text:
Dumb Things I Sometimes Do
Published on - April 6th, 2007 (by J.D. Roth)
I've made great progress with my personal finances over the past year. I am paying off debt. I established an emergency fund. I even opened a Roth IRA. But I'm not out of the woods yet — I still do stupid things from time-to-time.
Spending for the sake of spending
For example, I just returned from a trip to the bank. I deposited a couple of checks which caused my balance to increase to what, for me, is an enormous sum. (Next week I'll share my dilemma over what to do with this money.)
Rather than come directly home, I had to stop at the comic book store. This isn't necessarily bad. I've been training myself to buy only comics I genuinely want, not to buy for the sake of buying. Today there wasn't anything that I had to have. I should have left empty-handed. I didn't. Instead I found a couple of books that looked mildly interesting. I spent $50.
This is stupid. I know perfectly well that the several new collections I want are due out later this month. I should have saved for them. But because I was feeling flush, I craved the rush of a new purchase. So I spent $50.
Past due
Last summer I wrote about paying bills as they arrive. This money hack has works well for me. By paying bills when they arrive, I don't feel pinched. The money goes to necessities first, so I know anything left over is mine to do with as I please.
This works like a charm. Mostly.
The one bill I haven't been paying as it arrives is the home equity line of credit. Instead, I wait as long as possible so that I can accumulate cash to throw at it. The problem is that sometimes I forget to mail it. Last month, for example, the bill was due on the 18th. On the 19th, I was sorting my financial papers for something else, and noticed my home equity bill had not yet been paid.
Fortunately, I was able to make a bank transfer that day, which meant the money cleared in time to avoid late fees. (I have some unknown number of days beyond the due date in which to pay.)
Again: this is dumb. I could easily have missed the payment completely, resulting in late fees or (worse) an increased interest rate.
Easy come, easy go
I have a lot of books. I'm sometimes reading five or six books at once. To mark my place, I usually grab whatever piece of paper is at hand. Sometimes, apparently, I mark my place with $140 checks.
In February, I was gathering a stack of books to return to the library. One book slipped and crashed to the floor. As it did, its pages ruffled briefly and a check fell out. It was a check I'd received in the mail the day before. If I weren't so clumsy, I would be $140 poorer. (And four years from now, some library patron would have opened the book to discover $140!)
Nobody's perfect
Everyone makes mistakes. The recovery process — moving from a life of debt and compulsive spending to a life of responsible money management — takes time. It doesn't happen overnight.
When I used to make these sorts of mistakes all the time, I'd let them get me down. Doing something dumb like spending $50 on comics that I didn't really want would have been enough to send me into a tailspin. I'd feel bad, which would cause me to spend, which would make me feel bad, which would cause me to spend. And so on.
These over-reactions are rare now. I accept the fact that I'm going to do stupid things. I trust that I'm on the right path, that my financial situation is improving. Little errors aren't enough to draw me off-course anymore. I have my goals, and I'm sticking to them.
This article is about Odds and Ends, Real-Life
Speaking of comics, do you have any favorite comic company? i.e. Marvel, DC, Darkehorse, etc. As a fellow comic book fan, I'm curious why you don't have a blog dedicated to it…
Hey J.D. could I borrow a book or two or three?
As long as you've learned your lesson you can take the right approach next time. Perhaps instead of going to the comic store, you can look online for the release dates of those you really want and mark them on a calendar. That way you can't impulsively walk out with $50 of extra purchases.
Over the past few years I've been able, for the most part, to conquer my impulse to spend for the sake of spending. My main area of impulse spending has been food and wine: some imported, sharp Gorgonzola here; some Spanish serrano ham there; a French pastry in addition; a $15 bottle of vouvray; and so on.
I've been trying to lose weight recently, and this has helped me minimize the food and wine purchases. However, I still occasionally have the urge to spend for the sake of spending, especially since a Trader Joe's and Whole Foods have opened nearby.
So I've begun to factor impulse/wanton spending into my budget. I allow myself around $40-$50 of impulse food spending per month, and I allow myself around one bottle of wine (at or below $15) per month.
It should be noted that this money is not the same as my regular grocery budget. You could, similarly, have a separate comics budget (which you seem to have already). The "mad money" allotment would apply to all "organized" impulse spending beyond the comics budget.
Perhaps developing this strategy wouldn't work for comics. Some of my "impulse" money for food goes to ostensible essentials such as organic apples; it may be hard to define "essentials" for comics…. But allowing myself some budgeted "mad money" per month allows me to remain disciplined with the rest of my budget.
If you do something similar (perhaps you do already), maybe you should develop a system whereby you "fine" yourself if you go over your "mad money." Say you've depleted your comics allotment for the month, and you've gone over your impulse allotment: fine yourself some money from your checking account, depositing it into a less accessible account. At some point, if you're considering making a purchase beyond your comics and impulse categories, ask yourself if you can afford the $29 "fine" for exceeding your budget lines. You could even "get official" with this technique and mail a letter with bill to yourself, as a post-impulse reminder of your excess. (or perhaps get your wife to mail it!) It may not work, but perhaps it's worth trying.
So return the books today and save the money for the comic books later.
heh, I'm with Jennifer! While that may not be possible, is there any chance you could turn your comic book fetish into something a bit more challenging and fun? For instance, the store where you typically shop, can you negotiate prices? If not, can you find a cheaper source?
That's part of the fun for my wife and me. Whenever we need something, it makes the process a bit more enjoyable if you can barter with sellers or find a cheaper (perhaps more creative) alternative. Heck, I feel like I'm preaching to the choir…this site and Ramit's are what got me started down that path.
Glad to hear that you're on the right path with your accounts…I wouldn't worry about the occasional slip-up.
I use an online calendar like 30boxes.com, have all my monthly bills on there, and have alerts sent do my email. I get an email saying hey you have this appointment which actually means Hey pay your bills you moron.
J.D. — does your library not carry comics??? My wife is a librarian here in New Mexico, the 2nd poorest state in the union, but even our libraries carry all kinds of comics, hardback collections, and even the regular "soft back" individual titles. Is it that you have to actually OWN the books? But why? I used to collect comics when I was a teen, but my collection was hidden away in my closet in these long white boxes w/ lids. I never even took those lids off to even look at the covers of those books again or even run my fingers over the plastic bags I kept the comics in. I didn't display my comics, share my comics, or even ever re-read/look at my comics because they were too "valuable." Ha! Anyone who's ever sold comics back to a dealer knows that comics ain't the stock market. Point is, that collection didn't reward me or others in any way. In the end I was just getting a "buzz" from acquiring the damn things, but I had long stopped appreciating the comics themselves. Now I just pretend that the library is an extension of my house, and I got a huge collection of books and music and dvd's that I can enjoy anytime I want, and my "collection" doesn't rob me of any time, space, or energy.
I just came over here from http://www.adistantsoil.com/blog
Comic book artist Colleen Doran is also blogging about money, only she is talking about money issues for creators. There's a link to your blog, so this is the first time I came here. It looks like good advice all around. There is a lot to think about! Thanks!
Ah, JD needs to read Aslett's books on collecting stuff
I get about 95% of my books from the library, but I think that comics are a great splurge when you need a little treat– they're a little bit frivolous, but that's the point, and $5 (not $50!) isn't much to spend for lying in the sun, eating a sandwich, reading a comic books, and feeling wonderfully frivolous.
Well I know all about being stupid with money, but things are MUCH better than they were a couple of years ago.
Unfortunately because of past stupidity, our credit isn't so hot, so one thing we are doing to try and re-build it is allow ourselves about $60 per month of splurge items, which we put on our credit card and then pay it all responsible and adult-like. We are boosting our credit score with the on-time payment history, plus, we get that little rush of "haha, I got something new, and I didn't even pay for it!" Of course we pay when the bill arrives, but we get to enjoy our "free" stuff for a couple of weeks, and we make sure to keep the price down so it's not so bad paying the bill when it comes in.
I'm going to the library today to look for checks!!!! Seriously though, I need to implement the paying bills when they arrive technique. Right now my bills get piled onto my computer desk…….. recipe for disaster. I have recently started pulling just the first page of the bill with the amount due and due date out and throwing the rest of the mess away. At least that way I don't have envelopes and special offers cluttering the desk as well.
Thanks for sharing your mistakes! I'm a new reader of your blog, and I REALLY appreciate it. What I like most is that you share genuinely useful information, but you seem to be an average person. What I mean is that you aren't some financial genius the rest of us can never hope to be. Your site makes me believe it is possible to learn what I need to know about finances. THANKS!
As far as timely payment of bills, have you investigated online payment services such as http://www.mycheckfree.com? This is a free service that I have utilized to pay my utilities. You can schedule your payment when you want and the service will deduct it from the account you specify. I've been using it for years, I love it!
Also, Citibank is a great online bank (www.citi.com) that I have signed up with. The best deal is when you open up a checking and a savings account. That way, you get a savings account that pays you 4.75% interest with no minimum balance. The account also has online bill payment features similar to checkfree.
Check to see if your creditors accept payments from Checkfree or Citi. If not, many have an online payment option.
To fully maximize the above, I have online services (checkfree, citi, etc.) deduct my payments on the due date. In the meantime, these funds are earning interest and my payments are always on time!
Good to hear that you are making progress in putting the right priorities in focus as there isn't much that is more important than financial independence!
One suggestion I would give is to open a savings account which you can put any extra money in. Try not to look at the balance of this account. That way, you are always saving and you won't really feel like you have money to waste. Another is to open an index fund acconut that lets you contribute small sums without charging you crazy fees each time.
If that doesn't keep you from knowing you are rich, then I would really suggest contributing in your 401k and IRAs. Once you put them in, you can't really withdraw them unless you want to pay a penalty, so it becomes like a safe vault for you to deposit money. You never have to worry about using it because most people probably won't withdraw knowing they will pay a penalty (at least until you are 60 years old, when hopefully you won't have as many impulsive buys).
@Dickey — one thing that I so, so LOVE about Don Aslett is how he even "warns" people against "motivators" such as himself … you know, when he talks about how "engines don't run on starter fluid," and that motivational books can become an addiction, like a drug, that people need "fixes" of all the time. I love how he tells people that spending too much of their time reading his books will actually KEEP THEM FROM ACHIEVING THE STUFF HE'S TALKING ABOUT. Amazing.
My vice is original art. A few years ago I started buying original art here and there. On average I probably go to an opening or two a month. Recently my wife and I have started trying to watch our spending much closer (she's much better at this than I am) as we've had a kid and purchased a house.
All that said I still slip up regularly. A couple months ago we went to an opening and the gallery had not only new stuff by the featured artist but a variety of other new stuff from artists I hadn't seen before. I went through there going "oh man, I totally love this. and this. and that" and then I ended up spending almost a grand on three pieces (note that I did NOT put those pieces on credit and used my debit card as we had the funds in our checking account).
I'm getting better but some things die harder than others.
Paying Bills as they come in? Why oh why?
People act as if this is an end all be all strategy for paying your bills on time. But we're human. Machines are much better than we are at doing this sort of thing.
Beyond Electric, Gas and Water, most bills are fixed these days (phone used to vary, but for most people no more).
Make sure you have three bank accounts at your local brick and mortar bank. One we'll call "Deposit/Variable", one we'll call "Check Cashing", and one we'll call "Savings".
Put $100 buffer into Check Cashing (in case you make a mistake)
Put $1000 as a mini-emergency, oops my paychecks didn't line up fund, into savings.
Setup direct deposit into the checking account, or make your deposits into there.
Calculate the total fixed expenses for the month. Setup an automatic transfer from "Savings" into "Check cashing" for that amount. Have it occur on the 28th or so of every month (shortly before your biggest bills are due)
Setup automatic payments to each of your fixed bills. You *really* don't need to include the bill, just your account number on the memo line.
Now here is the beauty of the system. All your bills will be paid on time without you doing anything. Set an automated payment to occur for the day before they're due (most banks mail appropriately to get them there by the date specified; some still mail on the date you specify, in that case, set it with ample time to arrive).
If you have direct deposit with work, setup the amount of your monthly fixed expenses to go into that savings account (+ whatever you'd like to actually save in there). Set the rest to go to your "Deposits/Variable" account.
Pay your variable bills out of the Variable account. A trick I use to never miss a payment is set a small, yet sufficent ammount to go to each CC that has a balance, each utility that I'll definitly use, etc with all the fixed expenses.
Then after a check clears (such as today), I go make some bigger payments to pay off CC's, etc. I even can set an "alert" to come out of my bank when a check is deposited to my account (so I know when Direct Deposit occurs) so I can go make these bigger payments.
I *never* miss a bill this way or pay a balance transfer fee. You always can pay more to an account somewhere then they've asked yet. Bills are simply what you're sent when you have a balance. You don't have to have one before you pay.
Also, quickly putting all the money into the Check Clearing account means it look like I have drastically less sitting in my accounts, thereby making spending look much less appealing.
I recently fretting on my blog about my impulse purchase of the complete DS9 series — I still feel guilty. They have arrived. They are sitting there unopened while I take a few days to contemplate a) returning them b) reselling them c) just enjoying them.
I was able to pay for them with "found" cash — the issue is I could have also paid off debt with that found cash. Now, this is in the same month as having already put close to $2K at the debt so it's not like I'm a debt-payment slacker.
I think ultimately that it's important to have and live on a budget, but also to just know that sometimes you have to slip off track a little. I mean — you are going to get pleasure out of those purchases, right? And they weren't extravagant.
You have to be careful with this line of thinking and not excuse too many impulse purchases, but we aren't bill paying machines either.
Of all of the bills you SHOULD be paying the day you receive it is probably should be your HELCO, seeing as how each day you wait to pay it the more interest that gets to accrue.
I recently paid off my HELOC, but when I had it I would mark the day the bill was generated on my calendar and make the payment online that day to save interest expense. Also there's nothing to say you can't pay the bill the day you receive it and then send a 2nd payment when you got more cash available for it. Any debt bill should be the first ones paid each month, stuff like utilities can technically wait because they are giving you a mini interest free loan.
You might consider two things.
First, an allowance. So that "extra" money is not for spending, and every month you know how much you have to splurge or save up for things.
Second, a replacement for buying new things. For myself, looking forward to when new books and movies show up at the library works well. Also, if I didn't find anything I want at the book store, stopping by the library if I don't want to go home without something new to read.
relax dude.. it's only $50 =D
Well, sometimes I think you need to spend some money just to let yourself remember that you can–as long as it's money you've actually GOT, and not revolving credit. Sometimes we get so caught up in NOT spending money and the thrill of saving and watching interest accumulate that we start feeling deprived when we're actually not. In the long run, $50 on something you truly enjoy and will continue to enjoy for a long time (my husband is a comic collector, and often goes digging through the longboxes in the attic for something he's read 40 times since 1986, so I know how long the enjoyment can last) isn't that much. It's not like you went out and charged a $2000 plasma TV when the bills aren't paid yet.
You want dumb? I forgot to send in the rebate forms on our new PC in a timely manner, and they expired. The rebate would have been more than $160. Now THAT was dumb.
I would make a good habit of sticking any check into my wallet immediately
JD: I know how you feel about comics. If I happen to step foot inside a comic book store, I happen to gobble up any Jim Lee books I still don't have in my collection. So what I decided to do is to limit my trips to comic book stores. But I know once SD comic con comes around, I can get better deals on books from the vendors there offering huge discounts.
I think it's ok to reward yourself once in a while. For me, going to SD comic con is it. =) 'nuff said.
Bill Paying (not comics)
I moved all our bills to be due at the same time each month. All of our bills arrive before the 28th of the month and they are due about the 15th of the month.
We get paid on the first of each month. On the first, I pay all of our bills.
This greatly simplifies the whole bill paying process.
I called each of the companies and asked to have my billing date moved. The only one that was a (slight) problem was the gas/electric bill since they actually come out and read your meter. But they did a average charge that we pay monthly that they correct with actual meter readings twice a year.
JD- For the comics, once you're done with them, could you sell it to one of your comic-loving friends? If not, perhaps you could donate it to a hospital or something. I'm sure there are sick teenagers who would love to have something like that to read.
I am really impressed with this post. It takes a big man to stand up in front of the entire internet and reveal your mistakes! It takes an even bigger man to not let those mistakes turn into huge failures. This is proof to me of your becoming more responsible financially. Thanks for the insight into your process, it is very motivating for me!
I've been trying to beat my finances into shape. I've been reading this site for about three weeks now, and find it an interesting mix of strategies.
My most recent example of dumb was being too rushed to write down an entry in my register when an ATM failed to print a receipt. This came back to bite me when I realized that I was short and my car insurance payment was about to bounce.
I called my credit union and was able to set up an overdraft line of credit. I had to haggle a bit when they said it was required to be an auto-pay. I got into the mess by doing something stupid, going on to something insane was not on my list of good ways to get out of the mess. They let that go and I got the LOC in, which was a good thing, the insurance cleared that night and ate $37 into the LOC. A week later a woman had a seizure at a traffic light and wrecked my car, to the point where I'm in deeper debt because repair was over double the value of the car. (I bought another car.) I'll deal with that loan when I finish the others I am paying down.
I recently have finished my home mortgage, and am starting serious savings (that I should have done years ago, but, such is life, I'm getting in gear now).
My current strategy for paying bills is: I have a spreadsheet with all my recurring bills and approximate amounts listed. I am on a locked two-week payroll, so most months I get two paychecks a month, and twice a year, I get three paychecks (well, direct deposits really). For each of the two regular paychecks, I have a list of which bills are to be paid out of them. If a bill fails to show up on time or at all, I still have the reminder in the spread sheet. On months when I get a third check, I send it to my savings.
I use an old form of Checkfree for my payments, it costs $5.95/month, but I can pay anyone in the US and have fine control over when my payments are processed. However, one drawback is that they do their own fee as an auto-pay. This has come close to wrecking me several times, I hate to think what the consequences would have been if I'd had a large amount on that system. This is why auto-pay is on my insane financial acts list.
On the plus side, it makes some tricks easier to do with on-line payment. I am paying off one debt (Discover) with two payments a month, easier than with paper, and less problematic that holding money for a payment in the future.
I have learned to value separation of functions in accounts. Despite the auto-pay risks, using Checkfree this way does not leave me at the mercy of a credit-union/bank specific e-payment solution. Nor am I subject the the peculiarities of having the vendors pull from my account, and screwing it up. (Yes, this happened to me once, another entry on my insanity list.) If I absolutely have to have an auto-pay like process, I run it through my debit card.
I have a separate account for my debit card. I regard it as insane to put a debit card on the household checking account. Aside from the increased risk of undercutting yourself by accident, one card scammer can trash your critical payments. While some banks offer the same protections on a debit card as a credit card, they are less willing to cover the hundreds to thousands the bounced payments can run up. (This one I learned from the experiences of others.)
Not having goal-based savings until recently was one of my long-term dumbnesses. Now I am using two on-line savings accounts (risk spreading) with spreadsheets documenting "mini-accounts" within those as goal-tracking tools.
I have lots more dumbness that I've been curing myself of, but there's only so much space on the server here.
And THAT is why I stay away from the shops, no matter how much I want a new TPB. It's just not safe! As with Francis, for the most part my comic splurge is limited to Comic Con, otherwise the temptation would inevitably outlast my willpower.
Paying your bills as they come in only works if you open your mail. Unfortunately my husband does not open his mail. He just leaves it laying around in piles. This is one very big reason for us to have separate finances.
I've found that automatic billpay, free through my bank, has been a savior in the area of late payments.
On whichever debt I'm paying down, I set the billpay for weekly and make weekly payments that seem much more doable that one large monthly sum.
No more late payments for me and no more expense on checks or postage!


text: Billabong was founded when surfer dude Gordon Merchant begun tailoring shorts in his apartment on the Australian Gold Coast. The shorts were up to par with the gnarly aussie surfing and 35 years later Billabong is still striving to create even better clothing without ever loosing their roots in the ocean. Billabong has strong teams both in surfing and skateboarding with, among others Bede Durbidge, David Rastovich och Donavon Frankenreiter in the water and Chad Bartie and Bucky Lasek.

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29th Meeting of the Ramsar Standing Committee -- Decisions
|29th Meeting of the Ramsar Standing Committee
Gland, Switzerland, 26-28 February 2003
Decisions of the Meeting
Agenda item 5: The Bureau's Work Plan 2003
Decision SC29-1: The Standing Committee approved the Bureau's Work Plan for 2003, subject to the amendments concerning sustainable trade, synergies with MEAs, and time allocations.
Agenda item 7: Designation of the new Secretary General
Decision SC29-2: The Standing Committee determined to offer the position of Secretary General of the Convention on Wetlands to Dr. Peter Bridgewater.
Agenda item 6.3: Election of STRP members, Chair, and Vice-Chair
Decision SC29-3: The Standing Committee agreed to invite the following experts to become members of the Scientific and Technical Review Panel (STRP) until the next meeting of the Conference of the Parties:
Africa: Mr Manikchand Putto (Mauritius), Dr Heather MacKay (South Africa), and Prof Steven Njuguna (Kenya)
Asia: Dr Cui Lijuan (China), Prof Ho Sinn-Chye (Malaysia), and Mr Najam Khurshid (Pakistan)
Europe: Prof Eckhart Kuijken (Belgium), Mrs Tatiana Minaeva (Russian Federation), Dr Maria-José Viñals (Spain), and Mr David Stroud (United Kingdom)
Neotropics: Dr Jorge Jiménez Ramon (Costa Rica) and Prof Teresita Borges (Cuba), with Prof Francisco Daniel Rilla Manta (Uruguay) to be added with the accession of the next Party from that region
North America: Dr Francisco Contreras Espinosa (Mexico)
Oceania: Dr Max Finlayson (Australia)
The SC selected Dr Max Finlayson to serve as STRP Chairperson, and Dr Heather MacKay to serve as Vice-Chair.
Agenda item 12: Establishment of a Ramsar Centre for the Western Hemisphere
Decision SC29-4: The Standing Committee endorsed Revision 2 of the proposed agreement between Panama and the Ramsar Bureau on the establishment of a Regional Ramsar Centre for Training and Research on Wetlands in the Western Hemisphere, to be based in Panama.
Agenda item 8: Format for National Reports
Decision SC29-5: The Standing Committee adopted a National Planning Tool and National Report Format based on the model presented in DOC. SC29-7 and with the benefit of the suggestions made during the discussions.
Agenda item 8 bis: Implementation of Resolution VIII.45
Decision SC29-6: The Standing Committee established a Subgroup on Resolution VIII.45 to work intersessionally by correspondence, and by meetings if needed and feasible, and to be composed of: Morocco (Africa), Iran and Japan (Asia), Austria and Romania (Europe), Argentina (Neotropics), the USA (North America) as Chair, with a representative from Oceania to be named after consultations in the region, and BirdLife International representing the International Organization Partners.
Agenda item 9: Preparations for Ramsar COP9
Decision SC29-7: The Standing Committee decided that COP9 should be held in the last quarter of 2005 and agreed to await further discussions with Uganda before setting specific dates.
Decision SC29-8: The Standing Committee named the following Parties to serve on the Subgroup on COP9: Uganda (as Chair) and another to be named, for Africa; Japan for Asia; Spain for Europe; Nicaragua for the Neotropics; the USA for North America; one to be named for Oceania after consultations in the region; representatives of the International Organization Partners; and the Secretary General ex officio.
Agenda item 10: Financial matters
Decision SC29-9: The SC noted the provisional report on income and expenditure for fiscal year 2002 and requested the Bureau to circulate to the Subgroup on Finance the draft audited accounts for this fiscal year as soon as they become available.
Agenda item 10.2: Ramsar Bureau budget 2003
Decision SC29-10: The Standing Committee determined that Bureau budgets for 2004 and 2005 should be brought before it for approval, with information on any changes that may have occurred in relation to the forecasted income, including information on overheads on projects and any additional revenue from new Contracting Parties.
Agenda item 10.3: Modus operandi for the Ramsar Endowment Fund
Decision SC29-11: The Standing Committee approved a timetable for further work on the modus operandi for the Ramsar Endowment Fund whereby the Chair of the Subgroup on Finance will receive suggestions on the proposal prepared by the Bureau (document SC29-11) until 31 March 2003, circulate to the Subgroup a compilation by 10 April, and oversee the Subgroup's attempt to arrive at a consensus final draft for transmittal to the Standing Committee Chair by 31 May 2003, after which the Chair of the Subgroup on Finance will seek guidance from the Chair of the Standing Committee on how to proceed further on the issue. Participants include the Subgroup members (Argentina, Canada, Ghana, Indonesia, Papua New Guinea, and Romania) plus Armenia, Austria, Islamic Republic of Iran, Japan, Netherlands, Switzerland, U.S.A., and WWF.
Agenda item 10.5: Operational Guidelines for the SGF for 2003-2005
Decision SC29-12: The Standing Committee endorsed the revised Operational Guidelines for the Ramsar Small Grants Fund to be used for the period 2003-2005.
Ghana's statement concerning a desk officer for Ramsar and NEPAD
Decision SC29-13: The Standing Committee noted the statement made by Ghana on the desirability of a desk officer to act as a liaison between Ramsar and NEPAD and instructed the Bureau to follow the matter up.
Agenda item 6.1: Priorities for the STRP Work Plan 2003-2005
Decision SC29-14: The Standing Committee approved the revised "Advice from the Standing Committee concerning the priorities for the STRP Work Plan 2003-2005", with the agreed new wording for para. 11 .
Agenda item 6.2: Establishment of the STRP Support Service
Decision SC29-15: The Standing Committee adopted the proposal for establishment of the STRP Support Service and terms of reference, as shown in DOC. SC29-5 add.1 rev.2 and as amended during the meeting, and instructed the Bureau to conclude contractual arrangements in line with those terms. The Committee also confirmed the dates of the first STRP meeting as 8-11 April 2003.
Agenda item 11: Review of other COP8 Resolutions
Decision SC29-16: The Standing Committee requested the Bureau, in collaboration with interested Parties and IOPs, to prepare a report on the request in Resolution VIII.22 para. 8, on Ramsar sites which cease to meet or never met the Ramsar Criteria, for consideration by the next SC meeting.
Agenda item 13: Dates of the 30th meeting of the Standing Committee
Decision SC29-17: The Standing Committee established the dates of its next meeting as 13-16 January 2004, in Gland, Switzerland.
Agenda item 14: Report of the meeting
Decision SC29-18: The Standing Committee adopted the first two days of the meeting's report, with minor amendments, and instructed the Bureau to circulate the draft last day's report to Standing Committee members and observers for comments within a fixed deadline.


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1981 – Happy 33rd birthday to Milwaukee Bucks point guard Luke Ridnour, who is in his 11th NBA season. While he has never been selected to an All-Star Game, he has been a serviceable backup guard for the Seattle SuperSonics, Minnesota Timberwolves and Bucks. Ridnour also has consistently had one of the best free throw percentages in the league, but is on pace for his fewest free throws in his career this season.
Tags: Luke Ridnour Milwaukee Bucks


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Police in Oak Park are investigating a fatal shooting that claimed the life a 19-year-old Northville man.Officers responded overnight to reports of shots fired in the area of Stratford Court, near 9 Mile Road and Greenfield.Upon arrival, they discovered the body of the 19-year-old victim on the grounds of Dewey Park, FOX 2's Maurielle Lue reports. His identity was not released.Witnesses tell FOX 2 the victim may have shot during an attempted carjacking.
Police would not comment on the circumstances leading up to the shooting. Police have no suspects in custody and they remain on the scene as the investigation continues.
Anyone with information is asked to call Oak Park police or Crime Stopper at 1-800-SPEAK-UP.


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Jason Steele
Jason Steele is an IT professional who loves writing about a variety of topics including finance, travel, and life hacks on the Money Crashers personal finance blog. Jason lives in Colorado with his wife and daughter, and enjoys extreme sports, cycling and flying airplanes. Jason has expertise in finding the best cash back credit cards (e.g. Chase Freedom Review), and utilizing them to earn travel rewards and get cheap airline ticket deals.
Financial Edge
Tax Software Vs. An Accountant: Which Is Right For You?
How FICO Scores Are Calculated
7 Things You Didn't Know Affect Your Credit Score
4 Common Credit Card Misconceptions
10 Reasons Why Online Grocery Shopping Is Failing
7 Ways Using Your Credit Card Can Save On Summer Travel
5 Changes To Airline Rules You Need To Know


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12 Model Beauty Tricks We All Should Know
Easter egg colors are your friend
We're loving this cheery remix of the smoky eye. Just swap your charcoal shadow for the grown-up pastels makeup artist Dick Page used on models at Michael Kors. He lined their eyes with black pencil, then added gold shimmer in the inner corners. Next, he applied light blue or purple shadow along the lower curve of the eyes and from the lash line to just above the crease, then smudged, smudged, smudged. He finished with black mascara.
Video:10 Easy Beauty Tips >
Pretty eye shadows to try
Wearable pastels Shiseido Makeup Luminizing Satin Eye Color in Bone, Fondant and Provence ($25 each, macys.com)
Bing Shopping: Shiseido Makeup Luminizing Satin Eye Color
An allover skin soother
Dashing from show to show and getting makeup done and redone can leave a model's skin dull and sensitive. The cure: an ultrarich moisturizing balm. Makeup artist Sarah Lucero used one to prep models' faces behind the scenes at the Lela Rose show. The bonus? "It creates dewiness before you apply makeup," she told me. Smooth it on and let it sink in. "You can also use it on the lips," Lucero said.
Video: The Basics of Exfoliation >
Fab skin and lip savers
A one-minute way to glow? Darphin Aromatic Renewing Balm ($70, darphin .com) For a cheaper moisturizer alternative that's easy to track down, check your medicine cabinet—a bit of petroleum jelly works too.
Bing Shopping: Darphin Aromatic Renewing Balm
Orange is the new red (lipstick!)
We saw this again and again backstage and learned the trick to pulling it off: Just pick one spot to play up. Makeup pro Lucia Pica chose the cheeks at the Erin Fetherston show. She rubbed creamy orange blush onto the models' cheekbones with her fingers—a nice, bright contrast to their smoky brown eyeshadow.
A lipstick to love
At Rebecca Taylor, makeup artist Rie Omoto used MAC Lipstick in Lady Danger ($14, maccosmetics.com) on the models' lips. Apply it with a lip brush for more control.
Video: Red Lipstick >
A cure for tarantula lashes
In between primping models at BCBG, vice president of MAC makeup artistry Gordon Espinet taught me his secret for keeping lashes defined and clump-free: Apply mascara with a fan brush. Just rub it over your mascara wand, then brush it onto your lashes—the stiff bristles are great for separating. How genius is that?
Video: Fake Lashes >
Try a textured mani
Think of your nails as a showpiece accessory (they're jewelry, but cheaper), and apply a polish with sparkle—like chunky glitter or gold flecks—built in. "It's all about texture," manicurist Elle told me at the Reem Acra show. Another way to wear the trend: Try a dark, opaque shade, with a sheer, shimmery layer on top.
For blingy nails
Try, from left: Tracy Reese for Sally Hansen Complete Salon Manicure in Hidden Treasure and Midnight in New York ($7 each, at drugstores), and Shades by Barielle in Falling Star ($8, barielle.com). One more tip? Finish with a topcoat—glitter polishes are chip-prone.
Bing Shopping: Tracy Reese for Sally Hansen Complete Salon Manicure
Do an unboring decorated bun
Classic chignons are a runway staple, but the best ones this year got dressed up with fabric. At the Tibi show, hairstylists Kevin Ryan and Frank Rizzieri confessed that they used leftover fabric to frame the models' updos. And at Jason Wu, hair pro Odile Gilbert used sheer black cloth to add drama to the models' hair. "It's fresh and spontaneous," she said. To DIY, twist your hair into a bun, wrap fabric around it and make big loops with the material, pinning them into place as you go.


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If Nintendo's Mario Kart fell in love, married and had a child with Sony's Little Big Planet, they would have given birth to Modnation. The creativity explosion that is Modnation Racers, a PlayStation 3 exclusive, brings gamers the best of cart racing and couples it with the play-create-share model that made Little Big Planet a success. The result is a great racing game that allows users to do more than just race. Modnation looks and plays like most cart-racing games. Players accelerate through an entire race, drift through corners and collect weapons to dispose of competitors. Drifting, stunts and other activities give players points toward their power meter that can be used as a shield against oncoming attacks, generate turbo-boost acceleration or side swipe opponents. The game's single-player campaign introduces users to Tag, a graffiti artist who might just be the next great cart racer. The career mode takes the player through a variety of different tracks, advancing to the next one only by placing third or better in the previous race. Completing these tracks and the challenges associated with them allows players to unlock goodies that will help them create their own custom racers, carts and tracks. Be warned the career mode can be frustratingly difficult at times. No difficulty selection means there's no easy way out of a jam. On the other hand, if you're an expert cart racer there's no way to boost the challenge. Game at a GlanceScore: 8/ 10 Rated: E (Everyone)Genre: RacingReviewedon: PlayStation 3Alsoavailablefor: PSPThe career mode can easily be seen as a training ground for what the game is really about – its online features. Players will visit the various game modes through the game's Mod Spot, which is a large game menu that presented in the form of a playable gaming area. Instead of scrolling down a list of game options via up and down buttons, a player can drive to those game modes and crash into other players on the way. Ranked and unranked online races allow players to go head-to-head against the other Modnation user. While load times are a bit of an issue – especially after having to wait a more than a minute to allow players to join and get ready for the race – players can easily move from one race to another without much frustration. The online races are great no matter what your skill level is. Many races had me, a terrible-to-mediocre cart racer, well behind my opponents while other races had me in a comfortable lead from first lap to last.
The variety of tracks are limited for ranked races. Not being able to select the track you want, or at least giving you only limited control, means racing on the same track several times in a row is a possibility. Modnation allows players to flex their creative muscles through the Creation Station. Don't have a lot of creative muscles? That shouldn't matter. I found it amazing how easy it was to custom make a race cart, racer and even a track without the help of game tutorials. With limited creativity I was able to make an Edward Scissorhands and Danny Zuko from Grease racer that won accolades from fellow racers. Creating a track, unlike building a level in Little Big Planet, is easy and user friendly. If you can drive around a track, you can make your own. Using an auto populate feature will give the PlayStation control over the finer details, but you are never forced into accepting that option. The Modnation community is relatively mature and kind, so sharing your creations will result mostly in positive feedback. I must put emphasis on the term 'relatively' when I say the community is mature, as you will always meet the odd player that has to be muted, ignored or even reported. Overall the flaws of Modnation Racer are few and insignificant, giving it a well-earned 8/10. If you enjoyed Mario Kart but haven't found a decent racing game since, this is definitely the game for you. If, however, you are a racing-game fan who doesn't see the value of creating and sharing than there are probably better options out there.
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Boulder Creek native Blythe Robinson, 21, graduated with a Bachelor's of Professional Service in Culinary Arts Management with honors from the Culinary Institute of America, in Hyde Park, N.Y.
Robinson also received the President's Humanities Award and was recognized for her perfect attendance over all eight semesters.
She was president of Boulder Creek 4-H chapter for two terms and also held the office of club liaison. She graduated from Stevenson High School in Carmel in 2008. She has volunteered as a trainee cook at the Homeless Services Center in Santa Cruz and worked as a prep cook at the Getty Center in Los Angeles.
Felton student interviewed on NPR
Kahlo Smith, 11, a Felton resident and sixth-grader attending the Nature Academy program, made an appearance on National Public Radio's "All Things Considered" on March 17, and was interviewed by the show's host, Guy Raz.
She had emailed the show the week before regarding their "3 Minute Fiction Contest," which had a requirement that entrants be 18 years of age or older.
Raz then asked her to send in her story and invited her to be interviewed.
A portion of her short story was read on-air by NPR icon Susan Stamberg.
SV High senior awarded ag scholarship
Kevin Bargetto, a senior at Scotts Valley High School, was recently named by Agri-Culture as the winner of its Jimmie Cox Memorial Scholarship for 2012.
The scholarship is awarded to a student majoring in agriculture. Bargetto plans to enter California Polytechnic State University, San Luis Obispo, in the fall.
Bargetto's plans to study enology and viticulture and hopes to return to his family business, Bargetto Winery.
The $4,000 scholarship is a combined offering from American AgCredit and Agri-Culture.
He was presented the scholarship at the National Ag Day Spring luncheon on March 21 at the Santa Cruz County Fairgrounds.
SV High alumna makes dean's list
Alexandra Ayers, a 2011 graduate of Scotts Valley High School, has made the Dean's List for the fall 2011 semester at Azusa Pacific University in Southern California.
She is the daughter of Michael and Sheryl Ayers, and is majoring in biology and chemistry.
Submit items about accomplishments and celebrations involving local people to email@example.com


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HomeOur LocationsStratford ManorChristmasNew Year Breaks
Stratford Manor,
Warwick Road,
01789 731 173
01789 731 131
Book your New Year residential break now - call 0845 074 0060
Welcome in 2015 with a New Year break at Stratford Manor. Your
package includes a buffet breakfast on each morning of your stay,
dinner in the evening, complimentary use of our leisure facilities
and entry to our New Year's Eve event. New Year's Eve begins with a
Kir Royale Champagne reception, followed by a delicious five-course
gala dinner with live entertainment from the Bill Bailey Jazz Band
and disco until late. Late check-out is arranged on day of
departure so you can relax and enjoy the hotel's facilities.
For your full itinerary, please see below.
Arrive at your leisure, enjoy tea and cakes. Allowing some time
to make use of our health club and spa facilities, prior to a
relaxing dinner in The Shakespeare Restaurant.
Settle into your room and join us for afternoon tea. Your
evening gets off to a magical start with some amazing tricks from
our table magician, before your delicious carved buffet is served
to the sounds of our pianist.
After a hearty breakfast, enjoy some leisure time and make the
most of the extensive hotel facilities. Alternatively, why not get
out and about and explore the local area?
In the evening, dress to impress and join us for a New Year
celebration, kicking off with a Kir Royale Champagne reception.
Enjoy a five-course Gala Dinner, followed by live entertainment
from the Bill Bailey Jazz Band and and dancing into the early hours
to party tunes from our resident DJ.
We'll expect many of you will enjoy a lie-in so our full English
brunch is available until noon in our restaurant and if you are
leaving us then a late check-out can be arranged for 2pm. For those
staying overnight on New Year's Day, a three-course dinner will be
served in The Shakespeare Restaurant.
After an unhurried breakfast it is time to bid farewell and wish
you a Happy New Year. Why not enjoy a relaxing spa treatment during
your stay - pre-booking prior to arrival is essential.
With a wide selction of Christmas and New Year Party Nights,
Stratford Manor is one of the most prestigious hotels for Christmas
party nights in Warwickshire
View our Party Nights
Enjoy a wonderful two or three-night Christmas residential break
and make 2014 a year to remember.
Find out more
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Including 60 minutes of treatments, ESPA gift & 10% off drinks
Take a look at more offers
The first kiss as man and wife, walking hand in hand through a
shower of confetti or cutting the wedding cake, key moments that
used to capture guests' attention on the big day, now it seems
guests are more interested in the couple's moves on the dance
Pearls of Wisdom Profile Blog – Joanne Barratt
QHotels Group Operations Manager, Joanne Barratt, talks about
how important a strong team culture is in maintaining excellent
standards and achieving great results within the Conference &
Events sector.
Engage4Life @ Stratford Manor
Stratford Manor hosted two one-week conferences for 160 young
delegates for Engage4Life, managing the group's bespoke
requirements while maintaining high levels of service for all the
hotel's other guests.
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Kaenon V6 Eyewear
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Product DescriptionThe rimless Kaenon V6 Sunglasses give you a feather-light fit and unparalleled polarized clarity when you cruise the boardwalk or make the turn to the back nine. Kaenon's SR-91 lens provides the durable lightweight strength of polycarbonate lenses and the clarity of a glass lens, giving you unparalleled feel and vision. The V6 Sunglasses' Variflex rubber temple tips hug your head comfortably, which gives you a slip-free fit during any activity.
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Anyone have/had one? How does it ride compared to bikes today? This is my Dad's bike and I've been riding it a lot, and so far I like it. It's stock except for a new saddle, stem, seatpost and pedals. I don't have any complaints about it really, but I want to spend some money. I'm trying to d ... Read More »
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I'm currently running stock Avid (160mm) rotors with my BB7s. It looks like the Hayes V6 rotors would fit, but wanted to find out if anyone's tried them (with BB7s).Read More »


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The thing about being a teenager
is that people expect you to get over things so quickly
simply because "you're too young to be this sad"
or because "you still have so much life ahead of you".
Like when you were four years old,
and you fell over outside and scraped your knee,
you were only given so much time to cry
because your mommy gave it a kiss and said,
"It's all better now".
And you weren't allowed a bandage because
"You're a big girl".
But you wanted to cry longer and you did need a bandage
because although it was only a scrape,
it still hurt.
Or when you were ten years old,
and you felt something that you assumed was love
for the very first time,
and he didn't like you back and called you names
and always spoke to the prettier girl.
But your mom just chuckled and said,
"I'm sure he likes you really, stop being silly",
but he actually didn't.
But you almost felt ashamed to cry because
you didn't exactly understand what you were feeling
because you'd never really felt it before.
And you were just… being silly.
But you wanted to cry,
because although you were only young,
it still hurt.
Or when you were eighteen years old,
and you slept with a guy who never called you back,
and then he kissed another girl at the next party,
and probably slept with her, too.
Except you actually cared about him…
maybe too much…
but telling him that is known to be some sort of sin
because "feelings are stupid"
and "being eighteen is for having fun".
But then it occured to you that you could be in love,
because every time you see him,
you're reminded of something that you had
for just one night,
and nothing more.
And you cried between your knees,
but only in the shower,
so no one heard…
because if they did,
you would be made to feel like you asked for it.
And even though you know you deserve better,
it still hurt.
That's the thing about being a teenager.
Things happen and you can't change them.
You have to just "get on with them" and
"realise that there is so much more to life than this".
And people tell you that in a few years,
none of it will even matter,
and that's probably true…
but that doesn't matter,
because it's happening to you now.
And right now, it's killing you.
Not just hurting.
It's killing you.
And you can feel an actual pain inside your heart,
where happiness used to live,
but you can't explain that to anyone without being labelled
or seen as someone overreacting.
You can't tell your friend because she's found
someone who likes her back.
You can't tell your mom because she'll only
tell you things will get better soon and
that's not something you want to hear
when you believe that they won't.
You can't tell a stranger because they don't
know the full story.
They won't understand.
So, you keep quiet.
You tell no one.
Do nothing.
Cry some more, and hope to
get past it all by yourself.
And pray to something… anything…
that someday,
you'll be able to look at certain scars
and not even remember how you got them.
But right now,
the scars hurt and the pain hurts
and trying to forget hurts.
But none of that really matters anyway,
You're just a teenager, after all.
(Source: the-taintedtruth)


text:
Narrow your search
Could a group of Mac addicts hurt the Linux desktop morre than it's already hurting itself? Doubtful.
Programmers are working on liberating the open-source office suite from personal computers with tablet and browser versions due by early 2013.
Future versions of OS will include the cross-platform Qt interface libraries and could come preloaded with Qt applications based on the framework.
The use of Qt is expected to make it easier for developers to write apps both for the Maemo mobile Linux OS and for Symbian, Nokia's smartphone platform.
For over eight years, the VideoLAN Client project has been releasing, testing, and releasing sub-1.0 versions of their popular "Jack-of-all-media" VLC Player software.
Google's browser now is good enough on Mac OS X to break while showing a Web page. Yes, that's progress. Also, Linux will get a native interface.
CEO Mark Shuttleworth is looking for usability specialists to do "some of the heavy lifting required to turn those desktop-experience ideas into reality."
What do you use your USB flash drive for? How about maintaining a Windows computer? In part two of our "What To Do With Your USB Flash Drive" series, we'll show you how to install Parted Magic so you can reset Windows passwords, clone your system, and partition your hard disk, right from your USB flash drive.
Canonical's version of Linux will have some multitouch abilities come October. But is multitouch really intuitive?
Mark Shuttleworth is putting his money where his mouth is, funding the development of significant improvements to desktop Linux.


text: Home > About the CIA > CIA Profiles > CIA Faculty > New York Faculty Spotlight On: Melissa Walnock '01Baking and Pastry ArtsLecturing Instructor—Baking and Pastry ArtsEmail: email@example.com Share This Education: BPS, AOS, CIA. Professional Experience: Pastry Chef, Nicholas, Red Bank, NJ; Tabla, NYC. Pastry Chef de Partie, The French Laundry, Yountville, CA. Pastry Sous Chef, Jean-Georges V Steakhouse, NYC. Head of production, Jean-Georges, NYC. Pastry Cook, Union Square Café, NYC; The Breakers, Palm Beach, FL. The Culinary Institute of America1946 Campus DriveHyde Park, NY 12538-1499845-452-9600


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CAPEX Forecasts: An Indication of Where the Gold Industry Is Heading
Masam is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
In my last post on gold equities, I covered Agnico-Eagle, Alamos Gold and AuRico Gold. I have short-listed three more players that need some investors' attention. Before discussing them, it is important to note that price of gold as a commodity has been falling lately. In that respect, we need to analyze the CAPEX plans of the gold players in 2013 and the future:
Barrick Gold (NYSE: ABX)
The Street forecasts 4Q12 gold production of 1.93 Moz (million ounces) at a cash cost of $583/oz and copper production of 120Mlbs at $2.10/lb C1 cash costs.
This quarter can be viewed as a culmination of headwinds for Barrick and a final flushing out of major negative news. BGC is expected to clear the decks in Q4, then set upon a path of delivery vs. rebased expectations. Potential negatives come from Pascua Lama, Lumwana, ABG and 2013 guidance. The Street is cautious ahead of the quarter but continues to see the company as a 9-12 month turn-around story, which is preferred for:
(1) The management focus on FCF;
(2) Selective pursuit of high return projects; and
(3) BGC's diversified asset base and low cost production
At Pascua Lama, the Street doesn't expect a further increase to pre-production CAPEX from the $8-$8.5 billion currently guided, but I will feel more comfortable with this number once the EPCM's review of the project's progress is completed (expected this quarter). Additionally, any further slippage for the current H2/14' start-up target will be an interesting point.
For Lumwana, the investors are focused on the results of the expansion study and the estimated production and costs to come from the Chimiwungo deposit (90% of future production). Barrick currently carries $3.8 billion for Lumwana, plus $3.5 billion in goodwill attributable to the Equinox transaction on its balance sheet. The Street is expecting a write-off of a portion of the goodwill.
With regard to 2013 guidance, the estimate for 2013 production is 7.4 Moz at $630/oz cash costs, with PV's 500-650kozs replacing depletion at older assets, prudent capital spending and lower grades at other Barrick assets. Costs are expected to be ~8% above the top end of the 2012 guidance range.
Detour Gold (NASDAQOTH: DRGDF)
First gold pour is expected by Feb. 1, 2013. The stock is expected to begin an upward re-rating that normally occurs as the company graduates to the producer category this year. However, as with any new start-up, especially of this size, share price volatility is expected as the mine experiences normal teething pains. Let's see what the company has to announce on Feb 22. at its earnings release.
Eldorado Gold (NYSE: EGO)
Eldorado previously reported Q4 production of 193.58koz (sales of 186.98koz). Cash operating costs were reported as $523/oz.
The company released 2012 production results and 2013 guidance on Jan. 9, after which Credit Suisse trimmed the target price by $2 to $18 based on higher costs and non-growth CAPEX in 2013. With this minor negative catalyst behind it, Eldorado remains an Outperform based on:
(i) a solid long term operating track record (with 2012 being a hiccup year); and
(ii) a history of Net-Asset-Value accretion through exploration results that lead to reserve/resource growth.
Also, Eldorado owns a low cost cornerstone of production with 40% over the next five years from Kisladag (400kozspa, $408/oz cash cost, +10Moz reserve deposit).
The company is likely to update reserves and resources and has a solid track record of delivery in this area.
Foolish bottom-line
With an uncertain future for volatile gold prices, the companies have quite conservative CAPEX guidance for 2013. However, a lot will be disclosed in the ongoing earnings season, so we'll see if these companies have something up their sleeves to surprise the investors.
AnalystX has no position in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


text:
A summary of the Club's recent video content.
Related Links
There has been no footballing action for Everton since last weekend – but it has still been a busy seven days at the football club.
The Blues bagged themselves a point at Cardiff City last Saturday and after the final whistle Seamus Coleman and Leon Osman both offered their verdicts on the result to evertontv.
As Everton's international stars then headed away to report for duty, the focus switched to the closure of the transfer window, with late activity culminating in three new players arriving at Goodison Park and two departing.
New recruits Gareth Barry and James McCarthy were at Finch Farm late on Monday evening to complete their moves – and no sooner was the ink drying on their contracts, both sat down to talk exclusively to evertontv.
Barry revealed just how much he was looking forward to playing in front of the Everton fans at Goodison Park, while McCarthy expressed his delight at joining a club which he believes can qualify for European competition this season.
Barry was back at the club's training headquarters the following morning, and again evertontv had it covered as he addressed the media in his first press conference as a Blues player .
Later on Tuesday, Roberto Martinez sat down in front of the evertontv cameras to discuss his three new additions, explaining at length just how much he is looking forward to working with on-loan Chelsea frontman Romelu Lukaku.
The Toffees bid farewell to Victor Anichebe and Marouane Fellaini on Monday but one man who remains a Blue is Leighton Baines. Martinez confirmed at a media conference on Friday morning that the Club are now planning to reward the left-back with the offer of a new contract.
In the midst of the deadline day rush, Everton Under-21s were also in action at the beginning of the week, securing an impressive 3-1 win over Reading. Highlights and post-match reaction from Alan Stubbs is also available on evertontv.
Away from Everton's transfer dealings, the Club's official YouTube channel has provided more behind the scenes content.
The second instalment of the Access Goodison series offered an insight into the pre and post-match activities at the recent Capital One Cup victory over Stevenage.
Also be sure to check out the latest outtakes reel featuring Duncan Ferguson, Kevin Mirallas, Graeme Sharp, Phil Jagielka and Francis Jeffers.
Click on the links above to watch all of this exclusive content.
- Previous Article Chelsea Tickets Still Available
- Next Article Ticket Bulletin - 9 September


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COOL AIR TECHNOLOGIES INCReview me Claim this business
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text:
Charlotte Pottery Lamp - M
Handmade in America by Simon Pearce potters.
Item # 1968
You May Also Like
- Handmade in America by Simon Pearce potters.
- Our pottery is lead- and cadmium-free.
- Height is from the base of the lamp to the finial and width is to the widest point.
- UL listed; 3 way switch; 100-watt maximum.
- Available in two colors: celadon and white.
- Shade sold separately.
- collection: Charlotte
- material: Stoneware
- style: Classic
- country origin: Made in USA
- measurement: H 25¼ x W 7¼
- category: Lighting
- subcategory: Lamps
- Our pottery is lead- and cadmium-free.
- Clean with mild cleanser and a soft cloth.
- Use only the rated wattage bulb or a lower-wattage bulb.
- Our pottery meets FDA and Prop 65 requirements.
- Pieces with matte finishes may retain surface marks over time; restore natural finish with a light scouring pad and powder cleanser.


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17452 Posts in 4473 Topics by 1971 members
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A couple of beginner questions
5 October 2007 at 2:05am
I just got it installed, and so far it looks great!
But now I'm already stuck just trying to follow the simple tutorial. When I make the changes to add $MetaTags and $Title to tutorial/templates/Page.ss exactly as shown in the tutorial, and publish it, I still see the old title "Your Site Name" at the top of the page. I made sure to add the ?flush=1 to my Url, and I added a note in the content, to make sure it was updating. The new content showed up, but the title didn't change. What am I doing wrong?
Also, I am still a bit confused about how to find and use the .ss files. I added the gallery module, and it seems to be installed just fine, but I don't know where to put the <% include GalleryPageContent %> so that I can try it out.
Thanks for your help,
Forum Moderator
5511 Posts
Re: A couple of beginner questions
5 October 2007 at 9:32am
MrSquirrel (wicked name man ) check out this post for explaining how to add a gallery template.
One thing to check are you using the tutorial theme while you are following the tutorial? At the installer you have the option of a ) BlackCandy a completely finished theme that works out of the box or b ) a empty theme that you can use to play around with the tutorials with.
Once you are sure that you are running the tutorial theme attach you code to your post and we can have a look and see if any oddities.
Re: A couple of beginner questions
5 October 2007 at 10:34am
Thanks! Apparently I did choose BlackCandy (not sure I get the name...the site is blue and white?)... so once I changed the title in themes/blackcandy/templates/Page.ss, it showed up.
The gallery still has me a bit confused, though. If I add the <% include GalleryPageContent %> directive into themes/blackcandy/templates/Layout/GalleryPage.ss (which I created by copying Page.ss), immediately following the $Content line, as shown here:

<% if Menu(2) %>
<% include SideBar %>

<% end_if %>
<% if Level(2) %>
<% include BreadCrumbs %>
<% end_if %>

My Photos

<% include GalleryPageContent %>
<% if Menu(2) %>
<% end_if %>
It shows my gallery page just fine, and shows the title I've changed...which tells me it IS seeing the updated file... but no gallery appears. I'm sure I'm doing something stupidly wrong here. Any ideas?
Forum Moderator
5511 Posts
Re: A couple of beginner questions
5 October 2007 at 10:59am Last edited: 5 October 2007 11:46am
maybe you are hehe well have you got any photos uploaded and is the GalleryPage pointing to the right folder in the assets?
Don't worry about the name.. I don't remember how it picked that up.
Re: A couple of beginner questions
5 October 2007 at 1:01pm
Thanks for your attention to my n00bie problems figuring this out, willr.
Yeah, the images are in assets/galleries/photos, a folder I created. I pointed my browser directly to an image there, and it shows fine.
When editing the gallery page I added, under the Content...Files tab, it offers me the galleries/photos subfolder, and I chose it. Published, checked with ?flush=1, got the page (including a new text change I made, just to be sure I was seeing the latest)... and it shows, but no gallery.
I also moved GalleryPageContent.ss to the theme's Includes folder, just in case it wasn't seeing that. I even tried moving into the Layout folder where GalleryPage.ss is. I also changed the title of themes/blackcandy/templates/layout/GalleryPage.ss again, just to double-check that it was the file being used. It showed my new title change, again.
So you're saying the code as shown in my previous post should theoretically work, right?
The Frenchy
Core Development Team
40 Posts
Re: A couple of beginner questions
5 October 2007 at 3:31pm Last edited: 5 October 2007 3:33pm
Hi man, I am the developer of the gallery module, so I think I can help you.
I guess it's the version 0.2.1 that you talk about.
Have you checked that you have selected the good group of extensions in the Extensions tab panel in the CMS ?
If it's still not the solution of your problem, I just give you the link of the gallery module documentation
Hope, I am right and you will solve your problem
Re: A couple of beginner questions
5 October 2007 at 5:06pm
Well what do you know? I had checked that box earlier, but while trying to figure the whole thing out, I had deleted and created the Gallery page, and I hadn't gone back in and checked the Extensions box again afterward.
Now it works! Very slick indeed. I am impressed with the possibilities of SilverStripe.
I must also say, Frenchy, that from what I've seen so far, the gallery module is very cool. I'm anxious to go play around with it some more right now.
I am also greatly impressed, and grateful, for the kind and prompt and patient help from you, willr, and Sean in helping me with these beginner questions. I think I am starting to understand the framework a little, but your help really saved me a lot of the initial frustrations. Now I feel I know enough to learn further on my own (I am never happy until I have something concrete working to start with).
Thanks much again!
2 Posts
Re: A couple of beginner questions
12 October 2007 at 7:52pm
Hi I did exactly the same way how Mrsquirrel described,
I built the dbs, i added the new file , GalleryPage.ss and included the the <% include GalleryPageContent %>
For some reason the gallery tab is not showing up .
Is there any way how can i verify that the gallery module is loaded correctly , I verified the tables , i can see Gallery related tables being created.
Can anyone please help us out.I tired all the possibilities , like reinstalled several times , but still nothing works out.
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PATERSON, N.J. (AP) - Burglars broke into the home of Paterson's next mayor while he celebrated his victory on Election Night.
Police are not sure if the burglars knew they were targeting Joey Torres or whether the Tuesday night heist was just a coincidence.
The mayor-elect tells The Record newspaper the burglars got into his house through a side window and made off with some sentimental items belonging to his wife.
Torres says he doesn't want to be treated any differently than anyone else who had a burglary.
Mayor Jeffery Jones' home was burglarized in 2001 and his Marine Corps ring was stolen.
Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
KSAZ-TV & KUTP511 W. Adams St.Phoenix, AZ 85003Phone: (602) 257-1234Fax: (602) 262-0177


text:
Funny Sleeping Baby Photos
"If I can…just…make it…to the sofa…zzzzzz…"
Catarina, 3, from Marion, VA
Video: Baby twins dance to Johnny Cash >
The building blocks of a perfect nap.
Madison,18 Months, Burbank, CA
Introducing Derrière, the latest in pillow technology.
Christian, 3, from Mt. Vernon, IN
"Being this cute is so exhausting."
Chloe, 2, Brooklyn, NY
We bet she's dreaming about crowd surfing at a Yo Gabba Gabba! concert.
Zoiee, 3, Muldraugh, KY


text:
Lately, everything is about being fast. But there's a group in Atlanta making a conscious effort to just -- slow things down.
It's called "Slow Food Table" and it's about getting your neighbors together, getting your family together, sitting at the table and commenting over food that everyone has cooked.
Slow food is an international non-profit organization that encourages people to have access to good clean and fair food.
Executive chefs Asha Gomez from Cardamom Hill and Steven Satterfield from Miller Union explain the "Slow Food at the Table" campaign.
Click the video above for more information.


text: no. Smithsonian institution, Washington d.c. April 28th, 1871. dear Mother, The manuscript which you so kindly sent to me arrived this morning. It was just what I wanted. Please send one [of] those blank books you speak of—particularly those which contain measurements and notes of birds made at home. I have not made my visit to New York yet, but will probably go next week. Mother, I am happy to announce to you that there is a prospect of my coming home this summer—about the same time that I did last year—though I won't be certain about it. I shall try my best to come. Tell poor neglected, but dearly loved, Francy that I will answer her nice letter the very first opportunity that I have; and that I am really ashamed of myself for having neglected her for so long, but my excuse is that I am so terribly busy all the time.


text:
Renassiance Faire is January 26
SUNYIT will hold a "Renaissance Faire" on Saturday, January 26, 2-6 p.m., in the Student Center, sponsored by the cultural and performing arts committee. A variety of activities will be featured, including music, dancing, arts and crafts and more.
For more information on the event, call ext. 7819.
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A Chocolate Dream for Investors
Johan is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
Who doesn't love chocolates? Chocolates are for everyone. One American small cap company that is going to conquer the world bit by bit is Rocky Mountain Chocolate Factory (NASDAQ: RMCF).
Rocky Mountain Chocolate Factory, Inc., headquartered in Durango, Colorado, is an international franchiser of gourmet chocolate, confection and self-serve frozen yogurt stores and a manufacturer of an extensive line of premium chocolates and other confectionery products. As of January 13, 2013 the company and its franchisees operated 376 stores in 42 states, Canada, Japan and the United Arab Emirates.
- Total revenue for the third quarter and nine-month period increased by 4.3 percent and 6.2 percent, respectively.
- Adjusted gross margin improved to 34.9 percent and 37.8 percent in the third quarter and nine-month period, respectively.
- EBITDA, a non-GAAP financial measure, increased by 5.7 percent and 6.1 percent in the third quarter and nine-month period, respectively, excluding non-recurring asset impairment and restructuring charges related to frozen yogurt operations (see reconciliation of GAAP and non-GAAP financial measures later in release).
- Diluted earnings per share for the nine-month period of FY2013 increased by 4.9 percent to $0.43 excluding non-recurring charges related to frozen yogurt operations.
- Company enters into licensing agreement with global consumer food products company for use of Rocky Mountain Chocolate Factory trademark on cereal brands.
- 5th new store in Japan opened in third quarter in accordance with 100-store Master Licensing Agreement.
The conference call made clear that there are ongoing negotiations about some other master licensing agreements which could be finalized this year. International expansion is top priority for this small cap. The disposal of their Aspen Leaf Yogurt concept to U-Swirl, Inc. (SWRL.OB) for a 60% controlling equity interest is the right step going forward. The non-recurring, non-cash asset impairment charge related to this disposal is just a scratch in the company's financials and future.
Institutional investors have also acknowledged the investment opportunity in this small cap company. The company has 30 institutional holders. Read more: http://www.nasdaq.com/symbol/rmcf/institutional-holdings#ixzz2IkLj8Ldj
If you don't like the low liquidity of the Rocky Moutain Chocolate Factory, stay away and look for alternatives. They are hard to find, but you could always buy Hershey (NYSE: HSY)or Tootsie Roll Industries (NYSE: TR).
The Hershey Company is the largest producer of quality chocolate in North America and a global leader in chocolate and sugar confectionery. With revenues of more than $6 billion, the company is not a one-trick pony. It offers confectionery products under more than 80 brand names worldwide.
Personally I think Hershey has already risen quite a lot, to an all time high of $78.79 and the valuation is not that cheap anymore. A P/E of 27 and dividend yield of a little bit more than 2 are no competition for Rocky Mountain's yield of almost 4% and forwarded P/E of around 14.
Another candidate Tootsie Roll Industries is run by one of America's oldest CEOs, but has a lousy dividend and IR, the only sweet spot could be the retirement of the company's management. This would finally lead to more openness and transparency, which could be beneficial for the company and its stock price.
For now I stick with Rocky Mountain Chocolate Factory. RMCF shares are currently trading approximately $11.75, more than 50% below their 2005 high of $24.50.
The current share price represents an attractive opportunity for both chocolate lovers and investors to invest in a company that could easily double in size and revenues five years from now. Emerging markets and Japan will play in important role in this growth scenario.
Chocolates are for everyone, so Wake Up and Don't Fool Yourself!
WakeUpInvestorhas a position in Rocky Mountain Chocolate Factory. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


text:
Bali Travel Guide
Hotel News / Bali Hotels / Luxury Hotels / Indonesia Hotels / Hotel Development / Waldorf Astoria Hotels / Waldorf Astoria Collection / → All Tags
Waldorf Astoria Thinks Bali Isn't Crowded At All
We can rattle off a handful of hotels opening in Bali in the next few years without much effort (there is the Regent, Ritz-Carlton, Ritz-Carlton again, Starwood (Luxury Collection and Westin), and Six Senses, among others), which, together with everything that's already there, raises the pressure once again to slow down hotel development on the island.
While the discussion on overcrowding and what is right for Bali continues, so do the announcements of new openings, with this week the addition of a Waldorf Astoria resort in 2017. Only a short transfer from Ngurah Rai Denpasar airport, the resort will have 96 villas on a cliff facing the sea.
Bali Hotels / Thailand Hotels / Hotel Development / → All Tags
Once Again, Bali Under Pressure to Put a Hold on New Hotel Growth
The question we've been asking about the Caribbean -- whether or not the addition of hotels to an island is a good thing or a bad thing for tourism -- is quietly being answered in Bali.
"Many tourists complain about the current condition of Bali. Too many buildings make them feel uncomfortable as it is too crowded. Buildings are everywhere and it is hard to find green areas," Indonesian Tourism's Bali chairman Ida Bagus Ngurah Wijaya told Bali Daily last week.
As we speak, the Indonesian Tourism Industry Association (GIPI) Bali chapter is asking local governments to implement and invoice a moratorium on hotels. Bali currently has over 90,000 rooms and is facing both issues of space and demand.
Hotel Pools / Indonesia Hotels / Bali Hotels / Anantara Hotels / → All Tags
Where the Name of the Game is Hotel Infinity Pools
Memorial Day is almost here, but if you're in the eastern United States, you've probably already noticed the arrival of higher-than-average temperatures and days streaked with the sun's rays. If you were in Bali, Indonesia however, that would be pretty much everyday, and your hotel's front yard would look a little something like this.
The name of the game on Bali is infinity pools, ideally spilling out not too far from the breaking surf. This pool, at the Anantara Resort on Seminyak Beach, ticks all the boxes.
Drooling yet? This is just a tease, as next weekbefore you scamper off to Memorial Day funwe'll have full photos galleries of this pool, this resort, and a whole slew more on Bali.
[Photo: HotelChatter]
Hotel Coffee / Bali Hotels / Luxury Hotels / Hotel Restaurants / → All Tags
Would You Drink 'Cat-Poo-Cino'?
We're coffee junkies here at HotelChatter but we may have some hesitation about this latest caffeine offering at the Ayana Resort and Spa in Bali in Jimbaran Bay. The hotel's Dava restaurant is serving a rare delicacy, Kopi Luwa, which translated into English means Civet Coffee, which translated into layperson's terms means, Cat-poo-cino.
The coffee beans used to make this drink come from coffee berries," which have been eaten by the Asian Palm Civet and passed through its stomach intact, before being defecated whole and collected by farmers. Sounds gross fersure but the beans/berries have been thoroughly washed, sun-dried, lightly roasted and then brewed before getting poured into your cup. Supposedly, the coffee is less bitter than your local Starbucks jolt.
Courtyard By Marriott Hotels / Hotel Openings / Budget Hotels / Bali Hotels / → All Tags
They Paved Paradise and Put Up a Courtyard by Marriott in Bali
We have nothing against Courtyard By Marriott Hotels. In fact, we quite like these places as they now sport stylish lobbies (some with media pods) with tasty cafe fare and the internet is free in the public space. But if we're going to make the trek to an exotic place like Bali, we're not so sure we'd want to stay at Courtyard. Yet, the option is there.
The newest Courtyard has opened in Bali Nusa Dua and features 250 guestrooms with 32-inch LCD, your choice of rainshowers or deep soaking tubs in the bathrooms, a private balcony or terrace and even robes and slippers.
The hotel is not on the beach but the website promises the waters of the Indian Ocean are just a 10-minute stroll from the hotel. Should you want some immediate hydration, the hotel has its own lagoon swimming pool.
And as for those cafes we love so much? They get a different twist here:
Reader Reviews / Bali Hotels / Fashion Hotels / Snapshot / HotelChatter Flickr Pool / → All Tags
Bulgari Resort in Bali Not Exactly the 'Pinnacle of Modern Luxury'
Every so often we feature a hotel review from one of our readers that we feel should be shared with the rest of you dear hotel guests. These reviews are highlighted because they are timely, about cool hotels in cool places and are relatively level-headed. Think you can submit one just like this? Send it in.
We fished this snapshot out of the HotelChatter Flickr Pool and, upon first glance, this photo of an Ocean Cliff Villa at the Bulgari Resort Bali looks gorgeous, no? From the looks of this photo, we'd be down for staying here.
But, um, reader who submitted the shot hotel maven lyh1 sheds a little bit of light on fashion house Bulgari's Bali property and we were let in on a secret: it may not be as awesome as we think it is.
Conrad Hotels / Bali Hotels / Sweet Suites / → All Tags
Conrad Bali Unveils Sweet New Suites
What's better than a trip to Bali? Well, if we had to say, maybe a spacious and secluded suite stocked with a personal assistant. Is that so much to ask?
Apparently not, according to the Conrad Bali. Starting October 1, the lush hotel will open 55 new suites, each boasting at least 360 square feet--which is, ahem, awfully close to the size of a studio apartment in some cities stateside--and surrounded by what sounds like a veritable tropical paradise (think gardens and reflecting ponds).
In addition to access to a personal assistant, each suite will have a separate living and dining room (though let's be honest, they must be tiny) as well as a private terrace equipped with a dining table and daybed (mmm...sunbathing in Bali, how tony indeed). Plus--get this--suites will also include a soaking tub accompanied by a TV. For when sunbathing gets too tiresome, we presume.
No word on whether that personal assistant can fetch you a bride or groom for the Conrad's sweet wedding chapel, but dream big, we say.
Hotel Weddings / Hotel News / → All Tags
Express Check-Out: Going to the Chapel in Bali
This Flickr shot from en.en of the wedding chapel at the Conrad Bali has us wishing we could go to the chapel all over again. En.en writes:
Weddings are usually held here, small party, 60 guests top, but you can have reception outside in the open. this is an amazing chapel. i would love to get married here one day...
Well technically we can't get married again (right now, heh) but we can check into the place which has rooms for only $170 a night in April. Now, we gotta work on getting over there.
In other news:
· Marriott gets geeky video-conferencing tools [Baltimore Sun]
· Travelodge UK will open 44 new hotels in Britain this year. Expect more wacky promotions and amenities from the eccentric brand. [Reuters]
· Similarly, Best Western wants to dominate Japan [Hotel News Resource]
· Even Mickey Mouse gets in on the eco-trend as DoubleTree Suites in Orlando goes green [Orlando Sentinel]
Cubicle Dreamin' / Bali Hotels / Hotel Infinity Pools / → All Tags
Freezing, Freaked Out New Yorker Seeks Warm Getaway
Cubicle Dreamin' is a feature in which we ask the hotel mavens to take some time out of their busy work day, surf the Internet, and tell us what hotel they wish they could beam themselves to right that very second--all on the slave driving companies dime, of course. Oh, like these people aren't surfing aimlessly anyway--at least now their purposeless clicking will be cobbled together into useful hotel stories--we hope. Have a destination hotel you are just dying to leave your cube for? Send the story our way.
In this episode, Hotel Maven JennM escapes the cold of NYC. Enjoy.
It's freezing in New York this week and there's nothing I can't stand more than having to brave the cold only to arrive at a cubicle. Plus, all this recession talk has me stressed out. I'm not sure why, because I don't work for or follow the stock market, but I know this can't be a good.
Which is why I'm wishing I had a few nights at Uma Ubud in Bali, part of Como Hotels and Resorts. From the hotel:
"Expect not to be disturbed by the sound of traffic, but the laughter of villagers...Light floods the open ground, picking out an orchid among the velvet grasses. At night, dew begins to settle, lifting softly with the wisps of morning cloud."
Sigh. Bali's 85-degree temperature is taunting me, as is the hotel's large Shambhala Suite that features its own infinity pool and private treatment area, the perfect place for the massage my tense body and dry, scaly skin so desperately need.
Plus, if I were to spend at least three nights in the Shambhala Suite, I'd be entitled to daily breakfast and two complimentary hour-long massages, all for the bargain rate of $410 per night. The hotel also offers guided walks through the surrounding rice paddy fields and free daily yoga classes.
That's frugal enough to justify such extravagance during a pending recession, don't you think?
[Photo: Proper Pictures]
Ritz-Carlton Hotels / Bali Hotel Reviews / → All Tags
Ritz-Carlton Bali Drops the Ball
[Ed. Note: Hotel Maven GEOmbfl is back from an unhappy stay at the Ritz-Carlton Bali and thinks you should pass on this spot and instead hit up the Bulgari or Aman hotels. Let's just say there were a few problems getting a club-level room.]
Click through for the full scoop.
Fashion Hotels / Hotel Openings / Bali Hotels / → All Tags
Bulgari Fashion House Opens Second Hotel
The Fashion Hotels trend is definitely not slowing down as Bulgari has opened their second resort, this time in Bali.
The Bulgari Resort Bali has 59 villas (no hotel rooms) located near the village of Pecatu on the island's southwestern tip.
The three key elements that distinguish the Bulgari Resort in Bali are its unique location, the blend of traditional Balinese style with dramatic contemporary Italian design, and the variety of services that have all been crafted with the same attention to quality that has always distinguished Bulgari creations.
Indeed this is a drastically different hotel than the Bulgari Hotel in Milan. The resort is 40 minutes away from anything "touristy" on the island and the only way to access the beach is through the resort's inclined elevator.
But of course, you have to some serious fashionista dough to stay here. The one-bedroom ocean view villas are going for $1,110 a night and Bulgari Villa for $5,000 a night.
Related Stories:
· The Bulgari Resort, Bali Opens [Marketwire]
Hotel Reviews / → All Tags
Monkeys, Ninjas, Manicures, and Five Bucks
Taking words out of context always leads to confusion. Nevertheless some combinations just never mix, here's a puzzle we are fascinated with: hotel, $5 bucks, ninja, spray hose. Yet somehow all of these words work out to bring us to hotel in Bali with rates around $5 a night. To their credit, the American dollar, although suffering in some parts of the world, we won't mention any names (Europe) does go quite far elsewhere.
We got a hold of a globetrotting blog that we really like and it has taken us through the adventure and misadenture of holding monkeys, getting manicures, and braving the $5.00 hotel, the Legian Village Bungalows:
So we have made it safely to Bali and actually found a pretty awesome hotel down a quiet alley with rooms for 5$ per person per night WITH Air conditioning and breakfast included, a pool, and live performances of Balinese dances at night. It is nothing fancy...in fact, there is a very bizarre window from the bathroom to the rooms so that the bathroom is like an aquarium with curtains in front of it and the shower is just a bathtub with a spray hose which has some faulty wiring that causes you to be shocked (gently) if the lights are on when you take a shower (I'm not kidding!) Everything has been fine except that today I was swindled by some particularly relentless manicurist ninja bandit ladies. One of them begged me to just let her paint one nail for free so that I could show other people and send them to her...the next thing I knew, I was in a tiny back room of a shop with FIVE manicurists huddled around me painting little flowers all over my nails and toenails and me protesting the entire way.
Staying in a bungalow in Bali does have a sexy appeal to it, scary manicurists or not.
Bottom line, the place is clean and serves its purpose well. There may not be Wifi all over the bungalow, plasma TVs, or hydromassage showers...well depending on just how much of a shock occurs in the shower, this last one may be up for personal discretion.
Related Stories:
· Ninja bandit Manicurists!! [ForeignHer.blogspot]
· Legian Village Hotel Reviews [TripAdvisor]


text:
Sep 21
- Pirates beat the Brewers 3:38pm Sep 20
- Brewers down Pirates in Pitcher's Duel 1-0 9:00pm
- High School Football Scoreboard: Friday, September 19th 12:40am Sep 19
- Plagiarism accusations against Burke 1:05pm
- Shelter director says NFL making positive step 1:04pm
- CASA starts suitcase donation drive 1:03pm
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Sep 21
- Packers Offense Struggles lose to Detroit 19-7 4:38pm
- Pirates beat the Brewers 3:38pm Sep 20
- Brewers down Pirates in Pitcher's Duel 1-0 9:00pm
- Badgers overpower the Falcons 3:37pm
- High School Sports Schedule: Saturday, September 20th 7:46am
- High School Football Scoreboard: Friday, September 19th 12:43am
Samantha Schroth of Greenville suffered a paralyzing injury in a freak accident while at a cottage in northwestern Minnesota…
posted by Assignment Fox Cities Blog 6 days ago
CLICK HERE to see more info about next year's "Festa Cianciola" PhilCast listener trip. We announced the trip on the…
posted by Philcast 7 days ago
Just a heads up to make sure to be listening to the PhilCast on Monday afternoon. Right after the 4:30…
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