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Follow us on Twitter @AJCBiz
The Atlanta Braves team is the 15th most valuable Major League Baseball franchise, according to Forbes magazine latest roundup.
The detailed report places the Braves' value at $629 million. The value has grown 57 percent since Liberty Media first purchased the team from Time Warner for $400 million in 2007. Before then the team was owned by former Atlanta media mogul Ted Turner.
The Top 5 most valuable teams in the MLB are the New York Yankees ($2.3 billion); Los Angeles Dodgers ($1.6 billion); Boston Red Sox ($1.3 billion); Chicago Cubs ($1 billion); and Philadelphia Phillies ($893 million).
The San Francisco Giants, last year's World Series winners, were No. 7 on the valuation list at $786 million.
The Forbes report is full of interesting factoids that break down the Braves' valuation. For example, the portion of the value attributed to the stadium is $122 million; the portion attributed to the brand itself is $69 million; and the portion attributed to the Atlanta market is $273 million.
The Braves saw a jump in revenue last year to $225 million, which the AJC reported several weeks ago and Forbes repeats in its chart. Liberty Media credited "slightly greater fan attendance and a slightly higher average price per ticket." The average ticket prices is $17.
The Braves took in $50 million at the gate, Forbes said. Revenues per Atlanta fan was $31, compared with $104 for Giants fans. According to Forbes, the Giants draw more revenue per fan than any club in the MLB.
March 29th, 2013
6:15 pm
So you'd think that the payroll would increase by 57% as well.
March 29th, 2013
6:35 pm
I think we should treat Dan Uggla as a sunk cost and call back Pastornicky.
March 29th, 2013
7:08 pm
And then they pay game day staff $8.00 per hour…..and make them pay for parking, don't pay for 2 -3 long days of training, charge full price for food and gifts, and limit hours…..
Something wrong with this picture and Why I quit.
March 29th, 2013
7:37 pm
No way in hell Yankee's are worth that much. This is an absurd result.
March 29th, 2013
7:39 pm
I agree, Pastornicky definitely deserves 2nd base! We have enough people who can hit home runs. Pastornicky is better and cheaper. I gave Uggla two years to redeem himself, I was his biggest supporter and still no results. Time to cut ties, and send him wherever Derek Lowe is.
March 29th, 2013
9:10 pm
Oh'man, remember that they throw in the Yankees tv network as well. Honestly, that's work around $250m by itself because of the market they're in. If I remember, they broadcast the Rangers (NHL), Yankees, Knicks, and a couple of college teams.
March 29th, 2013
10:43 pm
Go away Liberty Media. Do us all a favor and take your tax deductions and 57% profit and leave. Please pretty please?
March 29th, 2013
11:34 pm
Great! The Takers will soon be sending their Lawyers,Planners and Marketing Team to Kasim and demand a new Ball Field TOO!
His response will be with a Broad TOOTHY Grin…WE CAN DO THAT!
Hold on, let me get The Atlanta City Council in here with their BIG RUBBER STAMP!
I'll put it on the calender for a VOTE. wink! wink!
March 30th, 2013
12:11 am
Los Angles Dodges…. C'Mon Man!!!! You work for the AJC and miss that……. On the other note, maybe one day you can take your family of four to a game and it not cost over $200.00.
March 30th, 2013
3:25 am
The TV deal of doom is what has cost the Braves in the salary cap department. A 20 year deal with a non-national/local TV network…..horrible!!!
March 30th, 2013
7:03 am
It is amazing that the Washington elb's are worth more than the Braves….
March 30th, 2013
7:20 am
Actually Liberty took the Braves in lieu of money owed them so it wasn't as much a buy as a way to avoid taxes. They have no incentive to sell as long as their cash flow is good and they don;t need the cash for anything else. They are forbidden to take a hand in day-to-day baseball operations as a condition of being allowed to buy. This wouldn't work outside of MLB's bogus antitrust exemption and creates a situation where the Braves have to operate within the income they produce without any cash injections from Liberty which would be considered participating in day-to-day operations, something any other owner can do, It suits other owners because they the only people they trust less than the MLBPA are other owners. Bud $elig can't pressure Liberty because his friend Jeffery Loria and the Mets owners relationship with nefarious characters makes Liberty look like a benevolent grandfather. Liberty isn't to blame here, they simply made a business decision. The blame lies with Bud $elig in his role of benevolent leader of his realm.
March 30th, 2013
2:41 pm
Anyone who thinks Pastornicky is a major league player is on crack!
March 30th, 2013
8:28 pm
It will be interesting seeing what they do with the likes of Heyward, Kimbrell and Freeman and others given how other teams are tying up their core players.
You think LM is going to lay out market value with what guys like Buster Posey, Verlander and others around the game are getting.
Probably not. But as Merlin's post stated well, there is no incentive for them to sell. The TV deal stinks so we are stuck.
Fortunately, FW and his baseball people have been able to keep the team relevant, & this yr is something we can look forward to at least for one yr.
March 30th, 2013
8:32 pm
Note that the team was previously owned by Time Warner before LM, Ted pretty much was pushed out when he lost his power battle to the corporate shirts at Time Warner.
We stopped being a major player after the 03 season when TW began cutting the payroll. And its going to be like this prolly till the TV deal is over with.
Liberty is likely to be around till the 2030's and who knows how much longer.
April 1st, 2013
9:10 am
The Yankees, the Redskins and, the Celtics are it! No other matters!!


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Gift card holders are my solution to not feeling so lame when I give a gift card. Admit it: sometimes you feel lame when you give a gift card. Especially if you really like the person. Well, it turns out that if you package up the gift card in a gift-ish sort of way, you feel awesome.
Book Bound Bindery has a gift card holder for every occasion. I just finished restocking the holiday gift card holders. This year they come with a jingle bell. (Everyone needs a jingle bell!) There are wedding, congratulations, birthday, new baby, and thank you gift card holders.
Why buy a Hallmark card when you can buy this instead (same price…)?

subset: commoncrawl


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Day 4: Vote for MTV March Madness!
Tuesday, March 22nd, 2011
It's the last day of round 1 of MTV March Madness!
Yesterday's winners were America's Best Dance Crew, Daria, Cribs, and The Hills!
Who will be the final four of the Sweet 16? Vote now!
Old School
You have until tomorrow at 1pm to vote, so hurry and get your votes in! Then it's going to get SERIOUS!


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-- Mary Elizabeth Dallas
FRIDAY, May 13 (HealthDay News) -- People who cut their daily
caloric intake by 25 percent or more may live longer than those who
do not, a new study suggests.
Researchers from the Washington University School of Medicine in
St. Louis found that significantly limiting calories lowers core
body temperature (the temperature at which all of the functions in
the body can operate with maximum efficiency), which has been shown
to prolong life.
The study, published recently in the journal
Aging, compared the core body temperatures of 24 people in their mid-50s who practiced calorie restriction for at least six years to 24 of their peers who ate a standard Western diet with higher calorie and fat intake. The core body temperatures of 24 endurance runners in the same age group were also measured to determine if simply being lean was enough to lower body temperature without calorie restriction.
"The people doing calorie restriction had a lower average core body temperature by about 0.2 degrees Celsius, which sounds like a modest reduction but is statistically significant and similar to the reduction we have observed in long-lived, calorie-restricted mice," principal investigator Dr. Luigi Fontana said in a news release from Washington University. "What is interesting about that is endurance athletes, who are the same age and are equally lean, don't have similar reductions in body temperature."
Although restricting calories can double or even triple the
lifespan of simple organisms, the researchers admitted it is not
yet clear how much longer calorie restriction might help humans
live. The study authors noted that those who practice the strict
diet hope to survive past 100 years.
The researchers also pointed out that simply lowering body
temperature isn't enough to increase lifespan. Fontana noted that
how lower core body temperatures are achieved is important. "I
don't think it ever will be possible to be overweight and smoking
and drinking and then take a pill, or several pills, to lower body
temperature and lengthen lifespan," he said.
"What may be possible, however, is to do mild calorie restriction, to eat a very good diet, get mild exercise and then take a drug of some kind that could provide benefits similar to those seen in severe calorie restriction," Fontana added.
More information
The U.S. National Institute on Aging has more information on
calorie restriction and longevity.
Please be aware that this information is provided to supplement the care provided by your physician. It is neither intended nor implied to be a substitute for professional medical advice. CALL YOUR HEALTHCARE PROVIDER IMMEDIATELY IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition.
Copyright © EBSCO Publishing. All rights reserved.


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Is your resume in need of a little disruption?
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StartUpHire is the place to find Sales jobs in and near Renton. Review the list below of Sales Renton jobs. These Sales jobs represent some of the most rewarding careers available. You can refine your job search for Sales jobs in Renton by adding a job title, company name, or keyword to the search box above … or click the "Advanced Search" link for more options. Don't see the employment opportunity you're looking for? Check back soon for more Sales jobs in Renton, or sign up for an email alert (link in upper left) to receive periodic updates on new Sales jobs in Renton, VA.
FrontStream, a leading provider of technology and payment processing services to Non-Profit organizations worldwide is seeking an Inside Sales Executive to sell our platform and services to Non Profits. Come join our Reston VA team! The FrontStream non-profit technology9/3/2014 Reston, VA Save This Job
Description Regional Sales Manager - Federal Proofpoint is an innovative security-as-a-service vendor that delivers data protection solutions that help organizations protect their data from attack and enable them to effectively meet complex and evolving regulatory compliance and8/21/2014 Washington, DC Save This Job
The Sales Development Representative is responsible for generating buying demand for iJET?s products. The position will identify and qualify leads for the sales functions, based on product interest of the identified prospects. A typical workday will be comprised of generating8/21/2014 Annapolis, MD Save This Job
Location Washington, DC We're looking for an experienced sales/account manager to develop new sales leads and own a segment of Gnip's customer relationships in the Washington, DC area. This role combines elements of sales and account management, requiring the ability to identify8/19/2014 Washington, DC Save This Job
More information about this job: Overview: Position Summary: The role of the Sales Representative is to become a product expert and interface with customers and executives in order to demonstrate and sell the product. The Sales Representative will learn the technical details8/12/2014 Chantilly, VA Save This Job
Company Summary Current Analysis Inc. has been providing Competitive Intelligence and Market Analysis products and advisory services to Fortune 100 Telecom Service Providers and IT Software and Service Vendors. Our model of timely, tactical analysis has been unique to the market8/4/2014 Washington, DC Save This Job
More information about this job: POSITION SUMMARY & RESPONSIBILITIES: Virtustream, the award winning Enterprise Cloud Software and Services company is expanding its sales team. We are seeking a polished, high energy Account Executive with an established network and rolodex in9/18/2014 Bethesda, MD Save This Job
More information about this job: POSITION SUMMARY & RESPONSIBILITIES: Virtustream, the award winning Enterprise Cloud Software and Services company is expanding its sales team. We are seeking a polished, high energy Account Executive with an established network and rolodex in9/18/2014 Bethesda, MD Save This Job
Elasticsearch is on a mission to make real-time data exploration easy and available to anyone. We spend our days engineering the world?s most advanced open source search and analytics engine, which is rapidly becoming the most popular solution in this space. The company has joint9/1/2014 Washington, DC Save This Job
Overview: LogRhythm is an industry leader and is the largest independent manufacturer in the SIEM market. Founded in 2003, LogRhythm has established itself as an elite technology vendor known for continued innovation. LogRhythm has been continuously recognized and awarded as a7/19/2014 Baltimore, MD Save This Job
Position Description: Invincea is seeking a Worldwide Sales Engineer preferably in the New York or Boston metro area to be part of an elite team that supports account managers across a mix of federal and commercial accounts. The Worldwide Sales Engineer will assume the8/19/2014 Fairfax, VA Save This Job
Responsibilities: - Learn new technologies and product features quickly; encapsulate and present our message in an articulate manner. Conduct live and web-based demonstrations of technology to customers. - Understand customer's business and technology product8/19/2014 Reston, VA Save This Job
DeepField is hiring an experienced Sales Engineer to provide technical sales assistance, customer demonstrations and solution architectures with DeepField customers and prospects. This candidate will work closely with an Account Executive to expand DeepField?s account8/12/2014 Ashburn, VA Save This Job
Space Adventures, Ltd., the world?s premier private space exploration company and the only company currently providing opportunities for private spaceflight and space tourism, is looking for talented, enthusiastic students to intern in our Vienna, Virginia, offices. Our9/4/2014 Vienna, VA Save This Job
RiseSmart is a thriving start-up in the Human Capital Management space winning awards left and right. We are currently seeking a successful big game hunter (Regional Vice President, Sales) with an entrepreneurial spirit, competitive nature, who understands how to balance the8/18/2014 Washington, DC Save This Job
Orchestro is hiring. We are looking for an Inside Sales Representative who has outpaced the pack in one or more areas in their lives, whether it?s academically, athletically, or musically developing leadership experiences that are transferable to launching a career in a high8/3/2014 McLean, VA Save This Job
Fransmart is a global leader in franchise development, turning emerging restaurant concepts into national and global brands for over 10 years. Company founder Dan Rowe identified and grew brands like Five Guys Burgers & Fries, Qdoba Mexican Grill, zpizza, Freshii and7/22/2014 Alexandria, VA Save This Job
Job Posting: Jul 1, 2014, 12:22:15 AM Primary Location: US-Washington US-Oregon Job Field: Technical Sales Education Level: Bachelor's Degree Job Type: Recent Graduate Relocation Available?: No Description: Freescale Semiconductor is the global leader in embedded processing7/18/2014 Washington, DC Save This Job
FiscalNote Customer Success Managers lead task-organized teams to exceed client expectations, every time. They are continually seeking to maximize the analytic value of our data for clients, spearheading their feedback and innovations through a direct and transparent process.9/2/2014 Washington, DC Save This Job
More information about this job Overview DataDirect Networks (DDN.com) is a world leader in massively scalable storage. We are the leading provider of data storage and processing solutions and professional services that enable content-rich and high-growth IT environments to9/16/2014 Columbia, MD Save This Job


text: Luss Camping and Caravanning Club Site (147 reviews) from £7.70 to £12.95 Per person/night Contact Us Book It Images Video Map Select Section Overview Top site for fishing Site within National Park Top site for photography Top site for watersports Great site for couples Luss Club Site is located in one of the most beautiful areas in Scotland, on the banks of Loch Lomond. Our Luss Club campsite is located on the western shore of the beautiful Loch Lomond at the southern end of the Loch Lomond and Trossachs National Park. Its stunning views across the Loch and the park make it one of the Club's most beautiful sites. Base yourself at this 90-pitch campsite and you'll be spoilt for choice when it comes to things to do. Walking and cycling are possible direct from the site and boat launching is possible for those with small non-motorised craft. For the more adventurous there are also hill walking and canyoning opportunities. While Loch Lomond itself is popular for canoeing, water skiing, bathing and picnicking, or simply sitting back and soaking up the atmosphere. A bus stop just 500m from the site, and train station in nearby Balloch make a day trip to Glasgow possible from Luss. For family days out there is Balloch Castle Country Park and the Loch Lomond Sea Life Aquarium, Balloch or take a boat trip to Inchcailloch, one of the Loch's islands with its own nature reserve. Important Information for non-members Due to licensing restrictions, all caravan and motorhome owners must be Club members 24 hours before arrival on site. Non-member tent campers are welcome. Worth Noting Caravanners and Motorcaravanners must be members at least 24 hours before arrival on site. Maximum of 45 caravans and motor homes. A boat without an engine, that can be carried down to the water, may be launched free of charge. TV and satellite reception is not guaranteed due to surrounding trees. WiFi 100% coverage cannot be guaranteed due to rural location, weather conditions and changing flora. These can cause variable signal strength. Hotspots are available. Prices. Eat Local Loch Lomond Shores, Balloch, hosts a farmers' market on the first and third Sunday of the month (10am-4pm). Fresh seafood is a vailable at Loch Fyne Oyster Bar, 30 minutes' drive from site. Facilities Luss has the following facilities on or around the site. Members' caravans only Members' and non-members' trailer tents welcome Hardstanding with electric hook-up Grass only pitch (no electric) Showers Electric shaver sockets Parent and baby room Drinking water taps Dishwashing facilities Childrens play area Gas cylinders Pets welcome Club Site Wi-fi Grass pitch with electric hook-up for larger tents Members' motorhomes only Members' and non-members' tents welcome Grass pitch with electric hook-up Flushing toilet Washbasins Dedicated accessible facilities Chemical toilet disposal point Washing Machines Ice pack freezing Ball games Payphone Designated dog walk Grass only pitch for larger tents Reviews Review 1 |2 |37 |Next » Expand review Recommended: yes 5 Myself and my partner camped here for one night while on route to Fort William. Steve & Maureen (Club Visitor) stayed Sep 2014 This review is for Luss Myself and my partner camped here for one night while on route to Fort William. We couldn't have asked for a better stop-over than the Luss site. The whole area was truly stunning. The campsite from what we saw during our brief stay was immaculate and seemed to have everything we may have needed had we stayed longer. Steve & Christine, the lovely people who help to maintain the site made us feel more than welcome when we arrived, and were very helpful when showing us to our pitch as well as checking to see if we were ok settling in. We had a number of really friendly chats with some of the other residents (and with Steve!). A very short walk from the site took us to a lovely place to eat, shop and take some photos. The only minor negative to the site was as others have mentioned, the traffic noise from the adjacent A82. However, the many positives of the site and it's staff, and the views of the loch and the surrounding area far outweigh this very slight inconvenience. Sincere thanks to Steve & Christine. Hope to see you both when we stay again in the not too distant future! All the best Steve & Maureen Location: Lake Suitable For: Families,Older couples,Peaceful break,Younger couples Friendliness: 5 Cleanliness: 5 Facilities: 5 Expand review Recommended: yes 3 Despite the traffic on the A28 we enjoyed our stay. Liz and Clive (Club Member) stayed Sep 2014 This review is for Luss Despite the traffic on the A28 we enjoyed our stay. A short walk into Luss which is full of history as well as good eateries. Visit the Church and history of Pilgramage, also quiet natural burial area over the bridge. Ideal stop-over for going further North or on the way back into England. Take own pipes and tap adaptors to make it easier for water tank filling - suggest this for all UK sites. Towing: Easy Location: Country,Lake Suitable For: Families,Older couples,Groups,Active break,Peaceful break,Younger couples Friendliness: 3 Cleanliness: 3 Facilities: 3 Expand review Recommended: yes 2.7 On arrival we were shown to our pitch but on reflection we decided to move to one of the other... Mr Brown (Club Member) stayed Aug 2014 This review is for Luss On arrival we were shown to our pitch but on reflection we decided to move to one of the other pitches offered to us initially. The grass adjacent to the first pitch was very boggy and muddy. A member of staff then approached us in an abrupt manner stating we can.t just move around pitches at our leisure. He also commented on the size of our Caravan stating it was bigger than the dimensions stated in the booking. Booking was done via call centre and van size was quoted correctly. The Caravan club (who I am also a member) keep records of my exact make and model of van so this is never an issue when booking with them. Maybe this organisation can learn from this. We only stayed two nights of the planned three. Hope it's better the next time we visit. Towing: Moderate Location: Lake Suitable For: Families,Older couples,Active break Friendliness: 2 Cleanliness: 3 Facilities: 3 Expand review Recommended: yes 5 I wish we had booked longer at this site. Bensons (Club Member) stayed Aug 2014 This review is for Luss I wish we had booked longer at this site. The facilities where clean and well maintained, the loch was right on your doorstep, village shops, restuarant and boats were within walking distance and there is also a little park for the kids. Our kids loved it plus as parents it was nice and relaxing. Steve was great always around on his bike if we needed anything Location: Country,Lake Suitable For: Families,Active break,Peaceful break Friendliness: 5 Cleanliness: 5 Facilities: 5 1 |2 |37 |Next » Travel Local Travel Nearest bus stop: 500m from Site entrance Nearest train station: Balloch or Helensburgh – 10 miles Get Directions to Luss Staying here? Public transport from the site Bike ride? Find cycle routes nearby Sat Nav Download our POI file Safe Directions Print Friendly PDF Widget by Frixo Standard Fees For more information take a look at Pricing explained. Minimum booking periods do apply. Age concession available at this site - More details including more restrictions


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Prefer to beam your content to your TV? This is the forum for you.
QOTW: Will you be upgrading to GeForce GTX 980/970?
And if so, which card will you be upgrading from?
HEXUS Week In Review: GeForce GTX 980 and GTX 970
Your chance to catch up on the week's tech developments
Toshiba plans to scale back struggling consumer PC business
Will not abandon the division completely, but 900 jobs will be cut as a result.
Google Maps expands coverage, adds 20 more navigable regions
New route maps are mostly countries in Africa, the Caribbean and South America.
GALAX formed by the union of GALAXY and its Euro brand, KFA2
GeForce GTX 900 series graphics cards are launched under new brand name today.
AMD FreeSync monitors to be available by Q1 2015
As partnerships announced to build required monitor scaler units.
EVGA GeForce GTX 970 FTW
A hefty overclock elevates Nvidia's second-rung GPU into GTX 980 territory.
The Evil Within gameplay trailer released at the Tokyo Game Show
More for fright fans: a 'terrifying' new trailer for Silent Hills debuts at the TGS.
Adobe financials impacted by move to cloud subscription apps
Profit slips by 46% but company edges over analyst estimates for earnings.
Logitech G910 Orion Spark mechanical gaming keyboard
Logitech announces the "Most Advanced Mechanical Gaming Keyboard In the World".


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Today is a very special day for all Italian Whovians!
Tonight at 7:20 p.m. will be exactly thirty years since the very first episode of Doctor Who was broadcast on our TV.
It was February 6th (a wednesday, if I'm not mistaken)) and the first part of "Robot" started.
I remember that day very vaguely, because for me Doctor Who didn't have any more appeal than every other sci-fi... that is until a Sontaran appeared on my little black and white TV set several weeks later. But when I got hooked... well, that smiling Doctor with the long scarf and the hat entered my mind and heart and never faded away!
We Italians had to endure a strange dubbing, with incidental silly music added to the score (to this day I don't know why), but Tom Baker became the Doctor... and he is still the only Doctor we have been able to watch on a free TV! He is still the only Doctor of the "classic" era we've ever met!
So next winter, when we will be getting together again for another small convention of ours, we will celebrate this thirtieth anniversary sharing good memories. It would be great to share this special occasion with the Man Himself... ...but for now that remains only a wish!
I will make a toast with a glass of wine for Tom Baker and his being the Italian Doctor tonight, and I wanted to share this moment here with all of you!


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Local Craigslist strikes again. This time I think the seller is funny, and not insane (in stark contrast to the others).The ad reads:Large DRESSER- Not Haunted - $50This is a large dresser that has durable drawers. It has wear on the top left, lower left corner, and is missing a knob. Otherwise, it is very solid. It is about 48' wide. I have my cell phone in the picture for size. It isn't haunted, the orbs in the photo are from dust, not ghosts. The image is below the fold.Look at … [Read more...]
Large dresser $50, seller promises it is *NOT HAUNTED*
December 26, 2011 by 18 Comments


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More on yesterday's 11-month jail sentence for hometown subterranean vandalartist, Poster Boy: PB missed his May 6 court date, and was punished for it by an irate judge. Damn. His book is scheduled to be published June 1. [NYP, AnimalNY]
Poster Boy's Book Tour Not Looking Good
Pending approval Hamilton Nolan


text:
Narrow your search
For $289.99, we expect all presets to function well and as only half of them do, the Sharp isn't a good value.
This smart fuel gauge is excessive if you're comfortable just lifting the tank, and it suffers a few usability issues. However, it does its job for a low cost and will prove useful if you need to check your tank on the go.
While we love the idea of greater connectivity with our kitchen appliances, this LG oven doesn't deliver enough in cooking prowess or connectivity to merit a strong recommendation.
Check your grilled food's progress from your smartphone.
The I-Grill's carrying handle doubles as a support stand.
While we'd prefer a solo bartending app with more drinks, Pocket Bar & Grill is a fun guide to have on hand whether you're mixing drinks or thinking about dinner.
Pricing not available
The Melt, founded by the Flip Camera's creator, invents a smart delivery box that can keep your sandwich fresh for 30 minutes. Thank tech for your lunch.
Thanks to technology created by The Melt, it's now possible for the fastfood chain begun by the Flip Camera's creator to keep sandwiches hot and crunchy for up to 30 minutes during delivery.
The architect of the plan to break California into six separate states faces a hilarious line of questioning from the Comedy Central talk show host.
The new Hamilton Beach Model 25361 Searing Grill incorporates a viewing window into the lid. A sear function helps to facilitate browning.


text:
Futures edge higher on Cyprus deal
Markets are set for a slightly positive open after the small island country reached a bank deal with Greece.
U.S. equity futures erased earlier losses and edged up in premarket trade after
Cyprus agreed with Greece to spin off Greek units of debt-ridden Cypriot banks, which removed uncertainty over the fate of those operations.
Still, the country has until Monday to raise billions of dollars to secure the bailout before the European Central Bank pulls its emergency funding on Monday. This could mean Cyprus becomes the first eurozone member state to exit the currency bloc.
In other news, the German IFO business climate index, a broad measure of economic confidence in Germany, fell to 106.7 from 107.4 in February, missing expectations of a reading of 107.6. It is important to note that both the current conditions and the expectations indexes were weak, and that 85% of respondents had already done so before Cyprus's problems flared up.
The OECD said it now expects China to grow 8.5% in 2013 and 8.9% in 2014.
Italy's Democratic Party leader Pier Luigi Bersani is attempting to form a grand coalition in Parliament to pass election reform and hopefully win in a second round of elections. The coalition would be with former Italian Prime Minister Silvio Berlusconi and his allies and would block out the radicals MS5 party led by Beppe Grillo.
S&P 500 futures rose 0.4 points to 1,539.30.
The EUR/USD was slightly higher at 1.2938 in volatile trading.
Spanish 10-year government bond yields fell to 4.86% from 4.88%.
Italian 10-year government bond yields fell to 4.57% from 4.58%.
Gold declined 0.15% to $1,611.30 per ounce.
Asian markets
Asian shares were mixed overnight with Japanese markets down strongly on comments from Finance Minister Aso that easing benefits would take time to filter through the economy. The Japanese Nikkei Index fell 2.35% and the Shanghai Composite Index rose 0.17% while the Hang Seng Index declined 0.5%. Also, the Korean Kospi fell 0.11% and Australian shares rose 0.16%.
European markets
European shares were mostly lower on Cyprus fears but also on the weak German IFO survey. The Spanish Ibex Index declined 0.61% and the Italian FTSE MIB Index gained 0.21%. Meanwhile, the German DAX fell 0.22% and the French CAC declined 0.46% while U.K. shares rose 0.02%.
Commodities were mixed overnight as gold slipped and copper continued to rebound from its lows. WTI crude futures rose 0.19% to $92.63 per barrel and Brent crude futures declined 0.12% to $107.34 per barrel. Copper futures rose 0.35% to $344.70 per pound on hopes of a Chinese rebound. Gold was lower and silver futures declined 0.57% to $29.05 per ounce.
Currency markets were in flux overnight as the euro popped and the yen strengthened also. The EUR/USD was higher at 1.2938 and the dollar fell against the yen to 94.38. Overall, the Dollar Index fell 0.09% on weakness against the euro, the yen, the pound, and the Swiss franc. Notably, the pound failed to break and hold above 1.52 against the dollar after declining below 1.49 in its skid.
Premarket movers
Stocks moving in the premarket included:
Nike (NKE) shares rose 8.47% premarket after the company reported better than expected earnings.
Micron Technology (MU) rose 3.42% after reporting better than expected earnings.
Salesforce.com (CRM) shares rose 0.85% premarket after the company announced a 4-for-1 stock split.
Citigroup (C) shares fell 1.08% premarket on Cyprus fears.
Notable companies expected to report earnings Friday include:
Darden Restaurants (DRI) is expected to report third quarter earnings per share of $1.01 vs. $1.25 a year ago.
Tiffany (TIF) is expected to report fourth quarter earnings per share of $1.36 vs. $1.39 a year ago.
On the economics calendar Friday, the ECRI weekly index is due out and the Federal Reserve's Sarah Bloom Raskin is set to speak on the labor market in Washington.
More from Benzinga
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New study finds members of this global elite are stashing an average $600 million each in cash -- 10 times more than a year ago.
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Funeral Services Planned for Berta Olivarez Filut06 September 2014Read More...
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Current Conditions:
Mostly Cloudy, 85 F
Sun - Thunderstorms Early. High: 85 Low: 75
Mon - Partly Cloudy. High: 90 Low: 73
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MISSION – April Lisa Olivarez, 26, passed away on January 11, 2011 in Edinburg.
April was a graduate of Mission High School and also received a double master's degree from UT-Austin in math and science education. She was employed with the Austin ISD at Lanier High School and Mission CISD as a math educator at Rafael Cantu Junior High. She was active in her church, and was a Big Sister and mentor to several young people in Austin and Mission.
She is survived by her parents, Elias and Yolanda R. Olivarez of Mission; brothers, Leroy (Rosalinda) Olivarez of Palmview, Jesse (Clarissa) Olivarez of Hyattsville, Maryland, Eric Eli Olivarez of Mission; paternal grandmother, Severa T. Olivarez of Abram; and niece and nephew, Cassandra L. and Samuel M. Olivarez. She is also survived by her boyfriend, Pedro Fuentes Jr., and his daughter, Audrey Lynn Fuentes of Mission.
She will always be loved and remembered by her many friends and students which she cared so much for.
Visitation will be held Friday, January 14, from 3-9 p.m. with a 7 p.m. rosary at Ric Brown Family Funeral Home in Mission. A funeral mass will be held Saturday, January 15, at 1 p.m. at Our Lady of Holy Rosary Catholic Church in Mission. Burial will follow at Valley Memorial Gardens Cemetery.
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The Progress Times is the hometown newspaper for the local communities of Mission, Sharyland, Alton, Palmview, La Joya and surrounding areas in Western Hidalgo County. We have a staff of veteran reporters who work diligently every week to bring our readers the latest news as it affects their hometown area and people.


text: Fantastic views and one of the finest designed gardens in Tremblant. An oasis, relax in the gardens and listen to the sound of running water which cascades over the natural rocks or enjoy the in ground pool and spa area. There are several different sitting areas to enjoy the view and enjoy the spectacular outdoor living spaces.


text:
The excavation site near Dorstone Hill.
Archaeologists in England have unearthed the burned remains of two massive 6,000-year-old buildings whose ashes were shoveled into piles to make burial mounds.
"The buildings seemed to have been deliberately burned down," says Julian Thomas, a professor at the University of Manchester who's leading the excavation. Researchers believe these halls of the living may have been transformed into "halls of the dead" after a leader or important social figure died.
The remnants were uncovered in an open field near Dorstone Hill in Herefordshire. For decades, amateur archaeologists have noticed pieces of flint blades in the area and wondered whether the land there contained relics of a long-forgotten time.
According to LiveScience.com:
When Thomas and his team began excavating, they found two large burial mounds, or barrows, that could have held anywhere from seven to 30 people each.
The smaller barrow contained a 23-foot-long (7 meters) mortuary chamber with sockets for two huge tree trunks. Digging deeper, the researchers uncovered postholes, ash from the timbers, and charred clay from the walls of an ancient structure.
These burnt remains came from what were once two long-halls, the biggest of which was up to 230 feet (70 m) long, with aisles delineated by wooden posts and several internal spaces.
It's not clear who built the halls and barrows, though the building construction is similar to that found in England between 4000 B.C. and 3600 B.C, predating the construction of Stonehenge by a millennium.
Artist's conception of one of the long halls.


text:
The Kardashian Kard: A Credit Card Targeted at Teens
Published on - November 11th, 2010 (Modified on - December 6th, 2013) (by J.D. Roth)
This is a guest post from Beverly Harzog, who is a spokeswoman and contributing editor at credit card comparison website CardRatings.com.
When I first heard about Kim Kardashian's new prepaid credit card targeted at teens, I wanted to scream. If you have a teenager, you understand why. As a parent, I'd rather Kim not get involved when it comes to teaching my kids about money.
Now, I'll admit that part of my reaction comes from my own bias. I once wrote a story about Kim when she was being sued for unauthorized use of a credit card. Brandy Norwood's mom had said she gave Kim her credit card and authorized one purchase. Kim allegedly used the card and racked up over $120,000 in purchases. Kim says she was given permission and the suit got settled. But still, how can anyone go out and put that much debt on a credit card? And on someone else's credit card?
So my urge to scream is partly related to the role model issues here. I find it odd that Kim picked credit cards as a new way to make money and get media coverage. Doesn't buying a shopping mall or maybe a small island in the Pacific seem like a better fit for her skill set?
Targeted at teens
Another thing that really bugs me is the fact that Kim's card — excuse me, kard — is being marketed to teens as young as thirteen. This is, in my opinion, reprehensible. I believe in teaching teens who are at least sixteen how to handle plastic while they're still living under your roof. When my daughter was sixteen, she got a debit card linked to her checking account. She was responsible for buying her gas and other personal items.
Yes, there were a few bumps in the road, but that's why it's good to introduce them to plastic while they're still at home. So you can guide them through the process of responsible credit behavior. Over time, my daughter graduated to a prepaid debit card, which she uses while at college. Next, we might try a secured credit card when I think she's ready. The important thing is that parents need to wait until their kids are mature enough for the hard lessons they will learn about plastic to sink in. And yes, there will be some hard lessons learned.
Look, there's nothing wrong with a little "glamorizing" when it comes to finances, but the focus needs to stay on keeping teens and young adults informed and grounded in reality. And Kim is nowhere near reality. Reality TV, maybe. But that's as close as she gets.
Let's go shopping!
And here's a perfect example of how Kim lives in a world far, far away from our own normal lives. This ABC News story reports that the Kardashian Kard was officially launched last night with a lavish party at a New York City night club complete with $15 cocktails and go-go dancers. Kim seems fairly oblivious that her target market would not be allowed to enter such an environment. From the party, she tweeted this to her 5 million-plus followers: "Thx 4 coming out 2 support our Kardashian MasterKard! Let's go shopping!"
So what will I say if my teen asks for the Kardashian Kard? Sorry, Kim, but my teen isn't going shopping with you. And when my daughter gets a secured credit card, it most definitely won't have Kim's face on it.
How about you? What will you say to your kid?
Disclaimer: This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any such company.
This article is about Credit Cards, Kids, News
She is essentially selling a gift card, calling it a credit card. No actual financial damage can be done.
Not giving your child some kind of plastic means they are carrying cash. Please believe me…this is a very bad idea. Kids spend their money much differently than you think they do (pills, pot).
Sounds like a good opportunity to exercise your parental right to say "no"!
I disagree with not getting the college-age kid a credit card, though. It's a good idea to open up a credit card as soon as you can and begin using it (responsibly, of course!) because it establishes a credit history.
I opened my first card at 18 and now, at 27, I'm buying a house. My "short" credit history has come up more than once with my lender, much to my dismay. Isn't this why I opened a card right at 18? If my history were significantly shorter (say, perhaps I opened the card at 22 when I graduated college) I doubt that would improve my standing.
So, I would advise against waiting until you're "out of college" (or later) to establish a credit history. 22 years old or even later may be too late to begin that history if you're thinking of making a large purchase, like a home loan, in the next 10 years or so.
If your lender tells you that your credit history is short even though you've had a card for 9 years, I'm betting that the card didn't report to the credit bureaus. Not all of them do.
So I agree that this is a silly idea because the fees are ridiculous (why get a prepaid MC at $8/month when your debit card is free), but what is the perceived risk of plastic for kids? As long as it is prepaid and they can't use it to spend more than it is charged with what makes it different from trusting them with cash? I would think it would be better since you can track their purchases if you want to.
For myself, I got my first normal CC at 16. I found this very useful as it let me build the credit history I needed to purchase my first home at 24. Sure I made some mistakes along the way, but just waiting until the kids are older won't fix that. Plenty of people in their 40s still make poor choices with CCs. It seems to me it's better to start the lessons early.
6JD–I know! The fees are ridiculous. I didn't even get to that part! And MJG, I agree that kids should get a credit card before they're out of college. I wasn't really clear about my time frame for that. It would be a shame for anyone to start their first job without a credit history.
JD – I am sure you already looked it up, but she is the daughter of OJ Simpsons lawyer. They also had a ridiculous reality show on her family and she has been in many more since the first show.
I agree with #3, I wouldn't wait until getting out of college to get a credit card. Yes, it is important to use it responsibly. I got one in college, my fiancee did not. When we went to rent an apartment after college, no one would rent to him but I had no problem. Credit history takes a long time to get established as well, and unless you have cash (which most young college grads dont) you are going to have some problems.
And holy cow – she is charging $8 a month +$10 to buy the card, just to get started. Thats crazy – who would pay for that when you can get a preloaded visa card for a small fee?
I used to get upset with celebutards like the Kardashians. But, really, I'm ashamed at all of us – who keep giving these bottom-feeders endless attention. "We have met the enemy, and they are us…"
Is it just me or does the website for this *kard* look a bit dated, circa 2003. You think with all the fees they're charging they could afford a better web designer.
My kid won't be getting a credit card or she'll get written out of our will. Just kidding…maybe. I might ask her to have a long talk with her Nana though so she can tell her how credit cards have affected their life and why they'll be working until they die. No credit cards for us, debit cards and saving money to purchase things is the way to go.
Couldn't agree with you more, JD. This card and the whole idea is ridiculous. Just look at the fees.
I don't know that the Kardashians are the right role models for teen girls to begin with. However, I urge parents to use every moment that they can to teach kids about money EARLY. That includes both cash and kredit kards.
J.D.: "I have no idea who Kim Kardashian is"
Ha! That makes two of us. And now knowing who she is has done absolutely nothing to enrich or inspire my life
"She is widely known for a sex tape with her former boyfriend Ray J"
Oh, good, I'm glad you introduced me to her name so I get to read about her financial products.
I don't know where you're getting your info about the "reprehensible" marketing to 13-year-olds, since the very ABC article you linked to says:
"Kim and her sisters teamed with MasterCard to create a prepaid credit card for teens as young as 16 years old"
And the "features and benefits" on the product page you linked says you can:
"Obtain a Companion Card for your spouse, partner, teen (16+) or others"
Seeing as how this is a prepaid card, and it seems to only actually be available to those over 16, it looks to me like it matches very closely the course of action you've taken with your own daughter.
You seem angry about this card for some reason, but it looks like you don't really know much about the actual features of the card, so it couldn't be because of that. Maybe it's because you just don't like this Kim person? Your objections focus on this person's lifestyle — lavish parties and former lawsuits. They probably don't really affect the way this thing works as a mastercard, though.
I admit that one of my guilty pleasures is to watch Keeping Up with the Kardashians. This story is interesting to me because they recently aired an episode where the family had an intervention with Kim over her shopping addiction. The rest of the family was really concerned by how easily she would spend thousands of dollars on frequent shopping sprees. You know it's bad if even the rest of the family thinks her actions are so outrageous!
Well, since this post went up, this article can show up in a quick google search for "Kardashian Kard 13-year-old" as well, giving the next person to report the same thing even more support. It's self-corroborating evidence.
On a different tangent, I wonder if this card would have drawn any scathing attention at all if it was called the "Oprah Card" or "Martha Stewart Card". It seems the only thing really controversial about it is the lifestyle of its spokesperson. Plenty of other prepaid cards with an annual fee around $100 are already available to 16-year-olds.
I'm more concerned about the dingbat having 5 million followers on twitter! Who are these people? Fools, of course. I pity them.
I'm confused here. What I'm seeing here is a (slightly expensive) pre-paid debit card targeting kids who are just starting to be let loose on the malls by themselves. (I'm writing this having started my first "real" job at age 14, so perhaps my childhood experiences with money are skewing my interpretation here.)
Ignoring, for the moment, that the mere *cost* of this card is a little ridiculous, the rest of this article reads more like moral outrage than a genuine criticism of the product. Lamenting the debit card for failing to support individual parenting decisions is a little uncalled for, and reality is that pre-teens go shopping. Better to give them a pre-paid debit card than a wad of cash, right?
And although I know the knee-jerk reaction around GRS is to crucify plastic payment, credit and debit cards are excellent tools for both financial management *and* financial education. If a parent can give this card to a child, then run a monthly review of purchasing decisions from an internet print-out, isn't that a great opportunity to teach kids how to be financially savvy?
Really, it seems like the two criticisms of the actual *program* here are 1) that it's expensive, and 2) that it targets kids.
The second one is a bad argument: 13-year-olds go shopping alone, so this product isn't creating a new market; it's serving a pre-existing one. The first argument holds a lot more weight: eight dollars a month is a pretty ridiculous sum of money to pay for this product. But you pay for the brand name, and if that's what a 13-year-old wants to spend her money on, so be it. Good lesson in priorities to be had there.
Leaving the Ks out of it, I dont see this card as a terrible thing (yes, the fees are more than I can pay. and frankly, I'm unsure why a thirteen year old cannot handle plastic in prepaid form. My children were fortunate in that we had a shared checking/savings account by age thirteen where the each had their own "check cards" with their names on it. I'm not seeing how this was much different. I dont carry cash (or have a real credit card) and in general neither do my kids. This seems more to be a kardashian bashing (not that they dont deserve it, I am sure). but a prepaid credit card is not a real credit card and serves a purpose.
The site says
The last thing I want to encourage my kids to do (at any age, actually), is "shop".
No, I will not give them debit cards or gift cards or credit cards so they can get into the habit of hanging out at the mall and buying crap they don't need. That's a habit that will doom them to a life a penury. You might as well encourage them to shoot up heroin.
There are other, better ways for them to socialize with their friends.
Credit cards, and money in general, is a tool to purchase the things you need. That's it.
And I am having a hard time imagining any parent who would encourage their kids to emulate a Kardashian (or even watch their shows on TV).
Wow. I looked at the fees for the card and now understand.
What I don't understand is why anyone would buy it when most banks give out debit cards for free.
Then again, I also don't understand why kids have "kards" at all. I always had "kash" as a kid.
The first time that I heard of the name, I thought of Gul Dukat. After looking into their history, I think they sound more like Ferengi. I may be a nerd, but I wasn't a nerd born last night.
@9 – haha, is that really the website?? you are right, its so outdated looking. it looks like a scam site
My oh My, how the credit card companies are trying to keep people entrapped in debt. people like Kardashian should be the last role model your kids have. After all, she became popular with a sex tape and catapulted her stardom that way. A socialite that spends laviciously with no thought for tomorrow should be the last person that you have endorsing your cc and cc companies know it.
You're not normal when you can't even go to the store without 100 paparazzi following you around!
I just got my daughter a prepaid card from USAA. I can put her allowance on it, set spending limits, and there are no monthly, activation or reload fees.
She is 14. She is responsible for buying her own clothes and own breakfast and lunch out of one set of money she gets. She has a "base" salary that she gets for these things as food and clothes are a right, not a privelege. She has a point system where she can earn bonuses for her food/clothes as well as a spending allowance. It has worked really good so far. She chooses to shop the deals for cheap lunches so she can have the clothes she wants, which she gets at secondhand stores to extend her money.
Personally, I'd rather her have a debit card. I don't think teens need to be carrying around wads of cash. She can get cash out I guess, but seems better to have her limit her purchases to stores rather than the "hoodlums" at her school.
"This is how the world ends….." Un freaking belevable! Arent we going though the worst economic downturn since the 1930′s? I thought I read in the papers something about this country being so upside down in debt we were affecting the world ecconomy. Uhh… I heard someone say something about the United States Govt. haveing a few TRILLION DOLLARS of debt to pay off, hell let's just keep putting it on the tab. Yes I am venting here, but this kind of B.S. just drives me insane. Let me give ya'll a little example. I am 40 years old. I carry cash in my pocket ever day. I work on the railroad and travel every day. I work with guys/gals in thier 20s/30s. What do 90% of them carry? Credit/debit card. We go to lunch at small cafe. The bill is 6 or 7 dollars. I pay with cash. What does 25 year old pull out? Yep! credit card. The clerk says "No cards" The kid looks at the lady like she is from planet Dingdong."How can they not take cards?!?!?!?" I pulled out my money clip and explained how coin/currancy had been excepted world practice for monitary exchange for a few thousand years. I also explained how insane it was to carry NO CASH and expect to buy gum or a cup of coffey with a credit card. The concept of paying interest on every purchase never ocoured to the kid. Nor did he seem to know that it wasnt a law that plastic had to be accepted at any hot dog cart in the world. After explaining how niffty 999.9999999% of the world over age 35 thinks cash money is, and how easy it is to use, he thought maybe it would be a good idea to carry some. Folks I'm not makeing this up, this is were the U.S. is headed and you had better be damn ready for it. Card companies have won. Master card and the Fed control the US economy. Me and my old fashond cash money are just out of touch. Kardashian Kredit Kards….KKK….what a slogan!!!
I continue to be baffled as to why anyone would even know who she is. The Kardashians sound scary to me (I'd prefer to hang with Cardassians any day).
At the end of the day, whether you want your kids to have plastic or not, I don't think that having someone who spends 30k on a purse or $2,500 on a pair of lace-and-python Christian Louboutin booties (according to ABC http://bit.ly/anIBU9)is someone that you want marketing a credit card to ANYONE.
Seriously, on a site that examines the wisdom of keeping up with the Joneses, I think a critique of a credit/debit/whatever "kard" from the Kardashians is totally legit.
I think it is morally gross for KK to be using her name to push any kind of financial stuff towards teens. She certainly doesn't stand for responsibility. If you actually know of KK, you think of impulsiveness and poor judgment. Those aren't exactly qualities that you want to rub off on your child. My guess would be that the target audience definitely isn't people (parents) that read this blog!
@#10, I can't believe that you would stifle you child from establishing good credit for herself just because some people in your family couldn't handle credit responsibly. My immediate family has all been through bankruptcy because they couldn't handle having credit. It isn't the case for myself. Your daughter is much likelier to pay MORE in the long-run on big ticket purchases without good credit history. I know someone who tried to buy a house recently who came from a well-off family. He never bothered to get a credit card because he always had everything given to him (car, college education). He didn't qualify for a home loan because of a lack of credit history. Credit cards are like guns, in that by themselves they are harmless… it is what people do with them that makes it good or bad.
I agree with MJG (#3) that establishing credit is important early on…
but that can be done by adding your child as an authorized user on your card and just not giving them a card. It allows them to build a history without dealing with a card and that can be done from a very young age (the law only says they should be able to provide a cosigner or proof of income…you would be that cosigner). At 27, I have a credit history 19 years long and a credit score of 799…
That said, why you would get your child (13 or 16) a debit card with a fee makes no sense to me…you are trying to teach responsible finance and paying a fee for a card is not responsible – regardless of the brand. Instead, add them as an AU on your CC (don't give them a card), and get a free debit card or pre-paid card for them.
As for the KK bashing…the family is messed up in general, according to the media, so you can't expect Kim to understand how the real world works – instead just look at it as another place for celebrities to brand, just like clothing, perfume, and so forth. In that respect, it's good money (there was an article about a second job recently!).
I got a credit card when I was 21, and my husband and I bought a house when I 25 (and he was 27). I don't know when he got a credit card, but my guess is it was later than 18. No one brought up short credit histories to us (granted, this was back in the mid-1990s).
I know that parents want to help their kids with finances, but sheltering them from making mistakes with credit cards might not be the best thing to do. It's sink or swim in this world, and if people don't make mistakes, will they ever truly learn?
@28 I'm one of those 20 somethings that doesn't carry cash around. In fact, I have two dollars in my wallet right now (and it's been there for a month). I recently paid off all of my credit cards after years of poor spending habits.
However, I still use my debit card for everything. It allows me to track my spending and see where every cent goes each month. Yes there is the envelope system, but I don't like carrying large amounts of cash, and I don't want to log everything by hand.
I am now sticking with a much stricter budget, and I spend better now that I'm actually looking at where the money is going (I love mint.com). Also, I have a rewards checking account, and so I earn more money by using my debit card responsibly. Plastic is not the devil.
One reason our daughter had a credit card at 16 was that she was traveling by herself (internationally) and we wanted her to be able to get us, get a hotel room, and otherwise be able to handle an emergency. It was crystal clear to her that an emergency was not shoes on sale at the mall. In reality, she has never used it (she's 18 now)
Her debit card (attached to her own checking account) is another matter entirely.
Both of these cards are from a credit union, by the way
@28 (rail)
I'm almost 30, and I don't carry cash. Why would I? It can be lost, cannot be traced, and I'd have to enter everything into my budget by hand.
With using my debit card (which, as far as I can tell, still means a different thing between Canada and the USA) or my credit card, every purchase is tracked and recorded so I know exactly where the money has gone and I don't have to worry about losing a receipt.
It's astoundingly easy to pay off my balance each month. Easier than keeping track of things by hand would be, and even easier than taking cash out of the bank every month. I haven't paid one cent in interest in years. In fact, with a CC, I can earn points or cash-back that are not offered when using cash.
I can't imagine carrying wads of cash around.
Most places that don't accept plastic are selling something I likely don't need to be spending money on because I could get it cheaper at home – like street meat or coffee.
Those Cardassians are getting worse than the Ferengi! Sorry I didn't have anything useful to say.
I am against all credit, debit, and gift cards that require activation or monthly fees. Though I wouldn't mind being able to get cards with celebrity or movie themes on them.
@Stephanie. Just so you know, her father and I used our credit cards responsibly (obviously grandparents didn't), but have since stopped using them. It sounds like credit cards may have affected your immediate family the same way as it affected mine. We don't support the credit card industry practices anymore. Sure you can get the occasional reward but you could do the same with a debit card. We personally save more a month now with a zero balance budget. Cash is king.
Also, I stopped using credit cards to prove to friends and family that anyone can and to help THEM in their financial journey. It's kind of hard to say to people, "Let me help you get out of debt (which is something I say to people I know well). But first you have to stop using your credit card." If I then proceed to pull out my Discover to purchase coffee or gas I feel awkward.
I don't believe our children will be damaged if they don't use a credit card and choose to save money responsibly for purchases like furniture and cars. Obviously it will be their choice someday, but if they grow up watching their parents practices they'll probably more likely to use cash/debit cards. We also plan to teach them how to budget, which most (obviously not all) people have a hard time doing if they use credit cards. We didn't have any financial upbringing and we plan on teaching our children as much as possible. In the end, that's all we can do as parents.
The kard sounds like a total joke to me. If someone wants to pay $8/mo for the privilege of spending their own money, then they have all the common sense of (wait for it, wait for it…) a Kardashian!
J.D., as a man, I am ashamed for you for not knowing who Kim Kardashian is.
I kinda figured that my little rant above would get somebodies attention. The split between the generations on cards is pretty cut and dry. late 30s and above use cash. 35 and younger use plastic. It just seems odd to me that you use a card for damn near everything. What do you do when you cant? How do you pay a private debt? How do you loan somebody 10 bucks with a card? If your card is stolen you are realy screwed. If I lose 20 bucks cash; well, thats 20 bucks. For me there is too much big brotherism involved in a card. Yes,I do have 2 differnt cards that I use sparingly for travel; hollidays or whatever, but not to buy a couple of things at a gas station or store. Cash is cash. It is accepted anyware for any debt. Cash doesnt need a machine to use it. The government is not looking over my shoulder when its transacted( Should be a blog article for J.D.) If you want to buy something and you flash cash at someone you will get it cheaper than with a Kardashian Kard for sure! So my point with the KK is that its another way for the CC companies to sucker in somebody. Card companies are pissed off that sites like this have sprung up on the web and people are starting to get their poop in a group when it comes to finances. Expect more insane marketing from CC companies in the near future to entice people to use cards when they could use cash.
Rail: why do you assume that because a credit card is used that the person is in debt? I pay off my credit card every month or use my debit card. Of course, either one is plastic. I burn through cash with no second thoughts but manage my money when using a card. Yes, I have to plan ahead when going somewhere with smaller locations or to pay for parking. But I have a much better idea of where my money is and I don't pay interest. And my mom (late 50s) uses plastic for everything and pays it off each month. This is more what you are taught then a true generational divide.
I don't have any problems with giving teens a prepaid credit card.
You know what they are spending on. Also, in the first month, they will run down the balance immediately. They will have to wait until the next month for goodies. Seems to be a perfect way to teach them budgeting.
There is no "debt". Of course, any fee is too much, so I'll pass on this particular card. No problems with the concept though.
Lots of judgement going around today. What happened to do what works for you. Different things work for different people.
"Over time, my daughter graduated to a prepaid debit card, which she uses while at college. Next, we might try a secured credit card when I think she's ready."
If your daughter is in college she is an adult and should be able to make her own decisions. Maybe she will make a mistake here and there but she will learn from it. You can't protect them forever.
And comparing shopping to heroin?! Wow. Just wow.
lose $20, you are out $20. lose your credit card (and report it) you are out NOTHING.
however I agree it's kinda silly to use a cc for a $2 cup of coffee. and most of our local food carts (best lunch spots ever) are cash only. no problem. carry as much cash as I don't mind losing, use plastic when practical.
also… any Kardashian marketing anything to teens is probably a sign of the apocalypse. ick.
I received one of these pre-paid credit card offers in the mail for my son. He is 12 and it was addressed to him. Crazy!
I don't really see the big problem. I had a debit card at 13, it came attached to my young persons bank account. It was awesome being able to buy things online and acting as friends' ebay bidders- I felt like Red in Shawshank Redemption.
Yesterday at the bank I got offered a credit car, but I turned it down. The teller was trying to pressure me, asking me again and again why I didn't want one. It made me really uncomfortable. I'm a student living in London; I would rack up a balance on that faster than you can say "Paddington" and end up like my brother in thousands of pounds of debt before he's even 25.
man i think the credit card is a bad idea. kim kardasian has no idea how much the parents will have to spend on just that one credit card. On one child, you would be amazed on how fast that they would spend that money. I think that kim k should not let teens get credit cards so young


text:
Raw sprinkles
1 cup raspberries
2 oranges, zested
2 lemons, zested
2 limes, zested
Crumble the raspberries into pieces, and zest the lemons, limes, and oranges. Mix everything together, and dehydrate for 6 to 8 hours on 118 degrees. The raspberries should be completely dehydrated, with no moisture left. Pour your mixture into a spice grinder, and pulse a couple times until you have small sprinkle sized pieces of fruit. You're done!
My recipe makes a little under 1/2 a cup, or about 21 teaspoon sized servings. If well dried, the sprinkles should keep in the cupboard for a couple of months.


text:
The Browns traded Colt McCoy and a sixth round draft pick to San Francisco for the 49ers fifth and seventh round picks.
The picks the Browns receive are the 164th and 227th overall in this month's NFL Draft. The Browns sent the 173rd overall pick to the 49ers.
McCoy, who became expendable once the team signed Jason Campbell last week, will back-up Colin Kaepernick in San Francisco.
McCoy becomes the third quarterback on Monday to change addresses. The Seahawks dealt Matt Flynn to the Raiders, who dealt their quarterback Carson Palmer to Arizona.
McCoy started 21 games for the Browns in his three years in Cleveland, throwing for 4,388 yards for 21 touchdowns and 21 interceptions. He was 6-15 as a starter in those three seasons.
The former third round pick in 2010 will make $2.325 million in 2013.
McCoy joins former Browns kicker Phil Dawson in the Bay Area.
Copyright 2013 WOIO. All rights reserved.


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The Drug Enforcement Administration asks for the public's help in
locating two suspects who police say fled arrest on Dec. 10 and who are
considered armed and dangerous.
Authorities said 21-year-old Julio Villagrana-Gamez and 19-year-old Luis
Villagrana are wanted on drug trafficking and money laundering charges.
They were last seen driving a maroon SUV near Valencia Road and Nogales
Highway, according to a news release. Police said associated vehicles include a
2003 white Land Roverwith the Arizona license
plate number AZD1944; a gold GMC Sierra 2500 with Arizona license plate number
ASX0251, and a blue Buick Enclave with license plate number AMB4770.
Anyone with information is urged to call 88-CRIME or the DEA at (520)
The public can anonymously report any suspicious activity to the Border
Patrol at (877) 872-7435.
Copyright 2013 Tucson
News Now. All rights reserved.
Footage of the train derailment near Picacho Peak.
7831 N. Business Park Drive
Tucson, AZ 85743
(520) 744-1313
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EEO Report
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FCC Public File
EEO Report
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FCC Public File
EEO Report
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There is a growing sense of restlessness in China's copper scrap market following the recent surge in primary copper prices, leaving players mixed on what direction the market might take in the short term.
China's alumina imports shrank to a three-month low of 270,000 tonnes in November, according to preliminary data from China's General Administration of Customs, as aluminum smelters were forced to cut production as part of efforts to meet national emission targets.
Traders will be able to use copper in specified bonded warehouses in China, where material can be stored duty free, to settle positions on the Shanghai Futures Exchange (SHFE), China's Ministry of Finance said.
China is increasing investment in mining exploration at a "tremendous" rate, Magnus Ericsson, co-founder and senior partner of Raw Materials Group (RMG), said at the Mines and Money conference in London.
China's ferrochrome market could develop benchmark pricing along the lines of the European quarterly charge chrome price, especially if consolidation and restructuring create more big producers, according to Xstrata Plc's Hansen Luo.
China's exports of stainless flat strip and coil fell in October despite a boost in shipments to Taiwan and South Korea as demand in the wider market softened.
Demand for aluminum alloys is on course to reach 22.6 million tonnes by 2020, the head of a consultancy group in India told delegates Wednesday at Metal Bulletin's 18th International Recycled Aluminium Conference in Poland.
Steel rebar futures fell Wednesday amid heightened concern over the Chinese central government's tightening measures, although spot iron ore held steady.
China will sell another 117,000 tonnes of aluminum from state reserves next week as the government tries to ease tight supply and cap price inflation.
Annual maintenance work by Baosteel Stainless Steel Material Co. Ltd. in December could reduce the company's production by as much as 20 percent and give extra support to the market.
China's crude steel output averaged 1.59 million tonnes per day in October, down 2 percent from the previous month, according to estimates by the China Iron and Steel Association (Cisa).
Chinese market participants are skeptical of a reported increase in third-quarter crude stainless data, which according to the Stainless Steel Council of China Special Steel Enterprise Association (CSSC) rose 5.82 percent to 2.84 million tonnes compared with the previous quarter.
China's crude steel output will remain low in the fourth quarter, the China Iron and Steel Association (Cisa) forecast, estimating a daily average of 1.63 million tonnes in the first 10 days of October.
Several state-owned tungsten miners plan to start annual maintenance work soon as winter approaches, having met their sales targets.
Chinese steel prices sagged Wednesday as markets were rattled by the government raising interest rates for the first time in nearly two years.
China's spot iron ore import tags rose 4 percent in the past week despite a new round of steel output cuts that broke a three-week price rally, with steel prices following a similar path.
China's oversupplied magnesium industry is set to nearly quadruple capacity in the next five years, according to Wu Xiuming, magnesium division head at the China Non-Ferrous Metals Industry Association (CNIA).
China's copper and aluminum imports both fell last month after arbitrage faded, according to preliminary Chinese Customs data.
Are you stocking more inventory today than 18 months ago?
We recognize that it takes time to learn to make good, quality steel. And we're not underestimating the need to do that and do it right.
--Mark Bula, Big River Steel


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// FROM USA: Algodón Egipcio - El Sonido Ensordecedor (White Rainbow 1998 Ford Explorer Interior Remix) //
Hey fellows! We're still putting out every track of my forthcoming remix album. Today, one of my favorite music websites ever, IMPOSE, premiered a remix of El Sonido Ensordecedor made by my friend White Rainbow, a.k.a. Adam Forkner from Portland. He's a great dancer and a local celebrity and, of course, a very talented musician and producer. So click on that image and head to IMPOSE for a free download!
This song was covered once by Peruvian/Venezuelan act Reflejo de un Alma Multicolor, you can check that out as well.
"Los Remixes de La Lucha Constante" will be out October 23rd on Lefse.
Previous remixes:- El Día Previo (Monokle Remix)- El Ingenio Humano (Low Sea Remix)- La Transformación (El Sueño de la Casa Propia Remix)- Los Párpados Caídos (Pacheko Remix)- La Condición (La Prueba A) (Torkelsen Remix)
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Get started using Office 365, the Microsoft hosted collaboration and productivity suite that allows businesses and teams to email, collaborate on documents, and share calendars.
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"And so beats this mercurial heart"
The music of Venn Diagram fuses elements of ambience, micro glitch, jazz, detroit techno, soul and found sound into a sonic amalgam that defies genre. It is a richly woven tapestry, fused with cinematic overtones. His albums beg to be listened to as a whole, where one can immerse themselves in the journey as it unfolds. His music is not just an exploration of sound but an homage to the pioneers of modern tech soul who have forged a blueprint for our ever changing world.


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Fit Links: 2013′s Top Food Trends and Fit Gift Picks
Written on December 7, 2012 at 3:53 pm , by Karla Walsh
This week's fit links from around the web:
- Start prepping your shopping lists now: These nutritious foods are going to be flying off shelves in 2013. — Huffington Post Healthy Living
- Before you buy the latest gadget as a gift this season, check out this list for 10 ways to spot something that's too good to be true. — SparkPeople
- We can't wait to try this protein-packed Puppy Chow recipe at our holiday parties! — Eating Bird Food
- Ready to sweat? Take your workouts to the next level with these 13 intensity-boosting tips. — Greatist
- Your bank account will be as healthy as your pals when you give them these fit gifts (all are less than $5!). — Fit Sugar
- Do you follow a training plan while prepping for a race? Find out what style may be best for your next PR mission. — Healthy Tipping Point
Categories: Fit Links, Healthy Eating, The Fit Stop | Tags: Fit Links, food trends, gifts, holidays, infomercials, race training
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This conversation is closed.
We can develop the world through images.
In his talk, Jonathan Klein spoke about images leading to people to act and react. I think that in rural third world countries images could lead to knowledge and development.
I am a first year economics student in Berlin, and in our marketing class we learned that images are always received and processed faster then text. I lived in Kenya for 11 years and I realized that images could literally make people change; in western countries they show images of starving poverty stricken African children and this leads to people donating... but what about showing images to people in Africa about knowledge, or about how to conserve and be environmentally friendly? Or how to build things, how to survive?
I myself am not a photographer but this idea has struck me and I just can't stop thinking about it. With diseases such as AIDS in rural areas, people still aren't well informed. I think that images could solve that faster than long talks with big words that some people don't even understand. I am not just talking about Africa; I think in general images could change the way people live.
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Bin ParkDec 5 2012: I totally agree with you:)
It is very common that mastering mother tongue at an early age in the country where I live. For example, I do not mean to show off, but I learned to speak and use my mother tongue when I was four years old. People living in this country easily approach to text and study, so most people are literate. However, learning through images are probably much more efficient and productive in the country with, more or less, a lot of illiterate people. (I hope you do not misunderstand my words, because I've never had biased perspective about people who are illiterate.)
I also agree with the idea, "Images are always received and processed faster than text." Visual impressions through images have a great influence on us, rather than sense of taste, hearing, or touch.
I am so impressed, in that you have a lot of concern for the society, world, people, and situations around us. Images have been used for centuries, but I agree with your idea that they should be used in places where they could be effective, as you said. I love your adorable and progressive opinions.
By the way, if you do not mind my asking, is there any specific way in your mind?
Dec 6 2012: Thank you.. and i do not misinterpret that at all thats why we have MEDCs and LEDCs there are clear reasons i dislike it when people try to talk so nice about their country when sometimes we just have to face realities and be honest and say the truth i am a biracial my Father is German(MEDC) and my Mum is Kenyan(LEDC) so i can face realities despite me bieng born in berlin i lived in kenya for most of my childhood and teenagehood and i can truly see the realities and differences in literacy rates its not offensive or anything in Kenya they are clearly lower and there are reasons for that and that is what should motivate people to change that and what my initiative is or my opinion is that people can only change and do things on their own....but i believe that we can inspire them to start bringing up their initiative on how they want to live its more about getting the people inspired and hearing their thoughts and exactly what they think once we get that we can look for solutions to make their ideas sustainable realistic, better and finally a reality, because a happy nation is one that will develop a nation built by its own people.
Well, firstly i am thinking of going to a rural village and most of these villages have a central place were everybody meets up i am not even thinking about going with the craziest of gagdets. i think a projector is enough.. and then just show images like knowledge how there is someone (most probably a stick figure as i do not want to show a racial division i just want to show the basic fundemental importance of knowledge) who has great knowledge could work by showing books and thought bubbles... and then that stick figure helps in his village with sustainable methods of farming and keeps his village hungry free on an unfortunate day someone could have stolen from this character but what i want to show is that the figure continued living and still lived well as knowledge guided him because thats the one thing nobody can steal from you.
Dec 6 2012: Nobody can steal your knowledge..i know its a bit rough and needs working on but thats just one thing and thats more for children (it should be more like a comic strip with no text) but i want to show that through knowledge you could help your village also health wise, financially and help the village and country grow making a difference then i would turn off the projector and thats when words can now play a role, and ask them how they interpreted that what their thoughts were...is the education that they are getting enough what would they want to learn etc... i mean llttle children look at lego instructions which have no words and build castles here for adults i would maybe show images of how cutting trees and not regrowing them leads to less rainfall hence no harvest....howto maybe try harvest other things too maybe come up with the idea of how to make boreholes and the Reality of AIDS and unprotected sex... how them producing more children when they themselves have nothing to eat only cripples the world further and further how to spend money how to plan images could litearlly depict all this it will be pretty simple but once that willingness to learn about is created is when we can now move to sharing the knowledge with them to sharing the knowledge that they seek...i am sorry that this explanation is a bit messy but its still all thoughts and i need to sit down and properly think this through and collect my thoughts but thank you for the feedback.
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College can be a stressful time—especially for someone struggling with depression or a substance abuse problem. SAMHSA's Campus Suicide Prevention Grant program funds campuses around the country to help them reach out to students in crisis. The University of Nebraska at Kearney gets everyone involved in the suicide prevention effort through social networking and campus events. Read more about campus suicide prevention . . .
Dr. Phil partners with the Suicide Prevention Lifeline to raise awareness. The Lifeline's Gallery hosts Dr. Phil's "avatar," which speaks a message of hope.
One of the first suicide prevention grantees now trains on campuses around the Nation.
Web sites, publications, and a list of SAMHSA's Suicide Prevention program grantees.
Suicide prevention saves lives in communities across the Nation.
For substance abuse counselors and clinic administrators, this treatment improvement protocol from CSAT offers guidance on how to help clients who may be in crisis.
Specific guidance for nurses and nurse care managers on the medication buprenorphine is now available in this technical assistance publication from CSAT. Read a nurse manager's personal story.
Safe use of methadone, a medication for opioid addiction, is the focus of a new campaign from CSAT. Why? Poisonings from misuse have increased.
To honor actors' and filmmakers' accurate portrayals of mental health and substance abuse issues, SAMHSA, the Entertainment Council, and FX presented the awards in Hollywood. Photo Gallery.
Full-time college students age 18 to 22 are twice as likely as their counterparts who are not full-time college students to use Adderall®, a stimulant, nonmedically.
SAMHSA is a partner with the Department of Defense and other agencies to support a new campaign of hope and resilience for service members.
The World Health Organization (WHO) recently elevated the pandemic alert level for the novel virus H1N1 (Swine Flu). Stay informed on the progress of the virus, efforts worldwide to contain it, and steps you can take to stay healthy and safe. Visit http://www.PandemicFlu.gov.
FY2010 Budget sustains critical programs.
Two million adolescents experienced major depressive episode in 2007.
More than 16 million adults struggle with depression. Recent data show details of types of treatment sought.
Eight young people take center stage in a celebration of the arts as a way to cope with mental health problems. Actor Goldie Hawn received an award for her support of children with mental health issues. Photo Gallery.
More than 8.3 million children lived with a parent who was dependent on or abused alcohol or drugs during the past year.
"Action Steps" for professionals and "What It Means To You" for consumers are available to order and read online.
Data show alcohol, cigarettes, and drugs are used at varying levels during pregnancy and after childbirth.
With a few months to go, the Recovery Month Web site offers flyers, banners, and more.
Sign up for SAMHSA email updates on topics of your choice, including SAMHSA New.
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The Palm outdoor sofa combines weather-proof materials with a fully upholstered frame. Using marine-grade plywood, a barrier-wrapped foam cushion and water-resistant fabrics, Palm beautifully withstands the elements. Tailored slipcovers can be machine-washed or rinsed off. Palm should be covered or brought inside during winter or long periods of rain.
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- Comfortable
- Quality construction
- Expensive
Best Uses
- Deck
- Patio
Customer comments about Palm 84" Bench-Cushion Sofa:
I bought two of these sofas to face each other with a table in between. I ordered the blue fabric and am happy with that color choice. The color is correctly displayed on my computer. They've been on my deck for three weeks (uncovered on sunny days) and the fabric doesn't seem to have faded at all. I bought a couple outdoor sofa covers to protect the sofas during bad weather. The covers themselves are quite loose, but have an elastic band at the bottom that keeps the covers on when there's wind.
My big complaint is there doesn't seem to be enough padding on the corners of the four corners of the armrests! All four corners are showing wear after only three weeks! The corners are starting to fray, and I'm thinking its only a matter of weeks before the metal frame wears through the fabric. I'm trying to figure out a solution before that happens.
I'm attaching a photo of one of the corners. If Room & Board has a fix for this, or a suggestion what I can do to prevent anymore wear, I'd love to hear it.
The sofas are comfortable, the frames are sturdy, and the design is modern, but I'm guessing by the end of summer they're going to look awful.
Do you have questions about this product?
We're here to help with answers from our expert Design Associates.
- Palm 84" Bench-Cushion Sofa
Q:Description says it has tailored slipcovers that can be machine washed. Does this include the cover on the body of the sofa, or only the back/ seat cushions? Can extra slipcovers be purchased? Thanks.Asked on 9/6/2014 by Christine in TriBeCa from NYC
1 answer
A:The cover on the body of the Palm, is not removable for cleaning only the cushions have removable covers.Answered on 9/8/2014 by Design Associate from Room & Board
- Palm 84" Bench-Cushion Sofa
Q:What is the difference between Sunbrella Canvas & Sunbrella Sims?Asked on 12/18/2013 by Ric from Miami
1 answer
A:The Sunbrella Sims fabric has a thicker weave and greater strength than the Sunbrella Canvas fabric.Answered on 12/19/2013 by Design Associate from Room & Board
Q:Do the two throw pillows pictured come with the couch or do they need to be ordered separately? Thank you.Asked on 9/29/2013 by Jennifer from Raleigh, NC
1 answer
A:The two accent pillows seen in the image are included with the Palm sofa.Answered on 9/29/2013 by Design Associate from Room & Board


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The Direct Energy Centre in Toronto, an exhibition hall hosting shows of all types announced a while back that they have planned to turn the centre into a model of environmental sustainability, and at just over 800,000 square feet of exhibition space, that's no small feat. They've earmarked $7 million of their sponsorship funding over the next 10 years for environmental initiatives, and have already made great strides in reducing the building's footprint.
As you enter the overnight viagra grounds, you cannot miss the wind turbine in the distance, quietly producing over 1 million KW/h each year. In addition to this, 130,000 sq/ft of it's cool order propica roof space is slotted to be fitted with solar panels, providing a peak power of nearly 2 megawatts of electricity, making it the largest PV plant in Canada.
They've replaced all the streetlights with LED lights which last 5 times longer than conventional bulbs, and reduce energy consumption by 50%, while still producing the same light output. For internal lighting, ballasts were adjusted and http://theglobalobservatory.org/real-viagra bulbs replaced, netting a 2.3 million KW/h savings per year for the entire lighting project (about a $250,000 savings annually).