text:
5. Reduce temptation. If access to an abundance of credit is overly seductive, cut it down. Ronit Rogoszinski, a wealth adviser from Arch Financial Group, suggests abandoning excess credit accounts, leaving only two major cards.
"All the store cards that you opened to get the 10% discount for opening one up, close them," says Rogoszinski. "Some will say that this will hurt your credit score; personally and professionally, I don't care." Why? Remaining debt-free is not only vital to your net worth, it will actually benefit your credit rating. A full 30% of a FICO score is based on how much debt you're carrying in relation to your credit limit, compared with the length of your credit history at 15% of the score.
6. Frame the ugliest bill you have. Keep a copy of the statement with the highest balance and display it. Kristen Hagopian, a motivational speaker and author of "Brilliant Frugal Living," says this tip came from one of her students, who repaid $82,000 in five years.
"After putting herself into massive debt, she had a turnaround moment where she realized she was out of control, buckled down and never looked back," says Hagopian. To remain motivated, she keeps the five-year-old credit card bill (complete with "Balance Due: $82,000") on her refrigerator. "She told me that having that credit card bill on her refrigerator reminds her daily that she never again wants to feel that out of control of her finances or her life."
7. Refine your value system. If you really want to stay on budget, says psychologist Sally Palaian of Bingham Farms, Mich., the author of "Spent: Break the Buying Obsession and Discover Your True Worth," you had better first identify what makes you happy.
"Take the time to really think about what you want and why," Palaian says. Then add those things into your budget. "You'll get more pleasure out of spending money and be less likely to blow it on impulsive purchases or trying to keep up with the Joneses."
8. Save your old debt payments. HelloWallet founder Matt Fellowes says you can offset the budget blues by doing something smart with the cash you had been sending your creditors.
"Once you get rid of revolving credit card debt, take the money you were previously using to pay off debt each month and put it toward building up emergency savings," says Fellowes. "Having extra money socked away for unexpected expenses is one of the most effective ways to stay out of debt."
As with dieting, once you've achieved your desired goal, you've got to keep the momentum going or you'll undo all that hard work. So the final tip: Enjoy your success so much that you refuse to let those balances edge up again.
This article was reported by Erica Sandberg for CreditCards.com.
1. Don't get caught up in consumerism.
2. There is no need at ALL to keep up with the Joneses.
I find it comical when the media reports of a new Apple product for instance and thousands of people all over the country are in line before the sun comes up on the day it is released. All just for bragging rights. They never think of the money they just spent on a product they didn't need.
Let me leave some parting words before I turn in for the night. I didnt become debt free overnight. Additionally When I was younger I wasnt perfect with my credit. I paid off all my debt (and it took me 4 years) and never looked back. I have never been this happy and free to do what I want within my means. I never have to worry about the "what ifs". What if I broke my neck, what if I broke my legs, what if I lost my job, what if ..... Pfft! Those what ifs were created by the system that lenders created. If you properly budget and manage your money you will never need to get a loan from anyone but yourself, and yes thats interest free because to you. Your own credit rating is 1,000 pts! Also I currently have enough saved up in my IRA and Saving account that is I didnt want to work or something happened. I could easily exist for the next 92 months without needing to work. That is how being debt free is!
Always put at least 15% of your income into some IRA (never less than 5k yearly), save at least 10% more in an interest bearing (your money makes u more money safely) savings account. Over time you would have built more than enough to give yourself a loan to visit England or buy a car or whatever! Some perspective on that.. If you make 35k a year and put 15% ($5,250) into an IRA. Over the course of 10 years of doing that you would have at least $85,000 dollars! Not to mention what you would have in your savings account that you were putting 10% into. After 10 years and you not touching it unless you wanted to. You would have at least $32,000 dollars in that account. Some combine you would have $117,000 dollars at your disposal. Thats just after 10 years and you still have 75% of your income to play with for everything else. Even after just a couple years you could start spending on yourself interest free and be debt free. Being debt free would free up more of YOUR money to put into YOUR interest accounts. That means the bank is paying you interest for the privelage to hold your money safely for you. Instead of going the other way around. Wow I am tired and I hope I didnt ramble to much. GN all!
Stay away from credit cards totally. I use the Dave Ramsey plan. If I cannot layaway or cash then I don't need it. It's psychology. You spend less when paying cash and you get better deals. You think because you pay the card off monthly that you are beating the system. This is a multi million $ game and banks are not in the biz to lose $. They still make money off of you. I know you use it for the rewards. Well that is just one part of this game. They are luring you to spend money you don't have. The intent of the card was to build credit and EMERGENCY purposes only. Your Aruba vacation is not an emergency.
credit card companys are not handing out CREDIT or HIGH amounts of credit on the cards!
I have a credit socre of 734 and has been high for over many years - I do not buy much and I do charge on the three cards i have but I pay them off each month or with in two months!
I have never maxed out a card I have a NEW home of a year and a NEW truck now a year old and have never been late on any payment! Most of the time I pay more way more then what is owed.
Here is where my problems come in to play with credit cards - I asked for a NEW Venture card yes from Cap one - I got a letter back saying I did not meet then needs to own or have such a card - hmm OK?????? Now I also then went to Citi cards and just asked for a Mastercard -
I got a letter back saying sorry I did not meet there needs to have such a card!
NO reasons why I can not get the cards.......
My income permonth is $3,700 a month as I am retired - The cards I have well manyly one of them with HSBC will not even talk more credit with them it's stuck at $500 and they will not go up on the amount????
So you see even with good credit / good score 734 / good payments always / never late /
I can't even get a card to use on Vacation with a higher limit that is all I wonted to do!
Do not tell me they are giving out credit or credit cards cause I can't get one and still do not know WHY - yes i called them - answer = you have tighten up on credit and credit cards sorry!
The NEW wacked out credit world we live in today...................
The most creative way (and really only way imo) to stay debt free is to not have debt! Simply put.. Dont buy anything you cant save up for and buy it in cash. With that said.. Creditors, banks, etc are businesses so yes they want to be a middle man for you, over extend you and make some cash off you. Credit reporting agencies are businesses also, they are not any kind of federal agency and they make money off of the people who pull your credit history. See the domino money effect? Its all about business and making money. So if you never use "credit" then really your credit score doesnt matter because you will be paying it in cash or debit and both are interest free.
My words of wisdom
1- Have a budget and live by it
2- Live within your means
3- Pay for everything outright
If I lost my job right now I would only have to pay property tax, electric, water, food and insurance bills. That would only be around 630 bucks a month. I could wing that working at McDonalds (if I had to)! And the awesome thing is I get to keep all my nice stuff, my 2 cars, my house and the shirt on my back! I am 36 yrs old and I became totally debt free 3 years ago because the system is geared to screw you over.
People who pay their credit cards off each month... You still pay the annual fee, in some cases other fees apply also so if you have the cash why not just use cash instead? Sure you might say oh its just 40 dollars a year.. True but that can add up in various ways.
After more than 3 long years of scrimping, penny pinching, and sacrifice for me and my wife, we are debt free!!! All during this ongoing recession! We paid nearly 35,000.00 off in credit card bills. We are far from rich, and not even middle class, (whatever that is these days). The best advice I can offer is pay the largest credit card debt first then use that money to roll into the next largest, kind of like a snowball effect. With each paid off debt you roll a larger amount into the next. We cut out all unnecessary spending like newspapers, magazines, bottled water, cable, our land line telephone, dining out, fast foods, vacations, and so on....We sacrificed and now we are reaping the benefits! We have only our mortgage payment and utility bills, the rest we stash into savings.
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
- Estimate your credit score
Take this quick quiz to get a handle on whether you can qualify for a good loan rate.
- Credit card payoff calculator
- Do you have too much debt?
- Consolidate and get out of debt
- Debt payoff calculator


text:
Discover Author
David Hendy is a fellow of the Royal Historical Society and Professor of Media and Communications at the University of Sussex. He has been a visiting research fellow at the University of Cambridge; Yale University; and Indiana University, Bloomington. He worked as a journalist and producer at the BBC, and in 2011 was awarded the James W. Carey Award for Outstanding Journalism by the Media Ecology Association of North America for his five-part BBC Radio 3 series, Rewiring the Mind. His book Life on Air: A History of Radio Four won the Longman-History Today Book of the Year Award.
Copyright © 2014 HarperCollins Publishers. All rights reserved.
Site Powered by Supadü

subset: commoncrawl


text:
Stating At $110.00
Mini Split HVAC
Super Blowout
Sink is available with one hole or no hole. Additional holes can be drilled for a nominal fee per hole. Upon receipt of your order for custom hole drilling, you will be faxed or e-mailed a drawing to confirm your hole locations.


text:
19 posts tagged with BruceSterling. (View popular tags)
Displaying 1 through 19 of 19. Subscribe:
For many years Bruce Sterling has been writing about the battle for freedom on the internet, a subject he first wrote about in the highly acclaimed book The Hacker Crackdown in 1992. In this book, Sterling predicts that the term "privacy" may already be obsolete, along with those who once thrived on violating the integrity of others. Like spies, the paparazzi, rumour mongers—who actually has the most to lose in this transparent world?


text:
Visit Knoxville Selected to Continue Marketing Knoxville
The City of Knoxville and Knox County announced Tuesday that an evaluation committee has selected Visit Knoxville from seven groups that answered a request for proposal to market the city. The same group that's been marketing Knoxville for years, will continue to do so under the new name Visit Knoxville and the leadership of Kim Bumpas. "This process gave us the opportunity to address some missed opportunities of the past, come together with new partners and really start to move forward in a bigger, better way," said Visit Knoxville President Kim Bumpas.
Section Contents
- Marketing Information
- Advertising Opportunities
- Toolkits & Research
- Website & PR Resources
- Photo Gallery
Submit a Press Release
Got News?! Submit your release here and you may be included in our news feed.


text:
Found the same room at a different price? Tell us, and we'll offer to match it.
Amorgos Boutique Hotel
This newly refurbished, modern style hotel, offers an excellent standard of accommodation, in a quiet and fashionable environment. In addition to the trendy look of the space, great importance has been given to the quality of sleep and comfort, by investing in the highest standard of mattress, finest bed linen and pillows.
From early morning to late evening the Cocktail Bar and Lounge evoke a warm atmosphere offering a relaxing and inviting environment. It recommends any coffee specialty with delicious in-house made cookies, a specially designed bar menu and selected cocktails, spirits & beverages.


text:
While doing a performance audit for a customer a few weeks ago, I tried to improve the response time of their top slow query according to pt-query-digest's report. This query was run very frequently and had very unstable performance: during the time data was collected, response time varied from 50µs to 1s. When I ran […]
Write contentions on the query cache
A micro-benchmark of stored routines in MySQL
Ever wondered how fast stored routines are in MySQL? I just ran a quick micro-benchmark to compare the speed of a stored function against a "roughly equivalent" subquery. The idea — and there may be shortcomings that are poisoning the results here, your comments welcome — is to see how fast the SQL procedure code […]
Optimizing repeated subexpressions in MySQL
How smart is the MySQL optimizer? If it sees an expression repeated many times, does it realize they're all the same and not calculate the result for each of them? I had a specific case where I needed to find out for sure, so I made a little benchmark. The query looks something like this:
How expensive is a WHERE clause in MySQL?
This is a fun question I've been wanting to test for some time. How much overhead does a trivial WHERE clause add to a MySQL query? To find out, I set my InnoDB buffer pool to 256MB and created a table that's large enough to test, but small enough to fit wholly in memory:
Query Profiling with MySQL: Bypassing caches
Quite frequently I run into question like this "I'm using SQL_NO_CACHE but my query is still much faster second time I run it, why is that ? The answer to this question is simple – because SQL_NO_CACHE only bypasses query cache but it has no change on other caches, which are MySQL Caches – Innodb […]
Getting real life query speeds with MySQL
To check for query performance improvements followed indexing/query changes or MySQL configuration changes our customers often decide to run the query and see if there is any significant improvement. Leaving aside question of checking single query alone might not be the best way to see real improvement for your application, the problem they usually run […]
MySQL: Followup on UNION for query optimization, Query profiling
Few days ago I wrote an article about using UNION to implement loose index scan. First I should mention double IN also works same way so you do not have to use the union. So changing query to:
mysql> SELECT sql_no_cache name FROM people WHERE age in(18,19,20) AND zip IN (12345,12346, 12347);
| name |
| ed4481336eb9adca222fd404fa15658e |
| 888ba838661aff00bbbce114a2a22423 |
2 rows in set (0.00 sec)
mysql> explain SELECT sql_no_cache name FROM people WHERE age in(18,19,20) AND zip IN (12345,12346, 12347);
| id | select_type | table | type | possible_keys | key | key_len | ref | rows | Extra |
| 1 | SIMPLE | people | range | age | age | 4 | NULL | 9 | Using where |
1 row in set (0.00 sec)
So as you see there are really different types of ranges in MySQL. IN range allows […]
Using UNION to implement loose index scan in MySQL
One little known fact about MySQL Indexing, however very important for successfull MySQL Performance Optimization is understanding when exactly MySQL is going to use index and how it is going to do them. So if you have table people with KEY(age,zip) and you will run query something like SELECT name FROM people WHERE age BETWEEN […]
Cache Performance Comparison
Jay Pipes continues cache experiements and has compared performance of MySQL Query Cache and File Cache. Jay uses Apache Benchmark to compare full full stack, cached or not which is realistic but could draw missleading picture as contribution of different components may be different depending on your unique applications. For example for application containing a […]
MySQL Query Cache
MySQL has a great feature called "Query Cache" which is quite helpful for MySQL Performance optimization tasks but there are number of things you need to know. First let me clarify what MySQL Query Cache is – I've seen number of people being confused, thinking MySQL Query Cache is the same as Oracle Query Cache […]


text:
The Cape Town International Airport located at a distance of 20 kilometers from the city centre, is the primary airport serving the requirements of Cape Town City in South Africa. This commercial public airport, owned and operated by the Airports Company South Africa, is the third busiest airport in the entire continent of Africa. Recipient of the 2009 Skytrax Award for the best airport in Africa, this airport is having two wings serving as domestic and international terminals linked by a central common terminal. Situated at an elevation of 151 feet above mean sea level, this airport is having a capacity of serving 14.5 million passengers annually.
With two asphalt surfaced runways measuring 10,502 feet and 5,581 feet, the Cape Town International Airport is catering to over 95,000 flight movements each year. The Central Terminal building is containing a total of 120 check-in desks and 20 self service kiosks, along with 10 aero bridges facilitating smooth movement of the domestic and international passenger traffic visiting Cape Town. There is an automated baggage handling system in place at this airport which is capable of handling 30,000 bags per hour, together with a host of other passenger convenience facilities matching international standards.
A couple of multi-storey parking facilities are available on both sides of the Central Terminal building along with a budget Road Lodge within the airport precincts operated by a reputed hotel chain group. Apart from the private metered taxis, there also is a bus rapid transit system shuttle service departing every 20 minutes from the Cape Town International Airport enabling visitor's comfortable local transportation to and fro the Cape Town city centre.


text: Seven people from a home on the south side of Lansing were treated at a Grand Rapids hospital for carbon monoxide poisoning. The Lansing Housing Commission owns the home and says the incident has prompted it to start furnace inspections at more of its properties. Investigators from the city and Consumers Energy say a furnace is likely to blame for the leak of the gas. The home did not have a carbon monoxide detector.


text:
Kate Bosworth Confirms Engagement
Kate Bosworth has found her Mr. Right.
The actress confirmed she's on her way to wedded bliss on Tuesday via her WhoSay page.
"This photo was taken by my husband-to-be! Thank you all for the wonderful engagement wishes… We feel truly blessed," Kate wrote, posting a photo of herself with a giant sparkler on her ring finger. Click HERE to see the pic.
Kate didn't mention her fiance by name, but she's engaged to director/writer/producer Michael Polish.
Michael directed Kate (alongside Anthony Edwards, Henry Thomas, Josh Lucas and "Castle's" Stana Katic) in the upcoming drama "Big Sur."
Copyright 2014 by NBC Universal, Inc. All rights reserved.
This material may not be published, broadcast, rewritten or redistributed.


text:
Play Reading & Discussion group meets from 9 a.m. to noon at the Tisbury Senior Center, 34 Pine Tree Road. Call 508-696-4205.
Farm Visit for toddlers and adults is from 10 a.m. to noon at Native Earth Teaching Farm on North Road in Chilmark. Learn about farm animals and farm life. Open at other times by appointment.
Wednesday January 15, 2014
Meditation/Stretch Class ACE MV class with Martha Abbot from 11 a.m. to noon at the Yoga Barn in West Tisbury. Call 774-310-1131 or email
Cancer Support Group meets every Wednesday at noon in the library of the Hebrew Center in Vineyard Haven. Caring peer support for those in treatment, as well as for survivors and caregivers.
Advanced Knitting with Caryl Dearing, 1 to 3 p.m. Featherstone Center for the Arts. $100 for six week session.
Ukulele Group from 1 to 3 p.m. at the Tisbury Senior Center, 34 Pine Tree Road. Call 508-696-4205.
Open Pottery Studio, 2 to 5 p.m. Featherstone Center for the Arts. $5 per hour. Call 508-693-1850 or visit featherstoneart.org.
Anime Club free for teens. 3 p.m. at Alex's Place at the YMCA. Call 508-696-7171 or visit ymcamv.org.
Wednesday January 15, 2014
Staff Tour at the Museum with executive director David Nathans. Visit current exhibits. Refreshments served. Free for members, $7 for nonmembers. From 3 to 4 p.m.
Community Supper with main dish provided, side dish donations welcome but not necessary. Free. 5:30 p.m. at the First Congregational Church in West Tisbury. Call 508-693-2842.


text:
TCRD Master Plan: Conception to Realization
RJ Johnson, AIA, NCARB, LEED AP
Principal, TVA Architects Inc.
RJ is the project manager on the master planning commission for the TCRD, including Washington State University's Tri-Cities campus in Richland. He recently led a major renovation of the LEED Silver GSA Social Security Administration Teleservice Center in Auburn, Washington, which received a 2006 GSA Design Honor Award for Sustainability/Adaptive Reuse and a 2007 GSA Environmental Award for Sustainable Design/Green Building. His diverse experience encompasses educational and government facilities, public and private design commissions, and master planning and development. RJ is a passionate leader devoted to TVA's high-performance design efforts.
Tim Wybenga, LEED AP
Senior Associate, TVA Architects Inc.
Currently serving as project designer on the TCRD master plan, Tim recently led the design of Touchmark Heights, a unique adult community comprised of 628 residential units and a major recreation facility on 55 acres in Portland, Oregon. He was the assistant designer of EVO, a 24-story, 500,000-square-foot residential tower in Los Angeles, the subject of a National Geographic television series, L.A. Hard Hats, premiering in August. Tim is a lead project designer with over 15 years experience working on high-profile university projects, commercial offices, and mixed-use residential complexes.


text:
Just one listen to this, you will simply get the chills from this beautiful rendition of the Star Spangled Banner. It happens during a choir conference in Kentucky and takes place in the 18-story lobby of the Hyatt in Louisville. Words just can't describe it, so give it a listen.
(accompanying picture is a screen capture from YouTube)


text:
Aussie • Hair Insurance Leave In Conditioner • Conditioner
(257 reviews)
|Average Rating.
|Would buy this product again.
Trilbynyc on 8/22/2014 10:25:00 AM more reviews by Trilbynyc
Age: 56 & Over Skin: Normal, Fair Hair: Blond Eyes: Brown
I was looking for L'Oreal leave-in conditioner which I like, but the drugstore wanted 10 bucks for it. So I kept looking and found this one for less than 6 bucks. I used it last night and it's FANTASTIC. I don't blow-dry, I wrap my hair to make it smooth, and I need something in it as a setting lotion. This morning my hair feels strong and silky. It's a little humid out but I made it to work with zero frizz. This product has a nice natural coconut-y smell, and even though I spritzed on a lot, my hair doesn't feel weighted down or sticky with product, just nice and clean. I'm so happy I tried it! The packaging doesn't really say what's the product is supposed to do for your hair, so this was a very pleasant surprise. I will definitely be buying more.
Was this review helpful to you? Yes No
teatreemint on 8/21/2014 4:29:00 PM more reviews by teatreemint
Age: 19-24 Skin: Sensitive, Fair, Cool Hair: Red, Straight, Fine Eyes: Blue
Eh.. it didn't really do anything besides detangle. I think my hair feel even drier and frizzer than it already was.
Was this review helpful to you? Yes No
innocencefades on 8/9/2014 4:20:00 AM more reviews by innocencefades
Age: 19-24 Skin: Normal, Fair-Medium Hair: Brunette Eyes: Blue
I remember trying some of this stuff years ago. I couldn't remember if it was anything special, and I normally adore aussie products, so I gave it another go.
I'm not sure if they changed the formula, but while this stuff smells super good, it just feels..watery. Like, watered down leave in conditioner maybe. In fact, I'm pretty sure it could just be coconut water. It really didn't do anything for my hair besides detangle slightly. Skip on this one.
Was this review helpful to you? Yes No
Sweetheart7 on 8/8/2014 6:02:00 PM more reviews by Sweetheart7
Age: 19-24 Skin: Acne-prone, Fair-Medium, Warm Hair: Brunette, Curly, Fine Eyes: Brown
I used to adore this product and didn't know what I would do if I ran out of it. For a while though I couldn't get my hands on it so I had to move on and I decided to give this leave in conditioner another go to see if I still loved it.
I do like this leave in conditioner, it smells great (no surprise lol) and it makes my hair feel nice and soft. But when ever I style my hair natural, my curl doesn't seem to hold as well and frizzes pretty fast during the day. So I don't use this on days when I am going out or having my hair down. I do like to use this though if I know the next day I won't be really going anywhere and still want to condition my hair well or if my hair will be in a bun.
I wish it was a creme instead because that seems to work better for my hair. Now I don't know if they do have a creme version but if they do then I will check that out and maybe see if I like that. So all in all, not a bad product at all, it just didn't work for me.
Was this review helpful to you? Yes No
*TOP REVIEWER* Reservechic on 7/29/2014 10:53:00 PM more reviews by Reservechic
Age: 36-43 Skin: Sensitive, Medium Hair: Black Eyes: Black
I think that it is a decent detangler, but outside of that i don't see anything real special about. I have given this product enough chances. I don't plan to repurchase it anymore.
1 out of 1 people found this review helpful. Was this review helpful to you? Yes No
antoanto23 on 7/26/2014 3:36:00 AM more reviews by antoanto23
Age: 30-35 Skin: Combination, Fair-Medium Hair: Black Eyes: Brown
Makeupalley is a weird place...this leave in conditioner is the worst i ever used!i have long hair,bum length ,a bit wavy ,no way i was able to make it work for me.nice smell but no job done.no idea where all this goodreview come from...
Was this review helpful to you? Yes No
Jae55 on 7/14/2014 4:43:00 PM more reviews by Jae55
Age: 25-29 Skin: Oily, Fair-Medium Hair: Black Eyes: Brown
This product is amazing!!! Affordable and really does leave soft and shiny, and my hair is very very dry and damaged!
Was this review helpful to you? Yes No
leesalillie on 7/14/2014 more reviews by leesalillie
Age: 19-24 Skin: Normal, Fair-Medium Hair: Brunette Eyes: Green
I've been using this forever and it still does a great job at conditioning and detangling. An inexpensive product that works well!
Was this review helpful to you? Yes No
minaleonard on 6/10/2014 9:59:00 PM more reviews by minaleonard
Age: 19-24 Skin: Oily, Medium Hair: Black Eyes: Brown
I love this! I used to use Aveda Brilliant Universal Cream but didn't notice much of a difference. I picked this up because it was so cheap and I'm a sucker for Aussie's scent. I spray it in throughout the day and my hair is incredibly soft. I have fine hair that's not thick but very dense. Not much damage but my ends get incredibly dry leading to a ton of tangles. This stuff really smooths my hair and makes it as soft as I've been trying to get it for the past two years.
Was this review helpful to you? Yes No
MeliMelzxo on 5/24/2014 2:23:00 AM more reviews by MeliMelzxo
Age: 25-29 Skin: Acne-prone, Olive Hair: Black Eyes: Grey
Holy grail item! Love this! It leaves my hair super soft, silky and shiny without leaving it greasy or weighing it down. I love the scent as well! It has a beachy coconut scent but isn't overpowering, it's just right!
Top Rated Conditioner
- 30 reviews
ENJOY Luxury conditioner28 reviews
Davines Love Conditioner60 reviews
Trader Joe's Tea Tree Tingle Conditioner41 reviews


text:
Was £60.00
Every stylish man's wardrobe needs a great selection of smart tailoring - with smart suits, shirts and accessories you can look smart and stylish whatever the occasion. River Island men's smart tailoring includes a range of shirts, trousers, ties, shoes and outerwear. With fashion-forward details, shapes and shades, your smart look will be anything but boring. Our high-quality suits can be worn year round so be sure to invest in River Island men's smart tailoring today!


text:
Our audience (of 1/2 million people) includes baristas, roasters, café owners, producers, exporters and importers. However, the largest segment of viewership is consumers. Consumers trust Coffee Cup News because of our uncompromisingly truthful and authentic reviews. Companies trust Coffee Cup News because of our transparent, personal attention approach and very competitive pricing. If you would like to reach our audience of coffee enthusiasts but still have questions please email us or fill out the contact form below. If you are ready advertise to our audience right now then select one of the options below and we will have your ad up in minutes.
Social Stats
Vine App: 512k+ Followers
Twitter: 111k+ Followers
Instagram App: 23k+ Followers
Facebook: 6,800+ Likes/Fans
YouTube: 7,600+ Subscribers, 1M+ video views


text:
Men's golf ends Bandon Dunes Championship in 13th
Final stats
BEND, Ore. – After shooting a final round score of 318 (+30), the Northern Colorado men's golf team finished the Bandon Dunes Championship in 13th place.
The Bears finished up their three rounds at the Bandon Dunes Golf Course with a combined score of 935 (+71), just three strokes back of Mercer for 12th.
Northern Colorado was led by Alberto Dell'Anna and Steve Bidne, who both finished in a tie for 48th overall.
Dell'Anna, a senior, shot a 9-over par 81 in the final round to finish with a combined score of 232 (+16). His final round score was the highest of his tournament, after finishing the first two rounds just 7-over.
Fellow senior Steve Bidne finished up his stay in Bend with a final round 8-over par 80 to end with a three-round total of 232 (+16).
Nick Bisogno put together the lowest score of the round for the Bears, as he shot a 3-over par 75. He finished with a combined score of 235 (+19), placing him in a tie for 62nd.
The team title was taken by Washington, which put together a three-round team score of 871 (+7). Oregon (+15), Florida (+17), Oregon State (+26) and Colorado (+29) rounded out the top-five.
Washington's Charlie Hughes took home medalist honors after shooting a combined score of 210 (-6). Fellow Husky Chris Williams (+0), South Carolina's Wesley Bryan (+1) and Oregon's Andrew Vijarro (+2) and Jack Dukeminier (+2) all finished in the top-five.
After shooting the team's only under-par round of the tournament, Ryan Boshoven finished with a three-round score of 239 (+23), while Jake Hutton finished with a 255 (+39).
Next up for the Bears is a trip to Goodyear, Ariz. to participate in the Desert Palms Shootout from March 17-19.


text:
Who Did Tamar Braxton Name Her Baby After?
Is It Easy To Be A Rich Mom?
Celebrities You Didn't Know Share Exactly the Same Face
Inside Kim and Kanye's $20 Million Mega Mansion
Images of Iconic Celebs That Will Shatter Your Perception of Them
30 Child Stars Who Died Young
Kim K and The Jenners Act Totally Shameless
The Hottest Pictures of Old Celebrities When They Were Young
Rihanna Has One Major Flaw: Can You See It?
13 Celebrities Who've Gone Completely Crazy
Kylie Jenners $1 Million Plastic Surgery Shocker
Ariana Grande's Insane Diva Demands Revealed
Nicki Minaj's Butt Implants Burst On Stage! See The Shocking Photos
Plastic Surgery Scar Spotted on Kylie Jenner's Face
Kendall Jenner Drops Her Famous Last Name
14 Celebrity Moms Who Breastfeed in Public
Home / Photos Beyonce: Her Face Says It All
24 Celebs Who Couldn't Stop Eating and Got Fat
Proof Beyonce is Pregnant Again
Emma Watson's Intentional "Side Boob"
Paris Hilton's See-Through Purse is Filled With...
Stars Who Could Play Younger Versions of Other Stars
Celebrities Who Have Aged the Worst
Famous People You Didn't Know Were Married to Each Other
10 'Celebrities' Famous For Doing Nothing
Shakira and Her Boyfriend's Adorable PDA Caught on Camera
Cameron Diaz Gets Her Happy Back
Why Beyonce's Being Accused of a Major Photoshop Fail
Kendall Jenner Gets A Completely New Look
What Happened to Your Favorite 70s Actors? (Then and Now)


text:
Antonio and Marion Cavaliere's well-known Italian restaurant is in a semi-basement in the impressive terrace opposite Kilkenny Castle and the closely packed tables are an indication of its popularity, with the room quickly filling up.
The cooking style is mainly classic Italian, with quite an extensive à la carte evening menu plus a shorter one available as an option at lunchtime.
Service at this Kilkenny restaurants prompt, and food is characterised by freshness of the carefully sourced local iingredients and a consistently high standard of cooking: excellent minestrone, a superb plate of house antipasti, delicious seafood and memorable pasta, which includes a luxurious house speciality of spaghetti with lobster.
Great service and outstanding value for money can sometimes be let down by a slightly frantic atmosphere, as so many people want to eat at this popular restaurant - but that ensures there is always a buzz.


text:
Remember that Walden's Title IV Code is 025042.
Walden is proud to be the first institution to offer an online Master of Social Work (MSW) program designed to help you expand your career opportunities in the growing field of social work.
As a social worker, you can help marginalized and oppressed populations achieve social equity and improve their quality of life. With an emphasis on advanced clinical practice, the MSW online program is designed to build skills that prepare students to critically apply social work theory and methods to assess and intervene in situations involving individuals, families, and groups. Take advantage of our online MSW program to apply your knowledge and skills in settings that include schools, hospitals, private practice, social service agencies, and mental health clinics.
Online MSW program courses are taught by faculty members who are scholar-practitioners with diverse experience working in the field. The MSW online coursework features:
*The Advanced Standing track requires only one in-person residency.
Find detailed information for this program, including possible occupations, completion rate, program costs, and median student loan debt.
Master of Social Work students are preparing for real-world situations through video case studies that bring social work theory to life. Learn how.
"Graduates of Walden's Master of Social Work program will be prepared to design culturally and contextually relevant social services in their practice. They also will be able to provide mentoring and supervision, advocacy, and collaboration activities within their varied client populations."
Dr. Sally Brocksen
Program Director, Social Work Programs
Learn more about the school community and meet the people who you'll work with in your program.
What Degree Do I Need to Practice Social Work?
Honoring a Social Work Legend
Following the Path of a Successful Volunteer
Advocating for All People Through Social Work
In Walden's Master of Social Work (MSW) program, you can take the General Program or choose one of six elective clusters to help you meet your personal and professional goals.
MSW Accreditation Disclosure:
The Council on Social Work Education (CSWE) is the accrediting body for academic social work programs in the United States. Graduation from a CSWE-accredited program is required for licensure as a social worker in most states.
New Master of Social Work (MSW) programs applying for CSWE accreditation must undergo an application development process consisting of "pre-candidacy," and "candidacy," before achieving accreditation. Normally, it takes approximately three years to receive accreditation.
The Walden MSW program has applied for CSWE accreditation and was granted candidacy status by CSWE in October of 2013.
CSWE supports the acceptance of students into new MSW programs at any time during the academic year (September through June) that a program receives candidacy. The 2008 EPAS (Educational Policies and Accreditation Standards) Handbook, p. 44, states that once a program is granted accreditation, "…students admitted during or after the academic year in which the program is granted candidacy will be recognized as having graduated from an accredited program." Because the Walden MSW program achieved CSWE candidacy status during the 2013-2014 academic year, if it goes on to achieve accreditation according to the CSWE timeline, then students admitted into the MSW program in September 2013 or later would graduate from a CSWE accredited program.
Note on Licensure:
Licensure for MSW prepared social workers varies greatly from state to state. Each state board responsible for regulating the practice of social work has its own academic, licensure, and certification requirements and issues its own license to practice as a social worker.
In most states, the academic credential required for licensure to practice as a social worker is an MSW degree from a social work program which has been accredited by the Council on Social Work Education (CSWE). The Walden MSW program is not CSWE accredited, but it has applied for accreditation and was granted candidacy status by CSWE in October of 2013.
Because no program can guarantee licensure upon graduation, we encourage students to consult the appropriate social work licensing agency in the state in which they plan to practice to determine the specific academic requirements for licensure. Walden enrollment advisors can provide information relating to the state-by-state MSW degree requirements for MSW licensure. However, it remains the individual's responsibility to understand, evaluate, and comply with all licensing requirements for the state in which he or she intends to practice. Walden makes no representations or guarantee that completion of its coursework or programs will permit an individual to achieve state licensure, authorization, endorsement, or other state credential as a social worker.
Note that this program requires students to have a web cam for their first course of the program and for various assignments throughout the program. Please refer to our standard program technology requirements.
This program can be completed in as little as 30 months, depending on individual progress and credits transferred, if applicable. Two-year full-time and Advanced Standing track students can finish earlier. For a personalized course listing and estimate of your time to completion, call an enrollment advisor at 1-866-492-5336.
Choose two elective courses below.
This foundation course is designed to introduce students to the social work profession. Students explore the history of the profession, the characteristics of advanced generalist practice, social work practice settings, and professional values and ethics. Students develop knowledge of current issues and directions for the profession, and the requirements and challenges of being a professional social worker.
In this foundation course, students have the opportunity to learn and practice social work skills. They explore professional boundaries and demeanor, client engagement, active listening, empathetic responses, and interviewing skills. Students demonstrate the ability to engage clients in interviews, assessment, and goal setting. They learn to set professional boundaries and maintain ethical codes with individuals, families, groups, organizations, and communities.
Students in this foundation course are provided with an understanding of the intersection between the social environment and the healthy lifespan development of individuals, families, groups, and communities. Throughout this course, students increase their comprehension of how the environment and social context serve to mediate or intersect with the healthy development of each individual, family, group, or community. They examine the ways gender, socioeconomic status, sexual orientation, race and ethnicity, and disability impact human development. Students explore human behavior through the lens of human development, environment, and social context.
Students in this clinical residency are provided with the opportunity to gain supervised clinical practice in preparation for the field experience. Throughout this residency, students have the opportunity to demonstrate their skills in ethical practice, case conceptualization, and oral communication. In addition to helping students familiarize themselves with the social work profession, faculty members work with students throughout the residency to identify specific clinical development needs for each student to address prior to their first field experience.
This is a foundation course in which students broadly address race and ethnicity, socioeconomic status and class, culture, religion, gender, sexual orientation, ability and disability, and environment in an effort to better understand social identity. Throughout this course, students benefit from course assignments, discussions, and course materials to understand the role of power and privilege and oppression and marginalization on the social development of clients. Students specifically focus on activities that help them recognize systems that support or foster power inequities, oppression, and underutilization of human talent and skills. In addition, students engage in activities to foster self-awareness of their own role in the hierarchy of power and privilege. At the completion of this course, students will understand the importance of social workers developing competence in providing evidence-based contextually and culturally relevant assessments and interventions for individuals, families, groups, and communities.
In this advanced course, students prepare for clinical social work practice that reflects an advanced understanding of lifespan development and sociopsychological identity development in individuals, families, groups, and communities. Throughout this course, students seek to understand human behavior and, in particular, how individuals and families function in an environmental context. With an emphasis on ethical practice in social work, students are provided with knowledge that can inform their assessments, evaluations, interventions, and advocacy for their clients.
The goal of this foundation course is to develop students' understanding of the importance of research in relation to social work practice. Students are introduced to various research methods—quantitative, qualitative, and mixed-methods research. Students examine ethical standards as they relate to research, basic principles of scientific method, and research that addresses diverse populations. This basic course is the first of two courses designed to prepare students as scholar-practitioners who use research to inform their ethical social work practice.
Students in this foundation course are provided with an overview of the professional social worker's role in the development, delivery, and implementation of social welfare policies, programs, and services in the U.S. The students explore the history of social welfare and current policies and programs, including those addressing poverty, healthcare (including mental health), child welfare, and disabilities. Students develop policy knowledge and skills to assist them in influencing policy development.
This is the first foundation course in the four-part field practicum sequence. Students are required to complete 250 hours in an approved social services agency under the supervision of a professional social worker. The practicum experience provides students with an introduction to the role of a professional social worker. Students demonstrate skills in maintaining boundaries and ethics while interacting in a professional manner with clients. Through their participation in a weekly hour-long seminar with their instructor and peers, students demonstrate their integration of classroom knowledge with professional practice skills.
This is the second foundation course in the four-part field practicum sequence. As in SOCW 6500, students are again required to complete 250 hours in an approved social services agency under the supervision of a professional social worker. Students have the opportunity to develop and demonstrate skills in engaging clients, developing mutually agreed-upon goals, identifying clients' strengths and needs, completing assessments, and providing professional documentation during the field practicum experience. Students also identify policies at the organizational, local, state, or national level, which impact the client system. Through their participation in a weekly hour-long seminar with their instructor and peers, students demonstrate their integration of classroom knowledge with professional practice skills.
Elective courses give you the opportunity to further explore your interests beyond the prescribed program curriculum. You may choose to take any course designated as an approved elective by the program's completion requirements.
This foundation course is designed to provide students with an overview of theories and intervention methods for generalist social work practice. Students explore the theoretical constructs and applications of various approaches to working with clients. The emphasis of the course is on the development of strengths based on person-in-environment perspectives, ecological systems theory, problem-solving skills, and person-centered methods. The focus is on the importance of choosing approaches that are compatible with the client's cultural and ethnic background. The students integrate multiple sources of knowledge and models to interview, assess, and respond empathetically when working with individuals, families, groups, communities, and organizations.
This is an advanced practice course designed to provide students with the knowledge and skills to utilize in their clinical social work practice. Students in this course focus on the application of evidence-based theories and other intervention methods with children, adolescents, adults, and the elderly. Additional advanced theories, such as, Attachments Theory and Cognitive Behavior Theory will be integrated into the assessment and intervention processes. This course has a particular focus on preparing students to practice with clients from diverse cultural backgrounds and marginalized or oppressed populations. Students demonstrate therapeutic skills to engage clients, to define and prioritize issues, to set mutually developed goals, and to commit to the change process.
Students in this course, in particular, are prepared to identify and assess problems in biopsychosocial functioning. Throughout this course, students collect, organize, and interpret client data and use it to identify areas of strength and areas that require additional intervention and support. Students examine how race, socioeconomic status, gender, sexual orientation, ability, religion, and age serve to affect clients' level of functioning and/or how they present themselves. With an emphasis on ethical practice, students use this information to design appropriate interventions to help clients to meet identified goals.
This advanced course is designed to support students' development as scholar-practitioners in clinical social work. Students identify and apply research that can be used to advance their practice, including social welfare, advocacy, and policy. Throughout the course, students are provided resources and activities designed to help them become critical consumers of research for the sake of ethical, evidence-based clinical social work practice. Students in this course have the opportunity to evaluate research design, research methods, and the applicability of results to diverse populations.
This residency is designed to complement the advanced curriculum. In this residency, students continue to develop their clinical skills and are required to demonstrate competency in ethical practice, case conceptualization, and evidence-based practice. In addition, students have the opportunity to practice their own supervision and consultation skills. Successful completion of this residency will result in an evaluation that indicates students have demonstrated proficiency in the prescribed areas and are ready to interface with the public as a clinical social worker in training.
This is an advanced practice course designed to provide students with the knowledge and skills to apply clinical social work services when working with families and groups. Students in this course will concentrate on the application of evidence-based practice theories and group work models consistent with empowerment and ecological perspectives. This course has a particular focus on families and groups from diverse cultural backgrounds and marginalized or oppressed populations. Students will demonstrate clinical practice skills in the assessment, intervention, and evaluation of family systems and groups. This course will focus on the influence of social work professional values in working with families and on group work practice. Students will learn to use the problem solving process to develop mutually agreed goals and objectives, mediate, and facilitate the treatment group process.
This advanced course is designed to prepare students for their roles as supervisors, leaders, and administrators in social work organizations. Students receive academic preparation focused on leadership theory and strategies for leadership development, ethical practice as clinical supervisors, and roles of administrators in social work organizations. Students participate in activities that develop their skills in critical decision making to address some of the complex problems that are common to leaders and administrators in social work. As a result of this course, students should understand the competencies of social work supervisors, leaders, and administrators and identify a plan for their own continued development in these areas.
Students are provided with the knowledge to analyze, formulate, and advocate for social policies that advance individual and social well-being in this course. Students explore various methods of policy analysis and develop advocacy plans that involve collaboration with colleagues and communities to address policy issues. There is a special emphasis on policies that impact human rights and advance social and economic justice. Students develop insight into the policy analysis process, including the values that influence policy, the legislative process, and the roles of advocacy and lobbying organizations.
This is the third course in the four-part field practicum sequence. As in SOCW 6500 and in SOCW 6510, students in this course are also required to complete 250 hours in an approved social services agency under the supervision of a professional social worker. The focus is on agencies that serve clients from diverse groups and/or marginalized or oppressed groups. The practicum experience allows students to recognize the importance of diversity in social work practice, as well as prepare students to negotiate and advocate with and on behalf of client systems to enhance client well-being and ensure social and economic justice. Upon completion of the course, students will be able to critically examine the research available on interventions, make an appropriate selection, and follow through with the implementation. A seminar is included in which students demonstrate the integration of classroom knowledge with the professional practice skills.
This is the final course in the four-part field practicum sequence. As in SOCW 6500, SOCW 6510, and in SOCW 6520, students in this course are also required to complete 250 hours in an approved social services agency under the supervision of a professional social worker. Through the practicum experience, students are provided with the opportunity to monitor and evaluate therapeutic outcomes and engage in research-based practice. Students demonstrate the ability to provide services to a client or client system, from intake to termination or transfer. Students demonstrate skills in termination; evaluating interventions and outcomes; and disseminating these results and analysis to colleagues, peers, and other practitioners. A seminar is included in which students demonstrate the integration of classroom knowledge with the professional practice skills.
Addiction can affect individuals from all walks of life—celebrities, public officials, or people you see each day in your community. The common thread is that addiction can severely impair an individual's ability to function in society. In this elective cluster, you can learn how addiction impacts individuals, families, and communities. You will explore the most current theories around treatment of various types of addictions, from substance abuse to gambling or binge eating. Students in this elective cluster focus on supporting communities where addiction plays a major role in social problems.
This program can be completed in as little as 33 months, depending on individual progress and credits transferred, if applicable. Two-year full-time and Advanced Standing track students can finish earlier. For a personalized course listing and estimate of your time to completion, call an enrollment advisor at 1-866-492-5336.
Students gain an overview of the addiction counseling profession in this course. They are introduced to aspects of professional functioning as an addiction counselor, including but not limited to: role setting; history, philosophy, and trends in addictions counseling; professional standards; the effects of crises and trauma-causing events on persons with addictions; self-care; and ethical and culturally sensitive practices. Students also explore competencies, credentialing, and other professional issues.
Students in this course are introduced to theories, treatment intervention, and case management strategies for addiction counseling. The focus of the course is to introduce various models of treatment, recovery, relapse prevention, and continuing care for addictive disorders. In addition, students explore the treatment principles and philosophies of addiction-related programs. Students increase their self-awareness as addiction counselors by understanding their own limitations as counselors; recognizing when they need additional resources and support; and knowing when and where to refer clients when appropriate. In addition, students examine substance abuse policies and regulatory processes that influence service delivery in addiction counseling.
Psychologists working in psychopharmacotherapy are responsible for having in-depth knowledge of psychiatric disorders and psychotropic medications prescribed to treat these disorders. Students in this course are provided with an overview of the spectrum of psychotropic medications and their use in the treatment of mental and behavioral disorders. Students explore the role of the psychologist in prescribing medication and the efficacy of combining medication and psychotherapy. Students also engage in discussions focused on the treatment of depression, anxiety, bipolar disorder, obsessive-compulsive behavior, schizophrenia, and childhood disorders, as well as other psychological disorders as described in the DSM-IV-TR. Students practice scholarly writing skills in APA style through a final research paper on a topic of interest related to psychopharmacology. (Prerequisites: COUN 6225.)
Recent studies indicate that social workers provide the majority of mental health services in the United States.* The Children, Families, and Couples elective cluster prepares you to address the diverse needs of children and families who are struggling with depression, anxiety, sexual trauma, behavioral disorders, relationship issues, and the emotional impact of social injustices. Courses in topics ranging from human sexuality to child and adolescent counseling help you develop a set of skills and strategies that can prepare you for a career as a clinical social worker.
*National Association of Social Workers, www.naswdc.org/pressroom/features/issue/mental.asp (viewed online January 22, 2013).
In this course, students examine empirically supported theories and techniques for working with children and adolescents in the counseling process. Students work toward enhancing their theoretical and practical understanding of the systemic interplay among children, adolescents, families, and the stakeholders in their lives. They engage in coursework and readings focused on a family-systems view of intervention, and they devote special attention to developmental, cognitive, behavioral, educational, multicultural, and environmental issues. Students assess a distinct group of empirically supported interventions aimed at improving individual and family functioning. They also explore legal and ethical issues related to counseling children and adolescents.
The focus of this course is gaining an advanced understanding of theories and techniques for working with couples, married individuals, and families, as well as to acquire skills for theory integration and theory-based treatment. Through video demonstrations and other topical materials, students witness and examine empirically supported treatments and techniques in prevention, intervention, as well as developing, and promoting the well-being of marriages, couples, and families. They explore systemic implications for conceptualization, assessment, treatment planning, and interventions. Students also learn how to assess procedures for critically evaluating relevant research and how to apply these findings to their counseling practices. Additionally, they explore methods of adapting models to meet the needs of a diverse society and the legal and ethical issues related to working in this specialty area.
Students are provided with a framework for understanding human sexuality in the context of couples, marriage, and family counseling in this course. Students explore empirically supported counseling approaches related to sexual functioning, intimacy, gender, and sexual orientation. They use a systemic framework for understanding the role and impact of sexuality on couples, marriages, and families. Students also explore and discuss specific topics related to issues of sexual diversity, and gender identity.
For those who experience a large-scale crisis or trauma, the path to recovery can be difficult. The coursework in this elective cluster prepares you to assist individuals, families, and entire communities in the wake of a crisis or emergency such as a natural disaster, terrorist attack, or other traumatic event. The curriculum is designed to help you understand stress, coping, and adjustment difficulties, as well as post-traumatic stress disorder. You will also have an opportunity to study disaster planning to prepare for future emergencies.
By studying the fundamentals of crisis management and crisis leadership, students develop an understanding of the theories and models related to crises, disasters, and other trauma-causing events. Students also explore ethical, legal, and diversity considerations in crisis and trauma response. At the end of the course, students will understand models for training and supporting other counselors in the areas of crisis response applicable to community, national, and international crises. Furthermore, students develop a crisis management plan for their own community.
To gain an understanding and awareness of vicarious trauma and compassion fatigue for trauma-response professionals, students examine intervention strategies and models for treating and preventing vicarious trauma and compassion fatigue through the lens of counselor educators, supervisors, and clinicians. Applying course concepts, students gain hands-on practice conducting a needs assessment and examining the use of standardized instruments. They also recommend social change related to vicarious trauma and compassion fatigue to inform and better prepare trauma-response-helping professionals. Students engage in course assignments that emphasize the ethical, legal, multicultural, and spiritual implications for wellness and self-care, including personal, professional, and organizational elements. As a final project, students interview a trauma-response-helping professional and develop an organizational wellness plan for their setting.
Students in this course gain an understanding of the personal and systemic impact of crises, disasters, and other trauma-causing events on individuals, couples, families, and communities. Students examine theories and response models as they relate to sexual trauma, crisis in individuals and families, crisis in the community, and crisis in the nation and in the world. They explore and discuss topics related to counselor competencies, vicarious trauma and countertransference, specific diagnoses, and advocacy. Students also engage in assignments designed to provide practical application of crisis assessment. Through contemporary articles and case studies, they consider and discuss cultural, legal, and ethical issues related to crisis, trauma, and disaster events and response.
This program can be completed in as little as 36 months, depending on individual progress and credits transferred, if applicable. Two-year full-time and Advanced Standing track students can finish earlier. For a personalized course listing and estimate of your time to completion, call an enrollment advisor at 1-866-492-5336.
Professionals must devote considerable attention to forensic psychology perspectives and approaches to address issues such as the overpopulation of prisons, the decrease in healthcare availability, and cases in which courts remand treatment in community settings. Students in this course examine forensic psychology theories and perspectives, and then apply these concepts to various community settings. They are provided with practical assignments and topical readings that focus on working with offenders reentering the community as well as offenders who receive community placements rather than incarceration. In addition, students explore less-common applications, such as restorative justice and community crime prevention. They also analyze the impact of personal perspectives and setting on the application of forensic psychology.
In this course, students gain the foundational knowledge necessary to evaluate and subsequently treat many different forensic populations, such as sex offenders, substance abusers, and white-collar criminals. Students analyze the use of traditional forms of intervention, including individual and group psychotherapy, as well as recent developments in intervention, such as restorative justice. Applying the concepts and theories learned in the course, students develop a project scenario in which they feature an offender and describe treatment approaches as well as related ethical, legal, and multicultural factors that may impact treatment. Students also consider and discuss professional identity and goals.
Students in this course are provided with a foundation in historical and contemporary biological, psychological, and sociological theories of criminal behavior. Students consider two important questions in forensic psychology: "Who is a criminal?" and "Is criminal behavior a mental illness?" Students explore theoretical issues that result from attempts to explain criminal behavior in forensic populations. They examine groups of offenders, including mentally disordered offenders, sex offenders, violent offenders, and juvenile offenders. Students apply ethical guidelines and standards to the study and research of criminal behavior. They also use concepts and theories to assess the behavior of criminal offenders in case-study scenarios.
This program can be completed in as little as 36 months, depending on individual progress and credits transferred, if applicable. Two-year full-time and Advanced Standing track students can finish earlier. For a personalized estimate of your time to completion, call an enrollment advisor at 1-866-492-5336.
This course is designed to provide students with an advanced understanding of the roles and competencies of social workers in medical settings. Students' knowledge of medical terminology, crisis intervention, medical aftercare and discharge planning, mental health evaluations and chemical dependency evaluations, community resources, and medical treatment teams is enhanced. At the end of this course, students will also understand ethical practice with regard to medical social work.
In this course, students are provided with knowledge and skills for supporting vulnerable populations, including individuals and families dealing with acute, chronic, and terminal illness, disability, or the challenges of aging. Students extend their knowledge of support and resources for those dealing with organ transplants; psychosocial aspects of illness and health, grief and loss, and end-of-life decision making. Students enhance their knowledge of ethical group and individual interventions for these vulnerable populations.
Active military personnel and combat veterans face a variety of emotional challenges brought on by frequent relocations, separation from family, and experiences at war. In some instances, the strain of combat-related stress can lead to substance abuse, homelessness, or other social issues. The courses in this elective cluster help you develop an understanding of military culture and the short- and long-term effects of post-traumatic stress disorder. You also will have an opportunity to explore how family members are affected by a loved one's combat-related experiences. With this cluster, you can better prepare to address the various needs of armed forces personnel and veterans.
Note that this program requires students to have a web cam for their first course of the program and for various assignments throughout the program. Please refer to our standard program technology requirements.
In this course, students are provided with an overview of military culture. The focus of this course is on understanding military work culture, the sociocultural identity development of military personnel, the experience of military families, support for military personnel and their families, and socioeconomic and other lifestyle challenges for military personnel. After completing this course, students will be more informed about the mental health and social support needs of these populations.
The specific focus of this course is on combat trauma, crisis, and stress experiences and responses of military personnel—both wartime and post-war. Students develop an understanding of the short-term and long-term impact of post-traumatic stress and vicarious trauma. In addition to focusing on how combat and wartime experiences impact individual military personnel, students also explore the effects on families. As a result, students will be better prepared to provide services and mental health support to military personnel dealing with trauma, crisis, and stress.
The nature of military work responsibilities impacts not only military personnel but their families as well. Frequent relocations, extended deployments, parent-child separation, and high-risk jobs all contribute to unique family dynamics. This course is designed to educate students about the experience and unique support needs of military personnel and their families.
The Advanced Standing track is for students who already hold a Bachelor of Social Work (BSW) from a Council on Social Work Education (CSWE)–accredited institution and have a minimum grade point average of 3.0.
This program can be completed in approximately 18 months, depending on individual progress. For a personalized course listing and estimate of your time to completion, call an enrollment advisor at 1-866-492-5336.
Credits cannot be transferred from other institutions into the Advanced Standing track.
*Students in this track complete Residency 2. Residencies 1 and 2 are completed in the Part Time and 2 Year Full Time tracks.
*Time to completion may vary by student, depending on individual progress and credits transferred, if applicable. For a personalized estimate of your time to completion, call an enrollment advisor at 1-866-492-5336.
†Maximum transfer credit total includes reduction in technology fee as related to reduced number of courses over time.
*Tuition and fees are subject to change.
According to the Bureau of Labor Statistics, employment within the social work field is expected to grow 25% from 2010 to 2020.*
With a Master of Social Work from Walden, you can advance your career in a variety of clinical settings, in roles such as:†
*Bureau of Labor Statistics, Occupational Outlook Handbook, www.bls.gov/ooh/Community-and-Social-Service/Social-workers.htm (viewed online March 13, 2013). National long-term projections may not reflect local and/or short-term economic or job conditions and do not guarantee actual job growth.
†Career options may require additional experience, training, or other factors beyond the successful completion of this program.
Walden's online Master of Social Work (MSW) program is based upon 40 years of experience providing quality distance learning to working professionals in a wide variety of helping professions who want to advance their careers. Walden is the first fully online institution to offer an online MSW program. This program, features two 4-day in-person residencies* and customized case studies interwoven throughout the program that provide you with real-world experience and help prepare you for a career in social work. Four start times throughout the year provide maximum flexibility and convenience.
You can choose to complete your degree on a time frame that works with your schedule. Choose from one of three degree pathways:
Learn how Walden's MSW program can give you practical experience:
Learn more about Walden's MSW Field Experience.
As a student in Walden's MSW program, you can choose when, where, and how you learn, thanks to our online format and MobileLearn®. Through this education technology, you can listen to coursework on your MP3 player, access your classroom from your iPhone, download coursework to your laptop, and more.
We provide our students—a diverse community of working professionals—with the opportunity to become more than just scholars; we give them the knowledge and skills to apply what they've learned in the classroom to the real world and make a difference in their lives and their communities. Discover some of the ways the Walden community is focused on making a greater difference.
In our MSW program, you will work with expert faculty members who are scholars and leaders in their fields. Some of the esteemed faculty members and academic leaders in this program include:
Hear from Dr. Sally Brocksen, MSW Program Director, about her thoughts on the social work profession.
Click here.
Graduates of Walden's Master of Social Work (MSW) program will be prepared to:
For assistance in deciding which degree program fits your goals, request information or speak with an enrollment advisor by calling 1-866-492-5336. A list of international toll-free phone numbers is available for students outside the United States.
© 2014 Walden University


text: Canada includes ten provinces and three territories. Western Canada consists of British Columbia, Alberta, Saskatchewan, and Manitoba. Central Canada consists of Quebec and Ontario. Atlantic Canada consists of New Brunswick, Prince Edward Island, Nova Scotia, and Newfoundland and Labrador. Northern Canada is made up of the territories of Yukon, Northwest Territory, and Nunavut. When searching for someone in Canada, you can specify one of these provinces or territories or search in all of Canada if you are not sure of the exact location.


text:
Paul is now part of the fourth generation in America that is involved in farming and hopes the next generation will be involved also. Through his blog he provides analysis and insight to farmer tax questions.
Just a personal note to let everyone know that I am headed down to the Walla Walla area to drive/run/operate my cousins combine for a couple of days. If they are nice to me, they will even let me run the new Case IH machine that they are renting this summer.
I will try to remember to take some photos of it and post it to the site to prove my ability (or lack thereof) of operating the combine. So far, I think their yields have been in the 120-140 range.
Receive the latest news, information and commentary customized for you. Sign up to receive Beef Today's Cattle Drive today!. Interested in the latest prices for cattle in your area? See highlights of the latest for-sale cattle in the Cattle-Exchange eNewsletter.


text:
Full size version is only available to registered users
Please Register as a New User or Login as Existing User to gain full access to all the photos on this site. Registration is quick and completely free.
Unregistered users can only view full size photos that have been added this month.
The Open Book of Cenotaph Corner
© mark reeves
Route: Cenotaph Corner, E1
Climbers: Unknown


text:
Address: 6500 Cherrywood Lane, Greenbelt, MD 20770
Phone: (301) 344-0663
Fax: (301) 344-0664
Hours of Operation: Monday - Friday, 9a.m. - 4:30p.m.
Access Policy: This library is open to the general public.
Wheelchair accessible? Yes.
Internet Access: This library does not offer Internet access to on-line legal research materials.
Directions: Via Google Maps
Use of copier and/or printer: The library has a copier service available to patrons. Patrons may copy up to 10 pages free of charge. There is no printer service available.
Updated: June 23, 2008
Maryland State Law Library
Robert C. Murphy Courts of Appeal Building
361 Rowe Blvd. Annapolis, MD. 21401
Phone: 410.260.1430 | Toll Free in MD. 1.888.216.8156 | Fax 410.260.1572
Open to the public
Mon, Wed, Fri 8:00 am to 4:30 pm | Tue and Thu 8:00 am to 9:00 pm | Sat 9:00 am to 4:00 pm
Maryland's People's Law Library | Maryland Judiciary | Courts of Appeals and Special Appeals | Circuit Courts | District Courts


text:
No one had ever heard bass playing sound like Gary Karr's – clear and technically proficient
Rafael Puyana, harpsichord
François Couperin Pièces de clavecin
I first heard this during my undergraduate years in the late 1970s. As a young musician I didn't know much about the French Baroque and this was so dazzling, the voicings on the harpsichord so colourful, it made me aware of the possibilities of the instrument. It's made up of many short movements, so you can dip in and out of the music as much as you want. It prompted me to find out more about people like Rameau and their crazy, wonderful work.
Gary Karr
Gary Karr Plays Double Bass
I studied with Gary Karr and he's a wonderful, inspirational teacher. For many decades he was the pre-eminent bass player, and this recording from 1959 revolutionised bass playing throughout the world. It features standard bass repertoire, such as the Eccles Sonata and Koussevitzky's short pieces, but no one had ever heard bass playing sound like that – clear and technically proficient. Before that album, there were no recordings of bass players in any solo capacity. Gary Karr paved the way for them, and set the bar very high.
Shem Guibbory, violin
Steve Reich Violin Phase
I first heard this, and Reich's Drumming, in the 1980s. Both pieces made me sit up – I couldn't believe music could be like this, and that's what I'd chosen to spend my life doing. It's fascinating to watch a live performance of the works, where the artists have to be utterly focused; there's nowhere in the music where you can coast.
Jack Quartet
Xenakis String Quartets
I've played a lot of Xenakis's music and worked with him on his bass piece Theraps. He writes some of the most physically demanding music there is, and the Jack Quartet performs his quartets spectacularly, with an energy, vividness and a visceral quality that I think is ideal for the music.
Brazil Classics Vol. 1: Beleza Tropical
This album was my introduction to Brazilian music. Released in 1989, the whole recording had a fresh, free quality with instrumental timbres that were completely new to me. It seemed to me to be a non-commercial kind of popular music, even though the artists – such as Caetano Veloso and Gilberto Gil – are superstars in Brazil.
Photo: Thomas Giroir


text:
Overall rating:33% Write a Review
Disappointed in this apparatus. Over-priced for what you get. Doesn't work like it says it will.1/9/2013 7:28 AMWas this review helpful? Yes / No (0/0)
Not a big fan of this one. The sock just slips off... The "Easy-Pull" sock aid is a MUCH better device. And, cheaper as well !!!1/9/2013 7:28 AMWas this review helpful? Yes / No (0/0)
I was very disappointed in the footsocker. I still had to bend way over to pull up my sock, which is what I am not supposed to do, due to hip replacement surgery. I contacted your tollfree number and the lady I spoke to said that it was non refundable. Needless to say i am not happy and will not purchase anything from your business again.1/9/2013 7:28 AMWas this review helpful? Yes / No (0/0)
Leverage our buying power. We serve GOV/EDU/MIL, employers, facilities & inventors.
Account set up & astute solutions guidance.
Free edu catalogs for your staff & community.
Engage in our innovative medical & health care, sales, education & marketing programs.
Publishing, marketing & lead gen programs.
Vendors/Investors: full-service solutions.
Get Discovery Digest e-news updates, discounts, and exclusive offers.
Start receiving e-discoveries & specials.
EZ Publish our Discovery Digest free.


text:
(RNN) - Air pollution and fracking are not issues many associate with the U.S. National Park system. But environmental challenges found outside the borders of the parks often find their way inside.
Analysts stated those challenges threaten the parks' environmental integrity, as well as the ability to be used and enjoyed by patrons.
At Glacier National Park, climate change has melted the park's namesake glaciers. Conservative climate change projections by the U.S. Geological Survey suggested that if current melting rates continue, the park's glaciers may all be a memory by 2030.
Glaciers in Alaska, as well as North Cascades and Mount Rainier national parks, were also in danger of melting away.
Rising seas threatened Everglades National Park, according to the National Parks Conservation Association, a nonprofit watchdog group. The park's habitats were already undermined by the retreating shoreline and the incursion of seawater.
The parks' remarkable flora and fauna could disappear, either by migration or dying out. In some cases, the effects could ruin the very elements that make the locations noteworthy.
The coral and sea life at Biscayne and Dry Tortugas national parks were at risk from warmer seas, which can cause the young of sea turtles, crocodiles and other animals to develop as the same sex, the NPCA stated.
"Some scientists believe that Joshua trees could disappear from Joshua Tree National Park, and saguaro and giant sequoia are threatened in their namesake parks," the National Park Service remarked.
Snowpacks at higher elevations in mountainous parks may diminish and disappear, limiting recreational opportunities for parkgoers.
Along with the rest of the western U.S., which has experienced a severe wildfire season this summer, the region's parks run an elevated risk of wildfires with higher summer temperatures.
Visitors often viewed scenic vistas of Joshua Tree, Shenandoah, Great Smoky Mountains, Rocky Mountain and Sequoia national parks through a haze of smog.
The NPCA blamed coal-fired power plants for pollution at some locations, as well as pollution produced by nearby metropolitan areas that drift in on air currents, which is the case for Joshua Tree.
The Obama Administration already has coal-fired power plants in its sights as a cause of climate change.
Air pollution, however, caused more than smoggy views. In 1994, according to a NPS study, EPA researchers found high levels of mercury in the tissues of fish at Acadia National Park in Maine.
"This was something of a surprise because the park is located in a relatively pristine spot away from industrial activities," the 2011 report noted.
A multi-agency effort determined much of the mercury was brought into the park from coal-burning power plant emissions from the Midwest. Mercury, when introduced into the atmosphere, can travel a long way before returning to the earth in the form of precipitation or fog.
"The park's steep slopes, high peaks and exposure to coastal fog create an environment conducive to trapping polluted air masses," the report stated.
It explained coniferous forests collected more mercury than deciduous forests because needles have more surface area than leaves.
The mercury washes to the ground, collects in the soil and moves into streams and lakes. It can cause "reproductive and neurological impairment and deceased survival" in animals, according to the park service's report.
Acadia wasn't the only park suffering from mercury contamination. Parks in the Great Lakes region, including Isle Royale National Park in Lake Superior, also showed elevated mercury levels.
When it came to reducing mercury deposition in these parks, "reducing emissions is the first step toward improving ecosystem conditions," the report commented.
The controversial natural gas extraction method called hydraulic fracturing, better known as fracking, has also made its presence felt in national parks.
The Marcellus Shale, a sedimentary rock formation under the Earth from central New York to southern West Virginia, has been estimated to contain 363 trillion cubic feet of recoverable natural gas. That would supply U.S. needs for more than 15 years, and similar formations were discovered throughout the country.
Companies retrieve the natural gas via fracking, which is accomplished by drilling to the shale formation and blasting the shale with a mixture of water, chemicals and other materials to fracture the shale, allowing the gas to rise to the surface.
The practice is controversial because while private landowners and government stand to make money, "others contend that the potential for contamination is unacceptably high," the National Park Service stated in a report. The National Park Service has also expressed concern about deterioration of air quality, the soundscape and the night sky in areas with fracking operations.
Theodore Roosevelt National Park in North Dakota has experienced fracking effects more than any other national park. Fracking rigs are visible at several places, and a well has been staked near Elkhorn Ranch, the home of Theodore Roosevelt in the late 1800s and the place that helped inspire his conservation ethic. About 45,000 wells are expected to be built at the park, affecting wildlife and the experience of park visitors, according to the National Parks Conservation Association.
The Bureau of Land Management has considered setting aside up to 2.5 million acres of public land aside for oil shale and tar sands development in Utah, Wyoming and Colorado, threatening the environmental integrity of eight nearby parks under the National Park Service purview.
Human activity in the past - everything from hunting to the introduction of new plants and animals to an area - have a lasting impact on an area, very often for the worse.
For example, historical mining activity in California left a legacy of contaminated runoff, damaged plant populations, degraded habitat and soil contamination in the landscapes of Death Valley and Joshua Tree national parks and Mojave National Preserve, according to the NPCA.
Past activities like hunting, logging, water management and the introduction of non-native species also threaten ecosystems.
For instance, more than 30 native plants have been lost at Hawaii Volcanoes National Park, in part because of invasive plants. Some 600 species of non-native plants, goats, sheep, pigs, cats rats and mosquitos, brought to the island in the past 200 years, threatens native species.
In Rocky Mountain National Park, the elk population has boomed, overgrazing the plants in the park, thanks to the elimination of the gray wolf from the park. The wolf formerly kept the elk population in check.
National parks also face challenges brought on by their popularity.
Overcrowding and overuse causes city-like congestion in popular parks like Yosemite, as well as air pollution from car exhaust, erosion and waste from all the hikers, climbers and campers, a challenging situation for wildlife and a poor experience for visitors.
It's been a problem for decades. In 1980, a National Park Service report stated that "increasing automobile traffic is the single greatest threat to enjoyment of the natural and scenic qualities of Yosemite."
The population pressure has only increased over time. The National Park Traveler reported that nearly 283 million visitors traveled to the National Park System in 2012, an increase of nearly 4 million from 2011.
Copyright 2013 Raycom News Network. All rights reserved.
1909 Wynnton Road
Columbus, Ga. 31906
FCC Public File
EEO Report
Closed Captioning


text:
Prey 2 Live Action Teaser
Out of all the sequels, this one I think no one saw coming.
Out of all the sequels, this one I think no one saw coming.
Aya busts out the big guns
Play the game while playing a real guitar
Continue the quest and vanquish more evil
See which class is best suited for your playstyle
video of Star Wars: The Old Republic
Witness the serene moments of a body being hurled through the air
A dev walkthrough of a Flashpoint in the upcoming MMO from Bioware
Learn the Samurai code and how it works in the online realm
Fight for America's freedom on March 15th
Video of Super Street Fighter IV 3D Edition
The revered multiplayer series makes a return
Get to know the monsters you'll be destroying on the planet Scaldron
Watch as Lady Hawke takes care of her enemies with a giant sword
EA is stepping it up and calling out its competitors
Command your army or mythical creatures in this RTS/MMO hybrid
Make some dope beats
The once secluded sanctuary of Batman is now overrun
Destroy anything and everything in your path
A new type of villain awaits Drake in the third game


text:
|Raleigh, NC – Feb 4, 2014,
FreedomWorks PAC, one
of the most powerful grassroots conservative organizations in
the country, threw it's support behind
Dr. Greg Brannon for U.S.
FreedomWorks PAC President Matt Kibbe commented, "Greg Brannon is a solutions-oriented leader with a stellar understanding of the constitutional role of government. He knows that North Carolinians - not some faceless bureaucrats in Washington - know what's best for themselves and their families. Greg Brannon will be critical part of the Republican Senate takeover in 2014, and a welcome member of the Freedom Caucus within the new majority."
"It's an honor to receive the support of such an incredible organization. FreedomWorks has solid record of working to elect conservatives and they've been on the front lines in the fight for smaller government. I'm grateful for their endorsement and I look forward to fighting alongside these great champions of freedom," said Brannon.
Brannon added, "our campaign is committed to empowering grassroots conservative across the state to join us in the effort to return the principles of constitutionally limited government to the U.S. Senate. Everyday I'm inspired by the enthusiasm and passion for our country."
FreedomWorks PAC joins other conservative leaders like Senator Rand Paul, RedState editor Erick Erickson, conservative author Ann Coulter, Congressman Thomas Massie, Congressman Ron Paul, National Association for Gun Rights PAC, Moore TEA Citizens, Conservatives for Guilford County (C4GC), Asheville Tea PAC, and the Beaufort Tea Party in endorsing Brannon's campaign for U.S. Senate.
FreedomWorks PAC is a grassroots service center for millions of activists nationwide who are dedicated to fight for lower taxes, less government, and more freedom.
Matt Kibbe had a Q&A prior to the Freedom Works endorsement allowing activists from across the state to express their ideas as we move forward to the 2014 elections. Our own Steve and Judy Carter look on.
In that vein, if you have an interest in volunteering and becoming involved in our leadership team please let me know. We need all the help we can get. Our February 20th, Third Thursday meeting will be about getting organized for the 2014 election year and enlisting new volunteers to help lead our efforts for the Conservative Candidates.
In March we will be looking at a "Meet the Candidates" event and hope you plan to be involved.
Please feel free to share and invite your friends and family
for any 3rd Thursday event.
Please Join Us
A buffet luncheon
Deneen & Tom Borelli
Tuesday, December 10, 2013
Grill 584
710 Huffman Mill Rd, Burlington, NC 27215
$20.00 per person
Deneen Borelli is the Director of Outreach with FreedomWorks. She's a contributor with Fox News and has appeared on "Hannity," "The O'Reilly Factor," "Fox and Friends," and "Your World with Neil Cavuto." She has also appeared on Fox Business programs such as "Lou Dobbs Tonight," "Imus in the Morning," and "The Willis Report." Deneen has also appeared on Glenn Beck's "The Blaze TV." Previously, Deneen appeared on MSNBC, CNN, the BBC and C-SPAN.
Deneen is the author of "Blacklash: How Obama and the Left are Driving Americans to the Government Plantation," and is a frequent speaker at political events and Tea Party rallies including the FreedomWorks 9.12.2009 March on DC that drew a crowd estimated at over 800,000 people. After the event, Deneen will hold a book signing.
Dr. Tom Borelli is a Senior Fellow with FreedomWorks and is an authority on energy policy and crony capitalism. As a shareholder activist, he has directly challenged CEOs for adopting business strategies that seek to profit from the growth of government and regulations such as ObamaCare and cap-and-trade.
Dr. Borelli is a frequent guest on numerous television programs, including the highly ranked Fox News Channel's "The O'Reilly Factor," and Fox Business Network's "Varney & Co" and "Money with Melissa Francis." He has also appeared on TheBlaze TV's "The Glenn Beck Program" and "Wilkow!"
To reserve your ticket, please contact:
Roy Loflin: firstname.lastname@example.com, 919-563-6130
Reclaim Local Control of Education
Jane Robbins discusses some facts in a short 5 part series of videos.
Part 1, Part 2, Part 3, Part 4, Part 5
Also, math examples from an elementary school in the
Metro Atlanta area
Page 1, Page 2, Page 3, Page 4, Page 5, Page 6, Page 7, Page 8, Page 9, Page, 10, Page, 11,
Page12, Page 13
Get ready because this will certainly irritate you, but we think
it speaks to the character and attitude of our current
Read more about Crossroads GPS at their website, No More Blank Checks


text:
PR-B JV speech team wins awards
The Pine River-Backus junior varsity speech team competed at Park Rapids recently, where Claudina Williams took first place with her informative speech on Haiti.
Katey Hanson took second place with her informative speech on the deaf and blind.
Don Owen took third place with a creative speech he wrote called "Young Man Wild."
Several others competed in the meet but did not place in the top four, including:
Creative Expression: Jarod Birr.
Are you a newspaper subscriber but you don't have a Digital Access account yet? https://secure.forumcomm.com/?publisher_ID=40&event=subscriber/lookup.
You will need your subscription account number and phone number. Not sure if you have an account? Email us at firstname.lastname@example.com and we can help you.


text:
Thank you for your inquiry. One of our Admissions Advisers will get back to you shortly.
Secure a place at your preferred campus and increase your chances of getting into your desired program when you apply early.
Sign-up to visit us on campus, join a sample class, attend one of our events, or register for a global webinar.
See why our students chose us to further their international career.