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Tia and Mikko's Masterplan From Finland
Tech Tour
Name: Tia and Mikko
Location: Southern Finland
Size: 79 m² / 850 sq ft.
Years lived in: 3
Tia and Mikko's home office offers a serene minimal aesthetic that permeates throughout their modest-sized home, characterized by the couple's ability to hide a wealth of highly-desirable home technology through careful and thoughtful planning. Both aspirational and inspirational, Tia and Mikko share additional details and helpful advice about harmonizing a digital lifestyle with eye-pleasing decor below...
AT Survey:
My/Our style: Modern Scandinavian, quite minimal sometimes almost ascetical
Inspiration: Space, light and shadows.
Favorite Element: Openness, the feel of space, how the light travels inside in the summertime. Our apartment looks and feels like us, it feels like home.
Biggest Challenge: Keeping the wholeness - the big picture, "the masterplan" - in mind, finishing the design piece by piece so that all the pieces fit together. Not letting the all new fresh ideas popping into mind carry us away from the original complete design. On the other hand sometimes these fresh ideas are just the thing to really get things running - like the concrete look-a-like wall in the home office that finally gave us the direction on how that room will eventually look and feel like.
What Friends Say: Mostly they think that we are nuts when putting so much effort and money on our home. But still, they think it looks nice in here, although some have said our style is too ascetical and even cold for them to feel like home.
Biggest Embarrassment: Our inability to get it completely ready. We have too many obvious things at almost finished state, e.g. the curtains missing from the bedroom, windowsill in the living room missing the finishing touches. We just always tend to start the next project before finishing the previous one.
Proudest DIY: The whole apartment has been gone through a complete overhaul that has mostly been done by us self - except for the bathroom, which was a contract work. So, the apartment renovation itself is really our proudest DIY project - and the wooden desk at the home office, which has been designed and manufactured from scratch by Mikko.
Biggest Indulgence: Bathroom. After living two years in otherwise completely renovated apartment, we finally had to do something to the authentic 70's feeling of our bathroom, give it a complete overhaul. It was a big investment when comparing to the rest of the apartment, but finally worth every penny.
Best advice: Do as much as you can before moving in. After that all things tend to get complicated. Plan well and do not hesitate to ask help when needed. Renovating and decoration is no rocket science after all.
Dream source: None really. We tend to spot stuff somewhere and then find out the way to get it. Our main sources for stuff are some shops in Finland and the always-increasing resources of the Internet.
Home Tech Resources:
Home Office: In practice a fully loaded Apple MacBook with 20" Cinema Display, aluminium keyboard, Mighty Mouse, and two external hard drives for backup purposes. Very much expanded Apple PowerMac G5 with 20" Cinema Display, aluminium keyboard, Logitech wireless mouse, EyeTV, and two external hard drives for backup. Genelec 8040A active speakers are attached to the PowerMac via RME audio interface. In addition we have an Ethernet router providing the home network.
Living room / home entertainment: Samsung white LCD-TV, Sony STR-DB1070 AV receiver, Technics turntable, cheap Finlux DVD player and Yamaha cassette deck (!). The TV is wall mounted with all the cabling (power, audio, SCART) hidden and going through the cable channel. The Apple Airport Express provides the wireless network to our home (we have a wired network as well) and connects the computers to the receiver via AirTunes. We have a 5.1 sound system with Blueroom MiniPods as main speakers, B&W center speaker (has the same elements as the Minipods, hence similar sound although not design), some cheap Finnish speakers at back and an AudioPro subwoofer. All the speakers except the MiniPods will be replaced with similarly designed ones (Scandyna SmallPods or MicroPods and B&W PV1 or similar) in the future.
Home Resources:
Floors: Everything else, than the bathroom, have self-installed parquet flooring from Karelia.
Bedroom: Bed and chest from BoConcept. Wall painting is a result spontaneous mind freak, paints from Tikkurila. Accessories and lighting from Ikea, Block-light by Harri Koskinen / Design House Stockholm. Puppy by Eero Aarnio.
Living room: Sofa and footstool by Adea. Carpet from Skanno. The wall covering cabinet and (temporary) TV-units from Ikea. Windowsill self-made of Ikea LACK shelves. Lighting by Artemide, Normann and Eero Aarnio. TV by Samsung, speakers by Blueroom. Wall painting by Mikko. Puppy by Eero Aarnio.
Home office: "Concrete wall" self-painted with Tikkurila special paints. Wooden (mahogany) desk self-made by Mikko. Office chairs by Arper. Lighting by Artemide. Computers by Apple, speakers by Genelec.
Kitchen: Kitchen cabinets, countertops, sink, etc. from local kitchen wholesaler. Table by Calligaris, chairs by Arne Jakobsen. All the appliances by Bosch, except the microwave by Electrolux (got free along the cabinets). Espresso machine by Isomac, grinder by Minimoka, and blender by Kenwood. Accessories mostly by Iittala, Alessi, Eva Solo and Ikea.
Hallway: Sliding doors to walk-in closet from Tank Indoor. Temporary carpets and lighting from Ikea. Everything else self-made.
Bathroom: Wall tiles and glass-stone-flooring from Laattapiste. Basin by Calidris, faucet and shower by Alessi (made by Oras). Toilet seat by Pozzi-Ginori / IDO. Stainless steel radiator by Nordhem. Laundry machine from UPO. Cabinet by a carpenter, the walnut shelf under the basin is self-made. Accessories by Eva Solo.
Some additional home tech organization and decorative advice:
At our home office the most essential piece of hardware for keeping things tidy and organised is the pair of IKEA SIGNUM cable management units attached under the table. All the cables, wires, power supplies, broadband modem etc. reside there. Only network cable to our home network and a few power cables come down and they have collected inside a "cable management pipe", also purchased from IKEA.
The same applies to living room entertainment setup. The wires behind the TV storage units have been collected inside a similar cable management pipe from IKEA. However, there was also one solution for hiding the cables made already when renovating the room: the satellite speakers behind the sofa have hidden cabling coming for them from the AV receiver. Another fundamental thing was that we chose a white TV for our living room. We don't watch much TV, more movies from DVDs so it was important that the TV would blend in as much as possible. This is why it has been wall mounted as well. For the time of the purchase, this Samsung one was virtually the only available option.
The two IKEA TV storage units housing our home entertainment system are temporary. We have been looking for a piece of furniture that would fit also the receiver inside and hide all the hardware from outside world when not in use. The search has been unsuccessful and we probably will eventually order one from a carpenter. The last thing responsible for keeping our living room tidy is the Airport Express from Apple, attached to our home network and the receiver. We have all our music in iTunes and this way it can be played in living room as well. Major convenience!
(Thanks, Tia and Mikko!)
19 Comments
this is so amazing. now i'm all proud of being half a finn heheh
Very nice! I love the lamp above the desk. Where is it form?
Love the airiness of the space! Seem like you painted the walls slightly different color than the ceiling/trim. What shade did you go for?
awesome work!!
Your home is extremely gorgeous! I only wish my home could look so clean and uncluttered some day.
Beautifully designed apartment, with great furniture and I especially like the green in the kitchen and the great floors.
I would have loved to see it with evidence of people living there though, as it seems a bit sterile... not a book or a photo or painting or flower to be seen. It seems a bit showroom-ish...
modernguy: That lamp is Artemide Talo 120 Suspension, bought from Light11.eu.
purr: The wall colour has a slight tint to brown in other rooms except for kitchen and home office which have the same white colour as the ceiling.
AnastaciaBeaverhausen: Yes, our style is a little sterile, like some of our friends have also commented. We like to keep things clean and tidy, the books are in the shelf behind doors etc. And we are absolutely hopeless what comes to taking care of plants or flowers. They all have died, except for the Yucca in our bedroom.
amazing. dare I say, "perfect?"
really love that computer room pho/paintjob, well done color schemes throughout the whole place
I really love your whole place. bravo, really.
where did you find that mixed color wood you used for your computer desk and bathroom sink shelf? its wonderful. thanks!
Wow and wow. It's all fabulous, though I especially love the desk and bathroom cabinet. Is it difficult/costly to create such a juxtaposition/collage of woods and stains?
RichLovesDesign & rosenatti: The both bathroom sink shelf and the computer desk are actually constructed of readymade glued timber slabs bought from hardware store called Bauhaus. They have often some kind of special batches of these slabs, made of "exotic" woods.
Thanks! Off I go to investigate.
You may like to look at casa-design.it for home entertainment furniture. I bought some in Riga, so I presume there is a stockist in Finland. The furniture is beautifully crafted & well designed.
beautiful house! It's how I *want* to live :)
can you tell me where your dining table light is from? I chuckled when I saw that you had to resort to bringing the electricity from the center of the room on the surface of the ceiling. I was resisting it so strongly that we had been eating dinner in the dark. Maybe it's time to bite the bullet.
I was resisting it so strongly that we had been eating dinner in the dark. Maybe it's time to bite the bullet.
This room is really beautiful. Hope I could have one in the near future lol.
The lightning ideas are very brilliant. How can we apply this for our houses? Could you tell me the price for this room (from decorations to furniture and so on). I'm very impressed with this apartment. Tks for sharing


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Klorane • Dry shampoo • Dry Shampoo
(197 reviews)
|Average Rating.
|Would buy this product again.
*TOP REVIEWER* Safin on 1/15/2012 4:11:00 PM more reviews by Safin
Age: 44-55 Skin: Sensitive, Fair-Medium Hair: Brown, Straight, Fine Eyes: Hazel
I have never used dry shampoo before, but I was in Paris and wanted to buy this already for a long time, so this was my chance.
I have the version for oily hair, what I have on the second day after washing.
it is effective
it does leave a white mist, but after a little massage it is gone
it gives your hair more grip and volume
it is quick
it is finished very fast
my hair feels dirty after using
I don't like styling products in my hair, because it always leaves me with the feeling that I want to wash my hair again, this gives me the same feeling. But for emergencies it does its job, so probably I will buy it again.
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jacoba on 12/25/2011 6:18:00 PM more reviews by jacoba
Age: 19-24 Skin: Combination, Fair-Medium, Cool Hair: Brunette, Wavy, Fine Eyes: Green
I like the TiGi Rockaholic dry shampoo better than this one, however, this one does its job too. Doesn't leave a white residue, and absorbs oil. I find I go through one can fairly quickly, another reason I like the TiGi one (bigger can.) But overall it is one of the best on the market.
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lashjunkie on 12/17/2011 3:40:00 PM more reviews by lashjunkie
Age: 36-43 Skin: Sensitive, Fair Hair: Brown Eyes: Green
This review is for the aerosol product. I used this 3 times and was happy with the results. However, the las time I used it, the can felt full when I put it away, but was completely empty then next time I picked it up to use it. Three uses for $21? I don't think so! I may consider trying the non-aerosol version.
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*TOP REVIEWER* lizzea on 11/15/2011 4:29:00 AM more reviews by lizzea
Age: 25-29 Skin: Acne-prone, Tan Hair: Black Eyes: Brown
My hair can get SUPER oily and gross and I am unfortunately one of those people who cannot overwash their hair (like, every second day is the limit to washing my hair) otherwise it gets worse... so days that I'm on the run, I can use this on my dark hair without it going white/grey.
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pissandvinegar on 11/14/2011 12:19:00 AM more reviews by pissandvinegar
Age: 19-24 Skin: Dry, Fair Hair: Black, Straight, Fine Eyes: Brown
This is by far my favorite dry shampoo. I've tried loads of others, both high and low end, and this beats them all. I love the fact that it is non aerosol... I've seen that some have problems with the powder going all over the place but in my experience as long as you bring it closer to your hair (instead of the normal 6 inches away like most aerosol dry shampoos...) and squeeze you are good to go. It's a little pricy but I find it goes a long way... I've had the same bottle for about 6 months, maybe more, and I use it every other or every 3 days.
PROS: Brushes out easy without leaving dark hair looking ashy, smells nice, no aerosol, lasts a while.
CONS: higher up on the price scale (I've seen anywhere from 16 to 22 dollars a bottle)
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prettyfacades on 11/9/2011 5:21:00 AM more reviews by prettyfacades
Age: 18 & Under Skin: Acne-prone, Fair-Medium, Warm Hair: Black, Straight, Fine Eyes: Brown
I got the one with the non-aerosol spray thingy.
It dispenses puffs of white powder which is sort of messy but beats aerosol sprays. The trick to using this is to hold the can nearer to your scalp than you would for any other sprays so that the powder doesn't fly everywhere.
It does control oil very well. I spray it just under the top layer of my hair onto the roots and keeps my hair from getting oily on the 2nd day. It does itch a little bit but I do have quite sensitive skin.
The white powder is doesn't show at all on my very dark hair.
Overall a great product and pretty cheap too. I would gladly buy this again because it's so easy to use and convenient in a rush.
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aidabanana on 10/26/2011 10:32:00 PM more reviews by aidabanana
Age: 19-24 Skin: Normal Hair: Black, Wavy, Medium Eyes: Brown
I want to love this product, I really do. I was looking for a way to stretch out my washes, so I googled around and found dry shampoo as a solution. Many reviews on MUA and elsewhere recommended this dry shampoo. I was so excited when I found the aerosol version at a local drugstore so I purchased it immediately.
My hair is not overly greasy nor dry so it is still fine on the 2nd day after washing, but by the 3rd day it starts to get icky, so I decided to use this on the night of my 3rd day. I sprayed it on but to my surprise not much white stuff appeared on my hair. The smell was neither pleasant nor unpleasant, but luckily it disappeared after a short while. I left it on for 2 minutes anyway as instructed and combed it out. My hair did appear cleaner and fluffier and I was quite pleased... until an hour later and it looked exactly the same as before I used it. Disappointed, I put it away and waited until after my next wash to use it again.
When the time came, the same thing happened. No product was coming out. I decided to spray a little more on the front portion of my hair when lo, a burst of white was on my hair! I had to laugh at how much I looked like Rogue. However, what was NOT funny was how hard it was to brush out of my almost black hair. I tried to get rid of it as much as possible and nobody in my family noticed. Again, the same thing happened -- my hair became gross not long after.
Third time of use now, and product comes out all the time when I spray! Now that my can was working properly, the only snag was that I didn't know how to aim and spray it evenly through my short, bobbed hair. So, I ended up with many white patches throughout my hair. I tried to brush it out as best as I could, and while it did leave my hair feeling cleaner and not as greasy, it was dull and had no sheen and also some spots that were impossibe to remove no matter how much I tried to shake it out of my hair. Thankfully, it stayed "clean" for the rest of the day. I used it the day after that as well with the same results.
Now that the can is behaving, I'm not sure the dry shampoo is doing anything for my hair. It's a quick fix when you've got semi-dirty hair but I have a feeling it'll fail you if you try to use it on full-on grease monkey hair(then again, if you have that you should actually wash your hair properly instead of relying on dry shampoo). If you have hair that is not dark like mine hopefully it's less visible for you *jealous* Also, I don't get how people can run out of product after only 1 or 2 times of using. However, since I can find no other dry shampoo where I live, I'll consider repurchasing this although it was quite expensive for such a small can. Maybe I will try homemade dry shampoo using cornstarch one day to compare with Klorane's. So this product gets 3 lippies from me for being neither great nor awful! Bye everyone thanks for reading my rambling review :)
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faune on 10/14/2011 12:15:00 PM more reviews by faune
Age: 30-35 Skin: Sensitive, Fair, Cool Hair: Black, Wavy, Coarse Eyes: Brown
I bought the non aerosol version for traveling, I had read many reviews and articles about this dry shampoo so I decided to give it a try. Prior to this I used a cheaper drugstore version in spray form.
I love the bottle and the way you squeeze it to puff the powder on, I find that rather neat and cute to use. I also like the lack of scent, because to me no scent is always better than bad or strong scent. What I don't like is how I can tell I used it. It does freshen my hair, but because my hair is very dark, the powder shows ever so slightly. I didn't have this problem with the cheaper product so I will probably not repurchase this one.
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ultravee on 9/11/2011 9:42:00 AM more reviews by ultravee
Age: 30-35 Skin: Other, Neutral Hair: Blond, Straight Eyes: Green
This is probably the best dry shampoo I've ever tried because it really does make my hair look clean and not just fixed in hurry, it doesn't leave much of a white trace (and what it leaves is easily removed). I usually apply it straight after washing my hair and it keeps it from getting oily twice as longer than without it. The only minus to this product is the price which is too high considering this lasts very little (less than three weeks for me), expecially if you're washing your hair every second day as I do.
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flower_girl13 on 8/15/2011 7:17:00 AM more reviews by flower_girl13
Age: 19-24 Skin: Combination, Fair-Medium, Warm Hair: Blond, Straight, Fine Eyes: Brown
This is my favourite dry shampoo, as it doesn't make my hair white and it doesn't have a "hair spray" feel to it (it's not sticky). It is rather expensive though, which is why I've said I won't buy it again.
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Top Rated Dry Shampoo
Batiste Dry Shampoo577 reviews
Klorane Dry shampoo197 reviews

subset: commoncrawl


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Former Republican Presidential Candidate Herman Cain and Wall Street Strategist Charles Payne are speaking at a Henderson business leader event in Henderson Thursday.
They'll speak at an event held by the Canada Nevada Business Council, CEO CFO Group and Job Creators Solutions.
We are incredibly pleased to have two men of this caliber come to this event to speak," said Frank Spady, CEO of the CEO CFO Group and the Canada Nevada Business Council. "They bring a tremendous wealth of information, practical business experience and success to the table."
Payne is the founder, CEO and principal analyst of Wall Street Strategies. He is on Fox Business Network as an occasional host and member of "Varney & Co". You can frequently see Mr. Payne when he guest hosts several different Fox Business Network shows including "Cavuto on Business" and "Your World".
Cain, also a successful radio show host, revived the Godfather's Pizza chain when he took over as CEO. He was President of the National Restaurant Association and served as Chairman of the Board of Directors of the Federal Reserve Bank of Kansas City. Mr. Cain ran for the U.S. Senate in 2004, and got back into the political fold with a bid for U.S. President in 2011.
"These two men know what it takes to succeed in today's business world. They will share their information and what they did," said Spady. "This is not a 'pump you up' seminar, although I am sure there will be some of that. This is going to be a nuts and bolts, direct action plan conference. People who attend are going to leave with real information, practical strategies and solid advice."
For more information, click here or call (888) 454-2922.
Copyright 2012 KVVU (KVVU Broadcasting Corporation). All rights reserved


text:
All the children love to sit on Babba Zarrah's many-coloured blanket and listen to the stories she tells them. But, whenever Babba Zarrah sees someone needing something warm, she unravels her blanket and, as if by magic, they find something newly made for them. Everyone loves their new clothes, but what about Babba Zarrah's blanket? Luckily, the villagers have a solution in this warm-hearted story about caring and sharing. Illustrated by Elena Odriozola, age: 3+
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B&B Brera is placed it the heart of artists district, close to the Accademia and the Pinacoteca, Our B&B has two rooms: Piero Manzoni, a double room overlooking the Saint Mark Basil, and Lucio Fontana, a single room overlooking Via... Plus d'informations
Prix moyen 134
In the heart of Milan, B&B Isola Garibaldi is in the new area of fashion and shopping; only 5 minutes from the centre. The facility is furnished with care attention to every detail and endowed with Italian antique furniture, lamps... Plus d'informations
Prix moyen 80
Our B&B Bed & Cafè is in Milan; it is in a typical 1940s building located in the residential area of Marghera-Vercelli. The B&B is set in the immediate vicinity of the "Teatro Nazionale" and close to the fair "Milano City" and "Tortona".... Plus d'informations
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Bed & Breakfast Cesena 5 is a charming receptive structure located in the area Fair, just a few minutes from down town Milan. It offers accommodation in only 5 delightful bedrooms, four doubles and one twin, all with private bathroom.... Plus d'informations
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Libeccio is a quite and peaceful Bed & Breakfast placed in one of the most typical and distinctive areas of Milan: the Porta Venezia neighborhood. We will welcome you in a familiar place, in a warm and pleasant atmosphere. The space... Plus d'informations
Prix moyen 80
Bed & Breakfast Central Station Duca d'Aosta is a low cost B&B inserted inside a modern building in classical style, on the 1st floor, attached to the Central Station in Milan. The B&B offers accommodation in 3 bedrooms: 1 single room,... Plus d'informations
Prix moyen 123


text:
Making these Jello® Rainbow Cups is a fun family activity and yields these beauitfully colored treats at the end!
Yields 5 servings
In a small saucepan, dissolve half (1.5 ounces) of the purple Jello® powder with 1/3 cup of water over medium heat. When powder is completely dissolved, remove from heat, and stir in 1/3 cup cold water. Divide evenly between five clear cups (if your cups have slanted sides like mine did, you may want to use slightly less for the first couple layers so that they all end up the same width). Refrigerate for at least thirty minutes, until solid.
Repeat with each subsequent flavor, letting chill at least 30 minutes between layers, until all colors have been added. Serve cold!
Read more of Janssen's writing at Everyday Reading.
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Read what other Viator.com travelers think about the Amsterdam Shore Excursion: Van Gogh Museum and Amsterdam Canal Hop-On Hop-Off Day Pass. What they loved, what they liked and what they think could be improved, it's all here to help you make the most of your next trip.
Click here for tour details, schedule and pricing
Nice boat tour, didn't go to the museum
so simple - handed over voucher for canals which was excellent and the van gogh voucher could be used next day which was great as canal network quite extensive. queues at museum were enormous on sunday so fantastic for us.
The ticket to the museum was wonderful. There was practically no wait, The commentary on the boats were typical. The captains were friendly and quite knowledgeable The tour was well worth the money. On the other hand the directions for where to catch the canal bus were vague and the busses were not that regular.
The ticket kiosk was very close to my hotel and the vendor hadn't heard of the "shore excursion" part of the tour. That was fine for me as I didn't realize that this was supposed to be a "pick you up at your ship" excursion in the first place. I received the tickets no problem. Bypassed the line at Van Gogh, which was about 30 people, I arrived around 10 in the a.m. The line was MUCH longer when I left, mind you. The canal pass was great too. The advantage of booking with Viator is that there is a reservation when I get there. There are other companies out there but this is a reliable company that offers great tours with knowledgeable guides. That being said, this excursion did not have a guide for either the museum or the canals.
Museum was great and should be a must for all visitors. Hop on Hop off boat experience was not so great. The hours were limited and would have enjoyed an evening opportunity to see the city. The boat windows should be cleaned for optimal viewing. The boat drivers were very nice.
The excursion was lovely but nobody told us beforehand the the Van Gogh would be closed the day we were there.
Was great to have the opportunity to visit the Van Gogh Museum as well as take a cruise around the canals of Amsterdam.


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27 perfectly wonderful ideas for pumpkin decorating.
This petrified, pieced-together pumpkin has suffered some bumps and bruises, and makes an eye-catching Halloween decoration.
Use found objects to create a no-mess pumpkin decoration this year.
Kids will love using this spider pumpkin carving template for Halloween.
Dried citrus rinds give this seasonal squash -- and his companions -- their un-natural good looks.
Kids will love using this tiki pumpkin carving template for Halloween.
These frightened jack-o'-lantern pals are enduring some unwelcome, creepy-crawly midnight callers.
With his friendly grin and tempting marshmallow treat, this resourceful jack-o'-lantern will put smiles on the faces of neighborhood children.
This clever front-yard Halloween decoration gets its good looks from simple, easy-to-find props.
Stage a spooky scene by assembling a colony of these winged creatures made from miniature pumpkins and craft foam.
Conjure up a green-faced witch for a haunting porch decoration for Halloween.
Put a big smile on the face of your haunted house with this easy Halloween window decoration.
No gourds are harmed in the making of these fake-o'-lanterns. Instead, glued-on decorations keep the process fun for even the littlest boys and ghouls!
Try a Halloween decorating idea inspired by white pumpkins.
Use household recyclables to create an eye-popping Martian pumpkin as a unique Halloween decoration.
Construct a city of cozy cottages out of ordinary pumpkin shells this Halloween.
These Halloween pumpkins are anything but the common garden variety.
Kids will have fun carving pumpkins with these templates.
Kids will have fun carving pumpkins with this template.
Pumpkins in graduated sizes form this hungry trio of jack-o'-lanterns.
Transform a pumpkin into a bubble-blowing major leaguer with this Halloween decoration.
Kids will love using this printable pumpkin-carving template of a pirate.
All Stitched Up Jack-o'-Lantern
Pumpkin Carving Template: Super Cute Spider
Frank 'n' Friends
Pumpkin Carving Template: Terror-ific Tiki Template
Jeepers Creepers Jack-o'-Lanterns
Marshmallow Man Jack-o'-Lantern
Shish-Ka-Boo Jack-o'-Lantern
Wicked Witchy Pumpkin
Freaky Faces
Ghost Disguised as a Pumpkin
Out-of-Towner Pumpkin
Pumpkin Hollow
Veggie Head Pumpkins
Skeleton Hands Carving Template for Halloween
Mischievous Grin Carving Template for Halloween
Fishy Food Chain Jack-o'-Lantern
Ballplayer Pumpkin
Pirate Skull Pumpkin Carving Template
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text: [From ] As a music lover, it was hard to get rid of my music tape collection. It was only kept because nostalgia. Before i throw them away , i listen my favorite ones, write the name of some songs (a lot) and the ones without names, were identified with Shazam program. I inmediately bought my favorite songs via Shazam and itunes . This is one of my favorite program, the first time i saw it working, i was really astonished and excited, it´s amazing how this program read Mp3 and compare the information in a music data bank , and recognize the tune and song through the internet. This is definetely a must have in my iphone . I never ask again for the songs played in parties , just go close to the speaker and…. voila !!! ok Sammuel , have a nice week, bye.


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Dr. Sketchy's Beach Party & random sketches
some old watercolor pieces
something i really like
colored versions of old sketches (scroll down a bit to see the originals)
sketchbook pages
work in progress, fairy tales
another sketchbook spread
every color in the 96-crayon box.
an exercise in precision/obsession
more affirmations!
sketches from "Tomie" by Junji Ito- a girl who can never die…
Awesome! (U did it) working on art & daily affirmations
swinging sixties alphabet?
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text:
Borrow interest-free for 34 months: The best balance transfer credit cards to help clear your debts
Generous introductory offers on balance transfer credit cards have been steadily re-emerging in the years since the credit crunch. With proper use they can provide the cheapest escape route for those resolved to clearing their debts.
Freedom: Balance transfer cards are a useful tool to help you get out of debt.
Switching your debts to a balance transfer card can speed up the repayment of debt because most, or all, of your repayment goes toward wiping out the balance and not paying interest. The best deals offer up to two years of 0 per cent interest in exchange for a switching charge.
Those with short to medium-term debts can use such offers to finally get out of the red, while those with much more to repay can look to these cards to provide a lower cost alternative to their existing debts.
But beware: there are caveats to consider and barriers to overcome when applying for such cards (see box).
Many balance transfer cards also come with a 0 per cent period for new purchases as well - card companies aren't providing cheap credit as a favour, they want you to spend more on the card and maintain that new debt, which is much more profitable for them.
Remember, you are trying to repay your debts, not build up more. So think hard before buying anything else with credit.
This is Money has compiled a selection of the best deals currently available in the balance transfer market.
This page is kept updated throughout the year - bookmark it for the very latest developments.
Longest interest-free period cards
Market leader:
The never-ending battle for the top spot of the best buy tables continues, as usual Barclaycard has recently increased its 0 per cent balance transfer period securing its leading position.
It now offers a whopping 34 months on its Platinum Extended balance transfer card - offering the longest interest free period on the market.
The credit card comes with a 3.5 per cent fee, which means you would pay £35 to transfer over £1,000 from other credit cards.
But if you transfer the balance within 60 days of opening the account you will receive a refund on your transfer fee, bringing it down to 2.99 per cent.
The money will be credited to your account after your balance transfer has been successfully completed.
Barclaycard is also running a £15 cashback deal for those that transfer £1,000 onto a new card until September 29, effectively cutting the cost of fees on that amount by 50 per cent.
You must have a salary of at least £20,000 to apply. Any amount you transfer must not exceed 90 per cent
of the credit limit on the card. But you will be hit with 18.9 per cent interest after the introductory period ends.
Barclaycard has a second competitive product- its Platinum Balance Transfer card - which offers 33-months interest free and fees of 2.64 per cent after you get a refund from an initial 3.5 per cent fee.The same £15 cashback promotion also applies to this account.
Tesco and Sainsbury's Banks have both recently bumped up their balance transfer offering to 33 months.
Sainsbury's Bank's Nectar Balance Transfer Credit Card charges a 2.89 per cent transfer fee and offers six months 0 per cent interest on purchases.
The Tesco Cubcard Credit Card charges a marginally higher 2.9 per cent fee to move debt to the card and only three months interest-free on purchases. Standard interest is charged at 18.9 per cent by both Sainsbury's and Tesco.
For a 2.65 per cent transfer fee (if transferred within three months), Halifax's Platinum Balance Transfer Card offers 32 months interest-free on balance transfers and six months 0 per cent interest on purchases. The rate then reverts to 18.9 per cent.
MBNA recently announced the launch of its 32-month Platinum balance transfer card, which also has a transfer fee of 2.69 per cent. If you want to make a money transfer to use for paying off an expensive overdraft or loan you will pay a 4 per cent handling fee.
Lloyds Bank follows close behind after recently lowering its transfer fee to 2.8 per cent with another 32-month balance transfer offer. It comes with 0 per cent interest on purchases for six months and interest reverts to 18.9 per cent once the introductory period ends.
Bank of Scotland also offers the same deal on its Balance Transfer Credit Card.
Being approved for a balance transfer card is by no means guaranteed.
In theory, those with the best credit ratings are the most likely to be approved for a card as they will have a history of paying off debt on time and have a stable income.
It is more probable that those with poor credit ratings will be rejected.
Those who are refused should bear in mind that applying for a number of other balance transfer cards in a short space of time will worsen their credit rating.
Many card providers will not allow you to transfer balances from another of its own products, so you should identify the best deal for you outside of your existing providers before making an application.
Some providers meanwhile may only accept your application if you already hold a current account with them.
There are other restrictions you will also have to satisfy, such as having a minimum level of income (generally £10,000-£20,000).
And to take advantage of introductory 0 per cent offers, you will have to transfer your balance within a specified time-frame.
Lowest handling fee cards
For those confident they can pay off their credit card debts in a short space of time, then getting a balance transfer card with a lower handling fee, but lower interest-free period, can limit the extra charges on your debt.
Competition is tight with the top four our five providers offering fees below one per cent and fairly decent balance transfer windows too.
Market leader:
Tesco Bank charges no fee to move debt to its Clubcard Credit Card with No Fee.
It offers 12 months 0 per cent interest on both balance transfers and purchases as well as offering clubcard rewards for spending.
After the introductory period ends interest is charged at 18.9 per cent.
Lloyds Bank's Platinum Purchase credit card that charges just 0.4 per cent to shift existing debts. It comes with 10 months interest fee on both balance transfers and purchases.
Cardholders will be charged 3 per cent but the rate is reduced to 0.4 per cent via refund if the transfer is made within the first 90 days. Standard interest is charged at 18.9 per cent.
Halifax offers the same deal on it's 10/10 All-in-One card.
Sainsbury's Bank's Nectar Low Balance Transfer Fee Credit Card and Fluid's Low Balance Transfer card could be better options for those wanting a little longer to repay.
Both cards come with a 0.5 per cent transfer fee and 12 months 0 per cent interest on transferred debt. Sainsbury's offers 12 months interest-free on purchases, while Fluid gives just three.
Nationwide customers signed up to Nationwide's FlexAccount, FlexDirect Account or FlexPlus Account can take out a Select Credit Card which offers 26-months interest-free with a slightly higher transfer fee of 0.55 per cent.
This comes with 0 per cent interest on purchases for 15 months. 0.5 per cent cashback on purchases and unlimited commission free purchases while overseas.
Best low rate balance transfers
People who have racked up substantial credit card debt which is unlikely to be paid off within two years can plump for balance transfer cards which offer lower rates of interest.
However, those who are considering this option should seek advice as to whether there might be a better deal to be a had consolidating such debts into a loan, particularly with borrowing rates at record lows at the moment.
Market leader: Lloyds Bank and TSB
Lloyds Bank and TSB lead the pack offering table topping low-rate balance transfer deals.
Both offer Advance credit cards with interest on balance transfers of 4.9 per cent for the first 12 months. After that the rate reverts to the standard card rate of 11.9 per cent which is still significantly lower level of interest than typical credit cards.
You will pay a three per cent transfer fee and in order to get the introductory rate you will have to transfer your balance in the first 60 days.
The cards also come with six months 0 per cent interest on purchases.
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Book Review
Genre: Historical Romance
2004 Best First Historical Romance Award Winner
Alistair Carsington loves women too well, often to
At 31, the feisty Mirabel has no hopes of marriage. She manages her eccentric father's escapades and doesn't need another man to watch out for, especially one who wants to destroy her beloved countryside. But when Alistair is injured and she must care for him, they both must face their deepest desires.
Chase takes a delightfully romantic story, filled with wit and unforgettable characters, and sets it against a rich historical backdrop with some marvelously heated love scenes for a joyous reading experience. Miss Wonderful is a delicious pleasure; we can welcome Chase back with a rousing cheer and heartfelt thanks for a superior read. SENSUAL (Mar., 352 pp., $6.99)
Reviewed By: Kathe Robin
Publisher: Berkley Sensation
Published: March 2004


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"I met Sherry after losing both my parents due to illness. This was a very stressful time in my life. She has been dedicated to listening to me, helping my physical ailments and health issues. She has taken a very holistic approach helping set goals that allow healing physically and emotionally. I look forward to our biofeedback sessions and feel grounded in between." ---Jenn B.,
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Set of four black cloth placemats
Item No.3070151003
From our home range comes this set of four cloth placemats with a taupe fastening tab. Made from 100% cotton, these black placemats have an all over ribbed effect and are machine washable.
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Price drop alert! I don't know how long this deal/coupon will last so get on it now. They've got the Element Clock Radio for iPod (EIPC201) for $50 – 15% coupon (9XAZRHTA4J) + Free Shipping = $43 Shipped!
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text:
Why Daydreaming is Good for You
Daydreaming gets a bad rap. How many times were you scolded by teachers or parents for letting your mind wander when you were supposed to be paying attention to something else? And even now, while you're at work, you may feel flashes of guilt when you realize you've been far, far away mentally. Isn't that project due in a few hours?
Well, you can drop the guilt trip. Recent research conducted at the University of British Columbia in Canada reveals that not only is daydreaming extremely common (experts say we spend one-third of our lives doing it), but it's actually healthy. It turns out that when we let our minds wander, numerous areas of the brain are activated, more than were previously thought. And we're not even aware we're doing it.
In this study, scientists placed subjects inside a special scanner and had them perform a routine task. Their attentiveness was gauged using brain scans, their performance on the task, and reports by subjects themselves. Not only did the parts of the subjects' brains responsible for easy mental tasks activate, but so did the so-called "executive network," responsible for processing more complicated thoughts and problems.
What does this mean? When you put aside that tough math problem after working on it for an hour in order to sit on your porch and stare at the flowers, it doesn't mean you're lazy or too easy to give up. It means your brain is smart enough to recognize that switching to a more mundane activity allows complex thought to take place. By letting your mind wander, you're allowing it to hit on the solutions to problems that may have eluded you before. In fact, many creative people claim that they get their best ideas while doing something routine, such as taking a shower or going for a run. And some of the smartest kids in school may spend part of their classroom time doodling or staring out the window. Teachers or bosses may not approve of your daydreaming, but it is generally a healthy thing.
Of course, if daydreaming takes up so much of your time that you're having trouble getting even basic chores completed, you probably should learn to focus a little more. Otherwise, don't worry about those mental "time-outs" that reenergize and refresh you for the tasks at hand.
Source: Christoff, K., Gordon, A.M., Smallwood, J. Smith, R., Schooler, J.W. Experience Sampling During fMRI Reveals Default Network and Executive System Contributions to Mind Wanering. Proceedings of the National Academy of Sciences, May 11, 2009.
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rangers interested in wolski. i have brent sopel whos making 2.5 cause you said you were looking 4 top 4 dmen making similar $$ btw any of my defensemen exlcuding staal and girardi are available
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haha. charles is fantastic though.
the fence though.. haha omg
I don't believe in God- but I'm praying for Charles tonight. This Brain Tumor won't stand a chance against the CTFxC...


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The "geek mind" is concerned with more than just the latest iPhone rumors, or which company will win the gaming console wars. I4U is concerned with more than just the latest photo shoot or other celebrity gossip.
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As we rolled down the road from Austin to El Paso, Texas the environments we encountered were in constant flux. From city life to country life it seemed each tank of gas was a ticket to something new…two lane highways littered with vultures and road kill to the high-rises of downtown Austin the adventures never stopped for Jake Donnelly, David Clark and Reese Forbes. Thank you Texas for showing us a good time, the people and skate spots we came across will forever be remembered.
Shop the Quiksilver Skateboarding Collection.


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No formal decision has been made to do so, yet, but is expected at any time.
For the full story, pick up a copy of the Mountain Home News or click on this link to subscribe to the newspaper's online edition.
The study indicates that the Y/WECRD should be able to raise the funds needed (600K) within the community.
It will not be self sustaining. It will always need tax money/taxing district and the "capital campaign" will not be a one time deal. I have the report. This was not a study on if this was going to be sustainable in this community. The study done, for 20K, (just completed---again) was STRICTLY to determine if the funds needed (600K) could be raised through donations from within this community (the "capital campaign). The report was 67 pages and was provided to the WECRD/YMCA but not released to the public without a huge hassle (same as last time). You can obtain a copy by requesting the COMPLETE report from the WECRD office. They have 3 days from the date of such request to provide it to you---for 10 cents per page.
Their current budget is also out. It can be viewed on the WECRD web page. That is a good read as well.
Does anyone know what the last study revealed? Was it deemed to be self sustaining or are they going to have to continue taxes and raising other monies to keep it going? Anyone heard?
I say disband the WECRD! What has happened to the tax dollars collected for the last 10 years? Let me guess, its Bush's fault. Amazing they can collect a tax for 10 years and STILL need/want more! In my opinion they are comparable to MHSD
They have over three million saved, but I guess that's not enough.
You wants to bet more than a half million dollars is spent raising funds? If the past is any indication that is. One would think after over 10 years of collecting taxes, there would be enough money already available.
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Incredible productivity - it's a trait that visionary organizations and influential people have in common.
Lately, lots of buzz has surfaced about a fantastic team management tool called iDoneThis. Watch as Ginni Chen, Chief Happiness Officer at iDoneThis breaks down how to boost productivity in your teams.
iDoneThis is an email-based productivity log that motivates and tracks productivity with a daily email reminder.
Ginni Chen is their Chief Happiness Officer. She is a former big law firm lawyer and standup comic.


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A Community prayer vigil will be held at Community Clubhouse in Crisp County on Sunday, September 14,2014 at 7pm.
There were three tornado touchdowns in Southwest Georgia overnight in Grady and Thomas Counties. There are no serious injuries reported, but there is property damage.
A major cleanup effort is underway in Thomasville. A tornado touched down in parts of the city just after 1:00AM, tearing down trees and power lines and causing damage to several homes. One of the hardest hit areas was in the Baytree Estates mobile home community in Thomasville
The tornadoes hit first in Grady County where there are trees down, mobile homes damaged and power outages. A tractor trailer rig in Grady County hit a tree and overturned.
The National Weather Service reports a tornado touched down in the area of Highway 93 South and Lewis Road in Grady County.
There are lots of trees down on Lower Cairo Road. The storms moved Southeast, following a path along Highway 84 into Thomas County.
There is building damage at Southwestern State Hospital in Thomasville, and reports of damage in the Boston area.
The Grady County Health Department and the Thomas County Health Department are providing free tetanus shots to residents, volunteers and workers helping with clean up and recovery who have not been vaccinated within the past 10 years.
For more information about free tetanus shots, check with the Grady County Health Department, the Thomas County Health Department or contact Southwest District Health in Albany at 229-430-4127.
P.O. Box 3130
Albany, GA 31706
(229) 446-1010
FCC Public File
(229) 446-4005
EEO Report
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Samsung Galaxy Mini
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When silent mode is turned on, all audible signals are turned off. Follow these instructions to turn silent mode on or off.
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text:
Le syndrome hollandais : théorie et vérification empirique au Congo et au Cameroun
AbstractAs a result of the sharp oil price during the late 1970's and early 1980's, Congo's exports(and Cameroon's ones to a lesser extent) became more concentrated on oil. One may say that a Dutch Disease occurred if we refer to the Congo's core export sector. However, this study shows that there is no link between the oil price boom and the squeeze of the Congo's lagging sector through the relative price movement, mainly the real effective exchange rate. Comeroon seems to have scrape from the Dutch Disease as well. Dutch Disease models, which works through the price signal and refer to developing countries monetary and homogeneous economics, do not seem to be applicable to the much disarticulated(with imperfect markets) economies of both Congo and Cameroon. The spread of the Dutch Disease in these countries has been stemmed by the disarticulation of their less developed economies(with heterogeneous price systems), the stabilisation role played by the informal sector, the membership to the Franc CFA, the level of self-consumption and the level of monetization in the rural areas. (Full text in French)
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Bibliographic InfoPaper provided by Groupe d'Economie du Développement de l'Université Montesquieu Bordeaux IV in its series Documents de travail with number 24.
Length: 22 pages
Date of creation: Jun 1998
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Handle: RePEc:mon:ceddtr:24
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- O11 - Economic Development, Technological Change, and Growth - - Economic Development - - - Macroeconomic Analyses of Economic Development
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- Q43 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Energy - - - Energy and the Macroeconomy
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Edmunds Insurance Estimator
The Edmunds TCO® estimated monthly insurance payment for a 2010 Honda Ridgeline Crew-cab in VA is:
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2010 Honda Ridgeline Crew Cab RTL 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
I resisted buying a ridgeline for years because of its looks, because it's not a real truck, and the price.
I finally broke-down and bought a used one this fall and I love it.
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2010 Honda Ridgeline Crew Cab RTL 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
Finally a truck designed by professionals. Not like those domestic things, designed by amateurs.Very reliable. Going domestic is like buying those disposable cameras, great for the short term and....that's it.
Read the full review
2010 Honda Ridgeline Crew Cab RTL 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
Owned a Ridgeline RTL for 30 months. I loved the vehicle at first until quality issues came to light. Rear sliding window seal would get pinched and leak, wind noise on front windshield due to a the window seal pulling away especially during cold weather, a high pitched "whistle" that I tracked down to a body seam behind the XM antenna that could be silenced by covering the seam with electrical tape, a dash rattle caused by the factory did not tighten the left front speaker screws and the dash had to be removed creating a new rattle, heater temp sensor control problem, door and body panel seams aligned poorly, uncomfortable rear seat
Read the full review
2010 Honda Ridgeline Crew Cab RTS 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
I owned 2 Rangers and a F-150 supercab.
The F-150 is a great truck, the best full sized truck there is in my opinion, but I needed better gas mileage, I was averaging 15-16mpg, and I wasn't using the truck like it was meant to be used, I used like a car.
I didn't off road or haul things anymore and I have kids now and needed the 4 full doors.
So I looked and looked and looked some more.
After test driving about every small pick up made, I knew the ridgeline is what I was looking for.
I am averaging 18-19mpg and it is plain fun to drive.
It seems to be built very well, it is solid, and handles great.
Would I pull a huge boat or horse trailers with it? NO, but it fits my needs!
Read the full review
2010 Honda Ridgeline Crew Cab RTL 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
Our 2010 RTL was our second Ridgeline, and while we both liked the truck, after 17 months, we threw in the towel & traded it for a 2008 Lexus GX470.
Of course, you may wonder why?
The answer seems simple enough to us--while the Honda does some things well, it does an equal number of things poorly.
While highway manners and ride are great, wind and road at highway speeds is absolutely terrible.
WHen I tried to get Honda to address the wind/road noise, I was told that all Ridgelines are like that.
You mean they are DESIGNED to be noisy?
Yes, gas mileage is more important.
Gas mileage? Well, our 2010 recently averaged only a measly 17.x mpg on a recent 3000 mile highway trip.
Read the full review
2010 Honda Ridgeline Crew Cab RTS 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
Overall I really like this truck.
It rides smooth and handles great.
The storage space is remarkable.
The trunk is excellent to travel with.
The inside storage space is great.
I have however had some interior issues.
These include a driver's seat squeak, leaking wind shield, CD stuck in the player, squeaking back glass, and a dash rattle that honda cannot find or fix.
I really want these problems to be corrected and if or when they are this would be the perfect vehicle for my family.
Read the full review
2010 Honda Ridgeline Crew Cab RTL 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
The drivers seat squeaks, Honda is aware of the problem yet has no repair for it. The Honda Field Service Person said the squeak is "normal". The local dealership service writer got a good chuckle out of that remark. Honda Customer Service is non- receptive in fixing. Would not by another Honda based on their Customer Service alone.
Read the full review
2010 Honda Ridgeline Crew Cab RTS 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
Purchase the Ridgeline RTS to replace Chevy Colorado. There's no comparison. Anyone that says these aren't "real trucks" haven't done their homework. It has the same loan capacity and 1,000 more pounds towing. Also, even though the bed is a foot shorter, it's taller and there's no wheel wells in your way. I've driven American trucks my entire life but was angered like many about the bailouts. I had a Ridgeline as a rental and was impressed. It took me a while to get past the difference in looks, but I came to like it. I really like driving this truck; I thought I'd never say that. The only problems I've had is some minor interior problems. Trim pieces loose.
Read the full review
2010 Honda Ridgeline Crew Cab RT 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
I've had the Ridgeline for about a month and love it. Driven trucks all my life and this is the best one yet. Drive is smooth and quite. Love the gas mileage, better than EPA estimates. If Honda keeps making them, I'll keep buying them.
Read the full review
2010 Honda Ridgeline Crew Cab RT 4dr Crew Cab 4WD SB (3.5L 6cyl 5A)
My wife and I + 2 friends just finished a trip of just over 1100 miles. We could not be more satisfied with the gas mileage on this trip. Our friends could not believe the room and comfort in this vehicle. So quiet! My brother says it's like riding in a car. We were able to put all of our luggage in the trunk (4 people traveling for 1 week). The transmission shifts extremely smooth. Fit and finish are perfect. You have to love the lift up rear seats. My computer (in its case) fit perfectly under the passenger side rear seat. There is just so much storage room! My wife says she loves it, loves it, loves it! Gotta love the large door handles for closing the doors. This is the perfect truck!
Read the full review
This is the estimated average annual insurance premium being charged in your state. The premium has been determined based on annual premium data for defined coverages (liability, comprehensive and collision) from a major insurer.
While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.
The Edmunds TCO® estimated monthly insurance payment for a 2010 Honda Ridgeline Crew-cab in VA is:
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Reader Comments (Page 1 of 1)
Except this isn't really happening that well.
When they are more concerned with PVP than with what the game is actually about, it ruins things.
Daily quests are a way to not be involved in much lore, not have to work very hard, but be able to afford to buy those gems and enchants you need for PVP and Raiding. I don't think it is helping raiders as much as PVPers because raiders have a lot higher requirements for time, usually. 10 matches is pretty little time and the vindicator's stuff is pretty quick to get if you know what you are doing.
We need Devs being in raiding guilds, casual guilds, and PVP guilds. We need the ones in the first two to point out that there are 9 classes and we should stop hurting 2 or 3 for the 4 or 5 that are really potent in PVP.


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See and share Beautiful Nature Photos and amazing photos of interesting places
Ballad Poems. Below are examples of ballad poems. This list of poems about ballad is made of PoetrySoup member poems. PoetrySoup is a great resource for examples of ballad poems or list of ballad poetry. These examples illustrate what ballad poems looks like and its form. There is also a link (below) to the definition where you can discuss ballad poems.
The ballad poem subcategories listed below include many popular subtopics of poetry.
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To find a doctor, call 800-667-5356 or click below:
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Trauma, hemorrhagic shock, and burns initiate cellular immune responses with detrimental effects on the clinical outcome of trauma patients.
In the early phase after trauma, overwhelming inflammation causes neutrophil activation and subsequent organ damage that can result in adult respiratory distress syndrome (ARDS) and multiple organ failure (MOF).
In the later phase after trauma, suppressive mediators found in the circulation of patients decrease the ability of lymphocytes to protect the trauma victim from invading microorganisms. This can lead to severe infections and sepsis that are major reasons for trauma deaths.
Trauma surgery research focuses on the cellular and molecular mechanisms that are involved in the cellular immune response to trauma as well as novel therapeutic approaches to modulate this response.
Click on the links below to learn more about our research:
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Quotes & Info
|DSCI > SEC Filings for DSCI > Form 8-K on 5-Sep-2013
|All Recent SEC Filings
Entry into a Material Definitive Agreement
On September 3, 2013, Derma Sciences, Inc. (the "Company") entered into a Subscription Agreement (the "Subscription Agreement") with Comvita Limited ("Comvita"). Pursuant to the terms of the Subscription Agreement, in return for an investment of USD$7,000,000, the Company subscribed for approximately 2,300,000 new ordinary shares in the capital of Comvita, representing approximately 7.3% of Comvita's outstanding shares, at a price of NZ$3.90 per share. Comvita agreed to issue such shares to the Company on September 9, 2013 or such later date as the parties may agree. The parties further agreed that, as soon as practicable after the settlement of the purchase of the shares by the Company, Comvita shall appoint Edward J. Quilty, the President and Chief Executive Officer of the Company, as a director of Comvita.
Comvita beneficially owns shares of the Company's common stock and the Chief Executive Officer of Comvita, Brett Hewlett, is a member of the Company's Board of Directors.
The Company's press release announcing its entrance into the Subscription Agreement is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the Subscription Agreement will be filed as an exhibit to the Company's upcoming Quarterly Report on Form 10-Q, and the description of the terms of the Subscription Agreement is qualified in its entirety by reference to such exhibit.


text: Let's pretend that I never took a blogging break. How does that sound? Good? Okay. Let's get right back into it. What's New: KENDALL CLEAN! Kendall Clean is ready for ALL! Its a great program for everyone because its customizable, just like I work with my clients. There's an ebook with tons of recipes, yoga… Continue Reading


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The 9 Sexiest Hair-Color Ideas for Blondes
Vanilla Blonde
If you want to go baby blonde like Michelle Williams, be prepared to make a similarly major commitment. Celebrity colorist Kim Vo recommends touching up roots every three weeks. Ask your colorist for a bright golden hue with pale highlights—and because bleaching the hair this often is damaging, consider keeping your hair short to prevent breakage.
Blush Blonde
Even women with very fair skin can pull off blonde hair without appearing washed out—just look at Emma Stone. The trick is choosing a hue that will add warmth to the cheeks, like this blush blonde. "She has strawberry blonde undertones with flecks of gold highlights all over," Vo says. To maintain it, ask for a strawberry toner to use between salon visits. This will fill in the gaps where color has faded and keep hair from looking brassy.
Rose Gold
Blake Lively's warmed-up marigold shade is perfect for transitioning from summer to fall. Rona O'Connor, Lively's colorist, mixes golden, honey, and apricot hues to create the multidimensional color. She finishes with nearly ivory highlights around the front to brighten her face. Because the lowlights underneath are prone to fading, she recommends frequent conditioning masks, like Goldwell Dual Senses Rich Repair 60-Second Treatment (a favorite among her busy celebrity clients).
Buttery Blonde
Blondes with brown or hazel eyes, like Carrie Underwood, need to build dimension from the roots. "Whatever color the lightest flecks of your eyes are, that should be your base," Vo says. Request a quick "base bump" to warm up the roots first, and consider caramel or honey lowlights to bring out your eyes. Otherwise, a color like this could wash you out, Vo says.
Sun-Kissed Streaks
Highlights are a great way for brunettes to experiment with going blonde. Avon global colorist Lorri Goddard, who lightened Jennifer Lawrence's hair after The Hunger Games, recommends gently hand-painting on different shades of lightening cream without foil to mimic the effect of the sun. The technique, called balayage, requires skill, so make sure to find a colorist who specializes in it before booking your appointment.
Sandy Blonde
The balance of golden and cool highlights on Rachel McAdams is the perfect way to add depth without losing the bright blonde you crave. "This is the most forgiving color at any age because you can warm up the skin and adjust it," says Vo. Ask for more golden highlights in the winter, when the skin tends to be paler (like McAdams's). Then, in the summer, add cool highlights to contrast with your warmer skin tone. And keep it slightly root-y by only touching up the color every four weeks. "At four weeks and one day, it can go from looking flirty to dirty," Vo says.
Caramel Highlights
For women with darker skin tones, like Keri Hilson, blonde highlights can really brighten the face. Just don't go too light. If the contrast between the skin and the hair is too pronounced, it's unflattering, Vo says. If you have dark eyes, keep an inch to a half-inch of your natural color at the roots for balance, and ask for light to warm caramel highlights depending on your skin tone (the lighter your complexion, the lighter your hair can be).
Grown-Out Blonde
Surprisingly, Gisele Bundchen's golden shade isn't the result of going brighter at the ends, but instead going darker at the roots. "This is great for women growing out their highlighted hair," says O'Connor. Tell your colorist to add four or five inches of false roots and blend it with your lighter ends. This will help mask the line of demarcation and is gentler on overprocessed and dry hair.


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Saint Patrick's Leprechaun will make of this celebration an unique moment for luck, beer and money! Enjoy this green Irish and worldwide party!
Design ID: 10349779
Zoo&co was born out of our desire of doing so much more than just going to work everyday. It came from the desire of having fun while expressing ourselves, of going beyond today's standards and contaminating people with enthusiasm and optimism.
Drawing, 3D animation, illustration, music, character design, art toys, paper toys.
sunglasses_mustache3 Other Designed by surreal197
love to train Designed by skill11
Wicked strong Designed by 3087565
The Official Save the Ta-tas® Logo Other Designed by SAVETHETATAS
A mustache with a gift ribbon Other Designed by namo
Two owls Other Designed by SumuLee
Sloth Love Hug iPhone 4/4S Case Designed by carlhuber
segelschiff_o_3c Bags Designed by Judith-M83
This fashionable jacket for men and women is sure to please. It has a kangaroo front pocket with comfortable double-stitched cuffs and waistband. This jacket is tailored to fit tightly, so men should order one size larger for additional room. The fabric is made from 100% cotton and has a weight of 7.2 oz.
still to fill


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This Auto Giant Is Strong as an Ox
Eshna is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
This Auto Giant Is Strong as an Ox
Europe's auto giant, Volkswagen (NASDAQOTH: VLKAY), is a tough nut to crack. The company has shown exemplary resilience in the face of prolonged weakness in its core European markets and grown its sales and profits at a solid pace. Over the last five years, it has reduced its reliance on Western Europe and grown a new big market in Asia-Pacific, or China to be more specific. It has some excellent ideologies for expanding market share and increasing its prominence on the global map.
Lofty targets
The company is chasing its ambitious dream of emerging as the world's biggest automaker by 2018, surging past the reigning number one, Toyota (NYSE: TM), and runner-up, General Motors (NYSE: GM).
2012 Global Sales Tally
2013 First Quarter Global Sales Tally
The company is also trying to dethrone BMW as the world's largest luxury car manufacturer by 2015. It is planning to launch complete sales offensive by expanding its Audi line-up to as many as 42 vehicles by 2015.
This growing focus on the luxury market is advantageous for two reasons. Firstly, margins are much higher than other passenger cars. Secondly, sales of luxury vehicles are more recession-proof, as wealthier buyers worry less about spending.
Volkswagen had an excellent 2012 with $15 billion in operating profits. This was higher than Toyota's $11.1 billion and GM's $7.9 billion.
The extreme market situation in Europe got the better of the company in the first quarter, leading to a drop of 26% in EBIT to around $3 billion. But, Volkswagen with typical stubbornness refused to change any of its annual targets in terms of sales and profits. In 2013, it is hoping to increase its sales and repeat its profit performance.
The road that leads to China
In 2012, Asia-Pacific was Volkswagen's biggest sales destination accounting for 35% of total deliveries, compared to 33% in Western Europe. And the key lies with China, which has a huge role to play in realizing Volkswagen's dream of becoming the biggest automaker.
China's auto association estimates new-vehicle sales of over 20 million units this year. Meanwhile, KPMG's 2013 automotive survey shows that China is the most preferred investment destination for almost 70% of survey takers.
Last year, Volkswagen sold 2.6 million vehicles in China, up 18.5% from 2011. Deliveries were up 24.6% to 2.8 million. In May sales were up 17.6% to 90,824 units. It is planning to sell three million vehicles in the country in 2013.
The company currently has 12 plants in the country with a production capacity of 2.8 million vehicles, and it sells around 60 models. It is adding more capacity to meet demand.
Volkswagen will pour around $13 billion into the country by 2015 on new facilities and products. It will build seven new plants and increase its production capacity to four million units annually by 2018. The entire investment will be funded from cash flows generated by the Chinese operations.
Volkswagen has started executing the plan and is presently constructing a new factory in Changsha, with an annual capacity of about 300,000 units. Construction is scheduled for completion by the end of 2015.
China is a key market for GM and Toyota as well. GM together with its joint ventures sells the maximum number of vehicles in China. It sold 2.84 million vehicles last year and demand is as strong as ever. GM will be investing $11 billion here through 2016 to achieve a production capacity of 5 million units. In May, GM's China sales were up by 9.4% to 252,942 vehicles.
Toyota is out to make China its third one million unit market. However, since the second half of 2012 it was suffering from a fall in demand due to political tension between China and Japan. Although y-o-y sales had increased in January it had to do more with seasonality than any real increase in demand.
Now, there are some signs of improvement in the situation and Toyota has reported a 0.4% increase in May sales to 79,000 units. During the first five months, sales are still down by 8.6%.
Providing diesel power to North America
Of late, Volkswagen has been faltering in the US markets with May numbers indicating a 1.7% decline. This could be worrisome given that North America accounts for around 10% of total deliveries. But Volkswagen has an ace up its sleeve which could change its fortunes in this market.
It is the top provider of diesel cars in the US, accounting for 72% of domestic diesel car sales. Diesel engines have been traditionally snubbed in North America due to their dirty emissions. But newer technology is fast changing this. The modern engines burn much cleaner while still delivering diesel's considerably improved fuel economy.
If gasoline prices remain high in the long term, Volkswagen's head start with this technology will be advantageous as consumers will definitely try to cut their fuel costs.
The US auto market was up 8.2% in May; GM grew its sales by 3% and Toyota by 2.5%.
Last word
Volkswagen has a heart of steel. It is combating odds and setting challenging goals for itself. Irrespective of whether it can realize its dreams, growth is a given for Volkswagen, which makes it an excellent investment opportunity.
Worried about GM?
Few companies lead to such strong feelings as General Motors. But ignoring emotions to make good investing decisions is hard. The Fool's premium GM research service can help, by telling you the truth about GM's growth potential in coming years. (Hint: It's even bigger than you think. But it's not a sure thing, and we'll help you understand why.) It might help give you the courage to be greedy while others are still fearful, as well as a better understanding of the real risks facing General Motors. Just click here to get started now.
Eshna De has no position in any stocks mentioned. The Motley Fool recommends General Motors. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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Ad serving – faster and nearerPost on March 1st 2012 by Tim Wintle
As our network has grown we've seen a dramatic increase in the size of our US inventory recently.
To help meet demand, we've recently brought extra computing power online in the US, leading to a speed increase of up to 300% for some ads as we direct more traffic to the US.
We've also added support for the edns-client-subnet draft DNS extension to our nameservers – this proposal allows recursive DNS servers such as Google Public DNS and OpenDNS to avoid hindering their users by sending them to the wrong server.
Get Paid for showing ads on your website with VAN


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AD2ONE is a digital sales agency representing an exclusive selection of market-leading, premium websites.
For over 10 years, AD2ONE has been the leading independent agency in its field and we maintain this position through the highest levels of performance and client service.
The UK Display market is one of the most advanced and competitive in the world with a larger proportion of advertising spend going online than anywhere else. This means that our advertising clients demand that we offer highly innovative, reliable and effective solutions. We work with our publishers to make their brands stand out, harnessing their potential to deliver engaging and valuable audiences and environments.
Grant Allaway
Efficiency, experience and effectiveness
If you are an agency or client who wants to advertise with some of the UK's largest and best-known websites, then speak to AD2ONE.
Delivering ROI through display, sponsorship, video and mobile solutions
Farai Mativi
Group Head of Finance
What makes AD2ONE different?
We're different because we represent a core portfolio of premium publishers who we take to market with an individual brand sell. These exclusive, long term partnerships mean we can maximise and build revenue for our publishers from display, video, mobile and search advertising.
Building long term, revenue generating partnerships


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Chunky bits of apple in cupcakes topped with caramel icing and caramel drizzle.
Caramel Apple Pie
Maple Apple Bread | #SundaySupper
Apple Bundt Cake with Brown Sugar Glaze
Caramel Apple Bread | It's Your Birthday #SundaySupper!
This week, the #SundaySupper movement turns 1 year old! I didn't discover this wonderful group until April, but we are celebrating by sharing recipes that we have been dying to make, inspired by other contributors. I have wanted to make this lovely bread since I saw Patsy from FamFriendsFood.com, post it. I have jumped on […]


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Jennifer Lopez won't be watching "American Idol" now she's no longer a judge on the show.
The singer/actress missed the debut of the latest season on Wednesday night and says she won't be setting her DVR to catch episodes.
Lopez, who quit the show after two seasons last year, says she has no desire to watch her replacements, Nicki Minaj and Mariah Carey.
During an appearance on late-night chat show Jimmy Kimmel Live! on Thursday, the host suggested she should never watch "Idol" again so she can always say she hasn't seen the show when journalists ask her to comment on Minaj and Carey and their much-publicized feud.
Lopez said, "I won't."
But she insists she'll never bad-mouth the show - because she had a great time as a judge. She added, "I really enjoyed it... There's just something about that show that is really inspiring and fun."
latest entertainment news


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If you have flat feet, there are a few things you want to look for when buying sandals. First and foremost, we only recommend wearing a sandal with an orthotic footbed or a removable footbed to insert a custom orthotic. This keeps the foot area supported and prevents the arch from flattening.
Second, you want to buy a sandal that is specifically designed for walking comfort. Most flip flops are made to be fun to wear, but to lesson your chances of foot pain (including ball of foot pain and heel and arch pain) due to flat feet, the sandal must have an orthotic. Your feet will notice difference immediately. They will feel more cushioned, stable, and realigned into their natural walking position.
The choice we recommend for people with flat feet is the Orthaheel Arch Support Sandals and Flip-Flops. These styles have superior support with a built-in orthotic and are known as being a very comfortable sandal. Specifically, if you are looking for a casual sandal for wearing on vacation this summer or around the house, the Orthaheel Malibu has the best support we have seen in a sport sandal and the Orthaheel Wave Flip Flop has the best arch supports we have seen in a thong sandal.
Good quality orthotic sandals not only help prevent foot pain, but they keep the entire lower body in alignment. This can reduce body pain in other areas, such as they ankles, knees and lower back. If you want unbeatable comfort and support in a sandal, the Orthaheel Arch Support Sandals and Flip-Flops are a great choice for summer.
To browse all of the Orthaheel Arch Support Sandals and Flip-Flops click here.
A review of the best sandals for flat feet and the importance of buying sandals with orthotic footbeds.


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The NASCAR Whelen All-American Series returns to Stockton 99 Speedway on Saturday, featuring Western Late Model in Twin 50's, NCMA Sprint Cars, Vintage Hard Tops, USAC Ford Focus Midgets and a 199-lap Enduro race.
The new Stockton 99 Speedway is located at 4105 N. Wilson Way just west of Highway 99. For more information on tickets and times, please contact the speedway at 209-466-9999 or go online at www.stockton99.com.
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Prop 8 and Citizens United Super Lawyer
By Kristina Lapinski, January 21, 2014.
Just below the surface, politics is a horribly messy entangled web of personalities, egos, and conflicting interests with an ultimately mysterious and unknowable truth buried at the center. Whatever happens behind closed doors and the true motives of those in power can only be theorized and never truly known, and the mysterious chain of cause and effect all too often appears as a simplified Shakespearean performance on a national political stage, whose characters are further masked by make-up and edited for digestible TV sound bytes.
On the surface, the Prop 8 lawsuit appeared to be a relatively simple case- 2 couples/ 4 plaintiffs seeking marriage equality, led by the all-star legal team Ted Olson and David Boies, bankrolled by Hollywood celebrities, with then AFER President and now HRC President Chad Griffin at the helm, coming together to take on Proposition 8, the California constitutional amendment which defined marriage as between one man and one woman.
The highly publicized case made it all the way to the United States Supreme Court, where marriage equality for the state of California was essentially upheld on a technicality. All said and done, it was a rousing success, bringing joy to the LGBT community in California and allies across the nation.
But there is one player in this fight who has always bothered me, whose chain of "cause and effect" has always felt like an ironic and paradoxical smack of messy political realities.
Flash back 2000: The Supreme Court is deciding the fate of the country and who will take the reigns of power in the infamous case of Bush v. Gore. George Bush was represented by Ted Olson, and Al Gore represented by David Boies.
The self identified conservative Ted Olson, in one of the most contentious races of all time, and with the help of the Supremes, delivered his client the Presidency of the United States of America.
The chain of events plays in my mind as follows:
- Ted Olson delivers George W. Bush the Presidency -(the man who stole the election to start with, royally screws the country, launching the United States and other countries into an unnecessary war, based on lies);
- Bush delivers a 2004 State of the Union address, pandering to his Radical Right constituency by promising a constitutional amendment to ban same-sex marriage;
- San Francisco Mayor, Gavin Newsom, attending the State of the Union as Speaker Pelosi's guest, is so incensed at Bush's promise, that when he returns home to San Francisco, he opens the doors of City Hall for same-sex couples to get married;
- The Radical Right in California reacts against Mayor Newsom and launches the Proposition 8 ballot initiative; and
- AFER challenges Proposition 8 in the Courts, Chad Griffin hires Ted Olson as lead counsel (a full circle WTF moment).
And now for the "What If," an alternative chain of events, I wish had happened, which would take Ted Olson out of the picture:
- David Boies wins the case and Al Gore becomes President;
- The country actually does something about global warming and bonus we never go to war, thousands of lives spared; and
- National marriage equality is achieved much sooner through a more liberal Supreme Court.
Okay, 'coulda, woulda, shoulda.' And now to my point, how can we make a hero of Ted Olson when this was all partly his fault to begin with?
Not to mention the fact that he is STILL a conservative, AND was a major architect of that horrible Citizens United case (the one that allows unlimited political contributions from corporations effectively robbing our democracy.)
Ted Olson gave a few great sound bytes to the national media, gave his all to the Proposition 8 case, notwithstanding his million dollar fees, and he becomes the nice guy… but I am reluctant to call him a hero by any stretch of the imagination.
With "The Case Against 8" now playing at Sundance and all the accolade, I began to wonder how the 'hero' Ted Olson would be preserved for posterity and portrayed to the masses, to the people who haven't connected an insidious chain of events.
Lest we forget that nothing ever is as it seems.
More about filmmaker, Kristina Lapinski, from GAY U.S.A. the Movie.