text:
Posted| Updated
Tasmanian climate change scientists have developed a tiny remote-controlled helicopter to help them map fragile coastal moss beds in Antarctica.
Topics: research, climate-change, biology, hobart-7000, antarctica, tas
Threats to the world's coral reefs and ways to avert them will be under the spotlight in Coffs Harbour this weekend.
Topics: oceans-and-reefs, environment, science-and-technology, biology, marine-biology, research, southern-cross-university-coffs-harbour-2450, australia, nsw, coffs-harbour-2450
Posted| Updated
Bundaberg North Burnett Tourism says it is aiming to attract more than 4,000 extra visitors to the Mon Repos turtle rookery this season.
Topics: endangered-and-protected-species, tourism, environment, conservation, marine-parks, travel-and-tourism, rural, rural-tourism, science-and-technology, biology, marine-biology, bundaberg-4670
Posted| Updated
Scientists are hoping a new study will help predict how rising levels of carbon dioxide will affect the Great Barrier Reef off Queensland.
Topics: great-barrier-reef, environment, climate-change, conservation, marine-parks, oceans-and-reefs, science-and-technology, biology, marine-biology, research, heron-island-4680, bundaberg-4670, cairns-4870, gladstone-4680, mackay-4740, rockhampton-4700, townsville-4810
Posted| Updated
Canadian documentary maker Rob Spence explains how a camera mounted in his bionic eye is helping tell his newest story.
Posted| Updated
Canadian documentary maker Rob Spence explains how a camera mounted in his bionic eye is helping tell his newest story.
Researchers in north Queensland have found infant coral face a number of dangers when they first settle on a reef.
Topics: marine-biology, environment, oceans-and-reefs, science-and-technology, biology, research, james-cook-university-townsville-4811, australia, qld
Posted| Updated
Humans are not the only ones that make irrational choices; new research has found single-celled brain-less slime moulds do it too.
Topics: psychology, advertising, biology, the-university-of-sydney-2006, adelaide-university-5005
A Queensland scientist has discovered sea sponges share almost 70 per cent of genes with humans.
Topics: marine-biology, environment, oceans-and-reefs, great-barrier-reef, science-and-technology, biology, genetics, research, stem-cells, brisbane-4000, qld, bundaberg-4670, cairns-4870, gladstone-4680, mackay-4740, rockhampton-4700, townsville-4810
Posted| Updated
Research finds a strong link between higher sea surface temperatures and a major decline in phytoplankton.
Topics: oceans-and-reefs, environment, biological-diversity, climate-change, science-and-technology, biology, marine-biology, microbiology, canada
Each of us carries a unique mix of trillions of bacterium-killing viruses in our guts, most of which are unknown to science, researchers have found.
Topics: microbiology, health, anatomy, biology, university-of-queensland-4072, united-states
Marine scientists from across Australia are looking at the effects of climate change and run-off on marine organisms at a conference in north Queensland this week.
Topics: marine-biology, education, university-and-further-education, science-and-technology, biology, james-cook-university-townsville-4811, australia, qld, townsville-4810
Posted| Updated
Researchers at the University of WA have recorded new pictures of marine life up to 500 metres below the surface in the Perth Canyon.
Topics: marine-biology, science-and-technology, biology, rottnest-island-6161, wa
Posted| Updated
Evolutionary biologists say they have scientific backing to confirm suspicions that movies exploit our innate response to alarm and distress calls.
Topics: research, arts-and-entertainment, film-movies, science-and-technology, biology, united-states, france, united-kingdom, england
Posted| Updated
Scientists are conducting a world first experiment assessing the effect of CO2 on a living coral reef.
Topics: great-barrier-reef, environment, climate-change, oceans-and-reefs, science-and-technology, biology, marine-biology, heron-island-4680, australia, qld
Posted| Updated
How do you control pests by encouraging them to have sex? It's the best bio-control of fruit fly, but until now the Queensland fruit fly hasn't responded to the call of nature.
Topics: fruit, vegetable-fruit-nuts, pest-management, biology, pests, canberra-2600, wagga-wagga-2650
Posted| Updated
A collection of bacteria from a salt marsh includes Beggiatoga (the darkest shapes), Chromatium (the large pink ovals), Lyngbya (the green shapes) and Nitzschia (the curving shape at around two o'clock). The bacteria were recorded as part of a global census of marine life and this image was released on April 18, 2010 as the census made its latest report.
Topics: marine-biology, science-and-technology, biology, australia, united-states
Posted| Updated
A microbe army weighing as much as 240 billion elephants is lurking in the depths of the world's oceans, researchers say.
Topics: marine-biology, science-and-technology, biology, microbiology, united-states
Posted| Updated
British scientists have mastered a controversial artificial reproduction technique that could prevent incurable inherited diseases by swapping DNA between two fertilised human eggs.
Topics: research, science-and-technology, biology, genetics, cloning-and-dna, england, united-kingdom
Posted| Updated
With cane toads being found in increasing numbers on the WA Northern Territory border and the odd toad making its way into Kununurra, the Kimberley Toad Busters decided it was time it was time to come up with new ways to manage the cane toad.
Topics: pest-management, conservation, environmental-management, agricultural-policy, community-development, quarantine, animal-science, biology, research, zoology, research-organisations, biological-diversity, environmental-impact, pests, kununurra-6743
The Federal government has been accused of turning back the clock on reef and rainforest research in far north Queensland.
Topics: great-barrier-reef, environment, oceans-and-reefs, government-and-politics, federal-government, science-and-technology, biology, marine-biology, earth-sciences, research, cairns-4870, australia, qld, mackay-4740, townsville-4810
Posted| Updated
Cat food can help control the spread of cane toads, scientists have found.
Topics: research, human-interest, animals, science-and-technology, animal-science, animal-behaviour, biology, sydney-2000, australia, nsw, nt, darwin-0800, qld
Posted| Updated
The captive birth of three blacktip sharks in north Queensland is set to provide marine researchers with new information about the species.
Topics: marine-biology, science-and-technology, animal-science, fish, biology, research, daydream-island-4741, mackay-4740, townsville-4810
Posted| Updated
They have been home to bushrangers, convicts and even witnessed some cannibalism, but for nearly 180 years the islands in Macquarie Harbour near Strahan, on Tasmania's West Coast, have been left untouched.
Topics: research, history, human-interest, biology, strahan-7468, tas
The Fraser Coast has been the focus of a study to determine how iron levels influence blue-green algae blooms.
Topics: research, water-pollution, biology, botany, hervey-bay-4655, bundaberg-4670


text:
Pop Culture
Natalie Portman's Directorial Debut & Paper Towns' Nat WolffBy Gerri Miller
See how Portman is making her big splash in Israel and don't miss Paper Towns with Nat WolffGo To Pop Culture
Tag Archives: Washington DC
My Three Minutes Inside the Supreme Court
In late April, I attended the Consultation on Conscience, a social justice conference in Washington D.C., created and organized by the Religious Action Center for Reform Judaism. I wrote about it in a previous blog, but I left out one very important detail: By some stroke of luck, I was able to get into the Supreme Court to hear a portion of the arguments for the case that would decide on marriage equality in all 50 states. I write this blog post many weeks later, knowing now how the case turned out, still in awe and in a state of permanent pride both as a member of the gay community and as an American. So here is my story:
The final day of the conference was Tuesday, April 28, the day that the Supreme Court was scheduled to hear arguments on the historic case, Obergefell v Hodges, the case that could possibly make gay marriage legal in all 50 states. I decided to skip the final morning of the conference and head over to the Supreme Court; I couldn't imagine being anywhere else. I arrived at 8am and the plaza was near full already! The energy was infectious and colorful, rainbows abound. People were singing, chanting and praying, sending all their energy toward the looming white building in front of them.
Of course there were also those there shouting for an entirely different result. I found a few friends and grabbed as much rainbow paraphernalia as I could and joined in with the crowd. In the midst of the chaos I also joined a long line, hoping to get one of those elusive bright yellow squares of paper, given out by the Supreme Court security guards that allowed the recipient a full three minutes INSIDE the courthouse. I was absolutely sure there was no way I was going to get in—there were too many people ahead of me, too many people on the plaza, but I waited in that line, next to a man spewing such vile hatred in the name of his God that I almost moved several times. But I stood my ground, blocked out the noise, focused on the rainbows as the clock ticked down.
Thirty minutes before the end of the arguments, the word came down the line that they were allowing one more group in, as there had been a protester who had gotten in to the court earlier and caused quite a commotion. The security guard walked down the line and one by one, handed out the yellow tickets. I put my hand out, took a deep breath, and he placed one in my palm. I was in!
We were led onto the large plaza directly in front of the court to a side entrance. After two metal detectors and stuffing my large bag into a very small locker so fast I didn't even remember which locker number I had chosen, I waited with my group of about 10 outside the large imposing doors of the Supreme Court courtroom. I was buzzing. After several more instructions given by even more security guards, none of which I had even a small hope of remembering, the doors opened and I walked into the Supreme Court in the middle of the closing arguments. As I walked to my seat, I stared at each justice, down the line and tried to figure out as quickly as possible, what was going on in the case.
One lawyer for the plaintiff was telling the story of a career Army man who served his country for many years with honor and pride and was married to his husband in a state where it was legal. He was then transferred to a base in a state that did not recognize his marriage. All of a sudden, so many of the equal rights he and his husband had enjoyed were no longer available to them through no choice of their own: He was following his transfer orders.
This man's story was one of thousands of stories of discrimination that could change if the court voted it so. I think I held my breath the entire time I was inside the courtroom, afraid I would miss something. Since I had been the last group in, as we were led out of the courtroom and back to the locker room (thankfully, I sort of remembered where I put my things!), the court let out and I watched in awe as well-known senators and congressmen and women walked by, every major director of every organization fighting for marriage equality walked by and then the plaintiffs themselves and their lawyers walked right by.
We all ended up on the large plaza, news anchors and paparazzi yelling, a whirlwind of flashes and chaos. I think I finally took a breath. When I think about it now, I still can't believe I was able to hear a bit of the closing arguments on a case that would not only allow millions of people in this country to choose love and would right a very long standing wrong, but would also affect me personally. I wasn't sure how I was going to wait until the end of June to hear how those nine justices would rule.
Fast forward to this past Friday morning: While on vacation, feverishly scanning Twitter and stuck in front of CNN, I heard the news, saw the scroll on the bottom of the screen: "Same Sex Marriage Legal in All 50 States." I blinked…it was still there. Tears filled my eyes and I had goosebumps on my arms—we did it, it was done, same-sex couples can legally get married in each and every single state of our Union.
Starting now, we live in a more just country, a place I am a little happier to be from, a place where our children won't remember a time when loving couples who choose to marry were discriminated against, told they weren't worthy, their love wasn't enough, wasn't valid, wasn't real love. This decision is monumental, it is life changing and it is above all, justice. I had the honor of officiating at a wedding this weekend, on a little piece of paradise in the Caribbean and toward the end of the ceremony, I recited the words of Justice Kennedy's majority opinion:
May we all seek and receive equal dignity for the decisions we make and the relationships we have in the eyes of the law, within our families and in our own hearts.
As we say in Judaism, Ken Y'hi Ratzon, May it be so!
We have many more fights to achieve true equality and lasting justice in our country but let us revel in this win and let that rainbow flag fly high with pride alongside our American flag.
See how InterfaithFamily chooses love and share how you #ChooseLove!
Congratulations Washington
Yesterday Ari Moffic and I had the privilege of participating in the Jewish Federation of Greater Washington's Welcoming Interfaith Families: A Community Conversation with more than one hundred professionals and interested individuals. It was very affirming to hear the top leadership of the Washington Federation – Steve Rakitt, CEO, and Stuart Kurlander, President – express their commitment to engaging interfaith families in Jewish life in the DC Jewish community. Ann Bennett, the Chair of the program, and Marci Harris-Blumenthal, the Federation's Director of Community & Global Impact, put together a great program. Our friend Marion Usher played a key role helping to design and facilitate the program.
The program started with an interfaith couple telling about their Jewish journey, starting with Marion's Love and Religion workshop and continuing to membership in Adas Israel, a leading Conservative synagogue. Several organizations gave brief presentations about their programs and resources, including our own InterfaithFamily/Your Community, the DC JCC, 6th & I Historic Synagogue, JOI and its Mother's Circle program, the Federation of Jewish Men's Clubs, and PJ Library.
Next came breakout sessions on various topics – I attended one Ari Moffic facilitated on preparing for bar/
After a presentation about the play Love, Faith and Other Dirty Words created by the New Center for Arts and Culture, a panel described in Ari's blog post shared their interfaith experiences. Like Ari, I was struck by how much of the concluding conversation concerned rabbinic officiation at weddings of interfaith couples after an interfaith couple told of their difficult experience. It reinforced to me how important it is for communities to make it easy for interfaith couples to find officiating clergy.
All in all it was a great conversation and we are very much looking forward to the next steps the Washington community takes. The Federation is making some of the presentations available on a new page on its website: be sure to check out shalom.dc.org/interfaithresources.

subset: commoncrawl


text:
Veronica Hotel
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
How has this hotel rated in the past?
- TV Channel One Russia
Travelers also recommend:
Historical Traveler Reviews Veronica Hotel Paphos
Veronica Hotel
Hallo zusammen, mein Freund und ich sind gerade von diesem Hotel zur�ck gekommen. Wir hatten einen fantastischen Urlaub. Wir kamen an und waren mit dem uns zugeteilten Zimmer nicht sehr zufrieden. Am n�chsten Morgen bekamen wir dann ein Zimmer mit Blick auf den Pool und damit waren wir sehr gl�cklich. Wenn man nicht mit etwas zufrieden ist, dann sollte man einfach fragen und dann kann man auch 'umziehen'.
Ich fand, dass das Essen gut war. Okay, es ist nicht erstklassig aber man bekommt, wof�r man bezahlt. Wir sind sehr leicht zufrieden zu stellen und jeder war uns gegen�ber sehr freundlich.
Im Hotel gab es viele Gr�npflanzen, das gefiel uns sehr gut weil wir uns wie zu Hause f�hlten. Wir fanden nur, dass es am Unterhaltungsprogramm mangelte. Zypern war gro�artig, es gab f�r jedermann viel zu unternehmen. Man muss sich einfach mal einen Wagen mieten und in die Berge fahren, man sollte auch Water World einen Besuch abstatten. Dort hatten wir sehr viel Spa�. Rundherum ein ganz toller Urlaub.
Wir sind gerade erst aus Zypern gekommen und das Hotel war okay
Nichts Dolles aber was will man zu diesem Preis auch erwarten? Die Zimmer waren sauber, waren aber etwas abgenutzt. Das Essen war durchschnittlich, die Auswahl zu den verschiedenen Mahlzeiten war gar nicht schlecht.
Mir gefiel der Swimmingpool sehr gut - warm und von Palmen umgeben. Die Bar und Lounge waren auch gut, jeden Abend gab es eine Happy Hour, man kann dann zu einem sehr guten Kurs trinken.
Mit unserer Vertreterin (Argo Reisen) vor Ort waren wir sehr unzufrieden, die Dame vergass, uns f�r den Transfer zum Flughafen abzuholen und so verpassten wir fast unseren R�ckflug nach London, das muss man sich einmal vorstellen! Die war am Telefon sehr unfreundlich und k�mmerte sich um gar nichts. Niemals wieder werden wir mit diesem Reiseunternehmen reisen.
We just came from Cyprus and the hotel was ok.
Nothing special, but what you can expect for this price? Rooms were clean but a bit worn out. Food was average, but not bad sellection of different meals. I loved their swimming pool - warm and set amid palm trees :) Nice bar and lounge, happy hours every evening, so you could have drinks on really good prices.
We were very unhappy with our rep from Argo holidays - could you imagine, she forgot pick up us for our airport transfer and we nearly missed our flights back to London! She was rude on the phone and didn't care about anything! Never again holidays with this tour operator!
How can this be 3 Star
Cyprus Airways flight to Manchester on Saturday 25th February 2006 was delayed by "weather conditions" (lies as it turned out)so we were put in the Veronica Hotel overnight (never to be repeated we hope). We were given the key to our room which appeared to have not been used for months. There was a thick layer of dust covering all the surfaces (yes there had been a lot of dust apparently caused by a sandstorm in Egypt - but as the windows and balcony doors were closed how did it get in?). On pulling back the curtains on the balcony doors a lizard darted out terrified at our arrival (how long had this poor creature been trapped in the room). We then checked the pillows under the cases - don't even ask!!
We asked for fresh pillows and received an additional 2 pillows as bad as the ones we complained about - (we fortunately had some clean beach towels in our cases which we had to put over the pillows when we went to bed).
We asked at reception if housekeeping would sort out the problems in our room and then went to the dining room where Cyprus Airways assured us we would be given lunch. I am completely vegetarian so checked out what was on offer - only salads (all the hot meals were meat dishes). Fine I am quite happy with salad. That is until the person in front of me in the queue having filled her plate with her chosen hot meal back-tracked to the salads, used the tongs provided to push back the meat dish on her plate and heaped her plate with salad. This is the point at which we left the hotel and bought our meal at a nearby restaurant - yes we realise this was not the fault of the hotel.
Having spent an afternoon around the Paphos Harbour area we returned to the hotel for the evening meal which Cyprus Airways assured us was at their expense. Having consulted the menu displayed outside the dining room I thought that I was in luck - a vegetarian offering of Garlic Mushrooms with vegetables. We checked out the food on display and could not find anything which looked like mushrooms,-enter a member of the catering staff. "Where are the Garlic Mushrooms?" - shrug of shoulders "not on" so another meal purchased at a local restaurant.
Super time had by all !!!!!
4 of us stayed at the Veronica in November 2000 and enjoyed our stay very much. There are 2 parts to the hotel with regards to room age I had a nice room but could have done with updating, but my brother had an updated room just down the corridor which was very nice. Very quiet indeed as we were at the back of the hotel and facing the pool which is a gorgeous view in the morning and the evening. The food we had was very good and as we were aged between 15-30 we got on very well with the younger waitresses & waiters who bought us drinks all the time so we saved money for the whole 2 weeks we were there. Entertainment TERRIBLE !!!! if you like singing "the rivers of babylon" more or less every night that you are there then you will be fine, but your probably better off going out & finding another bar to get entertained in.Paphos is a lovely place to explore and the harbour is nice too, have a characature done of yourself as a momento artists are always out and about on the harbour and they do a great portrait of you. Hotel Veronica is clean, welcoming, relaxed, and is value for money.
Have a great time.
Great Holiday
The hotel is comfortable and has a freindly atmosphere. We loved the pool and the pool area, and we were always able to find a sun bed whenever we turned up at the pool. There are many freindly bars near to the hotel and we made freinds with many of the guests who we hope to meet up with again next year. The food although did not meet with everyones expectations was well cooked, and we always managed to find something we enjoyed. The hotel is good value for the money and we would recommend you give it a try. However if you are the type of person that finds fault with everything then go somewhere else. If you enjoy great weather, freindly people and a great atmosphere then give a stay at this hotel a try.
Got what you paid for!!
My husband and I feel that writing our review will help people who are thinking about going to the Veronica Hotel help to make their mind up.
I would like to start by saying the receptionists were very helpful to our needs.
The hotel foyer was well presented and the pool was absolutely gorgeous but unfortunately if your a sun lover like my husband and I then you will have to make sure you get to the pool early as there is alot of shaded areas.
We were only B&B which we had only once in the hotel, which I think is fair to say was ok but my husband and I have fallen in love with a place called 'The Rose Pub', as you can have a English breakfast with proper bacon and sausages for only �1.50. Unfortutantely we can't comment on the lunch and dinner as we ate out at all the fabulous restaurants that Paphos has to offer.
The room that we were in well where do I start, there is a fridge not "mini bar" and it was not even switched on as there was no mains plug attatched (looks like it's plugged straight into the fuse). Definately not a radio which if you read in any reviews that there is one well we didn't get one. There is a t.v but all you get is BBC World and it's not a very good picture. As for the hair dryer well ours didn't work in the room it's a good job I bought my own. The room it self was very dated and even with curtains open felt very dark. We had to hire a kettle for 7 days which costed us �3.00 (apparantly you can buy a kettle in Cyprus for �7.00) cups we had to get from the bar. I would definately recommend taking your own towels as the ones provided do not get changed regulary.
There is a very good bus service that will take you down to the main shopping area, restaurants and pubs. The bus will also take you straight to the water park which is about a 20 minute otherwise. There is a Irish bar just across from the hotel which was great we were able to sit down with our pints of Keo and watch England win the 'Ashes' on their Sky t.v.
Veronica Hotel
I concur with almost everything posted by Chester.
My room was quiet as it was toward the back of the hotel facing the Avanti.
The air conditioning worked well and watching BBC World through heavy snow helped too.
I had no mini bar but an empty fridge. The daily charge was I thought expensive and I could have bought a better fridge and received change for what the rental would have cost for a week.
I was on B&B thankfully. The 'restaurant' is actually a Soviet style canteen. Although to be fair there was nothing wrong with the breakfast.
When asking for a security box you will be told that its available in your room. For a quarter of the price however, you can have a box by reception. When I was there a girl who was on the top floor discovered money missing. Unfortunatley, the dicsussions with management were carried out in full view of guests in the reception area.
A special word for the 'Bar Manager'. Unhelpful and at times cheeky. The way he treated his staff was frankly offensive. His worst behaviour was reserved for females. A Les Dawson routine should not be used on youngsters. The waitress does a fine job in difficult circumstances.
Unless you have no option of are a student/backpacker I would avoid. Pay a bit more and go to the Avanti or the hotel across the road from it.
Veronica Hotel
Hi there, Me and my boyfriend have just come back from this hotel. We had a fantastic time. We arrived and was given a room which we were't happy with. Thhy changed us to a room with a pool view the next morning. We were very happy. If you are not happy with anything just ask and you should be moved. I found the food good, ok it,s not first class but you do pay for what you get. We are very easy people and everyone was very friendly with us. The hotel had loads of green plants which we found great as it made it feel right at home. The only thing we found that it didn't have in house entertainment. Cyprus was great plenty to do for everyone. You must hire a car and go to the mountains and also visit water world. gerat fun. overall great holiday allround.
You get what you pay for
I returned for the Veronica Hotel yesterday. So here is my review! Please remember firstly that the old chestnut of you get what you pay for, is very apparant at this hotel. Should you arrive early hours of the morning you will firstly not be able to get a drink in your room as there are no facilities provided. As the hotel is situated on a busy road there is however an Irish bar opposite which is reasonable. Close by there are two supermarkets (I can recommend the �1.25 a litre wine!). As the road is busy it is noisy day and night particuarly in the rooms which are at the front of the hotel, and also the air conditioning is absolutley useless so don't hope for much sleep. The mini bar in your room is charged at �2 a day which you have to ask about to find this out.
Towels are only changed every THREE days !!! yes I was totally shocked too! when you think you have to get showered twice a day as it is so warm. Towels for the pool area are not provided so we had to buy some from the nearby supermarket.
I would recommend anyone travelling to this hotel to go RO/BB as at lunchtime on full board you have a choice of two dishes which can be very tricky for vegetarians. The ordinary bar menu is a lot more comprehensive and also with the positioning of the hotel there are lots of bars/restaurants within walking distance and also a bus stop which is 70 cents to anywhere.
Dinner time is a whole different matter it is 'international buffet' everynight which is extremley repetative and people wear shorts/trainers etc to go to dinner! You do not get seated which only took us two days to find out and some evenings we only had our drinks served when we where up to desert.
The televison in your room does not have sky so it is hard to find english channels and also the one we had needed re-tuning everytime it had been switched off.
Should you need a late check-out the charge is �15.
I hope you find this useful and please remember for the price you pay what can you really expect!
TripAdvisor Reviews Veronica Hotel Paphos
Travel Blogs from Paphos
A road trip
... aren't great though apart from around the Paralimni – Protaras area on the south east coast. Mostly they are grey sand or stones. And in many places there are no beaches – just a rocky coast line- so it's swimming off the rocks. But the Med is like a bath so finding a safe place to take a dip proved to be no problem.
My trip initially took me west towards Limassol, 50km away. But I only just made it ...
ADONIS Circular Nature Trail -Akamas Part #1.
... I need some company, perhaps if I am lucky I can join a group from the hotel.
While in the room just after breakfast and getting ready for my morning stroll my eye catches a group of Austrians leaving the hotel grounds. I set off 10 minutes later and incidentally catch them up right by the entrance of the trail ...
The Aphrodite Trail - Part #3.
... beer from the only restaurant out there.
The group splits here, some are out searching for the doggie supposing that it is the owner's pet that seems to have disappeared, others leave for the hotel but a couple of us remain at the restaurant a while more.
To the Beach for Swimming:
With almost 2 hours before dinner to spare, I rush to the room, change and ...
Paphos villa days and nights
... and Dad took downstairs, and me, George, and Prudence upstairs. Thank goodness for air conditioning in every room.... So hot.... Everywhere! The first night was spent eating antipasti type food for dinner, and them we headed to a very cool bar in Paphos called Muse. It has the best views in town.... Set upon the hill and overlooking town and the water. We had some cocktails and dessert... And took the obvious beautiful sunset photos - compulsory. This was such a cool ...
Into the Mountains
... barred close to the summit by a military occupation. There was a tiny amount of snow still around in places and the black pine trees were all unusually shaped with branches drooping downwards. We assumed this must be because of the weight of the winter snows. In the Troodos village square we bought some nuts from a gift shop selling many varieties and had a beer in a bar with views to the east. A ...


text:
Your Selections:
Sort by:
Show Filter
- 2 items
Related Searches
Related Products
Personalized Birthday Cupcake Wrappers and Toppers
Make your adult birthday party a little more magical with these cute cupcake wrappers and toppers. This set of personalized ...
Bright Pattern Birthday Party Cupcake Kit
Add a splash of color to your cupcakes when you use this cupcake kit at your birthday party! Kit comes ...
Personalized Metallic Foil Cupcake Wrappers & Toppers
Add even more sweetness to a delicious baby shower cupcake with personalized metallic foil cupcake wrappers & toppers. Beautifully scalloped, ...
Personalized Baby Shower Cupcake Wrappers and Toppers
Make your baby shower desserts something cute and personal with this set of personalized cupcake wrappers and toppers. Ideal for ...


text:
Seattle, WA (PRWEB) August 17, 2014
According to the Truth About Cellulite review on the site Vkool.com, this is a detailed guide that consists of natural yet effective remedies for cellulite symptoms, including thickened skin and broken blood vessels. In the program, the author, Joey Atlas reveals to people three main types of cellulite, which are soft cellulite, hard cellulite, and edematous cellulite.
Vkool also uncovers in its review that this e-book is really useful for those women who want to prevent cellulite and get rid of it permanently. This program also reveals to users some causes of cellulite, such as:
In other words, in the program, people will discover simple-to-follow workouts that help them lose excess fat quickly. More fat under the skin could make women's legs look lumpier. Therefore, losing weight could reduce the look of cellulite, especially in women who have a lot of excess weight to lose. Nevertheless, for those women who are already at a healthy weight, losing a few pounds could loosen skin, making cellulite more noticeable. Furthermore, the Truth About Cellulite review also shows that this program is currently available online with some valuable bonuses from Joey Atlas, which are:
|Source: PRWeb
Copyright©2014 Vocus, Inc.
All rights reserved


text:
- Food
- Family
- Style
- Series and Features
- Love & Sex
- Work/Life
- Health
- Entertainment
- News
- Blogging
Follow BlogHer
Save Time & Money with FoodSaver®
Save time, money and space with the FoodSaver® Vacuum Sealing System! AND it keeps food fresh up to 5x longer! Read our bloggers' experiences with the FoodSaver® System and see why you should get one for your home. Plus get a chance to win $100 Visa gift card! Read more
Most Popular on BlogHer
Interac® 21 Day Credit-Free Challenge
Interac is empowering us to make that change! We asked our bloggers to participate in the Interac 21 Day Credit-Free Challenge by setting aside their credit cards for 21 days. How are they doing? Check out their blog posts to follow along in their journey. Read more
Recent Comments on BlogHer
Health & Wellness Bloggers: I want YOU (for my Google Reader)
By Bukky
Take Control of Your Blog: Learn HTML
By darkest.one
Health & Wellness Bloggers: I want YOU (for my Google Reader)
Getting Organized for 2013? There's An App For That!
Getting Organized for 2013? There's An App For That!
By JordanBrown
Switch to mobile view.


text:
Clumber Park
Follow in the footsteps of Dukes
Clumber Park was once part of Sherwood Forest until the Duke of Newcastle enclosed the estate as a hunting park for Queen Anne in 1707. Many of the remaining features provide clues to its grand past.
Many changes have taken place at Clumber over the last three centuries, visit our Discovery Centre to find out the full story.
The Dukes of Newcastle
Clumber Park has been home to the Dukes of Newcastle for over three centuries. Take a look at how the Dukes shaped Clumber over the years.
Did you know?
- The Serpentine Lake took 15 years to build
- Clumber was once a sporting estate in the 18th Century
- The house was largely destroyed by fire in 1879 and rebuilt
- The 7th Duke, who was crippled as an infant, built the chapel
- The house was demolished in 1938
- National Trust purchased the Park with the aid of donations in 1946
Historic gardens
When Clumber was still the seat of the Dukes of Newcastle, there were upwards of 30 gardeners employed on the Estate.
This section of the page features an image gallery, so if you're using a screen reader you may wish to jump to the main content.
Reflections: Clumber Park now and then...
Clumber House, the missing mansion
Clumber House was once the main feature of the 3800 acre estate of Clumber. The house was demolished and it's contents auctioned off in 1938. All that is left now is a few fragments of the house, like the Duke Study. The stables hold this model of the house and gardens which is featured in this video.


text:
We concluded that the society had generally adequate internal controls and generally complied with legal requirements related to its use of money from the Legacy Amendment's Arts and Cultural Heritage Fund. Our report contains one finding concerning insufficient monitoring of organizations that received Civics Education grants and another finding concerning how the society allocated indirect administrative costs.
Program Evaluation
Mineral Taxation (Apr 30)
Financial Audit
Minnesota Judicial Branch – Ninth Judicial District (July 29)


text: Leaves Hook Earrings by Amanda Coleman £34$73.67€50.31$55.93 In stock £6.95$15.06€10.28$11.43 delivery to United States Receive this item 5-10 working days from dispatch International delivery available materialmaterial (required)Gold plated (22ct) (+ £9)Sterling silvermaterial (required)Gold plated (22ct) (+ $19.50)Sterling silvermaterial (required)Gold plated (22ct) (+ €13.31)Sterling silvermaterial (required)Gold plated (22ct) (+ $14.80)Sterling silver quantity by Amanda Coleman Location: Lincolnshire, GB read seller's profile see seller's complete range more items from this seller Bird On Branch Necklace £42$91.01€62.15$69.09 Bird And Leaves Necklace £98$212.36€145.03$161.22 Silver Tiny Bird Stud Earrings £25$54.17€36.99$41.13 Silver Pine Cone Earrings £50$108.35€73.99$82.26 Woodland Jewellery Stand £9.95$21.56€14.72$16.36 Wild Deer Jewellery Stand £13.75$29.79€20.34$22.62 view all you may also like PRODUCT DETAILS DELIVERY RETURNS ask seller a question save for later Pretty leaf drop earrings with tourmaline beads These beautiful and dainty solid silver leaf earrings are part of our Tiny Bird range and make great gifts for every occasion. They celebrate British flora and fauna and so are a must for all garden lovers! The detailed silver leaves and tourmaline beads move gently when worn. All of our jewellery is handmade to order here in our workshop and comes in a bespoke branded Amanda Coleman gift box. Also available in 22ct gold vermeil made from: 925 sterling silver with mixed colour tourmaline beads dimensions: overall drop including hook apprx 2.5cm width apprx 1cm product code: 293610 This product is dispatched to you by Amanda Coleman. MAINLAND UK order now and receive this item by price Free Delivery Friday 16 October FREEFREEFREEFREE NON-MAINLAND UK estimated delivery price Highlands & Islands of Scotland 2-5 working daysfrom dispatch FREEFREEFREEFREE Northern Ireland 2-5 working daysfrom dispatch FREEFREEFREEFREE Other UK Islands 2-5 working daysfrom dispatch FREEFREEFREEFREE INTERNATIONAL DELIVERY estimated delivery price Western Europe 2-5 working daysfrom dispatch £5.00$10.83€7.39$8.22 Rest of Europe 5-10 working daysfrom dispatch £5.00$10.83€7.39$8.22 USA & Canada 5-10 working daysfrom dispatch £6.95$15.06€10.28$11.43 Asia & Australasia 5-10 working daysfrom dispatch £7.25$15.71€10.72$11.92 Rest of the world 5-14 working daysfrom dispatch £7.25$15.71€10.72$11.92 You have 28 days, from receipt of cancellable goods, to notify the seller if you wish to cancel your order or exchange an item. Please note: goods that are personalised, bespoke or made-to-order to your specific requirements, perishable products and personal items sold with a hygiene seal (cosmetics, underwear) in instances where the seal is broken are non-refundable, unless faulty. Read more about our returns policy.Should you choose to return or exchange your order you will need to deliver the item(s) to the UK, where this seller is based. Amanda Coleman's return policy


text:
Choose your preferred language. We speak English (UK) and 41 other languages.
Most often used by people in the United Kingdom
All languages
FREE cancellation on most rooms!
Instant confirmation when you reserve
No booking fees • Save money! • Best Price Guaranteed
Including 372,461 holiday rentals on villas.com
83,033 destinations in 221 countries
It's easy to cancel, make changes or send a request to the property
61,910,000 reviews from real guests
Website and customer service in English and 41 other languages
Join 30+ million other travellers who have downloaded our free mobile apps
560-564 Langsett Road, sheffield,, Sheffield, S6 2LX, United Kingdom ( 5.6 miles from Millmoor Football Ground)
Very good
Score from 11 reviews
981-987 Penistone Road, Sheffield, S6 2DH, United Kingdom ( 5.4 miles from Millmoor Football Ground)
Score from 178 reviews
Garrison Hotel, 635, Penistone Rd, Hillsborough Barracks, Sheffield, S6 2GB, United Kingdom ( 5.3 miles from Millmoor Football Ground)
Score from 519 reviews
28, Brandreth Road, Sheffield, S6 3JU, United Kingdom ( 5.5 miles from Millmoor Football Ground)
Review score
Score from 241 reviews
There are 2 people looking at this hostel.
54-58 langsett road, Sheffield, S6 2UB, United Kingdom ( 5.4 miles from Millmoor Football Ground)
Very good
Score from 149 reviews
We've negotiated with thousands of hotels to get the very best deals. We call them Secret Deals and they only last for a limited time.
You can get these deals for free by subscribing to our newsletters. You can even choose your favourite destinations to receive personalised deals.
Get started now by entering your email address. We'll instantly send you a link to our Deal Finder!
Don't worry – your email address is safe with us. We'll never share your private information and you can unsubscribe at any time.


text:
Columbus OH Real Estate & Homes For Sale
28 Properties Found
The median home value in Columbus, OH is $95,900.
This is
lower than
the county median home value of $119,100.
The national median home value is $170,100.
The average price of homes sold in Columbus, OH is $95,900.
Approximately 41.21% of Columbus homes are owned,
compared to 45.06% rented, while
13.74% are vacant.
Columbus real estate listings include condos, townhomes, and single family homes for sale.
Commercial properties are also available.
If you see a property you're interested in, contact a Columbus real estate agent to arrange a tour today!
11 - 20 of 28 Properties Displayed
Refine Property Search
Sort Results:
Courtesy: Beacon Property Management & Realty, Inc. Broker Phone: 614-228-6700 Brian L Ambrosio 614-557-3435
View additional info
Great investment property, needs a little TLC and can be packaged with 11 other homes.
Courtesy: RE/MAX Premier Choice Broker Phone: 614-436-0330 Thomas P Piolata 614-436-0330
View additional info
Courtesy: RealtyOhio Real Estate Broker Phone: 614-885-0156 Jennifer L Steward 614-885-0156
View additional info
Some minor repairs needed inside. House is boarded, Agent will need star drill bit and a drill for access through front door. Agent is related to seller.
Courtesy: RE/MAX Connection, Realtors Broker Phone: 614-478-2121 Lory Kim
View additional info
Investment Opportunity!!
Courtesy: HER, Realtors Broker Phone: 614-471-7400 Gregory J Hrabcak 614-906-2227
View additional info
891 West Broad Street for lease at $9.00 PSF NNN - $1,500/month. Operated for over 40 years as the Body Shop Lounge/Cookies. 2,016 square feet free standing commercial building with full basement and limited parking in the rear. Available immediately - some F,F, & E in place. Zoning in place for a Restaurant/Cafeteria or Bar. Close to Mount Carmel and just West of SR 315 & Broad Street interchange. Ideal for an owner user - easy to see. Can be any number of operations - restaurant, bar, lounge, food, offices etc. Available for lease at only $9 PSF.
Courtesy: RE/MAX Right Now Broker Phone: 614-485-3100 Steven C Beaver
View additional info
TURN KEY! Just minutes from downtown and all the night life. Near Nationwide, Arena and Brewery District, Palace Theater, and the soon to be new Vets Memorial. FULLY EQUIPT! New Buffet, pasta station, 2 oven fryers, 6 burner stove, pizza oven, large commercial fridge, ice maker and coolers, fully stocked bar with Liquor License S5. Private Banquet room and covered patio. Impeccable signage and ample parking. New Roof, two new HVAC system, upgraded electric, bathrooms are ADA compliant. This business has established many loyal customers. Lease option available.
Courtesy: National Investment Realty, Inc. Broker Phone: 614-329-4358 Ray J Massa 614-329-4358
View additional info
Ideal retail frontage with plenty of parking. Here your client can add his / her vision to T/I that the LL is willing to invest in for the appropriate Tenant. This is part of the NCR of Franklinton zone.
Courtesy: Transaction Realty Broker Phone: 614-441-8987 Anthony E Milano 614-302-6022
View additional info
2 story duplex with 2 bedrooms and 1 bath per side.
Courtesy: Myers Real Estate Broker Phone: 614-486-2933 Andrew P Myers 614-554-1671
View additional info
Property is being sold ''As Is''.Currently being rented for $500/month.Curb Offers Only!
Courtesy: Greer & Co., Inc. Broker Phone: 614-771-7770 William J Greer 614-771-7770
View additional info
2 units,2 bedroom, 1 bath , living room ,dining room per side ( 2 units)In process of rehab has rented for $450.00 per side market is around $500/550
Refine Property Search
Sort Results:
11 - 20 of 28 Properties Displayed
43222 Real Estate Listings Provided By:
Real Living Darby Creek
How can we help you?
Have a question or need assistance? Please fill out the information below and we'll be glad to assist you.
Columbus & Nearby CitiesColumbus Real Estate Grandview Heights Homes For Sale Bexley Homes For Sale Marble Cliff Homes For Sale Upper Arlington Homes For Sale Urbancrest Homes For Sale Obetz Homes For Sale Whitehall Homes For Sale Grove City Homes For Sale Gahanna Homes For Sale Galloway Homes For Sale
Columbus ZIPs43201 Homes For Sale 43203 Homes For Sale 43204 Homes For Sale 43205 Homes For Sale 43207 Homes For Sale 43211 Homes For Sale 43212 Homes For Sale 43216 Homes For Sale 43218 Homes For Sale 43219 Homes For Sale 43220 Homes For Sale 43222 Homes For Sale 43223 Homes For Sale 43226 Homes For Sale 43227 Homes For Sale 43228 Homes For Sale 43230 Homes For Sale 43236 Homes For Sale 43240 Homes For Sale 43268 Homes For Sale


text:
3D Visualization applications per organ
Calgary Scientific Inc.
A Comprehensive Solution for Radiation Safety
Unfors RaySafe
Medical Image Viewers
Claron Technology
The MRIaudio Patient Stereo
Products and services
To feature here : Get in touch
Calgary Scientific Inc.
Diagnostic medical imaging software ResolutionMD®, enables doctors to securely view patient images and reports from a wide variety of computers and mobile devices, collaborate with other practitioners and diagnose from any location. Whether you are a single facility or a large healthcare sys...
Claron Technology
To watch a demo of Nil, click here!Nil is a pure zero footprint viewer with nothing to install and no restrictions on browser use. Many competing products claim to be zero footprint, but require plugins, specific browser or lack tablet or mobile device support. These limitations diminish the true...
Olea Medical® case report on early & late MR diffusion follow-up of a stroke using CT perfusion.
Olea Medical® literature meta-analysis on CTP thresholds in acute stroke
Agfa HealthCare Special Report Dose Management: because life is precious.
Agfa HealthCare
Dosimétrie patient
Bayer Healthcare
Ziehm Vision RFD Hybrid Edition: Mobility and flexibility – the difference in an emergency
Ziehm Imaging


text:
The Queen Hotel3
40, Dartmouth Road, Olney, MK46 4BH
Price FromView Rooms
- Very Good
- 17 guest reviews
"Stayed overnight as we were visiting Friends and we were greeted at the front door on arrival by the very pleasant owner, the room was small..."
"Only stayed for a night however the room was everything I needed. Excellent customer service, spacious room with some nice extra touches and..."
"Olney had some good pubs and restaurants. Recommend the Bull to eat as had delicious Mussels and Sea Bass (On Tuesday the starters or desser..."
"The room was very cosy. I particularly liked the little touches of the chocolate bars and bottled water each morning. I really liked being i..."
"Lovely room. Very cosy. Breakfast bag in the morning was full of great M&S treats!..."
About the hotel
Welcome to the Queen Hotel Olney. Here, we provide small but very clean, good quality, low priced, ensuite bed and breakfast accommodation. Please note we are not a pub and do not sell alcohol.
The hotel lies in the beautiful market town of Olney, just 5 minutes from junction 14 of the M1 and 10 minutes from Milton Keynes city centre. We offer a continental breakfast, at an extra charge, which is delivered to you, to have in the comfort of your room or to take away with you. Reception is open at most times of the day but there will be a straight forward, self check in, if outside of reception hours. Check in is from 5pm until 11pm. Our rooms ( some are in the main house and some in the coach house annex) and facilities include a free hotel car park, free internet access in all rooms, huge choice of pubs and restaurants within 1 minute walk of the hotel, coffee/tea tray, and flat screen tv/dvd player. We regret no hot food or takeaways or smoking permitted in the bedrooms.
Read MoreLess
Room Availability
Showing Wednesday 14 October 2015 to Thursday 15 October 2015Change Search
Facilities Show/hide
- Main
- Hotel Non-Smoking Throughout
- Parking
- Car parking available onsite , Car Parking Available Offsite
- Business
- Wi-Fi Available , Wi-Fi Available In Public Areas , Wi-Fi Available In Rooms
- In room entertainment
- Video/DVD Player , TV
- In room facilities
- Tea/Coffee making facilities in each room
- Family friendly
- Interconnecting rooms available
- Other
- Ground floor bedrooms
- Dining
- Breakfast to go
Useful Info Show/hide
- From 17:00 hours
- Until 10:00 hours
- The price shown is based on the occupancy and dates you have searched for. Prices and availability are subject to change based on the arrival date, number of nights and occupancy searched for. All prices are inclusive of all local taxes.
- Pets are not allowed
Customer Reviews
Our reviews are from genuine LateRooms.com customers. We verify that the customer has stayed before leaving a review.
Very Good
100% would recommend it to a friend
Customer service
Food quality
Room quality
The Queen Hotel
Stayed overnight as we were visiting Friends and we were greeted at the front door on arrival by the very pleasant owner, the room was small but very nice with en-suite facilities, definitely recommended.
The Queen Hotel
Only stayed for a night however the room was everything I needed.
Excellent customer service, spacious room with some nice extra touches and a lovely town setting.
Read More Less


text:
Discover a selection of top forums very pain on the internet. Come to share your passion on forums very pain and meet other fans of very pain. Then, why don't you create your own forum of very pain ?
A Forum for PO Clan members
Free forum : The new Bleach based RP forum!. Bleach Pain
Killing Pidgeons!
free, forum, insane, asylum, gaming, environment, will, bring, #pain
Help for Chronic Pain Sufferers. Pain Meds.Pain Medication talks.Oxycontin, Lortab, Soma, Roxicodone
chronic, #pain, help, sufferers, meds, medication, talks, oxycontin, lortab, soma, roxicodone
DG Dekaron Extreme Gaming! NO PAIN NO GAIN!
Romancing pandas with pain since 2012.
Free forum : DOBRODOSLI NA pN FORUM
free, &, dobrodosli, forum
Welcome to the House of Pain!
Free forum : "Hey guys ! This is our clan forum! No spamming or floodin ! Have fun! #linked. souls @ quakenet, Thank you"No Pain No Game
free, linked-souls, "hey, guys, this, clan, forum!, spamming, floodin, have, fun!, #linked, souls, quakenet, thank, you"no, #pain, game
Reverie RO!
Free forum : This is a support forum for people suffering with Pain
free, forum, ouch, this, support, people, suffering, with, #pain
Pain wont Die FPS Gaming


text:
- Home/
- Dan Costa
Dan Costa
Dan Costa is the Editor-in-Chief of PCMag.com and the Senior Vice President of Content for Ziff-Davis. He oversees the editorial operations for PCMag.com, Geek.com, ExtremeTech.com as well as PCMag's network of blogs, including AppScout and SecurityWatch. Dan makes frequent appearances on local, national, and international news programs, including CNN, MSNBC, FOX, ABC, and NBC where he shares his perspective on a variety of technology trends.
Dan began working at PC Magazine in 2005 as a senior editor, covering consumer electronics, blogging on Gearlog.com, and serving as the host of the weekly Gearlog Radio podcast. Prior to arriving at PCMag, Dan was Editor of the CNET Fortune Technology Review, managing editor at Workstationplanet.com, and an associate editor and columnist at Computer Shopper. His articles have appeared in various publications and Web sites, such as Digital Life, CNET, Tech Living, LabRat, Blender, Budget Living, Publisher's Weekly, Mobile Computing, Parent & Child, Time Out New York, and FoxNews.com.
He has edited two books: The Home Office Computing Handbook (McGraw-Hill, 1994) and In the Shadow of the Towers (iUniverse, 2002).
Dan holds degrees in magazine Journalism (BS) and Political Science (BA) from Syracuse University. In his other life, he continues his attempts to learn Spanish and is working on a novel about his days slinging hash at the Roadhouse restaurant in Belchertown, MA. He currently resides in Jersey City, NJ but still thinks of himself as a New Yorker.
Follow Dan on Twitter at www.twitter.com/dancosta.
Stories by Dan Costa
April 16 12:15pm EST
PCMag Live: Phone Kill Switch Plan, AirBnB Pop-Up Brothels
Check out Tuesday's PCMag Live for the 411 on CTIA's kill switch plan, Toshiba's first 4K laptop, and much more. More >
April 14 01:30pm EST
PCMag Live: Android 4.1.1 Vulnerable to Heartbleed, Not Mac and iOS
Check out Monday's PCMag Live for our hands on with the Windows Phone 8.1 developer preview. More >
April 11 12:15pm EST
PCMag Live: Galaxy S5, Google Glass on Sale, Amazon Buys Comixology
Check out Friday's PCMag Live to discover who has the Samsung Galaxy S5 on sale! More >
April 10 03:50pm EST
PCMag Live: Heartbleed Bug Has Web Users on Edge
Check out Thursday's PCMag Live for advice on how to protect yourself from the Heartbleed OpenSSL Bug. More >
April 9 02:30pm EST
PCMag Live: Comcast and TWC vs. Congress, Heartbleed Fears
Check out Wednesday's PCMag Live to see Sascha Segan rage about Comcast and Uber. Good times! More >
April 8 12:56pm EST
PCMag Live: The Death of XP and Our Full Galaxy S5 Review
Check out Tuesday's PCMag Live for updates about Twitter, Windows XP, and the Samsung Galaxy S5. More >
April 4 02:40pm EST
PCMag Live: Are You Ready For a Modular Smartphone?
Check out Friday's PCMag Live to find out who sold millions of Social Security numbers to potential criminals, and more. More >
April 3 03:42pm EST
PCMag Live: EU OKs Net Neutrality; Tesla Mirrorless Cars; Amazon Fire TV Review
Check out Thursday's PCMag Live to find out which tech companies ran afoul of Greenpeace and much more. More >
April 2 02:47pm EST
PCMag Live: Amazon Fire TV, Microsoft Build, Dell's 4K Monitor
Check out Wednesday's PCMag Live for a look at Amazon's Fire TV and much more. More >
April 1 02:50pm EST
PCMag Live: OkCupid vs. Mozilla, Gmail Turns 10
Check out Tuesday's PCMag Live for our commentary on a decade of Gmail and much more. More >
March 31 01:00pm EST
PCMag Live: Apple vs. Samsung (Again), Phone Kill Switches Saving Cash
From Apple vs. Samsung round 3,235 to the Fujifilm X-T1 mirrorless camera, PCMag Live has the tech news covered. More >
March 28 03:30pm EST
PCMag Live: Office for iPad, Roku's $50 Streaming Stick
Sascha Segan and Dan Costa talk about the biggest tech stories of the day in this episode of PCMag Live. More >
March 25 01:25pm EST
PCMag Live: E-Cig Fear Mongering, HTC One (M8) First Look
Tune in to Tuesday's PCMag Live for e-cig fear mongering, the DOJ convicting Android app pirates, and more. More >
March 22 09:00am EST
PC Magazine April Issue Now on Sale: Privacy Takes the Stage at SXSW
The past year has been a reminder that your information online is never safe. So what are you doing about it? More >
March 11 03:21pm EST
6 Things Edward Snowden Revealed at SXSW
The former NSA contractor, currently exiled in Russia, had some strong words for the NSA and its leadership. More >
March 10 06:42pm EST
23andMe's Wojcicki Defends Genetics for Everyday Life
23andMe's Anne Wojcicki laid out her plan for a healthcare business that makes money on healthy, not sick, people. More >
February 28 10:00am EST
7 Things You Missed at Mobile World Congress 2014
The Samsung Galaxy S5, $25 smartphones, free security software, a lot of talk about 5G, and more. More >
February 24 02:34pm EST
Blackphone Unveils Super-Secure Smartphone at MWC
We aren't just catering to the tinfoil hat crowd," says Toby Weir-Jones More >
February 24 09:57am EST
Sony Boosts Xperia Lineup With Z2 Smartphone, Tablet
Sony revealed the Xperia Z2 smartphone and tablet and midrange M2 smartphone. More >
February 23 01:09pm EST
Mozilla Promises $25 Smartphone 'Flood'
Mozilla's Firefox OS phones will be available in another 12 markets. More >
February 22 09:00am EST
PC Magazine March Issue Now on Sale: Redefining Personal Computing
Your car is becoming more like a computer with each passing year, and 2014 and 2015 models will be both the most connected and the most affordable. More >
January 28 12:10pm EST
The Prescription to Make Google Glass Cool?
The Pebble Steel and new Google Glass show how wearable computing must marry fashion and functionality. More >
January 25 09:00am EST
PC Magazine February Issue Now On Sale: Data Drive Dating
Online dating is now a way of life, and it shows how far technology has come in only a few decades. More >
January 10 04:51pm EST
VIDEO: Touring Sony's CES 2014 Booth
There were lots of goodies inside Sony's booth at CES 2014; take a tour with PCMag's Editor-in Chief, Dan Costa. More >
January 10 01:25pm EST
The Coolest Cars at CES 2014
At this point, CES is as much a car show as it is a tech show. Here are some of the most revolutionary automobiles on the show floor. More >


text: BioWare did a great job supporting Mass Effect 2 after launch, and some of the best missions in the game were available after launch. There wasn't much wrong with Overlord or Lair of the Shadow Broker, and ME3's Leviathan combines the two in terms of atmosphere and narrative and improves on them both. 5/5


text:
Christmas rapping with an OutKast
with Andrew Sun. Additional reporting by Clara Mak and Phoebe Cheng.
Most Popular
You never know who you might run into at IFC. Last Thursday, in between attending two separate events - one was the release of the third edition of the Word Of Mouth (WOM) restaurant guide, edited by Fergus Fung and Samanta Pong, and the other the mall's Christmas tree unveiling in the atrium, with lots of children singing and Vivian Chow Wai-man officiating a holiday campaign to raise funds for a charity for children of single parents - CitySeen noticed a plainly dressed, but familiar looking African-American shopper without a hurry in the world.
A quick Google of the brain and we politely asked, 'Hey, aren't you Andre 3000?'
A quick nod and an outstretched hand confirmed this was one half of the popular hip hop/R&B group OutKast, real name Andre Lauren Benjamin (above), known for hits like Hey Ya! and Roses. It seems the singer is here sourcing and talking to suppliers for a new men's clothing line he is starting.
'It's going to be called Benjamin Bixby,' he informed us. 'Watch out for it.' He didn't specify why he was hanging around the mall. Perhaps he was scouting a shop location.


text:
Drew Goddart opened 3 mysteries about Martian Johnny Cash And His New Blonde Neighbor Elton John still wants to fight for Russian LGBT's rights MORE ›
Lyrics/song texts are property and copyright of their owners and provided for educational purposes only.
The Attack On The House Lyrics
This composition "The Attack On The House" contains no lyrics and fully instrumental.
Melody was included in original CD album "Home Alone" from official Movie soundtrack in year 1992.
Home Alone Song List
›Home Alone Main Title (Somewhere In My Memory)
›Holiday Flight (Instrumental)
›The House (Instrumental)
›Star Of Bethlehem (Instrumental)
›Man Of The House (Instrumental)
›White Christmas
The Drifters
›Scammed By A Kindergartner (Instrumental)
›Please Come Home For Christmas
Southside Johnny Lyon
›Follow That Kid! (Instrumental)
›Making The Plane (Instrumental)
›O Holy Night
›Carol Of The Bells
›Star Of Bethlehem
›Setting The Trap (Instrumental)
›Somewhere In My Memory (Instrumental)
›The Attack On The House (Instrumental)
›Mom Returns And Finale (Instrumental)
›Have Yourself A Merry Little Christmas
Mel Torme
›We Wish You A Merry Christmas/End Title
›Rockin' Around The Christmas Tree
Brenda Lee
›Run Rudolph Run
Chuck Berry
›How The Grinch Stole Christmas
›Santa Claus Is Coming to Town
›Somewhere In My Memory (Instrumental)


text:
Skip to content, or skip to search.
Home >
Nightlife & Music >
Turks and Frogs Wine Bar
You are requesting that we remove a reader's review from the site.
If this is not what you want, please return to the listing page.
Re: Good Time
Date: 12/17/08
By: csull8642002
A Review of: Turks and Frogs Wine Bar
If you selected "factual error" or "other", please explain:
Picnics with a view,
roller-skating nostalgia, and
a party for gay headbangers.
New York Travels
Copyright © 2015, New York Media LLC. All Rights Reserved.


text:
Some talented clients of our who recently stayed at the Ranch wrote a wonderful poem, which has truly captured the essence of Manyara Ranch Conservancy. Thank you to Alex and Virginia for sharing your experience with us all.
Tag: Manyara
Update from Manyara Ranch Conservancy
The rains have set in, but there is plenty of action on the Conservancy. Elephants are around every corner and a large number of bull herds have been sighted. Excitingly, a recent walking safari was fortunate enough to encounter over 120 eland. The calls of the camp lions have been heard by staff nearly every night. The three lion clubs are looking big and strong, with one male cub developing a lot quicker then his siblings. Our own migration is also occurring on the Conservancy. Hundreds of wildebeest are calving and guests have sighted large numbers of newborn calves.
Luxury Tented Camp Opened
Manyara Ranch Conservancy is excited to announce the opening of our East African style luxury tented camp, located only an hour's drive from Arusha. Guests can enjoy a romantic bush setting, delectable bush cuisine, and a warm and hospitable service – set within 35,000 acres of exclusive and private wilderness.
Benefit from an authentic safari experience with all the modern luxuries such as a comfortable double bed, ensuite bathroom, hot shower and a flushing toilet. Each tent also has a private viewing deck allowing guests to enjoy a morning cup of coffee with a panoramic view onto the surrounding plains.
A spacious tented guest lounge has been designed for those lazy afternoon or pre-dinner drinks, while guests' will be attended to by our hospitable staff. The infamous and cherished sundowner can be taken at a variety of stunning locations around the ranch. Guests will return to camp to dine underneath the stars, and to fulfill their appetite with delectable bush cuisine.
Exciting outdoor adventures with a conservation focus augment the purpose of the Manyara Ranch Conservancy. Many activities leave the vehicle behind and are substituted with the by foot approach. For more information on our activities, click here.


text:
Legal Bill Auditor sought for Scottsdale AZ based Nautilus Insurance Group. The Legal Bill Auditor utilizes an electronic billing system to audit, review and pay all legal bills charged to the claim file, including determining the validity of charges. The Legal Bill Auditor is responsible for the resolution of all billing disputes, educating law firms and staff on the bill review process, and analysis of billing discrepancies to determine law firm performance and billing trends.
Duties and Responsibilities:
-Review, analyze, and audit law firm invoices for compliance with the Attorney Guidelines through the utilization of an electronic billing system.
-Conduct line by line review of invoices to determine accuracy, reasonableness and compliance with agreed upon fee structure.
-Identify and group tasks to evaluate the progression of activities.
-Collect information needed via contact with law firm and claims' staff to determine the reasonableness of time spent on tasks for completion of bill review process.
-Identify billing discrepancies based on knowledge of Attorney Guidelines, industry standards and litigation history, and reduce invoices accordingly.
-Discuss, explain and educate attorneys and claims' staff on reasons for invoice reductions, bill review process and compliance with Attorney Guidelines.
-Advise and work closely with Claim Managers, adjusters, and attorneys on billing discrepancies to determine the reasonableness of time spent.
-Assist attorneys, billing managers and claims' staff on use of electronic billing system.
-Utilize and create reports to determine law firm performance trends.
-Identify firm billing trends and elevate to management.
-A minimum of 5 years' experience as a litigation paralegal working in coverage and defense litigation.
-Paralegal Certificate or Associate in Paralegal Studies preferred, with a minimum of two years paralegal law firm experience, preferably insurance defense and/or coverage litigation.
-Bachelor's Degree or equivalent combination of education and experience is beneficial.
-Excess and Surplus lines background beneficial.
A successful Legal Bill Auditor will work effectively with Claims' Managers, Claims' staff, attorneys and billing managers; Respond effectively to billing inquiries from attorneys; Possess superior negotiation and problem resolution skills; Effectively present information and respond to questions from groups of employees, managers and attorneys; Write reports, business correspondence and procedure manuals; Read, analyze and interpret complex documents.
Nautilus Insurance Group is an "A+ XV" (Superior) rated member of the W.R. Berkley Corp., a Fortune 500 company. We specialize in providing excess and surplus lines commercial property and casualty insurance coverage.
Nautilus believes their employees are their greatest asset and have made significant contributions to consistent underwriting results. We foster an environment of accountability, teamwork and integrity. Our motivated employees have built an impeccable reputation for our firm serving the Excess and Surplus Lines industry. Nautilus Insurance offers an excellent benefits package including comprehensive medical insurance, dental, life/AD&D, both short- and long-term disability insurance and a great 401(k)/Profit Sharing plan. Nautilus promotes a healthy lifestyle for our employees by providing an onsite fitness facility and a variety of wellness programs.
Qualified candidates should submit their resumes along with salary requirements, directly to firstname.lastname@example.com
Nautilus is an Equal Opportunity Employer
Nautilus Insurance Company is an Equal Opportunity Employer.
If you meet the position qualifications and would like to submit your resume, please mail, fax, or e-mail your resume to:
Physical Address:
Nautilus Insurance Company7233 E. Butherus Dr.Scottsdale, AZ 85260Attn: Human ResourcesFax: (480) 281-0930E-mail: email@example.com


text:
Driven by advanced technology and service excellence, AAGI is the industry leader in developing, marketing and administering vehicle service contracts and other automotive aftermarket products. Throughout the United States, we offer superior products backed by long-term relationships with A-rated insurers. Since 1997, we have been committed to providing personal, responsive, efficient support. AAGI has been selected as the administrator of choice by leading OEM captive finance companies.
Once again, AAGI is a Lead Sponsor for this year's Industry Summit event, being held September 8 - 10 at Paris Las Vegas. Stop by booth 501 to have a drink, test our brand new app, AAGI Mobile... and enter to win a brand new iPad Air.


text:
Forgot Password? | Not a User? Sign up
Your browser does not support iframes.
Community members walked the shoreline and trails surrounding Green River Lake Saturday, picking up trash and the final remains of summer during the 29th annual lakeshore cleanup event.
The U.S. Army Corps of Engineers at Green River Lake and The Friends of Green River Lake had more than 270 volunteers help keep the "Green Clean."
"It takes that many people to make a difference, to even make a dent in the trash," said Andrea O'Bryan, park ranger at Green River Lake.
The 115-year-old Tebbs Bend Bridge is expected to be moved to a permanent location on one of the trails at the Homeplace on Green River in the next six weeks.
That is what Robert Reeder of RGF Concrete, a company out of Flemingsburg, Ky., that is in charge of the construction of the bridge project, said this week.
It has sat near its old location for the past few months, ever since crews lifted it from its old foundations.
A memorial for local veterans, both living and deceased, is planned for the Campbellsville Post Office.
David Lane, postmaster at the local post office, wants people to send photos of local veterans to the post office; he plans to create a collage in the front lobby as a memorial.
"I'd like people to bring in pictures of their loved ones who served in the military, a picture that I can make a collage out of, that shows both civilian and military," Lane said. "If they only have one picture, that's fine, too."
September 22, 2005
About 250 volunteers descended on Green River Lake on Saturday to collect trash and other debris from along the lakeshore.
Campbellsville High School will celebrate its 2005 football homecoming on Friday.
The Crossmen of Robinson Creek Baptist Church will be in concert Sunday at Yuma Baptist Church.
Taylor County Marching Band will host its annual invitational Saturday, Sept. 24 on the Taylor County High School football field. 12 bands are set to compete.
Taylor County High School's turnaround after three opening-season setbacks continued with a 27-0 road romp at LaRue County on Friday night.
For a second consecutive week, the Cardinals (2-3) dominated the line of scrimmage and posted victories over foes they had also conquered in 2014.
TCHS scored in every quarter while amassing 366 yards, 300 on the ground, while holding the homestanding Hawks to 126 yards and limiting them to 31 plays.
September 15, 2005
Ernest Wise Sr., 83, of Wise Road in Campbellsville died at 10:29 p.m. Thursday, Sept. 8, 2005 in Louisville.
Gary and Tammy Porter celebrated their 25th wedding anniversary in Las Vegas, Nev.
Richard and Shirley Chelf of Elkhorn will celebrate their 45th wedding anniversary on Thursday, Sept. 22.
Neil and Jaclyn Dabney announce the birth of a son, Noah Lane, at 7:59 a.m. Monday, Aug. 29 at Taylor Regional Hospital in Campbellsville.
Jacob Russell broke three Campbellsville University football records (career completions, passing yards and touchdown passes) to lead the Fighting Tigers over Union College 37-23 in Barbourville.
Copyright © 2015
The Central Kentucky News-Journal is your source for local news, sports, events, and information in Campbellsville, KY and the surrounding area.


text:
Texan mom wins fight against textbook that 'erased' slavery
October 6th, 2015
Chris Brown's second single 'Till I Die', listen as Breezy recruits Big Sean and Wiz Khalifa for his latest track. 'Till I Die' will be on Chris Brown's upcoming album Fortune that drops May 8th. http://gator3055.hostgator.com/~getwitit/wp-content/uploads//2012/04/Chris_Brown_ft_Wiz_Khalifa__Big_Sean_-_Till_I_Die_Shout_RnbAmerica.Co_.cc.mp3] Read More


text:
Toronto, ONCanada
April 15, 2011
No answer yet
Went to a couple of Steve's events the past week and was told about this amazing group so I thought I'd check this out too!!!
The Soul City Social Club has a bit of everything for everyone. Its a place to stay connected and to be inspired. Great Club!!! I've had a blast so far!!!
Meetup members, Log in
By clicking "Sign up" or "Sign up using Facebook", you confirm that you accept our Terms of Service & Privacy Policy


text:
Old City House Inn and Restaurant
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
How has this b&b rated in the past?
- Continental Breakfast
- Free High-Speed Internet
- Restaurant
- Bar/lounge
- Free parking
Travelers also recommend:
TripAdvisor Reviews Old City House Inn and Restaurant Saint Augustine
Travel Blogs from Saint Augustine
Ridgeway, Sth Carolina to StAugustine, Florida
... northeast coast of Florida. St. Augustine was to serve two purposes: as a military outpost, or PRESIDIO, for the defense of Florida, and a base for Catholic missionary settlements throughout the southeastern part of North America. Maintaining St. Augustine as a permanent military colony, however, was a mighty task. Without the courage, perseverance, and tenacity of the early settlers, it is doubtful that the community would have survived. English pirates and corsairs pillaged and ...
Headed Home
... the road to Daytona.
We stopped for a last look at the ocean and now are on our way home.
We crossed the bridge over the Mantazas River and could see the Yacht Club on one side and St. Augustine College on the other side.
This has been another fun family time. Where to next year??? Time will tell.
Till next ...
A Day in Old Town St. Augustine
... everyone. Even Charles was pouring water for everyone. We are a self a sufficient bunch. The actual waitress was telling Celeste what to get people to drink. That was a hoot. Two patrons entered and it was a lady and a policeman. I looked at him and said "Oh my gosh, they have already called in the troops on us." He had a good laugh. Dinner was really good and we had a fun experience. After dinner, we had a few Kodak moments and said our ...
Day 1 -and we're off, in a little bit
... party, we parted ways and continued south, driving to exit 305 in Florida where we fueled up and parked overnight at a truck stop. Since we were just stopped overnight, we decided not to extend the slide outs, which meant that we were not going to sleep in the bigger bed. Piper took the loft, Darin took the bottom bunk and I took the couch. Penny is on a dinette bench. Sleep ...
... sure that this was it - our time to leave this earth or to be badly squished between the truck ahead and our 5th. wheel behind. Our tires and brakes were new and serviced before leaving the northwest but we hadn't thought to have the brakes on the 5th. wheel adjusted. And, so, as we were clipping along on the limited access highway, the ...


text:
Jared Dudley: Happy to announce that I've signed a multi- yr deal back with @Nike !!!!!.. Glad to be apart of the family for the last 8 yrs! #livingadream
Jared Dudley RumorsAll NBA Players
Jared Dudley
Position: F
Born: 07/10/85
Height: 6-7 / 2.01
Weight:225 lbs. / 102.1 kg.
Salary: $4,250,000
Born: 07/10/85
Height: 6-7 / 2.01
Weight:225 lbs. / 102.1 kg.
Salary: $4,250,000
Jared Dudley, another free agent acquisition, was again limited to non-contract drills as he recovers from July back surgery. Dudley hopes to return before the end of the preseason.
Basketball Insiders: This summer, you guys lost Paul Pierce, but you added some quality veterans in Jared Dudley, Gary Neal and Alan Anderson among others. Personally, I liked the moves since those guys can be key contributors and they will improve your depth. What did you think of the team's offseason? John Wall: "It was great. It was tough losing Paul [Pierce], Rasual [Butler] and those guys because they helped us a lot, but I like the additions. Alan [Anderson] can help us. Gary [Neal] has been around a team that's been to the Finals. A guy like Jared Dudley knows what it takes to win and he's someone who knows his role. These are all veteran guys who know their role and who can come in and just help us win games. Those kind of guys are key."
Ben Standig: Injury report: Wizards held out Alan Anderson (ankle). Jared Dudley (back) did drills, but no full contact yet. Couple weeks away.
But Jared Dudley was also asked to name the worst dresser or most disgusting teammate from his career, and he immediately had an answer. "Adam Morrison," Dudley called out, naming a teammate from the 2008-09 Charlotte Bobcats. "Remember Adam Morrison? He never took showers, he did the chewing tobacco that he spit all the time, and he wore the same three polos the whole year. This is a guy who made a lot of money, too, at that time. He was the face of diabetes, he was doing everything, he was on the cover of college games, he was [everywhere], and he was by far the worst and [most] disgusting." Grant Paulsen then pointed out that if Morrison wasn't receiving many minutes, this might not have been a big deal. "He was playing when I was there, that's the thing, he was playing," Dudley said. "He then tore his ACL, that's when he didn't play, but he was playing when I was there. He was playing like 30 minutes a game. Gerald Wallace had to force him to take a shower one time. Had to force him. Imagine that. Imagine forcing a grown man to take a shower. He should be ashamed of himself."


text:
Archive for the 'Pension' Category
FEW (family/education/work) IS THE SOLUTIONMonday, July 20th, 2015
July 20, 2015
FEW (family/education/work) IS THE SOLUTION
There have been lots of articles last week, both locally and nationally, about income inequality, middle class wages, poverty percentages and solutions. It must be the upcoming elections, locally this year and nationally next year, that has politicians spouting out their solutions.
One local article cited a study that pegged Memphis as a national leader in both income gap and economic distress. The four local leading candidates for mayor were asked the question "How do we fix that?"
Here is a recap of what the four said.
Collins, a City Council member, said the city needs better-paying jobs before it can reverse poverty trends and close the income gap, and took incumbent A C Wharton to task for not doing more to get those jobs. Collins said he also plans to "force" the Greater Memphis Chamber to recruit businesses in technology, engineering, finance and other industries with higher average salaries. For instance, he said, the city should be targeting companies fleeing California because of the drought there.
Strickland, also a council member, said wage gap and poverty issues "run hand-in-hand" with population loss. Keeping people and jobs in Memphis is the best way, he said, and the city needs a mayor who "has the strength to fix things."
Getting into the specifics of his plan, Strickland said he would focus on the "basics of government," which he said are "not being done." That includes "drastically" reducing crime and cleaning up the city, he said. "We must have a city government that is run effectively to create a safe and clean community where businesses and people want to be," he said.
Wharton, the incumbent, said his administration has worked on reducing unemployment and income inequality in a number of ways as part of his Blueprint for Prosperity plan and with the recently announced Jobs Plus grant.
"If we are successful in getting Choice Neighborhood Implementation grants, this will provide significant support for my strategic priority of prosperity and economic opportunity for all citizens," he said.
Wharton said the city already has some of the best workforce-readiness programs in the country at the Workforce Investment Network and through the Greater Memphis Alliance for a Competitive Workforce, which equip people with the skills needed for current and future jobs so they can "become more marketable and command higher salaries as businesses compete for top talent."
"The Choice Neighborhood grant funds would help us leverage and maximize all of these efforts to address poverty, unemployment, income inequality and depressed neighborhoods," he said.
Williams, the president of the Memphis Police Association, said the key was to invest in quality of life and public services instead of giving property-tax breaks to businesses.
"The profits are not being shared," he said. "That's why you have the (Greater Memphis Chamber) raping the city coffers. And that has to stop. Until it stops, we're going to continue to generate poverty in this city."
Drawing a distinction between himself and Wharton, Williams said he is opposed to "putting a clamp on excessive spending" — which, under Wharton, has translated into health care and pension changes that resulted in city retirees protesting at City Hall.
Instead, Williams said, the government should increase spending on services to make Memphis more attractive to both employers and employees.
So here is what I get out of these answers.
Collins-Get high tech companies from California but we do not have a skilled high tech workforce.
Strickland- Reduce crime, clean the city and reduce taxes.
Wharton– Get federal grant money for short term training programs and neighborhood programs.
Williams– Stop Pilots, stop cutting expenses and employee benefits which translates into higher taxes and more people leaving Memphis.
The truth is that there is no immediate solution to the problems in Memphis. The only answer is FEW, (FAMILY, EDUCATION, WORK) and it is a long term solution. Since the end of the Second World War we have been digging this hole (family breakdown, poor education and welfare dependency). Look at Detroit, Baltimore and unfortunately Memphis. Raising the minimum wage, income redistribution, unsustainable pensions and health care benefits will not solve the problem. Politicians will tell you otherwise but there is no one year or even four year solution. Restore your family, educate your children and take any job to start up the hard economic ladder. Any other solution is a lie. What is your opinion of the candidates and their solutions?
Why OPEN RECORDS Is SO ImportantMonday, June 22nd, 2015
June 22, 2015
Why OPEN RECORDS Is SO Important
You may have read a front page article last Saturday in the Commercial Appeal by education reporter Jane Roberts. The article announced the creation of an open records reading room (Room 121) in the SCS Coe building at 160 S. Hollywood St. here in Memphis.
I have been working to open local public records since 2004 and have been greatly aided by many local citizens, particularly John Malmo, Eddie and Eve Settles (backinrivercity.com) and Ken Welch. I want to thank these people and many others who have contributed to this effort.
As Ken Welch has said many times, all public records are technically open to the public unless specifically named and restricted by state law. Then why can't we get all this information easily? The answer is that public bodies and the leaders (Presidents, appointees, Governors, Mayors, Superintendents, etc) can make life difficult and expensive if they want to. The Tennessee open records law clearly states the following. However the particular public organization can drag their feet, threaten big charges paid in advance, refuse you entrances to offices without an appointment and then refuse to make an appointment. What has happened at the SCS system offices is different and significant.
Therefore this is why our agreement with Supt. Hopson and Chris Caldwell is so important. They have shown that they are open to making all legally open records actually open to the public. After all, we (the taxpayers) paid for all this bureaucracy and we are the employers. We recognize that we need good education, good fire and police services, good roads, efficient water, gas and electric services and many other public facilities. However we paid for them and we expect answers to all our reasonable and legally available questions.
Open Records is so important because without transparency there is often corruption, favoritism, waste and inefficiency. The sunshine of OPEN RECORDS and vigilant citizen can prevent this. There are many details to work out and our open records group is willing to work with the Shelby County System to make access easy and convenient. If we can make this work efficiently, we would look forward to using this as a template for other public bodies. Any suggestions from the you, the public, would be welcomed. We need to join together for full open records access.
What's another $13.5 million among friends or taxpayers?Wednesday, March 4th, 2015
March 4, 2015
In a recent CA article, it was pointed out that the cash strapped City of Memphis will have to come up with another $13.5 million to cover the underestimated cost of City of Memphis retirees OPEB cost. This is because of the City's liberal policy differences versus the County concerning what health care policies are available to retirees.
I have attached a resolution dated June 18, 2007 entitled "RESOLUTION TO PROVIDE FOR OPEB BENEFITS AND APPROVE CHANGES TO HEALTH INSURANCE BENEFITS PROVIDED TO EMPLOYEES AND RETIREES"
It is signed by none other than A C Wharton, then County Mayor.
The main difference is that County retirees over age 65 that are eligible for Medicare (either the retiree or spouse) will only be eligible for a Medicare supplemental plan, not the regular county plan. Also the retiree's share of the premium will be based on years of service. This saved the county millions of dollars since 2007.
Meanwhile the City of Memphis did none of this even after County Mayor Wharton became City Mayor Wharton. It took a city pension and OPEB financial crisis to get the City to change and then they got the numbers wrong to the tune of $13.5 million. Then add to that the millions they could have saved between 2007 and 2015 had they followed the County example, but they did nothing.
More Scoop And TossTuesday, February 24th, 2015
Last Tuesday I braved the ice (black and otherwise) and went to the City Council committee meetings at City Hall. There were two particular subjects in which I had an interest and they were the Pension Funding Policy chaired by Jim Strickland and the Executive session on Debt Restructuring chaired by Myron Lowery.
These two subjects are related because due to the 2010 scoop and toss bond refinancing and the State of Tennessee demanding that the City of Memphis increases its pension ARC (annual required contribution). It turns out that the 2010 refinancing created a bubble starting in 2016 making it difficult to pay both the increased ARC and the bond payments at the same time. The answer, scoop and toss again. The City (Brian Collins) claims that this is reasonable due to low interest rates. Jim Strickland, Harold Collins, Wanda Halbert and Shea Flinn raised questions as did the Commercial Appeal. Here is the presentation given at the meeting.
I decided to investigate some past bond financing so I asked the City of Memphis for some bond information on recent bonds such as the stadium project and the Pyramid and Pinch District redevelopment. All I got from them was a computerized reply with answers to follow SOME DAY. So I went online and got the following Moodys financial analysis report.
Here are some of the things that the report says about Memphis.
- The current issue is ultimately secured by all non-tax revenue that is legally available other than ad valorem revenues in the city's general fund.
- The Series 2011B and 2011 C subordinate are secured by a second lien on TDZ revenues with a pledge from the city to replenish the debt service reserve in the event of a draw on non-ad valorem tax revenues.
The negative outlook on the Series 2013A&B and 2011B&C reflects Moody's expectation that the city's financial position will remain challenged as fixed costs, including debt service, pension and other post-employment benefits represents 42% of operating expenditures in fiscal 2012.
In spite of all this the City continues to spend on questionable projects like the Raleigh Springs Mall renovation and to talk about the fairgrounds project as if these will all be paid for by tax incremental financing and fairy dust.
Cost of pensions/ City Versus CountyWednesday, February 18th, 2015
February 18, 2015
Cost of pensions/ City Versus County
I recently asked for and promptly got a copy of the Shelby County Pension Actuarial Report dated June 30, 2014. I also asked for the City of Memphis report and have yet to get it. However I have the June 30, 2013 report from the City of Memphis.
I first read the Shelby County report and it was like reading a financial report from, your favorite profitable well run private sector firm. Not exciting but very comforting. Not racy but secure.
Then to add spice to my day I took up the City of Memphis pension report. Talk about "A Tale of Two Cities". Here are some comparisons.
Active Employees, City of Memphis- 6280; Shelby County 5302
Retirees, City of Memphis- 4782; Shelby County 3469
Unfunded Liability, City of Memphis- $709 million; Shelby County $243 million
Retirees on disability, City of Memphis- 635; Shelby County 80. Most of the County disability retirees are regular, not line of duty. Most of the disability retirees from the City are line of duty. They get 60% of their highest average salary tax free for life. The problem is the composition the approving pension board at the City made up of their fellow employees. Shelby County gives approval to a disability insurance company. This is costing the City $14 million per year.
Total annual pension payments, City of Memphis $155 million; Shelby County $66 million
Average pension per retiree, City of Memphis- $32,518; Shelby County $19,273
Do I need to say more?
Pension Reform At The City Of MemphisThursday, December 4th, 2014
December 4, 2014
Pension Reform At The City Of Memphis
Finally the Memphis City Council has taken action to address our unfunded pension liability. Eight members decided that we needed reform and took decisive action to get this under control. The unions are not happy and will probably take this action to court in a lawsuit.
Mayor Wharton originally proposed that the City of Memphis go to a defined contribution system for all new employees and those unvested employees with less than 10 years of service. There were, of course, objections to including those unvested employees and later on a different proposal came out from the administration which was a cash balance plan. A cash balance plan needs some explanation and you can read about cash balance plans in the attached article.
In the City Council meeting it appeared that Myron Lowery's plan which would include only new employees and would have the least savings for the City of Memphis would get the seven votes. However the City Council voted for the Hybrid cash balance plan (8 YES, 5 NO) and only those with more than 7.5 years of service would be covered under the old expensive defined benefit plan. Everyone else as of the start of the plan in 2016 would be under the new plan.
The impact on the unfunded liability of the approved plan in year one would be a savings of 6.8 million dollars and would reduce the unfunded liability in the first year by 60 million dollars. This is as compared to the Myron Lowery plan of zero savings the first year in dollars and unfunded liability reduction.
Again this is not the final decision and according to the commercial appeal this approval will be discussed again in committee in two weeks. Stay tuned. Attached are the Hybrid pension options.
The MLGW IslandMonday, October 27th, 2014
November 27, 2014
The MLGW Island
There was a very good and interesting article in a recent issue of the Memphis Flyer. It was written by Les Smith, a reporter for WHBQ Fox-13 News. The point of the article was his belief that the MLGW is and always has been tone deaf to its customers. The most recent example of the deafness, according to Les, was MLGW announcing the need for a 2 percent hike in the residential water rate just after receiving a tongue lashing from City Council member Wanda Halbert.
As a former member of the MLGW Board of Directors and a long time observer of their services, I have the following observations.
- Over the past years MLGW has been a well run organization delivering electricity, natural gas and clean water in a professional manner. However there have been times when politics caused problems with the management, specifically when Mayor Herenton put Joseph Lee in charge.
- The employees generally are well trained and they respond to weather related outages in a prompt and professional manner.
- With the exception of Lee, the top job at the MLGW has been filled by professionals with the highest integrity.
- Utility rates are competitive compared to other cities of similar size.
I have studied the MLGW financial statements over the years and they are clear and complete. I have in the past contested the surplus in net worth as inconsistent with their constitutional nonprofit status. However they contend that they need a certain percentage of unrestricted assets to cover unpaid bills and expenses. You can argue about the size of the unrestricted cash but I do not think it is unreasonable.
A Change In Pension ChangesTuesday, October 21st, 2014
October 21, 2014
A Change In Pension Changes
Just when I thought things were moving in a fiscally responsible direction, here comes another pension change proposal. I do not want to prejudge the proposal but just by reading a description of the plan, it sounds more expensive than what was previously proposed by the Administration. I hope that City elections being less than a year away are not a part of this change but we will see. Here is the information on the proposed new plan that I have to date.
- A letter to employees
- Plan for unvested employees to be sent to a cash balance plan
- Plan for a cash balance plan and a defined contribution plan
What we need is a look at the detailed cost analysis by Segal Consulting, the actuary consulting firm hired by the council. This will be given to the City Council at the private executive meeting today.
Stay tuned as this is only the beginning of a fight to save Memphis and don't be surprised if the taxpayers are called upon to fill any fiscal gaps caused by coming election thoughts.
Finally A Defined Contribution Pension PlanTuesday, October 7th, 2014
October 7, 2014
Finally A Defined Contribution Pension Plan
Today the City Council will consider a defined contribution pension plan for City employees with less than 10 years of service (as of July 1, 2015) and new employees hired after that date. I have been recommending this for years and finally the City Council will consider this reasonable plan. Here are the proposed ordinances.
Ordinance #5554-Adopt a defined contribution pension plan.
Ordinance #5553- Transferred participants to the defined contribution plan.
Ordinance #5552- Five or more years of service and age 65.
I have been recommending a defined contribution pension plan for years ever since I was on the Shelby County pension revision committee. This is fair for the private sector taxpayers who generally have no defined benefit retirement plan. It will probably be better for those City of Memphis employees in the future if the City's pension investments perform as they have over the last 25 years (over 9% return).
Will the City Council and the Administration follow through and pass these ordinances? We will see but you have to consider that a year from now there will be an election for the new City Council and the city Mayor. What do politicians do when faced with an upcoming election? You have to look no further than the upcoming November 2014 national election. These changes are needed and should also apply eventually to the MLGW. Shelby County should adopt a similar plan but only for new employees, not those currently employed but not vested. This exception is in recognition of their past good fiscal responsibility as compared to the City of Memphis.
There Are Promises And Then There Are PromisesThursday, September 18th, 2014
September 18, 2014
There Are Promises And Then There Are Promises
Promises are only as good as the character of the promiser and laws to back up the promise. The City of Memphis made promises in the past about pension benefits and also about retiree health care benefits. The pension benefits were backed up by law and generally could only be changed by bankruptcy (look at Detroit). However retiree health care benefits are not protected by law and are subject to change by the governing body.
Recently certain publications have pointed to Nashville as the model that Memphis should emulate. Therefore I decided to look at Nashville (Metro Davidson) and see what their numbers look like.
The first thing that struck me was that the Nashville Metropolitan Council consisted of 41 members. Our 13 is bad enough. Imagine a meeting where all 41 want to get their opinion on the record.
Then I looked at the pension and OPEB numbers. Their pension liability was funded to 84.6% as compared to 72.6% for Memphis. However their OPEB unfunded liability is $1.88 billion compared to $1.29 billion for Memphis. Therefore the state of Tennessee looked at Memphis and said that you are low on gas for the pension fund and also the OPEB fund and therefore you have to do something. However Nashville gets a pass because they can always cancel the OPEB promise in the future if they get in a pension contribution bind. Would you want 41 metro council members rather than the 26 we now have (13 City and 13 County) representing the City and County especially when the County has been doing a good job compared to the City.
Nashville is certainly vibrant and has grown whereas Memphis has been basically stagnant. However, you should be careful about claiming that the difference between Memphis and Nashville is the result of a metro government versus two separate governments in Shelby County.


text:
According to Jason La Canfora of CBS Sports, former NFL quarterback Vince Young almost signed with the Montreal Alouettes of the Canadian Football League.
The reason Young isn't in Canada right now is because Montreal wanted to sign him to a two-year contract and Young only wanted to sign a deal for this season.
Young can now sit at home and continue to hold out hope an NFL team will sign him.