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Updated: 1/24/2012 10:58 AM ET|
Money in your 60s: 12 steps to take
This is your last chance to get retirement-ready. Here's the game plan to make sure your numbers add up before you call it quits at work.
Traditionally, this decade in your life would be all about retirement.
And traditionally, you'd do it sooner rather than later. In recent years, half of all retirees left the work force by age 62.
Ongoing turmoil in the stock markets and serious declines in home equity have changed the equation. Only 13% of workers now feel very confident they'll have enough money for a comfortable retirement, according to a recent survey by the Employee Benefit Research Institute. Those already in retirement are worried, too: Just 24% believe they'll have enough money, down from 41% in 2007.
Today's 60-somethings face other challenges. Compared with their parents, they are much less likely to have guaranteed retirement checks through defined-benefit plans, which means their own savings are critical to funding retirement. Yet the median amount saved in 401k's, IRAs and other retirement accounts in this age group was just $100,000 in 2007, according to the Federal Reserve's most recent Survey of Consumer Finances -- and that was before the massive damage the stock market drop of 2008 did to retiree nest eggs.
Liz Weston
Today's 60-somethings also are more likely to be carrying debt. Three-quarters of people in their 60s owed money, with a median debt of $50,000, the survey found. Forty-five percent carried balances on credit cards, and the median amount owed was $4,000, more than any other age group.
Clearly, today's near retirees have the wind in their faces. Here's your game plan for getting your finances back on track.
1. Zero in on a retirement date
To know if you can comfortably retire, you'll need to have a target retirement date, because how much money you'll need and how much you'll get (from Social Security and other options) depends on this. But you need to stay flexible, in case the day you'd like to quit working -- or phase into part-time work -- turns out to be too early.
Working even a year or two extra can boost your nest egg and increase your retirement income enormously. But there's also no point in hanging around longer than you have to.
2. Figure out where you're going to live
Will you stay put in a paid-off home, or will you still have a mortgage? Will you move to a cheaper area or downsize to a smaller place? Or will your move be lateral, to an equally expensive (if lower-maintenance) condo or retiree village?
Where you spend your retirement will have a huge effect on how much income you'll need. If your retirement plan doesn't pencil out one way, you may need to consider other alternatives. Although more than 80% of retirees "age in place" -- living in the same house in which they retired -- moving to a cheaper area or downsizing to a smaller house can free up home equity for investments or income.
Thinking about tapping your equity through a reverse mortgage? These mortgages, which give you a lump sum, a line of credit or a stream of monthly checks, don't have to be paid back until you die, sell the house or move out permanently. But the amount you get is inversely proportionate to your age: The younger you are, the less you get. That's why the typical age for getting a reverse mortgage is about 75 and why real-estate expert Tom Kelly doesn't usually recommend them when you're in your 60s unless you have no other choice.
"I believe people in their 60s . . . simply don't qualify for enough cash under the present (reverse mortgage) programs," said Kelly, the author of "The New Reverse Mortgage Formula."
Then again, a reverse mortgage may be the best of bad options if you still have equity, can no longer work and your retirement income isn't enough to pay the bills.
"There's a needs-based group. Some folks have no other option to pay for meals and meds (or) a new roof," Kelly said. "This group doesn't really care how much it costs to get the (reverse mortgage); they simply need it now."
3. Consider long-term-care insurance
There is no expert consensus on when you should buy this coverage, if you buy it at all. Consumer Reports doesn't recommend the coverage before age 65, but adviser Robert Pagliarini, a certified financial planner and author of the book "The Six-Day Financial Makeover," prefers his clients buy a policy before they turn 60.
"Unfortunately, the longer you postpone the decision, the greater your chances of suffering an illness or developing a condition that will disqualify you from coverage or cause the premiums to be too expensive," Pagliarini said. In the 60-to-65 age range, "rates will not necessarily be attractive, but they should still be reasonable." In the 65-to-70 age range, "premiums start going up dramatically." Do some serious research before you buy: Look for companies with sound financial ratings from TheStreet.com, Fitch, A.M. Best or Standard & Poor's and review the insurers' complaint records with your state insurance regulator.
The National Association of Insurance Commissioners, a group that represents state insurance regulators, offers information on this coverage, including a free brochure, "A Shopper's Guide to Long-Term Care Insurance," that you can order.
4. Don't forget to include medical costs
Paying for health insurance before age 65, when you qualify for Medicare coverage, can be extremely costly.
But even once you qualify for Medicare, your expenses aren't over. Those age 65 and older spent an average of $4,888 per capita for deductibles, co-payments, premiums and other health care expenses not covered by insurance, according to the 2004 National Health Expenditure Survey. That's more than twice as much as the typical nonelderly adult, the survey found.
It's not unusual for a couple, even in relatively good health, to spend $1,000 or more a month on these costs.
The average expenditure climbs with age: $3,851 for those 65 to 74, $5,066 for those 75 to 84 and $8,304 for those 85 and older.
5. Deal with your debt
Ideally, you'll enter retirement with no debt, but you definitely want to blitz any credit card balances or other consumer loans before you get there.
If you're having trouble paying off this toxic debt, contact a legitimate credit counselor (one affiliated with the National Foundation for Credit Counseling) or a bankruptcy attorney to discuss your options.
6. Draw up a retirement budget
Now that you're almost at the finish line, you can replace the usual retirement rules of thumb ("plan on spending 70% to 80% of your pre-retirement income") with concrete figures.
Not sure if your budget will work? You might take it on a trial run for a few months by living with it as if you really were retired (just keep showing up for work).
7. Review your Social Security and pension options
You can draw on Social Security as early as age 62, but the longer you wait to start taking payments, the bigger your benefit checks will be.
Signing up at 62 basically means locking in a lower benefit for the rest of your life. If you don't expect to live very long or you can't work and need the money, then by all means, sign up. Otherwise, think twice.
If you'll continue working, definitely hold off on Social Security payments unless you won't be making much. If you sign up before full retirement age and earn more than a certain amount -- $14,640 for 2012 -- you'll have to give up $1 in Social Security benefits for every $2 you earn.
You also should check with current and former employers to see if you qualify for any traditional pension benefits and, if so, how much you can expect. You may have a choice on how to take the money: as a lump sum, as a lifelong string of monthly checks or as a string of monthly checks that lasts for your lifetime plus that of your spouse.
If you're thinking of taking the lump-sum option, talk to your human-resources department about how it would calculate the amount. You also might want to schedule an appointment with a fee-only financial planner who's experienced in handling pension payouts for some advice on your situation.
8. Check your withdrawal rate
The consensus among financial planners has been that you shouldn't withdraw more than 3% to 4% of your retirement savings the first year, though that has its critics.
The earlier you retire and the longer you expect to live, the more conservative you'll want to be about tapping your savings.
9. Consider an immediate annuity
For clients who don't have traditional pensions and who can swing the cost, financial planner Sheryl Garrett, the author of "Just Give Me the Answers," recommends taking a portion of their nest eggs and buying an immediate annuity. This is an insurance product that promises you a lifetime stream of income in exchange for a lump-sum investment.
When combined with Social Security checks, an immediate annuity can help guarantee that you're able to pay your basic expenses regardless of how your other investments perform.
Let's say you have a $300,000 nest egg and expect your essential expenses in retirement -- shelter, utilities, transportation, food, health insurance, etc. -- to be about $2,300 a month. Your Social Security check might provide $1,600 of that amount. If you're a 66-year-old man, you could buy an immediate annuity from Vanguard for $100,000 that would pay you about $727 a month for life. If you wanted inflation protection -- in other words, a payment that would rise along with the cost of living -- your guaranteed initial check would drop to $554. (You can play with the numbers yourself at Vanguard's annuity website.)
You could use what's left in your retirement accounts to provide the "extras," such as travel or a new car. The annuity would ensure that you could pay your basic living costs even if your investments turned against you or you lived longer than you had expected.
If you opt for the annuity route, you'll want to make sure the insurer you pick has rock-solid finances and low expenses.
10. Stress-test your plan
You now should have enough facts and figures to see if your plan will work. Garrett recommends using a post-retirement return rate of no more than 6% or 7%. That's the historical norm for a relatively conservative portfolio of stocks, bonds and cash.
"You want any surprises to be on the upside," Garrett said.
Then consider checking out T. Rowe Price's retirement income calculator, which can estimate your plan's probability of succeeding.
What if you're falling short? See what would happen if you worked a little longer, or adjust your budget to see whether you could live on a little less. If you're determined to retire and the numbers don't work, consider more-drastic options, such as moving to a cheaper area or a smaller home.
11. Meet with a fee-only financial planner
The decisions you're about to make are too important to your future not to get a second opinion. Look for an objective planner who's experienced with retirement-income calculations.
You can get referrals from Garrett's organization, the Garrett Planning Network, or from the National Association of Personal Financial Advisors.
12. Review your estate plans
Your chances of being incapacitated -- too ill or injured to make your own decisions -- rise as you age. Make sure you have updated durable powers of attorney for finances and for health care (the latter document is known as a health care directive in some states), so that someone you trust can take over for you.
Also consider a living will, which outlines what kind of end-of-life care you'd want if you weren't able to speak for yourself. Though they're not as foolproof as they're often portrayed, they can give your loved ones a road map for what you might have wanted.
Dealing with these issues can be difficult and emotional, Garrett said, so don't try doing it while you're sitting in your attorney's office. She recommends getting a copy of the workbook brochure "5 Wishes," available for $5 from Aging With Dignity, and taking time to review your options. (Another nonprofit group, HELP, has free resources at its website.)
You also should review any wills or trusts and update beneficiaries on retirement, bank and investment accounts and on life insurance, preferably with the guidance of your attorney and financial planner.
"If you haven't updated your will since the kids were born," Garrett said, "now's the time."
Liz Weston is the Web's most-read personal-finance writer. She is the author of several books, most recently "The 10 Commandments of Money: Survive and Thrive in the New Economy" (find it on Bing). Weston's award-winning columns appear every Monday and Thursday, exclusively on MSN Money. Join the conversation and send in your financial questions on Liz Weston's Facebook fan page.
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
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Warm Shaker Coffee Table, Honey
Item # WX2-225738
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This item is shipped directly from the factory. To see the expected shipping date, please add to your Shopping Cart. Sorry, no express shipping available. We are unable to ship factory direct items to Alaska, Hawaii, Puerto Rico or APO or FPO addresses.
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Warm Shaker Coffee Table.
Combines the warmth of a country home with the elegance of casual contemporary style. The Warm Shaker Coffee Table is a large Coffee Table with lots of functional storage.More:
- 2 functional drawers
- Open shelf for additional storage
- Metal drawer glides
- Stained plantation grown pine
- Shaker style drawer fronts
- Rounded rectangular brushed nickel knobs
- Tapered legs
- 24" x 4'x 18" h. 48 lbs. Assembly required. Honey.
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Jupiter 767GL Deluxe Alto SaxophoneThe Jupiter 767GL Deluxe Alto Sax is in the key of Eb. High F# key, front F, tilting G#-Bb spatula keys, gold-lacquered body and keys, adjustable action. The Jupiter 767GL includes wood frame case, neck strap, mouthpiece, cork grease, and silk-weave cleaning cloth.The Jupiter 767GL Deluxe Alto Saxophone is a great buy for a step-up student sax or doubler. Featuring a gold-lacquered body, high F# key and tilting G# and Bb spatula keys, adjustable action and a front F, the Jupiter 767GL alto saxophone has everything the student will need to get through his high school band years. It comes complete with a wood case, Jupiter 4C mouthpiece, cap, and ligature and Jupiter care products.
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If you are looking for a saxophone that is affordable and plays well, I would go with this one. I play with a size 3 reed and usually can?t get out the high notes.
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One hundred years ago, the Randolph-Macon campus consisted of 12 acres beautified
and shaded by a fine grove of oaks and maples. The 1899 -1900 college catalog says
the grounds had been thoroughly under-drained; gravel walks have been laid out,
and many other improvements conducive to the comfort and convenience of the students
have been made. Facilities included eight cottage-style dormitories, a lecture room
building and chemical laboratory, the chapel, the library, literary halls for the
literary societies, a gymnasium, a science hall, and an observatory.
NOW: More than 60 buildings rest on the 116
acres of today's campus. Many facilities have been constructed or renovated in recent
years, including Copley Science Center, Brock Recreation and Fitness Center, McGraw-Page
Library, the Hugh Stephens Baseball Complex, and the townhouse apartment complex.
Three buildings that have been part of the campus for more than one hundred years
are listed on the National Register of Historic Places: Washington and Franklin
Hall (1872), renovated in 1987; Pace-Armistead Hall (1876), renovated in 1997; and
the Old Chapel (1878), currently under renovation.
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Home > 2007 News Releases > 2007 News Release > News Release
News Release
Sergeant Michael B. Webb
Kentucky State Police
Public Affairs Branch
Office (502) 782-1780
Six Die On Kentucky Roadways Last Week (Jan. 2 through Jan. 7)
Date of News Release: 01/08/2007
(FRANKFORT, Ky.) - Preliminary statistics* indicate that six people died in six separate crashes on Kentucky's roadways from Tuesday, Jan. 2 through Sunday, Jan. 7, 2007
All of the fatalities involved motor vehicles and three of the six victims were not wearing seat belts. The seat belt status of one of the victims is not known at this time.
The single fatality crashes occurred in Grayson, Jefferson, Letcher, Meade, Pike and Warren counties.
Through Jan. 7, preliminary statistics* indicate that 10 people have lost their lives on Kentucky roadways during 2007. This is two fewer than were reported for this time period in 2006. Of the 10 motor vehicle fatalities, 6 victims were not wearing seat belts.
Citizens can contribute to highway safety by reporting erratic drivers to the Kentucky State Police toll-free at 1-800-222-5555 (in the state of Kentucky only, does not work out of state). Callers will remain anonymous and should give a description of the vehicle, location, direction of travel and license number if possible.
*These statistics are still preliminary as KSP waits for all local law enforcement agencies throughout the state to report any crashes and fatalities that may have occurred in their areas.


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Pattie Mallette, mother of singing sensation Justin Bieber, has written a new book about her life's struggles and how she overcame depression, sexual abuse and managed to raise an international star.
Nowhere But Up: The Story of Justin Bieber's Mom tells Mallette's candid story of overcoming difficult situations.
In September 2012, Mallette- who was 18 at the time of Bieber's birth- released her first memoir, Nowhere But Up.
With more than two million followers on Twitter, she is hoping to inspire teens to persevere despite dealing with similar challenges.
Mallette will be signing copies of her book at 97 Warren Street in Manhattan on Wednesday, July 10 at 6 p.m.
In February, Mallette helped raise money for pregnancy centers nationwide as the executive producer of the short film, 'Crescendo.'
KRIV FOX 264261 Southwest FreewayHouston, TX 77027Phone: (713) 479-2801Fax: (713) 479-2859


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This fun clip created by Red Peak's talented designer Joon Cho chronicles our Movember participation.
(Source: redpeakgroup.com)
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Made in 1959, the film captures the artistry of glass blowing in contrast to mechanized bottle making – in theory, a more productive method, but as Haanstra reveals, not necessarily.
(Source: bit.ly)
As you get back into your routines from the holiday break, we here at Red Peak just want to remind everyone to stay safe on their commutes with a short video made by the Melbourne Metro.
The animation is wonderful and the tunes are beyond catchy- we present "Dumb Ways to Die". The campaign also features an interactive website here
Mitsubishi puts a stop to pretentious on Facebook with the Unpretentious Facebook App for the Outlander Sport. The app determines who your most pretentious friend is and creates a custom video to put them in their place. Check out the video here.
Typefaces that move. Animography creates typefaces which can be animated for video artists, motion designers and anyone in need of a non-static typeface.
BMW shows off the world's fastest sedan as if it were a speeding bullet. Slow down the footage and it becomes performance art. Check out the must-see video.
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Via SFEgoist.com
Startup takes back the control at Cannes. Working Not Working, a site for connecting freelancers with agencies, decided the Cannes entry fee was worth it to just to get their service in front of the influential judges (who also happened to be their target). The venture created a case study video pitching their service and then revealed the results, 10 media impressions, 100% of their target audience was reached in 2 minutes.
Secondhand Rose on Nowness.com.
Who knew antique wallpaper could be so interesting?
From Nowness:
"Suzanne Lipschutz founder of the original vintage wallpaper store Secondhand Rose, enthralls with her stories of New York showbiz clients including Barbra Streisand, Woody Allen and Madonna in this short from directors Nick Sweeney and Aaron Peasley. For over 50 years the vivacious septuagenarian has been sought out by Manhattan's finest to ornament their living rooms, boudoirs and bathrooms in her idiosyncratic style."
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Gorgeous campaign for Hermès to promote their new Petit H collection by Mary Clerté & Edouard Bertrand
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People come and go from our lives everyday and each one has a story. Joseph Dubruque wanted to remember these people so he created a project - My Glasses on 1,000 Faces.


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caching of view queries
Tue, 12/27/2011 - 10:08
we are looking at couchbase 2.0 to query both key-value and views. My understanding is for view queries you will use the HTTP CRUD interface directly to couchdb.
Does CouchDB cache view results in memory (next to memcache)? For example will the result of HTTP API query against a view be cached in memory for x period of time? I am interested in avoiding disk with the view queries if possible.


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PHOTOS: Walnut Street water main break disrupts traffic in Center City (UPDATED)
Yet another water main break is snarling traffic, this time in the Rittenhouse Square area of Center City.
Water began to rush from fissures on the 1600 block of Walnut Street around 4:30 p.m. yesterday after a 12-inch main ruptured underneath the street, according to Philadelphia Water Department spokesman John Digiulio. The main was shut off sometime around 6 p.m.
Several customers were left without water – most of them on the south side of Walnut between 16th and 17th streets – but service was restored by 9:30 a.m. this morning.
Walnut Street is still closed between 16th and 17th streets, and will remain so until all utility companies whose lines run through that area have a chance to assess the situation and determine what else needs to be repaired, according to Digiulio. "We'll have a better idea tomorrow how long the street will be closed for," he said.
It is currently unknown what caused the rupture. The crack was much smaller than some of the city's recent main breaks – a 36-inch main gave out at 3rd and Walnut streets in October, another 36-inch main broke in Kensington in August and a 48-inch main break in Graduate Hospital this July closed streets and disrupted services for months.


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Celebration of Indian Cinema
KAJARYA follows the lives of two characters, who live in two very different Indias. Kajarya lives in a small village in the northern state of Haryana. In her village, She carries out the repugnant task of murdering unwanted female infants, under the pretext of religious beliefs. Meanwhile, in the Indian capital, New Delhi, Meera, a rookie reporter, lives the modern urban dream until her world collides with Kajarya's. Meera stumbles across a sensational piece of journalism that catapults her into celebrity, but is sure to change the course of the two women's lives forever.
Drama and Social
Cast & Credits
- Director: Madhureeta Anand
- Producer: Celine Loop, Tilak Sarkar
- Scriptwriter: Madhureeta Anand
- Cinematographer: Alok Upadhyay
- Editor: Manas Mittal
- Composer: Richard Horowitz
- Cast (in alphabetical order): Kuldeep Ruhil, Meenu Hooda, Ridhima Sud, Shashi Bhushan, Sudheer Chobeesy
Adult References, Adult Theme, Death and Strong Language 15+
Buy Tickets
Sat, 7 Dec 2013, 05:15 PM
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Mon, 9 Dec 2013, 02:15 PM
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Some information is missing or invalid below.
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Community Collection Drives for Chicagoland
LifeSource and the Chicago Wolves are teaming up together to help save lives in your community!
Recycle For A Cause this season with ARCOA and help support Chicago Wolves Charities! Throughout the season, ARCOA will be collecting old or unused electronics.
Each season, the Chicago Wolves design and wear a specialty jersey in honor of St. Patrick's Day. This year, the team also held an Autism Awareness Drive at the same home games when the St. Patrick's jerseys were worn.
This season, the Wolves created an alternate jersey to honor First Responders and the invaluable work they do in our community. In addition to wearing specialty jerseys, the Wolves also had a First Responders Support Drive.
The Chicago Wolves asked fans to help out our furry friends by participating in the team's Adopt-A-Dog Drive on Saturday, April 19, 2014. Items such as new toys, treats and food were graciously donated to benefit Chicago Animal Care and Control.
The Chicago Wolves are asking fans to donate children's outerwear during the "Snug Hugs for Kids" winter clothing drive, presented by Merlin 200,000 Mile Shops. Bring new or like-new coats, scarves, hats, or any other winter clothing item sized to fit children that are newborn to 18 years old, to the Wolves Customer Service Booth during any home game from Oct. 27 to Dec. 16.
The Chicago Wolves would like to thank you for helping to fill the stomachs of those in need by participating in the team's Canned Food Drive in November. All donations benefited Belvidere/Boone County Food Pantry.
In December, the Chicago Wolves asked fans to help brighten the holidays for children in need by participating in the team's U.S. Marines Toys For Tots Drive at all home games leading up to the holidays.


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Community of Courage – Arts
Brent Edstrom
Why the Arts are important
The courage to embark on a journey
The courage to make, share, and appreciate art
On the other side of the coin, it takes courage to take an active role in appreciating the Arts. Good art can make us uncomfortable. Art can challenge beliefs and cause us to look within ourselves. The Arts can have a transformative effect if we give our full attention to the sounds, words, or images of a sincere artistic expression. Art can be figuratively and literally messy and we can and should have the courage to react. As Igor Stravinsky stated: "The trouble with music appreciation in general is that people are taught to have too much respect for music; they should be taught to love it instead."iv
The courage to be true to one's art
The courage to make a difference
In 1935 noted jazz clarinetist Benny Goodman made an artistic decision to hire pianist Teddy Wilson. It didn't matter that Teddy Wilson was black or that bands of the era were segregated. It was the music that mattered most to Benny Goodman. Wilson and Goodman made music that was imbued with an elegance and sophistication and their work had an impact on other musicians and society as a whole. I would point out that these musicians started performing together nearly three decades before the civil rights movement was in full swing.
Another example of courageous performance can be heard in the music of jazz vocalist Billy Holiday. In 1939 Holiday performed (and later recorded) "Strange Fruit," a song that captures the utter horror and barbarity of the lynchings that were common in the Southern United States. Holiday was fearful of retaliation but she continued to perform the song in public throughout her career, and many feel this was the first modern "protest" song.vi Her performance is a profoundly personal expression of those horrible events and the racism that she endured on a daily basis.
In closing, I would like to share a composition that was written by the late Oscar Peterson. The piece, which he composed extemporaneously at a recording session in 1962, is titled "Hymn To Freedom," and is a reflection on the civil rights movement. I invite you to sit back and close your eyes as the music unfolds. I would stress that this performance is not about "Brent the jazz pianist"—it is my sincere wish that you will receive the piece as a gift from Mr. Peterson, and that your heart might be opened to reflect on the theme of courage and what Peterson described as "a musical salute to the brave and persevering leaders of the [civil rights movement], especially the Rev. Martin Luther King."vii
i Helen Exley, ed., Music Lovers Quotations (New York: Exley, 1992), p. 2


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It's been two months since anyone has seen 19-year-old Adrienne Salinas. The Tempe woman disappeared after leaving a party. She was headed to her boyfriend's house, ran into trouble, called a cab and vanished. Those closest to Adrienne are not giving up hope on finding her.
The FBI is on the hunt for the young woman -- and her family continues to ask the public for any help in locating their loved one.
"There's still a beautiful young lady that is missing.. that someone would come forward and give us more information," said Adrienne's father, Rick Salinas.
Rick gave up his day job to work full time to find his daughter.
"It's a living nightmare.. part of your life.. missing," he said.
"I know she loved life and was joyful all the time," said Adrienne's aunt, Dalia Job. "She just loved life, so it's really hard for her not to be here."
Every few weeks, family and friends gather for vigils to pass out flyers to keep the word out about their loved one, but the meetings are getting smaller. One month ago, several dozen people showed up. Just a handful were there on Saturday.
"We don't want it to just die out and everybody forget because we are not going to forget. We are not going to forget," said Dalia.
Rick waits for more people to show up and pass out flyers to keep his daughter's face alive in the minds of all.
"I'm just torn apart. My heart's broken. I got to do this to keep the story alive so people know it's still unsolved."
There is a $10,000 reward for information leading to Adrienne's whereabouts.
If you have any information about this case, call Silent Witness at (480) WITNESS or the Tempe Police at (480) 966-6211.
Online: www.facebook.com/AdrienneSalinasMissing
Follow this story:
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The nominees were just announced earlier this morning for this year's American Country Awards. The third edition of the fan-voted award show will once again air live on FOX from Mandalay Bay in Las Vegas. While the co-hosts remain the same with Trace Adkins and Kristin Chenoweth, there is something new about the award show – the addition of the "Song Of The Year" category which will honor country music's top songwriters of 2012. The nominees for Song of the Year are determined by the National Songwriters Association International (NSAI). The award show will air live on December 10th on FOX at 8 pm EST.
Artists leading all nominees this year are Luke Bryan with seven, and Lady Antebellum tying for second with Zac Brown Band with six nominations each. Eric Church and Taylor Swift both have five nominations each. Check out the full list of nominees below and let us know who you'll be voting for. Fans can vote at theacas.com for their favorite artists, and make sure to tune in December 10th to see who wins!
Performers and presenters will be announced shortly, so stay tuned for that announcement too!


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Discover Author
Carolyn Forché is the author of Gathering the Tribes, winner of the Yale Younger Poets Award; The Country Between Us, which received awards from the Academy of American Poets and the Poetry Society of America; and The Angel of History, awarded the Los Angeles Times Book Award. She is also the editor of the anthology Against Forgetting: Twentieth-Centuly Poetry of Witness. Recently she was presented with the Edita and Ira Morris Hiroshima Foundation Award for Peace and Culture in Stockholm. She lives in Maryland with her husband and son.
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Volunteer roles currently available to IET members.
The IET offers a wide variety of different volunteer opportunities - whether you're interested in sitting on a board or helping out at an event.
We regularly run volunteer recruitment campaigns in order to encourage more people to get involved with the IET on an ad-hoc basis. These campaigns are listed below.
Step up - your local engineering community needs you!
Specific volunteer roles will be published below as and when they become available and will include details on how to apply.
Each active role is supported by a role description which provided details on who to contact for more information and how to apply.
If you have a volunteer opportunity that you would like to see advertised on this web page, please complete the template form which can be found in the 'See also' panel on the right hand side of this page and email it to firstname.lastname@example.com.
|Greenpower roles - various
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free shippingon most orders over $49*
Get 3% Backwith AllModern rewards
13" x 24" Size
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Weights & Dimensions
13" x 24" Size
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|Product Type: Throw pillow
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Inhabit Modern Classics 1948 Synthetic Pillow
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This pillow is unique and a conversation piece! A must have for chair collectors.......fits on my chair perfectly!
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With Inhabit, these two acted on a gut feeling about whether a product idea is right for the Inhabit brand and if it could be produced and sold at an affordable price. With everything designed from scratch, Inhabit prides themselves on not taking existing designs or making pillows or bedding from someone elses fabrics. These are all individual sketches, thoughts and ideas brought to life in the Inhabit line.


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Reddit Founder Alexis Ohanian Joins MashableReads
Our second non-fiction selection for the MashableReads social book club is Alexis Ohanian's Without Their Permission. We'll be hosting a Twitter chat with Ohanian on Nov. 21 from 5:30 p.m. to 6 p.m. ET. You can discuss the book with the author personally, along with other participants from all over the world. In Without Their Permission, Alexis Ohanian explains how he helped co-found Reddit, the importance of the Internet and what it takes to run a successful web startup.


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ARLINGTON — Extra police officers were dispatched to Young Junior High School on Monday after a threatening note was found outside over the weekend.
It was described as a "kill list" naming 10 teachers from Young and seven from Miller Elementary, according to a source within the district.
Arlington ISD sent home a four-paragraph letter to parents Monday afternoon explaining what happened.
"Enhanced security procedures with additional police and school district personnel were put in place this morning," wrote principal Kelly Hastings. "The [Arlington Police Department] is still investigating this incident to identify the person responsible for making this threat."
That will continue until more information is known about this situation, said AISD spokeswoman Amy Casas on Monday night.
"The police believe there is no imminent threat to students or staff at either campus. However, the district and the police department will not take this investigation lightly," she added.
Still, neither the district nor police would reveal what the note detailed.
"Officers are investigating," said Arlington police spokeswoman Tiara Richard. "However, we are not in a position in the investigation to disclose the content of the note."
The principal said Arlington Police continue to try to identify who left the note.
E-mail firstname.lastname@example.com


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BFW 2012: Avni
Avni's SS2013 collection was inspired by purity and spirtuality and the philosophies behind designer Hussein Chalayan's work. The show started with a dramatic drum performance, which may have been intended to take place during the runway show, had the tent been bigger. Avni showcased lots of neutral, layered pieces in silks, cottons and satins with styling by Christina K. Pierce adding an element of the designer's Indian roots, with forehead jewelry pieces and bindis. Once again, we see braids, this time long and over the shoulder.
3 Comments | | in Boston Fashion Week, boston, designers, fashion, hair | tagged AVNI, Avni Trivedi boston fashion week, CHRISTINA K. PIERCE, Christina Pierce, The Tent, avni boston fashion week, avni trivedi, avni trivedi fashion week, bfw, boston fashion week, braids, the tent at boston fashion week | Posted on Wednesday, October 3, 2012 at 10:06AM


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Information on the language change at Rogers Cable in Canada
Rogers Cable now offer two Deutsche Welle
The German programming DW (Amerika) can be ordered as an
à la carte channel/single subscription. Please state explicitly that you wish to subscribe to DW (Amerika) to avoid mix-ups.
The English programming "DW" is part of the English News Package.
Several live TV streams of DW channels are available in our MEDIA CENTER. Furthermore you will find videos, audios, picture galleries, podcasts and offers for people learning German in the MEDIA CENTER, also for mobile devices.
Find out when and how to listen to the DW radio programming
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Now that obesity has been officially classified as a disease by the American Medical Association (AMA), many are wondering how this will affect the 35.7 percent of Americans who are described as obese by the Centers for Disease Control and Prevention.
Will this decision help facilitate better treatments for people who are currently obese? And will this new classification help combat the country's growing obesity epidemic? Dr. Leena Khaitan, director of the bariatric surgery program at University Hospitals Case Medical Center in Cleveland, hopes the answers to those questions will be, 'Yes.'
"Right now, physicians will treat high blood pressure, diabetes, give patients medications and say, 'Oh you also need to lose weight,'" Khaitan told FoxNews.com. "I think (this) gives the physicians a little more credibility in pushing patients to address obesity and become healthier. It's recognized as a disease…not just something that (because) you have poor lifestyle habits, this is your problem."
Read more: http://www.foxnews.com/health/2013/06/19/obesity-as-disease-what-does-it-mean-for-americans
KMSP-TV11358 Viking DriveEden Prairie, MN 55344
Phone: (952) 944-9999Fax: (952) 942-0455


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The 2013 Weekends in Paradelle
The WordPress.com stats helper monkeys prepared a 2013 annual report for this blog.
The concert…
The 2013 Weekends in Paradelle
The WordPress.com stats helper monkeys prepared a 2013 annual report for this blog.
The concert…
Most people have never read it. But they know the story. I have reread it a bunch of times. Almost every year the past decade. It's not my favorite book, but I always get something from it.
More on my rereading next weekend on the Weekends in Paradelle blog, but for today…
You can read the book cover-to-cover this weekend with a few hundred Melville fans if you are in New Bedford, Massachussets where the author shipped out on the whale ship Acushnet in January 1841.
Here's what going on…
New Bedford Whaling Museum's 16th Annual Moby-Dick Marathon Weekend:
Last night was a public lecture, "Moby-Dick in American Popular Culture," with Dr. Timothy Marr, University of North Carolina at Chapel Hill.
Saturday, January 7
10:00 a.m.: Stump the Scholars quiz program.
11:30 a.m.: Moby-Dick "Extracts," Melville Society, Bourne Bldg.
12:00 noon: Moby-Dick Marathon begins, Bourne Bldg.
1:30 p.m.: Chapters 7– 9 in the Seamen's Bethel with tenor Jonathan Boyd.
2:30 p.m.: Marathon continues, Jacobs Family Gallery.
3:00-5:00 p.m.: Chat with a Melville scholar, Wattles Family Gallery.
3:00-5:00 p.m.: "Imaging Moby!" exhibit tour with Dr. Robert Wallace, Northern Kentucky University
7:00 p.m.: Chapter 40, "Midnight, Forecastle" performed by Culture*Park, Cook Theater.
8:00 p.m.: Marathon continues through the night, Jacobs Family Gallery.
Sunday, January 8
1:00 p.m.: Marathon concludes with the Epilogue.
Free Admission
Live-streaming www.whalingmuseum.org
Tweet #MDM16


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David Kappos
Octane verdict a 'victory for the entire industry'
Rudy Telscher, head of litigation at Harness Dickey, argued the case in front of the Supreme Court and viewed the decision as a 'slam dunk across the board'
Mega corporations partner to promote American innovation
The companies, Microsoft, DuPont, Ford, GE, IBM, Apple and Pfizer, are leaders in manufacturing, healthcare and high technology, and have one common message they want to send to the American public and Congress: smart reform.
Could patent reform bill delay in Senate relate to formation of new industry organization?
A new organization representing some major tech companies was formed recently and is focusing many of its efforts on educating the public about patent reforms.
New Internet domain name options are coming: Is your organization ready?
In the new world of generic top-level domains, domain names will take on trademark significance for the first time in the history of the Internet.
InsideCounsel's SuperConference 2013
The energy was high at this year's SuperConference.
IP: The Hobson's Choice of conflicting national security laws in international patent filings
Over the last generation research and development has become truly global.
Highlights from InsideCounsel's 13th annual conference for the in-house bar
One of my favorite times of year is mid-spring when InsideCounsel hosts its annual SuperConference.
New Internet domain name options present both costs and opportunities
Corporate lawyers remember well the good old days of the Internet, when there were just a few domains available: .com, .net, .edu, .gov, etc.
Keynote roundup: SuperConference 2013 day 1
The first day of SuperConference 2013 kicked off with three keynote addresses from a trio of legal industry leaders.
SHIELD Act aims to reduce speculative patent suits
Notice of a patent infringement suit is never a welcome message.


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Miracles and Inspiration - Important Message
The End of Economic Slavery Has Arrived
Global Debt Discharged as of July 1, 2013
Jaemes McBride of DivineProvince announces human race has been released from bankruptcy
Pope releases game-changing Apostolic Letter
Numerous resignations forthcoming including Fed Chairman Bernanke, Homeland Security Chief Napolitano and much more
News | August 31, 2013
Reported by Scott Mowry | http://www.miraclesandinspiration.c...as-arrived.html
For more news stories see our News Archives
Our world continues its inexorable march towards total and complete freedom.
Freedom like the butterfly
As we had anticipated, humanity is throwing off the chains of slavery and finding itself being liberated at a truly astonishing rate. A miraculous process continues to unfold where we are seeing very tangible results coming forward into the public consciousness, despite a massive mainstream news media blackout.
Almost every other day some new, amazing development emerges to positively confirm major and dramatic changes are upon us as never before. The momentum of these successive events is building to such a fever pitch, the end result will be a great shift of the paradigm which we call our reality. This shift is absolutely inevitable now.
What we now see developing in our world is the return of personal power within each and every one of us. This power comes from the understanding and recognition we are completely sovereign beings with God-given, unalienable rights which no man, government nor corporation can put asunder. Those unalienable rights include "Life, Liberty and the pursuit of Happiness" as laid down by our Founding Fathers in the great document known as the Declaration of Independence.
Regrettably, those God-given rights have been under attack ever since the Founding Fathers established our great nation. Through a slow and methodical campaign by the Crown of England (the City of London), the international banking cartel and the Vatican, we have witnessed the tables turned to a point where America has become a virtual police state and our rights have been ground into the dirt.
Although many assume the United States of America is a "free" country, the actions of our government, the political elite, the wealthy aristocracy and the multi-national corporations over the last 140 years belies the ideals of freedom as envisioned at the birth our nation. The words of German politician and writer, Johan Wolfgang von Goethe have never rang more true: "none are more hopelessly enslaved than those who believe they are free."
The United States and the entire world remain controlled by one very key tool of enslavement the availability of money. And nearly all the money in the world today has been reduced to mere worthless paper, or fraudulent numbers upon a bank's computer screen.
To that end, the world economy and its many currencies have been systematically hijacked and are now solely based upon the foundation of debt. In fact, debt is the engine which drives our global economic system and without the debt/credit relationship, the world economy as it is currently constituted, would cease to function.
Thus we have reached a most critical point in the modern world history where a debt-based economy and its related fiat currencies simply must go. Neither can sustain themselves any longer nor do they adequately serve the needs of a rapidly evolving human race. In their place must come a wholly new system based upon lasting value, sustainability and fairness for all.
And that is precisely what is happening at this very moment.
A very determined effort from a contingent of brave, noble people and alliances is working feverishly behind the scenes to transform our world economy for the better. And now, we are seeing the results coming out into the open in a series of historic steps which are unfolding. Ultimately there will be an unveiling of many landmark initiatives such as the Global Currency Reset, the World Global Settlements, the Global Collateral Accounts and the Restoration of the Republic, among many others.
It is truly remarkable to behold all of which is occurring in our world.
The year 2013 has already been one of the most historic and revealing years in the history of mankind. And we still have a whole quarter left to go. The amount of revelations which have come from heretofore secret societies and clandestine institutions has been nothing short of staggering.
As we dive further down the proverbial rabbit hole to uncover an understanding much more closely resembling a truth, we find the same story repeating itself again and again. That story is all roads lead to Rome. The Roman empire of Constantine, Cesar, etc. never really went away. It just moved into the Vatican and has remained there ever since to rule over the entire world in secret, hidden to nearly everyone on the planet.
Nonetheless, the Holy Roman Empire finally began the process of seriously unraveling on the date of February 11, 2013 when Pope Benedict XVI announced he would be stepping down as of February 28th due to health concerns. This marked the first time in 700 years a sitting Pope voluntarily chose to leave office rather than being forced out.
Who says lightning doesn't strike twice? Two lightning bolts strike the Vatican on February 11, 2013.
Later, during the very same day at 6 PM local Vatican City time, lightning struck the very symbol of Vatican control, St. Peter's Basilica, not once but twice. As it turns out, these lightning bolts were very foreboding signs of even more amazing developments yet to come out of the Roman empire.
Within days of the Pope Benedict's announcement, it was revealed an arrest warrant had been issued against him for crimes against humanity. On February 15, the Vatican revealed Pope Benedict would lead a quite life in retirement residing in a convent within the walls of Vatican City. In essence, the Vatican proclaimed it will protect him from any or all prosecution regarding the ongoing pedophilia and sexual abuse allegations against numerous priests and other members within the Catholic church umbrella.
On March 13, 2013, the famous white smoke arose from the chimney of the Sistine Chapel to signify a brand new Pope had been chosen, Jorge Mario Bergoglio, a Jesuit Archbishop no less, from Argentina, who decided upon the name of Pope Francis.
Almost immediately, the new Pope seemed intent on displaying a much different public profile than his predecessors when he returned back to pay his hotel bill, chose not reside in the lavish Papal apartment and to take the bus rather than luxurious limousines. Then, on Easter Sunday, March 29, 2013, in an surprising break from tradition, Pope Francis went to a youth prison to wash the feet of Muslims and atheists in an emulation of Jesus washing the feet of his disciples.
On June 3, 2013, yet another surprising resignation rocked the Catholic Church when the second most powerful man in the Vatican hierarchy, Secretary of State Cardinal Tarcisio Bertone, walked away from his post, as well. Once again rumors persisted an eventual arrest warrant was awaiting Cardinal Bertone too.
News emanating from the Vatican then took yet another noteworthy turn on July 25, 2013. Jaemes McBride of DivineProvince.org, the de jure Postmaster General of North America, held a special free live webinar. He proceeded to make a number of amazing announcements regarding the world economic condition and the Vatican, which has thus far gone unrecognized by the mainstream media. (See video archive below.)
"We're seeing that there is this shift that is happening. We made it, that we won. We've been fighting for years to discharge the debt. And we did that," he stated on the live webinar. "As of July 1, 2013, we do have global debt forgiveness. All the accounts and claims have been settled," he added.
For years, Mr. McBride and others have been negotiating with Vatican and the Crown of England to release the burden of world-wide debt from the people of th world. He claims he was able to accomplish this feat by obtaining the coveted Seal of St. Peter from the Vatican which gives him authority to effect changes to the laws.
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Book Club Kits
Fruits Basket. Volume 1
by Takaya, Natsuki
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1. What are your first impressions of the characters we have met so far: Tohru, Yuki, Shigure, Kyo?
2. In Chapter 3 (p. 102-103) Shirgure talks to Kyu about interacting with other people. What was the message he was trying to send to Kyu?
3. Why do you think Kyu and Yuki hate each other so much?
4. In Chapter 4 Yuki and Tohru talk about friendship and kindness. How do their beliefs differ? Which one do you think is right?
5. In manga, there are often little details in the illustrations that become important later on, or that illustrate something without the author having to write it. An example is towards the end of the first chapter, when Yuki goes to retrieve Tohru's belongings. Yuki tells Shigure that he wasn't going alone. Who went with him?
6. What are some of the themes that are beginning to emerge in the first volume?
7. We meet Kagura, who loves Kyu, in Chapter 5. What kind of person is she? Is Kagura someone you would like to know?
8. How are Tohru and Shigure alike? Different?
9. What was your favorite scene? Why?


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- Now that ALS is in the headlines, read a powerful true story about my friend @BluSanders and his dad who had ALS. http://t.co/aGL471ljZ1 — 5 weeks 6 days ago
- @TerriClarkMusic @lzgowest Haha! Terri, you're one of the few who wears a cowboy hat in believable fashion. xo c — 5 weeks 6 days ago
- Very few people can wear a cowboy hat and not look silly to me. — 6 weeks 10 min ago
- Favorite article of the month. http://t.co/GAG8nZQvZa — 6 weeks 1 hour ago


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Which credit card user are you?
Banks are starting to offer more cards to customers with blemished records.
But times have changed. The mortgage crisis has created entirely new categories of credit card users. There are people who still shop and save and pay their bills -- but whose credit has been demolished by a foreclosure. There are people who should still get cards -- but traditional banking rules say they can't.
So now banking consultants are slapping new labels on borrowers in an attempt to figure out whom to offer cards to, according to The New York Times. Here they are:
The strategic defaulter. This person still makes a good living but walked away from a home when the mortgage went "underwater." This defaulter would still be a good credit card customer.
The first-time defaulter. This person would have been fine but lost a job when the economy tanked and fell behind on a loan payment. Post continues after video:
The sloppy payer. The name says it all: This person doesn't pay every bill on time.
The abuser. This person just doesn't want to pay the bills.
The distressed borrower. This person doesn't have the money to pay the bills.
The goal, writes Eric Dash, is to weed out some customers to find out who will still pay the bills, even if their credit scores aren't spotless.
This is a very difficult line for banks to walk. They made huge money on credit cards before the recession hit, lobbying high interest rates and fees at customers. But since 2007, they have taken nearly $190 billion in credit card losses.
In crisis mode, the banks pretty much shut down credit card offers to anyone who wasn't wealthy with spectacular credit. What had been a flood of money slowed to a trickle.
Wealthy people will still get most of the 2.5 billion credit card offers sent out this year, Dash writes. But about 17% will go to borrowers with blemished credit.
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New study finds members of this global elite are stashing an average $600 million each in cash -- 10 times more than a year ago.
Top Stocks provides analysis about the most noteworthy stocks in the market each day, combining some of the best content from around the MSN Money site and the rest of the Web.
Contributors include professional investors and journalists affiliated with MSN Money.
Follow us on Twitter @topstocksmsn.


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Donor Spotlight
Mike & Belle Hunt
Mike and Belle Hunt demonstrated their faith in the Lady Toppers through a challenge gift of $175,000 over five years to the Lady Topper Basketball Enhancement Fund.
"We have new and enthusiastic coaches, but we realize that it takes cash for a program to be successful."
-Mike Hunt
The Lady Topper Basketball Enhancement Fund has a five-year goal of $500,000 and is designed to support the program through scholarships for student-athletes, funds for travel and recruitment, staff development, and summer school opportunities.
"The Lady Topper Program has a strong history of success and support from the region. We hope that our gift will encourage others to support the Lady Topper Program through both large and small gifts."
-Belle Hunt (WKU '73, '77)
Related Links
- Development
- Alumni Association
- College Heights Foundation
- Hilltopper Athletic Foundation
- WKU Foundation
- Giving News


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Five years after the release of Phantom Limb, Pig Destroyer are about to make a whole bunch of grindcore fans really happy with their new album Book Burner. Just as ferocious and unforgiving as ever, this album is going to receive a lot of attention in year end lists, as it should. Of course, the second we heard about the new album we had questions, and Blake Harrison (electronics) came to the rescue with some answers.
OS: In the five years it's been since Phantom Limb, Pig Destroyer has seen a lot of change surrounding the band, including a new drummer—what of these things do you think had the most pronounced effect on the material on Book Burner?
BH: Well, I think the most pronounced influence on Book Burner was the time, we felt like we wanted the record to be lean, stripped down, fierce. Continue reading 'Metal Monday: Pig Destroyer Q&A'


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- Adam Ostrow
- New York, NY
- United States
Executive Editor, Mashable
This conversation is closed.
LIVE CHAT With Adam Ostrow: What should happen to your digital identity after you die?
The average social media user will create hundreds of thousands of pieces of content in their lifetime. Already, this is changing the way we remember our loved ones and creating a legacy that is much different than that of any previous generation.
At the same time, technology's ability to understand vast amounts of data is expanding exponentially, and in the long run, enabling the possibility of leveraging our social media footprint to create a version of us that can live on long after we're gone.
What do you want to have happen to your digital identity after you die? Would you give an AI permission to post content and interact online after your death? Why or why not?
ADMIN UPDATE: This LIVE CHAT will open on August 9, 2011 at 2PM EST/ 5PM PST.
Closing Statement from Adam Ostrow
A few thoughts in closing:
(1) There's a large interest in people assigning an executor for their digital assets after they die. A number of startups already serve this need. One issue with this though -- what happens when the services noted in the will change, close, get acquired, etc? That will create similar issues to the ambiguous wills of today.
(2) Lots of questions about whether or not the complete recreation of ones self, which I forecast towards the end of my talk, could make it more challenging to find closure. Outside of that, however, it at the very least seems like an intriguing opportunity for future generations to get to know their ancestors.
(3) In thinking about this topic, it's important to remember that the social media tools of today are incredibly primitive compared to what we'll be using in the future. The type of data we'll be capturing 5, 10 or 50 years from now is what's needed to make an AI-powered scenario realistic.
(4) Thanks to those that shared their personal stories of already dealing with these issues. It's a huge help in thinking about the topic going forward.
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Anne Shirako
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CSL Spice MI700 videos
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CSL DroidPad Spice Mi700, a Tablet that is powered by the Android 2.2 (Froyo) and runs on the Qualcomm MSM7227 600MHz processor. The Spice MI700's high-resolution 7in capacitive touchscreen allows users to physically interact with applications and content.
Showing the CSL Spice MI700 preview, review, unboxing, hands-on and TV Commercial video clips. We update the collection of video in our CSL Spice MI700 video gallery section daily.


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Walk 100 Miles with the Mayor
AMP, Moving Forward
Financial Empowerment Center
eBid Nashville
Nashville Music Industry: Impact, Contribution and Cluster Analysis
The Parthenon
Live On The Green
Nashville B-cycle
Streaming on Metro3
Video Gallery Archive
Broadcast Schedule
Shannon Hall
Marlene Fuller
Vicki Long
Reed Williams
Austin Kyle
Metropolitan Clerk's Office
Metropolitan Courthouse
1 Public Square, Suite 205
Nashville TN 37201
Phone: (615) 862-6770
Fax: (615) 880-3733
E-mail: email@example.com
Hours: 8:00 AM - 4:30 PM
The Metropolitan Clerk's Office is located in the Metropolitan Courthouse at 1 Public Square, on the Second floor in Suite 205. The Metropolitan Courthouse is the gray stone building bordered by Union Street, Third Avenue North and James Robertson Parkway.
To get directions: Map and Directions.
The Nashville Downtown Partnership provides a Location Guide to the Public Square Garage at the Metro Courthouse.
© 2014 Metropolitan Government of Nashville and Davidson County, Tennessee


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GREEN BAY, WI (WTAQ) - Officials with the St. John the Evangelist homeless shelter have entered a written not guilty plea to their ordinance citation.
That move negates the need for a municipal court hearing scheduled for next week.
The city of Green Bay cited the shelter for allegedly violating their conditional use permit, which limited the shelter to 64 residents per night. Officials from the shelter and Catholic Diocese of Green Bay have said they would not turn anyone away due to the limit. The shelter has also taken people to an overflow facility at St. Norbert College in an attempt to meet the permit requirements.
The next step in the case is a Feb. 5 pretrial conference with the city attorney's office. That is not a hearing before the municipal court judge.
The shelter could be fined $500 plus court costs for each violation of the permit.
Also, shelter officials are expected to ask on Monday that their permit limit be increased.


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House - Various Artists mp3 download
Bargrooves Over Ice 2 (Cd1) album:
- Artist - House - Various Artists mp3
- Album - Bargrooves Over Ice 2 (Cd1) mp3
- Year - 2010
- Genre- House
- The Realm Featuring Tony Momrelle - Time (Layabouts Vocal Mix)
- Aeroplane - Caramellas
- Sebo K - Spirits (Original)
- Julien Jabre - Wonderland
- Osunlade Featuring Divine Essence - My Reflection (Manoo Stella Remix)
- Joris Voorn - Chase The Mouse
- Jovonn Featuring Hosanna - Dont Get Too Close
- The Jinks Featuring Calrla Prather - What Happened To Us
- Santos - Time Of Our Lives (Atjazz Love Soul Remix)
- Mk - Burning (Vibe Mix)
- Deep Zone Featuring Ceybil Jefferies - Its Gonna Be Alright (Mattys 15 Year Anniversary Mix)
- Rebbot - Enjoy Music
Download Bargrooves Over Ice 2 (Cd1)
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Parnassus albums


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Share your comments
Feast day of fools : a novel
James Lee Burke
Adult Fiction BURKE
James Lee Burke
Adult Fiction BURKE
What other readers are saying about this title:
Curly said:
I've always liked the Dave Robicheaux series by Burke. I found this Holland series book difficult to follow. Too many characters and sub-plots for me. I gave up about 3/4 of the way through the book, and I really didn't know or care who the
posted Oct 25, 2011 at 4:29PM
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Hackberry Holland
Korean War veteran
Cousin to lawman Billy Bob Holland; haunted by memories of the POW camp he survived; in love with his deputy; investigating the murder of a man by a psychopath named Krill; trying to track down a government agent whom Krill kidnapped, but who escaped; discovers the serial killer he presumed dead is really alive and is back with a vengeance.
Pam Tibbs
Hackberry's deputy.


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YA's new author tag-team are about to land on MTV's big red couch.
Check out all three sneak peeks and tune in TONIGHT starting at 10e/7p on MTV!
Can't you practically TASTE Big Black's chocolate noodle dish?
Check out all three sneak peeks and don't miss a night of mischief and laughs starting at 10e/7p on MTV!
These sneak peeks of tonight's new episodes are sure to whet your appetite!


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Vascular Surgery Research Trial for Descending Thoracic Aortic Aneurysm Opens for Recruitment
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TAG 08-03: For Individuals Diagnosed with an Descending Thoracic Aortic Aneurysm
Name of Research Trial:
Evaluation of the GORE Conformable TAG® Thoracic Endoprosthesis for the Primary Treatment of Aneurysms of the Descending Thoracic Aorta (Clinical Study) TAG 08-03
Principal Investigator:
IRB Project Number:
Description of Research Trial:
This research study is looking for individuals to participate in this study because they have been diagnosed with a descending thoracic aortic aneurysm. The aorta is a large blood vessel that carries blood away from your heart to organs in the rest of your body. An aneurysm is a bulge in the artery that is caused by weakening in the artery wall. Over time, this bulge may continue to grow larger and rupture (break open).
The purpose of this research study is to determine the safety and effectiveness of an investigational stent graft to treat aneurysms of the descending thoracic aorta. Follow-up will occur at 1, 6, 12, 24, 36, 48, and 60 months and will include a physical exam as well as a CT scan and x-ray of the stent graft.
Research Trial Contact Information:
For more information, interested participants and clinicians may contact Anna Busman at 312-695-3410 or e-mail email@example.com
Media Contact:
Kris Lathan, Director
Northwestern Memorial Hospital


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Next, you'll be asked to connect with Twitter. Rest assured, we will never send a tweet from your account
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Around the Arklamiss on Thursday: MONROE, La., (KNOE 8 News) - Some morning news items from around our area today... http://t.co/h0dLtAfwmP
Around the Arklamiss this morning: MONROE, La., (KNOE 8 News) - Some news stories happening in our area today...
Some of this morning's stories around the Arklamiss: MONROE, La., (KNOE 8 News) - Here are some things happeni...
Around the Arklamiss today: MONROE, La., (KNOE 8 News) - News items we're seeing around our area
Former state trooper faces additional charges: MONROE, La., (KNOE 8 News) - Former State Trooper Ronald Thomas...
#Marrero man indicted in toddler death - KNOE 8 News #Louisiana |
RT @Louisiana_World: Investigation: Body found behind dumpster: OUACHITA PARISH, La. (KNOE 8 News) - Multiple Police departments ar...
What Is #Louisiana's Biggest Money Making Company? #CenturyLink #Spoiler #Monroe #Wait #What? #Spoiler?
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UPDATE: Monroe Mayor Jamie Mayo Enters 5th Congressional District Race - #Louisiana
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The basic goal here is to give the user options whereever available.
The following is a list of pretty much what the process may look like when finalized. As usual, feel free to throw your ideas into the mix, guys.
- Check for fresh VC install. Give option to either modify existing install or create a new one.
- Copy needed/Delete unneeded files and folders
- Extract GTA:LC core files
- Chose the Main Menu background
- Create Programs Menu entries and Desktop Icon (Optional, ofcourse. Would make this whole thing look that much more professional, IMO. Might be a legal issue, though, come to think of it)
Seeing as the basis of this mod assumes that users posess a copy of both GTA3 and VC, the download size could be further reduced by copying any carryover files from a person's GTA3 install or Play CD (This would be most beneficial where audio files are concerned). Doing this should also help asuage Rockstar's concerns about people who don't already have a copy of GTA3 enjoying Liberty City for free, and may get them to be more lenient towards us including a modified EXE or setting the installer target to the "Rockstar Games" folder.


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Home » Opinion » Editorials
Abortion in ignorance: The 'pro-choice' agenda
House Bill 483 was a reasonable, middle-of-the-road effort to ensure that no woman makes this unalterable decision without being fully educated about it. The "pro-choice" left rose up as one to crush it.
The bill would have required that 24 hours before any abortion, the doctor must provide the patient with "medically-accurate information that a reasonable patient would consider material to the decision of whether or not to undergo the abortion, including (1) a description of the proposed abortion method; (2) the immediate and long-term medical risks associated with the proposed abortion method including, but not limited to, the risks of infection, hemorrhage, cervical or uterine perforation, and danger to subsequent pregnancies; and (3) alternatives to the abortion;
"(c) The probable gestational age of the unborn child at the time the abortion is to be performed;
"(d) The probable anatomical and physiological characteristics of the unborn child at the time the abortion is to be performed; and
"(e) The medical risks associated with carrying her child to term."
Opponents denounced the bill as "theological," a deliberate mischaracterization. They absurdly claimed that every woman seeking an abortion already knows everything she needs to know. Does that sound like the argument of people who have women's best interests at heart?
The "pro-choice" left cares nothing for choice. It cares only about the political power it accumulates by being perceived as pro-choice. Offer women options and information that might turn them ever so slightly from the pro-abortion political machine, and watch it tighten its grip.
- Echoing John Stark: NH's immortal hero - 0
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- Trashed lunches: Brownies, broccoli and bucks - 20
- Surprise, surprise: Obamacare funds abortions - 60
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- USNH's raw deal: Part deux - 2
- Every vote counts: Here is the proof - 5
A leaderless league: NFL flinches on domestic violenceREADER COMMENTS: 0
- Dave D'Onofrio's Patriots Notebook: Offensive players on the defensive - 0
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Report on Manchester schools cites falling test scores, higher dropout rates among ongoing challengesREADER COMMENTS: 2
Report on Manchester schools cites falling test scores, higher dropout rates among ongoing challenges
Nashua urges a focus on mid-skill jobs
Shaheen unveils Republican supporters
Job fair is Wednesday in Concord
Food stamp loophole not a go in NH
Another View -- Bernie Sanders: Americans are united in opposition to the special interests
Report on Manchester schools cites falling test scores, higher dropout rates among ongoing challenges
Shaheen unveils Republican supporters


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May 22, 2009
EVGA X58 SLI Micro mATX Motherboard - Your looking at the latest offering from Enthusiast giant, EVGA. The X58 Micro is EVGA's very first mATX motherboard to ultilize the X58 chipset, and the second mATX X58 board to make it to market (the first being Asus' Rampage II Gene). The small board has big features and sports 6 SATA II ports, 6 DIMMs, 2 x PCIe 2.0 slots, a PCIe x1, and a standard PCI bus. HD Audio, E-Sata, and SLI Support are also confirmed by EVGA. Nice!
EDIT: Sorry I had the wrong photo with the wrong name. Its right now!


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A lot of people learn their geography through sports. With the Blackhawks in the Stanley Cup finals, Chicago itself is in the spotlight.
One example is an email blast sent out by the online real estate brokerage Movoto. Using census data and other statistics, it gives a side-by-side comparison of Chicago and Boston to give a sense of what each city is like to live in. We looked at their info and found some more on our own.
Here are a few statistics:
Follow @fox32news
205 N. Michigan AvenueGround FloorChicago, IL 60601Station Operator: (312) 565-5532Newsroom: (312)565-5533


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- Green >
- 9 Solar Gadgets That Have Us Aglow
9 Solar Gadgets That Have Us Aglow
Backyards and sunshine go together like hot dogs and mustard. So do these cool new solar gadgets designed to provide light, sound and added convenience to outdoor living.
How often do termite queens lay eggs?


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LOUISVILLE, Ky. (WHAS11) -- The class of 2013 now has their diplomas and a near record number of Kentucky college students are getting their degrees.
The Kentucky Council on Post-secondary Education estimates that more than 61,000 students are graduating from the state's public and independent colleges and universities in 2013.
That number includes degrees at the associate, bachelor's, master's and doctoral levels.
The council says the rising number of college degrees makes Kentucky more competitive when it comes to luring jobs.


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Image via Flickr
It's all well and good to have apps that play music, give you great recipes and entertain you while you're waiting in line, but is your phone ready for the unexpected — and are you? Having instant access to great tunes won't help you in a severe weather situation, during an attack or when your phone gets lost, but there are many apps that will. Be prepared for any disaster, big or small, by downloading apps that keep you and your phone a little safer every single day.
Prepare for the Unexpected
From little inconveniences to life-threatening weather situations, life happens on a daily basis — and it's full of pitfalls. Be prepared, even for the unexpected, with phone apps that will keep you much safer.
- Protect your phone against loss and theft with apps such as F-Secure. This anti-theft app can be used remotely to lock your phone or wipe its data if you think it's been stolen. Your private pictures, texts and other files will stay safe. Using the app, you can also track and locate your phone. If you tend to lose your phone, download the Where's My Droid app to track it easily. Use the app to send a text to your phone to turn off silent mode, make the ringer volume loud and start making noise to help you find it easily.
- When disaster strikes, entire infrastructures can be destroyed. Electricity and phone lines may not work, but the Life360 app may. Use it to get quick access to family GPS tracking, emergency messaging, disaster planning and other helpful functions that help you stay safe in disaster situations.
- You never know when you might be in danger — that's exactly why it's unexpected. Download Safety Button and keep yourself safe. Start the app, push the big red button and it will instantly start tracking and reporting your movements. If you're in distress, press the button again to send a panic message to an emergency contact. The app will function in panic mode or medical mode, and will alert everyone in your "SafetyNet" by sending them a distress call. The world isn't always safe, but you can be protected from even the unexpected.
Download and Install Safety Apps
There are so many apps out there, finding just one is like looking for that old needle in the haystack. You may search through pages of results before discovering an app you want, and by then you may not even feel like trying the app. Look for non-market Android apps on Technofied.net and other websites that provide online guides and easy-to-follow links. Comprehensive search tools make it easy to find just what you want to be prepared for the unexpected.


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Yamaha YOB-241 Series Student Oboe
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The standard oboe with a professional sound.
Yamaha YOB-241 Series Student Oboe
An economic ABS resin-body oboe that features a modified conservatoiry system, making it easier for beginners to play. The surprisingly precise intonation permits students to concentrate more on developing their own musical nuances. But there is nothing "student-like" about the rich and colorful sound. The 241 has a characteristically warm oboe tone, with a sound very close to that of a professional instrument, so even a complete beginner can quickly develop a beautiful tone.All Yamaha wind instruments come with a limited 5-year warranty.
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|Good - 25 reviews
With a stay at Mehmet Ali Aga Mansion - Special Class in Datca (Datca City Center), you'll be minutes from Datca Port. This hotel is within the region of Datca Ferry Port and Toli Beach. Treat yourself to a stay in one of the 18 individually decorated guestrooms, featuring fireplaces. Your Select Comfort bed comes with down comforters, and all rooms are furn...
Overall Rating - Good - 25 reviews
|Excellent - 13 reviews
Situated on the Datça Peninsula, Eski Datca Evleri offers air-conditioned rooms with a kitchenette and a refrigerator. Free Wi-Fi is available in its public areas. Facilities include a 24-hour reception. The rooms of Eski Datca Evleri are decorated with warm colours and wooden furniture and floors. All rooms have an en suite bathroom with a hairdryer. Eski...
Overall Rating - Excellent - 13 reviews
|no reviews
When you stay at Adaburnu Golmar Beach Hotel in Datca, you'll be on the beach and within the vicinity of Datca Port. This all-inclusive hotel is within the region of Datca Ferry Port and Toli Beach. Make yourself at home in one of the 147 air-conditioned rooms featuring minibars. Rooms have private balconies. Satellite television is provided for your enterta...
|no reviews
Located 1 km from Ovabuku Beach, this small cosy house offers picturesque sea, mountain and village views. Free Wi-Fi is available. There are 2 bedrooms with 1 double bed and 2 single beds at Avlana House. The living room includes a dining table and a seating area with a spare sofa bed. A washing machine and a balcony with views are offered. The kitchen is...
|no reviews
Surrounded by extensive gardens, the hill-side Zephyros Hotel is situated at an altitude of 270 metres and overlooks Ovabükü, the Mediterranean and the islands of Symi, Rhodes, Chalki and Tılos. Guest rooms at The Zephyros are decorated in neutral tones and have a private terrace or balcony. Each room also offers a flat-screen TV and free Wi-Fi. There is a...
|no reviews
With a stay at Hotel Mavi Beyaz in Datca (Palamutbuku), you'll be minutes from Palamutbuku Beach. This beach hotel is within the region of Amphitheatre of Knidos and Knidos. Make yourself at home in one of the 26 air-conditioned rooms featuring minibars and LCD televisions. Your room comes with a Select Comfort bed. Rooms have private furnished balconies or...
|Good - 183 reviews
What more could you want from a Datca beach hotel than free breakfast, accommodations that come with premium bedding and a private beach? Flow Datca Surf Club offers all this and more, and is located connected to a shopping center. This 4-star Datca hotel offers a computer station. Planning a meeting? This hotel has 1 meeting rooms, as well as a 24-hour busi...
Overall Rating - Good - 183 reviews
|Good - 15 reviews
Overall Rating - Good - 15 reviews
|Excellent - 1 reviews
Han Royal Hotels - Boutique Class offers hotel accommodation in the Datca City Center area. Enjoy breakfast, lunch and dinner at this 3-star Datca hotel's restaurant where you're sure to find something to suit your taste. Guests wishing to relax with a drink will surely want to visit the bar/lounge. Staff are available to provide tour/ticket assistance. Gues...
Overall Rating - Excellent - 1 reviews
Excellent 10.0
The facility was very clean, orderly
All good.The hotel appeared to be very new and neat,& well furnished. Good location near the sea. Food was good and the staff was excellent.
|Good - 65 reviews
Overall Rating - Good - 65 reviews
|Good - 42 reviews
Overall Rating - Good - 42 reviews
|no reviews
A pretty resort built on land gently sloping to the beach and azure coloured sea. The complex consists of a number of blocks of accommodation with red tiled roofs and stone-faced buildings set in spacious grounds abundant with colourful bougainvillea bushes. Amenities include a couple of outdoor pools, a restaurant with indoor and outdoor seating, 24hr recep...
|Excellent - 24 reviews
Marphe Hotel Suite & Villas offers hotel accommodation in the Datca City Center area. This 4-star Datca City Center, Datcahotel offers massage/treatment rooms, free Wi-Fi and beach/pool umbrellas. Don't forget to pack your swimsuit and towel as this hotel features 2 outdoor swimming pools. There is also a poolside bar and a bar/lounge so guests can sip a ref...
Overall Rating - Excellent - 24 reviews
|Good - 34 reviews
Overall Rating - Good - 34 reviews
|Good - 55 reviews
Located only 400 metres away from Datca city center, Hotel Olimpos features a rooftop terrace restaurant with panoramic views of Datca bay. It offers traditionally decorated rooms and free Wi-Fi. The hotel is in original Hellenistic style, and offers rooms with wooden furniture and traditional Turkish rugs and carpets. All the air-conditioned rooms have a pr...
Overall Rating - Good - 55 reviews


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« All Blogs
Will Ferrell Picks Up Interviewers Phoneby Span
20 Things ALL Women Do!!by Susan Kennedy
I don't know if I do all of these on the list (I don't have chin hair!!) But at least 90%! Read the list here --> http:/...Read More »
Remember Noah Ritter the 5 year old kid interviewed at the Fair?? Watch This!!! Hilarious!!!!by Cindy Rippe
Police Officer Gets Caught LOSING a Dance-off with Kids!by Susan Kennedy
It didn't happen in Marathon County...but it COULD!! (wink wink officers)Read More »
How Many Sumo Wrestlers can you fit on a plane?by Laura Bradshaw
Let's be honest.... If you are flying alone no one really wants to be stuck next to the huge guy in coach while you are in the mid...Read More »
Adorable Little Girl Makes a New Fishy Friend... With a Surprise Ending!by Chris Carter
Corgi On A Carouselby Span
How's Your Memory?by Joe Cassady
Two elderly couples were enjoying friendly conversation when one of the men asked the other, Fred, how was the memory clinic...Read More »


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Couldn't resist the gallon-sized jar of mustard at the warehouse club? You've got room for it in this ENERGY STAR® qualified 22 cu. ft. side-by-side refrigerator. The space-saving Store-N-Door® ice dispensing system moves the ice bucket to the door to give you more usable shelf space. Plus, get PUR® filtered water, crushed ice, orcubes with the push of a button, without opening the door . You can adjust three easy-to-clean Spill-Catcher shelves to hold the cole slaw you got, too. There might even be room for that massive tub of mayo you were eyeing.
Shipping Weight: 255 lbs
Shipping Method: Motor Freight
Freezer Capacity 7.4 Cu. Ft.
Refrigerator Capacity 14.4 Cu. Ft.
Total Capacity 21.8 Cu. Ft.
Energy Star Yes
Dispenser Features
Dispenser Lockout Yes
Filter Features
Water Filter Type PUR® push-button water and ice filter
Water Filter Location Base Grille
Water Filter Indicator/Reset Yes (Tri Color)
Freezer Features
Number of Baskets 1
Basket 1 Description Plastic Bin
Shelf Type Wire
Icemaker Type Store-N-Door ice dispensing system
Ice Bucket Store-N-Door ice dispensing system
Refrigerator Features
Door Bin Description 2 Pc. Clear Collar
Door Bin Quantity 3
Total Shelves 4
Shelf Type Spill-Catcher
Drawer 1 Snack
Drawer 2 Crisper
Drawer 3 Adjusti-Temp deli drawer
Door Style FlatSmooth/Flat Satina/Flat SS
Dispenser Features
Freezer Features
Refrigerator Features


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Police have reportedly found the woman who was the focus of Thursday's Silver Alert in Tyler.
Released by The Tyler Police Department:
Tyler Police are searching for Hazel Bryan, W/F 83 years of age. Ms. Bryan was last seen around 10:15 this morning walking away from her home at 3430 Iberville, in Tyler, Texas. She is wearing black pants, maroon shirt, gray fleece jacket and eye glasses. She is 5' 05" tall, weighs approximately 93 pounds, hazel eyes and gray/brown hair. She has a medical condition that Officers believe needs prompt attention.
Anyone with information on Ms. Bryan is encouraged to contact the Tyler Police Department at 903-531-1000.
320 Division Street
P.O. Box 1490
Lake Charles, LA 70601/70602
Phone: 337-439-9071
Fax: 337-437-7600
FCC Public File
Closed Captioning


text:
Shop Altrec.com for a complete selection of women's clothing and gear. Top brands include The North Face, Nike, and Patagonia, We stock a full selection of women's boots, running apparel, swimsuits, and accessories including jackets from Mountain Hardwear, backpacks from Roxy and yoga wear from Prana.
We're Available:
Mon-Fri: 7:30am-4:00pm PST
Sat-Sun: CLOSED


text:
Marco Reus
The Hometown Favorite
If born anywhere else, Marco Reus may have been a pilot. Or pursued his interest in history. But Reus was born in Dortmund, raised as a BVB fan (he rooted for Tomáš Rosický), and bred as a BVB player. He trained at the Borussia Dortmund youth academy before joining the U-19 of Rot Weiss Ahlen in 2006. In the third division, he improved and was appointed to the Bundesliga 2 in 2008. The next season confirmed his talent: he scored 4 goals in 27 appearances. During the summer of 2009 he signed for Borussia Mönchengladbach where he rapidly became one of their strongest players, scoring 28 goals in 78 games. The 2011-12 season was a great success for Reus as he scored 21 goals and was noted for 14 assists, thus helping his team reach international competitions. Reus´ great season continued when he was called up for the German National Team to play in the 2012 European Championship. He was also named 2012 German Footballer of the Year. For the season 2012-13 Reus transferred to his "hometown team," the German League and Cup champions Borussia Dortmund. He continues to perfect his game and his pre-game ritual: Reus always puts on his right socks, right shin guards, and right boots first. However, he always steps on the pitch with his left foot first.
Marco's Vitals
|Date of Birth:
|May 31, 1989
|Cidade natal:
|Borussia Dortmund
Notable Performance
German Football of the year (2012)
Trophy Case
German Super Cup2013


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The Wallraf in Cologne is one of the foremost picture galleries in Germany.
Its collection of medieval paintings also has a worldwide reputation, with Stefan Lochner's 'Madonna of the Rose Bower' being the star attraction. Other highlights of the Cologne museum include baroque paintings by Rubens, Rembrandt, Murillo and Boucher, as well as works by German Romantic artists and French Realists and Impressionists.
Opening times:
Tuesday-Sunday 10am-6pm
Ovdje možete dodati svoje omiljene stavke. Osigurajte, razvrstajte, dijelite i ispišite svoj odabir te planirajte cjelokupno putovanje kroz Njemačku.
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