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The environmental law community is made up of thousands of engaged legal professionals. Find relevant webinars and video highlighting sustainable development, liability protection, climate change and many other environmental issues impacting the industry. Join the conversation with expert thought leaders and your colleagues.
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EDR Insight Webinar: Quarterly ScoreKeeper Market Update for 2Q2015
Dianne Crocker, Principal Analyst, EDR Insight
Jul 16 2015
46 mins
Tune in for the industry's only inside look at how the first half of the new year shaped up. In this complimentary web event, Dianne Crocker will share the latest stats from EDR's ScoreKeeper service on how the property due diligence market looks at mid-year—as well as what your forecast for the second half will look like. Attendees of this 60-minute webinar will learn:
• The strength of commercial real estate investment and lending activity
• ScoreKeeper's barometers of regional, state and metro hot spots for Phase I ESA volume
• Key forces driving demand for due diligence this year
• Changes in risk tolerance from the user community
• EDR Insight's near-term forecast for environmental due diligence
Read more >
The TCE Revolution and Its Permanent Impact on Environmental Due Diligence
David Gillay, Barnes & Thornburg; Dr. Michael Dourson, Ph.D., Alliance for Risk Assessment
Jun 24 2015
77 mins
Following decades of studies, scrutiny and debate, the U.S. EPA updated its TCE's toxicity profile in the IRIS database, dramatically lowering the toxicity value. For transactional due diligence, this more stringent limit has important implications, including markedly more extensive and expensive cleanup processes. Given the focus on vapor migration in the new ASTM Phase I ESA standard, environmental professionals need to be increasingly cautious when making REC determinations and recommendations to clients.
Adding to the confusion is the significant variability in how regulators are using the updated TCE toxicity profile when making closure decisions at contaminated properties. For instance, U.S. EPA Regions 9, 10 and states like Minnesota, Indiana and Massachusetts (among others) have implemented profoundly different approaches to address TCE risk at contaminated sites. Thus, it is critical for environmental professionals to stay abreast of the how TCE guidance is being interpreted and applied across the country. In the latest development, the Agency for Toxic Substances & Disease Registry is proposing a dramatic change to its TCE toxicity profile for the first time in 18 years. The comment period ended on March 16, 2015, and if the update is finalized in its current form, there will be more intense scrutiny on exposure risks which will further complicate transactional due diligence.
This timely webinar will bring together an attorney and a national subject matter expert to address the various impacts of TCE's toxicity update on transactional due diligence. This panel will help EPs answer the following questions:
-Does TCE in groundwater constitute a VEC and/or a REC?
-How should an EP manage variability in TCE standards in multi-state transactions?
-How can an EP take steps to minimize exposure to potential liability?
-How can an EP make sense of the science and available guidance?
-How should an EP communicate potential risks associated with TCE to clients?
Read more >
How Prepared Is Your Bank for an Appraisal Compliance Audit?
Mitch Kreeger, MAI SRA MBA, Chief Appraiser and Principal Consultant, Kreeger Consulting
Mar 31 2015
59 mins
Commercial real estate markets continue their slow recovery. As demand for loans intensifies, regulatory compliance is top of mind for financial institutions. Bank regulators are exercising strict oversight over all types of bank underwriting, including commercial appraisals. This webinar will address head-on the challenges that institutions face in meeting the latest guidance impacting the appraisal function, and what risk managers can and should be doing to survive an appraisal compliance audit.
Attendees will receive answers to these important questions:
• What do current guidance/regulations require of banks related to appraisals and how has that changed?
• What specific things are bank examiners looking for in an appraisal compliance audit?
• Are you doing everything you can to prepare your institution for the scrutiny of examiners before an audit? During an audit? After an audit?
• What are the latest best practices that banks should include today in their appraisal policies to protect themselves during this stage of market recovery?
EDR Insight is fortunate to have Mitch Kreeger for this timely event. Kreeger is a well-known Subject Matter Expert (SME) on various valuation, environmental and seismic risk, and regulatory compliance topics by peers nationwide. Currently, Kreeger is Chief Appraiser and Principal Consultant at Kreeger Consulting, a private appraisal/environmental/seismic risk consulting services firm that offers commercial appraisal reviews, outsourced Chief Appraiser duties, and advisory services to lenders on regulatory compliance, efficient appraisal/environmental risk functions, and effective policy updates.
• Primary: Risk managers at financial institutions, particularly at community bank level
• Secondary: Commercial appraisers
Read more >
Lessons Learned: Case Studies on EP Litigation
Anthony Buonicore, P.E., CEO, The Buonicore Group
Dec 11 2014
61 mins
Exposure to professional liability ranks high on the list of any environmental professional's concerns. In this webinar, industry veteran Anthony Buonicore will present five carefully-selected case studies where an EP was sued, highlighting how costly litigation could have been avoided. Attendees of this webinar will come away with steps that can be taken to minimize professional liability exposure when:
• Submitting a Phase I ESA proposal
• Conducting a Phase I ESA
• Writing the Phase I ESA report
Read more >
Lender Essentials: Environmental Liability Insurance
Canaan Crouch, Legacy Risk Solutions, LLC; Mike Herrmann, Legacy Risk Solutions, LLC; Debra Hausser, Zurich North America
Oct 1 2014
63 mins
With risk management in the spotlight, environmental risk management policies are more important than ever. Environmental insurance options have evolved to offer lenders proven ways to manage risk as commercial loan originations increase in the second act of market recovery. Join us for this webinar as seasoned insiders share their insight into how insurance policies can effectively manage risk exposure. Attendees will also learn how environmental insurance can be applied to lending practices based on real world examples of claims scenarios.
Benefits to attendees:
• Background on the latest tools available to help lenders protect collateral on real estate loans or investments.
• The know-how to avoid an embarrassing loss on loan portfolios due to environmental issues.
• The latest intel on how lender environmental insurance can help lenders make more loans.
Target audience:
• Risk managers at community banks
• Risk managers at national/international banks looking for a refresher
• Credit managers and chief credit officers
• Environmental due diligence professionals serving lenders
• Insurance professionals
Read more >
Vapor Migration Is Identified as a Recognized Environmental Condition: Now What?
David Gillay, Barnes & Thornburg; John B. Sallman, Terracon; Blayne Hartman, Hartman Environmental Geoscience
Jun 24 2014
77 mins
Vapor migration is part of the new Phase I environmental site assessment protocol from ASTM, E 1527-13. In December, the US Environmental Protection Agency blessed the new standard as compliant with the federal All Appropriate Inquiries rule, emphasizing the importance of assessing vapor migration risk as a standard part of Phase I ESAs. US EPA went even further in the December preamble and stated that vapor migration has always been a part of conducting AAI. In light of US EPA's statements and the emphasis that assessing vapor migration is current standard practice for AAI-compliant Phase I ESAs, how is vapor being addressed in the field? If a Phase I ESA report identifies vapor migration as a Recognized Environmental Condition, or REC, what next? In today's market of intensely short turnaround times for property transactions, is a vapor migration issue a deal killer? What are the current tools and options to investigate a vapor migration REC under transactional time constraints? When should a buyer walk away from a site potentially impacted by vapor migration? When to mitigate? How are environmental due diligence firms establishing consistent processes for recommending "next steps" for clients when vapor migration issues arise?
This timely webinar will bring together an attorney and two leading technical experts to address head-on the various avenues that firms are taking to assist end users of Phase I ESA reports on how to address vapor migration risk during the deal making process.
Read more >
An Inside Look at the Challenges Facing Lenders and Appraisers Today
Bill Garber, Appraisal Institute & Brian Ginter, Diversified Real Estate Consulting Network
Jun 18 2014
78 mins
Regulatory pressures are fundamentally impacting the way that financial institutions manage the appraisal function. Our speakers will tackle the most impactful issues for both lenders and appraisals today. An expert from the Appraisal Institute, the largest appraisal membership society in the world with 23,000+ real estate valuation experts worldwide, will share first-hand research into the challenges faced by appraisers and by lenders that rely on the technical expertise of appraisal services. Attendees will learn about the concerns commercial real estate appraisers face, and the challenges their lender clients face in finding quality appraisers to help them respond to new policies and requirements. Speakers will also share insight into the latest policies from bank regulators like the OCC and FDIC that are impacting the integration of appraisals and environmental risk management. An expert in the trenches of a small community bank will share his insights into the shifting alignment of appraisals and environmental risk management at the community bank level, the importance of having a sound policy in place and actions that banks can take to best prepare for the scrutiny of examiners.
- Information on how appraisers can meet today's top challenges, align their services with the challenges lender clients face
- A deeper understanding of bank regulations impacting appraisals
- An insider's take on what bank examiners look for
- Advice on steps banks can take to protect themselves against examiner scrutiny
- A look into the forces that are bringing appraisals and environmental due diligence functions closer together
- Bill Garber, Director of Government and External Relations, Appraisal Institute
- Brian Ginter, Director - Executive Staff, Diversified Real Estate Consulting Network
Read more >
Learn From the Experts: Critical Elements of Effective Environmental Policies
Georgina Dannatt, Bank of the West; Brian A. Ginter, Burke & Herbert Bank; Larry Schnapf, Schnapf Law
Oct 29 2013
76 mins
With scrutiny on lenders' risk management policies intensifying, more and more community banks are writing their first policies or updating old ones. The OCC just raised the bar for the banks it regulates with the August release of expanded guidelines for environmental risk management that bring their policy requirements in line with those of the FDIC. What are the critical components that should be in every policy? What elements are common to most institution's policies? How does your institution measure up to industry best practices? How is policy administered across organizations?
Join us for this webinar as seasoned insiders selected from the ranks of a mid-sized bank and small community lender share their experiences in writing and updating environmental policies. Learn what these experts are doing to protect their institutions from environmental risk exposure, and the dangers that lenders face by not having adequate policies in place to protect them from financial and legal liability.
Read more >
The Inside Word on AAI and the Revised ASTM E 1527 Standard
Julie Kilgore & William Weissman
Oct 1 2013
78 mins
Do you have more questions than answers about the industry's transition over to a new ASTM Phase I ESA protocol? You're not alone.
On August 15, 2013, the U.S. Environmental Protection Agency published a Direct Final Rule which proposes to reference the E 1527-13 standard as compliant with the agency's All Appropriate Inquiries rule (40 CFR Part 312). The agency's 30-day public comment period just closed and the ASTM standard moves one step closer to publication.
Right now the #1 question in the industry is: When will ASTM E 1527-13 take effect?
At this webinar, two of the experts closest to the ASTM process will share the latest status of the AAI rule amendment and publication of the new Phase I ESA standard.
There are a number of moving pieces in play right now. Tune into this event to learn the latest on the ASTM front, the hot-button issues raised during the public comment period, what happens to E 1527-05 and more. It is an important time for the industry as it prepares to put a new standard into effect and this event will help keep environmental professionals abreast of the process as it unfolds.
Julie Kilgore, President, Wasatch Environmental, Inc., Chair of ASTM E50 Committee on Environmental Assessment, Risk Management and Corrective Action and Chair of the E1527 Task Group
William Weissman, attorney, member of ASTM E50 Executive Subcommittee, retired partner of Venable LLP, Washington, DC
Read more >
Sorting Out the Implications of U.S. EPA VI Guidance
David Gillay, Barnes & Thornburg LLP, Dr. Blayne Hartman, Hartman Environmental Geosciences & Brad Willy, Terra Vapor
Aug 6 2013
76 mins
Change is in the air on the vapor intrusion front. Literally and figuratively. On April 16, the U.S. Environmental Protection Agency released a draft document, the OSWER Final Guidance For Assessing And Mitigating The Vapor Intrusion Pathway From Subsurface Sources To Indoor Air — External Review Draft for public comment. The release of EPA's guidance comes just months before ASTM is poised to release a revised version of E 1527 that adds definitions of migrate/migration to address the vapor pathway as a potential conduit for contamination.
As attention being placed on vapor risk increases, environmental professionals need to stay abreast of the changes and their implications. With the long-awaited federal guidance now out for public comment, environmental due diligence professionals, lenders, as well as prospective purchasers of properties like drycleaners, gas stations, and other types of properties impacted by petroleum or solvents have a valuable resource for understanding VI risk, assessing it and ultimately, managing it as appropriate for their own risk tolerance. Join us at this webinar to hear the perspectives of three experts on:
• The implications of the federal vapor guidance and an insiders' unique take on hot button issues;
• How one environmental professional talks to his clients about vapor risk and protects their liability exposure; and
• How vapor risk is being mitigated and managed in today's deals.
Read more >
Emerging Risk: Heading off Regulatory Scrutiny on Residential Appraisals
Jack Huntress, EDR, Liz Green, REL-E-VANT SOLUTIONS, Larry Schnapf, Schnapf LLC
Jul 17 2013
75 mins
For lenders operating in the shadow of the Dodd-Frank Act, CFPB and other regulatory enforcement agencies are focusing their efforts on consumer protection, disclosure and transparency and deem these critical to all areas of an institution's compliance and operation. A dizzying array of new rules and regulations, often disruptive to existing operations, are raining down upon the mortgage lending industry. Now, however, it's not enough to simply be aware of emerging rules and regulations. Little known requirements and regulations which have been on the books for years without being enforced are now getting renewed attention from those agencies, likely opening up an entirely new front in the uphill battle to stay compliant. One of the greatest potential risks to lenders arises from requirements for residential property appraisals and evaluations. It is likely we will see stricter environmental underwriting and more regulatory scrutiny on lenders' risk management policies. Discover now where lenders are most at risk, and learn about cost-effective measures that can be taken to stay out of the regulatory crosshairs.
The presenters will:
• Identify existing rules and regulations, little-known and long unenforced, that are likely to be revitalized by regulatory enforcers;
• Spell out the specific risks that residential property contamination, including vapor mitigation, will pose to a mortgage lender;
• Explain how the gamut of new and existing requirements will impact traditional due diligence requirements; and
• Predict the possible financial impact upon lenders, as well as offering potential solutions for risk mitigation.
Read more >
Upcoming Revisions to ASTM E1527: Are You Prepared for E1527-13?
Anthony J. Buonicore
Apr 23 2013
76 mins
For the first time since 2005, the ASTM E1527 standard has been revised. ASTM submitted the final version to the U.S. Environmental Protection Agency for formal approval of the revised ASTM E 1527 standard as "AAI-compliant." According to industry insiders, this approval could come as early as this summer. Once the approval process is successfully completed, the E 1527-13 standard would be published by ASTM and take effect immediately upon publication. With the summer only a few months away, now is the time to start thinking about what you can be doing to prepare.
At this complimentary webinar you will learn about:
-Revised REC and HREC definitions, plus introduction of a new term—the CREC
-Clarification on vapor migration and ASTM E2600-10
-Changes to regulatory file reviews
-Clarifications in the language regarding User Responsibilities
-And much more!
The EDR team has been tracking the revision process closely since it began in 2010. Over the past fall/winter season, we educated over 1,000 environmental professionals at our Due Diligence at Dawn (DDD) seminars around the country.
Join EDR and Anthony J. Buonicore, former E1527 Task Group leader, for this webinar and learn what you need to know to comply with the upcoming revisions.
Read more >
Revisions to the ASTM E 1527 Standard: Three Insiders' Perspectives
Paul Zovic, Endpoint Solutions Corp., Daria Milburn, SunTrust Banks, Inc., & Christopher P. McCormack, Pullman & Comley LLC
Mar 28 2013
80 mins
Remember when the U.S. Environmental Protection Agency's All Appropriate Inquiries rule was promulgated in 2005? For the first time since then, there will soon be a new revision to the ASTM E 1527 Standard and the time to begin preparing your staff and educating your clients is now.
The E 1527-13 revision is the result of three years of discussion and debate among many dedicated stakeholders who spent countless hours at ASTM Phase I ESA Task Group meetings and on conference calls examining all parts of the standard and hammering out every word of the revision. The most significant revisions are in the areas of: REC definitions, agency file review, vapor migration/intrusion, user responsibilities and more.
For this event, EDR Insight is fortunate to have the input of three professionals—an environmental professional, a commercial real estate lender and an attorney—who were active with the revision process and who each devoted significant time and expertise to shaping the new revisions.
Join us for this important and timely event as the commercial lending and property risk management industry prepares to transition away from the -05 standard to E 1527-13.
Target Audience:
• Environmental due diligence professionals
• Environmental risk managers at financial institutions
Benefits to attendees:
• Insights into specific areas of revision and a deeper understanding of what drove the changes
• More clarity on REC-HREC-CREC definitions
• More clarity on agency file review
• An end user perspective from the lending sector
• An attorney's take on what the changes mean in the construct of CERCLA liability and commercial property transactions
• Advice on how EPs and lenders should be preparing for E 1527-13
• Potential changes that end users may see in their Phase I ESA reports when E 1527-13 takes effect
Read more >
Vapor Intrusion and Environmental Liability—Learning from Past Mistakes
Attorneys: Joseph G. Maternowski, William C. Wagner & Stuart J. Lieberman
Feb 12 2013
73 mins
A number of recent developments, including 2013's revisions to ASTM E 1527 Phase I environmental site assessment standard, make it more difficult—and risky—to ignore vapor migration during environmental due diligence. EDR Insight has assembled a panel of the most knowledgeable attorneys in the field to help environmental professionals and risk managers at financial institutions answer a common question:
What can happen if vapor-related issues are missed?
This team of experts, with decades of experience advising commercial real estate deals, will share real-world cases of "due diligence gone wrong" from vapor migration-related lawsuits filed as a result of inadequate property investigations and poor lender oversight. This one-time event is an important learning opportunity for any environmental professional who participates in environmental investigations, as well as commercial real estate lenders who extend credit on properties that may be impacted by vapor migration.
Attendees of this webinar will learn:
• Recent developments that have brought vapor migration front and center.
• Why environmental due diligence policies should expressly address vapor migration.
• How federal and state authorities are responding to vapor intrusion concerns—and the implications for buyers, lenders and sellers.
• Steps that environmental professionals and commercial real estate lenders can take to avoid liability related to vapor migration.
• Real-world examples of what can happen if vapor issues are ignored during environmental due diligence.
Read more >
Upcoming Revisions to ASTM E1527: Are You Prepared for 2013?
Anthony J. Buonicore
Dec 14 2012
78 mins
For the first time since 2005, the ASTM E1527 standard is going through a significant revision. Now is the time to start preparing your staff and your clients! The changes to the standard will go into effect immediately once the new version is published in 2013. At this complimentary webinar you will learn about:
-Revised REC and HREC definitions, plus a new term
-Clarification on vapor migration and ASTM E2600-10
-Changes to User Responsibilities and important news about environmental liens
-Much more!
The EDR team has been tracking the revision process closely since it began in 2010. This fall, we have educated over 1,000 environmental professionals at our Due Diligence at Dawn (DDD) seminars around the country.
Join EDR and Anthony J. Buonicore, former E1527 Task Group leader, for this webinar and learn all you need to know to comply with the forthcoming edition of the ASTM E1527 Standard.
Read more >
What Every Environmental Risk Manager Needs to Know About U.S. EPA VI Guidance
David Gillay, Barnes & Thornburg LLP's Brownfields Practice Group, Francis Ramacciotti, ENVIRON & Robert Uppencamp, ARCADIS
Dec 11 2012
65 mins
Vapor intrusion, the migration of volatile chemicals from the subsurface into overlying buildings, presents potential health risks and environmental liability at properties with current or past contamination. The U.S. EPA is preparing its final Vapor Intrusion Guidance for evaluating and assessing risk from VI. The release of EPA's guidance is scheduled for release a few months before ASTM is expected to publish a revised Phase I environmental site assessment protocol (ASTM E 1527). Among the changes to ASTM E 1527-05 is the addition of new language throughout the standard to include the assessment of vapor migration risk.
EDR is extremely fortunate to offer you a webinar with three speakers who have been performing successful VI investigations for many years, and have been working with ASTM and the U.S. EPA to provide comments on draft documents. With the scheduled release of EPA's final VI guidance—followed by a revised ASTM E 1527 standard to include vapor intrusion—now is the time to prepare and ensure that due diligence policies include VI and that appropriate science is used to minimize the impact of VI on property deals, including brownfield redevelopment.
It is critical that risk managers understand what these two documents mean in terms of the standard of care and how it might affect their own liability—or that of their borrowers.
Benefits to Lenders:
•Recent regulatory history surrounding vapor intrusion
•Myths about vapor intrusion and mitigation alternatives
•Available data that can be used to evaluate VI risk
•Implications of the new federal guidance document
•What the vapor-related revisions to ASTM E 1527 mean in terms of lenders' environmental due diligence policies
Benefits to EPs:
•A better understanding of why vapor migration presents a risk to your clients
•A way to begin thinking about how the new guidance and revised ASTM E 1527 standard may necessitate changes to your Phase I ESA process
Read more >
EDR Insight's 3Q12 Quarterly Market Update: Tracking the Drivers of Recovery
Anthony J. Buonicore, P.E., Principal, The Buonicore Group & Dianne P. Crocker, Principal Analyst, EDR Insight
Nov 5 2012
80 mins
To help you meet the challenge of staying up to speed on the forces driving demand for property assessments, EDR Insight invites you to a complimentary web event on the state of the market in the third quarter of 2012—and a look to 2013. Attendees of this 60-minute webinar will learn:
• The status of commercial property transactions and the asset classes attracting the most attention
• Commercial real estate lending volume
• Key players in the deal-making and lending worlds
• Where to focus business development efforts for 2013 and beyond
• EDR Insight's near-term forecast for Phase I ESA volume and major market risks
Join us for a look at the forces driving demand for your services so that you can position your firm for growth.
Read more >
EDR Insight's Quarterly Market Update: Tracking the Drivers of Recovery
Anthony J. Buonicore, P.E., Principal, The Buonicore Group & Dianne P. Crocker, Principal Analyst, EDR Insight
Jul 31 2012
56 mins
To help you meet the challenge of staying up to speed on the forces driving demand for property assessments, EDR Insight invites you to a complimentary web event on the mid-year state of the market.
Attendees of this 60-minute webinar will learn:
• The status of commercial property transactions and the asset classes attracting the most attention
• Commercial real estate lending volume and how tolerance for environmental risk is changing
• Key players in the deal-making and lending worlds
• Where to focus business development efforts for the remainder of 2012 and beyond
• EDR Insight's near-term forecast for Phase I ESA volume and major market risks
Join us for a look at the forces driving demand for your services so that you can position your firm for growth.
Read more >
Helping Risk Managers Communicate the Value of Environmental Due Diligence
Rick Ferguson, Brian Ginter & John Rybak
Mar 28 2012
63 mins
Environmental risk managers at banks understand why due diligence is important to protect the bank from collateral devaluation and liability exposure, but how well do they communicate this value up the chain? Environmental due diligence is important, along with evaluating a borrower's creditworthiness and getting an appraisal done, but only in the broader context of originating loans. The difficulty in bridging the gap between environmental risk managers and loan officers/senior management was identified as one of the key challenges faced by risk management professionals, particularly at community banks.
This webinar will provide lenders with actionable intell to help them educate senior management and loan officers to foster a greater understanding across the bank of the importance in understanding environmental risk and the liability the bank can face if environmental due diligence is not properly addressed. Join us for this webinar as seasoned insiders selected from the ranks of a large bank, a regional bank and a community bank share their experiences in communicating the value of environmental due diligence internally at their institutions.
-Rick Ferguson, P.G., Chief Environmental Compliance Officer, SVP, U.S. Bank
-Brian Ginter, VP & CCIM, Appraisal/Environmental Group, Burke & Herbert Bank
-John Rybak, SVP Environmental Risk Manager, BB&T
Read more >
How Well Are You Adapting to Today's Trust & Value Economy?
Meridith Elliott Powell
Mar 14 2012
54 mins
The downturn has fundamentally changed the market. Customers are now in control. Price competition has intensified at the same time that the Phase I environmental site assessment practice is expanding to require expertise in new areas like vapor intrusion and file reviews. Pressure to deliver reports quickly and efficiently has also intensified. Doing more for less is the new name of the game.
What does this new dynamic mean to your client interactions? How well is your firm adapting?
Join this free webinar with internationally certified coach, speaker and author, Meridith Elliott Powell, for an engaging presentation on today's dynamic market environment. She will explain how you can use trust and value, not low price, to your competitive advantage in today's value-based economy. Powell will also share her proven tips for marketing services in today's economy and how you can create a unique identity for your firm.
Read more >
Top 10 Trends in Commercial Lenders' Environmental Due Diligence
Dianne Crocker, Principal Analyst, EDR Insight
Feb 22 2012
47 mins
What's in store for lender due diligence this year? Join this EDR Insight webinar to learn about the top ten trends that will define the world of lender environmental due diligence this year. Topics will include: how lenders' risk aversion is changing in response to market conditions, geographic hot spots for commercial real estate investment, the implication of this year's wave of loan maturities for environmental risk management, the forecast for commercial real estate lending in 2012--and more.
Environmental due diligence this year will take many shapes. Banks must meet intense regulator pressure to minimize their exposure to environmental risk in their commercial real estate lending operations. Asset dispositions by lenders to clear their balance sheets of distressed loans and properties are on the rise. And on top of that, a record-high wave of loan maturities is coming in 2012. Attendees will learn how banks today are responding to the need to manage environmental risk effectively, expectations for lending levels and asset dispositions as a massive transfer of commercial properties gets underway.
EDR Insight's cutting-edge 60-minute presentation is designed to help you:
-Understand the forces driving environmental due diligence
-Whether your bank is lending in one of this year's hot spots for commercial real estate investment
-The factors that affect banks' environmental risk tolerance
-The types of properties banks are willing to underwrite in today's fragile market
-The role of environmental due diligence in determining which loans get refinanced as this year's wave of maturities hits
Read more >
Two Experts Share Intell on Vapor Intrusion in the Real World
David Gillay, Barnes & Thornburg and John Sallman, Terracon Consultants, Inc.
Feb 7 2012
61 mins
Educating clients about the importance of addressing vapor intrusion risk on today's real estate deals is one of the top technical challenges that environmental professionals face. Join us as two vapor intrusion experts share their experience from the field. With the science evolving at a rapid rate, VI is the unseen villain that is complicating real estate transfers, financing/re-financing options and brownfield redevelopment. As property transactions get underway after a long downturn--and a large number of properties begin to change hands due to foreclosures, workouts and distressed asset deals--it is critical for environmental professionals to understand how VI, even on properties with NFA letters, can create liability for property owners, tenants and lenders.
One important development involves EPA's efforts to make dramatic changes to its Draft 2002 VI Guidance. David Gillay, a leading environmental attorney, will cover the most significant proposed changes to the EPA's VI guidance from a legal perspective and what these changes mean for Phase I ESA standard operating procedures. Gillay will also provide several recent cases involving VI that highlight the importance of proactively addressing risk upfront.
To help environmental due diligence professionals better understand the VI pathway and its implications for increasing a property purchaser's potential environmental liability, John Sallman, a Senior Principal and Environmental Department Manager at Terracon Consultants, will present on his experience educating clients, how he deals with client resistance, why the VI opportunity differs in states that have guidance versus those that do not, what ASTM's efforts to revise E 1527-05 might mean and why firms need to proactively address VI with clients. Sallman was recently chosen to lead Terracon's Vapor Task Group and will also share what his firm is doing to maintain an internal dialogue on this important topic.
Read more >
Phase I ESA Liability Protection: Beyond All Appropriate Inquiry
Nick Albergo
Jan 31 2012
60 mins
Join EDR and industry veteran Nick Albergo for an insider's take on:
-The types of issues courts consider during Phase I ESA-related lawsuits
-Practical challenges when addressing diffuse anthropogenic pollution
-Opinions versus recommendations
-When a file review can be deemed complete
-How EPs can avoid common pitfalls in their own practice
Nick Albergo's unique perspective is shaped by years of being called as an expert witness on Phase I litigation. In addition to being a course instructor for ASTM's E 1527-05 standard, Albergo has firsthand experience in the development of ASTM's Phase II ESA standard (E 1903). In this webinar, he will address recent revisions and the standard's place in the marketplace, as well as weigh in on such timely topics as vapor encroachment and continuing obligations under CERCLA.
Read more >
ASTM's New Continuing Obligations Standard: What it Means For You
Tim Haley, Associate at Barnes and Thornburg
Oct 6 2011
60 mins
When EPA issued its All Appropriate Inquiries rule in 2005 and ASTM followed with the E1527-05 Phase I ESA Standard, greater clarity was brought to the site assessment market for both property owners and environmental professionals. These two documents spelled out the steps needed to obtain a CERCLA liability defense. However, with this clarity came additional confusion: how does a property owner maintain their CERCLA protection after the Phase I has been completed? According to language written by Congress, CERCLA libaility protection begins with AAI, but may also require "continuing obligations" without saying much more about what that might entail. After several years of drafting and debate, ASTM issued the E2790 Standard Guide for Identifying and Complying with Continuing Obligations in July.
What does the standard entail? How will it change your practice? Should prpoerty owners and lenders be concerned? How should it be applied to real-life scenarios? Attorney Tim Haley of Barnes & Thornburg will answer all of these questions and more during a free webinar on October 6, 2011 at 2pm EST.
Tim is not only an experienced environmental attorney, but also contributed to writing the E2790 Standard.
Read more >
Capsules for Use in Dry Powder Inhalers (DPIs) in Early Phase Dev
Matt Richardson, Capsugel; Massimo Moratto, Aptuit; Mike Savill, Capsugel
Jun 28 2011
69 mins
Finding efficient drug delivery methods is becoming increasingly important as the pharmaceutical industry looks to improve the performance of its new compounds and extend the applications of existing drugs. One option that has long been used to successfully treat respiratory conditions and provide compounds with a fast-acting route into circulation is drug delivery via inhalation using a dry powder inhaler (DPI).
Capsugel's Xcelodose technology is ideally suited to meet the specialized demand for filling capsules for DPI use, as it is proven to dispense very low weights repeatably with precision and accuracy. The technology is suitable for any dry powder, including micronized and cohesive powders, and fills the powder into the capsule without compressing or compacting the powder base, thereby facilitating evacuation on inhalation. Collaborative data shows that the action of filling does not give rise to segregation of blended products provided the constituents have similar particle size and density, nor will it degrade the bonds between API and carrier particles.
Matt Richardson, Pharmaceutical Business Development Manager, Capsugel
Matt has a BS in Chemistry (Wofford College) and Ph.D. (Wake Forest) in synthetic organic and organometallic chemistry. Prior to joining Capsugel in 2005, he worked in process development and scale up of pharmaceuticals.
Massimo Moratto, Senior Scientist Pharmaceutical Development, Aptuit
Massimo has worked in formulation development at Aptuit, formerly GSK, for ten years. He works with solid oral dosage forms, Dry Powder Inhaler formulations and is responsible for upgrading the Aptuit Verona facility for respiratory technologies, including the purchase of a new Xcelodose 600S.
Mike Savill, Pharmaceutical Technology Manager, Capsugel
Mike supports product and process development for Capsugel's laboratory equipment. He has helped develop the Xcelodose technology and specialises in the automated precision dosing of dry powders.
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Shale gas, public health and planning: five things to think about for shale gas
Michael Stephenson, Director of Science and Technology, British Geological Survey, UK
Sep 22 2015
3:00 pm
45 mins
According the US Energy Information Administration, shale gas will provide half of the United States' domestic gas by 2035. Shale gas is also well developed in Canada and being developed in South America and China. The economic benefits of shale are likely to cause other countries to look at this energy source. But shale gas is extracted by hydraulic fracturing which frees the gas from the tight shale and is different in scale and technique from more traditional ways of extracting oil and gas. What can local people expect from these sorts of operations and what do local planners, environmental engineers and health professionals need to know?
In this webinar, Mike Stephenson will consider five important issues: noise and visual impact, truck traffic, air quality, groundwater contamination and induced earthquakes. He will look at the reasons why they occur, the effects they have, and aspects of their regulation – all explained in simple non-technical language.
Prof. Mike Stephenson is Chief Scientist at the British Geological Survey. He has advised the UK government on shale gas and carbon capture and storage issues, and spoken at parliamentary events including at the House of Lords Select Committee on Economic Affairs. He has also contributed to debates at the UK Royal Society and Royal Academy of Engineering, and the European Parliament.
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From the description: "WinPatrol PLUS provides an ironclad level of protection from unwanted system changes and malware installations. WinPatrol PLUS maintains constant vigilance over your computer, inspecting system resources, startup processes, background programs, browser toolbars and cookies with a critical eye."
I've used WinPatrol PLUS for many years. It's one of the first programs I install on any new computer. I'm under the impression that once you buy it, you have a lifetime license--certainly I've never paid for an upgrade in all the years I've used it. The Bits du Jour offer can be found here:
http://www.bitsdujour.com/software/winpatrol-plus/. I think the offer is good only today, Saturday, July 23, 2011.

subset: commoncrawl


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Boring clothes are so 1935. Well, the dust has settled and Angry Birds has peaked, so why are you still wearing something that looks like Elder Abraham's dirty undershirt? Add modernity and a touch of the bizarre to your wardrobe with a graphic dress from Sharp Shirter. Printed on a sweatshop-free American Apparel T-shirt, this top is sure to tickle your funnybone. And your torso. Take that, Roosevelt!
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Hang tight!
Recipe by Jessica McDonald
"This is my great-grandmother's sugar cookie recipe."
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3 cups
sifted all-purpose flour
1 1/2 teaspoons
baking powder
1/2 teaspoon
1 cup
white sugar
1 cup
egg, lightly beaten
3 tablespoons
1 teaspoon
vanilla extract
This is a wonderful recipe - it is now my favorite sugar cookie recipe. Make sure you do not use electric beaters to mix in vanilla, egg and cream - do it by hand. I ruined my first batch with the electric beaters - the dough was too sticky and soft, even after chilling for hours.
I followed the recipe exactly and my dough was really really sticky. I don't know what went wrong.
287 Ratings
THE BEST EVER! More like 8 stars! Will never bake any other sugar cookie but THESE and I know my sugar cookies! Ok... because I AM the Queen of taking short cuts (and always in a hurry) here's my take on these! I mixed the dry ingredients in my Kitchen Aide. Blended the softened butter in with the mixer too. Added all other ingreds the way suggested... except... I hand rolled balls of the dough up and put them on a four dusted surface. I rolled them over just to get a dust of flour on them. I took a glass (bottom LIGHTLY dusted in flour) and just squished them flat! I picked them up with a spatula, brushed off any excess flour, put them onto the baking sheet. I baked them for about 10 min, but I watched them close after 8 min. While they were still warm I glazed them with the glaze from "Glazed Apple Cream Pie" (allrecipes.com), and put the traditional holiday sprinkles on them! FAST.... EASY..... AND OHHHHH SO GOOD! :)
This recipe is the real deal! I just finished making them with my 21 month old son and we've almost "tested" about 1/4 of the batch! We didn't have cream so I just used whole milk in it's place and it worked just fine and I also increased the vanilla to 2 tsp, but that's a personal preference. Next time I will use cream and I'm sure it will be even better. My son loves to roll dough and cut shapes and this dough was very easy for him to work with. I did chill the dough but I felt it was slightly easier to work with once it was room temperature again. I didn't find this dough to be too dry at all as some reviewers mentioned. I do lightly spoon the flour into a measuring cup rather than dip the measuring cup into the flour which may make a difference in how much flour is used. I also creamed the butter and sugar together as recommended by another reviewer. Thanks for sharing this wonderful recipe!
These cookies are like my Great grandmother's recipe. Because they are like pie, they roll out easily. I had no problem with sticky dough at all. They cook quick, so watch out you don't burn them.
A lot of the reviews state that the dough is too dry. It's perfect without adding any additional liquid. You have to give the butter a chance to "melt" after you cut it in. At first I thought it was too dry, so I got my clean hands in there and kind of kneaded the dough. The heat from my hands melted the butter and in a few minutes, it was the perfect consistency. Perfect. Do not add additional cream or anything. Trust me!
Like so many in the previous ratings, I had also searched and searched for a good sugar cookie recipe that I could use for cut-outs, only to be disappointed time and again. My search is over! My son & I just made these, but we didn't make cut-outs. We rolled them into balls then pressed them with a slotted spatula. (The cookies have raised bars going across them. Cute!) They don't spread at all when baking which tells me they'll be superb for cut-outs. (I can't wait 'til Christmas!!) Super easy to make and work with. Light, slightly crisp, melt-in-your-mouth, delicious. Like others, I thought the dough was a bit dry but I didn't add more liquid. As we worked with it, it came together beautifully. Thanks, Jessica, for sharing this!
This is the best sugar cookie recipe I have ever made. These cookies were everything a sugar cookie should be- perfectly delectible. I made these right in the KitchenAid, not with the pastry blender- and they were perfect. They didn't stick at all; the dough was such a pleasure to work with. My 2-year-old was able to cut them out with me. Thank you!
* Percent Daily Values are based on a 2,000 calorie diet.
Grandma Minnie's Old Fashioned Sugar Cookies
Serving Size: 1/78 of a recipe
Servings Per Recipe: 78
Amount Per Serving
Calories: 51
Calories from Fat: 24
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A 1950s Ceiling Light by Gio Ponti
Sold at Phillips, "Design" (New York, June 11)
"This particular light is so extraordinary—it's quite rationalist and less decorative than other Ponti fixtures," says Phillips specialist Domenico Raimondo. "Recently I've seen a number of unauthorized copies, but the real thing is incredibly rare." In 2011 Phillips sold two originals, one for $24,000 and the other for $34,000 (both against $12,000–$18,000 estimates). This time around, the auction house maintained a modest valuation, listing the piece at $15,000–$20,000. It went for an impressive $65,000, a testament to the ever-robust Ponti market.
Photo courtesy of Phillips
1964 Rolex
Sold at Sotheby's, "Important Watches and Clocks" (New York, June 10)
An unusual iteration from Rolex's prized Daytona line, this 14K-gold chronograph wristwatch achieved a cool $150,000, more than double its $70,000 high estimate. "It's really an exceptional price for that model," says Sotheby's specialist Katharine Thomas, explaining that the timepieces were primarily produced in stainless steel. Adding to the watch's value are its Paul Newman dials, nicknamed for the actor (and Rolex aficionado) and distinguished by square markers. "Within the Daytona category there are lots of different types," Thomas notes. "Vintage pieces range in price from $12,000 to upwards of half a million."
Photo courtesy of Sotheby's
1970 Guy de Rougemont Low Table
Sold at Sotheby's, "20th Century Decorative Arts & Design" (Paris, May 22)
Crafted of Plexiglas, steel, and Brazilian-rosewood veneer, this eye-catching creation—reminiscent of Rougemont's coveted Cloud tables—was commissioned by blue-chip decorator Henri Samuel for his Paris home. In 1996 it was bought at a posthumous sale of Samuel's effects for just $3,600 (buyer's premium included). Sotheby's welcomed it back to the block with a considerably steeper valuation: $100,000–$130,000. Bidding surpassed even that, culminating in a hammer price of $170,000.
Photo courtesy of Sotheby's
Blackwell's Island, 1928, By Edward Hopper
Sold at Christie's, "American Art" (New York, May 23)
Significant paintings by Hopper only come up for sale on the rarest of occasions. Previously exhibited at such institutions as Manhattan's Museum of Modern Art and Whitney Museum of American Art, the 35-by-60-inch canvas epitomizes the celebrated painter's moody realist style, with its palpable sense of detachment and nostalgic framing of the urban landscape. (The scene depicts what is now Roosevelt Island, on New York's East River.) Estimated at $15–20 million, it brought $17 million—making it the evening's top lot and setting a new Christie's record for a single work in an auction of American art.
Photo courtesy of Christie's
1950 Carpet By Marianne Richter
Sold at Wright, "Scandinavian Design" (Chicago, May 16)
Leading a sale filled with choice pieces by Henningsen, Wegner, and Juhl were a handful of vintage Swedish carpets, chief among them two Marianne Richter designs produced by the still-active Märta Måås-Fjetterström weaving studio. The top seller, this handwoven geometric wool rug measuring 12.5' by 15.5', made $56,000 against a $30,000–$40,000 estimate. And just trailing that piece was a beautiful flat-weave Richter bearing a subtle green grid. Competing bidders pushed its price to $52,000—more than triple the $15,000 high estimate.
Photo courtesy of Wright


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Here's an interesting 5:18 video from Juan Williams.
I always thought it was the Archie Bunkers of the world, the right wingers of world, who were more resistant and more closed-minded about hearing the other side, he said. In fact, what I have learned is, in a very painful way and I can open this shirt and show you the scars and the knife wounds is that it is big media institutions who are identifiably more liberal to left-leaning who will shut you down, stab you and kill you, fire you, if they perceive that you are not telling the story in the way that they want it told.


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Marcom Professional Project (BEP), a programme dedicated to achieving
UPE was under implementation prior to the advent of DPEP in
goals of the BEP Quintessentially was ''to bring about a driving
force in the State (of Bihar) through educational reconstruction
''as'' a change in the educational situation will then bring
improvement in all spheres, and the atmosphere of despair, cynicism,
and violence will give way to a firm determination to deal with
the environment, social, cultural and gender issues.''
the above framework, the specific objectives of BEP were:-
1. Universalization of Primary Education, as a composite programme
of Universal Access Universal Participation and Universal achievement
(at least of minimum levels of learning).
2. Drastic reduction in illiteracy.
3. Modification in the educational system to serve the objects of
equality for women & their empowerment.
4. Inculcating Equity & Social Justice in educational endeavors.
5. Relating education to the working & living conditions of the
6. Laying special emphasis on all educational activities on science
and environment.
experience has further reinforced our ''belief'' in the ''framework''
and ''specific objectives'' of BEP.We now more firmly hold that
in order to achieve ''tangible'' results under any programme
of UPE, it will have to be formulated and implemented within
the ''contours'' of the stated ''framework'' and ''specific
objectives'' of BEP.
is , thus , obvious that the goal ' social reconstruction through
education' for which BEP strived all these years, lay in a distant
future where immediate tangible achievements were small milestones.
The strength of BEP remained in the processes through which
the goals were attempted to be achieved rather than the quantitative
target realization alone.
The DPEP in Bihar cruised along from the point where the journey
of BEP ended. Therefore, BEP and DPEP must be viewed as phases
of the same brood continuum.
The continuity of ''vision'' and ''processes'' from BEP to DPEP
reflects our renewed belief in the ''framework'' and '' specific
objectives'' emerging out of ''accumulated experiences '' of
implementing BEP in the complex socio-economic-cultural milieu
of Bihar.
For us, '' UPE'' is not just '' schooling'' rather a process,
which propels social transformation. As a matter of fact, the
board objectives of DPEP outlined in the ''guidelines'' are
intricately linked with the ethos of BEP.
The broad measurable objectives of DPEP are :
To reduce differences in enrolment, dropout and learning achievement
among gender and social groups to less than five percent.
2. To reduce overall primary dropout rates for all students to less
than 10 percent.
3. To raise average achievement levels by at least 25% over measured
baseline levels and answering achievement of basic literacy competencies
and a minimum of 40% achievement levels in other competencies, by
all primary school children.
4. To provide, according to national norms, access for all children,
to primary education classes (l - v), i.e. primary schooling wherever
possible, or it's equivalent non- formal education.
5. To strengthen the state and district capacities for planning,
management & evaluation of primary education.
Through in Bihar, BSPP has a task cut to achieve as aforesaid,
yet the achievements for us are not merely mechanical attainment
of physical and financial targets. The ''processes'' reign supreme
and continue to be undiluted.


text:
Miami, FL (Sports Network) - Carmelo Anthony and the New York Knicks ended the Heat's 17-game home winning streak, though the win came with an asterisk as Miami rested LeBron James, Dwyane Wade and Mario Chalmers for the second straight game.
Anthony tied a career high with 50 points on an efficient 18-of-26 shooting night, including 7-of-10 from behind the arc, and the Knicks pulled away down the stretch for a 102-90 victory at American Airlines Arena.
"He was unbelievable," Knicks head coach Mike Woodson said of Anthony. "He refused to let us lose tonight. ... He did everything he was supposed to do to put us in a position to win."
New York, winners of nine in a row, got 14 points from J.R. Smith and 10 points and nine assists from Raymond Felton while also welcoming back All-Star center Tyson Chandler, who missed 10 games due to a bulging disc in his neck.
The Knicks pulled even with the Indiana Pacers for the No. 2 seed in the Eastern Conference behind the Heat with nine to play. They also have two games in hand on Indiana.
Chris Bosh, who drained a game-winning 3-pointer in San Antonio on Sunday, once again paced the Heat with 23 points, while Mike Miller added 18 with eight rebounds in the loss.
The matchup lacked the usual playoff atmosphere between these clubs, but despite Miami sitting its stars and Anthony pouring in 42 points over the first three frames, it was a tight 78-76 game in favor of the Knicks entering the final quarter.
Anthony fittingly helped New York close out the win with a jumper in the lane and a 3-pointer on consecutive possessions, giving his team a 95-88 cushion with 3 1/2 minutes remaining.
Chandler added a free throw a minute later and blocked Bosh at the rim at the other end, and Smith sealed the outcome with a 3-pointer.
Miami did not make a field goal over the final 7:53.
"We probably ran out of a little steam in the fourth quarter," Heat head coach ERik Spoelstra said. "They took it to another level and we weren't able to go to that level in the fourth quarter."
Anthony scored the game's first eight points and had 17 in the first quarter, which ended with the Knicks holding a 27-25 advantage.
Miller stepped up in the second period with 13 points on 5-of-5 shooting, with one of his three 3-pointers coming in the final minute to give the Heat a 58-50 lead entering halftime.
Anthony netted 15 points in the third quarter and assisted on a buzzer-beating 3-pointer from Steve Novak that gave the visitors a 78-76 edge.
Anthony had two previous 50-point games ... Chandler played 24 minutes and
finished with just one point and two rebounds ... Half of Miami's four home
losses this season have come against the Knicks ... The Heat fell to 34-3 this
season when shooting at least 50 percent from the field ... The Knicks won the
season series, 3-1.


text:
For relief of muscle aches and stiffness, due to minor injuries, overexertion, falls, and blows. Reduces pain, swelling and discoloration from bruises.
Arnicare Cream is a safe, non-greasy cream with a smooth texture. This cream is great for massaging sore muscles and is also suitable for use on the face, which is why doctors and pharmacists recommend it in more than 25 countries throughout the world. Generations of athletes, trainers and parents have long enjoyed the relief Arnicare provides. Boiron Arnicare is made by Boiron, world leader in homeopathy. Boiron is present in 65 countries and produces more than 1,500 homeopathic medicines.
Directions for Use: Apply a thin layer of Arnicare Cream to affected area and massage gently as soon as possible after minor injury. Repeat 3 times a day or as needed.
Other Directions: For external use only.Avoid contact with the eyes and with open wounds.Do not use if tube seal is broken.Stop use and ask a doctor if condition persists for more than 3 days or worsens.
Active IngredientsArnica Montana 1X HPUS (7%) (Trauma, bruises, stiffness, muscle soreness)
Inactive IngredientsWater Purified, Pegoxol 7 Stearate, Lauroyl Macrogolglycerides, Glycerin, Cetyl Palmitate, Sorbic Acid, Carbomer, Sodium Hydroxide, Methylparaben, Propylparaben.
Pharmaca Integrative Pharmacy is your source for natural health products. Browse our online selection of products from all of the best natural brands, or visit one of our pharmacy locations and talk with one of our licensed practitioners. From natural beauty products and cosmetics to vitamins, herbs and supplements, we offer high-quality natural wellness products for the whole family! Start exploring—shop by brand or by condition to find the perfect natural health products for your body, skin, home and more.
The products and claims made about specific products on this site have not been evaluated by Pharmaca.com or the United States Food and Drug Administration and are not approved to diagnose, treat, cure or prevent disease. The information on this site is for educational purposes only and is not intended as a substitute for advice from your physician or other health care professional or any information contained on or in any product label or packaging. You should not use the information on this site for diagnosis or treatment of any health problem or for prescription of any medication or other treatment. You should consult with a healthcare professional before starting any diet, exercise or supplementation program, before taking any medication, or if you have or suspect you might have a health problem. Pharmaca Integrative Pharmacy will not assume liability for any cross-contamination of ingredients, misprints, or adverse reactions to any ingredients in the products we carry. The products sold here may contain lead and other substances that are known to the state of California to cause cancer and birth defects and other reproductive harm. Prices and promotions are subject to change without notice. All content on this web site is copyrighted by Pharmaca Integrative Pharmacy unless otherwise stated. All online offers and prices are valid for online purchases only, and may be different from those in our retail stores. Free shipping offer may not apply to all orders and all states; see shipping policy for full details. Copyright © 2009 – 2015 by Pharmaca Integrative Pharmacy. All rights reserved.


text:
Old West Visalia HeadstallOver The Neck BC Strap Basket stamp BC13T
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This conversation is closed.
Would a world without emotions better?
One day this questions just came up to me. I just want your opinions on the world without any trace of emotion. I mean humans without emotions to be specific.
Brian Lee
Apr 21 2013: There have been quite a few works of art on this theme. The one that comes to mind is a movie called Equilibrium where society removed emotion in order to achieve peace, environmental sustainability, etc. They accomplished lack of emotion through medication. It's an entertaining film, but ends with the "life isn't worth living without emotion" kind of conclusion with lovers, and puppies.
- +1
It's interesting because dealing with software, you frequently try to get into an algorithm state of mind that is pretty close to emotion-free. It leads to very efficient code, but typically that has to be paired with someone who has a vision for some human interaction in order for the software to really be used. I like to think that while a world without emotion would be more orderly, more efficient, produce more great things, it would be vulnerable to any future civilization that did have emotion.
Another take is that the animal world doesn't have emotion, yet it's pretty chaotic and took quite a while to evolve emotion and civilization so perhaps your question has already been answered that natural law thinks emotion is better because it allows for greater survival and more accomplished culture.
Comment deleted
Apr 20 2013: Hello,
There is a movie that I saw just recently (I think it's named Zenith?) but it's based on the idea that everybody is always happy - every human is happy all the time. In this movie, the people, at least some, are attracted to and go to great measures to find drugs that will make them depressed/make them feel. Sometimes I feel like I need to cry.May 20 2013: I wonder what the people of planet Vulcan (or New Vulcan in the new series movie), I wonder what the Vulcans like Spock would think about the end of emotion.
W. Ying
Apr 29 2013: .My answer:
- 0
Emotions are essential for our communication.
Communication is crucial for symbiosis.
Symbiosis is vital for our survival.Apr 24 2013: HI.
Is courage a bad emotion?
What about finding courage?
In order to do so, many find a courage they didn't know they had in the last three letters of the word courage.
Those letters spell, r...a...g...e.... rage.
I disagree with the premise that simply attributes bad human behavior to emotions because that to me implies a false belief that they come from human nature.
They don't.
What we see in the world is a perverted form of humanity because so many are not getting their needs met and this breeds a sometimes overwhelming fear. Thus, humans are not behaving solely because of so-called or falsely labeled bad emotions but simply are responding to environments that are increasing the stresses upon them to simply survive.
Someone here mentioned psychopaths.
The leaders of America are psychopaths in the very real sense of what that means and what it implies, yet they claim a moral high ground that is anything but.
We could do without them and we would behave differently.
If we solve our problems we will behave differently, i.e. peacefully.
The only people who do not want this are our leaders.
What do you think about that?
Someone also mentioned fear. Jealousy, greed, crime, hate, envy, hubris, resentment, anger and other emotions are all just other words for fear. They represent fear that one won't get what they want or need, or that they will lose what they have. That kinda covers everything in between too. And, any two of all of us.
With the way things are going, having, expressing, showing, demonstrating, etc. emotions will be outlawed and will involve a long jail sentence. (Is this something you would favor?)
This is true as prisons are now privately owned businesses that constantly need more customers to remain solvent, to grow and increase profits.
Everyone in America stands a good and growing chance at winding up in prison in their lifetime.
May 4 2013: I understand there are some good emotions but just imagine a world without emotion that would just let people think rationally with everything. Yes there would be loss of love- the most powerful emotion in my opinion- but if we all though rationally won't most if not all the problems of today not exist. I would not favour outlawing emotions because that is just stupid, everybody relies both on their rationality (don't know if that is a word) and emotioins. So if such a law was passed on it will have to be controlled by robots or somthing that is emotionless.Apr 21 2013: I think it would be Darwinistic, with no regret for doing what each individual decided was best for their survival.
Procreation and families would not be a priority, or even a concern.
Society would degrade as there was no remorse, no caring, and blind indifference to the needs of others.
Development of emotions as art of the human brain are likely one of the cornerstones of human development.
Apr 22 2013: But think about why do humans do most of the "bad" things? Is it not because of other emotions such as jelousy etc.
I mean yes we would loose the more appreciated emotions like love, happiness etc. but these emotions are possibly the ones that lead to the other emotions.Apr 21 2013: I would hazard a guess that the definition of emotion is not that precise.
Taken at face value it seems obvious that there could be no future for humanity without emotion because there would be no impulse to choose one thing rather than another. One could imagine people pursuing survival without emotion, but why would they? A parallel consideration is the perception of pain. I understand people who do not feel pain have very poor outcomes (as judged by people who feel emotion and pain).
The idea that psychopaths mimic emotion to their own advantage is an interesting counterpoint because the question is - what motivates them? If the above observation is right then it would seem that either the answer to this question concerns the definition of emotion or the answer is that psychopaths are in some way parasitic of others' values - they seek what others seek.Apr 21 2013: How could we predict?Apr 21 2013: People whose mental circuitry associated with emotions is impaired fearlessly put themselves and others in harms way. Mother's with impaired emotional wiring may not be adequately attentive to keep their children safe or to foster their learning about the world in a somewhat protected way. People would not be drawn to the sort of flow experiences that underlie great creative achievement in science or the arts. Anything people do for the pleasure of it would suddenly lose its motivating potential.
It sounds like a bad deal.Apr 20 2013: there are good emotions and bad emotions. I'm guessing that you want to get rid of the bad ones? Everyone experiences all of the emotions at one time or another. The problem is with the ones that are chronically stuck manifesting the bad ones.
If your saying the world would be better off without cheerfulness, enthusiasm, exhilaration, etc. I would have to disagree.
Apr 22 2013: I had just recently read the Uglies series. The books are of people with only "good" emotions but my point here is not to well to simplify it get rid of the bad emotions. I think one leads to other so theefore it would be impossible in a way to have only the good emotions without some kind of mind control.
Which would not be considered ethical by today's society.


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Trying to round up at least 3 midgets to make up a division for next year's PPIC. If I can get 72, next year's PPIC will be all midget and I'll charge $5 per spectator.
Come on, aren't they filming a Wizard of Oz remake anytime soon? All I need is 72 of you to become a legend!


text:
StartUpHire is the place to find Sales jobs in and near Cranbury. Review the list of Sales Cranbury career opportunities to the left. These Sales jobs represent some of the most rewarding careers available.
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One of New York Cityâs most unique and fastest-growing tech companies is seeking a sales account manager to procure new business opportunities from around the globe.8/12/2015 New York, NY Save This Job
Fog Creek is changing the way we do sales, and we're looking for smart, organized and driven salesmen and saleswomen to join us as founding members of our brand new team. Without ever having a lead generating sales team, Fog Creek has been in business se8/18/2015 New York, NY Save This Job
Luxury Brand based Downtown Manhattan seeking enthusiastic, self-starting sales recruiters for a growing, dynamic and young sales force team! The company works with Fortune 400 clients and has offices in CA, NY and is opening in the UK and SWZ in 2016.8/22/2015 New York, NY Save This Job
The Company:AvePoint is the established leader in enterprise-class big data management, governance, and compliance software solutions for next-generation social collaboration platforms. Focusing on helping enterprises in their digitization journey to enable their information7/18/2015 Jersey City, NJ Save This Job
We are seeking a Mobile Specialist to collaborate with our Enterprise and Media sales and Client Service organizations to drive strategic mobile solutions for advertisers across all verticals. As the mobile video sales specialist, you will work closely with the head of mobile8/28/2015 New York, NY Save This Job
Location: New York Metro Area, Southern California, Northern California Full-time Overview: As we target the next phase of growth for DataCore Software, the Sales Director will be accountable for driving customer acquisition and territory growth. The ideal candidate is a8/10/2015 New York, NY Save This Job
Executive Overview: Delphix is the market leader in Data as a Service, which helps enterprises accelerate application projects by 50%, including ERP rollouts, custom development, and migrations to private and public clouds. Delphix provides its DaaS Platform as on-premises or8/6/2015 New York, NY Save This Job
Location : Eatontown NJ US 07724 Job Type : Full Time Shift/Hours : First Shift (Day) Career Level : Experienced (Non-Manager) Education : Bachelor's Degree Category : Sales/Retail/Business Development Job Description : At Yorktel we don?t make video, we make video work. We8/5/2015 Eatontown, NJ Save This Job
We are seeking a Head of Programmatic TV Sales to lead our sales efforts into brands and agencies for our programmatic TV product. This individual will be a proven sales leader with deep knowledge and expertise in television advertising, digital media and ad technology. The Head7/29/2015 New York, NY Save This Job
Sales New York City, NY or Vienna, VA, United States AddThis is seeking an Inside Sales leader to manage and lead a growing inside sales team for its SaaS product, AddThis Pro, targeted to Enterprise-level customers. This is a new area of focus for AddThis, so this candidate7/26/2015 New York, NY Save This Job
The Senior Manager, Sales Operations is responsible for the development, implementation and oversight of processes, tools and resources that drive efficient sales processes and reporting across Axioma?s global sales teams. Through analysis, requirements gathering and research of7/19/2015 New York, NY Save This Job
Job Locations US-NY Category Sales Travel 25% More information about this job: Overview: MediaMath empowers the online marketing professional with technology and services that enable advertisers and their agencies to make more efficient, effective and profitable marketing7/8/2015 New York, NY Save This Job
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Sales Engineers- New York, New Jersey, and Connecticut (Eastern Region) Sales Engineers for Violin Memory are the primary technical resource for the account management sales force and provide both presales and post sales activities in the field. Sales Engineers are responsible7/4/2015 New York, NY Save This Job
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The Enterprise Sales Leader is responsible for leading a sales team focused on increasing adoption of the AppNexusâ platform within the Programmatic Media Company (PMC) business unitâs clientele. Equally confident discussing business and technology issues, the7/20/2015 New York, NY Save This Job
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NEW YORKSALESFULL-TIME APPLY TO THIS JOB Since 2012, we've helped 20,000,000 people find the right doctor via our web and mobile apps. Along the way we've partnered with many great companies and investors and expanded our focus to help physicians with their online marketing and8/27/2015 New York, NY Save This Job
Sales Greater New York City, United States Do you have a passion for data analytics and a visionary for big data insights? As a Pre-Sales Solutions Analyst at Ayasdi, you will be helping customers fundamentally change the way they analyze complex, high dimensional data and8/23/2015 New York, NY Save This Job


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I want to start learning to tig weld at home just for a hobby. I currently use a Lincoln SP-135 mig and an old Lincoln Weldan Power AC-150 stick. My main use would be mild steel and aluminum under 1/4 inch thickness. I also would like it to be portable. I've read through the spec sheets on both machines. I'm just not sure if it would be a smart move going for the more expensive machine with all the different settings or to start out with a more basic machine then work up to the high end machine.
Thank you for your assistance.
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Thread: Which tig Dynasty 200 DX or 350
01-08-2008, 10:55 AM #1Junior Member
- Join Date
- Jan 2008
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- Pittsburgh, Pa
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Which tig Dynasty 200 DX or 350
01-08-2008, 01:39 PM #2Senior Member
- Join Date
- Mar 2007
- Posts
- 132
A Dynasty 200dx is a high end machine.
A basic tig would be a Miller Syncrowave 200.
If all you're going to do is 1/4" steel and aluminum at home then go with the Dynasty 200dx.


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Our economic review and outlook.
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Nick Niziolek, Sr. Co-PM shares our view on Chinese equities and the growth potential the team believes remains intact.
Co-Portfolio Manager Nick Niziolek speaks to the compelling dynamics the Calamos investment team sees in Philippines financials sector.
Co-Portfolio Manager Nick Niziolek discusses the rebound in emerging market equities, the factors that could catalyze continued upside, and where the team sees opportunities.
Co-Portfolio Manager Nick Niziolek shares insights from his recent trip to India and discusses how global on-the-ground research enhances our top-down views and bottom-up perspectives.
Nick Niziolek, co-portfolio manager, shares insights that the Calamos team gathered from its recent travels to Latin America, including where they see the most compelling opportunities today.
Co-Portfolio Manager Nick Niziolek, CFA, provides an overview of China's complex system of wealth management and trust products, and explains why shadow banking has recently unsettled the global markets. He also discusses what the Calamos team is watching most closely in China.
John P. Calamos, Sr. discusses why he views the current EM volatility as a buying opportunity, where the investment team sees compelling prospects, and the enduring secular growth trends in the emerging markets.
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- 1
- person in the U.S. has this name View Stanley Zembrowski on Whitepages
Meaning & Origins
Transferred use of the surname, in origin a local name from any of numerous places (in Derbys., Durham, Gloucs., Staffs., Wilts., and Yorks.) so called from Old English stān 'stone' + lēah 'wood, clearing'. This is well established as a given name, and has been widely used as such since the 1880s. It had been in occasional use over a century earlier. Its popularity seems to have stemmed at least in part from the fame of the explorer Sir Henry Morton Stanley (1841–1904), who was born in Wales as John Rowlands but later took the name of his adoptive father, a New Orleans cotton dealer.
|295th in the U.S.
The meaning of this name is unavailable
|242,298th in the U.S.
Nicknames & variations
Stanly, Stanlee, Stanely, Stanle, Stanla, Stanli, Stanel, Stanlie, Staniel, Stanl
Zemba, Zambrowski, Zembower, Zambrowicz, Zamborowski, Zembrzuski, Zumbrook, Zembruski, Zember, Zembrodt


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Too Rare to Die!
Panic! At The Disco Drops New Song 'Miss Jackson,' Album Details & Gory Video
Panic! At The Disco have released "Miss Jackson," featuring Lolo, the first single from their upcoming fourth album, "Too Weird to Live, Too Rare to Die!," due in stores October 8. No, it is not a cover of the OutKast song.


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Search Health Library
More headlines...
The aortic valve is located between the left ventricle of the heart and the aorta, which is the largest artery in the body. The aorta supplies blood throughout the body. Aortic stenosis (AS) is a narrowing of the aortic valve that could block blood flow from the heart and cause a back-up of flow and pressure in the heart and to the lungs. AS can range from mild to severe.
The main causes of AS include:
This condition is more common in men.
Factors that may increase the risk of AS include:
AS does not always produce symptoms. But if symptoms do occur, they may include:
In rare cases, AS can cause abnormal heart rhythms known as
arrhythmia, or sudden death with no previous symptoms.
You will be asked about your symptoms and medical history. A physical exam will be done. The doctor may be alerted to AS by the following:
Images may need to be taken of your chest. This can be done with:
If you have mild AS, your condition will be monitored, but may not need immediate treatment. If you have more severe AS, your doctor may advise you to avoid strenuous physical activity. If necessary, you may be given medications to help prevent heart failure. If needed, you may be prescribed medication, and surgery may be required.
You may be prescribed vasodilators to widen your blood vessels and/or statins to lower cholesterol.
Surgical options include:
AS cannot be prevented. But if you have AS, there are several things you can do to try to avoid some of the complications, such as:


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Read the transcript from the chat with Texans writer John McClain. We'll do another one next Tuesday from 11:30 a.m.-12:30 p.m. Thanks for participating.
The Bayou
Biting satire, Southeast Texas style
NewsworthyBreaking news for Southeast Texas
Whaddya Think?
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The HuddleHigh School sports in Southeast Texas
In The Cards
Lamar University sports
Hot Topics
Trending news, culture and entertainment
The night side of SE Texas


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The Central Pa. Gymnastics League championships were held Saturday at the St. Marys Area Middle School.
Altoona won the team title with a total of 127.5750 points. Second place went to Bellefonte with 126.5250 followed by St. Marys 122, DuBois 119.250 and Ridgway 110.925.
The top 10 place winners in each event were recognized for their efforts.


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Streamline your manufacturing processes from design to delivery with our manufacturing solutions – whether you have one plant or many.
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Take advantage of a manufacturing operations solution that integrates data systems with shop-floor activities to create one, comprehensive as-built record.
maximise visibility and boost performance across your entire plan-to-produce manufacturing process.
Implement lean manufacturing techniques and processes – and gain better visibility across manufacturing, plant, and supply chain processes – for better results at lower costs.
Drive an integrated network of outsourced manufacturing by relying on supply chain process automation – and a single collaboration platform that helps managers identity and resolve issues quickly.
Support all core business operations with fully integrated, best-in-class applications that run on SAP HANA or a database of your choice – on-premise or in the cloud – for maximum flexibility.
Help production workers and supervisors process orders and operations through a single, role-specific workspace – and gain improved insight into quality issues and tasks.
Want to learn more about SAP for manufacturing?


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In the garden
Planting perennials
Fall is the time to plant perennials including herbs. Because some favorites like basil and parsley are annuals planted in the spring, it's easy to forget that many herbs can be planted in the fall and enjoyed until Thanksgiving, or if the weather is mild like last year, all winter long. And herbs can always be planted in pots and brought inside.
"Now is a very good time to get perennial herbs in the ground," says Nicole Schermerhorn, co-owner of A Thyme to Plant at Lavender Fields Herb Farm. "It's cool enough that you want to be outside working in your garden, but still warm enough for the herbs."
"Typically we're also getting enough rain at this time of the year," adds Schermerhorn, "and you're home from vacation now so you can take care of your herbs and begin using them."
Hardy perennials to plant now include rosemary, sage, thyme, chives, fennel, mints, and parsley. The fennel and the mint will die back over the winter but come back in the spring.
"Planting now allows the herbs to establish roots over the winter," says Schermerhorn. "They'll flush out new growth in the spring."
Herbs can be planted in dedicated herb gardens, mixed with vegetables, or added to flower beds and borders. Their various textures and colors can be very attractive, and many people enjoy putting fragrant herbs along walks or driveways where they can easily be touched to release their scents. Culinary herbs should be planted near your kitchen so that harvesting them is easy and convenient. You'll use them more often.
In choosing a site, remember that most herbs require full sun, from 4 to 6 hours a day minimum, good drainage, and good air circulation. Good drainage is so important that Schermerhorn recommends planting herbs in raised beds.
"Clay soil," she says, "does not provide good drainage." She recommends a planting medium of one-third organic matter such as compost, one-third topsoil, and one-third builders' sand.
"Make sure it's builders' sand," says Schermerhorn. "It won't compact like play sand so it adds drainage."
Don't mulch herbs. "We put a handful of organic compost around our plants to dress them up and improve the soil," says Schermerhorn.
"Herbs do not like wet feet, and all mulch does in winter is keep their feet wet."
In fact, most herbs are considered drought-tolerant, though some moisture is needed during dry spells to keep the plants growing. In general, annuals require more moisture than perennials.
Herbs also don't require much fertilizer. Over-fertilizing an herb can produce growth that is too rapid, making the plant more susceptible to disease or insect problems and diluting the concentration of essential oils that produce the taste in culinary herbs. Herbs in pots are the exception. They should be lightly fertilized once a month during their growing season.
Using your herbs is important to keeping them healthy. Evergreen herbs can be cut and enjoyed in recipes or vases all winter.
"Herbs are designed to be used," says Schermerhorn. "Cutting them encourages new growth, so keep using your herbs."
Garden greens
Emily Francis (left) of Richmond Green Drinks and Cary Jamieson of The Steward School checked out the cherry tomato crop Aug. 20 at the school's Bryan Innovation Lab following a visit by members of Green Drinks. Jamieson, director of the Bryan Innovation Lab, was among the speakers who pointed out various sustainable features of the building and its surroundings, including geothermal, solar photovoltaic and solar thermal energy systems, as well as rain gardens and large storage cisterns (like the one pictured) to minimize groundwater pollution. > Read more.
Canterbury Recreation Association 'wins' the 'Dunk Hunger' drive
For the third consecutive year, the Canterbury Recreation Association in Short Pump donated the most meals to the fourth-annual "Dunk Hunger" campaign, which raises money and food donations for FeedMore's Central Virginia Food Bank. Swim teams and community pools throughout the region combined to raise the equivalent of 77,404 meals this year, with the Canterbury group earning the Gold Medal, with 17,454 meals contributed.
CRA will earn a winners' bash Aug. 24 from 3 to 5 p.m. at its pool on Pump Road.
"Our pool has adopted Dunk Hunger into its culture with fun ways to raise food and funds," said Canterbury's Dunk Hunger chairman Jack McSorley, a Freeman High School junior. > Read more.
Weekend Top 10
Henrico County has a lot to offer this Labor Day weekend! Before summer ends completely, you've got to try some Virginia wines at Southern Season's weekly event, Fridays Uncorked. Check out The Comedy Dad, Alex Scott, at the Richmond Funny Bone or put your thinking caps on and take on The Escape Room. This weekend also features a two-day event at Malvern Hill and Carrington Kay at The Tin Pan. For all our top picks this weekend, click here! > Read more.
Police arrest woman in connection with early-morning arson
Businesses collect, donate sports equipment
Citizen, Richmond Biz Live host marketing seminar
Henrico community rallies around local family after house fire
Henrico County property transactions, Aug. 3-9
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Sep. 3, 2015Click here to read the print edition.
Weekend Top 10
'Uncanny Valley' coming to HATTheatre
CAT Theatre announces cast for 'Thanks Mitch'
Shear brilliance
CAT Theatre seeks 'Red Eye 10s' participants
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Obituary – Brian Francis Downes
Obituary – Linda Chinn Allison
Obituary – George Batalo
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Garden greens
Canterbury Recreation Association 'wins' the 'Dunk Hunger' drive
Bike collection planned at Henrico concert Aug. 22
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The greatest love of all
My daughters' other dads
All hail to mothers and the hardest job of all
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Athlete of the Week – July 3: Kayla Sell
Athlete of the Week – June 19: Sydney Whitaker
Steward School's Enright drafted by NY Mets
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ClassifiedsExperienced Childcare Professional – Infant/ Toddler CDA. CPR and First Aid certified. 15+ years experience. Over 7 years with Army childcare. Located near Staples Mill and Hermitage intersection. Amanda Cobb… Full text
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CalendarOpportunity Toastmasters will meet from 7 p.m. to 8:30 p.m. at Shoney's Restaurant, 7101 Staples Mill Rd. Meetings are held the first and third Mondays of each month. For details,… Full text


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Comic 159
Link: Comic 159
Translations: http://www.beaverandsteve.com/wiki/images/8/8f/Finnishflag.png Finnish, http://www.beaverandsteve.com/wiki/images/5/52/Frenchflag.png French, http://www.beaverandsteve.com/wiki/images/5/57/Polishflag.png Polish, http://www.beaverandsteve.com/wiki/images/0/04/Danishflag.png Danish, http://www.beaverandsteve.com/wiki/images/7/79/Italianflag.gif Italian
Title: gardening into DANGER - part 2
Date: February 27, 2006
Summary: Beaver and Steve meet the mighty, terrible and incredibly hungry Qual'n'Gurtha.
Cast: Beaver, Steve, Buddy Holly, Pig, Qual'n'Gurtha
Onomatopoeias used: "FWOOOSH!"
Number of panels: 5
Panel 1
Steve: (pointing at something in the sky behind Beaver) "Look! Elvis Presley flying on the back of a pig!"
Beaver turns around to see.
Panel 2
Buddy Holly: (flying on a pig) "Peggy Suuuue!"
Pig: "Oink!"
Beaver: "Wait a minute... That's not Elvis...!"
Panel 3
Beaver turns back round to see Steve standing next to a bizarre one-eyed octopus monster. The door is open, which proves that Steve let the monster out.
Beaver: "I probably should have forseen this..."
Panel 4
Beaver: "Who..."
Qual'n'Gurtha: "I am the mighty and terrible QUAL'N'GURTHA!"
Qual'n'Gurtha: "Eater of worlds! Devourer of suns! Gormand of galaxies!"
Panel 5
Close up of Qual'n'Gurtha
Qual'n'Gurtha: "Prepare to witness the end of your entire pitiful universe..." Qual'n'Gurtha: "My hunger for it's destruction has never been hungrier!"
Fun Facts
- Beaver is right - that is indeed not Elvis Presley riding the flying pig, but Buddy Holly instead. What a cunningly treacherous distraction trick by that pesky Steve!
- This just in, from the most authentic of all sources himself - "Qual'n'gurtha has been imprisoned in there for 40,000 years."
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