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Cambridge Associates, LLC
Cambridge Associates, LLC Interview Questions
Interview Experience
Interview Experience
Getting an Interview
Getting an Interview
Interview Difficulty
Interviews for Top Jobs at Cambridge Associates, LLC
- Consulting Associate (35)
- Junior Associate (24)
- Investment Performance Analyst (12)
- Junior Research Associate (9)
- Research Associate (9)
- Investment Performance Junior Analyst (8)
- Associate (6)
- Investment Performance Associate (6)
- Summer Associate (3)
- Senior Research Associate (2)
- Staff Accountant (2)
- Analyst (2)
- Research Analyst - Manager Information Group (2)
- MIG Analyst (1)
- Research Associate - Capital Markets (1)
- Portfolio Report Analyst (1)
- Portfolio Reporting (1)
- Performance Reporting Junior Analyst (1)
- Junior Operation Associate (1)
- Associated Analyst (1)
- Junior Associate Manager Information Group (1)
- Performance Reporting Associate (1)
- MBA Investment Consultant (1)
- Summer Consulting Associate Internship (1)
- Junior Associate - Manager Information Group (1)
- Data Specialist (1)
- Systems Administrator (1)
- Junior Associate, Manager Information Group (1)
- Research/Data Entry (1)
Candidate Interview ReviewsSort: Popular Date Difficulty
- Application Details
I applied through college or university. The process took 3 weeks - interviewed at Cambridge Associates, LLC in February 2014.Interview Details
went through 2 rounds of interviews. the first round was in a group of 8. 2 hours session. the first hour was spent introducing the company and the roles. the second hour was split into 2 parts, a 30min interview with one of the staff (could be a manager, HR, etc) and another 30min sharing sessions with the junior analyst ( casual sharing session of perspective in life etc).
the second interview was 3 hours. the first hour was a 1 hours sharing session by the MIG manager about the role. the second hour was broken down into three 30min interviews. with the hiring manager, 2 junior analyst and the director. the last 30min was sample email writing. basically they gave a situation where you had to send an business email out. (nothing difficult, just have to be coherent and clear and ensure your email has all the relevant details imo)Interview Questions
No OfferPositive ExperienceAverage Interview
- all the questions asked were non-technical, things like sharing stuff on your resume, or greatest strength greatest weakness. the interview process is very casual (although i believe they observe alot on your body language and spoken language and basically how you carry youself) and the idea for them is to get to know you better while you get to know them better. Answer Question
- Application Details
I applied through college or university. The process took 2 weeks - interviewed at Cambridge Associates, LLC in February 2014.Interview Details
Applied via Campus recruitment. Interviewed on campus, didn't get an offer. Most of the questions were about teamwork and leadershipInterview Questions
No OfferNeutral ExperienceAverage Interview
- Who in your life do you want to model your career after? Answer Question
- Application Details
I applied through an employee referral. The process took 4 weeks - interviewed at Cambridge Associates, LLC.Interview Details
Three rounds to the whole process. First round was initial phone screening with HR; second round was a thirty minute phone call with two research associates with emphasis on fit a well as broad financial knowledge; third and final round was a "super day" type interview at their Boston office where I interviewed with 6 different people. Needed to prepare a case study for the final round that was pretty technical.Interview Questions
No OfferPositive ExperienceDifficult Interview
- Case study for final round. Needed to really know your stuff as far as financial and business analysis and Answer Question
- Interview Details
Multiple rounds, focus on behaviorInterview Questions
Accepted Offer
- Greatest weakness? Answer Question
- Interview Details
Single on-campus interview, with single interviewer (manager). The interviewer came across as intentionally abrasive. There were no case studies or technical questions, just general background and interest questions. The interviewer could not readily explain the position for which they were interviewing candidates. Follow-ups to the interview were sophomoric and opaque.Interview Questions
Declined Offer
- Explain your morality Answer Question
2 people found this helpfulApplication Details
I applied online. The process took 5 weeks - interviewed at Cambridge Associates, LLC in December 2013.Interview Details
I interviewed in December 2013 and January 2014. I was contacted by the HR Department via email, and set up a phone interview. The phone interview was very basic and normal questions such as "Why Cambridge" and "Tell Me About yourself". I was asked for an onsite interview at the end of the conversation. The first onsite interview was meeting with three individuals within the PRG and a group presentation. they were very informative and asked multiple questions on the lines of "Why Cambridge?" and "Why are you a good fit for this position". Every interviewer was very knowledgeable, nice, and polite. Two weeks later, I was asked to come back for a second onsite interview. This interview was a walk through on what an average day at CA would look like. I also interviewed in a group panel with two managers of PRG, one current Investment Performance Analyst, and the head manager of the PRG. Again, all of whom were nice, cordial, and polite. I was asked many of the same questions. Finally I had to complete a case study and present it to the head manager. The case study is not difficult, but you need to be thorough. Overall it was a great experience, and everyone I met with was very knowledgeable and friendly.Interview Questions
No OfferPositive ExperienceAverage Interview
- Previous situational questions: 'When have you been put in a situation such as..... and how did you deal with it?" View Answer
- Application Details
I applied online. The process took 2 weeks - interviewed at Cambridge Associates, LLC.Interview Details
A day after I submitted my resume, I received an email scheduling a phone screen. My phone screen was only about 10 minutes long--she asked me to describe my educational and professional background, why I would choose Cambridge Associates, and to describe my greatest professional weakness. I am scheduled to have a follow-up interview next week.Interview Questions
No Offer
- Please describe your greatest professional weakness. Answer Question
3 people found this helpfulApplication Details
I applied online. The process took 2 weeks - interviewed at Cambridge Associates, LLC in March 2012.Interview Details
After a basic phone screen there are two interview rounds. The first involves interviews with several managers and senior team members. They all have varying interview styles so be prepared for various types of questions. Honest answers rather than pre-rehearsed responses are valued. There are also sessions with junior team members in our to establish whether the candidate would fit with the office culture. Second round involves more intense interviews and also transparency where a candidate learns the day to day operations of position. Asking questions of the managers when prompted is very important.Interview Questions
Negotiation DetailsThere is no negotiation.Accepted OfferPositive ExperienceAverage Interview
- Some managers will try to revisiting tough questions about weaknesses etc. Again honesty and consistency is valued. Make sure answers are consistent through out interview. Managers will often look unengaged because they are recording notes on the candidates responses during an interview, this can be distracting but the candidate should not be phased by this. It is important to be candid in sessions with junior team members as often these sessions can be just as important as the interviews with managers. If you are not a finance of business major be prepared for questions about why you are interested in working in the financial sector. Answer Question
- Application Details
I applied through college or university. The process took 1 week - interviewed at Cambridge Associates, LLC in October 2013.Interview Details
I applied and was given a first-round interview through on-campus recruiting. The interview was 1-on-1 and lasted for about half an hour, mostly behavorial-type questions about why I was interested in the job, as well as some questions about experiences on my resume. Towards the end of the interview, I was given a simple chart and asked to provide an recommendation to a fictional client based on data in the graph. Very straight-forward. I was offered a spot in a full day final interview in the company's Boston office, but I declined.Interview Questions
No OfferEasy Interview
- Why are you interested in being a Consulting Associate? Answer Question
2 people found this helpfulApplication Details
I applied online. The process took 2 months - interviewed at Cambridge Associates, LLC in December 2013.Interview Details
I applied online for the position in mid-November and received a phone call to set up an initial phone screen in early December. After a 30 minute phone interview which included a review of my resume and "why Cambridge?" type questions, I was told I'd hear something the next day. Sure enough I was invited the following day for a face to face interview. Two weeks later I finally sat down for interviews with 3 different managers and a company presentation. All 3 managers seemed to take a different approach to the interview. One was gentle and inviting, one was stone faced and let no emotion show, and the third was also gentle and forthcoming. They asked trick "gotcha" type questions in the interviews to make sure you were paying attention to the presentation. These included: Where are our locations outside of the US? What year were we founded? Is this a front or back office position? What does PRG stand for? Do we manage assets or advise on those assets? Honestly, if you do a bit of research before the interview on there website, you'll be fine. I felt like the interviews went well and was told I'd hear back within a week. Well after 2 weeks of hearing nothing, I'd all but given up on them. I had hoped the holiday season had perhaps got in the way of everything, but I wasn't expecting any future communication. Sure enough I received an email (about 2 weeks after face-to-face interview #1) inviting me back for another round. The next week I came in for a much more involved interview. This round lasted nearly 3 hours and included 4 interviews with 6 different people. First a review of the systems they use and a clear notion to ask in-depth questions about the processes. Then an interview with 2 different managers (one of whom left Goldman Sachs to come to this company, I wonder if she wasn't cutting it at Goldman). My next interview was with 2 new-hires within the last year and it's a chance for you to ask questions about the position and what their experiences were like. My final interview that day was with a manager who I'd interviewed with the first go-around. This included a simple case study about the transitioning of a client from one analyst to another. The final interview included more in-depth questions about my resume.
Bottom line: I thought I was advancing smoothly in the process and giving them answers that were to their liking. The company said I'd hear back within a day or two about a decision. After 3 days of anticipation and hearing nothing, I emailed the last HR person I was dealing with. She replied the next day with a standard "we are pursuing other candidates at this time" email. So that's it, after 3 separate interactions with the company over a 5 week period that included interviews with 10 people, I ended up getting denied. It's the nature of the financial beast and a strong and competitive DC job market. I was more than upset but quickly rebounded because of the amount of interview offers I'm receiving at other firms.Interview Questions
No OfferNegative ExperienceAverage Interview
- Are you under or overqualified for this position? You have to pick one. View Answer
See What Cambridge Associates, LLC Employees Are Saying
Pros: "Senior staff invests in professional development of junior employees; great culture" "Senior staff invests in professional development of junior employees; great culture" – Full Review


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February 6, 2013
WINTER PARK, FL - Come view new collected works by Rollins student Tonya Faye Dickie during the opening of the exhibition Lost and Found at the Peacock Room Library, Orlando, Florida.
The opening takes place on Wednesday, February 6th from 7:00 pm - 11:00 pm.
Lost and Found will be on view at the Peacock Room Library from February 6 through March 6, 2013.
For more information on Lost and Found please call the Peacock Room at 407.228.0048, or visit the Peacock Room website at http://thepeacockroom.com/art.html

subset: commoncrawl


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Simple ideas for cutting fat and calories
Trying to improve your overall health with a better diet? Controlling portions and learning what to add and subtract are keys to success, says Jean Alves, RD, MS, LDN, a dietitian at Rush University Medical Center. Here, she outlines small changes that can make a big difference.
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2. Reduce sugary drinks.
These include sports drinks, fruit juice and soft drinks. A 20-ounce cola can have 65 grams of sugar and 240 calories, Alves says. "Drink one less soda a day, and you'd lose two pounds within a month," she notes.
3. Add fruits and veggies.
Setting a goal to eat more fruits and vegetables is the most powerful dietary way to lose weight, according to Alves. Plant foods are filling and typically low in calories and fat. Eating more of them helps replace higher-calorie foods. "Plus, it's psychologically easier to add things to your diet instead of subtract things," she says.
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text:
Kievbound is a selection of black and white photographs recently included in Mariya Ustymenko's small publication with Antler Press, Cornwall (2013). Created in the artist's native city of Kiev, Ukraine, during her teens and early twenties, these images are gathered and reassessed to convey an intimately personal story of growing up. Set against the backdrop of rapidly changing city, the series explores the ever present feeling of transience and the subtle connections that exist between the key characters of its narrative – people, animals, and buildings.
- Edition of 50
- Black & White
- Digital Print
Recent features:
To order the zine directly from the published, click here.


text:
Andrew Stellman
developer, speaker, agile coach, and general all-around expert in building better software
New York, New York
Areas of Expertise:
Andrew is a bestselling O'Reilly author, developer, architect, speaker, agile coach, project manager, and expert in building better software. He has over two decades of professional experience building software, and has architected large-scale real-time back end systems, managed large international software teams, been a Vice President at a major investment bank, and consulted for companies, schools, and corporations, including Microsoft, the National Bureau of Economic Research, Bank of America, Notre Dame, and MIT. He�s had the privilege of working with some pretty amazing programmers during that time, and likes to think that he�s learned a few things from them. Andrew's titles include Learning Agile, Beautiful Teams, Head First C#, Head First PMP, and Applied Software Project Management.
Recent Posts | All O'Reilly Posts
Andrew blogs at:
Functions are values: explore C# lambda types in Visual Studio
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November 29 2010I recently made a post on Building Better Software about micromanagement ("Demoralize Your Teams Quickly And Efficiently With Micromanagement") and how it drains a development team's will to live. I've been studying micromanagement for a long time—not often voluntarily. It's... read more
Understanding C#: Nullable Types
November 07 2010Every C# developer knows how to work with value types like int, double, boolean, char, and DateTime. They're really useful, but they have one flaw: they can't be set to null. Luckily, C# and .NET give you a very useful tool to for this: nullable types. You can use a… read more
Understanding C#: Simple LINQ to XML examples (tutorial)
October 16 2010XML is one of the most popular formats for files and data streams that need to represent complex data. The .NET Framework gives you some really powerful tools for creating, loading, and saving XML files. And once you've got your hands on XML data, you can use LINQ to query… read more
Understanding C#: Equality, IEquatable, and Equals()
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A Few More Things Every Job-Seeking Programmer Should Know About Project Management
September 25 2010There are a lot of programmers who really don't like project management -- they toss all things project management related into the "pointy haired boss" category and try not to think about them again. But if you're a job-seeking programmer, or a programmer looking to move your career ahead, then… read more
Understanding C#: Raising events using a temporary variable
September 10 2010A lot of C# developers notice that there's something odd about how we normally raise events in C#. We're always told to set a temporary variable equal to the event first, and then raise the event using that variable. It looks very strange—how could that variable do anything at all?… read more
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September 03 2010If you've ever used a library that has accurate MSDN-style API documentation, you know how useful it can be. There are lots of ways to create HTML documentation. But the easiest way that I've found is to use Sandcastle. It's an open source documentation generator from Microsoft that reads your… read more
Why project managers should care about development
August 31 2010In a recent post on Building Better Software, I wrote about why developers should care about project management. But I think it's worth making the opposite case: why project managers should care about development. read more
Understanding C#: String.Intern makes strings interesting
August 22 2010One of the first things a new C# developer learns is how to work with strings. We teach the basics of strings early on in Head First C#, and it's the same way with practically every other C# book I own. So it shouldn't be surprising that novice and intermediate… read more
Understanding C#: Use System.Console to build text-mode games
August 17 2010I'm a sucker for an old-school text-mode console game. Text-mode games rendered their "graphics" by drawing text characters at different positions on the screen using 16 background and foreground colors. They're also easier than ever to build in C# and .NET, thanks to theSystem.Console class, which lets you position the… read more
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August 08 2010If you've been reading my blog posts, you know that I try to help novice and intermediate C# programmers improve their skills, and help progress along the developer career path. I think this goes beyond simply getting better at programming C# and .NET. There are additional skills that, in my… read more
Understanding C#: Explore types using the Type class and GetType()
August 05 2010One of the most powerful aspects of the C# programming language is its rich type system. But until you've got some experience building programs, it's difficult to appreciate it--in fact, it can be a little baffling at first. But we want to give you at least a taste of how… read more
Understanding C#: Namespaces and assemblies (a quick .NET tutorial)
July 12 2010I recently had a reader e-mail me with a question about assemblies and namespaces because he had trouble on a job interview that asked a lot of interview questions about .NET assemblies. Luckily, I had a good answer for him that covered the .NET assembly basics: what an assembly is,… read more
Understanding C#: Using BackgroundWorker to make your UI responsive
June 28 2010Someone once told me that he could tell a form was built by a novice C# developer if it stopped responding when he pressed a button. I'm not 100% sure I agree, but I definitely think that an intermediate or advanced C# developer should be able to build a form… read more
Understanding C#: XML Comments
June 14 2010As C# developers get more experienced, there are a lot of things they pick up along the way that are really useful and important to know, even if they aren't necessarily directly code-related. One of those topics is XML comments, and I've been surprised at how many developers -- even… read more
Teamwork: It's About Trust, Not A Technique
March 06 2010Building a great software team requires more than just a good tool, technology, or technique. That's something we learned time and again from the many brilliant people who contributed to Beautiful Teams (O'Reilly, 2009). It's an idea that seems to really fascinate people: that when a team build great software,… read more
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October 03 2009Jenny and I are going to be doing our Beautiful Teams talk in a week at the ITARC 2009 New York conference. That's why I've been posting about architecture lately on Building Better Software: How well does your program do...... read more
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"...an exciting, interesting presentation assuring a much higher level of PMP exam 'passes'. Highly recommended!"
"Here is the best guide we have seen for preparing for the Project Management Professional (PMP) exam. Through the use of plentiful graphics and clever layout (a hallmark of the Head First series), the reader is more likely to be motivated to read the weighty tome, and to retain the considerable
content. "
"...a 'must' with contributions from a range of successful team leaders."
"I needed some solid PM principles to apply to my work in an Agile development environment. So, with a desire to study ole skool Project Management in an Agile way I was drawn to the "Head First" books. And wow! What a fantastic way to learn! Knowing full well that PM concepts are not the most exciting topics, this book grabs your attention by drawing you in with its conversational tone...It's like getting your older brother's school textbook after he's highlighted all the important points and written the exam questions in the margins...literally! Now I'm spoiled, "Head First" is the only way to learn. "
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"The introduction to this particular book discusses how the series attempts to present the concepts and technical material in a way that is far more intellectually compelling and memorable than the approach currently taken by most books...Although the book will be of most value to newer programmers, experienced C# programmers will find topics of interest and perhaps even some language details and analysis that they have never previously encountered."
"I found Head First PMP to be an outstanding resource for teaching project management in a software development environment. Anyone who works in any level of that industry should read this book."
"The authors succintly get to the heart of the matter about why projects fail and what you can do to help reduce the chances of project failure and to help prevent your boss from being part of the problem."
"Even experienced project managers are likely to learn a thing or two from Head First PMP that can be applied on the job immediately. In fact, I personally have restructured my project management plan to more closely follow the PMBOK recommendations (now that I really understand them)....because I read Head First PMP, I feel Ill be able to better absorb the content in the dull, dry books Im likely to pick up before taking the exam itself."
"This guide helps readers prepare for the Project Management Professional (PMP) exam not through practice questions but through visually instructive illustrated outlines and diagrams, conversational and humorous text, and unconventional activities (i.e. crossword puzzles) which, assert the authors, are not voluntary."
"Being able to look up what the exam covers is useful information for me, and the book is perfectly adequate for that...I read Head First PMP in its entirity, and I did the majority of the exercises. I'm pretty certain that if I read it again and did all the exercises, I'd pass the exam. I also learned some useful stuff about project management, as well as about the PMP exam. I'd recommend Head First PMP to people who're interested in the PMP exam."
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"Head First PMP by Jennifer Greene and Andrew Stellman offers complete coverage of the PMBOK Guide principles in a way that's engaging, not tedious...The book helps readers prepare for the PMP certification exam with a unique method that goes beyond answers to specific questions, leading them to think about the big picture of project management. By putting project management concepts into context, readers can understand, remember, and apply them not just on the exam, but also on the job."
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Part 1 �
A lady is seen doing prayers; she's wearing a blue color churidar suit. Her hairs are open, wearing a long ear rings, and a long mangalsutra. After praying she turns around only to see the person she hates the most.
Lady � goo�. Oops sorry bad morning,
Man � same to you .
Lady � by the way if you remember today is the worst day of my�. Our life today is our 5th wedding anniversary .
Man � of course how could I forget the day when you became Mrs. Kripa Sujal Garewal from Miss Kripa Sharma ?
Kripa � yes of course how could you forget this worst day Sujal, when all your freedom was over .
Sujal � kripa will you stop bugging me in morning and making my day a bad one .
Kripa � since the day I got engaged to you had been the worst days of my life, then why ll I bug you .
Sujal � if you regret too much then why don't you give me a divorce Mrs. Kripa Sujal Garewal, a custom officer .
Kripa � Mr. Sujal Garewal you know what you're lucky that I'm your so called wife in front of the world, and so easily you can export the medicines outside India.
Sujal � else what you would have done, banned or what ?
Kripa � you know you're a hopeless arrogant person .
Sujal � that goes for you also . Oh by the way some one from Switzerland is coming, to meet you so its better you be at home by 3 in afternoon.
Kripa � I'm not your slave that I'll listen to you, and by the way didn't you told your N.R.I. guest that I'm a working lady and I'll come when I want to come, and some one special to me is also coming today so don't keep any kind of hope from me, bye .
Sujal � (to himself) why did I agree to get married to this arrogant lady? My life has become hell due to this lady .
Voice � you're the one who decided not to accept her as your wife then why're you blaming her for this life of yours ?
Sujal � toshi what're you saying?
Toshi � well I'm your secretary since last 7 years and your friend too, so you're the one who choose this life of yours.
Sujal � please stop toshi, don't spoil my mood. Let's go now else we'll be late for the meeting.
Toshi � well then its better you reach on time, because your meeting is with your so called wife .
Sujal � what? I'm not going to the meeting.
Toshi � fine then get ready for the loss, and you're not going to loose your money in the business right Mr. Sujal Garewal, now let's go .
Meeting hall �
Kripa � finally Mr. Sujal Garewal you arrived 30 minutes late.
Sujal � well Mrs. Kripa�
Kripa � call me kripa.
Sujal � let's start the meeting.
Kripa � fine, let's start.
In the flight �
Announcement was made that flight is going to arrive in a while.
Person 1 � (thinking) god why we reached so early now I've to act like a good would be daughter � in � law .
Person 2 � hey gorgeous want
to come on a date .
Person 1 � (thinking) I don't know why mom dad wants me to get married to this idiot, flirt.
Person 1 � kashish stop cursing me, you know what you're also the same, arrogant Model .
Kashish � what do you mean angad ?
Angad � what I mean? I mean to say you're not too different from me, and there's a proverb marriages are made in heaven .
Kashish � you know what angad you're not my type .
Angad � right kashish I'm not your type but do you a thing in this whole world there's no single guy who's your type��.
Kashish � angad�.
Angad � I'm yet not finished yet Miss Kashish Sinha, what do you think that I'll not come to know that you think that we guys are worst creatures created by god .
Kashish � what're you saying angad, I don't think�.
Angad � what you think and not it's your problem not mine and so I don't care because you're not my type. I don't want a model wife.
Kashish � yes of course you want a behanji types .
Angad � stop kashish else you don't know what I can do with you .
Kashish � really I want to know angad what you can do with me .
Angad � really you want to know what I can do with you.
Kashish � yes but you can't do anything Mr. Angad Khanna.
Angad � (pushes her on accelator, due to which kashish gets hurt) now never say this Miss Kashish Sinha, I can do more than this, this is just a trailer .
Kashish � how dare you do this to me angad ?
Anagd � you want me do push you again kashish sinha. Ohh by the way are you going to take a cab or coming with me ?
Kashish � you're going to pay for it angad khanna .
Angad � we'll see who's going to pay .
promo - AK and SK meets
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|LOVE'S HEAVENLY BLISS(mayur ff) Note @ pg 80
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|FF: Hate Or Love 2: P49: True Love: Pg 4
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|Four Points Lincoln hotels are listed below. Search for cheap and discount Four Points hotel rooms in Lincoln, MA for your upcoming meeting or individual travels. We list the best Four Points Lincoln hotels & motels so you can review the Lincoln Four Points hotel list below to find the perfect place.
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The Importance Of Liquidity As A Factor In Asset Pricing
AbstractWe employ the Fama-French time-series regression approach to examine liquidity as a risk factor affecting stock returns. Prior studies establish liquidity as an important consideration in investment decisions. Here, liquidity is found to be an important factor affecting portfolio returns, even after the effects of market, size, book-to-market equity, and momentum are considered. Nonzero intercepts remain, however, indicating continued missing risk factors. 2007 The Southern Finance Association and the Southwestern Finance Association.
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Bibliographic InfoArticle provided by Southern Finance Association & Southwestern Finance Association in its journal Journal of Financial Research.
Volume (Year): 30 (2007)
Issue (Month): 1 ()
Pages: 91-109
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- Márcio André Veras Machado & Otávio Ribeiro de Medeiros, 2012. "Does the liquidity effect exist in the brazilian stock market?," Brazilian Business Review, Fucape Business School, Fucape Business School, vol. 9(4), pages 27-50, October.
- Mamatzakis, E & Babalos, Vassilios & filipas, n, 2013. "Fund Performance Evaluation in Greece Revisited: Evidence from the Impact of Operational Attributes," MPRA Paper 51640, University Library of Munich, Germany.
- Lischewski, Judith & Voronkova, Svitlana, 2012. "Size, value and liquidity. Do They Really Matter on an Emerging Stock Market?," Emerging Markets Review, Elsevier, Elsevier, vol. 13(1), pages 8-25.
- Frestad, Dennis, 2012. "Liquidity and dirty hedging in the Nordic electricity market," Energy Economics, Elsevier, Elsevier, vol. 34(5), pages 1341-1355.
- Márcio André Veras Machado & Márcia Reis Machado, 2014. "Liquidity and asset pricing:evidence from the Brazilian market," Brazilian Business Review, Fucape Business School, Fucape Business School, vol. 11(1), pages 69-89, January.
- Dey, Malay K. & Wang, Chaoyan, 2012. "Return spread and liquidity: Evidence from Hong Kong ADRs," Research in International Business and Finance, Elsevier, Elsevier, vol. 26(2), pages 164-180.
- Malay K. Dey & Chaoyan Wang, 2008. "Return Spread and Liquidity on Chinese ADRs," NFI Working Papers 2008-WP-09, Indiana State University, Scott College of Business, Networks Financial Institute.
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Frequently, studies of well-trained endurance athletes will show a slightly larger-than-average heart, due to the adaptation of the organ as it regulates the larger blood volume associated with intense exercise.
There's another way to measure the heart, though. This measurement focuses on love, and helping others, and putting the needs of your neighbors first. In this sense, Kenyan marathon runner Wesley Korir has a huge heart.
In 2003, Korir left his home near Eldoret, Kenya, to enroll at Murray State University in Kentucky. After Murray State's track program shut down, Korir transferred to the University of Louisville, where he immediately made a connection with the school's new coach, Ron Mann. Korir loved living in the United States, and he told himself he would never permanently move back to Kenya.
But his feelings began to change in December 2007, when, on a visit home for the holidays, Korir was caught up in terrible violence that followed the country's presidential elections. Korir escaped only by slipping across the border into Uganda, where he remained as a refugee for two weeks before returning to Louisville. It was that experience that prompted Korir to begin thinking about ways of sowing peace and love among his people.
As Korir finished his studies that spring, he began to make a name for himself in the marathon. A pair of wins in Los Angeles and several top-five performances in Chicago paved the way for his Boston Marathon debut in 2012, when he outlasted all comers on one of the hottest days in race history to capture the title.
The financial rewards he reaped from those performances were used to establish his Kenyan Kids Foundation, which now finances educational and healthcare projects in Kenya, including partnering with Ryan Hall's STEPS Foundation to build a hospital in Korir's hometown of Kitale, in northwest Kenya.
Korir's altruism got him thinking further about public service, and last autumn he made the decision to return to Kenya to run for political office. Facing a longtime incumbent, Korir won on a platform of eradicating poverty, becoming the first Independent candidate ever elected to the Kenyan parliament. He now fits his intense marathon training around his "day job" as an elected official.
Korir has moved to Kenya with his wife, Tarah, and their two young children for the duration of his five-year term. He sees improving the availability of safe drinking water in Kenya as the area where he will make his legacy, and he recently returned to the United States to consult with experts on how to deliver clean water to his people. He even got hands-on lessons on repairing the broken water pumps that sit dormant in his district.
"Water is medicine," Korir recently said. "If you can get clean water, you can get rid of 80 percent of our diseases. Water is the song I'm going to sing for the next five years."
It's a song sung with a very full heart.


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Get updates on Amnesty's work to protect human rights in Europe.
Lutfillah Tadjik, an asylum-seeker, died on 31 May following an alleged beating by a police officer. Other asylum-seekers who witnessed the assault are now at risk of being returned to Afghanistan.
Support human rights with a donation to Amnesty today.
The human rights defender is home again -- and her husband believes she was freed thanks to continued pressure on China from activists around the world.


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The amazing collection at the Senckenberg Natural History Museum in Frankfurt sheds light on the evolution and diversity of life.
Prehistoric dinosaurs, enormous whales and elephants, scores of beetles, a colourful array of birds, and botanical and geological exhibits are all just waiting to be discovered. The museum provides a window into the nature research that its scientists are currently working on around the world.
Opening times:
Monday, Tuesday, Thursday, Friday 9am-5pm, Wednesday 9am-8pm, Saturday & Sunday 9am-6pm
Lägg till dina favoriter här. Spara. sortera dela och skriv ut dina val och planera hela din Tysklandsresa.
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The MMoCA Internships program is designed to mentor future museum professionals by providing real-world learning experiences.
MMoCA Internships are open to undergraduates who have completed their sophomore year, recent college graduates, and graduate students. MMoCA Internships are unpaid, but students often arrange academic credit through their college or university.
MMoCA Internships are typically project-oriented within a specific department. The availability of internships is determined by the needs of individual departments within the limitations of staff, space, exhibition schedules, and the varying potential for challenging intern projects. MMoCA may consider candidates with interest in several areas of the museum, including membership and development, education, exhibitions, marketing and communications, and the MMoCA library.
Interns must be able to fulfill their weekly hours between 9:00 am and 5:00 pm Monday through Friday.
MMoCA is currently accepting applications for the 2014/15 academic year.
These opportunities typically run the full academic year from mid-September through mid-May—with breaks for holidays. Interns benefit from working at the museum for 8 to 10 hours per week over an extended period. Specific schedules are worked out at the beginning of each semester depending on an intern's other obligations. The application deadline for the 2014-2015 academic year is Monday, September 2, 2014.
These opportunities run from early June through late August. Interns benefit from working an intensive weekly, 15 to 20-hour schedule at the museum. Specific schedules are worked out at the beginning of the summer depending on an intern's other obligations. All summer interns are required to work during Art Fair on the Square (July 11-13, 2014). The application deadline is May 1.
These opportunities run over the course of one academic semester and are only available for the MMoCA contemporary art library. To be eligible, candidates must be enrolled in a graduate-level library program at an accredited American university. Each library intern will work with museum staff to design an internship that complements their studies and specific interests in library science. Library interns typically work 8 to 10 hours per week over the course of a semester, or more hours if they prefer. Applications are accepted on a rolling basis but should be submitted at least six weeks prior to the intended start date.
To apply for a MMoCA Internship, it is preferred that you send the following materials to email@example.com. You may also fax the materials to Attention Interns at 608.257.5722 or send them by mail to MMoCA, 227 State Street, Madison, WI 53703:
- Cover Letter
- Resume with three references
- Completed MMoCA Internship application » and supplementary questions
When applicable, materials must be received by 5 pm on the deadline. Incomplete applications will not be considered.
Departmental descriptions
Administrative- Administrative Interns assist with day-to-day museum functions. Tasks may include answering phones, data entry, assisting with mailings, research, word processing and assisting other departments with projects as needed.
Curatorial- Curatorial Interns assist with the organization of upcoming exhibitions. Tasks may include online and library research, creating labels and extended labels, generating and editing copy and more.
Development- Development Interns support the museum's fundraising efforts through projects related to individual and business membership programs, grant writing, and other outreach efforts. Tasks may include research, copywriting, data tracking and analysis, and event support.
Education- Education Interns assist with the museum's program and outreach efforts. Tasks may include exhibition-related research, copyright permissions, attendance tracking, and data entry. Design or writing projects may be assigned based on an applicant's experience.
Events- Events Interns support the museum's numerous fundraising events, such as Art Fair on the Square, Holiday Art Fair, Hair Affair, and MMoCA Nights. Tasks may include assisting with mailings, making phone calls, volunteer coordination, data entry, and work at some evening and/or weekend events.
Marketing- Marketing Interns assist with MMoCA's public relations efforts. Tasks may include updating social media, copywriting, editing, and design work.
Permanent Collection- Permanent Collection Interns work directly with the thousands of works in MMoCA's collection. Tasks may include art handling and data entry. Experience is preferred.


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Was headed to tupelo
I'm 22, I have to keep up with the news, especially in these times. Remember being a kid, and you hated it when your parents were watching the news? Well, now that I'm older, I understand. This world is nuts, it really is. Crazy people and all. You don't want to hear these things but you need to know about them


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Claravis Journey Via Skin Of A 30 Yr Old Man
Posted 13 December 2011 - 02:24 PM
I'm taking 1 40mg pill 1 x day for the first month. Obviously, there are few things to report now.
Its been about 16 hours since my first pill. My acne is mild, but chronic. The antibiotic really mellowed it out in recent weeks. Hell, my skin almost looks healthy, even normal. But I know an evil monster lies dormant.
My journey to this day started about 8 months ago when my derm first mentioned accutane. Since then, I'd been on doxy and minocine.
However, this is my second round of accutane. My first round was about 15 years ago when I was 16.
My derm wants me on 6 months of accutane, for now. I hope I can take it. A great difficulty will be limiting my alcohol intake it. I love that stuff. I am in grad school as well, so I assume I will get tired and moody. I like to work out, but I fear that my body will ache so much.
Just a few more hours till my second dose.
Posted 13 December 2011 - 02:46 PM
Posted 13 December 2011 - 04:23 PM
Anyhoo - I'll follow your progress
Posted 14 December 2011 - 08:46 AM
No major changes thus far. I think some of my current pimples are getting bigger, but that may be normal.
I didn't drink last night, but I think I may drink tonight with some classmates. So, I am planning to take my pill earlier in the day. I doubt this will matter much.
Thanks for the replies.
Posted 14 December 2011 - 05:07 PM
Day 2
I didn't drink last night, but I think I may drink tonight with some classmates. So, I am planning to take my pill earlier in the day. I doubt this will matter much.
Thanks for the replies.
....Speaking of alcohol, I've cut down a lot...but I then again I used to drink a lot!...I now drink maybe 3 times a week maybe 2-3 drinks? How much are you guys drinking....?
I really respect those of you who completely stop, I just think I'll go mental if I do, I don't want acne to ruin my social life even MORE than it has done already.
x x
Posted 15 December 2011 - 10:19 AM
Quiescence, last night I had drinks with a friend, a lovely young female. We shared a bottle of Merlot at a restaurant. I didn't think twice about it, which I'm sure my liver regrets. I don't plan on drinking tonight.
My skin still looks the same, as should be expected at this early stage. So, I have taken the liberty of treating my acne with my powerful prescription topical creams, even though I was told to stop them. I don't see why I should stop those just yet if the Claravis isn't kicking in yet.
However, I think I notice some minor drying of my skin, which is odd because my skin is very oily.
Posted 16 December 2011 - 04:08 PM
My lips have gotten drier than normal. I'm using Aquaphor healing ointment. We'll see if that works.
My skin looks about the same. My current acne seems to be mellowing out, but it seems like a natural decrease. I can't say that the Claravis is working its magic just yet.
I read some posts about people using Cortisone cream on some of their acne. I decided to try to that on two chronic cysts on my neck. I couldn't seem to get rid of them with the antibiotic or the prescription creams.
I had a tall glass of wine last night - nothing out of the ordinary for me. However, this morning, my stomach didn't respond to well it or something else. I'm not sure if it was a reaction to the Claravis. I will have to try to repeat the conditions tonight to see if I get the same result tomorrow morning. )
Posted 17 December 2011 - 11:07 AM
Posted 17 December 2011 - 01:04 PM
My skin looks about same. I haven't been able to spend too much time in the sun. My lips are a bit dry.
SkyLynn, I had 3 glasses of wine last night. I can't tell if the alcohol is hitting me quicker. I think as the days progress, it will become more evident.
Posted 18 December 2011 - 03:42 PM
A new pimple formed on my chest. Hopefully, its not the calm before the storm.
Otherwise, my skin looks the about the same. Some of my pre-Claravis acne is beginning to fade away. This may just be a normal progression of time. I've been using cortisone along with the remaining of my prescription topical creams. My lips are still dry throughout the day.
Had some wine last night. I am slowly weening myself off this stuff. I tell myself that when grad school starts up again in mid January, I will be drinking much much less. This is my goal.
Posted 19 December 2011 - 09:15 AM
I started my meds 1 week ago tonight. So far, my lips are dry. Since yesterday, I have developed 2 new pimples. One on my chest. The other developed rather quickly on forehead all day yesterday. Its always odd to experience that growth.
Otherwise, my pre-claravis acne is mellowing out. I have a few cysts that are still holding fast.
I am still using my prescription topical creams. I don't think the cortisone is having much of an effect on the cysts on my neck.
We will see what tomorrow brings.
Posted 20 December 2011 - 06:09 PM
I woke up with 1 new pimple in each of my earlobes. I wonder if they are developing due to the Claravis or the lack of antibiotic in my body. I was on minocine for about 4 weeks straight now and it was beginning to show some effect, but alas it was no cure.
My lips beginning to dry out more often during the day.
So far, everything else, including my skin, looks about the same.
Posted 20 December 2011 - 08:04 PM
Posted 20 December 2011 - 10:52 PM
I will try to keep a good log about my experience.
I am curious, are you using any prescription topical creams?
Posted 21 December 2011 - 11:09 AM
I woke up with dry blood over some of my pimples, including a cyst on my face. My face is getting drier. They must have been rubbed open while I moved in my sleep.
At least the cyst bled out enough to reduce in size. I don't see how I am not supposed to pick at my face when I am sleeping.
No new acne development today. With this new bleeding, my current acne seems to be mellowing out.
Edited by clearly_dreaming, 21 December 2011 - 11:10 AM.
#16 Guest_GoHorns_*
Posted 21 December 2011 - 11:17 PM
Posted 22 December 2011 - 12:05 AM
My derm mentioned that he wanted to start me off on small dose to prevent a major flare up. I guess, I can appreciate that. He thinks that I will be on Claravis for about 6 months, minimum.
I will try your advise with the hydrogen peroxide. Thanks for the feedback!
#18 Guest_GoHorns_*
Posted 22 December 2011 - 12:12 AM
Posted 22 December 2011 - 12:27 AM
I see I think the initial flare up is hit or miss depending on the person. My acne is not bad or severe but the oil on my skin at 38 is driving me nuts along with the occasional acne flare up. I'm pretty active physically and socially and hate going to the gym with oily broke out skin and most of the social events I attend there are photos taken and hate seeing myself look like I am sweating in the pictures. I have a really cool Dermatologist and he understands this quiet well he even attends some of the events I do so he gets it. I'll let you know how my 80 a day are doing so you can see what next month might be like.
Well the initial breakout sure hit me lol.... I am going to try the hydrogen peroxide too.
So you are on Accutane mainly because your skin is too oily? When you took it back in 2003 was it due to acne??
#20 Guest_GoHorns_*
Posted 22 December 2011 - 12:33 AM
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The woman who changed her brain : and other inspiring stories of pioneering brai
Barbara Arrowsmith-Young
Adult Nonfiction QP360.5 .A77 2012
Barbara Arrowsmith-Young
Adult Nonfiction QP360.5 .A77 2012
Summary: The founder of the Arrowsmith Program shares how she overcame severe learning disabilities by developing brain exercises to combat neurological challenges, discussing what her achievements reveal about the potential for shaping the human brain.
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First-Person: T.E.A.M.W.O.R.K.
- Saturday, February 21, 2004
The success of your ministry, whether you're a pastor, a small group facilitator or a music leader, depends largely on developing a strong team with a deep sense of team spirit. I've witnessed the incredible power of a unified team to create growth and have counseled many churches that weren't growing because their team members worked as individuals and not as a team.
A team spirit is never accidental. It is always intentional. Teamwork is built on three factors: a compelling purpose, crystal-clear communication and a code of commonly held values. At Saddleback Church, we express the eight values of teamwork in a simple acrostic, T.E.A.M.W.O.R.K.:
T - Trust
Trust among your team is the emotional glue that binds them together; it's essential to producing true confidence in each other. There are three factors that create trust within a team:
1. Consistency - People will trust you if, time after time, they see you responding in a consistent and reasonable manner. You also need to be readable, in the sense that they need to know where you are coming from in your decisions and responses.
2. Loyalty - Defend members of your team when they're criticized and then check the facts later in private, always assuming the best until there is concrete evidence to the contrary.
3. Delegation - When you delegate to your team the power to make decisions, you're essentially telling them: "I trust you!" People trust leaders who trust them.
E - Economy of Energy
Even a thoroughbred horse can't run at a full gait all the time. The quickest way to burnout for a team is to never let them relax. The Book of Proverbs teaches: "A relaxed attitude lengthens a man's life" (Proverbs 14:30, LB). If you want the people on your team to last, they must have some down time.
Here are some ways you can promote an economy of energy within your team:
- Anticipate and compensate for personal and family energy drains, such as illnesses and new babies. Your team has a life outside of their area of ministry.
- Allow people to work at different energy levels on different days. Some days, everyone must work fast and energetically. Other days, it is important to slow the pace a bit. In the long term, slow and steady always outlasts the fast and furious.
- Plan your year in energy cycles. At Saddleback, we always build in rest periods for consolidation between major growth campaigns and initiatives.
- Allow flexibility in schedules when possible.
- Make the work fun! At Saddleback, we call it "Plurk" - working and enjoying each other at the same time.
A - Affirmation
Everybody is hungry for affirmation. When they don't get it, they get cranky. It's amazing how a smile and a simple word of encouragement can change a team member's entire day. Four practical ways you can affirm your team is by 1) valuing their ideas, 2) appreciating their uniqueness, 3) commending their efforts and 4) praising their loyalty.
M - Management of Mistakes
The Bible teaches: "Even though a righteous man falls seven times, he rises again" (Proverbs 24:16, NIV). I love that saying because it points out that even righteous people make mistakes and stumble occasionally. Mistakes are not failures, because you're never a failure until you give up. Mistakes teach us what doesn't work. If you're not making any mistakes, it means you're playing it safe and not trying anything new. I tell my staff that I want every one of them making at least one new mistake a week -- as long as it isn't the same old one! Mistakes are how we learn and get better.
W - Weekly Staff Meetings
For years, I asked my team to bring me a brief weekly report on a small 3-by-5 card. This kept the reports short and to the point. Then those cards became our weekly meeting agenda. Today we use e-mail. Here are the four things you want to know as a leader:
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Have you ever been in a situation where a secret is uncovered and you think, "That's it. Now that the secret's out, everything can go back to normal?" Yeah, we haven't had that happen very often either because, well, if something is a secret then that usually means that it can cause a lot of turmoil if it gets out. Well, that's about where we are with the whole Top Gear /Ben Collins/The Stig scenario. Unless you have been living under a rock, then you know that The Stig has been unmasked and all we have left is racing driver Ben Collins, an autobiography, a ruling by the court, and the aftermath that will be unraveling for some time. Let's go back to the beginning and see how this all played out. Don't worry we'll get to the aftermath part in due time.
It all started with an autobiography written by the man behind the white suit about his time in the driver's seat. Writing a book about your experiences in such a dramatic role usually isn't a big deal, but in this case, the crew at BBC had gone to plenty of trouble ensuring that the identity of the driver would not be revealed, so someone deciding it was time to let the cat out of the bag wasn't necessarily something they expected or wanted. They even included a privacy and confidentiality clause in their contract with The Stig to make sure this scenario would not take place. Better luck next time fellas. That was part one.
Hit the jump for the complete, as of yet, telling of the story.
The second part of this development was the court case. BBC was not going to let this betrayal go unpunished so they decided to take The Stig, now uncovered as Ben Collins thanks to a series of financial documents from the driver's company, to court for violating his contract. They not only took Collins to court, but the 35 year old driver was also terminated and a replacement Stig was put to work. That was part two.
This brings us to the ruling. With the contract stating the secretive nature of the position in black and white, one would think that BBC would have this case in the bag. This was quite the opposite of what ensued. The judge actuallyruled in favor of Collins leaving him free to publish his book whenever he pleased. BBC was left with the void contract in hand, and their tail between their legs. Now, we get to read the fantastic story The Stig has to tell and we also get another chance to uncover the secret identity of the next Stig. The third part thus ends.
So far we've only heard BBC's side of the story since Ben Collins has kept mum during the entire ordeal. With a win under his belt and a book due to be published very soon, Collins has now stepped out of the shadows to give his take on this experience. He claims that BBC "bullied" him into leaving his role after the driver revealed his plans to write an autobiography. Apparently, Collins thought telling his story was acceptable considering the public had already uncovered his identity previously. He told The Sun: "Across the motoring world many people already knew who I was. But coming without warning, this was a snowball that couldn't stop rolling." Collins further explained that BBC's producers treated him as a "prop" and that executive producer Andy Wilman "has since said I was the same as a Dalek or the Blue Peter dog." We are sure that was a bitter pill to swallow for a character that was just as famous as Top Gear's trio of reviewers.
When asked about Collins' allegations, a BBC spokeswoman said: "The BBC categorically refutes any accusations of bullying.
"Once Ben informed the BBC of his intentions, he was reminded of his confidentiality obligations and it was made clear to him that if he went ahead with the book, he would not be able to remain in his role."
Your guess is as good as ours as to what the next piece of dirty laundry will bring, but one thing's for sure; we have not heard the end of this dramatic tale.


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Why do girls give blowjobs?
I was talking to one of my friends recently and the topic blowjobs came up. we asked ourselves why do they give us blow jobs. so this is basically a question for the ladies.Do you like giving blow jobs? is it a sexual thing for you or do you find it disgusting? Do you do it because you think that's the only way us men will stay with you?
What's Your Opinion?
Most Helpful Opinion
That's kind of a blanket question. So many women give blow jobs for so many reasons. Unfortunately there seems to be a lot of (younger) girls who are apparently doing it wrong because they have been getting the wrong info and hanging out with the wrong guys or guys who are equally unenlightened about the joys of sex. Unfortunately, a lot of immature guys tend to think of blow jobs as an ultimate sign of "ownership" of their girls and plus, they are not truly committed to their girl emotionally or intimately so a blow job to them is a nice non-committed easy reward that is quick enough for them to hop back to the x-box with their 'bros' where they can be 'cool.' And the girls see this and say to themselves, "Oh, I HAVE to give my guy a blow job if I want to connect with him."Personally, I love giving head. I love to do it for hours if I can. I see it as a reward for ME. I deserve to be able suck a **** at least once a day/night. It's so sexy and fun. Why would girls not want to have fun?
What Girls Said 7
Giving a blow job is a gift really.I love giving head. The guy gets off solely based off of the pleasure I am giving to him. It's free, it's effective, and it's fun.I don't do it to keep the guy around, I do it to remind him how lucky he is to be getting head whenever and wherever he desires or when I dictate. I give my partner head to wake him up sometimes, he loves it and I love it.
Would agree with this answer completely
I think it's gross. I don't do it to keep my guy around but because I know he enjoys it. I like to do all that I can to make my man happy.
I love giving blow jobs, but I also feel that if ur man is good to you he deserves one at least every night.
I do it to make him happy. It's quite obvious he loves it so why the hell would I not do it?
I do it to see his eyes roll back in his head.. its priceless!
I'm a virgin and have never given head,but I would say it's amazing to please your partner and make them happy and if a girl is attracted to men,she more than likely is attracted to a penis lol.And it's probably a turn on to watch your partner get off
bc I like to pleasure my boyfriend and I think I'm better at it then making out!
What Guys Said 1
Dumb Question.They obviously do it to please the guy. Duh?


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Bill Clinton Backs Extension of Bush Tax Cuts
TPM's D.C. Reporter Brian Beutler offers commentary on former President Bill Clinton's backing an extension of the Bush Tax Cuts before the end of the fiscal year.
If you follow politics closely, you probably know by now that Bill Clinton broke dramatically with President Obama on Tuesday and recommended that all of the Bush tax cuts be extended. Permanently? For a few years? Who cares really. All that's important is that Clinton said some thing that could be construed (if you squinted and cocked your head just so) as breaking from Obama on fiscal policy.
It started with a heavily promoted CNBC interview, Republican operatives pushed the suggestion aggressively, and by the end of the day we had stories like this one from the Chicago Tribune, headlined "Bill Clinton backs extending Bush tax cuts, for now," distributed with atweet that read "Bill Clinton breaks from Obama, endorses Bush tax cuts."
The liberal Citizens for Tax Justice has sounded the alarm, GOP House and Senate leaders held a press conference Wednesday, trying to isolate Obama, and suddenly it's 2010 all over again and Dems are about to cave on demanding that the Bush tax cuts for high earners expire.


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I've put my Bass amp and Cab for sale on Gumtree and have had the following replies (same person different e-mail accounts!!), I am convinced the following is a Scam, what puzzles me is why!?
I replied to say yes it is. I'm a bit puzzled as to why he made NO reference to the fact it's a bass amp and cab for sale, just referred to them as item!Quote:
Saw your advert that you have an item for sale.Is the item still available?what is last price you wish to sell the item.
Await your response.
So he wants to buy a heavy bass head (amp) and a very large cab and SHIP them to Italy! :confused:Quote:
Thanks for your swift response. I am highly interested in buying the Item from you and also ready to make the payment as soon as possible all depends on you. We reside in Swansea but I am in London on a business trip. I will instruct my partner to issued a certified cheque for your payment and as soon as the cheque clears into your account.I will arrange the pick up of the item and get all the necessary documents from you. So that the item can be send to my Son for his birthday gift, who is presently studying in Italy.
Kindly furnish me as soon as possible with the details
Full Name:
Postal Address:
Post Code:
Cell Phone:
Total Cost:
Your urgent response will be highly appreciated with all the information require in other for my partner to send the payment out to your address without any further delay.
Kindly send me some pictures, so that I can forward it tomy son.
Await you response.
Paul Cooper
My question originally was going to be if anyone thought this may be genuine (I could use the cash!) but now I'm convinced it's a scam, but I can't work out how it's going to work! Any one any ideas?


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Famous Atheists Last Words Before DyingI posted this in the "I am and Athiest" group replying to a post regarding Psychology. Obviously they censor free speech in their group.
This is essentially a book marker for anyone who hasnt watched the
"Famous atheists last words before dying"
Its a fascinating series of quotes by atheists and some coreligionists .
If you haven't seen it you should definitely click the link the video is about 3 1/2 mins
I don't get atheism either. They just cannot accept that something cannot come from nothing. They say they are logical, but there is no logic to it. They cannot have any understanding of the basic things like a DNA strand and not see the total Intelligent Design about it. There's not a human being in the world that can make one. So, all this marvelous wonder and fabulous creation was just kinda by accident...right? Wrong. It takes more faith than I have to not believe in a Creator, Intelligent Design, God, whatever you want to call him. Nobody can describe him because He's pretty different. I've never seen Him, but I know I've felt Him. He is Power, Energy, and Force. There is none like Him. For humans to attempt to "understand" God and put Him in a box is futile. It's futile to argue with one that chooses to not see Life all around them and see a Creator. Man becomes very offended because we don't want to be the clay and God the potter. Man wants to be the potter too and the Creator isn't into that. It's His world and He can do whatever He see fits. People don't like Him for that reason. They think they are on the same level I guess. Wrong again.
As far as religion goes, I'm not religious. I don't know for sure anything after this life. I don't know if I'm going to a better place or maybe no place at all. Maybe I will be dead as in dead. That has nothing to do with the fact that I can see Intelligent Design all around me and there must be a Master Designer. As far as I'm concerned, atheist are willfully ignorant, choosing their blindness because of the hardness of their hearts.
A lot of you don't seem to understand Atheists. Atheists do not have a belief in a higher power. I am an Agnostic, which means I neither confidently claim there is a god nor that there is not a god. I do not hold either belief. This of course still doesn't give me a belief in a higher power, so that puts me in the category of Atheism. I didn't choose Atheism because I'm angry with any gods. I didn't decide to use it as a means to do what I want, either. I am simply an Atheist, because no science has observed a higher power or creator, yet. If this higher power were real and would torture me for not following him or her, even though he or she left no trace of evidence for me to believe, then that would be a villain, not a god.
I do not begrudge religious people, as much as others might claim. I do have a problem with a person using their religion or spirituality to judge negatively others who do not happen to share it. I have no evidence that there is NO god. Therefore, it would be bigoted of me to berate you for believing in one or any.
Why don't I have a belief in a god, when there is creation all around me? Theists explain that something can't come from nothing, and I get that, but then when asked where did their creator come from. The answer is that he or she transcends time and space. He or she just always existed. It is every bit as likely that the matter and energy in the Universe is the same. Many theoretical physicists posit that there are infinite Universes. If this is the case, then life was inevitable. The crux of the situation, is that neither the Theist nor the Atheist, have all the answers. I see no reason why we couldn't work together to figure them out, though.
I really liked the one "are you SHURE there is nothing on the other side?" hehe
"I don't believe in atheism" (quote from the TV show mash. Spoken by the character hawkeye)
I don't understand Atheists.
I also care about them.They seem hopeless,blind. I agree that some lie about being atheist to avoid facing the truth and as a nurse I have seen the passing of some hopeless souls that don't want anything to do with prayer or God, it's like they're mad at themselves for their denial and know the end is near. Do you believe God has mercy on them when they die?
I believe that atheists are bitter towards God. When they become bitter it prevents them from discussing religion objectively. Atheists get so angry when the topic of God comes up and it is ironic because one would think that talking about something that does not exist would not have that effect on them. It has been said that people's atheism comes not from research or intellectual pursuits , but from hurt. At one time they may have believed in God, but He did not act the way they thought He should , so they decided that He did not exist. I don't know( nor does anyone, except God, Himself), if God will have mercy on them or not, but I hope so. God is a Healer, so maybe He will. Leena
If they're bitter towards God, they've acknowledged God. I believe athiests do not believe in any thing at all. They live not for God nor Satan. I don't understand how they think because I cannot live without God! You are so right about God is a healer, and a merciful one at that. I can imagine a Godless world or Universe.
Thanks for your post. Very enlightening, and very effective.


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To order, just call or send us a fax and we'll get it ready just before your preferred pickup time.
At Kuriya Japanese Market, we offer the freshest fish and seafood carefully selected and air-flown directly from Japan three times weekly. Our fish specialist in Osaka, Japan visits the market every morning at 4am to select the freshest fish and seafood, which is then packed and air flown to Singapore immediately. Thus, the highest quality of freshness is guaranteed.
Providing a one-stop solution to home makers,Kuriya Japanese Market also offers Japanese fruits, Japanese sake, frozen Japanese food items, Japanese sauces and other imported Japanese seasonings and condiments to make a complete meal.
Fancy sweet kyoho grapes or juicy momo (peaches) in season? With our otoriyose service, you can place customized orders for seasonal seafood, fruits, vegetables or fresh produce from Japan. We guarantee the lowest prices in the market for products directly imported from Japan.
Kuriya Japanese Market now also offers a variety of hot snacks such as pumpkin croquettes, ebi fry, salmon teriyaki and a bakery corner with daily fresh bakes and pastries.
Ichiban Boshi Japanese Restaurant/Kuriya Japanese Market
Enjoy the freshest sushi and sashimi from Kuriya Japanese Market in your home parties.


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Heart Felt Monkey is designed full of hearts with the expression of love and sincerity for all to savour and enjoy.
This great product in fuchsia from our department Women and Polo Shirt category can be printed just for you in the size and style you like. The design Heart Felt Monkey2 was created by bernieboy and uploaded to Spreadshirt for you to have printed on a Polo Shirt. Next to a host of other great designs, you can find this Heart Felt Monkey2 design in Spreadshirt's Romance category. If you are interested in topics like Flex print designs or Men's clothing, then you'll love Heart Felt Monkey2 designs by bernieboy. Spreadshirt also offers a huge selection of personalised T-shirts, hoodies and accessories for the category Romance as well as top digital print designs clothing. bernieboy's designs have already impressed many of our customers, so we are sure that we've got right stuff for you! Spreadshirt is your shop for great designs of all kinds – whether it's Flex print designs, Men's clothing or digital print designs. We are sure that you will find something nice in our shop, there are many amazing personalised Romance T-shirts, jumpers or accessories for you to find!Tags: Design ID: 13287372
Don't be shy. Let your fun side shine and show everyone how your heart smiles no matter what life sends your way. bernieboy says: "It's not about the look on your face. It's about the Joy in your Heart. When your Heart smiles your Soul is at total peace." Get with it and wear designs that are cheerful rather than blood thirsty.
Designing and Wearing Heart Of Joy designs T-Shirts. Creating fun designs to make you smile. Keeping it simple and avoiding those war and blood thirsty designs. There's enough nastiness in the world already. The Art of War comes far too easily these days so treat yourself to a Heart Of Joy and keep it in front and leave the Art of War behind. Have some Fun. Have a Heart. Have a Heart Of Joy.
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still to fill


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Originally written March 26, 2012 on Blue Seat Blogs:
The gents at Capgeek have the scoop that the Rangers have signed prospect Andrew Yogan to an entry level deal. The deal is a standard two-way, three-year ELC worth with a $655,000 NHL cap hit. The deal itself includes $80,000 per year of signing bonuses, and a base salaries of $630,000, $655,000, and $680,000 over the life of the deal. If Yogan remains in the AHL, he will make $55,000, $60,000, and $62,500 for the three years of the deal. For those wondering why he didn't just sign right now, instead of going through an ATO with Connecticut, it's a CBA thing. No NHL team can have 50 players signed and in the professional ranks at any given moment. The Rangers currently have 49 players (this does not count Dylan McIlrath, J.T. Miller, or Christian Thomas, who have had their ELCs slide a year because they are in Juniors). Signing Yogan would have put them at that 50 player limit. Another reason: if he were signed for this year, it would burn a year on his ELC. All in all, it's a smart move for the Rangers to sign Yogan. The kid has some serious potential, but injuries have been an issue over the course of his junior career. With seven forwards in the AHL set to become free agents (RFA or UFA), the Rangers will need some bodies to fill out the roster. The move was officially announced by the Rangers a few minutes ago.
Original Story: http://www.blueseatblogs.com/2012/03/...
PLAYERS: Andrew Yogan, Dylan McIlrath, Christian Thomas
TEAMS: New York Rangers
TEAMS: New York Rangers
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Mobile Email MyUNIverse eLearning A-Z Index Calendar Directory Contact Employment Visit UNI
Undergraduate Program
The Undergraduate program in the Department of Communication Studies offers a broad range of curriculum choices to provide our students with excellent background, knowledge, and skills to enter into the community setting.
Our students study how we use messages to generate meanings within and across various contexts, cultures, channels and media, and how to promote effective ethical practice of human communication.
Communication skills top most lists describing personal success. Surveys of business and industry public speaking, listening, and critical thinking as three of the top five competencies employees seek. In order to operate effectively in society, we need to be effective communicators.


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