talked to one author, Dionysios Synodinos, about the book and working with HTML5.
The Essence of Google Dart: Building Applications, Snapshots, Isolates
Google has previewed Dart, a new language with a VM but also a JS compiler. InfoQ looks beyond the grammar at Dart's contributions for building apps: Snapshots, Isolates, Modularity. 2
Node.js in Action: Interview and Book Excerpt
Node.js in Action by Mike Cantelon and TJ Holowaychuk, is a book that tries to introduce the platform to web developers coming to Node from established technologies such as Ruby on Rails and PHP. 1
Multi-Process Node.js: Motivations, Challenges and Solutions
Node.js doesn't directly expose facilities for multiple-core concurrency. InfoQ has conducted a virtual panel with the creators of Node.js projects that deal with this issue. 1
Virtual Panel: State of the Art in JavaScript Unit Testing
Unit testing is a common practice for delivering maintainable code. InfoQ had a Q&A with the creators of some of the leading JavaScript unit testing frameworks about their projects. 2
Challenges and Opportunities in Mobile Application Development and Mobile DSLs
Mobile Solutions are different from their Web and Desktop counterparts. Which Mobile Technologies, Development Tools and Processes should you use to deliver Rich Cross Platforms Mobile Solutions? 5
Concrete: Rich, Customizable DSL Editors for the Browser
Text-based DSLs are useful, an custom editor for the DSL is even better. Concrete allows to build customized editors for JSON-based DSLs/Models. InfoQ talked to Concrete's creator Martin Thiede.
Virtual Panel: How to Survive Asynchronous Programming in JavaScript
Using callback-passing for asynchronous actions does not compose well and creates complex flows of passing callbacks around. The JavaScript community has produced several libraries to cope with this. 8
Book Excerpt and Interview: ExtJS in Action
Virtual Panel: The State of the Art in Mobile Web Application Development
To assess the state of the art in mobile web application development, InfoQ has conducted a virtual panel with the creators of some of the most popular toolkits and frameworks that target this field.


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You have to excuse us for doing a little double-take on Audi 's new Frankfurt-bound Urban Spyder Concept. We actually thought that this was the same concept as the Urban E-Tron Concept that we introduced a few days ago. As it turns out, they're two completely different models. Who knew, right?
The overall look of the car is completely similar to that of the Urban E-Tron Concept, including stand-out features like the free-standing 21" wheels and the surrounding plates that incorporate those strips of LED lights. However, where the E-Tron has a sliding roof and doors, the Spyder Concept doesn't have a roof at all and instead features a low, continuous window area with its doors opening upwards diagonally.
As for the interior, well, we don't see anything different either. Both models carry a 1+1 seating configuration with each of the seats being made from carbon fiber-reinforced polymer (CFRP) to provide supreme sturdiness in a lightweight set-up.
Finally, the Urban Spyder Concept also runs on two E-Tron electric motors that provides the power for the car and combined with a lithium-ion battery pack that supplies the energy.
That's about as much as we've been told for now. But rest assured, we'll share more details as soon as they become available.


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Summer 2011. 4:40 PM. Sheryl Sandberg's open office at Facebook, just inches away from Mark Zuckerberg. Zuck is sitting on a blue yoga ball, staring into his MacBook Air with a furrowed brow.
Sheryl's translucent glass door is closed, and there are several men in suits and women, around her desk. They also all sit on blue yoga balls. Sheryl sits in an Aeron chair. Her nails are perfectly manicured and she wears patent leather heels.


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Company profile
SNC Lavalin
SNC-Lavalin Australia Pty Ltd
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#aj holmes #StarKid #graduation #heebie jeebies
22. Asian. Psychology graduate. Fangirl. Anglomanic. Dreamer.
My awkwardness, weirdness and fandom foxiness makes me awesome and beautiful!
And I really do hope that I've already caught enough of your attention that you're currently hovering the cursor on the 'about' link below.
See you around! *wink


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Services have been scheduled for a western Iowa soldier who was killed in Afghanistan.
The pentagon says 19-year-old Private First Class Brandon Buttry died Nov. 5 while serving in Kandahar Province.
The visitation for the Shenandoah native will be Wednesday night at First Baptist Church in Shenandoah. The visitation runs from 6- 8 p.m.
The funeral is set for Thursday at 11 a.m.


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February 01, 2013
|Melissa Fussell '13 debates the topic of outsourcing jobs to China against fellow Rollins student Chang Zhao and Liu Dongchen of Beijing Foreign Studies University. Photo by Scott Cook
The competition was fierce at The Great Debate on Tuesday night in Tiedtke Concert Hall, when the Rollins Varsity Debate Team faced off against debaters from Beijing Foreign Studies University, the top debate team in China. But while the audience saw both teams work tirelessly to produce strong arguments in an effort to triumph over the other, what they may not have seen was the underlying spirit of generosity that has inexplicably bonded the two teams.
"Above all, this has been an opportunity to learn from each other," Melissa Fussell '13 said.
Fussell traveled with fellow debate team member Rebecca Wilson '15 last summer on a two-week exhibition tour designed to showcase collegiate debating at Chinese universities. "Americans tend to be more aggressive in their debate style, while the Chinese are much more reserved and polite. There is strategic advantage to that; it forces you to slow down and have a more open mind, and I think it creates a deeper debate."
Liu Dongchen of Beijing Foreign Studies University has also benefited from this opportunity to study his opponents from the West. "Melissa is extremely good; she's a very logical, effective, powerful speaker, with strong arguments," said Dongchen, who first met Fussell when she visited Beijing. Tuesday night was his first chance to debate against her. "I've learned to form better arguments. Every debate helps me to understand something we didn't know before."
On this night, the teams spent ninety minutes debating the topic of outsourcing jobs to China. The Rollins team, made up of Fussell and Chassidy Cook '13, argued against outsourcing, with statements dripping with patriotism and a core belief in the social contract that obligates American corporations to keep jobs within the United States. "We're tired of being mugged in the socioeconomic back alleys of our political arena," said Cook to thunderous applause. "American companies have an ethical obligation to give back to the community that invested in them."
The Chinese team was made up of Dongchen and Chang Zhao. While Zhao is a member of the Rollins debate team, she originally hails from Fudan University, Shanghai. The pair offered up an argument that focused on the invisible hand of capitalism and the mutual benefits of reaping profits from outsourcing jobs to China. "People choose to outsource because if the company doesn't cut costs, it will make less profit," Dongchen argued. "Saying no to outsourcing is like saying no to capitalism." To Dongchen's delight, the audience responded with an equal mix of "shame" and "hear hear."
In the end, the Rollins team was decided the winner by a panel of judges made up of Rollins faculty and administrators. But you won't find Fussell gloating. "The purpose of the debate is always education and discourse," she said. "Winning is important, but never at the expense of providing education."
To that end, the Beijing and Rollins team are slated to participate in a series of exhibition debates throughout Central Florida during this week, and they will face off four more times before the Beijing team travels back to China this weekend. They'll also continue their mutually beneficial relationship with future plans to once again return to China as well as host the Beijing team at Rollins.
But not Fussell.
Tuesday's debate in Tiedtke Concert Hall was the last on-campus debate of her collegiate debating career. As team captain and the leader of the #2 debate team in the country, she was honored with an award from Dr. Smaw as well as an announcement that she's currently considering an offer of admission to Yale University School of Law as well as a handful of other prestigious offers from excellent institutions.


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When I saw Anna's Seahorse yesterday I thought "damn I'm thinking to realistic sometimes" because she posted an awesome cartoony seahorse and mine was kind of boring. That's why I wanted to try and draw some cartoony or abstract animals. For last evening I chose the fox. I didn't go far enough into abstraction, because I was too unsure again about it, but some of them I like.
I also used a different brush for this kind of sketching, which I never use for my illustrations because I feel like it's too smudgy.


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A Crest Hill resident, who won a $5.7 million jackpot prize in the Lotto drawing on August 15, plans to share the money with his family.
Xuan Ngo Thu has been an occasional Lotto player, buying a $1 or $2 Quick Pick ticket every time he stops at a gas station to fill up his car. Thu never expected that his routine would pay off in such a big way, matching all six winning numbers – 11,15,29,41,42,43 – exactly.
Thu and his wife plan to share the winnings with their son and daughter, and donate to charity. They may also travel to their native country of Vietnam. "I've always wanted to take my family to Vietnam and now we can all go." When asked if he had advice for other Lottery players, the lucky Lotto winner simply said, "I wish the best of luck to every player."
The winning ticket was purchased at Speedway, 1621 West Jefferson Street in Joliet. The retailer will receive a $57,000 bonus, equal to 1 percent of the prize amount, for selling the winning ticket. Thu chose to take his prize as a one-time cash option equal to $3,906,785. He will receive $2,734,749 after required state and federal withholding.
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text: Hugh T. Farley, Republican - Conservative - Independence, was born in Watertown, New York. He grew up in Indian Lake in Hamilton County and graduated from high school in Watertown. Senator Farley received his Juris Doctor degree from the American University School of Law in Washington, D.C. He also holds a Bachelor of Science with honors from the University at Albany, and is a graduate of Mohawk Valley Community College, which honored him with its Alumni Merit Award. Senator Farley served in the U.S. Army in Germany. He taught high school in Syracuse and in Maryland. In 1965, Dr. Farley was appointed to the faculty of the School of Business of the University at Albany where he advanced to Full Professor and Law Area Coordinator. In 2000, he was named Professor Emeritus of Business Law. He has been nominated several times for the Outstanding Teacher Award at that institution. In 1983, Dr. Farley received the University Distinguished Service Medal in recognition of his service to the University and to public higher education. Senator Farley is Past President of the Northeastern Business Law Association, and has been a leader on many significant councils at the University at Albany, including the University Senate. Among his professional memberships are the Schenectady County Bar Association, the New York State Bar Association, the Maryland State Bar Association and the Bar of the Supreme Court of the United States. He is the author of Continuing Education texts in Business Law. First elected to public office in 1970, Senator Farley served as a Councilmember and, later, Town Council Majority Leader, in the Town of Niskayuna. In his first run for State office, he soundly defeated an incumbent in the race for State Senate in 1976, and has been subsequently reelected every two years with overwhelming margins.Named in 1979 as the first Chair of the Senate Aging Committee, Senator Farley authored many significant laws benefiting senior citizens, including the nation's first hospice law, the law creating a program of respite care for the elderly, the prohibition of mandatory retirement policies, and repeal of the State income tax on the first $20,000 of pensions and annuities. He was the Senate sponsor of the Community Services for the Elderly Law, which has been a model for other states. Senator Farley's concern for the elderly and other vulnerable citizens has continued. In 1997, he was named Catholic Legislator of the Year, recognizing his contributions in human services. Senator Farley led efforts which, in 2002, established a Volunteer Physicians Project in Schenectady, offering free basic medical care to uninsured citizens.In January 1985, Senator Farley was appointed Chair of the Senate Committee on Environmental Conservation. In his first year, he was successful in revitalizing the State Superfund Program. He subsequently sponsored the 1986 Environmental Quality Bond Act, which provided $1.45 billion for hazardous waste site cleanup, land acquisition, historic preservation, and urban cultural parks. Senator Farley's environmental accomplishments include major laws to provide strong criminal penalties for the illegal release of hazardous substances, to regulate the bulk storage of hazardous substances, and to strengthen and enhance the State's water pollution control program. As Chair, he led the Committee in issues concerning solid and infectious waste, groundwater, and the protection of rivers and lakes. He consistently promoted the wise management of the State's natural, wildlife, and marine resources, and was named Legislator of the Year in 1986 by the New York State Conservation Council. In 1989, Senator Farley became the Chair of the Senate Banks Committee. He quickly established a national reputation supporting the innovations and responsiveness of the dual banking system. He also gained national media attention for his efforts to attack the financing of the criminal drug trade by addressing the problem of money laundering. In Albany, he initiated several landmark banking laws, including the 1997 "wild card" law, which helps maintain the viability of the state banking system by ensuring that the state charter is competitive with the federal bank charter. Hailed as crucial to maintaining the strength of the dual banking system in an era of rapid change and innovation, Senator Farley's law was continued and expanded in subsequent years. Senator Farley also developed significant laws which protect homeowners against problems with mortgage escrow accounts, and which require banks to implement safety measures for automated teller machines. Senator Farley joined with advocates for the elderly in developing laws to protect senior citizens from "predatory lending" and from "deed theft." In 2008, he sponsored the law which strengthened the regulation of subprime mortgages, encouraged lenders and borrowers to work together to prevent foreclosures, and cracked down on fraudulent mortgage practices. He has also sponsored laws to strengthen the regulation of budget planners, investment advisers, mortgage bankers and brokers, and commercial check cashers. As Chair of the Senate Subcommittee on Libraries, Senator Farley sponsored virtually every piece of major library legislation from 1978 through 2008. He was a member of the Governor's Commission on Libraries and an elected delegate to the White House Conferences on Libraries in 1979 and 1991. During his stewardship, State aid to libraries increased and new forms of library services, including school library systems and hospital library programs, were established. In 1995, Senator Farley was appointed to be the Majority Whip. Senator Farley has been instrumental in leading a number of legislative reforms, particularly the use of conference committees. He was a member of the first conference committee organized in the New York legislature in 1995, resulting in the adoption of the 65 miles-per-hour speed limit on interstate highways in the State. He also served on the first-ever budget conference committees which, in 1997, opened the budget process to greater public input and discussion. In recent years, he has been Senate Chair of the General Government / Local Assistance budget conference committee. In 2011, he was appointed to the Conference leadership position of Chair of the Senate Majority Program Development Committee. Senator Farley has also developed a reputation as a staunch defender of personal privacy rights. In response to concerns raised by his college students, he sponsored a 2000 law which prohibits schools and colleges from using Social Security numbers as student identification numbers. He was a member of the Senate Majority Task Force on Privacy Invasion, which proposed several other legislative protections. Another of Senator Farley's concerns is the effective and efficient delivery of government services, providing taxpayers with the greatest value for their tax dollar. In 2005, he developed an omnibus law eliminating redundancy and reducing costs in the production of government documents. In 2006, he passed another law enhancing the ability of citizens to use electronic mail when submitting formal comments on proposed rules and regulations.As a former local government official, Senator Farley has been particularly sensitive to local needs, especially the plight of small cities. He developed and sponsored the Schenectady Metroplex law, acclaimed as model legislation offering declining industrial cities new life through a unique mix of public and private cooperation. Through his efforts, downtown Schenectady has experienced a rebirth, and is now headquarters to four State agencies -- the Division of the Lottery, the Racing and Wagering Board, the Commission on Quality of Care and Advocacy for Persons with Disabilities, and the Department of Transportation (Region 1) -- as well as the home office of MVP Health Plan and The Senator Hugh T. Farley Zone Five Regional Law Enforcement Academy. He was named a "Patroon," the City of Schenectady's highest award for public service and civic contributions, in 1998. Senator Farley gained a national reputation through his position as Chairman of the Senate Select Committee on Interstate Cooperation and his representation of New York State in a number of national organizations, including the National Conference of State Legislatures (NCSL) and the Council of State Governments (CSG). In prior years, he served as Chairman of CSG, Chairman of the CSG Eastern Region, President of the National Republican Legislators Association, and Vice Chairman of the State-Federal Assembly of the NCSL. He was named 1989 Legislator of the Year by the National Republican Legislators Association.The Senator is married to the former Sharon Rose of Syracuse, New York. They have three children: Susan, Robert (who serves as Minority Leader of the Schenectady County Legislature), and Margaret. Senator Farley holds a leadership position in the State Senate and is Chairman of Majority Program Development. He also serves as Vice-Chair of the Senate Committee on Banks and is also a member of the following Committees: Aging; Education; Ethics; Health; Finance; Rules; and Social Services.


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canon BCI-6 color ink cartridges
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We love the quality of the prints that we get with this printer and ink. We are so happy that staples has continued tocarry these cartridges as we have difficulty finding them elsewhere.
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My Canon. printer deserves the best ink it can get to keep on printing. I've had it since 2010, when I got it to go with my beautiful 27 inch iMac. Prior to buying a smart iPhone I must have printed out hundreds of perfect color photo prints. And they we're always color perfect. I no longer print so many photos, but nevertheless feel the need to keep on using only the best and appropriate ink. Now that I can buy it in a Combo 4/Pack, I'm able to save money for ink, and receive a package of photo paper for when I need it.. What a deal!
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Keep your face and eyes protected from the hot desert sun with this military style boonie hat! The desert hat features a wide brim, made of cotton/polyester fabric blend, and has screened side holes for extra ventilation in the heat. This military style hat has loops woven around the brim for leaves and branches to disguise yourself from enemies. This boonie hat has an adjustable chin strap, so you don't have to worry about it falling off of you when you're moving at a fast pace.
Harry's Army Surplus: Serving Dearborn and Metropolitan Detroit with army navy surplus, uniform gear, boots, army surplus and work clothing since 1950.


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Complete solutions to start or grow your business with less than 20 employees.
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Lillian August: Eclectic Style on the East & West Coasts
High Point Market Spring 2011
At High Point, we had the pleasure of talking with Skye Kirby Westcott, the energetic VP of Stores & Marketing at Lillian August. She's been busy this past year, opening a new store in New York, publishing the brand's annual magazine, and keeping up with the retail, trade, and interior design arms of the Connecticut-based company.
A little bit of background on the company: Lillian August is a textile and pattern designer who launched her career in New York City in the mid-80s. In 1987, her two sons — Dan and John Weiss — helped her open her first brick and mortar store in Westport, Connecticut.
The store still stands today, and it's grown into five locations across the country: three in Connecticut, one in Manhattan (opened December 2010), and one showroom within HD Buttercup in Los Angeles. Lillian still oversees product development and creative direction, while Dan and John manage operations.
Lillian August is a full-service company, providing everything from one-to-one retail sales to whole-home interior design. They have a core group of full-time designers on staff, as well as a network of trade and design professionals across the US.
The aesthetic is wide-ranging and reflective of their diverse clients. While the High Point showroom has a very traditional look, their New York store is full of industrial and vintage finds, and their furniture collections range from farmhouse style to modern classics.
MORE INFORMATION: LillianAugust.com
Located in North Carolina and held twice each year in April and October, High Point Market is "the largest furnishings industry trade show in the world." The market includes 180 buildings, 10 million square feet of showspace, and over 2,000 exhibitors who exhibit to designers, buyers, press, and industry representatives.
Photos: Sarah Coffey, Lillian August
5 Comments
From what I saw, I know why Lillian August has expanded across the U.S. Kudos to you and your family Lillian, your style is stunning, your choice of fabrics is so diverse, yet complementary. Well done. If only the people we dealt with had such a great eye, it would save us a lot of time in conception and fabric choice. Not to mention make us look great.
We offer upholstery in south orange county and would love the opportunity to work on one of your pieces.
One word: SEXY.
Love to see black done so well! My husband would love it! The room still looks so large, but the black gives it so much intimacy!
I do love the eclecticism that is exude in all of these rooms.
Rashon aka Mr. Goodwill Hunting
I agree with Tavy. Lillian August style is classy and timeless. Love it!


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Food inflation leaner in new research series
June 28, 1999
Throughout 1978-98, annual growth in food and beverage prices was lower in the new CPI research series than in the official Consumer Price Index. Reductions ranged from 0.1 percentage point in 1997 up to 0.7 percentage point in 1990. On average, about half a percentage point a year was sliced off of food inflation.
[Chart data—TXT]
The food CPI climbed at a double-digit pace between 1978 and 1980—the research series brought the growth in food prices to under 10 percent in two of those three years. Since 1990, the official rate of food inflation was no higher than 2.7 percent in every year except 1996. In the research series in 1991-98, the annual change in food prices was less than or equal to 2.1 percent each year other than 1996.
CPI data are produced by the BLS Consumer Price Index program. BLS has made numerous improvements to the CPI over the years, which have increased the accuracy of the index; however, the official historical price indexes are not adjusted to reflect the improvements. More information on the CPI research series can be found in "CPI research series using current methods, 1978-98," by Kenneth J. Stewart and Stephen B. Reed, Monthly Labor Review preprint, June 1999. It is important to note that the CPI research series has certain limitations and that it is subject to revision. Annual percent changes are December-to-December changes.
Bureau of Labor Statistics, U.S. Department of Labor, The Editor's Desk, Food inflation leaner in new research series on the Internet at http://www.bls.gov/opub/ted/1999/jun/wk5/art01.htm (visited September 22, 2014).
Spotlight on Statistics: Productivity
This edition of Spotlight on Statistics examines labor productivity trends from 2000 through 2010 for selected industries and sectors within the nonfarm business sector of the U.S. economy. Read more »


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Are you stocking more inventory today than 18 months ago?
We actually don't know who his investors are. At the point when we are ready, we will investigate further. There are just so many things to handle and there are a lot of items to be considered with the project."
-- Charles C. Mitchell, Barstow city manager


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Treat Your Employees or Coworkers - Candy, gums, and mints are a great way to show your appreciation to everyone around you, and they're also ideal as a treat. Choose from kosher varieties or from everyday items. You can even find vegan versions that contain no animal products along with sugar-free ones that are ideal for diabetics.
Announce a Celebration
Everyone likes a throwback to their youth, and candy, gums, and mints certainly provide that. A celebration of a great job or a major contract doesn't have to involve wine or beer; simply get a large bowl of candy and encourage everyone to take a load. For maximum fun, you could even get a pi?ata and stuff it with a huge variety of items.
Keep Clients Happy
Nobody likes waiting much, but waits are so much more bearable when there's something to snack on. Tasty treats, especially when individually wrapped, are ideal for this, and they seem to make time go faster. Even the highest-level executive or major investor will be mollified slightly if made to wait due to an overrun when able to indulge in these small but effective treats. Put them in a large bowl in your waiting area, but make sure there's a trash can around for the wrappers.
Treat Little Ones
Nothing says ""you've been great"" to kids like a small treat. Store them in your cupboard for special occasions when someone's done something seriously fantastic. Many of these are ideal for day cares and education institutions, and pediatricians and dentists can calm down even the most fractious child with a well-timed sucker or candy.
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