text:
Switzerland is kept rather empty/neutral in your picture. The reality is that the Swiss National Bank is keeping the exchange rate fixed around 1.21Sfr to the Euro, despite the Euro weakening. The real rate should be 1:1, this would kill Swiss export hence this forced exchange rate. At what cost and how long we don't know. Would you not classify this as pegged?
Our interactive overview of European GDP, debt and jobs
- Currency
- Economy
- GDP per person
- Unemployment
- Youth unemployment
- Debt
- Public debt
- Budget balance
- Primary balance
- Growth
- Latest GDP change
- 2014 GDP forecast
- 2015 GDP forecast
Source: The Economist
Source: Eurostat
Source: Eurostat
Source: Eurostat
Source: European Commission
Source: European Commission
Source: European Commission
Source: Eurostat
Source: European Commission
Source: European Commission
THE euro-zone's feeble recovery since the spring of 2013 came to a halt in the second quarter of 2014, when GDP stagnated. There were some bright spots. Spanish growth quickened from 0.4% in the first three months of the year to 0.6%. And both Dutch and Portuguese GDP, which had contracted in the first quarter, rebounded, with growth of 0.5% and 0.6% respectively. But the euro area was held back by poor performances in its three biggest economies. GDP fell in Germany, the biggest, and Italy, the third largest, by 0.2%; France, the second largest economy, stagnated.
The weakness in the euro zone is arousing fears that the 18-country currency club may fall into deflation. Inflation fell to just 0.4% in July, well below the European Central Bank's target of almost 2%. Even though the ECB adopted measures in June to foster activity - lowering interest rates and announcing a plan to stimulate bank lending to the private sector - it remains under pressure to do more to counter low inflation, by adopting a programme of quantitative easing - creating money to buy financial assets.
Low inflation and negligible growth are a potentially lethal combination for countries weighed down by debt, as many are in the euro area. Moreover, the problem arises not just from high levels of public debt but also from excessive debt owed by households and firms. Even if inflation remains merely low it presents a problem for borrowers whose incomes are rising much more slowly, if at all, than they expected when they took out their loans. And if prices start generally to fall, this raises the real burden of debt.
The lacklustre recovery has barely dented unemployment across the euro zone although it has crept down from last year's high. There remain enormous differences between countries with low jobless rates such as Austria and Germany and countries with high joblessness such as Greece and Spain.
By contrast with the troubled euro area, Britain, which retains its own currency, is faring much better than before, as its recovery continues to flourish, pushing down unemployment much faster than expected.
Our interactive graphic (updated August 15th 2014) displays the latest economic and fiscal differences across the entire European Union.


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Research Pillar of Clinical Excellence
Dedicated medical research is at the heart of any breakthrough, innovative treatment or groundbreaking medicine. Medical research in Phoenix is being performed daily at Banner Sun Health Research Institute, and our staff is currently exploring a number of different treatments and topics designed to benefit the lives of those living in our community. However, as a non-profit organization our efforts are dependent upon donations. Read on to learn more about how our philanthropic efforts are helping lead Phoenix medical research.
Mission/Purpose Transform cardiac care for heart failure patients
At the forefront of our medical research priority is ground-breaking investigation led by senior scientist Dr. Mohamed Gaballa of Banner Sun Health Research Institute that could revolutionize the way cardiac care is delivered. Dr. Gaballa and his team of scientists are refining a technique to use existing heart tissue to repair damaged heart muscles. Dr. Gaballa has already made significant inroads in this particular technique that would collect healthy tissue from a heart patient, treat the cells with a digestive enzyme and place them in a climate- and pH controlled environment mirroring that of the human body.
Other studies conducted at the Banner Sun Health Research Institute specialize in the study of age-related diseases including cardiology, arthritis, orthopedics, Alzheimer's, Parkinson's and other neurological diseases. Philanthropic efforts are used to fund Phoenix medical research led by top scientists and medical professionals at the Banner Sun Health Research Institute.
Unlike hospitals, phoenix medical research funded by Sun Health Foundation is possible because of generous gifts and government grants. Naturally, given the current economic and political climate, the need for gifts to help fund landmark research like this continues to escalate.
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subset: commoncrawl


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iLabs study measures economic innovation in the state
August 29, 2012
DEARBORN / August 29, 2012--- The University of Michigan-Dearborns Center for Innovation Research iLabs today released its Innovation Index for first quarter 2012. The Index, which quarterly measures economic innovation activity in the state of Michigan, rose from 90.5 to 95.2. The index is above the 2011 first quarter reading of 90.9.
The significant rise in the first quarter is due to strong results for trademark applications and incorporations, said Lee Redding, interim dean, associate professor of business economics and director of the Innovation Index at the College of Business. Looking ahead to the second quarter, seasonal factors may produce a lower level of incorporations, which could result in a modest decline.
The Innovation Index tracks economic innovation in Michigan based on calculations of employment of innovation workers, trends in venture capital, trademark applications, incorporation activity, small business loans and gross job creation. For the first quarter four of the indicators advanced, while two declined.
Positive indicators in the first quarter 2012 Innovation Index were trademark applications, which had a very strong first quarter after a decline in previous quarters, venture capital funding, which posted at the highest levels since second quarter 2010, incorporations and LLC filings, which are traditionally high in the first quarter, and Small Business Administration Loans, which rose modestly in the quarter. Negative indicators include gross job creation, which fell and were only slightly ahead of gross job losses and innovation workers, which measures workers employed in science and engineering and saw little change.
The next UM-Dearborn Innovation Index report, due in late November, will contain a detailed report of second quarter 2012 activity with preliminary indications for the third quarter of 2012. Redding collaborates on the project with economist Anne-Louise Statt.
Founded in 1959 with a gift of just over 200 acres of land and $6.5 million from the Ford Motor Company, University of Michigan-Dearborn is a metropolitan university serving southeastern Michigan, committed to excellence rooted in strong academics, innovative research and programming and civic engagement. The University has nearly 8,900 students pursuing more than 100 bachelor's, masters, doctoral and professional degrees in liberal arts and sciences, engineering, business and education. A top-ranked university with a faculty devoted to teaching, and students committed to achievement, UM-Dearborn has been shaped by its history of partnering with local leaders and communities, and is committed to finding solutions for the challenges that face the region.
Beth Marmarelli


text: Kicker 40CWR122 CompR Series 12" subwoofer with dual 2-ohm voice coils Zoom Front Back Photos Videos My vehicle's homepage We don't check this item for fit or compatibility. Item #: 2064CWR122 Review Summary 6 people say In Stock Free Crutchfield lifetime tech support Free Shipping Your price $149.99 Add to cart + Add to wishlist Email me alerts for this product Buy this item and earn up to 150 Rewards points See more offers and ways to save Special Financing Available x By buying this product you'll earn up to 150 Rewards points. When you sign up for a Crutchfield account, you'll be enrolled in Crutchfield Rewards. You'll earn one point for every dollar you spend on gear from us. You can turn your points into Rewards Cards that you can use toward future purchases. You can sign up for an account now, or after you complete your purchase (you'll get credit for the points either way). Sign up for a Crutchfield account Overview Details Customer Reviews Q&A Articles & Videos Accessories Our take on the Kicker 40CWR122 by John Pollard What's a component sub and why would I want one? A component sub is simply a speaker that's designed to reproduce bass once it's installed in a compatible enclosure. Think about the impact of a movie soundtrack in a big theater or even in your own home HDTV setup. A component sub can add the same kind of power to the music in your car. And a car sub is not all about the boom that you hear on a street corner (although that's cool too) - you can pair a component sub with your choice of enclosure to get bass just the way you like it, from tight and punchy to fat and loose. And once you experience music in your car with a well-tuned subwoofer, you'll never go back. Brace yourself Kicker designed their CompR line of subs for people who love to hear strong bass when their music's playing. Built from the ground up with performance in mind, these subs handle plenty of power to give you the baddest bass available from the legendary Comp line. Change this subwoofer's impedance with a flick of the built-in switch. Overbuilt? More like built just right Kicker's 40CWR122 12" subwoofer comes equipped with a tough, polypropylene cone that stays rigid during intense play sessions so you hear accurate bass. A custom-designed back and top plate give the woofer plenty of room to travel, while the durable rubber surround helps to control cone movement during a heavy workout. This sub uses extensive venting in its heavy steel basket to shrug off heat, so you can count on reliable performance. Say hello to system flexibility This Kicker CompR will handle up to 800 watts RMS so make sure you have an amplifier that'll do it justice. Its dual 2-ohm voice coils give you more wiring options when setting up your system, and this versatile sub works well in sealed or ported enclosures. To drive this single subwoofer, we recommend a mono amplifier rated between 600 and 1200 watts RMS at 4 ohms. For more information, please refer to our article on How to Match Subwoofers and Amplifiers. See more info on this item Highlights:12" subwoofer with dual 2-ohm voice coilsinjection-molded polypropylene conerubber surroundpower handling: 100-800 watts RMS (400 watts per coil)peak power handling: 1,600 wattsfrequency response: 25-500 Hzsensitivity: 86.9 dBtop-mount depth: 5-3/4"sealed box volume: 1.0 - 4.6 cu. ft.ported box volume: 1.75 - 2.25 cu. ft.warranty: 1 yearOur 60-day money-back guarantee Hands-on research from the Crutchfield Labs (what are the Labs?) Features and specs chart | What's in the box? | In-depth notes Features and Specs Size 12 -inch Impedance 2 ohms Cone Material Injection Molded Poly Surround Material Santoprene Ideal Sealed Box Volume (cubic feet) N/A Ideal Ported Box Volume (cubic feet) N/A Port diameter (inches) N/A Port length (inches) N/A Free-Air No Dual Voice Coil Yes Sensitivity 86.9 dB at 1 watt Frequency Response 25 - 500 Hz RMS Power Range (Watts) 100-800 Peak Power Handling (Watts) 1600 Top Mount Depth (inches) 5 3/4 Bottom Mount Depth (inches) N/A Cutout Diameter or Length (inches) 10 7/8 Vas (liters) 65.294 Fs (Hz) 32.6 Qts 0.648 Xmax (millimeters) 0 Parts Warranty 1 Year Labor Warranty 1 Year Product Research What's in the box? Download owner's manual One 12" Dual 2-ohm voice coil subwoofer (with impedance switch) Kicker logo stickers Manual (English/ Spanish/ German/ French) Template on box Our Product Research Team At Crutchfield, you'll get detailed, accurate information that's hard to find elsewhere. That's because we have our own in-house Product Research team — they open the box, verify contents, check the owner's manual, and record dimensions, features and specs. We stay on top of new products and technologies to help people make informed choices. Features Dual 2-ohm Voice Coils: This woofer features dual 2-ohm voice coils, offering wiring flexibility. A switch on the speaker terminal allows you to easily change from parallel (the woofer presents a 1-ohm load) to series (the woofer presents a 4-ohm load) wiring for the voice coils. UniPlate Construction: The woofer features a one-piece UniPlate construction with a vented, extended pole piece and backplate. This unique design provides the following benefits: Optimizes heat transfer efficiency for cooler operation Eliminates erratic magnetic flux in the voice coil gap Releases pressure under the suspension for uniform cone movement Prevents the voice coil from bottoming out, and the resulting damage Tinsel Leads: CompR subwoofers use Spiralead tinsel-lead technology; the tinsel lead wires are woven into the spider to relieve mechanical stress. Enclosure Compatibility Sealed Enclosure Applications: Sealed enclosures provide the most control over a woofer and provide accurate sonic reproduction, making them suitable to all types of music. Kicker recommends sealed enclosures in the following range: Minimum Enclosure Volume: 1.0 ft³ Maximum Enclosure Volume: 4.6 ft³ Vented Box: Vented (or ported) enclosures typically provide better overall efficiency than sealed so they are suitable for use with smaller amplifiers, giving you more bass output from less power. Kicker recommends ported enclosures in the following range: Minimum Enclosure Volume: 1.75 ft³ with a 12.5" x 2.5" x 20" slot port Maximum Enclosure Volume: 2.25 ft³ with a 12.5" x 3" x 20.5" slot port Review this product Submit a review and then enter to win a $500 rewards card Kicker 40CWR122 Reviews Average Customer Review: 6 people say: Review this product: Thanks for taking the time to share your experiences about this product. Please be sure to focus your comments on the product itself. Read our Review Guidelines for more information. Review title * Email Your email won't be visible. Please use the email address that is associated with your order. Display name (e.g., JohnD) Your review will be signed using the display name and location * Your location (e.g., Charlottesville, VA) * Your rating Click on a star to rate the overall product on a scale of 1-5 Rate the following specific attributes Value Sound Quality Ease of Use "Coolness Factor" Build Quality 1500 characters left * Your review Attach a YouTube Review Crutchfield Video Review Guidelines Only submit videos that you made or are authorized to use. Do not submit videos that contain music, video or visuals that are copyrighted and belong to someone else. Please see our Review Guidelines for more information. Submit the URL of your YouTube™ video review or product demonstration. e.g., "http://www.youtube.com/v/o79TWHh598U" 500 characters left Pros 500 characters left Cons * Agree to Terms By checking this box you agree your review becomes the property of Crutchfield, that you are over 18 years of age, that you own or have owned this product, and that you are located within the United States or its territories. Please see our Review Guidelines for more information. We reserve the right (but are not obligated to) review all submissions and edit or remove any review in any manner which we deem necessary. Your review should be posted within seven days. Filter by rating: 5 Star: (0) 4 Star: (0) 3 Star: (0) 2 Star: (0) 1 Star: (0) 5 out of 5 real deal Written By Anonymous, kaneohe hi on Thursday, October 16, 2014 Crutchfield Customer Review (What's this?) Again crutchfield delivered awesome product most of all awesome service delivery Cons: None Was this review helpful? Yes | No "Coolness Factor" Build Quality Ease of Use Sound Quality Value 5 out of 5 Solid Written By Paco, Anchorage, AK 99501 on Monday, September 29, 2014 recently bought this speaker a couple days ago. I was pretty impressed when I first hooked it up and have been running this on 4 ohms until this morning. I started reading reviews and decided to switch to 1 ohm and I gotta say that I don't regret buying this kicker. I literally got a back massage and my whole dash in my truck was vibrating after switching to 1 ohm. I'd recommend this to anybody. Pros: Crazy BASS Cons: Needs a big amplifier Was this review helpful? Yes | No "Coolness Factor" Build Quality Ease of Use Sound Quality Value 5 out of 5 Boomin' Written By Anonymous, Portland, OR on Saturday, August 02, 2014 Crutchfield Customer Review (What's this?) This is a great sub. Its very powerful, and still very good sound quality at low levels. Both loud and clean (when paired with a compatible amp). Looks real cool in your trunk. And with the impedance switch right on the back installation is extremely simple. Pros: Sounds great, powerful, built-in impedance switch, looks cool Cons: None yet Was this review helpful? Yes | No 5 out of 5 Powerful Sub Written By Shawn, Midland ,TX on Monday, January 27, 2014 This sub is extremely powerful for a shallow type sub. It hits extremely hard and takes lots of power! I've got a Alpine MRP-M500 powering it and could take more! It literally makes your hair tingle! I have it a kicker ported enclosure. Super impressed! Good value as well for a mid level sub! Be sure to use a powerful enough amp or you could be disappointed. Pros: Powerful sub! Cons: None Was this review helpful? Yes | No "Coolness Factor" Build Quality Ease of Use Sound Quality Value 5 out of 5 Perfect Written By Jordannn1233, Syracuse, NY on Saturday, June 29, 2013 For the longest time I wanted alpine type r 12's just never had the money and then I went to a local place and they told me these were the best for the money, and let me tell you they weren't lying. My little brother sat down in my backseat and said it was the best back massage ever. I can't say enough how happy I am with these subs. Pros: Hit super hard on every frequency, turns people's heads, just all around great quality Cons: Non 2 out of 2 people found this helpful Was this review helpful? Yes | No "Coolness Factor" Build Quality Ease of Use Sound Quality Value 5 out of 5 POUNDING Written By Anonymous, Huntington Park, CA on Saturday, June 08, 2013 I gave 5 stars because they deserve it. First of all let me just say "WOW" These subs really do what they say. The bass comes out clean and crisp and when the lows really kick in thats when u really feel the shaking. If ur sitting in the back seat your back literally gets a pounding from these speakers. But its all good for me. Kicker came out with some bad-ass subs with these ones. Installation was a piece of cake and u have ur wiring options at the flick of a switch. 3 out of 3 people found this helpful Was this review helpful? Yes | No "Coolness Factor" Build Quality Ease of Use Sound Quality Value 1 question already asked How do you wire for 2 ohm if the switch only has 1 ohm or 4 ohm? [ Elijah Jul 17, 2014 ] 2 answers you cant, each coil is 2 ohm but you have to use both. if you get a dual 4ohm then the settings choices will be 2ohm and 8ohm [ Thomas Jul 21, 2014 ] Not positive, but putting the setting on 4 ohm level; then put a 4 ohm resistor across speaker wire to each speaker. When two resistors of the same value are parallel together, the resistance becomes half. So radio output will see a total of 4 ohms, and speaker will split the load, to have 2 ohm value on it. My best guess. U may have to use multiple resistors to add up to 4 ohms, like 4- one ohms, 2- two ohms, results will be close enough. [ JOHN Jul 20, 2014 ] Add accessories for the Kicker 40CWR122 Add Accessories Add a Warranty We've verified that these enclosures are a good match for this subwoofer. See all categories & accessories We've verified that these enclosures are a good match for this subwoofer. Empty Enclosures It's critical to have good wire, and none is included with the sub. Speaker Wire Reduce ambient road noise and your vehicle's "rattles," for better sound inside your car. Sound Deadening Tools These can be useful if you are building a custom box. Build Your Own Subwoofer Box Add a grille and keep your sub safe. Subwoofer Grilles Other Car Stereo Accessories Sound Ordnance Bass Bunker Sealed single 12" subwoofer enclosure (Model BB12-125S) 26 people say Your Price: $59.99 Add to Cart Sound Ordnance Bass Bunker Ported single 12" subwoofer enclosure (Model BB12-200V) 45 people say Your Price: $69.99 Add to Cart Sound Ordnance Bass Bunker Sealed dual 12" subwoofer enclosure (Model BB122-125S) 22 people say Your Price: $79.99 Add to Cart Sound Ordnance Bass Bunker Sealed dual 12" subwoofer enclosure (Model BB122-100S) 9 people say Your Price: $79.99 Add to Cart T-Spec 12-gauge Speaker Wire Black/white jacket priced per foot 29 people say Your Price: $1.99 Add to Cart T-Spec 16-gauge Speaker Wire Black/white jacket priced per foot 13 people say Your Price: $0.69 Add to Cart Stinger PRO Series Speaker Wire Priced per foot (16 Gauge) Options 16 Gauge-$0.39 14 Gauge-$0.65 Priced per foot (16 Gauge) Priced per foot (14 Gauge) 50 people say Your Price: $0.39 Add to Cart Dynamat SuperLite Tri-Pak Triple package 3 sheets, 12 square feet (Model #10612) 17 people say Your Price: $69.99 Add to Cart Dynamat Xtreme Trunk Kit 5 sheets, 20 square feet 13 people say Your Price: $169.99 Add to Cart Dynamat 19100 License Frame Kit 15 people say Your Price: $14.99 Add to Cart Dynamat Xtreme Wedge Pack 1 sheet, 4 square feet 7 people say Your Price: $39.99 Add to Cart Dynamat Dynaliner One 54" x 32" sheet (1/8" thick) 6 people say Your Price: $69.99 Add to Cart S&G Wire Cutter/Stripper Tool Cuts and strips 12- to 22-gauge wire 15 people say Your Price: $19.99 Add to Cart Pro.Fit Wire Worm Installation tool helps route wiring through tight spaces 31 people say Your Price: $12.99 Add to Cart Bojo Trim Panel Tools Set of 6 pry tools helps remove interior and exterior trim and door panels 52 people say Your Price: $24.99 Add to Cart Bojo Trim Panel Tools Set of 6 pry tools helps remove interior and exterior trim and door panels 2 people say Your Price: $29.99 Add to Cart Polyester Fiber Stuffing Make your subwoofer think it's in a bigger box (1-pound pack) 35 people say Your Price: $12.99 Add to Cart Metra Speaker Terminal Round terminal cup with binding post connectors (for do-it-yourself box builders) 13 people say Your Price: $9.99 Add to Cart Rubber Feet 4 people say Your Price: $5.99 Add to Cart Metra Speaker Terminal Square terminal cup with binding post connectors (for do-it-yourself box builders) 7 people say Your Price: $9.99 Add to Cart Corner Protectors 5 people say Your Price: $9.99 Add to Cart Metra Speaker Terminal Round terminal cup with spring clip connectors (for do-it-yourself box builders) 6 people say Your Price: $3.99 Add to Cart Springback Handle 2 people say Your Price: $9.99 Add to Cart Metra Speaker Terminal Square terminal cup with spring clip connectors (for do-it-yourself box builders) 7 people say Your Price: $3.99 Add to Cart Kicker GR120 12" round subwoofer grille 6 people say Your Price: $29.99 Add to Cart Autosound 2000 Disc One Low Frequency Test CD (Disc One) 1 person says Your Price: $19.99 Add to Cart Why choose SquareTrade? The #1-Rated Protection Plan Thousands of people have reviewed SquareTrade Protection Plans — and made us #1. 5-Day Service Guarantee & Free Shipping We'll repair or replace your item in five business days or less after we've received it, or your plan is free. And, as always, we pay for all shipping. Protection from Normal, Everyday Use Repairing your average mechanical or electrical failure can cost as much as buying a new device. With SquareTrade, you're covered — including parts and labor. 3 Year Protection Plan Your Price: $20.99 Add to Cart For a more in-depth review and enhanced detailed information on the Kicker 40CWR122, please visit the Crutchfield website product page (/ISEO-rccbcspd/p_2064CWR122/Kicker-40CWR122.html ). × Front Back Searches related to the Kicker 40CWR122 CompR Series 12" subwoofer with dual 2-ohm voice coils Kicker Kicker Component Subwoofers Best Component Subwoofers Component Subwoofers under $150 Kicker 40CWR122 reviews Kicker 40CWR122 vs JL Audio 10W0v3-4 Kicker 40CWR122 vs Kicker 10C124 Kicker 40CWR122 vs Alpine SWS-10D2 Kicker 40CWR122 vs Pioneer TS-W304R


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UN marks World Polio Day with determination to eradicate the disease
UNITED NATIONS, Oct 24 (APP): The World Polio Day is being observed around the world, with the United Nations Children's Fund (UNICEF) putting the spotlight on Pakistan, Afghanistan and Nigeria where the crippling disease is still prevalent.
On UN Day, Ban celebrates Organizations continuing commitment for a better world
UNITED NATIONS, Oct 24 (APP): As multiple crises
ranging from poverty and disease to terrorism and climate
change continue to afflict the world, Secretary-General Ban Ki-moon marked the
69th anniversary of the United Nations Friday, declaring that the Organization is needed now more than ever.
Hatchet-wielding man shot dead after attacking NYC police officers
NEW YORK, Oct. 24 (APP): A New York City police officer was critically wounded and another was hospitalized in an attack by a man wielding a hatchet, who was shot dead in the course of Thursday's melee.
Right to online privacy at risk as governments engage in mass surveillance: UN expert
UNITED NATIONS, Oct 24 (APP): States must be transparent about the nature of their electronic mass surveillance programmes, a United Nations counter-terrorism expert said Thursday as he warned about the impact such measures might have on individuals' right to privacy.
Greater effort needed to eradicate extreme poverty in world's poorest nations on UN report
UNITED NATIONS, Oct 24 (APP): While the world's 48 most vulnerable nations continue to make in-roads into poverty reduction, a far greater effort is needed if these countries are to eradicate extreme poverty by 2020, according to a new United Nations report.
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2nd PM of Pakistan Cricket Champion Trophy to start from Monday
ISLAMABAD, Oct 25 (APP): Second Prime Minister of Pakistan Cricket Champion Trophy for the Blind will kick off on Monday at F-9 Cricket Ground and PAF Ground.
Second seed Abid falls to Imran Shaukat in NBP Subh-e-Nau Cship
ISLAMABAD, Oct 24 (APP): Second seed M. Abid was thrashed out of NBP
Subh-e-Nau National Tennis Championship in semifinal of men's singles by an unseeded player on Friday here at PTF Complex.
ICC empowers umpires in unfairplay
KARACHI, Oct 23 (APP): International Cricket Council (ICC) is empowering umpires to use their discretion in unfairplay, according to reports published in cricket's leading website carried on Thursday.
PCB Chairman, BoG congratulate Younis on double landmark
KARACHI, Oct 23 (APP): Chairman Pakistan Cricket Board (PCB) Shaharyar M. Khan
Thursday has congratulated Younis Khan on achieving two significant landmarks
on day one of the first Test Wednesday against Australia at Dubai
International Stadium.
47th Khyber Pakhtunkhwa Amateur Golf Championship start on Friday
PESHAWAR, Oct 23 (APP): The 47th edition of the Khyber Pakhtunkhwa Amateur Golf Championship will tee-off at 6666-yards PAF Golf Course today (Friday) over 54-hold, 18-hole each day.
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Managing the scale and interconnectedness of today's challenges demands fresh thinking, new collaborations, and creative approaches. Challenging conventional thinking comes naturally to our people and fuels strategic problem-solving with our clients. Explore our latest research and perspectives—drawing on our extensive insights and experience across 20 industry sectors--on the trends that impact today's organization dynamics and shape tomorrow's world.
As used in this document, "Deloitte" means Deloitte LLP [and its subsidiaries]. Please see www.deloitte.com/us/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. Certain services may not be available to attest clients under the rules and regulations of public accounting.


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Pulmonary hypertension: two big words for talking about a disease that can affect even the smallest people.
Pulmonary is a word that means having to do with the lungs. The lungs are the organ that provides the rest of your body with the oxygen that it needs to function properly.
Hypertension is a word that means high blood pressure.
Kids with pulmonary hypertension (PH) have unusually small blood vessels that travel from the heart to the lungs, leading to the high pressure seen in the lungs. This means that the heart needs to beat harder to pump blood through the lungs to pick up the oxygen that your body needs. Because the heart has to work harder, it can start to become more tired especially when you are active. As a result, kids with PH may often find themselves out of breath, tired or dizzy.
As doctors and researchers learn more about PH, they're discovering better medicines and ways of treating it. While there's no cure yet, many children feel much better once they start taking a medication to fight symptoms of PH. Because of these new treatments, many children of all ages lead pretty normal lives despite their PH. They dance, rollerblade and even slam their bedroom doors!
Being a kid with PH isn't always easy, but that doesn't mean it can't be fun! Read about how other kids with PH are making the most of school, sports and hospital visits.
Read about kids with PH
Get tips about school, sports and making hospital visits fun
Discover PH puzzles and activities for kids
Parents' section offers resources to help you plan for the
choose a summer camp and connect with other parents. Visit our
Parents' section!
The information provided on the PHA website is provided for general information only. It is not intended as legal, medical or other professional advice, and should not be relied upon as a substitute for consultations with qualified professionals who are familiar with your individual needs.
801 Roeder Road, Ste. 1000, Silver Spring, MD 20910 Patient-to-Patient Support Line: firstname.lastname@example.com Privacy Policy Virtual Tour of Website Provide Feedback & Report Bugs
Designed by Matrix Group International, Inc.® | © 2014 Pulmonary Hypertension Association. All Rights Reserved.
The National Organization for Rare Disorders (NORD) awarded PHA the Abbey S. Meyers Leadership Award in 2012 for outstanding service to PHA members in advocacy, education and other key areas.


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Release Date:
November 21, 2008
Studio: Summit Entertainment
Director: Catherine Hardwicke
Screenwriter: Melissa Rosenberg
Starring: Kristen Stewart, Robert Pattinson, Billy Burke, Peter Facinelli, Elizabeth Reaser, Cam Cigandet, Nikki Reed, Jackson Rathbone, Ashley Greene
Genre: Romance, Thriller
MPAA Rating: PG-13 (for some violence and a scene of sensuality)
Official Website: TheTwilightmovie.com | MySpace.com/Twilightthemovie
Review: 4.5/10 rating | 6/10 rating
DVD Review: Not Available
DVD: Blu-ray Disc | DVD (Single Disc Edition) | DVD (Two-Disc Special Edition) | Blu-ray Disc (Ultimate Collector's Set)
Movie Poster: View here
Production Stills: View here
Plot Summary: "Twilight" is an action-packed, modern-day love story between a teenage girl and a vampire. Bella Swan (Kristen Stewart) has always been a little bit different, never caring about fitting in with the trendy girls at her Phoenix high school. When her mother re-marries and sends Bella to live with her father in the rainy little town of Forks, Washington, she doesn't expect much of anything to change. Then she meets the mysterious and dazzlingly beautiful Edward Cullen (Robert Pattinson), a boy unlike any she's ever met. Edward is a vampire, but he doesn't have fangs and his family is unique in that they choose not to drink human blood. Intelligent and witty, Edward sees straight into Bella's soul. Soon, they are swept up in a passionate, thrilling and unorthodox romance. To Edward, Bella is what he has waited 90 years for � a soul mate. But the closer they get, the more Edward must struggle to resist the primal pull of her scent, which could send him into an uncontrollable frenzy. But what will Edward & Bella do when a clan of new vampires � James (Cam Gigandet), Laurent (Edi Gathegi) and Victoria (Rachelle Lefevre) � come to town and threaten to disrupt their way of life?
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Foxx tells Livingstone graduates to work hard, pray harder
SALISBURY — Son of a teenage mother and descendant of a woman who was sold as a slave at age 8, Charlotte Mayor Anthony Foxx told graduates at Livingstone College he is not extraordinary.
In a commencement speech that encouraged graduates to work hard and pray harder, Foxx did not mention his nomination last week by President Barack Obama to head the Department of Transportation.
Instead, Foxx outlined his humble beginnings and attributed his success to church members, friends and family who supported him and prayed for him.
"I'm an ordinary guy born to a 19-year-old woman when that wasn't happening very much," said Foxx, who at age 42 will become the youngest member of Obama's cabinet if confirmed by the Senate.
Born in 1971 in Charlotte's Mercy Hospital, Foxx said he was "…willing to bet nobody thought that the 48th mayor of Charlotte had just arrived."
"I'm willing to bet that," Foxx told 120 undergraduates. "So I know something about doubt."
Foxx spoke to an overflow crowd in Varick Auditorium. Officials moved the ceremony, which was scheduled to be held in the football stadium, inside due to rain.
Foxx said his grandmother, now 95, knew her grandmother, who was sold into slavery as a child.
"She knew her well enough to know the challenges that young woman faced," Foxx said.
The eight-year-old slave grew up to have a son with 14 children. He sent them all to college, Foxx said.
The first African-American nominated to the cabinet in Obama's second term, Foxx was awarded an honorary doctorate degree by Livingstone. He is the youngest mayor in Charlotte's history.
His national profile rose when the Queen City hosted the Democratic National Convention last year, which re-nominated the country's first African-American president.
Foxx, who sang the Negro National Anthem "Lift Every Voice and Sing" by heart, encouraged Livingstone graduates to overcome self doubt and challenged them to pay back the debt they owe to supporters, even those they don't know.
"I had, just as you have, people behind you who are lifting you up," Foxx said.
Their undergraduate experience has strengthened them and taught them resilience, Foxx told the students.
"When you walk across this stage, celebrate not only having that piece of paper which says what you've done to get it, but celebrate that you have lived through and worked through doubts that you may have had along the way," he said.
Working as a successful lawyer, Foxx said he was nagged by a feeling that he was called to do something more for society. He began to feel disconnected from his fellow human beings, he said, "that I was doing well, but there were other people who weren't."
He began to pray for guidance.
"I can't exactly tell you that God told me to run for city council, but I can tell you that as I started to make the decision to get involved in politics, the pathway opened up," Foxx said.
He served two terms on Charlotte City Council and in 2009, decided to run for mayor. People thought he was crazy, Foxx said.
Charlotte had not had a democratic mayor in 22 years. He had few resources and even fewer years of experience.
Foxx said he ignored the critics. About four months into the campaign, the opponent's war chest was three times the size of his, and the press predicted he would lose, Fox said.
"I kept praying," he said.
Foxx won handily.
"There are plans that God has for you that you don't even know," he told graduates.
Foxx earned his undergraduate degree from Davidson College, not Livingstone, but his mother helped raise millions of dollars for Livingstone when she served on the Bank of America Charitable Foundation, a college official said.
Contact reporter Emily Ford at 704-797-4264.


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When race day rolls around, you've got to look your cutest. Head out in style with this NASCAR women's double-layer T-shirt from Chase Authentics. It features a cotton construction and is printed with vibrant graphics on the front.
- 100% Cotton fabric
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Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


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Decatur Deal at $134,500
Posted by Ashley Derrick on 02/22/10 in Decatur real estate
I just listed this 2 bedroom / 1 bathroom condo in Decatur…not on the outskirts of Decatur - but Decatur proper. Like a 5 minute stroll to the Decatur Square or Marta. This condo is listed at $134,500 and if you are a new buyer - don't forget the up to $8,000 tax credit you could get. Wow. Located in Montgomery Place condos, this residence is perfect for a first time buyer or someone who wants to downsize and get rid of a car.
It has a newly refurbished bathroom, two well sized bedrooms, a den, a breakfast area, and has great light inside. It comes with a storage unit and washer and dryer in the basement of the building and a parking spot out back. The $200.00 monthly dues pay for water, sewer, cable, outside maintenance/insurance and pest control.
Just imagine living pretty much next to Dancing Goats Coffee Shop, down the street from Taqueria Del Sol, and minutes away from the famous Brickstore Pub. Ah - you never have to leave yor own little heaven!
Let me know if you are interested in seeing it!
Technorati Tags: Montgomery Place, Dancing Goats Coffee Shop, Taqueria Del Sol, Brickstore Pub.


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Mourne (Mt.) Diablotin
4,747 ft
My wife and I just got back from our honeymoon on the Caribbean island of Dominica. While we were there, we tried to climb Mt. Diablotin which is the highest point on the island and in the Eastern Caribbean.
It was my wife's first attempt at a 4,000 footer and my 29th. She did very good for her first try.
There is one trail that goes up the mountain. Most people stop at the first viewpoint that is near the summit. From here, the trail is much less traveled and eventually comes to a second viewpoint before getting to the viewless summit.
The trail starts off with plenty of wooden steps (short sections of logs) that lead up the mountain. After a while of this, the trail levels out some, but becomes more muddy and starts to get thicker. After this, it gets quite steep in some places and very thick. Sometimes you are crawling under branches and roots and sometimes you are 8 feet up in the air climbing over them. In a couple places you will probably have to take off your pack to fit through.
We hiked with our guide and one other guest of our resort that requested this hike. He has hiked multiple high peaks and eventually got ahead of us and made it to the summit. We met back up with him heading back down at the second viewpoint while we were still headed up. While we were only 0.2 miles from the summit and 46 feet in elevation down, he said it would take probably 30 minutes each way to reach the top. We decided at this point, that we were close enough.
While I don't normally like turning around before the summit, the vegetation is just so thick it was very hard going. I have never worked so hard to hike down off a mountain in my life. We also didn't get as early of a start as I am used to. Normally I am hiking by 8am, but we arrived at the trailhead at 9:30am after the 2 hour drive to get there. It was still fun and maybe I can make it back some day to make it all the way to the peak.
Here are some pictures to show the difference in trails from New England to the Caribbean.
Stairs on early section of trail
View from first viewpoint
Second viewpoint
The hump on the left is the summit, not too far away
My wife coming back down the trail. It was plenty thick through here. There is no going around hard sections either
For all the pictures from the hike, just go HERE


text: |Gear up for NFL season with the Nike NFL KO Therma-FIT Hoodie. The Therma-FIT™ technology works to keep you warm during cool, windy outdoor conditions. A satin stitch sublimated twill patch team logo at the center chest lets you rep your favorite team on game day. The Swoosh design trademark on the left sleeve and the printed twill NFL equipment shield on the right sleeve combines the sweet style of Nike and NFL. Other features include a woven label draw cord and kangaroo pockets. A heat transfer Therma-FIT™ trademark is found on the lower right pouch. 100% polyester. Imported.


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We enable you to operate corporate structures, finance vehicles and investments across borders
For companies doing business across borders, Tax is fast becoming one of the single largest compliance burdens and expense items. Hard-pressed governments across the world see raising tax rates, or increased audits and administrative requirements to trigger fines and interest penalties, as a key component of supporting their revenue bases. Add the lack of harmonisation between the jurisdictions, and the burden can quickly seem overwhelming.
TMF Group is here to help. Our specialist tax professionals around the world are experts at managing both direct (Corporate Income Taxes) and indirect tax (VAT, GST, Sales Taxes, IPT etc.) compliance. We also increasingly help international companies manage their Withholding Tax obligations. Every year, we complete over 200,000 tax filings across most jurisdictions, ensuring the reporting is complete, all deadlines are met and that clients have full control and transparency of the whole process. We can also manage local payments directly through our secure, client accounts. This includes a single, expert point-of-contact for all reporting, co-ordinating all declarations so you can stay focused on your own business.
IPT services: global compliance simplified
Let Europe's largest fiscal rep network guide you through the labyrinth of insurance premium tax
Insurers and captives providing multi-jurisdictional cover face complex and time-consuming IPT liabilities. Add in language and business culture barriers, and the obstacles look insurmountable.
TMF Group's IPT Services can help.
Operating through TMF Group's 36 European offices, we are the largest and longest established independent provider of IPT fiscal representative services.
With professionals on the ground in regular, direct contact with the tax authorities, we keep on top of changes as they happen. This also means we can provide the best practical solutions to local issues for our clients.
TMF Group offers Europe's leading IPT services.
Global IPT settlements
For insurers, brokers and captives providing global risk cover, we can assist with the settlement of local taxes using our network of more than 100 offices worldwide and our trusted partner group in other territories.
Single point of contact
We can offer a convenient single contact point, with efficient contractual and billing arrangements. This means our clients need only deal with a single professional to secure their international IPT requirements.
Our IPT compliance services
VAT and GST registration
Each country has its own specific rules for companies looking to register for a local VAT number, submit regular returns and make payments correctly. We can help your business to secure foreign VAT and GST registration at a competitive level. In recent years we have obtained thousands of VAT numbers through our staff on the ground working with local tax authorities; this means your VAT number application will be in the hand of experts and will progress as efficiently as possible.
Global VAT and GST returns
Once registered, companies are required to submit periodic filings and make regular VAT payments. Each country has highly detailed requirements, enforced with tough penalties and interest charges for infringement. We are on top of the rules, and can help ensure your business stays fully compliant while removing anxieties over potential delays or penalties in your VAT or GST returns.
Reclaiming VAT and GST
Companies operating across borders may incur foreign VAT which they cannot reclaim through their domestic VAT returns. Our European teams are experts in recovering money quickly and without fuss, ensuring your cash flow distribution is kept to a minimum.
EU VAT registrations
If your business is trading goods or services in Europe, you are required to be compliant with the VAT rules of the country in which you trade. Most EU countries don't require you to register for VAT locally, and instead allow provision of taxable supplies to be recorded under your customer's VAT number. But there are still certain situations where you are obliged to obtain a VAT number in a country in which you are trade - for example, if you're buying and selling goods locally or importing goods into the European Union for the first time.
You need to apply to the local tax authorities to obtain a VAT number, which you can then present to your trading partners – but it's not a simple task, requiring submission of many documents such as company formation paperwork before you can secure a number. All is not lost: our local VAT professionals can apply for VAT numbers and help speed up this process for you.
EU VAT returns
If you are trading goods, and sometimes services, across European borders, you may be required to complete country VAT returns. These typically ask for details of trading sales, as well as the values in local currency of each transaction. Each entry must be compliant with the local VAT rules, which are guided by the EU VAT Directive legislation. We have more than 20 years' experience in preparing VAT returns for thousands of clients – both EU and non-EU businesses. We can take you through each step of the process, tapping into the local expertise of our VAT professionals across Europe.
To report the movement of goods within the EU, companies may be required to complete a periodic (usually monthly) Intrastat report. This includes not only goods sold, but also goods moved between branches of the same company – such as between warehouses for onward sale. The Intrastat filing gives details of each shipment - including detailed trade classification of goods, quantities, shipping costs and country of departure/arrival - and there are many exemptions which, again, vary between countries. Reporting thresholds for each EU country also vary.
EC Sales List
Sales to EU customers outside of a company's home state may have to be reported on the EC Sales List (ECSL). Typically filed on a quarterly basis - although this varies around the EU - the ECSL details the customers' names, local VAT registration number and the value of the taxable supplies. Reporting thresholds for each EU country vary.
Insurance Premium Taxes
Taxes on insurance premiums (IPT) are levied across the world on most classes of risks. Life insurance is often exempt, and reinsurance is almost always not within the scope of IPT. Unlike VAT, the EU does not set the rules for a European IPT scope or rates, and leaves this up to local countries. This means there are wide discrepancies between the rules and protocols for charging IPT – for example, the Netherlands has a single IPT rate, whereas Italy has seven (including parafiscal charges). All EU countries require registered insurers, particularly those writing insurance under the Freedom of Services rules, to report, collect and pay over any taxes.
IPT Compliance
We also provide assistance to underwriters, brokers and the insured who face tougher local tax compliance requirements for Insurance Premium Tax (IPT) following the liberalisation of cross-border insurance. Our IPT fiscal representative service is the most extensive in the market; we consistently deliver the best settlement for our clients.
When it comes to taxation, the reporting requirement can be a burden - and one which could take your focus away from your core business. Talk to us about your needs, and let TMF Group take care of the hassle for you.
Our European experts lead the field, and understand the rules around compliance and fiscal representation. We developed IPT Quote with the London insurance market, which helps provide accurate and reliable premium tax calculations for any class of business around the world.
We often provide Intrastat and ECSL services in conjunction with our VAT Return filings service. We can provide guidance on the varying rules, and advise how best to compile the necessary data. We can also prepare and submit the local forms, in the relevant language, to help clients stay focused on their daily activities.
Talk to us about alleviating the compliance burden.
Working alongside our Accounting & Reporting teams, our Corporate Income Tax (CIT) experts are able to ensure that clients' direct tax reporting obligations are fully met wherever they are operating local, taxable companies. They can also work directly with clients' local accounting teams or shared service centres where only an outsourced tax compliance service is required.
Our CIT services include:
Helping you to overcome the obstacles of foreign tax regulations
Companies operating across international borders can quickly become burdened with complex and time consuming VAT or GST obligations and cash flow risks.
Add in language and business culture barriers, and the obstacles look insurmountable.
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The largest independent VAT network
Operating through TMF Group's 100+ global offices, TMF VAT is the largest independent provider of foreign VAT compliance and recovery services.
With professionals on the ground in regular, direct contact with the local tax authorities, we are on top of changes as they happen. This also means we can provide the best practical solutions to local issues for our clients.
We can offer a convenient single contact point, with efficient contractual and billing arrangements. This means clients need only deal with a single professional to secure their international VAT requirements.
VAT registrations and compliance simplified
If your company is trading in an EU Member State, there may be an obligation for it to register for VAT. You will be obliged to submit regular VAT returns and to pay over VAT collected.
For certain situations this may require the appointment of a Fiscal Representative, or additional reporting such as Intrastat and EC Sales Lists.
We are the largest independent provider of VAT registration and return services, and can help keep you compliant with all the numerous local requirements.
Secure and efficient VAT recovery
If your business incurs foreign VAT, you may be able to recover some or all of it. Offering an efficient and secure service, our extensive office network can ensure VAT reclaims are processed and repaid rapidly, helping to improve cash flow.
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I have had this problem since I got my 2007 Jaguar back in 2007. It's just worse now. When the string is at rest, you can see that the cam isn't totally vertical like it should be. When I draw the bow, the cable consequently doesn't go into the module properly, which messes the serving up sometimes and right now with the F-5 mod set on the first of three pegs, I have very soft, non-stable back wall.
The string and cable are new, (the pics are a preview) and ATA and BH are correct. The bow has 55-70 lb. limbs, set at 61 lbs. It shoots great, but I would like the cam to be positioned correctly so it feels right.
Any suggestions????? More pics can be provided, including pics of the bow drawn if necessary (compliments of the Super Shooter). Attachment 6686