text:
By Trang Ho, Investor's Business Daily
Dolly Lenz reigns as the queen of U.S. real estate.
As vice chairman of Prudential Douglas Elliman in New York City, she has moved more than $7 billion in real estate.
That's more than double the next top agent in the country.
"It's wonderful to achieve, but it's not fulfilling because it's not revolutionary," she said philosophically
As it is, Lenz sold $750 million worth of property in 2007 and raked in $10 million in commission, she says. By contrast, real estate agents' median sales volume that year was $1.6 million. And the income for an agent with comparable experience was $69,500, according to the National Association of Realtors.
Catering to wealthy entertainers and entrepreneurs, Lenz is a top power in New York real estate, along with Donald Trump.
Steady As She Goes
Lenz, 50, aims to improve each day. That course kept her steady as she faced rejection from a dozen firms when she first sought a real estate job 25 years ago.
Idaliz Dolly Camino was born in the Bronx to Spanish immigrants. She started working at age 12, making sandwiches at a deli in her Washington Heights neighborhood. She worked several part-time jobs as a teenager and rode an hour to public school.
While attending Baruch College, where she majored in accounting, Dolly worked full time as a floor manager at Macy's. In 1979, she took her degree to United Artists and hit the sweet spot. As an auditor at the movie firm, she developed relationships with Barbra Streisand and other stars.
Lenz kept learning. She went back to school and earned a master's degree in auditing at New York's New School in 1983.
And she kept building her income. Although she had a lucrative career at UA, she bought and rented out apartments for extra money.
She sure had the know-how. Since age 9, she had gone with her father to every house he bought for investments in the Bronx. As an engineer with a mechanical background, he taught her about boilerplates and other technical details.
When she was 18, her father helped her buy her first studio apartment, which faced a brick wall on Park Avenue on Murray Hill, for $63,000. As squeezed-in work outside of UA, she bought seven other units in the building and made herself treasurer of the board.
Lenz was so good at closing deals that her husband, Aaron, suggested she become a real estate agent. But she couldn't find a job in the industry. "I was basically told, 'You don't cut it. Why would you even apply?' and other things that would be illegal these days," she said.
Lenz heard the rejections — 16 in all — and shrugged them off.
"I must have had really thick skin or was very stupid," she said.
Bottom line, she was smart enough to embrace her motto: Next.
She realized it wasn't her lack of experience, but her looks that turned off prospective employers. She was overweight, pulled her hair back in a scrunchie and didn't wear makeup. Still, that wasn't enough to keep her out forever. Soon enough she landed her first real-estate job at New York-based J. Rodman Realty, which has since gone out of business, and finally left UA.
One day a broker went out of town and asked her to show a client an apartment. She sold it in one day. Then she sold 18 in six months.
Her experience following her dad made her a natural at selling. Plus she applied herself. She read reams of material and grasped the facts: the house's square feet, how long it was on the market. "I knew that market cold," she said.
In her first year, Lenz tripled what she made as an auditor. By Year 5, she was J. Rodman's top seller.
She switched to Sotheby's International Realty and sold town houses and condos, concentrating on the high end. She reigned as its top broker for 12 straight years. By 1999 she was at Prudential Douglas Elliman, which she says she'll never leave.
She was looking good physically, having lost 80 pounds, and financially, having owned 80 properties.
She says that at one point she had 40 properties under her name and owns eight now.
If any Realtor knows New York, it's Lenz. She and her husband used to move from one apartment to the next every nine months to get a grip on areas. "I wanted to speak with authority to a neighborhood or lifestyle in a building," she said.
Now they've been in the same abode for three years.
Lenz never lets up. She works seven days a week, with hardly any sleep. She hasn't taken a vacation in two decades. She answers hundreds of e-mails a day and carries around three BlackBerrys, though she owns 12. And talk about sweat: She jogs every day in Central Park.
Lenz somehow finds time to volunteer at Ronald McDonald House, which provides housing for families of cancer patients. She also mentors kids in the Police Athletic League.
"I just believe in trying to help in any way I can in adding value to somebody else's life," she said.
Making Connections
Lenz attributes her success to long-term relationships. She figures 60% of her business comes from referrals or repeat clients. They include many foreigners, thanks to her fluency in French, Italian, Portuguese and Spanish — her first language.
Lenz goes the distance. She once flew to Hong Kong and back to New York within 48 hours to close a deal with a Chinese client. She did the same for a deal in Moscow.
She hires limos and charters helicopters to take prospective buyers to see multimillion-dollar estates in the Hamptons.
"She's very, very hands-on, even though she's pretty high up," Sue Firestone, a Lenz friend and founder of interior designer SFA in Santa Barbara, Calif., told IBD. "Her success hasn't made her unreachable. She makes herself completely available, and her clients really like that about her."
Lenz's Keys
What: Has sold over $7 billion in real estate.
How: "It's not work. It's a passion."
Dolly Lenz Real Estate LLC
(917) 885-9169
The Wall Street Journal
"Our Guide to Who's Up, Down"
The Wall Street Journal
"Easing Apartment Pain"
"Secret Lives of the Super Rich Mega-Homes"
"Foreign Policy"
"The Secret to Selling Real Estate to the Rich and Famous"
Global Property Guide
"U.S. Spices Up Property Sector with Proposed 'Homeowners Visa' for Foreigners"
International Business Times
"Europeans Flock to Buy New York Real Estate"
NY Post
"The $1 Million Dollar Parking Space"
"Manhattan's Million Dollar Parking Spot"
New York Times
"Big Ticket"
Bloomberg Commercial Real Estate Conference
"Dolly Lenz Speaks at the Bloomberg Commercial Real Estate Conference on 11/19/2011"
The New York Times
"A 7-Year Roller-Coaster Ride For Park Avenue House"
Business Insider
"HOUSE OF THE DAY: Joan Rivers Is Selling Her Lavish Upper East Side Penthouse For $29.5 Million"
The Real Deal
"Lenz Says NYC Buyers in $3M Range Have the Most Power"
IMD Women's Network
"Dolly Lenz Speaks at Empower, Challenge and Inspire: IMD Women's Forum"
ABC 7 One Your Side
"Drop in Home Values Causes Homeowners to Consider Renting"
Credit Suisse
"Dolly Lenz to Speak at the Credit Suisse - 2011 Homebuilding and Building Products Conference"
The Real Deal Online
"$24.5M Park Avenue Manse Sells after 7 Years"
Wall Street Journal
"Madden Kicks Off Hunt for Buyer"
Real Deal Online
"Sports Legend John Madden Lists At Dakota"
"Ins and outs of hiring a real-estate agent"
Financial Times
"Steinmetz goes straight to well-heeled source."
The New York Observer
"TV Journos - Walters, Zahn, Bartiromo - Descend on Four Seasons"
Real Deal Online
"Lenz Exits Annual Elliman Awards & Gets New "Stratosphere Award""
The Wall Street Journal
"Madden Kicks Off Hunt for Buyer"
The Real Deal
"Lenz Wins Top Elliman Prize"
Wall Street Journal
"Butler Did It: Sell Dakota Co-op"
NY Post: Gimme Shelter
"Westward Go!"
The Wall Street Journal
"Gilt's Summer Home in the Hamptons"
The Globe and Mail
"Will Owning a Penthouse Pad Help You Get Lucky Tonight?"
New York Post
"Welcome Ladies"
The New York Observer
"A Very Fashionable Week at the Grill: Photographers, Actors, and Style Icons Storm the Four Seasons"
Real Deal Online
"Sports Legend John Madden Lists at Dakota"
New York Observer
"Maybe the Market Isn't Doing Badly After All"
Wall Street Journal
"A Drag on prices on Park Avenue"
New York Post
New York Observer
"The Lunch Crowd"
Bloomberg Businessweek
"Dolly Lenz talks to Tom Keene"
New York Post
"Forgetfull Sellers' Surprise Housewarming Gifts"
The Wall Street Journal
"Condo Fetches A Record $31.5 Million"
New York Times
"Nestled in the Clouds"
Money Watch
"Dolly Lenz on Money Watch: Follow the Money"
Credit Suisse
"Dolly Lenz speaks at Credit Suisse Conference"
Online PR News
"Real Estate Queen helps broker $13M UWS deal"
The New York Observer
"A Good Day for Dolly"
Wall Street Journal
"Manhattan Gains Amid Housing Stall"
New York Post
"Rescue me: Apthorp gets its second wind"
Real Deal
"Lenz helps broker $13M UWS deal at 40 percent off"
"Countdown to the start of NBA free agnecy"
New York Post
"Lebron eyes Village digs"
New York Post
"Out of Sight"
Wall Street Journal
"Signs of Upturn in Manhattan"
NY Post
"Downtown Exposure"
The Commercial Observer
"100 Most Powerful People in NY Real Estate"
Wall Street Journal
"Market Brings End to Apartment as Canvas"
Wall Street Journal
"Spring is Blooming for Manhattan Property"
Real Estate Weekly
"Lenz, Bracha Reign at PDE Awards"
New York Post
"Katie Lee Lists Delicious Digs"
The Russell Banks Women's Power Lunch
"Invitation to The Russell Banks Women's Power Lunch"
NY Post
"Blast from the Past"
The New York Times
"A Season of Adjustment"
The New York Post
The Real Deal
"Dolly Lenz on The Real Deal 5th Annual Forum Panel of Experts"
The New York Times
"For the Luxury Do-It-Yourselfer"
The New York Times
"Kitchen and Court"
Vanity Fair
"The Thrill Room: The Four Seasons 50th Anniversary Photo Shoot"
The Real Deal
"Dolly Lenz to be honored this month"
On The Air
"CNBC to Broadcast 'The Ultimate Power Lunch: 50 Years of the Four Seasons'"
New York Post
"Gimme Shelter: Apthorp re-Bourne"
New York Times
"As Some U.S. Markets Level Off, Housing Slump Hits Manhattan"
New York Post
"5 reasons the market isn't as bad as you think"
"Barron's Review & Preview"
NY Post
"Gimme Shelter: Matt Damon Still Hunting""
Investor's Business Daily
"The Sky-High Rise Of Dolly Lenz"
The New York Times Magazine
"The Hard Sell"
New York Times
"Quotation of the Day"
Dolly Lenz on CNBC's On the Money with Carmen Wong Ulrich
"Web Extra: Three Reasons Why Your Home Won't Sell"
Earth Times
"Dramatic slump at New York's housing market"
New York Post
"Page Six: Four Seasons Photo Shoot"
Winter 2008 issue of ForbesLife Executive Woman
"Dolly Lenz: The $7 Billion Sales Whiz"
The Real Deal
"Conde Nast holds bigwig forum"
New York Post
"From the Desk of... A peek at where five NY notables make it happen"
The New York Observer
"The 100 Most Powerful People in New York Real Estate"
New York Post
"The 50 Most Powerful Women in NYC"
The Real Deal
"Dolly Lenz, Bracha Group take Elliman's Top Honors"
Financial Times
"FT WEEKEND - HOUSE AND HOME: 'I'd condo all of Central Park if I could'"
New York Post
"Bright Spots"
New York Post
"Sir Alex Ferguson Purchases Penthouse at Manhattan House"
The Economist
"New York Real Estate Queen: At the top of the market with Dolly Lenz"
The New York Observer
"The $748,319,000 Woman"
New York Sun
"This Broker Says She's Driven by an Obsession to Close Deals"
The Wall Street Journal
New York Post
"Dolly Lenz Represents Buyers in $200M Acquisition and Will Be Exclusively Marketing the Property"
The New York Times
"Sale of Estate in Hamptons Raises Bar to $45 Million"
"Uptown Girl, Dolly Lenz is the person to call in New York's property scene, but be warned: her phone may be busy"
New York Post
"Lenz Gets Top Realty Prize"
New York Post
"Meet Gotham's Leading Ladies: New York's 50 Most Powerful Women"
Real Estate Weekly
"Dolly Lenz — From Nerd to Superstar Broker"
"The 2007 Real Estate Top Two Hundred Professionals"
New York Post
"Dolce Duplex"
New York Sun
""Prudential Douglas Elliman Chairman Claims Title of Market Leader with $13B in 2005 Sales""
The Martha Blog
"Thanksgiving Dinner at the Four Seasons"
The Real Deal
"Co-ops Starting to Bend - Ever so Slightly"
"As the Apthorp Turns: First 'In Contract' Listings Revealed!"
New York Post
"Singer Buys Apartment in The Apthorp"
Luxury in Vietnam
"A Deep Discount at 15 Central Park West"
The Real Estalker
"A Little NYC Floor Plan Porn"
The Wall Street Journal
Mr. Gatsby's
"Dolly Lenz: 'Keeping it Real (Estate) at Cipriani's at the Sherry-Netherland'"
New York Post
"House Party"
The Real Deal
"Dolly Lenz Says Elliman Losing Deals Because of Madoff"
cityfile New York
"Four Seasons 50th Anniversary"
New York Post
"Dwell at the Dakota"
New York Magazine
"Daily Intel"
New York Post
"Page Six, Endquote... endquote"
New York Sun
"Condos Planned for Manhattan House"
NY Real Estate Journal
"O'Connor Capital Partners Completes $86M sale of 102,842 s/f Retail to Madison Capital"
New York Post
"Go For Broker"
New York Observer
"Glenn Close at the Princess Grace Awards Gala"
New York Post
"Princess Grace Awards Gala"
New York Social Diary
"The Price of Fame"
Broadway World.com
"Ted Danson to Present Glenn Close with Princess Grace Award"
New York Times
"Main Street Pauses"
New York Post
"Beauty and the East"
The Real Deal
"NY Attorney General Certifies Manhattan House Conversion Plan"
"Dolly Lenz Cells Out"
New York Observer
"The Voodoo Economics of 15 Central Park West"
New York Post
"Dakota Deal"
New York Observer
"Real Estate Elite Rub Elbows at Observer Awards Party"
New York Times
"New Is Nifty, Old Is Gold"
Portfolio Magazine
"Dolly Lenz Discusses Impact of Today's Economy on the U.S. Real Estate Market"
New York Post
"In the House"
New York Post
"Going Greek"
Avenue Magazine
"Manhattan House Welcomes The 2008 Kips Bay Decorator Show House at the Opening Night Gala"
Quest Magazine
"Kips Bay at Manhattan House"
The Real Deal
"Finishing First as Rivals Gain"
"Billy's Rich Crib is Back on Market"
New York Post
"Page Six: Power Crowd"
New York Times
"Kip's Bay - Coloring in the White Boxes"
New York Times
"Greatly Exaggerated?"
The Earth Times
"Dolly Lenz Wins Top Prudential Awards"
New York Times
"A Repository for the Rich"
CNBC Power Lunch
"Dolly Discusses the Impact of Bear's Collapse on NYC Real Estate"
New York Times
"Kips Bay Goes White-Brick"
The Real Deal
"Divorce, Developer Style"
"Million-Dollar Starter Homes"
"Uptown Girl"
"Last Week Review: They Said What? Wish List"
"Rich Lawyer, Poor Lawyer"
"Homes To Blow Your Bonus On"
The New York Observer
"Dolly Lenz, Superbroker of Gotham"
Fox News
"The Case of Kathie Lee Gifford's Missing Wedding Ring"
New York Post
"Page Six"
Yahoo! Finance
"The Wall Street Journal, lore Magazine and REAL Trends Announce America's Top 200 Real Estate Professionals"
"Floorplan Porn: Manhattan House Unveiled"
New York Post
"Objects of Design"
New York Times
"Curtain Call for Condo"
"Celebrity Real Eastate: Cats Scratch Fever"
New York Post
"Quick Change"
New York Sun
"Manhattan House Has Brokers Revving Up"
New York Post
"$12 M. in June, $25 M. Now? Can Lily Lee Lee Wong Flip Her Townhouse?"
Page Six Magazine
"Five-Star Living"
New York Times
"Opulence Everywhere"
New York Post
"Gimme Shelter: Tiki Scores"
New York Times
"Suddenly, a Hesitation About Splurging"
New York Post
"Gloom with a view as ritzy apartments $lump"
The Real Deal
"New Rules for Celeb Brokers – Agents: more hangers-on, paparazzi than ever before"
"Power Lunch Guest List"
New York Post
"Painful Realty Reality in $5M+ NYC Market"
New York Sun
"High-End NY Real Estate Cools Along With Stocks"
New York Post
"Music Manse"
New York Post
"Kalikow Passes on Manhattan House"
The Real Deal
"A herd of white elephants waits around; Even in a strong market, some top homes aren't finding takers"
The New York Social Diary
"The ACRIA 2007 annual summer benefit at Ross Bleckner's home"
"Most Expensive Homes in the South"
New York Post
"Park it for $35M"
"Most Expensive Homes in the Northeast"
"How Wall Street's Top Earners Live"
"Time to Buy or Sell"
New York Post
"This ain't no Bubble - Manhattan Luxury is Back with a Vengeance"
"Most Expensive Homes in the U.S."
Haute Living
"Saving History – The Savoy Honors its Roots, and Returns to its Rightful Place as the Deco King of Sofi"
New York Post
"Market Movers"
New York Post
"Bill Rips Times' Hill Bashing"
New York Post
"JOIN THE CLUB – Movie moguls and models buy into Cipriani"
The New York Times
"Pristine, but for How Long?"
New York Post
"Page Six: Noncelebrities"
Dan's Papers
"North Haven Land Offered for $80 Million"
New York Post
"Home Sweet Home for $80M"
New York Post
"Gimme Shelter: The Sound of Money"
"Firm Footings: Sweet Home Manhattan"
Haute Living
"Dolly Lenz & Dottie Herman at Essence of Luxury Roundtable"
The Real Deal
"Financial District: A Neighbrhood Changes Character: Have a Bellini and Buy a New Condo"
Haute Living
"Dolly Lenz in News and Views: Events"
"Lap of Luxury"
Haute Living
"Dolly's World"
"American Voices: Notable Quotes From the Week in Business"
New York Post
"WEST SIDE STORY: Dakota apartment for sale"
New York Magazine
"Buy Low(er)"
New York Post
"Pssst…The President of Kazakhstan purchases 2 apartment at Cipriani Club Residences"
New York Post
"Count Vornado Among Stuytown Bidders"
Avenue Magazine
"Avenue Magazine profiles Manhattan's Power Elite"
"Dolly talks on the market in NYC"
Tiburon International Film Festival Article
"Documentary Featuring the Lives of New Yorkers on 9/11's 2nd Anniversary"
The New York Daily News
"9/11 - Milestones To Recovery: Downtown's rebirth 5 years after 9/11"
New York Times
"Second-home Buyers are Looking to the Vibrancy of City Living"
New York Post
"New York's Sizzling Home Market is Feeling the Chill"
New York Post
"Dolly Lenz Sells $20M Southampton Guesthouse"
New York Post
"Gimme Shelter - The 411 on 515"
"A Castle of One's Own"
Inside Edition
"Dolly Lenz Gives a Tour of Trump's $125M Palm Beach Mansion"
New York Post
"Dolly Lenz shows Trump Park Avenue apartment to Paris Hilton"
Hamptons Style
"The 500 People Who Most Impact the Hamptons Are Profiled"
New York Post
"Hello-O Dolly"
New York Post
"Dolly Lenz brokers sale of Trump International Hotel & Tower apartment"
Avenue Magazine
"Exclusive Listings: The Shining Stars of New York Real Estate"
The Australian
"Well, Hello Dolly! It's so Nice to Buy from You"
"Living it up on Wall Street"
New York Times Magazine
"Dolly Lenz in New York Times Magazine"
New York Daily News
"Bonuses Spur Apartment Buys"
The New York Times
"Indulging the Quirks of the Stars"
New York Post
"Ciprianis to Shop Condos via PRU"
New York Magazine
"Let's Put On a Showing"
The New York Times
"To Sell a High-End Home, Let Them Sleep On It"
Financial Times
"Make that Two Ferraris"
New York Post
"Bruce Willis sells his never-inhabited Trump Tower duplex"
Avenue Magazine
"Most Talked About Powerbroker"
NY Sun Magazine
"740 Author found Window on Aristocracy"
Fortune Magazine
"Island Shopping"
New York Magazine
"Who Makes How Much"
The New York Times
"In August, the Rich Race to Renovate"
New York Post
"Dolly Lenz Represents Terry Allen Kramer's $35M Southampton Estate"
USA Today
"Selling Castles in the Clouds"
New York Post
"Land adjacent to "Burnt Point" for sale at $35M"
Crain's New York
"Developers Defy Housing Bubble"
New York Post
"823 Park Avenue is Being Redeveloped"
"Money & Power"
The Wall Street Journal
"Gold Coast Fever: A New York History"
The NY Observer
"The Week in Real Estate, October 2-October 9"
New York Post
"Gimme Shelter"
The Real Deal
"The Top Ten: Manhattan's Biggest Firms"
The Real Deal
"China's Wealthy Look to City Real Estate"
New York Post
"Nicole Kidman puts SoHo Triplex Penthouse on the Market"
New York Magazine
"How Cooperative"
New York Times
"Water View From a Perch Atop the Housing Market"
Marie Claire
"Can a Fragrance Help You…"
Haute Living
"Mansions in Hamptons"
New York Post
"Getting by on 500G"
New York Post
"485 Fifth is Going Condo"
New York Post
"Back to the Beach — Manhattan Meets Miami in Ulta-Luxe Waterfront Condos"
"Luxury Brand Stores Invest in Wall Street"
"Superluxe Less Super: Manhattan's Mood Darkens"
"She Rallied to Take the Wheel"
The Real Estate Professional Magazine
"Find a Niche and Fill It: Luxury Real Eastate and Real Estate Professionals"
New York Living Magazine
"Dolly Lenz at Trump Benefit for 'Operation Smile'"
Gotham Magazine
"Agents Provocateurs"
Gotham Magazine
"Dolly Lenz' $62.5 Million Southampton Listing"
Wall Street Journal
"Signs of Upturn in Manhattan"
New York Post
"Out Of Sight"
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m: (917) 885-9169


text:
For around a year, Girish Kale was flirting with the idea of buying his dream house. His budget of 3.5 million to 4 million rupees ($56,000-$64,000) wasn't going to work for Mumbai, where the kind of house the auto industry professional wanted would cost upwards of 10 million rupees.
Kale, who currently lives in a rented flat in Kandivali suburb, turned instead to Pune, a university city 150 kilometres away, with a plan to opt for a so-called 80:20 payment scheme. Such schemes allow the buyer to pay 20 percent of the property's cost initially and the remaining amount on possession after construction.
However, when the Reserve Bank of India issued a directive on Sept. 4 restricting some of these schemes, Kale's broker put them on the back burner. The central bank's directive might have disappointed buyers, but some still want to invest in property.
"Maybe when in six months I would like to get married … my expenses will go up. That is why I was interested in 80:20," said Kale, who is still on the lookout for a similar offer that will fit his budget. "It will be difficult but still I will go for it. I want to invest in real estate … if I delay it for maybe one or two years further, the price will go up".
In an 80:20 scheme, the buyer pays 20 percent of the total property value. As construction progressed on the property, the bank would pay the developer, which then would pay the equated monthly instalment or EMIs on the buyer's behalf.
The RBI said it was concerned because in certain cases, the developer received the entire amount upfront from the lender, making it a non-construction-linked loan and exposing the buyer's credit profile to higher risks in case the builder defaults.

subset: commoncrawl


text:
Many people suffer from anxiety…adults as well as children. But the question is: how to help kids deal with anxiety. The Show Me How program uses picture books to help young children d... so today, for Perfect Picture Book Friday, I've chosen a story that addresses that problem.
The Worry Glasses: Overcoming Anxiety
Written by Donalisa Helsley
Illustrated by Kalpart
Publisher: Mirror Publishing (2012)
Ages: 3-9
Overcoming anxiety, worrying, family support, empowering children, believing in yourself.
Opening lines:
"My name is Marjorie, but everyone calls me MJ. I love having fun, but I used to miss out on doing fun things because I was so worried."
MJ doesn't swim with her family when they went on vacation because she was worried about sharks. She didn't ride a horse at camp because she was worried she would fall off. And she didn't go to a friend's party because she was worried no one would play with her.
MJ's mother realizes there is a problem and takes her daughter to their pediatrician…who recommends they see a counselor. The counselor is able to help MJ find ways to relax and view her fears in a more realistic way.
Why do I like this book:
This is a PERFECT book for young children who are beset with worries and anxiety (as many are). I wish this book had been available to me when I was a little girl. Ms Helsley provides the actual anxiety-relieving exercises that a counselor would give to a child who had this problem. In addition, there are parenting tips at the back of the book that will be helpful, not only to a parent for their child…but also to anyone who suffers from anxiety.
If you'd like to learn more about this award-winning author and the other books she has written, please visit her at http://www.wildaboutreading.net/
Related Activities:
Your child will have so much fun, making these 'worry-less' glasses. Put them on…and help your child examine carefully the things that are worrying him or her. Sometimes talking about a problem and sharing it will lessen its power.
You will need: Pipe cleaners, piece of cardboard, markers, pair of scissors.
This craft (and illustration)…and MANY other types of glasses-making projects can be found at a fantastic website: http://www.artistshelpingchildren.org/howtomakesunglassescraftsidea...
I have yet another important cause I am supporting…it is the STAR Program (Sit Together and Read) from the local Colorado Spring...they interact with families in many important ways…this program provides picture books to families in need…homes where the children would not have any books if not for this interaction. On December 10th I will be going to their office to deliver what I hope will be a VERY BIG PILE of picture books. Click on their facebook link above if you are interested in getting involved.
Young children don't need fancy electronic gadgets…they only need a good picture book, a few simple inexpensive art supplies (like paper, crayons or markers, safety scissors and glue stick) and your positive participation. If you are looking for a great resource that will give you 100 picture book summaries and easy matching craft and cooking activities, you can purchase a copy of Show Me How! Build Your Child's Self-Esteem Through Reading, Crafting and Cooking. MoneyPenny Press (our publishing company) is offering the book for $19.95 on Amazon, this book makes a PERFECT gift for any parent or teacher of children ages 2-8…as well as for daycare providers and grandparents. No batteries required…powered by a child's imagination! If you order from my website in the month of December, there will be THREE HOLIDAY GIFTS with each book…the price is a little more than on Amazon…but with the three gifts (FREE SHIPPING, A HAND-CRAFTED FABRIC BOOKMARK FOR THE PARENT, A SHINY NEW PENCIL FOR THE CHILD)…it evens out the cost.
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text:
12 U.S. Code § 1828b - Interagency data sharing
(a) In general
To the extent not prohibited by other law, the Comptroller of the Currency, the Director of the Office of Thrift Supervision, the Federal Deposit Insurance Corporation, and the Board of Governors of the Federal Reserve System shall make available to the Attorney General and the Federal Trade Commission any data in the possession of any such banking agency that the antitrust agency deems necessary for antitrust review of any transaction requiring notice to any such antitrust agency or the approval of such agency under section 1842 or 1843 of this title, section 1828 (c) of this title, the National Bank Consolidation and Merger Act [12 U.S.C. 215 et seq.], section 1467a of this title, or the antitrust laws.
(b) Confidentiality requirements
(1) In general
Any information or material obtained by any agency pursuant to subsection (a) of this section shall be treated as confidential.
(2) Procedures for disclosure
If any information or material obtained by any agency pursuant to subsection (a) of this section is proposed to be disclosed to a third party, written notice of such disclosure shall first be provided to the agency from which such information or material was obtained and an opportunity shall be given to such agency to oppose or limit the proposed disclosure.
(3) Other privileges not waived by disclosure under this section
The provision by any Federal agency of any information or material pursuant to subsection (a) of this section to another agency shall not constitute a waiver, or otherwise affect, any privilege any agency or person may claim with respect to such information under Federal or State law.
(c) Banking agency information sharing
The provisions of subsection (b) of this section shall apply to—
(1) any information or material obtained by any Federal banking agency (as defined in section 1813 (z) of this title) from any other Federal banking agency; and
Source(Pub. L. 106–102, title I, § 132,Nov. 12, 1999, 113 Stat. 1382.)
References in Text
The National Bank Consolidation and Merger Act, referred to in subsec. (a), is act Nov. 7, 1918, ch. 209, as added by Pub. L. 86–230, § 20,Sept. 8, 1959, 73 Stat. 460, and amended, which is classified generally to subchapter XVI (§ 215 et seq.) of chapter 2 of this title. For complete classification of this Act to the Code, see Short Title note set out under section 215 of this title and Tables.
Section was enacted as part of the Gramm-Leach-Bliley Act, and not as part of the Federal Deposit Insurance Act which comprises this chapter.
Effective Date
Section effective 120 days after Nov. 12, 1999, see section 161 ofPub. L. 106–102, set out as an Effective Date of 1999 Amendment note under section 24 of this title.
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
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LEGO® Marvel™ Super Heroes features an original story that crosses the entire Marvel Universe. Take control of Iron Man, Spider-Man, the Hulk, Captain America, Wolverine and many more Marvel characters as they unite to stop Loki and a host of other Marvel villains from assembling a super-weapon capable of destroying the world.
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Reader Comments (Page 1 of 1)
it's not that said...
No, Rossi alluded to that fact. But the overall theme of his article is that he should be able to bring all melee DPS.
From the article:
"I am now constantly trying to field a 10-man raid with six melee DPSers."
"We already have to divide raids into tanks, healers and DPSers. A further division of labor in the DPS ranks ... makes things unnecessarily convoluted for no good reason."
Also, the anecdote about the pally re-rolling a druid.
He does mention the imbalance that all rDPS setup suffers no penalty. But he argues that this is good and all mDPS should be possible too. He does *not* argue that a mixed rDPS/mDPS should be necessary.


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10 U.S. Code § 2384a - Supplies: economic order quantities
(1) An agency referred to in section 2303 (a) of this title shall procure supplies in such quantity as
(A) will result in the total cost and unit cost most advantageous to the United States, where practicable, and
(2) The Secretary of Defense shall take paragraph (1) into account in approving rates of obligation of appropriations under section 2204 of this title.
(b) Each solicitation for a contract for supplies shall, if practicable, include a provision inviting each offeror responding to the solicitation to state an opinion on whether the quantity of the supplies proposed to be procured is economically advantageous to the United States and, if applicable, to recommend a quantity or quantities which would be more economically advantageous to the United States. Each such recommendation shall include a quotation of the total price and the unit price for supplies procured in each recommended quantity.
Source(Added Pub. L. 98–525, title XII, § 1233(a),Oct. 19, 1984, 98 Stat. 2600.)
Effective Date
Pub. L. 98–525, title XII, § 1233(b),Oct. 19, 1984, 98 Stat. 2601, provided that: "The amendment made by subsection (a) [enacting this section] shall take effect at the end of the 180-day period beginning on the date of the enactment of this Act [Oct. 19, 1984]."
The table below lists the classification updates, since Jan. 3, 2012, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.
The most recent Classification Table update that we have noticed was Tuesday, August 13, 2013
An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.
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Metastatic liver cancer is a cancer that has spread to the liver from elsewhere in the body.
Metastatic liver cancer most commonly originates in the lungs, breasts, large intestine, pancreas, or stomach. Leukemia (a cancer of white blood cells) and lymphoma (a cancer of the lymph system), especially Hodgkin lymphoma, may involve the liver. Cancers spread to the liver because the liver filters most of the blood from the rest of the body, and when cancer cells break away from a primary cancer, they often enter and travel through the bloodstream. Sometimes the discovery of metastatic liver cancer is the first indication that a person has cancer.
Often, the first symptoms are vague. They include weight loss, poor appetite, and sometimes fever. Typically, the liver is enlarged and hard. It may feel tender and often lumpy. Occasionally, the spleen is enlarged, especially if the cancer originated in the pancreas. At first, unless the cancer is blocking the bile ducts, the person has mild or no jaundice (a yellowish discoloration of the skin and the whites of the eyes). Later, the abdomen may become swollen (distended) with fluid (a condition called ascites—see see Ascites).
In the weeks before death, jaundice progressively worsens. People may become confused and drowsy as toxins accumulate in the brain because the liver is too damaged to remove them from the blood. This condition is called hepatic encephalopathy (see see Hepatic Encephalopathy).
Doctors may suspect metastatic liver cancer in people who lose weight and have an enlarged liver or who have a cancer that tends to spread to the liver. However, doctors often have difficulty diagnosing the cancer until it is advanced.
Liver function tests, which are simple blood tests, are done to evaluate how well the liver is functioning. Results may be abnormal, as they are in many disorders. Thus, this finding cannot confirm the diagnosis. Ultrasonography, computed tomography (CT), and magnetic resonance imaging (MRI) of the liver may detect the cancer, but these tests cannot always detect small tumors or distinguish cancer from cirrhosis or other abnormalities.
Metastatic Liver Cancer
A liver biopsy (removal of a sample of liver tissue with a needle for examination under a microscope—see see Biopsy of the Liver) is done if the diagnosis is unclear after imaging tests or if more information is needed to help with treatment decisions. To improve the chances of obtaining cancerous tissue, doctors use ultrasonography or CT to guide the placement of the biopsy needle. Alternatively, doctors may insert a flexible viewing tube (laparoscope) through a tiny incision in the abdomen to better identify and obtain cancerous tissue.
Treatment depends on how far the cancer has spread and what the primary cancer is. Options include the following:
If cancer has spread extensively, usually all a doctor can do is relieve the symptoms (see see Symptoms During a Fatal Illness). People may prepare an advance directive (see see Advance Directives) to specify the type of care they desire if they become unable to make decisions about care.
Last full review/revision January 2013 by Steven K. Herrine, MD
computed tomography
hepatic encephalopathy
Previous: Primary Liver Cancers
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Sister, Sister: Best Shared Girls Rooms
Best of 2013
Some siblings share bedrooms because of limited space and others because it's just fun. Either way, these sisters are shacking up in style, primed for play, secret-sharing, giggles and memory making. Ten of the year's best shared girls's bedrooms:
- Sophia & Charlotte's Perfectly Balanced Shared Room
- Vivi & Brigette's Home Away From Home
- Amelia & Eve's Shared Space
- Martina & Lola's Sweet, Shared Space
- Felicity & Hattie's "Labor of Frugal Love"
- Lena & Eve's Happy Tight Fit
- Stella & Hazel's Happy, Girly Shared Room
- Paloma & Olivet's Shared Space
- Jude & Ruby's Etsy-Filled Shared Room
- A Simply Sweet Space for Olivia & Zoe
Welcome to Apartment Therapy's Best of 2013 roundup! From December 21 through January 1 we are rounding up our favorite (and your favorite) posts from the past year.
(Image credits: Denise of Soph and Lulu; Joni Lay; Elizabeth/LIttle Black Door; Lucia M Photography; reader Erin; Melanie/Like a Radio; Haeley/Design Improvised; reader Jenna; Vida Mia Photography; Adi Nevo)
2 Comments
Number 9 is a brother/sister shared space. Jude's a boy!
Because correctly stereotyping your child must start early. "Girls are passive pink and nurturing while boys are active blue and explorers".
I strongly recommend Gloria Fine's book, Delusions of Gender. Also, a mirror. Notice the adult's response when babies reach for the "wrong" toys for their gender. Socialization starts in the crib and by age 3 the foundation for a lifetime is already laid.
These bedrooms for girls aren't terrible, but the contrast with the boy's rooms is quite telling. I predict the boys are going to grow up to be engineers while the girls are going to be haus fraus for engineers.


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Kristin Armstrong: Shifting Gears to Olympic Gold
"I was training for the Olympic triathlon team in 2000 when I started having hip pain. At age 27, I'd developed osteoarthritis. I was crushed -- I couldn't run anymore. It was tempting to think, This is a sign to quit racing and grow up. But when one door closes, another opens. I could still bike, so I decided to change my focus. Four years later, I made the Olympic cycling team."Coach Kristin!
"In my hometown of Boise, Idaho, I'm a volunteer Spinning and swimming instructor at the YMCA. I also work with girls to encourage them to get involved and stay in athletics. In middle school, they get to that age where they make a choice about whether or not they're going to play sports. Too many choose not to. I want to be that role model who shows girls how great an active lifestyle can be."Quantify It
"I'm very goal-oriented. It helps to set daily, weekly, and monthly benchmarks. Whatever you are trying to achieve, it's easier if you break it down so you have checkpoints to measure your progress."No Great Loss
"I learn more from losing a race than from winning. Coming in second at the 2007 World Championships was the best thing that could have happened a year before the Olympics. It sent me a message that I had to go back to the basics in my training and think about what I could do better."The Cold, Hard Truth
"On frosty mornings, I lie in bed and wonder, If I don't get up to ride today, who would know? The answer: I would. Remembering that I've made a commitment to myself and my goals is usually enough to get me going."Tunnel Vision
"The minute you start worrying about the woman running faster on the treadmill next to you or the person speeding past you in a race, you stop focusing on your own goals. You can't control other people. If I lose a race, I go back, train harder, and focus on the next one."Fitness Is...
"...finding the right balance for your body. I ride my best when I'm also eating right and sleeping well."
Originally published in FITNESS magazine, October 2009.
What do you think of this story? Leave a Comment.


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Starting a Garden Without Spending a Ton of Green
It's getting to be the perfect time to plant. But you don't need to go out and spend a fortune at the nursery to start a container garden on your stoop or windowsill. Jump below on cheap ways to start or add to your garden.
1. Propagate plants with friends and family. Succulents and Begonias are two kinds of plants that propagate well from a cutting — a free cutting. Tons of plants can be started from snapping off a branch or a stem and sticking it in water. So get together with a friend and plant-swap to expand your collection. Here are some directions.
2. Dumpster dive. Many nurseries throw out plants that don't look healthy anymore, but if you take them home you can rehab them with some TLC. This isn't totally on the up and up, so be cool when you're scoping out the alley behind the nursery!
3. Ask for discounts. If a plant is looking sad, you can always try asking for a discount if you're not up for dumpster diving.
4. Garage sales. Garage sales are a great source for plants — or at
least great cheap containers to use as stylish pots.
5. Thrift stores. Repurposing vases or fish bowls for terrariums is one way to save on pots. We found 10 glass fish bowls for $.50 each at the Salvation Army — instead of the $30 the nursery wanted for the same thing.
How do you keep costs down while maintaining an awesome garden?
(Re-edited from a post originally published on 8.31.2010 - CM)
(Image: Laure Joliet)
26 Comments
a plant swap - what a great idea! i love how easily succulents propagate - they're so sturdy, even for people who don't have much of a green thumb like myself...
My 785sq/m garden is planted with 100% free plants. Every single plant was a cutting or a pull out from friends and my green thumbed mother. Succulents are the best for this process but orchids (especially crucifix or ground orchids) are brilliant for this process too. The only dosh I spent on my garden was my railway sleeper bed edges for $10 per 3m length. My $100 budget garden was heaps of fun and super easy to create... mind you it does help when you mother has an acre of dense rainforrest garden to pcik stuff out of. :P BUT I would also see pretty plants hanging out of peoples gardens and take a small clipping they wouldn't notice. :D
Garden club plant sales are good. (Cheaper than nurseries, a nice fundraiser for the club, and often varieties of plants hard to find anywhere else -- AND guaranteed suitable to your zone!)
End of season sales are good. Nurseries and Home Depot/Lowes garden centers (at least around here in the northeast) discount things up to 75% at the end of the planting season. (I like buying small trees that way!)
Craigslist is good. I wanted Siberian Irises, which spread nicely and therefore are a likely option for someone to want to share, so I checked Craigslist. I got bunches of them ready to bloom for a pittance. (Not free, sadly, but sometimes "free" happens there too...)
Apart from bulbs and cuttings from my in-law's garden, I've had terrific luck getting very cheap plants from retirement communities. A lot of residents in my area seem to keep a garden and share their bounty for pleasure--I find I often have to insist on paying them for their cuttings!
there are some great web communities such as davesgarden.com where you can get seeds, and sometimes cuttings by sending a self addressed and postage paid envelope to them. They also have forums where you can meet gardeners in your area or other areas and trade seeds or plants in person or by mail.
Also look for end of season seed sales, sure its optimal to use fresh seeds every year but some will still sprout next spring. Just expect lower germination rates. Starting from seed takes more patience and planning but can be really cheap too, just save containers to start them in - ive found berry containers work GREAT because of their drainage holes, just put them on a big tray or lid of some kind. '
I spent about $30 on seeds this year, and got about 250 plants out of it. obviously more than i needed, but seedlings make excellent gifts! Plus i now have crops of extras coming in (my deal is if i give you a seedling i get any extra veggies you dont need i get first dibs!)
Seeds are also a good way to go, you just have to be patient. For a $1 or so a pack you can get a garden full of different plants. Very slow process for perennials.... but definitely cheaper than buying the plants.
Ikea sells awesome indoor plants in many different varieties for very little green (*snicker*). They also sell amazing little modern white pots for $.99 a pop. My favorite source for my indoor garden needs.
Thrift stores are definitely a great source for vintage containers. Think out of the box by using old teapots, cups, buckets, etc.
don't dumpster dive at a nursery. besides the fact that yeah, it's stealing, the nursery might have thrown it away because it was diseased or infested with insects, which you would bring back to your own garden. also, asking for a discount on a sad looking plant is risky. if it's really been stressed and doesn't just have a cosmetic flaw, chances are it won't make it and you would have wasted your money.
I've found walking around your neighborhood and chatting up your neighbors is a good source as well. If you're on friendly terms or even just show enthusiasm, most gardeners are more than happy to snap off a cutting for you and give you lots of advice.
A source for free herbs are Vietnamese pho restaurants. I just grab the leftover sprigs of mint and basil and root them in water.
succulents, agaves, and cacti are my obsession.
Groupon and Living Social sometimes have coupons for local nurseries. As long as you do your homework to make sure the business is a good one, you can pick up a lot of plants for less money. If you want to try trees, they can get pretty expensive. Having a coupon would be really helpful and you support a local business.
I've been completely surprised by all the great plants I've seen on Craigslist! Herbs, veggies, flowers, trees, and shrubs; all for next to nothing, or even free.
shame on Amandad2 - never cut from someone else's place without asking! 99% of gardeners are happy to share if you pop a note in their mailbox. i give lots of plants to friends and neighbors as i edit & re-edit my tiny [13 x 17] yard, but I'd take after someone with a shovel if they just helped themself to my hard work and i was nearby!
I'll have to agree with @YEAH, I ANSWER TO RED ... "snipping" a cutting from someone's garden without asking permission is very low class. @Amandad2 you should be ashamed of yourself rather than patting yourself on the back for "being frugal".
I've been taking strays I like from the backyard and popping them in the front. Purple Heart can just be snipped and popped in the ground, which is probably why so many of my neighbors like to landscape with it.
Can anybody tell me the name of the round succulents on the left side of the photo?
@Pammyfay, those seem like hens and chicks to me (yeah, that's the popular name - hens and chicks). Go to Google and type HENS AND CHICKS PLANTS and once you get results, click the Images link on the left side.
Any garden centre will have a variety of hens and chicks.
@PAMMYFAY - I believe those are called chickens and hens
I'm lucky enough to have a fairly green thumb and I have "brought back to life" many plants that I found on clearance looking miserable or that friends/family had planted in an unhappy spot, so I totally concur on the clearance/dumpster diving!
Growing things from seed is also a good, cheap way to go and lots of things sprout pretty easily.
It is all about resourcefulness - Think about what you need and then think about who might see that as a scrap/waste product or who may have some to share. I'm working on getting wood chips from a tree service (yes, it may contain some bugs/disease, but for free, I am willing to gamble) and compost from a horse farm for much cheaper than the nursery. I'm also working on getting a neighborhood scrapper to take down a chain link fence for free in exchange for him taking the metal to cash it in.
Finally, if you're really brave and want a free fertilizer - it may sound gross, but there are several studies out that human urine (diluted) is as effective a fertilizer as storebought. (don't worry - urine is sterile as opposed to bacteria-filled solid waste) It isn't for everyone, but if you want to reduce wastewater and have an endless supply of free fertilizer, it is something to think about.
Hilarious! I read a post and was about to post a followup that it sounded just like ME -- then noticed it WAS me, two years ago!!!
I still have the Chinese Evergreen I rescued for a dollar from a grocery store 17 years ago. Poor thing had mealy bug. Easy enough to cure with rubbing alcohol and a cotton swab. I just planted it's great-grandaughter, which rooted from a top cutting in a vase of water. :)
Thank you, Canadianmango and Threesquare!
I have a good sized succulent garden that I created using 99% FREE cuttings from a gardening group I found online. Check out gardenweb.com for local groups.
As Cathycolson pointed out, you should also check out craigslist for free give aways. Whenever I am thinning out my garden, I put a notice on Craigslist and just leave the cuttings in the car port. I'd rather give the plants a shot at life elsewhere than throw them away.
Check to see if there is a native plant society in your area. The one near me, has regular outings where they go to construction sites (with permission of course!) before they are bulldozed, to save any native plant species. Not only are native plants more likely to survive, they're more than likely not invasive either.
Honestly? I go to Home Depot and Lowes... and if those plants are sad, I go to a local hardware store for plants or a local grocery store. Nurseries are a bit of a rip off for planting simple stuff like ivy or pansies/petunias. If you want something special or need help figuring out what to plant where/when, then I'd invest in going to a nursery.


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Velocity Brew 10-cup Coffee Maker by Bunn
A quick-brewing coffee brewer with specially designed sprayhead for optimal flavor.
- Features
- Technical Details
Revolutionary heat and release technology heats water to about 200 degrees, the perfect temperature for hot, flavorful coffee.
Quick-brewing brewer designed to remain on to keep the internal hot water tank heated and ready to go.
Unique sprayhead releases water from top tank, wetting coffee grounds evenly and extracting the perfect flavor.
Double wall, vacuum insulated thermal carafe keeps coffee warm for up to 2 hours
Die cast aluminum base
50 fl oz capacity (10 cups)
- Dimensions: 15.2"H x 14"D x 8"W
- Weight: 11 lbs
- Carafe Capacity: 10 cup (50 fl oz)
- Construction: Stainless steel, Plastic
- 3-year limited warranty
Click here for manufacturer's warranty information.
- Product Details
Three minutes – that's all it takes to brew delicious coffee with the Velocity Brew ST by Bunn.
This traditional quick-brewing coffee brewer keeps water in its stainless steel internal hot water tank at about 200F, the optimal brewing temperature, so it's ready to brew whenever you are. It features a specially designed sprayhead that releases water all at once for complete coffee flavor extraction in 3-4 minutes. Brews up to 10 cups per batch.


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Credits & Info
- Uploaded
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- Daily Feature February 21, 2011
- Weekly 4th Place February 23, 2011
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An isolated man and his dog discover the horrors that lurk in the forests of the frozen north
Rated 5 / 5 stars November 7, 2013
That's such a good example of suspense being scarier than the actual death. Loved the animation, and it was a fairly long video also.
Rated 5 / 5 stars November 3, 2013
Man, this is one of my favorites. I'm a big fan of the "ice fishing" setting for horror. This really captures the placid hostility and isolation you feel from the northern woods during winter and wraps it up with some funny commentary at the end!
Rated 5 / 5 stars November 2, 2013
Rated 5 / 5 stars July 30, 2013
That was absolutely amazing! Great suspense build up. Jeez, it was making me all nervous until I saw the protagonists! Epic!
Rated 4.5 / 5 stars July 4, 2013
i was laughing my arse off at the end where those things come out. I wanted something more scary to come out though. when i saw their faces it just made want to cry from laughing.


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$ 280.00
Approximate size: 16.6/0.8 x 0.7 inches
Unfortunately this product is currently not available.To the Boutique Finder
Inspired by natural rock formations, this ruthenium-plated necklace reveals incredible depth and sparkle. The crater shapes was designed exclusively by Arik Levy for this collection. A delicate blend of hand-applied crystals makes each piece truly unique. Arik Levy is an international industrial designer.
Article no.: 5039276


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No ability to add tag in Todoist for Mac
Asked on Dec 18, 2012 - 10:38
Where is the feature to add tags when creating a task in Todoist for Mac?
All responses
Replied on Dec 18, 2012 - 13:08
Hello Andrew,
To add a label to a task, simply type @labelname within the task name, just as on the web-app.
Best regards,
Replied on Dec 18, 2012 - 13:14
Hi David
When you press the Add task button, the little icon does not appear on the add task box next to the due date.
I will use the workaround for now. But app needs to be consistent to stop confusing us users!!
Best wishes
Replied on Dec 18, 2012 - 14:01
I have passed your report to the developers and we will look into this issue.
Best regards,
Replied on Dec 20, 2012 - 14:25
Hello Andrew,
The label icon has now been added to the Quick Add feature across our plugins/apps (incl. the Mac version).
Best regards,


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prAna Women's Cori JacketItem Number: 25123846
Price: $77.97 $129.00*
You save: $51.03 (40%)
You save: $51.03 (40%)
Free Shipping Plus Free Returns on Apparel! (See Promotion Details)
Product Information
Customer Reviews
Buying Guide
No matter where you're headed for the day, the prAna® Women's Cori Jacket has you covered. Chakara performance fabric offers comfort with stretchy materials that wick moisture away to keep you dry. The exaggerated rib collar offers coverage for warmth and style that stands out from the crowd. Whether you're on your way to class or staying active outdoors, the prAna® Cori Jacket is the perfect way to zip-up and stay cozy.
- Fitted jacket
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- Ideal for yoga, hiking, fitness
- Fabric: 93% nylon/7% lycra spandex
- Style: W2CORI313
- prAna
Country of Origin: Taiwan
Customer Reviews
Rated 1 out of 5�by 1 reviewer.
Rated 1 out of 5�by MAP74 sizing way off !!!!!!!!!! loved the style of this jacket..with wonderful long selves . (something I hardly find) BUT......... this jacket fit like a very tight / small medium .I had ordered an 'extra large' Big disappointment !!! I have returned jacket....sooooooooo sad ! March 31, 2014
1-1 of 1


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- 866-722-3338 General Information
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A good scientist needs to be exposed to other fields of knowledge—to the arts, the social sciences, and humanities. Our Bachelor of Arts in Biology and Juris Doctor program helps you go one step further by giving you the opportunity to earn two degrees and apply your scientific expertise to the field of law. In as little as six years, you can enter this exciting field and become a leader in legal areas such as environmental and patent law.
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By Matthew Goldstein
Today, The Wall Street Journal reports that foreign investors have caught the gold rush mentality that surrounds the market for foreclosed homes in the U.S. But domestic-based firms are still doing quite well themselves in raising big dollars to buy-up foreclosed homes with an eye to renting them out before eventually selling them.
A foreclosed home fund managed by Tom Barrack's Colony Capital recently disclosed in a regulatory filing that it had raised $536.7 million from 54 "accredited" investors. The fund relied on JPMorgan Chase's wealth management team to do some of the selling.
Colony, along with private equity giant Blackstone Group and Malibu, Calif. based American Homes 4 Rent, have emerged as the three biggest buyers of foreclosed homes over the past year. Blackstone has spent well over $1 billion on buying up roughly 16,000 homes, and American Homes, backed by $600 million from the Alaska Permanent Fund, isn't far behind.
But smaller funds with interesting pedigrees are also raking in cash, as yield starved investors look for some place to put their money as the Federal Reserve keeps trying to push down rates on mortgage securities and Treasuries.
Home Place Partners, a fund sponsored by bond firm TCW, just reported it has raised $105 million. The fund is still looking to raise another $145 million.


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Authorized Persons to Perform Marriage Ceremonies
Commissioner For One Day Program
This is a one time, one-event appointment. The bride, the groom or the person performing
the marriage ceremony must reside in San Bernardino County. The person wishing to
be appointed as a commissioner of civil marriages must:
- Be at least 18 years of age
- Appear in person at the County Clerk's Office (by appointment)
- Present current government issued identification
- Complete an application
- Pay a fee of $75.00 (non-refundable)
The process is done by appointment only. Please submit the "Deputy Commissioner
of Marriages" application at least six weeks in advance of the date of the
ceremony. After approval is given, you will be given instructions for completion
of the license, sample wedding vows and a copy of your appointment. For further
information, please call (855) 732-2575.


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by -- GOP presidential hopeful Newt Gingrich received the endorsement of the influential editorial board of the New Hampshire Union Leader on Sunday, providing another boost to his surging campaign. more…
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WND Exclusive: 'Damning': Obama abortion funding promise 'wasn't true'
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This dress by Leota is a must have in every pregnant women's wardrobe. The prints are adorable and the styles are easy to wear. The Sweetheart Dress is just that, sweet and elegant. Crossover style allows for easy nursing access after the baby.
94% rayon, 6% spandex. Hand wash cold and dry flat, or dry clean.
Made in USA.
Color: Print, Yellow
Brand: Leota


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September 23 Mabon
Posted by ksozenbe in Wiccan on 24. Sep, 2010 | Comments Off
Mabon (Wicca)
Mabon (Harvest Home) celebrates life's encapsulation as a seed to survive the cold, barren winter and the harvest of the Vine, which as wine symbolizes the Goddess' power to transform youth's sweet nectar into old age wisdom and spiritual maturity.
August 1 Lammas
Posted by ksozenbe in Wiccan on 30. Jul, 2010 | Comments Off
Lammas (Wicca)
Lammas (also called Lughnasad) is the celebration of the grain harvest, the Harvest of the First Fruits. Many traditions celebrate Lammas as the funeral of Lugh, the sun God whose strength is visibly waning by late summer.
June 21 Litha
Posted by ksozenbe in Wiccan on 17. Jun, 2010 | Comments Off
Litha (Wicca)
Litha (also called Midsummer's Eve) celebrates the consummation of the sacred marriage in which the energy of God is poured out in the service of life. His sacrifice resulting in his total immolation by the end of the season, sets the standard of self-giving in service to the Goddess. Litha comes on the June solstice.
March 20 Ostara
Posted by ksozenbe in Wiccan on 12. Mar, 2010 | Comments Off
Ostara (Wiccan)
Ostara celebrates the return of the Goddess-as-Maiden, the courting of the Goddess by the God, and the reawakening of the seeds within the earth.


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Teva: Why Analysts Love This Stock
Ryan is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
Profitability, Growth, and Market Share Leadership
Analysts have followed and loved this stock for the past few years because of its market leadership, high margins, profitability, dividend, and potential for growth. Many analysts are bullish on the Healthcare Sector because (1) more and more people are living longer; (2) more people need treatment; and (3) as emerging economies grow you tend to see more jobs in the service sector and more disposable income flowing into healthcare. Teva (NYSE: TEVA) is well positioned to capitalize on all of these trends.
Teva is penetrating markets in the world's strongest economies such as Germany, the UK, Japan, and the United States. Teva has also established footholds to grow alongside maturing and emerging markets. The company has, however, learned that it must not focus on market share leadership at the expense of profitability. In Europe, for example, Teva has prioritized profitable, sustainable growth over market penetration and share leadership.
Acquisitions That Make Sense
Teva appears to have a very well thought out growth plan. In 2008, Teva acquired Barr Pharmaceuticals, a global specialty pharmaceutical company that operated in more than 30 countries. Then, in 2010 Teva acquired Ratiopharm, Germany's second largest generics producer and the sixth largest generic drug company in the world, which greatly expanded its coverage throughout the European Union, particularly in countries like Germany, France, Spain, and Italy. That same year Teva also announced that it intended to build a distribution center – and potentially a headquarters – in the Philadelphia area.
In 2011, Teva purchased Cephalon, which greatly expanded its presence in the proprietary pharmaceutical sector. The acquisition of Cephalon reinforced Teva's long-term strategy of building out its branded and specialty pharmaceuticals business through diversification and expansion of its product portfolio and pipeline, while enhancing its position as a worldwide leader in generics.
A few months after that Teva purchased Taiyo Pharmaceuticals – the third largest generic drug company in Japan. The acquisition of Taiyo provides Teva with access to the second largest pharmaceuticals market in the world, valued at over $100 billion. That acquisition provided Teva with access to a strong R&D team, local regulatory access, and a state of the art production facility – and it ensures that Teva will become a leading player in the world's second largest pharmaceuticals market.
What are the Key Risks?
The major risk that Teva faces is ensuring that it is in compliance with the plethora of different governmental regulations. Noncompliance increases the probability that business operations will be disrupted. In 2011, for instance, Teva closed its production facility in Jerusalem because of a warning letter that it received from the FDA. The company also had to temporarily suspend its operations in Irvine, California. So Teva has had to shut down a plant at least twice – and that is just what was reported in the news. Noncompliance also increases Teva's exposure to legal claims.
Teva has sought to strategically diversify its portfolio through mergers and acquisitions. That strategy seems to have worked out well for Teva. At this juncture, however, we cannot tell whether or not Teva overpaid for these companies, whether or not Teva will realize significant cost savings, and whether or not Teva attempted to do too much too soon. In the near future, I wouldn't be surprised if Teva were to announce that it was going to 'focus on core competencies' or if Teva's new CEO were to centralize manufacturing – similar to what he did at Bristol-Myers Squibb.
What is a Fair Valuation?
Teva currently has a forward Price to Earnings Ratio of around 7, which compares favorably with companies like Eli Lilly (NYSE: LLY) and Watson Pharmaceuticals (NYSE: ACT). Eli Lilly has a forward P/E ratio of slightly more than 13, while Watson Pharmaceuticals has a forward P/E ratio of a little over 10. Eli Lilly, a fairly stable company, has a dividend of around 4%, while Watson Pharmaceuticals, a company with considerably higher growth expectations, does not currently pay a dividend. Teva is comparable to Watson Pharmaceuticals, and I believe that fair market value is currently around $45.
3 Reasons to Consider Purchasing Teva
1. Considering Teva's rate of growth, future profitability, reasonable dividend (around 2.75%), and level of product diversification, it appears as though Teva's shares are currently oversold.
2. Teva has several drugs awaiting FDA approval, and Teva will benefit from the 'patent cliff' at Big Pharma companies through 2015 when it flattens out.
3. Teva appears to have a very well thought out growth plan that now focuses on profitable growth rather than on gaining market share.
My Foolish Take
On the negative side, Teva has a declining return on equity, which is currently at less than 10%. That points to difficulty managing through recent M&A activity. Increased leverage has resulted in operating shortfalls. The largest concern with Teva, however, is that in its most recent quarter it posted a loss. For some investors, that raised concerns about the company's stability.
On the positive side, Teva is attractively valued given its underlying fundamentals. In addition, Teva has a very solid growth strategy and a diversified product line. In the long run, the most recent quarterly earnings might merely represent a blip on the radar.
On balance, I feel that Teva is oversold and that purchasing the stock in the $35 – $37 range provides a reasonable upside (15% - 30%) with minimal downside risk. In the near future, if Teva delivers against earnings forecasts it might increase its dividend. That would signal that Teva's operations have stabilized and that the company believes that its shareholders benefit more by increasing the payout rather than investing those dollars back into the company.
RyanPeckyno has a position in Teva. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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Sweet and Savory Sandwich: Recipe for a Chocolate Peanut Butter Treat
Super Bowl Party Beer Cocktails!
Holiday Gift Guide: YumSugar Editor Picks
Jamie Oliver & Food Network Chefs on Favorite Holiday Recipes & Cooking Tips
Quick Home Makeover: Easy Ways to Brighten the Kitchen and Living Room
Sweet and Savory Sandwich: Recipe for a Chocolate Peanut Butter Treat
Cocktails For a Couples Retreat at Home: Come Party With Me!
Vintage Chic Tailgate Party in Your Own Garage: Come Party With Me!
How to Bake the Best Homemade Gift: A Big Ol' Bundt Cake!
Yum's Ultimate Foodie Gift Guide!
Creative Tips to Make Food the Centerpiece of a Great Party!
Spice Up Your Party With Fun and Easy Cocktail Recipes From the Supper Club London!


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Sign up for Yardbarker's daily Top 10 newsletter, the Morning Bark! Customize to get news on your favorite sports and teams.
Found January 02, 2013 on Next Impulse Sports:
PLAYERS: Tim Tebow, Mark Sanchez
TEAMS: New York Jets, Denver Broncos
TEAMS: New York Jets, Denver Broncos
Poor Tim Tebow. It seems like even after last year's miracle run with the Denver Broncos he still can't catch a break. The worst part is that it's really through no fault of his own. He's taken roughly 80 snaps this season and happened to be injured the one week they finally had no choice but to replace Mark Sanchez. Then he's suddenly the third string quarterback and, worst of all, he probably will be released from the Jets and find himself in free agent limbo. Luckily, a Dick's Sporting Goods (probably in New York or New Jersey) doesn't care about all of that and set up the display shown above. Even Mannequin Tebow gets benched, it seems. This is a really creative display. I hope the guy who thought of it got a raise, because it's stellar. [ThePostGame] Article found on: Cosby Sweaters
Original Story: http://cosbysweaters.com/2013/01/02/t...
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Bookstores in Louisiana
A guide to the best independent
Louisiana bookstores
Baton Rouge
Book Bohemia - 4939 Jamestown Ave, Suite 208 - Used books
Alexander Books - 2001 W. Congress St. - (337) 234-2096* - Used, Out-of-Print books
New Orleans
Beckham's Bookshop - 228 Decatur St. - (504) 522-9875 - Used
The Community Book Center - 2523 Bayou Rd. - (504) 948-7323
Faubourg Marigny Art & Books - 600 Frenchmen St. - (504) 947-3700 - Specialty: GLBT, Used
Faulkner House Books - 624 Pirates Alley - (504) 524-2940 - Used books - Specialty: Rare
Garden District Book Shop
2727 Prytania
Phone: (504) 895-2266
Type: Primarily new books with used books
Specialty: General Interest, Children's, Mystery, Regional, Interior Design
Sidelines: Artwork, Greeting Cards/Postcards
Events: Author Signings, Readings, Book Club, Cookbook Club
Find us: Facebook // Twitter
The Garden District Book Shop resides inside the historic property called the Rink at the corner of Washington Avenue and Prytania Street in New Orleans' beautiful Garden District. We carry a large collection of regional titles - new and used; design, art and gardening books; fiction and non-fiction; children's; and signed first editions and limited editions by many regionally and nationally acclaimed authors. The Rink was originally built in 1884 as the Crescent City Skating Rink (roller skating) to lure passing tourists during the World's Cotton Centennial Exposition. Since then the building has housed a livery stable, mortuary, grocery store, and gas station.
Maple Street Book Shop - 7529 Maple St. - (504) 866-4916
Octavia Books - 513 Octavia St. - (504) 899-7323
Return to NewPages Guide to Independent Bookstores
Index ::
Order Bookstore Mailing List


text:
Twitter update allows direct messages from any follower
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New app saves supposed-to-disappear Snapchat pics
One of the reasons people share photos on Snapchat is because they know they disappear after viewing for 10 seconds or less -- a new app lets the recipient permanently save the Snapchats, without the sender's knowledge.
Apple's way-out ways to prevent cracked screens
Apple is seeking a patent for technology to flip a falling phone in midair or use built-in jets to cushion its landing.
Correction: Edible Roadkill story
Correction: Edible Roadkill story
Pay someone to mail thank-you cards, but not to D.C.
A new iOS app that mimics handwriting offers a solution if you hate the tedium of writing thank-you cards, but it comes with an embarrassing glitch.
Students learn digital mapping skills, target jobs
Participants in 4-H National Youth Science Day have hands-on experience in one of the fastest growing occupational fields in the country - spatial technologies, including GIS and GPS mapping.
Happy birthday, Instagram! Photo sharing app turns 3
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Site uses social media to track illness
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iPhone finder checks local Apple stores for 5S in stock
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Hi: 74 °F | Lo: 57 °F


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Dialogue Bulk SMS API
Dialogue provides interactive services for mobile messaging and mobile billing. Dialogue's bulk SMS API product lets users send bulk SMS text messages to global networks from their applications using an SMS gateway platform. Users can connect to Dialogue's SMS gateway platform with one of the following SMS API interfaces: HTTP, SOAP, SMTP, SMPP. Developers must contact Dialogue for API documentation.
Source Code
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- Address:
16 Sydenham Street
Dundas, ON L9H 2T4Neighborhood:
- Cuisine:
Contemporary FrenchPrice: CAN$31 to CAN$50
- Dining Style: Fine Dining
- Website: http://www.quatrefoilrestaurant.com/
- Phone: 9056287800
- Hours of Operation:
Lunch: Tuesday - Saturday: 12:00pm - 3:00pm; Dinner: Tuesday - Saturday: 5:00pm - 10:00pm
- Payment Options: AMEX,MasterCard,Visa
- Cuisine: Contemporary French
- Executive Chef: Fraser Macfarlane
- Dress Code: Smart Casual
- Accepts Walk-Ins: Yes
- Additional Details: Bar/Lounge, Beer, Farm to Table, Fireplace, Full Bar, Non-Smoking Area, Patio/Outdoor Dining, Personal wines welcome (corkage fee applies), Private Room, Wheelchair Access, Wine
A word from Quatrefoil
Chefs Fraser Macfarlane and Georgina Mitropoulos opened Quatrefoil Restaurant in May, 2010. Since then, the restaurant has been named among the top 10 best new Canadian restaurants of 2010 by enRoute Magazine, and among the top 10 best new restaurants of 2011 in Toronto by Toronto Life magazine. Quatrefoil Restaurant is also featured as a prime dining destination in the 2011 edition of Where to Eat in Canada. Located in the quaint community of Dundas, Ontario, the restaurant offers contemporary French cuisine in a charming heritage home turned modern eatery. Macfarlane and Mitropoulos, a husband-and-wife team, met in the kitchen of Toronto's Scaramouche Restaurant, before heading to Europe to seek out new food styles and experiences. Together, the pair has cooked in some of the best Michelin-starred restaurants in Europe, training under notable chefs such as Marco Pierre White, Gordon Ramsay and Gary Hollihead.Continued
Foodspotting photosSee all photos
Awards voted by OpenTable diners
- Diners' Choice WinnerBest Overall
- Diners' Choice WinnerBest Ambiance
- Diners' Choice WinnerBest Food
Quatrefoil - Best Restaurants in Dundas ›
Quatrefoil reviews from OpenTable diners
133 reviews since June 4, 2014
- Food4.7Service4.7
- Ambiance4.6Noise LevelModerate
special occasion (109)fit for foodies (95)romantic (81)neighborhood gem (60)notable wine list (53)great for outdoor dining (38)great for lunch (36)good for groups (26)hot spot (12)great for brunch (9)late-night find (7)scenic view (4)kid-friendly (2)Show More
- Excellent placeCopper495Dined on 9/26/2014Good was amazing! Service even better! Great little place would never have thought to look for such a great restaurant where it is located! Can't wait to go back!Special Features:I would recommend this to a friend.
- My favourite restaurantDundasFanDined on 9/26/2014Consistently perfect and gorgeous food, and warm, friendly service.Special Features:I would recommend this to a friend.
- Always a treat to dine here!OpenTable Diner Since 2010Dined on 9/25/2014The food, service and surroundings are consistently excellent. You pay for the privilege, but this is a restaurant for those nights when you have time to sit and savour beautiful food prepared with technical precision.Special Features:
- jantDined on 9/25/2014We spent a lovely anniversary dinner at Quatrefoil. We have been here before and always had a wonderful dinner, but this dinner was phenomenal - the tuna appetizer was amazing, the halibut and salmon entrees were delicious, and the complimentary amuse bouce was a lovely treat. Not only was the food fabulous, the presentation was beautiful and artistic. Service was friendly and professional, the whole evening was delightful - thanks Quatrefoil!Special Features:
- Great as usualsallygDined on 9/24/2014If there is one restaurant to go to for a special meal, this would be it. From the mouthwatering appetizers to the perfectly cooked beef tenderloin, every mouthful was bliss. Attentive staff, great wine suggestions. Overall 10/10Special Features:I would recommend this to a friend.
- Yummy tasting menuOpenTable Diner Since 2013Dined on 9/19/2014We enjoyed the 5 course menu and asked for a wine paring which was a pleasant yes and good choices. Would highly recommendSpecial Features:I would recommend this to a friend.
- Special Occasion SpotneighbourhoooddelightDined on 9/19/2014Quatrefoil is the restaurant we choose for a special occasion celebration. The staff is delightful; friendly and welcoming, yet sophisticated and professional. We thoroughly enjoyed the Friday night tasting menu. There was excellent variety and the opportunity to try a number of items on the regular menu. Good value for the quality and quantity of items.Special Features:
- Best restaurant in Hamilton AreaJudiDined on 9/13/2014This is our 6th or 7th dining experience at Quatrefoil and I can only say it is outstanding. The food is very creative and prepared to perfection. We had an excellent server, a female by the way, who timed our service to perfection. We were celebrating our daughter and son-in-laws birthdays and their 25th wedding anniversary as well. Everyone ordered something different and we were all extremely happy. Although the menu is relatively small, a good thing, I think, the selection is more than adequate. Many thanks and we will be back.Special Features:
- very goodQiaoCDined on 9/12/2014Good food, tried tasting menu. Very friendly serverSpecial Features:I would recommend this to a friend.
- Perfect for CelebratingOpenTable Diner Since 2014Dined on 9/10/2014Quatrefoyle is never disappointment. The food is amazing to say the least and the service is outstanding. They make you feel as though you are 5 start dining without feeling stuffy. I would recommend this restaurant to anyone celebrating a special occasion. They make you feel at home and specialSpecial Features:I would recommend this to a friend.
- Maintaining a high standardDundasfoodieDined on 9/6/2014From the moment we walked in the door we were met with service that was attentive, friendly and interested in us without being intrusive, The atmosphere is one of quiet elegance and it is clear that diners are there because of one thing only - the quality of the food. From a delightful amuse-bouche of a crispy corn and nut mouthful, to starters (scallops and tuna) that were full of interesting flavors, attractive in presentation and perfect in amount and to entrees (duck and rack of lamb) that were similarly melt-in the -mouth perfect Quatrefoil maintained is reputation as the pre-eminent food destination in this area of the Golden Horseshoe. All was accompanied by an excellent Barolo and two happy diners were more than satisfied.Special Features:
- excellent as alwaysDerbyDined on 9/6/2014Great lunch. The show went on without a hitch even though a huge tree can down on the property that am and did some damage on the street. Most was cleaned up by opening which was amazing!Special Features:I would recommend this to a friend.
- A Little DisappointedSmeltyDined on 9/4/2014We had never been before and had heard great things. We were pretty disappointed. The meals were pretty sloppy and not very well presented and we really felt like the place is not generally busy on Thursday nights and they had their back up chefs running the kitchen. The meal was not much better than what I would expect at a roadhouse chain - definitely not fine dining and not worth the price. The amuse bouche was very beautifully prepared and presented and the breads were delicious. We will try the place again because everyone raves about it so much. We expect we were simply there on an off night.
- frenchieDined on 9/4/2014another wonderful experience!This restaurant never disappoints, every course was excellent and service was attentive but not overbearing.Special Features:I would recommend this to a friend.
- What a Surprise!mamamiaDined on 9/2/2014My husband and I wanted to try something romantic and quiet for our anniversary. We had heard some great things about this place and have been meaning to try it for some time. We both thoroughly enjoyed our lunch. It's the best meal we've had out in a long time. The food was fabulous and the service exceptional. The ambiance was perfect plus I loved the rose placed on each table. Nice touch! Will definitely come for dinner next time with friends. Thanks for a memorable time!,Special Features:I would recommend this to a friend.
- blacksheepDined on 8/30/2014Quatrefoil was a 10 in every way, a perfect evening, great food, correct portions,nice wait staff, nice an quiet ambiance. When i visit my children again we will definitely make a return visit. In fact we are making a reservation for 10 for lunch on 9/4 before I head back to Georgia.Special Features:I would recommend this to a friend.
- Wonderful eveningYYZLHFCODined on 8/30/2014We went to Quatrefoil for a birthday celebration and had one of the best restaurant meals we have ever had. Jose, our waiter, ensured that every detail was perfect. We look forward to our next opportunity to dine at this very special place.Special Features:I would recommend this to a friend.
- Marvelous all around experienceLexigrlDined on 8/29/2014The wonderful reviews I read about Quatrefoil were accurate. My husband and I came for a date night and were wowed by the all around experience. Impeccable service and outstanding food quality made with fresh ingredients. This quaint gem is perfect for a night of romance or to whoo some special people in your life. Sit back and enjoy the tasting menu. So many delicious and delectable dishes that we could not pick a favour one. We could definitely go back alone simply for the gnocchi, albacore tuna, organic salmon AND the beef tenderloin. Even the coffee and petits four (consisting of apricot macaron + white chocolate truffles) was divine. For all the foodies out there, this must be considered as your next go-to. We will definitely be back!Special Features:I would recommend this to a friend.
- Awesome!!!TwoMacsDined on 8/22/2014We will definitely be back!! Had the tasting menu, every course was a different taste, the flavours just danced in our mouths!! Looking forward to the next time.Special Features:I would recommend this to a friend.
- Wonderful!OpenTable Diner Since 2008VIPDined on 8/22/2014This place is a real treat. Every time we go there is always a pleasant surprise. This time I had a pork chop something I find most place tend to have it a bit fatty which Quatrefoil made it moist without the grease. Service is also first rate. A place we will continue to frequent.Special Features:I would recommend this to a friend.
- Found!!! Great Lunch in Dundas ONPeacockDined on 8/22/2014Business lunch; found Quatrefoil on TripAdvisor and decided to give it a shot. Great little restaurant with a dining room and a lovely patio on a side street in Dundas. Outstanding soup made with real care and craft and a finite attention to detail - the croutons were crispy thin fried polenta coins with black squid ink. Seared tuna was perfectly done - cool and raw in the centre. Exceptional place. definitely will return to try their dinner menu soon.Special Features:I would recommend this to a friend.
- Great - every detail was in placeManoRunFarmDined on 8/20/2014Thanks for the great meal both taste and service. great menu and clear about where the food came from.Special Features:
- Happy Anniversary25yrswowDined on 8/19/2014It was a very enjoyable time out. We were treated well, and the atmosphere was elegant yet homey. Great Job!!Special Features:
- Great timeBeeristDined on 8/19/2014The limited menu means time is spent properly on each dish. We were not disappointed. Fish was properly cooked. Wine list is quite good.. Too bad the Neustadt beer was not working properly. The next time will be for lunch on the outside patiio.Special Features:I would recommend this to a friend.
- TastyTasterDined on 8/19/2014It can be difficult (impossible) to find a fine dining experience in the Hamilton / Dundas / Ancaster region so it was a treat to try Quatrefoil. We'll be back.Special Features:I would recommend this to a friend.
- Excellent Experience!SS9000Dined on 8/15/2014Took my fiancée here for a pre-birthday dinner! Initially we were sat at a noisy table near the kitchen, but we requested to be seated at the back, which was accommodated. Both of us went for the tasting menu on a Friday night, and we were not disappointed! The food was high quality and the service was exceptional. They even gave my fiancée a little something for her birthday, which was a nice surprise!Special Features:I would recommend this to a friend.
- Friday NighthappytogetoutDined on 8/15/2014We enjoyed the prix fixe menu on a recent visit. The food was delicious, high quality, inventive. Great value. Beautiful room.Special Features:
- Wonderful LunchOpenTable Diner Since 2014Dined on 8/13/2014All aspects of our Prix fixe meal were delicious. AT $30 for three courses, it was very good value. We chose a rich meal, but other options were available.Special Features:I would recommend this to a friend.
- ciboDined on 8/8/2014Food is excellent and beautifully presented. Delicious combination of flavours.Special Features:
- DeliciousDeliciousDined on 8/2/2014This was our first time, very impressed! Staff very attentive and food exquisit!! Would definitely return and recommend to friends.Special Features:
- Fabulous!PurpleDined on 8/2/2014My 2 daughters and myself topped off our bridal dress looking day in Waterdown and Dundas with a first time visit to Quatrefoil. My husband (their dad) joined us for dinner. The evening was totally special - the reason, the food choices, the attentive waiter and the ambience. We can hardly wait to return!Special Features:I would recommend this to a friend.
- Special occasion diningTierDined on 8/2/2014We had a party of four for dinner - all raved about the taste and quality of preparation for all courses and the professional service. The bread included was a lovely addition and melt-in your-mouth texture. We absolutely loved the unexpected and tasty amuse-bouche. All four of us had fish - cooked to tender perfection. The creative use of pureed sauces and accompanying veggies complemented the milder fish dishes. The only bite that did not measure up was the chocolate truffle and corn macaroon at the very end...although we appreciated the gesture. Definitely Quatrefoil is on our "must return" list.Special Features:I would recommend this to a friend.
- francoDined on 8/2/2014My wife & I were celbrating our anniversary and decided to have a patio lunch at Quatrefoil.Our lunch was superb!As well, our servers were friendly, polite and professional.Special Features:
- Perfect Dundas Diningmrs2dmDined on 8/2/2014I'm lucky to live just a short walk from Quatrefoil, but I don't go there often enough. I had heard that their prixe fixed lunch was a great deal and it certainly is. I made a reservation for Saturday noon for lunch with my BFF from out of town. It was a lovely summer day and we sat outside on the patio, which is just off a busy street in Dundas, but you would hardly know it -- seems like a secluded, garden atmosphere. For $30 each we had a delicious 3-course lunch. I had the salad, rainbow trout and creme brulee and my friend went with the calamari, roast duck leg and blueberry cheesecake. The portions were good and we were quite full by the end. My trout came with a spinach risotto, which was excellent.Special Features:I would recommend this to a friend.
- DelectableMelandJJDined on 8/1/2014The patio was nice and tables are far enough apart you don't hear other conversation. The food was amazing and we had great service. Going back fo dinner tomorrow!Special Features:I would recommend this to a friend.
- Touch of classOpenTable Diner Since 2008Dined on 8/1/2014It converted Dundas from a stodgy backwater to "a place to go".Special Features:I would recommend this to a friend.
- Great findSB22lovestoeatDined on 8/1/2014Great food , friendly service Ate outside in the garden Must ry if you haven N't already tried this place Best hamburger I've ever had !!!Special Features:I would recommend this to a friend.
- ingredients, preparation, whimsymarkhahnDined on 7/30/2014Great ingredients, well-prepared, presented, served. Most of all, I appreciated that every dish had a certain unexpected element. Corn "chowder" was a wonderful coconut curry, with lemongrass and an amazing corn dumpling-like thing (which was incredibly light, crispy, richly corn-tasting with still-tender corn grains.) Veal loin covered in leek ash sounds weird, but was amazingly successful. Rhubarb panna cotta with an amazing beer sorbet (wheat beer, I think, and hoppy enough to give an amazing dimension.) Even the baby yellow beets and parsnip with the main were intense with flavor (and an amazing green-onion-cake-like thing under the meat...) There's no doubt it's expensive, but it's memorably good.Special Features:I would recommend this to a friend.
- Dinner with 8 friendsdeliciousdiningDined on 7/25/2014We heard this restaurant was very good. The presentation was amazing. The portions were just enough. Lovely atmosphere. Waiter/waitresses very helpful and knowledgeable. I would definitely dine here again. There was only one bad thing my hubby had the oyster appetizer and one oyster was bad. He told me after on the way home. But all in all very impressive. Lived up to all hype regarding this place. Thanks for lovely evening.Special Features:
- A special placeThriftyDined on 7/25/2014My wife and I do not usually eat at fine (a.k.a. expensive) restaurants, in part because we fear that the quality will not justify the expense, but this was a special occasion (her retirement). For people like us, as well as for those who simply like to eat well, I thoroughly recommend Quatrefoil. Excellent food, wine, and service: attentive but not obtrusive. We ate outside. The setting -- close to downtown Dundas -- is very pleasant. We had dinner here, but I can imagine that the shaded patio would be excellent for a lunch, coupled with a local day out.Special Features:I would recommend this to a friend.