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This is the root of the common Lisp Directory. The whole tree of tags starts here.
If you are new to the Common Lisp Directory, you should probably first have a look at the "By topic" link below or at the "Tags" and "Index" links above.
The items lists (Libraries, documents, events, etc.) are limited to about 20 items randomly taken from the whole lists. Click on the titles or the "View all (n more)" links to see the full lists of items with their descriptions.
The CLD is written in Common Lisp.
By Topic (681 items) Resources for Common Lisp sorted by topic
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Standards and Specifications (57 items)
By Operating System (454 items) Resourses sorted by Operating System
By License (588 items) Resources sorted by their license
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By location (172 items)
Other resources (3 items) Resources that are not already in the other tags
Lisp Jobs (2 items) Lisp Jobs opportunities
CL-IPC | DEFPATT | DEFTABLE: Unifies interface to Common Lisp's table... | LispIDE | Maxima | YTools | JSGEN - S-Expression Syntax for JavaScript | cl-digg | IOlib-Alien | org-davep-cldict | ch-salza | cl-geonames | TV3D FLI interface | xmlutils | ASDF-Install-tester | mod_lisp for Lighttpd | LR(1) and LALR(1) Parser Generator and Parser | BABYLON | cl-uri-templates | conmc | Wu-Decimal | S-Dot: A Common Lisp Interface to Graphviz Dot | xml-emitter | CafeOBJ | pxmlutils | Planet of the Feebs | 3D Lisp Mazes | User Manual: Automatical User Manual Creation | WeirdIRC | SimLab | ISO8601-DATE | EMA-XPS | IGS Client | MIDGETS | rw-ut
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Common Lisp: A Gentle Introduction to Symbolic Com... | Lisp as an Alternative to Java | Some Useful Lisp Algorithms: Part 2 | Lisp Starter Pack | CAPI-OVERVIEW | On Lisp - Advanced Techniques for Common Lisp | Common-Lisp.net | lisp.no | Enabling "foreign" callbacks into the LispWorks ID... | Practical Common Lisp | Default values for get &c | Knee-jerk Anti-LOOPism and other E-mail Phenomena | Software Bits | The common Lisp object system metaobject kernel: a... | Lispbox | UnCommon Web video | PDF forms with CL-PDF | Lisp and Web Development | UCW intro | LISP Deserves a Fresh Look
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Edgar Denny | Juho Snellman | Zachary Beane | Dave Roberts | Guy L. Steele Jr. | Brian Mastenbrook | Fred Gilham | James Wright | Henry Baker | Attila Lendvai | pinterface | Steven M. Haflich | Martin Cracauer | Daniel Lowe | John Wiseman | Brian Sorg | Sergio Garcia | Tiago Maduro Dias | Jon Philpott | Magnus Henoch | Yurii A. Rashkovskii | Jason Cornez | Jochen Schmidt | Kenny Tilton | Daniel Dickison | Kevin Raison | Ron Garret | Dirk Gerrits | Peter Seibel | Nicholas Harbour
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International Lisp Conference 2009 | European Common Lisp Meeting 2008 | International Lisp Conference 2007 | 3rd European Lisp Workshop | LispNYC May 2006 Meeting - Peter Seibel | European Common Lisp Meeting 2006 | LispNYC November 2005 meeting | 2nd European LISP and Scheme Workshop | International Lisp Conference 2005 | European Common Lisp Meeting 2005 | 1st European Lisp and Scheme Workshop | International Lisp Conference 2003 | Japan Lisp User Group Meeting 2000
OpenMCL | Emacs Common Lisp (NaCL) | MusCL | CLISP | Star Sapphire Common Lisp | Liquid Common Lisp | Movitz | Scieneer Common Lisp | :o( Smilisp :-) | Steel Bank Common Lisp | ECL | Generic ANSI Common Lisp | Ufasoft Common Lisp | Armed Bear Common Lisp | Open Genera | CLForJava | CMUCL | GCL | Corman Lisp | WCL
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Cadence Design Systems GmbH | Albuquerque Lisp and Scheme Users | Ravenbrook | The Common Lisp Gardeners | The Tech Co-op | LiLA - LISP LAB AUSTRIA | ITA Software | Lispworks Ltd. | Department of Computer Science and Engineering, FE... | LispNYC | lispvan | SISCOG - Sistemas Cognitivos Lta | Clozure Associates | Core Group | HyperMeta Inc. | Consequor Consulting AG | Lisp.se | Debian | RavenPack | bese
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YstokCard - smart card API (PC/SC)(Modified)| YstokGrid(Modified)| CL-Typesetting(Modified)| CL-PDF(Modified)| Jean-Philippe Paradis(Added)| Armed Bear Common Lisp(Annotated)| Allegro Common Lisp(Modified)| CLFSWM - A(nother) Common Lisp FullScreen Window M...(Modified)| Ystok-URI - library for representing, parsing, and...(Added)| Clon, the Command-Line Options Nuker(Modified)| Common Lisp Reasoner(Modified)| ASDlite(Modified)| Ystok-Library(Modified)| Ystok-Local-Time(Modified)| YHTML-Template(Modified)| cl-gdata(Added)| Michael Filonenko(Added)| cl-portaudio(Added)| YstokHTML - collection of HTML generator, parser a...(Added)| Common Lisp User Space File System(Added)| cl-btree(Added)
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Comments and Notes Welcome
You can comment and/or add notes to all the tags and items of the Common Lisp Directory.
Submitted by admin 3585 days 15 hours 18 min ago
Comments added to RSS feeds
Now the commented items are added to the RSS feeds so that it's possible to see what have been commented recently.
Submitted by marc.battyani 3525 days 19 hours 8 min ago
unicode possibilities
It would be nice if cl-user would display unicode input for CJK text. With PCL and On Lisp getting new printings in Japan, it might be beneficial to attract more brain-share from that side of the world. Would this be considered out of cl-user.net's scope?
Submitted by charliemac 2621 days 12 hours 53 min ago
Perhaps it would be interesting to open up a "universities" category (or subcategory of Organization) to list universities that teach lisp?
Submitted by informatimago 2614 days 4 hours 9 min ago
re: universities
This is a good idea. Done.
Submitted by marc.battyani 2611 days 8 hours 23 min ago
re: unicode possibilities
I have to think about it.
The use of English as the standard language is prefered so that the information is useable by most lispers.
I don't mind some other language content though.
Submitted by marc.battyani 2611 days 7 hours 55 min ago
Change descriptions may accept invalid characters
Attempting to view the "Last Modified Items" RSS feed in the Google Chrome browser gives the error: "error on line 10 at column 2048: PCDATA invalid Char value 12". Adding the feed in Mozilla Thunderbird: "<feed URL> is not a valid feed."
Submitted by WalterGR 1738 days 14 hours 54 min ago
Repository access
Many sites have a link to view the repository such as:
Source code repository http://common-lisp.net/cgi-bin/viewcvs.cgi/?cvsroot=cl-semantic
however, I can't find any place that describes how to convert that link into something that can be used to actually check out the source code. I'm very suppressed this hasn't been an issue before.
Submitted by blake1024 1373 days 3 hours 35 min ago


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Comms Business Awards 2015
A big thank you to all our sponsors for making the 2015 Comms Business Awards a success. Congratulations to all the award winners and thanks to everyone who attended, entered, judged and supported the event. We'll see you in 2016 for the 10th anniversary of the Comms Business Awards!
2016 Comms Business Awards will take place on Thursday 16th June 2016.
Guests from the Comms, IT and Mobile Channel will attend to see which companies and industry luminaries will be recognised with awards. Winners are either chosen by a panel of impartial industry experts or voted for by readers of Comms Business Magazine.
The results are one of the best kept secrets in the Comms Industry. Only those people directly involved are aware of the winners' names until they are announced on the night.
The Awards are recognised for their integrity. There is no charge to enter with the finalists and winners being selected entirely on merit. It all adds to the cachet of winning. Being chosen as a finalist or receiving a trophy at the Comms Business Awards has real significance.
This event is for you – the Channel – so please support it by joining us and your peers on the evening of the 16th June 2016.

subset: commoncrawl


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AMERICAN LEAGUE: ROUNDUP; Orioles' Lopez Wins 11th And Red Sox Are 5 Back
Published: July 27, 2002
Rodrigo Lopez pitched eight strong innings for his 11th victory, the most by a Baltimore rookie since 1989, leading the Orioles to a 9-2 victory over the host Boston Red Sox last night.
Melvin Mora and Howie Clark had consecutive run-scoring doubles in Baltimore's five-run third inning.
Clark also had a run-scoring single and Tony Batista added a home run for Baltimore, which ended a three-game losing streak.
Boston, which dropped to five games behind the American League East-leading Yankees, dropped its third in four games.
Lopez (11-3), who won his fifth straight decision, only had trouble during Boston's two-run fourth. In eight innings, Lopez allowed two runs and four hits, walking one and striking out eight.
The 27-year-old Lopez's 11 victories are the most by an Orioles rookie since Bob Milacki won 14 in 1989.
Earlier yesterday, the Red Sox activated the infielder Carlos Baerga from the 15-day disabled list and designated the right-hander Rich Garces for assignment.
ANGELS 8, MARINERS 0: Anaheim moved into first place in the A.L. West, getting eight scoreless innings from the rookie John Lackey in a victory over host Seattle.
Tim Salmon homered and Scott Spiezio had three runs batted in for Anaheim (61-40), which beat Seattle (62-41) for the fifth straight time to move two percentage points ahead of the Mariners.
It has been a remarkable turnaround for the Angels, who were 10games behind Seattle on April 23. The Mariners had been in sole possession of first since April 11.
RANGERS 12, ATHLETICS 4: Carl Everett became the first Texas player to homer twice in an inning, connecting twice in a nine-run seventh, as the host Rangers rallied to defeat Oakland.
Ruben Rivera hit a tie-breaking homer in the seventh, Juan Gonzalez drove in three runs and Rafael Palmeiro hit a two-run homer, snapping a streak of 17 straight solo homers.
Palmeiro's 474th career homer left him one behind Stan Musial and Willie Stargell for 20th place on the career list.
Trailing by 4-3, the Rangers scored nine runs in the seventh in their biggest inning of the season.
Everett and Rivera homered off Oakland starter Mark Mulder (11-6) to give the Rangers a 5-4 lead. After the Rangers loaded the bases, Gonzalez hit a two-run single to score Michael Young and Kevin Mench.
Palmeiro followed with a run-scoring single and Ivan Rodriguez hit a two-run double to make it 10-4. Everett capped the inning with a two-run blast for his eighth homer of the year.
TWINS 10, BLUE JAYS 5: Jacque Jones hit two home runs, including a tie-breaking two-run shot in the sixth inning, as host Minnesota beat Toronto.
Jones and Doug Mientkiewicz each drove in three runs for the Twins, who had 16 hits. All nine Minnesota starters had at least one hit, led by A.J. Pierzynski's three singles.
Minnesota's Joe Mays made his second start since coming off the 60-day disabled list with an elbow injury. He gave up homers to Vernon Wells and Carlos Delgado as the Blue Jays took a 5-1 lead, and left after five innings.
WHITE SOX 10, ROYALS 2: The highly touted Willie Harris, now getting a full-time chance in the majors after the White Sox traded Ray Durham, hit his first big league home run as host Chicago defeated Kansas City.
Jose Valentin also homered and Paul Konerko drove in three runs for the White Sox. Kansas City has lost four in a row and five of six since a nine-game winning streak.
TIGERS 8, INDIANS 5: Bobby Higginson, Randall Simon and Robert Fick each had four hits and two runs batted in to lead Detroit past host Cleveland.
Jim Thome hit two homers for Cleveland in his return after missing six games with a stiff back. He hit his 29th in the sixth to bring the Indians within 7-4, and blasted a 470-foot shot to right in the eighth to make it 8-5.


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Susanne R. McMillanMarch 22,2013Susanne R. McMillan
A funeral service for Susanne R. McMillan, 81, formerly of Belmont, who died March 5, 2013, in Rutland, will be held at 10 a.m. Saturday, March 23, 2013, at Village Baptist Church in Belmont.
A reception will follow.
Arrangements are under the direction of the Clifford Funeral Home.MORE IN Obituaries
John T. Manseau Jr.
RUTLAND TOWN — John T. Manseau Jr. Full Story
Thelma Cole Perkins
Thelma Cole Perkins, 87, recently of Rutland, Vt. Full Story
Barbara C. Piscopo Rites
The graveside service for Barbara C. Full Story
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The Studio Ghibli animation giant has announced plans to build an interactive park where children can enjoy nature.
When a giant dinosaur cookie gets loose, who do you call to rein it in? Move over Chris Pratt, Cookie Monster is here to save us.
New Star Wars experiences are headed to Disneyland park in Southern California and Disney's Hollywood Studios in Florida.
What better way to get ready for "Jurassic World" than by watching this retro gaming remix of the original "Jurassic Park" courtesy of CineFix's 8-bit Cinema?
BMW and partner Inrix to debut a feature to help drivers find on-street parking spots.
The automaker has unveiled its "Slide" hoverboard at a custom-crafted skate park in Spain. Enjoy the video demonstration, but don't get any ideas about buying one.
A roundup of our favorite CNET videos covering news, gadgets and more.
We discuss a robot designed to hunt invasive starfish, Ubisoft's Malaysian theme park plans, an AI program designed for custom storytelling and Khail bids the show a fond farewell.
It's Khail's last day as co-host of our little geeky talk show, so while we take the time to cover some fantastic future tech and other fun news, we also spend a bit reminiscing about Khail's time here on Tomorrow Daily, and say our goodbyes.
Humans of the world, no more bears in your snaps, OK? Your insistence is officially ruining the forest for everyone else.


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Writes Bruce Fein:
…If confirmed by the United States Senate, Supreme Court nominee Elena Kagan will crown President Obama with "imperial" constitutional powers. Congress and Federal Courts will wither as checks against his presidential usurpations or abuses whenever war or other national security claims are bugled over Iran, North Korea, Yemen, international terrorism, economic adversity, or otherwise. In these matters, Kagan will prove the flip side of retiring Justice John Paul Stevens, whose vote and voice have, for decades, arrested executive branch lawlessness or encroachments on the co-equal branches of government. Stevens' vote was decisive in a pair of recent cases invalidating both military commissions for the trial of alleged war crimes and the suspension of the Great Writ of habeas corpus for Guantanamo Bay detainees.
…Kagan is a creature of the executive branch.
Michael Boldin
Latest posts by Michael Boldin (see all)
- Thoughts on Boehner - September 25, 2015
- Less Democrat. Less Republican. More Constitution. - September 20, 2015
- Don't Wait for Government "Permission" to Exercise Your Rights - September 20, 2015


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Best Ways to Get Rid of 1023003381.rsc.cdn77.org from PC & Navigateur!
Are you worried about your changed browser settings and reasons behind the change? Fade up of useless promotional ads and redirects on your Chrome/Firefox/IE browsers? Looking for the methods to eradicate 1023003381.rsc.cdn77.org completely from your PC? Know all the answers of your questions related to 1023003381.rsc.cdn77.org by reading the complete post below including tips & tricks on how to eradicate this threat from PC completely in easy steps. 1023003381.rsc.cdn77.org is a malicious… Read More »


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Request for Proposal for the Sale and Development of Town of Lexington Owned Property
Proposal Due Date: October 2, 2015 (2:00PM)
The Town of Lexington is soliciting proposals for the purchase of a building pad ready for development. The pad is approximately 8,216sft in the Town's amphitheater complex at the corner of Main and Church Streets in historic downtown Lexington. The Town is seeking proposals that provide the greatest investment in the development of the site and conform to the Town's vision for redevelopment of the downtown area.
The deadline for receipt of proposals is 2 p.m. local time, October 2, 2015 to the attention of Sherry Brooks located at the Lexington Municipal Complex (Town Hall) at 111 Maiden Lane, Lexington SC, 29072. Proposals must arrive no later than the time listed above. Proposals arriving after that time will be rejected. Each proposal must be enclosed in a sealed envelope and labeled: RFP # 15-007 Sale and Development of Town Owned Property. The proposals will be reviewed by the Town and those considered to meet the intent of the Town's downtown revitalization plan will be asked to submit additional information for a second evaluation. A final selection, if one is made, will be done by Town Council from the second round candidates. Proposals will be binding for a period of one hundred and eighty (180) calendar days from the phase two submittal deadline.
Click here to read the full RFP document


text:
Blog: Why your CV is no longer enough
Click here for the hard truth about the current job marketAugust 31, 2015 8:50
Register for our free newsletter
MIDEAST STOCKS-Markets to rise on stronger global environment
Abu Dhabi's ADWEA in talks with banks for $350 mln project bond
Emirates hints at no Dubai Airshow orders, pushes decision on A350/787 to next year
UAE minister says plans to boost oil output capacity on track
MIDEAST STOCKS-Saudi, Egypt markets barely move in early trade
Qatar Q2 GDP growth accelerates to 4.8 pct year/year
UAE says reforms will better protect foreign workers
United Arab Bank secures $125 mln three-year loan
MIDEAST STOCKS-Saudi hit by weak oil, commodities; Egypt down modestly
MIDEAST STOCKS-UAE markets narrowly mixed in thin, early trade
Increased state spending has spectators predict that the Jordanian government's budget deficit will be nearly 7 percent. But how can Jordan proceed from here on?
October 13, 2011 11:26 by Reuters
Last year Jordan issued its first sovereign Eurobond on the international market, raising $750 million. Abu Hammour said the price of those bonds had now dropped about 10 percent in secondary market trading, though he attributed this to pressure on bond prices across the region in the wake of the Arab Spring, and did not rule out Jordan returning to international debt markets next year.
Weak global markets may make it hard for Jordan to issue another international bond, however. In that case, the government will have to continue relying heavily on foreign aid in the coming year. But the fiscal pressures on Jordan mean the aid may not be enough to support solid economic growth; economists worry large government debt issues to local banks to fund the deficit will crowd out credit to the private sector.
"Jordan has to resort to more stringent fiscal policies and ask people to tighten their belts. Otherwise we might become another Greece," said Anani.


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Hi guys looking for some help from you.
I am a newbie and I just created an app for google play. Its a fly action game with accelerometer involved.
I just want to know how can I make my app visible to users so that they can download it. It has too little downloads and I doubt if it is at all visible to users.
Its a free app so advertising it wont be a good idea.
Thanks in advance, here is the link https://play.google....ech.flytheplane
getting downloads
Started by kstv_chttrj, Sep 27 2012 07:31 PMdownloads android games apps plane google play popular
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Select Local Merchants
Aviator CasinoRead MoreAt The Aviator Casino, folks can gamble like a cowboy and eat like a king. Players sidle up to a variety of gaming options including Pure Blackjack, Pai Gow Poker, 3-card Poker, Texas Hold 'Em, and Pure Spanish Blackjack—a version of the game where the gambler's blackjack always beats the dealer's—or divine the sweet, fickle whims of Lady Luck during rounds of Mexican Poker or Deep Stack Texas Hold 'Em. Famished card sharks can head over to the The Aviator Casino Bar & Grill. There, diners sample a veritable smorgasbord of international cuisine, including full-pound Angus beef burgers, 13-ounce rib eye steaks, lasagna, burritos, and teriyaki chicken. The casino is conveniently located 500 yards from the runway, so pilots and passengers can get off their jets and belly right up to the tables. GEGA #'s: 2125, 3252, 3944, 3154, 3060.1225 Airport Dr.Delano, CA US
Lr's PizzaRead MoreCraving pizza? Head on over to Delano's Lr's Pizza for a tasty slice with a crust you can't resist. Round out your meal with a little tipple — Lr's Pizza has a terrific drink list, including beer, wine, and more. Fridays are for fun! Come check out the vibe at Lr's Pizza. Grab your meal to go at Lr's Pizza if you're in a hurry — or better yet, have them bring it to you through their delivery service! Drivers will embrace the parking lot located next door to Lr's Pizza. You'll like your bill almost as much as your meal at Lr's Pizza, with meals usually costing less than $15.707 High StDelano, CA US
Studio 661Read MoreAre you ready for unforgettable moments of theater? If so, then Studio 661 in Delano has all the shows for you. It's certainly time you stopped reading about this theater with its amazing restaurant and finally came in for a bite. This theater is more than willing to accommodate families, so kids are welcome to tag along. These kickboxing classes feature a variety of kickboxing and cardio moves, keeping you aware and focused. Parking is plentiful, so patrons can feel free to bring their vehicles.1933 Glenwood StDelano, CA US
El Rancho GrandeRead MoreFor tasty Mexican fare, Delano's El Rancho Grande is hard to top. None of the fare at El Rancho Grande is low-fat, so you'll have to put the diet aside for a visit here. The parking options near El Rancho Grande are quick and painless. Want top-notch taste for less than top-dollar prices? El Rancho Grande's mid-range cuisine is sure to satisfy on both fronts, where pennies stretch into perfectly seasoned platters. Cash is the only payment option offered at El Rancho Grande.720 Fremont StDelano, CA US
Sierra TheatreRead MoreSierra Theatre offers you a terrific film experience located conveniently in Delano. View the latest flicks in the privacy of your own car at Sierra Theatre's drive-in theater. Parking is plentiful, so guests can feel free to bring their vehicles.915 11th AveDelano, CA US
El Cha Cha CHARead MoreA prime spot for Latin American fare, El Cha Cha CHA is home to tasty tortillas and spicy salsas. Health-crazed eaters may have to stick with water, though, as El Cha Cha CHA offers delicious grub that's far as can be from low-fat fare. Make use of the ample parking near El Cha Cha CHA. Your tab at El Cha Cha CHA will usually run to about $30 per guest.156 W Kern AveMc Farland, CA US


text: The stay was good. The people at the reception and restaurant were very friendly. They were always ready to serve us. The room service was also good, our rooms were always kept clean. I had issues with the laundry section though. I kept my laundry in the laundry basket expecting the room service people to act on them but they... More


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McDonald's is getting the boot from the Cleveland Clinic food court even as other fast food chains remain.» Read More
CLEVELAND-- KeyCorp's net income rose in the third quarter, as the regional bank operator generated more revenue from fees and interest on loans. The results beat analysts' expectations, and KeyCorp stock gained in morning trading. KeyCorp's total revenue rose 2 percent, to $1.12 billion from $1.04 billion in the same period a year earlier.
NEW ORLEANS-- The NFL is again urging a federal judge to avoid interfering in Commissioner Roger Goodell's efforts to discipline four players for the Saints' cash-for-hits bounty pool.
CLEVELAND-- Parker Hannifin Corp., which makes industrial hoses, airplane wheels and other products, said Wednesday that it has agreed to buy Sea Recovery from Denmark's Danfoss A/S. Cleveland- based Parker Hannifin will assume ownership of the business on Nov. 1. Parker Hannifin shares rose $1.85, or 2.3 percent, to $83.82 in afternoon trading Wednesday.
At the University of Cincinnati, 200 students were expected to turn out to watch the second debate between Barack Obama and Mitt Romney. "It goes without saying that the knives were out," said Karim Aladmi, a 21- year-old international affairs major from Dayton, Ohio, who wore a suit and tie for the occasion.
CLEVELAND-- Diversified manufacturer Eaton Corp. said Tuesday that three major independent proxy advisory firms have recommended that Eaton shareholders vote in favor of the company's pending acquisition of Cooper Industries plc.
NEW ORLEANS-- A federal magistrate judge has ordered NFL Commissioner Roger Goodell to provide the court with documents related to the league's bounty investigation of the New Orleans Saints. NFL spokesman Greg Aiello said league officials have already discussed the order with Knowles and have agreed to comply.
New Cleveland Browns owner Jimmy Haslam III said Tuesday that Holmgren was out as team president, although the Super Bowl-winning coach will remain with the franchise to help in the transition. Haslam was introduced as the Browns' new boss after the 32 NFL owners unanimously approved his $1 billion purchase of the team from Randy Lerner.
The signs will be up through the Nov. 6 election day in the Cleveland and Milwaukee areas and were paid for by an anonymous " Family Foundation," according to a spokesman for Clear Channel Outdoor, which owns the billboards and placed the signs.
NEW ORLEANS-- All four players punished in the NFL's bounty investigation have filed appeals with the league. One of the people also says New Orleans linebacker Jonathan Vilma expects to play at Tampa Bay on Oct. 21 while his appeal is pending.
SHELBY, N.C.-- North Carolina health officials say an E. coli outbreak is responsible for the illness of 13 people who attended the Cleveland County Fair. State health officials say people from Cleveland, Gaston and Lincoln counties have reported becoming sick after visiting the fair in Shelby.
CHICAGO-- Just three weeks after the resolution of Chicago's first teachers' strike in a quarter-century, Mayor Rahm Emanuel's efforts to improve schools face more upheaval with the resignation of the public school system's CEO.
*Wal-Mart lines up 6 major health centers for procedures. *Wal-Mart has covered transplants since 1996 By Jessica Wohl.
WASHINGTON-- A Federal Reserve survey released Wednesday found that the economy grew modestly in the late summer, bolstered by solid gains in housing. The report is based on anecdotal information from the regional districts and covers the period from mid-August to Sept. 28. The region's economy expanded modestly.
NEW YORK, Oct 10- Small and midcapitalization stocks slipped on Wednesday, dragged down by the latest warnings from companies including Avnet Inc as U.S. third-quarter earnings reports got under way. The reporting period began with results from Dow component Alcoa after Tuesday's stock market close.
NEW ORLEANS-- Jonathan Vilma, Will Smith and the NFL players union left little doubt they remain determined to challenge Commissioner Roger Goodell's authority to suspend players in connection with the league's bounty investigation of the New Orleans Saints.
The Ohio Casino Control Commission reported Tuesday that combined wagers in September at casinos in Cleveland and Toledo were $331.8 million, down 5 percent from August's $349.6 million. Wagers dropped 9 percent in September at the Toledo casino to $152.9 million and dipped 1.5 percent in Cleveland to $178.7 million.
CLEVELAND-- Ferro Corp.' s shares plunged 23 percent Wednesday after the specialty chemical company lowered its guidance and said it is exploring the strategic options for its solar paste business. That is down from its prior forecast of 14 to 17 cents per share.
CHILLICOTHE, Ohio-- Josh Mandel, the Republican nominee for the U.S. Senate, declines to take a stand on the 2009 bailout of the auto industry and reserves judgment on vice presidential candidate Paul Ryan's plans for Medicare.
COLUMBUS, Ohio-- The $400 million Hollywood Casino Columbus opened Monday in Ohio's capital, welcoming hundreds of people who had waited on a chilly morning to be among the first placing bets at the table games and about 3,000 slot machines.
Oct 8- Gannett Co Inc said it reached a deal with Charles Ergen's Dish Network Corp on Monday avoiding a blackout that would have prevented some Dish customers in the United States from seeing content broadcast by networks ABC, NBC and CBS.


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Simplify Yoga1050 Tiogue AveCoventry, RI 02816United Statesph: firstname.lastname@example.com
October 5th: MondayMeditation with Howard 8:15pm
October 18th: Sunday $5 Community yoga, Basic Yoga with Renee (Proceeds donated to Gloria Gemma Fund)
October 23rd: Friday Gong Bath 7pm
"Who looks outside, dreams; who looks inside, awakes."
Carl Jung
"The beauty is that people often come here for the stretch, and leave with a lot more"
Liza Ciano
Copyright 2009 Simplify Yoga. All rights reserved.


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I have been a patient of Drummond Chiropractic for five years.I am always astounded at the knowledge and skill of these briliant chiropracters.As a builder, lower back and neck issues have been a problem in the past.But not any more! With the skill and advice of Drummond Chiropractic Ive never felt better. Now I occasionally schedule a 'tune-up' adjustment whenever I begin to feel out of whack, and I always feel right back on track.As a small bussiness owner I also appreciate that Drummond Chiropractic keeps their appointments on time.Everybody needs to get to Drummond Chiropractic .You will feel better.Thank You Drummond Chiropractic.George
-- George
We got Buzzed!
Click here to watch the interview.


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devaki alahakone added a post in a topic Help For My HusbandHi,
I learnt a lot from your letter. My son who is in early twentys has celiac. I would like to know if a person with celiac disease can live a long fulfilled life.
thanking you
Devaki Alahakone
devaki alahakone added a topic in Celiac Disease - Friends and Loved Ones of CeliacsLife Span Of A Person With Celiac DiseaseI have a young adult child with celiac disease. I would like to know if the disease actually shortens the life, if managed well.
thank you
Devaki Alahakone, Australia
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- S. Mostapha Kalami Heris added an answer:7What is the best software for performing financial portfolio optimization?Which software programs are best at performing optimization of investment portfolios? What makes the programs preferable? Please provide pros and cons if applicable.
This an open-source implementation of Portfolio Optimization using metaheuristics in MATLAB:
However, the MATLAB itself is not free to use. You can use Octave instead of MATLAB, if you will. Maybe you have to modify the codes, to bu runnable in Octave.Following
- Soumitra K Mallick added an answer:3Is there a correlation between the volume of traded credit default swap (CDS) and the actual probability of default?
More precise: Is a company more likely to go bankrupt, if there are a lot CDS traded "betting on its default"?
Are there any researches about statistical and causal relations? I could not find publications and I am concerned that ones can not find reliable information about the volume, as CDS are traded OTC.
It would be great if one has an idea how to get these data or maybe knows about existing research.
Dear Prof. Wilkes,
I cannot answer your question about CDS but I can add that in the case of Indian Emerging Economy regime banks post globalisation, the bad loan assets which were swapped with regular loan assets by debt restructuring called NPA assets had an improvement in their probability of default over decades and actually when geometrically plotted showed continuous convergence by the larger banks overtaking the convergence of smaller banks, hence showing convergence by the "overtaking criterion" applied to turnpike models. You can if you want to take a look at my work with my coauthors on NPAs on my RG webpage. I hope that helps your research. SKMFollowing
- Subhash C. Kundu added an answer:12Does media coverage of financial news affect stock market movements ?
media coverage and analyzing news affect people reaction to and new news.
Past research has shown mass media can influence people's beliefs or behavior in general. Such studies are at least partly behind advertisers' willingness to pay higher rates to ensure their spots appear in popular newspapers and magazines and on air during time slots when the largest audience is believed to be watching or listening.
Over the years, the media has devoted more and more attention to the stock market and its key players, such as analysts. Recent research shows the media plays an important role both in the stock price formation process and in accounting settings. Such research, however, focuses primarily on firms and not analysts.Following
- Soumitra K Mallick added an answer:1Where is the state of financial risk management and financial supervision of large firms compared to six years ago?I have just returned from the Federal Reserve Bank of Atlanta's excellent 2013 Financial Markets Conference "Maintaining Financial Stability: Holding a Tiger by the Tail". Presenters included Fed Chairman Ben Bernanke, Professor John Taylor (Taylor Rule fame), Columbia's Professor Calomiris, Bank of England's Andy Haldane among many others. Topics included stress tests, a new proposed bankruptcy chapter for financial firms, the usefulness or otherwise of VAR, Too Big to Fail (TBTF) and Dodd-Frank.
I came away with the impression that people don't think TBTF is fixed and that Dodd-Frank's orderly resolution authority would still lead to backdoor bailouts. That stress tests in the U.S. on banks and SiFis are improving and useful but there is room for more improvement. The push for simple rules over the complexity of Basle III is still alive. Everyone with an interest in the field should follow BoE's Haldance (Director of Financial Stability).
Thoughts on the topic?
With digitisation proceeding at a brisk pace information is becoming much more readily available so that you can calculate any kind of betas very quickly of course subject to certain discretionary assumptions at the top level. Hence Financial Stability has become much more a Financial Stability Algorithm problem not for.e.g. subjectivity wars problem over intrepretation of norms and statutes for e.g.Following
- 5Does a low correlation between cash flow and investment need to make a firm financially constrained?
What is the behavior of a "high-hedging needs" firm at refinancing points? What about its profitability impact on the financial package it will choose/ accept from the bank or the market? Do you know papers on that subject?
Thanks you Massimo!
Your paper is interesting and relevant. It is quite different from the Hadlock and Pierce approach (2010) RFS vol 23, N°5,p 1909 -1940 that tested the Kaplan and Zingales index (1997) or the Whited and Wu index (2006). Moreover as you said firm size and age are relevant for predicting financial constrants.
Thanks you one more timeFollowing
- Tobias Nell added an answer:17Which methodologies or models can be applied to measure the quality of accounting information through the disclosure of financial statements?The quality shown in the financial statements accounting information (the conceptual framework of IFRS and FASB, as well as by standard-setting) is treated based on the relevance and faithful representation of the same, keeping the economic substance of the transactions summarized. To declare that it meets the IFRS or national GAAP is not enough to measure quality. Several studies conducted have focused on measuring the amount of disclosure made in accordance with the standards set and asked how we can measure the quality of mandatory disclosure and also generate inferences or proxies for voluntary disclosure, such as "Theories for Disclosure" (Verrecchia) and "Relevance of Accounting Information" (Barth et al).
Hello Poueri,
I would like to answer your question in the field of disclosure quality.
There are some authors that differentiate between quantity and quality (e.g., content and presentation).
For a general discussion see:
- Hassan/Marston (2010), Disclosure measurement in the empirical accounting literature, (http://ssrn.com/abstract=1640598).
"New" or at least different approaches for measuring disclosure quality can be found in (e.g.):
- Beretta/Bozzolan (2008), Quality versus Quantity, Journal of Accounting, Auditing & Finance (23), p. 333-375
- Beattie et a. (2004), A methodology for analysing and evaluating narratives in annual reports, Accounting Forum (28), p. 205-236
- Bloomfield et al. (2015), Does Coordinated Presentation Help Credit Analysts Identify Firm Characteristics?, Contemporary Accounting Research (32), p. 507-527
- 5How do I characterize a board of directors primarily focused on advising and not on monitoring?
Boards of directors have two main activities: Advising and Monitoring. The last quoted role was extensively treated in the literature. For example, the auditing committee was examined with a lot of details. But what about the advising part of the role of the board of directors? How to measure the implication of directors in the advising side of the board's activity?
I try to go further,
Are good advisers boards really bad monitors of management? In fact proximity may help trust to take place. But connected boards with the CEO may be bad monitors when it is needed. What is your feeling about that?Following
- Bola Babajide added an answer:4Anyone know any database(s) that hold information about financial derivative instruments used by UK firms for hedging purposes? - Annual data pleaseNeed annual foreign exchange, interest rate and commodity contracts committed to by UK non-financial firms
Hi nkamaobong,
There seems to be no database for the data I was looking for I resulted to firms financial statements. Depending on your Data type, you may check Thomson One Banker for aggregate derivative usage.
- Mohd Hafizuddin Syah Bangaan Abdullah added an answer:6The impact of Enterprise Risk Management on firm performanceI'm interested in this topic for my PhD research but haven't look into it in deep. Can anyone advise me?
modern finance theories posit that shareholder can diversified by themselves through diversification. But in the case of aggregate downfall e.g. economic crisis/ financial crisis, diversification might not works effectively or not work at all. So in my opinion, firm should implements ERM to protect its shareholder for economic aggregate downfall.Following
- Sergei Esipov added an answer:13How can I manage too much volatility? What are the pricing implications?
We provide some insight and concerns about cross asset portfolio diversification in relation with increased market volatility. While generally across asset diversification reduces volatility, we need to re-calibrate models (reassign correlation values). What should we consider the general correlation between asset classes?Following
- Mark Vaughan added an answer:3Do we need to categorize business lines as required by Basel when measuring required capital to account for operational risk or we can customize this?
There are eight business lines when calculating required capital to account for operational risk
When you are measuring regulatory capital for a financial institution this would be the case, otherwise you are free to use different categories the best match the business model.Following
- Frank S. Skinner added an answer:3Research on risk free curves in emerging markets?
African countries has limited data available, how to accurately price their financial instruments, how to go about this
If you have some sort of short term t-bill rate, say a prime rate or a bankers acceptance, and a few reasonably well priced bonds, you should be able to estimate a yield curve using Nelson and Seigle (1987). We have used this technique when estimating a AA bond yield curve so in principle you should be able to estimate a sovereign yield curve under fairly weak data requirements. See the paper below. You can Google Nelson and seigle (1987).
(2005) Skinner, FS. and Ioannides, M. , FRS17 and the sterling double a corporate yield curve, Journal of Business Finance and Accounting 32 (5-6) : 1141- 1169Following
- Stavros Stavroyiannis added an answer:6Is there an expected Shortfall for log-returns?
When dealing with historical data and log-returns, if someone finds the Value-at-Risk then the translation to money via regular returns is $VaR=P(1-exp(-VaR)) where P is the portfolio value. Anybody knows how to translate Expected Shortfall (Conditional VaR) from historical log-returns?
Dear Gianluca,
Thanks. You are correct. Under this perspective, since the optimum weights have a small bias due to differences in the covariance matrix and returns, I should probably start from the beginning with regular returns.Following
- Satydev Yadav added an answer:49What do you understand by Quantitative Risk Assessment?A dictionary definition says: "Quantitative Risk Assessment is Use of measurable, objective data to determine asset value, probability of loss, and associated risk(s)".
Nevertheless in various fields (Environment, Finance, Occupational Health and Safety etc) and in different countries the meaning attributed to QRA differs sometimes significantly. Being highly interested in the field I invite you to brainstorming around this question. Many professionals, researchers and experts should be interested and involved. Thank you.
Quantitative risk assessment may also be defined as the method to know the level of crisis incur due to unwanted factors in supply chain management. There is no unit to know the quantity of risk it represented in quantitative way by assuming a suitable scale for indicating the level of impact. I read the answer attached by Johnson Eze, and Roland they told very nice about QRA and I got a motivation that I am thinking in some way good about same. Thank you sir, Johnson and RolandFollowing
- E. Ray Canterbery added an answer:6What's the meaning of detecting the cross-correlation of spot exchange rate and forward exchange rate?
I have read several papers on the cross-correlation between spot exchange rate and forward exchange rate, but find little economic meaning of that relationship.
In my opinion,export or import-company can avoid exchange rate risk by hedging with forward contracts. The central bank needs to adjust the monetary policy based on the changing relationship over time.
Any theory to analyze the meaning of spot and forward exchange rate?or any papers?
See E. Ray Canterbery, "The Modern Theory of Foreign Exchange and the Net Speculative Residual (Southern Economic Journal, Vol. 41, No. 2 (October 1974), pp. 182-187, and the articles cited therein.
E. Ray CanterberyFollowing
- Mari Latoja added an answer:3What are the profitability determinants of Palestinian micro firms? how it can influence the profitability of the firm?
Firm profitability is generally regarded as an important precondition for long-term firm survival and success; moreover, the variable significantly affects the firm's achievement of other financial goals. Another factor explaining the importance of firm profitability is its effect on economic growth, employment, innovation, and technological change. However, due to increasing competition, improved efficiency, and pricing pressure, firms are experiencing greater difficulty attaining the required profitability. The question of what factors determine profitability should accordingly be one of high priority for both researchers and practitioners, including managers, investors, debt holders, and policy makers.Following
- 6What is the effect of the securitization transactions on credit risk in an emerging economy?
There is no clear evidence regarding the effect of securitization transactions on the risk in the financial system. The literature about this subject is incipient for emerging economies and, in particular, for Latin American countries. A possible justification for this fact can be a lack of a developed financial system in these countries.
if credit risk is transferred by selling (securitizing) a loan, the bank's incentive to credit-screen and monitor declines. Keys and al (2010) QJE find that securitized pools of subprime loans had default rates hat were 10% to 25% higher than similar mortgages that were not securitized. Elul (2011) present additional evidence consistent with reduced screening of securitized mortgages.
If investors in mortgage and asset-backed Securities recognize the loan-selling bank's suboptimal-screening, they should discount the value of securitizred loans, forcing the bank to internalize this inefficiency.
In others words, a bank de cision to sell or retain a loan would weight the economic benefits of risk transfer against the economic costs of inefficient screening. (see Han and al (2015) Journal of finance.
- Ola Sholarin added an answer:7Does the deposit insurance system increase financial risks or not?
Many counties adopted the explicit insurance deposit system, and some think it works well because it may decrease the tendency of high risk activity taken by banks. however, it seems some guys don't agree with that and they mentioned it may trigger more risks, like moral hazard. Can anyone share your opinions or recommmend some materials?
Deposit insurance provides protection to savers against the risk of loss of their deposits. As such, it offers incentives for savers. This, in turn, enables financial insterediaries (such as banks) to channel the deposit to deficit areas to engender economic growth.
Although deposit insurance could trigger morral hazard, it does not pose risk to an economy, provided financial markets are efficient and sound regulatory measures are in place.Following
- Dávid Zibriczky added an answer:22What do you think of the "health" of the Capital Asset Pricing Model?
The CAPM is based on a robust theoretical framework, but empirically demonstrated weakness. The beta does not seem to be the only factor that can explain the risk-return relationship. Do you really think that the CAPM is dead?
We have studied CAPM whether it's linearity holds in extreme conditions or not. We found that in come cases the nullhypothesis of CAPM linearity should be rejected. You can find more details here: https://www.researchgate.net/publication/227358232_Non-parametric_and_semi-parametric_asset_pricing
We also studied the capability of capturing risk in one meausre and predicting future returns for securities. We compared one factor models, like standard deviation, CAPM beta, and additional two entropy based methods. Based on the results we found both advantages and disadvantages. CAPM beta is good for explaining returns in short term, but it less effective predict them for the next period because the value of CAPM beta for each securities is changing with a high variance over the time. More details here: https://www.researchgate.net/publication/270221149_Entropy-based_financial_asset_pricing
Overally I think the theory is usable, however it has weaknesses. It can be a good basis for a more efficient multi-factored models, like Fama-French model (SMB-HML), Carhart model (SMB-HML-Moment) or additional factors like liquidity or entropy.Following
- Bo Jellesmark Thorsen added an answer:3Does anyone have experience with research in infrastructure finance risks?I am undertaking a research on risk in Infrastructure project finance where I have ranked questions developed for my questionnaire. My interest is to see which risks are more severe within each of the nine categories that I have profiled (ie each category has 5 sub risks). What would be the best statistical outputs to analyse this data? Besides wanting to know which risks are more severe within each risk category, I would be interested in knowing the differences in the responses between the public and private sector. Your thoughts?
Dear Bruno
Following up on Pauls second point about the ability/willingness of officials to answer in a usefull way, I think that you would be well adviced to study Professor Bent Flybjergs work on risks and failures in large infrastructure projects. Flyvbjerg is professor at Oxford these days. The problem is, that one reason why risks appear large is that they are often ignored (and hence not planned for/adapted to) in the initial stages of the decision making. Flyvbjergs work is not as much quantitatve as an anthropological/sociological study of a phenomenon, but if you could take his finding sinto account somehow, and perhaps elicit information of value to that discussion, that could improve your contribution to the field.Following
- Amin Babaei falah added an answer:11How can I measure the real systematic risk in an industry where not all the related companies have published their financial reports?
Imagine I am to determine the systematic risk of pharmaceutical industry in a certain country, but more than 20 percent of the active companies have not provided their financial information. Is there any option for at least a good estimation?
But lets for the sake of argument, say that there are other good indicators for measuring the systematic risk besides Beta. How can I compare them and come to a conclusion that which indicator is showing systematic risk better in a certain short or long time horizon?Following
- Paul Koszarny added an answer:6Should we consider at present the OTC Derivatives level a Macroeconomic threat?
Considering BIS current data on the amount of OTC derivatives contracts , the "betting game" might be valued 10 times the world GDP value.
Do you see any further finantiarization risk related to the present main Central Banks monetary policies , deferring the end of QE and low interest rates?
Dear Mark,
I entirely agree with you. The problem will become acute as soon as hot money evaporates. That's best described in the Minkovsky space how suddenly "strong" trends break and crashes follow when liquidity disappears. We have seen a harbinger already. On January 15 EURCHF crashed in the matter of a few minutes leaving a lot to think what were HFT funds doing then, actually why they disappeared from the market like the Chinese Wall in a Copperfield's trick? Prepare for the worst, the best will take care of itself. Quite recent developments on DJIA show that when the market is purposefully left by big hands to the public for a sentiment test, the index goes down quite fast. People do not give trust to the present uptrend which began from the lows of 2009. Is it supported by some crutches? I am of the opinion that we may have some new legislative initiative disallowing large leveraging when things start looking very nasty and provided there is someone who can imagine even the worst possible meltdowns underway. After all, what do you think about reducing the financial risk by onetime forced change of leveraging rules applicable to all uncovered open positions? The public would cheer to the idea and hail the saviors. I think that financial engineering tools will be considered sooner than later. Catastrophies deferred like deferred payment.
- Nazeeh Ghatasheh added an answer:8Risk measurement in banking - do you know any examples of classification for risk measurement?I am looking for the classification of risk measurement in banking (credit, liquidity, market, operational). I have some ideas, but maybe I am reinventing the wheel. For example, you can measure risk directly (eg. probabilities) or indirectly (LTV or maturity mismatch). Any suggestions?
You may take a look at these publicationsFollowing
- Dr Mamunur Rashid added an answer:2Could you refer me some studies on micro-equity experiences (success, failures) particularly in developing countries and MENA region?
For example Micro-equity vs. microcredit? or Micro-equity vs. islamic microfinance?
Email me at firstname.lastname@example.com
- Ekow Yamoah added an answer:14How do I measure the asymmetrical information between stakeholders?
In general, it is acknowledged that the managers are better informed than the shareholders. Also, controller shareholders seem to be better informed than the minority shareholders. How to measure the information asymmetry? Can we connect information asymmetry with the dividend policy of companies?
For instance, some studies prove that "Firms that pay consistently high dividends have lower insider returns than do firms that pay consistently low dividends" (e.g., Kenneth Khang and Tao-Hsien Dolly King, Financial Management, Vol. 35, No. 4, 2006).
Thank you in advance!
i will concur with the bid-ask-spread. Simply, the spread will be a good theory to measure information asymmetryFollowing
- Pierre Mévellec added an answer:11How can Cost Driver be identified, beside brain storming methodology?
- Identifiying Cost Driver for Activity Based Costing (ABC) in Management Accounting (for internal controlling)
- Cost Driver (in German: "Kostentreiber") in addition to Cost Type ("Kostenart"), Cost Center ("Kostenstelle") and Cost Object ("Kostenträger")
- Cost Driver as defined by AccountingCoach: http://www.accountingcoach.com/blog/what-is-a-cost-driver
I am surprise by the wording of the question.
A driver is always the expression of a law of causality. A law of causality cannot be sought by brainstorming. It is the direct expression of what is experienced by the people concerned.
It must be recognized that the literature on the ABC is sometimes ambiguous. It evokes the choice of the driver, suggesting that the options are multiple.
There are actually several options but which have nothing randomness. The analyst or project group is facing two options:
- The first relates to the quality of the desired causal relationship, and it can be put in relation with the homogeneity of the activity. If we take as an example the activity "Vendors accounting" two drivers are always cited by the accountants: the number of invoices and number of invoice lines. Referring to the words of Kaplan quoted by G. Cokins in a recent comment, the question is then whether we prefer a simple and rough driver (the number of invoices) or an accurate system requiring new data (the number of invoice lines). The choice between these two options can of course rely on a statistical analysis of the composition of the invoices. If the establishment of the ABC aims to the simple calculation of cost and local productivity measurement, one of these options will probably preferred.
- The second choice is relative to the preference for immediate (short-term) causality law or the underlying causality (long term). To continue the same example, the lines of invoices correspond to specific part numbers. The number of part number is therefore a potential driver. But it varies under the influence of factors unrelated to activity 'Vendors accounting" but will have an indirect impact on it. If the establishment of the ABC aims to develop a transversal vision of the organization and cooperation between activities within process, this choice should be preferred.
I hope that these explanations, gained from a long field experience, will convince you that the choice of a driver is not an exercise of brainstorming but a confrontation to the field supplemented by questioning on the ambition pursued through the implementation of ABC.Following
- Sergei Esipov added an answer:4Can I use Real Default Probabilities in Wrong Way Risk analysis?
I am writing a master thesis and I am stuck on a question, therefore I would be more than thankful if any of you could help me.
I am modeling Wrong Way Risk. I use an over the counter forward contract between two counterparties. Let's say that I want to know how much I can lose due to my counterpart defaulting. The basic formula would be:
Probable Loss=Prob. of default*Expected Value of the contract*(1-Recovery rate)
To compute the value of the contract I use risk neutral valuation method. My issue is that I want to calibrate the probability of default from real default events, thus I will have a real world probability of default (not the one implied by the market spreads). I am allowed to do so? If no, what would be the alternative, valuing the forward contract under real world expectations?Following
- Ting Fa Margherita Chang added an answer:15What is the prospect of success for the "internationalization" of the Chinese currency: RMB?
China's global economic activities account for 12% of global GDP, yet the Chinese currency is used only in about 2 - 3% of global trade volumes. Currently, the US dollars, Euro and Yen still dominates the international trade scenes.
-What are the implications of the "internationalization" of RMB?
-How would the US dollar and Euro be affected?
-What challenges are/will be faced by China if RMB is internationalized?
Dear Bruno & David,
interesting is the question of the Central Bank. The Fed can make use of the monetary policy with the operation of the monetary base (increase in the money supply by buying bonds) to finance the deficit. So the US has bailed out the banks and have come out of the crisis.
Until recently, the European Central Bank could not buy the bonds to cover the deficit of the countries in crisis. The EU countries had only the lever of fiscal policy. To cover the deficit, the income and assets of households and businesses have been squeezed (very high levels of taxation). The latter, by reaction, have opted for the liquidity preference and have fallen into a liquidity trap. The result was the reduction of the velocity of circulation of money, and the deepening of the crisis with firm failures and higher unemployment.
Moral: it is not enough that there is a central bank, but it must have the power to expand the monetary base and then to do a real monetary policy. If a country do not have this power, they do not trigger neither investments nor consumptions and the Keynesian multiplier can not operate.
Have a good night.Following
About Financial Risk Management
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Resolution: standard / high
Figure 4.
Prioritizing essential nematode drug targets. This flow diagram outlines our approach to drug target prediction and prioritization for parasitic nematodes. Some steps are clear "keep or reject" decisions because the genes failing these criteria are either not easily amenable to further development or have an unacceptable probability of being essential. Other steps are used to quantitatively refine the weighting to produce a ranked list of essential drug targets.
Doyle et al. BMC Genomics 2010 11:222 doi:10.1186/1471-2164-11-222


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Stein Mart June Comps Gain
Friday July 11th, 2014 - 11:06AM
These are shortcuts to your favorite social networking and bookmark sites. Add this story to your Facebook page, del.icio.us, DiggIt, and many others!
For the five-week period ended July 5, Stein Mart, Inc. posted sales of $113.2 million, a 3.8% increase from the five-week period last year. Comparable store sales increased 2.6% from the month last year.
In terms of regions, Florida, the Carolinas and California had the strongest sales in June, according to the company, while the Gulf States and Texas were more challenged, it stated.
Stein Mart operated 265 stores at the end of June versus 262 stores at the same time last year, the company noted.
Tags: stein mart • june • florida • carolina • california • gulf • texas • sales • comparable store sales • Housewares • Cookware & Bakeware • Vacuum Cleaners/Electric Cleaning • Health & Personal Care • Home Décor • Home Environment • Small Electrics • Organization & Cleaning • Tabletop • Gadgets & Kitchen Tools • Retail • Financials •
ARC International Debuts Corona, Modelo Beer Brand Glassware »
Dollar Tree Rebranding Deals Stores
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NPD Survey Finds Consumer Mood Brighter Heading Into Holidays
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The holiday season must be approaching, because retailers are adding items to their wish lists. I don't mean the products expected to be big sellers during the fourth quarter. I'm referring to new demands by retailers to their suppliers for fees, price allowances and other hands-tying arrangements.


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- Forum: Classic Menswear
- Thread: Best Suit at Men's Wearhouse
The biggest issue is the fit. These guys like to stick you in the biggest baggiest suit possible. Whatever they say you are in size, go down one! Otherwise a cheap suit with good tailoring can be just as good looking as an expensive suit with poor tailoring.


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Nepal Tourist Traps
Kathmandu Airport
Be wary of groups of young men who try to carry your bag/open taxi doors etc for you as soon as you come out of the airport, then demand a 'trinket' - usually currency. It can be quite dazing and confusing after a long haul flight, and a long time waiting in a queue for a visa - I thought the guy who carried my bag was from the 'pick up' guy from...more
Street Peddlers
Street peddlers in Thamel get to be a frustration at times, but don't let them get the best of you. They will try to sell you anything from tiger balm to drugs. Simply say no thanks and keep walking. If they follow you keep walking or walk into a store. They may even try to insult you, but just ignore it.more
Mountain Flights
Most of these Everest sightseeing flights say that you will get a very close view of Everest - well you do see Everest but not really that close. These trips are great if you want a general mountain view or don't/can't hike in the Everest region. Enjoy the amazing views of the Himalayas, because it really is nice - if it's a clear day! Go hiking in...more
Service Charges and Taxes
Another commonly asked question is about Service Charges and TaxesBased on my own experiences over the last 21 years, I have seen the 10% service charge and 13%tax slowly creep in – 20 years ago this was unheard of, then I started noticing it at some of the Kathmandu hotels and a few tourist class restaurants – But over the years it has spread to...more
Outside KTM airport - annoyances!
Be wary of groups of young men who try to carry your bag/open taxi doors etc for you as soon as you come out of the airport, then demand a 'trinket' - usually currency. It can be quite dazing and confusing after a long haul flight, and a long time waiting in a queue for a visa - I thought the guy who carried my bag was from the 'pick up' guy from...more
Pokhara Cyber Cafe - warning
I don't recommend Pokhara Cyber Cafe run by Tamagi T&TP LTD. Cafe on the same side of the street as STandard Chatered bank, you have to go upstairs to get to Cafe. Computers infected by viruses (they infected my flash memory), slow connection, unhelpful and grumpy staff. Choose another Internet Cafe :)more
Mountain Climbing In Nepal with...
Nepal is a country full of many opportunities for adventure. It also has the most spectacular and breathes taking beautiful scenery not to be seen in any other parts of the world. There is also the world-famous mountain range, the Himalayas, a part of which of course is the highest mountain on this earth, Mt. Everest 8848m. The travel agency...more
Crossing to india
If crossing the border from nepal to india at sunauli and someone offers to sell you a ticket in nepal that will get you on a bus in india do not believe them. I bought a ticket from the nepal side that was apparently going to get me to varanasi. I was told to meet a guy called babu once on the india side. I met him and of course the usual story...more
Warning for Film Processing in Kathmandu
Having just returned form an Excellent though Expensive trek to Lo Manthang, Upper Mustang, Nepal, My friend took 9 films for processing to "The Image Centre" (Colour Link) JP Road (Same street and same side as the kathmandu Guesthouse) Tel 4251468They Destroyed 9 films and then blamed her Camera, which is fine and an expensive SLR model (Also she...more
Stealing 'Dhal Bat woman'
Everything got more expensive in Nepal over the last ten years, as everywhere, yes, but... it is crazy sometimes, the new 'magic menu' as we started calling it. Everywhere you will find it, in the Annapurna region, and it is especially magic because it conjurs up a load of money for the people that in many small places cannot even conceive of how...more
Thamel Peddlers
Street peddlers in Thamel get to be a frustration at times, but don't let them get the best of you. They will try to sell you anything from tiger balm to drugs. Simply say no thanks and keep walking. If they follow you keep walking or walk into a store. They may even try to insult you, but just ignore it.more
not really a complaint, BUT...
..... the street peddlers can get a little on the nerves after you have firmly, but politely said, no, for the hundreth time because you have already bought all the souvenirs you're planning to buy, and even if they drop their price another 100 rupees you're not going to change your mind.Now, please do not get me wrong. I have a lot of empathy for...more
Touts at the airport
When we were checking in for our flight back to Delhi, there were a few uniformed guys at the baggage counters, openly demanding a bribe to let baggage thru without paying excess baggage charges. Also, to help you jump the queue etc...Infact, we had forgotten to X-ray our bag since we we thought we were running late. The guys at check-in didnt seem...more
Street Beggars
Please don't be tempted to give to street beggars, I Know that this can be difficult but by giving, it can actually do a Lot of Harm. I have written a travelogue on this subject entitled "The Enlightened Tourist" so If this subject interests you then Please read it, Thanks -- Robmore
krua Thai Restaurant & Bar
This is one place that I Definately would NOT recommend !!First the food is Overpriced and Poor Quality, Then I got my little bag stolen in here -- I Know that getting my bag stolen wasn't exactly the fault of the restaurant but afterwards they were Very unhelpful -- and there was a question as to who stole it ????I had hung this little bag over...more
"no need guide"!!!!
Going down from Sarangkot to Pokara by the trail it is going to pop out from nowhere young boys saying you are going on the wrong way and that there is a short cut down...nosense...they want to serve you as a guide to show you "the only possible way "to go down...and then get some in payment. Unless you really want their company, just say thanks...more
Not as close-up as you would hope...
Most of these Everest sightseeing flights say that you will get a very close view of Everest - well you do see Everest but not really that close. These trips are great if you want a general mountain view or don't/can't hike in the Everest region. Enjoy the amazing views of the Himalayas, because it really is nice - if it's a clear day! Go hiking...more
Red dot between your eyes
It's a sort of welcome. Religious people want to put a red dot on your head. The meaning of the red dot is very peacefull; so don't worry. But very often a donation is required. So that's why many tourists only fall for it on the first day after arrival.So, the red dot now means; I am new here. (and still a little ignorant.) With a little soap you...more
What to buy in Nepal to take home?
Hand-crafted goods from Nepal were coveted across Central Asia in ancient times for their superior quality and intricate workmanship. Today, the skills inherited from the old masters continue to be practiced with the same devotion to bring you works of art which you will forever cherish. Garments. Handmade garments like shawls, woolen sweaters,...more
Be ware of children guides!!
When in Pokhara, I planned to visit " World Peace Pagoda" by walk but took the wrong way so that I chose to do it from "Devi's Fall" instead of Anduna. There were several children (actually teenager ~ 13~16 yrs.) inside and one og them came to me strating to introduce things. I asked him to take me to Pagoda at 150Rs. He said he wanted to be with...more
Holy men - holy paisa!
At very strategic places holy men (sadhus) in various states of dress and undress and hairstyles will be strutting their stuff and encouraging you to take their picture.Once you have clicked a sudden agility assumes on part of the sadhus and outstrethced hands ask for money for having taken their picture. And not small money, please!You may only...more
Handling street peddlars
In Kathmandu, and to some degree in Pokhara as well, visitors need to get acclimatised to locals selling a wonderful array of life's essentials in the street. It's hard to move without passing the opportunity to pick up Tiger Balm, Swiss Army Knife, flutes, an offer of a taxi, a guide for a trek... etc. First of all, don't get annoyed - these...more
Fake Sadhus
For every real sadhu in Nepal there are ten fakes, so say my Nepali friends. Yes, in the cities: Kathmandu, Patan and Bhaktapur, you are destined to find fake sadhus. And sometimes they are tough to distinguish from the real ones. First of all, sadhus are not beggars and actually do not want material possessions. So an openly begging sadhu is a...more
Kathmandu Durbar Square
Kathmandu's Durbar Square was not only disappointing, but also annoying. There were more peddlers than pidgins, and believe me there were a lot of pidgins. I found Kathmandu's Durbar Square to be quite a tourist trip, including the "khumari dev of the living goddess", which itself has turned into more of a tourist attraction and she doesn't even...more
If I see ONE MORE peddler hawking Tiger...
First of all, you can get Tiger Balm anywhere now AND, you might even get it for less in the U.S.A. But of course, then you won't be able to nonchalently inform others about how you bought it while you were HALFWAY AROUND THE WORLD, VISITING KATHMANDU.....!Similar nuisances are the Indians coming up to you with marigolds or colored powders to rub...more
Photos with 'Holy Men' - be careful!
If you wish to pose with any of the various 'Holy Man' in an around kathmandu, be prepared to pay for them for posing with you. Sometimes they may get quite rowdy if you don't pay. Last time I was there, one of my fellow travellers was chased by a bunch of them after he posed for photographs with them and refused to pay. Agree on a price first...more
Entering Nepal for the third time in one...
It can be a problem to enter Nepal for the third time in one year. It's not that you can't enter the country anymore but some formalities had to be done. When it happend to me I had to go to the Imigration Office in Kathmandu.I had to fill in a form with some personal information and the officials would give me a new visa. Of course it is Nepal and...more
Fill up your travel visa (with photo)...
Fill up your travel visa (with photo attached) beforehand and get ready exactly US$30 for the visa fees when you arrive at the Tribuvan Airport, so that they could process your visa. This will save you a lot of time especially if you are landing late at night, trust me.more
Have a plan before you walk...
Have a plan before you walk out of the airport in Kathmandu. You will be astounded at the mob of people shouting and trying to take your bag to a cab. It isn't aggressive in a rough way but it was definitely intimidating. It was actually fun to stand back and watch as each person leaving the airport was overtaken by the mob. Also, beware of people...more
Sadhus...real or fake?
Fake sadhus. My dictionary says that a sadhu is a 'Hindu mendicant ascetic.' Which means (in ordinary English) a holy man (about 90% of them are men) who depends upon charity to survive. In Nepal they usually wear orange robes and have hair and beards that have long remained uncut. Sadhus belong to many different sects or orders. When one joins a...more
When you arrive at the airport...
When you arrive at the airport there will probably be a swarming crowd of people and can feel a bit intimidating. Try to have something arranged prior to your arrival such as transportation so you don't get sucked into an overpriced cab ride or something worse. A few fellows offered to carry my luggage to the van ( I stupidly thought out of the...more
When leaving the airport have...
When leaving the airport have all your lugage in a firm grip. You will be stormed by men who want to carry your suitcases and backpacks to any expensive taxi they see, and expect a rather large fee for this 'service'. Be rude to them if that is the only way to get rid of them! Even if you are not a good negotiator don't pay more than 200 rupies for...more
Watch out in Bodhnath (Tibetan...
Watch out in Bodhnath (Tibetan community outside Kathmandu) , or actually, anywhere where there are Tibetan-style traders. Hard to get a good price from those guys - especially in Bodhnath. Pity, some of the stuff is fantastic.more
THE STREETS OF KATHMANDU ARE FILLED WITH PEOPLE TRYING TO SELL YOU SOMETHING OR OTHER. ON THE WHOLE THOUGH, I FOUND THAT THE THINGS OFFERED BY STREET MERCHANTS IN NEPAL TENDED TOWARD THE PRACTICAL, AND THE INTERESTING...more
Like in the usual way, taxi...
Like in the usual way, taxi driver almost need to have more and more and more...Once a toke the taxi to the other side of Katmandou(bus terminal), I told the driver the name, the answer was Ok, then he toke a complete different way, afterwards he stoped to talk with a friend, I told him to go straighd to the bus terminal, and not to the place where...more
during the month of march 2002...
during the month of march 2002 I did the circuit again and extended it with a Trek to the Annapurna BaseCamp. The problem nowadays is that on this trek the rooms are with fixed price as well as the foodmenu. Not as cheap as it used to be and a bit unfair.more
It's very easy to loose your...
It's very easy to loose your temper when someone tries to jack you of again, but keep in mind that bargaining is a part of the Nepali culture and that you have a one-year Nepali salary in your backpack.more
Somebody had mentioned the...
Somebody had mentioned the 'tiger balm and khukari guys' as a trap. There are many guys hawking stuff out on the street, especially in Thamel and Basentapur, but if you say to them, 'chine-dine-ahhh' they will repeat that and go away without a problem. It means, 'no, thanks, I don't want it'. I don't know WHY they always repeat that, but they do,...more
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Nepal Hotels
Tiger Tops Tharu Lodge
When you arrive and walk into the resort's main room, there is immediately a feeling of relief from...more
Dwarika's Hotel Kathmandu
Dwarika's is close to the airport, safe and very good, gives excellent service, has good food and a...more
Fishtail Lodge
Fishtail Lodge is the most beautiful hotel we ever stayed. Even though it is small in size but its...more
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text: Adequate, but shower leaked into the main room, the expensive wifi frequently failed, and housekeeping staff only worked until 13:00 so a late night meant no fresh towels. The location is half way up the hill upon which Toledo sits so every morning includes a climb. I am unlikely to stay here again.


text:
King_Penguin Nov 19, 2012 1:21 AM
Re: I bought application that doesn't work(crushes on start), can I get my money back? in response to debugger 11
You've tried deleting and re-downloading the app and tried contacting the developer (there should be a link to contact them on the app's description page in the store) ? If you don't get a reply from the developer then try the 'report a problem' link from your purchase history : log into your account on your computer's iTunes via Store > View My Account and you should then see a Purchase History section with a 'see all' link to the right of it ; click on that and you should see a list of your purchases ; find that app and use the 'Report a Problem' link (iTunes support should reply within, I think, 24 to 48 hours).
Some people have had a problem with the 'report a problem' link (it's been taking people to this site on a browser instead of showing a form in iTunes) - if it does that to you then try contacting iTunes support via this page : http://www.apple.com/support/itunes/contact/- click on Contact iTunes Store Support on the right-hand side of the page.


text:
Get recreational fish species information on the go with the NZ Fishing Rules App. The application helps you to identify recreational fish species common in your area through images, then displays relevant information such as the minimum legal size, maximum daily limits and area bag limits. Short videos embedded within the application show how to release undersize fish correctly and also how to measure/determine the sex of crayfish. Local notices will give you updates on any temporary closures in the area.
K O Retired grey nomad
The information provided is 100% perfect, and the App. is really good.
It's a crap app , i cant get identity pics , so what's the point ,,,, I have an HTC one
Great app Has pictures of fish plus the rules.
Greatest tool ive seen for fishing and diving yet...
Just blank screen after main screen. Doesn't tell you anything. Tried to download it twice with same result :-(
What's New
Fixed an issue relating to the images of the fish showing in the gallery.


text:
Updated: May 29, 2008, 10:07 AM ETBy Mag.com Staff
[Ed.'s Note: ESPN.com's Jerry Crasnick wrote a great piece about Chase Utley in the current issue of ESPN The Magazine. But an accompanying chart about the top ten picks in the 2000 draft, writen by The Mag's MLB staff, got less than rave reviews for its portrayal of the Padres' Adrian Gonzalez. The harshest critic? Crasnick himself.]
"You guys sold Adrian Gonzalez short when you referred to him as a 'decent Padre' in The Mag's MLB draft package. The guy hit 30 homers and drove in 100 ...
Read full story
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So sorry, but only 4 items are allowed for comparison. I blame the gnomes and so should you.
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You probably would've looked amazing with it too.
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The Petzl e+Lite Headband is a replacement elastic headband for when your original headband gets lost, all broken, or just super gross. The headband is the exact same that is included with an e+Lite headlamp, and can help extend the life of the rest of the headlamp as the headband wears down. Since the e+Lite features Petzl's clip attachment system, it's super easy to swap out to a new headband. Really. Please note that this product page offers the replacement headband ONLY, and not the e+Lite headlamp. Sorry about it.
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Video: Meek Mill Ft. Nicki Minaj & Chris Brown – All Eyes On You
Meek Mill comes through with the visuals to his Nicki Minaj and Chris Brown collaboration entitled "All Eyes On You" directed by Benny Boom. Taken off Meek Mill's album 'Dreams Worth More Than Money'.
Video: Big Sean Ft Chris Brown & Ty Dolla $ign – Play No Games
Big Sean continues dropping new videos from his album Dark Sky Paradise. This time he gives us the visuals to "Play No Games" featuring Chris Brown and Ty Dolla $ign.
Video: Pitbull – Fun (Ft Chris Brown)
Pitbull will release his new album "Dale" on July 17th but for now has the video for his latest single "Fun" featuring Chris Brown.
Video: Chris Brown & Tyga – 'Bitches N Marijuana' (Ft ScHoolboy Q)
Chris Brown & Tyga are joined by Schoolboy Q in the club for the video for "Bitches & Marijuana". The song appears on Breezy and Tyga's collaboration project "Fan of a fan: The Album".
DJ Khaled Ft. Chris Brown, Lil Wayne & Big Sean – How Many Times
DJ Khaled recruits Chris Brown, Lil Wayne and Big Sean for a collaboration called "How Many Times" off his album I Changed A Lot. Take a listen to the official stream below along with DJ Khaled's interview on The Breakfast Club.
UPDATE: Music Video added. Available to watch internationally.
Video: Omarion – Post To Be (Ft Chris Brown & Jhené Aiko)
Omarion releases the visuals to his record "Post To be" featuring Chris Brown and Jhene Aiko. The song appeared on his album Sex Playlist which is out now.