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For some reason or another - happenstance, patriotism, the Mayan Calendar - for the last decade or so I've completely lined up my professional life changes with that of the American Presidential election calendar.
In 2004 I was working at In-Stat, and after 7 years decided it was time to make a change. In 2008 I'd been working at ABI Research for almost 4 years, and I'd started to talk with my friend Om and future boss Paul Walborsky about getting GigaOM into the research business. And so this year - on Election Day 2012 - it makes sense to me that I'd let people know about the new direction I'm taking.
Which is this: I've decided to start my own research company, NextMarket Insights.
Before I tell you about my new company, I have to talk a bit about my old one. Leaving GigaOM as a full time employee was the toughest professional decision I've ever had to make, because I really love the company and the research group we created in GigaOM Pro.
When I came on board in early 2009, we had this crazy idea of trying to disrupt the research business by offering a low-priced, high-quality subscription research product that allowed individuals to put it on their credit card. It was pretty different from what most tech blogs were doing at the time (and still is), and even more different than that of what traditional tech research has been doing.
We received positive feedback from the market, sold thousands of subscriptions, and learned alot in the process. It was a blast for me, as I'd never got to help create a research company from scratch, and that's exactly what we did. I was in charge of the research, which included recruiting analysts, setting up the research focus areas, working with editorial to set up our report topics and, over time, and also helping to create a new enterprise business which would help satiate a growing demand from corporate research buyers.
It was all great fun and I learned a ton.
But in the process I also learned something about myself: I like creating new products. I guess I kinda knew that all along, as it was something I had always done during my career at In-Stat and ABI Research, but GigaOM made me realize for the first time that maybe I should do it for my own company.
So that's what I'm going to do. Last Thursday was my last day as a full time employee at GigaOM (but I'm still staying part of the family - more on that in a minute), and now I'm setting about creating a new research company. The focus will be, broadly, emerging technologies, with a focus on disruptive consumer and business technologies.
More specifically, my passion as an analyst has always been on how new technologies are create disruptive change across industries, and how this change results in gatekeepers and incumbents being challenged n marketplace after marketplace, resulting in large opportunities for entrepreneurs.
In essence, it's what I've been focused on my whole career as an analyst.
Of course I know alot of research firms specialize in just consumer, mobile, or enterprise, or pick-your-poison. I also know that emerging technologies is fairly broad. But I also truly believe trying to better understand how large-scale trends such as social, crowds, new interfaces, as well as new distribution, manufacturing and commerce technologies impact the various consumer and business markets is important. It's also what I'm passionate about.
What I'm also passionate about is seeing how many of these technologies I write about I can actually leverage myself and for my company. Whether it's new digital publishing tech, e-commerce platforms, or whatever, I want to explore how I can actually employ them myself in my new venture.
After all, part of the reason I like to write about democratizing technologies - and why I decided to make a go of it myself - is that I think these technologies really do make it easier and create less friction in getting to market, and I want to test this out on a daily basis in the biggest way possible.
And the good news for me is that I still get to be involved with GigaOM, a company I continue to be a big fan of. They asked me if I wanted to continue to contribute and curate for them, and naturally I saw a big win-win in having a great first client, while also giving myself freedom to build my own thing.
So that's it. Since I've only really just started on this venture (even as I've given this step in my professional life alot of thought), I still need a little time to create some actual research and build a website. I do anticipate the NextMarket Insights site will be ready in December (you can sign up here if you want to be notified), so stay tuned.
In the meantime, check out posts at GigaOM, as well as over at Forbes, where I've signed on as a contributor and where yesterday I started to lay out a vision of what I'll be looking at at NextMarket Insights in the coming year.
I'm thankful to Om, Paul and everyone GigaOM for the opportunity to work at one of the coolest companies in Silicon Valley, glad I get to continue to be part of the extended family, and now I'm looking forward to the next four years and beyond.


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Another valid cut would be to end ongoing foreign aid programs. I can see sending a little help when we have it to spare to help a Country past a tough spot,but we need to stop subsidizing Countries whose only product is growing dependency on OUR money.
I agree that we need to cut ALL politicians' salaries to 2008 values,and also reduce the WORKFORCE,if you can call it that,to 2008 numbers.
We need to re-structure the Dept of Education,get rid of the Union,and set more Conservative standards for Teachers. Get back to what kids REALLY need to learn,and skip the Liberal junk they're being force-fed now.
The screeching you hear in Washington is the sound of politicians slamming their mouths into reverse as they back away from their previous positions on the misnamed "budget sequester." For weeks now, we have been told that an $85 billion reduction in the rate of increase in federal spending -- a 2.4 percent cut -- will have devastating consequences for our nation.
According to administration spokesmen and supporters, the sequestration means reduced agricultural inspections and the prospect of tainted food, cuts in childhood immunizations and more ill kids, long delays at airport security checkpoints, air traffic disruptions and dangerous vulnerabilities on...


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21 August 2014 - It is crucial – and in the interest of all – that travellers and others comply with public measures to monitor and control the risk of transmission in places where Ebola infection may occur... Read more
21 August 2014 - The African Jesuit AIDS Network (AJAN) hopes to get involved in efforts to stop Ebola by providing culturally sensitive information that is urgently needed to contain the swift expansion of the virus... Read more
21 August 2014 - The 20th International AIDS Conference (IAC) in Melbourne, Australia, came to a close on 25 July with earnestly expressed commitments to end the pandemic by 2030. But optimism and enthusiasm were tempered by a realisation of the challenges inherent in making this ambitious aim a reality... Read more
21 August 2014 - Good education and a daily square meal: countless children orphaned by AIDS in Zambia can only dream of these essentials. In Lusaka, 250 orphans are getting both free-of-charge at a Jesuit parish that is running a quality school on a shoestring budget... Read more
30 June 2014 - A total of 117 young people from 12 African countries submitted entries in the second edition of the script-writing competition Youth Movies for Life & for Love that was launched by AJAN on World AIDS Day 2013... Read more
Jesuits across sub-Saharan Africa reach out daily to people affected by AIDS and seek to prevent the spread of HIV. The African Jesuit AIDS Network (AJAN) coordinates their efforts, inspired by the vision: Empowered individuals, families, and communities working towards an HIV and AIDS free society and fullness of life (cfr John 10:10)


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2013 Guinness International Champions Cup Tickets: Cheap Concert Tickets Announces That Tickets for the Guinness International Champions Cup Officially Go On Sale to the Public Beginning Friday, May 31, 2013. Worldwide Soccer Teams Participating in This Historic Event are: Real Madrid, Juventus, LA Galaxy, Valencia, Everton, Inter Milan, Chelsea FC and AC Milan.
NEW YORK, May 31, 2013 /PRNewswire-iReach/ -- 2013 Guinness International Champions Cup Tickets will be available for sale to the public beginning at 10:00 a.m. local time Friday, May 31st.
(Photo: http://photos.prnewswire.com/prnh/20130531/CG23393)
Soccer fans in the United States will get a big treat this summer when 8 soccer powerhouses, Real Madrid, Valencia, Chelsea, AC Milan, Everton, Inter Milan, LA Galaxy and Juventus will get together and participate in the 2013 Guinness International Champions Cup. The event will be held in late July and early August at the following venues: Dodger Stadium, AT & T Park, MetLife Stadium, Sun Life Stadium, University of Phoenix Stadium and Lucas Oil Stadium.
The host countries of the participating teams include: England, Spain, Italy and the United States. Some well known players who will be playing in the tournament include: Andrea Prilo, Frank Lampard, Esteban Cambiasso, Tim Howard, Landon Donovan, Roberto Soldado and Cristiano Ronaldo,
The International Champions Cup gets underway on the 27th day of July in Valencia, Spain with Valencia hosting AC Milan. Additional opening round matches will be hosted at AT & T Park, Lucas Oil Stadium and the University of Phoenix Stadium. The semi-final matches are set to take place at MetLife Stadium in East Rutherford NJ and Dodger Stadium in Los Angeles. Interestingly, the Dodger Stadium has never hosted a soccer match in its half-century of existence. The tournament finals will be played at the Sun Life Stadium in Miami.
Below is a schedule for the Guinness Champions Tournament:
AC Milan vs. Valencia, Estadio Mestalla, Valencia, Spain - 7/27/13
Everton FC vs. Juventus - San Francisco, AT & T Park - 7/31/13
Inter Milan vs. Chelsea FC - Indianapolis, IN, Lucas Oil Stadium - 8/1/13
LA Galaxy vs. Real Madrid - Glendale AZ, University of Phoenix Stadium - 8/1/13
Semifinals - Los Angeles, CA - Dodgers Stadium - 8/3/13
Semifinals - East Rutherford, NJ - Metlife Stadium - 8/4/13
Finals - (5th & 7th Place Matches) - Miami, FL - Sun Life Stadium - 8/6/13
Finals - (3rd Place and Championship) - Miami FL - Sun Life Stadium - 8/7/13
About Cheap Concert Tickets:
Cheap Concert Tickets delivers tickets to sold out concerts and events worldwide when no one else can, and they do so at discounted prices. As a member of TicketNetworkDirect, they can guarantee the delivery of International Champions Cup Tickets, Paul McCartney tickets and more. This trusted ticket exchange also has a large inventory of tickets for all sporting events around the World. With CheapConcertTickets.me customer service is a priority, for more information email support(at)cheapconcerttickets(dot)me.
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Sunday, September 25, 2011
Doing a movie review today
Last night was date night with my husband so we did dinner and a movie. I had wanted to see Abduction so despite the bad reviews we went to see it. Well now I understand why the movie got bad ratings. It's a shame really because Lily Collins is a fantastic actress, but even she couldn't help this movie. This could have potentially been a good movie. The idea was there, and they had some good actors for the film, but the screenplay seemed like it was written by a five-year old. The filming was a bit nauseating with how shaky, spinny, and blurry the camera was for most of the movie. The dialogue was so horrible most of the time is was actually funny. (and not in a good way) The few actual action sequences the movie had were decent, but not enough to warrant any praise. Taylor Lautner and Lily Collins did an ok job considering what they had to work with. I think if their was better dialogue and better filming the movie would have been alright. Unfortunately it was really awful and deserves the horrible ratings. That said I absolutely love Lily Collins and I can't wait to see her as Clary in City of Bones when that is finally made. I think she's going to do fabulous in The Mortal Instruments movies.
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LAS VEGAS - Social media have become a prevalent part of society, but some say social media websites may be affecting the way people interact on a much larger scale.
At UNLV, graduate students are researching "virtual" societies. UNLV researcher and sociology professor Simon Gottschalk says social media present real dangers to a civil society.
He says social media websites are addictive, seductive and irresistible. He says social media change human brain structure, how people interact, how they think about themselves and their communities and the way in which they remember things.
"There are dangers in terms of our cognitive functions and, as research also suggests, there are dangers to our emotional abilities," Gottschalk said. "When we increasingly interact with people online, and they're invisible, and we're anonymous, and we don't really see them, well, we may tend to be less civil in our online communication."
He says that online communication can adversely affect our offline communication. Those anonymous, hurtful words posted on the computer may lead to less civility among people in real life.
An examination of the comments sections of many websites can reveal numerous negative, mean and hateful comments.
YouTube is trying to alleviate this problem by requiring users have a Google-Plus account in order to post comments on the company's website. This will presumably cut down on hateful comments by requiring posters to reveal their identities.


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Seriously LOOK at that 1984 hair!!
My mom passed away in 2006 and I have chosen to run the London Marathon in her memory and for the British Heart Foundation.
Those requiring a warm fuzzy feeling should most certainly visit http://www.justgiving.com/PhilRunsLondon2014
You're all superstars! Warm fuzzy feelings start at just £1!


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Live Wire TRS - TRS Balanced Patch Cable
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Professional interconnect with nickel-finish 1/4" connectors.
Livewire TRS - TRS Balanced Patch Cable
Balanced (TRS) 1/4" phone to same. Professional interconnect. Nickel finish. For serious-minded musicians, Live Wire cables have the strength and durability to withstand more than everyday use. Superior wireYour cable is your sound. Superior wiring allows your signal to be quiet, eliminating frustrating hums, buzzing, and crackles.Sturdy constructionSturdy construction enhances signal and performance. Flexible design eliminates kinks and twists for a tangle-free performance whether you're in the studio or on the stage.
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There are some people who will start RPing with someone with the intention of hitting them up for ERP, even on PvE servers, although they're usually more honest there and will just ask you to cyber. There are different types of ERPers, some are skeezy and some are not, and she ran into one of the skeezy ones that type one-handed. A lot of RPers do erotic roleplay, and a lot don't, but unfortunately it's a catchall term for everything from "Do you think we should play out this sex scene, since our characters are so messed up from recent events still that it'd be interesting to see how they handle being intimate?" to "hay qt, ur rly fine do u want r toons 2 do it? i got a big 2hander lol ;)"


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We all enjoy anonymity, especially when it comes to our valuable goods. That's why there's the 14″ Power Pizza box for your laptop. It's marketed as anti-theft, anti-shock, and ANTI-STYLE and costs about $25.
Check out the product site here
Story via Gadgetmadness
Power Pizza box Specs:
- Corrugated cardboard pizza box
- Max. laptop size: 37 x 37 x 3.6 cm
- Min. laptop width: 28 cm
- Weight: 300 grams
- Ext. dimensions: 38 x 38 x 4.7 cm
- Some assembly required


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Vic Firth American Classic Extreme Drumsticks with Vic Grip
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Get a grip on your favorite stick, now with added length.
Vic Firth American Classic Extreme Drumsticks with Vic Grip
The American Classic Extreme Drumstick is ideal for the American Classic player who desires a little more power and reach. An extra 1/2" of length may not seem like much, but the difference is palpable. These sticks also feature Vic Firth's revolutionary Vic Grip—an anti-slip drumstick coating made from an eco-friendly, water-based urethane. It provides a comfortable and slip-resistant grip. The grip is specially formulated to be extremely durable and is an ideal choice for players who prefer an enhanced grip on their drumsticks.
Order today with the no-risk assurance of our Total Satisfaction and Low Price Guarantees!
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text: HomeFilmMarkets & Festivals Miller balances charity, showbiz Email Print +Talk +G+ +Tweets October 10, 2010 | 05:00AM PT ShowEast: Al Shapiro Distinguished Service Award Anna Marie de la Fuente No dirge for 35mm prints | Surprise revival for 35mm 3D HonoreesFernando Soriano | Branden Miller | Thomas Stephenson | Todd Vradenburg | Mauricio Duran Not many people fulfill their childhood dreams at their professions, but in Branden Miller's case, being at Fox gave him the chance to work closely on the "Star Wars" Special Editions. "I've been a huge fan since I was very young," says Miller, 44. Miller heads a lean-and-mean team of seven who cook up in-theatre marketing promos, props and materials to lure more people in. His team is especially proud of creating "The Simpsons Movie" in-theatre standee where many people posed beside a life-sized Homer on his couch. Miller's first job was at a charity arts org, but his heart was always in the film biz. He's now managed to combine the two as an active member in various charities. "Branden is an extraordinary and remarkable person," says Fox prexy of domestic distribution Bruce Snyder, who points out that Miller has four adopted kids, confirming the maxim that charity truly begins at home. Follow @Variety on Twitter for breaking news, reviews and more Most Popular 1 Film 2:01AM PT Busan Film Review: 'Paradise… 2 Digital 12:59AM PT Disney, Amazon Close to… 3 Film 10:00PM PT 'Exodus' Star Christian Bale… 4 TV 7:04PM PT Jury Orders CBS to Pay $10.4… 5 Film 6:43PM PT Lionsgate Reviving 'Twilight'… Variety Jobs Junior Associate Company Confidential, New York, New York Manager, Sales - OnDemand/Digital Entertainment One, Los Angeles, California Director, Program Licensing Scripps Networks Interactive, New York, New York Entertainment Marketer starpower llc, New York, New York Sr. Account Coordinator Petrol Advertising, Burbank, California See More Jobs Marketplace Leave a Reply No Comments


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(WMC-TV) - Tonight, we will find out which country will be honored during Memphis in May 2013.
This year was a salute to the Philippines. The yearly festival includes the World Championship Barbecue Cooking Contest, Beale Street Music Festival, and wraps up with Sunset Symphony.
Tonight's announcement is at 6 at the Memphis Botanic Garden.
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] welcomes all the fans to one of the biggest Collection of Metallica Info. Simply, We post daily all Metallica Live Gigs and News Usually Pro Shot Footage, so sit back and enjoy.
.: Mr Cliff Burton :. Tweet
Early years
Burton was born on February 10, 1962, in Alameda, California , to Jan and Ray Burton. He had two elder siblings, Scott and Connie. He was raised in the San Francisco Bay Area. Burton's interest in music began when his father introduced him to classical music and he began taking piano lessons.
In his teenage years, Burton's interest in music switched from classical to jazz and eventually heavy metal. He began playing the bass at age 13, after the drowning death of his brother. He was taught by Steve Doherty. His parents quoted him as saying, "I'm going to be the best bassist for my brother. He practiced up to six hours per day. His early influences varied from classical music to southern rock to country, blues and jazz.
While still a student at Castro Valley High School, Burton formed his first band. Called "EZ-Street", the band took its name from a Bay Area topless bar. Other members of EZ Street included future Faith No More guitarist "Big" Jim Martin and future Faith No More and Ozzy Osbourne drummer Mike Bordin. Burton and Martin continued their musical collaboration after becoming students at Chabot College in Hayward, California. Their second band, "Agents of Misfortune", entered the Hayward Area Recreation Department's "Battle of the Bands" contest in 1981. Their audition was recorded on video and features some of the earliest footage of Burton's trademark playing style. The video also shows Burton playing some parts of what would soon be two Metallica songs: his signature bass solo, "(Anesthesia) Pulling Teeth," and the chromatic intro to "For Whom the Bell Tolls". Burton joined his first major band, Trauma, in 1982.
In 1982, Trauma traveled to Los Angeles to perform at the Whisky a Go Go. Among those in attendance were James Hetfield and Lars Ulrich, both members of Metallica, which had formed the previous year. Upon hearing, as Hetfield described it, "this amazing shredding" (which happened to be "(Anesthesia) Pulling Teeth"), the two went in search of what they thought was an amazing guitar player. When they learned that what they had heard was, in fact, a bass solo by Burton they decided to recruit him for their own band. They asked him to replace departed bassist Ron McGovney, and since Burton thought that Trauma was "starting to get a little commercial," he agreed. The idea of having to move to Los Angeles did not sit well with him, and said he would join only if the band would relocate from Los Angeles to his native San Francisco Bay Area. Metallica, eager to have Cliff in the band left their origin of Los Angeles to make a home in San Francisco, California.
Burton's first recording with Metallica was the Megaforce Demo. A demo tape the band had made prior to Burton's joining, No Life 'Til Leather, managed to come into the hands of John Zazula, owner of Megaforce Records. The band relocated to Old Bridge, New Jersey - and quickly secured a record deal with Zazula's label. Their first album, Kill 'Em All, features Burton's famous solo piece, "(Anesthesia) Pulling Teeth," which showcased his use of effects, such as a wah pedal (until then the wah pedal had been the near-exclusive domain of six-string guitarists, with the exception of Geezer Butler on Black Sabbath's first album, and occasionally ultra-progressive bassists such as Chris Squire).
The band's second album, Ride the Lightning, showcased the band's increasing musical growth. Burton's songwriting abilities were growing, and he received credit on six of the album's eight songs. Burton's playing style and use of effects is showcased on two tracks: the chromatic intro to "For Whom the Bell Tolls," and the "lead bass" on "The Call of Ktulu." Burton's backing vocals are heard in "Trapped Under Ice".
The increase of musicianship on Ride the Lightning caught the attention of major record labels. Metallica was signed to Elektra, and began working on their third album, Master of Puppets, which is considered by most critics to be a landmark album in both thrash and the whole of metal. Burton is featured heavily on several tracks, most notably the instrumental "Orion," which again featured Burton's lead bass playing style. The album also contained Burton's favorite Metallica song, "Master of Puppets." Master of Puppets was the band's commercial breakthrough, but it would be Burton's final album with Metallica.
Burton's final performance was in Stockholm, Sweden on September 26, 1986. One of Burton's final performances with the band is available for free to download from Metallica's website.
Burton cited bass players like Geezer Butler, John Paul Jones, John Entwistle, Phil Lynott, John Deacon, Geddy Lee, Lemmy, and Stanley Clarke as influences. He has also cited guitar players such as Ritchie Blackmore, Ulrich Roth, Jimi Hendrix, Randy Rhoads, and Tony Iommi as influences. Surprisingly to many fans, Burton did not cite Iron Maiden bassist Steve Harris as an influence, which is strange since the band has often cited Iron Maiden as a major influence on a bulk of their work.
James Hetfield has admitted that Burton's influence was highly responsible for much of Metallica's early music and image. A classically trained pianist, Burton used his large knowledge of theory to add to the band's sound, both through his bass work and teaching Hetfield and Hammett how to theorize and harmonize. Hetfield said that: "without Cliff, we wouldn't be where we are today."
Burton's interest in the works of horror writer H. P. Lovecraft resulted in two Metallica songs, "The Call of Ktulu" and "The Thing That Should Not Be." The band has also noted that their love of The Misfits, Samhain, and all things involving Glenn Danzig came directly from Burton. This influence has persisted ever since, and when Metallica toured the USA in the summer of 1994, Danzig was one of the opening bands. On a few occasions, he came out on stage with Metallica, providing vocals when they performed Misfits' songs.
After Burton's death, Metallica released the tribute documentary Cliff 'em All, a video retrospective of Burton's time in the band. It is a collection of live performance footage shot by fans, some professional filming and TV shots that were never used, and some personal photos. Metallica's first album of original material after Burton's death, …And Justice for All, contained Burton's last writing credit, the mostly instrumental track "To Live Is to Die". Metallica sometimes plays the middle part of "To Live Is To Die" at a slower tempo as a tribute for Cliff Burton. Burton wrote the single stanza of lyrics for the song, which Hetfield ended up reciting:
"Cannot The Kingdom of Salvation take me home" is written on Cliff Burton's memorial stone.
The most well known non-Metallica tribute to Burton is the song "In My Darkest Hour" by contemporary thrash metal band Megadeth. According to Megadeth leader Dave Mustaine, after hearing of Burton's death, he sat down and wrote the music for the song in one sitting. The lyrics, however, are unrelated to Burton's death. The band's frontman Dave Mustaine was Metallica's lead guitarist in the early days and knew Burton very well, and they maintained good relations after Mustaine parted with the band in 1983, just before the release of "Kill Em All". Mustaine was quoted as saying the song was inspired by Burton's passing. He claimed that neither Hetfield nor Ulrich had informed him of Burton's death and he only found out when Metallica's manager called him.
On October 3, 2006 a memorial stone was unveiled in Sweden near the scene of the fatal crash.
Contemporary thrash metal band Anthrax dedicated their Among the Living album to him, as did Metal Church with The Dark.
On April 4, 2009, Cliff Burton was posthumously inducted into the Rock & Roll Hall of Fame, with the rest of Metallica. During the ceremony, the induction was accepted by Cliff's father, Ray Burton, who shared the stage with the band and mentioned that Cliff's mother was actually Metallica's biggest fan.
In February 2009 author Joel McIver announced that his biography To Live Is To Die: The Life And Death Of Metallica's Cliff Burton would be published worldwide by Jawbone Press in June. Burton's former Metallica bandmate Kirk Hammett provided the foreword.
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Everyone is welcome to join us in any or all of these seasonal activities in and around Victoria. For more information, contact Jennie Sparkes at firstname.lastname@example.com.
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Food and Book Drive | Saturday, December 1 – Friday, December 21
During the lead-up to our Winter Solstice Celebration (Shambhala Children's Day), two donation boxes will be available in the Shambhala Centre's Community Room—one for non-perishable food items, the other for new or lightly used children's books (for ages up to 16 years). On December 22nd, the collected items will be donated to The Mustard Seed, "a non-profit fighting hunger and restoring faith to hurting souls in Greater Victoria."
Contemplative Walks and Miksang Photography Outings | Swan Lake | Saturday, December 8 and Sunday, January 6, 2:00 – 3:00 PM (1:30 PM start for Miksang participants)
On both days we will meet at the Swan Lake Nature House at 2:00 PM, rain or shine, for a 3 km walk around Swan Lake. The trail is well marked and flat. The boardwalks can be slippery when wet, so please wear shoes with non-slip soles. Those with Miksang photography training are welcome to meet at the Nature House at 1:30 PM to begin capturing images. Please dress warmly and be able to walk for at least 30 minutes without stopping to rest.
Winter Solstice Celebration | Shambhala Centre | Friday, December 21, 7:00 – 9:00 PM
Building on the Shambhala tradition of Children's Day, this special evening is an opportunity to celebrate nature's cycles, acknowledge what has passed, and make aspirations for the coming year. The celebration will also include a presentation on Solstice traditions, a group blessing, and a potluck feast of seasonal baked goods and savory finger foods.
Contemplative Walk | Shambhala Centre – Government House | Tuesday, December 25, 2:00 – 3:30 PM
Join us at the Shambhala Centre's front doors, rain or shine, for a 3.5 km walk to Government House and back. The walk will combine silent wandering, using our senses to awaken us to the world, and an opportunity to become better acquainted with fellow participants. We will have a 15-minute meditation at Government House before heading back to the centre. Please dress warmly, bring a warm blanket, and be able to walk for at least 30 minutes without stopping to rest.
Contemplative Walk | Ogden Point – Finlayson Point | Thursday December 27, 1:00 – 2:30 PM
Join us at the front doors of the Ogden Point Cafe, rain or shine, for a 5 km walk along the sea cliffs to Finlayson Point and back. We will have about 15 minutes to sit reflectively in the shelter at Finlayson Point before heading back to Ogden Point. Please dress warmly and be able to walk for at least 30 minutes without stopping to rest. Feel free to linger in the Cafe afterward.
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New video time! Here's a cover of The Mountain Goats' excellent song "Love Love Love." Enjoy!!
And don't forget that I have a new free EP available on my bandcamp site! :)
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Documents Reveal That The Government Worked With Big Banks To Crackdown On The Occupy Movement
It was more sophisticated than we had imagined: new documents show that the violent crackdown on Occupy last fall – so mystifying at the time – was not just coordinated at the level of the FBI, the Department of Homeland Security, and local police. The crackdown, which involved, as you may recall, violent arrests, group disruption, canister missiles to the skulls of protesters, people held in handcuffs so tight they were injured, people held in bondage till they were forced to wet or soil themselves –was coordinated with the big banks themselves.
The Partnership for Civil Justice Fund, in a groundbreaking scoop that should once more shame major US media outlets (why are nonprofits now some of the only entities in America left breaking major civil liberties news?), filed this request. The document – reproduced here in an easily searchable format – shows a terrifying network of coordinated DHS, FBI, police, regional fusion center, and private-sector activity so completely merged into one another that the monstrous whole is, in fact, one entity: in some cases, bearing a single name, the Domestic Security Alliance Council. And it reveals this merged entity to have one centrally planned, locally executed mission. The documents, in short, show the cops and DHS working for and with banks to target, arrest, and politically disable peaceful American citizens.
The documents, released after long delay in the week between Christmas and New Year, show a nationwide meta-plot unfolding in city after city in an Orwellian world: six American universities are sites where campus police funneled information about students involved with OWS to the FBI, with the administrations' knowledge (p51); banks sat down with FBI officials to pool information about OWS protesters harvested by private security; plans to crush Occupy events, planned for a month down the road, were made by the FBI – and offered to the representatives of the same organizations that the protests would target; and even threats of the assassination of OWS leaders by sniper fire – by whom? Where? – now remain redacted and undisclosed to those American citizens in danger, contrary to standard FBI practice to inform the person concerned when there is a threat against a political leader (p61).
As Mara Verheyden-Hilliard, executive director of the PCJF, put it, the documents show that from the start, the FBI – though it acknowledges Occupy movement as being, in fact, a peaceful organization – nonetheless designated OWS repeatedly as a "terrorist threat":
"FBI documents just obtained by the Partnership for Civil Justice Fund (PCJF) … reveal that from its inception, the FBI treated the Occupy movement as a potential criminal and terrorist threat … The PCJF has obtained heavily redacted documents showing that FBI offices and agents around the country were in high gear conducting surveillance against the movement even as early as August 2011, a month prior to the establishment of the OWS encampment in Zuccotti Park and other Occupy actions around the country."
Why the huge push for counterterrorism "fusion centers", the DHS militarizing of police departments, and so on? It was never really about "the terrorists". It was not even about civil unrest. It was always about this moment, when vast crimes might be uncovered by citizens – it was always, that is to say, meant to be about you.
Read More
(via sinidentidades)
FBI Documents Reveal Secret Nationwide Occupy Monitoring -
FBI documents just obtained by the Partnership for Civil Justice Fund (PCJF) pursuant to the PCJF's Freedom of Information Act demands reveal that from its inception, the FBI treated the Occupy movement as a potential criminal and terrorist threat even though the agency acknowledges in documents that organizers explicitly called for peaceful protest and did "not condone the use of violence" at occupy protests.
The PCJF has obtained heavily redacted documents showing that FBI offices and agents around the country were in high gear conducting surveillance against the movement even as early as August 2011, a month prior to the establishment of the OWS encampment in Zuccotti Park and other Occupy actions around the country.
"This production, which we believe is just the tip of the iceberg, is a window into the nationwide scope of the FBI's surveillance, monitoring, and reporting on peaceful protestors organizing with the Occupy movement," stated Mara Verheyden-Hilliard, Executive Director of the Partnership for Civil Justice Fund (PCJF). "These documents show that the FBI and the Department of Homeland Security are treating protests against the corporate and banking structure of America as potential criminal and terrorist activity. These documents also show these federal agencies functioning as a de facto intelligence arm of Wall Street and Corporate America."
"The documents are heavily redacted, and it is clear from the production that the FBI is withholding far more material. We are filing an appeal challenging this response and demanding full disclosure to the public of the records of this operation," stated Heather Benno, staff attorney with the PCJF.
Canadian aboriginal leaders hold national protest in Ottawa demanding change -
Hundreds of First Nations protesters waved flags, chanted slogans and shook a collective fist at the federal government Friday as they gathered on Parliament Hill to put Canada on notice they would be "idle no more."
More than 1,000 protesters, a group stretching several city blocks, marched through the streets of the capital after meeting with Theresa Spence, the chief of northern Ontario's troubled Attawapiskat First Nation, who is on a hunger strike.
"We are tired of having the boot put to our head," Algonquin Chief Gilbert Whiteduck told the gathering beneath the Peace Tower under a steady barrage of snow.
"We want the government of Canada to come to the table in a spirit of unconditional openness and transparency."
Other rallies were held in various cities across the country. Demonstrations in support of Spence's cause also took place in the United States.
Hundred of people briefly blocked one of the busiest intersections in Toronto in solidarity with Idle No More, a grassroots aboriginal protest movement gaining traction on social media. Several Manitoba First Nations groups also rallied at the Winnipeg International Airport, congesting traffic.
Idle No More organizers oppose the Harper government's recently passed omnibus budget legislation, Bill C-45, and accuse the Tories of trampling on treaty rights.
(via marxbakuninhomoeroticfanfiction)
This is Tahrir Square in Cairo right now: occupied, lively & packed with protesters.
Anti-Morsi demonstrators filled the Square last night after a decree issued on Thursday expanded his powers and shielded his decisions from any sort of judicial review until the election of a new parliament expected in the first half of 2013.
"We don't want a dictatorship again. The Mubarak regime was a dictatorship. We had a revolution to have justice and freedom," 32-year-old Ahmed Husseini said in Cairo.
Click here to watch a livestream of Tahrir.
(Source: thepeoplesrecord, via marxbakuninhomoeroticfanfiction)
#NoPipelines: International Actions Against Oil and Gas Pipelines In Solidarity with Unist'ot'en Camp
Press release [linked] by Unist'ot'en Camp, a resistance community in British Columbia whose purpose is to protect sovereign Wet'suwet'en territory from several proposed pipelines from the Tar Sands Gigaproject and shale gas from Hydraulic Fracturing Projects in the Peace River Region. To support the camp, donations can be made at http://forestaction.wikidot.com/caravan. To promote and follow the actions on social media, follow @UnistotenCamp, use #nopipelines, and find them here on Facebook.
(via carton-rouge-deactivated2013051)
International boycott, divestment, and sanctions (BDS) efforts helped topple South Africa's brutal apartheid regime. In the context of Israel's latest assault on Gaza, a global BDS movement against Israel's rapacious occupation is necessary - and possible to organize - now more than ever
Here's what Electronic Intifada founder Ali Abunimah had to say about Barghouti's book, BDS:
"Barghouti explains with lucidity, passion, and unrivaled intelligence…that bringing an end to apartheid in Palestine and seeing justice and equality for all the people who live there is not a distant dream but a reality we can bring about in the next few years using BDS."


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Cheboom Bridal Boutique
Shop 2,161 Wentworth St
Port Kembla NSW
Ph: 02 42740099
San Patrick
Sophia Tolli
Stella York
Henry Roth
Kathy Ireland
David Turtera
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Watters WT00
Avenue Diagonal by Pronovias
Belladonna By Wendy Makin
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Henry Roth Zoe Too
Gorgeous polka dot 50s-style tea length
Henry Roth Kara
Hot trend is the new neckline. Bringing sexy back in 50s raised sheer lace boat neckline cascading into lace tiers in a full a-line shape.
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It's all about the neckline on this beaded beauty. Beautiful A-Line shape defines the waist.
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A return to classic. Sumptuous luminescent satin corseted with Alencon lace. Narrow A-line box pleat skirt allows fullness with flattery gaining dramatic volume with fully beaded edging hem lace for the ultimate Cinderella.
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Ultimate floaty English net 50s ballgown draped gently at bodice and falling to an asymmetrical skirt detail for ultimate femininity without fuss.
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Henry Roth 21728
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Henry Roth 21589
Lightly embellished bodice with Swarovski and fresh water pearls cinches in waist and flows out to soft taffeta skirt with tulle inlay and soft back sweep. Deliciously divine!


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Burton Hero Snowboard
Typical Burton Quality
Worst board Ive ever owned. Shredded to pieces after riding it for a week and now Burton is refusing to replace it. Riding on snow will break it. Dont buy it unless you just plan on staring at it. Try a Rome or GNU board instead. Atleast they can make it down the mountain.
1 Comments


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Call (908) 272-3540 to get a quote or to speak to an agent.
We are an authorized, independent Mercury Insurance Agency offering low rates and dedicated service for car insurance in Cranford, New Jersey. We want to make sure you get every discount possible and can help walk you through any questions you may have on New Jersey Insurance. Please call us at (908) 272-3540 for your free auto insurance quote today to see how much Mercury can save you.


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The Sacred Heart University Parent Council is a recognition society for current and past parents who make an annual leadership gift of $1,000 or more to The Fund for Excellence or to another fund supporting the mission of the University. The Parent Council also facilitates the opportunity for parents to enhance the quality of Sacred Heart experience for current and future students, to strengthen the SHU network for students and alumni, and to strengthen the University's financial standing.
As a member of the Council you will:
• Receive invitations to join University President John J. Petillo for special and private events.
• Receive invitations to special on and off campus events.
• Receive exclusive communication materials from Sacred Heart.
• Have the opportunity to receive VIP seating at commencement.
• Have the opportunity to attend an annual meeting with Senior Leadership regarding the vision for the University.
• Have opportunities to host, sponsor, or assist with regional events for parents and students.


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By Michael_MULLER
via tocea.com
Published: Jun 19 2013 / 06:15
The version 188.8.131.52 of our Scertify™ Eclipse plugin has been released: 3 new code-refactoring rules are available; the XML file describing all available Scertify™ rules is now published, enabling users to create & customize their own rule repos; Finally, a new product add-on dedicated to Java Security (Owasp / JavaSec) is available. Read the release note.
Voters For This Link (9)
- Michael_MULLER
- robertwilston
- frankydoo
- vincent ruelland
- jakerocheleau
- Controllr
- snogglemedia
- sqazone
- mswatcher


text: Rohtang Pass (3979 m) is 51kms. from Manali on highway to Keylong/Leh. It offers a panorama and spectacular mountain view. The pass is open from June to October each year although trekkers can cross it earlier. It is a gateway to Lahaul Spiti, Pangi and Leh valley just as Zojila pass is a gatway to Ladakh. There are a beautiful sight of glaciers, peaks and Chandra river flows down in the Lahaul valley. Slightly to the left are the twin peaks of the Geypan. During summer(mid June to October) regular buses ply between Manali-Keylong/Darcha, Udaipur, Spiti and Leh. Rohtang Pass is best visitable between May/June to October/November. For latest information about opening of Rohtang Pass, contact tourist information centre at Manali, Ph: +91-1902-252175; 253531.


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Inspired by an early 20th Century Arts and Crafts style
decorative box.
The box was painted by Lucia Matthews for the furniture
shop which she ran with her designer husband in San Francisco
from 1906 till 1920.
CANVAS: 12# /in Zweigart deluxe canvas,
x 16.5" (42 x 42cm).
DESIGN: 10.5 x 10.5" (26 x 26cm),
area 12.5 x 12.5 (32x32cm).
WOOLS: Appleton tapestry. 12 colours.
STITCH: Tent stitch with one thread.
CHART: Black and white chart supplied.


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Art is not yours, it is ours.
by Jane Georges
#leafmaggedon #leafpocolypse
Integrity and grace. I must say that the letter 'G' is the most *gorgeous letter in the alphabet.
Finding peace on the tip top of my ladder while drawing winged horses. @vosgeshautchocolat #chocolatetemple #vosgeslife
Happy in my new specks.
Welcome to my "office" for the next several days :o)
Colograph plate made of string and cotton balls.
More archives of my life: A collection of my woodcut and colograph plates from school.
Archives o my life. Found a photograph of the first print I ever made while taking a Saturday school printmaking class in high school at Herron School of Art and Design. Woodcut and monotype. Won first place in a contest it was entered in and a scholarship to go to their school. Memories.
Lights off, doors locked. And that's a wrap. You were good to me studio, and I learned ALOT from you. ❤🐝
My soon-to-be new studio space in my soon-to-be new apartment! So excited!!!
Drawing on leaves at last night's Atomic Sketch.
A Road Poem:
All the golden mountains. Fade to burnt ochre. Burnt sienna. Fade to deep misted-over tones of blue. Man-made earthen squiggles, a route to the top. Buh buh bump bump. Fuzzy sheep guide our way.


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NEW ORLEANS, La.—Many New Orleans homes and businesses across New Orleans lost water pressure briefly after the failure one of the four huge turbines that powers the Sewerage & Water Board's pumps.
Unlike a Nov. 19 failure that brought a 41-hour advisory to boil water, this one was fixed in 30 minutes, said Joe Becker, general superintendent for the board. He said a key backup pump was switched on in minutes; in November, that pump was being repaired.
Although the backup pump kept water pressure safe, the board's in-house power plant shut down for about two hours.
It was only the fourth failure since the facility opened at the turn of the 20th century. All four shutdowns were after Hurricane Katrina.
The water purification plant runs on power purchased from
Entergy New Orleans. But 25-Hertz power, which was common in the late 1800s, drives the motors that keep huge pumps sucking water from the Mississippi River and smaller pumps pushing purified water into pipes serving homes and businesses.
In-house power also supports about half the city's drainage capacity via 115 miles of underground conduit, including lines that run under the river. The buried wires run from the power plant at South Claiborne Avenue near the Jefferson Parish line to many of the city's 23 drainage pump stations.
The power plant generates electricity by running tap water through enormous boilers, which create steam to run four turbines that produce 25-cycle power. Natural gas purchased from Entergy is used to start boilers and turbines, which run singly or in tandem depending on how much power the system needs.
Once the equipment is up and running, it relies on self-generated steam and a series of natural gas feeds to stay online.
Becker said one turbine was running Wednesday night. When it broke, it immediately shut down two outflow pumps. The backup pump can run either on in-house power or electricity from Entergy. It had been repaired by last week, becker said.
Becker said the broken turbine apparently failed because of an internal electrical malfunction. He said its copper wire coils probably will have to be rewound, a two- to three-month process that must be handled off-site by a contractor, he said.
Such work amounts to routine maintenance, "but we just haven't been able to afford to take this turbine for rewinding," Becker said.


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Specialty medications are used to treat chronic (long-term), life-threatening or rare diseases. In addition, they may:
- Be given by infusion, injection or taken orally
- Cost more than traditional medications
- Have special storage and handling requirements.
Walgreens Specialty Pharmacy
They have partnered with Walgreens Specialty Pharmacy, based on the wide range of patient support services they offer members. A team of experienced pharmacists, nurses and care coordinators is available to help manage one's prescribed therapy. This help includes medication management and confidential counseling.
Walgreens Specialty Pharmacy is a single resource for prescriptions and supplies, including hard-to-find and recently approved specialty medications. Prescriptions can be picked up at any Walgreens pharmacy (more than 1,500 pharmacies open 24 hours a day) or mailed to any location: home, workplace or doctor's office.
To participate in this program, please contact Walgreens Specialty Pharmacy at least 14 calendar days before the prescription is due to run out by calling 1.866.823.2712, Monday through Friday from 8am to 7pm EST.


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If you've been a long-time reader of Hobby Hovel, then you would have undoubtedly noticed the lack of activity over the majority of the past year. I had even skipped my anniversary post due to the laughable amount of content produced. The reason for this has something to do with this engagement ring happily accepted by my fiancé Melissa, and if you've got time and patience to spare, I will tell you the story of how I and the blog ended up where they are right now. Read more »
A month ago, I flew to San Francisco and met someone in person for the first time. We had In-N-Out Burger and visited the San Francisco Museum of Modern Art briefly before she had to run off.
On the very next day, I attended her wedding. And believe me, I had a lot of fun telling the other guests about the briefness of our acquaintance.
Of course, there's more to the story to that, and this post is going to be all about my friendship with the newly-wed Alicia. Before anyone objects about yet another normalfag post:
- This is my own blog and I can ruin it however I want!
- This also has everything to do with how I got into figure photography and blogging in the first place. I've shared the story of how I got started with figure photography before, but that's not really the entire story.
I did not actually take any photos of the wedding itself because I didn't want to get in the way of the professionals on the scene. I did end up taking a lot of photos at another wedding, but that's another story entirely. So in lieu of weddings photos, here are some of my photo highlights from San Francisco to keep you from dozing off! Read more »
DELAYS! Oh good lord the delays…*cough* I mean hello everyone!
So this was supposed to have been done many many weeks ago, but unfortunately, many, many delays happened instead.
Said delays started right away when I began researching this list I actually found about 9 games that I never played that looked interesting. Of course, we can't have an incomplete list, so I spent about a week and a half on that (sadly none of them made this list…I guess there was a reason I skipped them). So with that out of the way, I sat down to write this article! Except the website was down, which happened two days in a row to me…Talk about a motivation killer. Sigh anyway by the time that nonsense was fixed I'd been gripped by resurgence in my MMO addiction and we all know how those go…
SO! To make a long story short I suck and am easily distracted like a small animal by shinies! In any case this list here was actually the brainchild of the lovely Zai from Plastic Parfait and the general idea of it is to cover games that aren't what I would call AMAZING like what I included in my last recommendation list, but merely enjoyable in my eyes. Kinda like guilty pleasures only actually good to a degree!
Now without further ado, the first game up in the entirely alphabetical order is…
After taking a year off, I'm back at Anime North! After Otakon last year, I had my doubts on whether or not I'd attend AN again, but as luck would have it, I got into touch with Jenn and Suich from Poke the Merch and decided to give it a shot — I just can't say no to meeting strangers from the internet! Read more »


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Commodity Programs for Crops
Farm programs administered by the U.S. Department of Agriculture have had many objectives over the years. Protecting farmers from the risk of falling commodity prices has been one of the most important ones. A number of different mechanisms have been tried, including price supports, storage loans, supply control incentives, and various types of diversion and deficiency payments. The Food, Conservation, and Energy Act of 2008 contains five different types of farm commodity payments, each with a different relation to market prices, and a different impact on producers' marketing and risk management strategies.
Direct Payments
Direct payments (DPs) were instituted in the 2003 farm bill and continued in the 2008 bill with very few changes. The size of the direct payments is determined by the acres in each crop base and the program yield for that crop. A fixed rate per bushel is paid, $.28 for corn, $.44 for soybeans, and $.52 for wheat, for example. However, direct payments are made on USDA proven yields from the early 1980s, and on just 85 percent of the crop base acres. For the 2009, 2010, and 2011 crops the direct payment will be made on 83.3 percent of the base acres. In 2012, the rate goes back up to 85 percent. Based on current yields, actual payments are considerably less than the stated rate per bushel. Up to 22 percent of the annual direct payment can be received after December 1 prior to the crop year, and the remainder after the following October 1. Direct payments are limited to $40,000 per individual per year.
The most important feature of direct payments is that they are essentially fixed through 2012, now that the crop bases and program yields have been established. What happens to acres, yields, and prices each year will not change their value. So, direct payments have essentially no effect on price or production risk, except that they provide an extra infusion of cash in addition to the revenue received from marketing grain. See Example 1.
Cyclical Payments
One of the most discussed features of the new commodity programs has been the counter cyclical payment (CCP). Counter cyclical payments are paid when the average national marketing year price is below $2.35 for corn, $5.36 for soybeans, and $3.40 for wheat. These threshold prices are scheduled to increase to $5.56 for soybeans and $3.65 for wheat in 2010. The annual price is an average of cash prices paid during the 12 months following harvest, starting in September for corn and soybeans and June for wheat. It is weighted by the quantity of grain sold in each month and in each state. However, there is no guarantee that producers will receive the national average price when they sell their crops. Cash prices in any particular location may typically average either above or below the national price, due to basis patterns. Or, the producer may sell and then watch prices trend higher later, raising the season average price.
Counter cyclical payments are made in up to two installments during the marketing year. Up to 40 percent of the projected payment can be requested after the first half of the marketing year, and the remainder as soon as the actual total payment is known. Final payment rates are set at the difference between the final season average price and the trigger prices mentioned above. Of course, if price projections are low early in the marketing year and then rise, producers who take the advance payments may have to repay some or all of them later.
The maximum payment rates are $.40 per bushel for corn, $.36 per bushel for soybeans, and $.65 per bushel for wheat. However, payments are based on only 85 percent of the base acres for each crop. Moreover, program yields are only 93.5 percent of 1998 to 2001 average farm yields reported to Farm Service Agency (FSA), or possibly even less if old crop bases were retained. Thus, for each $.10 that market prices fall below the trigger levels, the actual counter cyclical payment is only about $.08 per bushel or less. There is a total payment limit of $65,000 per year for each individual for counter cyclical payments.
In addition, the bushels for which counter cyclical payments are made are based on historical crop acres and yields, not current production. For example, if a farm has a 100 percent corn base but is planting 50 percent corn and 50 percent soybeans now, the counter cyclical payment provides double price risk protection for corn, but none at all for soybeans. So, while counter cyclical payments are tied somewhat to commodity prices, they do not take the place of forward pricing tools or crop revenue insurance when it comes to price risk management. See Example 2.
Loan Deficiency Payments
When grain prices are low, grain producers can apply for loan deficiency payments (LDP). Any time that the local market price, as measured by the daily posted county price (PCP) recorded in each FSA office, falls below the county loan rate for a given commodity, a producer can apply for a loan deficiency payment equal to the difference. Each county has slightly different loan rates, which reflect local basis patterns. There is no maximum LDP per bushel or payment limitation per individual. The average U.S. loan rates for corn and soybeans are $1.95 and $5.00, respectively, the same as under the 2002 farm bill. The average loan rate for wheat will increase from $2.75 to $2.94 starting in 2010.
The PCP is based on a 30-day moving average of specific futures market prices and interior terminal prices, and the same basis differentials as the county loan rates. Thus, for a particular crop the loan deficiency payments are the same in all counties on a given day.
Payments are made on bushels that have not yet been sold or "LDPed." Production can be forward contracted or hedged, but the producer must still have "beneficial interest" in the grain, which requires (1) control of the commodity, (2) risk of loss in case of damage to the commodity, and (3) title to the commodity. Generally, beneficial interest begins when the crop is harvested and ends when it is delivered for sale.
The number of bushels eligible for a loan deficiency payment can be determined in several ways.
Field direct LDP: grain is sold directly from the field to an elevator, warehouse, processor, etc. The payment is based on the actual bushels delivered, and the payment rate is the LDP available on the day of delivery or the last FSA working day.
Certified LDP with later sale: the producer certifies the number of bushels in farm storage and picks the date to apply for the LDP. Actual bushels are certified once the grain is sold.
Measured LDP with a later sale: for a small fee the FSA will measure stored grain and certify the number of bushels. This is recommended for grain that will be fed on the farm.
Warehouse stored LDP: the producer stores grain in a warehouse and certifies the bushels based on the warehouse receipts.
Because loan deficiency payments are paid on the bushels actually produced each year, they provide very direct risk protection against low prices. Astute marketers will attempt to apply for LDPs when the market price is lowest, then employ all the usual marketing tools to try to sell at a higher net price. Of course, producers who don't sell on the same day the LDP is determined run the risk of the market trending lower after sales are made. Hedges, forward contracts, and futures options can be used to control price risk after loan deficiency payments have been established. See Example 3.
Marketing Loans
Marketing loans are also available under the 2008 legislation, just as under previous farm bills. Instead of applying for a loan deficiency payment, the owner of the grain can obtain a loan equal to the county loan rate on each bushel. This loan must be repaid within 9 months, plus interest at the current FSA rate, which is usually below market rates. However, at any time, the borrower has the option to repay only the posted county price per bushel if that is less than the loan rate plus interest, and the rest of the original loan and interest are forgiven. Thus, the county loan rate actually serves as a minimum guaranteed price. The "marketing loan gain" available is essentially the same as the value of a loan deficiency payment if both are executed on the same day. No payment limitation applies.
A marketing loan can be applied for until May 31 for corn and soybeans and March 1 for wheat. The borrower has several choices for repaying the loan.
1. Repay the original loan plus interest. This is usually done when posted county prices are above the original loan rate.
2. If the PCP is below the original loan rate, the interest is waived and the loan repayment is based on the current PCP instead of the original loan rate.
3. The loan can be repaid with generic commodity certificates at the current PCP. Certificates can be purchased from FSA and then used to repay the marketing loan at the same value. This nets the same dollars as simply paying back the loan.
4. The commodity under loan can be forfeited to the USDA, and the loan is cancelled. No gain is counted against the payment limits. This option provides the same results as purchasing generic certificates, but does not allow the possibility of later sale of the grain, so is rarely used.
Grain that is "under loan" cannot be sold, but can be priced for future delivery using any of the available marketing tools. Grain can be sold on the open market once a Marketing Authorization has been obtained from the county FSA office. See Example 4.
Locking in the Loan Rate
If the posted county price falls below the county loan rate, a producer can "lock in" the PCP for up to 60 days on any day prior to 14 days before the expiration of the 9-month marketing loan. If prices go higher during this 60-day period, the bushels can simply be sold and the loan paid off at the locked-in PCP rather than the current PCP. The price can be locked in for any number of bushels under loan, but this option can be used only once on each bushel. No interest would be paid under this strategy.
The advantage of using the "loan and lock" strategy is that if corn prices do not increase during the 60-day period, the producer can simply let the locked-in price expire and is not obligated to repay the marketing loan until the 9-month loan period ends. Or, the loan can be paid off at a lower PCP. The ability to lock in a price at which to repay the marketing loan for 60 days provides the same price protection as a put option, but at no cost.
This strategy can work very well for grain that has "carry" in the futures market, that is, when cash prices promise to increase during the post-harvest storage period. Producers can forward price corn under loan for, say, March delivery and capture the carry in the market by locking in a loan repayment rate in January. If the corn market comes under pressure and the PCP falls below the locked-in price, the producer can simply wait until the lock expires and repay the marketing loan at the lower price using the proceeds from the sale of the crop.
The example illustrates how a marketing loan gain can be "locked in" for 60 days whenever the PCP is below the loan rate (example 5a). However, if the PCP near the end of the 60-day period is lower than the locked-in price, the producer can simply let the lock expire and repay the loan at an even lower rate (example 5b).
Average Crop Revenue Election
Under the new bill producers of USDA program crops such as soybeans, wheat, and corn have the option to enroll in a new counter cyclical revenue plan. The program is called Average Crop Revenue Election, or ACRE for short. It is being offered as an alternative to the counter cyclical price program that was introduced in the 2003 farm bill, but it is based on gross revenue (commodity price times yield) instead of price only.
ACRE uses a combination of state average yields, farm level yields, and the national marketing year price to determine levels of revenue guarantees and payments for each covered commodity. There are two revenue triggers that have to be met before any ACRE payments are generated, one at the state level and one at the farm level. To trigger a payment under ACRE the "actual" revenue for both the state and the farm must be less than their corresponding guarantees. The actual revenues are the current marketing year price multiplied by the state average yield and the actual farm level yield, respectively. If both triggers are reached, the payment to the farm will be the difference between the state guarantee and the state actual revenue.
Producers who sign up for ACRE will forfeit 20 percent of their current direct payments through 2012. They also will give up any potential price counter cyclical payments, and the loan rate used to calculate their loan deficiency payments or marketing loans will be lowered by 30 percent. The loss of potential CCPs and LDPs may not be too critical, because if market prices fall enough to trigger those payments it is likely that the ACRE payment will be at least as large.
Although the ACRE program may resemble crop revenue insurance, there are some important differences. The ACRE guarantees are based on longer term average prices and yields, so they will not fluctuate as much from year to year as crop insurance guarantees. In fact, ACRE regulations state that the guarantees cannot increase nor decrease more than 10 percent each year. This helps accomplish the fundamental goal of ACRE, which is to stabilize gross revenues over the next 4 years.
On the other hand, one of the two ACRE guarantees and the size of the payment are based on state level yields, not farm yields like most crop insurance policies. ACRE does not protect a farmer who has a poor production year when the state as a whole does not. In addition, ACRE revenue uses the marketing year cash price to calculate actual revenue while crop revenue insurance uses futures prices at harvest time. So, while ACRE payments can be a useful risk management tool for sharply falling prices or widespread yield losses, they do not replace farm level crop insurance protection.
More information is available in Information File Average Crop Revenue Election (ACRE).
Supplemental Revenue Assistance
The 2008 farm bill created an Agricultural Disaster Trust Fund. A major part of this fund will finance Supplemental Revenue Assistance (SURE) payments, which are designed to supplement the protection producers can purchase from private crop insurance companies.
Farmers who have land in a county that has been declared a "secretarial designated" disaster county, or land in a county that is contiguous to a disaster county, may be eligible to receive a SURE payment. Farming operations not in eligible counties also can qualify if they have more than a 50 percent loss in crop revenue due to weather related causes.
SURE is a revenue guarantee program, similar to crop revenue insurance without the increasing guarantee feature. The SURE guarantee is simply the sum of all the crop insurance guarantees purchased for the current crop year, increased by 15 percent. The SURE "actual revenue" includes the actual number of bushels harvested for each crop valued at the average cash marketing year price as determined by the USDA. In addition, the actual revenue includes 15 percent of any direct payments, counter cyclical payments, ACRE payments, and loan deficiency payments received, and 100 percent of any crop insurance payments received. If the actual revenue calculation is below the SURE guarantee, the producer will be paid 60 percent of the difference.
All guarantees and actual revenues under SURE are calculated as the sum for all crops and in all counties involved in the "farming operation," even if land in more than one county or state is involved. Payments are not made for losses to individual crops or insurance units, but all crops must be covered by a multiple peril crop insurance policy or under the Noninsured Assistance Program (NAP) offered by FSA.
More information about SURE is available in Information File Supplemental Revenue Assistance.
Loan deficiency payments and marketing loans provide a price floor for bushels actually produced. Counter cyclical payments provide some additional price protection, and direct payments are unrelated to price movements. SURE and ACRE payments protect gross revenue from crops. When cash prices are near or below USDA loan rates, producers should watch markets closely in order to maximize loan deficiency payments or the gain on repayment of marketing loans. Until LDPs are locked in, downside price risk is offset by the loan rate. Once LDPs have been determined, other pricing tools must be used in order to limit market risk on unsold grain. The PCP "lock-in" can be used to fix a maximum repayment price for marketing loans for up to 60 days.
, retired economist.


text:
0 divided by 0
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Nov27-11, 02:32 PM
Actually, in complex analysis, it's common to say that the function 1/z maps 0 to infinity when infinity is considered as the point at infinity on the Riemann sphere. So, in that sense, you could say 1/0 = infinity (when it's done naively by calculus students, this is wrong because they don't have a mapping in mind). You could restrict this to get 1/x when x is a real variable. The trick here is that you have to identify negative infinity with positive infinity. This isn't to say that 0 has an inverse. It is just that it is now included in the domain of the function 1/x and the point at infinity is added to the range.
But, still, 0/0 wouldn't have a good interpretation because that would correspond to the function 0/x, which is zero everywhere. I guess you could send 0 to 0, so that the function is continuous. So, you could define 0/0 to be zero. But it would be very confusing and bad notation that wouldn't accomplish anything, since there's no need to describe the constant function equal to 0 by such a convoluted means. And again, you would need to be careful to point out that it's a mapping, rather than taking an inverse, but that's a moot point. Better not to discuss it at all than to cause all this confusion. So, yes, 0/0 is undefined.


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Hi everyone,
I just wanted a bit of advice on exercising and working out and the changes that it has on your body. I went from doing no exercise (apart from general daily walking about) 4 weeks ago to trying to go to the gym at least 3 times a week. I've been sticking to this pretty well. At the gym, I tend to do about 10-15 minutes on the elliptical cross-trainer (65-75 cals burnt depending on effort) followed by 20-30 minutes on the bike (90-110 cals burnt depending on effort). I also stick to about 1500 cals per day intake.
I started this routine not to lose massive amounts of weight but to feel fitter and healthier and tone-up a bit. I would say, so far, that I've lost a little bit of weight around my hips/tummy but my bum and thighs seem to have got bigger! Is this normal?! I was slightly disheartened last night as I tried to put on a pair of tracksuit bottoms that had fit 2 weeks ago and I couldn't get them over my bum. Pretty frustrating to say the least!
Has anyone else experienced this problem or am I doing something wrong? Any help appreciated!! :)
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PERSONALIZATION AVAILABLE IN USA ONLY. Personalized golf balls ship directly from the manufacturer. Once the order has been received by the manufacturer, allow 7 to 10 business days for the order to process (10-13 days for Titleist).
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The Lenbachhaus gallery in Munich houses paintings and sculptures from classical modernism and the present day.
The original house was built in the 19th century for the 'painter prince' Franz von Lenbach. The gallery's collection of works by the Blue Rider artist group of Wassily Kandinsky, Gabriele Münter, Franz Marc, August Macke and Paul Klee is famed around the world. Masterpieces of 19th century painting and an extensive collection of international contemporary art are on display in the converted artist house and the new extension.
Opening times:
winter: Tuesday-Sunday 10am-6pm, Monday closed; summer: Tuesday-Sunday 10am-8pm, Monday closed
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B.S., Business Management with an Emphasis in Health Care Management
As health care administration careers and services diversify, demand for business professionals with an enhanced knowledge of healthcare administration is expected to continue to grow. This Online Degree in Health Care Administration is unique to Urbana University and is designed to give students a broad-based business perspective along with a concentration of knowledge in health care administration. Our faculty are experienced professionals in the areas they teach, and we emphasize small class sizes that foster individual attention and close connections between faculty and students.
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This Business Management Online Degree in Health Care Administration is designed to help you learn skills in effective business communications, strategies in decision making, and methods to improve community and managed health care in the United States. Whether you're beginning an administrative position or planning on graduate studies, this Bachelor of Science in Business Management with an emphasis in Health Care Managementdegree will give you the skills and educational expertise necessary to excel and advance your career.
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How To Become a Health Care Manager
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Course Overview - click on each course to show/hide detail
ANT 201: Cultural Anthropology
An introductory course in cultural anthropology. Among the topics to be covered are definitions of cultural and societal concepts, methods of research in cultural anthropology, fundamental insights from anthropological research, and case studies.
ATP 290: Medical Terminology
his course will present medical terminology in the context of allied health professions. The course will instruct students in spelling, pronouncing, defining, and utilizing medical terminology. Prefixes, suffixes and abbreviations related to medical terminology will also be addressed. Essential for degrees in Health Care Management or degrees in Health Care Administration.
ACT 221: Principles of Accounting I
This course covers fundamental principles of accounting, basic accounting terminology, techniques, income determination, expenditures and budgets, introductory financial statements.
ACT 222: Principles of Accounting II
continuation of Accounting 221 with emphasis on accounting theory, principles, concepts and procedures as they apply to balance sheet and income statement accounts, development of corporation accounts, problems of terminology, manufacturing evaluation and analysis.
BUS 100: Introduction to Business
Introduction to Business course which introduces the student to business in action.
BUS 251: Essentials of Business Law
Essentials of Business law takes a balanced approach and covers both the contracts and the regulatory material that is crucial for business. Specifically, this course will survey the originals of law, court systems, property, torts, credit, employment agencies, commercial paper, commercial instruments, partnerships, and corporations.
BUS 305: Global Business
An extensive examination of current global business to include an understanding of the environments of global business, the importance of global business strategies, and the future challenges of global business. Emphasis is on the integration of political, economic, and cultural influences into the development of global business strategies in planning, organizing, production marketing, finance and human resources.
BUS 359: Management & Leadership of Human Resources
Students will learn not only the basics of human resource management and leadership, but also its implications by drawing on studies in the behavioral fields of psychology, sociology and anthropology. They will study the climate and modes of organizational behavior, and they will apply these toward a better understanding of human resources management and labor-management relations. Essential for degrees in Health Care Management or degrees in Health Care Administration.
BUS 491: Business Ethics & Social Responsibilities
A study of the ethical, moral, religious, legal, and political considerations which influence management in making policy and operating decisions. The growth of government regulations and its significance to the firm are investigated. The question of morality and ethics relative to profit motives and societal demands are pursued. The notion of responsibility to society vis-à-vis subjects such as pollution, fraudulent practices, and insider-trading are studied in light of long-range consequences of decision-making by management.
BUS 498: Business Seminar
Designed to give hands-on experience to senior students as academic course work and real-life features of setting up and operating a business are brought together. Participants identify a product and set up and operate a business on paper, but get firsthand experience by contacting local governments, performing surveys of consumer interest and organizing the enterprise following recognized legal procedures, evaluating various operating processes and exploring ethical and moral issues involved in business decisions.
COS 101: Introduction to Computers
A course designed to acquaint students with the computer and its capabilities. Students will learn to use the computer for various applications including a word-processor, a spreadsheet, internet usage, and presentation software.
COS 285: Introduction to Database Applications
An introductory, project-based course which focuses on applying information technology to business strategies. Projects will incorporate database applications. The student will gain a working knowledge of current database technology while designing and implementing working database applications.
COS 380: Management Information Systems
Examines management information systems (MIS) within a business context. Covers MIS theory and practice as they relate to management and organization theories; current trends in MIS; managerial usage of information systems, computer hardware, software, and telecommunications; information systems for marketing, finance, accounting, and other business areas; systems development process; and the role of microcomputers. Provides experiential learning with widely used software packages.
ECO 201: Principles of Economics Macro
Designed to acquaint the student with what economics is all about—the basic problems of improving standards of living under the conditions of unlimited wants and the scarcity of resources. Attention is focused on aggregate (macro) relationships in the American economy. The nature of determination of GNP, analysis of business cycles, unemployment and inflation, and discussion of the use of fiscal policy and of monetary policy in efforts to stabilize an economy are specific areas of major emphasis.
ECO 202: Principles of Economics Micro
Attention is focused on how economic decisions are made by consumers and by business people and on the way in which scarce resources are allocated among competing uses by the price system. Product and resource price determination under various market structures are studied.
ENG 102: Basics of Composition
Practice in expository writing with emphasis on the techniques of shorter, formal composition.
ENG 106: Intermediate Composition
Practice in professional writing with emphasis on stylistic, organizational, and rhetorical elements. Writing for different purposes and audiences will be explored. In addition to several essays, a research paper is required.
ENG 202: Basics of Literature
Intended as a non-technical appreciation and exploration of three genres—the short story, drama, and poetry—aimed at exposing the student to using literary analysis and expanding the student's literary frame of reference. Western and non-western literature will be studied.
ENG 305: Communications in the Professions
Study of and practice in the kinds of writing and speaking situations (memos, lectures, reports and presentations) professional people routinely handle.
ENV 101: Humans & Their Environment
This lab course focuses on current trends in the relationship between human society and the environment, highlighting the contributions and limits of science in identifying and solving environmental problems, such as food and water scarcity, deforestation, resource degradation, and climate change. Critical analysis of opposing environmental claims and perspectives helps students apply the general background they receive in class to society's ongoing environmental discussions. Topics considered include ecological principles of sustainability, alternative energy sources, resource-use efficiency, consumption and waste reduction, environmental policy, biodiversity, and environmental sustainability.
FIA 102: Fine Arts: Paleolithic to 14th Century
A survey course covering painting, sculpture, architecture, music dance, and drama from the early Paleolithic period through the 24 Century. Artists and works are studied in their cultural and historical contexts.
FIA 103: Fine Arts: Renaissance to Modern
A survey course covering painting, sculpture, architecture, music, dance, drama, and photography from the early Renaissance to present times. Artists and works are studied in their cultural and historical contexts.
FIN 308: Fundamentals of Finance
A study of the terminology, institutions, and practices of business finance providing a framework that a financial manager uses to reach decisions in a dynamic economy. Topics covered include financial instruments and institutions, time value of money, the role of the financial manager, planning and managing assets, capital budgeting, sources, uses, and costs of short, intermediate, and long-term funds and valuation of a business enterprise.
FIN 420: Financial Management
Analysis of financial problems, planning and decision-making involved in the financial management of the business firm. Emphasis is placed on the importance of cash flow analysis, development of the theory of optimum assets, capital budgeting, and cost of capital. Computer applications using an industry-standard spreadsheet program are included.
GEO 201: Principles of Geography
An introduction to the study of geography. Some attention is given to physical geography and the study of earth topography, climate, and the conditions affecting human habitation. Special attention is given to the nature and distribution of resources for social and economic development. The process of globalization, issues of environmentalism, and sociopolitical conflicts resulting from inequities of development are considered in a survey of the world's principal geographic regions.
HCM 420: Managed Care Trends
This course is designed to introduce the student to managed care as it exists in various forms in the United States today. The course includes a discussion of managed care structures, products, methods of reimbursement, and contracting for enrollees, network providers, and/or services. The role of the healthcare administrator and the responsibilities of those under administrative span of control in a managed care environment is presented and illustrated through exercises and discussion. Essential for degrees in Health Care Management or degrees in Health Care Administration.
HCM 460: Ethics in Healthcare Management
This course explores the subject of Health Care Ethics and its application to the health services field. It concentrates on the types of moral problems health care professionals encounter most frequently in both clinical practice and medical administration. The course is divided into 8 "modules" which focus on such overarching matters as: ethical issues in managing health care delivery such as rationing, access to care, and conflicting fiduciary duties; understanding of central concepts and values in medical ethics in order to provide a foundation for sound ethical decision-making; and the roles and interests of various groups (ethics committees, peer review boards) and individuals (physicians, patients, family members) in formulating and implementing institutional ethics policy. Essential for degrees in Health Care Management or degrees in Health Care Administration.
HEA 152: Wellness
This course is designed to assist students when making intelligent decisions throughout life in order to achieve an optimal level of wellness. Emphasis will be placed on the wellness concept and its relationship to fitness, nutrition, self-esteem, and stress management. The areas of catastrophic diseases, aging process, and medical consumerism will be covered. Essential for degrees in Health Care Management or degrees in Health Care Administration.
HST 201: United States History: 1492-1865
A survey of United State history from its colonial beginnings through the Civil War (1865). The general political, constitutional, social-intellectual, and economic development of the nation will be examined. Special attention will be given to the following topics: Americanization of the colonies, the institution of slavery, emerging nationalism, reform movements, industrialization, continental expansionism, sectionalism, and the Civil War.
HST 202: United States History II: 1866-1975
A continuation of History 201, beginning with the Reconstruction Period (1865) through the Vietnam War (1975). The general political, constitutional, social-intellectual, and economic development of the modern nation will be examined. Special attention will be given to the following topics: Reconstruction, Industrialization, Urbanization, Progressivism, Roaring Twenties, World Wars and the great Depression, Cold Wars, Civil Rights, Feminism, Watergate and the Vietnam War.
HST 221: World Civilization I
A survey of the major historical periods in civilization from early beginnings to circa 1500 A.D. Students will gain perspectives of world civilization in addition to Western cultural focuses. This survey will integrate art, philosophy, science, and history into meaningful themes.
HST 222: World Civilization II
A survey of the major historical periods in civilization from circa 1500 A.D. to the present. Students will gain perspectives of world civilization in addition to Western cultural focuses. This survey will integrate art, philosophy, science, and history into meaningful themes.
HSV 355: Organizational Psychology
Examines the prominent theories of organizational psychology and organizational behavior and change. The application of theory and principles of organizational psychology to administrative practice will be presented.
HSV 456: Research & Assessment Methods
Various methods of research will be presented including descriptive, correlational, and experimental. Issues of research design, validity, and interpretation will be discussed.
MGT 207: Principles of Businesss & Management
This course is a study of the basic principles and concepts in the organization and administration of business. Special emphasis is given to global and economic considerations and to the basic managerial functions.
MKT 206: Principles of Marketing
An analysis of the marketing function and of practices followed by business firms in the pricing, promotion, and sale of goods and services. The techniques used and the relationships between producers, advertising, media, brokers, wholesalers, retailers and consumers are studied with consideration to the constantly changing domestic and global markets.
MAT 115: Algebra with Business Applications
An intermediate algebra course with applications from business for business majors. Topics studied include variables, functions, polynomials, factoring, linear and quadratic equations, exponents and radicals, graphing, systems of equations, linear programming logarithms, mathematics of finance, and matrices.
MAT 227: Quantitative Methods of Decision-Making
Elementary Statistics—Brief Version w/CD+formula card.
PHI 492: Seminar in Personal Philosophy
The capstone course is designed to offer a survey of major philosophical schools in the Eastern (Chinese, Indian, Islamic) and Western traditions. The concepts and values are organized around ethics, religion, and philosophical anthropology. Students are required to read the texts critically and discuss them in class.
POS 200: Principles of Political Science
An introduction to political theory, the basic concepts and terminology of the discipline with an analysis of power, conflict and its resolution, political institutions, and the decision-making process both in the United States and abroad.
PSY 200: General Psychology
A survey of the psychology discipline. Psychological approaches, theories, and research are examined. Emphasis is placed on the behavioral, intra-psychic, biological, social, developmental, and humanistic dimensions of human beings.
REL 201: The World's Religions
A study of some of the most important concepts of Buddhism, Christianity, Confucianism, Hinduism, Islam, Judaism, Tooism, Zoroastrianism, and other religions. Issues to be compared will include the various cosmologies, theologies, philosophies, ethics, and patterns of social relations.
SOC 201: Introduction to Sociology
An introduction to the basic concepts and terminology of the discipline. The sociological perspective is identified as an analytical tool with which to examine institutions, patterns of interaction, group processes and culture.
SPE 201: Introduction to Speech
Students will learn the principles of effective public speaking through the preparation and presentation of informative and persuasive speeches emphasizing accurate and effective language, posture, poise, and well-motivated movement.
89% of Urbana Graduates are Employed or continuing their education within 6 months
78% are employed directly in their Career Field
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Bachelor Degree Requirements
- Completion of 126 or more credit hours
- A minimum quality point average of 2.0
- Grade of C or better in ENG 106, MAT 105 or higher, SPE 201, Mat 115
- Fulfillment of the requirements of the major program including Area of Concentration
- Fulfillment of Residence Requirements
- Completion of the courses listed above under CORE CURRICULUM
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