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The conflict between Reddington (James Spader) and Berlin is heating up onThe Blacklist — and poor Liz (Megan Boone) is caught in the middle!
The Blacklist is full of mysteries, and its characters are the most baffling (and intriguing) ones. When the NBC crime drama returns for its second season this fall, fans once again will delve into the murky identity of master criminal Red (James Spader). And while everyone is obsessed with whether or not he's FBI Agent Liz Keen's (Megan Boone) father, clues may be found in Liz's own character. read more
House of Cards alum Mozhan Marno is heading to The Blacklist as a series regular, TVGuide.com has confirmed.
More Clips & Interviews
Daniel Day-Lewis stars in this inspiring and revealing drama that focuses on Lincoln's tumultuous final four months in office as this visionary leader pursues a course of action to end the Civil war, unite a nation divided and abolish slavery.
The progress of the war is seen through Lincoln's eyes, a very human figure as he contends with Generals who won't fight and politicians who scheme to usurp him. His wife (Mary Tyler Moore) is driven to the edge of madness by the death of her son and her deteriorating mental health causes him great pain. But after a war more ferocious and bloody than anyone has imagines possible, Lincoln lives just long enough to see his vision realizes before his life is cut tragically by an assassins bullet.
From DreamWorks Steven Spielberg directs two-time Academy Award® winner Daniel Day-Lewis in Lincoln — with an all-star ensemble cast including Sally Field, Tommy Lee Jones and Joseph Gordon-Levitt. This inspiring and revealing drama focuses on the 16th President's tumultuous final four months in office as this visionary leader pursues a course of action to end the Civil War, unite the country and abolish slavery.
An inspiring drama that focuses on Lincoln's final four months
More James Spader Movies Videos
James Spader joins Jimmy Fallon in Studio 6B.
In the stunning Season 1 finale, Liz is forced to reunite with Red in order to track down Berlin. Alan Alda and Peter Stormare guest star.
Also Available On NBC, iTunes, Xfinity, Amazon Instant Video and VUDU
After discovering the truth behind her father's death, Liz refuses to work with Red, just as his situation grows desperate.
Also Available On NBC, iTunes, Xfinity, Amazon Instant Video and VUDU
Red battles a nefarious political mastermind who threatens to destroy his empire.
Also Available On NBC, iTunes, Xfinity, Amazon Instant Video and VUDU
More James Spader On TV Videos
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Mary-Louise Parker will recur on The Blacklist's second season.
The former Weeds star will appear as Naomi Highlind, a character who creatorJon Bokenkamp described at Comic-Con on Saturday as "completely tied to Reddington," according to Deadline.
Send questions and comments to firstname.lastname@example.com and follow me on Twitter!
Question: Once again, this year's Emmy nominations are predictably boring. What was the bigger snub: No Good Wife nomination for Best Drama (especially with a weak Downton Abbey season in its place) or no nomination for Tatiana Maslany for her web of roles on Orphan Black? (I already know the answer: Both snubs were egregious.) — Erin
NBC Chairman Bob Greenblatt did everything but launch into a chorus of "I've Gotta Crow" — a song from Peter Pan, the next live musical on the network's slate (on Dec. 4) — as he bullishly opened the network portion of the TCA summer press tour on Sunday. (One of his buzzier announcements involved naming Christopher Walken as that show's Captain Hook.)
read more
No one expects the Emmy nominations to please everybody — there's simply too much TV these days, including on unconventional platforms like Netflix, and there are always going to be shows and performers that won't make the cut, however deserving. But even when the Emmy voters get something right, like adding HBO's freshman hoot Silicon Valley to the best-comedy contenders, we still find ourselves griping over where they stumbled, nowhere more glaringly than in the drama-series race. (For a list of nominees in the major categories, go here.)
Watch out: Red Reddington is making his way back to Comic-Con International in San Diego. The Blacklist's crafty criminal, played by James Spader, is front-and-center of a new ad prepared by NBC to tout the thriller's upcoming Comic-Con panel, as well as its Season 2 return this fall.
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WASHINGTON (AP) — President Barack Obama is nominating two supporters who raised hefty sums for his re-election campaign to be U.S. ambassadors.
The White House said Tuesday that Robert Barber is Obama's pick for Iceland. Obama has also tapped Mark Gilbert, a former Chicago White Sox player, to be his envoy to New Zealand.
Both were members of the Obama for America national finance team, and both raised more than $500,000 for Obama's campaign.
If confirmed by the Senate, Barber and Gilbert would join a long list of campaign supporters Obama has selected for ambassadorships.
Earlier this year, Obama nominated his former political director, his former campaign finance chief and others for posts in South Africa, Denmark, Spain and Germany.

subset: commoncrawl


text: Tigers Bounce the Tribe Wednesday, May 22, 2013 4:28 a.m. EDT by Dan Cash The Tigers won the first of a two game set with the Indians 5-1 last night in Cleveland. Andy Dirks hit a solo homerun in the sixth, while Miguel Cabrera hit a two run shot later in the inning. Max Scherzer improved his record to 6-0. Comments


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Over 200 people gathered for a rally organized by Senator Eric Adams (D-NY) for an anti-violence march in Brooklyn Sunday morning.
The march took place at the Corner of Livonia Avenue and Bristol Street in Brownsville, the exact location of the fatal shooting of 1-year-old Antiq Hennis one week ago. Sen. Adams hosted the march that featured law enforcement professionals and community leaders dressed in suits and ties.
The group called for an end to gun violence and for new measures to get illegal guns off neighborhood streets.
23-year-old Daquan Breland was arraigned on murder and ordered held without bail. He was extradited back to New York from Wilkes-Barre, Pa. after he and accused accomplice, 19-year-old Daquan Wright were hiding out at a cousin's apartment since the shooting.
Wright has been charged with weapons possession.
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Review for Forever and Ever Continued....
Forever and Ever Continued....
(#) lacerationgravityxxx 2011-10-06 01:48:08 PM
Oh my!! I hope nothing bad is going to happen.
Love it. Thanks for updating.
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Military should consider financial-industry model of documentation and code checks
Defense Science Board report on foreign influence on DOD software
Lawmakers extend oversight in DOD authorization bill
DOD seeks greater software assurance
Defense Department leaders should work with other federal agencies to develop a plan to reduce the risk of software vulnerabilities for all of government. That is one of eight recommendations from the Defense Science Board in its report on the potential risks of software developed in foreign countries.The board said the department should focus specifically on supply-chain risks because globalization of companies and software development has increased the likelihood of security vulnerabilities.The report also states that DOD and the Homeland Security Department should take the lead in implementing the recommendations in a recent analysis of life cycle risk mitigation by the federal National Security Systems Global Information Technology Working Group.
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Grant Funding Attributed to Locations Reports
Please read this advice before accessing the reports.
DSS is publishing a series of grant reports by selected boundaries to assist policy developers, researchers and others better understand how its grant funding is contributing to community services across Australia.
The reports complement the grant reporting already available on DSS's website as they provide the estimated 2012-13 grant funding for each location and outlet of funded organisations. Data is available by four boundaries: Local Government Area (LGA); and Commonwealth Electorate, and ABS Statistical Area Levels 3 and 4.
The estimates have been provided by DSS's grant recipients; they should be considered indicative only and used with care in any analysis.
Please note the following points about the data:
- the accuracy of the estimated grant attribution to locations/outlets will vary depending on the financial management framework of organisations, and will change throughout the year as funded organisations respond to changing demand patterns and cost changes;
- the estimated grant attribution is in respect to the specific locations/outlets which can have a large service coverage area. For example, a location/outlet located in one LGA can provide services and assistance to people across a number of LGAs;
- some locations have an estimated location funding value of $0. This occurs when the location continues to operate from funding provided in previous years; and
- some locations have the estimated location funding field populated with the words "fee for service". This occurs for Autism and Better Start Early Intervention panel service providers.
The data represents location/outlets for grants active at 15 May 2013 and will be updated every six months. To help with analysis, all relevant locations/outlets have been provided, including those that were only operational for part of the financial year.
For this reason, the reports must not be used as a basis to refer members of the community to services. Please refer to your local directories or contact the legal entity shown to confirm outlet locations and office hours.
The next release of these reports is scheduled for November 2013.
DSS has used its best endeavours to ensure the accuracy and completeness of the boundaries applied to the data. DSS accepts no liability for the accuracy or completeness of the data made available through this service.
Additionally, DSS disclaims all liability to any person in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon any of the data made available through this service.
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Acts (8 items)
- Bringing Strange Ideas to Our Ears with Hon. Rollin Van Broekhoven
- Greatness with Jack Graham
- Church Partnership: Doing Missions Together with Cindy Wiles
- Global Ministry: Opportunities for Everybody with Monroe Brewer
- Essential Principles of Mobilizing an Acts 1:8 Local/Global Church with Larry Reesor
- The Walking Contradiction with Mr. Willie Nelson
- Oh, The People We Meet on Missionary Street with Dan Bolin
- What in the World Am I Doing Here? with Garth Bolinder


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- Arkady Grudzinsky
- Beaverton, OR
- United States
This conversation is closed.
Do we need privacy?
1. The state or condition of being free from being observed or disturbed by other people.
2. The state of being free from public attention.
So, it's a form of freedom. I find it deeply controversial.
Does it mean that we should not pay attention to each other? There are stories on internet of people dying in subway from heart attack in the midst of a crowd passing by.
Is it possible? We leave traces behind us every minute - online, when we use credit cards to buy something, even by walking in the street with a cell phone in our pocket. Why are we outraged or feel threatened when we find out that someone "is watching"? Perhaps, it goes deeper in our psyche that we think or can explain.
What is the difference between privacy and secrecy? When and why do we need them?
Some people put their whole life online. Some are cautious about giving any personal information to anyone. Ironically, we can protect ourselves from oppression and crime both ways.
What's your attitude towards privacy? I would appreciate the links to videos and sources on this topic.
Showing single comment thread. View the full conversation.
Comment deleted
Jun 28 2013: Lamar,
Re: "Can you survive without privacy?"
Let's take an analogy with nature. How do animals survive? It seems to depend on the animal and the kind of threat the animal is trying to avoid. Some animals hide from predators. Some predators need to be stealthy to catch pray. But some animals survive by wearing bright colors to warn predators that they are poisonous. Others mimic those bright colors so that predators think they are poisonous whereas they are not. Some animals are big and strong - they don't care. Hippos or elephants, for example.
So, if we defend ourselves from theft, we don't want to expose much about ourselves. But if we defend ourselves from violence, we might want to carry a big stick around for everyone to see.
And if a society is free from theft and violence, there seems to be nothing to protect ourselves from. So, reasons to keep many things private would disappear. Some other reasons would stay - e.g. business competition.
Private information CAN be used against us. But whether it WILL be used against us is a different question. And whether WE KNOW how it will be used is also a factor (trust and familiarity).
Privacy is often given away not only for security, but also for convenience. I believe, this is the main reason people give away their privacy these days. E.g. it's convenient to log into different web sites using Google or Facebook account. It's convenient to know where your family members or friends are or share photos with large groups of people, so people share information online. Sometimes it even HELPS survival (e.g. with people with mental or health issues).
In other cases, people exchange privacy for money - allow auto insurance companies to install tracking devices in exchange for lower premiums or buy membership in stores allowing them to track their purchasing habits in exchange for bonus points.
Survival is far from being the only factor.
Comment deleted
Jun 28 2013: Lamar,
But in most of these examples, people GIVE UP their privacy instead of protecting it. Which means, in some situations, privacy is counterproductive for survival: if a hiker wants to be found in case of emergency, he'd better let everyone know where he is. But if you go into the woods to hide from some sort of persecution, you don't want anyone to know where you are.
Perhaps, we rethink privacy so much these days because our understanding of "what we need for survival" changes every day. Given your lifestyle, I'm a little bit surprised that you advocate that we need all bells and whistles for our survival. 200 years ago, people lived without electricity, automobiles, paved roads, railroads, radio, TV, computers, Internet, telephone. On the other hand, it would be unimaginable to support 7bln. population on Earth back then. It boggles my mind that Earth population doubled in my lifetime.
How our "needs" come into existence is mysterious. Before TV was invented, people would not think they need one. Once it's there, people cannot live without it. Remember this video that was popular when iPad was announced?
In retrospective, it's interesting to see what people viewed as "necessary" or "desired". But, really, do we need all this stuff for survival?
For survival, we need to adjust to our environment - that's true. Environment is changing, so, what we need for survival is also changing. There is natural environment and there is social/cultural/economic environment. In our attempts to adjust to the changing environment, we change our environment, and then we have to adjust to the adjustments we made. This is how it goes, it seems. Circular reasoning - again.
Comment deleted
Jun 28 2013: Completely agree. Perhaps, many people would not object to Prism, but many others would. It shouldn't have been forced onto people without disclosure. Then people may choose whether and how they want to use Internet and social media.
On the other hand, there is this obscure line in privacy notices saying that the company may disclose information as required by the law. Now, there are PATRIOT and FISA acts which, most likely make Prism legal in one sense or the other. You said that we express our consent to be governed through voting. People did not vote on PATRIOT act directly, but their elected representatives did. Wouldn't that mean that people DID indirectly vote for Prism when they trusted representatives to enact laws like FISA and PATRIOT act?
Do you see the fundamental problem with democracy here? We deem that it's "for the people, by the people" but when we find out that it's not for "us", but for some other people (who are, nevertheless, a part of this society), we object and protest.
Comment deleted
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From live music and good food to a general store and local artwork, the Pittsboro Roadhouse offers a little something for everyone.
"There's a lot going on in this restaurant," explained owner Maria Parker-Lewis. "You have the food, you have the music, you have shop, you've got local artwork on the walls."
The building wasn't always an all-purpose community gathering spot, though. In 1947, the space originally opened as a car dealership -- Justice Motors Corporation.
It was then later occupied by another cafe, the General Store Café. But like so many small businesses, it couldn't survive in the recession.
That's when Greg Lewis and Maria Parker-Lewis came in and made it their own while also filling a void in the heart of downtown Pittsboro.
"The name 'Roadhouse' just beckons you," said customer William Goyette, who visits the Roadhouse two to three times each week. "It's like the destination -- get in your car, drive to the Roadhouse."
Since opening Pittsboro Roadhouse and General Store in August 2012, Greg said business has been great.
"We've been progressively growing month in, month out," he said.
In addition to being a place where locals and passersby can kick back and relax, Greg and Maria's attention to detail has been a contributing factor to the Roadhouse's success.
"We changed the acoustics. We brought in a sound engineer," said Greg Lewis.
Maria Parker-Lewis added, "It was important to promote the type of lifestyle that I want to lead. I think this restaurant really enables us to do that by supporting the farmers, by supporting the artists."
While working there six and sometimes seven days a week, Greg said the toughest part about running the Roadhouse is not being home with his three daughters. Still, the store's 30-some employees have become like a family to him too.
"We are a Roadhouse family. Everybody in here treats it as a family," Greg Lewis said. "No one's above doing anything. That's what makes family businesses succeed. That's where small businesses have an advantage over the chains.
"We all work together. We all know each other's family. We will all do anything we can to help each other's families."
There are regularly different kinds of bands playing the Roadhouse, including classic rock, shag, folk and big band music, and the owners routinely host various charity groups to help out in the community.
And a sign that Pittsboro Roadhouse and General Store is about more than just profits: Greg and Maria said they plan to launch an outreach program in June to deliver meals to the elderly on Sunday. To make that work, they said they'll need help from volunteers in the community.
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Justin is a reporter for WNCN and a North Carolina native. He has spent the better part of the last decade covering the news in central North Carolina. More>>
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About the MSBA Certified Legal Specialist Program
Many people seek out professionals who are board certified in their fields. Discerning clients expect proven credentials. Since 1987, the Minnesota State Bar Association has been approved as an independent professional organization for certifying lawyers as legal specialists.
Through testing, peer review from lawyers and judges, and documenting experience, the MSBA Legal Specialist Certification Program measures a lawyer's expertise in a specialty area. Although many lawyers limit their practice areas, only lawyers who successfully complete the application process and continue to meet all program standards may call themselves MSBA Certified Legal Specialists.
The Certified Legal Specialist designation is one way for the public to identify those attorneys who have demonstrated proficiency in their specialty area and to find an attorney whose qualifications match their legal needs.
The goal of MSBA Certification Legal Specialist programs is to assist the public by identifying attorneys who meet objective specialty area standards for reliable knowledge and experience.
A lawyer who is a Certified Legal Specialist has been recognized as having an enhanced level of skill and expertise, as well as substantial involvement in an established legal specialty.
In order to be a MSBA Certified Legal Specialist they must:
The specialty field of Civil Trial Law is the practice of law dealing with the representation of parties before federal and state courts in non-criminal matters.
The specialty field of Real Property Law is the practice of law in Minnesota dealing with matters relating to real property transactions including but not limited to, real estate conveyances, title searches, leases, condominiums, mortgages, and other liens, property taxes, real estate development, real estate financing, and determination of property rights, all with consideration to related fields of law.
The specialty field of Criminal Law is the practice of law dealing with the prosecution of crimes in state and federal trial courts.
The specialty field of Labor and Employment Law is the practice of law dealing with relationships among employers, employees, and labor organizations, except workers' compensation. It includes all aspects of labor relations and employment law, both public and private, employment-related statutes, employment-related torts and contracts, and employment discrimination. This definition includes all forms of labor and employment litigation, advice, counseling, negotiations, arbitration, mediation, and other forms of alternative dispute resolution before all tribunals.


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One of the worst effects of a credit problem is the feeling of powerlessness it gives you. You might have had a bad time or made some mistakes but you can move forward. There are several techniques you can use to improve your credit scores. Read this article to get 3 credit reports you started today.Wipe out your debt. Creditors will look at your debt to income ratio. You are thought to be a bad credit risk if you have alot of debt in comparison with your income. While you may not be able to pay a lot at first, just taking the initiative to get your debts current looks good on your credit report.Try keeping the balance of your credit cards as low as possible. Try to get your balances down on each individual card, because having one card with a balance near its maximum can reduce your credit score and damage your future credit.Don't spend more than you make each month. This takes time and a change in attitude to accomplish. Easy access to credit makes it simple for many people to buy expensive items that they do not have the money for, and a lot of individuals are dealing with the consequences of those purchases. Examine your budget, and figure out how much extra money you have to shop with.Maintaining a respectable credit score will enable you to obtain lower interest rates. A lower interest rate means lower monthly payments, and less time paying off your debt. Compare offers and choose the best interest rate you can find when borrowing money or subscribing to a credit card.You should record any threats you get from collections agents. Consumers have protection laws that are crucial to be aware of.Don't risk prison. As we speak, people are trying to take advantage of illegal practices to have people create credit files that can get them into trouble. These scams are not legal and there will be repercussions. The legal proceedings will be costly, and you may even be sent to jail.Put your credit cards on lock down and don't use them at all, if possible. Pay with cash whenever possible. If you have to make a purchase with your card, pay it off right away.Instead of avoiding collectors, talk to them to see what kind of payment arrangements they can offer you in light of your financial situation. Let your creditors know the amount you are able to pay, and give them a timetable for when you will pay them. Collection agencies are usually willing to negotiate.Pay all outstanding debt to begin repairing your credit. Unpaid debt will snowball, and your situation will only worsen. Take your obligations seriously, and apply as much money toward your debt as you afford.Don't believe the hype of lawyers or other offices that promise they can immediately fix your credit score. Because of the surge of credit issues out there, a lot of unscrupulous lawyers advertise that they can repair your credit for large fees. Investigate any lawyer thoroughly before contacting them for credit assistance.When you have a good credit rating, you will be able to easily get a mortgage loan. You can improve your credit by paying your mortgage on time. Having a major asset like a house also looks good to potential creditors. If the need arrives to obtain a loan for any reason, this will be a valuable asset for you.If your credit repair effort is stagnating, one way to get it back on track might be to try debt consolidation. If you can, concentrate your debts into a single payment. This is a lifesaver when it comes to getting your payments in on time and repairing your credit.You need to read and understand the credit card statements you receive in the mail. You want to double check that all the charges are accurate, and that you are not paying for something you did not purchase. You are the only person that is responsible for making sure the statements are error free.Joining a credit union is a great way to build your credit if you are having a difficult time doing so elsewhere. Due to their focus on community finances rather than national ones, credit unions may provide better interest rates and more credit services than typical banks.If you and your creditor decided to set up a payment plan, you should first get the details of the plan in written form. The documentation you gain from the creditor is important in case the company changes ownership or the creditor is no longer interested in the deal. You also want it in writing if it gets paid off so you can go ahead and send it to credit reporting agencies.Take the necessary steps to fix any mistakes that you see on your credit reports by filing an official dispute. Send a dispute letter along with supporting documents to the credit agency that recorded the errors. Use a return receipt when you mail your package so that you can prove that the agency received it.Have different types of credit if you want to fix your credit. One of the factors in your credit score calculation is the number of credit sources you have. You can raise your credit score along with paying them promptly by having to pay various types of credit, like credit cards, mortgages, or auto loans.On the way to a better credit score, some people might pressure you towards unaffordable payment plans or lump sums settlements. Know your budget going in and do not over-extend yourself. If you do not fulfill these promises, you could damage your credit worse which will lead to the end of the fleeting relief you had from these arrangements.Although it's easy to feel like you can never recover from bad credit, it is possible to do so. If you use these tips, you can change your attitude about your finances and improve your credit score.
Are you struggling with your bad credit? Credit score problems are increasingly common in this bad economy. This article will teach you how to protect and improve your credit and your free credit scores can be compared.Keep your credit card balances below 50 percent of your credit limit. Once your balance reaches 50%, your rating starts to really dip. At that point, it is ideal to pay off your cards altogether, but if not, try to spread out the debt.If you are serious about repairing your credit score, you must be willing to pay the monthly minimum allowable amount on all of your current credit accounts. The credit bureaus are notified whenever a payment is missed or late, and this does not look good on your credit report. If you continuously make at least the minimum payment, your credit report will reflect this responsible behavior.If you are experiencing difficulties paying your monthly expenses, you should get in touch with your creditors right away to develop other payment plans. Many creditors will come up with a payment plan to help you be able to pay your payments. Additionally, this will take some pressure off and help you pay down balances associated with creditors who won't work with you.If you need to repair your credit score, you should pay your credit card balances as fast as possible. Pay off accounts with the highest interest rates first. This will show future creditors that you take your debts seriously.One way you can fix your credit is by taking small steps to build good credit. Prepaid credit cards are one way in which you can repair your credit. These cards are used like a normal credit card and are reported to the credit bureaus; however, you can only use the amount of money you deposit into your account. This will make you appear responsible to future potential lenders.If you are trying to repair your credit, take note of any credit inquiries on your report. Anytime you allow someone to check your credit, an inquiry is noted.You should examine any negative entries on your credit report thoroughly if you want to fix your credit problems. You could find mistakes in dates and other factors which can cause the whole item to be removed from the report.One way to improve an ailing credit score is to open new lines of credit, and be scrupulous about paying them off quickly. This accomplishes two things. First, it puts your credit in better standing. Second, it demonstrates your ability to repay a debt responsibly.Your credit report depends greatly on whether or not you make timely bill payments. Setting up payment reminders can help you avoid missing a payment. There are a wide variety of ways to set up reminders. Set up your online account so that an email is sent to you or have your debtor text you a reminder.Go through your credit report and identify any outstanding item. Ensure the report is free of errors and then begin the process of repairing the damage. Start by paying off debt with the highest interest rates first, and maintain the minimum payments on other accounts.Lowering the balances you carry on revolving accounts can improve your credit score. Simply lowering the balances on your open credit accounts can give quite a boost to your credit scores. Increments of twenty of available credit are noted by fico.When lenders examine your personal credit history, they will not consider any statements you have made about the negative marks. There is also the possibility that it will just draw attention to that negative event instead of it being overlooked.The first thing you need to do before beginning to repair your credit is outline th steps required to do so, then follow those steps without deviation. Making changes to become a wise spender means you have to make a budget and rules, then follow them. Only buy the things that are absolutely necessary. Before you open your wallet ask the questions "do I need this?" and "can I afford this?" If the answer is no to either, put it back on the shelf.You should look at your credit card bill every month to make sure it is correct. Whenever you see any, it will be necessary to discuss the situation with your creditor so that they do not submit negative information to the credit agencies.Keep your checking and savings accounts active and in good standing. Open accounts serve as a proof of income and financial stability to potential lenders. It is, however, very important that you keep your saving or checking record clean. The accounts must look perfect to the creditors for them to be impressed.Timely payments will keep your credit status in good standing. Every late payment appears on a credit report, and could potentially hurt your chances at a loan.You can work with the credit card companies to start repairing your credit. By keeping the lines of communication open, you will avoid getting into more debt, making your credit score even worse. Don't be afraid to ask for alterations in interest rates or dates of payment.Try to get a secured credit card if you are not eligible for an unsecured card. This will help you fix your credit. Secured credit card applications have a high rate of approval because you must fund a security deposit against your credit limit. By using a new card responsibly, your credit rating will start to increase.If your credit needs to be fixed, you may want to consider credit counseling. A credit professional can help you to see the quickest and easiest path out of debt. Be prepared to buckle down on your spending and to make significant payments every month.Keep track of your battle with credit bureaus to have incorrect information removed from your credit report. Keep a record of all your phone calls and correspondence. Send your dispute letter as certified mail so you can prove it was received.This advice and a little motivation are all you need to turn your bad credit around. By applying these tips, you can improve your credit score.
There are many reasons why you may have a poor credit history. Credit cards could have been your primary means of support while you were gaining an education, a passion for shopping may have gotten the best of you or the decline in the economy might have left you jobless for a time. The good news is that there are some things that you can do to repair it with free 3 credit reports.If you can't make your monthly payments, contact each of your creditors to see if you can work out a payment plan you can afford. Creditors are often willing to work with you on a payment plan that does not negatively impact your credit report when you take the time to call them. This can also help to relieve some of the financial strain that you have been facing.Low credit balances will slowly rebuild your credit rating. If the limit on one of your cards is $2,000 and your balance remains over $1,800, your credit score will suffer.Paying all of your bills in a timely manner is a vital component of determining your credit score. Setting up payment reminders is a great way to help you make your payments on time. There are many ways to remind yourself of impending due dates for your bills. You can set up email reminders through your online banking or have text messages sent to you.To show that you are serious about improving your credit, start systematically lowering all of your account balances. Start by paying the cards or accounts with the highest interest rates. This builds the positive credit history that creditors like to see.Don't use credit cards a lot. Pay for things with cash whenever possible. If you do pull out the credit card, pay off the debt in full each month.Lowering the balances you carry on revolving accounts can improve your credit score. By lowering your credit card balances, you will be able to improve your credit score. When balances are and increments of twenty percent of your total available balance on that account, the FICO system will take note.Check your credit report to see if you have any missed payments. Ensure that all information is accurate, then begin to address discrepancies and problematic accounts. Set up a budget to pay off the balance with the most expensive interest rate first, making sure that you have enough to keep your other accounts current each month.It is the worst when you have many debts that you are unable to pay. Try to divide all your available money between your creditors, so you can pay everyone at least something. Even if the payments you are making are the minimum ones, these small payments will still somewhat please your creditors, which will likely stop them from getting in touch with collection agencies.Make sure you pay all your bills on time. You can also seek credit counseling for help.If you are trying to repair your credit, you may want to consider credit counseling. Credit counseling agencies can help you reduce your debt, and guide you to live within your means. You may have to dump the credit cards, and you will most certainly have to start making payments to each creditor.Avoid too many credit inquiries if you are looking to improve your credit. Whenever someone pulls your credit report, the inquiry into your account is recorded.If you are looking into a credit counselor, be sure to find out information about them before you choose to use them. There are a lot of unscrupulous agencies scattered in among the few legitimate credit counselors that are really there to help you. There are a lot of people out there that are trying to take advantage of those who are down on their luck. You should research any counseling service you are considering prior to initiating communications with them.Getting home finance can be quite tough when your credit rating is not good. You should consider getting a FHA loan they are backed by the government. If you do not have a down payment or money for closing, consider a FHA loanPaying on time is paramount in credit repair. Send in something, even if it's only the minimum payment. You need to rewrite your credit history, so you don't want to miss a single payment.Learn about debt consolidation to see if this will help you repair and rebuild your credit record. Consolidating all of your debts could make paying them off easier and give you a way to get your credit repaired sooner. This way you can have multiple debts consolidated into a single simple payment. Before signing up for bill consolidation it is important that you understand exactly what it is and how it benefits you.Opening up an installment account will help you get a better credit score and make it easier for you to live. You are required to meet a monthly minimum, so be sure that you can make the payments. Handling an installment account correctly will help you improve your credit score in a short period of time.Before you agree to settle your debt, you need to know how your credit will stand afterwards. Certain methods of settling your debts have less detrimental effects on your credit history. They do not care about the effects of what they do to your credit score and are just in it for the money.Try not to file for bankruptcy. The record of the bankruptcy appears on your report and affects your credit rating for up to 10 years. While ridding yourself of most debt may seem ideal, it is not without consequences. It may be impossible for you to get a loan or credit card in the future if you file for bankruptcy.Nursing your credit back to good health is not as hard as it looks at first, especially when you are willing to make a persistent effort and listen to good advice. Apply the advice from this article to start your march toward better credit score days.
Many of the things you need or want in life revolve around good credit. Car loans, home loans and many other purchases demand proper understanding of your credit report. Here's where you can learn about your credit. When you don't pay your bills or if you pay fees too late, your credit score can drop. If your credit score is less-than-desirable, read the tips in this article to start improving your credit.In order to start repairing your credit, you need to start paying your bills. More importantly, you need to start paying your bills in full and on time. You will notice how quickly your credit score increases when you start paying off those overdue bills.The worst part of a credit crisis may be the collection agencies. You have the option of sending a cease and desist letter to agencies to stop them from calling, but that doesn't mean that your debt vanishes. You will still have to pay what you owe even if collection agencies stop calling you.Make a definite plan to pay past due and collection accounts. They will likely still appear on the credit bureau report but having them marked as paid is a lot better than having them appear as outstanding balances.Give the credit card companies a call and find out if they will lower your credit limit. Not only will this prevent you from owing more, but it will be reflected in your credit score because it shows that you are responsible with your credit.Getting home financing is no small feat, especially if your credit score is less than perfect. FHA loans are good options in these circumstances, because the federal government guarantees them. FHA loans are great for the individuals that do not have the financial capability to make down payments.Before consulting a counselor for credit repair, do your research. Many counselors are honest and helpful, but others may be less interested in actually helping you. Some are just people trying to scam you. To help protect yourself from fraud, investigate any credit counselors. One way to check an agency out is to check with the Better Business Bureau.If you are having budget problems, call a credit counseling organization. These types of organizations can often help you make a deal with your creditors for a repayment plan. In addition, they can assist you in gradually improving your finances. In addition, credit counseling will help you set up a budget and examine where your money goes.A debt repayment plan is an essential step towards repairing a bad or low credit score. Debt that already exists can be a drag on your credit score. Put a plan in place to reduce your debt as much as you can each month. If you don't have any debt, your credit score will be higher.Maintaining a respectable credit score will enable you to obtain lower interest rates. By doing this your monthly payments will be easier to afford and your bill will be paid off faster. The key to paid off credit is to find a great offer and a competitive rate so that you can pay off your debt and get a better credit score.Your record of repayment will help improve your credit. Make payments to your credit card that include more than the minimum payment amount if possible each month. Your late payments on your credit cards can be reported to credit bureaus, even if your payment is a single day late. You can prove you can handle credit responsibly, and thus build up a good credit rating, by paying at least your minimum payment every month.Many times you and your creditor can work together to come up with a prepayment plan. If so, be sure you get a written agreement stating the terms. Having the plan in writing will protect you if the creditor reneges on the plan or if your debt is transferred to another creditor. When you pay it off, send a written copy of proof of payment to all three credit reporting agencies.Keep your checking and savings accounts active and in good standing. This will show your creditors that you can manage your finance successfully, and that you have steady income. Maintaining an impeccable checking or savings account shows responsibility, which looks good to creditors.Managing various forms of credit properly will help improve your overall credit. Having a diversity of credit that you are successful at managing adds to your credit score. If you have multiple credit agreements, including a mortgage, and auto loan, and revolving debt, your score will increase so long as all the loans are paid as agreed.Your credit score will get damaged each time you open another line of credit. Fight the temptation to get that credit card at the checkout when they offer you big discounts if you do it. This is important because every time new credit is obtained, your credit score suffers.You can improve your credit by making your payments on time, every month. In order to make sure your credit is not being hurt any longer, you must make at least the minimum payment on your credit related bills every month. One little forgotten payment can negatively impact your credit score.When you are trying to clear up your credit contact your credit companies. Doing so will help you to ensure that you do not go further into debt and make your credit worse. Credit card agents may have the authority to eliminate monthly charges, extend your due date or change your billing cycle.Check your credit report carefully before accepting discrepancies as valid. There could be a mistake or error in the report. If you notice any errors, file a credit dispute. Although it takes some time, it will remove the discrepancies if they're proven to be invalid.Credit scores affect anyone who wants to get a loan or even co-sign for a child's student loans. Even if you are in debt and have a low credit score, you can rectify your situation by remembering these all of these tips.
When trying to deal with everything that revolves around having poor credit, this can cause a great deal of stress. Decisions you've made in the past can have frustrating financial repercussions. At Freescoregov.com you can learn about how to improve your scores.Keep reading for more helpful tips.Discuss your situation honestly with debt collectors and try to work with them. Let them know how much you are able to pay, and when you can pay it. They will be willing to negotiate with you to receive payment.Try to keep a balance of less than 50% of your available credit on all of your cards. Credit card balances are among the factors taken into account when determining your credit score. Maintaining balances over 50% will lower your rating. You can attain lower your balances by using balance transfers to move debt from accounts with higher balances to those with lower balances, or by simply paying off some of your higher balances.If you are living beyond your financial ability, stop now. You will need to change the way you think about spending money. Getting credit has never been easier, making it just as easy for people to buy items they simply can't afford. This, though, comes with a hefty interest price tag. Take a deep look at your finances, and determine what you can realistically afford to spend.If you need to repair your credit, the first step is to come up with a workable plan and stick to it. You have to stay focused and committed if you want to make concrete changes to your financial situation. Purchase nothing but the essentials. If you are buying something because you want it, and don't need it, put it back on the shelf.Be aware that threats made by a bill collector are illegal. You are protected by law, and you need to know that.Learn more about credit consolidation if you want an effective way to repair your credit. Consolidation could be your best shot for trying to reduce debt, therefore fixing your credit quicker. Consolidating your debts into one account can help you because you will only have one payment to deal with each month. You want to be sure that consolidation is right for you, and how it works, to be sure it would benefit you most.To rebuild bad credit, it can be a good idea to get rid of your extra credit cards. You should only have one. You will want to either transfer your balances onto the one remaining card or set up payment arrangements, but close the account to new charges. Paying off one main credit card will be easier than paying off several cheaper ones.If you can afford to pay another monthly bill, an installment account paid on time will increase your credit rating. With this sort of an account, you need to keep a minimum. Paying on time and maintaining a balance will help improve your credit score.Joining a credit union may be helpful if you want to work on improving your credit score and are finding it difficult to access new credit. Credit unions sometimes have better rates and more options for your credit rather than a large bank. You can base this on how well the economy is in your area instead of the national situation.One way you can fix your credit is by taking small steps to build good credit. Because it does not carry the risk of late payments that would hurt your credit score, getting a credit card that is prepaid will give you a very safe way to employ credit. This will help you prove to lenders that you can be responsible, and are credit worthyPeople with bad credit ratings should contact banks and see if they can get the credit limit reduced. That said, this is only an option if you can maintain low balances. Don't lower the credit limit to the point where your current balance almost maxes it out.Find and challenge errors on your credit report using the dispute process offered by each credit reporting agency. Send a letter to all agencies involved. Include the errors you noted along with supporting documents that prove that the information on file is erroneous. Always send your dispute letters certified mail, so that you can get return confirmation. This will give you proof that the agency received your dispute paperwork.If you want to avoid giving too much to your creditor, simply refuse to pay towards unfairly huge interest rates. There are legal limits set in place to control the amount of interest a creditor is allowed to charge you, plus your original debt is all the credit card company paid when you made the purchase. You did sign a contract saying that you would pay off the debt. The only way you are legally able to sue the creditors is if you are able to prove that your interest rates are much too high.Wipe out your debt. When deciding how risky you are, lenders compare the whole amount of debt you owe to the amount of money you earn. If you owe too much in comparison to your income, you will be seen as a bad credit risk. It's hard to pay off debt right away, so you need to come up with a plan and not deviate from it.You will be able to keep up with your bills, and get a good credit score. Every time you make a late payment, it is logged in your credit report which can hinder your ability to take out a loan.Avoid credit schemes that will get you in trouble. As we speak, people are trying to take advantage of illegal practices to have people create credit files that can get them into trouble. Doing this is illegal, and you will be caught. The end result of getting caught during the crime could be expensive legal fees and a possibility of time behind bars.Using this advice, you can build your credit to the score you want. Just be sure to remain consistent and follow through on your obligations. Repairing your credit is certainly something that you can do; so instead of worrying, you should take action now.


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Wiseco's GF-style piston ring sets have chrome plated, barrel-faced steel top rings. They're backed up by taper-faced, ductile iron second rings and 3-piece oil rings. The oil control rings have a stainless steel spacer and chrome plated rails. These are file-to-fit rings sets, so you can get exactly the end gap that you want.
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The worst and best 529 plans
These tax-free programs, run by states, can be a good option for those who want to build up a college-savings account. But you need to know which ones are worth considering.
State-run 529 college savings plans are getting better.
They're reducing fees, improving investment options and reporting better performance. These programs, which allow parents and others to invest in tax-free accounts to pay for college, are benefiting from closer supervision by many of the states, which are negotiating better terms with the investment companies that administer them. For the first time, no plan wound up in Morningstar's "bottom" rank in the research company's most recent review.
"The days of really stinky investments embedded in 529s are over," said Laura Pavlenko Lutton, the editorial director for Morningstar. "The industry's really improving."
That said, there remain big differences among the plans, particularly when it comes to fees. The most expensive plans (Kansas' adviser-sold version of LearningQuest, New Jersey's Franklin Templeton 529 College Savings Plan and Alaska's John Hancock Freedom 529) cost investors seven times more than the cheapest plans (the Utah Educational Savings Plan and New York's 529 College Savings Program).
Costs matter -- a lot. The more expensive an investment is, the less likely it is to outperform over the long run, Morningstar analysis has shown. In the 529 world, high fees were often coupled with poor performance, as some high-cost program administrators larded their plans with "weak sister" funds that trailed their peers.
Residents of states that offered tax breaks for 529 contributions once had to hold their noses and invest in bad plans. That's because a state tax break was assumed to be big enough to offset a plan's downsides. That's because the tax break was usually assumed to be big enough to offset the plan's downsides.
Liz Weston
Today, everyone has better options available, but you have to know what they are if you want to take advantage. Here's what you need to know.
Start with your tax situation
Whether or not you get a tax incentive helps determine where you should invest:
- Most states that tax incomes offer some kind of tax incentive for investing in a 529 plan. (Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming have no state income taxes and therefore no tax break.)
- The exceptions to the rule are California, Delaware, Hawaii, Kentucky, Massachusetts, Minnesota, New Hampshire, New Jersey and Tennessee, all of which have a state income tax but none of which offer a tax break. (New Hampshire and Tennessee tax only dividend and interest income.)
- Residents of three states -- Kansas, Missouri and Pennsylvania -- get a tax break if they invest in any state's plan. The other states with tax breaks require residents to stick with their in-state plans.
- Most states with tax breaks allow residents to deduct their contributions, up to certain limits, from their taxable income. (You can see details of each state's tax break here.) Three states -- Indiana, Utah and Vermont -- offer tax credits, which directly reduce tax bills. Indiana's is the most generous tax benefit by far: Residents get an annual credit worth 20% of the first $5,000 of 529 contributions, which allows them to subtract up to $1,000 from their state tax bills
No reason to stay put? Go for the best
If your state doesn't give you a tax incentive or doesn't require you to invest in your own state's plan to get it, then you might as well invest in one of Morningstar's top-rated plans that are sold directly to investors (rather than through an adviser). These include:
- Alaska's T. Rowe Price College Savings Plan and the Maryland College Investment Plan. These are good choices for investors who want active management and are willing to be more aggressive. Both of these T. Rowe plans "are built upon a chassis of well-executed funds," Morningstar says, but it notes that expense ratios are higher and that the aged-based options' asset allocations are heavier on equities than are other direct-sold plans, which rely more on index funds.
- Ohio's CollegeAdvantage 529 Savings Plan. Morningstar says "there's something for everyone" in a plan that offers managers Vanguard, Pimco, Oppenheimer and General Electric. You can find such variety elsewhere, but this plan distinguishes itself with low fees.
- Nevada's Vanguard 529 College Savings Plan. This is the go-to plan for those of us who eschew active management in favor of index funds at low, low cost. The plan requires a $3,000 initial contribution; if you don't have that handy, consider Utah's plan.
- The Utah Educational Savings Plan. Again, Vanguard index funds, and now with new, lower prices. Plus, there's more control as an investor, if you want it: "The plan's new set-it-once asset-allocation tool allows savers to dictate a mix of investments to change every year as a child nears college," Morningstar notes. "Not every saver needs that extra capability, however, and the plan's other options are solid."
- Another plan made Morningstar's list of top programs: Virginia's CollegeAmerica 529 Savings Plan. This fund is sold only through advisers and is the country's largest plan, with nearly $30 billion in assets. I think most investors are better off in direct-sold plans, but if you're using a financial adviser, you'll probably do best in this low-cost plan that "features high-quality investments run by risk-aware, proven investors," according to Morningstar.
Getting a tax break? Avoid the worst
If your state does give you a tax break to stay put, avoid the plans that wound up on Morningstar's "below average" list:
- Wisconsin's adviser-sold Tomorrow's Scholar College Savings Plan, administered by Wells Fargo, suffers from "unremarkable investment choices," Morningstar says. Residents who want to keep their tax breaks (they can exclude up to $3,000 annually from their income) have a better option: They can invest in the state's EdVest College Savings Plan, also run by Wells Fargo, which received Morningstar's "average" rating.
- Maine's NextGen College Investing Plan "features a pricey lineup of investment options," according to Morningstar. Its program manager, Merrill Lynch, was fined by regulators for its sales practices. Mainers get a $500 grant for opening a NextGen account before their child's first birthday, while some residents with older children can get a one-time matching grant of $200, and up to $400 in additional matching grants may be available for any beneficiary. After that, though, there's not much reason to stay: Residents can deduct $250 per child from their taxable income for contributions to any state's plan. Beneficiaries can have plans in more than one state, so rather than closing NextGen accounts and losing the grants, residents can simply open new accounts elsewhere.
- Nebraska's TD Ameritrade 529 College Savings Plan is hampered by high fees. Morningstar says "a disappointing price tag" diminishes the appeal of this plan. A better choice for Nebraska residents who want to keep their $5,000 income exclusion would be the state's NEST Direct College Savings Plan.
- Rhode Island's CollegeBoundfund was ranked "bottom" for its high costs and weak stewardship by administrator AllianceBernstein until the plan added Vanguard indexed investment options. Since Rhode Island residents don't have other program choices, if they want to keep their tax breaks (up to $1,000 excluded from income), they should stick to the Vanguard choices.
- Kansas' Schwab 529 College Savings Plan has the highest fees of any direct-sold plan, Morningstar notes, and its administrator has suffered from executive turnover and regulatory run-ins. Fortunately, the Kansas tax break (up to $6,000 excluded from income) is portable, so residents can invest in any state's plan. Also, Kansas offers another direct-sold plan that Morningstar rated "above average": the LearningQuest 529 Program (Morningstar didn't rate the higher-cost, adviser-sold version).
- Minnesota's College Savings Plan, administered by TIAA-CREF, is hampered by high fees, but since residents don't get tax breaks (and since the state eliminated the matching grants that once provided an incentive to stay), they're free to go elsewhere.
- A seventh program that made the below-average list, Nevada's Upromise College Fund 529 Plan, is unusual in that it's tied to a rewards program. People register their credit cards with the program and get rewards from their purchases in the form of money invested in this plan. Unfortunately, fees that are roughly double what similar programs elsewhere charge make the program "a poor value proposition," in Morningstar's words. If you've already got an account, you may just figure you're getting free money, so the fees don't matter as much. But think twice about investing more in the plan.
Finally, a word about adviser-sold funds
About half the money in 529 plans these days was placed there by financial advisers. My hat is off to any adviser who convinces a client to invest for a child's future college education, because that's such an important goal. I don't, however, think it makes sense for investors to pay big sales loads and high continuing expenses for the privilege -- especially if the clients are simply placed into age-weighted options, where all the heavy lifting, from asset selection to rebalancing over time, is done by the fund rather than by the adviser.
If you are investing through an adviser, take a close look at what you're paying in fees and continuing costs. See whether the performance you're getting, compared with similar options in the top-rated funds, offsets those expenses. I'll venture that it probably doesn't and that you'd be better off in a less-expensive, direct-sold plan. At the very least, ask your adviser why you're not using Virginia's plan.
Liz Weston is the Web's most-read personal-finance writer. She is the author of several books, most recently "The 10 Commandments of Money: Survive and Thrive in the New Economy" (find it on Bing). Weston's award-winning columns appear every Monday and Thursday, exclusively on MSN Money. Join the conversation and send in your financial questions on Liz Weston's Facebook fan page.
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Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
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Nike Zoom Kobe 8 – New Colorway
The latest Nike Kobe 8 colorway spotted features a colorful scale-like upper. The mixture of colors looks similar to a stain-glass window. It's equipped with a green translucent outsole and also complemented with a speckled midsole as well. It's not confirmed whether or not this colorway is a Christmas or Year of the Snake version, so stay tuned for the latest updates.
How do you feel about this colorway? Is it a definite cop? Feel free to let us know what you think in the comment section below.
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About the Author (Author Profile)Senior Editor for TheShoeGame.com Twitter: @FootSole_ja & Instagram: @alexthagr8_tsg
Comments (6)
Interesting to say the least
Hmmm….More Pix please…
Sole just looks too big for the shoe hopefully they make some adjustments before release
i do hope this is the year of the snake…i was hoping for more of purple/volt for xmas…mamba print or snake skin which we have seen on the kobe since the kb2 would be a nice look on the upper IMO!
looks like a 5 year old went ham on some sneakers with crayons. and am i the only one who thinks the kobe's have barely changed since the 4s? come on nike, get more creative
i'm not feeling the uppers. but the midsole and heel cup look like they're returning to the aesthetics of the Kobe V


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Solvency II - Anticipating issues, capturing benefits | Brochure
Solvency II challenges...
Solvency II is a major and significant reform for the insurance sector. It will have deep and long-lasting impacts on the way insurers look at risk : how they identify and anticipate it; how they measure it; and how they manage and mitigate it.
Solvency II opens new questions, which will force many insurers to revisit significant elements of their business models and reconsider the way they operate. For example: how to compete in the market place, taking advantage of the new solvency principles (such as diversification); how to structure their business (e.g. under a group holding, through joint ventures, by outsourcing major operations, etc.); and how to organise the decision-making process about risk-taking.
Finally, getting there will not happen overnight. Insurers may have managed insurance and financial risks for many years, but Solvency II changes the reference for risk management – it is not just about marginal improvements. The Solvency II project will need to overcome several challenges : driving a large project to completion while the underlying regulation is still moving; improving the quality and traceability of the data that feed the risk management processes; implementing the tools to measure risk (be it a standard formula or a more sophisticated internal model); embedding the risk management culture in the insurer's organisation; and fostering the cooperation of stakeholders with complementary points of views about risk throughout the process.
In short, a few words summarise what implementing Solvency II means: cross-competency expertise, anticipation, pragmatism, collaboration, excellence, rigorous analysis and relentlessness in the pursuit of Solvency II opportunities.
... joined by the expertise of Deloitte
Our Solvency II experience and expertise:
A strong and multi-competency EMEA team.
With our Global / European footprint and our pan-European research and market watch network, we are in a unique position to provide our clients with insight and anticipation in addition to lessons learned from our Solvency II projects.
We are recognised for our collaborative style, a real asset when it comes to weaving various competencies and profiles into a single project.
We are used to conducting major regulatory deployments for multinational and local Financial institutions.
We consistently receive high ratings from analysts and clients for our ability to help them shape and execute their strategic vision. Many large European insurers already trust us to assist them on the path to Solvency II.
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Crosslake cable will see increases
Crosslake Communications general manager Paul Hoge said that cable packages will soon rise in price by 10 percent. In addition, the broadcast fee will rise $2 a month.
Hoge said the increases are strictly due to programming cost increases the company has incurred.
Debby Floerchinger of Crosslake Communications said that cable TV rates are typically raised annually. She added that telephone rates haven't increased since 2006.
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text: http://www.feedbooks.com/books.atom?category=FBFIC000000&force_mobile=false&lang=en Fiction 2014-09-19T08:05:58Z http://assets2.feedbooks.net/images/favicon.ico?t=1410863550 Feedbooks http://www.feedbooks.com firstname.lastname@example.com 3289 20 Romeo and Juliet http://www.feedbooks.com/book/2936 William Shakespeare http://www.feedbooks.com/author/494 2008-09-18T05:59:29Z 2014-08-11T11:16:12Z en 1597 Romeo and Juliet is a tragic play written early in the career of William Shakespeare about two teenage "star-cross'd lovers" whose untimely deaths ultimately unite their feuding households. It was among Shakespeare's most popular plays during his ... 25,496 words http://shakespeare.mit.edu Pride and Prejudice http://www.feedbooks.com/book/52 Jane Austen http://www.feedbooks.com/author/18 2006-12-28T20:00:54Z 2013-10-18T11:43:42Z en 1813 Pride And Prejudice, the story of Mrs. Bennet's attempts to marry off her five daughters is one of the best-loved and most enduring classics in English literature. Excitement fizzes through the Bennet household at Longbourn in Hertfordshire when y... 120,697 words http://www.gutenberg.org/etext/1342 The Great Gatsby http://www.feedbooks.com/book/5543 Francis Scott Fitzgerald http://www.feedbooks.com/author/201 2011-02-13T15:55:31Z 2013-10-18T11:42:49Z en 1925 In 1922, F. Scott Fitzgerald announced his decision to write "something new--something extraordinary and beautiful and simple + intricately patterned." That extraordinary, beautiful, intricately patterned, and above all, simple novel became The Gr... 49,089 words http://ebooks.adelaide.edu.au/ This work is available for countries where copyright is Life+70. The Call of the Wild http://www.feedbooks.com/book/92 Jack London http://www.feedbooks.com/author/34 2007-01-02T18:27:09Z 2013-08-03T16:41:24Z en 1903 The Call of the Wild is a novel by American writer Jack London. The plot concerns a previously domesticated and even somewhat pampered dog named Buck, whose primordial instincts return after a series of events finds him serving as a sled dog in th... 31,750 words Wikisource This work is available for countries where copyright is Life+70 and in the USA. The Adventures of Sherlock Holmes http://www.feedbooks.com/book/1421 Arthur Conan Doyle http://www.feedbooks.com/author/1 2007-07-19T11:36:30Z 2014-07-21T01:41:20Z en 1892 The Adventures of Sherlock Holmes is a collection of twelve stories by Sir Arthur Conan Doyle, featuring his famous detective and illustrated by Sidney Paget. These are the first of the Sherlock Holmes short stories, originally published as singl... 104,333 words http://gutenberg.org This work is available for countries where copyright is Life+70 and in the USA. Alice's Adventures in Wonderland http://www.feedbooks.com/book/22 Lewis Carroll http://www.feedbooks.com/author/13 2006-12-14T23:37:27Z 2013-10-11T17:47:30Z en 1897 Alice's Adventures in Wonderland (1865) is a novel written by English author Charles Lutwidge Dodgson, better known under the pseudonym Lewis Carroll. It tells the story of a girl named Alice who falls down a rabbit-hole into a fantasy world popul... 26,432 words Wikisource Hamlet http://www.feedbooks.com/book/2846 William Shakespeare http://www.feedbooks.com/author/494 2008-09-03T01:58:35Z 2013-11-05T11:27:15Z en 1599 Hamlet is a tragedy by William Shakespeare, believed to have been written between 1599 and 1601. The play, set in Denmark, recounts how Prince Hamlet exacts revenge on his uncle Claudius, who has murdered Hamlet's father, the King, and then taken ... 31,842 words Dracula http://www.feedbooks.com/book/88 Bram Stoker http://www.feedbooks.com/author/31 2007-01-02T17:40:04Z 2014-01-21T18:31:48Z en 1897 Dracula is an 1897 novel by Irish author Bram Stoker, featuring as its primary antagonist the vampire Count Dracula. Dracula has been attributed to many literary genres including vampire literature, horror fiction, the gothic novel and invasion l... 160,363 words Wikisource Grimm's Fairy Tales http://www.feedbooks.com/book/187 Jacob Ludwig Karl Grimm http://www.feedbooks.com/author/89 Wilhem Karl Grimm http://www.feedbooks.com/author/90 2007-01-13T19:54:19Z 2013-04-28T18:19:34Z en 1812 Children's and Household Tales (German: Kinder- und Hausmärchen) is a collection of German origin fairy tales first published in 1812 by Jacob and Wilhelm Grimm, the Brothers Grimm. The collection is commonly known today as Grimms' Fairy Tales (Ge... 101,584 words http://en.wikisource.org The Time Machine http://www.feedbooks.com/book/32 H. G. Wells http://www.feedbooks.com/author/14 2006-12-21T14:58:14Z 2014-04-04T13:22:16Z en 1895 The book's protagonist is an amateur inventor or scientist living in London who is never named; he is identified simply as The Time Traveller. Having demonstrated to friends using a miniature model that time is a fourth dimension, and that a suita... 32,149 words Wikisource This work is available for countries where copyright is Life+50 or in the USA (published before 1923). Les Misérables http://www.feedbooks.com/book/1559 Victor Hugo http://www.feedbooks.com/author/189 2007-09-03T18:42:07Z 2013-09-10T16:21:44Z en 1862 Les Misérables (1862) is a novel by French author Victor Hugo, and among the best-known novels of the 19th century. It follows the lives and interactions of several French characters over a twenty year period in the early 19th century that starts ... 560,391 words http://gutenberg.org Little Women http://www.feedbooks.com/book/139 Louisa May Alcott http://www.feedbooks.com/author/50 2007-01-05T02:12:31Z 2014-05-16T17:39:04Z en 1868 Little Women or, Meg, Jo, Beth and Amy is a novel by American author Louisa May Alcott (1832–1888). Written and published in two parts in 1868 and 1869, the novel follows the lives of four sisters — Meg, Jo, Beth and Amy March — and is loosely bas... 185,644 words http://www.gutenberg.org/etext/514 Jane Eyre http://www.feedbooks.com/book/144 Charlotte Brontë http://www.feedbooks.com/author/52 2007-01-06T02:26:44Z 2013-08-03T16:41:27Z en 1847 Jane Eyre, the story of a young girl and her passage into adulthood, was an immediate commercial success at the time of its original publication in 1847. Its representation of the underside of domestic life and the hypocrisy behind religious enthu... 178,404 words http://www.gutenberg.org/etext/1260 The Little Lady of the Big House http://www.feedbooks.com/book/3117 Jack London http://www.feedbooks.com/author/34 2008-10-10T12:17:43Z 2012-12-17T16:55:43Z en 1916 A triangle romance provides the basis for a questioning of the meaning of masculinity, as well as an examination of agribusiness in California. Jack London said of this novel: "It is all sex from start to finish -- in which no sexual adventure is... 99,592 words http://gutenberg.org This work is available for countries where copyright is Life+70 and in the USA. Peter Pan (Peter and Wendy) http://www.feedbooks.com/book/3413 J.M. Barrie http://www.feedbooks.com/author/816 2008-11-23T14:38:51Z 2014-03-14T07:48:09Z en 1911 Peter Pan, or The Boy Who Wouldn't Grow Up and Peter and Wendy are the stage play and novel (respectively) which tell the story of Peter Pan, a mischievous little boy who can fly, and his adventures on the island of Neverland with Wendy Darling an... 47,232 words http://www.gutenberg.org This work is available for countries where copyright is Life+70 and in the USA. The Wonderful Wizard of Oz http://www.feedbooks.com/book/197 Lyman Frank Baum http://www.feedbooks.com/author/96 2007-01-15T19:34:49Z 2014-08-22T09:59:32Z en 1900 Dorothy is a young girl who lives on a Kansas farm with her Uncle Henry, Aunt Em, and little dog Toto. One day the farmhouse, with Dorothy inside, is caught up in a tornado and deposited in a field in the country of the Munchkins. The falling hous... 39,295 words http://en.wikisource.org This work is available for countries where copyright is Life+70 and in the USA. Wuthering Heights http://www.feedbooks.com/book/135 Emily Brontë http://www.feedbooks.com/author/49 2007-01-04T22:02:47Z 2014-06-02T18:42:10Z en 1847 Wuthering Heights is Emily Brontë's only novel. It was first published in 1847 under the pseudonym Ellis Bell, and a posthumous second edition was edited by her sister Charlotte. The name of the novel comes from the Yorkshire manor on the moors on... 117,205 words Wikisource A Tale of Two Cities http://www.feedbooks.com/book/81 Charles Dickens http://www.feedbooks.com/author/21 2007-01-02T13:46:27Z 2013-08-03T16:41:30Z en 1859 A Tale of Two Cities (1859) is the second historical novel by Charles Dickens, set in London and Paris before and during the French Revolution. It depicts the plight of the French proletariat under the brutal oppression of the French aristocracy i... 135,668 words Wikisource The Count of Monte Cristo http://www.feedbooks.com/book/73 Alexandre Dumas http://www.feedbooks.com/author/25 2006-12-31T13:04:36Z 2014-05-16T17:49:07Z en 1845 The Count of Monte Cristo (French: Le Comte de Monte-Cristo) is an adventure novel by Alexandre Dumas, père. It is often considered, along with The Three Musketeers, as Dumas' most popular work. It is also among the highest selling books of all ti... 463,958 words The War of the Worlds http://www.feedbooks.com/book/35 H. G. Wells http://www.feedbooks.com/author/14 2006-12-21T17:40:18Z 2013-10-18T11:45:29Z en 1898 The War of the Worlds (1898), by H. G. Wells, is an early science fiction novel which describes an invasion of England by aliens from Mars. It is one of the earliest and best-known depictions of an alien invasion of Earth, and has influenced many ... 59,796 words Project Gutenberg This work is available for countries where copyright is Life+50 or in the USA (published before 1923).


text:
Emanuel Congregation's FREE Family Services for the High Holy Days!
Please click below to RSVP for
Emanuel Congregation's FREE Family Services for the High Holy Days!
Established in 1880 by fourteen German and Czech families, Emanuel Congregation is a Reform Jewish Congregation of 400 families, dedicated to learning and celebrating our heritage through worship services, classes, and life-cycle events. Emanuel members value education with 200 students in our religious school and many opportunities for adult education. We offer a welcoming atmosphere, a diverse membership and a warm and caring community.
Rabbi Herman E. Schaalman Video: We Are The Stories We Tell
Don't miss this opportunity to enjoy a wonderful appearance by Rabbi Schaalman, who recently spoke to a group of Federation staff: www.juf.org/interactive/default.aspx?id=420656


text:
Charges Pending In Hickman Co. School Bus Crash That Injured 3
HICKMAN COUNTY, Tenn. – Charges were pending against a bus driver injured in a school bus crash in Hickman County Monday that also left two students hurt. A total of eight children were on the bus at the time of the collision.
Officials with the Tennessee Highway Patrol said the wreck happened just after 4 p.m.
Troopers said the bus traveling eastbound on Primm Springs Road when the driver veered off the road and struck a fence. The vehicle was somehow projected into the air before coming back onto the roadway, where it later struck a tree on the side of the road.
Out of the eight children on board, two were injured. One was transported by LifeFlight to Vanderbilt University Medical Center. Another was taken to Vanderbilt by ambulance. Both were expected to survive.
The driver of the bus, 51-year-old James S. Christmas, was also injured in the crash. He was taken to Hickman County Hospital by ambulance.
Investigators said charges against Christmas are pending. The District Attorney will ultimately decide whether or not he will be charged in the incident.
- Latest


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Coast to Coast AM 12:00 AM - 5:00 AM
Email: email@example.com
Twine? Would you try it? The free app connects potential couples based on personality and interests (as well as location), without...Read More »
The lead designer of NBA Jam, Mark Turmell, recently gave an interview to ESPN The Magazine in which he admitted that they intentio...Read More »
HTC is going to release a gold HTC One smartphone, and it will set you back £2,750 (that's around $4,400) The phone will be made ou...Read More »
LG Display, the company behind many smart phone and TV displays, has unveiled a new flexible screen they will be offering to technol...Read More »
Currently there is a very unfinished Rubix Cube sitting on my desk despite hours of trying to get that last red square in the spot I...Read More »
Holy nostalgia! The flood of new toys and products from the 1966 "Batman" television series shows no signs of slowing. The recent r...Read More »
"Thor: The Dark World" is set to open in theaters early next month. Check out the latest featurette and poster artwork for the film ...Read More »
I've been a happy iPhone user for 4 years now. Then came iOS7...While I'm not thrilled with the color scheme and new animations, I e...Read More »


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Story: Sep 22, 2014
Television and film writer teaching narrative writing at CIA
CIA Exhibition: Aug 28, 2014
2014 Faculty Exhibition
Story: Sep 10, 2014
Painting chair curates exhibition exploring art, materials
Events: Sep 06, 2014
Mizoguchi's Greatest Decade
Social: about 19 hours ago via Facebook
"The great picnic," the latest installation by CIA grad Mark Reigelman '06, is featured in designboom magazine. Read the article below.
Story: Sep 02, 2014
CIA ingenuity will be on display at arts and technology fest...
Events: Sep 26, 2014
Lunch On Fridays: GM Design
Story: Aug 27, 2014
New residence hall welcomes first-year students in comfort, ...
Events: Sep 27, 2014
Filmmaker and author John Waters to present one-man show
Blog: Sep 22, 2014
Make My Mandala
Story: Aug 18, 2014
CIA again named to "Best in the Midwest" list
Events: Oct 18, 2014 @ William Busta Gallery in Cleveland, OH
A Creative Life featuring Paul Yanko
Academics . Biomedical Art . Courses
2D/3D Compositing for Animation
Course No. ANIM 400 Credits: 3.0
Faculty Kasumi | Mark Tekushan
The course is designed to instruct students in the process and concepts of integrating 2D and 3D images from multiple digital sources into a single, seamless whole composite. The course will be examining tools, techniques and concepts which help to augment and compose digital space for sequences of images (still images, animations & video). Digital compositing is the manipulated combination of at least 2 or more sources of images to produce and integrated result. The course will use the process of compositing to demonstrate the following advanced concepts & techniques: digital compositing concepts, motion graphics integration, post production special effects, matte painting/masking, basic 2D rotoscoping and animation of different composited layers, depth and 2D space composites, 3D generated render passes, lighting and color correction for image synthesis and rendering with correct frame rate and aspect ratios. The fundamental concepts, principles and practices of time based digital compositing and rendering in order to establish a common aesthetic and technical language necessary to develop quality professional visual communications. Based primarily in the software program Adobe After Effects, students will immerse themselves in the making of integrated 2D works that are driven by medical/scientific, socially, culturally and research connected narratives.
Team creates phone app that tracks energy usage and customizes energy reports
Thomas Nowacki
Associate Professor/Chair of Biomedical Art
Thomas is the Chair of and Associate Professor in the Biomedical Art Department at CIA as well as Adjunct Prof...more
While at CIA, you'll learn from the masters through our rigorous, world-class curriculum and connect with working professionals to begin your career.
Community Works
Visiting artists, exhibitions, conference and symposia exploring socially engaged art.
Support CIA
Show the world creativity matters: make a gift to the annual fund.
Cores + Connections
Learn more about CIA's proven method for academic and professional excellence.


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Ostrich Farmer May Go To the Oscars
Tue Dec 16,2008
'Song of Sparrows' a Universal Story, Director Says at DIFF
Award-winning Iranian filmmaking maestro Majid Majidi shared insights on his latest film, Song of Sparrows, which has been nominated for a Golden Globe Award and has been very successful with Iranian audiences, at DIFF 2008.
Although the film explores topical social themes such as the divide between urban and rural classes, the influence of city life, and the power of human relationships, Majidi shied away from the label of 'social' film. He instead described the film as an in-depth analysis of humanity that made the film pan-cultural and universally relevant. He said: "Having the human approach in my films is a thing that makes a relationship with other humans in other parts of the world."
Majidi attributes that approach to the success of his other films. He gave the example of his 1997 Children of Heaven, which is still alive and well in cinema studies classes and repertory shows around the region because of its universality.
Song of Sparrows concerns a rural ostrich farmer, played by Reza Naji, who explained that his character had two modes of being in the film. At first, Karim is kind and generous, sharing with his neighbours during good times and accepting their help during bad. However, after being fired unfairly from the ostrich farm, and desperate to buy a hearing aid for his daughter, Karim runs to Tehran, where urban life leaves him at risk of becoming cynical and cold.
Majid explained that he chose the ostrich as a symbol of Karim's dilemma; the ostrich is two-faced, since it is considered to be a blend between a camel and a bird. Its two-faced nature is a representation of human character—drawn to the earth and materialistic, or divine and airy.
Majidi is currently working with India's famed UTV on a story about Kashmir. Like many other filmmakers visiting DIFF, he expressed interest in working in Dubai, saying that for years he has been interested in the lives of fishermen who have spent their lives on the water.
Song of Sparrows will screen once again at DIFF 2008, on Thursday December 18 at 20:30 at the Grand Cinema at Festival City.


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Reader Comments (Page 1 of 1)
You kind of oversimplify with the spinners. They are lower priority in terms of mechanics, but if they're not getting killed off they WILL wipe the raid with incoming damage. We went with what I saw as the normal strat online and found it untenable from a healing perspective. We swapped to our ranged killing spiderlings first, then spinners, then drones. Our tank and our dps warrior drug all of the spinners they could over to the drone so that the dps could all swap targets/AoE the spinners with the drones. Also, I found that as the top side tank, I had time during devestations to help dps the drone down along with the rogue helping up top. It helped ensure the drones died in time. It took us a bit to figure all this out. None of it seemed to be very well laid out in any strat I read online, but was really key to pushing her into phase 2 with us. We were consistently wiping after the second devastation due to spinners killing someone.
For reference, this was on 10m normal. 3 ranged, 2 melee.


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On View: Statue of Robert Fulton
This imposing statue commemorating Robert Fulton (1765–1815) portrays the famous American engineer and inventor with a model of his bo...
Hiroshige's One Hundred Famous Views of Edo
Hiroshige's 118 woodblock landscape and genre scenes of mid-nineteenth-century Tokyo, is one of the greatest achievements of Japanese art.
On View: Amulet in the Form of a Heart
Gold was associated with various ideas concerning divinity and immortality because it symbolized light and does not corrode. These amulets a...
200 Eastern Parkway
Brooklyn, New York 11238-6052
Eastern Parkway/Brooklyn Museum
Wednesday: 11 a.m.–6 p.m.
Thursday: 11 a.m.–10 p.m.
Friday–Sunday: 11 a.m.–6 p.m.


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So an update - still at Tesco. Things are going a little better and I enjoy the job. Still applying for lab jobs though! So far I've had 1 interview since I last updated but got the feeling I was interviewed to fill the slots as usual. Still looking for PhDs.
Also, I'm in love :3 and I'm going to the Lakes later this week with the lovely lady.
(Source: acutelesbian, via the-absolute-funniest-posts)
Got thrown in at the deep end starting off as a supervisor, training others just before store opening and right before Christmas. Got used to being busy and now that it's all over I am bored out of my mind at my job. The only thing that makes my job enjoyable is taking the piss out of the funny stupid customer stories we get. Not to worry. Seen three science jobs pop up that I can apply for. I'm also applying for PhDs again to start in September but I'd rather be out of there sooner than later!
(via the-absolute-funniest-posts)
(via the-absolute-funniest-posts)
Applying for PhDs… agaaaain…. Maybe more hope this time!
And asked in work about switching departments to the cash office and got a maybe. It'd enjoy it so much more because it's the only job role in Tesco that requires a bit of brain work, even if only a little! :) And the hours are way more social.