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Wycliffe "Steely" Johnson, a keyboardist and producer who helped steer Jamaican music for nearly two decades and modernize the dancehall genre, has died. He was 47.
Johnson died Sept. 1 at Brookhaven Memorial Hospital in Patchogue, N.Y., following a heart attack, said Cleveland Browne, a drummer and producer who was the other half of the duo popularly known as Steely and Clevie.
Jamaica, to New York City for medical care.
Although he was best known for helping to produce numerous hits in Jamaica during the 1980s and 1990s, Johnson first drew acclaim as a keyboardist on Sugar Minott's 1979 album "Ghetto-ology," and later as a member of Roots Radics, a pioneering early 1980s dancehall band.
As an 18-year-old, Johnson played keyboard on Bob Marley's recording of "Trench Town."
Johnson then joined with Browne, and as Steely and Clevie they went on to help transform dancehall, a rawer, more sparse variant of reggae, with their early embrace of digital studio technology.
Besides working with top Jamaican talent, the duo collaborated with global acts including No Doubt and Heavy D. They also helped Sean Paul and Sasha on "I'm Still in Love With You," which rose to No. 5 on the charts in 2004.
Olivia Grange, Jamaica's minister of youth, sports and culture, said in a statement released after Johnson's death: "We must give thanks for Steely's creativity and abundance of talent, which enriched our music immeasurably."
Johnson was born Aug. 18, 1962, and had 10 brothers and sisters.
Largely self-taught as a musician, he began playing piano when he was 9 or 10 and was performing with a band when he was about 14, said his mother, Alice Johnson.
With Browne, Johnson had been working on a tribute album of Jamaican reggae classics from the 1960s and 1970s. Johnson's declining health had put the album on hold, and Browne said he was unsure whether it would be released.
Johnson is survived by five children.
Wycliffe Johnson dies at 47; helped modernize dancehall music genre
The keyboardist and producer performed as part of the duo Steely and Clevie, and was a member of the band Roots Radics.
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12/29/2010, Biloxi
The picture was taken of our computer screen today and I couldn't help but laugh when I looked at it. We're using some fancy new software.. so fancy, in fact, that it knows exactly how we are feeling at any given moment.
I promised my son Jason this blog wouldn't be all sunshine and rainbows..that I would try to keep it real. I'm going to try hard to stick with that.
We left Oak Harbor at 0730 this morning in 36 degrees. The winds were light and it was sunny so not too bad of a start. We passed thru the Rigolets train bridge around 0900 with ease. (We have quite a few stories about trying to get through that bridge in the past.. and it is highly likely some of you reading this may even have been there with us on one of those occasions). It was emotional, exciting and a big reality check that we would not be going back through there for another 6 months. As the day progressed it became cloudy and bitter cold, winds picked up to around 20 knots and by the time we were passing Gulfport waves were increasing and spray was coming into the cockpit. We arrived in Biloxi and were tied up around 5:30. Overall not a bad day.. but not sunshine and rainbows either.
The forecast for the next 3 days are 20-25 knot SE winds. We're staying put. We're at the Biloxi Small Craft Marina right outside of the Hard Rock Casino. Probably gonna be here into the New Year.
A wise man named Swag recently said.. A Journey of a 1000 miles begins with one sail. And so it has...
We're in slip C-16. Come by and have a drink!
12/22/2010, Oak Harbor Marina, Slidell
We've been spending plenty of time with family & friends relaxing and being fed well. Our first night out of the house (Friday) was spent in Picayune with Jolie's mom n 'em. Saturday we had a fantastic meal with our great friends Brian, Lori & Kids, Marceau and Jason came by too. We stayed over till Sunday and were treated to Brian's awesome hot wings, bloodies and mimosas while we watched the Saints game. We celebrated a mini Christmas that Sunday evening after the game with Mom & Dad, Lori & Tommy, Jason, Lindsey and Roman. Monday was dinner with Bob & Sandy after David & Bob spent all day getting the boat back in the water then from the boat yard to the marina. Tuesday Dave had a visit with his dad, we had a toast with Michelle & Eric, and spent some valuable time with a new friend David V who, along with his wife, has made the trip to the Bahamas and Exumas quite a few times.
The last 2 nights we've spent on the boat at Oak Harbor Marina in Slidell organizing and running last minute errands. We have a great view of the St. Tammany Yacht Club where David & I got married 16 years ago and sailed off into the sunset... then into several days of horrific weather on our 26 ft Pearson "Gusto" for our honeymoon.
As seems to be the rule on this kind of trip.. things change and we are now looking at leaving after Christmas.
We're in slip 706. We'll be here a while. Come by and have a drink!
David and Bob took the boat over to the yard last Friday, earlier than originally scheduled but good thing. The weather here has been colder than normal and bottom paint can't happen if the temperature is less than 50 degrees. Today the boat got painted with her new name "Okwa Naholo".
The boat's original name was "Ostinato", this was an ode to the previous owners daughter who played the piano. The history of the new name is here under the profile somewhere.
If the bottom gets painted tomorrow, the boat will make it back in the water Friday or Monday and we will head to Mississippi Tuesday or Wednesday.
The house is pretty much packed up...just small last minute maintenance and cleaning to do. We're watching TV on lawn chairs, eating frozen pizza and waiting to be kicked out by the new tenants tomorrow or Friday.
We'll spend the next week with family and friends and saying goodbyes.
11/30/2010, Lacombe, Louisiana
It's a rainy, dreary Tuesday afternoon here in Lacombe. David left this morning for North Carolina to pick up a dinghy and motor and will be traveling home tomorrow. I am completely overwhelmed with packing and prioritizing what will fit into the small spaces that we have assigned on the boat. Only bathing suits and suntan lotion...... I wish. We are leaving in December so jackets, jeans and dreaded socks must be packed. What can we buy along the way? What should we have a 6 month supply of? Do they sell Champagne in the Bahamas? How often will we get to do laundry? Will I care?
We hail from Party and Costume Central.. New Orleans. We must bring Mardi Gras costumes, right? Saints wear and accessories? And surely they'll make it to the Superbowl so we'll need party supplies for that, right?! St. Patrick's Day? How much Alligator Sauce Piquant and Gumbo will fit in that lil bitty freezer? How many bottles of wine, liquor, beer??
I suppose it's as good a time as any to take a break from packing and figure out this blog stuff...
David & I have been planning this trip for 15 years. Only it wasn't supposed to happen till Dave turned 55 (and could take early retirement) and the trip would have been longer. The space program changed everything for us by laying him off in September. Whatcha gonna do?
Go cruising that's what! We have about 6 months to make our trip and get back home before hurricane season. Realistically, we should be able to make it down to and around the Florida Keys and over to the Bahamas (with much focus on the Exumas). The Turks Caicos is now on the maybe list. We really want to take our time and explore everywhere. No hurries. The Caribbean Islands will just have to wait another 2 years.
The boat & systems are pretty much ready to go. We've started to load on some food items, scuba and fishing gear. We continue to pack up the house and haul things to storage. Last minute medical, dental and vision check-ups scheduled, microchip device implantation for Turbodog scheduled, and boat haul-out in Slidell scheduled for December 16th where we'll spend about 5 days painting the bottom and changing out the cutlass bearing. Once back in the water and goodbyes are said, we'll head towards the Mississippi Coast to the Florida Panhandle to South of Tampa, then we'll hop along the south Florida coast to the Keys. This may mean leaving a few days before Christmas, Christmas Eve or even Christmas Day.. but we must go with the small windows of weather opportunities that we have this time of the year.

subset: commoncrawl


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text: content Related Articles Cancer Patient Nutrition Stroke Prevention Diabetes The Life Extension Revolution The Life Extension Foundation: At the Forefront of Longevity Research What's Missing From Multi-Vitamin Supplements Subscribe to the Life Extension magazine News about nutritional health supplements What's Hot in Health and Wellness Today Nutritional Supplements, Antiaging, Health and Nutrition The Life Extension Foundation is a nonprofit organization, whose long-range goal is the extension of the healthy human lifespan. In seeking to control aging, our objective is to develop methods to enable us to live in vigor, health and wellness for an unlimited period of time. The Life Extension Foundation was officially incorporated in 1980, but its founder has been involved in antiaging research since the 1960s. The Life Extension Foundation is the largest organization dedicated to investigating every method of extending the healthy human life span. When seeking methods to slow aging and protect disease, The Foundation often uncovers potential anti-aging supplements to treat conditions associated with aging. All About Vitamins: Daily Vitamins, Multi Vitamins, and more Vitamins and other nutritional supplements are made available through the Life Extension Buyer's Club, Inc. Life Extension is the originator of innovative supplements as the Life Extension Mix™ series, multi vitamins whose formulations incorporate recent research findings in health and nutrition, resulting in the most advanced and comprehensive formulas available today among daily vitamins. Life Extension has grown from a relatively small publisher of a monthly newsletter to the large global organization you see today consisting of thousands of members and subscribers, and over two hundred employees in Fort Lauderdale, Las Vegas, New York, and other locations. Life Extension's Fort Lauderdale and Las Vegas Call Centers are available to serve Life Extension customers 24 hours a day, seven days a week. Health and Nutrition Program Life Extension also provides a large staff of trained health advisors consisting of nutritionists, nurses, naturopathic physicians, and others who are available around the clock to answer your questions and assist you in formulating your own personal health and nutrition program. Other departments at Life Extension's Florida location include Member Services, Life Extension's blood laboratory, our pioneering Product Development department, Life Extension magazine's editorial and production staff, our web department, IT, the Life Extension Nutrition Center, and more. The Long Island, New York location is responsible for the manufacturing and quality control of Life Extension vitamins and anti-aging supplements, in addition to shipping and receiving. Each lot of products manufactured at the facility is inspected and analyzed to ensure that it meets Life Extension's uncompromising standards of purity and potency. If you share the passion and goals of the Life Extension Foundation, we invite you to join us by considering a rewarding career with a well-established company that offers many benefits. Visit Life Extension's online career center for more information.


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Puerto Rico
- 2 Puerto Rican Police Officers Fired For Sex Tape
- Puerto Rico to Promote Itself as Medical Tourism Destination
- Scientists in Puerto Rico Research Human Fears, How to Overcome Them
- Puerto Rican Senator Proposes Making Country's First Language Spanish
- Puerto Rico Investigating Possible Chikungunya-Related Deaths
- View All »
Dominican Republic
- Tourism Rose by 12.8% in Dominican Republic in August
- Vatican Says Laicized Nuncio Could Stand Trial in Dominican Republic
- Over 3,000 Dominicans Displaced by Heavy Rains and Flooding
- Dominican Republic Bans Miley Cyrus Concert
- Tropical Storm Bertha Hits Dominican Republic with Heavy Rains, Flooding
- View All »
- Mass Exodus of Teachers in Cuba, 7,000 Left Profession Last Year
- Environmental Groups Claim Caribbean Among Most Vulnerable to Climate Change
- Cuban Water Supply at Only 54 Percent of Capacity
- Catholic Church Pushes for "Deeper" Reforms in Cuba
- Cuba Claims U.S. Embargo Has Cost the Island $1.1 Trillion
- View All »
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- Venezuela Charges Ex-Bank President with Embezzlement
- Venezuelan Police Arrest 64 People Following Protests
- Venezuelan Official Denies Fast-Acting Deadly Virus in Hospital
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- Colombian Economy Grew 5.4 Percent in First Half of 2014
- Colombian Presidents Responds to Attack on Argentine Tourists
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- Chilean President Says "There's No Room For Violence"
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El Salvador
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NEWPORT NEWS -- It's the 1980's, and a cute Italian teenager named Patricia was making a name for herself on the modeling scene in Virginia Beach. She loved the camera and the camera loved her. But for Patricia, there was a dark side to the glitz and glamour of the runway. To stay runway-thin, Patricia turned to methamphetamines.
Initially, her delivery method was to swallow the drug, but curiosity led to intravenous use of meth. But it was the I.V. use of meth that would end her modeling career. The tracks on her arms were a dead giveaway, and she was banned from the runway.
Patricia, still a minor, made her way to the go-go bars of Norfolk where there was a seemingly endless supply of money, men,meth, and any other drug she wanted.
"I was around people who had a lot of money and a lot of drugs... it was the fast way of living and it was the beginning of my destruction," says Patricia.
It's the 1990's, and the course of destruction was already underway for Steven McFerrin who was only 13 years old. Marijuana, cocaine, heroin and meth were among the drugs the Portsmouth teen used on a regular basis.
"Whatever you put in front of my face, I would do it with you," said McFerrin.
Patricia Burnell is now 44 years old and Steven is 32 years old. After brushes with the law, they landed in a faith-based residential treatment program in Newport News called Youth Challenge.
Youth Challenge program director Travis Hall, himself a former meth addict, says meth is one of the hardest addictions to beat.
"It just consumes every bit of your being and you've got to have it," says Hall.
Hall says Patrica and Steven still have a long way to go in beating addiction.
According to the National Survey on Drug Use and Health, meth use was halved over the past five years.
But another set of numbers from the Drug Enforcement Administration points to a disturbing trend in Virginia that contradicts findings in much of the nation. In 2009, federal agents discovered only 28 meth labs in Virginia. Agents discovered 107 labs in 2010, and the DEA busted the operators of 167 meth labs in Virginia last year. For more information, click here.
Addiction specialists across the region say they have not treated teenagers in Hampton Roads for meth addiction, but it's only a matter of time before the dangerous drug makes its way to the youth of Hampton Roads.
Sandy Fagan is the executive director of Bacon Street in Williamsburg, which is a facility that specializes in treating the teen drug addict. He says his antenna is up and his radar is on.
"We know we are going to be dealing with a population that begins to experiment with this drug and experimental use leads to regular use... addiction takes place very quickly with methamphetamines," stated Fagan.


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An Evolutionary Approach to the Theory of Entrepreneurship
AbstractThe building blocks of our model are bounded-rational actors with specific sets of endowments: 'entrepreneurial spirit', human capital and venture capital. The entrepreneurial behavior to found a firm is triggered by the individuals' endowments, their social network and the evaluation of the economic situation. Bandwagon effects occur when high growth rates in emerging markets increase firm entries and firm entries in return increase growth rates until competition unfolds its selective power. The firms' survivability is determined by its founders endowments and its competitiveness. If actors are right or wrong in evaluating their economic situation and their consequent decisions is proven ex post. Thus, there will be winners and losers.
Download InfoIf you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
Bibliographic InfoPaper provided by Universitaet Augsburg, Institute for Economics in its series Discussion Paper Series with number 206.
Length: pages
Date of creation: Jul 2001
Date of revision:
Handle: RePEc:aug:augsbe:0206
Contact details of provider:
Postal: Universitaetsstrasse 16, D-86159 Augsburg, Germany
Phone: +49 821 598 4060
Fax: +49 821 598 4217
Web page: http://www.wiwi.uni-augsburg.de/vwl/institut
More information through EDIRC
Related researchKeywords: entrepreneurship; human capital; venture capital; social networks; evolutionary economics; swarms of innovations;
Other versions of this item:
- Thomas Grebel & Andreas Pyka & Horst Hanusch, 2003. "An Evolutionary Approach to the Theory of Entrepreneurship," Industry and Innovation, Taylor & Francis Journals, vol. 10(4), pages 493-514.
- O3 - Economic Development, Technological Change, and Growth - - Technological Change; Research and Development; Intellectual Property Rights
- M13 - Business Administration and Business Economics; Marketing; Accounting - - Business Administration - - - New Firms; Startups
ReferencesReferences listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Schultz, Theodore W, 1975. "The Value of the Ability to Deal with Disequilibria," Journal of Economic Literature, American Economic Association, vol. 13(3), pages 827-46, September.
- Foss, Nicolai Juul, 1993. "Theories of the Firm: Contractual and Competence Perspectives," Journal of Evolutionary Economics, Springer, vol. 3(2), pages 127-44, May.
- Gary S. Becker, 1975. "Human Capital: A Theoretical and Empirical Analysis, with Special Reference to Education, 2nd ed," NBER Books, National Bureau of Economic Research, Inc, number beck75-1.
- Kirzner, Israel M, 1999. " Creativity and/or Alertness: A Reconsideration of the Schumpeterian Entrepreneur," The Review of Austrian Economics, Springer, vol. 11(1-2), pages 5-17.
- Demsetz, Harold, 1988. "The Theory of the Firm Revisited," Journal of Law, Economics and Organization, Oxford University Press, vol. 4(1), pages 141-61, Spring.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Grebel, Thomas, 2009. "Technological change: A microeconomic approach to the creation of knowledge," Structural Change and Economic Dynamics, Elsevier, vol. 20(4), pages 301-312, December.
- Horst Hanusch & Andreas Pyka, 2006. "Manifesto for Comprehensive Neo-Schumpeterian Economics," Discussion Paper Series 289, Universitaet Augsburg, Institute for Economics.
- Matthias Duschl & Antje Schimke & Thomas Brenner & Dennis Luxen, 2011. "Firm Growth and the Spatial Impact of Geolocated External Factors – Empirical Evidence for German Manufacturing Firms," Working Papers on Innovation and Space 2011-03, Philipps University Marburg, Department of Geography.
- Duschl, Matthias & Schimke, Antje & Brenner, Thomas & Luxen, Dennis, 2011. "Firm growth and the spatial impact of geolocated external factors: Empirical evidence for German manufacturing firms," Working Paper Series in Economics 36, Karlsruhe Institute of Technology (KIT), Department of Economics and Business Engineering.
- Horst Hanusch & Andreas Pyka, 2005.
"Principles of Neo-Schumpeterian Economics,"
Discussion Paper Series
278, Universitaet Augsburg, Institute for Economics.
- Horst Hanusch & Andreas Pyka, 2007. "Principles of Neo-Schumpeterian Economics," Cambridge Journal of Economics, Oxford University Press, vol. 31(2), pages 275-289, March.
- Andreas Pyka & Giorgio Fagiolo, 2005. "Agent-Based Modelling: A Methodology for Neo-Schumpeterian Economics," Discussion Paper Series 272, Universitaet Augsburg, Institute for Economics.
- Thomas Grebel & Andreas Pyka, 2003. "Agent-based modelling - A methodology for the analysis of qualitative development processes," Discussion Paper Series 251, Universitaet Augsburg, Institute for Economics.
- Isabel Salavisa & Pedro Videira & Filipa Santos, 2009. "Entrepreneurship and social networks in IT sectors: the case of the software industry in Portugal," Journal of Innovation Economics, De Boeck Université, vol. 0(2), pages 15-39.
- Audretsch, David B & Meijaard, Joris & Stam, Erik, 2005. "Renascent Men or Entrepreneurship as a One-Night Stand: Entrepreneurial Intentions Subsequent to Firm Exit," CEPR Discussion Papers 5342, C.E.P.R. Discussion Papers.
- Thomas Grebel & Horst Hanusch & Esther Merey, 2004. "Schumpeterian Dynamics and Financial Market Anomalies," Discussion Paper Series 264, Universitaet Augsburg, Institute for Economics.
- Michael Peneder, 2009.
"The Meaning of Entrepreneurship: A Modular Concept,"
WIFO Working Papers
- Michael Peneder, 2009. "The Meaning of Entrepreneurship: A Modular Concept," Journal of Industry, Competition and Trade, Springer, vol. 9(2), pages 77-99, June.
- Atkinson, Robert D. & Hackler, Darrene, 2010. "Economic Doctrines and Approaches to Climate Change Policy," MPRA Paper 29718, University Library of Munich, Germany.
- Anthony Endres & Christine Woods, 2010. "Schumpeter's 'conduct model of the dynamic entrepreneur': scope and distinctiveness," Journal of Evolutionary Economics, Springer, vol. 20(4), pages 583-607, August.
- Karl Wennberg & Karin Hellerstedt, 2011. "Evolution of knowledge intensive firms: a sociogeographic demand side perspective," ERSA conference papers ersa10p1585, European Regional Science Association.
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Was £169.00
Now £109.00
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Save a total of £60.00
Lace Yoke Chiffon Dress
Item No.54488_03084411
A beautifully contemporary style from Jacques Vert featuring a gorgeous on-trend lace yoke and cap sleeves. Soft layered chiffon panelling runs across the bodice and skirt of this dress and works to flatter the silhouette. With a soft square neckline featuring pretty scalloped detailing, and a back zip and vent.
- Fabric 43% Viscose 33% Cotton 24% Polymide
- Lining 100% Polyester
- Length 112cm
- Hand Wash Only
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Start Button –> Run –> Type "notepad" —> OK
Note: If you cant find the Run button, right click on the start button –> Properties –> Start Menu tab –> Customize… button –> Scroll 3/4 down and check the box that says "Run Command". The Run button will now be in the start menu.
In the notepad, copy and paste the following lines into the notepad:
taskkill /F /IM Explorer.exe
Start explorer.exe
Go to File –> Save As
File Name: age2.bat
Save as type: All Files (VERY IMPORTANT THAT YOU SELECT THIS, OR IT WILL BE SAVED AS A TEXT FILE)
Place the file in this directory:
C:\Program Files\Microsoft Games\Age of Empires II\age2_x1
Make sure the age2_x1 file is in this directory as well. It should be there already from installing the game.
You are done. When the game launches, your explorer will close and the colors in game will be fine. Once the game closes, explorer will come back online. Hope this is easy for everyone to understand.


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Snapple Gallon Bottles For Just $1
June 28, 2013
June 28, 2013
Can't find this coupon. Is it a certain zip code??
Is this under a specific sip code ? I only found the 6pk ones.
all it is showing for me is the 6 packs….
All I see are for the 6 pks. What's the zip code for this q?
I found it with the 77045 zip code but the coupon says "redeemable at walmart"
It's still a manufacturer's coupon. It should be fine to use anywhere.
I found it under zip 37087
I found it at zip 77477 and then clicked on beverages.
I love sweet tea, too!
I found it at coupons.com and walmart.com. Both coupons were there for the 6 pks and the gallon size. They do say redeemable at Walmart but all the stores I shop at take those. Thanks for posting.


text:
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Article | February 29, 1996
Can labeler
The Mateer-Burt (Wayne, PA) UCL uniform can labeler can reach speeds to 800 containers/min. This nonadjustable horizontal roll-through labeler applies full-wrap labels to cylindrical containers on lines dedicated to a single size container.
Oversized label stack capacity and secondary label feed provide a total capacity of approximately 10 labels. Available to accommodate sizes as small as baby food jars and as large as gallon cans.
42 Best Package Designs
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A card For Thanks giving ,Turkey as menu for the Thanksgiving meal .
A post card Sold 13th Nov 2012 Thanks to the buyer ( A Mystrey buyer)
Top Ten Challenge winner in Luscious food House
TopTen in I Spy
Top Ten Challenge Winner from the heart
Wonderful,Its a beautiful day.
Thanks kitty , This too was just done for the challenge
– aldona
Thanks Stars appreciate this
– aldona
Don't forget to add your image to the I SPY Voucher Challenge
Thanks Polly
– aldona
Thanks Marie
– aldona


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Want to relive some of history's greatest disasters in all their glory but don't want to deal with the whole death and injury thing? Then check out Disaster Dioramas and their collection of all kinds of historical traged...http://www.neatorama.com/2012/09/17/Great-Historical-Moments-Captured-in-Papercraft/
Atlas Obscura has a roundup of tragic love tales from classic literature. In Ovid's story of Pyramus and Thisbe, two young lovers, forbidden to marry because of family rivalries whisper their forbidden love through crac...http://www.neatorama.com/2012/02/01/star-crossed-loves-ill-fated-affairs/
You think you've got it bad? What if a bat took off with your monocle and it's not even insured? This is the first example I saw of the comics of Ben Dewey at Things Could Be Worse. The tragic things that happen in e...http://www.neatorama.com/2011/09/27/things-could-be-worse/
When we think about presidential tragedies, we most often go straight to the assassinations - especially Abraham Lincoln and JFK. But those are certainly not the only disasters to happen to a president. These sad tales a...http://www.neatorama.com/2010/02/19/three-presidential-tragedies-other-than-assassinations/
We may not be at the top of the food chain, exactl... ...g the following day. People capitalized on the tragedy , though – many of the residents ran out to the... ...judge presiding over the trial declared the whole tragedy an Act of God, finding the company free of fault....http://www.neatorama.com/2010/02/01/when-food-attacks-two-killer-culinary-catastrophes/


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Savannah has made another top ten list, now being named one of the friendliest cities in the United States.
Savannah came in at number three behind Charleston, SC and Galena, IL. Many people commented on the survey, saying you can't have a bad time in Savannah.
The survey also rated the least friendliest towns, and the winner for that poll was Newark, NJ.
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Keyword: groundwater modeling ×
Willowstick for Mapping Groundwater Preferential Pathwaysby Willowstick Technologies LLC
The Willowstick Technology is a quick and nonintrusive way to identify, map and model preferential groundwater flow paths. Like an Angiogram that enables medical personnel to "see" flow paths of blood inside the human body, the Willowstick method is able to quickly render either 2D or 3D maps and models of groundwater flow paths. ...
Husky - Helicopter Water Tanksby Husky Portable Containment
Husky® Helicopter Tanks are water shuttle tanks designed to be transported by helicopter and set down into forestry areas for a water supply for the firefighters whether in remote areas or not. The Helicopter Tanks are designed in a tetrahedron shape for excellent stability when being transported or just sitting on the ground.
TrojanUV - Phox - High Output, Monochromatic Amalgam UV Lampsby Trojan Technologies
The TrojanUVPhox (UV-Photolysisand UV-OxidatJon) solution is a groundbreaking, pressurized ultraviolet (UV) light reactor that utilizes Trojan's high-output, monochromatic amalgam UV lamps.
Primayer - XiLog+ Series - Data Logger with GPRS + SMS for Water Managementby Primayer Ltd
XiLog+ series is a new range of remote data loggers available from Primayer. Every logger can be programmed for GPRS or SMS communications. It is available in single to nine channel models for use with a wide variety of sensors for monitoring water networks.
HBV/IHMSby SMHI International Consulting Services
The HBV model is a well-known model for the calculation and modelling of flows. The calculations are carried out on a calibrated river with observations for water level and volume of discharge and with observations and forecasts for precipitation and temperature. IHMS is the user interface which makes the modelling work easier.
RP-30 - Radar Profilerby Sommer Messtechnik
Mobile and contact-free measurement of surface velocity profile on rivers, especially under flood conditions.
TECHBASE Groundwater Professionalby Techbase International
The TECHBASE Groundwater Package was designed for groundwater modeling and quality evaluations. With this package you store data in the TECHBASE database manager. Then statistically analyze, graph, draw maps and cross-sections. Finally use the USGS MODFLOW program, as adapted to TECHBASE, to model your groundwater flow.
CFEST UCODEby EWM
Current and long term groundwater planning and management need a credible calibrated mathematical model of natural large groundwater systems. EWM provides the following integrated technologies for field applications: CFEST (Coupled Flow, Energy, and Solute Transport): a three-dimensional, finite element code with grid generation and 3D ...
Sea Water Reverse Osmosis (RO) Systemsby Uni-Flo Services Ltd
These land based, non sea water Reverse Osmosis (RO) systems can be categorised as two types; mains towns water system typically running on low pressure and brackish water type, where typical uses would be ground water or in desert areas, where feed water quality is largely inconsistent due to differing aquifer levels brought about by heavy or no ...
Clean Frac - Model 60k - Single Step Extraction Systemby OriginOil, Inc.
Now shipping, CLEAN-FRAC Model 60K is designed to process produced or frack flowback water at acontinuous flow rate of 1 barrel per minute or 60,000 gallons/day in continuous operation.The CLEAN-FRAC Model 60K is designed to efficiently remove organics, such as crude oil, and suspended solids and bacteria from process water such as produced ...
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50 Days of Change, Day 10: Other than your body changes, what do you hope changes in your mindset thoughout this challenge?
I want to be more positive about everything. I want to feel love for myself and I want to reconstruct my thoughts so they help me instead of bring me down. If I achieve this I will be so happy :)


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pyrobe replied to your post: pyrobe replied to your po…girugamesh" romney wisperd
"u called mitt romney" girugamesh replie
"i need you to.. .take care of somenef or me" romeny…
An excerpt from actual GOP campaign strategy
(Source: teensytoothless)
Is Obama Beast then?
Is Bell all American Women?
Is Obama going to get it on with all American Women?
O dear, the implications.
(Source: katiemcgrath)
What I hate about politics is that there is an old conservative and religious generation making the voices of younger conservatives seem much harsher then perhaps they deserve to be seen as.
The decision between the two candidates presents a tough moral choice: is 'better' tax policy of the utmost import? Is it so important that it should be supported even it means denying fundamental civil liberties to voter's friends and neighbors?
If America was a ten story apartment it's the equivalent of asking if everyone would be okay with one floor out of the whole ten stories being banned from expressing themselves, marrying who they choose, having custody over their children, and visiting their loved ones in hospital, (among other issues) in return for a decrease in rent for only those that earn the most, and who have the easiest time paying rent, a total amount of renters taking up less than one half of one floor.
More and more convinced that Mitt Romney is the center of some alien moral experiment, like from The Day The Earth Stood Still. There's an alien race watching us, judging us, seeing if the most powerful country on the planet will elect someone who has admitted he doesn't care about half the population, supports a party platform which oppresses women's rights (another half of the population) and gays (I'm not pretending to be unbiased here), and has actively tried to become richer and wealthier at the expense of others while claiming he has not and cannot see why his privileged background and trust funds makes him any different, and this is the best part that the Blorgons engineered him with, makes his "hard work" somehow better than the dedication of people born with no advantages, needing to scrape by with government help.
I can't wait for Election Day when we get Obama back hopefully and ships descend from the sky, the Blorgons hailing us on all frequencies, the day we past the Test.
Of course we probably wouldn't trust them then anyway, but we all know Will Smith and Michael Goldblum are sitting on standby in case of emergency.
O man, Romney just got punk'd!
Mitt Romney's to LGBT people. Seriously? (via think-progress)
What the fuck?
(via lilmissanno)
"ROMNEY: I don't really care what you tell your adopted daughter. Why don't you just tell her the same thing you've been telling her the last eight years."
I don't even have fucking words.
(via iamtalkingback)
I was expecting this to link to an Onion article AND IT FUCKING DIDN'T.
(via bubonickitten)
(via sageoflogic)
GOODRIDGE: Governor Romney, tell me — what would you suggest I say to my 8 year-old daughter about why her mommy and her ma can't get married because you, the governor of her state, are going to block our marriage?
ROMNEY: I don't really care what you tell your adopted daughter. Why don't you just tell her the same thing you've been telling her the last eight years.
Romney described the meeting to the press as "pleasant," as Goodridge cried.
Sometimes a little man can cast a large shadow.
-edit: this used to say, "Sometimes a little man can cast a larde shadow." and NO ONE called me out on it. Fuck you guys. Seriously, it's like I'm insinuating Peter Dinklage is some rotund midget beach ball who'll start smelling like bacon if he stands in the sun too long.
Design by Simon Fletcher. Powered by Tumblr.
© Copyright 2010


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The debate wages on over New York City's safety measures for curbing violence on school grounds: Are the current policies too strict… or still, not strict enough?
A little more than a decade ago, the city granted authority to the New York City Police Department to take over the management of public school safety with a "zero tolerance" policy, based on the theory that cracking down on minor offenses would help reduce overall serious crime.
When implemented in schools, zero tolerance granted NYPD-supervised school safety agents authority to immediately intervene during a violent incident, which sometimes resulted in student arrests.
According to NYPD, these zero tolerance policies were working, citing a 34 percent decrease in crime citywide since implemented.
Well, recent data released by the State Education Department shows that while citywide violence may have receded, violence within schools has hit an all-time high, according to the New York Post.
The report shows that fights, crimes and other incidents have jumped more than 50 percent since 2005, to 68,313 major and minor incidents in the 2010/2011 academic school year.
Some of the data collected showed assaults with a weapon and assaults with serious injury more than doubled since 2009. Drug possession jumped by more than 50 percent since 2008; while alcohol possession more than doubled since 2006. Additionally, cases of intimidation and bullying had nearly doubled since 2005.
This new information hardly matches up with the NYPD's claim that their zero tolerance approach to fighting crime is working.
Additionally, it is a policy that already has been challenged by the New York Civil Liberties Union, which argues, zero tolerance feeds a pipeline that unfairly saddles students with a criminal record they otherwise would not have.
In fact, in an NYCLU report released in March 2007, entitled "Criminalizing the Classroom: The Over-policing of New York City Schools," it states that schools rely on suspension, expulsion, citations, summonses, and arrests to handle disciplinary problems like bringing cell phones and iPods to school, smoking cigarettes and skipping class.
So is the current zero tolerance approach to curbing violence in the classroom truly effective? The State Department of Education and the NYCLU would probably agree: "No."
However, where they would disagree is in the approach: For the NYCLU's part, the current policies appear misguided and overly punitive. For the State's part, they likely appear not stringent enough.
What do you think are workable solutions for curbing violence in schools? Tell us in the comments.


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- 73 total posts
- 2 reviews
- 71 comments
Reviews by kanobe
worth it - 2 sessions. 2 vials per session - Cape Cod, MA
Must list price by vial. I have had 2 sessions. 2 vials per session. so $500 per vial. Supposed to go one more time may be 1 or 2 more vials. I have never had a treatment like this before. No botox etc. Found it to be quite painful but you can get through it. I bruised alot. More the first time.... READ MORE
Mini Face Lift and Neck - North Dartmouth, MA
I am 52 (almost 53)...my neck is saggy and stringy muscles pop out. Also jaw line is starting to jowel. I have been thinking about doing this for about 6 months. Had consultations with several doctors. Having face work is terrifying! There are very few plastic surgeons in my area. I have had... READ MORE
Recent comments from kanobe
Shes only 1 month post...many changes to come!! Dont judge just yet....even 1 month out tremendous improvement. Cant expect perfect...have to be realistic of what can be :) READ COMMENT
I had an episode like that. It was not related to my surgery. I was suddenly losing huge amounts of hair. Went to doctor and he referred me to dermatologist. I already have hypo thyroid and am on meds for that. Anyway he said it is... READ COMMENT
So many people around me acted like they did not notice anything. Then I ran into a friend I have not seen in several months and right away she said "what did you have done you look great!" LOL.... READ COMMENT
Everyday will get better....that was alot to do but only one recovery for all....you will be Happy in the long run! Lucky to have such a great husband. Mine was great as well but he would not want to ever do it again. :) READ COMMENT
Hope all went well!! Its a lot to do at once....be patient about recovery...lots of helpful reading here. Helped me so much! READ COMMENT


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Report Sheds Light on Anti-Muslim Bias
By Jon Campbell
Rikers Island Lawsuits Over Diabetic Care
By Albert Samaha
87-Year-Old Inmate Granted Parole
By Albert Samaha
Weird Racist Flyer in South Brooklyn Is Weird
By Anna Merlan
By Anna Merlan
Bridget Everett: Crazy Raunchy Cool
By Julie Seabaugh
New York's Shield Law Notches a Victory
By Jon Campbell
Trial Begins for $240k Bank Robbery in 1993
By Albert Samaha
Davinder "Jimmy" Singh was only 14 in July 2000 when his father paid a smuggler to take him from his village near New Delhi to a new life with his aunt and uncle in America. It took him about 16 hours to fly from Bombay to New York and a year and a half to reach his relatives in California. In between, he spent nearly two months in a guarded hotel room where he was sometimes handcuffed to the bed at night; three months in a shelter where he threw up every day from being forced to eat everything on his plate, including the meat, which had never been part of his Sikh diet; and a full year in a youth detention center, where he says he was bullied by the larger boys and belittled by the staff. His host for this ordeal was America's Immigration and Naturalization Service (INS), which nabbed the undocumented boy upon his arrival at JFK and detained him as his request for asylum crawled through the system.
While the post-9-11 roundup of Arab and Muslim immigrants has put INS detention in the spotlight in recent months, the plight of the nearly 5000 children locked up by the system each year remains one of America's ugliest secrets. Their average age is 15; the vast majority are boys. Senate subcommittee hearings on a proposed bill to take the responsibility for such children away from the INS are scheduled for Thursday.
According to INS spokesperson Karen Kraushaar, when minors enter the U.S. illegallyusually for the same reasons as adults, seeking democratic freedoms and opportunity, fleeing persecution or warthe government takes great pains to locate U.S. relatives and usually manages to turn kids over to them within three days. In the thousands of instances in which such efforts fail, though, the agency places children into custody in one of some 90 facilities around the countryusually campus-like shelters run by nonprofit agencies, but sometimes high-security prisons that incarcerate U.S.-citizen juvenile offenders. Meanwhile the immigration courts consider whether the child can stay in the country or must be deported. Typically, the process averages a little over a month, says Kraushaar, but it can drag on much longer if there's trouble finding a sponsor or the agency fears that the purported "relatives" are really "snakeheads," smugglers who will sell the kids into indentured servitude or prostitution.
But the system often breaks down, immigrant advocates charge. More than a third of the detained youngsters wind up like Jimmy, languishing in untenable situations for months, and sometimes for more than a year. Many of these children, already lonely and fearful, are further isolated because there's nobody around who speaks their language. During most of his detention, Jimmy communicated in Punjabi only during the two five-minute phone calls he was allowed to make to his relatives each week. Worse, more than half the kids don't have attorneys, despite the labors of pro bono projects around the country, so they often go into hearings with little understanding of what is happening and no knowledge of their legal options. Those with counsel are often transferred to facilities far away from their lawyers.
In one of the most egregious cases currently, Alfredo López Sánchez, a 16-year-old Mayan from Guatemala, has been shuttled from one facility to another seven times over the last two months, sometimes with his ankles shackled and his wrists handcuffed to a chain around his waist. Alfredo arrived in June, seeking asylum from domestic abuse so severe that a psychologist has diagnosed him with post-traumatic stress disorder. He was placed in a 56-bed shelter in Miami popularly known as Boystown. Operated by Catholic Charities under contract with the INS (to the tune of $1.9 million a year), the residence looks like a low-rent boarding school. (Indeed, kids attend school there and begin each day reciting the Pledge of Allegiance.)
Claiming that Alfredo might be planning to run away, in November the INS transferred him to Monroe County Jail for "his own safety," though the jail's contract with the INS to hold immigrant detainees explicitly excludes juveniles. After Alfredo's attorney, Christina Kleiser of the Florida Immigrant Advocacy Center, complained, the INS moved him to a juvenile shelter in Leesport, Pennsylvania, 1200 miles away from one of the few interpreters of his rare native dialect, Southern Low Mam. In December, the INS transferred Alfredo back to Boystown for a day, then moved him to a Miami hotel, then back to the Monroe County Jail, which refused to house him, and then back to the hotel, where for about three weeks he sat in a guarded room all day in a weird sort of house arrest. In early January, the INS brought him back to Pennsylvania, then early this month back to another Miami hotel so he could attend a scheduled hearing there. It took a federal restraining order to keep him in Miami as his case goes forward.
Complaints about such seemingly arbitrary and pitiless actions on the part of the INS have been leveled for years by children's advocates, human rights groups, and internal government reports. A 1985 class-action suit, Flores v. Reno, challenged, among other things, the often lengthy terms and harsh conditions of minors' confinement; its settlement in 1997 after 12 circuitous years of appeals that went all the way to the Supreme Court established national guidelines, requiring, for instance, that children be detained in the least restrictive settings possible.


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Here I am, a little surprised to be standing by the effervescent Patricia Bolton (Pokey) of Quilting Arts Magazine fame for taping of a guest artist segment for the new Quilting Arts TV that will soon air on PBS. I say surprised because it was a scary trip, through a massive three-hour the-sky-must-be-falling rainstorm that almost made us miss our plane. Luckily Russ took that race-car driving class in the rain last fall and was able to avoid a terrible wreck on a bridge, and luckily I had lots of sealing tape in the car so I could waterproof my cardboard box of quilts.
And luckily, we got to Cleveland in time to visit the tv studio and unpack my gear AND attend a couple of art openings, the 125th anniversary show at the Cleveland Institute of Art and another one at an artist-run alternative gallery called Spaces.
But the next morning, I realize I've brought waaay too much stuff. Not wanting to follow the tried and true formula for a step-by-step project on camera as was suggested, I brought a big quilt to assemble live so viewers could feel the excitement of seeing a project come together. Before when I did a documentary with PBS, I just acted natural, and they edited it later. What I didn't realize, this time the process was different. We had to do it right in front of the camera in real time. Yikes!
Though I had pre-camera jitters and all the layers of studio makeup made me feel a bit like a Kabuki actor, Pokey and the producer were able to help me streamline and focus. In fact with Pokey's gentle cues, we did the whole segment in one take. Yay! Only thing that to be edited out was my mistake at naming a certain product that goes by the initials of W.U.
Since I went first, I had the rest of the day to enjoy watching the other artists do their gigs, and Pokey do her in-between bits.
I loved the opportunity to study closely the work of Mary Ann Tipple who brought her series of "Things Your Mother Warned You About" based on vintage photos of her mom (now 92 but still on a bowling team) and dad — collaged, painted, and stitched on cotton duck canvas. I think this one is called, "Drinking."
Here's the other artists in the lunchroom — Laura Cater-Woods and Wendy Richardson — with guest artists like this and Pokey's infectious enthusiasm, the show's going to be a good one. Hiding in the back is Russ, the photographer of most all these photos. Thanks Russ! I wish Judy Perez who is also going to be on the Pictorial quilts episode with me could have been there, but she doesn't tape until Tuesday.
Best of all at the end of the day, my quilts were in front of the camera and I was behind it — which I much prefer. But get a look at this camera — I felt like I was in some spacey sci-fi studio with that big camera zooming up, down, and close-in to animate across my quilts.
18 Responses
How cool is that?!! I can't wait to see it. (I really hope our local PBS carries it.) Congratulations!
Awesome! Can't wait to see the show.
I just love Pokey! I can't wait to see these shows. The two of you look so cute together.
Wow,it looks like you had the best time taping the show! This airs sometime in December right? I'll have to make sure to TiVo it. What fun to see Pamdora come to life on screen.
It was unnerving actually, but what doesn't kill us, makes us strong, right? hehe
What an unnerving experience. You're a pro. Congratulations . . . again.
Looks like it will be a great show … wish we could see it in the UK, or on the internet…

Sarah, I've heard the show will appeal to mixed media artists also, so maybe there's hope.

Way cool! I hope Maine PBS will carry the series, but given their total dis-interest in sewing of any sort, I'm pessimistic for once… hope online will have it, or something!
Hi WOW! QArts TV! I really do wish I lived in the USA sometimes!! How exciting. Helen
Can't wait to see you on the small screen (well, gosh, mine's pretty big!) again. You look marvelous, as always.
You, everyone else and your quilts wear tv well. All of you look really great! Congratulations,
Woohooo! Must have been a great experience.
Oh what fun! I'm going to have to call my PBS station and "demand" that they acquire the show.
WOW! I'm speechless. What an experience.
Good-all for you.


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Of Montreal, Wild Moccasins, French Horn Rebellion Warehouse Live, December 3 Of Montreal's sunny psych-pop brims with such starry-eyed youthful bliss that it might be a little sobering for aging hipsters to remember that Kevin Barnes' crew was once peers with Elf Power, Olivia Tremor Control and T ... More >>
Of Montreal, Cults, Roman GianArthur, Kishi Bashi Fitzgerald's March 11, 2012 This was a sold-out show where all of the acts really put on a, well, show. Although the theatrics Of Montreal provided at previous shows was toned down, they still delivered a spectacle. In fact, all of the billed acts ... More >>
Dozens of local rock, blues, jazz, folk and jam acts take over Dan Electro's Guitar Bar in the Heights for the completely free annual South by Due East festival, tonight through Monday. Door times are 5 p.m. Tonight and Monday, 3 p.m. Saturday and Sunday. DJ duo Ceeplus Bad Knives and Mr. Castillo ... More >>
Of Montreal hasn't gone a year without releasing some kind of new, evolved material since their debut album Cherry Peel in 1997. Lead singer Kevin Barnes repeatedly claims the group's new album, Paralytic Stalks to be his most personal. Barnes has written and produced most of Of Montreal's tracks ... More >>
Acid Baby Jesus, Night Beats, Paint Fumes: Thu., April 26. Walter's, 1120 Naylor St., Houston. "Praia Urbana" With ATFC, DJ Spen: Sat., March 10, 2 p.m. Last Concert Cafe, 1403 Nance St., Houston. Belanova: Tue., April 24. House of Blues, 1204 Caroline, Houston. Bowling For Soup, Patten Pending, ... More >>
After a preview last fall featuring Girl In a Coma, it gives Rocks Off great pleasure to announce that effective immediately, we will be sponsoring selected in-stores at Cactus Music, no fewer than two a month. Our first in-store is 3 p.m. Saturday, Feb. 18, with Texas mods the Freddy Steady Krc's ... More >>
Photos by Marco TorresOf Montreal, Janelle Monae Numbers November 4, 2010 At ACL we lamented that The Flaming Lips performances have evolved to be less about the music and more about the floor show. You know what you're getting when you pay for a Lips concert ticket - Wayne Coyne will get in ... More >>
Photos by Kristy Hutto Seeing Of Montreal is the feeling I'd imagine having if I were to walk inside a kaleidoscope after having smoked way too much mescaline laced with crushed-up diet pills from a bottle of unicorn blood. We are the polka-dots. From the looks and sound and feel of Wednesda ... More >>
Of Montreal overreaches on the gratuitous Skeletal Lamping
Scary Monsters (and Super Creeps)
As Gomer Pyle used to say, well surprahs, surprahs, suprahs. Billboard and several other news outlets reported yesterday that Jimmy Page, John Paul Jones and Jason Bonham (son of John) will tour next summer as Led Zeppelin, which was pretty much guaranteed when last year's reunion at an Ahmet Ertegu ... More >>
For the first time in a long time, Rocks Off is sitting here at HQ not listening to classic rock. (Ramon, let that sink in for a second.) Because I happened to have it with me on the way back from my parents' house, I set up the trusty XM Satellite Radio unit in my office this morning, tuned to co ... More >>
Shaken, Not Stirred
Steak Out
New releases from the Apples In Stereo and Of Montreal pick up the thread of a legendary collective
Of Montreal proves there's life, funk and creativity after Elephant 6
Saturday, June 11, at Mary Jane's Fat Cat, 4216 Washington Avenue, 713-869-5263.
Saturday, March 19, at Mary Jane's Fat Cat, 4216 Washington Avenue, 713-869-5263.


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Okay, so the puppy in this video probably wasn't in danger of actually drowning, but he was obviously in a panic until his mother came along and lent a helping paw. I love that mama dog was clever enough bump junior up onto the edge and then pulled him out of the pool, only to keep tugging long after he was safely on land. I'm okay, mom! Let me go! [via Buzzfeed]
Pending approval Lauren Davis


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Home » Financial Literacy
Category Archives: Financial Literacy
Federal Reserve Data Shows Growing Wealth Gap Based on Race
Federal Reserve Data Shows Growing Wealth Gap Based on Race
Don't give Uncle Sam a 0% loan
Don't give Uncle Sam a 0% loan
Tycoon Playbook Review
Tycoon Playbook Review
As a recent IRS report on America's wealthiest proves, the surest way to becoming rich has always been and still is by building your own business. There are two basic approaches to building a business. One way is to focus on finding the home run product or service to build a single company around. The other way is to focus on accumulating many businesses over time. The first variation requires far more luck considering just how many failures there are relative to successes. The second variation is a simple numbers game based on the reality that once you have a system and team in place for acquisitions, you will have far more winners than losers over the long run.
This second path is often referred to as the PacMan strategy because you use your company to gobble up other companies. It's the most proven path to billionaire status.
As with most things in life, the basic concept is simple while the devil is in the details. This is where the Playbook truly shines. The three month course reverse engineers the acquisitions strategy employed by tycoons and billionaires who made their fortunes through wheeling and dealing in businesses. Then it breaks down this complex topic into easy to understand and follow action steps. Equally importantly, it also shows you how to avoid the minefields. This is not a course built on dry academic theory.
The creator of the course worked for many years helping entrepreneurs and mini-tycoons to buy and sell businesses. In addition, he has also spent decades studying how they got started in the game and built their empires. As a result, the Playbook is rich in examples of actionable steps taken by tycoons to not only get going but to get it right.
What are the key rewards of the course in my opinion?
First, if you're thinking that becoming wealthy requires an element of good luck in addition to work and perseverance, you are absolutely correct. The course reveals how you can maximize your luck if we agree that luck is a matter of being in the right place at the right time. It does so by having the second learning module reveal how insiders spot emerging opportunities well before the masses do. The eighth module teaches you how to take a calculated risk by revealing the do-able deal test for acquisition opportunities. Once you have digested these two lessons your ability to do successful acquisitions increases dramatically.
A second reward of the Playbook is in how it takes a complex subject such as acquisition finance, which intimidates most people, breaks it down into its constituent parts, and lists the many options you have available for buying a business. You need not be a mathematical genius to understand how tycoons acquire control of businesses. By the end of the financing section you will feel like an up and coming Kirk Kerkorian.
A third reward in taking the course comes from discovering the Golden Feedback Loop used by tycoons to disrupt and dominate industries. The GFL may not be available in every situation but the Playbook shows you how to recognize pre-existing ones and even trigger your own whenever possible.
Finally, the biggest and most important pay off comes from the details in how tycoons started down the road towards fare and fortune. The difference between them and people who don't accomplish much is that they simply started and kept moving towards their goal. Most people never even leave the starting blocks.
The Tycoon Playbook contains the details of a billion dollar strategy. If you take the course and only apply 1% you will still be further ahead than most.
Any small business owner can begin to put these lessons into action immediately.
Bill Nye, Science Guy, Dispels Poverty Myths
Bill Nye, Science Guy, Dispels Poverty Myths
Meshulam Riklis's Growth Strategy by Peter Ireland
How Did Tycoon Meshulam Riklis Make His Fortune?
Money is to look at, not to use. – Meshulam Riklis
One of the questions that I get asked on a regular basis is about the possibility of following the tycoon growth strategy without employing debt. The answer is that it is possible to do so. Over the years I have participated on the buy-side in a number of deals with debt averse buyers. One Russian transportation company comes to mind. The management team had basically been given the company for free by the Russian government shortly after the collapse of the USSR in 1991. The managers then threw themselves fully into growing the company internationally, including in the USA. However, their steadfast rule remained "no debt." Every acquisition had to be financed with internally generated cash.
The downside to avoiding debt is that it will take longer to get started and, thereafter, growth will be slower. However, some people just prefer to avoid the use of debt. In thePlaybook we focus on those who utilize well-managed debt to grow because it's easier to start that way and the growth rate is far higher. If you are starting out without a large war chest, it's imperative to be creative about financing. If you wait for the heavens to drop your grubstake into your lap, you will be waiting forever. The lesson is start small and fast, then build momentum.
Tycoons are masters at the creative financing needed to get rolling. Once you learn the basics of deal-making from them and have achieved a critical mass almost any deal becomes do-able. The challenge is to get started today with what you have. Tycoons have a great deal to teach us about getting off our duffs and starting one step at a time. Let's take a look at what I mean by this.
One of the financial tools used by tycoons is leverage. This simply means that they will use as much debt as possible to put the financing together for a deal. In many cases, for every dollar of equity they invest there are four to nine times as many dollars of debt. We could spend a great deal of time going over how this is done but today I want to leap-frog the topic to someone who took leverage to an extreme.
I refer to Meshulam Riklis who described his financing strategy as "the effective nonuse of cash." He summed up his financing philosophy as "Money is to look at, not to use." Recall the old joke about bankers: they will only lend you money when you can show that you don't need it and slam the door in your face when you do need it. The joke captures the catch-22 faced by borrowers. Riklis came up with a beautiful solution to the problem which he described in the following words:
Mergers may serve several purposes, but they usually have one single aim at the start. That aim is to create a better and more rounded operation that can lead to more profitable results.
After the first acquisition of Rapid Electrotype, the determining factor in the success of all subsequent deals, has been effective use, or nonuse, of cash.
The point of cash can best be illustrated by asking the question: If you knew I was in a position to pay for the article I wished to buy would you give me credit? Of course, the answer is bound to be "yes" and vice-versa, if one did not have the cash to pay for the merchandise he wished to buy, he would certainly be required to pay cash.
So Riklis began hoarding his cash and flashing it in front of lenders whenever he was raising financing for a new acquisition. The sight of the cash served to assuage their anxiety about lending to Riklis and helped him to keep his equity stake to a minimum.
To learn more about how you can become a Tycoon, click here.
Paul Piff: Does money make you mean? – Lugen Family Office
Paul Piff: Does money make you mean? – Lugen Family Office
It's amazing what a rigged game of Monopoly can reveal. In this entertaining but sobering talk, social psychologist Paul Piff shares his research into how people behave when they feel wealthy. (Hint: badly.) But while the problem of inequality is a complex and daunting challenge, there's good news too. (Filmed at TEDxMarin.)
Paul Piff studies how social hierarchy, inequality and emotion shape relations between individuals and groups.
Why You Should Listen To Him?
Paul Piff is a post-doctoral researcher in the psychology department at the University of California, Berkeley. In particular, he studies how wealth (having it or not having it) can affect interpersonal relationships.
His surprising studies include running rigged games of Monopoly, tracking how those who drive expensive cars behave versus those driving less expensive vehicles and even determining that rich people are literally more likely to take candy from children than the less well-off. The results often don't paint a pretty picture about the motivating forces of wealth. He writes, "specifically, I have been finding that increased wealth and status in society lead to increased self-focus and, in turn, decreased compassion, altruism, and ethical behavior."
"When was the last time, as Piff puts it, that you prioritized your own interests above the interests of other people? Was it yesterday, when you barked at the waitress for not delivering your cappuccino with sufficient promptness? Perhaps it was last week, when, late to work, you zoomed past a mom struggling with a stroller on the subway stairs and justified your heedlessness with a ruthless but inarguable arithmetic: Today, the 9 a.m. meeting has got to come first; that lady's stroller can't be my problem. Piff is one of a new generation of scientists—psychologists, economists, marketing professors, and neurobiologists—who are exploiting this moment of unprecedented income inequality to explore behaviors like those. " Lisa Miller, New York Magazine
Introducing the concept of a Collaborative Will by Tom Deans
Introducing the concept of a Collaborative Will
by Tom Deans
At a farm convention in Chicago, I was approached by an audience member who explained that gifting a working farm to her children was preferable to selling and leaving them each $5 million. When I pressed her for more details – such as – "what do your children think of your plan?" She snapped her head back and proclaimed, "why would I tell them?"
I have to confess it wasn't the first time that I had heard someone say that silence was going to be the key ingredient of their estate plan. It got me thinking how many beneficiaries – children especially — truly know the contents of their parent's wills?
When I put the question to my audiences, "how many people hold a copy of their parents' wills?" Only 10% on average acknowledge they do. The more interesting question is: "how many in the audience will play a lead or significant role in providing care for an aging parent?" The response — an average of 75% — agreed they would. I find the disparity between these two pieces of data, striking.
The relationship between inheriting money and the provision of health care is an issue moving into the media and cultural spotlight for two major reasons – we're living longer (a lot longer) and the cost of health care and assisted living are rising faster than inflation and saving rates.
For some who live much longer than the average age of 76 for men and 81 for woman, many will turn to family for financial support and care when their savings are fully depleted – the same family from whom secrets were kept when a surplus seemed assured.
Why do so many people keep secrets from those who will likely be providing them with late in life care? How do secrets serve beneficiaries or add to relationships before we become old and dependant? Talk to enough estate planning professionals and they'll tell you it almost always comes down to a lack of trust and a debilitating fear of death.
For those who view their money as an absolute source of power and control you can see how the aging process and the concomitant relinquishing of power and control makes dying and death such a wretched, fearful experience. Compare that to individuals who seriously prepare family, friends and charitable organizations to receive not just their wealth but their wisdom and you'll find some extraordinary relationships built purposefully over a lifetime – even when years outstrip savings.
Sharing the contents of a will requires judgment – some might call it wisdom nurtured over time. A wisdom both taught and harvested through conversations with intended beneficiaries not in the last year of life, when death seems imminent, but precisely the opposite, when death is a distant abstraction.
A will doesn't need to be seen as a solo "end of life document" but rather a collaborative work of art monumentally improved by living in relationship with our intended beneficiaries.
It is the act of collaboration, supported through frequent and deliberate conversation about the future that we leave something more valuable than just our money. This is, in part, how our fear of death recedes when we know with confidence that our beneficiaries—our emissaries — will take our ideas and perhaps our surplus assets at death and live purposeful lives themselves.
Have you shared the contents of your will with your intended beneficiaries – the ones likely to be providing late in life care for you?
To Book Tom Deans as the Keynote Speaker at your Next Event, Click Here.
There's someone you should have a chat with… by Family Wealth Coach
As we approach the end of the calendar year, there is someone we recommend you have a friendly conversation with: your accountant.
The end of the calendar year carries its own due dates that create boundaries and opportunities for you. A coffee with your accountant would be a smart move. Here are a couple of things you might want to say [choose your own words, of course] to spark some useful and potentially profitable conversation:
1. There's a rumour out there that non-eligible dividend tax rates are rising in 2014. Should I pay out a larger dividend in 2013?
2. I heard that there are changes in how we have to report my foreign assets – is there anything new I need to put together to help you prepare for tax season?
3. I have a feeling that interest rates are going up – should I top up my loan to my spouse?
4. I sold my business in 2013 and have been thinking about giving back a bit, or getting more serious about philanthropy. Do I need to make a donation before year-end to offset this one-time tax hit? Is there anything I can do to still give me some time to strategize, or do my gifts need to be finalized by the 31st?
Also, there are less urgent, but not necessarily less important, tasks like:
• Review the beneficiary elections on your insurance contracts
• Any contributions you might want to make to TFSA, RRSP or RESP accounts
• Update wills and shareholders agreements
Finally, to take this up to our more customary big picture, before you make decisions on financial issues, it's an excellent moment to think about four things: your values, the vision for your family and wealth, the mission you're working to accomplish, and the specific goals you are working to achieve.
This is a good time of year for you to have a conversation with your key advisors, and especially your accountant. Your decisions are worth the extra few minutes.
My Vet sends me reminder letters … Why can't my lawyer when it comes to my will? by Tom Deans
My Vet sends me reminder letters … Why can't my lawyer when it comes to my Will?
Leading up to the release of my new book Willing Wisdom, I paid extra attention to the mail I received. Delivered to my home over the course of three months, were reminder letters from a host of personal service suppliers, including my accountant to file my taxes, my window cleaner, my lawn service, my insurance provider and my veterinarian.
What I didn't receive, in fact what I've never received over the course of my 51 years on the planet, is a letter from my lawyer reminding me to up-date my will. Curious to know if I'm special (and not in a gifted way) I recently asked my audience – about 200 business owners from across North America assembled at a convention in La Jola California – how many of them had received an annual letter from their lawyer reminding them to up-date their will? Only seven hands shot up.
The results confirmed my suspicion that, like me, 193 people in that room had windows and pets receiving better regularly scheduled maintenance than their estate plans. So what's the deal?
More alarming is that when questioned on the subject, half of that room acknowledged they didn't have a will at all. When pressed further, 50% of those who did have a will confessed that it had been more than 5 years since it was last up-dated. When questioned even further almost the entire room confessed to having clean windows, healthy pets and weed free lawns.
Approximately 125 million North Americans over the age of 18 have no will and will eventually die intestate. The resulting financial and relational devastation to families is incalculable.
When I asked my veterinarian how she could be so organized and proactive in scheduling my pet's annual check-up she tilted her head side ways (kind of like the way my dog Goblin does when I say "treats") she blurted out – "auto-scheduler". She might as well have added …"duhhh."
Asking her for detail on this cutting edge 25-year-old technology she noted it was free — as in it doesn't cost anything.
Below is the letter I received from my veterinarian word for word.
To: Tom Deans
Annual physical examinations and a personal health consultation is integral to maintaining Goblin's health. Please call our office to schedule an appointment. We've missed you and look forward to seeing you soon!
Dufferin Veterinary Hospital
If you're not receiving a letter from your lawyer reminding you to up-date your will, would you consider forwarding this article to your lawyer and help them get acquainted with the power of "auto-scheduling" and helping clients keep their estate plans up-to-date? Here's a sample letter for them to consider sending annually to clients like you.
Dear client:
A will is one of the most important legal documents for you and your family to consider. If one or more of the following apply to you, please call our office and schedule an appointment.
In the past year have you experienced?
- the birth of a child, grandchild or other close family member?
– has someone close died?
– have you acquired or sold a business?
– has your financial situation materially changed?
There are many other changes in your life that may affect your will that we would be pleased to discuss, including Powers of Attorney, Advanced Health Care Directives and the selection of Executor(s).
I look forward to meeting with you.
Your Lawyer Who Totally Gets that You are Busy and Reluctant to Think, Talk and Up-Date Your Will.
And while you're at it, please remind your lawyer that no less than four US Presidents died without a will — two were lawyers.
To Book Tom Deans, a Lugen Family Office Speaker and
The LFO 2013 Speaker of the Year Award Winner,
to speak to Your Clients, Donors, or Employees at one
of your events, please click here.


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This extension leg table is constructed from select hardwoods and ash veneers in a rustic finish. This extra large dining table includes two 18 inch leaves and will comfortably seat up to 10 people.
The Treasures Extension Leg Table by Liberty Furniture is available in the Hartford, Bridgeport, Connecticut area from Pilgrim Furniture City.
Enjoy a meal with a large group of family or friends when you extend your table with a leaf. Various sizes and quantities allow you to customize the space to fit your exact needs and when the party is over return your dining room to a size that suits your everyday life. Get extra space when you need it by utilizing the simple leaf or leaves included with this table.
Treasures Dining Collection represents one of the largest collection of choice in style and variety. Choose from the styles available for dining in a formal or casual setting with a variety of chairs, tables, and finishes. Coordinating dining storage and display pieces as well as living room occasional tables offer rustic style with a country flair for your home. All pieces are made of select hardwood and natural veneers completed with select items available in Rustic Oak and Rustic Black finishes that are easy to mix-and-match.
The Treasures collection is a great option if you are looking for Casual furniture in the Hartford, Bridgeport, Connecticut area.
View other items in the Treasures collection available from Pilgrim Furniture City in the Hartford, Bridgeport, Connecticut area.
Dining seating and tables no longer come in just one height. Many different brands and styles offer regular, counter and bar height sizes for both tables and chairs or stools. Learn the key differences between regular, counter height and bar height to help create your ideal entertaining and eating space.
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Pilgrim Furniture City is a Grants Pass, OR furniture store that features a great selection of living room furniture, bedroom furniture, dining room furniture, home office furniture, entertainment furniture, accent furniture, and mattresses in the Hartford, Bridgeport, Connecticut area, and can help you with your home design and decorating. Located in Grants Pass, Oregon, about 30 minutes from Medford, our furniture store offers great quality furniture to Medford, Jacksonville, Ashland and the Jackson County area. We are dedicated to customer satisfaction and providing the highest quality furniture at the lowest possible price to the Hartford, Bridgeport, New Haven, Stamford, Waterbury, Bristol, Meriden, Southington, Milford, The Post Road, Middletown, New Britain, Norwalk, Waterbury, Danbury region. If you're looking for furniture stores in the Medford area, look no further than Hartford, Bridgeport, Connecticut.
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Harsh plays at BPAC
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Marysville resident David Harsh is scheduled to take to the stage for a free concert from 6-7:30 p.m. on Sunday, Dec. 6.
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After a while, you won't even need to think about these things anymore. You just do it, just like washing the dishes every night. Sometimes stockpiling can be a big money sink or worse, a big money toilet. That happens when you stockpile things you could have lived without or that don't get used or that could have been purchased much, much cheaper.
Married to my sweetie and enjoying life with our fabulous dog. Expecting #1 in August 2012!!!!
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Global Disability Research
UCL Futures Grant
The UCL Global Disability Research Group have been awarded funding from UCL Futures to hold a four part seminar series followed by a one day conference to be held in April 2010.
For more information about our exciting new seminar series, please click here.
UCL Global Disability Research
UCL Global Disability Research focuses on disability research in the areas of global health and international development. It is comprised of faculty members and students from the Leonard Cheshire Disability and Inclusive Development Centre and the Centre for International Health and Development, which is based in the Institute of Child Health.
The research collaboration is a partner of UCL's current Grand Challenge of Global Health initiative, and has strong interdisciplinary links with departments throughout UCL, as well as strong ties to researchers working on disability issues worldwide.
Members have on-going research in Africa, Asia and Latin America, as well as undertaking regular work in the UK, the EU and the US. We serve as regular consultants for UN organisations, international development organisations, global non-governmental organisations and international disabled people's organisations. Our members regularly publish in leading journals, present findings at international conferences and teach at BSc, MSc and PhD level. To find out more about our members, please click here.
UCL is also home to Source – an international information support centre designed to strengthen the management, use and impact of information on health and disability.
We runa series of seminars throughout the term focusing on global disability research.
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UCL Futures Seminar Series
Upcoming Seminars
Seminar: 16th February 2012, 17.00-20.00
Entry, engagement and empowerment: Dilemmas for inclusive education in an Indian context
Speaker: Dr Nidhi Singal
The concept of inclusive education has been an integral part of the Indian policy discourse for over a decade. It has been enshrined in popular media and has gained legitimacy in government, international and national NGO circles. While India has made a significant increase in the number of children enrolled in school, a large proportion continue to be excluded from and within the education system. Children with disabilities remain one of the most disproportionally represented amongst this group. Drawing on rich ethnographic data collected from two research projects based in different parts of urban and rural India, this presentation will interrogate the educational experiences of people with disabilities, and also investigate how policy rhetoric is being translated into practice.
Findings from the data suggest that while children with disabilities are now part of the mainstream schools' consciousness of responsibility, thus enabling their 'entry' into such schools, their participation in the classroom remains strongly framed within the notion of 'teachability'.
Accounts of the young people who have negotiated the education system note overwhelming feelings of frustration but also high levels of resilience and an incredible faith in the positive benefits of education.
Using the work of Amartya Sen and others, Dr Singal will argue that systemic changes are needed where the focus is on issues of educational equity, alongside concerns for quality.
The seminar will take place on the 16th February 2012 from 5pm-7pm and will be followed by a drinks reception.
Seminar: 22nd March 2012, 17.00-20.00
Digging deeper into 'inclusive development': insights from a discursive analysis of the construction and problematisation of disability in international development policy
Speaker: Nina Marshall