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So far, despite the constant threat from fraudsters intent on robbing people of their retirement money, the pensions revolution has been more peaceful than bloody. Yet misconceptions do remain about how people can best use the new pension freedom rules. Here, The Mail on Sunday looks at the options available.
What still puzzles you about the pensions revolution? Savers' top 10 queries revealed - as well as the answers...
Why should I bother with financial advice when I take my pension - and is it worth paying for?
Watchdogs wade in to stop unscrupulous divorcees snatching pension pots and depriving exes of retirement income
Elderly sacrificing their own standard of living in retirement by spoiling grandchildren with financial generosity
Tell me if you're being ripped off to access your pension - and we'll push providers to cut charges, says Minister
COMPLETE GUIDE TO PENSION FREEDOM: order your free must-read 28-page booklet
Rules on cashing in small pension pots could be eased so savers face less drama under watchdog plans
Is this a good tax trick to boost your nest egg? How pension recycling works (but you must tread carefully or risk a fine)
'Pension recycling' allows people to boost their retirement pot by generating extra tax relief - but anyone tempted risks a financial penalty if they overstep the rules. In theory, anyone aged between 55 and 75 could withdraw up to £7,500 in one year from their pension pot and put up to 30 per cent of it back in again, gaining a tax advantage as a result. But recycling higher sums or breaking a host of other HMRC rules - including a ban on doing anything that is 'pre-planned' - can potentially attract charges amounting to 55 per cent of the sum involved.
Ten questions you need to ask yourself when investing for income in retirement
New pension freedom rules give you greater choice when it comes to retirement income, but with it more responsibility to make sure you don't run out of money in your golden years. We look at ten points to consider when investing income for retirement - from the level of risk you can afford to take to whether it's better to invest for income or growth.
SIMON LAMBERT: As the Government closes its pension consultation, it seems the days are numbered for untaxed saving
In the few short months since George Osborne' Summer Budget, the finance industry appears to have simply resigned itself to higher rate tax relief vanishing. But the idea of removing the principle of pension investing from untaxed income is one born of knowing the price of everything and the value of nothing.
'Stop moaning.... you're better off': Pensions Minister hits back at millions left fuming because they won't be getting the full £151-a-week payment
Cost of a decent retirement to soar 150% by 2050 - but one in three workers aged 30 to 40 haven't even started saving towards a pension
Thinking of taking out equity release? Meet the retired couple who must pay Aviva £135,000 to spend their last years together
After more than 60 years of marriage Roy and Jean Tamplin, from Cardiff, (pictured together today and on their wedding day in 1953) were suddenly faced with a heart-breaking decision. Roy's health was deteriorating quickly. Jean's eyesight was also failing. But when they came to sell their house to move into sheltered accommodation, they were given a devastating ultimatum by insurer Aviva who said the couple must pay a £16,430 fine if they wanted to move out and stay together.
Why should I bother with financial advice when planning my retirement?
Adrian Walker, retirement planning expert at Old Mutual Wealth joins This is Money editor Simon Lambert to discuss how to make a good plan for retirement. He also tackles the million-dollar question - how do you know that you're getting good financial advice if you do go to see an adviser.
Workers are auto-enrolling in pensions in droves - but only saving at pitiful rates compared with those in final salary schemes
No rest for the baby boomers: Almost one in three workers is now aged 50 or over - as number of over-65s in employment rockets
Who's NOT getting a pension? Low pay and second job exclusion leave many women, ethnic minority workers, carers and disabled out in the cold
Up to a third of working women could be missing out on the chance to build up a decent pension under the Government's 'auto-enrolment' initiative, new research suggests. Certain ethnic groups, carers, the disabled and service sector staff are other groups who are less likely to be getting the benefit of the reforms, which have led to a big rise in pension saving over the past few years. Low wages, only working part-time, or holding down two jobs which both pay less than £10,000 are the main reasons for being ineligible for auto-enrolment, according to analysis by the Pensions Policy Institute.
TONY HETHERINGTON: I paid £2,195 to have a will written then the law firm ceased trading... but its director had already set up another law firm
Can you predict the future? Free retirement tool uses real world events to calculate what your income will be in the year you turn 65
Betrayed by the state pension shambles: How a retiring worker with 42 qualifying years STILL doesn't get the full £151 a week
Hundreds of our readers have described their sense of bitter betrayal after discovering that they will receive only a fraction of the new state pension. Millions will be unable to claim the £151.25 a week when the new pension is introduced. Margaret and Howard Edwards will get less than they expected.
Death IS the only escape: Pensioners pay 11% of total income tax revenues - and Londoners are the biggest contributors
Over 65s' share of UK's income tax payments was 11 per cent, or £17.5billion, of the £157billion total income tax paid for the tax year 2012/13, according to Predential's analysis of the most recent ONS data. But the insurer said the figures may see a shake up when the impact of the recent changes to pension rules begins to be reflected in annual income tax statistics.
We want to move but it's too expensive, say older homeowners as they are told to downsize to make space for younger families
The UK has five million homeowners over 65. Last year, though, just 1 per cent of them moved house. Susan Sellor adores her semi-detached Victorian home in the town of Langley Mill in Derbyshire.She wants to downsize - the house is too big for her and the garden too difficult to manage. The problem is she cannot find any reasonably priced homes she would like to move to and is struggling to get help packing up her life.
What if you opt for income drawdown in retirement but fall ill? Giving loved ones lasting power of attorney over your finances could be a vital failsafe
Income drawdown allows you to take sums out of your pension pot while the rest remains invested, but it involves risk and requires ongoing management to maximise returns and avoid spending your savings too quickly. However, you can appoint someone you trust - usually a family member or friend - to take over if you can't do this any longer by creating an LPA, either independently or by paying a solicitor.
Two-thirds of pension savers want to go travelling once they hit retirement - but half admit they're not saving enough
Life expectancy is rising by three years a decade - and experts warn that could push state retirement age up to 70 by 2050
SPECIAL REPORT: Why millions of Britons will never get the £151-a-week new state pension
This flagship policy was heralded as the biggest overhaul of the state pension since it was launched in 1909. But a series of Money Mail exposés have revealed how millions of workers, Geoff Sutton, Gina Smith and Beverley Blackham (pictured left to right) won't get the state pension they were promised. The biggest complaint from those retiring is of unfairness.
The pension fiasco: This shambolic affair is a lesson in why it pays to be transparent, says JAMES CONEY
New state pension shambles: Millions are livid because they're not getting what they were promised - and it's so complex even experts are baffled
A bereaved son's crusade forces NOW: Pensions to change its ways after distressing saga over £2.05 pension pot
Matt Cooper said he was 'frankly staggered' at what NOW: Pensions put him through during a time of 'extreme stress and sadness' after he lost his mother Jane. The firm has promised an urgent review of its procedures after the distressing treatment Mr Cooper received over his mother's pension pot, which turned out to hold just £2.05. He had to fill in reams of paperwork and wait four months before the size of the fund was revealed in a short letter, which referred to his mother by name, National Insurance number and 'Deceased' in brackets at the top, and subsequently just as 'the member'. ...read
Generation of women betrayed over state pension: Susan may die before she claims hers while Wendy faces poverty waiting
They've worked hard all their lives, but like millions of other women in their late 50s and 60s, Susan Sutherland, from Sutton Coldfield in the West Midlands, Chantal Davies, from London and Wendy Eachus, from Manchester, are being forced to wait years longer than expected before they can claim their pensions.
Financial advisers yank up price of getting pension help as freedom reforms widen retirement funding options
Women are STILL pension victims: The state may have moved on but the workplace hasn't, says JAMES CONEY
After five months of pension freedom - prudence not recklessness rules, says JEFF PRESTRIDGE
Latest figures on how much the over-55s are extracting from their pension funds under new freedom rules prove responsible savers don't become reckless spenders as they age. According to data compiled by the Association of British Insurers from those companies that manage our personal pensions and self-invested personal pensions - and at some stage attempt to persuade us to buy an annuity - £2.5 billion was withdrawn from pensions in the three months to the end of June.
Investors reject Isa-style pensions in favour of keeping tax relief - but almost half want a simple flat 33% rate
Will your employer put up a barrier to pension freedom? Retirees forced to move pots to draw them when they want
I joined my husband when he was posted abroad during 25 years with the Coldstream Guards - is it true I can claim state pension for time spent overseas?
Pensioners could get 'mis-sold annuity' compensation as financial watchdog examines thousands of retirement contracts
Savers are close to winning cash compensation from companies who sold them bad annuity contracts, it has emerged. The Financial Conduct Authority is understood to have ordered a thorough examination of thousands of contracts sold by all of the UK's major insurers since 2008, according to The Daily Telegraph .
Tesco tells staff it will end defined benefit pension, but improves new scheme on offer after backlash
Tesco has made concessions for its new scheme, which comes into force in November, in a bid to quell employee anger. Instead of a 5 per cent maximum contribution staff will be able to pay up to 7.5 per cent into their pot, which will be matched by the supermarket - senior staff will get contributions matched at 1.5 times what they put in up to a certain level.
State pension gives £280k financial boost over course of retired life, but analysts see it becoming less generous
Based on the incoming single tier state pension of £151.25 per week, that is how much it would cost a man to buy it at age 65, according to pension firm Aegon. For a woman retiring at 63, it would cost slightly less at £273,000. But a survey by Aegon of more than 200 financial advisers found that just 4 per cent expect the current system to remain in place 30 years from now
JEFF PRESTRIDGE: Tax relief on pension contributions should not be tinkered with
How a new state pension top-up could TREBLE your income: Women and the self-employed set to benefit from scheme
Why do retirees shun financial advice? Don't need it, waste of money, too expensive, and advisers are intimidating are among reasons given by savers
Savers are loath to pay a financial adviser for help before accessing their pension pots, new research shows. Only one in five over-55s were willing to pay for advice, while 50 per cent said they were not and 32 per cent didn't know, according to a survey by comparison website money.co.uk. ...read
Norfolk saver wins battle to cash in his £13k pension pot after provider blocks access unless he pays for costly financial advice
Phoenix Life initially insisted Fred Ford provide proof he had consulted a financial adviser about his pension, which came with a valuable guaranteed annuity rate, but then backed down. Many savers have complained about having to get expensive or unnecessary financial advice to access their own money, among other gripes including red tape and high charges, prompting the Government to review the rules surrounding its flagship pension freedom reforms. Some of these were intended to protect retirees from making bad decisions or being defrauded, but can also mean more hoops to jump through before cash is released.
Two pension firms closed after millions of pounds of savers' cash disappears
Carers missing vital pension boost with only 5% claiming credit worth £200 a year
Thousands of OAPs trapped by crippling equity debts: Pensioners face heavy charges and early-repayment fines if they have to sell their home
Pension firms Partnership and Just Retirement to merge in £1.7bn deal
Can I use my pension to pass on wealth and beat inheritance tax?
Now that the pension freedom rules have come in, I have read that I can potentially pass my pension pot on tax-free. Should I keep as much as possible in there to save on IHT? ...read
Fit for retirement: The communities for the elderly where gyms, spas and pools come as standard
Ruthless investment sharks are pursuing older savers with offers of 'free' pension reviews and bogus products
Pensions are precious - don't get conned out of your savings by a smooth-talking trickster, warns PENSIONS MINISTER ROS ALTMANN
I've been asked to be an executor - should I do it and what am I responsible for if something goes wrong?
I've been asked to be an executor - should I do it, what will it entail and am I liable if something goes wrong? Emma Myers, head of wills, probate and lifetime planning for Saga Legal Services, explains the responsibilities of an executor. ...read
The trick to DOUBLING your pension tax relief: Temporary loophole could save high earners £18,000
People can massively boost payments into a pension during the current tax year - assuming they can afford to do so, and meet certain conditions. This is a side-effect of a move to tidy up the rules around the £40,000 annual allowance. Although anyone can potentially do this, for people earning £150,000-plus it's a handy opportunity to shovel the maximum amount possible into their pensions before their annual allowances start being hacked back next year.
Should I buy a bigger home and leave it to my children or downsize and put money into my pension to save on IHT?
How much money do I need to save for my pension? A quick guide to retirement saving...
Living in a care home is depleting my dad's savings. Will he have to sell his house or is there financial support available?
How can my HSBC pension pot plunge by £1k in just one month - right when I want to cash it in? TONY HAZELL investigates...
How to leave money to who YOU want with a cast-iron will after landmark court ruling
Making a watertight will is more vital than ever after a landmark ruling last week that could lead to a flood of legal challenges against the wishes of the deceased. Heather Ilott was awarded £164,000 by the Court of Appeal after being left nothing by her mother, Melita Jackson, when she died in 2004, leaving her £500,000 estate to three animal charities. Matt Edwards, pictured with his wife Dominique and Annabelle, is making an online will which can then be downloaded, witnessed and stored.
David Cameron joins backlash against rip-off pension freedom fees: Government threatens charge caps and asks savers for feedback
Would you invest your pension pot in a Gatwick car parking space? Spots sold to retirees for £25k promise to pay 'guaranteed' net return of 8%...
I planned to fund my retirement with buy-to-let properties: does the Budget tax relief cut scupper this and what are the alternatives?
JEFF PRESTRIDGE: Speak out on pensions - or meddling MPs and civil servants could end tax relief on retirement savings
ASK TONY: Will my nomad son miss out on state pension if he doesn't pay voluntary national insurance contributions?
My son is a sort of nomad. He works hard, refuses to go on benefits and regularly does his annual tax forms. The tax office says he doesn't earn enough to pay tax, so he gets tax credits. I advised him he should ensure he pays what used to be called a self-employed National Insurance stamp. It has been set up under his tax reference number but is paid through my bank account, as he doesn't have one. It is about £11.13 a month. ...read
Five tips to avoid falling victim to pension fraud - and two chilling tales from savers who narrowly dodged the conmen
Only one in four savers who cashed in their pension nest egg used government advice service
Over-55s withdrawing £4.2m of cash from their homes every day using equity release loans
Will I lose some of the new flat-rate state pension because I contracted out - even if I pay full NI for 35 years?
I'm really worried I won't qualify for the new, full flat-rate pension when I retire because I opted out of paying National Insurance contributions for five years back in the 1990s. now I understand the Government is going to reduce my state pension based not just on the years I opted out, but on what it thinks I might have gained in my private pension during that time - and it'll do this even if I manage to make full NI contributions for 35 years.
SIMON LAMBERT: Axing pension tax relief would be a terrible mistake - this is how we should make more of it
Pension firms struggle with demand as half-a-million more workers than forecast must be put into schemes
Only 1 in 3 will get the flat-rate £148 state pension in full: Ministers promised it was for everyone but missed contributions hit an extra 100,000 workers
In total, just 222,000 of the roughly 600,000 people who will hit state pension age in the 12 months from April 2016 can claim the full amount, government figures show. It is a new blow to a generation of savers who were told everyone would get the flat-rate pension if they had paid their National Insurance contributions.
What top firms charge you for access to YOUR lifetime savings: Which? tots up the price of pension freedom
Alert over rise in failed pensions with thousands feared to have lost money in high risk schemes
Will you spend old age stuck in debt? Nearly a third of retirees are still paying off mortgages, credit cards and loans
More than 220,000 past and present workers now rely on Pension Protection Fund for retirement cash
Will you work past pension age? More than one in three delay retirement - and one in 20 even wangle a better salary
Some 15% of people hitting state pension age simply stay in their old job, but 21% take up a post elsewhere or plan to in future, according to a Prudential survey. Among those who retire then return to work later, nearly one in 20 manage to do it on a better salary than before, while one in 12 turn entrepreneur and set up their own company. The most common reasons given for returning to work were the desire to stay mentally active, followed by a need for extra cash. ...read
Middle-aged typically have £53k-plus in a pension pot - but that still strands them £9k a year short of their retirement goal
Over-45s expect their pension fund to generate £12,590 a year on top of the state pension - but their current savings would deliver less than a third of this target income. By the time they are middle aged, people have typically built up private retirement savings and investments worth £53,793, according to the study by pension giant Aviva.
High blood pressure could get you an extra £6k and obesity more than £5k in old age - why it's worth shopping around for an annuity
Register to get a £25 state pension boost if you're too old to qualify for new flat rate deal
Help! I want to move a £40k pension pot but Phoenix Life says no - it's in an 'unbreakable trust'
Equitable Life savers to share an extra £45million compensation after payment scheme closes at the end of the year
Savers grab £1.8bn since launch of pension freedom as number of annuities sold continues to fall
People with small pots tend to be cashing them out, but those with larger ones are more likely to buy an income drawdown product, the Association of British Insurers said. Research also shows that drawdown plans, where someone leaves their pension pot invested but takes an income directly from it, have become increasingly popular with savers, while the number of people buying annuities have decreased.
Why your generous perks may soon be SCRAPPED in Chancellor's second Pensions Revolution
Pension tax relief, plus that on the contributions that employers make into registered pension schemes for us, is worth £34.3 billion a year. There are already caps on the tax relief that you can claim. There is a lifetime allowance of how much you can save into a pension of £1.25 million (falling to £1 million in April 2016), and an annual allowance of £40,000. We explain how pensions could change for ever.
Do you trust politicians not to double-tax your pension pot? Osborne review could end upfront tax relief and make withdrawals free instead
A Government rethink of the £34billion pension tax relief system has raised the threat of savers getting walloped twice if the changes unravel by the time they retire. Chancellor George Osborne launched a consultation on changes to retirement savings in the Budget, suggesting: 'Pensions could be taxed like ISAs. You pay in from taxed income - and it is tax-free when you take it out. And in-between it receives a top-up from the Government.' But critics suggest switching to a pension regime where contributions are taxed before they go in, not when taken out during retirement as now, would cause a raft of problems and involve trusting future politicians not to slap taxes back on later.
Small and medium-sized enterprises are getting more generous on pensions
Could pensions become 'Workplace ISAs'? Osborne flags further radical changes to retirement savings in Budget
Workers earning £150k-plus face curbs to annual pension allowance to fund inheritance tax cut
The size of the annual allowance will be gradually reduced from £40k to £10k for those making £150k a year or more, it was announced in today's Budget. The annual allowance is how much you are able to pay every year into a pension and still qualify for tax relief.
Contributions to pension pots receive tax relief in the form of rebates based on how much income tax you pay - 20 per cent, 40 per cent or 45 per cent.
My insurer says I must show I have taken advice before I cash in my £41k pension pot, is that right?
Are you missing out on pension credit cash? Some 1.43m people fail to claim £3bn-plus a year - but it only takes one free call to find out if you qualify
Banks taskforce to set up service to help grieving families cancel a loved one's accounts in a single step
All your annuity is now protected if company goes bust under new rules
Revealed: What YOUR pension provider will charge you to access your cash - and it could be up to £150 a withdrawal
Pension firms have created a host of different rules, with some imposing hefty charges and others banning partial withdrawals and forcing savers to open drawdown plans, according to a survey of 16 top providers by comparison website money.co.uk. Fees have become a flashpoint between firms and customers, prompting Chancellor George Osborne to announce a consultation over imposing a cap on early exit penalties and other measures to ensure people were treated fairly. ...read
Pension freedom is here: Half a million people can spend, save or invest money as they wish - but beware of tax traps and fraud
The huge overhaul allows older savers unrestricted access to their whole pension pots, and removes the need to buy an annuity to provide guaranteed income for life. But pension experts warn freedom reforms bring big and serious risks, like fraudsters stealing people's life savings, baffled retirees paying far too much tax, and the possibility of some treating their savings like a cash windfall and blowing them too fast.
Why you SHOULDN'T take a lump sum from your pension: Savers could be £64k better off and pay less tax
Pension tax trap for people wanting to make larger withdrawals sparks outrage ahead of freedom reforms
Armchair guide to the great shake-up: Are you sitting comfortably? Then here is how pensions are changing
It's taken 20 years of campaigning by this newspaper - sometimes against governments of the day, other times against big corporate vested interests in the financial world. But after all the battling - and going a little greyer on top - it's time to raise a glass of prosecco and toast a new era. The great pensions revolution has arrived: goodbye unwieldy, straight- jacketing pensions; hello pensions fit for a modern, flexible Britain. From April 6, the pension pendulum swings firmly from provider to you, the consumer, the investor. Rejoice.
- The three big pension freedom changes you need to know about
- GEORGE OSBORNE: It's right you have this new pension freedom - after all, it is YOUR money
- Pensions freedom or a retirement trap? Workers are being bribed to quit their generous final-salary schemes
- Savers hoping to take money from pension freedom warned they will pay emergency tax and have to reclaim cash
- Why do I need to move my money to take part in the Great Pension Revolution? The experts answer your questions
- Annuities, buy-to-let, equity release or income funds? The best ways to boost retirement income...
- Why a pension pays you FREE MONEY and how to make the most of the revolution
- Pensions headache? Where you can go for help to make sure you are on the right retirement road
- Wondering how to invest your pension pot to get capital growth as well as income? Here's what the experts would do...
- A £1,600 bill to get at my own savings: Retirement revolution is just 12 days away but some are locked out of pension freedom already
- How anyone can inherit a pension: New rules allow your nest egg to be passed down the generations tax-free
- Ten tips to navigate the pensions maze: How to get a wealthier retirement thanks to new rules
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- Tell me if you're being ripped off to access your pension - and we'll push providers to cut charges, says Minister
- COMPLETE GUIDE TO PENSION FREEDOM Order your free must-read 28-page booklet
- Is this a good tax trick to boost your nest egg? How pension recycling works (but you would have to tread carefully or risk a fine)
- SIMON LAMBERT It seems the days are numbered for untaxed saving
- Thinking of taking out equity release? Meet the retired couple who must pay Aviva £135,000 to spend their last years together
- Death IS the only escape Pensioners pay 11% of total income tax revenues - and Londoners are the biggest contributors
- What if you opt for income drawdown in retirement but fall ill? Giving loved ones lasting power of attorney over your finances could be a vital failsafe
- A bereaved son's crusade forces NOW: Pensions to change its ways after distressing saga over £2.05 pension pot
- Generation of women betrayed over state pension Susan may die before she claims hers while Wendy faces poverty waiting
- I joined my husband when he was posted abroad during 25 years with the Coldstream Guards Is it true I can claim state pension for time spent overseas?
- Norfolk saver wins battle to cash in his £13k pension pot after provider blocks access unless he pays for costly financial advice
- JEFF PRESTRIDGE After five months of pension freedom, prudence not recklessness rules
- Why do retirees shun financial advice? Don't need it, waste of money, too expensive, and advisers are intimidating are among reasons given by savers
- Fit for retirement The communities for the elderly where gyms, spas and pools come as standard
Latest from Pensions
- 'I'm using one pension to fund a trip to Hong Kong': Six months into the pension revolution, what are your options?
- What still puzzles you about the pensions revolution? Savers' top 10 queries revealed - as well as the answers...
- Watchdogs wade in to stop unscrupulous divorcees snatching pension pots and depriving exes of retirement income
- Why should I bother with financial advice when I take my pension - and is it worth paying for?
- Elderly sacrificing their own standard of living in retirement by spoiling grandchildren with financial generosity
- SIMON LAMBERT: As the Government closes its pension consultation, it seems the days are numbered for untaxed saving
- Is this a good tax trick to boost your nest egg? How pension recycling works (but you would have to tread carefully or risk a fine)
- Cost of a decent retirement to soar 150% by 2050 - but one in three workers aged 30 to 40 haven't even started saving towards a pension
- Tell me if you're being ripped off to access your pension - and we'll push providers to cut charges, says Minister
- Rules on cashing in small pension pots could be eased so savers face less drama under watchdog plans
- 'Stop moaning.... you're better off': Pensions Minister hits back at millions left fuming because they won't be getting the full £151-a-week payment
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Are you ready to embrace income drawdown in the wake of pension freedom? Here's how it works and what schemes are available
Instead of being stuck with stingy annuities, retirees now have the freedom to dip into their pensions using income drawdown. These schemes allow you to take sums out of your pension pot while the rest stays invested. So what are the advantages and risks of doing this, and what schemes are on offer? We run through the main options now, and look ahead to what might become available in future.
Should you cash in your pension to become a buy-to-let landlord or keep your retirement savings invested?
Is your work pension up to scratch? Six ways to tell if your retirement savings are in a duff investment fund
Deal or no deal? Why deciding when to take 'with profits' benefits can be like playing the popular game show
With more than one million people said to have lost an old workplace pension, how can you track it down and claim it back
The perks of being an olderpreneur: How to tap into your pension to fund a dream start-up - and make money after middle-age
The over-50s are the ones to watch when it comes to start-ups and new pension freedom rules mean an extra opportunity to tap into cash for business ideas. A recent report from the Global
Entrepreneurship Monitor highlighted this age group as being increasingly entrepreneurial. We explain the options and pitfalls of using your pension pot to fund a business.
How to avoid the over-65s travel insurance trap and get the best cover at the right cost
You don't need to wait to find out whether inheritance tax gets cut: Six vital steps to help you avoid IHT
Should you take the risk out of your pension investments before retirement? Six steps to help you decide
People nearing retirement traditionally switch savings out of risky investments and into safer assets, but pension freedom reforms are likely to prompt a big rethink of this practice. That's because derisking - or 'lifestyling' as it's also known - is normally done in preparation for buying an annuity, but many more people will be opting to stay invested an draw down an iincome in future.
Making the most of your pension savings: What should you do with a retirement pot of £30k, £50k, £100k or £150k-plus?
Pension freedom reforms will give people more decision-making power over their retirement savings from next year. The options to access your money, spend or invest it will widen - although your choices will still largely depend on the size of your pension pot. Financial experts Mark Stone of Whitechurch Securities and Ben Westaway of Jessop Financial Planning explain both your opportunities and the limitations on them.
What tax will you really pay on taking your retirement pot in the pensions revolution?
Pensioner living costs hit £10,387-a-year, so do you have enough saved to cover the bare necessities?
Get to grips with your retirement plans with this jargon-busting guide to pension investing
Concern that more will exit 'gold-plated' pensions to access Budget freedoms - can it ever pay to give up a final salary scheme?
'We bought a bigger house with our pensions': Ups and downs of moving in retirement
Conventional wisdom says we all want to retire to a house by the sea or a cottage in the country with roses round the door. But finding that perfect retirement property is not easy - and buying it can involve some big financial decisions. Here are the pros, cons and challenges of upsizing, downsizing or staying put.
From sheltered living to luxury complexes, eight dos and don'ts when choosing a retirement home
Retirement homes have shed their image of dark and dreary buildings and now offer luxury complexes or villages with on-site facilities aimed at older people. But banks won't give you a mortgage to buy a sheltered housing or retirement village property, so you will need the cash to fund it yourself.
Got a work pension but don't have a clue how to invest your money? Here's your essential guide to start getting richer
Modern work pensions mean that your retirement income is your responsibility. You and your employer put money into your personal pot, which should grow over time to eventually provide a nice healthy sum. Clearly, that makes engaging with yours a good idea. We explain how to get started. ...read
Think you know how much your pension costs? 'Hidden' scheme charges and how you can find out how much you're paying
Flat-rate state pension explained: Who are the winners and losers?
Looking to make a will? Make sure you're not taken for a ride by cowboy will writers
Are you at risk of leaving your family with nothing but legal bills because of a badly written will? Find out what your options are and how to guard yourself against an invalid will.
Don't miss out on thousands of pounds in retirement: 7 vital questions to boost pensions
The end of £66-a-week married person's pension: Who - and how many - will it affect?
New state pension age: Find out when you will be able to retire with our guide
By 2020, all Britons will have to wait until they're 66 before they can retire. The new rules apply to both men and women. In the meantime, a confusing schedule could hit your plans. We explain the upcoming rule changes to the state pension age. Find out when you will be allowed to retire ...read
GUIDE: How to combine pension pots
How to find the best (and cheapest) Sipp and make more money from your DIY pension
How many years of National Insurance do I need for the new flat rate state pension and can I buy extra credits?
I'm three years from retirement and earn £70k - should I stick as much as possible into a pension?
I am three years away from retirement and earn £70,000 a year. Our children have left home and finished university and my wife and I now only have ourselves to support. A friend told me I should pay as much of my salary into a pension as possible over the next three years before I retire. Is this worth doing?
Help! Why has my 'with profits' pension fund shrunk 11% in two years as stocks hit record highs?
Holder of Aegon with profits policy wants to know how his 'terminal bonus' could have been cut 46%, drastically reducing his pension pot, while stock markets reached record highs. He asks: 'Where did this money go to? At what point during the last two years did it disappear?
I'm poor at picking investments, don't want an annuity and don't want to pay for advice: What can I do with my £100k pension pot?
I'm looking for what to do with my pension pot in a few months when I retire. Ideally I'd like to not buy an annuity, and hopefully keep some or all of the pot to pass on to my wife or the next generation. While I'd be happy researching which funds to invest in now, I guess I'm not the best person to do this and I certainly wouldn't want to be doing this with a fading memory or mental capacity.
Red alert against fraud: I'm being called and emailed by a firm offering 'pension advice' - is this real or a scam?
Can my widowed mother sell me her house and knock the value of my inheritance off the price?
Should I take a tax-free lump sum from my pension?
ASK TONY: Friends Life said my partner can't take his pension as a lump sum - what can he do?
Will I get a full state pension? I don't know if I've opted out of second state pension because I ignored all the bumpf
I'm worried I might not qualify for the new full state pension, but I can't check because the Government is only sending forecasts to people aged 55 and over. I fear that some of my employers opted me out of the second-tier state pension without me realising what they were doing or the implications of it at the time. I don't recall ever signing anything specific, but they might have notified me in the packets of bumpf they sent me and I never read.
My bosses want to sign me up to a salary sacrifice scheme for my pension - should I go for it?
ASK TONY: When the pension rules change in April, will I still need a trustee administrator for my SIPP?
I've collected several little pensions during my career - should I bring them all together before I retire?
ASK TONY: Why can't I cash in a pension that pays just £9.82 per year?
How do I avoid paying a hefty tax bill when I take my pension cash in April?
ASK TONY: My pension fund went bust now no one knows what I'm owed
My wife never paid any National Insurance contributions, will she retire with nothing?
My wife is due to hit state pension age in the next two years. But during our 40-year marriage she has never paid any National Insurance contributions. I thought that women who stayed at home would receive some of their husband's pension when they retired. But I'm now alarmed to learn that changes to the system mean she could now retire with nothing. Is this correct?
Can I keep my work pension for drawdown in retirement instead of moving to a new scheme?
I want to opt for income drawdown in retirement because annuities are such bad value. I've got going on £60,000 spread over several different funds in my work pension, and I'm quite happy sticking with the little 'portfolio' I've created. Is there anything to stop me staying when I retire? Will my pension provider eventually kick me out? Or might I get penalised somehow over tax?
My work pension has a miserable choice of investment funds: How can I grow my retirement savings faster?
I work for a big company with thousands of staff, and I don't want to create trouble or start a crusade - I just want a better choice of investment funds for my pension. Who should I approach to ask - someone within my company, or the pension provider? Would my employer let me put its contributions and mine into a self-invested personal pension I could have more control over?
I have been receiving pension income I was not entitled to for four years due to an admin blunder - do I have to pay it back?
I have recently been informed that one of the pensions I have been drawing since my retirement in 2010 has been paid in error. The pension payments have been halted and I am being told that the money paid to date is to be repaid. As this has arisen due to no fault of my own and the pension was accepted in good faith, am I legally liable to repay the money? If so can I reasonably claim a nominal £100 for the inconvenience?
Premium Bonds winners
|Prize value
|Winning bond No.
|Inner London
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- How to make the most of a smaller pension pot: Don't stand by as your nest egg is eaten up by low rates and inflation
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Movie Info
In this comedy, bumbling Harlem barbers Dr. Dre and Ed Lover are shipped off to the police academy by their frustrated boss, Nick (Jim Moody). However, when a crooked land developer threatens to forcibly take over their ex-boss' land, it is up to Dr. Dre and Ed to use their new-found police powers to stop him. A number of well-known rap artists make appearances in this film, including Queen Latifah, Humpty Hump, Kriss Kross, B-Real, and Ice-T.
|Action & Adventure, Comedy
|Directed By:
|Ted Demme
|Written By:
|Ed Lover
|In Theaters:
|Apr 23, 1993 Wide
|On DVD:
|Jan 13, 2004
as Himself
as Himself
as Himself
as Lionel
as Teesha
as Nick
as Nighttrain/Chauncey
as Sgt. Moore
as Demetrius
as Officer Day
as Captain Reilly
as Lamar
as Sgt. Bo Griles
as Frankie Flynn
as Shorty
as Forty
as G-George
as K.K.
as Detecitve
as Bubba
as Fuji
as Tony `Clams' Como
as Hitman
as Himself
as Vito Pasquale
as Bubba Worker 1
as Bubba Worker 2
as Albert
as Mushmouth
as Charlie
as Mushmouth
as Brenda
as Gustave
as Rashid
as Benny
as Officer Barnes
as Gerald
as Roscoe
as Boogie
as Customer in Chief
as Homeboy
as Kelly
as Reverend Green
as Drill Man
as Woman
as Lorenzo
as Receptionist
as Bernstein
as Sheneequa
as Double Dutch Girl
as Kid Capri
as Robber 1
as Robber 2
as Robber 3
as Robber 4
as Robber 5
as Himself
as Jose Gomez
as Boothby
as Korean Grocer
as Delroy
as Captain Paggio
as TV Reporter
as Male Nurse
as Female Nurse
as Jawaan
as Drill Man
as Kid 1
as Kid 2
as Kid 3
as Billy
as Steve
as Mike
as Bar Vagrant
as Vanessa
as Bartender
as Detective
as Detective
as Woman
as Marla
as Sherise
as Club Doorman
as Customer
as Himself
as Herself
as Club Guy 1
as Club Guy 2
as Test Taker 1
as Test Taker 2
as Test Taker 3
as Haircut Guy
as protester
as Guy at Bar
as Himself
as Karim
as Passengers in Jeep

subset: commoncrawl


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Your Retro Candy and Gift Store
Home | About Us | Contact Us | Sign in | Track Order | Shipping | View Cart
This Adult oriented Valentine Gift Assortment is intended for that little devil in your life. A large, red devilish plush animal sits amongst delicious Valentine Candy including:
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Discover a selection of top forums trooper oznerf on the internet. Come to share your passion on forums trooper oznerf and meet other fans of trooper oznerf. Then, why don't you create your own forum of trooper oznerf ?
A reality bending Role Play where you can cast a fire ball at a space trooper, because reasons! Reasons made up along the way.
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Free forum : The Trooper


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|Search | About | Preferences | Interact | Help
|Find any book at the best price.
by Suzuki, D. T.
Publisher:Eremitical Press
In the first four essays in this collection, D. T. Suzuki reads Meister Eckhart with the eye of a master, pointing out where his understanding deeply coincides with that of Zen Buddhism. Next, he takes on a subject Christians often find difficult, the question of transmigration or reincarnation. Suzuki then compares the dimensionality of the crucifixion with that of enlightenment. In the later essays, Suzuki moves on to the Pure Land tradition of Buddhism, and in particular to the works of Rennyo (1415-1499) and the poetry of Asahara Saichi (1850-1932), for which he provides a rare translation.
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- To view this video download Flash Player
An alcoholic old doc tries to sell an abandoned baby girl to two degenerates, but the deal turns deadly and the blonde-haired little gal grows up to become the legendary SWAMP GIRL of the Okefenokee. Her pretty young teenage life is turned upside down when she is forced to search the swamp for a psycho prison escapee hiding in the Okefenokee. Naturally, it all gets nasty as Swamp Girl battles Convict Girl in an exploitation-film-fight-to-the-death that comes complete with catfights, quicksand, country-western crooner Ferlin Husky, a sadistic detour to a snake farm, and a truly wacky twist ending!
And: When a blonde floozy is found strangled at The Swamper Motel, an innocent stranger gets accused--but not before he clobbers deputy Lyle Waggoner and flees on foot into the Okefenokee. It's all just another day in SWAMP COUNTRY, presented here in widescreen Techniscope!
This product is manufactured on demand using DVD-R recordable media. Amazon.com's standard return policy will apply.
This product is expected to play back in DVD Video "play only" devices, and may not play in other DVD devices, including recorders and PC drives.
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I love these old movies. Simone Griffeth is a favorite actress of mine. No crazy special effects, just plain acting and fun watching these kind of movies. Read morePublished 13 months ago by biker boy 66
This swamp themed DVD from Something Weird features two far-out movies, an odd-ball featurette, a swamp buggy short subject, an exploitation gallery of posters from old drive-in... Read morePublished on August 8, 2012 by Bigstory
I never saw more cantankerous snakes in all my born days! I should've knowd better when I was traipsin' round the Ole Okey-Dokey. Read morePublished on July 7, 2007 by Wayne Ferrier


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163 Spadina Ave., TorontoStylish yet serene space from highly regarded chef Patrick Kriss. The restaurant features a tasting menu (generally five courses, with
163 Spadina Ave., TorontoStylish yet serene space from highly regarded chef Patrick Kriss. The restaurant features a tasting menu (generally five courses, with
797 College St., TorontoIn this cozy restaurant, noted chef Grant van Gameran offers a long menu of mainly meaty tapas-style dishes inspired by
287 Roncesvalles Ave., TorontoA full-service butcher shop by day; protein-powered snack bar by night. Small plates menu boasts meaty bites ranging from jerk
176 Dupont St., TorontoBehind trendy diner Rose & Sons, this open-air (though roofed during inclement weather) barbecue joint evokes memories of backwoods campfires.
4 Crescent Rd., TorontoBlack and white tiles welcome you into this simple sandwich shop, complete with an old fashioned blackboard proclaiming the wares.
812 Queen St. E., TorontoFrench-style bakery and one of Leslieville's most popular breakfast/lunch stops. Tiny dining area (only nine tables) and very busy on
1727 Dundas St. W., TorontoStylish Dundas West restaurant offers up a well-curated menu of Argentinian-inspired grilled dishes—skirt steak, beef short ribs, Ontario leg of
67 Front St. E., TorontoComfortable brew pub with a wide selection of local craft beer (35 taps), wine and whiskies. Multi-ethnic menu served until
2489 Yonge St., TorontoHouse-roasted beans make for a perfect cup of siphon coffee, espresso and much more at this stylish midtown café. Excellent
169 Niagara St., TorontoOwned and operated by husband-and-wife team Michael Caballo and Tobey Nemeth, this restaurant exudes intimacy—from the shareable small plates to
5 Brock Ave., TorontoAs its name implies, this boisterous snack shack is anything but dull. Take a seat at the bar or one
115 Yorkville Ave.A luxurious setting in which to enjoy upmarket interpretations of Japanese fare, including a number of shareable dishes, robata-grilled options
669 Queen St. W., TorontoThe kitchen dishes out contemporary versions of Filipino fare such as grilled squid with adobo dressing and steak with plantain
First Canadian Place, 100 King St. W., TorontoFrom Michelin-starred French chef Armand Arnal comes this modern-rustic oasis within the Financial District's First Canadian Place building. Offers café
1690 Queen St. W., TorontoCozy Brazilian restaurant and bar in Parkdale serves up modern interpretations of South American fare that's meant to be shared.
815 Bloor St. W., TorontoThis café and cocktail bar fusion serves classic drinks alongside snacks like pastries and cookies, crisps and dip, pickles and
3 Ossington Ave., TorontoOriginating with a rough-and-tumble grab-and-go (mostly) café on Harbord Street, award-winning barista Sam James's mini empire now spans four locations,
131 Avenue Rd., TorontoYorkville-area café has local art on its walls and the city's most stylish residents in its seats. The focus here
699 St. Clair Ave. W., TorontoWhat started as a barbecue smoker in Thomas Davis's backyard is now a modern family diner and barbecue joint. Traditional
99 Queen St. E., TorontoA fusion of Latin American and Texas-style cuisine in a gussied up historic space just east of Yonge Street. Bar


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Book your room at Country Inn & Suites By Carlson, Jalandhar
Deluxe Room, 1 King Bed, SmokingMax Occupancy: 3 guests (up to 2 children, 2 infants)
Deluxe Room, 2 Single Beds, Non SmokingMax Occupancy: 3 guests (up to 2 children, 2 infants)
1 King Size B Deluxe Room Non SmokingMax Occupancy: 3 guests (up to 2 children, 2 infants)
Deluxe Room, 2 Single Beds, SmokingMax Occupancy: 3 guests (up to 2 children, 2 infants)
Executive Suite, 1 King Bed, SmokingMax Occupancy: 3 guests (up to 2 children, 2 infants)
Executive Suite, 1 King Bed, Non SmokingMax Occupancy: 3 guests (up to 2 children, 2 infants)
Club Room, 1 King Bed, SmokingMax Occupancy: 3 guests (up to 2 children, 2 infants)
Club SuiteMax Occupancy: 3 guests (up to 2 children, 2 infants)
Get an overview of this hotelFamily-friendly hotel with 3 restaurants and free breakfast
Set in Jalandhar, this family-friendly hotel is 9.3 mi (15 km) from Pushpa Gujral Science City and 11.2 mi (18 km) from Shri Guru Ravidas Mandir Chak Hakim. Town Hall Park is 13.7 mi (22.1 km) away.
Hotel Features
3 restaurants, an outdoor pool, and 2 bars/lounges are available at this hotel. Free breakfast, free valet parking, and free train station pick-up are also provided. Additionally, a health club, a coffee shop/café, and a spa tub are onsite.
Room Amenities
All 45 rooms boast deep soaking tubs and offer free WiFi and 24-hour room service. Minibars (stocked with some free items) and rainfall showerheads are standard, as are LCD TVs with satellite channels.Information missing or incorrect? Tell us!
Hotel Amenities
Hotel Amenities
In addition to an outdoor pool, Country Inn & Suites By Carlson, Jalandhar provides a health club, a spa tub, and a steam room. Dining is available at one of the hotel's 3 restaurants and guests can grab coffee at the coffee shop/café. Guests can unwind with a drink at one of hotel's 2 bars/lounges. Guests can enjoy a complimentary breakfast each morning.
This 3.5-star property offers access to a business center and meeting rooms. Event facilities measuring 6000 square feet (540 square meters) include a conference center and conference space. This family-friendly hotel also offers spa services, multilingual staff, and coffee/tea in the lobby. For a surcharge, a roundtrip airport shuttle (available on request) is offered to guests. Limited complimentary onsite parking is available on a first-come, first-served basis. The property may provide extended parking privileges to guests after check-out (surcharge).
- 24-hour front desk
- Airport transportation (surcharge)
- Babysitting or childcare (surcharge)
- Business center
- Coffee shop or café
- Coffee/tea in lobby
- Free newspapers in lobby
- Computer station
- Concierge services
- Conference center
- Conference space
- Conference space size (feet) - 6000
- Conference space size (meters) - 540
- Dry cleaning/laundry service
- Elevator/lift
- Express check-in
- Free breakfast
- Free self parking
- Free valet parking
- Hair salon
- Health club
- Laundry facilities
- Luggage storage
- Meeting rooms
- Multilingual staff
- Number of bars/lounges - 2
- Number of floors - 4
- Number of meeting rooms - 5
- Number of restaurants - 3
- Outdoor pool
- Parking (limited spaces)
- RV, bus, truck parking
- Safe-deposit box at front desk
- Spa services on site
- Spa treatment room(s)
- Spa tub
- Steam room
- Total number of rooms - 45
- Free train station pickup
- Wedding services
Family Friendly Amenities
- Babysitting or childcare (surcharge)
- Free Wi-Fi
- Laundry facilities
- Outdoor pool
- Rollaway/extra beds available
Available in all rooms: Free WiFi
Free self parking, Free valet parking, RV, bus, truck parking, Parking (limited spaces)
Room Amenities
- Air conditioning
- Bathrobes
- Bathtub or shower
- Coffee/tea maker
- Free bottled water
- Free newspaper
- Free toiletries
- Connecting/adjoining rooms available
- Cribs/infant beds (surcharge)
- Daily housekeeping
- Day bed
- Deep soaking bathtub
- Desk
- Free WiFi
- Hair dryer
- In-room safe (laptop compatible)
- Iron/ironing board
- Minibar (stocked, some free items)
- Phone
- Private bathroom
- Rainfall showerhead
- Rollaway/extra beds available
- Room service (24 hours)
- Satellite TV service
- Slippers
- Turndown service
Where to Eat
A complimentary breakfast is served each morning between 7 AM and 10:30 AM.
Country Inn & Suites By Carlson, Jalandhar has 3 restaurants on site.
24-hour room service is available.
Nearby Things to Do
An outdoor pool and a spa tub are on site. Other recreational amenities include a health club and a steam room.
Spa Services
- Deep tissue massage
- Manicures and pedicures
- Facial treatments
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible path of travel
- Accessible bathroom
- Roll-in shower
- Accessible parking
- In-room accessibility
- Accessibility equipment for the deaf
- Braille or raised signage
Hotel Policies
Check-in time ends at noon
Check-in time starts at noon
Special check-in instructions:
Check-out time is noon
Payment types
Children and extra beds
- Children are welcome.
- Rollaway/extra beds are available.
- Cribs (infant beds) are available.
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
No pets or service animals allowed
Optional extras
- Rollaway beds are available for an additional fee
We should mention
This property offers transfers from the airport and train station (surcharges may apply). Guests must contact the property with arrival details 24 hours prior to arrival, using the contact information on the booking confirmation. The property has connecting/adjoining rooms, which are subject to availability and can be requested by contacting the property using the number on the booking confirmation. No pets and no service animals are allowed at this property.


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Before the game, the man running a hurry-up offense wondered why his team was out on the field if the game hadn't started yet. During play, Kelly asked Nick Foles to speed things up even more than they already were. (You can hear an official plead with Foles to give his umpire enough time to get in position behind the offense before the ball is snapped.) Kelly even asked an official about letting the Eagles run plays quicker when they weren't substituting players.
Quicker. Quicker. Quicker. Hopefully, Kelly will don a microphone more often.


text:
|Product Information
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|Small 18"-24 "
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|Brand :
|Weight :
|0.41 lbs. per Each
REVIEW SNAPSHOT®by PowerReviews
Reviewed by 1 customer
Beautiful w/Good Adhesion
Comments about RoomMates® Glitter Snowflakes Peel and Stick Wall Decal; 18 H x 10 W:
These are really pretty snowflakes. They have just enough glitter in them to really reflect the lights in my office quite well. The snowflakes were very easy to remove from their backing. Also, they went up very easily when placed.
I placed these on a painted wooden column in my office. The wooden column is painted a medium shade of gray.
These silver and glittery snowflakes look great on this piece. The gray makes it look like the backdrop for a real snowy day with the snowflakes freshly falling from the sky.
Very Happy with purchasing!
Bottom Line Yes, I would recommend this to a friend
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Tensions and violence between Israel and Hamas escalated Tuesday, as the Jewish nation kicked into high gear on rocket launches at the same time telling more ground troops: You're up.
Prime Minister Benjamin Netanyahu said the heavy fire comes on the heels of 80 rockets shot at Israel by Hamas on Monday, the Los Angeles Times reported. At a meeting convened on the tail end of the Hamas attack, Mr. Netanyahu told his defense ministers that "the gloves are off" and that "Hamas has chosen escalation and will pay a heavy price for it," various media reported.
Specifically, Mr. Netanyahu and defense ministers have now kicked off a massive rocket assault on known Hamas strongholds in the Gaza Strip and called up more army reservists to add to the 1,500 who have already been activated, the Los Angeles Times said.
"We're taking this to the next step," said army spokesman Lt. Col. Peter Lerner, in the Los Angeles Times. "We've moved on from calm-for-calm."
The Israeli military offensive has been dubbed "Protective Edge."


text: Our executive team leads the vision and direction of our business. There is no day as the other, every new topic needs to be completely new created. Next to a numbers-driven daily routine and the appropriate measures and responses, our founders have to develop our products. We are always looking for students, that want to get to know a founders business, so please send us your application if you are interested.


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Families Look to Gay Children to Tend to Elderly Parent
Not being an experienced "road tripper," I reached out to my friend Frank, who is a retired firefighter who loves to travel by road, sea or air. I had planned this trek to Florida to visit my mom for her ninety-first birthday. So, with my puppy Travis in tow, the two of us took turns at the wheel.
To my delight, not only did Frank help with the driving and navigation, he also provided coolers filled with food for the long trip. Unexpectedly, he also became a source of comfort when, during my trip, my mother fell two days after her birthday and had to be ambulanced to a local hospital. Frank not only provided both emotional and physical support for my mom but also assisted in helping me place my mother into an amazing rehabilitation center following her hospital stay where she is now receiving the best care possible.
So this was one road trip that really did turn into a life-changing experience: Once again, I had to suffer through the decline of a beloved parent. Memories of my father's mental decline with Alzheimer's flooded through me as I was rushing to my mother's aid after she fell on her driveway.
Now that I am back in New York, I call my mother daily at her rehab facility. It's heartening to hear her more alert and engaging. Fearing my mother would decline in health, both physically and mentally, due to feelings of depression, I was pleased to hear her positive attitude and readiness to work with her doctors and staff.


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While Olmert is not as pathetic a groupie as Britons "First Poodle", he is a fawning follower of George Bush. The key to comprehending the turn of events is to study what has happened within the Bush Junta. A few weeks ago there was a steady drum beat for war with iran. Now, with the exception of the totally delusional Darth Cheney, there is silence. The King of Saudi Arabia is making squeaky noises with the oil tap, and he has pressed hard for cooperation amongst Arabs. This pressure is not for war, or a united front against Israel or Iran. Rather the pressure has been for peace. There is no doubt in my mind that there are many in the Bush Junta or Olmert's pathetic administration, who want a war. But the fact is that the crap is stacking up against them.
Aden hotel used by Yemen goverment hit by grenade (Reuters)
from the article: The optimist and the pessimist


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From the book reviews:"This book contains five in-depth review articles on the trading, use, and safety of agrochemicals; the background and safety of genetically modified crops; organic farming and food quality; the value of plant secondary compounds in veterinary medicine; and integrated pest management approaches for preventing and treating parasites in domesticated livestock. … Summing Up: Highly recommended. Graduate students, researchers/faculty, professionals/practitioners, and informed general audiences." (J. R. Reeve, Choice, Vol. 52 (1), September, 2014)
Agroecology not only encompasses aspects of ecology, but the ecology of sustainable food production systems, and related societal and cultural values. To provide effective communication regarding status and advances in this field, connections must be established with many disciplines such as sociology, anthropology, environmental sciences, ethics, agriculture, economics, ecology, rural development, sustainability, policy and education, or integrations of these general themes so as to provide integrated points of view that will help lead to a sustainable construction of values. Such designs are inherently complex and dynamic, and go beyond the individual farm to include landscapes, communities, and biogeographic regions by emphasizing their unique agricultural and ecological values, and their biological, societal, and cultural components and processes.


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Photo Galleries
< MyNorthwest
Thursday in Photos
Cyclists begin training for Tour de France, Tourists gather outside of Nelson Mandela's house, Funeral service held for James Gandolfini in New York
17 of 17
A sightseeing tour bus drives past the Cathedral Church of Saint John the Divine ahead of the funeral service for James Gandolfini, Thursday, June 27, 2013 in New York. Gandolfini, who played Tony Soprano in the HBO show "The Sopranos", died while vacationing in Italy last week. (AP Photo/Mary Altaffer)
Photo by Mary Altaffer
Photo by Mary Altaffer
17 of 17
More Photo Galleries
Week in photos
Photos taken by the Associated Press Sept. 28 to Oct. 2.
Stargazers treated to supermoon eclipse
Stargazers were treated to a rare astronomical phenomenon with a total lunar eclipse combined with a so-called supermoon.
Week in photos
Photos from the Associated Press taken from around the world.
Four killed in Aurora Avenue Bridge crash in Seattle
The four people killed when a charter bus and Ride the Ducks vehicle collided were students from North Seattle College, The Seattle Times reports.
Big-name business leaders meet China's president in Seattle
Business leaders from Apple, Honeywell, Disney, Microsoft, Starbucks, Dow Chemical, Amazon, IBM, and many more attended a Wednesday morning meeting with the president of China.
Week in photos
Photos taken from around the world during Sept. 14-18.
Week in photos
Check out the week in photos from all over the world.


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Preparing the Next Generation of Science Teacher Educators: A Model for Developing PCK for Teaching Science Teachers
Abell, Sandra K.
Rogers, Meredith A. Park
Hanuscin, Deborah L.
Lee, Michele H.
Gagnon, Mark J.
Metadata[+] Show full item record
Science education doctoral programs often fail to address a critical piece—the explicit attention to the preparation of future science teacher educators. In this article, we argue that, in addition to developing skills and a knowledge base for research, doctoral students must be given the opportunity to observe, practice, and reflect on the pedagogical knowledge necessary to instruct science teachers. In particular, we contend that the construct of pedagogical content knowledge (PCK) can be adapted to the context of knowledge for teaching science teachers. We use the PCK construct to propose a model for the development of knowledge for teaching science teachers, grounded in our experiences as doctoral students and faculty mentors. We end by recommending a vision for doctoral preparation and a new standard to be included in the ASTE Professional Knowledge Standards for Science Teacher Educators.
Part of
Physics and Astronomy publications (MU)
J Sci Teacher Educ (2009) 20:77-93


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Ceramic Thimbles with a Scene of JerusalemProduct ID: JSV-JA-9281
Chat with a Judaica expert Click Here
Ceramic Thimbles with a Scene of Jerusalem
Material Ceramic
Dimensions 3cm
Estimated processing time: 2-3 Business Days.
Your order's processing time is the estimated number of days that it will take for your order to be prepared for shipment from our Israel-based fulfillment center.
Ceramic Thimbles with a Scene of Jerusalem
This 3 centimeter ceramic thimble with a scene of Jerusalem features a white painted head.
This wonderful little thimble is such a great collector's item. Despite its petite size it has been intricately painted with a beautiful rendition of the Old City of Jerusalem. A thin gold border on top and bottom create a beautiful border and accent the rich browns and greens used to depict the architecture of this beautiful city. This would be a great gift for the traveler in your family!
Ceramic Thimbles with a Scene of Jerusalem Customer Reviews
Average customer review 0 Customer Reviews


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The Comfort Mix: Bright Boho Style, Gardening Tips, Grilled Cheese Month, and more!
Each week, we round up our favorite posts dealing with all things comfort. Share some finds of your own in the comments below! With bold patterns and pops of color, the Bohemian style of decorating adds a touch of fun, vintage charm to any living space. SF Girl By Bay highlights examples of statement piecesContinue reading


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Denver Gophers Message Board › Go presentation at Agile Denver on Monday, Oct 28 at 6pm
|Alex V.
Boulder, CO
I hope that it isn't rude of me to advertise this event as a new member. My user group Agile Denver is hosting a talk on the Go language this coming Monday in the downtown Denver area. It is free to attend, with free parking and free pizza -- what's not to like (other than the short notice)!
More info here: http://agiledenver.ni...
If someone familiar with this meetup shows up, please let me know before the meeting. I'd like you to share info about this group and any upcoming meetups, in case you can recruit new members at Agile Denver.
|Alex V.
Boulder, CO
A few new details...
When Pivotal Labs was acquired by EMC and subsequently spun off as Pivotal, the new company came out with a new mission: to create a cloud-independent Platform as a Service (Pivotal CF) with strengths in fast big data processing. To achieve this, the company is applying Pivotal Labs' agile processes to its product development. Stephan will cover how their processes shaped these new developments, as well as how their processes are adapting to these changes.
A growing part of the software development for Pivotal CF is done in the Go language. Stephan will talk about why they picked Go and for what, and how they are applying Pivotal processes to the new language.
6:00-6:30 - Food, networking, announcements
6:30-8:00 - Presentation
Meetup members, Log in
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People tend to check in during these times:
Add hours
Convenient residential place with kip mart at the front. Everything is accessible within walking distance
What a good night###💤💤💤💤
A best places ever we were had is HOME
HEAVEN places..
Aman,damai dan sentosa...
santai aja mas..
chill MONDAY
SAFETY area..Line CLEAR
Tidurlah sayangku. Tidurlah bersamaku..
Rest in nest ~_«"
rumahku syurgaku..yeeehaaa!!!!!!!!
Home Sweet Home..
good 9....


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Mates Skyn Large Non Latex Condoms (10 Pack)
Average customer review: Average customer review 10 out of 10 (18 reviews) Add your review
Large and latex-free, Skyn large condoms offer comfort and security for the larger man as well as a natural feel for increased pleasure and sensitivity. Perfect for anyone who is allergic to latex and finds regular condoms too constricting.
Only: £10.99
Product Description
Large and latex-free, Skyn large condoms offer comfort and security for the larger man as well as a natural feel for increased pleasure and sensitivity. Perfect for anyone who is allergic to latex and finds regular condoms too constricting.
Made with polyisoprene, these non latex condoms offer all the strength and security of premium latex condoms as well as added sensitivity.
Specially lubricated for long-lasting, enhanced pleasure during use.
Each condom has been electronically tested and meets high US quality standards.
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- Large, latex-free condoms for those with a latex allergy
- For those who feel that the original Skyn condoms too tight
- The unstretched width is 56 millimetres
- Lubricated, for comfort and additional pleasure
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How it measures up
- Condom size: Large
- Length: 7 inches
What it costs
- Pack size: 10
Product Videos
Buyer's Guide: How to Use a Condom
To watch videos, you need Version 9 or greater of the Flash Player. Click here to see which Flash Version you have. If you have Version 8 or less, get the latest Flash Player here".
Condoms are the only way to guarantee safer sex and protection against pregnancies and STIs. Annabelle Knight shows you how to put a condom on and dispose of them safely. Read more: How to Use a Condom.
Buyer's Guide: Condom Types Explained
To watch videos, you need Version 9 or greater of the Flash Player. Click here to see which Flash Version you have. If you have Version 8 or less, get the latest Flash Player here".
When choosing to use condoms, it's important that you find the right one for you and your partner. Annabelle Knight demonstrates the different kinds of condoms available, and how to select one based on your needs. Read more: How to Choose and Use a Condom.
Condom Buyer's Guides
Learn everything you need to know about choosing and using condoms with our sex essentials guides.
Sex Essentials Guides > Condom Guides > How to Choose a Condom
Sex Essentials Guides > Condom Guides > How to Use a Condom
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Customer Reviews
Mates Skyn Large Non Latex Condoms (10 Pack) 10 out of 10 (18 reviews) Write your own reviewOrder by:
- Newest
- Most helpful
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Best Condoms Ever
Reviewed: 07 August 2015 by Lovebee33, a Straight Going Steady Female
Due to a bad reaction to about every hormonal birth control I've tried, we have had to use condoms for a while until I can find something that works better for my body. This led to far less sex between us - he complained condoms were hurting him, and he was never finishing so sex was dropped in favour of other acts.
When I came across these, I bought them instantly. And I am so, so, so glad I did. These are amazing! My boyfriend states there is no pain like the others, and it really does feel like the closest thing to wearing nothing! I only wished I'd bought more, as we went through them pretty quickly!
If you're worried about the thinness, do not be. They have been much sturdier than the thicker Durex condoms we used at the beginning of our relationship, and caused no problems whatsoever. Would definitely recommend to anyone!
- Pros
- The feel, the fit.
- Cons
- Nothing, all was perfect!
- Bottom line
- Great condoms, for great sex!
- Was this review helpful to you? Yes
I discovered that my man was large
Reviewed: 05 August 2015 by Penny26, a Straight Married Female
I find condoms useful if you are in a hurry or don't want to be sticky and dribble for the rest of the day. I don't need to use them as I luckily have gone past that stage of getting pregnant, but they can be used in fun.
I bought this brand as I liked the packaging it looked sexy all black and gold and the name is a good play on words. The funny thing is that I bought the Large by mistake not Original and my husband was extremely grateful as he didn't realise that that was what he needed!
He felt so much more comfortable, so instead of reluctantly agreeing to putting a condom on, he is much happier and so am I.
- Pros
- No risk of irritation, better fit, easy to put on.
- Cons
- It's all good.
- Bottom line
- Comfortable condoms at last that feel natural for both of us.
- Was this review helpful to you? Yes
Order by:
The best large size condom
Reviewed: 06 June 2015 by Taliahxx, a Straight Married Female
I have what I can only assume is a mild allergy to sperm, which I discovered after sex with a condom was far less ouch and far more pleasurable! How funny.
We were on a quest to find a perfect condom for my husband as he complained literally every time about how tight they were!
We discovered large was more comfortable for him. Although, I still suffered from some discomfort with latex condoms, we decided to try Skyn Large.
These are our 'go to' and we have been using them for about a year now. I'm happy, and my husband is as happy as he can be wearing a condom. We have never had one break, they feel great and there's no smell either.
If you are trying to find a condom that can meet a well endowed man, and a sensitive partner, this is worth a try. :)
- Pros
- Size, comfort, non latex.
- Cons
- Nothing.
- Bottom line
- A great product for the larger man and sensitive/latex allergy partner.
- 1 person found this review helpful. Was this review helpful to you? Yes
- Newest
- Most helpful
- Rating
See all 18 Mates Skyn Large Non Latex Condoms (10 Pack) reviews…


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In what has been dubbed the "Monthly McDonald's Misery Watch," the fast food giant reported that May brought in yet another round of slipping sales. The next day, McDonald's tried to steer the conversation away from its dismal results by announcing two new PR hires. Robert Gibbs is now McDonald's Global Chief Communications Officer and Silvia Lagnado is its Global Chief Marketing Officer. Gibbs is President Obama's former … Continue reading
Category Archives: Soda
Retire Ronald
Here is my letter to the editor about McDonald's that was published in the Washington Post: In her March 3 op-ed column, "The tarnished arches," Catherine Rampell brought much-needed attention to the role of McDonald's as a bad corporate actor. The corporation also faces criticism for its marketing to children. I am among the many parents … Continue reading
Partners in Junk Food Crime
Plastered on the PlayPlace window of my local McDonald's is a giant Coca-Cola decal. McDonald's uses these play areas to attract families with children to their restaurants while also using them as a way to market soda. This highlights their duplicitous approach to public health efforts. The fast food chain was lauded in the fall of 2013 for agreeing to phase … Continue reading
Big Soda's on the Offensive to Stop a Seattle Soda Tax
On February 19th, the Dietary Guidelines Advisory Committee singled out added sugars as a major concern because of links to obesity and chronic disease. According to the panel, "Higher sugar-sweetened beverage taxes may encourage consumers to reduce sugar-sweetened beverage consumption." The soda industry came out swinging against this recommendation because they know it will … Continue reading
Parents Call Foul on Super Bowl Junk Food Ads
My latest piece for Beyond Chron is about last night's junk food Super Bowl ads. Coca-Cola and McDonald's are two companies with slipping sales who are looking for Super Bowl advertising wins on Sunday in order to turn things around. Both of these companies aggressively market products that are harmful to health and use sports … Continue reading
Make 2015 the Year We End Junk Food Marketing to Kids
We're winding down the last days of 2014 and looking ahead to a fresh new year. Dr. Alan Greene invited me to contribute a guest post in the series "One Thing I'd Change in 2015." Here's what I chose, why I chose it, and how you can help make it happen: The one change I'd like to … Continue reading
Gratitude for Public Health Progress in 2014
Updated to add Fed Up Movie to this list! In January I wrote a post asking Is This the Year We Drain the Food Swamp? Ten months later I've been asked to contribute a post for DrGreene's Blog Series called "One Change for 2015" that focuses on a single change I feel strongly about. Before I write that post, … Continue reading


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Tim Cook tosses the winning duck of Saturday's duck race on the Hocking River to fellow volunteer Andi Brandon. The event, held at the Fall's Mill Bridge, raised more than $16,000 for the children of the late Summer Cook Inman. The top prize of a Kawasaki Ninja 250R Motorcycle went to Kevin Malone.
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October 8, 2015
Currently: 85° — Complete forecast |
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L.E. Baskow
Judge David Barker presides over Robert Estall and Abraham Austin as they appear in court today for a calendar call at the Regional Justice Center on Tuesday, July 1, 2014.
© Las Vegas Sun, 2015, All Rights Reserved


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Synonyms for sabatonˈsæb əˌtɒn
This thesaurus page is about all possible synonyms and similiar words for the term sabaton
Translations for sabaton
From our Multilingual Translation Dictionary
Get even more translations for sabaton »
Find a translation for the sabaton synonym in other languages:
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Discuss these sabaton synonyms with the community:
Use the citation below to add these synonyms to your bibliography:
"sabaton." Synonyms.net. STANDS4 LLC, 2015. Web. 6 Oct. 2015. <http://www.synonyms.net/synonym/sabaton>.


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Analysis: Sliding Scale Of Broad Appeal VS Specific Appeal
Inexact title. See the list below. We don't have an article named Analysis/SlidingScaleOfBroadAppealVSSpecificAppeal, exactly. We do have:
If you meant one of those, just click and go. If you want to start a Analysis/SlidingScaleOfBroadAppealVSSpecificAppeal page, just click the edit button above. Be careful, though, the only things that go in the Main namespace are tropes. Don't put in redirects for shows, books, etc.. Use the right namespace for those.


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Manchester levy gains provisional votes
11/21/2013 - South Side Leader
Judge Cook also gains votes in Akron Municipal Court race
DOWNTOWN AKRON — The Manchester Local Schools operating levy increased its lead with the addition of provisional votes from the Nov. 5 General Election, and Akron Municipal Court Judge Katarina Cook will likely keep her seat on the bench after gaining votes to put her ahead of challenger Jon Oldham.
The Summit County Board of Elections (BOE) released an updated vote summary Nov. 18 that showed that Issue No. 45, the Manchester levy, now has 1,315 "yes" votes to 1,304 "no" votes for a difference of 11 votes. On election night, the levy was winning by just one vote.
Manchester Superintendent Sam Reynolds said the news this week was "wonderful."
"I'm cautiously optimistic," he said, noting that there will be an automatic recount because the difference was less than one-half of 1 percent. BOE Director Joe Masich said the board will next meet to certify the election results Nov. 26, and at that time will schedule a date for the recount to take place.
With the levy assumed to be successful, Reynolds said he is grateful to voters for helping to get the request for new money passed on its first try.
"The schools have been cut drastically by the state and federal governments, and the next step was to eliminate important student programming, so I think people received that message and voted for their children," Reynolds said. "I'm grateful to them. I know that it was a difficult decision. I appreciate all the people who voted in this election, and I have a great respect for Manchester people and their support of their schools over the years."
According to district officials, the five-year, 5.99-mill operating levy will cost the owner of a property valued at $100,000 about $210 annually in new taxes and raise a little more than $1.1 million annually for the district's General Fund. The levy would be effective this year, with collections to start in 2014.
Revenue from the district's General Fund is used to pay for operating expenses that include employee salaries and benefits, purchased services such as insurance and contract services, textbooks, transportation, extracurricular programs for students, materials and supplies, according to Reynolds.
He added this week that he doesn't expect any changes to be made in the district at this time. Cuts already made will remain.
The BOE also reported this week that in the race for Akron Municipal Court, incumbent Cook now has 13,887 votes, or 50.03 percent, to Oldham's 13,870, or 49.97 percent — a difference of 17 votes. On election night Nov. 5, Oldham was leading in the race with 16 votes.
Masich said there will be a recount in this race as well.
Cook said she was happy to see that her campaign gained the votes to put her at the top.
"I am obviously so very grateful to the voters and am looking forward to serving the court as judge for six more years," she said. "This is just proof that every vote counts."
Cook said she and her fellow judges are currently working to certify the court's specialty courts, of which hers deals with repeat OVI offenders. She added she is interested in exploring a program for shoplifters, as that has become a big problem in the community.
Oldham said he is grateful for the support he received in his first time running for office.
"I'm still somewhat stunned with it being so close," he said. "It's not over until they say it's over, but we are getting close to it being over. Win or lose, it's nice to run such a close race."
The Akron Municipal Court serves the cities of Akron and Fairlawn; the Villages of Lakemore and Richfield; the townships of Bath, Richfield and Springfield; and the part of Mogadore that is in Summit County.
More Community News
- City, APS cite need for better sports facilities
- Runners hit streets for Akron Marathon events
- Medina Park District asking for levy approval
- Medina anti-drug levy on ballot
- Norton Cider Festival celebrating 27th year
- West Side News & Notes
- Council hears Briarwood sewer update
- APD union leader Hlynsky remembered
- Edgerton garden earns resident national award
- Summit County Council recognizes City of Norton
- Falls allowing burial of spouses in veterans cemetery section
- Boston officials discuss police contract
- Norton Council discusses noise complaints at speedway
- Granger Historical Society to hold annual cemetery walk Oct. 10
- Granger trustees hear more complaints of neighborhood flooding
- Sharon to hold upcoming fall activities
- FHNA Fall Festival offered fun for all
- Coventry seeking money for General Fund
- Runners hit streets for Akron Marathon events
- Springfield trustees approve zoning change
- Fire levy passage would help restore tax credit in village
- Springfield seeking new funds for road improvements
- South Side News & Notes
- Committee recommends repairs to womens correctional facility
- City, APS cite need for better sports facilities
Calendar of Events
- Kulas Concert Series: Zahari Metchkov and Joachim Reinhuber - 10/4/2015
- Walk to End Alzheimers to benefit Alzheimers Association - 10/4/2015
- Walk for Babies to benefit Akron Childrens Hospital - 10/4/2015
- Dixieland Jazz Concert and Jam - 10/4/2015
- Nature Drawing for Kids: ages 6-12 - 10/4/2015
...More Events


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How to Care for Gemstones
How to Care for Gemstones from Overstock.com. Our guides provide customers with information about how to care for gemstones and advice about our many brand-name products.
This necklace give a simple, splash of white into any outfit! Its gorgeous cut makes it shine like no other pendant I own!...
ITEM#: 13368585This fashion pendant features a single round opal gemstone and diamond accents. This jewelry is crafted of sterling silver in a polished finish.
|Sterling Silver
|Diamond Color
|Total Diamond Weight
|Up to .5 Carats
|18 Inch
|Diamond Cut
|Gemstone Color
|Stone Shape
|Chain Style
|Birthstone Month
|Metal Color
|Necklace Type
|Circle Pendant
|Side Stone
|9 mm wide X 20 mm long
|Sterling Silver, Gemstones and Diam
|Model Number
This necklace is very plain without any sparkle. The opal is a very plain white. I was looking for a firey opal; and this definitely is not it. The chain, as is typical for most necklaces, is pretty worthless. If you are looking for a plain, white opal, then this is it. You cannot really identify the stone as being an opal.Read More
This necklace give a simple, splash of white into any outfit! Its gorgeous cut makes it shine like no other pendant I own!Read More
I saw a very similar necklace being sold at *** and when i saw this one, for like 1/4 of the price, decided to get it for myself! SO happy i did it is gorgeous! The opal is beautiful and just the right size. Love the white stone! The diamonds around it are amazing and really add some nice shine. The length of the pendant is appropriate and the chain is sturdy and comfortable - very happy with this!Read More
How to Care for Gemstones from Overstock.com. Our guides provide customers with information about how to care for gemstones and advice about our many brand-name products.
How to Clean Jade Jewelry from Overstock.com. Take care of your jade jewelry and you will be rewarded with a stunning piece that will last a very long time.
How to Care for Coral Jewelry from Overstock.com. Our guides provide customers with information about how to care for coral jewelry and advice about our many brand-name products.
How to Clean Opal Jewelry from Overstock.com. Once you understand a few basic techniques, cleaning your opal rings, necklaces, bracelets, and earrings will be a simple process.
Anniversary Gemstones At-a-Glance from Overstock.com. Anniversary gemstones are another great way to indulge in gemstone jewelry and impress someone special.
September Birthstone Information from Overstock.com. Birthstone jewelry makes a great gift! Learn more about sapphire and lapis jewelry.
Colored Gemstone Checklist from Overstock.com. Learn about dazzling jewels with this illustrated checklist of popular gemstones.
Gemstone Treatment Guide from Overstock.com. Here's the information you need to know about gemstone treatment codes when you're shopping for gemstone jewelry.
Top 10 Unusual Gemstones from Overstock.com. Beautiful gemstone jewelry may feature lesser known stones. How you wear unique gemstone jewelry is limited only by your imagination.
An Introduction to Lab-Created Gemstones from Overstock.com. Are lab-created gemstones real? How are they made? What do I look for when I'm shopping? All your questions about lab-created diamonds and other gems are answered here.
Agate is everywhere. This beautifully banded rock formation is changing the design world with its rich gemstone color palette and organic appearance. Get ready to bring agate into your life.
Make time to remember the people who will help you celebrate your big day with personalized gifts for the bridesmaids and groomsmen.
"It's not just gay marriage, to us it is marriage. Whether it's gay, straight, lesbian, or anything in between, every person should have the right to marry whomever they want and to be happy."
Items must be returned in new or unused condition and contain all original materials included with the shipment.
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October 7, 2015 Men's Volleyball Hosts York University in Exhibition Match For the first time since winning its second straight NCAA title in May, the Loyola University Chicago men's volleyball team will return to the court on Saturday, Oct. 10 for an exhibition match against York University.
August 18, 2015 National Champion Loyola Men's Volleyball To Be Honored At Hustle To Hoyne Rally Loyola University Chicago will recognize its two-time, national champion men's volleyball team at an on-campus rally on Saturday, Aug. 22 at St. Ignatius Community Plaza, located at the intersection of Sheridan Road and Kenmore Ave.
August 12, 2015 Jendryk Selected to Men's Pan American Team Loyola University Chicago sophomore Jeff Jendryk has been selected to the U.S. Men's Pan American roster, as announced by USA Volleyball.
May 07 2015
Final Men's Volleyball
3 Loyola (Ill.)
0 vs. UC Irvine
@ Stanford, Calif.
Box Score | Box Score | Live stats | Video
May 05 2015
May 01 2015
Final Men's Volleyball
3 Loyola (Ill.)
1 at Lewis
Box Score | Recap | Live stats | Video
Quick Facts & Info
Head Coach: Shane Davis
Assistant Coach: Mark Hulse
Assistant Coach: Kris Berzins
SID: Paige Thompson
Phone: 773-508-2575
Email: email@example.com
City/State: Chicago, Illinois
Founded Date: 1870
Enrollment: 15,545
Nickname: Ramblers
Colors: Maroon and Gold
Playing Facility: Norville Center for Intercollegiate Athletics
Capacity: 5,200