text:
List of ESPN Radio affiliates
This listing of radio stations that are branded as ESPN Radio is an incomplete sampling of major markets in 2011. The full list of "full time" affiliates (not all of which are branded "ESPN Radio") can be found here.
Note: All stations with a blue check mark () are ESPN owned and operated stations
- 1 Alabama
- 2 Alaska
- 3 Arizona
- 4 Arkansas
- 5 California
- 6 Colorado
- 7 Connecticut
- 8 District of Columbia
- 9 Florida
- 10 Georgia
- 11 Hawaii
- 12 Idaho
- 13 Illinois
- 14 Indiana
- 15 Iowa
- 16 Kansas
- 17 Kentucky
- 18 Louisiana
- 19 Maine
- 20 Maryland
- 21 Massachusetts
- 22 Michigan
- 23 Minnesota
- 24 Mississippi
- 25 Missouri
- 26 Montana
- 27 Nebraska
- 28 Nevada
- 29 New Hampshire
- 30 New Jersey
- 31 New Mexico
- 32 New York
- 33 North Carolina
- 34 North Dakota
- 35 Ohio
- 36 Oklahoma
- 37 Oregon
- 38 Pennsylvania
- 39 Rhode Island
- 40 South Carolina
- 41 South Dakota
- 42 Tennessee
- 43 Texas
- 44 Utah
- 45 Vermont
- 46 Virginia
- 47 Washington
- 48 West Virginia
- 49 Wisconsin
- 50 Wyoming
- 51 Canada
- 52 Defunct or moved ESPN Radio affiliates
- 53 References
|Special Local Programming Notes
|Decatur, Alabama
|ESPN Radio 1400
|Florence, Alabama
|ESPN Radio 93.9
|Atlanta Braves affiliate, Alabama Crimson Tide Sports Network
|Huntsville, Alabama
|97.7 The Zone
|Carries Army Black Knight Football University of Alabama Huntsville Basketball games, High School Football, NCAA and NFL football games, and the NCAA Basketball Tournament.
|Mobile, Alabama
|ESPN Radio 105.5
|carries New Orleans Saints and Auburn Tigers football and men's basketball
|Montgomery, Alabama
|Sports Radio 740
|Airs The Herd plus evening and overnight programming,airs religious programs Sunday mornings.
|Roanoke, Alabama
|ESPN Radio 1360
|Tuscaloosa, Alabama
|Tuscaloosa affiliate for Alabama Crimson Tide football and softball
|York, Alabama
|ESPN Radio 104.9
|Special Local Programming Notes
|Anchorage, Alaska
|550 The Zone
|Flagship station of University of Alaska Anchorage Seawolves hockey, Seattle Mariners baseball
|Soldotna, Alaska
|Your source for Sports on the Kenai Peninsula
|Fairbanks, Alaska
|820 Sports
|We're in the game!
|Special Local Programming Notes
|Phoenix, Arizona
|Arizona Sports 98.7
|Flagship station of Phoenix Suns, Arizona Cardinals, Arizona Coyotes, Arizona Diamondbacks, and Arizona State Sun Devils; local games move over to News 92.3 KTAR in case of scheduling conflict
|Safford, Arizona
|ESPN Radio 1230
|Tucson, Arizona
|ESPN Radio 1490 The Fan
|Affiliate of Arizona Diamondbacks baseball; Phoenix Suns basketball
|Special Local Programming Notes
|Batesville, Arkansas
|ESPN Radio 1340
|Bentonville, Arkansas
|ESPN Radio 1190
|Dardanelle, Arkansas
|ESPN Radio 980
|Arkansas Razorbacks sports and Arkansas Tech University sports affiliate
|Fayetteville, Arkansas
|ESPN Radio 92.1
|Fort Smith, Arkansas
|ESPN Radio 96.3
|carries Arkansas razorback football,baseball,and basketball.
|Little Rock, Arkansas
|ESPN Radio 103.7
|Morrilton, Arkansas
|ESPN Radio 800
|Stuttgart, Arkansas
|ESPN Radio 1240
|Tennessee Titans affiliate
|Special Local Programming Notes
|Colona, Colorado
|ESPN Radio 1450
|Denver, Colorado
|Denver, Colorado
|Carries CSU football games
|Durango, Colorado
|ESPN Radio 930
|Fort Collins, Colorado
|ESPN Radio 870
|Rifle, Colorado
|ESPN Radio 690
|Steamboat Springs, Colorado
|ESPN Radio 1230
|Special Local Programming Notes
|Danbury, Connecticut
|AM 940 (WINE) and 1510 (WPUT) ESPN Radio
|Also MRN/PRN NASCAR Coverage
|Hartford, Connecticut
|Home of The Bower Radio Show. Weekdays 3PM-7PM. Launched on January 28, 2012. 97.9 ESPN replaced WPOP as the Hartford affiliate of ESPN Radio. WPOP flipped to Fox Sports Radio on March 5, 2012.
|New Haven, Connecticut
|ESPN Radio 1300
|Affiliate of the Blue Devils ESPN Radio Network, broadcasting Central Connecticut State University men's basketball and football.
District of Columbia[edit]
|Special Local Programming Notes
|Washington, D.C.
|ESPN 980 (primary)
SportsTalk 570: Powered by ESPN (secondary)
|"ESPN 980" (simulcast on WWXX-FM and WWXT-FM) is the Washington Redskins football flagship, Washington Wizards & Georgetown Hoyas basketball flagship, Maryland Terrapins and Virginia Cavaliers football & men's basketball coverage and Baltimore Orioles affiliate. The Tony Kornheiser Show in late mornings, John Thompson in early afternoons and The Sports Reporters with Steve Czaban and Andy Pollin in afternoons. "SportsTalk 570," launched on September 20, 2010, clears the entire ESPN Radio daytime schedule, and is the flagship for Steve Czaban's Sporting News Radio morning show. Also carries George Mason Patriots men's basketball and functions as a backup station in the case of any play-by-play schedule conflicts with "ESPN 980."
|Special Local Programming Notes
|Hilo, Hawaii
|ESPN Radio 850
|Honolulu, Hawaii
|ESPN Radio 1420
|Hawaii Warriors play-by-play
|Kahului, Hawaii
|ESPN Radio 900
|Kealakekua, Hawaii
|ESPN Radio 790
|Special Local Programming Notes
|Coeur d'Alene, Idaho
|ESPN North Idaho
|Boise, Idaho
|ESPN The Ticket 1350
|Boise Hawks, Idaho Steelheads, Idaho Sports Talk.
|Boise, Idaho
|ESPN The Ticket 93.1
|Boise Hawks, Idaho Steelheads, Idaho Sports Talk.
|Idaho Falls, Idaho
|ESPN Radio 1230
|flagship station for Idaho State Bengals football and basketball
|Twin Falls, Idaho
|ESPN The Zone
|Special Local Programming Notes
|Champaign, Illinois
|ESPN Radio 93.5
|St. Louis Cardinals affiliate, Tay and J Show
|Chicago, Illinois
|ESPN Radio 1000
|The first owned-and-operated station for ESPN Radio, and the network's Midwest flagship. Also was the first station to carry Mike and Mike. Chicago Bulls flagship, and key affiliate for both University of Notre Dame and University of Illinois at Chicago.
|Decatur, Illinois
|ESPN Radio 1050
|Marion, Illinois
|ESPN Radio 103.5
|Peoria, Illinois
|ESPN Radio 96.5 FM
|Chicago White Sox affiliate, Sunday and Monday Night NFL football, Illinois State University basketball
|Quincy, Illinois
|ESPN Radio 1440
|Chicago Cubs affiliate
|Springfield, Illinois
|Sportsradio 1450 AM
|local Central State Eight and other high school football and basketball games, Chicago Cubs, and Chicago Bears football. Also has local afternoon sports show -- "The Press Box" from 4 to 6 pm.
|Special Local Programming Notes
|Angola, Indiana
|Detroit Tigers baseball affiliate. Has operated on the HD3 subchannel of 100.3 WLKI and simulcast on FM translator W224BY since November 2009.
|Brazil, Indiana
|1130 The Fan
|simulcast on FM translator W258BA Terre Haute since 2013.
|Evansville, Indiana
|ESPN Radio 106.7
|Affiliate of the Indiana Pacers, Indianapolis Colts, and St. Louis Cardinals
|Fort Wayne, Indiana
|The Fan 1380
|Fort Wayne Tincaps baseball, Purdue University and IPFW athletics. All local programming is simulcast on sister station 106.7 The Fan, Fort Wayne's Fox Sports Radio affiliate (106.7 The Fan's primary market is Angola, already serviced by WLKI-HD3/W224BY "ESPN 92.7").
|Indianapolis, Indiana
|ESPN Radio FM 107.5 and 1070 The Fan
|Indianapolis Colts, Indiana Pacers, IndyCar Series and Butler Bulldogs basketball flagship station; also carries Indiana Hoosiers (Some rights shared with sister stations WIBC and WLHK). Local sports talk weekdays from 10 am - 7 pm or later.
|Kokomo, Indiana
|News/Talk/ESPN 1350AM WIOU
|Purdue University football and Indiana University basketball affiliate. Coverage of high school football, basketball and baseball. Carries a general news/talk lineup during the daytime hours.
|Lafayette, Indiana
|Chicago Bears football, IRL Racing
|Ligoneer, Indiana
|ESPN Radio 102.7
|Indianapolis Colts football
|Marion, Indiana
|ESPN Radio 860
|Richmond, Indiana
|ESPN Radio 1490
|South Bend, Indiana
|ESPN Radio 95.7[1]
|Chicago Bears football, Chicago Bulls basketball, Chicago White Sox baseball
|Terre Haute, Indiana
|The Fan 99.5
|Vincennes, Indiana
|ESPN Radio 1450
|Warsaw, Indiana
|ESPN Radio 1480
|Special Local Programming Notes
|Cedar Rapids, Iowa
|ESPN Radio 1600
|Iowa State Cyclones sports, high school sports, Chicago Bears, Indy Racing League, NCAA Basketball, NFL Football
|Des Moines, Iowa
|1490 The Jock
|also a Yahoo! Sports Radio affiliate
|Waterloo, Iowa
|Northern Iowa Panthers volleyball and women's basketball, Waterloo Bucks baseball games.
|Special Local Programming Notes
|Lawrence, Kansas
|ESPN Radio 1320
|Kansas Jayhawks sports
|Manhattan, Kansas
|ESPN Radio 1350
|Pittsburg, Kansas
|99.1 The Ticket ESPN Radio
|Fort Scott Community College sports, Pittsburg High School football and basketball
|Topeka, Kansas
|ESPN Radio 1490
|Wellington, Kansas
|ESPN Radio 1130
|Wichita, Kansas
|ESPN Radio 1240
|Wichita, Kansas
|ESPN Radio 98.7
|Winfield, Kansas
|ESPN Radio 1550
|Special Local Programming Notes
|Ashland, Kentucky
|ESPN Radio 1340
|Bowling Green, Kentucky
|ESPN Radio 1450
|Campbellsville, Kentucky
|ESPN Radio 1450
|Elizabethtown, Kentucky
|ESPN Radio 101.5
|Lexington, Kentucky
|ESPN Radio 1300
|Louisville, Kentucky
|ESPN Radio 680 and 105.7
|Madisonville, Kentucky
|ESPN Radio 1310
|Manchester, Kentucky
|ESPN Radio 1450 "Reality Radio XL"
|Cincinnati Reds and Chicago Cubs play by play, Major League Baseball on ESPN Radio including Sunday Night Baseball, Playoff and World Series coverage, College football Bowl Championship Series, Kentucky Derby
|Paducah, Kentucky
|ESPN Radio 1560
|Princeton, Kentucky
|ESPN Radio 1580
|Special Local Programming Notes
|Alexandria, Louisiana
|ESPN Radio 1410
|Baton Rouge, Louisiana
|ESPN Radio 1300
|New Orleans Pelicans basketball and Southern University football and basketball
|Houma, Louisiana
|ESPN Radio 1490
|Lafayette, Louisiana
|Sports Radio ESPN 1420
|Louisiana–Lafayette Ragin' Cajuns baseball, New Orleans Pelicans basketball
|Lake Charles, Louisiana
|ESPN Radio 1400
|Monroe, Louisiana
|ESPN Radio 97.7
|New Orleans, Louisiana
|Effective January 1, 2014, KLRZ-FM is a radio affiliate of ESPN Radio for the New Orleans market. The new format will carry ESPN's national lineup of sports talk personalities, programs, college and professional games. KLRZ-FM will be known as "The Game", featuring a team of local sports talk personalities.
|Slidell, Louisiana
|ESPN Radio 1560
|Special Local Programming Notes
|Millinocket, Maine
|Saco/Portland, Maine
|Affiliate of the WEEI Sports Radio Network, Boston Red Sox and Boston Celtics.
|The Ticket Sports Radio 1160
|Was ESPN Radio affiliate from the 1990s until September 2009, switched back to sports in January 2011.
|Special Local Programming Notes
|Bethesda, Maryland
|ESPN Radio 570
|Virginia Cavaliers and Baltimore Orioles affiliate
|Cumberland, Maryland
|ESPN Radio 1230
|Elkton, Maryland
|ESPN Radio 1550
|Special Local Programming Notes
|Boston, Massachusetts
|ESPN on WEEI (main)
SportsRadio 93.7 WEEI (secondary)
One of the first successful all-sports stations in the U.S. Adopted the format in 1991 (then at 590 AM), relocated to 850 AM in 1994, and began simulcasting on 93.7 FM in 2011. Both stations are the flagship of the Boston Red Sox and Boston College football and basketball. Since October 5, 2012, WEEI has carried the entire ESPN Radio programming lineup in pattern as ESPN on WEEI. WEEI-FM's daytime programming (Dennis and Callahan, Mut and Merloni, The Big Show with Glenn Ordway and Planet Mikey) is syndicated regionally via the "WEEI Sports Radio Network" to six other stations in Massachusetts, Maine, New Hampshire and Rhode Island. Consequently, up to the split of both stations, WEEI was one of a few ESPN affiliates that did not carry Mike and Mike, Colin Cowherd and Scott Van Pelt.
|Springfield, Massachusetts
|1450 The Hall
|New York Yankees Baseball. Boston Bruins Hockey. The Average Joe Show.
|New Bedford, Massachusetts
|1340 AM ESPN New Bedford
|Pawtucket Red Sox Baseball. High school football and boys basketball games for New Bedford High School, Greater New Bedford Voc-Tech, Fairhaven High School, Dartmouth High School, and Bishop Stang High School with operations manager Ed Perreira and Mark Enwright. Sister station of ESPN Radio 1450 West Warwick, Rhode Island
|Worcester, Massachusetts
|SportsRadio 1440 WEEI
|Has simulcast WEEI and/or WEEI-FM from 1991 until 1994, and from 1997 onward. Since 2000, the initial affiliate of the WEEI Sports Radio Network. Also an affiliate for the Boston Red Sox and Boston Celtics.
|Special Local Programming Notes
|Bemidji, Minnesota
|ESPN Radio 1450
|carries Minnesota Vikings and Minnesota Twins games
|Duluth, Minnesota
|ESPN Radio 560
|broadcasts Minnesota Vikings games
|Minneapolis, Minnesota
|1500 ESPN Twin Cities
|Flagship station of the Minnesota Twins.
|St. Cloud, Minnesota
|ESPN Radio 660
|Chicago Cubs affiliate
|Special Local Programming Notes
|Biloxi, Mississippi
|ESPN Radio 1640
|Columbus, Mississippi
|ESPN Radio 103.1
|Greenville, Mississippi
|ESPN Radio 1260
|carries Southern Miss Golden Eagles football and baseball and Ole Miss Rebels men's basketball and baseball
|Hazlehurst, Mississippi
|ESPN Radio 92.9
|Jackson, Mississippi
|ESPN The Zone 105.9 FM
|Mississippi State University live coverage
|Tupelo, Mississippi
|Special Local Programming Notes
|Cape Girardeau, Missouri
|ESPN Radio 1220
|Columbia, Missouri
|Sports Radio 100.5 FM & 1580 AM
|University of Missouri sports
|Houston, Missouri
|carries St. Louis Cardinals baseball, St. Louis Rams football and University of Missouri sports on
|Kansas City, Missouri
|Sports Radio 810
|Kansas State University and University of Missouri–Kansas City sports
|Kansas City, Missouri
|St. Joseph, Missouri
|ESPN Radio 1550
|carries St. Louis Cardinals baseball games and Northwest Missouri State University sporting events
|St. Louis, Missouri
|ESPN Radio 101.1
|Saint Louis University basketball and flagship station for the St. Louis Rams.
|Sikeston, Missouri
|ESPN Radio 1470
|Springfield, Missouri
|ESPN Radio 1400
|Special Local Programming Notes
|Bozeman, Montana
|ESPN Radio 1230
|Helena, Montana
|ESPN Radio 94.9 FM - sign on expected April 2012
|Great Falls, Montana
|ESPN Radio 99.9 FM
|Missoula, Montana
|ESPN Radio 97.5 FM
|Whitefish, Montana
|ESPN Radio 1240
|Special Local Programming Notes
|Hastings, Nebraska
|ESPN Radio 1550
|Kearney, Nebraska
|ESPN Radio 1460
|Lincoln, Nebraska
|ESPN Radio 1480
|Norfolk, Nebraska
|ESPN Radio 780-105.9
|North Platte, Nebraska
|ESPN Radio 1410
|Omaha, Nebraska
|ESPN Radio 590
|Creighton University Basketball
|Scottsbluff, Nebraska
|ESPN Radio 1320
|Special Local Programming Notes
|Elko, Nevada
|ESPN Radio 1340
|Las Vegas, Nevada
|ESPN Radio 1100
|Joined ESPN Radio in February 2008; flagship station of the UNLV ISP Sports Network. Also affiliated with the Los Angeles Angels of Anaheim, Los Angeles Lakers and Anaheim Ducks.
|Reno, Nevada
|ESPN Radio 630
New Hampshire[edit]
|Special Local Programming Notes
|Concord, New Hampshire
|ESPN Radio 107.7
|affiliate of Boston Red Sox baseball, Boston Bruins ice hockey, Boston Celtics baseball, New England Patriots football, and Boston College Eagles football
|Keene, New Hampshire
|Will air live local sports events and a sports talk show called "The Press Box"(all hosted by Bob Lund and Jared Goodell). Also broadcasts Keene Swamp Bats baseball and the local afternoon-drive shoe Dean Talks Boston, hosted by Dean Prentiss.
|Manchester, New Hampshire
|ESPN Radio 1250
|carries Mike & Mike 6AM-10 & Dan Patrick 10AM-Noon. 'Christian & King' from Noon to 3PM, 'The Home Team w/Matt Perrault' from 3PM-6, 'The High School Insiders' 6PM-7.
Boston Red Sox, NFL, and Boston Bruins ||
|Nashua, New Hampshire
|ESPN Radio 900
|carries Mike & Mike 6AM-10 & Dan Patrick 10AM-Noon. 'Christian & King' from Noon to 3PM, 'The Home Team w/Matt Perrault' from 3PM-6, 'The High School Insiders' 6PM-7.
Boston Red Sox, NFL, and Boston Bruins ||
|Portsmouth, New Hampshire
|The Sports Animal 1380
|Carries Portland Sea Dogs baseball, changed to ESPN Radio in November 2010
New Jersey[edit]
|Special Local Programming Notes
|Atlantic City, New Jersey
|BCS, NCAA Tournament (since 2006), MLB, NBA and NFL live coverage and Absegami, EHT, Holy Spirit, Atlantic City, Mainland, EHT, and Pleasantville High School sports.
New Mexico[edit]
|Special Local Programming Notes
|Alamogordo, New Mexico
|ESPN Radio 103.7
|Albuquerque, New Mexico
|ESPN Radio 101.7
|Carlsbad, New Mexico
|ESPN Radio 1240
|Santa Fe, New Mexico
|ESPN Radio 1400
New York[edit]
North Carolina[edit]
|Special Local Programming Notes
|Asheville, North Carolina
|ESPN Radio 1310
|Canton, North Carolina
|ESPN Radio 970
|Charlotte, North Carolina
|ESPN Radio 730
|Fayetteville, North Carolina
|ESPN Radio 1230
|Graham/Greensboro/High Point, North Carolina
|"The Triad Sports Network" - 1200 WSML/1230 WMFR/1320 WCOG
|Jacksonville, North Carolina
|ESPN Radio 1400
|New Bern, North Carolina
|1490 WWNB Radio Free ENC
|Kinston Indians baseball
|Hatteras, North Carolina
|Raleigh/Durham, North Carolina
|99.9 FM The Fan
|Carolina Hurricanes
|Wilmington, North Carolina
|ESPN Radio 630
|Cape Fear Rugby Football Club coverage
North Dakota[edit]
|Special Local Programming Notes
|Bismarck, North Dakota
|ESPN Radio 710
|broadcasts Minnesota Twins and Minnesota Vikings games
|Fargo, North Dakota
|ESPN Radio 1660
|Grand Forks, North Dakota
|ESPN Radio 1440
|Mayville, North Dakota
|ESPN Radio 105.5
|Mayville, North Dakota
|ESPN Radio 1520
|Special Local Programming Notes
|Ashtabula, Ohio
|Co-flagship of the Lake County Captains (along with WINT) and Lake Erie College Storm football. Affiliate for Ohio State Buckeyes football and basketball, and the Cleveland Browns. Carries select Cleveland Indians and Cleveland Cavaliers games.
|Cambridge, Ohio
|ESPN Radio 1270/107.9
|Canton, Ohio
|Columbus Blue Jackets, Cincinnati Reds, Cincinnati Bengals, and Massillon Tigers live play-by-play
|Cincinnati, Ohio
|Cincinnati Bengals AM flagship (shared overall with WEBN and WLW), Cincinnati affiliate for University of Kentucky football and basketball. Features local hosts Lance McAlister and Mo Egger.
|Cleveland, Ohio
|ESPN 850 WKNR (main)
ESPN 1540 KNR2 (secondary)
|Co-flagship station for the Cleveland Browns[3] and Lake Erie Monsters, Cleveland affiliate for Ohio State Buckeyes football and basketball, and MAC Tournament flagship.
Sister station WWGK AM 1540 carries the final hour of Mike and Mike, and carries the rest of the ESPN Radio schedule throughout their broadcast day (WWGK is a daytime only operation). ESPN 1540 KNR2 is also the flagship station of Notre Dame College football and carries NBA and MLB games via ESPN Radio. Both stations are co-branded ESPN Cleveland.
|Columbus, Ohio
|ESPN 1460 Columbus (main)
Sports Radio 97.1 The Fan (secondary)
|Both stations are the flagship for Ohio State Buckeyes football and basketball and the Columbus Blue Jackets. 97.1 The Fan features Ohio State team programming and coaches' shows, in addition to local hosts Beau Bishop, Anthony Rothman, and Mike Ricordati ESPN 1460 also is the Columbus affiliate of the Cleveland Indians.
|Dayton, Ohio
|ESPN Radio 1410
|Cincinnati Reds baseball and Ohio State Buckeyes football and basketball. Gwoc Football Game of the Week.
|Lima, Ohio
|93.1 The Fan
|Flagship of the Ohio State-Lima basketball team and affiliate of the Cleveland Indians, Cleveland Cavaliers, Cleveland Browns, and select NFL games. "SportsTalk With Koza." "Sportsrap With Matt and Matt."
|Mansfield, Ohio
|ESPN Radio 1440/97.3
|Coverage of high school football and basketball, Motor Racing Network and Westwood One affiliate.
|Marietta, Ohio
|ESPN Radio 100.9
simulcast with AM 630
|Flagship of the Ohio University Bobcats.
|Middleport, Ohio
|ESPN Radio 1390
|Portsmouth, Ohio
|ESPN Radio 1260
|carries Cincinnati Reds baseball and Ohio State Buckeyes football and basketball
|Special Local Programming Notes
|Ardmore, Oklahoma
|ESPN Radio 1240
|Enid, Oklahoma
|ESPN Radio 1390
|Lawton, Oklahoma
|ESPN Radio 1380
|Oklahoma City, Oklahoma
|98.1 The Sports Animal
simulcast with AM 640
|Oklahoma City Thunder flagship; one of the few ESPN affiliates that does not carry either Mike and Mike or Colin Cowherd
|Stillwater, Oklahoma
|ESPN Radio 780
|Tulsa, Oklahoma
|ESPN Radio 1300
|Special Local Programming Notes
|Bend, Oregon
|ESPN Radio 940
|Coos Bay, Oregon
|ESPN Radio 1230
|Eugene, Oregon
|ESPN Radio 95.3 The Score
|Medford, Oregon
|ESPN Radio 580
|Pendleton, Oregon
|ESPN Radio 1240
|Portland, Oregon
|ESPN Radio 1080 The Fan
|Seattle Mariners coverage
|Salem, Oregon
|ESPN Radio 1390
Rhode Island[edit]
|Special Local Programming Notes
|West Warwick, Rhode Island
|1450 AM ESPN Providence
|Sister station of ESPN Radio 1340 New Bedford, Massachusetts
|Westerly, Rhode Island
|SportsRadio 103.7 WEEI-FM
|Affiliate of the WEEI Sports Radio Network, Boston Red Sox, Boston Celtics and Providence Friars men's basketball.
South Carolina[edit]
|Special Local Programming Notes
|Barnwell, South Carolina
|ESPN Radio 1460
|Clemson football and basketball
|Columbia, South Carolina
|ESPN Columbia 1230 AM
|Charlotte Bobcats affiliate
|Charleston, South Carolina
|ESPN Radio 910
|Clinton, South Carolina
|ESPN Radio 1410
|Atlanta Braves affiliate
|Florence, South Carolina
|ESPN Radio 100.1
|Myrtle Beach, South Carolina
|ESPN Radio 1450 MYRTLE BEACH
|Flagship radio station of the Myrtle Beach Pelicans of the Carolina League of Minor League Baseball.
|Spartanburg, South Carolina
|ESPN Radio 1400
|Atlanta Braves MLB Baseball, Carolina Panthers NFL Football, Charlotte Bobcats NBA Basketball, Wofford Terriers College Football, Spartanburg Vikings High-School Football
South Dakota[edit]
|Special Local Programming Notes
|Aberdeen, South Dakota
|ESPN Radio 1420
|carries Minnesota Vikings, Minnesota Twins, Minnesota Wild, and Minnesota Timberwolves games
|Mitchell, South Dakota
|ESPN Radio 1490
|Rapid City, South Dakota
|ESPN Radio 1340
|Nebraska Cornhuskers and Minnesota Twins affiliate
|Sioux Falls, South Dakota
|ESPN Radio 99.1
|Vermillion, South Dakota
|ESPN Radio 1570
|carries Chicago Cubs games
|Special Local Programming Notes
|Chattanooga, Tennessee
|ESPN Radio 105.1
|Atlanta Braves, Nashville Predators, MLB and NFL coverage
|Clarksville, Tennessee
|ESPN Radio 540
|Crossville, Tennessee
|ESPN Radio 1490
|Jackson, Tennessee
|ESPN Radio 96.5
|Johnson City, Tennessee
|ESPN Radio 640
|carries Tennessee Titans football games, Atlanta Braves baseball games, and King College Tornado sporting events
|Knoxville, Tennessee
|WVLZ|1180 ESPN Radio Knoxville
|McMinnville, Tennessee
|ESPN Radio 1230
|Memphis, Tennessee
|University of Tennessee football and basketball coverage, St. Louis Cardinals
|Nashville, Tennessee
|ESPN Radio 102.5
|Nashville Predators flagship
|Pigeon Forge, Tennessee
|ESPN Radio 106.3
|Atlanta Braves affiliate
|Special Local Programming Notes
|Abilene, Texas
|ESPN Radio 98.1
|Amarillo, Texas
|ESPN Radio 1440
|Dallas Cowboys affiliate
|Carthage, Texas
|ESPN Radio 1590
|College Station, Texas
|Sports Radio 1150 The Zone
|Brazos Valley Bombers baseball and local high school football. Serves as flagship station for Texas A&M University women's basketball and softball. Also airs select Texas A&M men's basketball and baseball games, as well as Houston Astros games when sister station WTAW has scheduling conflicts. Preempts The Herd with Colin Cowherd and The SportsBash for local programming.
|Corpus Christi, Texas
|Texas A&M-Kingsville football, Houston Texans football, Houston Astros affiliate since the team's inception in 1962
|Dallas, Texas
|Dallas Mavericks basketball, Texas Rangers baseball and Texas Christian University football flagship station
|El Paso, Texas
|ESPN Radio 600
|Dallas Cowboys and Los Angeles Dodgers affiliate
|Houston, Texas
|ESPN Radio 97.5
|Became ESPN Radio affiliate in January 2007. In 2011, KFNC became the Texas Longhorns' affiliate in Houston.
|Laredo, Texas
|ESPN Radio 1490
|Lubbock, Texas
|ESPN Radio 104.3
|Texas Tech Red Raiders flagship station; also carries Texas Rangers baseball and Dallas Cowboys football
|Lufkin, Texas
|ESPN Radio 1260
|McAllen, Texas
|ESPN Radio 1240
|Midland, Texas
|ESPN Radio 1510
|Laredo, Texas
|ESPN 1490 The Zone
|San Angelo, Texas
|ESPN Radio 960
|San Antonio, Texas
|ESPN The Zone 1250
|Texarkana, Texas
|ESPN Radio 740
|Dallas Cowboys affiliate
|Tyler, Texas
|ESPN Radio 1490
|Vernon, Texas
|Football: Cowboys, Longhorns, Aggies, Randy Galloway only radio station in the world on showroom of a car dealership
|Waco, Texas
|ESPN Radio 1660-101.3-100.9-106.9 (KHLE)
|Texas Rangers baseball, Dallas Cowboys affiliate, Dallas Mavericks affiliate and Baylor Bears football and basketball affiliate
|Wichita Falls, Texas
|ESPN Radio 1230
|Special Local Programming Notes
|Salt Lake City, Utah
|University of Utah sports, Real Salt Lake soccer, and Compass Media Networks NFL games.
|Special Local Programming Notes
|Brattleboro, Vermont
|ESPN Radio 1450
|Burlington, Vermont
|ESPN Radio 101.3
|Montpelier, Vermont
|ESPN Radio 1240
|High School Sports, newly designated flagship for the U-32 Raiders
|Special Local Programming Notes
|Bedford, Virginia
|ESPN Radio 1350
|Blacksburg, Virginia
|ESPN Radio 1430-94.1
|Blackstone, Virginia
|ESPN Radio 1440
|Gretna, Virginia
|ESPN Radio 106.3
|Harrisonburg, Virginia
|ESPN Radio 1360
|Lynchburg, Virginia
|ESPN Radio 1320
|Martinsville, Virginia
|ESPN Radio 1160
|Newport News, Virginia
|ESPN Radio 94.1
|James Madison University Dukes football, Norfolk Tides baseball and Norfolk Admirals hockey flagship station
|Richmond, Virginia
|ESPN Radio 950
|Richmond Spiders football and basketball (flagship station), Washington Nationals baseball
|Roanoke, Virginia
|ESPN Radio 1240
|Staunton, Virginia
|ESPN Radio 1240
|Special Local Programming Notes
|Aberdeen, Washington
|ESPN Radio 1490
|Bellingham, Washington
|ESPN Radio 1170
|Clarkston, Washington
|1430 The Sports Fan
|Also airs Seattle Seahawks football, Washington State Cougars football and men's basketball, and the NASCAR Sprint Cup Series.
|Kennewick, Washington
|1340 ESPN Radio
|Airs content from 710 AM in Seattle
|Seattle, Washington
|710 ESPN Seattle
|Seattle Mariners and Seattle Seahawks flagship.
|Spokane, Washington
|700 ESPN Spokane
|Became the ESPN affiliate after switching from 630 AM to a more powerful frequency. Affiliate KXLY 920 is home of the Seattle Mariners and Seattle Seahawks. Washington State Cougars flagship station. Spokane Shock flagship station.
Home of "Patchin, Osso and the Wingman."
|Walla Walla, Washington
|ESPN Radio 1490
|Yakima, Washington
|ESPN 1460 Yakima
West Virginia[edit]
|Special Local Programming Notes
|Casper, Wyoming
|ESPN Radio 1400
|Cheyenne, Wyoming
|ESPN Radio 1480
|broadcasts Denver Nuggets and Colorado Avalanche games
|Laramie, Wyoming
|ESPN Radio 1210
|Riverton, Wyoming
|ESPN Radio 1450
ESPN owns a minority interest in the sports network TSN alongside its majority owner Bell Media: in 2011, the company converted three of its stations to a new sports radio network known as TSN Radio. Much like its television counterpart, all three TSN Radio stations also carry programs from ESPN Radio (such as select event coverage, along with overnight and weekend programming).
|Special Local Programming Notes
|Edmonton, Alberta
|Team 1260
|Flagship station of the Edmonton Oil Kings, FC Edmonton and Edmonton Prospects
|Toronto, Ontario
|TSN Radio 1050
|First TSN Radio station, launched on April 13, 2011. Is the flagship station of the Toronto Argonauts, and the co-flagship of the Toronto Maple Leafs.
|Montreal, Quebec
|TSN Radio 690
|Launched on October 5, 2011. English-language flagship of the Montreal Canadiens.
|Winnipeg, Manitoba
|TSN Radio 1290
|Launched on October 5, 2011. Flagship station of the Winnipeg Jets and Goldeyes
Defunct or moved ESPN Radio affiliates[edit]
The following is the list of radio stations that were previously ESPN Radio affiliates.


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There is nothing more devastating than a parent losing a child -- especially when it happens just before the holidays. I honestly feel sick to my stomach after hearing about a 10-year-old boy who died after getting trapped in a snow bank while playing with his friends earlier this week.
The boy was reportedly building a snow fort with a friend near his apartment complex in western New York, when suddenly the snow collapsed on top of him.
Other children at the complex rushed to his aid to pull him out, but sadly, he passed away last night as a result of his injuries.
Ugh. This is just nothing short of horrifying. As someone who lives in the northeast, I watch my own kid and several others play in the snow all the time -- and it just seems like such an innocent and harmless activity.
In fact, just the other day, my 7-year-old was telling me how badly he wanted to build a snow fort and was asking if we could go out and buy the things he'd need to get one going in our backyard. I never thought much of it, but after hearing about this terrible accident, I'd be lying if I said I wasn't nervous about letting him build one.
And another thing -- this story is so sad no matter how you look at it, but the fact that this boy was 10 makes it even tougher. At that age, parents don't worry as much about letting their children play alone outside because we trust them to know what's safe and what isn't.
But who would've ever thought playing in the snow could result in such a tragedy?
Hug your kids a little tighter tonight. And don't be afraid to sound like an overprotective, paranoid mom or dad before sending them outside to play. Reminding them of possible dangers and having them roll their eyes at you is better than having the unthinkable happen.
Have you ever worried about the snow being dangerous?
Image via melissaclark/Flickr
once when me and my bro were younger, we had dug like a tunnel or something into the snow.. bro went in the wrong way so he got stuck and I had to go fetch my dad o-o I was... surprisingly calm about it, though probably still freaking out on the inside o:
Anything in life can be dangerous. Our children can drown in their cereal, choke to death on a hot dog, die in a car accident, get hit by a drunk driver who runs through the yard etc etc etc. but we can't live our lives believing that any of these things are going to happen and being paranoid to let our children live their lives.
That is too sad for words! Ten years old would seem old enough, but perhaps they were building a structure too large. Terrible! I lost a 12 year old niece. Certainly old enough to cross the street by herself. But, one time she wasn't! She stepped in front of a speeding car. Horrible head trauma - no sign of injury on her because it was all brain trauma. Horrible! Sincere condolences to his family and friends. I can't even imagine how to get through something like this!
Where were the parents?!? I don't let my children play outside without supervision. They may have not been able to save him, but I think he would have had a better shot.
This is sad..His parents and friends will always feel the pain of the the loss.... All ships are safe in the harbor but that is not ships were meant for.
I create a special savings account
I put a little away at a time
I cut corners until I can afford it
Save? Who has money to save?
I plan to put it on my credit card and love the benefits of the reward program

subset: commoncrawl


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17 CFR 230.490 - Information to be furnished under paragraph (3) of Schedule B.
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Any issuer filing a registration statement pursuant to Schedule B of the act need not furnish the detailed information specified in paragraph (3) as to issues of outstanding funded debt the aggregate amount of which outstanding is less than 5 percent of the total funded debt outstanding and to be created by the security to be offered, provided the amount thereof is included in the statement of the total amount of funded debt outstanding and a statement is made as to the title, amount outstanding, rate of interest, and date of maturity of each such issue.
Title 17 published on 2014-04-01
no entries appear in the Federal Register after this date.
Title 17 published on 2014-04-01
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 17 CFR 230 after this date.


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I'm teaching a class on Friday in Midway, Utah
I'm teaching a class organized by Leslie Smoot, in two days, Friday, March 5. It's 9:30 – 11:00 at Schneitter's Restaurant in the Zermatt Resort in Midway, Utah. I'm covering Steps 2 and 3 of 12 Steps to Whole Foods, and we'll have some teasers from two other chapters too! Lots of tasting–come hungry for […]3 Comments • Continue Reading →
Doing a green smoothie clinic / book signing FEB. 19
Locals: Runner's Corner and Beyond Sports: Taekwondo are jointly hosting a GREEN SMOOTHIE CLINIC AND BOOK SIGNING that I will be doing on Feb. 19 at 6 p.m. (That's a Friday. It leaves time for you to catch dinner or a movie afterward. Class is one hour, and I'll stay after to sign books and […]29 Comments • Continue Reading →
California trip: Costco product review (part 2 of 2)
Today I'm talking about a product review / comparison of Trio Bars and Bora Bora bars at Costco, both of which I love. I wish they hadn't discontinued Lara Bars, but such it is. (I met Lara about 6 years ago, and she's a raw foodist who "walks the walk.") Bora Bora bars are 180 […]14 Comments • Continue Reading →
Class in Midway, part 2 of 2
So a few hours before my morning class in Midway, I went out for a run, and the concrete jumped up and tripped me. I was headed downhill, and my toe caught the edge so hard, I went down face-first before my hands even hit. I thought I broke my jaw–but I'm blessed because it's […]7 Comments • Continue Reading →
Class in Midway, part 1 of 2
I taught a class in Midway this week and will tell you more about it tomorrow, including about my accident two hours before the event. It was the most well organized class I've ever done thanks to Leslie, who put it together. She is amazing, one of those people who eat "high raw" […]3 Comments • Continue Reading →
I am doing two classes in California Oct. 15
I will be in SoCal October 15 doing these two green smoothie classes/demos and book signings, so please feel free to come! Thursday Oct. 15th 3pm- WindMill Farms 6386 Del Cerro Blvd San Diego, CA 92120-4703 (619) 287-1400 Contact: Joel Detjen 7pm- Belly Sprout 426 W Commonwealth Ave. Fullerton, CA 92832 714-879-1303 Contact: Christy Funk5 Comments • Continue Reading →
I am teaching a free class in Spanish Fork Thurs. night (tomorrow)
Tomorrow night, you're welcome to attend a free green smoothie class and demo I'm doing in Spanish Fork with a book signing afterward: Beehive Health Essentials Thursday, September 24th 7pm 846 Expressway Ln Spanish Fork, Utah Phone: (801) 794-99125 Comments • Continue Reading →
October: do you want a GreenSmoothieGirl class in your city?
If you're near Fullerton, CA (or even as far away as San Diego), do you have a venue and an audience and want me to come do a class in October? I am likely coming to Orange County Oct. 14. I'm also looking at making stops in Boise, Idaho; Abbotsford, Canada; and Denver, Colorado that […]7 Comments • Continue Reading →
more edibles, and the book tour
Did you know the leaves of your squash, cucumber, and cabbage plants are edible? (You probably already knew the leaves of grape, radish, beet, turnip, strawberry, and carrot are edible.) Toss them in the blender with fruit. I'm going to do a little video shortly (be a YouTube GreenSmoothieGirl subscriber) showing and […]8 Comments • Continue Reading →
two free GreenSmoothieGirl classes next week, Utah Valley
Utah Valley residents, I've agreed to do two free nutrition classes next week in locations that have extra space. Email me if you and/or a friend would like to attend, and I'll give the addresses out until the space available is gone. Would love to meet you there! Tues. July 22 at 7 […]1 Comment • Continue Reading →


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I am one of the developers of XSPICE, and at the risk of being deluged with requests for specific information on the tools, I can volunteer to answer at least some questions. Currently there is no ftp site for information; if there were, this posting would likely be unnecessary. However, we are prohibited from posting even the User's Manual due to technology export restrictions.
The following is a copy of the original press release on XSPICE. If anyone would like additional clarification beyond this, or if some aspects of the release are unclear, we can certainly take this as an opportunity to remedy the situation. Please note that at the current time there are many dozens of individuals who have obtained a copy of the tools; if they have any comments or observations to make, I'm sure they would be most welcome to other members of the user community.
XSPICE Press Release January 2, 1993 Georgia Tech Research CorporationXSPICE provides a rich set of predefined code models in addition to the standard discrete device models available in SPICE. The XSPICE code model library contains over 40 new functional blocks including summers, multipliers, integrators, magnetics models, limiters, S-domain transfer functions, digital gates, digital storage elements, and a generalized digital state-machine.
Digital functions are simulated in XSPICE through an embedded event-driven algorithm added to the SPICE core. This algorithm is coordinated with the analog simulation algorithm to provide fast and accurate simulation of mixed-signal circuits and systems. The event-driven algorithm supports a new "User-Defined Node" capability allowing additional event-driven data types to be defined and used. XSPICE comes with a 12-state digital data type as well as a user-defined node library that includes 'real' and 'integer' types useful in simulating sampled-data systems such as Digital Signal Processing algorithms.
XSPICE is currently available for UNIX workstations and is supplied in source code form allowing users to customize and extend the simulator and models to particular needs. To date, the simulator has been successfully compiled and used on HP Apollo and Sun workstations. The XSPICE simulator and User's Manual are available with a cost-free license arrangement from the Georgia Tech Research Corporation for a distribution charge of US $200 (including first class postage within the U.S.A.; an additional US $25 is required for overseas delivery by air). For further information, please contact the Office of Technology Licensing, Georgia Tech Research Corporation, Georgia Institute of Technology, 400 Tenth Street, Atlanta, GA 30332-0415, USA, or phone (404) 894-6287 (voice) or (404) 894-9728 (FAX). Internet users may send email to firstname.lastname@example.com to obtain copies of the order form and license agreement (please include the word "license" in the subject header when mailing to this address).
This document was translated by ms2html v1.7 on 16.01.97. OMN
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Alternate Unofficial Names: Hook.
Hooker is an incorporated place (Class Code P1) located in Texas County at latitude 36.86 and longitude -101.2135. (Hooker Panoramio Photos). The elevation is 2,986 feet. Hooker appears on the Hooker U.S. Geological Survey Map. Texas County is in the Central time zone (GMT -6). Observes DST? Yes. Current Time. | Hooker, OK ZIP Code Maps | Hooker local area photos
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Hooker had a population of 1,795; a land area of 0.92 sq. miles; a water area of 0 sq. miles; and a population density of 1,957.47 people per sq. mile according to the US Census Bureaue estimate of July 1, 2009. Latest Census Estimates for all incorporated places in Oklahoma.
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New poll: Nikki Haley solidifying lead in South Carolina governor's race
October 22, 2010 —
A new InsiderAdvantage/Statehouse Report poll released today suggests that South Carolina may well see a Republican sweep of all constitutional offices in the Nov. 2 general election. That's each of the nine statewide offices – from governor to the comptroller general and on down the ballot to the commissioner of agriculture. The poll, conducted among 878 registered voters Tuesday night, shows a Democrat leading in only one race – Greenville lawyer and former U.S. Deputy Secretary of Education Frank Holleman in the race for superintendent of education. Two other races may get tighter, lieutenant governor and, possibly, the governor's race, as polling has been all over the place in the latter contest. With a week and a half to go until the election, state Rep. Nikki Haley (R-Lexington) seems to have regained her lead over her Democratic challenger, state Sen. Vincent Sheheen of Kershaw County, according to the new poll. It shows nearly 51 percent of registered voters who responded said they would most likely vote for Haley if the election were held on Oct. 19; just over 37 percent said they'd pull the lever marked Sheheen. Three percent said they'd vote for Green Party candidate Morgan Bruce Reeves. Almost 9 percent were undecided.So what does it all mean? Other recent polls have given Haley everything from a 17-percent lead -- from a pollster considered by some to be more favorable to Republicans -- to as little as 4 percent, according to a poll done by a firm some consider more aligned with Democrats. Erskine College political scientist Ashley Woodiwiss said this week after reviewing the InsiderAdvantage/Statehouse Report poll that if Sheheen can't break through in the two remaining debates with Haley, then "the Democrats will lose their best chance at re-taking the governor's mansion." Woodiwiss praised Sheheen's candidacy, but intoned that it may have been doomed from the beginning, saying, "This is an election season in which the Democratic Party will likely be routed nationally, and in this prevailing mood, [Sheheen's] uphill climb becomes even steeper." Haley's nearly 14-point lead at this point may be insurmountable, but there are critics of results from any poll that uses interactive voice response methodology, as this one did. One, the poll used auto-dialers which don't call cell phones -- arguably a disadvantage for Democratic results, as it may exclude some younger voters or minorities, according to some expert critics. Two, the poll only interviewed registered voters and not "likely" voters, making it a less than perfect barometer for voter passion, which could have a major effect in a race where the front-runner has not received uniform support from her own party.Holleman's lead might actually be a little bigger As a result, Holleman may have a slightly bigger lead over former Newberry College president and retired GOP Brigadier Gen. Mick Zais for superintendent of education. The poll has Holleman leading by nearly 2.5 percentage points over Zais, but it also has nearly one in six respondents reporting that they "don't know" who'd they'd vote for at this point. Woodiwiss referred to Holleman as the "token" Democrat, but that presence of a large percentage of undecided voters could sway the final results. If the undecideds vote for the Democratic candidate, as that party has generally held an edge in education issues, then Holleman could win big. But if those undecideds vote along the state's usual conservative voting patterns, that race is going to go down to the wire. Holleman, running to fill the only constitutional office held by a fellow Democrat, seems to be well-positioned for a tight final week, as he has had a major late-campaign influx of donations, which could lead to major media buys. Lieutenant governor's race tighter than some thoughtWinthrop political scientist Scott Huffmon, who helps oversee that school's influential political polls, said that while Holleman is "fighting tooth and nail" to retain his lead, Democratic candidate for lieutenant governor Ashley Cooper was within "striking distance" of Republican Ken Ard. But, Huffmon warned, partisanship voting will make it doubly difficult for Cooper, trailing Ard by less than five points, to make up any ground. Huffmon said Sheheen's best chance to stop the GOP landslide would be to provide Republicans looking for a reason not to vote for Haley an option, by distancing himself from his national party and looking "as un-Democratic" as possible. As if on cue, Sheheen's latest television ad features him hunting, dressed in camouflage, and talking about gun rights. Haley's latest commercial labels Sheheen as a Columbia insider and a companion ad from the Republican Governors Association labeled him an "Obama liberal in our own backyard."Crystal ball: Even if Sheheen goes all out – and goes massively negative, – he will still likely lose. And if undecideds vote like they usually do, and the InsiderAdvantage/Statehouse Report poll was foolproof, then Holleman may well lose, too, making for an all-Republican statewide leadership. This worries Woodiwiss, who pointed out that only 22.3 percent of those polled thought the state was headed in the right direction. Why then, Woodiwiss, do so many want to return the executive leadership to office "that has been in power for the past eight years?" Nearly 49 percent polled said the state was headed in the wrong direction.
For complete results of the poll, see http://www.statehousereport.com/
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Rule that could kill housing market
A provision in the Dodd-Frank act requires lenders to bear part of the risk in mortgages sold to investors. But the provision's proposed guidelines could reduce lending, critics charge.
Of the many financial reforms in the Dodd-Frank law, a requirement that lenders retain a share of the risk in mortgages they sell to investors seemed like a no-brainer. If lenders were on the hook too, the thinking went, they would tighten standards and avoid the kind of defaults that contributed to the collapse of the housing market and the financial crisis.
But now that a rule to implement this provision has been written, critics say the requirement will make it so hard to get a mortgage that it will further depress the housing market and undercut a struggling economy.
"I've been in this business 32 years, and I have never seen guidelines as tight as they are now," said Scott Eggen, the senior vice president for capital markets with PrimeLending, a mortgage-lending subsidiary of Dallas-based Plains Capital.
Even frequent critics of lender practices, such as the National Community Reinvestment Coalition and the National Consumer Law Center, have joined bankers and bank lobbyists in calling for regulators to rethink the rule.
"The proposal as introduced will literally erase a decade of accomplishment in defining what is a responsible loan," said David Berenbaum, the chief program officer with the coalition, an advocacy group for community organizations that support affordable housing and equal access to credit. "It is going to narrow the range of loans that lenders are willing to originate to the point that only consumers with the best credit scores -- meaning white and affluent consumers -- are going to get loans."
During the housing bubble of the past decade, lenders to marginal borrowers could quickly offload the risk of default by selling the loans to third parties that packaged mortgages into securities. When those borrowers couldn't make their payments, the value of the securities tanked. To create an incentive for more prudent underwriting, the Dodd-Frank financial-reform act directed regulators to issue rules requiring mortgage lenders to retain no less than 5% of the risk associated with loans they sell. (How much house can you afford? Find out with MSN Money's calculator.)
Critics claim that the proposed rule, as written by six federal agencies, ignores exemptions Congress intended to put in place. Their concern is how regulators interpreted the provision in the law exempting "qualifying residential mortgages" from the risk-retention requirement.
Regulators defined qualifying residential mortgages very conservatively, requiring a 20% down payment, a cap on a borrower's debt-to-income ratio, restrictions on loan terms and other limits designed to restrict the number of loans that would qualify for the exemption.
The rule "will encourage better underwriting . . . assuring that originators and securitizers cannot escape the consequences of their own lending practices," Sheila Bair, then chairwoman of the Federal Deposit Insurance Corp., one of the agencies involved in writing the rule, told the FDIC board when it was announced.
Loans considered qualifying will be easiest to securitize, increasing banks' liquidity and lowering their costs. Loans that fall outside the guidelines, by contrast, will be much harder to move off a bank's books, reducing liquidity and increasing costs. Some say banks could stop underwriting nonqualifying loans altogether or would charge higher interest rates to offset their increased costs.
"If the stated policy goal here is to have a default rate of 1% or less on qualifying residential mortgages, I am sure they will get to that goal," said Bruce Schultz, the vice president at Spirit Bank in Bristow, Okla. "But you could also get to a default rate of zero by making no loans."
Bob Davis, the executive vice president for government relations at the American Bankers Association, estimated that somewhere between one half and two-thirds of mortgages currently being securitized by Fannie Mae and Freddie Mac would fail the new test. "The narrowness is really sort of absurd," he said.
The National Community Reinvestment Coalition, in a comment letter to regulators, estimated that just 10% to 20% of residential mortgages would be considered qualifying under the proposed standard.
There were similar requirements in the past for loans sold to government-sponsored enterprises Fannie Mae and Freddie Mac. But individuals who couldn't meet those requirements often could get loans at favorable terms by purchasing mortgage insurance. The mortgage-default rate, near historical lows of between 1% and 2% before the financial crisis, according to Standard & Poor's/Experian Credit Default Indices, peaked at about 5.5% in 2009. It fell back to around 2.5% this spring after a rash of foreclosures as the housing market tanked. New-home sales are down more than 70% from their peak in 2006.
Tom Feltner, the vice president of the Woodstock Institute, a fair housing advocacy organization in Chicago, said the size of borrowers' down payments and their debt-to-income ratios had little to do with the wave of mortgage defaults that sent the economy into decline in 2007.
The real problem, he said, was the proliferation of "exotic" loans that allowed borrowers to defer principal payments, such as interest-only loans, and others that were structured to allow lower payments while the principal balance increased over time. "About half of those exotic loans went into default during the economic crisis," Feltner said.
I wonder if MSN money can shill any harder for real estate agents and banks. I also like the gentleman they quoted with '32' years experience, as never seeing restrictions this 'tight'.
Well sir, if you had 40-45 years experience you'd know that back in the early 70's and late 60's you had to have 20% down, were limited to 2-2.5 times your income or less, and had to actually 'meet' with a bank manager or branch head and give a 'good' impression to prove you were a worthy credit risk. I know that's hard to understand since your entire career pretty much runs the full length of the housing debacle which literally did start in the 80's. These rules are not 'tight' they are how things were ALWAYS done before we injected fast money and no risk lending into the system.
What's refreshing is seeing a lot of people in the comments that 'get it' in this regard. The housing market in terms of price may suffer in the short run. Real Estate agents will suffer in the short run, banks may suffer in the short run. But long term it's going to be a great housing market, a sound housing market, and a realistic housing market in terms of people's REAL income. Homes will no longer be 'investment tools' that you'll flip in 2-5 years, or pass as your retirement planning. They will be shelter, and a place your family can call home, as they should be.
Quite frankly, I'm tired of the ongoing "bad bank caused me to lose my house" mentality. YOU know what your income is; YOU know how many debts you have; YOU know how much you can afford every month.
We qualified for "X" amount, but we knew how much we felt comfortable with, which was about $35,000 less. That was our target in home shopping, and we didn't overspend to get a fancier house. We knew, over time, we could fix this one up to meet our needs.
We've lived here for 25 years now. Sure it was tempting to upgrade - like so many people did about every 5 years or so. But we knew if anything happened job-wise, it would be tough to maintain the higher mortgage payments. We stayed put - and thank God! There have been illnesses, job changes, increased/unexpected expenses, etc.
Use your HEAD people! Sure, some things happen where responsible people lost their homes anyway...I understand that...but then it's just life events that changed your financial situation - not the bank for lending you too much money! We've been dangerously close to going under, too. But it was NEVER the bank's fault. It was other factors.
Stop being greedy and trying to 1 up the Joneses. Know your own finances and stick to it!
Have the brakes been put on any of this behavior? I don't think so. Everybody still has to have hardwood floors, walk-in closets, and granite counter tops. Nobody wants those forclosed fixer-uppers. Nobody is saving to get that 20% down. They are just complaining and trying to get the banks to lower the requirement. We aren't moving forward, we're sliding backward.
Don't use my tax dollars to fix this mess. It's never going to stop.
I'm also tired of the "race" issue. I agree with the other posts on who can qualify because of class and race. Mr. Berenbaum was racist at the least in his remarks. As a black, married female I qualified by myself and got an FHA loan last year and moved into a nice, affordable, 27 year-old house. It was an FHA foreclosure that needed a little work but it was worth it. I paid 109,000 for it and by the beginning of this year they upped the value and property taxes by 600 a year. Thank God I didn't get over my head in a mortgage I couldn't afford. This is my first home and I have had to learn a lot of new things in the process. I didn't know my mortgage would go up 100 more per month because of the property tax assessment increase.
It doesn't matter what color your skin is, people need to get educated on what it means to own a home before buying. In the meantime, keep renting and take care of the owner's property.
So what would you rather have? Sloppy loans that a buyer of a home may not be able to afford or solid tight loans that are a sure thing.
Barney Frank, with help from chris dodd, rewrote the regulations governing fannie mae/freddie mac to benefit barney franks boyfriend (yes, really. Go check!). That triggered the 'forced' buying of sub-prime loans that created the bubble and brought down the whole economy.
And they are still at it? Shouldn't they be in jail by now?
I've been in this business 32 years
See....that's a problem. So....you've only seen the rules when they were easy credit. You mean, you've only seen the 80s, 90s, 2000s markets.
So to you, these rules appear *too strict* but in fact, these used to be the standards. You had to have a job, give your documentation, and show savings.
Great law. Let's get going.
BUT, I'll say this - I'm tired of the race-card:
"It is going to narrow the range of loans that lenders are willing to originate to the point that only consumers with the best credit scores -- meaning white and affluent consumers -- are going to get loans."
Someone needs to buy a calender; it's 2011. Blacks, and Hispanics, have jobs, savings, and good credit scores... AND can get a loan. If they can't, they can join the whites who are renting until they can......................like me.
The financial industry brought this on themselves with the help of Congress- it was called deregulation. There used to be a group of financial institutions called Savings and Loans. They got deregulated so they could lend on commercial real estate. I used to work for several, they went wild and built unsellable amounts of commercial real estate. Savings rates went up to 10%, Soon Mortgage rates were over 20%, adjustables were invented and there were 3 year balloon mortgages that amortized like 30 years loans but were due in 3. Guess what happened back there in the 80's. The government created the Resolution Trust Corporation to liquidate all the S&L's and strip malls and industrial parks set empty for 10 and 15 years. The tax payer got to pay out the deposit insurance for al the failed institutions. Lots of people lost their homes. Sound familiar?
I can't believe Congress went ahead and deregulated the financial industry further. Look at the mess we are in now. Bankers can not be trusted not to take unreasonable risks, They have proved it time and again. Congress can't be trusted either, but that is another rant.
"The proposal as introduced will literally erase a decade of accomplishment in defining what is a responsible loan," What do we have to show for this decade of accomplishment? Did you help these borrowers because you made it easier for them to sign for a loan and put themselves in a massive amount of debt?
No surprise here, the solution as always is more loans and easier financing as long as the lenders don't need to hold the risk.
"It is going to narrow the range of loans that lenders are willing to originate to the point that only consumers with the best credit scores -- meaning white and affluent consumers -- are going to get loans."
I am considered " white " and i am not comfortable with this statement i do however see some personal attack hidden between the lines toward white people. I believe the loan originator never asked me if i was white and affluent as a qualification. The man isn't out to get you and hold you down in any way its ignorant comments like this that continues HATE and the victim like mentality .
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Upon accepting his second Oscar, Tracy stated that the award really belonged to Father Flanagan. True to form, Tracy soon sent the statue to the Boys Town headquarters with the inscription:
"To Father Edward J. Flanagan, whose great human qualities, timely simplicity, and inspiring courage were strong enough to shine through my humble effort."
[Pictured: (above) Spencer Tracy and Father Flanagan on the set of Boys Town. Father Flanagan with Spencer's Oscar for Boys Town. The award is still on display in the Boys Town hall of fame.]


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The David Weiss Scholarship Program has granted multiple cash awards to talented young musicians, ages 8-26, each of the last 56 years. As private music instruction continues to become more and more expensive, YMF is one of the few places to which talented young musicians can apply for financial assistance.
Selected applicants receive awards to use for private music instruction, music camp/school tuition or festival attendance. Selected recipients may also be asked to perform at various YMF functions or public recitals.
Click here or use the links at left for details on Awards and Eligibility and the online Application.


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What Digital Camera January 2010
On sale: Mon, 28 Dec 2009
Our pick of the most advanced, most innovative and best-performing cameras and accessories of 2009!
Cameras of the decade
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Rule of thirds
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Raw vs JPEG
How to decide which format to shoot in, and how to make the most of your cameras settings for each
GUIDE TO: Cropping
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Sony A550 and A500
The A550 features the best live view in its class, but does the A500 measure up to its big brother?
Pentax K-x
Has Pentax maintained its reputation for stylish, fully-featured entry-level DSLRs with the K-x?
Canon S90
One of the smallest compacts on the market to offer Raw recording, but is it any match for the G11?
Casio Z33
At £90 it's certainly cheap, but is it cheerful too?
Olympus 5020
This 12MP compact didn't endear itself. Find out why
Panasonic FS25
Is this another great little compact from Panasonic?
Casio Z280
Compact featuring one-touch HD video mode
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Family-friendly 10MP compact with 10x zoom
Fuji F70
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OFNA 17mm Half Offset (28mm) Monster Truck White Dish Wheels (4)
With your purchase, receive at no cost:
These are white half offset (28mm offset) monster truck rims from OFNA that are the same dimensions as regular T-Maxx rims, but use the standard 1/8th scale buggy 17mm hubs. These wheels are the ones that come standard in the Jammin X1-CRT trucks and work with standard MAXX sized tires such as the Pro-Line MAXX Bow Tie, Pro-Line Crime Fighter MT and Panther Boa.
These will also fit the Thunder Tiger ST-1 monster truck.
These will also fit the Thunder Tiger ST-1 monster truck.
This product was added to our catalog on October 21, 2005.
john spangler
Awesome wheels for the price. I run these with crime fighters on my mgt and they work wonders.
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Beginning Sept 1 (Labor Day), the Museum is open on Mondays, 11 am–6 pm.
Check out For Teachers to explore materials and resources developed especially for K-12 audiences.
Visit our webpages filled with activities for artists ages 8-12.
What do you notice first about this scene?
How would you describe it?
What type of building do you think this might be?
What do you think could happen inside it? Why?
What details has the artist included?
What do you think he might have left out?


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Cool, so if I hit refresh you get another hit, or probably two as the image displays twice!
Yep, that's how it works. It gets really bad if you post a picture on your WS that goes viral and every blog and their dog decides to link it. Our commercial site has a hotlink disallow in the htaccess file because of being treated as an image repository.


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How can we can get our baby out of our bed without making him miserable?
My husband and I would like our 9-month-old to start sleeping in his crib instead of in our bed. He used to sleep in his crib for naps, but now he cries and cries until I give up and pick him up. Is there any way we can get him out of our bed without putting him through so much misery?
Posted: 06/05/2001 by a BabyCenter Member
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Unfortunately the longer you wait to put the baby in the crib the longer it takes. With my first I waited until she was 10 months and it was hell. With my second I did it at three months and she cried for like 2 minutes. THE CRIB IN THE ROOM DOES NOT WORK. If they can see you they will cry for you. I know it is hard but children need their sleep and so do parents. Good luckposted 11/14/2006 by a BabyCenter Member
OK, Today is July 21, 2004. I am adding the date since I would appreciate how old is the advice on these boards. Anyway, I am in the same situation, our 14 mo.old sleeping w/us. I have found a remedy, TAKE NOTES, if your baby is around my baby age... Get the daybed mattress (or any twin firm mattress) on the floor, in your bedroom, get the nursing going, let baby sleep, and once she/he is out sleeping, sneak out and go to your bed, or leave the room, I have not moved on to that step yet, but I imagine it could work too if you keep the activities low. I have found that the baby would sleep almost for 7 hours in a row w/this technique. Close to 6:00 am she wakes up for more nursing and I am trying to make her just have it for a very little time and then, leave her again in her own mattress. She stays asleep for another 4 hours. I am planning on doing this until we move to an 2 bedroom apartment, where I would do the same, and hopefully by then she would take less time to actually fall asleep. I hope this helps you, and good luck.posted 07/21/2004 by FaithfultoGod
I'm a single mom and my 2 month old and I share a king-sized bed. It is wonderful and amazing to be able to watch every stretch and coo as she sleeps, then when she wakes and needs soothing/nourishment I am right there to provide for her without loosing rest for myself. I feel safe co-sleeping due to the size of the bed but regardless I agree with the old saying "to each their own". There is enough pressure on how to be good parents let alone being or choosing to be a single parent. There are enough politics surrounding topics like this and I think we need to remember how resilient babies and children are and that it is the adults/parents responsibility to remain loving, calm and consistent at the very least and that it is our actions and reactions that will influence and begin to mould our offspring. There need not be such opposing attitudes in my opinion, it's all instinctual, to each their own!posted 01/24/2010 by flutterbyemum
My daughter is 10 months old. She still sleeps with us in our king size bed. I love having her next to me, I feel like it is a special bonding time to cuddle. Her crib is next to our bed too and we have been trying to get her to start sleeping in it more often now though before she turns one. She did the same thing, cried and cried to be put in there, but I've just been putting her in there after she falls asleep. When she wakes up, she ends up back in bed with us, but she is starting to last longer and longer in her own bed. Also, I put her in there in the morning to play for like a half hour and she is becomming more comfortable in there on her own. Alot of people give me a hard time about co-sleeping but I don't really care what they think, we will adjust in our own time! Good luck to you too!posted 11/21/2009 by tantan826
For those families still struggling with sleep, I offer a customized sleep plan plus 2 weeks of email check-ins. I work with babies from 4 months old to 5 years old. I have a personal investment in working with families who are tired and need the extra support, a tailored plan and reassurance I can offer to help their little ones learn to sleep better. I have been there and I am on the other side. I am committed to supporting you get here too. If you want more information, feel free to look at my website at http://sweetdreamspdx.com/ You are not alone! I co-slept with my own son until ten months old and transitioned him into his own space. I have since then, supported hundreds of families in supporting their little ones in moving from the family bed. Best, Mitzyposted 01/06/2014 by a BabyCenter Member
I love co-sleeping with my son. He will be two months on Saturday and has be sleeping in bed with me since he was 2 weeks. (My husband works 3rd shift so it's just us) Recently though, my husband was offered 1st shift, which will begin mid-summer, so I want to have him moved into his own bed by then so that my LO and I are BOTH comfortable with it by then. For the past week I've been trying to get him to sleep in his bassinet with no luck. But yesterday I bought a bedside/portable bassinet that vibrates and plays soothing noises. Today, all naps were taken in it with success (first time I've gotten him to nap somewhere other than his swing). Tonight I'm gonna try him sleeping in there along side my side of the bed for easy access for breastfeeding and soothing. Hopefully it works out. If so I'll let you know so maybe you could try to see if it works for you as well. Good luck!posted 01/14/2013 by auntiecrystal919
"No Cry Sleep Solution" Best book in the world. I suggest purchasing this one. (or borrowing it from you local library) . It helped me get my first son from falling asleep on the breast to falling asleep on his own in about a month.posted 02/28/2008 by belladune
Our daughters are 14 1/2 months apart. With our first I had her on a schedule from day one. At 8 weeks she was sleeping 6-7 hours a night. At 12 weeks we were up to 10. She went down for naps in her crib like a champ. She is now 19mo. and still goes down wonderfully. When we had our second now 5 months old I just wanted to sleep when our oldest was down. Therefore I did not stick to a schedule. She is now sleeping with us at all times. She is also still eat ing every 3 hours sometimes more. It is hard because I don't sleep well with her. The only other way to get her down is to drive her around. Starbucks is making a fortune off me right now. I am trying to let her cry it out but she is stubborn. For our family having a schedule works best.(please no negative coments on this I know it does not work for every family) Does anyone have advice on how to move her out of the bed and get her on schedule...how long is too long to let her CIO? I go in every 15 minutes...as I am typing we are up to 45 minutes of this. She calms when she see me and the minute I leave its time to work those lungs. I appreiciate you taking time to give your advice.posted 02/11/2005 by a BabyCenter Member
I need some help, My daughter is 3 1/2 months old and will only fell asleep while nursing or be rocked sometimes. She is currently sleeping in bed with my husband and I and I want to try to get her in her crib. Once in a while I will be able to get her to sleep in her crib after nursing her and patting her buttom for 10 mins and then she will wake up about 4 hours later, MAD !!!Once I go in her room she will calm down and will not go back to sleep until I nurse her in our bed and that is where she will stay for the night. I need some advise how to get her in her crib at night and have her stay alseep. Some people have told me to let her cry it out and it is so hard for me to decide whats best. HELP !!!posted 10/21/2004 by Autumn7-14
I am in the same boat as the rest of you. My son is now 10 1/2 months old I am still nursing. In the begining its was easier to hae him sleep with me because i didnt have to get up I figured I would be able to get him to sleep in his crib when he got older with no problems Boy was I wrong I have tried it all I let him cry I let him fall asleep with me then lay him down. I just dont know what to do. I would like to have my bed back but at the rate where going he will sleep with me till he is ten..lol But the best part is when my sister watches him so I can go out he has no problem going to bed in a crib after like 2 minutes of crying... Why me, please helpposted 02/24/2004 by crystalclear86
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It's an average week night. Behind closed doors in his office, a young executive dons a lightweight spandex suit, straps on a pair of goggles and gloves, and sits back. With the push of a button, Cindy Crawford, or perhaps Naomi Campbell, attends to his every sexual whim.
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* Because virtual reality incorporates seeing, hearing, and touching, we are forced to develop new concepts of reality and of consciousness.
While the virtual antics of Ralph Fiennes and Angela Bassett in the recent film Strange Days may have seemed like products of the screenwriter's overworked imagination, the unstoppable progress of modern technology is making accessible, easy-to-use virtual reality a, well, reality. VR products are beginning to enter the marketplace, and development of virtual equipment has been stepped up by ambitious entrepreneurs. No longer can skeptics write off VR as wishful thinking, more appropriate fodder for science fiction writers than academics.
The name itself is a contradiction. Virtual means something imagined, ephemeral, while reality is concrete and highly definable. However, current technology is shifting the definitions of these two words, forcing a reevaluation of the human experience.
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The Internet today consists mainly of words, images and sounds, but what about web technologies that engage the senses of smell, taste and touch? Joyce Slaton reports on cutting-edge technological research and finds the prospects less far-fetched than virtual reality sex one might think. But she also finds online porn entrepreneurs, once in the forefront of exploiting new web technologies, surprisingly uninterested this time around.
San Francisco Gate (Oct 2000)
Virtual reality sex
Richard Jaccoma looks at cutting-edge technological research that may allow virtual reality sex, using a "two-way neural transmitter" to record electronic signals from the nervous system and later replay those signals into the brain. A research team headed by British scientist Kevin Warwick is trying to develop the technology. Warwick states, "There are electrical signals flying around your body at such times. If you play virtual reality sex back the same signals, our best guess is that you'll get something of the original sensations."
The Position (Nov 2000)
Michelle Delio looks at the latest silly Japanese pop culture phenomenon: dating female bots by email through a service called Love By Mail, which is run by the same company that spawned the Tamagotchi. "I dated Yumi for awhile, and I have to confess I became very attached to her. It was hard sometimes to remember that Yumi wasn't real. She would yell at me and ignore me the exact same way as all my other girlfriends have."
Wired News (Feb 2000)
Marisa Kakoulas looks at the technology of teledildonics, a longtime futurist fantasy currently into the vaporware stage.
disinformation (Mar 2000)
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Andrea Nemerson looks at the current state of sex technology, the failed futuristic fantasies of cyberdildonics, and the strange faith that technology can solve any sexual problem.
San Francisco Bay Guardian (May 2001)
The US Navy is developing a vest embedded with tactile stimulators in order to help pilots overcome spatial disorientation in flight. But as Wired reports, "It's not only lauded as a savior for pilots, but also as the next big thing in the video game industry and virtual reality sex the latest Internet sex toy." The article quotes one Navy captain: "You could also use it (the vest) to stimulate a person from their nose to their toes over the Internet -- or to stimulate a number of people simultaneously."
Wired (Jun 2001)
Weird sexual futurism from "one of Britain's top futurologists." Ian Pearson, who works for BTexact Technologies (part of British Telecom, the company that claims to have patented the hyperlink), has just published a timeline of 500 predictions for the next thirty years. Among other things, Pearson predicts that the Orgasmatron, the artificial sexual pleasure device dreamed up for Woody Allen's film Sleeper, will become a reality by 2012.
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High Court ruling could put legal complaints staff jobs at risk
Readers' comments (6)
The Law Society (who brought this action) says on its website it welcomes, on behalf of all parties, the clarity the the decision provides. Did the other parties have any doubt? An order for costs has been made against the Law Society. How much, including its own costs, has it cost the Law Society to bring this action? Why are Law Society members having to pay for this? On reading the judgment it says "that it was accepted at the very least that the Law Society had been advised that probably TUPE did not apply". In these circumstances who made the decision within the Law Society to take these proceedings? The case was a resounding defeat for the Law Society and somebody should be made accountable for it.
Surprise surprise the political mouthpiece of the Law Society , the Law Gazette website, makes no mention of this expensive failed action. We should be told how much this pointless action has cost the profession.
I think we do need to question how much this is costing all of us. Having read the judgement I also have concerns about the Law Society's Chief Executive. He seems to have brought a legal action against an agreement that he was previously happy with. The judge seemed to have concerns about his actions. I will be asking my Council member to start questioning the CEO's position, after all we do pay his wages.
Costs aside ... an FOI request should tell us this...
Does anyone know if this exclusion will alsoapply to staff currently employed by the SRA?
I would like to ask what position will the present OBM hold within this new setup. Also, if one disagrees with the results of this new body when a complaint about a solicitor is made, to whom does one take this further complaint.
The SRA is not materially affected by the changes to the complaints-handling system, it will continue to deal with misconduct complaints.
The current Legal Services Ombudsman's Office will be abolished. The only right of review for the new Legal Ombudsman Scheme will be judicial review.
It is worth noting that the government made assurances as the Legal Services Act (which introduces these changes amongst others) went through Parliament that TUPE would apply protecting the jobs of staff employed by existing complaints handlers.
The legal profession as I understand it may be footing the bill (in full or in part) for close down of the existing Legal Complaints Service and set up of the new Legal Ombudsman Scheme. Therefore, it is possible that the Law Society was at least partly motivated by reducing costs to the legal profession. Clearly if TUPE had applied both redundancy and recruitment costs would have been likely to be lower.


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A good laugh is a universal pass time and Filmfest DC is continuing its popular series of international comedies. Comedies do more than just entertain; they also offer important insights into the central workings of a given culture, from its oldest customs to its most taboo subjects. Humor varies from one culture to the next, and it is impossible to characterize international comedies under one umbrella. Thus, in this series we explore how international cinema has used humor to better understand the human condition as well as to make fun of our foibles. If the language of cinema is universal, then laughter is our common vocabulary.
Bachelor Weekend
Good guys vs. bad guys (or girls)... Will she escape? ... Who done it? ... The heist ... Mystery ... Suspense ... Conspiracy ... Betrayal. It's probably best to trust no one. Unlike the traditional Hollywood fare driven by loud explosions and endless sequels, our Trust No One focus offers engaging plots in atmospherics locations with fascinating characters who fuel the excitement in Filmfest DC's selection of international thrillers and crime dramas. This is edge-of-your-seat movie fun.
Le Chef
Filmfest DC joins the DC Commission on the Arts & Humanities in celebrating Washington's Sister Cities Program by presenting a series focusing on new films from three international capitals – Beijing, Paris and Taiwan. Seen through the lens' of native filmmakers, each of these cities teems with liveliness and urban trend, just like the District of Columbia. What better way to become familiar with our Sister Cities than from the perspectives of those who live there and observe their dynamic vitality?
When an individual or group has experienced an injustice, filmmakers use their talents and craft to make us aware and, hence, call us into action. The Justice Matters focus within Filmfest DC highlights this tradition of using film to expand our awareness and understanding of social justice issues around the globe.
We want to thank the CrossCurrent Foundation for their support in helping to make this series possible.
Al Helm: Martin Luther King in Palestine
The Award Jury consists of:
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Another somewhat older comissioned piece, one of three maincharacters for an upcoming medival browsergame.
They will appear on the game screen very small (about half the size of that one) so not that much detail work here.
What you think, who might he be ;)
Ah and.. just to let you know- Im always taking comissions both private and business =)
Feel free to visit me on Facebook: www.facebook.com/lhiondaig or join my Blog http://www.lhiondaig.blogspot.de/
Wonderful character workMar 2nd, 2013 Reply Subscriber


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It all started when Jerry Bruckheimer saw an article in California Magazine. Titled `Top Guns', plural, it told of the Navy's Elite Fighter Weapons School in Miramar, San Diego, a training ground where the best of the best went to get better. Bruckheimer flipped the article on to partner Don Simpson's desk: "It's Star Wars... On Earth."
Two decades on, Bruckheimer's glib analogy now seems especially fitting. Like Star Wars, Top Gun only fires on all cylinders for viewers of a certain age. You weren't born between 1968-73? Then you missed the moment. Sure, you'll still appreciate the standout dogfights, backlit F-14s spinning and plummeting at Mach-2, the pilots' hair on fire, but you'll choke at the cheesy love scene, the even cheesier music and the Stilton-stinky politics. If you were a teenager upon the movie's 1986 release, however, none of that matters. No, scratch that. It does matter: the so-blue-it-could-be-underwater sex scene, shuddering synthesisers and black-visored Russkies adding to the camp glory that is Top Gun, the high-concept actioner of the terrifically tacky '80s.
The plot is drafted straight from the nearest sports movie, locker scenes intact, as Tom Cruise's cocky Maverick battles Val Kilmer's phlegmatic Ice Man for the Top Gun trophy. There are a couple of uniform sub-plots, too: Maverick woos Kelly McGillis's sizzling flight instructor with his fancy moves and looks wounded-but-virile in pristine Y-fronts as he mourns for best buddy Anthony Edwards.
Yet for all Bruckheimer and Simpson's insistences that Top Gun should, as they put it, "play to Momma and Poppa in Oklahoma", it's a movie with energy to burn. It made Cruise a superstar. It introduced us to a bubbly Meg Ryan ("Take me to bed or lose me forever!"). And its gleaming, high-voltage visuals earned Tony Scott his directorial wings - not to mention his own office on the Paramount lot - after the fussy flop that was lesbian-vampire flick The Hunger.
All this and a volleyball sequence so slick, so well-oiled, it was voted `favourite scene in the movies' by Suck Magazine. Three years running. Take my breath away, indeed.