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Professional & Community Involvement
•Trustee, Fairfax County Public School Education Foundation •Director, Greater Washington Area, Easter Seals Foundation
L. James D'Agostino has extensive experience in all facets of government contracts, including contract administration, claims, litigation and protest issues. He handles government contracts disputes and protests before various United States District Courts, the Court of Federal Claims, the General Accounting Offices and Boards of Contrat Appeals. He has been involved in Appellate issues in the 2nd, 4th, 11th and Federal Circuits. He also has wide-ranging experience representing clients in various business transactions including negotiations of joint venture agreements, teaming agreements, and the purchase and sale of business assets, as well as comprehensive experience in Government Contract Financing. Areas of Concentration•Information technology for commercial and governmental applications •Military and commercial aircraft contracts •Analysis and investigation of False Claim issues • Qui Tam defense •Small business issues •Personal and organizational conflicts of interest •Borrower and lender government contract financing •United States Court of Federal Claims protests •Appellate Litigation in United States Court of Appeals for the Federal Circuit •Classified data and contract issues •GSA/Federal supply schedule contracting •Government contractor due diligence •International contracts with the U.S. government Associated News & EventsPress Releases04.15.04 Greenberg Traurig Continues to Expand its Government Contracts & Projects Practice Published Articles07.01.12 Pitfalls Abound in Contract Disputes Act Claims 04.01.11 Lessons Learned from Latest Ethics Violation 04.01.10 What Contractors Should Know About Tax Certification 12.01.08 When to Invite, or Not Invite, Federal Employees 06.02.08 Self-Disclosure Rules Create Ambiguities 11.06.06 Learning the Lessons of War 06.01.06 Career Transitions, Conflicts of Interests 04.01.06 Companies Must Avoid 'Impaired Objectivity' Conflicts of Interest 06.01.05 Raising the Bar To Meet the Next Wave of Reform Alerts12.21.12 GAO Will No Longer Consider Protests Challenging Certain Set Asides for Service-Disabled and Veteran-Owned Small Businesses 02.19.10 New Tax Certification Issues Facing Government Contractors 11.09.09 New Requirements for Obtaining Commercial Item Status for Commercial Type Services 07.24.08 Sudan Rule for Government Contractors 01.01.07 New Small Business Administration Size Regulations Will Significantly Impact Mergers and Acquisitions Articles, Publications, & Lectures•Co-Author, Lessons Learned from Latest Ethics Violation, National Defense Magazine, April 1, 2011 •Co-Author, When to Invite, or Not Invite, Federal Employees, National Defense Magazine, December 2008 •Co-Author, Self-Disclosure Rules Create Ambiguities, National Defense Magazine, June 2008 •Co-Author, Government Contractors, Equal Opportunity & Affirmation Action, Employment Law in Virginia, Chapter 7, 2001-2005 •Author, Personal Conflicts of Interest in Government Contracting, ABA Monograph, 1988 •Author, Organizational Conflicts of Interest in Government, ABA Monograph, 1987 Awards & Recognition•Noted, Chambers & Partners USA Guide, an annual listing of the leading business lawyers and law firms in the world, 2008 edition


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"The float tank is not a hypothetical laboratory phenomenon, but a viable, proven technology," according to Dr. Henry Adams of the National Institute of Mental Health.
Studies have shown REST to be effective in treating various eating disorders, in decreasing heavy drinking, and in treating a variety of other behavioral and mental health disorders. A
Treatment in the form of floating in huge tanks of saltwater, so-called "floating," is effective for chronic stress-related pain, according to a study at Karlstad University, Sweden. Patients treated with floating suffered from long-term health problems. Several had been diagnosed with "burnout." After a seven-week treatment period, 22 percent of the participants in the floating group were entirely pain-free, and 56 percent experienced a clear improvement, reported the International Journal of Stress Management.
True REST sessions are priced on either a single session, monthly, twice a month or weekly rates. Group rates are available upon request. Reservations are being accepted now, with pre-opening discounts. For more information, visit http://www.true-rest.com.
About Nick Janicki
Nick Janicki has been a project manager/business analyst in both the IT field and commercial real estate industry. He
|SOURCE True REST, LLC
Copyright©2009 PR Newswire.
All rights reserved

subset: commoncrawl


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I had the wonderful opportunity this past weekend to get together with the fabulous Sally of Sallykate Photography. Unfortunately, my daughter was away for the weekend, but Sally had HER gorgeous daughter, Audrey with her. We went out on Saturday for some impromptu photography fun. If you are in a creative rut, there is NOTHING better than getting together with another photographer to get your creative juices going again. I had SO much fun doing these, and Audrey was an absolute joy to work with! Not only is this girl stunning, but she is a natural in front of the camera. She needed very little posing instruction…this was all her, with a few candid shots thrown in for good measure. I hope you make it out my way again, Sally…I'd love to do another get together!
We started off in the snowy mountains…it was cold, but we got some AMAZING shots! Did I mention that all of the dresses worn by Audrey in this session were my Grandmother's? They are each around 75 years old…genuine vintage one-of-a-kinds! They don't make them like this anymore!


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An award winning rum from La Casa Oliver, formerly made in Cuba until the post-revolution turmoil led to the family leaving and starting again in the Dominican Republic in 1963. Solera aged for at least 25 years.
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Friends Like Us
(If any tax is payable it will be calculated and shown at checkout.)
Preview (read now) Add to my own site Give this ebook to a friend Add to my wishlist Author's page Publisher's page
moreWith her critically acclaimed debut novel, Still Life with Husband, Lauren Fox established herself as a wise and achingly funny chronicler of domestic life and was hailed as "a delightful new voice in American fiction, a voice that instantly recalls the wry, knowing prose of Lorrie Moore" (Michiko Kakutani, The New York Times). Fox's new novel glitters with these pleasures—fearless wordplay, humor, and nuance—and asks us the question at the heart of every friendship: What would you give up for a friend's happiness?
For Willa Jacobs, seeing her best friend, Jane Weston, is like looking in a mirror on a really good day. Strangers assume they are sisters, a comparison Willa secretly enjoys. They share an apartment, clothing, and groceries, eking out rent with part-time jobs. Willa writes advertising copy, dreaming up inspirational messages for tea bags ("The path to enlightenment is steep" and "Oolong! Farewell!"), while Jane cleans houses and writes poetry about it, rhyming "dust" with "lust," and "clog of hair" with "fog of despair." Together Willa and Jane are a fortress of private jokes and shared opinions, with a friendship so close there's hardly room for anyone else. But when Ben, Willa's oldest friend, reappears and falls in love with Jane, Willa wonders: Can she let her two best friends find happiness with each other if it means leaving her behind? less
Knopf Doubleday Publishing Group; February 2012
272 pages; ISBN 9780307957429
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Title: Friends Like Us
Author: Lauren Fox
272 pages; ISBN 9780307957429
Download in secure EPUB
Title: Friends Like Us
Author: Lauren Fox
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Russell Simmons, a Hollis native and entrepreneur who co-founded the music label Def Jam and created the fashion line Phat Farm, came back to southeast Queens on Thursday as part of his Keep the Peace initiative.
Through his prepaid credit card company know as Rush Card, Simmons gave $25,000 to LIFE Camp, a Jamaica-based nonprofit organization that prepares youth and adults to become leaders in their community. The grants are specifically for organizations that have developed unique and successful models for reducing violence in their neighborhoods.
LIFE Camp is one of six nonprofit community organizations nationally that will receive a grant through Simmons' program. As part of his announcement, the hip-hop mogul hosted a basketball game at I.S. 72 in Jamaica between employees at LIFE Camp and the 113th Precinct, and a public group meditation.
"I'm here because basketball is the perfect place to teach this because in basketball all of you who play ball have been in the zone," Simmons said. "Everything is moving in slow motion and you can see the rim. That has to do with being present. For thousands of years people have meditated. I meditate with my children every morning before I take them to school and I want to teach you to meditate. We quiet the mind so we can be successful in life."
Simmons led the gymnasium at I.S. 72 filled with summer campers in a 7-minute meditation. After the meditation, LIFE Camp employees and members of the NYPD played an intense game of basketball in front of the young crowd. New York's Finest beat LIFE Camp 53 to 47 but the chance to meet officers face to face was the most important part of the day, according to Jahaun Atkins, a former adviser for LIFE Camp who participated in the game.
"I think it's bringing back a good synergy," Atkins said. "It's getting people who didn't know each other to communicate and have fun. Nowadays we don't know the police. Back in the day we used to know their names."
Erica Ford, founder of LIFE Camp, said that her organization has helped curb violence by providing a presence in the streets. Employees, also called Peace Keepers, wear orange shirts and engage the community in conversation. Many of these employees have been formerly incarcerated.
"If we look at the contradictions that exist in our community today, we have young people who are hurt and angry, we have people who work with young people who are hurt and angry, we have older people who are paid to keep people safe who are hurt and angry," Ford said. "If we don't help people to give them tools to reduce their anger and to help bring compassion…to your job, then there is no safety in our streets, there is no transformation."
According to Ford, the organization has been successful in keeping its target area, which is in Jamaica around Sutphin and Guy R. Brewer boulevards, violence- and gun-free for 217 days.


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University of Redlands > Academics >
Johnston Center for Integrative Studies >
Current Students >
The Johnston Supplemental Application (for internal transfers as well)
The Johnston Course Contract
Individualized Study Contract
Student Facilitation Form (to teach a course)
Mural Process
Contract Addendum Form
Checklist for Seniors
Graduation Review Sign-up Sheet
The Johnston Cross-Cultural Guidelines
Redlands has 12 recent Fulbright Scholar recipients.
© 2015 University of Redlands. All Rights Reserved.


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He looks to be back at the knee. Hard to say in this photo. But.. consider this, a horse that would rate 100% conformationally correct, would not be useable.
And for those who immediately wish to disagree, then explain why Halter horses, whom are soo pretty to look at, are not used for hard competions.
He looks to be a cute nice horse. Some groceries and muscles and he could be really nice. Also, I do have to comment, whats with the tiny buckets on the fence, I do hope you have a larger water trough !


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Almiral de la Font
from £949 /night help Price for guests, Nights approx:
13 reviews
from £949 /night help Price for guests, Nights approx:
Estimated nightly price based on a weekly stay. Contact the advertiser to confirm the total cost.
Villa / 11 bedrooms / sleeps 29 Home 142071
Availability Your dates are available
Villa / 11 bedrooms / sleeps 29
|Key Info
Look no further. The ultimate luxury villa with a real spanish feel. Almiral de la Font ( www.almiraldelafont.com ) is a luxuriously restored masia just south of Barcelona. Staying at Almiral is a unique experience: renovated with great care and attention to detail, this beautiful 'masia' (Catalan manor house), offers high-tech modern comforts whilst retaining the historic charm and character of the original building.
Set high on a hillside in the Penedes wine region, the masia is surrounded by the Garaf National Park and offers dramatic sea or mountain views from every room or terrace. This tranquil haven has more than 300 acres of private grounds with vineyards, olive groves and fruit trees, yet is only a 30 minute drive from Barcelona and 10 minutes from the lively beach resort of Sitges.
Vacation rental / weddings / events
This historic masia is ideal for families and corporate groups, and for occasions such as weddings, filming and production launches.
The house, a protected building and fortified masia, was built before 1592 and was extended in 1800. It has been and continues to be a significant landmark in the Garraf area and was formerly used for winemaking and farming. Though totally renovated and adapted to a high standard of modern comfort, the original details have been preserved, in particular the wine presses and bodega. The windows have been enlarged to allow in more natural light. Balconies and terraces have been added.
|Sleeps up to 29, 11 bedrooms
|Nearest beach
|Sitges 8 km
|Will consider
|Corporate bookings, Long term lets (over 1 month)
|Car essential
|Nearest Amenities
|2 km
|Nearest travel links
|Nearest airport: Barcelona 25 km, Nearest railway: Sitges 8 km
|Family friendly
|Great for children of all ages
|No pets allowed, No smoking at this property
Features and Facilities
|Private outdoor pool (heated), Jacuzzi or hot tub, Log fire, Internet access, DVD player, Staffed property, Sea view
|Private outdoor pool (heated), Children's pool
|Central heating, Air conditioning, TV, Video player, CD player, Telephone, Pool or snooker table, Table tennis, Games room, Safe, Satellite TV
|Kettle, Toaster, Iron, Hair dryer
|Clothes dryer, Dishwasher, Cooker, Microwave, Fridge, Freezer, Washing machine
|11 bedrooms, 9 bathrooms of which 9 En suites, Solarium or roof terrace
|5 Sofa beds, Double beds (7), Single beds (5), Cots (4), Dining seats for 26, Lounge seats for 30
|Linen provided, Towels provided, High chair
|Private outdoor pool (heated), Balcony or terrace, Private garden, BBQ, Trampoline
|Secure parking, Suitable for people with restricted mobility, Not suitable for wheelchair users
|Further details indoors
When you stay at Almiral de la Font Masia you will enjoy:
* A substantial private residence with a living area of over 1300 square metres, allowing you as much space and privacy as you like
* Large tiled courtyard with palm and citrus trees and Moroccan lounge providing welcome shade
* Over 300 acres of private grounds with 14 kilometres of tracks in which you will find large areas of vineyards, olive groves and fruits and Vilanova Y La Geltru
* Easy access to closest town, San Pere De Ribes
* Proximity to numerous good local restaurants and vineyards.
* The famous Penedes and Cava producers including Torres, Freixenet and Cordoniu are within visiting distance for wine enthusiasts
* Direct access to Garraf national park for excellent hiking and mountain biking
* 45 minutes to Tarragona and the much acclaimed theme park, Port Aventura
Almiral de la Font is equipped with the following facilities:
* Four twin/double bedrooms. Three 2 or 3 bedroom suites. One further suite with its own sitting room. All bedrooms have en suite facilities.
* Cottage close to villa but self-contained with own kitchen, bathroom and separate access. (Note: Price and availability of cottage on request)
* Daily house cleaning (of common parts) 6 days a week with bed linen and bath towels included
* Fully equipped modern kitchen
* Central heating and air conditioning
* Gated car parking for over twelve cars
* Conference / meeting room
* Telephone and satellite television
* Outdoor Tables with parasols
* Barbecue area and Moroccan chill-out lounge
* Scandinavian fireplace lounge
* TV lounge
* Wine vat / games room
* Wine cellar
* Swimming Pool (solar heated, 18.6 x 6 metres)
* Banquet and meeting room
* Children's Pool
* Jacuzzi
* Surround sound plasma screen home cinema
* Snooker/ pool room
* Children's play-room
* Table tennis and basketball net
* Hot tub function of the jacuzzi is an optional extra
* Extras on request and not included in the price - additional cleaning, catering, chauffeur for private excursions, baby telephone, hot tub, outdoor gas heaters, marquee and catering equipment hire and personal laundry
Almiral de la font, meaning "admiral of the (water) spring", enjoys huge grounds whose grapes are used for Freixenet, Cordoniu and other local cavas. Amongst the 14 kilometres of private tracks you will also find pear, olive, cherry, walnut and almond trees in addition to many naturally growing herbs and vegetables (asparagus, rosemary and mushrooms).
To enter the property, you drive through a gated car parking area for over twelve cars. Internally the property has had much love and attention devoted to it. Guests enjoy a general large events area, central heating and air conditioning, a modern home cinema, satellite television, internet access, a large outdoor tables with shade, a dedicated barbecue area and a Moroccan themed chill-out lounge. Internally there is a warm comfortable TV lounge and a Scandinavian fireplace lounge.
A perfect base to enjoy the many delights of the area - from Sitges to Barcelona, Port Aventura to Penedes wine country, Montserrat to the Garraf.
|Further details outdoors
Large tiled courtyard with palm and citrus trees and Moroccan lounge providing welcome shade
The property looks out over the Mediterranean and is south facing. The infinity pool is 20 metres long and solar heated. To the side of the pool is a children's pool and a hot tub jacuzzi. Back towards the house is a barbecue area and a covered Moroccan chill out area. Almiral is set in over 300 acres of private grounds with 14 kilometres of tracks in which you will find large areas of vineyards, olive groves and fruits.
It is only 10 minutes to Sitges and 30 minutes to Barcelona and its airport. There is easy access to the closest town, San Pere De Ribes and proximity to numerous good local restaurants and vineyards.
The famous Penedes and Cava producers including Torres, Freixenet and Cordoniu are within visiting distance for wine enthusiasts. There is direct access to the Garraf national park for excellent hiking and mountain biking and it is only 45 minutes to Tarragona and the much acclaimed theme park, Port Aventura
|Further details
Prices include 7-night rental of main building available from Saturday to Saturday. In low or medium season, daily or weekend rates may be available. For large gatherings or weddings a supplement may be charged. Cottage price € 165 per night, with a 3 night minimum. Price reductions may be available for parties smaller than 12.
Housekeeper 6 days per week. Children are welcome, but the pool is unmanned and young children require supervision. Catering, babysitting and personal laundry available upon request. Concierge services available on request to cater for car rental, airport transfers, grocery delivery, restaurant and hotel bookings,and activities such as massage, horse riding, wine tasting, golf, cooking classes and sailing
Excellent chef services encompassing a range of different cuisines and tastes.
The Catalunia region
Almiral de la Font benefits from the microclimate enjoyed by Sitges which enjoys more than 300 days of sun a year - more than any other town in Spain.
Almiral de la Font's location provides easy access to the beaches of Sitges, Barcelona, the wine area of the Penedes, Port Aventura and the natural park of Garraf. We can provide more information about the local sights and activities.
2 km to tennis club, 6km to golf course (4 other courses within 30 kms), 3 km to riding club, short drive to wine and cava cellars. Mountain biking and hiking from your doorstep.
Sitges has many festivals all year round. Painting in peaceful quiet and seclusion.
Beaches - The beautiful beaches of Sitges are a short 10 minute drive away.
There are 17 different beaches along the 4 km stretch. Beaches in front of the main town have sun beds, umbrellas, showers, bars and pedallos available.
The promenade that runs the length of the beaches is popular for summer evening strolls and perfect for rollerblading or biking on its smooth surface.
Barcelona - One of the most popular European destinations, Barcelona is only 30 minutes away. Barcelona is Spain's most cosmopolitan city and is best known for its Gaudi architecture, pulsating night life and avenues for strolling along. There is plenty of family fun, with an excellent aquarium, IMAX cinema and shopping malls.
Port Aventura
Only 45 minutes away is Port Aventura, the second biggest theme park in Europe. Set up by Universal Studios, it has one of the fastest roller coasters and rides for all ages.
Garraf Nature Park - The Garraf Park is one of the best nature parks around Barcelona. The park has excellent walking or biking paths, and is a highlight for anyone interested in wildlife. A Tibetan Buddhist Monastery is located in the middle of the park where one can eat or meditate with the monks.
Golf - Some of the best European golf courses are easily accessible from the masia. The closest is Terramar Golf
Club in Sitges.
Sailing - There are 3 ports within 15 minutes of the Masia: Port Ginesta, Aiguadolc and Garraf.
The ports themselves, especially Aiguadolc, are worth visiting to walk around in the evening with bars and fish
restaurants serving delicious paella and the local fideau (noodles).
Night Life - Pacha, one of the biggest nightclub owners in Spain with clubs in Ibiza, Marbella and Madrid have one of their first discotheques in Sitges. There is a good mixture of nationalities, people and ages which makes for a very relaxed atmosphere.
Wine Tasting - The Penedès wine region is one of the most famous in Spain and is on our doorstep. Until the 19th century Penedès was fundamentally a red wine area and it was only at this time that big firms around Sant Sadurni such as Codorniu and Freixenet started using French methods for making champagne. Almiral makes its own white wine and cava from the grapes surrounding the property.
Back in medieval times, Sitges was essentially a small fishing village, and life was organized around Baluard headland, where the parish church, hospital and cemetery were, as well as a small group of houses, all enclosed and connected to the rest of the village by a bridge at the top of Major or Main Street. There are references to the existence of different gates that closed off Nou, Tacó, Carreta, Aigua and Davallada Streets and several towers, possibly erected in the 14th century, a fact that shows the entire village was walled.
Centuries later, and thanks to the initiative of artists, cultural motivators and patrons of the arts, like Santiago Rusiñol, Ramon Casas, Miquel Utrillo or Charles Deering, Sitges became a standard setter for writers, painters, musicians and other intellectuals and an important center for the spreading of Modernisme (Catalan Modernism). During the passage from the 19th to the 20th century, the town became home to painters, sculptors, musicians and intellectuals who left their mark here that Sitgetans have maintained to this day.
Today, Sitges is known around the world for its heritage and for being a cosmopolitan town that continues to lure people belonging to the world of art and culture from all over.Sitges has many festivals all year round. Beaches - The beautiful beaches of Sitges are a short 10 minute drive away from Almiral.
There are 17 different beaches along the 4 km stretch. Beaches in front of the main town have sun beds, umbrellas, showers, bars and pedallos available.
The promenade that runs the length of the beaches is popular for summer evening strolls and perfect for rollerblading or biking on its smooth surface.
Night Life - Pacha, one of the biggest nightclub owners in Spain with clubs in Ibiza, Marbella and Madrid have one of their first discotheques in Sitges. There is a good mixture of nationalities, people and ages which makes for a very relaxed atmosphere.
Sitges has many festivals all year round including the famous Sitges Carnival and International Film Festival.
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25 Jul 2012
"A great venue with amazing views, fantastic amenities, and a multitude of uses!"
What a great venue with amazing views, fantastic amenities, and a multitude of uses! We had our wedding there in June 2012 and stayed there for 3 nights, resident facilities were fantastic with plenty of entertainment for people no matter what the weather was like. Each guest room had its own personality and character, the design and effort into doing this successfully was something else and as a wedding venue we couldn't have asked for a more stunning venue! Staff were friendly (who were on call if needed) and Paul was very welcoming and eager to help and accommodate in any way possible during the booking process.
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Copyright Law Faces Sea Change Courts Lean toward Greater Access to Art on the Internet Versustraditional Ownership
Daniel Grant,, The Christian Science Monitor
A scene that could come from any of the past four centuries: An artist paints a picture and attempts to exhibit and sell the work.
A scenario, however, that has been only possible over the past decade: The artist's image is scanned into a computer, placed on the Internet, and downloaded worldwide, wherever someone wants a copy.
Fortunately, for Michael Whelan, a book illustrator in Danbury, Conn., a friend of his happened to be looking through a computer bulletin board when he came upon a few of Mr. Whelan's images that he recognized. They were being offered for sale. Nowhere did it say that Whelan was the artist, and, in fact, the copyright notice had been deleted. The images themselves had been somewhat altered. In one case, mountains were replaced by a sign that said "Welcome to the World of Macintosh." At least two copyright laws were violated by an unknown number of electronic services that had appropriated Whelan's work. But if Whelan was fortunate to have a friend find his work on a computer bulletin board, New York City illustrator Bill Lombardo was a little less fortunate. A friend found his work on a bulletin board, but, before "I could bring a lawsuit, the company that had done this had gone out of business," he says. What is copyright? Copyright refers to the right to make and distribute copies of one's artwork. It involves the exclusive use of private property. And it often appears in conflict with the computer world, which values usable and immediate public access. "The ethos of the Internet," says Marci Hamilton, a professor at Cardozo Law School of Yeshiva University in New York City, "is that anything online may be downloaded, cut, copied, and sent along to others." Copyright has proven to be an elastic concept over the two centuries that it has existed in United States law. Statutes first referred exclusively to the printed word but were later amended to encompass works of visual art. They were then expanded to permit artists' ownership of copyright even after they sold the physical artwork, and again broadened to include moral rights (preventing intentional alteration, damage, and destruction of the physical work of art). Periodic judicial rulings also have widened the scope of copyright protections here and there. All these changes and additions have given increased control to creators over their artwork. The Internet, on the other hand, makes that control all the more tenuous because of the computer world ethos and the technology to place written and visual information wherever there is a computer, a modem, and a telephone. …


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Lilly's gift makes up nearly 23% of fund raising goal for Central Indiana
INDIANAPOLIS, Nov. 13 /PRNewswire-FirstCall/ -- Eli Lilly and Company (NYSE: LLY) President and Chief Executive Officer John Lechleiter today presented an $11.1 million check to the United Way of Central Indiana for its and other United Way chapters' 2008 fundraising campaigns. The check represents the contributions of Lilly employees and retirees across the United States with a matching gift amount from the Lilly Foundation. Lilly's commitment represents nearly 23 percent of the United Way of Central Indiana's 2008 annual campaign goal.
"In the face of difficult and unprecedented economic conditions confronting all of us, Lilly exceeded its United Way fundraising goal by $100,000," said Lechleiter. "We're very proud of the dollar commitment we're making today. We're even more proud of the thousands of Lilly employees who support United Way agencies and services in their local communities through donations of their time and talents, as well as their financial resources."
In 2008, more than 450 Lilly employees served as tutors for United
Way's ReadUP program, and more than 9,000 employees participated in the
company's first-ever Global Day of Service, including 278 employees who
supported projects benefiting United Way. Additionally, Lilly employees
-- More than 21,000 school supplies to BackPack Attack
-- More than 1,600 bags of clothing to Goodwill Industries
-- More than 300 books
-- 500 blankets to the American Red Cross.
"Lilly's unwavering commitment to United Way of Central Indiana speaks
to the dedication and passion of its employees," said Ellen Annala,
president and chief executive officer of
|SOURCE Eli Lilly and Company
Copyright©2008 PR Newswire.
All rights reserved


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Scooby Doo, Where Are You! is the first incarnation of the long-running Hanna-Barbera Saturday morning cartoon series Scooby-Doo. Created by Joe Ruby and Ken Spears, it premiered on CBS September 13, 1969, and ran for two seasons for a total of 25 episodes. Its final first-run episode aired on October 31, 1970.
List of links to Scooby Doo, Where Are You! fansites:
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University of Redlands > News >
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Make a Selection…
April 09, 2013
It was a busy Saturday on campus April 6, with the Multicultural Festival and Admitted Students Day bringing thousands to the University of Redlands. … »
Artist Kevin Cole will visit the University of Redlands April 1 to 4. … »
Renee Azenaro, a senior lecturer in the art department, recently showed her "Shape of Hope" installation at the Blok Gallery in Belgrade Serbia. … »
University of Redlands presents "Stop Kiss" by Diana Son, a serious, comic love story set in New York … »
Dr. Fran Grace will present "Happiness" at the Redlands Forum educational series April 8 at Esri … »
The University of Redlands hosted the Town and Gown Awards of Distinction honoring five people who have made outstanding contributions to the community. … »
Find out at the book reception for "The Heart is Noble: Changing the World from the Inside Out." … »
April 08, 2013
Professor of the Year Dr. Art Svenson requested a blood and bone marrow drive be held to honor his daughter … »
Alisa Slaughter will read from her new book, 'Bad Habitats," in the Browsing Room April 10 … »
Dr. Kathie Jenni will present "The Power of the Visual: Witnessing and Moral Motivation." … »
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The campus of the University of Redlands covers 160 acres.
© 2015 University of Redlands. All Rights Reserved.


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Ryan Feierabend probably hoped his debut with the Louisville Bats would've gone smoother. The Cleveland, OH native, whose contract was purchased by the Cincinnati Reds from the York Revolution on June 7, gave up seven runs on nine hits—three of which were home runs—in 4-1/3 innings of work against the Syracuse Chiefs Friday as the Bats fell 7-3.
Dioner Navarro's two-run homer spotted Feierabend a 2-0 lead going into the bottom of the second. Feierabend gave the lead up quickly, handed out lead off solo home runs in the second and third innings by Carlos Rivera and Mitch Atkins (Syracuse's starting pitcher), respectively, which tied the game after three.
The offense battled back to take the lead in the fourth with an RBI sac fly from Danny Dorn. But, in the bottom of the inning, the wheels fell off for Feierabend.
Feierabend loaded the bases four batters into the inning but got Atkins to fly out, appearing to have extinguished the threat. The next batter, Cody Brown, sent a grand slam over the center field wall, giving the Chiefs a 6-3 lead.
That would be all the offense Syracuse needed, but they did tack on an insurance run in the fifth with an RBI single from Rivera.
The Bats (19-44) got solid work out of the bullpen from Josh Judy and Scott Carroll, who combined to go the final 3-2/3 without giving up a run.
Atkins (5-5) picked up the win for the Chiefs, going 6-1/3 innings giving up three runs eight hits as the Chiefs improved their season record to 30-32.
The Bats head to Rochester Saturday to begin what will be a very odd road series with the Scranton Wilkes/Barre Yankees, whose home stadium is undergoing renovations. After playing three in Rochester, the teams will travel to Batavia, NY for a morning game on Tuesday.
First things first, though, is the game on Saturday. The Bats will send Chad Reineke (1-4, 4.23 ERA) will be on the hill for the Bats opposed by Dellin Betances (3-4, 5.28 ERA) of the Yankees. First pitch Saturday is set for 7:05 p.m.
Photo: Max Sharp


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economy - Page 2
Trump Plaza Shuts Down; 4th AC Casino To Close
US Tobacco Growers Brace for Tougher Competition
Alibaba Seeks to Raise Up to $24.3B in IPO Record
Stocks Open Higher After ECB Boosts Stimulus
Runnings To Open In Former Home Depot Location In Rome
Revel Starts Shutdown After Just Two Years
New Home or Older Home? 5 Things to Consider Before You Buy
Obama To Talk Economy After Fundraising Spree
Yellen Giving Congress Good Economic News
WASHINGTON (AP) — Federal Reserve Chairwoman Janet Yellen has some good news for Congress this week about the health of the labor market. But lawmakers will likely press her for more information on just how the central bank intends to react to the good news.


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Diversified Consumer Services
Company Overview of Institute Of International Education, Inc.
Executive Profile
Linda P. B. Katehi
|Total Calculated Compensation
|This person is connected to 1 Board Members in 1 different organizations across 2 different industries.
See Board Relationships
Dr. Linda P. B. Katehi serves as Advisor at Institute of International Education, Inc. Dr. Katehi has been the Chancellor of University of California, Davis (UC Davis) since 2009. She holds a joint appointment with the Program of Gender and Women Studies at the University of Illinois. She is expertise in a large organization with a health system. She is also expertise in engineering, science, research and technology and has extensive knowledge and experience in budgetary ...
Corporate Headquarters
809 United Nations PlazaPhone: 212-883-8200
New York, New York 10017-3580
United States
Fax: 212-984-5358
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University of California-Los Angeles
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Ride On Therapeutic Horsemanship open house set to provide info
Ride On Therapeutic Horsemanship will have an open house between 10 a.m. to 2 p.m. today at 401 Ronel Court in Newbury Park.
Lunch will be served between 11:30 a.m. and 1 p.m. This family-orientated day will include demonstrations by students highlighting the programs that Ride On provides, including therapeutic riding and hippotherapy — physical therapy on horseback.
For more information, call 375-9078.
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Need Help? Call us at 1-877-710-6182.
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Shinsei Profit Probably Fell 90% Last Quarter on Market Rout
Oct. 3 (Bloomberg) -- Shinsei Bank Ltd., the Japanese lender partly owned by J. Christopher Flowers, probably posted a 90 percent drop in profit for the second quarter on securities valuation losses stemming from the global financial-market rout.
Net income fell to about 300 million yen ($3.9 million) in the three months ended Sept. 30 from 3 billion yen a year earlier, according to a preliminary earnings statement released by Tokyo-based Shinsei today.
Shinsei will recognize 6.6 billion yen of losses on the value of securities last quarter, it said in the statement. Japan's Nikkei 225 Stock Average tumbled 11 percent in the period, its worst performance since the three months ended June 2010, amid concern the U.S. economy is slowing and Europe's debt crisis will spill over into the banking system.
Shinsei probably posted profit of 18.5 billion yen for the fiscal first half, a 9.6 percent increase from a year earlier, it said today. Of the total, 18.2 billion yen was earned in the quarter ended June 30.
To contact the reporter on this story: Takahiko Hyuga in Tokyo at email@example.com
To contact the editor responsible for this story: Chitra Somayaji at firstname.lastname@example.com


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- Hannah McGowan
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- Mike Soucy
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- Sarah Strattan
- Mark Tucker
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- Pete Van Deventer
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Aconcagua: Stevens & Team Heading Down the Mountain
Posted by: Garrett Stevens, Ben Liken | January 14, 2014
Categories: *Expedition Dispatches *Aconcagua
Elevation: 9,000'
Today was a big day for the team. Our 9 a.m. launch saw us cruising down the Relinchos Valley in good style and at a good pace, with a little bit of swagger in our step. The first river crossing was enough to wake up the feet, and by the time we hit the bottom and started across the Vacas River we were in full stride.
After a nice foot/leg bath in the cold and swift Vacas River, we were on the good track that runs down and out the valley. It was a long hike, and while the scenery helped occupy some of the time, by the 9th hour most folks were ready for the welcome sight of Pampa de Leñas, our campsite for the night.
We arrived and promptly set up tents. Good thing, too, as a rain squall passed up the valley and forced our crew into the small stone shelter next to the guardaparque hut. The rain couldn't dampen our spirits or our appetites, though, and we feasted on fresh asado (beef grilled over wood coals) and vegetable salad, washed down with delicious red wine.
The expedition is almost over, and the laughter drifting out of the cramped little shelter told the tale of new friends made, challenging experiences shared, and a bond that has turned this group of strangers into a strong, cohesive team. We'll finish the last little hike tomorrow, head into town, and rejoin the ranks of the civilized folks. Thanks for watching our progress, and keep it tuned in for the last of our updates.
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So proud of you Stefan and all the team. Have enjoyed this blog so much. Knowing you have been safe and having a good trip has taken a lot of stress off everyone here at home. Can't wait for you to get back so we can hear all the stories. See you soon friend.
Posted by: Martha on 1/15/2014 at 4:15 am


text: Hair He Is! 5/13/2012 12:29 AM PDT BY Johnny Lopez The 41-year-old resurfaced at a music event in L.A. on Thursday, looking luxurious.Besides "Bad Day," Daniel has not had another hit in the U.S.In 2009, Billboard named Powter the decade's top one-hit wonder. See also Father Guido Sarducci on 'SNL' -- 'Memba Him?Billy the Blind Kid in "Dumb and Dumber": 'Memba Him?!E*TRADE Baby: 'Memba Him?! Get TMZ Breaking News alerts to your inbox Yes! Also send me "In Case You Missed It..." By clicking "Submit," you agree to the Privacy Policy and Terms of Use. >


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Usually, when peripatetic pianist Rick Germanson shows up at the Jazz Estate, he's in town visiting his parents or his wife's parents(her dad is elder statesman, jazz pianist Frank DeMiles).
Friday, the Milwaukee native will perform at 9:30 p.m. at the Jazz Estate, 2423 N. Murray Ave. Cover is $10.
Earlier this month, Germanson, who's based in New York City, spent four nights teaming with another former Milwaukeean, bassist Gerald Cannon, and star guitarist Russell Malone at Chicago's Jazz Showcase. Such is the life of the successful itinerant jazz musician.
Accompanying Germanson Friday night will be his local rhythm section, bassist Jeff Hamann and drummer Dave Bayles.
— Mike Drew,
Special to the Journal Sentinel


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There are 38 results - Show results on a map Print this page
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This small luxury Bed and Breakfast is situated in the quiet village of Hurley close to the Thames, only 20 minutes from Windsor, with easy access to the M4. All bedrooms offer a high level of comfort...More about The Crazy Fox Boutique Bed & Breakfast
Cliveden is a wonderful stately home that stands at the top of a gravelled boulevard. After a major refurbishment, that has taken some sixteen months, and has transformed public spaces, suites and bed...More about Cliveden
Built in 1859 this splendid Victorian Gothic mansion is enviably situated in extensive grounds that lead down to the Thames. All bedrooms are spacious, beautifully furnished and many enjoy river views...More about Oakley Court Hotel
Situated just 50 yards from the water's edge, this hotel retains the character and much of the architecture of its former life as a brewery. Food, and naturally wine, take on a strong focus here and g...More about Hotel du Vin Henley-on-Thames
Set in the pretty estate village of Hambleden, between Henley and Marlow, this establishment provides all the character of a true local inn. The accommodation is pleasing with impressive levels of qua...More about The Stag & Huntsman
Set in 65 acres of elevated grounds just 45 minutes from central London and 30 minutes from Heathrow, this hotel enjoys spectacular views across the River Thames. Impressive public rooms include the c...More about Danesfield House Hotel & Spa
The Wee Waif can be found on the outskirts of Reading and has easy access to the transport network. The lodge-style accommodation is appointed with guest comfort in mind. All-day dining is available f...More about The Wee Waif
Dating in part to 1135, this charming coaching inn has lots of original features, with timber framed buildings and extensive landscaped gardens. Dinner can be enjoyed in the award-winning restaurant, ...More about The Olde Bell Inn
Phyllis Court was founded in 1906 as a private members' club and has welcomed many distinguished visitors over the years. Set in 18 acres, with lawns sweeping down to the Thames, it offers a unique bl...More about Phyllis Court Club
A warm welcome is guaranteed at this delightful house, overlooking the River Thames in the village of Pangbourne. The spacious modern bedrooms have been finished to a very high standard and the though...More about Weir View House


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In most forms of Alzheimer's, abnormally large quantities of the long amyloid peptide 42 named like that because it contains 42 amino acids are formed. The drug compounds change the location where gamma secretase cuts the APP protein, thus producing amyloid peptide 38 instead of 42, which is shorter and does not aggregate into neurotoxic plaques.
Compared to previous therapeutic efforts, this is considerable progress. In 2010, Phase III clinical trials had to be abandoned, because the compound being tested inhibited gamma-secretase's function across the board, meaning that the enzyme was also deactivated in essential cellular differentiation processes, resulting to side-effects like in gastrointestinal bleeding and skin cancer.
"Scientists have been trying to target gamma secretase to treat Alzheimer's for over a decade," explains Patrick Fraering, senior author on the study and Merck Serono Chair of Neurosciences at EPFL. "Our work suggests that next-generation molecules, by modulating rather than inhibiting the enzyme, could have few, if any, side-effects. It is tremendously encouraging."
New insights into hereditary forms of the disease
During their investigation, the scientists also identified possible causes behind some hereditary forms of Alzheimer's disease. Early-onset Alzheimer's can appear as early as thirty years of age, with a life expectancy of only a few years. In vitro experiments and numerical simulations show that in early-onset patients, mutations in the APP protein gene modify the way by which APP is cut by the gamma-secretase enzyme. This results in overproduction of amyloid peptide 42, which then aggregates into amyloid plaques.
This research illuminates much
|Contact: Patrick Fraering
Ecole Polytechnique Fdrale de Lausanne


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If you enjoy Head Soccer, you'll probably love this Minecraft port of the game! Built entirely in vanilla for 1.8, this mini-game does a surprisingly good job of capturing the original game's feel, so far as Minecraft can manage it. Even if you have never played the original, this is strangely addicting, especially with friends along!
McMakistein put this map together, and you can play it! Check it out right here, and score some goals! There are two versions - one single-player, one multi-player - with the SP version having a bot opponent for you to test your skills against. A word of caution from the author: it is very important to have your FOV (field of view) set to 75 (normal) for best results!


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PARIS – Growth through acquisition has gone somewhat out of style in the auto industry, with the exception of private-equity firms picking up bargains, but German wire-harness maker Leoni AG is an exception.
The company last year was ranked among the world's top-100 suppliers on some industry lists, with €1.4 billion ($2 billion) of automotive revenue after consolidating several €100 million ($145 million) acquisitions in Europe.
Leoni has completed the paperwork for the €255 million ($370 million) purchase of French supplier Valeo SA's Connnective Systems wire-harness division, which it will take over Jan. 1. The additional revenue of about €2 billion ($3 billion) will raise the German supplier's profile in the industry's ranking.
Valeo's wire-harness business was one of those deals too good to pass up, even if it doesn't appear to fit Leoni's plans. In the company's 2006 annual report, Leoni CEO Klaus Probst says current business strategy is to reduce dependence on the auto industry, which accounted for 68% of revenues in the year.
As such, Leoni floated a €200 million ($290 million) bond issue last year to finance acquisitions in other wire and cable areas, such as Furas SA, the Spanish harness maker for appliances.
But Valeo was tantalizing, as Leoni's customers include Daimler AG, Ford Motor Co., BMW AG, Porsche AG and General Motors Corp. Valeo's wire-harness customers include PSA Peugeot Citroen, Renault SA, Fiat Automobiles SpA and SEAT SA of Spain.
"The two companies complement each other 100% in the market," says Uwe Lamann, the chairman of Leoni's wiring-systems division.
In Europe, the "new" Leoni will be the biggest supplier of wiring, with more than 24% of the market. Worldwide, it will hold 9% of the market and jump to the No. 4 position, behind Delphi Corp., Yazaki Corp. and Sumitomo Electric Wiring Inc. PSA will be its largest customer, for 17% of revenues.
Although both Leoni and Valeo have plants in the same low-cost countries – Morocco, Tunisia and Romania – Lamann foresees no consolidation because wiring plants generally are devoted to particular customers and sized to a specific volume.
All of Valeo's plants are in Europe or North Africa, but Leoni already has three plants in China and others in Mexico and South America.
Valeo has been marketing the wiring business since early this year, having decided it no longer fit with its core competencies of driver assistance, powertrain improvement and comfort. The company plans to dispose of other businesses during 2008.
Leoni has been both purchasing market share and growing organically. In 2005, it bought two German companies, Neumatic Elektronik + Kabeltechnik GmbH and Kerpen GmbH and Co. KG. In 2006, it bought the Swiss supplier Studer Draht-und Kabelwerk AG and this year purchased Italy's Silitherm SRL silicon cable maker and Spain's Furas.
Leoni won new contracts in 2006 with BMW, Daimler, Ford, GM and Volkswagen/Audi AG that will account for more than E500 million ($725 million) in revenues at their peak. Two-thirds of that will be new business and one-third is replacement business.
Valeo won new contracts in 2006 for a future SEAT vehicle, future Renault cross/utility vehicle and new Logan models.


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Microsoft Senior Software Development Engineer Interview Questions
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41 Candidate Interview Reviews Back to all InterviewsSort: Popular Date Difficulty
Senior Software Development Engineer Interview
I applied through an employee referral. The process took 2 weeks. I interviewed at Microsoft (Redmond, WA) in August 2015.
There were overall 3 interviews as I am an internal candidate. First two were focused on data structures, the third one is about a design. Total 3 hours for interviews. The questions were related to Graph theory and dynamic programming in data structures area. The design question was related to building scalable notification system. Interviewers asked for recent experiences and challenges and also the reason for looking for change. The questions were closely related to the problems the teams are working on.
Interview Questions
- The technical questions are:1. How do you find if a directed graph is a tree and code for it? 2. Dynamic programming - 5 Painters to paint homes at the least cost - given different cost for painting with different colors(3 choice colors). Conditon: No adjacent homes in the 5 houses that are in a row can't have same color. 3. Design a scalable notification system. 1 Answer
Other Interview Reviews for Microsoft
Senior Software Development Engineer InterviewAccepted OfferPositive ExperienceDifficult Interview
I applied through an employee referral. The process took 1+ week. I interviewed at Microsoft (Redmond, WA).
Usually there are six rounds of interviews. First round is kind of technical screening and next two rounds of technical problem solving questions. Two more rounds for design questions and finally a discussion with the manager or skip level.
Interview Questions
- Design Restaurant reservation system. Answer Question
Helpful (6)
Senior Software Development Engineer InterviewDeclined OfferPositive ExperienceDifficult Interview
I applied through a recruiter. The process took 3 weeks. I interviewed at Microsoft (Redmond, WA) in June 2015.
Had an initial interview with a recruiter. Then had a tech screen (phone interview), followed by an on-site interview with 3 engineering leads followed by an interview by the manager. Happened on Friday, got the offer on following Monday. Incredibly professional, engaging and challenging. Learnt quite a bit about myself in the process. Got to give it to Microsoft! From the arrangements (Flight/Hotel etc.) to the actual interviews, it was a genuine pleasure. Highly recommend the experience.
Interview Questions
- Questions on design patterns. Design system for a hypothetical e-commerce store...entities...design it to be distributed. 1 Answer
- Print a matrix in spiral fashion...so Matrix input example (Arrows indicate how the spiral happens...start at first arrow go in circle and move to next arrow...etc.) ->1 1 1 1 1 1 -> 2 2 2 1 1 2 2 2 1 1 1 1 1 1 Output: 11111111111111222222 1 Answer
- Clone a linked list that has a cycle (do not fix the cycle). Is there a way to uniquely identify a node without relying on a hash code? 1 Answer
- a) Develop a XML parser (rules: Node closures and single root node..i.e. root node cannot be duplicated in structure). b) Count occurrences of words in a string (with string too large to be processed in memory). 1 Answer
- a) Develop LRU cache b) Design distribute file storage system with load balancing and fail-safes (machine taken offline or new machine/node added) 1 Answer
Senior Software Development Engineer InterviewNo OfferPositive ExperienceDifficult Interview
I applied through a recruiter. The process took 2 weeks. I interviewed at Microsoft (Seattle, WA) in May 2015.
A recruiter called me to schedule a phone screen technical interview with a developer team lead. The technical interview was supposed to be an hour but lasted an hour and a half; the team lead was very interested in my project work, and the overall impression was very positive, even though no coding was tested during the phone screen. Before I stepped into the office, I got the e-mail request for me to fly to Seattle and meet the team the following week. Scheduling was very easy to work with and I had no issues getting to Seattle; a rental car was even booked for me, and meals and parking can be expensed. The first interview was with the recruiter, who was very friendly and provided some insightful information on how the interviews work and a schedule with the people I would meet. She also mentioned that there were multiple teams monitoring these interviews and that if I did well in the interviews there would be additional interviews that were not on the schedule. While there was a lunch interview that was a bit more casual (no whiteboard = no coding), I didn't let my guard down; all other interviews were highly technical and required coding or analyzing code. I eventually met double the number of people I was scheduled for and the interviews lasted 7 hours. It was a gruelling day, and one interviewer asked me questions outside of my knowledge zone, but it was extremely insightful as to the difficulty level of a first-tier software tech company interview, and I learned a lot of what was being expected at Microsoft.
Interview Questions
- Implement a stack. 1 Answer
Senior Software Development Engineer InterviewNo OfferPositive ExperienceAverage Interview
I applied in-person. I interviewed at Microsoft.
It was really interesting interview process. There were 5 conversations in 1x1 format plus 1 extra, so 6 total. Mostly we talked about my experience and around it. Each interviewer asked certain area of my experience in deep details. So you have to refresh you memory.
Interview Questions
- Reverse string. Implement ntoa. Get number of ones in a M bit variable. Design and implement message passing for multiprocessor system (were given some specific hardware restrictions) Design and implement malloc/free for some specific requirements. Design embedded RTOS and implement scheduler, task switching and interrupt handler. Answer Question
Helpful (1)
Senior Software Development Engineer InterviewNo OfferPositive ExperienceAverage Interview
I applied through an employee referral. I interviewed at Microsoft in March 2015.
Unlike other comparable companies, Microsoft seems to do extra work for finding out the right interviewer who can correctly evaluate and investigate your capability. Although I couldn't make it, the interview with Microsoft was one of the most pleasant interviews. The interviewer showed a lot of interest in and asked about my past works.
Interview Questions
- The interviewer asked all the work that I described in my resume. Answer Question
Helpful (3)
Senior Software Development Engineer InterviewAccepted OfferPositive ExperienceAverage Interview
I applied through an employee referral. The process took 4 weeks. I interviewed at Microsoft.
Microsoft's hiring is one of more organized of the pack. However, it definitely helps if your case is being pushed by the hiring manager, so if you can, do maintain contact with them. Interviews follow the typical structure for the industry: 1. Initial phone screen with the recruiter. 2. Phone Tech screen with a member of the engineering team. 3. Follow up call with recruiter to identify groups you'd be interested in. 4. On-site face-to-face interviews. Typically 4 (maybe 5 if you are doing a 'split' loop, or you're one of the more borderline cases) Overall, in onsite interview experience has improved dramatically over the years, for intervewees. Gone is the focus on brain teasers that left people numbed and shivering. Its more practical now. Which means - a more mixed bag of apples tends to get in, since its not just about how smart you are. I have mixed feelings about how this evolved.
Interview Questions
- Questions are actually not that hard. There are definitely other tech companies that will massage your brains much more. :) Most of the questions seem to come from the standard set of 150 or so questions that have been doing the rounds for several years. There are several books published with these, so being familiar with those will give you a high probability of success. Answer Question
No negotiation. Its pretty standard structure. At best, you may get some more stock grants.
Senior Software Development Engineer InterviewNo OfferNeutral ExperienceDifficult Interview
I applied online. The process took a week. I interviewed at Microsoft (Redmond, WA) in December 2014.
Normal phone screening first and then the full interview loop. Completed three rounds which comprises of all algorithms on linked list and binary search tree in the first two interviews and then in the third interview about the design question.
Interview Questions
- Question on linked list and binary search tree. 1 Answer
Senior Software Development Engineer InterviewNo Offer
Had an informational and informal interview, so it wasn't the usual MS interview loop. I was asked linked list question, BST questions, and code quality questions. This was a situation where I was checking out a position internally.
Interview Questions
- Deep dive into BST Answer Question
Helpful (1)
Senior Software Development Engineer InterviewNo OfferNegative ExperienceEasy Interview
I applied online. The process took a week. I interviewed at Microsoft in October 2014.
Telephonic round - Call by hiring manager - basic background check - questions on project Interview day - first HR round, next 3 tech rounds, and then lunch interview. If there are any interviews post lunch - that means you've cleared the first rounds. You're lucky if the hiring manager meets you. After the interview - This process is pathetic - they might even care to return back to the candidate - but if after one week you dont hear from recruiter - consider yourself rejected.
Interview Questions
- Nothing is difficult - it all depends on the performance in tech rounds Answer Question
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Select Local Merchants
Sky Thai RestaurantRead MoreSky Thai in San Bernardino is a well-known deli, offering a familiar vibe with a delightful menu. The nice atmosphere and reasonable prices allow customers to focus on what matters: the superb quality. There's no particular required attire, so feel free to dress comfortably. Also, though the prices are considered to be lower than average, you aren't going to sacrifice any quality. In fact, you should be able to enjoy a good meal for $11 or $12, and can probably get in and out for $8 if you try. There really is something for everyone, with gluten-free options, as well as low-fat and vegetarian items on the robust menu. Plus, if you're on the lookout for the perfect spot for family or friends, it's been reviewed as a solid option for large groups and kids. If you don't feel like eating in, you can always grab your food to go, or just place an order for delivery. A good option for lunch, Sky Thai is a terrific choice when you're in the mood for Asian cuisine and want to get more adventurous than the typical Chinese or Japanese fare.154 W 40th StSan Bernardino, CA US
Taste of ThaiRead MoreFor sweet and savory, top-of-the-line Thai food, Taste of Thai fits the bill. Fear not you gluten-free or low-fat eaters, you'll have plenty of choices here. Pair your entree with a glass of wine or draft beer — Taste of Thai has a fully-stocked bar to complement your meal. Take the kids along too — Taste of Thai is a great spot for families with food that even little ones will love. Whether you have a group of five or a group of 20, Taste of Thai can seat both large and small groups. Call ahead for reservations to ensure your table is waiting for you when you arrive. It doesn't get much more laid-back than Taste of Thai, so dress for comfort when you come. Getting your food to go is also an option. A nearby parking lot is readily available for Taste of Thai's diners. You'll like your bill almost as much as your meal at Taste of Thai, with meals usually costing less than $15.1180 E Highland AveSan Bernardino, CA US
Rose Apple Thai CousineRead MoreThe premier destination for a delicious menu, Rose Apple Thai Cousine in San Bernardino is one of the area's best-rated restaurants. The excellent quality will have you visiting again and again. There's no specific recommended attire, so feel free to dress casually and comfortably. If you need food provided for a local event, take advantage of its catering options. Specializing in lunch, Rose Apple Thai Cousine is a great choice when you're in the mood for Asian cuisine and want to get more adventurous than the standard Chinese or Japanese fare. Don't worry about trying to find a spot on the street, as visitors to the restaurant do have access to a private parking lot nearby. Would you rather pedal your way there? Bike parking is also provided.1981 Diners CtSan Bernardino, CA US
Thai PlaceRead MoreGet a taste of Southeast Asia at Thai Place, a sweet spot for Thai food. Thai Place worries about making delicious food, not counting calories. Little ones are just as welcome as their parents at Thai Place. Make the most of the warm summer months by dining outdoors in Thai Place's beautiful outdoor seating area. Leave the fancy duds at home — patrons at the restaurant dress informally. You can also have Thai Place cater your next event. Carry-out is also available for those who prefer to enjoy Thai Place's cooking from the comfort of their own home. At Thai Place, you can park quickly and safely in a lot next door. Looking for a tasty meal fit for any budget? Look no further than Thai Place.1689 Kendall DrSan Bernardino, CA US
Thai and Chinese Take OutRead MoreChinese cuisine set in a familiar vibe, Thai and Chinese Take Out offers a delightful menu. The excellent quality, set in a nice atmosphere, will have you visiting again and again. If you don't feel like eating in, you can always grab your food to go, or just place an order for delivery. A good spot in Shandin Hills, you won't walk away from Thai and Chinese Take Out disappointed.1357 Kendall DriveSan Bernardino, CA US
Thai KitchenRead MoreGrand Terrace's Thai Kitchen offers a traditional menu of Thai dishes in a relaxed setting. Enjoy a low-fat or gluten-free meal at Thai Kitchen, a local favorite. Whether you have something to celebrate or just need something to take the edge off, the drink menu at Thai Kitchen won't disappoint. Grab the kids when you head to Thai Kitchen — its family-oriented menu and ambience all perfect for the whole clan. Thai Kitchen offers a free wifi hot spot — perfect for surfing the web or getting a little work done. If it's more of a Netflix night, Thai Kitchen lets you get your food via delivery or take out. Catering services are also available. null Meals at Thai Kitchen are moderately priced — most diners spend about $30 per person.22411 Barton RdGrand Terrace, CA US


text:
i must exercise my self-control to
its fullest extent. for if i don't i'll
explode into brittle bits & pretty
pieces of raw tears & oh-so-crass
screeches echoing through light
(there is a madman waiting within me-)
i cannot make up my mind so i
simply (e)raze my hopes & ideas &
dreams despairing over the clouds
i bit my tongue & break my pencils
liquidized ashes washing over me
while i test the walls with my unending
poundings across the blood-red bricks
(-within a box to contain him, contain ME)
oh, now you see it, don't you?
i'm on my way to self-destruction.
as usual, as expected, it IS you
whose corpulent lies failed your
ascendancy over me. you, whose
grandiose derisions tantamount to
a big fat defamation, only there so
you can slander my self-esteem.
(everything i have he uses to break away)
but i digress since what i must address
is that i bear it all within me, say, it's
my irresolute mind, my ambivalent soul
& my disparaged body. just so that i
don't abase myself any further, see.
(at the verge exploding, i open my eyes-)
this decorous, egregious play with our
tongue-lashing, mind-clashing rebuttals
& quandaries daunting to the surrounding
crowd watching us, delineated with evident
apathy. they cannot advocate anything,
no. they simply acquiesce to whatever is
convenient for them. oh, they are raining
on our parade, if you will forgive me saying.
(i cannot contain myself - how do i attempt to control HIM?)
thus, i will stand and inhale slowly, imploringly
so i can accomodate my effrontery words in this
worthless doggerel, dissipating my fantasies
into fences of my inclinations to be, finally BE
revered & placid, potent & rampant, radiant &
poignant. oh, i want the elusive act of treachery
aiding me without anyone closing in on me. no
confidantes, no one to trust, i want to be alone
and all alone - just so i can
exercise this glaringly maddening self-control of mine.
(why can't i just let you/him/me go?)
: Not sure where I was headed with this, wrote it during the time between physics and geography exams, the blurriness and odd, nonsensical word-choice might have to do with it. Still, not abysmal, right? Do tell me if it is.


text:
Select Local Merchants
Fat Buddah Tattoo & PiercingRead MoreSince first putting ink to skin in 2000, Fat Buddah Tattoo & Piercing outgrew two locations before finally taking residence in a 3,900-square-foot space. There, the experienced staff adorns clients with piercings and permanent artwork ranging from custom lettering to portraits. The shop's portfolio boasts a large selection of designs, though they welcome clients to bring in their own ideas via sketches, photos, or vivid recollections of dreams.180 NW 183rd St.Miami Gardens, FL US
Skin SensuousRead MoreWhat services does your business offer and what makes your business stand out from the competition? My business offers professional, safe and sanitary skin care for individuals who are seeking to improve the texture of their skin at an affordable rate. What was the inspiration to start or run this business? I have been a skin care enthusiast since I was in high school. I obtained my para medical skin care license while working as an administrator however I have always had a deeply rooted passion in helping women and men alike look their best. I decided to open my own skin care studio within a salon. What do you love most about your job? I love it when I have repeat customers that tell me that I help transform their skin and that they feel more confident as a result of the skin care treatments and skin care regimen that I place them on. What is the best reaction you've ever gotten from a customer? I had a client that had chronic acne. With a good skin care routine we cleared up her skin. Some time later a co-worker noticed a small pimple. The client gushed that she was ecstatic that someone noticed one pimple because her face was so riddled with breakouts no-one ever commented before.2760 Northwest 163rd StreetMiami Gardens, FL US
Glenda's Holistic SpaRead MoreWhat services does your business offer and what makes your business stand out from the competition? Very professional, reliable and love my job, and attending customers with their real necessities, any day with previous appointment. What was the inspiration to start or run this business? Helping the people with the health and the beauty, Massage is perfect to keep your body in good conditions. What do you love most about your job? everything, for me every thing about his job love it! specially when I am working with my client I do healing into the process. What is the best reaction you've ever gotten from a customer? I love you> You are the best, completely dedicated.2500 NE186th StreetMiami Gardens, FL US
ExcelsiorRead MoreCheck out Excelsior in Miami Gardens and treat yourself to a luxury spa experience. Keep those pores clear with a relaxing facial courtesy of the salon's expert aestheticians. Pamper yourself with a long, relaxing massage from this salon and leave feeling refreshed. Looking to switch up your 'do? Head to this salon for a personalized hairstyle makeover. Looking for top hair removal services? Try one of the many services this establishment has to offer, such as waxing and threading. For long-lasting, fashion-forward nails, head to this salon. Excelsior has a comfortable atmosphere for all your beauty needs, such as make up application. Call Excelsior today and take advantage of the great offerings and services that this day spa has to offer.20733 NW 2nd AveMiami Gardens, FL US
Hair Doctors Salon and SupplyRead MoreInside any of Hairdoctors Specialty Salons' five full-service locations, skilled aestheticians treat hair and nails with a range of pharmaceutical and natural services. They trim and style hair, perform keratin treatments, and color strands using crayons or ammonia-free dyes and cellophanes. The staff's work extends beyond hair services via manicures and pedicures. Aestheticians also add to clients' existing hair with extensions—strands made from Remy or virgin Indian human hair and attached to scalps via weaving, taping, fusion, or gluing. Hairdoctors Specialty Salons also posts informative hair-extension FAQs on its website.18526 NW 67th AveHialeah, FL US
Hot Looks Make-Up LoungeRead MoreHot Looks Make-Up Lounge in Miami Gardens is a great place to tackle all of your beauty needs and desires in just one visit. This salon's expert aestheticians are trained to provide the best and relaxing facials. Unwanted hair can be a pain, but the hair removal services at Hot Looks Make-Up Lounge are painless. The massages at this salon stimulate circulation and reduce stress build up. Hot Looks Make-Up Lounge helps brighten your look with such services as eyelash extensions and make up application. Get ready to greet the world with a brand new confidence when you make your appointment at Hot Looks Make-Up Lounge.19327 NW 2nd AveMiami Gardens, FL US


text:
Melvin Ejim
Iowa State's Melvin Ejim falls back on Kansas State's D.J. Johnson as... News PhotoBasketball - Sport,Bramlage Coliseum,Falling,Iowa State Cyclones,Kansas,Kansas State University,Kansas State Wildcats,Manhattan - Kansas,Melvin Ejim,Men's College Basketball,NCAA,Pulling,Rebound,Sport,USA,VerticalPhotographer Wichita EagleCollection: Tribune News Service 2013 MCTIowa State's Melvin Ejim (3) falls back on Kansas State's D.J. Johnson as he pulls down a rebound at Bramlage Coliseum in Manhattan, Kansas, on Saturday, February 9, 2013. K-State defeated Iowa State, 79-70. (Bo Rader/Wichita Eagle/MCT via Getty Images)


text:
Top Questions
Have questions about 529 plans and how they can help you save for college?
Here are the top questions we receive:
What are the federal and state tax advantages?
Is there a California income tax deduction?
Who can open an account?
What are my investment choices?
Where do I get information on ScholarShare performance?
How do I sign up for payroll deduction?
Do I have to use my account at a California college or university?
More Questions
Need more information?
Select a topic below to view a list of questions and answers on that subject.
About 529 Plans
What is a 529 Plan?Just as a 401(k) plan is for retirement savings, a 529 college savings plan is for college savings. 529 refers to Section 529 of the Internal Revenue Code. By federal law, all 529 college savings plans must be state sponsored. Residents of any state can invest in any state's 529 Plan, you do not have to be a resident of a particular state to invest in that state's plan. However, there may be tax advantages available only to state residents for any particular state sponsored plan. There are several types of 529 Plans, including state-sponsored college savings plans and state sponsored prepaid plans. With all 529s—both savings, and prepaid programs—there is no income or age limit for participation. You can even open an account for yourself. Visit our interactive comparison tool to compare features and benefits of these plans.
How do 529 plans vary?529 plans vary in a number of ways, including contribution limits to the account (defined by the states), fees to open and maintain an account, in-state tax treatments such as a state tax deduction, investment portfolios offered, and the financial services company that manages the plan. There may also be other differences, such as special programs or benefits defined by the particular plan. Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state's 529 plan.
How does a 529 Plan compare to other investment choices, such as custodial accounts?To compare features of 529 plans and custodial accounts, use our interactive comparison tool.
How do I compare college savings options?Check out our interactive comparison tool.
About TIAA-CREFTIAA-CREF is a $469 billion* full-service financial services group of companies that has dedicated itself to helping those in the academic, medical, cultural, and research fields for more than 90 years. Our clear and long-held commitment to serving the financial best interests of those who serve the benefit and enlightenment of others has never and will never change. * Combined assets under management as of 6/30/2011.
Tax Considerations
What are the federal estate and gift tax benefits?Contributions to ScholarShare may help you reduce the taxable value of your estate. Contributions to the Plan, together with all other gifts from the account owner to the beneficiary, may qualify for an annual federal gift tax exclusion of $14,000 per donor ($28,000 for married contributors), per beneficiary for 2013. If an account owner's contribution to a Plan account for a beneficiary in a single year exceeds $14,000 ($28,000 for married contributors), the account owner may elect to treat up to $70,000 of the contributions, or $140,000 for joint filers, as having been made over a period of up to five years for federal gift tax exclusion. Consult your tax advisor.
Are contributions to the ScholarShare College Savings Plan federal tax deductible?No, contributions to ScholarShare or any 529 plan are not deductible for federal income tax purposes.
How are withdrawals for qualified higher education expenses taxed?If you are taking a withdrawal to pay for qualified higher education expenses of the beneficiary, there will be no federal or California income tax. Use the Withdrawal Form (PDF).
What is a taxable withdrawal?Taxable withdrawals are withdrawals due to the beneficiary's death, the permanent disability of the beneficiary, the beneficiary's receipt of a scholarship award or certain other tax-free amounts, or the beneficiary's attendance at a military academy. A taxable withdrawal will be subject to applicable federal income tax on earnings, if any, but will not be subject to the federal 10% additional tax on earnings (the "Additional Tax"). A taxable withdrawal is also subject to California income tax but not the additional 2.5% California tax.
How are withdrawals for non-qualified expenses taxed?A non-qualified withdrawal is any withdrawal that does not meet the requirements of being: (1) a qualified withdrawal; (2) a taxable withdrawal; or (3) a rollover. The earnings portion of a non-qualified withdrawal is subject to federal income taxation, and the additional 10% federal tax. See the Disclosure Booklet for details. Non-qualified withdrawals may also be subject to an additional 2.5% California tax on earnings. Please consult with a qualified tax advisor or consultant.
What is the Generation Skipping Tax?Transfer of funds or a change in beneficiary is subject to the Generation Skipping Tax (GST) if the new beneficiary is two or more generations below the prior beneficiary. If transfer is subject to GST, tax is imposed on the prior beneficiary. Account owners should consult their own tax advisors for guidance when considering a change of beneficiary or a transfer to another account.
Investment Portfolios and Performance
Can I see a list of the underlying funds?Yes. For a list of the underlying funds, read the Disclosure Booklet
Can I select the investments for my account?You may choose among the 19 ScholarShare investment portfolios, but not the underlying mutual funds or other investment vehicles to which funds in the investment portfolio may be allocated. Under federal law, an account owner may not have direct or indirect control over the investments in a 529 Plan. See the Disclosure Booklet for a list of underlying funds.
Can I change my investment selection?Yes. Each time you make a contribution you may select any one of the 19 ScholarShare investment portfolios. Once invested in a particular investment portfolio, contributions and any earnings may be transferred to another investment portfolio only twice per calendar year or upon a transfer of funds to a Plan account for a different eligible beneficiary (see the Plan Disclosure Booklet for more information). Use the Rebalance Form.
Opening an Account, Contributions and Fees
How do I open an account?You can Enroll Online and submit your initial contribution electronically from your bank account or establish an Automatic Contribution Plan (PDF). You can also Download Enrollment Materials, or you can Request an Enrollment Kit to have enrollment materials mailed to your address. Allow five to seven days for delivery.
Are there any fees associated with opening a ScholarShare account?With ScholarShare, there are no sales charges, start-up or maintenance fees. An annual asset-based management fee will be paid to TIAA-CREF Tuition Financing, Inc. to cover the cost of investment management and administrative services. The estimated underlying fund expenses range from 0.12% to 0.61%. Please note that the State of California reserves the right to change the current fee and impose new or additional fees, expenses, charges or penalties in the future. For details on the management fee, please see fees and expenses.
What is the maximum that I can contribute to an account?There is no annual limit on the amount you may contribute. However, there is an overall maximum account balance limit of $371,000, which applies to all accounts opened for a beneficiary. An account owner may contribute to a beneficiary's account if, at the time of the contribution, the total balance of all accounts for that beneficiary does not exceed $371,000. Accounts that have reached the maximum account balance limit may continue to accrue earnings.
Can I take a distribution from both a ScholarShare account and Coverdell Educations Savings Account to pay for expenses in the same year?Yes. However, you must apply the distributions to different eligible expenses in order to obtain the favorable tax treatment. See IRS Publication 970 for more detail, or consult your tax advisor.
How do I contribute to ScholarShare?You can open an account by check, through the automatic contribution plan, by electronic funds transfer (including electronic purchase option), or through a transfer of funds between accounts or a rollover. The minimum initial contribution is $25 per investment portfolio and the minimum subsequent contribution to an account is $25 per investment portfolio. The minimum contribution for subsequent contributions will be waived at this time, but may be re-instated at any point in the future. You can also contribute as little as $15 per investment portfolio per pay period using payroll deduction through participating employers. Each account can have only one account owner and one beneficiary. However, each beneficiary may have more than one account and, you may open separate accounts for as many different beneficiaries as you wish. To set up an automatic contribution plan log-in to your account or use the Electronic Banking Form (PDF). To set up Payroll Deduction, use the Payroll Deduction Form (PDF).
How do I keep track of my account?You have online access to your account information 24 hours a day, or you can call and speak to one of our college-savings specialists toll-free at 1-800-544-5248, Monday through Friday, 8:00 am - 7:00 pm Pacific Time. You'll receive quarterly and annual statements that show account activity. A separate confirmation statement will also be mailed, which lists every transaction made to the account. (Quarterly statements will be provided for periodic payment plans, such as payroll deduction.) Log-in to your account.
How do I sign up for e-DeliveryIf you'd like to enroll to receive your account statements and/or Plan disclosure online, click here, log into your account, and click on "Change Account Statement Delivery."
Plan Requirements, Using the Funds
How do I know which educational institutions are eligible?Contact your school to determine if it qualifies as an eligible educational institution or use the Federal School Code Search on the Free Application for Federal Student Aid (FAFSA) website.
What are the qualified higher education expenses?Qualified higher education expenses include tuition, fees, and the cost of books, supplies, and equipment required for the enrollment and attendance of the Beneficiary at an eligible educational institution, and certain room and board expenses. Qualified higher education expenses also include certain additional enrollment and attendant costs of a beneficiary who is a special needs beneficiary in connection with the beneficiary's enrollment or attendance at an eligible institution. For this purpose, an eligible educational institution generally includes accredited postsecondary educational institutions offering credit toward a bachelor's degree, an associate's degree, a graduate-level degree or professional degree, or another recognized postsecondary credential.
How do I withdraw money to pay for college?You may request a withdrawal from your account in three ways:
- Online – Login to your ScholarShare account
- By Mail – Download the Withdrawal Request Form (PDF)
- By Phone – Contact ScholarShare at 800-544-5248
Our Call Center is open Monday – Friday, 8:00 am – 7:00 pm PST
Funds requested for withdrawal may be paid to you as the Participant, the Beneficiary, an Eligible Educational Institution, or to a third party1. The maximum amount for withdrawal requests made online or by phone is $35,000 per day.
Funds requested for withdrawal are provided by check, unless the Participant and/or the Beneficiary have established Electronic Funds Transfer2, and have had bank account information on file for at least 30 days without any changes, in which case, funds may be electronically transferred directly to the bank on file.
Please allow 7-10 calendar days for receipt of check payment, or 2-3 calendar days for Electronic Funds Transfer processing to a bank account on file.
Please note, we are unable to send Electronic Funds Transfer payments to an educational institution. When a check payment is sent directly to an Eligible Educational Institution, please allow enough time for the institution to credit the student's account. Some schools may experience backlogs at the start of each semester.
The Plan does not require you to provide substantiation for qualified and non-qualified withdrawals before processing your withdrawal request. However, it is the Participant's responsibility to substantiate qualified withdrawals if the Internal Revenue Service or any state or local taxing authority requires such.
You should retain receipts, invoices, relevant documents, and any other information deemed adequate to substantiate that a particular withdrawal is used for Qualified Higher Education Expenses or that a particular withdrawal was made due to the death or disability of, or scholarship award to, the Beneficiary, or was due to the Beneficiary's attendance at a United States Military academy.
1For security purposes, for withdrawal requests payable to 3rd party payees for amounts exceeding $10,000 or for requests payable to any payee exceeding $100,000, your withdrawal form will need a Medallion Signature Guarantee.
2For security purposes, a Medallion Signature Guarantee will be required for any withdrawals requested within 30 days of a change to an account's mailing address or banking information.
If I move out of California, what will happen to my account?If you move to another state, you can still keep your money invested in your Plan account. You can also continue contributing money to your account. Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state's 529 plan.
What room and board expenses are covered?The beneficiary must be enrolled at least half-time at an eligible post-secondary institution which leads to a recognized educational credential in order for room and board to be considered an eligible qualified higher education expense. For students living at home with parents, as well as students living in non-campus housing, the eligible educational institution's "cost of attendance" allowance for purposes of determining eligibility for federal education assistance for that year will be the room and board amount treated as a qualified higher education expense. For students living in housing owned or operated by the eligible educational institution, if the actual invoice amount charged by the eligible educational institution for room and board is higher than the "cost of attendance" figure, then the actual invoice amount may be treated as qualified room and board costs.
Can a HOPE/American Opportunity Credit or Lifetime Learning Credit for qualified tuition and other related expenses still be taken?A student or the student's parent may claim a HOPE/American Opportunity Credit or Lifetime Learning Credit for certain qualified education expenses, provided that eligibility requirements for the credit are met. You should consult the current version of IRS Publication 970, Tax Benefits for Education, for information about this and other tax incentives available for educational expenses.
Can I use the money at schools outside the US?Yes, 529 Plan assets can be used at some accredited foreign schools. Contact your school to determine if it qualifies as an eligible educational institution.
What if my child decides not to attend college?If the beneficiary of an account does not attend college, the account owner may name another beneficiary for the account who must be a certain member of the family of the beneficiary that is being replaced (See definition of 'member of the family'). Otherwise, if the funds are withdrawn for a purpose other than to pay for qualified higher education expenses (except in the event of a beneficiary's death, disability, scholarship or attendance at a military academy), or they are treated as withdrawn (for example if an ineligible beneficiary is named) there will be a 10% additional federal tax on the earnings of the account owner's tax rate. See the Disclosure Booklet for details.
What is a non-qualified withdrawal?A non-qualified withdrawal is any withdrawal that does not meet the requirements of being: (1) a qualified withdrawal; (2) a taxable withdrawal; or (3) a rollover. The earnings portion of a non-qualified withdrawal is subject to federal income taxation, and the additional 10% federal tax. Recapture provisions apply. See the Disclosure Booklet for details.
What happens in the event of death or disability of the beneficiary?If the distribution is made due to the death or disability of the beneficiary, the earnings portion of such a withdrawal is subject to federal income tax but is not subject to a 10% additional federal tax. A taxable withdrawal is also subject to California income tax but not the additional 2.5% California tax.
Will participation in ScholarShare affect my beneficiary's eligibility for financial aid?The treatment of investments in a 529 savings plan varies by school. Assets are typically treated as the account holder's and not the student's. (Student assets are generally assessed at 20% whereas parental assets are generally assessed at 5.6%.) Any investments, including those in 529 accounts, may affect the student's eligibility to get financial aid based on need. You should check with the schools you are considering regarding this issue.
What if my child gets a full or partial scholarship?If the beneficiary receives a scholarship that covers the cost of qualified expenses, you can withdraw the funds from your account up to the amount of the scholarship without penalty or additional tax. The earnings portion of the amount withdrawn will be subject to the additional federal tax of 10% to the extent the amount withdrawn exceeds the amount of the scholarship (See Non-Qualified Withdrawals). Please consult with a qualified tax advisor or consultant.
Is paying off a student loan a qualified higher education expense?No. Repayment of student loans is not considered a qualified higher education expense.
Who can be the beneficiary of an Account?Any U.S. citizen or resident alien, including the account holder, can be the beneficiary. The beneficiary must have a valid Social Security number or taxpayer identification number.
Can I change the beneficiary of my account?Yes, you can change your beneficiary at any time, or transfer a portion of your investment to a different eligible beneficiary. The new beneficiary must be an eligible member of the previous beneficiary's family, as described in the ScholarShare College Savings Plan Disclosure Booklet (PDF). Use the Change of Plan Participant/Beneficiary Form (PDF).
Who qualifies as member of the family?A "member of the family" of a Beneficiary is a person related to that beneficiary as follows: (i) a son or daughter, or a descendant of either; (ii) a stepson or stepdaughter; (iii) a brother, sister, stepbrother or stepsister; (iv) the father or mother, or an ancestor of either; (v) a stepfather or stepmother; (vi) a son or daughter of a brother or sister; (vii) a brother or sister of the father or mother; (viii) a son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law or sister-in-law; (ix) the spouse of the beneficiary or of any of the other foregoing individuals; or (x) a first cousin of the beneficiary. For this purpose, a child includes a legally adopted child and a brother or sister includes a half-brother or half-sister.
Rollovers and Transfers
Can I transfer assets in a Coverdell Education Savings Account to the ScholarShare College Savings Plan?Yes, but you should discuss this with your financial advisor to determine if there are any tax or other consequences. To do a transfer, use the Rollover Form (PDF) and complete an Account Application.
Can I roll over funds from another 529 plan into the ScholarShare College Savings Plan?You are permitted to transfer funds from another 529 college savings plan to an account in ScholarShare for the same beneficiary once within a 12-month period without incurring federal income tax. The 529 college savings plan from which you are transferring funds may be subject to differences in features, costs and surrender charges. You should consult your tax advisor or the other 529 college savings plan. State and local taxes may apply. To complete a rollover, use the Rollover Form (PDF).
Can assets from an UGMA/UTMA account be transferred to the ScholarShare College Savings Plan?Yes, though transferring UGMA/UTMA assets into a 529 plan account may result in a tax liability. You should discuss this with your financial advisor. UGMA/UTMA accounts cannot be opened online. To open a ScholarShare Program UGMA/UTMA account, use the Custodial Account Application (PDF).
Still have questions?
See the Disclosure Booklet for more details on plan requirements, contributions and withdrawals, investment portfolios, tax considerations, and rollovers and transfers.
Or call us now toll-free at 1-800-544-5248.