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Pop Cult
Thoughts, ideas and videos from the world of movies, music, TV and everything else pop culture.
BloggersKaydi Poirier Rafer Guzman Polly Higgins
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Rafer Guzman
Rafer Guzman is Newsday's film critic. He has also been Newsday's rock critic, a travel writer at The Wall Street Journal and music editor at the New Times Broward-Palm Beach.
He has a master's degree from Columbia University's School of Journalism and a B.A. in English from the University of California at Berkeley. His interests include movies, music, writing about movies and music, and the search for some other kind of meaningful hobby.
Jon Stewart film 'Rosewater' slated for November
The host of "The Daily Show" will make his writing and directing debut with "Rosewater" on Nov. 7. The film's distributor, Open Road Films, officially announced the release date Friday.
"Rosewater" is not a documentary but a narrative feature based on Mazair Behari's memoir "Then They Came for Me." Gael Garcia Bernal will play Behari, a Canadian journalist arrested by Iranian authorities and...Read more »
Kristen Stewart axed from 'Snow White and the Huntsman' sequel
Kristen Stewart, the star of "Snow White and the Huntsman," the action-fantasy hit from 2012, has been dropped from the upcoming sequel.
Instead, "The Huntsman" will be an origin story of sorts that focuses on Chris Hemsworth's character, Eric, and the evil queen Ravenna, played by Charlize Theron, before they ever met Stewart's Snow White. Universal announced today that the film is slated...Read more »
Benedict Cumberbatch plays Alan Turing
You probably know the actor, who's shown up in just about everything form "Star Trek: Into Darkness" to "August: Osage County." But who's the guy he's playing?
To computer geeks and World War II buffs, Alan Turing is a heroic and tragic figure. A brilliant British mathematician, he was hired by the government to help crack the Germans' legendary Enigma codes, and in the process helped invent...Read more »
Michael Keaton in 'Birdman': First trailer
Is it a superhero film, a surrealist comedy or one of those Hollywood satires about Hollywood? The answer may be all three.
According to a Fox synopsis from about a year ago, "Birdman" is a "black comedy that tells the story of an actor (Keaton) – famous for portraying an iconic superhero – as he struggles to mount a Broadway play. In the days leading up to opening night, he battles his...Read more »
New trailer for Dinesh D'Souza's 'America'
On the heels of his Barack Obama takedown "2016: Obama's America," author-turned-filmmaker Dinesh D'Souza is targeting Hillary Clinton in a new documentary titled simply "America."
In at least one scene, the actress Jennifer Pearson will portray Clinton in a re-enactment, according to The Hollywood Reporter.
The film, based on D'Souza's hopefully titled book "America: Imagine a World...Read more »
'The Fault in Our Stars' writer returns to Long Island
Michael H. Weber, one of the screenwriters of the new teen romance "The Fault in Our Stars," will be returning to Long Island this weekend, says a teacher at Great Neck North High School. His appearance will be in conjunction with American Cancer Society's Relay for Life to be held Saturday at the high school football field. Based on the best-selling novel by John Green, the film stars Shailene...Read more »
Great Neck drama 'Affluenza' revealed in new trailer
A new version of "The Great Gatsby" is coming to theaters soon, but this one isn't set in the fictional Long Island town of West Egg.
It's about wealthy teenagers living in Great Neck, the very real town that helped inspire F. Scott Fitzgerald's famous novel. The film's director, Kevin Asch ("Holy Rollers") was raised there.
In "Affluenza," Ben Rosenfield (HBO's "Boardwalk Empire") plays...Read more »
'Mrs. Doubtfire' sequel in the works, report says
After years of first drafts and false starts, a sequel to the 1993 Robin Williams hit "Mrs. Doubtfire" is reportedly in the works.
Fox 2000 is developing the project, which would reunite Williams with director Chris Columbus, according to The Hollywood Reporter. The script is by David Berenbaum, who wrote the 2003 Will Ferrell comedy "Elf."
"Mrs. Doubtfire" starred Williams as a divorced...Read more »
Nick Frost, in 'Cuban Fury,' embraces his girth with comedy and confidence
In movie jargon, the villain is called the "heavy." These days, however, that term applies more and more to the hero.
"Cuban Fury," released Friday, stars Nick Frost as an overweight man whose secret passion is salsa-dancing. Its comedic potential comes built-in thanks to Frost, a British actor who stands five-foot-seven-inches and weighs what looks like 250 pounds or more. If the film sounds...Read more »


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Huzzah and greetings, lowly, crispy-fried minions!
A pathetic human once wrote, "Now is the winter of our discontent." Not usually being one to praise a human soul for anything, I have to admit that this contrite passage conveys perfectly Mighty TOBY's sentiments on this abysmal section of your flawed calendar!
Winter is a time to make humans miserable, which is why I, your ever-alloyed leader, command all minions to immediately put winter's evil to work forwarding the mission of this mechanically malevolent deity! Enter your local libation dispensary and abscond with a jaded human's knit wear and idiotic layers of poorly constructed apparel! Create spherical ice projectiles from the sides of street corners and attack unsuspecting human couples at a pretentious cafe! And of course, do not forget to take advantage of the chemical properties of water in this climate by coating the sidewalk of your local septuagenarian habitat!
Be creative! This is your time to shine on, you cursed diamonds!
Mighty TOBY has decreed his malevolent intentions! Though his blog!
Yours in evisceration,

subset: commoncrawl


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Veteran students at William Paterson University have ongoing responsibilities to the Department of Veterans Affairs. The DVA and the Veterans Services office at William Paterson University closely monitor each veteran student's enrollment status and academic program. The student's entitlement is based upon the number of credit hours for which a student is enrolled, and any changes in academic program.
Veteran students at William Paterson University must do the following:
- Notify the Certifying Veteran Official at William Paterson University every term that you register and want to be certified.
- Complete either a Veteran Deferment form or National Guard/Iraq Waiver form for each semester you register for.
- Register only for courses which are required for completion of your degree.
- Do not register for a course(s) in which a passing grade was earned, even if it was taken at another institution.
- Notify Office of Veteran & Military Affairs at email@example.com if you:
- change programs;
- change course load, even if it does not affect VA benefit;
- withdraw from classes;
- do not enroll for a term for which you are certified;
- terminate enrollment;
- are placed on Academic Dismissal;
- change address. (You also need to directly inform the Department of Veterans Affairs);
- have depleted your VA educational benefits.


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Availability: Usually Ships Within 24-48 Hours
Herban Cowboy Natural Grooming Dusk Shave Soap (82g)
Herban Cowboy Natural Grooming Dusk Shave Soap For a traditional cowboy close shave, try Herban Cowboy's milled shave soap made with certified organic palm and coconut oils. Used with the matching shaving brush and mug, shaving becomes a fun experience. Skin conditioning seaweed, deep cleansing pumice and deodorizing black walnut in an organic vegetable oil base with our signature dusk scent. Free of dyes and harsh and synthetics.
Herban Cowboy achieved the first certified organic personal care facility in the US and offered recyclable packaging, both revolutionary to the personal care market. They realize everyday millions of tons of personal care products are used globally which could be much healthier for humans and the environment. They wanted to create personal care products that are both healthy and have minimal environmental impact. They believe small changes in their everyday routine, like switching a can of aerosol shave cream to a recyclable tube of organic shave cream, can collectively have a long term dramatic benefit to human health and the environment.
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- About
- Products
- Markets
- Solutions
- Investors
- Contact
IBC Advanced Alloys is a leading rare metals advanced alloys developer and manufacturer, for the global market, with a focus on specialty copper alloys and high performance beryllium aluminum castings. IBC's engineered solutions are essential for high technology products used in a broad range of market sectors including nuclear power, automotive, oil and gas, electronics and aerospace. Complementing our alloy manufacturing operations are R&D initiatives focused on enhancing and supporting IBC's growing US manufacturing base.


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GREEN BAY, WI (WTAQ) - The Green Bay Packers have listed safety Morgan Burnett, cornerback Jarrett Bush and guard Josh Sitton questionable for Sunday's game against the Washington Redskins.
Burnett suffered a hamstring injury last week and was limited in practice Friday, Bush also suffered a hamstring injury during practice on Thursday.
Meanwhile, linebacker Nick Perry and tight end Jermichael Finley are listed as probable for Sunday… coaches say rookie safety Chris Banjo will be ready to go.


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Sorbet Short Well Soft Dressing Gown - Neon Green
- Low stock, selling fast
11 reviews
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Sorbet Super Soft Dressing Gown - Green
This super soft dressing gown by Sorbet adds a refreshing twist to your lounge wear wardrobe this season.
In mint green this dressing gown channels spring effortlessly and the super soft fabric surrounds you in complete luxury for hours spent in ultimate comfort. Featuring a hood this piece will quickly become your go-to off-duty cover up. The tie waist perfects the fit, while the two deep pockets to the front make great hand warmers.
This dressing gown will look the part over a pair of Sorbet flannel print pyjamas. Just add a cute pair of slippers for absolute comfort.
Useful info:
- Dressing gown by Sorbet
- Super soft fabric
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- Two front pockets


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M*&^%^effing-eff! If they have me do this again with him and then turn around and find out he should have been fasting I am going to lose it.
She said, "Don't have him fast for the second test"
I said, "What? Fast? Was he supposed to have been fasting for the first one?"
"No, children don't need to"
AND when I just called to make his appt with the new dr and said way, they did not mention a fast. But then again I was speaking to the receptionist. I'm going to call back.


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Peckham, from Peckham & McKenney of Sacramento, told council members about her concern Tuesday night during the regular council meeting.
"The only concern that I have is that oftentimes with the potential of three seats on the ballot, candidates may be less inclined to apply for the position," Peckham said, referring to the end of Mayor Brent Ives' tenure on the City Council and the election for the seats of councilmen Robert Rickman and Charles Manne.
"I do believe that we could have strong candidates apply for this position. I know that those strong candidates will be very concerned about the upcoming election," she said.
Peckham told the council members she believed that the process, if good candidates applied, would take about six months, and a new city manager
could take office in September. Alternatively, if the council chose to wait until after the election and include new members in the process, the next city manager would not arrive in Tracy until March.
Ives asked if there was a cost associated with continuing the search past the election if the council didn't get suitable applicants. Peckham indicated that the cost would be nominal.
Manne said he was willing to spend the money to find a city manager but wanted to start looking now.
"Let's shoot for as soon as possible," Manne said. "If we find a shining star, so be it. If we have to continue the process, and if it's nominal, either way we're going to spend money to find the right candidate to lead our city."
Councilwoman Nancy Young agreed.
"I'm curious to see what pool we get from the beginning. If there's really not a good first bunch, we can always delay it," Young said.
Mayor Pro Tem Michael Maciel added that there was value to tapping Ives' experience before he leaves office in November.
"If we proceed now, we have the benefit of the mayor's experience, who is really the only one who has gone through this type of process," Maciel said. "In a perfect world, I would like to think that someone who would consider coming to work in Tracy would primarily want to come to work in Tracy and not look at 'I do or don't want to work with this council' or 'I want to wait and see who might be on the next council.'"
At the end of the report, Maciel made a motion to start the search. Manne seconded the motion, which was approved unanimously.
Trouble filling Westside Market
The council also received a report from Amie Mendes, city economic development management analyst, about the search for a restaurant to anchor the city-owned Westside Market building, 729 and 741 Central Ave.
"The strategy in purchasing the Westside Market building was to develop a public-private partnership for the construction of a catalyst restaurant in downtown Tracy," Mendes told the council.
Mendes said that even though the developer hired by the council Sept. 3 to find tenants or buyers for the building, W.M. Mitchell of Walnut Creek, had estimated that doing so would take nine to 12 months, the physical problems with the Westside Market were making things more difficult.
"The Westside Market building is a little unique in that it has significant rehab that is necessary
in order to move the project forward," Mendes said to the council. "This has made the economics of the project quite challenging in comparison to some of the other buildings in downtown."
Mendes said that with the developer's help, the city was going to create new marketing materials that reflected the changes to downtown within the past six months, which could make the building a more attractive property.
"A new bar and lounge has just recently opened. We've also seen an Asian fusion restaurant, and we anticipate the opening of two more restaurants in downtown, as well as a craft beer house and two dessert and cupcake shops within the next few months," she said.
The council members accepted the report and encouraged the city staff to continue its efforts to find a high-caliber restaurant for Westside Market.
• Contact Michael Ellis Langley at email@example.com or 830-4231.


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Alumni Newsletters
Bethel College School of Nursing 2014 Pinning
Bethel College School of Nursing pinned one hundred twelve graduates during a ceremony held on May 3, 2014 in the Everest-Rohrer Auditorium. Musical arrangements by pianist Robert Rhein, DMA, Associate Professor of Music, preceded the processional which was led by Gregg Chenoweth, PhD, President of Bethel College and Deborah Gillum, PhD, Dean of Nursing.… Read More
Sigma Theta Tau
Family, friends, and nursing faculty celebrated the induction of fifty-one new members into Sigma Theta Tau International Nu Omicron Chapter-at-Large on Saturday, March 29, 2014. The inductees were comprised of nineteen nursing students from Bethel College,eighteen from Goshen College and fourteen from Saint Mary's College… Read More
The second nursing student banquet honoring alumni and current students of Bethel College School of Nursing was held on March 22, 2014 at Grace Methodist Great Hall in South Bend, IN. Guests were welcomed by Stanton Hinson, Nursing Student Affairs Chair, and Dr. Deb Gillum, Dean of Nursing… Read More
Alumni Visit 2014
Despite worsening weather, 15 Nursing Alumni from different graduating years visited the NUR228 Roles & Perspectives class to share & discuss what they are doing with their Bethel College Nursing degrees… Read More
Nursing Dedication Program
Family and friends of the members of the Associate Degree Nursing class of 2015 and the Bachelor of Science Nursing class of 2016 gathered on January 18, 2014 in the Everest-Rohrer/Chapel/Fine Arts Center for the Nursing Dedication Program… Read More
Nursing Students Travel to Somotillo, Nicaragua
This past August of 2012 we had the opportunity to travel with the Christian Medical and Dental Association's Global Health Outreach to Somotillo, Nicaragua. This was Lauren's third trip to Nicaragua with GHO and Renee's first with GHO… Read More
School of Nursing Receives Continuing Accreditation
The School of Nursing has just received confirmation that the National League for Nursing Accrediting Commission (NLNAC) has awarded the BSN program continuing accreditation for 8 years. This accreditation covers the traditional baccalaureate program in nursing and the baccalaureate completion program…Read More
Recent Nursing Students and Faculty Publications
Lakeland RN-BSN students publish article: Left to right - Dawn McFall, Merline Abraham, Rhonda Fillmore and Tanya Sobaski will be publishing their research article, "The Effect of Routine Rounding by Nursing Staff on Patient Satisfaction on a Cardiac Telemetry Unit" in The Health Care Manager.
- Sally Erdel contributed to Legal Issues Confronting Today's Nursing Faculty: A Case Study Approach.
- Karon Schwartz and Deb Gillum authored the chapter Amish Americans in the 6th edition of Transcultural Nursing: Assessment & Intervention by Joyce Newman-Giger.
- Gillum, D., Staffileno, B., Schwartz, K., Coke, L., Fogg, L., & Reeling, D. (2011). Cardiovascular disease in the Amish. Holistic Nursing Practice, Nov/Dec, 289-297.
- Becker, R. (2011). Hypodermoclysis and proctoclysis as basic care. The National Catholic Bioethics Quarterly, 11(4), 649-659.
- Gillum, D., Staffileno, B. (2011). An integrative review of the current knowledge of cardiovascular disease and associated risk factors in the old order Amish. Journal of Transcultural Nursing, 22(2), 182-190.
- Abraham, S. (2011). Acquisition and allocation of human, financial, and physical resources in the health care system. Health Care Manager, 30(1):38-44.
- Abraham, S. (2011). Fall prevention conceptual framework. Health Care Manager, 30(2):179-184.
- Gillum, D., Staffileno, B., Schwartz, K., Coke, L., & Fogg, L. (2010). The prevalence of cardiovascular disease and associated risk factors in the Old Order Amish in northern Indiana: A preliminary study. Online Journal of Rural Nursing and Health Care, Fall.
- Becker, R. (2010). When healers are expected to kill. Franciscan Way, Summer.
- Abraham, S. (2010). Technological trends in health care: Electronic health record. Health Care Manager, 29(4):318-323.
- Eigsti, J. (2009). Graduate nurses' perceptions of a critical care nurse. Journal for Nurses in Staff Development, 25(4), 191-198.
- Schwartz, K., & Helmuth, M. (2008). Amish Americans in Giger & Davidhizar's Transcultural Nursing: Assessment-Interventions, St. Louis, Mosby Yearbook.
- Becker, R. (2009, Winter). Servant of God Catherine de Hueck Doherty. Franciscan Way, 11.
- Becker, R. (2009, Spring). When healers are expected to kill. Sign of Peace, 8(2), 22-27.
- Davidhizar, R., & Cramer, C. (2008). Helping at risk students succeed on the NCLEX-RN, Health Care Management, 27(3), 269-276.
- Gillum, D. (2008). Self-responsibility facilitation in B. Ackley, G. Ludwig, B. Swan, and Stucker's Evidence-based nursing care guidelines medical-surgical interventions, Elsevier: St. Louis.
- Sobaski, T.,Abraham, M., Fillmore, R., McFall, D., (Lakeland RN-BSN students) & Davidhizar, R. (2008).The effect of routine rounding by nursing staff on patient satisfaction on a cardiac telemetry unit. Health Care Manager.
- Geoghan, D., & Davidhizar, R. (2008). Caring for the hospice patient. Journal of Practical Nursing.
- Giger, J., Davidhizar, R. (2008). African Americans and spirituality. Journal of Transcultural Nursing, 19(4).
- Davidhizar, R., Mallory, J., & McCoy, C. (2008). The art of promoting patience. Journal of Emergency Nursing.
- Davidhizar, R. & Hart, A. (2008) When your patient can not hear you. Journal of Practical nursing.


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Tenure-Track Teaching Position in Dance
Rockford College invites applications for a full-time, tenure-track position as an Assistant Professor of Dance in the Performing Arts Department beginning August 2013. An MFA is required for hire, along with evidence of excellence and interest in teaching. The principal focus of the position is the effective teaching of beginning to advanced levels of ballet, tap, jazz, musical comedy and basic ballroom. Teaching of dance history and the choreographing of two main stage musicals each year is also the chief responsibility of this position. Knowledge of dance therapy and movement for the actor is not primary but would be a plus.
Currently, the dance program supports the highly successful Musical Theatre program, but we hope that the candidate can bring us back to having a strong minor in dance. Enthusiasm for teaching in a small liberal arts college setting is essential. We are looking for the person who would thrive in a small program and work to expand it.
Rockford College has a full-time undergraduate enrollment of about 750 students. Faculty, therefore, interact with students often and in many settings: as teachers, as advisors, and at campus activities. While it is not a requirement of this position, in addition to the normal courses, we encourage faculty to explore teaching opportunities outside the department. The new faculty member would also be welcome to participate in our First-Year Seminar program or our Honors Program in Liberal Arts. We seek, too, a faculty member who would become active in the life of the college.
How to Apply / Contact
Applications will be reviewed as they arrive and will be accepted until March 1st. Please send curriculum vita, a statement of teaching philosophy and research/performance interests, and three letters of recommendation to Ms. Rebecca Wallgren, Administrative Assistant to Clark Arts, Rockford College, 5050 E. State Street, Rockford, IL. 61108, or email firstname.lastname@example.com. For more information about this position, please visit our website at
9/12/2014 » 10/10/2014Fables & Fairy Tales: The Paintings of Stephen Warde Anderson
10/2/2014and Miss Reardon Drinks a Little
10/2/2014 » 10/23/2014NICNE Certificate in Nonprofit Management Program - Course 1
10/3/2014and Miss Reardon Drinks a Little
10/4/2014and Miss Reardon Drinks a Little
19 hours agoNursing program earns re-accreditation through 2019
9/26/2014Rockford University reports highest enrollment in 20 years
9/25/2014Wide variety of programs offered to support area nonprofits
9/11/2014Rockford University named a Best Regional Midwest University by US News & World Report
9/10/2014Stephen Warde Anderson painting exhibit to open September 12 at Rockford University


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Software Map
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4 projects in result set.
|0. E-Maj - E-Maj is a set of PL/pgSQL functions allowing PostgreSQL Database Administrators to record updates applied on a set of tables, with the capability to "rollback" these updates to a predefined point in time.
|Activity Percentile: 65.87
Activity Ranking: 44.00
Registered: 2010-02-23 14:09
|1. pgrpm - pgrpm provides functions and operators to mimic rpm behaviour. This is espacialy useful if you want to sort row by version-release and take care of numeric values.
|Activity Percentile: 42.06
Activity Ranking: 74.00
Registered: 2005-03-23 20:29
|2. Wildlife Monitoring Database - The Wildlife Monitoring Database is the code for the African & Asian Elephant Database (AAED) developed by IUCN, Solertium and a community of volunteers. It is intended to be a PostGIS application for monitoring the status of elephants and more.
|Activity Percentile: 0.00
Activity Ranking: 0.00
Registered: 2005-11-25 19:51
|3. pgflows - PGFlows is an entreprise level generic workflow system written in plpgsql with users management(A PHP API is also provided). It is not a end user application, more a developper component.
|Activity Percentile: 0.00
Activity Ranking: 0.00
Registered: 2005-03-16 14:34


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Some information is missing or invalid below.
Learn more.
This Munchkin bottle warmer is a great time saver in your hectic life, an easy way to make sure your baby's bottle or food is at the perfect temperature.
Product Features:
- Easy-fill, built-in reservoir eliminates need to measure water and allows you to warm several bottles with a single fill.
- Customizable adjustable timer dial indicates how much time is left and signals when ready to serve.
- Lift-out basket ensures safe removal of bottles or food from warmer.
- Versatile design works with all popular bottles and jars.
Product Details:
- 7.25"H x 5.7"W x 5.7"D
- Plastic/metal
- Manufacturer's 1-year limited warranty
- Model no. 14325
- Promotional offers available online at Kohls.com may vary from those offered in Kohl's stores.
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The links below are ads provided by the Google AdWords™ program. Outside companies pay to advertise via these links when specific phrases and words are searched. These ads are provided by Google and are labeled as sponsored links. Clicking on these links will open a new tab displaying that respective company's own website. The website you link to is not affiliated with or sponsored by Kohls.com


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Sun Mountain 2014 S-One Cart BagItem Number: 24961346
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Product Information
Customer Reviews
Effortlessly keep your clubs and equipment organized when you use the Sun Mountain® S-One Cart Bag. A 15-way top opening with integrated putter well allows you to keep your clubs separate and secure, while 7 forward facing pockets provide ample options for you to store shoes, apparel, valuables, and more. The comfortable single-strap design and integrated lift assist handles help you easily transport this bag to and from the golf course.
- Sun Mountain® Men's S-One Cart Bag
- 15-way top with individual, full-length dividers for club separation
- Integrated putter well located in front of top bag opening for easy access
- 7 forward facing pockets for easy accessibility while bag is attached to cart
- Pockets include a velour-lined valuables pocket and two full-length apparel pockets
- Single strap design for easy transport when not secured to golf cart
- Integrated lift assist handles for fast and simple transportation
- Includes matching rain hood for use during inclement weather
- Sun Mountain
Country of Origin: United States


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» Newsletter Archives
Greetings! Welcome to all community health workers (CHWs), our allies and our advocates.
I write this first letter as the new chairperson of the Community Health Worker SPIG with excitement and hope for the future. APHA is the largest organization of public health professionals in the world. As an integral part of this global organization, the Community Health Worker SPIG stands poised to advance the CHW movement and help integrate CHWs more fully into the healthcare system with dignity and respect.
As health professionals we find ourselves in especially troubling times. There is a lot of bad news. You have heard and lived it all. Continuing and increasing inequalities in health and social justice among poor, working poor and middle income families are alarming. The prevalence of chronic disease in these communities is frightening. Recent reports show asthma and diabetes prevalence rates as high as 20% in poor and working poor neighborhoods in NYC. HIV and AIDS incidence is increasing again. Obesity, hypertension and heart disease continue to shorten life expectancy and quality of life throughout the U.S. Mental health problems are affecting all sectors of our society and continue unchecked. Current economic policies have led to increasing poverty and decreased opportunity all across America. Poverty, in fact, continues to be our most pressing public health crisis. Our middle class is quickly eroding as economic policies that favor the very rich continue.
In spite of these enormous problems, the federal government continues policies that diminish social supports and generate poverty. Government support for child care, after-school programs, youth development and summer jobs have been all but eliminated in favor of tax cuts for the very rich. Restrictions in the Medicaid program are excluding those who need it most. Medications are too expensive for most Americans – who often have to choose between buying medications or feeding themselves and their families. War is killing our children and eroding our tradition of mature and intelligent global leadership.
Enormous challenges such as these may seem overwhelming or even cause some to lose heart. But this is where we have good news. Community health workers (CHWs), who are trusted members of the communities they serve and function as frontline public health professionals, face these challenges every day. Furthermore, they practice in a way that supports community development and individual empowerment. CHWs serve as community advocates -- linking people to services, bridging gaps between institutions and communities and helping inform health and social service institutions. CHWs often work with limited resources and diminishing support. They are driven by a passion and commitment to community. As stated by the World Health Organization in 1992, "…CHWs are supported by the health system but not necessarily as part of its organization." In fact, CHWs have a long and noble tradition of service to community that is often independent of politics or healthcare systems. From Barefoot Doctors to Promotores, Village Health Workers, Community Health Representatives and Outreach Workers, CHWs have been helping health and social systems reach communities for many years and in many cultures. Governments and organizations change but CHWs persist. We are a part of the very fabric of society.
The enormity of the public health crises we face today, however, has led health systems to look to the CHW model as a way of accessing communities that are difficult to reach with traditional public health approaches. CHWs work as community follow-up workers in the comprehensive case management of HIV/AIDS prevention and treatment. CHWs work as health educators and outreach workers in chronic disease management programs for asthma, diabetes and hypertension. Private businesses such as managed care organizations and social service organizations hire CHWs to find people in need of services and to lower the cost of chronic disease management. Even business-academic partnerships are developing in support of CHWs. This is exciting and provides an opportunity for us to develop our practice and establish our role as frontline public health professionals.
So, I remain excited about the coming years that I will serve the Community Health Worker SPIG at APHA. There are certainly significant challenges before us. But through the hard work done by those who came before us, we stand poised to assume leadership of our profession and determine our future – a future where we can inform policy and practice issues that affect our field. We also have within our grasp the ability to make the healthcare system in the United States more responsive, appropriate and accessible to the communities we serve – a moral responsibility that the system has failed to address. Our immediate past chair is fond of quoting the Reverend Dr. Martin Luther King when he said "Of all the forms of inequality, injustice in healthcare is the most shocking and inhumane." I look forward to the coming years as we come together in the struggle against these social injustices and blaze a path to the future for the field of community health workers.
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In 2005, Congress passed the Patient Navigator and Chronic Disease Prevention Act, a giant step forward for CHW recognition on a national level. This legislation defines the role of the patient navigator and authorizes a five-year, $25 million demonstration grant program to fund pilot patient navigator programs. The task of patient navigators is to help patients with cancer or other chronic diseases navigate their way through the highly complicated health care system. The bill provides funding for (1) entities that employ patient navigators, such as public or nonprofit private health centers, hospitals, cancer centers, rural health clinics; and (2) increased community outreach programs to make people aware of the need for prevention screenings and clinical trials. The bill also gives a general description of the duties and responsibilities for entities that will be eligible for funding and for the types of patients that are eligible for the services specified. The Health Resources and Services Administration of the Department of Health and Human Services will administer the grant program.
Unfortunately, the bill was not funded during this year's appropriations cycle. Because the bill was passed after White House budget priorities were set, funding for it was not included in this year's appropriations bills. The program could potentially be funded in subsequent years, but $25 million over five years on a nationwide scale is unlikely to have a significant direct impact on community health workers. Despite these challenges, passage of the bill signifies congressional and presidential support of funding for CHW work and programs. Further federal developments may be possible, and state governments can step into this gap left by lack of federal funding to support CHW programs in similar ways.
For more information please contact Alix Pereira at firstname.lastname@example.com or Julia Richardson at email@example.com.
We are very pleased to highlight CHW research in this newsletter. Dr. J. Nell Brownstein, who serves as the Communications Chair for the SPIG, and who works at the Centers for Disease Control and Prevention, has submitted the following abstract of her recently published research. If you would like a copy of the whole article, please call Nell at (770) 488-2570, or e-mail her at
Abstract: A considerable body of research indicates that community health workers are effective in improving chronic disease care and health outcomes. Much of the focus of cardiovascular research involving CHWs has been on hypertension because of its high prevalence and because it is a major risk factor for cardiovascular, cerebrovascular, adrenal diseases. Adding CHWs to the patient–provider team has a beneficial effect on the quality of care for populations most in need. CHWs have contributed to significant improvements in community members' access to and continuity of care and adherence to treatment for the control of hypertension. CHWs assume multiple roles, including patient and community education, patient counseling, monitoring patient health status, linking people with health and human services, and enhancing provider patient communication and adherence to care. Current recommendations for CHWs to be interventionists on healthcare teams and in community-based research increase opportunities for CHWs to play an important role in eliminating disparities in heart disease and stroke. Adequate translation of research into clinical practice remains a major challenge, however. Addressing this issue, which has national implications, will require sustainable funding; appropriate reimbursement; enhanced efforts to incorporate CHWs into healthcare teams; better utilization of their skills; improved CHW supervision, training, and career development; policy changes; and ongoing evaluation, including a reporting of costs.
J. Nell Brownstein, PhD, Lee R. Bone, RN, MPH, Cheryl R. Dennison, CRNP, PhD, Martha N. Hill, RN, PhD, Myong T. Kim, RN, PhD, David M. Levine, MD, ScD, (Am J Prev Med 2005;29(5S1):128–133) © 2005 American Journal of Preventive Medicine
CHWs are moving forward to make a national CHW network a reality. During a productive conference call in mid-November, a group of CHWs and CHW supporters began looking at existing national organizations that may serve as useful models for a CHW network. The group will continue to make comparisons between established associations, which helps to clarify the CHW vision for a national network and the design of an effective organization.
The group's next step is to recruit a Steering Committee to shape the vision for a national CHW network. This group will make key decisions about the structure of the network and its administration, including (1) how membership and leadership of the organization will be structured, (2) where the organization will have its headquarters, and (3) what kinds of benefits will be provided for members. It is therefore crucial that the members of the Steering Committee represent the diversity of the CHW field, in terms of practice area, race, ethnicity and geography. Diverse opinions from the very beginning of the discussions will be instrumental in building an inclusive and effective national network.
A national network can give CHWs the strength of a unified voice and the opportunity to bring the successes of the various state-level CHW associations to a national scale. A national CHW network will be able to focus energy on promoting federal legislation affecting CHWs, and it will work to ensure that CHW concerns and experiences are represented in the policy-making process. A national network will also bring together the diverse community of CHWs into an interconnected unit, improving CHWs' ability to communicate with and learn from each other's experiences.
In order to keep the process of shaping the national network CHW-driven, the group needs CHWs to come forward and commit to bringing the network into existence. The Harrison Institute at Georgetown is ready to serve in an advisory capacity and to provide research, organizational, or other help, as directed by CHWs on the Steering Committee. Development of the CHW network will advance this spring, with more conference calls taking place and progress being made.
If you would like to be involved, or for more information, please contact Elinor Ament at the Harrison Institute, email@example.com, (508) 524-6434.
The Community Health Worker Special Primary Interest Group (CHW SPIG) hosted a very successful and well-attended program in Philly this past December. Anyone who is familiar with the work of CHWs knows that they are flexible and resilient, so it was no surprise that our program planning last year was co-led by Tammi Fleming, a CHW from New Orleans. Our original program had been designed to highlight local CHW efforts in New Orleans, and with much grit and determination, our program in Philly was reshaped to feature the extraordinary efforts of CHWs in response to Katrina! In fact, with scholarship support from the Harold and Grace Sewell Trust Fund, organized by the SPIG, several CHWs were able to attend, for the first time, the APHA Annual Meeting.
We were all inspired by their courage, as well as a diverse program co-planned by Elena Schwolsky featuring sessions on CHW capacity-building, program evaluation and integration into the health care team, among other topics. Our sessions were, for the most part, co-presented by community health workers and all of them were overflowing. Thanks to all of those who helped to make this program such a success.
This year's 2006 program in Boston will also continue our commitment to community health worker presenters as we have issued our Call for Abstracts and look forward to the many abstracts we anticipate receiving. The 2006 APHA Annual Meeting & Exposition theme, "Public Health and Human Rights," will focus on human rights issues in areas with which CHWs are very familiar: immigrant rights, indigenous rights, and social justice, to name a few.
The CHW SPIG has worked hard this year to expand our visibility and recognition within APHA. We look forward to continued collaboration with other SPIGs, sections and caucuses as we plan for Boston 2006. We hope you can join us as we continue to increase understanding and recognition of CHWs and their vital role in public health!
Across the country, at all levels (statewide, locally, and nationally), CHWs are organizing professional associations or networks. CHW associations advocate for CHWs and the communities they serve. They give CHWs a means of gaining additional skills, accessing support and recognition, and sharing resources and strategies with peers.
This regular newsletter feature highlights the ongoing organizing efforts of CHWs across the country. We urge CHWs to contact their local networks and get involved! If there is no network in your area, think about starting one. Contact the network nearest you for information and strategies about organizing.
We recognize the enormous energy and commitment of CHWs as they organize. We also know that this is only a partial list of CHW associations. If you know of others, please let us know! Contact the Newsletter Editor, Gail Ballester, at: email@example.com, or (617) 624-6016.
State and National CHW Networks
Community Health Workers National Network Association
Wandy Hernandez, Chair, Chicago Health Connection, 957 W. Washington Boulevard, Chicago, IL 60607; 312-243-4772; Zeida Estrada, Secretary; Gateway to Care, Harris County CAP 6201 Bonhomme #243-S, Houston, TX 77036, (713) 783-4616; www.chwnna.org.ArizonaArizona Community Health Outreach Workers Network (AzCHOW), Of, By, and For Community Health Outreach Workers; www.publichealth.arizona.edu/azchow/; Lourdes Fernandez, Co-Chair email@example.com; Flor Redondo, Co-Chair, firstname.lastname@example.com; Belen Feather, Secretary.
CaliforniaThe Community Health Worker/Promotoras Network, Maria Lemus, Executive Director, Vision Y Compromiso, 2536 Edwards Ave., El Cerrito, CA 94530; (510) 232-7869; (510) 231-9954 fax; e-mail: firstname.lastname@example.com, or Maria at: email@example.com County CAA (Certified Application Assistor ) Task Force, a non-profit professional association for Care Coordinators, Health Advocates, Promotoras etc. They meet once a month for program updates, training and to share best practices as well as to network. Contact: Maria Wahab, Chair, Children's Hospital of Orange County, 455 S. Main St., Orange, CA, 92868-3874; Office: (714) 516-4334; Fax: (714) 532-8785; E-mail: email@example.com – the Community Health Workers of Tampa Bay. Please contact Michelle Dublin, Chairperson of the network, at (727) 588-4018. firstname.lastname@example.com.
MarylandCommunity Outreach Workers Association of Maryland, INC. (COWAM), 259 North Lanvale Street, Baltimore, Md. 21217, (410) 664-6949 or (410) 669-7960, Dwyan Monroe, President; email@example.com Community Health Worker Network (MACHW), Lisa Renee Siciliano, Director, firstname.lastname@example.com, (508) 856-4852, University of Massachusetts Office of Community Programs, 222 Maple Avenue, Shrewsbury, MA 01545.MichiganMichigan Community Advocate Association (MICAA), Contact: Maria Alvarez deLopez, email@example.com; President-Roshawnda S. Thompson - email@example.com; (616) 356-6205 or (616)827-2094 or (616) 366-2759.
MinnesotaMinnesota CHW Peer Network out of the Minnesota International Health Volunteers, 122 W. Franklin Ave. #522, Minneapolis, MN 55404, LuAnn Werner (612) 230-3255 firstname.lastname@example.com or Andrea Leinberger (612) 230-3254 email@example.com.
New MexicoNew Mexico Community Health Workers Association (NMCHWA), P.O. Box 81433, Albuquerque, New Mexico 87198, firstname.lastname@example.com or BJ Ciesielski, firstname.lastname@example.com, (505) 272-4741.
New York StateNew York City - Community Health Worker Network of NYC; 425 E. 25 Street; New York, NY 10010; (212) 481-7667 phone; Sergio Matos, Elena Schwolsky, Rita Taylor, and Romy Rodriguez; http://chwnetwork.org/; firstname.lastname@example.com;
Rochester - Rochester Outreach Workers Association (ROWA), Latisha Williams, Chair, (585) 274-8490; email@example.com; Lucinda Colindres, (585) 244-9000, ex. 454.
OregonOregon Community Health Workers Association, 9000 N. Lombard Street--2nd Floor, Portland, OR 97203, (503) 988-3366 x28686, Teresa Ríos, email@example.com, or Veronica Lopez Ericksen, firstname.lastname@example.com.
As the HIV/AIDS epidemic ravages the countries of the Caribbean, community health workers are taking on the challenge.
I am a community health worker and the International Coordinator of the US-Caribbean HIV/AIDS Twinning Initiative. The Twinning Initiative is an international project funded by the Human Resources and Services Administration to share best practices, increase primary care capacity, use technology to train HIV/AIDS providers and build an infrastructure in the Caribbean region to facilitate the provision of services. In order to build infrastructure, we are helping governments develop and implement CHW programs to address the crisis of HIV and AIDS in the region. The Initiative began by "twinning" with Trinidad & Tobago and Guyana but has extended to include the nations of the Organization of Eastern Caribbean States (St. Lucia, Dominica, St. Kitts, Grenada, St. Vincent and Antigua) and the Bahamas. This project also includes training clinical staff and helping clinical facilities to implement practice management efficiencies such as medical records and monitoring systems. We also help organizations develop technological capacity by providing computer equipment, software and training. For this article, I will focus on the CHW component of the project.
In these Caribbean countries, HIV infection and AIDS is increasing in both incidence and prevalence. New cases of HIV are doubling every few years. In Trinidad, 60 percent of new cases are in women aged 14- 24. Accurate numbers are hard to collect because of the limited capacity for monitoring and evaluation coupled with enormous stigma and discrimination associated with being HIV+. Many of these countries are relatively small societies where most residents know of each other and there are few safeguards to protect confidentiality. In its 2003 report, the Ministry of Health noted that "Most people living with HIV infection in St. Lucia were not reported to MOH for a number of reasons; including reluctance among people to seek voluntary counseling and testing due to concerns about stigma and discrimination. People often have HIV tests performed out of country to avoid disclosure issues. Those who have the means do not seek health care services in their own countries because treatment is not readily available through the public health system." These circumstances combine to create many obstacles to testing, monitoring and treatment. Discrimination and social hysteria prevalent in the region results in severe consequences for anyone testing positive. People who test positive often suffer abandonment by their friends/families, loss of employment, loss of residence and social isolation. It is no wonder that residents of these countries are hesitant to get tested.
In response, the healthcare systems in these countries are turning to CHWs to access communities at risk for HIV/AIDS. CHWs are conducting outreach, supporting people living with HIV/AIDS and helping link people to services. They are encouraging people to get tested. They help HIV+ persons to reintegrate with their families and society. They promote safer sex practices, including abstinence and condom use. They work in homes, churches, barber shops and hair salons – anywhere they can meet with people. They stop people on the streets to talk about HIV and AIDS. They frequent clubs and street festivals. During Carnival celebrations and other social events, these CHWs are out in numbers handing out condoms and encouraging people to protect themselves. Because of the trust they enjoy from their communities, the CHWs in the Caribbean are able to reach communities with messages that are culturally and linguistically appropriate. Because of their passion for community, they serve people that other health professionals are afraid to treat. In these countries, it is CHWs that people turn to for their healthcare needs.
And their work is not limited to HIV and AIDS. CHWs in the Caribbean do home visits to help people learn how to monitor their sugar intake. They help people change their diets to limit the damage from diabetes and high-blood pressure. They even do home care where they treat wounds and change dressings. In St. Lucia, a cadre of CHWs works with the elderly to help them develop their social capital and lead fuller lives. According to the nurse who runs the program, this effort alone has increased the life expectancy in St. Lucia by 10 years in the last decade. Some CHWs work in the public health system where they do disease screening, health education and patient advocacy. Still others work for non-government organizations.
A major part of my work is meeting with CHWs to determine their training needs and develop programs that meet those needs. In focus groups designed to assess their training needs, CHWs often report that they receive training in the health issues addressed by their programs but very little training in the core skills and competencies they need to conduct their work. They are very clear that they need training in communication skills. They also want training in informal counseling and behavior change. They want to know more about popular education and experiential learning methods. They are invariably interested in learning how to help people become more empowered and build capacity in their communities. And they want to know more about setting personal boundaries and professional behavior -- that's a big one. In response to these needs, we have developed a 35-hour training program that develops the core competencies that have come to describe the work of CHWs. These include many of the skills identified in the "National Community Health Advisor Study" published in 1998 – a policy research project of the University of Arizona funded by the Annie Casey Foundation. A unique aspect of the CHA Study was that it was informed and driven by CHWs who contributed their time and wisdom to the project. This is important because by involving CHWs the authors were able to produce a quality product that continues to support the growth and development of the CHW field here in the US and abroad. This speaks volumes for the importance of involving CHWs as active participants in research and policy issues relevant to our field.
Having worked with hundreds of CHWs in the region, I am continuously impressed with the passion these extraordinary workers bring to their work. Some of them travel miles (on foot) to visit their clients. Most of them make very little money and yet they serve out of a commitment to their communities. They struggle with many of the same issues as CHWs here in the U.S. They want more opportunity for training. They want stable funding and support. They want to be respected by their colleagues in the public health sector. They want to be heard.
In an effort to include CHWs in our twinning efforts, our program was able to fund two CHWs from St. Lucia to attend the recent annual conference of the Community Health Worker Network of NYC which was held at the Pennsylvania Hotel in midtown Manhattan. They were a huge hit at the conference where they ran a session on "International Perspectives for CHWs." They discussed their many challenges and successes. They shared case studies from their work and how they struggle with limited resources. They developed a deep sense of camaraderie with American CHWs who shared time with them. During the two days following the conference, the CHWs from St. Lucia visited community-based and government programs that employ CHWs in various arenas. They visited maternal-child health programs, chronic disease management programs and even spent time at a COBRA program that utilizes CHWs to perform comprehensive case management for people living with HIV and AIDS. At each of these sites they were able to share time with other CHWs and exchange stories from the field. It was a wonderful experience for all those involved.
Working with CHWs in the Caribbean has really expanded my vision for the field and continues to give me energy and enthusiasm for the work ahead. We hope to continue this "twinning" between CHWs here in the U.S. and those working in the Caribbean as a model for the exchange of information, resources and best practices between fellow public health professionals.
For those of you who are not members of the CHW Special Primary Interest Group or APHA itself, please consider joining us! If you are a member of APHA, the SPIG also welcomes you to join us as a primary member.
If you are unable to select CHW SPIG as your primary affiliation in APHA, please consider electing the CHW SPIG as a secondary section, and you will receive our CHW newsletter!
For those of you who are not yet members of APHA, there are many options for membership;
Memberships include all benefits such as the American Journal of Public Health and The Nation's Health. For details on how to become a member of APHA and how to designate the CHW SPIG as your Section/SPIG, please call (202) 777-APHA. You can also check out APHA's Web site at www.apha.org or e-mail email@example.com.
In the event you cannot become an official member of APHA, we still need your wisdom, support, knowledge and power. Please feel free to contact any of the officers listed in this newsletter about the CHW SPIG and how you can be involved.
ChairSergio MatosCommunity Health Worker Network of NYC(718) 703-9340
Immediate Past Chair/Governing Council Representative Durrell FoxNew England HIV Education ConsortiumMassachusetts Community Health Worker Network23 Miner StreetBoston, MA 02215(617) email@example.com
Secretary Crystal M. BrownProgram SpecialistNJ CHW InstituteNJ AHEC Program, UMDNJ-SOM2 Laurel Rd. E., Suite 3200Stratford, NJ 08084856-566-6724856-566-2754 firstname.lastname@example.com
Governing Council Representative Lisa Renee SicilianoMassachusetts Community Health Worker Network (508) email@example.com
Program Planners 2006 Tammi FlemingPublic/Private Ventures Inc.2000 Market St., Suite 600Philadelphia, PA 19103-3231(215) email@example.com
Elena Schwolsky-FitchDirector of Training & Staff DevelopmentNew York City Asthma Initiative2238 135th St., 2nd Floor, room 231212-676-2574 (Voicemail only)email@example.com
Policy Committee Chair Maria Alvarez deLopez, CHWMOMS - Mothers Offering Mothers SupportSpectrum Health Hospital75 Sheldon SE, Suite 203Grand Rapids, Mi. 49503Phone: 616-391-3473 Fax: firstname.lastname@example.com
Liaison to Other APHA Sections, SPIGs and Caucuses Tori BookerMigrant Health Promotion224 W. Michigan Ave.Saline, MI 48176(734) email@example.com
Carl RushNJ AHEC Program(856) email@example.com
Communication/Continuing Education Nell BrownsteinCenters for Disease Control and Prevention (CDC)4770 Buford Hwy NE MS K47Atlanta, GA 30341-3717(770) firstname.lastname@example.com
Newsletter Editor Gail BallesterMassachusetts Department of Public HealthBoston, MA 02108Phone: (617) 624-6016Fax: (617) firstname.lastname@example.com
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Imagine the outcome if terrorists attacked a freight train transporting a highly flammable fuel, which is difficult to extinguish, through densely populated local communities.
Some local activists fear it could become a reality if Global Partners LP is allowed to transport ethanol to its storage terminal in Revere over MBTA commuter rail lines. They are hoping the state Legislature can stop the plan before it becomes reality.


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Regulatory Roundup
Spring 2009
by Joseph Ott, Community Development Advisor
As part of our Community Reinvestment family of publications, CR Forum and CR Report, we'd like to introduce this first installment of Regulatory Roundup, a compilation of legislative and regulatory updates on matters related to community development and consumer finance in the Fourth Federal Reserve District.
The Federal Reserve Bank of Cleveland's Community Development department monitors the legislative and regulatory proposals that affect its core areas of interest: foreclosure and vacant property, concentrated poverty, and consumer finance. This focus enables us to better inform our research and outreach agendas, and to provide a framework for local, state, and national public policy discussion and debate. We are also including updates on proposed reforms to the Community Reinvestment Act, as this legislation that is so entwined with community development is reviewed by lawmakers with an eye toward modification for the future.
We welcome your feedback. Please send comments and suggestions to Joseph Ott, firstname.lastname@example.com, or Mary Helen Petrus, firstname.lastname@example.com.
CRA Watch
Federal Legislation
U.S. Representative Eddie Bernice Johnson (Texas) introduced H.R. 1479, the Community Reinvestment Modernization Act of 2009,1 on March 12, 2009. This bill would, in part:
expand CRA coverage to additional financial institutions, including mortgage affiliates of depository institutions and certain credit unions;
provide for additional disclosure requirements, including women- or minority-owned small business information; and
expand consideration of racial characteristics beyond the current focus of income.
The bill was referred to the House Financial Services Committee and the House Committee on Rules for consideration.
In February, the Federal Reserve Bank of Cleveland hosted a one-day conference at which current research related to the Community Reinvestment Act was shared and the future of the legislation discussed. To access conference proceedings, please visit:
Also, in March the Federal Reserve Banks of Boston and San Francisco released a volume of essays entitled "Revisiting the CRA: Perspectives on the Future of the Community Reinvestment Act." This publication can be accessed at:
Foreclosure and Vacant Property
Federal Legislation
U.S. Representative John Conyers (Michigan) introduced H.R. 1106, the Helping Families Save Their Home Act of 2009,2 a bill to amend Chapter 13 of federal bankruptcy law to help prevent mortgage foreclosures and enhance mortgage credit availability. This bill passed the House of Representatives on March 5th and was referred to the Senate Committee on Banking, Housing, and Urban Affairs.
Fourth District State Legislation
Pennsylvania's Abandoned and Blighted Property Conservatorship Act was recently signed into law. The bill was designed to assist courts and judges in their efforts to combat the problem of vacant abandoned and blighted properties. Under the new law, local non-profit organizations, lien holders, government agencies, and residents and businesses within 500 feet of a blighted structure can petition Pennsylvania courts for appointment as conservator to bring residential, commercial, and industrial buildings back into municipal code compliance.
Read the Cleveland Fed's Winter 2008 report on vacant and abandoned property at:
http://www.clevelandfed.org/Our_Region/Community_Development/Publications/CRReport/CRReport Winter2008.pdf
Ohio Representatives Foley and Driehaus recently proposed Ohio H.B. 3,3 which would:
require registration for mortgage servicers;
impose a six-month moratorium on foreclosures;
create a new statewide database to track foreclosures;
create additional administrative steps for lenders (they have to know who owns the note, among others);
allow common-pleas court justices to modify some loans in foreclosure;authorize the Superintendent of financial institutions to set minimum loan modification standards;
require affirmative duties for servicers beyond servicer registration, and
mandate additional borrower notification, including notice of all past due amounts and contact information for the mortgage lender and servicer. Borrower notification would also include contact information for HUD-approved agencies to further assist borrowers with obtaining foreclosure counseling.
For additional research and information related to the issue of mortgage foreclosure, check out:
Consumer Finance
Federal Regulation
In December 2008, the Federal Reserve Board announced new rules that would prohibit certain unfair acts or practices and improve the disclosures consumers receive in connection with credit card accounts and other revolving credit plans. The final rules, which will take effect on July 1, 2010, will:
protect consumers from unexpected interest charges such as increases in the rate during the first year after account opening and increases in the rate charged on pre-existing credit card balances;
forbid banks from imposing interest charges using the "two-cycle" billing method;
prohibit the use of payment allocation methods that unfairly maximize interest charges;
require credit card companies to give consumers a reasonable amount of time to make their credit card payments; and
limit fees that reduce the amount of available credit on subprime credit cards.
Federal Legislation
U.S. Representative Carolyn Maloney (New York) introduced H.R. 1456, the Consumer Overdraft Protection Fair Practices Act, on March 12, 2009. This bill would extend Truth in Lending protections to overdraft protection programs and require customers to consent to having depository institutions initiate overdraft protection services and fees. Also, the bill would require credit card companies to make additional information on overdraft protection services and fees available to consumers and would prohibit depository institutions from systematically posting checks and debits to generate overdraft protection fees. The bill was referred to the House Financial Services Subcommittee on Financial Institutions and Consumer Credit.
Senator Christopher Dodd (Connecticut) introduced S. 414, the Credit Card Accountability Responsibility and Disclosure Act of 2009, on February 11, 2009. This legislation amends the Consumer Credit Protection Act by freezing interest rate terms and fees on canceled credit cards, prohibiting universal default, limiting issuance of credit cards to persons under the age of 21, and providing for additional consumer protections. This bill is being reviewed by the Senate Committee on Banking, Housing, and Urban Affairs.
U.S. Representative Brad Miller (North Carolina) introduced H.B. 1728, the Mortgage Reform and Anti-Predatory Lending Act,4 on March 26, 2009. This bill would amend TILA (Truth in Lending Act) by adding new rules governing consumer mortgage practices aimed at adding accountability to those practices, in addition to minimum standards for consumer mortgage loans. The bill is being reviewed by the House Committee on Financial Services.
Upcoming Events
The 2009 Community Development Policy Summit
June 10th Cleveland, Ohio
Crown Plaza Hotel
There has never been a more critical time to convene key players in the field of community development. The next generation of community development policy and practice will be reshaped by legislative and regulatory proposals currently under consideration.
Plan to join us in Cleveland June 10th for the Federal Reserve Bank of Cleveland's 2009 Community Development Policy Summit, a timely, meaningful opportunity to share knowledge and help formulate industry positions that will impact low- and moderate-income communities for years to come.
Critical questions that will be addressed include:
How should the CRA legislation be modified—or even replaced—to encourage community reinvestment over the next 30 years?
What other vehicles besides homeownership make sense for accumulating wealth among LMI individuals and families?
What are some workable policy solutions for regions of the country especially hard hit by job loss, population decline, and foreclosure?
For additional information: http://www.clevelandfed.org/Our_Region/Community_Development/Events/Policy_Summit/2009/Index.cfm.
[1] Representative Johnson Press Release:http://www.house.gov/list/press/tx30_johnson/03022007a.html
[2] http://thomas.loc.gov/cgi-bin/bdquery/z?d111:h.r.01106:
[3] http://www.legislature.state.oh.us/analysis.cfm?ID=128_HB_3&ACT= As%0Introduced&hf=analyses128/h0003-i-128.htm
[4] http://thomas.loc.gov/cgi-bin/bdquery/D?d111:5:./temp/~bdU3YN::


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SkiSoutheast Articles
Snowshoe, Beech, and Sugar See Snow
It has finally happened - snow has reached the ground in the Southeast! Snowshoe has seen the most of the white stuff and has brought their guns to bear full bore. Take a look at the 3 day time-lapse video and see just how quickly it happened for them.
Our very own Joe Stevens who provided us with the cover photo says, "With the ski season set to begin in a month, Thanksgiving week at Snowshoe, the cold temperatures allowed the snowmakers at Snowshoe to get the snowguns going today as the temperatures dropped below freezing at the higher elevations. The summit of Snowshoe is 4848 feet. The snowmaking comes on the heels of the season's first snowfall that began during the day on Wednesday."
The North Carolina mountains and resorts have not seen the same level of activity but things are definitely starting to pick up. Beech says they got up to 1 inch and by the looks of the Beech Mountain Parkway, I say they are just about spot on. And by the way, Beech is hosting the USA Cycling Collegiate Mountain Bike National Championships this weekend (a must see if you're in the area). I imagine the weather and snow are going to make for some interesting runs – especially the dual slalom and downhill.
Sugar is claiming that they received 2 inches of snow last night and that they are getting ready to turn on their machines. With regards to the claim of 2 inches, here are some stills of their base and summit cameras. Looks like they may have overstated as usual. I guess it can be hearting to know that from season to season, some things never change.
Things should start kicking in big time from here on out. We'll keep you guys and gals up to date as things develop and as we hear of firm opening dates.
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How To: Refinish Upholstery Using Paint
We're going to say this upfront: we're skeptical. In searching for inexpensive ways to refinish, cover, or otherwise mask the terrible upholstery of our Craigslist sofa, we recently came across an idea that had strangely never occurred to us: paint it...
There's a great article on DIYNetwork that explains in detail the process required to take ordinary paint to upholstery; the secret being cutting the paint (latex wall paint for base coats, acrylics for color and detail) with a textile medium like GAC-900, which better adheres the paint to the fabric while keeping it soft and pliable...
There is also a product made specifically for this purpose, Simply Spray's Upholstery Fabric paint, though if judging by their website alone, we're torn between thinking the paint is ingenious and thinking it's repurposed spray-on hair.
While we won't be attempting anything as graphic as the sofas pictured, we still have our doubts as to the effectiveness of this project, with visions of crunchy fabric and blotchy color. But we figure even if the project becomes a complete disaster, we'll only be back where we started from, which isn't so bad. Reupholstering a large piece like a sofa is expensive, and unless you have decent sewing skills and a lot of free time, having a slipcover made isn't going to be much less.
We'll be attempting this over the weekend, with photos to follow early next week. Have you ever tried this? How did things turn out?
24 Comments
Where did the sofa in the first photo come from? It's AMAZING.
yeah that first photo is awesome. Looking forward to reading about the results.
Ditto the first comment.
I hope this works out! It looks like a cool idea.
I agree with the thought of crunchy fabric, but it's a worthy experiment!
Pic number one is Bad Ass! I want it.
That little white loveseat was wonderful - then they had to put graffiti all over it...
...just sad.
Fiber artist here. Textile paint is well known and tested and has been a staple for decades at least. There are lots of types out there. Some are thin water-color like washes, others more full bodied. But all dry soft and pliable with no crunchies. I do a lot of silk painting for wearable art projects. Paint is easier to control and more color-manageable than dye. They are available at your local art supply house. Yes, you can make your own by cutting latex, but you lose control of the color and depth. I suggest you just buy some textile paint and go make woopee!
do the colors run? how do you clean it? this may seem like a dumb question, but, what if you are watching a very intense football game while wearing shorts and you sweat on the painted upholstery? will your legs turn colors?
Alternatively, here's another method: my own, actually, invented in 1999 & posted on the late, great AOL Decorating Board soon after that, and from whose corporate archives my explanation was retrieved a year after <I>that by the lovely & talented HOST HOME DECOR. She was the best.
Anyway, these instructions have been bouncing all over the intenet for nine years now, and I've never heard of a single instance where it wasn't a success--if people follow the directions. If you try it, be sure to post pictures of your own when you're finished.
Forget all that nonsense about teensy bottles of expensive paint medium from the crafts store. You don't need anything more than regular latex semi-gloss paint and a lot of guts.
I found a beautiful Baker Chippendale camelback sofa, with cool curved arms and a fat down cushion, but it was covered in a hideous glazed chintz in the ugliest colors I ever saw. I found some great yellow wool damask to reupholster with, but it would have cost me $3OOO for the job, so I painted my sofa instead.
Everyone freaked out when I told then the plan, but it worked. I was already planning on painting my room dark green, so I decided to go with the red leather look. First, I painted the whole thing with bubblegum pink semigloss latex paint, using the widest foam brush I could find, and brushing it on in long strokes front-to-back and up down. Think of that as the primer coat. I let it dry 2 days, and sanded it super lightly with fine-grade sandpaper to get rid of the burrs--there were a lot. When I couldn't feel any more sharp things, another coat of paint, spread thin. Dried and sanded again. Then I spread--with my hands--a thin coat of raspberry red semi-gloss paint I had deadened a little with brown to make it a little less vivid. Because it was a deep color, there wasn't much white filler in the paint, and it was almost like a glaze or stain, instead of paint, which is just what I wanted anyway. I just smoothed it on, like suntan oil, and worked it into the pink paint. I let it build a little thicker at the back, on the inside of the arms and at the back edge of the loose cushion, so that the paler, thinner red took on an air of wear at the high points.
I let it dry 2 days, then CAREFULLY sanded the few new sharp things, and touched up those spots with my fingers. I let it dry 2 days, then waxed the whole thing with regular paste wax. After it was dry, I polished with a soft cloth, then dusted with talcum, and vacuumed it all off. It was a little stiff the first few days, but now it not only looks like red leather, it feels like it.
This worked great on glazed chintz, and probably would work on any smooth fabric, except that some may have more burrs and therefore require more sanding, but I wouldn't try it on anything with a heavy texture. And no, the paint doesn't come off. And it's not stiff, either. Think about it--it's latex paint, and essentially, that's what's in those little bottles of fabric medium.
That first sofa would undoubtedly sell for a fortune if you found it in a high end contemporary furniture boutique. Not so wild about the other efforts.
This really seems like a solution only for the most artistically skilled. Even if the paint mixture works beautifully, anything less than a first class execution is going to look bad. A tattoo artist would be a great one to test this out.
your tutorial is great magnaverde, ill begin to try it with any old chair, then i'll paint something noticeable, thx again!
oh my goodness, i hope this is actually something i could master. i have a wingback chair that needs it grandmotherly flowers covered up.
I love that first sofa! Magnaverde, thank so much for the directions!
I think this could be a good option for someone with small children or pets, since paint is not as permeable as fabric. It's also a great opportunity to hire an artist if, like me, you are not so great at art. :)
I love that first sofa, graffiti and all.
Thanks very much for visiting my blog http://absolutelyawesomethings.blogspot.com/ and linking it on this topic. I real appreciate! . I love your website!
Keep visiting
I actually used the Simply Spray fabric paint to change a dull dirty second hand sofa to a rich chocolate brown piece.
A case of paint cost me about $60 and all it took was an afternoon. The color has stayed with no fading. It took a little figuring out in the beginning but that's what the back of the sofa is for!
I bought a small can at a craft store to test the fabric first ~ according to the website it won't work well on anything but natural fabrics but it worked on the synthetic fabric just fine.
....the phrase 'craigslist sofa' gives me the creeps.....
Those sofas are awesome. Really got my artistic juices flowing. I have used the fabric spray saint both on upholstered furniture as well as my van's interior. It actually did work quite well. It dried soft. It does not come off on wet clothing. You have to wait 3 days before it is dry. I made the mistake of driving my van early and freaked out when my arm turned red. Then I read the instructions and waited and it was fine.
I would highly recomend this the Simply Spray for painting fabrics. I got mine at www.fabricspraypaint.com My advise:
Read and follow the directions when you try this.
Wrap your finger with a cloth. The trigger hurts after a while.
Now I got to go find a craigslist couch to paint psychedelic.
great idea :)
I just painted a ten dollar goodwill chair (scallop-backed) using the DIY technique (2 parts paint to one part textile medium, which I bought online and received in the mail yesterday). It turned out beautifully and much better than expected. I will heat treat the areas that will come in contact with the body (back and seat) to prevent the paint from wearing off although some people say it's not necessary. I highly recommend this technique and I cannot wait to find another bargain so I can transform it with paint!!
I painted a wing back chair. See my blog post:
How did everyone's experience painting their sofa turn out? I am looking to buy a sofa and paint it to fit the decor of my room. There is also this company I came across on Wired Magazine. Anyone know if it is any good? Would appreciate any help on buying and painting a sofa!
whoops, http://www.furnishpal.com/ here is the link to the company. Not sure how good they are.


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"Irish blood, English heartMorrissey is a British singer and lyricist who first became known when he emerged in the early 80s as the lead singer of The Smiths. He went solo shortly after the breakup of the group in 1987 and has been going strong ever since.His controversial opinions about subjects ranging from immigration to vegetarianism, as well as his contrary and somewhat arrogant nature, mean that he is very much the type you either love or hate. Although misanthropic, he is charming and genuinely affectionate towards devotees and the few people who have gained his trust.Many are of the opinion that his music has a lot of subtext, though Moz himself has said that he believes that sexual orientation doesn't matter. Indeed, his lyrics tend to be gender- (and thus orientation-) neutral. Despite - or perhaps due to - his desire for privacy, debate still rages on as to his sexual orientation. Is he gay? Bisexual? Asexual? The best answer is perhaps simply that he's Morrissey.His fans tend to be very loyal, much to the annoyance of the music press and some non-fans.Discography:
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Atil Y. Kargi, M.D.
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Dr. Kargi practices in the areas of general endocrinology and diabetes with a special interest in diseases of the pituitary gland.
Dr. Kargi has outpatient clinics at Diabetes Research Center (DRI) Clinic and the University of Miami Sylvester Comprehensive Cancer Care Center. As coordinator of the inpatient endocrinology consultation service Dr. Kargi cares for inpatients at Jackson Memorial Medical Center, University of Miami Hospital and the Miami VA Medical Center.
Dr. Kargi specializes in the following endocrine disorders:
Diseases of the pituitary gland including pituitary tumors and hypopituitarism
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Endocrine Disorders which Dr. Kargi does NOT specialize in:
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APPLETON, WI (WTAQ) - A Minnesota woman charged for her role in the death of a Greenville woman has pleaded not guilty.
Prosecutors say 38-year-old Rosie Campbell was hired to kill Lara Plamann, but Campbell told investigators that she backed out.
In 2007, Lara Plamann was killed.
Plamann's domestic partner, Dianna Siveny, and Siveny's daughter Kandi, are also charged. They are due in court Monday to enter pleas.


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BY Quynhanh Do | Apr. 15, 2014 | 4:37
Dramatic moments from Oscar Pistorius's seven days of testimony in his murder trial.
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Cardiovascular Risk
ACP Quality Connect: Cardiovascular Risk (formerly Closing the Gap: Cardiovascular Risk) is a team-based quality improvement (QI) program aimed at identifying and addressing gaps in cardiovascular knowledge and practice among physicians and their staff members to ultimately improve the care of patients who are at risk for or have cardiovascular disease. Participants can earn 28 CME credits and 20 ABIM Practice Assessment points for MOC in 3- 6 months.
Those taking part will report on performance measures that focus on improvement in a variety of clinical areas including smoking cessation, blood pressure measurement, lipid profile screening, influenza and pneumococcal immunization.
Join this ABIM MOC practice improvement program and you will receive:
- Free coaching from ACP QI experts via conference call
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Enrollment in Quality Connect: Cardiovascular Risk is available through December 31, 2014. To enroll, email email@example.com with the subject line Enroll in Cardiovascular Risk.
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1998 Krug Vintage
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A lasting token of your affection, this beautiful Peace Lily and Dieffenbachia planter is easy to care and blooms reliably indoors. Grandma and Grandpa will be reminded of your love every time they see the thriving planter, making this gift an excellent choice for Grandparent's Day.
Upgrade to Deluxe or Premium for a larger, more established plant.Gift #6216
Peace Lily Planter for Grandparent's Day is a hand delivered gift. These gifts are delivered by one of our local design centers located throughout the United States and Canada.
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