text:
Reproductive Immunologists (RIs): Who are they?
This is a fairly new, and controversial field of fertility medicine. These doctors look a fertility issues from the point of view of the immune system. If you have, or have a family history of, autoimmune or immune problems such as diabetes, asthma, Lyme, fibromyalgia, thyroid problems, arthritis, this specialty may be of interest to you.
The following is a list of RIs FOR INFORMATIVE PURPOSES ONLY. This is only a starting point, please do your own research and decide. There is also a very informative yahoo group of patients of RIs.
Information gathered for Immunologysupport group discussions
Updated 1/20/06
I. Dr. Alan E Beer, MD
II. Dr. Carolyn B. Coulam, MD
III. Dr. Kwak-Kim, MD
IV. Dr. William Matzner MD
V. Dr. Geoffrey Sher, MD (Reproductive Endocrinologist)
I. Dr. Alan E Beer, MD
Dr. Alan E Beer, MD
Reproductive Immunologist
15151 National Ave. #2
Los Gatos, CA 95032;
Phone: (408) 356-9500;
Fax: (408) 356-9509;
Website: http://repro-med.net/
(Taken from http://repro-med.net/about/biobeer.php)
Dr. Alan E. Beer received his M.D. in 1962 from Indiana University
School of Medicine. He did his residency in Obstetrics and
Gynecology, and his fellowship in Immunology and Genetics at the
University of Pennsylvania. He was board certified by the American
Board of Obstetrics and Gynecology in 1971. Dr. Beer has been on the
faculty of the University of Pennsylvania, the University of Texas
Southwestern Medical School at Dallas and the University of
Michigan. In 1987, Dr. Beer joined The Chicago Medical School with a
joint appointment as a professor of Obstetrics and Gynecology and
professor of Microbiology and Immunology. He subsequently
established the Reproductive Immunology Program with clinics in
Illinois and California.
Dr. Beer is an internationally known and respected physician and
basic scientist. He served from 1976-1997 as editor in chief of the
Journal of Reproductive Immunology. He is past chairman of the
National Institutes of Health Study Section on Human Embryology and
Development, and he has served on other study sections involving
pregnancy and human development. He is a founding member and past
president of the American Society of Reproductive Immunology, and he
is a senior councilor for the International Society for the
Immunology of Reproduction. He is also the author of books,
monographs, and numerous scientific publications.
Dr. Beer has spent his entire academic life analyzing the impact of
the immune system on infertility and the success or failure of a
pregnancy. He has dedicated his professional life to analyzing
couples with infertility, IVF or implantation failures and recurrent
pregnancy losses who have been told by the medical community that
their problem was due to bad luck or nature's way, and that they
should try again.
Hospital Appointments
• St. Therese Medical Center, Waukegan, IL, 1990 – Present
• Highland Park Hospital, Highland Park, IL, 1991 – Present
• Illinois Masonic Hospital, Chicago, IL, 1991 – Present
• Lake Forest Hospital, Lake Forest, IL, 1993 – Present
• Editor in Chief, Journal of Reproductive Immunology, 1976-
• Editorial Board of American Journal of Reproductive
Immunology and Microbiology, 1984-Present
• Senior Councilor for International Society for the
Immunology of Reproduction, 1986-Present
Perinatal Press Editorial Board, 1980-Present
Who he treats: Dr. Beer treats recurrent miscarriage and IVF failure
patients and patients with immunogically complicated pregnancies.
Dr. Beer treats the whole pregnancy, conception through delivery. In
addition to being a Reproductive Immunologist, Dr. Beer is also a
fully certified OBGYN.
Testing options: Dr. Beer has one of the most comprehensive
Reproductive immunology test panels that exists. This includes:
NK Assay with IVIG suppression
TH1 TH2 cytokine assay
Endometrial biopsy for NKUs
LAD test (blocking antibodies)
DQ alpha testing
Full panel of 21 APAs
Antibodies to hormones and neurotransmitters
Serum serotonin test
Fasting free insulin
Inherited Thrombophilia testing (MTHFR, FVL, prothrombin )
And more..
Treatment options: Dr. Beer has the widest range of treatments of
any Reproductive Immunologist. Dr. Beer uses IVIG for NK, TH1 TH2
imbalance and other pregnancy complications. Dr. Beer encourages the
use of LIT (though can't officially prescribe it in the US due to
the FDA ban). Dr Beer uses Enbrel and Humira to treat NKUs and TH1
TH2 imbalances. Dr Beer uses Lovenox and Heparin to treat APAs and
Inherited Thrombophilia issues, he uses prednisone and dexamethasone
to treat ANA issues, he uses SSRI medications to treat low serotonin
lining issues, and antibodies to neurotransmitters. Dr Beer uses
Metformin/Glucophage for PCOS, hormone boosters for antibodies to
Long distance treatment: Yes, patients can consult with Dr. Beer by
phone and work with Dr. Beer long distance.
Email availability: Yes, Dr. Beer is very available by email. He
answers his emails daily even during holidays and vacations and he
usually responds very promptly.
Please note: Dr. Beer will charge an email fee to registered
Discussion board availability: Dr. Beer does not have a current
discussion board.
Costs: See Dr. Beer's costs and fees in our group files:
Comments: Many consider Dr. Beer to be the pioneer of Reproductive
Immunology. Dr. Beer tests more immune issues and treats more immune
issues than any other Reproductive immunologist. Dr. Beer has been
involved with the field for over 30 years. The oldest "Beer baby" is
over 25 years old. Dr. Beer essentially invented LIT and helped
design the modern NK Assay. Dr. Beer also pioneered the use of anti-
TNFa drugs for NKUs.
II. Carolyn B. Coulam, M.D.
Dr. Carolyn B. Coulam, M.D.
Reproductive Immunologist
Rinehart Center for Reproductive Medicine.
233 E Erie, Suite 500
Chicago, IL 60611
Phone: (312) 944-2600
Fax: (312) 944-0100
E-mail: firstname.lastname@example.com or firstname.lastname@example.com
Website: http://www.illinoisivf.com/index.html.
Discussion boards: http://www.inciid.org/forums/immune/index.html
Comments: "Does not use LIT, Enbrel Remicade or Humira. Does not
believe in Dr Beer's NKUs theory. Big believer in IVIG." "Dr. Coulam
left SIRM in 2005″
(Taken from http://www.haveababy.com/why/coulam.asp?site=)
Carolyn B. Coulam, M.D. was born April 14, 1943, in Salt Lake City,
Utah. She graduated from the University of Utah College of Medicine
in 1967 with a degree in medicine and a masters degree in
biochemistry. She completed a rotating internship at Mary Hitchcock
Memorial Hospital at Dartmouth College and her residency at the Mayo
Clinic where she remained for 17 years.
While on the staff of the Mayo Clinic, Dr. Coulam was chair of the
Division of Reproductive Endocrinology and established the first in
vitro fertilization (IVF) program at this institution, in 1983. She,
became professor at the Mayo Medical School in 1984 and in 1985, was
appointed chair of the Division of Reproductive Biology at the
University of Pittsburgh.
In 1986, Dr. Coulam became the medical director of the Center for
Reproduction and Transplantation in Indianapolis, Indiana,
establishing the reproductive immunology and reproductive biology
laboratories where she rapidly contributed to the scientific
literature in the field of reproductive medicine, particularly as it
related to recurrent pregnancy loss. In 1991, Dr. Coulam assumed the
position of director of reproductive immunology at the Genetics &
IVF Institute in Fairfax, Virginia. In 1996 she became national
director of reproductive immunology at the Center for Human
Reproduction (CHR) in Illinois while at the same time serving as
vice president of medical affairs, director of ultrasound and as
associate director of CHR in New York.
In January 2000, Dr. Coulam joined SIRM as medical director and
director of laboratory research of SIRM-Chicago where she is also
director of the Millenova Immunology Laboratories (MIL).Dr. Coulam
is board certified in the specialty of obstetrics and gynecology and
in the sub-specialty of reproductive endocrinology. She has served
as managing editor of the American Journal of Reproductive
Immunology and as officer in most of the major national societies
including president of the American Society for Reproductive
Immunology. She has more than 200 publications in peer-reviewed
journals to her credit and has edited a major reference textbook
entitled "Immunologic Obstetrics" published by W. W. Norton.
Dr. Coulam has an excellent reputation, spanning 30 years, for
providing devoted care to her patients and enjoys an international
reputation for her contributions to medical/scientific education and
research. Notwithstanding the above, she considers her greatest
achievement to be the fact that she is the proud mother of 10
wonderful children.
Who she treats: Recurrent miscarriage patients
Testing options: Dr. Coulam uses the testing panel at her own lab
Millenova Immunology Laboratories (MIL). This included NK Assay
testing APA testing but does NOT include the TH1 TH2 test,
endometrial biopsy for NKUs, antibodies to hormones and
neurotransmitters testing. Dr. Coulam uses the Embryotoxicity Assay
(ETA) instead of the TH1 TH2.
Treatment options: Dr Coulam uses IVIG and Lovenox and heparin. Dr.
Coulam does not use LIT, Enbrel, Remicade or Humira. Dr Coulam more
cautious about prednisone use.
Long distance treatment: Yes, Dr. Coulam will work with patients
long distance. She communicates regularly with long distance
patients by phone.
Email availability: May possibly be available by e-mail.
Discussion board availability: Dr Coulam answers questions daily on
INCIID discussion boards (sites listed above)
Comments: Dr. Coulam is a big believer in IVIG. Dr. Coulam treats NK
issues with IVIG, she treats APA and Inherited Thrombophilia issues
with Lovenox, heparin. Dr Coulam does not use LIT, does not believe
in Dr. Beer's NKU theory, does not do the endometrial biopsy for
NKUs, does not believe that Dr Beer's TH1 TH2 test is useful for
recurrent miscarriage patients. She also does not do antibodies to
hormones and neurotransmitters testing, and does not test patient
serum serotonin levels. She does not use Enbrel, Remicade or
III. Dr. Kwak-Kim, MD
Dr. Kwak-Kim, MD
Reproductive Immunologist
Rosalind Franklin University Center for Women's Health
Finch University of Health Sciences / Chicago Medical School
3333 Green Bay Road
North Chicago, Illinois 60064
Phone: (847) 578-3233
Fax: (847) 578-3339
URL: http://www.rosalindfranklin.edu/clinics/repromed/
(Taken from: http://www.finchcms.edu/repromed/program/staff.cfm)
Dr. Joanne Kwak-Kim received her Obstetrics and Gynecology training
in Seoul, Korea. She finished a four- year Reproductive Immunology
Fellowship at the Finch University of Health Sciences/the Chicago
Medical School in 1988. She holds a dual appointment as Associate
professor in the Department of Microbiology and Immunology and
Associate Professor in the Department of Obstetrics and Gynecology,
of which she serves as Assistant Chair.
Dr. Kwak-Kim has gained national and international recognition as a
contributing scientist in the field of reproduction and immunology.
Her scientific contributions include more than 40 articles and
abstracts published in prestigious medical journals. In 1995, at the
International Congress of Reproductive Immunology she was awarded a
Certificate of Excellence for her paper on the natural killer cell
suppression by IVIg treatment on recurrent aborters. In 2002, the
American Society of Reproductive Immunology (ASRI) awarded her the
J. Christian Herr Award. Her abstract also won the Outstanding New
Investigator Award.
She was Chair of the 21st and 22nd Annual Meetings of the American
Society of Reproductive Immunology and is current Treasurer of the
As a founding member of the Reproductive Medicine Program, Dr. Kwak-
Kim has devoted 15 years of her career in Reproductive Immunology
research and patient management. She is focusing her research on
unraveling the role of the immune system in pregnancy and pregnancy
loss. Dr. Kwak-Kim also cares for thousands of patients with
infertility problems.
Who she treats: Recurrent miscarriage and IVF failure patients.
Testing options: Dr. Kwak uses the full panel of immune tests
available through the Chicago Medical School. This includes:
NK Assay (same as Dr. Beer's):
TH1 TH2 cytokine test (same as Dr. Beer's)
Full panel of 21 APAs
Endometrial biopsy for NKUs (same as Dr. Beer's)
Antibodies to hormones and neurotransmitters (same as Dr. Beer's)
Plus others.
Treatment options: Dr. Kwak will use IVIG, prednisone, Lovenox ,
heparin, baby aspirin. Dr. Kwak will not prescribe LIT since the US
FDA ban (but strongly believes in LIT nonetheless). Dr. Kwak will
not prescribe Humira Enbrel, or Remicade to treat NKUs.
Long distance treatment: Patients must see Kwak in person at least
once. Will work with patients long distance after this.
Email availability: Dr. Kwak uses email sporadically. Her email
responses may be delayed. Most patients communicate through her
nurses by phone.
Discussion board availability: No, Dr. Kwak does not have a
discussion board
Costs: See her patient registration packet for costs
Comments: Dr. Kwak worked for years as Dr Beer's partner at the
Chicago Medical School. Dr Kwak has also co-authored many research
papers with Dr. Beer. Dr Kwak agrees with many of Dr. Beer's ideas.
The chief area of difference involves her thinking on how to
treat NKUs. Dr Kwak will not use Enbrel, Remicade and Humira, Dr
Kwak only treats NK issues with dexamethasone and IVIG. Dr Kwak will
not recommend LIT due to the LIT FDA ban though will order LIT
related bloodwork if the patient requests this.
IV. Dr. William Matzner M.D.
Dr. William Matzner M.D.
Reproductive Immunologist
Reproductive Immunology Associates
6850 Sepulveda Blvd.
Suite 210
Van Nuys, CA 91405
Phone: 818-781-5195
Reproductive Immunology Associates
6850 Sepulveda Blvd.
Suite 210
Van Nuys, CA 91405
Phone: 818-781-5195
Email: firstname.lastname@example.com
URL: http://www.rialab.com/doctors/index.php
Discussion board: http://www.rialab.com/forum/
(Taken from: http://www.rialab.com/pages/ria1a.html#matzner)
Dr. Matzner graduated Phi Beta Kapa from Stanford University. He
graduated With Honor from Baylor College of Medicine. In 1988, he
was the Soloman Scholar for Resident Research at Cedar Sinai Medical
Center. He is board certified in Internal Medicine. He has
researched and published extensively on the issue of reproduction
and immunology in medical literature. He has been in private
practice since 1989, specializing in Reproductive Immunology and
Internal medicine.
Who he treats: Recurrent miscarriage and IVF failure patients.
Testing options: Using his own panel of immune tests, slightly
different from Dr. Beer's testing panel.
Testing done at Dr. Matzner's RIA lab:
NK Assay (slightly different version from Dr. Beer's)
APA panel
TNFa assay (different from Dr. Beer's)
Inherited Thrombophilia (Dr. Matzner is a believer in treatment for
homozygous c677t MTHFR conditions, less so for A1298 MTHFR
DQ alpha testing
Plus other testing.
Does not offer: Endometrial biopsy for NKUs, antibodies to hormones
and neurotransmitters testing, Dr Beer's TH1 TH2 cytokine testing or
routine serotonin testing.
Treatment options: Uses IVIG. Will not use LIT since the FDA ban
came into effect (but believes in LIT's effectiveness). Generally
will not use Enbrel, Humira Remicade but has used Enbrel in the past.
Long distance treatment: Yes, Dr Matzner will conduct long distance
consults by phone. It is not necessary to see him in person.
Email availability: Yes, answers emails regularly. Does not charge
for patient emails.
Discussion board availability: Yes, Dr Matzner answers questions
daily at his discussion board (see address above)
Costs: The consultation fee is $300. Also see registration packet
for more information about costs.
: http://www.rialab.com/docum/patient_reg_form.pdf
Comments: Dr.Matzner was originally trained by Dr. Beer.
V. Geoffrey Sher, M.D.
(Reproductive Endocrinogist with Reproductive Immunology research
Geoffrey Sher, M.D.
Reproductive Endocrinogist/IVF specialist
Advocate of IVIG use in IVF
Founder and Executive Medical Director
Sher Institute for
Reproductive Medicine
3121 S. Maryland Pkwy. Suite 300
Las Vegas, NV 89109
Telephone: 702-699-7437
Toll Free: 800-780-7437
Reproductive Medicine
Midtown Manhattan
425, 5th Ave. (cross street, 38th Street) 3rd Floor
New York, NY 10016
Telephone: 702-699-7437
Toll-free 800-780-7437
Fax: (646) 792-6000
Email: firstname.lastname@example.com
URL: http://www.haveababy.com/why/sher.asp
Discussion boards: http://forums.haveababy.com/cgi-
(Taken from:http://www.haveababy.com/why/sher.asp?site=)
Dr. Geoffrey Sher, founder of SIRM, has been influential in
assisting more than 14,000 women have babies following the treatment
of infertility in general, and for the births of more than 4,000 IVF
babies in specific.
Dr. Sher is an internationally renowned expert in the field of IVF
and Assisted Reproductive Technology (ART). Over the last 16 years,
he has helped fashion the entire field of ART. Dr. Sher established
the first private IVF program in the United States in 1982. Five
years later, as Founder and Executive Medical Director of Pacific
Fertility Medical Centers, he was instrumental in achieving several
medical breakthroughs:
• In 1984, Dr. Sher became the first fertility specialist to
introduce and then publish on the use of intrauterine insemination
of washed sperm for the treatment of infertility.
• In 1990, Dr. Sher and his team were among the first to
identify and publish on the importance of assessing the uterine
lining by ultrasound as an index of IVF outcome.
• In 1993, Dr. Sher was the first to describe a treatment that
eliminates the life-endangering risks associated with severe ovarian
hyperstimulation, in patients undergoing IVF. This approach, known
as "prolonged coasting," virtually removes the need for
hospitalization of such patients and avoids the need to cancel a
cycle of treatment in severely hyperstimulated patients.
• In 1995 and again in 1998, Dr. Sher and his team reported on
a link between subtle problems affecting the immune system and
outcome with IVF and described unique treatments that can virtually
double success rates.
Dr. Sher has more than 200 scientific papers and abstracts to his
credit. He has authored one of the most widely read books on IVF, In
Vitro Fertilization, the ART of making babies, and had extensive
coverage on television as well as media and public recognition as an
outspoken consumer advocate.
Who he treats: IVF patients
Testing options:
Performs the NK Assay testing
APA testing
ANA testing.
ATA testing
Does not believe in MTHFR's relevance in miscarriage.
Does not believe in Dr. Beer's endometrial biopsy for NKUs
Does not do the TH1TH2 cytokine test
Does not do LAD testing DQ alpha testing, MTHFR testing or
antibodies to hormones and neurotransmitters testing.
Treatment options: Uses IVIG extensively. Does not believe in LIT.
Does not use Enbrel, Humira or Remicade.
Long distance treatment: Yes, can consult with Dr. Sher by phone
long distance. Procedures are done at the nearest SIRM clinic.
Initial phone consultations are free.
Email availability: Yes, he answers email regularly.
Discussion board availability: Yes, answers discussion board
questions regularly. He visits many discussion sites (see sites
listed above)
Costs: Initial consultation is free. See cost plans
Comments: Dr. Sher is a Reproductive Endocrinologist not
Reproductive Immunologist, however, he routinely tests for
immunological problems as they relate to IVF failure. Is an
outspoken advocate for IVIG use in IVF. Does not believe in LIT or
the relevance of Dr. Beer's endometrial biopsy for NKUs.
Related posts:


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FORT WORTH, Texas (AP) - A coroner says an attacker who crashed his car into a North Texas church and beat a minister to death before dying in custody had been using drugs.
The Tarrant County medical examiner on Tuesday ruled the death of Derrick Birdow was associated with PCP ingestion.
The Fort Worth Star-Telegram (http://bit.ly/WlHoZc ) reports Forest Hill police Chief Dan Dennis says investigators suspected Birdow was on the hallucinogenic drug due to his behavior.
Birdow on Oct. 29 drove into the Greater Sweethome Missionary Baptist Church, picked up a guitar and fatally beat the Rev. Danny Kirk Sr.
An officer used a Taser to subdue Birdow. He stopped breathing in a patrol car and was pronounced dead at a hospital.
The medical examiner says the Taser shocks did not contribute to Birdow's death.
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Contact Us
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Lower Your Natural Gas Bill Now
Quick Tips for Schools
Space Heating
Space heating makes up more than 50% of natural gas usage in most school buildings.
Schedule an inspection and cleaning for all heating equipment before the start of each school year to ensure that the system is operating as efficiently as possible.
Conduct periodic maintenance, such as changing filters and checking pipes and duct insulation for damage.
Many school districts have established policies and procedures for maintaining temperature settings throughout the school year. The School District Energy Manual (ASBO International) recommends 68° for a heating temperature. Individual school districts may choose a more moderate temperature, based upon the condition of the building, climate zone, etc.
Programmable thermostats are a reasonably low cost upgrade that can save energy by operating the heating system according to occupancy schedules and nighttime and weekend setbacks.
Make sure that all doors and windows are closed tightly while the heating system is operating. Also, regularly inspect and repair all caulking and weather stripping around doors and windows.
Moving air-flow-blocking books, papers, and other supplies from unit ventilators in classrooms and offices can increase heating efficiency.
Boilers are normally the largest single energy user in most school buildings. Scheduled inspection and maintenance should be performed at least annually. Regular maintenance is essential for safe and efficient operation. Proper maintenance can lead to energy savings of 10% to 20%, according to U.S. Department of Energy estimates. Upgrades such as new efficient burners, temperature and pressure controls, and boiler economizers can increase efficiency and improve fuel combustion.
Water Heating
Water heating makes up nearly fifteen percent of energy usage in a typical school building. Major opportunities for energy savings include dishwashing and showers.
Schedule regular inspection and maintenance to ensure the efficient operation of water heating equipment. The hot water system should be checked regularly for leaks, and the burners should be tested annually.
Make sure that hot water pipes and storage tanks are well insulated.
Consider installing a booster heater at points of heavy usage, such as the dishwashing area.
Install low-flow showerheads and aerated faucets to reduce the amount of hot water used during showers and washing. Aerated faucets mix air and water using a screen to limit the amount of water flow and improve water pressure.
Turn down water heaters over the weekend and when school is out of session. You might also want to consider adding a timer that shuts off the water in the school building when it is unoccupied.
While cooking takes a smaller percentage of gas load than space and water heating, it is still an important function for most school districts. A few simple operational changes and cost effective retrofits can save a significant amount of energy.
Ovens should reach their desired temperature within fifteen minutes. To save energy, pre-heat ovens for no longer than fifteen minutes.
Use hood fans only when cooking. Hood fans draw air that has been heated and exhaust it outside.
Integrate controls that turn down the heat input with sensors that determine when food is not present. A large percentage of food equipment continues to run (idle) at high heat input rates even when food is not present.
For gas fryers and gas griddles, use infrared (IR) burners that operate with less than ten percent excess air, reducing combustion energy loss up the flue.
Source: ©2006, Tech Resources. Columbus, Ohio
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Welcome to the Randolph Technical Career Center
The Randolph Technical Career Center (RTCC) is committed to providing students with a challenging academic and technical education in a supportive, engaging, and respectful environment. Students learn the skills they need to become responsible and productive citizens who are able to take advantage of educational and career opportunities now and in the future. Read more...
Here's What's Happening At RTCC
Meet Oscar Ruiz, our new Spanish Immersion / Global Business Management program instructor.
Oscar Ruiz, a native of Honduras who has been living in Vermont since 1998, will be joining the faculty at RTCC this fall as our new Spanish Immersion / Global Business Management program instructor. Mr. Ruiz brings with him an extensive background in business management and development, as well as complete fluency in Spanish.
Instructor Hired for New Spanish Immersion Program
Randolph Technical Career Center Director Bill Sugarman has announced the hiring of an instructor for the new Spanish Immersion / Global Business Management program, set to open this fall.
Young Filmmakers Wow Randolph Audience
An exuberant crowd exited Randolph's Playhouse Theatre last Wednesday night; and it wasn't any Hollywood blockbuster that left them smiling. Students from RTCC's Digital Filmmaking program screened 32 short films June 11, sharing a year's worth of work with a cozily-packed audience of friends, family, and community supporters.
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RTCC provides equal education opportunities to all learners regardless of race, color, national origin, gender, disability, religion, sexual orientation, gender identity, or marital/civil union status. Questions about this policy should be directed to our Guidance Coordinator – 728-9595. Click for full Statement of Non-discrimination


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As Time Goes BySeries Website »
Episode Guide »
Jean is looking for someone to run a secretarial agency. Work for Lionel seems to have dried up.
Vermont transplant and Guster frontman Ryan Miller seeks out far-fetched friends across the state! Available exclusively online.
Check out winning Vermont entries to the 2014 PBS Kids Writers Contest!
Tons of videos and games for children from PBS!
PBS Kids - Tons of videos and games for children from PBS!
Educator Resources - Lesson plans, online courses, and videos for teachers and parents.


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Kenny Loggins at the Sun Valley Pavilion
Sun Valley Resort Presents – Kenny Loggins Live, May 30, 2009 at 8:00 PM
There are certain welcoming voices in popular music that can be identified as soon as a song starts – they're immediately familiar musical touchstones, inextricably part of our collective pop culture soundtrack. Singer-songwriter Kenny Loggins possesses such a voice, and for over three decades it's been inviting listeners in to experience music that reaches the heart and the senses with disarming candor, authentic emotion and rich lyrical and melodic resonance. From Loggins & Messina classics like "Danny's Song" to signature solo tracks including "Celebrate Me Home" and the GRAMMY-winning "This Is It," Kenny Loggins' expansive body of work speaks volumes with its warmth and directness.
On his latest album, 2007′s How About Now, the 2X GRAMMY-winning superstar whose long career has traversed diverse styles on record and in film music – comes home to the soulful, roots-centric singer-songwriter tradition that first made him a household name. In speaking about his 2005 tour with Jim Messina, beautifully captured on the concert album Live: Sittin' in Again at Santa Barbara Bowl, Loggins commented, "I went on the road with Jimmy, we finally did a reunion tour, about 40 shows. During that time I rediscovered a kind of music I was making as a kid that had acoustic guitar at the center. There was a certain level of joy and simplicity to my writing. Working with Jimmy reminded me of that, and I got to thinking, if I was making my half of a Loggins & Messina record today, what would it sound like? That's what I aimed for."
More Information email@example.com or 800.786.8259


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Glasgow CIty Council budget: let the children pay
Now that the dust has settled on the headlines of councils' budgets, what does the detail tell us? Largely, that very little changes. That every year, officers and elected members engage in a highly sophisticated game of brinkmanship over cuts, only now they have brought "the people" into the process through extended and largely impotent consultation processes. Because whatever it is that those hardy members of the public who toddle along to be bombarded by financial science think they are nodding in agreement with, I'm pretty sure it isn't that children should pay the highest price of austerity.
And that's exactly what Glasgow City Council has done. To some extent, it is inevitable if, like most councils, a one-size fits all approach to budget cut-making is taken. If the call is for each department to bring forward their 5% cuts options, then education and social work as local authorities' biggest spenders will indubitably end up with a bigger proportion of cuts.
Despite it continuing to be the mode for budget-making all over the country, it really won't do. Nor will the lack of detail and trust in ability to use the ubiquitous review to save pennies. A review is local government's equivalent of searching through all coat pockets and at the bottom of all bags, purses and wallets for change for the bus. And to think we pay these people big salaries for the privilege.
Thus, in Glasgow, its related companies – the arms length bodies which have caused no little controversy in recent years – are going to save nearly £1 million through a range of efficiencies. Glasgow City Marketing Bureau is taking its PR activity in-house and saving the taxpayer £36k per year while Glasgow Life is building on its current energy efficiency scheme with staff to save £240k this year. Funnily enough, the amount saved drops to £100k in 2014-15 and there is no sign of an accumulated, ongoing saving. Does this mean that staff won't be exhorted quite so much to turn off the lights and the heating down next year?
Similarly, Land and Environmental Services is going to save the taxpayers £276,000 this year (and nothing next) through "efficiencies in contracts management in the supply base coupled with income generation measures". All of which remain currently unspecified. Development and regeneration services goes one better by offering up "non essential spend efficiencies" from a "reduction in expenditure across subscriptions, printing and advertising through a review and streamlining of processes". Though its saving of £50k this year reduces to £20k next year. Is it too radical to suggest that all non-essential spend should just cease?
Aside from tinkering around the margins of what they do, these types of services are offering up their biggest savings either through jobs going or by hiking up prices and charges. Though, of course, they don't say that jobs will go. Corporate Services aims to find over half a million of savings this year from "corporate and service productivity reforms"; Glasgow Life will "more closely align workforce with service using better staff scheduling" to save a substantial £1.1 million over 2 years; and Land and Environmental Services will put an additional £1.3 million into the kitty through increased income generation through "a renewed focus on marketing and trading by in-house teams encompassing recycling income, Glasgow Flowers, grounds maintenance, bereavement services and transport". What this means is that they will charge education more for grass cutting of school pitches in a classic robbing Peter to pay Paul manoeuvre and charge folk more to be buried.
But this is all pie in the sky in any event. There is no guarantee of the level of income generation forecast. If there are detailed calculations and equations behind any of these figures, I'd love to see them: more likely, a blunt percentage increase on income generated in previous years was applied. And if the increased income doesn't materialise, are these same departments expected to make their efficiencies in other ways? Don't count on it. Which puts even more pressure on front-line services which spend considerable amounts like education and social work.
In education, the workforce is going to take a battering. Remember the stushie in Renfrewshire over the SNP's proposal to cease providing teachers in nursery schools? Guess what? It's being done in Glasgow but ever the wily political veterans, the Labour group has buried this proposal in a £5million package of "alterations to staff allocation". The council intends over the next two years to raise class sizes in primary schools ("review of staffing formula in primary schools"), cut subject choice in secondaries ("improved timetabling in secondaries to maximise staffing"), replace teachers in nurseries with "team leader child development officers" and will hit additional support for learning staffing for a second time in this budget. The only measure which suggests planned rather than panicked reprovisioning is the shift to "cluster heads for early years".
And if we were in any doubt that it is children – and the most vulnerable children – who will bear the brunt of Glasgow's budget savings, the £2.4 million saving identified for additional support for learning by reducing additional support for learning staff, merging and relocating more establishments, reforming hospital education and stopping the ASL summer programmes confirm it. Additionally, there will be a review of out of school care lets where out of school care services do not run to capacity – which probably means stopping lets to clubs and schemes in poorer areas where higher unemployment ensures there is less demand for after school care. The cost of a school dinner and a breakfast club place is going up, and for the first time, charges will be introduced for fruit and snacks in nurseries on the grounds that it brings pre-school children into line with school age.
In social work, there are jobs and front line services going and privatisation by stealth. The meals service is putting prices up, limiting choice to two courses and moving 390 Cordia clients of its meals at home service "to an alternative service provider who deals directly with clients". This package provides a one off saving of £306,000. £87,000 will be saved by "redirecting" transport provision for playschemes and community groups; Cordia is stopping its handperson service; and posts will be done away with in hospital social work services, the centre for sensory impairment, community work and homelessness teams. As usual, the voluntary sector will take a big hit totalling over £2 million in 2 years. Apparently there will be "minimal impact on service users". Yep, that's what they always say.
What amazes me is how little of this kind of detail finds its way into the public domain, through the media. The detail of the figures might be dull but the potential impact is not. What Glasgow City Council's budget means is a hard time in the next two years for low income families in particular. It's bad enough the ConDems whacking their living standards with their austerity measures without local councils adding to their misery.
Yet, this same council has a restricted reserve fund of £4.6 million for culture and recreation, which includes the Commonwealth Games. This fund, it says, is fully committed for the coming year ie that it is spent already. Never mind that some families will be struggling to give their children enough to eat in the next year, at least there will be a circus to take their mind off the hunger pangs.
Posted on February 19, 2013, in Political witterings and tagged #sp4, budget, Glasgow city council. Bookmark the permalink. 10 Comments.
However, a council spokeswoman defended the cuts, saying: "The council's budgets are under intense pressure and the proposals are about protecting priority areas." The spokeswoman also stressed the removal of additional support teachers were in special schools and would not impact on support in mainstream schools.
Well that's all right then – it's just the special schools. Replace the word "special" with "denominational" or "non-denominational" and there would be outrage in the media but it would seem it's okay if it's children who have the greatest educational difficulties that lose teachers.
Meanwhile money is pissed up against a wall on vanity projects, failed arms-length bodies and financially crippling public-private ventures.
£80,000,000 on this, for example: http://www.accessglasgow.org/councillorsandcommittees/submissiondocuments.asp?submissionid=52488
But don't worry, we'll probably get it all back as long as there's 5% growth in shop rents for twenty-three and a half years. Residents of Edinburgh may wish to look at the service diversion costs in the Eligible Works Appendix and smile knowingly but we can all marvel at the design fees together.
And before anyone starts any party political stuff the vanity projects have got everybody's dabs on them – central and local. It's not about political parties it's about an absence of human values and perspective amongst those who are in them.
…and don't start me on the Commonwealth Games. What was it – £540,000,000 or something?
what i'd like to see is the PFI payments for the year and the cost of cuts compared. Why have labour hamstrung our councils for decades? Yes schools needed built but given the obscene profits private companies are making out of it i want to know if it was just sheer incometence or something a bit more deliberate? (allegedly?)
The most recent figures I have to hand are from 2010/11. Renfrewshire Council's PFI bill was £16 million (Derek Mackay divulged this nugget at a Holyrood hustings). The total PFI bill for Scotland (which i think might have appeared in the Beverage Report) was £400 million.
As I pointed out in a post about Lamont, this is Jack McConnell's true legacy.
A very detailed post Kate – I hope it gets widely read. We try hard as a group to put together alternatives and to finick out detail from the administration on their proposals, but it's not an easy process.
The LES proposals on income generation are actually quite important – over the years they've let contracts slide and they're not making money where they could. For example, for cremetoria, it's not necessarily about charging more but providing a better service – people are opting to go to newer places in North and South Lanarkshire and the previous policy of charging more for non-Glasgow residents didn't help.
Seems to me that non-essential services could be put to sleep for a few years,at least.Wagw cuts from the TOP down wont harm too many many,if the top gets cuts can save much more than freezing the bottom.


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In Friday's English-language edition of Haaretz Op-Ed columnist Nehemia Shtrasler takes Amos Oz to task for his recollections of Israel's first thirty years. "I didn't know that Israel was once a paradise," he writes, and offers facts and figures to prove it:
* In order to work during those happy years, you had to have a red membership book from the Histadrut labor federation.And Oz's egalitarian society distributed beautiful apartments at half price only to "those who are close to us" while in the low-income neighborhoods people wallowed in terrible conditions.
* 250,000 people did not have health insurance because they did not pay dues to the Histadrut.
But Amos Oz is a novelist, not an economist. He was talking about values rather than statistics, about the consequences of shifting from a tightly knit, mutually supportive society to one that favors individual initiative. His book Scenes from Village Life, just out in the UK in English and due for publication in America in October, evokes those changes with extraordinary emotional power.
In one story a former Knesset member named Pesach Kedem at first seems bitter, but he is a romantic when he recalls the old days. (His name is an explicit reference to the liturgical phrase חדש ימנו כקדם–Chadesh yameinu k'kedem, "Renew our days as of old.") Reflecting on his past and his old enemies in internecine left-wing political battles, he tells his daughter, in Nicholas de Lange's superb translation, "We dreamed of improving ourselves, the whole world. We loved the hills and valleys. How did we get here? A long time ago some people liked each other a bit. Now all the hearts are dead."
Another story in the book makes a similar point through music. A group of villagers meets for a community sing-along and begin with pioneer tunes and songs from the Palmach and the War of Independence like "The Song of Friendship." By evening's end they are singing "Why did you lie to me, faraway lights," and "Can you hear my voice, distant one?" The sense of solidarity, friendship, and shared destiny has been replaced by a distancing individualism.
Shtrasler is of course right in saying that the standard of living in Israel is far better for most people now than it was thirty years ago, but he is wrong when he says Oz has made a "mistake." Amos Oz sees the improvements but mourns what has been lost in getting them. The great writer is less interested in material gains than in the price paid by the soul.
Bob Goldfarb, the president of the Center for Jewish Culture and Creativity in Los Angeles and Jerusalem, also reviews books for Jewish Book World, published by the Jewish Book Council.
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Cooking Light MAY 1999
Combine first 4 ingredients in a bowl, and set aside.
Combine broth, basil, 2 tablespoons Parmesan, salt, pepper, garlic, and cream cheese in a blender; process until smooth. Combine basil mixture and rigatoni in a Dutch oven, and cook over low heat until thoroughly heated. Spoon pasta onto each of 6 plates. Top with tomato vinaigrette, 2 tablespoons Parmesan, and pine nuts.
Go to full version of
Creamy Pesto Rigatoni with Chunky Tomato Vinaigrette recipe


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"The Everlasting Storm" in Venezuela generates an estimated 1.2m lightning strikes per year. more...
September 16 , 1620 : The "Mayflower" set sail for the more...
Learn something new every day More Info... by email
European tours are fascinating and varied experiences that can give meaning to every stone, river, and building passed while visiting a historic region. Tours in Europe are an excellent opportunity for adventurers, historians, and simple travel enthusiasts to gain a deeper understanding of the many wonders contained in Europe. There are many different types of tours in Europe, including river tours, train tours, food and wine tours, and even ghost tours.
Before railroads and highways crisscrossed the land, waterways and rivers were a major source of culture and commerce. Some tours in Europe take travelers along these ancient watery roads on a journey of exploration and historical revelation. Conducted by boat or cruise ship, river tours are a popular way to visit multiple cities and countries. One of the most popular types of European river tour takes place during the holiday season, when luxury river cruisers transport travelers to the famous Christmas markets that line the Danube. Cruisers can stop in the scenic winter wonderlands of Austria and Germany while hunting down hand-carved nutcrackers and gingerbread baked from centuries-old recipes.
Some travel experts say that the romance and adventure of train tours in Europe cannot be matched by any other traveling experience. The extensive European railway system allows for nearly endless wandering, but some guided train tours allow travelers to explore the detailed delights of specific regions. Switzerland is famous for chocolate tours, which stop in several premier chocolate-producing regions. With the flexible passes available throughout the rail system, it is also perfectly possible to plan a customized itinerary that takes in as many sites as desired.
With the epicurean meccas of Italy, France, and Spain in the area, it may be only natural that food and wine tours in Europe are incredibly popular. Pasta aficionados will find a variety of tour options in Italy, where tour offerings may include cooking lessons with local masters, accommodations in a 17th century villa, and guided visits to local farmer's markets. The wine making tradition of France means that tours can be scheduled not only to suit vacation plans but also by favorite vintages: tours specializing in Champagne or Bordeaux tasting can be easily combined with luxury accommodations, hosted transportation to the vineyards, and perfectly paired dinners.
Boasting rich and dramatic histories, the great cities of Europe are home to a number of interesting tours, including those on a supernatural theme. London ghost walks take visitors on heart-thumping strolls that pass through the footsteps of Jack the Ripper and into the backstage hideouts of the famously haunted Drury Lane theaters. Many castles throughout Europe offer short walking tours that detail the sometimes romantic, sometimes gruesome fates of previous inhabitants. Paris and Vienna even offer fascinating guided tours of the extensive sewer systems below the streets.
One of our editors will review your suggestion and make changes if warranted. Note that depending on the number of suggestions we receive, this can take anywhere from a few hours to a few days. Thank you for helping to improve wiseGEEK!


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My most favorite day ever!!!!! #nationalpopcornday #lovemyjob
It's 6:30am and we still truckin to #snowball2013 just getting in the mood with out light up snowflake!!
Hanging with my babe <3
Being tortured by the smell of free donuts all day, but I will not give in!!
Sleepy heads <3
Chillin in my onesie with my pup <3
Got to love our house parties <3 dj tai is what's up!!
Lounging at work, what a long night it will be!
Having a crap day and then my paper towel rips into a heart <3 frown is now upside down :)
Apples, lemon and ice for a Delicious lemonade treat #juicing


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Abe's of Maine has a coupon deal on the Canon PowerShot SD1200 IS 10MP Digital Camera. This camera rocks a 10 megapixel sensor, 3x optical zoom, SD card slot, 2.5-inch LCD and 640×480 video mode. It's $149.95 – $10 coupon (LOYALTY10) + $2.90 S&H = $142.85 shipped!
Don't forget Abe's $10 coupon: LOYALTY10


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A Dinner Party in the Garage
Often when entertaining outdoors, a major concern is weather. But if you have a carport or garage, consider using it as your backup or even Plan A. With a few details, just look at how great it can all come together:
This example from Southern Living shows a dinner party thrown in a carport. We love the idea of hanging curtains at the carport entry or at garage doors. This gives the utilitarian space a swanky vibe and they can even be closed in case of high winds or driving rain. Otherwise, pull them back and let them frame the feast!
Related: Inspiration: 10 Real Dinner Parties
(Images: Southern Living)
5 Comments
Eh, I'd be surprised if that's an actual carport the other 365 days of the year. Windows look much too nice for a carport... but even if we ignore that, notice that there is a mounted speaker in the corner, as well as a nice ceiling fan. Looks much more like an outdoor dining room that could double as a carport in dire situations rather than the reverse.
OK, I'm done being a curmudgeon now.
LOL, I agree. Nicest garage ever.
our large extended family did the same, scordo... but it was definitely a garage, not nearly as swanky as the above. lol
looks like they remodeled to use that space for outdoor dining...not an impromptu gathering. but still nice
Who knew my neighbors were so trendy? Granted the snazzy lamps and drawn back curtains are in their case a flickering fluorescent tube and a plastic roll up blind. Sometimes I wonder...


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Lazy A Campground
Effective 7-1-2013
- Weekends and weekdays $10.00 per person per night.
- Electric & Water Hook up $15.00 per night.
- Bath House Available to Lazy A Campground Campers ONLY.
- Stalls Available $15.00 per night. ONLY one horse per stall.
- Hay and feed are not provided.
- Bring your own water buckets and towels.
** Cabin for Rent - Queen Bed and Sleeper Sofa, Sleeps 4 People
$110.00 per night. No linens furnished.
Please Call (919)963-3776 or (919)669-6324 or (704)592-2132. Thank You and we hope you enjoy your stay at Lazy A Campground


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Hearts and butterflies are the themes of this Melissa & Doug Bead Set Bundle.
Product Features:
- Variety of beads and colored cords promote creativity.
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- Includes: Sweet Hearts Wooden Bead Set & Butterfly Friends Wooden Bead Set
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After months of "to be or not to be" it's finally official: the Lotus Esprit will indeed have a successor. Lotus seven year product plan key reveal that the new Esprit will be revealed in 2012, but will carry a different name.
The company is aiming at a power-to-weight ratio of between 275bhp and 325bhp per tonne, meaning that the future Esprit will can easily compete with most of the German sports cars.
According to a Lotus insider the next Esprit will be "the ultimate expression of the brand." It will be a third model tier with the four-cylinder Elise/ Exige and Europa as the first tier and the Evora V6 as the second tier.
Also the same insider reveal that the Evora 's Versatile Vehicle Architecture (VVA) can be adapted to create almost any type of vehicle, from a sports car to an SUV.


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In 2005, older men were much more likely to be married than older women--72% of men, 42% of women (Figure 2). Almost half of all older women in 2005 were widows (43%). There were over four times as many widows (8.6 million) as widowers (2.1 million).
Divorced and separated (including married/spouse absent) older persons represented only 10.8% of all older persons in 2005. However, this percentage has increased since 1980, when approximately 5.3% of the older population were divorced or separated/spouse absent.
(Based on Internet releases of data from the 2005 Current Population Survey, Annual Social and Economic Supplement of the U.S. Bureau of the Census)
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Welcome Message
ABS Corporation was established over 40 years ago with the goal of becoming a unique turnkey solution compliant manufacturer. Today ABS Corporation is known for building brands to market leaders. ABS keeps expanding into topical pharmaceuticals, human dietary supplements, oral drugs, topical ointments, solid dose products, and health and beauty products that demand strict and structured manufacturing requirements.
The ABS Corporation Mission: Our company proudly serves Fortune 500 companies and a myriad of independent entrepreneurs. With a mix of both large and small national and international clients, ABS Corporation has developed a solid foundation for continued growth and a unique independence, diversification, and innovation to assist clients to meet new industry and consumer expectations.


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Tax reporting services growing as a response to market needs - 20/09/2013DOWNLOAD
With the imminent introduction of the automatic exchange of information between Luxembourg and EU as well as U.S. tax authorities, Deloitte Luxembourg is seeing a growing need for related services in order to meet its clients' current challenges in the banking industry.
"The services we are requested to provide are very diverse and correspond to the challenges banks are currently facing in regards to the end of banking secrecy. This mainly concerns advisory work in relation to tax declarations of the banks' customers, but also operational support, such as the implementation of an appropriate tax reporting system, the provision of an IT infrastructure, risk reporting, etc." explains Vincent Gouverneur, Deloitte Investment Management leader across the Europe, Middle East and Africa region as well as partner and leader of tax reporting services at Deloitte Luxembourg. Vincent Gouverneur recently took over the responsibility of this strategic service offer, drawing on Deloitte Luxembourg's long-time experience with outsourcing, fund reporting and fund registration.
The Luxembourg government's agreement on the automatic exchange of information as from 1 January 2015 provoked some pessimistic views on the future of the financial centre.
As a consequence and following their 'white money' strategy, Luxembourg banks are keen to assist their clients to comply with their tax obligations, including tax reporting for previous years. Having a large international customer base, banks are faced with the provision of different reportings, depending on the respective jurisdiction, which represents a challenge, given the pressure on costs.
Consisting of a team of 15 people, Deloitte Luxembourg's tax reporting services are currently serving clients with tax reporting in 9 countries, also through Deloitte Tax Reporting Services AG, located in Switzerland. This new Swiss entity offers a comprehensive business process outsourcing service in order for banks to meet the requirements of the final withholding tax regulation which came into force on 1 January 2013, resulting from the so-called Rubik agreements.
"Although the end of banking secrecy will certainly reshape the banking industry, the impact does not have to be negative, if banks start to prepare for it today." says Vincent Gouverneur. "Besides operational issues and the advisory needs of their clients, it is essential for banks to position their services for the future. Luxembourg banks are increasingly competing with banks from their clients' country of residence. In order to remain attractive and to outclass competition from local jurisdictions, banks will have to develop and offer new services to their clients."


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Pain Management Health Center
Savvy Shopping Tips for OTC Medicines
Step 2: Steer Clear of Combination Over-the-Counter Medicines continued...
But if you don't know what medication will best treat your symptoms, he says, you should ask. "Ask the pharmacist to recommend a single agent product that takes care of the symptoms that you have." The problem with combination products is that they can increase the risk of an accidental overdose. A combination cold medicine may have acetaminophen (the active ingredient in Tylenol). So taking it along with Tylenol can get you into trouble.
Tomaka also advises that you should keep it simple. "If you need something for sore throat," he says, "but don't have a headache or fever or cough, don't buy something that treats these problems. If you just have plain diarrhea without gas, you don't want the product for gas and diarrhea."
Tip 3: Read and Heed the Warnings on OTC Drug Labels
OTC drug buyer beware if you have high blood pressure, diabetes, Parkinson's disease, or certain other underlying health conditions. Ingredients in some OTC products may interfere with your disease or medications used to treat it. For example, some decongestants may raise blood pressure levels. "Read the label," says Megan Berman, MD, "to see if there are any warnings that may pertain to your underlying disease status or current medication regimen." Berman is an assistant professor of internal medicine at the University of Texas Medical Branch in Galveston. "If you have questions or concerns," she says, "the pharmacist is an excellent resource."
Tip 4: Ask the Pharmacist for Help
When in doubt or if an over-the-counter medication looks different to you, ask your pharmacist for clarification. Tomaka tells WebMD that trade names can change and multiple drugs with different indications can have the same trade name. For example, there have been several mix-ups between two common OTC drugs that use the brand name Dulcolax. One has bisacodyl, a laxative, as its main ingredient. The other contains docusate sodium, a stool softener. "Some people have taken the wrong one before a colonoscopy as part of their preparation. As a result, their bowel wasn't prepared for the procedure," Tomaka says.
Tip 5: Know When -- and When Not -- to Self Diagnose
Self-diagnosis can be OK in the right circumstances, Tomaka says. "You can trust yourself if you know your symptoms or have had similar problems in the past and self-diagnosed and treated them successfully." For instance, Tomaka says that if you have some vaginal itching and discharge and it was a warm summer day and you were wearing pantyhose, you can trust your own judgment and treat it with an OTC anti-yeast product. "There are also clues on product labeling," he says, "that can help tell you if this product will treat your symptoms."
However, you should see a doctor if you experience repeated episodes of similar symptoms that are not responding to the store-bought therapy. And it's important to discuss any new symptoms with your doctor before trying to treat them on your own.


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Summer Veggie Medley
Community Recipe from
Recipe Time
Prep Time:
Cook Time:
- 2 cup(s) fresh corn kernels
- 2 cup(s) fresh tomatoes diced
- 2 cup(s) zucchini sliced
- 2 tablespoon(s) butter
- 1 teaspoon(s) sugar
- 1/2 teaspoon(s) ground cumin
- Combine all ingredients in pan and salt & pepper to taste.
- Cover and cook on med. - low heat for 10 minutes until done.
July 2012
This recipe is a personal recipe added by CLdiva and has not been tested or endorsed by MyRecipes.
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Huge death toll in Iraq, as members of a messianic cult of some sort attack fellow Shiites celebrating Ashura.
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I would LOVE to see a Runaways film. And A Great Lakes Avenger one, if only for Squirrel Girl. But where is X-Factor? I think a gritty movie about the mutants who have to do what others will not would quite interesting.
By Matt Wilson in Comics, Daily Lists
Monday, May 7, 2012 at 7:59 am
12) New Warriors
11) Pet Avengers
10) Damage Control
9) The Order
8) Runaways
7) Agents of Atlas
6) Guardians of the Galaxy
5) X-Statix
4) Great Lakes Avengers
3) Heroes for Hire
2) Team America
1) Nextwave
No joke, Nextwave: Agents of H.A.T.E. was the best comic Marvel was putting out when it was being published, and it ended much too fast. But we could see it resurrected on film. And really, who wouldn't want to see this scene in a movie?


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Take Control of Your Finances by Building on What You Already Know
Published on - February 9th, 2010 (Modified on - February 15th, 2010) (by Sierra Black)
This post is from new staff writer Sierra Black. Sierra has provided several great guest posts over the last few months, so I asked her to come aboard as a semi-regular staff writer. Good thing, too. I'm swamped with final book preparations, so my post for this morning wasn't ready to go! Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com.
The most important trick to managing your finances — and maybe the hardest — is just getting started. My household finances were like an impenetrable jungle of budget formulas and investment accounts and bank policies and tax codes; not knowing where to start kept me broke and confused for years.
There are as many systems of thought for tackling spending as there are people managing their finances. Some people are avid fans of budgets while others swear they never work. Some will tell you to save up an emergency fund first while others zero in on debt reduction at all costs.
Finding a starting point can be a challenge. The trick is to begin where you are: Find something you're already good at and apply it to your financial life.
Getting started
To find your path through the financial forest, look for something that is:
- A small step. You're not going to completely remake your financial life in one day. Choose something bite-sized that you can do with relatively little effort or expense.
- Self-contained. "Get out of debt" isn't a first step to managing your money. Tracking your spending can be. Calculating your net worth might be. Reading a personal finance book or taking a community education class are good choices. Choose a single step that will help you work toward a larger goal.
- Comfortable. The skill you use to make the first step should be a familiar one. Now's not the time to learn how to create an Excel spreadsheet or read a stock ticker. Start with what you already know.
- Pleasurable. Ideally, start with something you enjoy doing. You're more likely to persist with your new financial strategy if you're doing something you enjoy and are good at.
For me, the first useful step after years of false starts was joining a Your Money or Your Life study group. I'm a big nerd at heart. Sitting in a class taking notes on a textbook and doing homework was something I knew how to do well. Using those skills to do a class about managing my personal finances let me get a grip on the information in a way no other format had.
By starting with what I already knew, I was able to sidestep my fear about money. Those voices in my head that told me I wasn't able to understand my finances and I'd never be any good at it fell silent when I put my "student brain" in gear. I basically tricked myself into learning how to manage my finances by focusing on a skill set I had long mastered: being a good student.
Learning new skills
Once you've started down the path and are making some progress, you'll want to stretch and learn new skills. The new skills you're reaching for should:
- Build on what you know and are doing well. Once you get into the flow of it, it will be easier to see what new skills you'll need to learn. Then you can build on what you're doing, instead of starting from scratch with a brand-new skillset.
- Apply directly to the work you're doing. Don't distract yourself learning to make that Excel spreadsheet if it's not going to solve a problem for you. Stay on task and pick up the knowledge you need to reach your goals.
- Be steady and repeatable. At this stage of the game, do something small, slow and steady that you can keep doing over time. Focus your energy on the daily habits that will help you reach your goals. That kind of personal change is powerful stuff.
For me, the new skills that fostered personal change came at the end of the YMoYL group, when I was out on my own doing this stuff in the boring, workaday world. There was no teacher to show off for anymore. I just had to do it.
The new skill I picked up was the relatively basic one of tracking my finances. I'd tried it many times and floundered. This time it stuck, because I was building off of what I'd learned in the class. I started a cash notebook, using the same type of small pocket notebook I'd carried for years to jot down creative ideas.
Things started going pretty well for me, financially. My money was getting organized. I was saving more, spending less, and paying down our debts. So far so good. I wondered what else I could be doing with the new tricks I'd learned. Then things got really exciting.
Cross-training your skills
Once you've mastered your new money skills, you can apply them to other areas of your life. I was never able to keep a daily record of activities before I began tracking every cent that passed through my household. Now I know how to do it.
Since mastering that skill, I've used the same tracking system to keep a log of freelance writing submissions and contracts. That's been a huge boon to my career. I've also used it to keep a food journal that helped me radically change my diet. I am now starting an exercise log using the same set of skills.
No matter what you want to change about your financial life, you already have some of the tools you'll need to do it. This is true whether you're staring down a mountain of debt or starting to pile up some investments.
Look around at your life now: What's working well? What are you really good at? How can you apply that to the financial problems you're trying to solve? Success breeds success: Beginning with what you know lets you start by succeeding, and makes it easier to continue doing so.
This article is about Money Hacks, Self-Improvement
What a great introduction! I'm already past this point, but I think this is a good way to approach helping someone else get their financial life in order.
I think there is a lot to be said for building on what you know.
Most people find something they are passionate about and become subject matter experts in that area. For instance, some people love health and fitness. They can tell you how many calories to consume, how often to exercise, what to eat when, and so on. These aren't professionals, just people who have a passion for fitness. The same could be said for motorcycles, cooking, scrap booking, guns, hunting, quilting, or whatever. If we could just realize early on the importance of gathering half the amount of knowledge in personal finances that we gather in other areas of our life passions we could be in a lot better shape financially.
Since I've become interested in personal finances (nearly six years now) everything I read, regardless if it is historical books, philosophy, sports, or whatever I run through a filter in my mind and ask how it can relate to money and feeling more fulfilled in life. I know money and fulfillment don't go hand in hand, but it's nice to know you have control of it so you can feel comfortable in your life pursuits.
Hey J.D. I think you could fill a days post on Your Passion's Metaphor for Money. What are people interested in (besides money) and what parallels can be drawn between that interest and personal finance.
What a very motivational post!
Alluding to J.D.'s famed metaphor of "lighting the fire," once you get started in respect to improving any aspect of your life (and keep the passion burning) generally things improve from there. "Success Breeds Success" as Sierra quaintly put it.
An important point is to keep that flame LIT: even when things don't go our way, or the countless inevitable financial and personal setbacks that occur in life, it is up to us and us alone to keep that ambition burning and that spirit to succeed alive.
Some of the greatest men and women in history faced many, many challenges during their pursuits of their beliefs, values and passions, but they are renowned for one thing: perseverance. << It is that one word that separated them from the rest.
Have A Great Day!
I think my worst downfall is with budgeting. I am so bad about that. I feel like a budget is too restricting!
I like your thought on cross-training skills. There is a reason that cross training is so effective and it follows suit that we can apply the concept to our financial lives as well.
I have noticed in my own financial life that once I started taking control and micromanaging like I need to, all other areas of my life seem to fall in line. The ripple effect is outstanding.
Good word!
Love this advice. The best place to start is always where you are. (How could it be any other way?) Yet so many people get caught up in thinking they have to do things the "right" way or in thinking things are too complicated. Just starting eliminates much of that.
I think what you've written here hints at the fact our financial failures aren't nearly so much from the lack of knowledge or skills as they come from lack of discipline.
In the training world, we identify what's leading to a problem or failure: Is it a knowledge gap? An incentive gap? Or, is it because of an accountability gap?
Just wanted to say that it's nice to see articles that focus on the beginning stages of personal finance. As somebody who will be in the debt reduction phase for a LONG time, it's inspiring to hear how to keep up the pace.
It's motivating to read about J.D.'s pursuit into the next stages, but there are times (mainly in reading comments) that I feel like maybe I'm one of the few people who are still trying to get it all figured out and trying to get out of debt in order to start building actual savings and dare I say it – wealth. I'm sure that some readers might feel that they are beyond needing this type of advice, but it was perfect for me this morning. Just good to read something to remind me that I can only work with where I'm starting from.
That's a really good point that the hardest part is getting started.
When I was first starting out, I began saving and investing amounts that seemed almost trivial at the time (ex: $20/month into a savings account). I really appreciate those moments because I was able to get into the habit of saving, or better yet, the habit of saving automatically with scheduled transactions.
Great post!
Hey Sierra,
This is the personal finance equivalent of "lace up and step outside the door."
Once you're outside and take the first step, it's much easier to start and keep running.
Great idea on building on what you already know. Many people think they need to read a book on personal finance, or research strategies, or whatever else they to keep themselves from actually taking action to take control of their finances.
No excuses. Analyze what you already know how to do well AND find enjoyable, then take that first step. Once you start taking control of your finances, you'll be in motion and it'll be much easier to keep going.
And you would be doing more than the majority of people who just complain and blame external factors for why their personal finances are a mess.
To taking control by taking that first step,
As Oleg (#10) suggests, a lot of times, we already know or at least have a good sense of where we are falling short. Mrs. Money (#4) noted that she struggles with budgeting. Within everything that could be included in the budget, there is probably one area such as groceries or the eating-out portion of her spending that is particularly out of control. Rather than getting bogged down with everything that has to be tracked, it can be much more manageable to focus on that one problem area. Once you get that "win" and control with the groceries, you can carry it over to another area.
Personally, I've found it really helps to go after those less daunting tasks first and then move on to other elements, which can lead to that cross-training principle as well.
I have to agree with Michael (#11), compartmentalizing your budget and focusing your efforts is a great idea. I do a great job with tracking household spending. We consistently fall short when it comes to budgeting for food, take out and groceries. Since food is a necessity – I don't hold myself accountable for how much I spend. I have to do a better job with that.
Thanks Steven (#7) for the gap concept. This can be applied to every area of life.
On the topic of Learning New Skills…are there any investment blogs you endorse JD? I've read "One Up on Wall Street," and making my way through "The Intelligent Investor" by Ben Graham. I'm looking for an investment blog of the highest caliber to supplement the reading I'm doing in those books.
I'm pretty good at budgeting and controlling my spending. But I like the extension of using these same skills to track your productivity as well. You mentioned keeping a record of work you've submitted, what a great idea. Do you use just an excel spreadsheet, or an actual program? I'd like to start something like this myself.
@littlehouse: I'm working Dave Ramsey's steps (Total Money Makeover) and have created a spreadsheet with multiple tabs. One for each month's budget, one for tracking my debt snowball and one for savings (even though the savings tab won't show much for a while).
With the spreadsheet I can track every dime and visually see how my efforts to reduce debt are paying off by seeing the balances drop each month. It is a great motivator along with reading getrichslowly and other sites that encourage debt-free living.
Is the detailed tracking only until things are under control, or is it something you want to keep up indefinitely? I'm picturing you five years and ten great projects down the road, carrying around fifteen spiral-bound notebooks everywhere you go… *g*
Just do it – I know people very well who keep griping about their financial lot, but just keep sitting on the couch and don't do anything. I am all for more doing, less talking. This doesn't count just for budgeting but for so many more things: getting a better job, downsizing your life, switching careers, learning new skills, rebalancing your portfolio etc
I can see how this could work, but I am not that concerned about managing pennies.
Here is my philosophy on finances: if you want to take control of your finance then know what you want in life.
That is it. Most people do not know what they want in life, which causes them to spend on the things they don't need or want.
So if we just took some time to figure out what we want in life, finances would actually take a backseat in our lives.
Great post. "Playing to your strengths" is a smart tactic when it comes to managing your finances. Make your strategy an outgrowth of something you already do well.
Great words of advice for people who are just starting out on trying to fix their finances.
Great article Sierra. You have a wonderful writing style. I'm glad that your going to be a "semi-regular on my favorite web site
Success breeds success: Beginning with what you know lets you start by succeeding, and makes it easier to continue doing so.
The above quote from your post is what stood out for me. But, I would add beginning with what you know and LOVE to do lets you start by succeeding and makes it easier to continue doing so….
Financial freedom begins with finding out what this is that you love to do and sharing it with others.
Very good topic to write about. I am surprised just talking to co-workers and friends, how many really do not have control over finances and a financial plan in place. It seem surprising, because they all have college degrees and I think they are all smart people. It is something that is sometimes overlooked in the day to day world we live in. However, it is really important to devote some energy in this area.
This is a lovely post. Small steps are very important especially for beginners. A 1 month old baby can not eat chicken or chips. beginning with big steps that somone is not familiar with just end up frustrating and leads to quiting financial goals.
Thumbs up Sierra! I enjoyed reading this from start to finish…and it felt really good to mentally check off each of the things as something I myself have grown into doing. It felt like you were writing about me!
The word budget scares me. I use this philosophy when it comes to money: $ coming in > $ going out . If I spend less than the amount I'm taking in, then there is excess left over. The excess can then go towards paying debt,saving it,or both. That can relieve me of stressful situations (I'm paying down debt! I have something in a savings account for when my car breaks down!)and give me more freedom to enjoy life. Or rather, the free things in life! Good friends, good company and the ability to want what I already own.


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Blog revamp in progress
Send me asks in return for love so I can get used to Jackson again
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[[Blog]] [[ask]] [[rules page]]
so I have spectacularly bad planning skills and have four days to write two thousand words worth of top quality essays.
with nothing done so far.
so I'm going to try and peel myself off tumblr for a while as I get 'em done.
also been on my period, so that makes me unwilling to do much chatting and I have indeed been ignoring people but with absolutely zero maliciousness in mind. sorry about that, but it can't be helped when I'm rolling around in pain all day haha.
I present you the map of Burgess
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Infineon's new TVS Diodes Improve Protection of High-Speed Data Interfaces from ESD Strikes, Enabling Thin and Light Portable Electronics
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Technology Media
February 19, 2014
Neubiberg, Germany – February19, 2013 – Infineon Technologies introduces a new series of Transient Voltage Suppression (TVS) devices that protect high speed interfaces of electronic systems from Electrostatic Discharge (ESD) strikes. The ESD105 series complements Infineon's low capacitance TVS diode portfolio with miniaturized integrated packages and ultimately enables mobile devices that are lighter, faster and more robust.
The ESD105 series addresses TVS for the high-speed data interfaces – such as USB 3.0, Gbit Ethernet, Firewire and HDMI links – used in desktop computers, TV sets and portable electronics. Being located at the surface of a device, these interfaces are especially sensitive to ESD. A mere touch of the hand can be sufficient to induce an electric current, and the energy generated by the discharge can damage the equipment or even render it completely unserviceable. This is not just annoying for equipment users, it can also become a costly problem for manufacturers in case of product recalls and subsequent image problems.
Hence, these data lines require robust protection with the smallest possible package size and lowest device capacitance. With very-low clamping voltage (10V at 8kV) and ultra-low capacitance (C = 0.3pF) the ESD105 TVS diodes (single line) enable engineers to achieve strict requirements for ESD robustness and signal quality of the high-speed interfaces used in the latest generation smartphones and tablet computers.
Mobile devices are constantly becoming thinner, lighter and allow for faster data transfer. This increases user comfort but creates additional technical constraints to the designers in terms of robustness, signal quality as well as battery life. The new series provides protection that exceeds the specifications of IEC61000-4-2 in 2-pin packages (0201, 0402). The leakage current is ≤ 20nA, contributing to longer system battery life. A dedicated pad-layout keeps PCB layout simple and minimize parasitic effects.
Continuous miniaturisation of integrated circuits (ICs) pushes the required performance improvement. However, it leads to increased sensitivity of the IC regarding ESD events. Dedicated ESD protection devices are necessary to handle the ESD event before the destructive energy enters the IC input/output (I/O) and causes damage. Infineon offers a broad portfolio of TVS diodes and arrays specifically designed to minimize risk of ESD damage across the full range of computing and communications system applications.
Additional ESD105 Series Specifications
ESD105-B1-02ELS (Bi-directional TVS diode, 1-line, TSSLP-2-4 package),
ESD105-B1-02EL (Bi-directional TVS diode, 1-line, TSLP-2-20 package):
ESD / transient protection of high speed data lines exceeding:
- IEC61000-4-2 (ESD): ≥ ±25 kV (air / contact)
- IEC61000-4-4 (EFT): ≥ ±2.5 kV / ≥ ±50 A (5/50 ns)
- IEC61000-4-5 (surge): ±5 A (8/20 μs)
- Maximum Working Voltage: VRWM = ±5.5 V
- Line Capacitance (I/O to GND): CL = 0.3 pF (typical)
Clamping Voltage: V
CL = 10 V at 8kV ESD Gun test
Dynamic Resistance: R
DYN = 0.36 Ω (typical)
Reverse Current: I
R = 1 nA at 5.5 V (typical)
The ESD105 Series devices and starter kits are now available. The TSSLP-2-4 and TSLP-2-20 packages are fully compliant with RoHS and halogen-free directives.
Extensive ESD Protection Design Support
For assistance in ESD system robustness and faster protection design Infineon offers a comprehensive library of
simulation models for TVS Diodes as well as expert consultation to supporting accurate selection of the protection device and circuit design.
For further information on Transient Voltage Suppressor (TVS) diodes from Infineon, please visit
About Infineon
Infineon Technologies AG, Neubiberg, Germany, offers semiconductor and system solutions addressing three central challenges to modern society:
mobility, and
security. In the 2013 fiscal year (ending September 30), the Company reported sales of Euro 3.84 billion with around 26,700 employees worldwide. Infineon is listed on the Frankfurt Stock Exchange (ticker symbol: IFX) and in the USA on the over-the-counter market OTCQX International Premier (ticker symbol: IFNNY).Further information is available at
News Source : Infineon's new TVS Diodes Improve Protection of High-Speed Data Interfaces from ESD Strikes, Enabling Thin and Light Portable Electronics
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Reader Comments (Page 1 of 1)
Allison Robert said...
There's been talk in my guild about hitting Mag at some point soon, so with any luck I'll have an "up close and personal" article about Big Blue in the next few days. Unfortunately, none of us got to see him on the PTR.
In a nutshell, the number of infernals summoned by the warlock adds has been nerfed, I believe the warlocks' damage has also been reduced, and the single biggest change is that the Mind Exhaustion debuff (the one preventing cube clickers from doing it twice in a row) has either been chopped out completely or greatly reduced. Mind Exhaustion is what made it necessary to rotate two teams of cube clickers (which was itself a nerf; it used to be three!) and from what I understand, it's only necessary to slap five people on the cubes now and you're ready to go.
Also, we do have a post about Mag's buffed loot here if you're interested: http://www.wowinsider.com/2008/02/25/patch-2-4s-magtheridon-the-new-onyxia/


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