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Mouse reviews taken to the next level
Subject: General Tech | December 11, 2006 - 12:23 PM | Jeremy Hellstrom
HEXUS links to a site that has invented the first mouse benchmark. Covering 17 mice, and testing for their ability to perform at high speeds. His graphs represent perfect performance, some small malfunctions in accuracy and total disappearance of accuracy. Check this out, this much work deserves some recognition.
"Finally, mouse testing done properly! Sujoy Roy gets out his turntable and performs a newly devised mouse
benchmarking system on seventeen different mice. Gamers take note...
Killer NIC for Christmas, or not?
Subject: General Tech | December 11, 2006 - 12:01 PM | Jeremy Hellstrom
[H]ard|OCP is trying to put the discussions over whether the BigFoot Killer NIC is worth it. At a cost comparable with a good video card upgrade (but not a great one), you would expect to see some improvement in your experience. It turns out that you might well be happy with it, if you play the right games.
Another good week to be a PC Perspective member
Subject: General Tech | December 8, 2006 - 06:53 PM | Jeremy Hellstrom
This week on the forums a lot of handy advice was generated from a hard disk that went bad. Just about every step you can take before finally formatting appears, so check it out. Another user is having difficulty with getting a network of 34 PCs to stream video from a server. If you are in the mood for a new Anti-virus program, there is advice on alternatives to AVG. Grounding and static
Crysis fly through
Subject: General Tech | December 8, 2006 - 12:07 PM | Jeremy Hellstrom
Tanks and chainguns on a tropical island, what more do you need? Check out HEXUS.tv for a good look at the world of Crysis.
"Following our recent Crysis gameplay and interview videos on HEXUS.tv, we bring you a fly through video of the
game world."
Here is some more Tech News from around the web:
Sony's got the blues
Subject: General Tech | December 8, 2006 - 11:41 AM | Jeremy Hellstrom
Blu-Ray isn't doing so well. Sony's new format seems to have reminded people of previous failed attempts by the company to introduce new formats, and they aren't buying it. Add to that Microsoft and HP's backing of HD DVD, dual sided/dual format DVDs and a cheaper price, and it isn't looking good for Sony. Digital Trends has gathered more information into an article.
A Good Year for Geeks
With the Holidays quickly approaching, we give you some tech tips to help you last minute shoppers find the perfect gift for the geek in all of us!
Subject: General Tech | December 7, 2006 - 05:04 PM | Jeremy Hellstrom
SUNNYVALE, Calif. - Dec. 7, 2006 - AMD (NYSE:AMD) today announced that
it will hold its financial analyst meeting at approximately 8:00 a.m. ET
(5:00 a.m. PT) on Thursday, December 14, 2006 in New York. AMD Chairman
and Chief Executive Officer Hector Ruiz and members of AMD's management
team will deliver key presentations regarding AMD's business.
Music, on a diet
Subject: General Tech | December 7, 2006 - 03:15 PM | Jeremy Hellstrom
Coming next year from Panasonic is the worlds smallest speaker. They shrunk from 2.5mm to 1.5mm, and claim no loss in audio quality. How much longer before we are buying MP3 pants that play music on their own? CoolTechZone has some pictures and a bit more information.
AMD's Quad-Core revealed?
Subject: General Tech | December 7, 2006 - 12:10 PM | Jeremy Hellstrom
The Tech Report has encountered some success in tracking down specs on the new native quad-core chips from AMD. They boil down the translated source page very well, but you may still want to click to the original to see the translated comments.
Major U.S. Employers Join to Provide Lifelong Personal Health Records for Employees
Subject: General Tech | December 6, 2006 - 01:43 PM | Jeremy Hellstrom
WASHINGTON, D.C., Dec. 6, 2006 -- As
the cost of providing health care continues to rise, Applied Materials,
BP America, Inc., Intel Corporation, Pitney Bowes, Inc. and Wal-Mart
are funding an independent nonprofit institute to develop 'Dossia,' a
Web-based framework through which
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ClubSeen's iPhone app allows evolved socialites to check-in to clubs, discuss news, info, share/snap photos, find the latest deals and promotions in your area.
ClubSeen hasn't left any tips yet!
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The market is not considering the RGS Energy's recent acquisitions revenues and strong Q4 demand and forward guidance in 2014 will be strong as well.
Sentiment: Strong Buy
Don't be so much optimistic. It is a anybody's guess. The chances are 50/50. I do not like speculation and it will be better to buy after ER. I think I have more than enough time to buy after ER at much more reasonable price. Patience is a best asset in trading stocks. JMHO.
or it could drop to 3.50 in AH.....It looks like this stock want togo lower and lower everyday!!!!!!!!!
The smart people are already out......buy back in 2 days.....
usually, if it runs up to earnings, there's a sell off after earnings, if it falls before earnings it pops big


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At Custom Built Window and Door Systems we focus on manufacturing energy efficient windows and doors that are not only functional, but visually and aesthetically pleasing as well. Our goal is to help the Rhode Island homeowner increase the value of their home and improve their quality of life. Read more about our family-owned business, and how we can help provide you with quality windows and doors for your home.
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She ushered in an era of cool for the retailer.
10 Ways To Wear A Crop Top
What's the stylish web master currently seeking out? Crisp white basics, siren-red pieces, and neutral accessories. There's pizzazz amongst all those solids, too: Deras highlighted prints and picks inspired by blooming hedges and luxe light fixtures.
More from Karla Deras:
Karla Deras's 7 Tips for Shopping Vintage Jewelry
TEXTILE Elizabeth and James Heather Crepe Blazer, $495; neimanmarcus.com
Euro Star


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In Vivo Spectroscopic Imaging for Biology, Medicine and Materials Science
Aug 13, 2015: We have released Matlab codes of a new denoising algorithm for hyperspectral images on Matlab Central File Exchange:http://www.mathworks.com/matlabcentral/fileexchange/52478-the-spectral-total-variation-denoising-algorithm. You are very welcome to play with it and tell your feedback to us. For more, please check the paper: Chien-sheng Liao et al. "Denoising Stimulated Raman Spectroscopic Images by Total Variation Minimization", Journal of Physical Chemistry C (2015).
July 28, 2015: Jason Liao et al's work "Spectrometer-free Vibrational Imaging by Retrieving Stimulated Raman Signal from Highly Scattered Photons", is acepted by Science Advances.
July 23 2015: Junjie Li et al 's work "Highly sensitive transient absorption imaging of graphene and graphene oxide in living cells and circulating blood" is published in Scientific Reports (Nature Publishing Group).
July 21 2015: Our $2.2M R01 grant "in vivo photoacoustic sensiting of lipid laden plaque" is formally awarded by National Heart Lung and Blood Institute.
July 9-10 2015: Our Spectroscopy Imaging Workshp attracted 88 participants. www.conf.purdue.edu/spectro
May 2015: MarginPAT team (Rui, Lu and Pu) has been selected as a finalist in BMEidea competition, congratulations!
May 2015: Brittani received CTSI translational research fellowship, congratulations!
May 2015: Rui received SIRG Graduate Assistantship from Purdue Cancer center, congratulations!
Mar 2015: Ji-Xin Cheng was selected as the 2015 winner of the Craver Award of the Coblentz Society. Congratulations!
Dec 2014: Cheng and coworkers received a 3-year, 1 million award from Keck Foundation to develop vibrational spectroscopic imaging tools for single cell analysis. Congratulations!
Dec 2014: Hyeon Jeong Lee et al.'s work "Assessing Cholesterol Storage in Live Cells and C. elegans by Stimulated Raman Scattering Imaging of Phenyl-Diyne Cholesterol" has been accepted by Scientific Reports (Nature Publishing Group) and is in press now. Congratulations!
Dec 2014: Chien-Sheng Liao et al.'s work "Microsecond Scale Vibrational Spectroscopic Imaging by Multiplex Stimulated Raman Scattering Microscopy" has been accepted by Light: Science & Applications (Nature Publishing Group) and is in press now. Congratulations!
Dec 2014: Hyeon Jeong Lee received PULSe travel award! Congratulations!
Nov 2014: Pu Wang's work "High-speed Intravascular Photoacoustic Imaging of Lipid-laden Atherosclerotic Plaque Enabled by a 2-kHz Barium Nitrite Raman Laser" is highlighted on Biomedical Picture Of The Day (BPoD) website, which aims to engage everyone, young and old, in the wonders of Biomedicine. Please see more on BPoD webpage: http://bpod.mrc.ac.uk/archive/2014/11/18, Facebook: https://www.facebook.com/BPoD.mrc, Twitter: https://twitter.com/BPoD_mrc, and Tumblr: http://bpod-mrc.tumblr.com/.
Nov 2014: Ji-Xin Cheng is named Chang-Jiang Professor by Chinese Ministor of Education.
Oct 2014: Ji-Xin Cheng is appointed to be Scientific Director of Label-free Imaging at Purdue's Discovery Park.
Aug 2014: Congratulations to Pu Wang, Delong Zhang, Steve Lee who received their PhD degrees.
March 2014: Ji-Xin Cheng becomes a Fellow of AIMBE (American Institute of Medicine and Biological Engineering)


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Syfy (ended 2010)
|123home123 wrote:
|I'm not sure, but it would be a bit of a letdown to find out so early. They also need to explain the significance of the final Cylon now that they've reached their current location. (I'm trying not to post any spoilers from the last episodes although all the regulars here know what happened.)
You're right. It would be a bitter disappointment. I guess I'm just trying to condition myself. After the travesty that was the end of Stargate SG-1, I'm worried about the conclusion to BSG. It is a far superior show (in my humbe opinion), but still i worry. I'm probably being overly paranoid, as the writers, producers, cast and crew have done nothing but astound me throughout the series with their skill, ingenuity, their courage to tackle taboo issues and the sense of reality they've brought to the Sci-Fi genre. But as I always say, the pessimist is always pleasantly surprised when things work out right...
|Kondix wrote:
|So... a private question... what was your longest marathon? I think me and me girl we managed to see 7 episodes most in one such marathon... (we did finish season 4 last time with 6 episodes in a row, despite me having to go to work the next day... but I simply could not stop watching)
Well, if that is supposed to be a quote from the final fifth, and I'll spoiler it just in case I'm right and ruin it for y'all...
This could point to the cylon ship controlling women (hybrid? or is that only the kids?). We don't know her name, but she babbles on all the time. She is also well placed for influencing events and/or sending signals (watchtower) to the almost-final-four.
In reply to the spoiler above.
I wouldn't be suprised, the Hybrid/s are going to play some sort of role in all this before it's over. Probably not the 5th since theirs more than 1 of them and the 5 seem to be single examples, but i'm betting they aren't out of it yet. I t could also simply be talking about the projections, their clearly the product of an outside force with a lot of knowlage of what is going on, but beyond that where cluless.
Anyone care to summarise all the clues for those of us without the time/inclination to go digging through masses of stuff...
o.k/ this may be a long shot, but here goes.
Has anyone seen the commercials for BSG new season? Well They say who is the final cylon and they flash faces. One is adama, D, Gaeta, Roslin, Baltar and a few others. So the final cylon has to be one of them right? Or are the producers just throwing us false info??? Any thoughts?
|psychickiller wrote:
|Correct me if I'm wrong, but isn't it a scene from an already-broadcasted S4 episode?
|Lei_K wrote:
tripping82, Really good observation. I completely missed that Roslin wasn't in the pic. I don't think that it means Roslin's a goner though, even though she probably will die eventually. The Six that was standing next to Roslin in the Last Supper pic is dead already, but she's still in the pic. Is her absence represented death then the Six would be gone too. It's possible Roslin's absence may indicate that she has betrayed her alliance to the fleet. From the pic one could assume that everyone in the pic is part of an alliance. It's possible Roslin has a 'hate' relapse after discovering Earth is not all they thought it would be. This could push her over the edge and turn her against the newly found Cylon-Colonies alliance making her the Judas of the story so to speak. Perhaps that is why we hear a sound bite in one of the recent BSG ads where Adama is telling Roslin to back down.
AndreasOS, I think the soundbite is from a scene that will air on a future episode. Perhaps the scene with Kara and the Cylon on post-apocalyptic earth in the BSG youwillknowthetruth.com commercial. On another forum someone said it's possible Kara discovers the wreckage of her original Viper and her dead body in it.
oddbodd72, you also have a really good theory. The "You have heard my voice countless times,yet you do not know my name." really does seem to describe the hybrid.
It actually makes the most sense. One thing I've noticed is the second 'clue' could be talking about child birth.
|The fifth still in shadow will claw toward the light hungering for redemption that will only come in the howl of terrible suffering. I can see them all. The seven, now six, self described machines who believe themselves without sin, but in time, it is sin that will consume them. They will know enmity, bitterness, the wrenching agony of the one splintering into the many, and then they will join the promised-land gathered on the wings of an angel. Not and end, but a beginning.
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|Reviews for She Likes Him Selfish
| chromeknickers chapter 1 . 12/18/2013
Nice, nice. I really do love how you write. :3
| Duchess of Strumpetness chapter 1 . 3/4/2011
Brilliant! Nothing else for it love your characters
| Eliche chapter 1 . 11/22/2010
Great second piece. :D
| goddessofbirth chapter 1 . 10/29/2010
Very nice companion piece. I enjoy how River recognized the real motives behind him wanting to see her as broken, how it's really his growth as a person that makes him want to deny how he feels. Of course it's misplaced as he has yet to be able to reconcile the view he has of himself with what he has become, still seeing himself as the mercenary for hire when in reality he has become a member of the crew.


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Best of Tip Tuesday: Choosing the Best Freelancer for Your Project
What advice does the Upwork community have for businesses about choosing a great independent contractor? From a solid project brief and effective communication, to test projects and client testimonials, here's a selection of their top tips. Read Full Article


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by Dana B. Bryant
Author Joseph C. Lincoln (1870-1944) said that New England Clam Chowder is a dish to preach about, to chant praises and sing hymns and burn incense before. It is as American as the Stars and Stripes, as patriotic as the national Anthem. It is "Yankee Doodle in a kettle."
That pretty much summarizes America's love affair with clam chowder. Cream, potatoes and bacon combine for a creamy, almost addictive comfort food. Unfortunately today's average American views those ingredients with guilt.
What can a clam chowder loving, but health-conscious person do? We suggest you test this recipe! By switching out part of the potatoes for cauliflower and substituting yogurt and milk for the cream, we've created a chowder that's satisfying and healthy.
Serve it as an easy lunch or a hearty dinner, topped with oyster crackers or served with a slice of crusty, sourdough bread.
Low Fat New England Clam Chowder
Prep time: 15 minutes | Total time: 30 minutes | Yield: 4 servings
• 1 tablespoon olive oil
• 1 medium yellow onion, diced
• 1/2 cup celery, diced
• 4 garlic cloves, chopped finely
• 2 cups cauliflower florets
• 2 cups potatoes, diced
• 1 cup water
• three 6.5-ounce cans chopped clams, drained, reserve liquid
• 1 1/2 cups milk
• 2 tablespoons cornstarch
• 6 tablespoons real bacon bits
• 2/3 cup Greek yogurt
• 2 tablespoons chopped fresh chives
• salt and freshly ground black pepper
In a large pot or a dutch oven, heat olive oil. Add the onion and celery and garlic. Cook 3 to 4 minutes until vegetables are slightly softened. Add the potatoes, water and clam juice. Stir well and bring to a boil. Reduce the heat, cover and cook until the vegetables are tender, about 10 minutes.
Whisk together the corn starch and milk. Increase the heat to medium and add the milk mixture, stirring constantly. Reduce the heat and simmer until the soup thickens.
Add the clams and bacon bits to the soup. Remove from the stove. Whisk in the yogurt and garnish with chives. Season the soup with salt and pepper to taste, and serve.
Cook's Note
The word "chowder" might have its roots in the French chaudiére, which translated as "pot." Some argue that it comes from the 16th century English word jowter, which means fishmonger. Wherever the word itself originated, clam chowder became popular in New England. It comes in a variety of styles:
- The New England variety is made with milk or cream.
- The Manhattan chowder, also called Coney Island Chowder, is made with tomatoes.
- The Rhode Island Chowder has a clear broth and contains corn. Usually cod fish for the clams.
While clam chowder's wonderful ladled into a bowl -- the bigger the better -- a new trend is out and about. Consider serving your chowder in sourdough bread bowls.
Does your family have a favorite chowder recipe or type? Let us know about it!


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2 Results
What Makes a Leader? (HBR Bestseller)Leadership & Managing People Magazine Article8.95When asked to define the ideal leader, many would emphasize traits such as intelligence, toughness, determination, and vision--the qualities traditionally...
Carol Fishman Cohen: Professional Career Reentry (A)Innovation & Entrepreneurship Case Study8.95Explores the career challenges facing highly successful women who leave the full-time workforce for several years to manage family commitments. Carol...
Carol Fishman Cohen: Professional Career Reentry (B)Innovation & Entrepreneurship Case Study5.00Supplements the (A) case.


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- 96Promote
Framed Art Print
Solo at Dawnby Fizzyjinks
Choose from a variety of frame styles, colors and sizes to compliment your favorite Society6 gallery, or fine art print - made ready to hang. Fine-crafted from solid woods, premium shatterproof acrylic protects the face of the art print, while an acid free dust cover on the back provides a custom finish. All framed art prints include wall hanging hardware.
girl, river, fish, , music,water,boat, illustration
lovely, haunting work...
fantastic piece
This absolutely wonderful :) Makes me smile. What a great idea and brilliantly executed!
So cool!
Thanks so much everyone for your lovely comments, really appreciated x
beautiful work
thanks Sona and Catspaws :)
Mysterious and wonderful!
thanks so much Amy x
Love your world
You have such a magical art style! I'm a big fan ^_^
Magic and beautiful!
Love this!!
thanks so much Mily, Anai, Jordan, Flamenco and Jose :))
beautiful work!
thanks so much Animal Crew
beautiful illustration :)
thank you Gelrev and Donna, so glad you like it :)
love this. so serene. got this in the rug and pillow cover. looks perfect in my gathering room. thank you!
This piece is so wonderful. Your entire catalogue of work is beautifully creative and special-----ari
Dreamy. Just beautiful.
See More Comments


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Repeat prints, 'climbers' and graphic shapes realised in colours from our design palette combine to make up the Habitat Wallpaper Collection.
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For over 35 years, Bookwalter Motor Sales has been delivering quality Chevrolet and Buick vehicles to Mid-Michigan and beyond. We pride ourselves in excellent customer service, hassle free buying, and our second to none service. We have a great selection of new and pre-owned vehicles in stock and look forward to giving you the best deal we possibly can.
We know your time is valuable. We are sure you will find our site a fast and convenient way to research and find a vehicle that's right for you. If we can be of any assistance while visiting us online, send us an email and we will promptly reply.
Home Page for Bookwalter Motor Sales in Stanton, Michigan


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About Symmetry Medical Inc.Symmetry Medical Inc. is a leading independent provider of implants and related instruments and cases to the orthopaedic device industry. The Company also designs, develops and produces these products for companies in other segments of the medical device market, including arthroscopy, dental, laparoscopy, osteobiologic and endoscopy sectors and provides limited specialized products and services to non-healthcare markets, such as the aerospace market.
Non-GAAP MeasuresThe non-GAAP measures, including adjusted operating income, net income and EPS, shown in this release exclude facility consolidation, severance costs, and debt extinguishment charges. Reconciliations of these non-GAAP measures to the most directly comparable GAAP measure are included after the financial information included in this press release. These measures are not in accordance with, or an alternative for, GAAP and may be different from non-GAAP measures used by other companies. Management believes these non-GAAP measures improve management's and investors' the ability to better compare the company's ongoing financial performance between periods and with other companies.
Forward-Looking StatementsStat
|SOURCE Symmetry Medical Inc.
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All rights reserved


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More Converts to Terrorism
by Daniel Pipes
Translations of this item:
My column yesterday, "Converts to Terrorism," delved into the issue of converts to Islam who engage in terrorism. Space constraints limited the information I could include, so here, I add to it in three ways: (1) providing names of converts suspected, arrested, or indicted of terrorism but who have not yet either gone into action or been convicted; (2) reviewing the matter of non-terrorist jihadis; and (3) summarizing a French intelligence report on converts to Islam.
(1) Yesterday's list included converts who had either engaged in or been convicted of terrorism. That leaves many other converts who have not yet reached either of those stages, including:
In addition, Charles J. Bishop (original last name: Bishara) was a teenager who drove his small plane into a high-rise Tampa building after writing a suicide note professing admiration for Osama bin Laden and the 9/11 hijackers. It is not established, however, that Bishop converted to Islam.
(2) Many converts engage in jihad in such places as Afghanistan, Bosnia, Chechnya, and Kashmir, generally acting more like soldiers than terrorists. (Those who go to Iraq or the Palestinian Authority, in contrast, are rank terrorists.) According to Bob Blitzer, who headed the FBI's first Islamic terrorism squad in 1994, "Between 1,000 and 2,000 jihadists left America during the 1990s alone." Some of them were converts.
Better known Americans of this description include John Walker Lindh, sentenced to twenty years for supplying services to and carrying arms for the Taliban; Earnest James Ujaama, two years for conspiring to provide goods and services to the Taliban; several members of the "Portland Seven" (Jeffrey Leon Battle, Patrice Lumumba Ford, October Lewis), up to eighteen years for trying to help the Taliban; and Aukai Collins wrote My Jihad, a book of memoirs. Other jihadi soldiers include Hiram Torres, who died in Afghanistan; Cleven Raphael Holt, who went to fight in Bosnia; and a mysterious young black convert from Atlanta known as Jibreel al-Amreekee, killed fighting the Indian Army in Kashmir. Converts of other nationalities also joined the jihad, such as Thomas Fischer of Germany, who died fighting in Chechnya.
(3) Shortly after the London bombings in July 2005, Le Monde reported on a study of converts by the intelligence service Renseignements généraux (RG) in "Les conversions à l'islam radical inquiètent la police française" (French police worried about conversions to radical Islam). Looking at 1,610 French converts, it found no typical profile of the convert. That said, one-third of them have police records and 10 percent of them converted in prison. Converts are 83 percent male and have a median age of 32 years. The RG study finds that close to 13 percent "converted for socioeconomic reasons," often to improve commercial relations with the Muslim community; nonetheless, more than half of them are unemployed. Tabligh Jamaat and the Wahhabis converted 28 and 23 percent, respectively, of the French to Islam, 44 percent of converts are Islamist, and 3 percent are suspected to "belong to or have gravitated to the violent Islamist movement."
In conclusion, I repeat my yesterday's finding: Conversion to Islam substantially increases the probability of a person's involvement in terrorism.
Dec 7, 2005 update: In addition to a prior article, ""Converts to Terrorism," I have added a blog titled "Further Converts to Islam Connected to Terrorism."
Related Topics: Muslims in the West, Radical Islam, Terrorism
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D-Lib: Data Stewardship in the Earth Sciences
D-Lib: The DOI -- Twenty Years On
D-Lib: In Brief: Yale Center for British Art's Reformation to Restoration Project: Applying IIIF Mirador Technology to Support Digital Scholarly Collaboration and Research
District Dispatch: ALA applauds initiative to support broadband for public housing residents
The American Library Association (ALA) today welcomes President Barack Obama's announcement of the ConnectHome initiative to expand high-speed broadband to public housing residents. The ALA is proud to be a partner in realizing a shared vision to empower more people to thrive online.
"Librarians know from our work in communities every day that far, far too many Americans currently lack the technology access and skills to participate fully in education, employment and civic life," said ALA President Sari Feldman. "Broadband is essential, and we are so pleased the Obama administration has made home broadband access a priority.
"As part of this initiative, libraries will provide tools and training so that residents can maximize broadband access to advance job skills, complete homework assignments, pursue online learning and certifications, and protect their privacy and security of personal information as they expand their online lives. This is what libraries do every day—catalyze individual opportunity and community progress—and we look forward to expanding our connections with public housing residents to advance their goals."
The ConnectHome pilot program is launching in 27 cities and one tribal nation and will initially reach over 275,000 low-income households – and nearly 200,000 children – with the support they need to access the Internet at home. Internet Service Providers, non-profits and the private sector will offer broadband access, technical training, digital literacy programs, and devices for residents in assisted housing units. ConnectHome is the next step in the President's continued efforts to expand high-speed broadband to all Americans and builds on the ConnectED initiative to connect 99 percent of K-12 students to high-speed Internet in classrooms and libraries over the next five years.
Current data illustrates the urgency of increasing broadband adoption. While 92 percent of households with incomes between $100,000 and $150,000 have broadband service, the adoption rate is only 47 percent for households with income below $25,000. Pew Research Center analysis of American Community Survey data finds that some 5 million households with school-age children do not have high-speed internet service at home. Low-income households – and especially black and Hispanic ones – make up a disproportionate share of that 5 million.
Susan McVey, director of the Oklahoma Department of Libraries, will join President Obama in Durant, Okla., later today. "Our nation's libraries are part of the solution in advancing national priorities like this one—what we call The E's of Libraries™. With the Expert assistance of library professionals, we help facilitate: Education, Employment, Entrepreneurship, Empowerment, and Engagement for Everyone, Everywhere.
"In many rural Oklahoma communities like Durant, the library is the only place with high-speed Internet. Broadband access is a vital issue for urban, rural and tribal residents alike."
Support for the ConnectHome initiative builds on work underway in libraries for decades to create community technology hubs in more than 16,000 locations, as well as reaching beyond library walls with bookmobiles, laptop labs and wireless hot spots to bring more resources and training to more people in more places. To learn more about libraries and digital literacy, visit the District Dispatch or DigitalLearn.org.
The post ALA applauds initiative to support broadband for public housing residents appeared first on District Dispatch.
DuraSpace News: Take a Survey to Help Shape the "Hydra in a Box" Next-generation Repository Solution
From Hannah Frost, Services Manager, Stanford Digital Repository, Stanford Media Preservation Lab on behalf of the the Hydra-in-a-Box team
DuraSpace News: Welcome Graham Triggs: New Technical Lead for the VIVO Project
Winchester, MA The DuraSpace organization is pleased to announce that Graham Triggs has accepted a position with DuraSpace as the Technical Lead for the VIVO Project effective September 21, 2015. In his new role as VIVO Technical Lead, Graham will work closely with Mike Conlon, the VIVO Project Director, VIVO project governance, and the VIVO community to implement the roadmap for VIVO, the open source semantic web platform that creates an integrated record of the scholarly work of an organization.
DuraSpace News: Welcome Graham Triggs: New Technical Lead for the VIVO Project
Winchester, MA The DuraSpace organization is pleased to announce that Graham Triggs has accepted a position with DuraSpace as the Technical Lead for the VIVO Project effective September 21, 2015. In his new role as VIVO Technical Lead, Graham will work closely with Mike Conlon, the VIVO Project Director, VIVO project governance, and the VIVO community to implement the roadmap for VIVO, the open source semantic web platform that creates an integrated record of the scholarly work of an organization.
Cynthia Ng: Cascadiafest: Browser JS Afternoon Part 1 Notes
DPLA: Open Call about DPLA and Ebooks: Wednesday, July 15, 2:00PM Eastern
The DPLA will lead an open call on Wednesday, July 15 at 2:00 PM Eastern to discuss and field questions about the DPLA Open Ebooks Initiative.
To register for the open call, complete the short registration form available below.
To find out more about DPLA's efforts around ebooks, visit the DPLA & Ebooks page.
Peter Murray: Announcing "The Future of Library Resource Discovery" — a NISO Two-day Forum in October in Baltimore
In early October, NISO will be hosting a two-day forum on the future of resource discovery in libraries. This is an in-person meeting to extend the work of Marshall Breeding's paper on the same topic that was published earlier this year:
- Full paper, PDF, 53 pages
- Summary from Information Standards Quarterly, Spring 2015, 27(1): pp. 24-30.
Marshall will start the forum with a presentation on the topics presented in the paper. Participants will then break up into smaller groups to go into more depth on the ideas and the implications with reporting back to the larger group. I will finish up the forum on the second day with a keynote that wraps together the ideas expressed during the meeting and a vision of where resource discovery in libraries is heading.
If you can, attend the face-to-face meeting with all the rich interaction of the breakout sessions. If you can make it to Baltimore on October 5th and 6th, sign up to watch and interact through a live webcast. Details on registration are on the NISO web page for the forum.Link to this post!
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Eric Hellman: The Library Digital Privacy Pledge
But I've also become a volunteer for the Library Freedom Project, run by radical librarian Alison Macrina. The project I'm working on is the "Library Digital Privacy Pledge."
The Library Digital Privacy Pledge is a result of discussions on several listservs about how libraries and the many organizations that serve libraries could work cooperatively to (putting it bluntly) start getting our shit together with regard to patron privacy.
I've talked to a lot of people about privacy in digital libraries, and there's remarkable unity about its importance. There's also a lot of confusion about some basic web privacy technology, like HTTPS. My view is that HTTPS sets a foundation for all the other privacy work that needs doing in libraries.
Someone asked me why I'm so passionate about working on this. After a bit of thought, I realized that the one thing that gives me the most satisfaction in my professional life is eliminating bugs. I hate bugs. Using HTTP for library services is a bug.
The draft of the Library Digital Privacy Pledge is open for comment and improvement for a few more weeks. We want all sorts of stakeholders to have a chance to improve it. The current text (July 12, 2015) is as follows:
The Library Digital Privacy Pledge of 2015 The Library Freedom Project is inviting the library community - libraries, vendors that serve libraries, and membership organizations - to sign the "Library Digital Privacy Pledge of 2015". For this first pledge, we're focusing on the use of HTTPS to deliver library services and the information resources offered by libraries. Building a culture of library digital privacy will not end with this 2015 pledge, but committing to this first modest step together will begin a process that won't turn back. We aim to gather momentum and raise awareness with this pledge; and will develop similar pledges in the future as appropriate to advance digital privacy practices for library patrons. We focus on HTTPS as a first step because of its timeliness. At the end of July the Let's Encrypt initiative of the Electronic Frontier Foundation will launch a new certificate infrastructure that will remove much of the cost and technical difficulty involved in the implementation of HTTPS, with general availability scheduled for September. Due to a heightened concern about digital surveillance, many prominent internet companies, such as Google, Twitter, and Facebook, have moved their services exclusively to HTTPS rather than relying on unencrypted HTTP connections. The White House has issued a directive that all government websites must move their services to HTTPS by the end of 2016. We believe that libraries must also make this change, lest they be viewed as technology and privacy laggards, and dishonor their proud history of protecting reader privacy. The 3rd article of the American Library Association Code of Ethics sets a broad objective:We protect each library user's right to privacy and confidentiality with respect to information sought or received and resources consulted, borrowed, acquired or transmitted.
It's not always clear how to interpret this broad mandate, especially when the everything is done on the internet. However, one principle of implementation should be clear and uncontroversial: Library services and resources should be delivered, whenever practical, over channels that are immune to eavesdropping. The current best practice dictated by this principle is as following: Libraries and vendors that serve libraries and library patrons, should require HTTPS for all services and resources delivered via the web. The Pledge for Libraries:1. All web services and resources that this library directly controls will use HTTPS by the end of 2015.2. Starting in 2016, this library will not sign or renew any contracts for web services or information resources that do not commit to use HTTPS by the end of 2016. The Pledge for Service Providers (Publishers and Vendors):1. All web services that we (the signatories) control will enable HTTPS by the end of 2015.2. All web services that we (the signatories) offer will require HTTPS by the end of 2016. The Pledge for Membership Organizations:1. All web services that this organization directly controls will use HTTPS by the end of 2015.2. We encourage our members to support and sign the appropriate version of the pledge. Schedule:This document will be open for discussion and modification until finalized by July 27, 2015. The finalized pledge will be published on the website of the Library Freedom Project. We expect a number of discussions to take place at the Annual Conference of the American Library Association and associated meetings.The Library Freedom Project will broadly solicit signatures from libraries, vendors and publishers.In September, in coordination with the Let's Encrypt project, the list of charter signatories will be made announced and broadly publicized to popular media. FAQ Q: What is HTTPS and what do we need to implement it?A: When you use the web, your browser software communicates with a server computer through the internet. The messages back and forth pass through a series of computers (network nodes) that work together to pass messages. Depending on where you and the server are, there might be 5 computers in that chain, or there might be 50, each possibly owned by a different service provider. When a website uses HTTP, the content of these messages is open to inspection by each intermediate computer- like a postcard sent through the postal system, as well as by any other computer that shares a network those computers. If you're connecting to the internet over wifi in a coffee shop, everyone else in the coffee shop can see the messages, too.
When a website uses HTTPS, the messages between your browser software and the server are encrypted so that none of the intermediate network nodes can see the content of the messages. It's like sending sealed envelopes through the postal system.
Your web site and other library services may be sending sensitive patron data across the internet: often bar codes and passwords, but sometimes also catalog searches, patron names, contact information, and reading records. This kind of data ought to be inside a sealed envelope, not exposed on a postcard.
Most web server software supports HTTPS, but to implement it, you'll need to get a certificate signed by a recognized authority. The certificate is used to verify that you are who you say you are. Certificates have added cost to HTTPS, but the Electronic Frontier Foundation is implementing a certificate authority that will give out certificates at no charge. To find out more, go to Let's Encrypt.
Q: Why the focus on HTTPS?A: We think this issue should not be controversial and is relatively easy to explain. Libraries understand that circulation information can't be sent to patron on postcards. Publishers don't want their content scooped up by unauthorized entities. Service providers don't want to betray the trust of their customers. Q. How can my library/organization/company add our names to the list of signatories?A. Email us at firstname.lastname@example.com. Please give us contact info so we can verify your participation. Q. Is this the same as HTTPS Everywhere?A. No, that's a browser plug-in which enforces use of HTTPS. Q. My Library won't be able to meet the implementation deadline. Can we add our name to the list once we've completed implementation?A. Yes. Q. A local school uses an internet filter that blocks https websites to meet legal requirements. Can we sign the pledge and continue to serve them?A. Most of the filtering solutions include options that will whitelist important services. Work with the school in question to implement a work-around.
Q. What else can I read about libraries using HTTPS?A. The Electronic Frontier Foundation has published What Every Librarian Needs to Know About HTTPSQ. How do I know if I have implemented HTTPS correctly?A. The developers behind the "Let's Encrypt" initiative are ensuring that best practices are used in setting up the HTTPS configuration. If you are deploying HTTPS on your own, we encourage you to use the Qualys SSL Labs SSL Server Test service to review the performance of your implementation. You should strive for at least a "B" rating with no major security vulnerabilities identified in the scan.
Q. Our library subscribes to over 200 databases only a fraction of them currently delivered via https. We might be able to say we will not sign new contracts but the renewal requirement could be difficult for an academic library like ours. Can we sign the pledge?A. No one is going to penalize libraries that aren't able to comply 100% with their pledge. One way to satisfy the ethical imperatives of the pledge would be to clearly label for users the small number of insecure library resources that remain after 2016 as being subject to surveillance.
Q. I/We can contribute to the effort in a way that isn't covered well by the pledges. Can I add another pledge?
A. We want to keep this simple, but we welcome your support. email us with your individualized statement, and we may include it on our website when signatories are announced.
Library of Congress: The Signal: Exploring Web Archiving at the Library of Congress
The following is a guest post by Samantha Abrams, an intern for the Web Archiving Team at the Library of Congress.
As a library school graduate student, I developed an interest in archives and born-digital objects (content pulled from floppy disks, web pages, Tweets, and on) but I lack practical, professional experience working with these materials. But after my time interning with the Web Archiving Team at the Library of Congress, I am confident in my exposure to a subset of digital materials and to the professional world of web archives: its relationships, its openness, its complexities.
The Library's Web Archiving Team works to manage and preserve at-risk digital content born from the web – web pages, and yes, social media included and more. The team considers the task of archiving the web from every angle: by working with software, like Openwayback, and developing tools to assist with crawls; considering copyright issues; and building collections that help paint a comprehensive picture of the web as it stands today (or, as it stood yesterday).
In four weeks, I have learned about the ins and outs of what web archiving really is (and what it can be). At a recent meeting, we discussed the look, and feel, and design of the collections: how can we keep users focused as they interact with the massive collection, yet allow them to discover both related and unrelated content while introducing them to the web of the past? I have spent time cleaning up data in preparation for migration to a new curator tool. And, in what will be my final project with the Library, I have helped lay the groundwork for a Business in America Web Archive. It has been a process of learning and asking questions: web archiving is an emerging and changing field, and the way professionals consider its quirks and processes requires constant readjustment and creative thinking. To be on a team so interested in following those changes as they occur has been as challenging as it has been rewarding.
I have also spent time at the Library getting to know the archival profession on an individual level: person to person, process to process, idea to idea. Early on in my time here, I reached out to archivist Kathleen O'Neill, and asked her if she would be willing to explain the way the Manuscript Division handles the acquisition and processing of born-digital materials. She introduced me to software the Division uses to access content on tangible media, and spoke about the ethical questions this processes often raises. For instance: how do archivists handle uncovering once-deleted files stored on tangible media? I've also spoken with Andrew Cassidy-Amstutz, an archivist with the Veteran's History Project, and he spoke openly about the Project's goals: reaching out to veterans, and seeking very specific content, which, in turn, leads to a workflow focused on processing digital items in bulk, and pulling as much content as possible, as quickly as possible, from the media donated to the Project. All of my questions have been answered eagerly, with thoughtful recommendations including: You know who you should talk to next about this? You know what I once read about this exact question? Have you heard of this archivist, with this institution? You should reach out to them. And on.
And this, I have realized, has been the most rewarding experience of my time with the Library. I have been introduced to an institution filled with connected, passionate individuals, eager to share their knowledge with those interested in asking about it. The people I have met here have helped introduce me to the archival world as a whole: the way we stand connected, bound by our interest in the same field, in its materials, and in its people. And just like the rest of the Library, the Web Archiving Team is composed of talented individuals, interested in sharing what they know. And these individuals, in turn, contribute to an archival profession that is vast, far-reaching, and eager to share.
LITA: Organizing Library Workflows with Asana
As coordinator for non-Roman language cataloging at my library, I have to keep track of several workflows simultaneously without actual fluency in any of the 10+ languages that my section deals with. As a librarian it goes without saying that I'm a big fan of organization and efficiency. So I've implemented a free task-based program called Asana in order to keep track of my section's productivity, statistics, and progress.
Asana was created with the objective of eliminating dependability on email in order to manage projects. Tasks and conversations are all in one place to promote transparency and accessibility, which is extremely valuable when you are on a team of five or more people with multiple established workflows. I'm certain I'm not alone when I say that email can often seem like a void that creates more confusion than clarity when it comes to communicating important work updates. Not everyone that I have to correspond with is well-versed in the proper use and etiquette involved with emailing, which often inspires me to do this:Ron Swanson, Parks & Recreation.
With Asana, I have the ability as a project manager to create a timeline with due dates, assign particular tasks to people as needed, organize initiatives & meetings, and keep track of progress all in one interface. This also cuts down on the necessity for constant meetings and prevents things from falling by unnoticed in an email thread where there are already twenty-some responses and everyone is using the Reply All button.
I have been primarily using Asana to organize cooperative cataloging projects in my section. My library is a member of several initiatives to connect with other academic institutions (e.g. the CIC) in order to catalog materials on behalf of a fellow library that may not have staff who can create bibliographic records in a particular language or format.An example of Asana's interface.
Here, a team member is able to log their progress on tasks assigned to them, keep track of the established timeline, and upload documents like title inventories. Having all this information in one (free!) place makes it easier for a project manager to create reports and to aggregate statistics. I've successfully implemented Asana for two cooperative cataloging projects thus far.
Have you used Asana in your library? Do you have a favorite task managing program?
LibUX: 024: Anticipatory Design
In this episode, we — Amanda and Michael — are talking about The next design trend is one that eliminates all choices by Anne Quito. Anticipatory design describes design decisions that anticipate what the user is looking for and through which lens, but we are interested in extreme "anticipatory design" through personalization.
Can personal data and context craft a user experience that eliminates choice?
We use the term "interaction cost" to similarly describe what Quinto and Aaron Shapiro call "decision fatigue".
The irony of creating so much choice for ourselves is that—from our health and diet to finances and fitness—people make bad decisions every day. Little ones that add up over time and, sometimes, big ones that ruin their lives. And even more importantly, people can suffer real consequences from the well-documented phenomenon of decision fatigue.
When there is too much going on, whether on the page or in the totally unrelated context the user is working from, if the cost of dealing with the interface is too great then the user will move on. Improving usability often involves reducing the interaction cost.
The next big breakthrough in design and technology will be the creation of products, services, and experiences that eliminate the needless choices from our lives and make ones on our behalf, freeing us up for the ones we really care about: Anticipatory design.Tune-in in other ways
Listen to this and other episodes on Stitcher, find us on iTunes, subscribe through RSS, or download the MP3.
In addition to weekly podcasts and articles, I write the Web for Libraries — a newsletter chock-full of data-informed commentary about user experience design, including the bleeding-edge trends and web news I think user-oriented thinkers should know.
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Josh Spiegel Commentary: Advice For A Lottery WinnerIn this week's commentary, Josh Spiegel as some advice for a recent lottery winner.
Josh Spiegel Commentary: Deer Mating SeasonIn today's commentary, Josh Spiegel shares his thoughts on the dangers of deer mating season.
Josh Spiegel Commentary: Boehner's Emotional BreakdownIn today's Commentary, Josh Spiegel says he had a tough time watching the Pope's address to Congress because of House Speaker John Boehner's emotional response.
Josh Spiegel Commentary: Why Mayor Rawlings-Blake Won't Seek Re-ElectionAfter Mayor Stephanie Rawlings-Blake announced she won't seek re-election, Josh Spiegel wondered if there was an unspoken reason behind her decision. He explains in today's Commentary.
Josh Spiegel Commentary: Ravens Shouldn't Worry About Denver's AltitudeJosh Spiegel previews the Ravens-Broncos game and he's not buying the argument that Baltimore players are at a disadvantage because of the altitude.
Josh Spiegel Commentary: 25 Questions for ProtestersJosh Spiegel is curious about people protesting for various reasons across the country. In today's Commentary, he shares his 25 questions for protesters.
Josh Spiegel Commentary: The Jewish High HolidaysThe Jewish high holidays are right around the corner and Josh Spiegel is looking ahead with dread in today's Commentary.
Josh Spiegel Commentary: How Government Can Make our Vacations BetterAs Summer draws to a close, Josh Spiegel has a few ideas on how to make the most of your final beach vacation of the season.
Josh Spiegel Commentary: My Own RobotJosh Spiegel desperately wants to be part of the robot revolution. He has begun the search for his very own robot. His search took him all the way to Japan. At least online.
Josh Spiegel Commentary: Trump Addicts Must Quit Cold-TurkeyAfter watching the first Republican debate, Josh Spiegel has concluded, Donald Trump is a drug that his supporters must quit cold-turkey.
Josh Spiegel Commentary: The Bias Free Language GuideWould you be surprised to learn that a university in the U.S. is recommending that students and faculty stop referring to themselves as "American"? It's true and the topic of Josh Spiegel's commentary.
Josh Spiegel Commentary: Dump TrumpIf you support Donald Trump for President, you probably won't support today's Commentary from Josh Spiegel. He says it's time for Trump's fans to do the right thing and dump him.
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The Congressional Black Caucus is gearing up for its big annual Washington event -- its "legislative conference."
This is the annual shindig where America's corporations pour in millions to pay for lavish dinners and parties for Black Caucus members to discuss the crises of black poverty and unemployment.
The New York Times reported last year that the event in 2008 cost $3.9 million, with more than $350,000 going to the official decorator.
Amidst the wine and prime rib this year, the focus of discussion will be President Barack Obama's American Jobs Act.
One of the more vocal members of the Caucus, Maxine Waters, D-Calif., says she'll be scrutinizing how the act will be "targeting the communities with the hardest unemployment and the most harmed in this economic meltdown."
When it comes to government borrowing and spending as a way to "create" jobs, the Black Caucus is possibly the last vestige of the triumph of hope over experience.
Or in Einstein's famous definition of insanity, "doing the same thing over and over again and expecting different results."
There is certainly good reason to be deeply concerned about employment in black America. Total employment in this community is 17 percent lower now than it was ten years ago.
If Waters and her colleagues manage a sober moment to reflect during their festivities, they should consider a concept that could provide targeted help for their communities, proposed last week by economist Arthur Laffer in the Wall Street Journal.
Laffer revived an idea first championed a quarter century ago by the late New York GOP Rep. Jack Kemp: enterprise zones.
These are geographic areas of high unemployment that would qualify for special tax and regulatory relief to encourage investment and establishment of businesses.
The version Laffer proposes has four key elements that would operate in these areas:
First, no payroll tax on the employee or employer.
Second, suspend federal and state minimum wage.
Third, eliminate regulatory impediments to construction and setting up businesses.
Fourth, profits on businesses operating in these zones would be taxed at one-third the regular rate.
I would add two other elements to Laffer's proposal.
Dollar for dollar tax credits for all charitable contributions going into these areas. And school vouchers for all children in these areas to attend the school of their choice.
This package, including Laffer's elements and mine, would bring businesses into areas that badly need enterprise and employment, would get otherwise unemployable black youths into the world of work and responsibility, would channel charitable funds directly to churches and other worthy organizations who understand and work diligently with the horrible problems in these communities, and would give kids an open door to the most crucial step in the process -- education.
Needless to say, business-as-usual voices on the black left have wasted no time to dismiss enterprise zones, calling them "regulation-free ghettoes ... for corporate exploitation" and places to hire black youth at "cut rate" prices and not pay taxes that would be used "for social-welfare programs that really do improve the lives of America's poor."
Really? Name one.
The way they see it, giving an opportunity to work to an otherwise unemployable youth, a victim of the very welfare state culture built by these same individuals, is called exploitation.
What does it take to learn? Nine hundred billion dollars in stimulus spending, and two and a half years later almost 2 million fewer Americans are working.
How about the great green jobs idea? The FBI is checking this out at the recently failed Solyndra, an Obama green jobs poster child, now down the drain along with $500 million in tax payer backed loans.
Any government bureaucrat who could make a smart venture capital investment wouldn't be a government bureaucrat.
How about the novel idea of bringing freedom to our blighted areas? It's the one thing we haven't tried.
Despite the projected large growth in the Hispanic population, there are still more blacks voting than Hispanics. (comments)
As Planned Parenthood leadership continues to blow smoke and deceptively say they are selling apple pie and women's health, let's consider who they are. (comments)
Islam does not produce behavior consistent with the American value of freedom, the core value our constitution exists to preserve. (comments)
At what point do you not continue to 'go along to get along' with policies that are destroying our country? (comments)
Since the 1960s, both black marriage and black male identity have been deeply wounded by the assault of liberals and big government on black life. (comments)
Iranian Supreme Leader Ayatollah Ali Khamenei issued a statement saying they will continue to support rogue activities. (comments)
No people in America have suffered more as result of turning moral standards over to the nation's political class than blacks. (comments)
Conservatives have ignored very real problems and the destructive sentiments they produce, conceding minority turf to the left. (comments)
The women's vote will be a particular challenge in an election in which Democrats run the first woman candidate for president. (comments)
In 2014, the Clintons earned $20 million in speaker fees -- 553 times that aforementioned average worker salary, 50 percent greater than the CEO ratio. (comments)
Trump has done us a favor by throwing a brick through the window. (comments)
Attitudes so prevalent today, particularly among young Americans, reflect what recent generations have been learning in school. (comments)
Why pulling down the Confederate flag, although a laudable and positive step to move the country in the right direction, will not make much of a difference. (comments)
Three in four blacks associate the Confederate flag with racism. (comments)
It is no accident that as marriage has broken down, dependence on government has exploded. (comments)
Liberal policies have forced ongoing and increased racial consciousness and division in the country. (comments)
Jeb Bush called me in 1994. He wanted to hear more about my thoughts about welfare, how it could be reformed, and what we should be thinking about regarding revitalizing inner city life. (comments)
A concern for Republicans is minority migration patterns. Blacks, Hispanics and Asians have been moving from blue states to red states. (comments)
Science in the hands of politicians who invest other people's money is a formula for failure and waste. (comments)


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Colby is a Senior Municipal Strategist with more than 30 years of fixed income experience, responsible for Market Vectors municipal bond investments.
Less than six weeks remain in 2013. To paraphrase the Chinese proverb, we have certainly lived through a year of interesting times. That being said, some savvy municipal bond market investors have not been deterred from taking advantage of a tax-loss harvest opportunity that has not been readily available in municipal bonds since the end of the last decade. This strategy involves using realized losses to offset capital gains elsewhere in your portfolio.
In some respects, now may be an opportune time to be active in the municipal bond market because overall supply of bonds continues to be weak, which generally encourages traders to make decent bids for bonds. Valuations, by most measures, show relative value strength (not cheapness), which signals a good environment for sellers. The question that investors implementing a tax-loss harvest strategy must ask, given the Federal Reserve's affirmation to keep interest rate policy steady, is "Where to reinvest, even if only in the short term?"
I believe municipal bond ETFs could serve well as a short-term choice for individuals or advisers due to daily transparency of holdings, low costs compared to traditional mutual funds, and on-demand exchange-based tradability.
Tax-loss harvesting involves certain risks, including, among others, the risk that the new investment could perform worse than the original investment, and that transaction costs could offset the tax benefit. There may be tax implications. Consult your tax adviser before taking action.
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Market Vectors High-Yield Municipal Index ETF
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Investing involves risk, including possible loss of principal. An investor should consider investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus and summary prospectus contain this and other information. Please read the prospectus and summary prospectus carefully before investing.


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TaxCaster – Free tax refund calculator
By Intuit Inc.
Open iTunes to buy and download apps.
Get a quick estimate of your 2014 tax refund.
It's easy. Just enter some basic info and watch your refund add up. TaxCaster uses the same tax calculator found in TurboTax.
Use an estimate from TaxCaster to get a quick read on your taxes before you prepare your tax return, adjust your paycheck withholdings so you take home more money, or plan ahead so you pay less tax.
TaxCaster doesn't prepare your taxes. Based on your info, we'll recommend the right TurboTax product for you.
From the makers of TurboTax
To learn how Intuit protects your privacy, please visit http://security.intuit.com/privacy
What's New in Version 6.3
Change in app name
Customer Reviews
Quick, Easy, Exactly what I expected
I am giving this app 5 stars mainly for it's ease of use. I will find out later how accurate it is. My goal was to quickly and easily get an estimate of my federal refund, and it did just that. If you are looking to find out the exact amount of your refund, it will not satisfy you. My advice for those of you that expect that...go file your taxes on turbotax.
**VERY DISAPPOINTED AND needs some additions...😡😡👎👎
Very disappointed in latest version. In past years, refund calc was right on. The current version low balled my refund by almost $3000. For some reason, it wouldn't give me my Earned Income Credit, which I knew I should get, and did, when I did my taxes (using Turbo Tax).
This was very easy to use, but would be better if a couple if things were added to using it. First, it would be nice if there were a built in calculator of some sort. Also, the Earned Income Credit should be added to the calculations.
Accurate, preparation
We use this tool every year to get an accurate ESTIMATE of your return. We use this estimate as a base figure as what to expect & a reminder as to which documents we need prior to the actual filing. Highly recommend for the folks who can't wait to see & those who like to plan ahead.
- Free
- Category: Finance
- Updated: Jan 26, 2015
- Version: 6.3
- Size: 5.6 MB
- Language: English
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DEFINITION of 'Revolving Loan Facility'
A financial institution that allows the borrower to obtain a business or personal loan where the borrower has the flexibility to decide how often they want to withdraw from the loan and at what time intervals. A revolving loan facility allows a company to drawdown, repay and re-draw loans advanced to it. This type of loan is considered a flexible financing tool due to its repayment and re-borrowing flexibility.
BREAKING DOWN 'Revolving Loan Facility'
A loan from this facility is provided over a specific period of time, usually one, three or six months. It is not considered a term loan because, during this allotted period of time, the facility allows the borrower to repay or take the loan out again. It is also different from a fixed monthly payment loan because a revolving loan lets borrowers use as much of the credit as is available and only pay interest on what they have used.
Credit FacilityA type of loan made in a business or corporate finance context. ...
Term LoanA loan from a bank for a specific amount that has a specified ...
Commercial LoanA debt-based funding arrangement that a business can set up with ...
Revolving CreditA line of credit where the customer pays a commitment fee and ...
FacilityA formal financial assistance program offered by a lending institution ...
Unsecured LoanA loan that is issued and supported only by the borrower's creditworthiness, ...
Should You Borrow From Your Retirement Plan?It makes sense to dip into your savings in some cases, but you must be aware of the potential consequences.
Credit & Loans
The Importance Of Your Credit RatingA great starting point for learning what a credit score is, how it is calculated and why it is so important.
Credit & Loans
College Loans: Private Vs. FederalNot all student loans are the same. Know what you're getting into before signing on the dotted line.
Home & Auto
The Benefits Of Mortgage RepaymentBuying a home may be the biggest debt you'll ever incur. Learn why you should retire it sooner, rather than later.
Getting A Loan Without Your ParentsUse the 5 "W"s to finance your dreams without banking on a second signature.
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Home-Equity Loans: The CostsLearn the factors to consider when comparing the different programs offered by various lenders.
Options & Futures
Payday Loans Don't PayHold too tightly to this rescue line and you'll soon be drowning in debt.
Options & Futures
Different Needs, Different LoansFind out what options are available when it comes to borrowing money.
8 Reasons To Never Borrow From Your 401(k)Find out why dipping into your future savings can have serious consequences.
Best 5 Money-Saving Tips to Get out of DebtUnderstand the different types of debt and the reasons why people get into debt. Learn about five tips to follow to get out of debt.
How does a bank determine what my discretionary income is when making a loan decision?Discretionary income is the money left over from your gross income each month after taking out taxes and paying for necessities. ... Read Full Answer >>
What is the difference between "closed end credit" and a "line of credit?"Depending on the need, an individual or business may take out a form of credit that is either open- or closed-ended. While ... Read Full Answer >>
What are typical forms of long-term debt for a public company?Public companies fund their operational needs and capital expenditures with equity or debt. Most often, companies choose ... Read Full Answer >>
When capitalizing interest, will interest accrue while you are in a deferment?When capitalizing interest, interest accrues while a person is in a deferment of his loan. In the event of a deferment, the ... Read Full Answer >>
Why is more interest paid over the life of a loan when it is capitalized?More interest is paid over the life of a loan when that interest is capitalized because the capitalized interest is added ... Read Full Answer >>
What is the difference between subordinated debt and senior debt?The difference between subordinated debt and senior debt is the priority in which the debt claims are paid by a firm in bankruptcy ... Read Full Answer >>


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New architecture for regional higher-ed
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Regional students rewarded
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Volunteers the focus for Aspire 2015
La Trobe partners with CFA, St John Ambulance & Duke of Ed for Aspire
Steep rise in 'new uni' survey results
La Trobe jumps 25 places in global rankings of universities under the age of 50
La Trobe in top global subject rankings
Also features in top ten nationally in humanities
Boost for Shepparton nursing students
New partnership with GV Health secures top-level nurse educator
Wominjeka La Trobe
La Trobe launches Indigenous cultural literacy unit for all students
La Trobe MBA surges in global rankings
Top business degree ranked number four nationally – and 14th in Asia
New Indigenous teaching scholarships
New Indigenous scholarships provide support for primary schools
International Study Tour – Sheffield, UK
Historian Dr Emma Robertson is offering a multidisciplinary subject in 2015 based in Sheffield, United Kingdom.
MBA tour to visit rural and regional Vic
Unique La Trobe MBA study tour to visit rural and regional Victoria
Inspiring regional Victorians to study
New scheme will encourage more mature age regional students to study
Subject: Encountering Aboriginal Vic
In this 2015 intensive block mode subject, ABS3EAV: Encountering Aboriginal Victoria, students will be introduced to a wide range of Aboriginal topics that relate to Shepparton and the surrounding areas.
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October 9, 2015 | Overcast, rain, 66 °F
Brad Pitt has a thing for Arts and Crafts-style architecture. Vicki Negron has a house he's sure to love – in Bay Ridge.
It's a magic manse made of natural rocks and boulders which adoring fans have nicknamed the Gingerbread House, a landmark with a lawn as large as a pocket park.
"I don't have him on my speed-dial, but I'm trying to get in touch with him," Negron, an associate real estate broker at Corcoran, told Eye on Real Estate.
Opponents of the city's plan to build a trash processing plant in Bensonhurst have found new allies from another part of town to work with to try and stop the controversial project from moving forward.
Members of the Sandy Task Force Recovery Organized by Neighborhood Groups (STRONG), a group founded by Councilman Mark Treyger (D-Coney Island-Gravesend-Bensonhurst), have joined forces with Pledge2Protect, an organization fighting to prevent a trash plant from being built on the Upper East Side of Manhattan.
A belly dancer, a pizza-eating contest, a wine tasting, live music, children's rides and games, sausage stands and balloon animals are all things that you won't usually find in the same sentence. But they were all part of the sights and sounds on Bay Ridge's Fifth Avenue on Sunday.
Hundreds of thousands of people are turned out to enjoy the 21st Annual Fifth Avenue Spring Festival, a spectacular street fair sponsored by the Bay Ridge Fifth Avenue Business Improvement District (BID). The festival, a celebration of spring, takes place each year in early June.
Regina Opera will present two free-admission concerts at branches of the Brooklyn Public Library.
As part of the Brooklyn Public Library's Services for Older Adults program, the New Utrecht and Bay Ridge branches of the Public Library will host a one-hour concert by Regina Opera. The concerts will feature opera and Broadway selections, performed by Regina Opera soloists.
Borough Park "Chesed" drivers and local politicians were outraged when Taxi & Limousine Officials pulled over one of the company's volunteer drivers en route transporting cancer patients to a hospital this morning, issuing several tickets and even impounding the vehicle.
The story first broke on Yeshiva World News:
Tom Kane, the late journalist, actor, playwright, theater impresario and civic leader who helped children and the less fortunate has been immortalized by New York City, which officially dedicated the Bay Ridge street where he grew up in his name during a touching and memorable ceremony on Saturday.
A group of socially conscious kids will raise their voices in song to help children in Haiti still recovering from a devastating 2010 earthquake.
The Children's Chorus of Bay Ridge will present their annual concert "Be Our Guest," on June 8, at Art on the Corner, located at the Lutheran Church of the Good Shepherd, 7420 Fourth Ave., at 3 p.m.
Councilman Vincent Gentile offered the city some friendly advice and the city listened.
Back in April, Gentile (D-Bay Ridge-Dyker Heights-Bensonhurst) called on the New York City Department of Finance to warn the city's homeowners that they must reapply for the New York State School Tax Relief Program (STAR), saying that the city agency should be doing everything it possibly can in order to notify homeowners that they risk missing out on the program if they don't re-apply.
Four students who are entering high school in September and who dream of performing onstage have been given a boost, thanks to Narrows Community Theater (NCT), which has awarded them scholarships.
NCT announced this week that the 2014 Betty Kash Memorial Scholarship has been awarded to Ilana Iskhakova, Vincent Nastri, Caitlyn Schmidt and Andrew Ziska. The students submitted essays describing their love of the theater.
Peanut goes to Albany!
Peanut, a Chihuahua owned by Assemblywoman Nicole Malliotakis, was one of several pets brought to the State Capitol by their owners on Wednesday to illustrate the call for stricter laws to prevent animal cruelty.
It was all part of the Fourth Annual Animal Advocacy Day in Albany, an event that brought lawmakers, their pets, animal advocacy groups, and law enforcement officials together to discuss ways to protect their four-legged friends.


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Looking for a Used 300-Class in your area?
CarGurus has 187 nationwide 300-Class listings and the tools to find you a great deal.
Have you driven a 1991 Mercedes-Benz 300-Class?
Average User Score
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Based on 10 reviews
1991 Mercedes-Benz 300-Class Overview
Overall User Score
Based on 10 reviews
For 1991, the Mercedes-Benz 300-Class models bore a lot of resemblance to those of the previous year. The majority of the models came with a 3.0-liter, 6-cylinder, single-cam engine that generated 177 hp, while the 300CE coupe came with a 3.0-liter, 217-hp engine. The 300SL convertible stepped it up just a bit with a 3.0-liter, 6-cylinder, 228-hp engine.
A 4-speed automatic transmission was standard across all models, with the exception of the SL, which came with a 5-speed automatic overdrive. A sunroof was also standard equipment on all models (again with the exception of the SL). Other standard equipment included antilock brakes, power windows, power door locks, air conditioning, and airbags for the driver and passenger.
Leather seats were standard on the 300E, SE, SEL, and E 4MATIC sedans, on the SL convertible, and on the CE Coupe. They were available as an option on the other models.
What's your take on the 1991 Mercedes-Benz 300-Class?
Mercedes-Benz 300-Class Questions
I Have A 1991 Mercedes-benz 300e 3.0 All Gauges And Radio And Dash Lights ...
91 300 T.e. 4-matic Wagon Will Not Let Me Give It Any Gas, It Acts Likes It...
Originally blew head gasket waiting at International border crossing. Took me paying three mechanics three times to get that right. Was leaving heavy carbon deposit at muffler. Changed throttle body...
Just Bought "babied" 1991 Mercedes 300e 4-matic And Everything Worked. Took...
Just bought a mint 1991 Mercedes 300E - everything worked until took for oil change. Now power locks and air operated orthopedic seats do not work. Air pump does not come on. Could there be a con...
Hi Recently Purchased A 1990 Sel Mercedes- Benz And I Was Wanting To Know W...
Trunk Wont Open
pushing the button on the truck wont work. cant turn the key in it either


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By Bernie Woodall and Nick Carey DETROIT/KOKOMO, Ind. (Reuters) - The latest proposed four-year contract for Fiat Chrysler Automobiles NV's U.S. unionized workers would over time eliminate the much-maligned two-tier pay structure, allowing new hires to reach top pay within eight years, sources said. The proposal agreed by United Auto Workers and Fiat Chrysler negotiators late Wednesday night would also increase the top pay for some second-tier workers to $29 in the course of the agreement, up from their current pay of about $19 per hour, sources said. The failure of the first agreement led the UAW to threaten a strike against Fiat Chrysler, which was to begin Wednesday at one minute before midnight eastern time.
LOS ANGELES (AP) — Clayton Kershaw isn't sure what to expect from the new-look Mets, whose dramatic transformation in the second half of the season led to an NL East title.


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Qty: 1
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Measurements: Body length 7¾", height 4", width 1"
Material: Faux patent leather
Brand: kate spade new york
Origin: Imported


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November 28, 2012
Tennis, Crafting, Quilting (2 quilt Guilds), Gardening (master gardener), remodeling our home, reading, playing on my computer, organizing to a fault, going to the movies, finding "new to me" restaurants, traveling...
To have a family, travel, own my own business.
Flexible, but a few times or so a month.
Hi, my name is Danielle! I'm 31, married, and no children yet. I would love to meet new people who share interests and have a fun time!
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Select Local Merchants
The Line Sports and GrillRead MoreFor good eats and good times in Richardson, dine at The Line Sports and Grill. Take the kids along too — The Line Sports and Grill is a great spot for families with food that even little ones will love. Patio tables and chairs are ready for The Line Sports and Grill diners who prefer their meals al fresco. The Line Sports and Grill offers a free wifi hot spot — perfect for surfing the web or getting a little work done. Those in a rush are better off dining here during the week, as the restaurant draws a crowd during the weekend. Sometimes you need food fast, and The Line Sports and Grill totally gets it, offering both takeout and delivery. Ample parking is located near The Line Sports and Grill.940 East Belt Line RoadRichardson, TX US
Sultan CafeRead MoreOne of the more popular Mediterranean restaurants in Richardson, Sultan Cafe delivers superb coffee and good tea. It's an ideal choice for visitors seeking awesome food. If you're trying to plan your week, patrons can agree that weekends are hopping at Sultan Cafe. No specific attire is required, so feel free to dress casually and comfortably. It's been tabbed by the locals as a really good option for large groups. WiFi is available if you want to get some work done, and if you need food provided for a local event, take advantage of its catering options. One of the top late-night food options around, Sultan Cafe is a great choice when you're in the mood for unique international cuisine, and want to expand your horizons beyond the standard Chinese/Mexican/Italian fare. Don't worry about trying to find a spot on the street, as visitors to the restaurant do have access to a private parking lot nearby. Would you rather ride there? Bicycle parking is also provided.201 S Greenville AveRichardson, TX US
Habibi CafeRead MoreHabibi Cafe in Richardson is a well-known Mediterranean restaurant, delivering a familiar atmosphere with amazing coffee. It's a favorite spot for visitors interested in fantastic food. Thanks to its outdoor seating, the restaurant is a fantastic option when the Texas weather cooperates. There's no particular required attire, so feel free to dress comfortably. Also, it's often reported that the background noise can get a bit loud here. With vegetarian items on the menu, there really is something for every taste. To sum it all up, Habibi Cafe is a terrific choice when you're in the mood for unique international cuisine, and want to expand your horizons beyond the typical Chinese/Mexican/Italian fare.102 North McKinney StreetRichardson, TX US
Tavern On Main StreetRead MoreRichardson's Tavern On Main Street has tasty eats and creative beverages. Access the Internet free of charge via Tavern On Main Street's complimentary wifi. Dine with fellow dancing machines — the restaurant is stocked with a lively, open floor. The restaurant's "rush" is all weekend long, so diners should be prepared to wait for a table. Some say walking is the greatest thing in life. Tavern On Main Street knows it's carryout. Get in and out of the car quickly with no-hassle parking located all around the restaurant. Tavern On Main Street's diners can store their bikes safely at the rack around the corner.115 East Main StreetRichardson, TX US
W.W. Fairfield'sRead MoreYour next meal awaits at W.W. Fairfield's in Richardson. Fill your ears with the sound of live music — the restaurant often hosts a DJ or a band — as you fill your stomach with delicious food. Show off your moves after your meal —W.W. Fairfield's welcomes dancing and live bands. Weekends are busy at the restaurant, so be prepared for longer wait times. Parking can be a pain in the neck, but it's as available as ever near the restaurant.147 North Plano RoadRichardson, TX US
Jasmine MarketRead MoreYou won't be disappointed at Jasmine Market in Richardson, where well-prepared eats and delicious drinks rule the menu. Make the most of the warm summer months by dining outdoors in Jasmine Market's beautiful outdoor seating area. If you're feeling up to it, take a turn on the dance floor. If crowds aren't your thing, it's best to visit Jasmine Market during the slower weekday hours. Leaving the couch is half the battle. Your foods awaits your pickup at Jasmine Market. Jasmine Market is surrounded by endless parking options.107 E Main StRichardson, TX US


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EurOmax Resources Ltd. (TSX: EOX) is a Canadian mining company, focused on identifying, acquiring and developing mineral resources in Southeastern Europe.
It primarily explores for gold, copper, and silver metals.
The company holds interests in 3 properties in Bulgaria, including the Trun property, which covers an area of 67 square kilometers; the Breznik property that covers an area of 19.1 square kilometers; and the Rakitovo property, which covers an area of 33.3 square kilometers.
It also has interest in the Ilovitza property that covers an area of 5 square kilometers in Macedonia; and the KMC property, which covers an area of 42 square kilometers in Serbia.
EurOmax Resources Ltd. is based in Vancouver, Canada.
Ilovitza Property
The Ilovitza Property is in southeast Macedonia, in the municipality of Bosilovo, approximately 25km east of the border with Bulgaria and 18km west of city of Strumica.
The Ilovitza Property was previously held and explored by Phelps Dodge Exploration (PDX) who drilled between 2004 and 2006. In 2008 EurOmax signed an agreement with PDX to enter into an option agreement to acquire 100% of the Ilovitza Property.
EurOmax has completed twenty diamond drillholes on the property between 2007 and 2011. 28 holes drilled to October 2011 including drill hole EOIC 11-18 that intersected 336 m grading 0.30% Cu and 0.37 g/t Au.
The NI 43-101 compliant inferred resources total 374 million tonnes containing 0.21% Cu and 0.32g/t Au with a 0.25% Cu Eq. Cutoff.
Trun Gold project
Intrusion-related gold project on 67 square km on 100% EurOmax exploration license. 178 holes drilled on multiple targets.
The company's NI43-101 report dated Jan 31, 2011 outlines an inferred resource of 91.2 million tonnes grading 0.7 grams per tonne at a cut off of 0.3 grams per tonne, for 2.1 million ounces of gold.
EurOmax Resources Ltd.
33 St James's Square
London, UK. SW1Y 4JS
Tel: +44 (0)20 3178 6510
Fax: +44 (0)20 7661 9400
Email: email@example.com
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WalesOnline sees documented evidence which Wales feel should clear them over use of nine extra players
WalesOnline sees documented evidence which Wales feel should clear them over use of nine extra players
Whoever wins on Saturday will top Pool A and have an easier passage in the knock-out rounds with Warren Gatland encouraging his side to go for broke
Test rugby is all in the preparation, but at this stage of the World Cup what exactly does that involve for Wales? Alex Bywater found out...
The Lions star is due to return from a serious knee injury next month but could leave Clermont-Auvergne early to sign a National Dual Contract
With doubts already surrounding the fitness of Israel Folau and Rob Horne, and with Michael Hooper banned, the Wallabies have their fingers crossed on Giteau
Rugby editor Delme Parfitt argues that the tongue-in-cheek tales of Warren Gatland's men being spooked could work in their favour for the Pool A decider
Stridgeon came on board as fitness coach earlier this year, having previously worked alongside Warren Gatland at Wasps
While the recriminations following the host nation's tournament exit remain in full swing, fresh problems are now making the situation worse
Wales can secure top spot in Pool A and an easier-looking route into the later stages of the tournament with a result against Michael Cheika's men
Andy Howell pinpoints the specific reasons why Pocock, who has never lost any of his eight games against Wales, is so vital to the Wallabies' cause
Wales haven't beaten the Wallabies in their last 10 attempts, but James Hook points out 'there's no better time than this weekend'
The flying winger will join up with Wayne Pivac's men in blistering form after making a name for himself at the 2015 Rugby World Cup
The Wales centre says the pool of death has lived up to its billing, but that Warren Gatland's men now want to 'play a bit of rugby' against the Wallabies
The full-back took aim at the Australian flanker and the match officials for not dealing with the incident more severely
We take you behind the scenes at Wales' Rugby World Cup base where rumours of ghost sightings have hit the headlines
Wales coach Rob Howley reveals management delight at Morgan's performance against Fiji as he looks ahead to Wallaby clash at Twickenham
The influential openside will sit out the final Pool A clash against Warren Gatland's men after being found guilty of foul play at Twickenham
Liam Williams is set to start at full-back or on the wing at Twickenham after passing concussion protocols following the blow to the head he suffered against England
It's arguably the biggest day in Welsh sporting history on Saturday as our football and rugby teams play major matches. Here are the details you need
With Wales through to the last eight, rugby editor Delme Parfitt picks the players he believes have stood out in their three victories so far
Wales Online
For the latest local news straight to your Twitter, Facebook feed, e-mail inbox or tablet.
Is there something happening in your area you would like us to report on?
Tell us about it and, if possible, send us a picture
We reach over 1,384,563* unique users a month with dedicated coverage of all things Welsh.
To book an advert with WalesOnline call 029 2024 4296 or 029 2022 2444, email firstname.lastname@example.com or visit Media Wales website for more information
WalesOnline is part of Media Wales, publisher of the Western Mail, South Wales Echo, Wales on Sunday and the seven Celtic weekly titles, offering you unique access to our audience across Wales online and in print.
For all general advertising enquiries please ring 029 2022 2444, or for recruitment advertising, please ring 029 2000 7207.
Editor, WalesOnline
Ceri has been editor of WalesOnline since April 2012. She was previously executive editor of Media Wales and deputy editor of the Western Mail. She started her career on the Glamorgan Gazette.


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Rooth Lab LS4
"This is my second CIEM after purchasing Rooth's LS2. I own the Shure 535s as well. My sources as are iPhone 5C and Sony NW-F880, no amps. The LS4 has two bass drivers, so obviously this isn't for people who like monitor like sound. The bass is not overbearing, yet enhanced. There is a nice deep rumble, but not to the point where mids and highs are drowned out. The LS4 manages to..." --Yamato1
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GOgroove Earbuds are great for any audio application! Their sound profile makes them perfect for casual music, personal DVD players, active audio, and even audiobooks!


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