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The Army is saluting a standout football player at Central Catholic High School.
Defensive end Connor Humphreys received his official invitation to play at the U.S. Army All-American Bowl in Texas. The game will be played in January.
Only 90 high school football players are picked for the game each year.
"I finally feel like an All-American putting on the jersey," Humphreys said Wednesday. "I feel I can play to my level and represent Oregon. It's just a great honor."
Football stars like Andrew Luck, Mark Sanchez and Tim Tebow have all previously played at the All-American Bowl.
Humphreys has committed to playing for Arizona State University next fall.
Copyright 2013 KPTV-KPDX Broadcasting Corporation. All rights reserved.


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Baltimore's top 10 food trucks [Pictures]
Baltimore's best meals on wheels, from Korean BBQ pulled pork tacos to salty caramel cupcakes. -- b staff
Also see
• Baltimore food truck finder
• 5-pound burgers and other Baltimore food challenges
• Baltimore strip club food
Also see
• Baltimore food truck finder
• 5-pound burgers and other Baltimore food challenges
• Baltimore strip club food
Image 1 of 11
Baltimore's top 10 food trucks( Karl Merton Ferron, Baltimore Sun / July 31, 2012 )
Two years ago, you could count the number of Baltimore's food trucks on one hand. For most people, "food truck" meant the dude on the corner slinging crappy hot dogs -- or, if you were lucky, a passable gyro.
How did we survive?
These days, Baltimore has something like 20 food trucks, serving everything from high-end cupcakes to Korean BBQ pulled pork tacos. They're all over the city, even as far out as Towson and Owings Mills. But they're not all delicious.
To separate the best from the rest, we sampled dishes from every regularly touring food truck in town. When ranking the top 10, we took a few factors into consideration:
How good is the concept behind the food truck? Is the menu interesting, and the food tasty? Do they take credit cards, and are they good about updating Twitter and Facebook with their location?
Here are the 10 that rise above the rest of Baltimore's ever-growing food truck fleet.


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Online Video
CET Video
PBS on Demand
Kids and Family
Support CET
Oh Noah!
Oh Noah! is back with all new videos and games to help introduce your child to Spanish!
"How did I ever get into this mess?"
It's another wild and wacky day in the life of Noah, a nine-year-old boy living in a world where just about no one understands him.
Noah is visiting his grandmother. Where she lives no one speaks English. He's trying to learn Spanish, but sometimes he gets it wrong...and that's when the trouble starts.
But, with the help of his pet mouse Pequeño, Noah always manages to solve the problems he's created, learning Spanish in the process. Kids laugh and learn along with him.
OH NOAH! is designed to teach Spanish to children ages six to eight through animated videos with embedded games that help build vocabulary. In each three-minute video, a misunderstanding launches a comic misadventure. Kids learn language better when they can put it into meaningful context. Although - like Noah - they may not understand all the Spanish dialogue, kids can comprehend the story told through rich visual storytelling, much like a silent movie.
Each video features opportunities for kids to roll their cursor over objects on the screen to hear the Spanish translation. Three different vocabulary-driven, arcade-style games reinforce learning. Leveling and racing against the clock encourage replayability and repeated exposure to vocabulary. Another game on the website, How Do You Say...?, helps kids learn common expressions in Spanish.


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A unanimous council vote granted City Manager Leon Churchill the power to hire the city clerk, rather than having voters elect one every four years. According to the San Joaquin County registrar of voters website, 52.93 percent of Tracy voters approved the change, known as Measure D, in the 2010 election.
An assistant city clerk position will be eliminated, and a hired city clerk position created, according to Administrative Services Director Jenny Haruyama.
The city clerk is tasked to oversee the city's record-keeping system; administer city elections; handle City Council agendas and information packets; monitor compliance with campaign finance and conflict of interest laws; and contribute to other reports and tasks as requested.
Haruyama told the council during the meeting the change from an elected to appointed official should save the city about $8,000 for the 2012-13 fiscal year, as the city won't have to pay the elected clerk's $7,200 annual stipend or $7,500 to put the clerk's selection on the Nov. 6 ballot.
That should result in an ongoing non-election-year savings of about $1,100, Haruyama said later in the week, even though the new clerk's position will cost the city up to $150,640 annually, including benefits. That equates to about 5 percent, or $6,000 more, than the to-be-eliminated assistant position, Haruyama said.
She added that the increase in pay was in line with having a professional clerk.
"Voters approved to have a professional appointed clerk that requires very specific certification that is industry standard statewide, and that is why there is a differential," she said.
Haruyama also said Tracy's clerk will be a mid-management position. Appointed clerks at many other cities are considered executives, an arrangement Haruyama said wouldn't work for Tracy.
"We were extremely conservative with how we came up with our proposed salary for this position," she said.
According to Deputy City Clerk Adrianne Richardson, she will remain in her position, and Assistant City Clerk Carole Fleischmann will retire as her position is contracted. Richardson said a clerk will then be hired.
City Clerk Sandra Edwards, who was most recently elected in 2008 with 98.81 percent of the votes, has her term expire this year.
Haruyama said the city has not yet determined a specific hiring process, but that Edwards could be considered for the position.
"I think we should have somebody hired, on board, probably by January," Haruyama said.
At a glance
• WHAT: City Council regular meeting
• WHEN: 7 p.m. Tuesday, Oct. 2
• WHERE: City Hall, 333 Civic Center Plaza
• DETAILS: Mayor Brent Ives, Mayor Pro Tem Michael Maciel, councilmen Steve Abercrombie, Bob Elliott and Robert Rickman present.


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Aug. 29, 2011 CHICAGO – Rutgers football player Eric LeGrand, who suffered a severe spinal injury making a tackle against Army last October, was named a finalist for the America's Choice Honor for Courage in Sports, Intersport announced today.
The winner, wholly determined by fan voting at www.Facebook.com/CourageInSports, will be announced on "Courage in Sports," a one-hour CBS special (Nov. 13, 5 pm ET) that recognizes individuals that have overcome monumental challenges to achieve greatness in the world of sports.
LeGrand was paralyzed from the waist-down after fracturing his C3 and C4 vertebrae, but the injury has not diminished his spirit. LeGrand is learning how to use his legs again, having recently shared a photo on his Twitter account of himself standing upright. A source of inspiration, LeGrand hopes to one day walk again.
LeGrand will be joined by five other inspirational athletes in the finals, which will take place Oct. 3-16. The remaining finalists will be determined in the coming weeks. Each Monday, two new athletes will be featured on the Courage in Sports Facebook page. The top weekly vote-getter will proceed to the finals and the overall winner will be announced as the 2011 America's Choice Honoree on CBS Nov. 13.


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Women and Body Image
As women, we all want to look and feel our best.
This is not always easy, considering the busy life today's woman leads and the
many responsibilities she may have. It can be tough to find time for exercising
and eating right, not to mention controlling stress! Sometimes women can feel
pressured to look and feel a certain way. We live in a culture that
puts much emphasis on physical appearance. Developing and nurturing a positive
body image and a healthy mental attitude is crucial to our happiness and
wellness, as we move through the different stages of our lives.
In a society that places much value on youth, a woman's body image can be affected by aging in many ways. Physical changes such as weight gain, hair loss, and wrinkles can affect a woman's self-esteem. Menopause can be a stressful time for women due to hormonal changes. Osteoporosis can lead to broken bones and fractures, affecting a woman's independence. Women can often have two stressful roles - as caregiver and caretaker - raising children and taking care of elderly parents. Women can also feel lonely and less useful as they age, leading to depression. But aging is not all gloom and doom. It can offer women new opportunities in life and a new outlook. It is important to keep a positive attitude about aging.
Alopecia and Hair Loss
People who have hair loss are usually in good health. But emotionally, this condition can be hard to handle and can change a woman's body image. There are treatments available for hair loss, along with a wide range of wigs, hairpieces, and techniques for styling hair. It is important to first talk with your health care provider if you have concerns about hair loss. Be aware that there are products on the market that make lots of promises but have never been tested for safety or effectiveness.


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Map It
Map City Services
Metro Newsroom
LouisvilleKY.gov Links
Thursday September 11, 2008
Muhammad Ali Will Welcome Ryder Cup Fans
11-Day Celebration of Golf Championship Starts Today
Muhammad Ali, Louisville's most famous native son, will welcome guests from around the world to the 37th Ryder Cup and a festival of events surrounding the international golf championship.
The Muhammad Ali Welcome Celebration at the Muhammad Ali Center Plaza at 6:30 p.m. on Wednesday, Sept. 17, is free and open to the public, said Greg Roberts, President/CEO, Muhammad Ali Center. The hour-long event, sponsored by Yum! Brands, Inc. and Ernst & Young, will be hosted by Ali and his wife, Lonnie, and will feature live music.
"As an international education and cultural center, we are delighted to have an opportunity to welcome international visitors to Muhammad Ali's hometown," Roberts said. "Having the Ali Center as a backdrop for this event furthers our goal of creating a global gathering place for people to share, interact and celebrate with people from around the world."
Mayor Jerry Abramson said the welcome from "The Greatest" is a world-class addition to the 11-day celebration of Ryder Cup known as The Cup Experience.
"We're excited to showcase all that we have to offer as the world turns its attention to Louisville, Kentucky, and the 37th Ryder Cup at Valhalla Golf Course," Abramson said.
Some of the main events during The Cup Experience include the Humana Fightmaster Cup at the Cardinal Club, The Cup Village and Team USA Pep Rally at 4th Street Live! and Soiree Under the Spires at Churchill Downs. For more information on these and other events, visit www.TheCupExperience.com.
The Cup Experience
The Cup Experience is a slate of more than twenty assorted events held in conjunction with Ryder Cup aimed at turning the tournament into an experience that the general public will enjoy. The Cup Experience's affiliated events include:• 18 Art Holes: This interactive art exhibit features 18 artist-design miniature golf holes from August 29 through October 20.
• 19th Hole Clubhouse: Ryder Cup fans will feel right at home surrounded by the golf theme décor of the Conservatory at the Galt House Hotel & Suites.
• 2008 Homeward Bound 5K Race: Participants will run/walk through Cherokee Park in this event benefiting the Coalition for the Homeless on Saturday, Sept. 20.
• 91.9 WFPK Live Lunch: Friday afternoons, September 12 and 19, WFPK's performance studio is the place to get an earful of exquisite entertainment.
• A Taste of Louisville 2008 Cup and Plate Experience: Sample the very best in food and drink that Louisville's fine dining establishments have to offer on Tuesday, Sept. 16.
• Blow Your Own Golf Ball: Show your creative side when working alongside Glassworks' glassblowing artists to create a "Blow Your Own Golf Ball on the Green" sculpture from Sept. 15-21.
• Cobalt Artworks Presents LeRoy Neiman—Five Decades: This year-long retrospective exhibit runs the gamut, from sports to famous people and places. Extended gallery hours, September 15-21.
• The Cup Hop on Frankfort Avenue: This golf-themed scavenger hunt on Frankfort Avenue on Friday, September 19 will earn the grand-prize winner a golf-themed package with a $500 value.
• Golf Week Celebration at the Summit: Settle in for some live music from 6:00 p.m. to 8:00 p.m. September 15-20, and then enjoy some dining and shopping in the upscale shopping complex.
• Humana Presents, "An Evening with Butch Harmon": Hear the world-renowned golf instructor share his stories and teaching philosophy on Monday, September 15.
• Jeffersontown Gaslight Festival: This annual family-focused festival September 14-21 consists of 15 major events, music, food and a juried arts and crafts festival.
• Kentucky Bourbon Festival: Held in Bardstown, this five-day event, from September 17-21, celebrates bourbon with tastings, food, music, and much more.
• Kentucky Shakespeare Festival's British Pub Night: Come raise a pint and enjoy traditional British pub food and drink on Friday, September 12 to support the always-entertaining festival.
• KentuckyShow!: This 32-minute film showcases the places, music and the people of our great state; opens September 13.
• Louisville Irish Fest: This two-day event, September 13-14, features authentic Irish food, dancing, arts and crafts and more.
• Original Highlands Art and Music Festival: This annual festival held Saturday, September 13, features more than 100 artists' booths, a wine tasting, silent auction and great music.
• Sidewalk Social at Westport Village: Live music, shopping and dining are all yours on September 19-20.
• Slugger Museum: Through November 30, stop in for the featured exhibit, "Play Ball, Mr. President," a century of baseballs signed by U.S. Presidents.
• The Capitol's Cup Celebration: Travel to Frankfort to enjoy concerts on the grounds of the Old State Capitol building on Friday, September 19.
• The Putter Cup: Teams of two will compete on Saturday, September 13, for the cup on a 36-hole miniature golf course.
• The Speed Art Museum: From September 7-January 4, 2009, art lovers and history buffs can enjoy "Life, Liberty and the Pursuit of Happiness: American Art from the Yale University Art Gallery."
• Unofficial European Cup Headquarters: Visitors from the Emerald Isle, United Kingdom and Europe will call Molly Malone's Irish Pub and Restaurant their "Home after from home."
• Ursuline Campus Art Fair: This two-day juried art festival on September 20-21, with 150 artists showcasing jewelry, printing and more, as well as food and music and a children's activities center.
• Vegas in the Ville: This charitable gaming fundraiser on Saturday, September 20, will benefit the Whitehall Mansion and Gardens, with blackjack, roulette, Las Vegas-style entertainment, food, drink, and a live auction.
• Video Gaming Challenge: It's a double-elimination video game competition serving as the featured event for the First Annual Gamer and Technology Showcase September 19-20.


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Half Life 2 Booth
100,000 - 500,000 downloadsAdd this app to your lists
+ By One I Made Earlier
This app shows the heads-up display of Half Life 2's HEV (Hazardous Environment) suit over a camera view, allowing you to see your health, shields, and trusty crowbar (or other weapon)! Press the camera icon to take a picture of your life as seen by Gordon Freeman! Press the weapon icon to cycle between available weapons: crowbar, gravity gun, pulse rifle, shotgun, pistol, magnum, crossbow, sub-machine gun, or RPG.
Want more features, such as different weapons or auxiliary power display? Got any suggestions for changes? Let me know! Use the "Email Developer" button below.
Please use the same button to report any bugs or crashes. Negative reviews don't give enough details, and no way for me to get in touch with you. If I can't get in touch, I can't get any more details, and I can't fix it.
Photos are stored in the "Pictures" folder on your SD card and will remain even if the app is uninstalled. They can be deleted as normal from the Gallery.
Note on Permissions:
CAMERA - Needed to access the camera to take pictures.
EXTERNAL STORAGE - Needed to save the photos on your SD card.
INTERNET - Needed for ads.
NETWORK STATE - Needed for ads.
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Tags: half life 2, half life 2 booth, half life, half life hev suit, نیمه جان 2 برای اندروید, half life hud screen shot, half life booth, hl2 booth, halflife booth camera, half life 2 rooted.
New Weapons:
Pistol, Magnum, Crossbow, SMG and RPG weapons have been added! Click the weapon icon to the left of the screen to cycle through available weapons!
Menu Feature:
Long-click the weapon icon to the left of the screen to bring up the weapon selection menu!
(62 stars)
There should be an option for screen size. It works well, but it looks squished on my Nexus 4. 5 stars if this is added. Also, maybe an option to change the health and suit battery levels would be nice.
(62 stars)
Absolutely love this app, great job!
(62 stars)
Can you it so you can shot so far the app is great my friends loved it
(62 stars)
(62 stars)
Very fun app for hl fans
(62 stars)
App doesn't work, designer responded to me quickly and said he knew what he may needed to do. Then nothing, no response. Smh
(62 stars)
How to play


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On our last day in South Africa, we visited the Apartheid Museum in Johannesburg. Two days prior we had been to the Constitutional Court; during that visit we got a sense of the future of the country and the transformative nature of their constitution. With our visit to the Apartheid museum we looked to the…
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Many residents are dealing with flooding, power outages, and damage from Monday's storms.
On Browns Mill Road, a car was stranded in water reportedly up to three feet high.
Southbound lanes of route one in Fairfax, near Holly Hills Road, were also closed due to downed power lines.
Power utilities also reported outages into Tuesday morning.
- Berryville Road at the creek.
- Hispley Mill Road, 24100 to 24898 block.
- Izaak Walton Way, 20500 to 20574 block.
- Kingstead Road, at the creek.
- Loghouse Road between Newbury Road and Founders Road.
- West Old Baltimore Road at the creek.
WTTG FOX 5 & myfoxdc5151 Wisconsin Ave. NWWashington, DC 20016Main Number: (202) 244-5151Newsroom: (202) email@example.com


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You can view your game and team's schedules at IMLeagues.com/CSS. If you don't have an account, you will need to create one within IMLeagues.com using your CSS Email address. You can also view your game schedule on the IM Board located next to the Campus Rec Info Desk in the BWC.
The College of St. Scholastica
1200 Kenwood Avenue
Duluth, MN 55811


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Two photographers, Inger for the brides' location and Doug for the grooms. Two views of your wedding day will give you a lifetime of smiles. Customized packages & hourly rates available.
Fine Art Portraits and Ultra Photojournalism with a creative touch. All packages include: all day coverage, unlimited pictures, all photos retouched, High Res. Disks, copyright released, two photographers, web viewing, portraits and thank you's - most w/albums and many other options. One wedding per date.
We provide modern and artistic photography with a unique, unobtrusive style allowing a more natural feel to your images. We pride ourselves on delivering a high-quality product and impeccable service.
Our approach to wedding photography is simple and straightforward, always creative and fun. Our goal in photographing a wedding is to create from an intensely personal perspective.
Contact Colette for all your wedding photography needs.
We are a full service studio, specializing in weddings since 1972. With 40 years experience specializing in personalized service and catering to detail. We will work with you to make your special day unforgettable with memories that will last a lifetime for you and your loved ones.
Capturing the emotions and individuality of your wedding day with a classic and artistic style.
Fine art, fashion, lifestyle and wedding photographer in Haddonfield, NJ. Local and destination services available.
If you invest in great photography, you should have the freedom to do with it whatever you choose. That is what Douglas Photographics is all about.
Having Neil photograph your wedding adds to the great memories of the day as he charms you into letting your personality shine. Neil is great at working with kids & can even coax smiles from infants.
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My main goal is to have fun while shooting and to create a personality that is lacking in many shoots.
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Jenifer's artful eye & technical background produce imaginative wedding photographs, while her highly organized, yet friendly approach makes for a smooth day. Classic to photojournalistic styles.
I shoot weddings, parties, families, models, and anything else you can think of, I have my own studio located in Willingboro NJ, But I'm available for travel.
Located in south Jersey, I am a professional photographer with an unique eye for the world. For Hire to shoot any event or occasion! I am willing to travel. GET SHOT!
Wedding Photographer
We love photographing your day of love and celebration!
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International Wedding, Event, and Boudoir Photographer & Associate of Church Street Studios located on 122 Church St., Phila, PA 19106. Consultation are free. Call for info.
Professional Wedding Photographer
Beautiful Photos at a reasonable price. Package includes all day coverage, attendance of a second shooter, engagement session, rehearsal attendance, album, online gallery and CD of images.
Shawn Mertz is dedicated to getting natural photos of you and your guests. Anticipating emotional moments, finding interesting perspectives and details are key to telling your story.
Philadelphia's ultimate destination Tommi Lifestyle Boutique is the first of its kind, full service photography studio, salon and spa.
I am geared more for the couple that is looking to have a smaller wedding but not wanting to overlook having high quality details that will last forever.


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Description of the data source, numerator, denominator, survey questions, and other relevant details about the national estimate.
A case definition for new symptomatic cases of hepatitis C is available from CDC.
Additional resources about the objective.
This hyperlink will direct you to a non-governmental Website or application.
The appearance of external hyperlinks does not constitute endorsement by the United
States Department of Health & Human Services (HHS) of the hyperlinked Website
or application, or the information, products or services contained therein. Such
hyperlinks are provided consistent with the intended purpose of this HHS Website.
Visitors to the hyperlinked Website or application will be subject to the Website
or application's privacy policies. These practices may be different than those of
this HHS Website.
You will be redirected to: link


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Should You Be Betting With Paulson On AngloGold's Split?
Marshall is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
Billionaire John Paulson, in his 2012 investor letter, stated that he believes that a split up of AngloGold (NYSE: AU)'s operations would unlock more value for shareholders, and I believe that's true. Paulson said this about the potential upside:
Based on our analysis, AngloGold's shares could increase in value by up to 68 percent if the company was to split its business into South African and non-South African businesses.
I agree, but since the end of 2012 the stock is down 8.5%. Although gold miners have predominately underperformed gold prices, the next few years should prove fruitful for gold miner investors as the mines shift from 'growth' mode to 'returning capital' mode. One of those possible steps for AngloGold includes splitting into two companies, one a high-growth international business and the other a mature dividend paying South African focused company.
Paulson is a gold "bug," to say the least. Per his latest 13F filing with the SEC (Sept. 2012), his Paulson & Co. hedge fund had major gold investments such as NovaGold, Gold Fields (NYSE: GFI) IAMGold, and Barrick Gold (NYSE: ABX). Paulson also had the ETF, SPDR Gold Trust, as his largest 13F holding, making up 29.5% of his funds' 13F assets (check out all of Paulson's stocks).
Back in November 2012, AngloGold stated that the company is open to spinning off South African operations into a new company. Since then they have only made plans to reduce South African gold output to 30% of its total gold production, from the previous 37%, with expectations to lower this contribution even further to 20% by 2016.
The renewed talks of South African operations spin offs comes as a wave of unrest has hit the country, including strikes. Labor unrest is expected to lower economic growth in the country, where it will take a year to recover from job losses following the strikes, according to South African Finance Minister Pravin Gordhan. South African assets are expected to continue to be a drag for AngloGold, where the company cut its dividend, almost in half, in November amidst after a number of South African mine shutdowns because of work stoppages.
By spinning off the South African assets, the gold miner has positioned itself as one of the most attractive gold mining investments. The stock already trades on the "cheap" side of the industry with a 6.4 times P/E ratio:
Follow the leader?
Gold Fileds, another one of Paulson's gold investments, announced in November that it was spinning-off its South African operations. Gold Fields' decision came after the country saw gold output fall 46% year over year in October 2012. The South African share of Gold Fields' total output will fall to 13%, from 47%, following the split.
Unlocking value
The recent deals by gold miners suggest that investors also see the latest industry trend of unlocking shareholder value as a positive. Barrick was up almost 10% after announcing it was in talks to sell part of its African mining business. In December, Barrick also came out and announced that it would be looking to sell other assets and had already been approached by potential buyers. This method, asset sales, could also be a way for AngloGold to further explore unlocking shareholder value, either by selling lower return or higher cost assets. As the industry undergoes various restructuring and refocusing, whether through asset sales or spin offs, there should be a shift from growth to returns. It appears that AngloGold is well positioned for this transition toward value creation, having the highest return on assets amongst its peers:
I think the movement to unlock shareholder value and return capital to shareholders is very advantageous for investors, especially considering that gold miners have constantly underperformed the commodity for the last five years. It is about time that gold miners started looking for ways to reward shareholders, who, if they simply would have bought the the SPDR Gold Trust, would have outperformed all five of the major gold miners:
Gold outlook
Paulson and others, myself included, believe that gold stocks are are undervalued. The price of gold is expected to climb in the interim, which in turn will help boost gold miner earnings. Gold is currently trading around $1,670 per ounce, but a survey in November by Bloomberg shows that analysts believe gold could reach $1,925 per ounce during the fourth quarter of 2013. A number of factors should help contribute, including quantitative easing and inflation concerns, the Fed's intention of keeping short-term interest rates near zero through mid-2015, demand from China and India, and political and economic volatility in Europe (read more about what's wrong with gold stocks).
Don't be fooled
Many of the mining companies that are operating in South Africa have been disappointed by declining productivity and increasing costs. As a result, many of the companies have been under pressure and trade at depressed multiples; notice that both Gold Field and AngloGold trade well below IAMGold on a P/E basis, which has no South African operations. Not only do I believe that AngloGold is one of the top companies in the industry, but I also believe it could get even better, namely with a South African operations spin off.
mhargra has no position in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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DBS provides the full range of services in corporate, SME, consumer and wholesale banking activities across Asia and the Middle East.
We are committed to expanding our pan-Asia franchise by leveraging our growing presence in mainland China, Hong Kong and Taiwan to intermediate the increasing trade and investment flows between these markets. Likewise, DBS is focused on extending our end-to-end services to facilitate capital within fast-growing countries in Indonesia and India.
DBS' regional network span more than 200 branches across 50 cities.
DBS offers a comprehensive range of banking services and financial solutions to individuals.Our philosophy is to deliver value ataffordable cost to cover your evolving needs througout your life.
We provide clients with investible assets of S$1.5 million and above with a comprehensive range
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As an Asian leader in treasury operations, DBS extends a broad range of capabilities in foreign exchange, interest rates and derivatives,money market and securities trading, to corporations and financial institution.
A part of the DBS Group, POSB is the largest local bank in Singapore with more than 4 million customers, having served generations of Singaporeans for over 130 years.
At DBS Private Bank, clients with investible assets of S$5 million and above have full access to bespoke products and services that can help
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As an Asian banking specialist with one of the highest credit ratings in the Asia-Pacific region, DBS assists you in expanding your business across Asia, protecting and unlocking its wealth.
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The Islamic Bank of Asia (IB Asia) ispoised to help clients make the bestof the opportunities, with itsexceptional Middle Eastern networkand deep understanding of Asia.
DBS Vickers Securities is a leadingsecurities and derivatives brokeragefirm with a rich Asian heritage andstrong Asian focus.


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SPOKANE, Wash. -- Former WSU and NFL star Steve Gleason was honored Friday night at Gonzaga Prep's homecoming game.
Gleason's number 34 was formally retired at half-time. Although Gleason was not in attendance, he did attend a small ceremony in August the school held in honor of him. On Friday, Gleason's father and step-mother accepted the jersey retirement on his behalf.
Gleason became the sixth player in Gonzaga Prep's history to be awarded with the honor. The others are football players Rob Hedquist and Tim Lappano and basketball players John Stockton, Lisa Oriard and Terry Kelly.
As part of the ceremony, Prep students performed a choreographed routine wearing Gleason's number. The student body spelled out the number 34 in a formation on the field.
Gleason was a two-time GSL Defensive MVP as a dominating Bullpup linebacker in the mid-90's and is a member of the Gonzaga Prep Hall of Fame. He went on to star at linebacker at WSU and played for the New Orleans Saints from 2000-2008 as a standout special teams player and safety.
Gleason was diagnosed with ALS, also known as Lou Gehrig's Disease, in January 2011. ALS (Amyotrophic Lateral Sclerosis) is considered a terminal neuro-muscular disease. He has since dedicated his life to Team Gleason, an organization created by him, his friends and family that generates public awareness for ALS and raises funding to empower ALS patients.


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America's austerity madness
With the budget sequester and recent tax hikes kicking in, Americans are starting to feel a pinch that will only get worse. But sadly, what's been done so far won't fix the country's finances.
It just got real.
After years of political posturing, false alarms, kicked cans and a general postponement of responsibility, Washington has finally begun the task of closing our out-of-control budget deficit.
With higher payroll taxes, higher investment taxes, higher income taxes, Obamacare surcharges, and now the furloughs and docked aircraft carriers of the budget sequester, Americans are beginning to feel the sting. (The stock market, for now, seems oblivious to what's coming.)
It will hurt. It will hurt because the economy still stinks for most people, with stagnant wages, higher costs of living and the percentage of the population actually working down to early 1980s levels. And it will keep hurting because, despite the budget progress that's been made, much more must be done to put the Treasury on a sustainable fiscal footing.
Given the current state of our political leadership, this nightmare is set to get worse before it gets better. Here's why, along with a few thoughts on how we can awaken from this bad dream and what investors should do in the meantime.
Just getting started
As I discussed in last week's column ("Why there's no way Obama can win"), we're only about halfway toward stabilizing the government's finances over the near term, given the 2011 debt-ceiling deal, the fiscal cliff deal with its tax hikes, and now the spending cuts of the sequester. According to the Committee for a Responsible Federal Budget, we need at least $2.4 trillion or so in deficit reduction over the next 10 years to keep debt levels stable.
What's more, this assumes there are no recessions, natural disasters, wars or other drains on the Treasury's finances during that time. If there are, we'll need to tighten more to stay on track.
Anthony Mirhaydari
Already, the tax hikes and spending cuts that have been done are set to chop at least 1.5% off of growth of gross domestic product this year. It could turn out to be more than 2%, since research from the International Monetary Fund shows that, in situations like the one we're in now, deficit tightening hits growth harder than normal. The total drag could easily top 3% if the upcoming fights over a new budget and the debt ceiling result in fresh taxes and new cuts, as expected.
With the U.S. economy essentially flat-lining, and with Japan and much of Europe falling into a new recession, it wouldn't take much of a shove to start a self-perpetuating downturn. (Again, the stock market is marching to its own beat right now due to stimulus from central banks. But, as I discussed in "Gas below $4 or Dow 14,000?", the risks of this strategy are rising while the benefits to consumers are diminishing. And a new recession clearly isn't priced into the market yet.)
If our fiscal chase feels a bit like a dog trying to catch its tail, well, that's because it is.
Following Europe into austerity
You can see this downward spiral playing out in real time across the Atlantic. Europe started its austerity efforts in 2010 after the Greek debt crisis focused everyone's attention on the unsustainable borrowing of many developed-economy governments. The results are plain to see: Government deficits show a modest decline, yes, but at a cost of persistent joblessness, ongoing economic stalling, restless populations, political turmoil and backsliding on austerity commitments.
In other words, austerity has been a failure. The more deeply you cut, the worse your economy gets, which lowers tax revenue, increases benefit spending and widens your deficit whilst irritating constituents. It's a toxic downward spiral.
Fringe, anti-austerity parties are resurgent in Athens and Rome. Hundreds of thousands of protesters have taken to the streets in Portugal, with banners proclaiming "Austerity Kills," demanding the resignation of the current conservative government and an end to the tax hikes and benefit cuts. And Spain and France are asking eurozone leadership for more time to meet the 3% deficit-to-GDP targets Germany has pushed so hard for.
Admittedly, I find European politics as exciting as the average American does. Which is to say, not very.
But just a cursory peek at what's happening there presages where the United States is headed. It's not pretty. And it risks a repeat of the mistakes of the 1937 double-dip recession -- sparked by the misguided belief of President Franklin D. Roosevelt and his conservative Treasury secretary, Henry Morgenthau, that austerity was required to boost the economy. The result was an extension of the Great Depression that didn't end until America's factories ramped up to support the fight against the Empire of Japan and Nazi Germany.
In 1937 and 1938, the budget deficit was closed by a total of 5.4% of GDP. Outside of the drawdown after World War II, a tightening of this scale hasn't happened. Until now: Over the next two years, based on President Barack Obama's 2013 budget proposal, we're on track for a tightening of 4.6%, mainly via tax hikes.
Yet doing nothing, or not doing enough to stabilize the debt load, risks a Japanese-style decline into extreme indebtedness. And that, according the academics, carries risks of a period of stagnant growth, a fragile susceptibility to financial crises and a dangerous temptation to simply monetize the debt via dollar debasement by the Federal Reserve.
Currently, Washington's debt load totals $16.7 trillion, which is now nearly $1 trillion more than the economy's total output in one year. The debt-to-GDP ratio works out to about 105%. In Japan, where debt has been accumulated with aplomb, the debt-to-GDP ratio is expected to hit 230% next year -- creating a reality where economists don't know how the Land of the Rising Sun can reverse its long decline.
After looking at the figures it appears 345 federal workers could avoid furloughs with every cancelled weekend presidential golf outing. This means tours of the capitol could resume and many more planned cuts could be avoided if the elitist would cut his personal extravagant lifestyle. Maybe we could feel less of an impact if the many Whitehouse staffers that dress the first lady were laid off and she could dress herself. I'm sure she could manage to find something she could wear. And the kids can watch TV so the Whitehouse personal movie theater staffed around the clock with fresh popcorn would also be subject to sequestration. It only seems fair to me and lots of other tax payers that the royal family should feel the impact. After all, it was his idea!!
Anthony! There no spending "cuts." These are reductions in the percentage of growth. The government is still growing and spending more each year. I have to balance my check book or either go to jail for file bankruptcy. Why is the federal government better than my family? A "CUT" to the federal budget wouldn't affect me negatively at all. I get nothing from the crooks.
What you think is a easy fix will likely make the problem worse. Corporate taxes are pushing all time lows yet where are the jobs. The more crude we tap into, the more they export it elsewhere. Another fact people don't seem to get, government spending is why the economy expands. We have being doing it for decades. Any system will run it's course and ours is far from perfect.
It's so easy to run around like a chicken with your head cut off screaming this or that. Fact of the matter is corporate profits are at all times high during most of Obama's term. Corporate taxes as a percent of GDP are at all time lows. No wonder seeing how both Facebook(2012) and GE(2010) made huge profits yet paid ZERO in taxes.
Regular people are the ones who are going to pay for this circus .The government does not care.They just want to act like grade school kids.The blame game is not going to fix anything.Why are these people running this country into the ground.I heard a commercial on the radio yesterday that puts this into perspective.Some wall street idiot was telling people to put their money in the stock market because BEN was throwing all that printed money at the problem and it was the only game in town.Tony you keep writing your articles of truth and maybe someone in the white house will take notice and look themselves in the mirror.I have been around small business my whole life.I would like to sit down with the president,congress and friends and show them what a balance sheet can do.If i spend more money than i make i will go bankrupt but i can not raise taxes or get someone to fire up the printing press.
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[BRIEFING.COM] The stock market finished an upbeat week on a mixed note. The S&P 500 shed less than a point, ending the week higher by 1.3%, while the Dow Jones Industrial Average (+0.1%) cemented a 1.7% advance for the week. High-beta names underperformed, which weighed on the Nasdaq Composite (-0.3%) and the Russell 2000 (-1.3%).
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10 easy ways to update your little black dress
Add some strappy accessories
And we're not talking about those dainty little numbers either. Bold, futuristic accessories—like Jessica Alba's choker necklace, wide bangle and ankle-strap heels—look fresh this season.
Dress up your black dress with polka-dot tights
Whether your black dress is sleek or frilly, kick up its volume by adding a pair of creative tights—check out AnnaLynne McCord's polka-dot pins!
Update your little black dress with a pumped-up hairstyle
Glam up your little black dress without piling on accessories—pump up your 'do instead. Take a tip from Adele—her hairstyle's gravity-defying sculpted volume is a glorious accompaniment to her Barbara Tfank dress' understated elegance.
Pair your little black dress with animal-print cool-girl staples
Leopard-print shoes will imbue your ladylike little black dress with a sexy edge—check out Busy Philipps' chic combo.
Throw a tailored jacket over your little black dress
Ten times cooler than a pashmina or worn-in office cardigan, a tailored jacket will make the whole day-to-evening-to-dance-floor transition a total cinch.
Update your little black dress with a serious dose of bling
With so many glitzy, eye-catching earrings and bracelets, no one will notice if you're trotting out your favorite little black dress, two (or three) weekends in a row.
Dress up your neckline with lots of long necklaces
Not only do they look festive and fun, but über-long necklaces'll make you look long and lean too.
Cozy into some faux fur
If anyone knows how to turn an outfit upside down (in a good way), it's style icon of the decade Kate Moss. Follow in Miss Moss's fashionable footsteps by adding a little faux-fur jacket or stole before you head out for a night on the town. Bonus points if your super-sexy LBD is in leather or pleather.
Embellish your little black dress with a brooch or pin
Secure a glitzy bauble onto your little black dress and you've got a young, totally now outfit idea.
Wow is all we can say. Party-hop in saucy red high heels and an LBD with a plunging back and you'll have them swooning both coming and going.


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PISCATAWAY, N.J. (March 14, 2013) – The Rutgers men's soccer program announced its 2013 spring schedule featuring five dates against regional competition and three home games.
The Scarlet Knights kick off spring action at Penn State on March 30 and return home for the first of three home spring dates beginning with William Patterson on April 6 at 10 a.m. On April 13, RU will travel to West Point to face Army and close out the spring with NJIT on April 20 at noon and Lafayette on April 27 at 11 a.m.
All home games will be played at the Athletic Center Fields (ACF), located between the RU Softball and Class of 1953 Baseball Complexes.
The RU men's soccer team finished 7-6-1 overall in 2012. Midfielder Mael Corboz (Green Brook, N.J.) earned Second Team All-Freshman accolades by College Soccer News and Soccer America, as well as, Second Team All-BIG EAST and BIG EAST All-Rookie honors. Additionally, junior forward Kene Eze (Sayreville, N.J.) was a Second Team All-BIG EAST honoree and freshman defender Mitchell Taintor (Storrs, Conn.) was named to the conference's All-Rookie squad.
Head coach Dan Donigan begins his fourth season "On the Banks" this fall, which included a NCAA Sweet 16 appearance by the Scarlet Knights in 2011. This fall will also mark the 75th year of Rutgers men's soccer.
2013 Men's Spring Soccer Schedule
March 30 at Penn State TBA
April 6 vs. William Patterson 10a.m.
April 13 at Army TBA
April 20 vs. NJIT Noon
April 27 vs. Lafayette 11 a.m.
Follow Rutgers Athletics on Facebook (www.facebook.com/RutgersAthletics) and Twitter (www.twitter.com/RUAthletics) for all of the latest news and updates. Fans also receive timely information, including special offers and giveaways throughout the year on both social media outlets along with www.ScarletKnights.com.


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Members of the Atlanta Police Department and Midtown Blue joined Midtown neighbors on Tuesday evening in an act of solidarity in the fight against neighborhood crime.
Organized by the Midtown Neighbors' Association (MNA), the Shining Light Walk featured about 20 people walking the streets of Midtown together with flashlights and lights flashing on accompanying police vehicles.
"This is a very good event to get the neighbors out in the neighborhood,'' said Atlanta Police Officer Cary Dupart. "These are the kind of things that gets people together to show criminals that the neighborhood is serious about crime."
The group met around 7 p.m. at (817 West Peachtree Street), and then began about a 30-minute trek that took them from the restaurant up 6th Street and across Peachtree Street. They turned south along Myrtle Street and then walked along 4th Street and Piedmont Avenue before returning to Cypress Pint & Plate via 6th St.
"I am in huge support of this event,'' said Cypress Pint & Plat owner Billy Streck. "Sometimes when closing up at night, you'll see something shady going down, male prostitutes, other prostitutes, drug dealing. You want the neighborhood to be safe."
Along the route, many Midtown residents and restaurant patio diners inquired to walkers as to what the march was all about. This was the second Shining Light Walk after the initial event was staged last fall. MNA President Greg Guhl encouraged more neighborhood residents to get involved.
"Please join us at MNA; the more you join us the more we can do things like this,'' he said.
Ameris Bank, the financial institution located at 1180 Peachtree Street, served as the sponsor of the event. "The MNA did a great job to get people out here,'' said Ameris Bank Vice President Gloria Donworth. "We all need to be aware of our surroundings."
See here for more information about the MNA.


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this week teaching online
For those who missed my social media career workshop at General Assembly last month, I'm teaching an online class this Thursday, January 17th at 2pm EST on the same topic. Curious about social media or wondering how to build communities with your Internet skills? My brain is at your service.
image via general assembly


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Cardigan Bay (Bae Ceredigion) takes a huge bite out of the west Wales coast, leaving behind the Pembrokeshire peninsula in the south and the Llŷn in the north. Between them lies the Cambrian coast, a loosely defined mountain-backed strip periodically split by tumbling rivers, which stretches from Cardigan up to Harlech. Large sand-fringed sections are peppered with low-key coastal resorts, peopled in the summer by families from the English Midlands.
The southern Ceredigion coast is broken by some spirited little ports, all soaked in a relaxed, upbeat and firmly Welsh culture: the old county town of Cardigan fringed by the lovely Teifi Marshes and Cilgerran Castle; higgledy-piggledy New Quay; and pretty Georgian Aberaeron. Ceredigion's main town is ebullient Aberystwyth, a great base for the waterfalls and woods of the Vale of Rheidol out towards Devil's Bridge and the red kites at Bwlch Nant yr Arian.
To the north, the flat river plain and rolling hills of the Dyfi Valley lay justifiable claim to being one of the greenest corners of Europe. Their focal point is the genial town of Machynlleth, a candidate for the Welsh capital in the 1950s and site of Owain Glyndŵr's embryonic fifteenth-century Welsh parliament. In the hills to the north lies the fascinating Centre for Alternative Technology. Machynlleth looks up at one of Wales's most inspirational mountains, Cadair Idris (2930ft), incised by the Talyllyn Valley (with its toy railway) and the delightful Dysynni Valley. On its northern flank, the beautiful Mawddach estuary snakes its way seaward from grey-stone Dolgellau, springboard for the mountain biking and forest pursuits at Coed-y-Brenin. The coast begins to feel more like north Wales at hilltop fortress of Harlech where the castle overlooks the dunes and the Llŷn.Read More
An ancient former port of CARDIGAN (Aberteifi) was founded by the Norman lord Roger de Montgomery in 1093 around a castle (closed to the public). From the castle, Bridge Street sweeps up to the turreted oddity of the Guildhall, through which you access the town's covered market, a typically eclectic mix of fresh food, local crafts and secondhand stalls. Cardigan sits at the lowest bridging point of the River Teifi, one of Wales's most eulogized rivers, for its rich spawn of fresh fish, its meandering rural charm and the coracles that have been a regular feature since pre-Roman times.
New Quay
New Quay
NEW QUAY (Cei Newydd) lays claim to being the original Llareggub in Dylan Thomas's Under Milk Wood. Certainly, it has the little tumbling streets, prim Victorian terraces, cobbled stone harbour and air of dreamy isolation that Thomas evoked in his play. Although there is a singular lack of excitement in town, it's a pleasant base for good beaches, dolphin-spotting and the rocky promontory of New Quay Head, where the invigorating coast path steers along the top of aptly named Bird Rock.
ABERAERON, seven miles northeast of New Quay, comes as something of a surprise. This little nugget of Georgian architecture was built by the Reverend Alban Gwynne, who spent his wife's inheritance dredging the Aeron Estuary and constructing a planned town around it as a new port for Mid-Wales. The colourful terraces of quoin-edged buildings around Alban Square and along Quay Parade are undoubtedly pretty, though the moneyed weekenders from Cardiff (and even London) are more interested in the excellent array of places to stay as well as the good restaurants.
Aberaeron's beach is unappealing, so head out along the coast path or just amble around the streets and waterfront and graze in its cafés and pubs.
The liveliest seaside resort in Wales, ABERYSTWYTH is an essential stop. With two long, gentle bays curving around between rocky heads, its position is hard to beat, and being rooted in all aspects of Welsh culture, it is possibly the most enjoyable and relaxed place to gain an insight into the national psyche. As the capital of sparsely populated Mid-Wales, and with one of the most prestigious university colleges in the country, it offers plenty of things to do, and has a nice array of Victorian and Edwardian seaside trappings. Politics here are firmly radical Welsh – in a country that still struggles with its inherent conservatism, Aberystwyth is a blast of fresh air.
The Vale of Rheidol
The Vale of Rheidol
Inland from Aberystwyth, the River Rheidol winds its way up to a secluded, wooded valley, where old industrial workings have sometimes moulded themselves into the contours, rising up past waterfalls and hamlets to Devil's Bridge. The latter is best accessed by narrow-gauge railway; otherwise you need your own transport.
Vale of Rheidol Railway
Steam trains on the narrow-gauge Vale of Rheidol Railway wheeze their way along steep hillsides from the Aber terminus to Devil's Bridge. It was built in 1902, ostensibly for the valley's lead mines but with a canny eye on its tourist potential as well, and has run ever since.
Devil's Bridge
Twelve miles east of Aberystwyth, folk legend, picturesque scenery and travellers' lore combine at DEVIL'S BRIDGE (Pontarfynach), a tiny settlement built solely for the growing visitor trade of the last few hundred years.
The bridge spanning the chasm of the churning River Mynach is actually three stacked bridges – the eleventh-century original, a stone arch from 1753 and the modern road bridge. Enter the turnstile upstream of the bridge and head down slippery steps to the deep cleft for a remarkable view of the Punch Bowl, where the water pounds and hurtles through the gap crowned by the bridges.
Bwlch Nant yr Arian
Bwlch Nant yr Arian is famous for its red kites, easy walks and varied mountain biking (no rentals). From the visitor centre, which has a decent café with a lovely deck, three well-marked walking trails (30min, 1hr & 2hr) head out into the evergreen forest and among the abandoned lead-mining detritus. The easiest and shortest trail loops around a lake past the kite hide, a superb spot for watching the daily red kite feeding (3pm, 2pm in winter) when 20lb of beef and lamb lure up to two hundred kites.
Machynlleth and around
Machynlleth and around
Eighteen miles northeast of Aberystwyth is MACHYNLLETH (pronounced "ma-hun-cthleth"), a bustling little place with a great vibe, as well being the undisputed centre of all things "New Age", thanks in large part to the nearby Centre for Alternative Technology. The wide main street, Heol Maengwyn, is busiest on Wednesdays, when a lively market springs up; Heol Penrallt intersects this at the fussy clocktower.
Centre for Alternative Technology
After the oil crisis of 1974, seven acres of a once-derelict slate quarry were turned into the Centre for Alternative Technology (CAT), an almost entirely sustainable community. At one stage, eighty percent of the power was generated from wind, sun and water, but this is no back-to-the-land hippy commune. Much of the on-site technology was developed and built here, but with the rise of eco-consciousness the emphasis has shifted more towards promoting its application in urban situations. CAT's water-balanced cliff railway whisks visitors 200ft up from the car park to the beautiful main site, sensitively landscaped using local slate and wood, and you can easily spend half a day sauntering around. There's plenty for kids, a good wholefood restaurant and an excellent shop. Check the website for summer residential volunteer programmes.
Dolgellau and around
Dolgellau and around
The handsome former county town of DOLGELLAU still maintains an air of unhurried importance, never more so than when all the area's farmers pile into town for market. With the lofty crags of Cadair Idris framing the grey squares and streets, Dolgellau feels as Welsh as it is possible to be.
For years, mountain bikers from around Britain and beyond have been flocking to Coed-y-Brenin for some of Wales's finest mountain biking. With the addition of dedicated forest running and walking trails, a high ropes adventure, orienteering and Geocaching courses and a kids' play area, it has developed into one of the most popular spots in southern Snowdonia. At the visitor centre you can rent bikes, buy a pack of trail maps, take a shower and recover in the good café.
Charming HARLECH, twenty miles northwest of Dolgellau, is one of the highlights of the Cambrian coast, with its time-worn castle dramatically clinging to its rocky outcrop and the town cloaking the ridge behind, commanding one of Wales's finest views over Cardigan Bay to the Llŷn.
Harlech Castle
Harlech's substantially complete castle sits on its 200ft-high bluff, a site chosen by Edward I for one more link in his magnificent chain of fortresses. Begun in 1285, it was built of a hard Cambrian rock, known as Harlech grit, hewn from the moat. Harlech withstood a siege in 1295, but was taken by Owain Glyndŵr in 1404. The young Henry VII withstood a seven-year siege at the hands of the Yorkists until 1468, when the castle was again taken. It fell into ruin, but was put back into service for Charles I during the Civil War; in March 1647, it was the last Royalist castle to fall. The first defensive line comprised the three successive pairs of gates and portcullises built between the two massive half-round towers of the gatehouse, where an exhibition now outlines the castle's history. Much of the castle's outermost ring has been destroyed, leaving only the 12ft-thick curtain walls rising up 40ft to the exposed battlements. Only the towering gatehouse prevents you from walking the full circuit.


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P-Bruins Add Veteran of 16 Seasons
Providence, RI - The Providence Bruins, entering their 20th season in the American Hockey League, announced today that former P-Bruin Mitch Lamoureux will participate in the Alumni Game on November 13 at the Dunkin' Donuts Center.
Lamoureux, who hails from Ottawa, Ontario, spent 1995 through 1997 with the Providence Bruins. In his second season with the P-Bruins, the centerman led the team in goals (25), assists (29) and points (54). In 138 career games in Providence, Lamoureux tallied 47 goals and added 58 helpers for 105 points.
Drafted in the 1981 NHL Entry Draft 154th overall by the Pittsburgh Penguins (NHL), Lamoureux saw time in 73 NHL games with the Penguins and the Philadelphia Flyers. The centerman recorded a career high 107 points in his rookie season with the Baltimore Skipjacks (AHL). After his two seasons in Providence, Lamoureux split the 1997-98 season between the B.C. Icemen (UHL) and the Hershey Bears (AHL) before finishing his professional career in Hershey in 1999.


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Nori Siemers, Associate Broker
Coldwell Banker Devonshire
200 Fillmore St Ste 300 Denver, CO
Office: (303) 758-7611 , Mobile: (303) 250-6251 , Fax:
200 Fillmore St Ste 300 Denver, CO
Office: (303) 758-7611 , Mobile: (303) 250-6251 , Fax:
Assistant: , Contact: Email or Phone required for Assistant
Chosen file: CHOOSE NEW IMAGE
Chosen file: CHOOSE NEW IMAGE
* if you already have a photo or video, uploading a new file will replace your current selection.
Contact Nori Siemers
Office: Coldwell Banker Devonshire Address: 200 Fillmore St Ste 300, Denver, CO 80206 Office Phone: (303) 758-7611 Mobile Phone: (303) 250-6251 Fax: (303) 377-4733 Email: email@example.com
About Nori Siemers
- Nori graduated from the Daniels College of Business at the University of Denver in 2008 where she majored in Real Estate. Studying real estate provided her with extensive education in various facets of the industry including finance, appraisal, development practice and real estate capital markets. On her summer and winter breaks during college, she interned for Sonnenalp Real Estate in Vail where she gained experience working in high end residential brokerage.
- Upon graduation, Nori accepted a position with the global investment management firm BlackRock in Newport Beach, CA where she worked as a real estate analyst, overseeing commercial real estate investments in several U.S. markets. This position provided her with a strong understanding of macroeconomics and real estate market cycles. She applies this invaluable knowledge to her career in residential brokerage to help her clients take advantage of prime buying and selling opportunities.
- Nori embraces the Colorado lifestyle and is an avid skier. She is enthusiastic about working with her clients in Denver – a vibrant city with all of the "big city" amenities of dining, culture and entertainment with the added bonus of the Rocky Mountains in the city's backyard.
- With her educational and professional background in real estate as well as her "big picture" knowledge of the industry, Nori provides an informative and assuring experience for her buyers and sellers.


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Your cat is a disaster? We want to see it!- You can only send me photos that were taken by yourself.
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- By submitting your images and text to me, you agree to give me the right to use the submitted material in any way I choose.
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- If you have a CAT RELATED website of your own, I'll be happy to add a link to your site, so remember to include your URL.
Thanks so much!


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Kalamazoo's Morning News 6:00 AM - 10:00 AM
Kalamazoo's Morning news
Kalamazoo's Morning news
At Abstract Salon & Spa, our goal is to welcome you into an environment where you can relax and allow our staff of to provide you with the very best in hair care and spa treatments. We invite you to explore the world of and look forward to helping you radiate sophistication, glamour, and beauty…inside and out. Spa treatments that work are delivered with exceptional service by caring and friendly spa specialists who set the stage for a personal journey towards better health. Our technicians provide exceptional service that brings out your inner and outer beauty. We are a full service Salon and Spa located in South Portage. The experienced and talented staff members at Abstract Salon & Spa are among the most qualified in the industry. We stay up on all of latest styles and education to better accommodate you with your salon and spa needs. We are proud to bring a full array of services to the greater Kalamazoo and Portage areas. Whether you need a full day of relaxation, a completely new hairstyle or a quick manicure, you'll find it here seven days a week. https://www.facebook.com/pages/Abstract-Salon-Spa/220007801344834"
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Wild Republic® Polybag Insect Collection
- Includes 10 colorful insects
- Realistic and detailed
- Durable
- Ages three and up
Encourage your child's enthusiasm for the outdoors with this fun and educational Polybag Insect Collection. Featuring 10 colorful insects ranging in size from 4-8'', this fun collection is durable, realistic, and highly detailed. The 8'' x 12'' bag includes a butterfly, ant, fly, praying mantis, grasshopper, several types of beetles and more! Imported.
Wild Republic® is committed to nature and conservation and proactively strives to be as environmentally friendly and ethically responsible as possible. The company aims to educate younger generations about the beauty of the animal kingdom through fun and creative toys that inspire learning and imagination.
Makes a fun and exciting gift for kids!
Need Help? 7 days a week: 7am to 10pm CT or call 1.800.227.7776 anytime


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Ballot Proposal 12-1, a referendum on Michigan's Public Act 4 of 2011, also known as the Emergency Manager Law would:
Establish criteria to assess the financial condition of local government units, including school districts.Authorize Governor to appoint an emergency manager (EM) upon state finding of a financial emergency, and allow the EM to act in place of local government officials.Require EM to develop financial and operating plans, which may include modification or termination of contracts, reorganization of government, and determination of expenditures, services, and use of assets until the emergency is resolved.Alternatively, authorize state-appointed review team to enter into a local government approved consent decree.
Should this law be approved?
According to a recent survey:
The polling firm Foster | McCollum | White | Baydoun recently conducted a poll in which 1,122 respondents fully participated. The margin of error for this total polling sample is 2.93% with a confidence level of 95%.
If the election was held today, how would you vote on Proposal 12-1, to maintain or repeal Public Act 4?
Vote yes to maintain Public Act 4
Vote no to repeal Public Act 4
Undecided on Public Act 4
WJBK-TV | Fox 2 16550 West Nine Mile Rd.Southfield, MI 48075Main Station: (248) 557-2000Newsroom: (248) 552-5103


text:
Music for the Nation: American Sheet Music
Old robin's farewell /
The Old roof tree /
Old rosin the bow /
Old rough and ready quick step /
The Old rustic bridge by the mill /
Old rustic bridge by the mill, The; Waltz /
The Old rustic swing /
The Old saw mill /
The old school house /
The Old school house /
The Old school-house down by the mill /
The Old scissors man /
Old sentinel, The; March /
The Old sexton's turn to go /
The Old ship of Zion /
The old ship of state /
The Old slave's lament /
Old snow-ball's hair is turning gray /
The Old soldier /
The old soldier /
The Old song book /
An old song, think and smoke tobacco /
The Old songs my dear mother sung /
The Old spinning wheel /
The Old spring at the farm /
The old state house bell /
The Old stone mill /
Old story, The - Das alte lied /
The Old street lamp /
The Old sweet story /
The old thatch'd cot /
The Old time /
Old time and I /
Old time as he buried the beautiful hours, ballad /
The old timepiece on the stairs /
Old times.
Old times Roxy; or, Trouble in de kitchen /
Old times polka /
Old times; Ethiopian medley with variations /
The Old tin plate /
Old tin roof /
The Old town clock /
Old tried friends are always best [and] Old cuckoo clock that… /
Old trysting tree, The; or, Waiting a letter /
The Old turnkey /
Old unkle Ned /
The old veteran /
The Old veteran of 1776 /
The Old village bell /
The Old village blacksmith shop /
Old village church /
The Old village church /
The Old village clock /
The Old village depot /
The Old village forge /
The Old village pastor /
The Old violin /
The Old volunteer fireman /
Old war days /
The Old well /
Old well march /
The Old white hat /
An old wife's song /
The Old willow chair where grandmother sat /
Old willow chair, where grandmother sat /
The Old willow cradle /
Old willow cradle that rock'd us to sleep /
Old willow tree /
The Old willow tree by the spring /
Old winter is stern and cold /
The Old wolf at the door /
The Old woman's polka /
The Old wooden bench by the door /
The Old wooden bridge /
The Old wooden rocker /
The Old year dies to-night /
The Old, lov'd song /
The Old, old clock /
The Old, old home /
The Old, old story /
Old, old story, The; Christmas carol /
The Old-fashioned church on the hill /
The Old-fashioned home /
An Old-fashioned photograph of mother /
The Old-fashioned well by the way-side /
The Olden days /
Olden memories /
The Olden story /
The Olden time /
The olden time for me! /
Olden time schottische /
Olden year fare thee well /
Ole Bull and Dan Tucker /
Ole Chloe an' me /
Ole Clem, a celebrated Ethiopian song /
Ole Uncle Samuel /
Ole bull and ole Dan Tucker.
Ole bull's dream /
Ole bull; In memoriam /
Ole cuff in de mornin /


text:
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Environmental Conservation
- Group Policy
- Energy Conservation and Prevention of Global Warming
- Resource Conservation and Recycling
- Pollution Prevention
- Conservation of Biodiversity
Group Policy
Business model for a sustainable society
Every business not only impacts our planet's natural resources and ecosystems — it also depends on them. Problems such as global warming, depletion of renewable and nonrenewable natural resources and ecosystem degradation therefore pose business risks. In turn, however, protecting the environment can present business opportunities.
The Ricoh Group deploys sustainable environmental management practices that help to preserve the Earth's ecology while simultaneously improving our profitability. Our approach focuses on developing energy-efficient products, reducing costs and minimizing our own environmental footprint though economical use of resources, and supporting workstyles that enhance operational and energy efficiency. In short, we are committed to benefiting both society and the planet while raising our corporate value.
The four pillars of our sustainable environmental management
It is crucial to limit humanity's environmental impact to a level the Earth's self-recovery capabilities can cope with if we are to achieve a sustainable society.
The Ricoh Group's sustainable environmental management has four pillars: conserving energy and preventing global warming, conserving and recycling resources, preventing pollution, and preserving biodiversity. The first three pillars aim to reduce the environmental impact of our activities, while the fourth supports the Earth's self-recovery.
Keep environmental impact within the self-recovery capabilities of the Earth
Overall picture of the Ricoh Group's sustainable environmental management
Three stages to create a sustainable society
The Ricoh Group's environmental conservation efforts have progressed through three stages: passive, proactive and now, responsible. During the first stage, we coped with social pressures by adhering to environmental laws and regulations. During the proactive stage, while continuing to fulfill external (legal and social) requirements, we voluntarily set our own goals based on our sense of mission as a global corporate citizen. Today, in the responsible stage, we take an integrated approach that combines sustainable business growth with environmental protection.
Three stages in environmental conservation activities (from the passive, to proactive to responsible stage)
Select Your Language
Jump to "Sustainability Report" top of the selected language.


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• • • • • • • • •
|Thread Tools
Did The 3in Body Lift on my 08 1500! - Posted: 03-24-2012, 05:48 PM
Post #1
Been talking about it for a while now. Kits installed so now I can start doing all the rest of the stuff. Only thing I have to do to finish the bl is the exhaust and the hitch and I may have to adjust my bumper a little.
The Install was really easy. A big thanks to Will225 for posting the steps that don't need to be done on the newer trucks. I came across a couple more as well. I'll have to go back and look at the directions to see which ones. Big thanks to BigPink for helping me out!
My kit was slightly used it was on BigPinks Ram for a while.
I'm happy with it for the most part. I would change a couple things. I'm unsure if the newer kits have this problem I don't think they do as Bigpink had told me Zone was in the development stages with there steering extension when he had problems with installing it on his. I would want this piece to be made to fit and work better. Worried me a bit. As at first it was not working out all that great . But I got it handled. I knew it had to work as it did on his truck. I also wished the bolts in the kit were better but I'm really picky about that so there fine for the most part. Steps I found that are skipped or changed from my truck are. Steps 51-56 my power streering cooler and rad and shroud the holes lined up for me to just attached the cooler mounts to the shroud mounts on the rad. Mounting of the washer/overflow bottle once in my truck left the hose a little short. I just cut a longer one from some fuel hose I had. In step 88 the rear bracket wasn't needed from fig 32. Not sure if this because my truck doesn't have the dampner or why it doesn't have one or what it does. In step 101 my winch mount only has 2 bolts.
Step 103 is also skipped since I didn't have to remove it. There might be a few others like that but its easy to figure out while your doing it.
A few tips I found were the body mount bolt washers needed from the old bolts it was alot easier for me to just grind the bolt just below the washer and it falls right off and the bolt can be used again if you decided to take the kit off where hammering damages the tip and takes longer.
-Installing the support blocks for the bed a gear wrench made this a ton easier as there isn't much room to tighten.
-Taking the body mount bolts out with an impact dont have your face to close to the gun or be under the mount as nasty ass swamp water dirt mud crap flings and drains out of most of them and it tastes really bad. lol
-Dont jack the body to much higher then the puck as it makes it harder to get the bolts started straight. Makes the pucks harder to place but you dont want a cross threaded body bolt.
-Factory plugs suck and each one is differant and you have to be super patient and gentle to not break them and you will want to if you get stuck on one. The fog light one got me forever it felt like. It slightly has a chewed on look to it but works and none of the clips are broken on it.
Heres some befores and durings. Its more work to take pics and do writeups then doing the install. Just get out there and do it its not hard!
You'll see by one of the pics I did the bed first. You can see it's really not that big of a change. Getting in out and driving is a change at first but you get used to in a couple days.
oh8 Ram 1500
Black Truck Club #223
Last edited by N1K : 03-28-2012 at 08:27 PM.
Posted: 03-26-2012, 09:29 AM
Post #2
I will be forwarding this on to our R&D department so they can utilize your suggestions in the installation instructions wherever possible.
Post up some pictures asap! You got us all excited, now don't make us wait!!!
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Posted: 03-28-2012, 06:23 PM
Post #3
Sorry for the wait here's the best one I have right now.
Couple before I had to.
oh8 Ram 1500
Black Truck Club #223
Last edited by N1K : 04-02-2012 at 10:37 PM.
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The Inn is located atop a high bluff overlooking the majestic Mississippi River and is surrounded by 54 rolling acres. Native prairie, timbered bluffs, and hiking trails can be found at Four Mounds. The Grey Mansion can accommodate up to fourteen people and offers four fireplaces and seven bedrooms each with their very own charm. The Cabin can accomodate up to four people offering a large fireplace and full kitchen. A delicious full breakfast is served! Gift certificates are available. Weddings, whole house rental, and conferences are all available.
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1 Reviews
5 on October 17, 2011
This was an amazing find! Beautiful historic site on the Mississippi River. Feels remote and only a few miles from downtown Dubuque. Great serve and wonderful accommodations.
Dubuque, IA (DBQ) 13 miles
Four Miles north of downtown Dubuque, on a bluff overlooking the Mississippi River. For directions, enter 4900 Peru Road, Dubuque IA 52001 into .mapquest .
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BBQ grill, Board games, Conference Rooms, DVD Player, Desk, Fax Machine, Fireplace, Satellite/Cable TV, TV, Telephone, Wedding Facilities
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Marie Fitzgerald
Low fat , Restrictive , Vegetarian
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BedandBreakfast.com Diamond Collection


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- Back To School
- Hot Deals
- Guitars
- Bass
- Accessories
- Live Sound
- Keyboards
- Microphones & Wireless
- Recording
- DJ & Lighting
- Drums
- Books/DVDs
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To automatically re-order this item before you run out, select the recurring order option during checkout.
The Corona Xtreme Series is made for the professional musician who demands quality and functionality
The Corona Xtreme Series is made for the professional musician who demands quality and functionality. Ideal for Tex-Mex, Norteño, Folk, and Zydeco players. Color pearl white, 3 switches, Key of GCF, 34 Treble Keys, and 12 Bass Keys. Voice configuration MM.
Includes upgraded gig bag and straps
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Hohner harmonicas are warranted to be free from manufacturing defects and properly tuned at the time of purchase. Any instrument found to contain manufacturing defects or other noticeable imperfections will be, at Hohner's option, repaired or replaced at no charge providing the harmonica is shipped prepaid to the Hohner Service Center.


text:
It started out with a Friday morning phone call.
A man claiming to be a Rankin County Deputy wanted to know why this lady, who didn't want to be identified, had not paid a fine.
"He wanted to know why I did not show up for my court date and I said sir I do not know what you're talking about," recalled the lady.
She says the man told her where the ticket was supposedly written and the court date, then he wanted her driver's license or social security number.
"He kept me on the phone. He was real convincing. He was threatening me with a warrant, with being arrested. It was pretty scary," said the woman.
Although she was a target, the lady says she didn't reveal any information. In fact, she turned the tables and wanted him to verify his identity and whether he was calling from the Rankin County Sheriff's Office.
"When I questioned was he calling from there, he said no I'm in the area I'm on my cell phone. I could not verify too much information from him," said the lady.
Eventually the Hinds County resident hung up on him and called Rankin S.O. They told her no one by the name she was given worked there. She says Hinds County is now investigating the incident.
The incident happened the same day the U.S. Attorney Gregory Davis and Hinds County Sheriff Tyrone Lewis warned of a similar scam where the caller claims to be a Hinds County Deputy requesting similar information.
Davis says several Metro residents have received the phone calls. The scammer tells residents there is an arrest warrant for someone living at the home. The caller then demands the person give their social security number and driver's license number or be arrested.
"When they call you, no matter how much they threaten you do not give out any personal information on the telephone," said the unidentified female victim.
Law enforcement tells WLBT, officers should have your driver's license number and access to your social security number through the National Criminal Information Center if you were written a ticket.
If there is a misdemeanor warrant for your arrest officers will usually call and ask you to come to the police station instead of requesting information. Investigators say never give any personal information over the phone. Go to the police station or hang up and call the agency back.
The U.S. Secret Service and Hinds County Sheriff's Office are investigating the incidents.
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Representatives of several Japanese partners who support the NEDO project (New Energy and Industrial Technology Development Organization)
I hosted representatives from NEDO (New Energy and Industrial Technology Development Organization) at a gathering in my office on Monday, August 13.
NEDO is currently working on its U.S.–Japan island grid project on Maui. NEDO is interested in new smart grid technologies and finds the Valley Isle a particularly useful laboratory for deploying its pilot projects.
NEDO is collaborating with the Hawaiʻi Natural Energy Institute, UH Maui College and Maui Electric on the island grid project.


text:
Dec. 7
Midnight: A man was arrested in Brookdale when, during a physical altercation, he battered a woman, and caused her severe facial injuries.
Dec. 5
Midnight: A resident of the 23800 block of Highway 9 in Boulder Creek reported that someone had cut the locks to her property, and to a shipping container on the site, and had stolen vehicles valued at approximately $6,000.
Dec. 4
1 p.m.: A resident of the 14200 block of Big Basin Way reported that items had been stolen from inside a parked vehicle.
Scotts Valley Police Department
Dec. 9
9:38 a.m.: A storage unit on Victor Square was reportedly burglarized after someone cut the lock. It was unknown what, if anything, was missing.
3:13 p.m.: A resident of Lockewood Lane reported that someone had taken $200 from the wallet that she kept near her bed.
5:21 p.m.: A resident of Tabor Drive reported that someone had stolen Christmas lights and an extension cord from the property.
9:51 p.m.: Two 12-packs of beer were reported stolen from a business on the 200 block of Mount Hermon Road. The suspect, described as a Caucasian male between 25 and 30, was last seen on a skateboard.
Dec. 7
9:10 a.m.: Officers took a report after a man was spotted stealing four gift boxes of alcohol from a store on the 200 block of Mount Hermon Road. He was last seen in a Ford station wagon heading east toward Highway 17.
Dec. 6
8:41 a.m.: A resident of Crescent Drive reported that someone had thrown rocks through her windows. Nothing was reported missing.
- This column includes items reported in dispatch logs of the listed agencies and records of the California Highway Patrol and area fire departments. Additional information may be based on reports from other agencies and officers. The Press-Banner reminds its readers to lock their vehicles and homes.


text:
Model Amber Rose has filed for divorce from husband Wiz Khalifa after one year of marriage.
New parents Wiz Khalifa and Amber Rose welcomed their first child on Thursday, a baby boy named Sebastian "The Bash" Taylor Thomaz.
Rose posted an Instagram photo of the proud papa cradling the bundled-up baby boy sweetly in his arms. "Best daddy ever…" Amber wrote. "Up with the baby so Muva can go back to sleep :-)"
Amber also tweeted, "Happy Birthday to our baby boy Sebastian 'The Bash' Taylor Thomaz! I'm so happy u guys I fell in love all over again! :-)"
Chris Brown was spotted cozying up to Rihanna lookalike, singer Teyana Taylor, at Diddy's White Party on July 4th!
The "Forever" singer, 20, showed up to the Independence Day bash with Taylor, 18, where photographers snapped the twosome laughing together. The New York Daily News claims Brown was later spotted making out with Kanye West's on-again, off-again girlfriend, Amber Rose.
"Extra" wants to know which is worse for Brown -- stepping out with a Rihanna lookalike, or moving in on Kanye's ex?


text:
Forty kilometres west of Yogya, surrounded on three sides by volcanoes and on the fourth by jagged limestone cliffs, is the largest Buddhist monument in the southern hemisphere. This is the temple of Borobudur, the greatest single piece of classical architecture in the entire archipelago. The temple is actually a colossal multi-tiered Buddhist stupa lying at the western end of a four-kilometre-long chain of temples (one of which, the nearby Candi Mendut, is also worth visiting), built in the ninth century by the Saliendra dynasty. At 34.5m tall, however, and covering an area of some 200 square metres, Borobudur is on a different scale altogether, dwarfing all the other candi in the chain. Abandoned and neglected for almost a thousand years, Borobudur was "rediscovered" by the English in 1815, though nothing much was done until 1973, when UNESCO began to take the temple apart, block by block, in order to replace the waterlogged hill with a concrete substitute.
Borobudur is pregnant with symbolism, and precisely oriented so that its four sides face the four points of the compass; the ticket office lies to the southeast.Read More
The stupa
The stupa
Unlike most temples, Borobudur was not built as a dwelling for the gods, but rather as a representation of the Buddhist cosmic mountain, Meru. Accordingly, at the base is the real, earthly world, a world of desires and passions, and at the summit is nirvana. Thus, as you make your way around the temple passages and slowly spiral to the summit, you are symbolically following the path to enlightenment.
The first five levels – the square terraces – are covered with three thousand reliefs representing man's earthly existence. As you might expect, the lowest, subterranean level has carvings depicting the basest desires, best seen at the southeast corner. The reliefs on the first four levels above ground cover the beginning of man's path to enlightenment. Each of the ten series (one on each level on the outer wall and one on the inner wall) tells a story, beginning by the eastern stairway and continuing clockwise. Follow all the stories, and you will have circled the temple ten times – a distance of almost 5km. Buddha's own path to enlightenment is told in the upper panels on the inner wall of the first gallery. As you enter the fifth level, the walls fall away to reveal a breathtaking view of the surrounding fields and volcanoes. You are now in the Sphere of Formlessness, the realm of enlightenment: below is the chaos of the world, above is nirvana, represented by a huge empty stupa almost 10m in diameter. Surrounding this stupa are 72 smaller ones, most of which are occupied by statues of Buddha.
Candi Mendut
Candi Mendut
Originally Borobudur was part of a chain of four temples joined by a sacred path. Two of the other three temples have been restored and at least one, Candi Mendut, 3km east of Borobudur, is worth visiting. Buses between Yogya and Borobudur drive right past Mendut (Rp5000 from Yogya, 1hr 20min; Rp1000 from Borobudur, 10min). Built in 800 AD, Mendut was restored at the end of the nineteenth century. The exterior is unremarkable, but the three giant statues sitting inside – of Buddha and the Bodhisattvas Avalokitesvara and Vajrapani – are exquisitely carved and startling in their intricacy.


text:
Higher home prices are slowly reducing the number of underwater mortgages across Broward and Palm Beach counties.
A third of the 333,521 Broward homes with a mortgage are worth less than what's owed, down from 44 percent a year ago, according to second quarter data from real estate website Zillow.com. In Palm Beach County, 32 percent of the 249,941 mortgaged properties are underwater, compared with 41 percent in the second quarter of 2012.
Even with a vastly improved housing market, so-called negative equity will remain a factor for years in many areas hit hard by the housing collapse, said Stan Humphries, chief economist for Seattle-based Zillow.
- Broward Home Sales Database
- South Florida homeowners now able to sell
- Ask a real estate pro: Aren't short sales supposed to be easy?
- Chart: South Florida median home prices and home sales
- Hunt for houses
- For sale: The most expensive homes in Fort Lauderdale
See more photos »
- October another great month for housing
"For those homeowners who are deeply underwater ... there is still a long row to hoe," he said in a statement.
Most of those homeowners bought or refinanced in 2004, 2005 or 2006, at or near the peak of the housing boom. They're stuck in their homes, unable to sell without bringing thousands of dollars to the closing table.
Among the 30 largest metro areas analyzed by Zillow, Las Vegas has the highest percentage of underwater borrowers at 48.4 percent. Atlanta is second at 44 percent and Orlando third at 39.8 percent. Nationally, 23.8 percent of homes with a mortgage are worth less than what's owed.