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2020 Foresight Report: Retail Bank Loyalty Programs
Published Date » 2013-06-28
No. Of Pages » 45
Synopsis The report provides market analysis, information and insights into retail bank loyalty programs: Provides a global snapshot of loyalty programs adopted by retail banks in developing and developed economies in the banking industry Analysis of retail bank loyalty programs trends and drivers and key operational opportunities and challenges faced Detailed analysis of loyalty program product and marketing strategies globally Analysis of loyalty program customer targeting and marketing strategies adopted by leading retail banks operating in various markets Executive summary Loyalty programs have emerged as one of the key marketing tools in the global retail banking industry. Retail banks offer a number of loyalty...
Table of contents
1 Executive Summary
2 Introduction to Retail Bank Loyalty Programs
2.1 Loyalty Programs Snapshot
2.2 Key Drivers of Loyalty Programs
2.3 Regulatory Trends and Challenges
3 Key Operational Challenges and Opportunities
3.1 Loyalty Program Design and Operational Frameworks
3.2 Multi-Channel Banking Experience
3.3 Localization and Product Differentiation
3.4 Merchant-Funded Loyalty Programs
4 Loyalty Program Product and Marketing Strategies
4.1 Loyalty Program Implementation Dynamics
4.1.1 Loyalty program framework
4.1.2 Revenue generation and cost reduction strategies
4.2 Loyalty Program Strategies through Emerging Channels
4.2.1 Social media strategies
4.2.2 Mobile strategies
4.3 Key Technology Trends and Impact Assessment on Loyalty Programs
5 Customer Targeting Strategies
5.1 Targeting Based on Income Level
5.1.1 Mass market
5.1.2 HNWIs
5.2 Targeting Based on Demographics
5.2.1 Students
5.2.2 Female customers
5.3 Targeting Based on Psychographics
5.3.1 Customer lifestyle
5.3.2 Professionals and entrepreneurs
5.3.3 Rewards based on purchasing behavior
6 Best Practices in Retail Bank Loyalty Programs
6.1 Best Practice
6.1.1 Using analytics to understand consumer behavior and offer customized loyalty programs
6.1.2 Expansion of reward programs across territories and new channels to cater new customers
6.1.3 Introduction of higher margin reward programs to improve profitability
6.1.4 Targeting young population through social media
6.2 Case Studies
6.2.1 Russian Standard Bank (RSB) benefited from an analytics platform
6.2.2 Citi teams up with Best Buy to launch a mobile-based loyalty program in the US
6.2.3 Union First Market's loyalty program to scale-up business
6.2.4 Alpha Bank's instant rewards through POS terminals
6.2.5 Barclays Bank's reward program through low-cost banking channels
7 Appendix
7.1 Methodology
7.1 Contact Us
7.2 About Timetric
7.3 Disclaimer
List of Tables
Table 1: Loyalty Program Strategies Through Emerging Channels
List of Figures
Figure 1: Total Card Spending in Developed Economies (US$ Billion), 2008–2012
Figure 2: Total Card Spending in Emerging Economies (US$ Billion), 2008–2012
Figure 3: Key Growth Drivers of Loyalty Programs
Figure 4: Regulatory Trends and Developments in Retail Banking Loyalty Programs
Figure 5: Operational Challenges and Opportunities in Loyalty Programs
Figure 6: Snapshot of Changing Consumer Preferences
Figure 7: Loyal Program Framework in Multichannel Banking
Figure 8: Loyalty Program Design by Customer Segment
Figure 9: Merchant-Funded Loyalty Program Adoption by Country
Figure 10: The Merchant-Funded Loyalty Program Value Chain and the Role of the Service Provider
Figure 11: Loyalty Program Framework
Figure 12: Revenue Generation and Cost Reduction Strategies
Figure 13: Key Technological Trends and Impact Assessment on Loyalty Programs
Figure 14: Customer Targeting Strategies Framework
Figure 15: Challenges Faced and Best Practices Adopted by Retail Banks
Figure 16: Loyalty Program Offerings by RSB, 2011
Figure 17: Snapshot of Citi's Loyalty Program Mobile Application
Figure 18: Loyalty Program Offerings by Citi in Collaboration with Best Buy, 2011
Figure 19: Total Relationship Banking Loyalty Program Offered by Union First Market Bank
Figure 20: Alpha Bank's Loyalty Program Through POS
Figure 21: Barclays Bank's Reward Program Through Low Cost Banking Channels, 2009
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Egypt Tightens Security After Death Sentences
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Troops have been put on high combat alert, guard of police stations has been reinforced, and additional armored personnel carriers and tanks have been brought into al-Arish, the capital of the Egyptian governorate of North Sinai as intelligence was received that militants may stage acts of retribution.
On Monday, an Egyptian court upheld death sentences for 14 Islamist militants over last year's attacks on a police station and a bank office in the Sinai Peninsula, when about ten people, mainly police officers, were killed in al-Arish.
An army operation against extremist groups is currently underway in Sinai. It is a response to an armed attack by extremists on an Egyptian border checkpoint in August that left 16 Egyptian servicemen dead.
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(photo credit:REUTERS)
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- Publisher: Zen Studios
- Release Date: Dec 26, 2013
- Also On: PC, PlayStation 3, PlayStation 3, PlayStation 4, PlayStation Vita, Xbox 360, Xbox One
User Score
Generally favorable reviews- based on 28 Ratings
User score distribution:
Positive: 23 out of 28
Mixed: 2 out of 28
Negative: 3 out of 28
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Jan 22, 2014Now, here's a game that's a whole lot of fun! Enter CastleStorm: a game which brings together a wicked combination of Angry Birds and Age of War, throws in a levelling system, a castle editor, leaderboards and online multiplayer, and calls it art. And what a masterpiece this game is! The Campaign mode is very long, with charming humour and a plethora of weapons and magic to boot! If that's not challenging enough for you, try measuring up against the rest of the world by collecting all of the Campaign stars, or doing the best you can in Survival and Hero Survival modes. Any fan of tower defense strategy games should pick up CastleStorm immediately. You will not be disappointed!… Expand
Mar 9, 2014I like this game...a lot. I'm not sure if it's something new, since I haven't really pursued the tower defense RTS genre, but it seems to be executed flawlessly. I was getting really into it from the very beginning.
Dec 31, 2013Addictive and fun RTS/tower defence with a nice art style, dry sense of humour and light hearted atmosphere. There are a healthy amount of game modes and upgradeable units along with a simple castle editor and local or online co-op and versus multiplayer. It's a nice change of pace from hectic racers/shooters, and fits perfectly with Wii U.
It's encouraging to see that Zen Studios can create something quite unique along with their excellent pinball tables!… Expand
Jan 10, 2014Very fun strategy game! I'm addicted.
The main game is fun, but the multiplayer is more fun and more addicting. It has BOTH local and online multiplayer. Local has one player watch the TV while the other watches the Gamepad screen. Works like a CHAMP. Great fun!
Balance your time and energy between spawning troops, shooting a balista, casting spells, and controlling your hero as you attempt to destroy the enemy castle or capture their flag.… Expand
Mar 7, 2014Just like a catapulted boulder, this arrived suddenly out of nowhere and knocked us off our feet. Great fun. [March 2014, p.89]
Jan 28, 2014Castlestorm displays certain qualities which are more than welcome and that shake the ground a bit in what is overwhelmingly a niche style. Nevertheless, its record would be far more interesting if its technical flaws and repetitiveness were solved.
Jan 13, 2014If you like strategy, tower defence, or even physics-based puzzlers and action games, CastleStorm is highly recommended.


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I don't really have anything to say, I just have pictures. So, yup. Daddy Time.
And bottled beer:
A new bed for Chubble:
And yes, she was in it at the time:
More Daddy Time, at Zoolights:
Last bit of Chubble cuteness for the day:
Nearly 15 Months.
19 hours ago


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Dangle your age from the ceiling for all to see at your epic 40th birthday party with these fun foil swirl decorations Easy to hang, re-use, and perfect for indoor and outdoor parties. Includes 6 x swirls, 3 x swirls with 7" cutouts, 3 x swirls with 5" cutouts in black and white Chevron, aqua, purple, and green.
" The shopping experience was wonderful and you had everything I need. Thank you so much! "


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John Lewis flogs first 3D TV
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This topic is closed for new posts.
Biz consultant my sphincter
biz consultant eh? Wouldn't want to be consulted on anything by him then..more money than sense obviously.
This topic is closed for new posts.
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At the 2014 Grammys (Jan. 26), there were way more hits than misses and hardly any red carpet trainwrecks. There was an abundance of blush-hued, strapless, sleeveless and frilly-femme frocks. We've weeded through all the looks, and these were our absolute favorites and picks for best dressed


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According to research from The Freedonia Group, Inc., U.S. demand for commercial refrigeration equipment is expected to increase 5.5 percent per year through 2008, reaching U.S. $8.6 billion.
The research firm says that the food and beverage retail market will post the highest gains in the commercial refrigeration market due to the rising number of food retailers in the U.S. The food retail segment is expected to reach $2.2 billion by 2008. Restaurants and other food service venues accounted for over 40 percent of food and beverage spending in 2003 and is expected to reach $2.0 billion by 2008.
Commercial refrigeration products expected to experience the best growth are cryogenic equipment, display cases, and beverage refrigeration equipment. Freedonia says cryogenic equipment will benefit from the rising level of expenditures on health care in the U.S., in addition to increasing medical and scientific research. Display cases will benefit from the need of retailers to maintain new displays to encourage purchases. In addition, the rising number of grocery stores is expected to help the segment reach $2.5 billion by 2008.
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Daily News
Oct 30, 2014: Whirlpool Corp. reports strong third-quarter
Oct 30, 2014: Consumer Confidence Index rebounds in October
Oct 29, 2014: New home sales up slightly in September 2014
Oct 29, 2014: Restaurant customers are using technology more frequently
Oct 29, 2014: Canadian HVAC/R wholesaler sales up 5.3% so far in 2014
Daily News>>
October 2014: Portrait of the European Appliance Industry
September 2014: Appliance Industry Focus: HVAC
June 2014: Appliance Magazine Market Insight: April 2014
May 2014: Appliance Magazine Market Insight: March 2014


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As Nov. 4 and the midterm elections draw ever closer, I have seen the roadside signs beginning to multiply overnight like some haunted Halloween nightmare come to life. Of course, the signs are intended to create some sort of epiphany for voters, but...
Some of my earliest public service was serving on the board of the Greenville County Mental Health Center – including as its chairman – in the early 90s. I later served on the S.C. Mental Health Commission.
I know there may be some side of you who wish I would let the election go, and in time, when the votes are counted and I regain my composure from laughter at the same repeated mistakes at the polls and gird my loins for the next two years' worth...
One of the keys to quality government is the ability of citizens to see how decisions are made and how tax dollars are spent.
Location, ST | website.com
|Easley Gas Prices provided by GasBuddy.com


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EDMOND — How to observe and act on signs of depression was emphasized Monday as nearly 100 teenagers, children, parents, educators and others turned out for Edmond's first suicide prevention summit.
Organizers are pleased with suicide prevention summit
The event at the University of Central Oklahoma was a communitywide response to seven Edmond deaths by suicide so far this year, including a 14-year-old boy and two 17-year-old boys. Another 15 people have attempted to kill themselves since January.
Edmond police Maj. Steve Thompson said organizers were pleased with the turnout. Among those showing up were two people who sought counseling, he said.
"There was good information passed out to the community tonight," Thompson said. He said results from an email survey that participants will be asked to complete will be examined to determine whether another summit would be useful.
The summit was sponsored by the Edmond Police Department, Edmond Public Schools, Edmond Family Counseling, the University of Central Oklahoma's Student Counseling Center, OU Medical Center Edmond and Heartline, a nonprofit that deals with suicide prevention.
Susan Parks-Schlepp, Edmond Public Schools public information officer, said organizers sought to focus their efforts on tools teens and adults can use to spot potential suicide risks, how to be alert for potential problems and how people can help a friend who might be at risk.
"In all the suicides we've had in Edmond this year, the only common denominator we can find is depression," Parks-Schlepp said. She said people who are worried about a friend's behavior need to know what might be done to stave off a tragedy.
Edmond Police Chief Bob Ricks said participants can make a difference by using the information presented in six breakout sessions.
"We are trying to be proactive on something that affects us all," Ricks said.
Jackie Shaw, executive director of Edmond Family Counseling, said suicides have a ripple effect among families and friends, and the summit represents a healthy community response to the suicides that have happened this year.
The positive step, Shaw said, is that the community can "come together to share thoughts and feelings and to learn to help each other."
Recognize and act
Emphasis was placed Monday night on recognizing signs of distress in others, and knowing what to do.
Rachel Yates, director of suicide prevention and out
Continue reading this story on the...
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First Published: 2012-11-11
Algeria eyes 1,200 armoured vehicles from Germany
Subsidiary of Germany's Rheinmetallintends to produce up to 1,200 Fuch-type armoured vehicles for Algeria.
Middle East Online
BERLIN - A subsidiary of Germany's Rheinmetall, a specialist maker of automotive parts and defence equipment, intends to produce up to 1,200 Fuch-type armoured vehicles for Algeria, Der Spiegel said Sunday.
According to Monday's edition of the weekly, which quoted government sources, the German government believes that the Rheinmetall subsidiary will produce in Algeria over the next 10 years 1,200 armoured vehicles.
Der Spiegel recalled that the German government had given its approval in early 2011 for the delivery of 54 armoured vehicles of this kind for a total order of 195 million euros ($248 million). It also agreed the delivery of all-terrain vehicles for 286 million euros.
Rheinmetall, which is listed on the stock exchange, achieved in 2011 nearly four million euros in sales, including half in defence.
Arms sales are regularly the subject of intense debate in Germany.
US carries out first weapon airdrops to Kurd fighters near Kobane
Qaeda inflicts heavy losses on Huthi rebels in central Yemen
Kerry seeks help of Southeast Asia in anti-Islamic State push
Turkey gives Iraq Peshmerga forces passage to Kobane
Acid attacks on women in Iran: Wear 'proper hijab' or be disfigured!
Israel to supply Egypt with natural gas despite sabotage
Morocco accuses Algeria of firing on civilians across border
Australia finalises deal for deployment of Special Forces to Iraq
Tunisia calls on Libya authorities to locate missing journalists
Turkey rejects calls to arm 'terrorist' Kurdish party in Syria
Western powers threaten sanctions against hostile actors in Libya
New deadly terrorist attack targets Egypt army in Sinai
'Islamic State' suffers heavy losses in Syria battleground of Kobane
After full formation of Iraq government, time comes to visit Iran
UN appeals for four-day truce in Western Libya
Gaza tunnel collapses before demolition: At least 3 Egypt soldiers dead
Erdogan begins one-day visit to Afghanistan
After weeks of delay, Iraq gets new security ministers
Diplomats scold Turkey over ambiguous relation with Islamic State
Lebanon pleads for Iran military aid to fight Islamic State
Kurds repulse new jihadist attempt to cut off Syria town
Huthi rebels meet fierce resistance in Yemen Sunni areas
Former Iraqi pilots train IS to fly Syria fighter jets
Two Millstones Drowning America into Premature Oblivion
Iraqi forces launch anti-IS operation north of Tikrit
Ben Ali cohorts planning comeback in Tunisia polls
Battle for Libya's Benghazi heats up
Kurdish fighters still holding out in Syria's Kobane
Russia denies agreed with US on IS intelligence-sharing
Saudi's National Commercial Bank to offer $3.6 billion IPO
Qaeda counters advancing rebels with Yemen town seizure
Iran warns Saudi cleric death sentence could escalate tensions
No breakthrough in US-Iran intense nuclear talks
Kuwait ends decades of diesel, kerosene subsidies
US airstrikes 'push back' IS in Kobane
New desperate attempt to reach Europe: Hundreds storm Morocco-Spain border
Turkey Kurdish party plans talks with armed PKK rebels in Iraq
Iraq beats back 'Islamic State' assault on Ramadi
Saudi court sentences Shiite cleric Nimr al-Nimr to death
Iran nuclear talks: Search for elusive breakthrough begins
US air strategy in tatters as 'Islamic State' extends gains
Tunisia activist Jabeur Mejri receives second presidential pardon
Heavy toll as Qaeda-Huthi clashes rock central Yemen
Unshackling US-Iran Policy from Distrust
Turkey eyes greater police powers after pro-Kurdish protests


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Cholesterol Home Monitor
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cholesterol home monitor
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Cholesterol Home Monitor


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Market has landlords coveting their neighbor's retail tenant
by Ted Carter
Published: November 14,2010
Tags: Bob Ridgway, Brian Estes, Commercial Property One, Gary Cress, Ridgway Realty, The Estes Group
Recession and over-supply of space intensifies competition for tenants. In the give-and-take of retail space leasing in metro Jackson, today's tenant takes and the landlord gives. With too many buildings either entirely empty or half empty, landlords are making deals they hope they don't live to regret. And they are happy to take from their neighbors, […]
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I miss having pregnancy scares ....at least i knew i was having a good time
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I miss having pregnancy scares ....at least i knew i was having a good time
When we made out her lip\nose ring fell out in my mouth. Awkward?
the cashier at riteaid just made the sign of the cross before he rang up my pregnancy test. now i know god is on my side
burritoes are like sleeping bags for ground beef
Bank of America texted me 7 times in 12 hours to say my balance was below $50. I kept transfering money back in. Then I texted my bank saying that it was okay, i knew what I was doing.
Shame should no longer be a word in your vocabulary.
I hate when people see you passed out in your front yard and call 911. Like what, you can't take a nap face down on your steps at 4pm?
Sadly him cutting me out of the duct tape dress was NOT the most awkward part of the night. It was a littleeee moist under there.....
Some guy thought i was the waitress and handed me his credit card. drinks on me.
it's just one of those nights where i don't care if anyone sees my vagina
I was the only one at the party that didn't get their name taken by the police. I'm convinced that I'm the main character of Ferris Bueller's Drunken Adventures.
Ugh did we play golf last night and did you by chance hit my head with a club or a ball?
The weekend is off to a good start: she just got into a verbal fight with a hobo. Nearly a fist fight.
He's short and fat and honestly I think he's what my self esteem was made for
Okay so I'm high eating chili cheese fries bra-less watching Mulan, could I be doing any better at life right now?


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PLAYER PROFILE: Tommy Palica
Here is the player profile for lefty Tommy Palica.
Tommy Palica aiming for a job in Rome
Tommy Palica
By Bill Shanks
The Braves Show Publisher
Date: Mar 19, 2008
The Braves Show's Bill Shanks talks with prospect Tommy Palica.
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Every week, Fantasy Football Expert Rob Warner posts his big-name players to watch as they heal at the last minute before the games begin on Sunday. Philadelphia Eagles RB Darren Sproles (pictured…Read More
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Photographer Bulent Kilic captured these amazing images of ISIS members who were on the very wrong end of an allied bombing in Turkey.Read More
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Here is the player profile for lefty Tommy Palica.


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governor david paterson
Results: 1 - 2 of 2
The Q
There Is Absolutely Nothing Even Remotely Funny About the Paterson Situation
New York Governor David Paterson is so easily mocked even Saturday Night Live has been unable to screw it up too badly, though most of the laughter they provoke has a nervous, "should-we-really-be-laughing-at-the-blind-black-guy" quality.... read more
Friday, 2/26/2010 at 11:04AM
The Q
Must Read of the Day
Safe bet no one is happier that the health care summit is taking place today than Governor David Paterson. Following up on the innuendo-heavy story that ran last week, which raised questions about the... read more
Thursday, 2/25/2010 at 12:05PM
Results: 1 - 2 of 2
News + Politics
- Matthew McConaughey: America's Space Cowboy
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- Nicolas Sparks Has Been to Bed with 97 Million Women
How To
Food + Travel
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- Chart: The Family Tree of Bourbon Whiskey
- Recipe: Semi-Summer Salad - Chef Jeff Taibe of Oak + Almond
- The Great Franco-Italian Pasta Experiment
- How to Pick from an Overpriced Restaurant Wine List


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Town Square
Blue Sky Cafe
Original post made by Betty Ewing, Castro City, on Jul 24, 2007
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Local picks on 2015 Michelin Bib Gourmand list
By Elena Kadvany | 8 comments | 3,650 views
Marriage Underachievers
By Chandrama Anderson | 0 comments | 1,413 views
Best High Dives to Watch the Game
By Laura Stec | 2 comments | 485 views


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Ray Ferraro is a hockey broadcaster for TSN. He gets to sit in that little spot between the benches during games. During Tuesday's Canucks – Penguins game, Olli Matta and Benn Ferriero headed for Ferraro's special place and sent his coffee cup flying. The fear of getting hit by a hockey stick. The fear of spilled coffee. It is all too real.
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Time to run up the score, Urban.
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The Packers, Ravens and Eagles – a combined 15-5 – are short road underdogs. Hmmm.


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You Can Homeschool
New to homeschooling? We are here to help you get started!
For Members
HSLDA members receive unique services, special discounts, and personal advice to support and equip their family's homeschool program. Members have direct access to:
- Lawyers who focus on homeschool law and are homeschooling parents
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- Forms and sample letters for your state
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Visit our members page to find out more! Members, create an account.
Building the Machine: Official Trailer
The groundbreaking new documentary about the Common Core.
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Kane and Dempsey will reopen Le Rosier's restaurant in August for weekday lunch and plan to launch a weekend dinner menu in September. If the community supports it, the restaurant will eventually have a full nightly offering. "We'll see how much more we can take," says Kane, who is leasing Le Rosier from owners David and Carolyn Groner.
Pat Kahle, director of the city's noted tourist attraction Shadows-on-the-Teche, located across Main Street from Le Rosier, says the site has the potential to play an important role in the revitalization under way in downtown New Iberia. The National Trust for Historic Preservation, which owns the Shadows, recently recognized New Iberia's downtown as one of the top five in the country. "We've missed having a restaurant there," Kahle says.
But Kane and Dempsey have quite a reputation to uphold, Kahle says. With owner Hallman Woods II's son, Hallman III, as Le Rosier's chef, the restaurant garnered national attention in the mid-'90s. Food & Wine magazine named the younger Woods one of "America's Best New Chefs" among only eight from New York to San Francisco. "It was wonderful," Kahle says.
While the menu is not finalized, Kane wants the restaurant's fare to range from regional southern American to Spanish and Italian dishes. "We've been toying with that off and on," he says. Tables will be added to the porch, which overlooks the building's signature gardens, making al fresco dining a feature of the B&B. Including outdoor dining, the restaurant can accommodate about 60 guests, and a back dining space for up to 40 will be offered for special functions.
Kane's background is electronics industry sales, though he's quite versed in the kitchen, and Dempsey's is journalism (she's a contributing writer to The Independent Weekly), but she shares Kane's passion for food and cooking. For a couple of years in the early 1990s, Kane worked alongside then-Prejean's award-winning Chef James Graham, later managed Clee Dunning's Gordon Square kitchen for several years, and from 2002 to early this year worked with Bentley Suire at The Filling Station downtown, a job that led him to Le Rosier.
When they set out to find an operator, the Groners approached Suire, who told Kane and Dempsey about the opportunity. The Groners had moved into the 1870s structure, which they purchased from attorney Woods, after their home was destroyed by Hurricane Lili in late 2002. They could not find the time to redevelop the restaurant; David is an attorney, and Carolyn is the food and beverage director at Cypress Bayou Casino in Charenton, where she also manages the fine dining establishment Mr. Lester's Steakhouse.
The home was originally built by the Koch family, and it was Woods who added the B&B rooms in the back of the house, bringing the total square footage of the two buildings to about 7,000. The Groners redecorated the guest rooms, giving each its own color scheme and identity with appointments like Turkish cotton towels, down comforters, antiques and original works of art. "Each one is very different," Dempsey says. "Carolyn has a genius for decorating. She's created rooms that make you feel like you're staying in the opulent home of a gracious friend."
Kane and Dempsey are taking over the Groners' living quarters and have already hired a local marketing specialist, Debbey Ryan of Prescriptive Marketing.
The couple is banking on success resulting from full-time devotion to the property, in addition to proximity to several tourist destinations, like the Shadows, Konriko Rice Mill and Avery Island/Tabasco. "[New Iberia's] tourism has increased in the last couple of years," Kane says. "Le Rosier is an established brand; it's a recognized name."
White registration is down by 7,700 voters while black registration has shot up by 7,100 voters.
Even though it had been rumored for months, U.S. Sen. Mary Landrieu finally pulled the trigger recently on a major campaign shakeup that moved control over to a few Big Easy insiders.
Louisiana's health department says it will seek law changes to stop billing sexual assault victims for exams and tests.
It wasn't the historic slashes to higher ed funding or the ensuing tuition spikes that recently had LSU's student body and faculty riled up in collective outrage.
Urgent Care clinics unprepared for Ebola; Nazis collected Social Security; Hawaii dodges a bullet and more national and international news for Monday, October 20, 2014.
Monday's Blogs from the Bog!
Will $400 be enough for the re-election campaign of LPSB's Hunter Beasley to overcome two years of holding our school system hostage and hurting the education of our children all because of a personal dislike of the superintendent?
Saints tight end Jimmy Graham said Friday he expects his playing status in Detroit to be decided by coach Sean Payton on Sunday, shortly before the game.
Lawmakers have sidestepped a decision on whether they accept claims from Gov. Bobby Jindal's administration that the state closed last year's books with a nearly $179 million surplus.
Coming off the high of a fourth quarter comeback against Tampa Bay and a helpful bye week, linebacker Junior Galette sees a real turnaround coming for New Orleans' struggling defense.
Former President Bill Clinton, the Democratic Party's most popular surrogate this fall, is heading to Louisiana early next week for a campaign rally with U.S. Sen. Mary Landrieu.
Time and again you hear people say DA Mike Harson is unbeatable because he's doled out political favors over the past 20 years. But a new lawsuit could end that speculation.
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Did the state close last year's books with a surplus or a deficit?
Practicing without limitations on Wednesday, running back Mark Ingram looked ready to return to a New Orleans offense that once again ranks among the NFL's best when the Saints play at Detroit on Sunday.
It's been decided: Superintendents of Louisiana's public school system will retain the controversial powers granted by Act 1 of the 2012 session.
Louisiana Treasurer John Kennedy has a bone to pick with the Jindal administration, which recently — surprise! — announced that the state ended the most recent budget year with a $178.5 million dollar surplus.
The messaging battle, however, isn't tied to individual campaign accounts. Third-party groups have poured millions of dollars into advertising.
With her political future in jeopardy, Sen. Mary Landrieu is turning to a natural constituent base in her re-election bid.
Terrance Broadway threw for a touchdown and rushed for 113 yards to lead Louisiana-Lafayette to a 34-10 victory over Texas State on Tuesday night.
Aligned with the party of an unpopular president, U.S. Sen. Mary Landrieu sought to keep her distance from the Obama administration, against claims from her chief Republican challenger Bill Cassidy that a vote to re-elect the Democratic incumbent was a vote for Barack Obama.
Seven people in Louisiana and two others in Mississippi have been arrested in connection with an international online sales scam.
Despite the hype and potential misinformation to have spread in the wake of Mark Cockerham's recent departure from the LPSB, his candidacy for reelection is still on — now with the backing of the Chamber's Empower PAC.
No, seriously, the state says today cops nabbed seven people suspected of being "members and affiliates of Romanian organized crime." In Lafayette.
LSU's all-time leading rusher and three-time Super Bowl champion Kevin Faulk, UL Lafayette great and Super Bowl quarterback Jake Delhomme and coaching legend Yvette Girouard will be enshrined next summer.
OCT 20 The Globe and Mail, a Canadian paper, has posted its story on Louisiana's coastal loss here. In it, author Omar El Akkad clarifies it neatly: it's "a battle between prosperity and the planet's well-being." Are jobs and money worth the trade we're making? As Jonathan Foret says in the story, Mother Nature may come and answer that question for us.
OCT 20 Remember those great posts from blogger Jason Brad Berry that featured emails and letters related to the BP claims process? Well, apparently Patrick Juneau (who was featured, but not in a positive way, in those documents) ordered a background check on Berry because of it, this story in Louisiana Record says. Huh?
OCT 20 The Washington Post and ABC ran a poll on several issues here, but of course the presidential fields are most interesting. Hillary Clinton has commanding numbers on the D side, and Mitt Romney is leading the R side, with 21 percent. He's followed by Jeb Bush, with 11 percent, and 12 other guys polling in single digits. Bobby Jindal brings up the rear with 2 percent, with only John Kasich and Scott Walker polling worse.
OCT 20 Here's the Wall Street Journal's look at the Edwin Edwards campaign. As usual, EWE comes across as affable and likeable, and the other politicians quoted come across as shrill and unpleasant.
OCT 20 Blogger Tom Aswell quotes two former Commissioners of Administration in this post, both of whom are not impressed with the magical surplus that current COA Kristy Nichols and her boss, Bobby Jindal, have found. There's some pretty interesting detail here about the origin of these magic beans.
OCT 20 Blogger Robert Mann paints a pretty amusing (or alarming, depending on your point of view) picture of how DOA Kristy Nichols and Gov. Bobby Jindal came up with the "balanced" budget they revealed last week. An unbalanced budget would blow a hole in Jindal's "already dim presidential hopes," Mann says.
OCT 18 Columnist James Gill tells a sordid tale of a Port Allen judge facing sanctions -- shortly after he was re-elected without opposition. District Judge J. Robin Free accepted a free ride on the private jet of an attorney who had just one a big case in his court, and also failed to recuse himself from a class-action case in which his mom was a potential plaintiff, Gill says.
OCT 20 The blogger known as Crazy Crawfish is writing about Superintendent John White in this post, taking issue with White's claim that it is only pockets of isolated "troublemakers" who are opposed to Common Core in Louisiana. Gosh, Johnny, that's the best you can come up with? That's not even original.
OCT 17 Here's a weird one on WVUE from investigative reporter Lee Zurik. In it, he's quoting a guy who was in a car accident and filed suit against the other guy who (he says) caused it and is responsible for a lot of medical bills. What's weird is what he was told by his lawyer (whom he recorded -- Huh?)
OCT 17 Here's another document from the BP claims library that was delivered anonymously to blogger Jason Brad Berry. It is written on what appears to be BP stationery and is directed to Patrick Juneau. In it, the BP guy complains about a $14 million bill for an audit BP has never seen, as well as a conflict between Juneau's "public boasts of transparency" and the manner in which he has really operated.
OCT 17 Bobby Jindal's poll numbers still stink in Iowa, this post on the Bloomberg Politics blog says. A recent poll found him tied with Ohio Gov. John Kasich with 1 percent, trailing Cruz, Perry, Christie, Rubio, Bush, Walker and a partridge in a pear tree.


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23rd Oct: It's time for the second TV Tropes Halloween Avatar Contest, theme: cute monsters! Details and voting here.
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This little cute is all kinds of cute as she tries her best to attack her own reflection. She wants to try so badly to cause some sort of damage as she repeatedly tries to jump and paw at mirror-self.
Oh, Kitty. You are drunk. Go home.
Portia Baladad is ANDPOP's online editor. She likes cats, bacon and good television. Her Twitter (@pbaladad) is where all bad jokes go to die. She also writes about fashion and takes photos which you can see on her website, portiabaladad.com.
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Find an Internship or Volunteer in Raytown, Missouri ( MO )
If you're looking for internships or volunteer work in Raytown, Missouri or even to get a summer job, you've come to the right place! With over 30,000 around the county, chances are that GrooveJob.com has the right job for you and wants to be your only source for finding internships and volunteer positions in Raytown, Missouri.
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Gadgets Galore at Detroit Auto Show
There are gadgets galore at the Detroit Auto Show, including a design-your-own-vehicle opportunity and a touchpad that allows drivers to give commands by writing letters and numbers with their fingers. (Jan. 15)
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Friday, September 3, 1993 - Page updated at 12:00 AM
For Post-Surgery Headache, Try A Cup Of Coffee
Knight-Ridder Newspapers
ST. PAUL, Minn. - If you develop a headache after your next operation, don't blame your doctors, say researchers at the Mayo Clinic in Rochester, Minn.
Have a cup of coffee instead.
Puzzled that a number of surgery patients complained of headaches that sometimes delayed their discharge, Mayo researchers have determined the problem often is nothing more than lack of caffeine.
They now recommend that most patients recovering from surgery be served drinks containing caffeine.
"We anticipate that it will reduce the incidence of headache and, if one is developing, make it disappear," said Dr. Mark Ereth, a Mayo Clinic anesthesiologist and participant in the study.
Most Americans consume caffeine, either in coffee, tea or colas. But when scheduled for surgery, they are told not to drink or eat anything the morning of the operation.
By the time many of these patients recover from the anesthetic, the researchers say in a study published in this month's issue of Mayo Clinic Proceedings, they are suffering the classic caffeine-withdrawal symptom: a dull, frontal headache.
Although postoperative headaches are rarely life-threatening, they can delay patients' discharge and diminish their ability to care for themselves after surgery, the study said.
"They may not eat as much, drink as many fluids and may not get discharged as early," Ereth said. Caffeine also has been shown to be as effective as acetaminophen in treating nonmigraine headaches, he said.
To explore the link between caffeine and headaches, Ereth and his colleagues followed 233 patients who underwent outpatient surgery. Of those, 190 - or 82 percent - consumed caffeine, either in coffee or in cola.
Researchers found that 28 percent of patients who did not have caffeine on the day of surgery developed headaches. Only 17 percent of those who consumed caffeine after surgery developed headaches.
Copyright (c) 1993 Seattle Times Company, All Rights Reserved.
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Major News
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Nissan has a terrible history of long waits and vague pictures teasing its new vehicles before they actually go on sale.
Read This Article
Recently, Nissan has shuffled its car, truck, and SUV lineup from plant to plant in North America to better streamline what each one makes and cut down on costs.
We finally know the price of the 2014 Nissan Pathfinder Hybrid.
One thing you learn quickly about Nissan-Renault CEO Carlos Ghosn is that when he invests in something, he fully expects the result to be a return of profits many times over.


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Rick Santelli joined CNBC Business News as on-air editor in June 1999, reporting live from the floor of the Chicago Board of Trade. His focus is primarily on interest rates, foreign exchange and the Federal Reserve.
Santelli is a regular contributor to CNBC's "Squawk on the Street " (Monday-Friday, 9 a.m.-12 p.m. ET).
A veteran trader and financial executive, Santelli has provided live reports on the markets in print and on local and national radio and television. He joined CNBC from the Institutional Financial Futures and Options at Sanwa Futures, L.L.C. There, he was a vice president handling institutional trading and hedge accounts for a variety of futures related products.
Prior to that, Santelli worked as vice president of Institutional Futures and Options at Rand Financial Services Inc., served as managing director at the Derivative Products Group of Geldermann Inc., and was vice president in charge of Interest Rate Futures and Options at the Chicago Board of Trade for Drexel, Burnham, Lambert. Santelli began his career in 1979 as a trader and order-filler at the Chicago Mercantile Exchange in a variety of markets, including gold, lumber, CDs, T-bills, foreign currencies and livestock.
He is a graduate of the University of Illinois Champaign/Urbana with a Bachelor of Science degree. Santelli has been a member of both the Chicago Mercantile Exchange and the Chicago Board of Trade.
Follow Rick Santelli on Twitter
@RickSantelli .
CNBC's Rick Santelli reports the Consumer Price Index was in line with expectations; up 0.1 percent excluding food and energy. Also, CNBC's Steve Liesman weighs in on the inflation indicator. And CNBC's Kayla Tausche provides and update from JPMorgan's conference call.
CNBC's Rick Santelli discusses bond prices and yields.
CNBC's Rick Santelli and James Koutoulas, Typhon Capital Management CEO, discuss how low rates are impacting legal action.
Rick Santelli isn't buying some "cause and effect" arguments on the nation's debt, the Fed, taxes, and "green" energy. (3:48)
CNBC's Rick Santelli discusses the latest action in the bond market, and the U.S. dollar.
CNBC's Rick Santelli breaks down the latest numbers from the NY Fed's Empire State Index; and takes a look at consumer spending and pricing, with John Ryding, RDQ Economics, and CNBC's Steve Liesman.
CNBC's Rick Santelli discusses bond prices and yields.
CNBC's Rick Santelli, and Grover Norquist, Americans For Tax Reform president, discusses whether the pledge not to raise taxes is too rigid.
Rick Santelli looks for the "moral high ground" in the ongoing debate over the nation's debt. (2:53)
CNBC's Rick Santelli discusses the latest action in the bond market, and the U.S. dollar.
A huge divergence in monetary policy around the world will put the macro in focus and weigh on markets, says hedge funder Kyle Bass.
Unless Yahoo improves its business and allocates capital, it will be "attacked" by activists, says hedge fund manager John Burbank.
There's so much capital being poured into some tech start-ups that they're just burning cash, says venture capitalist Bill Gurley.
Many of the challenges that recently weighed on stocks have been either addressed or downplayed, says CNBC's Jim Cramer.
Carl Quintanilla is an Emmy-winning reporter and co-anchor of CNBC's "Squawk on the Street," broadcast live from the NYSE.
Simon Hobbs co-anchors the 10 a.m. hour of CNBC's "Squawk on the Street" live from the New York Stock Exchange.
Jim Cramer is host of CNBC's "Mad Money" and co-anchor of the 9 a.m. ET hour of CNBC's "Squawk on the Street."
"Squawk on the Street" Co-Anchor
Rick Santelli joined CNBC Business News as an on-air editor in 1999, reporting live from the floor of the Chicago Board of Trade.