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Why Fannie and Freddie aren't reporting losses
Rules give the mortgage companies two years to account for bad loans, which a federal watchdog says is way too long.
Maybe. U.S. housing isn't not so far removed yet from the peak of its crisis that tough markets in some states and the impact of debt on potential homeowners can just be blithely ignored. Nor can housing be considered a stable pillar of the economy when mortgage finance companies are walling off their losses.
A report written by the inspector general for the Federal Housing Finance Agency (FHFA) and reviewed by Reuters suggests that Fannie Mae and Freddie Mac are hiding billions of dollars losses with help from rules that give them up to two years to report bad loans. The FHFA, which regulates Fannie Mae and Freddie Mac, says those new standards should go into effect within the next two years, and it expects the companies' resulting losses "to be reasonable."
This should be of no small concern to U.S. taxpayers. The federal government seized Fannie Mae and Freddie Mac in 2008 primarily because mortgage losses were pushing them toward insolvency. The majority of those losses stemmed from mortgages that defaulted during the housing crisis.
Although Fannie and Freddie have since reduced the funds they reserve to cover potential losses on bad loans as both home sales and prices have risen, taxpayers have spent more than $188 billion keeping the companies alive.
This latest disclosure comes just as they're both reporting huge profits and sending billions in payments back to the government. On Aug. 8, Fannie Mae reported a $10.1 billion second-quarter profit and sent $10.2 billion to the U.S. Treasury to help pay back its federal aid. That was its sixth straight profitable quarter and is nearly double the $5.1 billion profit it posted in the same quarter a year earlier.
Freddie Mac posted its second-largest quarterly profit ever in the second quarter. Its income of $5 billion is funding a $4.4 billion reimbursement to Treasury.
The housing crisis and ensuing financial meltdown gave U.S. homeowners and taxpayers plenty of reason to question small, unexpected bursts of prosperity. With the already maligned Fannie and Freddie just kicking their losses out to a more convenient earnings report, the mortgage companies are doing little to shelter themselves from that cynicism.
So most of the bad apples have left the bunch and the treasury buys up a portion of the new bunch automatically for Fannie/Freddie. MBS's are still over sold however because of the taper and talks of the rising interest rate. They basically are collecting your mortgage payments minus the servicer fee. No wonder they are cash cows. Amazing what happens when some rules are made and followed.
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The pop-off valve, found on the radiator, is pretty much exactly what it sounds like. (By the way, trying to find a picture of one on the internet is next to impossible.) However, temperatures are expected to be in the 80's over the n
Unfortunately, that pop off valve adjustment won't keep the cars on the track. Both Brad Keselowski and Kasey Kahne have hit the grass today in practices, after minimal contact from a car behind. Kasey Kahne went to a back-up car, but got no time to practice with it as it came without an engine.
NASCAR wanted to get rid of the two car tandem and another way they tried to adjust for that was to reduce the rear spoiler. Thankfully, the spoiler running down the left rear from the roof to that rear spoiler is still there, although it doesn't seem to be as effective, given the way the cars are wrecking after minimal contact. I'm not an engineer, so don't look to me for a complete explanation. However, I am a fan, and I know what I've seen so far isn't necessarily what us fans want to see.
A safe race is what we want to see. No airborne cars, no huge wrecks, no more Jeff Gordon on his roof. In case you haven't seen it yet, here it is.
I'm sure we will see more of that. It seems inevitible, given that we are at Daytona. it's costly to the teams, dangerous to the drivers, but exciting for the fans. By most accounts, the drivers enjoy the pack racing more than the two pack tandem. Dale Jr said he had a lot of fun. So did Kevin Harvick. Honestly, so did I.
I just hope and pray that no one gets hurt.
We'll be back for the Duels at Daytona tomorrow, but in the meantime, here are the links for the entry lists for Duel #1 and for Duel #2, My pick for the win in race 1 is Dale Jr. (Duh) and in Duel 2, I'm taking Ryan Newman. Both drivers have a really good idea about how to get around Daytona. Dale will have the toughest time, given that Tony Stewart and Kevin Harvick are in the race. Ryan Newman will have Jeff Gordon who I believe will be his biggest competition. That's not to say any one of the other 49 driver in both races can't get it done.


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Bay Microsystems touts its Chesapeake chip and Intel shows off its Tolapai product, which combines an x86 processor core, memory and I/O controllers.
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China, Russia Deploying Deadlier Missiles
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The All Weather Notebooks by Snugpak® are a great addition to anyone's pack. Compose notes in wet weather conditions with a pencil or pen. The interior pages have both lines and grids (spaced in 1/8" lines vertically and horizontally). Also, on the inside of the back cover is an easy to read Conversion Chart for lengths, weights and temperatures.
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It was late 1979, and the internationally-brokered peace talks between the Rhodesian government and the two leading terrorist factions, Joshua Nkomo's Zimbabwe People's Revolutionary Army (ZIPRA) and Robert Mugabe's Zimbabwe African National Liberation Army (ZANLA), were well under way. It was clear that the talks would culminate in a "one man, one vote" election being held, resulting in black majority rule and the birth of a new country, Zimbabwe, rising out of the Rhodesian ashes.
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Seeks Discretion to Allow Rifle, Shotgun Ownership.
Shortly after midnight on 1 May, 2011 two unusual helicopters carrying 25 U.S. Navy SEALS descended on Osama bin Laden's compound in Abbotabad, Pakistan. The heavily modified Sikorsky UH-60 Black Hawk helicopters were able to fly 200 km undetected from the Afghanistan border with neighbors reporting that they didn't hear the helicopters until they were directly overhead. Their existence might have remained secret had one of the helicopters not crash landed on the wall of the compound. U. S. forces destroyed the crashed black Hawk with explosives, but a portion of the tail section survived. Revealing top secret stealth modifications stemming from a program that has supposedly been discontinued in 2006.
This Military Grade Foldable Solar Panel is an ultra-lightweight and durable panel that outputs up to 15 watts of power for 12-volt systems. This solar panel uses tough, non-breakable, and highly flexible solar cells, incorporating military and NASA Technologies, making it a perfect solar panel for rugged use.
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Comments by General Martin Dempsey, the Chairman of the Joint Chiefs of Staff, indicate that the United States is planning to take down the Islamic State of Iraq and Syria (ISIS), also known as the Islamic State of Iraq and the Levant (ISIL).
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This is the story of two war heroes, Rex and Earl in the video. Rex E168 is a real hero. He served three tours in Iraq, and was wounded in action. During his tours, he helped save the lives of dozens of Coalition Forces. However, this is one vet who, despite suffering from PTSD, and suffering from disabilities related to his combat service, is not getting any help from the VA or the Department of Defense in the two-plus years since he retired.
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The Emperor's New Antenna
So I've been thinking about "Antennagate." First thought: stop fucking calling every scandal "-gate," for Christ's sake.
Next thought: so what's the scoop here? Biggest problem in the history of all of mobile phones, or minor issue blown way out of proportion by the tech media? Neither, of course. It helps when you paint opposing positions in extreme terms, granted—but the media really does have a bias toward sensationalist reporting. And by "the media," I mean all the media, full stop: television, papers, magazines, bloggers, from tech to sports to politics. As we've heard ad nauseum, the way you hold any mobile phone that doesn't have an old-fashioned external antenna sticking out will affect the reception.
Yet claiming that the situation on the iPhone 4 is exactly the same as it is on other phones is at best disingenuous. On other phones, the problem is simply that your hand is interfering with reception; on the iPhone 4, the "death grip" bridges two antennas. It's fair for Apple to point out that every phone with an internal antenna experiences a drop in reception quality based on the user's grip, but the dB drop in reception sensitivity on the iPhone is measurably much greater than on the other phones.
Even so, Apple's correct in pointing out, however sulkily it may come across, that it's not as if people are returning the phone in droves. The iPhone 4 gets better reception overall than previous models; the new antenna design has at least a few good points to it as well. If this had happened to any other phone, it might have been remarked on—and that's all. It'd be a bullet point in the "cons" listing of reviews. Done. No days of front-page headlines, no press conferences for national media, no jokes on late night talk shows. Only Apple gets this kind of attention. (As a pundit quipped a few years ago, can you imagine Dell making headlines when they introduce a damn Bluetooth mouse?)
So the question is really why. Why does Apple get this kind of attention? Why do they inspire that kind of loyalty from users and inspire this kind of hatred from critics?
Apple has always implicitly (and sometimes explicitly) asserted you should use their products because they're better than the competition in the ways that matter to users. Apple's products frequently don't win on a feature-by-feature comparison, to which Apple fans tend to reply that sealed batteries have turned out to be not so bad in practice, that we can actually find all the software we want for our iOS devices no matter how philosophically objectionable the App Store is, and that we really don't care that the iPad has no USB port and that the iPhone cannot be used as a wifi hotspot, HD projector and five-speed blender. There is a large subset of tech users who go into apoplectic fits at that, seeing it as proof that we're brainwashed morons. So be it.
Every recent consumer electronics product from Apple—definitely the iPad, but all iterations of the iPhone including the initial one—has been greeted with rounds of articles crowing about what an arrogant, foolhardy mistake it is and how this will finally, finally, be the moment the emperor is revealed to have no clothes. And ultimately this is what's so infuriating about Apple: that's not what happens. Ever. The critics are eternally playing the part of Charlie Brown trying to kick the football, and Steve Jobs always yanks it away at the last second. Nobody talks about making a "Nexus One killer" or an "HP Slate killer" or a "Zune killer"; Apple's consumer electronics products become the reference points for their fields. The Mac isn't an exception here, either. While it's by no means a market leader, Windows became far more Mac-like over the years than the Mac became Windows-like.
And I think this is what makes critics so giddy with delight over the iPhone 4 antenna issue: no matter how it's spun, it's a genuine problem. Apple took a chance on a new antenna design and it has a high-visibility issue which could likely have been mitigated by a different design. Has the issue been blown way out of proportion? Yes, absolutely. But it's still a genuine problem, and one that Apple has been handling pretty gracelessly. The emperor still has clothes, but he's been pantsed.


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Home > Post > Post 1 > Post 1 News Release > 2013 News Releases > News Release
News Release
TFC Jay Thomas
Public Affairs Officer
Kentucky State Police
Post 1, Mayfield
(270) 856-3721
Click here to e-mail TFC Jay Thomas
KSP makes arrest on fugitive wanted out of Livingston County
Date of News Release: 04/06/2013
(Fredonia, KY) -- The Kentucky State Police arrested Kenneth B. Fitzgerald, 26 of Fredonia, KY, after receiving a tip on a possible location. Mr. Fitzgerald was wanted for threats made against Livingston County Hospital employees and Law Enforcement Officers. Officers from the Livingston County, Caldwell County and Crittenden County Sherriff's offices responded with the Kentucky State Police to a location near Mill Bluff Road, approximately 2 miles west of Fredonia, KY on April 5, 2013 at approximately 7:30 P.M. Mr. Fitzgerald was located in a wooded area near this location and arrested by Trooper Frist Class Lewie Dodd. During the course of the investigation and arrest, two semi-automatic rifles were recovered. Mr. Fitzgerald was charged with Possession of a Firearm by a Convicted Felon, and Resisting Arrest. A KSP warrant was served for Trafficking in Marijuana greater than 8 ounces and less than 5 pounds. In addition to the charges listed, Mr. Fitzgerald was served with warrants from Livingston County for Assault 3rd, and Terroristic Threatening 3rd degree. Mr. Fitzgerald was lodged in the Caldwell County Detention Center. The investigation is continuing by Trooper First Class Lewie Dodd.


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Journey fans, could it be? A reconciliation on the horizon? Journey fans, like me, have been holding out hope for years that Steve Perry would one day rejoin the band, but every interview with Neal Schon seemed to slam the door a little harder. Well recently Neal Schon offered a glimmer of hope. No they weren't seen dining together, or rehearsing - like I said, it's a glimmer. Neal recently posted some exceedingly kind things about Perry on Facebook, along with a link to an in depth radio interview Perry did in January 2012. Schon wrote: "Great Steve Perry interview. I hope we can reach out to each other and connect once again. We had amazing chemistry together. I love him with all the love and admiration you could even have. Steve let's talk soon. Neal." Sounds promising doesn't it?
Photo by By Alex Mane (Own work) [CC-BY-SA-3.0 (http://creativecommons.org/licenses/by-sa/3.0) or GFDL (http://www.gnu.org/copyleft/fdl.html)], via Wikimedia Commons


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TD Ameritrade's Joe Moglia is listed as the 2014 Bentley undergraduate commencement speaker, which will take place on May 17th.
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The Waltham Patch announces the 2014 Bentley commencement speakers as Joe Moglia and Linda Zecher. These two notable and inspiring businesspeople will address the graduating class in a ceremony on May 17, 2014.
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CRETE | There was no need for any late heroics or a big play in the closing minute.
Crete-Monee took care of business early and came up with big plays as it routed Ottawa 42-6 Saturday night in a Class 6A quarterfinal.
The Warriors (12-0) will play Lemont Nov. 17 in one semifinal. It was the third time in the last four years the Warriors were in a quarterfinal and first time they won.
"It feels great, we put in a lot of hard work this week, but we are not satisfied," Crete wide receiver/defensive back LaQuon Treadwell said. "We put it all together tonight. We came out and knew we had to set the tempo."
With the win, the Warriors (12-0) are making their first trip to the semifinals.
The Warriors' three phases of the game -- offense, defense and special teams -- all played well and nearly flawless.
After forcing Ottawa out on downs in the first series, Crete scored when Treadwell caught an 8-yard pass from Marcus Terrell with 7 minutes left in the first quarter.
"We knew we had to get going early and everything came together," Terrell said. "Defense got us in position and we took advantage of it."
On the next series, Devontay Merrill used a head's up play when the Ottawa punter kicked the ball straight up and the wind brought it back. No one touched it and he picked it up an ran it to the Ottawa 2-yard line.
"I'm kind of upset I didn't run it in," Merrill said. "I didn't know it was a live ball, so I just scooped it up."
Kyle Tilley scored on the next play, then Crete took advantage of a fumble to take a 21-0 lead. Crete's Rudy Antuna recovered a fumble on the 4 and Lance Lenoir scored on the next play with 4 minutes, 16 seconds left.
"We did play together and everyone was firing," Crete coach Jerry Verde said. "We knew they were a good team, but we also had seven turnovers last week against Richwoods."
Crete's defense held Ottawa (11-1) to 88 yards of offense, while its offense generated 298 total yards. Terrell was 10-of-16 passing for 135 yards, two touchdowns and one interception. Treadwell, the top uncommitted receiver in the country, caught five for 80 yards and a score. He also rushed for 41 yards and a score. Lenoir caught two passes for 39 yards and a touchdown, while also rushing for a score.
Ottawa's Miguel Hermosillo, who had rushed for 1,986 yards coming in, was held to 32 yards, all in the first half. The Illinois recruit was battling a shoulder injury and did not play in the second half.
"The defense, we just wanted to shut them down," Crete linebacker Nyles Morgan said. "We didn't want to let them back in like we did Richwoods."


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Study Abroad Information Session This Tuesday~Fall 2013 in Alcala, Spain!
Posted: 3/7/2013 - The Application Deadline for the Fall 2013 Consortium for Transatlantic Studies and Scholarship (CTSS) Program in Alcala, Spain, has been extended to March 25, 2013.
Come to an information session in Martin 321 from 3:30-4:30 PM to learn about this program:
*Courses offered
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*And so much more...
Unlike a lot of semester-long programs in Spain, this study abroad opportunity does not require proficiency in Spanish; all classes are taught in English.
Please visit the website listed above for more information.
If you have any questions, please contact Dr. Kathryn Nuernberger at firstname.lastname@example.com or Dr. Phil Hull at email@example.com.
Or stop by the International Center in Ward Edwards 1200!
More information: http://www.ucmo.edu/international/ctss/ProgramInformationAlcala.cfm


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2-Pr. of Women's ProFoot® Plantar Fasciitis Orthotic Supports
Item # WX2-220363
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2-Prs. of ProFoot® Plantar Fasciitis Orthotic Supports help nurse your injury back to health! True relief from painful foot ailments!
Foot problems hamper just about every facet of human existence. Walking, running and more intense athletic activities become near-impossible tasks.
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Get the right feel underfoot with these Orthotic Supports!
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Archived:Compatibility break in Bluetooth Engine Symbian API
Archived: This article is archived because it is not considered relevant for third-party developers creating commercial solutions today. If you think this article is still relevant, let us know by adding the template {{ReviewForRemovalFromArchive|user=~~~~|write your reason here}}.
S60 3rd Edition FP2
S60 3rd Edition FP1
The Bluetooth Engine API provides high-level access to Bluetooth settings and device management. There is a compatibility break in the Bluetooth Engine API between S60 3rd Edition, Feature Pack 1 and Feature Pack 2. This is not an official S60 SDK API, but it is provided as part of the SDK API Plug-in packages for all S60 3rd Edition platform versions.
For performance reasons, the Bluetooth Engine DLL in S60 3rd Edition, bteng.dll, has been divided into several smaller DLLs from S60 3rd Edition, FP2 onwards. For applications using Bluetooth Engine API, this change causes both binary and source compatibility breaks between those platform versions.
Applications must be adapted to the new version of the Bluetooth Engine API on S60 3rd Edition, Feature Pack 2 devices.
See also
Bluetooth Engine API for S60 3rd Edition and 3rd Ed, FP1
Archived:Bluetooth Engine API for S60 3rd Edition FP2


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Makes 6 servings.
Prep Time: 30 minutes
Cook Time: 20 minutes
Average Customer Rating: 5 out of 5based on 1 reviews
Read Reviews / Add a Review
12 large, young artichokes1 1/2 cups wine vinegar1/2 cup lemon juice1 cup olive oilFreshly milled black pepperSalt
One by one, grip the artichokes by the stalk and strike against the work surface to open them up without breaking off the leaves. Then cut off the stalks, wash in cold water and drain.
Arrange a layer of artichokes in a large bowl. Season well and sprinkle generously with vinegar, then add a little lemon juice and a trickle of oil. Repeat the process until all the artichokes have been placed in the marinade. Stir occasionally with a long wooden spoon. Leave to marinate for 8 hours. Burn olive and holm-oak wood and when the logs have turned to red-hot coals, place a rack over them and grill the artichokes, basting occasionally with the marinade mixture.
Serve very hot, two to a plate, sitting with the leaves pointing upwards.
raisen "i liked it..."


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Schedule a Tour
The best way to learn about Charles Towne Montessori is to tour the campus to watch how students interact with each other and their teachers. You'll find engaged youngsters working away to accomplish specific tasks offered through the Montessori method.
- To schedule a tour, contact our administrative offices at: 843.571.1140 or email us at
We look forward to your visit.


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Is your company a bystander to the digital economy? Understand the three characteristics of digital goods, says an MIT Sloan professor, and you could be on your way to becoming filthy rich (or better yet, saving the world).
Big data needs better questions; local data concierges might be the next information governance trend; and the downside of data: The Data Mill reports.
In the age of digital businesses, a mobile applications development strategy is a must. Take our quiz to find out how to make the most of mobile apps.
Video: Keith Barker of CBT Nuggets shows how to use VMware ESXi hosts to perform sandbox testing on virtual machines.
Vendors are hurriedly implementing a new patch released over the weekend for the 'Shellshock' Bash vulnerability, but researchers have since found more Bash flaws that will likely need prompt remediation.
Malvertising is already being used by attackers as a delivery mechanism for exploit kits, and new research reveals the problem is likely to get worse, specifically in the form of malicious Flash banners.
Pertino adds several network services apps to its cloud-based WAN, giving IT pros the visibility and control they need over remote access.
SN blogs: October is Cybersecurity Awareness Month. One analyst says the industry should use the time to shed light on the industry's cybersecurity skills shortage.
Cisco Modeling Labs is a network simulator that uses real IOS images. Engineers can design, test and troubleshoot networks in software.
In the old days, all data was created -- and protected -- equally. In today's data center, ever-changing rosters of VMs and LUNs call for a new data backup arsenal.
I want to write a shell script that contains commands for Linux partition creation. Can I automate everything so the user only inputs the partition size and details?
Schneider Electric aims to improve energy efficiency and sustainability. The company's EVP of IT products discusses the future of data centers -- and it's global.
Agriculture, social media, IBM's Watson system and other global topics were discussed at EmTech MIT 2014, with big data wrangling often at the fore.
Consultant Colin White says cloud-based big data systems require the same kind of data management attention as their on-premises counterparts do.
It's hard to pin down exactly what big data is -- and that makes the term almost meaningless, and even cringeworthy, says consultant Rick Sherman.


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Known to apply to the following Sophos product(s) and version(s) SAV for Linux SAV for Unix
Operating systems Linux Unix
For details on the meaning of these settings, please read: http://www.sophos.com/en-us/support/knowledgebase/114372.aspx
For details on the Anti-Virus and HIPS policies that control these settings, please read: http://www.sophos.com/en-us/support/knowledgebase/117344.aspx.
SEC Full System Scan
Options that can NOT be changed:
scanHardDrives=true scanOpticalDrives=true scanNetworkFilesystems=false scanRemovableDevices=true scanLevel=normal scanArchives=false disinfect=false threatAction=donothing
Options that can be changed: exclude= scanAll=true/false #Has no effect scanFilesWithoutExtension=true/false #Has no effect
SEC Scheduled Scans
Options that can NOT be changed:
scanLevel=normal scanNetworkFilesystems=false
Options that can be changed:
scanHardDrives=true/false scanOpticalDrives=true/false scanRemovableDevices=true/false scanArchives=true/false disinfect=true/false threatAction=donothing/delete exclude= scanAll=true/false # Has no effect scanFilesWithoutExtension=true/false # Has no effect day= time=
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Are the holiday crowds at Star Provisions and Taqueria del Sol making you rethink that tasty Westside lunch outing you had planned. Then get thee to the Soup Cart.
Every Wednesday the Good Food Truck sends out its lovely handpainted Indonesian Soup Cart to the Goat Farm Arts Center to serve one daily soup meal from noon to 2:30.
An artist friend who has a studio at the Goat Farm invited me out a couple of weeks ago. This urban oasis just behind the Westside Provisions District serves as a fun event space at night, but during the day the mood is so peaceful and contemplative. I don't' want to sound like Mr. New Age Goop, but you eat mindfully when you're here, and the take-it-or-leave-it single meal is exactly what the place calls for.
I was happy to take this coconut curry chickpea soup, deepened by the addition of mustard seeds. On the side was a mustard green quesadilla that cart operator Jessamine Starr assembled in an electric skillet from prepared frozen roti, shredded cheese from a bag and delicious sautéed greens. She topped it with a wonderfully tangy bottled chutney. I point out these ingredients not to cast aspersions but rather to point out what an intuitive, thoughtful cook she is. (I bet thrown-together-in-10-minutes Wednesday dinners at her house are fabulous.)
We bundled up and ate outside, but there's a library where you can get coffee, soda or a beer.
A perfect respite.
- by John Kessler for the Food & More blog
December 4th, 2013
1:35 pm
Sounds good. Thanks John.
December 4th, 2013
2:20 pm
Is it ok if we throw our beer bottles at passing trains while the soup cart is parked out there?
December 5th, 2013
10:10 am
We've been several times, and the food has always been delicious! If someone would cook like that for me all the time, I'd become a vegetarian for sure!
December 5th, 2013
11:08 am
John: I really enjoy your blog (a lot), but I am a little disappointed that you have not mentioned the latest news about Nigella Lawson.
If it's not too much trouble, could you please just write a little something about reports of her recent court testimony.
I just have one short, crass comment I would like to post, and then I'll be out of your hair.
As usual, it will be an hilarious (to me) joke based on an obscure reference that mainly serves to entertain me and agitate those who typically comment on your posts.
As always, thanks for what you do. You're the best!
December 6th, 2013
5:35 pm
@Cascius, I'm curious, what would you expect a food writer to say about the personal life of Ms. Lawson?
December 7th, 2013
9:16 pm
Cascius…….lets let Nigella work out her own problems in peace.


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Availability: Usually Ships Within 24-48 Hours
Solaray Mullein (Verbascum Thapsus) 330 mg.
Mullein has been used since ancient times. Mullein contains large amounts of mucilage which contributes to its soothing effects. Mullein is native to much of Europe and Asia and is naturalized to North America. There are over 360 species of Verbascum with V. thapsus, V. phlomides, and V. densiflorum mentioned most often in herbal texts. The leaves and flowers of Mulliein are both used medicinally.
Historical or traditional use (may or may not be supported by scientific studies)Mullein leaves and flowers are classified in traditional herbal literature as expectorants (promotes the discharge of mucus) and demulcents (soothes irritated mucous membranes). Historically, mullein has been used by herbalists as a remedy for the respiratory tract, particularly in cases of irritating coughs with bronchial congestion. Some herbal texts extend the therapeutic use to pneumonia and asthma. Due to its mucilage content, mullein has also been used topically by herbalists as a soothing emollient for inflammatory skin conditions and burns.
Active ConstituentsMullein contains approximately 3% mucilage and small amounts of saponins and tannins. The mucilaginous constituents are thought to be responsible for the soothing actions on mucous membranes. The saponins may be responsible for the expectorant actions of mullein. Human clinical trials are lacking to confirm the use of mullein for any condition, however.
True Selection Solaray takes pride in offering great new products ... see here what we are delivering fresh to health food stores! No other brand offers a wider selection of vitamins, minerals, herbs and specialty products than Solaray. With over 900 products, Solaray is the most comprehensive supplement brand in the industry! Solaray has their own manufacturing facility to ensure that quality controls are applied at every level. Solaray knows what goes into their products so you can be confident of what goes into your body. Year after year, the Solaray brand is presented with the #1 Full Line Supplement Award by Whole Foods Magazine. Solaray is not just saying they're the best; discerning health food retailers and their educated customers are voting on Solaray's excellence. True Tradition..A Natural Passion For 35 Years Solaray began in 1973 as a pioneer in formulating and marketing blended herbal products with complementary effects. From its inception, Solaray focused on encapsulated products, which offer rapid disintegration and are easy to swallow. By 1984, Solaray became a full line manufacturer, carrying not only the highest quality herbs, but also a full line of vitamins, minerals and specialty products. Over the years, Solaray has contributed significantly to the industry through the innovation of products such as CranActin™, PhytoEstrogen™, Cool Cayenne™, PSA Control™, Estro-3™, and much more. Today, Solaray™ products are sold in over 60 countries! Making a healthier world isn't something Solaray aspires to do ... it's something Solaray is doing. This is Solaray's passion for over 35 years. Solaray Means Quality Every Solaray™ product is subjected to rigorous testing and screening protocols. The process may vary by ingredient, but typically includes organoleptic (taste, touch, smell) testing to compare it to previous batches, and lab assays for microbial, identity, purity and potency validation. Only when an ingredient has passed all of the required assays is it released to manufacturing. Solaray adheres to all current good manufacturing practices (cGMP) and an independent auditing firm audits Solaray's facilities, laboratory and manufacturing protocols for compliance with the latest regulations. Green Screened The Green Screened logo represents their commitment at Solaray to providing herbs of the utmost quality. The Solaray brand employs quality control standards in all areas of product development - from ensuring identification and authenticity by laboratory analysis to screening for microbes, herbicides and pesticides to heavy metal testing. Solaray rejects herbs they suspect are irradiated. Only after Solaray's laboratory analysis program confirms that the herbs meet Solaray's strict standards do they give the product their Green Screened approval.
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LEWISBURG, Pa. — The 2009-10 academic year recently concluded and Bucknell earned its 16th Patriot League Presidents' Cup in the last 20 years.
In addition, Bucknell had nine squads win league titles, was again among the nation's leaders in graduation rates and had 17 Academic All-District selections and one Academic All-American.
Even with all that success, some stories stood out more than others.
Check out the 15 most popular athletics releases and recaps that appeared on BucknellBison.com in 2009-10. || Related coverage: Year in review: Top stories of 2009-10
Contact: Division of Communications
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Start thinking about 2010 taxes
Two energy tax credits can help you save energy and tax dollars.
This article is by Laura Saunders at partner The Wall Street Journal.
Still smarting from your 2009 taxes? Start whittling the bill for next April.
A good place to begin: two federal tax credits for homeowners who want to save energy, one of which expires at the end of this year. The credits have appeal both for true green diehards and those who are staying put due to housing market doldrums.
The credits took effect in their current form in February 2009. Both offer dollar-for-dollar write-offs against taxes, not just a deduction from income. And unlike many tax benefits, there are no income limits on who can use them.
Yet experts say many people are still unaware they exist. Bill Shaw, a remodeler in Houston, says his best marketing has been done by -- of all people -- tax preparers. "Since January, my phone has been ringing off the hook with people whose accountants told them" about the credits, he says.
The smaller benefit, known as the Residential Energy Property Credit, will appeal to a broader swath of taxpayers. It applies to 30% of the cost of retrofitting an existing home to save energy, up to $1,500. That means you have to spend $5,000 to receive the maximum credit. This benefit expires at the end of 2010, and amounts claimed in 2009 count toward the $5,000 total.
Items that qualify include insulation, windows, doors, roofing, hot water heaters and air-conditioning systems.
Not included: ceiling fans or window air-conditioning units. Installation costs are permitted for some items but not others (see chart). The Internal Revenue Service recently said that qualified items installed in an addition to an existing house also are eligible.
The other credit, known as the Residential Energy Efficiency Property Credit, is far more generous but typically requires greater expense and commitment to green living. It is for 30% of the total cost of items such as solar panels, windmills and geothermal heat pumps, and the credit amount is unlimited. It expires at the end of 2016.
Jeremy Skogquist, an executive with NIH Homes in the Minneapolis area, says he has sold more than a dozen $25,000 packages in the past year tied to this credit. The package offers a geothermal system to store water for heating and cooling deep in the ground where the temperature is a constant 52 degrees. "The tax credit cuts my clients' payback time to about four to five years from six to eight at current rates," he says.
Far to the south, Houston architect Kathleen English is using both credits to save nearly $15,000 on the cost of a "green" house she is rehabbing for her family. In addition to a geothermal system, it will have solar panels, special insulation, a reflective roof and energy-efficient windows. She is springing for solar panels now, hoping that her local utility at some point will pay homeowners to feed excess power back into the grid.
If you want to use either credit, do your research. The specifications for what is eligible are precise and stringent. For example, some Energy Star-rated items qualify for the credit while others don't. Taxpayers claim either credit on Form 5695, and for your records you should keep the manufacturer's certification that the component is eligible. (Many contractors, like Bill Shaw, will help with the paperwork.)
Those planning to upgrade windows may want to wait a bit, because a pending bill expected to pass Congress in the next few months would expand the law to include all Energy Star windows, whereas only some are currently allowed. The provision should take effect 90 days after enactment.
Comprehensive information about eligibility is available on the National Association of Home Builders Web site and from the IRS. Retailers like Home Depot and Lowe's also provide useful guides. For a listing of separate state and local energy tax incentives, see www.dsireusa.org.
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It's Father's Day in the UK on Sunday 19 June.
Here's a special recipe for all the Dads out there from Constance Le Prince Maurice, Mauritius. Enjoy your day.
Serves: 4
Preparation time: 30 minutes
Cooking time: 1 hour
Ingredients for the fricassée
- 4 boned chicken legs
- 8 large shelled prawns
- 1 onion
- 4 cloves garlic
- 1 tsp finely chopped ginger
- 1 fresh green chilli
- 5 sprigs thyme
- 6 curry leaves
- 5 sprigs parsley
- 4 diced tomatoes
- 3 tbsp tomato coulis
- 5 sprigs coriander
- 6 tbsp oil
- salt and pepper
For the stewed Chinese brèdes
- 1 Chinese cabbage
- 2 tbsp oil
- 1 onion
- 2 cloves garlic
- 100g boucane (smoked pork belly)
- 1 dried red chilli
- salt and pepper
1. Make the fricassée: peel the onion and garlic. Chop them separately, chop the thyme, curry leaves, parsley and coriander. Cut each chicken leg in 4 pieces, add salt and pepper, then brown the chicken in 2 tbsp of hot oil in a frying pan. Set aside.
2. Season the prawns with salt and pepper. Sear them for 5 minutes in 2 tbsp of hot oil. Set aside.
3. In a saucepan, sweat the onion, garlic and ginger in oil for 2-3 minutes without colouring. Add the diced tomato and let stew for 10 minutes. Add the thyme, curry leaves, parsley, the chilli split in two lengthways and the tomato coulis. Stew for a further 10 minutes on low heat. Add the chicken and simmer for 15 minutes on low heat; then add the prawns. Simmer for 5 minutes and correct seasoning.
4. Prepare the Chinese brèdes: clean the Chinese cabbage and chop the leaves. Peel the onion and garlic, chop them separately. Chop the red chilli. Dice the smoked pork belly and cook it in boiling water for 20 minutes. Drain.
5. In a saucepan, brown the onion, garlic and pork belly in oil for 3 minutes without colouring. Add the brèdes and the chopped dried chilli, season with salt and pepper. Cover and stew for 10-12 minutes on low heat. Correct seasoning.
6. Serve this chicken and prawn fricassée with the stewed Chinese brèdes, plain white rice or bread.
Let us know how you get on, and send us your comments and pictures of your own chicken and prawn fricassée. You can get in contact with us via Twitter, Facebook or the comments section below.
You can also purchase the Prince Maurice recipe book that contains this recipe and 50 more from our online store.


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A fireworks store in Indiana caught fire earlier this week and what you'd expect to happen, is exactly what happened.
Firefighters had to dodge fireworks ignited by the flames and it took several hours to get the fire under control.
Sheriff's officials say the building also housed an antiques store.
Thankfully no one was inside at the time and no injuries were reported.
3221 South Evans StreetGreenville N.C. 27834
Telephone: 252.355.8500
Fax: 252.355.8568
Email: firstname.lastname@example.com


text:
University Relations Office
University of Wisconsin-Superior
Belknap and Catlin
P.O. Box 2000
Superior, WI 54880
ph. 715-394-8260
University News
News and Events Details
Created by the chemistry and physics programs, the Super Donor Periodic Table lets donors buy an element from the periodic table, the table of elementary particles, or even a compound of their choosing. Donors' names are placed beneath the element they purchase on a large painting of the table, located on a wall in Barstow Hall.
Element and particle prices range from $300 to $15,600. Since the table's inception in early November 2012, both recent and older alumni have contributed generously to the effort, and some have plans to purchase more. Alumni John Bremer, Gregg Zank, and Hal Mattson have all committed to a $5,000 element or more.
"It's a testament to the donors' belief in us and the quality of programs that UW-Superior provides in chemistry and physics," said Dr. Michael Waxman, professor of physical chemistry. "Nobody would be investing money in a program that's not good."
The idea stemmed from the rise of enrollment numbers due to increased recruitment efforts by the faculty in the chemistry and physics program of the natural sciences department. As more students entered the department, the faculty recognized a need to supplement the scholarship base and the idea of the periodic table began to take shape.
"Through donations to scholarships and equipment funds, talented and hardworking students are provided with opportunities to achieve their goals," said James Lane, professor of chemistry at UW-Superior. "I'm proud of the achievements of our graduates, and I give because I want to do my small part in keeping these opportunities available for future students."


text:
Our Price: $10.99
Sale: $6.98 (36% off)
See this Deal
Live Wire
Advantage Series 1/4" Straight Instrument Cable
Remaining Quantity: 276
*Additional discounts do not apply
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Protect your investment with aPlatinum Coverage warranty plan:
There are no products for the condition you selected. Please make another selection.
This instrument or product has been carefully played/used and returned to us in
virtually new condition, however its packaging may not meet the standards set by
the factory. Also, it no longer carries the manufacturer's warranty. If you're looking
for a virtually new instrument in possibly less-than-perfect packaging, this is
a great value. We feel so strongly you'll like what you see, we're including our
60-Day Satisfaction Guarantee on instruments and 30 days on accessories, to this used product making it a no-risk purchase.
Very Good: This instrument or product has been carefully played/used and shows few,
minor signs of use. In most respects it looks and performs like new and may be considered
equivalent to display units found in retail stores. Its packaging may not meet the
standards set by the factory and it no longer carries the manufacturer's warranty.
Condition 2 products are a terrific value and you can buy with confidence knowing
our 60-Day Satisfaction Guarantee on instruments and 30 days on accessories applies to this used product.
This instrument or product is in good working condition but has one or more cosmetic
flaws beyond those of a Condition 2 product. These flaws are typical of an instrument
or product that's seen normal wear and tear, including incidental scratches, chips,
dings, dents or other imperfections. It performs just as well as a Condition 1 or
Condition 2 instrument/product. Its packaging may not meet the standards set by
the factory and it no longer carries the manufacturer's warranty. Condition 3 is
a great choice if you're looking for performance and value and not as concerned
with cosmetics. You can buy with confidence knowing our 60-Day Satisfaction Guarantee on instruments and 30 days on accessories
applies to this used product.
This instrument or product is not in working condition and needs repair, but can
be brought back to full functionality with replacement of parts or some skilled
repair work. If you are a do-it-yourselfer or know a skilled repair person this
is a terrific value. Condition 4 products are sold AS-IS: they do not come with
a manufacturer's warranty and are not returnable.
This instrument or product has been damaged beyond what we judge is reasonably repairable.
It's best used for spare parts or to practice repairs on, and at this price Condition
5 products are sold AS-IS: they do not come with a manufacturer's warranty and are
not returnable.
Accidental damage, normal wear and power surges are no longer an issue with these comprehensive and affordable plans. We even pay to ship your gear for repairs. More details.
Covers much more than the original manufacturer's warranty:
Limit of Liability: The least of the cost of (1) authorized repairs, (2) replacement with a product of similar features, (3) reimbursement for authorized repairs or replacement or (4) the price that you paid for the product.
*Limitations and exclusions apply. See terms and conditions for program details
Add Protection
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SKB Model 455W Universal Baritone Sax Case with WheelsThe SKB-455W Baritone Sax Case was designed for players who are looking for greater protection for their delicate musical instrument. Constructed of ABS vacuum-formed material to offer greater strength and protection in a lightweight format. The SKB-455W Baritone Sax Case accommodates low Bb or low A baritone saxophones from leading manufacturers such as Yamaha and Selmer. The SKB-455W includes in-line skate wheels for easy transport, molded-in bumpers for valence protection and SKB-patented TSA trigger release latching system. The plush-lined EPS interior holds the instrument securely during transport.
Order today with the no-risk assurance of our Total Satisfaction and Low Price Guarantees!
I bought this case because of SKB's reputation, and that most people can't afford $800 for a BAM case. The Walt Johnson bari cases have had problems in the past, so I avoid them.
I play a Low A Mark VI and if you need a safe way to transport your horn, this case definitely does the job well. While I wouldn't recommend dropping your instrument off a building, I've bumped into plenty of things without any damage to my horn (or the case).
-Wheels make it easier to move
-Case can take some hits and still protect your horn
-clasps never open by accident, TSA lock is a plus
-It's pretty big...however, bigger in this case means more protection.
-Handle placement...top handle is clearly meant as a grip to roll it... the middle handle is slightly off balance.
Overall, I'm very happy with this case and would reommend it to anyone looking to better protect their instrument for regular transport. If you're looking to check it on an airplane, I would go for the BAM.
I just recently bought an old Yamaha YBS-61 bari and this case fits great with it! I have read mixed reviews saying that it won't fit the YBS-62, but others saying it will.
One of the biggest factors in my decision to buy this case is the wheels on the bottom, It's incredibly convenient to have them. Some say that the storage space is lacking, but what I do is store all of my equipment in a purple Crown Royal bag and tuck it in the big space at the bottom of the case under the horn. It still all fits with the instrument inside!
The only minor drawback is, the top handle isn't the best balanced, it could be placed more in the center, but otherwise I'm not hesitant at all to check my bari in a flight! After all, it does have a TSA approved lock too.
Overall this is a great case, it is vary durable and holds my sax in place. The weels are really nice too.
I found that the top handle is not placed well, so i couldn't easily carry it like a normal case if i needed too without the case dragging on the ground. It also had to be modified to fit a low Bb bari because the bell space was not wide enough, it did not fit my martin or my mark VI bari until we cut a deeper slot. There isent a single storage compartment, and taht is also a problem.
But all in all a good sturdy case, just really with these things where added.
This case does not fit any Conn Bari saxes. I tried a 12M Bb, a 11M A, and a New Wonder II Chu, and none of them fit.
Other than that it looks like a good case.
I own a Yanagisawa B901, and it is very difficult to find a sturdy rolling case that fits it and yet doesn't break the bank. This case was a crap shoot for me. But it fits my bari just fine. The latches are great, the wheels are pretty nice, and it seems pretty solid. But when it was first sent to me, there was a crack in the shell right where the wheels are attached to the body. So I had another one sent to me. Same problem. But it wasn't quite as bad, so I'm just going to stick it out until I get back from a tour. Then I will be on the phone with SKB. But all in all, not a bad product.
* Price guarantee valid on all new in-stock merchandise sold by an authorized U.S. Dealer. Guarantee does not apply to discontinued, blemished, damaged, closeout, open box, refurbished or auction items. You will be contacted via email shortly after submission of request.


text:
A 22-year-old carjacker who stole a Nevada state trooper's cruiser then fatally shot himself in the chest with the patrolman's shotgun was on probation in Florida for carrying a concealed weapon.
Investigators confirmed Wednesday that Devin Peterson of Jacksonville, Fla., appears to have died from a single, self-inflicted gunshot wound after carjacking a second vehicle and leading police on a chase Monday on Interstate 80 east of Reno.
Florida Department of Corrections records show he was convicted of the felony gun charge in April 2011 and was sentenced to three years' probation.
Peterson fled after he and three other Jacksonville residents were pulled over and state troopers searched their SUV for marijuana. Their bail at the Washoe County Jail is set at $150,000 each on drug and conspiracy charges.
29-year old Manuel Rodriguez and two passengers -- 23-year-old Christian Magliano and 29-year-old Mollie Bass were arrested and charged with numerous drug related charges.
The two Nevada Highway Patrol Troopers have been placed on routine paid administrative leave pending the outcome of the on-going investigation.
Pursuant to the Washoe County's OIS Protocol, the OIS investigation will be conducted by a joint investigative team comprised of multiple law enforcement agencies, including the Washoe County Sheriff's Office, the Reno Police Department, the Sparks Police Department, the Nevada Department of Investigation, and the Lyon County Sheriff's Office. The Washoe County Sheriff's Office is the lead agency for this investigation. Additional information will be released as the investigation unfolds.
Anyone with information regarding this case is asked to call the Washoe County Sheriff's Office at (775) 328-3320, Secret Witness at (775) 322-4900, http://www.secretwitness.com/, or text the tip to 847411 (TIP 411) keyword - SW. (AP)
KTVN-TVPhone: (775) 858-2222Fax: (775) 861-4298
Mailing Address:4925 Energy WayReno, NV 89502


text:
JUSTIN BIEBER has finally released the full version of his new single, "Boyfriend."
Let the fan girl screaming commence!
The 18-year-old singer has just debuted his much-awaited single, "Boyfriend," on iTunes.
Due to the very positive initial responses from his fans, Bieber tweeted:
"seeing all the comments on #BOYFRIEND is amazing. #MUCHLOVE. now let's get it to #1!!! BIEBERBLAST!! thanks"
Listen to "Boyfriend" now:
Photo Via Justin Bieber's Facebook
We'd love to hear your comment but please don't spam, we reserve the right to delete anything which is inappropriate


text:
London • The scale of the child sex abuse scandal engulfing the BBC expanded on Thursday as authorities announced that 300 potential victims had come forward with accusations against one of the broadcaster's most popular children's entertainers and that others might have acted with him.
The scandal swirling around one of Britain's most respected news organizations also prompted a spirited defense from New York Times chairman and publisher Arthur Sulzberger Jr. of the paper's incoming CEO, the former top executive of the BBC.
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In a letter to staff, Sulzberger said he was satisfied that Mark Thompson, who was the BBC's director general until last month, had no role in the decision to scrap an investigative segment about the abuse allegations against the late Jimmy Savile.
The well-known children's TV and radio host is accused of using his fame to coerce teens into having sex with him in his car, his camper and even in dressing rooms on BBC premises.
Police Commander Peter Spindler, head of the Scotland Yard inquiry into the scandal, said Thursday that 300 potential victims had come forward so far and even more were expected to contact authorities. He said all but two of the cases involved girls and that detectives had interviewed 130 people.
The police commander acknowledged he had been stunned by the volume of abuse allegations reported to his team of 30 officers in the three weeks since accusations about Savile's activities first came to public attention.
"It is quite staggering, the number of women ... and this is primarily women; we have only got two men in the system so far," Spindler said.
Spindler said Savile, who died last October at age 84, was "undoubtedly" one of the worst sex offenders in recent British history.
Since the allegations aired on British television this month, London police have received three times the usual number of calls about allegations of past sexual abuse. "I have no doubt that we are in a watershed moment for child abuse investigations," Spindler said.
Previously feted for his charity work at hospitals and homes for children, Savile is alleged to have deliberately supported such causes to target troubled youths whose credibility would be questioned if they reported the alleged sexual abuse.
Spindler said that although the majority of cases related to Savile alone, some involved the entertainer and other, unidentified suspects. In addition, some potential victims who reported abuse by Savile also told police about separate allegations against unidentified men that did not involve the BBC host.
He confirmed that police could seek to prosecute any suspects who are still living but said no one has been arrested or questioned so far.
Spindler also revealed that a retired London police officer had contacted Scotland Yard to report that he investigated Savile in the 1980s after a young woman accused him of assaulting her inside his trailer while it was parked on BBC premises. The ex-officer said there hadn't been sufficient evidence to prosecute Savile at the time, Spindler said.
Police have also discovered that a woman contacted Scotland Yard in 2003 to allege that Savile had touched her inappropriately in the 1970s but did not seek to press charges. In addition, authorities acknowledged that Savile was questioned in 2007 over an allegation tied to a school in Surrey but prosecutors declined to bring charges.
The Savile scandal has rocked the BBC and prompted disbelief that the TV host's crimes could have gone unnoticed or unreported by colleagues or managers.
Thompson, the incoming New York Times CEO, who was BBC director-general from 2004 until last month, is among those facing questions from lawmakers. Thompson has insisted he never met Savile, was unaware of rumors about his behavior and had little knowledge of the expose that was canceled late last year just as other BBC divisions were planning tributes to the late entertainer.
In his letter to Times staff, Sulzberger said Thompson had thoroughly explained his handling of the issue.
"Mark has provided a detailed account of that matter, and I am satisfied that he played no role in the cancellation of the segment," Sulzberger wrote.
"Our opinion was then and remains now that he possesses high ethical standards and is the ideal person to lead our company," the letter said.Next Page >
Copyright 2014 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Alexis Carrel (June 28, 1873 November 5, 1944) was a French surgeon and biologist. He was awarded the Nobel Prize in Physiology or Medicine in 1912. Born and educated in Lyon, France. He practiced in France and the United States ... moreAdd to my favourites Get these quotes on a PDF
Man cannot remake himself without suffering, for he is both the marble and the sculptor.
All great men are gifted with intuition. They know without reasoning or analysis, what they need to know.
Intuition comes very close to clairvoyance; it appears to be the extrasensory perception of reality.


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Self-care measures helpful, but may not be enough to resolve Achilles tendinitis
DEAR MAYO CLINIC: What causes Achilles tendinitis? Are there things I can do at home to help it heal more quickly?
ANSWER: Although Achilles tendinitis is often associated with an increase in sports activity, any increase in stress on the tendon can trigger symptoms. Most of the time it can be treated with relatively simple, at-home care under your doctor's supervision. Tailoring your treatment to the cause of the problem is important in treating an Achilles tendon problem.
Your Achilles tendon is a large, tough band of tissue connecting the muscles in the back of your lower leg to your heel bone. It's used anytime you walk, run, jump or push up on your toes.
Achilles tendinitis typically isn't related to a specific injury. Instead, it results from repetitive stress to the tendon, usually in conjunction with an increase in activity or a repeated activity that's more intense than the body is prepared to handle. It could be squatting down a lot while gardening or just an increase in walking -- especially uphill -- on a vacation. Being overweight or obese also can place more stress on the tendon, putting you at higher risk of developing Achilles tendon problems.
Early on, Achilles tendinitis may feel like a mild ache or pain at the back of the heel or an inch or two higher up the Achilles tendon. There may be more tenderness and stiffness after inactivity -- such as in the morning -- and the pain may be sharper after an aggravating activity.
If you feel a snap or the sensation you've been hit or shot in the Achilles tendon, it's more likely an Achilles tendon rupture.
If you have Achilles tendon pain, be sure to first talk with your doctor to rule out other problems. If you're diagnosed with tendinitis in its early stages, the following self-care measures may resolve the problem:
1. Activity modification. Avoid exercise or activity that strains or irritates the tendon, such as running, jumping or prolonged hill walking. Turn to nonaggravating, low-impact exercises, such as swimming, bicycling and resistance training.
2. Ice massage. This can help decrease pain or swelling. Freeze water in a small paper cup and peel away the rim to expose the ice. Rub the exposed ice on the tendon for about five to 10 minutes three to five times a day, including after exercise.
3. Pain-relieving medications. Nonprescription pain relievers can help with pain or discomfort. Anti-inflammatory drugs such as ibuprofen (Advil, Motrin IB) may help reduce inflammation, but they haven't been shown to lead to quicker healing than other options such as acetaminophen (Tylenol).
4. Light stretching and strengthening. Once the irritation starts to diminish, calf stretching and toe raises can be gradually implemented in a way that doesn't irritate the tendon.
5. Footwear adjustments. Worn-out or inappropriate shoes can be a contributing factor to Achilles tendinitis. Getting better shoes may help. Sometimes, orthotics may be helpful to optimize foot biomechanics and minimize Achilles tendon stress. If heel lifts are used, they should be used only temporarily, as they may cause shortening of the Achilles tendon.
Achilles tendon problems can get worse if not treated -- and sometimes the pain persists despite appropriate self-care. After the initial inflammatory phase (tendinitis) the tendon may undergo changes (tendinosis) instead of healing. Over weeks or months, the tendon may develop microtears and swelling, frequently resulting in a tender, visible nodule where the tendon is thickened. Weakened tendon tissues are at increased risk of partial tearing or complete rupture.
Self-treatment strategies can be helpful, but they may not be enough to promote healing. A special type of strengthening called eccentric strength training can help reverse Achilles degeneration. Eccentric strengthening of the Achilles involves doing a toe raise with a very slow let down back to the ground. Perform this exercise in consultation with your doctor and under the guidance of a physical therapist. It's important to make sure you're doing the exercise correctly and not causing harm.
When Achilles pain doesn't respond to conservative therapy, additional therapies may include topical medications (nitroglycerin, nonsteroidal anti-inflammatory drugs), injections (corticosteroids, platelet-rich plasma, prolotherapy), shock wave therapy, needling the tendon to initiate a healing process (needle tenotomy) and rarely, surgery. Research has yet to determine which treatments are most effective. -- Edward Laskowski, M.D., Physical Medicine and Rehabilitation and Sports Medicine Center, Mayo Clinic, Rochester, Minn.
(Medical Edge from Mayo Clinic is an educational resource and doesn't replace regular medical care. E-mail a question to email@example.com. For more information, visit http://www.mayoclinic.org.)Copyright © 2014, Chicago Tribune


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Durable synthetic bag with the essential features. Holds cymbals up to 22". Features adjustable shoulder stap and carrying handle.
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- Northern Essex Community College - http://www.necc.mass.edu -
Computer Labs
Posted By sbaletsa On June 19, 2009 @ 10:15 am In | No Comments
Haverhill Campus, Walk-In Lab, B216
Lawrence Campus, Walk-In Lab, L239
There are lost and found locations in both the Haverhill and Lawrence IT Client Services Areas as well as in Security. NECC is not responsible for items that are lost or stolen in the Computer Labs.
Article printed from Northern Essex Community College: http://www.necc.mass.edu
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Highlights: Borussia Monchengladbach 2-2 Hamburg
Borussia Monchengladbach and Hamburg draw 2-2 in an exhibition match in Dubai, UAE, on Wednesday.
(01:06) | January 9, 2013
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Wolfsburg secure first win of season
Bundesliga: Ricardo Rodriguez scored two goals and set up another as Wolfsburg defeated 10-man Bayer Leverkusen 4-1, for their first win of the season.
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Highlights: Mainz 2-0 Borussia Dortmund-1
Bundesliga: Mainz are up to second in the Bundesliga table after pulling off a shocking 2-0 victory over Borussia Dortmund.
(01:14) | Sep 21, 2014
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Julian Green still hopes to make it at Bayern
Bundesliga: Julian Green believes his spell with Hamburg can help him become a regular back at his parent club, Bayern Munich.
(00:58) | Sep 19, 2014
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Martinez: We lost a bit of intent
Premier League: Despite controlling open play, Roberto Martinez believes his Everton squad must work better at finishing their chances.
(01:39) | Sep 21, 2014
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Warnock: Win is massive relief
Premier League: Neil Warnock relished Crystal Palace's first win of the Premier League season, with a 3-2 victory over a tough Everton side.
(01:06) | Sep 21, 2014
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Mourinho: Chelsea very, very good
Premier League: Chelsea manager Jose Mourinho expresses his pleasure with their 1-1 draw at the Etihad.
(01:03) | Sep 21, 2014
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Pellegrini: Lampard a true professional
Premier League: Manchester City boss Manuel Pellegrini praises Frank Lampard and reacts to what was "the best game of the season".
(00:57) | Sep 21, 2014
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Van Gaal: We gave it away
Premier League: Manchester United manager Louis van Gaal laments his side's inability to see the game off after going up by two goals.
(00:56) | Sep 21, 2014
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Pearson: I'm very pleased with the result
Premier League: Leicester City manager Nigel Pearson praised his squad's ability to come back from a two-goal deficit to beat Manchester United.
(00:39) | Sep 21, 2014
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United reveal their ugly flaws
Manchester United looked what they actually are in their 5-3 defeat at Leicester - an unfamiliar group, only recently assembled and working under a coach who does not favour making things simple
Quote Unquote
"I'm a bit lost for words. I didn't expect to come on and score like that. I've come on and the Chelsea fans are signing and that's emotional, and I'm playing for this club who have taken me and that's brilliant as well. I'm really stuck in the middle here"
World Cup double
Has any football manager ever won the World Cup twice?
Making history at the World Cup
The eight group winners all won their last 16 matches to progress to the World Cup quarter-finals. Has this ever happened before?


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These Dr. Brown's Natural Flow wide-neck bottles keep your child happy and healthy, and are must-haves for baby's mealtime.
Product Features:
- Vent system maintains breastmilk's essential nutrients and helps reduce colic, spit-up and gas.
- Fully vented bottle design provides vacuum-free feeding, similar to breastfeeding.
- BPA-free construction ensures safety and durability.
- Cleaning brush keeps the vents clear of buildup.
Product Details:
- 3-pack
- Includes: three 8-oz. bottles, three Level 1 silicone nipples, three 2-piece internal vents & cleaning brush
- Ages birth & up
- Hand wash
- Model no. 480-P3
- Promotional offers available online at Kohls.com may vary from those offered in Kohl's stores.
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GK Hair pH+ Clarifying Shampoo
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For a sleek dinner setting, this Wilton Armetale Boston tray is the perfect choice. Its simple, rimless design complements both traditional and contemporary decor. You'll love displaying and serving meals, appetizers and more with this Wilton Armetale tray.
- Built-in handles offer carrying convenience.
- Armetale metal construction will not rust, crack, chip, dent or tarnish.
- Details:
- 17"L x 11 1/4"W
- Oven safe to 1000°F
- Hand wash
- Manufacturer's limited lifetime warranty
- Model no. 109805
Promotional offers available online at Kohls.com may differ from those offered in Kohl's stores.
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Events for February 10, 2013
The Path of Nature: French Paintings from the Wheelock Whitney Collection
When: From 01/22/2013 to 04/21/2013
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Woman, man or child, join @vday for #1BillionRising on Feb 14 to strike & dance our way to a violence-free world.
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Cold, Hard Football Facts Archives
History Says Arizona, Cincinnati and Philadelphia Will Make Playoffs
While no guarantee of future success, a strong start to the season is a good omen – 75.2 percent of teams (91 of 121) that started 3-0 since 1990 made the playoffs.
Autopsy of an Upset: Cardinals Flatten the 49ers 23-14
The Cardinals started the day as four point underdogs and finished with their third straight with their third straight win in 2014.
NFL Week 3 Statistical Tailgate
Kirk Cousins and Nick Foles dueled in a high scoring affair in Philadelphia while defense dominated in Foxborough: it's our rapid fire look at Week 3's early games.
Powerful Quality Stats Lead To Week 3 Success For One-Week Fantasy Football
One-Week Fantasy Football has exploded onto the scene in 2014! As such, the Cold Hard Football Facts have partnered with Draft Kings to help line your pockets with real cash money.
Quality Stats Six Pack: Changes to the New Season
In a new weekly feature, Adam Dobrowolski looks a at "six pack" of statistical features that analyzes regression-related trends via the Quality Stats.
Buffalo Bills No. 1 In Our Quality Stats Power Rankings
Through the small prism of two weeks of football, the Buffalo Bills rank No. 1 in our Quality Stats Power Rankings. Surprise, Surprise.
CBS Flags Rihanna For Language; Benches Her
CBS acts swiftly and demotes Rihanna following her Twitter tirade about the network's decision to bench her in Week 1.
Adrian Peterson Put On Exempt List
The Minnesota Vikings have reversed their stance and put Peterson on the exempt list until all legal proceedings are resolved.
- History Says Arizona, Cincinnati and Philadelphia Will Make Playoffs
- CHFF Flashback: Colin Kaepernick Has Worst QB Performance of 2013
- Andy Dalton Passes Aaron Rodgers In Record Books
- Quotes From Ravens Fans Who Support Ray Rice
- 2014 NFL Season Player Props
- Vegas Win Totals For Each NFL Team
- Best NFL Records Of The Past 10 Years
- Audio: The Cold Hard Football Facts Hosted By Pat Imig
- Cardinals And Chargers: Charting Their Courses After Week 1
- Groundhog Day: Seattle Dominates Green Bay


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Photography > Digital Camera Lenses > Sigma Lenses > Sigma Lenses For Canon Mount
The Sigma 17-70mm F2.8-4 DC Macro OS HSM Lens is a large-aperture lens with a maximum f/stop of f/2.8 in wide angle setting. The large zoom range of this 4x zoom lens (equivalent range of approx. 27-112mm when used with a Canon digital SLR camera) makes it ideal as an everyday large-aperture lens. In addition, the minimum focus distance of 8.7" along with the maximum magnification of 1:2.7 also makes the lens perfect for close-up photography.
Optical Stabilization (OS) anti-shake technology allows you to use shutter speeds approximately 4 stops slower than would otherwise be possible, without motion blur. This anti-shake technology, along with the fast f/2.8 to 4 aperture, makes this lens perfect for shooting in low light without a tripod.
The lens' Hyper Sonic Motor (HSM) also ensures a quiet and high-speed auto focus, while its rounded, seven-blade diaphragm creates an attractive blur when shooting at wide apertures. The inner focusing system eliminates front lens rotation, making the lens particularly suitable for using the supplied petal-type lens hood and circular polarizing filters.
DC lenses are exclusively designed for digital SLR cameras. The image circle (rear of lens) is made to match the smaller dimensions used for the image sensor on digital cameras. As a result these lenses are also more compact and lightweight, and are better matched to digital SLR cameras.
Note! Not suitable for 35mm film SLR cameras or for any digital SLR camera with image sensor bigger than APS-C size, e.g. Canon 1D series


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12 U.S. Code § 3801 - Findings and purpose
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(a) The Congress hereby finds that—
(1) increasingly volatile and dynamic changes in interest rates have seriously impared [1] the ability of housing creditors to provide consumers with fixed-term, fixed-rate credit secured by interests in real property, cooperative housing, manufactured homes, and other dwellings;
(2) alternative mortgage transactions are essential to the provision of an adequate supply of credit secured by residential property necessary to meet the demand expected during the 1980's; and
(3) the Comptroller of the Currency, the National Credit Union Administration, and the Director of the Office of Thrift Supervision have recognized the importance of alternative mortgage transactions and have adopted regulations authorizing federally chartered depository institutions to engage in alternative mortgage financing.
(b) It is the purpose of this chapter to eliminate the discriminatory impact that those regulations have upon nonfederally chartered housing creditors and provide them with parity with federally chartered institutions by authorizing all housing creditors to make, purchase, and enforce alternative mortgage transactions so long as the transactions are in conformity with the regulations issued by the Federal agencies.
[1] So in original. Probably should be "impaired".
Source(Pub. L. 97–320, title VIII, § 802,Oct. 15, 1982, 96 Stat. 1545; Pub. L. 101–73, title VII, § 744(c),Aug. 9, 1989, 103 Stat. 438.)
1989—Subsec. (a)(3). Pub. L. 101–73substituted "Director of the Office of Thrift Supervision" for "Federal Home Loan Bank Board".
Short Title
Pub. L. 97–320, title VIII, § 801,Oct. 15, 1982, 96 Stat. 1545, provided that: "This title [enacting this chapter] may be cited as the 'Alternative Mortgage Transaction Parity Act of 1982'."
Effective Date
Pub. L. 97–320, title VIII, § 807(a),Oct. 15, 1982, 96 Stat. 1548, provided that: "This title [enacting this chapter] shall be effective upon enactment [Oct. 15, 1982]."
Identification, Description and Publication of Regulations Inapplicable To, or Conformation of Regulations for Use Of Nonfederally Chartered Housing Creditors
Pub. L. 97–320, title VIII, § 807(b),Oct. 15, 1982, 96 Stat. 1548, provided that: "Within sixty days of the enactment of this title [Oct. 15, 1982], the Comptroller of the Currency, the National Credit Union Administration, and the Federal Home Loan Bank Board shall identify, describe, and publish those portions or provisions of their respective regulations that are inappropriate for (and thus inapplicable to), or that need to be conformed for the use of, the nonfederally chartered housing creditors to which their respective regulations apply, including without limitation, making necessary changes in terminology to conform the regulatory and disclosure provisions to those more typically associated with various types of transactions including credit sales."
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
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"I go to college but I don't have any definite career goals just yet when I graduate," said Georgy. "I study a lot and do part-time jobs for extra money. I don't really like going out to bars on weekends and partying all night and then waking up the next day sick and ruining the entire day. I mean sometimes I get jealous of all the fun that other girls seem to have." Georgy has no clue about what she'll do next if she keeps modeling. Her photographer thought she was great but said she wasn't actively looking for modeling assignments. They met by chance. "The photographer asked me if I was interested in doing a blowjob, a handjob or a total porn shoot later on but I don't think I'm ready for that! Not just yet anway. But I did promise to call if I feel like it. I might do it for fun later but right now I'm not sure I want to let people see me having sex. Toys are cool as long as it's not some crazy gigundous stroker. I have a tight vagina, you know, and I just can't stick fat dildos in there." Send your Georgie thoughts to email@example.com
Georgie is 5'6", 145 pounds and measures 38-26-38. A college co-ed, she contacted one of our photographers. It was a good day when he met her. More college students should follow Georgie's example. "I go to college but I don't have any definite career goals just yet when I graduate. I'm a pretty fun-loving person. I don't really like going out to bars on weekends. I don't think that's a healthy lifestyle. I'd rather bike or go to the park on weekends. I'm also not into this whole MySpace and FaceBook thing." Georgie isn't sure how far she wants to take modeling. So far, it's a casual fling and she has no interest in becoming a full-time professional. Anyway she'd have to move for that. The city Georgie lives in is not a mecca for models.
Georgie has a happy face and a good attitude. She doesn't want to be a porn star, an entertainer or even a professional model. "This will probably be my last time," says Georgie." "Except for Voluptuous and Naughty Neighbors, I haven't really had any offers. I don't think a girl like me is really appreciated. I'm not skinny enough or my boobs are too big or I'm not beautiful or I'm not tall enough. Well, that's what I'm hearing. I think I'm just going to work on furthering my education and develop a career." Georgie got good feedback from male friends who saw her previous pictorials. "Guys I know that saw Voluptuous say I should continue because they like my body and think I'm good at modeling. I also got more offers for coffee dates and movies! That was very flattering. I guess I could do porn stuff but I'm not really into it. I'm a one-guy girlfriend kind of girl. I don't even do hook-ups or one-night stands! Maybe if I had girlfriends who did porn, that would be different. I might go to a porn convention the next time I'm in Los Angeles, just to see." Georgie hikes, bikes and spends time with friends and family. We'll see what the future brings. "I have more confidence in my body," Georgie adds. "Before I would look in a mirror and feel fat. Now I like my body much more. There's parts I want to improve but still I feel better."
"My boyfriend watched as my girlfriend took these photos," said Georgie. "He's totally useless with a camera, but he was totally into me posing. Jane has a digital camera and she was happy to take rude pics of me because we've gotten it on a couple of times. Jane and I 69ed and my boyfriend fucked both of us when I was done posing."
Georgie's first appearance on Scoreland.com was in New Discovery. A fresh-faced, cute, juicy college co-ed, getting naked was just a fun thing for her to try for a day. "I never really thought of posing so wild. And playing with my vibe? That's a first for me...being photographed with my toy inside me. Things just got carried away," Georgie said. If this is all new to Georgie, who looks very happy and relaxed in her photos, then she might want to consider doing more of it including video. "I haven't even joined any model websites...I'm not really looking for assignments or jobs. I'm not a professional model. I don't have an agent. It wasn't like work, you know, or anything like that. I had a good time. Would I take photos having sex with a guy? I don't know. I'm not sure. I haven't had a lot of sex in my life. I've had a few boyfriends. I don't know if I'm ready to have sex with a porn stud. I'll have to fantasize about it for a while and talk to my girlfriends and get their advice."
College co-ed Georgie is 5'6", 145 pounds and measures 38-26-38. She felt that she had the boob power to pose and contacted one of our photographers. "I go to college but I don't have any definite career goals just yet when I graduate. I'm a pretty fun-loving, goofy person. I don't really like going out to bars on weekends and getting wasted. I don't think that's a healthy lifestyle. I'd rather bike or go to the park on weekends. I'm also not into this whole MySpace and FaceBook thing. I'd rather spend my time at home on the Net reading articles and catching up on news from around the world than waste my evenings getting silly emails from strangers like 'Thanks for the add' and 'Sending U some love.' It's stupid!"
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