text:
The best stock for the global food crisis
The emerging middle class means soaring demand. This little-known company offers an intriguing options play and solid long-term potential.
Despite the ongoing technological revolution in farming, Mother Nature has her limitations.
Nutrient-rich topsoil continues to erode, limited water resources remain depleted, and natural disasters continue to wreak havoc on production.
Compounding those issues, demand worldwide -- particularly from emerging markets -- is projected to increase drastically in the next few decades.
The United Nations estimates that the global population will grow from 7.2 billion to 10 billion over the next 30 years. That growth will come mostly from emerging markets. The population in developed countries is expected to stay about the same at 1.3 billion, but the combined population of the 49 least-developed countries is expected to double, to 2 billion.
That sets the stage for the emergence of a 3 billion-person global middle class that is going to need a lot of food. The U.N.'s Food and Agriculture Organization (FAO) projects food production will have to increase almost 70 percent in the next 30 years just to keep pace with demand.
Cashing in on a global food crisis
But investing in food companies is a terrible way to invest in the growing demand for food.
That's because rising prices at the grocery store are due in part merely to food manufacturers passing along higher input costs for ingredients to their customers. Higher input costs compress margins and mute the impact of revenue growth. And that ends up hurting food companies just as much as it hurts consumers.
A better way to cash in on growing demand for food is to invest deeper in the supply chain -- with a company that can benefit from rising commodity costs.
The company I have in mind is also in position to capitalize on high-growth emerging markets. That makes it a great way to cash in on growing demand for agricultural resources.
Bunge (BG) is one of my favorite agriculture stocks.
The company specializes in buying, storing, transporting and selling agriculture commodities such as corn, beans and wheat. That makes Bunge a major supplier of ingredients to some of the world's largest food manufacturers and a key player in the global food supply chain.
It also gives Bunge unique pricing power.
Unlike food companies, Bunge actually stands to benefit from rising commodity prices. As a wholesaler, Bunge operates as an intermediary between agriculture producers and food companies. That gives it the scale to negotiate lower costs from its suppliers while at the same time driving higher sales volumes on the commercial side of its business with competitive pricing.
Bunge is also in position to capitalize on high-growth emerging markets. It's already a major player in South America, particularly Brazil. Bunge's agribusiness division, which accounts for about three-quarters of the company's revenue, has more than a third of its operating capacity located in South America and 12 percent in Asia, with operations in China, India and elsewhere throughout the Asia-Pacific region.
Its second-largest division, sugar and bioenergy, owns eight sugarcane mills in Brazil, making it one of the world's largest sugar producers. Sugar prices have been in a historic bear market for the last three years. That has weighed on the division's performance -- but sugar prices are back on the upswing.
There's also a short-term catalyst in place for Bunge: new CEO Soren Schroder. After taking the helm in the summer of 2013, Schroder has cut capital spending until financial results improve. He's also pursuing a share buyback program.
That attention to capital investing and expenses has Bunge on pace to deliver earnings growth of 34 percent in 2013 and another 25 percent in 2014. It also has Bunge trading just a pinch below its five-year high of $83.10.
But in spite of those gains, Bunge still looks like a great deal. Its forward price-to-earnings (P/E) ratio of 11 times is a discount to its 10-year average of 13 and 45 percent below its peer average of 19 times.
Bunge also pays a 1.5 percent dividend. That's not an eye-popping yield, but in a low-yield market, I'll be happy to take it.
Long-term pick -- short-term pop?
Clearly, Bunge is a solid pick for the long haul. But its shares are up about 20 percent in the past six months -- so I'm going to use one of my favorite options strategies to cash in.
Instead of buying shares near the all-time high, I am going to generate instant income by selling puts.
If Bunge continues to move higher, these options will expire worthless. That's good for us because it means that we'll have profited from Bunge's bullish trend with the income from our option without having to buy a single share.
Conversely, if Bunge falls below our strike price on the day our options expire, we'll be able to buy shares at a 13 percent discount from current levels. And since I'm bullish on Bunge's long-term outlook, that would be fine with me.
On Friday, Bunge closed at $81.50. This week, I recommend selling the BG APR 72.50 puts for $.70.
Selling these puts will generate immediate income of about $70 (each option controls 100 shares). This put will obligate me to buy Bunge at $72.50 if shares trade below that level on April 15.
Our April expiration is on the longer end of our target expiration between 45 and 60 days. But this trade is still well within our parameters and has a very high probability of success.
Although it's possible to buy long-dated options that expire in years, selling short-dated puts increases the probability the options I solid will expire worthless. I'm willing to accept the slightly lower premium that a short-dated expiration offers because I'd rather have lots of smaller winners than a mix of big winners and big losers.
My strike price of $72.50 is also close enough to being in the money to support a respectable premium while also carrying a low probability of actually being put.
Buying 100 shares of Bunge would cost $8,150. But to initiate the trade, I won't need the full $8,150. Most brokerage firms only require a 20% deposit to control the position. That puts my margin deposit for the Bunge trade at $1,630.
Action to take: Here's how the trade looks if the options expire worthless.
That 4.3 percent return in a little more than 90 days compounds out to an annual gain approaching 17 percent -- without buying one share of Bunge.
Here's how the trade looks if I am put shares of Bunge.
Earnings dates: Option premiums, just like stock prices, are affected by fundamental events. And an earnings report is one of the biggest. That's one of the reasons we'll always keep an eye on earnings reports for open positions. In this case, Bunge is scheduled to report fourth-quarter results Feb 13. With our option expiring in April, we'll most likely be holding our positions until expiration.
StreetAuthority LLC does not hold positions in any securities mentioned in this article.
More from StreetAuthority
- 3 Top Retail Stock Picks For 2014
- Sprint Wants T-Mobile, But This Stock Is An Even Better Buy
- The Shocking Words From Steve Jobs That Led To 390% Gains...
"NEW YORK- U.S. consumer sentiment slipped in its first January measure, weighed by lowered expectations among lower- and middle-income families, a survey released on Friday showed.
The Thomson Reuters/University of Michigan's preliminary reading on the overall index on consumer sentiment came in at 80.4, down from 82.5 in December. It was below the median forecast of 83.5 among economists polled by Reuters.
"Upper-income households benefited from continued strong gains in income as well as increases in stock and home values," survey director Richard Curtin said in a statement. "Low- and middle-income households were mainly concerned about lackluster growth in employment and income, and anticipated less improvement in long-term prospects for the economy."
First, the decimal point is off... I could see about 8% of America being "confident". The rest are preparing for the inevitable crash. Upper income households? You mean-- targets.
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
Stocks drift lower and bonds are hit as investors await the Fed. Prepare for higher volatility this week.
Top Stocks provides analysis about the most noteworthy stocks in the market each day, combining some of the best content from around the MSN Money site and the rest of the Web.
Contributors include professional investors and journalists affiliated with MSN Money.
Follow us on Twitter @topstocksmsn.


text:
Bar Code Art – Andy Warhol
This image of Andy Warhol is done entirely of small bar codes. If you have troubles believing it, jump inside this post to see proof and few more "zoomed" images. Amazing! Note, that the numbers given in each bar code represent pixel co-ordinates of that particular bar code.
- kaamona reblogged this from mobuki
- andylockheart likes this
- lucid-figures reblogged this from hey-shitjusthappens
- hey-shitjusthappens reblogged this from mobuki
- mobuki posted this

subset: commoncrawl


text:
OUT NOW: PMC036+37 - John Robinson aka Lil' Sci (Scienz Of Life) "Who is this man?" 2 x LP/CD. Produced By MF DOOM
Who is this man? The new album from John Robinson (Lil Sci of Scienz of Life) Produced entirely by MF DOOM. This is album is done in the brilliant classic story line fashion that MF DOOM is known for. The album itself is an Audio-biography of the mind and heart of a man name John Robinson and his stealth quest to uphold Hip Hop Culture to the fullest. Check out this dynamic release and find out Who is this man? John Robinson!. All Music Produced by MF DOOM. Scratches and Cuts by DJ Rhettmatic of the World Famous Beat Junkies!!
Exclusive Song "Sorcerers" Feat. MF DOOM and Invizible Handz (*Bonus) on Vinyl & CD! The CD Version included Videos from "Outta Control" & "Invisible Man"!
Artwork By Gordon of Beta Bodega Coalition Europe & Sushi.TV (Russian Federation – PMC).
Release Date: 14th of November!
Project: MoonCircle
John Robinson Project official Website
John Robinson Project on MySpace
Please watch out for the HHV.DE special – CD or Vinyl + Free Shirt
BETA BODEGA COALITION WORLDWIDE Exhibition 2008 / GERMANY TOUR
BETA BODEGA COALITION WORLDWIDE Exhibition 2008 / GERMANY TOUR
with La Mano Fria (Beta Bodega, Botanica Del Jibaro & Arepaz), Gordon (HHV.DE, Project: MoonCircle & Beta Bodega Europe) & Sushi.TV (PMC).
Live Show by Mr Cooper (Ex Lex Rec. / Project: MoonCircle) & Graphic live performance by La Mano Fria, Gordon & Sushi.TV!
Beta Bodega Coalition MIAMI 2 BERLIN!
Theme: Silent In Truth & Arepaz Immigrante Orchestra!
17/09/08 At Intoxicated Demons, Berlin
Intoxicated Demons Gallery
18/09/08 At Altes Wettbüro, Dresden
Altes Wettbuero
19/09/08 At Golden Pudel, Hamburg
Golden Pudel
20/09/08 At MAU CLUB, Rostock
Mau Club
OUT NOW: PMC026+27 - Mr Cooper "What Else There Is" 2 x LP/CD
This LP was started in Brighton (December 2006) and developed and finished in London (July 2008). For some time before I began work on the record and throughout the process of making it I was resurrecting my interest in electronic music of all types, and a desire to move away from the organic sounds of traditional, easily recognisably instruments used on my previous album and into more electronic and harder to place sounds developed. I never wanted to make the same record twice. As my surroundings, listening habits and personality have changed so has the sound of the music that I make. The sound of the album can be described as a mixture of Hip Hop, Dubstep, Ambient and 'electronic music'. The record is darker, harder, faster and more tenuous in the array of sounds used than my previous work. That said, perhaps the most important qualities of my own music for me is the way it creates an emotive atmosphere. I hope that I haven't lost any of that. I don't think I have but then it's all subjective isn't it.
P. Cooper
Photography by Mr Cooper
Artwork by Gordon of Project: MoonCircle & Beta Bodega Europe
Lettering by Sushi.TV
Release Date: 14th Of November 2008
The Fokus Festival is a collaboration between East – Germany & Poland. HHV.DE & Project: MoonCircle presents the experimental HipHop / Electronica Floor this year with Akin from CYNE (Miami, FL, USA), Der Lange (Too Strong, Dortmund, GER). Besides the musicans are the graphic crew like Gordon of BBC Europe, Andy K. & Sushi.TV. They want to paint a 5 × 7 meters wall!
20th of September, Goerlitz – Germany & Zgorzelec – Poland.


text:
Spicer hot spot will reopen next week; building is scheduled for demo in fall
SPICER -- One of Spicer's oldest restaurants will delay its plans for a building reconstruction project so that it can stay open for Green Lake's summer crowds.
After closing nearly a month ago in preparation for reconstruction, O'Neil's bar and restaurant in Spicer will reopen next week to serve the summer business before demolishing the building in the fall.
Are you a newspaper subscriber but you don't have a Digital Access account yet? https://secure.forumcomm.com/?publisher_ID=40&event=subscriber/lookup.
You will need your subscription account number and phone number. Not sure if you have an account? Email us at email@example.com and we can help you.


text:
2001-11-21 / Front Page
Henry ekes out win for Babylon Town Council
By a margin of just 196 votes, Lindsay Patrick Henry was declared the winner in the election for a seat on the Babylon Town Board. The Board of Elections (BOE), took two days to recount the votes from November 6, declaring Henry, an Independence Party candidate who ran on the Republican line, the winner over Democrat Mike Johnson, a Commissioner with the Copiague Fire District late Tuesday night, November 13.
You must be an online subscriber to view this story.
- Login to post comments


text:
- Investments
- 7 Investments in 7 Companies
- Born:
- April 14, 1979
- Location:
- Los Angeles
- Website:
- http://robemrich.com
Person DetailsUpdate
Rob is a social entrepreneur-turned tech CEO, and is well-versed in both spaces. His specialty is teaching entrepreneurs "how to think like a social entrepreneur."
Startup 6: The Mobile Majority, formerly known as PaeDae (AdTech) Mission: Bringing premium brand advertising to mobile Status: Growing Exponentially Funding: Investor Backed, $21 million
Startup 5: BULX, (Flash Sales E-commerce for Durable Goods) Action & Result: Signed exclusive online distribution agreement with Angie's List (Nasdaq: ANGI), in less than 1 year BULX became the worlds first & largest private sales company for home improvement products. It was acquired by DealYard.com in 2011 Funding: Bootstrapped Lesson: The right team is critical
Startup 4: Boundaryless Brands, (Enterprise E-commerce, Logistics, and Marketing Technology Platform) Action & Result: Built e-commerce and marketing technology for medium sized ($20MM to $120MM) distributors of durable goods. Acquired in 2011 Funding: Bootstrapped, Lesson: Focus on the opportunity, not on control
Startup 3: SpeakerSite (Online Marketplace of Public Speakers) Action & Result: Large adoption, little revenue, three years of 'ramen profitability', ceased operation Funding: Bootstrapped Lesson: Take on a big market with a burning problem, focus on one company at a time
Startup 2.: B.A. Mensch Consulting (Digital Marketing and Technology Consulting) Action & Result: Scaled to seven figure revenue, evolved into next three ventures Funding: Bootstrapped Lesson: Be a good person, treat people right
Startup 1: Road of Life | The Keren Emrich Foundation (Nonprofit, Social Enterprise) Action & Result: Sold car and stocks, built the first online health curriculum in wiki format, scaled to $70M in distribution to over 250,000 children internationally Funding: Stage 1, Bootstrapped; Stage 2, Grew to Government, Corporate, Foundation Grants & Major Gifts Lesson: Meaning trumps everything, do something that matters
Experience (5)Update
Jun 2, 2010 - Jan, 2011
Jan, 2011
Road of Life
Boundaryless Brands
Founder & President
Jan, 2011
Advisory Roles (3)Update
Founders Factory
Better Ventures
Education (1)Update
Ohio State University, Columbus
B.A. with HonorsInnovation, Entrepreneurship, Science & Reason
Investments (7)
Next Caller
Advanced Caller ID for Businesses
undisclosed amount / Seed with 2 other investorsMar, 2014 - Seed Round Details
Making all the world's laws free and understandable.
$1.8M / Seed with 10 other investorsOct, 2013 - Seed Round Details
Understand your users.
undisclosed amount / Seed with 3 other investorsJun, 2013 - Seed Round Details
StatusPage is a customer relationship management software used by businesses to update and inform...
undisclosed amount / Seed with 2 other investorsMay, 2013 - Seed Round Details
Dealflicks provides movie tickets and concessions for discounted prices, helping theaters fill...
undisclosed amount / Seed with 5 other investorsMay, 2013 - Seed Round Details
7 Cups of Tea
Emotional support service provider
undisclosed amount / Seed with 3 other investorsMar, 2013 - Seed Round Details
News (4)Update
People who died from cancer honored in walktoledoblade.com


text:
Previous Story
Free 2014 Spikes Kids Club sign-ups underway!
Posted On 26 Mar 2014 By Gant Team
Parents, Ike the Spike invites you to register your children for the FREE 2014 Spikes Kids Club presented by First National Bank! Kids 12 and under can join and receive free tickets to 12 pre-selected games, a membership card, exclusive members-only events and experiences! Online sign up is fast, easy and secure at State College Spikes.com.
Leave a Reply
You must be logged in to post a comment.


text:
August 2, 2012
Lately, I've been obsessing over living in the now. Whether it's a fun, impromptu trip to San Diego gay pride or attending one of the best foodie charity events in the city, Chefs and the City – I just don't think about it being over. Enjoy the moment. Indulge in the moment. Live in the moment. And that's exactly what I've been doing with our city and some of its most prized people and their exceptional endeavors and events.


text:
How to Install Marble Floor Tile
Installing marble flooring can add beauty and elegance to a bathroom or foyer. With a variety of options in coloring and finish, marble tiles can complement virtually any color scheme. This article explains how to install marble floor tile.
1Clean the floor surface you plan to tile thoroughly and allow it to dry completely.Ad
2Use a long level to make sure the floor area is level. If it isn't, you may need to lay a plywood subfloor.
3Place the tiles in the pattern you intend to install them. This dry-run allows you to identify areas where you will need to cut tiles to fit and will help you determine the best place to start laying the tile based on your pattern and the shape of the area you plan to tile.
4Apply a layer of thin-set adhesive on the floor surface using a notched trowel. Be sure to wear heavy-duty work gloves and work one section of the floor at a time.
5Lay marble tiles firmly in the thin-set adhesive, being careful not to slide the tiles into place or get adhesive on the top of the tiles.
6Position the tiles in place using spacers. Be sure to keep all lines between the tiles straight.
7Measure the dimension of any partial tiles needed by placing one tile on top of the full tile closest to the wall. Place another tile against the wall so that the edge of the second tile lays on top of the first tile. Score a line in the first tile using a utility knife to mark your cut line.
8Use a wet saw to cut the tiles to fit in areas around the walls and elsewhere, as needed. In order to minimize the risk of tiles breaking when they are being cut, saw three-fourths of the length of the tile, turn the tile around and then cut the remaining length. Repeat the process until the entire area has been tiled.
9Leave tiles undisturbed overnight to allow adhesive to dry completely.
10Mix cement according to the instructions on the packaging. Be sure to wear a dust mask, safety goggles, and heavy-duty work gloves. Wear a long-sleeve shirt to avoid any possible damage to your skin from contact with the cement.
11Dampen the spaces between the tiles using a moist sponge. Fill the spaces with cement, being careful to avoid getting cement on the tops of the tiles.
12Spread the concrete evenly over the spaces between the tiles using a squeegee.
13Allow the cement to set for 10 minutes, then sprinkle a layer of dry cement over the damp cement using a burlap rag to rub it into the spaces between tiles.
14Use clean rags to remove any excess cement before it hardens. Wipe all spaces between the tiles so they are even and smooth. Wipe tiles with clean cloths using clean water.
15Clean tools with water or acetone, if needed.Ad
Are you an expert on optimizing your website?
If so, share what you know about how to optimize your website.
Thanks for sharing your knowledge.
We are a bit smarter today because of you.
- If you don't already have a wet saw, you can rent one from a local home improvement store. Someone there can show you how to use it.
- Seal marble tile before grouting.
- 1/16- or 1/8-inch (.16 to .32 cm) spacers are usually recommended for marble tiles.
- Use the longest level possible to check to be sure the floor is level. If the floor slopes more than 1/16 of an inch (.16 cm) for every 3 feet (.9 m), you may need to lay a subfloor.
Things You'll Need
- Clean clothes
- Bucket
- Long level
- Plywood and fasteners (for subflooring if floor is not level)
- Notched trowel
- Thin-set adhesive
- Marble tile
- Tile spacers
- Wet saw (can be rented from a home improvement store)
- Utility knife
- Safety goggles
- Dust mask
- Non-staining cement
- Heavy-duty work gloves
- Sponge
- Squeegee
- Burlap rag
- Acetone (for clean up, if needed)
Article Info
Categories: Floors and Floor Coverings
Recent edits by: Carmen, TechFlash1, Maluniu
In other languages:
Español: Cómo instalar baldosas para un piso de mármol
Thanks to all authors for creating a page that has been read 36,441 times.


text:
Beginning Sept 1 (Labor Day), the Museum is open on Mondays, 11 am–6 pm.
Check out For Teachers to explore materials and resources developed especially for K-12 audiences.
Visit our webpages filled with activities for artists ages 8-12.
2010 curators Francesco Bonami and Gary Carrion-Murayari discuss what happens between choosing the artists and opening the Biennial.


text:
Select () or exclude () categories to narrow your recipe search.
As you select categories, the number of matching recipes will update.
Find exactly what you're looking for with the web's most powerful recipe filtering tool.
Prep Time:
Cook Time:
20 mins
1 hrs
This has replaced pumpkin pie at our thanksgiving dinner.
Units: US | Metric
Serving Size: 1 (98 g)
Servings Per Recipe: 20
The following items or measurements are not included:
cake mix
Beat the back-to-school blues with these genius tricks.


text:
441 Records Corporation is an independent record label that features top quality recordings of quality jazz music. Test of Time Records specializes in remastered legacy recordings.
Our artists are real musicians playing real music.
Our artists are real musicians playing real music.
Jazz Near You connects musicians and presenters with fans.
We also build active jazz communities.
News • Photos • Musicians • TeachersAdd Or Upload Events


text:
Disrupting the Borg is expensive and time consuming!
Recent Posts
- Fraudsters, Not Scientists
- Climate Disaster In Denver
- Kook And Nutter Math
- You Can Stop Ten Feet Of Sea Level Rise By Buying Organic Eggs
- What If The Missing Heat Returned To The Surface?
- Why Is This Scam Continuing?
- Death Spiral Update
- What A Great Day!
- The Very Snowy Winters Of The Early 1980s
- The Most Important Thing
- Barcelona Vs. PSG – Tuesday!
- The Story Of Amazing Grace
- Beautiful Howard County
- Death Spiral Fraud – Part 2
- Climate Science Integrity In A Death Spiral
- Proselytizing The Climate Religion To Young People
- The Real Climate March
- Another Smoking Gun That NCDC Temperature Adjustments Are Garbage
- Putting EPA Toxicity In Perspective
- Another Missing Hiatus
- 9, 10, 11 Barcelona
- Percentage Of 90 Degree Days In The US Fourth Lowest On Record
- President Obama Says That The Islamic State Has Nothing To Do With The Islamic State
- Nuttercelli Working To Slime Guardian Readers Again
- NASA's Administrator Explains Their Primary Mission
Recent Comments
there is no substitu… on Putting EPA Toxicity In P… Robert B on Kook And Nutter Math Tim Groves on What If The Missing Heat Retur… Password protected on Fraudsters, Not Scientists David A on The Most Important Thing Phil Jones on You Can Stop Ten Feet Of Sea L… David A on You Can Stop Ten Feet Of Sea L… David A on You Can Stop Ten Feet Of Sea L… omanuel on Fraudsters, Not Scientists gregole on You Can Stop Ten Feet Of Sea L…
NOAA Says This Never Happened
This entry was posted in Uncategorized. Bookmark the permalink.


text:
Next, you'll be asked to connect with Twitter. Rest assured, we will never send a tweet from your account
without your permission.
We will send you an email with an invite soon.
RT @EatPlayWburg: Want to get a taste of Williamsburg restaurants all in one place? Go to the Taste of Williamsburg and do just...
Taste of the Nation combines Broward/Dade events: After 21 years in Fort Lauderdale and 25... via @johntanasychuk
Former Fort Lauderdale resident finishes third on "The Taste": Sarah Schiear, the food blo... via @johntanasychuk
RT @vagazette: Taste of Williamsburg to be held
A New Taste for Old World Sauvignon Blanc: While New World Sauvignon Blancs reel in drinke... #WSJ #fooddude4life
See what's Trending Now for @fooddude4life
Follow @fooddude4life on Twitter


text:
New video: Eat Cancer-Fighting Chocolate Mousse!
Want to learn how chocolate mousse may be part of a cancer-reversal strategy? And by the same logic, a cancer-preventative one too? In November, I studied with Dr. Lloyd Jenkins, who runs the Budwig Clinic in Malaga Spain, on the southern coast. He is the only doctor endorsed by seven-time Nobel Prize-nominated Dr. Johanna Budwig. […]14 Comments • Continue Reading →
Extra Group Buy Items Available in the Phoenix Area
My name is Shanna Anderson and I live in the Phoenix area. I received an extra large shipment of group buy items and have extras that I can now break down into smaller orders (for those who did not want 25# of something). Here is what I have left as of 12-22-09: Olive Oil: Extra […]7 Comments • Continue Reading →


text:
Investing for the long run
STOCKS 103: Over time, the rewards of investing in stocks outweigh the risks.
In the lesson Stocks 102, we noticed that the difference of only a few percentage points in investment returns or interest rates can have a huge impact on your future wealth. Therefore, in the long run, the rewards of investing in stocks can outweigh the risks. We'll examine this risk/reward dynamic in this lesson.
Volatility of single stocks
Individual stocks tend to have highly volatile prices, and the returns you might receive on any single stock may vary wildly. If you invest in the right stock, you could make bundles of money. For instance, Eaton Vance (EV -0.05%, news), an investment-management company, had the best-performing stock over a recent 25-year period. If you had invested $10,000 in 1979 in Eaton Vance, assuming you had reinvested all dividends, your investment would have been worth $10.6 million by December 2004.
On the downside, since the returns on stock investments are not guaranteed, you risk losing everything on any given investment if the company ceases to exist.
Between these two extremes is the daily, weekly, monthly, and yearly fluctuation of any given company's stock price. Most stocks won't double in the coming year, nor will many go to zero.
In addition to volatility, there is the risk that a single company's stock price may not increase significantly over time.
Shares of General Motors essentially spun their wheels over the four decades before investors begin to question whether the automaker had reached the end of its road as a viable company. The stock cost $50 in 1965, reached an all-time high of $93.63 in April 2000 and fell back to around $50 by late 2003. It was mostly downhill from there; the stock slid below $1 in May 2009 as investors anticipated the company's eventual Chapter 11 bankruptcy filing.
Though dividends would have provided some ease to the pain, investors would have been better off had they invested in a bank savings account.
Clearly, if you put all of your eggs in a single basket, you'll be left with an omelet if that basket falls apart. Other times, though, that basket will hold the equivalent of a winning lottery ticket.
Volatility of the stock market
One way of reducing the risk of investing in individual stocks is by diversifying your portfolio. However, even a portfolio of stocks containing a wide variety of companies can fluctuate wildly. You may experience large losses over short periods. Market dips, sometimes significant, are simply part of investing in stocks.
For example, consider the Dow Jones Industrial Average ($INDU +0.30%), a basket of 30 of some of America's biggest and best-known companies. If during the last 100 years you had held an investment tracking the Dow, there would have been at least 10 occasions when that investment would have lost 40% or more of its value.
Annual stock market returns can also fluctuate dramatically. Stocks' one-year rate of return in 1933 was 67%; just two years earlier, the annual return was negative 53%. It should be obvious by now that stocks are volatile, and there is a significant risk if you cannot ride out market losses in the short term. But don't worry; there is a bright side to this story.
Over the long term, stocks are best
Stocks as a group have had the highest long-term returns of any investment type. This is an incredibly important fact! When the stock market has crashed, the market has always rebounded and gone on to new highs. Stocks have outperformed bonds on a total real return (after inflation) basis, on average. This holds true even after market peaks.
If you had deplorable timing and invested $100 into the stock market during any of the seven major market peaks in the 20th century, that investment, over the next 10 years, would have been worth $125 after inflation, but it would have been worth only $107 had you invested in bonds, and $99 if you had purchased government Treasury bills.
This is the whole reason to go through the effort of investing in stocks. Again, even if you had invested in stocks at the highest peak in the market, your total after-inflation returns after 10 years would have been higher for stocks than either bonds or cash. Had you invested a little at a time, not just when stocks were expensive but also when they were cheap, your returns would have been much greater.
Time is on your side
Just as compound interest can dramatically grow your wealth over time, the longer you invest in stocks, the better off you will be. With time, your chances of making money increase, and the volatility of your returns decreases.
The average annual return for the Standard & Poor's 500 Index ($INX +0.11%)for a single year has ranged from negative 39% to positive 61%. Stocks held for five years have seen annualized returns ranging from negative 4% to positive 30%. This underscores the importance of a long-term investment horizon when you are getting started in stocks.
Why stocks perform the best
But why, exactly, have stocks been the best-performing asset class? And why should we expect those types of returns to continue? In other words, why should we expect history to repeat?
Quite simply, stocks allow investors to own companies that have the ability to create enormous economic value. Stock investors have full exposure to this upside. For instance, in 1985, would you have rather lent Microsoft (MSFT -0.92%, news)money at a 6% interest rate, or would you have rather been a shareholder, seeing the value of your investment grow several-hundred fold over the next 15 years?
Because of the risk, stock investors also require the largest return compared with other types of investors. More often than not, companies are able to generate enough value to cover this return demanded by their owners.
Meanwhile, bond investors do not reap the benefit of economic expansion to nearly as large a degree. When you buy a bond, the interest rate on the original investment will never increase. Your theoretical loan to Microsoft yielding 6% would have never yielded more than 6%, no matter how well the company did.
The bottom line
While stocks make an attractive investment in the long run, stock returns are not guaranteed and tend to be volatile in the short term. Therefore, we do not recommend that you invest in stocks to achieve your short-term goals. For best results, you should invest in stocks only to meet long-term objectives that are at least five years away. And the longer you invest, the greater your chances of achieving the types of returns that make investing in stocks worthwhile.
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
|There's a problem getting this information right now. Please try again later.
|There's a problem getting this information right now. Please try again later.
- Dec gold chopped around near the unchanged level for most of today's pit trade as investors awaited the FOMC policy statement released at 14:00 ET. The yellow metal touched a session high of $1240.10 per ounce in early morning action but later dipped to a session low of $1234.50 per ounce and settled 60 cents below the break-even line at $1235.60 per ounce.
- Dec silver erased slight early morning losses as it lifted from its session low of $18.64 per ounce. It ... More
More Market News
|There's a problem getting this information right now. Please try again later.
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'


text:
U.S. Loses Crown as King of M&A to Emerging Markets
Maybe U.S. investment bankers are losing their touch.
For the first time since Thomson Reuters began keeping track in 1976, fewer merger and acquisition (M&A) deals were done in the United States in the first six weeks of 2010 than in emerging-markets.
During that stretch, emerging markets such as India, Mexico, Brazil and China accounted for 43% of global M&A volume with $91.2 billion worth of deals. That outpaced the United States, which completed roughly $55 billion in deals, accounting for a 29.5% share.
Surprisingly, Mexico alone did more volume, with 19.1% of the market versus Europe's 17.1% share.
Read More...
The Year of the Tiger is the Perfect Time for Caterpillar Inc.
In China, the tiger is commonly thought of as lazy, merely appearing to be strong and ferocious.
But that's truly not the case. The tiger does not waste his energy showing his strength. Instead, it sees the future and knows precisely when to pounce on its prey. Those who can see past the great wall of today and look into the future - much like our wise friend, the tiger - understand just what it takes to be successful.
If we were to analyze the growth potential for the worldwide construction industry, we would find that Japan's Komatsu Ltd. (OTC ADR: KMTUY) and the U.S.-based Caterpillar Inc. (NYSE: CAT) are best-positioned for global success.
Read More...
With Inflation Accelerating Around the World, Will the United States be Next?
Inflation is now thoroughly entrenched in India's economy, and some analysts fear that the United States could suffer the same fate if adjustments to monetary policy aren't made soon.
India's wholesale price index-based inflation rate in February accelerated to 9.89% from a year earlier. That was the fastest pace in 16 months, blowing past the Reserve Bank of India's (RBI) estimate for an 8.5% inflation rate at the end of March.
Soaring food prices were the primary driver of inflation. An index measuring wholesale prices of lentils, rice, vegetables and other food articles compiled by the commerce ministry rose 16.3% in the week ended March 6 from a year earlier after a 17.81% gain the previous week.
Read More...
Goldman Backs Money Morning Prediction That China's Yuan Will Dethrone the Dollar
Back in May, just after he'd completed his latest investing tour of China, Money Morning Chief Investment Strategist Keith Fitz-Gerald made a bold prediction: China's currency, the yuan, is destined to dethrone the U.S. dollar as the world's chief reserve currency.
Earlier this week, Fitz-Gerald's prediction acquired a powerful new disciple: Goldman Sachs Group Inc. (NYSE: GS) Chief Economist Jim O'Neill.
In an essay that's part of a report published Friday for Chatham House, a London-based foreign-affairs researcher, O'Neill wrote that China's yuan is destined to become a global reserve currency on par with the U.S. dollar or European euro.
Read More...
U.S. China Currency Dispute Heating Up
The heated debate between China and the United States over the value of its currency intensified yesterday (Thursday) when a senior Chinese trade official warned that further appreciation of the yuan could put many of its exporters out of business - something China can't afford.
Those remarks came shortly after a key International Monetary Fund (IMF) official flatly stated that the currency is severely undervalued.
China's Vice Commerce Minister Zhong Shan told The Wall Street Journal in an exclusive interview that the profit margins on many Chinese export goods were less than 2% and any further increase in the currency's value would endanger more exporters' survival.
Read More...
How Capital Waves Are Creating the Biggest Profit Opportunities in Today's Markets
Back when oil was trading at a record high of $145 a barrel - and was generally expected to go higher - I concluded that the forces at play were speculative, not fundamental - driven by new institutional money looking to diversify away from too many concentrated equity bets. I argued these forces were temporary, and not entrenched, meaning that oil prices were actually headed for a fall.
The "forces" I was referring to are called "capital waves." Capital waves create some of the biggest trading opportunities in the markets today. Investors who are able to spot capital waves and identify their likely impact have a huge advantage over those who don't.
With oil, for instance, pundits were calling for new highs of $200, $250, $300 and even $500 a barrel. But behind the curtain, there was a major capital wave at play: I knew that oil was being pumped out of the ground like mad, and that shipping rates were exploding because oil was being stored in offshore, idled tankers. I knew that as little as $20 billion had been "re-allocated" out of the equity markets and into this new-asset-class investment for pension fund accounts.
As a speculative frenzy seemed to be enveloping the oil market, I called for oil prices to plummet - to more than a few looks of incredulity or outright guffaws.
When the secondary capital waves took hold, the speculative advance in oil prices first stalled - and then oil prices plunged as capital exited in another wave.
Don't feel bad if you missed this opportunity. That's the important thing to remember about capital waves - they're out there if you know where to look and how to interpret them. In fact, as good as this oil play was, I see even better opportunities ahead.
To learn about the Top Five "capital waves," read on... Read More...
Iron Ore Negotiations Reach an All-Too-Familiar Impasse
Iron ore negotiations have ground to a halt - again.
Iron ore producers and consumers were so far apart last year that negotiations on pricing broke down entirely. No price benchmark was reached between major Australian iron ore miners and China's steel mills.
Instead, steelmakers resorted to buying their iron ore from smaller producers on the volatile spot market. And they may have to do the same thing again this year.
That's because iron ore producers - led by Brazil's Vale SA (NYSE ADR: VALE) and Australian juggernauts BHP Billiton (NYSE ADR: BHP) and Rio Tinto PLC (NYSE ADR: RTP) - are reportedly looking for an increase of as much as 90% in the benchmark price.
"The negotiations are difficult. These miners hope for a large rise" in the 2010 benchmark price of iron ore, said Deng Qilin, the chairman of both the China Iron and Steel Association and the Wuhan Iron & Steel Group. "We can't digest the pressure of what they're asking us."
Read More...
- Chinese Premier Wen Rejects U.S. & European Pleas, Says Yuan to Stay Stable China's Premier Wen Jiabao vigorously defended his country's economic policies on Sunday, rejecting calls to let the yuan appreciate, and ratcheting up trade tensions with the United States where lawmakers and economists insist his stance is hindering a global recovery. "I don't think the renminbi is undervalued," Wen said at a press conference in Beijing, using the Chinese currency's official name. "We oppose countries pointing fingers at each other and even forcing a country to appreciate its currency." Read More...
The Scramble for Africa: Profiting From World's Largest Cache of Commodities
In the quarter century stretching from the late-1880s to the First World War, there was a mad rush by the world's leading powers to occupy and annex African territory. Now, 100 years later, the world's elite again are scrambling to make their respective marks on the continent.
The methods of extraction have changed, but the end goal remains the same - to gain access to Africa's coveted bounty of commodities.
Most notably, Chinese interests have swarmed Africa, constructing roads, rail lines, municipal buildings, schools, ports, and pipelines in exchange for access to natural resources.
Read More...
China's Exports Surged by 46% in February, Adding to Currency Pressures
China exports in February rose for the third month in a row, beating forecasts and putting added pressure on government officials to rein in stimulus spending and loosen currency policies.
Exports in February jumped 45.6% from a year earlier after a 21% advance in January, the customs bureau reported today (Wednesday) on its Web site.
Seasonally adjusted imports in February rose 6.3% from the previous month, reversing January's 0.9% drop and narrowing the Red Dragon's trade surplus, indicating domestic demand remains strong despite government efforts to slow lending.
Analysts say the February data is hard to interpret since... Read More...
China Standing Firm on Currency Policy Despite Mounting Pressure
China's rigid stance to not appreciate its currency continues to cause problems with "hot money" and foreign trade relations.
A report from Yi Gang, China's director of the State Administration of Foreign Exchange (SAFE), today (Tuesday) shrugged off calls for currency appreciation. Yi said China's foreign-exchange reserves - which are the largest in the world at $2.4 trillion - are safe and stable, and the country will strengthen its supervision of speculative cash inflows.
Speculation that China's currency, the yuan, is soon to rise has increased investment, but such speculation is not particularly welcome. "Underground money shops" disguise funds as foreign direct investments and trade accounts in an attempt to profit from the increasing spread on interest and exchange rates, according to Yi.
Read More...
How to Profit From the "Fertilizer Wars"
There's nothing like scarcity and supply disruptions to fuel violent price spikes. And there's nothing like the basic human needs for food and water to light that fuse.
Today's world food supplies run on razor-thin inventories.
While the food riots of 2008 have all but disappeared from our short-term memories, the threat of them returning grows stronger with every passing day.
According to the World Bank, food prices increased 83% between February 2005 and February 2008. In April 2008, when the United Nation's World Food Programme warned that a "silent tsunami" of hunger was sweeping the globe because of soaring food prices, it was more than just a clever sound bite tossed off by a bureaucrat: It was a warning that the world's poor were being squeezed as increasingly higher portions of their family incomes were being spent on the food they required for their very survival.
Improved fertilizers will be a key to the solution of this problem. And they won't just promote crop growth - savvy investors who fertilize their portfolios will be pleased with their profit harvest.
Let me explain ...
To discover how to profit from zooming fertilizer prices, please read on....
Read More...
PetroChina, Shell Target Australia's Arrow Energy
Oil companies Royal Dutch Shell PLC (NYSE ADR: RDS.A) and PetroChina Co. Ltd. (NYSE ADR: PTR) yesterday (Monday) made a joint offer for Australian energy producer Arrow Energy Ltd. in yet another demonstration of how China is turning Australia into its personal commodities broker.
The $3.4 billion (A$3.26 billion) deal would give shareholders A$4.45 per share - a 28% premium from Friday's share price - and a share in a new Arrow international-business entity for each current Arrow share.
Market reaction was favorable as Arrow's prices soared 47% Monday following the news, up to A$5.11 on the Australian stock exchange (ASX).
"It's an opportunistic bid and good for Arrow shareholders," Tim Schroeders, Pengana Capital portfolio manager, told CNBC.
Read More...
China Draws Plan to Reduce Risk While Continuing Economic Growth
Chinese Premier Wen Jiabao on Friday pledged to maintain economic growth of at least 8% in 2010, while gradually drawing down government spending and taking measures to guard against inflation and potentially devastating asset bubbles.
The remarks came during Wen's annual report to the National People's Congress in Beijing - which is the equivalent of the United States' State of the Union speech - and they highlight the central government's determination to promote responsible levels of growth.
The call for 8% annual economic growth is the same goal that has been maintained since 2005 - and one that was easily passed last year with the implementation of a sprawling $586 billion stimulus package.
Read More...


text:
2 bed, 2 full bath. BEAUTIFUL 2 BEDRROM 2 BATH UNIT +DEN FEATURES: FLOOR TO CEILING WINDOWS, WRAP AROUND BALCONY. IN ADMore info
2 bed, 2 full bath, 1 half bath.More info
2 bed, 2 full bath, 1 half bath. This 3,000sf flow through unit is a modern,elegant & sophisticated masterpiece. Substantial high quMore info
3 bed, 3 full bath, 1 half bath. SPECTACULAR DUPLEX WITH OVER 2700 INTERIOR SQUARE FEET PLUS TERRACE & BALCONIES. DOUBLE HEIGHT LIVIMore info
3 bed, 4 full bath, 1 half bath. GORGEOUS APARTMENT WITH A SPECTACULAR DIRECT OCEAN AND INTERCOASTAL VIEWS IN A HIGH END BUILDING WIMore info
2 bed, 2 full bath. Fabulous water and Miami Skyline views from this impeccible high floor remodel. Bring your fussiestMore info
3 bed, 3 full bath. Nestled within Prestigous Downtown Riverfront Residences, Enjoy Breathtaking Panoramic Views from tMore info
1 bed, 1 full bath.More info
3 bed, 3 full bath. BEAUTIFUL 3/3 CORNER UNIT WITH AMAZING WATER VIEW, LIVE AT THE BEST ADDRESS IN BRICKELL. A MUST SEEMore info
2 bed, 3 full bath, 1 half bath. A MASTERPIECEOF MODERN DESIGN THIS RARELY AVAILABLETOWNHOUSE STYLE UNIT AT THE MINT BOAST 2B/3 BATHMore info


text:
Vertical Leather Pocket Pouch for HTC Hero, HTC Droid Eris, T-Mobile MyTouch 3G, T-Mobile myTouch 3G (Fender), HTC Legend
If you're looking for a vertical pocket pouch designed specifically to fit your HTC Legend phone, look no further than this PDair vertical leather pouch without a belt clip. Durable and snug, this case protects your phone.
- White stitch finishing making this case look more beautiful.
- No belt clip design. You can carry this case in the pocket or purse.
Warranty Information
There have been no questions about this product. If you have a question, please feel free to ask below.
Ask a question about this product
This accessory is compatible with Show All
Explore our similar products
Customers who bought this product also bought
In this category
Customer Service
Accepted Payment Methods


text:
$29 for a 2-Pack of Skirt Leggings - Shipping Included
2 Pack of Skirt Leggings
- Retail $49.99
- You save 42%
- You Pay $29.00
Limited Time Offer!
Expires 1 months from date purchased
This voucher has no cash value. Cannot be combined with other offers. Total voucher value must be used in 1 order. Valid for US Residents only. Shipping is Included. Valid for shipping within the continental USA only. Cannot ship to Alaska, Hawaii or Puerto Rico. Product will be shipped automatically to address entered at checkout within 2-4 weeks of purchase. No voucher redemption is necessary.
More Great Deals
More Deals
$179 for a Refurbished 16GB iPad (WiFi + 3G) - Shipping Included
$179.00 $549.00
$26 for an A-Line Chiffon Top - Shipping Included
$26.00 $49.00
$25 for a Men's Slim Fit Hoodie - Shipping Included
$25.00 $69.00


text:
Reader Comments (Page 1 of 1)
Actually, I don't think it was originally leaked by any of those who were supposed to have it at all. The client was freely downloadable (and might possibly still be, under another filename) from the Blizzard site, and people figured out where it was located by trial and error. Once someone found it, it was inevitable that the floodgates would open.
xanielyene said...
The .exe wrath client Blizzard put on their site was a PATCHER. You could only install it on your machine if you already had the wrath client installed.
The .exe file contains an IP tracer and a keylogging program, which relay information to Blizzard's hq in Aneheim.
By doing this, they can track everyone who is using the wrath client, and determine if they were in the friends and family alpha, and take legal action against them if needed.
The only catch is that they have to download this file off Blizzard's site.


text:
Chile Town's Online Hot Sauce Store will soon be ready to accept orders. Here at Chile Town Hot Sauce, we have been busy preparing for our first hot sauce import from Costa Rica into the US. Each day that passes means we are one day closer to having our gourmet line of hot sauce available in the United States.
We know you are eager to get your hands on some Chile Town Hot Sauce - until then, please go "like" us on our Facebook Page and follow us on Twitter! You will be the first to know when the it is available and we promise, you won't be disappointed!


text:
Want to discuss a post you read on this site? Send us feedback? Press inquiries? Hate mail? Feel free to drop us a line at firstname.lastname@example.com. We try and make an effort to respond to all inquiries, regardless of the nature of the message. We look forward to hearing from you!
- Avi and Daniel


text:
Search Results for 5%2E11 shirts tactic
Narrow by Brand
- Showing only Life Gear brand.
- See all brands
- Narrow by Category
Additional Useful Links
- 5.11 Tactical Shirts On Sale
- 5.11 Tactical Shirts Clearance
- 5.11 Tactical Shirts with Free...
- 5.11 Tactical T-Shirts with Free...
- 5.11 Tactical T-Shirts On Sale
- 5.11 Tactical T-Shirts Clearance
- New 5.11 Tactical Shirts
- 5.11 Tactical Shirts Coupons
- Best Rated 5.11 Tactical Shirts
- 5.11 Tactical Shirts Deals
- Related Searches
Showing all 1 results.
Life Gear Highland Series 400 Lumen Tactical Flashlight with Red Flasher
Length: 11.5" Main light power source: (3) C batteries - not included Features of LifeGear ... Flashlight - Tactical-grade light (2) CR2025 batteries (for signal flasher only) ... The LifeGear 400-Lumens Highland Series Tactical Flashlight combines a red signal flasher ... with a hard-bodied high-output tactical LED flashlight. The Life Gear Highland 400 Flashlight is made ... Tactical Flashlight uses a CREE LED to produce a powerful beam of light from a bulb that will last ... Lumen Tactical Flashlight Specifications for LifeGear Highland 400 Lumen Tactical Flashlight: ... 400-Lumen Highland Tactical Flashlight: Aircraft-grade hardened aluminum LED flashlight (torch) One-handed...
Showing all 1 results.


text:
Ruidu Hotel
No availability found through our partners. Please contact the business directly or check some of our recommended alternatives.
- Restaurant
- Room service
- Fitness/Health center
- Business Services
- Kitchenette
TripAdvisor Reviews Ruidu Hotel Nanchang
Travel Blogs from Nanchang
Three ancient villages
We woke up early in the morning in order to drive out to the ancient villages of Anyi county. By doing this, we missed the crowds and also, I caught my train home right on time.
This is an area of the province where they grow rapeseed plants, same as in Saskatchewan. Leona was surprised that I had seen them before. Lots of people would stop on the side of the road and take pictures in the fields.
Tall buildings and soup
... dances and went down to stroll around the gardens.
For dinner, Leona's mother in law made some marinated pork, dumplings, lotus root and some sort of leafy vegetable. Delicious.
Then we went out to see the giant musical fountain. The biggest one I ever saw. When we got back I was so tired and went right to bed. I took a video but it didn't work.
Here's a link to it on Youtube: http://www.youtube.com/watch?v=oRixGXU5 Qr8
The Nanchang New Year Adventure
... and just eat my way around and if all the people begin to really bother me, I'm just a half days chicken bus ride back to my school.
So how was Chinese New Year in Nanchang?
There is a maze of alley ways that surround my hotel and for almost twenty four hours a day people are out and about (or as my Scottish ...
We eat green vegetables
... the service stopped for the night.
We had no plans to do anything here except catch a bus; the problem is that our bus to-day doesn't leave until 3:40pm, so we just wandered a bit. Nanchang is by no means a lovely city, but there are few cities in the world that are. It's certainly not worth the disdain it received from others when I told them I was coming here.
Charlie and Cutty arrive in Nanchang
Charlie Feathers dismissed the class early and walked quickly to the highway. There were many taxis which did not stop. The sun was hot and the air was thick. After a long time a taxi stopped. There was a boy and girl already in the car and they looked at her curiously. The driver dropped them off near the west gate of the university and Charlie was finally on her way to the airport.
"What are you ...


text:
2009-06-24 / Events & Calendar
Public hearing to amend Town Code relating to flood damage
The Oyster Bay Town Board will discuss a proposed amendment to Town Code relating to Flood Damage Prevention at the Tues., June 30, 7 p.m. Town Board meeting, according to Town Supervisor John Venditto.
You must be an online subscriber to view this story.
- Login to post comments


text:
Reader Comments (Page 1 of 1)
Well in my view the tax should be a Lump Sum tax as this is the most fair tax system to use. That is a fixed amount on a regular basis and not a percentance of income.
The tax will then be more like a fee for attending raid and being in the guild and not a income tax - which in some occassion will reduces the incentive of players to earn money (after they have got their epic flying mount).
Considering that some players, are almost allways broke and some players (like myself) swim in money because they put in time to farm or gamble at the AH, the actual result will be guild breakdowns as players will end up blaming each other that this and that have not given enough contributions to the guild bank.
And guilds will end up having big discussions about who have the right to participate in raids, based on how much someone have contributed in taxes.
A lump sum system of lets say 30 g per week per player will bring in a fair share of money to the GB in time and still be affordable by most players.
In regards to alts - well a tax system that considers the guild ranks may be in order in lets say
Guildleader/officers/Core Raiders pays 100 % of the fee
Casual Raiders pays 85 % (as they dont raid so much)
Social members etc. 50%
Alts 5 % or so.
well thats my view
neverender said...
i agreee 100%
this was how i always thought a guild tax system would work if implemented. i never considered i would be taxed on my income. it just makes no sense to tax a new level 70 trying to earn money for his epic flyer while not even being invited to raids until he gears up. i think it would just promote huge guilds inviting everyone they could, so the raiding core and elite staff could enjoy the contributions. sounds like royalty more than a guild. "HAY GUIZE im the GM, i dont do dailies to pay for repairs or buy flasks, thats what you guys are for!! lol"
i like a flat rate per week that should be used (often) for everyone in the guild. but i guess that decision is up to the guild officers.


text:
Cavs' Kyrie Irving's season in jeopardy due to biceps injury
Cleveland, OH, United States (4E Sports) – Cleveland Cavaliers All-Star guard Kyrie Irving's season is in jeopardy after suffering a left biceps injury in their 102-80 loss to the Los Angeles Clippers Sunday at Staples Center.
Irving left the game with a left biceps injury late in the first quarter, and he left the arena with his left arm in a sling.
He is scheduled to have an MRI on Monday in Cleveland, but two NBA sources indicated the injury could be severe enough to end his season in the worst-case scenario.
The scenario would be a big blow to the Cavaliers (26-41), who are just 4.5 games behind eighth-seeded Atlanta with 15 games remaining.
Irving has missed just three games this year with a left knee contusion after missing 11 games last season due to a fractured left index finger, three with a hyper-extended right knee and nine after suffering a sprained left AC joint.
In his rookie season, Irving missed 13 games with a concussion and a shoulder injury. His one season at Duke was limited to 11 games because of a toe injury.
Cavs coach Mike Brown said only that Irving had a biceps injury that would be reevaluated Monday. The coach said he wasn't sure how the injury happened, although replays seemed to indicate Blake Griffin hit the ball while it was in Irving's hand.
"I wish I had an opportunity to look at a lot of replays tonight, just to make sure everything was OK out there," Brown said.
"Seeing anybody go down is tough," Jarrett Jack said. "I don't want to speculate the extent of the injury. Hopefully we can get him back healthy as soon as possible."
Leave a Reply
You must be logged in to post a comment.


text:
Student Testimonials
UIU to celebrate 2014 Homecoming Weekend October 2-5
UIU Peacocks host 'Ag Day' at September 20 gameview all news ›
August 25 - Fayette, US Centers, Online, Nursing classes begin Fall Term 1
September 1 - Labor Day, UIU offices closed
September 6 - Take a Kid to the Game Night and Educator Appreciation Day
September 20 - Ag Day and Foxes Reunion
September 24 - UIU-Cedar Rapids Center Fall Fest
October 2 - President's Black & White Ball
October 2-5 - Homecoming 2014
Missy Olson
Fayette Campus
Conservation Management
St. Olaf, Iowa
"My transition from high school to college was fairly smooth, but managing my time efficiently was a bit of a challenge. With some help, I learned techniques to plan my time better and to change my study habits. With these new practices that are not part of my life, I have been able to succeed in and out of the classroom."


text:
PCI Fellow David Hughes' research on tar sands in his new report Drill Baby Drill was featured in this article at Environmental Leader.
From the article:
The average net energy or rate of return for conventional oil is about 25:1, meaning that it takes one unit of oil to extract every 25 units of oil from the earth. With minable tar sands this figure falls drastically to 5:1 and for "in situ" tar sands retrieved from deeper in the earth the ratio is 3:1, according to the report, Drill Baby Drill.
From a net energy point of view, moving to progressively lower-quality energy resources diverts more and more resources "to the act of acquisition as opposed to doing useful work," the report says. The environmental impact of extracting resources also generally increases as net energy yield declines, both from the physical impact on the landscape and in terms of greenhouse gas and other emissions.
Image credit: Tar sands, Alberta - howlcollective/flickr


text:
Mr. Harren taking it to the next level per usual. I can't imagine a world where this dude's career would' t be long and littered with noteworthy titles. Can't wait for tomorrow.
Source: sindiecate
James here!
Paul Pope's Heavy Liquid, everybody! It's a helluva read. Any comic featuring New York romanticism usually has me interested. Plus that pink and blue, two-color palette puts most full color books to shame. Not to mention John Workman's AMAZING letters!
My colors are pretty rushed on this, so I'll post the lines as well.
- fangirlcharming likes this
- skulll4d likes this
- herp-derpherpderpian reblogged this from sloaneohno
- herp-derpherpderpian likes this
- brotherchris reblogged this from d-pi
- brotherchris likes this
- trmblblg reblogged this from sindiecate
- h34rts reblogged this from sindiecate
- h34rts likes this
- milenashakujo likes this
- qstripmagazine reblogged this from d-pi
- infectedworldmind reblogged this from d-pi and added:
James Harren, after Paul Pope. Go read Heavy Liquid. Then go pre-order a copy of Abe Sapien Volume 2: The Devil Does Not...
- baggerville reblogged this from d-pi
- anaseed likes this
- hassavocado likes this
- mielstrom reblogged this from d-pi
- d-pi reblogged this from sloaneohno
- irgenius likes this
- loarfy reblogged this from mercurialblonde
- bamfpictures reblogged this from spx
- astm-d-4236 reblogged this from kneading
- theealienblackbird reblogged this from benito-cereno
- weirdandpissedoff reblogged this from sindiecate and added:
- shut-eye likes this
- shatterlands likes this
- manimator likes this
- hughbot likes this
- buddyblanc likes this
- guntotheheadproductions reblogged this from spx
- matthewbogart likes this
- minimusminor reblogged this from spx and added:
Oh man I saw this in a second hand bookshop at Christmas and I so wanted it! It looked awesome! Curse you teenage lack...
- minimusminor likes this
- mrgif likes this
- beyou-itsfree reblogged this from spx
- marziana likes this
- missalexisbeer likes this
- spx reblogged this from bigredrobot
- mfhumanfax likes this
- bigredrobot reblogged this from judahthor
- eveningdoorknobs likes this
- jayhugger likes this
- wyrmteeth likes this
- kneading reblogged this from sloaneohno
- scottdraws likes this
- d-pi likes this
- nocrownsjustswords reblogged this from sindiecate
- peterharren likes this
- chewedupculture likes this
- Show more notes


text:
Don't read any further if you access the internet via a slow dial-up connection, but if you are permanently online with a decent bandwidth, web based CRM software is an exciting option, and is the fastest growing area of CRM Software.
Web based CRM, sometimes referred to as Hosted CRM, OnDemand CRM, Online CRM, Browser Based CRM and now SaaS (Software as a Service) software solutions, is where the Customer Relationship Management (CRM) software is hosted by an Application Service Provider (ASP), typically the vendor of the software.
These web based CRM applications are delivered
as services over the Internet, rather than on your local network like conventional
CRM software. From Google Calendar to HotMail to Twitter, hosted applications are fast becoming the order of the day.
Organizations that use web based CRM systems don't own the CRM software. Instead you subscribe to the CRM services by paying a monthly or annual subscription "service based" or "pay-as-you-go" fee that varies from vendor to vendor.
This of course depends on the specific CRM needs of your particular organization. Like its more conventional cousins, hosted CRM products are now starting to cater for different requirements in varying degrees. Rather than trying to be one size fits all, some second generation hosted CRM systems are offer customized solutions for different industries.
Online small business CRM solutions are worthwhile considering, particularly if you are on-the-move and have a remote CRM requirement, with a widely dispersed or work-from-home workforce with access to adequate bandwidth.
The steady rise in popularity of web based CRM is also indicative of increased acceptance of having your data entrusted to some other company off-site.
InfusionSoftCRM. Highly Recommended. Excellent solution for small to medium companies seeking a comprehensive, reliable CRM tool. InfusionCRM is a sophisticated, all-in-one CRM solution, so you can finally avoid exchanging data across different systems and provides support for shopping cart and sales transactions, auto-responders, product information, customer details, order history, payment plans, marketing sequences and responses, lead tracking and progression, and more. All your information is tracked in one consolidated CRM system. InfusionSoft is also a top-rated CRM company that provides an excellent level of support. InfusionCRM was voted a SmallBizCRM Top 10 CRM product. If you do a thorough apples-with-apples comparison with other web CRM's, you'll find this comprehensive solution does it all for you really affordably. Their new tiered Entry Level versions, dubbed InfusionSoft Basic, DeLuxe & Pro, offer you even more with less expensive options to suit your needs. Infusion dropped their installation charges, so all you now pay is a monthly fee.
CapsuleCRM. Highly Recommended. If you use Google Apps, Gmail, Android, BB or iPhone Smartphones, CapsuleCRM warrants your closer inspection. Fast, stable, a functional list of CRM features, a disciplined, easy-to-use and customisable User Interface (UI) and an on-the-ball development team prolifically bringing out new features and integration to other apps like Twitter, LinkedIn, Wufoo website forms, Xero, MailChimp and top small biz accounting system, KashFlow, it's no surprise CapsuleCRM has a steadily growing base of very happy users.
CapsuleCRM is probably NOT for you if you are after stronger project management, but workflow and pipeline management is well addressed. Their pricing is really great, too. They offer a free version with limitations (try this first), or their Professional version competitively priced at $12 per month.
Relenta. Highly Recommended. Relenta successfully strikes the right balance between CRM and email marketing and is fast attracting a cult-like following. Affordably priced at $25 per user per month, Relenta is worth a serious look if you are after a CRM with the right mix of features for a small internet marketing operation. With a dedicated development and support team, Relenta happily combines SalesForce, Aweber, Outlook and Constant Contact apps into one lean yet powerful CRM based on David Allen's famous Getting Things Done (GTD) principle. Relenta's 1Click design philosophy is what sets it apart from, and is the envy of the competition.
SalesNexus. Highly Recommended. If you are an ACT! user but are tired of the buggy, resource hungry, newer version and would like an affordable, web based equivalent, SalesNexus is your answer. SalesNexus Pro is also an inexpensive option to more well known web CRM's like SalesForce. Great company, too - we have only heard good reports regarding their service.
Really Simple Systems (RSS). Recommended. Winner of the Small Business Customer Satisfaction Award, UK-based RSS is a web CRM to consider. While having all the features one would expect of a CRM, their claim is to deliver them fast and easily. Pricing is UKP35 pm (+-$57) or less, depending on the number of users.
Aplicor CRM. Highly recommended. Excellent CRM software solution for high-growth and middle market (SMB) companies. By combining ease of use with distinctive functionality such as workflow rules and business intelligence, Aplicor is carving out a unique niche for companies looking to advance in the areas of business process automation and information analysis. We also enjoyed the Forms Designer which permitted us to modify any of the browser screens in a visual drag and drop environment. This tool empowers users to modify their CRM system in order to accommodate their unusual, varying or changing business processes.
WORKetc. Recommended. If your business requirements have a strong emphasis on Project Management and Billing (typically high-ticket, long & complex sales cycles), WORKetc is a top contender. WORKetc is more a comprehensive business management solution, with strong CRM features. The interface is very intuitive, which is great for user acceptance, and there is tremendous flexibility for customization, enabling WORKetc to be tailored to suit virtually any work environment.
BrowserCRM. Offered in two editions, BrowserCRM Small Business Edition is the entry level version of BrowserCRM retaining much of the powerful functionality of BrowserCRM Professional, but without email and accounting functionality. At $299 for 5 users for the in-house deployment product and $9.99 per user per month for their web based/on demand solution, BrowserCRM provides good value for the price.
iContact Pro . Highly Recommended. Brainchild of renowned entrepreneur Ryan Allis, iContact PRO is a web-based contact manager and email marketing software combined. If your business involves the regular sending out of eMail newsletters, this polished, value-for-money software will form an essential part of your marketing arsenal. You can manage your email marketing campaigns and any sales lead follow-up's that result. Priced from an affordable $9.95 per month, depending on the size of your mail list. iContact Pro is a SmallBizCRM Top 10 CRM Contact Manager
InterpriseSuite. Even though InterpriseSuite is only recently out of Beta phase, it is already attracting a lot of attention. Interprise Suite can be run as both a web based CRM application or locally on your own server. This integrated CRM and accounting/ERP application is very reasonably priced, and they offer a free Single User CRM license for Interprise Suite. Ideal CRM application for small businesses.
Apprehensive about Web Based CRM solutions? Read this article on Online CRM solutions to help you decide if this is the right route to go.


text:
As the premier resource of higher education in Burlington County, the College strives to meet the educational and workforce demands of the region.
The Office of Enrollment Services is designed to guide potential students through the stages of the enrollment process. The Office of Enrollment Services is dedicated to recruiting a diverse student population and providing prospective undergraduates with valuable information on BCC's many degree programs and certification options.
Visit the Office of Enrollment Services Website
Office of the Registrar
Free Online Admissions Application
Special Student Under 18 Application
Request Information from the College
Now in its fourth decade, Burlington County College serves the people and business community of New Jersey's largest geographic county by offering programs from many accessible locations.
Our two campuses in Pemberton and Mt. Laurel and two centers in Mt. Holly and Willingboro offer a full range of student services, as well as personal, cultural and recreational enrichment programs.
Our rapidly growing Mt. Laurel Campus, in the heart of South Jersey's high tech corridor, will account for about 50 percent of the College's student body. The Campus opened three new buildings in 2002: the Central Power Plant, the Academic Building and the spectacular new Enterprise Center, a professionally managed conference and training center--the first of its kind in the region.
Our satellite facilities in high schools throughout Burlington County, coupled with extensive distance learning opportunities, extend the opportunity for an accessible college education to every corner of the county -- and the globe.
For Directions to BCC, Click Here.
About Burlington County College
Mission and Goals
Programs of Study
Directions to the College
Prospective Student Inquiry
Burlington County Board of Chosen Freeholders
Student Email
Academic Calendar
Employee Directory
Contact the Webmaster
Pemberton Campus
601 Pemberton Browns Mills Road
Pemberton, New Jersey 08068
(609) 894-9311
Mount Laurel Campus
500 College Circle
Mount Laurel, New Jersey 08054
(856) 222-9311
Connect with BCC:


text:
Alexander Gustafsson will look to get right back into title contention this weekend when he faces Jimi Manuwa in the main event of UFC Fight Night: London.
Before you catch Gustafsson-Manuwa on UFC Fight Pass, take a look at "The Mauler" destroying Vladimir Matyushenko in this fight replay.
Front-Page Photo Credit: Joe Nicholson-USA TODAY Sports


text:
Was £32.00
Now £16.00
Now £9.60
70% Off
Save a total of £22.40
Standard Delivery
Click & Collect
International Delivery
Black lace & fishnet bra
Item No.1610108221
This balconette bra from Dita von Teese has fine black stretch lace over lightly padded peach cups. Other features include a 'Dita cross back,' fishnet side panels, velvet bow detailing and ruffled elastic trims.
- Underwired for support
- 50%polyamide 45%polyester 5%elastane
- Hand wash
Deliveries are between 8am - 6pm, Mon - Sat.
FREE if you pay with your Debenhams card
FREE delivery on all orders over £30 (normally £3.99)
Deliver to store for collection ( 160 participating stores ) FREE
International Delivery £7.00 to £15.00
Debenhams is happy to exchange or refund your purchase within 28 days providing the goods are in a fully resaleable condition (including tags) and not within the exclusion policy*. This policy does not affect your statutory rights. You can return unwanted items either by visiting your local store (the fastest way to get a refund), by arranging a courier collection or returning by post. Exclusions apply to selected products. For instructions on how to return products and information on Debenhams refund policy visit the returns and refunds section of the website.


text:
About this artwork: photos/mademoisellehelenina/
Mixed Media
286 views | Added Dec 27, 2006
Contact Artist
See all Artworks by La fée antique (49)
Order a custom work by La fée antique! Are you interested by a custom artwork from La fée antique ? To enquire about customizing an existing artwork, or create a completely new project based on your requirements, please contact the artist and provide all details about your project. Artist will be back to you within 48h.
Contact Artist
Follow La fée antique!


text:
Life was so much simpler five minutes ago, when I didn't know about this…
finally… i didnt know it was bubba the love sponges ex wife. its been years since ive listened to his show but im sure that provided some solid content.
#submissive #daddy #daddy's little girl
Her love is brilliantly benevolent
Brilliantly Benevolent
Her curves are attention adhesive
Smile is causality of my own
I sung to her like an old record player
You know, the kind with just enough mishaps
To add something charmingly personal.
Her eye's are the deepest divine
Richly brown, and equally bright
I kissed her like a one way ticket,
Composing a fork in the through
Spontaneity stacked upon desire.
Her love is brilliantly benevolent
Profoundly unconditional, and sincere
It enveloped me like a crackling fire
When the snow is pressing down
A piece of heaven just for me
My submissive slave is she.
~Nicholas Rew
***Why won't anyone tell me who this guy is??? I love him but I don't know his name!
She looks like Kelly Rippa. Is that Michael????
BBC is so good. #phonesex


text:
The beat . A blog by premiumbeat
Final Cut Pro
Final Cut Pro tutorials, tips, tricks and news.
In this tutorial we'll explore a quick way to make a full resolution Quicktime movie from your Final Cut Pro X project. Read More
How To Export A High Resolution Movie Out of Final Cut Pro X
June 22, 2011
Final Cut Pro Timeline Navigation Shortcuts
It's important to be able to move quickly through the Timeline while editing in Final Cut Pro. Get comfortable with these quick navigation techniques! Read More
June 22, 2011
Apple Discontinues Final Cut Express and Final Cut Server
Hot off the heels of the market debut of Final Cut Pro X, Apple will discontinue production of Final Cut Express and Final Cut Server. Read More
June 21, 2011
Final Cut Pro X: The Missing Features
Although Final Cut Pro X is packed with lots of exciting updates, many editors have already begun scrutinizing the application for leaving out important features that were present in earlier FCP versions. In this post, we'll take a look at what's missing from FCP X and what we can anticipate seeing in future updates. Read More
June 21, 2011
Apple Formally Announces Major Update To FCP — Introducing Final Cut Pro X!
Apple has released Final Cut Pro X, the highly anticipated update to it's popular video editing application. Get all the details about the application including the major updates to the editing interface, audio and color correction tools and improvements in metadata and project organization. Read More
June 21, 2011
15 Amazing Color Correction Tutorials for Final Cut Pro
We've rounded up 15 of the best online tutorials for color correction in Final Cut Pro. Learn how to optimally use the 3-way color corrector to emulate popular color grades! These posts and videos from some of the industry's leading professionals will teach you how to effectively correct and grade your video projects from directly within Final Cut Pro! Read More
June 20, 2011
How to Raise Audio of an Entire FCP Sequence using The Final Cut Pro Gain Adjustment Window
In this post, we'll take a look at Final Cut Pro's built-in gain adjustment tool — a quick way to raise or lower all of the audio in your FCP sequences! Read More
June 16, 2011
Adding Metadata Comments and Notes to Media in Final Cut Pro
Keep your Final Cut Pro projects more organized and speed up your post workflow by tagging your media with short comments and keywords. Adding this metadata to your media will allow you to search your FCP project to quickly find the shot you're looking for! Read More
June 14, 2011
Video Tutorial: Altering, Saving and Applying Custom Transitions in Final Cut Pro
Need a basic transition template to start from, but want to edit it and save it for later? In this video tutorial, you'll discover how to alter Final Cut Pro's default transition effects and make them your own. Create "Favorite" transitions, and apply them to your sequence in bulk. Get creative, and save time! Read More
June 14, 2011
10 Noteworthy Final Cut Pro X Related Videos and Posts – What We Know & What to Expect
Roundup of interesting videos and blog posts about Final Cut Pro X. Get the scoop on Apple's new video editing application including new features, speculation and rumors surrounding the software and early criticism of FCP X. Read More


text:
It is the wholehearted surrender in everything to do His will, that gives access to a life in the abiding enjoyment of His love. Obey and abide. — Andrew Murray
Quote from The True Vine, download free: http://sermoncentral.outreachoffers.com/true-vine/free-ebook-true-vine.html
3 Notes/ Hide
- ohsithlordmysithlord reblogged this from sermonquotes
- niftyknitter likes this
- rlt08 likes this
- sermonquotes posted this


text:
|Key Info
Ferme de Poséto is a fantastic, original farmhouse, on of the first buildings in Chamonix, dating from 1789, combines the natural warmth of the original character retaining its exposed timber posts and beams with a light, open, contemporary feel. The farm has just undergone a major renovation and offers comfortable accommodation for up to 8 guests in its 4 double bedrooms (2 double beds, 1 king-size bed and 2 single beds).
The architect-designed interior comprises three spacious living areas:
Lounge with comfortable corner sofa, Sky satellite TV with "entertainment package"/French TV, DVD player and a bio-ethanol fire.
Dining room with original melèze timber clad walls, oak dining table, sufficient to seat 10 guests comfortably and wood-burning "Jotul" stove.
TV lounge area at first floor landing level, with double-height ceiling, sofa and TV with DVD player.
On ground floor level, there is also a shower room with WC, basin and washing machine. The newly-fitted, well-equipped kitchen benefits from a breakfast area to seat 4, a wide "Smeg" electric oven with 5 gas burners, a microwave, , 2 fridge/freezers, a dishwasher and plenty of storage cupboards.
On the first floor, the double-height first floor landing with TV area leads to the 4 double bedrooms and a further bathroom with bath (with overhead shower), WC and basin.
Outside, there is a small garden with 2 timber decked terraces, one to the front of the property and the second to the side, enjoying magnificent views of Mont Blanc and the Bossons and Taconnaz glaciers. There is plenty of parking in a parking area just opposite the property or 40m up the road or in the large parking area adjacent to the hotel just 25m down the road.
The owner lives in a separate apartment to the side of the property and is on hand should you have any questions or problems during your stay.
|Sleeps up to 8, 4 bedrooms
|Car advised
|Nearest travel links
|Nearest airport: Nearest airport: Geneva 85 km, Nearest railway: Nearest railway station: Les Bossons, Chamonix
|Family friendly
|Suitable for children over 5
|Pets welcome, No smoking at this property
|Internet access, DVD player
|Central heating, CD player, Telephone, Satellite TV, Wi-Fi available
|Kettle, Toaster, Iron, Hair dryer
|Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine
|4 bedrooms, 2 bathrooms of which 1 Family bathrooms and 1 Shower rooms
|Single beds (2), Double beds (3), Dining seats for 10, Lounge seats for 7
|Linen provided, Towels provided
|Balcony or terrace, Private garden
The chalet is located in the hamlet of Les Bossons at the foot of the Bossons glacier, a distance of only 2 kms and a 5 minutes' drive from the centre of Chamonix. It is only 100m from the bus stops and train station serving all ski areas from Les Houches to Argentière/Le Tour and Chamonix town centre. There is a regular bus and train service running every 10-15 minutes during the season. The journey into the centre of Chamonix takes 8 minutes by bus and 13 minutes by train (official Chamonix Bus and SNCF timetables).
Chamonix is one of the world's most famous ski areas, having hosted the first Winter Olympics in 1924. Skiers and snowboarders of all levels are well-served in a variety of differing areas around Chamonix, including Brevent, Flegère, the famous Grands Montets and Domaine du Balme. Despite its reputation as an area for experts only, there are plenty of green, blue and red runs to satisfy beginners and intermediates alike. For the more experienced, Chamonix has miles and miles of adventurous off-piste, including the famous Vallée Blanche, an 18 km experience from the Aiguille du Midi down to the town.
The Mont Blanc pass also covers nearby areas including Les Houches, St Gervais, Megève, Courmayeur and Les Contamines, all within an easy drive. Slightly further afield, but within an hour's drive are Verbier, La Thuile, Flaine and Les Carroz.


text:
Next 30 messages... | Page: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Other Forums | Instructions | Search | Post a Message
What's New on GardenWeb:
Garden & Flower CraftsThis forum is meant for the discussion of garden and flower crafts, such as flower arranging.
Instructions on using the forum are provided below.
Related forums: Dried & Pressed Flowers | Crafts & Decorations @THS
Post a Message to the Forum
Information about Posting
- You must be logged in to post a message. Once you are logged in, a posting window will appear at the bottom of the messages. If you are not a member, please register for an account.
- Posting is a two-step process. Once you have composed your message, you will be taken to the preview page. You will then have a chance to review your post, make changes and upload photos.
- After posting your message, you may need to refresh the forum page in order to see it.
- Before posting copyrighted material, please read about Copyright and Fair Use.
- We have a strict no-advertising policy!
- If you would like to practice posting or uploading photos, please visit our Test forum.
- If you need assistance, please Contact Us and we will be happy to help.
Learn more about in-text links on this page here


text:
SEATTLE - Skies should be clear on Monday night so we will be able to see another gorgeous "super moon."
EarthSky says astronomers will call this moon the perigee moon - the moon's closest point to Earth for this monthly orbit - but everyone else will call it a super moon.
The full moon falls Monday at 11:16 p.m. Pacific Daylight Time, one day after July's lunar perigee.
This super moon won't be as "super" as the supermoon in June. Skygazers took some incredible photos of last month's super moon.
KING 5 Meteorologist Jim Guy says we will have clear conditions in most areas.
"Shutterbugs, get out your cameras. It's going to be clear - a beautiful night to view it," he said
EarthSky says in North America, the July full moon is often called the Buck Moon, Thunder Moon or Hay Moon because at this time of year, buck deer grow velvety antlers, thunderstorms rage and farmers put hay into their barns.


text:
The staff are welcoming and friendly. The rooms are comfortable but a little dark. The bathrooms are tiny. Hotel breakfast was good and Wifi is free in all areas of hotel. Its not in the most attractive area of the City.
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, IHG, Travelocity, Booking.com, Priceline, Tingo, BookIt.com, Hotels.com, Odigeo, Agoda and Venere so you can book your Holiday Inn Pachuca Hotel reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Holiday Inn Pachuca
- Pachuca Holiday Inn


text:
Good Girl Gone Bad
Another great name for Rihanna's third album would be "Reggae Girl Gone Pop". The Barbados born, up and coming diva has thrown her R&B-reggae roots to the Hollywood wind for mega-superstardom. Without a doubt, Good Girl Gone Bad will reinvent Rihanna into a pop superstar.
The first single is the infectious number one hit, Umbrella, featuring hip-hop mogul Jay-Z. However, don't be deceived by the song's hip-hop sound -- the rest of the album is catchy dance beats that could give even Britney Spears a comeback. Complete with production from Justin Timberlake, Timbaland and Ne-Yo, Good Girl Gone Bad is every pop star's dream --a guaranteed hit album.
While Rihanna's voice sounds like Minnie Mouse being strangled, nearly every song on the album is sticky-pop perfection. "Don't Stop the Music" has a clever sample from Michael Jackson's "Wanna Be Startin' Somethin'", which creates a booming club and somewhat techno track. For a moment, I thought the year was 1995 and I was at the Tunnel in New York City recovering from a k-hole!
"Push Up On Me" is reminiscent of an '80's Samantha Fox dance song complete with foolish lyrics like, "Let's play a game, I won't be a teen / I'll show you the room, my sexy little thing". Empty-headed lyrics, but powerful beats overflows in songs like "Breakin' Dishes", "Sell Me Candy" and the second single, "Shut Up & Drive".
Dance is definitely Rihanna's specialty, which is obvious after enduring the torturous ballads. "Question Existing" is Rihanna's attempt to be introspective, but her thin voice is unbalanced with the music. This would actually be a great song for Christina Aguilera or Pink. In one part Rihanna whispers, "Entertainment is something I do for a living...it's not who I am." Girl, please...don't ask the public to take you seriously, you're a pop tart -- not Fiona Apple.
"Hate That I Love You" featuring Ne-Yo and the title track, are additional attempts to get "artsy" with guitar and a couple tries at holding notes. Nonetheless, the ballads are definitely snoozers and might be the songs she babbles about most in promotional tours to make her seem like a relevant artist.
Overall, Good Girl Gone Bad is an excellent pop album and will more than likely be the biggest album of her career. Yes, the content is flavorless and the voice is powerless, but Rihanna isn't asking to be taken seriously -- she is asking to replace Beyonce.
by Rihanna
Original Release Date: June 5, 2007.
Label: Island / Def-Jam. ASIN: B000OZ2CZW


text: It's not only her children whom Elizabeth inspires. "Life is rarely what we expect it might be," she says, "but we need to look for the lilies. We need to do what brings us joy and what gives us a sense of purpose." As the whole world watches Elizabeth Edwards doing just that, she's showing us all nothing less than how life should be lived.


text:
Limited Liability Company - LLC
Definition of 'Limited Liability Company - LLC'
A corporate structure whereby the members of the company cannot be held personally liable for the company's debts or liabilities. Limited liability companies (LLC) differ slightly from one country to the next. However, it is essentially a hybrid entity that combines the characteristics of a corporation and a partnership or sole proprietorship. While the limited liability feature is similar to that of a corporation, the availability of flow-through taxation to the members of a LLC is a feature of partnerships.
Investopedia explains 'Limited Liability Company - LLC'
Although LLCs have some attractive features, they also have a number of disadvantages, especially in relation to the structure of a corporation. A LLC has to be dissolved upon the death or bankruptcy of a member, unlike a corporation, which can exist in perpetuity. Also, a LLC may not be a suitable option when the objective of the founder is to eventually become a publicly listed company.