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Manufacturing Area
Category: HDMI switches
HDMI to DVI adaptor Gold/Nickel plated Good quality, price, delivery KangQi Electronics Co. Ltd is a professional manufacturer which produces audio and video cable, HDMI cable, dc cable, RCA cable ...Keyword : HDMI adaptor | DVI adaptor
Category: Video Systems
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Fairways Apartment
from £45 /night help Price for guests, Nights approx:
7 reviews
from £45 /night help Price for guests, Nights approx:
Estimated nightly price based on a weekly stay. Contact the advertiser to confirm the total cost.
Apartment / 1 bedrooms / sleeps 4 Home 15567
Availability Your dates are available
Apartment / 1 bedrooms / sleeps 4
|Key Info
Air conditioned luxury apartment with a picturesque garden which sleeps up to four people is nestled within a championship golf course. There are stunning views across the fairways to the sea and to Spain's highest peak, the famous volcano, Mount Teide.
The Apartment comprises of a stylish bedroom, ultra modern shower room, an American style kitchen with large fridge freezer, dishwasher, new Bosch. ceramic hob and oven installed 2014, dishwasher, washing machine, microwave and all the comforts of home. The spacious lounge with two large sofa beds, Smart TV showing BBC1 and 2, channels 3, 4 and five, some plus channels and movie DVD, ipod doc and a widescreen TV in the bedroom. Lounge leads through patio doors to a spacious covered terrace with its own drinks fridge, then onto the secluded garden which has table and chairs, large parasol, barbecue and sun loungers. The view looks across lush gardens with fountains and waterfalls and down to the large heated tropical swimming pool.
Amarilla is just one of five challenging courses in the few miles between the airport and Las Americas. Visit our golf page to view all of them and why not book your round before you even get there.
|Sleeps up to 4, 1 bedrooms
|1 bedroom, 1 bathrooms of which 1 Shower rooms
|Nearest beach
|Amarilla Golf 500 m
|Will consider
|Long term lets (over 1 month)
|Car advised
|Nearest travel links
|Nearest airport: Reina Sofia 15 km
|Family friendly
|Great for children of all ages
|No pets allowed, No smoking at this property
Features and Facilities
|Internet access, DVD player
|Shared outdoor pool (heated), Children's pool
|Air conditioning, TV, Video player, Pool or snooker table, Table tennis, Safe, Satellite TV, Wi-Fi available
|Kettle, Toaster, Iron, Hair dryer
|Clothes dryer, Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine
|2 Sofa beds, Single beds (2), Cots (1), Dining seats for 4, Lounge seats for 6
|Linen provided, Towels provided
|Shared outdoor pool (heated), Balcony or terrace, Private garden, BBQ, Climbing frame
|Parking, Suitable for people with restricted mobility, Wheelchair users
|Further details indoors
The lounge is spacious and airy and both the lounge and bedroom benefit from ceiling fans, we also provide two mobile fans. The lounge has recently been refurnished to a high standard including air conditioning. We provide a popular selection of DVDs for clients use and a safe. Cots and highchairs are available by request.Bed is made up to queen size but can be converted to singles on request, and bedroom also has a TV.
|Further details outdoors
Located on the Amarilla Golf & Country Club resort, 'Fairways' offers a secure complex with beautiful tropical gardens and the most attractive heated swimming pool in the area. The pool has a children's area and is supervised all day by a professional lifeguard. The Island bar set within the pool serves food all day long and also evening carveries, alongside the pool there is is also an a la carte restaurant. Fairways offers car hire, several bars, a supermarket, laundry, a take away, video hire, sports bar and more restaurants.For the children there's a fun play area with safety flooring, slide, swing, climbing frame, table football, and sometimes a bouncey castle . Children's freee organised activities are also offered. As a result, the resort is particularly popular with families as well as those seeking a tranquil retreat in which to relax & enjoy the sunshine and spectacular views.
|Further details
Free parking on site.24 Hour Emergency FacilitiesWelcome pack available on requestFlexible arrival & departure dates
The Canary Islands region
Fairways is situated on the south coast.
Mount Teide the islands's famous volcano is only twenty miles to the north (the highest mountain in Spain) with many walking trails and climbs. Fairways is alongside the rugged Atlantic coast with its dramatic coastal walks. The beaches are shingle,but a short distance away in either direction you will discover safe sandy ones.
Not to be missed is nearby is Los Abrigos, renowned for its many fresh seafood restaurants which surround a picturesque harbour. It is only a short drive away but can also be visited by the new coastal walk from Fairways.
For designer shopping or lively nightlife , Las Americas and Los Cristianos is about a 15 minute drive away.
Amarilla Golf
Fairways is a beautiful, secure family complex on the coast, where you'll find plenty of places to eat and drink. There is a well stocked supermarket with a delicatessen, a fresh meat counter and a large selection of wines, beers and spirits, a launderette, a takeaway, car hire and excursion bookings are available from reception.
A short walk will take you to the new Marina and coastal path boasting a great variety of sea view restaurants, continue the walk to Golf del Sur and Sanblas its town square with its many bars and restaurants. The beautiful fishing village of Los Abrigos is just a short drive away, renowned for its seafood restaurants, a must if you like food supplied to your table fresh each day by the local boats.
A little further along the coast is El Medano, a vibrant town in the shadow of Red Mountain 'Monta Roja' with its beaches, boardwalks and bars. Also take a trip to the old Canarian town of Las Galletas and watch the surfers as you feast from the local tapas bar.
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2 Aug 2013
"Great Apartment"
The apartment is well appointed and well maintained. It has a private garden with sun loungers. Which is essential so that you do not have to join the pre- breakfast scramble for the limited shade around the big pool at Fairways Club. Some hospitality and a supply store close by. The main restaurant and bar strips are 15-20 minutes walk. Public Transport is not far away to Los Cristianos /Los Americanos. Taxis easily available.
10 Feb 2013
"Wonderful Holiday"
This is probably the best holiday we have had. Lovely apartment a real home from home, very well equiped which is great for us as we enjoy self catering. The complex was lovely with beautiful grounds and the heated swimming pool was a treat. We were a little concerned about plane noise but it was not a problem at all. Hopefully we will book again next year.
26 Apr 2012
"Excellent apartment"
This apartment is probably in the best position on the complex situated over looking the stream and pond. The apartment is in good condition with a new bathroom & has been well looked after, the bed I must say is also very comfortable. The owners are very helpful with any questions you may have before you depart, they answer very quickly. Overall we had a very enjoyable stay and will be using again.
20 Apr 2012
"A home from home holiday with good weather"
we thoroughly enjoyed our stay in 505.directions to the apartment were spot on and the apartment was better than we expected.we hope to go back there next year.the fairways complex has everything you need for a relaxing,peaceful holiday
This advert is created and maintained by the advertiser; we can only publish adverts in good faith as we don't own, manage or inspect any of the properties. We advise you to familiarise yourself with our terms of use.
You're booking with
Gary & Linda F.
- 9 Years listed
65% Response rate
Calendar last updated:04 Oct 2015
Based in United Kingdom
- English

subset: commoncrawl


text:
Web Sites Set to Transmit Images From Mars After a Craft's Landing Today
By DYLAN LOEB McCLAIN
Published: July 4, 1997
If all systems are go when the Pathfinder spacecraft comes to rest on the surface of Mars today and begins sending back images, millions of people will be able to watch what is happening live on the suddenly interplanetary World Wide Web.
Anticipating that this weeklong event will generate a lot of interest, the National Aeronautics and Space Administration's Jet Propulsion Laboratory, which is running the mission, has arranged for 25 Web sites to broadcast the images coming back from Mars simultaneously. The sites, all of which are identical, will be able to handle up to 30 million visits at a time. The Jet Propulsion Laboratory has set up a Web page that lists all the sites and lets Internet users choose the one nearest them to minimize the transmission time of images.
In addition to the 25 official Pathfinder Web pages, there are a number of other sites that offer information about the mission and the planet.
One such site belongs to the National Space Science Data Center, which is part of NASA. It contains photographs of Mars and information about the mission and the landing site. There is also a page of facts about Mars that will allow Internet users to find answers to questions like: How many days does it take Mars to orbit around the sun? (687) And what is Mars's mass as a percentage of Earth's? (11 percent)
For those who barely remember the last visits to Mars of the Viking crafts in the mid-1970's and the Mariner missions of the late 1960's, they can explore them on a site created by the Johnson Space Center. It includes photographs of each of the craft and a couple of photographs taken by the Voyagers of Mars's surface.
Spaceviews, an on-line publication about space exploration, offers dozens of photographs of Pathfinder, its robot explorer, called Sojourner, and the launching of the spacecraft last year. The site also has a section about the possibility of life on Mars and links to other Web sites, including a site about a future mission maintained by the Jet Propulsion Laboratory.
The Lunar and Planetary Laboratory of the University of Arizona, which designed the imaging system on Pathfinder, has a Web site explaining how the camera works. It, too, has links to other Mars Web sites, for example, one called Mars Today that has a poster showing conditions on the planet and its relationship to Earth, updated daily.
As might be expected, there are sites that have been created as teaching tools for children. One such site, from Passport to Knowledge, is organized in conjunction with a series of six broadcasts about the mission on PBS television stations.
Children can send in questions to NASA scientists; some might be answered on two programs to be televised live on Sunday and Wednesday from 2 to 4 P.M. Eastern daylight time.
Chart: ''WHERE TO GO'' Links to the Mars Pathfinder Web pages http://www.jpl.nasa.gov/mpfmir/ Past missions to Mars http://www.jsc.nasa.gov/pao/flash/marslife/pastexpl.htm National Space Science Data Center Mars photo gallery http://nssdc.gsfc.nasa.gov/photogallery/photogallery-mars.html Spaceviews Mars Pathfinder mission http://www.seds.org/spaceviews/pathfinder/ Jet Propulsion Lab's future Mars mission http://mgs-www.jpl.nasa.gov/ University of Arizona's Lunar and Planetary Lab imager http://www.lpl.arizona.edu/imp/imp.html Passport to Knowledge Mars mission home page http://quest.arc.nasa.gov/mars/ Mars Today poster of current conditions on Mars http://humbabe.arc.nasa.gov/ Marvin the Martian home page http://www-personal.usyd.edu.au/swishart/marvin.html


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FAA predicts steady growth in air travel
Air passenger travel is expected to increase by 2.8 percent year from this year through 2034 according to a report issued this month by the U.S. Department of Transportation's Federal Aviation Administration.
But one major player in the travel industry is wondering if the country's airports can keep up with increased demand.
"What the FAA's release politely understated is that our air travel infrastructure is woefully under-resourced to cope with the demand we already have, let alone what is coming," said Roger Dow, president and CEO of the U.S. Travel Association. "More net travelers are obviously terrific for the U.S. economy, but those who travel frequently are thinking about what our flying experiences are already like on a day-to-day basis and greeting the FAA report with very mixed feeling."
Dow said that as travel becomes more afflicted by hassles and headaches, he fears more people will simply decide not to travel.
"Unless we make the necessary investments in our infrastructure, this projected travel demand will not fully materialize, and the missed opportunity for the U.S. economy will be tragic," he said.
The report is called "FAA Aerospace Forecast Fiscal Years 2014 to 2034." It uses the aviation standard for measuring air travel volume as Revenue Passenger Miles (RPMs), which represents one paying passenger traveling one mile.
U.S. carrier RPMs are expected to be approximately 76 percent higher than the 2013 level, according to the report. The forecast predicts the total number of people flying on U.S. Airlines will increase by .8 percent from 2013 levels to 745.5 million in 2014, growing to 1.5 billion in 2034.
Complicating things even more is that air cargo traffic, as measured by Revenue Ton Miles (one ton of cargo flown one mile) is also expected to more than double by 2034 at an average growth rate of 4.1 percent.
Other results of the forecast showed that the average percent of seats filled per flight reached a record level of 83.2 percent in 2013. These load factors are expected to reach 83.8 percent in 2024.
Landings and takeoffs at FAA-operated towers and FAA contract towers are expected to increase from 49.9 million in 2013 to 61.9 million in 2034.
The agency tried to put a positive spin on the numbers.
"With healthy growth projected in air travel, the FAA has a tremendous opportunity to make a major difference in the industry," said agency administrator Michael Huerta. "As the system becomes more complex, we'll look to new technologies to meet the growing demand for safe and efficient air travel here at home and around the world."
Huerta listed four initiatives the FAA was instigating to meet America's growing reliance on air travel. These initiatives included:
• Raising the bar on safety by proactively using safety management principles to make smarter, risk-based decisions throughout the agency and with industry and global stakeholders.
• Rebalancing existing services and modernizing the infrastructure including advancing NextGen, to reduce costs and become more efficient in the long run, as the FAA works to safely integrate new types of users into the nation's airspace.
• Building on America's history of leadership in shaping international standards to continue to improve aviation safety and efficiency around the world.
• Attracting and developing the best and the brightest talent with the appropriate leadership and technical skills to undertake the transformation of America's national aviation system.
Dow said policymakers need to explore every funding avenue to make sure that U.S. airports and air-traffic control systems keep pace so the country can realize the full benefit of upward travel trends for entrepreneurship, job creation and tax revenue.
Twitter: @tribtomwharton
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Welcome to the online home of Rio Rico High School, home of the Hawks. We are one of five schools in the Santa Cruz Valley Unified School District, located in beautiful southern Arizona. Even in our small town, our students enjoy all the benefits of a large high school including culinary arts and language courses, financial literacy instruction, career and technical education, and so much more.
Welcome back Hawks! We are all very happy with the start of this school year. Our students are comfortably making their way around campus and getting to know their new friends and teachers.
Here are some important dates and events we hope you can add to your schedule:
If you have any questions, feel free to call us, visit our website, and don't forget to like us on Facebook. Remember to log in regularly to your ParentVue account to see your student's progress so far.


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text: Bioregional and Cherwell District Council (CDC) have won a leading environmental award for their sustainability work in Bicester.They triumphed in the town and city section of the People.Environment.Achievment awards when the judges' choice was announced at a 'green carpet' event in Brighton at the weekend. Bioregional and CDC beat off competition from Brighton & Hove and Bristol, the two other shortlisted communities for this section of the PEA awards which are now in their fifth year. The award recognised the achievements of Bioregional and CDC's pioneering Eco-Bicester initiative, which builds on the North West Bicester Eco-town development to bring a a range of environment, health Read More


text: My hotel of choice continues to be the Hampton Inn! The service I always receive by the staff is greatly appreciated. The rooms are clean and neat throughout. I have never been disappointed and think the amount paid is less than the service received. See you next time and thanks!


text:
Click on a thumbnail to go to Google Books.
Redbird Christmas (2004)
by Fannie Flagg
Work details
A Redbird Christmas by Fannie Flagg (2004)
Southern Fiction (21)
Christmas Books (14)
» 3 more
Books About Orphans (56)
Carole's List (227)
No current Talk conversations about this book.
Sweet story
Adult orphan Oswald T. Campbell believes he has less than a year to live, so he moves from Chicago to rural Alabama to live out his final days. The charmingly eccentric residents of the small town he lands in help him regain his health and overcome his loneliness. A complication arises in the form of an abandoned little girl who needs surgery, but all ends happily ever after.
I read this predictable but pleasant book in a day. It's a feel-good story of redemption, healing, and even a Christmas miracle or two.
I had read this book some years ago, and when I saw this volume in a used bookstore, recalled it as an enjoyable read so I picked it up to re-read. It was, after all, Christmas time and it was in the Christmas books section. In spite of its' title, it really is not a Christmas book -- there is a kind of Christmas miracle at the end, though. It has a big-city man moving to a small-town in Alabama and meeting all these small-town, cozy characters. It's a bit longer than a novella-length and I enjoyed it just as much the second time around.
This is a story of a man Oswald who is dying of emphysema. His doctor tells him he has very little time left and he needs to move to a warm climate so he moves to Lost River, Alabama. Once there he meets a cast of characters. Roy who owns th local grocery store. Roy has a prt red bird named Jack. Patsy is a little girl who visits Jack every day. She is deformed, her leg turns out and drags when she walks. Patsy lives with Francis. Patsy's aunt dumped her on Francis because she no longer wanted to care for her anymore. This is the story of how each of these lives change the others. It was heartwarming. A real pick me up. People doing good for each other. I really enjoyed the book.
References to this work on external resources.
Wikipedia in English (1)
Amazon.com Product Description (ISBN 0345480260, Mass Market Paperback)With the same incomparable style and warm, inviting voice that have made her beloved by millions of readers far and wide, New York Times bestselling author Fannie Flagg has written an enchanting Christmas story of faith and hope for all ages that is sure to become a classic.
Deep in the southernmost part of Alabama, along the banks of a lazy winding river, lies the sleepy little community known as Lost River, a place that time itself seems to have forgotten. After a startling diagnosis from his doctor, Oswald T. Campbell leaves behind the cold and damp of the oncoming Chicago winter to spend what he believes will be his last Christmas in the warm and welcoming town of Lost River. There he meets the postman who delivers mail by boat, the store owner who nurses a broken heart, the ladies of the Mystic Order of the Royal Polka Dots Secret Society, who do clandestine good works. And he meets a little redbird named Jack, who is at the center of this tale of a magical Christmas when something so amazing happened that those who witnessed it have never forgotten it. Once you experience the wonder, you too will never forget A Redbird Christmas.
From the Hardcover edition.
(retrieved from Amazon Thu, 12 Mar 2015 18:15:03 -0400)
Oswald T. Campbell, given the news that he only has a short time left to live, takes his doctor's recommendation that he leave Chicago and move to a milder climate, and ends up in Redbird, Alabama, where his involvement with a young orphan, a matchmaking widow, and a redbird named Jack, restores his heart and his health.… (more)
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Triple-Strand Necklace with Swarovski Crystal Pearls and Beads and Sterling Silver and Marcasite Butterfly Pendant
-- Designer --
Laura BlackFeather, Exclusively for Fire Mountain Gems and Beads®To learn more about Laura BlackFeather, read her jewelry artist success story here
: : : Materials : : :
- Bead, Swarovski crystal, light grey opal, 6mm bicone
- Bead, sterling silver, 6x5.5mm rondelle
- Pearl, Swarovski crystal, burgundy, 10mm round
- Pendant/brooch, sterling silver and marcasite, 60x47mm butterfly
- Crimp cover, sterling silver, 3mm
- Crimp bead, sterling silver, 2x2mm cut tube
- Clasp, sterling silver toggle, 30x20mm
- Beading wire, Accu-Flex, clear, 49 strand, 0.014-inch
- Pliers, side-cutting
- Pliers, flat-nose
The pieces featured in the Gallery of Designs are copyrighted designs and are provided for inspiration only. We encourage you to substitute different colors, products and techniques to make the design your own.
Have a question regarding this design idea? Email Customer Service.
Customer Photographs
Fire Mountain Gems and Beads is proud to feature your artwork, and we invite you to submit images of your favorite projects to the Customer photographs section. Here's how you can be included:
- Email your name and attached image to email@example.com
- Please describe your project (e.g.: necklace, bracelet, home decor) and include the main components of your design if known.
- If you've named your piece, please let us know!
- Photos should be a minimum of 500x500 pixels or (6.94 inches)
- To best showcase your artwork, place dark designs on a ligh background and light artwork on a dark background
- For additional photography tips, click here.
If you have any questions or concerns regarding the artistic credit of the artwork displayed here, please contact us at firstname.lastname@example.com.


text:
No complaints here at all. Good service, great breakfast, great staff. The only problem I found was it proximity to a coal fired plant. But there is not really anywhere in Beijing you can go without being close to one it seems. The photo I have was taking on an extremely smoggy day and everyday was not this bad at all. Also the subway station is very close and the best option to take to the Forbidden City and Tienanmen Square.
I would definitely stay here again.


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DEFINITION of 'Fuel Tax Credit'
A federal subsidy that allows businesses to reduce their taxable income dollar for dollar based on specific types of fuel costs. There are several types of fuel credits. For example, a 2005 fuel credit to companies that produce biofuels provided a tax credit to companies that combined diesel derived from biomass with diesel derived from petroleum to create an alternative fuel mixture.
BREAKING DOWN 'Fuel Tax Credit'
The black liquor tax credit, once part of the alternative fuel credit, was a tax loophole allowed to companies for using black liquor - a paper production byproduct that the paper and pulp companies were already using - mixed with diesel as a fuel source. The paper and pulp companies began adding diesel to their black liquor so they could claim a tax credit. This achieved the reverse of what the bill intended, increasing the use of fossil fuels and reducing the use of biofuels.
New Alternative Transportation ...A bipartisan proposal introduced in April, 2011 that amends the ...
Carbon Dioxide TaxA tax on businesses and industries that produce carbon dioxide ...
Federal Telephone Excise TaxThe federal telephone excise tax is a statutory federal tax on ...
Black Liquor Tax CreditA term coined by the forest-products industry to describe an ...
Alternative Fuels Tax CreditA non-refundable tax credit awarded to taxpayers who use non-alcohol ...
Tax CreditAn amount of money that a taxpayer is able to subtract from the ...
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Indonesian president visits the U.S.
Sep 1, 2007 Indonesia's first directly elected president meets with President Bush in Washington tomorrow. He's expected to thank the U.S. for its tsunami relief efforts, and to press the Administration for better military and trade relations. But he has another agenda. Marketplace's Amy Scott reports.
The Undocumented War
Sep 22, 2011 This year, roughly a half million illegal immigrants -- mostly from Mexico -- will cross into the U.S. They will join 11 million illegal immigrants already here. Most are looking for work. Of course that's only part of the story. There's also the drain on local resources and concerns about homeland security. You may have heard some of the arguments. But few truly know what's its like to be on the front lines of what increasingly looks like an 'undocumented war'. That's what's we're calling our special series this week, prepared by veteran journalist Scott Carrier. On a moonless night in Arizona last June, Scott met up with the author of more than a dozen books and several award-winning articles about the border. His name is Charles Bowden...
Soweto wireless
Sep 1, 2007 Countries without the benefit of a huge phone line infrastructure or fiber optic systems are still finding ways to get online. And it's making a difference for the people who live there. Reporter Gretchen Wilson explains how a low-cost wireless Internet network launched in South Africa may wind up creating new economic opportunities for the country.
Gaza cesspool
Sep 1, 2007 As Israel prepares to pull out of Gaza this summer, Palestinians are hoping international donors will step in to help them get back on their feet. Millions of dollars stayed in coffers during the last four years of conflict. That's money that could go toward things like revamping the electrical grid and building a desalination plant. But before greenlighting those projects, some donors have posed a challenge to the Palestinians and Israelis. Work together to fix a particularly odiferous problem, and then get back to us. From Gaza, Nancy Updike has the story.
Latino lattes
Sep 1, 2007 Anywhere these days that you CAN'T get a venti half-caf non-fat no-foam no-whip caramel latte? Not for all the tea in China. Really. In fact Starbucks announced today that it's counting on the land of the leaf to eventually become its second-biggest market after this country. Right now the chain has 120 stores there. Coffee houses world-'round have tried to replicate Starbucks' success. Hasn't happened yet. But in Phoenix some entrepreneurs are banking on a hybrid: Start with a traditional Mexican bakery called a panaderia... Abigail Beshkin has the rest.
Keeping track of the money
Sep 1, 2007 Today on our series "Think Global", the folks with the green eyeshades. With a global economy come goods, services, and money moving across borders. Keeping track of that money is maybe the most basic requirement accountants have. And Tom Jones, the Vice Chairman of the International Accounting Standards Board, says keeping track of the money...is ALL ABOUT money.
CEOs in China
Sep 1, 2007 The U.S. Treasury Department today named a special envoy to China. Washington's trying to press Beijing to adopt economic reforms and a more flexible currency. Meanwhile, back in Beijing, about 500 chief executives and other businessmen hob-nobbed at the Global Forum, staged by Fortune magazine. It's a big enough deal that China's president took time to drop by. He told the CEO's that China's growing economic power is a benign force for global prosperity. Commentator and trade expert Clyde Prestowitz says it's time for CEOs to form a force of their own.
Fleet Street's new bankers
Sep 1, 2007 All week long, we're examining the financial world with a wide-angle lens. Today, our 'think global' series takes us to the world's biggest center of international finance. And no, it's not Wall Street. It's much closer to Fleet Street, at least geographically. Back when Britain ruled the waves, many of the strings were pulled by bankers in the City of London. The spiritual descendants of those bowler-hatted bankers still run the city today. But as Marketplace's Stephen Beard tells us, their accents aren't what they used to be.
French resistance
Sep 1, 2007 In this morning's edition of Public Radio's "Think Global" series, we examine a country with serious reservations about a global economy: France. A referendum there this weekend will give the French the opportunity to vent their concerns about America's free market approach to doing business.
Trusting the U.S.
Sep 1, 2007 Host David Brown talks to global business guru and professor Prabhu Guptara about what the rest of the world thinks of American business practices.


text: Synovus Financial Corp. Company Profile (NYSE:SNV) Analyst RatingsEarningsDividendsInsider TradesCompany ProfileSocial ActivityToday's Chart Consensus Ratings for Synovus Financial Corp. (NYSE:SNV) (?) The ratings breakdown includes the most recent rating from each analyst that has rated the stock within the last twelve months. The ratings score is a calculation of the average number of sell, hold, buy and strong buy ratings (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). The consensus price target is a mean average of the most recent price target set by each analyst that has set a price target for the stock in the last twelve months.Ratings Breakdown: 1 Sell Rating(s), 2 Hold Rating(s), 5 Buy Rating(s)Consensus Rating:Buy (Score: 2.50)Consensus Price Target: $31.50 (6.31% upside) Analysts' Ratings History for Synovus Financial Corp. (NYSE:SNV) Show: All Ratings For This Stock Only the Most Recent Rating From Each Brokerage DateFirmActionRatingPrice TargetActions9/1/2015SunTrustLower Price TargetBuy$37.00 -> $36.00 8/26/2015Sanford C. BernsteinLower Price Target$31.00 -> $26.00 7/23/2015Keefe, Bruyette & WoodsReiterated RatingBuy 7/22/2015Evercore ISIBoost Price TargetBuy$32.00 -> $34.00 7/22/2015Keefe, Bruyette & WoodsBoost Price TargetOutperform$32.00 -> $35.00 7/22/2015BarclaysReiterated RatingSell$29.00 -> $31.00 7/2/2015Jefferies GroupBoost Price Target$29.00 -> $30.00 6/16/2015BarclaysBoost Price TargetUnderweight$28.00 -> $29.00 4/22/2015StephensBoost Price TargetOverweight$29.00 -> $31.00 4/22/2015BarclaysLower Price TargetUnderweight$29.00 -> $28.00 4/2/2015Raymond JamesDowngradeStrong-Buy -> Outperform$30.00 -> $29.00 1/28/2015Keefe, Bruyette & WoodsBoost Price TargetOutperform$27.00 -> $30.00 1/5/2015BarclaysBoost Price TargetUnderweight$26.00 -> $29.00 10/23/2014Jefferies GroupReiterated RatingHold$26.00 -> $27.00 10/21/2014Goldman SachsUpgradeSell -> Neutral 10/8/2014StephensInitiated CoverageOverweight 9/19/2014Raymond JamesUpgradeOutperform -> Strong-Buy 7/24/2014JPMorgan Chase & Co.Reiterated RatingNeutral$26.00 -> $27.00 7/23/2014Sanford C. BernsteinBoost Price Target$21.00 -> $22.00 7/23/2014Keefe, Bruyette & WoodsBoost Price Target$26.25 -> $27.00 7/23/2014Robert W. BairdBoost Price TargetNeutral$23.00 -> $25.00 7/23/2014Portales PartnersUpgradeUnderperform -> Sector Perform 6/17/2014Drexel HamiltonUpgradeHold -> Buy 6/3/2014Morgan StanleyUpgradeOutperform 6/2/2014Keefe, Bruyette & WoodsUpgradeMarket Perform -> Outperform$26.25 6/2/2014Citigroup Inc.UpgradeMarket Perform -> Outperform$28.00 6/2/2014Raymond JamesUpgradeMarket Perform -> Outperform$28.00 5/20/2014BarclaysBoost Price TargetUnderweight$4.00 -> $24.00 5/19/2014Compass PointReiterated RatingBuy$4.20 -> $29.50 5/1/2014Morgan StanleyUpgradeUnderweight -> Equal Weight$3.20 -> $3.30 4/16/2014SunTrustUpgradeNeutral -> Buy 3/27/2014Morgan StanleyBoost Price Target$3.00 -> $3.20 12/20/2013Compass PointBoost Price TargetBuy$3.50 -> $4.00 10/23/2013Keefe, Bruyette & WoodsBoost Price Target$3.25 -> $3.75 10/22/2013Keefe, Bruyette & WoodsDowngradeOutperform -> Market Perform 10/8/2013Evercore ISIInitiated CoverageNeutral$3.50 (Data available from 10/4/2013 forward) Earnings History for Synovus Financial Corp. (NYSE:SNV)DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallActions7/21/2015Q215$0.39$0.42$273.47 millionViewListen 4/21/2015Q115$0.36$0.38$269.38 million$269.10 millionViewN/A 1/27/2015Q414$0.36$0.39$272.30 million$263.80 millionViewN/A 10/21/2014Q314$0.37$0.37$272.35 million$270.30 millionViewListen 7/22/2014Q214$0.48$0.35$266.53 million$268.40 millionViewN/A 4/22/2014Q114$0.05$0.05$263.30 millionViewN/A 1/21/2014Q413$0.05$0.05$270.05 millionViewN/A 10/22/2013Q313$0.04$0.04$271.00 millionViewN/A 7/18/2013Q2 2013$0.03$0.03$271.10 millionViewN/A 4/23/2013Q1 2013$0.02$0.02$272.67 millionViewListen 1/22/2013Q4 2012($0.09)$0.78$278.94 millionViewN/A 10/23/2012$0.03$0.02ViewN/A 7/24/2012$0.02$0.03ViewN/A 4/24/2012$0.01$0.02ViewN/A 1/24/2012$0.01ViewN/A 10/27/2011($0.03)$0.02ViewN/A 7/28/2011($0.06)($0.06)ViewN/A 4/26/2011($0.12)($0.09)ViewN/A 1/28/2011($0.20)($0.23)ViewN/A (Data available from 1/1/2011 forward) Dividend History for Synovus Financial Corp. (NYSE:SNV)AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable DateShare9/2/2015quarterly$0.101.33%9/15/20159/17/201510/1/2015 6/4/2015quarterly$0.101.34%6/16/20156/18/20157/1/2015 3/4/2015quarterly$0.101.45%3/17/20153/19/20154/1/2015 12/3/2014quarterly$0.101.54%12/16/201412/18/20141/2/2015 9/3/2014quarterly$0.071.16%9/16/20149/18/201410/1/2014 5/20/2014quarterly$0.076/17/20146/19/20147/1/2014 3/7/2014quarterly$0.011.13%3/18/20143/20/20144/1/2014 12/5/2013quarterly$0.011.17%12/17/201312/19/20131/2/2014 9/4/2013quarterly$0.011.25%9/17/20139/19/201310/1/2013 6/5/2013quarterly$0.011.52%6/18/20136/20/20137/1/2013 3/5/2013quarterly$0.011.49%3/19/20133/21/20134/1/2013 (Data available from 1/1/2013 forward) Insider Trading History for Synovus Financial Corp. (NYSE:SNV)Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionActions7/24/2015Kevin Joseph HowardEVPSell5,430$31.85$172,945.50 2/6/2015Mark G HolladayVPSell5,400$27.96$150,984.00 8/11/2014Allan E KamenskyGeneral CounselBuy5,654$22.87$129,306.98 3/4/2014Kevin Joseph HowardEVPSell27,500$3.52$96,800.00 2/24/2014Allan KamenskyGeneral CounselBuy5,900$3.43$20,237.00 10/30/2013R Dallis Copeland JrEVPSell50,000$3.30$165,000.00 7/24/2013J Neal PurcellDirectorBuy50,000$3.09$154,500.00 7/24/2013Kessel D StellingCEOBuy20,000$3.09$61,800.00 7/24/2013Mark G HolladayVPBuy1,500$3.09$4,635.00 7/23/2013T Michael GoodrichDirectorBuy100,000$3.09$309,000.00 5/9/2013Jerry W NixDirectorBuy20,000$2.76$55,200.00 (Data available from 1/1/2013 forward) About Synovus Financial Corp. Synovus Financial Corp. (Synovus) is a financial services and a bank holding company. The Company provides integrated financial services, including commercial and retail banking, financial management, insurance and mortgage services to its customers through 28 locally branded banking divisions of its wholly owned subsidiary bank, Synovus Bank, and other offices in Georgia, Alabama, South Carolina, Florida and Tennessee. Its retail banking services include accepting customary types of demand and savings deposits; mortgage, installment and other retail loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services, and bank credit card services, including MasterCard and Visa services. The Company's commercial banking services include cash management, asset management, capital markets services, institutional trust services and commercial, financial and real estate loans. Headlines: (10/3) Synovus Financial Corp. Stock Price Down 3% (SNV) (10/2) Synovus Financial Corp. Trading Down 3% (SNV) (10/1) Synovus Announces Quarterly Dividend for Series C Preferred Stock (10/2) Regional banks eye their community banking brethren (9/22) Synovus Financial : Chief Strategy Officer Liz Dukes named one of American Banker's 25 Women to Watch for 2015 (11/12) 3 Reasons to Buy Synovus Financial Corporation Stock (7/3) Synovus Financial Corp. Lowered to "Hold" at Zacks (SNV) (5/16) Synovus Financial Corp. Implements One-for-Seven Reverse Stock Split (9/30) Synovus executives Katherine Dunlevie and Crystal Shahid among Georgia Trend's '40 Under 40' (8/28) Synovus Financial Corp. (SNV): Hedge Fund and Insider Sentiment Unchanged, What Should You Do? Industry, Sector and Symbol: Sector: Financial Industry: Regional - Mid-Atlantic Banks Sub-Industry: Regional Banks Exchange: NYSE Symbol: SNV CUSIP: 87161C10 Key Metrics: Previous Close: $30.0450 Day Moving Average: $30.06200 Day Moving Average: $29.64P/E Ratio: 20.31P/E Growth: 2.27Market Cap: $3.91BCurrent Quarter EPS Consensus Estimate: $1.63 EPS Additional Links: View SNV on Google FinanceView SNV on Yahoo FinanceView SNV's Company Profile on ReutersSearch for Synovus Financial Corp. on Google Synovus Financial Corp. (NYSE:SNV) Chart for Sunday, October, 4, 2015


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"You know, art can be something which can really disempower people, or it can be a vehicle which can empower people."
"Amphibious (Login-Logout)," video stills, (2005)
"It's important as an artist to be involved in one's own time and to try to be part of what contemporary reality is about- to try to engage the world, find a position within that, and respond to it."
- Allora & Calzadilla


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01440 area code
Haverhill telephone numbers
The 01440 dialling code covers Haverhill and the surrounding area.
Areas covered include:
Have you been called by a number beginning 01440?
To get more information on a full number beginning 01440, click here.
Phone numbers beginning 01440 are geographic numbers.
How to write an 01440 telephone number
The correct way to write telephone numbers beginning 01440 is in the format 01440 xxxxxx
The local number (the part of the number after the dialling code) is 6 digits long
The cost of calling an 01440 number
When calling from a landline, calls to 01440 numbers can cost up to 10p per minute, dependent on the time of day, and there is usually also a call set-up fee
When calling from mobile phones, calls to these numbers cost between 10p and 40p per minute.
Most landline operators offer inclusive call packages which allow calls free at certain times of the day, or at all times, and most mobile companies include free any-time minutes in the monthly contract payment, or a bundle of minutes for a reduced cost in the form of a top-up credit.
Codes near to 01440 area code:
- 01787 (Sudbury) about 8 miles to the E
- 01371 (Great Dunmow) about 9 miles to the WSW
- 01799 (Saffron Walden) about 10 miles to the W
- 01376 (Braintree) about 13 miles to the SE
- 01638 (Newmarket) about 16 miles to the NNW
- 01245 (Chelmsford) about 17 miles to the SSW
- 01279 (Bishops Stortford) about 18 miles to the WSW
- 01473 (Ipswich) about 23 miles to the E
- 01621 (Maldon) about 23 miles to the SE
- 01359 (Pakenham) about 23 miles to the ENE
- 01223 (Cambridge) about 24 miles to the WNW
- 01763 (Royston) about 24 miles to the W
- 01449 (Stowmarket) about 25 miles to the ENE
- 01206 (Colchester) about 25 miles to the ESE
View a list of the allocated number ranges for 01440 numbers


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Norman Music Festival to start
The sixth annual Norman Music Festival kicks off at 6 p.m. Thursday, with more than 200 bands appearing on 22 stages through Saturday in downtown Norman.
The Joy Formidable, the Welsh noise-pop band led by singer Ritzy Bryan, will be this year's headliner, performing at 9:30 p.m. Saturday on the Main Stage, near the corner of Porter Avenue and Main Street on the east side of downtown. Other acts performing on the main stage include Big Sam's Funky Nation, King Khan & BBQ Show, Mike Dillon, Josh Sallee, The Grown Ups, Defining Times and Feathered Rabbit.
The Sailor Jerry Stage, devoted to roots-oriented performers, will be headlined by JD McPherson at 8:15 p.m. Saturday. The stage's schedule is rounded out by Jonathan Tyler and Northern Lights, Ramsay Midwood, Samantha Crain, Beau Jennings & the Tigers, Elephant Revival, The O's and Kyle Reid.
Thursday performances will take place mostly at indoor venues, with shows continuing until 2 a.m. Friday. Admission is free for all shows. For more information, go to www.normanmusicfestival.com.


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Offers intensive individualized educational services for students with intellectual and developmental differences ages 7 – 21.The focus on community-based academic and adaptive skills makes The Light House a unique environment.
LIVECTA transition programs are community-based programs where students further develop the skills necessary for independence. Programs focus on core program areas: Employment, Education, Social/Personal, Community, & Independent Living.
The community campus provides structured community based experiences for adults (18+) with disabilities. Activities are designed to develop adaptive skills in order to increase independence in the community.
Dime Bank Foundation Awards Light House
Thank you to the Dime Bank Foundation for awarding a grant for the purchase of the Unique Curriculum for our education programs.
Ronald McDonald House Charities Awards Light House
Thank you to the Ronald McDonald House Charity Foundation for awarding The Light House $6,500 for therapy/sensory equipment for our children and adults with disabilities.


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Natural history report: geology, Volume 1
Printed by order of the Trustees of the British Museum, 1914-1924., 1924 - Science - 227 pages
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Woodward A Smith
Debenham F Recent and Local Deposits of McMurdo Sound Issued 1921
Smith W Campbell
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abundant Antarctic apatite aplites bands Beacon Sandstone Beardmore Glacier beds biotite biotite-gneiss biotite-granite boulders Brit Buckley Island calcite Cape Adare Cape Geology Carboniferous collected colourless consists contain cordierite Corner Glacier crystalline limestones crystals Debenham deposits described Devonian dike dolerite Dry Valley erratics evidence Expedition feet felspar Ferrar Glacier Ferrar Glacier region fine-grained flakes fossil fragments garnet Geol Glossopteris Glossopteris flora gneisses grains Granite Harbour granulitic graphitic grey granite ground-mass hornblende intrusion Kukri Hills leaf-traces Mawson McMurdo Sound McMurdo Sound region metamorphic rocks mineral moraine Mount Larsen muscovite Northern Foothills Nova Bay region nunatak occur oligoclase orthoclase pale patches phenocrysts pink plagioclase plants plate porphyritic Priestley Glacier probably pyroxene pyroxene-granulite quartz schists seen similar South Victoria Land species specimens sphene stem structure surface Terra Nova Bay thaw thick tissue tracheids veins Victoria Land xylem Zeiller


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How do you trim videos?
2. Go to the Trim tab and click on the scissor icon to add a pair of sliders.
3. Drag the sliders. The content between the sliders will be kept and the content outside the sliders will be trimmed off.
4. You can also specify the start time and end time of the video.
The software can also do multiple trims. To do that, click on the scissors icon again to add another pair of sliders. The sliders will now be numbered. You can switch from each pair of sliders by going to the drop down list next to the scissors icon.
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U.S. businesses ramped up job searches in April
Employers posted nearly 4.5 million jobs, up strongly from 4.2 million in March, the Labor Department said Tuesday. It's the largest number of job listings since September 2007.
Companies have been slow to fill openings since the recession ended, so the increase in postings won't automatically lead to more jobs. The report showed that the number of jobs filled in April, 4.7 million, was largely unchanged from March. In the past year, job postings have jumped 16.5 percent, while hiring has risen just 6 percent.
But more job openings typically points to an improving job market. A separate monthly employment report on Friday showed the economy generated 217,000 jobs in May, while the unemployment rate remained at a five-year low of 6.3 percent.
"Today's report appears to confirm that the U.S. labor market has indeed shifted to a period of stronger growth," Jeremy Schwartz, an analyst at Credit Suisse, said in a note to clients.
Almost all the gain occurred in the private sector, while government job openings rose slightly. The biggest increases were in retail, restaurants and hotels, which include mostly lower-paying jobs. Still, the professional and business services category, which includes higher-paying jobs such as accountants and engineers, also posted a big jump.
There are now an average 2.2 unemployed people for each available job. That's down from a peak of 6.7 in July 2009 just after the recession ended and close to the 2 to 1 ratio that is typical of a healthy economy.
Tuesday's report, known as the Job Openings and Labor Turnover survey, offers a more complete picture of the job market. It reports figures for overall hiring, as well as the number of quits and layoffs. The monthly jobs figures are a net total of job gains or losses.
The additional data illustrates turnover in the job market. Stronger job markets usually include a greater amount of churn, with more people quitting and greater overall hiring.
In April, the number of people who quit or were laid off barely rose. More quitting can be a sign of confidence in the economy, since most workers quit only when they have another job or are confident they can get one. Quitting also opens up more jobs for the unemployed to seek.
Tuesday's figures show that employers and workers are still relatively cautious. The number of people quitting has been rising slowly but is still below pre-recession levels.
Janet Yellen, chair of the Federal Reserve, has said the central bank monitors the job openings, quits and hiring figures as key indicators of the job market's health. The figures help the Fed decide how to manage short-term interest rates and other efforts to foster financial stability.
With China buying too, iPhone 6S online orders could take weeks to ship Low pay and long, pricey commute often go hand in hand Shouldn't investment advice be made in your best interest? Briefs: Howie's Beardslee Public House raises $3,000 for UW Bothell Business Licenses Everett business that makes fashionable dog collars earns priceless publicity
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Cruz For President - Supporters Hold Over 200 Watch Parties for Cruz Rally for Religious Liberty
"It was important for us to have our nationwide leadership use this opportunity to invite their communities to hear more about religious liberty from Senator Cruz," said Campaign Manger Jeff Roe. "We couldn't be more pleased with the response. It shows there is widespread interest in Cruz's message and his fight to protect Americans' religious liberty."
Several watch parties in the early election states of New Hampshire, South Carolina, and Nevada drew several dozen participants. More than two dozen activists from South Carolina visiting Ohio for a separate event took the time to gather and watch Cruz and his religious liberty heroes online.


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Leave a Review
Yum! great recipe especially if you've already got the grill going for a protein. I halved this recipe but did not make any ingredient substitutions. It was a perfect summer side dish.flag if inappropriate
Really good and easy pasta salad. I followed suggestions and added 2 red bell peppers, some asparagus, and mixed the herbs (parsley, basil, cilantro). Next time I'll use all balsamic instead of 1/3 each of red wine vinegar, sherry vinegar, and balsamic. Also, it benefited from an extra dash of salt. I also used whole wheat rotini and it held up well to the chunks of vegetables. I have a gas grill, so we didn't use smoky chips. Instead of S&P, I seasoned the veggies with Adobe. Again, really good, and a healthy alternative to mayo pasta salads.flag if inappropriate
What a great recipe! Like many other reviewers I used available vegies. I think that this recipe is perfect for improvising. The dressing is good. I followed the recipe for that, but will try balsamic and basil suggested by others.flag if inappropriate
With a few changes, this recipe goes from okay to fantastic. Followed other suggestions and used part balsamic vinegar and substituted fresh basil for half of the parsley. I also added red peppers, summer squash, and eggplant. I tossed in some feta and kalamata olives just before serving. Definitely best when served at room temperature. Delicious way to use some of those extra veggies from the garden.flag if inappropriate
This recipe was good, but I feel that the smoke chips made the vegetables taste sort of like hot dogs. If I made this again, I would omit the smoke. Also added basil to the dressing and used a shallot in place of the red onion.flag if inappropriate
Tasty salad! I substituted balsamic vinegar and added feta as suggested. I also added a couple of grilled serrano chiles for heat & flavor. I also used cilantro & basil as well as parsley in the vinaigrette (~equal parts). Served with salad Caprese and some bread - guests loved it.flag if inappropriate
A very easy, summer salad. Didn't change a thing.flag if inappropriate
This was very good, definately a different pasta salad... but delicious! I added a handful of roasted pine nuts to the vinagrette. it added a lot of flavor.flag if inappropriate
I made this because I was having a party and some Vegan's were invited. They loved this dish! Every one did. I didn't use the wood chips but if you sprinkle it with smoked salt while you are grilling you can approximate the flavor.flag if inappropriate
This was really delicious. I made this for a recent family BBQ and everyone loved it. I added yellow squash as well as the zucchini. It was a big hit. I would definitely make this one again.flag if inappropriate


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Additional file 2.
Figure S1. Two-dimensional graphical representation of relatedness among animals based on a multidimensional scaling representation of pedigree-based kinship matrix. Different symbols are used to denote pigs with positive or negative backfat thickness estimated breeding values.
Format: XLS Size: 47KB Download file
This file can be viewed with: Microsoft Excel Viewer
Fontanesi et al. BMC Genomics 2012 13:583 doi:10.1186/1471-2164-13-583


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The Roebuck Hotel
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Travel Blogs from London
Our trip to Durham.
... a tea and we shared a panini, in the Costa. £10.27! Back home that would have been about £7.65, quite a difference. I used my iPhone as a personal hotspot in the car, so I could check and send emails...I love the technology. We passed a power station which doesn't look like it's used any more...I hope not, it's a dirty looking thing! About 4pm we called in to see Pat. It's so lovely to see her, and she was pleasantly surprised because she wasn't ...
Had a good flight, good landing, fast through passport control, luggage arrived quickly, met with car by Emma's parents, got down to Southampton quickly in time for 9am ferry - it's Cowes week so ferries are very busy - told to wait until 11am! No joy in persuading otherwise. Oh the joy of living on on Island - western Kenya to Southampton no delays - Southampton to Isle of Wight....... Anyway eventually they must have taken pity on us and we got on 10am - thank you Red Funnel! Happy ...
Rain. So much rain.
... we said goodbye to Angie we split into 2 groups - the way things turned out one group focused on 19th century things, and the other on 20th century things. One group went to the Kensington neighborhood which is part of a complex of buildings, museums, and institutions originally suggested by Queen Victoria's husband, Prince Albert. They went to the Science Museum and saw exhibits ...
True Tourist
... get down there and the platforms are 3 & 4, so back i go to the top get directions to Platform 1 and down I go to wait, by this time is 5.30, and I have 4% on my phone, after trying to stand incuispicually in the corner and hundreds of rush hour traffic coming by, I'm thinking how am I going to see her, check my phone, no service, 3%, 20 mins goes by and im starting to panic thinking I'm sure I'm in the wrong place, I think I need to go up - ask a cleaning lady if there is ...
Back to London and moving into my flat
... and Battersea Park, and within walking distance to major attractions like Hyde Park, Buckingham Palace and Oxford Street. Very centralized location, so I'm excited to be in this flat.
For now I'm exhausted and overwhelmed with all the new stuff I've dealt with in the last few days, so tonight is going to be about sleeping and not much else. Hope this place turns out to be as good as I think it will be.
Other places to stay in London
The Park Lane Sheraton HotelMayfair/Soho/West End, London | 5 star hotelfrom $332
- Well worth the stay
- Different Hotel?
- Perfect location
Park Plaza County Hall LondonSouth Bank/Bankside, London | 4 star hotelfrom $282
- Potential at Park Plaza County Hall
- Poor value
- Great Anniversary Stay
Costa Azul Adventure ResortSouth Bank/Bankside, San Pancho | 3 star resortfrom $223
La Quinta Inn & Suites Jacksonville Butler BlvdFulham, Jacksonville | 2 star hotelfrom $184
The DorchesterMayfair/Soho/West End, London | 5 star hotelfrom $736
- A magical experience
- Close to perfection.
- Thanks debbie for showing us the real london
DoubleTree By Hilton Hotel London - Islington60 Pentonville Road, London | 4 star hotel
- Great place
- Fantastic!!!!
- Comfortable Clean and Friendly (and that's only the reviewer)
Britannia International HotelLondon East, London | 4 star hotelfrom $151
- One Star Service, Four Star Price
- Absolutely Brilliant
- Fab Hotel in a Fab location!
InterContinental London Park LaneWest End, London | 5 star hotelfrom $490
- Overrated and Expensive
- Simply fantastic
- Errrrr... 5*s? I think not.
Millennium Hotel London Mayfair44 Grosvenor Square, London | 4 star hotel
- Loved the Millenium Mayfair Hotel
- Great Location...Fine Hotel!
- Very nice hotel
Thistle Marble ArchMayfair/Soho/West End, London | 4 star hotelfrom $326
- Unreliability - unlike British
- Warning: This hotel may be harmful to your vacation!
- Fantastic location and bath
Andaz Liverpool StreetIslington/Angel/King's Cross, London | 5 star hotelfrom $289
- Good, but not a place for an early night!
- Sleepless nights, noisy plumbing
- Great hotel - but I wasn't paying
Copthorne Tara Hotel London KensingtonEarls Court, London | 4 star hotelfrom $167
- I was pleasantly surprised
- Decent hotel, Copthorne Tara Kensington
- Priceline deal
Hilton London Tower BridgeSouth Bank/Bankside, London | 4 star hotelfrom $229
- Excellent Stay
- Very good hotel
- Nice, modern hotel
Doubletree by Hilton Hotel London - WestminsterVincent Square, London | 4 star hotelfrom $239
- Clean, fresh and modern
- Enjoy your stay in London!
- Excellent Facilities, Staff Seem Eager to Please
Holiday Inn London Kensington ForumKnightsbridge/Earl's Court/Kensington, London | 4 star hotelfrom $188
- Recommend highly...
- Great Hotel - In an Excellent area.
- Great room, fabulous price, wonderful location!
Holiday Inn London BloomsburyMayfair/Soho/West End, London | 4 star hotelfrom $205
- Lovely honeymoon
- Surprisingly good hotel
- Awful, Awful, Awful
Holiday Inn London - Kings Cross / BloomsburyClerkenwell, London | 2 star hotelfrom $195
- Clean and friendly
- Good value for money hotel - but poor food
- Not Bad At All
St. James' Court, A Taj HotelVictoria, London | 4 star hotelfrom $262
- Perfect
- Beware of "standard room"
- Great location, friendly staff.
Holiday Inn London - Regent's ParkMarylebone High Street, London | 4 star hotelfrom $188
- Best hotel of my business trip
- Good Hotel!
- Really good hotel, but could be pricey
Rosewood LondonHolborn, London | 5 star hotelfrom $443
- A perfect stay at a great rate
- Fantastic and Five-Star Fabulousness
- Classy hotel at a good price
The Marylebone HotelMayfair/Soho/West End, London | 4 star hotelfrom $302
- Ignore the other quite ridiculous reviews !
- This is not a 4 star hotel
- Very Impressed
Pullman London St PancrasNorthwest/Regent Park, London | 4 star hotelfrom $267
- Our Best Stay in Europe
- Okay as expected
- Very impressed
Hotel RussellMayfair/Soho/West End, London | 4 star hotelfrom $244
- Was better than I expected.
- Style and Luxury ! The best room I ever had in my life !
- Don't judge a Hotel by its exterior!
The May Fair HotelMayfair/Soho/West End, London | 5 star hotelfrom $424
- Rude, prejudice and unhelpful.
- Nice rooms, decent price, polite staff
- Quite pleased
Novotel London WestHammersmith, London | 4 star hotelfrom $197
- Mediocre
- Good location for Apollo Theatre
- Good Value


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Health & Baby
Diapers and Diapering Directory
Learning to diaper your new baby takes practice. But don't worry, you'll have plenty of opportunites to master this skill. Newborns go through about 8 to 10 diapers a day. Follow the links below to find WebMD's comprehensive coverage about the dos and don'ts of diapers/diapering , how to diaper your baby, items for your diaper bag, and much more.
Basic Information
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WebMD provides insights into common diaper problems, including the debate over disposable and cloth diapers. Learn how to be environmentally friendly while keeping the convenience of disposable diapers, and find out what the safety concerns with disposable diapers are.
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When you should call 911.
Unexpected ways your life will change.
What's normal – and what's not.
Help your baby get the sleep he needs.


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Our company is located in Lima, Ohio and we are dedicated to producing the highest quality prints focused on photography, digital art and restored images from across the country. You can find our images in 49 states, 14 countries, and of course here in Lima. As you can see we have sold well locally and nationally due in part to our high standards. We have always loved nature in general along with photography, so it was just a matter of time to put the two together. Our work has won local awards, been published, and sold across the world. If you live locally and would like to order prints directly off of us to save on shipping please contact us via email. If purchasing through here please consider the glossy paper or higher as this is the...
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In recent years, exchange traded funds (ETF) have grown massively popular, and for many good reasons. ETFs have some attractive characteristics and provide individual investors an easy way to gain sector or broad market exposure. However, ETFs don't always work the way you may expect judging by their names. Many people who look at the returns of an ETF, compared to its respective index, get confused when things don't seem to add up. Investors should know the following factors when investing using ETFs. (Learn more in Ultra ETFs: The Ultimate Investment?)
Tutorial: ETF Investing
Does Leveraging Work?
Leveraged ETFs feature some of the most glaring naming mistakes when investing over an extended period. These ETFs generally come with the names "Ultra Long" or "Ultra Short," and if you look into their descriptions they promise two to three times the returns of a respective index, which they do - sort of. Let's look at a few examples of how ETFs don't always work the way you would expect.
The Ultra S&P 500 ProShares is an ETF designed to return twice the S&P 500. Leveraged ETFs boost results, not by actually borrowing money, but by using a combination of swaps and other derivatives. However, the effect is the same, and if the S&P 500 returns 1%, the SSO should return about 2%. But let's look at an actual example. During the first half of 2009, the S&P 500 rose about 1.8%. If the SSO had worked, you would expect a 3.6% return. In reality, the SSO went down from $26.27 to $26.14. Instead of returning 3.6%, the ETF was essentially flat.
It's even more troubling when you look at the SSO along with its counterpart, the UltraShort S&P 500 ProShares which is designed to return twice the opposite of the S&P 500. Over the 12 months ending June 30, 2009, the S&P 500 was down nearly 30%. The SSO behaved pretty well and was down about 60%, as you would expect. The SDS, however, was down about 20%, when it should be expected to be up 60%! (Learn more in Dissecting Leveraged ETF Returns.)
Are SPDRs More Predictable?
Leveraged ETFs aren't the only ones with problems. S&P 500 Depository Receipts, also known as SPDRs, seek to exactly mimic the S&P 500. Over the 12 months ending June 30, 2009, SPY shares were down just under 30%, which is about right. Its counterpart, however, Short S&P 500 ProShares, which seeks to move exactly the opposite, was curiously down around 4% during the period.
The Causes
So now that we've looked at a few examples of how ETFs don't always do what they are supposed to do, let's examine why. ETFs are really designed and marketed to track the daily movements of a corresponding index. You may ask yourself why that would matter, since if it tracks its index properly each day, it should work over any extended period of time. That is not the case. The compounding effects of daily returns will actually throw off the math, and can do so in a very drastic way.
Leveraged ETFs
For example, if the S&P 500 moves down 5%, the SSO should move down 10%. If we assume a share price of $10, the SSO should be down to about $9 after the first day. On the second day if the S&P 500 moves up 5%, over the two days the S&P 500 return will be -0.25%. An unaware investor would think the SSO should be down 0.5%. The 10% increase on day two will bring shares up from $9-9.90, and the SSO will, in reality, be down by 1%. It decreases a full four times the decline of the S&P 500. Typically, you will find that the more volatile the benchmark (S&P 500 in this example) for a leveraged ETF, the more value the ETF will lose over time, even if the benchmark ends up flat or had a 0% return at the end of the year. If the benchmark moved up and down drastically along the way, you may end up losing a significant percentage of the value of the ETF if you bought and held it.
Normal ETFs
As for the problems with normal ETFs, the math works similarly, but on a smaller scale. If you start at an index value of 100 and it drops 5% on the first day, a long ETF with a starting value of $100 will drop 5% to $95, while the short ETF also at $100 will increase 5% to $105. If on the next day, the index rebounds by increasing 5%, the short ETF will drop 5% to $99.75 [105 x (1-0.05)], and the long ETF will rise 5% to $99.75 [95 x (1+0.05)]. Both end up at the same value, and both have dropped 0.25%, when they are supposed to be inverses of one another. Taking this over more extended periods can cause even more accentuated problems. In volatile markets, like those seen in 2008 and 2009, even unleveraged ETFs can show significant discrepancies. (See Investment Strategies For Volatile Markets to learn how to adapt your strategy based on market conditions.)
We used the S&P 500, and its corresponding ETFs, as the basis for all of the examples above because they are some of the most visible and heavily traded ETFs, but there are similar ETFs designed for other indexes and sectors, where all the same rules apply. Long, unleveraged ETFs will generally behave as you would expect when comparing with its index. Levered and short ETFs, however, can look like they have significant differences, especially when an unknowing investor buys one as a long-term investment. ETFs can be useful for short-term plays, but many are not the best choice as long-term plays.
Companies that sponsor ETFs outline the issues that investors will likely experience if holding the ETF over an extended period of time. Many ETFs are generally designed for short-term (daily) plays on an index or sector, and should be used that way. Most, except long unleveraged ETFs, will not work as you may expect over a long period of time, especially in volatile markets.
For additional reading on ETFs, take a look at Mutual Fund Or ETF: Which Is Right For You?
Credit & Loans
Explaining Leveraged LoansLeveraged loans are loans extended to companies or people who already have large amounts of debt.
2 Common Ways to Misuse Target Date FundsThe world of asset classes is just as complicated as taking vitamins. How much should you take of small caps? Intermediate bonds? Emerging market stocks?
The ABCs of Bond ETF DistributionsHow do bond exchange traded fund (ETF) distributions work? It's a question I get a lot. First, let's explain what we mean by distributions.
Mutual Funds & ETFs
Passively Managed Vs. Actively Managed Mutual Funds: Which is Better?Learn about the differences between actively and passively managed mutual funds, and for which types of investors each management style is best suited.
Investing Basics
Top Tips for Diversifying with Exotic CurrenciesIs there an opportunity in exotic currencies right now, or are you safer sticking to the major ones?
Mutual Funds & ETFs
The 3 Biggest Mutual Fund Companies in the USCompare and contrast the rise of America's big three institutional asset managers: BlackRock Funds, The Vanguard Group and State Street Global Advisors.
Investing Basics
3 Alternative Investments the Ultra-Rich Usually OwnLearn about the ultra rich and what normally comprises their net worth; understand the top three alternative investments usually owned by the ultra rich.
Stock Analysis
The 5 Best Dividend Stocks in the Healthcare SectorLearn about the top five dividend stocks of companies operating in the health care sector that generate substantial cash flows to afford high payouts.
Baby Boomer Philanthropy Shifts Wealth Adviser FocusWealth advisers who integrate philanthropy and finance planning can stand out with baby boomer clients.
Stock Analysis
The Biggest Risks of Investing in Boeing StockLearn about the biggest risks faced by Boeing investors. How should investors think about cyclicality, debt, sales volumes and customer concentration?
How do hedge funds use equity options?With the growth in the size and number of hedge funds over the past decade, the interest in how these funds go about generating ... Read Full Answer >>
Can mutual funds only hold stocks?There are some types of mutual funds, called stock funds or equity funds, which hold only stocks. However, there are a number ... Read Full Answer >>
How do I read and analyze an income statement?The income statement, also known as the profit and loss (P&L) statement, is the financial statement that depicts the ... Read Full Answer >>
Do mutual funds pay interest?Some mutual funds pay interest, though it depends on the types of assets held in the funds' portfolios. Specifically, bond ... Read Full Answer >>
Why have mutual funds become so popular?Mutual funds have become an incredibly popular option for a wide variety of investors. This is primarily due to the automatic ... Read Full Answer >>
Do mutual funds pay dividends?Depending on the specific assets in its portfolio, a mutual fund may generate income for shareholders in the form of capital ... Read Full Answer >>


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Research Programmes
Candidature & Administrative Matters
Leave Matters
Students may be granted leave for periods of absence from the University. All Leave of Absence (LOA) within two semesters can be approved by the Faculty. LOA beyond two semesters will have to be decided by the University.
LOA may be granted for the following reasons:
- Personal (e.g. financial reasons, family problems, participation in competitions, maternity)
- Medial (.e.g. psychological/psychiatric, injuries, illness)
The maximum period of LOA allowed, whether for medical or non-medical reasons, would be four (4) years cumulative, beyond which no further LOA would be granted. The basis for this was that the student's knowledge would be obsolete after four years.
Graduate research students will need to apply for an extension of candidature to cover the leave period, and for any additional time needed to complete their thesis should their leave period result in them exceeding the maximum candidature. There is no automatic extension of candidature to account for the period of leave. Should a graduate research student submit his/her thesis for examination during the leave period or during the semester immediately after the period of leave, the student will have to pay tuition fees for one semester.
The LOA application deadline is the end of the Recess Week. In the event that the student's absence beyond Recess Week is inevitable due to unforeseen circumstances, students are to approach their home department for advice. Students who wish to apply for leave of absence should apply through NUS Integrated Student Information System. Such requests should be submitted at least two weeks prior to the proposed leave period to the Department/Programme.
Those who require LOA of one semester or more should obtain approval in advance of the semester. Students who apply for LOA beyond Instructional Week 2 are liable to pay fees for the entire semester. Not having attend any classes or utilising the University's resources are not valid reasons to seek waiver from fee payment. Those granted LOA before the end of the 2nd Instructional Week will have their modules removed from the records. Those granted LOA due to medial reasons beyond the 2nd Instructional Week will have the Incomplete (IC) grades assigned to their modules. For LOA due to non-medical reason, Withdrawn (W) grades will be assigned to their modules.
Students who have completed some modules prior to their LOA will be recorded as being on LOA and the completed modules will be reflected in the student's records if they already have been graded.
International Students who are under the following situations will have to cancel and surrender their Student's Pass:
- Granted LOA to participate in a local internship during the regular semester which does not earn any credit for graduation. Students are advised to apply to the Ministry of Manpower (MoM) for the necessary Training Employment Pass through their employer.
- Granted LOA consecutively for more than two (2) years for medical or personal reasons.
Students who are applying for medical LOA for one semester or more must consult a University Health Centre (UHC) doctor who will give the Faculty an assessment of the student's medical condition as to whether the student is indeed unfit to study. The Faulty will then assess and decide whether to approve/support based on the medical assessment and student's academic performance to date.
Medical or health insurance benefits shall no longer be applicable during the period students are on term LOA. Students should consult UHC for more information or refer to this website.
If medical leave is granted for the entire semester, the student must again, be deemed to be medically fit by UHC before resuming for studies. If the student is overseas, he/she should be certified fit by his/her doctor in the home country before returning to Singapore. A report (in English) must be submitted to UHC. The treatment must be from a recognised medical practitioner. Traditional medical treatments are not recognised. The student must subsequently consult UHC for a re-evaluation.
Students with hostel accommodation and who are granted leave of absence will be required to vacate their rooms during the period of leave. The Office of Student Affairs (OSA) will re-assess hostel applications of students returning from leave. Students granted leave on medical grounds and who wish to reapply to stay in hostel may be asked to do the following for OSA's consideration:
- Obtain certificate of fitness to return to studies and provide letter on resumption of studies from Faculty; and
- Consult UHC/Counselling & Psychological Services (CPS) for assessment, whereby UHC/CPS will then provide a confidential report to OSA.
Students who would like to attend conferences, go on field trips, research attachments or take up modules* related to your research area have to apply to your respective Head of Department/Programme for approval. Once such activities are approved, leave is deemed to be granted.
* We would like to highlight that no student may concurrently be a candidate for more than one degree or register as a candidate of NUS and of another university or institute, unless granted approval by our University.
Please note the following when seeking approval:
Things to note
Attend conferences
|As mentioned above, attendance at conferences is to be approved by the Head of Department/Programme.
Go on field trips / overseas attachment
|Furnish your Department/Programme with the following when seeking approval:
Taking modules overseas*
|Furnish your Department/Programme with the following when seeking approval:
Leave for Research Scholars
Research Scholars can apply for holiday leave online at NUS Integrated Student Information System > Self Service > Leave Application > RS Leave Application.
Leave for Non-Research Scholars
The only type of leave available to non-research scholars is leave of absence (LoA). Students can apply for LOA online via NUS Integrated Student Information System. Application must be submitted at least two weeks prior to the proposed leave period. The outcome of the LOA application will be sent to the students' NUS email account.
Leave applications that go beyond the maximum candidature require approval from the Vice-Dean (Graduate Studies). Leave of absence of more than one year (cumulative) requires the approval of the Board of Graduate Studies.


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Guy Boucher on the Toronto Maple Leafs coaching radar
Toronto is about as hectic of a hockey market as there is. Coaches and players are constantly under scrutiny from the public eye, with every move and action being dramatically magnified by the microscope of the fans and media. When coaches agree to come to Toronto, that pressure is something that has to be considered. If you don't like being scrutinized, it isn't the job for...
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May 06, 2015 | Discuss
Former Lightning Coach Guy Boucher Named Canada's Coach for Spengler
Hockey Canada has named former Tampa Bay Lightning coach Guy Boucher as the newest bench boss for the Canadian national team at the Spengler Cup in December. Boucher is currently the head coach of SC Bern of the National A League in Switzerland after a stint with the Lightning from 2010-13. Previously, Boucher was an assistant coach with Canada's U-18 hockey program in 2006...
Via The Hockey House
November 10, 2014 | Discuss
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