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High car insurance? Low credit score may be at fault
A new study indicates your credit score can significantly affect the cost of your auto premium.
This post comes from Krystal Steinmetz at partner site Money Talks News.
A perfect driving record isn't enough to save you from high car insurance premiums.
As if understanding how the insurance company determined your premium cost isn't already complicated enough, factoring your credit score into the mix is a curveball that many drivers don't expect.
Just how much impact does it have? A new study by WalletHub.com found that the weight of its impact varied by insurer and by state. WalletHub analyzed information from 10 insurance providers, including Allstate, Geico, Liberty Mutual, State Farm, Farmers Insurance and Progressive, in determining the weight your credit score has on car insurance premiums.
On average, it found about a 65 percent difference in costs for a person with an excellent credit score versus people with low scores or no credit.
Allstate appeared to utilize credit score information the most, leading to a 116 percent fluctuation between drivers with excellent credit and those with bad. Credit data seemed to have the lowest impact on insurance premiums at State Farm, with a 45 percent fluctuation in price.
WalletHub also said, "Credit data has the least impact on insurance premiums in Vermont (18 percent fluctuation) and the greatest impact in the District of Columbia (126 percent fluctuation)."
If you believe it's wrong that your credit score is used to determine how much you pay for auto insurance, you're not alone. Watchdog group United Policyholders says California, Massachusetts and Hawaii prohibit insurers from using credit information in calculating car insurance premiums. It also said:
In other states, state or federal law requires the insurance company to provide you some important notifications -- the most important of which is the federal Fair Credit Reporting Act (FCRA) Adverse Action Notification. The FCRA requires any user of a credit report to notify the consumer if the use of that report resulted in an adverse action, which, in the case of insurance, would be denial of coverage or a higher premium than a consumer with an average or higher insurance credit score.
Federal law requires the insurance company to provide you with the credit score it used if you're paying a higher premium or you were denied coverage because of it.
Do you think it's fair for insurance companies to utilize your credit score in determining the cost of your auto insurance premium?
More from Money Talks News
Unfortunately the article failed to tell us why insurance companies do this. What does my credit score have to do with my ability to drive? What the article also fails to reveal is that your home owners insurance premium is also affected by your credit score. They claim that studies have shown people with lower credit scores have a higher incidence of filing a claim. Did you know moving to another state will lower your credit score? I didn't until I moved last year – closing and opening a checking account, selling real estate (which closed a line of credit) buying real estate (opening another line of credit) and my position with the company I went to work for required background checks and a unusually deep credit probe (as it is a financial company). It didn't lower my credit rating a lot but enough that the insurance company charged me additional premium for both my home owners and auto policies.
This should be illegal. I find it difficult to believe that anyone that has a lower credit score is a greater risk. Especially for someone like myself that has traditionally held a higher credit rating and had it lowered by a life changing event (like moving to another state). The credit reporting agencies, Transunion, Equifax, Experian and Lexis Nexis all charge exorbitant fees from the insurance companies to provide information that is wrong 40% of the time. Then they sell our private information for marketing. That should be illegal too. We all pay the bill in higher premiums.
This is the type of insanity that should start the next Real Revolution. It's not enough that the Wage Gap has moved from 40 to 1 to well over 400 to 1. Now these Crooks and Thieves are taking away the leftover crumbs. Soon, America will be just another Mexico. Record Wealth for some while Record Poverty for everyone else.
These elitists want to force everyone to be a Debt Slave. They don't want anyone to be a Cash Only consumer. They also want to Force everyone into Stocks regardless of current Risks. Meanwhile they are cashing out in Record Numbers. Hopefully Americans will get a freaking clue and start voting the Bought and Paid for Government which supports this insanity, out of office.
Insurance is more than black and white, perhaps the most data intensive product that most Americans purchase. Rates are not just set by which state, but it is variable by zip code, fire district, crime rates, distance of commute, commute corridors, state licensing just to name a few. And yes credit history does give a valuable weight for the underwriters'.
There is a solution, but many don't want to hear about it. SINGLE PAYER INSURANCE. This is not only true for health insurance but all forms of insurance. Doesn't have to be the government that is the insurer, but it needs full participation from all and strict oversight to prevent corruption.
Remember insurance companies hold the greatest amount of wealth worldwide. Time to spread the wealth. A single payer insurance can also be a pool of insurers, they buy a piece and then share the profits or loses based upon their piece of the pie. Works well in other countries.
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Find the highest rates on savings accounts, CDs and money market accounts.
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A charcuterie master shares his process for cold-smoking meat at home.
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Raiders of the Lost Archives
Two weeks ago, my Dad shipped me a box that, to my joy, contained the original Apple II Prince of Persia source code archive I'd stowed away 20 years ago and had given up for lost.
Despite my eagerness to see what's on those disks, I've yet to pop them in a drive. As readers of this site have cautioned me, digital media degrade with age; if the disks are in a fragile state, normal handling could damage them further and even render them unreadable.
In today's guest post, digital archivist Jason Scott explains why reading 20-year-old floppy disks is trickier than it sounds — and why he's volunteered to fly from NY to LA on Monday with special equipment to tackle the job himself.
Monday will be an exciting day. Much like opening a long-sealed sarcophagus, I truly have no idea whether we'll find what we're hoping for, or just data dust. For anyone who wants to share the suspense, we'll be live-tweeting our progress. Hashtag: #popsource. (I wanted to use #sourcecode, but it was taken!)
Meanwhile, here's Jason's story, offering a glimpse behind the scenes of a profession whose existence I couldn't have foreseen or imagined when I was making Prince of Persia in the 1980s: Digital archeologist.
I first heard about Prince of Persia in a somewhat strange fashion; a high school friend said that David's older brother was working on a new game to follow up his big hit Karateka. I asked what it was about, and he said it was something about Persian princes and acrobatics. I left it at that, but I knew it'd be great, if Karateka was any indication.
I went to Horace Greeley High School after Jordan, and knew his brother, David, who graduated the same year as me. David was the motion model for Prince of Persia. Jordan was this talented figure somewhere out in the fog of the real world, who was making actual, sold-everywhere games with a company I really liked and respected (Broderbund), and was basically living the dream I hoped to live one day: game developer.
(My own dream was fulfilled — I did work for a short time at Psygnosis, makers of Wipeout, as a tech support phone monkey, and another year stint at a startup game studio, before moving on to other places in the computer world.)
It wasn't until a couple years ago that I moved away from jobs like system administration and backup-watcher into the world of computer history and documentary filmmaking, where I am now. As one of the Adjunct archivists of the Internet Archive, I seek out new collections of data and help preserve current ones — anything from digitized books and audio to long-forgotten shareware CD-ROMs and obscure information files uploaded years ago. It's a great time, and most importantly, it affords me the flexibility to travel when I'm needed somewhere.
So this was why, when Jordan announced he'd gotten back the Prince of Persia disks he had in his own collection, a lot of friends of mine started linking me to the article and saying "Well?" It was a perfect fit. I had seen Jordan for a few moments after his recent appearance at GDC, so it made sense to have us talk about my coming in to oversee the retrieval of data from the disks. What a nice journey — from hearing the game was being worked on in my youth to helping make sure Jordan's work lasts for future generations!
Pulling data off dead media in the present day is both easier than it ever has been, and as frustrating as ever. Continue Reading
Web Site Admin: Passing the Torch
David Anaxagoras, who's ably assisted me behind the scenes these past three years, is stepping down as jordanmechner.com's website administrator/consultant. In today's guest post, David says goodbye, and readies the torch for his successor.
If after reading David's job description and requirements below, you think it might be up your alley, please write to us at firstname.lastname@example.com.
David — Many thanks for your kind words and your diligent work. I know many readers will join me in wishing you best of luck in your adventures still to come.
I'd like to take a moment to say goodbye and introduce myself. You might know me as Jordan's web site administrator, but it's more likely you don't know me at all. I keep a low profile. I move, ninja-like, through the mechnerspace, nipping and tucking bits of code, mercilessly slaying spammers, conjuring solutions from PHP and destroying them when they no longer suit our needs.
For three years I have done this, and now I am about to take my leave. Continue Reading
A Game Writer's Perspective on Game Writing
In yesterday's guest post, Ubisoft director David Footman addressed the question: "What do game companies look for in hiring a writer?"
Today, here's a writer's take on the subject. Many thanks to Richard Dansky, David, and the Ubisoft Toronto team for taking the time to share their ideas.
By day, Richard Dansky is the Central Tom Clancy Writer for Ubisoft Red Storm, which means that in some way, shape or form, he gets his hands on the storylines and content of most Tom Clancy-themed computer games. By night, he writes the spooky stuff.
The most important thing to look for in a game writer is a game writer. Everything else is secondary. If the writer doesn't understand that they're writing for a game — not a movie, or a television show, or a comic book, or a novel or a tabletop RPG or a choose-your-own-adventure book or the underside of a Nantucket Nectar bottle cap — then nothing else matters. Game writing really is something different from any other style in terms of what it demands of the writer – it's the only place where the writer isn't telling their story, or the protagonist's story, but rather the player's story. Yes, the player takes on the role of the protagonist, whether that's an avatar they create themselves or an established, iconic character like Sam Fisher, but the fact remains that everything that goes into a game is just possibility until the moment the player interacts with it, and thus creates their own story of what happened.
Continue Reading
Getting Hired as a Game Writer
David from San Francisco asks:
I've always leaned toward writing and storytelling, so I was wondering what companies look for in hiring for those positions. I have an idea of what's in an artist's portfolio, but what does a writer's portfolio look like?
Since I've never actually hired a video game writer (other than myself), I passed this question on to David Footman, Scripted Events Director for Ubisoft Toronto. David generously took a break from making the next Splinter Cell to offer his advice in today's guest post.
Disclaimer: While I agree with almost all David says, I don't share his belief that familiarity with the teachings of Robert McKee (or Syd Field, or Bob Truby…) is an indicator of a writer's skill or craftsmanship. I say this although I've taken their courses, bought their books, and (almost) always came away feeling I'd gotten my money's worth.
I'll add my two cents on screenwriting gurus later — but first, here's David, with a game director's perspective on what he looks for in a game writer:
I think there are two "schools" when it comes to scripted event direction in video games. People who move into this role from animation or art direction backgrounds make up the first school. The second school have a background in TV and film. I come from TV and film, and this informs my choices and processes in games. Creating the story for a AAA game needs two types of writers — an experienced game writer, and an experienced screenplay writer.
Writing for games is different from any other genre. The interactive nature of the story demands that the writer fully understand the term "Gamer Experience." In the last five years, I've heard this term come up in game story discussions more and more. It's a powerful concept, and once understood, it not only changes the way a writer approaches narrative, but the gamer experience can change depending on the genre of game you're working on.
Continue Reading
Voice acting for video games
In today's guest post, Yuri Lowenthal (who voiced the Prince in 2003's Prince of Persia: The Sands of Time) talks about the special challenges of voice acting, as opposed to acting on camera.
When Yuri, Joanna Wasick and I came together in a sound studio for the first day of voice recording on POP:SOT, we didn't have animations, animatics, or even concept art yet. While the POP team was bringing the world and characters of the game to life on screen, two actors first needed to make them real in their imaginations. The Prince and Farah began as voices in darkness.
I cherish voice recording as a special, thrilling, and terrifying moment in game production. Having experienced it from a writer-director's point of view, I asked Yuri for an actor's perspective on the process.
Yuri Lowenthal is an actor who lives and works in Los Angeles. You may have heard/seen him in Prince of Persia: The Sands of Time, Afro Samurai, Terminator: The Sarah Connor Chronicles, and Ben 10. He is married to actress Tara Platt and easily stalked at @YuriLowenthal. And if you're nice he'll tell you the exciting story about the time he met Jake Gyllenhaal.
People often ask me: "What's harder? Voice acting or real acting?" I've heard it so many times that I hardly get offended anymore. Almost hardly. I mean, I get it; the person speaking is really trying to say: "What kind of acting is more difficult, the kind where we just end up hearing your voice, or the kind where we end up seeing your face?"
Well, let's break it down:
For on-camera acting, I generally get the script in advance, time to talk with the director about the character and what his or her vision is for the project, maybe do a little research, put on a costume, work with some props, walk around the set, rehearse with other actors, and take time to break down the script so that I can bring you, the viewer, the best performance I am capable of.
For voice acting, I generally show up the morning of the recording, am handed a script, and after about 5 minutes (if I'm lucky) of discussion with the director (or sometimes writer) about the project, we get down to business so that I can bring you, the viewer/listener/gamer, the best performance I am capable of. Will my performance be judged less harshly because I didn't have the niceties that an on-camera or theatrical situation can afford? Absolutely not. Continue Reading
Breaking Into Making Games: Matthew Hall
Today's guest post comes from KlickTock founder Matthew Hall, creator of Doodle Find and Little Things.
I can identify with Matt's feeling that he came to the industry too late — that the "golden age of the bedroom coder" had passed him by. That's exactly how I felt in 1982, when I'd had my Apple II for four years — since age 14 — and still hadn't managed to get a game published. While other programmers produced hits like Space Eggs and Alien Rain, I could feel the window of opportunity closing, and kicked myself for having taken so long to get my act together.
As Matt and I can both attest, the brass ring comes around more than once.
Matthew Hall established KlickTock in 2009 from a sheep farm in rural Australia. A veteran of the Australian game development industry, Matthew started programming games at the age of seven.
I met Jordan at GDC earlier this year. I'd recently attended his postmortem of Prince of Persia and ran into him in the halls. We talked about developing games at that time and our own game development histories. However, given Jordan is quite famous and you probably have never heard of me before — what went wrong?
I am only a few years younger than Jordan. Just like he received his first computer, an Apple II in 1978, I received my Commodore 64 in 1983. I programmed games throughout my childhood, but by the time I was able to produce a professional quality game — the golden age of the bedroom coder was over. My 8-bit heroes had moved onto 16-bit and found themselves struggling. The industry had passed to the hands of those with big cheques and bigger teams.
Instead of producing a hit title in my bedroom — as I was always hoping to — I developed homebrew titles for the newly released Game Boy Advance. Nintendo would never allow garage developers like myself access to their development kits, so I used one of the many "flash-kit" solutions available on the black market. As an unlicensed developer I had to release all my titles for free; hardly untold riches! Regardless, I am proud of my titles even if only a handful of people were ever able to enjoy them.
My portfolio of titles and expertise in new hardware allowed me to get a professional game development job. But after 8 years of doing thankless work-for-hire, I eventually came to the conclusion that I had to leave my paid jobs and strike out on my own if I ever wanted to make a game I was truly proud of. I left my job just as the App Store was launching, though I had no idea it was going to change my life.
Little Things was released a year later. Though it was initially a failure on PC, it was featured by Apple as the iPad App of the Week and I've had similar chart-topping success with my other iOS games.
Finally the games industry had come full circle, once again empowering a lone developer with a stable platform, low cost of entry, excellent engines and tools available on the market, and a direct line to customers hungry for more games.
So I have a few pieces of advice for those with a passion for games and a notebook full of game ideas: Continue Reading

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California Turtle & Tortoise Club (CTTC) is a California Public Benefit Corporation recognized as non-profit by the IRS under 501(c)(3). Contributions are tax deductible to the full extent of the law.
CTTC was founded in 1964 and has over 1,500 members world-wide. Membership in CTTC is managed through one of the Club's many Chapters.
CTTC Chapters offer monthly meetings that typically include an educational program and a chance to socialize and share information. Many Chapters maintain libraries with borrowing privileges for members. Many Chapters also hold annual turtle and tortoise shows, sponsor field trips, and participate in community outreach activities. All Club members receive the bi-monthly Club newsletter, the Tortuga Gazette, as a benefit of membership in CTTC.
Turtles in the News
May 6, 2014: Turtle Genetics Plays A Key Role In Conservation Of Diamondback Terrapins
There is an old saying that one should never judge a book by its cover, and that seems to be true for turtles as well. This diamondback terrapin is known for the diverse patterns intricately grooved into its shell. Learn more...
Forty Years of Research: Recovery Records of Green Turtles Observed or Originally Tagged at French Frigate Shoals in the Northwestern Hawaiian Islands, 1973-2013
In 1983 the publication of the NOAA Technical Memorandum titled "Recovery records of adult green turtles observed or originally tagged at French Frigate Shoals, Northwestern Hawaiian Islands" authored by George Balazs included tagging and sighting data for 294 individual turtles witnessed in association with the Hawaiian green turtle's main rookery of French Frigate Shoals (FFS). [NOAA PDF document] Learn more...
For more news items, click on Mike's Turtle Net Picks


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Navy-leather 'gadget' colour block vamp strap wedge sandal
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A sleek and chic colour block wedge sandal. A wide vamp strap and skinny buckle ankle fastening add to this style. A low wedge makes this the perfect all day summer sandal.
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Debenhams is happy to exchange or refund your purchase within 28 days providing the goods are in a fully resaleable condition (including tags) and not within the exclusion policy*. This policy does not affect your statutory rights. You can return unwanted items either by visiting your local store (the fastest way to get a refund), by arranging a courier collection or returning by post. Exclusions apply to selected products. For instructions on how to return products and information on Debenhams refund policy visit the returns and refunds section of the website.


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Investigators are trying to determine what sparked a fire in Jackson overnight, ultimately leading to the discovery of a body within the home. The blaze happened around 12:30 a.m. Friday at a duplex on Georgetown Avenue.
When Jackson firefighters arrived at 2437 Georgetown Avenue, they found heavy flames and smoke. The family residing in one side of the home escaped unharmed, but the woman living within the other unit of the duplex was discovered dead in a bedroom.
"Right now we're also trying to find out if there was any type of smoke detector in the house, [but] we've not been able to locate a smoke detector at this time," explains Gregory Travis, Chief Fire Investigator.
Investigators are not yet releasing the identity of the victim. They say only that she was a black female who lived alone on her side of the duplex. Fire officials are, however, using Friday morning's blaze as a reminder to all Jackson neighbors.
"I would just like to urge all the citizens of Jackson that a working smoke detector will save lives," assures Chief Travis.
The victim's cause of death has not yet been determined.
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Chet's Blue Cheese Dressing
Comment on this recipe
A sweet-tangy dressing. Italian Gorgonzola or Roquefort may be substituted for the blue or Gorgonzola cheese.
1/2 cup mayonnaise
1/2 cup sour cream
Splash of milk
1-1/2 teaspoons lemon juice
1 teaspoon Worcestershire sauce
1/2 teaspoon Tabasco sauce
4 to 6 ounces crumbled blue or Gorgonzola cheese
Salt and pepper, optional
In a bowl, mix all ingredients except cheese until smooth. Add milk to thin to desired consistency. Stir in crumbled cheese. Add a touch of salt and and pepper if you choose.
Gary Hancq, Port Byron
Toffee Chip Fudge
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In support of the Food Bank of Northern Nevada (FBNN) and KTVN Channel 2's "Share Your Christmas Food Drive," Truckee Meadows Community College (TMCC) is collecting non-perishable food through Friday, Dec. 14. The food drive benefits those in need during the holiday season and acceptable items include canned meats, rice, pasta, oatmeal, peanut butter, powdered milk and more. Monetary donations are also welcome and all checks must be made payable to FBNN. Checks may be sent to Scott Alquist, MS, EDSN 102, via inter campus mail. For more information, visit www.tmcc.edu.
Barrel locations are:
From Truckee Meadows Community College
KTVN-TVPhone: (775) 858-2222Fax: (775) 861-4298
Mailing Address:4925 Energy WayReno, NV 89502


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Live performances by Adrian Marcel, Los Rakas and The Big Bang. Prizes, free food, giveaways, and more!
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Patterson High junior Francisco Plasencia made his mark in the 212-pound weight classes. He claimed first place at the offseason event.
Jordan Canseco, a Patterson senior, earned a second-place finish in the 127-pound weight class, and freshman Adrian Luna took runner-up at 108 pounds.
Sophomore Keith Gordon was third overall at 145 pounds.
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|Ladycats need 4 OTs to pull out win
|Written by Bob Hyle
|Wednesday, January 30, 2013 12:34 AM
One thing you have to say about this season's Harrison Ladycats basketball team is they have learned how to win the close games.
Harrison defeated Mount Healthy 52-49 but needed four overtimes to get the job done. It was the third overtime victory of the season for Harrison.
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OMG. Ann Curry is out at the Today Show, according to reports from the New York Times. "[Matt Lauer] and Ms. Curry noticeably lack the kind of on-camera rapport that Mr. Lauer had with Ms. Vieira and, before her, Katie Couric," writes NYT media reporter Brian Stelter. NBC News' Savannah Guthrie's name is being mentioned most as a possible co-host replacement, Stelter tweeted.
(Via New York Times)
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Hey shortform, please tell me your not blind as to how you just phrased that in the most white privilege way possible....
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Ann Curry= worst interviewer of all time on network tv.
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Always wondered why NBC went with Vieira when they had Ann Curry in the bullpen. She's horrible when discussing any...
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Today Show, you suck. Team Curry forever!
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I saw Anne Curry take down Richard Sanchez of CNN at the very first 140Conf a few years ago and she was AMAZING. So...
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Isn't the problem that Matt Lauer doesn't have the rapport he should have with Curry, his clear superior on screen? Keep...
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Oh no! I love Anne Curry. I bet she lands on her feet.
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MDT is correct. Anne Curry is fine reporter, a good anchor, and damned if she doesn't light up a room. Great smile.
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She may not be Katie Couric but at 50ish Anne Curry remains a STONE FOX.
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I could have seen this coming a year ago. Since then, however, she's proved to be goofy, geeky, and damn smart. I hope...
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Unfortunately I have to agree. And it really isn't that she doesn't have chem with Matt - she's just not … lively. She's...
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nooo i love ann curry. probably had some serious interpersonal conflicts
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I'm an avid Today show viewer and have been my entire life and I can't even explain how friggin' happy I am with this...
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She's no Katie Couric, and that's the problem.
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Respected Dallas Consumer Law Attorney
Located in Dallas, Texas, the Law Offices of John P. McCall, Jr. represent clients in the areas of family law, consumer law, and criminal record expunction.
Our firm takes a special interest in legal issues that affect the Dallas-Fort Worth GLBT community because we recognize that the members of this community have unique and pressing legal concerns. Our firm understands these concerns and works closely with all of our GLBT clients to protect their rights and best interests.
Call today if you are in need of a consumer law or family lawyer. We can be reached at (214) 942-1100 to schedule a free initial consultation.
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Hump Day means you're almost to the weekend — the finish line is in sight. The downside? It also means you still have two full days of work before Friday freedom. But, three little words managed to perk… read
Last month, The New York Times alerted us to a shift in parlance among Zara shoppers — substituting "Zalenciaga" for Balenciaga-like garments, "Zéline" for Céline-esque silhouettes, and so… read
A Zara sale is basically akin to obtaining a golden ticket for Willy Wonka's Chocolate Factory. Except, in this case, everyone is a winner — and the temptation is real. The prize? Not candy. Instead… read
FOMO, y'all. After word last week that Zara's more-affordable sister brand Stradivarius would soon arrive in London — but not in the U.S. — our picked-last-in-gym-class feelings further intensified… read


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Navy pointed toe high heeled court shoe
Item No.56308_1638750672
Achieve an effortless chic look in this pointed toe court shoe. With a soft suede-look material, pointed toe and high slim heel. Complete your look with a side split midi dress and a jewelled clutch bag.
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- Lining: synthetic
- Sole: synthetic
Debenhams is happy to exchange or refund your purchase within 28 days providing the goods are in a fully resaleable condition (including tags) and not within the exclusion policy*. This policy does not affect your statutory rights. You can return unwanted items either by visiting your local store (the fastest way to get a refund), by arranging a courier collection or returning by post. Exclusions apply to selected products. For instructions on how to return products and information on Debenhams refund policy visit the returns and refunds section of the website.


text: A few days ago, when i was reading a book and came across a sentence that impressed me a lot. The sentence goes: "it's no use doing what do you like, you got to have to like what you do". This sentence sort of solved my confusion about the work i do and what attitude i should hold for it. Does this sentence make sense to you ? Any inspiration ?


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Macklemore and Ryan Lewis Deliver Impassioned Speech, Perform 'Same Love' With Tegan + Sara at Osheaga Festival [Video]
Macklemore and Ryan Lewis are making waves not just on airwaves, but also in society with their massive acceptance anthem 'Same Love,' and they had some help spreading their LGBTQ-loving message at the Osheaga Festival this year: indie pop darlings Tegan & Sara.
Mary Lambert Expands 'Same Love' Chorus Into Song 'She Keeps Me Warm' – Listen
Justin Timberlake + Macklemore Lead 2013 MTV Video Music Award Nominations
The 2013 MTV Video Music Award nominations are out, and to no one's surprise (hopefully!) both Justin Timberlake and Macklemore & Ryan Lewis are leading the pack with six nods each.
Macklemore and Ryan Lewis On Stage at Bonnaroo [PHOTOS]
Macklemore and Ryan Lewis Announce U.S. Fall Tour Dates [VIDEO]
Kidz Bop's 'Thrift Shop' Smells Like My Baseball Cleats [VIDEO]
Who is Singing on Macklemore and Ryan Lewis' Song 'Same Love'?
K-Pop Boy Band LEDApple Cover Macklemore + Ryan Lewis' 'Thrift Shop' [Video]
Just when you thought you could escape the ubiquity of Macklemore and Ryan Lewis' 'Thrift Shop,' it's back like a thrift store find. K-Pop boy band LEDApple covered the ode against consumerism.


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Joe Rocket Space Pack 2.0
- Wind/water resistant 1000D Nylon construction
- Molded EVA clam shell helmet storage
- Internal helmet sack with drawstring closure
- Velcro adjustable mounting straps allow direct mounting to removable passenger seat or rear cowling
- Fully expandable main compartment
- Compression straps for securing cargo
- Reflective stripe
- Available in Black only
Check out these similar products:
Sizing Information
- Dimensions: 13.00"(L) x 10.00"(W) x 10.00"(H)
- Capacity 23 Liters
Our Two Cents
The Joe Rocket Space Pack 2.0 is a rear passenger seat mounting tail bag designed for carrying a helmet or other small items. With a helmet inside there is no room for anything else. Featuring an exterior EVA molded clamshell on top of the bag for for additional helmet protection, and an internal helmet sack attached to the interior of the bag to prevent scuffing. The main compartment is fully expandable and needs to be expanded to carry a full face helmet, there are also Two exterior compression straps for securing your cargo and keeping the bag stable at speeds. The criss cross design of the adjustable Velcro mounting straps allows this bag to be attached to removable rear passenger seats and luggage racks. This mounting system is ideal if you have a high mount or undertail exhaust. Click the "View Larger Pictures" link to see more.
Happy Customers Who Bought This Product
Location: Arizona
Very happy with this item, had to do some messing about with the strap configuration due to it not being designed for a one piece seat but it fits fine. You can also see my Puig screen (from New Enough) in the shot. The Spacepack easily holds my H... (Read more...)
Location: Arizona
The Joe Rocket tail and tank bags worked out great. Just what I need for a 1400 mile ride to the Grand Canyon and Monument Valley on a Hayabusa. Thanks New Enough!!!!! (Read more...)


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Incredible Aerial Photos Show Moscow's Snowiest Winter In 100 Years
Amazingly, this year's winter may be one for the history books, with Russia Today reporting that Moscow's winter may be the "snowiest" for 100 years.
Late last month Russian blogger and photographer Kirill Umrikhin took posted aerial shots of Moscow to his LiveJournal blog. He has kindly let us republish the photos to give you an idea of what a city of 11.5 million people looks like completely blanketed in snow.
Comments on this post are now closed.


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Morrison Street:
Opposite Odeon Cinema.
26-28 Morrison St.
0131 229 8473
Click for map.
Morrison St : Monday to Saturday 9.30am to 6.00pm (Closed Wednesday )and Sunday 11am to 5 pm. Not closed for lunch.
Our workshop is now back to normal and we now have more mechanics so our turnaround is fast. We will always try to get the bike back to you in 24 hours providing parts are available. We also have more spaces so you should be able to drop the bike in anytime, just give us a call on 0131 229 8473.


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Eye Protection
According to the Bureau of Labor Statistics more than 800,000 on-the-job eye injuries are reported every year. The Department of Labor estimates that between lost production time, medical expenses, and workers' compensation, eye injuries cost more than $300 million annually. Your eyes and face need protection from a variety of workplace hazards on WKU's campus.
Examples include:
- Flying objects such as wood, metal, and plastic
- Splashes from chemicals
- Swinging objects like ropes and chains
- Electrical arcs and sparks
- Dust, fumes, mists, vapors, and gases
- Radiant energy from welding, cutting, and UV light
Always choose the eyewear that protects against the greatest possible hazard. If the hazard is unknown, choose the highest level of adequate protection.
- Safety glasses (with side protection for flying objects)
- Safety goggles for chemical splashes
- Face shield worn over safety glasses/goggles for any serious eye hazard
- Special lenses to filter out harmful light such as UV, infrared, or radiation
Protective eyewear should fit properly. Safety glasses should fit like any other pair of glasses. Googles should fit with the bridge on your nose and the center of the lens in front of your eye. Adjust the straps and place them low on the back of the head for a good fit. Inspect and maintain eye and face protection issued to you to prevent damage to the eyes. Check daily to assure it is in good condition. Maintain eyewear by cleaning with soap or mild detergent and storing in a closed container to protect from dust, moisture, and damage.
For additional information or assistance, please contact Environment, Health and Safety (270) 745-2395.


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Miss Mary Body Corselette
This Body Corselette from Miss Mary of Sweden is a staple piece of lingerie, creating a smooth line under clothes.
The body of this corselette bodyshaper is in a beautiful soft lycra for extraordinary comfort as exquisite lace detailing adds a feminine touch. This essential piece of shapewear comes with adjustable straps and a comfortable cotton gusset with a hook and eye adjuster.
Useful info:
- Body corselette by Miss Mary of Sweden
- Creates a smooth line under clothes
- Cotton lined gusset
- Hook and eye adjuster
- Available in both black and white
- Available in sizes 34 to 44
- Available in cup sizes B to DD
Maidenform Comfort Devotion Camisole
- In Stock
3 reviews
- Delivery
- Next day delivery available
Maidenform Everyday Control Cami
This control camisole by Maidenform is a sleek, flattering piece of controlwear for your everyday wardrobe.
Providing great shaping and comfort, this cami is available in latte, white or classic black - keeping you trim on all occasions. This piece has targeted hourglass shaping for the ultimate sexy curves. Superior soft fabric to both the inside and out promises comfort while the no seam design ensures this top lays flat under your clothes for a smooth finish.
Wear control cami with a pair of high waist control briefs by Maidenform under a pencil dress for a sleek and smooth silhouette.
Useful info:
- Control camisole by Maidenform
- Superior, soft fabric; no seam detail
- Targeted hourglass shaping
- Lays flat under clothing


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Dog-themed Dreams and Dog Sitting
Violations of trust by caregivers
Please note comments are moderated. After being approved your comment will appear below.
Submitted by MM | November 1 2012 | Permalink
A neighbor friend with the same breed of dog gave my dog a bath while he was in their care for 3 nights. We had never bathed our dog. He hates water, is very neat and clean and has a great coat. He doesn't smell either. Not sure what the motivation was, but they bathe their dog weekly, but knew we didn't.
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Sign up for Yardbarker's daily Top 10 newsletter, the Morning Bark! Customize to get news on your favorite sports and teams.
Found April 23, 2013 on BlackSportsOnline:
PLAYERS: Carmelo Anthony
TEAMS: New York Knicks
TEAMS: New York Knicks
Carmelo Anthony seems to be jack of all traits lately. After showing off his boxing skills in his new Degree deodorant commercial, it appears Anthony is ready to add another talent to his resume. In addition to being the 2013 leading scorer and all-star player, Anthony is now adding co-founder, publisher and columnist to his list of achievements, as he prepares to start his new journey with Haute Time magazine- a new media outlet which covers luxury watches. "Whether you're at the start of your journey or you're already a collector, Haute Time will get your heart racing," Anthony said in a press release." With the success of his Instagram account, which often features images of his family, the Ravens, the Knicks, and of course watches, Anthony has been able to connect with his followers as he features his "Watch of the Day" images. Now with the launch of his new column he will be able to give fans an in-depth look while discussing new watches, current trends, and styles. Haute Time magazine will be launching at biggest watch show of the year, Basel World in Switzerland this month, April 25th. Congratulations!
Original Story: http://blacksportsonline.com/home/201...
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Knicks unselfish play could lead to first playoff win in 13 years
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Two Guardians of the Groove, Bonnie Raitt and Allen Toussaint, team up on "What Is Success" at the Saenger Theater in New Orleans in 2006. The song dates from around 1970, having appeared on Toussaint's eponymous second solo album, also issued as From a Whisper to a Scream.
Fall arrives tonight and with the end of summer I thought it be a great time to review the experience of Bonnaroo this summer. The Boudin Man and Old Man River attended 2014 Bonnaroo Music and Arts Festival held on June 12 through 15.
The 2014 Americana Music Awards were held on September 17 at Nashville's historic Ryman Auditorium (home of the Grand Ole Opry). New Orleans' Hurray for the Riff Raff was nominated for Best Emerging Artist but lost out to Sturgill Simpson.
If you haven't caught Galactic with singer Maggie Koerner (or even if you have!), check out this video recorded earlier his year at Freebird Live, a Jacksonville, Florida music venue. The song, "Dolla Diva" was written by Koerner and David Shaw of the Revivalists.
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Psychiatry and Behavioral Health
On staff since October 2012
Research Center: Center for Clinical and Translational Research
"I look forward to my day at Children's because I know that I'm going to encounter rewarding challenges with supportive team members, and work with amazing and inspiring kids and families! Being a part of their growth and development is a privilege and I feel so lucky to be involved!"
Joanna is so patient, caring and compassionate. I highly recommend her!
Joanna is so cheerful, caring, and knowledgeable. It's been really great taking the "Jedi Masters" skill group classes with her. She shares her knowledge and listens to us.
Pediatric psychology; children and adolescents with acute and chronic medical illness
Neuropsychological functioning in children treated with chemotherapy and radiation; psychosocial functioning of children and adolescents treated for cancer and/or brain tumor
Type the first or last name you are searching for or select a specialty.
Doctor or Researcher Name:
Seattle Children's provides healthcare without regard to race, color, religion (creed), sex, gender identity or expression, sexual orientation, national origin (ancestry) or disability. Financial assistance for medically necessary services is based on family income and hospital resources and is provided to children under age 21 whose primary residence is in Washington, Alaska, Montana or Idaho.
© 1995-2014 Seattle Children's Hospital


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Status: RecruitingPhase: Phase 2Diagnosis: Multiple MyelomaNCT ID: NCT01484314
(View complete trial on ClinicalTrials.gov)
DFCI Protocol ID: 11-373
Eltrombopag is a compound that may help stimulate the production of platelets. This drug has been used in treatment of low platelet counts caused by a disorder called idiopathic thrombocytopenic purpura and information from those other research studies suggests that Eltrombopag may help to maintain platelet counts in patients with relapsed multiple myeloma in this research study. In this research study,the investigators are trying to determine if Eltrombopag is effective in maintaining platelet counts in patients who are being treated for relapsed multiple myeloma.
Conducting Institutions: Dana-Farber Cancer Institute, Brigham and Women's Hospital, Massachusetts General Hospital, Dana Farber Cancer Institute at Milford
Overall PI: Gary Vanasse. M.D.,
Brigham and Women's Hospital
Site-responsible Investigators: Michael Constantine, M.D.,
Dana Farber Cancer Institute at Milford HosptialAndrew Yee, MD,
Massachusetts General Hospital
Contacts: Dana-Farber Cancer Institute:
Muriel Gannon, 617-632-4597,
firstname.lastname@example.com General Hospital:
Cancer Trials Call Center, 877-789-6100
Eligibility Criteria
Dana-Farber Cancer Institute, 450 Brookline Avenue, Boston, MA 02215 | Call us toll-free:


text:
Researchers Hunt for Clues about Parkinson's Disease
This is Science In The News, in VOA Special English. I'm Faith Lapidus.
Also at least 10 people were killed on Wednesday when shells hit a school playground and a minibus in Donetsk, Ukraine. And, U.S.-led airstrikes hit near a key Syrian border town for a second day, as Kurdish fighters defend the area from Islamic State militants. | In the News More
South Korean lawmakers have agreed to launch a new investigation into the deadly passenger boat accident in April. But many people are not happy with the measure. Other citizens protest a second investigation. More
An unidentified person has brought Ebola into the U.S. from Liberia. This person is being treated. Those he or she came into contact with are being closely watched. More
The US government's Diversity Immigrant Visa Program makes 50,000 visas available every year. The program is designed for people from countries that have "historically low rates of immigration to the United States." | As It Is More
He won the Nobel Peace Prize and served as Georgia's governor and as a Navy officer. Former peanut farmer, former nuclear engineer now works as a human rights activist. Liked and disliked around the world. He has written 26 books and is writing more. | As It Is More
Several studies found that children who had physical activity on a usual basis improved in school. The children also learn best if physical activity is included during class or before. | Health Report More
Many northerners wanted Union forces to seize the new Confederate capital and quickly end the rebellion. Pro-Union newspapers urged, "On to Richmond!" But the North soon learned it needed a better trained army to fight the Confederacy. More
The 17-year-old New Zealander is curating the soundtrack. The album is to be released a few days before 'The Hunger Games: Mockingjay - Part One' opens November 21st. | American mosaic More
The U.S. and China have the two largest economies filled with opportunities and jobs. In 2013, a Pew study found that 45 million international migrants lived in the United States. Yet only "850,000 people living in China were born in other countries." More
Former NASA engineer helps group get information from a satellite that was launched in the 1970s and had been silent for years; giving an old satellite a new mission. | As It Is More


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died April 22, 1616, Madrid
Spanish novelist, playwright, and poet, the creator of Don Quixote (1605, 1615) and the most important and celebrated figure in Spanish literature. His novel Don Quixote has been translated, in full or in part, into more than 60 languages. Editions continue regularly to be printed, and critical discussion of the work has proceeded unabated since the 18th century. At the same time, owing to their widespread representation in art, drama, and film, the figures of Don Quixote and Sancho Panza are probably familiar visually to more people than any other imaginary characters in world literature. Cervantes was a great experimenter. He tried his hand in all the major literary genres save the epic. He was a notable short-story writer, and a few of those in his collection of Novelas exemplares (1613; Exemplary Stories) attain a level close to that of Don Quixote, on a miniature scale.
Cervantes was born some 20 miles (32 km) from Madrid, probably on September 29 (the day of San Miguel). He was certainly baptized on October 9. He was the fourth of seven children in a family whose origins were of the minor gentry but which had come down in the world. His father was a barber-surgeon who set bones, performed bloodlettings, and attended lesser medical needs. The family moved from town to town, and little is known of Cervantes's early education. The supposition, based on a passage in one of the Exemplary Stories, that he studied for a time under the Jesuits, though not unlikely, remains conjectural. Unlike most Spanish writers of his time, including some of humble origin, he apparently did not go to a university. What is certain is that at some stage he became an avid reader of books. The head of a municipal school in Madrid, a man with Erasmist intellectual leanings named Juan López de Hoyos, refers to a Miguel de Cervantes as his beloved pupil. This was in 1569, when the future author was 21, soif this was the same Cervanteshe must either have been a pupil-teacher at the school or have studied earlier under López de Hoyos. His first published poem, on the death of Philip II's young queen, Elizabeth of Valois, appeared at this time.
·Soldier and slave
·Civil servant and writer
·Publication of Don Quixote
·Don Quixote and critical traditions
·Importance and influence
·Additional Reading


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We may always be on the side of big V-twin engines, but in the case of the 2009 Honda VTR250 it's impossible not to make an exception as this user-friendly motorcycle is very popular in India and Japan where it currently sells. Honda plans on taking it to Europe as well so we're looking at a model in full expanding of territory.
This nice video showing the bike in action (actually, there are two VTRs) has just been released and it captures the very essence of what riding a VTR consists in.


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Size ( Size Charts & Fit Guides ) : Please Select a Size
Tek Gear gets you out of the locker room and into the gym. These men's mesh shorts ensure you'll stay cool during your workout.
Product Features
- Drawstring elastic waistband ensures snug fit.
- 2-pocket
Fabric & Care
- Polyester
- Machine wash
- Imported
Sponsored Links
The links below are ads provided by the Google AdWords™ program. Outside companies pay to advertise via these links when specific phrases and words are searched. These ads are provided by Google and are labeled as sponsored links. Clicking on these links will open a new tab displaying that respective company's own website. The website you link to is not affiliated with or sponsored by Kohls.com


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43 U.S. Code § 884 - Right of forfeiture of railroad grants not affected
Sections 882 to 885 of this title shall not affect the right of the Government to declare or enforce a forfeiture of any lands so granted; but all the rights of the United States to said lands or to any interest therein shall be and remain as if said sections had not passed, except as to the lien mentioned in section 882 of this title.
Source(July 10, 1886, ch. 764, § 3,24 Stat. 143.)
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
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Latest headlines
- The Case for a CaucusPrimary elections (and a runoff election of note) were held on June 24th in numerous states.... Continue
- Check out the Caucus of Working Educators"Support and energize the Philadelphia Federation of Teachers (PFT) for the work that needs... Continue
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- Ron Paul to end active campaigning, still seeking delegates at state conventionsCNN reported Monday morning that Texas Congressman Ron Paul will end active campaigning for the... Continue
- Ron Paul takes majority of Maine delegates but nomination still unlikelyRon Paul shook up the Republican Party over the weekend when he won a majority of delegates at... Continue
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8:40 pm - McDonalds removes Marsh
McDonalds strikes! He's bowled Shaun Marsh. Terrific delivery the third wicket stand has been broken.RCB get their third wicket and Punjab plunge deeper into trouble. Marsh and Hussey together had lifted the Punjab innings, adding 30 off the three overs but McDonalds making a good comeback after being hit for a six, which also brought up the first fifty for the home team.
Added pressure on David Hussey now. He is the skipper tonight and will have to lead from the front. Punjab need him till the end to make sure they have a competitive total on the board.
Meanwhile, it's David Miller in at number 5 and he opens his account with a single off the first ball.
Shaky start for Punjab, terrific one for RCB though and it's time for the first strategic time-out tonight!
Kings XI Punjab 64-3 after 9 overs


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For directing a perfect 8-for-8 performance by the offense in third-ranked Eastern Washington University's 54-29 victory over fifth-ranked Montana State, sophomore quarterback Vernon Adams has been selected by The Sports Network as its co-National Offensive Player of the Week.
Adams, a 6-foot, 190-pound sophomore from Pasadena, Calif., also earned national player of the week honors from College Sports Madness and Beyond Sports Network, and was the College Football Performance Awards FCS Quarterback Performer of the Week. In addition, he was selected as the Big Sky Conference Offensive Player of the Week for the third time this season and fifth time of his career.
The Walter Payton Award candidate completed 16-of-18 passes for 300 yards with four touchdowns and no interceptions against the Bobcats, and also rushed for 76 yards and a touchdown. Adams finished with an efficiency rating of 302.2, barely missing on school and Big Sky Conference records.
"Vernon was special and the receivers were special," praised Eastern head coach Beau Baldwin. "Just two incompletions -- that is impressive. That is just the type of player he is. He keeps getting better, and he keeps working at it."
Adams became the school's single-season leader in passing touchdowns against MSU, and his 39 are just three shy of the Big Sky single-season record of 42. Eastern, which scored on all eight of its offensive possessions in the game, ran 48 offensive plays for 591 yards, a Big Sky single game record of 12.3 yards per play.
Now 16-3 as a starter at EWU, Adams has 26 pass completions already in his career of at least 40 yards, including 17 for touchdowns. All but four of those have come this season, and three of them came versus the Bobcats.
Adams is ranked No. 1 again this week in passing efficiency in the NCAA Football Championship Subdivision. With a 67.4 percent completion rate (213-of-316 to rank seventh in FCS), 3,378 yards (third), 39 touchdowns (second) and nine interceptions for the season, he has a rating of 192.2. Eastern also leads the nation with a 191.5 team rating. Adams is second in FCS in points responsible for with an average of 26.2 per game (total of 260 to rank first, with 39 TD passes, four rushing touchdowns and one two-point conversion). He is also second in FCS in total offense per game (384.8) and third in passing yards per game (337.8 per game).


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"I remember that José came to me and said that he needed a day off," Tryon said. "I was a little surprised because he was one of those guys who never would ask for time off. But then he told me that he needed that day because he was going to become a U.S. citizen."
Jimenez's story isn't atypical of the immigrant experience, according to immigration advocates.
Long path to the American dream
An estimated 13.1 million immigrants with legal permanent resident status were living in the United States as of Jan. 1, 2011, with an estimated 8.5 million eligible to become citizens. There were also 11.5 million unauthorized immigrants within U.S. borders.
Congress and the White House are debating reforming the U.S. immigration system that will impact millions of legal and illegal immigrants.
|Join the Discussion
|Post a Comment
"Anyone who takes the time to study the immigrant experience will see such success stories replicated thousands of times, over and over," said Josie Valdez, who is vice chair of the Utah Democratic Party.
"Immigrants who come to this country come here for a better life. They want to contribute to our communities and share their aspirations and talents.''
While working his way up in Overstock.com's shipping department, Jimenez nurtured his hopes of working in information technology, attending night school to earn a master's degree in IT. He'd often stay past 11 p.m. to do his homework on the school's computers.
He shared a car and a basement apartment with his brother, a hotel worker in downtown Salt Lake City. "He would drop me off at work and then pick me up when my shift was over and take me to the University of Phoenix for my classes,'' Jimenez recalled.
Overstock's Tryon said that a horrific tragedy brought Jimenez's ambitions to his attention.
In 2007, Overstock employee Vanessa Quinn was among those killed when a gunman went on a shooting rampage at Trolley Square. Quinn, it turned out, was one of José's mentors and upon her death, the company created a scholarship in her name. Jimenez applied for it, successfully.
``It was only then I [found out] he was working on a degree," Tryon said.
After Jimenez got his master's in 2008, he pressed Tryon about going to work in the company's IT department. ``At the time, I told him we really needed him in logistics but that if he would be patient I would see what I could do," Tryon said.
Two years later, Jimenez joined the IT operation, where he now works as a junior quality assurance engineer, testing the software used to run the company's warehouse systems.
"I would like someday to oversee my own team," Jimenez said.
Over the years, Jimenez married his childhood sweetheart, had two children and bought a home.
Tryon said he takes pride in Jimenez's success and he worries that such immigrant success stories get lost in the larger debate on the issue.
Immigration, Tryon said, "has allowed us to draw upon the strengths of all the different cultures of the world."
Said Jimenez: "I believe that immigrants have a lot to contribute to this country. Those who are good people and willing to go through the process set up by the government deserve a chance to show what they can do."
Copyright 2014 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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"The Kelly/Scott Quintet" returns to The More Jazz Club!
1403 Paradise Drive
The Villages, Lake Mary, 32159, Florida
By popular demand, the "Kelly/Scott Quintet" return again to play for the wonderful jazz enthusiasts of The More Jazz Society in, The Villages, FL. The group again features an outstanding line-up of jazz all-stars, vocalist Lisa Kelly, trumpeter JB Scott, Dave Steinmeyer, pianist/bassist Jeff Phillips and drummer Eddie Metz, Jr, all internationally traveled musicians of high caliber and recognition.
Co-leading the group is 5-time Downbeat Magazine award winning vocalist and composer Lisa Kelly, inductee into the 2013 "Jacksonville Jazz Festival Hall of Fame," who is considered by many to be one of the best big band singers in the country but is equally at home in an intimate small group setting. Ms. Kelly's singing style reflects influences from the classic jazz vocals of Ella Fitzgerald, Sarah Vaughan and Carmen McCrae to the modern stylists Diana Krall and Dianne Reeves. She is well known for her solid sense of swing feel, impeccable phrasing, a horn-like approach to scatting and her rich, intimate vocal timbre.
Her co-leader, trumpeter JB Scott, is an associate professor of music at the University of North Florida, directing the acclaimed UNF Jazz Ensemble I and teaching jazz trumpet & other music related courses. His hard swinging and lyrical lines carry on the tradition of Louis Armstrong, Ruby Braff, Freddie Hubbard, Clark Terry, Dizzy Gillespie and Arturo Sandoval. His broad versatility of style comes from years of experience performing in big bands and Miami Latin bands, touring with the Barnum & Bailey Circus, to three years fronting the world famous Dukes of Dixieland. Kelly & Scott have each been profiled in the book, "The New Face of Jazz."
Legendary trombonist and former leader of the legendary Airmen of Note, DAVE STEINMEYER is one of the most regarded trombonists in the world today. Featured on numerous recordings and on the movie, The Glenn Miller Story, Dave is truly a musical treasure! JEFF PHILLIPS is highly recognized for his expansive repertoire, Oscar Peterson/Art Tatum/ Bill Evans influences and incredible ability to play piano, bass pedals and guitar in a solid, tasteful, authentic swing pocket, often heard with vocalist Lisa Kelly, Bill Allred's Classic Jazz and the Midiri Bros. Truly a drummer's drummer, EDDIE METZ, JR has played with literally everyone in the business today. From a family of esteemed musicians, he continues to tour the world in notable small groups and big bands and has been featured on numerous recordings.
All of the groups artists have appeared on national and international jazz festivals throughout Europe, Canada, the U.S, the Orient, and beyond, appearing with other notables too numerous to mention. But in between performances, they each find time to teach and mentor young jazz musicians to carry on the musical tradition. Each artist has released personal CD projects and been featured on numerous others.
The Quintet will feature music that is energetic, sensitive, and fun, songs from the Great American Songbook to traditional
songs of the trumpet masters, with a forte in swing!


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diamondsnguns ^_^
Clay Matthews….this is why I love football, well one of the many reasons.
:o /dead/
Aaand boom goes the dynamite.
Long Hair, Don't Care.
yo quiero.
Clay Matthews. Oh. My. Goodness.
beast mode.
forget the jaguars, my new favorite team is the packers:) good team and clay matthews? what more can
Clay Matthews. MMMM. I love being a Packers fan for a lot of reasons..this being one of them!
uhhh hi Clay Matthews
this is a real man. seriously.
This is just one of the reasons why...love football and Green Bay..


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30,000 HSBC layoffs only the beginning
The financial sector has seen lots of job cuts, and Wall Street should brace for more -- perhaps 80,000 by year's end.
By Jeff Reeves, Editor, InvestorPlace.com
In July, as financial-sector layoffs mounted, a top executive search firm estimated as many as 80,000 jobs might go in this coming round of financial layoffs.
"This is kind of like the beginning of a tsunami," said Richard Stein of Caldwell Partners. "You don't get it in one go -- it comes in sort of short shock waves."
Well, those shock waves have kept coming, with Monday's brutal announcement from HSBC (HBC) in London that by 2013 it will cut an additional 25,000 jobs on top of 5,000 posts already being eliminated. But if recent news is any indication, the layoffs are far from over.
Financial-sector layoffs have reached a fever pitch as bank earnings have rolled out. Just a few of the announcements include:
- Barclays (BCS), another top England bank, announced it will lay off several hundred workers soon in addition to 600 earlier in the year.
- Switzerland's UBS (UBS) has been rumored to be considering layoffs of up to 5,000 people in July.
- Credit Suisse (CS), another Swiss bank, plans to ax about 2,000 staffers, mostly in Europe, despite weathering the financial crisis better than eurozone peers.
That's a staggering total, and it doesn't include layoffs we haven't had confirmed or had leaked to the press yet. And if you haven't noticed, most of those big banks are abroad.
So the nagging question is not whether Wall Street will take a similar hit but when.
- Related: 7 mega-banks going bust
In June, Goldman Sachs (GS) warned that 230 jobs could be on the chopping block. After poor earnings in July, it upped that number to 1,000. But that could be only the beginning.
For instance, struggling financial stock Bank of America (BAC) surely cannot sustain its work force of nearly 290,000 for much longer. Revenue is stagnant, the company just posted an ugly loss of 90 cents per share in July, and the stock, trading below $10, is approaching a new 52-week low.
Consolidation has been the name of the game for the better part of two years, and that creates redundancies. Even healthier banks like First Niagara (FNFG) will see jobs vanish because of recent acquisitions -- including a move by FNFG this week to buy 195 retail branches from HSBC, on top of previous buyouts of National City Bank and Harleysville National. First Niagara has made those moves to achieve reach and economies of scale, both of which come with the benefit of streamlined operations.
Further, many experts think the financial sector didn't cut deep enough in 2009 and has resumed hiring too quickly. As the Wall Street Journal columnist David Weidner noted a few weeks ago: "The securities industry still employs about 800,000 people nationwide, according to the Securities Industry and Financial Markets Association. That is only 7.8% fewer than the all-time high, and roughly the same as in 2006, when Bear Stearns Cos. and Lehman Brothers Holdings Inc. still roamed the earth." In short, the financial sector is staffed much like it was before the crash.
If recent headlines are any indication, the financial sector is looking to change that fact in a hurry.
Jeff Reeves is the editor of InvestorPlace.com. As of this writing, he held a long position in Bank of America stock. Follow him on Twitter via @JeffReevesIP and become a fan of InvestorPlace on Facebook.
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What did you expect? T-Party is cutting programs on an
ideological basis and not on fiscal impact. ..ding ding, there go THOUSANDS of jobs. You have Michbaby proclaiming his top priority is to see Obama is not re-elected. NOT a priority for creating jobs, (where is their bill) NOT a priority of stabilizing the Housing Market. NOT a priority of turning the economy around' , Unless the Right changes their priorities REALLY quickly, we are all going to continue suffering at the hands of Ideologs..NOT statesmen.
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Go to Admin » Appearance » Widgets » and move Gabfire Widget: Social into that MastheadOverlay zone
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