text:
Published on May 30th, 2013 | by Christian Cawley
Racegate – Did Fandom Overreact?
A few days on, and a couple of conversations later, it now seems to me that some of the comments made by this website concerning the book Doctor Who And Race may have been wide of the mark.
Obviously it isn't going to be clear until a copy of the book lands here at K Towers and a balanced review is published, but I'm ashamed to say I allowed the agenda of a certain newspaper (via the subsequent carbon copy reports in other publications) to influence my reporting of the supposed accusations leveled at Doctor Who in the book.
As I added to the original article:
It has been pointed out to me by one of our contributors that the story originates with the Daily Mail. As such, and as with the furor surrounding the John Nathan-Turner biography, there is every chance that the comments, arguments and statements have been taken considerably out of context by the originating professionally employed newspaper writer (I naturally hesitate to use the term "journalist").
I'm not sure what this means for the quote above, but I've decided that we will include the book in our reviews pages as soon as it can be purchased and analyzed.
I will say this, however: on two occasions now publishers and authors have ignored our requests for details on forthcoming, independently produced works, and opportunities to chat with the authors. Simply by responding to an email message this sort of press-spun, misrepresented nonsense can be avoided. This isn't about resources, it's about spending 10 minutes contacting a Doctor Who website with three quarters of a million monthly page views and making sure your book is fairly represented.
It's difficult to get it right every time, and it seems on this occasion that Kasterborous found itself caught up in a froth-mouthed, pitchfork-wielding mob without spending the time reading the title and coming to a more balanced conclusion.
I'm sorry, and will work hard to make sure that it doesn't happen again.
It's worth heading over to doctorwhoandrace.com to learn more about this book.
21 Responses to Racegate – Did Fandom Overreact?
I am friends with several of the contributors to the book who have all said in the last few days that the Daily Mail piece that started all this grossly misrepresented the book. On top of that, they suspected that the fact that the editor of the book refused to give the newspaper an interview (and also that none of the contributors were asked either) has a lot to do with how their original article turned out.
I remember reading two books on female fandom which in some essays were also concerned about the perceived sexism of the show. Mostly relating to 60′s and 70′s Who (which undeniably sometimes really was sexist, just as most other shows at that particular time, this wasn't a typical Dr. Who thing at all). I don't recall such a hype when these books were published while these were exactly the same type of books as this one: contributions by (academic) fans and authors generally with a very positive attitude towards the show, but also noting some points for criticism regarding how women sometimes were represented. It seems odd that a certain newspaper picked it up in this particular nasty way while not doing so when these two books were published. Maybe just because it's an extra stick to beat up the show with at a time when you can find quite a bit of negativism surrounding it in any case. Or perhaps the sexism issue is less spectacular?Also the remark by Matthew above may play a part in it. And thank you Christian for referring to the link, it was very helpful. Truth is, I am now very interested in the book itself.
We're also friendly with contributors as well and we know how fans can overreact. Our first article to be published dealing with another hot-button fan community– LotR– dealt with Tolkien's heroes & PJackson's treatment of them in his LotR films. The title was "Humiliated Heroes" & from the title & abstract we got such venom from the PJ fans that it was overwhelming to say the least. No one had read the article– so we can understand where the editors of this DW volume are coming from. I've just gotten a pdf from the editor and am starting the read through of the manuscript for review. The editor, Lindy Orthia has also forwarded an article she's written on the hubbub. http://www.intellectbooks.co.uk/weblog/view-Post,id=62700/ I am both a fan & an academic and will suspend my opinion until I READ the volume. I am astounded at how fans so wholeheartedly pan something without reading it.
Jessie & Anthony
I went for it in my comments. Had I known they'd been sourced from the Mail I probably would have said nothing at all but there you go so don't worry Christian nobodys perfect, not even the Valeyard!
The headline is misleading. To me the article doesn't show that fans over-reacted, but that the reporters did.
I agree. What we reacted to was a perceived attack upon our favorite show, not the first we've had in a year when all we want to do is celebrate its longevity. I would say though, not really knowing yet what this book is actually going to say, is that any racism going on was more to do with the BBC and its casting practices back in the day than Doctor Who itself. There is a very good documentary about this on The Mutants DVD, narrated by Noel Clarke.
BTW Christian, I like your writing but can we please stop calling things …..gate! Only Watergate (and at a push Irangate)!shoukd ever be referred to as such. Have you ever seen Peepshow when Jez refers to "Watergate-gate"?
***The title was "Humiliated Heroes" & from the title & abstract we got such venom from the PJ fans that it was overwhelming to say the least.***
That seems to me to be on par with the fuss over Richard Marson's JNT book. If you deliberately give your book an over-the-top title to boost sales and attract attention, you've no-one but yourself to blame if people take the title at face value. Would fans have reacted so badly had you titled the book "Poor Characterisation in LoTR"?
Similarly, Richard Marson has tied himself in knots of sophistry trying to excuse his own title but it's pretty obvious that he put "Scandalous" in the title to try to capitalise on the salacious bits. That's his choice but he then loses the right to play the misrepresented author when the press concentrates wholly on the backstage blow-jobs.
If the compilers of the Race book wanted it to be taken as a serious work, more fool them for including a piece asserting that Peter Davison's cricket outfit had racist and imperialist undertones – the sort of nonsense which could only be dreamed up by someone whose experience of life comes out of a sociology textbook. If they don't want the press to pick up on the more stupid bits of their book to the detriment of the more serious bits then here's a suggestion – don't include any stupid bits.
As for the sentence ""perhaps the biggest elephant in the room is the problem, privately nursed by many fans, of loving a television show even when it is thunderingly racist", why not avoid misinterpretation by simply saying ""perhaps the biggest elephant in the room is the problem, privately nursed by many fans, of loving a television show even when it is OCCASIONALLY thunderingly racist"? Or is it too much to expect people who are throwing around accusations of racism to choose their words carefully? How did the Press get hold of that particular sentence incidentally?
Oooh, how deliciously snide and touchy of you.
Given that gay marriage was an analogy rather than a comparison, it was irrelevant by both purpose and definition. The analogous link was phraseology, not content.
It's fairly obvious that my post was a dig at fandom and not at your headline writing skills. Drop the touchiness, it doesn't suit one of the best DW sites around.
So ner with knobs on!


text:
What's super scary and super short? This #ScaryShorts film I made for Wes Craven and Studio 360 that's what!
Check out Ghoul School!
What's super scary and super short? This #ScaryShorts film I made for Wes Craven and Studio 360 that's what!
Check out Ghoul School!
The fantastic Matt Anthony Record Shop is relocating! Check out the Ad I designed with the help of Kelly Marie Bradley!
Come out and check the new shop! Re-opening this Friday at 2354 Frankfort Ave. With DJs Woodrow on the Radio, Kim Sorise and Rapid Mod spinning 45's. We look to join some of Louisville's finest small businesses in the Crescent Hill neighborhood.
Matt Anthony's Record Shop owned by the WFPK Radio Host and Louisville Music Awards voted "Best Live DJ". The decade long ear x-tacy employee opened his shop in the summer of 2012 to share his love of music with the city, by 2013 The Shop was voted "Best Place to Buy Vinyl" in the Leo Readers Choice. Expanding and looking to continue to champion Louisville's vibrant music scene. Featuring the best in all genres and generations on vinyl, cd, & 45rpm.
Swiss Lips - Lost - Frank Ocean cover
Kelly Marie Bradley getting inspired by the incomparable @DamienEchols!
Hopping on a divine connections groove train! Toot tooty toots!
Kelly Marie Bradley staying at the Bates Motel.
Kelly gets her gore on with the new Evil Dead! Check out her review after a fresh screaming of it! Warning - Spoiler Alert!
Kelly just saw the new @EvilDead and gives it two bloody appendages up! Check out her review at http://www.youtube.com/watch?v=ZXiNfqHJjjY

subset: commoncrawl


text:
Betsy and I had a whirlwind month over the last four or fives weeks. We were both out of town a lot, but not traveling together. When we are in town together, we've both had really busy work schedules.
So it kind of felt like we were two ships passing in the night.
We decided to right the problem a few weeks ago by having a dedicated date night. No movies or dinner out though because that's exactly what we had been doing too much of over the last few weeks. So we stayed at home, came up with a fun menu together, and just relaxed.
I thought I'd share some of the stuff we ate on our very fun date night!
It Was Betsy's Idea
Betsy came up with a great idea for a date night menu. Instead of having one big meal, she wanted to have a bunch of smaller plates. Kind of like tapas I guess, but mostly appetizers that we could just kind of snack on all night long.
This sounded like a great idea to me! We went to a few stores together during the day and shopped for fun snacks that we would eat later in the night. Betsy never goes grocery shopping with me so it was a nice change to shop together.
For kind of a starter dish to our meal of starters, I set out some olives, roasted, marinated garlic cloves, a wedge of soft truffle cheese (Betsy loves truffles), and some crackers.
I also prepped one of my favorite appetizers: Radishes and butter.
It might sound strange, but it's really good. Make sure to use a really good European style salted butter. It's an awesome dish.
The Mosto Cotto
One of the fun things you can do if you want to plan a night like this is pull out special foods that you might have from trips. We pulled out a small bottle of this stuff called "Mosto cotto" from our honeymoon to Italy.
From what I could tell, to make this stuff they just take a bunch of Sangiovese wine and slowly simmer it down for about 18 hours. The result is a thin syrup that's sweet and tangy at the same time.
You could pour this stuff on your shoe and eat it, but it's really tasty on cheese.
I cubed up some romano cheese and drizzled the mosto cotto over the top. Tasted just like it did in Italy!
The Crostini
The most substantial parts of our date night meal was a bunch of different crostini that I made. I pretty much took most of these ideas from the most recent Bon Appétit issue which gave six or seven really great crostini ideas.
One of the most important parts of making good crostini is to make sure the bread is cooked well.
Ideally, you want a very crusty exterior and a soft interior. The best way to do this, that I've found, is actually on the grill.
Just get your grill super-hot, rub the grates with some olive oil, and toss on the sliced bread. Any baguette will work great for this.
I made three different kinds of crostini. The nice thing about these is that they all took just a few minutes to prepare once the bread was ready.
The first was a Mexican inspired crostini with Mexican crema (basically sour cream except a bit lighter), grilled corn, and fresh cilantro.
The second one was a standard caprese style crostini with mozzarella, basil, and tomatoes.
Light and tasty!
The most ambitious one that I made had fresh ricotta cheese, ripe peaches, prosciutto, and honey.
It was pretty amazing.
Set all these plates out with some fresh cherries and a big bottle of red wine and date night is served!
I was worried that I wouldn't be full after this, but it worked out fine. The crostini were all pretty filling and since we had been snacking all afternoon on cheese and olives and stuff, it was the perfect amount of food.
The nicest thing about doing a date night like this is that all of the dishes were really quick to make (and clean up). I wasn't toiling away in the kitchen for hours or anything.
Hopefully, this gave you all some ideas that you can use for a date night or just as a fun appetizer for a party or something!


text:
By Tyler S. Clark (Contact)
Published July 21, 2009
If the approved layout for the new CVS convenience store to be built next to Stambaugh Auditorium on Fifth Avenue is any indication, the City of Youngstown has weak design standards to begin with and either too little power to enforce appropriate design or too much desperation in approving any kind of development.
The layout is simply inappropriate for an urban environment, particularly one with such a richly historic setting as the North Side's Wick Park neighborhood. The store is set back, separated from the street by its parking lot and a "Landscape Area Per Youngstown Regulations." I'm anxious to find out what these regulations are and whether they will amount to more than the three trees depicted in the sketch.
The store should front directly on Fifth Avenue and the West Bound Service Road, ensuring the parking is visually obscured behind it and a more walker-friendly setting is created.
Park Avenue is to be converted to a two-way street. Will it revert to one-way on nights with Stambaugh events? That traffic is already a strain, and the (admittedly unsecured) parking that exists currently on the northwest corner of that lot will be removed. Just today I noticed the medical building on the southwest corner has been demolished.
In addition to questions of footprint, however, the more questionable result of all this is the choice of elevation, which is labeled "Desert Bluff." I had enough desert elevations in Tucson and came back here for the history. Unfortunately, the desert followed me and is now immediately adjacent to Stambaugh.
We should not be so desperate for development that we approve whatever is sent our way. We must develop design standards that represent the best of what we still have, and we must ensure they are adhered to. If a developer threatens to walk away if their cheaper design doesn't get approved, we should let them. It's a desirable enough location for both urban residents and University students, that another pharmacy would have come and bid for it if CVS ended up passing.
If we keep accepting crap, that's all we'll have.
You know, not everyone on the north side thinks like you do. Many of us, who moved here (long before you did) to live in peace and inexpensive comfort, are thrilled to see the CVS coming (and Walmart). As for the design of the building - again, many of us have no problems with it. In fact, some of us consider Stambaugh Auditorium to be an ugly, gray, dingy looking old hulk. Frankly, the CVS will be a welcome sight. Now, if we could just get a Sheetz gas station in the general area - (maybe by St. E's on Belmont?) life would be close to perfect.
This may be rude on my part, but the previous poster's comment made me laugh out loud. If that kind of development is what you want, there are more than enough places that can provide it without ruining the stateliness of a historic, architecturally rich neighborhood.
I believe we have become too desperate for any development, and it has made us short-sighted. We tear down our historic (irreplacable) architecture because we think that the "blight" is hindering new development. If this is the kind of development we're trying to attract, I think I would prefer the "blight."
I think the 'boxification' of America is sad. CVS has plenty of experience in dealing with towns that have high demands to have aesthetically-pleasing designs, but will of course go with the cheapest alternative if nobody presses them. Even putting a slanted roof on the design and using a warmer brick color will be immensely valuable. And your right...parking lots should be in the back.
Fight it.
Erplane, the original design presented to the design board was the more typical brick red and cream colored scheme. But, they were asked to choose a color that was more sympathetic to the stone of Stambaugh Auditorium.
Foxtrot, no one wants the city to set their standards too high. But some standards - especially in such a high profile location - would be nice.
"In fact, some of us consider Stambaugh Auditorium to be an ugly, gray, dingy looking old hulk."
Wow, you are right. It is indeed a hideous piece of architecture. And to think, some of us consider Stambaugh to be a historic gem.
Visited the gardens recently and they are b-e-a-utiful!
I gasped when I read leaveusalone's description of the beautiful and stately Stambaugh Auditorium. I love 5th Avenue and Youngstown for the incredible old homes and history.
One of the reasons I love visiting Hilton Head Island is the architectural standards - strictly enforced - that require all construction to blend into the nature and beauty of the island. CVS has a remarkable opportunity here to break out of their modern non-descript architecture and blend into the beauty and history that is 5th Avenue and Youngstown.
Cheers to clarkkent. Well said!
That's right - if you can't come down to the level of the posted messages here, you need to leave. How dare you speak up for something better and some standards.
Poland fought with Walgreens and got a much better result. As has been said, if you're content with crap, that is exactly what you will get - now and always.
I've lived in Brookfield and when it was time to give up the trailer and buy a house, I moved to a place with zoning. How can your property values hold up when Dollar General throws up pre-fab steel buildings or someone plunks an automated car wash down next to your house? You've got to have standards if you want your community to be a decent place to live. Tyler's comments are right on the money. I'm pleased CVS sees opportunity in Youngstown and is willing to develop but this design could be better. A building utilizing warmer colors, masonry and rear parking would help the neighborhood. The proposed building just looks out of place. Youngstown doesn't have to be desperate just because its hard up.
Zoning is important to maintain resale values for both commercial and residential values. If you do not have zoning, an area can quickly become desolate based on one establish coming in. CVS is going into the area because they know they will fill a void. Its in their long term best interest to maintain the integrity of the area, which would keep property values from declining, which would mean more tennants/owners that have greater amounts of disposable and discretionary income to spend at their store.
Once again the City proves its short term vision. (And please save the 2010 talk; 2010 is, at best, a poorly articulated and completely undeveloped IDEA and PR piece, not a PLAN.) The entire "plan" is a book of maps that makes tangential allusions to smart shrinkage.
Also, if you want to see a REALLY ridiculous design drive down Michigan Avenue from Park Ave and look at the apt buildings allowed to be built on the right hand side. Who allowed that? They ought to be fired or removed. I lived on Michigan while at YSU and would have much preferred the vacant lot that sat there than that new ugliness. The City government works for the people. Make your voices heard and take it to the Mayor, who ultimately controls these decisions via departmental appointments and their employees.
"No one is going to be willing to invest what it would cost to replicate the structures originally built in that area."
I don't see anyone asking for that. I'm certainly not. I don't see why it would be prohibitively expensive to have the building closer to the road with parking behind. It might also be nice to NOT have the garbage dumpster adjacant to one of this city's landmarks.


text:
Great North Lodges
Great North Lodges 2014 Price List
All Prices are in Pounds Sterling, and are per lodge, per week
Below is the tariff for our standard 7 night stays
*Prices in Bold with Asterix on the price list denotes Premier APEX Promotional week, 30% discount on published tariff, please note that for all Premier APEX weeks the full balance, including bond, must be paid at time of booking.
Payment details
All major credit cards accepted
Provided all payments are received within our published schedule, Great North Lodges Ltd apply no Credit or Debit Card charges.
E Confirmation
From April 2011, Great North Lodges Ltd are switching over to "Paper Free" bookings. Where possible we will send Booking Confirmations, Arrival Advice, and Bond Refunds etc via email, rather than post. Don't worry if you have no access to email, we can still send by post if required.
Reservations Deposits
The following down payments will secure your booking:
£500 Deposit
Big Husky Lodge
Highland Lodge Estate
Mountain Bear Lodge
Black Grouse Lodge
The Old Mill on the Spey
Birchwood Lodge
Aspen Lodge
Beaver Creek Lodge
Pine Ridge Lodge
Red Squirrel Lodge
Glenfeshie House
Rowan Cottage
Two Farr Lodge
The Shieling
Snowmass Lodge
Cairn Lodge
Snowy River Lodge
£300 Deposit
Silver Birch Cottage
Spey Cottage
Eagle Lodge
Thistle Cottage
Burnside House
Heather Cottage
Twa Hoots Lodge
Otter Pool Lodge
Wolf Lodge
No 3 The Steadings
Rental includes all bed linen & towels for full occupancy. Robes & Slippers are supplied for most Hot Tub Lodges. Logs for the wood burning stoves are supplied free of charge in Mountain Bear Lodge, Aspen Lodge, Birchwood Lodge, Beaver Creek Lodge, Pine Ridge Lodge, Spey Cottage, Rowan Cottage, Snowy River Lodge, The Shieling, Glenfeshie House, Red Squirrel Lodge, Wolf Lodge & Otter Pool Lodge. A Starter pack for the fire is supplied at Cairn Lodge and Highland Lodge Estate..
Good Housekeeping Bond
A Good Housekeeping Bond will be charged at the following rates. Good Housekeeping Bonds are a security deposit against any damage or misuse to the property, and are refundable in full, provided there is no damage or breakages during your stay, and the property is respected, and left in the condition that you found it.
Big Husky Lodge/Highland Lodge Estate/Mountain Bear Lodge & Rowan Cottage - £500 per rental/week.
Snowy River Lodge, Beaver Creek Lodge, Birchwood Lodge, The Shieling, Aspen Lodge, Glenfeshie House, Pine Ridge Lodge, Red Squirrel Lodge, Burnside House, Two Farr Lodge, Cairn Lodge, Black Grouse Lodge, Old Mill on the Spey and Snowmass Lodge - £300 per rental/week
Eagle Lodge, No 3 The Steadings and Spey Cottage - £150 per rental/week
Wolf Lodge, Twa Hoots Lodge, Otter Pool Lodge, Silver Birch Cottage , Thistle Cottage, Heather Cottage - £100 per rental/week
Pet Rate
There will be a charge of £35 per pet, per let up to a maximum of £70, in all lodges.
Important! Payments by cheque: All payments are made directly to the individual lodge owners, please check with office on 01479 812266 before despatching your payment. Thank You
BACS Payments. Most lodges can accept payment by direct bank transfer, please check with office on 01479 812266 before arranging your transaction. (In the event of payment made in any currency other than pounds Sterling [£], any currency transaction charges, will be borne by the client) Thank You
Updated 03/12
Tel. 01479 812 266 to BOOK NOW
Office hours 9am - 5.30pm Mon, Tue, Wed, Fri
9am - 7pm Thursday
9am - 12.30pm Saturdays
But please leave a message any time; we will call you back.


text:
A budget is a plan for using your money in a way that best meets your needs and wants--it is the first step toward financial success. A budget is all about making your own choices. By using a budget you will learn how to live within your income, avoid running out of money between paychecks, evaluate your spending habits, make wise spending choices, set aside savings for unexpected expenses, and develop good money management skills that will help you reach your financial goals.
The purpose of this Personal Budget WebQuest is to help you develop an awareness of the process of preparing a practical budget, develop an awareness of how much things really cost, and demonstrate how using a budget will help you achieve your personal and financial goals.
|Step 1: Estimate Your Income
Knowing how much you earn each month is an essential part of creating a realistic budget. How much you earn depends on your occupation. You will be completing the WebQuest for your first job--either after you graduate from 4 years of college, complete a 2 year associate degree, or enter the world of work after graduation from high school. If the career you choose requires a masters or doctorate degree, we will use modified amounts to reflect a salary after 4 years of education. Sooner or later you will need some sort of job to start paying bills.
NOTE: As you proceed through the Budget WebQuest, save the Excel and Word files to your Server Folder.
Continue by completing the Calculating a Paycheck Worksheet.
NOTE: As you complete each worksheet, save the file to your personal folder.
Saving money for a rainy day or future goals and dreams is another important part of your budget. Remember, pay yourself first!
Let's talk about that rainy day first. You should set aside approximately 3 to 6 months worth of living expenses to help with unexpected expenses. Saving for unexpected expenses will be helpful if you become unemployed, if you need unexpected medical attention or if you encounter some other financial problem. After you determine your total monthly expenses, you will better be able to estimate the amount you will need to save for these unexpected expenses.
By setting
priorities, you identify what is important to you. By setting goals, you
begin to translate your priorities into actions. Goals can be categorized
into different types of goals. In addition to saving for a rainy day, you
can save for short- (less than a year), mid-(1 to 3 years), and long-term
(longer than 3 years) saving goals and set aside money each month to reach
these goals. Begin by writing your personal and financial goals.
Well-written personal and financial goals should:
I would like to save $9,000 for unexpected expenses (monthly expenses will be approximately $1,500 x 6 months) over the next 7 1/2 years. To reach this goal I will have to save $100 per month (9,000/90 months).
Write your personal and financial goals using the Financial Goal Worksheet. Enter at least one goal for each type of goal following the format provided above. Remember we have already started to save for retirement by asking our employer to deduct $250 for our 401K contribution. Enter the monthly saving amounts from your Financial Goal Worksheet into the proper cells of the Budget Worksheet Print the Financial Goal Worksheet.
Have your Financial Goal Worksheet checked off by your teacher.
Step 3: Budgeting for Expenses
Expenses are money you spend on things you need and want. A need is something you must have to survive, such as food, shelter and clothing. A want is something you desire or would like to have or do. For example, if you live in Wisconsin, you need a coat. You may want a leather jacket, but other types of coats could also keep you warm.
Print the Needs and Wants Quiz and mark your answers on the printout.
|Fixed Expenses
|Let's start with Fixed Expenses--expenses that do not change from month to month.
|Housing Expense
Housing will probably be the largest expense in your budget. Experts recommend 25-30% of your net monthly income will be allocated to your housing expense. To determine your housing expense, click here to find an apartment which will fit into your budget. Print a copy of the page you visited to support your deduction and include a calculation on your print out indicating how the rent will be allocated if you will be sharing with a roommate. Enter the amount of monthly rent (or your share of the rent if you plan to have a roommate) on the Budget Worksheet
|Transportation Expense
For purposes of this WebQuest we will assume we need to buy a car to provide reliable transportation for work. To help you decide what type of an auto will meet your needs, review the worksheet Choosing A Car That's Right For You. Print the worksheet and write the answers to the questions on the print out.
Using the advice from the worksheet, determine the type of car which will best meet your needs. Go to AutoWeb, Edmunds, or MSN Autos to choose a car that matches your results. Print a copy of the car you desire to purchase.
After you have selected your car, go to Yahoo! Autos Car Loan Calculator. You will borrow (finance) the total cost of the car. Use 10% for the annual percentage rate, a 4-year loan period (you can use a shorter loan period if you wish) and a 5.5% sales tax rate. Print a copy of your calculation to support your deduction. Enter the amount of your monthly payment on the Budget Worksheet You should expect to spend approximately 10% or less of your net monthly income for this expense.
|Student Loan
|Many people take out student loans for college expenses. Assume you borrowed $10,000 if you plan to attend a public or state university or $40,000 if you plan to attend a private university. (If you think you will actually borrow more, use the amount you plan to borrow.) Using the FinAid Calculator, calculate your monthly loan payment. Print the FinAid Calculator results and enter this amount on your Budget Worksheet
|Auto and Renters Insurance Expense
|Go to Yahoo! Auto Insurance and
complete the brief form provided to determine the
approximate cost of your auto insurance. Print the quote to support your
deduction. Use the national average and divide the annual amount by 12 to convert to
a monthly amount (show the calculation on your
print out). If you feel the
amount is too low, make the necessary
modifications and make a notation on the print out to explain your
adjustments. Enter the monthly premium
amount on your
Click here to learn more about renters insurance.
After reading the information provided, print the true/false "How Much Do You Know About Renter's Insurance" and fill in your answers. Attach the results to your checklist in the proper order.
Enter the premium amount for renters insurance on your Budget Worksheet
|Variable Expenses
|Variable expenses change from month to month making these expenses more difficult to budget. To determine a reasonable expense level, you can follow the recommended percentages suggested by financial experts, refer to the Consumer Price Index, or talk to your friends and family to see how your spending compares with theirs.
|Food/Dining Out Expense
|Estimating food costs can be difficult, but keep in mind that you
eat 3 meals a day and there are 30 days in a month. If you figure an
average of $3 per meal, you would spend approximately $270 a month for
food. Food costs should be about 10 - 15% of you net monthly income. Since
everyone's eating habits are different and depending on how often you eat
out or eat at home, this amount will vary. To get a sense of the cost of
food, go the the Capitol
Centre Foods grocery link and shop for an
average week's groceries. Use "Student" for your name and
your school email address. Be careful not to submit your order!!
1. Print a copy of your shopping cart to support the amount you enter on your Budget Worksheet.
2. Multiply your result by four to get an amount for your monthly budget (show the calculation on the print out).
3. Determine an average monthly amount for dining out. Show this amount with an explanation of each amount on your Capitol Centre Food print out.
4. Enter an amount which you feel accurately reflects your monthly food costs on the Budget Worksheet
|Personal/Clothing Expense
In your new job, you will need clothes appropriate for your workplace. Your college wardrobe may not be acceptable for your new job. Business clothes, even business casual can be very expensive. Certain careers require special clothing items such as safety shoes or uniforms.
In additional to clothing, personal items include personal toiletries, laundry, haircuts, etc. Personal/clothing items will amount to about 2-10% of your net monthly income.
Follow the directions on the Personal/Clothing Expense Worksheet and enter an amount which you feel accurately reflects your needs in this category in the Budget Worksheet Print the Personal/Clothing Worksheet and attach the supporting documents.
|Utilities Expense
You will need to budget for utilities, such as gas and electricity, telephone, cell phone, cable, water, etc. (Gas and electricity may already be included in your rent but you will still be required to research this information. Be sure to make a notation on the final worksheet if the amounts are included in the rent.) To help estimate these expenses, the managers of properties or the local utility company might be willing to give you information about specific properties. You can also ask family/friends about how much they spend on utilities.
For this WebQuest, we will ask family/friends. You will need to get a recent copy (within the last 6 months) of each of the following bills from a parent/guardian, friend or relative (feel free to white out the name) or click here and print the form. Ask a parent/guardian to complete and sign the form:
Enter the amounts for each expense on the Budget Worksheet Experts suggest you should budget 5 to 10 percent of your net income for utilities.
Don't forget to include copies of the bills with your final project even if you will not have the expense.
|Entertainment Expense
|Including play in your life is important to help maintain a healthy lifestyle. Be sure to include leisure and recreation in your budget. Complete the Entertainment Expense Worksheet and enter an amount on the Budget Worksheet which you feel accurately reflects your entertainment needs. Print the Entertainment Worksheet.
|Health Care Expense
|The Health Care category includes Doctor/Dentist/Vision/Prescriptions beyond the medical insurance premium which we deducted from your paycheck. This category includes co-pays and items not covered by your insurance. Complete the Health Care Expense Worksheet and enter an amount on the Budget Worksheet Print the Health Care Worksheet.
|Travel Expense
This includes routine travel, such as commuting to work; as well as pleasure or other long-distance travel. Transportation could include bus, train or plane fare, or maintenance on your car and the cost of gas. Multiply the number of miles you expect to drive each month by .405 cents (this is the IRS standard mileage allowance) to determine a reasonable estimate for the monthly cost of gas and maintenance. You may also need to allow for parking fees and auto registration costs. Complete the Travel Expense Worksheet and enter an amount on the Budget Worksheet Print the Travel Expense Worksheet.
Miscellaneous Expense
|Because you cannot predict every monthly expense, the miscellaneous category will include out-of-pocket expenses, convenience items, incidental home expenses (cleaning supplies, paper products, laundry supplies, etc.), vacation (unless you have included this as one of your savings goals), health club membership, books, continuing education, magazines, newspapers, and other small purchases. This category also includes life insurance premiums. Complete the Miscellaneous Expense Worksheet and enter an amount on the Budget Worksheet Print the Miscellaneous Expenses Worksheet.
Estimate the number and average cost of gifts you make during a year and enter the amounts in the Gift and Contribution Worksheet.
Making charitable contributions is your way of giving back to the community or a cause you strongly believe in. Complete the Gift and Contribution Worksheet and enter an amount in the Budget Worksheet Print the Contributions Worksheet.
|Step 4: Review and Modify
Did You Spend More Than You Earned?
To answer this question, you must verify that the amount of discretionary income is a positive number. If the discretionary income in a negative number your total savings and expenses exceed the amount of of your total income and you have spent more than you earned :(
If your spending exceeded your income, you must adjust the savings or expense amounts until your discretionary income is a positive number. Enter adjustment in the middle column of the Budget Worksheet. Do not change the original estimates. The amounts in the Final Budget Amount column should update automatically.
Go to the Review Worksheet in Microsoft Word and answer to questions to summarize your WebQuest results. Print the Review Worksheet.
After you have completed all of the modifications on your Budget Worksheet, print the Budget Worksheet.
|Click on the Checklist link, print the checklist, and review the requirements for the WebQuest.
Once your budget has been created, it will be necessary to track your expenses, enter the actual amounts in your worksheet, determine the difference, and make the necessary adjustments to your budgeted amounts and your spending patterns.
After completing this WebQuest, you should have a better idea of the difference between needs and wants, how to set financial goals, and a better understanding of matching your expenses with your income.
Other resources you may find helpful:
Happy Budgeting :)
Background courtesy of: BackgroundCity.com


text:
AMY ADAMS was absolutely elegant in Oscar de la Renta at the 16th Annual Hollywood Film Awards Gala.
Check her out:
The Oscar nominee looked incredibly gorgeous in a simple but classy midnight blue Oscar de la Renta column gown with a sheer yoke, which she accessorized with understated Tiffany jewels and Giuseppe Zanotti heels.
Amy's elegant red carpet look was finished with cascading, sideswept curls and a pretty coral lip color.
Photos By PR Photos
We'd love to hear your comment but please don't spam, we reserve the right to delete anything which is inappropriate


text:
I heard this song driving home from the gallery this afternoon and I've been humming it ever since. The groove is so tight. . . it's so good. I'm seriously dying over it's juicy goodness …dance fever. there is nothing better than dancing. {revised to include the fact that sex, indeed may be just a little better than dancing ..a little}
Confession: I caught it in the middle of the song and honestly thought for a moment that it was Bret and Jemaine …you know, The Conchords. …and then I looked down at my radio and it said K-EARTH …and then I knew it was OG Funk! …and somewhere in the middle of it all of a sudden it sounds like this …oh it's so good.
To all the married ladies …make your husband's night tonight! {I know I don't have to tell the unmarried folks ;)} …It's the weekend! {and that's for you Kell}


text:
Nice Yellow Jacket Ken. Whereabouts in Connecticut are you? West Hartford here.
Stafford Springs
Very nice all! Please keep posing! Any body do anything with there hood blanket?
In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.


text:
The real meaning of, "come over and chill."
ooooooooh yeaaaaa
(Source: iamwizz, via sweetmelolagnia-man)
I am..
- Used to being used.
- Used to being walked on.
- Used to not being appreciated.
- Used to being overlooked.
- Used to being let down.
- Used to everyone leaving.
- Used to people lying to me.
- Used to people stabbing me in the back.
- Used to people taking advantage of my kindness.
- Used to being hurt.
Basically, I'm used to it.
(Source: th-ink-ed, via sweetmelolagnia-man)
Whats 20,000 children to a muhfucka like me, cause you please remind me?
Ball so hard, this shit crazy
30 minute youtube video don't phase me
They killed Osama and Sadam and I'm walking around like shit gravy
Posts on Facebook, this shit weird, my pic ain't posed to be there
Pyscho, my kids are liable to go Michael … take your pick
Myers, Myers, Myers, they'll kill with sticks
Ball so hard, get'em young before they walk, Issue them with standard glocks.
Carl Weathers? That's Shop'd! Got more kids than Kidz Bop.
Ball so hard, I'm shocked too, I'm supposed to be locked up too
Snatchin' kids, Like I snatched.
Got toddlers from here to Timbuktuuuuuuu
(Source: vandal--savage, via sweetmelolagnia-man)
(Source: joyceroar, via sweetmelolagnia-man)
90's kid but an 80's baby!!!
(via sweetmelolagnia-man)
Bus Roots - if every bus in NYC became a mobile roof garden, it would create 35 acres of new green space, more here.
(Source: urbalize, via thisbigcity)
(Source: licentious-escapade, via sweetmelolagnia-man)
(Source: cool-kids-cant-die, via sweetmelolagnia-man)
A scared panda clings to a police officer's leg after an earthquake hits China.
(Source: sssexsexsexxx, via sweetmelolagnia-man)


text:
Rand Simberg
Mr. Simberg is an expert on space technology and policy, particularly with regard to NASA and commercial human spaceflight. He has published lengthy essays on these topics at The New Atlantis, and done many columns for Fox News, Popular Mechanics, AOL News, and Pajamas Media. With over three decades of experience, including many years in aerospace engineering and project management at the Aerospace Corporation and Rockwell International Corporation in Los Angeles, he has been recognized as an expert in space transportation by the Office of Technology Assessment.
He also has consulted, to space businesses from startups to major corporations, on space systems engineering, business planning, and business development, including Kelly Space and Technology, the Boeing Corporation, ARES, XCOR Aerospace, Masten Space Technologies, and others. He is the former editor of The Space Activists Handbook, and served as a technical editor for many proposals and technical reports. He is currently working on a book on space technology and policy.
A native of Flint, Michigan, he has multiple engineering degrees from the University of Michigan in Ann Arbor, and an MSE in technical management from West Coast University in Los Angeles.
Op-Eds & Articles
http://www.usatoday.com/story/opinion/2013/11/22/kennedy-apollo-program-space-column/3666047/November 22, 2013
http://www.guampdn.com/article/20130206/OPINION02/302060305February 5, 2013
http://spectator.org/archives/2010/11/10/big-governments-final-frontierNovember 10, 2010
http://www.bloomberg.com/news/2014-01-08/congress-makes-nasa-finish-useless-350-million-structure.htmlJanuary 9, 2014
http://www.denverpost.com/ci_22480179/lockheed-martin-joins-forces-louisville-based-sierra-nevadaJanuary 30, 2013
http://www.romesentinel.com/news?newsid=20121016-142023October 16, 2012


text:
A Conversation with The Ford
The Ford Foundation is an independent, nonprofit grant-making organization. For over 75 years it has worked with courageous people on the frontlines of social change worldwide, guided by its mission to strengthen democratic values, reduce poverty and injustice, promote international cooperation, and advance human achievement.
George McCarthy
Director of Metropolitan Opportunity
This conversation is closed.
How can we build cities that are sustainable, inclusive and truly just?
Cities have long been places of promise and possibility, vibrancy and creativity. But today our metropolitan areas represent more than that: They are our best chance to make economic and social opportunity a reality for the greatest number of people.
The fact is more than half the world's people now call cities home. All of the world's population growth over the next four decades—some 2.3 billion people—will take place in urban areas.
We know that the natural density of urban areas boosts entrepreneurial energy and efficiency, productivity and jobs. And we know that urbanization is strongly correlated with improvements in a host of human development metrics, such as reducing extreme poverty and infant mortality and increasing education levels and economic mobility for women (which also results in dramatic declines in population growth).
Quite simply, rapid urbanization gives us unique capabilities for spurring social change.
In Nairobi and Chennai, social change makers have used new GPS tools to map the slums and improve access to and delivery of services; in São Paulo and Cali, communities are building their own high-quality affordable housing near city centers and transport systems; and in Jakarta, Buenos Aires and Detroit, government leaders are working with the private sector and civil society groups to expand or build new public transportation that will provide better access for more communities.
These are just a few examples. As the Ford Foundation partners with TED to explore and advance a socially just city, we want to hear from those of you who champion a more inclusive vision of your cities and to hear more about the metropolitan areas that have embraced fairness and a commitment to shared prosperity so that together we can bring greater attention to transformative—and replicable—urban innovations.
Showing single comment thread. View the full conversation.
Sep 25 2013: We're discussing about re-densifying urban areas as a response to sprawling; probably in a less general, more specific way to find a solution to the particular problem of industrial parks and factories – possibly not related to inclusive and not even to truly just cities – but still, I think it may be of your interest: http://www.ted.com/conversations/20134/can_we_think_of_factories_and.html
Showing single comment thread. View the full conversation.


text:
Wednesday, Dec. 5, 2012
News for Young Physicians
Submit a nomination for the AMA-YPS Young at Heart Award
The AMA Young Physicians Section (YPS) is accepting nominations for the 2013 AMA-YPS Young at Heart Award, to be presented in June during the Annual Meeting of the AMA House of Delegates.
To qualify for the award, a nominee must be an AMA member who is not eligible for section membership but whose support and guidance have strengthened the AMA-YPS.
Submit a nomination form today. Nominations are due by Dec. 31 and must come from an AMA-YPS Assembly member. Get more information via email.
Submit research abstracts as part of National Lipid Association competition
Residents, fellows and medical students conducting scientific research are invited to submit abstracts as part of the National Lipid Association's (NLA) annual Scientific Sessions, which will take place May 30-June 2 in Las Vegas. Abstracts are due March 1.
Submitted abstracts will be considered for poster presentation and oral presentation at the meeting. All accepted abstracts will be published in the May/June 2013 edition of the Journal of Clinical Lipidology. Visit the NLA website for more details.


text:
Join TCIA Now!
So, it turns out that long time TCIA member Bartlett Tree Experts had its own 100th anniversary – and had some specialty artwork created by world-renowned artist Lawrence Romorini.
Partners Advancing Commercial Treecare
TCIA would like to thank the following crown partners whose commitment to our work is extraordinary.
© 2014 Tree Care Industry Association, Inc.136 Harvey Road, Suite 101 Londonderry, NH 030531-800-733-2622Privacy Policy


text:
Aaron Winchester threw two touchdown passes to Ben Miller in the final five minutes, including the game-winning 18-yarder with 28.9 seconds remaining, as Mount Pisgah Christian rallied from a 24-14 deficit to defeat Mount Paran Christian and clinch the Region 6-A Division B championship on Friday.
The Patriots drove 57 yards in just more than a minute after taking the ball over on downs at their 43-yard line with 1:30 to play. Winchester completed four of five passes for 50 yards and rushed twice for seven yards on the game-winning drive.
Mount Pisgah (8-0, 4-0) hosts Fellowship Christian week and then will face the fourth-place team from subregion A in a crossover game. Ninth-ranked Mount Paran (6-2, 3-1) falls into second place in the subregion. The Eagles face defending subregion champion Walker next week before concluding the regular season with a crossover game. Unlike in the higher classifications, however, Class A crossover games don't determine state playoff berths. Class A uses a power ranking system to set its playoff fields for the private and public schools.
Mount Pisgah got a big break midway through the fourth quarter, when it had the ball fourth-and-1 4 at the Mount Paran 23. The Patriots were going to go for the first down, but Mount Paran jumped offside and the Patriots decided to kick a field goal once they got it a little closer to the end zone. However, two more offsides penalties on Mount Paran moved the ball to the 8 and gave Mount Pisgah a first down. From there, Winchester threw a touchdown pass to Miller to cut the lead to 24-21 with 4:41 to play.
Winchester finished the game 21-for-40 passing for 278 yards and four touchdowns and carried 16 times for 60 yards, but Mount Pisgah never led until the final minute.
That's because Mount Paran controlled the game early with a running game led by Dorian Walker and Emoni Williams. Walker scored on a 2-yard run in the first quarter and a 40-yarder in the third and finished with 170 yards on 28 carries. Williams had 109 yards on eight carries, and his 72-yard run in the fourth quarter gave the Eagles a 24-14 lead.
But the Eagles couldn't put Mount Pisgah away. Mount Paran hurt itself with two first-half turnovers and had a short field goal blocked in the first quarter.
Mount Pisgah – 0-7-7-14 – 28
Mount Paran – 7-3-7-7 – 24
Pa – Dorian Walker 2 run (Dallas Kepler kick)
Pa – Kepler 37 field goal
Pi – Oz Dixon 10 pass from Aaron Winchester (Chase Clark kick)
Pa –Walker 40 run (Kepler kick)
Pi – Browning Dunn 49 pass from Winchester (Clark kick)
Pa – Emoni Williams 72 run (Kepler kick)
Pi – Ben Miller 8 pass from Winchester (Clark kick)
Pi – Miller 18 pass from Winchester (Clark kick)
October 25th, 2013
10:54 pm
Tough game for the eagles. Beat pisgah all night but in the end, eagles were the ones on the losing end. What's up with the one or two dads from pisgah trying to stir up trouble on the field after the game. It almost turned bad – great sportsmanship pisgah. Paran was in charge all night. Shot ourselves in the foot with dumb penalties and also had some terrible calls. I've got sour grapes but will get over it.
October 25th, 2013
11:32 pm
TRT it was a great game. As far as the 1 or 2 dads stirring up trouble, I don't see how that could have been possible since the entire Patriot team and families immediately went to their respective end zone after the game and dual team prayer. As far as the officiating it was horrific for both teams. Sir you do have sour grapes and next year schedule someone you can beat on homecoming. Best of luck to Mt. Paran the remainder of the season.
October 26th, 2013
12:00 am
Congratulations Pats.
Unfortunately, with the sub-region cross-over play-in format, the final power rating may determine the Region 6 champion for the state play-off seeding.
October 26th, 2013
12:03 am
Congratulations Pats.
Unfortunately, with the sub-region cross-over play-in format, the final power rating may determine the Region 6 champion for the state play-off seeding.
Anyone like to see the region champ determined on the field?
MY DREAM SCENARIO: Patriots and Tigers win out, earning 1 and 5 or 2 and 6 seeds and play DEC-6/7 for an on-field region championship and a Dome birth.
October 26th, 2013
12:06 am
OOPS, sorry 'bout the double entry.
October 26th, 2013
6:39 am
Thx for the kind words PatPaw. Unfortunately you are correct and the Region 6 championship will be determined by the power rating system. It would be nice to see the Patriots and Tigers play in 2 weeks for the region championship prior to the playoffs. However, I don't think it can happen unless the coaches agree to it and if I were the Darlington coach I would not do it, nothing to gain and a lot to lose. Good luck next week against OLM and the rest of the way.
Picc Man
October 26th, 2013
7:54 am
Seeding for the state playoffs will be determined by the power ratings, not the region champions.
October 26th, 2013
8:23 am
It just took a spark to ignite the Patriots and they showed ultimately what type of team and coaching they have. Long counts and off-sides can be as effective in moving the ball as up the gut!
October 26th, 2013
8:55 am
Unbelievable that someone from Mt Paran has the nerve to call out others on sportsmanship. Mt Paran has shown time and again that they lack class. Coaches and players from Mt Paran harass players on other teams and cheer when someone from another team gets hurt. Mt Paran parents and administrators storm the field of another team by moving barricades out of the way. So typical that they lose and then give no credit to the other team. No surpirse at all that Mt Paran lost because of penalties. Been happening there for years.
October 26th, 2013
12:00 pm
Thank you PCK, I am not going to bash Mt. Paran because their fans and players were fine last night. However, for that gentleman to post to the blog at 10:54 (probably still in the parking lot) is truly sour grapes.
Secondly Mr. Sizemore you are both correct and incorrect. The 4 region winners will get the top 4 seeds regardless of power ratings, everyone else will then fall into place based upon power points.
Have a great day guys and GOD bless.
Picc Man
October 27th, 2013
4:24 pm
@PKC as always just embarrassing yourself please just move on. Congrats Pisgah, well coached quality team QB is awesome.
October 29th, 2013
11:39 am
After reading the above comments I will share my perspective. TRT may have been in the parking lot and was clearly frustrated. A tough loss for Mt Paran. It was true that 2 overly zealous fans/dads were taunting by screaming at the crowd of disappointed fans going on to the field for a prayer of both teams. I was glad to see these teams come together after a hard fought game. Not sure why their parents went to the end zone immediately? No one that was disappointed in the loss was upset with their fans or player/coaches. These 2 dads were likely just super happy about their win in the last 30-40 seconds but it did seem a little over the top and "in your face" at the time but understanding now they were just happy for their team.
After leading the entire game Mt Paran had several chances to put it away but did not. At 17-7 a block on a punt return was called on Paran as a "block in the back" (but no one but that official in the stadium or on film will see that as a penalty). That moved Mt Paran from the red zone 20 with a 1st down back to their own 30 (a 50 yard change of field position). Then a few plays later fumbled and Mt Pisgah later scored and flipped a potential score by Mt Paran from 24-7 to 17-14. That is football. In the end Mt Paran did not make a critical first down and turned the ball over. Then on a Mt Pisgah 4th and 23 made 3 defensive penalties that gave Pisgah a first down without running a play. While I've never seen that happen Pisgah took advantage of the undisciplined defense and made them pay. Over all a tough fought game on both sides and Pisgah prevailed on Friday night. I think the Pisgah QB and receiver #23 is the best I have seen in single A football this year. Congrats to their squad and coaches.
As for Mr. PotCallingKettle, I have NEVER seen "Coaches and players from Mt Paran harass players on other teams AND CHEER when someone of another team gets hurt". That is irresponsible, negligent and ludicrous for you to allege. You sir are committing malpractice and could not make your allegations stick in any court of opinion or even in your court of "sour grapes". You have a personal bone to pick because your son is not starting on either of these winning teams. Why did you come to this blog again since you are not at either school? Nice "punt" though PCK
Congrats again to Mt Pisgah you are worthy of your record.


text:
The most exciting opportunities for career growth and development are in our stores! Store management begins at the Mate level. So put on your sneakers, your thinking cap and a smile because as a store leader, you participate in all aspects of managing a Trader Joe's. From stocking shelves and merchandising to leading the Crew and, perhaps most importantly, providing our customers with knowledgeable assistance, you will refine your leadership skills and business savvy in a fun, creative, and physically active environment.
This position is perfect for college grads that aren't interested in working in a cubicle and want to put their skills and education to work in a dynamic, hands-on retail career!
To apply online for Mate positions you can search openings here!
Don't forget to check out store Crew opportunities. Some call it "the perfect college job!"All of our stores accept applications in person each and every day for Crew positions. To find out which stores have immediate needs you can search openings here!


text:
What was generally expected to be a close tussle turned out to be anything but when Opaki beat Masterton 8-1 in their Wairarapa regional one tennis fixture on Saturday.
The end result wasn't any great surprise though as Masterton took to the courts without three of their leading players, Luke and Georgia Atkinson and Chad Parsons, and Opaki became firm favourites as a consequence.
The singles saw Stu Wyeth, Brett Dymond, Chris Davidson, Ben Campbell and Katie Wyeth all do the business in straight sets for Opaki while the sole Masterton success came from Zoe Paris.
For Campbell it was a brief break from his busy schedule on the professional golfing circuit and he completed a successful day out when he and Katie Wyeth combined for a comfortable mixed doubles win. Also successful for Opaki in that section were Dymond and Rebecca Perry while the sole men's doubles match played was a triumph for Stu Wyeth and Davidson.
Opaki names first:
Men's singles: Stu Wyeth beat Duncan Oakley 6-2, 6-2; Brett Dymond beat Matt Bunny 6-4, 6-2; Chris Davidson beat Jamie McMaster 7-5, 6-1; Ven Campbell beat George Passi 6-3, 7-5.
Women's singles: Katie Wyeth beat Dushka Warren 6-2, 6-1; Rebecca Perry lost to Zoe Paris 1-6, 4-6.
Men's doubles: Wyeth and Davidson beat McMaster and Passi 7-5, 6-2.
Mixed doubles: Campbell and Wyeth beat Oakley and Paris 6-2, 6-3; Dymond and Perry beat Bunny and Warren 6-4, 6-1.
The other regional one fixture scheduled for Saturday didn't eventuate with Gladstone defaulting to Martinborough.


text:
Easter and Passover have some food traditions in common. Here's a menu created by a couple who bring them all to their table. (Serves 8)
Be the first to rate it
Smoked Trout Mousse
Asparagus Spears with Smoked Salmon Spirals
Marinated Lamb with Orange Chimichurri
Vanilla Balsamic Chicken
Potato and Double-Horseradish Salmon
Roast Vegetable Medley
Date-Nut Haroset
Fallen Chocolate Cake with Cherry Red Wine Sauce
Kosher pinot noir
Cooking Light, April 2006
(Only you will be able to view, print, and edit this note.)
1000 characters remaining
You have already rated and reviewed this recipe


text:
Full size version is only available to registered users
Please Register as a New User or Login as Existing User to gain full access to all the photos on this site. Registration is quick and completely free.
Unregistered users can only view full size photos that have been added this month.
Taking it all in...
© Ian Milward, May 2012
Route: A Brown Understudy
Climbers: Nick Taylor and Big Drew
Camera used: Canon G12


text:
Had you been listening to Radio 4 yesterday afternoon, you would have had the pleasure of being irritated by the most incredibly annoying Scotswoman attempting to argue that it was a bad idea for tena... Read More
It requires real talent and serious effort to become the worst Tory prime minister in history. To be honest, I never thought Cameron had it in him. I thought: "Well maybe they're right, all those Tory... Read More
In the latest Spectator I have written an open letter to my old university mate David Cameron. Here is a companion piece: the letter I'd like to see him write to the nation, having at last recognised ... Read More
The leaders of the public sector unions seem to be getting very excited at the prospect of getting back to the good old days of strikes against the government. After all, it is 85 years since the Gene... Read More
How difficult is it to make the case that Britain is broke, that there is no such thing as "government money" only taxpayers' money, and that what the ailing global economy really doesn't need right n... Read More
It would take a heart of stone not to laugh: neither Chris Bryant nor Shaun Woodward has been elected to Ed Miliband's Labour shadow cabinet. Woodward will now have more time to spend with his butler,... Read More
I'm not sure exactly what it is like being eaten alive by bullet ants. But I can't imagine that the experience can be significantly more excruciating than the ordeal I've just endured listening to the... Read More
I've often wondered whether Britain would have joined the EEC but for Edward Heath. Our membership was the product of despair. We joined at our lowest ebb, in the days of the three-day week, double-... Read More
At this point in the political calendar, toward the end of the five-year parliament, that rare beast, the "snap election", begins to rear its head. The greatest weapon in the armoury of the prime ... Read More
Yesterday's Standard scooop that Andy Burnham is gearing up for a post-general election leadership challenge has triggered sniggers galore from those who see him not so much as political lightweight, ... Read More


text:
Created: Mon, 14 Oct 2013 05:51:00 CST
Updated: Mon, 14 Oct 2013 07:12:26 CST
Can Hastings keep up with the Joneses? Results of the recent convention study revealed that Hastings is in need of a Conference Center. But is one in the city's future?
Hastings City Councilman Everett Goebel said it's clear Hastings needs a conference center but now it's a matter of how to make that happen.
The cost of the 40,000 square foot project is estimated to be $6,000,000 to $8,000,000. Goebel said it will take a collaboration of different groups to get the conference center up and running.
"It isn't something an individual can do, it isn't something-- I don't believe the city would step up and build it and staff it but it's going take some cooperation among groups," said Goebel.
City Council has not yet discussed or acted on the findings of the study but Goebel said there has been interest shown because of the clear need.


text:
The Software Value Chain: Methods for Construction and Their Application
AbstractThe value chain is a widely used framework for industry and firm analysis. To our knowledge, the conceptualisation of value chains is so far guided by "soft" criteria like intuition of experts rather than clearly stated methods with regard to the value chain boundaries and the granularity as well as the separation of activities. Therefore, we propose a combination of well-known methods – such as the Delphi study approach and clustering algorithms – to (1) ensure a holistic view of the industry at hand by covering all underlying economic concepts, (2) ensure the uniqueness of activities, and (3) provide a hierarchy of activities that allows deriving value chains at different levels of granularity. Since software is a good with specific economic properties, practitioners and researchers require a value chain framework reflecting the industry specifics. This paper contributes by proposing methods for value chain construction and applying these methods to the software industry. The resulting universal and hierarchical software value chain can serve as a sound foundation for further studies of the software industry. Furthermore, practitioners can tailor the proposed methods to their needs and apply the software value chain to their firms.
Download InfoIf you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
Bibliographic InfoPaper provided by Darmstadt Technical University, Department of Business Administration, Economics and Law, Institute for Business Studies (BWL) in its series Publications of Darmstadt Technical University, Institute for Business Studies (BWL) with number 57077.
Date of creation: 10 Jun 2012
Date of revision:
Handle: RePEc:dar:wpaper:57077
Note: for complete metadata visit http://tubiblio.ulb.tu-darmstadt.de/57077/
Contact details of provider:
Postal: Hochschulstr. 1, 64289 Darmstadt
Phone: ++49 (0)6151 16-2701
Fax: ++49 (0)6151 16-6508
Web page: http://www.wi.tu-darmstadt.de/fachgebiete/fachgebiete_4/betriebswirtschaftlichefachgebiete.de.jsp
More information through EDIRC
Related researchKeywords: value chain; granularity; software industry;
This paper has been announced in the following NEP Reports:
- NEP-ALL-2012-07-01 (All new papers)
- NEP-BEC-2012-07-01 (Business Economics)
- NEP-CMP-2012-07-01 (Computational Economics)
ReferencesNo references listed on IDEAS
You can help add them by filling out this form.
ListsThis item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.
StatisticsAccess and download statistics
CorrectionsWhen requesting a correction, please mention this item's handle: RePEc:dar:wpaper:57077. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Dekanatssekretariat).
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If references are entirely missing, you can add them using this form.
If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.
Please note that corrections may take a couple of weeks to filter through the various RePEc services.


text:
You must be registered to comment and vote on comments.
Owings Mills, MD (SportsNetwork.com) - The Baltimore Ravens activated tight end Dennis Pitta from the injured reserve-designated to return list on Saturday.
Pitta will be eligible to play his first game of the season against the Minnesota Vikings on Sunday. The four-year veteran suffered a fractured and dislocated hip in training camp on July 27.
"You always want to see how you're going to respond after getting hit like that," Pitta said. "It's not something you can simulate in rehab or even in practice. It will be nice to take that first hit and just see how it feels."
The Brigham Young product caught 61 passes for 669 yards and seven touchdowns last season.
Baltimore has used tight ends Dallas Clark and Ed Dickson in his place. They have combined for 47 receptions and 554 receiving yards with three touchdowns.
Pitta has caught 102 passes for 1,075 yards and 10 touchdowns in 43 games with the Ravens.
Baltimore released running back Bernard Scott to make room for Pitta on the roster.
425 Portland Av. S.
Minneapolis, MN 55488
(612) 673-4000
© 2014 StarTribune. All rights reserved.
StarTribune.com is powered by Limelight Networks


text:
Search results for ace hood
Random Ridiculousness: Hood Booger Florida Woman Stabbed Boyfriend In The Stomach After He Farted In Her Face
Whoever smelt it dealt it… and gets stabbed!
Race Matters: Folks In Predominantly Black Neighborhoods Are 50% Less Likely To Receive CPR Than People In White Neighborhoods
SMH. Apparently your neighborhood is a factor in regards to your chances of receiving CPR…
Lacefront Livin: NYC
Hoodrats Women Popped In The Airport For Stashing 2 Kilos Of That Yayo In Their Weave
This is what happens when you agree to do hoodrat things with your friends….
Can You Recognize These Baby Faces?15 Childhood Pics Of Our Fave Black Male Stars
Before the fame (and sometimes ratchetness), they were innocent cute little tykes!
Race Matters: Portland Neighborhood Wakes Up To Find Racist Images Painted On Black-Owned Property
Racist wanksters in Portland vandalized a black owned building last week.


text:
Assignment Iowa
The State of Immigration (#107)
In the aftermath of the raids in Marshalltown by U.S. Immigration and Customs Enforcement officials, Assignment Iowa examines the state of immigration in Iowa. [27 minutes]
This episode has not aired in the past few months on Iowa Public Television.
The State of Immigration (Full Program) (#107)
Full Program: What is immigration's real impact on the state? In this edition of Assignment Iowa, we hear from those who study it,... 27:49
Rep. Steve King and Max Cardenas Discuss... (#107)
What is immigration's real impact on the state? Guests Max Cardenas and U. S. Representative Steve King discuss the...
Economics of Immigration (#107)
There are currently seven million undocumented workers in the U.S. Their impact is economic, political and cultural.
Immigration in Storm Lake (#107)
During the past 15 years, the Northwest Iowa town of Storm Lake has seen a steady influx of immigrants, lured by...
The Legal Immigration Process (#107)
While many people south of the border enter the U.S. illegally, others have chosen to immigrate legally. How is it...
- Watch more video from this program »
News & Announcements
Iowa Master Artists: On the Next Assignment IowaAssignment Iowa profiles seven living master artists making an impact on the state. more »
Assignment Iowa Discusses Journalism in Iowa in the Lead-up to the Iraq InvasionPanel discussion follows national program, Bill Moyers Journal: Buying the War more »
Assignment Iowa to Examine Obesity in Iowa Monday, April 9Iowan Matt Hoover, winner of NBC's The Biggest Loser, profiled in new episode more »
Assignment Iowa to Examine Heart Health in New Episode Monday, February 12ISU and NBA Basketball Star Fred Hoiberg to Discuss His Heart Ailment and Recovery in New Special more »
Series Description: Assignment Iowa examines the issues and events that shape what it means to be an Iowan. Hosted by Iowa Public Radio's Todd Mundt, the series explores a wide range of timely topics and the ways they affect Iowa and Iowans.
All Upcoming Episodes
There are no broadcasts currently planned. Please check back for future broadcast dates.


text:
Scrutiny of Wall Street metals trade a 'positive' for CME -exec chairman
Aug 1 (Reuters) - CME Group Inc, the world's biggest futures exchange operator, is closely watching regulators' escalating scrutiny of Wall Street's commodity trading and could benefit if it resulted in increased futures trading, top officials said Thursday.
Critics have charged that brokers' trading and stockpiling of metals and other commodities have led to higher prices for consumers, and the Federal Reserve is reviewing its decade-old decision to allow banks to trade physical commodities.
Such scrutiny is "potentially a net positive for us," CME Group Executive Chairman Terrence Duffy told analysts on a quarterly conference call. "What they have said is that they are going to use other derivatives products such as futures and others to get the exposure to the market versus what they used to use in the cash market."
Duffy's comment came in response to a question from an analyst at Goldman Sachs Group Inc, which on Wednesday moved to defuse criticism of broker's trading in raw materials by throwing open its metal warehouse doors, offering to immediately swap aluminum for any end-users holding metal at its Metro International warehouses.
(Reporting by Ann Saphir; Editing by Gerald E. McCormick)
Story Copyright © 1999-2014 Reuters HedgeWorld All rights reserved.


text:
Coupon Book
Check out great local savings from The Times!
It Pays to Buy Local
View Participating Chambers of Commerce
Follow The Times
Latest Local Offers
Instead of Kennelling Your Dog or Cat, Drop them at Sittin' Pretty! We Offer a Cage Free Boarding Area, and If You're Four-Legged Friend is Picky We Even Offer Comfy Private Quarters! Call Today! (219) 947-4121
Sittin' Pretty is a locally owned and owner operated boarding,…
Howard's Tree Service Offers Senior Discounts And Free Estimates Howard's Tree Service 219-932-8200
We provide discounts for seniors and also offer free estimates…
Visit our Outdoor Locally Grown Produce Markets Every Saturday from 7 am to 2 pm at your neighborhood Strack & Van Til.
Visit your neighborhood store for more details or visit us onl…
Click here to see testimonials for Mirar Development!
"Thanks for fulfilling our dream. We have the perfect home tha…
Berey Bro's shoe store can be brought directly to you, Click here to find out how!
Berey Bros. can bring the shoe store to you! Our "Shoemobile" …
Featured Businesses
How will the Colts do this season?


text: Comments on: Brunch and a sing-along make a merry afternoon at the Hamilton Back to the article » Marie Gullard • | December 20, 2012 | 12:00 am Last Christmas, Charlie Barnett, an Emmy-nominated composer of film and television, gave his annual Christmas party at home for 250 of his closest friends, neighbors and acquaintances. "I take the holidays seriously, and I have been doing this for 20 years," he explained. "It is a big, happy mess, and anyone who wants to sing comes close to the piano, [the group] spreading out through three... Web URL: http://washingtonexaminer.com/article/2516549 Share this article on Facebook or Twitter Print this article


text:
Science trying to fathom the universe we live in, from quantum physics to cosmology, and everything in between.
Exotic Fractals
These images look like exotic phyto-plankton, but in fact they are boundary of different Julia sets. Julia sets are mathematical fractals. The same pattern repeats infinitely in smaller and smaller detail. Following the same simple rules repeatedly, these amazing patterns are formed.
Fathom the Universe
Source and image credit: http://www.ijon.de/mathe/julia/some_julia_sets_1_en.html
next >>>
<<< prev


text:
It was just a month ago when Danny posted that Ron Belanger had left Carat Interactive to take a job be vice president of marketing for BuyDomains. Well, Ron's time at BuyDomains was short. According to this press release from Yahoo Search Marketing, Belanger is now the Senior Director of Global Advertiser Strategy and Development at YSM.
In his new role, Ron will be an ambassador to clients and agencies, serving as an expert resource in helping them effectively incorporate search marketing into their overall marketing mix. Ron will also support clients and agencies in their performance marketing planning and budgeting efforts, and will help them develop and maximize the efficiency of their performance marketing infrastructure.
The Original Search Marketing Event is Back!
SES Denver (Oct 16) offers an intense day of learning all the critical aspects of search engine optimization (SEO) and paid search advertising (PPC). The mission of SES remains the same as it did from the start - to help you master being found on search engines. Register today!


text:
The Tiny Figure On This Watch Gets Tired When It Needs a Winding
When you're wearing an old-school watch that requires winding every few days, the last thing you want is to look down to discover it stopped ticking hours ago. That's why mechanical watches usually include a power reserve indicator, but none are as unique as the tiny creature on MB&F's new Legacy Machine N°1 Xia Hang. »


text:
But there was one offer he was looking for, an offer from USC.
So Cope-Fitzpatrick when to Rising Stars at USC, and on Thursday, he got the news from the USC coaches that he was hoping for. Then they got the news they had hoped for.
"USC offered me and I committed on the spot," said Cope-Fitzpatrick. "Coach Kiffin offered and I committed to him. I'm very excited."
Cope-Fitzpatrick said it was all a blur.
"It's so surreal," said Cope-Fitzpatrick. "They offered me as a tight end."
The fourth-ranked tight end nationally said he's glad to get the decision out of the way.
"I'm really relieved," said Cope-Fitzpatrick.
Cope-Fitzpatrick joins his Whitney teammate Jake Rodrigues, in committing to the Pac-12. Rodrigues committed to Oregon. This fall, they'll team up as the top pass-catch combo in the West.


text:
21st Century Community Learning Centers Summer Camp
June 8-13, 2014
The 21st Century Community Learning Centers (21st CCLC) Summer Camp, coordinated by Auburn University's Truman Pierce Institute faculty and staff, through funding by the Alabama State Department of Education, is for Alabama's high school students who serve as 21st Century Community Learning Center (extended day) tutors. The camp focuses on providing students with information and skills that will allow them to work successfully in 21st CCLC programs.
This week long residential camp is designed to:
- Train high school students as tutors for 21st CCLC after-school and summer programs.
- Encourage careers in education
- Provide field experiences in life sciences: fisheries, horticulture, forestry, etc.
- Provide enrichment activities incorporationg nature into literature, art, music, etc.
- Provide positive experiences on a university campus
Students will further their math, writing, and reading skills, as well as learn about the natural sciences through hands-on experiences in the classroom and in the field. Students will learn to combine nature studies with art, music, and literature.
A typical schedule includes:
- Training to work with younger students in extended-day programs
- Learning strategies for working with students in reading, math, science, writing, art, and special needs
- Learning techniques for linking nature studies with literature, art, drama, and music
- Learning skills to help work with students with learning difficulties and behavior challenges
- Environmental study field trips to locations such as: AU Fisheries, Arboretum, Forestry Preserve, Raptor Center, School of Veterinary Medicine, and Living Streams
- Evening physical and social activities such as sports, swimming, games, movies, tournaments, etc…
Using skills learned at this camp, participants return to their school systems and serve a minimum of 40 hours working as tutors in a 21st CCLC extended-day program.
Camp participants will experience campus-life while residing in Auburn's resident dormitories, eating at campus dining facilities, and enjoying evening social and recreational activities. Attendees will have 24/7 counselor supervision.
A maximum of 30 students for the camp will be accepted, with priority given to rising 11th and 12th grade students.
There is no fee associated with this camp! The Truman Pierce Institute will award merit-based scholarships that cover the cost of all instruction, housing, meals, and recreational activities.
Application and Registration
To apply, students must:
- Be an Alabama high school student
- Have parental permission
- Complete and submit a 21st CCLC application form
- Write an Interest Statement (included on application form) describing why they should be selected to participate in this innovative summer camp experience
- Send a letter of recommendation from a teacher, principal, or school official
- Sign an agreement (included on application form) to work in extended-day programs for a minimum of 40 hours either as a volunteer or paid employee
- Provide transportation to the Summer Camp
Required Forms and Insurance
Once selected as a camp participant and notified by Truman Pierce Institute personnel that they are enrolled, participants must complete and return the required camp form packet and ropes course waiver form not later than two weeks prior to the camp start date. Return instructions are included in the packet.
- Click here for the required camp form packet.
- Click here for the ropes course waiver form.
As proof of health insurance, all participants must attach a copy of the participant's health insurance card (front and back) with the camp form packet. If the participant does not have current health insurance coverage, please contact us as soon as possible for options.
Important Links
- Camp FAQs
- Camp Supplies
- Getting to Auburn
- Summer Experience on Facebook
- Auburn University Admissions: Prospective Students
- Auburn University Campus Tours + Visit
- The Auburn-Opelika Tourism Bureau: Local Lodging, Shopping, and Dining
Stay Connected
If you would like to receive updates on our Summer Experience summer programs, please join our announcement list. We also invite you to "like" our Summer Experience Facebook page.
Contact Information
If you are interested or would like more information on this camp, please contact the TPI 21st Century Community Learning Centers Program Coordinator Chris Groccia at 334.844.5781.
Last Updated: June 2, 2014


text:
Posted: 1 year ago
Date: 25 March 2013
Notes: 36 notes
Tagged as: coping kit. coping skills kit. coping skills. mental disorders. trauma. keeping healthy. mental health.
Date: 25 March 2013
Notes: 36 notes
Tagged as: coping kit. coping skills kit. coping skills. mental disorders. trauma. keeping healthy. mental health.
My coping kit. Most of the things here remind me of people I love as well as functioning in the intended way. This is honestly the most helpful thing in the world and I recommend it 10/10.
- Something to touch - Teddy from Jackson
- Something to hear - headphones to distract from background noise
- Something to see - Picture of Jackson and I in a frame from Kathryn
- Something to taste - mints (also help with mindfulness)
- Something to smell - body mist from Jenni
- Where's Wally activity book
- Swiss Ball exercise book
- Notes to self (goals, hopes, positive thoughts)
- Card from 2012 musical theatre club (still makes me cry every time I read those words)
- Silly card I got with my v-day flowers from Jackson
Emotional Awareness
- Writing supplies with a notepad so I can write short bursts of thoughts down
Crisis Plan:
- List of friends' + family members' numbers, lifeline + emergency numbers.
If you don't already have one of these, click this link and make one. They're useful for anyone. Overwhelmed with stress for school? Take half an hour to go through the steps. Rough day? Use this to comfort yourself and rationalise your feelings. Notepads and teddy bears don't judge you like people will.
Good luck, kiddies!
- hadadreamthatweweredead likes this
- itstheamandaoshow likes this
- tris-in-wonderland reblogged this from fragment-consider-revising
- yousobustin likes this
- addieey279 likes this
- dma278 likes this
- viewpointsforliving likes this
- on-dreams-of-jupiter likes this
- ravenhairedcas likes this
- erosistible likes this
- lucie-fur likes this
- vivala-furia-roja reblogged this from hardcoregrandma
- hardcoregrandma reblogged this from heartisfilledwithhate
- no--faith likes this
- heartisfilledwithhate reblogged this from fragment-consider-revising
- heartisfilledwithhate likes this
- mocha-chino likes this
- lesbiqueen likes this
- colbaltcrystals reblogged this from fragment-consider-revising
- colbaltcrystals likes this
- findingmybravado reblogged this from ledzeppoli
- ronnie-peterson likes this
- ledzeppoli reblogged this from fragment-consider-revising
- thewillowsshimmering reblogged this from sapphire-burns
- suchamesstogether likes this
- egghatch likes this
- sasha-braus reblogged this from sapphire-burns
- soft--andsweet likes this
- sapphire-burns reblogged this from fragment-consider-revising and added:
This is such a good idea for being in a tough spot. Signal boost this, please.
- sapphire-burns likes this
- caitsmile said: well done for making one :) i hope that it helps :)
- caitsmile likes this
- fragment-consider-revising posted this


text:
|Member Since
|Jul 31, 2012
|Votes Received
Too all my fans you are now the, Immortals. That is the name I've given you. Immortals all the way! Show your fangs or your furry tail to the world. The first five fans shall become hybrids. And will receive sneak peeks from each story that I work on. Please my friends, leave as much support as possible. Which means comment and vote, please? It really does mean alot too me and if you enjoy them all then please do fan me. I only wish the help of my Immortals. Thank you!
New Fangs (Book 2)Both Brandon and Hailey had some time to settle in and stop worrying about each other's safety. At least till his mother adopts two teenage girls. Oh and did I mention th... read more
Animal (Book 1)A fifteen year old boy finds himself in a world of pain, loss and sorrow after his father's death, his mother moves them back to Washington. He goes to school meets people a... read more


text: LittleBigPlanet Vita (Working Title) Edit History Talk0 576pages on this wiki This page is a candidate for deletion. If you disagree with its deletion, please explain why at Category talk:Candidates for deletion or improve the page and remove the {{delete}} tag. Remember to check what links here and the the page history before deleting. Refer to LittleBigPlanet PS Vita. Retrieved from "http://littlebigplanet.wikia.com/wiki/LittleBigPlanet_Vita_(Working_Title)?oldid=26357" Categories: Candidates for deletion


text:
The city of Galt can save tens of thousands of dollars by refinancing current bonds and replacing them with internal loans, according to recent staff research.
At Tuesday's regular meeting, the Galt City Council unanimously voted to appropriate $935,000 from the General Fund to refinance the 2001 Police Building and Related Facilities Certificate of Participation bond and pay off the 1999 Wastewater Revenue Bonds using internal loans.
You must login to view the full content on this page.
Or, use your facebook account:


text:
DoD NAF Health Benefits Programs
Retired Employees
This website contains all the information you need to learn about your NAF Health Benefits Program. Be sure to review the information carefully to learn about changes and updates to your plan.
Please note that there is no opportunity for retirees to enroll, or re-enroll, in a plan that was not offered at the time of retirement, or if a retiree was not eligible to enroll at the time of retirement. However, you may make changes to your coverage elections during the year if you have a qualified family status change. Please contact your Human Resources Office for information and instructions.
Once you and all covered family members reach age 65, you are not automatically* enrolled in the Aetna Traditional Choice Indemnity Plan. You will need to contact your local Human Resources Office to continue your medical insurance with the Traditional Choice Plan once you turn age 65.
*Exchange retirees will automatically be enrolled in the Aetna Traditional Choice Indemnity Plan and do not need to contact their Human Resources Office.
- When you turn 65 you are required to enroll in Medicare Parts A and B.
The chart below shows the 2014 monthly NAF retiree contributions for the Aetna medical and dental plans.
|Individual Coverage
|Family Coverage
|Medical Plan
|Medical and Dental Plans
Locate the section below that displays the name of the plan in which you are currently enrolled. Click on the plan-specific item you would like to review.
If you are unsure of which plan applies to you, look on your Aetna ID Card for the plan name. Or, call Aetna Member Services for assistance.
The chart below shows the 2014 monthly NAF retiree contributions for the Aetna medical and dental plans.
In the U.S. – Aetna Member Services at 1-800-367-6276.
You may also send an e-mail to Member Services through Aetna Navigator (www.aetna.com).
If you live overseas – Aetna International Member Services at
You may also send an e-mail to firstname.lastname@example.com.
Important Information
Aetna Open Choice® PPO Disclosure Information
Aetna Traditional Choice® Indemnity Disclosure Information
Aetna Passive PPO Dental Disclosure Information
Aetna Stand Alone Dental Plan Disclosure Information
Medicaid and the Children's Health Insurance Program
Notices of Creditable Coverage
Air Force
Army & Air Force Exchange Service
Marine Corps