text:
Monday Holly Drive will be closed from Moultrie Road to Tarasavage Lane.
The road needs to be closed for a widening project that's expected to take about four months. Holly Drive will remain open from U.S. 19 (Liberty Bypass) to Tarasavage Lane.
Local traffic will have access to their homes.
Officials say that Holly drive has been impeded by high water three times in the last year.
They say the box culverts they plan to install should help with future flooding issues.
Drivers are advised to use caution, reduce speed, and follow detour signs.
Copyright 2014 WALB. All rights reserved.
PO Box 8086
Savannah, GA 31412
FCC Public File
EEO Public File
Closed Captioning


text:
WALWORTH COUNTY, WI (WTAQ) - Authorities in southeast Wisconsin are investigating the death of a suspect by Walworth County sheriff's deputies.
Sheriff David Graves said his officers were involved with what he called an "on-duty incident" around 2:45 a.m. Thursday, which resulted in a suspect being shot and killed.
The location and the names of those involved have not been released.
State Justice officials are reviewing the incident.
Graves said no deputies were injured, and no other suspects are being sought.
It's the third officer-involved shooting in Walworth County in the past year.

subset: commoncrawl


text: Paris Couture I Framed Art Print Item #: 124134 $29.99 Ship to Home Bring a touch of fashionista sensibility to your wall décor with this Paris Couture I Framed Art Print. You'll love the classic black and white colors on this elegant print. Framed print measures 16.5L x 1W x 40.5H in. overall Print encased in glass Espresso finish on decorative frame Still life subject Features hues of black and white Artist: Adams Comes ready for wall mount; no hanging hardware required This item is no longer available for purchase.


text:
Here comes Santa Claus...
Meg Olson
Except for one excursion to a Point Roberts gallery, Im doing all my Christmas shopping in Blaine - thats right, all of it.
First of all, I really want to win a hundred bucks and with the Shop Blaine First program, I just might.
The second bonus is a completely stress-free shopping experience. I have not once been viciously elbowed by a competing shopper angling for the same pair of on-sale gloves. There have been no terrifying drives home from far-off malls in dark and sleet and wind. I havent waited in a single line, unless you count the one at the border on my way to work. Instead Ive strolled along Peace Portal Drive and watched the singing public works crew put up lights, stopped for a chat and a coffee. I bought Sunday dinner and stocking stuffers without moving the car.
Finally, everyone on my list is getting something unique - the creations of local artists or craftspeople, a donation to a local charity, the work of a local professional or a bargain at a local retailer sniffed out at a trade show. Im giving my friends and family a piece of myself, of my home. I cant think of a better way to celebrate the holidays.
of a kind
A gift of art lasts a lifetime, said Richard Kukan at the Blaine Art Center on Peace Portal Drive. Its special, personal. Whatcom County is home to a dizzying variety of visual artists and Blaine is home to studios and galleries that feature their work.
Blaine Art Center and the Blaine Open Studio both offer combine a gallery with space for artists to work. A portraitist is working out of the Art Center three days a week, who will immortalize you in oils so a loved one can always see you smile.
Art isnt only what you expect in a museum the creations of local crafters are just as unique, and combine practicality with beauty.
him or her
Winter means chapped skin and work means sore tired muscles. Banish the frown from your beloveds brow with a little TLC. Resort Semiahmoo offers gift certificates for a full line of spa services, New Edge and Bayside Beauty in downtown Blaine offer everything from tans to manicures and massage therapists at Birch Bay Healing Arts or Blaine Chiropractic will work out the kinks for a relaxed holiday.
of Christmas
Every family has at least one Christmas addict, dont they? The ones who take up half the garage with boxes out of which, the minute Thanksgiving is over, erupt with years of carefully collected seasonal treasures?
Blaine and Birch Bay are home to a cluster of stores that glow with seasonal spirit. Some, like Bid Thyme Return on Birch Bay-Lynden Road specialize in the holidays and others, like the C-Shop, specially tailor their products for the holidays.
Ironstone china (the kind Martha Stewart likes), a dutch oven your grandmother would use, a metal wind-up bird and lace curtains. Theyre all in Blaine, or they were before I bought them. Blaine is home to antique stores and second-hand stores that have treasures on their shelves if you take the time to look for them. You snooze, you lose.
Downtown, a store identified only as Antiques on the corner of 3rd and H streets has an intriguing collection of Asian items and Ashleys Attic on Peace Portal has a history of cookware lining its shelves. Less tidy but no less bountiful are the pair of second hand stores at Peace Portal Way and Hughes Avenue.
Whether youre after the crowning glory to a stocking, inexpensive gifts for all your co-workers, or youre just broke, theres no shortage of local options. A special holiday treat from Cost Cutter, sparkly eye-shadow from Rite Aid, a nifty toolbox addition from Coast to Coast... it seems every business in town can offer something under ten dollars...
of giving
Sometimes the best gift you can give is a good feeling. Think of making a donation to a local charity or program in someones name.
The Blaine Food Bank is always under pressure this time of year to make sure all members of our community are assured a celebration. Pack up a hamper and take its picture as you bring it to the food bank to donate, then slip it into a generous souls card for Christmas.
The Peace Arch Ministerial Association and the city of Blaine are looking for donations for their Warm House fund, which helps local families with a utility bill they cant pay because of hard times.
Consider boosting the chamber of commerce goal of a Peace Portal Drive lined with Old Glory by purchasing a complete flag and pole in someones name through Pam Christianson at the Pacific Building Center.


text:
Most people who have a near death experience probably say they're just happy to be alive, but one gas station clerk says he is angry that the thief got away, and if he ever comes back, he says he'll be ready."He was running to me. He was pointing a gun at me, telling me give me all your money," said the clerk.The video is jaw-dropping. A man with a surgical mask and an empty bag walks into the BP gas station on Pontiac Trail in Commerce Township and goes right for the clerk while he is counting money on the counter. The thief point a gun right in the clerk's face, then a sudden act of bravery."Handing him the money, then he was too close to me that I tried to take the gun from him. I grabbed the gun. I was going to punch him, but, unfortunately, I missed him, and I ended up on the floor," the clerk explained.The clerk tried to punch the gunman in the face, a dangerous move, but he says he would do it again."I believe in destiny. I believe no one dies before his time, so if I was meant to die, I would've been dead," he said. "More upset that I got defeated by him. I wish I would've got his gun, got him down, but unfortunately the opposite happened, and hopefully next time I'll will be more careful. I'll lock the doors."The thief got away with $1,000 in cash and the clerk's cell phone."I hope he goes to hell. That's all I can say," said the clerk.
KSAZ-TV & KUTP511 W. Adams St.Phoenix, AZ 85003Phone: (602) 257-1234Fax: (602) 262-0177


text:
Robin Roberts returned home to the Gulf Coast today for the first time since her bone marrow transplant last September.
The "GMA" anchor was greeted upon her arrival by students from her alma mater, Southeastern Louisiana University, where she played basketball. Members of the "Swabbin' 4 Robin" bone marrow donor program, students in the pep band and the school mascot gave Roberts an all-star welcome.
"Love my alma mater," Roberts tweeted today. "There's no place like home."
Roberts made the trip back to her home state of Louisiana with co-anchors Josh Elliott and Sam Champion, who went down to New Orleans to host "Good Morning America's Super Tailgate Party" on Friday live from New Orleans.
"Happy to be back home! @SamChampion & @JoshElliottABC are taking great care of me, they sent me to hotel to rest. Bromance time for my boys!" she tweeted today.
Roberts will be with family and friends for a Super Bowl party on Sunday, hosted by her sister Sally-Ann, who was a perfect match and served as her bone marrow donor.
Roberts' homecoming is the latest in her recovery. Last week she had a behind-the-scenes test run at the "GMA" studio in Times Square, the first in a series of "dry runs" that her doctors have approved in her road to return to the "GMA" anchor chair.
Click here for more from ABC News.


text:
SPOKANE, Wash—New court documents suggested that days before being murdered, Douglas Carlile received threats from a former business partner with a lengthy criminal history.
Carlile was murdered inside his home on the South Hill in December.
Police called a Carlile business partner, James Henrikson, three hours after the murder. Henrikson's criminal history included theft, fraud and accusations of violent rape according to documents.
Records indicate Henrikson convinced Carlile to invest in two businesses in the oil fields of North Dakota.
One of the businesses was a trucking company, Bridgewater Energy. The second specialized in oilfield development, Kingdom Dynamics Enterprises.
Carlile's wife told investigators that Bridgewater Energy had financial struggles when several investors backed out of a multi-million dollar project. She said that her husband signed the trucking company over to two other men in October 2013. Carlile previously tried to sign the company over to Henrikson according to court records.
Documents stated that Henrikson assisted Carlile and two other men in acquiring an oil lease in North Dakota for $2 million. Kingdom Dynamics Enterprises was created to develop the oil lease. Henrikson was set to receive $1.2 million when the oil field started making a profit according to the victim's widow. She added that Kingdom Dynamics Enterprises owed $400,000 and was looking for someone to buy out Henrikson. Carlile's wife said Henrikson was upset about the prospect of being bought out.
Henrikson demanded $400,000 from Carlile's son in early September 2013 according to detectives. Skyler Carlile told authorities that Henrikson said "something bad could happen to me and my family," if he did not receive the money. Henrikson also threatened to sue him and his family according to Skyler Carlile's interview with authorities. Skyler Carlile told authorities that he believed Henrikson had the ability to harm him.
Skylar Carlile also told authorities his father said, "If I disappear or wake up with bullets in my back, promise you'll let everyone know, James Henrikson did it."
Police arrested a suspect, Tim Suckow, for the murder Monday. According to court documents, Henrickson's phone number was listed in Suckow's cell phone contacts.
Detectives stated in court records that they had received a tip about Henrikson from an acquaintance. The man told authorities that he overheard Henrikson telling a business associate named Elton Hynson, "this job would pay the same as the last job." The acquaintance believed the last job was a reference to a man named Casey Clark according to court documents.
Clark was Henrikson's former operations manager who had vanished in February 2012.
The acquaintance described Hynson as Henrikson's muscle in North Dakota. He claimed that Henrikson used Hynson to intimidate and beat up people that were causing Henrikson problems. Police listed Henrikson in the court documents as a suspect in Clark's disappearance. No one was arrested in that case.
Henrikson was not a suspect or person of interest according to police.


text:
Narrow your search
It can't compete with the One M8's premium metal skin, but the HTC Butterfly 2's powerful camera and processor make it one of the company's best flagship phones.
Pricing not available
If a faster processor and bigger battery trump a sexy metal design, then choose the HTC Butterfly S, otherwise skip it for the HTC One.
Pricing not available
The Vestalife Butterfly is an appropriate choice for iPod-toting tweens of the girlie persuasion, but anyone with an ear for sound should steer clear.
HTC's latest smartphone melds its dual-camera system with a high-resolution 13-megapixel shooter. We went hands-on at its launch in Japan.
The sequel to last year's Butterfly S, the J Butterfly comes packing water-resistant features as well as dual cameras similar to the HTC One M8.
The cool-yet-creepy mechanical bugs have been built to promote recycling, and are constructed from bits of old phones, including iPhones and HTC mobiles.
Simultaneously creepy and kind of cool, these mechanical bugs were built to promote tech recycling.
What happens when an insect undergoes metamorphosis? Scientists from the University of Manchester used micro-CT scanning to take a look.
Images of what appears to be the device's front panel show three color options: blue, white, and black.
The 5-inch HTC Butterfly S has been officially confirmed, the latest superphone to take on the Samsung Galaxy S4.


text:
In Stock
Ships Within 24 Hours
Sellout Risk: Extremely High
Sessions Truth Retro Stripe Jacket is lightweight and has that old school retro look that you always wanted to bring back year after year. Plus it has a 2in extension in length to suit the new age style. The Truth Retro also features the RECCO that is rescue technology to assist in efficient locating in the event of an avalanche.
Truth Retro Stripe
This jacket is much better than others out there! It is only like $140 where I got mine. It is almost completely water proof, and is very windproof. It could get a little cold if you don't have a hoodie on under this. Looks sweet!!! Warm!!! It is not restricting around the shoulder like some jackets are, so grabs are easy!!!!!


text:
Results 1 to 4 of 4
Hi, This is my first post on this forum and I am getting started with Linux. Can anyone give me some advice on this online PDF book. Its called: An ...
Enjoy an ad free experience by logging in. Not a member yet? Register.
- 08-25-2011 #1
- Join Date
- Aug 2011
- Posts
- 1
Can anyone give a suggestion.
This is my first post on this forum and I am getting started with Linux. Can anyone give me some advice on this online PDF book.
Its called: An introuduction to Linux, A hands on Guide and its written by Machtelt Garrels. Its Edition 1.27 and I need some advice. Any suggestions on other books would be good also.
- 08-25-2011 #2
- Join Date
- Aug 2011
- Posts
- 35
I don't think that you need a book to understand GNU/Linux. All you need is to use it all the time. And if you don't understand something or you don't find how to do something you can ask in forums, IRC or ask google. Believe me it's easy
And Welcome to the GNU/Linux world.
- 08-25-2011 #3
The problem with books about major open source projects, even e-books, is that they can often be out of date by the time they are published. If you are used to closed source and proprietary software, the pace of change in the FOSS world can be a little disconcerting mostly though, it is a good thing as ideas are born, tried and evolve or die quite quickly.
That's not to say there will be no valuable information in them but changes in GUIs can lead to confusion. The most upto date information will be available through the communiies using the software through wikis, forums and such.
What do we want?
Time machines!
When do we want 'em?
Doesn't really matter does it!?
The Fifth Continent
- 08-25-2011 #4"I'm just a little old lady; don't try to dazzle me with jargon!"


text:
Bikes Blues & BBQ 2013
|This years Bikes Blues & BBQ event will take place in Fayetteville AR Sept 18-21. Would you and your FAITH Rider Chapter like to come and minister with us as we share 3 Minute Testimonies down on Dickson Street, right in the heart of the event? We have shifts available for you to work under the tent while enjoying beautiful Northwest Arkansas. Contact us at firstname.lastname@example.com to get signed up!
|For housing you can contact Mt Sequoyah Retreat at 800-760-8126. They are just minutes away from the center of this rally. Housing is available from $25.50 per person per night for bunkhouse accomodations, all the way to private rooms for $70 per night! Let them know that you are taking part in the FAITH Rider Outreach at BBB.
|is for Forgiveness. We cannot have eternal life and heaven without God's forgiveness.
|is for Available.
Forgiveness is available for all, but it is not automatic.
|is for Impossible. It is impossible for God to allow sin into heaven. It is also impossible to please God through our own actions.
|is for Turn. Turn means to repent from sin and self to Christ only.
|is for Heaven. Heaven is
eternal life, here and now and in the hereafter - but only through
Christ. Forsaking all, I trust Him!


text:
Please click on the colored area below where you most often boat.
Living is the real life preserver. With our 2014 Sport Boats, when it's time to unwind, a leisurely afternoon at the dock just isn't going to cut it. It's time to mix things up and get the blood pumping. It's time to feel alive and get started on a lifetime of memories. Ranging in size from 19 to 35 feet, these premium boats have more standards and features than other boats in their class.
Your weekends are calling. Spending your weekends on the water opens up a new world of possibilities. You do more. Experience more. And, yeah, you live more. This is where nothing is off the table and everything is possible.
Our 2014 Sundancers, ranging from 26 to 37 feet, are a hallmark of achievement and the signature of the Sea Ray brand. And among the top-end of our Sport Cruisers is the 37 foot Venture which is, quite simply, a new breed of boat that breaks all the rules.
Soak it all in. Fully enjoying the water is one of life's greatest pleasures. And once you've got a taste for it, there's no letting go. It becomes a part of you. Prepare for a new perspective. The voyage of your life is at hand.
LaunchPad is your dedicated source for the latest Sea Ray news, engaging lifestyle content, helpful how-tos and rewarding special offers.
KNOXVILLE, Tenn. (Jan. 7, 2014) Sea Ray is pleased to announce its newpartnership with American Boat Center as the Sea Ray dealer for the Knoxville area.
KNOXVILLE, Tenn. (Jan. 7, 2014)
This relationship represents both companies ongoing commitment to providing exceptional customer service and an unparalleled boating experience, said Dave OConnell, Sea Ray senior vice president of sales.
Founded in 1987 by Steve and Susan Moore, American Boat Center is recognized for industry expertise and superior customer care. Housing one of the largest indoor show rooms in the southeast, American Boat Center is conveniently located in West Knoxville, just a short distance from both Sea Rays headquarters in downtown Knoxville and the Tellico Lake facility, where Sea Ray sport boats are built.
In addition to its wide selection from the Sea Ray line-up, American Boat Center also features The Wake Shop, a comprehensive pro shop that carries a huge inventory of wakeboards, skis and other equipment and appareleverything to ensure your time on the water is perfect.
As we prepare for another successful year in 2014, we are excited to welcome American Boat Center to the Sea Ray family, said Tim Schiek, Sea Ray Boat Group president.
About BrunswickHeadquartered in Lake Forest, Ill., Brunswick Corporation endeavors to instill "Genuine Ingenuity" in all its leading consumer brands, including Mercury and Mariner outboard engines; Mercury MerCruiser sterndrives and inboard engines; MotorGuide trolling motors; Attwood marine parts and accessories; Land 'N' Sea, Kellogg Marine, and Diversified Marine parts and accessories distributors; Bayliner, Boston Whaler, Brunswick Commercial and Government Products, Crestliner, Cypress Cay, Harris FloteBote, Lowe, Lund, Meridian, Princecraft, Quicksilver, Rayglass, Sea Ray, and Uttern boats; Life Fitness and Hammer Strength fitness equipment; Brunswick bowling centers, equipment and consumer products; Brunswick billiards tables and table tennis.
For more information, visit http://www.brunswick.com.


text:
One of the pivotal cast members in Madame Butterfly is the role of Butterfly's son, called Dolore in the Italian, translated usually either as "Sorrow" or "Trouble." The role is a non-singing, non-speaking one, but presents unique challenges: according to the plot, Lieutenant Pinkerton has been away for 3 years, so the child is very young, and yet has a significant amount of acting to do.We are fortunate to have two wonderful kids filling the role (on alternate nights) in our production: Finnegan, age 3 1/2, and Kaitlyn, age 5. Kaitlyn and Finnegan were chosen in auditions which took place earlier this season, and have been attending rehearsals during the entire rehearsal process.
Here is a photo of Finnegan at his audition:
I attended a recent rehearsal, to get a feel for what the child has to do and to watch one of the kids -- Kaitlyn, on that day -- in action. The role has several entrances and exits, has to play onstage, and pretend to sleep; gets dressed up onstage; has to submit to being picked up and carried by pretty much all the cast members. Then, of course, the child plays an enormous role in the final scene, where Butterfly commits suicide in order to preserve her own honor. It's a lot to remember for anybody, particularly a young child. They have some help: the stage managers are in the wings, reminding the children what they do next before they enter -- and I witnessed some high fives back there as well -- and onstage the principal singers can sometimes give the children guidance if they need it.
Kaitlyn in rehearsal:
For both kids, this role is their stage debut. I asked their parents: what was it about this particular experience that you were interested in for your child (or that your child was interested in him/herself)? Kaitlyn's aunt is an opera singer -- she played Butterfly at LA Opera! -- so Kaitlyn already had an interest in the art form. Finnegan's mom grew up in theater, both onstage and behind the scenes, and wanted all her children to experience theater in some way. As it happens, Finnegan's older brother will be onstage as the Captain in Grant High School's Twelfth Night the same nights that Finnegan is onstage here with us!Finnegan's mom, Lisa, writes: "Most importantly, Finnegan himself wanted to audition. Neither J [Finnegan's dad] nor I would have had Finnegan audition if he hadn't shown an interest in doing so. Also, we both felt that he was emotionally ready to take on the challenge and responsibilities and had the natural temperament to be an asset to the production. In a lot of ways, though, it was a leap of faith for all of us."As for whether or not the families were opera fans before this experience: Kaitlyn's family originally became interested because of her opera-singing aunt, although the whole family has been involved in music and in acting for a long time. Kaitlyn herself "is fast becoming" an opera fan, says her mom, Jacquelyn. (We love to hear that!)Finnegan's parents have always wanted to be more involved with opera, but this is their first Portland Opera performance! (We love to hear that too!) Finnegan loves music -- the other night in the green room, he told us that he's a big fan of Lady Gaga -- and is especially a fan of "Ms. Kelly Kaduce," as he calls her.Are the kids having fun? I asked. Kaitlyn's mom said, YES! Very much so. (In rehearsal last week, she definitely looked like she was having a blast). The best part, says Kaitlyn, is just acting and being onstage, but remembering every single part the way it's supposed to be performed is the hardest thing so far. Are you nervous? I asked her. Nope, she says. She just thinks it'll be neat. Brave girl!Finnegan says that he likes being in his house onstage (and thinks it's funny that he has a whole house up there). His favorite scene is … the death scene! The death scene is also the part he's a little scared about ("because the death scene is not good," he says -- we think he means that it's very intense). Sometimes he finds it hard to be quiet all the time, and sometimes the singers are pretty loud, but he's having fun. He's looking forward to everybody in the audience seeing him and thinking that he's Sorrow.I asked the kids if there was anything else about themselves that they wanted to share with us:Finnegan: loves Doctor Who (he came dressed as the Doctor to a recent rehearsal!), and loves playing with blocks. His favorite song is "Brother John," which he has sung with Kelly Kaduce during a rehearsal break (along with playing "Story Dice," which is also enjoyed).Kaitlyn: loves the color pink, hamburgers, and playing with her friends. She's taking piano lessons and learning to read music -- she can play her scales, and is now learning chords. She is in American Heritage Girls at her church -- a program similar to Girl Scouts. She has an older sister named Desiree and a dog named Lenny (who, she would like me to note, is a Cavalier King Charles Spaniel and is "sooo cute"). Kaitlyn loves to sing and "always has a song in her heart." (We love that!)Many, many thanks to parents Lisa, J, Jacquelyn and Steven for agreeing to let us feature their kids, and for answering my questions. Both kids have been a total delight to work with, and we can't wait to see them in performance!
The Hampton Opera Center | 211 SE Caruthers St, Portland, OR 97214 | Main 503-241-1407 | Box Office 503-241-1802
2013/14 Opera Season | Privacy Policy | Employment | Auditions | Rentals | Resident Artist Program | website by Level OS


text:
Work with the Holy See
Vatican City and the Holy See
The Vatican City (Stato della Città del Vaticano) is an independent sovereign state officially known as the State of the Vatican City. It is located within the city of Rome and is the smallest independent state in the world (around 44 hectares). This special territory was created after the signing of the Lateran Treaty on 11th February 1929, between Italy and the Holy See. The signing of the agreements took place in the Lateran Palace on the Caelian Hill of Rome (Lateran Pacts). It is not a Member of the European Union.
Today, this territory is delimitated by walls and situated within the city of Rome itself. It is headed by the Bishop of Rome, Pope Benedict XVI who is assisted by high level clergymen of the Catholic Church. Around 800 people live in the Vatican City.
It should not be confused with the Holy See (Santa Sede or Sede Apostolica), which existed long before the foundation of the state of Vatican City. The Catholic Church carries out its mission with the help of the various churches located around the world and with the work of its central government, which is headed by the Pope.
The Holy See is in fact the Supreme institution of the Catholic Church. 175 sovereign states are represented to the Holy See in Rome plus the European Union and the Order of Malta. In fact, the Embassies are accredited to the Holy See and not to the Vatican City which represents its territory.
The Vatican has its own channel on Youtube that offers news coverage of the main activities of the Holy Father and of relevant Vatican events.
Work with the Holy See
Ambassador Argimon-Pistre presents her credentials to Pope Benedict XVI
The first Head of the EU Delegation in Rome, Mr Luis Ritto, was accredited to the Holy See on 24 June 2006, following approval by the EU Member States on 4 April 2006. The visit by President of the European Commission, José Manuel Barroso, to Pope Benedict XVI on 5 May 2006 opened the way for this accreditation, and showed the interest and commitment of the EC President to establish full diplomatic relations between the European Union and the Holy See. With this accreditation, the European Union brought the relations to an appropriate footing of reciprocity, the Holy See having already established diplomatic relations with the EU in 1970 and having detached a Diplomatic Nuncio ever since. On 6 February 2012, Ambassador Laurence Argimon-Pistre presented her Credentials to Pope Benedict XVI as new Head of the European Union Delegation to the Holy See. Ambassador Argimon-Pistre has already met in several occasion with Pope Francis.
The Vatican's customs rules are based on a 1930 agreement with Italy which exempts the Vatican from all Community duties and taxes. The small amount of goods originating in the Vatican and exported to Italy is exempt from duty and subject to a preferential arrangement.
In view of the introduction of the Euro, the EU Council of Ministers authorized Italy [35 KB] to negotiate a new Monetary Agreement [35 KB] with the Vatican City which was signed in 2000. The maximum amount of coins which may be minted by the Vatican City, initially set at €670.000, was raised in 2004 to €1 million [99 KB] . On special occasions (anniversaries, vacancies of the papal throne, ecumenical councils), the Vatican City may mint up to an additional €300.000 per year. It may also continue to issue collectable coins of which the total amount must still be within the above ceilings, however.
The activities of the EU Delegation in Rome with the Vatican are mostly dealt by the Head of Delegation who attends ceremonies and events organised by the Vatican. He also chairs the monthly coordination with the Member States accredited to the Holy See. The relations have focused on issues such as the dialogue between cultures and religions, the political situation in various continents (Africa, the drama of Darfur, Israel-Palestine, relations with China, poverty and hunger situations in the world, relations with Islamic countries …), and touched upon some specific EU internal debates (Christian roots of Europe, family structure, the future of the Balkan region, EU-Turkey relations).
Since the accreditation, the President Barroso and some European Commissioners paid an official visit to the Vatican (President Barroso and Commissioner Ferrero-Waldner in 2006, Commissioner Figel in 2007 and 2009, Commissioner Rehn in 2009) as well as the President of the European Parliament, Hans-Gert Pöttering in 2007 and Jerzy Buzek in February 2011.
The Pope Francis met the President of the European Council Herman Van Rompuy, the President of the European Commission José Manuel Barroso and the President of the European Parliament Martin Schulz, at his installation Mass at the Vatican on 19th March 2013.
President Barroso last visit to the Pope was on June 2013, at a private audience.
This growing manifestation of interest for Vatican matters is opening the way for the development of a more structured political dialogue with the Holy See.
Main events concerning EU or EU Delegation in Rome with the Vatican
- 20 june: Pope Benedict XVI receives in audience the Lettonian Prime Minister, Valdis Dombrovskis
- 18 june: The new Spanish Ambassador to the Holy See, Eduardo Gutiérrez Sáenz de Buruaga, presents his Credentials to Pope Benedict XVI
- 14 June: Pope Benedict XVI meets with FAO Director General, José Graziano
- 25 May: Benedict XVI receives the Czech Prime Minister, Petr Necas
- 24 may: Benedict XVI receives the new Bulgarian President, Rossen Plevneliev
- 18 May: Bruno Joubert presents his credentials to the Pope as the new French Ambassador to the Holy See
- 18 April: Italian Prime Minister Mario Monti meets with Benedict XVI in private audience in the occasion of the seventh anniversary of his pontificate
- 31 March: Vice-President Reding meets with Cardinal Bertone, Secretary of State of the Holy See
- 30 March: Vice-President Reding meets with Mgr Mamberti, Secretary for Relations with States of the Holy See
- 13 March: Cypriot foreign minister, Erato Kozaku Markoullis meets Mgr Mamberti, Secretary for relations with states
- 27 April: Eduardo Gutierrez Saénz de Buruaga is appointed new Spanish Ambassador to the Holy See.
- 12 March: Bruno Joubert is appointed new French Ambassador to the Holy See
- 16 February: Italian President Napolitano meets with Secretary of State, Cardinal Bertone, to commemorate the 83th anniversary of the signature of the Lateran Treaty
- 14 February: A British Government Ministerial Delegation meets with Mgr. Mamberti, Secretary for relations with State
- 14 February: The EESC President, Staffan Nilsson meets at the Vatican Cardinal Turkson, President of the Pontifical Council for Justice and Peace
- 06 February: Ambassador Laurence Argimon-Pistre presents her Credentials to Pope Benedict XVI as new Head of the European Union Delegation to the Holy See
- 14 January: The Holy Father receives in audience the Italian President of Ministers Council, Mario Monti
- 09 January: New Year's Greetings by the Pope Benedict XVI to the Diplomatic Corps


text:
Cockachon Puppy
Receive an email alert when additional Cockachon puppies are added. It's easy and free!
BREED: Cockachon Puppy
INCLUDES: vet exam, health certificate, vaccination record, travel crate
Puppies come with FREE Pet Insurance when adopted from NextDayPets.com! *Please ensure your breeder participates
Wanda Richison
Member Since: December 2006
Location: Southeast Missouri, Missouri
Little Cuddles...Mr. Personality Himself!
• Male • $500
Little Mr. Buster ...Such a sweetheart!!
• Male • $350
Little Belle...See how beautiful I am? SOLD!!
• Female • $499
Sweet Little Susie Q...So Adorable!!
• Female • $350
Little Mr. Timmy ...Soooo Adorable!! SOLD!!
Little Tiny Tim...Such A Sweetheart!!
Little Mr. Teddy ...Soooo Adorable!! SOLD!!
Gorgeous Harley... My Forever Friend! SOLD!!
• Male • $300


text:
The world is changing quickly after the Marineford War, new players arrive in this dangerous game of life and death. Choose your side, create your crew, and conquer.
free, forum, piece:, rebirth, world, changing, quickly, after, marineford, players, arrive, this, #dangerous, game, life, death, choose, your, side, create
Thousands of beings have been summoned into a world that is far more dangerous than anything.
crimson, generations, thousands, beings, have, been, summoned, into, world, that, more, #dangerous, than, anything
Free forum : You have come aboard the ship Galicon. I function as an artificial planet for those beings who have been deemed unfit for their planet. These include any being that is dangerous, dysfunctional or mentally unstable. I make certain they ar
free, forum, world, lost, universe, artificial, intelligence, ship, planet, dysfunctional


text:
Tag: iOS 4 update
iOS 4.0 firmware release expected momentarily, quick Terminal tip to check
Last year, we showed you how to check for the 3.0 firmware release via the terminal command line. As we move into the new year, TUAW reader Mike K writes in, saying "Being compulsive, is the terminal command to check for 3.0 the same as for 4.0? I'd love to know..." Hey Mike, yes the terminal...
Subscribe to Newsletter
Software Updatesmore updates
- iOS 8.0.1 update now available (Updated -- Don't update!)
- NFL Mobile updated for 2014 Season with new Fantasy Football features, NFL Now integration
- Yahoo Mail improves email inbox searching with new filtering options
- Ember for Mac gains 'hugely-requested' screen recording feature
- Spotify update adds equalizer, refreshed Artist page and more
- Fantastical 2.1 for iOS adds new snooze, search and notification features


text:
Welcome To Spirit HalloweenX
Thank you for signing up to receive Spirit Halloween emails!
You will now be eligible to receive special email offers and discounts.
So Much Fun It's Scary! - Only Days Until HALLOWEEN!
Dalmation Ears
1 - 1 of 1
Sort by:
1 of 1
Sort by:
1 of 1
Related Categories: Dalmation | Dalmatian | Dalmation Costume | Dalmatian Costume | Dog Ears | Dalmation Dog | Dog Ears And Tail | Dog
Dalmation Kit
Chase after cars, jump on fire engines and generally misbehave when you create a clever costume with this cute and fun Dalmatian Kit. The spotted headband with ears and matching tail are all you need to live a dog's life!
Sort by:
1 of 1


text:
Arizona Cardinals
Arizona Cardinals' Kerry Rhodes on Dockett argument: 'We're past it'
Kerry Rhodes is not holding a grudge against teammate Darnell Dockett after an on-field incident occurred between the two at the end of Sunday's loss to the New York Jets.
"It is what it is. It was just something that happened in the heat of the moment for us," Rhodes told Arizona Sports 620's The Big Red Rage on Thursday.
Dockett apologized to Rhodes on Wednesday for the argument that transpired between the two.
It is believed Dockett was upset with the decision to allow the Jets to score at the end of the game so the Cardinals could get the ball back and go for the winning touchdown.
The Cardinals were down 7-6 and the only way they could regain possession was on a turnover or a Jets score. The issue became moot when the Jets downed the ball at Arizona's 1-yard line and New York ran out the clock.
Rhodes did not divulge any specifics of the argument between the two but he said the issue is behind them and they are both ready to move forward.
"We had a disagreement on the field and as two grown men, two adults, you have those a lot and especially as teammates," Rhodes said. "We're past it. There's really nothing to it."
Rhodes had two interceptions, a forced fumble and six tackles against the Jets. Dockett was credited with four tackles and half a sack in the loss.
Most Popular
Cardinals Audio
- Jake Plummer - Former Cardinals and Sun Devil quarterback - Wednesday October 1Former Arizona State and Cardinal quarterback Jake Plummer discusses the latest in college football
- Wolf's Film Room - Wednesday October 1Ron Wolfley presents his game plan for the Arizona Cardinals offense this week in Denver.
- NFL Power Poll - Wednesday October 1The top five teams in the NFL according to Doug & Wolf.
- Herm Edwards, ESPN NFL Insider - Wednesday October 1Herm Edwards discusses the latest national and local storylines in the NFL.
- Impromptu Power Poll - Tuesday September 30Top five most disappointing NFL stories according to Doug & Wolf.


text:
Luminex Corp.
Surgical And Medical Instruments And Apparatus TX, United States
| Nasdaq: LMNX
Similar to: Geratherm Medical AG, Revolutions Medical Corp., Elos AB
Luminex Corp. develops, manufactures and markets proprietary biological testing technologies and products with applications throughout the life sciences and diagnostics industries. It operates its business through two segments: Technology & Strategic Partnerships, and Assays & Related Products. The Technology and Strategic Partnerships segment licenses the company's xMAP technology to its partners, who then develop products that incorporate the xMAP technology into products that they sell to end users. It also develops and manufactures the proprietary xMAP laboratory instrumentation and the proprietary xMAP microspheres and sells these products to its partners. The Assays and Related Products segment is primarily involved in the development and sale of assays utilizing xMAP technology on its installed base of systems. This segment focuses on multiplexed applications for the human molecular clinical diagnostics market. Its products are focused on the three segments of the genetic testing market: Human Genetics, Personalized Medicine, and Infectious Disease. The company was founded by Mark B. Chandler and Van S. Chandler in May 1995 and is headquartered in Austin, TX.


text:
Reader Story: Money Lessons for Kids from Captain America
Published on - January 30th, 2011 (by J.D. Roth)
This guest post from Dustin Riechmann is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Dustin blogs about maintaining a happy marriage at Engaged Marriage and at Fit Marriage. Previously at GRS, Dustin wrote about strengthening your family on the journey to financial freedom.
"Can we go to the store today, Daddy?" my five-year-old son Braden asked recently. If you have young children, you've undoubtedly been asked this question in some form many times. With a bit of trepidation, I asked Braden what was on his mind.
"I hadn't planned to go to the store," I said. "Why? Is there something we need?"
With the sincerity that only a small child can muster, Braden said, "We really need to get a new Super Hero Squad toy. We're missing Captain America, and we can' t play without him. Let's go buy him."
Ah, yes. This missing action figure was a true emergency in his eyes. However, as a father of three, I knew the default response that I had to throw back: "Braden, you've already had your birthday, Christmas just passed, and you don't have any money to spend on a new toy."
"I know Daddy," Braden said. "But you have money that you can give me to buy it."
It's Time for a Money Lesson
I told Braden I needed to talk to his Mom about how we can help him learn about money and give him the chance to earn cash so that he can buy the things he "needs." After a short discussion with my wife, we decided it was time to implement a plan that we'd kicked around several times over the years.
It was time for
an allowance a money management system for Braden — and eventually our two younger children.
We prefer not to simply give Braden money at regular intervals with no responsibility on his part. For this reason, we decided that an "allowance" wasn't really what we were talking about here. That's probably the way most parents refer to the money they give to their kids, but we wanted to use this opportunity for a teachable moment. We wanted to show that money isn't simply given to someone because they exist.
Our Money Management Plan for a Five-Year-Old
Instead, we developed a simple, easy-to-understand board with household tasks that a five-year-old could complete with a bit of effort. When Braden completes his tasks without undue pestering, he gets money in return for his hard work.
These aren't sweatshop duties, though; they're simple chores, such as feeding and watering our family cat, setting the table at dinnertime, cleaning up his toys, and other similar tasks. There are certain "activities" that come along with being part of our family (like behaving well and brushing his teeth), and those must be done with no financial incentive at all.
Braden gets paid for doing extra, quality work independently. If the tasks aren't completed, then he doesn't get paid for those items. It's a simple cause-and-effect system that he fully understands. Work and get paid. Don't work and don't get paid.
At this point, we've settled on a total possible compensation of $5 per week. We plan to increase this by $1 each year to match his age and increased responsibilities and needs.
Teaching About the Uses of Money
While understanding the role of work is important, we're most enthused about the ability to teach Braden about the value and use of money through this system. We taught him that money can essentially be used in one of four ways:
- Give it
- Spend it
- Save it
- Invest it
While the specific breakdowns will likely vary a bit as he matures, we agreed that he will split each dollar up as follows:
- Give 10%
- Spend 60% (or he can opt to save this in his short-term "account" for larger purchases)
- Save 10% short-term
- Invest 20% for long-term needs such as a car (hey, it's only eleven years away!)
Again, we certainly expect to deviate from these percentages from time-to-time, and we'll still be giving him gifts, but these are the general guidelines that we'll follow to help Braden manage his money. The best part of this system so far is that he's really excited to handle his money like a "grown up" and just to have money to handle.
For the most part, this system has been easy to implement. Braden can give money weekly at our church and, of course, spending is no problem for him. We decided to put his short-term cash savings in an envelope that we'll keep for safeguarding, so the third use of money was taken care of easily.
However, how should a five-year-old invest money and learn the lessons that come along with it?
While I'm eager to teach him about investing in mutual funds, bonds, and real estate as he gets older, we decided that for now his long-term savings should be kept in a high-interest online savings account (actually a sub-account to our existing online savings).
It will be great to eventually show him the power of compound interest, but for now we'll forgo lessons on exponential growth and first stick to the concept of addition through regular deposits. Braden can see his progress in action by simply logging into his account occasionally to see his "investments" growing with time. Plus, he'll even witness small interest deposits from time-to-time as a reward for his good habits.
The Big Day and Beyond
At this point, we're only a week into using the new money plan, and after each task he completes, Braden is fond of asking, "Do I have enough money to buy Captain America yet?"
Of course, with his current compensation levels, he'll need around two more weeks of pay before he'll have enough to purchase the toy he wants so badly. It'll be great to watch him hand over his small stack of dollar bills to the cashier and then leave the store with a well-earned action figure.
I suspect the idea of buying Super Hero Squad characters may lose some of its luster when he fully comprehends it takes three weeks of "work" to buy each one. Then again some people are a bit fanatical about their favorite comic book characters.
My wife and I are really excited to teach Braden valuable money management skills at such a formative age. At this point, we plan to do the same with his two younger sisters, and it seems like age five is a good time to implement this system.
The idea of working diligently, budgeting and saving up cash for purchases isn't always common in our culture, but we are happy to instill these values in our children in the hopes that they'll avoid repeating our debt-laden financial story. We're grateful that Captain America and his fellow "squaddies" could help us teach vital money management skills to our son on a level that he can appreciate. Hero Up!
I'd love to hear from my fellow GRS readers on this important issue. What are some effective ways that you've taught money management lessons to your small children?
Photo by DuckBrown, who has some cute cat photos, including this one.
This article is about Kids, Reader Stories
ING here in Canada was offering a $25 bonus when a new account was opened for a child with a minimum $100 deposit. Might be worth jumptarting an independent savings account for your son, if it applies there.
typo – should have read jumpstarting!
We give our four year old 80 cents/week. Right now the focus is on figuring out that a quarter is different than a nickel and how much each is worth and so on. He currently has $6.03 saved up. We counted it yesterday. His eyes got wide when I said that could buy about 7 candy bars. Or one Magic Treehouse book (though we just got the two he was missing from the library so the need for that has diminished). Or any number of junky things at Michael's.
Last time we spent it was at Christmas and we bought him a present for his daddy (Skittles). The time before he had a great time figuring out what he could get at Michael's for the amount he had.
He can spend it on whatever he wants. Chores are completely separate. We do chores as a family and he gets paid in gratitude and togetherness.
Now that you've got young Braden started you can begin to point out prices and he will be impressed. $3.20 for a gallon of gasoline will mean something to him.
I suggest giving young people a choice between water and a soft drink when they eat out. If they choose water they are rewarded with $1. This helps in the conversation about wants versus needs ( besides holding down the dentist bill!).
I think starting young people on an allowance has two really good unanticipated consequences. It helps them appreciate their parents more as they realize what things cost and what jobs are all about and it helps them with their math. People didn't really learn adding, subtracting, and counting until coins were invested ( in Croesus).
I work at a bank and I can tell you, not enough people are teaching their children how to manage money Kudos to you! It sounds like you have a very well thought out system. The only thing I would consider changing is the online savings account. I have one customer who brings in her grandchild weekly to make his $1 deposit. He LOVES handing over the dollar and his savings book, then putting the receipt in his book. He's only three, so he's not old enough yet to really write down his account number, but he fully understands that the money is his and he asks what his balance is every time. I think that, at a young age like from three to ten, it's a good idea to take them to the bank and make the deposit themselves instead of saying "I'm putting this in your online savings account for you." Having an account at a brick and mortar bank would make the lesson of saving more tangible and give the child a stronger sense of ownership of their savings.
By the way, do you know what this three year old is saving up for? A Dyson. No joke!
Good luck with the money lessons!
This is something we are approaching this year as well. I really like how you make the distinction that there are things expected to be done as being apart of a family and then that there are times that "We wanted to show that money isn't simply given to someone because they exist.". I think both are such important concepts. Thank you for sharing your experience!
We're in a similar situation. My older daughter turned five a few months ago and we started her on an 'allowance' of $5/week. Our requirements for it are slightly different.
I guess the biggest difference is that she is not required to do chores for her allowance, at this stage at least. She is, however, expected to keep her room tidy, set the table when asked, put her own dishes in the dishwasher after dinner and other things that help keep the household running smoothly. Although she often feels this is unfair it helps her realize everything that her father and I do to keep the house running and that she should be part of that.
As to what we expect her to do with the money, we have three 'pools' of money. She has two jars and each gets $1/week out of her money. The first is for giving away. I have really appreciated how this has opened up discussions about how there are a lot of people in the world who don't have what we have and that we are very lucky. We live in an extremely economically diverse area (kids from subsidized public housing and million dollar homes go to her school)and we're somewhere in the middle. It's really important to us that she appreciate what she has. The second jar is for 'saving'. We haven't really decided how we're going to handle this long-term savings jar. It seems like a really far away goal to talk about saving for University. For now at least she seems to just accept that she shouldn't spend it. Maybe for now it can be her emergency fund.
The remaining $3 goes into her change purse for spending. We don't actually go shopping much though so this money tends to just accumulate. She did choose to spend some on some books from the Scholastic Book Club flyer that came home from school. I did take her shopping last weekend though and she brought her money with her. She found a butterfly nighlight in Pottery Barn Kids that she fell in love with and wanted to have. She had just enough money in her purse and I made it clear that she wouldn't have any money for anything else. She bought the night light and is really happy with it. She did see some barettes she liked later and wanted to buy but she seemed to accept that her money was gone.
Overall at this point I'm happy that she's learning that: 1, she should be grateful for what she has; 2, money should be saved for future unexpected circumstances; 3, money is finite and you need to set priorities for spending.
Also, at this point it's a really great math lesson. There's a lot of discussions about whether she has enough money, how much money she would have left etc. My husband is a math teacher and there is so much talk of letter literacy but much less thought is given to number literacy, which is just as important. Too many people think of 'math' as a subject in school and not a life skill. Being number-savvy makes a lot of things easier.
Regardless of the logic and method, teaching financial responsibility is a must. Money is never tied to household chores for my children. If you live in this house, you simply must do the work. So there's no "I'm not taking out the trash, I don't care about the money," The allowance was just a learning tool. The children are allowed to spend it as they like with little interference form Mom and Dad. So if it's all spent on bubble gum, well, now you know you could have chosen differently. For us, this system has worked well. Our 11 year old is adept at saving hundreds when he puts his mind to it, can budget well, and although is allowance is higher than his friends, he is responsible for the 'extras' such as sometimes going to the movies with his friends, paying for his own XBox live account, etc. He is also understanding the value of compounding interest. Always find the method that works for your family and stick with it.
You're paying him to clean up his toys? To me, that's part of the usual family chores for a child of any age (you help when they're 1 and 2 and start to back off after that, of course). We gave our kids a small allowance with no strings attached starting when they were 4 or 5 and always had extra chores they could do to earn extra (wash windows, wash the car, etc.–part of my housework but things I didn't like doing). They also had basic chores they did all the time with no money attached (keep their rooms tidy, etc.). They're now both in their 20s and the most responsible kids financially that I know.
Wow – $5 a week for a 5 year old? That is $20 a month and seems too generous. Our 16 yr old gets $40 a month and 13 yr old gets $30 AND they pay for their own texting plans ($20 and $15 a month).
I've got a question for the parents out there: if you want kids to know the value of money, why not encourage them to work for others? Even at a young age, I think that is definitely doable.
My parents gave an allowance to us just for being part of the family. Chores were expected and not paid for. The way they saw it, in a family, we share work and rewards. But I got paid for lots of other things. I'm pretty sure my brothers and I started doing work for others at an age as young as 6 (probably younger for my little brother, as he got dragged into stuff the older two were doing).
We stuffed envelopes at my dad's office for a handsome 50 cents, and I think the task usually took an hour — my dad would fold the letters, and we'd stuff and lick. I think my dad got a good deal. We sold stuff at our garage sale, and I always had a lemonade stand that did earn money (we went to 2-3 minor league baseball games a year, and we'd walk around the stands at the end picking up all the reusable plastic souvenir cups people discarded). Then, I'd sell the lemonade in those free cups and let people keep the cup. We did light yardwork for neighbors, cleaned friends' rooms (yes, some friends' parents paid us to clean their kids' rooms!), and organized books at the used book stores we loved to go to. The book organizing was especially awesome. Alphabetizing is something we all liked to do, and the bookstore owner would give me a free baby-sitter's club book every time I organized a chunk of his kids section.
Due to our knowledge of hard work and thrift, we all got summer jobs somewhere between the age of 14 and 16, and we each saved a substantial amount of money for college while in high school.
There's lots of ways to teach your kids about the value of money without getting into the issue of which chores at home are and aren't paid.
I give my children allowance too, but it isn't nearly as generous as Dave's. The older one makes $2.00 per week and the younger gets a $1.00. I found that the younger one usually ends up paying the older one to do their chores. Then I started deducting from the youngers allowance and gave it to the older one. Part of the reason for this, was that the younger one didn't understand the value of money well so was overpaying for daily task based upon how much was being earned. They both understand now that they have a saving bank and a spending bank. Occasionally, they will combine allowances to buy something (eg a weasel ball) they want to use, but don't have enough individually for it. I like to see them work out this negotiation; however, the fun ends when they fight over who has had the most time playing with the new toy .
I didn't have an allowance until I was probably 8 or 9. At that time, my parents decided to give me and one sister (we were close in age – 18 months, the other sister is way older) $40 a month.
There was only one condition on this. In order to get the next month's allowance, we had to present a cheque book that kept track of all purchases.
I'm pretty sure this isn't possible with a 5 year old, but it taught us to really know how much things costs and where we spent our money.
My parents, my mom in particular, was extremely good at discussing purchases with you. She'd never say you shouldn't get something, but she'd talk through the pros and cons and how much you'd have left and did you really want that. She helped convince me not to get a bunch of stuff over the years and has made me a much more conscientious spender.
@indio – haha, I was (and am) a messy person and I use to pay my older sister (by 18 months) $1 to clean my room. I still think I got the better deal.
I Truly Enjoy The Satisfaction Of Hearing Parents Instill Financial Values In Their Children — Especially At An Early Age — Because It Curtails Future Bad Spending Habits And Essentially Teaches Personal Responsibility. It Is Similar To An Early "Crash Course" In The Real Working World.
That Being Said, I'm Curious, Dustin, About The Longevity & Possible Future Alteration Of Your Plan. Like Several Commenters Before Me, I Do Feel That Certain Tasks Braden Currently Performs Which Are Duly Compensated Will — In Time — Become Part Of "Everyday Life" And Henceforth Other More Mature & Complicated Tasks Will Become Those That Are Paid For Instead.
Have You Contemplated This Notion Yet?
My parents instituted a similar plan with me as a child. Actually, nearly everyone I know had some sort of allowance dependent upon the completion of their regular chores when they were kids. Turns out, we still got in credit card debt, bought more car than we could afford, etc. I know people want to think that they're teaching their kids good financial habits, but I'm not sure this actually has that effect.
Also, forcing kids to save is more like imposing Social Security taxes on them than it is like encouraging someone to save on their own. My parents did something similar. They made me open a savings account, which I couldn't withdraw from without their permission, and forced me to make certain deposits in it, which felt like I was throwing money down the toilet, as there was no way to ever get it back, except maybe to turn 18 (which might as well be "forever" when you're 12). And the marginal value of the small amounts in this account was *much* greater to a 12-year-old than it would have been to an 18-year-old with a part-time job, anyway.
Regardless, I could never make withdrawals, because none of the thing a 10 or 12 year old me wanted were things that they considered appropriate uses for "long term savings". To be honest, I have no idea what eventually happened to this money, because I had completely lost faith in ever getting money out of the account. When I was 16 I got my first job, and I never let my parents touch my money. I didn't trust them with it. Besides, an entire year of $20/week allowances could be made up in just a few weeks of a part-time job. The old amounts immediately became trivial after that.
There needs to be some sort of plan for eventually accessing long-term savings that the person doing the savings has agreed to, even if it comes with the restriction that you can't access it for a certain period of time after making the agreement. This makes it more like a 401k or IRA. If the contributor doesn't get to make the agreement in the first place, then it's more like a social security tax, and we all know how much people feel like that's a good investment.
This is very similar to how I started getting my allowance. I saw a stuffed dog in a store that I REALLY wanted. My parents made up a board and I got stickers when I completed chores. 20 years ago, though, I only got $1 a week and my parents only taught to give, never to save (they're just starting their retirement savings now…at 50).
It took 6 weeks of chores before I could go back to the store and buy my stuffed dog, but I still have that dog and definitely still remember the lesson from it.
I knew families who paid for chores and other families who gave an allowance for being part of the family. Either method can work well or poorly if the parents don't follow through. If you are not going to give an allowance because they are part of the family,( and your main goal is to teach money management) but need to earn their spending money, then how do you handle them being invited to activities by their friends? You can end up sending a mixed message if you just shell out for birthday parties, and movies without them having to earn that money too. We gave our kids a monthly amount outside of allowances that was for birthday parties, clothes, school supplies, sports, and church activities. Each category had it's own ledger account. We deliberately gave an amount smaller than we estimated they would need each month. It forced them to prioritize their choices about whose birthday party they went to, which activities at church they participated in, what clothing and where they shopped, and if the activities they wanted to do exceeded the money they had, then they earned the money from us or had small businesses. They had businesses selling valentines day cards, homemade stationary, bread bears and bunnies at Easter, sodas at the pool, and shaped crayons (made from broken crayons melted and poured into candy molds) as stocking stuffers at Christmas. All money was recorded in ledger pages that kept track of earnings and spendings. They were required at random to produce their ledger books to prove they were not borrowing from Peter to pay a Paul activity and that all monies were accounted for. Today, they are all debt free with no school loans or credit card debt. They have 401Ks and Roth IRAs. One has his own business. Another is a landlord with rental property. We never got flack from our children when they said no to an activity. Most of the time it was because it was not important enough to them to spend their money on. Twice we got flack from other parents when our child would decline to go on the school field trip (usually because they had already been there or another activity they were saving for was more appealing). Then I would have to explain that we were teaching our children to make choices about what was important to them. My husband and I have to make choices every day about what is important to us. As a parent, I did not want to turn down a lunch with my friends or a movie out with my husband, to pay for an activity that it turns out my child would only want to do because I paid for it.
Nice! And great plan.
Here's a question I have for the OP and other commenters, as I'm trying to understand a different value system than mine and come up with a plan for my future children.
OP writes: "We wanted to show that money isn't simply given to someone because they exist."
Yet 10% of the kid's money is for "giving".
Anyway, my point is this: you don't get money just because you exist / but others get money from you because… [??] I'm not sure this would make sense to my 5 year old mind– if I get money for chores, I'd want the recipients to do chores for me, no? (And thats what #12 indio's kid was doing).
Clearly the kid is getting a lot of money from the parents because he exists (all of his basic economic needs are met, plus he gets gifts). Is he aware of this yet? Does it relate to what he is learning about giving? If so, in what way?
I hope my question doesn't cause a knee-jerk reaction in earnest givers here. There are really different cultural values out there– I come from a background where charity is seen as a bit of an obscene/patronizing thing, but you have rights and responsibilities as a citizen (to contribute to and benefit from certain social protections), so I'm not necessarily allergic to taxes.
Anyway, I'm interested in how different people learn to make sense of the world, particularly in regards to money, this being the blog it is.
I mention this too because other commenters have families where chores and allowances are both expected but unrelated to each other, so there seems to be a wide range of experience here.
I don't have kids yet, but it wasn't so long ago that I was one….My parents had a few really great ideas for teaching us money management:
1. When we were quite young, we were paid a token amount for chores, like Dustin's son. In order to encourage saving, our parents matched our savings account contributions (and money in that account was basically untouchable, so it grew to the point that I was able to pay cash for a car when I was 16).
2. When I started high school, my parents helped me open a checking account and deposited $100 every month. With that money, I had to pay for literally everything I wanted or needed, other than food I ate at home. I prioritized oboe lessons over eating out, so I learned quickly how to budget (and how painful it was to run out of money before I ran out of month….). I made mistakes with that account, but it was good to learn about overdraft fees and other horrible things before I left home for college.
As the various comments list, everyone does this a bit differently, but all with the idea of instilling good habits in their kids. all of them sound pretty cool.
I'd be interested in a followup post (or posts!) from this author on how well this plays out in the longer run. From other commenters, I would be interested in knowing how long and well they use these plans. Knowing the long-term up/downs would be cool.
I'd pay my sister to not have to share a hotel bed with her on family vacations (she kicks). Best $20/night ever.
I'm totally into Laissez Faire. (So long as the choices are legal ones.) What better way to learn, and what better time to make mistakes? Money really does pay for goods and services.
I don't have kids yet, but I think it's a great idea to have them do some chores for money. It only helps them when they get older.
We have all seen parents who give there kids everything and anything, and they kids live that way the rest of their lives.
I really like the idea of pay for work lesson. In real life you do work and get paid, and I think that a reasonable system for earning money by completing tasks will help at least to understand what money is for and how to get it later in life. My family never received a free allowance, certain chores were expected and that was what our allowance is for, I think a more equitable system would have been to be paid by job, because that brings in a more motivational aspect.
10% give, 10% save, 20% invest, 60% spend…if only we could all do that, we'd all be doing well financially! I may have to implement that system myself.
I'm with some of the earlier posters. Allowance is about money management, chores are part of being a member of the household.
I think it is so important for people to learn that there are a lot of things in life that need to be done, ways that everyone needs to contribute, without any expectation of monetary compensation (ie – laundry, dishes, cleaning up, cooking). I wish my husband learned that as a child!
I haven't tried this yet with my 3-year-old, but our financial advisor suggests looking into investment stocks of companies that still issue certificates. Disney being one: They are decorative and a teaching lesson and a company kids get excited about.
I think your plan is great, I've seen those piggy banks that are divided up into spend, save, give, invest, another good idea. I've seen advice that says an allowance based on age is normal and some people tie the allowance to chores and some do not.
I think the main focus should be on having a child learn that it takes effort to acquire money and therefore one should be careful with it when it comes to spending it. I know years ago, my nephew saved up for a particular skate board and by the time he had the money for it he didn't want it anymore because he realized that it was too expensive.
I've always thought combining chores with allowance was a great way to handle the two responsibilities, but reading all of these comments reminds me of the lawn mowing agreement my parents had with my brother and then my sister. On top of their other financial arrangements, they could also earn $10 for mowing the lawn. Obviously, the lawn needed to be mowed at regular intervals, but they didn't necessarily need extra money when the lawn needed to be mowed. This resulted in my father finally saying he was just going to mow, and them begging him not to because they'd do it, and then another week going by before they did.
I think it's important to establish good habits – picking up after yourself, putting your dishes in the dishwasher after every meal, etc. but if a child is getting paid to do these things, they may not feel the need to do them on a regular basis. Perhaps you could incorporate the concept of being "fired" into this system to make it work and teach another lesson at the same time. If the "job" isn't done responsibly on a regular basis, it can be taken away along with the allowance for that job. The child must then show responsibility in their other jobs before they're deemed rehirable.
Tyler K's story of never seeing his savings again is totally counteractive to the lesson, but I think it's an excellent idea and great savings incentive to double any money that the child independently decides to put into savings. This would be a great way to teach the experience of a 401K or compound interest without getting into the complicated details while they're still young. Of course, you may have to institute some kind of penalty for early withdrawal so the kid doesn't put all their money into savings to double it and withdraw it the next month!
This approach sounds like the right one for this child. It's an approach we've taken with our daughter and it works well for her too.
Our sons are a different story. They don't want things. They play ball, they run around outside, inside, they play videogames (that they get for Christmas or their birthdays), they read, wrestle, or watch TV. They work only by the threat as there's never really a carrot that's worth the effort for them. Maybe things will change when they start liking girls or start getting the itch for a car.
We pay for chores in our house, but the reason the chores get done is because of threats (e.g. "You're not eating until you take out the trash"). Money is no incentive. Our oldest son is 12 so maybe things will change soon for him. I hope so, because it's difficult to teach responsiblity of any kind when your kids are the sort that will make do with what they've got rather than working hard or extra to get more.
@El Nerdo – My children are 5 and 7 and very much understand that there are people in this world who need help because of lack of shelter or food especially during major crisis like hurricanes and earthquakes. They willingly give 10% of their money to charities and church and you should see their faces when they do it. My daughter talks about the good feeling she gets in her body and it makes me tear up. In regards to taxes, we talk about them but probably not as much as we should. Maybe we should add that as a category like 10% back to Mom and Dad. Well maybe later.
I was FIRMLY in the camp of allowance not being tied to chores because that is what you do when you are part of a family. Then I heard my 6 year old tell my mother that he doesn't do anything to earn his allowance…we just give it to him. While technically true, I suppose, that bothered me to hear it put that way. Now we have sort of a hybrid system. You don't earn your allowance by doing chores, per se, however you can lose some of your allowance as a consequence of not doing your chores as you are supposed to. Honestly, it could use some tweaking probably but it works for us now.
I'm not sure if I like the idea of allowance being tied to chores. I agree with other posters that chores are just part of being a family. Imagine a man giving his stay at home wife her allowance ONLY if she completed her chores. Yikes! My dad used to give us a weekly allowance of $20 (not tied to chores). I saved most of it and my brother spent it as soon as he got it in his hands. I think a lot of it has to do with the child's individual personality.
We don't force savings or giving. Our 14 y.o. daughter is a natural tightwad and earns about a hundred a week (from outside jobs, not from us). She saves almost all of it and will only occasionally throw a dollar or two into a special charitable collection that touches her. Any money she does spend is spent on outings with her friends.
Our 12 y.o. son lets money slip through his fingers. Just last week I made him shovel the old lady neighbor's driveway and she gave him a 20 which he's already spent on a new videogame. However, he regularly contributes money toward charitable causes.
Our other boys are too young yet to figure out their money personalities. We're thinking about forcing our spendy 12 y.o. into some sort of savings – maybe towards a car – but I can't see where we would force our kids to give charitably. Feels too much like a tax to me, which I detest, but maybe that's the point – you never really get to keep all the money you earn.
It sounds like you are setting the stage for a great financial future! Starting early is the best thing that anyone can do to teach their children how to properly handle their finances. One suggestion to help keep your kids motivated when saving for something (like a new toy) is to have them draw a picture of the item and then have them colour in the picture according to the proportion of money they have saved. It is like the thermometer idea used when collecting for a fundraiser. This will give them a tangible idea of how much they have saved and how far they still have to go.
I got my 10 y.o. one of those digital piggy banks and a bank account for Xmas – he was running in to the ATM every day to deposit money like a madman and now, just a month after Xmas, the piggy bank has somehow accumulated $170 in change. Hmmm…
The bank card is set up so that he can't use it as a debit card, so he has to think about what he wants before he buys anything. He hasn't wanted to buy anything yet. He makes me check the account every day online to see if any interest has been deposited.
I find the biggest deterrent to spending for him (and me) is just not to SEE anything TO buy (ie. don't go shopping for entertainment).
We don't do an allowance, he gets paid through working "above and beyond" and can easily separate me from $20 on a weekend for a few hours of work spent cleaning, yard work and organizing (he's good at organizing and I am not). He also gets the money from any bottle recycling we do and is constantly asking when he'll be old enough to get a real job.
My experience growing up was like Tyler K's where the money I earned was just taken away and put in the bank. I blew it all in my first year away from home.
I also have a 5 year old. He's gotten an allowance for about a year; 25 cents a week, but we pay him 10% weekly interest – if and only if he helps us count the money, since that's still hard for him – on up to $10 in savings, 1% weekly on more than $10.
I read a lot of kids and money stuff before we started this project, and 25 cents seemed like a good amount because he often wants a quarter to spend. He often saves for several weeks at a time, which is a long time for 5 yrs old. Plus he's learned some sad lessons, like "if you spend 50 cents on sillybandz from the vending machine, you won't have $1 for a whole bag of sillybandz at Target"
We don't tie the money to chores, partly because the chores he's capable of he does cheerfully at this point, and partly because Grandma regularly swamps his budget with $1 and $5 gifts, making any per-chore program pretty moot.
Awesome idea. Really enjoyed the post. When I was a kid, all the money I got was quickly spent. Saving wasn't a consideration, which is why it took me my first few adult years, and several costly financial mistakes, before I started saving and investing for the future. Good job getting your kids off on the right foot.
That's a shame that there was no agreement as to what constituted long term savings. Have you done a search of your name to see if the money has gone to your state as abandoned property? As our children entered the later years of elementary school, they started working as movie extras with the money far exceeding their allowances in their eyes. We made them put 50% in a long term savings account but they were able to withdraw it for major purchases such as computers, mission trips to Mexico and Wales, musical instruments, and their insurance premiums when we gave each of them a car. When they turned 16, and got part-time jobs, we encouraged them to open Roth IRAs which we matched. The Roth IRA was working well until the stock market crashed in 2000 and they saw their balances fall 50%. They were never really on board with the idea of saving for such a distant future and only agreed because we were matching their contributions. They stopped adding any money to them until they graduated from college and got used to stock market investing through their 401Ks. Now they are adding to the Roths again and haven't pulled back even though the market crashed again in 2008. I agree that making children save just for the purpose of saving or for the goal of college can be counterintuitive to learning savings habits.
Thanks for sharing what you are doing in your family. I think as an earlier poster said, that consistency is the key to success and you can be successful with the allowance for chores or for being a part of the family (with chores a responsibility for being part of the family).
I've heard of some families offering a match on long-term savings. It might not be right for a 5 year old, but as your son gets older and needs to start saving for cars and college I think this can help teach about the benefits of long term savings and some 401k account.
Keep up the good work!
Ummm…. so who pays you to water the child if the child gets paid to water the cat? Since when is putting away your own toys not part of living with others? They are his toys.
First, don't act like anyone is going to think you're a crazy nut for giving your child chores. It's insulting not funny. My kid can barely walk and he has "chores". (Although I actually do them for him. He's only one year old.) But I make cleaning up part of our evening routine. I'm hoping that making my son clean up after himself will help him realize the benefits of having fewer toys. (I'm only just learning this myself!)
Secondly, I think a five year old should be able to see his money any time he wants. Can he use that computer any time he wants? If the urge strikes him to count his cash, he shouldn't have to wait until you are free. I think having it in cash would work better. (And help him build arthmetic skills)
I'm not sure you need to enforce saving at that age. But it's a good idea with older kids who have jobs. A coworker is watching her daughter piss away every penny on her cell plan and gas.
BTW, what happens when your child decides he has enough in his wallet and would rather play than do his chores? It's a perfectly rational choice.
Another great way to help children understand money is to let them join in planning the meals and helping you stay on budget. That way they learn about the cost for the necessities of life and not just toys. Like sometimes certain fruits are really expensive (and not all that tasty). But maybe you can get frozen ones and have them in oatmeal or pancakes.
No kids here, but I am always fascinated (perhaps oddly) by what other people choose to do in this arena.
When I was growing up, my parents flirted briefly (maybe 6 mos?) with giving us an allowance. My mom was also a stay at home mom, so she did most of the chores around the house too. They weren't poor, maybe lower to middle middle class, so we just sort of understood that money was often tight. We were far from deprived – Christmas and birthdays netted several presents each, but not much stuff outside of those times. All of my grandparents were in the same boat, so we'd usually get $2-5 in a card for our birthday. Not a lot of cash floating around in our hot little hands.
Not a lot of overt financial management lessons either. Which is funny since my parents are very frugal and great with their money. NOw that we're all adults my Dad is almost eager to talk about retirement accounts or best terms for loans, etc but not so much as we were growing up. I guess their process was to be an example even though they didn't necessarily talk about it a lot. One lesson they talked about was to keep putting your car loan payment into a savings account after paying off the loan so you'll have cash for your next car.
Personally, I wish they'd done something more but I also know myself. I'm very stubborn and a bit of a know it all – I may not have made precisely the same financial mistakes but I probably just would have made others. LOL. Only regret I really have is that I didn't start long-term savings sooner. I envy people who were able to buy houses or buy new(ish) cars with cash who were in their early 20s. But, at 33, I'm doing alright and just getting better at making the right moves for me.
Our son is 3, but with his fourth birthday approaching, we've been thinking more about this as well. One idea I've stumbled across is by Kimberly Hahn in her book Beloved and Blessed. She suggests setting up a plan such that a child is given an allowance/ wage and is responsible for a certain percentage of their own personal budget. She suggests a percentage based on the child's age. In addition she and her husband Scott also require that the kids set aside money for tithing and saving.
I like the overall structure. I agree with others that "savings" needs a better definition. While I don't have the bitterness of Tyler K regarding that, I do remember quite well that once I got a p/t job my allowance amounts ceased to matter… so any lesson for long-term savings was pretty much lost. I made as much in a month as I'd made in several years of allowance.
@ El Nerdo – It may not be part of your upbringing, but it's a part of many people's lives. I was "forced" to give part of my allowance as a child – but my sisters and I often went above that amount of our own volition when we realized what our money could do in certain cases.
My wife and I still give a portion of our income to others. I can't imagine that we wouldn't teach our children to do the same. I also can't imagine that we wouldn't explain what that money is doing – helping build houses in Haiti, buying food so people in our area who have lost their jobs can give their children nutritious meals, or giving a young girl in Africa a bicycle so she can get to a school that otherwise would be too far away. Hardly patronizing… if I was in any of those situations, I'd want someone to help me out!
Hey everyone!
This is Dustin, the original poster. We were actually out of town presenting at a marriage retreat and this is the first time I've been able to get to a computer all day. It's been tough knowing our story was here but not being able to respond until now.
Wow, THANK YOU for all of the thoughtful and thorough comments. I just love the GRS community and the depth of your knowledge and willingness to share it. And I even like the constructive criticism that has been shared!
I would love to respond to each comment, but without "nested" comments that would be a mess. So, I just wanted to respond to a few recurring comments here and then I'll check in again after another group of comments get added.
There seems to be a lot of debate over whether money should be given as an "allowance" freely or as "pay" for completing pre-defined tasks around the house. Obviously, I prefer the latter (at least as our starting point) but respect both methods.
There were also numerous comments that suggested that I didn't take my own concept far enough since some tasks we chose to include as "pay" should instead be part of simply living in the house. As I noted in the post, we have reserved some tasks that are a "given" for being part of the family. However, it's a challenge to find enough "extra" work for a 5 year old to do. He can't do a lot more than what would be standard fare for older children. I expect his paid vs. free tasks to certainly change as he gets older and has more abilities to do different things around the house (clean, vacuum, mow, take out trash, etc.).
I found the comment that equated giving to charity with having a handout from your parents a bit odd. The model we want to instill in our children is that you work and you get paid for it. However, we also want them to be generous and give to charities and those in need. I do not see giving to charity and working for your own money as incongruous approaches. I simply don't agree that a charitable organization that is helping those in *need* and taking donations to carry out its mission is equivalent to a freeloader who expects to receive money with no expectation of working for it.
As far as the amount of money we're paying Braden, I think his (maximum) $5 per week is a good number for him and our family. Keep in mind that he gives away part of it and saves much of it, so his spending portion is not a lot and requires diligence on his part.
We've been at this for a couple of months now, and it's going GREAT! And, yes, Braden now has his Captain America action figure.
"First National Bank of Dad: The Best Way to Teach Kids About Money" by David Owen.
Here's how a 5-year-old invests. He saves his money with the Bank of Dad, who at the end of each month pays him 5% of the balance, just before he gets his allowance for the next month.
You may not be considering an allowance yet, but the book suggests reasons that you probably will at some point. The reason for 5%/month is that even a kid will see the point of saving at that rate. You chose to "make" your child save, but Owen would let your child learn that lesson by experience.
My twins are older…I've been giving them a biweekly allowance that adds up to $16/month each since the time they were 8. They are both 11 now.
I settled on the amount based on what I normally spent on random toys/books/snacks for the kids while we were out running errands each weekend. The goal was to give them some idea of the actual value of money, and to teach them delayed gratification–ie if you can manage to wait a few weeks, you can get a bigger and better toy! Once I started giving them the allowance, I stopped buying stuff for them when we went out. So it didn't change our family budget at all.
I allow them use their own money to purchase anything they wand–even things that I won't buy for them myself because I think they aren't worth it: stuff like graphic novels, comic books, video game systems and video games.
It's intersting to watch–one child immediately commenced saving up for a nintendo DS and several game packs and after almost a year we went to the store and she bought what she wanted! My other child meanwhile has problems with saving, even though he is very jealous of his sisters' video game. But he's getting better at saving with this as a goal.
Their allowance is theirs to spend or save or donate, as they wish, exactly as it will be when they get older. I don't make them spend it on school fees or clothing or entertainment when we all go out together–because that would essentially take away their choice over their spending.
I'm trying to teach them to make sensible spending decisions—so I think they have to learn make the decisions themselves, not me for them.
Personally, I don't think it helps a kid understand anything to force them to put "their" money somewhere for years or to donate a portion of "their" money or whatever.
They already know you have money that is somehow "theirs" (ie all my money, including our family savings and their college funds) and that they similarly can't control–so how does it teach them anything to make their allowance just another one of those pots of money they can't control?
Great post! I think you've started off with a great strategy – just be sure to maintain your resolve! Consistency is the key!
I never expected to be old enough to talk about "the good old days" but, the money management lessons I learned from delivering newspapers, mowing lawns, washing dishes, etc. just aren't available to children today.
You've hit on a great plan to provide those lessons. Thank you for sharing.
In response to Tyler's comment about not knowing where the long-term savings went, we (without much thought) told our sons that the long-term savings would be "for something like a car when you are older." Being boys, they've latched on to the idea of having their own wheels when they can drive! So, by accident, we've given our kids something tangible to link the long-terms savings to.
Another thing we do with the allowance is give them choices beyond just buying toys. If we're out at a farmer's market and the boys want a drink, they can either choose to drink some of the water we've brought along for free or they can pay for a drink with their own money. It's amazing how many times the free water is much more appealing when they are facing the fact of spending their own money!
consider adding another saving category to your child's savings-"Giving other family members gifts for birthdays, Mother's day, Father's day, and Christmas". So many people go into debt at Christmas time because they don't have a budget or haven't saved all year. Even if you believe that at 5, he should make or bake his gifts, there is no reason that he shouldn't save for the materials or ingredients. Setting aside a small amount each week from his allowance means that he can be taught to take advantage of sales as they happen throughout the year. My mom and I laugh over all the years she got bath oil beads for every occasion because for us children they were colorful and like jewels and she always oohed and aahed over them so she must have liked them, right? Never occurred to us that she oohed and aahed just because they were from us.
We do a quarter a week for every year old you are (so my 7 year old gets 7 quarters, and my 5 gets 5). It's amazing how different they are.
My oldest understands and fully sees the value of saving up to buy something, and he's done it many times.
My youngest tends to forget about it and then occasionally thinks to go shopping.
I love them having this money because:
1) They HAVE to save to buy anything.
2) When they ask for something in the store, I can ask "Did you bring your money?"
3) It gives my oldest at least a better idea of how much things cost and how we spend money.
We don't have specific chores for them to complete to get their allowance. If they don't cooperate when I ask them to do something, I have the option of "fining" them — so if they won't feed the dog, I can do it and it will cost them 25 cents, for example.
I've really debated back and forth about whether specific tasks should be tied to allowance. Honestly, with two parents working full time, I'd rather spend my time reading books with them or going over homework. I just am not (personally) driven to making and monitoring a chore list for them. This may change as they get older.
This has worked well since each boy was 3 and started getting allowance.


text:
In 2012, identity theft cost U.S. citizens more than $24 billion. The Bureau of Justice Statistics reports losses affecting 16.6 million people. In the vein of government-related identity crimes, fraudulent tax returns and falsified filings of government benefit papers top the list of reported incidents. According to the Internal Revenue Service (IRS), document-related theft accounts [...]
Posts Tagged 'goverment'
Identity Theft: How 2012 Affects What You Should Do in 2014
February 8th, 2014 Mourad Ben Lakhoua


text:
If you're in your forties, and have started to notice new and more frequent aches and pains, you're not alone. We all know that as we age our bodies are going to change, but do you know what is most likely to change and what you can do to work with it?
A very common issue is that as we age our connective tissues become less elastic, and can lead to a greater likelihood of joint injury. It's important to respect that connective tissue. Try to incorporate activities that can stretch and strengthen those connective tissues. Here are some suggestions:
- Yin Yoga: has recently experience a surge in popularity. That particular discipline focuses on strengthening the connective tissues from the waist to the knees, so if you have tight hips (say, from years of cycling or running and not spending enough time stretching!), yin yoga could be for you. Check your local yoga studios to see if they're offering yin yoga classes in your area.
- Weight Training: preserves and maintains muscle mass. As we age, we tend to lose muscle mass and our metabolic rate also declines. Even if you get plenty of cardiovascular exercise, if you do the same thing you'll lose muscle and gain fat. Strength training is the only way to preserve, or increase, muscle. Weight training also helps with bone density and joint elasticity.
- Lengthen: for many people, height begins to decrease in their forties. Focus on posture, sitting and standing tall as if a string is attached to the top of your head and pulling you up. Push your shoulders back and down, opening up the space around your neck and ears. Try to lengthen your spine by stretching. Yoga is great for length.
- Warm-up before you exercise: take 10-15 minutes to warm up before you exercise, especially if you're a weekend warrior! Warming up starts the flow of synovial fluid, which lubricates your joints. Warming up also increases your core temperature which can loosen your muscle and reduce the change of injury.
Being in your forties doesn't mean the end of exercise. It just means you should need to exercise wisely and listen to your body.


text:
HOME NFL Green Bay Packers Gear Green Bay Packers Ladies Green Bay Packers Ladies Accessories (413 items) Product ID: 737138
Main Content
A little rain isn't going to stop the Packers from dominating the gridiron — why should it stop you from cheering them on from the stands? The waterproof Rainmate II poncho is easy to slip on whenever rain threatens and features printed team graphics on its surface so you can continue to support your team even in a downpour.
- Approximately 37" x 49"
- Hood with cotton drawstring
- Imported
- Officially licensed NFL product
- One size fits most
- Waterproof, polyethylene material
Packers Customers also liked:
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text:
Share your comments
Buckingham Palace gardens : a novel
Perry, Anne.
Adult Fiction PERRY
Perry, Anne.
Adult Fiction PERRY
What other readers are saying about this title:
Eden Prairie Library Staff said:
Interested in detail-rich mysteries that explore the harsh underside of Victorian society? Perry offers the reader a wealth of historical information, rich character detail, and social commentary of 19th century England. Start her series when you're in the mood for a mystery that slowly unfolds. Author read-alikes include Caleb Carr for his late 19th century mysteries set in New York City and Val McDermid for her atmospheric tales set in the present day.
posted Nov 9, 2008 at 9:40AM
Add a Comment
|Submission Guidelines