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Who Should Pay for Bankruptcy Costs?
AbstractThe fees of professionals (financial advisors, lawyers, accountants) are a substantial fraction of bankruptcy costs. Scholars have considered how best to reduce these costs but have not considered how they should be allocated among creditors. Creditors can spend redistributionally (to violate or uphold absolute priority) or productively (to increase the value of the bankrupt firm). An efficient bankruptcy cost allocation scheme should discourage redistributional and encourage productive creditor spending. We consider the desirability of various allocation schemes in a model in which senior and junior creditors can engage in both types of spending. We show that (1) the current U.S. cost allocation system is unsatisfactory because the scheme partially reimburses junior expenses for professionals but does not reimburse senior expenses and (2) a cost allocation scheme that approaches the first-best solution and is implementable would delegate the issue of professionals' cost reimbursement to the debtor in possession.
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Bibliographic InfoArticle provided by University of Chicago Press in its journal The Journal of Legal Studies.
Volume (Year): 34 (2005)
Issue (Month): 2 (06)
Pages: 295-341
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Web page: http://www.journals.uchicago.edu/JLS/
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Other versions of this item:
- Ivo Welch & Arturo Bris & Alan Schwartz, 2003. "Who Should Pay for Bankruptcy Costs?," Yale School of Management Working Papers ysm365, Yale School of Management, revised 01 Sep 2004.
ReferencesReferences listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Warner, Jerold B, 1977. "Bankruptcy Costs: Some Evidence," Journal of Finance, American Finance Association, vol. 32(2), pages 337-47, May.
- Altman, Edward I, 1984. " A Further Empirical Investigation of the Bankruptcy Cost Question," Journal of Finance, American Finance Association, vol. 39(4), pages 1067-89, September.
- Povel, Paul, 1999. "Optimal "Soft" or "Tough" Bankruptcy Procedures," Journal of Law, Economics and Organization, Oxford University Press, vol. 15(3), pages 659-84, October.
- Ang, James S & Chua, Jess H & McConnell, John J, 1982. " The Administrative Costs of Corporate Bankruptcy: A Note," Journal of Finance, American Finance Association, vol. 37(1), pages 219-26, March.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Alan Schwartz, . "A Normative Theory of Business Bankruptcy," American Law & Economics Association Annual Meetings 1037, American Law & Economics Association.
- Douglas Baird & Arturo Bris & Ning Zhu, 2007. "The Dynamics of Large and Small Chapter 11 Cases: An Empirical Study," Yale School of Management Working Papers amz2524, Yale School of Management, revised 01 Sep 2009.
- Fan, Joseph P.H. & Huang, Jun & Zhu, Ning, 2013. "Institutions, ownership structures, and distress resolution in China," Journal of Corporate Finance, Elsevier, vol. 23(C), pages 71-87.
- John Armour, 2006. "Should we redistribute in insolvency," ESRC Centre for Business Research - Working Papers wp319, ESRC Centre for Business Research.
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Book your room at Econo Lodge
Standard Room, 1 Queen Bed, Non SmokingMax Occupancy: 2 guests (up to 1 child, 1 infant)
Standard Room, 2 Queen Beds, Non SmokingMax Occupancy: 4 guests (up to 3 children, 2 infants)
Standard Room, 1 King Bed, Non SmokingMax Occupancy: 2 guests (up to 1 child, 1 infant)
Iron Mountain motel with an indoor pool
Situated near the airport, in the city center, this motel is close to Millie Mine Bat Viewing Site, World War II Glider and Military Museum, and Timberstone Golf Course. Local attractions also include Pine Mountain.
Property Features
Recreational amenities at Econo Lodge include an indoor pool and a spa tub. Other amenities include a conference center and complimentary wireless Internet access.
Room Amenities
Flat-screen televisions come with premium cable channels. Guestrooms also feature complimentary wireless Internet access, complimentary high-speed (wired) Internet access, and refrigerators.Information missing or incorrect? Tell us!
At your hotel
At your hotel
In addition to an indoor pool, Econo Lodge provides a spa tub and a 24-hour fitness center. A computer station is located on site and high-speed wireless Internet access is complimentary. A complimentary breakfast is offered each morning. Event facilities include a conference center and meeting rooms. This Iron Mountain motel also offers coffee/tea in the lobby, complimentary newspapers in the lobby, and a television in the lobby. Onsite self parking is complimentary. A total renovation of this property was completed in July 2013.
Econo Lodge is a smoke-free property.
- Smoke-free property
- Airport transportation
- 24-hour front desk
- Wedding services
- Coffee/tea in lobby
- Spa tub
- Television in lobby
- Computer station
- Ski passes available
- Pool cabanas (complimentary)
- Free RV, bus, truck parking
- Free parking nearby
- Luggage storage
- Conference center
- Free Wi-Fi
- Number of floors - 3
- Total number of rooms - 59
- Complimentary newspapers in lobby
- Free breakfast
- 24-hour fitness facilities
- Meeting rooms
- Number of meeting rooms - 2
- Free self parking
- Number of buildings/towers - 1
- Indoor pool
Stay connected
Available in all rooms: Free Wi-Fi , Free wired high-speed Internet
Available in some public areas: Free Wi-Fi
Park your car
Free self parking, Free RV, bus, truck parking, Free parking nearby
In your room
- Daily housekeeping
- Air conditioning
- Private bathroom
- Complimentary toiletries
- Yard
- Desk
- Free Wi-Fi
- Free wired high-speed Internet
- Hair dryer (on request)
- Shower/tub combination
- Individually furnished
- Individually decorated
- Access via exterior corridors
- Blackout drapes/curtains
- Cribs/infant beds (surcharge)
- Premium TV channels
- Climate control
- Complimentary newspaper
- Phone
- Free local calls
- Free long-distance calls
- Refrigerator
- Coffee/tea maker
- Microwave
- Cable TV service
- Flat-panel TV
Eat and drink
A complimentary continental breakfast is served each morning between 6 AM and 9 AM.
An indoor pool and a spa tub are on site. Other recreational amenities include a 24-hour fitness center.
Children under 12 years old are not allowed in the fitness facility or spa tub without adult supervision.
The recreational activities listed below are available either on site or nearby; fees may apply.
- Golfing nearby
- Downhill skiing nearby
- Cross-country skiing nearby
- Bicycle rentals nearby
- Scooter/moped rentals nearby
- Rafting nearby
- Kayaking nearby
- Sailing nearby
- Water skiing nearby
- Parasailing nearby
- Snowmobiling nearby
- Mountain biking nearby
- Snowshoeing nearby
- Windsurfing nearby
- Ski lessons available nearby
- Ski equipment rental shops nearby
- Golf lessons available nearby
- Snowboarding nearby
- Hiking/biking trails on site
- Sledding nearby
- Snow tubing nearby
- Boat tours nearby
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible path of travel
- Accessible bathroom
- Accessible parking
- In-room accessibility
The fine print for Econo Lodge
When you arrive
Minimum check-in age is 21
Check-in time starts at 3 PM
When you leave
Check-out time is 11 AM
How you can pay
Accepted at this hotel: American Express, Carte Blanche, Diners Club, Discover, MasterCard, Visa
Your pets
Pets allowed, Maximum number of pets per room 2, Pet maximum weight in lb is 60
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- The name on the credit card used at check-in to pay for incidentals must be the primary name on the guestroom reservation.
No elevators
- A .03 percent city/local tax will be charged
- Pet fee: USD 15.00 per room, per stay
We should mention
This property offers transfers from the airport. Guests must contact the property with arrival details 72 hours prior to arrival, using the contact information on the booking confirmation. Children 16 years old and younger stay free when occupying the parent or guardian's room, using existing bedding. The property allows pets in specific rooms only and has other pet restrictions (surcharges apply and can be found in the Fees section). Guests can arrange to bring pets by contacting the property directly, using the contact information on the booking confirmation. Alcohol is not served at this property.


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Relative and absolute corner types
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You have already learned to round and change the dimension of an individual corner, but you can now look at the two types of rounding available. Learn the difference between these two rounding types and how to fix the type for a corner.
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Why Comment Marketing Helps you in Blogging Success
Once you join blogosphere and begin to form your visions toward blogging success, you should remember that you cannot gain this easily. You have to work hard for it. One major strategy for boosting your blog is comment marketing.
Read Similar Blogs at Your Niche
You need to spend some time reading other blogs that are similar to yours in topic and business/hobby orientation. This helps you see the same concepts from different angles. Then, you read, contribute, appreciate, agree, disagree, etc by commenting at those blog posts. Comment marketing is a great tactic to achieve lots of goals.
We call it marketing as by leaving a comment, you've contributed to the blog and its readers. People read your words and learn more about you and your attitude in relation to the topic of the post. The more they see you participate this way, the more your name will remain in their minds. Then, you become the same person who has said so and so. It's then that people click on your name.
Comments Bring Fervent Traffic
When people read your remarks and click on your name, they arrive at your site. Depending on which page you've set your URL link while commenting, they will get to see your site. Blogging success has gone half of its way so far. The rest depends on how your site treats them.
These people, who have come to visit your site, are the ones who already know somewhat about your viewpoints and what you are specialized in. Now, here is your opportunity to keep them interested and even create more incentive to urge them to become your frequent readers.
Does Your Blog Convert?
By comment marketing, you've been able to bring some targeted traffic to your site. They are the people who have become interested in how you look at various topics and how you offer solutions. Now, they have landed at your site. Can you convert them to subscribers, buyers, followers, etc?
Your comment marketing achieves its goal only when your site is capable to converting your potential visitors to clients or whatever you want. You need to set the required elements at your visitors' disposal. They should be able to get what they want in less than three clicks. Your site should be attractive and appealing enough for them so that they take the action you expect. These are the arrangements that you should have already thought of.
Blogging Success Accomplishment
Imagine your site is set to convert and you passionately comment on other sites with the purpose of giving and sharing information, not even marketing for what you've got to offer. Such influx of traffic comes to your site and you convert them. You owe all this to the careful comment marketing campaign you've conducted. When you taste the sweet conversion occurred this way, you will continue this online marketing method.


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Alabama Hustlers 7th Grade Boys (Gold) Win 4th Annual Madison Warriors Classic.
7th Grade Alabama Hustlers (Gold) Crowned King of the Court in Jackson, MS
After out dueling a talented Jackson Lakers (MS) team, the Hustlers went 4-0 (beating Memphis Fire (TN), Jackson Wizards (MS), Texas Trailblazers (TX), only to meet the Lakers again in the Championship Game. After a hard fought battle the Hustlers prevailed and was Crowned King of the Court in Jackson, MS.
The 2015 Magic City Rumble Will Be April 10-12, 2015 In Birmingham, Alabama. This Event Has Featured Girls/BoysPrograms From Alabama,Tennessee,Georgia, Florida, Mississippi And South Carolina. For More Information Contact Delwin Hill (Girls Division) 205-422-9856 Terry Anderson 205-276-8419 (Boys Division).
$250 Per Team $200 Multiple Team Discount
9th Grade Boys take 1st Runner-up in 7th Annual YBOA Super Shootout
The 5th grade boys have been on a bit of a roll as of late. They romped through the competition at the Dick's Sporting Goods Jam Slam with an 18 point victory over cross city rival Birmingham Blaze in the championship...Next up was THE Alabama 5th grade STATE Championship (YBOA div 1). After winning their pool over a tough Auburn Raptor Team the Hustlers had to run the gauntlet vs 3 of the top teams in the state: first a last minute victory over the Madison Warriors, 2nd a tough 4th quarter 9 point win over the Birmingham Blaze, and finally a last second 3 pointer which gave a one point over-time victory vs the Alabama Truth!!! A tough Championship well earned vs 19 good programs from around Alabama...Coach Long and Coach Hunter are extremley impressed with the poise and stamina in winning 19 of our last 21 games...GO HUSTLERS!! "Hustle And Heart Set's Us Apart"
The Alabama Hustlers 6th Grade boys got off to great start for the 2012 AAU season. They began the first of a 3 game Saturday with a 56-20 win at the expense of the Bama Fire. In the next game the Hustlers took a runaway 51-12 victory over the Alabama Thunder. The 3rd game on Saturday would determine who would get top seed in the Sundays Championship Game. The guys defeated a talented Birmingham Blue Devils Team 48-39. They would meet the Blue Devils again in the finale and come away with a 49-34 victory in an action packed Championship Game. Congratulations Hustlers on your Tournament Win!!!!!!!!!!!
Alabama Hustlers AAU Basketball Club
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A big thanks to all our fans for submitting their entries to the QVENDO True Religion Jeans Give-A-Way Contest! Checkout our 5 semi-finalist below. It's in your hands now who will win their very own pair of True Religion Jeans. Just enter the number you want to vote for (1, 2, 3, 4, or 5) in the comment section of this post. The semi-finalist that receives the most votes from you will win a pair of True Religion Jeans from QVENDO! Voting last through midnight Friday, November 25th.
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This has become a holiday tradition in our house. I usually prefer to make cookies, but this is easy and delicious, just enough different to earn rave reviews and it looks so pretty in gift baskets.
Five-Spice Cashew Brittle
Buildermom Posted: 12/13/09
HollyPowers Posted: 12/21/09
I used a canned delux mixed nut with sea salt for this. It was wonderful with a mix of almonds, filberts, cashews, pecans and brazil nuts! I made this the first year it came out, and then lost the recipe. I'm oh, so glad that I found it here again!!!!
tltltl Posted: 12/14/10
YUM! I made this with peanuts because I didn't have cashews and didn't roast them since they were already roasted. The combination tastes really good, but there were a few too many peanuts and I think not having them warm made a difference in how fast the sugar cooled. I had a hard time getting it spread before it hardened. I would recommend pouring as soon as everything is combined, whether it's still foaming or not. I'll definitely do this again, most likely with cashews or almonds. If I do the peanuts again, I'd chop them a tiny bit first.


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It's not a huge issue, obviously, but so much has happened on the spy dramedy since season 2. Morgan not only knows Chuck's spy secrets, he has the Intersect! Chuck and Sarah are not only in love, but married, for goodness' sake! Huge changes have occurred in the lives of our Buy More pals, yet the photos remained the same. That old shot of Chuck wearing a Buy More badge and a pocket protector just didn't look right when you'd go to grab an image for one of the show's game-changing season finales.
But that's all changed now. NBC just posted a swell new group of 'Chuck' portraits, and doesn't everybody look suave?
Chuck Bartowski (Zachary Levi), who'll be running his own private security firm when the show returns, himself looks pretty Bond-like in a classy suit, Sarah Walker (Yvonne Strahovski) looks as beautiful as ever arrayed before a wall of weaponry, and John Casey (Adam Baldwin) looks dashing yet ready to take down bad guys with a single grunt (and bullet). Morgan Guillermo Grimes (Josh Gomez) brandishes his Intersect shades, reminding fans that many shenanigans await when an Intersected Morgan and the rest of the crew return.
'Chuck' Season 5 premieres Fri., Oct. 21, 8PM ET on NBC.
Read more http://www.aoltv.com/2011/09/07/chuck-season-5-cast-photos/


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10 Stylish Eat In & Open Kitchens
Inspiration Gallery
Since it's the place where everyone gathers at parties, we thought we'd take a look at some of our favorite magazines in search of eat-in and open kitchens that coordinate cooking and eating (two of our favorite pastimes) together stylishly. This way, the party can stay right in the kitchen all along!
We found ten that we bookmarked for future reference - they encompass very different styles and budgets but all contribute good ideas.
Shown above, top row, left to right:
1. A kitchen renovation done on a budget features...you guessed it...IKEA cabinets. From Dwell.
2. This roomy kitchen allows for a full size dining table (complete with great looking bentwood chairs). Lesson: Maybe a huge island isn't always the way to go! From Domino.
3. Cream leather dining chairs add a luxe touch to a slightly retro kitchen. From House Beautiful
4. Out-of-the-ordinary wallpaper helps define and glamorize a very small dining area at one end of a galley kitchen. From Domino.
5. All the color in this kitchen comes from the pop of the bright blue chairs - the cabinets and appliances are all a neutral stainless steel. From Domino.
Shown above, bottom row, left to right:
6. An architects kitchen is streamlined and simple, with both a dining table and window seat adding to the angular, straight edged design. From Dwell.
7. A long narrow farm table combined with a window seat allows for lots of guests in a relatively small area. From House Beautiful.
8. Parisian style seating and a cafe table work perfectly with the huge wall of windows - it's outdoor-style dining in the kitchen. From Domino.
9. One of the benefits of a full size dining table in the kitchen - an extra work surface during food prep. From Domino.
10. A stainless steel fireplace echoes the stainless appliances in this kitchen dining area. From House Beautiful.
(Images via Domino, Dwell and House Beautiful)
13 Comments
I've said it before and I'll say it again: I don't get the appeal of eating in the kitchen.
Heatherdazy, I agree. Maybe it's the stress of living in small New York City apartments or the memories of growing up with nice formal dining rooms, but EIKs are an unwelcome compromise for me. Some of these set-ups are quite nice but as a general rule, I don't get the open concept enthusiasm.
I actually don't get the appeal of having a separate dining room. It just makes sense to eat in the same room as where the food is prepared.
Eat in kitchens have their flaws - I have one and I personally don't like staring at dirty pots and pans while I'm trying to eat. It stresses me. Maybe I'm the only person who eats before cleaning all the way up - it just seems their is always at least one thing that needs to soak.
I'm so happy to see the that dreaded hateful kitchen island fad is finally dying out! Many of the kitchens above have a large table in the middle, which works much better than an island on every level--more practical, more attractive.
I have an eat in kitchen--with a large table in the center--and a formal dining room. We spend most of our time in the kitchen and do pretty much all of our eating there. The dining room is covered with books and Star Wars LEGO.
Eat-in kitchens or open floor plans are great if you have children--it's much easier to keep an eye on them when you are prepping. Adults and children can more easily transition between the kitchen and other activities (like homework). Also, for casual dinner parties, everyone congregates around the food prep area, anyway.
Julia Child's kitchen had a large dining table in it, too.
This is a very timely post for me. I am signing the lease today on an apartment with an eat in kitchen but it's too small for my dining table so that's going in the living room. I've been enjoying searching online for a smaller work/dining table for the kitchen. I love all the possibilities of decorating a new place!
We have a table for two in the kitchen and we usually eat there. However, recently we've tried actually sitting at our dining room table, and it's really nice. I see ChrisGal's point about staring at the dirty dishes. I guess when I'm in the kitchen, I'm just thinking about cleaning up. When I'm in the dining room, I forget about that and focus on the conversation.
I'm absolutely in love with #7. I want more photos!
Duh. Nevermind. Helps if I look at the links.
I like having a dining room that seats quite a few and also a smaller kitchen table. When alone, we eat in the kitchen - it's cozy, comfortable, and since I tend to clean up as I cook and any remaining dirty dishes can be hidden in the sink, it's not cluttered.
With young children it's incredibly convenient to eat in the same room where I cook. It's also nice to be able to keep the day-to-day kid-eating mess out of the dining room. And when we have large groups of guests (particularly with children), we can set two tables and increase our space.
The "swoop" effect of the hanging pots on pic #2 - Ahmurzing!! so subtle and soothing.
I love the first one - such clean lines but still so warm. Though both the first and the last picture have quite well-defined space between the actual kitchen and the table. I wouldn't call them 'eat-in' - more like, I dunno... 'open dining room'? Is that a thing? :p


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Upcoming Events at the Winery
Wednesday, October 8, 2014
10:00 am - 5:00 pm
Celebrate the release of Wollersheim Winery Ice Wine 2013! Enjoy a taste of this "Nectar of the Vines", a sweet gift from Wisconsin's winter. Take a horse-drawn wagon ride visit to the vineyard where the Ice Wine grapes hang on the vines before they are hand-harvested in mid-winter. Enjoy a cheesecake plated trio and Wollersheim wines by the glass available to purchase while listening to live harp music (12:30 – 4:30 pm) in the Vineyard Room.
Our regular guided tours will be offered throughout the day at 10:15, 11:15, 12:15, 1:15, 2:15, 3:15, and 4:15. Tours last approximately 1 hour and are $5 per person for those age 12 & older. Wine flights are offered for a small fee and include a Red Flight and White Flight, along with a Specialty Wine Tasting.
(No admission fee. Open to the public.)
Thursday, November 20, 2014
11:00 am
Wollersheim Winery's Ruby Nouveau 2014, the first taste of the new harvest! Join us Thursday, November 20 at 11:00 am as Winemaker Philippe taps the Ruby Nouveau 2014 barrel. This toast will be celebrated with Wisconsin cheese & sausage.
Our Ruby Nouveau is Wisconsin's version of a Beaujolais Nouveau, traditionally released the third Thursday in November. Our Ruby Nouveau is made from our estate-grown Foch grapes and Winemaker Philippe follows the traditional methods of whole berry fermentation.
(No admission fee. Open to the public.)
Saturday, November 22, 2014
10:00 am - 4:00 pm
Taste the new harvest wines paired with Wisconsin cheeses and fall foods. Take the complimentary self-guided tour featuring a combination of touring and tasting with festive displays. This special tour is in lieu of our regular guided tour. Enjoy live music and the new harvest wines!
(No admission fee. Open to the public.)
PS – Ruby Nouveau is a perfect pair with Thanksgiving! Click here for a recipe using the Ruby Nouveau in stuffing.
Saturday, November 29, 2014
10:00 am - 4:00 pm
Experience old world charm as you prepare for Christmas! A Vintage Christmas is held Saturday, November 29, from 10 am to 4 pm, and will get you in the holiday spirit. Come by and enjoy!
Holiday Wine Tour | During this special event, we offer a strolling tour sprinkled with displays and tastings between our Sugarloaf and Vineyard Rooms. This self-guided tour is in lieu of regular guided winery tours.
Wine Tasting & Holiday Food | Taste a selection of our wines, each carefully paired with holiday recipes.
Christmas Carolers | Enjoy a glass of wine while listening to sounds of the season from local Christmas carolers, who will be performing throughout the day in our Sugarloaf Room.
Photo Opportunity | Need a picture for your Christmas card? You bring your camera and a smile, and we'll provide a picturesque indoor photo location and a winery staff member to take your photo! There will also be an outdoor photo spot by our vintage wagon.
Holiday Gift Ideas | An offering of Wisconsin gift ideas for the wine enthusiast will be showcased throughout the winery.
(No admission fee. Open to the public.)
Saturday, January 31, 2015
10:00 am - 4:00 pm
A break from Wisconsin's winter! Join us as we celebrate both our Port wines, Red Port, plus our White Port. Take a behind the scenes look at the making of our Port wines. Sample both the Red Port and White Port, along with other Wollersheim wines available for tasting and by the glass. Enjoy live music, light food and insights on Port wine from winemaker, Philippe Coquard.
Tours & Tasting | In lieu of our regular tour, take a stroll behind the scenes and learn how Port wines are made. Enjoy a taste of the red Port, white Port, and a few other wines along the way as you wind around from the modern fermentation facilities to the historic stone wine cellars where the Port ages in barrels. Plus, view Winemaker Philippe's custom-painted Port Harley motorcycle and the Brandy pot still.
Winemaker Talks | Hear from Winemaker Philippe, plus ask your questions about the wines or winery, as he shares insight on making Port wines.
Wine & Food | The Port wines and other Wollersheim wines are available to purchase and enjoy by the glass. A Port plate combination that complements the Ports with a choice of flavorful Wisconsin cheeses, chocolate truffles, freshly baked bread, almonds, and apricots is also available to purchase.
(No admission fee. Open to the public.)


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Yu Darvish kicked off the season as an early American League Cy Young candidate, and he was back in old form after coming off of the disabled list and shutting down the New York Yankees.
The Texas Rangers defeated the Yankees, 3-0, in large part to Darvish giving up just two hits and no runs in 6.1 innings. He would leave the game with his team already up 2-0.
Adrian Beltre kicked things off in the first inning by bringing in the leadoff walk, Ian Kinsler, after Kinsler stole second base with two outs. Geovany Soto would hit his fourth double of the season in the sixth inning to bring in Elvis Andrus, who also walked to reach the bases.
Nelson Cruz hit his 23rd home run of the season for added insurance to protect Darvish's ninth win of the season. The game remained in closing range, giving Joe Nathan his 31st save.
The Yankees had just three hits on the night, two of them coming from Lyle Overbay. They've lost eight of their last 12 games after opening up the month of July with a six-game winning streak.


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ATLANTA (AP) - Alyssa Thomas scored 28 points and helped No. 10 Maryland dominate the boards in a 66-57 Atlantic Coast Conference victory over Georgia Tech on Sunday.
Thomas also had 10 rebounds, 1 of 3 players in double figures for the Terrapins (15-3, 6-1), who piled up a 52-29 rebounding advantage over the Yellow Jackets.
Tianna Hawkins had 14 rebounds to go with 16 points, and Alicia DeVaughn grabbed 12 rebounds and scored 11 points for the Terrapins, who came in leading the nation in rebounding margin at plus-17 per game.
Four consecutive baskets by Thomas started a 15-0 run early in the second half that gave Maryland a 47-31 lead with 14:28 to play.
The Yellow Jackets (8-10, 1-6) whittled the lead to five points, 58-53, with 2:51 left, but they got no closer.
Tyaunna Marshall led Georgia Tech with 18 points.
Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
WJBK-TV | Fox 2 16550 West Nine Mile Rd.Southfield, MI 48075Main Station: (248) 557-2000Newsroom: (248) 552-5103


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dr. cara natterson
Are Henna Tattoos Safe for Kids?
This 11-year-old girl thought she was getting a temporary tattoo at her local mall. What she was left with were painful and permanent scars. Dr. Cara Natterson tells us if henna tattoos are safe for our kids.
Warning: BPA Found in Baby Food Jars
The estrogen-mimicking chemical bisphenol A is widely found in baby food sold in glass jars in Canada, according to a survey by Health Canada. Pediatrician Dr. Cara Natterson tells us if we should worry.
Should or Should You NOT Vaccinate?!
One mom ranted, "Vaccinate Your Kids, You Idiots!" Ouch. Harsh words, but definitely a hot-button issue amongst the moms.
Would You Breastfeed Someone Else's Baby?
There is a long history of women breastfeeding other women's children
(as in the wet nurse), and this practice still goes on in many parts of
the world -- including pockets of the U.S.
Do ADHD Drugs Cause Sudden Death?
This week, a study came out that scared us big-time ... it suggests that children and teens who take stimulants like Ritalin for ADHD have an increased risk for sudden cardiac death. Our pediatrician weighs in.
'My 10-Year-Old Has Breast Cancer'
Hannah is a 10-year-old girl who's been diagnosed with Stage II breast cancer. Now her mother talks to momlogic about her daughter's struggle, strength, and hope for the future.
Toddler Dies After Swallowing Button Battery
2-year-old Elaina Redding bled to death three weeks after swallowing a button-sized battery. Now her mom wants to warn other parents about this hidden danger.


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Newman N2 SmartPhone is an inexpensive high-tech Smartphone that offers the same features and specifications just like some of the other renowned Mobile manufacturers' smartphone, yet with a price tag that targets a wide market. With a retail price of $240, it's a worthy of buying but unfortunately we won't expect it in U.S market. Newman N2 displays a screen size of 4.7-inch with 720p HD and top-notch features of new generation smartphones – It is powered with 1.5 GHz quad-core processor, 1GB of RAM, internal storage of 8 GB and 13MP camera.
Newman N2 SmartPhone support Quad-Core Processor similar to Galaxy SIII and runs on Android 4.0. The processor is Samsung Exynos 4412 quad-core that powers a speed of 1.5GHz with 1GB of on-board RAM. Similarly, 13 MP of rear camera and a 2 MP of front-facing camera add to its desirability. The OS is a bit old, but Android 4.0 Ice Cream Sandwich suffice it combine with all the other added features. We are not sure about its battery-time, yet 2,500 mAh battery can bear the load of usual tasks while giving enough usage-time.
This $240 device gives more than what others mobile phones could not able to deliver under such price tag. Although we could not able to review it from users experience but overall it could easily compete with smartphones with similar specs and features available in the market. Since the announcement, we have carefully analyzed the Newman N2, and we can say it is a high-end device under such price, but unfortunately we would not see it in the local market worldwide other than china.
via GottaBeMobile


text: Comments on: Florida Blue dropping 300,000 policyholders due to Obamacare rules Back to the article » By Associated Press | October 24, 2013 | 12:00 am JACKSONVILLE, Fla. — Florida Blue is dropping 300,000 customers whose policies the health insurer says aren't sufficiently comprehensive under the health care overhaul. The Jacksonville-based insurance company said Thursday that the 300,000 policyholders have plans that don't include all of the 10 categories of benefits required under the Affordable Care Act. Florida Blue says the affected... Web URL: http://washingtonexaminer.com/article/2537832 Share this article on Facebook or Twitter Print this article


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- You are here:
- toyota cressida
toyota cressida
The Scandinavian Flick is a driving technique used mainly in rallying, but applicable in a number of racing disciplines, used to elicit some serious oversteer. There is much Scandinavian flicking going on in this professionally filmed video, shot on the closed roads of Norway. This slidey action ...
Shopping trips become protracted. Friends and family call, wondering if you've been abducted. But it's a compulsion car enthusiasts can't help. Always on the lookout for interesting and exciting cars, any random parking lot can turn into a smorgasbord of "I haven't seen one of those in years!" ...


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Bunch of Nerds: "Apparently fighter pilots not only get to fly extremely fast jets and blow things up, they also get to play amusing web-games that test their dexterity, hand/eye coordination and many other human attributes. Escapa! [mirror] is a simple web-based interactive game, which is similar to the ones used by fighter pilots in-training around the world. The goal of the game is to hold a block, while avoiding collisions with other blocks which are moving around you, which seems simple enough. According to the creator of the game, average fighter pilots are supposed to last up to 2 minutes [(...)] in this exercise."
My high score is 26.094 seconds. Now my eyes hurt.
My high score is 26.094 seconds. Now my eyes hurt.
Mahalanobis - am 2006-09-27 16:28 - Rubrik: games


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- Bambi Walter
- Elmendorf, TX
- United States
This conversation is closed.
Do you think it's time for another American revolution?
Our government is out of control.our rights are being taken away a little more everyday. Big corporations are buying our elected officials into office. The health care law is too expensive, our veterans arent getting the treatment they deserve. Government officials were never intended to get paid. government assistance programs are spending way too much, our debt is rising everyday, and I don't see any changes coming anytime soon.
Do you think a 2nd revolution will get our country back to how it used to be? When government actually worked for the people. Do you think a second revolution is even possible? If so... what are we waiting for?
Showing single comment thread. View the full conversation.
wayne uejio 30+Oct 27 2013: I think it was always bad
1. 1892 - Johnson County War - Cattle Barons hired 50 killers from Texas, paid them to kill and burn out settlers . The pay was 5 dollars a day and 50 dollars for each person killed. They were trapped by a posse of 200. They screamed for help and were rescued by the US Army. They were never brought to trial and were released. It is said they killed 20 people before being trapped.
2. 1932 - 25,000 men, women and children were petitioning to get the veterans bonus early. They were driven and burnt out by infantry with bayonet, tanks, and cavalry with drawn sabers. All the men were veterans of WWI and were with their families. The troops were led by Douglas MacArthur and Dwight Eisenhower. They used tear gas and 2 children died from the gas.
3. 1933 - A group of elite were scared by FDR's 100 days and planned a coup. They were never brought to trial and Congress refused to investigate.
Oct 28 2013: Wow. That's upsetting. My grandfather, dad and uncle are retired marines fought in the wars of their generations, and get thrown to the dogs as a "thank you", :/ I understand the abundance of veterans k know they can't all get a million bucks, but in my opinion they deserve a lot more than what they get. :/
Showing single comment thread. View the full conversation.


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Three Cheap Stocks You Can Buy Now
Rupert is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
In this market, it is becoming hard to find companies that are undervalued. In particular, with the market reaching all-times highs, valuations are becoming somewhat distorted and value is becoming more and more hidden.
However, there is one valuation method that gives a good indication of how the stock is valued compared to the whole market and risk-free bonds, allowing for a more comprehensive evaluation.
A company's earnings yield is calculated by dividing earnings per share for the last 12 months by its current share price. The resulting figure shows the percentage of each dollar invested in the stock that was earned by the company.
A yield that is above the market average, currently 5.1%, or above the yield on the 10-year Treasury (currently 2.47%), can indicate that the company is undervalued. This is not a certainty though, so I have used earnings yield coupled with other valuation metrics to establish a list of three companies that still look undervalued in this strong market.
The results
Technology company SAIC (NYSE: SAI) is currently trading with an earnings yield of 10% and looks to be undervalued compared to the rest of the market and the 10-year Treasury. Additionally, the company trades at one of the lowest valuations in the technology sector. SAIC trades at a trailing-12 month P/E of 10 compared to the sector average of 20 (excluding extraordinarily high and low valuations). In addition, SAIC trades at a price-to-sales ratio of 0.4, which is in the lower 13% of the technology sector's valuation.
SAIC was a victim of sequester cuts as the company's revenue is heavily weighted to the defense industry. It is not possible to know how these cuts have affected the company until second-quarter results are out, but analysts are bearish. Wall Street analysts covering SAIC have revised down EPS estimates for this year, from a high of $1.35 to around $1.14. That said, the company is expected to return to growth next year with EPS of $1.24 penciled in by analysts.
In addition, SAIC offers a dividend yield of 3.4%, above that on offer from both the 10-year Treasury and the market average of 1.9%.
A banking giant
Next up is Wells Fargo (NYSE: WFC), which, as the country's largest mortgage provider is benefiting from the resurgence in housing activity. Wells is trading with an earnings yield of 8.3%, making the company look undervalued but not as undervalued as Goldman Sachs, which is trading with an earnings yield of 10%.
Wells is one of Warren Buffett's favorite positions and it's easy to see why. Wells pulled itself through the financial crisis and is now stronger and bigger than even. Indeed, thanks to Wells' dominance in the mortgage market, the bank is a long-term play as the majority of its mortgages last for more than 10 years. So as a long-term play, Wells should be making money for many years to come.
Still, as one of the biggest banks in the world Wells still looks cheap. The firm trades at a trailing-12 month P/E of 12 compared to the sector average of 14 and produces a return on equity of 13.6% compared to the sector average of 11.7%. Moreover, Buffett is a fan so the company definitely has the long-term investing seal of approval.
A play on the oil market
Lastly, National Oilwell Varco (NYSE: NOV)) is a great company, and according to earnings yield, it's trading at a great price. National Oilwell controls about 60% of the global market for oil-services equipment and still, the company trades at a discount to sector peers. Indeed, compared to smaller peers Cameron International and Baker Hughes, the company is undervalued on a trailing-12 month P/E basis of around 40%! Moreover, National Oilwell trades with an earnings yield of 7.5%, signifying that it is undervalued when compared to the wider market as well.
With 60% of the oil-services equipment market under its belt, National Oilwell is well placed for future growth. In particular, with oil becoming increasingly hard to find, explorers are having to use much more specialized equipment, which benefits National Oilwell as the company can use its size and experience to undercut its peers.
National Oilwell has a PEG ratio of 0.9, indicating that the stock has growth at a reasonable price while debt remains low at only 20% of equity.
Foolish summary
Overall, earnings yield is a good method of comparing the market valuation to that of the risk-free Treasury. Earnings yield is also a good method of evaluating stocks on an individual method and the three stocks above are testament to that.
Indeed, both National Oilwell and Wells are both market leaders in their fields, but they still appear to be undervalued even though they are both more efficient and generating a better return on capital.
The key to successful long-term investing is to buy and hold good companies at great prices, and right now, both National Oilwell and Well Fargo look very attractive.
Many investors are terrified about investing in big banking stocks after the crash, but the sector has one notable stand-out. In a sea of mismanaged and dangerous peers, it rises above as "The Only Big Bank Built to Last." You can uncover the top pick that Warren Buffett loves in The Motley Fool's new report. It's free, so click here to access it now.
Fool contributor Rupert Hargreaves owns shares of National Oilwell Varco. The Motley Fool recommends National Oilwell Varco and Wells Fargo. The Motley Fool owns shares of National Oilwell Varco and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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Nell releases "Ocean of Light" MV teaser
Korean band Nell is scheduled to release a new album titled "Escaping Gravity," to which they have released its tracklist, in just a few days.
On June 6th, Nell revealed the video teaser to the title track "Ocean of Light." The teaser begins by introducing each of the band's members, hidden by the shadows, standing on a small makeshift stage floating in the water, as they each hold their instruments. They are then dramatically soaked in rain water as they play passionately.
Nell will be releasing their album "Escaping Gravity" on June 10th.
Source: Woolliment


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Win Free Stuff!
In Las Vegas
Top Story
Is Chris Leavitt Miami's Million Dollar Man?
EDGE's exclusive interview with "Million Dollar Listing Miami"'s Chris Leavitt. And in case you're wondering - yes - he's single.
War and Peace: Jewelry for the Next Generation
EDGE profiles three brands with forward-thinking vision yet distinct styles. They originate from three different continents yet seek to create beauty out of war - using peace bomb metal, bullets and even illegal guns.
Falling Forward: Fashion Preview
From hip to high-end, this season takes menswear in a multitude of directions. No matter your style, EDGE will have you looking your best with our favorite picks of the season.
Location Location Location! : Finding the Perfect Floral Arrangement for Your Destination Venue
Starbright Floral Design explains how add that personal romantic touch to a famed destination event venue.
Colors & Patterns :: Some Rules to Follow
When you look at what is being said in print online or by celebrity designers, the advice on what is "in" is as varied as stars burning in the sky. Here are some hints to help cut through the clutter.
Obsessions, by EDGE
In EDGE's latest Obsessions feature, the editors pour over their love for a new shaving product, NBC's thriller "The Blacklist," the big heat some of the hottest working celebrities are packing and the incredible second season of "Nathan For You."
5 Facials (and More) for Fall
From refreshing facials and foot treatments to being surrounded by chocolate scents, EDGE offers up some of the coolest services to fulfill (soon to be) wintery blue needs.
Food & Drink
Chicago: Sleep, Eat & Drink Art
Chicago's 227 square miles may seem daunting, but when you start to explore the unique neighborhoods block by block, you'll discover that "nice" should never be underestimated.
Sampling Port in Portugal
These mountain-hugging terraced vineyards produce one of the most recognizable wines in the world and the most visible export of this economically struggling country: Port.
Inside EDGE
Gavin Creel Takes Provincetown (For Just Two Days)
Hurricane Season: Bianca Del Rio Takes on Employment Discrimination
Better Than Fiction :: William J. Mann on Murder and Mayhem in 'Tinseltown'
California Wine Month Kicks Off
Summer to Fall Fashion: Buy Now, Wear Now... and Later
Ann Hampton Callaway Gets Sassy


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- 394/330 HP ultra high compression engine- Automatic transmission- White with Red leather interior - New Black convertible top- Air conditioning - Power windows... More
1962 Oldsmobile 98 Convertible, Current owner purchased in 1963 w/ 3K Miles on it, and has loved it every since. This is pretty much... More
This is a very special 1962 Olds Ninety-Eight 2door hardtop. It is an absolutely beautiful car to say the least but it doesn't end there. This Ninety-Eight... More
1962 Oldsmobile 98 Sports Sedan,(four door pillarless hardtop),an extra solid car,finished in Sahara Mist and Provincial White,with an outstanding,original,brocade interior.This deluxe highway cruiser is... More


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Download youtube downloader software, reviews 151 - 160 of about 500
AnyMP4 Video Downloader 6.0.8
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References:In His attempt to equip His disciples for effective living, Jesus challenges them to experience joy -- not just any joy but His joy -- deep joy! In a world of shallow, superficial living the offering of deep joy resonates in us. It's not about "putting in our time" and "living at a survival level" but experiencing His deep joy as a constant in our lives. Speaker: Pastor Dave Engbrecht
Series: Intimate Conversations
"My prayer is we will see Jesus in a new light. I trust we will be able to translate the I AM statements of Jesus (primarily in John) into our daily walk with Him." - Pastor Dave Engbrecht


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If I had to pick my most favorite cake, it would be a toss up between my mom's Texas Sheet cake and her carrot cake. When my birthday rolls around, I let her choose! It is just too hard for … Continue reading
Emoticakes Blog
Making a Texas Layer Cake
Boden's Under the Sea Cake
I had the opportunity to make a really FUN cake for a 3 year-old boy this week! Boden loves all things under the sea, including octopuses, turtles, sharks, whales, starfish, turtles and more. Boden loves chocolate, so the cake is chocolate with chocolate mousse filling. The base cake is frosted with chocolate fudge frosting, while the top cake is finished using vanilla mousse frosting. All the sea creatures are made from fondant. Continue reading
Elizabeth's Roses
My daughter, Elizabeth Rose turned 10 this month. She had attended my sculpting class and was very excited to try her hand at decorating her own cake this year. We decided on a 10 layer cake for this sweet ten … Continue reading
Tootsie Roll Roses
A couple of months ago, I had the opportunity to teach a couple of cake classes to a group of local middle school students. The program was a series of classes titled "Just Desserts." As a former middle school Math … Continue reading
Sculpting Legos
Lots of kids love Lego cakes. There are some cute little Lego candies out there. The candy comes in a nice set of pastel colors. For the primary color look, you'll have to make your own. Fortunately, it is easy … Continue reading


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Good morning Ladies and Gentlemen:
Yesterday, we learned that the 1 month treasury bill rate sank to 1/10%. That is correct 1/10% annualized for a year.
The 10 year bond price sank with the yield rising to 3.96%. The long bond plummeted in value to 112.90 setting the stage for a stock market debacle after the election.
The TED spread which measures bankers risk after falling these past 2 weeks, reverted upward. The Libor 3 month rate basis
Gold closed down by 17.00 to 717.70 and silver fell by 3 cents. The open interest on gold rose by 3000 contracts to 306000 but the silver Oi fell another 400 contracts to rest at 94400. Silver continues to trade at the comex in backwardation signalling trouble for our CFTC regulators.
We expect, that in November over 7.0 million oz of silver options will stand for delivery and then in December probably 60-70 million oz will stand which will break the comex.
However, on Nov 15.08 the Group of 20 nations meet to discuss currency alignment. If they adopt a new currency backed by silver, gold and oil, then that might avert a comex default. However the
The Group of 20 wish to have a new Bretton Woods agreement with a metal backing.
Commodity countries will do quite well in this arrangement. The
The IMF has now loaned out greater than 70 billion dollars. It's gold backing of 3200 tonnes is worth about 70 billion dollars so all of the backing is loaned out. The world is awash in paper.
In economic news, the following items are important:
NYC economic downturn continued in October-NY-NAPM
NEW YORK, Oct 31 (Reuters) - Business activity in New York City shrank in October, contracting for the ninth time in 10 months, according to an industry report released on Friday.
The National Association of Purchasing Management-
Its index of local business activity fell to the lowest level of the year, slipping to 396.8 in October from 404.0 in September.
Future pessimism diminished, with the six-month outlook index bouncing back to 51.6 in October from 39.3 in September.
Still, "the choppiness in the outlook index in recent months makes purchasing managers appear uncertain about the near-term direction of the regional economy," said Jonathan Basile, the Credit Suisse economist who compiles the report.
Cost pressures fell for the first time in a year and purchasing volume plunged to a five-year low, the report said.
The prices paid index showed some easing cost pressures, falling to 47.8 in October from 68.1 in September…
-END- end
NY economic activity sank again badly in Oct.
Then we got two reports: the Chicago Purchasing Managers report and the
09:45 Oct
Sep reading was 56.7.
* * * * *
Preliminary Oct figure was 57.5
* * * * *
US consumers' mood posts record drop in Oct-survey
The Reuters/University of
That was just slightly below economists' expectations for a reading of 57.8, according to the
"Consumers reported the most dismal assessments of their current financial situation ever recorded," the report said.
The index was its lowest since a reading of 56.4 in June of this year.
The report said there have previously only been four surveys that posted double-digit declines, "and all resulted from severe economic dislocations, with the losses accelerated by fear and panic."
Both show dismal confidence in the economy.
I would like all of you to read this: click on the blue
Click here: Paulson's Swindle Revealed.
Submitted by cpowell on 02:52PM ET Thursday, October 30, 2008. Section: Daily Dispatches
By Ambrose Evans-Pritchard
The Telegraph,
Thursday, October 30, 3008
Japan is to give emergency cash handouts to every household in the country regardless of whether they are rich or poor as a part of $260 billion (L159 billion) blitz to kick-start the world's second-largest economy and prevent a slide back into deflation.
The raft of measures comes amid reports in the Japanese press that the Bank of Japan is mulling a cut in interest rates from 0.5 percent to 0.25 percent as soon as today, chiefly aimed at curbing any further rise in the yen exchange rate after its spectacular increase since the summer. The futures markets are pricing in a 50 percent chance of a cut.
"A harsh storm seen only once in 100 years is raging," said
The package includes payments of $600 for a typical family of four, as well as tax relief on mortgages, in the raft of measures worth $50 billion, or roughly 1.2 percent of
86794/Japans-desperate-260bn-bid-to-kick-start-economy.html end.
Speak to you on Monday.


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This is an official tumblr for the Bureau of Land Management. Follow the next generation of BLMers as they share their experiences on the public lands.
All photos government work unless otherwise noted.
Please Note: Reblogs, likes and follows are not endorsements from BLM.
Great photo!
And I thought Joshua Trees couldn't get any cooler/weirder!
Nice picture
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Skull Gang
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District Flea may be out, but Union Kitchen is in for Atlantic Plumbing site
News came down Wednesday that District Flea, the Brooklyn-based high-end flea market that launched at the intersection of Ninth Street and Florida Avenue NW last summer, will close up shop and not finish out the season after opening to the public in April.
Need a small business idea? Don't pick what's hot
Sometimes hot is not. Smart entrepreneurs go past the pack for the next great small business
Government sees bleak times for England at Cup
Pints will flow later at pubs, but government expects early closing time for England in Brazil
Matchbox and new Robert Wiedmaier restaurant among those headed to One Loudoun
Looks like Bryan Voltaggio isn't the only D.C.-area restaurateur ready to break into Loudoun County. The Matchbox group of restaurants and Chef Robert Wiedmaier of Marcel's, Brasserie Beck and Mussel Bar are also heading to the One Loudoun development in Ashburn, according to the developer, Miller & Smith, Inc.
Slim down your body, bulk up your brain with pescetarian diet
Looking to slim down your body and bulk up your brain? Research points to a diet rich in omega-3s. An expert explains.
Go For the Food: Taste the Big Easy in St. Louis
Go For the Food: In St. Louis, a ballpark detour to a taste of the Big Easy
Nicecream Factory now open in Clarendon
Nicecream Factory, an ice cream shop that features the frozen confection made-to-order using liquid nitrogen, is now open at 2831 Clarendon Blvd.
Italian factory makes bad mozzarella, 13 arrests
Cow, not buffalo, milk plus bacteria found in Italian mozzarella; 13 arrests, factory shut
City Burger next up In Food Wine & Co.'s Bethesda eatery empire
City Burger, the better burger joint from the guys behind Food Wine & Co., is the latest in the group's growing collection of Bethesda eateries.
Frozen food group goes on offense as sales lag
Frozen food industry to air first TV ad with tag line 'Frozen: How fresh stays fresh'
&pizza Opens In Bethesda
The long awaited first Maryland location of &pizza opened Monday morning on Old Georgetown Road.
Food dyes a danger in children's foods
Many parents have heard the warnings about overloading kids with sugar, but there may be something in food that's even worse.
7 D.C. restaurants listed as best for brunch
D.C. is well represented on this year's OpenTable Diners' Choice Awards for the best brunch restaurants in America.
Favreau dishes on how to make a good foodie film
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Gluten is everywhere, so it's important to be safe.
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We made a last minute booking, but this didn't seem to cause any problem for James and Alice who were impeccably hospitable and friendly. The room was gorgeous, the bed comfortable, bathroom sparkling and well-equipped and the view stunning. We woke up feeling rested and were treated to a delicious breakfast with home-made jams and delicious fruit salad - as... More
- Also Known As:
- Stamford Hall Farmhouse Ettington, Warwickshire


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6th Annual Commissioner's Classic Team RopingAugust 9, 2014 from 2pm to 6pm
Class of 2014 Induction CeremonyAugust 9, 2014 from 9am to 12pm
Cowboy BallAugust 8, 2014 from 6pm to 10pm
Posted on June 15, 2012 at 11:10am 0 Comments 0 Likes
The ProRodeo Hall of Fame & Museum of the American Cowboy will be holding their annual golf tournament and fundraiser July 16, 2012 at Pine Creek Golf Course in Colorado Springs. Entry fee is $250 and includes green fee, cart and range balls, breakfast, and awards luncheon. Complimentary Coors and Pendleton products will be available. Player giveaways and skills contests held throughout the day including hole-in-one, longest drive and closet to the pin. Winning foursome will receive…Continue
Posted on June 15, 2012 at 10:58am 0 Comments 0 Likes
The ProRodeo Hall of Fame and Museum of the American Cowboy are gearing up for their annual Induction Weekend. The Hall of Fame is inducting 7 new members this year. Billy Etbauer, Robert Etbauer, Frank Schneider, Jon Taylor, Harold Littrell, Khadafy Skoal and the Dodge City Round-Up Committee will be inducted to the Hall of Fame July 14, 2012 at 10am at the ProRodeo Hall of Fame. Tickets are available for purchase the day…Continue
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Reader Comments (Page 1 of 1)
The biggest complaint I've got with the LFG tool is that the "Luck of the Draw" buff actually makes running some of the instances easier. Increased health, healing, and dps, especially when you don't *really* need vent for most of the fights, actually makes a premade group (read: full guild run) harder than a full pug.
I don't want Blizzard to have to scale back Luck of the Draw but I really feel like, as a feral cat/feral bear Druid, tanking a pure random would be slightly easier than running with my guild. However, I play WoW for the social aspect more than anything else and wouldn't want to abandon my guildmates - even though I've mostly abandoned tanking until 4.1 because of the swipe change. (I'm tired of chasing down mobs when someone goes after the wrong one or AoEs a bit too much when I'm focused on a single target.)


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The hosted a "community conversation" led by Mayor James F. Nowalk on Thursday. The topic for the evening was Marcellus Shale drilling.
Background to the Issue
Nowalk explained to the community how he had been unaware of the drilling's potential issues until Harold Berkoben, a member of the Whitehall Borough Council, had urged him to "be proactive." This led Nowalk to attend a public hearing on Marcellus Shale on Nov. 17, 2010.
"In the course of the meeting, and after hearing some of the comments of others, I formed some opinions of my own," Nowalk said, "and I was in disagreement with the council."
This led Nowalk to do some personal research into Marcellus Shale, which included traveling to drill sites and studying local, state and national laws on the topic.
The Drill Process
Based on his study, Nowalk described what residents might expect if Marcellus Shale drilling were to happen in their community:
- "Lots of trucks," Nowalk said. "It takes 1,150 truck trips—and that's just to set up the site."
- Vertical drilling to get down to the level of the gas, which can be from 5,000 to 8,000 feet.
- The horizontal drill is a new technology, allowing gas companies to drill a well miles away from the gas source.
- A "perforation gun" with electrical charges is then used below ground to put small holes into the shale.
- Around 4 million gallons of water, chemicals and sand are then sent down to hold the cracks in place.
- A "fracking pond" then holds the polluted water after it comes back up out of the well.
- "Gas then comes out in volumes difficult to manage," Nowalk said, as he passed around pictures of a "flaring" technique, where excess gas is burned.
- Once extracted, the gas must then be transported to compression sites by truck.
Testimony from Neighbors
Nowalk traveled to drill sites to speak with people who lived next door to the activity. One woman he spoke with described "blue film on the windows, truck traffic all night, noise all night and the smell of gas."
Of most concern to those attending the meeting, Nowalk shared how the value of the woman's house decreased by $75,000. He also learned that some residents had been made to sign a non-disclosure agreement, prohibiting them from talking with him about the issue.
Legal Concerns
"There is no one in the government protecting you," Nowalk said to the audience, citing laws from the federal to the local level that either protect or exempt Marcellus Shale drilling from being prohibited or over-regulated.
"We think of the Environmental Protection Agency as protecting us," Nowalk said, reading from the Safe Drinking Water Act , which puts controls on chemicals going into the ground during drilling.
"But in 2005, there was an amendment which excluded hydraulic fracking from the act," Nowalk said, "so the federal EPA has no jurisdiction in regard to (what drillers put into the ground)."
"Is there any bill currently in the Senate to make them tell us what they are putting in the water?" asked Erma Henry from Whitehall's Steeplechase Court.
Philip Lahr, a Whitehall Council member in attendance, shared that the Senate does have a FRAC (Fracturing Responsibility and Awareness of Chemicals) Act , sponsored by U.S. Sen. Robert P. Casey Jr.
"The House also has a bill, but it has no Pennsylvania co-sponsorship," Lahr said, urging those present to talk with their representatives.
Nowalk explained that local governments, while permitted to regulate drilling, are "preempted" by the Pennsylvania Oil and Gas Act of 1984 from being allowed to prohibit drilling. He noted that Pittsburgh, and other municipalities are currently attempting to prohibit drilling based on constitutional authority.
Reading from Article 1, Section 27 of the Pennsylvania Constitution, Nowalk said, "The people have a right to clean air, pure water, and to the preservation of the natural, scenic, historic and esthetic values of the environment.
"However," Nowalk warned, "if the constitutional argument fails, you have no way to regulate. So there's risk involved."
As an alternative, the Whitehall Council decided to write a regulation specifically regarding any potential drilling.
"I think the (borough's) solicitor (Irving Firman) wrote a good law within the areas we are able to regulate," Nowalk said.
Those areas include noise, lighting, dust control and hours of operation.
"When I was at a conference recently," Lahr said, "Whitehall Borough was the only borough with an ordinance against Marcellus Shale (drilling)."
Possible Sites
Nowalk said that there are a limited number of sites within Whitehall where there is enough land to drill.
"I have received a letter from the ," Nowalk said, "and you don't have to worry about anything happening there."
Another possibility is Duquesne Light property, but it seems unlikely to Nowalk that gas drilling could "coexist with electrical transformers."
"That leaves one other area," Nowalk said, alluding to the , which sold its drilling rights in 2008.
"It Will Never Happen"
During audience comments-and-questions time, Adrian Markocic of claimed that "there's never going to be drilling in Whitehall, Baldwin or any of the surrounding communities."
Markocic explained how, in order to get the gas to refinement facilities, "you would have to transport 12 million cubic feet of gas each day. At that point, it's just not profitable."
When asked why a drilling company would then buy drilling rights at the country club, Markocic said that it was only to "build their company portfolio."
"It doesn't matter that you can't drill there," Markocic said, explaining that it looks good on Wall Street.
As to the content of the chemicals used in the fracking process, Markocic said, "They're all listed on our site." Markocic noted that he is a public-affairs specialist for Range Resources, an energy company that drills for Marcellus Shale gas.
"That's a little like asking you to believe me when I tell you my weight," said a woman from the audience.
Community Connections
People from surrounding communities were also present at the meeting, including Anita Barkin, a public health professional from Jefferson Hills Borough.
"We can't look at this as isolated communities," Barkin said. "They have to get to Jefferson Hills somehow."
Barkin and others urged Whitehall residents to consider their fellow citizens in neighboring communities where drilling is more likely, pointing to the pollution of rivers as a result of drilling.
"The Monongahela River is also a distressed river," Barkin said. "We are really in harm's way."
After the meeting, Aaron Booz and Sarah Scholl, two friends concerned about the issue, handed out fliers to attendees and encouraged them to sign up for an email list.
"In many communities, there are groups being formed," Scholl said. "At this point, we're not a group. We just want to provide some networking for people to get access to the laws and information."


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App Changes
October 08, 2013 New version 2.1
September 22, 2013 New version 2.0
November 30, -0001 Initial Release


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KALAMAZOO (WKZO) -- A Happy's Pizza driver was held up Monday night by a couple of men armed with handguns.
The driver was making a delivery at a home in the 1000-block of North Park Street when two black males wearing ski masks approached him and demanded he turn over his cash. He complied and the two robbers ran away.
The suspects were described as two young black males, both were wearing puffy black coats. One of them had a silver handgun, the other a black handgun. A K-9 unit tracked them to Norway and North Church where the dog lost the scent.


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ICT Holdings reported record sales in 2012 rose more than 430 percent compared with 2011. The privately owned Chicago-area company did not release total revenue or earnings data.
For 2013, the Illinois-based logistics, trucking and transportation company said in a written statement that it is exploring additional options for expansion and more satellite offices, as well as other business builders, such as a green fleet that could be powered by natural gas. ICT recently opened a new satellite location in Fayetteville, Ark.
"Last year was significant for us," said Patrick Sacor, CEO and chairman of ICT Holdings, in a written statement. "It started off with the opening of our new headquarters in Glendale Heights, was enhanced further by opening up our repair facility and was capped with the opening our satellite office in Fayetteville, which we then expanded to include our refrigerated truck division."
In addition, ICT opened new divisions in 2012, including the flatbed and refrigerated division. ICT intends to add another 20 trucks to its refrigerated division by the end of April.


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Get recipes that work for your busiest days.
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Stout and Irish cream liqueur flavor this dense chocolate cake.
What's the key to crispy latkes? Watch this video and find out.
A simple, savory finishing salt that's also an inexpensive gift idea.


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Arlington Heights Counseling
Counselors Who Care
Clinical Care Consultants (CCC) is an Arlington Heights counseling center that provides highly skilled, effective and compassionate counseling / psychotherapy services. Our team of clinical therapists truly cares about making a difference in their clients' lives. We are all motivated and passionate advocates for our clients' mental health. Whether it is for individual therapy, marital / marriage therapy, couples therapy, relationship or family counseling services, Clinical Care Consultants will go the extra distance to help our clients.
Our counseling / psychotherapy team is comprised of therapists / counselors who specialize in marital / marriage counseling, couples / relationship counseling, family, group, and individual issues or challenges. Each one of us has deep experience in one or more specialty areas. All of CCC's counselors / psychotherapists are licensed and most have special training and certifications. Our staff is all seasoned and experienced – averaging 18 years in the field as Arlington Heights counseling experts.
We are not a group of individual Arlington Heights counselors. Instead, we are a unified team who cares deeply about our work. The Clinical Care Consultants team collectively shares the values of excellence in service, responsiveness to our clients' counseling needs and a genuine regard for their well-being. We are driven to help our clients overcome their problems, not because it's our job, but because we care about what we do.
We believe every client is capable of being satisfied, fulfilled and happy. Even though all of us yearn to be understood, loved, and appreciated, somehow, some way, we got stuck or lost along the path of our life.
Through a journey of self-discovery, growth and skill development, we help our clients reach their potential, break free from the bonds of their limitations, regain losses and survive difficult times at our Arlington Heights counseling center. Don't forget to check out our sex addiction counseling site!
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Clinical Care Consultants is conveniently located in Arlington Heights,
1 mile south of Buffalo Grove, 1.5 miles west of Wheeling, and 2 miles east of Palatine.
Clinical Care Consultants
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3325 N Arlington Heights Rd., Ste 400 B
Arlington Heights, IL 60004
Serving Arlington Heights and Buffalo Grove
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Arlington Heights, Barrington, Buffalo Grove, Inverness, Kildeer, Deerfield
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Comprehensive Counseling Services
- Individual, Couples, Family, and Group Counseling
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Visit our services page to learn more.
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View our complete list of men's counseling services to learn more.
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Valley of the Roses Artisanal Soaps
When it comes to hitting the bubbly, we've got a soft spot for all things sweetly beneficial. That's why it was love at first sniff when we chanced upon this splashy bouquet of artisanal soaps at the local Farmer's Market in San Francisco. Creators Nancy and Arthur Rosenthal have been gathering and lathering buds from their organic garden in Sebastopol, California for 10 years in the quest to cross-pollinate intoxicating fragrance with supple skin-tone, yielding their Valley of the Roses collection.
Each of their mouth-watering recipes features botanical oils and purified water with a delicate array of organic ingredients like cinnamon, nutmeg, lemongrass, sweet orange, rose geranium, cocoa butter, coconut and toasted oats, so delicious you might be tempted to sip the suds. The sensitive-skinned will be soothed by their pledge: "No synthetic fragrances, dyes or preservatives." Available in singles or gift sets, you can give a bud or an entire bouquet.
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Can't find a large brisket? Substitute two smaller ones that equal the same weight. This makes a lot, so try one of our other recipes using the leftovers.
This recipe goes with Cowboy Dip Sandwich
Southern Living NOVEMBER 2009
1. Stir together first 4 ingredients and, if desired, liquid smoke in a large roasting pan. Place brisket in pan, fat side up. Spoon liquid over brisket. Cover tightly with aluminum foil, and chill 24 hours.
2. Preheat oven to 300°. Bake brisket, covered, 4 to 4 1/2 hours or until fork-tender. Uncover and let stand 20 minutes.
3. Transfer brisket to a cutting board. Trim fat from brisket. Cut brisket across the grain into thin slices. (Or cut brisket into large pieces, and shred with two forks.) Pour pan drippings through a wire-mesh strainer, discarding solids. Serve brisket with drippings. Garnish, if desired.
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Crime Watch: Failed Phone Theft; Missing Bag; Co-Worker Fights; Candy Store Burglary; Fake Employee
Compiled by Paul Bisceglio
A 14-year-old boy attempted to steal a woman's phone on Wednesday, Dec. 12, but was foiled by a good Samaritan. The 33-year-old woman stopped along East 83rd Street to make a call at around 3:30 p.m. When she finished, the teen ran up and grabbed the phone from her hand and fled. The woman chased after him, yelling to attract the attention of bystanders. The teen pulled away, but when the woman reached Lexington Avenue, a man approached her with the phone, an iPhone 5, and said that he had gotten it from the thief. The woman described the teen to a nearby police officer and, after a quick search, officers apprehended the boy, who was arrested for grand larceny.
A woman lost her handbag in a bar on Sunday, Dec. 23, when she left it unattended. The 48-year-old had been enjoying a night with a friend in a bar on First Avenue until she realized around 1 a.m. that the bag had vanished. She did not see anyone take it, so she and the bar's workers searched around the room for it, but found nothing. She lost two credit cards, an iPhone 4s, another cellphone and $300 cash. The thief remains unidentified and at large.
A young woman was recently assaulted by a former co-worker outside a Third Avenue confectionery. The woman, an 18-year-old Bronx resident, was leaving work shortly after 6 p.m. on Saturday, Dec. 22, when her 24-year-old female ex-co-worker approached her and the two got into an argument. Anger turned into blows when the co-worker started repeatedly punching the teen in the head, leaving her injured as she fled scene. The attacker remains at large and is wanted for assault.
Two co-workers got into a fight on East 86th Street on Monday, Dec. 24, that left one of the men bleeding. At about 9:30 p.m., the two began arguing on the street, and the older co-worker, a 33-year-old, decided to end the argument by punching the younger worker in the face several times, which gave him a bloody nose. The attacker fled the scene and is wanted for assault.
A candy store on Madison Avenue was robbed overnight on Friday, Dec. 21. A worker showed up at the store the following morning and found that $434 had been stolen from cash registers and nearly $3,000 was missing from the store's safe. According to the worker, the registers, the safe and the store's front door were locked when she arrived, and there were no signs of forced entry. No surveillance cameras were on the premises to aid the identification of the robber(s).
A thief-in-disguise managed to swipe an iPad from a medical office on Park Avenue by pretending to be a building employee. The unidentified robber, described as 5'2" and around 40 years old, walked into the office on Friday, Dec. 21, and asked a young worker to turn off the office's water so that the plumbing could be checked. The worker complied, then the fake employee asked her to clean under the office's sink so that its pipes could be viewed.
After she completed that task, the thief left the office, and the worker returned to her desk to find that her $500 iPad was missing. The worker contacted the building management and learned that no one had been given permission to check the office's plumbing. No other items were reported stolen, and the impostor remains at large.
Tags: Assault, candy store burglary, co-workers, fights, former co-worker, iPad, missing bag, NYC crimes, phone theft, thief-in-disguise, unattended bag
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Go! Comi Edition Release Date: December 31, 2009
Viz Edition Release Date: July 16, 2013
Ayanami, the chief of staff for the Barsburg military, has set his sights on capturing Teito at all costs, and he's chosen the vessel with which to capture his prey: Teito's passionate and faithful follower, Kuroyuri! When Kuroyuri's schemes place Teito at the mercy of Ayanami's entire military, the troubled Bishop Frau must make a soul-shattering decision and choose between his duty as a 07-GHOST and Teito's life.
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The United Farm Workers will march through Lodi, Galt and Thornton this week on their way to Sacramento for a rally at the State Capitol.
The rally will be held at 4:30 or 5 p.m. on Tuesday at Lodi's Hale Park, late Wednesday afternoon at St. Christopher's Catholic Church in Galt, and mid-day Thursday at Mater Ecclesiae Catholic Church in Thornton.
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Guest blog by Sean Conrad.
Goal management is about more than just annually assigning goals and reviewing employee performance. It's about getting every employee to use and develop their talents, skills and experience to help your organization meet its overarching goals.
An effective goal management program can improve organizational effective in the following ways:
Here are some hints to help you roll out a goal management program that will improve organizational effectiveness:
Goal management requires regular continuous dialogue between managers and employees to ensure individual and organizational performance stay on track. These performance discussions allow everyone to adjust their goals as needed to keep pace with evolving business and market requirements.
Sean Conrad writes about talent management trends and best practices for Halogen Software's Exploring Talent Management blog, as well as for leading industry blogs. You can read more of his posts here.


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Sell scrap metal for top dollar at Pinellas Commercial Scrap, a metal recycling center in Clearwater, Florida. Pinellas Commercial pays at competitive market rates for your scrap metal. Be sure to call for current market pricing. No matter how much you need to recycle, we can handle the job.
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Contact us to get more information about selling metal in Clearwater, Florida.


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Daily Timelapse: This Is Bellingham by Ryan GilbertTimelapse — By Dave on 2012/10/26 8:43 PM
Beauty of the Pacific Northwest strikes again! Enjoy!
this is Bellingham from Ryan Gilbert on Vimeo.
Tags: beautiful, Bellingham, landscape, Pacific Northwest, Ryan Gilbert, stunning, This Is Bellingham, This Is Bellingham from Ryan Gilbert, timelapse, video,


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Reader Comments (Page 1 of 1)
@Bunyipee: In general, yes, the things you need to worry about are more or less the same, and I was sort of talking in general and not specifically referring to rogues. However, there are subtle differences in mechanics. 5-mans generally allow a bit more freedom and situational leeway depending on your group, but in 10-mans and 25-mans (at least in BC), where your role becomes very specialized, Combat quickly become the only viable spec if you really want to maximize raid dps.
In PvP, focus in battlegrounds and arenas are similar. BGs offer a bit more freedom, and "offspecs" (spriest, fury wars, feral druids, combat rogues, etc) can be quite viable. In arenas, assuming you want to push for the upper brackets, you absolutely need to have *the* viable build & gear, which for rogues generally means shadow-step, as every other build is too fragile or lacks mobility.
For soloing/leveling, you goal is generally to maximize the kills-per-minute, basically dps and up-time. This can be quite different depending on your class. For rogues, it won't matter much, but for a class like a mage (frost vs fire) or warlock (affliction vs destro), it does greatly.
Again, this isn't saying that a player can't have all sorts of fun with "offspecs" or gear. But if you weren't interested in Min/Max'ing in the first place, this whole article and conversation would have been irrelevant.