text:
|Publication number
|Publication type
|Application number
|Publication date
|Jan 1, 1980
|Filing date
|Aug 11, 1978
|Priority date
|Aug 11, 1978
|Publication number
|Terence A. Hill
|Original Assignee
|Burroughs Corporation
|Export Citation
|BiBTeX, EndNote, RefMan
|Patent Citations (10), Referenced by (7), Classifications (10), Legal Events (2)
|External Links: USPTO, USPTO Assignment, Espacenet
This invention relates to motion transmitting means and particularly to "misalignment couplings" capable of transmitting power between a pair of shafts, despite their relative misalignment, to "override-couplings" ("slip-couplings"), offering a torque-limiting capability.
Workers familiar with the art of making and using various coupling devices are aware that certain "misalignment couplings" have been proposed which are adapted to transmit force (motion) applied along a driving shaft to a relatively misaligned driven shaft (i.e., which may be misaligned either angularly and/or axially with respect to the driving shaft).
One common example is the well known "Oldham coupling" (accommodating axial misalignment); another is the standard universal joint, allowing for angular misalignment. Various other "misalignment couplings" accommodate one or both types of misalignment, such as various flexible couplings--e.g., the "flexible disk" couplings, or the "resilient spider" coupling or the "double-wound-helical" coupling.
Workers are also aware that such "misalignment couplings" can be provided an "override" feature adapted to accommodate, and adjust to, excess applied torque. For instance, the "leaf spring/shaft flat" combination is such an arrangement, as is the "spring loaded ball" clutch and various frictional clutches (a salient example of which would be the so-called "slip-clutch", or torque-limiting indent clutch--such a coupling typically combining an Oldham coupling with a slip-clutch or like, adjustable friction clutch, friction plate, and adapted for limited shaft misalignment). The invention is adapted to provide an improved misalignment/override coupling--one affording great design freedom, with improved flexibility, with more consistent performance; one requiring little assembly time and no torque-adjustments (for moderate torque variations); and a coupling capable of being rendered in very simple, inexpensive, form using simple inexpensive manufacturing techniques.
These and other features and advantages of the present invention will be better appreciated by workers as they become better understood through reference to the following detailed description of present preferred embodiments, these being considered in conjunction with the accompanying drawings, wherein like reference symbols denote like elements and wherein:
FIG. 1 is a very schematic elevation of a vandal door mechanism adapted to advantageously employ the present invention;
FIG. 2 is a side elevation, in partial section, of a preferred embodiment of the invention; the elements of this are shown in simplified, exploded-away fashion in FIG. 3; and shown in a simplified partial section in FIG. 4, indicating an exemplary extreme shaft misalignment;
FIG. 5 is an enlarged schematic perspective end view of the male member of the embodiment in FIG. 2; while FIG. 6 is a similar view, partly cut-away, of the companion female member of this combination; and
FIG. 7 is a simplified end view of the female member of this combination in three different operational configurations, as stressed and distorted by rotated-lobe portions of the male member (these lobe portions being shown in section and simplified).
A preferred embodiment of the invention is shown in FIG. 2, with related views in FIGS. 3-7. This embodiment provides a relatively simple "misalignment/override coupling" M-C between a prescribed driving shaft, S-dg, and a corresponding driven shaft, S-dn--one adapted to accommodate prescribed degrees of shaft-misalignment, torsion and shaft-skew. That is, coupling M-C will be seen as accommodating angular and axial misalignment between shafts as well as providing a torque-limiting (override) capability, further discussed below. Coupling M-C is preferably fashioned as an inexpensive molded two-part combination; that is, members 1 and 2 preferably comprising a pair of injection-molded, semi-rigid (flexible) plastic parts that inter-fit in "male-female" fashion in a prescribed "interference fit", as detailed below.
Coupling M-C generally comprises a relatively concave, female member 1 (a "flexible cup") and an associated, relatively hollow, lobed male member 2 (a "lobed head"). Member 2 is configured and adapted to be received within member 1 and provide the indicated "interference-fit" and function as an inter-shaft coupling with the mentioned advantageous functions.
Details of this embodiment are discussed below relative to FIGS. 4-6; however, more particularly, it will be perceived that female member 1 comprises a hollow cup-shaped cone 11 with a projecting flexible sleeve 13. The inner walls 11-ws of cone 11 describe a "conic frustum" adapted to mate, in frictional interference, with the cylindrical lobed periphery of lobed head or, knob, 2. Cup 11 is closed at its "distal" end (remote from its knob-receiving end) by a cap 15, on which sits the integral projecting resilient sleeve, or boss 13. Sleeve 13 is adapted to be removably fastened to the end of a shaft (e.g., to driving shaft S-dg) by a pin P' which is driven through the shaft cross-section and is received in an opposed registering pinhole (preferably snap-fit therein, as indicated in FIG. 2, see P-C') or fastened in any other suitable fashion as workers in the art well understand.
As further described below, the neck 13-N of sleeve 13 is resilient and tapered, at least adjacent cup 11--the taper affording greater clearance to accommodate shaft misalignment and skew. A deformed flexure portion 13-N, of this sleeve, or boss, is adapted to provide the prescribed angular/torsional resilience as detailed below. Workers will recognize that such a "resilient boss" can be designed to accommodate various degrees of flexure and deformation and so accommodate different degrees of shaft misalignment.
Male member 2 in general takes the form of a cross-sectionally-resilient, somewhat cylindrical head, or knob, 21 with a relatively spherical wall (see 21-ow, FIG. 5). About the exterior of wall 21-ow are a prescribed number of lobes (e.g., as seen in FIG. 7, described below) adapted to interfit in a prescribed manner--according to a principle feature hereof--with the inwardly-tapered inner walls 11-W of cup 11.
"Lobed-head" 21 is affixed on a relatively cylindrical, flexible sleeve 23 which is functionally similar to sleeve 13, mentioned above, and adapted to be fastened on the end of a shaft adapted to be coupled to the shaft on cup 11 (e.g., here see driven shaft S-dn as indicated attached by linking pin P). As in the case of sleeve 13, the proximate, neck portion 23-N of sleeve 23 is formed (e.g., materials used, inner cut-outs provided, etc.) to exhibit a prescribed resilience so as to better accommodate a prescribed distortion and angular misalignment between the shafts. Sleeves 13, 23 are slotted (at S, S' respectively) as necessary to reduce stiffness and improve sleeve resilience and accommodation of the contemplated extreme deformation.
The distal end of shaft S-dg (beyond pin P-C') will be understood as foreshortened and/or beveled to prevent interference with sleeve 13 during extreme shaft misalignment.
Workers will understand how a "misalignment/override" coupling M-C according to the invention may be applied usefully and advantageously. A preferred sort of application is indicated in FIG. 1, indicating the application of such a coupling M-C as part of the driving linkage adapted to open a pair of upper and lower doors, or "vandal gates", U-D, L-D, respectively, in a security arrangement for an apparatus such as a "Remote Teller".
Workers will understand that such a Remote Teller may, for instance, be used to dispense cash upon insertion of a proper credit card and other appropriate and encoded access signals (e.g., punched-in on an associated keyboard by a customer). On a proper signal from the teller-control mechanism--activating the processing of a given inquiry by a customer--the "vandal gates" U-D, L-D will be parted to expose a cash dispensing mechanism, keyboard units and the like. To effect this, the doors, suspended between a pair of toothed-belt linkages T-B, T-B', will be understood as parted by translation of this linkage, this activated, in turn by rotation of associated gear sprockets coupled thereto. These sprockets will be understood as driven in conventional fashion by a common driven-shaft S-dn, coupled to an associated drive motor D-M and driving-shaft S-dg via novel coupling M-C, fashioned according to the invention.
Thus, upon the appropriate signal, drive motor D-M will be activated, and the shafts and linkage move to part the doors, opening them to the limit of their travel, whereupon a switch will be automatically actuated, de-energizing the drive motor. The doors will remain open until the customer transaction is complete, whereupon the drive motor may be again activated (in the reverse direction) to close the doors in the same manner, the motor being de-energized, as before, by actuation of an associated limit switch. Such an arrangement and the operation thereof, will be understood as known in the art and implemented in a conventional way with known elements.
Workers will appreciate that there are several reasons for desiring a misalignment/override coupling like embodiment M-C in such a drive train. Such a coupling can eliminate a safety hazard to customers, preventing one's hand from being trapped and possibly injured by pressure on the closing doors (the torsional override feature of coupling M-C can easily limit the thrust of the drive train below that which would injure a customer's hand, as well understood in the art). Such a coupling can also prevent damage to the door-motor linkage in the event of an attempted forcing of the doors (e.g., forced entry by vandals or forced-closure by a customer)--the motor gearing being protected from overload condition by coupling M-C.
Also, coupling M-C can accommodate misalignment between the driving and driven shafts S-dn, S-dg. It will also accommodate simple, convenient materials and methods of fabrication, as workers will rocognize. Further, in the event of system malfunction (e.g., malfunction of a limit switch supposed to stop the drive motor and limit the opening- or closing- excursion of the doors), coupling M-C can eliminate continuous motor stall and associated overload. Of course, this application is only exemplary; workers will contemplate many other applications for using couplings taught according to the invention.
FIG. 2 will be understood as also indicating a prescribed exemplary axial misalignment between the shafts, namely axial misalignment M-ax [e.g., the order of 0.04 inches for typical construction], plus a prescribed "skew" or angular misalignment M-ng, (e.g., order of up to 10� of arc)--both being accommodated by this coupling embodiment according to the invention.
In addition, each shaft is preferably joined to its respective resilient sleeve, so that a prescribed clearance (S-C, S-C' respectively is afforded; e.g., by oversized ID of sleeve relative to shaft OD)--with a prescribed related clearance in the respective drive-pin holes also (see clearances P-C, P-C'). That is, clearance holes, P-C, P-C' for the drive pins P, P' respectively should exhibit a prescribed "clearance" to allow freedom of movement for the coupling on the shaft, as workers in the art will understand.
By so providing a "clearance-fit" between the (driving and driven) shafts and their respective sleeves, the mentioned axial misalignment M-ax is better accommodated as workers will understand. This capability can be enhanced by allowing each member of the molded coupling M-C to resiliently deform (as further described below) when axially flexed. Slots along the sleeves can easily be configured to provide sleeve-flexure arms which will deform in a prescribed manner and with sufficient compliance to accept a prescribed shaft skew--according to this related feature of invention.
Knob member 2 is shown, somewhat enlarged and in more detail, in FIG. 5 and will be understood as comprised of a head molding having semi-spherical walls on which are disposed an array of sectorial pieces, or lobes L-1, L-2, L-3, disposed symmetrically and equidistant about the periphery thereof. The walls of head 21, and of its connecting sleeve 23-N, are relieved to provide a prescribed degree of flexibility according to a feature of invention. That is, the wall thickness behind each lobe L-1, L-2, L-3 is relieved (see 21-01, 21-02, 21-03) so as to render a thin flexible wall section 21-ow, adapted to provide a prescribed degree of flexibility (indicated functionally in FIG. 7 and described below in respect thereto). Thus, the wall 21-ow define the thickness of the hollow, relatively cylindrical tube 21 between a center-bore 2-CB and the tube periphery. According to this feature, this outer wall is relieved to provide prescribed flexibility accommodating angular and axial misalignment, etc.
As illustrated, head 21 is preferably provided with three drive-lobes L-1, L-2, L-3--though any convenient number may be used, as workers will understand. Lobes L each define a relatively spherical sector, affixed on the head periphery, and are adapted, as indicated herein, to engage the (flats on) inner walls 11-W of cup 11. The outer diameter of wall 21 is, of course, dimensioned to allow lobes L to protrude therebeyond sufficient to effect a frictional engagement therewith. That is, the outer periphery of lobes L defines a spherical radius matching the inside diameter of walls 11-W of cup 11 (flats thereon).
Head 21 is hollow with a center-bore 2-CB (defined by inner wall 21-lw) adapted to "register" with sleeve 23, (and/or is tapered radially-inward therefrom to provide the indicated "interference fit" with the associated shaft S-dn).
The cylindrical walls forming tube 21 are relieved as mentioned, to render a relatively thin inner support wall 21-lw of prescribed flexibility and strength (according to the desired "override capability", as indicated below with respect to FIG. 7, and as workers will understand). The mentioned cut-out sections 21-01, 21-02, 21-03 in outer wall 21-ow help provide this resilience, adjacent a lobe L. Here, three cut-outs 21-O are illustrated, each separated by lands of prescribed size and shape which join the outer wall 21-ow to the inner wall 21-lw. More such slots 21-O may be cut for increased wall flexibility and greater misalignment capability, if such is desired, as workers can perceive.
Any conventional method may be used to key (join) head 21 to its associated shaft (i.e., here, to driven shaft S-dn), such as a straight knurled shaft, or a flat omni-shaft, or the locking pin illustrated in these figures, as workers will appreciate. The center bore 2-CB of knob 21 can be tapered, if desired, to effect a "tapered clearance-fit" on the associated shaft 3-dg, as indicated (similar fit may be used to engage sleeve 13 with its associated shaft S-gg, as workers in the art will understand).
FIG. 6 shows the female member 1 of the subject coupling embodiment in FIGS. 2, 3, but somewhat enlarged and partly-sectioned. Cup 11 will be seen as basically comprising a frusto-conic (tapered cylindrical frustum) molding, the walls 11-W of which are given a prescribed flexibility according to their configuration and material. That is--according to a novel feature--cup 11 is so configured (e.g., walls relieved) and so fashioned (e.g., compliant plastic used) as to "tailor" the overall coupling's flexibility. A moldable plastic like a polyacetal (e.g., "poly Penco-Delrin") is preferred. A change in this (e.g., stiffer plastic and/or less wall-relief or less slotting of either member) will be understood as shifting characteristics (e.g., more stiffness and transmission of higher torque level--less shaft skew tolerated). A variation in the number of lobes used will do likewise--e.g., fewer lobes and/or narrower "flats" will provide a "softer" start (less torsional friction) and less operational heat (friction reduced--more slippage, less risk of heat softening material). For instance, using the mentioned poly-acetal in this embodiment has been found satisfactory up to about 30 rpm (ambient 70� F.).
The inside of walls 11-W is also provided with an array of interior cam-drive flats 11-F corresponding with the array of lobes on knob 2--i.e., each flat disposed and adapted to engage a respective drive lobe L on knob 2 in a prescribed manner, as workers will understand. That is, flats 11-F correspond in number to lobes L; i.e., the number of flats is the same as the number of drive-lobes L, or a multiple thereof--appropriately spaced.
Flats 11-F extend a prescribed distance axially along the inner wall surface 11-WS and will be seen as arrayed symmetrically about the axial center of cup 11.
More particularly, these cam-drive flats 11-F will be understood as offering an "interference fit" when engaged with drive lobes L and will preferably be tapered, axially, to give a prescribed "torque adjustment" as further detailed below. The inner, relatively conical, chamber so formed by the flats and inner wall surface will be seen to function as a drive (concave engagement) surface having a diameter matching the OD across the apex of the drive lobes, as mentioned above. This drive chamber is preferably tapered inwardly as indicated (to a conic section)--although it may optionally be made non-tapering for a particular application. That is, when a non-tapered chamber should give relatively constant torque-transmission, such a taper provides a way of modifying torque transmission, according to the depth of lobe penetration.
Cup 11 terminates in a cap 15 which is joined to a projecting resilient sleeve 13 as indicated above. Sleeve 13 has a relatively flexible neck portion 13-N as mentioned, with its proximate end joined to cap 15 in a relatively flexible joint. Accordingly, as an optional feature hereof, cap 15 is given a prescribed axial and torsional resilience--e.g., it may be relieved as indicated in FIG. 6 at 15-CO (see also FIG. 2) to render it "softer", less stiff, and more resilient--particularly for accommodating axial and angular (torsion) misalignment--this being kept consistant with torsional strength, of course, as workers will understand.
Additionally, slots may be cut-out along the length of sleeve 13 as indicated as 13-SL to provide greater angular flexibility and so accommodate a prescribed shaft misalignment as workers will understand. (Likewise for sleeve 23). Further, the inner proximate portion of the center bore 13-CB of sleeve 13 may be tapered as required to enhance the misalignment-accommodating capabilities of the device--i.e., to shaft-sleeve contact under extreme misalignment (also an assembly convenience).
The operation of the above-described embodiment will generally be understood by workers, but will become clearer upon consideration of FIGS. 4 and 7, treated below.
Referring to FIG. 7, three somewhat simplified sectional, end views will be seen; these showing, in cross-section, knob 21 engaged drivingly within cup 11 in a sequence of three successive typical modes:--"Driving" (FIG. 7A); "Override" (FIG. 7B) and "Slipping" (FIG. 7C).
Here, knob 2 will be assumed as frictionally, drivingly fitted into cup 11 sufficient (penetration) to bring the coupling into the desired operational mode, with the drive shaft coupled to drive the driven shaft. That is, the hhead 21 of knob 2 is fitted drivingly engaged within inner cup walls 11-W, with lobes L engaged with respective flats in FIG. 7A. Workers will appreciate that the drive lobes (e.g., lobe L-1) are here engaged on one side of an associated flat 11-F, while cup 11 (its associated driving shaft) is being torsionally urged, under a prescribed "over-torque" Ft, in the indicated direction.
This over-torque will be understood as sufficient to cause a deforming flexure of the cup walls supporting any given lobe (e.g., of wall section 21-wl supporting lobe L-1, deforming cup 11 and stretching the inter-flat segments, flattening them somewhat) as the lobes are forced, "scrapingly", across a drive-flat, as indicated in FIG. 7B.
Finally, the lobes, will be understood as completing their excursion across the flats, to be thereafter "released" (the supporting wall portions thereof resiliently returning to normal, undeformed condition) to "slip" to the next drive position (e.g., L-1 slipping rotationally sufficient to engage the succeeding flat 11-F' in FIG. 7C). Thus, the desired torque-limited coupling is effected according to the invention.
More particularly, when the indicated torque is applied to either drive shaft (either to that coupled to the knob or that coupled to the cup), and rotates them to a prescribed degree relative to one another, the "driving" member will revolve until the drive lobes L on knob 2 are engaged with the cam-drive flats on cup 11. This will interlock the coupling members, so as to revolve both members in a "driving, coupled mode" (FIG. 7A). And, if the resistive torque from the driven side is proper, (i.e., not "over-torqued") the unit will continue to revolve normally.
However, if this resistive torque increases beyond the prescribed transmissible level of the coupling, (torque-limitation feature) then coupling M-C will assume "override mode", and begin to "slip" as desired (FIG. 7B) (e.g., this might be induced by a hand caught between the gates U-D, L-D of FIG. 1). When this occurs the flexure-walls under the drive lobes are depressed and deformed sufficient to allow each lobe to pass compliantly across its engaged cam flat and be disconnected therefrom frictionally--the lobe continuing to rotate until engaging the next successive drive flat (whereupon a new torque-limiting sequence begins). This sequence will continue until the resistive torque falls below the transmittable torque level (Tt) of the coupling--a level which may be designed-in and tailored to suit the convenience of the user, according to a feature of this invention--and something that will be much appreciated by those skilled in the art.
FIG. 4 may be considered for a better appreciation of how members 1, 2 inter-fit, and how the spherical lobe arrangement on knob 2 can accommodate angular and axial shaft misalignment as well as "override" torque. The spherical outer-diameter (L-OD) of lobes L must be the same as the mean internal diameter IDm of cup 11. [i.e., L-OD=IDm ]. This relation should minimize changes in torque output as angular misalignment increases--something of advantage as workers in the art will greatly appreciate.
This advantage is better understood by considering a prescribed exemplary angular misalignment (M-ng) between knob 2 and cup 11. Here, it will be assumed that the inner cup walls 11-W have a prescribed internal radius 11-IR and a prescribed taper 11-W-T, as specified above. Workers will appreciate that angular deviations as great as 10 degrees and axial misalignment as much as 40 mils have been achieved with such embodiments--something surprising in the art.
Also, the drive taper 11-W-T can be formed to suit each particular requirement: a convenience feature workers will appreciate. For example, if a mechanism is required to be driven over a particular torque range, a drive taper can be provided to give the minimum torque at minimum knob insertion extent and a maximum torque at maximum insertion. Thus, advantageously, no "setting" of the assembly is required for varying levels of torque--the coupling will always deliver the applied torque as long as it falls between the Maximum and Minimum levels specified and designed-in. And, minimum knob-penetration can be controlled to yield minimum torque transmission, with this increasing as penetration increases (with tapered cup)--up to the prescribed maximum (penetration/torque output)--after which "slip" occurs. Such a non-critical penetration factor is seen as quite new and useful for such couplings.
Workers will perceive that such features provide "design freedom" and "user versatility"--whereby one is able to mount the driving and driven shafts to very "open tolerances", yet still ensure that drive torque specifications will be achieved and not exceeded. Workers will be surprised at the simplicity of such couplings and their associated low cost and ease of manufacture (e.g., design easily modified by slight change in molds yet producing a marked change in performance--such as lobe-enlargement, increase in number, etc; change in wall-relief giving stiffness change). The consistent torque slip output (no bedding in period needed) will also be appreciated.
Workers will appreciate that the above indicated embodiment can be manufactured simply, conveniently, and economically, using "state-of-art" techniques. Preferably, the coupling is manufactured by known, economical injection molding techniques. Workers will appreciate that misalignment couplings having a variable-torque accommodation are not characteristically produced in such an economical fashion, nor using such simple, known parts and materials. Of course, as mentioned, one will change frictional and resilience characteristics--simply by modifying the material and/or slotting of the molded part--to meet any particular specification. The size, number, location, etc., of projecting parts and slots (relieving) can be molded quite conveniently and easily modified--according to simple techniques--a feature of great convenience and versatility. Thus, interchangable mold "inserts" may be provided, as workers can see, to enable variations of the coupling to be produced which meet a wide array of torque and mounting requirements--these requiring only a quick, simple insertion into, or removal of, parts into the molds.
It will be understood that the preferred embodiments described herein are only exemplary, and that the invention is capable of many modifications and variations in construction, arrangement and use without departing from the spirit of the invention.
For instance: one member may be made rigid, with the other resilient; lobes might be placed on the cup and flats on the knob; the lobes (which give mostly "point contact" in the illustrated embodiment) could be fashioned as a knob, or fashioned more as a "blade", or otherwise to give "line contact" and resist pivoting (where no substantial misalignment is contemplated; e.g., in an in-line shaft array); or the lobes could be made more flexible (e.g., for smooth "clutch-slip") and/or their mount more stiff; the lobe-flat array could be arranged to provide "only unidirectional slip", with positive drive for "REVERSE" and/or to provide "soft start" characteristics (reducing "starting-shock" and overall power consumption)--also the lobe/flat "slip coupling" could be eliminated in a modified "non-slip" flexible coupling.
Further modifications of the invention are also possible. For example, the means and methods disclosed herein are also applicable to other shaft systems and the like. Also, the present invention is applicable for different coupling requirements where only some (and not all) of the indicated operating features are desired.
The above examples of possible variations of the present invention are merely illustrative. Accordingly, the present invention is to be considered as including all possible modifications and variations coming within the scope of the invention as defined by the appended claims.
|Cited Patent
|Filing date
|Publication date
|Jan 4, 1912
|Apr 7, 1914
|Underwood Computing Machine Co
|Sep 13, 1920
|Jun 17, 1924
|Cincinnati Ball Crank Co
|Universal joint
|Apr 21, 1934
|Jun 15, 1937
|Bruno W Henning
|Coupling device
|Oct 21, 1938
|Jul 4, 1939
|Gen Motors Corp
|Slip clutch device
|Jun 30, 1943
|Feb 8, 1949
|Siesel Josephine M
|Yielding drive
|Feb 15, 1945
|Mar 21, 1950
|Guy G Ogden
|Jun 27, 1955
|Jun 26, 1956
|Emsco Mfg Company
|Combination free swivel and controlled torque joint
|Jan 10, 1973
|Sep 10, 1974
|Stihl Maschf Andreas
|Drive clutch
|Jan 8, 1975
|Jan 20, 1976
|Ideal Toy Corporation
|Toy vehicle clutch
|Aug 28, 1975
|Feb 8, 1977
|Hilti Aktiengesellschaft
|Drilling tool with drill and receiving element
|Citing Patent
|Filing date
|Publication date
|Jul 18, 1983
|Oct 8, 1985
|Danelson Terry L
|Drive assembly
|Jun 7, 1982
|May 6, 1986
|Danelson Terry L
|Drive assembly
|Jan 16, 1985
|Feb 24, 1987
|Frederick Manufacturing Company
|Conical drive
|Aug 30, 1991
|Sep 7, 1993
|Build-A-Mold Limited
|Torque limiter for wheel-lift mechanism
|May 18, 1995
|Mar 4, 1997
|Milwaukee Electric Tool Corp.
|Impact absorption mechanism for power tools
|Sep 7, 1999
|Apr 24, 2001
|The Fairchild Corporation
|Hold down fastener
|Nov 15, 2011
|Apr 11, 2012
|Gear and thin-wall disc combined type coupling
|U.S. Classification
|464/37, 464/78, 464/114, 464/42
|International Classification
|Cooperative Classification
|European Classification
|Jul 13, 1984
Owner name: BURROUGHS CORPORATION
Free format text: MERGER;ASSIGNORS:BURROUGHS CORPORATION A CORP OF MI (MERGED INTO);BURROUGHS DELAWARE INCORPORATEDA DE CORP. (CHANGED TO);REEL/FRAME:004312/0324
Effective date: 19840530
|Nov 22, 1988
Owner name: UNISYS CORPORATION, PENNSYLVANIA
Free format text: MERGER;ASSIGNOR:BURROUGHS CORPORATION;REEL/FRAME:005012/0501
Effective date: 19880509


text:
Philadelphia—While Ascena Retail Group, which recently acquired Charming Shoppes, may be planning to shutter its Fashion Bug stores, David Jaffe, Ascena's ceo, said this week he hopes to preserve about 7,500 jobs that could have been lost when Fashion Bug, and Charming's Bensalem, Pennsylvania, executives offices close.
In an interview with the Philadelphia Inquirer, Jaffe said Ascena, parent of dressbarn, maurices and Justice stores, is committed for at least three years to the Bensalem office.
During that time, Ascena will be looking to eliminate duplications in administrative jobs between the Bensalem office and its headquarters in Suffern, New York.
Jaffe couldn't say how many jobs might be lost when the Bensalem office eventually closes, but he indicated that based on previous acquisitions few jobs might be lost.
"We're not focused on eliminating jobs. We're focused on running the business as effectively as we can," Jaffe said.
Moreover, with expansion plans underway for Ascena's brands and the newly acquired Lane Bryant and Catherines, Jaffe said "with this growth comes the need for more people.
In fact, many of the Fashion Bug employees may find jobs at Ascena's other retail brands.
"What we have is a plan in place to engage these associates with job postings as well as an interview process that can get them in front of the other brands," Jaffe said.
For commercial purposes, extract supplements can be obtained from the fruit of the pericarp. Garcinia cambogia reviews is performed by a physician Chen and Oz to prove that it is an herb for weight loss, a lot of research has been done. Studies, Garcinia cambogia extract supplementation decreases the weight of the body fat accumulation, was shown to have a positive effect on prevention. We are important substances such as cholesterol (LDL), reduces the serum leptin and triglycerides. In addition, it will increase the level of serotonin and cholesterol (HDL). The study also, Garcinia cambogia extract supplements, has proven that there are no significant adverse effects on many of the eight weeks, such as its use.

subset: commoncrawl


text:
The business with the best technology wins
Clive Woodward, the world cup winning rugby coach, understands the fundamental value of technology to produce a world class result. And whilst he would say technology isn't the only thing that produced the world cup, it was a key element of England's success.
From experience, we know that your business will need to overcome different challenges at different times to achieve your objectives, sustain growth and ensure longevity. How has technology served your business so far, is there scope to improve?
The breadth of Information Technology is so broad that it is difficult to explain concisely on a website, as a business leader you will have your own unique requirements that fit with the vision for where your business is going.
We understand that the key foundations to delivering the right technology strategy that supports the growth of your business and achieves tangible business outcomes, can be defined as:
- Scalability; providing solutions that stand the test of time as your company evolves.
- Efficiency; about consistent never-ending improvement.
- Transparency; helping your team to see the complete picture
- Communication; delivering information effectively and simply.
- Innovation; creating solutions to your biggest business challenges.
- Security; mitigating the risk of doing business and restoration when something goes wrong.
- Trust; the faith in knowing your best interests are at heart.
- Knowledge; providing the depth of knowledge in technology, so that you don't have to.
To facilitate this we can provide an extensive portfolio of information technology services that cover the following areas:
- IT hardware and software supply
- IT support and services
- Cloud and Internet Services
- Telephones – fixed, mobile and VoIP
Upcoming Events
None found.
Recent News
- Research shows staff big threat to business cyber security
- New appointment at Bespoke Computing
- Logistics experts order virtual IT director support
- Failure to log emails could devastate your business
Recent Blogs
- Cloud use doesn't vaporise your IT costs
- Are you bursting to blog?
- Has technological change crept up on you?
- The IT manager role is dead. Discuss.


text:
Great theatre!
The best place to watch a game at PPL!
Get that loyalty special.
Ask for a fish bowl
C'mon The U
Best funnel cake on the boardwalk!
Great place to pick up little things.
Foursquare © 2015 Lovingly made in NYC & SF
Download Foursquare for your smart phone and start exploring the world around you!


text:
Re: [SpecialKgroup] Re: introducing myself
Expand Messages
- Hi Hilda,
We can try working together, We start tomorrow. I am hoping to loose 30kgs. You are not alone dear, I am sure we shall manage.
--- In SpecialKgroup@ yahoogroups. com, "hspencer1969" <hspencer1969@ ...>
> Hi I am Hilda from Chicago,
> I will be starting my diet August 1st. i need a buddy please, i need support. i want to lose 50pds by October, anyone wants to be my buddy i am open.
- hi hilda. I'm from florida and I am trying this diet too. I also need support and want to lose weight by October.
----- Original Message ----
From: hspencer1969 <hspencer1969@...>
i want to lose 50pds by October, anyone wants to be my buddy i
am open.
Your message has been successfully submitted and would be delivered to recipients shortly.


text:
Florida State v Maryland
Logan Aronhalt of the Maryland Terrapins looks on during a college... News PhotoBasketball - Sport,College Park,Florida State Seminoles,Florida State University,Full Length,Looking,Maryland - State,Maryland Terrapins,Match - Sport,Men's College Basketball,NCAA,NCAA College Basketball,Sport,USA,Vertical,Xfinity Center - MarylandPhotographer Mitchell LaytonCollection: Getty Images Sport 2013 Mitchell LaytonCOLLEGE PARK, MD - JANUARY 9: Logan Aronhalt #2 of the Maryland Terrapins looks on during a college basketball game against the Florida State Seminoles on January 9, 2013 at the Comcast Center in College Park, Maryland. The Seminoles won 65-62. (Photo by Mitchell Layton/Getty Images)


text:
The blog where we discuss latest updates to work/family legal issues.
Anne-Marie Slaughter's new book, Unfinished Business: Women Men Work Family, out this week, has attracted a firestorm of media attention. The book brings much-needed attention to many of the critical issues facing working families, issues we work on every day:
To celebrate Labor Day on Monday, President Obama signed an Executive Order guaranteeing paid sick time to approximately 300,000 employees of federal contractors! Workers covered by the Order will be entitled to earn up to seven paid sick days a year to address their health needs, care for ill family members, or address personal or family needs related to domestic violence, sexual assault, or stalking. The Order will take effect with new 2017 federal contracts.Tags: FAMILY Act, Healthy Families Act, Executive Order, Paid Sick Days, Paid Sick Time Read More
This week is World Breastfeeding Week and across the globe individuals and coalitions are working to support women who choose to breastfeed their children.
Here at ABB, we are celebrating by educating workers in different parts of the country about their rights as breastfeeding mothers in the workplace.Tags: Breastfeeding, Know Your Rights, NYC, Nashville Read More
A perfect storm has happened with respect to work hours in the United States economy. As our workforce has changed with women becoming half of all workers, issues around control of schedules in order to meet family needs have become more and more significant. Workers' lack of control over their hours is a problem for all workers across the economic spectrum. For low wage workers in particular the tremendous growth of hourly part-time work in many sectors has led to abusive scheduling practices that have exacerbated these issues for millions of workers and their families.Tags: Schedules that Work, Fairness in the Workplace, Workplace Flexibility, Right to Request Read More
Although separated by more than two thousand miles, workers in California and Massachusetts share a reason to celebrate today. In both states, it is the first day that workers have a right under state law to earn paid sick time!Tags: Massachusetts, California, Paid Sick Days, Paid Sick Time Read More
How would you provide child care for your 3-year old if you never knew from week to week what your working hours would be? Would you be able to afford the child care and transportation you paid for when you were called into work and then sent home without earning anything? How would you make the rent if there were weeks in a month when your boss didn't call you in for work at a retail establishment because you couldn't be available for all the hours the store was open? As our workforce has changed with women becoming half of all workers, issues around control of schedules in order to meet family needs have become more and more significant. And with the tremendous growth of hourly part-time low wage work, abusive scheduling practices have exacerbated those issues for millions of workers and their families.Tags: Schedules that Work, Fairness in the Workplace, caregiver discrimination, California, new york, Oregon, Massachusetts, Rhode Island Read More
Just in time for Father's Day, here's what every dad should know about his rights – or lack of – in the workplace. If you're still struggling to find that perfect gift, forget the necktie and send dad this list - something he can actually use at work.Tags: Paid Sick Days, Paid Sick Time, Schedules that Work, Workplace Flexibility, family status discrimination, caregiver discrimination, Discrimination, FMLA, Paid Family Leave, dads, Father's Day, fathers Read More
Educating New York moms about breastfeeding at work.Tags: Fairness in the Workplace, Breastfeeding Read More


text:
Denis Whitaker, 86, Highly Decorated Canadian War Hero
By RICHARD GOLDSTEIN
Published: June 9, 2001
Brig. Gen. Denis Whitaker, one of Canada's most highly decorated army officers of World War II and a military historian and sportsman, died May 30 in Oakville, Ontario. He was 86.
Serving with the Royal Hamilton Light Infantry -- from the Dieppe raid through the Normandy campaign and the drive to the Rhine -- General Whitaker was a two-time recipient of the Distinguished Service Order, the British Commonwealth's highest military award for valor after the Victoria Cross.
''Dieppe is synonymous with disaster in Canadian military history,'' said Serge Durflinger, a historian at the Canadian War Museum in Ottawa. ''Yet Denis Whitaker is an example of success at Dieppe.''
On the morning of Aug. 19, 1942, 5,000 Canadians, 1,000 British commandos and 50 United States Rangers stormed the German-occupied port of Dieppe, France, to test tactics for the D-Day invasion that was to come almost two years later. They were ordered to destroy port facilities, radar installations and guns overlooking the harbor, then withdraw.
As a junior officer, Captain Whitaker led a 30-man platoon that captured a beach-front casino from which the Germans were sending intense fire. The platoon suffered heavy casualties, but Captain Whitaker led his men across a plaza and into the town of Dieppe.
That foray -- bringing him his first award for valor -- represented one of the few accomplishments in a raid that saw only 2,210 Canadians return to England, many of them wounded. Almost 2,000 were taken prisoner and 907 were killed.
General Whitaker later called planning for the raid ''disgraceful'' but cited a positive impact on subsequent Allied invasions since ''so many things were done wrong at Dieppe that simply by correcting them they saved thousands.''
Promoted to commander of the Royal Hamilton Light Infantry, known as the Rileys, he was fighting in Normandy in July 1944 when a shell blew up in his face. It was feared he would lose his sight, but he was back in action within two months, leading his men through combat in the Netherlands and Germany. He won a second Distinguished Service Order for combat exploits against German paratroopers and Panzer units in the Rhineland during the winter of 1945.
He finished the war as a colonel and retired from the army in 1951 as a brigadier general.
The son of an army major, William Denis Whitaker was born on Feb. 27, 1915, in Calgary, Alberta, and came to Toronto with his family as a boy. After graduating in 1937 from the Royal Military College in Kingston, Ontario, where he was captain of the football and hockey teams, he was a star quarterback for the Hamilton Tigers of the Canadian pro football league.
After the war, he was an executive with CHML Radio in Hamilton, Ontario, and president of the O'Keefe Brewery Company.
He collaborated with his second wife, Shelagh, a journalist, on books recounting Canadian campaigns in World War II. Their ''Tug of War: The Canadian Victory That Opened Antwerp'' (Stoddart, 1984) won the John W. Dafoe award as the year's best book on Canadian international affairs. They also wrote ''Rhineland: The Battle to End the War'' (Stoddart, 1989), ''Dieppe: Tragedy to Triumph'' (McGraw-Hill Ryerson, 1992) and ''Victory at Falaise: The Soldiers' Story'' (HarperCollins, 2000).
General Whitaker renewed his interest in the sports world, serving as chairman of the Canadian national equestrian team from 1960 to 1982 and winning Canadian senior singles titles in squash and water-skiing. He organized fund-raising to aid Canadian Olympians.
In addition to his wife, General Whitaker is survived by two sons, Clarke and Michael; a daughter, Gail Thompson, from his first marriage, which ended in divorce; and four stepdaughters, Wendy Rutherford, Barbara Horne, Martie Hooker and Jenifer Cepella.
In the 1970's, when General Whitaker was in Europe on equestrian matters, he made a side trip to the Dutch town of Woensdrecht, which he helped liberate in October 1944. When there three decades earlier, he had been in a rush to set up a headquarters while under fire. He had shot the lock off a large oak door on the town hall, then carted the door to a farm to build his command shack.
''I always felt guilty about that,'' he told his wife, so he decided to apologize to the people of Woensdrecht. The mayor invited him to the town hall, where 100 people welcomed him. And there was the oak door, long since repaired.
The townspeople kept in touch with the Whitakers, and last month Mayor Herman Klitsie of Woensdrecht and his wife were guests at the Whitaker home in Oakville. The mayor presented Mr. Whitaker with a small silver model of the town hall. It was correct in every detail, down to the door that General Whitaker had liberated so many years before.
Photo: Denis Whitaker. (Canadian Press)


text:
Stephen William Hawking
9 of 10 portraits of Stephen William Hawking
© Denis Waugh / National Portrait Gallery, London
Stephen William Hawking
by Denis Waugh
C-type colour print, September 1978
18 in. x 13 7/8 in. (457 mm x 354 mm) image size
Purchased, 2011
Photographs Collection
NPG x134846
Click on the links below to find out more:
Sitterback to top
- Stephen William Hawking (1942-), Theoretical Physicist. Sitter in 10 portraits.
Artistback to top
- Denis Waugh (1942-), Photographer. Artist of 25 portraits, Sitter in 1 portrait.
Subjects & Themesback to top
Tell us moreback to top
Can you tell us more about this portrait? Spotted an error, something missing, or do you know anything that we don't know? If you have any information to share please complete the form below


text:
John Wall has gone from being a scorer to a distributor for the Wizards in their last two wins, blowouts of Philadelphia and New York, with 33 total assists.
Otto Porter had another outburst to help the Wizards get ahead early and John Wall set a career-high for assists as they beat the Knicks for the fourth time.
Kevin Durant's proudly represents the D.C. area, but also the University of Texas so of course he offered the Longhorns newest star a welcome via social media.
Wizards will be without two veterans against Knicks.
The Wizards have to hold on to big leads, particularly against teams like tonight's opponent, the Knicks (CSN, CSNwashington.com and NBC Sports Live Extra, 6:30 p.m. ET).


text:
This job posting is no longer available on Indeed.
Find similar jobs:Internal Communication Manager jobs
- Patti Ross jobs
Exciting opportunity for experienced Internal Communication Manager(Global) with GLOBAL PROGRESSIVE CORPThis position, reports to the Director,Internal Communications, will be responsible for developing and maintaining the internal communications program that pinpoints strategic messages and effectively delivering those messages internally (Global) Using various forms of communication, including newsletters (print and online), intranet, social media tools and face-to-face forums. In addition, the manager works closely with other units and has a dotted line with the CEO and Executive Committee members within the company, counseling them on the best ways to communicate information to the employees and to ensure alignment of messages and plans.Strong people and networking skills and the ability to communicate with employees at all levels within the organizationAbility to manage deadlines and quickly change priorities to deliver results as part of a fast-paced, dynamic team playerAbility to drive change, and develop and implement creative communicationsExceptional writing and editing abilityAnalytic and persuasive skills, ability to multi-task effectively10+ years exp in a related position
Email this job to a friend


text:
Manage Subscriptions
Log Out
Log In
Bernie Sanders took his Democratic presidential campaign through Massachusetts.
No email address was supplied by
To complete your registration on this site, please supply an address.
Please confirm or modify the email address to which you will have subscription offers sent.
For a more personalized experience, please supply the following optional information.


text:
To make reservations by phone, call 1-800-321-2211 in the USA and Canada (or any of our worldwide reservation telephone numbers).
It Pays to Book Direct™
It Pays to Book Direct™
King Guest Room
At the San Luis Obispo Courtyard, you'll experience resort-style luxury at an affordable price. The King Guest Rooms feature a spacious king-sized bed, a large work desk connected to the hotel's complimentary high-speed Internet service, and a coffee maker so you don't have to leave the room to enjoy a fresh cup of joe.
Queen/Queen Guest Room
Enjoy a spacious guest room with two luxurious queen-size beds, a microwave, mini-refrigerator, large work desk with ergonomic chair, and free Wi-Fi or wired internet access.
Outdoor Heated Pool & Whirlpool
The Courtyard San Luis Obispo has a relaxing pool and whirlpool spa that are both heated to allow you to enjoy the Central Coasts beautiful weather year round.
Fremont Theatre
Originally opened in 1942, the San Luis Obispo Fremont Theatre is host to the San Luis Obispo International Film Festival held every year in the spring. Enjoy movies on the big screen as well as the occasional stand-up comedian.
Cal Poly Spanos Stadium
Enjoy a football game at the local Cal Poly Spanos Stadium. The Mustangs play football and soccer at the 11,075 seat multi-purpose stadium.
Hearst Castle
Hearst Castle is located 43 miles from San Luis Obispo at the northern end of San Luis Obispo County. William Randolph Hearst's famous estate, now a state historical monument, is a popular tourist attraction - guests explore the art & grounds of the 20th-century mansion.
Mission San Luis Obispo de Tolosa
The Mission San Luis Obispo de Tolosa has provided the foundation for much of the city's history. The adobe building located in the center of downtown still functions as an active catholic church as well as the venue for a number of city events such as I-Marinari and concerts in the plaza.
Monarch Butterflies
Every year San Luis Obispo is host to over 25,000 Monarch butterflies during their annual migration from central California to Mexico. They can be viewed en masse at the nearby Monarch Butterfly Grove at Pismo State Beach.
Pismo Pier
If you dream of white sand and endless sunsets Pismo Beach is just the place! This family friendly beach town is a staple when visiting the central coast. Rent a bike, surfboard, kayak or even go sky diving!
The boardroom, equipped with a 56-inch mounted LCD TV and offering beautiful views of the pool and Irish Hills, is an ideal setting for all business meeting.
Irish Hills Meeting Room
The 527-square-foot Irish Hills Meeting Room, featuring French doors that open to views of the Irish hills, is the ideal San Luis Obispo room for a meeting up to 40 people.
Outdoor Event Space
If you're looking to host your next event outdoors, look no further. The Courtyard San Luis Obispo hotel's outdoor space is perfect for your next event!
Special Events
You won't be disappointed when hosting your next special event at the Courtyard San Luis Obispo hotel. We can comfortably accommodate up to 170 guests.


text:
Lake Chabot Regional ParkJuly 9, 2014Park • Castro Valley, United States
You can avoid the $5 parking fee by parking on the street and walking in.
You can avoid the $5 parking fee by parking on the street and walking in.
The Big Boy Grinder is a terrific deal. $10 for 3/4 pounds of meat on a sandwich.
If ordering the pho, try the spicy soup. Don't be fooled by its color (or lack thereof). It has a kick!
Get the gnocchi, even if you don't see it on the menu.
Show your Virgin America boarding pass to get a free scoop!
Show your AAA card and get two dollars off admission.
Get $2 off by showing your AAA card.
Definitely focus on the katsu. It's terrific. Avoid the set meals, as their kitchen isn't particularly good at making anything else.
The vending machines have super cheap snacks! 50 cents for candy, YAY.
Being mayor won't prevent you from getting laid off!


text:
Browse by Topic
Sign In
More than 40,000 members value HFMA's thought leadership and practical strategies. HFMA is where you need to be.
Get acquainted with the healthcare finance industry's leading professional association. Find out why our members rely on HFMA as their go-to source for insight and information.
Members have many options for helping them advance their careers. Conferences, seminars, eLearning, certification, and more -- our education and events will keep you motivated.
HFMA's Revenue Cycle Conference (MAP Event) is the premier revenue cycle conference for the healthcare industry. It brings together employees of provider organizations working to improve revenue cycle performance. Register now.
We're coming together from October 27-28 in Fort Lauderdale for a first-ever national conversation about the unique challenges we face as women leaders, in our lives and our profession. Register now.
Stay up-to-date in a rapidly changing industry. Choose from 13 Essentials Programs and 4 Master Sessions in Denver (Nov. 10-12) or Chicago (Dec. 9-11). Register early and save.
If you're a subscriber to any of our three newsletters, you have access to online education. Learn more or subscribe.
Get the perspectives of leading healthcare finance professionals on today's hottest issues.
Information about leading vendors helps your buying decisions.
Forum members can network during live webinars or access a library of past webinars on topics such as ICD-10 implementation, CMS audits, bundled payment, charity care, KPIs, and more.
An ever-expanding collection of spreadsheets, policies, job descriptions, checklists, and more that you can adopt and adapt.
Forum members can submit vexing questions to a panel of experts using our Ask the Expert service.
Your source for employment solutions.
Find new employment opportunities or
reach out to qualified candidates.
Distinguish yourself as a leader among your peers and advance your career by earning certification in our healthcare finance programs.
Get an objective third-party evaluation of products and services used in the healthcare finance workplace.
MAP App is a web-based application that helps organizations improve revenue cycle performance based on industry-standard metrics called MAP Keys.
Find suppliers and products in this comprehensive vendor directory for healthcare finance professionals.
Guidance for understanding and communicating about the price of health care.
Transformation toward value-based healthcare is reshaping the delivery of care, patient expectations, and payment structures.
Improve your revenue cycle performance through standard metrics, peer comparison, and successful practices.
Revenue cycle staff need to understand how to work effectively with medical bill advocates-to the benefit of patients and the hospital alike.
Patient advocacy-or patient navigation-is a growing field. As highlighted in the May 2009 Patient Friendly Billing, patient advocates provide a wide variety of assistance-from accompanying patients to medical appointments to handling billing and medical debt issues.
Many hospitals have their own patient advocates. However, some patients seek the assistance of external patient advocates. Two types of external advocates may contact hospital financial staff:
The field of medical billing advocacy as a specialty is growing as more patients with high-deductible or limited benefit plans find themselves responsible for larger portions of their medical expenses. They seek out advocates like Shari Samotin, president of AttackMedicalBills.com, to help manage a debt crisis without going into bankruptcy.
"Most patients are appreciative of the care they received, and they understand that they have a responsibility to pay a bill for that care," she says. "And most patients are not looking for a way to stiff the hospital."
That said, the patients who hire medical bill advocates do not want to pay the entire amount on the bill they received-and Samotin, a former medical practice administrator and employee benefits manager, thinks it is unlikely that they should have to.
"I want my clients to pay a fair and reasonable price for a true and correct bill," she says.
Samotin is a member of Medical Billing Advocates of America. Founded in 1997, that group includes about 100 billing advocates. Working only with clients who are willing and able to pay a portion of the medical bills they have received, Samotin uses a multistep process to reduce their obligations.
Review medical record. First, she compares the physicians' orders from the patient's medical record to the detailed itemized statement. "How often do I find billing errors? Most of the time," she says. "As far as I'm concerned, if something was not ordered, it comes off the bill."
Samotin cites a client who was charged for several days of telemetry for which there was no record of a physician's order. "We're not denying that the patient received the telemetry service. She probably did," she says. "But the doctor never ordered it, so that kind of error is pretty easy to get resolved."
Identify inappropriate charges. Next, Samotin looks for opportunities to "unbundle" charges that are generated automatically-and would be discarded during the insurance adjudication process.
This kind of charge is not necessarily an "error," but rather what Samotin considers to be an inappropriate charge. She gives the example of hospital gowns, which get barcode-scanned for inventory control purposes.
"Therefore, each gown appears as a charge, and if you have insurance, the insurance company's computer would throw it out because the gown is covered in the daily room rate," she says. "But when you're an uninsured or self-pay patient, you don't know that. I find tons of stuff like that."
If a patient has insurance, Samotin may ask the insurance company to re-process the patient's bill after it has been "cleaned up" to her satisfaction. For a patient with 20 percent coinsurance, the out-of-pocket obligation can change dramatically if a total bill is reduced by several thousand dollars, which frequently happens.
Negotiate lower rate. After Samotin is convinced that the bill is fair, and the insurance benefits are exhausted, she explores a patient's options for negotiating a lower rate from the hospital. Among other factors, this depends on state laws, the hospital's policy, and whether treatment was provided by a for-profit or not-for-profit hospital.
"If my client can potentially qualify for hardship, then I will help fill out the hardship application and bird-dog that through until we get an answer," she says.
For clients who do not qualify for hardship, Samotin negotiates with the hospital on behalf of the patient with the goal of identifying an amount the hospital is willing to accept and the patient is able to pay.
The largest not-for-profit advocacy group is the Patient Advocate Foundation. Since 1996, it has been helping patients with chronic, debilitating, and life-threatening diseases deal with three types of issues: access to care regardless of insurance status, job retention, and medical debt.
In 2009, the foundation's case managers served 55,384 patients nationwide, and nearly two-thirds of those patients reported a debt crisis because of their medical expenses.
"Eighty-one percent of the patients who experienced a debt crisis were fully insured," says Erin Moaratty, the foundation's chief of external communications and a long-time case manager. "There is such a misconception that the uninsured patients are the ones who have debt crises, but we are serving the under-insured population more frequently because so much of the financial burden is being placed on consumers."
Medical debt crises sometimes arise because patients do not communicate well with hospital financial counselors or do not understand the billing process. In other cases, patients are simply too sick to gather and focus on the information they need to provide. Successful advocacy means facilitating communication so that patients get the care they need and healthcare providers get the money they deserve, says Moaratty.
"Our success comes from being that third party, where patients feel comfortable giving us all of their information so we can, in turn, ask the right questions to the hospital staff," says Moaratty.
The foundation's case managers typically speak to a hospital staff member in a conference call with the patient. The case manager mediates the conversation, serving as an advocate to the patient and to the facility that needs to be paid for services rendered.
"Our main goal is to help get reimbursement from an insurer. We are not simply out there to find charity care or write-off discounts," says Moaratty. "We're looking to make sure no stone is unturned. Is there a coding and billing solution? Is there an insurance appeal option?"
Beyond that, the case manager explores options available through the hospital as well as outside resources, such as drug reimbursement programs, government programs, or grants that might apply to a patient's individual situation.
Samotin finds that patients who request additional information about their medical bills often receive a patient-unfriendly response. "Don't assume that because somebody wants to be an informed and empowered patient/consumer, that they are trying to stiff you," she says.
Train frontline staff how to respond to advocates' requests. Hospitals are required to provide patients with a copy of the UB-04, the uniform billing form used for insurance companies. Uninsured patients are entitled to the information that would have been on an UB-04 form. But frontline staff members are not always trained about those documents and patients' rights.
"A lot of the time when I request a UB-04, or I request something that shows CPT codes and ICD-9 codes, I might as well be speaking Greek," she says. "They don't even know what I'm talking about."
If the patient or advocate asks to speak to a supervisor, another type of resistance is frequently encountered. "They immediately become defensive and ask, 'What do you want it for?'" she says. "I think they are trained to worry about, 'Are we about to get sued?' But if a patient is planning to sue, they would have had an attorney request this documentation."
Develop fair payment policies. She believes the most patient-friendly way for hospitals to work with self-pay patients would also be the most financially advantageous for the hospital: adjust the patient's charges to the rates that insured patients are charged before the bills are sent.
Samotin points to a hypothetical case of a $50,000 bill delivered to a self-pay patient that would have been $19,000 if the patient was insured or a Medicare beneficiary.
"If I get a $50,000 bill and I make $50,000 a year, I'm probably going to just ignore the bill because there's no way I could pay that off. I would think, 'Go ahead and send me to collections,'" she says. "On the other hand, if that bill is $19,000, some people would say, 'OK, let's start from here. How can I make a dent in that?'"
The other argument for adjusting self-pay bills is to reduce the risk of bad publicity and patients' distrust of the hospital. Pointing to the most high-profile example-CNN's Prescription for Waste series that reported hospitals charging $1,000 for a toothbrush and $140 for a single Tylenol®-Samotin says that negative publicity implicates all hospitals. "That CNN series put everybody on the defensive because all patients assume they're being overcharged," she says.
Publication Date: Tuesday, November 16, 2010
Somnia President and CEO Marc Koch, MD, MBA, explains how hospitals can drive transformative change in the perioperative experience for outstanding clinical and financial outcomes.
PMMC President Roger L. Shaul discusses the effects of healthcare reform on revenue cycle management and how PMMC's products help clients adapt to a changing financial environment.
Greg Burgess, Founder and Chief Product Officer at Burgess Group shares insights and opportunities for payment integrity in the rapidly changing healthcare IT landscape.
Brian DiPietro, Managing Director, Commercial Bank Technology, JPMorgan Chase & Co., discusses the importance of evaluating your cybersecurity protocols to help prevent malicious data breaches.
Brian DiPietro, Managing Director, Commercial Bank Technology, JPMorgan Chase & Co., discusses the importance of evaluating your cybersecurity protocols to help prevent malicious data breaches.
Gerry McCarthy, President of TransUnion Healthcare, discusses industry trends contributing to higher bad debt and what to do about them. Gerry is responsible for the strategic direction of the healthcare business and expanding its footprint in the healthcare market overall. He has more than 20 years of experience in healthcare information technologies.
Gerry McCarthy, President of TransUnion Healthcare, discusses industry trends contributing to higher bad debt and what to do about them. Gerry is responsible for the strategic direction of the healthcare business and expanding its footprint in the healthcare market overall. He has more than 20 years of experience in healthcare information technologies.
Scott Kolesar, principal and senior leader in Deloitte Consulting LLP's Value Based Care practice, and David Wennberg, MD, MPH, adjunct associate professor of The Dartmouth Institute and former chief executive officer, Northern New England Accountable Care Collaborative, discuss the challenges and competencies involved in creating a care management organization.
Scott Kolesar, principal and senior leader in Deloitte Consulting LLP's Value Based Care practice, and David Wennberg, MD, MPH, adjunct associate professor of The Dartmouth Institute and former chief executive officer, Northern New England Accountable Care Collaborative, discuss the challenges and competencies involved in creating a care management organization.
Andrew Jamison, vice president in the Global Corporate Payments division of American Express, discusses trends and opportunities in supplier payments.
Andrew Jamison, vice president in the Global Corporate Payments division of American Express, discusses trends and opportunities in supplier payments.
Suzanne Whitworth, director at Deloitte & Touche LLP, and LaVerne Romberger, MSN, CCM, CCDS, clinical operations manager-Seton Healthcare, share leading practices for maximizing the potential of clinical documentation programs under value-based care.
Suzanne Whitworth, director at Deloitte & Touche LLP, and LaVerne Romberger, MSN, CCM, CCDS, clinical operations manager-Seton Healthcare, share leading practices for maximizing the potential of clinical documentation programs under value-based care.
Martin Callahan, Senior Vice President, Healthcare Solutions, RevSpring, describes key industry trends affecting how patients engage with the revenue cycle and ways payment processes are changing as a result.
Martin Callahan, Senior Vice President, Healthcare Solutions, RevSpring, describes key industry trends affecting how patients engage with the revenue cycle and ways payment processes are changing as a result.
HFMA's print, email, online, and mobile opportunities provide you maximum reach and impact. We will work with you to build a plan that meets your needs. Contact a sales rep.
HFMA offers online, email, and print opportunities to help you recruit the most talented healthcare finance professionals. Place your classified ads today.
Drive down costs while improving quality in a reform environment.
Stay informed about new directions in healthcare finance. Share tools and strategies for improving performance. Be an active participant in your profession. Together, we'll reshape the business and practice of healthcare. Join us.
Copyright 2015, Healthcare Financial Management Association.
Join HFMA today and enjoy:


text:
Search results
Create the page "Yorktown, Virginia" on this wiki! See also the search results found.
- the Combined Forces of America and France: At Yorktown, Virginia, 19th October, 1781: Delivered at Yorktown, 19th October, 1881 (1881), by Robert Charles13 KB (1,701 words) - 17:09, 26 September 2015
- forces in North America, Gen. Clinton, that he surrendered his army at Yorktown, Virginia (October 19, 1781). This is a most glorious day. An American doctor73 KB (9,286 words) - 15:07, 24 September 2015
- George Washington (category People from Virginia)reaction to the news of Admiral De Grasse's fleet arriving for the Battle of Yorktown. The natural equal rights of men. If Washington or Jefferson or Madison152 KB (22,399 words) - 04:33, 13 October 2015
- waited from Burgoyne's surrender at Saratoga to Comwallis's surrender at Yorktown. Yankee pluck, as usual, waited until it won, as in later days it waited101 KB (16,027 words) - 00:16, 15 September 2015
- he was leading his soldiers in the last charge for American liberty at Yorktown or rebuking the mob at Paris for its proposal to make him king. His part329 KB (49,947 words) - 16:45, 25 September 2015


text:
"I'm an ocean, because I'm really deep. If you search deep enough you can find rare exotic treasures."
Related quotes
"I had been to New Mexico many times. I loved it. It's a very exotic, interesting, severely crazy environment. I don't know if I could live there all year. It's such an intense place."
"Exotic flowers are so much more beautiful. And since they're sold by the stem, it's easy to create an eye-catching arrangement for a reasonable price by mixing varieties."
"Although many bangers may have taken on a more exotic guise, two in five adults always try to buy British sausages and bacon where possible and so it is unlikely that this old favourite
will ever lose it's true Britishness,"
"(His offense) is a lot like what we still do here. As he likes to call it, it's an exotic smash-mouth offense. You're going to run the ball and you're going to be physical. But that's not all you're going to do."
"Restoring native vertebrate herbivores to their natural ranges, while reducing the number of exotic herbivores, could be an effective tool in reducing invasive exotic plants."


text:
Deviant Art
Forbidden LoveForbidden Love in Romance More Like This
My name is Ziva David. I want to be in a relationship, but I can't seem to find the right guy. Sure, Michael and Ray were nice guys, but they turned out to be killers. Who knows, maybe the man I've been searching for, has been there all this. Having my back through thick and thin...and I didn't realize it until now.
I woke up, got dressed, and went to wake Tony up. He lives in the apartment next to me. I knocked on the door, which was stupid because I had a key, so I unlocked the door and went towards his bedroom. He was laid sideways in the bed; he looked so peaceful, but he had to wake up. One, I was his ride to work, because his car got high jacked and the highjacker crashed in a high-speed chase.
"Tony, time for work. Get up."
"Ehh...." He moaned.
"I didn't want to do this but..." I poured a bottle of water on his head.
He jumped up and stood on his bed, in a stance. No shoes, no shirt, and in boxers. One word...Yummy. I had to look away because I was becoming seduced by him. I hav
NCIS: You Are MineNCIS: You Are Mine in Romance More Like This
I walk into NCIS headquarters from my day off and walk towards Tony.
"Hey Tony. I'm back from my day on." I smile and lend over on his desk.
"Hey Ziva." He stretched my name out to sound like Zee-vah. "Oh, and its off, back from your day off. What did you do on your day off?"
"DINOZZO, GET BACK TO WORK!" Gibbs yelled.
"Sorry, Boss. Going back to work now." He just smiled at me.
"Well, while you guys work on your case, I will be in the break room." As I started to walk away, I could feel someone staring at me, so I turned around. "Tony! Stop staring at my ass!"
He blushes and goes back to looking at the report papers on his desk. I go to the break room and fall asleep. I wake up at Tony shaking my shoulder.
"Did you guys catch your killer, yet?" I asked tiredly.
"No, but Abby wants to see you."
I go to Abby's lab and she's got the music up so loud that I couldn't even hear my self think.
"ABBY!" She didn't hear me, so I turned off the music.
"HEY! Don't touch my music!"
NCIS: Love Is Still In DeathNCIS: Love Is Still In Death in Romance More Like This
Hey, my name is Anthony DiNozzo, but my friends call me Tony. You know, Tony spelled backwards is "y not". I'm 43 years old and I want to be in relationship with Special Agent Ziva David.
McGee is in a relationship; I know, I'm shocked, too. I mean, how in the hell does the Probie, be in a relationship before me? Anyway, McGee is in a relationship with our Forensic Scientist, Abby Schuito. Gibbs is in a relationship with our Director, Jenny Shepard. He keeps reminding us about his rule number twelve; never date a co-worker, and there he goes dating our Director.
If I said that to his face, I would get a slap in the back of the head. Don't worry its normal. It a way he show his love for me. I mean, I am his favorite, right?
* * * * * *
It was a beautiful morning in D.C. At NCIS, Gibbs was in Jenny's office talking to her, McGee is in Abby's lab doing who knows what, and I was trying to aggravate the hell out of Ziva.
"Have you ever seen The Bourne Trilogy with Matt Damon?" I said i
|Sta.sh Submit


text:
US: Russian Standard set for US advertising blitz
Russian Standard Company is set to launch its first advertising campaign in the US. The vodka producer said yesterday (20 July) that its 'Vodka is Russian' campaign - promoting its flagship Imperia brand - would run in newspapers and magazines across the country.
Get full access to all content, just $1 for 30 days
A Message From The Editor
just-drinks gives you the widest beverage market coverage.
Paid just-drinks members have unlimited access to all our exclusive content - including 15 years of archives.
I am so confident you will love complete access to our content that today I can offer you 30 days access for $1.
It's our best ever membership offer – just for you.
Olly Wehring, editor of just-drinks
Olly's offer to you
Risk-free, money-back guarantee
Most Popular
- Is Brown-Forman at the end of the SoCo road?
- Is time right for TWE to move for Diageo's wines?
- Is Brown-Forman doing a Jack Daniel's in Ireland?
- Will a sexed-up SABMiller tempt AB InBev?
- Making consumers the centre of your business
- AB InBev makes formal offer for SABMiller
- Diageo secures Xerox Corp CFO as finance head
- Tesco pulls several Carlsberg SKUs in UK
- Former Pernod Ricard exec joins Wakefield Wines
- Diageo, Treasury Wine Estates quiet on wine sale
Market research
- The IWSR Duty Free/Travel Retail Summary Report 2015
- Future growth opportunities for global spirits
- Global gin insights - market data, product innovation and consumer trends research
- Global non-Scotch whiskies insights - market forecasts, product innovation and consumer trends research
- Global Scotch whisky insights - market forecasts, product innovation and consumer trends research


text:
TEVTA Interview Questions
Interview Experience
Interview Experience
Getting an Interview
Getting an Interview
Interview Difficulty
Interviews for Top Jobs at TEVTAMore
Candidate Interview ReviewsSort: Popular Date Difficulty
- Accepted OfferPositive ExperienceAverage Interview
I applied in-person. The process took 2+ months. I interviewed at TEVTA (Lahore (Pakistan)).
Posts are advertised in National Newspapers and alos on the website of the company, after scruitny of the applications, call letters are issued for interview, interview process is easy not too difficult.
Interview Questions
nothing, just i applied through proper channal, appeared before the interview committe and was selected.
- Accepted OfferNeutral ExperienceAverage Interview
I applied through a recruiter. The process took 1 day. I interviewed at TEVTA (Sargodha (Pakistan)) in November 2011.
Interview is very important task for a employee because he shows in interview that he is the perfect match for this post.
Interview Questions
- how can u teach others that whats the exect problem in pc and where is?etc Answer Question


text:
United States
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington DC
- West Virginia
- Wisconsin
- Wyoming
Allergists in Bartlesville
Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Allergy and Asthma Clinic of Green Country - Bartlesville, OK - Phone: (918) 333-7811
Williams C Scott - Bartlesville, OK - Phone: (918) 333-7530
Helpful Definition for: Allergists
An 'allergist' in Bartlesville is a doctor who specializes in the diagnosis and treatment of allergic and immunologic diseases. Allergy develops after repeated exposure to the causative allergen. In Bartlesville allergists need to have plenty of time available for consultation and a keen interest in allergy because it needs patience for complete treatment. There are a large number of allergists in Oklahoma who dedicatedly treat allergic patients and help them in quick recovery.
Allergy tests should only be done to confirm the suspected allergy detected from the history of the patient. So tests should not be used as blind searches for an allergic component to the patient's symptoms. If a patient understands the nature and causes of allergy then it will make future allergy control by the patient much more successful thus making the allergists work simple, that is to treat the patient. A person who is prone to allergies is termed as atopic. Studies have indicated that individuals who have atopy seem to have a greater risk for becoming asthmatic.
The main principle of an allergist is the therapeutic principle underlying allergy vaccination to administer controlled doses of protein substances i.e. allergens, to which the patient is allergic in order to rebuild the immune response tolerance. In this way, the allergic reaction can be reduced and potentially eliminated altogether. The immune system can resist any type of allergy thus resulting in ultimate recovery.
Recent News from the Green Blog
Fracking Our Way into Oblivion …. Conclusion
This series has examined hydraulic fracturing or, as it is more commonly known, fracking, and some of the types of harm it is doing to the environment. We didn't even touch on the threat of induced seismicity (increased earthquake activity) that seismologists have associated with the business of fracking; that will have to be a topic for another..


text:
We're seven days from kickoff at 5:30 p.m. between hedges vs Clemson. Be early and be loud, Go Dawgs!
Click here for the original story.
Welcome to SECTalk.com
|Welcome to SECTalk.com -- The Home of 6 Straight National Titles!
You are currently accessing our site as a guest which means you can't access all of our features such as social groups, sports betting, and many more. By joining our free community you will have access to all of these great features as well as to participating in our forums, contacting other members, and much more. Registration only takes a minute and SECTalk.com is absolutely free, so please join today!
If you have any problems registering or signing in, please contact us.
Latest Topics
Latest News
Top Bettors
Top High Fived
7 Days to Kickoff Feature
Started by TheRealBrave, Aug 23 2014 04:31 PM
Similar Topics
|Started By
|Last Post Info
Hawks Training Camp Feature
Started by TheRealBrave, 01 Oct 2015 In: The East → Georgia Sports → Georgia News
- 0 replies
- 66 views
FEATURE: Two of a Kind
Started by GoldenRebel, 30 Sep 2015 In: The West → Ole Miss Sports → Ole Miss News
- 0 replies
- 47 views
Senior Feature: Kris Frost
Started by Spunk, 29 Sep 2015 In: The West → Auburn Sports → Auburn News
- 0 replies
- 57 views
Newcomer Feature: Tim Irvin
Started by Spunk, 28 Sep 2015 In: The West → Auburn Sports → Auburn News
- 0 replies
- 53 views
Alabama/Arkansas Set for 6 p.m. Kickoff on ESPN
Started by Tider27, 28 Sep 2015 In: The West → Alabama Sports → Alabama News
- 0 replies
- 46 views


text:
Shin Bora Brave Guys
EXID's Solji and Shin Bora"s cover of Ailee's "Don't Touch Me"
EXID's Solji's shared the stage with singer-comedian Shin Bora as they performed one of Ailee"s songs.
Solji and Shin Bora, who is Ailee"s close friend in real life, showcased their individual singing prowess as they sang Ailee"s "Don't Touch Me.". ... Read more
Park Shin Hye on filming with hot guys in 2014
Shin Bora joins EXO?
Comedian and singer Shin Bora reveals some funny photos of herself!
She updated her Twitter with the photos posted here. She mentioned that her stylist must be a huge fan of EXO.
She is dressed in red outfit which is quite similar to EXO"s fashion, she then edited herself into some photos which cause discussion among netizens, is she good enough to perform with EXO?. ... Read more
Shin Bora discusses why she left "Gag Concert" and her singing career
EXO wins #1 on SBS" "Inkigayo" + performances by JJCC, Shin Bora & more
SBS" "Inkigayo" aired its latest episode with energetic and fun performances from your favorite idols. Joining us were MCs Kim Yoo Jung, and guest MCs.
On this episode, JJCC returned with "On the Flower Bed" and Shin Bora made her comeback with "Mis-Match".. ... Read more
Shin Bora sheds her comedian image for sexy and angsty "Mis-Match" MV
Comedian Shin Bora is back as a singer, going for a stronger and sexier image in her comeback with "Mis-Match", featuring Vasco.
Wearing smoky eye makeup and dark red lipstick for a vampirish, gothic look, Shin Bora gazes both seductively and intensely into the camera as the MV shows shots of a broken relationship. She"s angry, she"s hurt, she"s burning paper, and throwing flowers on the floor. Then there are shots of what their relationship was like before all the drama as she shyly smiles by her loved one. . ... Read more
Sooyoung and Shin Bora to fill in as special DJs on "Park So Hyun"s Love Game"
Girls" Generation"s Sooyoung and comedian Shin Bora will be filling in as special DJs on the SBS Power FM radio show "Park So Hyun"s Love Game"!
The show"s rep revealed on December 2, "DJ Park So Hyun will be absent on the 3rd and 4th due to her personal schedule, and Sooyoung and Shin Bora will meet listeners as special DJs." . ... Read more
Shin Bora is a sad woman in Mis Match MV
Shin Bora sings her sadness in her latest MV.
The title of her new track is Mis Match and she collaborates with rapper vasco for her comeback track. Check out the full MV below
READ MORE. ... Read more
Comedian and singer Shin Bora is radiant in lace for "K Wave"
Comedian-turned-singer Shin Bora showed off her radiant beauty in a pictorial for Hallyu magazine "K Wave".
Looking gorgeous in ivory and lace, she shows off her glamorous figure and blemish-free skin. Comedians might derp a lot, but Shin Bora shows she can turn into an A-list model with the snap of a finger. . ... Read more
Park Shin-hye Graced The Stage of "Gangnam Blues" VIP Premier
On January 20th, Park Shin-hye showed support for her "ex-boyfriend" Lee Min Ho at the VIP premier of his film "Gangnam Blues" in Seoul Megabox.. ... Read more


text:
See other Dublin properties
Ashfield Hostel
Real Reviews
Real reviews from fellow travellers
These are trusted reviews from guests who have actually stayed here. We hope you find them helpful.
Note: we only give a property a rating once it has received a minimum of 3 reviews.
- " Staff present 24/7. Most complete breakfast I ever had in hostels around Ireland in 10 years traveling. "
- 21 Sep 2015 Anonymous Netherlands
- " Great location and very friendly staff. They let us leave our luggages in the building despite we had already checked out. It was a very positive eperience. "
- 05 Sep 2015 Alessia Italy
- " Lovely staying ..;) and staff amazing thanks Guys :) see you next summer :D "
- 25 Aug 2015 Anna Finland
- " Staff is lively lovely and very helpfu especially Keith & Connor♥♥♥ "
- 17 Aug 2015 Anonymous USA
- " We are a family with 2 kids. The 4-beds room contained one doble bed, so we could have been there with a 3rd. Convenient and well placed close to Trinity college. "
- 07 Aug 2015 Anonymous France
- " As again a perfect stay, and more friends too add to fb... "
- 22 Jul 2015 bernie Australia
- " The building itself is old & worn but it's in a great location. Buses to & from airport, ferry and all over the city are right outside the door!! (big bonus) Awesome breakfast offerings (toast, jam, coffee tea, fruit, yogurt, cereal, etc . . .) that are free and they staff takes care of breakfast clean up. I stayed in the the 4 bed female dorm which was clean, bed comfy (a bit noisy though) bring ear plugs . . .lots of noise from the street. You can walk pretty much everywhere from here. "
- 12 Jul 2015 Anonymous Canada
- " Fantastic hostel, good wifi and breakfast. No complaints. "
- 15 Jun 2015 Jorie
- " Lovely staff and great location, the room was private with beds and that was really good. "
- 04 May 2015 María Dolores Spain
- " The room was in a bad condition, dirty, many things were defect. The bathroom was also dirty and the window was very thin, so you could hear every noise from the street. Because of this, it was cold in the room too. Althougt we had the heater on the top! The Breakfast was just bread, eggs, yoghurt und cornflakes. BUT: The desk clerk was very friendly! "
- 01 Apr 2015 Martin


text:
You don't need to be a doctor or lawyer to make six figures
Snap out of them to put more cash in your wallet
Join the NASDAQ Community today and get free, instant access to portfolios, stock ratings, real-time alerts, and more!
Investors have warmed to clean-energy spinoffs, attracted by
the cash generated from projects and returned to shareholders as
These companies are known as yieldcos for their higher yields
than bonds.
The cash comes from projects developed and handed over by
their parent companies, or sponsors. Many of the projects are in
sustainable energy areas such as solar and wind.
One of several such U.S.-listed initial public offerings that
debuted recently isAbengoa Yield (
The company owns and operates renewable energy, conventional
power and electric transmission assets in the Americas and
It had its
on June 18 at 29, above its expected range. Shares now trade near
Abengoa Yield was spun off fromAbengoa (
) -- a Spanish engineering and construction firm -- to own,
commercialize and operate a portion of Abengoa's assets.
Other renewable-energy spinoffs listed in the U.S. over the
past year includeNRG Yield (
),Pattern Energy Group (
),NextEra Energy Partners (
) andTerraForm Power (TERP).
California Dreaming
From its parent, Abengoa Yield received 10 assets, including
solar projects in Arizona, California and Spain, and a wind farm
in Uruguay.
The largest project in operation, a 280-megawatt solar power
plant in Arizona known as Solana, will soon be joined by an
equally large solar plant expected to go online in Southern
California by October, called Mojave. Solana went online last
About 70% of the company's assets are in renewable energy. But
since the big solar plant in California is not yet commercial,
just under half of Abengoa Yield's revenue comes from renewable
The rest is from conventional power in Mexico -- contracted
for sale to the state-owned petroleum company Petroleos
Mexicanos, or Pemex -- and electric transmission lines in Peru
and Chile.
That's just a start. Abengoa Yield's sponsor expects to
transfer eight more assets in 2015 and 2016.
"The assets to be dropped down are pretty sizeable," Shelby
Tucker, an analyst with RBC Capital Markets, told IBD. "The
company is going to be able to grow the dividend meaningfully
over a number of years."
In an investor fact sheet, Abengoa Yield said it expects the
current 10 assets to provide a "predictable cash flow stream" for
26 years.
"Other yieldcos tend to be 18 to 20 years," Tucker said.
Peer Pressure
Abengoa Yield also targets a high 90% payout ratio on its
cash. That's at the top end of its peers' 80% to 90% range, noted
Sean McLoughlin, an analyst with HSBC Global Research, in a
recent research report.
As attractive as renewable energy is, the company's other
power assets also have their strong points.
McLoughlin noted that Abengoa Yield's power-transmission
assets not only generate stable cash flow as regulated assets,
but also are tied to "growing electricity demand in emerging
markets such as Peru and Chile."
In its recently released first financial report as a publicly
traded company, Abengoa Yield confirmed that it would target $92
million in cash available for distribution in the 12 months
ending June 30, 2015, and $150 million in the 12 months ending
June 30, 2016.
The company saw an increase in cash flow and revenue in the
first six months of 2014 as several energy assets reached the
commercial stage.
Operating cash flow more than doubled from a year earlier to
$137 million during the first six months of the year. Revenue was
up 92% to $169.8 million.
But because of ramp-up costs to commercialize assets, the firm
posted a net loss of $28.2 million.
Still, cash is king, and with more cash generated from
operations, Tucker figures that dividends will increase at least
15% a year over the next four to five years.
Abengoa Yield plans to start paying a dividend in the third
quarter at $1.04 per share on an annualized basis.
Based on a recent stock price of 35.50, the dividend implies a
2.9% yield, Tucker says.
He estimates the dividend will spike to $1.75 per share next
year to reflect Mojave's solar-power contribution. All else being
equal, it would increase the yield to 4.9% based on the recent
35.50 share price, he says.
Unlike other energy-related yield companies whose assets are
largely in North America, many of Abengoa Yield's are further
afield. The distance between them reduces the risk of problems in
one region.
'Fairly Aggressive'
New assets from the parent over the next couple of years are
expected to include projects in Europe, Africa, the Middle East
and South America, including Brazil.
Abengoa Yield may also buy assets from third parties on the
open market.
"We expect the growth strategy to be fairly aggressive,"
McLoughlin wrote.
Since the parent company is a majority shareholder in Abengoa
Yield, it is in the parent's interest "to price competitively for
(Abengoa Yield)," McLoughlin added.
Abengoa Yield had consolidated debt of $2.5 billion as of June
30, down from $2.9 billion as of Dec. 31. Cash and cash
equivalents came to nearly $500 million.
The pipeline from the parent includes at least one water
treatment plant, McLoughlin notes. He says Abengoa is building a
portfolio of water treatment projects that it can "sell down" to
Abengoa Yield.
"Asset acquisitions are now the key potential catalyst going
forward," he said.
Enter up to 25 symbols separated by commas or spaces in the text box below. These symbols will be available during your session for use on applicable pages.
You have selected to change your default setting for the Quote Search. This will now be your default target page;
unless you change your configuration again, or you delete your
cookies. Are you sure you want to change your settings?


text:
Request a Deal
Love this business? The more people who sign up, the more likely we are to get a deal.
People make it happen. Spread the word to request a deal!
1 signed up for this.
About this Business
- HoursSunClosedMon-Fri7:00 AM - 6:00 PMSat7:00 AM - 4:30 PM
From Our Editors
Since 1959, the technicians at Rite-Way Ventilating Co. have brought their warm attitudes and wide-ranging expertise to area homes, providing air conditioning, heating, and plumbing services. When completing both repairs and installations, they advocate using energy-efficient machinery out of respect for the environment and customers' utility budgets. To the same eco-friendly end, they patch up ducts with the EPA-endorsed Aeroseal duct-repair system. This system is less invasive than traditional duct repair, saving energy and cost without sinking to such methods as sending a glue-covered intern crawling through them.
Employees invest in customer trust as well as the Earth's welfare—at each appointment, they discuss costs up front before tinkering with the pipework. Their written guarantee promises satisfaction with their work, not just that the equipment will function and will not come to life in their absence.
Help us improve this page
Is this your business? Claim this page


text:
With 1.7 million freelancers, we'll match you with the perfect talent.
The client has made the following changes to the job.
Client prefers freelancers from:
You are still able to submit a proposal for this job.
The client prefers freelancers from
a different location.
I bought a magento themes from [obscured] -themes.jextn.com and I am looking for a Magento expert to customize the magento theme purchased.
[obscured] -themes.jextn.com/pink-jewellery-theme-for-magento.html the theme, I bought need some customization like Up sale Products and changes in tax calculation.
Need to add a FAQ to my website.
Sign in or Register to see more