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How to Compute Your REAL Hourly Wage
Published on - October 20th, 2008 (by J.D. Roth)
Like many Get Rich Slowly readers, I credit Your Money or Your Life with changing the way I approach my personal finances. This book transformed my relationship with money, and helped me to understand that by spending beyond my means, I was sacrificing a secure future for today's passing pleasures.
One of the book's key insights is that time really is money. Or, approaching it from the other direction, money is time. The authors write:
Money is something we choose to trade our life energy for. Our life energy is our allotment of time here on earth, the hours of precious life available to us. When we go to our jobs we are trading our life energy for money. This truth, while simple, is profound…
Our life energy is more real in our actual experience than money. You could even say money equals life energy. So, while money has no intrinsic reality, our life energy does — at least to us. It's tangible, and it's finite. Life energy is all we have.
I know this sounds a little hokey. In fact, when I first read Your Money or Your Life, I dismissed this section as New Age mysticism. That was a mistake. If you can look past the unfortunate terminology, there's a lot of power to this concept. What Dominguez and Robin are actually saying is that time is money.
Your Money or Your Life uses this notion as the foundation to its philosophy of financial independence: time and money are intertwined, and the relationship between them frames all of our financial decisions. To illustrate, the authors encourage readers to calculate their real hourly wage.
Nominal hourly wage
We don't earn as much as we think we do, write Dominguez and Robin. You may be paid $15 an hour, but your real hourly wage is less than that. Possibly much less.
Let's say we have a friend named Joe and that he's a plumber. Though Joe hopes to earn $250,000 a year eventually, he currently makes the national average for his profession, or about $48,000 a year for a 40-hour workweek. His nominal wage is approximately $24 per hour.
Based on these figures, if Joe the Plumber decides to buy an iPod nano ($150), he's exchanging about six hours of his time for it. (6 hours worked x $24 per hour = $144 total wages, which is close enough.)
Ah, but it's not that simple, argue Dominguez and Robin. Joe's real hourly wage isn't $24 — it's something lower.
Hidden expenses
Think about your job. Think of all the things you do and the money you spend that you wouldn't if you did not work. How long does it take to drive to work? How much does the gas cost? Does your job require that you own a suit or a uniform? Do you have to take vacations to cope with the stress in your career?
Your Money or Your Life lists eight such possible job expenses, including a few which might be applicable to Joe:
- Commuting — Joe's office is 20 miles from his home. Every day, he spends an hour commuting to and from work in his 2000 Ford Focus, which costs about 38 cents per mile to operate. His weekly commute costs 5 hours and $76 (38 cents times 200 miles).
- Clothing — It doesn't take Joe extra time to get dressed in the morning, but it does cost him a little extra money. Several times each year, he has to buy new work clothes because the old ones keep wearing out. Maybe he spends $300/year doing this.
- Food — Joe might take a sack lunch if he were on his own, but he works with a partner who prefers fast food. Joe likes McDonald's and Subway, too, so he's happy to go along for the ride. Each day, Joe spends about $5 and one hour for lunch.
Though Your Money or Your Life lists several other ways in which work can cost you money, these are Joe's only expenses. His job costs him about 10 hours per week (or 500 hours per year) and about $107. We'll round it down to $100 per week, so that's about $5000 each year.
Real hourly wage
Once he's estimated the extra time and money he spends on the job, Joe can compute his real hourly wage. The equation is actually very simple:
- First, Joe subtracts his work-related expenses from his annual salary to find his actual earnings.
- Next, he divides his actual earnings by the total number of hours he spends each year on work-related tasks (including business trips and Christmas parties, etc.).
This simple equation produces Joe's real hourly wage.
Using our earlier figures, Joe the Plumber's actual salary would be $43,000 per year ($48,000 base minus $5000 for commuting, clothing, and food). Joe leaves the house at 6:30 in the morning, and does not return until 4:30 in the afternoon, which means he's devoting 50 hours per week — or about 2500 hours per year — to his job.
Joe is spending about 2500 hours per year to earn $43,000. His real hourly wage is $17.20. Not bad, but still much lower than the $24 per hour he thinks he's earning.
Knowledge is power
Why does your real hourly wage matter? Remember that time is money — literally. When he's making $48,000 a year, it only takes Joe six hours to earn enough for an iPod. That's less than a day's work. But based on his real hourly wage, it would take Joe nearly nine hours to earn the same amount. To earn the money for anything he wants to purchase, Joe has to spend 40% more time working than he thinks he does.
Computing your real hourly wage allows you to see how much you're really getting paid, which can change your perspective. When I first did this in 2004, it had an immediate effect.
At that time, I was spending a lot of money on comic books. After I calculated my real hourly wage and applied the number to my expenses, I was able to see how much time each book was costing me. Was it really worth three hours to buy a collection of Aquaman stories I'd probably never read? For me, the answer was "no", and I began to reduce my spending.
This "real hourly wage" is also a great tool for comparing prospective jobs, especially when there are a lot of variables. All things being equal, a job with a higher real hourly wage is better.
Now that I've spent several hours of my life energy explaining this concept, later today I'll describe an even better way to look at spending decisions, one that takes into account taxes and living expenses.
Note: If Joe really did earn $250,000 a year, and all our other assumptions remained the same, the iPod would only cost him an hour-and-a-half of his life energy.
This article is about Basics, Books, Career, Money Hacks
(I know it's a smidgeon off-topic, but it's been on my mind for weeks)
I've been thinking about making a somewhat-related calculation about "bulk savings".
The idea is that yes, I *can* save a lot of money on X pieces of Y, and I use, say 3X per year. However, at savings Z, does it make sense to buy 1X, 2X, 3X, etc. instead of paying down my debt? Where's the sweet spot?
An excellent discussion of just what composes our real wage. There's an economist in you!
JD, I just finished reading Your Money or Your Life (borrowed from the library, of course) and it really changed my thinking too. An important job-related expense for many people, is the money and time they spend to "unwind" or to reward themselves after a hard day's work. If Joe's plumbing job is so stressful that every night he comes home and spends 2 hours vegging in front of the TV with a beer, then he uses (loses!) an additional 10 hours a week, and whatever he pays for cable and beer. Or if Jill the plumber relaxes on weekends by hitting up the mall because hey, she works hard for her money and deserves some nice clothes, then she also loses time and money. In this sense, it may be perfectly reasonable to take a less stressful, lower paying job that doesn't lead you splurge daily, if your real hourly wage ends up higher. I thought the book made a good point that if we all enjoyed our lives more, we wouldn't need to escape, vacate or unwind.
JD, just another thought…we did this in my simplicity group, but we made sure to include benefits such as health insurance or retirement that our work was also paying, because those are things that we'd have to pay for ourselves otherwise. This tends to make the real hourly wage inch up, even if only incrementally. Just a thought.
Mr Chiot's and I always try to calculate this when we're bidding for jobs for our business. We also have to add wear & tear on the equipement, electric used at home, time driving, filming & editing, supplies. Plus you have to add in all the time you spend bidding jobs you don't get, all the time e-mailing, etc. etc. I think this is why many businesses don't succeed. They never stop to consider all the things that eat away at the bottom line!!!!
Certainly things like trying to change to a 4-day week, carpooling or taking the bus so you can work or read while you're commuting, can all add a few extra $'s to that real hourly wage.
Amanda's right about adding health care & retirement as well. I don't make a big salary at my non-profit job, but I have great healtcare and I feel like I'm making a difference in the world (which is more imporant than extra cash for the accumulation of stuff I don't need). Like Allison comments, sometimes enjoying your job is more important than extra cash in hand.
I have been doing this using a million different variations lately!
I found out recently that I am being laid off from my job on the 1st off the year and there are so many different options to take into consideration….
Do I continue to work in the "big city" that is 50 miles from my house one way?
Do I not take a job till January and get the severance check, but risk being on unemployment for a while?
Do I trade in a long commute and high pay, for short commute low pay and possible bad hours?
All these questions have been plaguing us for the last 3 months, and probably the next 2 1/2 – but yeah, we have been using all the factors in our 'pay' not just the actual take home amount.
(Which, BTW, was also tricky to figure out actually how much your take home pay would be at each pay level with taxes and such!)
Yes, I agree wtih the above that we must include those benefits that we would have to pay for ourselves.
It is a good exercise, but there are other intangibles to certain jobs – like career growth for example.
Taking a lower paying job with less associated costs might be great for the short-term, but if there is no long-term growth opportunities, you will find yourself further behind going forward.
Also, you should take into account 401(k) matching (if offered) and paid time-off (although I think the example included PTO since they based the 2500 annual hrs off 50 weeks instead of 52).
So, if Joe worked for a company with such benefits as 5% matching 401(k) and 2 weeks PTO a year:
401(k) $48k*5%=$2,400
PTO 2 weeks annually
($48k – $5k $2.4k) / (50 * (52 – 2)) = $18.16 per hr
As far as tax estimations, use the 2007 Tax Rate Schedules (Form 1040 Gen Instr. p87) and add 3% (for inflation). That should get you close.
I just reviewed Your Money or Your Life as well. Here is the link – http://adawnjournal.com/2008/10/16/your-money-or-your-life-a-dawn-journal-book-review/
A Dawn Journal
Interesting. I've never put this idea into so many words, but I've always tried to avoid commuting because of the time=money equation. I'll have to go do the math now and find my real hourly wage
so as a graduate student on a monthly stipend, i already only make something like $5/hour before i take out commute time and work related expenses… doesn't that just make me feel valuable.
but being a mechanic on the flat rate system, especially with the economy down and business slow for over a year now, that's a huge drain on your entire life. husband used to leave the house at 6am and not return until 9 or 10pm for not nearly enough money to justify those hours. most of it was standing around not getting paid to wait for work to come in. really glad that's over, even if i see him less than ever for now.
This idea had a big impact on how DH and I have shaped our lives and our priorities (starting 12 years ago or so).
Based on this analysis, new cars, impressive houses, and cable TV fell far down our list of worthy expenditures. We think long and hard about the value and payback we need to get from an item to be worth the life energy. Similarly, we don't buy stuff for the kids based on their momentary "I wannas", but based on what we think they'll enjoy, use, and learn from long-term, as well as items they've shown interest in over time.
Back to the "real income", I'll be looking at that again soon, I'll bet. I'm earning west coast wages in the midwest, 90% telecommuting, 50 hours/week, good benefits, stressful, flexible schedule. A lot of those factors will be changing, and I'll have to spend a lot of thought on what changes to my time and stress is worth.
Consider using this calculation to start your own business.
If you are working long hours at your job, then maybe you can earn the same hourly wage working for yourself – while building value in your own business.
I lol'd at the Joe The Plumber reference.
But a great point JD. If I did not work, I wouldnt have needed the car. And if did not have the car, I do not need the insurance. Add gas to it and I would have been saving 600+ every month!! Thats more than 1/6th of my salary!!
Amanda beat me to it, but while it's important to consider all costs associated with your chosen work into a "real" hourly wage, it's just as important to factor in those portions of the benfits package that contribute to overall compensation. The employer match on a 401(k), the employer contribution to an insurance premium, the employer's contribution to state and federal programs, and any other perks you may be able to take advantage of.
I work for a book publisher/distributor and one of our perks is that we can take advantage of wholesaler discounts on any book title that the distrbutor handles. It's hard to assign an exact value to that particular perk, and while I still take advantage of the public library for my personal reading, I enjoy having that option for gift-giving.
And don't forget the thing that can potentially decrease your wage the most if you need it – daycare! Right now I work part-time, but once I factor in childcare for my infant son, I am only making around $9 an hour (before taxes). Since I am not the primary bread winner, I mainly work just to have a break during the week (10 hours when I don't have someone drooling and spitting up on me!). Don't get me wrong, I love my son more than anything, but the short time back at work has done wonders for my mood. So even though I make very little for my time (after you subtract taxes, gas, and other things), it's worth it to me.
I think it's important to evaluate your worth per hour beyond your employment. While your employment may be your only source of income, evaluating your worth beyond it can be an eye-opening experience. You simply take how much money you bring in in a week and divide that number by 168 (# of hours in a week). The result is the amount of money you make an hour throughout your life. With this evaluation, your mind can generate some new ways of making money outside of your job. I think that it important to realize that your job does not have to be your only or your largest source of income.
I'm actually three quarters of the way through the book, which I borrowed from the library of course. I really enjoyed the whole concept of real wage but after getting to the part about the thousands of ways you can save, I put the book down. I will finish reading it just to see what the author has to say, but I think I have a better understanding of nominal versus real than my peers since I'm currently attending college and majoring in economics. The concept isn't so new but he puts it in a new perspective that allows everyday people to relate to the concept and apply it to their lives.
Wow! I've been hearing so much about this Joe the Plumber character lately!
Definitely not a new concept to me, something I've always considered when weighing the odds of this offer compared to that offer. I have done the best I feel I can to optimize the dollar amount/ hr that I make @ my job. I found one with a higher wage than most other offers, and @ the same time being closer to home. I do not take a lunch break, which helps to extra fuel costs as well as the costs associated with the temptation to go out and eat somewhere.
I definitely feel that money is time. It amazes me how one may often work an extra few hours a day or on a weekend to make a few extra $$ to afford the lawn service and cleaning lady.. when they could be doing this on their own and spending more time with their family..
I really hate thinking about money this way (a la this many hours of work bought me this). It makes me feel really bad when I purchase something rather significant, and I get a kind of sick feeling in my stomach.
When I first started working, I used to do this all the time. Now, I try not to think if money in this way.
I agree – except subtracting the clothing and food part. You should only have to subtract the clothing wear/tear DIFFERENCE (versus not having a job), and same with food. Even if he stayed home, he'd still eat lunch. Sure, he will probably stay in and make his lunch, so the cost subtracted should be (McDonalds Cost – Homemade lunch cost). Same with the clothing – if he stayed home, he still has to wear clothes (or so we'd hope!). Even if he had to buy work-only clothes, that's *less* wear-tear on his home clothing – so that "saves" money on the home clothing. The main thing is the extra cost difference of the work clothing over the home clothing, and whether or not his work causes faster/more wear/tear on the clothing. Otherwise, I totally agree with the concept/ideas here.
Thanks for the concise explanation, J.D.
I know you're focusing on accounting costs here, but thought I'd raise another related point.
Opportunity cost, or the foregone value of the next best alternative, may weigh heavily in career decisions, even if it's not factored into the hourly wage calculation. (ex: if you invest money in stocks, the opportunity cost is the forgone interest that money would've earned in a bank account.)
If Joe's plumbing job requires him to be available at odd hours for emergencies, taking away time he could spend with his family, that might make a higher hourly wage seem less attractive. Conversely, maybe Joe gave up a higher-paying desk job because he wants the reward of flexible hours and not being stressed out at the office. Just some food for thought for all of us.
Looking forward to seeing your follow-up post!
I was thinking about this concept of real hourly wages last week, so this post was really interesting and relevant to me.
However, I had a funny thought in my head, and it had to do with productivity. See, as I'm writing this I'm at work, I'm not working. Can this time be considered part of my real wage? Basically, should we subtract those hours spent on youtube, NYtimes.com or sketching cars (I'm an industrial designer, but not in the auto industry) from the "hours spent on work-related tasks?"
That's an interesting article. I having something similar to your article today on blog except that I was encouraing readers to come up with a number for what they are worth that might help them choose the right career.
Oh and don't forget – if you don't pay all your taxes like Joe the Plumber that saves you some money too!
Oh wait… he has to pay those still?
This article is very interesting. Staying above water financially is a tricky thing. Imagine applying this concept to the ones who are making minimum wage. It is ridiculous. Minimum wage is hard enough to live on even without all of the extra job costs.
I have been thinking about time worked whenever I spend money for the last few years. It helps me resist temptation when I know that I would have to spend a full work week to obtain the particular item. Thanks for the great article.
- Jack Rugile
Simple Sapien
When I was laid off I found that I saved $120 a week in commuting charges, $25 in weekly Starbucks costs, $35 in lunch money and probably some clothing money – over $200 a week easily. But that amount paled when compared to the money I spent on unneeded purchases in my visits to the mall (all on super-sale items), the money I'll have to spend to take off the weight I put on puttering around the kitchen till noon every day, and the therapy sessions to help me through my depressions from being fat and unemployed.
@ Jonathan E
In a Robert Fulghum book, I recall reading that the French have a word for this, it translates as simply "The Hat." And he says that it is traditionally understood that the time one spends on small personal tasks and thoughts at work tends to be balanced by the time one spends on tasks and thoughts about work while at home.
My personal experience usually bears this out, whenever I work at anything that involves problem-solving, I'm trying to think of solutions all the time.
@ easy
Good points man. a lot of books about personal finance and time management seem to come at work from the perspective that its something you wouldn't care to do at all except for the money you get from it. There are a lot of people though, who have chosen not to seek education, credentials or experience in those dull jobs, and instead go for something they enjoy doing, and thinking about even during their free time.
There are many worthwhile skills that you almost cannot hope to master unless your rent check depends on being able to employ them.
Of course not everyone gets the same satisfaction from their job, and then not everyone is tempted to remain at home, inactive or to drown their sorrows in sandwiches with lots of mayonnaise when they are out of work either.
Nor does everyone who is out of work have resources to spend on depression therapy, whether they think they need it or not.
A bicycle might have been cheaper. It could help you get exercise as well as give you an excuse to get out of the house and into the world where you might find other opportunities.
You did not count taxes which is the biggest reason why the IPOD actually costs him more hours of work. I also agree that to be fair, the benefits of work such as health insurance, 401K etc should be counted.
I think this is a terrific post and everyone should know their "real" hourly wage, as opposed to the one they think they're making. That said, I think it's important to emphasize caution when making decisions based on the "hourly wage."
An example: I am an attorney in the midwest and I make $52k/year salary, with the possibility of a bonus. Leaving that aside, I also teach Legal Research and Writing at the local law school, for which I am paid $8k from October through June. I teach two hours per week during that period (excluding holiday breaks).
But the real costs are much, much higher because of the amount of time it takes to prepare for class, grade the papers and meet with students to discuss their writing. Assuming that I spend 10-12 hours per week either prepping for class, marking papers or teaching, let's calculate my hourly wage (I'm leaving out cost of commute, etc, because it's near my firm and I almost always walk).
25 weeks @ 12 hours per week = 300 hours. $8k/300 = $26 per hour. Not too shabby, right? Right. Except! I take away time from my "real" job to teach at the local law school. I make much, much more per hour at my real job than I do teaching (considering my bonus, which I know will be around $32,000).
What I'm trying to get at — and which may not be coming through clearly — is that there are times when the "real" hourly wage isn't a good indicator of the amount of passion someone puts into their job. Even though teaching takes up a significant amount of my time, I love it. It's very enriching, I enjoy working with the students and I like to think I'm making a difference with them. If someone just looks at the finances of the situation, without considering other things like fulfillment, then they may only be getting part of the picture.
That's why, although I completely agree that everyone should know their "real" hourly wage, I believe it's very important to emphasize that the money isn't the ONLY thing that's important in terms of work.
I really should read that book…I keep hearing such wonderful things about it.
On topic, I think things like real hourly wage are a good thing to keep in mind regarding frugality. People tend to think it's better to earn more than to spend time doing frugal things because they overestimate their true hourly wage.
I wholeheartedly subscribe to this method of calculating the worth of an essential or non-essential expenditure. I clean other people's houses. Whenever I'm contemplating making a purchase and the least bit on-the-fence about it, I ask myself, "How many toilets is that?". This makes saving a lot easier.
"Was it really worth three hours to buy a collection of Aquaman stories I'd probably never read?"
I think we all know the answer to this.
Oh noes. Now I'm going to have to update my blog entry regarding how much time we have and how much it earns us. Ah well. Better to realise it sooner rather than later.
Great Post! However, you're forgetting some other factors.
A major factor when considering real wages is the cost of a home in the suburbs/exurbs vs. a home near your job.
Let's take a look at the San Francisco Bay Area, where housing prices increase as you approach the major job centers (San Francisco, San Jose, Walnut Creek, and Pleasanton).
On average, a home in Walnut Creek would cost twice as much as the same home in brentwood, a nice community in East Contra Costa County.
1. It takes an hour to commute each way (520 hours a year)
2. The worker is makes $100,000 a year and works 40 hours a week (2,080 hours per yr.)
3. He is debating whether to buy a $200,000 condo in Brentwood or a $400,000 condo in Walnut Creek. The $200,000 condo would cost him $1,500 a month, while the $400,000 condo would cost him $3,000 a month
4. Without factoring in housing costs, the workers has a real wage of $38.46 if he lives in Brentwood vs. $48.07 an hour living in WC.
5. If you factor in after-housing wages, the worker makes $31.53 an hour in Brentwood and $30.76 an hour in WC.
6. If you factor in taxes, the equation changes even more. Assume the worker pays a 25% tax rate in Brentwood and 20% in WC (a bigger mortgage deduction).
7. The after-home, after tax real wage of the worker in Brentwood is $21.92 an hour while in WC it is $21.15 an hour; fuel would cost the worker if he lived in Brentwood about $1.15 an hour. So, $20.77 an hour in Brentwood vs. $21.15 in WC.
After looking at the data, it is a no-brainer to move closer in to a higher cost of living area after factoring in quality of life issues as well: 2 extra hours a day w/ the family.
I love this post. I think it points out some opportunities in our lives to eliminate waste and take full advantage of our daily routine. I work 40 hours each week and have about a 5 mile commute each way. Unfortunately, since graduating college, I have lost the energy/dedication to go to the gym each week. With the desire to change my financial and physical situation I sold my truck and bike to work each day. Though I live through the volatile weather of Kansas (highs above 100 and lows below 0) I have had little trouble biking to work each day. The first benefit to this is that I am able to save myself $500 a month ( a $300 car payment, $100 in gas, and $100 in insurance). More importantly I have already lost 12lbs and fallen in love again with my two-wheeled companion. The ride to and from work each day gives me about an hour of exercise (30 min each way) and also an hour to let the ride relieve me stress. It has been the most frugal and eye-opening experiences of my life. Lastly I feel like a more environmentally conscious citizen. To relate this back to the real hourly wage post, I have been able to definitely increased my real hourly wage. Now if only I can break my bike accessories addiction. At least they cost me less hours of work.
I know this is a very old post now but I just wanted to say thanks as it saved me digging through the book again to find this particular piece of information.
Working out my actual hourly wage for my new job when I move to China was great, especially as even though I'm working significantly less hours, my actual hourly wage is higher than my current job.
Time is more valuable than money any day in my books.
All of the money Joe spends on his car, clothes, and food is probably post-tax money. You'd have to factor in Joe's total tax rate on his income and factor that into the equation. It would probably be closer to $7,000 per year.


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Can Cheating Save Your Marriage?
Absolutely, says the founder of an online service that helps people commit adultery.
There's a controversial Web site out there called Ashley Madison that's essentially a matchmaking service for cheaters. Its slogan? "Life is short, have an affair." To date, it has 2,490,000 members and counting. And it was created by--get this--a married father of two.
Here's how it works: Anyone can log on to the site and for a one-time fee of $49, users create a private profile to send e-mails, chat and wink--much like a mainstream dating service. The only difference is that the so-called daters are all married. Because, according to the owners, cheating is "a serious and emotional decision," there is no recurring monthly fee, and users can come and go as they please. When the credit card arrives, Ashley Madison is labeled as an innocuous charge. Says one momlogic staffer: "I signed up to see if guys would really respond--and queries from married men were flooding my inbox within 30 minutes. And they didn't stop coming--every 20 minutes, another would pop up."
Here are some real solicitations from married men:
• "To be honest, I am not looking to leave my wife but I do miss having a sexual connection in my life. My wife completely lost her sex drive since birth of our child. I love to please women and I'm very generous in bed. Plus I'll always respect your boundaries."
• "I love to have sex but my wife and I don't do it nearly enough. I'm looking for someone who can meet up once or twice a week. We don't always have to go to a hotel, we can just enjoy each others' company...I'm a very social guy, and I love meeting new people. I've got a strong sexual appetite, and I typically will go for an hour or more. Not trying to brag, but I really do like to savor the experience. Sex is always best when you're keeping it interesting and I consider myself very adventurous in the bedroom. If all this sounds interesting to you, let's get to know each other!"
• "I'm your typical executive who is looking for something more. I value trust, honesty, and above all, discretion. I am hoping to find married women who have no desire to leave their husbands but just want to add some fun to their life. I love an intelligent and opinionated woman...If you are interested in having an open, trusting and ongoing affair, then please feel free to write me. Thanks for your time."
We spoke to Noel Biderman, the 37-year-old aforementioned married father of two and Chief Operating Officer of Ashley Madison, on the state of marriage today and why he created such a controversial service.
Find out if this married Ashley Madison founder and father of two is a cheater as well.
Its people like this man Madison that is a real problem in our society. You have to be real synical and narcassistic to go about this type of practice. This article is really disturbing.
Cheating is a purely selfish act. If u really loved someone, then u would deny your own lustful desires and consider how cheating would affect your significant other. Love is not selfish. Afterall, love is about giving, not recieving.
Seems like some people have gotten married to people they don't truely love?
How about those so called cheaters just be honest with thier spouses and say they would like to have a open marriage and become swingers….did wonders for our marriage
That is Bs…..morals of a snake …Cheating is wrong get the divorce & than go have sex geeze grow up !!!!!!
That is Bs…..morals of a snake …Cheating is wrong get the divorce & than go have sex geeze grow up !!!!!!
Sounds like the pina colada song waiting to happen……
Gee, for 49 BUCKS, they should send you
all the rubbers you need for these
affairs to stay STD free nowadays !
When Iw as married, we both "cheated" om each other and it was fun! Getting ousidfe what we soudnt get at home was exiciting!
If married guys use this site, then what are they married for?
What is the website???
I would like to give it a try… My wife is not a sexual person and it's hard..
this depends on many issues.. it is possible to work honesty is key
I am married but sepperated would love to enjoy sex with a woman between 50 to 60 years of age.No strings just some relaxing sex.Can be adventurest in the bedroom
freedom is paramount,, also knowing what the heck is going on… true honesty is vital
Cheaters might not want to devastate their spouses or put their health at risk—they just DON'T care enough not to. Sooner or later that resonates in a marriage. Husbands who don't rate their wives the respect of "trust and honesty" aren't worth the time of day.
in my opinion, this isnt a terrible thing. i myself have been the cheater and the victim of it and honestly, its never about an emotional connection, but the physical act. one must acknowledge that certain acts are not necessarily acceptable for one you love and respect. in all instances (in personal experience) the general act is meaningless yet nonetheless gratifying and then over with. there are many people out there that do choose to involve themselves in this sort of behavior and their relationships are stronger for it. dont get me wrong, honesty ( yes) is a huge part of it. it is only wrong when you are not completely honest and open about this behavior with your partner then it is not the sneaky underhanded decietful thing we term cheating.
Cheating is fun…PS you dont need this site to do it..just go out..lol
to respond to "Jack," who thought that if a married woman would "take care of business in the bedroom" then her husband wouldn't cheat - it is so not about that! Some couples have a great sex life, but cheating is about the thrill, the newness, being with someone who doesn't really know you (and all your faults), pretending to be someone you're not and being with someone who constantly pumps up you ego by telling you how great you are (even if they are lies to get your money or whatever). It's all about the selfish ego and putting yourself first. It may have NOTHING to do with what is going on at home. And, as you women who have been with married men know, most of the time, the man doesn't leave the wife because he knows she's too good for him and he is the one doing wrong. It's not her problem, it's his low self esteem and insecurities driving him out to prove something to himself.
maria on September 5, 2008 9:56 PM wrote:
come on people really sex is sex love is love, it all comes from one of two places; love or fear. When humans stop seeing themselves as seperate from one another(love),then intimacy(sex)will be equally shared by all. This whole idea of cheating all comes from a place of fear and once people consider their fellow humans as part of themselves and accept that WE ARE ALL ONE then ALL THERE IS IS LOVE.
Geez, you almost New Age babbled me into cheating. I think the fact is, we are so insecure and scared in this crappy world that we want to show how powerful we are by conquering all the nookie we can.
Just stop for a minute! Take deep breath and let it out real slow and think about his actions. $49 and over 2 million subscribers already… that's like $98,000,000.00 plus and counting!!!!!!!!!! It wouldn't suprise me if he was also selling everyone's email address's to boot! He and his wife I'm sure are very happily married, traveling the world, living the life we all wish we could. It's a shame, but humans are just humans; it takes 100 million of them to make the world go around. And the wheels on the bus never stop turning. I agree with maria on September 5, 2008 9:56 PM. Smart Idea! Think I'll start one for $39.95…lol!!! As it's been said time after time, build it, they will come.
Doesn't anyone believe in Satan and Going To Hell anymore? Well I know that there are 2 million+ just from this site on their way!!!!


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Full-Service Law Firm in Makati City, Philippines
LMG Law Office
Calle Estacion
Makati City 1200
Send an email
Law Firm OverviewLMG Law Office serves families, businesses, and individuals in the Philippines with a full spectrum of legal services, each provided with the personal attention and client interaction for which the firm is known in Makati City and among corporations around the world. Lawyer Lifrendo Gonzales has quickly grown his firm to prominence and stature since its founding in 2011, bringing to clients in and out of the country the focus and care that has earned him an honored name among those living, working, and investing in the Philippines.
LMG Law Office's specialties include family, criminal, immigration, and corporate law, to name a few, and its customer base includes business owners and individuals across the republic. Lawyer Gonzales prides himself on providing legal services tailored to each client's personal communication, a practice that ensures that each need is found and met, and that has secured many a long-term business relationship with the firm and its clientele. LMG's reputation with clients has given Gonzales the ability to quickly expand from his home office in Makati City, opening a satellite office further south to accommodate demand, a testament to the genuine care and a listening ear Gonzales provides to each business and individual that seeks his aid.
Legal troubles are often exacerbated by bad communication, and lawyers with the ability to communicate clearly are often few and far between. Lawyer Lifrendo Gonzales has devoted the whole of his practice to working and talking with clients, creating quality relationships with his customers that have given LMG Law Office an enviable degree of success.
Languages: Tagalog, English
Areas of Law
- Administrative Law
- Adoption
- Assault
- Business Formation
- Business Law
- Business Litigation
- Child Abuse
- Child Custody & Visitation
- Child Support
- Civil Litigation
- Civil Rights
- Commercial Law
- Contracts
- Corporate Governance
- Corporate Law
- Corporate Litigation
- Credit & Mortgage
- Criminal Defense
- Criminal Law
- Defamation, Libel & Slander
- Discrimination
Additional Areas of Law: Annulment; Recognition of Divorce Decree; Change of Name; Correction of Entry in Birth Certificate; Civil Law; Donations; Ejectment ( Forcible Entry / Unlawful Detainer); Incorporation of Corporation/ Registration of Partnership; Preparation of Board Resolutions; Secretary Certificates; Retainer Engagement; Unfair Labor Practice; Anti-violence Cases Against Women & Children; BP 22 or Bouncing Checks; Estafa; Falsification of Documents; Threats; Coercion; Physical Injuries; Violation of the Electronic Commerce Law; Adultery or Concubinage; Bigamy; Notarial Services.
Kristine Richel G Costelo
Mr. Lifrendo M. Gonzales
Criminal Law, Family Law, Immigration, Litigation
- Phil-Japan Business Associates
- Lex Cervus Fraternitas
- Integrated Bar of the Philippines
More Information on LMG Law OfficeLMG Law Office Areas of Practice
Attorney Lifrendo M. Gonzales Profile
Articles Published by LMG Law Office
Philippines Separation Pay: To Whom and When is it Due
A guide for both employees and employers in Philippine Labor setting concerning payment of separation pay.Read Article
Pre-Nuptial Agreement in the Philippines
Future spouses have the freedom to enter into an agreement with each other as to how their properties will be governed, and just like any other contracts, the stipulations thereto should not be void or contrary to law, morals or public policy. Pre-Nuptial contract is an agreement between future husband and wife insofar as the property relations that will govern their properties during the existence of their marriage.Read Article
Annulment vs. Nullity of Marriage in the Philippines
A marriage declared by the court as null and void connotes that the marriage entered into by the parties is inexistent as if no marriage ever took place between them. Parties who enter into a marriage are presumed to have done so legally which renders their marriage binding and valid and may not be presumed by the parties to be otherwise simply because of their personal belief that a ground for its invalidity exists.Read Article
Marriage and its Validity in the Philippines
"Marriage is a special contract of permanent union between a man and a woman entered into in accordance with the law for the establishment of conjugal and family life. It is the foundation of the family and an inviolable social institution whose nature, consequences and incidents are governed by law and not subject to stipulation, except that marriage settlements may fix the property relations during the marriage within the limits provided by this Code." Article 1 Family Code of the Philippines.Read Article


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Augmented Feedback Error Correction (AFEC)
Here is an error correction technique that can be applied to class A and AB amplifiers to provide distortion reduction of up to 20 dB at 20 kHz and PSRR of up to 50 dB. This approach measures the difference between the input (the reference) and the main amplifier output which also includes the error signal. The output of the measuring amplifier represents the error difference and is applied to the main amplifier feedback node as an error correction signal. AFEC V1.0.pdf


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|Staybridge Suites Mumford hotels are provided below. Search for cheap and discount Staybridge Suites hotel prices in Mumford, NY for your upcoming meeting or individual travels. We list the best Staybridge Suites Mumford hotels/properties so you can review the Mumford Staybridge Suites hotel list below to find the perfect place.
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Need a group/meeting discount? Get quotes from hotels in Mumford NY
All Staybridge Suites in or near Mumford
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Advanced Search |
Search Tips
The Zoom Model 4300AF is equipped with Bluetooth wireless technology to provide untethered access to the Internet, e-mail, and fax communications using Bluetooth enabled PDAs and computers.
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Auto News
AutoGuide News Blog
The AutoGuide News Blog is your source for breaking stories from the auto industry. Delivering news immediately, the AutoGuide Blog is constantly updated with the latest information, photos and video from manufacturers, auto shows, the aftermarket and professional racing.
With the holiday season kicking off, hitting the road and taking long trips could leave you stranded. AAA estimates that 1.2 million motorists will get stranded between December 19 through January 2, so it's released a check list to help make sure you're not one of those 1.2 million.


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|Dec 16- Jan 4
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Argentina Northwest with Balance Travel Adventure
Andean North-West, Argentina Sight-Seeing Tours
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Argentina Tailor Made Tours
Buenos Aires, Argentina Sight-Seeing Tours
Unicotrip is a fully licensed Argentinian inbound travel agency and tour operator based in Buenos Aires, Argentina. We run tours. We provide personalized custom tours to individual travelers, groups and corporate clients....
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NorthWest Argentine Adventure
Tucuman, Argentina Sight-Seeing Tours
Montañas Tucumanas is a company dedicated to adventure tourism and to mountain activities of mountain on NorthWest Argentine. From our beginnings (1994) we trained and specialized in the conduction and pedagogy of mountain sport tourism, with the ai...
$500 Per Person
Delta Experience in Argentina
Buenos Aires, Argentina Sight-Seeing Tours
All inclusive services. Check ower web page or facebook to find out more about the programs and rates...
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Buenos Aires Tigre Delta islands unforgettable
Buenos Aires, Argentina Sight-Seeing Tours
The Delta Islands & Tigre is one of those unforgettable sites that remain forever in the memory of its visitors. Sailing across this area is the best choice to get to know its rivers, its islands and its people from the inside. ...
$600 Per Couple
Beneath the sky with Andesoffroad
Andean North-West, Argentina Sight-Seeing Tours
4x4 adventure travel through Argentina, Northwest, Andes, Puna. Off road tours to the sixtyhundreds-region: Mount Pissis, the highest volcano in the world....
$100 Per Person
Hospedaje El Portal de las Viñas
Cafayate, Argentina Hotels & Resorts
Hospedaje hotel a media cuadra de la plaza principal de cafayate salta con todos los servicios. teve wifi aire acondicionado,patios con hermosas vides para disfrutat la tranquilidad de descansar...
Starting at $65 Per Night
Estancia La Quinta, Argentinian Patagonia
28 De Septiembre, Argentina Bed & Breakfasts
Keeping its ancient features, the building of the ranch has been refurbished to offer comfort to the guest intending to rest, to enjoy the nature in striking sceneries, to experience adventures or to dig into the historical heritage of the place....
Starting at $140 Per Night
Costa Serrana, the place to live your vacation...
Cordoba Province, Argentina Hotels & Resorts
A place that have everything: a great green-space, with ancient grove, near downtown, with a swimming pool in a green balcony over the river and the beach itself just overstep the door....
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Aconcagua Expeditions
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Travel to the highest volcanoes of the world
Andean North-West, Argentina ATV Trips
4x4 off road adventure travel through Argentina and the Andes, for small groups with English speaking companion. To experience a natural paradise of magical deserts, lunar landscapes, turquoise and green lagoons, the highest volcanoes of the world....
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Terrific Patagonia & Australis Cruise
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We are native Argentineans organizing tours to the place we know best: Patagonia. We specialize in independent and small group tours. Some areas we visit are Peninsula Valdes, Los Glaciares,Fitz Roy, Tierra del Fuego and Torres del Paine....
Argentina Hunts
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Mente Argentina-Learn Golf in Buenos Aires
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Mente Argentina invites you to be part of a memorable experience. The clinic has been designed both for beginners who wish to start playing this fantastic sport and for more experienced players who wish to improve their skills and swings....
Starting at $700 Per Week
|Link Code


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Anonymous asked: Dear Sir, My boyfriend has shyly expressed an interest in Daddy/Little Girl. However he is cautious about asking for it outright for fear of scaring me away. Would you please help me? I want to learn how to be a proper Little Girl, even if it is for one night. I wish to be good enough; I want him to really enjoy this surprise for our upcoming anniversary. Please and thank you. I appreciate this.
Not sure I can help - but not being anonymous is a start! My kitten also is a great place to ask - but also not being anonymous is needed…..
To see the exacts for my assignments please check my blog or daddy's at http://babygirls-best-daddy.tumblr.com
1. Having her clothing chosen for her
I really enjoy having my clothes picked for me, especially my panties. I like knowing even if daddy isn't here, he knows what I'm wearing. Plus…
WOW! Babygirl was so excited about this assignment and Daddy's orders to get it done that she got it done the same day when she had three days to do it. What a good girl she is! I also know that that excitement had her very worked up today as she thought about these things and sharing them with Daddy and her followers. Daddy is very pleased with her work - and her attention to him as she completed it!
Now Daddy is putting together Part #2 - and Babygirl is already asking when she will get it. Let her know how much you enjoyed how well she followed Daddy's orders as I know I found myself reading them several times with each time getting Daddy harder and harder.
Visit Babygirl HERE
Anonymous asked: How does someone find a Daddy? How do I know if he will actually treat me right? --something like what you have with your Babygirl.
It takes time and a lot of regular conversations. Our relationship is really also quite normal - we are compatible as a couple. We have similar likes and tastes in many things and not just sex or the lifestyle. You may also want to ask Babygirl - she may have a better understanding of your fears. Follow her too if you haven't at http://daddys-best-babygirl.tumblr.com/
I am more than happy to help where I can - but you will get better insight on that question from her.
Anonymous asked: How does a girl become a baby girl?
Thanks for the question anon………the first part is knowing that you want to explore the submissive side of your sexuality. By asking this question you have taken an important first step so feel good about that!
The best thing I can recommend for someone like yourself is to read and research the Daddy/Babygirl lifestyle - a lot. In other words, don't rush it. This could be a terrible mistake and will likely only lead to pain and ultimate avoidance of the lifestyle altogether. Know what type of Daddy/dom you want to find and don't accept anything less.
The second step is to find others, like you have found me, that participate in the lifestyle and ask questions, participate in discussions and even start a Babygirl blog that reflects who you are. An important thing to answer for yourself is whether you want an online relationship, a physical relationship or both.
Finally - BE CAREFUL! There are many like yourself who want to explore and experience the life of a sub/Babygirl and take the first Daddy/dom who comes along. Unfortunately many of these 'men' (and I call them men only because of their physical anatomy and not because they act like one) believe that being a Daddy/dom means that they have the right to be mean, degrading or physically harm their sub. RULES ARE IMPORTANT before any relationship you are thinking about getting into. These rules should outline what is expected from both of you and what is off limits.
Thanks again for asking - and I think that this is a good place for you to start. Feel free to let me know how things are going for you or if any other questions come up.
Daddy's blog for his Babygirl. A beautiful woman who is his kitten, his little one and his love. We…
18+ only please I'm daddy's new babygirl. I can't wait to see what he has planned for me.
Babygirl has done a great job starting her blog and keeping it updated for Daddy………thank you little one. Daddy now wants Babygirl to add something to her blog - she is to keep her diary. He does not expect her to put in anything that can identify her but he does expect to read her thoughts, her…
Daddy gave Babygirl a writing assignment - and she has done a GREAT job for Daddy…….such a good girl!!
She is worries she did not do well in her first writing assignment - LIKE AND REBLOG THIS or even follow her and send her a note to let her know you love her story!
P.S. - As promised, Daddy checked Babygirl's panties as he asked her to play while he read…..and she was so wet. Daddy thought Babygirl listened so well he has allowed her to cum tonight……..
Daddy and I decided to do something fun and silly……..after going back and forth we decided to play laser tag. As we suited up, I looked at daddy and gave him one of my wicked smiles. He looked at me with a cocked eyebrow, I could see it in his eyes, he was trying to figure out what I was up to….
Daddy has given an assignment for Babygirl today. It might be a bit tough since she is usually just a shy little girl…..but Daddy is looking forward to it. More importantly, Daddy is looking forward to her reading it for me and seeing just how excited she gets………he is going to have to check her…


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Gmade 3mm Bore 32P Hardened Steel Pinion Gear (16T)
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This is a Gmade 32 Pitch 16 Tooth Hardened Steel Pinion Gear, with a 3mm bore.
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The list below outlines several ways you can qualify for enrollment in a Medicare Advantage (MA) plan.
*Note: If you are covered under Medicaid and Medicare, you are eligible to switch plans once per month.
If you have questions about enrollment, please call us toll free at
1-866-249-8668 (TTY users call
Today's Options® PPO, Today's Options® PFFS, TexanPlus® HMO, TexanPlus® HMO-POS, Generations Healthcare HMO, and Tribute® HMO SNP are Health plans with a Medicare contract. Enrollment in these plans depends on contract renewal.
Medicare sets aside this period for enrollment in Medicare Advantage (MA) and Medicare Prescription Drug Plans (PDP). From October 15th to December 7th you have the opportunity to enroll in an MA or PDP plan, switch from your current plan or return to Original Medicare for coverage effective on January 1 of the following year.
A joint Federal and State program that helps with medical costs for some people with low incomes and limited resources. Medicaid programs vary from state to state, but most healthcare costs are covered if you qualify for both Medicare and Medicaid.
Medicare Advantage Plans are health plan options offered by private insurance companies that are approved by Medicare. If you join one of these plans, you generally get all of your Medicare-covered healthcare through that plan. Medicare Advantage Plans (called MA Plans) combine Part A (hospital insurance) and Part B (medical insurance) together in one plan, and they can also be combined with Part D prescription drug coverage (called MA-PD Plans).
Medicare Prescription Drug Coverage available through either a Medicare-approved stand-alone drug plan or as coverage added to a Medicare Advantage plan (often called MA-PD).
From January 1 through February 14, you may disenroll from a Medicare Advantage plan and return to Original Medicare. Requests to disenroll will be effective on the first day of the month following your disenrollment request.
The program run by the Social Security Administration that helps with the costs of Medicare Prescription Drug Coverage (Part D). If you qualify, Social Security will enroll you in the program. The amount of assistance you receive will depend on your financial situation and income.
A state program that provides assistance in paying for drug coverage, based on financial need, age, or medical condition and not based on current or former employment status. These programs are run and funded by the states.
Today's Options® PPO, Today's Options® PFFS, TexanPlus® HMO, TexanPlus® HMO-POS, Generations Healthcare HMO, and Tribute® HMO SNP are Health plans with a Medicare contract. Enrollment in these plans depends on contract renewal.
You must continue to pay your Medicare Part B premium.
The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year.
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Please fill out this form for personalized service for Medicare Advantage and Medicare Advantage with Prescription Drug Coverage plans
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GE orders 60 fuel-efficient Airbus A320 jets
June 20, 2011 - 7:44 AM
LE BOURGET, France (AP) — Airbus says GE Capital Aviation Services has ordered 60 A320neo jets, a version of its workhorse jet revamped to be more fuel efficient.
The European planemaker announced the deal Monday at the Paris Air Show, where the search for a cheaper and cleaner way to fly is emerging as a major theme.
The deal would be worth about $5.5 billion at list prices, though buyers often strike discounts.
With airlines squeezed by skyrocketing fuel prices, Airbus has booked 390 orders and commitments for the A320neo since its commercial launch last December, even though the plane won't be available until 2015.
(Copyright 2011 Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed.)
Featured Video


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Can we just take a minute to appreciate Pringles for never lying to us about the amount of fucking chips we're getting when we fucking open the can
(via thefaberryshipper)
Can we just take a minute to appreciate Pringles for never lying to us about the amount of fucking chips we're getting when we fucking open the can
(via thefaberryshipper)
America in one photo
(Source: criminal-mastermind, via thefaberryshipper)
requested by anon
No its too hot to feel anything when our neighbor is the fucking sun.
Love is for weaklings who've never had to walk ten kilometres to school under the burning sun during dropbear mating season.
the only love we know is that which exists between beer and mouth
Vegemite has a chemical in it that destroys the ability to feel love. Australian children are fed on a diet of it when they are born so that they will not be affected when their peers die from heat, drop bears or shark attack
It's the only way to ensure we become fierce warriors.
No man, we don't.
No Australian has ever felt love except for one very careful driver. Her love of a man named Katut is legendary all throughout the land.
(via senorkevinchang)
Best. Comparison. Ever. (
(Source: alexia-loves-1d)
I'm just done
because I know lots of you guys don't live in Vancouver, and would like to participate in the candle lighting ceremony for Cory.
(Source: 5secondsinneverland, via hemoislove)
(Source: i-love-hyphens-lol, via raudenfields)
please join me in this.
put a candle for cory on your blog. lets light tumblr up with candlelight.
over 67,000 reblogs
over 80 reblogs
Get this to 100,000 reblogs. For Cory.
(via riverdeepsantanahigh)
The fact that this is a part of Cory's last ever scene of dialogue on Glee will never not get me:
This hurts
(via moriartyrell)


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Business ::
Avoiding the Home of the Hard-Up
Between the Dutch tulip bubble and the U.S. housing bubble, there have been many other bubbles that have grown and burst. It seems that no matter how many calamities investors experience, they run from bubble to bubble like hipsters to trends.
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Melissa Etheridge :: This Is M.E.
Melissa Etheridge is one of the most popular singer/songwriters of our generation, with millions in album sales and multiple Grammy nominations. If there ever was a singer/songwriter who represented the LGBT community artistically and in music, she is it.
Are You At Risk for Osteoporosis?
Osteoporosis is a very common condition that makes bones weak and more likely to break easily. Whether or not you think you may be at risk, here are some tips to keep your bones dense and strong as the years pass.
Luau! :: Orlando Bear Bash 2014
The Orlando Bear Bash, an annual party for bears, leather enthusiasts, and their admirers, is returning for another fun year of parties and get-togethers beginning Sept. 25. This year the theme is a festive and Hawaiian "Bear Luau."
SF Bids to Host 2018 AIDS Confab
San Francisco is a finalist to host the 22nd International AIDS Conference, set to take place in 2018.
Redesigned 2015 Escalade Remains Breed All Its Own
Cadillac's flagship Escalade sport utility vehicle keeps its bold, distinctive style and immense proportions after a major redesign for 2015.
Colors & Patterns :: Some Rules to Follow
When you look at what is being said in print online or by celebrity designers, the advice on what is "in" is as varied as stars burning in the sky. Here are some hints to help cut through the clutter.
'Tranny' and 'Gay' Joke Didn't Offend Pres: Obama Pens Letter Praising Rivers
In a recent marathon length edition of E! network's "Fashion Police," Melissa Rivers, daughter to the late actress comedienne spoke with hosts about a letter of condolence she received from the White House following her mother's death
Lady Gaga: It's a Very Happy Time in My Life
After hip surgery and parting ways with her longtime manager, Lady Gaga says things are looking up.
IG Nobel Winner: Using Pork to Stop Nosebleeds
Does anybody smell bacon? Packing strips of cured pork in the nose of a child who suffers from uncontrollable, life-threatening nosebleeds can stop the hemorrhaging, a discovery that won them a 2014 Ig Nobel prize.
Security Breached: Intruder Gets Into White House
The U.S. Secret Service is coming under intense scrutiny after a man who hopped the White House fence made it all the way through the front door before being apprehended.
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|Excellent - 132 reviews
Le Méridien Ibom Hotel & Golf Resort, a world of landscaped tropical beauty, includes private terraces in each of the 130 guest rooms, 26 suites, and seven chalets. Each room looks over a forest of palm trees and the golf course.The resort includes three bars and three restaurants as well as Marina Club House & BBQ Terrace, a heliport, three retail shops, a...
Overall Rating - Excellent - 132 reviews
|no reviews
When you stay at Tinapa Lakeside Hotel in Calabar, you'll be in the business district and within the vicinity of Calabar Museum. Make yourself at home in one of the 243 air-conditioned rooms featuring LCD televisions. Your room comes with a Select Comfort bed. Complimentary wireless Internet access keeps you connected, and satellite programming is available...
|no reviews
Offering a restaurant, Daaty Hotel Limited is located in Uyo. WiFi access is available. Each room here will provide you with a TV, air conditioning and a seating area. Complete with a refrigerator, the dining area also has a dining table. You can enjoy city view from the room. Extras include cable channels. At Daaty Hotel Limited you will find an airport s...
|no reviews


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Mixtape RAR003
Download → Rockets & Rayguns Mixtape RAR003
As always, no particular theme other than a mix of stuff I've been listening to recently.
- Colin Newman - 123 Beep Beep
- Wire - Please Take
- Eurythmics - She's Invisible Now
- Salem - Frost
- Villa Nah - Ways To Be
- Mirrors - Write Through The Night
- Spoons - No Electrons
- Blancmange - I'm Having A Coffee
- Blondes - Paradise City
- George Michael - Monkey (Jam & Lewis Remix)
- Scritti Politti - A Day Late And A Dollar Short
- James Blake - To Care (Like You)
- Senking - Death By Drowning
Let's start with a Colin Newman solo track from his 1982 album on 4AD. This, in my continuing effort to catch up Wire side projects. Colin's good, but I probably prefer Graham Lewis's side projects.
Next is the first track from the very new Wire album. Is there another band this consistently good over a 35 year career?
Here's a 1981 pre-Sweet Dreams Eurythmics song from In The Garden. This album is notable for being produced by Conny Plank in Cologne. The album features members of Can and Markus Stockhausen (son of Karlheinz).
Witchhouse? Whatever. I love the 808 programming in this Salem track.
Both Villa Nah (Finnish) and Mirrors (British) have recently toured with OMD. These albums are the best recent take on synthpop.
Mirrors reminded me of the 1982 album, Arias & Symphonies, by Spoons (Canadian). This album is a quirky new wave cult classic. It was produced by John Punter, who also produced Bryan Ferry, Roxy Music, and Japan.
This new (yes, new!) Blancmange track is my new official theme song, by the way.
I'm not sure why, but I had an urge to hear George Michael's Faith, so I got the recent deluxe reissue. I've never been a Jam & Lewis fan, but this remix of "Monkey" turned out to be my favorite track on the bonus disc.
Here's one of two new-ish tracks from the new Scritti Politti compilation. It's only going to make you yearn for a new proper album.
A James Blake track, in case you've somehow managed to avoid hearing him thus far. Sadly, I missed him at SXSW this year.
Closing with a new Senking track. I've been listening to Senking since his 1998 debut on Karaoke Kalk. This new album is one of the best things Raster-Noton-s released in a while. It's like a subdued Pansonic.


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So happy to be at the top. The walk down through the trees did not make us smile as much!
© crispycodd, Aug 2011
Climbers: David Tidman & Chris Todd
Camera used: Canon A620


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And I doubt they will let me show the CK ad.
She's hardly "rail thin":
And I doubt they will let me show the CK ad.
She's got the strangest lips...
IMO, she's too thin.
I dispute whether it's better to be skinny than fat. Thin, MAYBE, but not skinny. Skinny can be as unhealthy as over-weight. Especially if it's due to mental issues for fear of being seen as "fat".
I am heavier than I wish to be now. BUT, I'm healthier than when I was "skinny" as a teen.
And too many youths have body issues without some celebrity talking about how it's much better to be skinny. Hell, I was disgusted when people were commenting more on Adele's weight when she sang on at the Grammys than about the fact that she had regained her voice and could still belt 'em out. Adele is NOT fat, IMO. Not in the pics I've seen.
Collagen attack!!!!!
She's amazing. You should see her CK ad.


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According to online aviation job distribution network JSfirm (Booth No. 7244), the first two quarters of this year should be a good time to find a job in the aviation industry. The Fort Worth, Texas-based company released the results of its latest Aviation Industry Hiring Trends survey here at Heli-Expo. The survey indicates that companies across the aviation spectrum hired more people than they cut last year and expect to hire additional personnel this year.
Statistical survey
Sometimes, editors simply have to guess. No, not about the facts in their articles, but about what editorial projects will pay off on the time, effort and resources invested in them.
Ask experienced aircraft owners and pilots what good product support means to them and they will likely tell you it is extremely important to every safe flight and every successful flight operation.
The National Air Transportation Association (NATA) is conducting a survey of regulated aviation businesses affected by the lack of FAA standardization on regulatory interpretations. "We have launched the survey in response to the Government Accountability Office's (GAO) review of inconsistencies in how field inspectors interpret and apply requirements on regulated entities," Jacqueline Rosser, director of regulatory affairs, told AIN.
Following a trend that began three months ago, the UBS Business Jet Market Index moved up again this month, signaling that used jet sales may be on a rebound. Although the index is still in negative territory, this "reflects a slower pace of deterioration," according to the UBS Business Jet Survey released yesterday.
Reno, Nevada-based Aerion said today that its market research, conducted over the past nine months by aerospace market research and strategy firm I2, indicates that there is sufficient demand to proceed with development of the company's proposed supersonic business jet (SSBJ). Aerion publicly unveiled its natural-laminar-flow-wing SSBJ in October at the NBAA Convention in Las Vegas, saying the aircraft could be in service by 2011.
Clenching your jaw on approach? Worse, are you doing it while watching television at home hoping your pager won't go off? You're not alone, according to Bobbie Sullivan, Ph.D., principal researcher for an aircrew stress study.
This year's AIN FBO Survey questionnaire is now available online, hosted by aviation market analyst Forecast International of Newtown, Conn. Those AIN readers selected to participate in this survey should have received a coded number and a link to the survey Web site by e-mail or fax.
The Aeronautical Repair Station Association (ARSA) is conducting an industry-wide survey to quantify the effect of aviation maintenance on the economy. The confidential, Web-based survey is open to ARSA members and non-members.
"Decision Guide to Private Jet Travel" is a new 50-page study on how to select a business aircraft provider. San Francisco-based publisher Helium Report said the study results are based on the responses to a survey of "all major private aviation companies. Our guide couples industry information with company reviews to help you select the


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Actually, Mentally Ill People are More Likely to Be Victims of Violence
"As soon as a mass shooting hits the news, speculation about mental illness starts. Everyone assumes that the shooter must have been "crazy," because "no sane person would do something like this." Such tactics are distancing, allowing people to imagine that the capacity for the kind of evil that would lead someone to march into a school and mow down innocent children only lies in mentally ill people, and they're also hugely stigmatizing. Because along with the attitude that mental illness lies at the root of gun crime is the idea that gun crime could be solved by locking mentally ill people away or, in the case of more compassionate suggestions, providing better mental health services. These ideas presume that it is possible to predict dangerousness on the basis of mental health status."


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I hate this product!!!
It does remove waterproof mascara but very drying and be careful if it gets into your eyes!!!
Great eye makeup remover! I put it on the organic cotton wool pads sold in the store and my eyeshadow (that has lasted two days without creasing or coming off the least bit) along with my mascara (that also is ultra resistant) comes right off. I have to put a little more effort into taking of the mascara , but it comes off in little tubes off my lashes. It burned my eyes the first time, but it doesn't do anything now. I like how my lids are conditioned after each use. I don't feel the need to cleanse them afterwards. The only thing that sucked was that it was hard for me to flip open the lid many times. As a matter off fact it broke off because I was pushing so hard on it to open. Doesn't over-dispense either. Decent price, will repurchase.
Straight to the point:
Big bottle, lasts a long time, removes water proof makeup, I like that is isn't oily, it feels good on my skin
Bought this to try cuz it was fairly cheap.
I like how it doesn't contain any oil as with most eyemakeup remover does.
But this is where the plus and the minus come into play when it's not oily.
The plus, is that my eyelids doesn't look like I slapped on a couple layers of Vaseline after I removed the makeup, as most eye makeup remover will do. Which means I don't have to use my cleanser to go over my eyes to get the oil out.
The minus, is that it tends to be a bit drying on my skin and as other reviewers has said, does make my eyelids a bit rid. Also because it doesn't contain any oil, it's impossible to remove waterproof mascaras.
I only use this for removing eyeshadows and eyeliners and it does a good job at a good price.
But as for removing waterproof mascara, you'd need a more heavy duty one.
I bought this as most of my friends use it and swear by it to take their make-up off, but I was very unimpressed.
Your supposed to add the liquid to a cotton pad, and hold the pad to your eye for about 10 seconds and then lift off. However I find this almost impossible as only a bit of mascara is taken off. Therefore I found myself sweeping it around my eyes and IT HURTS.
It stings and my skin (the things we do for beauty) was left red and crying for help. I wouldn't mind, but this product is suppose to be a 'gentle eye make-up remover'!!!!
Maybe I'm allergic to chamomile, I don't know, but I won't be using this again, and will probably put it on my swap list.
Doesn't work.... it's like water, except it stings your eyes and water works much better to take off makeup. Don't waste your money!
This is the best eye makeup remover I've tried - not drying and not gloopy either. Gets off makeup just fine, even waterproof. Don't understand why it's not rated higher. I do think it's a bit overpriced, though!
It really works well, but 1/4 of the time it burns my eyes. So if you have sensitive eyes I would recomend trying something else out. :(
Terrible terrible... The worst eye makeup remover I have ever used! I'm pissed TBS has not reformulated this crap! It stings the eyes badly and FOAMS! Act as a good makeup brush cleaner though.
Not the worst eye makeup remover I have used. Does sting a bit, but only if I get it in my eyes. I found it very effective. One or two sweeps of a cotton pad moistened with this stuff is enough to get 95% of my eye make-up off without the need for rubbing. Not bad value for money either, in my opinion.


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Sydney Seafood School
Sydney Seafood School
Reporter: Ada Nicodemou
Established in 1989 Sydney Seafood School, at the Sydney Fish Market is the ultimate place to strengthen your cooking skills and expand your recipe repertoire.
With state of the art cooking facilities you can learn to whip up some impressive seafood dishes including spicy Singapore chilli crab or a perfectly cooked paella. You can even have a go at slicing your own sashimi in the sushi and sashimi workshop. All classes include a demonstration by a leading chef or seafood educator, hands-on cooking session, seafood meal and wine tasting. You'll also receive parking and a Sydney Seafood School pack which includes an apron, insulated carry bag and recipe kit to take home.
The weekend classes cover a range of dishes across a variety of different cuisines including Spanish, Moroccan and Thai. Check out their website for a full list of upcoming classes and get cooking!
More Information
Sydney Seafood School
Waterfront Arcade, Sydney Fish Market, Bank St, Pyrmont
Fridays, Saturdays & Sundays
Ph: (02) 9004 1111
Classes from $85pp
Prices correct as at 17/03/12


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Unless you've been living under a rock, you've heard that a solar storm is heading toward Earth today. But if you're like me, you probably find it all a bit confusing. A storm from the Sun is supposedly flying through our galaxy and toward our planet? Sounds pretty brutal. Will it actually affect us?
Activity around the Sun's surface is cyclical, and rises and falls through an 11-year period. The solar flares created sometimes result in coronal mass ejections (CME) that hurtle toward Earth.
The current CME arrived at our planet this morning, traveling at more than 1,000km per second. And, surprisingly, it hasn't left as big a mark as inspected -- yet. According to the BBC, "There had been fears that this 'coronal mass ejection' could wreak havoc with satellites or power grids on Earth." In layman's terms, the storm could mean many, many hours of darkness for earthlings.
Because there are so many unknown variables, including whether or not Earth's magnetic field can protect us and the magnetic alignment of the substances within the CME, it's hard to prepare for such an event. My advice? Break out the promotional eco-friendly flashlights and hope for the best!
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It must be partnership announcement day in the search industry. Earlier this morning Jonathan Allen reported on the new deal between Distilled and SEOMoz. Now, we're getting word of a new partnership between Webtrends and Acronym Media. The two have paired up to provide software solutions to aid search marketers in managing and executing their efforts.
"The need for marketers to easily optimize their content from a single platform while integrating with partners like Acronym Media will be a significant priority in the near future. Acronym Media understands the importance of bringing this philosophy together through search marketing and web measurement," said James McDermott, vice president partnerships, Webtrends.
One of the new tools is EKOS (Enterprise Keyword Optimization System), a dashboard reporting platform designed to provide an integration of web analytics data, including conversion funnels, bounce rates and visitor profiles. EKOS is compatible with Ad Director and Webtrends Analytics 9.
"The need for measurable results and revenue-generating strategies has never been as great as it is now, and a tool like EKOS, combined with powerful Webtrends analytics, is uniquely positioned to deliver the customer and campaign intelligence required for world-class marketing," said Anton E. Konikoff, Founder & CEO of Acronym Media.
Acronym Media and Webtrends also have competitive intelligence solutions planned, including Deep Dive Competitor Analysis and Competitive Intelligence Monitoring.
The Original Search Marketing Event is Back!
SES Denver (Oct 16) offers an intense day of learning all the critical aspects of search engine optimization (SEO) and paid search advertising (PPC). The mission of SES remains the same as it did from the start - to help you master being found on search engines. Register today!


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The Summit Doppler Vista AVS is a quick and well-designed system for diagnosing Peripheral Arterial Disease (PAD). Summit Doppler Vista performs ABI and atrial exams quickly and accurately, allowing users to interpret and record data. The Vista vascular Doppler makes it possible to conduct exams while on sitting patients, making it easier to examine patients with various disabilities. With an on-screen guide for conducting the exam. Additional features and benefits of the Summit Doppler Vista include, but are not limited to, the following:
Summit Doppler Vista AVS Brochure
Summit Doppler Vista AVS Sample Report
CPT Code 93922