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Davis, a former Apple Inc. employee and more recently a stay-at-home father, pitched the idea of a day of cycling races in the streets of Scotts Valley to the City Council on March 17. But the decision to approve the races has not yet been made, because it requires a Saturday afternoon road closure that would interfere with business May 15.
"Besides the Fourth of July and the Art and Wine Festival, we don't have big events here," Davis said. "This is one more event that can bring more positive (attention) to the city."
The race, tentatively dubbed the Scotts Valley Grand Prix, is scheduled for May 15, shortly before the third stage of the eight-day Tour of California bike race passes through Bonny Doon and Santa Cruz on May 18.
Davis' idea differs from the stage-by-stage Tour, however. The Grand Prix, a one-day race along a 1-mile loop, would start near Seagate on Carbonero Way and connect to Scotts Valley Drive and El Pueblo Road.
There would be six separate races, starting at 3 p.m. and running until roughly 9 p.m. Davis hopes to highlight women's cycling, because Shelley Evans, a professional cyclist who aims to compete in the 2012 London Olympics, lives in Scotts Valley.
There has, however, been some opposition to the race from local business owners who would have to close their storefronts while the race course is set up on Scotts Valley Drive and nearby streets.
Scotts Valley Carwash, for one, testified to the City Council that the business would be forced to close all day, at a loss of $3,000 to $5,000, because of the road closure.
"We absolutely cannot close for another event," carwash owner Lorraine Siadat said, noting the Fourth of July closure. "Through the drop in business due to the economy and recent record rainfall, we've had enough setbacks, let along closing our business on a peak day."
Other businesses with Saturday hours that would have to close by 2 p.m. because of road closures include Scarborough Lumber and Garden Supply, Scotts Valley Sprinkler and Pipe Supply, Angles Salon, The Nail Spa, U Save Liquors, Threshold Enterprises, Beemer Shop and the Scotts Valley Water District yard.
Davis had hoped to run the race on a Sunday, but races already scheduled in other parts of California meant Saturday, May 15, would have to be the day.
Davis rides for Third Pillar Racing, a Bay Area cycling club with four members in Santa Cruz County. He often trains locally and found the Scotts Valley Drive-El Pueblo Road route one day while riding, and he pitched it to Third Pillar, which has taken on sponsorship of the race.
"This place has all the potential to put on a really nice bike race," Davis said.
He expects between 60 and 100 licensed cyclists in each race and between 100 and 200 participants in a children's race that is open to local youngsters.
Davis said the most recent professional level cycling race in Scotts Valley was in 1978.
The City Council will decide whether the roads can be closed at its next meeting, March 31.
For information: www.thirdpillarracing.com.


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(Reuters) - Aetna Inc
The company will continue to offer health insurance to employers and Medicare beneficiaries in California, as well as dental and life-insurance products, Aetna spokeswoman Anjie Coplin told Reuters. But people with individual health coverage with Aetna will have to find alternative coverage by year's end.
Aetna had informed California Insurance Commissioner Dave Jones of its decision to exit the market, Coplin said, but it was still in the process of notifying members and brokers.
The move comes as California, the country's most populous state, prepares for the fall launch of a state health exchange authorized by President Barack Obama's Affordable Care Act.
The exchange establishes new standards for health insurance products sold to individuals in the state, whether or not they are offered through the exchange.
Coplin did not immediately respond to an e-mail or voicemail asking why Aetna had decided to exit the individual health insurance market in California.
Aetna says its decision will affect only 49,000 of its 1.5 million policyholders in the state.
(Reporting by James B. Kelleher; editing by Gunna Dickson)

subset: commoncrawl


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Jason Miller
Click to hear the interview
Jump to main content.
Thursday - 2/26/2009, 7:35pm EST
Click to hear the interview
It starts with the President meeting regularly with cabinet secretaries on how agencies are meeting performance goals, and how they will improve the acquisition process. Federal News Radio's Jason Miller joins with details on the Obama administration's plans


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Awakin App Features - GPS Check-In & QR Codes
Awakin your business potential with an Awakin Mobile App for your business!
The importance of repeat custom cannot be understated and in these tough financial times the need for customer and brand loyalty is even more crucial. Our mobile apps feature great ways of ensuring that customers keep coming back time and time again.
A key feature of Awakin Mobile Apps is the various ways that you can push offers to your customers, by using either GPS Check-In or the QR Code Scanner.
GPS Check-In: The customers simply 'checks-in' via the GPS on their mobile when they are at your business, from here they can also share this information on social media sites such as, Facebook and Twitter (giving you some effective and targeted free advertising)
QR Code Scanner: This feature works in very much the same way the only difference is that the customers has to scan a QR Code (which will be somewhere within your premises) to unlock the offer and again this information can be shared on Facebook and Twitter!
The benefit of these features are clear, to redeem the offer the customer must be at your place of business - there has never been a more effective way of driving business direct to your door!
With our Awakin Apps digital solution you can also push notification messages directly to your customer smartphone or mobile device, telling them about the latest offers, events and information.
We build Simple, Practical and useful experiences to support your visitors. Let us help you find new customers, retain valuable customers, to increase their spend and to keep them connected to your business.
At Awakin Apps we can help you grow your business with a smartphone app for less than you might think! We can also offer our advice and services on Social Media Management and E-Marketing Solutions - get in touch at email@example.com to find out more or CLICK HERE to see our latest special offer for new customers!


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I'm a software developer from New York living in San Francisco.
Since graduating from Georgia Tech, I've made a best-selling weather app, interned at geo-location startup SimpleGeo, and worked at Instagram.
Formerly a collegiate track athlete, I now enjoy trekking; I've traveled to the Swiss Alps and plan to visit Norway, Iceland, and the Indian Himalayas this summer.
You can find me on Instagram, Facebook, Vimeo, and Twitter


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Trolltech to release Qt under GPLv3
As part of the KDE 4.0 release event, Trolltech CEO, Haavard Nord, announced that the Qt library would be released under GPLv3. Qt is an important framework for the KDE Linux desktop system.
In his contribution, Nord outlined the symbiotic relationship that exists between his company and the free project. He also touched on the concerns raised by critics of the new licensing model. Referring to 11 years of good mutual cooperation, the company chief stated that mutual trust had formed the basis for their success. He went on to explain that the entire Qt framework, which Trolltech had previously distributed under GPLv2 or an alternative, proprietary license, would from that point also be available as an option under the latest version of the license maintained by the Free Software Foundation. FSF-founder Richard M. Stallman issued a statement welcoming the step taken by the Norwegian software developer.
Issue 168/2014
Tag Cloud
Fedora Developer Announces New Partition Manager
New tool will look like GParted but support a wider range of storage technologies.
Mozilla Releases a New Firefox
New public key pinning feature will help prevent man-in-the-middle attacks.
Tool Predicts Which Websites Will be Compromised
Carnegie Mellon researchers say 3 million pages could fall down the phishing hole in the next year.
SSH Key Management Guidelines
The US government rolls new best-practice rules for protecting SSH.
Knoppix 7.4 Released
Klaus Knopper announces the latest version of his iconic Live Linux system.
PHP Attack Puts WordPress and Drupal at Risk
All websites that use these popular CMS tools could be vulnerable to denial of service attacks if users don't install the updates.
Heartbleed Bleeds On
According to a report, many potential victims of the Heartbleed attack have patched their systems, but few have cleaned up the crime scene to protect themselves from the effects of a previous intrusion.
Drone Brain Goes Open Source
DARPA and NICTA release the code for the ultra-secure microkernel system used in aerial drones.
Password Management Services Vulnerable to Attack
Should you trust an online service to store your online passwords?
New Raspberry Pi Adds Two USB Ports
New B+ board lets you build cool things without the complication of a powered USB hub.


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Tuition Exchange Scholarship
General Information
Tulane is currently a member of the Tuition Exchange Program (www.tuitionexchange.org), a consortium of over 500 colleges and universities, that offer scholarships to the dependents of faculty and staff employed at member institutions. As a member of the consortium, Tulane has agreed to maintain a balance between the number of students sponsored by Tulane ("exports") and the number of Tuition Exchange scholarships awarded to admitted Tulane students sponsored by other member institutions ("imports"). Each year Tulane University determines a number of imports to be offered a scholarship by Tulane and the number of Tulane faculty and staff dependents who may be considered as export students from Tulane. Tuition Exchange Scholarships are available for undergraduate study only.
It is important to understand that Tuition Exchange Scholarships are competitive and not guaranteed. Students who are sponsored by Tulane are only eligible to compete for Tuition Exchange Scholarships at member institutions and are not guaranteed either admission to a member institution or the award of a Tuition Exchange Scholarship even if the student is admitted. It is important to understand that host institutions use their own criteria to determine the winners of the Tuition Exchange Scholarships at their institutions, and that the host institution determines the value of the scholarships that they award.
There are TWO DEADLINES that must be met with Tuition Exchange applications: one for the host school (import application) and one for Tulane (export application). Immediately obtain the import application deadlines associated with each host institution, which are in many cases earlier than the deadline set by Tulane! The member institution for which application is made may set their import application deadline much earlier (check with the school) than Tulane's January 15 deadline. Export applications for students (dependent children or step-children of Tulane faculty and staff members) applying for initial or continuing scholarship will be available by October 15 of the academic year just prior to the academic year for which the scholarship is sought. For example: the scholarship application for the academic period of 2014 – 2015 will be available by October 15, 2013. Tuition Exchange Applications must be completed and submitted to the Office of University Financial Aid by January 15 in order to be considered for sponsorship. Announcements regarding Tuition Exchange Export Sponsorship will be made by January 31.
Employees of Tulane seeking the Tuition Exchange Program sponsorship for their dependents must:
At Tulane, dependents of qualified faculty and staff, enrolling in college as full-time undergraduate level students are eligible to apply for participation in the Tuition Exchange Program. Dependents are defined as the biological, adopted or stepchild of a qualified employee and who is claimed as a dependent on the qualified parent's tax return. Qualified employees include full-time faculty upon employment and full-time staff members after three years of continuous employment.
The number of applicants to be sponsored by Tulane will be determined in late January. If the number of applicants exceeds the number of available sponsorships, the selection will be based on the length of service of the eligible parent. If more than one dependent child of an eligible employee participates in the program, years of service revert to zero when the first dependent is sponsored. Service years for the second dependent are equal to the number of years of service since the first child was sponsored. If the two dependents of an eligible employee apply in the same year, then years of service may be used for only one of the applicants. If both parents are employed by Tulane and are eligible for this benefit, years of service of one parent may be used for one dependent, while the years of service of the other parent may be used for the second dependent child. In the event of ties, a lottery will be used.
Acceptance Deadline
All export students to be sponsored by Tulane must notify Tulane University by June 1 of their acceptance of a Tuition Exchange Scholarship at a member institution. A copy of the Tuition Exchange Award notice must be forwarded to the Tulane Tuition Exchange Liaison Officer in the Office of University Financial Aid. Students failing to provide this notice will have their certification withdrawn.
Yearly Renewal
Awards are made for one year only. Export renewal forms for dependents of Tulane Employees must be completed each year by January 15 for the following academic year. Continued participation will depend on yearly re-certification for eligibility, on the student's good academic standing and on the maintenance of the balance of the exchange.
IMPORTS (Dependents of Faculty/Staff from Member Institutions Other than Tulane)
There are two deadlines that must be met with Tuition Exchange applications: immediately ascertain the deadlines associated with each institution. In many cases, they are earlier than the deadline set by Tulane. An application must be processed by the sponsoring member institution as well as Tulane. The sponsoring member school may set the application deadline much earlier (check with your school) than March 1. Tulane sets the import application deadline as March 1. Import applications must be submitted to Tulane from participating Tuition Exchange institutions by March 1 prior to the academic year for which the scholarship is sought. Applications are available from your member institution.
First-time imports (students applying to Tulane from other participating Tuition Exchange institutions) and renewals for Tuition Exchange must complete and submit applications by March 1 to the Tuition Exchange Officer in Tulane's Financial Aid Office. Awarding of import Tuition Exchange scholarships is competitive. The university awards Tuition Exchange scholarships to import applicants based on admission criteria. First-time import applicants will be notified by mid-March. Tuition Exchange scholarships are awarded to import applicants for undergraduate study only.
Award Stipulations
Students may not receive a Tuition-Exchange Scholarship in combination with any other Tulane merit scholarship or ROTC scholarship. Students may combine an award with a partial athletic scholarship. Students also may also qualify for need-based aid.
Length of Sponsorship
Dependents are sponsored for one year at a time. Sponsorship may be renewed if the employee maintains eligibility and if the family completes and submits by the specified deadline the required applications for participation. Sponsorship is limited to a maximum of four years or 8 semesters. Students receiving sponsorship after their first year of enrollment will be eligible to receive sponsorship for the customary number of years left in their program.
Yearly Renewal
Awards are made for one year only. Renewal import students must maintain a cumulative 2.300 GPA, maintain primary full-time undergraduate enrollment (at least 12 hours) each semester in one of Tulane's full-time divisions (i.e., Newcomb-Tulane College, School of Business, School of Science & Engineering, School of Liberal Arts, School of Architecture, School of Public Health) and continue to be sponsored by the exporting institution to renew Tuition Exchange scholarships at Tulane. Tulane sends out renewal certifications to the exporting institution after review of the student's spring semester grades and enrollment hours.
This page was last modified on October 15, 2013.
University Financial Aid, New Orleans, LA 70118 504-865-5723 firstname.lastname@example.com


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The pressure's back on again for American Idol winner Scotty McCreery. He's been announced as the performer for the National Anthem prior to Game One of the World Series. The game will air on FOX on Wednesday, October 19th.
"This is absolutely incredible for me," said McCreery. "I've had two loves in life — music and baseball. The World Series is the biggest event in baseball, so to be there and be able to sing the National Anthem is like putting my two greatest loves together. I am looking forward to seeing which two teams will be playing."
Scotty's debut album, "Clear As Day," was released yesterday. His album features his debut single "I Love You This Big" and his newest single "The Trouble With Girls."


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Monday's Asia ADR Recap: Hutchison
Stocks in India crashed on Monday to their lowest level of the year on heightened concerns over skyrocketing crude oil prices and fears of uncontrollable inflation. Market observers in the Far East said that traders reacted to the super spike of $10 in crude oil prices and the disappointing U.S. unemployment report that helped take the Dow down 400 points on Friday. The Sensex Index dove past the psychologically important level of 15,000 before rebounding to close slightly above the key mark.
Market players are worried that inflation, which is already running at 8%, is spiraling out of control after the government initiated fuel price hikes last week.
"Investors are panicky about the overall market scenario as they feel there might be further rise in inflation. It will take some time for the market to adjust to the emerging global economic scenario due to the rise in crude oil prices," said S.P. Tulsian, financial analyst and CEO of Tulsian.com.
The Bombay Stock Exchange's Sensex Index plunged 505 points, or 3.2%, to 15,066.10 Here's a look at how some India-based American depositary shares traded in the U.S. on Monday.According to a report from the Economic Times, Indian auto maker Tata Motors (TTM) has been approached by executives from General Motors (GM) about the possible sale of its high-end SUV brand Hummer. Tata declined to comment on the report. Tata also announced it has launched two new heavy commercial vehicles that include the Tata LPS 4930 Novus heavy-duty tractor and the Tata LPT 2516 super turbo heavy-duty truck. The company said that the LPT 2516 will have 10% better fuel efficiency than its nearest competitor and that the LPS 4930 will be outfitted with a Cummins (CMI) 245ph engine and Eaton (ETN) gear box. Both HCVs will be sold in Jharkhand. American depositary shares of Tata, which trade on the NYSE, fell 2.6% to $12.17.
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Built from a rust-free solid S. Carolina car, using the platform and drive train of a 12K mile 2005 Pontiac GTO. New paint, interior,... More
No expense spared complete body-on frame restoration. Fresh PPG base coat/clear coat paint. Has new Ciadella interior. The car was stripped and every piece... More
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I also like the Bass men working together because it shows that they work alone to destroy their family. I also like Chuck and Blair and cannot wait for the season finale for when Chuck wins. Louis may be the prince but Chuck is going to be the knight and shining armor that rescue Blair from Russell.
Honestly, did anyone else think that it was going to be Jack Bass stepping out of the darkness and not Russell Thorpe? I thought maybe it was too good to be true for Jack to help Chuck, and the think about Chuck on the edge of the building was something that happened with Chuck, Blair, and Jack.
I was relieved to see that Jack was genuine though. That episode from Season 2 was one of my favorites, beautiful Chuck and Blair moment, but also funny.
Blair: "You idiot! You don't surprise someone standing at the edge of a building!"
There are some pretty funny quotes from gossip girl. Remember that this show is more or a guilty pleasure than anything, so a corny cutesy ending with "Dair" would defeat the purpose of the show to me, and also prove my point that you can ALWAYS ruin a good thing if you drag it on for too long.
I stopped watching in Season 3 around the beginning, because it was just no where near as good as seasons 1 and 2! (Especially adding Hilary Duff: one of the WORST actresses to have ever existed). But then I downloaded all of Season 3 on itunes and got hooked again, but they need to find their way back to the way things were! Call me sentimental.
Yup, that's the right answer. I saw this discussion on IMDb about how epic the writer from Dawson's Creek was because he had the balls to make Pacey and Joey endgame...in spite of Dawson being J's soulmate. They tried to state their case for Dair by using this example. Fine, I get it, but what they failed to mention is that the bigger badass always gets the girl. In the above mentioned case, Pacey is more of a BMF than Dawson. And we all know Chuck is the BMF of this show (along with Jack, naturally) and Dan, well, is pretty fucking boring. Again, I say to all the DAIR shippers, if you wanted dull, just continue on with your lives. In the end, I guess I could care less if Chair happens...I just want Chuck to be well, Chuck. Loved him in S1 hitting on Serena, smoking a joint in the bathroom while wearing his Bass sweater. Call me sentimental.
The bigger badass always gets the girl
The difference between Pacey and Chuck is that Chuck is just an ass. Pacey never hurt his girlfriend or sold her for a piece of property. Things Pacey did do, however: slept with a teacher (not saying this is a redeeming quality, but it parallels Dan and Ms. Carr), punched men for disrespecting women he cares about, stopped things with Joey even though they still obviously have strong feelings for one another.
... Also, does Seth Cohen ring a bell? Ultimate nice guy.
just wondering since when did the guy who got punched twice become a "BMF" and the guy who punched him twice is not the "BMF"


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Find out the benefits of becoming a trade partner and contact details for our dedicated trade team.
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A person can fly roundtrip from Chicago to Springfield next week for a little over $200. So, why are Illinois taxpayers spending nearly five times that amount to fly politicians and bureaucrats the same route?
One of the state's four daily shuttle flights arrives at Springfield's Abraham Lincoln Airport. The King Air 350 Turboprop seats nine passengers, but on one morning last fall, FOX 32 saw only one passenger get off the plane.
That flight from Chicago cost taxpayers more than $2400.
FOX 32 and the Better Government Association went through more than a year's worth of flight logs and found that the planes were frequently flying with only a couple passengers on board.
IDOT's aeronautics director justified it, though.
"We consider our aircraft to be a time machine. It allows elected officials, state employees, to get them from point to point in a time-efficient manner," said Susan Shea.
However, after FOX 32's investigation, IDOT announced a new policy aimed at making the service more efficient. The state planes would only fly if there were at least four passengers on one leg of the round trip flight. That change came from IDOT director Ann Schneider, who FOX 32 watched getting off the plane at midway earlier this week.
FOX 32 News asked Schneider whether she was satisfied with the policy change that was made.
"Yeah, I think it's had a tremendous effect. We've seen some flights canceled because we didn't have enough passengers to meet the requirement under the new policy," said Schneider.
However, FOX 32 found the shuttle planes are still frequently flying nearly empty and costing a fortune.
Of the 389 flights since the policy took effect in November, 43 flights carried just one passenger, and 38 flights had just two.
On average, there are only a little more than five passengers per flight, which means taxpayers are spending $941 to fly each of those passengers roundtrip.
By contrast, FOX 32 went online and found a roundtrip ticket to Springfield on a commercial airliner costs $210, and that's just with three days notice.
Amtrak offers service between Chicago and Springfield for $20 each way.
And state employees can drive the 200 mile trip for a mileage reimbursement of $112.
"It's a luxury the taxpayers of Illinois just can't afford," said Republican State Rep. Bill Mitchell.
Mitchell has been a longtime critic of the shuttle service, introducing numerous bills to kill it -- none of which has ever made it to the floor of the legislature.
"We're cutting education. We're cutting seniors. Why do we have this luxury that's just a perk for politicians and high level bureaucrats," asked Mitchell.
But now the plane is causing turbulence in the race for governor.
Republican Bruce Rauner last week cited the shuttle service as an example of wasteful spending that he would abolish.
"We have the largest fleet of planes of any state. Why? It's hugely expensive. Its millions of dollars. And it's just indicative of the mindset of waste we have in our state government," said Rauner.
This may explain why IDOT's director, who has flown the shuttle 272 times in the last two and a half years -- more than any other person -- seemed to suggest winds of change are coming.
"We're evaluating further the fleet and we'll be making some recommendations to the governor in the near term," added Schneider.
FOX 32 News also found nine instances where the IDOT shuttle flew despite not having at least four passengers total round trip, as per the new policy. That's because, though, people canceled at the last minute, and IDOT had already committed to fly the plane.
Follow @fox32news
205 N. Michigan AvenueGround FloorChicago, IL 60601Station Operator: (312) 565-5532Newsroom: (312)565-5533


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FLL Customer Information Phone NumberCall us anytime at 1-866-I-FLY-FLL (1-866-435-9355). The customer information line offers eight menu options. Listen before making a selection.
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EmailContact us regarding Airport information or for construction questions/concerns at firstname.lastname@example.com.
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Lost and FoundIf you lost the item on the airplane, please contact your airline. If you lost an item in any other area at the airport including the security checkpoints and shuttle buses, please contact the Lost and Found Office at 954-359-2247 or complete the Lost and Found Form.
HoursMonday through Friday 8 a.m. - 12:00 p.m. and 1 - 5 p.m. Saturday 8 a.m. - 1 p.m.The office is closed on Sundays and on Broward County holidays.
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Back to Top________________________________________________________________________________North Perry Airport Phone Number954-359-1016________________________________________________________________________________Mailing AddressesBroward County Aviation DepartmentFort Lauderdale-Hollywood International Airport2200 SW 45th Street, Suite 101Dania Beach, FL 33312
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AirportsFort Lauderdale - Hollywood International Airport100 Terminal DriveFort Lauderdale, FL 33315
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Introduction, Exterior
Mention a diesel engine and most buyers would shrink away, or perhaps associate it high diesel taxes. Marry that with the new COE categorisation and you perhaps don't have many choices to choose from if you're going for a Category A car.
Volvo recently launched the V40 Cross Country D2, one of the sleeker diesel hatches we've ever driven. Now, they've not slackened at all with the new S60 D2.
The new S60 D2 retains most of the curves we see from its predecessor, unmistakably representing a strong Scandinavian heritage and design.
As compared to its other T4 sibling, the S60 D2 lacks a few notable features. In compromise for its impressive torque range, the S60 D2 does away with Volvo's active bending xenon lighting, whi...
With the new regulations now in full swing, most of the premium brands have been unceremoniously booted out of the Cat A market. Mainstream brands are taking advantage of the void with Volkswagen already pushing a slew of models.
However, players like Citroen and Volvo have taken a slightly different route from the others by pushing their diesels instead. This makes good sense as most buyers in the under 1,600cc market are mostly looking for a family workhorse.
While diesels generally produce lower horsepower than their petrol equivalents, they do provide robust torque that is useful for moving people and cargo.
Although the V40 D2 pictured here is quite a bit more stylish than the usual diesel…
When it was first launched, the automotive industry was impressed with the new steps that Volvo has taken to attract a younger group of drivers. It started first with the XC60 that was much different from the slightly boxy XC90.
Then we got a glimpse of the current S60 when the C70 was launched. When the S60 was launched, it was the first time anyone ever used 'sexy' and Volvo in the same sentence. The design that was penned by Steve Mattin embodied soulful character and emotion in the new sedan. A design that was both dynamic and elegant at the same time.
The XC60 marked a significant departure from the Swedish brand's usual boxy design. Having dominated the family SUV/soccer mom market with the wildly successful XC90, the company saw fit to catapult itself into a younger demographic with this mid-size SUV.
In the same spirit as with the previous XC90 update, Volvo has chosen to take a cautious approach to this facelift.
Rather than go to the extremes, Volvo gave the relatively young model a slight nip tuck on the outside. From the front, the new car has been given a new face with a lower and wider front fascia.
Where the previous grille was blacked out the new car now sports a chromed grille that affords the car with an air of elegance. The badge has also been enlarged fo...
R-design to Volvo is what S-line and M Sport is to Audi and BMW. The concept is simple. The manufacturer takes a bog standard model off the production line and jazzes it up with some in-house bodykits to take some of the dreariness away.
Usually these upgrades only involve visual changes to the model with little or no mechanical upgrades. The V40 R-design is Volvo's way of reimagining their latest hatchback for the younger sportier band of their demographics.
It was just three years ago that Volvo launched the Geely funded S60 that left the world's press with a impression of what the Swedes were really capable of with the right funding and management. Now we're seeing a new model joining the Swedish lineup. And it is comforting affirmation that the days of angular brick-styled Volvos are well and truly over.
The V40 is a crossover vehicle that finds itself somewhere between a hatch and an SUV. This latest model from Volvo features several new design cues that hint at what we'll see in models down the line.
Like the S60 that came before it, this new V40 takes Volvo's new design language to the next level. While the front fascia bears some resemblance to the S60, the V40 has a mo...
You would think that with the latest reduction in diesel tax, we should be seeing even more diesel cars on the roads than before. But truth be told, most people continue to harbour myths about diesels being dirty sputter hunks of junk which used to be true. Most industrial vehicles are powered by large Detroit Diesels that are loud, dirty and almost always arrives in a huge cloud of black smoke.
However, what most don't know is that modern diesels that are Euro III and above (Europe is moving towards Euro V now) are actually cheaper to run and are in most cases cleaner than petrol engines with lower carbon emissions. But to really see the benefits of diesels, one has to be a driver that literally goes for miles as diesel powered cars ...
Introduction, styling
The year was 2003 – Asia was grappling with the SARS outbreak while America was in its early days of its war in Iraq. Over in Europe, the world's only supersonic passenger jet, Concorde made its last flight. In the motoring world, the second generation Renault Megane was awarded the prestigious title of European Car of the Year while Michael Schumacher won his sixth F1 world championship.
One of the most significant new car launches in 2003 was the Volvo XC90. The venerable XC90 was the Swedish car maker's first ever effort at a proper SUV. The concept of a seven-seater SUV was so groundbreaking in the XC90's early days that it was Volvo's best selling model in its early years. With space and practicality as its main fortes, the XC90 be...


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Bishop Joseph Butler is a well-known religious philosopher of the eighteenth century. He is still read and discussed among contemporary philosophers, especially for arguments against some major figures in the history of philosophy, such as Thomas Hobbes and John Locke. In his Fifteen Sermons Preached at the Rolls Chapel (1729), Butler argues against Hobbes's egoism, and in the Analogy of Religion (1736), he argues against Locke's memory-based theory of personal identity.
Overall, Butler's philosophy is largely defensive. His general strategy is to accept the received systems of morality and religion and, then, defend them against those who think that such systems can be refuted or disregarded. Butler ultimately attempts to naturalize morality and religion, though not in an overly reductive way, by showing that they are essential components of nature and common life. He argues that nature is a moral system to which humans are adapted via conscience. Thus, in denying morality, Butler takes his opponents to be denying our very nature, which is untenable. Given this conception of nature as a moral system and certain proofs of God's existence, Butler is then in a position to defend religion by addressing objections to it, such as the problem of evil.
This article provides an overview of Butler's life, works, and influence with special attention paid to his writings on religion and ethics. The totality of his work addresses the questions: Why be moral? Why be religious? Which morality? Which religion? In attempting to answer such questions, Butler develops a philosophy that possesses a unity often neglected by those who read him selectively. The philosophy that develops is one according to which religion and morality are grounded in the natural world order.
Joseph Butler was born into a Presbyterian family at Wantage. He attended a dissenting academy, but then converted to the Church of England intent on an ecclesiastical career. Butler expressed distaste for Oxford's intellectual conventions while a student at Oriel College; he preferred the newer styles of thought, especially those of John Locke, the 3rd Earl of Shaftesbury and Francis Hutcheson, leading David Hume to characterize Butler as one of those "who have begun to put the science of man on a new footing, and have engaged the attention, and excited the curiosity of the public." Butler benefited from the support of Samuel Clarke and the Talbot family.
In 1719, Butler was appointed to his first job, preacher to the Rolls Chapel in Chancery Lane, London. Butler's anonymous letters to Clarke had been published in 1716, but a selection of his Fifteen Sermons Preached at the Rolls Chapel (1729) was the first work published under his name. The Rolls sermons are still widely read and have held the attention of secular philosophers more than any other sermons in history. Butler moved north and became rector of Stanhope in 1725. Only at this point is his life documented in any detail, and his tenure is remembered mainly for the Analogy of Religion (1736). Soon after publication of that work, Butler became Bishop of Bristol. Queen Caroline had died urging his preferment, but Bristol was one of the poorest sees, and Butler expressed some displeasure in accepting it. Once Butler became dean of St. Paul's in 1740, he was able to use that income to support his work in Bristol. In 1750, not long before his death, Butler was elevated to Durham, one of the richest bishoprics. The tradition that Butler declined the See of Canterbury was conclusively discredited by Norman Sykes (1936), but continues to be repeated uncritically in many reference works. Butler's famous encounter with John Wesley has only recently been reconstructed in as full detail as seems possible given the state of the surviving evidence, and we are now left with little hope of ever knowing what their actual relationship was. They disagreed, certainly, on Wesley's right to preach without a license, and on this point Butler seems entirely in the right; but Butler may have supported Wesley more than he opposed him, and Wesley seems entirely sincere in his praise of the Analogy.
Butler has become an icon of a highly intellectualized, even rarefied, theology, "wafted in a cloud of metaphysics," as Horace Walpole said. Ironically, Butler refused as a matter of principle to write speculative works or to pursue curiosity. All his writings were directly related to the performance of his duties at the time or to career advancement. From the Rolls sermons on, all his works are devoted to pastoral philosophy.
A pastoral philosopher gives philosophically persuasive arguments for seeing life in a particular way when such a seeing-as may have a decisive effect on practice. Butler had little interest in, and only occasionally practiced, natural theology in the scholastic sense; his intent is rather defensive: to answer those who claim that morals and religion, as conventionally understood, may be safely disregarded. Butler tried to show, as a refutation of the practice of his day (as he perceived it), that morals and religion are natural extensions of the common way of life usually taken for granted, and thus that those who would dispense with them bear a burden of proof they are unable to discharge. In arguing that morals and religion are favored by a presumption already acknowledged in ordinary life, Butler employs many types of appeal, at least some of which would be fallacious if used in an attempted demonstrative argument.
Butler's argument for morality, found primarily in his sermons, is an attempt to show that morality is a matter of following human nature. To develop this argument, he introduces the notions of nature and of a system. There are, he says, various parts to human nature, and they are arranged hierarchically. The fact that human nature is hierarchically ordered is not what makes us manifestly adapted to virtue, rather, it is what Butler calls "conscience" that is at the top of this hierarchy. Butler does sometimes refer to the conscience as the voice of God; but, contrary to what is sometimes alleged, he never relies on divine authority in asserting the supremacy, the universality or the reliability of conscience. Butler clearly believes in the autonomy of the conscience as a secular organ of knowledge.
Whether the conscience judges principles, actions or persons is not clear, perhaps deliberately since such distinctions are of no practical significance. What Butler is concerned to show is that to dismiss morality is in effect to dismiss our own nature, and therefore absurd. As to which morality we are to follow, Butler seems to have in mind the common core of civilized standards. He stresses the degree of agreement and reliability of conscience without denying some differences remain. All that is required for his argument to go through is that the opponent accept in practice that conscience is the supreme authority in human nature and that we ought not to disregard our own nature.
The most significant recent challenge to Butler's moral theory is by Nicholas Sturgeon (1976), a reply to which appears in Stephen Darwall (1995).
Besides the appeal to the rank of conscience, Butler offered many other observations in his attempt to show that we are made for (that is, especially suited to) virtue. In a famous attack on the egoistic philosophy of Thomas Hobbes, he argues that benevolence is as much a part of human nature as self-love. Butler also argues that various other aspects of human nature are adapted to virtue, sometimes in surprising ways. For example, he argues that resentment is needed to balance benevolence. He also deals forthrightly with self-deception.
Only three of the fifteen sermons deal with explicitly religious themes: the sermons on the love of God and the sermon on ignorance.
Butler's views on our knowledge of God are among the most frequently misstated aspects of his philosophy. Lewis White Beck's exposition (1937) of this neglected aspect of Butler's philosophy has itself been generally neglected, and both friends and foes frequently assert that Butler "assumed" that God exists. Butler never assumes the existence of God; rather, at least after his exchange with Clarke, he takes it as granted that God's existence can be and has been proved to the satisfaction of those who were party to the discussion in his time. The charge, frequently repeated since the mid-nineteenth century, that Butler's position is reversible once an opponent refuses to grant God's existence, is therefore groundless. It is true that Butler does not expound any proof of God's existence. (Notice that this fact makes it problematic to identify him with the character Cleanthes in Hume's Dialogues Concerning Natural Religion.) However, he does endorse many such proofs, using common names rather than citing specific texts.
The sermons on the love of God are rarely read today, but they provide abundant evidence that Butler's God is not some remote deity who created the world and then lost interest in it. On the contrary, the difference that God makes to us is the difference that a lively sense of God's presence makes.
Butler considered the expectation of a future life to be the foundation of all our hopes and fears. He does not state exactly why this is so, and most commentators have concluded that he is referring to hopes and fears regarding what will happen to us as individuals when we die. Such an intention would be contrary to Butler's general line of thought. More consonant with what Butler does say is the Platonic point that one cannot truly benefit by acting viciously and then escaping punishment. Since that is what appears to happen in this world, appearances must be denied. Secondly, and here Butler would agree with Hume, in this world there is an appearance that the superintendence of the universe is not entirely just. Thus, there are three logical options: (1) the universe is ultimately unjust, (2) contrary to appearances, this world is somehow just, or (3) the universe is just, but only when viewed more broadly than we are able to see now. Given these options, Butler thinks there are good practical reasons for accepting the third in practice.
The first chapter of the Analogy is devoted to the argument that what little we know of the nature of death is insufficient to warrant an assurance that death is the end of us. And when we lack sufficient warrant for acting on the presumption of a change, we must act on the presumption of continuance. The recurrent objection, offered by such otherwise sympathetic readers as Richard Swinburne, is that in the physical destruction of the body, we do have sufficient warrant. Roderick Chisholm (1986) has proposed a counter to this criticism.
Butler appends to his discussion of a future life a brief essay on personal identity, and this is the only part of the Analogy widely read today. That it is read independently is perhaps just as well since it is difficult to see how it is related to the general argument. Butler says he needs to answer objections to personal identity continuing after death, which he certainly must do. But the view he proposes to refute is Locke's, and Locke seemed not to see that his theory of personal identity presented a problem for expectation of a future life. Locke's theory was that memory is constitutive of personal identity. Even if Butler is right in his objection to Locke's theory, he certainly needs personal memories to be retained since they are presupposed by his theory of rewards and punishments after death.
Butler's work is directed mainly against skeptics (and those inclined toward skepticism) and as an aid for those who propose to argue with skeptics. The general motivation for his work is to overcome intellectual embarrassment at accepting the received systems of morals and religion. To succeed, Butler must present a case that is plausible if not fully probative, and he must do so without resorting to an overly reductive account of morals and religion. Butler's strategy is to naturalize morals and religion. Although generally scorning scholastic methods, Butler does accept the ontological argument for God's existence, the appeal to the unity and simplicity of the soul and the distinction of natural and revealed religion. The fundamental doctrine of natural religion is the efficacy of morals—that the categories of virtue and vice, already discussed in terms of human nature, have application to the larger world of nature. To some, fortune and misfortune in this world seem not to be correlated with any moral scheme. But, with numerous examples, Butler argues that the world as we ordinarily experience it does have the appearance of a moral order.
Butler takes up two objections: the possibility that the doctrine of necessity is true and the familiar problem of evil. With regard to necessity, he argues that, even if such is the case, we are in no position to live in accord with necessity since we cannot see our own or others' actions as entirely necessitated. Butler's approach to the problem of evil is to appeal to human ignorance, a principal theme in various aspects of his work. What Butler must show is that we do not know of the actual occurrence of any event such that it could not be part of a just world. Since he does appeal to our ignorance, Butler cannot be said to have produced a theodicy, a justification of the ways of God to us, but his strategy may show a greater intellectual integrity, and may be sufficient for his purposes.
Butler's treatment of revealed religion is less satisfactory, since he had only a partial understanding of modern biblical criticism. Butler does insist on treating the Bible like any other book for critical purposes. He maintains that if any biblical teaching appears immoral or contrary to what we know by our natural faculties, then that alone is sufficient reason for seeking another interpretation of the scripture. The point of a revelation is to supplement natural knowledge, not to overrule it. Far from compromising the role of religion, this view is entailed by the fact that nature, natural knowledge and revelation all have a common source in God.
It is only in the second part of his Analogy that Butler argues against the deists. The characterization of his work as on the whole a reply to the deists is entirely a modern invention and is not found anywhere in the first century of reactions.
Only one chapter of the Analogy is devoted to the "Christian evidences" of miracles and prophecy, and even there Butler confines himself to some judicious remarks on the logical character of the arguments, especially with regard to miracles. In general, Butler presents revelation as wholly consistent with, but also genuinely supplemental of, natural knowledge. Hume says he castrated his Treatise of Human Nature (1739/1740) out of regards for Butler. But based on the texts that survive, there is no reason to think Hume would have gotten the better of the argument. Charles Babbage (1837) eventually showed why Hume had no valid objection to Butler.
Unfortunately, Butler's account of scripture is entirely two-dimensional. He does not doubt the point that scripture was written in terms properly applicable to a previous state of society, but he has little sense of the canonical books themselves being redactions of a multitude of oral and literary traditions and sources.
In the six sermons preserved from the years he served as the Bishop of Bristol, Butler defends the moral nature of various philanthropic and political institutions of his day. And in his Charge to the Clergy at Durham, he presents a concise rationale for the Church.
Ernest Mossner (1936) is still the most useful survey of Butler's influence. Mossner claims that Butler was widely read in his own time, but his evidence may be insufficient to convince some. However that may be, there is no doubt that by the late eighteenth century Butler was widely read in Scottish universities, and from the early nineteenth century at Oxford, Cambridge and many American colleges, perhaps especially because the Scottish influence was so strong in America. Butler's work impressed David Hume and John Wesley, and Thomas Reid, Adam Smith and David Hartley considered themselves Butlerians. Butler was a great favorite of the Tractarians, but the association with them may have worked against his ultimate influence in England, especially since Newman attributed his own conversion to the Roman Church to his study of Butler. S. T. Coleridge was among the first to urge study of the sermons and to disparage the Analogy. The decline of interest in the Analogy in the late nineteenth century has never been satisfactorily explained, but Leslie Stephen's critical work was especially influential.
The editions most frequently cited today appeared only after wide interest in Butler's Analogy had evaporated. The total editions are sometimes said to be countless, but this is true only in the sense that there are no agreed criteria for individuating editions. The numerous ancillary essays and study guides are still useful as evidence of how Butler was studied and understood. At its height, Butler's influence cut across protestant denominational lines and party differences in the Church of England, but serious interest in the Analogy is now concentrated among certain Anglican writers.
Butler's first biography appeared in the supplement to the Biographia Britannica (London, 1766). The most frequently reprinted biography is by Andrew Kippis and appeared in his second edition of the Biographia Britannica (London, 1778-93). This second edition is often confused with the supplement to the first edition. The only full biography is Bartlett (1839).
The best modern edition of Butler's works is J.H. Bernard's, but it is a modernized text, as of 1900, and contains errors. Serious readers may consult the original editions, now available on microfilm.
David E. White
Email: email@example.com
St. John Fisher College
Last updated: March 27, 2009 | Originally published:


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"excellent story"
really enjoyed this series. well read. keeps you on edge of the seat. a must have for any western collection
"ahhhh no"
not a good book. horrible and I hate to say this but bad. very very bad
"interesting book"
I enjoyed it. the point of the book is to learn from ones way of life, and learn there is way more to life than just the get rich quick scheme most people try and do
"narrator killed it"
story is OK but the narrator and who ever produced this needs to skip the drama, and sound effects. the dripping water is not cool. the echo is kills it. the book is good.
"great book"
I liked it. shows how things have changed among todays wanna be bike people. buying a bike and wearing the leather does not make a biker. every town has a bully or guy who thinks he a bad ass. listen to this and you will hear a story of a man. not a bully, not a tuff guy. but a man who's beliefs and his word are what the world is missing today. This book hits a spot with me. I grew up around this life. family members being in one of the big 4. if people in the world lived by a code of honor it would be a better place. give it a read.
"way better than movie"
what a great book. I enjoyed the sad movie. this book is a must have.
"a must have"
there has been years of research put into this writing. not just someones opinion. and if your into real research you must get this book. todays science is " if it does not fit the theory it cannot be" but every six months or so the educated that write history get educated.
"its entertaining"
very hard to follow. seems like a bunch of urban myths strung together to make a book. not well written. repeats itself allot. the quality of audio is not the best. the edit of it was not well done either.
"outstanding as always"
I wish I had listened to this book before the endurance. this is the prior story leading up to Shackelton's surviving on his next trip. All I can say it. you must get this and those are some real men. and RIP to those that did not make it.
"incredible account of true men"
this proves that with will anything can be accomplished. this is the most incredible book I have ever had. not many could do what these people did and survive. you must get this book
"another great adventure"
if you have the others in his collection Rusty has taken HIS favorites and put them into this book. there are a few not in the other books. great entertainment my kids love the stories and they do leave you scratching your head. this is not someone "squatchin" what ever that word means, but a true around the campfire fun tales. give it a try.
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SALISBURY, Md. - Tenderheart Early Learning Center houses one hundred children, five days a week.
When it's hot out, they need to use every bit of their four air conditioning units. But one August morning, two summers ago, Rebecca Culver walked outside and saw two empty concrete pads.
Thieves reportedly came at night and stole two full AC units.
"It was hot, it was very hot," Culver said. "It took us a full week [to get the units back in place]. We have babies from six weeks to seven-years-old, so it was pretty miserable."
This happened back in 2011. This year, Wicomico County sheriff's are seeing a larger-scale of thefts. Already, 18 heating, ventilation and air conditioning units, better known as HVAC units, have been stolen. If investigators even find the stolen units, sergeant David Owens says recognizing them is virtually impossible.
According to Owens, criminals are stripping out the copper and tin and taking them to scrap metal shops. Alarm companies and air conditioning businesses are working together to try to stop this crime, by installing fencing, moving units to rooftops or even putting in motion-light detectors, video cameras or alarm sensors.
"If someone tries to tamper with the unit, damage it or literally pick it up and haul it away, we immediately get an alarm and dispatch it to police," Alarm Engineering president Ron Boltz said.
Locally, the price of copper is $2.75 per pound. Owens says in most cases, criminals are only getting about $40-60. The crime itself cost owners of the Tenderheart building $8,000 just to bring in two new units.
"It's a great expense," said Owens. "Even if it's insured, it's still a great expense to people."
Culver calls the entire situation, "shocking, being a child care center, you know, someone taking the units from a child care center."
Owens says criminals are not targeting any particular business or home. They will go anywhere that is dark enough and away from any light. For such little money, the sheriff's office says they have good reason to believe that the thieves are using it to feed their drug addiction.
If this crime or any other crime has happened to you recently, please tell us about it. You can send us messages through Facebook and Twitter using #47lookout.
If you want to remain anonymous, send us your tips here.
Thank you for the information. We will make sure it gets into the right person's hands.


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Tuesday, Nov. 26, 2013Jadwin Gymnasium • Princeton, N.J.
• Princeton is 4-1 for the first time since the 2006-07 season. If it can defeat Bucknell Saturday, Princeton will be 5-1 for the first time since the 1997-98 season. • This was the first meeting with George Mason in program history• Princeton won a game against an Atlantic 10 opponent for the first time since Dec. 5, 2010 against Saint Joseph's. The only other game since then against an A-10 foe was last year's meeting with Fordham at the Barclays Center in Brooklyn, a 63-60 defeat.• George Mason started slow from the field, going 1-5 over the first seven and a half minutes before ending the half shooting 45 percent (9-20) for the period. Princeton shot 64 percent (16-25) over the opening frame.• A Princeton timeout with three minutes to go before the half sparked the Tigers to close the period on an 11-1 run, allowing Princeton to take a 40-23 lead into the break. • T.J. Bray, who scored eight points in 21 minutes last Saturday in his first game back from injury, needed only four shots to better that before halftime, starting the game 4-4 from the field for nine points.• T.J. Bray's 10 assists are the most for a Tiger since Mike Stephens '05 had 10 against Ursinus in 2003, and the most for a Princeton player against a Division I opponent since Kit Mueller '91 had 11 in 1991 against Brown. Adding in that Bray had no turnovers, it's the best assist-to-turnover ratio in a game at Princeton since 1999, when Mueller had 11 assists and one turnover.• T.J. Bray's 18 points and 10 assists gave him his first career double-double. His previous career best in assists was eight, last season against Bucknell, coincidentally Princeton's next opponent.• Princeton's largest lead was 17 points, at the half and again as late as 52-35 with 13 minutes to go. George Mason chipped away and used an 12-3 run over a span of four-plus minutes to make it 62-60 Tigers with five minutes to go.
• George Mason tied the game at 66-66 with 1:21 left in a game the Patriots had not - and would not - lead. Princeton scored the last five points, shutting out George Mason over the game's final 81 seconds.• After tying the game, George Mason had just two possessions, resulting in a Sherrod Wright miss and a Bryon Allen turnover. Princeton's possessions after the tie resulted in a bucket by Hans Brase, a bucket by T.J. Bray, and a split from the line by Jimmy Sherburne.• Princeton's 61 percent FG clip was its best since the Tigers shot .654 (34-52) at Dartmouth on Feb. 25, 2012.• While T.J. Bray's 7-for-10 night from the field was outstanding, two Tigers were perfect from the field, including Hans Brase (5-5) (above left) and Pete Miller (2-2) (above right).• T.J. Bray passed San Diego Padres outfielder Will Venable '05 (253) for 11th on the career assist list, now with 255. Armond Hill '85 is in 10th place with 260.


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It started when the baby rolled off and under the bed when she was in the shower getting ready to go to work. It got worse when the nanny couldn't figure out how to e-mail her a photo of a nasty cut on her toddler son's chin.
Then, when she was passed over for promotion for the second time because her boss didn't think she could handle the job and her "family responsibilities," Jennifer Folsom, an Alexandria consultant with an MBA from Georgetown, had had it. She quit, joining a small but persistent stream of educated, upper-income women who drop out of the workforce when they find they simply can't have it all when it comes to work and family.


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Morning glory
LaVyrle Spencer
Adult Fiction SPENCER
LaVyrle Spencer
Adult Fiction SPENCER
Summary: Will drifts into Whitney, Georgia, one lazy afternoon in the summer of 1941, dragging his lonely past behind him. All he asks is for a chance to love. Then he sees Elly's classified ad for a husband, and when he steps across Elly's cluttered yard, Will knows he has come home at last.
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Will Parker
Elly "Crazy Elly" Dinsmore
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NEW YORK (AP) - Anthony Marshall, who's serving 1 to 3 years in prison, has been classified as eligible for medical parole.
A Department of Correction spokesman tells the Daily News that Marshall will go before a parole board the week of Aug. 19.
Marshall began serving the sentence in June for defrauding his philanthropist mother, Brooke Astor, of her multimillion dollar fortune.
Marshall suffers from Parkinson's disease.
His lawyer, Kenneth Warner, says he hopes Marshall will be released on medical parole as soon as possible.
The 89-year-old Marshall is at the Fishkill Correctional Facility in Beacon.
The News says the Manhattan district attorney's office declined to comment.
Information from: Daily News, http://www.nydailynews.com
Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
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text: Policy: Economy USA Today: Economists see Fed cut in stimulus this week | September 15, 2013 | 12:00 am Topics: Around the Web Finance and Banking Economy Federal Reserve Around the Web,newsgatherr,Finance and Banking,Economy,Federal Reserve Five years to the week after the darkest days of the financial crisis, the Federal Reserve will take its first step toward unwinding the easy money policies that helped save the global economy, a USA TODAY survey of top economists predicts. Read the rest of this post on the original site » Sign Up for the Politics Today newsletter! Please enter your email address below to begin receiving the Politics Today newsletter. You must enter a valid email address in the field above! Thank you for signing up for the Politics Today newsletter! You should receive your first newsletter very soon. We're sorry, there was an error processing your newsletter signup. Please click here to visit our Newsletter Signup Center to register for this newsletter. Web URL: http://washingtonexaminer.com/article/2535811 Share this article on Facebook or Twitter Print this article View article comments Leave a comment


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Transit union leaders have a message for Chicago Transit Authority honchos: Postpone Ventra until the CTA irons out the kinks.
Amalgamated Transit Union President Robert Kelly says the fare issues plaguing the new system are putting his members in danger.
Kelly said rail station employees have been yelled at daily by CTA riders who are upset about their fare card failing or being double-charged.
Nov. 15, 2013 is a critical deadline for Ventra. The old magnetic striped cards will no longer be sold on that date, and Chicago Cards will no longer be accepted.
CTA officials haven't responded to Kelly's allegations, and have not announced any changes in the Ventra deadlines.
Follow @fox32news
KTTV FOX 111999 S. Bundy Dr.Los Angeles CA 90025Main: (310) 584-2000News Tips? (310) 584-2025


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In the New Hope Village in north Montgomery, Denesha McIntyre is about to receive what she considers 'Heaven on Earth.'
"Thank y'all so much!' McIntyre tells painters.
It's a new, three bedroom home built not all by men, but with more than a few women, too. It's part of Habitat of Humanity's 'National Women Build Week.'
"In Montgomery we are having women working on this house as a preview to a full women-built habitat home in the fall," said Habitat for Humanity Executive Director Elizabeth Saliba.
The majority of the women on site say they've never built a home before, which is why the Montgomery Habitat chapter had its construction director on-hand to make sure everything was up to code during the construction phase of the home.
Ronda Smoke volunteered her time as a painter and couldn't think of a better way to spend the day.
"It just feels good to give back to the community," said Smoke.
We found a number of female volunteers either sweeping or painting the home inside and out.
McIntyre already feels as though the volunteers have made a tremendous difference for her. She hopes to move in by June.
"It's just a blessing. It really is," said the mother of two.
Habitat leaders say McIntyre qualified for the home. She will have a monthly mortgage of around $300, with no interest.
For the better part of 5 months the female volunteers helped build a new Habitat home for a stranger, opening the door for Denesha McIntyre to enjoy her American dream.
Copyright 2013 WSFA 12 News. All rights reserved.
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Our exploration of Eastern Europe introduces you to many of the nations that once comprised the old Eastern Bloc during the days of the Cold War. Included in our package are visits to Germany, Austria, Slovenia, Croatia, Hungary, and the Czech Republic. Embark on an adventure to experience the dynamic variety of sights and sounds that differ from what you've come to expect from the more economically developed Western European nations.
Please be advised that with effect from April 25, 2014 there will be a change in the complimentary travel insurance coverage and benefits provided with all our Vacation Series. All guests with full payments and bookings made after 04/25/2014 will be covered under the new travel protection plan that shall encompass benefits as detailed as in this link.
Join us on our splendid 6-nation Eastern European Panarama tour: 13 days and 12 nights to experience the music of Vienna, the tapestry of Budapest, Krakow's spiritual ambience, and the resonant history of Prague. Along the way, you'll also discover the mighty resilience of Warsaw, the iconic city of Berlin, and the Saxon capital of Dresden. Come see the modern wonders and the olden grandeur of Eastern Europe.


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Best Baby Gear for Every Mom and Dad
This haute tote is really a diaper bag!
Touring tote ($146; petuniapicklebottom.com
This stylish ride sports chrome rims!
Mamas & Papas Urbo stroller ($500; Mamas & Papas Urbo Stroller - Black)
a super-stylish mom who appears to choose form over function, but is savvy enough to achieve both.
Skip Hop loads its Studio tote with thoughtful diaper-bag features, from insulated bottle pockets to hidden adjustable stroller straps. You'll carry this bag past the tot years. ($89; skiphop.com)
PRETTY (NOT PRICEY) PRAM! The First Years Wave stroller looks like a Mercedes but performs like a Range Rover. The sleek bassinet transforms into a stroller, and with an easy twist of the handlebar swivels rear-facing to front-facing and back again. It's also compatible with several infant car-seat models from The First Years as well as Chicco and Graco. ($300; The First Years Wave Stroller, Black/Red)
This padded pod by 4 Moms is a bouncer, swing (with five settings) and digital entertainment center (plug in your iPod), all wrapped into one mamaRoo. ($200; 4Moms Mamaroo Infant Seat)
Boon Snack Balls keep your Goldfish from becoming gold flakes and your diaper bag crumb-free. ($7; Boon Snack Ball - Snack Container)
Tommee Tippee's Closer to Nature pacifiers don't just look good, but support baby's palate too. Design and color options make for easy coordinating with baby's outfit. (Two-pack, $6; Tommee Tippee Closer To Nature Stylish Shield 2 Pack)
PACK AND PUMP! The Medela Pump in Style Advanced breast pump is a self-contained unit, meaning it -- and all the accessories you'll use for away-from-home pumping -- fits inside the sleek black Metro Bag. ($340; Medela Pump in Style Advanced Breast Pump with On the Go Tote)
STYLISHLY SAFE! The Maxi-Cosi Mico infant car seat has side-impact protection and a five-point harness system, plus a cozy newborn insert. But it's those sleek lines that had you at first look. ($170; Maxi-Cosi Mico Infant Car Seat)
Who says baby's dining throne can't complement your decor? The Mamas and Papas Go Eat high chair flips-and-folds for easy storage. ($180; babiesrus.com)
The JJ Cole Collections diaper and wipes caddy with changing pad keeps your supplies handy and looking good too. ($30; JJ Cole Collections Diaper Caddy) Pictured with Seventh Generation diapers and wipes, Johnson's baby lotion, Boudreaux's Butt Paste and Carter's receiving blankets.
REMIXING A CLASSIC! This ain't your mama's rubber ducky. Boon's Odd Duck, a hip spin on the classic quacker, comes in four cool styles, and all are PVC-, phthalate-and BPA-free. ($26; Boon 4 Pack Odd Ducks)


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Found the same room at a different price? Tell us, and we'll offer to match it.
Friars Walk Apartments
|Not Classified
|Self Catering
|Ratings explained
There is one double bedroom with en-suite shower/wc and one single bedroom, sleeping up to 3 people in comfort in each property. A cot can be also provided on request. There is Freeview or Freesat TV in the lounge, DVD player and a very fast Wi-Fi connection too.
There is no garden, but both properties have a small courtyard area at the rear with patio furniture.
Both properties are strictly Non-Smoking. Well-behaved pets are welcome with prior notification.


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The median home value in Bulverde, TX is $278,900.
This is
higher than
the county median home value of $199,400.
The national median home value is $170,100.
The average price of homes sold in Bulverde, TX is $278,900.
Approximately 88.3% of Bulverde homes are owned,
compared to 7.36% rented, while
4.34% are vacant.
Bulverde real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Bulverde real estate agent to arrange a tour today!
Learn more about Bulverde Real Estate.
Hwy 281 North commercial tract with over 1700 foot frontage zoned C-3; Home Depot, Wells Fargo, new Library, Starbucks and Tractor Supply are neighboring businesses. Well and septic on property. High visibility and high traffic location.
Highly sought-after high traffic-count location, this Hwy 281 N property sits on 10.02 acres of land with a 3000 sf office building, which includes an additional 1200 sf upstairs with overhead door on side of building. This all fenced and gated property has an additional large storage building for all your storage needs. This pristine property has over 800 sf frontage on Hwy 281 N, located between Hwy 1863 and Hwy 46 and is zoned C-3. Excellent visibility.
this property has it all, 653 feet of frontage on US 281 in bustling Bulverde.TxDOT 2012 traffic count at this location was 27,000 vpd, zoned C-3 by City of Bulverde for the first 200 feet the rest is unrestricted. Easy access from 281. views and lots of nice oaks, owner financing available.
Acreage includes Car Wash- Located less than 1 mile from the new HEB- Situated across from Berry Oaks Shopping Center- Car wash has 5 self serve bays, 2 drive thru automatic wash bays, 6 covered vacuum stations and 2 fragrance stations.
22.87 acres fronting Hwy 46 W - priced below market at $1.00 per foot - first 200' zoned C-1 and beyond that, is unrestricted. Great location 2 miles west of US Hwy 281 N. Canyon Lake Water!!!
No Restrictions----Perfect for family residential compound. Out Blanco Road just 9 miles past Loop 1604. 18 acres w/waterfall & pond. Hill Country white rock 4 bedroom,sparkling pool w/waterfall, seperate quarters w/bath & kitchenette. 5,000 sq ft warehouse w/4 oversized garage doors, office & full bath.Hundreds of trees, animal pen, sports play area.Ideal for horses,home based business,car lover-lots of space & storage. 90+photos on Flickr. Next door to Tejas Rodeo. Near Spects' Store
Resort property in Bulverde. One of a kind custom home with keen attention to detail. Electronic gates welcomes you into this beautiful rock 3 BR, 3 BA compound. Amenities never end here; gradual walk in pool, fountains, 2 guest houses, sport court, pond, outdoor kitchen, master features huge private outdoor double shower, poolside enclosed bar with lounge area, covered parking for RV/boat, walking/jogging trail around perimeter, 2 BR 1 BA maid quarters, and entertainment space around every corner! Amazing!
Cascading Downhill, this Eclectic Contemporary Art House will Dazzle Your Senses * Unique in Every Way * Forever Views Give You the Feeling of Living in a Treehouse * Vacation All Year Long in your Resort Style Pool with an Arched Waterfall * Separate 925 sq ft building makes a Perfect Office or Guest Quarters * There's even a corral for your Horse * Modern & Fascinating Floorplan * The Kitchen is an Epicurean's Delight & Features Custom Tile Backsplash * 3 Levels * Many Recent Upgrades * Call for Details
This amazing Canadian log home,designed & assembled by renowned Summit Log Homes is handcrafted & fully scribed using Western Red Cedar & Douglas Fir.This home,situated on 2 acres,has a wrap around covered patio with some of the most amazing,unobstructed views of downtown San Antonio.You'll be drawn to the incredible attention to detail,not only in the gourmet kitchen but throughout the entire property.This is one of the most unique homes you'll ever see in South Texas!
If you're looking for a country retreat or simply peace and quiet, you've arrived on this beautiful and tranquil 8+ acre ranchette, with over 300 oaks and fully fenced. Private gate leads you down a long paved driveway to a wonderful Hill Country home, that has been recently updated and upgraded. Complete with pool/spa, greenhouse, 3 car garage plus one car garage/workshop. Your very own private tank/pond has been started and the dock is already in. This is a...Located just 2.7 miles from Bulverde Airpark..
Real Living Best Homes Realty
4800 Fredericksburg Road
San Antonio, TX 78229
Email Us | Visit our Real Estate Website


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Features More for your retirement
- No minimum deposit to open
- Competitive rates
- Grow your money faster with interest compounded daily
- Get the best rate we offer on the day you open or fund your IRA CD when you fund within 90 days
- Flexible funding options, including rollover to Roth and Traditional IRAs
- Available for Roth, SEP and Traditional IRAs. Find the IRA for you
- Your deposits are insured by the FDIC up to the maximum allowed by law. Maximize your coverage
Want to know more? Download our Straight Talk Product Guide
Managing your account is easy
Get the service you need, when you need it. Talk to a real person 24/7, and enjoy the convenience of Online Banking and Mobile Banking.
Step up your savings
Learn how to combine long-term earnings with more frequent access to a portion of your money using our CD Ladder tool.
Rates Get more for your money
We offer rates that are consistently competitive.
See how we compare
Estimate your earnings
|Annual Percentage Yield
|Estimated Earnings for 12 Months
|Estimated Total Savings
What we're showing you
Our Annual Percentage Yields (APY) are accurate as of 9/30/2014 . The APYs for other banks are provided by mybanktracker.com and are accurate as of 9/29/2014. The APYs in this table are for the state of California. Not your state?
If you make an early withdrawal, you may pay a penalty. An additional IRS tax may also apply; please consult your tax professional.
Fees No surprises
We don't charge any maintenance fees for your Ally Bank CD. When your CD matures, you can withdraw your money at no charge during a 10-day grace period. If you decide to renew your CD, don't do a thing, and we'll automatically renew it.
Early Withdrawals
Withdrawals before the maturity date are subject to penalties. Partial withdrawals aren't allowed. Are there exceptions?
If you redeem your CD before the maturity date, the penalty we charge will depend on your CD term (see penalty schedule). How is the penalty calculated?
See the Ally Bank Deposit Agreement for full details on how we calculate the withdrawal penalty.
|IRA High Yield CDs Purchased or Renewed Before 12/07/13
60 days of interest
|IRA High Yield CDs Purchased or Renewed on or After 12/07/13
The penalty we charge will depend on your CD term.
2 years or less
60 days of interest
3 years
90 days of interest
4 years
120 days of interest
5 years or longer
150 days of interest
Your withdrawal may be subject to an additional 10% Internal Revenue Service (IRS) tax if it's made before you reach age 59½. You may want to check with a tax professional before making withdrawals from your IRA CD.
Ally Bank It's good to be different
We're an online bank, which means we don't have physical bank locations. By eliminating the costs associated with traditional brick-and-mortar banks, we can offer great rates and outstanding customer care.
With Ally Bank, you get everything you expect from a traditional bank and more:
- Peace of mind. No hidden fees. No maintenance fees. No minimum balance required
- Keep track. Access your account anytime, anywhere with Ally Online & Mobile Banking
- Ally Ten Day Best Rate Guarantee. When you renew your CD, you automatically get the best rate we offer within 10 days beginning with the CD renewal date. Most banks offer only one rate – the one you get the day you renew.
- Interest compounded daily. We grow your money faster with interest compounded daily. Many others compound monthly, quarterly, or even annually.
Learn more about the benefits and conveniences of Ally Bank.
FAQs We have answers
Can I add additional funds to an IRA CD?
No. You can only make an initial funding deposit into your IRA CD. After you've made an initial funding deposit, you won't be able to add more money until the CD reaches maturity. You'll have a 10-day grace period, starting at the maturity date, to make any changes.
Annual IRA contribution limits may apply. Consult your tax professional for advice.Was this helpful?
- Yes
- No
What happens if the IRA CD rate changes after I open a new account?
With Ally's IRA High Yield Certificate of Deposit and IRA Raise Your Rate Certificate of Deposit, you get the best rate we offer on the day you open your CD or the day you fund – whichever is higher – when you fund within 90 days of opening the CD. With our IRA Raise Your Rate CD, you get the added ability to call us for a rate increase if our rates go up any time during the CD's term.
If your CD has not been funded after 90 days, we will close it.Was this helpful?
- Yes
- No
What types of IRA certificates of deposit do you offer?
We offer 2 types of IRA CDs: an IRA High Yield Certificate of Deposit with fixed rate terms of 3, 6, 9, 12 and 18 months, and 3 and 5 years; and IRA Raise Your Rate Certificates of Deposit for 2 year and 4 year terms that let you raise your rate during your term if our rates go up.Was this helpful?
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- No
What is the penalty for an early withdrawal from my IRA CD?
If you redeem your IRA CD before it matures, a penalty according to the fee schedule below will apply. Please keep in mind that you can only make a full withdrawal from a CD. Partial withdrawals aren't allowed – unless taking a Required Minimum Distribution (RMD).
CDs Purchased or Renewed Before 12/07/2013 All CD terms 60 days of interest CDs Purchased or Renewed on or After 12/07/2013
The penalty we charge will depend on your CD term.
2 years or less 60 days of interest 3 years 90 days of interest 4 years 120 days of interest 5 years or longer 150 days of interest
This penalty is calculated using the interest method detailed in the Ally Bank Deposit Agreement (PDF). It's first deducted from the accrued interest and then – if necessary – the principal.
For our IRA Raise Your Rate CD, the penalty is calculated using the interest rate in effect on your account on the day you request the early withdrawal.
We'll waive the early withdrawal penalty for an IRA CD if the account owner:
- Passes away
- Is judged legally incompetent
- Takes RMD – we'll waive the early withdrawal penalty for partial withdrawals up to the RMD amount
Your withdrawal may be subject to an additional 10% Internal Revenue Service (IRS) tax if it's made before you reach age 59½. You may want to check with a tax professional before making a withdrawal from your IRA CD.Was this helpful?
- Yes
- No
Still have questions? Visit our Help Center
Select the form you need from the list below.
All IRA Plans
IRA Beneficiary Request for Distribution
IRA Change of Beneficiary
IRA Contribution
IRA Recharacterization
Traditional & SEP IRA PlansTraditional-SEP IRA Application
Traditional-SEP IRA Direct Rollover Request
Traditional-SEP IRA Distribution Request
Traditional-SEP IRA Required Distribution
Traditional-SEP IRA Rollover Election
Traditional-SEP IRA Transfer Request
Roth IRA PlansRoth IRA Application
Roth IRA Conversion
Roth IRA Distribution Request
Roth IRA Direct Rollover-Conversion
Roth IRA Rollover Election
Roth IRA Transfer Request


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Women's white long sleeve top with Caution Next Mood Swing In 59... Seconds printed in centre
Design ID: 2466838
i love rain Umbrellas Designed by Zombie-Pinguin
"Black and White" - Yin Yang -Cats Designed by modartis
i everything photoshoot Lanyards Designed by Zombie-Pinguin
cook Aprons Designed by milie
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What? White Hoodies & Sweatshirts Designed by CatsInLove
Turn me on Accessories Designed by ACPerona
Tested on Animals - Didn't Fit T-Shirts Designed by Thinkstuffs
The Walking Drunk Phone & Tablet Cases Designed by CheesyB
Form-fitting long sleeve shirt for women made from silky smooth cotton. Its high consistency (200 g/m²) stands for outstanding quality and complete opaqueness. Both the quality fabric and double-stitched seams on its neck and hems will guarantee durability and great comfort wear. 100% cotton.
still to fill


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First Business Celebrates 20 Year Anniversary
Madison, May 17, 2010: Wisconsin-based First Business Financial Services, Inc. is celebrating its 20th anniversary. The company was started in 1990 by Jerry Smith & Associates. It was the first business bank in the Midwest and had 167 investors from the community with $3 million in stock. First Business has since grown to become the 6th largest commercial bank in Wisconsin with offices in Madison, Brookfield, and Northeast Wisconsin. The company is publically traded on NASDAQ (FBIZ), is $1 billion in size, and is approaching $500 million in investment assets managed for clients. It is also one of the few banks to post a profit in each of the past two years.
About First Business Financial Services, Inc.
First Business Financial Services (Nasdaq:FBIZ) is a $1.3 billion Wisconsin-based bank holding company that specializes in focused financial solutions for businesses, key executives, and high net worth individuals through its operating companies. Its companies include: First Business Bank - Madison; First Business Bank - Milwaukee; First Business Bank - Northeast; First Business Trust & Investments; First Business Equipment Finance, LLC; and First Business Capital Corp. For additional information, visit www.firstbusiness.com or call (608) 238-8008.
The First Business Financial Services, Inc. logo is available at http://www.firstbusiness.com/logo
Forward-Looking Statements
This press release contains forward-looking statements that reflect the Corporation's plans, estimates and beliefs. When used in this press release, the words "anticipate," "believe," "estimate," "expect," "objective" and similar expressions and verbs in the future tense are intended to identify forward-looking statements. The statements contained in this press release involve or may involve certain assumptions, risks, and uncertainties, many of which are beyond the Corporation's control, which could cause actual results to differ materially from those discussed in the forward-looking statements. The forward-looking statements included in this press release are only made as of the date hereof, and the Corporation undertakes no obligation to publicly update such forward-looking statements to reflect subsequent events or circumstances. In addition to the assumptions and other factors referenced specifically in connection with such statements, the factors described in "Item 1A. Risk Factors" in our Annual Report on Form 10-K and the following factors could impact the business and financial prospects of the Corporation: general economic conditions; legislative and regulatory initiatives; increased competition and other effects of deregulation and consolidation of the financial services industry; monetary and fiscal policies of the federal government; deposit flows; disintermediation; the cost and availability of funds; general market rates of interest; interest rates or investment returns on competing investments; demand for loan products; demand for financial services; changes in accounting policies or guidelines; general economic developments; acts of terrorism and developments in the war on terrorism; and changes in the quality or composition of loan and investment portfolios.
Jodie Johnson
AVP - Marketing
First Business Financial Services, Inc.