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Good-Bye, Microsoft Money! 16 Powerful Personal Finance Programs
Published on - July 1st, 2009 (Modified on - February 12th, 2013) (by J.D. Roth)
As of today, Microsoft Money is no longer available for purchase. Microsoft has essentially conceded that there's no demand for the product. From the website:
With banks, brokerage firms and Web sites now providing a range of options for managing personal finances, the consumer need for Microsoft Money Plus has changed. After suspending annual updates of Money Plus in 2008, Microsoft is announcing today that we will no longer offer Microsoft Money Plus for purchase after June 30, 2009.
Now that Microsoft has thrown in the towel, where does that leave existing users of Money and Money Plus? Some of them are worried. I've received several e-mails about this recently, including this one from Lee G.: "Microsoft just left us in a lurch by killing Money. Any suggestions on finance software? I'm not really a fan of Quicken, but would entertain it."
First, it's important to note that Microsoft intends to support Money Plus at least through 31 January 2011. Until then, you can still get stock quotes and use the software's billpay feature. After that time, the online functions may (read: "probably will") expire. If you're a Microsoft Money user, you still have 18 months to find a replacement. The Money FAQ offers this helpful advice to guide you:
A number of online personal finance management and planning tools are available, many for free, on the Web. Other software solutions may be for sale from companies other than Microsoft. For general account information and transactions, your bank Web site may provide the best solution.
It would have been nice if Microsoft had provided a list of these "personal finance management and planning tools". Since they didn't, I spent a couple of hours surveying the current options. Here are 16 powerful personal finance programs to take the place of Microsoft Money:
- AceMoney is a Windows desktop app that offers all the features you'd expect: downloadable transactions, budgeting, investment tracking, and more. AceMoney costs $30, but a free "lite" version is available.
- Budgetpulse is a free "upbeat" way to manage your money. It offers standard budgeting and tracking features, as well as international compatibility. One of this program's stated goals is simplicity; it doesn't try to do a whole lot other than track your core accounts.
- Buxfer started as simple tool for tracking debts and has grown into a more comprehensive financial management tool. It allows users to import data from their bank and credit card accounts, set spending limits, track shared expenses, and more. iPhone app available.
- ClearCheckbook is "an extremely easy to use tool that helps you balance your checkbook and manage your money. Think of us as an online checkbook register with the added bonus of viewing reports, setting budgets, creating reminders and more." A premium version adds features. iPhone app available.
- Expensr seems to be similar to Budgetpulse. It too offers simple account tracking. Expensr includes some social networking components, allowing you to compare your money habits with other broad groups that you select.
- Geezeo allows users to create and manage a budget while obtaining support from other members. According to the intro video, Geezeo also has the ability to track investments. Mrs. Micah tried Geezeo and liked the goal-setting and community aspects of the tool.
- Mint has become the Big Daddy of online personal-finance apps, with almost a million registered users. Mint offers support for investment accounts, which is cool, and allows users to create personal budgets. I've heard both praise and complaints from Mint users, so it sounds like something you'll need to try to see if it's right for you. (Here's an early Mint review from a GRS user.) iPhone app available.
- Moneydance is a full-featured desktop personal-finance manager. It's available for Mac, Windows, and Linux. Moneydance offers budgeting tools, investment tracking, and many built-in reports. Because I prefer a desktop money app, I'm very tempted to try this.
- moneyStrands is the new kid on the block. Based in part on a financial management tool from Spain, moneyStrands offers all of the features you'd expect (though no investment-management yet). This tool offers lots of budgeting goals with highly-configurable alerts ("let me know when I've spent $30 on coffee this month!"). It also allows you to compare your finances with other demographics (not individual users, but groups of users). If you prefer Spanish, this app is for you. iPhone app available.
- Mvelopes is a web-based version of the envelope budgeting system. It automatically connects with most banks and offers a free billpay service. This looks like a slick product, but it's by far the most expensive program on this list. At a minimum, it costs $7.90 per month.
- Quicken is perhaps the most popular personal-finance software available today. It's fairly comprehensive and well-supported, but not without problems. Old versions are "sunset-ed" at regular intervals, forcing users to upgrade if they want to continue using certain features. I use Quicken for Mac, which supposedly updates investment portfolios automatically. Supposedly. My copy is broken though, and I can't get it to update correctly. There's an online version of Quicken, but to be honest, I haven't heard good things about it. iPhone app available (though users don't like it).
- Rudder sounds like a tool for those who don't want a lot of extras. As with all of these programs, it allows you to connect to all of your accounts. It also helps you schedule upcoming bill payments. Rudder claims that its "secret sauce" is a widget to help predict your future cashflow. iPhone app available.
- Thrive is another online tool similar to Mint. It offers a budgeting component, as well as prompts for when to pay bills and how much to pay. It also encourages users to save. (This feature sounds neat.) Thrive features tools to help users plan for the future.
- Wesabe was one of the first online personal-finance apps. It sports a dedicated base of hardcore users. In fact, one of Wesabe's strengths is its active community — users draw support from each other, sharing tips and ideas. Here's my review of Wesabe from 2006. (Disclosure: I am on the Wesabe advisory board.) iPhone app available.
- YNAB is popular among GRS users, especially those for whom budgeting is important. I haven't used this software myself, but I know that it allows you to import bank transactions, pay bills, etc. YNAB isn't for users who want to track investment accounts, but is good for those who want to emphasize budgeting.
- Yodlee is the grandpappy of online money-management software. It's the platform on which many tools, including Mint, are based. But Yodlee also offers its own personal-finance product called MoneyCenter. As you'd expect, it provides the same account-tracking functionality that most of these applications have, but it doesn't feature budgeting as prominently. Yodlee offers tight integration with most banks, and also has a billpay feature. iPhone app available.
From what I've seen, these apps are a lot alike: the desktop programs offer similar feature sets, and the online tools are all close cousins. There's not a lot to differentiate them. Wesabe has a great community, Mint tracks investment accounts, and moneyStrands offers a Spanish-language option. Each program offers something unique. But is there any one app that knocks it out of the park? I don't know. What do you think? Which option would you recommend for refugees from Microsoft Money?
For myself, I'll continue to use the desktop version of Quicken on my Mac. It's not perfect, but I know its quirks.
Note: There are many other specialized personal-finance apps out there: PearBudget for budgeting, Fuelly for tracking gas mileage, etc. I'll do a run-down of these in the future.
This article is about Ask the Readers, Savings, Tools
Krys & Kelleigh2 – Can I invite you to try Inzolo. I'd love to get your feedback. The whole emphasis is on the planning. Transactions are there to keep you on your plan.
@Classpro: I certainly think that this can occur, don't let me be misunderstood. But the frequency (which I can actually see from empirical data, given that we have lots of users that I can query on the aggregate) is lower than you think.
The majority of checks that most young people write are regular checks, like rent, which Thrive predicts and starting in the early fall, will forward-predict. So we can actually tell how much money you'll have left by knowing, without having watched you write the check, that you always need to have X dollars in your account at this time of the month because there is going to be a check clearing that requires it. It is built into the padding that we leave in your account, based on bill expenditures that we know you make every month.
As for categorization, it certainly takes a little while to train the algorithm when you first log on. But as with any good scientifically-based design, it does learn from you and adapts, so that when you correct the category that a transaction is made in, the system actually learns to recognize that category in the future and it will improve over time. Also, we do community-based adaptation as well, so the more people use it in your area, the better your categorization will be automatically. And eventually, I'd love to integrate the Yellow Pages and other business directory information, so that we can actually take it from an authoritative source – arguably, your credit card company also know the classification, so we're looking at getting access to that as well.
I can't speak to other sites, but Thrive tracks investments and we will eventually do more in that area. We concentrate first on helping people who don't have access to white-shoe advisors, and arguably if you have significant investments that need daily tracking, you aren't in our core audience. So we'd love to do more there, but it will take some time.
Again, regarding that test, I'm happy to accept it takes less than four hours. And may well be more effective. But that is rather like saying earning a PhD in Economics makes you better at this sort of thing: it doesn't actually matter if you can't get people to do it. You seem to presume that your students don't do it because they don't know happy: I'm suggesting that they don't do it because it isn't convenient, and educating them on how is less effective then something that you have in ready supply to give them, which is the wisdom of your experience.
Actually, we've asked that question and the number is very, very high. In the 80% range (the scale used was around "If you switched from X, how satisfied are you with Y", and the high 80′s encompasses anyone that was "satisfied" or above). I think the sample is a little bias, in that it was skewed towards younger, more web-savvy folks, but I don't have access to a broader population at the moment…when I do, I promise to re-run and report back.
As for whether we're going to be around: we're owned by LendingTree, a publicly traded company. So I can't speak to other companies, but at Thrive, we're in it for the long haul. *grins* And the day we start charging fees, I guarantee you that everyone working on the project will quit. It is one of our core beliefs: you can't charge for good, solid, free advice. I can see us maybe one day charging for some sort of premium advice model which gave you access to a live financial planner, or something along those lines, but even then, we'd try to find a way to make it as cheap as possible. We are all here to help people, just like you're trying to help your students – have a little faith.
@Kelleigh2 and @Krys: We're working on just that feature…not the manual register, but rather using the quite accurate information that we have about your past bills to set aside the correct amount of money at the beginning of the month. We'll also set aside the amount you've indicated for your savings goals, then divide the rest into your automatic budgets, which you can then customize. Full scheme should be in place in September, I'm hoping.
Believe me, we're with you, it is just harder than it looks to do it reliably for people in an automatic, free environment. I'm trying! =]
I highly recommend Fortora Fresh Finance. It's available for both Mac and Windows, and has all the features most people need. Very simple to learn and use. http://www.fortora.com
I am long time user of Money and really don't want to giveup things like Cashflow, Lifetime Planner, Bills, Portfolio Review. I have read of all of the comments and don't see one product that does all of this. Has anyone put together a table comparing the features of all of these products to Money?
I just started using Wesabe and so far have not found it very useful for me. I am a paycheck-paycheck, just starting to use online resources to manage money person. I have never used anything before but a notebook and my online banking. What I want is a system that will pull the data from my bank account and tell me where I'm spending the most money. The issue with Wesabe (although they know this and they are working on it) is that I have to go in and manually tag every single debit card purchase to get it to show up in a group, and any transactions that come through have to be the exact word or phrase to go to one of your categories. The idea is right, but it needs to be easier than that or it kind of defeats the purpose. What would be great would be to be able to create a label, say "Groceries" and under that label enter sub-tags (all the places I buy groceries), and when a new charge comes through my bank, the money management system would find a keyword in the description and send it to the appropriate tag. There would be a little pool of uncatagorizable transactions that I would have to go through every time I logged in, but eventually the system would get to know most of my spending habits, and the more I used it, the fewer uncatagorized transactions there would be. I read on one of these that you can set limits on certain expenditures and set alerts for when you go over (I think it was MoneyStrands). I like that a lot. Wesabe is getting there, and of course it's great they are free. I think I will try some of these others for now though. Great article!!
@Laura: We actually use something like this for our categorization system at Thrive. It uses both your categorizations and those of people in your area to attempt to interpret what your transactions are, and learns from you over time…we're rapidly expanding our coverage, and we have some innovative ideas about how to do even better, just a matter of getting the engineering time to put them into place.
Another recommendation for GnuCash! I've never tracked my finances before, and after spending a total of 3 hours with it this weekend, all my accounts are set up, I have a week's worth of transactions entered, and I'm tracking everything in detail.
Another vote for gnucash. i have been using for a year and i am very happy with it. it is very powerful.
it is opensource.
@Matt –
While I like Thrive, and look forward to the register, I have to ask if you plan to either correct or let us correct if our accounts are savings or checking (or something else). I use ING for my primary checking and savings and both accounts are listed as savings which throws off all the numbers. All month long my checking account gets smaller as bills are paid and your savings and financial health trackers keep getting worse and worse because the checking balance is a few thousand dollars shorter at the end of the month than the beginning. I'd love to be able to change the ING checking account to reflect that it's actually a checking account rather than a savings account – if I can't, then the all the reports for savings and such aren't helpful at all since they aren't accurate.
@Kelleigh2: Alas, ING Direct is a rather special case – they are stubborn about how they integrate with any aggregator and it causes no end of problems. I had a chat with their COO not too long ago and he promised better support by the end of the year; they are scaling up a new tech service that should alleviate the issue. Our control is minimal, unfortunately, as we rely on your bank to give us the correct data – if they don't, we're a bit stuck.
That said, I have another new feature coming: the ability to change how we consider your accounts, with some limitations. You won't be able to make a debit account into a credit account (no changing your credit card to be counted as a savings account) but you will be able to move small parts, like checking to be savings, and vice versa. No timeline yet on that, though I would hope to have it up by the end of September; I'll do my best to get a firm date for you soon.
After many failed attempts to use fancier software, my wife and I use Google Docs' spreadsheet program as our checkbook register and Dave Ramsey's My Total Money Makeover subscription software to track our budget and car loan. I like this approach because a) we have no identifying bank information, b) the Ramsey software makes no distinction between spending with cash or a debit card (I HATED how you had to set up a "cash register" on Quicken), and c) We can update our finances from any computer with an Internet connection.
If I had an iPhone, I would look more at some of the other programs. However, I'm a Verizon customer in an area where AT&T reception is really bad.
I've been checking these sites out. I am looking strictly for an online tool and although I don't see many votes of confidence it seems that Quicken online has everything. It doesn't look as nice as others but it has features others lack. Including cash tracking and an iphone app. I wish they had an Android app
Maybe Quicken Online wasn't active when this review was written but I'm leaning towards it. I prefer the community feel of other products but they need to do what I want them to do. And right now Quicken look right so I'll probably give it a try.
I am looking for a program that will work on my Mac that will allow me to display on one page all of my investment accounts, the stocks or mutual funds that is in each, the number of shares, their current value, cost basis, yield, and current gain/loss. I really like how MS Money does this, and updates the prices every time you open it, however, I want a more secure site. Can Thrive, Moneydance, iBank, or Moneywell do this?
@Carrie: Unfortunately, Thrive can't. Even when do launch our investing section, I doubt it will be this detailed, if only because we're targeted at a difference audience. For experts, more information can be better but for most of us, more information actually leads us to make worse decisions (there are exceptions, but from a general psychological perspective, this remains true). So we'll likely boil our information down more than that.
Let me ask around and see if anyone on our team knows of an online program that will help you do that…I'll repost if I can find an answer for you.
J.D. I'm a little surprised that you saw all of these programs as "a lot alike." I definitely don't see it that way. There are tracking programs like Quicken that also include monthly budgeting features to compare with what you spent. Then there are envelope method based programs which help you look forward. I couldn't survive without an envelope method program, and believe they are far and away better at saving those in financial distress than anything else on the market.
J.D. I was just on the Money website trying to find an update that would help my version of Money 2002 run on my new Vista machine and I saw this announcement…
Update (8/5/09): Later this year, Microsoft will release versions of Money Plus Deluxe and Money Plus Home & Business that will not require online activation. Check back here for additional information or look for future announcements in Money Plus.
MS Money's future cash-flow feature is extremely important. Quicken does this, but only up to a few weeks . I need something that will look at the next 30/60 days and up to a year.
@Blake: Something like that is coming from Thrive (www.justthrive.com); should be live within the next few months.
I have been using MS Money for a few years. While it was not perfect, one thing I could do was reconcile my transactions, at least for the most part. I just tried Rudder and it doesn't seem they do it. Mint does not, at least not yet. Do any of these websites track investments, help you budget, AND reconcile transactions? Personally, I don't know why else I would use any of these programs if they don't reconcile.
I have used a lot of financial management software and there is a new one in the market that basically throws all the financial management tools out the park. Check it out for yourself!!
I tried an aggregator account but my brokerage account was frozen because of too many inquiries. Something to think about if you want to use Yodlee, Mint, etc.
I'm a long time Money user and HAVE to have a robust system to track investments. Anybody have any good suggestions?
@Eric: When you say "reconcile transactions", can you say a little more? That means different things to different people, and I want to add it to our suggestion list for http://www.justthrive.com but I want to make sure I know what it is you mean.
"Carrie Says:
August 7th, 2009 at 3:51 pm
I am looking for a program that will work on my Mac that will allow me to display on one page all of my investment accounts, the stocks or mutual funds that is in each, the number of shares, their current value, cost basis, yield, and current gain/loss. I really like how MS Money does this, and updates the prices every time you open it, however, I want a more secure site."
Carrie and I are looking for same program. Mine is for Windows XP. My Money Plus is now expired for online services and I don't like entering stock prices manually.Can someone help?
I have been trying to use Mint for the last year. It has great reporting and tracking functionality, offes decent advice and can help you project cash flows and overall networth. The BIG BIG BIG problem I have with it is that it struggles with financial institutions that have multi-layer customer recognition questions (the old, "What is your Mother's maiden name?"). I bank with Huntington Bank in Columbus, OH and Countrywide holds my mortgage and it cannot consistently update the balances in my accounts therefore throwing off pretty much all cash flow and spending advice. I complained and they basically told me to try and "jiggle the handle" if you know what I mean. In the name of safety/security, I will probably head back to a desktop solution.
One site nobody ever mentions when discussing PFM software is Budgettracker (www.budgettracker.com). I have been looking this site over for quite a while now and the developers are very responsive to input. I've also tried Mint, Thrive, Moneywell, Moneydance, iCash, Cha-ching, and a huge list of others. If you are OK with online finance or want a replacement for your desktop app take a look at BudgetTracker. As the product is now it is a good desktop replacement except that it is online. It also offers access via cellphone if that is something you desire. They offer the ability to retrieve information from financial institutions automatically. I would assume this is similar to Mint and others. I don't happen to use the direct connect to financial institutions just because I won't give that access to anybody – period. You will have to evaluate that area yourself.
One other thing I like is that they don't "mine" your data to third parties and then market stuff to you.
Disclosure: I don't have any affiliation with any of the software developers mentioned – this is just my opinion and observation.
If you are looking for a simple application for tracking your expenses against a budget you can look at Piggybudget, which I have written.
It is freeware, runs on Windows, Mac and Linux, and is designed for simplicity rather than being a full featured accounting package. Plus it has cute icons.
Would love to hear some feedback about it.
I actually tried Manage My Financials, the offline version and it actually is really good. They have a free trial of the software and the transition to the software was really smooth. I personally think it added a lot of value to my financial management. One drawback is that it only runs on Windows.
I have taken several of these for a test drive, and they each seem to have glitches that are being improved over time. My biggest beef is that none (quicken, Yodlee, Mint, Geezeo, MoneyStrands) seem to allow budgeting for a two week time period. This is something that holds us back, as I like to plan for each pay period, not monthly. I would certainly like to see this implemented.
Jennifer: I now get paid every two weeks. Just changed with my new job last month. My budget system doesn't change at all though. Inzolo has a monthly focus because most bills are due on a monthly basis. But It doesn't matter when you get paid using an envelope system. You just make sure you allocate your money before you spend it. It's totally flexible and all up to you.
" My biggest beef is that none (quicken, Yodlee, Mint, Geezeo, MoneyStrands) seem to allow budgeting for a two week time period. This is something that holds us back, as I like to plan for each pay period, not monthly. I would certainly like to see this implemented."
A spread sheet (excel) that Lampo uses in their financial counseling does this and it's one of the few places I've seen it. It takes your monthly budget and then lets you can assign each item to a particular paycheck whether it be bi weekly, twice monthly etc. They also have a sheet that tracks savings for various things within one account. I don't think their online product does either of these, but supposedly it will track savings for various goals soon. Both are really useful features that would be appreciated in commercial software.
@Jennifer: I understand the desire for a bi-weekly cycle; we'd love to develop it, we just have other features slated first. In the meantime, though we budget on a monthly basis, Thrive actually is using average incomes to compute your cash flow, so it will take into account your bi-weekly paychecks.
@Mike: At Thrive, we actually do allow for Plans within savings accounts, and that is one of the features that we're looking to expand over the next few months. I'll try to remember to come back and leave a note here when the new features are launch, which improve over what we have there already.
@matt- ok, I will give it a spin. The thing is, I have already done my homework to determine exactly what our obligations are for each paycheck. In most program, if I want to create a budget, I have to enter a monthly amount. I have also done the math to change my bi-weekly budget into a monthly one, but in my head, it just doesn't translate.
@Dustin – the envelope system may be what I'm after, but it does not tell me how much money I should have standing in my checking account at any given time. I understand mvelopes.com does this, but I don't want to pay for software.
We have set a goal to spend "$X.xx" each pay period, after the bills have come in, lumping all other costs in one single amount. This would be ok, but we still go past that amount at times, seeing that there is money in the books. I want to avoid that. Ideas?
@Jennifer: I hear you. Let me noodle on it – your's is a bit of a special case, but I don't see why we can't find a way to accommodate it.
@Matt – thank you. I certainly don't think I am a special case. There are millions of households in America that get paid on a bi-weekly basis. I can't be the only person who has computed our living costs to fit in on a paycheck by paycheck basis. The main difference is, we don't count on those two "extra" paychecks a year that do not have obligations with them.
I have not played with the mvelopes website or method, but I suspect it works the way I have described above.
Also, I had trouble locating a split transaction feature on the Thrive site. It is very possible that I overlooked it. Thank you again for your time.
@Jennifer: You're right, let me say that differently. Tons of people are paid biweekly (including me), but not as many of them actually want to budget on a bi-weekly budget, especially as most bill expenses are on a monthly basis. Rather than splitting all the transactions, it seems vastly easier to actually look at things on some aggregate average levels. Indeed, there are some nice psych studies that show that the longer period that people use for budgeting, the closer they actually get to real values (yearly better than monthly better than weekly). The nice thing about Thrive is that we're using your real data, so theoretically it reduces the impact of time period, but I think some of it is still in there.
As for split transactions, you haven't missed a thing – we don't currently support it. It is on the roadmap for the near future, we're just finishing up some of the cashflow and budgeting features. Stay tuned.
I just bought YNAB (You Need A Budget), and am liking it so far, except for the lack of reporting features. It does a pie chart, and a bar graph, and that's it. I am looking for a desktop program (not online), that can give me text reports on how much we spent on each sub category, each master category, within my choisce of time frames, and be able to import files. I'm afriad I have a feeling that may be only Quicken or MS Money that can do that.
@Paul W: I too bought YNAB, and they are getting ready to release their new version which may have the reporting you're looking for…since you just bought yours, you should be able to upgrade for free when it's released later this month or next.
Any word on the feature you mention below? Until it happens, I can't use your site as it tells me each month that I'm doing a terrible job since it thinks my checking is a savings account… Thanks.
"That said, I have another new feature coming: the ability to change how we consider your accounts, with some limitations. You won't be able to make a debit account into a credit account (no changing your credit card to be counted as a savings account) but you will be able to move small parts, like checking to be savings, and vice versa. No timeline yet on that, though I would hope to have it up by the end of September; I'll do my best to get a firm date for you soon."
@Kelleigh2: It is currently slated for released in this sprint, which should be out on the 28th. It is possible, however, that we may be delaying it until the next sprint (launching in mid-November) in order to allow for some improved functionality that will increase the ability to differentiate between revolving and non-revolving debt and to coincide with the new feature that will correct your other issues.
I appreciate your patience: I know you're eager for us to improve, and we're working on it just as fast we can!
I have recently come upon a software that aggregates all of your finances, but it it literally all of the ones you have listed combined! It's called Money desktop (www.moneydesktop.com). It was shown to me bya friend and the more I have looked at this the more impressed I am. It shows you how to budget, save, plan, and an in detail report of what specifically is keeping you from wealth. It's like Mint on steroids It's awesome!!!
@ Christina: The Moneydesktop.com looks interesting, but it's $200 a year! I'd like to try it without having to give them my credit card first. Can you tell me if it has an account register that I can manually add in transactions like I can in Money or is the register an automatic thing like Mint that just pulls the info from the bank and you can't add anything in yourself? I've been trying to find another solution since my Money program ran out of it's online service contract and now each time I want to update my accounts I have to go out to every single bank or broker website to get the info – what a pain. Mint and Thrive are nice, but don't have the register feature I need – I want to manually add in my bills each month to know what the balance will be after they are paid AND have my accounts auto update.. no one seems to do this besides quicken and money (not anymore)and I really dislike quicken…
I believe that Mint is joining with Quicken, so that will make the "Quicken" experience alot better
I have created an Excel spread sheet to account for all money spent. I save all receipts and then daily update manually and does not connect to the outside world. It is accomplished on a month to month basis and saved for tax purposes. The constant bills are in an area with the set amount entered. As deposits are accomplished the amount is entered and the constant bills are automatically deducted. I also enter the daily bank balance to compare to the manually accounted balance and can determine better availability of funds. Connected to all this is a monthly accounting of balances in all account for a total of cash available (net worth). It may sound complicated but takes only about two minutes a day to update and five minutes on the first of each month to set up for that month. I have spread sheets already set up to and including the year 2012. Hey, I'm retired and have the time to mess with this. We have not over spent any of our accounts in over five years. A stitch in time will save a dime, I said so.
@Kelleigh: If you want to shoot me an email at email@example.com, I can try to get you access to a demo of the new feature we built to solve the problem you're having – it is still being tested internally, but I may be able to get you an advance look.
I have been using mvelopes for three years and absolutely LOVE IT!! I am not at all inclined toward money management and this has made it so easy for me to come up with a spending plan and track how I'm doing…I cannot believe how this has literally changed my life… I actually feel financially competent now and even notice little charges on my credit card that aren't right and are able to protest them. If you are intimidated by money – this is a great program!
I too use Mvelopes and think it is very different from the others. It shows you how much is left in your budget category (envelope) as opposed to how much money you have in the bank. That way, you don't look at your bank balance and think you have money when really you owe half of it to your credit card company. I have used Quicken and Money in the past only to find out at the end of the month that I had exceeded my budget. Even with the automation help from all these programs, it still takes time, so I think it is mandatory to have a program tell me where I am at all times. If it's too complicated to know exactly where you are on any given day, it's all a waste of time.
@Matt: I had a quick question before I decide which program to use.
I'm a recently graduated college student and while I do work and support myself there are a few things my parents pay for, namely, groceries and gas. I want to track these expenses as well (so I'm not breaking their bank). It all goes onto a specially relegated credit card that is paid off by them, but my own income won't ever be put into it, which seems like it would make the tracking and budgeting a bit confusing, since Thrive could see the expenses from the card, but not the account or money that ends up paying it.
I really like Thrive but I guess I wasn't sure if my varied means of income could be supported by the site.
Fortora Fresh Finance is also another great personal finance manager. It's available for both Mac and Windows. You can find it at http://www.fortora.com
I posted about Yodlee's MoneyCenter a while back. If you are interested in learning more, check out the post here:
I haven't found anything that works better for me.
Best, Dave
For the UK users out there, our only options are to use Wesabe (which isnt great) or a newcomer to the scene Kublax.com, which uses the Yodlee platform.
Would be great to see some iPhone coverage for the UK….


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Saint Laurence School at a Glance
Saint Laurence School is a welcoming community embracing the variety of gifts and needs each student has to offer. We strive to build self-confidence, responsibility, and a love for learning in each student. We consider each student unique and full of potential. Here at Saint Laurence School young people learn the importance of education and strive to incorporate all aspects of learning into their daily life. Jesus Christ is the very center of our life and it is through him that we learn and grow.
Here is what we offer:
- Committed to the teachings of Jesus Christ and his Church
- Dedicated teachers and staff
- Fosters the practice of virtue, prayer and service
- Home to over 410 students of diverse cultures
- Grades Pre-K to 8
- Comprised of students from St. Laurence, St. Alice and St. Philomena Parishes
- Welcoming students from neighboring school districts and parishes
- Rich in diversity of ethnic backgrounds
- Classrooms ranging in size from 20 to 30 students
- Offering music, art, gym, computer and library skills in addition to the core curriculum
- Variety of menus for school lunches
- After school activities/clubs
Saint Laurence School Mission Statement
Guided by the teachings of Jesus Christ, Saint Laurence School strives to respectfully recognize, celebrate, and educate its diverse school community. We are committed to academic excellence through a positive and challenging learning environment. We seek to develop the whole child, integrating Catholic values of service and respect for all God's people. Through steadfast prayer and diligent work, our students will develop the skills to succeed as a 21st century learner.
We believe that:
• Christ is the reason for the existence of our school.
• Prayer is an essential part of the school.
• The teaching of Christian values is vital to personal growth.
• Cultural diversity enriches and strengthens our school community.
• Each child is unique and capable of learning through varied instructional practices.
• A safe environment is crucial to the learning process.
• Peacemaking promotes compassion to help children see the world through God's eyes.
• High standards must be maintained through a system of accountability for all students, parents, faculty, and staff.

subset: commoncrawl


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What has become completely fascinating to me and seems to be traveling across blog boundaries everywhere, is the infamous Elf on the Shelf controversy. I actually hesitate to capitalize his name, it seems to give him too much importance!
Elf on the Shelf must be a fairly new idea as I do not remember hearing or reading anything about it when my first kids were growing up. But it seems this tiny little elf has stirred up a hornet's nest of controversy for women everywhere.
Apparently, in some circles, you are not considered the "perfect mom" unless you spend whatever amount of time moving this tiny little toy all over your house in the dead of night and creating vast scenarios that make him appear alive.
Which would scare the h-e-double hockey sticks out of my autistic children, by the way.
In other circles, you are looked down upon if you chose to create an elf with behavior issues as it makes the rest of the hardworking already multi tasking mothers look "lazy."
The mommy blogs are chock full of posts with varying opinions on the subject and I have been very surprised to find the infamous and very controversial stuffed elf crossing into decorating blogs, also.
I am not normally an outspoken person, don't really see the point, who really cares about one person's opinion in the grand scheme of life, but I have to just throw in an older mom's two cents.
I have six children, three grandchildren, I have fostered, I have babysat. A large part of my adult life, in fact, all of my adult life, has involved caring for or raising children. I can tell all of you young mothers with complete and one hundred percent certainty, that elf on the shelf is NEVER, and I do mean NEVER, going to change the type of mother you are and how your children are going to turn out.
There are so many reasons we as women struggle with confidence issues, low self esteem, and high stress levels. And things like Elf on the Shelf, a cute stuffed toy with airs of grandeur are just the type of unimportant ridiculous stressors that put us there.
Let it go, moms!! You are so important to your children and this is so not. If there are moms who chose to make this a tradition, then let them, who cares? And for the ones who don't chose to, who cares? This is not a life defining choice.
You are all wonderful moms and work so hard in all you do for your children and your homes and that is all that matters.
Life is hard enough and we, as women, unfortunately, are hard enough on each other.
There are enough legitimate bandwagons to jump on. Segregation (not just race), discrimination, child abuse, hunger. These are life changing. And they matter.
Just my two cents. I'll be quiet now.


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First Ascent of the steep Topside V 7 (maybe VI 7)**
Pete Greene
© Erik B
Route: Topside
Climbers: Erik B


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Combining progressive tailoring with technical performance, ISAORA encompasses a sophisticated yet relaxed vibe. Highlighting the ISAORA Fall/Winter 2011 collection is a collaborative Insulated GORE WINDSTOPPER Jacket with Japan's Diffeducation. Featured in black and red plaid the jacket is teched out with waterproof zips and all that.
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Be careful
I've got your card marked and thats a garantee, you'll see.
Im quick, always 2 steps ahead. I know just how you think.
I've worked you out now, I've got you written down in ink.
So you might just need to have a little re-think.
If your not careful.. I'll walk, and I'll walk fast.
But i wont hold a grudge, the past is the past.
I care enough about you, enough to stay.
Aslong as you don't make me want to fly away.
Did you like this poem? Write one of your own!


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Atcherley ONSMy Atcherley One Name Study is registered with the Guild of One Name Studies. See my profile page, where you will also find an e-mail address for me.
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Monthly Archives: July 2011
John Atcherley and American Independence
Updated 4 July 2014 The connection between John Atcherley of Bristol and the events leading to the American Declaration of Independence in 1766 is a tenuous one to say the least. However it is enough for me to choose the … Continue reading
Posted in Family history articles Leave a comment
An Atcherley in Canada – Part 2
< Back to Part 1 Charles Hedley Atcherley completed his World War One service as a Lieutenant, and completed his family with the birth of daughter Jean Marion Atcherley in 1918. [1, 2] Hedley did not rejoin the Mounties after … Continue reading
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Natural Ingredients in Procera AVH®
The AVH in Procera designates its three active ingredients, Acetyl-l-carnitine, Vinpocetine and Huperzine A. Each of these ingredients has "natural" origins or analogs existing either in the body or the plant (herbal) kingdom. Each has over 20 years of clinical research and use around the world, with excellent efficacy and safety records.
Procera AVH® memory artfully combines the clinically "proven" effective dosage level of each ingredient, in a proprietary and highly synergistic ratio, achieving clinically validated effects that were not obvious from research on the individual ingredients.
Acetyl-l-carnitine (ALC) is perhaps the one true miracle molecule, especially for your brain. ALC is naturally found in the brain and body. Its main dietary source is fish and red meat, although you would have to eat over 50lbs. a day to get enough for improved mental performance. ALC helps in the protection, preservation and performance of your brain cells. It increases brain blood flow as well as the synthesis and utilization of acetylcholine (ACh), a key neurotransmitter for mental clarity, memory and focus. It improves the energy output of your mitochondria, helps stabilize the neural membrane, and protects both from free radical damage.
Acetyl-l-carnitine has been shown to help protect the brain from the effects of aging, including free radicals. ALC may also help increase levels of glutathione, perhaps the brain's most important anti-oxidant and immune defense enzyme. ALC appears to help rejuvenate the brain and may significantly slow brain aging, especially in the mitochondria. Dozens of clinical studies have demonstrated ALC's powerful effect on improving mental clarity, focus, mood and memory, while boosting processing speed and cognitive function.
Vinpocetine (VIN) is a compound derived from vincamine, a natural extract of the beautiful periwinkle flower, Vinca minor. It increases cerebral vascular blood flow, thus enhancing the flow of nutrients, oxygen, glucose and neurotransmitter substrates, e.g., choline to the brain.
VIN has been shown to improve memory and brain processing speed. It also increases brain glucose metabolism (energy) and increases the mitochondria's generation ATP, which further improves brain energy as well as mood, memory and other mental functions. It is also a powerful anti-oxidant, and neuro-protective agent that has been shown to protect brain cells against the chronic age-related reduction in oxygen levels.
VIN also protects the brain from imbalances in calcium regulation, or calcium overload which is another major cause of cognitive decline and brain dysfunction with age.
Huperzine A
Huperzine A (HUP) is derived from Chinese Club Moss (Huperia serrata). It's a natural acetylcholinesterase (AChE) inhibitor. AChE is the enzyme that destroys acetylcholine in the synapse before it's effectively used to communicate your thoughts, feelings and memories.
HUP helps keep your acetylcholine levels up, so your synapses fire fast and efficiently. HUP has been shown to improve memory and protect brain cells from free radicals. HUP also stimulates the acetylcholine receptors making them more sensitive to existing levels of ACh. HUP may also act as a brain metabolic enhancer.


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It's the beginning of a new chapter for new parents Elisabetta Gregoraci and dad Flavio Briatore, who took their son Falco Nathan home less then a week after he made his entrance into the world.
The couple where snapped leaving a hospital in Portofino with the newborn, who was concealed under a blanket in a baby carrier.
And the little one got his first taste of the jet-set lifestyle awaiting him as the pair took him on board their luxury yacht moored in the Italian town's harbour.
Elisabetta gave birth on Thursday, and the new arrival weighed 4.1 kilos.
He is the first child for 30-year-old Elisabetta. Flavio also has a daughter, Leni, from his relationship with Heidi Klum.
Photo: © Rex
Wednesday March 24, 2010
Previous News In Pictures:


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All You OCTOBER 2008
Preheat oven to 350°F. Reserve 1 Tbsp. cream cheese and spread remaining cream cheese evenly in an 8-inch oval baking dish. Spread salsa over cream cheese. Sprinkle with grated Cheddar. Bake until cheese is melted, about 15 minutes. Let cool slightly.
Place a dab of cream cheese on one end of each celery stick and press a sliced almond into cream cheese. Arrange celery fingers on platter and serve with hot dip.
Go to full version of
Celery-Stick Fingers and Dip recipe


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Are Boy/Girl Shared Bedrooms a Problem?
We see plenty of shared bedrooms here on Apartment Therapy. The overwhelming majority are for siblings of the same sex, but especially when families live in small homes and apartments, it's often the logical (or only) choice for a brother and sister to share a bedroom. Last week in "My Brother's Bunkmate," New York Times contributor Michael Tortorello wrote about some of the issues of brothers and sisters sharing a room. Slate's Katy Waldman responded with her piece, "What's the Deal With That New York Times Piece on Brothers and Sisters Sharing a Bedroom?"
So what is the deal?
In My Brother's Bunkmate, Tortorello lists age, gender, dynamics, and personalities as factors in the shared room equation, but his greatest preoccupation is childhood sexuality.
There's a euphemism for this kind of anxiety: ick. To spell it out just a bit, does the mixed-sex bedroom represent an inherent risk to the children's social and sexual development?
As the author points out, that icky anxiety is a total first world problem. It is also a small space problem, especially for urban dwellers where space comes at a tremendous premium. The article concludes with an interview of siblings who grew up sharing a room in NYC, and it sounds like they turned out okay.
But it's kind of a weird article, and that's what Waldman spelled out in What's the Deal With That New York Times Piece on Brothers and Sisters Sharing a Bedroom? She takes the NYT to task for its squeamishness and reticence to go there and spell out what she thinks are the the real fears, instead obliquely baiting parents to worry about one more way in which they might be messing up their kids.
Whether it's by choice or necessity, many families have siblings sharing rooms, but does the sex of the siblings really complicate the decision? Has your family worked through the prospect of a mixed-sex shared bedroom? What did you do? How is it working out?
(Image credits: Marcia Prentice)
52 Comments
My three kids are currently sharing a room with the boy being the youngest at 4, then two girls at 8 and 10. I think we'll be changing the situation come late summer of this year before the oldest heads to middle school. Don't know if we'll keep the girls together or keep the two youngest together, but the oldest is definitely getting near her limit with patience with the youngest two. Sure, I'm sure we could make it work longer, but I think it's time for a change. Do I feel it's not healthy? No. Just trying to be sensitive to her feelings is all.
Probably doesn't help that a Flowers in the Attic remake has been making its rounds... I grew up with my own room, plus I have three sisters and no brothers, but I don't see an issue here. I mean, maybe it's not a great situation with teenagers, but I think younger kids will fare just fine.
I grew up in a small apartment in South America and am the oldest of three. I have a younger brother and a sister and I shared a bedroom with both of them until I was 18 years old. The bedroom was a place to sleep and thats it. If we wanted privacy we had the bathroom and sometimes we were lucky and the siblings stayed at grandma's. it was never a big deal and most of our friends shared bedrooms with their siblings, often times of the opposite sex. We are all successful adults and have no psychological trauma that I know of. The NYT opinion piece is elitist at best and ignores how a majority of the world lives.
@ Verocharrua - Amen.
It's weird only if you make it weird. I can see once a kid hits middle school, you might want to separate them - but I think that has a lot more to do with preteens and teens needing their own space in general, not some Flowers in the Attic risk. When they are younger kids, I really don't think they care and it's a bit odd to me to sexualize them so early on. Johnny's body looks different from Sarah's? Great. Biology lesson complete. I know plenty of friends who shared rooms with siblings of the same gender, and it was just fine.
And if you start worrying about sexual development because your 6 and 8 year old are sharing a room, then you need to start raising questions like "But what if my child is homosexual, is it okay to share a room with a sibling of the same gender?" and things like that which just...please. Let them be kids. They'll figure out all of that later, and their siblings probably won't have much (or anything) to do with it. They probably don't care and are more concerned about whose side of the room the Legos are stored on, so neither should you.
The NYT is elitist at best and ignores how a majority of the world lives.
Fixed that for you.
I think this may pose a problem for older siblings of opposing genders, but not so much for the younger set. Personality wise, i think it forces siblings to get along and either work things out or creatively ignore each other. I shared a room with my sister growing up and wr swore we were the only girls in town who had to share a room. As children grow, i do think they need a more private space, especially as bodies change, so teens of opposing genders sharing a room is not something i would endorse.
I shared a room with my brother and sister when we were all young (elementary school age). It wasn't an issue of space so much that we didn't have enough for us to spread out, but in a three bedroom house, it made more sense at the time to use the smaller room for sleeping so the larger room could be used exclusively as a playroom. Even as we got older and had different bedtimes, this never really presented a problem. I think my brother (the oldest) was probably 10 by the time my parents decided we should be separated.
First, we need to refer to it as "gender" and not "sex"....
my husband and his sister shared a room and he has a scar between his eyebrows from where she threw a paperback at him for being noisy.
I grew up in a 4000 sq ft ranch in the 60's/70's. Large seemed to be all the rage in suburbia. My brother (I'm a woman) and I were so lonely at night that we would push our beds up against an adjoining wall, so we could 'tap' messages to each other at night.
I didn't want this isolation for my girl (7) and boy (5,) so they share a room. We have another small bedroom that we will move our son to when the time comes, but for now, we wouldn't have it any other way.
The only reason I would have minded sharing a room with my sibling is opposing aesthetics. I imagine that would be an issue for many readers of AT being how we are about our living spaces.
Think embarassment issues when I had friends over, not feeling like it was normal-would be another issue.
Also I'm a person that needs a lot of space-more an issue of needing alone time than it being living with a person of opposite sex.
I agree with everyone who says it would be an issue of personality, not gender. Some kids get along really well with everyone and some kids don't; some kids are louder and some kids are quieter. Making an introverted kid share a room with an extroverted sibling who likes to invite over his or her friends can lead to a lot of strife for the introverted kid, who might feel he or she is displaced.
Let's do as Katy Waldman did and stop pussyfooting around.
If a youngster is bent upon incest (notice my clever turn of phrase -- "bent"?) having separate bedrooms would not likely prevent him or her from acting upon that proclivity.
Only in America are we rich enough to worry about a non-issue like this.
Amused in part, but also puzzled by the 'Flowers in the Attic' references. That was a book about traumatized, neglected, tortured children betrayed by their mother, trapped in a small space with NO access to the outside world or other people, for years on end.
I'm HOPING that's fairly different from the average brother and sister sharing a bedroom.
Shouldn't every family decide what works for them?
The Flowers in the Attic reference is such a leap. Things like that don't happen in a vacuum. If your kid has had a healthy and well-balanced life, it probably means you're not an abusive monster.
Not only is the NYT article merely manufacturing a kid crisis, it focused especially on affluent people in NYC who pay through the nose for their 2 br condos/apts. Yes, they did interview a large family (I think it was two parents and 5 kids) in the midwest as well, but I was rolling my eyes at the rest of it. If only those NYC families knew that there are apartments near their very trendy neighborhoods where immigrant workers sleep 12 adults to one bedroom: 6 in a day shift, 6 in a night shift. I have seen this with my own eyes while working with the immigrant communities in Brooklyn.
My kids have shared a room for the past 3 years (they are 6 and 4) and it has been ok-we run into issues that have nothing to do with gender. We plan on separating them when we move into a new house in the next year or so, but the urgency is only based on them waking each other up all the time!
As a teenager I vacationed with the family of my dad's girlfriend. They included boy & girl teenage siblings. When it came to sharing hotel beds, I assumed the brother and sister would be paired together since they were related. I was totally surprised when they had me share a bed with the girl because it would "be gross" for them to have to sleep together. Really!? Maybe it is because I grew up with a sister, but I thought it was totally weird that they thought a brother and sister sharing a hotel bed was out of the question.
Growing up my brother and I had our own rooms, but he had bunk beds and I would often sleep in his room while it was hot since my room was a finished attic. There was nothing strange about it, but I don't think we could have done it permanently. We had a thing for destroying each others stuff just to get a reaction :)
I don't have a dog in this fight but any media outlet that willingly took on the Dylan Farrow/Woody Allen brouhaha should not be described as squeamish or reticent.
Meh. As other said, it's only a big deal if you make it a big deal. My sister was quite a bit older and had her own room until she left for college; I shared a larger room with 2 younger brothers. I don't remember it being a problem. If someone ever suggests there's a problem with my children sharing a room, I will politely suggest that they buy me a bigger home. ;)
I don't think I had my own room till I was about 8 (making my brother about 10). No big deal. "Alone time" was time spent out of the house, but then those were different times... (says the 30 year old). Anyone else have a "curfew" that was the same as "sunset"?
I agree, it's completely weired. Even now, all grown up, I share the bed with my brother when I go see him, because he lives in a shared apartment with two other students, so it's either that or an airmatress on the floor. I'll take that bed with the comfy matress any time over the floor. He's family, for god's sake. When we were children we sometimes even slept in the same single, because we told each other stories and shared secrets untill we fell asleep. It's ridiculous to be afraid of things like that when you have normal well adjustet children.
I work as part of a multi-disciplinary team of professionals who respond to reports of child maltreatment, including sexual abuse. Sibling-to-sibling sexual victimization is a serious issue and not at all uncommon. To be clear, I am not referring to normal curiosity, play or experimenting between siblings or peers. I am talking about cases where significant age differences, threats, coercion and violence were present. Regardless of whether or not kids share bedrooms, parents need to talk with their kids, especially older siblings, about boundaries, privacy and safety. Let all children know that secret touches are never safe, everyone gets to decide about touches on their own body and it's important to talk to a grown up if unsafe or unwanted touching is happening. Every kid needs to know this safety info and older kids need to know that they have a responsibility to be safe with younger kids. Check out www.stopitnow.org for more info about what parents can do to reduce their child's risk of sexual victimization. Open communication and clear expectations for respecting others' bodies will go a lot farther than debating what kind of sleeping arrangements are acceptable.
I was just poking fun with the Flowers in the Attic reference. Although I do wonder if it wasn't something silly from the media that inspired the original article.
Wow, talk about making an issue out of nothing. I don't think even now, as an adult, I would think anything of it to share a hotel room or a spare room at a relative's over the holidays with a sibling (same gender or not) who I had grown up with. As a child, I used to make my younger brother come sleep in my room with me because I was afraid of all the night noises in our somewhat isolated part of the house. That went on until I was at least 9, and had we needed to share a room due to space constraints I think I would have been happy to have done so. In some ways, it would have been nice, at least up til middle school age, when most kids start wanting a little more independence. It might even foster closer relationships between adult children later on -- and by that I don't mean "too close" in any way at all.
Privacy during puberty - why expose an a kid in an awkward stage of his or her life to a roommate of the opposite sex?
I also work with child sexual abuse survivors, and could not agree more that focusing on boundaries is so much more important. Controlling behaviors, taboos against talking about certain things or going outside of the family for help, and children who are discouraged from knowing and talking about their own boundaries, feelings, and wishes: these are the true red flags for abuse. In my experience, if a child is being sexually abused in their home it is not their sleeping arrangements that are to blame but rather the perpetrator's desire to exhibit power and control, enabled by the child's inability to communicate what is going on to a supportive person who can and will assist.
When they 'come into their own', that's when they should have separate rooms. There are 4 of us, 3 girls and 1 boys...He always had his own room.
Depending on where you live it may be illegal for mixed gender children of certain ages to share a room. My aunt and uncle live in southern Ohio, and their son and daughter shared a room. They ended up having to move to a different place because they found out the law said children of mixed genders could only share a bedroom until age 3 or so.
Wow. I still can't get over how in North America we sexualize childhood;it's so sad, as something truly precious is lost. It's truly disturbing how prurient our culture can be, and I have to wonder whether this NYT article doesn't speak more to the writer's own sexual hangups, insecurities and ignorance than anything else.
My kids have been sharing a room for the past 2.5 years -- not because they have to, but because they want to. My daughter is 10, and son is 7. They read to each other, laugh and tell stories. My daughter takes a long time to fall asleep, and having her brother there, sleeping soundly with steady breathing, helps settle her. And de sometimes wakes up after a nightmare, and finds comfort in her presence. Even though they fight, they are good friends. We are planning to move them into separate rooms this spring, but I know that they will miss this time.
I don't really think it's a big problem to have opposite gendered kids/ teenagers/ adults sharing the same room. As many people said, it's a luxury large parts of the world can't afford anyway.
Having said that, however, it's also pretty common historically to separate genders whenever it's been possible. And that is not just in North America, but pretty standard worldwide. So if someone made a comment about it, I wouldn't be surprised or annoyed, I'd just explain my own reasoning.
Ok let's cut through the euphemism cake here. It's fine for younger kids to share a room, regardless of gender. But once they hit puberty, discover their sexuality and, let's be honest, start masturbating (don't lie, we all do it), then they definitely need their own space.
Not only do my children: boy - 3 yrs old and girl almost 2 years old, share a bedroom with each other, they also share it with me & my husband. We live in an old, tiny, farmhouse with a converted attic/loft, which is where we all SLEEP. The rest of the house and property is available for alone time or whatever. This is a big step up from all four of us living in an airstream... so I think they are lucky to have SO much room to call a bedroom in the first place! I don't think we'll be changing our arrangement for a long time. It works for us. Do what works for you, and ignore everyone elses' opinions.
I shared a room with each of my siblings (two sisters, one brother) at some point growing up. And even in my 20s...in my 30s, I'd share a room with my brother in my parents house is there were no other room. This has only stopped because we all have spouses and children of our own. This is an absurd concern. Heck, on family vacations we'd all end up in the same hotel bed, giggling and talking and being family. Not incestuous. Intimacy takes on many forms and I think as modern americans we are a little bit mesmerized by sexual relationships to the total starvation of other forms of (dare I say it?!?!) love--maternal, familial, friendly, utterly platonic, etc.
NYT...grow up.
My 7 year old daughter and 4 year old son share a room. It's working out really beautifully so far. To accommodate sleep schedules, it's my 2 year old daughter who has her own room. Interestingly, when my independent older daughter finally gets tired of sharing, it looks like we'll just put my son with his little sister and carry on.
I grew up in a family of five. Mom and Dad, oldest daughter (yours truly) with two younger brothers. Our house had two bedrooms and one bathroom. My parents had the larger bedroom when I was their only child. When my brother came along a few years later, we switched so we could share the larger room. When my second brother was born, his crib was put in our room. No theme room, totally functional. But we had a blast in there. Our parents found it very convenient to have us all in one room.
When the youngest got big enough to need a full-size bed, it became a space issue. So my parents eventually turned the attic into a room for the boys, I got moved into the smaller bedroom, and my parents regained their original space. But none of us suffered any problems whatsoever, even from five of us sharing the single (very small) bathroom. I eventually came to enjoy my private space as a teen, but when I was first banished there, I hated being alone. These "problems" the author speaks of are the wealthy imagining issues that don't exist.
Well said, Cooby - puberty is the game-changer!
I shared a room with my brother when I was very young, still in a crib. I think it was because his room was right across from my parents' bedroom and they wanted to be close to me, as the youngest. I don't remember it being weird at all. It was just where I slept. When I got a little older, I shared with my sister because she had the bunk bed in her room. When I got even older I got my own room. It was a converted dining room with one wall a curtain, but still..
I'm not sure why this is an issue...at least until kids become teens and need more privacy. What if two same sex siblings share a room and one is gay? What if a kid is trans? This sex segregation thing is a pretty old school moral panic.
I think any problems that would arise from siblings sharing a room has more to do with age than gender. Kids that are younger would have an easier time of it than older kids, since personal privacy becomes such a major issue once they hit teenage years.
When I was kid, I shared a room with my sister till around junior high. Trust me, our mom was more worried about us beating the snot out of each other than with our social sexual development.
Personality, not gender, is the issue. My sister and I (I am female) shared a room until I moved out. I left at 19 because I could not share a room with her anymore. She is my best friend, but we are opposites. I'm clean, organized and an introvert. She is messy (understatement) and an extrovert. I never was able to have quiet time.
No privacy either when you live in a house with five people and one washroom. Lock the washroom door and someone would just pick it if the needed to come in.
But after all that, I want a big family and a small house. I will just do things a little different than my parents.
Portlandrules - your comments resonated with me. I always shared a room with a very non-aesthetically compatible same gender sibling. If only it was acceptable to room up based on temperament/taste,I would have been much happier - path not traveled happy.
I no longer share a room/home and am so freaking happy about it!
My 11yr old girl and 7 year old boy share a room, out of necessity. They have the master bedroom so they have plenty of space. I'm a single mom, I don't require as much space as 2 growing children. My 11 yr old has recently decided to move her bed into their large walk-in closet so she has her own "sleeping nook" and private place to change clothes if the bathroom is occupied. I also have dressing screen type dividers set up in the bed room so that they each have their own "side." Until the recent "sleeping nook" they have always preferred to be together and they don't know anything different. If male/female issues come up and cause a need for separation, I will share the master with my daughter. But for now we are all happy with our arrangements.
Regina, That's awesome! Nothing wrong with that at all. I'm jealous of your time living in an airstream! someday, when the kids are grown....
Also: sexual abuse is not about sex, which means that pasting social sexual and gender roles onto a situation where abuse is feared is just ignoring the real problem. Sibling-sibling abuse can happen between siblings of same or opposite genders, regardless of the abuser's orientation. Again: it is NOT ABOUT SEX. When we clutch our pearls and act like it is, we are completely ignoring the root causes and therefore harming both the abuser and the victim.
When our son stopped sharing a room with his sister last year, he cried the first night that she wasn't around to hear his knock knock jokes :)
Moved around a lot, small places cuz we were poor. Sometimes shared with my brother, sometimes not, never ever had weird "sexuality vibes" off of it. Ick. If you do have that issue, I don't think shared rooms are the problem...or that separate rooms are going to do a thing to prevent it.
This feels like parents that worry so much about online predators (which happen, sure) but ignore the fact that statistically, if you are assaulted, it is a family member, family friend, or authority figure. Usually someone your parents introduced you to.
It's about diverting your fears into a safe channel, instead of addressing the real issues.
I also grew up in south america but I have never met anybody who shared a bedroom with a sibling of a different sex.
I believe it's unfair to the children to make them share just because. if there's no money, fine. but if there is, not a good idea. unless of course they are the same sex and very close in age.
Hear hear! Sharing a room is WAY different from being locked in an attic for years.


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Sales Location and Hours:
The Earth Centre is located in room 3-A607 on the third level of the Queen's Centre.
- Go up the first set of stairs leading to CoGro coffee house
- Hang a right and head back around the stairs towards the second flight (in the direction of the bathrooms)
- Head up to the third floor of the ARC
- Turn right and head down the first hallway you see
- We are the second door on the right hand side of the hallway!
Starting September 18th, 2013 the Earth Centre will be open from 10am to 5pm.


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By Inti Landauro
PARIS--European plane maker Airbus dropped the use of lithium-ion batteries for its upcoming new carrier A350 as the technology is increasingly questioned in the aerospace industry after two accidents involving this kind of batteries led to the grounding of rival Boeing Co.'s (BA) 787 jets last month.
"Airbus made the decision to use nickel-cadmium batteries for the A350 in order to protect the entry the schedule of service of the A350," the company said Friday, confirming a Wall Street Journal report published Thursday.
Last month, the Boeing 787 Dreamliner's batteries burned in two separate incidents prompting an indefinite world-wide grounding of the aircraft, while the resulting investigations and regulatory reviews have raised questions about future safety standards for rechargeable lithium batteries installed aboard planes. As the investigation failed to identified the cause of the trouble, industry officials suggested abandoning the technology.
"The root causes of the two recent industry Lithium-ion main batteries incidents remain unexplained to the best of our knowledge," Airbus said, adding it took a "prudent approach" as it hasn't detected any problem involving these batteries.
Airbus, a unit of European Aeronautic Defence & Space Co. (EAD.FR), said the nickel-cadmium battery is "a mature and well-proven technology that is flying on all Airbus aircraft today."
The replacement of the batteries by old-fashioned and heavier nickel-cadmium batteries won't have any impact on the A350 overall performance, Airbus said. The change of batteries will allow the plane to be ready for its first flight in mid 2013 and the first delivery in the second half of 2014 as scheduled.
Airbus will carry on developing the lithium-ion batteries with Saft Group SA (SAFT.FR), which supplies all the nickel-cadmium batteries for its planes.
Despite the 787 battery incidents, Boeing has reiterated its intention to stick with lithium batteries.
--Andy Pasztor in Los Angeles contributed to this article.
Write to Inti Landauro at firstname.lastname@example.com
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Bradley Manning Topics
Army Private Bradley Manning was found guilty on 20 counts related to his leaking more than 700,000 classified documents and videos to WikiLeaks and was sentenced to 35 years in prison. On August 22, 2013, Manning announced a gender transition to female and name change to Chelsea Manning. Continued coverage of her case will now be archived here.
One day after a military judge handed down a 35-year sentence for leaking classified U.S. files to WikiLeaks, Bradley Manning announced a gender transition to female under the name Chelsea Manning. "As I transition into this next phase of my life, I want everyone to know the real me," Manning said. "I am Chelsea Manning. I am a female. Given the way that I feel, and have felt since childhood, I want to begin hormone therapy as...Aug 23, 2013 | Story
Watch the complete interview conducted Wednesday by independent journalist Alexa O'Brien with Pfc. Bradley Manning's attorney, David Coombs–his first time speaking to the media after Manning was sentenced to 35 years in prison, and ahead of Manning's gender transition announcement Thursday. [includes rush transcript]Aug 22, 2013 | Web Exclusive
By Amy Goodman with Denis MoynihanAug 22, 2013 | Columns & Articles
"There is not a flag large enough to cover the shame of killing innocent people," wrote the late historian Howard Zinn, author of "A People's History of the United States." These words were included in a statement by Pfc. Chelsea Manning after she was sentenced to 35 years in military prison for releasing hundreds of thousands of documents to the whistle-blower website WikiLeaks.
Read Bradley Manning's full statement on his plan to begin hormone therapy to transition to a female and to change his name.Aug 22, 2013 | Web Exclusive
Army Private Bradley Manning was sentenced Wednesday to 35 years in prison and dishonorably discharged for leaking more than 700,000 classified files and videos to WikiLeaks about the wars in Iraq and Afghanistan and U.S. foreign policy. The sentence is much longer than any punishment given to previous government officials who have leaked information to the media. Manning could be released on parole in about seven years. In a statement...Aug 22, 2013 | Story
Just after Bradley Manning was sentenced to 35 years in prison on Wednesday — and before Manning's announcement of a gender transition earlier today — independent journalist Alexa O'Brien sat down with Manning's attorney, David Coombs, for his first interview about the case. O'Brien was one of only a handful of journalists to cover the entire Manning trial and was the first to make transcripts of the...Aug 22, 2013 | Story
In breaking news, defense attorney David Coombs has shared a statement announcing Bradley Manning's gender transition to female and name change to Chelsea Manning. "As I transition into this next phase of my life, I want everyone to know the real me," Manning says. "I am Chelsea Manning. I am a female. Given the way that I feel, and have felt since childhood, I want to begin hormone therapy as soon as possible. I hope that...Aug 22, 2013 | Story
The following is a transcript of the statement made by Pfc. Bradley Manning as read by David Coombs at a press conference on Wednesday after Manning was sentenced to 35 years in prison.Aug 21, 2013 | Web Exclusive
Julian Assange of WikiLeaks responds to the sentencing of Bradley Manning to 35 years in prison.Aug 21, 2013 | Web Exclusive
Army Pfc. Bradley Manning was sentenced to 35 years in prison for leaking classified information to Wikileaks. Manning faced a maximum of 90 years in prison after his conviction last month on charges of espionage, theft and fraud. Manning's sentence will automatically go the Army Court of Criminal Appeals, where he can seek a reduction of his prison term.Aug 21, 2013 | Web Exclusive
Show for Sep 19, 2014
Scotland Votes "No" on Independence; Cameron Promises New Powers
Senate Adjourns After Backing Plan to Arm Rebels
ISIS Seizes Kurdish Villages in Syria; British Journalist Shown in New Video
U.N. Declares Ebola "Threat to International Security"
White House Unveils $46 Million in Military Aid to Ukraine
Chinese Firm Alibaba's Debut Marks Largest IPO in U.S. History
Home Depot Announces Massive Credit Card Breach
Panama to Invite Cuba to Summit of Americas, Defying U.S.
NOAA: Summer of 2014 was the Hottest on Record
New York City to Host Largest Climate Change March in History
New Details Emerge in Domestic Violence Case Against NFL's Jonathan Dwyer
Anti-Drone Activist Defeats Trespassing Charge in Upstate New York
Poll: U.S. Trust in Mainstream Media Hits All-Time Low
Report: U.S. Police Receive Privately Funded Training in Israel
Sierra Leone Begins 3-Day Lockdown to Combat Ebola
Guinea: 8 Bodies Found After Ebola Health Team Attacked
Bahraini Activist Maryam Alkhawaja Released from Prison
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King Fire Devours Forestland in Drought-Hit California
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Florida: Man Kills Daughter, 6 Grandchildren in Murder-Suicide
Census: Manhattan Has Greatest Gap Between Rich and Poor in U.S.
Report: NY State Failing to Provide Public Defense to Poor


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- Sam Ash Gift Guides
- Hot Deals
- Guitars
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- Live Sound
- Keyboards
- Microphones & Wireless
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LP set off to build an instrument that would give the working musician something that can withstand the daily abuse of loading in's, while still maintaining a great overall sound. The result was their new Journeyman Cajon. This drum is constructed of a one piece fiberglass shell and a wooden front plate. The front plate comes with a set of internal snare wires fixed to it in order to create a snappy, lively response. This provides a crisp snare sound that is perfect for back beats or accents. In addition to its durability, fiberglass was a perfect material to choose for this drum as it provides a deep bass tone that is far from synthetic. It is warm and rich, giving you a good thump that'll definitely get some heads bobbing and butts shaking.
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A Salisbury man who investigators say accidentally shot his cousin earlier this month has been charged with involuntary manslaughter.Timothy Scott Glover, 22, of Salisbury, was drunk and in possession of an illegal weapon when the shooting occurred, according to the Rowan County Sheriff's Office.Detectives say Glover fatally shot 23-year-old Roy Jacob Bryant on June 9 at 11:10 p.m. on the 5200 block of Woodleaf Road.The two had been drinking liquor and Glover had a sawed-off 20 gauge shotgun in his possession that went off and hit Bryant in the abdomen, investigators say.Bryant was taken to Rowan Regional Medical Center where he was pronounced dead a short time later.Glover is charged with involuntary manslaughter and possession of a weapon of mass destruction.Bond was set at $25,000.
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A 19th century Japanese Satsuma earthenware stoppered bottle with extended neck, having a creamy beige crackled glaze, decorated in exquisite detail with raised gilt tracery and figural designs in polychrome enamels. It is artist signed on the base of the stopper, and is in excellent condition.
Size 8 1/2" Height.
Item ID: PS100411
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Marathon Villa Rentals with Outdoor Grill(12)
12 Results
Recent Marathon Reviews
Boys Getaway
To start off, I would like to say how awesome it was dealing with the homeowner and the grounds keeper who were both very accommodating and easy to get a hold of. This house was amazing! The house was very accommodating for the 10 of us, especially with the extra suit off the kitchen. The outdoor kitchen was sweet! it was the first time ever using a Green Egg and it was great! All of the living areas and common areas were very spacious. There was plenty of parking space for vehicles and the neighbors were very friendly. The house is located approximately 1.5 miles from Sombrero Beach which was an awesome scenic run. There is a gas stove with heat lamps in the inside kitchen if you like to cook. I would recommend this home to anyone. It was pure paradise!
Amazing experience!!
Despite how small the unit was, the experience at the property, along with the owner was great! When I initially booked this unit, I didn't realize just how small this unit was. Luckily, it was only me and my wife, on our honeymoon. Jerry was VERY VERY VERY accommodating. We literally could've just showed up with clothes to change into and food. He provided EVERYTHING else. I am anxious to contact Jerry in the near future to see if he has any other properties avail closer to Key West. It seemed like the other units that he has were very nice too! For a couple, I would HIGHLY recommend this unit! Please keep in mind that if you want to check out what the Keys have to offer, it is a drive. Key West was almost exactly 1.5 hrs away from this unit.
As Promised
As others have reviewed here, this was a well- appointed and well-maintained property. Having internet allowed us monitor work from afar while relaxing in a lovely setting. Only 1 block off of the Overseas Highway, I was concerned about ambient noise, but it was not an issue. It just made the access much easier. We loved kayaking around the lake and out to the ocean, spotting interesting wildlife along then way. Just a note: this is one of 4 units in the building so some of the amenities listed here are actually shared. I this notba problem, but just nice to know in advance.


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This was extremely sweet and overly chocolately. I think it has potential, and was super easy to make, but I would decrease the chocolate and sugar. I will probably just look for a different recipe.
Chocolate Pudding
Photo: Kate Sears; Styling: Gerri Williams
Don't miss out on this decadent Chocolate Pudding. With only 6 ingredients, you can have chocolate dessert any tiime you want.
Yield: Serves: 8
Cost per Serving: $.31
More From Allyou
Recipe Time
Cook Time:
Prep Time:
Nutritional Information
Amount per serving
- Calories: 234
- Fat: 9g
- Saturated fat: 6g
- Protein: 10g
- Carbohydrate: 29g
- Fiber: 0.0g
- Cholesterol: 5mg
- Sodium: 35mg
- 3 tablespoons cornstarch
- 1/4 cup sugar
- 2 1/2 cups low-fat milk
- 1 cup semisweet chocolate chips
- 1/2 tablespoon unsalted butter
- 1 teaspoon vanilla extract
- 1. Mix cornstarch and sugar in a medium saucepan. Slowly drizzle in 1/2 cup milk, whisking until smooth, then whisk in remaining 2 cups milk. Turn heat to medium-high and bring to a boil. Lower heat to medium and whisk until thickened, 3 to 4 minutes.
- 2. Remove from heat and add chocolate chips, butter and vanilla. Whisk until smooth.
- 3. Divide pudding into 8 parfait glasses. Serve warm, or press plastic wrap onto surface of each pudding and chill.
My Notes
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Chocolate Pudding Recipe at a Glance
- COURSE: Desserts, Puddings/Custards
- CONVENIENCE: Entertaining, Kid-Friendly, Quick/Easy, Family
- MAIN INGREDIENT: Chocolate
- DIETARY CONSIDERATION: Low Cholesterol, Low Sodium
- PUBLICATION: All You
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fat chick, writer, enthusiast, ash-hole, awesome.
pretty things and ugly things and lots of things.
YOU DON'T EVEN UNDERSTAND HOW EXCITED I AM FOR THIS DUMB ASS MOVIE OH MY GOD. i told the bffs that if there's a midnight show, we have to dress up in tiaras and boas and carry those big tacky decorated wine glasses and act like we goin' to a bachelorette party. I ENCOURAGE YOU TO DO THE SAME, INTERNET.


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Nutrition Facts
- Calories: 155
- Fat: 4g
- Saturated Fat: 1g
- Cholesterol: 20mg
- Sodium: 614mg
- Carbohydrates: 13g
- Fiber: 4g
- Protein: 17g
Egg and Cheese Muffins Recipe
Try these egg and cheese muffins for a high protein breakfast. These delicious egg sandwiches will give you a healthy start to the day.
- 1 light whole wheat English muffin, split
- 4 egg whites
- 2 slices low fat American cheese
- 1 oz precooked extra-lean uncured turkey bacon
- Black pepper to taste
- In a toaster, toast English muffin.
- Lightly coat a small microwave-safe plastic container (approximately the size of English muffin) with nonstick cooking spray. In plastic container, combine half the egg whites and a few drops of water. With a fork, whisk eggs until frothy. Microwave on high for 1 1/2 minutes, or until egg is cooked. (Note: Microwave times vary. Stop cooking if you hear a popping sound.) Repeat with second half of egg whites.
- Lay 1 slice of cheese on each English muffin half.
- With a spoon, transfer half the egg onto each English muffin half and top each with turkey bacon. Season with black pepper.
- Microwave for 20 seconds, or until cheese is melted.
Nut Allergy: If you have an allergy to nuts or nut products, read the packaging, labels, warnings and directions for all ingredients in this recipe to determine whether the non-nut ingredients in this recipe were manufactured in a plant that processes nut products. We recommend that you do not solely rely on our information. For additional information about a product, please contact the manufacturer.
IMPORTANT PORTION SIZE INFORMATION:Post weight loss surgery patients must carefully measure ingredients and portion size. Consult with your physician for your individual portion size guidelines. Freeze leftovers in single-serving portions for future meals.
IMPORTANT PATIENT INFORMATION:This recipe is appropriate for many meal plans for weight loss surgery patients medically approved to eat solid food. To determine if this recipe is safe for you, consult your physician.
Copyright © 2014 Baldwin Publishing, Inc.. All rights reserved. Health eCooking® is a registered trademark of Baldwin Publishing, Inc. Any duplication or distribution of the information contained herein without the express approval of Baldwin Publishing, Inc. is strictly prohibited.
Review Date: January 15, 2013
Reviewed By: Jane Schwartz, RD, Nutrition Editor, Baldwin Publishing, Inc.
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This page created May 1, 2012 and last modified May 10, 2012
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No information provided by Baldwin Publishing, Inc. in any article or in any Health eCooking® video, recipe, article &/or other Health eCooking® product or service is a substitute for medical advice or treatment for any medical condition. Consult your doctor to be sure this recipe is safe for you. Use or viewing of any Baldwin Publishing, Inc. article or any Health eCooking® video, recipe, article &/or other Health eCooking® product or service signifies your understanding and agreement to the disclaimer and terms and conditions stated above. Health eCooking® weight loss surgery recipes are created by registered dietitians for people medically approved by their doctor to eat solid foods following weight loss surgery. Ask your doctor if these ingredients are safe for you and avoid any foods that make you feel sick.


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Burnsville Villa Rental Photos and Description
Large Villa 7000sf, 6 Bedrooms , 6 Baths, (Sleeps 14-18)
Set in the prestigious Mountain Air Country Club, this property offers luxury acomodations in a breath taking mountain top location
Three story castle like home. Custom build and crafted with local and imported materials from 3 continents.
It is the ideal green building: all exterior walls are Polysteel Insulated Concrete Forms with Stone coated metal shake -tile like- roof and European Rehau Windows.
The house offers 7000 sf heated space and 2500 sf of stone paved decks. There are 3 Master bedrooms with vented fireplaces, showers and Jacuzzi, + 2 more bedrooms. Two full size kitchens, wood burning fireplace in lower living room.
Bring your family for a vacation or your team for a working retreat. Fly in and out on your own aircraft ir take a scenic drive, explore the hiking trails, take in the fresh air and beauty of the mountains.
Please see all notes for damage deposit and cancelation policy. We will work with every group in particular trying to accommodate its needs to the best of our abilities.
Recently I have contracted to manage the house down the street from us which has also 6 bedr. 5 bath. on 3 levels large home 5000sf. It is available now from 1 Dec 2013- 1 Jan 2015 fill free to contact me for pictures and prices.
Excellent for executive retreats, workshops, seminaries, small parties or just families.
If you need extra rooms we have access to the house next door 200 yards from us see list nr 515161
For weddings and large party please email for details and additional fees.
- Suitability:
- Long-term Renters Welcome
- Minimum Age Limit for Renters
- children welcome
- non smoking only
- pets not allowed
About Liviu Marhao
Owned by Eagle Nests Homes, a family investment My name is Liviu Marhao and I am the builder and part owner of the house. In 2006 I took a trip to Mountain Air and our family fell in love with the location. We decided that this is the perfect place to build a retreat for our family. I combined my many years of expertise in building custom homes with advanced technologies with the passion of designing and building this retreat to last for generations. Hundreds of hours were spent in research and 18 months in supervising the project, giving much attention to overall quality, choice of materials, architectural details and the highest level of craftsmanship. This is the place where our family comes together to regroup, relax, spend time away from the hectic life and enjoy nature and each others. We would like you to have the same opportunity, you will not be disappointed!
Liviu Marhao purchased this villa in 2008
Why Liviu Marhao chose Burnsville
Breath taking mountain view, secluded and upscale. No humidity and moderate temperatures in the summer, never above 86F. Fly in and out with your small plane or helicopter. Paved private runway 3000 ft. Down the mountain the town of Bunsville awaits you for shoping and dining. More than dozen streams in close proximity for fly fishing.
What makes this villa unique
Cleanse your lungs with fresh mountain air. Morning mist comes up the valley as you wake up. You will find yourself surrounded by the beauty of nature while enjoying luxurious accommodations. Take a good breakfast and head to the top of the mountain where miles of trails are waiting to be discovered and explored. Rest and quiet down as you stay at the house and let your creativity fly high.


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Reading Is Fundamental -- for Your Wallet
Stumped for party favor ideas? Give the gift of reading -- for as little as $2!
Recession Mama Michele Ashamalla: Our big summer party -- where I usually try to give away favors that are the kind I would like to receive -- is over. When the kids were younger, the favors were often sand toys, because most times they would only last a season and we always seemed to be using and losing ours. As the children got older, we gave school supplies
-- a composition notebook with some fun pencils or zipper pouches with cool supplies tucked inside. Every year, the children choose a charity to which attendees donate in lieu of bringing gifts. This year, they chose a charity that provides children with their first books -- and so for favors, we let each child choose a book to take home. First, let me say that I refuse to spend more than $3 for a favor, but this was not as much of a challenge as you would expect.
I started by checking one of my favorite sites for value-priced books -- Bookcloseouts.com. I went to the kids section and selected the "under $3" search. They had a ton of great stuff, but I put a lot of hardcovers in my cart and shipping was too high. I couldn't find a free shipping coupon online, so I moved on. I checked Borders.com and Barnesandnoble.com, but neither one was having a particularly good sale. I then went to Booksamillion.com and saw that shipping was free if the order was over $25. I went to the bargain section, selected "juvenile fiction," and set the results to display from low to high. Unbelievable -- tons of Roald Dahl and the Judy Blume "Fudge" paperbacks for $1.77! "The Secret Garden" and Hardy Boys mysteries in hardcover for under $3! These books retailed from $5.99 to $16.99. I knew I had a winner, so I searched for online coupons and found a bunch of codes for $10 off $50 purchases. I then reentered the site through a cash-back portal, so I could get some extra savings. I had such fun browsing the books in my price range. Besides the ones I had already seen, I found the series Encyclopedia Brown, The Great Brain, and some of Nancy Drew. For the younger ones, there were "Corduroy" and "Ferdinand the Bull" with accompanying CDs, a Madeline activity book with window clings, and a hardcover "Don't Let the Pigeon Stay Up Late!" I bought a nice selection, more than I needed, so the kids would have a choice and I would have some for gifts throughout the year.
I also took a peek at the 99 cent store and found a paperback historical fiction for kids that looked good and an incredible hardcover nonfiction about the Old West with great illustrations that retailed for $22.95. I did the math -- and realized that after coupons and cash back, my average book price was $2.00. It was such a pleasure seeing the kids so excited to choose their books. Some even started reading on their way out the door.
A former state deputy attorney general and current stay-at-home mom, Recession Mama Michele Ashamalla has three kids and ten years of experience stretching one salary to cover the necessities and more. She's all about saving money whenever you can, so you have it to spend on whatever you want!
Thanks for this article. I'm always looking for good deals on books for my kids. I had tried Borders and Barnes and Noble and never had much success with their prices. I usually end up ordering from the Scholastic flyers my 1st grader brings home. Nice to know where else I can shop for great books at a great price!
Great blog! I am loving it!! Will be back later to read some more. I am bookmarking your feeds also
I have been using price comparison sites like http://www.thecollegetextbooks.net for buying my textbooks. It is better than going for standalone stores. As you can save on lot of money using them.


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