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Brian's Enertia LE.
Welcome to Brian's first (official) blog post! Brian now promises to stop referring to himself in the third person…
I promise it's true… I've just PURCHASED an Enertia LE of my very own. Why did I pay to own an Enertia when I can ride Engineering test bikes? Well… I've got several reasons, but here are the key ones:
1. I believe in the product. How could I expect customers to pay for this bike if I'm not willing to? I think understanding the full customer experience will make me more sensitive to a customer's viewpoint, and to that end, I need to fully appreciate the cash outlay to own this product.
2. I've got some custom designs and tweaks in mind and I'd like to have full license to do whatever I wish to the bike whenever I wish to do it.
3. I've gotten so much enjoyment out of the time I've been able to spend on the Engineering test bikes, that I just want more.
Here's my spec: LE #07 of 30 (yep – my lucky number). Graphite Silver. Standard Seat. Saddlebags when they're available (currently backordered). Watch this space for more info on my bike, my mods, and my opinions on all things going on "behind the scenes" in the Brammo Product Development group. You might just catch a glimpse of some upcoming products or hear about future events before the press gets the scoop…
New York Ride
Photos credit: Grant Ray, hellforleather.com
DOE Amendment Passed
The United States House of Representatives has unanimously passed an amendment giving two-wheel electric vehicles manufacturers access to Department of Energy funding for further development of electric vehicles.
The amendment was included in HR 3246, the Advanced Vehicle Technology Act and passed the House on September 16, 2009, 312-114.
For the EV industry this will allow, for the first time, two wheel vehicles to benefit from federal Department of Energy funding.
Brammo applauds the House for including two-wheel vehicles in this amendment, and encourages the Senate to follow suit.
"It's gratifying to see the House of Representatives recognize the tremendous potential of the two-wheel electric vehicle industry and their recent move to better equalize federal government support between electric motorcycles and cars," said Craig Bramscher, BRAMMO founder and CEO. "Brammo appreciates the efforts of U.S. Representative Patrick J. Kennedy and the rest of the House to gain passage of this important amendment and we look forward to continuing our work with our industry coalition partners, Plug IN America (www.pluginamerica.org), who was also instrumental in getting this legislation passed."
Brammo encourages voters to take a moment to tell their United States Senator's to support and pass this measure when it comes up to vote. A complete list of Senators and their contact information can be found here.


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Bend Oregon's Best Dog Boarding
Pet Paradise, is a dog boarding kennel. We have 57-acres in Bend, Oregon, that we use to walk and exercise your dog. Pet Paradise also has wading pools and ponds. We provide outdoor fun, comfort, care and security with reasonable rates. Since 2004, Pet Paradise has served the community. Located at 64155 N.Highway 97, Bend, Oregon.
On-Site Kennel Managers
Pet Paradise is owned by long time dog lovers Dale Parkinson and Brenda Grigsby. They have managers that live on the property 24/7. Since they are often busy with the pets, call 541-388-3739 and leave a message.
We will be happy to return your call, answer any questions, and take your reservation. Office Hours: M-Sa: 8am-noon, 3pm -5:30pm and Sunday: 1-5:30pm.
Dog Obedience Training
We offer Group Training, Private Classes, and In-House Training. Our dog trainer and canine behavior consultant, Mike, is happy to discuss your specific dog training needs.
In-Home Pet Sitting
We offer in-home pet sitting services for your dog, cat, bird, and just about any pet. We will feed your pet, brush your pet, clean the pet boxes, walk your dog, even take out the garbage. See our affordable pet sitting rates.
Dog Hotel
We take just as much care of our friends who prefer to play alone. Our dog day care and dog boarding provides personalized walks and lots of love and affection. We have a separate area for senior dogs to relax.
Pet Paradise takes wonderful care of its little friends too – a special indoor and outdoor playground is devoted just to smaller dogs.With two one-acre playgrounds, wading pools, shade trees and our famous retriever pond, our dog day care and dog boarding kennel offer all-day play time. An afternoon meal, a relaxing nap and it is back out to the playground for more fun!
Because of Bend's ever-changing weather, our dog-boarding facility accommodates our friends in climate-controlled dog suites ensuring your dog's comfort.
Dog Boarding Service
Winner of Consumer Business Review's Pet Resort and Kennel of the Year, Pet Paradise, provides the ultimate in dog day care and dog kennel boarding including:
- Unlimited all-day playtime
- Spacious, heated, air conditioned doggie suites
- Includes meals
- No extra charge for playtime
- Daily and long term dog boarding rates
Extra Services:
- Dog Bath – only $15 to $40 depending on size (see rates for details)
We at Pet Paradise make the health and safety of your dog our number one priority. You can relax, knowing that your pet is in our safe and caring hands.

subset: commoncrawl


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The latest from prolific Chilean-born director Raoul Ruiz (he's made 90-odd movies and counting) lifts some tricks from Nabokov's novel Laughter In The Dark and grafts them onto the plotline of Denis Dercourt's chilly thriller The Page Turner.
Tom Conti plays an eminent art critic who was blinded in an accident and is now living alone in a hideous Gothic mansion.
A rather uncomfortably cast Daryl Hannah is the woman who answers his ad for help with his final book – but she has an agenda of her own.
The set-up does create a handful of creepy moments but it's all rather mannered and the final denouement is disappointingly banal.
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Tag: tower
Shanghai: Oriental Pearl Tower
by timvan on Mar.20, 2013, under Day, Night ★, Photography, Smörgåsbord
The Oriental Pearl Tower is undoubtedly Shanghai's most iconic landmark. Completed in 1994, it was also one of the first structures to be built on the Pudong side of Shanghai (ie- all the famous skyline images you see).
It has a love/hate relationship with most Shanghainese, and I certainly don't know why exactly that certain color was picked, but at night it is spectacular. At 468m tall, it is currently the 5th largest tower in the world, with which you get some insane views of Lujiazui (downtown Pudong) and across the river of the Bund and the Puxi side of Shanghai…
I can't recommend visiting the Pearl Tower enough, if for one simple reason: the view straight down through the glass floors at almost 300m up!
There is also an unusual exhibition located on the ground floor, as seen in the last few images… make sure to look through them all, there are some real gems in there!
Malaysia: 24hrs in KL
by timvan on Dec.15, 2012, under Day, Night ★, Photography, Smörgåsbord
Kuala Lumpur was the first stop on a multi-leg tour through some strange corners of South East Asia. Arriving late one night then leaving roughly 30 hours later, gave a nice 24 hour window to explore the amazing city of KL.
I must say I was a little surprised with Kuala Lumpur, as I had imagined something entirely different… a crazy busy bustling metropolis. I was further surprised to find out the population doesn't even hit 2 million! Although bewildered by my lack of knowledge of this place, it was an incredibly beautiful city… clean, colorful, efficient, and super friendly. It still had that "small town" feeling in my opinion (although I live in Shanghai, so my premises might be a little screwy).
The food was simply amazing (and cheap!), what a amazingly tasty melting-pot of South East Asia cuisine… given the large Chinese and Indian communities… and yet, the best that culinary Malaysia had to offer was still to come (in the form of battered butter prawns that I was going to eat for 3 days straight in Kota Kinabalu in the upcoming days, but more on that later).
Anyway, back to my 24 hours in KL. Arriving late at night, checked in to the hotel, unpacked only my tripod and set out straight for the Petronas Towers (as you can see in the first few night shots). The next day was spent on a tour through various spots throughout the city, including KLCC, Bukit Bintang, KL Railway Station, Keretapi Tanah Melayu, etc… then finally back to the Petronas Towers for vespertine time!
THAILAND ~ Ayutthaya (5/5)
by timvan on Jun.17, 2012, under Day, Photography, Smörgåsbord
Wat Phu Khao Thong.
This enormous chedi was built after King Naresuan's victory over the Burmese. The site only had this one large stupa, and only a small collection of very small temples, but for some reason was one of my favorite of the day. It also reminded me, slightly, of the Mayan temples of the Mexican Yucatan. Here too you can see the water levels from the recent flooding and can then only further imagine how much this structure has had to endure over the centuries…
More info on Ayutthaya.
Philippines: Mount Santo Tomas
by timvan on Jan.05, 2011, under Day, Photography, Smörgåsbord
The highest peak surrounding Baguio City belongs to Mount Santo Tomas (map). The peak is littered with radio & tv towers and 2 radars built by the American military post-WWII. The views of the city and South China sea are stunning, not to mention the beautifully crisp fresh air, which is something I can only dream about back here at my office in Shanghai. Bah.
One of the two guards gave us a personal tour of the radars are the peak, which has been off-limits since a bombing recently which aimed at taking out one of the radars (even though they haven't been used in decades). Apparently back in the day tourists visiting the peak could even climb the metal radars, with no fences or anything holding them back. Now the area is fenced off and kept away from curious eyes by 2 security guards, who must be the loneliest around, considering the near 60 minute trip up the mountain from Baguio City below, much of it off-road. Which is probably why the guard gave us a tour, as he was pretty wasted, even offering us some drinks after his tour.
Korean BBQ
by timvan on Jul.22, 2010, under Night ★, Photography, Smörgåsbord
Went to the Super Brand Mall in Lujiazui, Pudong to have some Korean BBQ with my Mom who was visiting.
The new elevated walkway was finished and open, so I took just a couple shots.
Shanghai Nights
by timvan on Apr.16, 2010, under Night ★, Photography, Smörgåsbord
In my twenty-something years, I've hit up twenty-something different countries, and without a doubt Shanghai is the night city of night cities [so far]. I don't mean that in the sense of things being open (NYC gets that one, minus that stupid curfew), or in regards to nightlife (although no complaints here!), but that the lights are blindly turned on and are in essence: blinding, and furthermore, the crowds disappear (which is a huge plus!).
Let me put it this way: Shanghai by day = *meh*. Shanghai by night: *BLAHM*!
This set of images is from 3 seperate shoots, the first 3 images are around my office building at the end of Huai Hai Road East. The following 3 images are of my quick trip to Pudong to pick up a package sent from the homefront (thanks Mom, there is nothing in the world like Belgian D&L mayonnaise!), while the final 6 were actually taken right after the previous post, at Peoples Square.
Compare image #2 above with the one below… same location 6 months earlier:
And from 4 months earlier [see my full post on the graffiti wall]:
Nanjing to Jin Mao
by timvan on Oct.04, 2009, under Day, Photography, Smörgåsbord
I met up with a buddy yesterday and we aimlessly hit up SH, meeting at People's Square and walking east down Nanjing towards the river, grabbing some dumplings then catching a ferry over to Pudong and hitting up the Jin Mao Tower. We had wanted to go up the SWFC, but weren't about to drop 150RMB for the experience. We figured we didn't have to spend 70RMB for the JMT either, as we could just walk into the Grand Hyatt (the hotel that occupies the top 35 stories) as "hotel guests". We were right.
Standing from inside the Jin Mao, I had forgotten how unsettling it was to stand there and look down all those hollow stories, the spiraling balconies don't help either.
One picture also shows the footprint for the 632m (2073ft) Shanghai Tower set for 2014 completion and designed by Gensler (a nice video can be found on their website).
One thing that I think is kind of funny, is how back-in-the-day all the tallest buildings were in Europe, then they all moved to North America, and now Asia. China/Hong Kong/Taiwan as of right this moment account for 6 of the top 10, Malaysia has 2, the US has 1, and I hear there's a beast of a building in Dubai. Europe's tallest on the other hand, comes in at #89… and it isn't even in "Europe-Europe", it's in Moscow.
To put it in perspective, the Shanghai Tower will be 3.5x taller than the London Gherkin or almost 2x that of New York City's Chrysler Building. I'm pretty excited to witness the birth of a crazy structure (I gave up on the Freedom Tower).
People's Republic of China @ 60: Celebrations II
by timvan on Oct.01, 2009, under Night ★, Photography, Smörgåsbord
It's a shame that it's been raining all day, as I've wanted to go explore the festivities planned for today. The firework spectacle takes place in just over an hour, so I'm sure I'll have a glimpse of that.
As for yesterday, I certainly heard a ton of explosions, and assumed they were fireworks… but I couldn't see/find the damn things. I ended up going to Pudong, taking metro line 2 to Dongchang Road and walking back to the Lujiazui station (I live nearby the Line 1 South Shanxi station, you can check out a subway map here). The clouds were absolutely sensational… the colored lights from buildings literally saturated the sky, and once again impeccable timing, as it started raining just when I was wrapping up.
The first two images are panoramas, the vertical consisting of 8 images, and the [messed up] 360-degree horizontal of 13 (the building with the antenna just off-center is the stock exchange).
Also check out the differences in clouds between a 1.6sec and 30sec exposure. You can even notice a blue radiance on the top right, from the blue lights that decorate the front/back of the Shanghai World Financial Center… not to mention the amazing glow from the apartment buildings to the left.
I have more images (I took about 140, which is more than double the standard Tim Shoot), but these are the only ones I cleaned up, more will be added later. Have a good night/day wherever you may be and Happy 60th Birthday PRC!!
[also happy birthday to my Italian brother Salvo, have a good one yo!]
Dope video from the crazy parade in Beijing by Dan Chung:


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((HOOOOOLY SHIT I finally broke myself out of that weird little funk I've been having the past two days.
Have some basic line art. Turns out FireAlpaca can still give me that smooth line art I love so much, and it's actually easier to do. PROGRESS!
…what? I like hammers. If a game has a hammer, I'm going to use it.))


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Make it rain. #cashbox #stickers #veganbusinesses #ganesh #krishna #pipsnacks #glorkianwarrior #pixeljam (at Smorgasburg DUMBO)
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|Excellent - 82 reviews
With the stunning Kew Royal Botanical Gardens, the historic old town of Richmond and Twickenham Stadium just a few minutes drive, the beautifully designed Novotel London Brentford is in a great location. Heathrow Airport is only 20 minute drive from the hotel and the centre of London is easily accessible by rail (Brentford or Kew Bridge Station) or by tube (...
Overall Rating - Excellent - 82 reviews
Good 7.0
It's new and modern looking
3 days out of 5, the cleaning staff did not replace my cups, no face towels and no lotion provided, 110v outlet did not work and no available converter that can be borrowed.Front desk staff and room are great but not recommending if you're planning on sight seeing central London because the commute is at least 1 hr one way.
|no reviews
With a stay at Ham Yard Hotel, you'll be centrally located in London, steps from Piccadilly Theatre and Queens Theatre. This 4-star hotel is close to Trafalgar Square and Buckingham Palace. Make yourself at home in one of the 91 individually decorated guestrooms, featuring minibars and flat-screen televisions. Complimentary wireless Internet access is availa...
|no reviews
This Premier Inn has a 24-hour front desk and is located just a 10-minute drive from Wembley Stadium and Wembley Arena. Wi-Fi access is available. Rooms at the hotel are of high quality and all have comfortable, spacious beds. Each room has air conditioning, a flat-screen TV, a work desk and tea/coffee making facilities. Premier Inn London Hendon has its o...
|no reviews
Falcon Apartments offer a great setting just 10 minutes' walk from Canary Wharf and Heron Quays DLR Station. These modern apartments have great views of the River Thames. Each modern, well-equipped Falcon apartment opens onto a balcony with views of the river. The bright living areas have contemporary décor, a flat-screen TV and a sofa. The kitchen includes...
|Good - 340 reviews
Welcome to Royal Chace Hotel! Royal Chace Hotel offers an outdoor pool and a 24-hour front desk. Outfitted with a bar/lounge, you'll find the perfect place to have a drink. The reception has a safety deposit box for your valuable items
Overall Rating - Good - 340 reviews
|Excellent - 504 reviews
Overall Rating - Excellent - 504 reviews
|Excellent - 252 reviews
Overall Rating - Excellent - 252 reviews
|Excellent - 58 reviews
Overall Rating - Excellent - 58 reviews
|Excellent - 329 reviews
If you are looking to book a central London hotel in the Mayfair - Marylebone area, Montagu Place Hotel could be the right choice for you! This 3-star Mayfair - Marylebone hotel, London offers free wired and wireless Internet access, plus concierge services. Outfitted with a bar/lounge, you'll find the perfect place to have a drink. Multilingual staff at the...
Overall Rating - Excellent - 329 reviews
Excellent 10.0
This was our first time to stay at the Montagu Place and it turned about to be a fantastic hidden treasure in London. The rooms were modern and fresh, and the staff was fantastic. The location was also excellent between Oxford Street and Regents Park.
NoThe hotel is located on a nice quiet side street, and has home like atmosphere, and just hand full of beautiful rooms. Each rooms is light, comfortable and fresh. I will definitely return next time in London. The hotel has a lot of regular guests that like the boutique hotel style. The staff is very helpful and make your stay a dream. I travel more than 225 days per year around the world and this is one of my new favorites.
|Excellent - 1 reviews
Located in the Royal Borough of Kensington & Chelsea, Stay-In Apartments offer a variety of stylish accommodation options. Free Wi-Fi is accessible throughout. Stay-In Apartments each feature air conditioning, bedrooms with orthopaedic mattresses, a TV and DVD player and bathrooms with modern fittings. Each kitchen is equipped with a fridge, an oven and a m...
Excellent 9.0
Full kitchen, room recently updated, very clean. Henry was very nice! Good location. Would stay there again and would recommend to others!
Small studio (we have an infant so with the crib, there was very little room to walk (but no surprise in London). Pretty expensive for the size when compared to U.S. hotels (but again, that's London). The buzzer wasn't working which forced us to call the local hotel number on our U.S. cell phone (not looking forward to seeing our cell phone bill). We were then given a key to come and go as we please.
|no reviews
Claverley Court is a brand new development of sixteen custom designed serviced apartments opening around the corner from Harrods. The building, which consists of two former London townhouses, boasts a colourful past. Occupants included a Viscount, Dowager Countess, Members of Parliament, high-ranking British officers and a spinster who played her part in 'Op...
|Good - 233 reviews
Situated 5 minutes' walk from East Ham tube station, Apple Apartments offer free Wi-Fi, modern kitchens with up-to-date appliances, and a plasma-screen TV. Free over-night parking is also available. The apartments are spacious and have a boutique-like feel to them. A top-of-the-range oven, microwave and fridge-freezer are featured in each fully equipped kit...
Overall Rating - Good - 233 reviews
|Excellent - 1 reviews
Excellent 9.0
Great location, very clean and very quiet. Close to tube.
Hotel needs a ramp at the entrance for people with heavy baggage. It's an older building without air conditioning although fans are provided. If it is a very hot day room might be uncomfortable. It was not hot on our day.
|Excellent - 151 reviews
Located in London (Hampstead - Camden Town), La Gaffe is minutes from Burgh House and Everyman Cinemas - Hampstead. This guesthouse is within close proximity of Freud Museum and Highgate Ponds. Make yourself at home in one of the 18 guestrooms. Rooms have private balconies. Complimentary wireless Internet access keeps you connected, and satellite programming...
Overall Rating - Excellent - 151 reviews
Excellent 10.0
This hotel is small but charming. The staff were wonderful and the food in the restaurant is very good. The location was excellent!
The bathroom is small but clean and otherwise very functional.We loved staying here! Everything from the location to the staff to the food was great! The rooms were small but very clean and comfortable. We would definitely stay here again!! A great hidden gem!!
|Excellent - 1 reviews
Excellent 8.3
Staff were very helpful. Room was comfortable with a nice couch as well as bed. Close to a Cooperative store which meant Icould buy food for breakfast lunch etc. dry cleaner nearby for laundry.
Expensive, but all of London was expensive. Wish they had bus schedules and train/Underground schedules onsite. Wireless should have been included, given how expensive the room was.


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Chrysler Building, New York
© J.L. Rodriguez, 2011
Who needs a hero?
by Pepe Rodriguez
Stretched Canvas
Fine art print on bright white, fine poly-cotton blend, matte canvas using latest generation Epson archival inks. Individually trimmed and hand stretched museum wrap over 1-1/2" deep wood stretcher bars. Includes wall hanging hardware.
- 50Promote


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Arbitrage-free market models for option prices: the multi-strike case
AbstractNo abstract is available for this item.
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As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.
Bibliographic InfoArticle provided by Springer in its journal Finance and Stochastics.
Volume (Year): 12 (2008)
Issue (Month): 4 (October)
Pages: 469-505
Contact details of provider:
Web page: http://www.springerlink.com/content/101164/
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Web: http://link.springer.de/orders.htm
Related researchKeywords: Option prices; Market model; Implied volatility; Static arbitrage; Dynamic arbitrage; Drift restrictions; Existence result; 60H10; 91B28; C60; G13;
Find related papers by JEL classification:
- C60 - Mathematical and Quantitative Methods - - Mathematical Methods; Programming Models; Mathematical and Simulation Modeling - - - General
- G13 - Financial Economics - - General Financial Markets - - - Contingent Pricing; Futures Pricing
ReferencesReferences listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Wissel, Johannes, 2007. "Some results on strong solutions of SDEs with applications to interest rate models," Stochastic Processes and their Applications, Elsevier, vol. 117(6), pages 720-741, June.
- Ledoit, Olivier & Santa-Clara, Pedro & Yan, Shu, 2002. "Relative Pricing of Options with Stochastic Volatility," University of California at Los Angeles, Anderson Graduate School of Management qt7jp8f42t, Anderson Graduate School of Management, UCLA.
- Merton, Robert C., 1975.
"Option pricing when underlying stock returns are discontinuous,"
Working papers
787-75., Massachusetts Institute of Technology (MIT), Sloan School of Management.
- Merton, Robert C., 1976. "Option pricing when underlying stock returns are discontinuous," Journal of Financial Economics, Elsevier, vol. 3(1-2), pages 125-144.
- Breeden, Douglas T & Litzenberger, Robert H, 1978. "Prices of State-contingent Claims Implicit in Option Prices," The Journal of Business, University of Chicago Press, vol. 51(4), pages 621-51, October.
- H. Berestycki & J. Busca & I. Florent, 2002. "Asymptotics and calibration of local volatility models," Quantitative Finance, Taylor & Francis Journals, vol. 2(1), pages 61-69.
- A. Brace & G. Fabbri & B. Goldys, 2007.
"An Hilbert space approach for a class of arbitrage free implied volatilities models,"
0712.1343, arXiv.org, revised Dec 2007.
- Brace, Alan & Fabbri, Giorgio & Goldys, Benjamin, 2007. "An Hilbert space approach for a class of arbitrage free implied volatilities models," MPRA Paper 6321, University Library of Munich, Germany.
- Hull, John C & White, Alan D, 1987. " The Pricing of Options on Assets with Stochastic Volatilities," Journal of Finance, American Finance Association, vol. 42(2), pages 281-300, June.
- Carr, Peter & Madan, Dilip B., 2005. "A note on sufficient conditions for no arbitrage," Finance Research Letters, Elsevier, vol. 2(3), pages 125-130, September.
- Martin Schweizer & Johannes Wissel, 2008. "Term Structures Of Implied Volatilities: Absence Of Arbitrage And Existence Results," Mathematical Finance, Wiley Blackwell, vol. 18(1), pages 77-114.
- Rama Cont & Jose da Fonseca, 2002. "Dynamics of implied volatility surfaces," Quantitative Finance, Taylor & Francis Journals, vol. 2(1), pages 45-60.
- Black, Fischer & Scholes, Myron S, 1973. "The Pricing of Options and Corporate Liabilities," Journal of Political Economy, University of Chicago Press, vol. 81(3), pages 637-54, May-June.
- Heath, David & Jarrow, Robert & Morton, Andrew, 1992. "Bond Pricing and the Term Structure of Interest Rates: A New Methodology for Contingent Claims Valuation," Econometrica, Econometric Society, vol. 60(1), pages 77-105, January.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Tehranchi, Michael R., 2009. "Symmetric martingales and symmetric smiles," Stochastic Processes and their Applications, Elsevier, vol. 119(10), pages 3785-3797, October.
- René Carmona & Sergey Nadtochiy, 2012. "Tangent Lévy market models," Finance and Stochastics, Springer, vol. 16(1), pages 63-104, January.
- Valdo Durrleman, 2010. "From implied to spot volatilities," Finance and Stochastics, Springer, vol. 14(2), pages 157-177, April.
- Jean Jacod & Philip Protter, 2010. "Risk-neutral compatibility with option prices," Finance and Stochastics, Springer, vol. 14(2), pages 285-315, April.
- Pietro Siorpaes, 2013. "Optimal investment and price dependence in a semi-static market," Papers 1303.0237, arXiv.org, revised Oct 2013.
- Henrik Hult & Filip Lindskog & Johan Nykvist, 2013. "A simple time-consistent model for the forward density process," Papers 1301.4869, arXiv.org.
- S. Kindermann & P. Mayer, 2011. "On the calibration of local jump-diffusion asset price models," Finance and Stochastics, Springer, vol. 15(4), pages 685-724, December.
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October 1, 2014
As a point of information, a clafouti is a classic French Pudding Cake. Traditionally done with cherries, other fruits are now done very often. They have the advantage of being easy to make and a fine dessert. You need fresh fruit for this. I do not recommend either canned or frozen.
1 TBSP softened butter
1 cup milk
1/4 cup heavy cream
2/3 cup all purpose flour
3 eggs
1/4 cup sugar
2 tsp vanilla
1/4 tsp salt
4 cups nectarine slices, cut into 1/2-inch pieces
1 TBSP confectioners' sugar
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JoeAsakura Blog
Meet the Scout
The Colour of Death
Red ring of death. My Xbox 360 was picked up for repair about 5 hours ago. "Oh noes."
I'm not actually that bothered though, really. I'm currently starting up a website, along with playing Team Fortress 2 and Call of Duty 4 on the PC non-stop, so i'm pretty occupied with other stuff. I guess my 360 dying is just a minor inconvenience.
Yeah, I know my video review isn't up yet. I haven't started it yet, due to technical difficulties with both my computers over the weekend. So expect it sometime this week maybe, if any of you are even bothered anyway.
Also, Level 25: Defias Brotherhood.
Time to Check Out the Hype
Time to kick those fanboy's into shape.
Battlefield: Heroes
In Remembrance Of...
Full Editorial Coming Soon
Anarchy in GameSpot UK
Updated Blog
I'd like all of your opinions on my new blog header, it'll serve as the intro logo for my new video blogs that are in the works, with use of my new webcam.
Thanks, GameSpotters!
Team Fortress 2
Pointless test footage of me using the in-game Source Recorder. Seemed to work fairly well, although GameSpot's video player doesn't do it justice.


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Buffett's Goldman defense reeks of hypocrisy
Warren Buffett's about-face on derivatives smacks of a rich, spoiled brat, not the sage, sensible investor the market adores.
By Lauren Tara LaCapra, TheStreet
Warren Buffett is a hypocrite.
For at least eight years, the Oracle of Omaha had been grousing about the derivatives business: In 2002, he called derivatives "financial weapons of mass destruction." In 2003, he said they were "unattractive" and moaned about related losses. In 2004, he compared the derivatives market to hell. In 2005, he mocked the way contracts are structured and compared the dangers of derivatives trading to Hurricane Katrina.
In 2006 and 2007, Buffett's tone softened a bit as Berkshire Hathaway (BRK.A) wound down a derivatives business it took over when it acquired Gen Re. He breathed a sigh of relief on that front, and assured investors that all remaining derivatives contracts that Berkshire held were personally managed by Buffett himself and contained "no counterparty risk."
He provided perhaps the most stunning rebuke of derivatives and their supporters in 2008. He began by simply stating: "Derivatives are dangerous," but went on to compare them to contracting a venereal disease with a philandering sexual partner.
"It's not just whom you sleep with, but also whom they are sleeping with," Buffett warned.
But this year, Buffett is lobbying hard against any attempt to rein in the "dangerous" and unregulated derivatives market. He would like a pass on any rule that would require broker-dealers to clear such deals in an open market or post higher capital to cover related losses. It's not that Buffett doesn't support the broader measures. He just thinks Berkshire shouldn't be required to pay up for contracts it already brokered.
His argument -- or his campaign donations -- was apparently so convincing that the senator from his home state of Nebraska, Ben Nelson, was the only Democrat to join Republicans to help block debate on financial-reform legislation. Nelson also succeeded in getting the Agriculture Committee to exclude existing contracts from the derivatives bill it approved.
At Berkshire's annual shareholder meeting over the weekend, Buffett also issued a muscular defense of Goldman Sachs (GS) and its CEO Lloyd Blankfein. It's ironic because the Securities and Exchange Commission has accused the firm of fraud, and the Justice Department has reportedly begun a criminal probe into transactions involving the type of derivative contracts that gave a lot of investors metaphorical genital warts.
One wonders whether Buffett would be so supportive of Goldman and its behavior if he didn't hold a $5 billion preferred stake in the company.
To continue the Oracle's own metaphor, it appears that Buffett has been having unprotected sex -- and doesn't want to stop.
No one doubts Buffett's ability to invest wisely. His hand-picked, self-structured and closely monitored derivatives contracts have been "significantly" profitable, according to last year's annual report. He expects them to continue to earn money over the life of the contracts, though he acknowledges the potential for "wild swings" on a short-term basis.
Nonetheless, Buffett's self-serving actions and blatant hypocrisy are disappointing. It tarnishes his reputation as a sagacious philanthropist -- albeit a capitalist one -- who supports sensible measures for ordinary investors. Buffett's annual letters read like guides for the Average Joe investor, but his recent actions smack of a wealthy, spoiled brat: It's OK to hammer everyone else with reforms that will help the system; just don't hammer Berkshire.
"We are delighted that we hold the derivatives contracts that we do," Buffett said in his 2009 letter to Berkshire investors. "To date we have significantly profited from the float they provide. We expect also to earn further investment income over the life of our contracts."
Indeed he does. The rest of the market be damned.
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Reader Comments (Page 1 of 1)
I like the engineering is seperate from the other, what, five or six craft professions? Its nice that there is one profession that actaully bring some originality to the table - something engineering has always done. If you want +38SP, so with one of the other SEVERAL profession that you can gleen that bonus from. But is 38+/- SP gonna be the deciding factor in Yogg? In Arthas when item levels climb even higher? It nice but not really game changing.
Engineers bring mobile mail boxes to the raid, scrap bots for on spot repairs and reagents, and get to add fun abilities like rocket boots to their feet. Is that worth 38 SP? As a blacksmith holy pally, I think I could just heal 38SP better if I could have rocket boots ^^ That might get you into that Hodir Starfall faster or out of a Mimiron Laser Barrage that went astray - and there's not a number you can put on that.


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So much for Cee Lo Green's Las Vegas debut this year.
The singer has officially postponed his "Cee Lo Green IS Loberace" show – which was scheduled to open Aug. 29 at Planet Hollywood Resort & Casino — until February.
On Tuesday, the Las Vegas Sun reported that the show would be postponed so the Atlanta-born Green could honor his judging commitments on "The Voice" and also because the staging – expected to be quite a spectacle – required more time and work than initially planned.
Green confirmed the postponement Wednesday night in a statement. The new opening date is Feb. 27. Those who already purchased tickets can exchange them for a new date or receive a refund. New tickets for the show – which will still be held at Planet Hollywood – go on sale Aug. 1 through Ticketmaster.
Green's show is expected to be a frothy, colorful presentation, similar to Liberace's famed Vegas performances.
Follow me on Twitter |Facebook
July 19th, 2012
3:00 am
[...] News here – Atlanta Music Scene ← Storming Firing Up Again Cancel [...]
July 19th, 2012
6:46 am
Who Cares….go away.
July 19th, 2012
6:48 am
Will he even be relevant next year?
His Atlanta show was just cancelled due to poor ticket sales-
July 19th, 2012
6:58 am
"Nah"…totally agree! His "15 minutes" has long come & gone, just another "flash in the pan". Who'll even remember him 10 years from now?
July 19th, 2012
8:14 am
You people on here are stupid as hell! Cee-Lo has been on the scene since 1995 and is still here. I think the first 3 comments on here are from the same person…….
July 19th, 2012
2:08 pm
"15 minutes" ha! Yall are crazy, Carlos has been in the music industry since I was in middle school (early 90's), has ton's of hits, grammy's, and writes for a number of artist that are on the charts now. Even if this show doesn't happen believe me he is not hurting. I just wish we could get a Goodie Mob reunion album.
July 19th, 2012
11:01 pm
Cee Lo got some skank in the tank.
July 20th, 2012
10:33 am
the first three comments need to do their homework. dude has been around almost 20 yrs.


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Keep these slightly spicy, fiber-rich beans on hand for quick breakfast burritos or soft veggie tacos.
This recipe goes with Beefy Taco Salad
Southern Living MAY 2003
Sauté chopped onion in hot olive oil in a Dutch oven over medium-high heat 5 minutes or until onion is tender. Add minced garlic, and sauté 1 minute. Stir in tomato sauce and remaining ingredients.
Bring to a boil; reduce heat, and simmer 8 minutes.
Mash bean mixture with a potato masher until thickened, leaving some beans whole.
Go to full version of


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After the park and the street the interior of the building seemed very silent. A long beam of sunlight, in which small particles of dust swam about, all at once slanted through an upper window on the staircase, and struck the opaque glass panels of the door. On several occasions recently I had been conscious of approaching the brink of some discovery; an awareness that nearly became manifest, then suddenly withdrew. Now the truth came flooding in with the dust infested sunlight. The revelation of self-identity was inescapable. There was no doubt about it. I was me.
Anthony Powell


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Westchester Area School - School Profile (Private School)
Helpful Resources
Corrections to the school database are encouraged! School Edit Form.
Westchester Area School - School Boundaries Map (School Attendance Zone)
Nearby Public Schools (within a 15-mile radius)
Daniel Webster Elementary School, NY
(0.1 miles NNW)
Columbus Elementary School, NY (0.5 miles S)
Hutchinson School, NY (0.6 miles W)
New Rochelle High School, NY (0.9 miles NNE)
Colonial School, NY (1 miles SSW)
Pelham Middle School, NY
(1.2 miles SW)
Pelham Memorial High School, NY (1.2 miles SSW)
Mount Vernon High School, NY (1.2 miles NW)
Traphagen School, NY (1.3 miles WNW)
Siwanoy School, NY (1.4 miles SSW)
Nearby Private Schools (within a 15-mile radius)
Westchester Area School, NY
(< 0.1 mile)
The Pre School Learning Center I, NY (0.7 miles NNE)
The Hallen School, NY (1 miles SE)
Blessed Sacrament St. Gabriel Hig, NY (1.2 miles SE)
Holy Name of Jesus, NY (1.3 miles E)
Our Lady of Perpetual Help Schoo, NY
(1.4 miles S)
Salesian High School, NY (1.5 miles E)
Excelsior Learning Center, NY (1.5 miles WNW)
Mount Tom Day School, NY (1.8 miles SSE)
Sacred Heart School, NY (2 miles WSW)


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Keangnam Hanoi Landmark Tower is a supertall skyscraper under construction in Pham Hung Boulevard, Cau Giay district, Hanoi, Vietnam. The area is reserved for big companies to set up their headquarters there such as Agribank and VNPT. This tower is part of a complex of residences and office towers, including a 70-story office tower with the height of 336 m and two 47-story residence towers. Keangnam Hanoi Landmark Tower is located on an area of 46,000m2 and the total floor area is 579,000m2, ranking 5th for the floor area of a single building in the World. The investor of this complex is South Korea-based Keangnam. The investment capital for this complex is estimated $1.05 billion USD.
According to the master plan, the complex features a 5-star hotel, offices, entertainment areas, retail spaces, clinics and convention centers. It is scheduled to be completed by 2011. Upon full completion, Hanoi Landmark Tower will be the world's 26th highest building and the highest in Vietnam. The second highest skyscraper in Vietnam is the 68-story Bitexco Financial Tower in Ho Chi Minh City.
On June 11, 2008, an agreement was signed between the tower's management and the InterContinental Hotels Group to operate the 383-room hotel in the tower as InterContinental Hanoi Landmark. The residences will also be serviced by the hotel and will have access to its facilities.


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11 Responses to "Memorized Transactions in QuickBooks"
Hi. I am going nuts. i have read various sites and gather other people have struggled with this issue but i find no good solution. I have a memorized transaction list with 56 members. We need to change the dues to a different amount (just passed dues increase). Next automatic recording is july 1. Of course, when i go to edit memorized transaction it does not show amount, just all the other details, like when to pay. Do i need to delete this entire group and start over? In my mem trans list, why can't i just select the amount and change it?
I am not on a mac. I am willing to change one member at a time if i have to, but i'm not clear how even to do that. i'm concerned that i will goof up what's already in someone's account. Yikes! If you have a good tip, that would be great, for the good of general sanity. THanks, Susie
do i have to exit quickbooks for it to enter automatic Bill into the bill pay. It only does it when i open quickbooks and a pop up ask me if i want it to enter the bill. I sometime don't shut Quickbooks down for days
How do I view what is Automatic transaction is being added when I hit now. I have only 44 memorized transactions in my list but quickbooks wants to load 142 transaction and I don't know what this is.
I have several recurring bills memorized. However they don't show up in the unpaid bills detail report? Any help would be appreciate. FYI I am using Quickbooks 2011
Changed the due date on 'Unpaid Bills' – report to a future date and it did include the memorized transactions, thank you. However, regular entered bills show up in this report, no matter if the due date had been reached or not. The memorized transactions also don't show up in the aging summary till the due date has been reached, even though they are executed for the month.
Hi there…i'm using the Mem Trans function…but something happened where my list disappeared…it used to come up EVERY time I open QB, which was great. Now it doesn't and i have to REMEMBER to Click on Memorized Transactions….I checked in Preferences but can't find anywhere how to "Turn it back on". Any idea? thanks!
What if I accidentally said yes, record memorized transactions and I did not want them recorded? Do I have to go through every single transaction and delete them individually? you would think that as easily as I recorded all of them, I could easily delete the ll at the same time Thanks


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|Main » Ad Board » AU PAIRS TO DENMARK
|Au-Pairs |
|04.12.2012, 16:17
| NAME: Maryna
COUNTRY: Ukraine
AGE: 22 years old (04/01/1990)
LANGUAGES: English, Russian, Ukrainian
DRIVING LICENSE: yes
READY TO TAKE CARE OF KIDS: from 1 year old and older
READY TO START: asap
READY TO STAY: 1-2 year
ADDITIONAL: She has a good experience in taking care of kids. And she has nice references about it.
Letter and photo
Contact with Au pair
Contact with Gratis Au Pair Service
|Added by: goaupair | Contact person: Gratis Au Pair Service E W
|Views: 864 | Placed till: 04.12.2013


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Public Law and Human Rights
Public law and human rights cases are often at the cutting edge of legal developments in the UK and serve to help maintain the balance between the interests of the individual and the State. For many years, Blackstone Chambers has been the home of barristers dedicated to ensuring that the rights and interests not only of individuals but also of regulatory bodies and companies are recognised and protected.
Blackstone Chambers is particularly noted for its ability to provide commercial advice in a public law context. The set has an almost unique mixture of commercial and public law expertise and is able to offer lateral thinking practitioners at all levels of experience able to operate to their client's advantage.
Blackstone Chambers won Set of the Year for Human Rights and Public Law 2012 at the Chambers Bar Awards.
Blackstone Chambers also has a dedicated Environment Group.
Barristers specialising in this area
Recent casesview all
Rawlinson and Hunter Trustees SA and Ors v Director of the Serious Fraud Office
[2014] EWCA Civ 1129
R (Public Law Project) v Secretary of State for Justice (Office of the Children's Commissioner intervening)
[2014] EWHC 2365 (Admin)
R (Flatley) v Hywel Dda University Local Health Board; R (Flatley) v The Welsh Ministers; R (Donohoe) v The Welsh Ministers
[2014] EWHC 2258 (Admin)
The Human Dignity Trust v The Charity Commission for England and Wales
Denton v T H White Ltd
[2014] EWCA Civ 906
News & Eventsview all news
Six Nominations for Chambers Bar Awards 2014
News | 16 Sep 14
Tom Hickman to speak in New Zealand on Bill of Rights Reform
News | 19 May 14
Alan Maclean QC joins Blackstone Chambers
News | 03 Mar 14
Attorney General's 2014 Panel Promotions
News | 27 Feb 14
Bingham Centre Review into Streamlining Judicial Review Published
News | 19 Feb 14
PLP Judicial Review Conference 2014
Event |


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The Best Part of Me: Developing a Positive Self-Image
Wendy Ewald, the editor of the book, The Best Part of Me is a woman and an educator I have admired for many years. When I was teaching, I became deeply inspired by her Literacy Through Photography project and began to use photography with my students as a way to help them develop their voice.
The book, The Best Part of Me, is a wonderful resource and a good catalyst for sparking meaningful conversations and a fun photography project to share with your children.
I started out by telling the girls that I had an important question for them. They asked me what the question was and I told them that I needed to read them a special book before I could ask them the question. Well… at this point they were so curious that they begged me to read them the book. They loved reading the book, which consists of photographs and writing by children. Each child was asked to choose and write about the best part of themselves. The text is actually printed in the child's own handwriting so the girls really felt as if they were reading the work of their peers. They asked me to read their favorite parts of the book to them again and again. At the end of the book I asked them, "What is the best part of you?"
They instantly started calling out a variety of answers and with our camera in hand we immediately went outside to take pictures. Later, I showed them the pictures we had taken and asked them if they wanted to write (dictate) some words to go with the pictures. Try to guide your children into going beyond their physical attributes. Encourage them to explore what they are able to do with their hands, mouths, ears, legs, etc. that makes them so special.
This experience is great for developing a healthy self-image as well as a good catalyst for discussions about how we are all different and the same.
A great way to continue the development of a healthy self-image is to pay close attention to the way you communicate with each other as a family. A great resource for improving family communication is our Put-Up and Put-Down eCourse.
6 Comments
I really like this idea! Thanks for sharing it. I'm an early childhood educator, so I will definitely be able to use this, but I think that even teens and adults would benefit from taking a step back from the hussle of the world and recognize these things.
You have just given me another way to teach my son about how others will see him when he is having his temper tantrums. Thanks!
Links of Last Week | Educating the Heart said on July 28, 2013 #
[...] a related note, Encourage Children's Personality Instincts, Don't Destroy Them. I love this project from Playful Learning Ecademy designed to promote positive self-image. It's applicable to [...]


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~ HMS Victory ~
~ Cutaways & Blueprints ~
~ Spanish Navy ~
~ The ship of the line ~
~ The art of transom ~
The HMS Sovereign of the Seas was the biggest and most decorated ship of its time. Its design was so ahead of its time that she was considered as the most modern ship built during the 17th century, albeit she was launched in a date so early as 1637. Being the best equipped warship of its time, she was known by the dutch as The Golden Devil.
The keel was laid down in the beginning of 1636, using a timber piece of 39 meters lenght and 80 cm thickness, that needed the strenght of thirty-two draft animals to be transported. During one year and a half the hull was built, until the launching was possible during a midnight on the fall of 1637. The ship was so expensive that the king Charles I imposed a special tax to make possible the project. It was really a nonsense display of arrogance the construction of such a ship, which caused a financial crisis and contributed to the English Civil War. The golden (gilded) decorations supposed a tenth of the budget and that alone was equivalent to the cost of an average warship armed with forty guns.
The HMS Sovereign of the Seas had a total lenght of 71 meters, a beam of 14.7 meters and a draught of 7.2 meters; displacement was around 1540 tonnes. Originally built as a 102-gun first-rate ship of the line, the armament was distributed in several ways during her operative life. According to the illustrations, the armament could be distributed this way: twenty-eight cannons on the lower gun deck (four of them shooting backwards and being the two foremost gun ports unused), twenty-eight cannons on the middle gun deck (four of them shooting backwards), twenty-eight cannons on the upper gun deck (four of them shooting forward and two shooting backwards), eight guns placed on the forecastle, twelve guns placed on the quarterdeck and four guns placed on the poop deck. The cannons were built in bronze, which was typical on that time.
During two centuries the magnificent Sovereign of the Seas was a role model for the design of warships. She was the first ship that used royal sails, placed on the foremast and the mainmast. But she was not really perfect, and suffered important modifications during the six decades of her life. One of the three covered gun decks was removed to allow for better stability, most of the precious ornaments were removed as well and also her name was modified (firstly Sovereign in 1650, lately Royal Sovereign in 1685). The ship that was totally burnt by a mysterious fire in 1697 while in her retirement at Chatham, had really changed much from her original aspect. Perhaps the incoming 18th was not a century for her, after all.
HMS Sovereign Of The Seas Sails And Rigging Viewer
1 - Spritsail :: 2 - Spritsail topsail :: 3 - Foresail :: 4 - Fore topsail :: 5 - Fore topgallant sail :: 6 - Fore royal sail :: 7 - Mainsail :: 8 - Main topsail :: 9 - Main topgallant sail :: 10 - Main royal sail :: 11 - Mizzen topsail :: 12 - Mizzen topgallant sail :: 13 - Mizzensail :: 14 - Topmast of spritsail topsail :: 15 - Fore stay :: 16 - Fore topmast stay :: 17 - Fore topgallant stay :: 18 - Fore royal stay :: 19 - Main stay :: 20 - Main topmast stay :: 21 - Main topgallant stay :: 22 - Main royal stay :: 23 - Mizzen stay :: 24 - Mizzen topmast stay :: 25 - Mizzen topgallant stay :: 26 - Forepeak fairleads :: 27 - Bowsprit lashings :: 28 - Fore stay collar :: 29 - Clew garnet :: 30 - Buntline :: 31 - Bowlines :: 32 - Bridles :: 33 - Halyard :: 34 - Cargo rig :: 35 - Topping lift
The picture above is a representation of how the inner structure of the ship could have been. There were five full-lenght decks that were fully covered, except the waist deck. The forecastle was the traditional place for the kitchen, while the quarterdeck and poop housed the chambers of the commander and officers. On the uncovered waist deck is visible the bulwark, painted in strong red. It was common to paint in such color all the bulwarks on the upper, uncovered decks of the warships, or even in all of the gun decks, in an attempt to dissimulate the blood patches during combat, thus attenuating the panic caused by its vision. The waist deck is a part of the main deck, which is also referred as the upper gun deck.
On the waist deck emerges the head of a capstan used for maneuvers, which is settled on the deck below, the main (middle) gun deck, where another capstan, used for weighing the anchors, is installed in front of the bitts, where the cables of the anchors are hold. The cables of the anchors communicate with the orlop deck, where they are coiled, through the main hatch, located just before the mainmast. The main hatch, crossing all the decks, allowed to load the cargo on the stowage. An entry door allows to access the ship directly on the main gun deck; the mainmast chains ledge is extended in front of the door to ease access.
Below the gun decks were the orlop deck and the hold, which served as the storage for the goods of the ship. The base of the mainmast is enclosed within the cesspit's water box, from where the pumps absorb the water; the pumps were most of the time working to exhaust all the water that the wooden ships tend to leak. On the orlop deck, below the commander's and officer's chambers, runs the rudder's tiller, which in those times was attached to a simple lever to control the steering, since the steering wheel did not existed yet. Several protective gunwales run externally along the hull, reinforcing it.
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[video] Quick Take: Bursting the Bed Bath and Beyond Bubble
NEW YORK (TheStreet) -- Although not incredibly painful, investors are scratching their heads over the market's early struggles heading into 2014. Thursday hasn't provided any relief, with the S&P 500 giving up its early gains.
TheStreet's Jonathan Marino noted that European stocks were holding up well, while Asian shares were slipping. The Nikkei was down 1.5%.
Bed Bath & Beyond (BBBY) was getting hit, its shares down 13%, Marino said. The company, which reported earnings on Wednesday, missed on both the top and bottom lines and provided lower-than-expected guidance.
Family Dollar Stores (FDO) is also in the dog house after reporting earnings on Thursday. Shares were lower by nearly 7% after the company also missed on the top and bottom lines. Guidance was much lower than analysts had expected.Marino noted one of Jim Cramer's picks, U.S. Bancorp (USB), an Action Alerts Plus portfolio holding, has above-average loan growth and diversified earnings. With its history of solid returns, Cramer is looking for a sizable distribution of capital, Marino said. -- Written by Bret Kenwell in Petoskey, Mich. Follow @BretKenwell
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Since 1971 Houston Academy of Dance has offered the most up to date teaching methods and current dance trends for students of all ages and experience in ballet, pointe, jazz, tap, hip hop, and contemporary, basic ballet for two-year-olds, competition company, summer dance camps, summer intensive, and skills for drill classes.
Last update: May 20, 2014
2014 Dance Enterprises. All rights reserved.
This site created and maintained by Jill Orr


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Sell the house as is or fix it?
A home in subpar condition may leave you with little leverage in a buyers market.
Q: Is it better to do the repairs and sell at market price or to sell "as is" at below the market price? Our home needs new siding, new windows and some interior improvements. The neighborhood is stable with mostly middle-class homes. (Bing: What's the best replacement siding for your home?)
— D. Pattkin
A: You can certainly roll the cost of necessary repairs into your home's sale price, but you likely must offer buyers an extra discount for the time and trouble needed to address the necessary fix-it work. Otherwise, that same buyer could simply drive down the block and buy another home with newer siding and windows, a better interior, etc., for the same cost as yours and not have to pound a nail.
You are caught in a modern-day real-estate Catch-22 — that dreaded "darned if you do and darned if you don't" scenario. Tattered homes often will not sell conventionally — at least for a reasonable price — in this predominantly buyers market. Only in rare sellers markets would you have leverage despite your home's condition.
Read: Should you unload your home before you buy a new one?
So you may have to bite the bullet and do the work. Unfortunately, statistics suggest you will recoup less than 75% of your remodeling investment when you sell. According to Remodeling magazine's "2010-2011 Remodeling Cost vs. Value" report, a full window replacement in a midrange repair project returns 71.6% of investment in a home sale, while a siding replacement returns 72.4%. Both percentages are higher than most remodeling jobs. Other interior remodeling projects merit value returns of 45% to 73%, according to the survey.
- On our blog, 'Listed': Remodeling gets a dose of reality
Article continues below
While those data seem to suggest that sellers should offer buyers credits and let the buyers perform their own work, the reality is that if a home is too beat up, it may generate little interest from conventional buyers. Your only customers may be contractors or would-be home-flippers, who will likely lowball you because they can already get cheap fixer-uppers in the vast foreclosure arena. Unless would-be owner occupants are especially handy and have loads of spare time on their hands, they typically don't want to wrestle with significant repairs.
Read: How to land a fixer-upper loan
Of course, all real estate is local, so these generalizations may not apply on your block. Consider attending open houses in your area to assess the condition of homes for sale, with an eye on any apparent upgrades and other amenities and their impact on sale prices and buyer interest. A seasoned agent can also tell you about buyer priorities in an area.
- MSN Money: Are you crazy to buy a home now?
You might have to perform at least some repairs if you need to sell your house soon for anything close to optimal price.
Become a fan of MSN Real Estate on Facebook and follow us on Twitter.
Is everyone so lazy they let their home fall apart until it's time to sell it.
LOL - actually some of us know the market where we will sell. I could easily see that over-building would not be a plus in this market. I could also easily see that doing extensive upkeep on my home would not get me anymore money than if I just left it as is - and - that was correct.
There are few homes for sale in this market - if you want to buy - you take what you can get and pay what is asked. That will get you a home a decent road - which is very important in this area - many homes are on horrible roads in hard to get to places.
Did no work on my home after it was built - not for over twenty years. Did no work prior to sale. Got more out of my home than my neighbor got with a same size home. He fixed his home up prior to sell and still got less.
You have to know your market and have a sharp real estate agent who can get loans for the people who want to buy your house. I credit my real estate agent with the great price I got. My neighbor didn't use one - she and her husband sold it themselves. The fact that the local market had few homes at all for sale was a major factor. Also it helped that many homes that were for sale were not on a good highway - many on stone roads or hard to get to areas.
Sometimes only a real estate agent can get a loan to buy a house. Often a trip to the local bank is a waste of time.
As the article states, it is a damn if you do, damn if you don't situation. Given the glut of foreclosures on the market right now that are in very bad shape, you are competing with the banks who do want to get rid of these properties sometimes for pennies on the dollar. If you, on the other hand can get the repairs and upgrades done at a fairly modest cost, and can anticipate recouping 80 cents on every dollar spent on a higher home price and actually SELL the property, then by all means DO IT. I should note that due to the general weakness of the housing market out there, many formerly employed craft workers who used to build homes are out of work right now, and you can negotiate a better deal with these people due to the greater competition.
What I find is the best situation in terms of selling a home is to get the home up to a reasonable standard, while keeping your asking price as low as you can go. There are a LOT of people who have had to downsize their jobs (basically equating to them making less money per year) if they can find work at all. By offering a house for a lower asking price, it will be more likely that potential buyers can actually get a mortgage on your house, and the banks are willing to mortgage the property.
Now is definitely a buyers market for real estate in many areas of the country, and although there are buyers out there who are willing to pay top dollar for prime property, most houses that are sold today are based on a low price (mostly to investors). Housing, at least in the short term will never gain its luster in price appreciation that existed with double digit gains in the first five years in the last decade, but once the bottom is found in many markets, prices will probably go up with the rate of inflation, and that is all. In the long term, it has always been that way.
Hate to disappoint you.
A better home, 3 blocks away on the same street, was on the market for 10% less and is still on the market now.
We also made sure everything was painted, the sidewalks were edged, there were lots of flowers growing in the yard, etc. so the house said "Buy me!" when someone pulled up to it. We put the home on the market June 20th, had 3 offers by July 3rd, and settled at the end of July. We took an offer slightly lower than we asked because it asked little seller help at closing (a standard now) and basically accepted everything "as is," so I didn't have to worry about something popping up to cost me money.
I would never buy a house that needed a large repair (siding, roof, foundation, etc...) because the cost would then have to come out of my pocket as cash or some loan or credit card (with much higher int. rates than a mortgage). If I REALLY liked the house i would be willing to pay for the work if its rolled over into my mortgage. So if the house is priced at 300k and it needs 50k...i would be willing to pay 350K for it but the work would have to be done before I take possession. Yeah, i know 70% of 50k is 35k but i did say really like.
PS...I did buy a cosmetic fixer upper but redid the hardwood floors, painting and kitchen redo myself (except kitchen countertops)


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Japan's Studio Ghibli may not be as famous as Disney, but it's more than managed to hold its own in the ever-changing world of animation. While the Mouse House has been struggling of late as Mickey's magic has turned into Pluto's poop, the Japanese animators have been going from strength to strength, elbowing past the likes of Lilo & Stitch, Ice Age and Treasure Planet to land the Best Animated Film Oscar at the 2003 Academy Awards.
The story of a wilful 10-year-old girl called Chihiro who stumbles into a parallel universe of ghosts, dragons and monsters, Spirited Away delivers something completely different from the usual 'toon plot. Forced to stand on her own two feet, Chihiro takes a job in the basement of a spa hotel for the gods. There she realises that before she can escape, she must first find her place in this bustling community of spirits.
While American animation emphasises individual success and happy-clappy family values, Hayao Miyazaki is more interested in the Japanese theme of hard graft as the key to personal happiness. It's an idea that dominates the director's other films, from Kiki's Delivery Service to Castle In The Sky. If Miyazaki were to ever remake Snow White And The Seven Dwarfs, chances are he'd soon have the pristine heroine down the mines shovelling coal.
Such Eastern quirkiness extends to the dreamlike quality of the animation. Steeped in Japanese mythology, Spirited Away is full of bold, imaginative strokes and characters striking enough to deserve their own spin-off movies. They include a slobbering, Jabba The Hutt-style "stink god" in desperate need of a bath; a talking frog in a kimono; a group of helpful soot creatures; and a trio of bodyless heads that roll around the floor murmuring to themselves.
Then there are the backgrounds. Filled with gorgeous buildings, rolling fields and shimmering lakes, this beautiful, haunting world lies somewhere past the end of the rainbow. See it and marvel.


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Hillcrest Road, Hershey, PA 17033
Phone (717) 534-1765 | Fax (717) 533-9654
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(Noon - 3 pm)
The main bar is now open at noon, Monday through Friday, offering a $5.95 lunch special menu (regular menu available too), so stop on by for a quick bite to eat over lunch!!!
2014 Membership Renewals
Please be prepared to show your server/bartender your 2014 membership card before being served. If you have not renewed, they will be happy to provide you with a renewal form and take your payment. Thanks for you continued patronage!
Gift Cards
Hershey Italian Lodge Gift Cards make great presents and rewards. You may purchase cards for any denomination starting at $5.00 from the bartender on duty.
Memorial Board
There is space available to have a plaque memorializing family and friends. The $100 fee includes printing and placement of your plaque on the board. To request a plaque contact the office.
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The web's freshest teen flatties
Welcome, Sakura! Are you sure you're 18? "[Laughs] I get that all the time, but I've been 18 for a few months now already. I never realized how much guys are into younger-looking girls. I used to think it was a shame I didn't have much of anything in the way of boobs, but so many guys love my flat, little chest that now I see it as a good thing. Hurray for flatties!" Is that what made you decide to pose for us? "Well, I was really excited to find a magazine that doesn't try to cover up flatties with super-padded bras or boob jobs. I'm happy to show off my bitty titties across the pages of 18eighteen. Plus, I've never done anything like this before. I wanted to show people that you don't have to be a certain type of girl to do this. Even nice, quiet girls are horny and like to get naked in front of the lens now and again." Definitely. So tell us, have you had much experience with guys? "I haven't gone all the way yet, but I've done other stuff, like give blow jobs. Older guys hit on me the most, and a lot of the time, they're just happy to see me without my clothes. I've met a few guys who just wanted me to lie naked on their bed and touch myself so they could watch. It makes me horny seeing them watch me like that. I'm not prude, but I'm still waiting for the right moment to give up my virginity. Maybe soon?"


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I like the FIT by Iluvanne on 03/03/2012. Trim: 2010 Honda Fit 5-Spd AT, Owned 2 years.
Pros: Gas mileage and room are excellant
Cons: Cabin noise is greater than more expensive cars.
Overall review: I drive a Tundra, camry xle, new chevy malibu (work car) and just got rid of the 2010 Jetta. The Fit is perfect for what it was purchased. Gets my 19 year old to school a few miles away and good for shopping trips. Lots of room. Good gas mileage. Use it for long trips from AZ to So. Cal without problems. The cabin noise and vibration is not what I get in my Camry but I didn't expect it to be better. It is less comfortable than the Chevy Malibu but but far exceeds the gas milege. Looks cool and is roomy and easy to drive.
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The Best Car that Honda Currently Manufactures by Tremendeaux on 09/09/2012. Trim: 2010 Honda Fit Sport 5-Spd MT, Owned 2 years.
Pros: Great manual shifter, better than promised MPG, many useful seat and cargo configurations, decent stock radio on sport model, go kart handling, rear seat backs recline, excellent visibility
Cons: Seat material attracts lint and dirt, 5th gear too short for highway cruising, can get tossed around in windy conditions, super fast steering takes some getting used to, should come with optional center console armrest as standard equipment, my 98 Civic hatch gets better mileage
Overall review: I am 100% satisfied with my Fit. The first thing I did was 20% tint because this thing is like a greenhouse. I have averaged 38.7 MPG in mixed driving over 55,000 miles, and sometimes I drive it like I stole it. The MPG sweet spot seems is 45-55 mph. It is super fun to drive on twisty roads. I know I am in the minority, but I actually like that it is a high revving engine, and I love the sound once it gets above 5000 RPM. I have not had to do too much other than routine maintenance, but I did replace the tires once they wore out at about 48,000 miles. I test drove almost every car the Fit competes with, and am thoroughly convinced that I bought the best in the class.
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Great Car for the money by A.B.N.C. FIT on 08/18/2010. Trim: 2010 Honda Fit 5-Spd MT, Owned less than 1 year.
Pros: fuel economy 44 mpg, roominess,handles nice, paint finish very nice,smooth shifting,nice sound system
Cons: Large windows create a hot car, hard to find sun shade,we made one, motor struggles with A.C. on,kinda cheap interior
Overall review: Bought the Fit to replace my 89 turbo spirit(28mpg)Wanted room to carry stuff,got it,Wanted good gas mpg,got it. Nice tight ride,interior could be better
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Does what it is intended to do. by joe on 10/27/2012. Trim: 2010 Honda Fit 5-Spd AT.
Pros: Fun to drive. Did some modes (intake/exhaust). Now it runs better, without the howl.
Cons: Ride gets stiffy with four people onboard.
Overall review: Makes an excellent hauler. Good for city driving. Drove it to Portland OR. Not bad.
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small,light but powerful by An MSN Autos Consumer on 09/13/2012. Trim: 2010 Honda Fit 5-Spd AT.
Pros: this fit just fells like im driving a go kart
Cons: the car has no shifting :(
Overall review: ill say its a 60% cool hatch back vehicle
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tyler dean. twenty three. michigan, usa. pop culture enthusiast. i am obsessed and in love with britney jean spears and buffy the vampire slayer. always have been, always will be. i also love veronica mars, lana del rey, lindsay lohan, josh hutcherson, nicki minaj and one direction. this blog is occasionally inappropriate. you've been warned. 18+
Don't make me bring up Britney Jean. Because I will.
I'm the only Britney fan who bought n liked Lotus??
omg 10,000 in thew uk (flop)


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Next to the production BRZ sports car , Subaru will also be unveiling the Advanced Tourer Concept at the upcoming Tokyo Motor Show. This concept is a revolutionary sports tourer that previews a new generation sports wagon and features an innovative exterior design and a new downsized direct fuel injection turbo engine.
The new Advanced Tourer Concept is defined by the company's latest "Confidence in Motion" design language and gives the impression of a coupe style car. The concept's entire roof is made of glass, while the inside layout features various elements such as wood and metal. The steering wheel includes a large monitor that allows access to maps, television, and internet services.
Under the hood, Subaru has placed a new downsized direct fuel injection turbo engine that the company says will help improve fuel economy drastically. It is a 1.6 liter engine equipped with a direct fuel injection
system that injects the necessary amounts of fuel into the cylinders at appropriate moments, and a turbo system which efficiently supplies large amounts of air into the cylinders. The engine will be coupled with Subaru's continuously variable transmission and to a Symmetrical AWD


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All News
Another bear attack
For nine years, Kelly Ann Walz kept the black bear she called "Teddy" as a pet, raising it from cubhood at her hilltop menagerie where she also cared for a mountain lion and tiger. On Sunday night, she went into Teddy's 15-by-15-foot steel and concrete cage, throwing a shovelful of dog food to one side to distract the bear while she cleaned the other side. But the 350-pound bear turned on Walz and attacked her. Walz was pronounced dead at the scene.
Now matter how tame they may seem, wild animals are still wild animals. Born Free USA keeps a database of attacks by captive pets on their possessors.
Pet bear turns on Pa. owner, kills her in cage
Michael Rubinkam
The Associated Press


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Welcome to the services page. Here you will find information about our distribution and general services.
To download Blue Pie's general distribution and services brochure click on the PDF icon below.
|Download Blue Pie's General Distribution and Services brochure
If you would like to know more then you can email firstname.lastname@example.com
|Our consulting services are designed to guide our clients through the entire process of promoting and marketing their releases. It includes referrals to other appropriate companies that can become a part of the campaign on the Press, Lifestyle Marketing and Merchandising levels.
Whether you're debuting a new band or your established act is releasing a new effort, our concerted activities will start an early buzz. The Music Industry is in a continuous state of evolution. Every step of promotion and marketing is extremely important and warrants consideration. The Blue Pie Promotion team offers comprehensive promotion strategies that lends years of experience, commitment, persistence and passion you can rely on. We invite you to call on us for a consultation to see how we may fulfil your individual needs.
|Blue Pie is a highly creative and flexible company suited to offer our customers a custom music solution to cater to their requirements. All the music that Blue Pie licenses comes from our catalogue or we create with our our own producers, writers and musicians. All the music is produced in at the best facilities that utilises the latest recording technology, equipment and software. The music we create can be provided in any format.
The cost of these services is dependant on what is fully required, and its eventual usage. If you require a service that we have not mentioned on the site then please email us with your requirements and we will do out best to meet your needs.
|Blue Pie has a subsidiary " SMS GROOVES " For all your SMS marketing and SMS music services please feel free to contact us and we will get the team from SMS GROOVES onto the case.
|eCommerce has become a vital component of almost any type of business strategy. While selling goods and services online may seem to be a simple process, it is fraught with risk and complexity.
Without a proper strategy and carefully considered roll out and development plan, even the most experienced companies can make the wrong decisions and cripple their firm's competitive position in the market.
|For companies to compete in today's commercial environment they need an informed business model as well as a specialised mix of the latest technology, customer focused design and contemporary marketing techniques.
|Blue Pie's passion is the Internet - but as a business and marketing 'tool'. We understand technology, e-commerce, and e-marketing.
|As well as winning in-house talent, we boast a consultant directory of print designers and PR consultants many of which are exclusive to Blue Pie. You need paper we make it talk.
|Blue Pie provides the best solution for our clients by developing alliances with leading companies, because we believe very few companies of tomorrow will succeed today by going it alone.


text: The high quality Stiga 3-Star Table Tennis Balls are suitable for playing in tournaments. New and improved tennis balls follow the standard ITTF size and weight regulation. The ping pong balls provide better performance with consistent bounce and superior spin. Enhanced ball control and longer volleys make it suitable for extended plays and offer an extra edge to the game.


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Animals as leaders theory?
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Wings of Obsidian
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Join Date: Mar 2009
Location: Wilmington, NC
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Originally Posted by
Lives Once Abstract
Does anyone know the actual theory behind his music? like what type of scales and arpegios he uses? along with chords? i know how to play a few of his songs but i have no idea what im actually playing if that makes sense?
i know he uses alot of jazzy influence, but its nothing like any jazz ive ever heard
Tosin has a real mastery for extended jazz chord voicings via the extra range on the 7 and 8-string guitars. I mean, some of the stuff he uses are chords made of parallel 4ths and 5ths (turn those into arpeggios). Any really dissonant-sounding "sus" or "add" are probably also a good guess.
Another really important thing is Tosin's selection of which intervals to use, which can really affect the sound and selection of chords.
I'm not a theory wiz. But that's just my:
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DETROIT (WJBK) -- Crews are working to fix a massive sinkhole in downtown Detroit just blocks away from the North American International Auto Show.FOX 2's Roop Raj says the sinkhole opened at W. Jefferson and Randolph Saturday and is about 14 feet deep.Crews have Randolph closed at Jefferson, along with the two westbound lanes of Jefferson. Motorists who use I-375 to get downtown are being asked to use the Lodge Freeway instead.Officials say it could take a few days to repair.
KMSP-TV11358 Viking DriveEden Prairie, MN 55344
Phone: (952) 944-9999Fax: (952) 942-0455