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Case Studies in Reducing Process Complexity in G&A and Shared Services
Driving to capture the next generation of continuous improvement in service delivery transformation
Having rationalized General and Administrative (G&A) service delivery through consolidating transactional activity, organizations are now struggling to capture the next generation of value by reducing process complexity. Of the three components of process complexity – input, output, and workflow – the focus thus far has been primarily on workflow complexity, which addresses transactional efficiency within shared services.
Moving forward, however, sustaining the pace of continuous improvement will require a concerted focus to address input and output complexity through end-to-end process management and demand management.
Addressing process complexity has a significant role in optimizing an operating model, and unless a company addresses this complexity, it may not be able to capture more value from its Shared Services organization, whether that value comes from enhancing service delivery or from expanding its scope to include processes from other functional areas.
This is the second whitepaper in Deloitte's "managing G&A complexity" series; the first can be found here.
In this paper, we share case studies that show the application of four strategies – segregate, adapt, reduce, and simplify – to reduce each of the three types of process complexity: input, output, and workflow.
As used in this document, "Deloitte" means Deloitte LLP and its subsidiaries. Please see www.deloitte.com/us/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. Certain services may not be available to attest clients under the rules and regulations of public accounting.


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Main Content
When you're not down at the race track cheering on Brad Keselowski, you're out in the woods sitting patiently in the tree stand. You'd love to combine your two favorite past times, but the roar of the engines would scare all of the deer away. Bring your Keselowski spirit with you while you wait for the perfect buck to walk past by wearing this camo logo adjustable hat. This hat features an embroidered Miller Lite logo on the crown, Keselowski's replica signature on the bill, his #2 embroidered on the mesh backing and, best of all, camouflaged fabric so you blend in with your surroundings. This hat might make you invisible to passing animals, but your Keselowski spirit will always stand out!
- 100% Cotton fabric
- 100% Polyester mesh
- 3D embroidery
- Hook and loop fastener
- Imported
- Mesh backing
- Officially licensed NASCAR product
- One size fits most
- Quality embroidery
- Replica signature
- Structured hat
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Saif Ali Khan is not only free and lively on reel but he is bindaas in real life as well. He has found a new way to save time and energy to change clothes on the set. Instead of going to his vanity van o change clothes after every scene, Saif Ali Khan on the set of 'Happy Ending' very easily open
Saif Ali Khan at Harrods for Jaeger-LeCoultre
Saif Ali Khan News
A legal notice has been issued against yesteryear actress Sharmila Tagore and her actor-son Saif Ali Khan for organising a cocktail party at Pataudi palace without obtaining prior permission from the state Election Commission. The notice was issue to Sharmila and Saif by Returning Officer
Star couple and Bollywood's Brangelina, Saif Ali Khan and Kareena Kapoor complete two years of togetherness. On the same day, October 16, 2012, Saif Ali Khan and Kareena Kapoor entered into wedlock in the attendance of close family members. Post registry marriage, a grand and royal reception was


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Preliminary numbers show a positive trend
January 11, 2010
DEARBORN / Jan. 11, 2010 --- On the first day of classes for the winter term, preliminary numbers show undergraduate enrollment at the University of Michigan-Dearborn to be up 4.4 percent, year-over-year, with overall enrollment up 1.5 percent.
Enrollment of new transfers from other colleges and universities is up 15 percent. Final transfer numbers are expected to be the highest recorded in the last 10 winter semesters.
Weve seen a recent trend with many students choosing to begin their education at community colleges, and they are now ready to transfer to four year institutions, said Stanley E. Henderson, vice chancellor for enrollment management and student life at UM-Dearborn. Were particularly pleased to see that students are choosing UM-Dearborn because they recognize we are a quality university that provides great service for transfer students.
Official enrollment for the term will be calculated later this month at the end of the drop/add period.
We are continuing to grow our enrollment at UM-Dearborn, even in this difficult economic environment, Henderson added. Whats even more encouraging is that the outlook for our fall term looks strong as well with application numbers for freshmen running 15 percent ahead when compared to last year.
Preliminary numbers for graduate level enrollment are down 9 percent. A major factor continues to be the suspension of employee tuition reimbursement programs at major corporations in the area. Both Ford and General Motors recently announced that they are reinstating their programs effective this spring, so growth is anticipated in the campus's graduate programs in the fall.
This terms entering students continue to reflect the campuss high quality standards, Henderson added. UM-Dearborn has been recognized as one of the top public universities in the Midwest in this years U.S. News ratings.
CONTACT: Jennifer ThelenPHONE: 313-593-5644The Office of University RelationsRoom 1040, Administration BuildingUniversity of Michigan-Dearborn


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Holiday® Salad Plate by Lenox
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- Part of the most popular seasonal china pattern
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$27.00 $18.95
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text: Couple staying put for now as work to remove tree from their house begins By Shavonne firstname.lastname@example.com Monday, May 6th, 2013 Text size: A A A Tweet Back To Story JON C. LAKEY / SALISBURY POST A large white oak tree toppled over crashing through the roof and walls of the home of George and Blanche Glover on Saturday. The couple was in another part of the house when the tree came down. The tree caused extensive damage to their home on Stratford Place. Both are very thankful that no one was injured and appreciative of the support of their friends and neighbors.


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Finance options for on a
Deposit: £ (max )
Finance amount:
|% APR Typical
|Monthly Payments
|Balance Payable
|Total Charge for Credit
NO DEPOSIT is required on any available finance option.
Finance Limits
Orders with a value of £250.00 - £1,999.99 are eligible for 12 months interest free or 36 months with APR of 11.9%.
Orders with a value of £2,000.00 or higher are eligible for 36 months interest free.
Buy Now, Pay Later
Orders with a value of £250.00 - £749.99 are eligible for a 6 month interest free buy now, pay later period.
Orders with a value of £750.00 or higher are eligible for a 12 month interest free buy now, pay later period.
The following shows the finance options avaliable for a £960.00 Oris F1 Watch
Deposit: £0.00
Finance Amount: £960.00
% APR Typical
Monthly Payments
Total Payable
Total Charge for Credit
36 Months Finance 11.9%
36 x £31.56
Interest Free Finance (12 Months
12 x £80.00
Buy Now, Pay Later
How To Apply For Watch Finance
Add your chosen watch to the basket, and when you go through the checkout, simply select the finance option you require.
Follow the on-screen prompts for your instant online decision (no printing off any paperwork, all done online, straight away)
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There is NO administration fee's payable on any of our finance schemes.
Please note some products are not available with finance, each product page will inform you if finance is available on that item.
In order to apply for credit, you must:
- Be at least 21 years of age.
- Be either:
- in full time employment (i,e. 16 hours, or more, per week) or
- self-employed or
- retired and over 50 years of age or
- in receipt of an invalidity or disability allowance.
Payments by direct debit, credit subject to status, written quotations available on request.
Our finance is supplied by V12 Retail Finance.
When coming to the end of the selected period using the Buy Now, Pay Later finance option. You have the choice to pay back the balance in full and incur a £29.00 settlement fee or pay back the balance on an interest bearing load at 19.9% APR over 42 months.
Frequently Asked Question
How quickly will my application be processed?
In most cases you will know immediately if your application has been accepted or declined, however, credit applications can be referred and if this is the case you will be notified as soon as a decision has been reached.
If my application is accepted what happens next?
Most of our applications are now esignatures and you just have to wait for the goods to arrive.
What is credit scoring?
Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion, disability or colour.
If I have been refused credit can I apply again?
We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we will automatically turn down a further request. We do suggest however, that you leave at least 9 months between applications.
Who is my finance with?
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Who is eligible for finance?
To apply for Finance, you must be over 21, and you or your partner must work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom* and have lived in the UK for the last three years or more. Unfortunately, we are unable to offer online finance to residents of Eire.
Why has my application been declined?
In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:
Your credit score (note that every finance company will score you differently)
You are aged under 21
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What type of information do credit agencies hold about me?
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.
Can I obtain a copy of the information credit agencies hold about me?
Yes, all three credit reference agencies offer online and offline services to allow you to review your credit file. Please see their web sites for further information
Can I have my order delivered to somewhere other than my home address?
In order to safeguard applications orders that are being paid for by finance can only be delivered to your home address.


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Dave Waugh: How to Make a Juggalo in 3 Easy Steps
How to Make a Juggalo in 3 Easy Steps…
Step 1. Sit down and pull out your lip…
Dave Waugh is a tattooer, soon to be reality TV star and blogger for Tattoo Artist Magazine. Dave can be found at Jinx Proof Tattoo in Washington D.C. and his blog http://davewaugh.wordpress.com/.
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INGLEWOOD, Calif. (December 1, 2010)—Add California to the list of states in which Broken Dreams has won after her score as the heavy favorite in the $44,000 feature Wednesday at Hollywood Park.
A winner previously at Tampa Bay Downs in Florida and Saratoga in New York, the 4-year-old Broken Vow filly out of the Storm Cat mare Our Dreamer drew away late to score at 2-5 against four opponents.
Owned by breeder Leonard Lavin's Glen Hill Farm and trained by Tom Proctor, Broken Dreams has won three of seven. She has earned $101,120.
Content to track pacesetter Folk Dancer for most of the trip, Broken Dreams and jockey Garrett Gomez took over with a little less than an eighth of a mile to run and won with something in reserve.
The margin of victory was 2 ½ lengths. She ran the six furlongs on turf in 1:08.57.
The win was the second for Gomez aboard the Florida bred. He rode her to victory going 5 ½ furlongs on the grass in a $52,000 allowance July 28 at Saratoga.
Broken Dreams, who has been worse than second only once, paid $2.80, $2.20 and $2.10. Softly Singing, who rallied for second, a half-length in front of Oui Say Oui, returned $3.60 and $2.60. The show price on Oui Say Oui was $2.80.
Racing resumes Thursday. Post time is 12:30 p.m.
One win shy of 2,000 in his career, trainer Bob Baffert is scheduled to have two starters – Star Presence in the first and Queenie Marini in the third.
Copyright © 2009-2014, Hollywood Park. All rights reserved.


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Trying to juggle this one. As I mentioned somewhere I got bogged down in minutia and lost track of real progress. Right now I am going back to re-assemble unmerged parts of the map. I need to fix the road and city placement for one. I am on the 11th major change. Perhaps I do have ADD.
In keeping with the whole contribution thing I decided I wanted to convert Ramah's mountain brushes into GIMP brush pipes ala Gidde's from her hand drawn map tutorial. So I am following her convention of mountains as 100 x 100 and hills as 100 x 50. I scale the brush to fit that space, center it up and then color in white behind it to get rid of the transparent parts. Then merge. It's not hard, just tedious. I'm only on #14 out 63 from the mountains left set.
I've been on a mission of sorts to make some kind of meaningful contribution to the guild. In trying to make some heraldry for the Linlandia map I came across juggernaut's Heraldry and figured that I would continue where someone else left off, converting the gif files into png vectors. So far I am up to Ba, which is about 121 files. The total is 810, although there are quit a few duplicates, so I still have a ways to go.


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I was just reading through some info at Fwoosh about the return of Legends, sounds like Hasbro talked about it today in their Marvel presentation. Sounds like the line will start again with Figure #0, a new Modern Thor that will be a SDCC exclusive. After that, the first official wave will begin in January of 2012 (or possibly Christmas of this year) and will be back in the 8 figure, build a figure format. The build a figure for the first wave is Terrax, and the other figures said to be included are Bucky Cap and Ultimate Hawkeye (obviously with an Avengers influence with the movie coming next May).
....and rumors suggest that he will look more Ultimates-like in next year's movie.
I am so torn now. I loved Marvel Legends and now i love Marvel Universe. I really want a Terrax and dont want to support both lines. I have passed on all the Marvel Legends 2-packs, which wouldnt be a problem to catch up with since TRU has them all. What to do!
I dabbled briefly with this line just to grab the Judge Dredd stuff, which was amazing. I really hope they offer up a few more of those in this latest carnation. Judge Anderson would be nice, and the rest of the "Death Judges".
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Louisiana Secretary of State
Official Election Results Inquiry
Results for Election Date: 7/19/2008
This website will be down for maintenance beginning Wednesday, September 10th& at 5:00 PM. Please try back later.
Multi-Parish Races
All Races in a Parish
RSS - Complete Results
RSS - Parish Results
Back to Election Date Selection Page


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Even after a long day of surfing in your boardies at the beach, you're still ready for a night out on the town! Now all you need to do is switch your shorts. Get dressed up with the Gratsch walkshorts. They feature yarn-dyed stripes and an embroidered Alpinestars logo for a stylish and classy look!
- 70% Cotton/30% Viscose
- Imported
- Quality embroidery
- Size 30 has a 10" inseam
- Two back pockets one with button fastener
- Two side pockets
- Yarn-dyed stripes
- Zip fly with button closure
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Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


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Dewdrops PendantCreate a beautiful beaded design that combines netting and square stitches with this must-have necklace project. Learn More
Item Number: EP9361
Availability: Download Now$4.00
Pearly Kaleidoscope NecklaceMaster cheneille stitch to create this fabulous colorful necklace Learn More
Item Number: EP9342
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Rulla Ruse NecklaceMake these stylish strips using peyote stitch and two-hole Rulla cylinder beads. Learn More
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Claire's FlowerStitch this delightful pendant and chain that delights in any color. Learn More
Item Number: EP9348
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Pinwheel PendantCombine right-angle weave and circular peyote into a stunning pendant project that includes spike beads. Learn More
Item Number: EP9306
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Emerald City NecklaceMake a structural collar necklace by combining circular square stitch and circular peyote stitch with Superduos and regal gold beads. Learn More
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Rivendell RopeMake a clasp a beautiful focal for a bead-crocheted rope when you embellish it using fringe. Learn More
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Renaissance Medallions NecklaceEncircle your neck with these versatile Renaissance-inspired medallions to form a delicate, feminine necklace that evokes the style of sixteenth-century European Jewelry. Learn More
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Bramble NecklaceEvoke the glamour of the early twentieth century with this necklace that advances your bead stitching skills. Learn More
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Fireworks NecklaceStitch this necklace project that explodes with color and style. Learn More
Item Number: EP9284
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With Chris Butler finishing eighth on the final stage and Jeff Louder winning the Best Utah Rider jersey to go along with a 10th place finish overall, the BMC Racing Team finished strong at the Larry H. Miller Tour of Utah.
Louder Proud
Butler said the final 10 kilometer grind up to Snowbird Ski Resort played to his strengths. "The slower the climb, the better I am," Butler said. "There was also a hard day leading up to it. I guess that suits me better." Stage winner Sergio Henao (Gobernacion de Antioguia-Indeportes Antiquia) was shadowed to the line by overall winner Levi Leipheimer (Team Radioshack). Butler arrived 2:33 later, Louder finished 12th at 3:46 and Chad Beyer was also in the top 20 for the BMC Racing Team in 16th (at 5:02). Louder said earning his first Best Utah Rider title capped a good week that saw him finish sixth on Stage 2. "It's a dream come true for me to be able to race in my home state in front of my friends and family," Louder said. "And I'm doubly honored to be able to win the Miller Lite Best Utah Rider jersey. It's kind of the cherry on top."


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Safely through the first two stages of Tirreno-Adriatico, BMC Racing Team Director Sportif John Lelangue looks forward to a pivotal three-day stretch that will likely decide the winner of the seven-day Italian race.
Protecting Evans
Lelangue said it begins with Friday's 159 km stage that includes two climbs in the final 25 km. "We have said all along that Stages 3, 4 and 5 will be the most tricky," he said. Brent Bookwalter said the goal is to protect Cadel Evans, who is the team's best-placed rider. "We did well today keeping him up front and out of trouble," Bookwalter said. "It was a pretty heated and hectic finale with a hard climb and hectic finish." A four-man breakaway that led by 4:05 was caught with 4 km to go. Tom Boonen (Quick Step) won a field sprint and Linus Gerdemann (Team Milram) kept the overall lead.


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BMC Mountainbike Racing Team
UCI MTB Marathon World Championships, Kirchberg/Tyrol (Austria)
June 26, 2013 - Grenchen. BMC's long distance expert Jérémy Huguenin from Neuchatel will contest the Marathon World Championships in Kirchberg (Austria) on Sunday. After his second place in the BerGiBike marathon race last weekend he is optimistic.
The 24-year-old BMC rider finished the 79 km long BerGiBike race from Fribourg to Bulle only 41 seconds behind two-time marathon world champion Christoph Sauser.
Huguenin was the only rider able to follow Sauser in the rainy conditions. "At first I was a bit unsure, but after half an hour I realized that I had good legs," Huguenin reports about his exploit. There can be no doubt that he will now rely on good rest and hopes to be able to deliver the same splendid kind of performance in Kirchberg/Tyrol on Saturday.
There, 94 kilometers and 4400 meters of altitude are waiting for the Romand on his BMC Team Elite TE01. "Of course, I am very happy about this result and about my race performance," he says and faces the future with confidence: "It holds great promise for the World Championships."


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To perform a search, enter a keyword, phrase or item number in the search field and click "search."
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Red wines that are more fruit-forward and lighter in tannin and body.
Medium bodied reds that go down easy, with smooth tannins and supple fruit.
Wines where earthy and/or spicy dominate the flavors – typically medium to full body.
Full bodied wines that have concentrated fruit and are higher in alcohol and/or tannins. Some need age.
Spicy, lush black fruit of Alexander Valley. Briary and raspberry flavors, along with structure, of cooler Dry Creek Valley. Balanced and elegantly structured.
Pair with red sauces, pizza, barbecue, spicy cuisine and a variety of meats.
Established in 1985, when Edoardo Seghesio planted his first Zinfandel vineyard in Sonoma County's Alexander Valley, Seghesio Family Vineyards produces wines that honor the history of Sonoma and the Seghesio family. Seghesio Family Vineyards' 300 acres in the Alexander, Dry Creek and Russian River valleys represent some of the oldest vineyards and proprietary clones. With a...Read More About Seghesio
Twice as large as Napa in size, Sonoma County only makes about a half the amount of wine as her northeasterly neighbor. But Sonoma, with her size, is able to vouch for more diversity within her borders, including sub-AVAs that are climatically varied. The atmosphere of Sonoma is decidedly laid back and down home country style. But in wines, they are keeping up with the...Read More About Sonoma County
American Grape
Zinfandel the American - or Californian - grape. Although it's not from America
(Croatia has been named its origin),
it does seem quite at home in the vineyards of California.
During Prohibition, many
Zinfandel vines survived as the high-yielding grape was popular both for home winemaking and communion wine, which is...Read More About Zinfandel
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V-Ray for SketchUp 2.0 released!
This is the biggest expansion to V-Ray for SketchUp's rendering capabilities which will provide SketchUp designers with faster rendering, better lighting tools, and the ability to create and visualize complex scenes. The combination of the V-Ray's rich feature set and SketchUp's intuitive tools and interface lets users visualize their ideas with upmost quality and realism.
Learn More


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(English) Arcadia LCD watch for retro gamers.January 14th, 2013
(English) Design submitted by Lloyd from Australia.
Lloyd says: "Arcadia" is an LCD concept watch design with a choice of 3 fun displays to tell you the time: one has alien invaders similar to the ones in some retro arcade games, another has rain clouds and the other jellyfish. So, hopefully, there's something to appeal to everyone.


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The Catalina Laptop Desks features 2 pull-out drawers with pull-out workstation platform. Crafted in solid American black walnut with natural finish, a dense wood with a uniform to highly figured grain. The color ranges from light gray-brown to dark purplish-brown with a rich patina that deepens with age.
Natural variations in solid wood and hand-applied finishes make each piece unique. Made from sustainably harvested hardwoods from the American Northern Forest; SmartWood and FCS-certified.
All pieces are finished with pre-catalyzed lacquer that resists stains, moisture rings and spots, heat damage and abrasions. Finishes are formulated to meet Kitchen Cabinet Manufacturers Association (KCMA) standards and provides lasting protection.
Size: 33.5"W x 18"L x 36"H inches
Total Weight: 130 lbs.
$1,350.00 - Sold Out
The Adams Desk is a sleek, modern addition to any contemporary setting that can double as a sideboard or console table. Brushed stainless steel frame with 0.5" tempered glass top.Size: 48L x 28W x 30H "
Crafted in solid Cherry hardwood and made to order in several finishes from hardwood harvested from the sustainably grown American Northern Forest; SmartWood and FCS-certified. Features 2 pull-out drawers for storage and pull out workstation plank.Cherry offers superior woodworking characteristics, a strong hardwood with a subtle grain pattern add a uniform texture. Its color darkens with exposure to sunlight.With its deeply splayed legs producing dramatic cantilevers, the Astrid Bedroom collection...
Crafted in solid Maple hardwood and made to order in several finishes from hardwood harvested from the sustainably grown American Northern Forest; SmartWood and FCS-certified. Features 2 pull-out drawers for storage and pull out workstation plank.Maple is a heavy wood characterized by straight grain or clusters of curls. Highly resistant to abrasion and indentation with natural color ranging from cream to light brown.With its deeply splayed legs producing dramatic cantilevers,...
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Puremodern selected as Best of Houzz 2014


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UM-Dearborn's Early Childhood Education Center will host an open house Aug. 4 to showcase its toddler, preschool and kindergarten programs.
July 15, 2009
DEARBORN / July 15, 2009---The Early Childhood Education Center (ECEC) at the University of Michigan-Dearborn will host an open house from 4 p.m. to 6 p.m. on Tuesday, Aug. 4 in Suite 300 of the ECEC, located at 18501 Rotunda Dr. between the Southfield Freeway and Oakwood Boulevard.
During the open house, visitors may view the ECEC classrooms and meet one of the early childhood teachers. Parents also can learn about the ECECs individualized, active-learning program in a stimulating environment with an excellent teacher/child ratio. Full-day and half-day sessions are available.
The ECEC will be accepting applications for its 2009-2010 toddler, preschool and kindergarten programs during the open house. Kindergarten applicants must be 5 years old by Dec. 1, 2009.
For more information, contact the ECEC at 313-593-5424.
CONTACT: Jennifer Thelen
The Office of University Relations
Room 1040, Administration Building
University of Michigan-Dearborn


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We are proud of our world class editorial and market analyst teams.
Our global team of agenda setting journalists and expert market analysts ensure our content is always relevant and focussed on the metals markets, and on ensuring our clients have the right information to make their business decisions.
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Where would we be without metals? To help answer that question we've created some useful factsheets on base, precious and minor metals.
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INGLEWOOD, Calif. (June 8, 2013)—Returning from a layoff of a bit more than two months, Sarach, an 8-1 shot, led throughout to win the $150,750 Honeymoon Handicap (video) Saturday at Betfair Hollywood Park.
Teaming for the first time with jockey Martin Garcia, the 3-year-old daughter of Arch and the Atticus mare Eximius made the lead without having to be urged, relaxed through moderate fractions with Macha in close pursuit, kicked clear with less than an eighth of a mile to run and went on to win by one length over 4-5 favorite Scarlet Strike.
Owned by breeders Gerard and Alain Wertheimer and trained by Hall of Famer Richard Mandella, Sarach., who paid $18, $5.80 and $3.60, completed the 1 1/8 miles on turf in the Grade II in 1:48.73. The win was her third in eight starts. She's earned $168,742.
The win was the second in the Honeymoon for Mandella, who also won the 1993 renewal with Likeable Style. Mandella wasn't at Betfair Hollywood Park to see Sarach's victory as he was at the wedding of Alex Solis, Jr., the son of the jockey.
"The main thing was to break sharp,'' said Garcia after his first Honeymoon victory. "Every time she runs, she likes to be right there. Nobody went to the lead today and it was really comfortable for her to take it. She showed what she can do.
"If they would have gone faster, she would have been right there, but like I said there was no pace and I just took advantage from there.''
Victimized by a wide trip when second at 3-5 in the Senorita Stakes May 11, Scarlet Strike, who trailed for most of the trip, finished as best she could behind the pedestrian splits (24.09, 48.28 and 1:12.64). The Smart Strike filly won the Providencia at the same distance April 6 at Santa Anita, a Grade III in which Sarach finished fifth.
Trained by Hall of Famer Jerry Hollendorfer, who also saddled third-place finisher Macha, Scarlet Strike returned $2.60 and $2.20. Macha, who finished a half-length behind her stablemate, paid $4 to show.
"I came from behind this time because the last time I was rushing her a little,'' said Rafael Bejarano of the runner-up. "I took her back right away today and she became very relaxed. By the half-mile I could see there was no pace and I started to move and get a little closer. In the stretch, I let her go, but it was too late.''
Becky Lou, a 13-1 shot, finished a half-length behind Macha in fourth. Charlie Em, the winner of the Senorita and 7-2 second choice in the Honeymoon, Somethingabouther, Wittgenstein and Kyriaki completed the order of finish. Blingismything, Scooter Bird and Sweet Red Cat were scratched.
Two races before the Honeymoon, Kinz Funky Monkey made a successful return to action, wiring seven other 3-year-old fillies in the $73,600 Manhattan Beach Stakes. (video)
Idle since defeating maidens over Del Mar's Polytrack last Sept. 1, the daughter of The Green Monkey was ready to roll at a healthy 15-1 in her turf debut for Always Believe, Inc. and trainer Peter Eurton.
Out of the More Than Ready mare Pretty Ready, Kinz Funky Monkey broke quickly from the inside under jockey Victor Espinoza, repelled challenges from Upbeat Mood, Disko Dasko and Tizmetizyou, then had enough left late to hold on by a half-length over 7-5 favorite Judy In Disguise.
No worse than third in three 2012 starts, Kinz Funky Monkey completed the six furlongs in 1:09.44. Her second victory increased her earnings to $108,110. She paid $33.20, $12 and $7 as the second longest shot in the field.
Shortening up after splitting the field in the Edgewood Stakes May 3 at Churchill Downs, Judy In Disguise, who added blinkers for trainer Simon Callaghan, paid $3.80 and $2.40. She finished a half-length in front of Upbeat Mood, who returned $3.80 to show.
"This filly is so fast,'' said Eurton. "The thing I was worried most about was the rail because I knew (Upbeat Mood) was going to go. We weren't going to go head and head with her. If she gave us the lead, fine. Otherwise, we'd at least find out if she likes turf.
"She has the pedigree for grass. Now that we know she likes it, we have some cool things for her in the future.''
Racing resumes Sunday. Post time is 1 p.m.
The feature attraction on the nine race program is the $70,000 Redondo Beach Stakes for older fillies and mares at one mile on turf. The field of 12 includes Fran's Valentine winner Unusual Hottie, Appealing, Customer Base and A Jealous Woman.
Copyright © 2009-2014, Hollywood Park. All rights reserved.


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Schulz Museum: Name Dropping Exhibition
A Peanuts reader never knew who they might meet in Schulz's famous strip. Schulz shone the spotlight on politicians, sports stars, actors, authors, scientists, and even his hockey-playing buddy. In addition to original Peanuts strips, this exhibition also includes photographs of and correspondence with some of these famous folks.
Sunday, 25 November, 2012
Cost:$10 Adults; $5 Youth/Seniors; Free to members
Location: Charles M. Schulz Museum
Phone: 707.579.4452
2301 Hardies Lane
Santa Rosa, CA 95403
Santa Rosa, CA 95403
Phone: 707.579.4452


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- Antique Jewelry
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Diamond Platinum Half Eternity Ring
At times referred to as a "dress" wedding ring, a half eternity band has gems on one portion of the shank. Typically thinner than a full eternity band, it is more comfortable to wear. Another advantage is that over time a finger size can change and with a half band there is no need to reset the diamonds.
Dramatic and attractive as a wedding ring, this platinum band is set across the front with ten (10) single cut diamonds with an estimated total weight of .10 carats. Each sparkling gem is placed within a square shaped mount. To the interior "To My Wife" has been engraved in script.
Date: Mid 20th century.
Measurements: Just shy of 1/8 of an inch (0.2 cm) in length north to south on the hand. Weight of 2.1 grams (1.4 dwt).
Ring Size: US 5-3/4 (UK K-1/2; Int. Dia. 16.25; Euro 51.5 mm; Japan 10) and easily can be sized to fit most. Ring sizing information.
Hallmarks: "10% Irid Plat".
Condition: Excellent; evidence of a former resizing.
Origin: American.
Note: Diamonds have not been removed from their mounts to preserve the integrity of the setting. All diamond weights have been approximated by measurement and formula and may vary from actual weights.
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Sunday, February 12, 2012
Intact Insurance Day on Skates
Sunday, February 12, 2012 11:00 AM - 4:00PM
Learn more about speed skating and meet the sport's Olympic medalists at the Intact Insurance Day on Skates!
February 11-12, 2012
SUNDAY SCENE / David Balzer
Sunday, February 12, 2012 2:00 PM
David Balzer is a Toronto-based author, editor and teacher. His writing on art and film has appeared in The Globe and Mail, The Believer, Artforum.com, and Border Crossings.
February 12, 2012
For details inquire at the Info Desk or call 416-973-4000.
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Obviously managers cannot control all of these areas, but certainly we have the ability to affect most of them. We can look at what other jobs are paying in our area and adjust our compensation packages. We can also ensure that we do not promise advancement in pay or responsibilities to employees, when we don't have a clear, written plan in place to actually make that happen. It is so easy to say "The job starts at $12 per hour and will increase from there with performance" with no real plan as to what that will look like. If you as a manager/owner are going to promise advancement, have your criteria and levels worked out ahead of time. This will help ensure that you don't forget your promise, and that those valuable employees stay your employees.
Billikopf also reported that "relations with management" has improved from a previous study in 1953 (17 percent of respondents indicated primary reason for leaving), but has remained unchanged since their 1983 study (8 percent). Management that cares enough to know whether they are competitive on "compensation and benefits", talks to their employees about "working schedule and time off", regularly gives feedback to their employees and engages their employees in their dairy will certainly go a long way toward improving on their relationships with their employees.
Probably, the biggest thing that you can do as a manager to improve employee turnover, is to see employee management as a critical part of your operation and one that you can improve on. Someone on your farm has to be focused on this management area and sufficient resources (both personnel and dollars) need to be allocated toward improving employee management if you want to see employee turnover cost reduced.


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Behind the Lies
I am finally changing my description box. Before it was about me and my fear of people. Fear of trust. This year I fear nothing. I crave everything. And this time, I have a reason. A reason to be me. A reason to live. A reason to love. My blog is a piece of me expressed through my words and pictures and those of others who put my thoughts into better words and pictures than I ever could. The cards are as stacked and as random as my thoughts, but this year I will make these thoughts happy. No regrets. Follow me :)


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BOUCHERVILLE, Que. -- Claude Robert says the Canadian trucking industry faces an uncertain future if the federal government does not support the conversion of fleets to alternative fuels the way the U.S. government is planning to do.
Speaking at a conference of the Supply Chain and Logistics Association of Canada earlier this month, the CEO of Quebec-based Robert Transport praised efforts in the U.S. to subsidize the cost of converting fleets to natural gas.
"We hope that our Canadian government will support us in the same way because if it was to (succeed), the Americans will have such an edge over Canadian carriers we won't be in the game anymore," he said. "It is very important that this message is brought to the right people (in Canada)."
Robert has put his own company on the path to convert a portion of his fleet to natural gas over the next few years. He said he expects many other carriers to start considering alternative fuels as concerns about price, politics, and environmental sustainability merge.
"Probably with what is happening right now in the Gulf (of Mexico), it will convince a lot of people to go with natural gas rather than conventional oil or diesel," he said.
As we reported recently, Robert Transport is working on a deal with Gaz Metro, a leading distributor of natural gas in Quebec, to put up to 130 natural gas highway tractors on the road within the next five years.
Incentives will be necessary if natural gas
trucks are going to get significant market penetration
The move appears to be the largest over-the-road operation using natural gas in North America. (Trimac runs 20-some trucks on -- ironically (or maybe not) -- an LNG-hauling contract in the western U.S.)
Robert described his plan -- dubbed Blue Road -- as "very costly" for his company, but calculated to realize impressive returns as the cost of diesel inevitably rises.
The cost of LNG over the next decade is expected to be far more favorable to business than that of diesel fuel because of recent technological improvements that have doubled the economically recoverable volume of natural gas in North America. At current production levels, America has more than 115 year's worth of natural gas resources.
In addition, natural gas offers a significantly lower carbon emissions profile compared to both gas and diesel.
"This is the justification for paying twice as much money for a truck," he said. "It's a high risk for a corporation but we believe in the future. We believe that trucking will be there and we have to do it the right way."
Many companies are also finding that drivers actually prefer the LNG trucks.
"I've driven in the truck myself," Robert said, "and I was convinced that there was no difference from diesel, with the exception of [two things]. No noise, and when you pull the gauge for the oil, the oil is like the day you put it in. There is no carbon going into the engine."
Our sister publication Transport Routier learned that Robert is planning to buy PACCAR trucks equipped with the high-pressure direct injection 15-liter Westport GX engine. Based on the Cummins ISX, the GX can deliver up to 450 hp and 1,750 lb-ft of torque.
Westport is the largest LNG maker in North America, but Navistar is also gearing up for an entrance into this market. It is partnering with Clean Air Power to develop the MaxxForce 13 engine to run on both natural gas and clean diesel fuel via the company's 'Dual-Fuel' combustion technology.
Given that the present premium for an NGV is in the $50,000-$70,000 range, government support is going to be necessary if natural gas trucks are going to get significant market penetration, industry-wide, says Jean-Robert Lessard, Robert's vice president of marketing.
"We also need to make sure there is a tax balance between diesel and natural gas, meaning that we must avoid that the government taxes LNG at the same level as diesel."
For starters, Quebec recently announced a depreciation break for natural gas trucks.
- 'Blessing of the Pete' Rekindles Moving Soldier Memorial
- Trucking for Wishes Needs Your Help. And All You Gotta Do is Like Them.
- Trucking Hero: "Something inside me made me stop."
- Friday Focus: Driver Wages and The Driver Shortage
- Trucking Alliance Tells Carriers to Take Responsibility for Driver Shortage


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Pali, a family brand, knows how hard people work for their money, so when it comes to investing in furniture, they have constructed and created the most durable, effective furniture pieces possible. When you purchase a piece of Pali furniture for your child's nursery, you can rest assured that it is a lifetime investment. While they guarantee safety and durability, Pali carries some of the most aesthetically pleasing pieces in the industry. We carry a variety of their cribs, dressers, drawer chests, changing tables, nightstands, bookcases, hutches and armoires. Browse our collections to find the perfect furniture for your family.


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Items to be returned for exchange or refund must be unworn and in the original packaging, unless faulty, in which case please wash them first!You can find more information about our returns policy here


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West (16-6, 3-2 Tri-City Athletic League) outrebounded the Kings (5-16, 0-5) thanks to senior forward Obrien Nnaji, who made his presence under the net known with 14 boards and 14 points.
"My mindset was just box out and go for every ball that comes off the rim," Nnaji said. "Just stay aggressive."
It took a scoring run for West in the second quarter, fueled by a couple 3-point shots from senior forward Justin Saar and another from senior guard Ernest Turner, to erase and early Stagg lead and put the Wolf Pack in control of the game.
Stagg got within two points in the third quarter before West's Kenneth Daye, the game's leading scorer with 18 points, hit a string of shots.
West coach Derek Sprecksel said Turner, with nine points and three assists, stepped up for starting guard DeAndre Thompson, who was out with an injury, and guard DeAndre Thomas, who was out sick.
"We weren't spectacular, but we were good enough to win by 11," Sprecksel said.
Wednesday's win follows the Wolf Pack's 81-50 win on Friday, Jan. 18, over the visiting Edison Vikings of Stockton.
The Vikings pulled within five points of West late, narrowing what was a 39-29 halftime lead, before West senior forward Michael Young nailed two quick 3-point shots, followed by another outside shot from senior guard Hayden Ordone.
The Wolf Pack hit nine 3-pointers in the game, which Sprecksel attributed to heads-up passing — players repeatedly drove to the inside and then kicked the ball to the open shooter.
"We've got to work to get those opportunities," Sprecksel said. "I think getting more rebounds and getting some more points in the paint created more opportunities for kickout 3s, too."
Sierra 62, Kimball 44
The Timberwolves came out strong in the third quarter against the Jaguars on Wednesday, Jan. 23, at Sierra High in Manteca to open the second round of Valley Oak League play.
Kimball (10-11, 2-6 VOL) kept up the pace with league leader Sierra (18-3, 8-0) through the first half, but the Timberwolves took control on both ends of the court in the third quarter.
Kimball's offensive leader for the night was senior guard DeVante Baise, who had 14 points. Seniors Alex Toledo and Evan Owens scored seven each.
It was the third loss in the past week for the Jaguars.
The East Union Lancers turned the tables on the Jaguars on Saturday, Jan. 19, at Kimball High, 54-46.
Though Jaguars were ahead 29-25 at the half, the Lancers (14-5, 3-4 VOL) pulled ahead in the third quarter and shut down Kimball in the fourth.
Toledo was the Jaguars' leading scorer with 10 points.
Last week, the Jaguars were nearly able to overcome Weston Ranch's early advantage Jan. 17, in Stockton, but finished with a 67-66 loss.
Kimball trailed the Cougars (13-6, 7-0) 55-48 at the end of the third quarter, but closed in during the fourth quarter.
Kimball senior guard DeVante Baisa scored 16 points to lead Kimball, and junior guard Ben Juarez tossed in 13.
Bear Creek 65, Tracy 58
Tracy suffered another loss Wednesday, Jan. 23, at home to the Bear Creek Bruins to drop to fifth place in the San Joaquin Athletic Association.
Tracy coach Junior Cueva said the loss was far from discouraging, saying the Bulldogs (5-15, 1-4 SJAA) were able to hold the lead until the third quarter, when the Bruins (11-11, 3-2) went on a scoring run.
Leading the way for Tracy was senior forward Luke Hanna with 18 points and four rebounds. Junior center Josh Brakkee had 15 points and eight rebounds.
Cueva said the Bulldogs are getting better going into the second half of the league season.
"We've been playing our best basketball for the past two or three games," he said.
Tracy took an early lead on Friday, Jan. 18, against Chavez High in Stockton before the Titans turned the game around in the fourth quarter to win it 62-51.
Stockton Christian 76, Delta Charter 68
Delta Charter's first loss in the Mountain Valley League on Friday, Jan. 18, vaulted the Stockton Christian Eagles into the league's top spot.
Stockton Christian (9-6, 5-0 MVL) came out strong in the first quarter against Delta Charter (6-7, 5-1 MVL) to build a 26-11 lead.
The Dragons outscored the Eagles in the second and fourth quarters but couldn't make up the early deficit.
Junior guard Jordan Thornton and senior center Joseph Peebles led the Dragons' offense with 28 points each, including seven 3-pointers for Thornton. Peebles also grabbed 15 rebounds.
• Contact Bob Brownne at 830-4227 or email@example.com.


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World road champion Philippe Gilbert capitalized on the BMC Racing Team's aggressive approach to the final day of Ronde van België to earn third place on Sunday's stage and third place overall.
Attacked On La Redoute
Luis León Sánchez (Blanco Pro Cycling Team) soloed the final 40 kilometers to take the stage win while Gilbert was second to Francesco Gavazzi (Astana Pro Team) in the four-up sprint for second, 27 seconds later. Tony Martin (Omega Pharma-Quick Step), who was part of Gilbert's group, took the overall, 36 seconds ahead of Sánchez and 51 seconds ahead of Gilbert. With rain falling throughout the 177-km race, the BMC Racing Team placed Greg Van Avermaet in the day's breakaway and utilized the driving efforts of Manuel Quinziato, Dominik Nerz, and Marcus Burghardt to put stress the peloton. "It was, as expected, a hard day," Gilbert said. "And I knew that waiting until the penultimate or last climb, it would be hard to gain time on Martin. Because of that we tried something with 70 km to go to put his team in difficulty. But they were very strong." Gilbert's attack on La Redoute did force a selection, but it was not enough. "I saw immediately that Martin wasn't far enough behind," Gilbert said. "I know he is much stronger on the flats, if you see how strong he was in the time trial."
Listen to complete comments from Gilbert (Dutch and French) on the BMC Racing Team Audio Line.


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Marilyn Monroe rules the world, at least
The part visible in a photograph, standing
Above the troops she's about to bless
With a song in her porous sequin dress, her arms
Durably outstretched. She hasn't aged a day
In fifty years. The men too appear impossibly
Young, mooning boys clotted around a woman
Who just might show them something they've never seen.
Picture the millions who've looked at this picture
As a relic, an idol's sacred likeness.
Now imagine the few who bring her close, make out
In the crowd, a brother, a son, that it's he
Who quickens hearts, dampens palms, doesn't belong
With the others, but to those hopelessly apart
From the object of their affection, though holding on
Tight with their eyes. Incongruous, he has nothing
To do with movies, just right place, right time,
Korea during the war, at the front
Of countless gawkers when the bombshell walks out.
There's your famous father, someone's mother jokes
And everyone smiles, knowing how hard it's been.
He's in his prime and at his peak before
Coming home to the farm in Glen Mills
In a bag or minus a leg or unscathed
As far as anyone can see. Go ahead, ad-lib,
It's all fantasy, how he stepped off a plane
And got recognized instantly, besieged by people
Who made up with the intensity of their obsession
What they lacked in numbers, open mouthed,
Daring to think, it's him, it's really him.
—David Moolten
Cynthia Short permalinkNovember 19, 2009 9:34 am
I am so in awe of your imagination, David! Such a wonderful story told so well. I particularly like the line, "unscathed as far as anyone can tell". We all know someone who came home from war that way….
Derrick permalinkNovember 19, 2009 11:14 am
Hi David,
What better way to use the word 'porous'?! You have created another reality from a old photograph. Cynthia has picked the same line that I would choose.
November 19, 2009 12:19 pm
Always a pleasure to read your poetry!
November 19, 2009 3:45 pm
I don't have anything clever or insightful to say about it, but I agree with what other people have already said and I just really like this poem.
November 19, 2009 6:22 pm
The prompt is barely recognizeable, and seeing as you read my poem you know how problematic I made it be. Your poem, on the other hand, shows dignity, grace and creating from what shows up without judging or the wringing of hands.
Kudos beyond words.
November 19, 2009 9:45 pm
I love how the poem turns the focus from Marilyn to the soldiers, granting them a bit of that fleeting celebrity. It rings very true.
November 19, 2009 11:18 pm
I also like how you turn your gaze to the soldiers and consider accidental celebrity and the consequences of way. Porous sequin dress is a marvelous image.
November 19, 2009 11:56 pm
Complex and compelling.
November 20, 2009 1:21 am
What begins as a paean to a movie icon becomes a celebration of the real icons in our lives. Loved it!
November 20, 2009 1:41 am
I like mooning boys clotted around a woman with quickening hearts and damp palms..Your poem has a desperation about it…the futility of war
coupled with the futility of males all fired up over a bombshell holding on tight with their eyes. This poem is a call for menopausal women to lead the world! Glad you're joining the cause David.
November 20, 2009 1:10 pm
The iconic sources which inspire some of your poems grow richer in my memory because you do what you do so brilliantly, David. In this instance, the words of the poem are so true. Families would save the picture of the icon because "Uncle Joe" was right beside the icon in the picture. And because people do this, it gives validity to the icon as well as the memory of "Uncle Joe". It's all romanticized together. The phrases in your poem are romantic too,"holding on tight with their eyes" and "opened mouth". The farm community of "Glen Mills" put Glenn Miller in my head, associating back to the time and place of the poem. Yes, he was gone then, but his music was still really popular through out the 50's. Brilliant.
November 20, 2009 10:44 pm
any writing starting with MM has to be great….nicely done David
November 22, 2009 1:30 pm
My friend, I love your poetry. I was wondering if you would be interested in exchanging links with my poetry blog: http://mellifluoustones.blogspot.com/.
If you are so, please contact me. (email can be found on the blog.)


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We've just chosen all the winners and runners up for our 2009 Awards, to be featured in our January issue, just after Christmas.
To be eligible for our awards products must have been reviewed in one of our 2009 issues, so it also includes products released at the end of last year but reviewed this year, and exclude products released recently which we haven't got round to reviewing yet.
I can't reveal the winning cameras and accessories but I thought it would be fun to find out which new gear has inspired you whether you bought it or just put it on your wish list.
There have been some cracking cameras this year, both DSLRs and compacts, and some terrific accessories too. A quick rummage around the site will remind you of them if you need a memory jogger!


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January 1, 2013
Kiss & 'Stache Photo Props {Lifestyle Crafts}
31 comments :
Oh my gosh the cuteness! I love them!ReplyDelete
I've never seen the photo props on gliter chenille stems either - that is so super clever and perfect for these!
So cute! Happy New Year!!ReplyDelete
Love this, Michele!! Pinned! XOXOReplyDelete
Love your blog! I would love for you to visit my linky party going on now at http://wallisfarmsdailywalk.blogspot.com/2013/01/blog-post.htmlReplyDelete
Have a great day!
haha! Those are so cute and fun! Love the sparkly stems!!!ReplyDelete
These are ridiculously hilarious and awesome! TOTALLY pinned!!!ReplyDelete
Too cute! I made some mustache photo props for my dad's mustache party last year, but I love these! They sparkle!!ReplyDelete
That is the cutest thing EVER!ReplyDelete
CUTE! You can be a "Real Housewife" or Tom Selleck for Valentines day!ReplyDelete
Oh my glittery goodness! They are too, too delightful!ReplyDelete
So cute! The chenille stems were a great idea!ReplyDelete
So, so cute! I've done the mustaches before, but not the kisses- I LOVE the kisses. I also love the glitter! Thanks for sharing. You have the best ideas! I LOVE your blog. Have a great day!ReplyDelete
these are so adorable! I love how you have them displayed :)ReplyDelete
Those are so cute & fun - makes me want to throw a Valentine's Day party!!ReplyDelete
Love this idea, I am pinning it. Sooo cute for Valentine's Day. ;o)ReplyDelete
Way cute! stop by to link if you get a minute- http://atozebracelebrations.com/2013/01/tuesday-link-party-4.htmlReplyDelete
We love parties!!!!
Awww these are ADORABLE!!!!! How fun would these be for a party!!! I will definitely have to try making these and using them! So fun!ReplyDelete
These are so cute! Great for a Valentine's Day party.ReplyDelete
So cute! I love the sparkle!ReplyDelete
I just got a die cut machine for Christmas and cannot wait to start making things for my parties (so much easier than hand cutting - I made some lips & mustaches on a stick for a party I wrote about on the blog this year.)
I wonder if these would work on the Sizzix? I am a total newbie with these machines - so much to learn!Replies
Those are so fun!ReplyDelete
Cute! All that sparkle makes them pop!ReplyDelete
Just wanted to let you know this will be in my link party features tomorrow.ReplyDelete
These are great! I bought some stick-on mustaches for stocking stuffers...and they lost their stick right away! This is a great idea! Thanks for sharing :)ReplyDelete
These are so cute!! They would be perfect for a family photo shoot or as fun party favors! Thanks so much for sharing:)ReplyDelete
We are loving kisses and mustaches at our house! Very cuteReplyDelete
aren't those sooo cute! great for valentine's day.ReplyDelete
So so so cute! I love them! Thanks for linking up to my link party! :)ReplyDelete
Thank you for commenting! I read each and every comment I receive and try to respond back if I can. Thanks for stopping by!


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Cindy, Kelly & Rachel have organized a Bake, Craft & Sew along to give everyone a head start preparing for the Holidays. They are featuring my camera strap cover tutorial today. There is some amazing tutorials and talent, check it out here.
Guess what I spotted at Joann's the other day stuffed in with the fat quarter bundles? It made my day. :)
Its Katie Jump Rope fabric by Denyse Schmidt if you didn't already guess, my Joann's had two of them...which I bought.


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It's easy to get cable. Call 1-866-921-5828
Why Cable TV in Howells, NY
The team here at CableTV.com loves cable TV service in Howells. Here are some reasons why we think you will too. Cable is reliable in bad weather. And the hundreds of HD channels are available whenever it's convenient for you thanks to On Demand. You'll get a better value with cable TV because the equipment is easier to install than satellite competitors require. Several providers offer specials like free equipment and convenient bundles with high-speed Internet and digital cable for a smaller fee each month. Plus cable is:
Cable TV offersmore HD choices
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Cable TV in Howells
If you thirst for cable TV knowledge, we can help. CableTV.com has cold-filtered cable data on tap and ready for consumption. Try this (it's on the house): almost everyone, or 97% of Americans, watches television as it is aired and roughly 33% of those TV viewers have at least four televisions in their homes. Upwards of 50% of people also stream video content online. Among those with cable TV, almost three-fourths bundle their service with high-speed Internet. Cable's ubiquitous national presence also helps explain how DVRs account for about 7% of America's total TV viewing.
All those stats mean that if you don't own at least one TV for every room in your house, chances are your neighbor to the left or right of you does. It also means that almost everyone you meet today will watch a TV tonight, and 57% of them will use either their DVR or their Internet to do so.
Cable Internet in Howells
Cable providers have so much more to offer than TV. That is why so many Howells residents bundle cable services. Cable Internet is faster than most DSL services, providing downstream speeds 25%-100% faster than the national average. People who choose cable bundles also save money, roughly $400 every year they bundle TV and Internet. Both are very good explanations why cable Internet subscribers represent 32% of households, and how broadband penetration in New York grew to 69% by 2010. Enter your zip code to find out more about cable Internet, bundles and providers in Howells.
It's easy to get cable, Call 1-866-921-5828
Howells, NY Born Actors
Many people in Howells, NY became fans of Jason Dohring when he was playing Josef Kostan on "Moonlight" and it's easy to see why. In the series, which aired in 2007, Josef portrayed a 410-year-old vampire. He's a businessman who loves luxury. He portrays himself as someone who loves women and is only out for a good time, but he has a secret. He hasn't let go of the great love of his life and has been holding on to her for decades. You can now catch Jason Dohring on "Ringer" on The WB on cable TV.
Find Cable TV in Howells
You can probably tell now that we know about television like Nancy Botwin knows horticulture. We aren't just tooting our own horn when we say we're the place to match you with a cable provider. Local governments license out the opportunity to provide cable service in a region, and these regions typically only allow one provider, so cable companies generally don't overlap in the same area. Give us a call and let us help you discover which provider that is.


text:
- Antique Jewelry
- The Ages
- Engagement Rings
- Antique Rings
- Diamond Jewelry
- So Much More
Heart of Blue Topaz Ring
Not the Queen of Spades nor Her Highness of Clubs can melt your blues away with this modern ring. Only the noblest Queen of Hearts with her faceted blue topaz heart set into a 14k yellow gold mount has that power with a little help from her cousins, the twin Princesses of Diamonds of about .01 carat each and her baby twin sisters, the heart shaped tourmalines. Quite the sparkling family jewels!
Measurements: 5/16 of an inch (0.8 cm) north to south on the hand by 1/2 of an inch (1.3 com) at the widest and rises 1/4 of an inch (0.7 cm) high off the finger. Weight of 3.3 grams (2.1 dwt).
Ring Size: US 6 (UK L-1/2; Euro 16.5, 52 mm) and can be easily sized. Ring sizing information.
Hallmarks: 14k and maker's mark "EMC" .
Condition: Excellent
Date & Origin: Late 20th century and is American in origin.
Note: All diamond weights are approximate as the stones have not been removed in order to preserve the integrity of the setting.
Forms of Payment
- VISA and MasterCard, Discover and American Express credit & debit cards.
- Personal checks drawn on U.S. banks only - Please allow 7 business days for clearance.
- Money orders, cashier's and traveler's checks - Please allow 7 business days for clearance.
- PayPal.
Other Forms of Payment
Bank Wire - For international orders and orders of $5,000 and over. Please contact us for more details.
Layaway information and for full details see Payment Methods.
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FREE for All U.S. Orders - Standard 2 Day Shipping.
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Full details at Shipping & Insurance.
Complete Money Back No-Risk Guarantee
Our Guarantee
If for any reason whatsoever you are not completely satisfied with your purchase, we will refund the FULL purchase price including U.S. shipping if charged. Remember, there is no charge for our regular shipping service!
International Orders - Due to customs and paperwork requirements, return shipping charges cannot be reimbursed.
Return Procedure
- Notify us of your intention to return the item within three (3) days of receipt. You may contact us by email or by telephone.
- Please ship back to us within another two (2) days after we receive notification from you.
- As soon as the item is received, a full refund is issued to you that same day.
More details at Full Guarantee including gift giving options.


text:
Lease or Hire… Which do you desire?
Tax Telegraph, March 2013
Does your business carry on leasing activities?
It is quite common for the tax treatment of leases to be applied incorrectly. The tax deductions which can be claimed for lease expenses depend on whether your leases are classified as a normal commercial lease or a hire purchase agreement.
A normal commercial lease agreement, often referred to as an operating lease, is similar to a typical rental agreement on a real property where the lessee has the right to use the asset in return for lease payments over the term of the lease. The legal ownership of the leased asset however, stays with the lessor. As the lessor is the owner of the leased asset, the lessor is entitled to claim tax depreciation deductions in respect of the asset and show the lease payments on income. The lessee can claim a tax deduction for the actual lease payments.
For income tax purposes, if an arrangement is considered a hire purchase agreement, it is effectively treated as a sale of property combined with a loan to finance the purchase price. The lessee has notional ownership of the asset and is able to claim tax depreciation and interest deductions (rather than a deduction for the actual lease payments).
To determine whether an agreement is a normal commercial lease or a hire purchase, it is first necessary to consider the meaning of the terms 'lease' and 'hire purchase agreement'.
There is no statutory definition of the term 'lease' in Australian tax law. Generally, it has been taken to mean an agreement conveying the right from the lessor to lessee to use property for a stated period of time in return for a series of rental payments.
The term 'hire purchase agreement' is defined in the Income Tax Assessment Act 1997 (ITAA 1997) as:
- A contract for the hire of goods where:
- The hirer has the right, obligation or contingent obligation to buy the goods; and
- the charge that is or may be made for the hire, together with any other amount payable under the contract, exceeds the price of the goods. ``Any amount payable'' includes an amount to buy the goods or to exercise an option to do so; and
- title in the goods does not pass to the hirer until the option referred to in sub-para (a)(i) is exercised; or
- An agreement for the purchase of goods by instalments where title in the goods does not pass until the final instalment is paid.
If your lease falls into the category of a normal commercial lease, it is the actual lease payments which are deductible to you (subject to certain exclusions such as luxury cars). However, if it would be considered a hire purchase agreement, you can claim tax depreciation and interest deductions (rather than the lease payments).
Limited Recourse Debt
Where limited recourse debt is used to finance or refinance the acquisition of income producing depreciable assets and the capital expenditure is deductible (such as with hire purchase agreements), termination of the limited recourse debt without payment in full may result in an amount being included in your assessable income.
Limited recourse debt refers to a debt where a creditor's ability to recoup any money owed to them, in the case of the borrower defaulting, is limited. For example, in the event of the debtor defaulting, the creditor's right to recovery is limited to the rights against the asset secured by the loan.
An amount is included in the assessable income of the debtor if the total capital allowance deductions up to the time of termination of the debt arrangement have been excessive, taking into consideration the amount of debt unpaid at that time.
The excessive capital allowance deductions that are included in assessable income is worked out as follows:
- The total net capital allowance deductions
- the net capital allowance deductions that would be allowable assuming that the expenditure did not include the amount of debt unpaid.
Sally purchases an asset under hire purchase for $10,000 on 1 July 2009. A limited recourse loan of $10,000 finances the purchase. This arrangement is terminated three years later on 30 June 2012 when the asset is surrendered to the financier. At that time $7,000 remains unpaid and the market value of the asset is $5,000.
The decline in value of the asset is calculated over five years using the prime cost method. After three years of Sally owning the asset, the total decline in value of the asset is $6,000 and its written down value is $4,000. As the market value of the asset when the arrangement terminates is $5,000, there is an assessable balancing adjustment of $1,000 (i.e. $5,000 less $4,000).
The total net capital allowance deductions is calculated as follows:
capital allowance deductions of $6,000 less assessable balancing adjustment of $1,000 equals $5,000.
The amount of the total net capital allowance deductions that would otherwise be allowable (the deduction limit) is $3,000. This is calculated on the basis that the original expenditure of $10,000 was reduced by the unpaid loan amount of $7,000 and that deductions continued for the effective life of the asset.
The amount that is included in Sally's assessable income is:
the actual deductions of $5,000 less the deduction limit of $3,000 equals $2,000.
The Government recently announced in Budget Paper No.2 2012-13 that it will clarify the definition of limited recourse debt to include arrangements where the creditor's right to recover the debt is effectively limited to the financed asset or security provided. This announcement was followed by the introduction of Tax Laws Amendment (2012 Measures No. 6) Bill 2012 and Explanatory Memorandum in November 2012.
The purpose of this measure is to ensure that tax deductions are not available for capital expenditure on assets that have been financed by limited recourse debt to the extent that the taxpayer is not effectively at risk for the expenditure and does not make an economic loss.
These changes are being introduced following the High Court's judgement in Commissioner of Taxation of the Commonwealth of Australia v BHP Billiton Limited & others (2011). In this case, the High Court considered that the creditor's rights to recourse against the borrower in the event of default are only limited where, at the inception of the loan, the borrower has the capacity to bring about the limitation. This would not be satisfied if there is just a possibility for the borrower to bring about the limitation at some point in the future.
The Treasury discussion paper, 'Clarifying the definition of limited recourse debt' explains that currently, if such a limitation occurs and the arrangement is terminated upon the borrower's default, where the debt has not been fully repaid, capital allowance deductions that exceed the repaid amounts will not be included in assessable income.
This is contrary to the policy objectives of Division 243 in the ITAA 1997 which were aimed at ensuring that total deductions for allowable capital expenditure do not exceed the total amount actually expended by a taxpayer where the expenditure has been financed under hire purchase or limited recourse debt arrangements.
As a result of the proposed amendments, the ATO recently updated its administrative treatment in light of proposed amendment to the limited recourse debt definition. The ATO will accept tax returns as lodged during the period up until the proposed law is enacted. After the new law is enacted, taxpayers will need to review their positions back to the 2011-12 income year.
Contact your local Deloitte Private advisor if you are unsure how these rules apply to you.
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text:
- Antique Jewelry
- The Ages
- Engagement Rings
- Antique Rings
- Diamond Jewelry
- So Much More
Powerful 8 ct Green Tourmaline Ring
Do not be left out in the cold this season. Green is THE Pantone color of 2013 and this ring of 18k yellow gold stars a green tourmaline gem in all its glory. Faceted and cushion cut, this fabulous stone of an estimated 8 carats will cause a sensation no matter where you go. The luscious green with envy wonder is prong set in a minimalist open work 18k yellow gold mount. European style shoulders are embellished with a textured gold element seated within a smooth scalloped form. Golden orbs accentuate its most modern look
Date: Mid to later 20th century.
Measurements: 1/2 of an inch (1.2 cm) in length north to south on the hand and rises 3/8 of an inch (1.0 cm) in height off the finger. Weight of 6.8 grams (4.4 dwt).
Ring Size: US 8 (UK P-1/2; Euro or Int. Circum. 56.9 mm; Int. Dia. 18.1 mm; Japan 16) and easily can be sized to fit most. Ring sizing information.
Hallmarks: 750 (for 18k); GB.
Condition: Excellent.
Note: Gemstone was not removed to preserve the integrity of the setting. Weight is approximated by measurement and formula and may vary from actual weight.
Forms of Payment
- VISA and MasterCard, Discover and American Express credit & debit cards.
- Personal checks drawn on U.S. banks only - Please allow 7 business days for clearance.
- Money orders, cashier's and traveler's checks - Please allow 7 business days for clearance.
- PayPal.
Other Forms of Payment
Bank Wire - For international orders and orders of $5,000 and over. Please contact us for more details.
Layaway information and for full details see Payment Methods.
Same Day Shipping - Order by 1 pm CST M-F!
FREE for All U.S. Orders - Standard 2 Day Shipping.
FREE for All International Orders - Standard 2-7 Day Shipping.
Full details at Shipping & Insurance.
Complete Money Back No-Risk Guarantee
Our Guarantee
If for any reason whatsoever you are not completely satisfied with your purchase, we will refund the FULL purchase price including U.S. shipping if charged. Remember, there is no charge for our regular shipping service!
International Orders - Due to customs and paperwork requirements, return shipping charges cannot be reimbursed.
Return Procedure
- Notify us of your intention to return the item within three (3) days of receipt. You may contact us by email or by telephone.
- Please ship back to us within another two (2) days after we receive notification from you.
- As soon as the item is received, a full refund is issued to you that same day.
More details at Full Guarantee including gift giving options.


text:
Annual event at the Henry Ford Estate benefits the CASL alumni affiliate scholarship fund
October 20, 2009
DEARBORN / Oct. 20, 2009---The alumni affiliate of the College of Arts, Sciences, and Letters at the University of Michigan-Dearborn will host its November Indulge scholarship fundraiser from 7 p.m. to 10 p.m. on Friday, Nov. 6 at the Henry Ford Estate.
The event will feature a silent auction, wine-tasting, strolling dinner, desserts and live jazz music.
As fun as the evening will be for everyone involved, the most important thing to remember is that all proceeds will benefit the CASL alumni affiliate scholarship fund, said Susan Gedert, alumni affiliate coordinator and communications editor in CASL. Over the years, we have helped many outstanding students pay their tuition bills, and the need is certainly greater now than it has been in the past."
Over the last 13 years, the affiliate has awarded scholarships to 60 outstanding CASL students. Founded in 1995, the scholarship is funded solely through donations received from CASL alumni and friends. The November Indulge event is the groups primary fundraiser.
Gold sponsors for the event are Bodman LLP; Miller Canfield; Stephen and Susan Gedert; James and Judy Miller; and the University of Michigan-Dearborn 50th Anniversary Celebration Committee. Tickets are $50 per person. Sponsors who donate $200 will receive two tickets and special recognition. Tickets are limited and will not be sold at the door.
Checks should be made payable to UM-Dearborn and sent to Susan Gedert, 2022 CASL Building, University of Michigan-Dearborn, 4901 Evergreen Rd., Dearborn, MI 48128. For more information, call 313-436-9198 or e-mail email@example.com.
About University of Michigan-Dearborn
The University of Michigan-Dearborn is celebrating its 50th anniversary throughout the 2009/2010 academic year. Founded in 1959 with a gift of just over 200 acres of land and $6.5 million from the Ford Motor Company, UM-Dearborn has been distinguished by its commitment to providing excellent educational opportunities responsive to the needs of southeastern Michigan. The university has 8,700 students pursuing undergraduate, masters, doctoral and professional degrees in the liberal arts and sciences, engineering, business, education, and public administration. With a faculty devoted to teaching, and students committed to achievement, UM-Dearborn has been shaped by its history of interaction with business, government and industry in southeastern Michigan, and is committed to responding to the needs of the region in the future.
CONTACT: Tom Hoyt
The Office of University Relations
Room 1040, Administration Building
University of Michigan-Dearborn


text:
Once upon a time, there lived a beautiful Swedish woman. She came to the United States and studied at an elite college and top law school. After graduation, she went to work at Davis Polk — which is where all the beautiful people work.
While at Davis Polk, this blonde beauty met her Prince Charming — an older, extremely successful M&A partner. They got married at a Caribbean resort, and their wedding made the pages of the New York Times (of course). A few years later, she left the firm to become the general counsel to a global investment bank. Unlike many other power couples, they remain married to this day.
Fairy tales can come true. Let's learn about a remarkable couple, then ogle their castle in the clouds….
Continue reading "Lawyerly Lairs: Partners Part With Pricey Penthouse"


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Pi is power!
Come in!
Protect the arsenal
Captain Peanut here, beam me up!
Star Trek Transporter Room Bath Mat & Shower Curtain Set
Bronze Spock Business Card Holder
Star Trek Fun with Kirk and Spock
Star Trek Interactive Tribbles
Star Trek Bat'leth Letter Opener
So ThinkGeek, Much Social.
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text:
The online market is the home of products that cannot seem to get enough number of followers to be offered in physical markets around the world. Technology is helping these products to gain the numbers they need to break from the worldwide web and the Internet. It is true that the online market is a bigger and better platform for new items but there are still those online users who are skeptical in buying anything online. They always have that thinking that it will not work for them when they have received their respective orders. It is either that or the product would not look the same from the pictures on the website. This has hindered many online users to purchase anything that is being offered in cyberspace.
Online sale for a special set of medications
Even if skepticism and controversies are shadowing the world of the online market, there is a continuous increase of products that are being offered in the worldwide web through the Internet. The sellers would range from one locality to an international place. Items that are being online would range from regular household appliances to medications that an online user might not have heard of before. Since I suffered from brain tumor, I was always on the lookout for medications that could either reduce the pressure inside my skull or would reduce the size of the tumor that is blocking the flow of water out of my brain.
Then one day I found deer antler spray online
To cut the story short, I had the first surgery in 2011. I had another one for the complete excision of the brain tumor in 2013. The recovery period was very different. I was up on my feet in no time at all after my first operation I was able to go back to work just two months after the surgery. That event made me confident enough that I would also recover in that rate for my second surgery. Man, I was so wrong! It is already almost six months but I still cannot move properly. This is when I turned to the worldwide web again but this time my purpose is different. I am not on a hunt for something that might help me recover faster. It took a while a several webpages checked until I came across a page about a product that is the deer antler spray.
Should I try and purchase it online of look for a local distributor
Being a user of the worldwide web for quite some time, I too have that skepticism about the products that are being sold in the Internet. But searching for a local distributor for the spray would be quite a hassle for me and my family. Fine! I decided to purchase the first item in an online market since I became aware of the existence of the worldwide web. I finally bought a deer antler spray online. The purchase process was smooth and I received the item in good condition and in a timely manner. It is now the moment of truth. Will it work on me or not?
After using the spray from a month, I found that my legs are starting to regain its strength. I can walk sturdier and move better. A gradual amount of spray is all that it takes. There are some professional athletes that are using the spray when they are injured. This might sound very infomercial-like but I would not be speaking about it if it did not work for me. It is right to be skeptical at some times but it will not hurt if you would try to put your trust on something every once in a while.


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Gaggia Most Cups Brewed Contest Winners:
02/23/10 Have we got some serious coffee lovers! We asked Gaggia owners to send in photos of their cup counters for our "Most Cups Brewed Contest." Blair Beavers was our winner with a cup count of 11,695, taking home the grand prize, a Handpresso Wild. Second place winner Joe Hummel had 10,202 cups on his counter and will be receiving a set of six Gaggia Logo Espresso Cups and Saucers. Greg Godwin came in third, winning two 8.8oz cans of Gaggia Intenso Whole Bean Coffee with a cup count of 7,964.


text: Perhaps Dullah can just update us whether he is still waiting for payments from anyone or whether he has ordered the bottle and is waiting for the arrival of it. I would hope everyone has paid by now, so that Dullah has been able to order. If you think about it, even if everyone paid last weekend, it would still take several days for Dullah to receive the Aventus(I assume it's coming from New York-am I wrong?), and then he has to do the splits which would take him a little time,too. Let's be patient and see where the split stands.