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Author Archives: Lint07
Shaone Morrisonn re-signs with the Caps
According to RDS.ca RFA Shaone Morrisonn has come to an agreement with the Capitals.
Sharks signs two
According to tsn.ca
The San Jose Sharks announced Monday the signing of free agent defenceman Patrick Traverse and free agent forward Mathieu Darche to a standard player contract. Financial terms of the deals were not disclosed.
Battaglia signs two-way, two-years
Maybe he can regain his form and crack the line up, that would be nice to see. We all seem to forget about him, and his once 20 goal-player status.
Havlat to Chicago in 3 team deal
According to TSN.ca The Ottawa Senators have traded Martin Havlat and Bryan Smolinski to the Chicago Blackhawks in a three-way deal also involving the San Jose Sharks.
Taking Stock
The UFA market for big name forwards seems to have dried up with the announcement of Brendan Shanahan's signing with the Rangers. And this very signing took the collective gasps of a good portion of Canadiens fans who were hoping for Shanahan to sign with Montreal.
Previous hope centred around Devils star Patrik Elias and Jason Arnott, who both spurned the Habs, sparking outrage and anger from fans at the team's lack of activity this offseason. But is the sky really falling?
Stars done with major moves?
According to tsn.ca The Dallas Stars are around the $40 million range on their payroll, and plan to be there when the 06-07 season starts.
Habs re-signs Higgins
According to RDS.ca, The Montreal Canadiens re-signed forward Christopher Higgins…
MIchael Rupp back with NJ?
NHL.com and the NHLPA website are reporting that the Devils have obtained MIchael Rupp. Rupp is a RFA so it was likely a minor acquisition.
Please JFK, Trade Sundin Now
The Leafs are very close to the salary cap limit thanks mostly to their top 4 defensemen. Did they over pay for Mccabe, Kubina and Gill? Yes, they did but the Leafs are building from net out. I prefer this year's roster with Kubina, Gill and Raycroff over last year's roster with Berg, Khamonov and Belfour.
Burns re-sign for two years
According to TSN, Brent Burns have re-signed with the Wild a 2 year deal worth 1.65 M$
Poti To Islanders
No announcement has been made but the NHLPA
website list Poti as a member of the N.Y Islanders.
Peca to Islanders Not Happening?
Hockeybuzz is reporting that the Islanders have pulled out of the race to sign Mike Peca. Looks like he will become a Leaf…
Shanahan to stay, Belfour in?
According to Kevin Gibson from Hockeybuzz, Brendan Shanahan is likely staying in Detroit and the deal will be announced on monday or tuesday.
Only two teams left in the Shanahan Derby!
Acorrding to www.rds.ca Only two teams would be remaining in the run to sign free agent Brendan Shanahan.
Thrashers Sign Goalie Johan Hedberg
The Thrashers have officiially signed Johan Hedberg to a Two- Year Contract worth $850,000 per season.
Johnson Back in College
Hockeybuzz.com is reporting that prospect, Erik Johnson, will officially be attending the University of Minnesota next year.
Johnson told blogger, Andy Strickland, that he will be attending the prospects camp in St.Louis next
The Blues would also be interested in the services of Habs goaltender David Aebisher, to split duties with Curtis Sanford.
Ondrus re signs with Leafs
According to the Toronto Maple Leafs official website, the Leafs have signed restricted free agent winger, Ben Ondrus to a two year deal. Terms were undisclosed.
Wild Signs Defenseman Riley Emmerson
Source: http://www.wild.com
The Wild signed D Riley Emmerson, the tallest player in the wild's organization's history, to a contract on Friday.
Antropov's a Leaf for 1 more year
According to TSN, Antropov have agreed to a 1yr contract with the Leafs.
Terms undisclosed for now…
Hawks sign Arkhipov
According to TSN, the Chicago BlackHawks have signed centre Denis Arkhipov to a one-year contract.


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Since human beings are very complex creatures, romantic relationships are naturally complex affairs. In nearly all relationships, there will come a time when one of the people involved will notice the signs of an emotional affair in their partner. The advent of the Internet has made it incredibly easy to go outside of a relationship and meet potential partners. By the time you discover that your partner is involved in an online emotional affair, it could be too late to save the relationship.
In order to learn about the various Emotional Affair Signs, you need to know what one is. An emotional affair takes place when a partner goes outside of the marriage and invests their emotions, feelings, and thoughts with another person. It is an affair without any physical contact, but with all the emotional aspects of a romance.
Just because there is no sexual or physical contact doesn't mean you should be complacent. If you are blind to the signs of an emotional affair, your relationship could be in danger, plain and simple. This is because a person has just so much emotional energy that can be invested in romantic relationships and if one partner is spending this energy with someone outside of the relationship, there will be less emotional energy to spend within the marriage.
If your husband is involved in an emotional affair, you may find that the two of you are talking, but not really sharing. You are talking about the weather, the bills, and your children, but you are no longer sharing your experiences, emotions, or thoughts. Your husband may have put himself in a position where he has to choose which relationship he spends his emotional energy in. If he chooses you over the other woman, your marriage can be saved. However, if he's totally engrossed in an emotional affair, which he might be if you've ignored the signs, he will likely choose the other woman.
Don't think emotional adultery doesn't eventually become a full fledged extramarital affair, because the risk of this happening is very great. It is just human nature to want to spend time with the ones we love and that includes progressing to a physical relationship.
To keep your marriage strong, you should always be watching for emotional affair signs and confront your husband when you have suspicions. You may need to professional help to identify the signs of emotional adultery and to help the two of you cope with the fallout and repair your marriage. Here are a few of the common signs you should be alert for:
- Your husband suddenly takes an interest in improving his appearance, even when he is at working on the computer at home. Don't automatically assume your husband's desire to look good is just for your benefit.
- There seems to be no sex because your husband is too busy, too tired, or too distracted by his online affair.
- You no longer have meaningful conversations with your spouse where you discuss your emotions and feeling with each other.
- You husband has become secretive and defensive about his online activities.
If you notice two or more of the above Emotional Affair Signs, you should suspect your marriage might be in trouble. Take steps to save your marriage by seeking professional help before it is too late.

subset: commoncrawl


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@1 year ago with 2 notes
#ALL THE COMICS #MUST READ THEM ALL #marvel unlimited
my name is paige. i'm a member or the church of jesus christ of latter day saints. i really like movies and tv...too many to name off here. i'm constantly sarcastic. i want to be a social worker. anything else you want to know?


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Are you ready for our SDCC EXCLUSIVES? Doctor Who 50th Anniversary by Claudia Aguirre www.boudikacomics.com Boudika...
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The Waymires
We're The Waymires from Norman, Oklahoma. We play rock and roll.Share
The Waymires, a three-piece rock band from Norman, Oklahoma, was formed in 2010 by a group of friends who met while working in a shoe store. Named after their boss, Kris Waymire, the band's sound is a bluesy, contemporary rock and roll. The Waymires will release Rock and Roll EP at Nice Tuesday 65 on May 20th in Norman.
Jon is the band's singer, writer, and guitarist. He has experience with a range of instruments, having developed his background in soft rock and folk music. His songwriting is derived from '60s rock and roll and R&B but plays on themes from modern rock.
Ian, bassist and secondary vocalist, has a background in classical and jazz bass. His three years of university and conservatory experience results in his distinctive style.
Brad, the drummer, completes the band. The Houston native developed his abilities through gospel music, but he has since ventured into rock and roll. His groovy style, which separates him from other rock drummers, contributes to The Waymires' classic sound.


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IEF : Analysis & Opinions
Bill Gross Is Still Bullish On TreasuriesJuly 23, 2013Given his impressive track record, when PIMCO's Bill Gross speaks, investors should listen. The Bond King knows what he is ...
3 ETF Sectors Facing Tax UncertaintyDecember 21, 2012For investors, the last few months have been dominated by two words: fiscal cliff. The combination of automatic expiring ...
Battle The Fiscal Cliff With ETFsNovember 19, 2012Going over the pending fiscal cliff could be a scary proposition for American citizens and investors. The automatic spending ...
Brief History Of ETFsSeptember 11, 2012In 2012, exchange-traded products are ubiquitous in the world of investing. The more than 1,400 products have accumulated ...
Where Are Inex Funds Now?June 19, 2012Take a news break to understand how major indexes have performed since the beginning of the year.
Index Funds, Where Are We Now?April 30, 2012Take a news break to understand how major indexes have performed since the beginning of the year.
Central Banks Take Another Kick At The CanSeptember 21, 2011Central banks take another kick at the can.
Index Funds: How Well Did They Do In 2010?January 7, 2011Many portfolio have index funds as their core holdings. Check out how well they performed in 2010.
Deflation Portfolio PicksAugust 12, 2010Where should one invest if fears of deflation are actually on target, and we see real deflation for the first time in decades? ...
3 Closed-End Funds With The Best FundamentalsMay 10, 2010Investing in closed-end funds offers greater potential than straight index investing.
Fed Open Market Operations And YouMarch 23, 2009In response to expansionary monetary policy, diversification is still your best play on inflation concerns.


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Paying for Graduate School
Looking for assistance paying for graduate education? Check out these helpful links:
FinAid.org - A great website for everything from grants to graduate school funding resources.
SimpleTuition.com - See how borrowing impacts you financially.
PLATO Loan Program - Scholarship and funding information for college students.
FastWeb.com - Free website listing over $3.4 billion in scholarships.
IRIS Database of Funding Sources - Search education funding opportunities.
Fellowships and Scholarships
Visit the Office of Fellowships and Grants at Whitman College for more information.


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We actually get a good number of our forum members from the TRC dropping by to chat and hang out, so figured we'd better start sharing the awesome robots they bring in! This week we had Gertlex drop by and show off his first walking robot project, Numa, which he is building for Mech Warfare. Check it out!
Archive for the 'Featured Projects / Robots' Category
TRC Member Spotlight: GertlexFriday, August 26th, 2011
AX-12 Robot Arm & Arbotix DemoThursday, August 25th, 2011
Banter, robots, video. Go!
Cross Dressing Robots!Thursday, August 18th, 2011
Our old friend Che is a bit special. He has pet ducks, snakes, really ugly dogs, and a really hot wife. He wears his mom's leather pants. He's also into robo-masochism: meaning he lets his paintball-equipped robots shoot the crap out of him, all the while filming it for the internet's enjoyment. We have weird friends.
He also has a great custom humanoid project that he has shared with the TRC, Hi No Hikari. This rather large humanoid robot is a kung-fu competitor and Mech-Warfare veteran. "It" also wears dresses, kimonos, and sometimes has flowers tucked into it's mechanics. I don't know, don't ask me. We're fully supportive of alternative robot lifestyles, but sometimes it's better that we just not ask. Giger did not appreciate the dress at last year's Mech-Warfare. He muttered something about "damn hippies" and proceeded to shoot Hi No Hikari in his/her flowery face.
With all that said, it's been a great learning experience for Che, and one that he has shared with us every step of the way. This was his first attempt at a PLM design and he started off using AX-12+'s, eventually upgrading to the more powerful RX-28s.
Seeing this project progress from Hi No Hikari's first steps to what he's achieved now has been great! Check out his latest progress in the video below, we can't wait to see even more come from this project!
Community Member Jdoleki's "Poor Man's PR2″Thursday, August 4th, 2011
Occasionally we have our TRC members that are either locals or happen to be passing through town drop by to pay us a visit. The first thing they usually comment on is what a pretty man I am. Then they notice how bald Matt is. And how hairy Alex is. Then they notice our awesome collection of robots. Sometimes though, they bring their own robots.
Jdolecki is a long-time forum member who just recently revealed himself to be a Chicagoan, so I threw him an invite to come hang out for a bit and check out our shop. He mentioned bringing his robot, but mentioned that it'd only be worth it if we were on the first floor. I didn't really think much of it, until I walked outside and saw the behemoth he had in his truck.
I present to you the "Poor Man's PR2″ WIP project that Jdolecki brought by our office. It's an old-school, and rather awesome Cybermotion K2A from the 80′s. According to Jdolecki, he scored it at a thrift store for a cool $500; considering the average price of these platforms still is in the several thousand dollar range, that's a steal! This thing was beyond sturdy, made from cast-iron steel and sporting an advanced omni-directional drive system that looked like it could take a bullet and keep rolling. Check out the video below, and Jdolecki's blog for more info!
–Andrew – "Robot Scientist"
DARwin-OP Robot prefers Tecate?Thursday, July 28th, 2011
With every new family member it starts with excitement and love. They bring joy and laughter into the home. There are cards and gifts and parties to celebrate. But then the reality begins to settle in and you discover that every personality has a dark side. Something deep and hidden in their past…
CHARLI-L2 First Walking TestFriday, July 22nd, 2011
I had the pleasure of meeting up with the Virginia Tech RoMeLa crew at Robocup 2011 earlier this month, where they were showing off not only a Kid-Size team full of Darwin-OP robots, but also their new CHARLI-L2 humanoid. Popular Science already did a nice write-up of CHARLI's performance in the Adult-size league, but I found this video of CHARLI-L2 taking his first steps (in the nude) to be equally interesting.
We'll have a bunch of content on my trip to Robocup 2011 in Istanbul, Turkey in the very near future! Stay tuned!
– Andrew "Robot Sexpert"
Bioloid GP Don't Care.Thursday, July 21st, 2011
This is the Bioloid GP. Watch it run in slow motion. It's pretty bad-ass. Look, it runs all over the place. "Woah, watch out!" says that bird. Eww it's got a snake? Oh, it's chasing a jackal? Oh my gosh! Oh the Bioloid GPs are just crazy! The Bioloid GP's been referred to by the Guinness Book of World Records as the most fearless robot in all the robot kingdom. It really doesn't give a crap. If it's hungry, it's hungr-EWW what's that in its mouth! Oh it's got a cobra? Oh it runs backwards? Now watch this, look, a snake's up in a tree. Bioloid GP don't care. Bioloid GP don't give a crap, it just takes what it wants. Whenever it's hungry it just- ew! And it eats the snakes. Oh my God watch it dig. Look at that digging. The Bioloid GP is really pretty bad-ass. They have no regard for any other robot whatsoever. Look at him just grunting and- ew! Eating snakes! Ew what's that, a mouse? Oh that's nasty. Oh, they're so nasty! Oo look! It's chasing things, and eating them.
The Bioloid GP's have a fairly long body, but a distinctly thick set, broad shoulders, and you know, their, their wires are loose, allowing them to move about freely, and they twist around. Now look, here's a house full of bees. You think the Bioloid GP cares? It doesn't give a crap. It goes right in to the house to bees to get some larvae. How disgusting is that? It eats larvae. Ew, that's so nasty. But look, the Bioloid GP doesn't care, it's getting stung like a thousand times. It doesn't give a crap, it just, it's hungry. It doesn't care about being stung by bees. Nothing can stop the Bioloid GP when it's hungry. Oh what a crazy robot! Look! Ew, it's eating larvae, that's disgusting. There it is running in slow motion again. See, now what's interesting is that other, other animals like these birds here the just like to wait around until the Bioloid GPs done eating and then it swoops in to pick up the scraps. It says, "You do all the work for us Bioloid GP and we'll just eat whatever you find, how's that? What do you say, stupid?" Look at this bird. "Thanks for the treat, stupid!" "Hey, come back here" says the Bioloid GP. Birds don't care, and you know what, the jackals do it, too. Look at these little dogs. They're like, "Thanks, Stupid! Thanks for the mouse! See ya later!" The Bioloid GP does all the work while these other animals just pick up the scraps.
At night time, the Bioloid GP goes hunting, cuz it's hungry. Look! Here comes a fierce battle between a king cobra and a Bioloid GP. I wonder what will happen. Look at this, there's the Bioloid GP just eating a mouse. And then look. "Get away from me!" says the snake, "Get away from me!" Bioloid GP don't care. Bioloid GP smacks the crap out of him. The snake comes back and it lashes right at the Bioloid GP. Oh! Little does the Bioloid GP know, FYI, it's been stung! It's been bitten by the snake, so while it's eating the snake- ew, that's disgusting- meanwhile the poisonous venom is seeping through the Bioloid GPs body, and it passes out. Look at that sleepy robot. Now the Bioloid GPs just gonna pass out for a few minutes and then it's gonna get right back up and start eating all over again, cuz it's a hungry little bastard. Look at this! Like nothing even happened, the Bioloid GP gets right back up and continues eating the cobra! How disgusting. And of course, what does a Bioloid GP have to eat for the next few weeks? Cobra.
And just in case anyone is wondering what the hell is going on. Click here.
–Andrew "Robot Biologist"
Project Spotlight: Immortal, Quad MechWednesday, February 23rd, 2011
Cire came to our forums with a background in mechanical engineering and an insatiable urge to get involved with Mech Warfare. Inspired by Starcraft 2, he wanted to build a Mech that was based on the Protoss ranged support unit, the Immortal. He did his research, started with rough 3D CAD drawings, and ultimately decided to use AX-12+ Dynamixels & the Arbotix Robocontroller with it's NUKE engine as a basis for his platform.
His project thread documents the progress he made, from someone with minimal previous electronics and programming knowledge, to someone with a highly competitive and fully functional Mech Warfare platform. Aesthetically this quad Mech hits the mark perfectly with its custom machined aluminum frame; Immortal is only very polished project that is sure to prove a fierce competitor at Robogames this April. Cire also went the extra mile and integrated a 4th degree of freedom in each leg; the position of the tip of each leg uses the angle values of the rest of the leg to maintain a perpendicular orientation to the ground. Be sure to check in with the competition results to see how he fares at Mech Warfare 2011!
Pet Laser DazerMonday, December 13th, 2010
Screwing with pets is fun. They are furry and cute but despite what your ex-girlfriend used to go on and on and on about, they really aren't that smart. Case in point is the laser game where any seemingly sane cat or dog can be sent into a frenzy over a quickly moving dot of light. Endless fun can be had watching their minds break as they hopelessly chase something they cannot physically grab. This is why humans rule the earth. We should stop showing our children movies where animals talk and are smart, because we are just setting them up for disappointment.
The pet Laser Dazer is a fun project that can be done with the Vision Tracking Starter Kit or the Desktop RoboTurret (need to pick up the laser separate.) The concept is simple, take the age old game of "catch the laser dot" and add robots to the mix! It even works with kids. Watch the end of the video to see Andrew's daughter throw herself against the wall in excitement. See, robots ARE fun people.
Laser Dazer Demo App can be found here.
DIY Project Contest Deadline Extended until Jan 1st, 2011Wednesday, November 24th, 2010
Ask and you shall receive! The deadline for the contest has been extended until Jan 1st, 2011!
Retail: $1,299.00
Retail: $399.00
Retail: $150.00
Questions? Contact Us!


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|16 Dec 2012
Windows 7 Pro x64: Bad image color temperature in Windows Photo Viewer
Hello everyone,
This is a strange issue I can't seem to solve:
For browsing pictures, I used 'Windows Photo Viewer' as long as I remember; since it is fast, and does the job.
However, since I installed Windows 7 Pro x64 in summer 2010, images are shown with a 'too warm color temperature', i.e. 'too red'.
This is only the case in Windows Photo Viewer; when viewed in e.g. Paint the image looks perfectly fine. See the attached screenshot.
I re-installed Windows last week after I bought an SSD, but the problem still persists (or, again).
I forgot to check if this issue was there before I installed my video card drivers; as I suspect it might have something to do with the nVidia 'Desktop color settings'.
Namely, I had an issue before, where sometimes my monitor would look 'dimmed' except for my cursor (I know, right?).
Re-starting would solve it, but sometimes the issue returned. Googling gave me the answer: under 'Adjust desktop color settings', change the radio button from 'Other applications control color settings' to 'Use NVIDIA settings'.
I hoped this would also fix the strange Windows Photo Viewer issue; but unfortunately, it did not.
At my work I don't have this issue in Windows 7, and it seems I'm out of options
It is quite an annoyance, since pictures look like crap.
Does anyone have an idea?
|My System Specs
|16 Dec 2012
Ahh wait, I feel stupid now. I searched a lot for this before, and couldn't find anything. Now, I can find tons of threads on this.
If I solve the problem myself, I will mark this thread as 'solved'!
Color in photo viewer
windows photo viewer problem
Windows Photo Viewer Background Yellow Color-Fix
|My System Specs
|16 Dec 2012
Yep, solved the issue like so (found in this thread: Windows Photo Viewer Background Yellow Color-Fix:
Its to do with the color management system.
Heres how to correct it:
1. open control panel
2. type color in the search bar and click on the green color management link
3. in the dialog that appears tick the box under your monitor name which says "use my settings for this device"
4. click on the add button
5. There will appear a list of color profiles. You want to select sRGBIEC611966-2.1 and click ok
6. click on the set as default profile button and then close button
Repeat this procedure for each monitor you may have.
|My System Specs
|Thread Tools
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Quotes & Info
|CRMD > SEC Filings for CRMD > Form 10-Q on 14-Aug-2013
|All Recent SEC Filings
Quarterly Report
The following discussion and analysis of our financial condition and results of operations should be read in conjunction with our 2012 Annual Report on Form 10-K filed with the Securities and Exchange Commission, or the SEC, on March 27, 2013.
Forward Looking Statements
This Quarterly Report on Form 10-Q contains "forward-looking statements" that involve risks and uncertainties, as well as assumptions that, if they never materialize or prove incorrect, could cause our results to differ materially from those expressed or implied by such forward-looking statements. The statements contained in this Quarterly Report on Form 10-Q that are not purely historical are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended or the Exchange Act. Forward-looking statements are often identified by the use of words such as, but not limited to, "anticipate," "believe," "can," "continue," "could," "estimate," "expect," "intend," "may," "will," "plan," "project," "seek," "should," "target," "will," "would," and similar expressions or variations intended to identify forward-looking statements. These statements are based on the beliefs and assumptions of our management based on information currently available to management. Such forward-looking statements are subject to risks, uncertainties and other important factors that could cause actual results and the timing of certain events to differ materially from future results expressed or implied by such forward-looking statements. Factors that could cause or contribute to such differences include, but are not limited to, those identified below, and those discussed in the section titled "Risk Factors" included in this quarterly report on Form 10-Q and in our most recent annual report on Form 10-K, as well as any amendments thereto, as filed with the SEC and which are incorporated herein by reference. Furthermore, such forward-looking statements speak only as of the date of this report. Except as required by law, we undertake no obligation to update any forward-looking statements to reflect events or circumstances after the date of such statements.
CorMedix Inc. (referred to herein as "we," "us," "our" and the "Company"), is a development stage pharmaceutical and medical device company that seeks to in-license, develop and commercialize therapeutic products for the treatment of cardiac and renal dysfunction, specifically in the dialysis and non-dialysis areas. Specifically, our goal is to treat kidney disease by reducing the commonly associated cardiovascular and metabolic complications - in effect, "Treating the kidney to treat the heart." As of the date of this report, we have licensed all of the product candidates in our pipeline.
We have the worldwide rights to develop and commercialize our product candidates, CRMD003 (Neutrolin®) and CRMD004 that we believe address potentially large market opportunities in the instances in which a central venous catheter is used, such as hemodialysis, intensive care units oncology and total parenteral nutrition patients.
Our primary product is CRMD003 (Neutrolin®) for the prevention of catheter related infections in the dialysis and non-dialysis markets, which we believe addresses a medical need and a potentially large market opportunity. Neutrolin is a liquid formulation designed to prevent central venous catheter infection as well as catheter obstruction, also referred to as maintenance of catheter patency, in central venous catheters, which we initially plan for use in hemodialysis catheters.
During the third quarter of 2011, we received a notice from the U.S. Food and Drug Administration, or FDA, that Neutrolin had been assigned to the Center for Drug Evaluation and Research, or CDER. As a result of this, and given our limited resources, we decided to change our business strategy and focus the majority of our resources on the research and development of Neutrolin rather than CRMD004 and to seek regulatory and commercialization approval for Neutrolin in Europe through a CE Mark application rather than pursue FDA approval at this time.
On July 5, 2013, we received CE Mark approval for Neutrolin. As a result, in the second half of 2013, we intend to launch Neutrolin for the prevention of catheter-related bloodstream infections, or CRBI, and maintenance of catheter patency in hemodialysis patients in Europe. However, we cannot be assured of our planned commercialization timeline for Neutrolin.
We have four pillars to our Neutrolin strategy: (i) successfully launch the product in Germany; (ii) expand the product into additional applications; (iii) expand sales into other foreign countries; and (iv) apply for and receive marketing approval and launch the product in the United States.
In anticipation of receiving CE Mark approval, on January 10, 2013, we entered into an agreement with MKM Co-Pharma GmbH, or MKM, regarding Neutrolin, pursuant to which, MKM hired a national sales manager, Joachim Petrak, to market Neutrolin in Germany according to a negotiated work plan. While the plan may be revised, it currently provides that the sales manager will market Neutrolin in three phases. In the first phase, which began in January 2013, the sales manager visited hemodialysis centers and doctors to, among other things, provide them information. The sales manager has also produced a market review of our product, negotiated wholesaler relationships for initial orders of our product and is determining sales projections for launching Neutrolin. In the second phase, with the receipt of CE Mark approval, the sales manager will launch Neutrolin, expected to begin in the second half of 2013, generate sales on a best efforts basis, and supervise sales representatives. After that time, the sales manager will be responsible for growing Neutrolin sales and expanding the promotional plans.
After the launch of Neutrolin in Europe, we intend to meet with the FDA to determine the pathway for U.S. approval of Neutrolin, which we expect will entail a Phase 3 trial.
Our other product candidate is CRMD004, which is the gel formulation of Neutrolin that we intend to develop for the prevention of catheter-related blood stream infections and maintenance of catheter patency in hemodialysis patients who are asymptomatic for catheter-related blood stream infections using both incident and prevalent catheters with any brand of central venous catheter. CRMD004 is in the pre-clinical stage. However, at this time, we intend to defer the development of CRMD004 until we launch Neutrolin in the European Union and have commenced the FDA regulatory approval process for Neutrolin.
Since our inception, we have had no revenue from product sales. Our operations to date have been primarily limited to organizing and staffing, licensing product candidates, developing clinical trials for our product candidates, establishing manufacturing for our product candidates and maintaining and improving our patent portfolio. We have funded our operations primarily with debt and equity financings. We have generated significant losses to date, and we expect to continue to generate losses as we progress towards the commercialization of our product candidate Neutrolin. As of June 30, 2013, we had a deficit accumulated during the development stage of $49,771,659. Since we do not generate revenue from any of our product candidates, our losses will continue as we advance our product candidates towards regulatory approval in the United States and commercialization in the European Union. As a result, our operating losses are likely to continue at least through 2014 depending on revenue levels and potential strategic partnerships.. We are unable to predict the extent of any future losses or when we will become profitable, if ever.
Financial Operations Overview
We have not generated any revenue since our inception. If our product development efforts result in clinical success, regulatory approval and successful commercialization of any of our products, we could generate revenue from sales or licenses of any such products.
Research and Development Expense
Research and development, or R&D, expense consists of: (i) internal costs associated with our development activities; (ii) payments we make to third party contract research organizations, contract manufacturers, investigative sites, and consultants; (iii) technology and intellectual property license costs; (iv) manufacturing development costs; (v) personnel related expenses, including salaries, stock-based compensation expense, benefits, travel and related costs for the personnel involved in drug development; (vi) activities relating to regulatory filings and the advancement of our product candidates through preclinical studies and clinical trials; and (vii) facilities and other allocated expenses, which include direct and allocated expenses for rent, facility maintenance, as well as laboratory and other supplies. All R&D is expensed as incurred.
Conducting a significant amount of R&D is central to our business model. Through June 30, 2013, we incurred approximately $24.0 million in R&D expenses since our inception in July 2006. Product candidates in later-stage clinical development generally have higher development costs than those in earlier stages of development, primarily due to the significantly increased size and duration of the clinical trials. As a result of our recent strategic changes, we expect our R&D expenditures to decrease and be primarily attributed to the CE Mark approval received in July 2013 and commercialization of Neutrolin® in Europe. If the commercialization for Neutrolin® is successful, we intend to increase our R&D expenses for the foreseeable future in order to complete development of Neutrolin in the United States.
The following table summarizes the percentages of our R&D expenses related to our two most advanced product candidates and other projects. The percentages summarized in the following table reflect payments directly attributable to each development candidate, which are tracked on a project basis. A portion of our internal costs, including indirect costs relating to our product candidates, are not tracked on a project basis and are allocated based on management's estimate.
Period from July 28, 2006 Six Months Ended (Inception) through June 30, June 30, 2013 2012 2013 CRMD001 0 % 24 % 47 % CRMD002 0 % 0 % 0 % CRMD003 94 % 70 % 50 % CRMD004 6 % 6 % 3 %
The process of conducting pre-clinical studies and clinical trials necessary to obtain FDA approval is costly and time consuming. The probability of success for each product candidate and clinical trial may be affected by a variety of factors, including, among others, the quality of the product candidate's early clinical data, investment in the program, competition, manufacturing capabilities and commercial viability. In addition, development timelines, probability of success and development costs vary widely. As a result of these uncertainties, the uncertainty associated with clinical trial enrollments and the risks inherent in the development process, we are unable to determine the duration and completion costs of current or future clinical stages of our product candidates or when, or to what extent, we will generate revenues from the commercialization and sale of any of our product candidates.
Our current focus on commercializing Neutrolin® in Europe may impact our other development efforts and timelines. If we are successful in the commercialization of Neutrolin® in Europe, we plan on continuing to develop Neutrolin for the prevention of CRBI and maintenance of catheter patency in the United States. We will need and plan to raise additional funds at a later date to fully complete the development of Neutrolin in both Europe and the U.S. as well as to pursue development of any other product candidates.
General and Administrative Expense
General and administrative, or G&A, expense consists primarily of salaries and other related costs, including stock-based compensation expense, for persons serving in our executive, finance and accounting functions. Other G&A expense includes facility-related costs not otherwise included in R&D expense, promotional expenses, costs associated with industry and trade shows, and professional fees for legal services and accounting services. We expect that our G&A expenses will remain consistent for the remainder of 2013. From our inception on July 28, 2006 through June 30, 2013, we incurred G&A expenses of approximately $14.2 million.
Interest Income and Interest Expense
Interest income consists of interest earned on our cash. Interest expense consists of interest incurred on our convertible notes up to their conversion into units or common stock, as well as the amortization and write-off of deferred financing costs and debt discounts and a charge for the beneficial conversion related to our convertible notes.
Results of Operations
Three months ended June 30, 2013 compared to three months ended June 30, 2012
Research and Development Expense. R&D expense was $390,174 for the three months ended June 30, 2013, an increase of $141,984, from $248,190 for the three months ended June 30, 2012. The increase was attributable to expenses related to the CE Mark approval process and launch for Neutrolin in the European Union. The increase was also due to the non-cash value of the warrants issued to ND Partners, LLC as a result of the amendment to the License and Assignment Agreement, dated January 30, 2008 between the Company and ND Partners, LLC.
General and Administrative Expense. G&A expense was $908,736 for the three months ended June 30, 2013, an increase of $532,119 from $376,617 for the three months ended June 30, 2012. The increase was primarily attributable to stock-based compensation expense and professional services and filing fees.
Interest Income. Interest income was $105 for the three months ended June 30, 2013, a decrease of $487, from $592 for the three months ended June 30, 2012. The decrease was attributable to having a lower interest-bearing cash balance during the second quarter of 2013 compared to the same quarter last year.
Interest Expense. Interest expense was $661,162 for the three months ended June 30, 2013. Interest expense consisted primarily of a beneficial conversion feature related to the senior convertible notes and warrants issued in September and November 2012, amortization of deferred financing fees and accrued interest related to the senior convertible notes. There was no interest expense for the three months ended June 30, 2012.
Six months ended June 30, 2013 compared to six months ended June 30, 2012
Research and Development Expense. R&D expense was $655,209 for the six months ended June 30, 2013, an increase of $32,163, from $623,046 for the six months ended June 30, 2012. The increase was attributable to expenses related to the CE Mark approval process and launch for Neutrolin in the European Union. This increase was offset by our strategic change of direction which resulted in lower clinical research organization, manufacturing and regulatory expenses related to the development of CRMD003 and lower personnel costs as a result of our Chief Medical Officer transitioning to a part-time status and a 50% reduction of salary during the first half of 2012.
General and Administrative Expense. G&A expense was $1,460,478 for the six months ended June 30, 2013, an increase of $547,607 from $912,871 for the six months ended June 30, 2012. The increase was primarily attributable to stock-based compensation expense and professional services and filing fees.
Interest Income. Interest income was $233 for the six months ended June 30, 2013, a decrease of $1,308 from $1,541 for the six months ended June 30, 2012. The decrease was attributable to having lower interest-bearing cash balances during the six months ended June 30, 2013 as compared to the same period last year.
Interest Expense. Interest expense was $1,101,565 for the six months ended June 30, 2013. Interest expense consisted primarily of a beneficial conversion feature related to the senior convertible notes and warrants issued in September and November 2012, amortization of deferred financing fees and accrued interest related to the senior convertible notes. There was no interest expense for the six months ended June 30, 2012.
Liquidity and Capital Resources
Sources of Liquidity
As a result of our R&D and G&A expenditures and the lack of any approved products to generate product sales revenue, we have not been profitable and have generated operating losses since we were incorporated in July 2006. Prior to our initial public offering, or IPO, we had funded our operations principally with $14,364,973 in convertible notes sold in private placements and $625,464 in related party convertible notes. All of our convertible notes were automatically converted into 1,237,293 shares of common stock and 2,338,576 units (comprised of 4,677,152 shares of common stock and 2,841,603 warrants at an exercise price of $3.4375). We received net proceeds of $10,457,270 from the IPO, after deducting underwriting discounts, commissions and offering expenses payable by us upon the closing of the IPO on March 30, 2010. Additionally, we received approximately $490,000 from Federal grants under the Qualifying Therapeutic Discovery Project program, approximately $775,000 from the sale of our unused net operating losses through the State of New Jersey's Economic Development Authority Technology Business Tax Certificate Transfer Program and approximately $35,000 from qualified R&D expenditures refunded to us through the New York State Department of Taxation and Finance under the Qualifying Emerging Technology Incentive Program.
During the year ended December 31, 2012, we completed two tranches of a private placement for a total of 1,324 units, each unit consisting of (i) a one-year $1,000 aggregate principal amount 9% senior convertible note, convertible into shares of common stock, at a conversion price of $0.35 per note, and (ii) a five-year redeemable warrant to purchase 2,500 shares of common stock at an initial exercise price of $0.40 per share. We received gross proceeds of $1,324,000 or net proceeds of approximately $1,095,600 from the private placement. The notes issued have maturity dates of September 20, 2013 for 850 units and November 13, 2013 for 474 units.
On February 19, 2013, we sold 761,429 shares of our newly created Series A Non-Voting Convertible preferred stock and a warrant to purchase up to 400,000 shares of our common stock, for gross proceeds of $533,000.
On July 5, 2013, upon the CE Mark approval, we received net proceeds of $1,372,500 from the May 23, 2013 financing of senior secured convertible notes in the aggregate principal amount of $1,500,000 and warrants to purchase up to an aggregate of 1,000,000 shares of our common stock, for gross proceeds of $1,425,000. The notes were sold for an aggregate of $75,000 discount and bear interest at the rate of 8.0% per annum and will be subject to a "make-whole" upon any conversion of the notes into common stock, as if the notes being converted were outstanding to April 1, 2014. Interest is first payable on September 3, 2013 and on the first trading day of each month thereafter. The notes mature on April 1, 2016 unless redeemed prior to that date, subject to amortization. A noteholder may elect to have any interest due prior to April 1, 2014 added to the principal amount of a note; thereafter, interest will be paid in cash only. The warrants are exercisable one year after issuance, have an exercise price of $1.10 per share, subject to adjustment, and a term of five years from the date they are first exercisable. The holders of the notes and warrants will be prohibited from converting the notes into or exercising the warrants for shares of common stock if, as a result of such conversion or exercise, the holder, together with its affiliates, would own more than 4.99% or 9.99%, at the initial holder's election, of the total number of shares of our common stock then issued and outstanding.
During the quarter ended June 30, 2013, we issued an aggregate of 1,305,716 shares of our common stock as a result of the conversion of the senior convertible notes in the aggregate principal amount of $457,000.
Net cash used in operating activities was $1,177,066 for the six months ended June 30, 2013. The net loss of $3,217,923 for the six months ended June 30, 2013 was higher than cash used in operating activities by $2,040,857. The difference is attributable primarily to amortization of debt discount and deferred financing costs, stock-based compensation charge and an increase in accounts payable and accrued expenses.
Net Cash Used in Investing Activities
There was no cash used in investing activities for the six months ended June 30, 2013 and 2012.
Net Cash Provided by Financing Activities
Net cash provided by financing activities was $500,000 for the six months ended June 30, 2013 as compared to $(15,000) used in financing activities for the same period last year. The increase was attributable to the gross proceeds from the private placement of Series A preferred stock of $533,000 and exercise of warrants of $60,000 offset by the payment of deferred financing costs of $60,000 and repurchase of outstanding warrants of $33,000.
Funding Requirements
Our total cash on hand as of June 30, 2013 was $158,405, compared to $835,471 at December 31, 2012. Because our business does not generate positive operating cash flow, we will need to raise additional capital before we exhaust our current cash resources in order to continue to fund our research and development, as well as to fund operations generally. Our continued operations will depend on whether we are able to raise additional funds through various sources, such as equity or debt financing, strategic relationships, out-licensing or distribution arrangements of our products. Through June 30, 2013, all of our financing has been through equity financing, issuance of convertible notes, our 2010 IPO, previous debt financings, our receipt of a total of approximately $490,000 from Federal grants under the Qualifying Therapeutic Discovery Project program, a total of approximately $775,000 from the sale of our unused net operating losses through the State of New Jersey's Economic Development Authority Technology Business Tax Certificate Transfer Program and approximately $35,000 from the State of New York's Research and Development Tax Credit Program, net of application fees.
Based on our cash resources at June 30, 2013, including the funds we have raised through July 15, 2013, we believe that we have sufficient capital to fund our projected operating requirements through the fourth quarter of 2013. We will need additional financing until we can achieve profitability, if ever. If we are unable to raise additional funds when needed, we may not be able to continue development and regulatory approval of our products or market our products as planned, or we could be required to delay, scale back or eliminate some or all of our research and development programs. Each of these alternatives would likely have a material adverse effect on our business. These matters raise substantial doubt about our ability to continue as a going concern. The accompanying financial statements do not include any adjustments that might result from the outcome of this uncertainty.
On December 28, 2012, we filed with the SEC a shelf registration statement on Form S-3, under which we may offer shares of its common stock and preferred stock, various series of debt securities and/or warrants to purchase any of such securities, either individually or in units, in one or more offerings, up to a total dollar amount of $30,000,000. Such registration statement, as amended, became effective as of January 10, 2013. We are limited in the dollar amount of securities we may sell under the shelf registration statement, based upon SEC rules for shelf registration statement eligibility, and consequently, we might not be able to sell up to the $30,000,000 registered.
Assuming we raise additional capital in the second half of 2013, we expect to continue to fund operations from cash on hand and through either capital raising sources as previously described, which may be dilutive to existing stockholders, or through generating revenues from the sales or licensing of our products or strategic alliances. We plan to seek additional debt and/or equity financing, but can provide no assurances that such financing will be available on acceptable terms, or at all. Moreover, the incurrence of indebtedness in connection with a debt financing would result in increased fixed obligations and could also result in covenants that would restrict our operations. Our actual cash requirements may vary materially from those now planned, however, because of a number of factors including the changes in the focus and direction of our research and development programs, the acquisition and pursuit of development of new product candidates, competitive and technical advances, costs of commercializing any of our product candidates, and costs of filing, prosecuting, defending and enforcing any patent claims and any other intellectual property rights.
Even with the planned launch of Neutrolin in the second half of 2013, we do not anticipate that we will generate significant product sales revenue for 2013, if any. In the absence of additional funding, we expect our continuing operating losses to result in increases in our cash used in operations over the next several quarters.
Critical Accounting Policies
Our management's discussion and analysis of our financial condition and results of operations is based on our financial statements, which have been prepared in accordance with accounting principles generally accepted in the United States, or GAAP. The preparation of these financial statements requires us to make estimates and judgments that affect the reported amounts of assets, liabilities and expenses. On an ongoing basis, we evaluate these estimates and judgments, including those described below. We base our estimates on our historical experience and on various other assumptions that we believe to be reasonable under the circumstances. These estimates and assumptions form the basis for making judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results and experiences may differ materially from these estimates.
While our significant accounting policies are more fully described in our annual report on Form 10-K filed with the SEC on March 27, 2013, we believe that the following accounting policies are the most critical to aid you in fully . . .


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Outdoor Water Solutions® AerMaster LD 1.5 Electric Aeration Unit
Item # WX2-282019
- Google+
This item is shipped directly from the factory. To see the expected shipping date, please add to your Shopping Cart. Sorry, no express shipping available. We are unable to ship factory direct items to Alaska, Hawaii, Puerto Rico or APO or FPO addresses.
- Details & Specs
Outdoor Water Solutions® AerMaster LD 1.5 Electric Aeration Unit for cleaner water and less odor in small ponds.
Your clean-and-clear solution to a mucky, murky mess. The AerMaster LD 1.5 Electric Aeration Unit reduces bacteria, algae and odor in 1/2-acre ponds up to 8' deep so you can swim, fish, hunt and boat... and know your livestock is drinking clean and clear water. A water Aeration System like this also adds oxygen (the most important requirement for clean water) and prevents pond stratification, which limits fish kills and keeps ponds from freezing over in the winter... a boost to waterfowl hunters.The clear choice for cleaner water:
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- Specially designed Airstone diffuser
- Produces up to 1.5 CFM at 8' deep
- Unit is approx. 20 lbs.
- UL approved for outdoor use
- 8 x 6 x 6" 19 lbs.
- Reviews
Customer ReviewsNo reviews exist for this item....
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"Gimme a Beer!" – a popular line repeated thousands of times a day and while it is all too easy to dismiss this as the uneducated request of "the common man," recently I've begun to think that we are ...Read More »
If you can't find your favorite beer on the shelf this holiday season you might consider writing your congressman. Craft brewing has been one of the few bright spots in an otherwise dismal economy. Es ...Read More »
Chemical/Biological weapons dominate the news recently and U.S. politicians can hardly contain their outrage over their use by some faction in Syria. Yet, if you accept the premise that putting known ...Read More »
If you are questioning a second article on pumpkin beers then read on because there have been some notable new comers since we first entered the pumpkin patch. Shipyard Smashed Pumpkin 9%A BV Light ca ...Read More »
While it may seem early to consider pumpkin beers while the pool is still open, there are a number of them already on the shelves. So you don't miss out on some of the best or waste your money on some ...Read More »
Though open only a few weeks, Hop Alley Brewpub on Main Street in Alpharetta has already attracted a loyal group of regulars that appreciate both quality beer and great food. Brandon Hintz (head brewe ...Read More »
From: Nick Tanner Head Brewer for Cherry Street Brewing Cooperative featured at Rick Tanner's Grille & Bar 5810 Bond St. STE E-2 Cumming, GA Phone: 770-205-5512 http://www.cherrystreetbrewing.com/ fac ...Read More »
Long before "farm to table" became an advertising eco-phrase for fad restaurants it was a way of life for many folks in the rural south. In near freezing weather in Woodland, GA members of the Shady G ...Read More »
It's brewpub news on draft — Straight from the actual brewers to you! Your best source for what is pouring now, what is coming up on tap and current events at all the Brewpubs in and around Atlanta. F ...Read More »
One of the best parts of being a beer writer is getting to talk with local brewers. They are a dedicated bunch and it is hard to describe the passion and excitement that these artisans bring to their ...Read More »
© 2014 Atlanta Cuisine All rights reserved.


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It helps businesses to save time and money
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March 2011 - Page 9 of 10 - Money Morning - Only the News You Can Profit From
- Investing in Cotton: With Prices at a New Record, Here's the Move Investors Should Make Now
Hidden Inflation: Rising Prices Are Hitting Consumers Harder Than the Fed Will Admit
Any U.S. consumer that goes to the grocery store or the gas station on a regular basis knows that prices are rising.
Unfortunately, those rising prices are set to soar even higher – and their effects on consumers will continue to be ignored by the U.S. Federal Reserve.
The United States has had a break from inflation the past couple years, while it exported higher prices to emerging market economies. The Fed's easy money policies created excess money that flowed overseas, and now those countries are seeing prices rise to threatening levels.
Buy, Sell or Hold: Peabody Energy Corp. (NYSE: BTU) May Be Too Hot to Handle
Peabody Energy Corp. (NYSE: BTU) provides the coal that creates 10% of America's electricity.
In fact, the company's coal creates 2% of the world's electricity.
The stock is up almost 100% from the 12-month lows it set last summer. And after a quick recent pullback, Peabody Energy's shares appear to be on the march once again.
Though this is a high-quality investment, we're in dangerous territory here. It's time to "Hold" Peabody Energy (**) – until a needed pullback gives investors a chance to add more shares.
- U.S. Weapon Sales to the Middle East: Will Egypt End the "Obama Arms Bazaar?"
Cotton Price Forecast: After Our 123% Gain, Here's Our Next Call
Back in late September, in an essay to Money Morning readers, I crowned cotton as the "new king" of the global commodities sector.
At the time, cotton was trading at roughly a dollar a pound – after having traded in a range of 40 cents to 50 cents per pound for decades. I told readers that cotton prices could hit $1.25 a pound anytime within the subsequent six months.
As it turns out, I was correct in being bullish -I just wasn't bullish enough. Just one year ago, cotton was trading at 70 cents a pound. Today it's trading at roughly $2 a pound.
Readers who acted on this call have more than doubled their money. In fact, the exchange-traded note that we recommended in that report has soared more than 120% since I recommended it and is already up 46% year-to-date.
The real question, of course, is: What happens next?
Here's my cotton price forecast. And here's how to play it.
To see what Barnes now expects, please read on…
Mideast Crisis Turns Attention to Saudi Arabia Oil Supply
Libya's political turmoil yesterday (Thursday) continued to rage near the country's important oil patch cities, as Col. Moammar Gadhafi's military fought to secure ports and refineries.
Libya's government tried to portray a sense of security to foreign reporters who toured the Zawiya Oil Refinery Co. yesterday, even as rebel forces remained in place throughout the surrounding city.
Rebels also infiltrated Brega, an oil port in eastern Libya, as government warplanes struck the site, according to the Associated Press.
Money Morning's Gilani Analyzes Silver, Stocks and Gold During FoxBusiness Interview
Money Morning's Shah Gilani acquitted himself so well on the popular Varney & Co. show on Fox Business early yesterday (Thursday) that program host Stuart Varney invited Gilani back – before the interview was even over.
- Gilani's Views on Silver, Stocks and Gold
The Looming Muni-Bond Meltdown: Profit From the Collapse – And Then Again From the Rebound
Hedge funds are stalking the $2.9 trillion municipal-bond market like an alley cat stalks a mouse.
In their public statements, Wall Street shills continue to dismiss warnings about "deadbeat states" – and the horrific impact that budgetary shortfalls at the state and local level are going to have on this stodgy slice of the debt market. Anyone who tries to buck this Wall Street view is ridiculed and dismissed as a financial Cassandra.
Behind the so-called "velvet rope," however, some hedge funds not only believe that financial catastrophe looms in the muni-bond market – they're positioning themselves for the kill … and for the obscene profits they'll reap when this inevitable disaster strikes.
But why should hedge funds be the only beneficiaries? In this special report, I'm going to outline a strategy that promises at least two very generous hedge-fund-style plays related to municipal bonds. At the very least, you can use these strategies to protect yourself from the approaching collapse of the municipal bond market.
And, if you're so inclined, the strategies could potentially make you a bundle.
For the two strategies that will let you outfox the hedge funds, please read on….


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A Cognitive-Behaviour Therapy (CBT) Self-Management Approach for Insomnia in Chronic Pain: A Randomized Control Trial
The recruitment status of this study is unknown because the information has not been verified recently.
Verified March 2012 by Ottawa Hospital Research Institute.
Recruitment status was Active, not recruiting
Recruitment status was Active, not recruiting
Ottawa Hospital Research Institute
The Ottawa Hospital
Information provided by (Responsible Party):
Ottawa Hospital Research Institute
ClinicalTrials.gov Identifier:
First received: August 19, 2010
Last updated: March 1, 2012
Last verified: March 2012
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
No Study Results Posted on ClinicalTrials.gov for this Study
|Study Status:
|This study is ongoing, but not recruiting participants.
|Estimated Study Completion Date:
|March 2012
|Primary Completion Date:
|January 2012 (Final data collection date for primary outcome measure)


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- For Sale By Owner:
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Alzheimer's Association
The Alzheimer's Association is dedicated to finding prevention methods, treatments and an eventual cure for Alzheimer's disease.
{Learn how to Volunteer and Donate}
Experience Corps
Experience Corps members serve as tutors and mentors to children in urban public schools and after-school programs, where they help teach children to read and develop the confidence and skills they need to succeed in school and in life.
{Learn how to Volunteer and Donate}
Meals On Wheels Association of America
The Meals On Wheels Association of America (MOWAA) provides meal services to people in need, especially those men and women who are elderly, homebound, disabled, frail or at risk.
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National Council on Aging
The National Council on Aging (NCOA) is dedicated to improving the health and independence of older persons and increasing their continuing contributions to communities, society and future generations.
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Senior Corps
Senior Corps connects adults who are 55 and older with the people and organizations that need them most. Senior Corps helps them become mentors, coaches, or companions to people in need, or contribute their job skills and expertise to community projects and organizations.
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Volunteers of America
Volunteers of America is dedicated to helping those in need rebuild their lives and reach their full potential. VOA supports and empowers America's most vulnerable--working to alleviate suffering, provide shelter and ultimately touch the mind, body and spirit of those we serve.
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Hours and location
Genealogy Center
Albuquerque, NM 87102
Lindsey Miller-Escarfuller, Area Manager
|10 a.m. - 6 p.m.
|10 a.m. - 7 p.m.
|10 a.m. - 7 p.m.
|10 a.m. - 6 p.m.
|10 a.m. - 6 p.m.
|10 a.m. - 6 p.m.
Genealogy Center
The Genealogy Center includes a non-circulating collection of over 20,000 titles and 31,000 volumes organized by country, state, and county; a computer lab dedicated to genealogy research with databases of special interest to genealogists; a microfilm collection and machines for viewing microfilm and microfiche; on-site databases developed by the New Mexico and Albuquerque Genealogical Societies; and staff and volunteers ready to help you with your research.
Group Presentations and Tours
Would your group like a tour of the Genealogy Center or an overview at your next meeting of the available resources? Contact us and we can schedule a tour at the Genealogy Center or come to you with a half hour presentation about the many resources available at the Genealogy Center to support family history research.
Thank You!
A special thanks to those of you who have been placing your Amazon.com orders using the buttons on the New Mexico Genealogical Society and Albuquerque Genealogical Society web-sites. Thanks to you we have been able to order over $720 of new books for the Genealogy Center this year through Amazon.com. We really appreciate your support! Access your Amazon account using the Amazon Books button on the NMGS web-site or the AGS web-site and the Genealogy Center will receive a gift certificate based on a percentage of your purchases. www.nmgs.org or http://abqgen.swnet.com/spl-lib.html What a practical way to support genealogy research in New Mexico without any additonal cost to you.
Upcoming Programs
Watch for these upcoming free Genealogy programs:
Genealogist Nancy Greenberg will provide an orientation for people planning to do research at the Family History Library in Salt Lake City, Utah. She'll work with you on preparation and give an overview of the LDS FamilySearch website. Main Library Genealogy Center, 2nd floor, Tuesday, August 26, 11 am to noon.
Join members of the Albuquerque Genealogical Society for a panel discussion led by genealogist and AGS member Mike Blackledge on Creating a Legacy: Writing and Publishing Family History. A group of panelists will share their diverse techniques and experience on creating a written legacy. See the AGS website for details: www.abqgen.org Main Library Community Room (lower level), Wednesday, September 10, 2014, 10:30 am to noon.
Genealogist and New Mexico researcher Henrietta M. Christmas will give a talk on "Four Centuries of New Mexico History". Bond House, Espanola, New Mexico, Saturday, September 13, 2014, 2 pm.
The New Mexico Genealogical Society presents Deni J. Seymour, Ph.D., on Archival Evidence of the Salinas Pueblo Jumanos. Deni J. Seymour, Ph.D., studied anthropology at the University of Arizona. Dr. Seymour's talk will present research related to the first contact with indigenous peoples in the Salinas Pueblo area in the 17th century. See the NMGS website for details: nmgs.org Main Library Auditorioum (lower level), Saturday, September 20, 2014, 10:30 am to 12:30 pm.
These programs are all free, open to the public, and no registration is required.
Genealogy Research Day
Don't forget the Genealogy Research Day on August 26, the last Tuesday. Come anytime between 10:30 am and 3:30 pm and get individual help from expert volunteers from the Albuquerque Genealogical Society. They're happy to help beginners or experts and can provide assistance on special interest areas and locations, DAR applications and research, Internet research assistance, and more. So bring your charts and questions on August 26!
These Research Groups also meet at the Genealogy Center on the Research Day:
Scandinavian Group 10:15 to 12:00.
German Group.
Huguenot Research Group - The New Netherland - New Sweden Research Group. Look for the Huguenot table.
Early New Mexico Ancestors. Research help available.
Irish Research Group 2:30 pm to 3:30 pm .
Sons and Daughters of the American Revolution. Research assistance available.
Mayflower Society. Research assistance available.
Military Research Group. Research assistance available.
The Legacy Users Group meets the third Thursday of every month at the Genealogy Center 1 pm - 3 pm. Learn more about using this software program for organizing your genealogy research.
Military Research Day
Meet with fellow researchers on the first Tuesday of every month for Military Research Day. These meetings begin with a discussion about a particular aspect of military research and question and answer period, and then you'll have time to share information and do research along with experienced researchers from the Albuquerque Genealogical Society. Find out more about the military record resources available from the Genealogy Center. Come and go or come and stay all day. A great way to share information and get assistance as you delve into the world of military records. Genealogy Center, Main Library - 2nd floor, Tuesday, September 2, 2014, 10:30 am to 3:30 pm. Free and open to the public.
A Few Good Books to Get You Started
Look What's New!
Normally available only with a subscription, you can now use your library card to access New Mexico newspapers through NewspaperARCHIVE for free. Search many historic and contemporary New Mexico newspapers for family history, obituaries, marriage and birth announcements, small-town events, world news, and more. These newspapers are completely full-text searchable and fully digitized.
Available in the Library
Thanks to the generous support of the Albuquerque Genealogical Society, we can now offer access to the American Ancestors web-site from the New England Historic Genealogical Society.
Access hundreds of databases for the New England states, including Massachusetts Vital Records and the New York Genealogical and Biographical Record, from any computer at the Main Library.
- Ancestry Library EditionFree access to over 7,000 databases & 200 billion images available on Ancestry Library Edition from the Genealogy Center or your branch library.
- American Ancestors100s of databases for the New England states available from the Main Library downtown.
Link from Anywhere!
Have your library card number and PIN handy to link to these sites from home.
If you need to create a PIN for your library card, click on My Account.
Connecting with Local Genealogical Societies
Fabulous, Free, and Convenient
Just click and get started! No library card needed.


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ASTRO Cloud & File Manager Pro 4.3.528 apk
ASTRO File Manager has over 65 million downloads worldwide, 45 million on the Android Market! Organize, view and retrieve all of your pictures, music, videos, documents or other files regardless of where they are located:
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ASTRO now has support for Leef Bridge, a powerful, yet simple, innovative USB flash drive that allows users to easily transfer files to other devices (Android phones, tablets, Macs and PCs) without the need for cables, cloud services, Wi-Fi or any type of data connection. Leef Bridge features a micro USB connector and full-size USB connector that access the same memory so users can share content, photos, videos, music and documents to and from any compatible device. Visit www.2leef.com/bridge for more information and a list of compatible devices.
It's like Windows Explorer or Mac's Finder but with the benefit of access to the most popular clouds right from your mobile device! It's picture view works better than standard galleries and ASTRO is in dozens of Top Ten Android App lists and has been recommended in books. DOWNLOAD NOW.
- SWIPE SCREEN RIGHT to get to Clouds, Network Locations or Saved Searches fast
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It also gives you the ability to stop processes that burn battery life (Task Killer) and backup your apps (Application Backup) in case you lose or change phones.
Features include: file management, content management, multi-cloud, cloud content management with Facebook, Google Drive, Dropbox, Box and SkyDrive, android file browser, file and/or app backup, image and text viewers, networking, Bluetooth, SFTP, Zip, downloader, thumbnails, search files, application manager, task manager, attachments and more…
Please visit our new support portal for a Quick Start Guide, FAQ's and Documentation. http://support.metago.net.
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Energy Movement for Inspectors (C-207 for 2 CE hours)
The House as a System (C-208 for 2 CE hours)
How to Inspect Manufactured and Mobile Homes (C-201 for 8 CE hours)
How to Perform a Home Energy Audit (C-192)
How to Perform Deck Inspections (C-193)
How to Inspect the Attic, Insulation, Ventilation and Interior (C-181)
Inspecting HVAC Systems (C-174)
How to Perform Exterior Inspections (C-176)
Advanced HVAC Training for Inspectors (C-157)
Green Building Inspection (C-158)
How to Perform Residential Electrical Inspections (C-159)
How to Perform Roof Inspections (C-160)
25 Standards Every Inspector Should Know (C-161)
Inspecting Foundation Walls and Piers (C-153)
Residential Plumbing Overview for Inspectors (C-154)
How to Inspect for Moisture Intrusion (C-155)
Log Home Inspection (C-156)
Safe Practices for the Home Inspector (C-143)
Structural Issues for Home Inspectors (C-144)
Inspecting Means of Egress (C-138)
Inspecting Water Heater Tanks (C-139)
The entire contents of this site © 2006-2014 InterNACHI. All rights reserved.
InterNACHI is a registered trademark of the International Association of Certified Home Inspectors, Inc.
Terms of Use | Find an Inspector


text:
4386 Lindell Blvd has a Walk Score of 75 out of 100. This location is Very Walkable so most errands can be accomplished on foot.
4386 Lindell Blvd is a 19 minute walk from the MLB MetroLink Blue Line and the MLR MetroLink Red Line at the CENTRAL WEST END METROLINK STATION stop.
This location is in the Central West End neighborhood in St. Louis. Nearby parks include Pickett Playground, Forest Park and Fountain Park.
Nearby schools include Rosati-kain High School, Cathedral Basilica Of St Louis and Metro High School.
The closest grocery stores are Shapiro's Market, Schnucks and Golden Grocer Natural Foods.
Nearby coffee shops include Northwest Coffee Roasting, Cafe Ventana and Little Saigon Cafe. Nearby restaurants include Nathalie's, Ellsworth Restaurant and West End Grill and Pub.
4386 Lindell Blvd is near St. Louis College of Pharmacy, Ranken Technical College and St. Louis University.
There are minimal bike lanes and the terrain is flat as a pancake. 4386 Lindell Blvd is bikeable, there is some bike infrastructure.


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Capital punishment is the highest form of punishment in the world today. This involves the killing of a person who has been found guilty of committing a capital offense, which is usually murder.
Legal killing has been part of human history since antiquity, and earlier on in history was needed to impose law on order upon society. However, these days, the general populace is more informed in communication more than ever. This has had a stabilising effect on nations.
In general, the once common forms of murder—pillaging and other draconian moral wrongdoings—no longer occur in modern culture. This is the reason behind the abolishment of capital punishment in most societies.
Despite this, capital punishment is still practised today in certain states in the USA, India, and China. However, this medieval form of punishment is being met by more resistance in the interests of an ethical modern world.
Capital punishment is highlighted by controversial issues such as the possibility of killing an innocent person, the pain and suffering apparently caused by certain methods of execution, and the 'playing God' argument. Naturally, the controversy varies depending on the situation. For example, certain nations have very strict laws with regard to execution for cases many would deem innocuous such as sex before marriage.
Writing and persuasion
If you are writing a research paper on capital punishment, then your skills of argument and persuasion need to be up to the mark. If you are trying to persuade the reader into agreeing with you, then using the following techniques is highly advised:
· Reasoning – A reader will not believe you if you do not back up your statements with relevant evidence and research. You can be as persuasive as you like, but if you are obviously wrong, then nothing can save you.
· Repetition – Emphasising yourself helps the reader get the message, but make sure you don't overdo it.
· Consistency – If the reader can see that your arguments and explanations are consistent, then you will come across as credible, stable, and assuring. This will strengthen your techniques of persuasion.
· Bias – Do not be biased in your research and writing, as the reader may think you are not being objective.
Other techniques are available online, but to make it easier for you, our team of paper researchers and writers can offer you fantastic results.


text:
Eduardo Yndyo - Blog Skatecuriosidade.com - Resgate da históroa do skate.
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Press Release
SL Corporation Webcasts and Events
JavaOne 2011
Oracle OpenWorld 2011
SL Corporation is proud to be an exhibitor at JavaOne 2011 and a speaker at Oracle OpenWorld 2011. Some SL highlights at this event include:
- Track Session With ON24. Tom Lubinski, SL's CEO will deliver a talk with ON24 entitled, "ON24 Success Story: harnessing the Power of Oracle WebLogic Server/Oracle Coherence*Web on Tuesday, October, 4th at 10:15AM.
- Demos of the following SL products:
- The Oracle Coherence Quiz. Come test your Oracle Coherence knowledge at SL's booth at JavaOne, booth #5202, and win a free screaming monkey!
We look forward to seeing you in San Francisco!


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Justice League Busted. Drawings by cheeks-74. Three busts that are going to be available for SDCC. Another awesome Comic Con I'll miss.
Tell me: who do you trust?
May 7, 2012
3 notes
Wallpaper Retro of Tomorrow, sci-fi drawing by the talented Brosa. More art? sure, check it out over here.
Mar 9, 2012
4 notes
Northwest ridge of Nevado Chopicalqui, Peru (via Alexandre Buisse - Nevado Chopicalqui)
Jan 19, 2012
17 notes
motte. Photoshop + acrylic, by jeffsimpsonkh
Previously, on FB Spin, for our japanese brothers.
Nov 14, 2011
8 notes
Supergirl, drawn Bathuhan Ozer, batuzer
More at FB Spin: supergirl.
Nov 7, 2011
33 notes
(via Tuve)
Oct 15, 2011
Refill, an amazing photo by IvanAndreevich
Sep 21, 2011
9 notes
Previously, on FB Spin, artful eye.
Sep 2, 2011
28,942 notes
Subscribe to our cool and new (not quite monthly) Newsletter, and receive cool links and posts in your e-mail


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Please confirm that your email address is correct, so you can successfully receive this alert.
In a study of 40 consecutively hospitalized patients with research
diagnoses of endogenous depression, the authors found no difference between
unipolar and bipolar depressive patients in the risk for affective disorder
in first-degree relatives, proportion of EEG or neuropsychological
abnormalities, clinical evidence of the depressive syndrome, or response to
doctor's choice of treatment. Bipolar patients had an earlier age of onset
and displayed more manic symptoms that did unipolar patients. The authors
conclude that the two forms of depressive illness are clinically and
genetically homogeneous, are without identifying EEG or cognitive
differences, and have an equally good response to somatic treatments.
Subscribe Now/Learn More
Purchase Online access to this article for 24 hours
PsychiatryOnline subscription options offer access to the
DSM-5 library, books,
journals, CME, and patient resources. This all-in-one virtual library provides psychiatrists
and mental health professionals with key resources for diagnosis, treatment, research,
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Need more help? PsychiatryOnline Customer Service may be reached by emailing email@example.com
or by calling 800-368-5777 (in the U.S.) or 703-907-7322 (outside the U.S.).
Web of Science® Times Cited: 50


text:
Course Listings for Spring 2014
HR 4569 : Works of Shinran IV: Tannisho
Instructor(s): Matsumoto
Units: 3.0
Time: Tuesday 2:10PM - 5:00PMCourse Level: Advanced
Classroom: JSC 130
Introduction to the teachings of Shinran through a study of a key summary of his thought. Course will utilized English translations to support the study of the original text. HRPH 1614 Introduction to Shin Buddhist Thought, and at least one year of college level Japanese language study, or instructor's permission is prerequisite to enrollment. Course is required for ministerial aspirants. Fulfills Area Distribution Requirement for Area I. Faculty permission required.


text:
Discover the sights and sounds of Asheville, a short drive from Little Pine and Blog Cabin 2009.
More in Blog Cabin
The quaint town of Black Mountain, N.C., is located in the Swannanoa Valley about 15 miles east of Asheville. It's known for its historic downtown, mountain crafts, antique galleries, and a variety of music and art festivals.
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Dzhokhar Tsarnaev has confessed to the Boston Marathon bombings from his hospital bedside following what sounds like intense questioning every few hours from authorities. Apparently, he told the interrogators that Tamerlan (his dead brother) was the one who instigated most of it and that they acted alone, motivated by religion.
He was charged with the crime yesterday from his bedside and may face the death penalty. But what good will that do?
It's not that I don't think he deserves it. He does. He deserves to face the death penalty three times (one for every person he is accused of killing) and then once again for MIT police officer Sean Collier who was just doing his job when the Tsarnaev brothers allegedly shot him in cold blood. But if what Dzhokhar says is true, if Tamerlan was the driving force behind it all, then he got off pretty easy.
That's the problem with the death penalty. It's the easy way out. Timothy McVeigh's victims have to live forever with the terror and pain he inflicted on them in Oklahoma City, but McVeigh got to leave this Earth.
I suppose if you believe in hell, then the death penalty is great. But for those who don't? For those who believe death is just the end of existence and total blackness, it just seems too easy to let these boys off that way.
Besides, it's what they want. Part of the reason it's so hard to deter suicide bombers is that they don't care if they live or die. Clearly Tamerlan and Dzhokhar felt the same. Some even speculate that Dzhokhar tried to commit suicide, hence his throat wound.
I have no idea what the ideal punishment would be. I know what I wish it were -- constant, endless torture and pain -- but I also know we would never condone that in this country. Instead, we give them death, an end to their suffering and anger.
I am just not sure there is enough punishment in the world to match what Dzhokhar has done or make him adequately pay. He deserves to die once for every person he is accused of killing, for every limb he is accused of blowing off, and every child he filled with terror. That's what he deserves. There is not punishment enough in the world.
Do you think the death penalty will help here?
Image via Boston Police
I support the dealth penalty for murderers. I don't support feeding, clothing and housing them for the next 40 years of their life, I think that is wasteful and pointless. There is no way the punishment could fit the crime, but it never does.
First of all, let me just say that I'm not surprised AT ALL that he would name his brother as a driving force. Based on Tamerlan's past (he had been previously investigated for terrorist ties, only to be let go because there wasn't enough evidence; argument at his mosque, domestic violence charges, interviews with past friends and family saying that he became increasingly isolated and different), I don't doubt that he was the first to become radicalized. I'm not sure why he felt the need to involve his seemingy happy and very "American" brother, but obviously he was influenced enough to turn against the people he had just become part of just months ago. I'm not sure if I agree with the death penalty in this case, mostly because he is so young. Just being honest.
Executing Dzhokar will make him a martyr to extremist Muslims, thus possibly igniting more terrorism. I am sure the government feels like they are walking on eggshells right now because of that so it's a difficult call what his fate should be or will be.
He's just a kid. He did terrible things and should have to face the consequences, but what kind of people are we if we look at him with vengeful anger and say he deserves torture and pain and to die over and over again? When we say that, we lose the moral high ground.
Instead, let's be the bigger people. Treat him with the dignity and respect his victims were not given. He is sibject to our laws and the consequences of breaking them, but we should never celebrate the pain and suffering of any person, particularly one so young.
I am sorry but he is not just a kid. He is an adult. He needs to be held responsible for the death and destruction that he caused in my city.
This whacked translation of religion celebrates this as an act of piousness and bravery both before and after death so he'll bask in that whether he gets the death penalty or not.
What an appalling little creep. He's just as guilty. Being taught to obey your older brother, which is how his mother is trying to excuse his heinous acts, is no excuse. Death penalty is what he deserves. I'd be interrogating the parents as well.


text:
The sun is just beginning to rise over the glassy water at San Francisco's aquatic park. Karen Wapato is beaming as she emerges from the Bay and peels off her goggles.
"It was better than yesterday," she says. "I keep on just telling myself, stay calm don't panic, keep breathing, try to keep my stroke real smooth as smooth as I can," she says as she catches her breath.
Wapato has never swum in the ocean before, and it's her second day swimming in the San Francisco Bay.


text:
Not to get too bogged down in the question of what is and isn't "astroturf," but Lee Fang has an enlightening followup to his previous work on the role of FreedomWorks in organizing "tea parties". FreedomWorks disputes the astroturf characterization, and says they're operating on the "MoveOn model." But as Lee details, FreedomWorks' grassroots organizing agenda seems to curiously overlap with the agenda of the clients at Dick Armey's lobbying firm.
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The Pistol Annies are giving their fans a chance to win a special prize pack from the trio – just by listening to all five of the preview songs being streamed this week. Their debut album as a group, "Hell on Heels" is due out August 23rd, and to celebrate that milestone the three girls: Miranda Lambert, Ashley Monroe and Angaleena Presley will be letting sites stream a new song everyday for fans. It's a scavenger hunt where fans can earn five badges with each song they listen to. If you get all five badges, you're in to win the prize which includes a private meet and greet with the trio.
Today's song is "Bad Example" which you can hear on Entertainment Weekly's website. It's a great little flashback to the days of Loretta Lynn and classic country. What started out as a fun side project for Miranda is turning into a major hit. If the rest of the album tracks are anything like this, the album will be a must-buy for any country music fan.
For more details on the Pistol Annies' contest, visit their official website.


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Celebrate summer by giving blood at Super Donor Days July 2-3!
Celebrate summer with the American Red Cross by supporting patients in need. Experience a Green Bay-area tradition by donating blood at the 27th Annual Super Donor Days blood drive held on Tuesday, July 2 from noon to 7 p.m. and Wednesday, July 3 from 6:30 a.m. to 1 p.m. at Shopko Hall, 1901 Oneida St., Green Bay, Wis.
All presenting donors will receive a T-shirt and will be automatically entered to win a $3,000 American Express gift card! Enjoy special entertainment, courtesy of the PMI Entertainment Group, and Glass Nickel pizza in the refreshment area. Free childcare and parking are also available.
This summer, when you give blood, you could give someone time to make their own stories – watching fireworks, having a picnic or rooting for the home team. Live a story and give a story by donating blood at the 27th Annual Super Donor Days blood drive. Visit redcrossblood.org/summer to learn more.


text:
The executive director of the Massachusetts state pension fund has given raises to 22 staffers, including several double-digit increases, following approval by the board in December to boost pay — a move opposed by Treasurer Steve Grossman.
According to a letter from director Michael Trotsky to the board, a copy of which was obtained by the Globe, two of the highest-paid employes on the Pension Reserves Investment Management board after Trotsky will now earn $195,000 each. For chief operating officer Tom Hanna, that represents an 8.3 percent raise. General counsel Chris Supple will get an 18.2 percent raise. Both also received promotions.


text:
Hi all, welcome to Costa Rica Forums!
April 20, 2012 in Costa Rica Forums, Costa Rica Groups
Welcome to Costa Rica Forums where you can create your own groups or join existing discussions about diferent Topics for Costa Rica Travel, Real estate, Investments, Retirement, Living and more. Please register to start using this Free Forum community.


text:
This is worth the little extra time and effort. These nachos are amazing!!! A complete amazing meal. Best nachos my husband and I have ever had at home or when eating out. Follow the recipe exactly.
Loaded Nachos
Photo:Antonis Achilleos
More From Allyou
Recipe Time
Cook Time:
Prep Time:
Nutritional Information
Amount per serving
- Calories: 240
- Fat: 9g
- Saturated fat: 2g
- Protein: 15g
- Carbohydrate: 26g
- Fiber: 6g
- Cholesterol: 7mg
- Sodium: 659mg
- 24 large baked tortilla chips (about 3 oz.)
- 2 teaspoons canola oil
- 1 onion, chopped
- 1 clove garlic, minced
- 1/2 teaspoon chili powder
- 1/2 cup canned black beans (rinse and drain before measuring)
- 12 cherry tomatoes, halved or quartered
- 2 teaspoons lemon juice
- 1/4 cup chopped fresh cilantro
- Salt and pepper
- 1/2 cup shredded low-fat Cheddar
- 1/2 avocado, diced
- 1/2 cup reduced-fat Greek yogurt
- 1. Preheat broiler to high. Line a broiling pan or large, rimmed baking sheet with foil and mist with cooking spray. Arrange tortilla chips, overlapping slightly, in a single layer on top of foil.
- 2. Warm oil in a large skillet over medium-high heat. Add onion and cook, stirring frequently, until tender and translucent, about 3 minutes. Add garlic, sprinkle with chili powder and cook, stirring, until fragrant, about 1 minute longer. Stir in beans and tomatoes. Cook, stirring, until just warmed through, about 2 minutes. Stir in lemon juice and cilantro. Season with salt and pepper.
- 3. Spoon bean mixture onto center of chips and spread evenly. Sprinkle cheese evenly on top. Broil, watching constantly and turning pan often, until nachos are hot and cheese is bubbly, about 1 minute. Remove pan from broiler, sprinkle avocado over nachos and garnish with dollops of yogurt. Transfer to a platter and serve immediately.
My Notes
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Loaded Nachos Recipe at a Glance
- COURSE: Main Dishes
- CONVENIENCE: Family, Quick/Easy
- CUISINE: American, Southwest
- MAIN INGREDIENT: Beans, Dairy
- DIETARY CONSIDERATION: Low Cholesterol
- COOKING METHOD: Broil
- PUBLICATION: All You
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Special eligibility rules exist for employees called to active duty military service. Continuation of benefits by either you or the University depends on the length of the call to service and is outlined below. To ensure that benefits are correctly provided, it is important that the Benefits Office receive a copy of the departmental letter documenting the military leave of absence.
For example, if you were called to 30 days of active military service on September 15, employer health care coverage will be maintained until October 31.
Continuation of life insurance coverage may be extended to the end of the twelfth calendar month in which you begin full-time service in the military forces (land, air, or sea) of any country.
Long-term disability coverage, both the employer-paid basic and any employee-paid optional coverage, ends the date you become full-time military. Long-term disability is not available on a self-pay basis; however, it can be restored to the prior level if elected within 31 days of return from military leave.
Insurance Topics