text: General http://hdl.handle.net/10453/275 2014-10-02T01:44:01Z Playing the triangle: Cosmopolitanism, Cultural Capital and Social Capital as intersecting scholarly discourses about social inclusion and marginalisation in Australian public policy debates http://hdl.handle.net/10453/18974 Playing the triangle: Cosmopolitanism, Cultural Capital and Social Capital as intersecting scholarly discourses about social inclusion and marginalisation in Australian public policy debates Jakubowicz, Andrew A constant challenge for scholarly research relates to its impact on and integration into public policy. Where the policy issues are `wicked?, as are those concerning intercultural relations and social cohesion, social science research often becomes implicated in real-world problem solving which occurs within everyday political manoeuvring. This paper takes three empirical problems, and three conceptual approaches, and explores what happens when they are pressed together. In particular the paper explores how together they can enhance the social value of the concept of `social inclusion?. Cosmopolitanism has a myriad of possible definitions, but is perhaps best addressed in anthropological fashion, by trying to capture the space formed by its presumptive antagonists: nationalism, prejudice, localism, parochialism, and `rootedness? (as in `rootless cosmopolitan?). 2011-01-01T00:00:00Z Serious Play, Serious Problems: issues with eBook applications http://hdl.handle.net/10453/18973 Serious Play, Serious Problems: issues with eBook applications Baird, Catherine; Henninger, Maureen This paper is an investigation into the accessibility of emerging interactive, multi-touch narratives, which are designed and developed to be used on Apple?s iPad device. Universal access to technology culturally, physically, mentally and socially is vital to the ethical and moral sustainability of society. The importance of this is particularly vital to the development of a child?s development of basic literacy, numeracy and reading skills, as technology becomes a predominant mode in their lives. Narratives designed and developed for the iPad device offer a multimodal, interactive environment of text, image, sound, animation and touch; yet they render the accessibility tools and functions, embedded within the iPad for users with disabilities, useless. Whilst some narratives counter this in a variety of ways in their design, there are still major areas where the concept of ?universal access for all? is neglected, leaving a significant portion of users in the dark 2011-01-01T00:00:00Z I-Witnessing; Reflections on Cosmopolitanism in Kigali http://hdl.handle.net/10453/18976 I-Witnessing; Reflections on Cosmopolitanism in Kigali Yerbury, Hilary Starting from the classic view of cosmopolitanism, this paper uses personal experiences gained during a six-week stay in Rwanda with a family affected by the genocide to explore the disjuncts which emerge in trying to understand the concept. In this process of exploration, it considers conceptions of the guest, the stranger and what Geertz terms the `cosmopolite?. Taking a reflexive position, it explores what it means to be a witness to events in someone else?s life, with a focus on post-genocide reconciliation that took place in the family in January and February 2011. In this context, it introduces the notions of cosmopolitan curiosity (Appiah) and cosmopolitan tolerance (Beck) and finds each of them affected by structural imbalances which render them potentially inadequate in practice. The paper concludes that, from a reflexive point of view, an understanding of cosmopolitanism is a work in progress, and that it is much more difficult to sustain as a lived reality than it is as an abstraction. 2011-01-01T00:00:00Z Displacing Androcracy: Cosmopolitan Partnerships in Bapsi Sidhwa's Water http://hdl.handle.net/10453/18977 Displacing Androcracy: Cosmopolitan Partnerships in Bapsi Sidhwa's Water Mercanti, Stefano Set against the backdrop of Gandhi?s Freedom Movement, Water pushes the boundaries of India?s male-dominant cultural narratives beyond patriarchal predicaments by questioning the religious tradition and the oppressive constraints imposed on Hindu widows. This paper aims to show how Sidhwa?s characters move toward more caring and life-enhancing scenarios by portraying relationships of mutual support in which human beings give evidence of `other? possible patterns of construction of the self and forms of co-existence, thus overcoming the rigid discourses imposed by dominator hierarchies. 2011-01-01T00:00:00Z


text: Name: Tiffany Lang Ethnicity: FrenchAge: 19Home city/state: San Diego, CAMeasurements: 34c/26/24Height: 5'7"Weight: 115Eye color: BlueHair color: Dark blondeIf you could talk to Colin Powell about foreign policy, what would you say to him? Why aren't we kickin' Osama's ass faster?Who is Colin Powell? The Secretary of State...duh!Fake or real? You guess!Is Super Street sponge worthy? Of courseDoes your Website have a member's section, and if so, can we have the password? Yes it does. No.Who inspired you to become a model? Elizabeth HurleyDo you judge a man by the car he drives? No, but a good man usually drives a damn good car.What kind of car turns you on? Sleek and fast with a leather interior and a stick.www.tiffanylang.com

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Tech N9ne - Don't Tweet This
Artist: Tech N9ne
Producer: Seven
Album: E.B.A.H. EP
Avg Rating: 3.8 ( 10 votes )
Considering rappers, by and large, are some of the most avid self-promoters in existence, it might come as a surprise that this newly-released EP standout finds Tech N9ne requesting that you "Don't Tweet This." It makes more sense when you realize that the title is aimed at the chicks who've been invited to party in the Strange Music head honcho's tour bus—until you ask yourself why, if he's concerned about keeping his activities on the down-low, he'd cut a record detailing those very activities. Then it stops making sense again. It's hard to nitpick, however, when you're listening to a record as dope as this trunk-rattling selection, which features thundering sample work by Seven and all the risqué flows Tech's fans have come to know and love. Complete with some appropriately debauched official visual, this joint can be found on the Kansas City underground mainstay's E.B.A.H. EP, scheduled to hit record stores and online retailers tomorrow, the 18th.
Listen to More: Tech N9ne , Music Videos
Written by richard on 09/17/12
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Strange Music
First DJ Booth Appearance:
"Sickology 101 ft. Crooked I & Chino XL" (2009)
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The beauty of Italy has inspired countless artists through the years, including ones who live here in the United States. Today, I am profiling artist William Renzulli, who was moved to paint his ancestral home Castelnuovo della Daunia in Puglia after a family reunion visit in 2008 and who will soon be headed to Bologna to paint that city's gorgeous medieval lines and curves as well as the landscapes of Emilia-Romagna. Continue Reading →
Tag Archives | Italy at home
How To Make Bolognese Sauce
Here's a great way to bring Italy home – learn how to make Bolognese sauce! There are dozens of instructional videos out there, including this recent one from Epicurious.com. But two of the best I have found – that adhere to the original ingredients and techniques from Italy – come from Mario Batali, the Italian-American chef who used to have a fantastic show on the Food Network, and from ItalianFoodNet.com, an Italian language website devoted to food.
It's fun to see Mario and Chef Alessandro preparing the ragù. I'm definitely inspired to make my own!
Chef Mario Batali's Bolognese Sauce
Ragù alla Bolognese fron ItalianFoodNet.com
Photo by Carpe Feline
Abruzzo's Beffi Triptych
Abruzzo, earthquake, Italy at home, L'Aquila, Museums and Exhibits
In the wake of Abruzzo's devastating earthquake of April 2009, many companies and countries have pulled together to aid the tremor-stricken region. The other day, while visiting the National Gallery in Washington, DC, I learned that this aid has been extended to the art world.
Since June 15, 2009, the National Gallery's grand rotunda has been the home of the Beffi Triptych, a treasure from the National Museum of Abruzzo. The work is on loan "in gratitude to the United States for being among the first to offer assistance to the region after the earthquake and as testimony to the Italian commitment to restore fully the cultural heritage of the region."
The triptych is quite a beautiful site, and I'm delighted that people in the U.S. are able to see this masterpiece on such an exclusive stage. However, I should also point out that while much of Abruzzo's art has found a home, some tent cities still exist outside of L'Aquila. Let's hope the Italian government – or another generous entity – is able to provide these people shelter before the cold really sets in.
Photo from the National Gallery website


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Tweet for Youcef Reaches 2.9 Million
The ACLJ's Tweet for Youcef campaign is now reaching more than 2.9 million Twitter accounts worldwide each day.
Tweet for Youcef reaches over 2 million a day in English and hundreds of thousands more in Portuguese as the people of Brazil continue to cry out for Christian Pastor Youcef Nadarkhani's freedom. Each day, the ACLJ sends a tweet to nearly 3 million Twitter accounts in 97% of the world's nations with news and information about Pastor Youcef's case.
In a little over two weeks, Pastor Youcef will be forced to appear before an Iranian court on "charges brought against him," but it is still unknown whether those charges will be his current apostasy charge or new charges. He has now been illegally imprisoned for his Christian faith for well over 1,000 days, separated from his church, his wife, and his two young boys.
As the campaign to free Pastor Youcef quickly approaches 3 million worldwide, please sign up to Tweet for Youcef today.
Below is an infographic about the tremendous reach and impact those who have signed up for the Tweet for Youcef campaign are having for the persecuted pastor.


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"Let the magic happen with one click"Our developers are working on a new version of the DMXzone Updater, which will be ready for download next week. The completely free Updater keeps all you Dreamweaver Extensions up-to-date easily within the Dreamweaver! You'll save precious time and that was what many users asked for, so we are proud to deliver a solution soon.
The Story
Let the Magic Happen
User-friendly and usability are going to be the two main features in update. The DMXzone Updater will be full automated so
all existing DMXzone extensions will be downloaded, updated and installed, in one single click. On the bottom of the DMXzone Updater's interface you'll see the 'Download & Update All'-button which will let you make the magic happen.
Only for CS4 and CS5
These improvements will have effect on Dreamweaver versions CS4+. Lower versions users will need to stick to the old procedure.
With this newest DMXzone Updater, updating your extensions will feel like a breeze, so stay tuned to get more information about this huge update.


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It was a good weekend for the National Adoption Weekend at Petsmart stores nationwide.
The Terre Haute, Sullivan and Parke-Vermillion County Humane Societies brought those looking for their forever homes to the Petsmart parking lot for the event.
Since its start in 1994, over 5 million animals have been adopted at Petsmart events.
This weekend about 130 pets found their new forever home.
Unfortunately many others were not adopted and are still looking for someone to adopt them.
If you are looking for a new friend contact your local humane society to find a new friend that's looking for you.


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Pulp Art Print
A2 size art poster print from an original ink and brush drawing. Artwork by Mitch Storck. Signed and numbered. Perfect to frame or pin on wall. Each print comes with artist's signature and stamp of authenticity on reverse. Professionally printed on smooth 160gsm white paper stock. Packed by hand, with care + delivered in a protected mailing tube. Made in Australia. Sold unframed.
* This product ships from Australia *


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2009 Ford Mustang FR500CJ Cobra Jet - Click above for high-res galleryAt last year's SEMA show, Ford unveiled the latest Mustang to join the Ford Racing stable, the FR500CJ Cobra Jet. The purpose-built drag racer came standard with go-fast parts from the Ford Racing catalog, including a 400 ...
The NHRA has acted very quickly in an effort to improve the safety of its Top Fuel and Funny Car races. Due to the tragic death recently of '94 and '95 Top Fuel champion Scott Kalitta, the drag strip for these two fastest classes will be shortened from the traditional 1,320 feet to 1,000 feet. Race ...


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Rolex Rankings #65
Rolex Rankings #1
Will Shanshan Feng defend her title?
Will Lexi Thompson defend her title?
Ernst's victory another big step in her career
The Social Scene for September, 2014
Pressel and Korda won 3&2 this morning in their first match over Catriona Matthew and Jodi Ewart Shadoff.


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September 3, 2003
Albany - A man pleads guilty to credit card fraud.
Thirty-year-old Larome Smith pleaded guilty in federal court today. He agreed that he helped Vincent G. Williams of Albany use lost or stolen credit cards to transfer money into their accounts.
Smith admitted to having a fake business called Spirit Travel Consultants. He agreed he helped transfer or steal approximately $42,000.
Williams, his wife Toreatha, and Lester Lewis are accused of numerous counts of credit card fraud in Dougherty and Lee counties.
Their trial is scheduled in October.
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La Cita Latin Bar.Restaurant.Club is the Premier Latin venue and provides the best Latin experience in Sydney. La Cita has a solid reputation for fine Latin American cuisine, smooth Salsa beats and beautiful harbour views.
La Cita is not only a Restaurant but incorporates Dining, Bar, Cocktail Bar and Nightclub over two levels overlooking the harbour at King Street Wharf. This gives you the flexibility to plan your evening with many different options to suit your needs.
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La Cita Bar.Restaurant.Club Hours of Operation
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Technology helps to advance so many industries and fields by adding layers of security, quality controls, and productivity to an organization. In this case, it is working wonders on the release of information industry that serves the medical industry and related healthcare fields. This article provides an outline of some of the key advantages of electronic medical records (EMRs).
The Value of Going Electronic
Listed here are three advantages of electronic medical records that illustrate a significant return on investment:
These and other advantages associated with electronic medical records can be accessed as part of a cost-effective outsourcing strategy developed with the assistance of an outsource partner whose expertise, staff skills, and technological resources are committed to the medical industry.
Summarizing the Advantages of Electronic Medical RecordsThere are a number of reasons why it is advantageous to make the switch from paper medical records and archaic copying and faxing to electronic medical records. Here is a summary of the benefits:
Fig Gungor is CEO of OneSource Document Management, a New York based company that offers a broad range of customized copy and scanning services that translate into a significant savings for insurance companies, hospitals and large medical facilities.
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Cortex Clipless Curling Iron
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Backtesting Parametric Value-at-Risk With Estimation Risk
AbstractOne of the implications of the creation of Basel Committee on Banking Supervision was the implementation of Value-at-Risk (VaR) as the standard tool for measuring market risk. Since then, the capital requirements of commercial banks with trading activities are based on VaR estimates. Therefore, appropriately constructed tests for assessing the out-of-sample forecast accuracy of the VaR model (backtesting procedures) have become of crucial practical importance. In this paper we show that the use of the standard unconditional and independence backtesting procedures to assess VaR models in out-of-sample composite environments can be misleading. These tests do not consider the impact of estimation risk and therefore may use wrong critical values to assess market risk. The purpose of this paper is to quantify such estimation risk in a very general class of dynamic parametric VaR models and to correct standard backtesting procedures to provide valid inference in out-of-sample analyses. A Monte Carlo study illustrates our theoretical findings in finite-samples and shows that our corrected unconditional test can provide more accurately sized and more powerful tests than the uncorrected one. Finally, an application to S&P500 Index shows the importance of this correction and its impact on capital requirements as imposed by Basel Accord.
(This abstract was borrowed from another version of this item.)
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Bibliographic InfoArticle provided by American Statistical Association in its journal Journal of Business and Economic Statistics.
Volume (Year): 28 (2010)
Issue (Month): 1 ()
Pages: 36-51
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- Juan Carlos Escanciano & Jose Olmo, 2007. "Backtesting Parametric Value-at-Risk with Estimation Risk," Caepr Working Papers 2007-005_updated, Center for Applied Economics and Policy Research, Economics Department, Indiana University Bloomington.
- C52 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Model Evaluation, Validation, and Selection
- C22 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Time-Series Models; Dynamic Quantile Regressions; Dynamic Treatment Effect Models &bull Diffusion Processes
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
ReferencesReferences listed on IDEAS
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- Giacomini, Raffaella & Komunjer, Ivana, 2002.
"Evaluation and Combination of Conditional Quantile Forecasts,"
University of California at San Diego, Economics Working Paper Series
qt4n99t4wz, Department of Economics, UC San Diego.
- Giacomini, Raffaella & Komunjer, Ivana, 2005. "Evaluation and Combination of Conditional Quantile Forecasts," Journal of Business & Economic Statistics, American Statistical Association, vol. 23, pages 416-431, October.
- Raffaella Giacomini & Ivana Komunjer, 2003. "Evaluation and Combination of Conditional Quantile Forecasts," Boston College Working Papers in Economics 571, Boston College Department of Economics.
- Li, W K & Ling, Shiqing & McAleer, Michael, 2002. " Recent Theoretical Results for Time Series Models with GARCH Errors," Journal of Economic Surveys, Wiley Blackwell, vol. 16(3), pages 245-69, July.
- Gourieroux, C. & Jasiak, J., 2008.
"Dynamic quantile models,"
Journal of Econometrics,
Elsevier, vol. 147(1), pages 198-205, November.
- Joan Jasiak & C. Gourieroux, 2006. "Dynamic Quantile Models," Working Papers 2006_4, York University, Department of Economics.
- Durlauf, Steven N., 1991.
"Spectral based testing of the martingale hypothesis,"
Journal of Econometrics,
Elsevier, vol. 50(3), pages 355-376, December.
- Steven N. Durlauf, 1992. "Spectral Based Testing of the Martingale Hypothesis," NBER Technical Working Papers 0090, National Bureau of Economic Research, Inc.
- Koenker, Roger & Zhao, Quanshui, 1996. "Conditional Quantile Estimation and Inference for Arch Models," Econometric Theory, Cambridge University Press, vol. 12(05), pages 793-813, December.
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- Delgado, Miguel A. & Carlos Escanciano, J., 2007. "Nonparametric tests for conditional symmetry in dynamic models," Journal of Econometrics, Elsevier, vol. 141(2), pages 652-682, December.
- Oliver Linton & Yoon-Jae Whang, 2004.
"A Quantilogram Approach to Evaluating Directional Predictability,"
Cowles Foundation Discussion Papers
1454, Cowles Foundation for Research in Economics, Yale University.
- Oliver Linton & Yoon-Jae Whang, 2003. "A Quantilogram Approach to Evaluating Directional Predictability," STICERD - Econometrics Paper Series /2003/463, Suntory and Toyota International Centres for Economics and Related Disciplines, LSE.
- Oliver Linton & Yoon-Jae Whang, 2003. "A quantilogram approach to evaluating directional predictability," LSE Research Online Documents on Economics 2112, London School of Economics and Political Science, LSE Library.
- Keith Kuester & Stefan Mittnik & Marc S. Paolella, 2006. "Value-at-Risk Prediction: A Comparison of Alternative Strategies," Journal of Financial Econometrics, Society for Financial Econometrics, vol. 4(1), pages 53-89.
- Peter Christoffersen & Jinyong Hahn & Atsushi Inoue, 2001.
"Testing and Comparing Value-at-Risk Measures,"
CIRANO Working Papers
2001s-03, CIRANO.
- Christoffersen, Peter & Hahn, Jinyong & Inoue, Atsushi, 2001. "Testing and comparing Value-at-Risk measures," Journal of Empirical Finance, Elsevier, vol. 8(3), pages 325-342, July.
- Jeremy Berkowitz & James O'Brien, 2002. "How Accurate Are Value-at-Risk Models at Commercial Banks?," Journal of Finance, American Finance Association, vol. 57(3), pages 1093-1111, 06.
- Escanciano, J. C. & Olmo, J., 2007. "Estimation risk effects on backtesting for parametric value-at-risk models," Working Papers 07/11, Department of Economics, City University London.
- Qi Li & Jeffrey Scott Racine, 2006. "Nonparametric Econometrics: Theory and Practice," Economics Books, Princeton University Press, edition 1, volume 1, number 8355.
- Jianqing Fan & Juan Gu, 2003. "Semiparametric estimation of Value at Risk," Econometrics Journal, Royal Economic Society, vol. 6(2), pages 261-290, December.
- Norman Swanson & Valentina Corradi, 2006.
"Nonparametric Bootstrap Procedures for Predictive Inference Based on Recursive Estimation Schemes,"
Departmental Working Papers
200618, Rutgers University, Department of Economics.
- Valentina Corradi & Norman R. Swanson, 2007. "Nonparametric Bootstrap Procedures For Predictive Inference Based On Recursive Estimation Schemes," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 48(1), pages 67-109, 02.
- repec:cup:cbooks:9780521496032 is not listed on IDEAS
- Mc Cracken, Michael W., 2000. "Robust out-of-sample inference," Journal of Econometrics, Elsevier, vol. 99(2), pages 195-223, December.
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CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Syed Adeel Hussain, 2013. "Differentiation of Market Risk Characteristics among Sharia Compliant and Conventional Equities listed on the Pakistani Capital Market - KSE 100 Index over a selective time period," 2013 Papers phu395, Job Market Papers.
- Christian Gouriéroux & Jean-Michel Zakoian, 2012.
"Estimation Adjusted VaR,"
Working Papers
2012-16, Centre de Recherche en Economie et Statistique.
- Gourieroux, Christian & Zakoïan, Jean-Michel, 2013. "Estimation-Adjusted Var," Econometric Theory, Cambridge University Press, vol. 29(04), pages 735-770, August.
- Escanciano, Juan Carlos & Pei, Pei, 2012.
"Pitfalls in backtesting Historical Simulation VaR models,"
Journal of Banking & Finance,
Elsevier, vol. 36(8), pages 2233-2244.
- Juan Carlos Escanciano & Pei Pei, 2012. "Pitfalls in Backtesting Historical Simulation VaR Models," Caepr Working Papers 2012-003, Center for Applied Economics and Policy Research, Economics Department, Indiana University Bloomington.
- Evers, Corinna & Rohde, Johannes, 2014. "Model Risk in Backtesting Risk Measures," Hannover Economic Papers (HEP) dp-529, Leibniz Universität Hannover, Wirtschaftswissenschaftliche Fakultät.
- Sylvain Benoit & Christophe Hurlin & Christophe Pérignon, 2013. "Implied Risk Exposures," Working Papers halshs-00836280, HAL.
- Lönnbark, Carl, 2013. "On the role of the estimation error in prediction of expected shortfall," Journal of Banking & Finance, Elsevier, vol. 37(3), pages 847-853.
- Elena-Ivona Dumitrescu & Christophe Hurlin & Vinson Pham, 2012. "Backtesting Value-at-Risk: From Dynamic Quantile to Dynamic Binary Tests," Working Papers halshs-00671658, HAL.
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48 Reviews
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9 of 9 people found the following review helpful
4.0 out of 5 stars Fun summer read about an impending vampyric viral apocalypse: exhilarating, intense, & epic, but also a bit uneven and unwieldy
Ivy League scientists discover evidence of a vampyric virus and get a military grant to help find and study it. Right away, we smell trouble, and before long, but not before they had sufficient warning, a secret military unit is experimenting on death row inmates, who end up escaping with intentions to spread the virus and destroy the world as we know it. Enter Amy, the...
Published on June 16 2010 by Nathan Andersen
2 of 2 people found the following review helpful
3.0 out of 5 stars Cronin's literary passage
The Passage
Having really enjoyed "Mary and O'Neill" and "The Summer Guest", I was eager to get started reading "The Passage".
At first I was convinced that Cronin had used some ghost-writers to do the job, and even after reading to the end I'm still not sure. Here is a total departure from his previous style of intense character development, where he invited...
Published on Jan. 15 2011 by Megan Bailey
Most Helpful First | Newest First
9 of 9 people found the following review helpful
4.0 out of 5 stars Fun summer read about an impending vampyric viral apocalypse: exhilarating, intense, & epic, but also a bit uneven and unwieldy,
This review is from: The Passage (Hardcover)
Ivy League scientists discover evidence of a vampyric virus and get a military grant to help find and study it. Right away, we smell trouble, and before long, but not before they had sufficient warning, a secret military unit is experimenting on death row inmates, who end up escaping with intentions to spread the virus and destroy the world as we know it. Enter Amy, the final test subject, a six-year-old abandoned innocent, who, unlike the others (called "The Twelve," though I count thirteen), doesn't turn into an evil blood sucker and may turn out to be the salvation of the world.
First of all, I should say this was a lot of fun to read, and it was hard to put down -- apart from a few drawn out digressions and bits of melodrama that dragged. I read it, late into the night, for several nights in a row. Cronin has a way with words, and, against the backdrop of a science fiction and fantasy premise, his story depicts a credible and realistic future. The characters are convincing and the situations unique and engaging -- it's both an intriguing new take on what seemed to be an overdone and worn out genre, and an exciting epic in its own right that even those who hate vampire fiction should find fun. In other words, it's guilt-free fun summer fiction.
Having said that, I think it might have been improved with a tighter structure, and the elimination of a few oddball elements. The story shifts between several different narrative perspectives, which adds to the intrigue - there is an omniscient narrator who sides with the point of view of one or the other characters, there are first person narratives written as if in an email or journal, and there are historical and military archives, that all combine to tell a story that spans a century - from the viral apocalypse to the point where a ragged band of humans with a messianic child in tow decides to do something about it. Most of what happens in between is omitted, and I almost think it might have been better to start near the end and compress the beginnings into a few flashbacks. On the other hand, I enjoyed most of it and apart from a few lengthy chapters I'm not quite sure what I'd want to drop.
A couple of other minor gripes: I was a bit thrown off by the seemingly supernatural elements in a story that otherwise aimed for roots in reality (at least, a science fiction reality, where viruses can make human beings live quite long and get some cool powers and dark desires). For example, there's a little girl who has a psychic connection with animals, even before there was a semi-plausible science-fiction explanation. At the very least it would be a pretty odd coincidence that the girl they picked seemingly at random as a young test subject happened already to have psychic powers -- but it might indicate that the author wants us to take seriously the various flirtations with theology spread throughout the story, suggesting there might be a divine influence here. I would also drop the odd invented expletive from the future: flyers, it's bizarre, and I couldn't figure out for the longest time that "flyers" was a word they were using somewhat like another word that starts with f, but with much less versatility. As far as I can tell, it almost always appears at the beginning of a sentence, as in "Flyers, Peter, can't you do something about this?" Flyers just doesn't have the heft or the weight of a real satisfyingly solid cuss word - assuming that's what it's intended to be. Still, the book as a whole certainly does have the heft and excitement of a blockbuster novel, where you can forgive a few excesses as long as it's thrilling and keeps you on the edge of your seats, caring about the characters and eager to find out what happens next. The Passage did it for me, and I can't wait for the next volume in the projected trilogy.
5 of 5 people found the following review helpful
4.0 out of 5 stars Excellent story interspersed with moments of boredom,
This review is from: The Passage (Paperback)
I tend to agree with many of the 3* reviews, however, I thought the good parts of this book were far too good to give it anything less than 4*.
Unfortunately, Cronin goes into too much detail about characters that have no relevance to the overall story. I found myself rushing through some parts of the book just so that I could get back to the story lines that I cared about. Making this book about 200 pages shorter would probably bump it up to 5* for me.
With that in mind most of the book really is fantastic. In particular, the action sequences, the diary sequences, the humanity of the characters (the relevant ones anyways!).
3 of 3 people found the following review helpful
4.0 out of 5 stars Character-driven Epic,
This review is from: The Passage (Paperback)
This is an epic in every sense. It spans decades (actually centuries kind-of) and has a huge cast that is actually fairly easy to keep straight in your head while reading. It's definitely a page-turner, and Cronin is great at describing his characters. You will get a feel for who the characters are and quickly become attached to and interested in their lives.
If you're not a fan of Science Fiction or Post-Apocalyptic stuff or Dystopia, I don't think you will like this. There are also a few semi-religious themes and a bit of supernatural stuff that will irk those who like their Science Fiction to stick to semi-plausible science, but it is brief enough to overlook.
While I couldn't put it down, I felt ultimately disappointed with how it all wrapped up - mainly because it didn't wrap up. It's the first installment of a planned Trilogy, so be forewarned if you decide to get hooked that the next book isn't out until Oct 2012. The third book doesn't have a release date yet.
There are a few times you will feel like looking back to remember who a certain character is or what the significance of something is, so it's best to read it quickly.
If you are into post-apocalyptic stuff in the vein of "I Am Legend" or "The Road" you'll totally dig it. But it's a bit like eating pie - at first you can't get enough, then when you've eaten the whole thing you feel vaguely unsatisfied, but know that when the next pie is ready you'll still have more.
2 of 2 people found the following review helpful
3.0 out of 5 stars Cronin's literary passage,
This review is from: The Passage (Hardcover)
The Passage
Having really enjoyed "Mary and O'Neill" and "The Summer Guest", I was eager to get started reading "The Passage".
At first I was convinced that Cronin had used some ghost-writers to do the job, and even after reading to the end I'm still not sure. Here is a total departure from his previous style of intense character development, where he invited his readers into the most private thoughts and experiences of his characters, to one of almost pure narrative where the characters are at best cardboard cut-outs and the story is paramount.
The story IS enthralling. It is what kept me reading through all the (unnecessary?) long-winded bits which slowed it down. Completely riveting, which leads me to suspect that the motive behind writing this proposed trilogy was movie rights. Don't be surprised if you see this in your local popcorn palace before long. But do yourself a favor and read the book first - it's always better than the screen version.
8 of 10 people found the following review helpful
3.0 out of 5 stars The Passage - what's all the hub-bub about?,
This review is from: The Passage (Hardcover)
I don't see it as an epic novel and as thrilling as everyone here has been reporting. To be honest, there were moments when I wanted to put the book away and just stop reading it - how much excruciating detail does one need to provide about something that isn't really all that relevant to the overall story?
I thought the character development was somewhat lacking, the plot not even close to being believable - 100+ years in a compound? Seriously? I know it's fiction but - I suppose I was expecting a lot more based on what everyone's been saying. I wasn't drawn in as I was reading it. I'd committed to reading the book, so I finished it - but it's a long, drawn out read and a huge commitment that, in the end, I would rather have read something else more exciting.
10 of 10 people found the following review helpful
5.0 out of 5 stars Lethal "Passage",
E. A Solinas "ea_solinas" (MD USA) - See all my reviews
This review is from: The Passage (Hardcover)
"Epic horror" isn't something you hear of very often, unlike "epic fantasy" or "historical epic." But Justin Cronin seems to have done just that in "The Passage," the first book of a new horror trilogy that seems to be equal parts Stephen King and "The Road" -- a gloriously bleak, imaginative book that drags on in places.
It's honestly hard to summarize a book like this, since Cronin hops around between different people, different time periods, and different places. A little girl named Amy is left by her mother at a convent, only for her to be snatched away by a tormented FBI agent. At the same time, the government is attempting a new experiment that might wipe out disease completely and prolong life -- resulting in eleven insectile "vampires."
Of course, something goes horribly wrong. And over the century following that experiment, American civilization is ravaged by packs of vampires ("dracs" or "virals"), leaving the few remaining humans struggling to survive. The one hope for humanity against the vampires is none other than Amy, still a young child who shares a unique tie to the blood-drinking monsters...
"The Passage" is one of the most unique vampire books in years -- it's part military conspiracy, part post-apocalyptic tale, and part vampire horror. And best of all, it reads like a Guillermo del Toro story filtered through the genius of Stephen King -- no drippy "Twilight" romanticism or glamour.
And Cronin's formidable prose is up to the challenge of writing a hundred-year post-apocalyptic horror epic. He writes in a detailed, gritty style that sprawls over several different narratives, sprinkled with moments of poetry ("the spreading darkness, like a black wing stretching over the earth") and lots of ghastly creepiness (oh, the vampires!). The only problem is that with a book this huge, there are times when the story sags and slows down.
And as you'd expect in a true horror story, the vampires here aren't gothic hunks or sparkly bishies -- they're grotesque, glowing, insectile monsters that tear their victims apart. But they're not truly the center of the story -- Cronin uses them as the prism through which we see that mortality isn't that bad, and that the human spirit is indomitable.
"The Passage" is a rare bestselling novel -- an epic, slightly bloated expanse of horror, science and post-apocalyptic adventure that leaves you breathless. Justin Cronin just won the crown.
5.0 out of 5 stars Brilliant.,
This review is from: The Passage (Mass Market Paperback)
Awesome! One of my favourite reads in a long time. Get wrapped up and transported away.
Clever writing. Cried near the end. Hope the movie gets made! Or would make even a better mini-series!
4.0 out of 5 stars Four Stars,
Blanka (Ottawa) - See all my reviews
This review is from: The Passage (Kindle Edition)
Intelligent story, well written, interesting characters. Must read The Twelve right after.
4.0 out of 5 stars Epic dystopian, super long but worth the effort,
Buggy "SUNNIE Day reader" (British Columbia, Canada) - See all my reviews
This review is from: The Passage (Mass Market Paperback)
I really wanted to give this 5 stars because it is pretty damn fantastic; the complex story, the imaginative and often beautiful writing, the suspense, the hopelessness but oh my god it's long. At around 900 pages it took me over a month to read and towards the end became more of a goal to finish than anything else. I was so ready to move onto something else but didn't want to miss anything either.
The Passage also reads like two totally different books with the first part taking place pre-apocalypse, as the virus/cure is discovered, developed, tested on several subjects and followed through it's epidemic. It then jumps several hundred years into the future and several generations of survivors later as we follow them in their new scary world.
There is a huge cast of characters to follow in both `parts' (very Stephen Kingish that way) and I enjoyed them equally.
I would categorize this as an apocalyptic masterpiece reminiscent of Stephen Kings The Stand, or Robert McCammon's Swan Song including suggestions from Salems Lot, Cormac McCarthy's The Road and a bit of Walking Dead thrown in for good measure.
It's definitely worth reading but you're going to have to make a commitment. 4.5
4.0 out of 5 stars a new twist on an old story,
This review is from: The Passage (Kindle Edition)
Overall a very enjoyable read. There are times where the author seems to lose focus, but this does not affect the quality of the book
Most Helpful First | Newest First
The Passage by Justin Cronin (Hardcover - June 2010)
Used & New from: CDN$ 4.91


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Portable Atheist
1,000 - 5,000 downloadsAdd this app to your lists
+ By NvdVlies
Are you also concerned about the large amount of Bible apps available in the market? Let's debate them! Combining their ridiculous beliefs with this app guarantees you to win every one of them. Besides a list of rebuttals against arguments Christians often use during debate, this app also includes many quotes from atheists and a collection of crazy Bible passages.
Keywords: Atheism, Evolution, Humanism, Science, Skepticism
Supports App2SD
Tags: atheist, portable atheist -hitchens -essential, atheist quotes, atheist wallpapers, for atheists, atheism, athies fis, athist en mexico, list of books in portable atheist, portable atheist list.
2.0 - It is a fact that over 500 people saw Jesus alive after his crucifixion
2.0 - From an evolutionary viewpoint a mentally disabled child has no value
2.1 - Larger textsize for low resolutions.
2.1 - The non-Christian historian Josephus Flavius wrote about Jesus during Jesus' lifetime.
2.2 - The 2nd law of thermodynamics does not allow simple organisms to become complex
2.3 - Fix for phones without OTF support
(69 stars)
(Should've known from file size.) Dev hasn't addressed others' years-old issues. Quotes from New Living Translation (because the KJV isn't ridiculous enough?) Nice font, though. Shame that it shares its name with Christopher Hitchens' amazing compendium.
(69 stars)
Nothing that I would pay for if I had it to do over again. This is basic content for skeptic newbies, not seasoned atheists such as myself... lol!
(69 stars)
Still one of the most accessible quick refs to help in those "discussions"
(69 stars)
Food for thought
(69 stars)
Really? You guys need to do a lot better than this. And yes, I have read it. This is amateur village athiest fare. Pathetic.
(69 stars)
I almost refunded when I didn't see any Frank Zappa quotes, but I figured I would chance it and hope it's updated with some! And some John Adams!
(69 stars)
I love this app keep updating. Do one about people saying how jesus died for us and making us feel guilty and stuff


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Most of us don't think about traffic. We just deal with it. It's part of life. Whether it's trying to find a parking space or sitting in bumper-to-bumper traffic on a holiday weekend, traffic is everywhere. I don't usually think about traffic because we don't have much of it here. This is the country. A traffic jam is a tractor and two cars waiting at an intersection. Maybe road repairs. Or an annoying slow driver. Sometimes, a bridge washes out.
Until we moved here, though, traffic was the biggest issue in our lives. Road work in Boston made it impossible to get from one side of the city to another. Gridlock during holidays could close the city. One Friday in December, I tried to pick Garry up at work. I left the parking lot, drove a block, and had to stop. Nothing was moving. An hour later, I was in the same place. I made a u-turn and went home. This was before cell phones, so I had to call the guard at the front desk at Channel 7 and ask him to go outside and tell Garry I couldn't get there.
The next day it was in the papers and on TV — Boston was gridlocked. It was the Friday before Christmas. Everyone had decided to go shopping simultaneously, so no one went anywhere.
A year later, we moved to Roxbury, 4 miles outside the city center. It was less congested. You could park for free on the street. Then came the Big Dig. The Central Artery-Tunnel Project, aka the Big Dig, was a monstrous project involving rerouting and redesigning virtually every road in, out, around, and through Boston. There were no areas unaffected though it was worse some places than others. It turned the main artery (Route 93) — an ugly stretch of permanently clogged elevated highway — into a permanently clogged, long tunnel. It didn't solve the traffic problems, but made traffic invisible, leaving everyone to sit in their overheating cars hoping they will live to see the other side of the city. It straightened some of the worst intersections and made getting to and from the airport easier. Made the city prettier.
The Big Dig was the most expensive highway project in history. Plagued by cost overruns, scheduling disasters, water leakage, collapses of ceilings, design flaws, poor workmanship, nepotism, corruption, payoffs, substandard materials, criminal arrests for some offenders (but not enough) and 4 deaths, the project was scheduled for completion in 1998 and was supposed to cost $2.8 billion. It was officially finished in December 2007 and cost $14.6 billion.
The Boston Globe estimates when all is said and done, including interest, fines, and lawsuits, the project will cost more than $22 billion and won't be paid off until 2038. Maybe not even then. The Big Dig drove us out of Boston. One day, I had to go shopping. The supermarket was a mile away. It took me 2 hours to get there and another hour and a half to get home.
"Garry," I said that evening, "Let's get out of here!" And we did. We fled. Traffic was controlling our lives. We couldn't go to a restaurant or a movie. We couldn't shop, park, or get to work. People trying to visit us couldn't find our condo because the exit to our neighborhood was often closed. Out-of-town visitors roamed helplessly through the streets of Dorchester looking in vain for a street sign or marker. Sometimes we couldn't find our way home either.
I spent years of my life in traffic. Add time spent in the office and 2 to 4 hours of commuting, life was dominated by traffic. By the time we slouched into retirement, we were wrecks. Also poor, but it was better than commuting. Do I have a solution? No. But traffic wore us out. One day something snapped. We couldn't do it anymore.


text:
A study of newly diagnosed patients with Parkinson's disease found a high prevalence of vitamin D insufficiency, but vitamin D levels did not continue to decline as the disease progressed.
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Associate's Degree in Accounting
Read about associate's degrees in accounting and related entry-level accounting jobs.
Getting an associate's degree in accounting is one of the fastest routes you can take to an accounting career. Accounting associate degree programs allow you to bypass the traditional bachelor degree, and instead take 1-2 years of courses that will give you a solid base in career-specific accounting skills, including basic accounting, cost accounting, taxation, financial statement analysis and payroll accounting.
Another key component of many programs is the accounting technology classes. As accounting firms and accountants use more and more sophisticated accounting computer programs, associate in accounting programs have modified their curricula to fit the trend.
What Can You Do with an Associate's Degree in Accounting?
With an associate's degree in accounting under your belt, you will be prepared for a number of entry-level accounting jobs. Some options include:
- Accounts Receivable Clerk
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Each position also has plenty of room for upward mobility within the accounting world—after a few years of successful work experience, of course. Find associate's in accounting degree programs and start working towards one of these accounting careers.
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LA ESPAÑOLA Sleeps 2 to 10 - (La Española)
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La Española is a stunning Spanish Finca set in the beautiful countryside of Llosa de Camacho with amazing views across the valley. This finca offers travellers the perfect holiday location - it has been finished to an extremely high standard and is in a completely tranquil position, surounded by almond and lemon trees, yet only two minutes walk to the village. The finca sleeps up to ten people and is set in a very large, private plot offering visitors total peace and relaxation!
LA ESPAÑOLA Sleeps 2 to 10 - (La Española)
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Stainless steel and commercial styling on the door and handle enhance the visual appeal.
A streamlined interior, sleek tempered glass shelves and adjustable in-door storage offer generous storage capacity.
Adjustable in-door storage provides convenient access to items as well as increased storage capacity.
U-Line's Single Zone Passive Cooling System provides for storage of various items in one single temperature zone based on passive cooling technology.


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I wrote a script for Stephen King, I have a Stephen King horror movie: Nigger with a Brain. We'll see how that scares people. "Niggers in School" how about that Stephen?
—Paul Mooney - Ask A Black Dude #2 - Chappelle's Show
(Source: random-alias)
—Paul Mooney - Ask A Black Dude #2 - Chappelle's Show
(Source: random-alias)
(Source: buenchuy)
THE angry black man.
Finally letting me post again!
You'd have the small issue of your girlfriend not being able to learn a new language though babeeezzzz.
I'd move me and my family to a nice foreign country somewhere and just live peacefully. I'm tired of this town and most of the people in it. Same faces. Same things. Somewhere new would be ideal. Nothing personal, just, y'know.
You'd get by on shouting at the locals and me facepalming.


text:
Sign up to receive information about new books, author events, and special offers.
Barbara Shulgasser-Parker is a native New Yorker. She was on staff at the Chicago Sun-Times and was a film critic for the San Francisco Examiner for thirteen years. She wrote, with Robert Altman, the film Pret-a-Porter, and her work has also appeared in Vanity Fair, The New York Times, Glamour, The Chicago Tribune, and Mirabella. She lives in Santa Monica, California with her husband Norman Parker.
There are no books from this author
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Steve Farrell
You are in... Forums > Discuss This > MotoGP > US MotoGP: Valentino Rossi talks about potential Yamaha return
Matthew Birt says:
Valentino Rossi has given his views on a potential return to Yamaha's factory squad in 2013, with speculation rampant in Laguna Seca that he will reject a new two-year offer to remain with Ducati.
Rossi has been negotiating with Yamaha and a return to partner bitter rival Jorge Lorenzo could even be confirmed prior to the next round in Indianapolis.
Rossi left...
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Mar 03
Posts: 249
Sheene Fan7 says:
well its sorted now, ducati just said rossi leaving at the end of this year
Mar 06
Posts: 17
HDGuy says:
The Ducati is not as refined or as developed as the Honda or Yamaha, & Rossi tried to change the Ducati into a M1 clone. Stoner proved that if you grab it by the scruff of the neck, the Duke performs, but that isn't Rossi's style. I think that the last 2 seasons have proven that Rossi isn't the be all & end all some like to think.
I'd also like to see Stoner give it a run at the end of the season just to prove a point.
It should also prove interesting what happens next seaon, especially as Rossi has admitted he does not like having a team mate that beats him. He'll have to get used to being the No.2 rider & not spit his dummy out every 5 seconds if things don't go his way.
And no doubt, the technical genius Jerry Burgess, without who Rossi would not have had the same success, will be continuing the partnership with an bike configuration they are happier with.
Roll on the 2013 season!! (Even is it is just to see Rossi getting beaten again :D)
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|Below you will find complete information on many of the hottest online Black Friday sales from major retailers and web sites. Each sale posted will let you know what dates the deals are good for as well as exact times once we know them. You'll also see links to the Black Friday ad sale items for the stores that have them as well as links to any online coupons we've posted for that particular retailer's web site.
This page will be updated with new sales throughout the week, so be sure to bookmark it and check back often. We also have a page where we list nothing but the Black Friday ad items that you can order now at the Black Friday prices. You can view that listing here. And don't forget that we stay open after Black Friday - we're here all year long at GottaDeal.com to bring you the best online deals every day of the year.
Our Online Black Friday Sale Tracker will return for Black Friday 2013!
For current online deals, please visit our year-round online deals site, GottaDeal.com.


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Elkhart, Ind. – Elkhart General Hospital Bariatric and Metabolic Institute is offering a Post-Bariatric Surgery Support Group at 5 p.m. on Monday, November 4, 2013 in the Hospital New Directions Wellness Clinic Conference Room. The topic is "Peace with Emotions: Anger, Guilt, Anxiety, Fear, Depression, and Boredom."
Support is one of the most valuable aspects of success after surgery. In monthly group meetings, you will have the opportunity to share your experiences with others as well as receive information by Elkhart General Hospital registered dietitians, nurse practitioners, personal trainers and other professional experts.
No registration is required. For more information, visit www.egh.org or call 574-523-3264 or toll free at 855-874-3BMI.


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It's impossible not to love you and respect you as a man. As a beautiful human being. You have the world at your feet and you are always kind and humble. Is there any way to not love you with everything you are? No. It's really impossible. Thomas William Hiddleston, you deserve all the love in the world. BLESS YOU.
Many celebrities need to learn with this man. He's so clever, so humble and so incredibly talented. He sings, he speaks Spanish, Greek, French and he has an amazing vocabulary. He's always respectful with his fans. He was able to make the entire world love a villain because of him. I've never seen an artist like him. Never. I can say with all my heart: I am very proud to be his fan.
"Over all the millennia, only you have ever loved me, Thor. Only you have ever looked at me with affection in place of condescension. Why, then, am I killing you, and not the others? Because you stopped."
castellanlukes asked: Top 9 photos of Tom Hiddleston
Tom Hiddleston's face appreciation post
One of the big things that made me jump on board was the casting. Robert Downey Jr., Chris Hemsworth, Scarlett Johansson, Chris Evans and Samuel L. Jackson were already on board. These are all actors who audiences got to see in movies of their own. In 'Marvel's The Avengers,' they get to see them interact with each other. Everyone is so good that this film is going to be unbearable to edit. All of the actors came to me with an extraordinarily positive attitude. Not just about the project, but about each other. All of the conflict that we create amongst The Avengers is acting, because these guys are really rooting for each other and helping each other. - Joss Whedon on The Avengers cast
in a coat of gold or a coat of red, a lion still has claws
and mine are long and sharp, my lord, as long and sharp as yours
Sorry to leave you.


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Share | |
HB Healthcare & Insurance 2014
(page 1 of 5)
With the rising costs of healthcare and new legislation changing the industry, it helps to get a heads up on what's ahead for Hawaii's healthcare industry.
Hear from Hawaii's top healthcare and insurance companies in this special Q&A providing exclusive insights addressing:
- The Affordable Care Act—where do businesses stand and who benefits?
- How reform affects companies
- Industry trends
- Tips and measures your company can implement to ensure a healthy workforce
- Initiatives that will impact your bottom line
Do you like what you read? Subscribe to Hawaii Business Magazine »


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Our Featured San Diego, CA Partner:
Maltese Rescue California, San Diego
Dog adoption saves lives. Adopt a dog and you'll have a friend for life! Contact us, or contact another local humane society, animal shelter or SPCA.
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About Our Rescue Group:Maltese Rescue California is a nonprofit organization run purely on donations and adoption fees. We are dedicated to rescuing Maltese from California shelters and owner surrenders. Maltese Rescue CA is run by compassionate professions who volunteer their time and resources to save and care for homeless Maltese. Along with dedicated veterinarians, we are able to spay/neuter and provide proper medical care to all of our dogs. Our goal and commitment is to secure loving forever homes, thus giving our dogs a second chance.
Donate to Our Rescue Group...www.malteserescuecalifornia.org
Come Meet our Pets:Adoption Events:
Every Saturday in front of PetCo in Irvine
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11:00 am to 3:00 pm
Adoption Event: The first Sunday of every month at the Unleashed by Petco in Scripps Ranch from 11 .m. to 3 p.m.
10625 Scripps Poway Parkway, San Diego, CA 92131


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There's nothing perfect about The Perfect Furlough, but undemanding audiences willing to go to great lengths to suspend their disbelief should be moderately entertained by this dated piece of fluff. Those who ask that their films have some bearing on reality, however, will likely be annoyed by much of Furlough, starting with its truly ridiculous premise: that 104 sex-starved men isolated in the arctic without any female companionship for seven months would find their libidos satisfied by having one man from among them be picked to go on a dream furlough on behalf of them all. Things aren't smooth sailing even after one swallows this ridiculous premise (or the idea that any psychologist with an ounce of gray matter would even suggest such a ridiculous arrangement), for Furlough is laden with mechanical plot devices that stretch credulity past the breaking point. All of this would matter less if the film found genuine humor in all this, but real laughs are few and far between. Don't blame the cast, for Tony Curtis and Janet Leigh do very fine jobs with this leaden material, and Elaine Stritch's dry way with a line makes her brief scenes quite memorable. Unfortunately, director Blake Edwards doesn't take full advantage of his actors and also paces the film rather dully. Sex farces are much harder to pull off than they seem, but Furlough falls very short of the mark.
by Craig Butler review


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Apple earnings preview: another home run?
The company is trading near record highs in front of earnings. Can it deliver, or will it come up short?
The countdown begins. On July 24, virtually all of Wall Street will zero in on Apple's (AAPL) earnings after the closing bell.
Apple is expected to report another fantastic quarter for shareholders. The consensus estimate for the third-quarter earnings is currently $10.37 a share, an improvement of $2.58 (24.9%) from $7.79 during the same period last year.
Last quarter, Apple crushed the estimates with $12.30 a share, a surprise beat of $2.27 each -- 22% above Wall Street's estimates. (Read my latest bullish Apple article: Apple, Builders to Have Opposite Impacts in Second Half)
Analysts are in love with this company. Apple is sporting 39 buy or strong buys from a total of 40 analysts covering the company, only 1 hold. No analysts recommend selling. 36 out of 39 analysts rate Apple a strong buy; an increase from 34 analysts a month ago.
Post continues below.
Shares have appreciated 69.1% from last year, and the average analyst target price is $747.94. Its 52-week range: $353.21 to $636.23; book value: $109.63; price-to-book: 5.5.
The trailing 12-month price-to-earnings ratio is 14.8, the mean fiscal-year price-to-earnings ratio is 12.89, based on earnings of $46.93 per share this year. It's as if everyone is waiting for the "big miss" that never comes.
For a company that produces products people love, investors have not demonstrated much of a risk appetite for Apple. Perhaps it's a function of the high share price (that is what I believe), but the most important takeaway is, Apple was a buy on every major dip in the last few years.
The company had rising year-over-year revenue of $65.23 billion last fiscal year compared to $42.91 billion in the previous year. The bottom line showed rising year-over-year earnings of $14.01 billion last fiscal year compared to $8.24 billion in the previous year.
Apple's previous earnings release was on April 24, and the closing price before was $560.28. Apple's share price has increased more than 8.3%. In the last month alone, shares have climbed 5.37%.
Apple trades an average of 14.1 million shares per day with a marketcap of $565.7 billion. Microsoft (MSFT), Research In Motion (RIMM), Nokia (NOK), Hewlett Packard (HPQ), Dell (DELL), Google (GOOG) and Amazon (AMZN) are its biggest competitors. (Microsoft owns and publishes TechBiz, an MSN Money site.)
On July 19, Nokia and Microsoft report earnings. The amount of color provided by Nokia in relation to market share from Apple may not help much. We already know Nokia is circling the same drain RIM is. (Read my RIM and NOK article: RIM Earnings Preview: It's Going to Hurt)
I previously wrote that Nokia's reported strong Lumia sales appeared artificial. For one thing, the phone was only offered through AT&T (T), and secondly, it was competing at $100 against the iPhone 4S. Needless to say, I was unsurprised to read Nokia recently dropped its price $100, from $499 to $399, and AT&T is now selling Lumias for $49.99.
AT&T at one time was the only wireless carrier to offer the iPhone, but the top three carriers offer it and the iPhone is currently available even without a contract.
After the Nokia price drop, shares in the Finish Company lost another 10% from Friday's close. Microsoft has backstopped Nokia, with free windows mobile software and other help. Microsoft and Nokia have failed to capture market share away from Apple and Google's Android platforms.
Nokia is more or less a penny stock trading near $1.70 per share. Perhaps a "never expiring option" is a better term, but unless Nokia is able to find a market for phones, the prospects are out of service. RIM was once the king of smartphones and invented many of the features we take for granted now.
The subscriber base around the world continues to grow for RIM; however, sales in North America have taken the same trajectory as Nokia. RIM isn't dead on the mat, but the company is more than dizzy from receiving the ol' one-two punch. First Android showed up and ripped RIM's face off, and then Apple introduced the iPhone 4 and 4S, effectively stomping on what was left of RIM's head. (Technology earnings -- Will Big Technology Perform or Crash on Earnings?) RIM has delayed OS 10 so many times that many investors are hoping their grandkids will live long enough to see it someday. Even with a fantastic OS 10 release, Apple can't expect to surrender much market share. RIM's ability to produce significant numbers of phones is hobbled from delays and declining production.
Microsoft is providing mobile software to other phone producers in Asia and Windows 8 is on its way. The release of Windows 8 may push some customers from Apple back to Microsoft, but don't expect a material impact with guidance and forward estimates.
Founded in 1976 and headquartered in Cupertino, Ca., Apple is trading above $600 a share; most investors have gains they would like to protect. One way to approach the upcoming earnings release is to do nothing and let the chips fall where they may. That's a fine approach, if you're comfortable with any outcome.
For those who are concerned with an earnings miss, and or a selloff regardless of the reason, options are able to mitigate your risk exposure. There are two ways to use options, one is to buy protection with puts, and the second is to sell calls. Each method has advantages and disadvantages depending on your goals. (RealMoney's Scott Redler provides a technical look at Apple.)
Selling calls, also known as selling volatility, is my favorite way to mitigate risk into earnings. Premium generally is elevated and provides an opportunity to gain in a flat market while offering downside protection most of the time. Buying put options mitigates risk when a stock really falls hard and fast.
The most active options for Apple's earnings are not even trading yet. The Apple weekly options, which begin on Thursday July 19, will be the expiration to watch. They will expire on Friday, July 27, but most of the volume will happen in the four trading days before and after earnings. (Here's what I think about Amazon: Amazon Isn't Worth Half Its Current Price)
More from TheStreet
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Start investing in technology companies with help from financial writers and experts who know the industry best. Learn what to look for in a technology company to make the right investment decisions.
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I'm unable to make a wim file from some a computer, I can't get DOS/NDIS2 drivers for the ghost disk.
I am able to take an image onto a second HDD and copy onto the WDS server (I currently have .ghs files - tried putting onto a DVD but can't see the DVD drive from Ghost).
I have seen via google that you can deploy ghost images through WDS but I can't see how - can anyone help please?


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Sales at Recent Concert in the Park!
The Gallery's display at the July 5 Concert in the Park at the Rotary Park provided sales for Suzanne Rynders and Michael Corob. Suzanne sold three paintings and Mike sold a number of his tiles. Congratulations to both!!
The Town Center Gallery has received a media grant partnered by the Sun and the Hutton Parker Foundation to benefit non-profit organizations. Each grant recipient will receive a professionally produced four page, center spread insert (two in full color, two in black and white) dedicated to the non-profit's mission and upcoming events. We will work directly with the Sun staff to create the insert. We would like all of our members to furnish a bio/testimonial/vignette/story as to what the gallery means or has meant to you/ how long you have been associated with the gallery including the Culture Corner years/ your hopes for the future and scope of art in the Santa Maria area. We also need pictures.
Email to me at email@example.com. Submissions may be edited according to space available. We are scheduled for an October publication. Thank you.
Thirteen Artists to Exhibit at the Radisson Hotel
The Town Center Gallery is pleased to feature the work of twelve artists at the Radisson Hotel on Sunday, August 10, 2014 from 10:00 a.m. - 3:00 p.m. Artists exhibiting include Franczeska Angel, Michael Corob, Ginnie Grote, Tom Heslop, Beverly Johnson, Sheila Krausse, Nancy Koss, Suzanne Rynders, Alyce Schwab, Glenda Stevens, Margaret Stiller, Hattie Stoddard, and Claudia Wagemann. This free exhibition will be held in the large meeting room adjacent to the main lobby of the hotel. Artists will be exhibiting in the mediums of watercolor, acrylic and oil paintings, collage, silk scarves and banners, An array of work will be available for purchase including large paintings, table top size miniatures, ceramic tiles, teddy bears, and note cards. The Radisson Hotel is located at 3455 Skyway Dr. Santa Maria, CA 93455 beside the Santa Maria Airport.
Great News!
Our Educational Director, Beverly Johnson announced that on May 10 the Town Center Gallery was awarded $600.00 by the Altrusa International Foundation, Santa Maria for youth art classes and on May 11 the Gallery received a $500.00 Lester B. Hayes Grant through the Santa Maria Arts Council for our children's workshop projects.
Radisson Hotel Show
Sunday March 2, 2014
Procedures for Hanging Art on the Walls
at the Santa Maria Public Airport
- Each individual artist will be the contact person for any anyone interested in purchasing their artwork displayed either in the showcase or on the wall and you have two options when making a sale.
Option #1: The artist will go to the airport, have the check (plus tax 8.75%) made out to Town Center Gallery then:
- Use the key (located in the lock box) to access the receipt book and log.
- Place the check in the pouch and log in the sale to the log book.
- Then let a board member know you made the sale and the check is in the packet.
Option #2: Have the check, plus tax, made out to Town Center Gallery. Then mail the check to Patricia Smith (address in members directory).
- The artist will arrange for a backup member to make a potential sale, if the artist is working, on vacation or for some reason might be unable to meet the person purchasing the art.
- The Gallery will supply the tags for the artwork with the name of the artist, title of art, artist's phone number, the medium, the price, and the phone number of the back-up.
- The artist will replace any art sold with another piece equal to or larger than the piece purchased.
- If the artist does not wish their personal phone # to be displayed on the tag, other arrangements may be made.
Sharon 04/03/13
The Gallery has entered into a one-year agreement with the Santa Maria Airport to display approximately 45 pieces of artwork throughout the facility. This is in addition to the artwork presently displayed in the showcase. Each show will run for two months. The Although the Airport is considered a secure facility members are reminded that the Gallery is not responsible for loss and damage to any artwork.
To all Town Center Gallery Members
Our inaugural show at the Santa Maria Airport is a great success. We hung just under 50 paintings and had many compliments from bystanders. However, there are always a few glitches that need to be ironed out. Poor presentation reflects not only on the artist but on the Gallery. Members are encouraged to re-read the display guidelines in the Member Directory. Frames, matting and glass must be in good condition and clean. Wiring should be firmly attached, the screws holding the wire inserted one-third of the way down from the top and the top of the wire 2 1/2 " down from the top of the frame so the hanger does not show. Do not wrap any tape at the middle of the wire. A checker will be present at the next intake prior to the registration table. Artwork not adhering to the Guidelines will not be accepted.
We had to turn away some of the members who arrived late to the intake as we ran out of hanging space. One solution to this problem is to temporarily limit the number of large pieces. We are going to ask the Airport for more space to specifically hang larger pieces but in the meantime the following rules will be applied. Fee for one piece (30" x 36" or smaller will still be $10.00 and the fee for two pieces (30" x 36" or smaller) will be $15.00. The fee for one large piece measuring more than 30" x 36" will be $15.00 and members are limited to one large piece.
As members will be making the sale of their pieces remember to replace the sold piece with one of comparable size. The sales tax at the Airport is 8.25%.
Remember, intake for the Airport Gallery is the second Monday of EVEN months and Intake for the Airport Showcase is on the second Monday of the ODD months. The Showcase is limited to one piece per member (30" x 36" or smaller) or 3-D art at a fee of $10.00 per piece. Let's all pull together and make this venue a huge success.


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Are aliens on our sun? (gallery)
Summary: Take some NASA videos, keen eyes, and Internet input - plus Photoshop and YouTube - and you've got a raging conspiracy theory.
TOPICS: Browser
9 of 13Image
Of course, we have to use Photoshop to get a closer look.
Credit: NASA
It's seen here on March 13 through a different filter. Credit: NASA
The triangle was still there on March 15.
Credit: NASA
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5 reasons to think twice about a balance transfer card
An offer that would allow you to pay 0 percent on existing debt seems like a no-brainer, but it isn't. It can be a good deal, but there are potential downsides.
This post comes from Rob Berger at partner site Credit.com.
Zero percent balance transfer credit cards are a brilliant idea. Think of them as a loss leader for the credit card industry. A credit card issuer offers below-market rates in exchange for getting a new cardholder who may use the card for years to come.
But are these 0 percent offers a good deal for consumers? If used correctly, they can be a great deal. Balance transfer offers can help consumers get out of debt more quickly while paying substantially less in interest. Further, the best zero percent cards today have introductory rates that last for 18 months.
There are times, however, when even a zero percent interest rate is not the best option. For those considering a balance transfer credit card, here are five factors to evaluate before taking the offer.
1. Impact on your credit score
Applying for new credit can lower your credit score, but just temporarily. While inquiries are not the most significant factor in credit scoring formulas, they still count. As a result, you may want to avoid applying for new credit, particularly if you're about to apply for a mortgage. Your credit score can have a significant effect on the interest rate of a new mortgage, so consumers should do everything they can to protect their score in advance of applying for a home loan. (And if you want to see how new credit inquiries affect your credit scores, Credit.com's Credit Report Card is a free tool that gives you your scores and a breakdown of how you're doing with five major scoring factors, including inquiries.)
2. More debt
Balance transfer cards are a great deal in theory. Transferring debt from a card carrying a double-digit interest rate to a zero percent card is a no-brainer. The problem is that some consumers transfer their debt and then rack up more debt on the old card. Not unlike yo-yo dieting, the result can be more debt. For those who believe this is a real possibility, it may be better to pass on the 0% offer and focus instead on paying off the existing debt.
3. Balance transfer fees
Virtually all zero percent balance transfer offers carry a transfer fee. While these fees can vary from one card to the next, a fee of 3% is common in the industry. Normally, these offers are still a good deal even with the fee. Three percent is generally a lot less than the standard interest rates charged by most cards. For those with low balances that can be paid in full in just a few months, however, the balance transfer fee can be a showstopper. Do the math and figure out which option is better for you.
4. Your amount of debt
The amount of debt to be transferred may mean there are better options than a balance transfer card. For small amounts, as noted above, it may be easier and less expensive simply to pay off the debt in a couple of months. For larger amounts, say $10,000 or more, a balance transfer may likewise not be the best option. The problem is that credit limits on balance transfer cards may keep you from transferring all or even most of your existing debt. One option is to apply for multiple cards, but juggling multiple cards can be a hassle and it still may not cover 100% of the debt.
Another option is to transfer just a portion of the debt to zero-percent cards. You could also use a home equity line of credit, or use a personal loan to cover all of the debt if possible. While these lines of credit do not offer 0% interest rates, the rates are typically much lower than the regular APR of most credit cards.
5. The other APR
They say that nothing lasts forever, and that's certainly true with zero percent introductory offers. It's important to understand what the interest rate will become once the introductory rate expires. In some cases, the regular APR may be substantially more than what you were paying before the balance transfer. If that's the case, there are three alternatives to consider.
First, pay off the debt in full before the introductory rate comes to an end. While this avoids the sticker shock of the regular APR, not everybody will have the means to retire their debt quickly. Second, you can continue to roll over the debt from one balance transfer offer to another until the debt is paid in full. The risk here, however, is that there is no guarantee that 0% offers will be available when needed. Finally, it may be better to avoid the 0% game altogether, particularly if the current rate on your existing card is reasonable.
The key is to do the math ahead of time to determine the lowest-cost option for you.
More from Credit.com:
- 6 smart credit card strategies
- Tips for paying off credit card debt
- How many credit cards is too many?
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
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[BRIEFING.COM] The stock market finished the Tuesday session on the defensive after spending the entire day in a steady retreat. The S&P 500 (-0.6%) posted its third consecutive decline, while the small-cap Russell 2000 (-0.9%) slipped behind the broader market during afternoon action.
Equity indices were pressured from the start following some overnight developments that weighed on sentiment. The market tried to overcome the early weakness, but could not stage a sustained rebound, ... More
More Market News
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TenPoint 3-Arrow Instant Detach QuiverItem Number: 19032916
Price: $49.99
Free Shipping Eligible on Qualifying Purchases Over $49! Up to $15 Shipping Credit. (See Promotion Details)
Product Information
Customer Reviews
Buying Guide
The TenPoint® 3-Arrow Instant Detach Quiver keeps your arrows securely in place. The quiver has an ultra-durable spine and features a flexible, rubber loop that allows you to hang it in your treestand. Its 3 mounting positions allow you to adjust the quiver to your liking and it is compatible with TenPoint's® traditional quiver bracket or side-mount quiver bracket. Two model-specific mounting brackets are included with this arrow quiver.
** Learn more about THE PROS Archery Services available at all DICK's Sporting Goods locations **
- Quick-disconnect 3-arrow quiver
- Ultra-durable spine
- Flexible, rubber loop allows you to hang the quiver
- Compatible with TenPoint's® traditional quiver bracket or side-mount quiver bracket
- 3 mounting positions allow you to adjust to your preference
- Includes 2 model-specific mounting brackets
- Weight: 4.75 oz.
- Model: HCA-019
- TenPoint
Country of Origin: Imported