text:
United Community Bancorp Announces Stock Repurchase Program PR Newswire LAWRENCEBURG, Ind., Feb. 3, 2014 LAWRENCEBURG, Ind., Feb. 3, 2014 /PRNewswire/ -- United Community Bancorp (the "Company") (Nasdaq: UCBA) announced that the Company's board of directors has approved the repurchase of up to 514,956 shares of the Company's outstanding common stock, which is approximately 10% of outstanding shares. Purchases will be conducted solely through a Rule 10b5-1 repurchase plan with Sandler O'Neill & Partners, L.P. Purchases will be based upon the parameters of the Rule 10b5-1 repurchase plan. The Rule 10b5-1 repurchase plan allows the Company to repurchase its shares during periods when it would normally not be active in the market due to its internal trading blackout period. United Community Bancorp is the holding company of United Community Bank, headquartered in Lawrenceburg, Indiana. The Bank currently operates eight offices in Dearborn County and Ripley County, Indiana. SOURCE United Community Bancorp Website: http://www.bankucb.com Contact: United Community Bancorp, William F. Ritzmann, President and Chief Executive Officer, (812) 537-4822
United Community Bancorp Announces Stock Repurchase Program
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Eric Melin
Agrees with the Tomatometer 80% of the time.
|Kansas City Star, Lawrence.com, Scene-Stealers.com
|Critics' Group:
|Kansas City Film Critics Circle
|Total Reviews:
|Official Websites:
Agrees with the Tomatometer 80% of the time.
|Kansas City Star, Lawrence.com, Scene-Stealers.com
|Critics' Group:
|Kansas City Film Critics Circle
|Total Reviews:
|Official Websites:
|Title | Year
|Chappie (2015)
| "There is something about this messy mashup of Robocop, Frankenstein, Short Circuit, A.I.: Artificial Intelligence, and trashed-up wannabe gangster "zef" culture that just works man, against all odds. Even when it doesn't. Which is often. " ‐ Scene-Stealers.com
Posted Jun 13, 2015
|Jurassic World (2015)
| "Commentary on how audiences always want "bigger" over "better" is not enough. It's window dressing. You still have little kids in danger of being eaten by dinosaurs run amok and a guy who thinks he's the Dinosaur Whisperer. " ‐ Lawrence.com
Posted Jun 13, 2015
|Love & Mercy (2015)
| "This has to be the best-sounding movie ever made, and like Brian Wilson himself, it's full of naked emotion, while still retaining an air of mystery. " ‐ Lawrence.com
Posted Jun 13, 2015
|Händler der vier Jahreszeiten (The Merchant of Four Seasons) (2002)
| "Fassbinder is going for realism, but almost a heightened, stagey version of it. This strategy makes the film more deeply felt, amplifying the awkwardness. " ‐ Lawrence.com
Posted Jun 13, 2015
|Magician: The Astonishing Life and Work of Orson Welles (2014)
| ""Magician" is a brisk documentary that dismantles many Welles myths, some of them by the great man himself - as he tells the same story three different ways in different interviews. " ‐ Lawrence.com
Posted Jun 13, 2015
|Le Silence de la Mer (1949)
| "Although the movie's narrative and acting style are typical of older films, "Le Silence de la Mer" has a modern sensibility and feel, embracing subtlety and ambiguity in a way that was idiosyncratic at the time. " ‐ Lawrence.com
Posted Jun 13, 2015
|Limelight (1952)
| "It was Chaplin's last great film, and it showcases not just a love for the performing arts (she's a ballerina, he's a vaudevillian), but also Chaplin's effortless sentimentality. " ‐ Lawrence.com
Posted Jun 13, 2015
|Tomorrowland (2015)
| "When Bird's movie clicks, it's easy to believe that human intelligence and ingenuity can overcome impending global disaster. That's why he should have given his audience more credit and not spelled everything out for them. " ‐ Lawrence.com
Posted Jun 12, 2015
|Mad Max: Fury Road (2015)
| "Hope is a mistake. But this represents a certain kind of hope that's contagious. As technology continues to improve and digital effects persist, it's refreshing to see an old-school master get back to basics - and use his powers for good. " ‐ Scene-Stealers.com
Posted Jun 12, 2015
|Avengers: Age of Ultron (2015)
| "Like Greek gods before them, superheroes are our modern myths, so why shouldn't they examine issues of the classic texts in our time? The end credit sequence actually gives this idea a visual corollary, as it shows a giant Hellenistic statue. " ‐ Lawrence.com
Posted Jun 12, 2015
|White God (2015)
| "When it's all said and done, "White God" delivers an indictment of both sides, and its one that, despite its canine (anti-?)heroes, rings with an undeniable sadness and human truth. " ‐ Lawrence.com
Posted Jun 12, 2015
|Wild Tales (2015)
| "I hope that Quentin Tarantino, whose obsession with revenge pictures has started to reveal kinks in his armor, has seen "Wild Tales." While it embraces elements of the spaghetti western as Tarantino's films do, it also finds new ways to explore them. " ‐ Lawrence.com
Posted Jun 12, 2015
|The Wrecking Crew (2015)
| "From a narrative standpoint, "The Wrecking Crew" is scattered, which limits its appeal to pop music aficionados. As one of those people, I enjoyed the film despite its lack of forward movement. " ‐ Lawrence.com
Posted Jun 12, 2015
|Ex Machina (2015)
| "Garland's film sexualizes Ava to an embarrassing degree, which also is its entire point. His aim is to have his cake and eat it too, with images of female nudity literally created for the male gaze, subverted, and mined for maximum uncomfortability. " ‐ Lawrence.com
Posted Jun 12, 2015
|Secretary (2002)
| "Shainberg sets up a restless quality in both characters, and he takes them very seriously but it still comes as a bit of shock to see what is normally considered to be sexist behavior finally and ultimately embraced. " ‐ Lawrence.com
Posted Jun 12, 2015
|Furious 7 (2015)
| "The actors are completely secondary. The hoops they jump through to get to the next action scene are just that. The expositional dialogue [starts] only after the action scene has, because they know we don't care why they're there: We're already with them. " ‐ Lawrence.com
Posted Jun 12, 2015
|It Follows (2015)
| "The only control the teenagers have in the situation is to pass on the curse - and increase their sexual guilt tenfold. It's a brilliantly clean metaphor, not just for sexual nervousness, but also the transience of youth. " ‐ Lawrence.com
Posted Jun 12, 2015
|What We Do In The Shadows (2015)
| "The film has all the low-key charm of a Christopher Guest movie, but it also has the dynamic kick of seamlessly blending its faux-cinéma vérité style with the supernatural. " ‐ Lawrence.com
Posted Jun 12, 2015
|Sullivan's Travels (1941)
| "... the movie road-trips from its scripter's typical cynicality to finding an assured kind of resonance in the third act in the most unlikely of places. " ‐ Scene-Stealers.com
Posted Jun 12, 2015
|Ride the Pink Horse (1947)
| "It shows Montgomery still taking chances, retaining some seriously robust cinematic flair, courtesy director of photography Russell Metty. There are lots of long, fluid takes and a very heavy atmosphere throughout. " ‐ Scene-Stealers.com
Posted Jun 12, 2015
|Fellini Satyricon (1969)
| "There's a numbness to the entire cumulative experience. That's where its true effect lies, and Fellini Satyricon is mostly a reminder of how wide open and full of possibility this particular time in cinema was. " ‐ Scene-Stealers.com
Posted Jun 12, 2015
|Gone Doggy Gone (2015)
| "A funny, low-budget indie that's at its best when it diverts from what is purported to be the main plot. It proves that Brown and Walter are talented comedic writers who aren't afraid to get more than a little absurd for a laugh. " ‐ Lawrence.com
Posted Jun 12, 2015
|Mr. Turner (2014)
| "Like it's subject, the film has an irascible charm. Leigh strips away the myth of the vaunted artist; the highly evolved being with special knowledge. He also avoids the clichés that come with portraying an artist of Turner's stature. " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|Citizenfour (2014)
| "Movies don't put themselves together. Every moment, every cut, and every camera angle is an editorial choice. So is the structure of the movie, which builds its mix of fear and danger sure-footedly, " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|Still Alice (2015)
| "Moore is the real reason Still Alice works. She's so natural and free of vanity. She doesn't telegraph the tragedy of her situation. It's a quiet performance and the uncertainty of how present Alice is undercuts everything, even the joyful moments. " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|Jupiter Ascending (2015)
| "Obsession with reincarnation, blurry gender lines, alternate realities, and new modes of action are just some of the reasons that its diversions are where its at. They're baked into the movie's DNA, even as the screenplay tries to follow familiar tropes. " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|Die Bitteren Tränen der Petra von Kant (The Bitter Tears of Petra Von Kant) (1972)
| "On one level, it is an engrossing character study about changing power dynamics in relationships. On another, it's simply a marvel of fluid, focused filmmaking - where everything in the frame is loaded with meaning. " ‐ Lawrence.com
Posted Feb 28, 2015
|The Palm Beach Story (1942)
| "It's about as breezy, carefree, and anarchic as romantic comedies get. Full of absurd comedic digressions and bookends that still don't quite make sense, this eccentric road trip comedy would likely never get made in today's Hollywood climate. " ‐ Lawrence.com
Posted Feb 28, 2015
|American Sniper (2015)
| " Too often in "Sniper," Eastwood kowtows to our basic need to have clear-cut good guys and bad guys. And when Kyle makes the impossible shot, it feels (in the limited context of the film) like we've actually won something. We haven't. " ‐ Lawrence.com
Posted Feb 28, 2015
|Foxcatcher (2014)
| "Miller has a keen eye for examining the intersection of class, money and ambition. The screenplay compresses the timeline, moves key scenes around, and favors character over action, but it absolutely stays focused on these difficult larger themes. " ‐ Lawrence.com
Posted Feb 28, 2015
|No Score Yet
|Syncopation (1942)
| "The plot is pretty standard, if a little herky jerky, but what stands out above everything is the respect and passion all the characters have for the music. To his credit, Dieterle doesn't really play up the soap opera elements of the story either. " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|The Guest (2014)
| "Barrett and Wingard are more about exploring the wish-fulfillment than getting into any deep psychological warfare. Still, the screenplay knows just when to create more menace and move on, and it escalates the craziness right up to the breaking point. " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|Inherent Vice (2015)
| "Anderson is too enamored with his terrific ensemble cast. Perhaps 2 hours 20 minutes were needed for the plot to make any kind of sense, but there still feels like a lot of dead weight, and he is unable to infuse it with the energy of his other films. " ‐ Lawrence.com
Posted Feb 28, 2015
|Selma (2015)
| "This electrifying film puts the tension, the fear, the courage, and the tragedy in perspective, and dramatizes it through the struggles of people, not rhetoric. " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|Get On Up (2014)
| "The screenplay from Jez and John-Henry Butterworth inserts some actual discussion of his songwriting and groove technique, giving the man credit for virtually inventing the funk. " ‐ Scene-Stealers.com
Posted Feb 28, 2015
|Jimi: All Is by My Side (2014)
| "... an interesting curiosity that takes chances and gets at a certain truth about its enigmatic lead character. " ‐ Scene-Stealers.com
Posted Feb 27, 2015
|The Interview (2014)
| "It is indeed a lowbrow comedy, but it's not just some dumb movie - and the fictitious assassination of a living world leader is not even the most dangerous thing about it. " ‐ Lawrence.com
Posted Jan 3, 2015
|Top Five (2014)
| "When it feels loose and lived-in, it starts clicking into place. But when it pushes its characters toward unearned saccharine, it feels as fake as the industry it's supposed to be satirizing. " ‐ Lawrence.com
Posted Dec 31, 2014
|The Hobbit: The Battle of the Five Armies (2014)
| "The sad irony is that - given the enormous familiarity with Jackson's cinematic Middle-earth and the almost identical structure and conflict of both trilogies - the sixth and final film is a slog of an exercise; one of stubborn inevitability. " ‐ Lawrence.com
Posted Dec 31, 2014
|Wild (2014)
| "screenwriter Nick Hornby understands aimless characters, and his script is a skillful balancing act. It undercuts an overly serious tone whenever possible and layers in a poignancy that rarely seems forced. " ‐ Scene-Stealers.com
Posted Dec 31, 2014
|Unbroken (2014)
| "The Hollywood sheen of its early scenes distances the film from connecting, while later attempts to be gritty become repetitive and ultimately deadening. " ‐ Scene-Stealers.com
Posted Dec 31, 2014
|The Theory of Everything (2014)
| "It has the slick sheen of prestige Oscar-bait, and its frustrating that it views this most unique relationship-one which surely has more contradictions and asterisks than 99 percent of marriages-through the same lens of every other rose-colored biopic. " ‐ Scene-Stealers.com
Posted Dec 9, 2014
|Mr. Smith Goes to Washington (1939)
| "It isn't a political film at all. In fact, it draws its power from its simple underdog story and its modern resonance from the fact that little has changed since then. " ‐ Scene-Stealers.com
Posted Dec 9, 2014
|It Happened One Night (1934)
| "Viewed even today with all of its plot elements recycled ad nauseam by Hollywood (for rom-coms, road trip comedies, odd couple/buddy films, etc.), the film still holds up because we believe Gable and Colbert and can identify with them both right away. " ‐ Scene-Stealers.com
Posted Dec 9, 2014
|Nightcrawler (2014)
| "Gyllenhaal's character isn't actually obsessed with real-life tragedy and carnage. Instead, his predatory creep has something else on his mind: success. Lou is a product of his generation - a DIY careerist, unburdened by a conscience. " ‐ Scene-Stealers.com
Posted Dec 9, 2014
|Whiplash (2014)
| "Even though the film is laser-focused, both Teller and Simmons reveal a remarkable amount of character depth and shading, elevating the clever screenplay to a challenging statement about modern culture. " ‐ Scene-Stealers.com
Posted Dec 9, 2014
|The Hunger Games: Mockingjay - Part 1 (2014)
| "Besides being padded with scenes that go on too long and drive home the same story beat that's already been established, Mockingjay - Part 1 is just plain dull. There's only one major plot revelation in the entire movie, and it's obvious from the outset. " ‐ Scene-Stealers.com
Posted Nov 22, 2014
|L'Avventura (1960)
| "There are certain things audiences have come to expect from the plots of motion pictures, and even in 2014, L'avventura feels angry and fresh because it upends those expectations gleefully. Being anti-plot doesn't necessarily mean that its plotless. " ‐ Scene-Stealers.com
Posted Nov 22, 2014
|Death Metal Angola (2014)
| "... more than a treatise on the origins of this bombastic musical style. It's a story of hope. There's no reinvention of the form here, just a solid documentary on a subject you had probably never thought existed. " ‐ Lawrence.com
Posted Nov 22, 2014
|Interstellar (2014)
| "Despite some awkward pacing, easy sentimentality, and pandering it's still hard to resist. It's not just Nolan's ambition that should be admired. He actually pulls off scene after scene of unforgettable drama in colossal scale, both in space and on Earth. " ‐ Lawrence.com
Posted Nov 22, 2014

subset: commoncrawl


text:
Welcome to Smogon! Check out the Smogon Info Hub for everything you need to know about starting out in the community. Don't forget to introduce yourself in the Introduction Thread, too!
Welcome to Smogon Forums! Please take a minute to read the rules.
Hail No! (An OU Hail team)
Discussion in 'BW OU Teams' started by assassinfred, Sep 15, 2012.


text:
BPL Community Profile
John Vance (Servingko) - BPL Forum Member
You cannot send this user a personal message (PM) because they have not specified a PM email address yet.
All Forum Posts by John Vance
Re: Re: Re: Re: Exped vs xtherm. On sale backcountry gear...2nds 30% off 2014 & 2015
They may go fast
Re: Re: Re: WTB WM Megalite Long w/ overfill
Bummer. Their site let's you put it in the cart with no back order mentioned.
Re: WTB WM Megalite Long w/ overfill
Hermits Hut in Redding Ca has overfilled bags for the same price as non overfilled in stock and no waiting. I have ordered a couple bags from them in the past and they are great to work with.
Re: Re: Mines good, for the most part
I received two a couple of months ago and no problems - everything looked good.
Re: malto source
I would be interested as well.
Re: Re: Re: Re: Re: Exped Downmat Winterlite Review and Xtherm Comparo
I moved from both exped ul syn and downmat in the rectangular reg versions to just the xtherm large taper as my only pad. I find it marginally more comfortable and much warmer than the syn mat and...
Re: Re: PCT Blog
Thanks for the heads up on your blog. I hiked it in 1983 and have read a number of current blogs/diaries for the PCT, CDT, and AT and it seems like a much different experience now - a more group o...
Re: thanks
Thank you Jesse for allowing me to "ride your poncho tail" so to speak. Sold pending funds to Jack.
Re: Re: Re: Yes $60 new
Jack, it is yours. I will PM you.
Re: Re: Yes $60 new
While I am a total free market guy, my word and offer is worth and than a couple of bucks, besides, I like good karma. I will pm you with the pertinent info. Edited For clarity, I will pm David...
All Reader Reviews by John Vance
Showing 1 - 4 of 4 | Page: 1
Katabatic Chisos
This is from previous posts but I thought I would include it here as well. I received my Chisos with 2oz overfill and just wanted to update those waiting to hear a little more about my initial imp...
Katabatic Gear Sawatch
I know I only have spent 4 nights using my Katabatic Sawatch, I wanted to get a review out for those interested that I have posted elsewhere on this site but not in the review area. I can say thi...
Six Moon Designs Swift10
Now that I have some miles on my 2010 Swift I thought I would prepare a more thorough review. I have been using a 2006 SMD Starlight for the past few years and really love it coming from a brief stin...
Kookabay Custom Down Air Mattress (DAM)
I recently my pad from Bender yesterday and have to say I am impressed. The seams and sealing is very consistent, straight, and even. My custom pad used the standard 70d fabric and is 24" wide, 6...


text:
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Citadines Montpellier Sainte-Odile
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
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Montpellier Shopping
Today we went to Montpellier and did some shopping.
It was fun but my feet really really really hurt it was too hot and sticky. I wanted some comfy shoes or some with roller skates in them!!!
Mum scraped the car wing mirror while driving into the underground carpark but didn't do heaps of damage.
We had lunch at Georges Cafe, it was ok. I liked Mum's chocolate frappe and the Bonaffi Pie.
We shopped ...
Roman Aqueduct & Mediterranean Beach
... It took us a bit longer to get back to the hostel this time. Jaden suggested we stay on past our stop and take the bus all the way to the end of its route and get off at a closer stop to our hostel. Trouble is the bus took a long time to get to the end of its route and then stayed an extra 13 minutes before returning. Finally at 9 pm we are back at the hostel. Now it's time to wash clothes! Think I'll have a ...
Time for Lavende, Planning & Packing
... evening was as organised as expected so no let down there, it
was chaotic. Toni believed she got most of the forms but caught up with a few
parents that she knew and swapped forms that neither had. Good news is the
college took the forms and did not hand them back as they tend to do when not
completed correctly even though we are none the wiser to an actual confirmed
stationary list or even a start date or time for the New Year. Oh well Maddi is
Grenoble, Aubenas and a bit of normal life
... competed for against Aubenas Rugby club each year. It was the first time in 2 years the boys had won a tournament.
After the prize giving we went to Quick Burger for what was actually a Slow Burger and headed home for our two hour trip – GPS not taking us via the A9 for much of the way we went instead via some smaller French towns which was lovely – it would be a nice place to go back to and explore some time. Home just after 8pm for a quick unpack and two kids in bed reasonably early as both were fatigue' ...
Barcelona with an addtional KING (Tom)
... some shops open in the morning till 12:30 shut for lunch till 3pm and open till 10pm. Reaching home Tony and Tom went to find a bottle of wine, sorry Rosemary he blew the budget on two bottles of wine, one at 1 Euro and the other at 5euro which had a wine security seal on it. It did take a while to find the wine (not really) so a rest was needed over a few beersies, father and son time. Tom and Tony made it home to check to see the quality of the wine and price ...


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Banter set to a beatThey are both renowned industry regulars; singers who have created a niche for themselves with their talent and determination. Over the course of their respective careers, theyve garnered acclaim for their live performances along the way. Yet it's ... Deccan Chronicle, 1 month ago
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NREL Research Earns Two Prestigious R&D 100 Awards
Breakthroughs in silicon solar cells and ultra-efficient supercomputers honored
July 11, 2014
A growth system that can produce thin solar cells quickly and at low cost, and an ultra-efficient supercomputer platform – both developed or advanced by the Energy Department's National Renewable Energy Laboratory (NREL) and its partners – have been named among this year's most significant innovations by R&D Magazine.
"We at NREL are gratified that our innovative work in energy efficiency and renewable energy continues to be honored with some of the most prestigious awards in the industry," NREL Director Dan Arvizu said. "Investments in energy research and development not only create jobs in America but help advance the goal of a clean energy future."
"These awards recognize the tremendous value of our National Labs," said Secretary of Energy Ernest Moniz. "Research and development at the National Labs continues to help our nation address its energy challenges and pursue the scientific and technological innovations necessary to remain globally competitive."
The two prestigious awards, known in the research and development community as "the Oscars of Innovation," bring to 57 the number of R&D 100 awards that NREL has won since 1982.
Innovative Growth System Lowers Cost of Monocrystalline Silicon Wafers
NREL worked with the company Crystal Solar to demonstrate the viability of high-efficiency thin monocrystalline silicon (Si) solar cells and modules that are less than 80 microns thick and to show that they can be grown at low-cost through an epitaxial process.
The Direct Monocrystalline Silicon Wafer Growth by High-Throughput Epitaxy Team also showed that the process can grow cells in large quantity at a cost of about 50 cents a watt – an important threshold toward America's goal of cleaner energy future. The growth system produces cells at half the cost and 100 times the speed of conventional epitaxial reactors, opening the door to rapid commercialization.
NREL performed characterization and reliability measurements on cells fabricated by Crystal Solar and collaborated with the company's technical team to develop and implement modifications to the measured cells, contributing to improved cell performance and reliability.
Leading the Crystal Solar team was T.S. Ravi, V. Siva and J. Vatus. NREL's team included Harin Ullal, Bhushan Sopori and Steve Johnson.
High Performance Supercomputing Platform Uses Warm Water to Prevent Heat Build-up
NREL's other R&D 100 award, in collaboration with HP, was for the HP Apollo 8000 System. This innovative system uses component-level warm-water cooling to dissipate heat generated by the supercomputer, thus eliminating the need for expensive and inefficient chillers in the data center. The energy-saving approach based on warm-water cooling is a key reason that the building in which the supercomputer sits, NREL's Energy Systems Integration Facility, was awarded LEED Platinum designation and named 2014 Laboratory of the Year by R&D 100 Magazine.
In addition, the innovative design allows waste heat from the computer to be captured and used to heat office and laboratory space, achieving even higher efficiency levels. High performance computers (HPC) provide the foundation for numerical modeling and simulations, which permit scientists to gain new insights and drive innovations in energy efficiency and renewable energy technologies. However, as HPC systems scale by orders of magnitude, energy use and cooling these systems becomes more challenging, begging a solution, such as the one provided by HP and NREL.
Leading the initiative were NREL's Steve Hammond and Nicolas Dube of HP.
"Oscars" of Innovation
Winners of the R&D 100 Awards are selected by an independent judging panel and the editors of R&D Magazine. Since 1963, the R&D 100 Awards have identified revolutionary technologies newly introduced to the market. Many of these have become household names, helping shape everyday life for many Americans. The awards are considered to be the "Oscars" of Innovation.
Winners will be recognized at the R&D 100 Awards Ceremony in Las Vegas on November 7. A list of this year's winners is available at www.rdmag.com.
NREL is the U.S. Department of Energy's primary national laboratory for renewable energy and energy efficiency research and development. NREL is operated for the Energy Department by the Alliance for Sustainable Energy, LLC.News Source : NREL Research Earns Two Prestigious R&D 100 Awards
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- NREL Leads Effort to Get Traffic Moving in Right Direction
- NREL's Bobi Garrett Named Top Industry Executive
- NREL Report Examines Energy Use in Cities and Proposes Next Steps for Energy Innovation
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text:
Under pressure from a demanding customer base more willing than ever to shop around, insurance companies are increasing their focus on developing customer retention strategies. Yet despite an increasing emphasis on customer retention their call centres and customer-facing staff are not always well equipped to meet individual customer needs.
These were among the main findings of a recent survey across the UK and Germany, on behalf of business process management company Pegasystems.
In three out of four UK insurance companies, customer retention has become more important since the recession. But less than one in four customer-facing staff is well equipped to meet individual customer needs on all occasions.
When asked how they felt customers rated their service levels, three quarters believe their service would be rated as excellent or higher than average, but this has yet to be translated into increased loyalty as the result of a positive customer experience. Indeed, in the face of a more demanding and fickle customer base, more than one third of companies reported that over 50% of customers change provider when renewing a policy.
Jeremy Payne of Pegasystems says, "Insurance companies are struggling to provide a more flexible approach which will deliver the personalised service required to increase customer retention. Many still have a long road to travel if they are to turn their desire for higher levels of customer retention into a reality."


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Originally Posted by smithdoor
Ansel Adams had a good eye darkroom. Today we use filters for film Variable Contrast and changing developing time for paper. Digital uses Photo Shop all work great
I think most of his prints are on graded paper. I think he used his skills to expose and develop film to create a negative that will print on a particular grade for the most part. As BW printers, we have it easy with multigrade papers. It gives us the luxury to be a little sloppy with our exposure and development with our film. All we have to do is to change grades with filters. Printers today also can also do split grade printing which he wasn't able to do with graded papers. Now digital photographers can do it in the computer. It's a different craft on the computer.
We are buried beneath the weight of information, which is being confused with knowledge; quantity is being confused with abundance and wealth with happiness.
We are monkeys with money and guns.
― Tom Waits


text:
Erectile Dysfunction Health Center
Medical Reference Related to Erectile Dysfunction
Erectile Dysfunction: Psychological Causes
WebMD looks at some of the psychological causes of erectile dysfunction, including stress, performance anxiety, relationship problems, depression, and more.
Erectile Dysfunction: Preventing It
WebMD looks at ways men can prevent erectile dysfunction.
Erectile Dysfunction: Talking to Your Partner
WebMD tells you how to talk to your partner about your erectile dysfunction and how to cope with it as a couple.
Erectile Dysfunction: Penile Prosthesis
A penile prosthesis or implant is an effective treatment for erectile dysfunction. WebMD explains how the device works.
Erectile Dysfunction: Learning to Relax
If you have erectile dysfunction, learning to relax may help. Here are some tips from WebMD for reducing stress.
Erectile Dysfunction: Maintaining Intimacy
It's important to remain intimate with a partner while coping with erectile dysfunction. WebMD explains.
Erectile Dysfunction: Maintaining a Healthy Lifestyle
Obesity is a known cause of erectile dysfunction. WebMD explains how diet and exercise can lead to a healthier sex life.
Erectile Dysfunction: How to Quit Smoking
Smoking can contribute to erectile dysfunction. WebMD gives you tips on how to quit.
Erectile Dysfunction and Priapism
WebMD looks at the causes and treatments of priapism -- a persistent and usually painful long-lasting erection - and its link to erectile dysfunction.
Erectile Dysfunction: Clinical Trials
WebMD looks at the clinic trials underway for treatment of erectile dysfunction due to prostate cancer.


text: Ted Pedersen Become a Fan × BECOME A FAN Get updates about Ted Pedersen and recommended reads from Simon & Schuster. Plus, get a FREE eBook when you sign up! Email Address Free eBook available to NEW subscribers only. Offer redeemable at Bookshout.com. Code expires 12/31/2015. See full terms and conditions. By clicking SIGN UP, I acknowledge that I have read and agreed to the Privacy Policy and the Terms of Use. Books by this Author Space Camp By Ted Pedersen By Ted Pedersen Space Camp Commander Sisko has made Jake an offer he can't refuse -- the chance to attend Starfleet Academy Summer Space Camp on Rijar, once home to an ancient civilization, now an archaeologist's dream. Jake's father has even agreed to send Nog. Jake is looking forward to the adventure and maybe finding something in the ruins to write a story about. But from the day they arrive it's a disaster!The best friends are on their way to becoming worst enemies -- until an accident triggers the countdown of a... Read more about this book Read more Get a FREE eBook when you join our mailing list. Plus, receive updates about Ted Pedersen,recommended reads and more from Simon & Schuster. Email Address Free eBook available to NEW subscribers only. Offer redeemable at Bookshout.com. Code expires 12/31/2015.See full terms and conditions and this month's choices.


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Leverage direct-mail postcard marketing to transform your business in just three months.
Marketing RSS feed for this section
You've printed a professional business card, a cool sticker or an informative brochure, now what? Marketing to the rescue! All the designing and printing in the world won't help you, if you can't spread the word about your business, product, service or event. We can help! Below you will find PsPrint Blog posts jam-packed with clever marketing ideas to help you market your business, product, service or event.
25 Facebook Marketing Tips for Graphic Designers
These Facebook marketing tips for graphic designers will help you promote your work, build a fan following, and find new clients.
This Single Page Boosts Booklet Response
Add this single page to your booklets to boost response rates!
3 Secrets to Killer Postcard Headlines
Create killer postcard headlines that command customer attention and help motivate greater response rates for your direct-mail postcard marketing campaigns.
3 New Must-Have Apps for Marketers
These three new must-have apps for marketers will help you get a leg up one your competitors in 2015 with Twitter, push notifications, and social reviews.
All-Time Super Bowl Ad Hits and Misses
What's the best Super Bowl ad of all-time? What's the worst? Check out these picks for all-time Super Bowl ad hits and misses!
Print Stickers for Cheap Yet Memorable Corporate Identity Kits
Find out stickers can help you print cheap yet memorable corporate identity kits to promote your brand.
30 Locations for Powerful Banner Placement
Banner placement is critical to banner marketing success. These 30 locations are great for banner placement!
The Case for Jacks of All Trades: Why Entrepreneurs Love One-Stop Shops
Can a case be made for jacks of all trades versus niche service providers? Find out why entrepreneurs love one-stop shops instead of niche specialists.
Why Aren't You Acting On Your Most Creative Idea?
If you're not acting on your most creative idea, you might be letting opportunity – and life – pass you by. Now is the time to begin planning your idea.
30 Resources for Naming Your Company or Brand
Need help coming up with a brand name for your business? These 30 resources will help you learn more about naming your company and even generate names.
Vinyl or Canvas: Which Banner Material Is Best?
Is it better to print banners on vinyl or canvas? Each has unique benefits depending on where they're being used. Find out which banner material is best.


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Mormon Media Observer: Drop the violent video games
You are probably wiser than I am about what this could mean — and more research needs to be done here.
But as I ponder the remarkable result in this study, I think about how our consciences are sensitive things. Overloading this delicate instrument as might happen in a game seems sure to cause confusion and frustration as we try to develop our senses of self and as we try learn right from wrong.
Here is what The American Psychological Association said, quite boldly, about violence in the media — including video games: "After 40+ years of research, one might think that debate about media violence effects would be over. An historical examination of the research reveals that debate concerning whether such exposure is a significant risk factor for aggressive and violent behavior should have been over years ago."
I don't wish to be a scold nor am I perfect. Heaven knows, far from it. I am also aware that some studies don't see such strong links between aggression and video games. I am aware of the limitations of science.
But can I issue a gentle call to the young men in my ward and to you? Cut some of the violence in your lives. Like the Lamanites of old, bury your weapons of virtual war deep in the ground and commit to never return to them.
(And by the way, if that's hard to do, you might recognize that as a sign of addiction, a worry of a different sort.)
It's time to do things that are more real, as Elder Bednar has said. Time to do things that last.
I implore you: Cut the violent video games from your life.
Lane Williams teaches journalism and communication at BYU-Idaho. He is a former journalist whose scholarly interests include Mormon portrayals in the media, media and religion, and religion and politics.
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Conference Call and Webcast
Synta will hold a conference call at 2:30 p.m. (ET) today to discuss the positive overall survival and sub-population data from the Phase 2b clinical trial of STA-4783. This data will also be presented at the annual meeting of the American Society of Clinical Oncology (ASCO) in Chicago, Illinois this morning.
The conference call will be webcast live over the Internet. The webcast can be accessed by logging on to the "Investors" section of Synta Pharmaceuticals' website, www.syntapharma.com, prior to the event.
The call also can be accessed by dialing (877) 407-8035 or (201) 689-8035 prior to the start of the call. Following the call, the webcast will be archived on the Company's website.
Safe Harbor Statement
This media release may contain forward-looking statements about
Synta Pharmaceuticals Corp. Such forward-looking statements can be
identified by the use of forward-looking terminology such as
"will," "would," "should," "expects," "anticipates," "intends,"
"plans," "believes," "may," "estimates," "predicts," "projects," or
similar expressions intended to identify forward-looking
statements. Such statements, including statements relating to the
timing and progress of clinical trials of STA-4783, reflect our
current views with respect to future events and are based on
assumptions and subject to risks and uncertainties that could cause
actual results to differ materially from those expressed or implied
by such forward-looking statements, including that the results of
completed clinical trials may not nece


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Quotables from LATE NIGHT WITH JIMMY FALLON , Week of 1/2
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Below, check out quotables from NBC's LATE NIGHT WITH Jimmy Fallon JANUARY 2 - 4:
Welcome to Late Night with Jimmy Fallon! Here's what people are talking about. After hours and hours of tough negotiation, the most powerful people in America have finally come to an agreement - that's right, if it's a girl, they'll name it Kim, and if it's a boy, they'll name it Kanye.
Some major political news. After months of uncertainty, congress has finally passed a bill to avoid the fiscal cliff. Now that the deal is complete, President Obama is going back to Hawaii to finish his family vacation, while Congress is heading back to their favorite place to vacation: Congress.
While working on a deal to avoid the fiscal cliff, members of Congress spent New Year's Eve at the Capitol. Yeah, even the guy watching the Twilight Zone marathon with his parents was like, "Talk about a lame New Year's."
And did you hear about this? There are reports that John Boehner told Harry Reid to go eff himself outside of the Oval Office last week. Then on top of that, Republicans told Reid that if he does eff himself, they won't pay for his contraception.
I heard that Dunkin' Donuts is testing a new line of gluten-free pastries. So if you're looking to eat healthy, still no.
And finally, on Monday night, thieves broke into the Apple store in Paris and stole one million dollars worth of iPhones and iPads. That's right - they took four iPhones and two iPads.
Welcome to Late Night with Jimmy Fallon! Here's what people are talking about. Today, members of the 113th Congress were sworn in at the Capitol. After which, they were like, "Well, that's enough work for the year."
And this is cool. Today the Senate swore in a record 20 female senators. Yep, the women said they're very excited, and look forward to proving they can accomplish just as little as male senators.
Here's some Oscar news. I heard that older members of the academy are having trouble submitting their Oscar votes this year because for the first time, they are voting online. Yeah, the good news is that "Les Miz" has gotten a lot of votes for Best Picture; the bad news is, most of them were typed into a microwave.
I just read that gyms around the U.S. are reporting a 30 percent rise in membership since New Year's Day. It's true - this morning at the gym, I saw tons of people I had NEVER seen before - yeah, turns out they've all worked there for years.
Check this out. It was announced that one hundred of Beyonce's fans will get to introduce her before the Super Bowl halftime show. Which sounds cool - until you hear that they're each doing it individually. "And now ... here's Beyonce!" "Here she is - Beyonce!" "Guess who's here - Beyonce y'all!"
Get this, you guys. A marijuana club in Colorado is closing after just one day in business because it lost its lease. You can tell it's a weed club, cuz they mean they literally lost their lease. "I don't get it - I put it right here between my bean bag chair, and my rainbow candle shaped like a hand making a peace sign."
While guest-hosting the fourth hour of the "Today Show," Meredith Vieira said the S-word on live TV. Kathie Lee and Hoda were like, "Whoa - you kiss your wine glass with that mouth?"
Welcome to Late Night with Jimmy Fallon! Here's what people are talking about. Tomorrow is the start of the NFL playoffs! Yep, the Bengals are playing the Texans at Houston; The Vikings are playing the Packers at Green Bay; and the Jets are playing the Giants at Scrabble.
That's right, the NFL playoffs start this weekend. Yep, I can't wait to just plant myself on the couch and watch all the games - or as that's also known, "Tebowing."
Hey, I want to say congrats to "Star Wars" creator George Lucas, who just got engaged to his girlfriend of seven years! Yeah, seven years. Of course, since it's George Lucas, people say the first three were great but the ones after that were kinda disappointing.
Actually, George Lucas's fiancé is 25 years younger than him. Or as his lawyer put it, "May the pre-nup be with you."
Yeah, George Lucas is engaged to a woman 25 years younger than him. When I heard that, I was like, "Chewbacca-wow-wow!"
Get this. Lil Wayne got a new tattoo on his forehead, which features the word "Baked," but he says it's not a reference to marijuana. Seriously? I'm pretty sure any forehead tattoo is a reference to marijuana.
Check this out. Iceland's government is forcing a girl named Light Breeze to change her name because it's not on the approved list of names for girls. "Yes, Light Breeze is a ridiculous name for an Icelandic woman," said Bjork.
Listen to this. A company is trying to bring marijuana vending machines to Colorado and Washington state. They say it'll make millions - and that's just from the one guy who keeps forgetting he already put a dollar in. ("It wants more? It's eating it!")
And finally, I saw that hundreds of people have signed a petition asking the White House to create a TV show that would follow Joe Biden around in his daily life. Even Honey Boo Boo was like, "Dude, that would be hilarious."
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'IW Talks to the Oscar 13' Nominees' is a daily series running through to this year's Oscar ceremony (February 24) that features new or previously published interviews with some of this year's nominees. Today, we're running an interview with "Argo" director-star Ben Affleck, whose thriller is a fron...Read More »
Vanity Fair's 19th Hollywood Portfolio, shot by Bruce Weber, includes 75+ stars, from Tom Hanks and Amy Adams to Quvenzhané Wallis and Eddie Redmayne. The cover stars Ben Affleck, Emma Stone and Bradley Cooper.Read More »
Every year, the Santa Barbara International Film Festival gives me the opportunity to host its Modern Master tribute to a major star or filmmaker. This year Ben Affleck and I spent more than two hours on stage reviewing his career, with excerpts from his many films, beginning with "Dazed and...Read More »
Ben Affleck accepted the Modern Master Award at the Santa Barbara International Film Festival Friday night, and at the after party, grilled me about where "Argo" stood in the Oscar race. A lot of people thought the movie might win the Producers Guild's top award Saturday, and so it did. But few expe...Read More »
"Argo" is on a roll. Ben Affleck's movie won again at the Producers Guild Awards, setting the tone for the weeks leading to the Oscars as one of statistical chances. Without also receiving a Best Director Oscar nomination, four other films have won the PGA's top prize ("Driving Miss Daisy," "Apollo ...Read More »
Kris Tapley and I go toe to toe in this week's post-Sundance, pre-PGA, SAG and DGA Oscar Talk.Read More »
Usually we'd be throwing up flags on this until Disney announces this thing themselves, but The Wrap and THR are both reporting that this is indeed legit and real, so let's get to it....Read More »
Iran's Art Bureau has approved the making of a film depicting the 1979 Iranian hostage crisis depicted in Ben Affleck's "Argo." Filmmaker Ataollah Salmanian states: "the movie is about 20 American hostages who were handed over to the US embassy by Iranian revolutionaries at the beginning of the revo...Read More »
Film Independent's 12th edition of their Directors Close-Up series will feature Ben Affleck ("Argo"), David O. Russell ("Silver Linings Playbook") and Benh Zeitlin ("Beasts of the Southern Wild"), director Ruben Fleischer ("Gangster Squad"), and writer/directors Ira Sachs ("Keep the Lights On"), Jul...Read More »
It's too bad they disappeared for most of the show, because hosts Tina Fey and Amy Poehler were by far the best part of watching The Golden Globes. Some of their lines were as jaw-dropping as anything Ricky Gervais said, but were delivered with such warmth that they didn't seem to s...Read More »


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"Happy Birthday Rana!" wishes Neetu Kapoor!
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Valdes will leave the club in 2014 after the end of his contract after he refused to discuss an extension.
Reina, linked as a replacement for Valdes, and who also came up through the Barcelona youth system, said: "That surprised me because Victor plays for the best club in the world.
"I know, because I'm from Barcelona, developed as a footballer and a man."
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What is your opinion? Feel free to discuss the article under. You have to comment by using your Facebook profile. Be fair and have respect for other people and opinions!
Who of Europe's top strikers will move to England this summer?
After a dreadful start to their Bundesliga campaign, Borussia Dortmund appear to have weathered the storm after going five matches without defeat.


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Obama? He's just too smart for us on the right!
Or at least that's the thesis of one Allen Clifton.
Which brings me to President Obama. While I'm not calling him a genius, I do think he's extremely intelligent. I also believe that his tendency to use "big picture" thinking while drafting policy is something most Republican voters simply can't understand.
Now understand it this comes from orthodoxy central, aka a site called "Forward Progressives". And this is apparently considered "forward thinking". We just are too stupid to get it.
He uses Obamacare as an example of us not getting it:
While many Republicans want to look at the "now" aspect of the Affordable Care Act, they seem unable to grasp the reality that as more Americans get health insurance, giving them access to preventable care, this lowers expenses down the road for everyone. If people can prevent very costly heart attacks, strokes or other debilitating health issues now, that's an overall savings for practically everyone from consumers to health insurers to doctors who now have more patients. Quite literally, improving the overall health of Americans will improve the health of this country. It even makes sense for our economy. If workers are healthier, because they have access to quality health care, that means there will be fewer people calling in sick to work, showing up sick to work (putting other employees at risk) or relying on government programs because their health conditions (that were preventable) render them unable to work at all.
But to see all of that requires "big picture" thinking and Republicans seem unable to understand anything beyond the spoon-fed bumper sticker talking points they're given by the GOP and the conservative media.
We could spend 5,000 words and countless hours expounding on how clueless this is. Health care doesn't get less expensive if you "subsidize" it by penalizing those who work and earn by making them pay for those who don't. Period. Wealth is something earned by individuals, not governments. When government's take other's wealth to pay for government priorities, it leaves less for the individual who earned it to spend on their priorities. This isn't a hard concept to grasp, but seems beyond Mr. Clifton and our brilliant president. While all the pie in the sky BS about a healthier American work force sounds wonderful, for the most part it isn't the workforce that's benefiting from this subsidy. So while you may want to see this as a "far reaching" plus, it isn't. There are certainly ways to approach the lack of insurance, but this isn't one of them.
Mr. Clifton then doubles down on his ignorance of economies with this "Underpants Gnomes" paragraph:
Minimum wage is another issue you see this with. Republicans constantly paint it as a "job killer" (it's not) while also rallying against the millions of people who are on government assistance. Funny thing though, a good portion of the Americans who are on government assistance have jobs. If we made sure that no American working full-time had to rely on government programs just to survive, instantly we would save our country hundreds of billions of dollars over the years. Not only that, but when Americans have more money, they have more to spend. And what's the biggest driver of economic growth? Consumer spending. More consumer spending means higher profits and higher demand, which means – more jobs.
But once again, when it comes to Republicans and explaining job creation, anything outside of "tax cuts create jobs" is often too complex for many of them to understand.
So, where again does the money come from to pay that $15 minimum wage? The earnings of the business. And what will a business have to do if it has to pay that wage? Well it has some choices – raise prices, lay off workers, go out of business, etc.
Would someone have more money to spend? Yes, if they weren't laid off or their business didn't close their doors.
And how big of a jump in spending money would they have? Well initially a bit. But then prices would adjust, because, you see, as the price of labor goes up, so do the prices of commodities and goods. In other words, if they still have a job and they're earning $15 an hour, fairly quickly prices will catch up with their gain and their purchasing power will be about the same as they previously enjoyed. Meanwhile, businesses who can keep the doors open are raising prices and laying off workers, or considering automation as a replacement for workers.
Apparently this too is beyond the grasp of Mr. Clinton and the brilliant president. Half the story, in both cases, is where Clifton stops. And this is considered just freaking brilliant by the boob.
And you wonder why the left lives in a fantasy world? This isn't rocket science nor is there a dearth of examples proving these points. They are everywhere, throughout history. Look them up? Oh, hell no … let's continue to live in our fantasy orthodoxy and call everyone else stupid.
See climate change for further proof of this nonsense.
Observations: The QandO Podcast for 12 Jun 15
In which we advocate Global Thermonuclear War, then peter off into banality. On the Podcast page.
Economic Statistics for 12 Jun 15
Producer Prices for Final Demand rose 0.5% in May. Prices less food and energy rose 0.1%. Prices less food, energy & trade services fell -0.1%. On a year-over-year basis, PPI-FD is down -1.1%, less food & energy up 0.6%, and less food, energy, and trade services up 0.6%. Other numbers from the release:
PPI-FD Goods – M/M change: 1.3 %
PPI-FD Goods – Y/Y change: -4.3%
PPI-FD Services – M/M change: 0.0%
PPI-FD Services – Y/Y change: 0.6%
The University of Michigan's Consumer Sentiment index rose 3.9 points to 94.6.
Sorry, I refuse to play this game
One of the problems associated with the military is the issue of "stolen valor", i.e. wannabes who claim service, awards and decorations they haven't done or earned.
No one other than other wannabes defends this because it is so outrageously wrong in every way. They haven't done the service or haven't earned the awards and they aren't who they say they are. And they are shamed and shunned because of their lies.
That seems to be the proper way to handle those sorts of things. If you're not what you say you are, no amount of wanting changes that. So why should we as a society have to humor that? We don't in this case. Why do we in other cases? If I paste a horn on my head and claim to be a unicorn, does that make me one? And do you have to accept my desire as "valid" or "true"?
Of course not.
Meet Spokane's NAACP Chapter President Rachel Dolezal. Ms. Dolezal, as she appears now, claims to have been a "bi-racial" child and having African-American blood. On the right is a picture of a younger Ms. Dolezal as she appeared years earlier when she was naturally blond haired and blue-eyed.
She's claimed a black father and a black son for some time.
The young man is actually her brother, adopted by her real parents years ago. The man on the right she claims is her dad. He's not. Here he is with her mom.
Yes, about as "white-bread" a pair of parents as you can get.
Ms. Dolezal has claimed a horrific earlier life to add to her "black" bona-fides. But they are as false as her racial claims:
In an interview with the Coeur d' Alene Press, Dolezal's mother shot down many other claims her daughter has made in interviews over the years. Specifically:
Dolezal's claim she was born in a tepee.
'Totally false,' said her mother. She and Dolezal's father once lived in a tepee but it was before Dolezal was born.
Dolezal's claim she once had to use bows and arrows to hunt for her own food as a kid.
Not true, says her mother.
Dolezal's claim she once lived in South Africa.
'Rachel did not even ever visit us there,' said Ruthanne, who lived there as a missionary.
Dolezal's claim her parents punished her 'by skin complexion' with a 'baboon whip' reminiscent of those once used on slaves.
'She is fabricating a very false and malicious lie,' Ruthanne said.
Dolezal's claim that Larry Dolezal, who is white, is actually her stepfather.
'Anybody who lives in the town of Troy or Libby knows that Larry is her father,' Ruthanne said.
So, what should we think of this pretender who has lied and fabricated so much about her life as well as making up horrific stories about her parents?
Well, my inclination is to treat her the same we we treat valor thieves … shame her. And to point out that as much as she wants to be black, claiming she is doesn't make it so (take note, Bruce Jenner, your chromosomes still say "X" and "Y", no matter how you dress or what you hack off).
But apparently that's not how it works in this day and age:
Make up a few "facts" ("10% of all people are born (with the wrong skin color)" – really? And from whence does that little pearl originate?), claim victimhood, and bingo, you're a "minority" with a "cause" which should be a) tolerated and b) treated as if your fantasy is reality.
Yeah, sorry, not playing this game.
You are what you are – that's reality. If you can't deal with it, it's not my fault or my problem. You're not a victim. You're not entitled. You need help.
End of rant.
Economic Statistics for 11 Jun 15
Retail Sales for May rose 1.2% overall, 1.0% less autos, and 0.7% less autos and gas. This looks like a rebound from the soft 1st Quarter.
Export prices rose 0.6% in May, while import prices rose 1.3%, after a year of declines. On a year-over-year basis, export prices are down -5.9% and import prices are down -9.6%.
Business inventories rose 0.4% in April, while a strong 0.6% increase in business sales left the stock-to-sales ratio unchanged at 1.36.
Initial weekly jobless claims rose 3,000 to 279,000. The 4-week average rose 3,750 to 278,750. Continuing claims rose 61,000 to 2.265 million.
The Bloomberg Consumer Comfort Index fell -0.4 points to 40.1 in the latest week.
The Fed's balance sheet rose $2.7 billion last week, with total assets of $4.468 trillion. Reserve bank credit rose $7.1 billion.
The Fed reports that M2 money supply fell by $-15.0 billion in the latest week.
A perfect example of a leadership deficit
About all Barack Obama has done in the leadership department is attempt to define it down ("leading from behind"). From the beginning it has been evident that this man not only isn't a leader, but has no idea how to lead and has learned nothing about it in his 6 years in office. Even an idiot learns a little after 6 years, or at least that's been my observation.
Today we're served with a perfect example of the point that he's at best an abysmal leader:
Dispensing with the usual formalities and professionalism that take place during political discussions, a Pentagon official responded to President Obama's comments that he's waiting on an ISIS strategy by saying, "What the f*** was that?"
The President confessed to not having a strategy to defeat ISIS, adding that "when a finalized plan is presented to me by the Pentagon, then I will share it with the American people."
Because the Pentagon can't develop a plan in almost a year.
An official responded with the above question and added, "We have given him lots of options, he just hasn't acted on them."
That's right, it's the Pentagon's fault that it has been over a year since Obama first offered that we had no strategy to combat ISIS and that remains our status today.
Because, you know, it's the responsibility of underlings to drive things. Leaders? We'll they play golf and enjoy the perks of the job. And when they're finally confronted with the lack of progress on a strategy, always lay it off on their subordinates.
The dearth of leadership this administration constantly displays is dangerous. And that's what it is. I can't imagine a real leader saying something like this (a year after he had made the same statement). Any leader worth his salt recognizes that it is his responsibility to drive any process like that and if there is a lack of results, it is because he has failed, not his subordinates.
This guy isn't a leader and just doesn't care. He lets things go that are very important. He simply avoids decisions. Again, knowing what the job entails, one has to wonder why he ever pursued it? Did he think it wouldn't be necessary to make decisions or lead on his watch?
This was just another check off the checklist of his narcissistic life. Whether or not he'd actually fulfill the requirements of the job were obviously secondary to his need to obtain it.
And now we suffer … everywhere. Because, by law, we have to let this boob finish out his lackluster and inept execution of the job.
Economic Statistics for 10 Jun 15
The MBA reports that mortgage applications rose 8.4% last week, with purchases up 10.0% and refis up 7.0%.
Information revenue rose 0.4% in the 1st Quarter. Year-on-year, information revenue rose 3.0%.
The Treasury reports an $-82.4 billion deficit for may, with tax receipts up 12.4% and spending up 4.0%. The deficit is running 16.3% below last fiscal year, at $365.2 billion vice $436.4 billion this time last year.
The wages of emotional voting and lack of scrutiny? Obama
National Review has published an article by Victor Davis Hanson with three views of the Obama presidency. One view is that of an Obama partisan and presents his presidency in a positive light. The second is a decidedly non-partisan look that does precisely the opposite. However, there's a third view that I find most appealing and frankly the most honest:
A third view of Obama is neither so rosy as the first nor so melodramatic as the second. Obama may well have been an unapologetic progressive wolf in centrist clothing, but mostly he was a continuation of what he had been in the past: an unimpressive state legislator, a one-term partisan senator without any accomplishments, a lackadaisical executive who in his own words had to worry most about not appearing lazy and distracted. Obama as president simply pushed the right progressive buttons, all the more easily once his own party lost the Congress and he was freed to sign executive orders that enraged his enemies and moved the country leftward. He cares little about the scandals involving the IRS, VA, AP, NSA, GSA, TSA, EPA, Benghazi, and the Secret Service, other than ensuring that they stay far away from his own godhead.
Mostly, President Obama likes the ceremonial perks of his office — the public spotlight to pick sports winners, the regal access to the links in sporty golf attire, the huge plane and entourage, the video clips of his catlike descent down the stairs of Air Force One, and the captive audiences for his often ahistorical and confused ramblings about America's past and present shortcomings. Rarely has a president entered office so inexperienced and unprepared, yet with such great hopes and expectations among the public. That he squandered such good will through petty spite and inexperience should not be surprising, given his meager qualifications and thin résumé. Most of Obama's career in community organizing, academia, and the Illinois legislature was predicated on leveraging his race, name, and unique background with the pretensions of liberal America to land opportunities for which he knew in advance that he would never be held accountable.
Make sure you read the other two views, but unlike some who are sure Obama is following some sort of plan to hurt America, I don't find this man able to purposely do much of anything.
One of the warnings many of us threw out there early on is he'd never "run anything or done anything". Think about it – his sole accomplishment before essentially running unopposed for and Illinois Senate seat, had been to write an autobiography. About what? Well, himself, of course. He was all about self-promotion. He is a first class narcissist as we've all discovered. He loved the campaign but not the work. He no sooner became an IL state senator, a poor one at best, than he began running for the US Senate. In the case of both senate seats he came with an extraordinarily thin resume. But, he was the right color with the right party at a time of two wars and an unpopular US president, and it just opened up for him. Once ensconced in the US Senate he almost immediately began running for President on an even thinner resume (heck, with the US Senate run, he could at least claim "experience" at a state level).
I find Hanson's point about Obama liking the "ceremonial perks" of office over the work to be dead on. You've seen others remark about our "semi-retired" president. His lack of leadership qualities is staggering. And yet, there he is, in the Oval Office.
His domestic and foreign agendas have been a mish-mash of college dorm discussions and naive beliefs proffered by others equally as clueless (such as his former Secretary of State) combined to do enough harm that we'll need years to overcome them. His inability to work within the system, mostly because he doesn't seem to know or understand how, has left him frustrated. His manner of dealing with his frustration is spiteful childishness and unilateral action which, frankly, he doesn't care whether its legal or not.
What concerns me more than the fact that he's so incompetent and as Hanson says "inexperienced and unprepared" is that a significant portion of the population was gulled into voting for him the first time and then, apparently uncritically, re-elected the man for 4 more awful years.
We've certainly paid the price for that bit of emotional voting and lack of scrutiny.
But let's also not forget who aided and abetted this travesty and the lack of scrutiny.
All you have to know to understand what institution that was is to know that Marco Rubio and his wife have had 17 tickets in 20 years and own a "luxury speed boat" while Hillary Clinton's past is essentially ignored.
And, as you might have surmised, that institution is again cranking up its machine to give us another incompetent who has more baggage and corruption surrounding her than one can shake a stick at.
Forewarned is forearmed, not that it is likely to change much.
Economic Statistics for 9 Jun 15
Redbook reports that last week's retail sales continued to disappoint, down to 1.2% on a year-ago basis, from the previous week's 1.7%.
The NFIB's small business optimism index came in well above expectations, at 98.3 for a very solid 1.4 point gain in May.
Wholesale inventories rose 0.4% in April but far below a giant 1.6% surge in sales. The stock-to-sales ratio edged down to 1.29 from 1.30.
The Labor Department's JOLTS Report shows April job openings at 5.376 million, the highest reading in the history of the series since 2000.
As predictable as the sun rising in the east, Obamacare is failing
Forget the Supreme Court ruling that may gut it, the program is failing all on its own as it is unable to keep or deliver on any of its promises. Include with that the financial disaster it has become and you have the perfect vehicle for defining "a failure":
ObamaCare's supporters would like everyone to believe that with Healthcare.gov now functioning, everything is just fine and dandy. Contrary to what the conservative press (which I guess would include me) has been saying about the many problems of ObamaCare, Vox's Ezra Klein declared last September that "in the real world, it's working." In February, his fellow Voxland inhabitant Sarah Kliff rattled off eight ways in which the law had proved its critics wrong.
But has it? Not really.
For starters, the exchanges have enrolled about 3 million fewer people than the Congressional Budget Office projected in 2010. And far fewer of the enrollees are from the ranks of the uninsured than hoped. Medicaid enrollment is lower too, for the simple reason that states refused to expand the program.
Ezra Klein hasn't visited the "real world" in years (Dale and I asked him once if he'd visited a VA hospital after he waxed enthusiastic about how good the VA was. Of course, he hadn't). And, as expected, the government's predictions, which were used to justify Obamacare, were woefully wrong. No surprise to some of us.
The core of President Obama's sales pitch to America was that the program, which he called the Affordable Care Act, would "bend the health care cost curve" and save an average family $2,500 on their premiums each year. How would it accomplish this feat? Essentially, he said, by forcing uninsured "free loaders" who show up in the emergency room to obtain free care to either buy (subsidized) coverage on the insurance exchange or sign up for the expanded Medicaid program. The point was that if they had coverage, they'd get cheaper care sooner in a doctor's office rather than more expensive care later in a hospital emergency room.
Things don't seem to be working out that way. ObamaCare is indeed bending the cost curve — but up, not down.
In fact ER visits are up under Obamacare, not down (another supposed justification for the law). As for rates? They continue to go through the roof:
Every year, companies selling coverage through ObamaCare's exchanges have to ask state regulators to approve their premiums for the following year — a practice more appropriate for the Soviet Union than an allegedly free-market economy. And this year, according to several news reports, some are requesting increases of over 50 percent.
In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6 percent in premiums for 2016. The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3 percent increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4 percent across its products. Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25 percent.
Some states are even higher.
The reason is called "economics". It is a fairly simple concept to grasp. When you subsidize millions who don't pay full price or any at all with the money those who do pay full price pay, the cost curve for those paying has nowhere to go but up. Surprise, that's precisely what is happening, despite promises to the contrary (which we here knew were full of hot air when they were first uttered).
And there are more hikes on the horizon:
What's more, these hikes are likely just a prelude to far bigger ones in future years. Why? Because two programs — risk corridor and reinsurance — that were meant to "stabilize" rates in ObamaCare's first few years so that insurers could obtain the right mix of enrollees are set to expire next year. (The risk corridor program slaps a fee on insurance companies that have lower-than-expected medical losses, and compensates those that have more. The reinsurance program imposes a fee on insurance policies and funnels it to insurers with high-risk individuals.) With these programs gone, the challenge of maintaining a balanced risk pool will become even harder.
The expanded Medicaid program is no picture of robust health, either. It has produced no cost-saving decline in emergency room visits, nor has it contributed to hospital profitability, as was hoped.
What a freakin' mess. So?
So, to recap: ObamaCare has fallen short of its enrollment target, hiked insurance premiums, failed to cut down on ER visits, and flopped in its attempt to improve hospitals' bottom line.
But its real problem is the lawsuit? Maybe treatment for delusions is covered under ObamaCare!
Hey, like I said, some people think the VA system is the cat's meow. There is no hope for them.


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Black History
Black History
Ironically after posting this picture in humor, today I come across this news on NPR. I am unsure if the picture I posted is two black men being hung. Likely, based on the setting (Civil/Revolutionary War time), I would not be surprised if it were two black me. It is also probably not related to the story I posted.
I was moved by the story of James Cameron, and further convicted of how insensitive the posting of that picture could have been due to 'ignorance' on my part. I don't know if anyone, black or white or otherwise, is even aware of the story of James Cameron. But at times I am amazed at how uncivilized we are not too far into the distant past.
So out of respect for the diversity of the board and friends I am closing that thread. Know that I would never intend to instigate anything of that nature. I would like to discuss this man some more later today. I am at work and limited access.We live in a time where our planet suffers from two epidemics simultaneously - starvation and obesity.
Look at all these little kids taking care of the music biz, don't their business take good care of me.
I have the fire, I have the force, I have the power to make my evil take it's course.
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Best Honey Singh Songs
The Top TenXW
Nice song
I really like this song
The song is outstanding
Best wording no girl will try to breakup after listening
Honey singh is best I really like this song and I am a very big fan of yo yo.V150 Comments
Awesome music with awesome rap
Both are best in this song.. If any one know the name of that HOT girls with honey sing in the last, wearing yellow dress, please inform.. She is really HOT..
It is much better song than other songs
This song is best song of honey singhV100 Comments
Cool song
and even enjoyable
Mast song of all time
I love you yo yo
It is very sweet song, yo yo singhV52 Comments
Best dirty rap song by honey singh
Every girl should listen this song.
Honey singh made the song perfect... Other singer was good too..
Sexiest song of honey sing
This song was niceV67 Comments
He is the best... I love each and every one of his songs, but he should have kept a light hand in the choot volume one song :D
Lovely Nice Very Good HAYE MERA DIL
Amazing heat touchable song by honey singh I have heard ever..
Supper I love singer yo yo bhaiV66 Comments
Really joyful song...
Love you honey singh
Honey is the best
Wow wonderful song love you honey
Honey Singh your all songs are best in the whole worldV31 Comments
Very good song I have never heard this much powerful song in my life because I am only 11 years old
I like this song very much. Honey singh is my faverite
My friend honey singh you are the best singer. You are the big fan of my family. I love your songs very much like dope shope etc. BYE
Your RAP is so good'V41 Comments
Honey singh is words best singer
Honey Singh is best singer of pop
It's the best song of ma favorite play list
Yo yo is best singer in popV32 Comments
The best song of 2013..2 million hits after 4 days of release..the way he dances..! Love this song
Best song ever I love his rap he is the best Punjabi rapper.I love tis song so well. Hats off to yo yo honey singh for the super duper hit song. I am his biggest fan
Awesome song guy...gotta vote for it yaar
Best song 2013 and this song is awesome...V202 Comments
Just awesome! Honey singh's one of the best... Music is crackling...
A Perfect Party SOng..! One To Remember!
This is the best song of Yo Yo Honey Singh
And the beat video
It will be change our next generation music and songs and I am also a singer... !V25 Comments
The Newcomers
We All Know He Did It...
The Contenders
Best song from International Villager
Very nice and I like to hear this songs I love this song
After listening it, I started listening punjabi songs
Because it has the feel and the groove!V324 Comments
Most popular song of 2006
Yo, yo, honey shing I love yo, yo...
Honey singh is my super star
This song is very dirtyV10 Comments
V v v v v v v v v v v V... Nice song
Vere is like this song
Honey please give your mind to me
Best yo yo honey singhV10 Comments
Awesome party song... This song will make you dance...
Great Song with great rhythm
One of my favourite song which also suits my bro
Wow what a song honey singh (er)V8 Comments
Dangerous song and best
This is a very nice song
It's a lovely and too much close to real life
This is very Nice song...V10 Comments
Great song super lyrics by honey
This song is very good and honey singh is rock
I like it I really like honey singh all songs love you
I like this songV22 Comments
It also must be in Top ten..!
Yo Yo Honey Singh is all in 1
I love this song
The song dedicated to South-Star Rajnikantha
Wow it is superb song of Honey Singh in a film... and should be in top ten hit list of yo yo songs
I love this song this is my favourite song but I hate honey singh
Lungi Dance isa world number 1 songV22 Comments
What a song is this. The entry for sid in this song is just fab.
Hey which song is this I am not getting this please hlp
This song z lovely
It is very nice song. I like honey singhV5 Comments
A very pop song
This song is good but I don't like sunny but I like very much yo yo honey.
Wow wonderful song yo yo honey sing
Dirty sunny leone hate uV15 Comments
Related ListsBest Songs from Honey Singh's International Villager Best Songs from Yo Yo Honey Singh's Desi Kalakaar Worst Honey Singh Songs Worst Yo Yo Honey Singh Songs Best Arijit Singh Songs
List StatsUpdated 13 Oct 2015
97 listings
3 years, 12 days old
Top Remixes (19)
2. Choot (Volume 1)
3. Haye Mera Dil
2. Breakup Party
3. Brown Rang
2. Breakup Party
3. High Heels
View All 19


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