text:
Are Pre-Nuptial Agreements For Everyone?
Published on - October 29th, 2009 (by J.D. Roth)
This is a guest post from Andy Jolls, founder of VideoCreditScore.com. Andy ran the myFICO.com business for a number of years and now educates consumers with free credit videos. You can follow him on Twitter at @vidcredit.
My wife and I were married a few years ago. I was working at myFICO at the time we got engaged, so I was already swimming in the world of credit, debt, and personal finance.
In fact, Suze Orman was a partner of myFICO, so I was exposed to a lot of her principles. For example, she believes that all couples should go through the prenuptial agreement process, which seems like heresy to most of her viewers. The "pre-nup" has negative connotations for most people, but Orman has a different spin on it — which I adopted.
Her concept is that a pre-nup doesn't need to be focused on a negative outcome of divorce. Instead, it can be used as an exercise to really talk about money, and especially values around money. Her thinking is that if a couple can get through a pre-nup, they'll be better equipped to handle financial issues down the road. Orman believes that every couple should have a pre-nup, and that it isn't a tool just for wealthy people.
So, Molly and I decided to do a pre-nup. We told friends that we intended to do a pre-nup and the reactions were, perhaps, unsurprising. Most looked at me with disdain, as if it were something I was forcing her to do. But we held firm because we knew the data: 80% of all divorces are related to money issues. Over half of credit distress issues come from an estranged spouse.
Honestly, the process was awkward at times. But mostly, it was a healthy discussion about goals, fairness, and respect. It was a chance for each of us to show each our true character. I learned what was important to Molly, and she learned what was important to me.
To be frugal, we had a lawyer friend draft up the standard documents, and then we each hired an attorney to make sure we were covering all the bases.
To those of you who say, "I don't need a pre-nup to have great communication with my spouse!", I say this: There's a value you can't see until you go through it. You are forced to show more of who you really are, and it's hard to force that in the courting stage.
In the end, the process was cathartic. Now our money discussions don't involve communication issues. Don't get me wrong: Like most couples, we have disagreements about how to spend money! But we feel great about the transparency the pre-nup provided, and the fact that it's made us better communicators.
Do you have experience with a pre-nuptial agreement? How do you feel about the process? Would you recommend it to others?
This article is about Planning, Real-Life, Relationships
Sounds like you had a very positive experience with it and it provided a truly solid foundation for going forward. I'm thinking that if you focused on values, goals, fairness, and respect, then your pre-nup experience far surpassed the stereotype that we think of when we hear the word. So maybe we need a better word for it?
I can see that getting a pre-nup is probably a good idea for everyone given the high divorce rate. But if your fiance takes offense to the idea then I don't think its beneficial to push it. It seems that pushing a prenup on someone might send them message that you expect the marriage to fail, or that you think money is more important than the marriages success or that you think your fiance is a potential gold digger. I really can't see how you can go about suggesting a prenup without seriously risking offendidng someone.
If one partner takes serious offense to it then that ought to be a red flag that perhaps marriage isn't the best idea in the first place.
"…A pre-nup doesn't need to be focused on a negative outcome of divorce." Isn't that like saying a funeral doesn't have to be focused on death?
Not getting a pre-nup is like gambling a huge portion of your life savings on the flip of a coin. Approximately 50% of marriages end in divorce. While I wouldn't plan on getting married if I didn't think my spouse was the "one", you can never predict the future. I would require a pre-nup before getting married and I would expect my wife-to-be would want to do the same.
To Patrick, Jim and everyone:
I think his whole point was what he and his wife gained by going through the pre-nuptial agreement process. If someone says "I don't want to talk about money and who owns what" before you get married, then why would you want to marry that person? You can't tell me that person is going to work things out in a marriage, and that's what marriages need to be successful (unless someone is happy to cave in on a daily basis).
As for the negative association, get it out of your head and start from there. If the other person balks explain it's not about "what happens if we get divorced," it's about getting on the same page before getting married. It's not about the actual pre-nup, it's about the discussion that comes from drafting the pre-nup.
"80% of all divorces are related to money issues."
First of all, I'm very skeptical of this stat. Can you cite a reputable source to back it up, or did you pluck it out of thin air?
Second of all, assuming it were true, wouldn't having a pre-nup in place increase the risk of a divorce? I mean, in the absence of a pre-nup, a couple might fear that a divorce would spell financial ruin for the both of them, and they'll be more inclined to work things about. But if they both know ahead of time exactly how the assets will be divided, then isn't it possible that they be more willing to take the easy way out and throw in the towel on the marriage? Is it possible that having a pre-nup in place INCREASES the risk of divorce (beyond the obvious lack of trust implications)?
I think that a formal pre-marriage finance class, with hands-on exercises, would serve this purpose, and avoid the negative connotations. The couple could go through the class together and plan a budget, retirement goals, etc.
Andy, would you mind sharing some more details about how much it cost for each of you to hire an attorney? I just got engaged and my fiance and I both think a prenup is probably a good idea, but balk at the potentially high cost (I just have no idea, never having dealt with lawyer's fees) for something that's not absolutely essential.
@Jim I would be concerned that if my partner would be so offended by the idea of a prenup, they may not be pragmatic enough for the marriage itself to survive in any case or they're unable to hear/trust my stated purpose of making sure to work through these issues before the wedding.
My wife and I read the The Total Money Makeover while we were engaged and came up with a budget, goals, etc. We've been married for two years now and it was a good exercise and we've stuck to what we planned. It didn't require a prenup. To each his own.
It doesn't increase the risk of divorce it just shows a persons/couple's character more quickly. Having to stay in a marriage to continue being financially solvent sounds horrible and in fact would create a lot of resentment.
And the great thing is, if you do encounter a few bumps in the road, you already have your future divorce planned out! Nothing like an escape plan to secure a strong commitment…
I'd also be interested in the source of the numbers used.
@Jonathan Vaudreuil
"It's not about the actual pre-nup, it's about the discussion that comes from drafting the pre-nup."
If it's not about the pre-nup, then there would be no need for the pre-nup, just the discussion.
If you can't have that kind of discussion with your spouse-to-be (or spouse), well, that's a separate issue that you should work on before you discuss the pre-nup.
Intellectually, it's a good idea, however I agree that a better word needs to be created for it. The lack of trust implied by a pre-nup is so incredibly offensive that I can see many discussions going very, very wrong instead of helping the couple communicate. If the two people are already on the same page about a pre-nup, I can see it helping immensely. If they are not… well, it's one more nail in the coffin.
If you're looking for an escape route you will find one with or without a pre-nup. A couple should want to work it out without being forced to.
Sorry – not inspired by this. The fact that the author worked at myFICO is a credibility-killer from the get-go. On top of that he cites Suze Orman as an authoritative source on marriage and money. How many marriages has she been in? 'Nuf said.
My husband & I have been married for 39 years and have been through the good & the bad. I aggree with those who say a pre-nup agreement, especally if you bring in the lawyers is, for the most part not good! It's anticipating divorce. A strong commitment to each other and perhaps sitting down and making a budgit, go to classes would as someonelse said should do the trick.
My spouse and I were in our early 20s when we got married. We didn't own cars, or a house, and hadn't even found post-college jobs yet… I can't imagine why we would have needed to go through that process; I doubt many lawyers would even have taken it on.
We lived together for 4 years before we got married, so we knew how we worked together on financial issues, and how we both wanted to handle our finances, etc. If I got married *now*, on the other hand, in my mid-30s, it might make some sense.
But for everyone? Here's my generalization: generalizations don't work.
Aweful aweful advice. There are ways to talk about finances without "going through the exercise" of a pre-nup. There is absolutely no place for a pre-nup. Ever. You get married once, you stay married for better or for worse. You share all of your money. You share all of your debt. One man, one women, one bank account, one lifetime. I would never counsel the couples I see to do anything else. That's the way it is.
@17 It worries me that you counsel couples if you believe that everything is that cut and dry…
There are way too many variables for an idealistic statement like that to ever be true.
That's, in fact, not the way it is.
While I think the prenups can serve a purpose, the implication that *everyone* should get one or that they a *for* everyone is about as goofy advice as I can think of.
Wait… nope… can't think of anything more goofy.
We are a culture that thinks it's ok to plan for divorce and then we wonder why the divorce rate is 50%.
@ Mr. TML – very well said! The Mrs. was pretty hot about The Today Show having Suze comment on the Jon & Kate thing and then give couples advice on how to avoid this. Total garbage.
A pre-nup as a tool to drive a conversation about money, goals, respect… yeah, it's called pre-marriage counseling. Every couple should do that. Pre-nup, not so much.
I expected this post to actually describe what the process is like, or in fact, what kinds of things us not wealthy people would need to include in one. Ok… a prenup is good… but WHY? From your post I get that it's important to have a conversation about finance before you get married (like the post this morning from JD), but why a prenup? How does it protect you both? Etc…
We all know that when you fail to plan, you plan to fail. But what happens when you actually plan to fail?
"There is absolutely no place for a pre-nup. Ever. You get married once, you stay married for better or for worse."
Oh, I guess married people never die, or if they do, then they aren't allowed to get remarried. Your whole comment oversimplifies life. I say this not merely to nitpick, but because of family experiences I've encountered.
I'm not familiar with all that goes in to a pre-nup, but from your comment it occurs to me that if everyone were to get them there wouldn't be the stigma around them that there is. But as other people mentioned as well, maybe financial counseling is a better route.
Only if you or your spouse can't help but burn the house down despite your best intentions.
If you do a pre-nup then in your vows you should say: "…for richer or poorer, til death do us part, but if one of us is boldface lying right now then we can't take each other's stuff." The whole logic of a pre-nup is wrong. It's a promise in case we break our promise. Premarital counselling and not taking vows lightly is the answer.
27I have been married to the same guy, at times unhappily and currently happily, for 14 years. I *know* about staying together through the bad times when splitting up would have been easier. More than someone whose marriage has always been happy, I know whereof I speak.
And in my opinion, those who are saying that a pre-nup is a bad idea "because divorce just shouldn't happen" or because it will somehow make divorce "easier" are not anybody I would take advice about marriage from.
One of the best pieces of advice I've ever gotten about choosing a spouse is to consider how they are likely to behave in a divorce. *Not* because you expect to divorce them; but because the thought exercise tells you so much about the person's true character.
It's easy to be kind to someone we're in love with. But how do they treat someone they're angry with? How do they behave under stress? Are they likely to play dirty? Use your children as pawns? Get vindictive? Or are they going to do their best to be fair, adult, and rational in a painful crisis?
If a person considering marriage is going to get scared away by talk of a pre-nup, then frankly, they are not mature enough to get married. Because they consider divorce unthinkable. And if they won't even *think* about it, how can they take steps to prevent it?
Consider: there are *lasting* marriages that are awful, awful, awful. Some abusive marriages last decades. Many people stay in abusive marriages because they do not believe they have any financial alternative. Do you want to *be* one of those people? Conversely, do you want to be in a marriage where your spouse is dying to leave but you've "trapped" them into staying?
If that sounds great to you, go ahead and be offended by pre-nup talk.
I used to work for a lawyer. I learned then that one of the biggest values of a contract is the process of figuring out what it should say. Sure, you can agree in general about the principles, but how should those principles really apply? That's when you learn the most.
I'm not saying a pre-nup is the *only* way to be prepared to handle money after marriage. But I do think that if you can't even discuss whether you need one, you should think very seriously about why that is.
While a pre-nup is not a plan to fail per-say, it cannot help but create a spiritual and emotional wall between a husband and wife. By default, that piece of paper says that you value keeping your money and things more than keeping her…
If you don't believe this, try walking in to the living room one night with the pre-nup in hand and then say "Honey, I love you and trust you more than anyone and anything else in this world even if it costs me every dime I own I am going to put my faith in you and this relationship instead of some piece of paper…". Then, promptly tear that pre-nup to shreads and see if she doesn't look at you differently…
If I'm wrong you can always write up another pre-nup but I am pretty sure you won't want to…
Aaron, you're assuming the man wants the pre-nup and the woman does not. If my husband ripped up our pre-nup I would be really angry.
I was the one who brought it up; he was the one with more money when we married. But after some discussion, I think I ended up wanting it just as much as him, if not more.
We were both older (30) with some assets, and we both preferred to keep everything separate. We have an excellent relationship with no money issues ever. But who's to say what will happen in 10, 20, 30 years. I can't predict the future. The bottom line is that divorces do happen. It is like an insurance policy – if the worst should occur, I know what my assets will be.
I would have strongly fought against anyone who told us to not get a pre-nup when we both wanted it.
To me, the pre-nup says that we aren't marrying each other for the money. We aren't using each other to better our financial situation. And we're not staying together because we risk financial ruin. We are together and marrying because we are completely committed and are choosing to be together. Our money is in separate accounts, but we each know exactly how much the other has, and how's it spent.
I just had to comment as I hate one-sided views on this issue. No one should say what all other couples should do on such an important and private matter.
Sorry about the confusion, thought you had one from the article, my bust, no-offense intended, warm-fuzzy's on me…
I understand what you are saying that if you have a signifigant net worth and if someone was adamantly against even discussing a pre-nup it might set off some warning signals…
…but I would also offer, if someone is interested in starting a discussion about getting a pre-nup, it shows that they aren't ready to become emotionally open and vulnerable enough to completely trust their future spouse and that lack of complete openness and trust is quite likely to become a cancer that eats away at a marriage transforming it from an open, intimate relationship into a mere business venture…
32Patty, I agree on a better name for it. The name has a negative feel.
Kevin, sorry I can't find the original study, but here's one that shows that finances are 93% of reasons for conflict and I think this correlates [39% primary and 54% secondary]. My main point is that finances account for more divorces than infidelity or communication issues.
Here's another quote of 57% of divorced couples in the United States cited financial problems as the primary reason for the demise of their marriage
On your second point, I'd love to see that study on divorce rates for people with pre-nups. Of course, I would bet the data is skewed as people getting pre-nups are often older, have higher than average finances and may be getting married for a second time. These factors impact the data.
I'd also like to see a study on the divorce rates of those with pre-marital counseling vs. none. Again, I suspect other factors skew the data such as do higher income, more religious people seek pre-marital counseling? How do these factors impact it.
jessieimproved. Great point, if it forces people to stick to a plan.
Katherine, it really varies, but there are numerous templates on the web. I'd grab one, get as far as you can and take that to two lawyers. This is what we did. That will save on legal costs.
JD – As I a lawyer, every agreement I write includes terms that are based on a worst case scenario: What happens when someone breaches the agreement. If a relationship between a man and woman is at its core a partnership, then let them be partners, not spouses, and let them write a partnership agreement to protect themselves. For many of the commenters, a marriage is a spiritual bond that transcends money and money partnerships which is why a prenup is so distasteful. Frankly, any couple that feels that a prenup is needed should probably not marry and should absolutely not be bringing children into the relationship. The damage done to children from a failed marriage cannot be prevented or remedied by a prenup.
Finally, the best solution to this and other hot-button marriage issues is to have two different interpersonal legal relationships recognized by the state – a spousal partnership and a marriage. Those who recognize and appreciate the spiritual nature of the relationship can choose the latter. The rest of you can have the former and your prenups.
I found pre-marital counseling opened up the same avenues of communication about money values. If you've got a good counselor and are working through a thorough book and actually discussing the issues, you'll cover this stuff.
I don't see a pre-nup as a necessary step for any couple if they go through good pre-marital counseling and communicate long before that about these issues.
If you need a legal document to force the two of you to examine yourselves and discuss concerns, goals, whatever, there's a good chance you're going to run into some other problems later on that you didn't foresee. Establishing good communication habits outside of a legal document gives you an avenue to explore future unknowns as well.
I second Mr. ToughMoneyLove's view above as well.
by J.D. @ 23:
Is buying car insurance a plan to wreck? Buying home insurance a plan to burn the place down? Buying life insurance a plan to die?
Everyone dies, it's 100% guaranteed, so yeah, life insurance is a plan for the certainty that you will die. Home and car insurance are poor analogies, because you're insuring against random external influences that may cause you damage.
Last I checked, I hadn't made any vows with the other drivers on the road.
I think most people fail to see the main reason that pre-nups have negative connotations and why your spouse might take offense to it.
It has nothing to do with being a "plan to fail", although, in a way, it is just that. You don't buy insurance thinking you'll never need it, you buy insurance thinking that something, eventually, will go wrong. And a pre-nup is marriage insurance – in case something bad happens, i.e. I sleep with my secretary, I don't want *you* (the supposed love of my life) to take *my* things (even though in a marriage, everything *should* be "ours"). I digress.
The reason many people are offended by pre-nups is because it shows a lack of trust. When you ask for a pre-nup, you are saying that you don't trust your spouse to be honest with you about finances. While that may not be your intention, that IS how many people see it. That's why I found this comment to be incredibly interesting: "if my fiancee was adamantly against one, I'd see that as a sign that I couldn't trust her, not the other way around."
You are, in essence, saying that because *you* tell your spouse that you don't trust her (or him) and they get upset about it, that means it is a sign that you can't trust them.
That really doesn't make any sense at all. Most people don't have deviously ulterior motives for not liking pre-nups. They just don't like the thought that their future wife/husband doesn't trust them.
There are so many better ways to have this discussion (about finances) with your spouse than signing a pre-nup.
Fun fact: You know who typically writes up pre-nups? Divorce lawyers.
Marriage itself is a contract. The marriage contract confers rights and obligations on the parties (spouses). Most of the terms of the marriage contract default to state family laws. Do you all agree with every single state family law? Are they all perfect and flawless? Do you even know the ins and outs of your state's family laws? Probably not.
A pre-nup allows a couple to customize the legal terms of their marriage instead of lazily defaulting to the general "form contract" of state family law. If you are marrying an intelligent spouse, they will recognize the value of customizing generic state family laws to your particular marriage. It gives a couple the power to wade into the state family code and prevent the application to their marriage of outmoded, unfair, or inappropriate laws.
It boggles my mind that pre-nups carry any sort of negative connotation. People who don't get pre-nups are the same people who sign contracts without reading them.
I dunno, it seems like if you're worried about how to divide things in the case of a split-up, you should just live together instead of getting married. If I'm not mistaken, a prenup only concerns things you each acquired before marriage, so what about the car or house that you buy 5 years down the road?
I think the problem is that there's too much social pressure to get married. But if you don't trust someone enough to not sign a prenup, then what's the harm in just living together instead?
"I think that a formal pre-marriage finance class, with hands-on exercises, would serve this purpose, and avoid the negative connotations. The couple could go through the class together and plan a budget, retirement goals, etc."
This ++
Going through a "thought exercise" to determine how you're going to split up the goods if/when you call the marriage quits is a horrible way to start a marriage. Do you really want one of the last things you do as a couple before tying the knot is to plan on how to make the divorce proceedings less messy? 'cause regardless of all the excuses and logic-twisting excuses I've read here, that's precisely what you are doing.
What's even more surprising and saddening is that so many people here are actively defending the practice, or that living together is an appropriate solution. Here's a hint: If someone isn't trustworthy enough to legally marry, they're not trustworthy enough to play house with either.
As a divorced woman, I absolutely want a prenup in any future marriage. (Before you get all high and mighty on me and wonder how I could have broken my sacred vows – I didn't. My husband abandoned me. It takes two people committed to a marriage to make it work, but only one to break it.) At the time we were dating, I thought our communication was one of our best strengths. It was – until he stopped telling me the truth. The financial complexity didn't dissuade him from leaving me – that would be the hallmark of a rational actor, which neither of us were at that point.
During the divorce, he acted childishly. Scorned as I was, I was no saint, either. In the end, we ended up with a reasonable division, much as we would have with a pre-nup. But the rawness of our emotions made negotiating the division of our assets that much harder to do. The abandonment itself was devastating enough without that level of difficulty – I wouldn't wish it on anyone. Like any contract, a pre-nup can be written to cover assets acquired during the marriage as well as those before – it's not just for pre-marital assets. It's negotiating what you both consider to be fair when neither of you feels betrayed and you can both still look out for each other's interest.
Since then, he's come to realize that he was dealing poorly with unmedicated depression. A friend of mine divorced when her husband had a psychotic break – he is literally not the same person anymore and makes threats against her and their kids. Divorce can be easily equated to "random external influences that may cause you damage" because you cannot control your spouse or their mental health. There is no sure-fire prevention of divorce, just as there is no sure-fire prevention of cancer.
Get the pre-nup. Just like term life insurance, it's a bet you hope to lose.
We had multiple discussions about money before getting married, and continue to make sure we're on the same page. It was natural for us. We'd never have done a pre-nup because we already had all the transparency we need. My husband and I rarely fight (4 years, 3 fights), and not a single fight has been about money.
Frankly, I feel if you need to pay lawyers to help you achieve full transparency with your future spouse, there might be some issues there.
So while there might be a place for a pre-nup, why not in that case just stay unmarried? That way you get to have an easy and smooth out and keep things separate. Marriage isn't for everyone.
Interesting. I don't have a strong emotional reaction to the pre-nup idea that so many have, but I don't really see the point. If you have significant assets, children from a prior relationship, then I could see the value. For myself, not only did we pretty much have nothing to start with, but we're each still working out our own financial priorities. If he'd suggested a prenup, I'd have been willing to look at and consider it, hear his reasons for wanting it. At this point I'm not convinced it would be of value to me or us.
know the martial statutes prior to getting married. in Canada and in my province, after a divorce all family assets are divided equally. meaning assets acquired and used during marriage by the family, without needing to prove ownership or contribution.
however you are generally allowed to keep things you had before getting married, such as savings, rental property, home etc..
a pre nup is for people who feel that there will be unequal contribution to family assets during a marriage. ie one spouse is a doctor and the other works at 7-11, however when children are involved it's a different story. courts will not penalize a low/non earning parent who stays at home to help with kids, or who works unpaid for the other spouses business for example.
marriage is about finding two ppl who are compatible and financial matters should definately be a part of that. whether you like pre nups or not, is the same as whether you want children or not. it has to be discussed before hand and you must have two agree-ing parties, whatever side of the fence they choose to sit on.
Just because we didn't hire attorneys to review our financial and marital goals, doesn't mean that we didn't communicate effectively about money and goals beforehand.
You would sooner convince a car salesman to draft a "pre-devaluation/breakdown" agreement than convince me all couples need a pre-nuptial agreement. I can just imagine that discussion- I would like to buy this car for this much with these options, but I need an agreement that says that if it doesn't last forever or if I decide I want a newer or different model you have to refund me half the purchase price and half of all maintenance costs.
I think that if you do not have good marriage counseling – go the pre nup- it is a good way to at least THINK about what it will look like (even though it never rarely "looks that way" for very long in our experience).
We have 27 years so far. I did the finances, he did the finances- we switch depending on instances. I support his woodworking, he supports my teaching(He says my teaching is a hobby:>) We both support the kids. We take turns working (right now we both work). We both have stayed home with the kids. We both have had illnesses that the other had to work through.
A good finance book by Ron Blue (Master Your Money) put us on a good track. We read it together during engagement. Our dd and her spouse got it as an engagement gift- they read it and use it as a guiding principal as well.
What I do agree with is TALK money before you start (even though you will, most likely, change your mind as you grow into your relationship). Open the dorrs early and talk often.
What I find really interesting, reading through the comments, is that most people seem to be discussing the need for financial awareness and discussion, but only a very few people are mentioning trust issues.
Sometimes people think pre-nuptial agreements are a "new" thing.
I have done genealogical research and I've found evidence (actual written records) of pre-nuptial agreements during the 1700s. I think that the more assets a person has, the more likely that a pre-nup will even be considered; who really needs one when there is not any money to scrape together, anyway?
The example I found had to do with a mother of two children, about ages 10 and 12, marrying a man, and the agreement had to do with his pledge to provide food, lodging and pay for educational expenses for the children until a certain age. Apparently he happily signed it and the two of them saw fit to have it made official in a court of law. It may have had to do with the fate of her children in the event of her death before they reached adulthood but I'm not sure if that was the focus of it, primarily.
I am surprised that almost no-one would do a pre-nup. I didn't with DH, because we had nothing but debt and have only lived in community-property states.
That was 15 years and a lot of money saved and earned ago. And 2 kids.
If DH were to die or we were to divorce, I'd totally want a prenup with any future husband, as well as a very clear will. I'd want all the separately-held finances and our future intentions for my children and his (?) to be clear before we get married. People die and move on. I don't consider this "planning for divorce", but being protective of what DH and I have worked for for 16 years so far.
I don't agree with the "stay married regardless of circumstance" argument. I think others have done a great job addressing why that is a flawed stance.
I'm in my late twenties and my fiance and I are currently discussing the pre-nup option. We are both products of failed marriages and have seen the devastating financial impacts that can be associated with it. With that said, I guess I don't understand what's wrong with laying out a plan for our future while we're in love. Why is it wrong to protect ourselves against changed circumstances? Alchoholism runs in my family, on both sides, and I can honestly say that if that disease were to get the better of me I would want to ensure that she was protected from me and my decisions.
I understand that the goal is to live happily ever after but can anyone guarantee that I'll never become an alcoholic? Can anyone guarantee that I won't become addicted to gambling or drugs? What if one of us were become an abusive spouse? There are so many unknowns in this world. Why not put a plan in place that details the terms of our future if, God forbid, the change in circumstance were tp happen.
I am sure you are tosajen but there are also many people who have a hard time understanding how anyone can honestly share their bed, heart and most intimate dreams with someone who they won't share their bank-accounts with without a "just-in-case" clause attached.
I don't expect any comments here to change anyone's minds and really don't want to come across as a soapbox demagogue but Chelsea raised an interesting point above. She mentioned that she would be very angry if her husband tore up their pre-nup.
As an engineer I strongly believe that the way to better solutions is to ask better questions so I must ask, why would anyone become angry if their pre-nup was removed from the equation? What additional emotional security does that piece of paper provide beyond the marriage vows?


text:
The Endangered Species Act turns 40 this month.
It's responsible for saving hundreds of animals from becoming extinct.
Now, there are six animal and plant species in North Dakota still listed as endangered or threatened.
"We've got the Mexican wolves, the gray wolves..."
Mexican Wolves are one of the more rare species of animals in the world.
"Less than four hundred of them in the world, 75 to 100 in the wild."
There is a handful here at the Dakota Zoo in Bismarck, but there have also been endangered and threatened species here that are native to North Dakota.
"We have a variety of animals that are either threatened or endangered and some are local such as our black-footed ferrets." says Rod Fried, Dakota Zoo Assistant Director.
From the black-footed ferret to the majestic bald eagle, the Endangered Species Act is in place to protect all animals.
"It's helped protect a lot of species such as the bald eagles, there was pesticide to some of our birds, the chicks weren't able to hatch, corrected that, numbers are coming back." says Fried.
Since being placed on the Endangered list decades ago, the bald eagle was removed from the endangered or threatened list due to a rebound in its population.
"I think the bald eagle is a great story, we ran into really low numbers and with a lot of agencies and different groups working together, the numbers have come back, it's great to go along the river and see more bald eagles." says Fried.
He's hoping for more stories like that.
By working with a specie survival plan, zoos across the country are working together to protect our most beautiful inhabitants.
"When an animal becomes extinct, we are no longer able to see the animal, enjoy the animal and in the grand spectrum of things there's a link gone out of your chain so we can't lose too many of those before we have a bigger, greater effect on the whole population." says Fried.
The Endangered Species Act has helped fully recover 31 species.
Conservation Day at the Dakota Zoo is in May.
For a complete list of endangered animals and plants in North Dakota, click on this link:
Evangelist Franklin Graham prayed on a sidewalk outside the Pentagon Thursday after his invitation to a prayer service inside was withdrawn because of comments that insulted people of other religions. More>>

subset: commoncrawl


text:
The Strategic Plan itself is just one resource to
help with reaching our goals for now to 2015. Check this page for resources
that will be added over time.
Stay in touch! See inspiring stories, photos and videos in our Special Olympics newsletter.
"I'm looking forward to the day when Mary will become a Special Olympics Young Athlete. I cannot wait."read more »
Posted on 2014-07-25 by Ryan
go to blog »
Follow us »


text:
Irwin Mitchell, Hodge Jones & Allen face negligence claim over MMR case
Readers' comments (3)
The case against the MMR vaccine and Autism has NOT been disproved. Legal Services Commission withdrew funding which stopped us from having our day in court.
My daughter suffered serious damage from mmr vaccine,
the legal aid was withdrawn,even our judge said we should have had the case heard, the case was suspiciously handled with all the changes of legal representation. We still fight for justice, my child is now 18.
It's not really a day in court issue, it's an issue of what the taxpayer should pay for. The doctor who suggested the link was shown to have fraudulently invented the evidence. While there's absolutely no problem if private parties want to spend their own money to have a day in court, it would be a poor use of taxpayer's money.


text:
Esser is the surname and artist name of musician Ben Esser. His debut album 'Braveface' was released in the UK on 21 March 2009 and on 11 August in the US.
Mojo 8/10 In short, this is exceptionally good contemporary pop. [Jun 2009, p. 109]
Urb 8/10 So who cares if Esser is clearly a product of his environment, right down to the post-Millennial Morrisey pompadour. Put him in line with several decades of British music that will always satisfy the NME reader within.
Q Magazine 6/10 He's not quite established his own sound, but that will surely come. Meanwhile, Braveface remains hugely enjoyable. [Jun 2009, p. 121]
The Guardian 6/10 Though it can sometimes feel as if Esser is randomly pushing buttons to make the strangest noises he can, Braveface is a satisfying 35 minutes.
He is currently working on a new album which is scheduled for release in 2012


text:
As part of the Baberton Mountain Land in Mpumalanga, Nkomazi Game Reserve hosts one of the two oldest and best-preserved rock sequences found anywhere on our planet. The other is in Pilbara, Australia and there is good geological evidence to support the hypothesis that these two areas were once fragments of Earths earliest continent. Rocks from these areas provide the only direct information from which the earliest history of our planet can be reconstructed with confidence. The solid bedrock of Mpumalanga tells a rich story of immense antiquity; a story that projects so far back into the past that it is almost impossible to comprehend. It involves a time scale stretching out towards infinity, and takes us back to when the Earth was youthful, a mere 20 per cent of its present age. Africas oldest known rocks come from Mpumalanga and adjacent Swaziland, exposed in the rugged Barberton mountain chains that run all the way from Elukwatini and Tjakastad to Komatipoort, straddling the Swaziland border. Because the worlds oldest fossils have been found here the area is a Mecca of scientists interested in how the young Earth worked 3 500 000 millennia BC and in searching for clues to the origin of life.
Earth is about 4 550 million years old, but no terrestrial rocks that old have been found: the oldest known rocks are from Canada, where, in a small area near the Arctic Circle, the Acasta gneisses have been dated to just over 4 000 million years of age. The next oldest rocks, from Greenland, are about 3 800 million years old. Although these ancient rocks provide important glimpses into the deep past of our planet, they are of limited value because their exposures are relatively small, and because they have been cooked and stirred under such high temperatures and pressures that their orginal features have been thoroughly destroyed, and most traces of their origins have been erased, In contrast, the slightly younger rocks of the Barberton Mountain Land, which clock in at between 3 000 and 3 600 million years ago, are exquisitely preserved, in many places as if they originated only yesterday. Here researchers can read and interpret the early chapters of Earths history with an unrivalled degree of accuracy; and from all over the world, geologists make the scientific pilgrimage to Barberton to study this small fossilized remnant of the young Earth and its earliest inhabitants.
Along the road from Emanzana (previously known as Badplaas) to Elukwatini and from there into the Songimvelo Nature Reserve, or along the Komati River from the Nkomazi Game Reserve area, just east of Tjakastad, to Kromdraai and beyond, one can visit large outcrops of these old rocks. In the late 1960s the twin brothers Morris and Richard Viljoen, who were then young researchers at the University of Witwatersrand, discovered an entirely new class of volcanic rock along these river sections. These rocks are now known as komatiits and have been age-dated between 3 470 and 3 482 million years old. The Mpumalanga komatiites became an almost overnight celebrity because they are confined to the history of the early Earth and are unknown from volcanoes of the modern Earth. Komatiites often display spectacular textures of skeletal crystals (known as spinifex textures) which branch out like fern leaves. From these textures, and the chemical make-up of the rocks, it can be deduced that komatiite lavas crystallized exceptionally rapidly from very hot and probably water-rich molten magma. For such komatiitic magmas to have reached the Earths surface as lava flows, the internal conditions of our young planet must have been significantly different from those measured today. Yet more than 35 years since their discovery, the precise origin of komatiite is still hotely debated. As long as the enigmatic spinifex textured komatiities of Mpumalanga retain their secrets about our early Earth interest in them will surely not wane.
Volcanic basalts associated with the komatiities are also of great value interest. These rocks often display spectacular bulbous features known as pillow lavas. The outer rims of the pillows comprise volcanic glass in which microscopic traces of the worlds oldest life forms have recently been discovered in the form of hair-like tubes. These tubular structures are also found today in glassy margins of pillow lavas that cover the modern oceans in great abundance and are constructed by bacteria that consume chemical ingredients from the rock-glass to sustain their metabolism: these bacteria literally eat rock. The new Mpumalanga finds confirm without doubt that simple life was rife on Earth about 3 500 millions years ago, and that most of its upper oceanic crust was teeming with bacteria. Other microscopic fossils have also been discovered in the Barberton Mountain Land in numerous other rock types, suggesting that there was a significant diversity of bacteria. Thus between 3 200 and 3 500 million years ago primitive life in Mpumalanga was already exploring a number of ecological niches and has established the worlds oldest biodiversity hot spots.
Numerous other important observations of an experiment on the rocks from the Barberton Mountains have provided insight into the hostile environmental conditions that prevailed on Earth in those early days. For example, tiny spherules have been found in thin rock layers that are widely spread throughout the central parts of Barberton Mountains. These are the rock equivalents of hailstones that settled out from clouds of molten rock droplets spewed into the atmosphere as a result of the extreme heat and mechanical energy liberated during periods of intense meteorite bombardment and volcanic activity at the time. In addition, detailed structures preserve in the sedimentary rocks of the imposing ridges that dominate the road sections between Barberton and Josefdal, and across the Swaziland border into Piggs Peak, illustrate that the earth-moon tidal system was already operational. From these rock inscriptions one can calculate also that the Moon was considerably closer to Earth, that the Earth was spinning faster, and that terrestrial days were consequently shorter than they are today.
A particularly intriguing metalliferous rock mass near Bon Accord close to Malelane, was made up almost entirely of iron and nickel, probably representing a chunk of the inner core of the early Earth that was embedded in its rock near the surface at a time of dynamic upheaval. Scientists have also tested rocks from the central parts of Barberton Mountain Land to prove that the Earth at that time had a self-generating magnetic field, although this field was probably not as strong as it is today.
These and many other geological treasures provide tiny glimpses into the workings of our young planet. But the record is fragmentary and there is still much that we can not understand. Scientists have only just scratched the surface of Mpumalanga and more remains to be discovered. The importance of studying the geological history of the Barberton Mountain Land cannot be over emphasized: it has allowed South African scientists in the past 50 years to define the very cutting edge of research into the beginnings of Earth history and, in doing so, has helped to shape the future of new emerging sciences like geo-biology and astro-biology, and will continue to play a role in planning future missions to Mars in the quest for signs of life on other planets.
Between 3 200 and 3 100 million years ago, the worlds oldest gold deposits formed along the northwestern edge of the Barberton Mountains. Some of these exceptionally rich and are still explained at the Fairview and Consort mines located close to the road between Barberton and Malelane. In that same period, the Barberton rocks were extensively deformed and uplifted by plate tectonic processes similar to those operative on the present Earth, and a substantial continental mass has stabilized the Mpumalanga region by 3 000 million years BC. The hard evidence for the existence of this ancient continent comes from the escarpment to the south and west of the Barberton Mountain Land, where its rocks were engulfed by a vast volume of numerous different types granite between 2 800 and 3 450 million years ago. These granites were at depths of 10 to 30 km below the surface of the crust at that time, yet today, the road from Carolina to Oshoek, and beyond into Swaziland, meanders across them on a relatively flat and extensive Highveld surface a peneplain. The age of this peneplain can be deduced from what lies directly on top of it. In the Machadodorp-Kaapsehoop region, for example, the granites and the Barberton rocks that, further northward, also make up much of the great and spectacular Drakensburg escarpment. These rocks comprise the Transvaal Sequence, a flat lying blanket of sedimentary rocks, up to 3 000 metres thick, which formed in a shallow sea between 2 700 and 2 400 million years ago. Yet, before this ancient sea could transgress across the flat granite surface, erosion must have planned off the early continent to great depths to expose this granite close to sea level. This dates the remarkably extensive Mpumalanga peneplain to earlier than 2 700 million years B C, and as such it is the oldest mature continental erosion surface of the world.


text:
Valore della struttura
44 Recensioni
4,8 su agosto 05, 2013
My husband surprised me with a stay at the Inn at Thorn Hill. We have always stayed nearby when we do the Storyland/Santa's Village circuit with the family. Our budget is limited but my husband wanted to celebrate our anniversary in style so he booked a weekend getaway here. The main house was a bit beyond our budget so we stayed in the carriage house. (not for everybody...but just perfect for us) We got to take advantage of all the inn had to offer while staying in a less expensive room. It had a common area that was virtually empty and we had the run of the place so it felt like our own little home. The room has quite the reputation for bringing out the romance in couples. (you only have to check the visitor's guestbook in the room to find out) The meals were delicious and sitting on the wraparound porch at dusk for dinner and enjoying a relaxed breakfast in the morning was magical. We had the chef's special and so glad we did...(swordfish- yum) We were so excited to find out that there was a covered bridge dance under the Jackson Bridge. We danced the night away before returning to our meticulously clean room and continuing to enjoy the evening. : ) The waitstaff is very attentive and the Claus was adorable...always doting on the guests. We even had a visit from a black bear. He was dumpster diving across the street...we got to watch him from the safety of the front porch and got some great pics. Be sure to visit Diana's Bath and take a walk around the town of Jackson. We will definitely be back. I would highly recommend it...but as I said, the carriage house might be a bit rustic for the average couple but just perfect for couples on a budget who have a champagne taste on a beer budget. If that is you, request the Black Mountain room...maybe you will become a member of the exclusive group known as the "Roaring Creek Warriors" wink wink.
5 su luglio 28, 2013
We booked a stay with the Inn at Thorn Hill through a Living Social offer. We have been to the Jackson, NH area on several other occasions and wanted to return because of the beauty of the area. The beauty of the area was reflected in this amazing inn. We have always stayed in family type lodging in the area but it was perfect for our anniversary to relax in this serene, calm location. We enjoyed sitting on the porch for our cocktails, dinner and breakfast. We just returned from a vacation in Savannah where we stayed at a top-rated B&B which was very nice but the quality of the huge rooms, common areas and great meals at the Inn at Thorn Hill far exceeded those that we found in Savannah.
4,4 su luglio 27, 2013
We stayed at the Inn for the 8th time and had a fabulous experience. The rooms are beautifully decorated and the food is outstanding. We will return!
4,8 su luglio 19, 2013
First time at Thorn Hill and hope to return many times! The food and wine selections were outstanding and the cottage was rustic but clean and very comfortable. We stayed in the Forest View cottage and I would highly recommend it. It's close to the pool, rec room and hot tub. Very homey but luxurious at the same time. Didn't use the spa on this trip but hopefully next time! The staff went out of their way to accommodate any request and Claus was a gracious host. Thank you!
4,4 su giugno 14, 2013
This was our third time at Thorn Hill and will definitely plan on going back again. Just a lovely, relaxing, special place to get away.
4,2 su maggio 28, 2013
They warned us our room (Eagle Mtn.) would be older and "rustic", but it was actually quite modernized (in-room jetted bathtubs) and comfortable (amazing mattress). The food was surprisingly good for a little inn. I stayed in the cheapest room, and it had the price of a bad motel with the quality of a vacation resort (and it feels like a small beautiful country home in the woods). All-around great experience.
3,4 su luglio 30, 2011
When we arrived, we were told that our phone in our room did not work and there was a smell in our room. We also found that we had to tip on breakfast and dinner. The food, however was wonderful. Although it was nice, we probably would not stay again.
Risposta del proprietario
First of all thank you for staying at the Inn at Thorn Hill & Spa. We appriciate your review and we are in the process of replacing your phone, we are sorry for this inconvenience during your stay. Sometimes, with humidity, we do get a sour smell in the rooms due to the paint( a milk based paint ) used when the inn was rebuilt due our fire in 2003. As for tipping, it is expected as our staff is paid minimal wage just like any waitperson in every restaurant in America.
4,8 su luglio 28, 2011
We have been coming to Thorn Hill for 7 years and this August will be our 8th. If you love good food, clean air, beautiful views, and a warm atmosphere then Thorn Hill will not dissappoint. We are avid hikers and the trails in this area are excellent. We love New Hampshire and Thorn Hill.
4,6 su marzo 24, 2011
Very relaxing and hosts were great. Very personal. Will go again
3,6 su gennaio 16, 2011
The main building was rebuilt within the past 8 years after a fire and is brand new. The cottages are very old, and the one we stayed in (Forrest View) had a very step staircase with narrow step treads and loud animal (mice, Squirrels) climbing on the roof all night. Stay in the main house
5 su dicembre 28, 2010
First time stay at the Inn and it was fantastic. The owners were welcoming and you felt like part of the family. The room was spectacular and the amenities were great. I highly recommend using the spa - I left feeling like a new person. We will definitely be returning.
4,4 su ottobre 21, 2010
We stayed at the Inn for our 25th annv and came back for our 45th annv. The inn is still special to us but was redone due to a fire and now it is really special. Jim and Ibby treat everyone as family. Room was superb and well appointed. Views were breathtaking. Food was wonderful but could have a few special each night. We were there from 10/4 to 10/7/2010. Hopefully we can get back for our 50th.
5 su ottobre 11, 2010
We stayed at 3 B&Bs during our 25th wedding anniversary trip through New England. The Inn at Thorn Hill was our favorite. The inn itself was beautiful and the scenery breathtaking. Our room was clean, warm, superbly decorated and spacious with loads of wonderful amenities. The meals were delicious and beautifully presented. The owners and staff were extremely friendly and helpful. It's the only B&B on our trip that we will go back to again.
5 su agosto 31, 2010
Everyone was friendly and helpful. The food was delicious and filling. The rooms were very clean and well maintained. A huge thumbs up for the two person jacuzzi. Fresh lemonade and homemade cookies in the afternoon while sitting on the porch looking at Mt. Washington was the most relaxing experience in the world. We cannot wait to go back again.
5 su maggio 25, 2010
A most memorable inn, with elegance, charm, attention to detail and a view of Mt. Washington right from our bed. A first in class inn that exceeded our expectations.
5 su maggio 06, 2010
They (Ibby and Jim) treat everyone like family coming to visit. Best food, too!
4,6 su marzo 05, 2010
Very pleasant stay, clean and excellent service and food.
4,6 su gennaio 11, 2010
Wonderful B&B-very accommodating. Great public lounge area with fireplace, chairs, flat screen and a bar with anything you need. The dinner was fabulous. Our room exceeded expectations-spa like bathroom, sitting area with wet bar and luxurious bedding.
5 su dicembre 25, 2009
We have stayed at the Inn at Thorn Hill twice and both visits were amazing! The service/staff couldn't have been better, when the staff knows you by name you feel like you belong there. Afternoon tea was a relaxing, enjoyable time and meals in the dining room are outstanding! The spa services were excellent too!! The Inn at Thorn Hill is a fabulous place to rest, recharge and reconnect.
4,0 su dicembre 02, 2009
We stayed here for our 10th year anniversary and it was great. Everything from the service to the food was outstanding. Will definately will be back again next year. We also had the couples massage which is well worth the $.
4,8 su dicembre 01, 2009
It was time for a get away and what a pleasant surprise when we arrived at the Inn at Thorn Hill. The staff met us at the door and gave us a private tour of the inn. During our stay the staff and the Owners always greeted us with a smile, nothing we ask was ever too much trouble. A Beautiful Escape and a wonderful experience. Thank You to the entire staff!
4,4 su ottobre 18, 2009
We have stayed at Thorn Hill several times and always enjoy the Inn and services the staff provide. Very relaxing. Dinners are suberb.
4,4 su ottobre 03, 2009
After a very warm welcome you imediately feel at home. We stayed in the Carriage House which is a peacefull and quiet place. The restaurant is very good with great service. Special thanks to Amy!
3,8 su ottobre 01, 2009
We had a pleasant stay. We got a rom in the side house which is more rustic, but clean and comfortable yet a little old. The room came with dinner and breakfast which was outstanding. Considering the price for the accommodation it was great.
5 su settembre 03, 2009
We stayed at The Inn at Thorne Hill as a treat on our way to maine, and a treat it was! Our suite was luxurious with a view, and the dining was a joy. We also loved the front porch and a fine massage. Bravo!
4,8 su giugno 19, 2009
A beautiful luxury inn with lovely views of the mountains. Fabulous food, wine, and service.
4,6 su giugno 11, 2009
It was worth the 6.5 hour drive from NYC to be in such a delightful, charming place. Every moment was luxurious! The view from the dining room is amazing. The inn is such a peaceful place. The owner is so friendly and out working with her staff.
5 su aprile 17, 2009
We felt so pampered by the entire staff and chefs! We are starting a savings to go back!
3,6 su marzo 27, 2009
Wonderful place to get away for a few days. Really enjoyed tea in a china cup in front of the fire.
5 su marzo 23, 2009
We keep going back because the innkeepers and staff are so friendly! The food is five stars! The inn itself and carriage house feel like home and the outdoor hot tub is what soothes our aching muscles after cross country skiing.
4,6 su marzo 23, 2009
From the time we walked in, to the moment we left, the inn exceeded our expectations, and we are repeat customers. Don't miss dinner with the pianist!
4,2 su marzo 19, 2009
The staff was wonderful, helpful, and friendly. The Gray Manor Room was luxurious, the bed was like sleeping on a cloud! The candlelight dinners were delicious and an interesting combination. We had relaxing Couples Massage that was delightful! A lovely treat! A bit pricey, but we deserve a treat!
3,0 su marzo 19, 2009
When you arrive at the inn, you can leave behind the worries of the world. From it's lofty perch above the quaint village of Jackson and overlooking Mt. Washington Valley, the inn indulges it's guests by way of comfort, excellent cuisine, and attention to detail. Every room offers a gas fireplace and jacuzzi, built-in DVD player, and 4-poster beds.
5 su marzo 03, 2009
Impeccable food, service, and accommodations! The finest inn that rivals any 5-star cruise!
3,6 su marzo 03, 2009
My sister and I celebrated our birthdays at the Inn at Thorn Hill. The inn was cozy, the food delicious, the spa was delightful, and the snowshoeing was awesome!
4,2 su marzo 02, 2009
We stayed in a cozy cottage that was serene and private. EXCELLENT staff. Dining staff all have English accents which added to the atmosphere. Wonderful time, can't wait to go back.
4,6 su febbraio 27, 2009
They make you feel like you have come home for a visit!
5 su febbraio 18, 2009
The inn's atmosphere and service make you truly feel special. The rooms are well appointed and the breakfast and dinners are outstanding. The views of the mountains are icing on the cake!
4,0 su febbraio 12, 2009
Thoroughly enjoyable weekend accommodations exceeded expectations
5 su febbraio 10, 2009
My wife and I have stayed at the Inn at Thorn Hill for the last four Februarys in a row. We have gotten to know the staff as well as a few returning guests that seem to go the same time of year each year. What a great experience. From the fantastic and friendly staff, the beautiful surroundings, the great spa, and the gourmet meals, The Inn at Thorn Hill is a top notch experience whether you are in for relaxation, skiing, snow shoeing, or all of the above. The location of the Inn is perfect for a getaway that could include many outdoor activities, as well as tours, shopping and of course unbelievable food. The staff is extremely conversant about the local area and all that it has to offer. Well done to all the folks at The Inn at Thorn Hill…we will see you next year! Sean Mooney Bradford, MA
5 su gennaio 27, 2009
Especially the Black Mt Room, close to the fireplace and outdoor hot tub (essentials in the winter after a long day of activity). The Carriage house is more rustic, private and often available. Same great food and service as the main house. We've been 3 times, planning our 4th!
5 su gennaio 08, 2009
The Inn at Thorn Hill is wonderful. Don't miss the hot stone massage and the dinners are wonderful. Be sure to ask for Jimmy if there are ANY questions about wine. Very knowlegable. I can't say enough about this inn. Already planning next years trip. Also x-country skiing in Jackson is fantastic.
5 su dicembre 15, 2008
We spent our "Dating" Anniversary here and have been coming back twice a year since! Wonderful place to relax, but lots to do if you want. Great views, lots of hiking, kayaking, etc., even shopping if you want! Great service, great food, and really great people!
4,8 su febbraio 12, 2007
I went for my 1 year anniversary and found the Inn to be a perfect place to celebrate. The room we stayed in (Brooksmead) was perfect as it had a large jacuzzi, two way fireplace and steam shower. The Inn is very romantic and the staff was very polite and helpful. Also close to multiple mountains.


text:
The Mammoth Huskies return home tonight after what seems much longer than two weeks on the road.
And this time, they play against a team whose name does not begin with ŌĆ£B.ŌĆØ
That may not seem like a big deal, but after the Huskies lost to the Bishop Broncos, 59-6, two weeks ago, and 50-6 to the Boron Bobcats last week, a name like Lucerne Valley has a nice ring to it.
The Huskies, 2-3 on the year and 0-1 in conference, play the 1-4 Mustangs tonight in a 7 p.m. game at Gault/McClure Stadium, with the junior varsity game set for 4 oŌĆÖclock.
Rumors that the endangered Lahontan cutthroat trout will not be stocked on the Mono County-owned Conway Ranch are just that, rumors, according to county economic development director Dan Lyster.
Lyster said plans to stock the ranch with 10,000 trout are still in place, even after rumors circulated throughout the fishing community that the ranch had been left off the list of state-approved stocking designations.
The rumors came from a Fish and Wildlife Service permit that mistakenly did not specifically state Conway as a destination for the fish.
Mammoth's Chris Lieto was turned back in his bid to win the grueling the 140.6-mile Ironman Triathlon World Championship on Saturday in Hawaii.
After leading through much of the bicycle ride, Lieto had opened a 4-minute lead before finishing sixth.
Australia's Chris McCormack rallied with a strong marathon run to win the race.
McCormack, known as Macca, was 11 minutes behind leader Torbjorn Sindballe of Denmark at the end of the 112-mile bicycle ride. But the Australian's fast run moved him to the front at the 15-mile mark of the 26.2-mile run.
The Huskies knew it was going to be tough. But who knew that it would be tough to the tune of 50-6 on Friday night?
The Huskies could not handle the Boron Bobcats on either side of the ball, and for the second straight week dropped a seriously lopsided contest.
One week earlier, in Bishop, the Huskies fell to the Broncos, 59-6.
In this one, neither quarterback Tyler Wormhoudt nor Huskies running back Coco Galvan could match the Bobocats' running back Reggie Heard, who dashed for 78 yards, nor quarterback Josh Core, who passed for 88 yards.
The Mammoth Huskies go on the road tonight in their first serious road game of the season.
The opponent, Boron (4-1), is one thing. But the biggest adjustment the Huskies (2-2) might face is the bus.
ŌĆ£You canŌĆÖt put a kid on a bus and expect him to ride for five hours,ŌĆØ said Coach Tom Gault after a mid-week practice this week. ŌĆ£ItŌĆÖs especially hard for the junior varsity,ŌĆØ he said. ŌĆ£They have to ride the bus, jump off and be ready to play (at 4 oŌĆÖclock).ŌĆØ
So how much is the ŌĆ£bus advantage?ŌĆØ
There was always a certain kind of charm to the old house trailer/rental hut at MammothŌĆÖs Tamarack Cross Country Ski Center. WasnŌĆÖt there?
Um, no, actually, there wasnŌĆÖt.
It was cramped for space, the stairs somehow always seemed whopperjawed in ice and snow, and not even the enduring charm of cross-country ski director Ueli Luthi could mitigate the scene.
This season, the house trailer is history except as a storage space. In its place is the old cabin from SamŌĆÖs Woods, and a new tent structure that is similar to the one at Little Eagle Lodge at Chair 15/Eagle Express.
The Friday Night Lights were not so kind to the Mammoth Huskies Friday night in Bishop. It was more like Friday Night Lights OUT.
The final was 59-6, Broncos, but it wasn't really that close.
The visiting Huskies (2-2) were inundated by eight Broncos touchdowns and another Bishop field goal. In the second half, the Broncos (4-0) scored 35 points without their superb starting quarterback, Chance Callahan, who was injured late in the second quarter and sat out the second half.
The Mammoth Mountain Ski Back Trail, at best a highly modified success last ski season and at worst a flub, is getting a makeover.
On the trail itself, workers under the direction of Operations Director Clifford Mann have been grading, erecting retaining walls and fixing the areas that made the trail nearly impossible for snowboarders and a problem for many skiers.
Having largely completed the work in the forest, Mann and his crew now are busy on the finishing touch ŌĆō the long awaited pedestrian bridge across Forest Trail.
Three games into the season and with their conference season looming, the Mammoth Huskies (2-1) have given themselves an infusion of athletic talent.
In a move that is unparalleled in Head Coach Tom GaultŌĆÖs long tenure at the helm, six players walked on two weeks ago, asking for spots on the team.
All of them are from the Mammoth Mountain Ski Team, and some could see game action tonight when the Huskies visit their longtime rivals, the Bishop Broncos (3-0).
The Mammoth Huskies travel to Bishop tonight, and thatŌĆÖs almost enough to put a glaze over Head Coach Tom GaultŌĆÖs eyes.
ŌĆ£IŌĆÖm not sure what to expect,ŌĆØ Gault said earlier this week, ŌĆ£but IŌĆÖll tell you that somebody asked me the other day, ŌĆśYou look back on the Bishop-Mammoth rivalry, what are the some of the high points you can mention?ŌĆÖ
ŌĆ£And I told him, ŌĆśWell, weŌĆÖve beaten them (the Broncos) three or four times in 30 years, so those are the high points.ŌĆÖŌĆØ


text:
From the Blog
- Our 19th Birthday!June 27, 2014
19 years ago today, the Canadian Alliance of Student Associations was formed. And my, how far we've come!
Over the years, CASA has been a strong…
- The 'cheap university' that students don't experienceMay 26, 2014
The following was carried by the Toronto Star May 26th, 2014
Getting a post-secondary education is cheap? Tell that to tens of thousands of students who require financial…
- Our 19th Birthday!
Last TweetsTwitter Authentication data is incomplete
CASA on Twitter
Going On Now
CASA's 2014 Policy and Strategy Conference is now over. With that, we invite you to check back with us throughout the up-coming weeks and months for more information on our priorities which include; mental health, research, financial aid and youth … Continue reading
Media Releases
Students Welcome Collaboration Framework Between Canada's Colleges and Universities
September 29, 2014
Students Call on Government For Sensible Financial Assistance – Students Should Not Be Punished For Working
August 28, 2014
House of Commons Standing Committee on Finance: 2015 Federal budget priorities
August 14, 2014


text:
Buffalo Campus
18 Agassiz Circle
Buffalo, NY 14214
(716) 880-2000
(800) 292-1582
Rochester Campus
1880 S. Winton Rd.
Rochester, NY 14618
(585) 272-0030
(866) 212-2235
Representatives from Buffalo-area houses of worship gathered at Medaille's Amherst Campus on July 26. As a group, the participants discussed mental health issues as they related to their ministry practice. A panel that included Lorie A. Hildreth, Ph.D of Medaille College, Jenny Laney of the Mental Health Association of Erie County and Karl Shallowhorn from Horizon Health guided the discussions.
According to Jerry Inglet, corporate and business community liaison, "Many of the participants were able to create connections and gather potential solutions to challenges they engage that relate directly or indirectly to the mental health of their constituents."
This event was the first of a series of meetings; the group is open to all religious denominations and will meet again on October 6, 2011 from 5:30-8:30 p.m. at the Amherst Campus. Please contact Jerry Inglet at (716) 932-2563 for more information.
The instructors were knowledgeable and welcomed class discussions, with
respect for each student's contribution. I've learned how to be a more
effective leader. My capstone class gave insight on how to combine all
the education learned to operate a business. That's when I realized how
much I had sharpened my knowledge.
Buffalo: 18 Agassiz Circle, Buffalo, NY 14214 • (716) 880-2000 (800) 292-1582
Rochester: 1880 S Winton Rd, Rochester, NY 14618 • (585) 272-0030 (866) 212-2235


text:
Ford Motor Co Stock Buy Recommendation Reiterated (F)
- ACTIVE STOCK TRADERS: Get trading ideas for stocks under $10 for less than $6/week. Start with a 14-Day Free Trial.
- Net operating cash flow has slightly increased to $3,904.00 million or 4.69% when compared to the same quarter last year. Despite an increase in cash flow of 4.69%, FORD MOTOR CO is still growing at a significantly lower rate than the industry average of 92.09%.
- The revenue fell significantly faster than the industry average of 53.8%. Since the same quarter one year prior, revenues slightly dropped by 6.5%. Weakness in the company's revenue seems to have hurt the bottom line, decreasing earnings per share.
- In its most recent trading session, F has closed at a price level that was not very different from its closing price of one year earlier. This is probably due to its weak earnings growth as well as other mixed factors. Turning our attention to the future direction of the stock, it goes without saying that even the best stocks can fall in an overall down market. However, in any other environment, this stock still has good upside potential despite the fact that it has already risen in the past year.
- Return on equity has greatly decreased when compared to its ROE from the same quarter one year prior. This is a signal of major weakness within the corporation. Compared to other companies in the Automobiles industry and the overall market, FORD MOTOR CO's return on equity significantly exceeds that of both the industry average and the S&P 500.
- FORD MOTOR CO has exprienced a steep decline in earnings per share in the most recent quarter in comparison to its performance from the same quarter a year ago. This company has reported somewhat volatile earnings recently. We feel it is likely to report a decline in earnings in the coming year. During the past fiscal year, FORD MOTOR CO increased its bottom line by earning $5.01 versus $1.59 in the prior year. For the next year, the market is expecting a contraction of 74.7% in earnings ($1.27 versus $5.01).
--Written by a member of TheStreet Ratings Staff. FREE from Real Money's Jim Cramer: Winners and Losers Election 2012 - Steps to take NOW so you can profit no matter who is in charge! Free Download Now
Ford Motor Co Stock Price
Ford Motor Co Analyst Ratings
Ford Motor Co Key Stats & Profile
Ford Motor Co Earnings
Ford Motor Co Ratio Comparison
Select the service that is right for you!COMPARE ALL SERVICES
Action Alerts PLUSTry it NOW
Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.
Product Features:
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
- Weekly roundups
TheStreet Quant RatingsTry it NOW
Only $49.95/yr
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
Product Features:
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
- Upgrade/downgrade alerts
Stocks Under $10Try it NOW
David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.
Product Features:
- Model portfolio
- Stocks trading below $10
- Intraday trade alerts
- Weekly roundups
Dividend Stock AdvisorTry it NOW
Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
Product Features:
- Diversified model portfolio of dividend stocks
- Alerts when market news affect the portfolio
- Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money ProTry it NOW
All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.
Product Features:
- Real Money + Doug Kass Plus 15 more Wall Street Pros
- Intraday commentary & news
- Ultra-actionable trading ideas
Options ProfitsTry it NOW
Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.
Product Features:
- 100+ monthly options trading ideas
- Actionable options commentary & news
- Real-time trading community
- Options TV


text:
How to update your website with WebDAV (Technical Notes)
In order to access your web space* on our servers, you can use the WebDAV protocol ("Web Distributed Authoring and Versioning" -- an extension of the HTTP protocol). Until recently, the access was based on the FTP protocol, which then proved not to ensure at best our users' anonymity and privacy.
Our Webdav service, like al other A/I services, works on an SSL connection. Before using Webdav you should install the A/I SSL certificate available from our Certification Authority website.
The only information you need in order to connect to our website through WebDAV is the server name (https://www.autistici.org/dav/ the same name for all users), your user name, which you can find in the 'Websites' section of your User Panel, and the password we sent you when your website was activated. It is important that you always use www.autistici.org as the server name, or some clients might get confused and fail.
The directory containing your website is called html-sitename,
and it's the one you'll find as soon as you connect to your server via WebDAV.
If you want to change you WebDAV password, you can do it directly in your User Panel: log in with your mail user and password, click to enter the Websites section and look for the 'Change password' link.
In order to connect to a website through the WebDAV protocol, you need a client program, which will vary according to the operating system you use.
Linux - Nautilus (graphical interface)
To connect to your website with WebDAV, you can use your file browser Nautilus (the one you use when you explore your directories in your pc).
Open any directory in your pc.
After moving your mouse to the top left File menu, select Connect to Server. A box will appear: here you can enter the data to connect to the remote server.
In the drop-down menu, select "Secure WebDAV (HTTPS)" and fill in the following fields with the required data (your user name and password):
- Server: www.autistici.org
- Port: 443
- Folder: /dav/username
- User Name: username
- Password: password
Click "Connect ".
In your file browser, you'll see the content of your folder on the server.
Upload your website to the directory "html-sitename", and it will become visible online.
In the bottom left corner, you will notice a "Network" section, where you can find a link to your remote directory until you disconnect from the server.
To disconnect from the server, click on the small triangle highlighted by the blue circle in the picture. Enjoy!
Linux - Cadaver (command line interface)
With GNU/Linux systems, the most widely used client for connecting to a website
through WebDAV is cadaver,
which unfortunately only works from command line: download the package and install it.
To connect to a terminal, write the following command:
$ cadaver https://www.autistici.org/dav/nomeaccountwebAccept the certificate and enter your user name and password for the web access (you'll find these data in your user panel).
With cadaver, your interface is from command line. The commands that you will most likely need are the following:
- cd: to move to a particular directory in the server
- lcd: to move to a particular directory in your pc
- ls: to visualize the content of a directory in the server
- lls: to visualize the content of a directory in your pc
- put: to upload a file from your pc to the server
- mput: to upload more than one file or directory (add -r) from your pc to the server
- get: to download a file from the server to your pc
- mget: to download more than one file or directory (add -r) from the server to your pc
In the Finder menu, select 'Go/Connect to server' and you will see a window, where you should enter these data:
The Server address should be
https://www.autistici.org/dav/DAVUSERNAME (replace 'DAVUSERNAME'
with your user name).
Now click on the + sign so as to add this address to your favourites, then click 'Connect'.
Enter your user name and password (see above), and you will access a sort of disk where you can upload and download files. When you wish to disconnect from your space, do as you would do with any hard disk or USB pen: for instance, click the triangle-shaped icon beside the server name.
Windows / Mac
Besides using the dreadful Internet Explorer, you can download a specific WebDAV client such as CyberDuck.
Once you have installed the software, launch the program.
- Click on 'New Connection'
- Enter your data:
- Server: www.autistici.org
- Port: 443
- User Name: your WebDAV user name
- Password: your WebDAV password
- More Options - Path: /dav/DAVUSERNAME
- Click on 'Connection'
- Enter your user name and password
Now you should see a window with the directories of your web space.
You can connect with the 'WebDAV Nav' App (free or pro version), which you will find in the App Store.
- Launch the App.
- Click the + sign
- Enter the connection data:
- Name: whatever you like -- its only use is to remember what it's all about.
- ServerURL: https://www.autistici.org/dav/DAVUSERNAME (replace DAVUSERNAME with your user name, which you'll find in the user panel.
- User Name: the name you found in your User Panel (yes, the same as before).
- Password: enter your DAV access password.
- Click "Save".
- Now you can see a window with the name you've chosen: click on it, and if you visualize a window with light-blue folders, it means you are connected.


text:
WALTHAM — Celtics president of basketball operations Danny Ainge officially announced the departure of his coach of nine years Tuesday, reflecting on the tenure of Doc Rivers and answering questions about the future of the franchise.
"I'd like to thank Doc for nine years of friendship and great coaching," Ainge said in his opening statement. "He was a great teammate. And the Clippers are getting a really good coach."


text:
Man sitting at the edge of a natural hot springs (Albert Normandin photo)
Northern BC hot springs are often set in remote wilderness areas. Soak in the nearly tropical thermal springs of Liard River Hot Springs Provincial Park.
Liard River Hot Springs Provincial Park, located on the Alaska Highway, contains one of Canada's largest natural hot springs systems. These springs have created an unusually warm microclimate: tropical, exotic plants (including 14 species of orchids) flourish here. Follow the boardwalk to a rustic pool. Year-round, temperatures range from 42°C to 52°C (107°F to 125°F). For a special retreat, visit the hot springs in winter and relax in the steaming pool as the snow covers the trees.
View all locations
Order Now
Find over 6,000 restaurants, activities and accommodations in BC on your smartphone or tablet.
To receive seasonal travel information from Destination British Columbia including trip ideas, great places to go and fun things to do on vacation in BC, enter your email address, and click subscribe below.
We value your privacy and never share your personal information. And, you can unsubscribe at any time.
Privacy Policy
Login Make a Reservation


text:
Nisswa Elementary hits jackpot with generous donation
When the Nisswa American Legion offered to make a donation to Nisswa Elementary School, Principal Erin Herman got more than she expected.
When Herman said she would like nine mini iPads for classroom digital listening centers, the Legion came through with $3,707.46 from its charitable gambling fund. Herman said when she finally went to the store just before Thanksgiving, she thought the store may have sold out of the product.
Are you a newspaper subscriber but you don't have a Digital Access account yet? https://secure.forumcomm.com/?publisher_ID=40&event=subscriber/lookup.
You will need your subscription account number and phone number. Not sure if you have an account? Email us at firstname.lastname@example.com and we can help you.


text:
Soy Lecithin: How It Negatively Affects Your Health And Why You Need To Avoid It
Soy Lecithin has been lingering around our food supply for over a century. It is an ingredient in literally hundreds of proceesed foods, and also sold as an over the counter health food supplement. Scientists claim it benefits our cardiovascular health, metabolism, memory, cognitive function, liver function, and even physical and athletic perfomance. However, most people don't realize what soy lecithin actually is, and why the dangers of ingesting this additive far exceed its benefits.
Lecithin is an emulsifying substance that is found in the cells of all living organisms. The French scientist Maurice Gobley discovered lecithin in 1805 and named it "lekithos" after the Greek word for "egg yolk." Until it was recovered from the waste products of soybean processing in the 1930s, eggs were the primary source of commercial lecithin. Today lecithin is the generic name given to a whole class of fat-and-water soluble compounds called phospholipids. Levels of phospholipids in soybean oils range from 1.48 to 3.08 percent, which is considerably higher than the 0.5 percent typically found in vegetable oils, but far less than the 30 percent found in egg yolks.
Out of the Dumps
Soybean lecithin comes from sludge left after crude soy oil goes through a "degumming" process. It is a waste product containing solvents and pesticides and has a consistency ranging from a gummy fluid to a plastic solid. Before being bleached to a more appealing light yellow, the color of lecithin ranges from a dirty tan to reddish brown. The hexane extraction process commonly used in soybean oil manufacture today yields less lecithin than the older ethanol-benzol process, but produces a more marketable lecithin with better color, reduced odor and less bitter flavor.
Historian William Shurtleff reports that the expansion of the soybean crushing and soy oil refining industries in Europe after 1908 led to a problem disposing the increasing amounts of fermenting, foul-smelling sludge. German companies then decided to vacuum dry the sludge, patent the process and sell it as "soybean lecithin." Scientists hired to find some use for the substance cooked up more than a thousand new uses by 1939.
Today lecithin is ubiquitous in the processed food supply. It is most commonly used as an emulsifier to keep water and fats from separating in foods such as margarine, peanut butter, chocolate candies, ice cream, coffee creamers and infant formulas. Lecithin also helps prevent product spoilage, extending shelf life in the marketplace. In industry kitchens, it is used to improve mixing, speed crystallization, prevent "weeping," and stop spattering, lumping and sticking. Used in cosmetics, lecithin softens the skin and helps other ingredients penetrate the skin barrier. A more water-loving version known as "deoiled lecithin" reduces the time required to shut down and clean the extruders used in the manufacture of textured vegetable protein and other soy products.
In theory, lecithin manufacture eliminates all soy proteins, making it hypoallergenic. In reality, minute amounts of soy protein always remain in lecithin as well as in soy oil. Three components of soy protein have been identified in soy lecithin, including the Kunitz trypsin inhibitor, which has a track record of triggering severe allergic reactions even in the most minuscule quantities. The presence of lecithin in so many food and cosmetic products poses a special danger for people with soy allergies.
The Making of a Wonder Food
Lecithin has been touted for years as a wonder food capable of combating atherosclerosis, multiple sclerosis, liver cirrhosis, gall stones, psoriasis, eczema, scleroderma, anxiety, tremors and brain aging. Because it is well known that the human body uses phospholipids to build strong, flexible cell membranes and to facilitate nerve transmission, health claims have been made for soy lecithin since the 1920s. Dr. A. A. Horvath, a leading purveyor of soybean health claims at the time, thought it could be used in "nerve tonics" or to help alcoholics reduce the effects of intoxication and withdrawal. In 1934, an article entitled "A Comfortable and Spontaneous Cure for the Opium Habit by Means of Lecithin" was written by Chinese researchers and published in an English language medical journal.
Lecithin, though, did not capture the popular imagination until the 1960s and 1970s when the bestselling health authors Adelle Davis, Linda Clark and Mary Ann Crenshaw hyped lecithin in their many books, including Let's Get Well, Secrets of Health and Beauty and The Natural Way to Super Beauty: Featuring the Amazing Lecithin, Apple Cider Vinegar, B-6 and Kelp Diet.
Lecithin did not become a star of the health food circuit by accident. Research took off during the early 1930s, right when lecithin production became commercially viable. In 1939, the American Lecithin Company began sponsoring research studies, and published the most promising in a 23-page booklet entitled Soybean Lecithin in 1944. The company, not coincidentally introduced a health food cookie with a lecithin filling known as the "Lexo Wafer" and a lecithin/wheat germ supplement called Granulestin. In the mid 1970s, Natterman, a lecithin marketing company based in Germany, hired scientists at various health clinics to experiment with lecithin and to write scientific articles about it. These "check book" scientists coined the term "essential phospholipids" an inaccurate term since a healthy body can produce its own phospholipids from phosphorous and lipids.
In September 2001, lecithin got a boost when the U.S. Food and Drug Administration (FDA) authorized products containing enough of it to bear labels such as "A good source of choline." Producers of soy lecithin hope to find ways to help the new health claim lift demand for lecithin and increase prices in what has been a soft market. Eggs, milk and soy products are the leading dietary sources of choline, according to recent research conducted at the University of North Carolina at Chapel Hill and at Duke University.
Genetically Modified
One of the biggest problems associated with soy lecithin comes from the origin of the soy itself. The majority of soy sources in the world are now genetically modified (GM). Researchers have clearly identified GM foods as a threat to the environment, pollution of soils and a long-term threat to human health with links to of the world with unnatural genetic material that may have unknown long-term consequences with links to decreased fertility, immunological alterations in the gut and the exacerbation and creation of allergies.
Genetically engineered soy contains high concentrations of plant toxicants. The presence of high levels of toxicants in the GM soy represent thousands of plant biochemicals many of which have been shown to have toxic effects on animals.
Unfermented Soy Sources
The manufacture of soy lecithin is also typically confined to unfermented sources because it is quicker and cheaper to make.Unfermented soy products are rich in enzyme inhibitors. Enzymes such as amylase lipase and protease are secreted into the digestive tract to help break down food and free nutrients for assimilation into the body. The high content of enzyme inhibitors in unfermented soybeans interferes with this process and makes carbohydrates and proteins from soybeans impossible to completely digest.
Unfermented soy has been linked to digestive distress, immune system breakdown, PMS, endometriosis, reproductive problems for men and women, allergies, ADD and ADHD, higher risk of heart disease and cancer, malnutrition, and loss of libido.
It is now widely recognized that the only soy fit for human consumption is fermented soy.
Phosphatidyl Choline (PC)
Because many lecithin products sold in health food stores contain less than 30 percent choline, many clinicians prefer to use the more potent Phosphatidylcholine (PC) or its even more powerful derivative drug Glyceryl-phosphorylcholine (GPC). Both are being used to prevent and reverse dementia, improve cognitive function, increase human growth hormone (hGH) release, and to treat brain disorders such as damage from stroke. PC and GPC may help build nerve cell membranes, facilitate electrical transmission in the brain, hold membrane proteins in place, and produce the neurotransmitter acetylcholine. However, studies on soy lecithin, PC, and brain aging have been inconsistent and contradictory ever since the 1920s. Generally, lecithin is regarded as safe except for people who are highly allergic to soy. However, the late Robert Atkins, MD, advised patients not to take large doses of supplemental lecithin without extra vitamin C to protect them from the nitrosamines formed from choline metabolism. Trimethylamine and dimethylamine, which are metabolized by bacteria in the intestines from choline, are important precurors to N-nitrosodimethylamine, a potent carcinogen in a wide variety of animal species.
Phosphatidyl Serine (PS)
Phosphatidyl serine (PS) — another popular phospholipid that improves brain function and mental acuity – nearly always comes from soy oil. Most of the scientific studies proving its efficacy, however, come from bovine sources, which also contain DHA as part of the structure. Plant oils never contain readymade DHA. Indeed, the entire fatty acid structure is different; bovine derived PS is rich in stearic and oleic acids, while soy PS is rich in linoleic and palmitic acids. Complicating matters further, the PS naturally formed in the human body consists of 37.5 percent stearic acid and 24.2 percent arachidonic acid. Yet soy-derived PS seems to help many people.
Russell Blaylock, MD, author of Excitotoxins, the Taste that Kills, explains that the probable reason PS works is because its chemical structure is similar to that of L-glutamate, the trouble-making neurotransmitter, amino acid and excitotoxin that exists in high concentration in MSG (monosodium glutamate), HVP (hydrolyzed vegetable protein) and "natural flavorings" and foods containing these soy derivatives. (See Chapter 11.) Because PS competes with glutamate, it may protect us from glutamate toxicity. Ironically, the expensive soy-derived supplement PS is being used to undo damage that may be caused in part by the cheap soy in processed foods
Lysophosphatidyl-ethanolamine (LPE)
The Environmental Protection Agency (EPA) has approved lysophosphatidyl-ethanolamine (LPE), another phosphatidyl substance commercially extracted from soybeans, for use as a fruit ripener and shelf-life extender. LPE – once called cephalin — is now being used to treat grapes, cranberries, strawberries, blueberries, apples, tomatoes, and cut flowers.
When applied to fruits that are nearly ripe – going into puberty, so to speak — LPE promotes ripening. When applied to picked fruit or cut flowers that are already ripe or blooming, however, it will "reduce senescence by inhibiting some of the enzymes involved in membrane breakdown." This can dramatically extend shelf life. Whether the substance could also keep human bodies fresh for funeral home viewings has not yet been investigated.
Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of Waking Times or its staff.
~~ Help Waking Times to raise the vibration by sharing this article with the buttons below…
Comments (5)
Trackback URL | Comments RSS Feed
Not sure I agree with you on all your police work there! For instance you can buy non GMO lecithin. I use it primarily to make my own liposomal Vitamin C which works great. Also you failed to provide any alternative sources if organic NGO lecithin is really that bad for you. There is sunflower lecithin for instance. I would say this is a very biased nonobjective attack on Soy, which is probably justified considering most is GMO. It is one of the modern frauds of the food industry like canola it is bad and probably will make you gay or give you breast cancer or both. But you failed to convince me that all lecithin is bad for you.
Soy Lecithin is like SOYLENT Green……In my opinion soy is responsible for the obesity epidemic, thyroid problems, allergies and asthma and chronic fatigue . It has no genuine legitimate function in the human diet. No one needs soy lecithin… no human has ever been "diagnosed" with a soy lecithin deficiency. Its in eggs. Eat eggs. Lecithin is in many different foods. Soy is poison pure and simple. It contains plant estrogens which is great for menopausal women, which leaves out 80% of the population. Chart the introduction of Soy in the American diet and other areas around the world against health problems and you will easily see the connection. The problem is its now in everything and hard to avoid.
When breastfeeding my eldest 2 as infants and toddlers, I burned the candle at both ends, and often, as a result of my overwork and stress, got plugged milk ducts that would frequently turn into miserable mastitis infections. I was advised by a midwife to try a dose soy lethicin at the first sign of a plug. It worked every single time, within a dose or two. Never mastitis again.
I agree the gm soy is utter trash, but in this case, the soy lethicin (available from non gm soy) was a lifesaver…
I agree with Emery and JC. Liposomal Vit C uses Soy Lecithin but Soy is not the health food that is promoted by the mainstream. Liposomal Vit C , which I have all the stuff to make (but havent needed to yet!) has a rep of being even better than intravenous vit c. It was intravenous vit c that got New Zealand farmer Alan Smith from deaths door with Swine Flu and blood cancer.
Has the author actually tried taking lecithin, or is author simply waging an attack on lecithin due to its usual non-organic sources?
When I take lecithin, I notice immediately a remarkable effect on cognition. Dreams are brighter, more interesting, and easier to recall, and during meditation the mind is clearer and more spacious.
The beneficial effects of lecithin are definite and immediate.