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What the society has done you will have to undo. Religion is against the society, the antidote to society. That's why when religion becomes part of society it is no longer religion. It becomes Christianity, Hinduism, Jainism, Judaism. Then it is no longer religion. Religion is basically against society. It has to be - because society takes you away from yourself and religion brings you back to your own being. It destroys, demolishes, all that the society has done. But before it can demolish, the society has to do something.
So buddhas exist only in a very cultured society. Enlightened people exist only in a very insane society. It will look paradoxical, but this is how it is.
If you look from this standpoint then you will be rebellious but you will not be against the society. There is a difference. You will be very compassionate, even towards all this insanity that is created by the society. It is part of the game. It makes enlightenment possible.
Take another example. A man has lived always in health. He does not know what a fever is; he does not know what a headache is. He does not know any kind of illness. Can you imagine him feeling his health? It is not possible. In the very nature of things he will never know what health is. And he is healthy. So to know that one is healthy and the well-being of health, health alone is not enough. One can be healthy, perfectly healthy, and one may not be aware of it - because the awareness comes from the opposite. The awareness comes from a dialectical process. The thesis must be opposed by the antithesis. Health must fall into illness, then you become aware of what you have lost. And if you can regain it there is great joy.
There is a Sufi story..
A very rich man was searching for bliss, for truth - or whatsoever name you want to give to his search. He had much money and he was ready to offer any amount of this money to anybody who could give him a key. He went from one teacher to another, but nobody could supply him with happiness. He was ready to pay any price; that was not a problem at all.
He was carrying a big load of diamonds in a bag and he would put the bag before a master and he would say, "Now take this, but tell me the secret of bliss."
Then he came to a Sufi teacher. The Sufi was sitting under a tree. The rich man came on his horse with his famous bag - it had become famous all over the country - and he put the bag before the master and said, "I am in search of happiness and I am ready to pay anything. Here are many diamonds - crores of rupees worth. You can take them, but give me happiness."
And the Sufi master did something. Sufis are people who do. Rather than answering, they create a situation. The master simply jumped upon the bag and ran away!


text: Rae Ridlon, left, and his son Dan Ridlon, from Los Almaos, carry semi-automatic rifles, during a guns ownership rally at the State Capitol in Santa Fe, Saturday, Jan. 19, 2013. Rallies are being held by gun rights advocates four days after President Barack Obama unveiled a sweeping plan to curb gun violence. Local organizer Josh Kennedy says the group is against a proposed assault-rifle ban and the rally is aimed at showing residents that gun owners aren't criminals. But Sen. Cisco McSorley says bringing guns to the New Mexico statehouse doesn't open dialogue about the ongoing debate about gun control. (AP Photo/The Albuquerque Journal, Eddie Moore) (Eddie Moore)

subset: commoncrawl


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NEW YORK Fast-food customers in search of burgers and fries on Thursday might run into striking workers at some locations instead.
Organizers say thousands of fast-food workers are set to stage walkouts in dozens of cities around the country, part of a push to get chains such as McDonald's, Taco Bell and Wendy's to pay workers higher wages.
It's expected be the largest nationwide strike by fast-food workers, according to organizers. The biggest effort so far was over the summer when about 2,200 of the nation's millions of fast-food workers staged a one-day strike in seven cities.
Thursday's planned walkouts follow a series of strikes that began last November in New York City, then spread to cities including Chicago, Detroit and Seattle. Workers say they want $15 an hour, which would be about $31,000 a year for full-time employees. That's more than double the federal minimum wage, which many fast-food workers make, of $7.25 an hour, or $15,000 a year.
The move comes amid calls from the White House, some members of Congress and economists to hike the federal minimum wage, which was last raised in 2009. But most proposals seek a far more modest increase than the ones workers are asking for, with President Barack Obama wanting to boost it to $9 an hour.
The push has brought considerable media attention to a staple of the fast-food industry – the so-called "McJobs" that are known for their low pay and limited prospects. But the workers taking part in the strikes still represent a tiny fraction of the broader industry.
And it's not clear if the strikes on Thursday will shut down any restaurants because organizers made their plans public earlier in a call for workers around the country to participate, which gave managers time to adjust their staffing levels. More broadly, it's not clear how many customers are aware of the movement, with turnout for past strikes relatively low in some cities.
Laila Jennings, a 29-year-old sales associate at T.J. Maxx, was eating at a McDonald's in New York City this week and said she hadn't heard of the movement. Still, she said she thinks workers should be paid more. "They work on their feet all day," Jennings said, adding that $12 to $15 an hour seemed fair.
As it stands, fast-food workers say they can't live on what they're paid.
Shaniqua Davis, 20, lives in the Bronx with her boyfriend, who is unemployed, and their 1-year-old daughter. Davis has worked at a McDonald's a few blocks from her apartment for the past three months, earning $7.25 an hour. Her schedule varies, but she never gets close to 40 hours a week.
Her weekly paycheck is $150 or much lower. "One of my paychecks, I only got $71 on there. So I wasn't able to do much with that. My daughter needs stuff; I need to get stuff for my apartment," said Davis, who plans to take part in the strike Thursday.
She pays the rent with public assistance but struggles to afford food, diapers, subway and taxi fares, cable TV and other expenses with her paycheck.
"It's really hard," she said. "If I didn't have public assistance to help me out, I think I would have been out on the street already with the money I make at McDonald's."
McDonald's Corp. and Burger King Worldwide Inc. say that they don't make decisions about pay for the independent franchisees that operate the majority of their U.S. restaurants.
For the restaurants it does own, McDonald's said in a statement that pay starts at minimum wage but the range goes higher, depending on the employee's position and experience level. It said that raising entry-level wages would mean higher overall costs, which could result in higher prices on menus.
The Wendy's Co. and Yum Brands Inc., which owns KFC, Pizza Hut and Taco Bell, did not respond to a request for comment.
The National Restaurant Association says the low wages reflect the fact that most fast-food workers tend to be younger and have little work experience.
Scott DeFife, a spokesman for the group, says that doubling wages would hurt job creation, noting that fast-food chains are already facing higher costs for ingredients, as well as new regulations that will require them to pay more in health care costs.
Still, the actions are striking a chord in some corners.
Robert Reich, a worker advocate and former labor secretary in the Clinton administration, said that the struggles of living on low wages is hitting close to home for many because of the weak economic climate.
"More and more, people are aware of someone either in their wider circle of friends or extended family who has fallen on hard times," Reich said.
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This was really yummy!!! I added extra garlic to the sauce and to the chicken to make it taste more like the chicken souvlaki gyros that I had in Greece! So good!
Skillet Chicken Souvlaki
CarrieLakey Posted: 08/24/09
spounds Posted: 07/28/09
This was really tasty. The yogurt sauce was really fresh! I also used additional seasoning on the chicken. Will make again.
ladypetsitter Posted: 08/16/09
We really liked this but I did make a few changes. I added garlic to the yogurt sauce and actually marinated the chicken in the olive oil, oregano, garlic, salt and pepper overnight (ran out of time). Instead of the side salad I added the kalamata olives and feta to the pita with the tomatoes and sauce. Delicious. The leftovers I used on pizza the next day - also delicious.
Snarlyelf Posted: 08/23/09
Truly excellent! I would definitely make this again. It was relatively quick and very easy to put together. The salad that goes with it is great!
PenelopeRB Posted: 09/09/10
Very good, liked the yogurt sauce a lot, served with hot sauce. Good combination of flavors and textures.
bostonsmaman Posted: 08/10/09
Excellent & comes together quickly. I left the chicken slightly frozen so I could slice it really thin, then seasoned it w/ smoked paprika & cayenne for more flavor. A mandoline makes quick work of the veggies, and the pitas softened nicely w/ a spritz of water and microwaving for 20 sec/each. Made the salad--perfect accompaniment.
Bacardigirl Posted: 08/21/09
YUM, I made this the other night as a quick dinner and it was simpe, yet fabulous! The cucumber yogurt sauce was very subtle, but gave it that extra oomph! Tasted even better the next day, reheated for lunch.
oduamy Posted: 08/04/09
This dinner was such a nice change of pace! I made the sauce first because I wanted it to sit and let the flavors meld together. I thought "Oh no, not enough food" when I served it up, but once we got it loaded into the pitas, it was MORE than enough. I served with the recommended Greek salad. Will make this one again for sure! YUM!
skspillman Posted: 08/18/09
Made this last night, and though it was okay, I won't make it again. After reading some of the tips below, I used Greek seasoning on the chicken instead of just salt and pepper. I also added a sliced red pepper in addition to the green pepper. I found the chicken mixture was still rather bland even with the addition of Greek seasoning. I also found that the pitas pretty much fell apart, but that could be due to the quality of the pitas at my grocery store. The sauce and salad were good, but I won't be making this one again.
ViennaVAfoodie Posted: 07/28/09
This was fantastic! I love chicken souvlaki and I am so glad CL shared this recipe! We made the salad that is recommended with it but omitted the kalamata olives. It took us a while to find pepperocini's but they are located near the pickles (at Giant anyway) and are definitely worth it. For the chicken, I used the Greek Mediterranean Seasoning from World Market to flavor it more than SnP. My fiance hates cucumbers but loved this tzatsiki type sauce with the chicken. It may have taken us a bit longer than 30 minutes like it predicted but it was an easy weeknight meal.
sayster Posted: 08/04/09
yum, yum! made for dinner the other night and it was so good. I used regular nonfat yogurt, but strained it first so that it was nice and thick like the greek yogurt. Ate the rest for leftovers the next day. Hubby loved it, too!
BarbPila Posted: 08/03/09
This was quick, easy and very delicious. I was even able to take the leftover components to work and assemble for a great lunch. I will make this again for sure!
Melosa09 Posted: 08/12/09
Really flavorful, simple to prepare but impressive for guests. The accompanying salad was excellent also. The magazine claims this a 30-minute meal, but be advised that it takes at least half an hour to prepare all the ingredients. Allow an hour for the whole meal.
Michele72 Posted: 08/18/09
I made this dish for the 1st time and would definitely make it again. It was quick and easy and extremely tasty. I made the yogurt sauce the day before which let the flavors blend better. I also doubled the dressing for the salad. Highly recommend for a weeknight meal.
JoeLister Posted: 08/24/09
Result is okay - a little bland. It's annoying that the writer chose to put only the souvlaki ingredients in the ingredient list and to consign the salad ingredients to the bottom paragraph of instructions. What's the point of that?
MarisaCovelli Posted: 11/10/09
My husband & I both loved this dish. I would definitely make again. I did not alter the recipe in any way. I may have added more garlic.
raresters Posted: 07/25/10
really delicious and easy, i'd never made my own tzaziki (sp?) before and was really surprised at how easy and delicious it is (much better than store bought!)
ChicagoChef82 Posted: 10/30/10
Excellent! A great dish and very easy to make. I'm Greek and this tzatziki is very delicious, I frequently will make it just to eat with veggies.
boognish Posted: 07/20/11
Tasty recipe. I'll definitely make it again. I believe the cucumber sauce would be improved with a little bit of dill, but that's just a personal preference.
ckwise Posted: 07/27/11
I love this recipe. Quick and easy and very delicious!
dianecath Posted: 08/04/11
I thought this was really yummy. I used red bell peppers (just b/c I don't like green), but otherwise followed the recipe. Oh I also added a bit of garlic to the cucumber sauce.
simmig Posted: 12/14/11
I have made changes to this recipe but we do enjoy this dish. I added extra seasonings (garlic, oregano, lemon juice, etc) to the chicken. Trader Joe's Tazkiki sauce works well in a pinch when you don't have time to make the sauce. I serve the sandwiches in Trader Joe's garlic naans, with romaine lettuce, feta cheese,chopped cucumbers, red onions and tomatoes on top.
realsimple61 Posted: 10/03/12
Good one
ESmith6 Posted: 08/27/12
This was a tasty weeknight recipe after a couple of small changes. Based on other reviews, I marinated the chicken overnight in 2 tbsp oil, 2 tbsp fresh lemon juice, 1 tsp oregano and 1 tsp minced garlic. I used red pepper because I don't care for green pepper, fat free fage yogurt and I added 1 tsp of minced garlic to the sauce. I coated the pitas in Pam and heated them one at a time in a frying pan.
EllenDeller Posted: 08/18/12
While this wasn't extraordinary, it was certainly tasty and made a good summer family dinner. I did marinate the chicken in lemon juice and a greek seasoning blend first, which added flavor. I also just cooked everything together after the chicken began to brown a bit. Served with some steamed baby potatoes and a somewhat larger salad with the terrific salad dressing from the "Greek salad with chicken" CL recipe.
vfbfhfgng Posted: 10/01/12
good one
bffairbaby Posted: 09/08/14
lots of flavor and easy to do
steponme Posted: 09/15/14
Delicious. Added Greek seasoning to chicken and used organic non-fat regular yogurt in sauce, other than that, followed recipe.


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Republicans Continue Immigration Work Behind the Scenes
October 22, 2013
WASHINGTON, D.C. — The Wall Street Journal and Washington Post reported today that House Republicans are working to address some of the thorniest issues on immigration reform.
According to the Journal, Republican Congressmen Mario Díaz-Balart (FL-25) and Darrell Issa (CA-49) are working separately on measures that would address the legal status of 11 million undocumented immigrants, give them a chance to get right with the law and, in Issa's case, offer certain undocumented immigrants temporary legal status.
Ali Noorani, Executive Director at the National Immigration Forum, made the following statement regarding today's news on Republican movement:
"The work that Congressmen Díaz-Balart and Issa are putting in on immigration reform is emblematic of the groundswell of conservative support for reform that's been growing over the last year.
"Across the nation, Republican members of Congress are hearing the call from local conservative leaders for an immigration reform solution based on free market principles, family values and a smart border enforcement strategy. That call will be echoed on October 29, when 300 faith, law enforcement and business leaders visit with their elected members of Congress on Capitol Hill for an unprecedented gathering of pro-reform conservatives.
"Although we await details of their respective proposals, today's news signals what Bibles, Badges and Business leaders across the country knew long ago to be true: Americans are ready for reform and immigration reform is not a partisan issue.
"The time is now for Democrats and Republicans in the House to work together to pass commonsense immigration reform."


text:
A blogger friend of mine who lives in the States now with her family once shared that they have a swimming pool at home. We are so happy for her because not everyone has their own pool. Just last Memorial day, she invited a few guests and they had a small pool party.
She posted pictures of them having fun and I just noticed a very nice teak hamper in one corner. So I asked her about it because I wonder how much it cost since it looked really expensive but elegant. It was her husband who bought it for her so she had no idea. She told me that though it's probably a bit pricey but the amount is all worth it. They never regretted buying it because of its durability. She placed towels, robes, and other swimming stuff inside. Cathy is even planning to purchase another teak storage box.
How I wish I could have even a mini swimming pool that I can call my own.


text:
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All expired licenses must be renewed by mail with a Renewal Form and a Cashier's Check or Money Order. The on-line feature is not available at this time. If you do not have a form, please email your request, including your Name and License Number to firstname.lastname@example.com and your renewal form will be emailed to you.
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A home exploded Monday morning in Tiffin.
It happened just after 10 a.m. on Harrison Street.
The Tiffin Fire Chief says the building will be demolished. It's a rental home that the owner was rehabbing in preparation for new tenants moving in.
No one was inside when the home exploded. It was likely caused by a natural gas leak. Painters and neighbors say they're lucky to be alive.
This home on Harrison now looks like a doll house.
You can see inside into the upstairs bathroom where the shower and toilet remain intact.
The home exploded Monday morning blowing off both the east and west walls.
"It felt like something drove into the side of my house," says Jeremy Espinoza who lives next door.
One of the walls crushed Espinoza's car.
"I'm fine, I'm just a little shook up, that's all," says Espinoza.
The explosion sent parts of the house flying in all directions. Some debris landed on Andy Glick's roof.
"Dirt and a little bit of this stuff here is all the way down there. We're probably 75 yards away," says Glick.
Tiffin Fire Chief William Ennis, Jr., says the explosion remains under investigation by the State Fire Marshal's Office, but he believes a natural gas leak may have caused a downstairs furnace to burst.
No one was living in the rental home.
"The renters had moved out, so they were preparing the house to re-rent and they were doing painting and stuff. Painters were due to show up any time. They hadn't been here yet," says Chief Ennis.
"I'm a very lucky lady," says Merilyn Shumway, one of the folks renovating the home.
She and Jeff Husk were heading there to paint Monday morning, but the home exploded before they arrived.
"I'm a little shaken up," says Husk. "There would've been three of us in there today. "
"They're going to tear it down and that's just the way that it has to be, but nobody's dead so that's what's important," says Shumway.


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Plague Inc. Review
There aren't a lot of games out there that can put fear into people. Not even just into the player, but put fear into it's competitors. Plague Inc. went from nothing into the number 1 game on iTunes for a few weeks and still holds a top sells spot only second to Temple Run. But what makes Plague Inc. so addictive? That slight pun was absolutely intended.
If haven't caught on yet… Plague Inc. is a disease simulation mobile game where the goal is to eradicate all human life on the planet before a cure is made to destroy you. If you can put aside any moral insecurities, Plague Inc. is one of the deepest games I've played on the iOS. You start by naming your plague and then picking your type of pathogen. There's a total of 7 types to choose from ranging from common bacteria to a bio chemical weapon. Of course, stronger pathogens need to be unlocked by defeating the previous ones. Moving on from there leads you to the main screen — where you see a global map. Your disease begins in one of the 62 countries of your choice.
This is where the strategy of the Plague Inc. begins. Your ultimate goal hasn't changed, but from the start your disease is weak. As your disease naturally spreads from person to person, you earn DNA points. This currency is used to upgrade how your disease is carried across to different countries, what kinds of symptoms you'll have, and the abilities of your disease. Plague Inc. does a great job of making all of these perks feel like separate pieces of a puzzle you need to create. So lets say you pick China as to start (Sorry China). That is a heavy populated country with an unspecific type of climate. You can pick minor symptoms like a coughing and/or not add transmission through the air to spread rapidly. It won't be long before the entire country is infected. Depending on how you'll play, it can be a good or bad case scenario. Once you infect a fair amount of a country, they'll take notice and start to develop a cure. At this point you need to use the abilities to upgrade your resistance to cold/heat and antibiotics while using your pathogens special traits. The more infectious or deadly or resilient your disease becomes, the more countries will contribute to developing a cure against you. Remember that the only way to win the game is to kill off every human. If one person remains uninfected and your disease is too deadly, there wont be any carrieres left to speard it so it's a loss. With certain diseases you can play them in your own way but you still need to maintain a sense of a light touch.
There's a lot to love about this game. The graphics might seem simple, but here simple is beautiful. As your diseases spreads, these countries fill with bright red and blackens as the death toll raises. Tiny jets and boats carrying the plague will travel around the world. The interface of your plague's abilities adds a real puzzle element to the gameplay. Unlock one symptom to get stronger ones — there's even some hidden combination bonuses like add Insomnia with Vomiting to create a Walking Dead syndrome. Ndemic Creations, the team behind Plague Inc. seems highly dedicated to their game. Within the first 3 days of it's release, a patch was release to fix glitches, slightly change the normal difficultly level, and give the players the option to pay to unlock the different diseases. As a fan after weeks of play, this was highly appreciated.
This one misstep I need to mention is another reason why this game is so addictive. There's is way too much downtime. As your waiting for your disease to spread, the only thing you can do to contribute is to pop DNA bubbles and stop Cure bubbles as they appear randomly. Too much time is spent watching the screen waiting for something to happen. But… there is this certain urge that just kicks in and forces you to not miss a thing. Once a majority of the world is infected, it becomes an all war to infect everyone that isn't and halt the cure procedure as fast as possible. The pacing of this game is simple but ingenious in it's own way.
Now it took me awhile to write this review, because I heard some news. There's another game on the App store that came out first, which is very similar to Plague Inc. called Pandemic 2.5 . I wanted to see for myself so I shelled out another dollar for Pandemic. I'm a little salty that Apple doesn't give refunds for apps. Yes, a very similar interface, symptoms and ideas here but none of the polish that Plague Inc. has. One could say that Plague Inc. is a remix to Pandemic, and their right. But saying that Plague is blatant copy is dumb. Pandemic give you 3 types of disease, Plague has 8. You choose where your disease start , Pandemic does it for you. If someone wildly improves on something you create, consider it a complement and then step your creation up rather then bashing them on twitter. Plague Inc. is a cheap, crazy addicting, super challenging game. And while it can take long hours to complete one game, it never feels like a wash. From me, Plague Inc. earns a 9.5 out of 10. A definite must buy. Thanks for reading.


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Microsoft Health Common User Interface (CUI) and Silverlight
I've found these great Silverlight demos reading a post by G. Andrew Duthie. "The Microsoft Health Common User Interface (MSCUI) Patient Journey Demonstrator is a vehicle for Microsoft thought leadership in state-of-the-art User Experience for Healthcare applications. It provides exemplar implementations of Microsoft Common User Interface...Read More..


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Established in 1985, rhc creative strategy is an integrated design and marketing communications agency with a genuine commitment to deliver tangible returns against our client's investment.
Whatever your budget we have a 'can do' attitude and a real passion to create more engaging and relevant marketing communications to build your brand and your business, both online and off. Our focus is on producing innovative creative work that is measured, accountable and effective.
Fastidious about design, we live for results and have a sense of urgency and enthusiasm that drives everything we do. We're very creative, fast moving and fun to work with. Having all the relevant experience and insight to hit the ground running. So if you are looking for a creative agency that can offer you fresh ideas and flawless execution, you're in the right place.


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Featured Story
JPMorgan (NYSE: JPM) Stock Slumps After Rare Earnings Miss
For the first time in over two years, and only the fifth time in a decade, JPMorgan Chase & Co. (NYSE: JPM) missed earnings forecasts when it posted first-quarter 2014 results Friday.
Investors were prepared for a slip in earnings compared with Q1 of 2013. In February, JPM cautioned trading revenue was weak. The warning was especially troubling because the first quarter is traditionally a strong one.
But Q1 of 2014 wasn't just weak - it was JPM's worst quarter since 2008, during the depths of financial crisis...
JPM stock
- JPMorgan (NYSE: JPM) Stock Price Up Today After Earnings It hasn't been an easy year for JPMorgan: There was the London Whale scandal, which cost the Big Bank more than $6.2 billion. Fallout from the mortgage crisis brought a $13 billion fine. And just recently JPM had to shell out another $2 billion in fines for its role in the Bernie Madoff scheme. So earnings had to be awful, right? Not exactly. Somehow, CEO Jamie Dimon pulled another rabbit out of his hat...
JPMorgan (NYSE: JPM) Talks $11 Billion Settlement; Q3 Earnings at Risk
JP MorganChase & Co. (NYSE: JPM) finds itself in front of regulators yet again for misdeeds.
Chief Executive Officer (CEO) James Dimon was in Washington yesterday (Thursday) attempting to broker a settlement over the bank's sale of substandard mortgages.
Dimon met with U.S. Attorney General Eric Holder about a possible $11 billion settlement in attempts to end criminal and civil charges over JPM's questionable mortgage practices. The U.S. Justice Department said earlier in the week it could file a lawsuit over one of the bank's pending mortgage cases.To continue reading, please click here...
JPMorgan Chase (NYSE: JPM) Earnings: The Best of the Big Banks?
JPMorgan Chase & Co. (NYSE: JPM) delivered on expectations it would set the bar high for financial companies' earnings when it reported numbers today (Friday).
The nation's largest bank earned $1.31 a share in the first quarter of the year, compared with $1.28 a share in the same period a year earlier. Revenue rose 6% to $26.7 billion from $25.2 billion.
First-quarter net income slipped slightly from a year ago, dipping to $5.4 billion from $5.6 billion. The difference was attributed to stock buybacks, which reduced the number of outstanding shares by 4% compared to a year ago.
Analysts were looking for $1.16 a share for the quarter on revenue of $24.7 billion. The company was buoyed by improved capital market activity, in addition to a solid recovery in consumer credit and business lending.
In recent weeks, several firms raised their ratings on JPMorgan, and the stock has enjoyed a strong rally to date in 2012, rising from $33 in December to its current $44 share price.
One of the biggest advantages for JPM was a low interest-rate environment that encouraged homeowners to refinance, boosting JPMorgan's mortgage-related revenue.
"This is going to be a strong quarter for anyone who has a big mortgage lending or trading business," Paul Miller, an analyst at FBR Capital Markets, told Bloomberg News before results were released. "It might be the best quarter in a long time."
To continue reading, click here... Read More...
Using Options to Make a Quick Profit on J.P. Morgan (NYSE:JPM) Earnings
It's earnings season again!
Among the most eagerly awaited results will be the financial earnings, many of which are still struggling to fully recover from the 2008-2009 financial collapse.
The projections released so far look pretty rosy.
First up is J.P. Morgan Chase & Co. (NYSE: JPM). The heavily watched investment bank reports this Friday the 13th.
According to Zacks Investment Research, J.P. Morgan will earn $1.14 a share versus just 90 cents in the final quarter of 2011.
Other financial earnings winners projected by Zacks include:
- Citigroup Inc. (NYSE: C) expected to report earnings of 98 cents next Monday, up from 38 cents the prior quarter;
- Goldman Sachs Group Inc. (NYSE: GS) projected to report $3.22 next Tuesday, up from $1.84 last time;
- Morgan Stanley (NYSE: MS) expected to report 47 cents on Thursday, April 19, up from a loss of 14 cents in the last quarter.
They include:
- Wells Fargo & Company (NYSE: WFC) which also reports on Friday the 13th (is that a bad omen?), is expected to show flat results - 72 cents a share versus 73 cents last quarter;
- Bank of America Corp. (NYSE: BAC) is projected to see a drop from 15 cents to 12 cents when it reports April 19.
Even those with good numbers this time could face storm clouds ahead.
The Financial Earnings Season Game PlanFor starters, J.P. Morgan, Citigroup, Wells Fargo and BofA, along with Ally Financial Inc., all face future hits thanks to the $25 billion settlement reached in February regarding foreclosures and malfeasance in handling mortgages left worthless by the housing crisis.
J.P. Morgan must also pay new federal penalties as a result of a settlement last week in the civil suit over actions it took that helped lead to the collapse of Lehman Brothers in 2008.
On the other hand, Wells Fargo, JPM, BAC and many others could get a significant boost from the new and improved version of the Home Affordable Refinance Program (HARP 2.0) adopted last month.
So, given all this, how can you hope to profit from any move in the financial stocks in the wake of their upcoming earnings releases?
Obviously, simply buying the stocks ahead of the reports is not the answer.
To continue reading, please click here... Read More...


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Shira's Berkeley Bungalow
House Tour
I first saw Shira Gill's home through an Airbnb link that my friend forwarded to me, and I was instantly smitten. Shira, the owner of a professional organizing business called Simply Sorted, keeps her home exactly how I would (and sorta do). Her decor is minimal and clutter-free without being boring, an impressive feat with two little girls.
She and her family just moved into this 1916 traditional-style home four months ago, but the place looks impeccable — not a cardboard box to be found. She and her husband Jordan scored the two-floor Berkeley home thanks to friends who had to suddenly moved to London.
I love the way Shira complemented the dark woods with natural, neutral interiors to bring more light into the cozy 1300-square.-foot space. Her light fixtures, some sourced from Schoolhouse Electric, had me drooling, as did the abundance of outdoor space (especially appealing to a city girl like me). Home envy on this end for sure.
Take a look at the modern and inspiring home, and please give a shout to Shira for sharing.
Apartment Therapy Survey:
My Style: Streamlined, airy and comfortable. I love the simplicity and beauty of Scandinavian style and love a space that feels calm, open and relaxed. My philosophy is to try to buy less, but to invest in a few high quality, thoughtful pieces. I also think that fresh flowers keep a home feeling pretty and cared for.
Inspiration: The usual suspects (Pinterest, design blogs, books, travel) but also my super talented friends and my favorite local boutiques — Good Stock and Atomic Garden in Oakland and Erica Tanov and The Gardener in Berkeley are my current favorites.
Favorite Element: I love the layout of our two-story house. Oddly enough, I have always dreamed of a home where the bedrooms were all upstairs and the living space and kitchen were below. I love that we can have dinner parties downstairs while our kids sleep upstairs and not worry about waking them.
Biggest Challenge: My style is light and bright, with lots of open space and sunlight. Since we bought a 100- year old house with tons of dark wood, I had to work hard to bring in a lot of balance. I used white linen cafe curtains and cool, crisp paint colors to brighten the space. We also opened up the doorway between the living and dining room to improve the flow. I like a home where my kids can run around without crashing into walls!
What Friends Say: "Where is all your stuff?!" OR "Please don't paint the wood white!"
Biggest Embarrassment: Our TV stand, which is an old kids' bookshelf. We literally sawed a hole in the back with a kitchen knife to weave the cords through.
Proudest DIY: Hmmm...We do not win awards for this category, but we are proud of our herb garden outside the kitchen. We planted tomatoes and lots of fresh herbs, and our girls love clipping off sprigs to use when we cook.
Biggest Indulgence: The light fixtures. We bought our house from a good friend who took her amazing light fixtures with her, so we needed to start from scratch. I convinced Dana, the owner of Good Stock in Oakland, to sell me some her unique vintage finds right off the boutique floor. I also found some great factory lights from Schoolhouse Electric and collaborated with Omega Lighting to design my own globe pendants for the kitchen.
Best Advice: Fill your home only with things that you use and love. I edit ruthlessly and frequently. My career is helping busy families to streamline and simplify their spaces, so I am often inspired to do the same! Life has dealt us some tough personal blows in the past few years, and having a home that feels streamlined, calm and pretty has been a saving grace. I try to make my home a sanctuary where we can unwind after a busy day, cook, play and relax.
Dream Sources:
Good Stock - http://wearegoodstock.com/
Atomic Garden - http://atomicgardenoakland.com/
Erica Tanov - http://www.ericatanov.com/
The Gardener - http://www.thegardener.com/
Brookfarm General Store - http://www.brookfarmgeneralstore.com/
Nickey Kehoe - http://shop.nickeykehoe.com/
Lawson Fenning - http://www.lawsonfenning.com/
Lost & Found - http://lostandfoundshop.com/
Schoolhouse Electric: http://www.schoolhouseelectric.com
Heath Ceramics: http://www.heathceramics.com/
Resources of Note:
- Benjamin Moore
- Living and dining rooms - Light Pewter
- Kitchen - Nimbus
- Bedrooms and Office - Vapor Trails
- Snowfall White for moldings and ceilings
- Rope Doorstop: Uncommon Goods
- Door Mat: Lawson Fenning
- Wooden Mirror: Omega Salvage
- Pillows: Lawson Fenning
- Olive Tree in Metal Bucket: Alameda Antique Fair
- Rattan Chair: Erica Tanov
- Mid-Century Side Table: Urban Home Consignment
- Rattan Side Table: Serena & Lily
- Coffee Table: EQ3
- Woven Stool: Erika Tanov
- Couches: Crate and Barrel Outlet
- Accent Pillows: Good Stock
- Wire Magazine Tray: Lawson Fenning
- Metal Lamp: Omega Lighting
- Rug: West Elm
- Black and White Coverlet: Atomic Garden
- Village Art Print: Leah Duncan
- Seasons Print: Leah Duncan
- Recycled Tire Basket: Atomic Garden
- Cotton Plant on Wall: Terrain Home
- Personal Photos and Art
- Flowers by Laura Miller
- Vintage French Table: Alameda Antique Fair
- Vintage School Chairs: Alameda Antique Fair
- Childrens Art Table + Stools: P'ikolino
- Nelson Saucer Pendant Lamp : DWR
- Art: Etsy, (KikiandPolly)
- Accessories on Mantle: Alameda Antique Fair
- Vintage Turkish Rug: Etsy (Crystalbluestudio)
- Hanging Lights: Custom by Omega Lighting
- Ceramic Bowls: Heath Ceramics
- Cutting Board + Cake Stand: Roost
- Dish Towel: Atomic Garden
- Pitchers and Lemon Juicer: The Gardener
- Enamel Pour Pot: Atomic Garden
- Bellocq Teas: Good Stock
- Voluspa Candle: Good Stock
- Tall Candle: Erica Tanov
- Marlo Bed: Room and Board
- Floral Quilt on Bed: Erica Tanov
- Basic Bedding: West Elm
- Mid-Century Nightstands: Urban Home Consignment
- Vintage Rug: Good Stock
- Brass Swing Arm Lamp: Shop Onefortythree
- Vintage French Ceiling Light: Good Stock
- Metal Wall Sconces: Omega Salvage
- Art: Etsy (AshleyG)
- Juliana Armchair by Aristeu Pires: DWR
- Jewelry on Dresser: Good Stock
- Vintage Stool: Book/Shop
- Felt Bowl On Nightstand: Yolk
- Shearling Throw: Etsy (aQuiver)
- Oeuf Crib: Giggle
- Wooden Airplane: Mint
- Dresser: IKEA
- Book Cubbies: Land of Nod
- Twin Platform Bed: West Elm
- Hoola Hoops: Ruby's Garden
- Handmade Doll: Ruby's Garden
- Flush Mount Pendant Light: Schoolhouse Electric
- Metal Sconces: West Elm (Added Pull Strings)
- Steele Rolling Cart: The Gardener
- Monte Luca Glider: Mill Valley Baby & Kids Company
- Shearling Throw: Etsy (aQuiver)
- Hand Soap + Lotion: Compagnie De Provence
- Turkish Towel: Atomic Garden
- Hand Towel: Lost and Found LA
- Bathmat and Shower Curtain: West Elm
- Art: Etsy (KikiandPolly)
- Leif Pillow: Leah Duncan
- Alpaca Throw: Good Stock
- White Tassel Blanket: Good Stock
- Magazine Basket: March
- Desk Lamp: Schoolhouse Electric
- Parsons Desk: West Elm
- Eames Eiffel Armchair: DWR
- Gold Paper Banner: Tail of The Yak
- Assorted Patio Pillows: Good Stock
- Arrows: Good Stock
- Lookout and Wonderland Throw: Good Stock
- Voluspa Votives: Good Stock
- Festival Lights: Terrain Home
Thanks, Shira and Family!
(Images: Theresa Gonzalez)
• HOUSE TOUR ARCHIVE: Check out past house tours here.
• Interested in sharing your home with Apartment Therapy? Contact the editors through our House Tour Submission Form.
• Are you a designer/architect/decorator interested in sharing a residential project with Apartment Therapy readers? Contact the editors through our Professional Submission Form.
47 Comments
Beautiful, calm home. Simply lovely.
I agree with STELLARSHELL however I need more color in MY life. Beautiful family too and what a smile she has. Lights up a room.
Awwww, I wanna live in a beautiful house in Berkeley!
Where is the quilt on the girls' wall from? I love this place. So calm.
Great home but I agree with LyonStill, I definetly need more color/ assortment of patterns in my life.
my favorite house style, very impressive that you've managed to keep it so light and clean and remain able to enjoy the beautiful wood trim. I don't have enough self control to stick with the limited color pallet that you have, I love jewel tones and earth tones, really lovely though.
The dark wood in your home is really gorgeous! I too, need a bit more color in my space, but your home is so calm and relaxing. Thank you for sharing!!
I am absolutely in love with this home. I could move right in! Beautiful job. (And yes- I agree w/ your friends. Don't paint the wood!)
Well, AT, you've finally gone and done it. THIS IS MY DREAM HOUSE. I love the older house mixed with more modern furnishings. That wood in the dining room is amazing!
I love your home and am envious of the lack of clutter!
I love the enamelware throughout the house and the outdoor rectangular table/cloth/airplants so much. The whole place is lovely!
absolutely lovely!
Beautiful - every detail is just perfect, especially those light fixtures. Also love how neat and tidy everything is :)
Even with an abundance of dark wood the place sparkles and gleams and looks so fresh and airy. I'm really appreciating the restraint. Sometimes less is truly more.
Absolutely perfect!
A lovely, lovely family home that respects the house!
Is it weird that I think there's something sorta "innocent" about this house? If it were a person, it would come across like they are the sweetest, nicest person in the world! :-) I tend to gravitate towards more color, but this style seems so complete without it to me. I love all the personal touches, especially the "For Like Ever" picture at the top of the stairs. Sweet house!
I have seen a lot of similar houses, and this is really the way to do it. If you put in a bunch of color and pattern, it all just competes with the wood and architectural details. This has such a lovely, light feel. Beautiful.
Beautiful! I have been ruthlessly editing for over a year and this gorgeous space inspires me to do more.
just lovely! thanks for sharing
I love how the staircase just spills into the living area.
Serenity, exlempified. Just lovely, and all the wood makes it so cozy.
I especially love your sweet dining table & your little touches like your cut flowers. Home is where the heart is, and this home is all about heart.
Well done to you with your beautiful smile and gorgeous space.
I aspire to such simplicity,but I know I never will be able to achieve it.I like stuff too much.But if I could,Id want it to look just like this. I would paint the table and chairs in the dining room white,though I know thats not practical with little ones. I think itd look like an art installation!
The love really shows here, a beautiful, intentional home, with plenty of heart. Thank you so much for sharing, and may your days there be filled with wonderful things!
is it wrong to get excited by house porn with people you know in it?
The little girls' room is so sweet. I like all the wood beams too.
I absolutely love this home. I especially like how she used the gray to cool down the warm wood tones. Really clever and soothing.
The set of drawers in the office! Where'd those come from?
Thanks for the peek.
Love the lack of clutter! More time to focus is on what matters most in life. Beautiful space :)
So lovely....! Do I dare to make a suggestion? Create a enclosure for the wide scree tv.
Screen it, cutaway with wood trim and then close it in with doors, slipcover it when not in use, trade in for a smaller one and buy an old radio console and retro fit it for a tv cabinet-I did this!
Swoon! So serene and lovely!
Dream home!
The thing I love most about this house is the way she has baskets and bins tucked into every corner. I'm sure even the baskets were tidied up for "picture day", but it reminds me that even professional organizers keep little drop zones all over the house in order to keep things tidy. I have a tendency to want to put everything into it's place right away -- and then the mess overwhelms me because I can't keep every toy block in the "block" bin and every transformer in the "transformer" bin. Great reminder that sometimes we have to just toss it and forget it!
Elegant simplicity...
Gorgeous! Congrats Shira & Jordan! Your color palette is perfect; these are the same colors I'll be using in my home.
This must be the Calmest. House. On. Earth..;;Nicely done!
I love your home! It is gorgeous! I think it's perfect the way it is - adding too much colour would detract from its soothing charm.
I noticed it too! If it were built at a sharper angle to the first floor, it just wouldn't look as nice. I think that's the trick to a detail you've just made me realize I appreciate.
Beautiful, from top to bottom. Everything. Well done, Shira!
Calm, charming, warm and welcoming. Perhaps my favorite house tour ever. Stunning.
Even though I am always distressed by the sight of hides on the floor, I must say your home is charming and soothing and you have a lovely family.
Wowee!!! Nuts about all of it. That dining room built-in is amazing. You have done a terrific job with color, organization and mixing it all into the bungalow. Loving the task lighting in the kitchen.
Beautiful home ! Your dining area is to die for ! Can you post the source for the bathroom sink? Thanks !
Such a calm and relaxing home, all the dark wood with the light walls and accents, its a perfect combo. Those light fixtures in the kitchen are amazing!
This is a lovely house, I cannot believe they have only lived there 4 months! I do want to point out that this is not a "Traditional-Style" home, but clearly a Craftsman... two very different styles of architecture!


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SourcesChris Skinner: 'Congratulations, you've become a Goldman Sachs partner' http://t.co/UgZ4le3w
moneyscience: Goldman high-flyers await phone call after secretive, brutal selection process that involves no interview @jilltreanor http://t.co/83MWwLzM
Tim Coldwell: "@moorehn: How do you become a Goldman partner? Like so. http://t.co/ObuEKWgC" #browsings
Heidi N. Moore: How do you become a Goldman partner? Like so. http://t.co/ikJHmEY5
Ex-Goldman trader charged with defrauding the bank of $118 million


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Why? How big will the next write down be?
Writedown does not mean actual money loss, it's a projected money loss. I.e. they've sold a billion worth surfaces (~300mil profits considering some blogs' research into manufacturing cost) and have inventory for 3 times as much, which they won't make a billion profits now, but rather more or less break even (the thing that Amazon was doing from the get go and doesn't plan to change any time soon).
I hope they can actually push Apple to integrate touch screens and push innovation along.
I got the Surface Pro in March and it quickly became my main work PC. I didn't plan it that way, but I just found it was so portable I took it places I would have never brought my big laptop.
The Surface Pro itself is quite good. The real problem isn't the product but how Microsoft chose to market it. Microsoft probably got every single customer who was to find a device that would allow them to dance while clicking the keyboard in and out. Unfortunately, that's a pretty small user group.
What they should have been advertising was a tablet that would also run all the programs people already owned – IE Office, Photoshop, etc. 90% of the world is already on the Windows platform. All those people could buy a new device and repurpose their existing software.
That's what I use my Surface Pro for and that's why I love it. It's marketing 101. Microsoft has a great story to tell, if only they would just tell it.
Can I load Windows 7 on it?
Oh, wait maybe Linux. Anything but Windows 8.1.
I don't need another paperweight or door stop. No thanks.
Digits delivers breaking news and insights about the technology landscape, including Q&As with newsmakers, product news and strategic moves. Send news items, comments and questions to firstname.lastname@example.com.
Content engaging our readers now, with additional prominence accorded if the story is rapidly gaining attention. Our WSJ algorithm comprises 30% page views, 20% Facebook, 20% Twitter, 20% email shares and 10% comments.


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Paul Villinski believes that "one generation's trash will be another's treasure."
He has rescued crushed beer cans from the streets of New York and transformed them, into beautiful butterflies . Just "a bit of movement in the air" can cause these delicate, one-of-a-kind butterflies to flutter.
The artist reworks crumpled aluminum beer cans into birds and butterflies andlost gloves collected from the streets of New York into glove wings / glove works , " images that suggest the possibility of change itself."
" Once they lie melancholic, now they are hopeful."


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Chocolate Candied Almonds
Photo: Annabelle Breakey; Styling: Karen Shinto
Time: 1 hour, plus freezing time. Caramel-roasted almonds covered in chocolate make the ultimate finger food.
Yield: Makes 6 cups
More From Sunset
Nutritional Information
Amount per serving
- Calories: 114
- Calories from fat: 60%
- Protein: 3.1g
- Fat: 7.5g
- Saturated fat: 1.4g
- Carbohydrate: 10g
- Fiber: 1.8g
- Sodium: 16mg
- Cholesterol: 4.2mg
- Cooking-oil spray
- 1 tablespoon corn syrup
- 1/2 cup granulated sugar
- 2 cups raw almonds with skins
- 2 tablespoons butter
- 12 ounces chopped milk chocolate
- 3 tablespoons Dutch-processed unsweetened cocoa powder
- 3 tablespoons powdered sugar
- 1. Spray a baking pan with cooking spray and set aside. Mix corn syrup, granulated sugar, and 2 tbsp. water in a 4-qt. pot. Bring to a boil; boil 2 minutes.
- 2. Reduce heat to medium-high, add nuts, and cook, stirring continuously; syrup will crystallize into sugar around nuts and become very sandy. Keep cooking and stirring until sugar starts to melt again and caramelize, about 5 minutes. When nuts smell toasted and all sugar has caramelized and is medium brown, remove from heat. Stir in butter. Carefully pour hot nuts onto prepared baking pan (reserve pot).
- 3. Spray tines of 2 forks with cooking spray. Using forks, stir and separate nuts until cool. Freeze nuts on pan 30 minutes.
- 4. Meanwhile, add 3 in. water to reserved pot; bring to a boil. Remove from heat. Put chocolate in a medium metal bowl and set bowl over pot. Let sit, stirring occasionally, until chocolate is melted.
- 5. Transfer nuts from freezer to a medium bowl. Pour half the melted chocolate over nuts; stir well to coat. Return nuts to baking sheet, spreading out and separating them. Return nuts to freezer until chocolate has set, about 20 minutes. Repeat with remaining melted chocolate.
- 6. Divide nuts between 2 bowls. Sift cocoa over first bowl, tossing gently to coat nuts. Repeat with second bowl, using powdered sugar instead of cocoa. Store nuts separately in airtight containers up to 2 weeks.
- Note: Nutritional analysis is per 1/4-cup serving.
My Notes
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Chocolate Candied Almonds Recipe at a Glance
- COURSE: Desserts, Candy
- MAIN INGREDIENT: Chocolate, Nuts
- DIETARY CONSIDERATION: Low Cholesterol, Low Sodium
- PUBLICATION: Sunset
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Most shocking moments in music
Sinéad O'Connor's Papal attack
Years before Marilyn Manson ripped up a Bible onstage at a Nine Inch Nails show in Salt Lake City, Sinéad O'Connor courted religious controversy by ripping up a photo of Pope John Paul II on live TV. The Irish singer appeared on Saturday Night Live in October 1992 to promote her then new covers album Am I Not Your Girl?, singing Success Has Made a Failure of Our Home and Bob Marley's War. It was after singing the latter song that she did what she did, adding, "Fight the real enemy." O'Connor was subsequently banned from the show for life, and her career went off the rails.
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Guest Artist in Residence
The Clay Studio accepts Guest Artist In Residence applications on an ongoing basis. Review will occur on April 1st and October 1st.
The Guest Artist in Residence program is open to any artist whose primary medium is clay.
Since 1992 the Clay Studio's Guest Artist in Residence program has hosted artists from over thirty five countries including Anguilla, Australia, Belgium, Canada, China, The Czech Republic, England, Finland, France, Germany, Greece, Hungary, India, Iran, Ireland, Israel, Italy, Jamaica, Japan, Korea, Latvia, Lithuania, Mexico, Peru, Puerto Rico, Romania, Russia, Sweden, South Korea, Spain, Taiwan, Wales, and the United States.
View a list of current, upcoming and past Guest Artists-in-Residence.
The Guest Artist-in-Residence Program provides:
- A 12 x 12 ft. studio housed within our school on the third floor of our building.
- A fully furnished 1 bedroom apartment across the street from The Clay Studio
Residencies vary from 4 to 8 weeks, but both shorter and longer residencies have occurred to accommodate an artist's schedule or to allow for a larger project. Some technical assistance is provided, but this program is designed for artists to work independently.
Artist Requirements
Each artist is required to leave one work for the permanent collection, present an evening slide lecture for The Clay Studio community, and accompany the Claymobile outreach program and/or offer demonstrations in the Studio's classes. These obligations usually amount to no more than four hours each week. When appropriate, workshops are offered by the artists for an additional honorarium. Artists may be requested to present slide lectures to nearby university ceramics programs (honoraria are arranged by the universities). The artist is responsible for his/her own travel to and from The Clay Studio.
Interaction with The Clay Studio Community
The program has very little structure by design. Artists are provided with keys and may choose to work when they find it most advantageous. Artists are expected to be open to the questions of Clay Studio students and artists. While at The Clay Studio guest artists enjoy ample contact with people working at all levels in ceramics.
Works Created During the Residency
Aside from the piece selected for the permanent collection, works created during the residency are the property of the artist. All work created over the course of the residency may be shipped to the artist at their own expense. Work left for sale with the Gallery or Shop shall become the property of The Clay Studio or will be returned to the artist at their expense after one year. The Clay Studio retains 50% of any works it sells for guest artists. Shipping arrangements must be made prior to the end of the residency.
Application Process
The Clay Studio will begin accepting applications for 2015-16 on Feb 1st, 2014.
Application Deadline is Monday April 15th. We also have several openings for calendar year 2014.
A complete application must include the following:
- Personal contact information
- Resume
- Website (if available)
- Artist Statement
- A personal statement (tell us everything you want us to know about yourself including your reasons for applying for a residency)
- 10 digital images
- A corresponding image list that includes the following: image number, title, medium, size, and date.
Please mail (or email) all application materials to
Garth Johnson, Guest Artist Application, 137 N 2nd Street, Philadelphia, PA 19106, USA
Selection Process
Artists are chosen by the Curator of Artistic Programs. The Clay Studio reserves the right to invite artists that did not apply thorough this formal application process. The program is intended to include artists from a variety of stages of career development, as well as including artists from as many geographic locations as possible.


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Woken Furies
- Publisher: Gollancz (UK) / Del Rey (US)
- Publication Date: March 2005 (UK) / May 2007
Takeshi Kovacs has come home. Twice.
The gains of the Quellist revolution are lost. The First Families, corporations and Yakuza battle to exploit even the dregs of Harlan's World. And Kovacs has returned to extract revenge for his murdered dreams. As, it is whispered, has Quellcrist Falconer…
Mutterings of a second rebellion stir in a maelstrom of political intrigue, and in the technological recesses of machine-infested New Hokkaido, fostered by a fragile craving for Quell's return from the dead an dthe freedom of Harlan's World. But when faced with a kernel of defiance the First Families act, bringing a savage young Envoy called Takeshi Kovacs out of storage to up-root the rebellion and crush it…
Only one thing is certain: someone called Takeshi Kovacs is going to have to die. For good.
Author's Notes:
Welcome home, Kovacs. This was a conscious attempt to get back to the roots of who Takeshi Kovacs is and what makes him tick. It's also a fuel injected sprint around the planet that brought him into being. Politics, religion and nostalgia – Kovacs will go through them all like Angelfire if they get in his way, but this time around there might just be something other than despair at the bottom of the mix when he's done.
Probably the Last Kovacs Novel, so like any good single malt or a Scottish west coast sunset, savour it as it goes down.


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Credit unions of many different asset sizes have been proving they can market and manage credit card programs successfully.
Austin CU to use Wisconsin-based CUSO's services to offer private student loans.
Another credit union announced last week that it was taking a step in the direction of removing tellers from its branches.
Move to teller-less branches seen picking up speed.
University FCU in Austin working with Diebold to deploy automation in new branches.
As members contemplate the moves they need to make with their investment plans in light of layoffs and market fluctuations, are those credit unions that have yet to enter that realm really losing out?
Getting members gained through indirect lending to become full members or multiproduct members has always been an issue of debate,


text:
Terrass Hotel - Paris, France
Perched atop the hill of Montmartre, one of Paris's most artistic neighborhoods, the Terrass Hotel shares its charm between the aesthetic art deco interior, the admirable services provided and the abundant benefits of its enviable location. It comprises 98 elegant rooms, a stylish piano bar opened in a superb terrace with incomparable views over Paris and a tastefully decorated restaurant where guests can indulge in a wonderful variety of traditional French dishes. A perfect backdrop for your Parisian adventure, be it romance or not.
Mandarin Oriental - Jakarta, Indonesia
Mandarin Oriental Jakarta has served as one of the most refined meeting venues in Jakarta since its opening in 1978, and is now the most luxurious and contemporary hotel in the city having undergone a comprehensive renovation and reopening in 2009. The property offers 272 spacious guest rooms including 24 suites, all designed in a classic contemporary style by renowned design firm Lim, Teo and Wilkes (LTW), who infused modern facilities with the Mandarin Oriental Hotel Group's Asian heritage while combining it with Indonesian influence.


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Ben Golliver's post on Boston Celtics | Latest updates on Sulia
Celtics coach Doc Rivers remembers losing the 2007 Draft Lottery, missing out on Greg Oden and Kevin Durant, but acquiring Ray Allen and Kevin Garnett instead: "I don't even remember 2007... I think at the time we were obviously were hoping to get No. 1 and knew we probably would not. And we didn't. Thank goodness. It all worked out for us."
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Reader Comments (Page 1 of 1)
Zanthexter said...
No need to make Drunken Stupor complicated if you have a flying mount. You can just dispell your flying mount above water and you can fall just about forever and take no damage. Well, you gotta land IN the water, but other than that, nothing to it.
It can be a fun way to liven up some quests, for example, "A Worthy Weapon" has a circle of hyacinths in the water that make a handy target :)
Microtonal said...
Doubtful. I assume this works the same way as "Going Down," in that it doesn't count if you land in water.
BTW, I got "Going Down" after accidentally falling off the top of Whisper Gulch, just north of Westguard Keep in Howling Fjord.
Zanthexter said...
Yeah, I was wrong, you gotta land and take damage. I did it jumping off of the Scryer elevator. You gotta jump at an angle, to land on the main pavement, not the bridge (to high) or Lower City (you die).
The Synthebrew Goggles did count as "being drunk" though.


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Anh-Chi: So I'm back home in Sacramento, after having spent several weeks in southern Cali. It was nice spending time with my family; I don't get to see them very much, so I always love reuniting when I get the chance. I especially enjoyed bonding with the kids, including my nieces Camille and Demi and my nephew Ryan. They're all soooo much fun, and full of vibrance and energy! Demi is 3 years old, and blossoming into a beautiful toddler. She's starting to talk a storm in Vietnamese, and I'll painfully admit she's getting better at her language skills than I am! Sometimes she'll blurt certain words that I don't even recognize!
I know, I know ... I should practice my Vietnamese more often so I can set a good example for my own future kids ... It's hard though, since I've grown up speaking English most of my life.
And then there's Ryan, who's just 4 months shy of turning 2 years old. He loves his plush monkey stuffed animal, and just "monkeying" around. Oh, and did I tell you that he loves to dance? He'll turn on his own music, and start dancing away with the cutest grin on his face. I didn't get to tape that moment, but I kept on laughing so much because it was so adorable. He couldn't understand why I was getting such a kick out of it ... kids, they do the darnedest things! My family and I were gathered around him, sitting inside his playpen, and just admiring his every move.
I haven't felt this kind of warmth in a really long time; truthfully it's been 8 years since I've experienced the joys of bonding with family and a new baby. I can now vividly remember what it was like living with my niece Camille. It was 3 women raising a little baby together (my aunt, mom, and myself). I can't tell you enough how amazing those years were. We all had the privilege of watching Camille grow -- uttering her first word, taking her first step, playing her first piano note, and many other special moments. For the first time in my life, I felt this overwhelming sense of purpose and bliss. Camille was my little angel, and brought an indescribable amount of happiness into my life. I was always mesmerized by her sheer cuteness, and loved kissing her fresh-smelling skin, especially her tiny hands. I was so consumed with spending every minute I could with her, that I couldn't focus on school sometimes. That's how distracting she was ... I can only imagine what it'd be like having my own baby!!! I can't pinpoint why Camille made such a powerful impact on me, since I was only 18 at the time. My maternal instincts just kicked in, and I love her as though she's my own (even to this day). My husband and I have even agreed that if Camille ever needs a caretaker in the future, we'd be happy to become her guardians. Camille even said she'd love to stay with us for an entire summer!
I'm now yearning for that incredible sense of love once again. I can honestly say it's one of the greatest loves a woman can experience. The more you give, the more the child gives back. At the end of the day, that's what really matters. You can have the most successful career, and greatest luxuries, yet still feel empty inside. Loved ones give you true purpose and fulfillment though ... and that's absolutely priceless.
Connect with Anh-Chi in the momlogic community.
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Welcome to the website of the Association of Pension Lawyers
The Association of Pension Lawyers (known by its members as the 'APL') is an association established and run by lawyers who specialise in UK pensions law. It is non-profit making. The APL is currently made up of more than 1100 lawyers who practise pensions law in the UK, many of whom are leading individuals in the field.
The website is a resource which is free to APL members, where they can access all APL materials including:
documents and conference papers produced by our members
event information about upcoming APL events across the UK
information about the APL: how practicising pension lawyers can get involved
To find out what events are coming up, please go to the Events Diary, where you can also find registration forms for events which catch your interest.
The Library contains speaker texts and slides from annual and summer conferences, evening seminars and case law forums (including those organised by the regional groups) going back almost 30 years, as well as correspondence, articles, a full set of Pension Lawyer and the entire 'Information to Members' service. All documents are available in high quality, searchable pdf. Just click on the Library and use the search engine to find what you are looking for.
To stay up to date, we suggest you subscribe to two RSS feeds: one will let you know whenever a new document is added to the Library, and the other will keep you up-to-date with topical news from the APL.


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CNET checks out Asus' high-performing phone-plus-tablet combo, which will make its way to the US though AT&T.
Hands-on with the 15-inch version of Samsung's Ativ Book 9, which includes hardware for lossless music playback.
The Motion LS800 promises full-fledged tablet computing in a paperback-size package--but it's expensive.
A detachable 2-in-1 hybrid with a clever magnetic hinge.
By attempting to shoehorn an affordable 13-inch laptop-tablet into a crowded market, the Toshiba Satellite Click ends up as a compromised, underperforming mess.
For sharing files across platforms, Dropbox is a must-have that's incredibly easy to use with a quick, free download and minimal setup time.
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With Centrino technology and the largest screen size of the slate-style tablets, the M1300 Tablet PC makes computing easy for mobile workers.
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With the largest screen of the new "slate" tablets, Motion's M1200 makes computing more personal and mobile.
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For parents looking to keep peace in the backseat when it comes to kids fighting over the tablet, here's a simple, affordable solution.
If you would like to go back to your early days of learning math using pencil and paper, this app lets you relive those moments, writing math expressions naturally while delivering solutions immediately.
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Book Details
Beauty of Humanity Movement -- Paperback
Publisher : Atlantic Books
Published Date : 2012/04
Binding : Paperback
BookWeb Price : MYR 47.37
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"They say that the history of Vietnam can be found in a bowl of pho, and from his handcart- kitchen, Old Man Hu'ng makes the best in all Hanoi. But a striking young Vietnamese-American woman - Maggie Ly - wants more from him than a bowl of soup. Just a young girl when Saigon fell, Maggie fled with her mother to America, leaving her dissident father to an uncertain fate. Now in her thirties, she has returned to the country of her birth in the hopes of discovering what became of him - and Hu'ng may hold the key. Maggie's guide through Hanoi is Tu, a street-smart young man as fluent in the ways of Western culture as he is governed by his own. Together the old man, the returning daughter, and the young entrepreneur become unlikely friends and allies; and as their stories gradually unfurl, each adds a new layer to another largely untold story: the story of modern Vietnam."how we plan for the future, as well as understand the present-an argument that has important implications in politics, business, marketing, and even everyday life."
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UFO Sightings Brilliant Footage Captured Possible TR3B? September 2013 Watch Now!
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Three people are under arrest in what authorities called a suburban sex trafficking 'house of horrors.'
The crimes occurred at a home in suburban Schiller Park and the victims were homeless women.
Cook County prosecutors say that Keith Williams, Roman Kurek and Sylvia Topolewski kept a half dozen women hostage, forced them to prostitute themselves.
They were also threatened, beaten, locked up without food for days and were given, and then deprived of drugs.
The suspects are all charged with involuntary servitude and sex trafficking.
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Big Bob Gibson's Chicken with White Barbecue Sauce
Photo: Marcus Nilsson
More From Food & Wine
Recipe Time
15 Minutes
Total: 50 Minutes
- 1/2 cup hickory wood chips
- 1 chicken, cut into 8 pieces
- Vegetable oil, for brushing
- Salt and freshly ground black pepper
- 1 cup mayonnaise
- 1/2 cup distilled white vinegar
- 1/4 cup apple juice
- 1 teaspoon prepared horseradish
- 1 teaspoon fresh lemon juice
- 1/4 teaspoon cayenne pepper
- Light a gas grill. Wrap the hickory wood chips in heavy-duty foil and pierce the packet all over with a skewer. Add the foil packet to the grill. Cover and let the wood chips begin to smoke, about 5 minutes.
- Brush the chicken with oil and season generously with salt and pepper. Grill the chicken, covered, over moderately high heat, turning and shifting the pieces occasionally, until lightly charred and cooked through, 35 to 40 minutes. Transfer to a platter.
- In a medium bowl, whisk the mayonnaise with the vinegar, apple juice, horseradish, lemon juice and cayenne and season with 1 teaspoon of black pepper and 1/2 teaspoon of salt. Transfer the barbecue sauce to a pitcher and serve with the chicken.
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Big Bob Gibson's Chicken with White Barbecue Sauce Recipe at a Glance
- COURSE: Main Dishes
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Oregon Scientific Professional Wireless Weather StationItem # HN-ORS035
- Indoor/Oudoor with humidity
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- Forecast the weather
- Wind, rainfall, dew point, windchill and heat index
- Atomic Clock
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No manuel and can't install windows 7 not available on disk provided no phone number for help. Do not buy if you have windows 7 or need help. No real tech support number any where. You have to email and then wait.
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5 High-Yield Stocks Due for a Squeeze
Rogers Communications
As one of Shaw's direct competitors, Rogers Communications (RCI) deals with many of the same challenges that Shaw is facing right now -- and a massive short interest ratio.
At present, short-sellers have shoved Rogers' short ratio to 58.42 for shares of the stock's U.S.-traded equity. Rogers is ahead of Shaw in one respect: The company is already Canada's largest wireless provider. That market positioning means that Rogers is able to take advantage of major cross-selling opportunities among its sizable subscriber Rolodex.Shares have already posted double-digit gains this year as management continues to plow a massive chunk of free cash into share buybacks and dividend checks. With a nearly 4% yield and similar financial health to its peers, Rogers looks like a reasonable risk/reward situation right now. Rogers is one of TheStreet Ratings' top-rated wireless stocks.
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Three Ways to Develop a Lifestyle of Generosity
- Monday, August 29, 2011
- Sponsor a family by filling their pantry with your extras.
- Contribute food to a local church or food bank.
- Help support overseas ministries.
- Give Angel Tree gifts at Christmas.
- Fill an Operation Christmas Child box.
- Participate in Toys for Tots.
- Provide for men and women at area shelters.
- Contribute to friends who are adopting orphans.
- Sponsor people on mission trips.
- Buy postage to send expired coupons to military families overseas.
Some of the items above we live out and many are ideas I have gotten from readers. Specifically, end-of-season sales bring great prices on everything from clothing to toys. Use these sales as opportunities to stock up on gifts for Angel Tree, Operation Christmas Child boxes, and Toys for Tots events. If you play the drugstore games, which frequently garner you free or inexpensive toiletries and cleaning items, use them to fill gift baskets for nursing homes, shelters, orphanages, or missionaries.
Generous with Your Talents
What have you been gifted with? What talents do you have? Can you play an instrument or sing? Are you good at accounting? Do you own a business that provides a valuable service? Are you an excellent couponer or a wonderful cook? There are many ways to give of your talents and many who can benefit from them.
Take your talents and give them back to God. I encourage you to ask Him what He'd have you do with what He gave you. How could you use your God-given gifts to give back to others? I don't believe God gives us talents for ourselves. I believe he gives them to us so we can serve others and show them the love of Christ. After all, that is our job here on earth, right? It's all about keeping it in perspective.
It is more blessed to give than to receive. Acts 20:35
Excerpted from the soon-to-be-released book Saving Savvy: Smart and Easy Ways to Cut Your Spending in Half and Raise Your Standard of Living ... and Giving! (September 2011, Worthy Publishing).
Kelly Hancock left a successful career in the corporate world to stay at home and raise a family. In the process of adjusting to a radical drop in household income, she discovered a treasure trove of secrets and strategies for saving money, buying smart and experiencing the joy of giving. She began a blog - FaithfulProvisions.com - that became wildly popular, receiving thousands of visitors each week. Kelly is now a frequent guest on radio and television programs. She and her husband, Bradford, have two children and live in Nashville, Tennessee.
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I swear, I'm done.
Your face, Jon. Don't ever stop being you.
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Red Steel - WII - Preview
E3 2006 Hands On Preview
When Nintendo's entry to the next-gen ring hit with it's extremely different controller (namely a remote control) many critics were quick to report that the death knell for Nintendo had in fact sounded. However, people with a fair amount of clout within the industry embraced Nintendo's decision for a fully interactive game experience as (not to beat a dead horse) a revolution. Ubisoft is one such company, and has decided to take Nintendo's offer to create completely new gaming experiences for their platform. Their first entry will be a first-person shooter called Red Steel.
Red Steel looks much like your standard first person shooter, albeit one with a Yakuza theme that sends you to modern Japan and gives you not only guns but also Katana swords to do your business. However, the game will control like no other FPS before it, giving you the ability to point your gun and peek around corners much as you would in real life. You can also swing the controller around like a samurai sword once you have one armed, blocking effectively and attacking your foe.
While the development team has only had their dev kits for about three weeks (they've handled most of the development so far with PCs and the ideas that Nintendo has presented them with for the hardware), they still had quite a lot to show for it. The playable build for the game presented some of the gameplay elements for the game and was basically a tech demo of what the game will be able to offer, but all in all Red Steel looks to be the kind of game that will be able to effectively showcase just what Nintendo's system is capable of.
The story in Red Steel follows a young San Francisco man as he courts a Japanese American woman. When he goes to ask the girl's father for his approval, the girl is kidnapped and the father is mortally wounded by some Japanese Yakuza. It's then revealed that the father is actually a Yakuza head himself, and he imparts his katana sword to the young man and charges him with rescuing his daughter. You then head to Japan to not only fight the Yakuza, but also gain their respect and rally the gangs of Japan to support your cause.
The gameplay in Red Steel will be mainly focused on the control, which admittedly takes some getting used to. An early part of the game will be centered on eating with your girl, an act which requires you to use the Revolution's unique control scheme to eat. Eventually, you'll get used to the new way of playing, at which point you'll be able to move on to guns and swords and so on.
While the hands-on demo didn't showcase the swordplay (:-( ), a pistol was given to the player and a target range was presented. The game used the "nunchuck" control scheme, using the analog stick dongle which hooks into the bottom of the controller, using one hand to control your character and the "remote" to aim your gun around. Since the controller is gyroscopic, you can tilt it at a ninety degree angle and your character on-screen will respond and hold the gun John Woo-style. You can also tilt it this way to peek around corners without getting shot.
Aside from just shooting and slicing, you'll also have grenades at your disposal. Still utilizing the Revolution's controller, you can either swing the controller differently in order to lob grenades underhand or overhand.
Given the enormous potential presented in the game, Red Steel could be just the kind of revolutionary gameplay experience the FPS genre needs to stay fresh. Look for it to hit at the time the Revolution launches.


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Friends of the High Line
> Presentations From Two High Line-Based Education Programs
The unique nature of the High Line structure, its history, and efforts to reuse it, make it a valuable tool for teaching New York City students about history, architecture, planning, and preservation. FHL conducts its own education program, working directly with high school teachers and students in the High Line neighborhoods, and this year two major non-profit cultural institutions have initiated High Line teaching programs. FHL has been actively involved with Cooper-Hewitt's "City of Neighborhoods" program, inspiring New York City high school students to create reuse proposals for the High Line. Dia:Chelsea and Eyebeam, meanwhile, have joined in their "New Media Collaborative" program to work with students from Bayard Rustin High School for the Humanities to create High Line-themed digital art projects in Web design, sound, performance, and video art. This month, "City of Neighborhoods" and "New Media Collaborative" both present student work:
New Media Collaborative: Exploring the High Line
Friday, May 14, 4:00 – 6:00 PM
541 West 21st Street (10th — 11th Avenues)
No RSVP required
A City of Neighborhoods: Designing the High Line
Tuesday, May 25, 7:30pm – 9:30pm
The Aurora Gallery
515 West 29th Street, 2nd Floor (10th – 11th Avenues)
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Off the Record
hosted by Mary & Aaron
Nov. 22, 2013Nov - 24 - 13
An in-studio with Teammates, Cat People records (because everybody should be a cat person), new Glow Mechanics, and the usual local goods.
BLNXFest 2Nov - 18 - 13
Radio K sponsored BLNXFest 2 at Cause Spirits and Soundbar this past weekend. To release their new album, BLNX curated the two nights of local music including sets from Frankie Teardrop, Gloss, Wiping ...
Off the Record: Nov. 15, 2013Nov - 17 - 13
An in-studio with Hardcore Crayons, BNLX Fest weekend, and lots of music out of Ecstattic Studios
Off the Record: Nov. 8, 2013Nov - 10 - 13
A killer in-studio with France Camp, lots of Forged Artifacts talk, and much more.


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Since the Strokes, LES cool has often been bought but never authenticated. Ryan McGinley muse/ambisexual art student Lissy Trullie is the latest sanguine singer to emulate the Bowery on her EP Self Taught Learnerand tonight's showcase is the best opportunity to perfect her haughty demeanor, scored to a lounge kiss cover of Hot Chip's "Ready for the Floor." Praised by Courtney Love on MySpace and captured on video by Richard Kern, who cares if Trullie only has five songs? Forget your aesthetic theory and let the music be your guidesometimes style is substance. With Mike Bones and Xylos.
Mon., Dec. 14, 8 p.m., 2009


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Make your product go viral world-wide
Musicians, Authors, Shops and other companies are using Pay with a Tweet to promote their content
More than 6,734,234 people globally have paid with a Tweet or Post so far.Create your free Campaign


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Danner - Local Area Photos and Information
Local Area Photos | Local Business Directory | Local Real Estate | Local Employment Center
Danner is a populated place located in Malheur County at latitude 42.944 and longitude -117.34.
The elevation is 4,232 feet. Danner appears on the Danner U.S. Geological Survey Map. Malheur County is in the Mountain Time Zone (UTC -7 hours).
Malheur County: Cities & Towns | ZIP Codes | Schools | Features (airports, churches, hospitals, etc.)
BOUNDARY MAPS: | Jordan Valley Division | Malheur County
Danner - Searchable Map, Aerial Photos & Driving Directions
|BIG Map |
Driving Directions |
Data Source - USGS GNIS FID: 1136202
BOUNDARY MAPS: | Jordan Valley Division | Malheur County
Nearby Cities, Towns & Census Designated Places
Danner, OR
(< 0.1 mile)
Arock, OR (9.6 miles WSW)
Jordan Valley, OR
(14.6 miles E)


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Ask any athlete who participates in a team sport about the difference between success and failure, and team chemistry will ultimately enter the discussion.
It is the elusive, hard to grasp ingredient that can make or break a team.
NCAA gymnastics championships
At Birmingham, Ala.
Friday, noon » Georgia, Stanford, LSU, Oklahoma, Michigan, Illinois
Friday, 6 p.m. » Utah, Alabama, Florida, UCLA, Nebraska, Penn State
Saturday » Super Six, 5 p.m.
Sunday, April 20 » Individual finals, 1 p.m.
|Join the Discussion
|Post a Comment
But how do teams get it and what helps it grow? The answer to that question is as intangible as the thought of team chemistry itself.
It's virtually impossible to measure the impact of a concept based on emotions, although some are trying. A sports analytical company called SyncStrength is experimenting with biofeedback markers to try to measure performance and behavior among teammates to develop patterns of successes and failures.
Such efforts are becoming more popular as the connection between physical ability and emotional ties among teammates is valued in a team's success. After all, what better place to gain an advantage over an opponent than in the mental arena?
"It is a huge element," said psychologist Nicole Detling, who works regularly with University of Utah athletes. "When you have everyone working hard toward one goal, it is going to make you that much stronger as a team because everyone is there to lift each other up."
In the case of the Utes, the gymnastics team made a much more conscious effort of building bonds with one another this season after last year's disappointing results.
Talent and consistency were certainly an issue, but chemistry, or a lack of it, was also blamed for Utah's struggles.
"College sports are interesting," senior Mary Beth Lofgren said. "You throw a bunch of people together from all different parts of the country, even the world, and you hope it works out. It can be tough to do. Luckily this team has great chemistry. We like being with one another."
That wasn't always the case in the past, despite some of the coaches' best efforts.
They've held team bonding events, social gatherings and made other attempts to build team chemistry in the past and it hasn't worked, coach Greg Marsden acknowledged.
"I've been there before and it has been pretty miserable," he said. "I've been where I've had to battle at times to get them off their cellphones at the table, and we've had to work hard at everything that normally keeps a team together and it just hasn't happened."
Marsden likened the situation to being in a marriage because "if you think you can change people, you are making a big mistake — you just have to accept them for who they are."
To that end, chemistry is so important to the Utes that Marsden says there have been times when he has stopped recruiting one athlete or another because he got a sense they wouldn't fit in with the rest of the team.
"Talent is still your best overall factor," he said. "But chemistry matters."
Nevertheless, despite his best efforts at recruiting and team building events, the Utes — and they're not alone here — simply didn't have much in the way of team spirit the past few seasons.
Senior Hailee Hansen didn't want to end her career this year on such a team, so she took some big steps. She talked to former Utah gymnasts such as Jessica Duke, who were on successful teams, and met with her teammates and coaches.
What she learned is the winning teams all had a commonality of cohesiveness — where everyone wanted to win. As for last year's team, which finished ninth? There was no such persistence.
"She told me she wanted to bring that back," Utah co-coach Megan Marsden said.
Forming a workout buddy system was one of Hansen's most successful efforts. Goals are written on a board every Monday by the gymnasts. The buddy system holds them accountable.
"It has made us more supportive of each other," senior Mary Beth Lofgren said. "Whether we are in the gym our out it has made us care more about each other."Next Page >
Copyright 2014 The Salt Lake Tribune. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Shooting Is No. 2 Cause of Kids' Injury Death CDC Study Shows Firearm Homicide Rate Is Higher in Large Metropolitan Areas WebMD Medical News By Denise Mann Reviewed by Laura...
Click here to read the full story.
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Find Out Who Sarah Jessica Parker Really Is
Sarah Jessica Parker and Susan Sarandon are both slated to star in a new reality series for NBC called "Who Do You Think You Are?"
Based on the BBC hit reality series, "Think" will chronicle celebrities as they explore their ancestral history. The show will be produced by Lisa Kudrow's company Is or Isn't Entertainment in conjunction with the U.K.'s Wall to Wall productions. "This show personalizes history and turns it into a gripping narrative," said Kudrow. "The most striking thing about the show is the realization of how connected we all are."
Viewers will get an opportunity to witness these celebrities make personal discoveries about their family ancestry. As the celebrities discover who their relatives are, the show will also weave in and expose how the lives of everyone's collective ancestors' have shaped world history.
"No other program gives this unique glimpse into the personal lives of celebrities or takes viewers on a quantum leap through history in such an entertaining way," said Paul Telegdy, Executive Vice President, Alternative Programming, NBC and Universal Media Studios. "We are thrilled to have Lisa, Susan and Sarah Jessica kick off this groundbreaking series."
Additional celebrity participants will be announced shortly.
"Who Do You Think You Are?" premieres Monday, April 20th at 8PM.
|Celeb Mom Progressions
|Crushes Then and Now
|Jessica Simpson , Fit or Fat?
Genealogy research is not that hard to do, and you can accomplish a lot by just devoting an hour a week from your home computer or during your lunch break. My podcast Family History: Genealogy Made Easy is a step by step tutorial that you can listen to online or on your iPod. I hope after this program airs that more and more people will want to climb their own family tree!