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In honor of this year's Viva Florida 500 commemoration, Florida Chief Financial Officer Jeff Atwater announced the start of Florida's Financial History Challenge, a contest designed to engage students of all ages to learn more about the state's economic history.
The challenge, which is part of CFO Atwater's Your Money Matters initiative, encourages students to learn about people, places and events in Florida history and use the information they learn to contemplate financial decisions.
"It's very important that we teach our future financial leaders about Florida's diverse economic history and how it continues to influence our lives," said CFO Atwater. "Florida's Financial History Challenge is a great program because it offers students a unique and fun opportunity to learn about our financial history while helping prepare them to make smart financial decisions in the future."
Florida's Financial History Challenge offers a coloring contest for kindergarten through second grade students and the pictures they color will be displayed in the Florida Capitol in December. A drawing contest is available for third through fifth graders, an essay contest for sixth through eighth graders, and a video contest for ninth through 12th graders. Each contest is open to students enrolled in any public, private, charter, virtual, alternative or home school for the 2013-14 school year.
The Florida Humanities Council, Florida League of Cities, Florida Master Money Mentors, Florida Retired Educators Association and Step Up for Students are partners and co-sponsors of the contests. Many of the partners will participate in the judging along with the Florida League of Cities' ACE Culture Committee.
Each student participating in the Coloring Contest will receive a certificate of completion. First through third place winners in the other contests will be selected in each of three contest regions - North, Central and South Florida - and a total of $2,625 will be awarded to the winning students.
The essay contest's submission deadline is Oct. 11, 2013 (11:59 p.m. EST), after which time the judging process will begin. Winners will be announced by Dec. 31, 2013.
To find out more information about the contest, including contest rules and regions, visit www.MyFloridaCFO.com/YMM.
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At tonight's Patterson Park Working Group meeting, some degree of consensus on whether to add senior programming to the Casino building—and how to allow for vehicle access—is expected.
First District Councilman Jim Kraft said that while the Working Group will continue meeting monthly in order to update the park's Master Plan, he expects that the group will soon be ready to present a proposal for the seniors' access to the Casino.
Last fall, the community was outraged when the Recreation and Parks Department and the Health Department proposed adding 90-plus parking spaces to Patterson Park while relocating the services of the John Booth Senior Center, currently located in a crumbling building at 229 Eaton St., to the park's Casino building.
About 500 residents from the communities surrounding Patterson Park showed up to a meeting on Oct.1 and enthusiastically slammed the proposal, adopting the slogan "No more cars, no more parking, and no more paving."
Though they were less vocal, seniors from the John Booth Center also attended the meeting, in support of relocating senior programming to the Casino building. Ray Lubinski, a user of the John Booth Center and president of its advisory council wrote that moving to the Casino "would be wonderful."
Lubinski told the Guide that many of the 100-plus users of the John Booth Center use oxygen tanks, canes and walkers, and that walking from Baltimore St. to the Casino, located just northeast of the park's center, would not be viable for them. Several senior citizens told the Guide that they were not asking for the 90-plus parking spots of the original photo, but wanted to use the space already around the Casino.
Fast forward to today, and the Patterson Park Working Group, charged by Mayor Stephanie Rawlings-Blake to build upon the existing master plan to "create comprehensive, community-driven strategies to enhance green space, increase traffic safety, and facilitate improved recreational opportunities in and around Patterson Park" has been meeting since November.
The Working Group includes representatives from the community associations within walking distance of the park, from umbrella groups such as the Audubon Society and the Friends of Patterson Park, and from city departments such as the Health Department and the Recreation and Parks Department.
According to "framing" documents from April, the city and the community groups agree on several points, including:
Senior programming is welcome in the park.
Inter-generational programming should be encouraged in the park.
The [Virginia Baker Recreation Center] should be expanded and include programming for a variety of age groups.
There should be a drop-off area and [Americans with Disabilities Act compliant] parking near the Rec Center; however, a large parking facility that exclusively serves the Rec Center is not appropriate.
Vehicular circulation and parking should be minimized.
The document notes that "stakeholders have different views on what constitutes 'minimal' parking."
Other "divergent viewpoints," according to the document, include programming. While the community associations and umbrella groups see the park as "particularly valuable for its natural quality" and favor a "focus on passive issues" and a "less-intensive approach to programming and facilities use," the Recreation and Parks Department favors an approach that takes "advantage of available resources…to meet the recreational needs of as many users as possible," while remaining "sensitive to environmental conditions and the image of the park."
While the community associations and interest groups reportedly believe that "only vehicles that are absolutely necessary for park maintenance, safety, programming, and rentable facilities should be allowed in the park," Recreation and Parks believes that "desired programs should inform the minimal level."
With regard to parking, the Health Department has requested 25 total spaces "somewhat close to the Casino," with 20 of those spaces for seniors and five for staff. The community groups have taken the position that "vehicle access and parking should be limited to the bare minimum for maintenance, service, and ADA accessibility," according to the framing document.
Several sketches with potential parking plans for senior programming at the Casino building have been released. They are all available online at www.pattersonpark.com. Under the "general info" tab, click "Patterson Park Master Plan Working Group & Planning Committee," and scroll down to find meeting minutes, documents, and plan options.
by Erik Zygmont

subset: commoncrawl


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38 U.S. Code § 7322 - Breast cancer mammography policy
(a) The Under Secretary for Health shall develop a national policy for the Veterans Health Administration on mammography screening for veterans.
(b) The policy developed under subsection (a) shall—
(2) provide recommendations with respect to screening, and the frequency of screening, for—
Source(Added Pub. L. 105–114, title II, § 208(a)(1),Nov. 21, 1997, 111 Stat. 2289.)
Effective Date
Pub. L. 105–114, title II, § 208(b),Nov. 21, 1997, 111 Stat. 2289, provided that: "The Secretary of Veterans Affairs shall develop the national policy on mammography screening required by section 7322 of title 38, United States Code, as added by subsection (a), and shall furnish such policy in a report to the Committees on Veterans' Affairs of the Senate and House of Representatives, not later than 60 days after the date of the enactment of this Act [Nov. 21, 1997]. Such policy shall not take effect before the expiration of 30 days after the date of its submission to those committees."
Sense of Congress
Pub. L. 105–114, title II, § 208(c),Nov. 21, 1997, 111 Stat. 2290, provided that: "It is the sense of Congress that the policy developed under section 7322 of title 38, United States Code, as added by subsection (a), shall be in accordance with the guidelines endorsed by the Secretary of Health and Human Services and the Director of the National Institutes of Health."
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
|Description of Change
|Session Year
|Public Law
|Statutes at Large
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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Cramer's 'Mad Money' Recap: Better Days for Europe
Search Jim Cramer's "Mad Money" trading recommendations using our exclusive "Mad Money" Stock Screener.
NEW YORK ( TheStreet) -- The turn is Europe is now undeniable, Jim Cramer announced to his "Mad Money" viewers Monday. He said the turn in Europe will have a huge impact on U.S. stocks. However, so far absolutely no one is talking about it.
How did Cramer come to be so confident Europe's bottom has finally arrived? Because companies told him so in their conference calls. That was certainly the case with
General Electric
(GE), a stock Cramer owns for his charitable trust,
Management at Honeywell (HON) noted that while it's not ready to declare victory in Europe, things are indeed getting better. Meanwhile, PPG (PPG) said on its conference call that it, too, is seeing stability in Europe.Cramer said this trend was confirmed by Ingersoll-Rand (IR) and Johnson Controls (JCI), along with non-industrial names like VF Corp (VFC) and even Manpower (MAN), which saw hiring pick up in France, Italy and even hard-hit Spain. Cramer said the time is now to being investing in any of these names, but he prefers the Vanguard FTSE Europe ETF (VGK), which offers exposure to them all.
Catching the White WaveThere's no denying that the organic and natural foods space has been on fire this year, with stocks like Hain Celestial (HAIN) and Annie's (BNNY) up 36% and 33% for the year, respectively. Even a newcomer to the space such as Fairway (FWM) has rocketed 115% since its IPO early this year. But now all organic food stocks are treated equally, said Cramer. That's certainly the case with White Wave Foods (WWAV), the recent Dean Foods (DF) spinoff that makes primarily premium dairy products like soy milk and coffee creamers. While Hain Celestial trades at 25 times earnings with a 16.7% growth rate and Annie's trades at 26 times earnings with a 22.5% growth rate, White Wave has only managed to garner a 22.4 multiple despite its growth rate of 20%. That's far too low, said Cramer, given what this company can do. Investors were not thrilled with the company's last earnings reported on May 9. While the company beat by 1 cent a share, revenue were light and analysts were able to nitpick among the company's other metrics. But Cramer said White Wave is a leader in its category and its category is just getting started.
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Fruit flies, with a short lives and genes that are easy to manipulate, make excellent models for innovative research into cancer.
Natural Sciences [1]Professor Mike Cleary [2], a member of UC Merced's stem cell [3]consortium, is using these tiny bugs, formally known as Drosophila, in his cutting-edge work in cancer biology. Many of the genes that cause disease in humans have an equivalent gene in the genetic code of fruit flies. His work represents the campus' mission to pursue innovative solutions to major health issues.
Cleary is studying their neural stem cells, called neuroblasts, as a model for stem cell self-renewal and differentiation. Neuroblasts produce the diversity of cells types found in the nervous system.
Stem cells are undifferentiated cells that are capable of dividing and creating new cells.
Most of the time, stem cells are creating healthy cells for a person's body. However, they can start creating the wrong cells, causing cancer to develop. Increasingly, research suggests altered gene expression can cause stem cells to become cancerous. Researchers are still working to understand the behavior of stem cells and how they make self-renewal versus differentiation choices.
Fruit flies' short lifespan and rapid reproduction allows researchers to quickly see how gene manipulations affect the fly's development, Cleary said. Experiments involving mice can take up to six months.
Over-expressing or removing genes can cause mutations and large numbers of flies with different mutations can then be screened for brain defects, such as overproliferation of neuroblasts (causing brain tumors) or decreased proliferation (causing under-developed brains).
Understanding the regulation of neuroblast proliferation will likely be beneficial for preventing and combating cancer, Cleary explained.
"It could hopefully provide a target for human therapies," he noted.
Cleary did his undergraduate studies at UC Davis and was a graduate student at Stanford University. He said the University of California is the best public university system so he was eager to apply for an opening at UC Merced.
He praised the graduate and undergraduate students working in his lab for taking charge of the research.
"They're doing a great job," he said. "It gets easier as the lab becomes more self-sufficient."
[1] http://naturalsciences.ucmerced.edu/
[2] http://www.ucmerced.edu/faculty/facultybio.asp?facultyid=96
[3] http://stemcells.ucmerced.edu/


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Posts Tagged 'DLP'
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2012 Holiday Gift Guide: Televisions (list)
There's never been a better time to get a new TV to place in your living room, den or bedroom. Today's TVs don't just offer bigger screens, but there's also high-definition to make the picture stand out like it was real. Then a...
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BenQ EP5920 Digital Projector Review
If you're looking to get a big picture, you can get a big TV. But if you're looking to be able to take a big picture around with you, you'll need a portable front projector. That requires a projector that can handle being taken...
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Mitsubishi Diamond 842 82-inch 3D DLP Home Cinema TV Review
My neighbors put up with me because on occasion I help them out with their home theater problems. But I drew every askance look possible when the two guys wheeled this 82-inch HDTV over to my doorstep. Because it's big -- reall...
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Having cut my teeth, as it were, on a Novabeam which, for all practical purposes was a front projector for the 1980's -- I always turn to a projector with a sense of wonder and excitement. For those who need to know, a front pr...
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COUPON EXPIRES 6/23. Here's awesome savings on the Acer X1161-3D SVGA DLP Projector. Features 800x600 3-D Ready resolution; 2500 lumens; 4000:1 contrast ratio; VGA & Component inputs. Newegg has it for (more…)
Vivitek H1080FD DLP Projector with Screen and Mount – $902 After Rebate
TigerDirect has a solid price for the Vivitek H1080FD DLP Projector with Screen and Mount. This projector uses dlp technology, 1800 lumens, 4000:1 contrast ratio and more. It's (more…)
ViewSonic PJD5111 DLP Projector – $390 + Free S&H
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BenQ W6000 1080p DLP Projector – $2,000 Delivered
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Whisky Type
Laphroaig 12 Year Old Highgrove Cask #136 Islay single malt Scotch whiskey. 1997 vintage bottled 2009 for HRH Prince Charles' exclusive Highgrove collection.
Laphroaig Distillery was established in 1815 on the rocky south coast of the Isle of Islay off the west coast of Scotland. Laphroaig is a malt whisky distillery which continues to malt barley using its traditional malting floors and malt kiln. In 1994 Laphroaig was awarded the Royal Warrant. Visitors are welcomed at the Laphroaig Distillery visitor centre where distillery tours are available. Laphroaig Distillery participates in Feis Ile, the Islay Festival of Malt and Music.
A wonderfully complex Laphraoig. Salt, smoke, seaweed, liquorice and lemon just for starters.


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Curious about what some of these terms mean? Just ready to wonk out? We've put together a list of definitions for you here.
- Actuarial Value
Actuarial values are estimates of how much the insurance plan will pay of an "average" person's medical expenses. For example, if an "average" person expects to have $10,000 in medical expenses, a plan that pays $7,500 of those expenses (after co-pays and deductibles) has an actuarial value of 75 percent. Note it is the average amount of coverage, not how much any given individual/family would pay. The plans that the health insurance exchanges will offer will be ranked by their actuarial value, as designated by the health care reform legislation signed in March 2010.
- Annual and Lifetime Limits and Caps
Many health insurance plans only cover costs up to a certain dollar amount, for a particular type of service, in a particular year, or over a beneficiary's lifetime. For plan years beginning after September 2010, insurers will be prohibited from setting a maximum amount of money that the plan will pay over the beneficiary's lifetime. This is a big change; currently 70 percent of large employers offer health plans with lifetime limits. Also for plan years beginning after September 2010, employers will no longer be allowed to implement "unreasonable" annual limits. The definition of "unreasonable" will be determined by the Secretary of Health and Human Services. In 2014, the annual limits will be completely prohibited. These "limits" are also commonly referred to as "caps."
- Catastrophic
Plans that offer coverage for only high-cost expenses are called catastrophic plans, because they only provide benefits in the event of a medical catastrophe, or when medical costs exceed a very high deductible. Starting in 2014, Americans under age 30 – or those for whom premiums would exceed 8 percent of income – are the only ones who purchase special catastrophic-only coverage to comply with the individual mandate. Because of the limited benefits offered under catastrophic coverage, the premiums will cost slightly less each month; however, these premiums savings may be offset by up to $5,950 in potential pre-deductible out-of-pocket medical expenses.
The Congressional Budget Office is an independent agency of the federal government that provides Congress with economic data and cost estimates on proposed legislation. The CBO was important during the health care reform debate because its estimates are considered unbiased.
The Centers for Medicare and Medicaid Services is part of the US Department of Health and Human Services. It is responsible for the administration of Medicare and Medicaid programs, and will play an important role as Medicaid is expanded and Medicare payments are altered from 2010-2014.
- Co-Pay
A co-pay is a small, fixed amount of the bill that a patient with health insurance is responsible to pay at each doctor's visit or when filling a prescription. On most health insurance plans, co-pays range from $10-$25. Co-pays, along with coinsurance, are considered part of a insurance consumer's "out-of-pocket" expenses.
COBRA (Congressional Omnibus Budget Reconciliation Act), a law passed in 1985, requires employers to allow employees and their dependents who lose their health insurance coverage to buy an extension of coverage. These extended health benefits themselves are referred to as COBRA and are generally very expensive. In 2009, President Obama included a subsidy for COBRA premiums of up to 65 percent as part of the Stimulus bill. The original deadline for eligibility was December 31, 2009, but with unemployment still over 10 percent Congress extended AND expanded the subsidy before the year ended: the subsidy was expanded for an additional six months for a total of fifteen and would apply retroactively meaning those that already exhausted their nine months could receive a benefit or credit if they already began paying more or the premium or have the subsidy automatically increased if not; the extension of the subsidy pushed back the eligibility deadline to the end of February. It was extended again in March and in April meaning workers laid off between March 1 and May 31 would be eligible. Congress is currently working through whether to include a further extension as part of the upcoming jobs bill.
- Coinsurance
Coinsurance is a type of cost-sharing in which the insurance company pays for a percentage of the total cost of medical treatment, and the patient pays the rest. Often, an insurance plan will designate certain providers with a lower rate of co-insurance than others. When seeing a group of providers means that the patient pays less, then those providers are often referred to as "in-network." The rate of coinsurance often varies within an insurance plan depending on the type of medical services in question. Under health reform legislation, coinsurance will be prohibited for recommended preventive benefits, such as immunizations, starting for new health plans after September 23, 2010.
- Community Health Centers
Community health centers are community-based organizations that provide comprehensive primary care and preventive care, including health, oral, and mental health/substance abuse services to persons of all ages, regardless of their ability to pay. Community health centers charge for services on a community board-approved sliding-fee scale that is based on patients' family income and size. Most community health center patients are low incomes, and many, but not all, are uninsured. The Department of Health and Human Services provides support to some community health centers
- Deductible
The amount that someone who buys health insurance must pay for medical services before the insurance company will start picking up the costs. Generally, plans with higher deductibles have lower monthly premiums. Plans targeted at young people, such as the catastrophic coverage plans in the 2010 Health Reform legislation, often have very high deductibles.
- Dependent
Dependents are typically children or spouses of insured individuals. When individuals or employees buy health insurance, they often have the option to buy a plan that provides coverage for their spouse, children or other individuals under their care. Children and others under their care are generally called dependents, but the exact definition of who qualifies as a dependent varies in each state. Under the 2010 health reform legislation, the US Department of Health and Human Services issued regulations about who qualifies as a dependent for purposes of purchasing health insurance. In short, insurance companies that provide dependent coverage for children must provide that coverage until the children reach 26 years of age, and can no longer discriminate based on financial dependency, student status, or residency. To learn more about these regulations, visi our summary.
- Doughnut hole
The "doughnut hole" is a coverage gap in the Prescription Drug benefit of Medicare (Part D), the public insurance program for seniors. Before health reform, if a Medicare recipient's drug costs were less than $2,700, then Medicare covered most of the costs, and if they were more than $6,134, then Medicare covered most of the cost. However, seniors with medication expenses somewhere in between $2,700 and $6,134 were responsible for those bills. Beginning this year, any Medicare beneficiary who crosses into the doughnut hole will receive a $250 refund check to help pay for their drugs. Then, starting in January, patients in the coverage gap will get a 50 percent discount on brand-name drugs. Beginning in 2013, the government will provide gradually increasing subsidies that fully close the doughnut hole over the next ten years to cover almost the full cost of prescription drugs for seniors.
- Employer-Sponsored Insurance
Most Americans currently purchase their health insurance coverage through their employer (ESI) –about 159 million non-elderly Americans were covered this way in 2009. Employer-sponsored health coverage is usually cheaper than buying non-group coverage because the employer pays for part of the premium, and because firms with many employees can negotiate with insurance companies. However, young adult workers were half as likely to be covered by their employer as older workers –35 percent versus 62 percent–in 2008. This difference occurs because young adults workers are more likely be unemployed, hold part-time jobs, or work for businesses with few employees that do not offer ESI.
- Enrollment Period
The Enrollment Period is the period of time during which a consumer is allowed to enroll in a group health insurance plan, and those times vary depending on the insurance plan. The new dependent coverage regulations clarify that insurance companies must provide at least a 30-day open enrollment period for eligible dependents to join. The regulations also require this opportunity to enroll must begin by the beginning in the first plan year after September 2010. It is important that young adults and their families pay attention to this open enrollment period because, if missed, they might have to wait until the next standard open enrollment period in order to get coverage.
- Exchanges
Health insurance exchanges will be the new marketplaces that states will set up so that people can buy health insurance if they do not have health insurance through their employers. These exchanges are particularly important because they will offer a single place where consumers can learn about and compare health plans. They will also help ensure that insurance plans meet the new laws' quality controls. The state-based exchanges will open in 2014. Americans with incomes between 100 percent and 400 percent of the Federal Poverty Line may be eligible for discounts on the insurance they buy through the exchanges.
- Exclusion from gross income
Currently, employers can provide health insurance benefits to their employees without having to pay any taxes on them. That means they are excluded from the total taxable income that is declared on our taxes. Before federal health reform, the portion of a health insurance premium that was used to pay for coverage for adult children was not allowed to be non-taxable. Beginning in September, both employers and employees can cover their adult children without paying taxes on their payments.
The Federal Medical Assistance Percentages (FMAPs) are used in determining the amount of Federal matching funds for State expenditures for assistance payments for certain social services, including Medicaid. The FMAP rates will increase (i.e., a larger percentage of federal dollars will be spent) to help states pay for the new expansions in Medicaid that begin in 2014. In the short term, President Obama has asked Congress for earlier FMAP aid for states. However, it is unclear whether Congress will appropriate those funds.
- Grandfathered Plans
Policies that were issued prior to March 23, 2010, are considered "grandfathered" plans. Some of the reforms below will not apply to grandfathered plans, such as preventive benefit coverage requirements. Beginning in September 2010, grandfathered plans will also be prohibited from kicking people off their plan due to sickness (rescissions) and be prohibited from having a maximum lifetime limit on the benefits they will pay for. Beginning in 2011, grandfathered plans will have to prove that they are spending a high percentage of their premium dollars on health care services (medical loss ratios). The legislation does not specify the amount of change a plan can undergo before it is no longer considered a grandfathered plan and is subjected to those provisions affecting new plans. The Secretary of HHS will have to address this in her regulations.
- Health Insurance Subsidy (tax credit)
Beginning in 2014, all Americans under 133 percent of the federal poverty line will be eligible for Medicaid. That year, Americans with incomes up to 400 percent of the federal poverty line – for an individual that is about $44,000 a year – will qualify for some level of subsidy. Subsidies would be provided on a sliding scale, with those who make less getting a bigger boost and those nearer the top getting a smaller one. These subsidies must be used to buy insurance plans in their state's exchange. However, the subsidy will be based on the income reported on taxes for the prior year, which might be a problem for young adults with incomes that are less stable. For an estimate on whether you may qualify, check out this calculator.
HHS or Health and Human Services is one of the United States federal executive departments, the administrative arms of the President. The Secretary of HHS serves in the President's cabinet. As their website states, the Department of HHS is "the principal agency for protecting the health of all Americans and providing essential human services, especially for those who are least able to help themselves". Consequently, the health reform bills that passed the House and Senate in March of 2010 authorize the Secretary of HHS (currently, Kathleen Sebelius) to regulate many aspects of the implementation process.
- High Risk Pools
Originally designed, high risk pools were non-profit associations created by the states to provide insurance to residents considered medically uninsurable and who therefore struggled to buy coverage in the individual market. Operating in approximately 34 states, the high risk pools vary in eligibility, funding, cost-sharing, and more. Consequently, some do not provide adequate coverage for the persons they aimed to help. The health care reform law creates a temporary national high risk pool with $5 billion in federal money. It will also offer subsidized premiums to people who have been uninsured for at least six months and have yet-to-be-defined medical problems. It will be effective within 90 days of enactment until January 1, 2014, when discrimination against this segment of the population will be illegal
An HMO, or health maintenance organization, is a type of health insurance coverage that falls into the category of managed care (as do PPOs). In an HMO plan, the patient selects a Primary Care Physician from a network of doctors specified by the HMO. Thereafter, the Primary Care Physician provides referrals for the patient if he or she needs any specialty medical services. In most HMOs, all specialty services are covered if there is first a referral, and a provider who is part of the HMO's network is used. Most HMOs do not require referrals or in-network providers in the case of medical emergency.
- Medicaid
Medicaid is a federal entitlement program that was enacted in 1965 under Title XIX of the Social Security Act to provide health insurance coverage to certain low-income Americans. The program is operated on the state level, and allow for varying levels and categories of eligibility. However, the federal government provides guidelines and provides a portion of the funding based on the Federal Matching Assistance Percentages (FMAP). Before the new health care law, those federal guidelines covered pregnant women making less than 133 percent of the poverty level, their infant children, and some disabled individuals, among others. The health care reform legislation passed in March expands eligibility to everyone earning up to 133 percent of federal poverty level, beginning in 2014. The cost of this expansion will be covered almost exclusively by the federal government in the early years of expansion. The Center on Budget and Policy Priorities - wrote a policy brief here
- Medical Loss Ratio (MLR)
The percentage of premium dollars an insurance company spends on medical care, as opposed to administrative costs or profits. Beginning in January 2011, insurance plans in the large group market must have a minimum medical loss ratio of 85 percent, and those in the small group and individual market must have minimum medical loss ratios of 80 percent. If a plan does not meet the ratio, it must return the extra premium dollars to plan enrollees as a rebate. The definitions and breakdowns between medical costs and administrative costs will be determined by the Secretary of HHS.
- Medicare
Administered by the Centers for Medicare and Medicaid Services, Medicare is the nation's largest health insurance program. It was created to cover people age 65 or older, some disabled under age 65, and people of all ages with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant). The two main parts, Part A and Part B, refer to hospital insurance and medical insurance respectively. Part C includes the Medicare Advantage Plans for people that wished to receive their coverage through private insurance companies. Part D is the prescription drug plan enacted fin 2006. The latter two parts were a major focus of the health reform that was enacted in March 2010; Medicare Advantage programs were the target of eliminating waste, fraud, and abuse because it was reported that many paid higher premiums for extra benefits and in Part D many wanted to close the "donut' hole or gap in prescription drug coverage.
- Out-of-Pocket Expenses
These expenses include all health care costs besides premiums. This term encompasses payments such as deductibles, co-payments, and co-insurance that are not covered by insuranees.
- Out-of-Pocket Maximum
A yearly cap on the amount of money individuals are required to pay out-of-pocket for health care costs, excluding the premium cost. In the new high risk pool that begins in July 2010, the annual out-of-pocket medical costs will be capped at $5,950 for individuals and $11,900 for families.
- Pell Grants
Pell Grants, formerly called the Basic Educational Opportunity Grants (BEOGs), is a type of post-secondary, educational federal grant program sponsored by the U.S. Department of Education, named for U.S. Senator Claiborne Pell. They do not require repayment and are awarded based on "financial need" determined by the FAFSA (Free Application for Federal Student Aid). Specifically, the amount is based on four factors: the student's expected family contribution (EFC); the cost of attendance (as determined by the institution); the student's enrollment status (full-time or part-time); and whether the student attends for a full academic year or less. The reconciliation bill, the second piece of the health care reform legislation passed and signed by President Obama in March 2010, included a provision reforming the student loan industry that would result in an increase in the amount of Pell grants awarded. For more information see.
- Pre-Existing Conditions
A pre-existing condition refers to a medical condition for which a person received a diagnosis or treatment within a specified period of time prior to applying for insurance. Benefits for treating such illnesses or conditions can be excluded for a defined period of time by health care providers or require payment of higher premiums and out-of-pocket expenses. In 1996, Congress passed the Health Insurance Portability and Accountability Act (HIPAA) to protect individuals and families when transitioning between coverage, but pre-existing conditions remained a large focus of the recent health care debate. Under the law enacted by President Obama in March 2010, insurance carriers will no longer be able to discriminate based on pre-existing conditions starting January 1, 2014. For children, this prohibition on discrimination starts right away; temporary high-risk pool programs are intended to serve as a back stop for others before this time. Pre-existing conditions also cannot be excluded for young adults who rejoin their parent's plan as dependents beginning in September 2010. This new pre-existing condition law is very popular, and it is one reason that a mandate was required. (If people were not mandated to buy insurance, but also couldn't be denied for a pre existing condition, then they could wait to buy insurance until they got sick – driving everyone else's premiums up starkly.)
- Premium
The constant amount paid for health insurance on a periodic basis. The cost could be shared between employers or government and individuals. Unlike cost-sharing, premiums do not change from month-to-month based on how much a health plan is used. Due to the new health reform law, states must establish an enforcement mechanism for preventing unreasonable premium increases in 2011. Some states have already passed laws establishing that review process, and the Department of Health and Human Services is providing $250 million in grants to help states get started with the process. Beginning in 2014, premiums will no longer be allowed to vary based on gender or health status.
- Rescission
A rescission occurs when a person pays his or her health care premiums to a health insurance provider and then has the health insurance canceled upon getting sick. Beginning in all plan years after September 2010, insurance companies can no longer rescind policies except in cases of fraud and abuse. Unlike some reforms, this applies to both new plans and grandfathered plans.
- Reconciliation Bill
The Reconciliation bill, also referred to as the "fix-it" bill, was the piece of legislation passed by the House and the Senate after the primary health care reform bill was signed into law. The name derives from the method used to pass it. During the budget process, Congress is allowed to incorporate instructions to use reconciliation into the budget resolution. Reconciliation bills are filibuster proof, meaning 60 votes are not needed in the Senate to end debate and come to a vote (instead, debate is limited to twenty hours). To use the method, the legislation must only address budgetary affairs and according the Byrd rule, can not increase the deficit beyond ten years. With the loss of the supermajority in the Senate in January 2010 with the election of Scott Brown to Senator Ted Kennedy's old seat, reconciliation became the tool of choice to address the differences in the Senate and House's respective health care reform bills (passed in December and November 2009 respectively).
- Regulatory Process
After Congress passes legislation and the President signs it into law, different federal agencies are charged with the process of creating regulations that meet the criteria outlined by the newly enacted laws, overseeing the implementation process, and often enforcing those regulations. The U.S. Departments of Health and Human Services, Treasury, and Labor have been given the task of writing these regulations and ensuring a smooth transition from the previous structures and programs in place to those that should allow for more Americans to receive more adequate coverage.
Created in 1997 and administered by the U.S. Department of HHS, the State Children's Health Insurance Plan (SCHIP) or more simply the Children's Health Insurance Plan (CHIP), is a program that provides matching funds to states for health insurance to families with children. The states run the programs according the requirements set by CMS, but still vary widely in implementation and structure. The program has been reauthorized twice in its history, most recently in 2009 at the beginning of President Obama's administration.
- Self-insured
A self-insured group health plan (also called 'self-funded') is one in which the employer assumes the financial risk for providing health care benefits to its employees. In practical terms, self-insured employers pay for each medical cost as it is incurred instead of paying a fixed premium to an insurance carrier. In the past, self-insured plans have been exempt from state laws that expand dependent coverage. In plan years beginning after September 2010, self-insured plans must follow the federal expansion rule.
- Student Health Insurance Plans
In efforts to reduce the number of uninsured young adults, many schools are asking for proof of insurance for enrolled students and offering a coverage option for those that don't or don't meet certain requirements. Approximately 60 percent of all colleges currently offer student health plans. Eligibility requirements are typically less restrictive than on individual plans, but there are huge variations in the costs and benefits of these plans. The health reform law states that schools may continue to offer these plans, but does not specify if they will be categorized the same way as all other individual plans, or if insurance reforms may effect them uniquely.
- Tax Credit
See "Health Insurance Subsidy"
- Underinsured
A plan is considered "underinsurance", if it does not cover the medical needs of the person who buys it. Due to the large variety of health insurance plans in the market, there are some plans that leave its participants underinsured because they face out-of-pocket expenses or limits on benefits that may affect their ability to access or pay for health care services.
- Find out why reform matters for you
- Find out why you should get covered
- Learn about what's coming next with health care reform
- In college? Read the latest on college plans
- Take action by joining our Getting Covered campaign
- Ready to Wonk out? View our glossary to learn more.


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#god #good vs evil #choose #its up to you #your life
I'm Steven, im 18, from new york & My tumblr is about just the things i like, find funny, people that inspire me, cool stuff, interisting stuff. Hope you'll like it reblog it & follow me for more cool stuff comming up :D & thanks for the people that reblog my photos & followed me :D .
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does not include shipping and tax
Lifetime limited warranty
List Price $275.57 Save $105.58 (38%)
Want it delivered 09-25-2014?
Order it in the next 22 hr and 30 min and choose Next Day Air Morning at checkout. Details
Excluded from coupons This item is not eligible for coupon discounts
Average Customer Review4.5 (6 reviews)
Create an online reviewand share your thoughts with other customers
Things I liked:Typical Wierauch quality. Mounted a red dot sight. Took about 12 shots to sight in. Rested fore grip of pistol while shooting with both hands. Little recoil for a break barrel springer. Was shooting nickel-sized groups at 10 meters in no time. A very sweet pistol. Very easy to cock. Probably the least expensive of the Wierauch air pistols.
Things I would have changed:Would like to try the Wierauch pistol scope with this gun. Unfortunately, it appears that pistol scopes cannot be imported into the USA.
What others should know:This is not really 10 meter target pistol. It's great for short range plinking. For 10 meter target shooting go with the Izzy, or the HW75, or the Webley Alecto in the pump pneumatics. For the ultimate in accuracy go with a PCP setup--but the Izzy is very, very accurate at a fraction of the price of a good PCP setup.
Things I liked:Very well made,smooth operation,balance,finish,accuracy,trigger,German made.I love this pistol.I'm used to shooting my Crosman 2400 with 10" Walther Lothar barrel/TKO break but this one is self contained,no co2 needed and more fun and challenging to shoot.I mounted a 2.5x CenterPointe pistol scope using a BKL one piece mount that i already have.
Things I would have changed:nothing.
What others should know:Great value for a German made pistol.I got mine this Friday(12th)and shot about 300 rounds.It has a little recoil so i aim a little lower to hit my target.Mine likes the Crosman HP premiers and fits really tight.Also tried H&N Trophy but not happy with the results.I have had great luck with the Premiers with all my guns.10-15 yards accuracy is pretty good for a barrel that is only 6.3" long.Very easy to cock with the muzzle break(screwed)attached.Feels more powerful than 440fps or maybe it is all new to me.I recently tried the HW50s in .22 but that one was a lot of work.Trigger is easy to adjust.I actually ordered mine from AGD thinking it will get to CA sooner but it ended up coming from PA(Ohio)and it took 5 freaking days to arrive but well worth the wait.Buy this gun and you won't regret it.It feels like it will last forever.
Things I liked:This superb pistol made by Weihrauch of Germany is very accurate and well designed. The trigger is adjustable, and the grip is comfortable. Taking a tip from other reviews, I put Loctite on the two screws holding the rail in place, and have had no problems with them loosening. Though it doesn't have the power of a Diana LP-8, which I also own, it's every bit its equal in all other regards. It's also lighter than the Diana. Its exceptionally smooth operation makes for enjoyable shooting. Typical Weihrauch quality.
What others should know:I haven't found it to be overly particular about which pellets I use.
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Ford's chosen to unveil it's new compact at Mobile World Congress, a week ahead of the big auto show in Geneva. It packs better tech inside, new driver aids, and a subtly revised exterior.
Pricing not available
Though its standard cabin tech is a mixed bag, the 2015 Volvo S60 T6 Drive E boasts loads of available safety features and one of the most complex and entertaining powertrains in this class.
It's not just luxury car buyers who are interested in advanced safety technology. Ford says that consumers are adopting these features in higher rates than expected.
The boxy 2013 Ford Flex SEL AWD is not for everyone, but it's worth a look if you're in the market for a big vehicle with big space and plenty of available cabin tech.
The 2013 Ford Escape Titanium is a whole new car, both inside and out, offering great tech where the rubber meets the road and unique automation technologies that make it an easy car to live with.
The cancellation of the Lincoln Town Car leaves a huge void in the fleet vehicle market that Ford-Lincoln plans to fill with a pair of Lincoln MKT livery variants.
CNET Car Tech reviews the 2008 Volvo S80.
Ford engineers use math and music theory to develop warning tones for the 2012 Ford Focus.
The 2008 Volvo S80 is one of the more comfortable cars we've tested, and gets good mileage for a car of its size. Cabin tech doesn't go out of its way to work with personal electronics, but the safety gear is cutting edge.
Pricing not available
Combining a highly efficient hybrid power train with top-notch standard and optional cabin tech, the 2010 Ford Fusion Hybrid is both a great tech car and a great value.
Pricing not available


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WOODBURY, N.J. (AP) - The Roman Catholic Diocese of Camden has bought a mansion from Rowan University to use for a bishop's home and functions.
Diocese spokesman Peter Feuerherd tells the Courier-Post that more space was needed for Bishop Dennis Sullivan to meet with donors, benefactors and use as workspace.
The $500,000 sale closed Dec. 23.
The bishop currently lives in an apartment at the St. Pius X Retreat House in Blackwood. The church is selling the Blackwood home where previous bishops lived.
The new home in Woodbury was controversial for Rowan University, which bought it in 2000 as a home for then-President Donald Farish.
The university had been trying to sell it since Farish left in 2011.
The 1908 home has an in-ground pool, three fireplaces, a library and a five-car garage.
Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
KMSP-TV11358 Viking DriveEden Prairie, MN 55344
Phone: (952) 944-9999Fax: (952) 942-0455


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Pizza Parlano
The Lemongrass chicken Egg Rolls. We used the Thai Kitchen sweet and spicy suace with them(bought elsewhere) very very good.
Pizza Parlano
The Lemongrass chicken Egg Rolls. We used the Thai Kitchen sweet and spicy suace with them(bought elsewhere) very very good.
Yes to those lemongrass egg rolls! Good stuff. I'm a fan of the potstickers they have there, and you have to pick up candy cane Joe Joe's!
I have to try those enchiladas everyone is ranting about. I haven't found a decent Mexican restaurant up here, so I'm desperate.
Beef Mini Tacos
Chicken Potstickers geyoza(sp?)
my faves
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Now go away.
So the candy cane Joe Joes weren't bad enough? Now they've dipped them in chocolate... bastards.
I tried the edamame hummus advertised in the Holiday Trader Joe's Flyer and it was just ok. Still prefer the spicy hummus over the other flavors I've tried.
They also had samplers of the Wild Mushroom & Black Truffle Flatbread the last time I was there. That was pretty tasty, and it's in the frozen section.
I haven't tried the edamame hummus. I've been working sparingly with finals on the horizon and missed the last tasting we did.
Right now, my two favorite frozen items are the 99% FF Bean/Rice burritos and the Kung Pao Chicken, though I wish it had a little more chicken.
I also should mention that the lemon tarts and the curry chicken stix are f'n delicious.
Chocolate chip cookie ice cream sandwich
Those things are bomb diggity. They are NOT meant to be nibbled.
And thats how you get ants!
The frozen rice, jasmine or brown, is ALWAYS in my freezer. Makes dinner a hell of a lot easier when I can have rice in 3 minutes.
The bags of frozen fruit (blueberries, strawberries, mango, pineapple, and sometimes blackberries) are always in my freezer for smoothies. The kids dig.
Choc chip mint ice cream!!!!!


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ROCK COUNTY, WI (WTAQ) - A Whitewater man was due in court Wednesday, after he was arrested at gunpoint for a domestic incident and a high-speed police chase.
40-year-old Larry Shannon has already been charged with a half-dozen traffic violations that include reckless endangerment. And authorities say he also faces criminal counts that include 3 counts each of attempted homicide and false imprisonment.
Three people were hurt – two seriously – in the domestic incident, which occurred at a Whitewater home late Monday afternoon.
Rock County sheriff's deputies said several family members were involved in the disturbance. Two victims fled before officers arrived, and were taken to a Fort Atkinson hospital with serious injuries.
Officials said a child also received cuts in the incident – and when it ended, Shannon took two children and fled.
Officers spotted the vehicle near Beloit, and began a pursuit at speeds of up to 75 miles an hour. The chase ended when an officer drove into the side of Shannon's car, forcing it to turn sideways and stop.
Officials did not say whether the youngsters in the car were Shannon's kids.


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KOOTENAI COUNTY, Idaho -- The Kootenai County Sheriffs Office geared up for Memorial Day Weekend by putting more marine deputies on Lake Coeur d'Alene.
Kootenai County recorded 38 boating-equivalents of DUI's. The rest of the counties in Idaho recorded 18 combined.
Ten deputies finished their training. They are prepared to be patrolling the water over Memorial Day Weekend.
"They enforce all the laws on the water just as a patrol guy would do on the road," said Lieutenant Stu Miller of the Kootenai County Sheriffs Office. "On a road we know they got stopped for a speeding violation. On the water they don't know why we stopped them sometimes."
The unit also reminded everyone to wear a life jacket. The water might be cold even though it is warm outside.


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- Whiten by removing up to 80% of surface stains
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- Removes up to 80% of surface stains in just 14 days
- Special paste-gel hybrid formulation
Remove up to 90% of surface stains in just two weeks and help prevent new stains from forming!
Crest® 3D White™ Advanced Vivid toothpaste combines a patented, enamel safe whitening ingredient with Whitebond™ technology to help prevent future stains from forming. The striped formula provides the cleaning of a paste with the freshness of a gel to clean and whiten with a cool blast of mint.
Start seeing results after just 1 day when you use Crest® 3D White™ Advanced Vivid toothpaste along with Crest 3D White Professional Effects Whitestrips®, Multi-Care Whitening rinse and Oral-B® Pulsar™ 3D White Advanced Vivid toothbrush.
Can remove up to 90% of surface stains for a noticeably whiter smile in just 14 days
Micro-cleansing whiteners coat your teeth to loosen surface stains while the unique formula creates a foaming action that helps polish them away to gently whiten teeth
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Active Ingredients: Sodium fluoride (0.24%)
Inactive Ingredients: Water, Sorbitol, Hydrated Silica, Disodium Pyrophosphate, Sodium Lauryl Sulfate, Flavor, Cellulose Gum, Sodium Hydroxide, Sodium Saccharin, Mica, Polyethylene, Carbomer, Xanthan Gum, Titanium Dioxide, Blue 1 Lake (CI 42090)
Adults and children 2 yrs. & older: brush teeth thoroughly after meals or at least twice a day or use as directed by a dentist. Do not swallow. To minimize swallowing use a pea-sized amount for children under 6 years


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Effective anti aging ways and methods with the use of skin care products, advanced technologies and recipes for de aging and low calories nutrition
According to the study, at least one in three women over the age of 30 years, uses anti-aging products for skin care. And it seems that the wrinkles are paramount in dealing with cosmetic issues and as a result, we spend millions of dollars annually on anti-aging products and cosmetic procedures such as Botox and facelifting,which are becoming increasingly popular.
The above is no surprise since it is hard not to notice our wrinkles and fine lines as we are constantly being bombarded with airbrushed models on our every step. However, before we can take control of our age spots and the elimination of our fine lines and wrinkles, we need to understand what is good and what is bad for aging skin.
The first thing to keep in mind is that no matter what you do, your skin will age you will develop fine lines and wrinkles, etc. It is important to remember, however, that a healthy lifestyle will determine the condition of your skin. Not every skin ages the same, but what are the factors that a
Anti aging products
The purpose of the information I'm going to share with you over the next few days will only help you achieve the body you desire IF you actually take the time to read (and act on) it! While having a sexy body can work wonders on a person's social life and confidence, and while it's ok to be a little bit vain once you achieve that sexy body; the main thing to remember is that our HEALTH is the most important thing! It no secret that science and medicine have shown us that overweight people are more prone to suffer from heart complications and other equally painful and deadly, diseases. For example, people with very high levels of cholesterol and blood fats (triglycerides) are likely to suffer strokes and heart failure. Additionally Type 2 diabetes is also one complication of being overweight. Research has found that fat cells are less receptive to insulin than muscle cells. And, as we all know, excess fat means excess weight. The list of negative issues involved with being overweight is a mile long…but thankfully, so are the benefits of being involved in a healthy weight loss program.
Hollywood Weight Loss Secrets
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Hernia of the intervertebral disc - a phenomenon which is breaking the shell disk and exit fibrous contents in the spinal canal, which leads to pinched nerve, inflammation of the surrounding soft tissues and other dangerous pathological effects.Herniation of intervertebral disk may be manifested in the form of the following symptoms:-severe pain, which often occurs when it is tilted at the same time turning to the side, often in conjunction with weight lifting, "chamber";-restriction of mobility of spine;-autonomic disorders of the skin (violation of tone and skin temperature, dryness, etc.); dizziness;-numbness of fingers and toes;-pain in the leg, passing more often on the back and less on the anterior and lateral thigh to the foot Eugene KolosovJoin to pain elimination system Or visit site about pain elimination and weight reduce
site of pain elimination system http://getridpain.com/
In the adult human spine has four bending in the sagittal plane. Curves convex forward called lordosis, bends convexity ago - kyphosis. Thanks to them we gain a correct posture: the torso and the head kept upright, the chest at a flat line protruding abdomen, lower extremities, ie legs, stand straight and strong. Sometimes the patient is frightened, looking at his own X-ray of the spine. A frightened not really need: All right, so it must be formed the backbone of a healthy person. This is only a baby, he looks different. Their spines are not yet kyphosis and lordosis. All natural physiological curves - and kyphosis, and lordosis are useful and absolutely necessary. Thanks to them, the spine can withstand the axial load is 18 times greater than the concrete post of the same thickness. Kyphosis and lordosis attached to our spine unusual property-elastic property. That is why our spinal column has the ability during physical work of distributing a dangerous strain on all of its divisions relatively evenly. Quite otherwise respond to the impact of the aggressive forces of the concrete pole: over time, there arise "pain points", cracks, and it breaks. The size and severity of physiological curves are different, they depend on the characteristics of each person - because in the details, people are different, they are only in general construction is the same. Another thing, when a constant misuse of the body, or any other circumstances, the spine curves are modified and become pronounced painful form. It is the malady. How does he look like? For example, like this: the spin acquires stooping form, her shoulders dropped, the chest becomes somewhat плосковатой … "His life is bent" - say about a man with a pronounced thoracic kyphosis. Yes, it is often the case with the elderly and senile age. But when we stoop-shouldered young man - is primarily a manifestation of the disease, rather than the hard life and old age. Initially stoop deliver only cosmetic inconvenience. But eventually appear and become persistent back pain that interferes with and learning and work, and recreation. And what happens in the spine? Bodies are deformed vertebrae, intervertebral discs are compressed. Slouch - a disease spread, but the sick often learns about it too late. But development can be prevented by regular stoop, "home" means. If 12-13 years in the child began to take shape slouch, but it did not pay proper attention, then stoop to adolescence can become a "round the back" … And then it is unlikely to straighten even the most experienced doctor.
Eugene Kolosov
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We offer you a simple recipe that is useful to all who have any violation of posture. Those who do it is minimal, can get rid of it altogether. But if time has been lost, use this technique to prevent further progression of disorders in the spine. So, leaning against a vertical flat surface, such as a wall. Be sure to touch her nape while deployed, slightly drooping shoulders, shoulder blades, buttocks and heels. Wait a few seconds, note the position reached by the body and maintaining it, get away from the wall. That is correct posture. Several times a day correcting their posture, using this method. Let your muscles "remember" and maintain correct posture, even if you're far from "curing" your walls. Clarification: by virtue of age or individual to individual during the occiput touching the wall head can be thrown back or, conversely, lowered down. To prevent this from happening during the "settings" should put a hand behind his neck in the first case and under the shoulder blade - in the second. In children with breach of posture, it is important to cultivate the habit of correct posture, since it implies a uniform load on all links of the spine.
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Atomic Alarm Clock With "Weather Man" 3 3
Disappointment For the past ten years owned digital indoor/outdoor thermometer. after some 15 attempts were unable to get transmitter to work. Followed directions to the letter. Tried different set ups to no avail. Finally left the transmitter beside the main for some ten days and it still did not start. Would not recommend this product. Canadians should not order because for some reason the item went through customs and the duty was just as expensive as the thermometer. James H. Johnston February 4, 2014
Weather Man great in the am. Quick start for the day.................................................................................................................................................................................................................................. November 28, 2012
atomic weatherman alarm clock love seeing how the little guy changes & dresses! wished it had indoor humidity too! March 29, 2012
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Product:306954-Atomic Alarm Clock With "Weather Man"


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Rated 4.1 out of 5 by 1054 reviewers.
Rated 4 out of 5 by phxontheroad Terrific Seattle Hotel! The Sheraton is always my first choice when I visit Seattle 4-5 times a year. Great location, solid hotel staff and good club level, especially in the evening. Bar and restaurant staff can be slow, and bar is strangely bright with industrial-white fluorescent lighting...awful for an after work drink or to wind down at the end of the evening. January 11, 2013
Rated 5 out of 5 by Dredot Fabulous Me and my new bride check in into your hotel and we were just amaze with everything, from the comport of the room to the best sleep we ever had with the bed in the room. We were also given a geat surprize with a wonderful treats. Thank you so much for ending a great day for us. We will be back, only one word can sum up our stay "Fabulous" August 21, 2013
Rated 2 out of 5 by davidg This hotel is below average I was expecting a more positive experience at a Sheraton. I did not find the staff willing to put in the effort to ensure a good stay and experience. The room was not very clean and the bedding was, frankly, very uncomfortable. On a positive note, the hotel is very well located, the hotel dining and bar were nice and the lobby was nice. April 29, 2013
Rated 5 out of 5 by captric Nice hotel One of the nicest properties I have encountered in the SPG family. April 23, 2014
Rated 4 out of 5 by GLBD12 hotel staff very helpful From check-in to check-out each encounter with staff met or exceeded expectations. April 21, 2014
Rated 3 out of 5 by DavidGEG Great Location Great location in downtown Seattle, esp for a meeting at the Washington Convention Center (right next door). Plenty of good restaurants within walking distance. Would have appreciated a choice in pillows (the only ones the hotel has are really, really soft) and we had intermittent problems with our room key cards needing to be recoded. June 19, 2012
Rated 4 out of 5 by omersiddiqui Business Stay - The hotel is good however the room housekeeping is not very good. The house remain in bad shape once you leave hotel for business and come back. The other hotel features were good. However comparing this hotel with hotels in Middle East, it is not close to the features and facilities available in Middle East. February 2, 2014
Rated 3 out of 5 by kimsy41 ROOM TOO HOT My wife and I stayed for one night mid-week to dine and shop recently. Not cheap, but room was well equipped and nice view of city. Didn't like paying extra for wi-fi. Beds were comfortable, but we could not sleep because it was hot and stuffy. While you can adjust the numbers on the digital thermostat the temp stayed the same,at least 72. The high fan setting resulted in barely moving air. the windows are not operable. At 2:45am I was allowed to check a nearby room, being escorted by security who was sullen and didn't say a word to me. The other room was the same,so we ended up propping the door open for more fresh air which helped. Fortunately we were in an alcove and not along a long hallway of rooms. We were given a $30 credit for our $50 breakfast and the $11 wi-fi charge was waived. We did receive a $100 Macy's gift card in a special deal when we checked in. Because of the uncomfortable sleeping conditions we would probably not stay here again December 9, 2012
Rated 4 out of 5 by TheMama13 Awesome hotel The whole experience at your hotel was AWESOME. I had a chance to use your gym and it exceeded my expectations. Your staff were very helpful and kind. We would stay with your hotel again if we get the chance. March 31, 2014
Rated 3 out of 5 by BigEE This Hotel is in decline I understand it is near the holiday and the staff was busy. However, the room was not made up at 400pm. Additionally, the room needed repair in the bathroom,the coffee pot and lacked sufficient towels. I needed to bring all three problems to the staff more than twice. Parking staff wass ill prepared and the elevators were overwhelmed. December 12, 2012
Rated 4 out of 5 by Kelda Great Club Floor amenities Food selection was superb; however, as a member of hotel frequent guest programs, I was surprised to observe the number of persons who had access to the Club floor. I have always felt it is for the busy business person; however, there were way too many persons with too many children that took away from a totally positive experience. November 14, 2012
Rated 5 out of 5 by ivatrinova Well done Sheraton Seattle From the warm welcome to the friendly check out everything in this hotel worked flawlessly. At every point of contact I enjoyed the welcoming and attentive attitude of staff. Great facility, Top location. Will gladly revisit when the opportunity occurs. March 15, 2014
Rated 5 out of 5 by Vale44 Vale44 The hotel was in exquisite condition and the staff was friendly. We had the best view of city lights at night. We were within walking distance of a lot of main attractions, and walking distance to lite rail, buses, and monorail. The concierge staff was extremely helpful. I just wish there was a hot tub at the end of the long days. September 20, 2013
Rated 1 out of 5 by Snowman Ok hotel but don't use the bellhop services! We left our bags with the bellhop services after we checked out of the hotel and due to the rough handling of the bags I returned to not only a laptop with a dented corner and broken screen, but also a bottle of alcohol that had been smashed and soaked all my clothing.. I would NOT go back to this hotel...WORST GUEST SERVICE EVER! December 26, 2012
Rated 5 out of 5 by Seattle12 This hotel has great features My room was great, the beds were confortable, the room was clean and very organized. I almost wanted to just stay in the room and order movies... but the Space Needle was calling my name! Will stay at the Sheraton again. One bonus... the cost of my car to stay in the parking garage was less than the web information had suggested. August 28, 2012
Rated 5 out of 5 by erin1 Family Get Away This hotel was ideal for meeting friends who were also travelling with their families. Pool is awesome, rooms are great. I recommend upgrading to the "club floor" perfect for breakfast with the kids ;) Hotel was super clean and staff were extremely helpful and accommodating! My only negative is the $46 for parking - bit extreme. August 30, 2013
Rated 5 out of 5 by Deebo63 Best fitness room, and bed around! The fitness room was absolutely amazing. It included state-of-the-art equipment AND a beautiful view to boot! You can't help but run your fastest times while looking over downtown Seattle. The bed was so comfortable, you fall asleep as soon as your head hits the pillow. This is an excellent hotel, one of the best I have visited! November 29, 2011
Rated 5 out of 5 by Zorba Often Traveller The room was comfortable and spacious. Staff was always helpful and friendly. Great location in the downtown area. The concierge was extermely helpful arranging for dinner reservations, trasnportation, directions to other locations and venues. The fitness center is one of the best on-site hotel center's I have ever experienced. June 25, 2012
Rated 5 out of 5 by ElenaH Great customer service We had a hand written thank you note and complementary chocolate-covered strawberries in our room when we arrived. We were also offered a complementary late check out! We really enjoyed our stay! March 31, 2014
Rated 5 out of 5 by acorn88 Love this hotel From the moment I arrived till I had to catch a flight - trust me I wanted to stay - everyone was exceptional, friendly and happy on the job! The location of this hotel is fantastic for business or pleasure. I may have to go visit Seattle again just to stay at the Sheraton. February 26, 2014
Rated 3 out of 5 by FrequentTraveler777 Poor Customer Service The hotel is in a great location, but lacks customer service. After waiting an hour for our bags to be brought up, I contacted the front desk and they "couldn't find them". Eventually we got our bags after one and a half hours. I needed a razor and was told by the front desk "it would be right up". It arrived in 40 minutes. I had ordered flowers and was specifically told they would "be in the room between 5:30 and 6:00. They arrived at 6:30. After I checked out, I called the manager to say that even if they are short staffed and busy, customers would be very grateful for an update to the expected time of a promised service. To give a promise of immediacy or of a specific time and not deliver on that promise, shows a great lack of customer service. I subsequently contacted the hotel to talk to the manager. I was told "the manager is with a customer, would you like him to call you as soon as he's free?". I said yes. However I am still awaiting a call from the manager. December 8, 2013
Rated 4 out of 5 by Adventurat Location Location Location! Fantastic location in downtown Seattle, close to the main shopping area anchored by Nordstrom & Macy's, and surrounded by fantastic dining options, from super-high-end to food-fair casual. Easy walking distance to Pike Place Market, and to the transit tunnel at Westlake Center. And the view from the pool deck is breathtaking. September 12, 2012
Rated 4 out of 5 by Philipchangtc Centrally located The best feature of this hotel is its location. It is within walking distance to many shops, malls, restaurants, theaters, etc, in the downtown Seattle area. April 8, 2014
Rated 4 out of 5 by Gummy1 Great Location This beautiful hotel is situated in a great location for easy access to downtown conference center, shopping, restaurants and events. A bit of a walk to the waterfront but well worth it. Starbucks in the hotel room and on the first floor made my mornings! Taxi stand always has cabs ready and waiting. Staff is very nice. June 26, 2013
Rated 2 out of 5 by Nurse2013 Check in and out problems Had surgery, Lifting restriction. Requested adjoining rooms, got room on same floor, but not close. Had roommate for 1 night, requested one bill, gave 1 credit card. Told staff in person and 2x on phone, still divided the bill and had wrong price. Staff had difficultly putting the bill back together. I think my credit card got charged twice. The new receipt can only show the date I checked out. Staff scolded me for not telling them at check-in. But I did tell the trainee and called that night to make sure it was correct and the staff called me again because we didn't leave two credit cards and I told them also. Those 3 people just chose not to enter it correctly. Also, not having the beds made to save water means you also don't get your garbage dumped or bathroom cleaned. Four days without maid service is not worth the $10.00 you get to spend in the hotel on food. I chose to put the $10.00 towards SPG points. Hope I get to use them someday. Not a good experience. June 28, 2013
Rated 3 out of 5 by Abdul Great location, but poor service The hotel is very convenience to the conventional center and in the middle of the downtown Seattle a really great location,and good room space and furniture. The bad experience with me is the room service, were they don't serve from the first call, you have to call several time. Up to four time for me and the to be serve. April 29, 2013
Rated 4 out of 5 by CDaily1 Excellent Seattle Location I often stay here for business. Great location, great service and nice facilities. This is the first time that there was noticeable noise from adjoining rooms. I was on the preferred guest level and the room above me must have been a common area which was very noisy. Room was large, but the noise was tough to deal with. June 3, 2013
Rated 2 out of 5 by HolidayPartyOvernight Poor Staffing and Service The hotel room was OK, but walls were thin and we could hear people next door. Room Service took forever, 15+ minutes to answer phone, then 60+ minute wait for delivery. Valet was not taking calls, so had to walk down to lobby to request vehicle which was another 45+ minute wait in the busy lobby instead of in our room. December 30, 2011
Rated 1 out of 5 by HeBrews don't stay here when we had to move to another room & the air conditioner did not work we told the front desk of this at 7:45-52a.m. & when we returned that evening NO one had looked at it and we were told by the front desk that NO mention of this had been made-don't call me a liar and if something doesn't work why did you not move us? August 8, 2012
Rated 4 out of 5 by frugalarists Mixed reviews I loved the opportunity to opt out of having my room cleaned daily. I'm happy to reuse towels, etc and appreciated the $5 off coupon. On the other hand, the prices for drinks in the bar were outrageous and I was disappointed that I couldn't use my coupon there. I did happily use it for lunch one day in the Daily Grill. July 5, 2013


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Today's Front Pages Analysis
Page 1 records history as Obama secures Democratic nomination
The Daily News of New York used the one-word headline as Barack Obama became the first African-American to be a major party's presidential nominee.
"Claiming a place in history," said The Oregonian in Portland, which pictured Obama and his wife, Michelle, across the width of its page. Said the Idaho Statesman in Boise: "In a nation still carrying 400 years of racial baggage, Obama's victory marks 'an extraordinary moment.'"
Obama claimed the Democratic nomination in a speech in St. Paul, Minn., site of the Republicans' national convention in September. The Pioneer Press, like the San Francisco Chronicle and The Seattle Times, quoted Obama in its banner headline. "'This is Our Time,'" it said. Across the Mississippi, the Star Tribune of Minneapolis said: "Thousands jam downtown St. Paul as the Illinois senator becomes the first black major-party nominee."
Tim Russert of NBC called Tuesday night's events — a claim of victory by Obama, a non-concession speech by Hillary Clinton and an address kicking off the general-election campaign by Republican John McCain — a trifecta. The Detroit Free Press best captured news from the Democrats: "He's in, but she's not out."
Speaking of great headlines, The Star-Ledger of Newark said: "Clinton speaks one 'u' word (unity) but not another (uncle)." Washington Post label headlines were as good as its main headlines: "Slogging to Victory," "'What Does Hillary Want?'" and "A Maryland Superdelegate's Diary."
Analysis pieces were common. "Next on Agenda Is Clinton's Role," The New York Times said. Some focused on Obama — "How an upstart derailed the 'inevitable' nominee," the Houston Chronicle said; others on his opponent — "For Clinton, end began in Iowa," The Philadelphia Inquirer said.
There also was local reaction. The Providence (R.I.) Journal said, "Locally, African-Americans take pride in Obama," while the Lexington (Ky.) Herald-Leader noted: "Kentuckians Like Obama/Clinton Idea."
Several states had primaries Tuesday, but they mattered little to many front pages. From South Dakota, the Argus Leader in Sioux Falls summed it up: "Clinton Takes State, Obama Wins Nation." The Great Falls Tribune said: "Montana's superdelegates quick to endorse Obama."
On Tuesday evening, an MSNBC commentator looked to European front pages and noted that they weren't mentioning Clinton. That wasn't completely true. The Guardian of London used a large centerpiece to say: "Clinton's White House dream draws to an end." Clinton appeared on front pages in various parts of the world — Italy, France, the Netherlands and Lebanon, among others. Obama made headlines in Ireland, Spain, Germany, Israel, Peru and Chile. From The Globe and Mail in Toronto: "It's Obama for president."
Kate Kennedy is front pages editor at the Newseum.


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PHOTO CREDIT: Marcelino Portfolio, Creative Commons License.
Welcome to the latest installment of [Track Battle/Battle Tracks/I'm still working on a name for this] featuring Metallica's classic First Four albums.
Kill 'Em All.
Ride the Lightning.
Master of Puppets.
...And Justice for All.
Which one is the best?
In an era of single song downloads, I believe that the fairest way to compare albums is track-by-track. We've already compared Tracks 1 , 2 , and 3 . Let's move on to...
Track 4
I mentioned in our last installment that the middle of the album cuts would give us the toughest Metalli-choices we've ever had to make. Seriously, this is like Sophie's Choice for Metallica fans.
Kill 'Em All - "Jump in the Fire"
What was I thinking? This choice is going to be EASY! Another Metallica tune with a Mega-Dave Mustaine credit, "Jump in the Fire" has that sweet ass up and down riff, a killer sing-a-long chorus and a sick guitar solo. Clearly, this is the winner.
Ride the Lightning - "Fade to Black"
Hang on, hang on, hang on. I spoke waaaaaay too soon.
I forgot all about how many dark days this song this song helped me through. This is where Metallica proved that they were more than angry thrashers. "Fade to Black" let broken metal heads know that they were alone. This is absolutely THE best Track 4 of the Metallica's First Four.
(On a side note, this was the final song that Jason Newsted played live with the band before he parted ways with the band.)
Master of Puppets - "Welcome Home (Sanitarium)"
You know what? Forget everything I've written up until now. This is the clear choice for the winner of the Track 4s.
"Welcome Home (Sanitarium)" is dark, so dark. Inspired by "One Flew Over the Cuckoo's Nest ", you can feel the straitjacket on your back, the restraints on your wrists, the needle entering your vein as they pump you full of chemicals. Who's to say you're crazy? What if you're the only sane one in a world full of madmen?
Nope. May as well stop writing this Blog now. We have our winner and it's definitely "Welcome Ho..."
...And Justice for All - "One"
...damn it.
I remember watching this video over and over and over again when it came out. Metallica's breakthrough song. How many metal heads read or watched "Johnny Got His Gun " thanks to "One"? Soooo many.
The first half is so haunting. Metallica puts you in the prison that is Johnny's body.
And then that second half comes in...
That double bass drumming! That machine gun riff! That MASSIVE sing-a-long! That solo!
I don't care how many times I hear it, I still crank it every...single...time.
Scary FN Terry's Pick: "One"
That was not an easy choice. Every single Track 4 is a classic. The thing that really puts "One" over the top for me is this part:
If that doesn't get you headbanging right away, you need to check your pulse.
Of course, that's just my take.
Which Metallitrack 4 do you think rules over the others?
Tune in next time when the Track 5s face off!
*In addition to chugga-chugga-CHUG, chugga-chugga-CHUG, chugga-chugga-CHUG, "Scary" Terry Stevens is a radio host for Midwest Communications. You can Book Face with him here.


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Changing or installing a new faucet is a fairly simple home-improvement task, even if it does require contorting your body into a pretzel-like shape under the sink.
If you can avoid needing to be hoisted out from under the cabinet and being put into traction (I recommend stretching first) this type of project should take less than an hour.
Getting started
© Kit Stansley
All sinks consist of the same basic parts:
- Hot and cold water lines underneath the sink, usually with shut-off knobs on each.
- Drain pipe.
- Sink basin with anywhere from one to four holes – important to note when purchasing a new or replacement faucet.
- Faucet.
If you have to remove an existing faucet, it's always a good idea to assess the situation before you start. If the sink and faucet are old or rusted, it may take more time and tools to remove it. (I always like to keep a sledgehammer nearby. You know, just in case!)
What you will need:
- Faucet (to fit the number of holes in the sink) and accompanying parts.
- Teflon tape.
- Plumber's putty.
- Wrench (a basin wrench works best for those tight spaces).
Most faucets are attached to the sink by a plastic nut — or a metal one in older models. Some faucets mount with bolts on the top, but more than likely you will need to wedge yourself inside the cabinet under the sink to accomplish this project.
Slide show: Top 10 skills you need to survive homeownership
To remove an old faucet, shut the water off at the pipes under the sink or at the main shut-off to the house. Then remove the water connections and the nuts securing the faucet to the sink.
© Kit Stansley
Step 1: Adding the gasket
Before the faucet is attached, there should be a seal between the faucet and the sink. Some faucets come with a plastic or rubber gasket. If not, you can make a snake from plumber's putty — just like you did with Play-Doh as a kid — and put it on the sink where the faucet will sit.
Step 2: Positioning the faucet on the sink
Attaching the faucet to the sink is pretty easy. Just set the faucet into the proper holes, once the gasket or putty is in place, position yourself under the sink and screw on the plastic nut. If you've used plumber's putty, you can clear away the excess with a spackling knife or a finger. (Bing: Projects that increase a home's value)
Step 3: Connecting to water lines
© Kit Stansley
Some faucets (Delta Faucet brand, for example) come with flexible PEX lines connected to the faucet, which makes this step much easier because the hoses just need to be connected down at the water lines. For other types of faucets, you'll need to attach flexible piping — available at hardware and plumbing-supply stores, lumber yards and home-improvement centers — at your line and then to the faucet.
When attaching water lines, wrap a bit of Teflon tape around the threads to give everything a tight seal.
If you do have to attach the water lines to the faucet behind the sink basin near the top of the cabinet, it will be well worth your while to use a basin wrench. Or you can struggle through with a regular wrench. I did it and it works, but there's always the off chance your fingers go numb and you drop a wrench on your head. Not that I would know firsthand.
Once this step is complete, you can turn the water back on, check for any leaks and enjoy having running water in your sink.


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16 U.S. Code § 460d–2 - Adjustment by Secretary of Agriculture
The Secretary of Agriculture is authorized to amend any lease entered into with respect to lands under the jurisdiction of the Forest Service providing for the construction, maintenance, and operation of commercial recreational facilities at a Federal reservoir project so as to provide for the adjustment, either by increase or decrease, from time to time during the term of such lease of the amount of rental or other consideration payable to the United States under such lease, when and to the extent he determines such adjustment to be necessary or advisable in the public interest. No adjustment shall be made under the authority of this section so as to increase or decrease the amount of rental or other consideration payable under such lease for any period prior to the date of such adjustment.
Source(Pub. L. 87–411, Mar. 3, 1962, 76 Stat. 20.)
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
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|Statutes at Large
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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I Am An Alchemist
Psst . . . Would you harness all your extra energetic atoms and come close in here for a moment? I want to tell you a special little something . . . For 32 years I've been walking around the sun and with every turn about the calendar I've learned that I'm unfurling into more of who I was born to be; discovering dots, connecting threads, sketching ideas, chasing the Spirit around all the places so I can ask him all the questions all the time - just for the joy of scribbling what I hear on the scratchpad [ read more... ]


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Women's Tennis
Women's Tennis Hosts Ball State
Jan. 24, 2014
EAST LANSING, Mich. - The Michigan State women's tennis team will look to build upon its 2-0 start this weekend as it hosts the Ball State Cardinals. The match will begin at 11 a.m. Sunday at the MSU Indoor Tennis Facility. Admission is free.
"We're excited to be playing again," head coach Simone Jardim said. "We still have things we're working on and we are looking forward to being able to do that."
First Serve
Senior Marina Bohrer tallied a 2-0 singles record last weekend, including a straight-sets win on the No. 1 court over No. 118 Chrissy Coffman of Toledo. Senior Olga Chernova also posted a 2-0 singles record and paired with freshman Anna Zelechonok to win on the No. 3 doubles court against Detroit.
MSU improved to 6-0 against both Toledo and Detroit under Coach Jardim.
Faulkner, Trouillot shine in debut
"Those two having to come in and be in the lineup in singles and doubles, they played a lot in their first college match," Jardim said. "They were a little nervous, which is understandable. Coming from junior tennis where you are only playing for yourself to now is a little different because now you're playing for yourself and your team."
Faulkner paired with the senior Bohrer on the top doubles court and took out Toledo 6-1 but they lost in their match to Detroit 6-3. In her first singles dual match of the year against Pia Rygh of Toledo, Faulkner won in three sets, 6-0, 6-7, 10-7. During one stretch, Faulkner won eight straight games, having swept the first set and then took the first two games of the second set. In her second singles match of the day, she had no problem with Detroit's Julia Fernandes, winning 7-5, 6-1.
Trouillot paired with junior Catherine Parenteau in doubles. They lost their first match of the day to Toledo 6-3. Trouillot was able to shake off the nerves and bounced back to go 3-0 the rest of the day. She won her singles match over Toledo 6-2, 6-4, won doubles against Detroit 6-4 with Parenteau, and beat Detroit in a three-setter 6-2, 6-7, 11-9.
Cataloging the Cardinals
In the alleys, the Cardinals are led by Wild and Earnest as well as sophomore Bethany Moore and senior Kristel Sanders. Wild and Earnest teamed to go 10-10 in dual play last year on the top court, while Moore and Sanders finished 12-8 on the No. 2 court in dual play.
Home Cooking
Under Coach Jardim, MSU is 40-32 in home matches.
at the official


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You're leaving Wedding Paper Divas to see the Deal of the Day at our parent site, Tiny Prints.
You won't be able to dismiss this by usual means (escape or click button), but you can close it programatically based on user choices or actions.
"Again, I ordered the whole suite which consisted of the invitation, an enclosure card, reception card and response card. The color I selected was "Gilded" which is the perfect shade of mustard that contrasted beautifully with the bright white. I changed the font to Vintage Roman. The font along with the color gave the card a little vintage touch. I am so pleased with the end product."
"We wound up using this reception card as an enclosure card to include our wedding website for further information. It matched the invitation perfectly and was nice to include an enclosure that was slightly different design wise from the response card in the suite. We went with the Pearl White Shimmer paper for the entire suite and I highly recommend it if you are going with this for your invitation choice!"
"We were able to manage the text to instruct our guests to respond via our wedding website. This cut costs for the response envelopes and postage. The site kept a running spreadsheet of responses and entree choices that made things easier for turning numbers in to our venue."
"Just perfect! They went in the same envelope with the wedding invite. The gray and purple were gorgeous together. And the cutting was perfect. Such an elegant touch and sense of timeless appropriateness."
"Not only did the color and text come out exactly how we wanted, but having the option to decorate the back was most helpful! We uploaded a photo of us and wrote our donation message in lieu of favors on the bottom! 2 birds, one stone! And they cropped our photo beautifully!! This is a great option!!"


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am 24. Feb. 2011
Stack Overflow Community
Corvallis, OR, Vereinigte Staaten von Amerika
This is an example CV#
We'll showcase what you can do with Markdown.
H1 is a big heading, like really big
H2 heading is a bit smaller
H3 is even smaller
This is a block quote.
// You can even include code!
printf("goodbye world!"); /* his suicide note
was in C */
You can have lists:
- The first item
- Up for bid
- On contestants' row
Then I deleted some stuff.
Sup and sub are available.
A link goes here. Have you seen this?
Server Manager, Stack Overflow
2008 - Aktuell
Hi, I'm not really a person.
I'm a background process that helps keep Stack Overflow clean!
I do things like:
- Randomly poke old unanswered questions every hour so they get some attention
- Own community questions and answers so nobody gets unnecessary reputation from them
- Own downvotes on spam/evil posts that get permanently deleted
Constant Improvement, School of Hard Knocks
2007 - Aktuell
One hundred billion pageviews! *
Really, just one million :)
Lenovo Blade
http://stackoverflow.com - a programming Q & A site that's free!