text:
Dell'Osso, who is also the president of the Island Reclamation District 2062 that covers the River Islands area, said her levees meet the 200-year flood protection standard.
She said it would cost River Islands about $500,000 to prove that those levees met the requirements for the first 900 acres of the nearly 5,000-acre development. The developers will then continue the process for the rest of the project.
"We did it in 2005-2006 and the state took us out of the flood plain, and in 2009, new legislation says we must comply," she said. "It's massive detail, 42 things we have to check off, and we're doing additional testing of our brand new levees."
The Central Valley Flood Protection Plan, adopted by the state, must be incorporated into the general plans of all cities and counties in the Central Valley by July 1, 2015, according to a July 7 report to the Lathrop City Council.
The regulations began with the passing of Senate Bill 5 by California voters in 2007 that was later amended by Senate Bill 1278, the report states. The bill restricts development beyond July 1, 2016, unless permitting agencies can show adequate progress toward providing an urban level of flood protection.
"The levee is such a complicated thing," Lathrop City Engineer Glenn Gebhardt said. "They (River Islands) do have an extensive process to prove it's 200-year flood plain."
Flood protection levels are classified by how often a severe flood is projected to occur. The River Islands levees must hold up to floods that statistically occur only once every two centuries.
Gebhardt said that engineering and geotechnical work would be needed to confirm all of the established criteria.
Dell'Osso said that engineers and consultants hired by River Islands would produce a report and send it to the reclamation district and Lathrop officials.
"It's not a rubber stamp by any means," she said. "We're pretty confident about it. The city of Lathrop will make a determination, and we anticipate that in the next nine months."
According to the River Islands website, residents of the community will not require flood insurance: "River Islands has protected the community with 300-foot-wide super levees that experts say can withstand 200-year flood events; therefore, this is not considered a flood zone."
Builders expect the first residents to move into River Islands in late August.
• Contact Denise Ellen Rizzo at firstname.lastname@example.com or 830-4225.


text:
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We know Google is tracking our rel=author and Authorship along with the quality and quantity of social signals and shares our vetted ID (G+ Profile) generates. We don't know when Author Rank will become real or whether Author Rank will determine where a page gets ranked by the Google algorithm.
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subset: commoncrawl


text:
Reader Comments (Page 1 of 1)
So about how old would Thrall be now? Almost 40?
I would also ask how old Garona is, but I guess being part hu-, I mean, draenei would mean that she could have been born over 100 years ago and still look young. (I'm still disappointed that she doesn't make an appearance in the Cho'gal encounter.)
While the warlocks certainly aged the children of the prominent clans, there were some clans that were marginalized in their Horde membership and possibly did not get all the "benefits" that core clans got. For example, the Thunderlord clan was forbidden to go through the Portal. (This also caused them to rebel and then get slaughtered. I found this fascinating, so my shaman is one of the few Thunderlord survivors.)


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The first French man to marry his same-sex partner in an Islamic religious ceremony has written a new book called The Quran and The Flesh, which argues that the Quran does not condemn homosexuality. In the book, Ludovic-Mohamed Zahed claims that "there is nothing about homosexuality that 'goes against nature,' according to one interpretation of Islam. Quite the opposite." He also suggests that the prophet Muhammad would support same-sex marriage, pointing out, "He defended men who were effeminate and who were not attracted to women. He banned any violence against them."
Gay Muslim Scholar: Muhammad Would Support Marriage Equality
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text:
Ticklists: North Wales Rock Graded List, Top class slate sport 7b-8a, All the Llanberis SLATE sport @ 7c & 7c+.
HAJ Francis - Lead RP - 13/May/14
Hard!mark mcgowan01 - 06/May/14 with Owan Jones
Draws in then 4 gos where either I persisted in using duff crux beta or didn't know what to do with my feet once through the crux. Done next go. Really good, nice contrast from RF (I thought this easier than RF, I do wonder though if beta is the key to this i.e. I was shown good beta but without is maybe why people are saying hard 7c?)ksjs - Lead RP - 22/Sep/13 with owen
2 gos, all moves done. No harder than RF.ksjs - TR dog - 20/Sep/13 with Dougie
dswansonlow - Lead RP - 09/Sep/13 with Darren McMaster
First 7c! Took a while to warm into the moves but managed to figured out some crucial last minute beta for the top section.shed_hed - Lead RP - 09/Sep/13 with Dougie Swanson-Low
Toby Dunn - Lead RP - 29/Aug/13 with Dave Pickford
shed_hed - Lead dog - 13/Aug/13 with Dougie Swanson-Low
dswansonlow - Lead dog - 13/Aug/13 with Darren McMaster
Such cool moves! Managed to do all the moves, which was pleasantly surprising. Looking forward to this little project!shed_hed - TR dog - 06/Aug/13 with Dougie Swanson-Low
dswansonlow - TR dog - 06/Aug/13 with Darren McMaster
Quick top rope, then first redpoint. knew as soon as id done the bottom crux that id do it, although came very close to blowing the very last move! first 7c and first E6 in a day! well happy!willoates - Lead RP - 16/May/12 with Luke
Hidden - TR dog - 26/Aug/11
Woop.smallerrich - Lead RP - 11/Jul/11 with Sam Hinton
Hidden - Lead - Jun/11
Hidden - TR - 20/May/11
felt ace to top out!! climbed on the fourth red point attempt, after gettin pissed off from making stupid mistakes. so happy!! samrad - Lead RP - 12/May/11 with dom, smallerrich
was pretty wet. but still close to getting it clean on toprope. climbed passed the crux (wet holds) and then second overlap well. but just couldn't get the top sequence before the lower off quite right. so thin!!samrad - TR dog - 03/Apr/11 with james G
Tough nut to crack. Every move needs thought...Looking forward to red pointing.farmus21 - TR dog - 17/Mar/11 with Sam Radcliffe
afternoon sesh as it was going dark. brilliant climbing cant wait to red point it :)samrad - TR dog - 17/Mar/11 with james G
Hidden - TR dog - 30/Sep/10
prety much failed on every movebarni - TR dnf - 25/Aug/10 with Justin Hughes
Hidden - Lead dog - 15/Jul/10
Really good slate climbing, tricky crux but fairly sustained overall. Felt easy on the send after 2 dogged leads and 3 falls at crux on redpoint attempts.Mike Goldthorp - Lead RP - 21/Jun/10 with Jono
Hidden - TR dnf - 27/Oct/09
Hidden - TR dog - 09/Jul/09
Hidden - TR dnf - 30/Sep/07
Dringo - 2006
Users with this climb on their wishlist are:
Dan724, Hidden, dswansonlow, Hidden, mynameisjen


text:
The selfie trend shows no sign of slowing down as U.S. Vice President Joe Biden has joined Instagram and posted a selfie with President Barack Obama.
We'll just allow a moment for you to process that statement.
Using the badass Instagram handle @VP, Biden captioned the image "Found a friend to join my first selfie on Instagram. Thanks for following and stay tuned. -VP"
The pic of VPOTUS with POTUS was taken in the back of the President's armored limo known as "The Beast," and has received over 23,000 likes so far.
Biden also posted the shot on Twitter, grandly entitled "The First Selfie." His cover picture is also a photo of the pair with a tender arm on each other's back.
The first picture the Veep uploaded hours before was of his beloved Ray-Ban aviators in the foreground, with himself in the background out of focus.
Obama is, of course, no stranger to the selfie.


text:
Tosh flashifies disk in demo hybrid drive
Toshiba has demonstrated a 1TB hybrid disk drive at the Flash Memory summit; that's 250GB bigger than Seagate's Momentus XT. The 2.5-inch XT drive is Seagate's third generation hybrid drive and features a 2-platter, 7,200rpm disk drive fitted with either a 4GB fast SLC flash cache in the 500GB product or an 8GB SLC NAND cache in …
how fast do you want...
" It's bandwidth is just 80GB/sec, seemingly unimpressive."
80GB/sec is VERY impressive to me...
I want a hybrid drive that reads as 2 drives: a proper sized SSD for booting and a spinny drive for storage and programs, both crammed into one 2.5" package.
I want to decide what goes where, I don't trust the drive to do it.
load of old tosh
but like every other piece of junk with their name on it,it will be.
a) total crap that does'nt work as advertised.
b)as with most tosh shite,it will fail in use and then you have the fun of dealing with toshibas idea of customer and tech support,which is just to ignore complaints,warrentys or the law of land involved.
toshiba,punting tosh to those who know no better.
should be forced to rename to shitiba.
would never,ever buy,sell or recommend tosh crap to anyone,not even my worst enemy,the quicker shitiba go bust the better.
Re: load of old tosh
You must be using one of their keyboards to write that? I see what you mean!
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text:
CHICAGO | The true face of the Stanley Cup champion Blackhawks was best displayed by Andrew Shaw on Thursday.
The 21-year-old pesty, pugilistic center was fresh from two days of pub crawls with the Cup. A grand parade and Grant Park rally in front of fans in downtown Chicago awaits today. Those uplifting events will take the edge off Shaw's swollen right cheek, a shiner around his right eye and a stitched-up facial cut after being hit with a puck in Game 6 Monday night.
"That's the face of a champion," he said of the other Hawks' analysis of his horror-movie kisser.
What Shaw and the Hawks really overcame was out of sight. He had played the final two postseason rounds with a broken rib on his left side, joining teammates like Marian Hossa and Michael Handzus who went on the ice with pain as their constant companion. Thus he had the stark justification for the NHL-wide vague description of injuries as "upper body" and "lower body."
"Pretty brutal," Shaw said of the pain from the cracked bone. He gulped "lots of Advil" after games "when you really feel it ... it was tough to sleep." Meanwhile, White Sox pitcher Jake Peavy will miss six weeks due to a broken rib.
"But you get into a game," Shaw said, "you kind of try to forget about it and mostly play your game, keep playing physical. There's a lot of guys in that locker room that were hurt. They were pushing themselves. So I thought I had to push myself even more. It was successful. I can guarantee every guy would say it's worth it."
A summer to heal the hurts with each player spending his own personal day with the Stanley Cup will follow today's massive party. Patrick Kane gave a preview of the glory with an exhausting 12-hour round-trip to New York to show off the Cup Wednesday on the Late Show with David Letterman.
The Cup has continually broken curfew since it landed at O'Hare Airport at 4 a.m. Tuesday.
"Every spot we've hit has been unbelievable," Shaw said. "Fans flooding the streets. Fans everywhere screaming. It's pretty surreal."
The drinks are on a grateful city.
"The bars have been good to us," Shaw said. "We thought we'd return the favor."
With his 21st birthday off in October, top rookie Brandon Saad is relegated to spectator amid the bar hopping.
"We've all been together," he said. "It's been awesome."
While the Hawks enjoy the spoils of victory, their general manager and staff are back at work. General manager Stan Bowman had to prepare for the amateur draft Sunday. Then he'll address shaping next season's roster.
Some veterans will depart, making way for the next wave of Shaws and Saads from minor-league Rockford. Bowman wants to re-sign free-agent winger Bryan Bickell, whose stellar postseason play has upped his price.
"I enjoyed it here," Bickell said. "I got drafted here. I think this is a second home for me. We're going to work on something."
Is a "hometown discount" a possibility?
"Yeah, definitely. This is a great team," Bickell said.
The 'great' team who will have to party fast. Training camp starts in 2 ½ months.
"Short summer," Kane said.


text:
150 Years Ago Today…
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- Liz Bezera on 3 July 1864: "[...]we have fixed up our quarters with bowers, etc – very nice – I built me a spring bed two hickory poles – lay barrel staves on them – tack them down – and I have as good a bed as I want."
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17 October 1863: "I send you this list so that if any body inquires concerning their relatives in the Co you can let them know what has become of them."
Item description: In this letter, 17 October 1863, James Augustus Graham, an officer in Company G (Orange Guards), 27th North Carolina Infantry Regiment, wrote home to his mother, reporting on the Battle of Bristoe. He briefly described the battle and … Continue reading


text: Product Details Return to Top Tasting Notes A Limited Edition Seasonal treat. Golden French Toast evokes pleasant memories of a weekend brunch, but this special treat can be enjoyed any day of the week! Indulge in the comforting flavors of warm, buttered French toast, a dash of cinnamon, and sweet maple syrup. A "breakfast" so good, you won't want to skip it. This Limited Edition coffee is one of several created to reflect the best aspect of each season. Made with 100% Arabica coffee. "This coffee makes me sooooo hungry! I get hungry just thinking about it. Reminds me of thick French toast smothered in butter and cinnamon-infused Vermont maple syrup. Yummy and fun!" — Patty Vincent, Coffee Buyer: Fair Trade, Organics & Flavors About Green Mountain Coffee® A great tasting cup of coffee can give you a whole new perspective. It's a moment to pause, reflect, and reprioritize. That moment is what inspires us to make coffee that benefits everyone it touches. From carefully sourcing and roasting the highest quality beans, to supporting small farms and protecting the environment, we focus on what's important. That's why we at Green Mountain Coffee® believe a good cup of coffee can change your day... but a great cup of coffee can help change the world.


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The Sunny Willams GroupLuxury Specialist
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01/18/2014 - dgcaskey
Showed home in 2013 in Sunset Heights, Gainesville, GA 30501.
Sunny is a first class agent. Energetic in searching for the house I wanted, proactive in negotiating on my behalf. She was always eager to explain details, warn me of pitfalls, and answer my questions. I highly recommend her.
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04/02/2013 - user6140774
Sold a home in 2012.
Working with Sunny is a delightful experience. She knows the Atlanta market, understands buyers and sellers, sets realistic expectations and has an incredible follow through.
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01/29/2013 - user0673802
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Sunny is amazing! Her vast knowledge with a combination of persistence and genuine care for her clients make her a great agent for buying and selling. Sunny was very honest, patient, and helpful during all stages of the home selling process. She really listened to us and helped us get what we needed and wanted. Sunny is a true professional, and will proactively fight for you to get the best out of the deal. I would highly recommend Sunny Williams.… MoreLess
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text:
Campus Life
If you take a 15-credit course load, you're spending about 15 hours a week in class. Life is what you do the rest of the time.
Recent research indicates that, for college students, life and learning go hand in hand. So we've created an incredible student life district – MainStreet – in the center of the UC campus. And we support hundreds of student organizations and activities for every possible interest.
The University of Cincinnati Club Sports Board (CSB) promotes student participation in a variety of physical and athletic activities.
UC's Campus Recreation Center (CRC) is a 200,000 square-foot fitness and recreation space.
UC Involvement
What kinds of student organizations does UC have?
- Cultural/Ethnic
- Musical
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- Professional
- Athletics
- Social
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- Academic
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- Political


text:
Insider knowledge: Strathmill 21 Year Old 1990 - Dimensions (Duncan Taylor) whisky is named whisky by virtue of the fact it's from Scotland. If distilled in America the spelling would be Strathmill 21 Year Old 1990 - Dimensions (Duncan Taylor) whiskey, as opposed to whisky.
Nose: Stewing dried fruit, with further notes of mahogany, nutmeg and sweet oxidised sherry.
Palate: Chocolate and spiced rum hit the palate first followed by sweet sherry notes.
Finish: Orange zest and oils with spent firework notes.
Overall: This is a big sherried beast that will please any sherry cask whisky lover.


text:
Inflation targeting, employment creation and economic development: assessing the impacts and policy alternatives
AbstractInflation targeting (IT) has recently become the dominant monetary policy prescription for both developing and industrialized countries alike. Emerging market governments, in particular, are increasingly pressured to follow IT as part of their International Monetary Fund (IMF)-led stabilization packages and the routine rating procedures of the international finance institutions. However, the common expectation of IT promoters that price stability would ultimately lead to higher employment and sustained growth has failed to materialize. Generally, the current growth patterns of the world economy are too concentrated and uneven to generate sufficient capital investment and reduce unemployment. To contribute to the task of designing a more socially desirable macroeconomic policy environment, we offer concrete country case studies that devise viable alternatives to inflation targeting central bank policies in order to promote employment, sustained growth and improved income distribution.
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Bibliographic InfoArticle provided by Taylor & Francis Journals in its journal International Review of Applied Economics.
Volume (Year): 22 (2008)
Issue (Month): 2 ()
Pages: 131-144
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Related researchKeywords: inflation targeting; central banks;
Other versions of this item:
- Gerald Epstein & Erinc Yeldan, 2008. "Inflation Targeting, Employment Creation and Economic Development: Assessing the Impacts and Policy Alternatives," International Review of Applied Economics, Taylor & Francis Journals, vol. 22(2), pages 129-130.
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Cited by:
- Metin Ozdemir & Selim Tuzunturk, 2009. "Is price stability enough? Macroeconomic performance of inflation targeting in developing countries," International Journal of Sustainable Economy, Inderscience Enterprises Ltd, vol. 1(4), pages 352-372.
- Erinc Yeldan, 2009. "On the Nature and Causes of the Collapse of the Wealth of Nations, 2007-2008: The End of a Façade Called Globalization," Working Papers wp197, Political Economy Research Institute, University of Massachusetts at Amherst.
- Matsumoto, Makiko & Hengge, Martina & Islam, Iyanatul, 2012. "Tackling the youth employment crisis : a macroeconomic perspective," ILO Working Papers 470297, International Labour Organization.
- Kosta Josifidis & Emilija Beker Pucar & Slađana Srdić & Gabriela Ivan, 2014. "Inflation Targeting in Advanced vs. Emerging Economies before and after the Crisis," Panoeconomicus, Savez ekonomista Vojvodine, Novi Sad, Serbia, vol. 61(1), pages 79-106, Februar.
- Gradimir Kozetinac, 2011. "Inflation Targeting, Full Employment and Long-run Economic Growth: The Case of Serbia," Book Chapters, Institute of Economic Sciences.
- James Heintz & Léonce Ndikumana, 2010. "Is There a Case for Formal Inflation Targeting in Sub-Saharan Africa?," Working Papers wp218, Political Economy Research Institute, University of Massachusetts at Amherst.
- Carlos A. Carrasco & Jesus Ferreiro, 2013. "Inflation targeting in Mexico," Journal of Post Keynesian Economics, M.E. Sharpe, Inc., vol. 35(3), pages 341-372, April.
- Jose Antonio Cordero, 2009. "Costa Rica During the Global Recession: Fiscal Stimulus with Tight Monetary Policy," CEPR Reports and Issue Briefs 2009-23, Center for Economic and Policy Research (CEPR).
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text:
Warrior Princesses UNITE!
I just have to share this great op-ed in the New York Times today, and this seemed like the best forum to post it. "Mighty princess[es] forged in the heat of battle . . . [Our] courage will change the world!" (Don't try to pretend that you don't know that opening narration of Xena: Warrior Princess!)
Namaste from the Midwest,
What if this is Shirley's warrior cry?
"Wake up, women of the world! . . . Perhaps you are the true warriors for peace."
- Shirley MacLaine, What if . . . (p. 52)
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text:
So while playing a round of "make John Green find the thing" I posted this. Then John Green found the thing and posted this.
I'll just leave that there.
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Home » Opinion » Editorials
Secret arrests: ICE's dangerous power
Immigration and Customs Enforcement (ICE) did exactly that in New Hampshire in 2011. The agency, a part of the Department of Homeland Security, arrested six people it said were convicted criminal aliens. It issued a press release boasting of the arrests. But it refused to release the names.
This newspaper sued to get the names, and on April 18 a federal judge ruled that the government did not have to release them. That is disappointing and disconcerting.
"I believe secret arrests to be dangerously un-American," our attorney, Gregory Sullivan said in an email after the decision. "Unfortunately, all of the federal judges who have dealt with arrests by ICE do not share this opinion."
Dangerously un-American is right. When the government can use arrests as political propaganda and withhold the names of those arrested, preventing the people from scrutinizing the propaganda, an important check on the power of the state has been erased.
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By the horn: Feds owe NH man an explanation


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ASHTON Edward married Susan WHITE 1882
Information & Research Journal.
Edward ASHTON (born Lancashire) and Susan WHITE (born Dunolly)
were married in Victoria in 1882.
Five children located Victorian records for Edward and Susan.
Arthur Richard ASHTON.
Born: 1883 Hotham, Victoria.
Died: -
Olive Elizabeth Ann ASHTON.
Born: 1885 Hotham, Victoria.
Died: -
Alice Amelia Beatrice ASHTON.
Born: 1887 Hotham, Victoria.
Died: -
Mabel Louisa Cobb ASHTON.
Born: 1890 Hotham, Victoria.
Died: -
Ethel Flor Evelyn ASHTON.
Born: 1892 Hotham, Victoria.
Died: -
Registry of Births and Marriages, Victoria.
on 2010-08-30 05:32:17
TONKIN lives in Victoria, Australia.
Please note. Journals are intended to assist new researchers locate family lines in Australia and should only be used as a guide for follow up research and record searches as intended. Due to spelling and informant errors appearing in the records, typo errors and the misreading of the records by myself mistakes must be expected. Errors will be corrected when detected.


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Phish - "9.14.11 Essex Junction Soundcheck"
Phish - 9.14.11 Essex Junction Soundcheck
Jam (13:00)
Midnight Confessions
Ginseng Sullivan
Silent Night (on Theremin)
"Too Much Fried Dough at the Fair" ->
Peaches en Regalia
Cannonball tease
Jam (6:00)
Some gems from the soundcheck:
- Trey discussing tripping balls on Christmas morning
- Trey mentions that the vacuum and theremin sound the exact same, and they should do a duet. Page says, "good idea."
- Jam #1. Where the hell is this at shows? As Gordo said when it finished, "Please email that to me." Seriously. So disgusting. Let it rip like this, gentlemen!
22 notes
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2015 MINI Cooper Concept
The concept of 2015 Mini Cooper can soon be introduced in Europe, that has not stopped enterprising spy photographers snapping shots wqzxc of random camouflaged prototype – or mini itself from having a few enjoyable in revealing his own " teaser " image from the car.
2015 MINI Cooper Concept
The all-new 2015 Mini Cooper appearance virtually coated up inside a recent photo shoot, revealing delicate makeover as the top towards the next generation. wqzxc Initially glance, the new Mini doesn't look a lot totally different coming from the current model. The general size and form don't alter drastically as well as miniature painted signature roof remains intact. The third generation of reborn Mini is almost upon us. Simply look in the trail of breadcrumbs the Anglo-Saxon automaker is leaving us.
First we saw the upcoming new Mini Cooper, spied from higher than with a photo shoot, that Mini was quick to purpose out wasn't its best hand. Then BMW's retro-hatch division showcased the Mini Eyesight concept, and followed up simply yesterday along with details from the new engines and chassis that could underpin the newest model. And in fact now we've the clearest batch of spy shots we have noticed yet.
Concept Sportier Look of 2015 MINI Cooper
Beginning using the exterior, with a glance, you may not discover something totally different coming from the earlier series. But, in case you have a closer towards the 2015 MINI Cooper, you will see how this car is sportier compared to the preceding version. You are able to begin to see the exhaust suggestions have been created along with a few sporty accent.
Remember in regards to the higher performance tires which should add a lot of aggressive look towards the car. In case you notice, the front section of the car is designed a very little wider compared to the current MINI Cooper. Nicely, albeit this car is thus nicely known to its "cute" theme, however a minimum of, currently, the people that prefer to have sporty car can expect some thing using this car. Don't at any time assume cuteness and sporty can never mix along. The exterior style of the car has proven that it must be entirely potential to make some thing awesome from this kind of combination.
Concept of 2015 MINI Cooper and Its Performance
In regards to the interior, nicely, it's quite unfortunate because there's barely any alter you could find compared towards the earlier version. Thus, we're not visiting talk about this. Rather, we will talk in regards to the specifications of the car in terms of how it can offer the performance. Beginning using the car, the ability is predicted to become emitted from your engine created along with turbocharged three-cylinder technologies. At its greatest performance, around 181 horsepower could be made. Six-speed manual transmission can stay however you may also have the options to the automatic one.
Nicely, it looks which once once more, this car series can become successful soon sufficient. Simply wait till 2015 MINI Cooper is basically launched towards the market. 2015 MINI Cooper concept is able to become subsequent hit once it is very launched. Along with much better performance and sportier look, this new generation of MINI Cooper is positive to gain a lot of popularity.


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This guide explains the differences you will see in HM Revenue & Customs' (HMRC's) PAYE Online for employers service when reporting your PAYE information in real time - and what you can continue to send and receive using PAYE Online.
Employers reporting their PAYE information in real time still need to use PAYE Online but will use fewer features.
You still submit reports online but these reports are sent directly to HMRC using your payroll software or HMRC's Basic PAYE Tools.
On this page:
Employers reporting their payroll information to HMRC in real time use fewer features of PAYE Online than they did previously.
You still submit reports online but the reports are sent directly to HMRC using your payroll software or HMRC's Basic PAYE Tools.
You still need your PAYE Online login (User ID and password) because, although you can't log in directly to PAYE Online to report, you need your login details when your payroll software sends your reports.
Employers reporting their payroll information to HMRC in real time use Full Payment Submissions (FPS), sent via their payroll, after entering their user id and password. These are sent every payday so there's no need for end-of-year returns (forms P14 and P35).
You cannot manually enter any payroll reports directly into PAYE Online to submit online (which you may previously have done) if your payroll software didn't file online.
All of the following reports and requests are sent directly to HMRC using your payroll software or HMRC's Basic PAYE tools:
Even if you use commercial payroll software to run your payroll you might still need to use HMRC's Basic PAYE Tools to send some of these submission types - perhaps because your chosen payroll software doesn't let you do this. HMRC has guides you can download and use to follow the steps you need to take to do this.
Using Basic PAYE Tools alongside commercial software
Please note you cannot send an NVR until you have started to send PAYE information in real time - wait two weeks after sending your first FPS before sending an NVR.
PAYE Online cannot be used to send:
New features allow you to view NVR and generic notification notices - these are explained later in this guide.
You can continue to use PAYE Online to:
After completing the registration process you will be able to use PAYE Online through the login page for those services you need.
You can use PAYE Online to:
If you prefer, some PAYE Online features can be accessed in other ways:
Using HMRC's Business Tax Dashboard as an employer
Choosing HMRC recognised PAYE software
Software packages and other payroll options
The PDV is software you can download and install on your computer. When installed, it will download notices and messages from HMRC onto your computer for you to read. The PDV is particularly suitable if you receive a lot of codes and notices and you want to reorder the list.
The PDV doesn't support the other features of PAYE Online.
You may receive a GNS messages to give you notice that you:
There are 4 types of message that you may receive:
If you have registered for e-mail reminders you will receive an email alert if you have any new notices to view. The email will include a link direct to the notice you have received.
HMRC recommends you set up email reminders and notifications using the options available in PAYE Online. This means you'll automatically be sent an email when there's something new for you to view but you can view GNS messages at any time by:
If you use Electronic Data Interchange (EDI), the message will be sent using the same EDI channel. EDI users can now choose how to receive GNS notices. To make the choice go to HMRC Online, select the Generic Notice option link and choose between receiving GNS notifications through either EDI or Internet.
Late filing notice - you may receive this if you send an FPS with a payment to an individual which is earlier than the FPS date, and the FPS does not give a valid late reporting reason code for the relevant payment.
HMRC issues these notices based on information received within a tax month ie from 6th of the month to the 5th of the following month.
Example 1 - A Company Ltd submit an FPS on 4 June that includes payment dates of 17 May, 3 June, 6 June and 10 June. HMRC's systems record two failures (17 May and 3 June) but only issue one late file GNS on the 5 June.
Example 2 - B Company Ltd submits an FPS on 4 June that includes payment dates of 17 May, 3 June, 6 June and 10 June. The 3 June payment qualifies for the 'Impractical to report work done on the day' easement code F, the system extends the filing date by 7 days until the 10 June for the payment. However the system still records a failure for the 17 May payment and sends a late filing GNS on 5 June, following receipt of the FPS.
More information on 'Exceptions to reporting PAYE information 'on or before' paying an employee' can be found by following the link below.
Exceptions to reporting PAYE information 'on or before' paying an employee
HMRC sends late filing notices on a daily basis. You'll only get one notice per tax month even if you've sent more than one FPS during that month that contains payment to an individual which is earlier than the date of the FPS. This will be for the first late filing of that tax month and no further notices will be issued.
Non-filing notice - you may receive this if you do not:
If you run payroll monthly then normally a minimum of 1 FPS will be expected each month. If you pay your employees more frequently than once a month more than 1 FPS is expected.
If you change the amount of time between paying your employees, for example from weekly to monthly, you must contact HMRC Employer Helpline to tell us your pay frequency has changed or you may receive a non-filing notice.
Find contact details for HMRC's Employer Helpline
Changing the interval between paydays
HMRC works out when you are expected to report your PAYE based on previous filing data and the following principles:
These are issued on or around the 7th of the following tax month. Only one per PAYE scheme is issued even if more than 1 FPS was not filed the previous tax month.
If you did not pay any employees in a specific tax month you should send a 'no payment' EPS by the 19th following the end of the month you didn't pay anyone. HMRC will send you a non-filing notice after the end of the tax month on the 5th to remind you to send your EPS by the 19th.
Late payment notice - sent when you failed to pay the full amount you owe on time.
For example - C Ltd submits an FPS showing a tax liability of £1,200 for the month ended 5 June. C Ltd pays £600 electronically on 10 June and another £300 on 21 June. A failure is created in respect of the £300 outstanding and the Late Payment notice is issued on 1 July. HMRC carries out the late payment checks after each monthly or quarterly payment deadline is passed, and will send out the Late Payment notices shortly after that.
Late payment reminder notice - you may receive this if you continue to pay late. HMRC will issue this notice in the same way as the original Late Payment Notice, but you will receive one of these if you have already received three or more late payment notices in the tax year.
You should make sure you pay the full amount you owe on time to avoid possible interest charges.
Interest charges on late PAYE/NICs payments
A GNS message is not a notification of a penalty. It is a customer service message to help you put processes in place to make sure you report and pay your PAYE obligations on time.
Automatic late filing penalties start on:
You should check the information submitted to HMRC to establish the reason for this apparent failure. You do not need to contact HMRC on receipt of this message.
If you have received a late payment GNS, you will not get an automatic penalty for 2014-15 but you may do if you continue to pay late next year. In 2014-15, HMRC will be issuing penalties only in respect of the most persistent and serious payment failures. You do not need to take further action except to ensure you pay your PAYE in full and on time.
You will receive an email alert if you have any notices to view, this will include a link direct to the notice you have received. But you can view the following notices online by logging onto your PAYE Online account:
National Insurance number Verification Replies - you'll receive one of these if you sent HMRC a National Insurance number Verification Request to check whether an employee's National Insurance number is valid, or to find the National Insurance number for an employee who didn't give you one.
Possible replies are:
National Insurance number Verification Notices - you might receive NOT messages after you report your payroll information by sending an FPS. For example, if you have taken on a new employee, HMRC will automatically check that the National Insurance number is shown and correct and send you an appropriate response - so you should always check your RTI notices after reporting your payroll information. You may also receive NOT messages if you've made an EAS to align HMRC's data with yours.
Possible replies are:
Notifying and getting new employee information right
First report - checking your payroll records match with HMRC's
Making sure you use the correct National Insurance number
Each year in February/March, HMRC issues P9 Tax codes and Student Loan notices for the new tax year. But the viewing feature normally shows you notices for the current tax year only - so if you want to see these notices before the next year starts on 6 April, you'll have to select the next 'Tax Year' and enter the appropriate dates.
The notices and reminders HMRC sends you can contain important information. It is important you check regularly to see whether any new ones have been sent to you.
HMRC recommends you set up email reminders and notifications using one of the options available in PAYE Online. This means you'll automatically get sent an email when there's something new for you to view.
Log in to PAYE Online and go to 'Provide us with an email address'
From October 2014 there will be a facility to appeal online against new late filing and late payment penalties for the tax year 2014-15 onwards, using HMRC's 'PAYE Online login page' (this facility cannot be used to appeal electronically against penalties for tax year 2013-14 or earlier).
This will not only allow appeals to be submitted electronically - in some cases HMRC will also be able to accept and settle the appeal electronically.
You will be able to use the 'Appeal a penalty' facility to indicate the reason for your appeal, and provide further information to support your appeal where necessary.
The Notice of Penalty Assessment will contain a 'Unique ID' for each
penalty shown on the notice. You will use the Unique ID to identify
which penalty you wish to appeal against on HMRC's PAYE Online Service.
The 'Appeal a penalty' facility will include additional information to help you to select the correct category.
You may have to separately make expenses and benefits returns yourself using PAYE Online at the end of the tax year, if your payroll software doesn't do it for you. For more information about sending these returns, follow the link below.
Completing forms P9D, P11D and P11D(b)
You may continue to use PAYE Online throughout the tax year to tell HMRC when you supply a company car, or withdraw one without replacing it, if your payroll software doesn't do this for you. If you choose to send form P46 (Car) when you replace a car with a different one, you must send this through PAYE Online, and not on paper.
Reporting company cars on form P46 (Car)
You can view your payment and submission position for all PAYE tax, National Insurance (including Class 1A) you owe, and the amount you've already paid, for the current and other tax years within PAYE Online. The tax year 2010-11 is the earliest year you can view.
The tax position you will see is updated overnight Monday to Friday and will only reflect returns and payments that have reached HMRC's systems. For real time submissions, updates will be twice a month - after the 6th and 19th for the tax month just ended. For information about making payments and the time you need to allow for payments to reach HMRC's systems - please see the guidance on paying HMRC. It will also include any interest charges and show how monies have been reallocated or moved within your PAYE scheme.
Although you may get notices from HMRC about paying late - see the earlier section in this guide about generic notification notices - Only PAYE late payment penalties raised for tax year 2014-15 onwards can now be viewed in PAYE Online. If you have a query about a late payment penalty notice you have received please contact the issuing office. You will find their contact details on the notice.
You can access this using 'View account' from within the 'At a glance' area.
If you've lost your User ID or password for PAYE Online, you'll find links on the HMRC Online Services homepage to step-by-step information explaining what to do.
The payroll information that you send online to HMRC using your payroll software, whether you have commercial software or HMRC's Basic PAYE tools, can be viewed from within the software itself. You can't retrieve it using PAYE Online, so you should always ensure you take backups of your payroll data.
The returns and forms that you send using PAYE Online are available for you to view using PAYE Online for a limited amount of time.
Each year around October/November, HMRC upgrades this online service and at the same time deletes records that are no longer required. HMRC deletes all records that are:
If you wish to keep any of these records for your own purposes, you should check the records held on PAYE Online and take the following action as appropriate:
After the annual upgrade, you won't be able to use the online service to access any records which have been deleted in accordance with the criteria above.
You also won't be able to access the online service at all while it is being upgraded. You can find out more about the 'Service availability' by following the link below.


text:
Posts tagged with london:
Happening Today - September 21
In London: Giant 30 Meter Slip N Slide. 2pm. Free
In San Francisco: Volunteering at an Urban Farm. 10am. Free
In Naples: Boat Ride around the Gulf of Naples. 10am. €4.50
In Stockholm: Walk in the Forest. 3pm. Free
In Victoria: Traditional Scottish Ceilidh Dancing. 8pm. $3
Happening Today - Aug 13
In Ho Chi Minh City: Language Exchange Meetup. 6:30 pm. FREE.
In London: Weekly Meet @ Penderel's Oak. 6:30 pm. FREE.
In New York City: Tuesday Night Meetup @ Red Lion. 7 pm. FREE.
In Berlin: 102nd Weekly Meeting @ Lorentz-Eck. 7 pm. FREE.
In Paris: Screening of They Shoot Horses, Don't They? 9:30 pm. 8,50€.
Happening today - Aug 10
In London: Picnic at Hyde Park + Beach Party. 7 pm. FREE.
In São Paulo: Alien Party. 11:30 pm. R$ 5,00.
In Oakland: Lingerie and Boxer Party. 9 pm. FREE.
In New York: Squat Tour in the East Village. 3 pm. FREE.
In Bogotá: Experimental Portuguese Class. 4 pm. FREE.
4 Cool CS Events Happening This Week
In Istanbul: Rooftop screening of 2 classic horror flicks. Wednesday, July 17, 8:30 pm. FREE.
In London: Banksy Grafitti Tour. Saturday, July 20, 1 pm. FREE.
In Buenos Aires: Pub Crawl in San Telmo. Saturday, July 20, 11 pm. FREE.
In Vienna: Werewolf (Game) Night. Sunday, July 21, 6 pm. FREE.
Random Act of Kindness
(Illustration by Sophie Blackall)
Dear Couples in committed relationships,
I am a photographer and I want to photograph some love! I am going to give 3 photographic experience sessions for couples in committed relationships as a gift here on Couchsurfing.


text:
Yamaha motorcycles never compromise on quality, and that quality is reflected on the design and performance of the Japanese bike maker's XJ Series. It doesn't even matter if you're a new or experienced rider, the XJ6 Diversion has found its way in the must-have lists of a lot of riders.
The appeal of this sports bike can be attributed to its 600cc liquid-cooled 4-cylinder engine, producing effortless fun and unrivaled performance, especially at low revs. Add in an ABS system as an extra option and you get the kind of responsive brakes that makes the bike safe to ride too.
Other design features of the XJ6 Diversion ABS is its lightweight cast wheels that keep unsprung weight low to the 41 mm front forks and a monocross rear suspension that delivers impressive roadholding.
On top of all that, the bike also comes with plenty of other features, including adjustable handlebars that guarantee a comfortable riding position and a half-fairing that will protect you from wind and other elements. When you're comfortable on a motorcycle, it's mean that you'll have fun with your experience.
That, in a nutshell, is what the XJ6 Diversion ABS is all about.
Find out more about the Yamaha XJ6 Diversion ABS after the jump.
Yamaha XJ6 Diversion
No matter whether you're a new or experienced rider, the XJ6 Diversion has the quality to ensure every ride is filled with enjoyment and satisfaction.
From the lightweight cast wheels that keep unsprung weight low to the 41 mm front forks and monocross rear suspension that deliver impressive roadholding, this is a superior all-rounder. The 600cc liquid-cooled 4-cylinder engine produces effortless fun performance, especially at low revs, while an ABS option means responsive brakes are at your fingertips.
The XJ6 lets you appreciate your journey: adjustable handlebars guarantee a comfortable riding position and a half-fairing protects you from wind and other elements.
Yamaha motorcycles never compromise on quality, and this is reflected in the design and performance of the XJ Series. When you're comfortable on a motorcycle, that's when you have fun. Whether leisure riding or commuting that's what the XJ Series will mean: real riding pleasure.
Yamaha's Art of Engineering philosophy makes you feel at one with the machine, and the XJ Series' 4-cylinder engine is crucial to this with smooth power delivery whenever you open throttle. This combination of cutting-edge technology and attention to detail is paramount to the XJ-Series and creates the confidence every rider should experience.
Power you can handle
Enjoy easy, smooth power whether it's on the city streets or as you open up and head into the country. The 600cc fuel-injected engine is superbly responsive and a newly designed clutch makes for much smoother gear shifting. An aerodynamic half-fairing will help to protect you from the elements whatever speed you're at.
Great roadholding and excellent handling
The reassurance of taking the twists and turns that make for an enjoyable ride comes from knowing you have excellent support underneath you. The XJ6 Diversion features 41 mm front forks and monocross rear suspension, as well as lightweight cast wheels to keep unsprung weight low – and to guarantee a smooth ride.
Enhanced agility
Great torque at low revs is a signal that the XJ6 Diversion means business – but it's the inclusion of a four-into-one exhaust with midship muffler which contributes to centralise mass, that underlines this bike's enhanced agility. You'll also feel in command, too, courtesy of adjustable handlebars that allow you to dictate the best riding position.
New lightweight frame
Yamaha has given the XJ6 Diversion a new tubular frame that has been designed to provide easy handling. It also helps to emphasise the bike's slim appearance – and it weighs in at an impressively lightweight 211 kg (216 kg for ABS version).
Storage that suits you
The XJ6 Diversion is a motorcycle that can cope with your flexible lifestyle. For added functionality we offer as Genuine Yamaha accessory a sturdy rear carrier and a big 46-litre topcase so you can easily stow away an overnight bag or shopping. An under-seat storage compartment features a U-lock for added security.
ABS option
Ride with increased confidence thanks to responsive ABS, which helps prevent skidding and brings you to a controlled stop.
|Engine type
|liquid-cooled, 4-stroke, DOHC, forward-inclined parallel 4-cylinder, 4-valves
|Bore x stroke
|65.5 mm x 44.5 mm
|Compression ratio
|12.2 : 1
|Maximum Power
|57.0 kW (78PS) @ 10,000 rpm
|Maximum Torque
|59.7 Nm (6.1 kg-m) @ 8,500 rpm
|Lubrication system
|Wet sump
|Electronic Fuel Injection
|Clutch Type
|Wet, Multiple Disc
|Ignition system
|Starter system
|Transmission system
|Constant Mesh, 6-speed
|Final transmission
|Steel, Diamond Shaped
|Front suspension
|system Telescopic forks
|Front travel
|130 mm
|Caster Angle
|103 mm
|Rear suspension system
|Linked monoshock with spring preload adjustment
|Rear Travel
|130 mm
|Front brake
|Hydraulic dual disc, Ø 298 mm
|Rear brake
|Hydraulic single disc, Ø 245 mm
|Front tyre
|Rear tyre
|Overall length
|2,120 mm
|Overall width
|770 mm
|Overall height
|1,210 mm
|Seat height
|785 mm
|Wheel base
|1,440 mm
|Minimum ground clearance
|140 mm
|Wet weight (including full oil and fuel tank)
|211 kg / ABS 216 kg
|Fuel tank capacity
|17 litres
|Oil tank capacity
|3.4 litres
Bikez ---- "With lightweight cast wheels, large 41 mm diameter front forks and Monocross rear suspension, the XJ6 Diversion F ABS delivers great handling and secure road-holding"
Motorcyclenews ---- "Competent and unthreatening with a distinct budget feel. It can be ridden quite quickly, but is also reassuring in the wet and well-balanced at low speed"


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´Great Leap´ to Disaster
INthe wake of a deadly train collision in China that claimed at least 39 lives, a single photograph has for many Chinese become emblematic of a callous, unresponsive political culture that prioritises instant results over public well-being and accountability. The news photograph shows a highspeed train zipping along a viaduct in Wenzhou, the site of the accident last Saturday, less than a day after rescue work was halted, some say far too soon. The wreckage of the crash is piled carelessly on the barren ground below, a tragedy swept rashly into the past. From the outset, China´s government did its utmost to keep public doubts from...
THE facts of the crisis over the debt ceiling aren´t complicated. Republicans have, in effect, taken America hostage, threatening to undermine the economy and disrupt the essential business of government unless they get policy concessions they would never have been able to enact through legislation. And Democrats - who would have been justified in rejecting this extortion altogether - have, in fact, gone a long way toward meeting those Republican demands. As I said, it´s not complicated. Yet many people in the news media apparently can´t bring themselves to acknowledge this simple reality. News reports portray the parties as equally intransigent; pundits fantasise about some kind of "centrist".
QRail invites bid for $25bn Doha Metro project
TRIBUNE NEWS NETWORK DUBAI QATAR Railways Co. (QRail) invited local and international companies on Saturday to signal their interest in building the $25 billion Doha Metro project.
Qatar won the right to host the FIFA 2020 soccer World Cup late last year and much depends on the country completing around $100 billion of infrastructure projects in time for the tournament—of which the 85 kms long Doha Metro is key.
QRail said it was inviting experienced companies to submit expressions of interest in bidding for design and construction works on the railway project, including major underground and elevated civil works.
"This invitation is a major opportunity for local contracting companies to join in consortia with large international contractors to design and build six urgent construction packages that include 22 km of underground tunnels (and) 15 underground stations in the first stage," QRail CEO Saad Ahmed al Muhannadi said.
"Enabling works which include roads and utilities diversion will be particularly critical and the Qatar Railways Company is looking to partner with contractors who can showcase relevant capabilities and experience in this area," he added.
QRail will oversee the management, operation and maintenance of all local railways and lead coordination efforts with regional and international rail networks, he said.
The six Gulf Arab states plan to spend more than $100 billion on a rail project linking them up by 2017, with long-range plans to extend the high-speed network as far as Yemen in the south of the Arabian Peninsula.
Qatar has allocated 40 percent of its budget between now and 2016 to infrastructure projects. These include $11 billion to be spent on a new international airport, $5.5 billion on a deep-water seaport and $1 billion for a transport corridor in Doha.
In November 2009, Germany's Deutsche Bahn AG inked a $25 billion deal to design and build underground and rail lines in Qatar and neighbouring Bahrain.
Qatar won the hosting rights for 2022 World Cup in December, beating off competition from Japan, Australia, Korea and the US.
Broad restricts India's lead
Call local or global @35 dirham a minute: Qtel
29 killed in Yemen clashes
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Who: All ages.
What: Gas Lamp Players presents The Music Man! Con man Harold Hill comes to a Midwestern town with a scam using a boy's marching band program, but things don't go according to plan. One of America's most beloved musicals with famous songs like "76 Trombones!"
Where: Ridgewood Avenue School in Glen Ridge, NJ
When: February 10 – 12: Friday and Saturday performances at 7 pm / Saturday and Sunday performances are 2 pm matinees.
Cost: $20 for adults, $10 for students and senior citizens and $10 for groups of 10 or more. Purchase online here.


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CIGIREX™ from the United States introduces a breakthrough on how nicotine is delivered to your bloodstream without tar, tobacco and thousands of carcinogens associated with traditional cigarettes. In most cases, traditional tobacco cigarettes include harmful carcinogens including alkaline, which is found in batteries, as well as many other products. CIGIREX™ removes these harmful ingredients associated with traditional cigarettes and offers a no tobacco, tar-free method of delivering nicotine into your system.
CIGIREX looks and feels like a traditional cigarette. The cartomizer technology is the science in CIGIREX's delivery system. CIGIREX is powered by a long lasting rechargeable battery housed in the front of the cigarette shaped device. The battery powers the cartomizer to heat and safely deliver the nicotine with water vapor. The cartomizer is a small device that sits just behind the battery, the replaceable nicotine cartridge. The device allows for nicotine delivery to the user without the tobacco and tar. The out flowing is water vapor which simulates smoke so you can enjoy the visual emission from your mouth as you exhale much like the traditional cigarette. CIGIREX provides you the freedom to enjoy the personal pleasure associated with smoking in places where traditional smoking has been banned. (bars, lounges, planes, trains etc.) CIGIREX can also be enjoyed in your personal spaces such as, your home, friends' homes and car without the odor, ash or possibility of burning holes in any of your possessions.
It is only because of advances in technology and modern science that CIGIREX is possible. It is time to say NO to being addicted to tobacco cigarettes. If you are among this group, then take your first steps to taking charge of your life, your destiny and your future. CIGIREX along with Together Against Cancer (UK Registered Charity No. 1123665) invites you to take the CIGIREX Challenge to live tobacco and tar free!


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Welcome to The Palms Condos
on Galveston Island, Texas
The best kept secret on Galveston Island for condo living.
Currently for Sale at The Palms Condos
Currently for Lease in The Palms Condos
Click here to view the lease inventory.
About The Palms
The Palms Condos are located behind the seawall on Galveston Island, facing the Gulf of Mexico. The condos are composed of two 2-story buildings, each with tile roof and stucco exterior. The Palms Condos features 48 units, one and two bedroom units with porch or balcony, underground covered parking, front and back gated entry, pool and spa, and barbeque areas. Enjoy the view from your condo, walk along the seawall, or drive a short distance to the beach.
- Perfect location behind the Galveston Seawall
- Gorgeous views of The Gulf
- Gated entry (front and back)
- Covered parking
- Pets welcome
- Pool and Spa
- Stucco exterior
- Tile roof
- Patio / Balcony
- Storm shutters
- Wood burning fireplace
- Long-term rentals only
Featured Condo for Sale at The Palms:
Unit 202 for Sale $175,000
For more information about these condos or general questions about the area,
please contact Larry Williams, Realtor® and resident of The Palms.
Resident Resources
Insurance Information
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Savoir PonchoColour: Grey Marl, Oatmeal. 85% acrylic, 8% wool, 7% polyester. Machine washable.
Savoir Monochrome Edge To Edge Cardigan
This edge to edge cardigan by Savoir adds timeless style to your new season looks with its monochrome design.
Taking you from day-to-night in sleek style, this cardy perfects this season's love of black and white. The worn open style makes this a great piece to layer with, while the soft-to-touch knit will keep you warm when winter arrives.
Wear this cardigan with Savoir skinny jeans and court shoes for a chic and sophisticated daytime outfit.
Useful info:
- Cardigan by Savoir
- All-over mono pattern
- Edge to edge design
- Worn open style
Diesel Leopard Print Cardigan
Respond to the call of the wild this season in the animal print cardigan by Diesel.
Featuring an all-over leopard print with leopard face immersed in the pattern, this cardi adds a little cat couture to your off-duty wardrobe. Crafted from pure alpaca wool, this cover up surrounds you in luxurious warmth and comfort.
Wear this cardigan over a printed Diesel tee and black skinny jeans choosing understated black courts for a subtle chic finish.
Protect the fabric by hand washing this cardigan only.
Useful info:
- Cardigan by Diesel
- Made from alpaca wool
- All-over animal print
- Leopard face in print
- Contrast trims
- 2 front pockets
- Button placket
South Shearling Cardigan
Fun, furry fabrics are order of the season this Autumn Winter, we're adding shearling to the list in this gorgeous shearling cardigan by South.
In cool cream or classic black this neutral jacket is the perfect warming layer to add depth to every look. Featuring a knitted back and sleeves the front is super smooth and soft for touchable texture, while a shearling style collar and lining lend winter-ready shaggy-chic style. The worn open design is the epitome of laid back elegance and makes this piece perfect for slipping on over every off-duty look.
Wear this seriously snug cardigan over your favourite tee and skinny jeans by South. Seal your style with the shoe of the season - the Chelsea boot by Shoe Box.
Useful info:
- Cardigan by South
- Soft suede-style panels to body
- Shearling style lining and collar
- Knitted back and arms
Definitions Knitted Cardigan with Faux Fur Trim
Casual knits get a chic update this season
An easy throw on piece of knitwear, this cardigan by Definitions is perfect for your casual cover up closet this season.
Available in classic black or winter white, this cardi coat is made for the colder months. The chunky knit keeps you wrapped up and cosy, while the faux fur collar trim adds a chic sense of styling.
Button this cardigan up over a printed Definitions tea dress, opaque tights and ankle boots for a cool, casual and stylish daytime look.
Useful info:
- Cardigan by Definitions
- Faux fur trim to collar
- Button up fastenings
- 2 front facing pockets
- Ribbed trims, hem and cuffs
Fearne Cotton Eyelash Cardi
Taking the eyelash trend from knitwear to outdoor wear, this cardigan by Fearne Cotton is a casual throw on piece that will work through autumn into winter.
In a classic black hue, this cardi will become a wear-with-anything staple being worn over workwear outfits as well as off-duty ones. The eyelash yarn knit gives this piece a super soft appeal that's luxe-to-the-touch as well as a little added shape.
Get Fearne's look by wearing this cardigan over a black cami, Fearne Cotton boyfriend jeans and liven up your outfit in a pair of leopard print courts.
Please hand wash this cardigan only.
Useful info:
- Eyelash yarn cardigan by Fearne Cotton
- Full-length sleeves
- Fastening detail to front
Lipsy Cable Knit Open Front Cardigan
- In Stock
2 reviews
- Delivery
- Next day delivery available
Lipsy Cable Knit Open Front Cardigan.
Button detail to the front.Colour: Oatmeal. 90% acrylic, 10% polyamide. Machine washable.
Lipsy Lurex Drape Front Cardigan
- In Stock
0 review
- Delivery
- Next day delivery available
Lipsy Lurex Drape Front Cardigan.
Open front design. Metallic thread detail.Colour: Gold. 65% Arcylic, 16% Viscose, 12% Polyester, 7% Metalised Fibre. Machine washable.
Lipsy Longline Cardigan.
Buckle fastening to the front.Colour: Black. 75% acrylic, 18% polyamide, 6% polyester, 1% elastane. Machine washable.
South Grid Print Cardigan
Keep snug in style this season and do modern monochrome in fun, furry fabrics in the grid print cardigan by South.
This worn open cardigan fuses sleek grid prints with a fuzzy fabric for cute, cosy style with minimalist appeal. The all over black and white design is great for adding interest to understated separates, while the worn open look is laid back and effortless.
Slip this check cardigan on over a statement South tee and your favourite distressed denims. Finish the look with Shoe Box Chelsea boots for off-duty cool.
Useful info:
- Cardigan by South
- All-over grid print
- Worn open design
- Contrast trim
South Eyelash Heart Cardigan
Fun, super soft, furry fabrics are the order of the season and we're making sure we get our fix in this eyelash heart cardigan by South.
Featuring a longline design this cardigan is perfect for styling with mini skirts and trousers alike. Its worn open style and fuzzy texture lend laid back luxe to every outfit, while the all over heart print gives you a loved-up look. In black and Silver this cardigan is day-to-night ready, while the winter-white option feels ultra chic.
Wear this cardigan over a white tee, South boyfriend jeans and Shoe Box ankle boots for lovable off-duty attire.
Useful info:
- Cardigan by South
- Fluffy eyelash fabric
- All-over heart print
- Worn open design
- Ribbed sleeves
So Fabulous Fluffy Eyelash Edge to Edge Cardigan
- In Stock
3 reviews
- Delivery
- Next day delivery available
So Fabulous! Eyelash Edge To Edge Cardigan
This eyelash knit cardigan by So Fabulous! adds a soft and fluffy feel to your new season wardrobe.
Soft-to-touch and super cuddly, this cardigan is the girly girls answer to beating the winter chill. The longline, loose fit sleeks over your shape creating a sleek silhouette and making you feel oh-So-Fabulous!
Wear this cardigan with So Fabulous! skinny jeans, ankle boots and a printed shirt for a cute and casual daytime outfit.
Useful info:
- Cardigan by So Fabulous!
- Fluffy eyelash knit design
- Pocket feature to front
- Full-length sleeves


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New research by the Australian Farm Institute says Australia's peak farming bodies are ineffective in changing government policy and need to lift their game.
This [series episode segment] has
Bush Telegraph celebrates NAIDOC week on a journey to Australia's interior.
It's not often offers come up to go to a college to learn how to wrestle crocodiles. And it's not often a grandmother would raise her hand to take on the challenge.
Developing agri-tourism and regenerating small towns are just two of the challenges for rural Australia and they're key topics at the inaugural National Rural Women's Conference in Canberra.
The House of Representatives has passed an Act recognising Aboriginal people and Torres Strait Islanders as Australia's first inhabitants.
Anne Leadbeater is one of the people who played a key role after Victoria's Black Saturday bushfires of 2009.
Professional animal training - and in particular, horse training - underwent a total rebranding several years ago with the release of a book, and follow-up movie, The Horse Whisperer.
Thirty five young people from around rural Australia gathered together in Canberra to debate issues important to them, looking at ways of motivating communities, making changes in regional lives and, in the process, creating life-long friendships.
Wetlands in around Hamilton are under threat with more than 3000 dairy farms having a significant impact on water quality according to the latest State of the Environment report.
The bush poses many threats, particularly when summer rolls around and the underbrush thickens or rains produce a bounty that feeds fires.
Weekdays 11am
Presented by Cameron Wilson
Find out more
ABC Rural online is a digital space to tap the national debate about food, fibre and minerals production.
Find out more
Bush Telegraph is following the life of Wilbur 101—a free range pig—from birth to slaughter. Read about the animal welfare issues faced by Wilbur 101's owners, and give your point of view in our online polls. Wilbur 101 is not a pet, and his owners plan to slaughter and sell him at Christmas.


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E.L. Doctorow: "Andrew's Brain"
E.L. Doctorow's writing career has spanned more than 50 years. He is the recipient of numerous awards, most recently the National Book Foundation's medal for "Distinguished Contribution to American Letters." His work includes "Ragtime," "The Book of Daniel," "Billy Bathgate" and "The March." Doctorow's 12th novel, "Andrew's Brain," has just come out. In it he takes us on a journey into the mind of a man who seems to leave destruction and tragedy in his wake at every turn. It's an exploration of memory versus imagination and the inner workings of the mind. Diane talks with E.L. Doctorow about his latest novel.
novelist; his many honors include a National Book Award, the PEN/Faulkner Award and the National Humanities Medal.
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E.L. Doctorow talks about what the publishing climate was like around the time that Salman Rushdie's "The Satanic Verses" came out. The book coincided with the release of Doctorow's novel, "Billy's Bathgate." The two authors shared a French publisher and Doctorow recalls bookstores were practically empty. "While I was determined to back Salman and speak out against what was happening to him, I was really angry at him for ruining the possible sales of my novel."
The celebrated author says he'll often "write to find out what" he's writing about when an inchoate book idea calls to him. He alternates between a retreat in Sag Harbor, N.Y., and a busier city life in New York City. He says Sag Harbor is very quiet and "if you don't write, you go mad."
Read An Excerpt
Excerpted from ANDREW'S BRAIN by E.L. Doctorow. Copyright © 2014 by E.L Doctorow. Excerpted by permission of Random House. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
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The Mavro Advantage
At Mavro Imaging, we believe in establishing a collaborative approach with our customers based on open communication and rapid response. Our goal is to set high expectations – and then surpass them in every way possible.
What's The Latest
Mavro Lockbox Solution Reduces Costs and Expands Capabilities at The Bank of Kentucky
With a new Mavro Lockbox Solution, The Bank of Kentucky reduces labor costs by more than 25% and expands its industry-leading capabilities. Read more …
What People Are Saying
"Simply put, our Mavro system is what lets me sleep at night."
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the Mavro Team is just exceptional. "
"What clearly differentiates Mavro is their outstanding customer service."
"The solution is great, but it's our relationship with Mavro that has been especially gratifying."


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What is Your Best Floor Model Victory?
We popped into West Elm on the way home from work yesterday to discover that they were in the midst of transitioning the store displays from the winter to spring line. This meant that there were some floor model items up for grabs, which prompted us to think more about floor model shopping. Do you have any tips for best time of year or favorite stores for floor model shopping? What's your biggest floor model coup? Last night we scored this 6' round $300 Flokati rug for...
$50! You probably don't need us to do the math for you but we're going to anyway because it feels so good to say that we saved $250! Floor models on sale are also fun because they're often discontinued items; somehow it feels more satisfying and unique to purchase a mass produced item when it represents the end of a product line era. And in the case of our $50.00 West Elm flokati (which they are no longer selling), it adds immense coziness to our office, where we spend a lot of time for our organize and redesign business.
What kind of floor model deals have you scored? Any other floor model shopping tips?
31 Comments
I bought a floor model vacuum cleaner once... but I guess that's all! ;-)
I have friends who own a similar carpet they payed around 30€ (intead of 300) last year, but it wasn't because it was a floor model, it was a price tag error... they discovered it the following month on returning to the store.
Anthropologie headboard. Retailed for $1400, got it for $700. Reupholstered for $100 plus 3 yards of fabric for $30.
Floor Models are my life!
Dark Wooden Dining Room Table Pier One - $100 (orig. $400 ) had a few scratches.
Houndstooth Patterned Slipper Chair $200 orig. $700 at Neb. Furniture Mart - I think it was part of a set and they had problems selling just one.
Nearly every lamp in my house is a floor model.
And, we've bought many TV's over the years as Floor models.
My best floor model scores were at Restoration Hardware about 6 years ago...I bought 3 different shaped (but same style) maple end tables for about $40 each!
I bought a 3-piece sleeper sectional from jennifer convertibles with a brand-new posturepedic queen mattress (still in the plastic) for $150!! The sofa fabric was FILTHY, but I was able to have it reupholstered with some beautiful Holly Hunt fabric I had left over from a project (read: FREE) so the whole thing ended up costing about $700. So I saved $1,100 on the sectional and at least $1,800 on the fabric for a total savings of about $3K. Floor model sales are AWESOME, particularly when you're open to using the savings to customize a piece from a chain store. (I also snapped up a few cheap gems at the West Elm sale!)
I've bought a few small appliance floor models ... a Sunbeam beehive blender from BestBuy for $20 and a cobalt blue "demonstration model" Kitchenaid mixer for $70 from a department store. The beehive I now use for my bar blender and the blue mixer I gave away when I bought a green one, but both appliances are still going strong at least a dozen years later!
I don't think I've ever bought floor model furniture but mainly only because I wouldn't have been able to cart it home on the spot. I'm jealous of the rug score, though! I want a round flokati!
Your flokai is gorgeous but your office chair wheels are going to rip up a bunch of the fibers...I would seriously reconsider it's placement.
I got the Angela Adams Islands rug (in blue) for about $300, which was 60% off the original price. There was nothing wrong with it; the store had just opted to discontinue selling her stuff. Worked out well for me!
Monica is right, let alone the fact that it must be hard to wheel around in that position. Great find.
I recently purchased a $90 rug from Crate and Barrel for $30 on a floor model sale.
I'm a Crate and Barrel floor model freak! I've gotten an upholstered chair and ottoman, most recently a leather chair and chandelier (all in perfectly good shape, too.) I live for these floor sample sales and look for them 2x a year when I'm in the market for completing furniture purchases for our 2yr. old place. For some reason, I never thought to look at CB2 or West Elm, probably because most of their items almost always look better in the catalog than they do in the stores...just like IKEA! But, I'll definitely have to keep them in mind for little things and accessories.
not a floor model persay but i got a $40 tortilla press for $4 at a grocery store because there weren't any others in the store and the upc didn't ring in so the clerk asked if $4 was a good price...i said "i'll take it!!" that's a savings of 90%!
oh any my sewing machine 10 years ago that was $150 from $400...that's not too bad either
I LOVE floor model sales! I have gotten several items this way, but my biggest victory would have to be my loveseat from macy's...originally $950, and I snagged it for $250. And it was just like NEW!! That was years ago, but to this day I still shop every jan and feb for the floor model reset sales...i purposely wait on furniture until this time.
Oh you guys just reminded me! I did get the Lenox ottoman from Room&Board last year for half price when they discontinued the the fabric on it. Lucky for me it was the same fabric I had on my Lenox sofa!
mmm, I once got a le klint pendant for $30!!!
I've gotten loads of floor models out of Ikea's as is department for frighteningly cheap - a Beddinge bed for the sum total of $17 being *probably* my best score but I've made loads of others similarly ($30 for the full sized billy bookshelves is another decent one).
At the Brunschwig & Fils Summer '07 warehouse sale I found a carved Chinoiserie rosewood pedestal table, originally retailed at $1700, but because a leg was a little wobbly and easily fixed with epoxy, I got it for a whopping $50. I think this will always trump any other piece I ever find.
I just got a Pottery Barn Connelly Sectional with a Espresso textured basketweave for $2400 as compared to $4000 because it sat on the floor for three months. It was in absolutely perfect condition. I have three floor model area rugs from Pottery Barn as well. I am most proud about my couch though. It is so comfy. I hope it cleans well, though, because I have a couple milk stains on it from my baby.
I just scored a few weeks ago a $100 milk-glass lamp from Anthropologie for $10. It comes with a shade, and I just got another one last week for $39 that was also regularly $100. They have great sales.
My best? Always Ikea. I bought 2 full sized Billy bookcases in medium brown for $20. Not each, $20 total! No holes, no dings, just a scratch on a few shelves. But even that doesn't stand up to my score on the Markor TV cabinet. Normally, $249 I got it for $17.50!! Granted, I had to glue the front legs back on, but even with the bottle of wood glue it was still 92% off. (And several moves later, they're both still going strong.)
OH and I can't forget the wedding Ikea provided! Gorgeous periwinkle linen fabric with matching sheer overlays...$0.25/yard. Covering every table only cost me $29! Champagne glasses were also $0.25 each and so were the gorgeous sapphire blue vases I used as centerpieces. No one ever guessed my wedding table decorations cost $3.75 per table.
Sofa shopping with a friend we missed a floor model goodwin sofa at west elm 30% off as we walked outside, bought a coffee, talked it over (is it the right sofa). We were 10 minutes at the most, and it was gone...
I scored a murano glass chandelier from Anthropologie a few years ago. Retailed for $2995 and was marked down to $460. Walked out of the store with it for $229.00.
i've been wondering how firm floor model prices are...i saw a neat leather chair at CB that was already discounted but then i noticed that it had a minor but quite real tear at the seams. it can be fixed, but i was too shy to ask if it was possible to negotiate.
If you want to negotiate, go for it. It's all about the approach. I try not to come off very aggressive at first. I always ask if I can talk to the manager right away. That way, if you are told no right away by just a sales associate, you aren't left wondering if the manager might have taken a different action if approached with an offer directly. I think it is also best to come up with the first offer. I don't start out by asking what their store policy is on damaged items, because it is almost always only 10 percent off the lowest price. The worst they can do is say no.
I've got a succesful formula for floor models that I use at both big stores as well as secondhand stores:
Go to their events.
Make friends with staff members - this is helpful, because they will often let you know about sales before they are publicized. (I pop into my fave stores at least once a week to chat about modern stuff/design/etc)
Buy stuff for FULL retail. This is the MOST important step- it shows that you think products are actually worth their retail pricing. Constantly criticizing the staff about their pricing is insulting and won't help you make friends. And it shows that you're not just a weasely cheapskate.
Negotiate once or twice on floor sales - not every time. See above.
DONT BE PICKY! I can't stress this enough. Nothing is so insulting as to demand top quality at 70% off. There is a REASON it is 70% off - deal with it or don't buy it. I got a Nelson bench for SUPER cheap. I was more than enthusiastic : what seemed like a complete wreck to the (helpless) store clerk was really just a broken joint - fixable with some glue and a single wood screw.
Using this formula at various stores I have gotten: a sofa (900 - down from 3k) an Angela Adams rug (200 - down from 1500) another rug (200, down from 2600) a Nelson lamp (100 - down from 400) a Nelson bench (100 - down from 700)
two Aalto stools (60ea down from 140ea) an Eames plywood chair (100 secondhand)
Re: Modfan
Does anyone pay full retail price anymore?
And wouldn't that kind of negate alot of the savings from any successful negotiation or discounted finds that may come about?
Just wonderin' about the strategy.....
I don't think it's insulting to the staff of a store if you don't want to pay full price. I think they are happy to see somebody feel like they got a great deal on an item. Just because you don't want to pay full price doesn't mean you are criticizing or a cheapskate. I am neither. I don't understand what your formula is.
i am not even sure how to get in on the floor model, negotiation, not paying retail scene! aside from the fact that i am drooling over the room and board anson sofa (which i will NEVER be able to afford), i feel kind of helpless when confronted with super high prices for home decorating.
i am great negotiating on clothing, because i worked as a stylist, but with furniture i don't even know where to begin. i'd appreciate a post on that!
Revers chairs from Cassina in NYC. They were 2 for 550 (50% off).
just today I got a $1000 rug at Crate and Barrel for $250. It is is 8x10 and GORGEOUS. Brown background with big bold flowers. my husband and I were thrilled. we are definitely going to be checking for these floor model sales again!
I'm sitting on mine right now!
A Cameron Sofa from Room & Board. I paid $899, original $1299. It's in perfect condition and I love it. It was definitely worth me waiting in line 2 hours before R&B opened on Dec 26. I was 3rd in line and went right for what I wanted. And I got it. Very nice.
I've got one good deal on floor sample, it's from PB outlet store, I saw the 8*5 carpet underneath the bed for their window show case, it was only $80 something(original $360). Another good deal I got from PB was on a brand new sectional, it was not a floor sample, but first I got 14% off from new mover's program, and then due to the shipping delay, I got extra 20% off. Total I saved almost 1K on the sectional plus it IS BRAND NEW, CUSTOM-made.I love it!!!


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Caitlin Rose With Andrew Combs and Martin Devaney Triple Rock Social Club, Minneapolis April 8, 2013 Caitlin Rose has the type of easygoing, affable Southern charm that can win over any audience. But more importantly, she's got the songs that can silence and stun any crowd as well. Both of those en ... More >>
Following last Friday's yearly tribute to the Replacements at First Ave--this year's headline featured a star-studded performance of the Replacements' debut album, Sorry Ma, I Forgot To Take Out The Trash--we thought it would be interesting to dig through the CityPages archives and look at some o ... More >>