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Seek Wisdom by Thomas Walker - over 1 year ago
"This photo is one of 50 that my son took at his fraternity house on Purdue University campus. All of his brothers want a jacket. Working with customInk was a pleasure. They are very wonderful to work with and extremely helpful. Very professional company."


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- Author LG
- Published September 11, 2013
Full screen gaming for two
Split-screen gaming is great but imagine being able to play a two-player game in full screen all on the same TV. LG has taken its 3D technology and applied it to gaming with Dual Play, which lets each player see the game from their own perspective without halving the screen size.
Click here to find out more aboutLG Smart TVs and Dual Play

subset: commoncrawl


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MADISON, WI (WTAQ) - Wisconsin lawmakers plan on act on dozens of bills, as they begin the final three days of their two-year session.
Some major items are on the table in the Assembly – including the federal order to end the enrollment cap on the FamilyCare program adopted a year ago.
The Assembly will also consider several education measures, including an evaluation system for teachers and principals – limiting the private school voucher program to the current Milwaukee County and Racine – approving state funds for disabled students to attend any public or private school – ending voter registration in high schools – and making sex education classes teach abstinence, with teachings of contraceptives optional.
The Assembly also has bills to create a wolf hunt, stronger guidelines for abortion doctors, relaxing rules on building piers, and letting home brewers offers their beers and wines outside their homes.
They'll also consider an end to secret budget earmarks, by listing those who sponsor them and identifying who they benefit.
Senators will consider bills banning cell phone use by new drivers with instruction permits or probationary licenses – letting judges order GPS monitoring of those who violate restraining orders – and policies for dealing with concussions in youth sports.
Once the session ends, most likely overnight on Friday morning, lawmakers will key in on their election plans for later this year.


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We therefore have openings only for high flyers graduates
Job Title: Fresh Graduates
Biomedical Engineers
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Important Good Communications Skills, ability to write good reports and prepare memos.
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A rewarding career awaits the successful applicants as remuneration Ls very atractive
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email to: firstname.lastname@example.com
Please do not apply if you do not meet the above criteria
Application Deadline 21st March, 2013
Employment Opportunities at Manpower Nigeria. Apply Now!


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Sweet Corn Soufflé with Bacon
The sweet-salty flavor of this soufflé makes it well suited to roasted pork. It bakes in a standard 11 x 7-inch baking dish instead of a special soufflé dish.
Yield: 10 servings (serving size: about 1/2 cup)
More From Cooking Light
Nutritional Information
Amount per serving
- Calories: 112
- Calories from fat: 26%
- Fat: 3.2g
- Saturated fat: 1.1g
- Monounsaturated fat: 1.2g
- Polyunsaturated fat: 0.6g
- Protein: 5.3g
- Carbohydrate: 17.1g
- Fiber: 1.9g
- Cholesterol: 5mg
- Iron: 0.7mg
- Sodium: 241mg
- Calcium: 40mg
- 3 cups fresh corn kernels, divided (about 4 ears)
- 2 bacon slices
- 1/2 cup chopped onion
- 1/2 cup chopped celery
- 1/2 cup chopped red bell pepper
- 2 tablespoons finely chopped seeded jalapeño pepper (about 1 pepper)
- 1/4 cup white cornmeal
- 2 tablespoons all-purpose flour
- 1 cup fat-free, less-sodium chicken broth
- 1 cup 2% reduced-fat milk
- 1/2 teaspoon salt
- 1/4 teaspoon freshly ground black pepper
- 1/2 teaspoon cream of tartar
- 4 large egg whites
- 1 tablespoon sugar
- 1/3 cup chopped fresh cilantro
- Cooking spray
- Preheat oven to 400°.
- Place 1 cup corn in a blender or food processor; process until pureed. Set aside.
- Cook bacon in a large saucepan over medium heat until crisp. Remove bacon from pan, reserving drippings in pan. Crumble bacon; set aside. Increase heat to medium-high. Add remaining 2 cups corn, onion, celery, bell pepper, and jalapeño to drippings in pan; sauté 7 minutes. Combine cornmeal and flour; sprinkle over vegetables. Cook 1 minute, stirring frequently. Stir in pureed corn, broth, milk, salt, and black pepper; bring to a boil. Reduce heat; simmer 20 minutes or until very thick, stirring frequently. Spoon into a large bowl; cool 15 minutes, stirring occasionally.
- Place cream of tartar and egg whites in a medium bowl; beat with a mixer at high speed until foamy. Gradually add sugar, beating at high speed until stiff peaks form. Gently stir one-fourth of egg white mixture into corn mixture; gently fold in remaining egg white mixture, crumbled bacon, and cilantro. Spoon mixture into an 11 x 7-inch baking dish coated with cooking spray.
- Place in a 400° oven; immediately reduce oven temperature to 375° (do not remove soufflé from oven). Bake 35 minutes or until puffy and set. Serve immediately.
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Sweet Corn Soufflé with Bacon Recipe at a Glance
- COURSE: Side Dishes/Vegetables
- CONVENIENCE: Entertaining, Kid-Friendly
- CUISINE: French
- MAIN INGREDIENT: Vegetables
- DIETARY CONSIDERATION: Low Cholesterol
- COOKING METHOD: Blender, Food Processor, Bake
- OCCASION: Autumn, Winter, Christmas, Kwanzaa, New Year's, Thanksgiving
- PUBLICATION: Cooking Light
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For more music history, visit Composers Datebook.
Israeli-American composer Ofer Ben-Amots combines Jewish folk music with contemporary textures. This past summer, he joined Fred onstage at the Grand Teton Music Festival. On Tuesday's Performance Today we'll hear highlights from that conversation, plus a stirring performance of his Odessa Trio.
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|Site-Specific Management Approaches and Redevelopment Tools – Technologies (SMARTTECH) (EPA/600/C-03/081) 2004
EPA and the German Federal Ministry of Education and Research (BMBF) continue an ongoing partnership to gain an understanding of each other's approach to the cleanup of chemical contamination in order to protect human health and the environment. This partnership has now entered its third phase, with a new focus on providing a variety of tools, approaches, and technologies that could facilitate streamlined, cost-effective cleanup and redevelopment of contaminated sites, or brownfields.
The Interstate Technology and Regulatory Council (ITRC), a key state-led organization, is also a significant contributor to the third-phase activities. In 2000, the US-German Bilateral Working Group (consisting of EPA, BMBF, ITRC, and others) conducted studies to identify elements of brownfield redevelopment and understand which elements posed the most difficulties during a redevelopment effort. The group discussed tools that could be developed to assist stakeholders in overcoming the barriers to redevelopment. SMARTtech is one of these tools.
SMARTtech, or Site-Specific Management Approaches and Redevelopment Tools Technologies, is a compilation of four searchable databases—characterization technologies, remediation technologies, monitoring technologies, and cultural heritage case studies—designed to facilitate redevelopment of potentially contaminated sites.
Order the SMARTtech CD:
National Service Center for Environmental Publications (NSCEP)


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University of Georgia
Human Nutrition And Foods
Human Nutrition And Foods 2100
Chapter 11: Diet and Health
Chapter 11: Diet and Health
Human Nutrition And Foods 2100
University of Georgia
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} ul li { list-style: disc; } ol li { list-style: decimal; } img { border: 0; } table { clear: both; width: 100%; border: 1px solid #c5c5c5; border-width: 1px 0; margin: 0; page-break-after: always; } table#page { page-break-after: auto; } td { text-align: center; font-size: 12px; border-bottom: 1px dashed #c5c5c5; height: 1.75in; width: 50%; padding-left: 15px; } .leftside { border-right: 1px solid #cccccc; padding: 0 15px 0 0; } .bottom td { border-bottom: none; } .clearfix { clear:both; line-height:1px; height:1px; } img { max-width:80%; max-height:150px; margin:20px; } @media print {.header { display: none; } .content .header{ display:inherit; } table { border: 1px dashed #bbb; border-width: 1px 0; } .theNote{ background-color:white; } } Disease Infectious Disease -caused bacteria viruses parasites -transmitted from 1 to another via contact Chronic Disease -irreversible -degeneration of body organs, genetic predisposition, personal medical history, poor lifestyle choice(poor diet, smoking, alcohol) Causes of Death: heart disease, cancers, strokes Malnutrition and infection worsen each other: Immunity is impaired by: decreasing protein, energy, vitamin A, E, D, B vitamins, folate, vitamin C, copper, magnesium, selenium, increase and decrease of iron and zinc -malnutrition can resul from disease -cancer and hiv/aids (result in wasting of body tissues) Cardiovascular Disease(CVD) -results in 1 million deaths annually in U.S. -#1 cause of deaths in developed countries -men more likely to experience, women more likely to die Atherosclerosis: soft, fatty streaks along inner wall of artery -streaks enlarge becoming plaques, contributes to inelastic narrow vessel walls Atherosclerotic Plaques and Blood Clots Plaques induce: abnormal blood clotting, thrombus(stationary), embolus(thrombus that breaks loose), results in heart attack or stroke CVD Risk Factors Dietary Risk Factors Anthrogenic Diet-influence plaque formation -high in saturated fat and trans fat -low in veggies, fruits, and whole grains -low in omega 3 fatty acids(fish oils) oppose clot formation Lifestyle Risk Factors -high blood LDL cholesterol, low blood HDL cholesterol -hypertension -toxins from smoking -viral and bacteria infections -obesity -diabetes -physical inactivity low HDL relative to LDL increases risk of heart disease low LDL relative to HDL decreases risk of heart disease Hypertension(HTN) Why is normal blood pressure(BP) crucial? What makes BP too high? -role of kidneys during dehydration and atherosclerosis -constricts blood vessels increases BP Hypertension and Atherosclerosis HTN exacerbates Atherosclerosis high BP increases damage to arteries and increases clot formation Atherosclerosis exacerbates HTN hardened arteries and clots decreases blood flow to kidneys increases BP to HTN BP Assessment Systolic pressure=pressure during contraction of heart Diastolic pressure=pressure during relaxtion of heart ideal resting BP: 120/80 borderline normal BP: 130/85 Risk Factors of HTN Manageable Risk Factors via a Healthy Diet -obesity, atherosclerosis, insulin, resistance, type 2 diabetes Non-modifiable Risk Factors -age most get it in their 50s and 60s, genetic predisposition to HTN, african americans have greater prevalence Nutrition and HTN -healthy diet and regular physical activity Diet: increase fruits, veggies, fish and low fat dairy product consumption -reduce sodium intake, fat intake -adequate intake of calcium, potassium, magnesium, vitamin C Physical Activity: loss of as little as 10 lbs significantly effects HTN Sodium and HTN -sodium plays a role in maintenance of body fluid homeostasis -regulates extracellular fluid and plasma volume -high sodium diet associated with HTN -increase blood pressure -lowering sodium intake decreases BP regardless of gender or race 2006: 3.436 mgld estimated average intake in US Diabetes Mellitus(DM) -chronic disease characterized by elevation of blood glucose concentrations and inadequate or ineffective insulin, impairs ability to regulate blod glucose normally Role of Insulin Types: Type 1: pancreas produces little or no insulin(children) Type 2: pancreas makes insulin, but body's cells resist insulin action insulin resistance(consequences of obesity) Nutrition and Type 2 Diabetes Managing Type 2 -adequate fiber, moderate added sugars, controlled total carb to regulate glucose intake, low saturated fat and adequate unsaturated oils, adequate but not high protein intake Cancer male-prostate female-breast -disease in which cells multiply faster than normal and disrupt normal functioning of organs -2nd leading cause of death in the US Steps of Cancer Development: 1. exposure to carcinogen 2. carcinogen enters cells 3. carcinogen damages or changes cells DNA-initiation 4. damage promoted by other carcinogens(promoters) cells multiply out of control(tumor formation) 5. cancer cells spread via blood and lymph-metostasis 6. disruption of normal body functions Nutrition and Cancer -carcinogens can be food substances -normally the body detoxifies small doses of carcinogens that occur naturally in foods -as processing increases, see an increase in potential carcinogens via food additives -15% of cancer could be eliminated by preventing overweight and obesity -diets high in fruits and veggies(low occurence) -diets high in dietary fat, meat, alcohol, excess cals(increased risk) -less than 1/4 eat the right amount of fruits and veggies Phytochemicals and Cancer -whole grains, fruit, veggies high in antioxidants and phytochemicals -prevent initiation and progression of cancer -cruciferas veggies decreased risk of colon cancer -functional foods promote health fight disease -proper nutrition outfields against diseases
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Nutrition: Concepts and Controversies
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Kingston HyperX 3K 120 GB SATA III 2.5-Inch 6.0 Gb/s Solid State Drive SH103S3/120G $90 AC (No rebate!) + FSSS @ Amazon
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This link should take you directly to Amazon as seller.
For people wanting to know the difference between the 3K version and the standard 5K, here is a good read:http://www.anandtech.com/show/573…ssd-review


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Reader Comments (Page 1 of 1)
So far, every single bit of abuse I have experienced in LFR, or seen friends experience, has been loot related.
In particular, as an Ele Shammy, I regularly get abused when I win an item with spirit on it. It starts out with someone whispering me demanding the item because anything with spirit on it is a healer item' and when that doesn't work, ends up with them telling me how fail I am etc (apparently anything but #1 dps = fail).
I am normally the sort of person who takes this sort of stuff personally but I am working on not letting it get to me. At least the regularity of it is having a desensitizing effect!
And before anyone even starts with the "if it has spirit on it, it's healer loot" argument. There are NO leather or mail pieces with any +int +hit stats on them. Only spirit or other secondary stats on caster leather/mail pieces. Trinkets are a different story of course, their procs are more clearly defined as healer or dps. Rings are questionable, but usually a non issue with relative ease if access on them.
This is all coming from someone who heals on all 4 healing classes so don't get all up in arms.


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Amarillo, TX - An Amarillo man is convicted and sentenced for a murder last summer. The 47th District Attorney's office says Dustin Rhoades was convicted this week for the shooting death of Deans Anderson.After less than an hour of deliberations, the same jury sentenced Rhoades to 40 years in prison. Anderson was found shot to death at the Westminster Apartments on Coulter in southwest Amarillo, last June. Rhoades and another suspect, CreeAnna Dawn, were arrested a week later. Dawn is expected to go to trial next month.
Physical Address:
11320 West County Road 127
Midland, Texas, 79711
Mailing Address:
P.O. Box 60150
Midland, Texas, 79711
Newsroom Phone: (432) 567-9991
Business Offices: (432) 567-9999


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A former Northern Kentucky high school band director accused of having sexual relations with a former student now faces a charge in Boone County.
Kenneth David Owens, 34, will be arraigned at 9 a.m. Wednesday in Boone Circuit Court on one count of sexual abuse in the first degree. That's a class D felony punishable by 1 to 5 years in prison.
Owens was arraigned Monday in Kenton Circuit Court. In Kenton County, he faces one count each of rape, sodomy and sexual abuse. He also faces charges in Grant County and could face charges in Rowan County in eastern Kentucky. Owens has not been indicted in Rowan County.
Owens was the Grant County High School band director when he was arrested Sept. 12. He previously was the band director at Beechwood High School in Fort Mitchell.
There are two alleged victims. One is from the Grant County case. Kenton Commonwealth's Attorney Rob Sanders said the other victim is from the cases in Boone, Kenton and Rowan counties. He said he's concerned there could be more victims but he has no specific information that such victims exist.
"We wouldn't have this Kenton County case except that the victim heard about what was going on in Grant County and realized that she was not the only person this had happened to," Sanders said. "And (she) felt it (was) important to contact the authorities in Grant County and let them know that this happened to her too."
Owens is currently lodged in the Kenton County jail. Kenton Circuit Court Judge Patricia Summe kept his bond at $25,000. Owens resides with his mother in Corbin, Ky. He has three children. His attorney said Owens has no prior criminal record.
Previous coverage:
Grant Co. band director indicted on 3 sex charges
Officials: Wife of former band director indicted
Band director jailed for alleged relationship with former student
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Stephanie Miller | April 4, 2011 | Comments
Where should you focus your precious resources – on the aspects that are under control of the marketer, or on those which the marketing department does not control?
It takes a village to do marketing these days. With everyone from marketers to salespeople to executives to customers to even competitors sending out information about your brand, long gone are the days when marketers were totally in control of the communication stream. Yet, marketers are still responsible for lead generation, prospecting, and revenue, so there is increasing demand for automation and transparency across the entire spectrum of customer engagement.
In a strategy session with a marketing team recently, we outlined the multitude of channels and touch points that factor into a customer lifecycle. We were trying to identify cross-channel opportunities, and also to set some priorities around focus for the limited marketing team. To give you an idea of how diverse it is, here are just two of the phases we mapped:
Clearly, not all of that is under the control of the marketer, but it all contributes to customer experience, which drives repeat purchase, satisfaction, word of mouth, and average order size. All those elements add up to the ROI on which the marketing department success is judged.
So the question becomes where to focus precious resources – on the aspects that are completely under control of the marketer, or on those which the marketing department does not control? I'm sure you can understand the nature of the debate on that question. Ideally, all these channels and touch points would be managed (by someone, not necessarily the marketing team) under one organizing theme – where the marketing maestro directs various types of instruments into an alluring, cohesive symphonic set of experiences for each customer.
"Yeah, right," I can hear you say. But why not? Why couldn't marketing select the three to four channels and programs where the department can succeed, and provide guidelines to everyone else who touches customers along the way. Be assured, any sort of internal training or collaboration is another real project. You can't just set it and forget it. In theory, empowering the organization to participate fully in marketing should be the number one objective of the marketing department. None of us, B2B or B2C, operate in a command and control environment. Marketers are shepherds. We guide the flock of employees, current customers, and prospects into and around conversations that move people through the lifecycle.
Technology is the friend of marketers everywhere who aim to accept this new mantle of organizational marketing. "Tech-arketer" is what one of the participants in our strategy session called himself. He meant to convey that marketing is so data-driven that it can be automated more effectively than ever before. No technology replaces empathy, however, which is the key ingredient in actually connecting with people and endearing them to the brand. The essential qualities of a good marketer – domain knowledge, good judgment, ability to analyze and act on behavioral data, and creativity – are hard to automate fully. Water and sunlight in the form of analysis, testing, and optimization are essential to automation success.
This combination of human brainwave and data bytes is quickly evident in the areas where automation enables a distributed marketing approach:
Where is your organization in the spectrum of organizational marketing vs. just managing marketing by committee? How are you and your team embracing automation in your quest for a data-driven marketing approach? Please tell us in the comments area below.
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Stephanie Miller is a relentless customer advocate and a champion for marketers creating memorable online experiences. A digital marketing expert, she helps responsible data-driven marketers connect with the people, resources, and ideas they need to optimize response and revenue. She speaks and writes regularly and leads many industry initiatives as VP, Member Relations and Chief Listening Officer at the Direct Marketing Association (www.the-dma.org). Feedback and column ideas most welcome, to smiller AT the-dma DOT org or @stephanieSAM.
October 16, 2014
November 3-6, 2014
November 11-12, 2014
Dec 2-4, 2014
IBM Social Analytics: The Science Behind Social Media Marketing
80% of internet users say they prefer to connect with brands via Facebook. 65% of social media users say they use it to learn more about brands, products and services. Learn about how to find more about customers' attitudes, preferences and buying habits from what they say on social media channels.
An Introduction to Marketing Attribution: Selecting the Right Model for Search, Display & Social Advertising
If you're considering implementing a marketing attribution model to measure and optimize your programs, this paper is a great introduction. It also includes real-life tips from marketers who have successfully implemented attribution in their organizations.
September 23, 2014
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Holders of the Purse Strings: Governance and Performance of Public Retirement Systems
AbstractPublic sector pension plans are managed in diverse ways, with governance policies distinguished according to their board composition and size, how the trustees structure their investment decisions, what restrictions are placed on their investments, and whether they have independent performance evaluations. We examine how these governance policies affect pension investment strategies, and how those strategies in turn affect the funds' financial performance. Methods. Drawing on two national surveys of state and local public retirement systems in 1992 and 1993, we ask if pension governance policies affect whether they (1) invest tactically in response to changing conditions; (2) allocate assets between equities and fixed-income holdings; (3) contract for external asset management; and (4) invest outside the U.S. Results. Empirical analysis reveals that government policies - especially independent performance evaluations - predict investment decisions in all four areas. These investment strategies are found in turn to affect subsequent fund performance: preferential investing in equities and abroad increased annual returns on their asets by as much as one to two percentage points. Conclusions. The ways that public pensions are governed have a direct bearing on how they invest their assets, and the investment strategies in turn directly affect the financial performance of their holdings.
(This abstract was borrowed from another version of this item.)
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Bibliographic InfoPaper provided by Wharton School Pension Research Council, University of Pennsylvania in its series Pension Research Council Working Papers with number 2000-3.
Date of creation:
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Publication status: Published in Social Science Quarterly 81 (June, 2000): 491-506.
Handle: RePEc:wop:pennpr:2000-3
Contact details of provider:
Postal: The Wharton School, 3641 Locust Walk, 304 CPC, Philadelphia, PA 19104-6218
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Other versions of this item:
- Michael Useem & Olivia S. Mitchell, 2000. "Holders of the Purse Strings: Governance and Performance of Public Retirement Systems," Center for Financial Institutions Working Papers 00-08, Wharton School Center for Financial Institutions, University of Pennsylvania.
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- Mark J. Roe, 1997. "The Political Roots Of American Corporate Finance," Journal of Applied Corporate Finance, Morgan Stanley, vol. 9(4), pages 8-22.
- Olivia S. Mitchell Ping-Lung, . "Public Pension Plan Efficiency," Pension Research Council Working Papers 95-11, Wharton School Pension Research Council, University of Pennsylvania.
- Ping-Lung Hsin & Olivia S. Mitchell, . "The Political Economy of Public Pensions: Pension Funding, Governance, and Fiscal Stress," Pension Research Council Working Papers 94-6, Wharton School Pension Research Council, University of Pennsylvania.
- Weisbach, Michael S., 1988. "Outside directors and CEO turnover," Journal of Financial Economics, Elsevier, vol. 20(1-2), pages 431-460, January.
- Olivia S. Mitchell & Roderick Carr, .
"State and Local Pension Plans,"
Pension Research Council Working Papers
95-13, Wharton School Pension Research Council, University of Pennsylvania.
- Olivia S. Mitchell & Roderick Carr, 1995. "State and Local Pension Plans," NBER Working Papers 5271, National Bureau of Economic Research, Inc.
- Olivia S. Mitchell & Robert S. Smith, . "Public Sector Pension Funding," Pension Research Council Working Papers 94-4, Wharton School Pension Research Council, University of Pennsylvania.
- Yermack, David, 1996. "Higher market valuation of companies with a small board of directors," Journal of Financial Economics, Elsevier, vol. 40(2), pages 185-211, February.
- Olivia S. Mitchell & Ping Lung Hsin, 1994. "Public Sector Pension Governance and Performance," NBER Working Papers 4632, National Bureau of Economic Research, Inc.
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Cited by:
- Karen Benson & Marion Hutchinson & Ashwin Sriram, 2011. "Governance in the Australian Superannuation Industry," Journal of Business Ethics, Springer, vol. 99(2), pages 183-200, March.
- Robert Holzmann & Richard Hinz, 2005. "Old Age Income Support in the 21st century: An International Perspective on Pension Systems and Reform," World Bank Publications, The World Bank, number 7336, October.
- Impavido, Gregorio, 2002. "On the governance of public pension fund management," Policy Research Working Paper Series 2878, The World Bank.
- Olivia S. Mitchell & John Piggott & Cagri Kumru, 2008. "Managing Public Investment Funds: Best Practices and New Challenges," NBER Working Papers 14078, National Bureau of Economic Research, Inc.
- Jackowicz, Krzysztof & Kowalewski, Oskar, 2012. "Crisis, internal governance mechanisms and pension fund performance: Evidence from Poland," Emerging Markets Review, Elsevier, vol. 13(4), pages 493-515.
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The first quilt I did on my new longarm.
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From salty to sporty to sublime.
Americans love gambling movies almost as much as they love gambling itself. What's not to like? You get the thrill of a high-stakes cards game from the comfort of a multiplex. Over the last few years, though, something happened. The gambling movie was replaced by ESPN. Suddenly, with the broadcas ... More >>
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Biker Boyz is furious, but it ain't fast, which is a real drag
Ray Liotta wants to know why he loses roles to...Owen Wilson?
In Ted Demme's Blow, Johnny Depp summons an American snowstorm


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[QUOTE=Tinstar;4257428]The Jets currently have 11 player on their roster who are 29 yrs old or older,with only 2 who are worth keeping.Of the 11,about 6 are atarters,and can easilly be replaces both on offense and defense without much downside.
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So who are the 11? Who are the 6 starters? I have an idea but would like to know for sure.


text:
A top state senator has pre-filed a bill that would force lottery officials to get legislative approval before they hand out bonuses to staffers.
The bill from Senate Majority Whip Mitch Seabaugh (R-Sharpsburg) would dissolve the current Georgia Lottery Corp. board and create a new one appointed by the governor, lieutenant governor and speaker of the House of Representatives. Currently the governor alone appoints the board.
The measure would also force the lottery president to get the board's and a legislative panel's approval before giving out bonuses.
Seabaugh prefiled the bill for the upcoming 2010 legislative session after the Atlanta Journal-Constitution reported that the Georgia Lottery Corp. gave out $2.7 million in bonuses this year, up 8 percent from last year.
Lottery CEO Margaret DeFrancisco received a $204,034 bonus, up from $150,000 in 2008. That's on top of a $286,000 salary, which was unchanged from 2008.
Lottery officials say the bonuses are commonly used in private industry to help retain top staffers. Georgia's lottery, which is among the most successful in the nation, set another sales record in fiscal 2009, which ended June 30.
However, the bonuses have upset lawmakers, who fear the lottery isn't putting enough of the ticket-sale money toward HOPE scholarships and pre-kindergarten classes.
Seabaugh has filed similar legislation in the past, but it hasn't gotten very far. Some state leaders worry it would get the General Assembly too involved in running the games. Lawmakers currently only have a very limited oversight role in the Lottery.
November 23rd, 2009
6:54 pm
I also want to know why she is making $286,000 in a government job? I would take the job for half and know it would be done just as well as it is now. For that matter why are all these university professors making over $200,000 per year when the state is cutting services?
November 23rd, 2009
6:58 pm
Why is it when a program is working, the government has to stick it's nose in it. I believe we should pay the legislature a bonus if they come in under budget. Maybe their attitude concerning spending our money would change.
Hey, we all know that won't happen. They make more money and have more job security with the status quo. None of them have the guts to introduce a program that actually makes sense.
November 23rd, 2009
7:08 pm
Another knee-jerk, jump on the bandwagon, grand standing effort by one of the MANY criminally inept state legislators in our great state.
And shame on the AJC writer who mentioned the 8% increase in bonuses but failed to mention the 15% increase in gross sales AND an increase in profitability.
The 2.7M is roughly 15% of base salaries across the board which is competitive but not extragavant. Other private companies which experience consistent year over year growth in Gross and Net revenue pay at or above that rate. So before the dumb-bunny bozos under the gold dome go all chicken-little on us, let them take out a calculator and do some simple math or better yet, focus on something that actually is important and beneficial to the constituency.
November 23rd, 2009
7:09 pm
A Georgia Republican wanting to expand the role of government into the affairs of private business? Exactly what do these people stand for anymore.
November 23rd, 2009
7:11 pm
[...] More: Bill takes aim at lottery bonuses [...]
November 23rd, 2009
7:14 pm
td: Running the Ga Lottery is NOT a government job.
The Ga Lottery is a private company contracted to run and manage the lottery program here in the state according to state law. The board that overseas the Ga lottery is appointed by the governor and the lottery provides a portion of proceeds to state education. Beyond that, they have no connection to the state. If you think you are qualified to run the lottery for a salary that is less than half of the current CEO, I suggest you submit your resume to the board.
November 23rd, 2009
7:20 pm
Robert M: The GOP stand for exactly the same thing the DEMs do, getting re-elected. This is a stunt by Seabaugh to enable him to go back to the sheeple and brag that he eliminated abuse (the horror!) and waste (the shame!) in that is run more effectively, efficiently and profitably than any state agency has ever been.
November 23rd, 2009
7:20 pm
491,000 salary, not bad loser. you need to ride some streets around atlanta, look at who you are taking from. you have your lottery, and tell others not to play gaming machines around the state.
November 23rd, 2009
7:28 pm
Roger: No one is taking anything from anybody. No one is forced to buy a ticket. If someone who cannot afford it opts to play, sad but so be it. It is personal choice (which by the way is pretty much what the country is all about). And even if your gripe had some merit, place the blame where it belongs – on the legislators and voters who put the lottery in business in the first place. The CEO was hired to do a job and she does it pretty damned well.
November 23rd, 2009
7:49 pm
The lottery is the biggest legal scam! Lottery officials only give back the bare minimum. They are cutting the Hope Scholarship. Has anyon eever won more than a lousy ticket, dollar or two on a sratch ticket?
November 23rd, 2009
7:50 pm
Forget hitting the lottery, how do I apply for a job with them???
November 23rd, 2009
7:53 pm
@ mike: not that difficult to make profits if you aren't printing any winning tickets, huh?
Where do I submit my resume???
November 23rd, 2009
7:57 pm
mike: Exactly why is it a scam? The cutbacks are due to rising tuition costs, not a cut in the money that is allocated.
November 23rd, 2009
8:02 pm
The lottery is a tax on people who are bad at math.
November 23rd, 2009
8:14 pm
Mike I won $500 twice on scratch off tickets. What a moron.
November 23rd, 2009
8:21 pm
Though hardly original, Shanee Fanee is fundamentally correct: Although it is more precise to say, the lottery is a USER tax on people who are bad at math. The same types of sheeple who pay hundreds on airfare to go to Vegas, Reno or Atlantic City, and hundreds more on hotel room charges to bascially hand over the next 3 months mortgage or kid's college tuition to the casinos. But in the case of the state lottery, at least 25% of that money actually does go back to education.
November 23rd, 2009
8:23 pm
The lottery is a perfect example of what has happened in our country. The old adage was that you had to work hard to get ahead. That's been replaced by you just have to get lucky, either by winning a lottery or a lawsuit. And we wonder why we're falling behind other countries.
November 23rd, 2009
8:30 pm
Leave these people alone; they are only quasi government employees. They are not paid by taxes except those voluntarily given by Lottery participants. It's simple jealousy driving the complainers. These people earn their money by actually producing – something unknown in government circles.
November 23rd, 2009
8:37 pm
I love the lottery. I have had three kids go through Georgia pre-K and now my oldest is in her second year of college on Hope/Accel. Next year my oldest son will join her. I can tell you that through the years that I have played the lotto, I am definitely ahead of the house. So thank you to the lottery workers and I hope you enjoy your bonuses. Also, thank you to all you poor folks that helped pay for my kids' educations.
November 23rd, 2009
8:41 pm
something for nothing, nice lesson to teach your children
November 23rd, 2009
8:46 pm
I don't have a problem with the bonuses. They are being paid for out of the increased revenues brought in by the lottery. The legislature needs to concentrate on how they can increase revenues as efficiently and painlessly to Georgia citizens as the Georgia Lottery Corporation has done.
November 23rd, 2009
9:02 pm
It is not "something for nothing" as one holier than thou poster stated. It is a gamble, which is what we as American's who start a business do every day. We have a history rich in gambling. Getting on a tall ship, leaving everything we know and love behind, starting a new life here in America, free to start our own enterprises, worship as we please, vote and live a life that is conjunction with who we are as a person. Not many countries can make that claim. I hhave no issue with anyone who invests a buck or two and makes a killing. I only hope they manage to do something good with the windfall. But I don't expect to tell them what to do with it.
November 23rd, 2009
9:04 pm
I am getting my masters degree at a small four-year state university. The professors teach between 1 and 3 classes each semester. They do no research and make from 85k to 100k plus. This is so frustrating to me, considering the number of hours and the stress associated with my job. NOTE: Tuition has gone up over 50% in the last six years.
November 23rd, 2009
9:05 pm
equating gambling, and pure luck at that when we're talking about a lottery, with making a business decesion shows how little you know about hard work and making wise decesions.
Alas, Boortz may be right about public education
November 23rd, 2009
9:08 pm
The lottery is for those who like to dream. Sometimes the 5 minute daydream about what I could do with the money is great stress relief. You all not what I am talking about.
November 23rd, 2009
9:11 pm
That is one heck of a bonus, I don't care how good you are at your job. How many of us are losing our jobs or having hours cut. Maybe some of the wealthy need a taste of that. Don't say I am not hard working. I graduated from college with two degrees and a 3.68 GPA. But the recession doesn't care about that. My company hasn't given raises in YEARS. In fact, we have been laying off people. Send some of the bonus my way.
November 23rd, 2009
9:13 pm
Finally, an honest response. thanks eric, the daydream can indeed be a stress relief.
November 23rd, 2009
9:18 pm
I love the lottery. It paid for my schooling and it is fun to take that chance.
November 23rd, 2009
9:23 pm
Look before I leap, Does the lottery employees receive their salaries from the State? Yes. Do they get their benefits and retirement from the state? Yes.
They are state employees. The rest of the state employees are taking furlough days (even teachers) and lottery employees are receiving bonuses. There just seems something wrong with that picture.
November 23rd, 2009
9:34 pm
What is appalling is that the CEO gets nearly a half million dollars to run a company which by law has no competition. With no shareholders overseeing the actions of the corporation, the quasi-government board is free to hand out lavish pay packages without any counterbalancing control. Running the lottery requires little insight, imagination, or skill and should not be compensated as if it did.
November 23rd, 2009
9:43 pm
These bonuses are a slap in my face. I am a state employee and have been for more than 20 years. In the last 10years I might have received a 2% increase in my pay. This year I am taking 12 furlough days and have been asked to have a good attitude about it because I am a supervisor. My caseworkers caseloads have doubled and the stress is mounting daily with the state office giving us more and more reports to complete about the work that is late. The most important thing is the amount of customers we have that are out of work!!! The State needs to do the right thing and take back these bonuses for these over paid Lottery workers. Put the money back into the fund for the college bound students!!
Thanks for the slap in face!!!! I didn't need that.
November 23rd, 2009
9:45 pm
One of the few things Zell did right was the Georgia Lottery. The main "right" thing was to keep the legislator's hands off. Since the Republicans gained control of the legislature, there has not been a year that they have tried to get their paws into the lottery. "Look before I leap" has answered the questions, stated the facts and this is simply grandstanding. btw: I like your term "sheeple"
November 23rd, 2009
9:59 pm
This is a company set up by the state to run the lottery, they are not state employees, they don't have a government retirement plan, they are not paid by the state. They are doing a great job of what they're supposed to do, their bonuses are not from taxpayer money, why should any state employee be offended. Let them reap what they sew.
November 23rd, 2009
10:04 pm
Don't Worry the MICRO-TAXES on the Wealty are Coming and Overdue, First in 2010 the Bush Tax Custs Expire which brings Capital Gaines back to 33%
November 23rd, 2009
10:12 pm
Don't Worry the MICRO-TAXES on the WEALTHY are Coming and is Long Overdue, The 2010 Bush Tax Cuts Expire on Jan 1, Which brings Taxes on those making over 250K a year back to 35% and 45% for Millionaires and brings the Flat Tax on Capital Gaines back to 33%. I'm sure More MICRO-TAXES are coming to all, and the Runaway Undeserved Wealth Gap Between Millionaires and Everyone Else will come to an End and Maybe Washington can use the Monies to Pay Down This Bush/Obama National Debt or Fund the National Medicare Public Option Health Insurance for the 50 million uninsured Americans.
November 23rd, 2009
10:18 pm
To pay for the national debt the nation should legalize pot ans tax it
November 23rd, 2009
10:19 pm
November 23rd, 2009
10:25 pm
american way: I might take your argument more seriously when you learn how to spell the work "decision". And I did not equate not equate gambling with hard work. You read that into my comment.
td: same issue: when you learn proper grammar, then you can come at me.
"Does the lottery employees receive their salaries from the State?"
It is "DO the lottery employees receive their salaries from the State?"
And to answer your question: No, they don't. They earn they sarlaries from a private corporation. They are in fact NOT state employees.
November 23rd, 2009
10:28 pm
Working hard for the money:
5 words:
Find a new job
November 23rd, 2009
10:53 pm
Another politician lookinig for his 15 minutes of fame. He probably doesn't even know that the lottery folks are not state employees. His ignorance is only exceed by the student who thinks his tuition has gone up 50% in six years! Maybe if you learned to calculate percentages you could finish college.
November 23rd, 2009
11:04 pm
If any of you morons can't see that most lottery officials are grossly overpaid then you have truly
proven how big of a moron you are. Any bookie in Atlanta could run that MONOPOLY and do it
better and at a lower cost.
The lottery advertises way too much, over pays the CEO to run the only game in town(Really hard job you morons)
And hides the fact that a fair amount of money is never claimed.
November 23rd, 2009
11:26 pm
Pointing out SUCKERS needs to up his dosage on Ritalin.
Can you tell me what the GA Lottery:
Pulled in in groos sales fro FY 09?
Operating budet was for same period?
Executive Comp was as % of:
Total revenue?
Ttl Comp?
Number of FT employee?
% increase yr over yr:
If not, you should really STFU and do some research before you vomit your opinion all over cyber-space.
The ONLY commetn you made that has any bearing is is the word "monopoly" and I am not quite sure you understand the term in how it is applied here.
November 24th, 2009
2:17 am
Look before I leap, you said: "american way: I might take your argument more seriously when you learn how to spell the work 'decision'"
"td: same issue: when you learn proper grammar, then you can come at me."
I say: one "not equate" would have been sufficient in your statement "[a]nd I did not equate not equate gambling with hard work." Also, I believe that should be "comment" in your statement that "t]he ONLY commetn you made that has any bearing is is the word "monopoly" . . ."
November 24th, 2009
2:21 am
…completely unconscionable! they always use that lame "retention" argument in order to pay themselves fat salaries and bonuses. well, guess what? we're in a recession. they should be getting a pay cut. and the should be happy about that. cause otherwise they could very well be OUT of a job like so many others. and THEN who would hire time. it's not like the GA Lottery has a lot of competition. it's a MONOPOLY, darn it. so that whole retention for the "best and brightest" is as lame as that broken down mule it rode in on…!
November 24th, 2009
2:21 am
Oh, and Look before I leap, shouldn't that be "gross" and "for" in your "[p]ulled in in groos sales fro FY 09?" and "budget" in your "[o]perating budet was for same period?"
November 24th, 2009
6:10 am
When the Lottery was approved by voters at a narrow margin, it was with the promise that 35 percent would go towards education. The article states that they are only paying around 24 % to education. They should not be able to use any of the 35% education fund for bonuses.
November 24th, 2009
7:43 am
Anyone get the feeling LOOK BEFORE I LEAP is a lottery official? Could be stoned!
November 24th, 2009
7:54 am
[...] Atlanta Journal Constitution reports that a Georgia state senator has pre-filed a bill that would force lottery officials to get [...]
November 26th, 2009
4:47 am
I agree that more oversight is needed. Giving themselves bonus of such a large amount is sinful. The typical excuse of keeping the most qualified is garbage. I would take the job and forget about the bonuses. I am a retired military officer with plenty of experience in many skill sets. Let me know when to start.
November 27th, 2009
8:41 am
We want to applaud Senate Majority Whip Mitch Seabaugh (R-Sharpsburg) following his taking steps regarding "Lottery bonuses."
We have been trying for over a year to get Governor Perdue and the General Assembly to bring back
ethics and accountability to the Board of Regents of the University System of Georgia for the now reported over $7.1 million in "bonuses" to USG presidents and chancellors (they call them deferred compensations). Both Governor Perdue and the General Assembly have been fully informed of these "bonuses" and both have chosen to take no action.
Governor Perdue stated in one of his responses to many emails to his office dated August 10, 2009 that "Georgia's Constitution reserves to the Board of Regents the exclusive authority to make such decisions."
If this is true, why are our legislators not introducing legislation to bring back accountability by the Board of Regents to someone other than themselves? Perhaps the new governor or one of the newly elected legislators next year will have the backbone to do so. The fact that Senate Majority Whip Mitch Seabaugh (R-Sharpsburg) has stepped up to the plate is encouraging.
Jim Wall's Atlanta Unfiltered reported the Board of Regents' "exclusive authority" (in part below) on October 5, 2009: Link to full story: http://www.atlantaunfiltered.com/2009/10/05/university-execs-deferred-pay-often-hidden-tops-7-million/
Here's how much university presidents have accumulated or collected in deferred pay since 2004, according to records provided by the University System, tax returns and financial statements. The figures reflect payments or set-asides of state money and, where known, of funds from a school's associated foundation.
$1,820,697 — Wayne Clough, former Georgia Tech president (includes $500,000 cash, a $38,000 car and a split-dollar life insurance policy valued at $750,000 from the foundation)
$1,666,639 — Carl Patton, retired Georgia State University president
$1,573,606 — Michael Adams, UGA president (includes $786,106 due from the UGA Foundation as of June 2008) $600,000 — David Bell, Macon State president (includes $400,000 due from the Macon State foundation) $495,990 — Thomas Meredith, former University System chancellor (includes $180,990 from the University System of Georgia Foundation)
$480,000 — Daniel Rahn, Medical College of Georgia president
$262,500 — Erroll B. Davis Jr., University System chancellor
$127,000 — Beheruz Sethna, University of West Georgia president
$90,000 — Dan Papp, Kennesaw State University foundation
$75,000 — Bud Peterson, Georgia Tech president since April 1 $7,191,432 – Total
November 27th, 2009
12:45 pm
Another Sonny problem just like transportation,water,budget,unemployment to solve.What has he been doing for eight years.Nothing!
November 28th, 2009
10:14 am
Look before I leap: How much does the lottery Board pay you for your lobbying work? Give it a break.
November 28th, 2009
3:06 pm
It is a state-chartered monopoly that has yet to contribute anything near the percentage of money it is supposed to contribute to education. Until it contributes the 35%, no one should get any bonuses, and the Board should be disolved, due to incompetence. Don't make the arguement that it is contributing SO MANY dollars. Let it send the correct amount, before any grand payments are made.
And SHAME ON THE LEGISLATURE FOR ALLOWING THIS TO GO ON AND ON!


text: Samsung, whose no stranger to displays, is getting into the book business, but not the paper type. Yup, the e-book reader line up just got a bit longer, which might mean affordability and seeing as the Samsung's Papyrus e-book is a rumored to be sub $300 I don't see why not. But with cost savings comes sacrifices, such as no wireless connection and a purported locked amount of memory, 512mb, with no expansion slot in sight. But that's more speculation than fact since the details on the device are still a bit foggy. That antenna like thing sticking out from its side is in fact a stylus for the reader's touchscreen.


text:
The Fast & Furious 6 cast are now having an Asian tour to promote the movie. On May 13th, Vin Diesel along with other "Fast & Furious 6" stars, arrived in Manila Philippines, for the red-carpet screening of their movie to be held on Wednesday night at the SM Mall of Asia.
The actor was overwhelmed with the warm welcome of the Filipinos. He even walked on the street and rode the Jeepney (a public transport vehicle in Philiippines), took a picture and used as cover on his Facebook.
Even though it was Diesel's first time to visit the country, he said that the country is really close to his heart. He told on one of his interviews that his sister-in-law is in fact a Filipina.
"My sister-in-law is a Filipino and so my niece and nephew are all… it's been a part of our family for so long,"
Diesel revealed that he expects to do three more "Fast & Furious" movies after the sixth installment hits theaters. He even wanted to shoot in the Philippines for the next installments.
"Our tour here was so incredible that when I go back to LA and when we start doing, developing 7, 8, 9, I will tell Universal that I want to shoot in the Philippines. That is because of you,"
Check out the interview of Vin Diesel with ABS-CBN News' Ginger Conejero here.


text: It's an exciting night with a slew of new camera and camera accessory announcements. The latest (and a very exciting one might I add) is the new Sony α37 Camera & A-Mount 18-135mm Telephoto Zoom Lens. SGNL by Sony's, Anthony Carboni was visited by Kenta from the Sony Product team who not only gave us […]Read More


text:
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The CAGE questionnaire was developed by Dr. John Ewing, founding director of the Bowles Center for Alcohol Studies, University of North Carolina at Chapel Hill. CAGE is an internationally used assessment instrument for identifying problems with alcohol. 'CAGE' is an acronym formed from the italicised letters in the questionnaire (cut-annoyed-guilty-eye).
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DECATUR, TEXAS (July 27, 12:20 p.m. ET) — The growing oil and gas boom in South Dakota is prompting another plastic pipe manufacturer to expand operations in the region to keep up with demand. Pipeline Plastics LLC — a new company based in Texas — will open a high density polyethylene pipe plant in Belle Fourche, S.D., during the first quarter of 2013.
The annual recap of top trends and future outlook for the plastics caps & closures market features interviews with industry thought leaders and Bill Wood�s economic forecast of trends in growing end markets. You will also gain insight on trends in caps design, materials, machinery, molds & tooling and reviews of mergers & acquisitions.Learn more
This report highlights the impact of shale-based natural gas on the North American plastics market and features an in-depth analysis of production trends in the United States during 2013 and a forecast for 2014 and beyond.Learn more
This in-depth report analyzes economic and market trends, legislative/regulatory activity impacting supply and demand, business opportunities and threats, materials pricing, manufacturing technology, as well as growth strategies being implemented by thermoformed packaging companies.Learn more
January 14, 2015 - January 14, 2015Plastics in Automotive
February 4, 2015 - February 6, 2015Plastics News Executive Forum 2015More Events


text:
10 sneaky car dealer tricks
Here are some tricks of the trade -- some more devious than others -- that you might encounter when you shop for a car.
This post comes from Angela Colley at partner site Money Talks News.
The first time I bought a car, I got ripped off. I traded in my car for less than it was worth, bought a clunker for more than I should have, and got talked into a $950 warranty to cover rust as I was finalizing the paperwork.
The salesman saw me coming and pulled out every trick in the book -- from saying my credit wasn't good enough to tacking on "mandatory charges" during the final sale.
Dealers want to talk payments; you need to talk price. For example, the last dealer I met asked me how much I could afford to pay a month. When I didn't answer, he offered a "great deal" at $385 a month. He never mentioned the total price of the car or the length of the loan.
By focusing on payments and not price, it's easy to trick consumer into thinking they're getting good deals. Steer the conversation to the total price, and let the payments take care of themselves.
2. Loans
A dealership can make as much money on the loan as it can on the car, which is something it's not likely to disclose. Instead, the salesman will make it seem that he's doing you a favor by getting you a great interest rate -- or getting you a loan at all.
Don't fall for it. Financing is big business for dealers, and you're not winning a prize when they get you a loan.
Step One in any purchase that requires a loan is to secure financing. Never head to the lot without first shopping for -- and getting preapproved for -- a loan. Use online auto rate searches and talk to banks and credit unions to find the best rate. Then apply and get approved. This serves two functions: You won't overpay for dealer financing, and you'll be ready to pull the trigger when you find the perfect ride.
3. Bait-and-switch advertising
Bait-and-switch gets you in the door by advertising a super deal on a car, but switching you to another, lesser deal when you show up.
Read the fine print before you go to the dealership. If you're not sure, call ahead.
4. High-pressure tactics
The salesman's goal is to close the sale today, and he'll try any number of sales tactics to make it happen. My personal favorite: Insisting the car won't be there tomorrow.
Don't bite. If you feel uncomfortable or unsure of any decision, ask to speak to someone else or just walk away. Keep looking until you find someone you can work with.
5. Extras that add up
Car salesmen work on commission, and the more you pay, the more they make. One way to increase the sale price is by adding on extras, like wheel and tire protection, a warranty extension or rust protection. To help sell you on these, the salesman will break them down to the total price per month. For example, when I bought rust protection, the dealer told me it was a "great service for only $25 a month." I ended up paying $900 over three years for something I didn't understand or even know how to use.
If you're trading in your current car, know its value. These sites can help:
Also, check eBay to see what cars like yours are selling for in your area.
If you're trading in, don't expect any dealer to offer your car's retail value. To get maximum value for your car, sell it yourself.
7. Manufacturer's suggested price
The "manufacturer's suggested price" is often used to make a deal sound better. For example, if the manufacturer's suggested price is $35,000, but the dealer is asking only $32,000, you might think, "Hey! I'm already getting $3,000 off and we haven't even started negotiating."
Sites like KBB.com can tell you what people are actually paying for specific models.
8. Your credit score
When I was buying my first car, the dealer pulled my credit report and told me my credit wasn't that grea,t but that he'd be willing to work with me. I felt a sense of relief, thinking, "At least I'm getting a loan." I later found that my scores were fine and that I could have gotten a better interest rate elsewhere.
You can get your credit scores for a fee at the websites of Equifax, Experian and TransUnion or from myFICO. If you find that your scores are low, improve them before you apply for a loan.
9. Negotiations
Buying a car isn't one big transaction; it is actually three smaller ones: getting financing, pricing the trade-in and buying the car. I didn't realize this when I went to the dealership alone for the first time. Rather than look at each piece, I looked at the total cost and thought, "OK, I can afford this."
Negotiate each part separately to get the best deal.
10. Mechanical issues
Don't take the dealer's word for the condition of a used car. Never buy any car from any source without first taking it to an independent mechanic for an unbiased inspection.
More from Money Talks News and MSN Money
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Well, I agree that car salesmen do less work for their money than just about anybody, except that is from the guy who hijacked the PC from IBM. IBM and Intel did ALL the work, and some other company wrote DOS, and an opportunist stole the whole package from them. On top of that our tax dollars built the internet, and Microsoft uses it to sell advertising and make yet more money.
So, you self righteous whatever you really are, whoever is without sin may cast the first stone.
When I see ads on TV where a new car dealer is offering cars at up to $10,000 off, then I know that thay are OVERPRICED TO BEGIN WITH!. I don't care if it is the end of year model sale, inventory sale, or any other kind of sale, anything that has that big of a discount is way over priced!!! That is why people expect to negotiate a lower price on cars when they go to the lot.
i have been in the auto business for over thirty years in f&i and have never abused,pressured
or lied to a customer and have never worked for any dealer that would allow anything like that
the same msn writer is suggesting that you go to your friend at a bank. my friend there are alot
more bankers in jail for fraud and other white collar crimes than any car dealers. remember the
fees they were charging and abusing people with bad credit.
my point is this ediot has to write something that will catch your eye. some of the dealers in my
area have been in business 75 to 100 plus years, as you know deceptive and dishonest companies
do not last that long. remember dreamaway?
i do know there are some dealers out here that do business as you have stated but check the bbb
and check them out and listen to their offers.and compare them to the other offers you may be
surprised and save some money. at least you will know and not just wander into a bank and
think their profit is no concern. this is what this article is telling you to do and assume everyone you speak to is a crook. you are the one making this decision.
OMG - yet another out dated thieving dealership story. Believe it or not, it's not the dealership that makes car buying a hassle, it's the consumer. They read these goofy stories from goofy people like this writer, and go into a dealership with a chip on their shoulder. Those who go through life always expecting to be ripped offf, will be, just ask them.
The internet has leveled the playing field for both dealer and consumer.
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Categories > Celebrities > My Chemical Romance > you can keep my brother
safe now5 Reviews
nothing can hurt you now
I found Gerard alone ,smoking and leaning on the building as usual, "where's Mikey?".
"Sick and good morning to you too".
I began walking, I didn't want to talk, didn't want to be nice to anyone. Even breathing seemed like a major challenge right now.
Luckily Gerard wasn't much of a morning person and didn't torture me by speaking.
We made our way to school in silence, I found a random stone and kicked it with passion all the way.
We parted exactly as the bell rang and I made my way to my first class where Ray was already sleeping. I sat quietly behind him and busied myself by getting books out of my bag and placing them carefully on the table in front of me.
The room began to fill with students. I hated them all.
Ray woke up by the commotion, he looked around and then turned to me, "what, no wake up call?". He actually looked surprised.
I rolled my eyes, "you don't pay us enough".
He turned around and after 5 minutes he turned back again looking concerned, "are you okay?".
I laughed sarcastically, "just because I don't torture you doesn't mean I'm sick".
He tilted his head to the left, "it's not just that, you look sad".
His concern touched me and my features softened. Something blocked my throat and I feared that attempting to talk will break me down so I tried to smile with all my might, "I'm fine Ray".
He gave me encouraging smile and turned around to face the teacher who just entered the room.
I finished taking notes as the bell rang for lunch. Frank started packing his things.
"Are you coming?", he studied me while I copied the meaningless lines to my notebook. I didn't even notice what I'm writing, just copied it without knowing what subject they belonged to. I couldn't care less, I wanted to crawl to a dark corner and die without anyone noticing.
"Skyler, are you okay?", Frank sat back on his seat next to me.
The thing in my throat threatened to chock me again, I managed only a short nod this time.
"Sure Sky?", his voice was full with warmth.
I gave him a smile hoping he won't notice it was a fake one. I finished writing and packed my things.
We made our way to our usual staircase, everybody were there. They eyed me as I avoided their looks and climbed higher than usual, taking out my lunch just to keep me occupied so I won't have to deal with their stares.
I didn't eat much even though Ray didn't even try to steal my meal. I loved those guys for knowing and caring.
I left a few minutes earlier to go to the the girls bathroom. My next class was cancelled so I thought I might as well stay in the green cubicle for the rest of the hour.
I felt pathetic, sitting there staring at writings such as 'Chrisy heart Jordan'. I closed my eyes for a while wishing I wasn't born at all, but with the thought came the tears and I couldn't afford to cry in school. I listened closely to make sure the bathroom was empty and came out, sprinkled water on my red face and avoided as much as I could from looking at the mirror.
I came out from the girls restroom to see Gerard sitting on the floor a few lockers away. I approached him and sat down next to him.
"Don't you have a class?", I asked quietly.
He nodded, "Do you?".
"It got cancelled", I whispered and even though the halls were still noisy he heard.
"Want to go for a walk?", he asked standing up.
I thought about lecturing him about skipping class but couldn't find the strength to open my mouth, instead I stood up and followed him.
We walked out of the school to a cloudy sky and chilly breeze. It was as though someone painted the surrondings in black and white, I held on to the straps of my bag and kept walking away from my high school after Gerard.
Once the school was out of sight he slowed down his pace. He wasn't saying anything, I felt as though he waited for me to be comfortable enough to start talking, I tried to open my mouth a couple of times but no sound came out.
I found myself in the local park. No kids ever played there, at night it usually was a gathering place for junkies, drunk, homeless or prostitutes. It was the place you might get murdered in and it looked the part, it was covered in junk and graffiti.
Strange place to be in but I couldn't care less.
"My mother called me a slut. And bunch of other names", I was surprised to hear my own voice.
"Why would she do that?", Gerard looked at me with disbelief.
"Some neighbor told her I didn't spend the night home and came back on Saturday morning with a boy", I felt the tears walling in my eyes and looked down the ground trying to wipe them without Gerard noticing.
"But didn't you explain her nothing happened", Gerard's voice was angry now which surprised me.
"I tried but then I lost control and began yelling rude stuff and that I hate her", I was a lost cause. The tears I was holding back all day streamed down my cheeks.
Gerard pulled me to him and hugged me which caused me to sob even harder. I felt safe and weird.
Usually it was Mikey who was my knight in a shiny armour, wiping my tears and telling me everything was okay. Can I have two best friends? I couldn't put my finger on it but i felt something extra for gerard that I didn't feel for Mikey.
"She always makes me feel like crap and like I'm useless and worthless", I cried, "I'm tired of it".
I buried my face in his warm t-shirt and cried for what felt like hours, during all this time Gerard was patting my head and murmuring things like 'shh' and 'it's OK' into my hair.
I finally parted from his now wet t-shirt and he caught my face with his two hands copping it and holding tightly, 'nothing can't hurt you now', he said it looking deep in my eyes and with so much meaning, it caused more tears to fall down but at the same time a smile spread on my face because I felt safe, really safe and home.
I gave him a tight hug and laughed, "your t-shirt is soaked".
"It's OK", he smiled when we parted.
I sat down on the bench and he sat next to me, "Gerard?".
"Umm?", he looked at me.
"Thank you. I feel better", I rested my head on his shoulder and he began playing with my long hair.
We sat like this for a while.
Between piles of garbage, in the park of the doomed I felt safer than I ever did anywhere.
"Is it OK if I visit Mikey after school?", I asked with my eyes closed.
I heard Gerard sigh, "He would love it".
hope you liked this one. please review!