text:
Baylands Federal Credit Union
Baylands Federal Credit Union was chartered in 1946 and its charter number is 5267. The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country. Baylands Federal Credit Union 's address registered with the NCUA is PO BOX 392, 2004 MAIN STREET, WEST POINT, VA 23181. As of 10/23/06 Baylands FCU reported $69,667,908 in assets. The credit union currently has 5,628 members. It's Manager/CEO is Margie E. Elliott. The credit unions website is www.baylandsfcu.org . Baylands Federal Credit Union is a member of the Virginia Credit Union League.
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Baylands Federal Credit Union Financial Evaluation
Total Assets: $59,326,404.00
Total Loans: $35,526,588.00
Net Worth Ratio: 14.64
% Share Growth: 1.55
% Loan Growth: 15.12
Loans/Assets Ratio: 59.88
Loans/Assets Ratio: 35.32
Numbers of Members: 5,398
Number of Full-time Employees: 29
Total Assets: $62,755,522.00
Total Loans: $40,503,940.00
Net Worth Ratio: 14.23
% Share Growth: 4.06
% Loan Growth: 14.01
Loans/Assets Ratio: 64.54
Loans/Assets Ratio: 30.86
Numbers of Members: 5450
Number of Full-time Employees: 33.5
Total Assets: $70,951,767.00
Total Loans: $44,267,774.00
Net Worth Ratio: 12.33
% Share Growth: 11.36
% Loan Growth: 9.29
Loans/Assets Ratio: 62.39
Loans/Assets Ratio: 30.34
Numbers of Members: 5,784
Number of Full-time Employees: 39.5
October 30, 2014
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Other Credit Unions:
St. Gabriels FCU
covers employees of An Post, eircom plc, Vodafone Ireland Ltd., NTL Communications Ltd, O2 Communications, Esat BT, and other companies.
Personal Care America FCU
is open to employees of Unilever Home and Personal Care USA, employees of Van Den Bergh Foods Company, employees of Monroe Staffing Services LLC who work at Unilever, employees of Alpla, Inc., Culinart, Inc., Elizabeth Arden Research and Development Center, Genco Distribution & Return Centers, Guilford Mortgage Service, LLC, Kendall Company, Monroe Group, Prince Sports, Inc., Silgan Plastics, Inc., Tyco HealthCare, Water's Edge Inn & Resort and Whole Life, Inc.
Treasury Department FCU
membership is available to employees of the Treasury Department, Department of Homeland Security, and U.S. Courts.
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text:
Originally posted 01/07/2002 01:00AM
Police in Newport Beach, Calif., are saying that basketball's bad boy violated the law by keeping his restaurant's bar open past legal serving hours.
Originally posted 06/16/1999 12:00AM
Basketball bad boy Dennis Rodman married "Baywatch" actress Carmen Electra over the weekend at Las Vegas' Little Chapel of the Flowers, said Rodman's agent, Dwight Manley. County records confirm that the couple picked up a marriage license Saturday, but chapel officials declined comment. Manley said the Chicago Bulls star was intoxicated and was taken advantage of by Electra and people he called "leeches." "From what I can determine, (the marriage is) not legal. It sounds like he was deeply intoxicated," Manley said Monday. "Obviously, anyone that would marry somebody that was intoxicated to the point that they couldn't speak or stand had ulterior motives of some sort."
Originally posted 06/16/1999 12:00AM
Originally posted 12/11/1998 12:00AM
Originally posted 12/02/1998 12:00AM
Originally posted 07/22/1998 12:00AM
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text:
Town Square
Real Estate Agents Should Own Up To Their Role
Original post made by Scammed, Midtown, on Dec 1, 2008
I'm wondering when national and local real estate agents will own up to their role in the financial/credit debacle. They have always been just as predatory as some mortgage brokers. And their mode of doing business surely drives up prices, blowing up the bubble. Their commission structure encourages this, plus the colluding of buyer and seller agents, determining together just how much they can squeeze out of the buyer, without regard to any sense of reality in the marketplace. In the meantime they contribute some money to the schools, as part of their PR campaign, and just throw up their hands and plea innocent to their complicity in the whole fiasco. The Real Estate Weekly (aka the Palo Alto Weekly)should think twice about this as well, in its co-enabling the agents of mass destruction.
Comments (1)
a resident of Midtown
on Dec 2, 2008 at 7:20 am
I am wondering when the Congress and foolish/greedy buyers will own up to THEIR parts.
Luckily, apparently the worst of the foreclosures seems to be over. The foreclosures seem to have peeked in September, so the flood is receding.
Maybe we can start re-building...and maybe, at least for awhile, the pressure from Congress through Fannie Mae to lend money to people with NO money down, a recent history of bankruptcy and NO sustainable job will ease up. Or at the very least, maybe lenders will just tell the CRA/Fannie Mae to go ...away. I am sure Wells Fargo has been noted by everyone else who succumbed to the blackmail.
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text:
do you know where it is?
Equally dedicated to developing and nourishing a sense of community,
trip. seeks to bridge the gap between artist and audience.
trip., a place we have not been before.
with the help of individual patrons + grants, trip. has had the privilege
of working with hundreds of incredible artists first in dallas, then in new york + now chicago.
your financial love will help pay for theatre rental, sets, lights, sound, costumes,
props, insurance, marketing, stage managers, directors + of course, actors.
it all adds up, so please help us so we can turn the lights on + share the trip.
show your support + make a tax deductible donation + become part of our community
trip is a sponsored project of Fractured Atlas, a non-profit arts service organization.
Contributions for the purposes of trip must be made payable
to Fractured Atlas and are tax-deductible to the extent permitted by law.


text:
Current Articles
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By Alexander Campbell October 16, 2014 Risk
Software has taken over from humans in trading – and will spread further in the years to come. Regulators will need to prepare for a faster, darker industry
At some point in the last few years, the human stock trader became an endangered species. Most trades on the world's equity markets are now conducted by machines – algorithmic trading systems. And research in the areas of machine learning, big data and artificial intelligence promises to change the financial world still more fundamentally in the near future – bringing both new benefits and new challenges for operational risk teams and compliance managers.
full article (subscription)
By Scott PattersonPublished September 10, 2014 The Wall Street Journal
Market regulators are considering imposing additional steps to require greater transparency and disclosures by private trading platforms and heightened oversight of computerized trading strategies.
The Financial Industry Regulatory Authority will weigh a new set of rules at its Sept. 19 meeting, including a proposal that would require trading platforms, including so-called dark pools, to provide additional details about buy and sell orders. Dark pools are alternative trading venues that currently don't post buy and sell orders, only reporting trades after they take place.
full article (subscription)
By Yakob PeterseilPublished May 16, 2014 Risk
Financial Industry Regulatory Authority (Finra) staff warned brokers in more than 50% of cases not to use sales materials related to structured products that failed to comply with new communications rules, said Thomas Selman, executive vice-president for regulatory policy at Finra, speaking at a conference last week.
More than half of sales materials related to structured products have earned a "do not use" warning from Finra staff in the past 14 months, while 75% merited comments for perceived deficiencies under the new rules, Selman told the Structured Products Americas conference in Miami on May 8.
By Lorie KonishPublished June 20 2012 Financial Planning
In the puzzle of oncoming financial regulation, how to properly oversee firm's liquidity is one of the largest pieces regulators are now working to get right.
full article (free)
By Jean EagleshamPublished June 03 2012 Wall Street Journal
A Wall Street regulator is pushing to extend conflict-of-interest curbs to include analysts and investment bankers who work in the giant market for debt offerings.
By Ashley Lau and Suzanne BarlynMay 7, 2012 Reuters
Two top legal advisers at Wall Street's self-watchdog, the Financial Industry Regulatory Authority, are departing, according to people familiar with the matter.
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Comment: Slackware (Score 5, Informative) 533
Comment: Re:I don't like the control it takes away from you (Score 1) 865
And, as far as your point of needing to crank it for a while, if that's the case, there are issues that need repairing, so it's not as if you're being deprived of some designed, intended function of the vehicle.
Unless, you live in a cold climate such as Fairbanks, Alaska during the the middle of winter and you stop at a shopping center which does not have electrical outlets for the block heater thus allowing your engine to cool to a nice refreshing -20 F. It does sometimes take a few extra cranks to get a gasoline engine to start, even if it is tuned and in working order.
Comment: Re:Good PR Move (Score 5, Informative) 250
Comment: Re:Why I buy apple airports (Score 1) 264
Comment: Re:Put a fork in it, it's done. (Score 1) 539
Why this distinction matters is that the problem with our healthcare isn't so much the insurance, but the out-of-control costs for the care itself (ridiculously expensive hospital bills, compared to what it costs to get the same procedure done in western European private hospitals, for instance). Obamacare didn't do anything at all to fix the problem of these out-of-control costs...
The ACA not only "didn't do anything at all to fix the problem of these out-of-control costs", but actually made the problem worse.
Comment: Re:Put a fork in it, it's done. (Score 1) 539
The out of control healthcare costs are why this administration is trying to reduce overall costs by:
* creating a 2.3% medical device excise tax for manufacturers and importers.
* increasing percentage (10%) of your income you must spend in unreimbursed medical costs before they can be used in itemized deductions on your tax return.
* forcing parents cover the cost of insurance of "children" until the "children" are 27 granted this makes it cheaper for the "children" but not for the parents
* creating an annual fee (i.e. tax) for certain health insurance providers (granted this does not directly increase the cost of healthcare)
Please note that these are just the first few I found (on government sites) after a few seconds of searching, so this list certainly is not exhaustive.
For references see:
* http://www.dol.gov/ebsa/faqs/faq-dependentcoverage.html
* http://www.irs.gov/uac/Affordable-Care-Act-Tax-Provisions
Comment: Re:depends on how you classify it (Score 1) 1010
So... is electric a service or a product? Since you can't possess or store it I think the law considers it a service (You start and stop your electric service).
If you cannot store electricity, then what is a battery or capacitor and why did the man plug his car into the school's outlet? If I have physical possession of a fully charged battery, how am I not in possession of the electrical charge stored within the battery?
I believe the service part of "electric service" is the service of delivering electricity to your home. If I have water service from a local water delivery company, the service is for the delivery of the service and I pay the delivery company based upon how much water I requested.
Comment: Re:Still extortion... (Score 4, Insightful) 320
You're confusing "CA" with "third party CA." You need a CA to have a certificate. Hint: the "C" in "CA" stands for "Certificate."
You are confusing a certificate with a certificate which most users trust (aka a Certificate Authority). A root certificate from a known Certificate Authority (i.e. an organization) is just a self signed certificate which is trusted by a large group of users. You need to have a certificate to have a CA, a CA without a certificate is well, useless.
The certificate usages 2 and 3 in the DANE specification should work with a self-signed X.509 cert and thus work without needing to involve a recognized CA, third-party CA, formal CA, or what ever you choose to call it.
I mean, I guess you could just open an editor and type something out that looks like a certificate pair, but it won't be mathematically usable, and it won't work when you try to do a Diffie-Hellman key exchange with it
Was this even suggested or are you trying to make yourself appear more intelligent by refuting an unmade claim which is condescendingly absurd?
Comment: Re:Still extortion... (Score 5, Informative) 320
Unless I run my own DNS, which is far easier than running a CA.
Not if you are using DNSSEC, it isn't. You talk about running your own DNS under those conditions as though a self-signed cert doesn't require a CA; it does. There's no such thing as certs without a CA...
DANE (DNS-based Authentication of Named Entities) RFC6698 does NOT require the use of a recognized CA, although it does not disallow it. There are four "usage" types for certificates (excerpts from the RFC follows):
- Certificate usage 0 is used to specify a CA certificate, or the public key of such a certificate, that MUST be found in any of the PKIX certification paths for the end entity certificate given by the server in TLS.
- Certificate usage 1 is used to specify an end entity certificate, or the public key of such a certificate, that MUST be matched with the end entity certificate given by the server in TLS.
- Certificate usage 2 is used to specify a certificate, or the public key of such a certificate, that MUST be used as the trust anchor when validating the end entity certificate given by the server in TLS.
- Certificate usage 3 is used to specify a certificate, or the public key of such a certificate, that MUST match the end entity certificate given by the server in TLS.
Both Certificate usage 2 and Certificate usage 3 allow a domain's administrator to issue a certificate without requiring the involvement of a third party CA. For more information on DANE, refer to either rfc6698 or the the wikipedia article.
Comment: Re:I think it is successful (Score 1) 121
What people like about it is that they don't have to pay the credit card companies their 4% of the sales. Instead 4square is only about 2% so small business gets to keep more of their money.
I believe you are thinking of Square which performs credit card payments, however the article is about Four Square which is some social restaurant service I had not heard of until this article. I agree that Square is immensely popular, even here in Alaska.
Comment: Re:Americans (Score 2) 292
You know, for a bunch of well educated lawyers, the founding fathers sure drafted a terribly ambiguous amendment. It could mean:
- Own a gun? We can draft you
- Only members of a Militia can own guns
- Own a gun? You must join a militia
Actually, I think the last one should be the way it works: only people who receive proper, thorough, and repeated training in weapons handling should be allowed to have guns. It would cut down tremendously on gun accidents.
Hmm, let me enlighten you with the definition of a militia:
1. a part of the organized armed forces of a country liable to call only in emergency
1. a body of citizens organized for military service
3. the whole body of able-bodied male citizens declared by law as being subject to call to military service.
Actually, since the militia during the time of the revolutionary war and the militia used in the suppression of Shay's Rebellion consisted of able-bodied male citizens whom were not professional soldiers or apart of a government military force, I think the last one is the definition intended by the founding fathers.
Comment: Re:Americans (Score 2) 292
You in the U.S. has your gun laws exactly for cases like this. The original idea was, when government (or its minions) eventually gets too tyrannical
No, the original idea was so they could form militia and defend themselves without having an expensive military. The military was explicitly not to be given funding for more than two years at a time precisely for this reason. It's all in the constitution.
Look what happened: we ended up with the - by far - most expensive military in the world, and people buying guns for reasons the founders never intended.
No, the grandparent post is correct. The founding fathers were very weary of a strong central government. This is why the first government based upon the Articles of Confederation and Perpetual Union was so weak it was unable to leavy taxes and fund an army to suppress the Shay's Rebellion and instead the rebellion was suppressed with a privately funded army.
The second amendment is a compromise in choosing between a weak central government and strong federal government. To quote the second amendment:
A well regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.
The active part of the second amendment is "The right of the people to keep and bear Arms, shall not be infringed,". The right is not imparted to the individual states, but to the people. The right to bear arms is part of the checks and balances between the rights of the People and the power voluntarily given to the government by the people.
Comment: Re:simple. (Score 1) 356
Have the DNC set aside $400k or so to keep a 3 member team of coders updating it for the next 4 years. Don't forget, there are midterms in 2 years.
Hmm, I'm guessing they would need to set aside the "or so" since $400k comes out to $16.03/hour if the team has 3 full time members. Taking into account office supplies, equipment costs, and labor overhead costs, the members would be lucky if they each make $10/hour. The DNC would need to set aside $873,600 just to cover the base salaries of 3 devs making $35/hour for four years.
Comment: Re:Android for the first $1250 (Score 1) 329
you're talking about porting half of OS X to windows and linux!
I would fully support Apple porting the OS X Objective-C frameworks to Windows and Linux since it would allow an iOS/OS X developer to write cross platform applications without needing to learn a second widget library or use a second language.
That is not just my two cents, I'd back up those two copper Lincolns with green Franklins if Apple considered making UIKit and AppKit cross platform.


text:
Happy New Year Eve 2015 Cities to Watch Live Streaming Online
World is eagerly waiting for the celebration of new year festival with their friends and family members. It is one of the most awaited moment around the World. As per our prediction, more than 1 billion people will celebrate this amazing moments on 31st December, 2014 (last day of the year) as well as on 1st January, 2015 which is the first day of the year 2015. So, let's see different cities and countries to celebrate happy new year 2015 eve.
- Mumbai
- Hyderabad
- Bangalore
- Chennai
- Ahmedabad
- New Delhi
- Goa
- Manali
- Pondicherry
- Pune
- Bhopal
- Lucknow
- Patna
- Kolkata
- Cochin
United States of America
- New York
- Los Angeles
- Chicago
- Houston
- Philadelphia
- Phoenix
- San Antonio
- San Diego
- Dallas
- San Francisco
- Boston
- Seattle
- Washington
- Las Vegas
United Kingdom
- London
- Machester
- Liverpool
- Nottingham
- Bristol
- Leicester
- Glasgow
- Edinburgh
- Sydney
- Melbourne
- Brisbane
- Perth
- Adelaide
- Gold Coast
- Hobart
New Zealand
- Auckland
- Wellington
- Christchurch
- Hamilton
- Moscow
- Saint Petersburg
- Novosibirsk
- Nizhny Novgorod
- Sao Paulo
- Rio de Janeiro
- Salvador
- Brasília
- Fortaleza
- Guangzhou
- Shanghai
- Beijing
- Shantou
- Shenzhen
- Chengdu
- Tianjin
- Xi'an
- Nanjing
- Hong Kong
- Wuhan
Other Cities Around the World
Istanbul, Ankana (Turkey)
Karachi, Lahore, Islamabad, Rawalpindi (Pakistan)
Seoul (South Korea)
Jakarta, Bali (Indonesia)
Tokyo, Yokohama, Osaka (Japan)
Colombo (Sri Lanka)
Kathmandu (Nepal)
Mexico City (Mexico)
Bangkok (Thailand)
Tehran (Iran)
Lagos (Nigeria)
Lima (Peru)
Dhaka (Bangladesh)
Hanoi (Vietnam)
Cairo (Egypt)
Taipei (Taiwan)
Johannesburg, Cape Town (South Africa)
Berlin, Frankfurt, Hamburg, Munich, Dusseldorf, Dresden (Germany)
Madrid, Barcelona (Spain)
Nairobi (Kenya)
Dubai, Abu Dhabi, Sharjah (United Arab Emirates)
Doha (Qatar)
Rome, Milan (Italy)
Paris (France)
Bucharest (Romania)
Vienna (Austria)
Budapest (Hungary)
Warsaw (Poland)
Prague (The Czech Republic)
Sofia (Bulgaria)
Brussels (Belgium)
Stockholm (Sweden)
The Hague, Amsterdam (The Netherlands)
Zagreb (Croatia)
Riga (Latvia)
Athens (Greece)
Helsinki (Finland)
Copenhagen (Denmark)
Lisbon (Portugal)
Vilnius (Lithuania)
Dublin (Ireland)
Antwerp (Belgium)
Tallinn (Estonia)
Bratislava (Slovakia)
Where to Watch Live Streaming Telecast Online of New Year Eve 2015 ?
World is changed and there is no need to be there to watch live streaming of particular city on new year eve. There are lots of news channels provides live telecast in high definition (HD) quality without any charges online. If you are looking for particular city's new year eve live streaming then find out the particular country's news channel and go to their Official YouTube channel where you can watch live streaming.
Most of important events will be available on YouTube for live streaming. You have just to open the YouTube and search your particular keyword. For example "Happy New Year Eve 2014 Sydney Live Streaming". Then it will return the YouTube channels for your said keyword.
We have also provided best Indian destinations to celebrate new year eve here.
Which is your favorite city to celebrate this Happy New Year Eve 2015 ?


text:
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text: I just added a new piece of art to Saatchi Art! A Sense of Place My latest painting/collage. A photo by Ansel Adams of a Navajo girl, images of the 350 mile march the Navajo Indians were forced on in 1864 (150 years ago exactly), images of a frontier town, fashion ads, a picture of a Marylin Monroe look alike next to the girl, etc.There are also photos of golf courses and hotels that are now standing where the Navajo used to live. Source: saatchiart.com collage contemporary art Navajo forced march 1864 simpsonsnaps519 likes thiskrauchthaler posted this


text:
Make it count.
Buy the Ticket. Take the Ride.
Russh | Billy Bride by Stephen Ward
What would the occasion be to actually pull off this hair-do?? Whatever it would be, I'd like to go.
A boy left his bike chained to a tree when he went away to war in 1914. He never returned, leaving the tree no choice but to grow around the bike.
Photographer Unknown
"It is Super Tuesday. It is like the Super Bowl of politics — if the Super Bowl was one team slowly destroying itself. And just like the Super Bowl, I have painted my face with the team colors — white."
— STEPHEN COLBERT, The Colbert Report
Watch this.


text:
From the Hearts & Hands of Artisans
[PRONTO!]℠ sales are collections of handcrafted treasures at least 50% off original prices for a limited time.
[UNO o DUE]
[UNO o DUE]
Karyn Chopik's Eclectic Mixed Metals Necklace
Availability: Almost gone!
Our Vancouver jewelry artisan, Karyn Chopik, delights in creating an artful balance between contrasting elements - gleaming polished finishes and rustic patinas, glittering crystals and roughly forged metal links. This eclectic necklace features gleaming sterling silver paired with other metals in rustic unpolished textures. No two will be exactly alike. 30 in. long, with brass, copper, 14k gold fill, freshwater pearls, Swarovski crystals and a heart-shaped toggle closure. An Uno Alla Volta exclusive. Limited quantities available.
Karyn Chopik's jewelry designs are seen on Hallmark Channel's TV Series, "Debbie Macomber's Cedar Cove."
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$930—$1,600 1—4 bed 415 Morgan Falls Rd, Atlanta GA, 30350
from $930 1—4 bed
415 Morgan Falls Rd, Sandy Springs, 30350
Commute to Downtown Sandy Springs
The rent at Laurels At Overlook Park Apartments ranges from $930 for a one bedroom to a $1,600 four bedroom. Apartments in this building are about 14% less expensive than the Sandy Springs average. This is a pet-friendly apartment.
This apartment is in Sandy Springs.
Laurels At Overlook Park Apartments has a Walk Score of 2 out of 100. This location is a Car-Dependent neighborhood so almost all errands require a car.
Nearby schools include North Springs High School and Spalding Drive Elementary School.
The closest coffee shop is Morgan Falls Cafe. Nearby restaurants include Cafe 135, Hong Kong City and Hong Kong City.
Laurels At Overlook Park Apartments is near Art Institute of Atlanta.
Located in convenient Sandy Springs, Laurels at Morgan Falls is designed with more living space than you ever imagined. In addition to our exceptional amenities, our secluded neighborhood is surrounded by beautifully landscaped grounds and scenic views of the Chattahoochee River. Whether you are a busy professional on the go or a busy parent juggling your family schedule, you'll find that Laurels at Morgan Falls is just the place to call home. Please call for an appointment today.
Pets allowed:
A Google User
Jul 06, 2009
I have been living here for just a little over a year and have nothing but positive things to say about the neighborhood. Granted the gates usually are not working, but gates does not stop a criminal from trailing someone else into the neighborhood and potentially doing something the gates are there to prevent. It's funny when as soon as black people move into a neighborhood it automatically gets degraded to a 2 star place and becomes the ghetto. Black people do not equal the ghetto and obviously many people have never lived in a ghetto. The phenomenon of "white flight" doesn't make the quality of people bad, living in the area. Yes the children can be loud when they play and the do stand in the road sometimes, but once you are in the quite oasis of your home surrounded by all the great amenities for the location and price it is all worth it, to me. The staff has always responded within hours no later than 24 hours to my maintenance complaints, even when I flooded three floors from my washing machine (oops!!!). For the area and for the price (that I am paying!!!, some people may be getting duped by the price), it is a great investment for me and great place for me to live.
A Google User
Nov 02, 2009
Pros:nice sized apartments, nice floor plan(2bdrm room mate plan),nice kitchen(white cabinets, great sized pantry) huge porch compared to the usual sized balconies at other apartments,private(at least my place is facing the trees instead of another apartment). Cons:tweens and teens everywhere(no home training obviously when they continue to stand in the street even when a car is coming at them then look at YOU like you should go around them), management apparently has no screening criteria to move in here despite what they told me when I was looking.Filthy breezways. Rude pet owners who don't pick up after their pets. No rule on having trash and junk on the porches apparently as I've seen everything from car parts to old appliances(microwaves and stoves). Despite advertising as a "gated community" the gate rarely(never)EVER works in the year that I've been here. Just because there are kids everywhere doesn't make this a "family oriented" community. Far from it. There is no comparison to the original Walton owners.
Owner/manager tools | Report bad listing | From MyNewPlace.com
Sandy Springs, Georgia, 30350
Almost all errands require a car.
It is possible to get on a bus.
Score Details
Explore how far you can travel by car, bus, bike and foot from Laurels At Overlook Park Apartments.
Bus lines:
87 Roswell Rd./Morgan Falls
0.9 mi
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Popular apartment searches include fireplace, pool and fitness. View all Sandy Springs apartments and rentals.
Laurels At Overlook Park Apartments is in the city of Sandy Springs, GA. Sandy Springs has an average Walk Score of 26 and has 93,853 residents.Learn More About Sandy Springs


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|11 Apr 2012
Windows 7 Home Premium x64
Flashing BIOS basic question - Acer 7750G laptop
I recently purchased an Acer 7750G from Newegg. "msinfo32" tells me my current BIOS version is 1.12 and Acer has new versions all the way up to 1.20 on their support site.
I try and research and figure things out on my own before I ask questions but I honestly can't seem to find what I think is a basic answer on this.
(Possibly dumb) Question: Do I need to flash the BIOS in order of updates? OR can I simply flash to the newest version available? So 1.12 > 1.13 > 1.14 etc. OR 1.12 > 1.20 and done?
Thanks and I apologize if I just missed this somewhere.
EDIT: Found this answer elsewhere after refining my google search.
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Tough talking
29 September 2003
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It's been a long time coming, but finally the Financial Services Authority (FSA) appears to be about to show the market a flash of its teeth. In Sir Howard Davies' swansong interview a couple of weeks ago, the former FSA chairman promised that the watchdog would deliver its "dirty dozen" of insider dealing and market abuse cases over the next three months. That is 12 cases coming before the courts or the watchdog's own Regulatory Decisions Committee. "The pipeline is going to disgorge soon and there'll be some fun for my successor," Sir Howard said, before handing over the reins to Callum McCarthy last week. It might sound like fighting talk, but despite last week's £1.9m fine of Lloyds TSB for mis-selling, the response of many in the City is a somewhat bemused, "What took you so long?"
It has been more than 20 months since the FSA took over from the Department of Trade and Industry (DTI) to police insider dealing. So far, there has been little to justify the fears of a draconian crackdown as envisaged by many commentators in the run-up to the N2 big bang on 1 December 2001. In fact, many have been wondering just what has been going on at FSA HQ at Canary Wharf.
"It's staggering that these cases have taken this long to work their way through," reflects Simon Gleeson, a partner at Allen & Overy who was seconded to the FSA to assist in the preparation of the new market abuse regime.
Rod Fletcher, head of the national criminal disciplinary and business investigations department at Russell Jones & Walker, flags up the woeful track record of the DTI at insider dealing prosecutions. For example, there were a meagre four prosecutions in 2000, two of which failed. Hence the new market abuse provisions under the Financial Service and Markets Act 2000 (FSMA), which were designed to bear down on the misuse of financial information, the creation of false impressions and distortion of false markets. However, it has taken this long to get so much as a whiff of a sanction under the new regime.
"The FSA needed more by way of obvious results as far as insider dealing was concerned," Fletcher says. "It was all the more surprising that nothing has happened in the first 20-odd months of the new provisions given the very clear political imperative to clean up the financial markets."
But as Gleeson notes, there was "a certain amount of inevitability" about the sluggish start. "When we first had the FSMA [which gave the FSA its sweeping new powers], there were a number of obstacles, as I suspect the FSA think of them, or safeguards as the industry regards them, placed between the FSA and publicly bringing any sort of prosecution or enforcement action," he says. "It's taken until now to fight their way through those procedural safeguards and get these cases into the public eye."
In recent history, the only successful conviction has been of former financial journalist Tim Blackstone at the start of the year. He bought shares in a client knowing that it was to receive a takeover bid. He sold the shares after the announcement was made and took a £3,000 profit. It was, as one lawyer points out, "successful, but small fry". Then there was the FSA investigation into Paul Davidson, the stock market trader known as 'the plumber', who has been threatened with a £750,000 fine. He placed a £5m spread bet on the share price of a small biotechnology firm he was floating named Cyprotex. "This is interesting because spread bets weren't covered by the legislation and, arguably, that should have been spotted. But to expect utter perfection from the draftsmen is an art not given even to solicitors," says Gleeson.
Otherwise, peace reigns. So what should we expect of the 'dirty dozen'? For a start, Sir Howard apparently did not come up with the Lee Marvin movie-inspired nickname for the forthcoming actions. In fact, according to one lawyer, the press reports have prompted "something of a kerfuffle" at FSA HQ, where some are upset at the presumption of guilt that the moniker implies. More significantly, Sir Howard has been keen to dampen down expectations of high-profile scalps. He told The Sunday Times that most of the actions involve "people at the margin of the market… we're not talking about major industrial fraud".
Peter Bibby, the former head of enforcement at the FSA and now a regulatory partner at DLA, believes that Davies' successor will be looking to find examples of the different types of behaviour that amount to market abuse. "They'll try and find examples that cut across the whole of the market abuse regime perhaps, rather than going for a lot of one type," he says. "The key thing for the FSA at the moment is to try and interpret the boundaries of the Code of Market Conduct and they only do that by bringing cases and seeing how successful they can be." Bibby left the watchdog last February after four years and was joined this month at DLA by Helen Marshall, who was head of forensic investigation at the FSA. The firm already has barrister Graham O'Connell, who joined from the authority last October.
According to James Perry, head of the financial services regulatory department at Ashurst Morris Crisp: "These are going to be cases that are important and make a point to the investment community. Having said that, my personal feeling is these are likely to be the type of cases that probably would've been either actually or arguably against the law before the FSMA came into force." He believes that the cases are unlikely to be on "grey areas" of the law, but "may be black and white in terms of good old-fashioned insider dealing conduct".
According to Bibby, it is wrong to characterise the FSA as having got off to a slow start. "In many cases it's not slow at all, but the real problem is that nobody's interested in what the FSA does to prevent problems happening in the first place and it gets no plaudits for that," he says. "The only thing people focus on is when matters go wrong."
And, he points out, it is FSA policy not to disclose investigations and, consequently, an impression is created that little is done, although the current director of enforcement Andrew Procter has recently been reported as having been impressed by the approach of New York attorney general Eliot Spitzer, who launched an outspoken attack on conflicts of interest on Wall Street.
There is an obvious tension between keeping the confidence of the City and appearing robust to the outside world, as Bibby points out. "It's a difficult balancing exercise between providing information to the public and to the market so that the public feels comfortable that business is being properly regulated, while at the same time ensuring it doesn't breach human rights and the expectations of people subject to what are significant investigatory and disciplinary procedures," he says. "Frankly, it's difficult for the FSA to win one way or the other."
The enforcement budget has recently been upped by 10 per cent, leaving Procter with £19m to spend on enforcement this year and some 200 staff at his disposal. However, to put this in context, the FSA regulates 11,500 companies and 180,000 individuals.
"There's a real feeling that last year the FSA was just gearing up and this year it is geared up," says Andrew Hart, a regulatory partner at Freshfields Bruckhaus Deringer. Other lawyers report that the 'gearing up' has been less noticeable. Ashursts' Perry believes that the watchdog was "very noticeably underweight" in discrete areas, particularly in both the supervision and enforcement of insurance. He has not noticed a significant surge in FSA investigations, nor did he expect to, given the increase in the FSA jurisdiction as sole regulator of financial services. Another lawyer points out that 60 staff in the enforcement department are tied up in the massive Split Caps investigation (in which as many as 50,000 people lost money in supposedly 'low risk' funds) and, as an indication of tight resources, some work has been outsourced. There has also been talk of defections, as FSA lawyers jump ship back to private practice and better money.
Bibby agrees that a dozen cases might not appear to be a massive number, but he points out that the upcoming cases are all post-N2. "The fact that it's taken 20 months to get to the first market abuse case suggests businesses and individuals caught up in allegations of market abuse have not been prepared to settle the case at an early stage and have put the FSA to proof in relation to their allegations," he says. "In normal disciplinary cases you'll get so far and a firm will look at it and say 'Yes, you have me bang to rights', but they've not given the FSA an easy ride on market abuse."
To rewind back to pre-N2 days, there were frequent clashes between lawyers and Sir Howard about the perceived failings of his Rod Fletcher, Russell Jones & Walker
new regime. "It's like Lenin's 1922 Civil Code," quipped Paul Nelson, a financial regulation and capital markets partner at Linklaters, last year. "Everything's prohibited unless expressly permitted." In turn, Sir Howard attacked lawyers for stoking up concerns in the business community about the new regime and the "high-priced, high-octane nonsense emanating from well-paid lawyers".
Last year, Gleeson told The Lawyer that the main problem was "actually a failure of basic intelligence by the draftsmen, who wrote the legislation on the proposition that it would be possible to establish ordinary market practice without giving any thought as to how that trick might actually be done".
As a result, compliance-conscious companies have sought the advice of lawyers and in the absence of a clear steer from the FSA, have felt obliged to do what lawyers do when in doubt and err on the side of caution. As Sir Howard said last year, this has led to "overblown fears of inadvertent market abuse".
Gleeson believes that one reason for the FSA's slow start is that the regulator and the industry have managed to plunge themselves into "a vicious spiral". Industry was arguing that the commencement of proceedings by the FSA would, if publicised, be taken as a finding of guilt. "This is correct and therefore they wanted to make representations at the stage before the proceedings were to be commenced," he says. "Then the FSA decided what they had to do was move one stage back further still, to the point at which they had to decide whether or not to bring pre-proceedings. And so the industry thought if they were going to do that, they wanted to make representations there.
"So what they got into at one point was the vicious cycle, and as fast as the industry got the power to make representations, the FSA had to set up a procedure that had to happen before that," Gleeson adds. It is these procedural hurdles that could well have held things up for the FSA. He says that it is difficult to criticise the FSA for the length of time for the first batch of cases, but what will be more interesting will be how long subsequent cases take to go through. "If it's still taking two years this time next year that will be very troubling," he says.
Charles Evans, a partner in Norton Rose's commercial litigation department, was sceptical about the new regime prior to N2. "Anxious was probably a nice way of putting it," he says. "I'm not sure that those anxieties have come to pass, but, of course, they are yet to be tested and maybe the 'dirty dozen' will be an indication."
Gleeson observes that the watchdog cannot afford to lose too many of the forthcoming legal actions. "If they do anything else other than win, the danger is that their exciting and cherished market abuse regime will go the way of the old insider dealing regime," he says. As Fletcher points out, it remains to be seen whether all 12 of the forthcoming cases will go public. "Depending on the nature of the investigations, they could actually settle or not go public," he says. "It might not be the 'dirty dozen', so much as the 'terrible trio'". And that does not have quite the same ring.


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Rise and Shine
by Anna Quindlen
Compact | Rate recommendations
No current Talk conversations about this book.
I feel like I always want to like Quindlen's novels a lot more than I actually do. Nothing about this felt new or surprising, and the two main characters were more annoying than sympathetic. The whole thing just felt like the author wrote a novel because she was supposed to, not because she actually cared about writing. It was ok, but not particularly memorable or impressive.
Plot, not character driven....and what's with Meghan's body?: Once I got into "Rise and Shine," the plot carried me along; I even stayed up way too late to finish it. Still, it was often so predictable. As soon as I read too much about what a "prince" Leo as, I knew something tragic would happen to him. (To me, his driving to the projects each day was bordering on irresponsible for a supposedly loving aunt.) Quindlen's use of names like Edward Prevaricator, please...way too contrived and distracting. Finally, did anyone else get so tired of reading about Meghan's thin, sinewy, muscular, ever-shrinking body...we get it, Anna! Quindlen seemed to be getting caught up in her own appearance issues. It was a weird distraction. That's the kind of thing that marred this book. As a previous reviewer said, more showing, less telling. And don't hammer readers over the head. Subtlety isn't lost on us. There wasn't anywhere near the character depth here found in "Black and Blue." I'll give Quindlen credit for creating a rapidly-paced novel. But like eating marshmallows, it's a momentary pleasure that ultimately leaves one unsatisfied.
Intriguing story of a network news star whose career and seemingly her life is blown apart by a mike that was not switched off. But the story is actually told from the point of view of the social worker sister - an unexpected twist. The story is less about glamour and glitz, and more about family and belief in self and love. This book is worthwhile.
Rise and Shine has a great premise: it's the tale of two forty-something sisters, orphaned at a young age and raised by an aunt and uncle, who live vastly different lives. Meghan Fitzmaurice is the host of the most popular morning show on television (Rise and Shine); she is a well respected journalist, sought after professionally and socially - the A list in NYC circles. Her sister Bridget Fitzmaurice, her younger sister, has always deferred to her sister, even in her choice of careers: she is the head of a center for women, a social worker who works diligently to help her clients live safer easier lives.
One day Meghan's life crashes and burns: she calls a man "a fucking asshole" when her mike is on; at about the same time her husband of 22+ years tells her he wants a divorce. She disappears to an ocean hideaway, neither dealing with her job or marital problems. Bridget mothers Meghan's son Leo (as she always has) when a medical crisis occurs and until Meghan can return and assume the spotlight once again.
The sister relationship was a good premise, but I found this book to be very slow. I get the idea of money and celebrity opening doors and opportunities for individuals; I thought Quindlen rammed it down my throat. I get that NYC is a big magnificent city, all glittery and such; I thought Quindlen was condescending in her writing.
love Anna Quindlen and this is now my most favorite of her novels
References to this work on external resources.
Wikipedia in English
Amazon.com Product Description (ISBN 0375502246, Hardcover)From Anna Quindlen, acclaimed author of Blessings, Black and Blue, and One True Thing, a superb novel about two sisters, the true meaning of success, and the qualities in life that matter most.
It's an otherwise ordinary Monday when Meghan Fitzmaurice's perfect life hits a wall. A household name as the host of Rise and Shine, the country's highest-rated morning talk show, Meghan cuts to a commercial break–but not before she mutters two forbidden words into her open mike.
In an instant, it's the end of an era, not only for Meghan, who is unaccustomed to dealing with adversity, but also for her younger sister, Bridget, a social worker in the Bronx who has always lived in Meghan's long shadow. The effect of Meghan's on-air truth telling reverberates through both their lives, affecting Meghan's son, husband, friends, and fans, as well as Bridget's perception of her sister, their complex childhood, and herself. What follows is a story about how, in very different ways, the Fitzmaurice women adapt, survive, and manage to bring the whole teeming world of New York to heel by dint of their smart mouths, quick wits, and the powerful connection between them that even the worst tragedy cannot shatter.
(retrieved from Amazon Mon, 30 Sep 2013 14:02:42 -0400)
A novel about two sisters, the true meaning of success, and the qualities in life that matter most. It's an otherwise ordinary Monday when Meghan Fitzmaurice's perfect life hits a wall. A household name as the host of the country's highest-rated morning talk show, Meghan cuts to a commercial break--but not before she mutters two forbidden words into her open mike. In an instant, it's the end of an era, not only for Meghan, who is unaccustomed to dealing with adversity, but also for her younger sister, Bridget, a social worker in the Bronx who has always lived in Meghan's long shadow. The effect of Meghan's on-air truth telling reverberates through both their lives, affecting Meghan's son, husband, friends, and fans, as well as Bridget's perception of her sister, their complex childhood, and herself.--From publisher description.… (more)
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PAVE My Stories: Janet A
PAVE and the Women's Sports Foundation Support the US DOE's Dear Colleague Letter
PAVE has joined the Women's Sports Foundation to sign on to Support the US Department of Education's Office of Civil Rights Title IX Dear Colleague Letter on Campus Sexual Violence.
Please Click Here to Read the Letter of Support from The Women's Sports Foundation, PAVE and several other wonderful organizations working to end sexual violence on college campuses.
Interested in a Fabulous Volunteer Opportunity? Join PAVE's Board of Directors!
PAVE is looking for committed, energetic members who want to serve on our Board of Directors. It is an excellent chance for experienced, dedicated individuals to be part of shaping the future of our organization.
Service on our Board of Directors offers a tremendous opportunity to help mold our programs and strategies, the impact of which will be felt for many years. Both experienced and first time board members are welcome. While we would certainly welcome individuals with great connections and/or professional skills, a PASSION for sexual and dating violence prevention is absolutely critical. Previous experience in nonprofit management, fundraising, violence prevention or intervention or is highly desired.
If you are interested in becoming a PAVE BOD member, please submit a letter of introduction and your resume to email@example.com.
A PAVE Board Member:
- Demonstrates an interest in and personal commitment to PAVE's vision, mission and values.
- Exercises duty of loyalty and due care in the management of PAVE's fiscal affairs.
- Serves as an ambassador, building relationships with potential supporters and donors in the community.
- Attends all bi-monthly board meetings, board committee meetings, and required special events.
- Makes a personal financial contribution at a level that is meaningful to them.
- Actively participates in one or more fundraising activities.
- Acts in the best interests of the organization, and excuses themselves from discussions and votes where they have a conflict of interest.
- Stays informed about what's going on in the organization. They will ask questions and request information. They will participate in and take responsibility for making decisions on issues, policies and other board matters, especially financial matters.
- Works in good faith and communicate openly and honestly with staff and other board members as partners towards achievement of our goals.
- Maintains roles and responsibilities with a high level of accountability and intentionality.
- Makes a commitment to serve as a PAVE Board Member for a minimum of two years.
- Adheres to and upholds the values of feminism and anti violence.
- Adheres to the responsibilities for the board of directors as required by the Illinois Not For Profit Corporation Act of 1986 (805 ILCS 105 – attached).
- Insures that PAVE functions in compliance with all relevant state and federal laws.
PAVE Action Alert: South Dakota Legislation on Sexual Violence
HB 1218 & SB 68: Removing the Statute of Limitations for Reporting on Rape
"SIOUX FALLS (AP) – It has taken Jolene Loetscher more than 15 years to come to terms with a rape she says she endured as a teenager in Nebraska, but according to state law at the time, she waited too long to seek punishment for the man she accuses of stealing her childhood in the back of the store where she worked.
While 23 states currently have no statute of limitations on some form of sexual assault, prosecutors in several states – including South Dakota, where Loetscher now lives – remain bound by laws that restrict the length of time they can charge someone for a sex crime.
In South Dakota, prosecutors can only charge a suspect in a rape case up to seven years after the crime was committed or until the victim is 25, whichever is longer.
Loetscher, now 33, hopes to change that with the help of her friend, South Dakota state Sen. Mark Johnston, who has introduced a bill in the state Senate that would eliminate the state's statute of limitations for rape cases." Please click this link to read the entire article from the Associated Press. If you are reading from South Dakota, please contact your state representative and voice your support for this bill.
You can Read the most recent draft of SB 68 here.
PAVE Invites you to our 2nd Annual Criminal Justice Training, Baton Rouge Louisiana
Register Today!
Shattering the Silence of Sexual Violence: A Multidisciplinary & Collaborative Approach
8:30am – 4:30pm Louisana State Police Training Academy; Baton Rouge
Free training for public sector; $100 for CLE Seating is limited; 5.75hrs CLE Credit* *Credit approval pending
Click Here to Register Now
Col. Mike Edmansun invites you to join him and other criminal justice leaders from across Louisiana in this multidisciplinary training to address many of the complex issues and perspectives surrounding sexual violence. Due to feedback from last year, this training will have a focus on sex offenders, prevention and offender management.
Speakers include:
- Angela Rose, PAVE Executive Director & nationally acclaimed educator on sexual violence
- Niki Bird, PAVE Policy Director & national speaker, survivor and advocate
- James "Jimmy" Le Blanc, Secretary, LA Department of Public Safety and Corrections
- Walter Leger III, LA Speaker Pro Tempore
- Col Mike Edmanson
From SheWrites: 10 Reasons Not to Discuss Child Sexual Abuse in 2012
Please view original post here: http://www.shewrites.com/profiles/blogs/10-reasons-not-to-discuss-child-sexual-abuse-in-2012
10 Reasons Not to Discuss Child Sexual Abuse in 2012
I have heard them all. I have heard all the reasons why parents don't discuss child sexual abuse prevention with their children. I have heard them so often that I can recite them by heart. As the new year approaches, I decided it would be a good idea to memorialize the top 10 reasons for not discussing the subject. I invite you to add any that may have been omitted.
- Children are seldom victims of sexual abuse. Actually, according to the U.S. Centers for Disease Control, in the United States, 1 in 4 girls and 1 in 6 boys is sexually abused by the time they are 18. Consider those numbers for a moment. They are shocking and devastating. Those figures alone should motivate parents to seek out prevention strategies.
- This kind of thing doesn't happen where we live. Actually, child sexual abuse has no socio-economic boundaries. It doesn't care if you are black or white, rich or poor or what religion you practice. It can creep in when you least expect it.
- We don't let our children go near strangers. Actually, 93% of all child sexual abuse occurs at the hands of someone known to the child and trusted by the parents. Even if a child is never around strangers, he or she could be victimized by a neighbor, a coach, a religious official or family member. Parents who teach only stranger danger are doing a disservice to their child.
- My child is not old enough for this discussion. Actually, the appropriate age to discuss child sexual abuse prevention is when a child is three years old. The conversation can start as simply as "Did you know that the parts of your body covered by a bathing suit are private and are for no one else to see or touch?" Continue the conversation by explaining to the child that he should tell Mommy, Daddy or a teacher if someone touches him on those private parts. Be sure to include any necessary exceptions for potty training, hygiene and doctor visits.
- I don't want to scare my child. Actually, when handled properly, children find the message empowering and are not frightened at all. Parents do not refrain from teaching traffic safety for fear that their child will be afraid to cross the street. So too should we address the subject of body safety.
- I would know if something happened to my child. Actually, child sexual abuse is difficult to detect because frequently there are no physical signs of abuse. The emotional and behavioral signs that may accompany sexual abuse can be caused by a variety of triggers.
- My child would tell me if something happened to him. Actually, most children do not immediately disclose when they have been sexually abused. Contrary to a child who falls down and runs over to tell his parents, a child who has been sexually abused is likely being told not to tell anyone because no one will believe him, that people will say it is his fault, that the disclosure will cause great sadness in the family and that the behavior is their little secret.
- We never leave our child alone with adults. Actually, children can be sexually abused by other children. The very same lessons that can help prevent children from being sexually abused by adults, can keep them safe from other children. Teach children what touch is appropriate and what is inappropriate, teach them the proper terminology for their private parts and teach them who they can talk to if anyone touches them in a way that makes them feel uncomfortable.
- I don't want to put thoughts in her head. Actually, there is no data to indicate that a child who has been taught about child sexual abuse prevention is more likely to fabricate that they have been sexually abused. According to Victor Vieth, director of the National Child Protection Training Center at Winona State University, "Children do lie, but seldom about being abused. All human beings can and do lie, but it's hard for kids to do it about sex. They can't lie about something they have no knowledge of," he said, "and children don't learn about oral sex on Sesame Street."
- It's not going to happen to my child. Actually, as the statistics reveal, child sexual abuse is so pervasive that it could happen to any child. This reason is the catch-all. Educated, loving parents have actually said this to me. If one were to ask any parent whose child has been sexually abused if they thought their child would ever be sexually abused, I can guarantee each one would say no. No one wants to believe this could happen to their child. We need to stop denying that it could happen and recognize that there are ways to prevent it from happening. Make the decision to talk to your child about sexual abuse prevention in 2012. It could be the greatest gift you ever give them. Have a safe and healthy New Year.
Jill Starishevsky is an Assistant District Attorney in New York City, where she has prosecuted hundreds of sex offenders and dedicated her career to seeking justice for victims of child abuse and sex crimes. Outside the courtroom, Jill's fondness for writing led her to create The Poem Lady, where she pens personalized pieces. Her mission to protect children, along with her penchant for poetry, inspired My Body Belongs to Me, a children's book intended to prevent child sexual abuse by teaching 3-8 year-olds their bodies are private. A mother of three, Jill is also founder of HowsMyNanny.com, a service that enables parents to purchase a license plate for their child's stroller so the public can report positive or negative nanny observations.
From the Prevention Institute: Reporters can do better: Media coverage of Sandusky trial amplifies shame/silence of sexual abuse
From http://www.preventioninstitute.org
Reporters can do better: Media coverage of Sandusky trial amplifies shame/silence of sexual abuse
People are still talking about Penn State. This week, a judge released the timeframe for the events leading up to the trial of former defensive coach Jerry Sandusky. His arrest last November triggered a wave of news coverage. But what is the media coverage saying, and how might it affect the public conversation as Sandusky's trial moves forward?
A new study, Breaking news on child sexual abuse: Early coverage of Penn State by the Berkeley Media Studies Group, commissioned by the Ms. Foundation for Women analyzed the first nine days of coverage. The study found gaps in reporting that should be fixed so that news coverage reaches past a single case to investigate how to prevent child sexual abuse, including what institutions can do.
The Bad News
There is room for journalists to improve their coverage. For one thing, though more than half of the news and general coverage introduced the idea that Penn State University bore institutional responsibility for the abuse, the great majority of the coverage focused on Sandusky's culpability. As we discussed in an earlier Huffington Post column, coverage that focuses on the 'bad guy' misses the point that institutions were using their power to silence the scandal and were in large part responsible for the sexual abuse continuing and the large number of victims.
Where are the survivors? The survivors themselves were almost entirely absent from the coverage. Instead, former head football coach Joe Paterno dominated- the news talked about him more than any other figure, and the coverage was overwhelmingly laudatory. In fact, the coverage was over three times as likely to discuss the consequences of the allegations for Paterno, as it was to talk about the consequences for the survivors.
Where was prevention? Finally, and perhaps most critically, solutions to child sexual abuse and discussion of prevention were virtually non-existent in the coverage. Stories like this are important for opening up the issue, but news coverage is still are not yet talking about ways to prevent children from being abused, and how institutions themselves bear responsibility for perpetuating–or reducing–incidents of child sexual abuse.
The Good News
Sports reporters get the story. The news coverage of the Sandusky case attracted many sports writers to the issue, some of whom were likely covering the topic for the first time. Almost one half (48%) of the initial coverage appeared in the sports sections. Child sexual abuse shouldn't just be relegated to the crime section – especially when coaches and other sports professionals are involved.
Much reporting calls a rape a rape. Though Sandusky and his lawyer notoriously tried to downplay the allegations with phrases like "horsing around," most of the news avoided repeating this minimizing language, and instead used phrases like "rape," "sexual abuse," and "sexual assault." In cases of child sex abuse, when the news media doesn't "soft pedal the enormity of the abuse perpetrated," readers have a clearer picture of what the survivors experienced, and may better understand why prevention is critical.
Reporters–and their sources, advocates for prevention–can do better. The media spotlight won't shift from Sandusky and Penn State anytime soon: journalists and advocates can take advantage of this opportunity to work to improve the coverage of child sexual abuse, and expand it to push for policies that will institute prevention.
Reporters can keep the issue on the sports pages and elsewhere in the news. The Penn State scandal is just the most recent and public instance of a crime that happens every day, one that, according to the Philadelphia Children's Alliance, "flourishes in secrecy." To help end that secrecy, keep the spotlight on the issue beyond the current news cycle. Explore other sports stories on child sexual abuse: Investigate what coaches, teams, and schools are doing to make sure it doesn't happen in their institution. Reporters need to shine a light on our accepting environment, expose the norm that child sexual abuse is an every day occurrence, and cover institutional and policy changes that would better support victims and penalize cover ups. Their stories need to show that young people are more important than sports heroes.
Advocates can release their comments to the media quickly. Many of the statements released by advocacy groups did not appear in the media until well after the first week of coverage and therefore could not be quoted by journalists as the story broke. If prevention advocates want to contribute to breaking news, they will need to respond faster and let reporters know what sorts of information and insights they can bring to a story.
Advocates and reporters can push for solutions. Advocates can suggest policies and programs that can shift the focus to prevention. Reporters can talk to advocates, researchers, policy makers and others in authority and push them for answers to these and other important questions about how to prevent future abuse. Reporters should ask: "What can we do to prevent another Penn State?" "What are communities already doing?" Media coverage of the tragedies that occurred at Penn State has helped open unprecedented and vital conversations about child sexual abuse. As the story continues to unfold, journalists and advocates have a unique opportunity to shift the conversation to what can be done to make sure it doesn't happen again.
Documentary Feature "Invisible Scars" Begins Production in San Diego on Sunday January 22, 2012
Documentary Feature "Invisible Scars" Begins Production in San Diego on Sunday January 22, 2012
"Invisible Scars" is based on the life of Johnna Janis (A PAVE Ambassador), a survivor of child sexual abuse. Award winning filmmaker Sergio Myers and his 7Ponies Productions, signed on to direct and co-produce.
SAN DIEGO, CA – January 21, 2012 – This is a woman's story of hope, healing, and resiliency. During this inspirational journey, she reveals the invisible scars that have negatively impacted her throughout her life. Like many other women and men, she was sexually abused by people she trusted. On the outside she is a mother, daughter, wife, and friend who appears strong and confident. She is a full time student who spends most of her free time competing in triathlon competitions, and trains for hours, days, weeks and months to prove to herself she is as good as the rest of her competitors. However, on the inside she has struggled with acknowledging and accepting the ugly and shameful truths of her past that have haunted her for most of her life.
In August of 2010, Johnna's strong exterior was crushed by a car accident that left her permanently damaged and unable to compete as a triathlete. In order to heal herself physically she also needed to come to terms with healing herself emotionally. In this story we witness her journey of self-discovery through therapy, meeting other survivors, as an ambassador of PAVE, as a wife and mother, and as a self-proclaimed athlete.
"I am beating the odds, and changing the statistics. I know who I am now, and I love that person. I felt that now was the time to come forward and tell my story." -Johnna Janis
"This is a very difficult topic to discuss and Johnna is extremely brave for publicly sharing her story. I am honored to be a part of it." Sergio Myers, director and co-producer of "Invisible Scars", likes to explore diverse topics. He is best known for his award-winning feature documentary on the Heaven's Gate suicide cult and his hit reality TV series MTV's Sorority Life.
In recent years Sergio Myers has directed-produced a variety of projects with various subject matter: "L.A. Love Story Part 1" and "L.A. Love Story Part 2" (two short dramas loosely based on real events in his own life); "Jordon Saffron Taste This" (a whimsical mockumentary about a chef who loses his taste buds); most recently "The Zombinator" starring Patrick Kilpatrick and Joseph Aviel (an indie Zombie feature filmed in only four and a half days); and feature documentary "Blog Me Fashion: FrockOn" (based on a group of women who started the indie fashion website frockon.com).
Johnna Janis will be co-producing this film with award winning director and producer Sergio Myers.
Oregon moves forward on Healthy Teen Relationships Act
Spearheaded by by ally Representative Jules Bailey, The Oregon legislature is moving forward on ground-breaking initiative, The Healthy Teen Relationships Act (HTRA – OR HB 4077). Nationally, 1 in 10 adolescents report being a victim of physical dating abuse. Learning about healthy relationships is a long-term investment that can shape healthy adult relationships and families. Teaching teens about healthy relationships can help to prevent future domestic violence, drug and alcohol abuse, promote their future career/educational development, and more. This bill is a bipartisan effort to address the issue of teen dating violence, especially in our schools. The bill directs school districts to have a response policy to the issues of dating violence among teens. It also creates a fund, separate from the state's General Fund, that can accept private moneys to do a longitudinal study on teen violence and the effectiveness of healthy relationship education.
As HTRA moves through the House Human Services Committee on its way to Ways and Means to get funding for its survey component, the bill has garnered enthusiastic support from the Oregon community as well as from prevention advocates across the country (including PAVE) who are hoping HTRA sets a precedent that other states and perhaps even the feds will follow. If you are reading from Oregon, please contact your representative and let them know how important HTRA is to you!
National Sexual Violence Resource Center Releases Resources for SAAM 2012
Hello PAVE Community,Chapters and Affiliates,
As we gear up for Sexual Assault Awareness month this April, please check out The National Sexual Violence Resource Center who has recently released its resources for Sexual Assault Awareness Month 2012. This year's resources focus on healthy sexuality and provide a wonderful discussion of gender norms and are useful far beyond SAAM. Please click the link above to visit their resources site and utilize this wonderful information in your school, community or even in your own home.


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Find it here, go there on your phone.
what you want to do on Scout.me, open your Scout App, and tap the to get driving!
Kent Rockwell Gallery
Horacon Museum
Grand Isle Historical Society
New England's last remaining original log cabin, circa 1784, and also on same property a one room clapboard cov... museumsusa.org
Kent-Delord House Museum
Interprets the life and times of the Delord family, 1819-1913. Exhibits include portraits and decorative arts. iloveny.com
Plattsburgh State Art Museum, SUNY
Art collection and permanent installations. Large concentration of visual art iloveny.com
Grand Isle Lake House
Lake Champlain has long been considered one of Vermont's greatest treasures. Reminiscent of another era, the Gr... museumsusa.org
Clinton County Historical Museum
The Clinton County Historical Museum displays domestic and historical artifacts. A diorama of the Battle of Plattsbur... scout.me
Battle of Plattsburgh Association Home
Through public support and membership we hold activities and events related to the War of 1812. We are continui... museumsusa.org
Northcountry Planetarium - SUNY Plattsburgh
Opened in 1964 Dome of 7.3m 49 seats Starball projector Zeiss ZKP3/B Digital system Zeiss Powerdome Spa... aplf-planetariums.info
Isle La Motte Historical Soc
Adirondack Architectural Heritage
Adirondack Architectural Heritage (AARCH) tours. Historic Great Camps, mining and military sites, prisons, farms, ... iloveny.com
Center for Research on VT
Art Museum
North Country Underground
Preservation Trust of Vermont
The Preservation Trust of Vermont was founded with the goal of helping Vermonters save their historic places an... museumsusa.org


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#SHiiKANE @ the #2012 #BEFFTA nominations in #london we were nominated for 'best female act' Instagram)
Congratulations to SHiiKANE for another BEFFTA nomination!! The fabulous girlgroup arrived looking stunning as usual dressed in coordinated red and black leather outfits with gorgeous shoes to match! SHiiKANE were rewarded for their vocal efforts with a 'Best Female Act' BEFFTA 2012 Nomination, lets hope they win this year!!
Hayley x


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Auto News
AutoGuide News Blog
The AutoGuide News Blog is your source for breaking stories from the auto industry. Delivering news immediately, the AutoGuide Blog is constantly updated with the latest information, photos and video from manufacturers, auto shows, the aftermarket and professional racing.
Jim Glickenhaus has announced that he'll be working on a one-off Ferrari P33, the successor to the Ferrari P4/5 that he originally commissioned in 2006.


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We WILL abolish abortion! Visit us at www.abolishabortion.com!
About Us Abortion Facts Get Involved! Fetal Development Information
And the worst part is they aren't pro life at all. They are completely against tax breaks for struggling families and...
Yeah, no- nothing will ever change my mind about me not ever wanting to be pregnant. Nooooothing.


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The latest news in the Ruby and Rails communityGot some news to report? Send it in!
Gregg Pollack Nathaniel Bibler
With Mountable Engines and the Terminitor we pull a gitswitch and try to Explain Ruby to Mongoids. It's an action packed episode of Ruby5.
This episode is sponsored by SUSE Studio. Custom Linux, fast & simple!
Enforcing your environment with ENVied, easier payment integration with Payola, faster logic with pippi, multithreading in MRI, and Practicing Rails.
Aimee and Nate talk about UltraHook, Using Capybara in Integration Tests, Background Processing with Einhorn, Barcelona Ruby Conf Top 5, and Raptor.
Unary Operators, Writing fast Ruby, each_with_object, ES6 Transpiler and HStore
RailsRumble, Ruby Motion for Rails devs, how Ruby Hashes work, how to deal with data migrations, clean up your routes file, and get better logs.


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Articles and Reviews by Michael Alexander
AdMob - iPhone mobile advertising traffic in the U.S. grew an average of 88 percent per month in the 5 months following the launch of Apple's App Store, according to the mobile ad marketplace's latest AdMob Mobile Metrics Report for March.
iStudent Pro Might be the App For Your Dreams
iStudent Pro - I have this recurring nightmare that I'm a student and I'm very late for classes, or worse, I'm running up and down long hallways trying to find the right room. It's apparently a common dream.
App Store Tops One Billion Downloads in Just Nine Months
The App Store hits a milestone and a lucky kid is the grand prize winner of Apple's one billion app countdown contest. Connor Mulcahey, age 13, of, Weston, Conn. will receive a $10,000 iTunes gift card, an iPod touch, a Time Capsule storage unit and a MacBook Pro.
OpenFeint Promotes One-Touch App Shopping
Aurora Feint is following up the March launch of its OpenFeint V1.0 development platform with OpenFeint V1.5, which will give game devs a new way to promote and sell their apps. OpenFeint V1.5, released this week, is an open platform that other developers can use to add social networking and community features such as player profiles, buddy lists, walls, news feeds and chat rooms to their mobile game.
Undercover Discovers Your Lost or Stolen iPhone
iPhone gone missing? Time to go Undercover from Orbicule BVBA to locate it. Here's how Undercover works: Using either cell tower triangulation or GPS, you can figure out where your device is in the event that it's lost of stolen.
Cell Minute Tracker Keeps an Eye on Talk and Text Bills
Cell Minute Tracker, from Pageonce, let's you monitor your AT&T talk and texting message plans so you can make sure you and your family are sticking to plan. When you first launch Cell Minute Tracker, you're asked to enter your AT&T Wireless number and password into the designated fields.
Tubey Knocks Your Socks Off
Tubey is one of those apps that is laser-sharp focused on doing one thing very well, which, in this case, is allowing you to create slideshows using images taken from your iPhone. You can also add narration, background music and titles synchronized to each slide.
Dictionary.com Speaks So You Can Understand
Dictionary apps are a a buck a dozen in the App Store. Dictionary.com—Dictionary & Thesaurus, from the Web site of the same name, is not your usual dictionary. This one speaks — at least most of the time.
Trailers International Lets You Haul Your Film Clips
Hardcore movie fans will like Trailers International from xTeo. Personally, I don't care for movie trailers. The real movie seldom looks as good as the trailer so I always think some marketing type is trying to fake me out whenever I see a trailer.
Wi-Fi File Sharing Works, but Its Face is Glum
Count Wi-Fi File Sharing 2.0 from Impact Financials, among the now dozen or so apps to reside on the App Store's shelves. Like many of those apps., Wi-Fi File Sharing 2.0, transforms your iPhone or iPod touch into a wireless hard drive, which can then be accessed over the same Wi-Fi network using a Web browser so that you can transfer files between your PC or Mac.
iAmazing Optical Illusions App Will Have You Seeing Double
AppZap's iAmazing will have you seeing double in only a minute or so and you might enjoy it for while. There's not much to this app and once you've played around with iAmazing a few times, you'll probably be done with it.
Virtual Stock Market Lets You Really Play the Stock Market
Virtual Stock Market, from Rahul Saraf and Rajat Gupta differ in a number of ways than similar stock market apps I've looked at in recent times. The first is that it's $0.99, which is inexpensive as far as this genre of app goes.
PortfolioLive Helps You Keep Track of Stock Winners and Losers
PortfolioLive, from Turing Studios, is an app that stock market players and would-be stock investors will find is an easy-to-use way to keep track of their gains and, more likely these days, their losses.
Analyze HandWriting Does Anything but That
I truly believe handwriting can tell you a bit about someone's personality, which explains why I was so keen to review Analyze Handwriting. After putting Aesthetic Systems' app through the iPhone-o-meter, I have to conclude that I'm either giving the art and science of handwriting analysis, otherwise known as graphology, or Analyze Handwriting too much credit.
Laundry Pro Helps Sort Your Laundry
I'll find any excuse not to do the laundry, so Laundry Pro isn't going to live on my iPhone for very long. Whenever my wife calls me "Honey," I run because it's a sure sign there's work to be done. Even so, Jamasan Software's app will be useful to anyone who isn't as lazy and careless as I am.


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Dr. Richard A. Marder, MD
Orthopaedic Surgery, UC Davis Sports Medicine Clinic
- 2805 J St Ste 300
Sacramento, CA 95816
- 2 Office Locations
- Email a Friend
- (916) 734-6805
Dr. Richard A. Marder has been practicing medicine for 34 years. Dr. Marder graduated from the University of California, Los Angeles David Geffen School of Medicine in 1980. He practices medicine in Sacramento, CA and 1 other location and specializes in Orthopaedic Surgery and Orthopaedic Sports Medicine. Dr. Marder is affiliated with Mercy San Juan Medical Center and UC Davis Medical Center. He speaks English and Spanish.
Gender: Male
Years in Practice: 34 Years
Languages Spoken: English, Spanish
Medical School: University of California, Los Angeles David Geffen School of Medicine
Graduation Date: 1980
Hospital Affiliations: Mercy San Juan Medical Center, UC Davis Medical Center
Specialties: Orthopaedic Surgery, Orthopaedic Sports Medicine
*This physician has multiple office locations. See Appointments for details.
©2005-2014 WebMD, LLC. All rights reserved.
WebMD does not provide medical advice, diagnosis or treatment. See additional information.


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Our Mission
The mission of the Summit Hut is to provide outstanding specialty outdoor products and services for our customers in a manner of superior value, service and merit.
Our History
Summit Hut began its entry into the outdoor retail industry modestly in 1967 when two fifteen year-old friends, Jeff Conn and Summit Hut, Ltd. President, David Baker, collaborated to offer a special order service for Tucsonans who desired backpacking and mountaineering equipment. The boys conducted business from their bedrooms and stored the inventory under their beds. In 1968 David, a senior in high school, bought out Jeff's interest in the company and rented a 150 square foot room attached to a small bicycle shop across the street from their high school.
In February of 2011, Dave sold Summit Hut to long-time employee, Dana Davis and her husband Jeremy. Dana came to the Summit Hut in 1998 and has been instrumental in Summit Hut's growth. She has been the General Manager since 2006 and previously held various roles, including Store Manager, Product Buyer and Director of Retail Sales.
The small-scale business Dave began at the age of fifteen now engages the efforts and loyal patronage of communities extending far beyond those humble beginnings. The integrated Summit Hut mail order business, Internet business and two Tucson retail store locations work collectively, with the cooperation of our esteemed vendors, to provide advice and equipment to people across the United States and around the globe. Parcels shipped from our warehouse arrive in such distant destinations as Hong Kong, Belgium, Australia, Japan, Argentina, the United Kingdom, France, Switzerland, Sweden, Kuwait, Canada, Ireland, Cyprus and South Africa.
For over 40 years Summit Hut, Ltd. has enjoyed the pleasure of outfitting the community and visitors of Tucson, Arizona with services and merchandise to suit their unique outdoor and travel endeavors. We are proud to offer what we consider to be the very finest of gear and resources for climbing, mountaineering, backpacking, camping, hiking, trekking, travel, birding, search and rescue, trail running, navigation, orienteering and much more. Through our website we have been able to transcend our geographical boundaries and extend the outstanding customer services of our Tucson based, family owned business to you wherever you might be in this grand, fascinating world we share.
Thank you for seeking us out and taking the opportunity to explore what we have to offer. We're convinced that you will like what you find. We devote our lives and passions to best aid your enjoyment of travel and outdoor pursuits. Our greatest reward is to know our customers have been well served and that is best evidenced by the growth, achievements and memories you gain from your outdoor and travel experiences. So please, feel free to take advantage of our open door policy: Send an E-mail our way. Questions, comments, photos, anything you'd like to share with us; we'd love to hear from you!
Our Commitment to the Community
As an independent Tucson, Arizona based business, the Summit Hut actively supports local, state and regional outdoor recreation related causes and events to the best of our ability. We feel it is our obligation, as an outdoor retailer, to do our part in maintaining the very land that allows our business to exist. Visit our Community Outreach page to learn more about this commitment and what you can do to help. For more information about the Tucson area, check out our Community Resources page.
Are you interested in being an affiliate parter of Summit Hut? Check out more info here.


text: Check out the Plex Manufacturing Cloud in Booth 3325 at the East Coast's leading exhibition and conference. Make sure to attend the "Shop-Floor Integration Drives Lean Environment," session at 3 p.m., May 15 in the Manufacturing Brilliance Theater. Plex customer Steve Spanjers of Marwood Metal Fabrication and Plex Systems partner Tony Kaczmarek of Kors Engineering are the presenters.


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