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Which Automaker Will Drive Your Portfolio?
tarun is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
Ford's (NYSE: F) recently reported fourth-quarter results turned out to be quite solid, but not all was well with The Blue Oval. Although the company earned $0.31 per share and beat consensus estimates of $0.26, a pessimistic outlook for its European business sent shares down 5%.
Let us take a look what the company has in store for investors and how does it plan to address the European conundrum.
The numbers
Ford revenue grew 1.9% from last year to $36.5 billion in the quarter, ahead of analyst estimates of $33.17 billion. Net income for the quarter was $1.6 billion, $565 million higher than last year excluding the effect of deferred tax assets. Both the top line and bottom line numbers are strong, but slightly lower in comparison to FY11 as Europe's losses have increased further this year.
How bad is Europe?
On the face of it, Europe has been bad for Ford. In the last quarter the company lost $732 million compared to a loss of $190 million in the same period last year. In 2012, Ford has lost $1.75 billion while the expected loss was around $1.5 billion. The company projects that the losses will further swell to $2 billion in 2013.
Europe's impact on the company's profit is entirely because of macroeconomic factors that are not controllable. So I believe it's better to focus on what Ford is doing to overhaul its operations in Europe. It has closed down three factories in Europe to lower costs and make each unit it sells in that region profitable. The company can further add new vehicles to its current offerings in Europe at a lower cost, which should eventually help its bottom line irrespective of the economic condition of the continent.
The silver lining
Ford's conditions in Europe should be better as management's turnaround strategies should deliver, but it will take time. Now let us focus on the company's growth and expansion in another region. The company has grown in Russia as sales surged 11% in 2012, selling 130,815 units during the year. It recently started producing Kuga and Transit in Russia through its joint venture with Ford Sollers. The response for both the cars has been very good and should further help the company improve its revenue from the region.
Ford has ambitious expansion plans in Asia, especially China. At the moment, the most populated country in the world is not very profitable, not even to the market leader General Motors (NYSE: GM). In 2012, Ford sold 626,616 vehicles while its rival GM, along with its partners, sold 2,838,128 units. Investors might feel Ford is too late in entering the Chinese market but it is not so. The company's sales in 2012 increased 12% in China and the trend increased more towards the end of the year with sales in December surging by 43%.
Moreover, Ford has a strong brand image in China and it is seen as a luxury brand out there. The company will be introducing its iconic Lincoln brand in China in 2014 which should go well with the lifestyle of the affluent Chinese population. Lincoln's high price tag should boost company's margins. Further, the company's revenue should improve as it has the right set of products to match the rising demand of SUV's in China.
The company's performance in North America has driven it to safe roads. As expected, the company posted pre-tax profits of $1.87 billion in its fourth quarter. Ford's revenue in the U.S. might have been slightly up, but a hike in sales of high-margin pickup trucks has boosted its profit. The company's North American segment is currently the driver that is financing its growth prospects in Asia and making good its losses in Europe.
A dig into the competitors
Ford faces competition from the likes of Toyota (NYSE: TM) and GM. Currently Toyota is facing some troubles with their acceleration issues, failing brakes, and numerous recalls over the last few years. The company has also been losing market share in China, but all this did not stop the company from selling 9.75 million vehicles last year and becoming the largest automaker across the globe.
Moreover, Toyota's top position in the auto industry places it in a better position to bargain with the Bank of Japan for obtaining assets in order to keep its expansion drive running.
General Motors, though, have lost the crown of being the largest global automaker but there is a lot to like about it. It is the market leader in China, and has three models in the list of top five cars. Also, the company is planning a lot of new cars to boost its business. Redesigns of the Chevy Silverado, Chevy Impala, GMC Sierra, and a new Chevy Corvette will be in the market soon. The Buick Encore, the Suburban, Tahoe, Yukon, and Escalade are expected to hit roads by the first half of 2014.
Final words
Ford is going strong in the American market and gaining share in China. Although the company is currently not being able to generate any operating profit in China, as it is investing heavily to catch up with its rival, the current investments should reap benefits in two to three years' time.
Leaving aside Europe, due to gloomy economic conditions, even if the company is able to break-even by 2015-2016 it will add another $1.5 billion to $2 billion to its current pre-tax profits. With the company's turnaround strategies the target seems achievable.
Overall, Ford is doing well and its performance should improve further in the near future. For the investors I would say, "There is a lot to look beyond the European crisis and be happy about." I am bullish on Ford and for me it is a good value at its current price.
tarunbachhawat has no position in any stocks mentioned. The Motley Fool recommends Ford and General Motors. The Motley Fool owns shares of Ford. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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A Powerful, Easy-to-use Communication Tool for Educators
SchoolConnects parent notification service quickly delivers daily attendance, special announcements, and school-wide messages to parents, staff, and school groups within your district.
As a user friendly mass communication tool, SchoolConnects parent notification service enables district administrators, school administrators, and teachers to very quickly send phone calls, email, and SMS text messages to parents and or staff, regarding any kind of school related event.
With our parent notification service, you can communicate easily about transportation issues, weather delays, parent nights, homework assignments, good news stories, last minute cancellations, emergencies, and daily attendance issues.read more
SchoolConnects for PowerSchool. Our fully embedded and integrated solution works seamlessly with PowerSchool.

subset: commoncrawl


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Gateway Program- Six Flags Trip
Start Date: August 10, 2013
End Date: August 10, 2013
Time: 11:00 am to 4:30 pm
Gateway Program- Six Flags Trip!
Nothing says Summer like Six Flags!
The bus will be departing the Fuller Campus Center at 11AM on Saturday, August 10–Lunch will be provided!
The bus will be departing Six Flags at 4:30PM
Sign up below- when signing up, please make sure name matches that on your ID–YOU MUST BRING A VALID ID TO ENTER THE PARK!
Organized by
Event Categories: All, Home Page, and Student Activities.
Related Events
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Starts 11/22/2014 at 7:00a.m.
Ends 11/22/2014 at 7:00p.m.
Salem Haunted Happenings Trip
Starts 10/19/2014 at 10:00a.m.
Ends 10/19/2014 at 5:00p.m.
Wrentham Outlets Trip
Starts 11/15/2014 at 10:00a.m.
Ends 11/15/2014 at 4:30p.m.


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Whether you're looking to play, develop or compete in sport there is something for every student with Team Derby
Team Derby is the focal point for the development and delivery of sport at the university. It provides students, staff and members of the public with a world of sporting opportunity, fitness and activity.
Our inclusive attitude to sport, exercise and health shows we passionately believe in the ethos of 'sport for all'.
Team Derby take pride in nurturing talent both on and off the field, but also recognise that sport has a place for everyone, and whilst we know that winning isn't everything, we believe that enjoyment is.
There are a wide range of opportunities for students to play sport whilst studying at University, with the emphasis on fun, enjoyment and meeting new people along the way.
We offer Give It A Go and Pay As You Play sessions that cater for all abilities, whether you're a seasoned pro or have never played the sport before. Our Social Sport Leagues also provide students with the chance to enter a football, touch rugby or netball team into University-only competitions.
Team Derby actively supports students who wish to enhance their leadership, sports development and vocational skills whilst studying here at the University. Team Derby offers students personal development opportunities through coach education, training and volunteering in sport.
Team Derby also provides financial support to help students fund sport national governing body coaching awards, officials training and CPD courses and workshops through its Coaching Bursary Scheme.
Team Derby is committed to increasing sporting opportunities and improving the performance of all our University's sports teams. A Performance Sport programme for selected clubs has been developed to attract, retain and develop student athletes form Derbyshire and beyond. Benefits include:
- High performance coaching
- Educational workshops
- Performance testing
- Strength and conditioning
- Physiotherapy provision
- Discounted Team Derby Fitness membership
- Scholarship opportunities.
Sports clubs
Our Students' Union runs lots of sports clubs, from football and netball to less common sports like dodgeball, rowing and archery. If the sports clubs that are already running aren't really your thing, then you could always start your own!
Visit the Athletic Union website
Scholarships and Bursaries
We understand that it can be difficult to combine academic studies and sporting ambitions. We therefore aim to provide scholarship and bursary opportunities to assist talented individuals realise their sporting potential and support them through their academic studies.
- Scholarships are available to talented and committed individuals participating within one of the Team Derby Performance Sports, or athletes that compete on an individual basis at an International Level in a BUCS sport
- A Team Derby Bursary award provides financial support and access to educational workshops, physiotherapy and strength and conditioning support. The award is offered to talented national level athletes who compete in British Universities & Colleges Sport (BUCS), in sports which are not part of our performance sport programme.
An introduction to Team Derby
Team Derby is the focal point for the development and delivery of sport at the University of Derby. Team Derby provides students, staff, and members of the public with a world of sporting opportunity, fitness and activity.


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TV Daily Schedule: V-me
Please Note: As of July 1, 2011, KTEH has been renamed
KQED Plus.
Another way to search for programs is from the TV Programs A-Z Directory.
V-me: Sunday, December 23, 2012
Comcast 191 and 621 • Digital 54.5 or 25.3
Schedule is subject to change. Please visit kqed.org/tv/schedules/daily for the most up-to-date info.
12:00 amIntelligence (V-Me) [#7] duration 50:00 STEREO (Secondary audio: Spanish)
1:00 amBotines {V-Me} [#6] Lisy duration 50:00 STEREO (Secondary audio: Spanish)
2:00 amThe New Detectives (V-Me) [#612] Dead in the Water The New Detectives tells the stories of men and women using science to bring killers to justice and justice to victim's families. The New Detectives shows how rapidly the science of crime is growing. duration 46:55 STEREO (Secondary audio: Spanish)
3:00 amUntold Stories of the ER {V-Me} [#9] How Can This Happen duration 50:00 STEREO (Secondary audio: Spanish)
4:00 amDiagnosis X (V-Me) [#9] Bajo Presión duration 50:00 STEREO (Secondary audio: Spanish)
5:00 amDesafio Vertical (V-Me) [#10] duration 50:00 STEREO (Secondary audio: Spanish)
6:00 amCyberchase (V-Me) [#121] Less Than Zero duration 20:00 STEREO TVY (Secondary audio: Spanish)
6:30 amFranny's Feet (V-Me) [#304] Season's Greetings/Opening Night Jitters duration 20:00 STEREO
7:00 amWild Animal Baby Explorers (V-Me) [#64] Let's Move duration 13:00 STEREO (Secondary audio: Spanish)
7:17 amPeep {V-Me} [#23] Peep Plants A Seed duration 15:00 STEREO (Secondary audio: Spanish)
7:30 amBarney & Friends (Vme) [#1411] Gift of the Dinos/ Winter duration 23:57 STEREO (Secondary audio: Spanish)
8:00 amBob The Builder (V-Me) [#1702] Fun at Work duration 24:00 STEREO
8:30 amFranny's Feet (V-Me) [#305] Granny Nanny Goat/Franny and Five-Pin duration 20:00 STEREO (Secondary audio: Spanish)
9:00 amTuBebe (V-Me) [#26] Mam? Adoptiva. duration 26:00 STEREO (Secondary audio: Spanish)
9:30 amHome Makeover (V-me) [#61] duration 8:00 STEREO (Secondary audio: Spanish)
9:39 amHome Makeover (V-me) [#62] duration 8:00 STEREO (Secondary audio: Spanish)
9:48 amHome Makeover (V-me) [#63] duration 8:00 STEREO (Secondary audio: Spanish)
10:00 amV-me Cocina: Donato Cucina {V-Me} [#213] duration 26:00 STEREO (Secondary audio: Spanish)
10:30 amSaz?n Para El Mundo (V-Me) [#7] Caldos de Bolas de Verde duration 25:00 STEREO (Secondary audio: Spanish)
11:00 amPasteler?a Mx {V-Me} [#10] Sinfon?a De Chocolate Con Naranja duration 26:00 STEREO
11:30 amV-me Cocina: Sumo Placer {V-Me} [#18] Crema De Ajo Porro Gratinada A La Mozzarella duration 26:00 STEREO
12:00 pmVisions: Israel (V-Me) duration 50:00 STEREO (Secondary audio: Spanish)
1:00 pmCara a Cara Con Jorge Gestoso [#17] Stephanie McGuinness Desde Washington duration 25:00 STEREO (Secondary audio: Spanish)
1:30 pmChangemakers {V-Me} [#3] Identity Changemakers is a series dedicated to the people who are crazy enough to believe they can change the world - and who are doing just that. In this ground-breaking series for BBC3, Changemakers brings a fresh perspective to traditional journalism. Borrowing innovative film-making techniques more usually associated with advertising, music videos and films, and driven by an eclectic contemporary soundtrack, Changemakers is reinvigorating current affairs. From Fernando Quiroz, providing life-saving water for illegal immigrants in the desert of the US-Mexico border, to Aki Ra and his single-handed mine clearance, Changemakers brings stories of amazing people from all over the planet. Changemakers has travelled the world to find stunning stories of inspiration, courage and dedication. From the mean streets of San Salvador's gangland to the tropical idyll of Tuvalu, Changemakers is a truly global series, profiling fifty men, women and childen from over twenty countries. Each episode profiles six Changemakers from different parts of the world: people who are standing up for their beliefs, fighting to protect their community, or leading technological and social change. Changemakers profiles people as contrasting as Juan Guillermo Ocampo, who is transforming the lives of Medellin's children by teaching them to play musical instruments, and Ignatius Piazza, who offers specialist weapons training to the upright citizens of Nevada. In each programme a unique collection of voices from around the world is brought together the under a different theme, linked by vox pops and stylised montages. Changemakers brings together perspectives as diverse as the vigilante Bakassi Boys of Nigeria or sanctions buster Jo Baker. Editorially neutral, the programme engages viewers with a series of questions based on the programme's themes. Whether the ultra-cool high tech robotic surgery pioneered by Jacques Marescaux or the simple anti-drugs message preached by boy monk Sam Mauen in the wilds of northern Thailand, the Changemakers are united in their passion to change their communities and their energy in making it happen. Changemakers brings news from the frontline, from war zones such as Afghanistan or Iraq, to the kitchen of drugs legalisation campaigner Jerry Ham. Changemakers marches alongside sex workers union leader Ana Lopes, and dives into the waters of the river Ganges which Amit Vyaas is trying to clean. duration 25:00 STEREO (Secondary audio: Spanish)
2:00 pmJorge Gestoso Investiga (V-Me) [#17] The Real Family Tree of Jesus Pt 2 duration 50:00 STEREO (Secondary audio: Spanish)
3:00 pmDoctor's Diary (V-Me) [#17] Scandal! Wedding Night Threesome! - Part 1 duration 59:00 STEREO (Secondary audio: Spanish)
4:00 pmNo Matar?s (Vme) [#5] The Voynich Manuscript duration 59:53 STEREO (Secondary audio: Spanish)
5:00 pmWild at Heart (V-Me) [#52] duration 59:00 STEREO (Secondary audio: Spanish)
6:00 pmComisario Rex (Vme) [#103] duration 45:00 STEREO (Secondary audio: Spanish)
7:00 pmAlarm for Cobra (Vme) [#43] Nemesis duration 50:00 STEREO (Secondary audio: Spanish)
8:00 pmCuentame C?mo Pas? (V-Me) [#83] Si T? Me Dices Ven duration 50:00 STEREO (Secondary audio: Spanish)
9:00 pmGreat Performances (V-Me) [#3504] Sting: A Winter's Night duration 50:00 STEREO
10:34 pmEn Pantalla (Vme) [#345] duration 23:00 STEREO (Secondary audio: Spanish)
11:00 pmEstudio Billboard (V-Me) [#309] Victor Manuelle duration 47:00 STEREO (Secondary audio: Spanish)
12:00 amGreat Performances (V-Me) [#3504] Sting: A Winter's Night duration 50:00 STEREO


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Stratton has a Series of MLK Events to Explore
Jen Butson, firstname.lastname@example.com
STRATTON MOUNTAIN, Vt.
Stratton Mountain Resort in southern Vermont has something on tap for every member of the family, from the diaper set to the high flying park kids to coffee by the fire place types.
Martin Luther King Weekend is a ski getaway tradition. A long weekend break from the grind meant to be spent on the slopes. Stratton has a series of events planned, making the holiday a can't miss at the resort.
Friday, January 13, 2011
- Grizzly's Apres, Waylon Speed, 3-6pm
Saturday, January 14, 2011
- Cold Wars Rail Jam on Tyrolienne, 2:30pm. Daytime event on Tyrolienne with registration from 1-2 pm in the overflow room, competitior meeting at the top of Tyrolienne at 2:15 with competition starting at 2:30 pm. Compete for prizes and cash
- Grizzly's Apres, Holla Back, 3-6pm
- Grizzly's Late Night, Twiddle, 8:30pm-midnight
- Fireworks by the Main base Area, 8:30pm
This season, Stratton is offering a wide variety of activities and deals geared towards families big and small.
New this winter are dog sledding and Experience Snowboarding.
Dog Sledding. Book a dog sled tour for two. The getaway includes an introduction to the dog team, scenic views and a stop at the Pearl Buck Cabin for hot cocoa and snacks by the fireplace.
Experience Snowboarding. Experience Snowboarding builds leaps and bounds on Burton's existing Learn to Ride model. With a full day of education and an instructor:student ratio of 1:5, Experience Snowboarding is a 360 degree approach to snowboarding, the sport and the lifestyle, for students 13 and older.
Tubing.The lift serviced Coca Cola Tubing park, located on Big Ben in the Sunbowl will provide thrills for all ages for a second straight season. This four-lane behemoth opened to rave reviews in 2009-10, with lanes that stretch up to 750 feet long. New customer service improvements will make the Tubing park more family friendly with a warming hut and improved facilities among the improvements. Open Saturday's and holidays from 11 a.m. to 9 p.m. Friday from 4-8 p.m. and Sunday from 11 a.m. to 3 p.m.
Ice Skating at the Village Commons Pond.Ice skating on the pond in the Village Commons is a true Vermont experience. The mill House in the Commons is open from 4pm-10pm on Saturdays and select holidays, with marshmallows, a fire pit, board games and hot chocolate. A way for the entire family to experience winter together.
Mini Snowmobile Rides for Kids. A great activity for younger kids! Children 8 and older (and weighing less than 90 lbs) can drive their own mini Arctic Cat snowmobile around a groomed track in the Sun Bowl base area. The mini snowmobiles are available every Saturday, plus MLK and Presidents weekends.
Kids Camp. Leave your kids with Stratton and have a night out; they'll love it! Kids Camp at Night is geared towards kids ages 7-12 with nightly themes and costume parties. Beginning at 5:30pm, Kids Camp meets at the Junior Ski and Snowboard School building. Activities include snowshoeing, ice skating, crafts, movies and more! Dinner and S'More roasting included. Pick up is at 9pm. $39 per child, $20 if booked through Junior School or Seasonal Program on the same day. Pajama Party at Stratton Childcare is geared towards kids ages 2-6. Beginning at 5:30pm, kids will enjoy dinner, craft time and movie watching. Pick up is at 9pm. $39 per child, $25 if booked in Childcare Program the same day.
Kids Ski and Stay Free. Kids 17 and younger are invited to ski and stay free when two adults purchase a (2 night minimum) lift and lodging package in a family friendly condominium. PLUS, Kids can rent free too when an adult purchases a rental.
Junior Ski School. Here at Stratton, home of the first bona fide ski school for kids, we know how to start young skiers and riders off the right way. Stratton's programs combine the fun of discovery, the challenge of trying new things and the thrill of acquiring new skills. Stratton offers programs for children of all ages, with Little Cub geared towards ages 4-6 and Big Cub for ages 7-12. Call for rates!
Media Tours
We want to be your tour guide! Ski Vermont offers individual media tours of our member resorts.
Contact firstname.lastname@example.com for more information.


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Murray legislator wants task force for manufactured home parks
Manufactured home parks could offer unique opportunities in a new economic era, according to a Salt Lake County lawmaker who has introduced legislation that would seek answers to the challenges facing them.
Rep. Tim Cosgrove, D-Murray, is running HB108 that would establish a task force from various segments of the community to identify the pros and cons of ownership for what used to be called mobile homes. It also would seek answers to challenges facing park owners.
Manufactured homes could be among the solutions for baby boomers heading into retirement, Cosgrove said. "Every day 10,000 seniors retire," he said. "It brings up a huge challenge for finding retirement homes."
But no new manufactured home parks have opened along the Wasatch Front in 20 years, he said.
Cosgrove said his bill seeks to bring park owners, homeowners and other interested parties together to identify problems. "It's an initial step," he said.
The legislation comes as residents of Applewood Manufactured Home Park in Midvale — in Cosgrove's district — are calling foul on an Ivory Homes subsidiary for hiking pad fees twice in a year. They believe they are being pushed out for a future high-density development along the TRAX line at 7500 S. 200 West.
Shirlene Stoven, who heads up the Applewood Homeowners Association, said she favors HB108.
"This isn't going to save us from Ivory Homes right now," she said. "But it's a first step to waking up Ivory Homes and maybe helping other owners of manufactured homes."
Rick Bills, who owns and operates a West Valley manufactured home park called American Heritage Retirement Community, said he is not against a task force but said the structure of the body as outlined in Cosgrove's bill is lopsided in favor of residents. "We're actually in favor of a task force," he said. "We just want to make sure it's balanced."
Park owners face many challenges, he said, including paying higher water rates than single-family homeowners. Further, he said that many problems facing homeowners and park owners are national economic issues.
"A task force isn't a bad idea, but no one should expect magic coming out of it," he said.
Georgia Buckley, of the Utah Coalition of Manufactured Homeowners, said, "We have a lot of work to do" to get HB108 passed out of the Utah House.
"This would open the communication lines and look at the whole industry," she said. "But the park owners have never been willing to come to the table before."


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Andrew Gormley
I'm a designer and developer from the City of Brotherly Love with a focus on web standards and emerging technologies. You can read infrequent ramblings on these topics and more on my blog or follow me on Twitter.
- Google+:Andrew Gormley
- Twitter:@darkdriving
- Website:andrewgormley.com
- Responsive Web Design: A Visual GuideThese days, "one size fits all" is quickly becoming a dated concept. Luckily, with CSS media queries, we can now easily build responsive web designs that accomodate everything from your mobile phone, up to your massive desktop! Read More…


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How To Save On Travel Expenses
By planning carefully and spending financial resources cautiously you can save yourself and your company a sizeable amount of money while on the road.
Getty Images
Business travel expenses can prove costly whether it is plane tickets, train tickets, rental cars, taxis or meals out. There are many methods of cutting business expenses. By planning carefully and spending financial resources cautiously you can save yourself and your company a sizeable amount of money.
Credit Cards and Voyageur Miles
Often using credit cards can benefit you and your company through mileage or points programmes. It is better to fly, drive, and stay with member and partner companies and earn points each time. It is fairly easy to apply online, by mail or in person. This can help the business and the individual save on travel expenses in the future.
Avoid Interest
Pay off as much as you can on your credit cards to avoid finance charges and interest and always pay your minimum payment on time to avoid late charges and more interest.
Distinguish Between Comfort and Luxury
One of the easiest ways to cut costs is to distinguish the comforts from the luxuries. You can do this by flying economy or booking your ticket in advance. If you have to fly business class you should consider using a points upgrade or look for lower rates.
Hotel Costs
Book hotels that cost less. By opting a hotel that is clean and comfortable which includes wireless Internet and breakfast in the price and not a luxury hotel, you can save on expenses. Another way to save is have employees share rooms or suites with separate sleeping areas.
Eating Expenses
Employees should be awarded a budget per day for meals and expensive dining should be avoided. Alcohol should be prohibited in most cases.
Travel Less
A good way of reducing travel expenses is by travelling less. Use conference calls, email or video conferencing where it possible. Weigh up if it is really worth travelling for.
Plan Your Travel
Coincide your trips. If you have a meeting or a conference in the same area try to make sure you kill two birds with one stone.
- SA June CPI 6.6% y/y vs May 6.6% y/y
- Little light for SA's economy in next few months
- SA set to become solar power hub
- Western Cape clears path for small business
- Economists react to CPI number
- Banks 'are focusing on traditional business'
- SA slow to adopt online shopping, with logistics a problem
- Government needs to be creative to pull off infrastructure plan - Patel


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Matthew and Celestine "Tina" Knowles, the parents of Beyonce and Solange Knowles, filed for divorce on November 11, 2009 after 29 years of marriage. Read more on the Knowles' divorce below!
The Knowles' cited "growing apart" as their reason for divorcing. But the true reason is Matthew Knowles' affair and a paternity suit that was filed in October.
The affair happened with California costume designer and small time actress, Alexsandra Wright. And nWright has claimed that Mathew Knowles is the father of her child that is due in the Spring.
Tina and Matthew have been very involved in their daughters' lives and helping with their careers. Matthew has been Beyonce's manager since before Destiny's Child and Tina has designed the costumes.
Wow! Twenty-nine years of marriage is a long time huh?
Click thumbnails for larger pictures
You might also like


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Backsplash Materials & Design Options
Don't get stuck in a ceramic tile or porcelain tile kitchen backsplash rut! We did a little virtual shopping and came up with some other backsplash material options. Just as material options vary greatly, so do their prices. We've tried to focus our attention on options that are budget-friendly and stylish - not to mention easy for the do-it-yourselfer to install herself/himself. For each material example discussed, we have included a source, material size information and basic pricing.
A quick look at these kitchen backsplash pictures just might have you heading in a new design direction.
Beadboard Backsplash
When we think of beadboard, we typically think of rustic, country, or cottage design. This kitchen design picture tells a completely different story. It's a perfect example of how a beadboard backsplash can work in a clean, modern kitchen. The crisp white of the beadboard backsplash is a gorgeous contrast to the sleek black countertop and modern stainless steel appliances.
Elite Trimworks carries MDF beadboard backsplash planks with authentic deep beads. Each plank is 8-1/4″ wide (8″ exposed) x 8′ long. There are three beads per plank and with their tongue and groove joints they install seamlessly. Each plank is priced at $25.50 USD. For a 10 ft. section of backsplash that is 18″ high you would require 3 backsplash planks for a total of $76.50 USD. We think that's extremely reasonable. In addition to MDF they also carry oak, maple and cherry beadboard planks.
Tin Tile Backsplash
For a vintage kitchen design try a tin tile backsplash. The most common height of a backsplash area measures 18″. As luck would have it the American Tin Ceiling Co. has tin backsplash panels that are manufactured with a 6″ pattern repeat which makes them ideal for use as a backsplash material.
Tin tile panels can be cut with tin snips and installed with Liquid Nails. They recommend using their Nailup panels for backsplash applications. Prices range from $12.00 to $42.00 per 24″ x 24″ panel depending on the pattern and color.
They offer six different patterns with the 6″ repeat and each pattern is available in one of 65+ colors. You'll also find backsplash switch plate covers in prices ranging from $4.00 to $20.00 depending on the color and size.
Thermoplastic Backsplash Panels
Acoustic Ceiling Products (ACP) has developed decorative thermoplastic panels that very closely mimic the appearance of metal. Their classic style backsplash panels measure 18″ x 24″. These attractive panels are easily installed with adhesive or double-sided tape. Full installation instructions can be found on their site. For a finished look they also provide matching finish outlet cover laminates, corner trim and edge trim pieces.
Choose from 16 different finishes and 6 design styles. We are happy to report that in addition to traditional tin ceiling style tiles, you will also find a funky ribbed design and a quilted metal style.
The panels are fire retardant, but can be deformed by excessive heat. For this reason they are not recommended for installation behind the stove.
ACP's site includes a list of retailers including: Home Depot, Menards and Lowes. The only pricing we could find for individual panels and accessories was at Lowes.
Per 18″ x 24″Panel - $18.00 to $18.52 USD
Edge J-Trim 18″ - $1.06 to $1.09 USD
Corner Trim 18″ - $1.06 to $1.09 USD
Laminates for outlet covers - $9.98 to $10.14 USD
For more backsplash options and backsplash pictures see:
Ikea Low Cost Stainless Steel Kitchen Backsplash
DIY Kitchen Tile Backsplash - Go Faux!
9 comments
- 1 scott { 03.29.08 at 12:02 pm }
I just finished my tile backsplach (kitchen) I need to trim the exposed corners, tops, etc. Not a big fan of what I am seeing at the dept stores. does anyone have a pic of backsplash trim, or info of where I can see more options? I used timbles stone for the splash (4in tiles) travertine
- 3 monnie { 01.07.10 at 6:31 pm }
I was thinking of putting up a tin backsplash.
Do I need to install this prior to having the granite countertop w/ a 4″ granite backsplash installed?
In other words, does the tin backsplash need to fit behind the piece of vertical granite coming up the wall?
- 5 Abby { 03.06.10 at 2:22 pm }
How easy is it to remove tin tile backsplash if in the future we end up wanting to do a glass tile backsplash?
- 7 bill { 03.11.10 at 5:15 pm }
do you know if an american tin tile suppier in ontario?
i live in marmora ontario and cannot seem to find anyone who has them
please let me know
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Plainclothes police officers conducting a buy and bust operation in the Brownsville section of Brooklyn shot a 20-year-old man who opened fire on them, according to police.
Shaquile Reid was struck once in the right hand on Thursday evening near Livonia Avenue and Grafton Street. Earlier reports of Reid being hit in various areas of his body were in inaccurate, said police.
The officers initially approached Reid with their badges visible after seeing him pull out a handgun while chasing three other men. That's when he fired at the officers, said police. They returned fired unloading three rounds.
Witnesses told police they heard officers order Reid to 'stop' and 'get down,' said police.
A Colt 45 caliber semi-automatic handgun was recovered at the scene.
Reid was taken to Brookdale Hospital in stable condition.
The two officers were treated at Kings County Hospital for tinnitus.
The NYPD says the officers had stopped to question Reid about another shooting.
He faces various charges including criminal possession of a weapon and menacing.
25 FOX DriveDedham, MA 02026
Phone (781) 467-2525


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Eating Disorder Services: Recognitions
Children's Eating Disorders Program was awarded disease-specific certification by The Joint Commission. The Joint Commission is the nation's predominant standard-setting accrediting and certifying regulatory body in healthcare.
Children's is the only pediatric hospital in the United States to receive certification for the comprehensive eating disorders program from The Joint Commission.


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Every spring the warm sunshine returns to California and kicks off another berry season for the entire state. It is during this first part of the season where we are all able to enjoy something very special from our fine friends at Driscoll's. The first time I saw this berry, I almost thought it was a fake; some handmade package of counterfeit berries that someone was going to use in a photo shoot or something. Then you open the package and pick up one of the monsters inside. It's the real deal, a Driscoll's Jumbo Strawberry!
This is the type of strawberry that gets you excited about berries. Each one that you pick up is as impressively big and beautiful as the next. Their perfect shape and color are everything that a strawberry should be. Driscolls achieves this by having very strict specifications as they harvest the berries. Each must be of a certain size and color in order to make it into a package of Jumbo Strawberries.
Driscolls Jumbo strawberries are available at Lunds and Byerly's from mid-May to the end of June. It is the perfect strawberry for entertaining, chocolate dipping, graduation parties, or just everyday use. Whatever the occasion, these jumbos will keep you coming back for bite after bite.
How do you use your jumbo strawberries? Let's hunt for the biggest one. Put your biggest strawberry next to a ruler and send us a photo!
It was created with a simple goal in mind: to provide you with a heaping scoop of mealtime inspiration and food education from our passionate and knowledgeable staff. Our contributors come from every corner of our company and are truly experts in their field.
All of us are here for you, so keep the conversations going by using the "Comments" feature at the end of each post to provide additional expertise, ask questions or share your thoughts.
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About Discover it®
- 0% intro APR on purchases & balance transfers for 14 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
- Rated 4.8 out of 5 stars by over 5,000 cardmembers.*
- No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
- Free FICO® Credit Score online and on monthly statements.*
- 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 after you sign up*. 1% cash back on all other purchases.
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
- 100% U.S.- based customer service-anytime, day and night.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Overall Rating
Editor Rated
Consumer Rated
The Discover "it" card has a plethora of consumer-friendly features that make it such a great card for anyone who is searching for a credit card with no annual fee, low interest rates and a great cash back rewards program.
Equipped with a laid-back fee structure, Discover it appears very appealing to consumers who fear the wrath of credit card penalty fees. Cardmembers don't pay a late fee for the first late payment and such an infraction will not lead to an increased APR.
Add on fee-free foreign transactions and you also get a card that frequent overseas travelers would love to have in their wallets.
The Discover it card also comes with an improved cash back program (compared to the company's popular Discover More cash back credit card). Cardmembers earn 5% cash back on certain categories per quarter, subject to a quarterly cap. And, cardmembers earn 1% cash back on all other purchases.
With a decent fee structure and attractive cash back program, it very likely that you'll find plenty to boast about with the Discover it card.
Pros Cons Up to 5% cash back Possibility for a high APR Lenient fee structure One-time account number generator
Annual fee
Many of Discover's credit cards do not carry an annual fee. Intended as a "game changer," neither does the Discover it card.
Other fees/charges
Discover it touts a lenient fee structure. Cardmembers don't pay a late fee for their first late payment and there is no fee for spending past your credit limit (doesn't mean that you should though).
For the forgetful cardmembers, Discover won't impose a penalty APR when there is a late payment. With most other credit cards, the penalty APR is around 29.99%.
Like all its other cards, Discover does not impose a foreign transaction fee on the "it" card. Cardmembers who travel internationally will not have to worry about hefty fees for using their Discover card on their trips.
Interest rates
The regular APR for the Discover it card is 10.99% to 20.99%, which is a fairly large range. With a good credit score, you could land a low APR of 10.99%, which is better than many credit cards that offer rewards or cash back. But with a tarnished credit history, you could end up with a pricey 20.99% APR.
Discover it has a cash back program similar to that of the Citi Dividend and Chase Freedom cards. Cardmembers get 5% cash back on purchases in certain categories, which change on a quarterly basis. Discover does place limits on the spending on these categories (limits vary from quarter to quarter). In addition, cardmembers have to enroll for this bonus cash back every quarter, which can be a tedious chore to some.
All other purchases earn 1% cash back.
The cash back can be used to redeem for cash, merchandise, gift cards or charitable donations.
Discover lets you spend your cash back balance at Amazon.com, but it would be wiser to charge your credit line because you earn cash back on the purchases (you don't earn cash back if you use cash back on an Amazon purchase).
Discover offers a feature-packed mobile application that lets you manage all your Discover accounts. Cardmembers can redeem their cash back for electronic gift codes through the mobile app and use them at a retailer immediately.
Through your online account, you can generate secure online account numbers that can only be used at one retailer to help reduce online fraud.
The Discover it card has a bill payment cutoff time at midnight on the due date, unlike most credit cards that set the deadline at 5 p.m.
(Disclosure: MyBankTracker was not compensated for the publishing of this review. However, MyBankTracker does receive compensation for successful signups through affiliate link.)
The BreakdownAnnual Fee12345Other Fees & Charges12345Interest rate12345Rewards/Perks12345Misc12345
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48 U.S. Code § 793b - Repealed. July 3, 1950, ch. 446,
Section, act Mar. 2, 1917, ch. 145, § 49b, as added Aug. 5, 1947, ch. 490, § 6,61 Stat. 772, and amended June 24, 1948, ch. 610, § 1,62 Stat. 579, provided for a Coordinator of Federal Agencies in Puerto Rico, his appointment, compensation and duties, and required President to prescribe rules and regulations to carry out provisions of former section 793 of this title.
Effective Date of Repeal
Repeal effective July 25, 1952, see note set out under section 732 of this title.
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
|Description of Change
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Thursday, January 31, 2008
Rush 2008 tour ticket sales update
UPDATE - 2/1@3:04PM: Music Today fan pre-sales have been announced for next week already. They will occur next week from Tuesday at 10AM until Thursday at 12PM (all times local to venue) for the following dates:
04/20/08 Houston, TX Woodlands Pavilion
04/23/08 Austin, TX Frank Erwin Center
04/25/08 Dallas, TX Superpages.com Center
04/26/08 Oklahoma City, OK Ford Center
05/04/08 Concord, CA Sleep Train Pavilion
05/20/08 Moline IL iwireless Ctr (formerly Mark of The Quad)
05/31/08 Seattle, WA The Gorge Amphitheatre
06/01/08 Portland, OR Clark County Ampitheatre
06/03/08 Boise, ID Idaho Center
06/14/08 Philadelphia, PA Wachovia Center
06/25/08 Indianapolis, IN Verizon Amphitheater
06/30/08 Cincinnati, OH Riverbend Music Center
07/02/08 Pittsburgh PA Post Gazette Amphitheater
07/04/08 Atlantic City, NJ TRUMP TAJ MAHAL/TAJ ARENA
07/05/08 Saratoga, NY Saratoga Performing Arts Center
07/17/08 Hershey, PA Hersheypark Stadium
I'll have these loaded up in the tour section soon. Thanks to rushtributeband for the heads up.
----- snip -----
UPDATE - 2/1@10:48AM: Chicago WLUP pre-sale password is LOOPRUSH.
UPDATE - 2/1@8:16AM: Reader Felix R sent me this scan of an advertisement from a local newspaper that confirms that tickets for the Coliseo de Puerto Rico show do indeed go on sale tomorrow and will be through TicketPop. There's still nothing on the TicketPop site regarding the event yet, but it should be up there by this afternoon.
UPDATE - 1/31@11:16PM: Reader windycitygirl reports that to get the Chicago WLUP-sponsored pre-sale password go to WLUP.com at 10AM tomorrow and click on Band of the Day.
UPDATE - 1/31@11:03PM: Nokia Theater pre-sale password is SNAKES (thanks mdingel).
UPDATE - 1/31@10:22PM: Manchester radio pre-sale is sponsored by ROCK 101 and the password is LUMPA (thanks tragedy32).
UPDATE - 1/31@10:16PM: Albuquerque pre-sale password is 94ROCK (thanks soozm32).
The 2nd round of Music Today fan pre-sales is now complete although several AMEX presales are ongoing and will continue through tomorrow for Ft. Lauderdale, Orlando, Albuquerque, Los Angeles, Irvine, Chicago, Boston, Manchester, PNC Bank Center and Jones Beach. Remember, for the AMEX pre-sales the password is just the customer service 800 number (8003272177) on the back of your Gold Card.
A pre-sale sponsored by concert promoter Fantasma for the April 17th Jacksonville show is also ongoing and will continue through 5PM tomorrow. To find tickets go to this link and use the password ARROWS.
Several radio-sponsored pre-sales will also be happening tomorrow for the dates in Albuquerque (94 Rock), Los Angeles (KLOS), Irvine, Chicago (WLUP) and Manchester. Check the tour section for details. I don't have passwords for these pre-sales yet but I'm working on it and will hopefully have them before tomorrow. If anyone has them, please let me know.
Tickets for the opening night show in Puerto Rico went on pre-sale earlier this week through Music Today, but the status of regular ticket sales is still a bit fuzzy. The last I'd heard was that tickets were to go on sale to the general public this Saturday. TicketPop.com handles ticket sales for the Coliseo de Puerto Rico but they do not currently have the event listed. If anyone has any information please let us know.
Regular tickets for the following shows will go on sale this coming Saturday, February 2nd through Ticketmaster:
Apr. 15: Amway Arena - Orlando info
Apr. 13: BankAtlantic Center - Sunrise info
Apr. 17: Jacksonville Arena - Jacksonville info
Apr. 29: Journal Pavilion - Albuquerque info
Jun. 9: United Center - Chicago info
Jun. 15: Tweeter Center - Mansfield info
Jun. 27: Marcus Amphitheater Summerfest - Milwaukee info
Jul. 11: Verizon Wireless Arena - Manchester info
Jul. 12: PNC Bank Arts Center - Holmdel info
Jul. 14: Nikon at Jones Beach Theater - Wantagh info
Just a quick note/reminder that all times given on this site and Ticketmaster are LOCAL to the venue. This always seems to be a point of confusion to some folks.
I've had several of you email me regarding information on Canadian ticket sales. Unfortunately at this point I don't know any more than you do. None of the Canadian venues even have the show listed. For the last leg, pre-sales for Canadian dates all occurred at the same time and were sponsored by Music Today but actually run through Ticketmaster. Check out this post and this post to see how it went. I can only assume that it'll follow a similar pattern this time around. I'll try to find out more though.
I also unfortunately don't have any further information on Mexican and South American dates. Like I said before though, no news is good news. I'll be sure to post anything that I learn.
You may have noticed this by now, especially if you live near Dallas, but the Smirnoff Centre has had a name change; it's now the Superpages.com Center. Whatever. Is it just me or does that just sound plain stupid? :) One of these days I hope to open a Rushisaband.com Center; I will book no acts but Rush and free beer for everyone.
I found this interesting article over at Counterparts courtesy user 18% Gray. It talks about how ticket brokers employ automated bots to manipulate online ticketing systems. It may give you a little more sympathy for why Ticketmaster has so many restrictions in place (image verification, limited number of refreshs, etc.). It's pretty much all to keep out automated ticket bots. It's a very interesting read.
Reader malterb let me know that the official site for Summerfest in Milwaukee (which Rush will headline on June 27th) has our boys featured front and center on their home page. Very nice.
Reader RicoRoq pointed out that Rush's June 5th show at Red Rocks will be the 25th anniversary of U2's famous performance there. U2 released two tracks from a Red Rocks concert on June 5, 1983 on their 1983 live album, Under a Blood Red Sky and a full concert-length video of the same appearance, segments of which were frequently shown on MTV. Neil Peart mentions in one of his books that this video is what made Rush want to someday play Red Rocks. Speaking of Red Rocks, the rumor about them adding a second show there is still just that - a rumor.
And as a reminder, Music Today has graciously offered to run a promotion exclusively for Rush Is A Band readers - just like on the last leg. Three lucky readers will be randomly picked to receive a Limited-Edition Rush T-Shirt. To enter the Rush Is A Band T-Shirt Giveaway, email the following information to firstname.lastname@example.com.
* First and Last Name
* T Shirt Size
* Age
* Mailing Address
* Phone Number
Email entries will be accepted until Friday, February 29th. Winners will be picked and notified by Music Today the week of March 4th - March 8th. A big thanks to Music Today for doing this again - it was a big success on the 2007 leg.
That's all for now. I should have some more non-tour-related updates tommorrow.


text: Brakes need changed and i wanna upgrade. got 4 wheel disc of courses but want to know if i can put the STI brembos on it? My main concern is clearance with the stock 16inch wheel. If the calipers wont work because of clearance then does anyone know if i can use the brembo pads and rotors with a stock caliper. I highly doubt this be hey who knows. At nothing else if the wheel clearance will be my only real issue then maybe i'll get a set of STI rims to fix that but then theres backspacing and offset issues as well i'm sure. New to the Subaru scene. always dealt with Fords before so any help would be amazing.


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Grey's Anatomy may have shocked fans with another half-sister twist, but we actually should've seen it coming all along!
In the season finale, the new head of cardio Margaret Pierce (Kelly McCreary) was revealed to be the half-sister of Meredith (Ellen Pompeo), whom their mother Ellis Grey (Kate Burton) gave up for adoption. Her father? Dr. Webber (James Pickens Jr)!
How will Meredith react to this new revelation, especially in the wake of Cristina (Sandra Oh) leaving? TVGuide.com sat down with showrunner Shonda Rhimes to discuss the upcoming season, including the state of Meredith and Derek's (Patrick Dempsey) marriage after her sudden decision to stay in Seattle, how Amelia (Caterina Scorsone) will change the dynamic and how Alex (Justin Chambers) becoming a board member will shake up the hospital.
Will there be a time jump when Grey's returns?
Shonda Rhimes: No. We're not going to time jump.
Introducing Maggie on the show is different from the other half-sisters because it also affects Richard. How will this change the hospital dynamic and how will you handle explaining how Ellis Grey was able to hide this pregnancy?
Rhimes: What's interesting for us is that Maggie has been a piece of story that we have had and known about since Season 4 — well, honestly since the beginning. That was one of the original pieces of story since the beginning with the Richard-Ellis dynamic, but it's been a piece of story since Season 4 when we talked about introducing her. We were going, "When's the right time?!" and we were holding it forever. I kept going, "Not this season, it's not right." After a while, I was like, "We're never going to introduce it. The show is going to end without it." Every time I thought the show was going to end, I was like, "Ah!" Then we hit this moment in time and I remember walking into the writers' room and going, "You guys, it's time." And all the writers knew exactly what I was talking about. It's going to be interesting to see how it plays out. Because we've all known about it for so long, it's always been layered it. It's not a thing where we're going in and backdating. It's literally always been layered into the story line. We can literally go back and pull out moments of the show and I'm excited to do so, and point out where it was talked about. It's not going to be so hard to do.
Grey's Anatomy's Shonda Rhimes Teases Half-Sister Twist, Possible New Romance
By Mel on Jul 16, 14 • Categories: Grey's Anatomy (2005-Current), News, Projects, Season 11
New Gallery Layout
I have designed a new layout for our gallery, I hope you all like it!
0 Comments
By Mel on May 24, 14 • Categories: Photo Gallery, Site
Domain Change
This has been apparent for awhile now but I managed to acquire ellen-pompeo.com a domain I have been trying to secure for years and it finally happened. We are now permanently at this domain and all other domains are now re-directing!
0 Comments
By Mel on May 24, 14 • Categories: Site
May 5, 2014: "Charles James: Beyond Fashion" Costume Institute Gala – After Party
I have added two images of Ellen and her husband at an after party on May 5.
Gallery Link:
- May 05: "Charles James: Beyond Fashion" Costume Institute Gala – After Party
0 Comments
By Mel on May 21, 14 • Categories: 2014, Photo Gallery, Public Appearances
May 2, 2014: Toronto Raptors v Brooklyn Nets
I have added photos of Ellen with her Husband and Drake at basketball game on May 2.
Gallery Link:
- May 02: Toronto Raptors v Brooklyn Nets
0 Comments
By Mel on May 21, 14 • Categories: 2014, Photo Gallery, Public Appearances
2011 Public Appearances Update
I have added photos to two more events from 2011.
Gallery Links:
- April 13: The 16th Annual Los Angeles Antiques Show x16
- May 12: Good Morning America
0 Comments
By Mel on May 21, 14 • Categories: 2011, Photo Gallery, Public Appearances
November 4, 2010: Jimmy Kimmel Live
I have added 4 more image of Ellen on Jimmy Kimmel Live on November 4, 2010.
Gallery Link:
- November 04: Jimmy Kimmel Live x4
0 Comments
By Mel on May 21, 14 • Categories: 2010, Photo Gallery, Public Appearances
2009 Public Appearances Update
I have added more photos from 2 events in 2009.
Gallery Links:
- February 16: Late Show with David Letterman x3
- May 27: LA Laker's Playoff Game x3
0 Comments
By Mel on May 21, 14 • Categories: 2009, Photo Gallery, Public Appearances
2008 Public Appearances Update
I have added more photos from various events in 2008 and 1 new event.
Gallery Links:
- February 01: Mercedes-Benz Fashion Week Fall – Rag & Bone – Front Row and Backstage x6
- February 06: Gucci UNICEF Benefit Party "Raising Malawi" x7
- February 06: Mercedes Benz Fashion Week – Mickael Kors Fall Show x6
- January 31: Cinema Society & W Host Premiere of "Marc Jacobs & Louis Vuitton" x5
- March 29: Hollywood Stylist Andrea Lieberman's Baby Shower *New*
- March 31: Late Show with David Letterman x5
- September 07: Calvin Klein 40th Anniversary x3
- September 07: Y-3 – Front Row – Spring 09 MBFW x4
0 Comments
By Mel on May 21, 14 • Categories: 2008, Photo Gallery, Public Appearances
2007 Public Appearances Update
I have tracked down more photos from various 2007 appearances and 1 new event as well.
Gallery Links:
- July 02: Paris Haute Couture A/W Dior – Front Row And Backstage x1
- July 26: "Bourne Ultimatum" Premiere In Los Angeles x3
- May 07: "Poiret – King of Fashion" Costume Institute Gala x1
- May 15: ABC Upfront x1
- November 07: Writer's Guild America Strike *NEW*
- October 13: The National Italian American Foundations 32nd Anniversary Awards Gala x5
- September 11: Los Angeles Confidential Magazine Annual Pre-Emmy Party x1
- September 21: "Grey's Anatomy" Press Conference x17


text:
Barnes & Noble says 63 stores were affected by a credit card-skimming scam. Fortunately, only 5 had made a sale recently.
Indiana Senate candidate Richard Mourdock said that pregnancies resulting from rape are "something that God intended to happen." Which is one more thing that such pregnancies and Mourdock's election don't appear to have in common.
Mitt Romney's campaign said he still supports Mourdock despite his comments. Well, it was fun while it lasted, Moderate Debate Mode Mitt Romney.
Donald Trump is offering President Obama $5 million for a charity of his choice if Obama releases his college and passport records. If only other racially motivated millionaire conspiracy theorists were so generous!
Tagg Romney apologized to President Obama for saying he wanted to punch him for calling his dad a liar. Still though, when they shook hands, he made sure Obama let go first.
Facebook reported that it's making $1.1 billion a year through mobile ads. Because you know what's cooler than a billion dollars? Trying to trick people into trying online dating.
South Korean pop singer Psy met with UN Secretary-General Ban Ki-moon in New York, with Ki-moon attempting to do the "Gangnam Style" dance. "How wonderfully whimsical!" said Syrians, clapping their hands together in pure joy.
Sudan alleges that Israeli airstrikes caused an explosion at an arms factory in the country's capital. But Israeli Prime Minister Benjamin Netanyahu argues the factory wasn't quite ready to explode on its own.
Sarah Palin attacked President Obama for his "shuck and jive" regarding the embassy attack in Libya. In her defense, it sounds less racist with her down-home accent.
Hockey team the New York Islanders are reportedly relocating to the Barclays Center in Brooklyn. The Islanders say they're happy to play anywhere just as long as the Smoke Monster isn't there.
Gossip magazine Life & Style is being sued by Tom Cruise for saying he abandoned his 6-year-old daughter Suri. Said Life & Style, "Check out what TOM CRUISE said about BABY SURI this time!"
The former mistress of Republican presidential hopeful Herman Cain is writing a book about their affair. She said she could never tell if he was serious about their relationship or if it was some elaborate joke considering how inexperienced he was.


text:
Next, you'll be asked to connect with Twitter. Rest assured, we will never send a tweet from your account
without your permission.
We will send you an email with an invite soon.
2012 Macy's Thanksgiving Day Parade Route (Video) http://t.co/PEZ4RlS4 via @examinercom
Macy's 4th of July fireworks 2013 guide via @examinercom
2012 Macy's Thanksgiving day parade in New York City guide via @examinercom
Macy's 87th annual Thanksgiving Day Parade (2013) information via @examinercom
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text:
Leaders in higher education, backed by research on college outcomes, have drawn attention recently to the difficulty that universities and colleges face today in providing students with knowledge and abilities sufficient to understand and successfully address the deeper issues of their lives. The Vedic Science based education of Maharishi Mahesh Yogi was developed in part to solve this "problem of substance" in higher education. This paper summarizes the research to date on Maharishi International University (MIU), the leading example of Maharishi's Vedic Science based education at the post-secondary level.
Research indicates that students at MIU develop increased flexibility of the nervous system, functional integration of the brain, field independence, creativity, efficiency of concept learning, non-verbal fluid intelligence, choice reaction time, psychological health and well-being, and awareness during sleep, an indicator of the development of higher states of consciousness. Cross-sectional studies, comparing MIU students with students from other colleges, show higher levels of moral reasoning, greater self-actualization, and higher levels of general academic knowledge and skills. Studies on the effect of Maharishi's system of education on the environment show that the group practice of Maharishi's Transcendental Meditation and TM-Sidhi program at MIU enhances a composite index of quality of life in the United States, and reduces auto fatalities, notifiable diseases, homicides, and the general level of violence in the country.
In interpreting these findings the author draws upon educational theory, Maharishi's Vedic Science and interviews with a cross section of MIU students. The conclusions are that (1) the overall effect of Maharishi's Vedic Science based education is to create integration or balance among the various aspects of the mind and physiology and (2) the chief agent of change in this system of education is Vedic Science itself, in which theory and experience are unified in the expanding consciousness of the student. Based on this analysis it is recommended that higher education institutions meet their current challenge by adding Maharishi's Vedic Science to their curricula.
An eminent scholar of Greek civilization once defined education as the expression of a community's awareness of a goal or standard for its collective life (Jaeger, 1945). In other words, that which is done in the schools, colleges, and other social agencies reflects the standard of living that a community believes should be achieved by its citizens.
If one accepts this definition of education, then one can only be encouraged by the many recent calls for reform in higher education,-1- for they seem to reflect an awareness on the part of society of a higher standard to which we would like our colleges to aspire. Furthermore, judging from the written reports, this higher standard concerns the very purpose and content of higher education more than its organization or administration.
Professional educators have taken seriously these calls for reform. In addressing the 1987 annual meeting of the Council for the Advancement and Support of Education (CASE), Derek Bok, president of Harvard University, said, "The current challenge to higher education is not merely a challenge of public relations, but a challenge of substance, and we must treat it as such" (Desruisseaux, 1987, p. 1). As a symptom of the underlying problem, Bok cited the subtitle of the best-selling book at the time, The Closing of the American Mind: Education and the Crisis of Reason (Bloom, 1987).
The "challenge of substance" to which Bok refers we take to include two related challenges: first, higher education is being challenged to provide students with more profound and meaningful knowledge; and second, it is being challenged to develop students' abilities at deeper and more powerful levels. Both the knowledge and the organizing power that knowledge brings must be strengthened.
In the same year that Bok spoke to CASE, the Carnegie Foundation for the Advancement of Teaching and Learning published a progress report on American colleges by Ernest Boyer (1987). In the introduction Boyer echoed the same concern for substance when he wrote,
The nation's colleges have been successful in responding to the diversity and in meeting the needs of individual students. They have been much less attentive to the larger, more transcendent issues that give meaning to existence and help students put their own lives in perspective. (p. 7)The Carnegie Foundation report listed many specific concerns, including the gap between high school and college, the parochialism of most colleges, and the fragmentation of the curriculum. Underlying these concerns, however, was the suspicion that too little was being expected of a college education. As Boyer noted, "It is not that the failure of the undergraduate college is so large but that the institutional expectations are too small" (1987, p.2).
This "challenge of substance" is expressed also as an increased interest in the measurable outcomes of college. Whereas before college outcomes were the interest of researchers alone, in the last decade taxpayers, politicians, and educators in turn have given support to what has become known as the "assessment movement." This movement is dedicated to understanding through assessment the impact that college has on students, and to holding colleges and universities accountable for their educational outcomes. Legislatures in fifteen states have mandated that their state institutions measure the learning outcomes of their students. Furthermore, the United States Department of Education has used its influence to ensure that regional accrediting boards look at student outcomes in the accreditation process, thus putting pressure on private as well as public institutions to undertake assessment activities. According to Campus Trends, 1989 (El-Khawas) nearly seven in ten institutions of higher education now have some form of assessment activity in place.
Though the current calls for reform have expanded college assessment programs and focused public attention on the outcomes of college, research on college impact goes back more than half a century. We turn next to a few of the highlights from this research which identify specific areas of concern.
Research on College Impact
In general, the aim of college impact studies has been to answer the question of the effects of college on its students. In recent decades, however, the question has changed from, "What are the benefits that come with a college education?" to "Under what conditions do what kinds of students change in what ways?" This latter emphasis persists today.
One of the earliest compilations of the research, by Feldman and Newcomb (1973), summarizes 1500 studies (until approximately 1970) in two volumes. In it the authors conclude that the most salient changes among students were increases in
openmindedness (reflected by declining authoritarianism, dogmatism, and prejudice), decreases in conservatism in regard to public issues, and growing sensitivity to aesthetic and "inner" experiences. In addition, a majority of studies show[ed] a declining commitment to religion, increases in intellectual interests and capacities, and increases in independence, dominance, and confidence as well as readiness to express impulses. (p. 48)As one can see from the list of outcomes, the majority of studies up to that time had addressed the stability of students' attitudes and values. Intellectual aptitudes, though admittedly subject to change, are discussed only briefly in a footnote (p. 29) in which the reader is referred to several articles. Studies of development among young adults were just appearing.
Since that time, research has increased, focusing on three main areas: values and attitudes, achievement, and human development. We see in these areas even more clearly the issue of substance in a college education.
Values and attitudes. The changes in values and attitudes reflected in the Feldman and Newcomb overview have been substantially corroborated by several large-scale studies by Alexander Astin (1975, 1977, 1985) of changes in student beliefs and attitudes. College attendance in general, he found, tended to strengthen students' competence, self-esteem, artistic interests, liberalism, hedonism, and religious apostasy, and to weaken their business interests.
Astin also discovered that these changes in attitudes and beliefs were largely peer-mediated, based on an indication that greater-than-average involvement in both athletic and academic activities (e.g., being a member of a college team or being in an honor society) was negatively correlated with these overall effects of college and, conversely, that involvement in student government tended to accentuate these effects. The author suggests that these two findings together "support the hypothesis that the changes in attitudes and behavior that usually accompany college attendance are attributable to peer group effects" (1985, p. 150).
Astin's conclusion that the peer group is the main influence in college is in part attributable to his self-report survey method, which is not likely to detect more subtle changes in emotional or cognitive development. Even so, this finding is disconcerting, and it brings into question the extent of the influence of faculty and instruction on student outcomes. A second concern emerges from the nature of the changes taking place - for example, increasing hedonism and religious apostasy. Inasmuch as these do not reflect the goals of any college catalog, they appear to be unintended and (most would say) unfortunate outcomes of college. They imply, rather, increasing skepticism and a retreat from the deeper values of culture which help give meaning and importance to daily life. These two concerns illustrate the effects of the problem of substance in the lives of students.
Achievement. A study by Robert Pace (1979) provides an in-depth summary of 50 years' research with achievement tests and alumni surveys. His review supports - and greatly expands - Feldman and Newcomb's passing reference to the benefits of college for scholastic aptitude. In general, with respect to achievement, Pace's summary shows that colleges have been very successful in imparting information. The more that students study a subject, the more they know it, and the more closely related a subject is to their major field, the more they know about it. "Seniors know more than sophomores and juniors know more than freshman" (pp. 166Ü167).
Pace, by his own admission, was chiefly interested in achievement results, yet he reflects on the unfortunate division in the research between knowledge acquisition and personal development. Researchers who study knowledge acquisition and intellectual skills tend not to study personal development, and vice versa. Anticipating the Vedic Science based assessment approach we will discuss below, Pace calls for further study of the interaction of these two aspects of the college experience.
In recent studies, researchers have begun to probe into the factors behind knowledge acquisition and achievement. Winter, McClelland, and Stewart (1982), for example, undertook a large-scale study of liberal arts education. At one Ivy League college, they found improvements both in students' ability to form and articulate complex concepts and in their ability to deal flexibly and consistently with rational argument. These findings were contrasted with those from a state teachers college and a two-year community college, which showed little or no change in these same measures. Similarly, at a liberal arts women's college, Mentkowski and Strait (1983) found longitudinal and cross-sectional differences between freshman and seniors on a measure of critical thinking. Such studies give us hope that at least some institutions are going beyond knowledge acquisition, but simultaneously raise questions about the great majority of state and professional institutions to which these few institutions are compared. Further, one must ask how much beyond information acquisition are even the best institutions moving? To answer this question we turn to research on human development.
Human development. The third area of research on college outcomes is human development; that is, the changes that college brings about in stages of cognitive, moral,and ego development. In the forefront of theory and research in this area is Arthur Chickering. In The Modern American College (1981), the 800-page volume he edited, he solidifies the focus of his earlier work (Chickering, 1969), suggesting that "explicit concern for adult development can provide theæïunifying purpose or idea' for higher education. . . ." He presents entire chapters on ego development, cognitive growth, growth of intelligence, moral development, and nine other specfic areas of human development.
In his work Chickering has provided an extremely valuable service to this area of research by focusing the issues and variables surrounding human development. On the other hand, his work also points up the lack of definitive findings in many important areas. In The Modern American College, for example, the chapters on ego development, intelligence, and moral development present little evidence that college has a salutary effect on these aspects of personality. The authors cite one longitudinal study in progress using the Loevinger scale of ego development, no reported longitudinal studies of the development of intelligence in college, and one reported study of Lawrence Kohlberg's attempt to foster moral development among college students through a course on moral and political choice.
Other research on development during college, including more recent studies, has yielded mixed results. Studies of private, in some cases highly selective, institutions show modest freshman-to-senior differences in cognitive development and intellectual-ethical development (Mentkowski & Strait, 1983; Whitla, 1978). Studies of ego development have found modest gains in some cases (Mentkowski & Strait, 1983; Redmore, 1983; Loevinger et al., 1985) and no change over comparable periods of time in other cases (Adams & Fitch, 1982; Kitchener, King, Davison, Parker, & Wood, 1984.) Even in the instances where change in ego or moral development has occurred, the absolute differences between freshmen and seniors are not impressive within the stage theory itself. In terms of moral reasoning, though the Whitla study shows difference between the groups of freshmen and seniors, both groups functioned at a mean of stage four, where stage six represents the culmination of development. Stage four bases moral decisions on a continuation of authority and social order as compared with stages five and six, which develop the foundations of democratic citizenship and ultimately principled moral judgment. In terms of ego development, though the Mentkowski study shows a cross-sectional (though not longitudinal) difference between freshman and seniors, even the seniors were only functioning at stage four (out of six), labelled "conscientious." This level represents a stage beyond conformism but still prior to the full integration of the individual's conflicting inner needs. In neither case can one feel that college as an institution is meeting its responsibility in light of the end goal of human development.
All told, unlike the research with achievement tests, studies of human development remain disquieting. The change observed at even the best schools shows only modest gains, and several studies show little or no gains along this dimension of college impact.
It is clear from this brief review of the literature on college impact that college students do progress on measures of their knowledge and intellectual skills. In addition, their attitudes change, but not necessarily in response to instruction and not necessarily in a desirable direction. On the broader, deeper measures of human development, such as moral or ego development, there is little to inspire us. Some institutions do seem to have a modest though statistically significant impact on measures of human development (Whitla, 1978; Mentkowski & Strait, 1983), but these remain the exception among the 2,100 baccalaureate institutions in the United States, and on any absolute scale the change at even these institutions is not impressive.
This review, though by no means conclusive, serves to strengthen and focus the view that the vast majority of baccalaureate institutions are not significantly affecting the deeper levels of human experience and behavior. In response to students' questions about their identity, about right action, or about their purpose in life, colleges have typically supplied more information, more questions, rather than deeper knowledge or ability. As a result the scope of students' doubts has expanded rather than narrowed. As one report phrased it, "We have reached a point at which we are more confident about the length of a college education than its content and purpose" (Association of American Colleges, 1985, p. 2). This situation may be, as Boyer suggests (1987, p. 2), because expectations are too low, or it may be due to a lack of means to touch the deeper levels of the student's life. Ultimately, the two causes must go hand in hand: if one does not expect to affect the deeper levels of students' lives, they are unlikely to be changed; on the other hand, if attempts to address these deeper levels do not produce measurable results, then they are likely to be dismissed as unimportant objectives of the institution. For example, while institutions in higher education would like to develop the general intelligence of their students, most research indicates that fluid intelligence does not significantly increase after late adolescence. As a result, most universities do not attempt to develop intelligence. In either case, the research on college impact only clarifies the need for a system of education that is capable of successfully addressing the full range of human development - body, mind, and self - and such a system in turn requires a broader science of life than has been available in higher education in the recent past.


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Each and every day here on The Simple Dollar, I write about personal finance tactics (or information somehow related to that general idea). I talk about my own experiences. I share information that I've discovered. I review books. I answer questions from readers about their finances.
All of these articles are worthwhile reads (well, at least I think they are). They all seek to share some tactic or set of tactics that can help you get your finances on the right path.
All of the tactics in the world, however, don't matter at all if you don't add to them the one factor that really matters.
You have to get up and do something.
Reading about financial success won't make you a financial success. It might explain some ways to do it and give you some good ideas, but it won't happen unless you actually do something.
It is much easier to talk a big game without actually changing anything. It is much easier to just find something minor to criticize. It is much easier to think, "That's a great idea," then quickly click onto another web page or email. These things merely let you avoid actually having to take action.
The only way you'll ever bring about real change in your life is if you actually do something.
Cancel your cable bill. Make a meal at home. Negotiate with your credit card issuer over interest rates. Open up your child's 529 account. Start actually writing that novel or making those videos you've been talking about. Take a class. Air-seal your home. Sign up for an activity with your city's parks and recreation department. Open up that 401(k) account.
Success is all about taking action. Reading ideas is useful, but it only gives you a good framework for the action. Taking that action is up to you.
What are you going to do today to put yourself in a better place?


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Partner: UNT College of Visual Arts + Design
Decade: 1960-1969
Collection: Texas Fashion Collection
Date: 1960
Creator: Bailey, Jo
Description: Derby of hot pink leaves. Hat in the style of a derby, completely covered in various shades of hot pink leaf-shapes cut out of velvet, satin, and other fabrics. Cylindrical crown, up-turned brim. The hat is lined in hot pink fabric and has a pink grosgrain ribbon inner hatband. Sewn into the inner hatband is a homemade(?) hand embroidered label: "Jo Bailey Hats"
Contributing Partner: UNT College of Visual Arts + Design
Date: 1962
Creator: unknown
Description: "Lampshade" style hat of black straw or raffia. The basically conical hat is woven of a black straw material, with flattened top. On the front of the hat, off-set to the left, is affixed a wide black velvet ribbon from the top edge of the crown down to almost the brim. Sewn to the ribbon at top is a circular stamped metal brooch set with 17 large circular rhinestones in three concentric circles. The hat is lined in black net, with inner black grosgrain hatband. Sewn to the inner ribbon band is manufacturer's label: "Edette / Exclusive / New York - Paris"
Contributing Partner: UNT College of Visual Arts + Design
Pillbox Hat
Date: 1960/1965
Creator: Balenciaga, Cristóbal
Description: Brown velvet pillbox cocktail hat. The low, circular crown of the hat is slightly domed. At front of hat is pinned a large 3-dimensional pear-shaped openwork jeweled ornament of gold wire set with various colors and shapes of stones. Inside of hat lined in black cloth. Around inside lower edge of crown is brown grosgrain ribbon band. Sewn to inner band is a plastic comb to help secure hat to wearer's head. Maker's label sewn to inner ribbon band: "Eisa". The jeweled ornament is attributed to Robert Goossens of Paris, who is known to have supplied Balenciaga. Donor notes of this hat: "...to wear with short black cocktail dresses."
Contributing Partner: UNT College of Visual Arts + Design
Date: 1965
Creator: Norell, Norman
Description: Dress of navy blue wool knit. The mid-length dress has a contrasting red wool knit mandarin collar and long sleeves with red wool knit cuffs. There are two large patch pockets at front, and a center front closure with twelve circular mother-of-pearl buttons mounted with gold-colored metal rims and shanks. The buttonholes are bound with the contrasting red wool knit. The dress has an attached wide red wool knit belt/sash which ties at waist in front. The dress is fully lined in dark navy blue silk. Designer's label inside lining of skirt at side seam: "Norman Norell / New York"
Contributing Partner: UNT College of Visual Arts + Design
Patchwork Dress
Date: 1969
Creator: Di Sant'Angelo, Giorgio
Description: Dress made of multiple fabrics including velvet, cotton, and silk in red, green, brown, blue, and orange multi-colored floral and Indian prints, in a patchwork of vertical strips with metallic thread trim. Applied throughout are decorative metallic ovals. The dress is full length, with a flared skirt, long bell sleeves, and a low square neckline. Unlined. Zipper at center back extending from neckline to just below waist, with a single hook-and-loop at neckline. Label sewn to inside back to left of zipper: "Sant'Angelo". Worn by singer Lena Horne (1917-2010).
Contributing Partner: UNT College of Visual Arts + Design
Ensemble - Bodystocking, Mini-Skirt and Belt
Date: 1969/1970
Creator: Cardin, Pierre
Description: Ensemble consisting of three pieces. Full-length bodystocking is of heavy ivory wool knit, in a ribbed pattern running vertically throughout body and legs, and horizontally around arms. The garment has a turtle-neck and wide flaring cuffs at legs. Center back zipper opening from top of turtle-neck to mid-back. The black double knit wool micro-mini-skirt has four over-sized belt loops with pointed ends, and center back zipper closure. The ensemble includes a wide black patent-leather belt which secures with concealed snaps. Bodystocking has two labels. Designer's label inside at back near zipper: "Pierre Cardin / Paris New York"; Material/size label on opposite side: "100% / Wool / L" The skirt has no labels. The belt is stamped on reverse: "12 1851" From the Fall 1969/1970 season. Records indicate that the ensemble was originally offered in the Maisonette Room of Neiman-Marcus.
Contributing Partner: UNT College of Visual Arts + Design
Date: 1963
Creator: La Flaque de Paris
Description: ( At left) Raincoat of black vinyl. The modified A-line coat is of short length, extending to just at or below the knee, and has long sleeves. Center-front opening is secured with 3 silver/chrome clip closures, one at the rounded neckline and two at waist. There is one patch pocket at the right hip. The coat is fully lined in synthetic with vertical stripes of pink, green, blue, violet, and red on a black ground. Manufacturer's label inside at center back just below neckline: "La Flaque / de Paris". At right inside side-seam is a Union Label.
Contributing Partner: UNT College of Visual Arts + Design
Date: 1960
Creator: Millers, Raymond
Description: Dress. Floor-length dress of ivory knit, overlaid with a gold netting. Sleeveless and with a boat-neckline, the sheath-style dress has ornate heavy gold cording around neckline, armholes, along side-seams, and hem. The skirt has small side slits, and a center lapped zipper closure located along center-back of garment with hook-and-eye closure at top of zipper. Lined with a light polyester.
Contributing Partner: UNT College of Visual Arts + Design
Date: 1969/1970
Creator: DHJ Industries
Description: Maxi paper bridesmaid dress of Reemay spun polyester "paper". The long dress is printed with a pattern of impressionistic flowers in greens, pink, blues and purples on a yellow ground. It has a high, rounded neckline with no collar, and opens with a zipper at center back from collar to just above waist. The long, fitted sleeves have a thin band at cuff which extends to be tied into a bow. Empire waistline, from which extend box pleats. The dress appears to have a full, floor-length skirt, but the skirt is actually divided, forming pant legs. No designer labels in garment, but original tag is preserved with it: Obverse: "'Wear-a-while'* / Fashions / with / Reemay [trademark symbol] / Du Pont's Fabulous / New 100% Spun Bonded Polyester / DuPont Reemay brings an entirely new quality to 'conven- / ience fashions'. It has an unusual surface appearance, it / is strong and it is colorfast. Garments of Reemay may be / washed a few times and need no ironing if you use / normal wash-and-wear procedures / DHJ Industries Inc. / [trademark symbol] Registered Du Pont Trademark / * Trademark of / DHJ Industries, Inc." Reverse: "Du Pont / Reemay ...
Contributing Partner: UNT College of Visual Arts + Design
Pillbox Hat
Date: 1962
Creator: Balenciaga, Cristóbal
Description: Hat of black silk tulle and satin in the form of a low pillbox of black silk tulle, tapering slightly to the shallow-domed crown. On the right side is a cascade of dyed green ostrich feathers. No designer's label.
Contributing Partner: UNT College of Visual Arts + Design


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American Academy of Orthopaedic Surgeonshttp://www.aaos.org/
American Chronic Pain Associationhttp://www.theacpa.org/default.aspx/
The Arthritis Societyhttp://www.arthritis.ca/
Health Canadahttp://www.hc-sc.gc.ca/index%5Fe.html/
Lumbar zygapophysial (facet) joint injections. North American Spine Society website. Available at:
. Accessed March 5, 2012.
Spinal injections. American Academy of Orthopedic Surgeons website. Available at:
. Accessed March 19, 2012.
Spinal injections. Rehabilitation Institute of Chicago Spine and Sports Rehabilitation Center website. Available at:
. Accessed March 19, 2012.
This content is reviewed regularly and is updated when new and relevant evidence is made available. This information is neither intended nor implied to be a substitute for professional medical advice. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with questions regarding a medical condition.
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Osama Bin Bogeyman? 'CIA Getting Rid of Old Asset'!
May 3, 2011 - Posted by mosesman | GeoPolitics | CIA, Fraud, Terrorism, US
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uninterrupted E & O insurance coverage in Iowa. (An
inactive license is a broker or salesperson whose license is on
file with the Real Estate Commission on inactive status and
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partnership, LLC, etc. can not be placed on inactive status.)
Proof of coverage
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inactive license to active status if the license has been
inactive for more than 20 days, and if selected for a random E &
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