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The words echoed down the Rose Garden's access tunnel, bouncing between the concrete walls.
"Where's Joey? Where's Joey?"
LeBron James walked past the throng of fans who stood hoping for an autograph. The Miami Heat had just blown a 13-point halftime lead in a 92-90 loss to the Portland Trailblazers on Jan. 10. But something else was on James' mind.
"I have to meet Joey," he said.
James saw Joey Cawyer, a 23-year-old from Cheney, Wash., confined to his wheelchair. James bent down and gave him a hug. He turned to the man's mother and told her to stay strong.
Cindy Cawyer-Anderson had quit her job months ago for a moment like this. She wanted to give her son the chance to meet his idol.
Two weeks later, Cawyer was gone.
For Cawyer, James was King. Friends called it a "bromance." Family anointed them the "quad-pod." Drew Peterson, Caton Oyolokor and Thang Nguyen grew up with Joey Cawyer. In the eastern Washington town of Cheney, they spent hours arguing a simple question: LeBron or Kobe?
For Cawyer, the answer was easy: LeBron.
"He liked the fact that LeBron was raised by a single mom because Joey was raised by me – a single mom," Cindy Cawyer-Anderson said. "I think he just liked his story because of that. He liked the way he played from the beginning."
In April 2010, doctors told Cawyer he had stage IV brain cancer. The malignant brain tumor would go on to launch an assault on his surrounding brain tissue.
Doctors said the cancer would kill the former soccer player in a year.
Cawyer refused to slow down. He continued to play in Spokane's annual 3-on-3 Hoopfest despite the grim prognosis. Cindy Cawyer-Anderson said he would begin counting down to next year's event the day after his team was eliminated.
"I'd say basketball was as important to him as soccer," Drew said.
"It was just in his blood," Cawyer-Anderson added. "He was just a huge NBA fan. He was just into sports since he was three. He loved it."
As the cancer progressed – and James established himself as one of the most dominating players in NBA history – Cawyer became an even bigger fan.
"You could tell when he was diagnosed his passion for LeBron and basketball became so much more," said Lindsey Peterson, a longtime friend. "I remember his first birthday the day after he was diagnosed. All he cared about was getting his jersey. All he cared about was LeBron."
Twitter Movement Sparks Meeting
Drew Peterson understands the power of social media. An aspiring sportswriter at Washington State University, he wanted to fulfill one last wish for a dying friend.
Lindsey Peterson had logged onto her Facebook account and posted a message to a page representing James. She asked the NBA MVP to meet Cawyer when the Heat played the Trailblazers.
Drew Peterson had another idea: Twitter.
"After she made that Facebook post I made another Facebook post and just said 'lets take it to Twitter,'" Peterson said. "Everybody #MeetJoey. We just got a few of our Facebook friends involved and then it took off."
College basketball personality Dick Vitale, UFC fighters, Seattle Seahawk Jeron Johnson and Gonzaga basketball players Kevin Pangos and Sam Dower saw the hashtag movement and retweeted it within days.
People from around the country reached out to the trio, sending direct messages through the social media sites offering sympathy.
"We were getting 800 retweets and thousands of followers," Lindsey said. "I don't even know if they knew Joey."
"I knew me and Thang got messages from people who were like, 'oh I'm up in Alaska and I hope this #MeetJoey thing works out," she added. "This other guy is like 'oh, I'm down in Florida and I've never even met Joey in my life but I've been retweeting.'"
Oyolokor, living in Seattle to attend the University of Washington, had no clue his group of childhood friends were orchestrating a meet-and-greet with the most visible player in the NBA.
"Three people who hit me up who were UW students were like 'hey your friend in your picture – I'm seeing this thing about tweeting to see LeBron," Oyolokor said. "In a way it was like how has this already traveled here? I guess the overall experience was surreal."
One Last Road Trip
Cawyer-Anderson knew her oldest son had only a few days left to live. He rarely spoke and the cancer was progressing.
Cawyer-Anderson helped plan the six-hour drive to the Trailblazers game knowing Cawyer would soon have to enter hospice. There was no guarantee he would get to meet his idol.
"For some reason Cindy and I thought that Joey was just hanging on so he could make that trip to possibly meet LeBron," Drew Peterson said.
In reality, James had no idea who Cawyer was as he sat and ate his breakfast the morning of Jan. 10.
Enter Francine Hansen, the ex-wife of billionaire hedge-fund manager Chris Hansen. The latter had agreed in January to purchase the Sacramento Kings and with the hope of moving the team to Seattle.
The former knew the right people within the Trailblazers' organization. After a friend of Lindsey's told her about Cawyer's condition, she contacted Nguyen through Twitter a few days before the game.
"She has connections around the whole industry sports-wise," Nguyen said. "She got in contact with the people who knew LeBron and she told them to have him check his Twitter."
"He checked it at breakfast."
Francine Hansen spoke with the Trailblazers' front office. She arranged tickets for the group as well as post-game access passes.
"You could tell that Joey wasn't really there those last few days," Drew said. "He wasn't mentally there but you could tell when LeBron came over he knew who he was and was just kind of star-struck I feel like."
It also gave Peterson and Nguyen a chance to share one last memory with a childhood friend. Their best friend.
They drove from Spokane in Nguyen's Lexus the day of the game and met Cawyer and his mother at the Trailblazers ticket office. Cawyer-Anderson's voice quivered when she described the meeting that ensued. With the cancer progressing, Cawyer had struggled to speak in the last few days.
But now as James, and Heat teammates Dwayne Wade and Ray Allen, surrounded him, Cawyer found his voice once more.
"His eyes were just like I can't believe this is happening.," she said. "He smiled and he talked to LeBron. He hadn't hardly been saying much of anything."
An Untimely End Joey Cawyer lay in bed at his Cheney home with a close collection of family and friends by his side. Two weeks had passed. The 32 months of radiation, chemotherapy and countless doctor visits were over.
"I was just sitting there literally waiting for my best friend to take his last breath," Drew Peterson said. "I was just thinking of all the times we had together and how I would never be able to talk or hang out with him again."
The last time Cawyer spoke he told his mom he loved her. He passed away on Jan. 24, 2013.
"It was all so emotionally overwhelming and surreal," Peterson said. "It just felt like a nightmare that I was about to wake up from. It still does."
Last month, at a senior center in north Spokane, the friends gathered again to honor their friend's life. They all had spent the past two hours packed together to honor Joey's impact on their own life.
"One of the things about Joey is that he loved without prejudice," Cawyer-Anderson said. "He loved his friends as close as anybody could love family."
It was those friends who helped give Cawyer and his mom one final gift.
"It was honestly the last hurrah," she said. "Joey only made it to January 24 so it was honestly the last good thing that happened in his life."
Inside the room hung Cawyer's letterman's jacket, twirling slowly from a tethered string.
Not far beneath it was a black-and-red Miami Heat jersey.
The number on the back read "6."
The name said "James."
The Murrow News Service provides local, regional and statewide stories reported and written by journalism students at the Edward R. Murrow College of Communication at Washington State University.


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Archive for September 21st, 2014
USB Digital 16.0 MP Webcam+Mic with 4 Port Octopus USB Hub – $10 + Free Delivery
Everydaysource via eBay is offering a new discount for this USB Digital 16.0 MP Webcam+Mic with 4 Port Octopus USB Hub which comes to only $9.99 + Free Shipping = $9.99! With a super low price like this anyone can get their han...
Lenovo N3903A (57Y6666) Wireless Mouse – $14 + Free Shipping
Lenovo has some big coupon savings on their Wireless N3903A Optical Mouse! A mouse if of course one of the most useful tools you can find when it comes to any computer, and having one for your laptop can make your life a lot ea...
HP Personal Media (BR388AA) 1TB Portable Storage Hard Drive – $85 + Free Ship
HP has a super low price going for their own Personal Media 1TB Portable Hard Drive! Pocket all of your important media or information for use anywhere you go! This super slim HP Personal Media drive comes with a large 1 Teraby...
Vizio VOJ320M 32-Inch LCD Television – $330 + Free Shipping
Dell Home is offering a new low price on this 32-Inch Vizio LCD TV! If you're looking to enjoy HD quality for all your movies and shows then check out this affordable option and discount! This 32-Inch Vizion LCD TV Features a f...

subset: commoncrawl


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without your permission.
We will send you an email with an invite soon.
Labor Day is a chance to celebrate the strong American work ethic, but too many Americans are worrying when their next paycheck will come.
See what's Trending Now for @MittRomney
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- Status
- Acquired by Box on June 16, 2014
- Funding Received
- $875 Thousand in 1 Round from 8 Investors
- Headquarters:
- San Francisco, CA
- Description:
- Streem offers unlimited cloud storage for you to store, stream, and share your media.
- Founders:
- Tanooj Luthra, Ritik Malhotra
- Categories:
- Cloud Computing, Consumers
- Website:
- http://www.streem.com
Company DetailsUpdate
Streem offers unlimited cloud storage for you to store, stream, and share your media.
Streem is a magical drive on your device that lives in the cloud and gives you unlimited space. You can put files into Streem, free up space on your computer and mobile devices, and instantly access and share your content anywhere, anytime. Unlike other cloud storage tools, Streem takes up no space on your computer, but still gives you instant access to your files without any lag. All media on Streem is converted on-the-fly so you can access it seamlessly regardless of the device or bandwidth.
Current Team (4)Update
Tanooj Luthra
Co-Founder & CTO
Ritik Malhotra
Co-Founder & CEO
Sarat Tallamraju
Senior Software Engineer
Neal Wu
Software Engineer
Past Team (1)Update
Samvit Ramadurgam
Founder, CTO @ Equidate
Funding Rounds (1) - $875kUpdate
$875k / Seed
Apr 25, 2014
Board Members and Advisors (1)Update
Harj Taggar
Investors (8)Update
Socialatom Ventures
Socialatom Ventures is an international team of entrepreneurs, investors and business...
Matt Huang
Partner @ Sequoia Capital
Arbor Ventures
Arbor Ventures focuses on the intersection of big data, financial services and digital commerce.
Ironfire Capital
Activist Investment Firm
Start Fund
Investment fund.
500 Startups
500 Startups is an early-stage seed fund and incubator program investing primarily in consumer...
Y Combinator
Y Combinator is a seed accelerator that provides financing services and business consulting to...
Offices/Locations (1)Update
220 Montgomery Street
Suite 144
San Francisco, CA 94104
News (3)Update
Box Acquires YC-Backed Streem | TechCrunch06/16/14 -techcrunch.com
Streem Offers Unlimited Cloud Storage and Streaming for $20/Month04/16/14 -lifehacker.com


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User Reviews & Ratings - Neupogen Inj
Read user comments about the side effects, benefits, and effectiveness of Neupogen Inj.
Overall User Ratings38 Total User Reviews
User Reviews
Learn about
User Reviews
Reviewer: Mdraz, 55-64 Male on Treatment for 6 months to less than 1 year (Patient)
Ease of Use
Treated 6 months for hodgkin, mid term had problem with white cell count, corrected by 2 shots, each time 5 days before chemo. Had once backpain for 6 hours tolerable without medication, at the time of chemo white cell levels were always OK after neupo.
found this review helpful.
Was this review helpful? Yes | No
Reviewer: grandmaof5, 35-44 Female on Treatment for 6 months to less than 1 year (Patient)
Ease of Use
I received neupogen injections at least three times a week for 6+months. As a result I have limited leg mobility. Since I have been in remission from cancer I have been disabled due mainly from these neupogen injections. I will say though if I had not received them I could not of gotten my chemo treatments on time as scheduled so I'm sure the trade off was worth it. I just get really frustrate ... Show Full Comment
found this review helpful.
Was this review helpful? Yes | No
Reviewer: Pete, 65-74 Female on Treatment for 1 to 6 months (Patient)
Ease of Use
On Aug 15,2012, I was unable to have chemo treatment due to low neutrophils in white blood cells. I was given the first shot of neupogen, followed by 2nd and 3rd on following 2 days. After the first shot, I had severe pain in lower back, as well as, pain in other joints. I felt terrible in general, with swelling in some joints and low grade fever. I took hydrocodon-acetaminophen 5-500 to relieve ... Show Full Comment
found this review helpful.
Was this review helpful? Yes | No
Reviewer: Mir , 35-44 Female on Treatment for 1 to 6 months (Patient)
Ease of Use
I have taken 480mcg (the higher dose, there's a 300mcg dose too) for three sessions now - they brought my neutrophils, white blood cell count and hematocrit all up - really well! I had one evening of pulsing pain starting from lower back - real misery, but got permission to take ibuprofen and even just 400mg of that knocked the pain out. Have also had extreme pain on defecation once. Aside fro ... Show Full Comment
found this review helpful.
Was this review helpful? Yes | No
Reviewer: spanky, 55-64 Female on Treatment for less than 1 month (Caregiver)
Ease of Use
I am the patient's neice. We only started the inj this past thursday, so the above questions really do not apply at this time.
found this review helpful.
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|The Hague January 7. 1796.
The last Letter I have received from you, of the 6th of last month, mentions as a proof of your punctuality and frequency in writing, that I was four Letters in your debt. In my turn let me observe to my gentle friend that this is the sixth Letter of mine to which answers are due
It is almost three weeks since I was indulged with the pleasure of recognizing your superscription. From a line in your fathers Letter of Novr 29. I have been anxious lest you [we]re unwell. Though your last, being of a week later date served in some degree to remove my [appre]hensions, I am still solicitous to know again under your own hand that you are in good [hea]lth. I hope also that you have before this recovered your usual good spirits and have reconciled your mind to the longer separation which we are doomed to suffer. That you will derive a satisfaction from the reflection that it cannot be avoided, and that the period of our hopes although more remote is not less secure than it would have been under a more fortunate course of circumstances. That you will consider untoward Events, as a test of character, and that a large portion of all human merit consists insuffering with dignity and composure, without weakness or unavailing regret.
I am waiting with as much patience and as little concern as I can command for Letters and news from America. The affairs of that Country must always be deeply interesting to me; at the present moment they are particularly critical and momentous from a variety of causes some of which you can easily conjecture.
I have been reading (for I must yet read a little, though with your admonition always in my mind) a book recently written and published by a Lady: by Madame de Stael the daughter of Mr. Neckar. It is a treatise upon the influence of the Passions upon the happiness of individuals and of Nations. She tells us that all the Passions are merely sources of unhappiness that the Love of Glory, Ambition, Vanity, Love, Play &c &c &c, can confer upon us mortals nothing but misery, and that if we must live, nothing but philosophy, study and the practice of beneficence can make life tolerable or give us a semblance of Happiness. She adds that being very much addicted to passions herself she is of course very unhappy, but she thinks herself for that reason the better qualified to give warning to others. The book is very ingenious and if it should fall in your way will be worth your reading. It will shew you what a figure one of your sex can [. . . ] when she undertakes to philosophize.—I had rather however that you should [. . . ] continue susceptible of one passion at least, than that you should adpot altogether the philosophy of Madame de Stael.
To your Mamma and Sisters please to remember me with affection, and believe in the sincerest and tenderest attachment of your friend


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VTech V.Smile Motion Active Pink Learning System and Cinderella Software
- Description
- Reviews
- Delivery & Returns
The VTech V-Motion Active Learning system is an educational video gaming system for pre-schoolers. The included Cinderella V.Smile Motion Software is packed full of learning fun!
The active learning system is easy to use and simply hooks up to the TV. Complete with new motion sensing wireless controller. Entertaining graphics and engaging game play are combined with age appropriate curriculum designed to make learning fun. Teaches age appropriate curriculum skills including maths, spelling, logic, pattern, words, classification, creativity, letter writing, musical notes and much more.
Disney Princess: Cinderella's Magic Wishes. Help make Cinderella's secret wishes come true with this magical learning game. Design and make a pretty ball gown for Cinderella to wear to the royal ball, even learn the dance rhythms as Cinderella twirls on the dance floor with her Prince Charming!
Features motion based game-play and is compatible with V.Smile V.Link.
- Cinderella V.Smile Motion Software
- Plugs directly into your TV!
- Track scores and earn bonus online games at www.vsmilelink.com
- Wireless, motion activated joystick for left or right-handed children
Full Specifications
|Battery Description
|4 x AA and 3 x AAA (sold separately)
- £24.99
Our recommended age is 3 years +


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Welcome - New Website Coming Soon!
The Posey County Community Foundation is a nonprofit, public charity created by and for the people of Posey County. Simply put, we connect donors with the causes they care about. When you want to make a difference, especially close to home, we help to make sure your philanthropy is meaningful, effective and easy. We are your center for charitable investment in our community.
Make a gift in memory of our founding board member John (Jack) Riddell.
Member of the
Community Foundation Alliance


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This stock could get an Obamacare boost
Looking for a company that might benefit from the Affordable Care Act? Consider WageWorks.
By Kevin Cook
Looking for a company that could benefit from the Affordable Care Act?
Consider WageWorks (WAGE), a $1.7 billion provider of benefits administration for corporations.
WageWorks administers and operates an array of "consumer-directed benefit" solutions, including spending account management programs such as health and dependent care flexible spending accounts, health savings accounts and health reimbursement arrangements along with commuter benefits such as transit and parking programs.
While analysts are optimistic about WageWorks' prospects in the new health care exchange environment, the stock has run pretty far this year to capture that sentiment, as you can see in the chart below which shows a solid 3-bagger.
The health care exchange opportunity
WageWorks has a partnership with one of the most well-known private employee exchanges, Towers Watson. Towers has said its active employee exchange, which has recently been formed, will add two employers with 40,000 employees on Jan. 1 along with its own employees. We believe it is possible Towers will add several hundred thousand employees in 2015 and many more in subsequent years.
Analysts at William Blair believe "there are many other companies considering private healthcare exchanges and we believe that WageWorks is having conversations with several current and potential industry participants."
Consulting firm Accenture (ACN) aggressively forecasts that there will be 40 million active employees in healthcare exchanges by 2018, up from 1 million in 2014. WageWorks has about a 10% market share in consumer-directed healthcare benefits today with 2.1 million customers.
Growing into its multiple
This is not a cheap stock by any means, trading over 60 times 2014 estimates. But the earnings growth is there as you can see in the table below. And if the opportunities described above should develop, this EPS trajectory looks set to continue because the estimates here do not account yet for this growth potential.
Also note that we currently only have two analysts providing estimates for WageWorks. Therein also lies opportunity as other Wall Street houses initiate coverage and give us a broader view of the investment potential. With a string of earnings beats behind it averaging 22% for the last four quarters, WageWorks should be coming up on more analyst radars.
The other growth factor in WageWorks' favor is acquisitions. The company looks to complete one to three deals per year in a very fragmented industry. There are several hundred small companies in the consumer-directed tax advantaged benefit account industry with between $5 million and $25 million of revenue.
Now that WageWorks is on your radar, keep an eye on the earnings estimate revisions because they will tell you when these growth factors are kicking in and could benefit your portfolio.
Kevin Cook is a Senior Stock Strategist for Zacks where he runs the Follow The Money portfolio.
WAGEWORKS INC (WAGE): Free Stock Analysis Report (email required)
ACCENTURE PLC (ACN): Free Stock Analysis Report (email required)
To read this article on Zacks.com click here.
After Obamacare is implemented almost no one in the working class tax bracket will have the disposable income to buy the stock in this article (not that the working class buy stock anyway).
As for Obamacare, I predict by no later than 2025 the following things will happen:
1. Unemployment and underemployment will skyrocket
2. Everyone that voted yes in favor of Obamacare will be thrown out of office.
3. Consumer spending will grind to a halt because most people won't have any disposable income to spend.
4. Massive abuse of the exchange system and the financial database they are constructing will occur.
5. A mass exodus of US citizens to other countries will happen.
6. Social unrest will increase throughout the country.
7. Obamacare will be repealed.
Those are just a few of the obvious consequences of Obamacare I can think of off the top of my head. There are probably lot more less obvious second and third order effects that will arise.
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
Despite its size, the IPO will create just two new members of the 10-figure club from its executive ranks. A few others could net hundreds of millions.
Top Stocks provides analysis about the most noteworthy stocks in the market each day, combining some of the best content from around the MSN Money site and the rest of the Web.
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But apparently it's about to be banned if the bill survives one more committee. The NRDC's Leila Monroe reports that California is one of the largest markets for shark fin soup in the world, second to Asia. And, since it's the west coast, plenty of celebrities are lobbying for the bill to pass (including my future wife, Scarlett Johansson).
If you're unfamiliar with shark finning, click this video of sharks getting finned alive, then being tossed into the ocean, still alive. It's sick (imo, at least shoot the damn things in the head).
This afternoon, California came one important step closer to banning the sale, trade and distribution of shark fins. Assembly Bill 376 passed out of the Senate Natural Resources & Water Committee with the support of Senators Pavley, LaMalfa, Evans, Kehoe, Padilla, Wolk, and Simitian. This bill will help protect the estimated 26 – 73 million sharks killed each year for their fins, which are used to meet the exploding demand for shark fin soup. The bill's next stop is the Senate Appropriations Committee.
California is one of the largest markets for shark fins outside of Asia; the ban will deter finning in international waters by ending the fin trade here. More than 1/3 of shark species are threatened with extinction as a result of the international shark fin trade, with some populations declined by 99%. This morning, the Sacramento Bee carried an excellent article about the importance of this bill, discussing how the opposition critiques are misguided and inaccurate.
The oceans are in a worse state than previously suspected, according to an expert panel of scientists.
-BusinessGhana News. Drought and economic development to blame.
The dolphin population currently stands at 1,000, even lower than that of the giant panda, Wang said.
The dolphin population is decreasing by a rate of 6.4 percent annually, Wang said.
"The next ten years will be a critical period for the conservation of this species," Wang said.
A long-lasting drought in central China has lowered water levels in many of the region's lakes and rivers, doing great harm to the dolphins' habitat and leading to a decrease in population, Wang said.


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Suzuki Repair in Cincinnati
We found 60 Suzuki service shops and mechanics in Cincinnati.
5 are RepairPal Certified.
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Molly's blog
Configura CET Designer in the Americas - Our Top 10 for 2010
User Conference recap
Our 3rd annual User Conference is now behind us (wow - that went fast!), but I find myself reflecting on this one a lot more than I did the others. I think it's because this conference really seemed like a reunion - lots of familiar faces from the past two conferences, plus friendships forged on Twitter and solidified on Facebook; lots of things now in common to talk about. It wasn't just the usual shaking of hands - people were hugging each other hello and, three days later, hugging goodbye (and calling to each other, "See you next year!").
It felt great. Energy and excitement were in the air - intangible but, just the same, you could sense them. Like we were - are - on the cusp of something big.
Are you ready to be a part of it?
About 100 attendees joined in this year's conference. There are many more users who weren't able to attend because of other business obligations or the economy's continuing challenges. We hope the spirit of this year's conference is contagious and encourages even more people to become part of this wonderful experience.
With Haworth, Mepal, Spacefile, Steelcase, Teknion and now KI and Inscape on board, it's only going to grow!
What's 140 Characters Long?
If you guessed a Twitter post is 140 characters long, you're right ... but Twitter really just a pipeline - a tool to get your message out there and to engage in conversations with others - our User Conference keynote speaker Peter Shankman said (http://petershankman.com and www.twitter.com/petershankman).
But 140 characters is also the maximum length of a text message on a cell phone. Short, sweet and capable of holding the attention of the typical person for the typical 2 seconds.
So, in honor of short messages, this blog post today will also be short! ... And also because I need to dart down to our Day 2 Luncheon at which the winners of our Awards Program will be announced.
Still working on the videos - lots of good stuff, but it needs to be synthesized into smaller nuggets - because, you know, that 2-second attention span thing! :-)
More photos are up on our Flickr account: http://www.flickr.com/configura - awesome day-into-night, it was! What happens in Vegas ... it's all good.
First day - well, the day before the first day - of the 3rd annual CET Designer User Conference
Welcome to a few blog posts, Live from Las Vegas - site of our 3rd annual North American CET Designer User Conference! Once again, Configura welcomes CET Designer users and dealers from across the USA and Canada for several days of learning, networking and having fun. If you're joining us here in sunny City-in-the-West-that-Never-Sleeps, welcome! You're in for a great conference. If you weren't able to attend this year, you can still follow the events on our Facebook page (http://www.facebook.com/cetdesigner), on Twitter (http://www.twitter.com/cetdesigner) and on Flickr http://www.flickr.com/configura) ... we hope to be uploading some video soon too! Stay tuned for more!
Vision and Virtuosity
Joey Shimoda:
- The technical skill, fluency, or style exhibited by a virtuoso (a person who has a special knowledge or skill in a field) or a composition.
- An appreciation for or interest in fine objects of art.
More about the courage to change ...
- Ridicule - they're laughed at or ignored for changing
- Opposition - they encounter outright opposition to their change (most "average" people give up on change at this point)
- Acceptance - the "non-average" bust through to acceptance - self-acceptance of change, and gaining the acceptance of others
Day Two of User Conference underway ... but I still gotta tell you about Day One!
... So we last left off with me writing a bit about yesterday's morning sessions ... so much has happened since then.
First, check out some of the conference photos on Flickr: http://www.flickr.com/photos/configura/sets/72157622364473551/ ... stay tuned because I'll be posting photos from last night's dinner (yes, pics of Swedish Punsch Toast! - should I post the video as well?! ) and "social pages" shots of our esteemed attendees!
So, yesterday Brian Bosley gave this incredible talk at the conference. It was late in the afternoon and everyone needed a serious sugar snack, but Brian's talk practically yanked me out of my seat. I went into note-taking over-drive.
If you don't know Brian, he's this fantastic Grand Rapids, Mich.-based speaker and trainer - but he travels all over North America and probably beyond for his work. Companies ask Brian to speak because he is so good at talking about change - how to embrace it, not fear it. Some pearls from his presentation:
"Your biggest obstacle to greatness is what you did yesterday."
"Embrace 'creative destruction' - destroy what you created yesterday to build something better tomorrow."
"The modes of change:
- Shock - it's a way to change, but it's reactive. You're not in control. That's not good.
- Evolution - it's still reactive but you're getting on board. The problem is, you might be trying to hop a train that's already left the station. That's not the greatest.
- Anticipation - true creators and leaders anticipate change - indeed, they themselves may be the catalyst for change. This is where we want to be.
... which one do YOU most identify with?"
There's more - lots more. Good stuff. Wanted to give you a taste of it - more in a bit.
Live from Las Vegas,
CET Designer User Conference - Day One - Hittin' the Ground and There's No Stopping!
So, CET Designer folks across North America beyond ...
Configura's 2nd annual User Conference in sunny, blue-sky-beautiful Las Vegas is off to a running start at The Venetian/Palazzo - wow - unbelievably lux and the room rate was way less than those teeny-tiny hotel rooms in Manhattan. :-) ... wish I had decided to stay through the weekend. Check out the link to this pic of the hotel http://tweetphoto.com/evbafpd0 - and we'll be posting conference pics soon on our Flickr site.
This week's MMQB had a big story about Configura (yes, reprints are tucked in our conference goody bags and the article also is at www.mmqb.com). Rob Kirkbride traveled to Sweden and around Europe, reporting back to North America about what's going on "across the pond." More stories and video of Rob's European Tour are also at www.mmqb.com and you can also see the video he took of Configura:
We had more than half of our registrants show up for the "Early Bird Power Peer" sessions - fantastic turnout. Everyone else arrives this afternoon for the official conference kickoff with CEO Johan Lyreborn welcoming all and sharing Configura's plans for some pretty cool things ... like, a user portal based on the best that social media technologies have to offer ... and, drumroll ... RevLink, the new CET Designer Revit Extension. ... See http://www.configura.com/cet/revLink and http://www.configura.com/cet/revLink/revit for details.
So much more that I hope to blog about ... like our rendering winners ... our dinner this evening complete with the Swedish Punsch Toast (it's now a conference tradition) ... and our keynote speaker Joey Shimoda, an LA-based architect and designer of Steelcase showrooms in Santa Monica and Chicago's Merchandise Mart. He did some work for Frank Gehry. Designed the Rolex Building in Beverly Hills. High-rises in Japan. ... Yep, we'll be hearing a lot more about Joey Shimoda and his amazing work around the world.
And you'll be hearing more from me.
Live from Las Vegas,
*Configura's PR person/professional cheerleader! Go Configura! (Had to add the shades b/c it is so sunny here! ;-)


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Stories Tagged with "high school" from 2008
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Programs, Sports and More Strengthen Bonds of NJIT and Newark
December 23, 2008
The bond between NJIT and Newark grows stronger every year. Since NJIT's founding as Newark Technical School in 1881, NJIT has been a vital partner in education, economic growth and civic betterment in the city. >>
NJIT To Host Fall Open House for High School Students on October 26
October 22, 2008
High school students and their parents can obtain valuable information on admissions procedures, tour the campus, explore the wide range of undergraduate degree programs and minors and more at NJIT's Fall Open House on October 26 from 11 a.m. to 4 p.m. >>
High School Students in NJIT's Capstone Connections Program Present Project Accomplishments to NASA
June 18, 2008
A group of high school students who participated in the Capstone Real World Open University Connections program at NJIT presented their multi-year Global Microscope project accomplishments to NASA headquarters yesterday in Washington, DC. Through the CCS Capstone Open University Connections Program, middle-school and high school students work in small teams to solve real-world problems based on scenarios drawn from actual industry cases in a variety of fields, including health, education, sports and entertainment. >>
Talented high school students from throughout North Jersey will test their knowledge in performing timed laboratory experiments, writing computer programs, designing chemical apparatus, and more at the New Jersey Chemistry Olympics on May 21 in Tiernan Hall. The one-day competition is co-sponsored by NJIT and The North Jersey Section of the American Chemical Society-Teacher Affiliates. >>
NJIT's associate provost for information services and technology and chief information officer David F. Ullman, of South Orange, was named chief information officer for 2008 (for nonprofits) by the New Jersey Technology Council (NJTC). >>
More than 300 high school students will gather for the third annual New Jersey Web Design Competition on March 19, 8:30 a.m.-4 p.m. at NJIT. Sponsored by NJIT's Department of Information Systems, the competition is an opportunity for talented young people from throughout the state to compete with the best and brightest of high school peers. >>
NJIT To Host JETS/TEAMS Competition for High School Students
March 04, 2008
New Jersey public and private high schools will participate in a national test of engineering aptitude, mathematics, and science on March 17, 8:30 a.m-2 p.m. in the NJIT Campus Center. Hosted by NJIT's Center for Pre-College Programs, the NJ JETS/TEAMS competition is a one-day, two-part academic exam coordinated by the Junior Engineering Technical Society (JETS) designed to introduce students to an engineering team work environment. >>
NJIT Offers Free College Financial Aid Workshop for High School Seniors and Parents
January 14, 2008
NJIT will once again open its doors for College Goal Sunday, a free financial aid workshop designed to help lower-income high school seniors and their parents navigate the sometimes confusing world of financial aid opportunities for college-bound students. >>


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Can you opt out of Medicare?
You don't have to sign up for Medicare. The catch? If you don't enroll when you're first eligible, you could pay some serious financial penalties later in life.
This post comes from Marilyn Lewis at partner site Money Talks News.
With all the talk about forcing people to have health insurance, and the number of people who apparently don't want any part of it, maybe you've wondered: Do you have to sign up for Medicare?
Basic Medicare hospital coverage (Part A) is free for most Americans. You're covered whether you want it or not, as long as you have more than 10 years (or 40 quarters) of Medicare-covered employment, according to Medicare.gov.
But the rest of Medicare -- for doctor visits (Part B) and prescription drugs (Part D) -- is voluntary. Which means, when you turn 65, you have some decisions to make. AARP explains:
Medicare has a seven-month period in which you can sign up for Part B, which covers doctor bills and other outpatient medical costs. This period begins three months before the month of your 65th birthday, includes the month you turn 65 and ends three months after your birthday month.
The catch? If you don't sign up at that point, you could pay some serious financial penalties later in life.
All this has nothing to do with Obamacare, by the way. If you're eligible for Medicare, Obamacare doesn't apply to you.
The exception
We just said you must sign up around your 65th birthday or pay penalties later. There's one exception: If you're eligible for Medicare, are working and have health insurance through your company or your spouse's employer, you can hold off on signing up.
"Based upon your circumstances, you don't have to sign up for Medicare at age 65 and there will not be a penalty if you follow the rules," Gail Buckner wrote at Fox Business.
Before deciding, talk with your insurance agent or your employer's human resources office. Also make sure, if you decide to skip Medicare prescription drug coverage, that your plan qualifies with Medicare as "creditable." You'll find more information in this Medicare publication (.pdf file).
The penalty: Part B
Say you're 65, no longer working, and don't want to pay premiums for Part B Medicare insurance (for doctor visits) or Part D (prescription drug coverage). That's OK. But if you opt out, the costs will be higher if you want to get back in.
The reason: Insurance plans work because people who don't need the coverage pay premiums along with those who need it. Insurance plans go broke when the only people paying in are those using it.
Suppose you're 72 today. You became eligible for Medicare seven years ago, in 2006. But you waited until now to sign up for Part B. If you want to get into Medicare Part B today, your monthly premiums will include a penalty of 10% for each year you were eligible but didn't enroll, added to your premium forever, says Linda Williamson, an agent in Bellingham, Wash., with Vibrant USA, an independent insurance agency that specializes in Medicare.
Part B premiums are $104.90 a month in 2013, so your monthly cost will be $104.90 plus 10% ($10.49) for every year missed, Williamson says. You missed seven years, so you'll pay an extra $73 -- about $178 a month in all.
The penalty: Part D
And then there's the question of drug coverage, Medicare Part D. Likewise, if you opt out now, the insurance will cost you more later. The penalty is 1% of the premium each month for every month you are eligible and don't enroll, says Williamson.
"After you join a Medicare drug plan, the plan will tell you if you owe a penalty, and what your premium will be, says Medicare.gov's explainer on Part D penalties.
One woman's story
Williamson sees firsthand the costs for people who want Medicare now after skipping coverage in their younger years. She tells the story of an elderly friend who decided not to get Medicare prescription drug coverage when it was first offered in 2006.
"This friend went on Medicare in 1992," Williamson says. "There was no drug plan then. Come 2006, she determined that, since she doesn't take drugs, 'Why would I spend the money?' She just refused to sign up for any drug plan."
Today the friend, who is 86, needs a daily prescription drug for a serious condition. She paid for it herself until the price rose to about $100 a month recently, Williamson says.
Finally, with the help of her caregivers, she signed up for a Medicare Part D prescription drug plan. The insurance reduced the cost of her medicine to "something like $3.65 for her drug -- very cheap," Williamson says.
The insurance premium is $28.80. But, because she waited to sign up, she also pays about $25 a month in penalties. That brings her total monthly premium, including the penalty, to about $53.
"The penalty can hurt you," says Williamson. "But there are a lot of people who say, 'Yeah, I'm paying a big penalty now but look at what I saved over the years by not having to pay.'"
Making the decision
She has other customers who don't use prescriptions but do buy Medicare prescription insurance as protection against what the future may bring. "Basically, they say, 'What's the cheapest drug plan out there?' Then they're not subject to the penalty and if they need it they have it."
In 2014, co-payments and deductibles are dropping, making Part D coverage cheaper. Read here about the improvements in Medicare drug coverage next year.
For personalized guidance on the costs and benefits, contact your State Health Insurance Assistance Program for free Medicare counseling, either by phone or face-to-face. Find your state's program here, at Medicare.gov, or by calling (800) MEDICARE.
The counselors also can help you decide whether to buy additional private insurance in the form of Medicare supplement (Medigap) plans or Medicare Advantage plans. These insurance plans pay Medicare's deductibles and co-pays.
If your income is low, you might qualify for what Medicare calls "Extra Help" paying your premiums. "In 2013, you may qualify if you have up to $17,235 in yearly income ($23,265 for a married couple) and up to $13,300 in resources ($26,580 for a married couple)," says Medicare.gov, which shows state resources for help, too. Or call Social Security at (800) 772-1213.
Opting in, opting out
Here, in a nutshell, are the Medicare plans and the penalties for opting out.
Part A: Hospital care
- Cost: Nothing (because you paid for it while you were working).
- Deductible: For 2013, the deductible is $1,184 ($1,216 in 2014) for any hospital stay 60 days or less. After 60 days there are co-pays:
- 61 to 90 days: $296 per day.
- 91 to 150 days: $592 per day (the limit is 60 of these high-deductible days in your lifetime).
- More than 150 days within a single benefit period: full cost.
- Can you opt out? No, but why would you? It's free.
- Cost: $104.90 a month, provided your income is below $85,000 for a single person, $170,000 if married and filing jointly. If your income is more, you'll pay more.
- Deductible: $147 per year. Once you've met that, however, you'll still have to pay 20% of the Medicare-approved amount. (See what's covered.)
- Can you opt out? Yes.
- Penalty for opting out: 10% per year for each year you skipped is added to your Part B premium.
Part D: Prescription drugs
- Cost: These are private plans, offered in conjunction with Medicare, and costs vary. (Medicare explains the costs here.)
- Deductible: It varies depending on the plan, but the maximum deductible allowable for 2013 is $325. In 2014, it drops to $310. (Find plans that cover your drugs.)
- Can you opt out? Yes.
- Penalty for opting out: A formula is used, based on how long you've been eligible and without coverage. Medicare explains how the penalties are calculated.
How do you deal with the deductibles and co-pays?
Does paying $592 per day for hospital stays over 90 days or 20% of doctor visits sound frightening? That's why there's such a thing as Medigap and Medicare Advantage plans. These plans fill the gaps left by basic Medicare coverage.
You can learn more about Medigap policies at this page of the Medicare website. They cover Medicare Advantage here.
More on Money Talks News:
Daaaaaa!!! Thus the Ponzi Scheme is born! More paying in than using the system.
Health Care is not the issue, we have plenty of folks that are out there doing Gods work everyday! Thank you for that by the way. We have always had good care! The problem is and has been and will always be the Insurance industry and the whole idea of insurance.
Ya know back in the day before all these so called Insurance companies really got a foot hold in our society, when a guy came calling to your door to sell you some kind of insurance that person was the first person you suspected in your demise come time to collect....
The Insurance industry was what needed fixing!!! He fixed nothing, he only secured the free market monopoly for the whole insurance industry... They win we loose!
"Can you opt out? No, but why would you? It's free."
And there's the sign that says this was written by a retarded liberal. (as if there were any other kind)
Here's some helpful info. "Free" means that you don't have to pay for it. We are all forced to pay for medicare whether we want to or not. This is the extreme opposite of free.
I just want to ask this one question about Social Security and Medicaid. My question is why is it considered an entitlement when we pay for it out of our own pockets? Of course we didn't write the check every week we got paid to pay for this, but our employer who we work for had to take the money out of our paychecks to pay for this. And of course they matched what we paid. So why do they consider this an entitlement. This is the government, saying everything they do for us as an entitlement, even though we paid for. If that's the case that Obama care must be an entitlement, because you're paying for it, not the government. So therefore it's an entitlement, am I correct or not? This is always concerned, me why the government gets away with this saying there giving you something. When the actually given you nothing I can't follow their line of thinking is not logical.
Why would you want to opt out? That is exactly what the Government wants! My brother is an Otolaryngologist, and he thinks that MEDICARE is the best program for the elderly. Medicare is unlimited!!! Let me repeat that, Medicare is unlimited!!!!! Obama Care will have rationing. That is how all countries who have National Healthcare keep costs down.
My Dad has had 8 Cardioversion's and 2 Oblation's on Medicare. We will not let my folks opt out. Do you really think you will get unlimited cardiac treatments with The Affordable Care Act??? Don't be stupid people.
Wrong, wrong, wrong!! Medicare is NOT FREE to most Americans. For some with incomes of less than $730 (approx.) per month, it is free - and also it is free in some geographical areas.. BUT, most anyone who has an income that low is either a spouse with a mate's income, or is on some other kind of subsidy like food stamps, housing, and likely on MEDICAID. Medicare costs $99 per month and then if you want any kind of medication coverage, it is from $12.50 to $25 per month. Granted it is not nearly as expensive as my last insurance 2 years ago, it is NOT FREE.. Refer to "Medicare and You", 2014 version for more information. In addition, anyone who does not opt to take it when qualified faces a forever penalty of 10% premium for every year he did not sign up for it. Also, there are co-pays for services.
For most of us, you get better coverage with a supplemental plan. There are oodles of choices and plans. Some include eye care, dental care and have lower deductibles. I would encourage anyone who is facing the Medicare decision to talk with an insurance broker to find out what the options are, what the letters mean (A,B,D, etc) and what costs for insurance and out of pocket will be. This article, like many on MSN is poorly researched.
IMHO... Medicare, Medicaid, and Obamacare will all be replaced in the future with a single payer system. Unfortunately that will equate to higher taxes (MUCH HIGHER!).
The only way for a single payer system to work will be the government having all and total control of your health needs and all and total control of ALL aspects in the healthcare industry.
In other words socialized medicine!
What's in your wallet?
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[BRIEFING.COM] The stock market finished an upbeat week on a mixed note. The S&P 500 shed less than a point, ending the week higher by 1.3%, while the Dow Jones Industrial Average (+0.1%) cemented a 1.7% advance for the week. High-beta names underperformed, which weighed on the Nasdaq Composite (-0.3%) and the Russell 2000 (-1.3%).
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Map It
Map City Services
Metro Newsroom
LouisvilleKY.gov Links
Monday February 7, 2011
For Immediate Release:Louisville Metro CouncilContact: Tony Hyatt 574-4137/526-3622 Councilwoman Marianne Butler (D-15), Chair of the Metro Council's Budget Committee, encourages the public to offer their input as Mayor Greg Fischer plans the next fiscal year budget for Metro Louisville.
"As elected officials, we are always mindful of how the public views Metro Government spending tax dollars," says Butler. "The Mayor is offering an opportunity for all residents to speak out in these tight economic times and let Metro Government know what local services are most important to them."
The Metro Council will review and hold hearings on the Mayor's proposed budget in June.
"Metro Government works best when we know how the people we serve think," says Butler. "We face another challenging budget; we are happy to work with the Mayor and public as we go through the planning process."
Sponsor:Marianne Butler (D) 15


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Found December 22, 2012 on Celtics Green ...a boston celtics blog.:
PLAYERS: Paul Pierce, Larry Sanders, Jason Terry, Kevin Garnett, Brandon Bass, Jeff Green, Monta Ellis, Ersan Ilyasova, Jared Sullinger, Courtney Lee, Avery Bradley, Chris Wilcox
TEAMS: Boston Celtics, Milwaukee Bucks
TEAMS: Boston Celtics, Milwaukee Bucks
From a basketball purist point of view, this game was very ugly. No one on the Celtics could hit the broad side of a barn except Paul Pierce. In fairness, some of the shots were missed due to being hacked or bumped and no fouls were called. The Celtics 3 times had leads of 10 points and gave every one up as the result of sloppy and passive play and the inability to hit a shot. The Celtics also had defensive lapses that allowed the Bucks to get easy baskets. Milwaukee Bucks' Larry Sanders (8) blocks a shot by Boston Celtics' Paul Pierce (34) in the fourth quarter of an NBA basketball game in Boston, Friday, Dec. 21, 2012. The Bucks won 99-94 in overtime. (AP Photo/Michael Dwyer) Jason Terry led the futility parade shooting just 1 of 15 from the field for 4 points. His only other addition was a single assist. The Celtics need Terry to contribute on the offensive end if they are going to go anywhere this season and 6% shooting just isn't going to cut it. Also struggling was the usually dependable Kevin Garnett. After going 2-10 in the first half, he hit his first two shots of the second half and hit a big jumper late in the game, but shot just 6-22 for the game. He also added 7 rebounds and 2 steals. Larry Sanders once again dominated the center matchup with 17 points and 20 rebounds. The futility continued with Rondo, who was just 3-8 and finished with 6 points 5 rebounds, 11 assists and 4 steals including a huge steal that led to a Pierce three to tie the game in regulation. Brandon Bass was just 2-6 with 6 rebounds, an assist and a steal. That's the bad. Now a word about the good. Boston Celtics' Jeff Green (8) reaches for a loose ball in front of Milwaukee Bucks' Monta Ellis in the first quarter of an NBA basketball game in Boston, Friday, Dec. 21, 2012. (AP Photo/Michael Dwyer) Jeff Green had his best game in awhile and started out aggressively going to the basket, and defending. He shot 4-9 but shot 6-6 from the line for 14 points. He also added 3 rebounds, 4 steals, 2 assists and 2 blocks. He tapped out a Jason Terry miss to Paul Pierce for the game three that tied the game in regulation. However, late in overtime, he took a hard elbow to the face from Ersan Ilyasova as he went for a rebound. He crumbled to the ground and remained there until helped off the court by the trainer and doctor. The diagnosis was that he has a bruised cheekbone and chipped teeth. Jared Sullinger played very well. He was fighting for rebounds and finished with 7 rebounds in just 14 minutes of play to go with 4 points and 2 assists. He fouled out but was the victim of bad calls on at least 3 of those fouls. Courtney Lee had his best overall game as a Celtic. He brought a spark off the bench and finished with 11 points on 5-9 shooting to go with 2 rebounds, 2 assists and 2 steals. For that, he earned the Tommy Award. Now, for the very good. Paul Pierce followed up his 40 point game with a game hight 35 points in this game. He also finished with 12 rebounds, 5 assists and 3 steals. The Captain is far from finished and dominated this game in every sense. He needs help though because he can't carry the team every game by himself. The other scorers on the team, especially Jeff Green, Jason Terry, Courtney Lee and Brandon Bass must start hitting their shots on a consistent basis. Boston Celtics' Courtney Lee (11) shoots past Milwaukee Bucks' Marquis Daniels, right, in the first quarter of an NBA basketball game in Boston, Friday, Dec. 21, 2012. (AP Photo/Michael Dwyer) The officiating was terrible in this game. To quote Tommy: "Missed calls, bad calls,. I get disgruntled and I don't want to be disgruntled before Christmas." They called ticky tack fouls on the Celtics while allowing the Bucks to get away with a lot of contact on the other end. When they wanted to intentionally foul to stop the clock the refs ignored it, allowing seconds to tick off the clock. When Jeff Green was knocked to the floor by Ilyasova's elbow and lay there bleeding, no foul was called. The Bucks shot 36 free throws to 20 for the Celtics. The Celtics now have off until Tuesday when they play the Nets on Christmas Day in Brooklyn. They have some serious work to do. As I said earlier, I wouldn't be surprised to see Avery Bradley make a surprise appearance on Christmas. That sure would be a nice gift for Celtics fans. He won't be a cure all but his on the ball pressure sure will help the defense. Hopefully by Tuesday Jeff Green will be healed, Chris Wilcox's thumb will be healed as well. What I want for Christmas is some decent referees. [Discuss on CG Forums!]
Original Story: http://celticsgreen.blogspot.com/2012...
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What do you think?To leave a comment, you can:
Video: Full highlights of Pierce's 40 point night
Celtics looking to stop three-game snide
Paul Pierce Is Celtics' Lone Bright Spot as Team Goes Cold Shooting (Video)
Paul Pierce Showing He's Still Got Game
Pierce, Celtics get past Cavs
Bucks-Celtics Preview
Milwaukee Bucks 99, Boston Celtics 94: Postgame Analysis
Boston Celtics News from Around the Web: Daily Links for Friday, 12/21
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Bucks 99, Celtics 94, OT
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Students at , which abruptly closed Monday in Attleboro as well as at its other locations in Mansfield and Rehoboth, should receive forms in the mail by this weekend stating their progress toward completing required courses, according to a voice message from co-owner Richard Paulhus.
The message, which is what greets callers to the school this week, states that Driver's Choice is working with other schools so students can complete their training. Paulhus recommends contacting , which has locations in Seekonk and North Attleboro, among other areas.
As for refunds, FOX 25 in Boston reported Wednesday that the RMV would file a claim with the Mansfield-based school's bond company so that people can get their money back. The RMV told the TV station that students would receive "a prorated amount of money that would be equivalent to the cost of the remaining amount of training they still have to complete."
Refunds will likely be slow to arrive because there is a lengthy process, which will begin once the RMV receives the records from Driver's Choice, according to FOX 25.
Teri Marshall, an Attleboro resident whose daughter was enrolled at Driver's Choice, said she was surprised about the sudden closure
"We were in the car, and my daughter saw somebody had posted it on Facebook," Marshall said. "One friend started posting, and then all the kids started talking."
Marshall said she would transfer her daughter to another school soon. She is concerned her daughter's training will cost more money than it would have had she been able to complete her education with Driver's Choice.
Driving schools put classes and road lessons in package deals, which are always cheaper than separate lessons. The problem with this is that Marshall's daughter took the class, but not the road lesson. Marshall will be stuck paying more at other schools, regardless of the reimbursement.
Marshall said she made a $300 down payment for the package deal. The driving hours would have been another $275 to complete.
"Now, when I go on Labonte's website, there's no way $275 is going to cover for 12 hours of road lessons," she said.
There has been no word on why the school closed without any notice. A brief message on the school's website does not give any details and neither Paulhus nor his wife will talk to the media. Paulhus states in the voicemail that he is sorry for inconveniencing people.
"You have to know from the bottom of my heart this is hard on me also," he says. "This was my life. This was my business. It just went down."


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Statistics of Risk Aversion
AbstractInformation about risk preferences from investors is essential for modelling a wide range of quantitative finance applications. Valuable information related to preferences can be extracted from option prices through pricing kernels. In this paper, pricing kernels and their term structure are estimated in a time varying approach from DAX and ODAX data using dynamic semiparametric factor model (DSFM). DSFM smooths in time and space simultaneously, approximating complex dynamic structures by basis functions and a time series of loading coefficients. Contradicting standard risk aversion assumptions, the estimated pricing kernels indicate risk proclivity in certain levels of return. The analysis of the time series of loading coefficients allows a better understanding of the dynamic behaviour from investors preferences towards risk.
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Bibliographic InfoPaper provided by Sonderforschungsbereich 649, Humboldt University, Berlin, Germany in its series SFB 649 Discussion Papers with number SFB649DP2007-025.
Length: 11 pages
Date of creation: May 2007
Date of revision:
Handle: RePEc:hum:wpaper:sfb649dp2007-025
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Web page: http://sfb649.wiwi.hu-berlin.de
More information through EDIRC
Related researchKeywords: Dynamic Semiparametric Estimation; Pricing Kernel; Risk Aversion.;
Find related papers by JEL classification:
- C14 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Semiparametric and Nonparametric Methods: General
- G13 - Financial Economics - - General Financial Markets - - - Contingent Pricing; Futures Pricing
This paper has been announced in the following NEP Reports:
- NEP-ALL-2007-05-12 (All new papers)
- NEP-UPT-2007-05-12 (Utility Models & Prospect Theory)
ReferencesReferences listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Yacine Ait-Sahalia & Andrew W. Lo, 2000.
"Nonparametric Risk Management and Implied Risk Aversion,"
NBER Working Papers
6130, National Bureau of Economic Research, Inc.
- Ait-Sahalia, Yacine & Lo, Andrew W., 2000. "Nonparametric risk management and implied risk aversion," Journal of Econometrics, Elsevier, Elsevier, vol. 94(1-2), pages 9-51.
- Szymon Borak & Wolfgang Härdle & Enno Mammen & Byeong U. Park, 2007.
"Time Series Modelling with Semiparametric Factor Dynamics,"
SFB 649 Discussion Papers
SFB649DP2007-023, Sonderforschungsbereich 649, Humboldt University, Berlin, Germany.
- Park, Byeong U. & Mammen, Enno & Härdle, Wolfgang & Borak, Szymon, 2009. "Time Series Modelling With Semiparametric Factor Dynamics," Journal of the American Statistical Association, American Statistical Association, American Statistical Association, vol. 104(485), pages 284-298.
- Fengler, Matthias R. & Härdle, Wolfgang & Mammen, Enno, 2003. "Implied volatility string dynamics," SFB 373 Discussion Papers 2003,54, Humboldt University of Berlin, Interdisciplinary Research Project 373: Quantification and Simulation of Economic Processes.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Volodymyr Perederiy, 2007. "Kombinierte Liquiditäts- und Solvenzkennzahlen und ein darauf basierendes Insolvenzprognosemodell für deutsche GmbHs," SFB 649 Discussion Papers SFB649DP2007-060, Sonderforschungsbereich 649, Humboldt University, Berlin, Germany.
- Yuri Golubev & Wolfgang Härdle & Roman Timonfeev, 2008. "Testing Monotonicity of Pricing Kernels," SFB 649 Discussion Papers SFB649DP2008-001, Sonderforschungsbereich 649, Humboldt University, Berlin, Germany.
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Almond/Badam Halwa Recipe
Ingredients needed
Almonds -1/2 cup
Sugar -1/2 cup or 3/4 cup if you want more sweetness
Milk -1/2 cup
Ghee -1/4 cup ( in Chitti's recipe, it was 1/2 cup ghee)
Saffron - a pinch/ few strands (soak it in a tbsp of milk)
Kesari color - a pinch for color (optional)
Soak almonds overnight and peel the skin. Alternatively you can boil them in hot water for a few minutes and peel the skin
Grind almonds with 1/4 cup of milk to a smooth paste.
Now add the badam paste, remaining milk, kesari color, saffron and cook on medium flame stirring continuously.
Once it starts thickening and the sides start getting a little dry and flaky, add all the ghee except 2 tsp and cook stirring continuously on low flame.
Note - Use fresh ghee and good quality sugar for best results.
If you like this post, kindly consider linking to it or sharing it with others or like us on Facebook or follow me on Twitter or join me on Google Plus to keep up to date with Padhuskitchen


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Snugpak® Geogrip Thermal Gloves, Black
Item # WX2-302539
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- Details & Specs
Snugpak® Geogrip Thermal Gloves. Water-resistant for thermal activity.
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State Size, as available in the Shopping Cart. Get a grip!
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New York, NY -- (ReleaseWire) -- 02/12/2013 -- Growing Stock Report expands its Nasdaq Gainers Watch List today adding Capstone Turbine Corp. (NASDAQ:CPST) and Zion Oil & Gas, Inc. (NASDAQ:ZN)
Capstone Turbine Corp. (NASDAQ:CPST) a company that engages in developing, manufacturing, marketing, and servicing microturbine technology solutions for use in stationary distributed power generation applications worldwide is currently up (+12.01%) on an increased volume of 4,225,146 after Capstone Turbine Management Discusses Q3 2013 Results. It is currently up (+39.73%) from its recent 52-week low which has prompted Growing Stock Report to add Capstone Turbine Corp. (NASDAQ:CPST) to their NASDAQ Gainers Watch List.
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Zion Oil & Gas, Inc. (NASDAQ:ZN) a company that operates as a development stage oil and gas exploration company in Israel is up (+3.76%) on 723,619 shares traded as of this writing. Its intraday pricing today is up over (+120%) from its latest 52-week low which has prompted Growing Stock Report to add Zion Oil & Gas, Inc. (NASDAQ:ZN) to their NASDAQ Gainers Watch List.
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Avadon: The Black Fortress Walkthroughs for iPhone/iPad
Also on: PC
Avadon: The Black Fortress walkthroughs. Please remember to bookmark this page and come back for Avadon: The Black Fortress guides and walkthroughs which will be located here as soon as we get any Avadon: The Black Fortress walkthroughs.
Try our iPhone/iPad Index for more cheat codes for other iP games.
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Also on: PC, check out those pages for more help with this game.


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Sign up for Yardbarker's daily Top 10 newsletter, the Morning Bark! Customize to get news on your favorite sports and teams.
Found November 21, 2012 on Extra Pine Tar:
PLAYERS: Tom Brady, Jerod Mayo
TEAMS: New England Patriots
TEAMS: New England Patriots
Mmmm, Thanksgiving is almost here. Food, family, friends, football… This year, we even get lucky with the Patriots on Thanksgiving night, which gives you ample time to eat, pass out, wake up, drink a bottle of Jack Daniels, yell at your family for not understanding you, call you wife fat, eat a turkey sandwich and try to fight your uncle before the game starts. It is Thanksgiving after all. While you'll undoubtedly be wearing a sweater or a button down and also enough cologne to throw your family off the weed scent that follows you like the dirt that follow Pig Pen in Peanuts, when Tom Brady finishes up torching the Jets he'll most likely be wearing glasses with no lenses and a trench coat that makes him look like a lesbian doing the walk of shame. At least Bob Kraft is pulling off the People Magazine "LOOK, THEY'RE JUST LIKE US!" style by rocking a hoodie. Unfortunately, for BK, you can see his two-tone button down sticking out over his sweatshirt, just barely. You can take a girl out of the country… What about Jonathan Kraft…does anyone else get the sneaking suspicion that he's wearing a thong under those Dungarees? And then there's Jerod Mayo, dressed exactly as I picture him dressing at all times off the field. He looks relaxed – not giving a **** that he's overrated and can't cover the pass or make a tackle at the line of scrimmage – just kicking it with the old white guys who pay his salary and his metrosexual quarterback who he's sometimes afraid to shower in front of. Ah, Thanksgiving, the greatest holiday of them all.
Original Story: http://www.extrapinetar.com/2012/11/2...
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Hey, everyone! So as some of you may know, I started dieting and exercising a few months back in order to get fit and in shape for summer and sports. I had a few slip ups and still have a lot of work, but…
Here are the results so far!
You !! apart from having such nice personality have a really beautiful body
you look amazing!!!
*cries* So beautiful. How'd you do it—


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Last month, after a number of high-profile domestic violence cases in the city, Dallas Mayor Mike Rawlings announced that he was launching a public awareness campaign and made a powerful appeal to men to help change the culture of violence.
It's our fault. It's not the women's fault. We want to make it known that any violent act toward a woman will not be tolerated by the men in the city…We will reinforce that hitting women is not acceptable, and we will learn how to intervene when we see it taking place.
At a press conference with city leaders and Cowboys athletes last week, Rawlings said he expects more than 10,000 men to show up for a rally at City Hall next month and join the broader movement to end domestic violence.
I want fathers to bring their sons, because this is undoubtedly a learned behavior and we have an inter-generational reaching moment right here. We have a unique opportunity to change the mindset of the next generation in Dallas. We're making this a grass roots movement. And we'll take it back to the community. In the past this has been viewed as a women's issue, but it ain't. It's our problem.
As Jessica writes at Shakesville, Rawlings has been "unwavering when it comes to who he is directing the campaign at." Like the excellent anti-rape campaigns in Edmonton and elsewhere that have popped up recently, he is focusing on the potential perpetrators–and the "social license to operate" that allows them to get away with violence. I also appreciate that he is explicitly saying that the violence is not inevitable–it is a "learned behavior"–and is demonstrating utter confidence that all the men of Dallas will step up and join the movement.
Indeed, we should expect no less.


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Executive Sun Light® Desk Lamp
Item #: 919025 |Model #: 1227BK |
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This product is covered by the Sam's Club Member Satisfaction Guarantee.
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Also known as Lawrence M. Hansen Esq
Hansen Law Firm, LLC
23 S. 8th Street
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Cash, Check, Credit Card
Contingent (33%-50%), Fixed (Sometimes), Free Consultation (30 minutes), Hourly ($120-$250/hour)
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Indianapolis, INOver 1 year ago
Relationship: Fellow lawyer in community
I have worked in the same office as Larry, have opposed him on cases and sought his advice on difficult cases I have had. He is an experienced,...
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Relationship: Opposing Counsel on matter
Having known Larry Hansen for more than a decade, and having opposed him on a handful of cases, I can confidently say that Larry is hard-working,...
Hansen Law Firm, LLC
1989 JD - Juris Doctor in Law
John Marshall Law School, Chicago
2012 AV Preeminent 5.0 out of 5 Peer Review Rated
2011- present
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2012 Police Experts in DUI Cases


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Tag: GOGO
Daily Update for November 6, 2013
It's the TUAW Daily Update, your source for Apple news in a convenient audio format. You'll get all the top Apple stories of the day in three to five minutes for a quick review of what's happening in the Apple world. You can listen to today's Apple stories by clicking the inline player (requires...
iOS tops among airline passengers
Gogo, the in-flight internet provider for when you're cruising at 37,000 feet, says iOS devices are by far the most prolific users of its service. According to Gogo's blog, tablets and smartphones account for 67 percent of the devices connecting to its service, and laptops account for the...
Apple devices dominate airport Wi-Fi
Anyone who has spent time around an airport recently has probably noticed that Apple devices -- particularly the iPhone and iPad -- seem to be everywhere. Ina Fried at the Wall Street Journal reports that Wi-Fi hotspot provider Boingo has the stats to prove that Apple devices are now dominating...
How to get the most out of in-flight Wi-Fi
Over the weekend, I discovered that my annual flight from Phoenix to Alabama (via Atlanta) had in-flight Wi-Fi. Best of all? It happened to be free, thanks to eBay jumping in on the free holiday Wi-Fi bandwagon. The promotion was already active on the flight I took from Phoenix to Atlanta. If you're...
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Don't trust your poultry or roast to just any pan. The All-Clad Stainless small roti pan with rack is pure stainless steel. The nonstick roasting rack securely holds a whole chicken or roast, allowing natural juices to flow into the pan. The rack is also a great place to "rest" meats. The 18/10 stainless interior won't react with vegetables and drippings roasting in the bottom of the pan, so they retain their natural flavors.
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Beavis and Butt-Head (Game Gear)
Beavis and Butt-Head is a 1994 side-scrolling action game for the Sega Game Gear by Viacom New Media based on the MTV show of the same name. In this game, you play as the titular characters as they go from left to right avoiding a barrage of obstacles.
Physical Scans


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Upright Citizens Brigade's Katie McKinnon is joining Saturday Night Live for the show's next new episode, Deadline reports.
The announcement comes after the show lost cast member Paul Brittain in January and amidst speculation about Kristen Wiig's status for next season. The Bridesmaids star's contract is...
Read Full Article
Season 2, Episode 8
It's the return of Fitzwilliam, LaTanya, Logo Life Tips, the Lorna Doones Lady, and "Elaine Stritch" as newcomers Paolo Andino and Colman Domingo join recurring cast members.
Season 2, Episode 8
Elaine Stritch works at airport security, new toy Pocket Diva and Shim Shai Horowitz hosts a vegan cooking show!
Season 2, Episode 7
Lucy, Ricky, Fred & Ethel go to Italy, Star Jones stars in a musical and a lesbian coach sets up a half-time show for the WNBA
Season 1, Episode 1
The Big Gay Sketch Show features a combination of traditional and music-based sketches, pop culture parodies and recurring characters, all from a unique LGBT perspective.
The announcement comes after the show lost cast member Paul Brittain in January and amidst speculation about Kristen Wiig's status for next season. The Bridesmaids star's contract is...
read more
Between the apparent pick-up appeal of airport bathrooms, Christian Siriano and his hot tranny messes, Californias same-sex marriage ruling and the new Sex and the City movie, its been a very interesting year for the GLBT scene. And I mean interesting in a cool way. Like somehow the whole all men created equal stuff may start meaning something. So I figured, with gay being the new bitch, which was the new black last Spring (thank you, Tina Fey), and June being Gay Pride Month, I thought it was only appropriate to devote a little time to shows on DVD that are as fabulous as the fans who make them must-see...Dantes Cove Season Three just hit stores and lemme tell you, when I first heard that Amazing Race fame-seeker Reichen Lemkuhl was joining the cast, it was not a good day. The show is campy fun with its mix of island passion and occulty plotlines (and lord alive is there flesh for all walks of life to enjoy), but did it need a realit...
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New releases announced today, January 22:The 4400 - Season 4 will be coming out May 6 Avatar: The Last Airbender - Book 3: Fire, Volume 3 will be coming out May 6Rosie O'Donnell's The Big Gay Sketch Show - The Complete 2nd Season will be coming out April 29 The Invaders - Season 1 will be coming out May 6 Mission: Impossible - The Complete 4th Season will be coming out May 13 MTV's A Shot at Love with Tila Tequila - The Complete Unrated 1st Season will be coming out April 15 Visit TVShowsOnDVD.com for the complete stories on these and other news items.
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When Your Kid Just Won't Stop Jumping on the Couch
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Baked Cheesecake-Stuffed Apples — and 6 More Fall Cheesecake Desserts!
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A piece so versatile, it can go from apple picking to Thanksgiving dinner with ease!
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Add these to your fall shopping list!
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This summer's must-have festival accessory: a cross-body bag that leave your hands free to dance to the music!
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Dell brings the cha-ching to buy Zing
Dell has agreed to cough up for music startup Zing, which makes software to connect personal music players to live streams and other online content. Mountain View-based Zing was founded by iPod alumnus and Jobsian fashionista Tim Bucher and launched at the beginning of 2006. Terms of the deal were not disclosed, but Dell …
Assume makes an a........
"Assuming Dell isn't planning on becoming a software licensing operation,"
When you consider - and you will - that Dell's most recent acquisition was ASAP Software ("one of the world's leading software solutions and LICENSING experts" according to Dell's site), you might want to rethink that assumption.
A Dell Zune/iPod.....
Surely a Zell with iDunes?
Price point?
The price point for this hypothetical player will have to be around $30 US if it's going to sell in the 3rd world market that all the computer makers seem to think of as their saviors. Otherwise why would Lenovo come out with a $199 computer? I would imagine that all of the electronics makers are taking the position of accepting razor thin margins and making up for it in volume. Talk to American grocery stores about the viability of that concept and what happens to branding and brand loyalty.
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Mario Guzman-Urbina, 34, of 27 Broad St., Apt. 1 had charges of operating under the influence of liquor continued without finding for a year by Judge Robert Calagione in Westborough District Court this week.
Guzman-Urbina must also serve one year of probation, pay $600 in fees and costs and complete one year of a treatment program as part of his sentence.
Guzman-Urbina was also charged with four counts of child endangerment at the time of his arrest. Those charges were dismissed at the request of the prosecutors.
The Shrewsbury Patch has the other cases handled in Westborough District Court this week.


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Asian Beef with Basil
Photo: Anna Williams
More From Food & Wine
Recipe Time
45 Minutes
Total: 2 Hours, 45 Minutes
- 3 garlic cloves, chopped
- 3 lemongrass stalks, lower third only, chopped
- 2 tablespoons soy sauce
- 2 tablespoons vegetable oil
- 1 teaspoon kosher salt
- 1 teaspoon sugar
- 1/8 teaspoon Chinese five-spice powder
- 3 1/2 pounds beef chuck, cut into 1 1/2-inch cubes
- 2 1/2 tablespoons vegetable oil
- 1 medium onion, cut into 1/2-inch pieces
- 2 garlic cloves, minced
- 1 tablespoon minced fresh ginger
- 1/4 teaspoon crushed red pepper
- 2 tablespoons tomato paste
- 5 cups beef broth
- 4 carrots, cut into 2-inch lengths
- 3 star anise pods
- 1 whole lemongrass stalk, cut into 3-inch lengths and lightly smashed
- Kosher salt
- Cooked medium-thick rice noodles, for serving
- 1/2 cup torn basil leaves
- 1 long fresh red chile, thinly sliced
- In a mini food processor, mince the garlic with the lemongrass. Add the soy sauce, oil, salt, sugar and five-spice powder and pulse to combine. In a large bowl, toss the beef with the marinade to coat thoroughly. Let marinate at room temperature for 30 minutes.
- In an enameled cast-iron casserole, heat 1 tablespoon of the oil over moderate heat. Add half of the meat; cook until lightly browned. Transfer to a bowl. Repeat with 1 tablespoon of the oil and the remaining meat.
- Add the remaining 1/2 tablespoon of oil to the casserole along with the onion, garlic, ginger and crushed red pepper. Add 1 tablespoon of water, cover and cook over low heat, stirring occasionally, until the aromatics are softened, about 5 minutes. Add the tomato paste and cook over moderately high heat, stirring, until glossy, about 1 minute. Add the broth and bring to a boil, scraping up any browned bits.
- Return the meat to the casserole. Add the carrots, star anise and lemongrass. Simmer over low heat, stirring occasionally, until the meat is tender, 1 hour and 45 minutes. Using a slotted spoon, transfer the beef to a bowl. Boil the sauce over high heat until reduced to 4 cups, 3 minutes. Discard the star anise and lemongrass. Return the beef to the casserole. Season the stew with salt and serve over noodles. Garnish with the basil and red chile.
My Notes
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Asian Beef with Basil Recipe at a Glance
- COURSE: Main Dishes
- CUISINE: Asian
- PUBLICATION: Food & Wine
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