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Top 25 cities for credit card debt
Debt is down overall, but cities in Texas, Georgia, Florida struggle with high balances.
Related topics: debt, debt reduction, credit cards, credit score, credit counseling
If you live in San Antonio, you may want to go easy on those credit cards for a while. Same thing for many other Texans and lots of people living in Florida or Georgia.
Residents of those areas dominate a newly released list of the 25 U.S. cities that had the most credit card debt at the end of last year. Many people may have overdone it during the holidays and are still dealing with the aftermath, according to the study by Experian, a financial and information services company best known by consumers as one of the three major credit bureaus in the U.S.
"The message is that you need to be aware of the balance that you're carrying, and you need to make sure that you can carry it with some comfort," said Rod Griffin, Experian's director of public education. "Any kind of financial hiccup could be the proverbial straw that breaks the camel's back."
According to the survey, the average U.S. credit card holder owed more than $4,200 at the end of December. Fortunately, that's a decline of about 4 percent compared with the end of December 2009 and 8 percent compared with December 2007.
"It appears that consumers are reducing their credit card debt, and that's a very positive thing because it shows that they are managing to pay their bills," Griffin said.
Fewer cards in the wallet
At the same time, the average number of bank-issued credit cards has declined to 1.97 cards per customer, a drop of 23 percent since 2007. That's a mixed blessing, however. Here's why: With fewer cards in their wallets, Americans are tapping more of each card's available balance. The result is that consumers are using more than 30 percent of their total available bank card balance -- a jump of nearly 10 percentage points since 2007.
"We want consumers to understand that overspending at the holidays or at any other time of year can often have broader implications to their overall fiscal fitness," said Maxine Sweet, the vice president of public education at Experian. "By carrying over credit card balances and utilizing a significant portion of their available balance, they can potentially negatively affect their credit scores, which can in turn, hurt them when it comes to applying for other types of credit down the line, including mortgages and car loans."
The Alamo city's cry: 'Charge!'
Leading the way in this unenviable category are residents of San Antonio. The average bank card balance there at the end of last year was $5,177 -- 23 percent higher than the national average.
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At first blush, that would seem to be pretty bad news for the people who live there, suggesting some degree of economic stress, but maybe not.
"I don't know whether that's good news or bad news," said Denise Surratt, the director of counseling and education for Consumer Credit Counseling Service of Greater San Antonio. "I'm not seeing them come through the door (in greater numbers), so they must be able to handle the credit card debt."
She said the military has a large presence in the area and, partially as a result, employment and the rest of the economy tend to be relatively stable.
"This survey isn't saying that they're not paying their bills, only that they have taken out a good bit of credit," Surratt said. "That could be telling us that they're not too worried about layoffs and they feel more comfortable about using credit."
Griffin agreed that the survey did not touch on the subject of debt delinquency, and he said that Surratt's theory may carry some weight.
Blaming one political party or the other is lame, lame, lame. This is simple, people - don't charge anything you don't have the money in the bank to pay for. If you don't, then SAVE FOR IT. Or do without it. Sadly, not everyone was raised this way. My parents grew up dirt poor during the depression, and earned their way to success. My dad went to college - it took him 12 years because he worked during the day and went to night school. And today, people can't seem to go without a big-screen TV on a desk clerk's income. With 3 or 4 kids.
Living below your means leads to a pretty easy, worry-free life. :)
I have to disagree about using credit cards. I always carry a balance of $2,000 to $3,000, but I PAY IT OFF EVERY MONTH. So I get to use their money for free for 30 days. I have not paid interest, annual fees, or any other kind of fee for over 20 years. Other benefits to me:
1. Rewards program on one card gives me about $350 cash every year
2. Other card gives me 5% add'l off everything I buy at their store (Target)
3. My credit score is over 800, which saves me 60% on my house insurance.
4. If I ever do have to borrow money, credit score is good (not planning on it, but you never know what life will bring)
5. Security. I'd much rather have someone get my credit card # than my debit card #. With the debit card the cash is out of my account, and I have to convince my credit union it wasn't me. With credit card, I just dispute the charge and don't pay it - no money out of my pocket.
6. Convenience. I don't carry a lot of cash either - had my purse stolen once and learned my lesson.
7. Auto bill-pay. Again, I'd rather have the cable company make a mistake and have the error on the credit card, where I can dispute it, than out of my bank account.
I realize your all tired of seeing my comments, but I also want to rant about the distorted credit rating system. So in Seattle or San Antonio, an average debt is about $4,500. So what? At any moment I might have that amount charged on a card. Is transunion or experian saying that this is the average amount rolling from month to month? No, not even. Some pay every month, some don't. And some strategically do this and we all end up with generally a fair to good credit score. These scores ruin lives and have no sense of reality. My score today is fine, but OMG just have one mix-up in life and you're screwed by Mr. Fair Isaac. That guy should die a painful death and I hope he did or does. I did not pay a small bill for 4 months from a crap **** retailer (Pier 1) because they did not send a bill to MY address. They shifted my address to where my life was living for work in another state. It was maybe $300.00. So what would be the minimum payment? $5.00? Whatever, I did not get the bill and really did not know UNTIL I paid $29.00 a month for a ripp-off credit report (that I still pay for as these blood sucking aholes will ruin lives). This was well over 4 years ago, but still shows up as a huge mark against me, as in 100 points. I'm sorry, but I have paid more to credit cards than most people make in a lifetime but yet I have to tell the likes of BofA, Wells Fargo, Citi and JPMorgan this was not that big a deal. Of course they don't care as this give them a right to charge me a few bps for a refi. So, contrary to my previous post I am making a me cupla and saying that (1) credit is good when used smartly, but (2) I hate those MFs for their ability to screw people and that FICO sucks. Ever miss a hospital bill for $3.56 in the last 7 years??
let's all remember that this is the average credit card balance.... on a single credit card.... and most people have three or four. Of course we're ****ed as a nation because live in a unlimited mindset on a limited reality. "Man this great pair of shoes are on sale.... dang I don't have the cash right now... but I'll get paid next week so I'll just use that money even if I have to pay a little interest. *loses job next day*." I work a for the mortgage industry and a senior loan officer told me in his 20 yrs experience he could count the number of applicants that didn't already have over 20k in debt. Americans live in a fantasy world and the govt is trying it's hardest to keep that fantasy alive, both Rep and Dems they just offer different versions.
This is not about wants and needs. Both Wall Street and U.S. government NEED you to spend your money. 70% of GDP is discretionary spending. So, no this is not about wants, or needs. It is about slavery of the citizens, and 99.9% of us will never get out of this trap. Becoming wealthy beyond slavery just cannot happen today unless you suck it up (or you come up with the next gizmo and go public, but the gov't regulates that to death now). Maybe you can move to Idaho in the mountains and try to live off the we,we generally aint gonna do that. And if we do try to be libertarian, the gov't will go to war with us and shoot us down. Just shut up and play nice and pay your taxes and buy iPhones and we will all be fine. And invest at least 10% of your pay to retirement, or golly gee, if you don't you will have to eat cat food.
I agree if no money no deal, wait and save. why give power over our lives to 3 stupid credit reporting burorats. Everybody that lives in the good USA should start regrouping as to how they want live to be here. The time of "Grandeur" is gone. only the super filthy reach can buy things now. We are becoming a 3 world country, my friends, whether you like it or not. If you want to think like this airhead "niagarafell" and think the banks or stocks are going to make you reach, wait for the next chaos in our society and you will see it all desappair again.
It is clear, either you are rich already and have the ability (know how) to move your money around, in which case you maybe safe for a while(emphasis added), or just become a cash basis type of a consumer. God forbid a tsunami or an earthquake as that in Japan here in the pacific, west, or gulf. we are done!!! Remember, we humans will never be able to control what planet earth or its CREATOR do. All we can do is pray to HIM.
Red states just have more belief that incomes won't be taxed to death, unlike in my state of IL where I just assume that if I have money saved or earn too much that liberals will get more and more of my money. I used to be a conservative but since I'm being pillaged by my neighbors who don't want to work or work hard I have given up on trying to build wealth as these lazy dems in this lasy state (CHI) want gov't to take care of them, at my peril. I'll get out of here soon, but not soone enough to watch the great liberal experiment implode my paycheck and the broken state of ILL.
How is debt a political issue? There are plenty of people suffering from credit card debt and medical debt and the like from both sides of the aisle. Money mismanagement doesn't seem to be a federal problem. It is a national problem. This is as political of an issue as the weather.
The only way this is a political issue is how you respond to this. Do you want to help dig people out of debt or force them to get even deeper in debt? The Democrats would say that they are the champions of the poor. The Republicans would be the champions for the rich. It's funny but if the Democrats were really for the poor the rich would not be winning, would they?
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smelly dishwasher
Posted 28 October 2010 - 09:30 PM
a very inexpensive cure is TANG, the powdered juice crystal
yes.... TANG
it contains citric acid, the active ingredient in the expensive cleaners
its not only cheaper, it smells better, and its definatly more enviromentaly safe, cause you can drink the stuff
so you could in theroy use it with a load of dishes, cause hey... they would taste like orange after
however if your machine still smells foul after
you need to check how the drain line is installed, under your sink is a p-trap(an elblow that retains water and blocks sewer gas from rising)
the dishwasher drain must be installed BEFORE the p-trap
if an inexpierienced installer plumbs the dishwasher after this trap it is possible for sewer gas(methane) to enter your dishwasher, this will give a foul odor whenever the machine is not used for several days
if you believe you have this problem please post a description of how your machine is hooked up and we will tell you if it is done incorrectly
hope i've been helpfull, if you wish to buy Brnt beer kick here
feel free to prvt msg frigidaire questions my way
(i dont log in every day)
Posted 29 October 2010 - 09:46 AM
For service manuals and lots of other goodies, become an Apprentice ==> Apprenticeship
Posted 29 October 2010 - 02:08 PM
Posted 30 October 2010 - 04:45 AM
Good to know if I ever decide to hook up a D/W in my laundry room
Topic moved to the Kitchen forum. :D:P
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"If I can't help you fix your appliance and make you 100% satisfied, I will come to your home and slice open my belly,
spilling my steaming entrails onto your floor."
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Derrick Rose's first game back against the New York Knicks was a nightmare.
Derrick Rose didn't play much like an MVP Sunday against the New York Knicks. His stats showed 29 points, 6 rebounds and 4 assists, a line we're accustomed to seeing from the 4th year guard, but those numbers don't tell the story of how rough his first game back really was.
Shumpert kept heavy pressure on Rose and it became clear this was Knicks Head Coach Mike Woodson's game plan. It worked as Rose turned over the ball 5 times in the first half and scored just 7 points on 1-6 shooting from the field.


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|Section 1: Before money: Barter
|Previous | Next | Section Index
|Crude salt was often in demand
Traders from the seacoasts found that inland traders in salt-poor areas were always ready to barter for salt. For centuries salt was a common form of payment, and salarium, the Latin word for the money given to Roman soldiers to buy salt, is the origin of the word salary.
|Section Index


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From the desk of Tammy Roehrs, Division on Aging Director ~
Master Athletes Have Superior Brain Function - years of exercise preserve cognitive abilities. Study shows the benefit of exercising and being out with other people, enhancing the brains function....the message here...it is never to late to start. We at the Division on Aging offer activities to get you started or many other programs to keep you motivated to stay healthy and challenged throught out your life. It is all about your personal best. Be watching for more information on our Senior Olympic Games ~ May 28 - June 13, 2014. To be put on the mailing list for a Senior Olympic Packet call 895-4100. Do your best and forget the rest.
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Announcement of Grant Awarded from the Banfield Charitable Fund: see announcement letter
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Bay County pharmacies participating in the Yellow Jug/Old Drugs program - for more information and disposal sites see flyer. Special note: Bay City Police Department collects in the months of April and October. Watch for announcement in the Bay City Times.
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Bay County Division on Aging MissionBay County Division on Aging is dedicated to providing continued opportunities for the community's older adults by maintaining independence, offering social opportunities, and enhancing their lives through quality services in a cost-effective manner.


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Posted in Alumni News
By Ryan Woodcock
Congratulations go out to Steve Friesen, a current member of Gateway Pro Tour, for his five-shot victory this past weekend on the Nationwide Tour's Price Cutter Charity Championship in Springfield, Mo. The win was the first Nationwide Tour victory of his career, and came in just his second Nationwide Tour event of the 2011 season. He had played in six events on the GPT in 2011 (best finish a T4 at Grayhawk on June 17) before he got into the field at last week's Cox Classic thanks to a sponsor exemption. He finished T49, good enough to earn him a spot in the field for the Price Cutter, and well, the rest is history.
Friesen didn't waste any time in Missouri, shooting an opening-round 10-under 62 for a two-shot lead. He then shot a pair of 68s on Friday and Saturday to get to 18-under, good enough for a share of the third-round lead with Travis Hampshire at 18-under par.
He didn't let up off the pedal on Sunday, shooting a bogey-free 64 that included birdies on four of the last five holes, and three straight to close out his round and wrap up his first career Nationwide Tour win.
"It's been a magical week," Friesen said following his round. "There are so many great players on this Tour that I knew I had to go real low today. When you have an opportunity like this you want to take advantage of it."
Friesen played nearly flawless, carding only one bogey over the 72-holes (second round) and he was bogey-free over the final 49 holes of the tournament.
"The putter was the difference this week," he said. "It just clicked. I rolled it well and that's what it takes out here."
Friesen earned $112,500 for the win, and made a huge jump from 208th to 23rd on the all-important money list, or THE 25 as they call it.
For the week, 24 former GPT players made the cut, with two finishing in the Top-5 and eight in the Top-20. Josh Broadaway was in the hunt along with Friesen all tournament, shooting rounds of 66-65-68-69 to finish T3 at 20-under par. It was his third Top-5 finish in his last five tournaments, and he jumped from 26th to 12th on THE 25.
A group of four players – Nicholas Thompson, Tyrone van Aswegen, Ken Duke and James Hahn – finished T13 at 16-under; James Hahn and Rob Oppenheim finished T20 at 15-under; and David Lutterus shot 14-under par to finish T25.
Speaking of THE 25, there are currently 13 former GPT players on THE 25, led by Troy Kelly, who currently sits in third. Kelly is followed by Kyle Thompson (4th), Ted Potter (8th), Steve Wheatcroft (9th), Broadaway (12th), Garth Mulroy (15th), Martin Flores (17th), Matt Davidson (18th), Jeff Gove (19th), Christian (22nd), Friesen (23rd), Roberto Castro (24th) and Matt Every (25th).
For complete results from the Price Cutter Charity Classic, CLICK HERE http://www.pgatour.com/h/leaderboard/. For a look at the current THE 25, CLICK HERE http://www.pgatour.com/h/stats/info/?109.
The PGA TOUR held its last major of the year, the PGA Championship, at Atlanta Athletic Club in Johns Creek, Georgia. It came down to a playoff after Keegan Bradley made up a five-shot deficit following his triple-bogey on 15, and he defeated Jason Dufner in the aggregate 3-hole playoff for his first major victory. Bradley actually has some ties to the Gateway Pro Tour; he played in a collegiate event in Florida back in 2008 while he was playing at St. John's University.
Gary Woodland and Brendan Steele were the high finishers among former GPT players. Woodland shot rounds of 70-70-71-68 to finish T12 at 1-under par. He actually made a bogey on the final hole that would have moved him into the Top-10, but still not a bad effort for his first PGA Championship start. Woodland made the cut in all four Majors this year, one of only 11 players to do so in 2011.
Brendan Steele actually had a share of the third-round lead at 7-under after shooting 69-68-66 thru 54 holes, but he ran into some trouble in the final round. Steele opened with a bogey on the first hole in the final round, and was 4-over as he made the turn. He just couldn't get things going on the last day, and finished with a 7-over 77 in the final round, dropping him to a T19 at even-par for the tournament.
Bubba Watson shot 1-over for the tournament to finish T28 with Spencer Levin, while Bill Lunde finished T39 at 4-over par. Watson joins Woodland as one of only 11 to make the cut in all four majors.
Rounding out the former GPT players in the field this week that made the cut are Robert Garrigus and Kevin Streelman (T62) and Sean O'Hair (T64).
For complete results from the 2011 PGA Championship, CLICK HERE http://www.pga.com/pgachampionship/2011/scoring/index.cfm.
Next week the PGA TOUR heads to North Carolina for the Wyndham Classic, Aug. 18-21, while the Nationwide Tour heads to Kansas for the Midwest Classic, Aug. 18-21. Congratulations Steve Friesen on your first career Nationwide Tour win!
Good luck to everyone next week!


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For the purposes of the Internship Program, a Native American or Alaska Native is any individual who is:
Applicants must submit copies of relevant enrollment forms, cards or descent documentation such as a Certificate of Degree of Indian or Alaska Native Blood. Applicants who are members of the First Nations of Canada must submit proof of U.S. permanent residency. Applicants who cannot demonstrate tribal enrollment and do not have a CDIB may obtain a letter from a tribal leader indicating descent from a member of a tribe or band and involvement in the tribal community, and submit copies of a mother or father's birth certificate showing tribal affiliation.
A Certificate of Degree of Indian or Alaska Native Blood (CDIB) is an official document that certifies a person possesses a specific degree of Indian blood of a federally recognized Indian tribe. The CDIB is issued by the Bureau of Indian Affairs; however, verification and enrollment requirements vary from tribe to tribe.
That depends. If you do not have an enrollment card, you should contact your tribe for information on how to apply for tribal enrollment. Be aware that the application process can take from two months to up to several years.
If you are not currently on your tribal roll, and do not have a CDIB, you may instead obtain a letter from a tribal leader indicating your descent from a member of a tribe or band and involvement in your tribal community and submit copies of a mother or father's birth certificate showing tribal affiliation. The Udall Foundation will review the letter to determine if it provides sufficient proof of eligibility to meet our criteria.
Yes, applicants from state-recognized tribes are eligible for the Udall Internship.
No, at this time Native Hawaiians are not eligible. The Foundation may revisit this issue in the future.
Applications are reviewed by an independent selection committee. The selection committee meets in February to choose 12 Interns and up to six alternates. Interns are notified of their selection by mid-March.
The selection committee is composed of recognized professionals who work with Native American students or communities in an academic or leadership capacity. Selection committee members may be affiliated with an institution of higher education, a tribe, or an organization serving Native American communities. Former Interns have also been members of the selection committee.
Interns are selected on the basis of:
A successful applicant will demonstrate:
While many of our applicants and Interns have sought degrees in law, public administration and/or policy, others have pursued degrees in a variety of fields: biology, engineering, public health, environmental science, community development and/or planning, economics, communication, political science, psychology, international studies, geography, criminal justice, secondary education, art and photography, architecture, social work, English, anthropology, physics, and business.
After the initial selection of Udall Interns and based on the information provided in the internship application, Interns' interests and abilities will be matched with available positions on Capitol Hill. The Internship program manager will take into account a variety of factors. Some offices, such as the Office of Tribal Justice, are available only to law students.
Udall Interns have worked in House and Senate offices, with the Departments of Defense, Interior, and Education, and in the White House. Depending on the individual's skills and abilities, interns attend hearings and briefings, research legislative issues, and provide general office support.
All Interns will be expected to perform similar administrative duties such as handling correspondence, phone calls, filing, and constituent services. You will also have the opportunity to demonstrate your research, writing and analytical skills. Interns who perform well their first two weeks and demonstrate that they are resourceful, manage their time wisely and complete their tasks on time are usually given more advanced assignments such as attending hearings, writing briefs (summary reports) and white papers, and conducting in-depth research.
Interns live in George Washington University residence hall housing, only a few blocks from the Foggy Bottom Metro and historic Georgetown. Interns are housed in apartments with a shared bedroom, living room, kitchen and bath.
Interns receive a per diem allowance of $42/day, sufficient for meals, public transportation costs, and incidentals. The allowance is deposited directly into the intern's bank account every two weeks for the duration of the program.
Interns will receive half of their stipend during the last week of the program; the remaining half will be disbursed after the program is successfully completed. Successful completion is contingent on the individual intern's performance, which will be evaluated by the office supervisor. In addition, the Internship program manager will evaluate the intern's participation in all scheduled enrichment activities.
We strongly advise against bringing a car to Washington D.C. Parking is extremely expensive and virtually impossible to come by in central D.C. The Foundation will provide roundtrip airfare to Washington, D.C. from the city closest to your home or school.
No. Moreover, we strongly recommend that applicants not accept the offer of an Internship if their personal or financial obligations prevent them from being in Washington, D.C., from the start of the program. The summer program starts the last week of May and ends the first week of August. Interns must be able to live and work in D.C. for the full ten weeks.
Yes. In certain instances we can make an exception for interns studying abroad or who have late finals that cannot be rescheduled. In such cases, interns may begin their Internship up to a week late, subject to approval by the Foundation.
Depending on the type of emergency, you may request a temporary leave of absence during the program. All temporary leave requests must have prior approval from the Foundation and the program manager. Please note that any short-term leave may impact the amount of per diem an intern receives within that period.
The best essays demonstrate a sophisticated and nuanced understanding of Congressman Mo Udall or Stewart Udall's tribal policy legacy, and clearly relate the chosen topic to your interests and career goals.
Grades are less important than demonstrated writing and research ability, involvement in tribal activities or Native American organizations, community service and leadership records, but they are still significant. Applicants should generally have at least a 3.0 GPA. If your GPA falls below 3.0, you may address the reasons why and the steps you have taken to improve your GPA in a one-page addendum.
No. Interns come from all majors and fields of study. Udall Interns have pursued degrees in law, social work, political science, community and regional planning, sociology, anthropology, American Indian studies, tribal public policy, history, psychology, English, music, and public health, to name just a few areas.
However, we anticipate that an applicant's plan of study will include some coursework in tribal public policy, Native American or American Indian studies, or Indian law.
If you cannot obtain a letter from your tribal official or leader, a letter from a tribal community leader may serve as a substitute.
You should submit transcripts from all institutions that you attended, including your current institution, your undergraduate institution, transfer institutions, and any institutions where you took summer courses for college credit. If your transcript lists transfer credits, but no grades, we require transcripts from the transferring institution.
You do not need to submit transcripts for:
Udall Foundation • 130 South Scott Avenue • Tucson, AZ 85701


text:
Mountain View, CAUSA 94041
November 16, 2008
Some LAMP work...
Seems like a very nice and sociable group
Hello Lars,
Hi Sergio,
Hope you are doing well. This is Rani Bagai, Sr. Recruiter at Motorola Mobility in Sunnyvale, CA. I came across your profile online and wanted to reach out to you to see if you would be interested in a Senior Hadoop & Tools Engineer opening within Cloud Services organization. Please let me know if you have any questions.
Rani Bagai
Motorola Mobility, Inc.
Thank you very much
All the best for you marie-paule DE SANTIS
thank you very much for the chocolate
hello lars it's christelle DESANTIS
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text:
- Glove Clip
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- Contoured Wrist
Fabric Radiant Fleece™ 95% polyester, 5% spandex 100- weight
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Customer Reviews
- Women's PL 100 Gloves™ (Review by By Sammie)
I have had the PL base gloves for years and love them. I just got a pair of these PL100 and they fit just as well without losing a lot of dexterity. If you like the dexterity of the base gloves but want a little more insulation, you will love these.
(Posted on 1/4/11)


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Drew Industries to Present Webcast of Third Quarter Conference Call on November 2
WHITE PLAINS, N.Y., Oct. 17, 2011 /PRNewswire/ -- Drew Industries Incorporated (NYSE: DW), a manufacturer of components for the recreational vehicle and manufactured housing industries, will release its third quarter 2011 financial results before the market opens on Wednesday, November 2, 2011.
Drew Industries also will host a conference call on Wednesday, November 2 at 11 a.m. ET to discuss its results and other business matters. Participation in the question-and-answer session of the call will be limited to institutional investors and analysts. Individual investors, retail brokers and the media are invited to listen to a live webcast of the call on Drew Industries' website at www.drewindustries.com.
Participating in the conference call will be:
Leigh Abrams, Chairman, Drew Industries
Fred Zinn, President and CEO, Drew Industries
Jason Lippert, CEO and Chairman, Lippert Components, Inc. and Kinro, Inc.
Joe Giordano, CFO and Treasurer, Drew Industries
About Drew
Drew, through its wholly-owned subsidiaries, Kinro and Lippert Components, supplies a broad array of components for RVs and manufactured homes, including windows, doors, chassis, chassis parts, bath and shower units, axles, and upholstered furniture. In addition, Drew manufactures slide-out mechanisms and leveling devices for RVs, and trailers primarily for hauling boats. Currently, from 31 factories located throughout the United States, Drew serves most major national manufacturers of RVs and manufactured homes in an efficient and cost-effective manner. Additional information about Drew and its products can be found at www.drewindustries.com.
SOURCE Drew Industries Incorporated
More by this Source
- Drew Industries Expands Aftermarket Presence With Acquisition Of Duncan Systems, Distributor Of Replacement Motorhome Windshields And RV, Heavy Truck And Specialty Vehicle Windows
- Aug 18, 2014, 07:30 ET
- Drew Industries Reports 2014 Second Quarter Results
- Aug 01, 2014, 07:30 ET
- Drew Industries Second-Quarter 2014 Conference Call Scheduled for August 1, 2014, at 11am ET
- Jul 18, 2014, 16:25 ET
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Damian Whittard
Telephone: +44 (0)1633 455497
Categories: Economy, National Accounts, National Income, Expenditure and Output, Personal Finances, Personal Income and Wealth, Prices, Output and Productivity, Price Indices and Inflation, People and Places, Communities, Societal Wellbeing, Housing and Households, Households, Household Income and Expenditure
Frequency of release: Ad-hoc
Language: English
Geographical coverage: International
Geographical breakdown: Country
Survey name(s): Retail Prices Index Survey, Opinions and Lifestyle Survey, Labour Force Survey, International Passenger Survey (IPS), Integrated Household Survey, Family Resources Survey, English Housing Survey, Census, General Lifestyle Survey
Information on the selected domains and indicators that measure National Well-being. Articles draw together social and economic data from a wide range of government departments and other organisations; they paint a broad picture of UK society today, and how it has been changing.
This article focuses on one aspect of well-being, the economy, describes how economic well-being has evolved over the last decade and highlights the period beginning with the 2008 recession.


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One way to do it!
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Route: cathy
Climbers: tim
Camera used: 350d


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Integrative Touch for Kids™ (ITK)
is a 501(c)(3) non-profit organization whose purpose is to enhance well being, minimize suffering and facilitate healing for children with developmental disabilities, genetic conditions, cancers, and other chronic, acute and life limiting illnesses.
Our Mission
Integrative Touch for Kids (ITK) empowers and nurtures the minds, bodies, and spirits of children experiencing special medical needs and their families through a new wellness model that brings integrative therapies and community involvement to improve quality of life.
ITK recognizes when a child has special needs, a family has special needs. ITK cares for the whole family by providing programs that provide therapeutic services and ongoing education in integrative medical therapies that can be implemented in the day-to-day lives of children and families.
ITK is pioneering a new model of health and wellness to minimize suffering, enhance well being, and facilitate healing for children with developmental disabilities, genetic conditions, cancers and other chronic, acute and life-limiting illnesses.
Whole Child • Whole Family • Whole Community
ITK Happenings
ITK BENEFIT CONCERT FEATURING THE SONORAN DOGS ON JUNE 5th, 2014 AT HACIENDA DEL SOL GUEST RANCH RESORT. CLICK HERE FOR TICKETS!
6th Annual Healing Retreat on July 13 - 19, 2014 at Hacienda del Sol Guest Ranch Resort
Please Click here to visit our Events & Activities page for more details on all of these events and more...
News About Us
For those of you that are closely following ITK, you know that we are expanding our programs! We are currently preparing for our 6th annual healing retreat week for families with children with special needs from Arizona, Illinois, and California. More than 250 individuals benefited from the 5th annual healing retreat week last summer, including more than 60 youth. A healing team of more than 70 doctors, nurses and healing arts practitioners delivered a wide range of services. And, volunteers gave over 2,000 hours at the Healing Retreat!
ITK has also launched our Hospital Heroes program to bring support to hospitalized children and their families. ITKs Hospital Heroes give families the tools they need to survive together through challenging times. Did you know a child with cancer has a better chance of surviving cancer than their family does of staying together? Volunteers go each week to childrens hospitals and offer support to families. And, to add an extra dose of kindness, they bring Smile and Kindness Cards into the hospital. These cards have colorful drawings and heartfelt messages written especially for hospitalized children and their special caregivers.
Because ITK is all about providing year round support, we offer programs for children and adults. Parents often feel isolated and alone and struggle to keep their family together so ITK provides ongoing support groups for parents of children with special medical needs.
Kids connect through play! So, ITK hosts a series of monthly Playdates in the Park. These are special events to break down barriers of social isolation and get kids of all ages and abilities outdoors, playing together.
Three times a year, ITK hosts Live Butterfly Release Events to honor the unique beauty that each child brings to the world. More than 150 live, indigenous butterflies flit, flutter and fly as children and adults watch in wonder!
To help with all of the new programs that we added in 2013, ITK recently created a new Junior Board. This board comprised of incredible young people who have made a commitment to giving back. Our team just continues to shine brighter and fly higher!
Videos About Us
The "Butterfy Effect" Video: Our most recent video includes engaging stories from our healing retreat participants.
Congressman Ron Barber speaks about ITK: Congressman Barber speaks about the importance of ITK at an annual Butterfly Gala event.


text:
Narrow your search
Can tracking your brain waves help you during yoga, meditation, or while drinking at bars? Slip on this headband to find out.
Inexpensive brain-computer interfaces could be used maliciously to obtain private information such as PINs stored in one's memory, according to researchers. Are you ready for brain spyware?
Electroencephalogram headset could be used for neuro-feedback, safety (no sleeping behind wheel), entertainment (game adjustments based on mood).
Austria's Guger Technologies is billing the device as the world's first commercial personal brain-machine speller.
Neurocam is an iPhone and EEG headband that automatically records footage of things that interest you. Advertisers would love everyone to wear it.
Emotiv's latest EEG headset has dry sensors so you can slap it on and start monitoring your attention levels and stress.
A new Kickstarter campaign wants to put an affordable, open-source brain-computer interface kit in the hands of anyone with a computer.
Seven test pilots demonstrate an X-Men-like ability to steer an airplane through a flight simulation with surprising accuracy.


text:
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text:
Season Review 03/04
This was a 10 month period largely to forget for the Blues as they claimed just 39 points from 38 games during 2003/4.
There had been four signings in September, Wayne Rooney came of age in October and in November Duncan Ferguson was banished from Bellefield.
The drama continued in December when Everton claimed their only away win of the season, in January we paid farewell to a true legend and Bill Kenwright's coaches packed the length of Priory Road in February.
David Unsworth made his 300th appearance for the club in March, a groundbreaking deal was announced in April although the season ended in frustration, as the Blues finished fourth from bottom.
It's all here...
The 'Stat Attack' sections at the end of each month were compiled exclusively for evertonfc.com by Gavin Buckland.


text:
Habitat for Humanity of Greater Centre County relies on the generosity of individuals, faith organizations, corporations, and civic groups to sustain our operation.
Habitat for Humanity of Greater Centre County tithes 10% of our unrestricted donations to Habitat for Humanity International in order to build homes overseas.
No matter the size of the donations, all donations are greatly appreciated.
You can make a secure, online donation here: MAKE A GIFT TODAY!


text:
Blake McNeill
BA in Psychology
Areas/Zipcodes covered by Blake: 79300-79399 (except 329, 363, 364, 382) 76900-76999, 78800-78899; 79700-79999; CO, NE, IA, MN, ND, SD, WY, MT, ID
I am from Happy, TX and a recent graduate from LCU. As a student, I was active in a wide variety of groups and clubs. My love for music earned me a spot singing with Best Friends for four years (the best a cappella group at LCU!) and the opportunity to be a Master Follies host. Contact me with any questions and I will help you get involved at LCU, too!


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Private Contribution for Public Projects: Government versus NGOs
AbstractThis paper addresses the allocation problem faced by an individual while deciding his contribution to the government and to nongovernmental organizations (NGOs). A typical individual tries to evade taxes but also cares about the way the government spends its revenue. The paper characterizes the equilibrium allocation rule and the amount of evasion. It also derives some comparative-static results with respect to changes in the income of the individual and in some of the government-controlled parameters like the tax rate. It questions the efficacy of measures like tax buoyancy. (JEL: H 26, H 41)
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Bibliographic InfoArticle provided by Mohr Siebeck, Tübingen in its journal Journal of Institutional and Theoretical Economics.
Volume (Year): 159 (2003)
Issue (Month): 3 (September)
Pages: 553-
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Web page: http://www.mohr.de/jite
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Postal: Mohr Siebeck GmbH & Co. KG, P.O.Box 2040, 72010 Tübingen, Germany
Related researchKeywords:
Find related papers by JEL classification:
- H26 - Public Economics - - Taxation, Subsidies, and Revenue - - - Tax Evasion
- H41 - Public Economics - - Publicly Provided Goods - - - Public Goods
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text:
Quick Links
Shop All Jewelry
Gangster Squad movie inspired jewelry beautifully captures the look and feel of 1940s 50s style. Emma Stones character is a vision of classic beauty and glam. Her sensational jewelry included cz cocktail earrings like the Long and Glamorous CZ Filigree Design Earrings and glitzy, sparkling tennis bracelets like our Sparkling Three Row Crystal Tennis Bracelet. For more classic styles, check out our Pearl Jewelry Collection and our Vintage Jewelry. Like the movie, this unique vintage style jewelry is a hit!


text: Doug Fister tossed six innings of one-run ball as the Tigers topped the Royals 4-1 in Kansas City. Miguel Cabrera belted his 31st homer while Andy Dirks lifted his seventh for Detroit, which avoided the three-game sweep. Joaquin Benoit locked up his ninth save. James Shields allowed three runs in seven innings for the loss.


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Energy microgrids have emerged as more than just a curiosity. The technology is improving, costs are falling, and developers are lining up to build projects. How will microgrids overcome the...
Extreme Efficiency
Performance standards are a valid idea—if targets are achievable.
Edison, Pennsylvania Electric, Pennsylvania Power, and PP&L Electric Utilities.
11. Achievable Savings: A Retrospective Look at the Northwest Power and Conservation Council's Conservation Planning Assumptions, August 2007 Council, Document 2007-13.


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Re: PRELUDE HERE WE COME!!!!!!!!
tonycrazy wrote:michaeljohn wrote:i cant attend unless everyone agrees to get the 48 tattooed on them...... a man has to have standards.
not even for u buddy........just to big of a price to pay......
at least give me credit for trying and makin sure your thread doesnt get buried


text: DRUM Collection: Behavioral & Community Health Theses and Dissertations http://hdl.handle.net/1903/2802 2014-10-01T12:14:14Z The Development of a Non-Physical Dating Violence Risk Assessment Instrument for Urban Black Young Adult Men http://hdl.handle.net/1903/14768 Title: The Development of a Non-Physical Dating Violence Risk Assessment Instrument for Urban Black Young Adult Men Authors: Gilchrist, Brian Winston Abstract: Young urban African American men may be disproportionately affected by dating violence victimization. To date, there are no known reliable and valid measurement instruments that have been developed to assess the risk of dating violence victimization among this population. Furthermore, there is very little research that has been conducted assessing factors related to dating violence victimization specifically among young urban men. The current study developed a valid and reliable non-physical dating violence victimization risk assessment instrument for urban African American males ages 18-25 years old. Focus groups, survey pre-testing, and expert panel review was used to develop an initial set of items included in the new instrument. The survey administration phase of the study used a non-experimental cross-sectional design to collect primary data from participants for psychometric analysis. A new instrument with a total of 9 new scales (83 items) was developed as a result of this study. Results from the study support evidence of psychometrically sound and reliable measures that can be used in the target population. 2013-01-01T00:00:00Z WHAT MARYLAND DENTISTS KNOW AND DO ABOUT PREVENTING DENTAL CARIES http://hdl.handle.net/1903/14297 Title: WHAT MARYLAND DENTISTS KNOW AND DO ABOUT PREVENTING DENTAL CARIES Authors: Matsuo, Go Abstract: Statement of the problem: Dental caries is the most prevalent disease of US children. Yet, we have known for decades how to prevent it and most adults consider dentists their source of dental information. The purpose of this study was to determine dentist's knowledge, opinions and practices regarding caries prevention. Methods: A mail survey was used to determine dentists' knowledge, opinions and practices regarding caries prevention. Frequency distributions, bivariate and multivariate analysis were conducted. Results: The majority of respondents were white, male in private practice. Their knowledge of caries prevention was modest. Their understanding of how fluoride works, appropriate methods of application of fluorides, and duration of professional fluoride applications was poor. Conclusions: Dentists' lack of understanding of dental caries prevention impacts not only their clinical decision-making but also what they tell their patients. These results suggest strongly the need for improved education for dental students and those already in practice. 2013-01-01T00:00:00Z Barriers and Facilitators to Needle Exchange Implementation: Perceptions of Community Stakeholders In Prince George's County, MD http://hdl.handle.net/1903/14295 Title: Barriers and Facilitators to Needle Exchange Implementation: Perceptions of Community Stakeholders In Prince George's County, MD Authors: Paleau, Natasha Abstract: Prince George's County, MD has the second highest incidence of HIV in both the Washington, D.C. metropolitan region and the state of Maryland. Approximately 14% of the living cases of HIV/AIDS in Prince George's County in 2009 were attributable to injection drug use. In the 1990's, Prince George's County was one of only two jurisdictions in the state of Maryland to be granted an exemption to the state's drug paraphernalia law to operate a needle exchange program, a harm reduction intervention shown to be effective in lowering incidence rates of HIV in injection drug user populations. However, Prince George's County has yet to implement a needle exchange program to reduce the spread of HIV among injection drug users. This study examined the perceptions of key community stakeholders on what possible barriers and facilitators to the implementation of a needle exchange program exist in Prince George's County. Qualitative, in-depth interviews were conducted with stakeholders from the community sectors of elected officials, law enforcement, public health professionals, drug treatment counselors, neighborhood associations, and religious institutions from two legislative districts within the county. Themes and sub-themes emerged naturally using the Grounded Theory Model of qualitative data analysis. The themes that emerged in connection to barriers and facilitators to needle exchange program implementation included the image of Prince George's County, stigma, needle exchange as a political issue, benefits and harms of needle exchange programs, funding, injection drug use as a declining problem in the county, a need to raise awareness about HIV transmission in injection drug users, and differences between inner-beltway and outer-beltway areas in Prince George's County. Based on analysis of these themes, the barriers and facilitators to needle exchange program implementation in Prince George's County were identified and described, the feasibility of implementation was assessed, and recommendations were developed for local policy makers to aid in the implementation. Overall, barriers outweighed facilitators by more than 3 to 1, and the assessment concluded that implementation of a needle exchange program is unlikely at this time. However, this research sheds light on the history of needle exchange for HIV prevention in Prince George's County, and can be used to inform future research on harm reduction efforts. 2013-01-01T00:00:00Z DEMOGRAPHIC AND PSYCHOSOIAL CORRELATES OF WATERPIPE USE AMONG COLLEGE STUDENTS http://hdl.handle.net/1903/13698 Title: DEMOGRAPHIC AND PSYCHOSOIAL CORRELATES OF WATERPIPE USE AMONG COLLEGE STUDENTS Authors: Sharma Acharya, Eva Abstract: The primary goal of this study was to characterize the role of demographic and psychosocial factors that influence waterpipe use among college students. Data were gathered in two stages that incorporated mixed methods. A series of 59 in-depth interviews were conducted with college students who were established waterpipe smokers. Participants identified socializing as the main reason to smoke waterpipe. Other reasons included social acceptance of waterpipes compared to cigarettes, peer influence, relaxation, perception of looking "cool" and physiological effects commonly referred to as "buzz." Perceptions that smoking waterpipe was safer and less addictive than smoking cigarettes were fairly common. The second stage involved a cross sectional survey (n=378), conducted among college students. The goal of the survey was to examine the association between demographic factors, background variables (involvement in Greek organizations, participation in athletics, and living arrangements), and psychosocial factors (perceived risks, resistance self efficacy, peer influence) in relation to waterpipe use among college students. Ever use of waterpipe smoking was reported by 59%. Students who had ever smoked cigarettes or cigars and had a best friend who smoked waterpipes were more likely to ever smoke waterpipe. Also, college students with high levels of resistance self-efficacy were less likely to ever smoke waterpipe. The secondary aim of the study was to develop an instrument that measured the social contexts of smoking waterpipe among college students. A pool of 50 items was administered to a purposive sample of college students (n=274), who were regular waterpipe users. Three factors emerged that accounted for a cumulative variance of 47% and possessed adequate reliability. These factors were labeled "social facilitation", "family/cultural influence", and "alternatives to cigarettes." The summed scores for the three social context subscales were examined across frequencies of waterpipe use. Those who reported smoking waterpipe at least on weekly basis reported significantly higher scores on social facilitation than the other two groups. Similar effects were observed for family/cultural influence; weekly smokers used waterpipe more frequently in a context of family/cultural influence than occasional smokers. Understanding patterns of correlates of waterpipe use among college students is critical in developing interventions. 2012-01-01T00:00:00Z


text:
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Profile updated a long time ago.
Turning this season around! Time to show some pride!!
How do I catch all the games on the East Coast???
The gutsy Blazers who continue to Fight no matter what happens!!!!!
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5th Annual Prayer 4 Peace March
Annual event calls for A New Day in Homewood
FOR IMMEDIATE RELEASE - Pittsburgh, PA: On Good Friday, April 18, 2014, House of Manna Faith Community and the Homewood Renaissance Association will gather one thousand people in front of Westinghouse High School, (1101 Murtland Street, Pgh 15208) and march through Homewood-Brushton to the corner of Frankstown and North Homewood. We will gather at 8:30am with words to the community @ 9:00am then we march. Event will end at 11:00am
The theme of this year's march is "It's a New Day" celebrating the death and resurrection of our old ways of living and our new creation in Jesus The Christ. "For years, our community has been labeled as violent, undereducated and economically underserved….On this day we will declare those days are over" says Eugene "Freedom" Blackwell, Pastor of House of Manna Faith Community. This mile-long Prayer 4 Peace March will be led by Homewood's elders and young people, the Pittsburgh Police, followed by the businesses, organizations and partners. "The order was purposefully selected to symbolize the future of our entire community working together toward a new day," says, Free Blackwell, P4PM organizer.
About 750 participants attended last year's march. Among those scheduled to participate and speak this year include Homewood-Brushton Community residents, local politicians such as Bill Peduto, Mayor, City of Pittsburgh, Rich Fitzgerald Allegheny County Executive, Ed Gainey, Pennsylvania State Representative. Jim Ferlo, Pennsylvania State Senator. We invite church leaders. Rev. John Wallace, Rev. Bill Glaze, Rev. R. Lyde, Rev. Ricky Burgess, City of Pittsburgh Councilman and Rev. Dr. Sheldon W. Sorge Pittsburgh Presbytery Executive Presbyter, And local leaders such as Executive Director T. Rashad Byrdsong, Jerome Jackson, Operation Better Block, Tim Stevens, Founder Black Political Empowerment Project Urban League of Pittsburgh President and CEO Esther L. Bush. In addition, we invite Local Radio Station WAMO and Local artist who will perform before and after.
Join us on one of the most holy days on the global Christian calendar. "This march will create a unique manifestation of God's presence knowing that individual prayer is powerful", states, Free.
Sincerely,Rev Eugene "Freedom" Blackwell, PastorHouse of Manna Faith Community
Please Contact: Dina "Free" Blackwell: 412-638-5979 or Johnnie Mae Hicks 412-996-3303


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Rep. Walz 'deeply disappointed' with NRA proposal
MINNEAPOLIS (AP) — A Minnesota congressman who gets high marks from the National Rifle Association said he was dismayed with the gun lobby's proposal Friday to station armed police officers in every school across America, saying it would turn schools into armed camps.
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text:
Recently our Chief Information Officer, Bill Martin, was interviewed by Information Week about how we're working to improve the onboard Internet experience. The article is titled, "Why Royal Caribbean Treats iPads Like Bed Sheets", which is an interesting take on what we do onboard. I thought some of our readers would find the article interesting. If so, you can read more here.
48 responses to:
"Improving the Royal Caribbean Onboard Internet Experience"
I would love unlimited internet for a reasonable flat rate- in this day and age- even on vacation we need to keep in touch with those back home.
That is my main concern aswell as to the internet conectoin's on board the Ship , now i know Thankyou . I will now put off my cruise till the future
For the cost we have paid to go on out first ever cruise this November on the Freedom of the Seas I find it ridiculous that internet connection is charged. We holiday in Dubai at the tope hotels (Jumeirah Beach Hotel) and the internet (WiFi) connections are free so why aren't they onboard a cruise line like Royal Caribbean?
WiFi simply has to be FREE in this day and age, after all we pay enough money!
Mike Brodie
This is only convenient and wonderful if the cost is no longer prohibitive. I bring my laptop to keep in touch with home. I also have an iphone, which I turn off because the access is too pricey. I use my laptop every morning and would also every evening but the cost stops me. This really takes away from my holiday experience and enjoyment.
We will be coming on board the Explorer of the Seas later this year, for a 10 day Cruise, taking our Laptop, will we be able to access the 'net from our rooms??? at what cost???
I know I was disappointed (not all bent out of shape or angry, just "disappointed") on my last cruise in Jan 2012 that the Mariner only had a few WiFi Hotspots, because an iPhone doesn't really work with an Ethernet cable. Looks like RCCL is rising to the challenge, as did I getting a MacBook. My questions are…
1) The article references iPads in suites on recently remodeled ships. More specifically : would this include a GS on the Radiance of the Seas in the next few months?.
2) I know RCCL had mentioned previously a big reason in broadening access as so guests could share photos and stories of how awesomely cool a time they're having and do a little "promotion" for Royal in the process. Internet access was a bit on the pricey side, and uploading photos and stories takes bandwidth. Any chance of this coming down?
3) Free Internet in the Concierge Lounge or Diamond Club? Maybe?
Again, thanks for stepping up in an area that needed a little stepping. Looking forward to my next Royal Caribbean adventure.
Hello! Wish you would do something about getting more channels on the tv. Not much to watch. I need tv to calm me before bed
I recently traveled on the Independence of the Seas. Internet time at 65cents/minute is rather steep but then to get internet speeds approaching AOL's dial-up service is absolutely ridiculous in today's day and age. I do not have an iPad or any other Apple products. I do have a netbook PC which is adequate for my needs. It was having problems slowing down to adjust to your "speed". RCCL needs to do a much better job in this area.
I signed up for "Crown and Anchor" on my cruise on my first cruise EVER in November and I have not received any literature concerning that membership. I plan on taking more and more cruises because I want that free booze membership. Please let me know what the next steps are. Thanks!
I really like the idea of an 'app' for Android/iOS that lets us see our calendar, make reservations at shows/restaurants, order room service, watch the on board things like daily activities, shows we missed, etc. After all, who wants to be stuck in their room. Doing that wirelessly throughout the ship, but not connected to the rest of the world is perfect. Great idea!
I must confess that my wife will not find it a great idea to have high speed broadband to the world. One of the added benefits she loves about cruising is I am too cheap to pay expensive rates to do e-mails, call into conference calls via VOIP, etc. As a result, cruising is one of the few vacations where I end up being 'on vacation' instead of 'working remote'.
So who cares about having a ship provided iPAD, when what we really want is decent internet connections at acceptable speed and charges. On-board internet is a "Royal" joke, IMHO.
I would hope when RCCL is upgrading the internet they also make it free WiFi access in the common areas. Even if they limit this access to certain times of the day, it is great customer service and an excellent marketing tool. Most hotels, around the world, have some type of free WiFi access in public/lobby areas.
Unlimited Internet would really help the cruisers who have their own bussinesses be able to take back to back cruises. Why not tag the out going emails and posts with a small RC logo which would be a link. You could tag it "the sea could be your too!". I have heard several times people would like the 10-14 day cruise but the can not be out of touch that long. Reward frequent or extended cruises.AlG
I literally just stepped off the Freedom of the Seas where I used my new iPad onboard. Happily, I am a Diamond member and enjoyed the benefit of some free Internet minutes. While it was generally very easy to go wireless and log int the WiFi application, it was not intuitively obvious how to log out. The application asked whether I wanted to bookmark the logout location but never provided the address for me to do so. In order for me to logout of Internet access, thereby preserving my remaining Internet minutes, I had to obtain the URL of the logout screen that a friend of mine had on their iPad from a previous voyage and enter it into my browser by hand. She was assisted with the download of an app that provided both login and logout access. I cannot locate this app at RCCL. Can someone point me to it?
The thing that always bugs me about wifi is that its already paid for and out there to receive !!! so RC are paying for it even if nobody uses it !!! so why no just make it free for a limited time each day so guests can catch up with there friends and family?
Now that would get the edge on the other cruise lines and also give the guests the WOW factor, I work in this industry at BSKYB and we are always looking for the edge to offer the customers and to give them that little bit extra.
Just a thought as its not always about trying to get every last cent out of the guests !!!
Internet/wifi should be free all over the places in RCCL. Who can live without internet today? I'm just saying. The day you get free wifi, let me know cuz then I'ĺl take my partner for an cruise. Also it's a great way of making free ad for RCCL when putting lots of nice fotos from the cruisin trip on the facebook. I`m sure you wuld get even more customers this way
The article says that the Allure and Oasis were going to be leaders in connectivity. I'll be sailing on the Allure in September of 2014 and would like to know, for non-suite cruisers, what I could expect.
Do those ships have wi-fi? Could I pay a set rate or would it be per minute? Thanks in advance!
I have family that boarded out of venice on the 12th of july. We have had no contact and I am sure they would have bought wifi if available. Is there an issue with the ships wifi? I'm in Mexico without access to phone service or I would call myself. Thanks
I a,m travelling on 6th sept on independence of the seas, is there a flat rate for wi give or by the minute ? Keen to know as I work in a regulatory environment in the Uk and keen to know in advance , thanks
I am sailing on the Freedom of the Seas at the end of September. Does this ship have the upgraded internet speeds? What is the pricing? Thanks!
Hi, i am taking the cruise out of hawaii to sydney on the rhapsody of the seas september 16th,2014. Is their wifi available and what is the price, also can i get a sim card to use your cell service onboard.
Does Rhapsody of the Seas offer unlimited internet? We are leaving in 4 days. Thanks!
Do ipads hook up to the wifi on Splendor of the Seas? I keep reading that you have to have a laptop, or a windos based operating system. Please let me know.
We are cruising next week on Explorer of the Seas to Canada/New England for 9 days. What are the rates per minute/daily/unlimited for internet on this ship? Can we connect with our Android, iPhones, iPads and/or Kindles? We don't plan on bringing a laptop.
What are the current options (actually) Sept 23-30) on Oasis of the Seas?
We'll be cruising onboard Mariner of the Seas 6D5N from Singapore in Dec 2014.
Are there in-room hotspots for iphones? And what are the rates like?


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Men's WWP UA Run Jacket
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Our Wounded Warrior Project™ gear is more than a nod to men & women in uniform—it helps support the program & assists those who have sacrificed so much for our country.
The fundamentals
- Loose: Full, loose fit for enhanced range of motion & breathable comfort no matter where your workout takes you.
- This is an Official Wounded Warrior Project™ Licensed product
- Between August 2012 & December 2014, Under Armour® will make a donation of over $1 Million to Wounded Warrior Project, benefiting injured service members & their families
- Ultra-light, wind-resistant, smooth fabric protects but doesn't weigh you down
- Moisture Transport System wicks sweat away from the body
- Chest pocket & mesh hand pockets
- Bungee cord, drop tail hem
- 2.5 oz. Polyester
- Imported


text: The well-built shape of the Mi-171 seen on approach to the military pad at Lucko (Zagreb, Croatia) after what appeared to be an SAR/EMS mission. The primary helicopter type operated by the Croatian Air Force, the Mi-8/171 is a common sight in Croatian skies - and quite probably the most diverse and capable asset in the AF's inventory. In addition to SAR/EMS and transport, they are frequently employed on medical flights and firefighting missions.


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John Dowland for Classic Guitar
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Forty original John Dowland (1563-1626) lute solos transcribed for classic guitar solo. The book is intended for the guitarist with intermediate to advanced fingerstyle technique, and can be played on both nylon and steel string instruments. In order to help capture the unique character of Dowland's music, renaissance lute tuning (capo on the third fret with the G string tuned to F sharp) is used throughout. The pieces progress more or less in order of increasing difficulty, and special care has been taken to be sure any group of consecutive pieces can be played with satisfying results. Standard notation only. Includes FREE downloadable companion audio files.
Publisher: Mel Bay Publications
Composer: Dowland, John
- Guitar
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A Norelco rotary razor may possibly also qualify as a green gift for Dad. Or, is it just a case the place you'd say "Uh, it's uh, supposed to make me 'better' ". This is the typical way of working for the human entire body.
Remind yourself of this each and every time you see a commercial for a new solution. When the to start with disposable razor came out it had one blade. Exactly where do folks get these so termed facts? With the advances in disposable and electric razors ( also known as wet dry electric shavers for men reviews), barbers tend to focus on cutting hair in modern-day times. Regardless of whether it's on your face, hands, legs or other regions, laser removal can be an alternative if you are wanting for lengthy-term effects.
From personal experience, I know that finding rid of acne isn't generally the simplest point to do. Use a mild facial cleanser that removes all the impurities from inside of the skin pores devoid of stripping off its natural moisture. There are many skin care products in the industry location but it is significant to appear at individuals which have the best chance of dealing with an acne problem. In a normal household, common blade shaving wastes a whole lot of water. It is broadly utilized in CD gamers, computers, remote management airplanes, electrical razors and so forth.
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A South Shore Line train was temporarily delayed Wednesday morning on the Far South Side because of a suspicious package.
The westbound train no. 14 was stopped at the Metra Kensington Station near 115th Street and South Front Drive due to a "suspicious package," said Northern Indiana Commuter District spokesman John Parsons.
"They held our trains for about 20 minutes," Parsons said. "It was a suspicious package and it turned out to be benign."
The incident was reported around 10:08 a.m. Wednesday, Parsons said. There were no other related delays. It is also unknown what was inside the package, Parsons said.
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205 N. Michigan AvenueGround FloorChicago, IL 60601Station Operator: (312) 565-5532Newsroom: (312)565-5533


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If you're looking to add a pop of colour to your wedding decor why not choose floral arrangements that fulfill your traditional "something blue" requirement? This age-old tradition, derived from an Old English rhyme, is meant to bring good luck to a bride on her wedding day. Integrate pops of blue into your bouquet and floral arrangements by using inspiration from these stunning azure bouquets, which range from whimsical paper twirls to boldly-coloured blooms.
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24 Original Cupcake Designs Your Guests Will Love
planning » planning » Wedding Cakes
If you're thinking about serving cupcakes in lieu of a traditional tiered cake, take a look at these inventive designs to inspire your search for the perfect sweets. There are so many ways you can play up your theme and wedding motif with these hand-held desserts. Adorn your cupcakes with bling and pearls for added glitz and glamour or stick with buttercream petals or fondant flowers for a nature-inspired affair. For a new take on tradition, finish your cupcakes with a monogrammed topper or wrapper.
A Whimsical Autumn Wedding in Cape Breton, Nova Scotia
real weddings
Carol Anne Johnstone and Damian Bransby-Williams, October 16, 2010, Cape Breton, Nova Scotia.
Photography courtesy David MacVicar, (www.davidmacvicar.com).
Ceremony and reception location: Glenora Inn & Distillery
Dress: Melissa Sweet from Evalina Couture, Jacket from Anthropolgie
Decor: Maureen Barrington of Something Borrowed, Something Blue (902-270-2076)
Hair and makeup: Nicole (902-578-2272)
Favours: Customized tote bags from Wedding Chicks
Groom's tux: Harry Rosen
Bridal party attire: Alfred Angelo
Cake: Cheese wheels from The Herring Choker Deli (902-295-2275) and Pete's Frootique
Flowers: Seaview Flowers and Gifts
Music: Erin Martell for the ceremony, local musicians for the ceilidh (fiddle, piano, bagpipes) joined by the bride's cousin and uncle, and DJ Y-rush for the reception
Stationery: Botanical Paper Works


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Built with a bungee closure system perfect for little fingers, the New Balance 610v3 kids' trail shoe was designed with exploring feet in mind. Tough, flexible and lightweight, it's a durable shoe for your adventurous kid.
A superior blend of foam cushioning and compression set, featuring rubber.
A dual-use outsole tread combining both trail and running lug designs for on and off-road.
No reviews found for the KV610Y-V3B


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Take a look at Pierre Drancourt's Interior Design on Kravet's Design Share Page.
Thank you Kravet fabrics for posting these lovely images by von Hemert Interior designer, Pierre Drancourt. He thoroughly enjoyed working on this Monarch Beach project with his clients. Pierre says, "Kravet's versatility of their selection of fabrics allowed me to create the most uniqe space for my clients! Voila!"
Kravet fabric on arm chairs: 28887-430
Kravet bar stool fabric: Pearluster-3
Kravet game chair fabric: 28886
Kravet dining chair fabric: Back: 25569-1630
29385-23 & 29215-404
Tags: Kravet fabrics, Pierre Drancourt, Monarch Beach, arm chair, bar stools, dining chairs, game chairs, von Hemert Interiors, Design Share, interior design


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The Atlantic Ocean, hurricane-wise, has been relatively quiet this season.
Sketches by Tom Gianni
A contract employee accused of setting a fire at a key Chicago air traffic control center made his first court appearance since the incident created flight…
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Shipping times are getting shorter!
We are finally starting to adjust to the current increase in sales due to the current political atmosphere. Holsters for the next week or so will still be quoted 14 business day turnaround, but we are currently shipping holster in about 5 business days. In the next few weeks we'll be adjusting our quoted ship times to be more accurate.
Thanks for all of your support! If you are not already a customer, go to SHTF Gear LLC to order your SHTF Gear Holster.
|All times are GMT -5. The time now is 05:17 AM.


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Listing ID: 19419788
Croydon Demographics
The median age of people living around 1/11 The Strand, Croydon NSW 2132 is 38 with median weekly rent of $390. The average household size within the Croydon area is 2.8, which is above the national average.
The Croydon area consists of 75% houses, 23% apartments & 2% other with the most common profession being Professionals. Interestingly, the most recent CO2 data from Croydon in the Inner West suggests that Croydon emits 22.08 tonnes of greenhouse pollution per person per year as compared to the national average of 20.3 tonnes per person per year.


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The open source newspaper: a Maine paper's whizzy content management process integrating Google Docs, Wordpress and In Design. Someone give these people an award.
From The Economist's debate on whether we're living through another tech bubble. Steve Blank, who is arguing for the motion, reckons we are and that we're now in the mania stage. I'm with you Steve.
Leonard Bernstein, Glenn Gould and Igor Stravinsky
(submitted by Tom)
David Brooks, author of "The social animal" and man of the moment, talking at TED earlier this year. His theme is our misplaced faith in the rational and the undiscovered importance of the emotional.
That Facebook's growth in countries such as the UK is slowing is no great surprise. Not that the network is declining in popularity, simply it is reaching the saturation point.
What's more interesting is consumers very rapid falling out of love with brands. I've long been of the view that, in the main, people don't want to engage with brands, they don't won't to interact or have a relationship. The exception is when there's something in it for them; an offer, discount or competition for example.
The following is from the Digital Entertainment Survey, media law firm Wiggin's much respected audit of the consumers' behaviour and attitudes towards digital entertainment:
Over half (55%) of Facebook users agreed that they usually ignore brand updates on social networking sites and 22% said that they read brand status updates less frequently than they did a year ago. Additionally, 38% said that they never visit a brand's social network page after liking that brand, while the vast majority (70%) said that they had never purchased a product/service after seeing a brand status update showing the item.
People were also far less likely to mention interacting with brands as a benefit of using social networks, while four in ten agreed that brands are intrusive on social networks and 30% agreed brands should not be allowed on social networking sites.
There's definitely something in this.
This is the view of Gerd Leonhard, celebrated futurologist, expressed at the Digital Entertainment Summit today. He's not alone. My favourite take on the future as about data is that put forward by tech entrepreneur stroke academic Vivek Wadhwa, Here's a brief summary of an article he wrote for TechCrunch, in which he builds on LinkedIn founder Reid Hoffman's theme of web 3.0 being all about generating massive amounts of data.
Wadhwa, rightly in my view, contends that there already exists huge amounts of data. We've moved beyond the gathering phase and are now challenged with how to make sense of it. We're also now beginning to understand the potential of data analysis: what once may have seemed random can now (or sometime soon) be explained. Take the example of the human genome:
We only learned how to sequence this a decade ago at a cost of billions of dollars. The price of sequencing an individual's genome is dropping at a double exponential rate, from millions to about $10,000 per sequence in 2011. More than one million individuals are projected to be sequenced in 2013. It won't be long before genome sequencing costs $100—or is free—with services that you purchase (as with cell phones).
Now imagine the possibilities that could derive from access to an integration of these data collections: being able to match your DNA to another's and to learn what diseases the other person has had and how effective different medications were in curing them; learning the other person's abilities, allergies, likes, and dislikes; who knows, maybe being able to find a DNA soul mate. We are entering an era of crowd-sourced, data-driven, participatory, genomic-based medicine.
So to refine the data is the new oil idea, the future will be about data analysis not data.
The British Museum early morning (Taken with Instagram at The British Museum)