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News & Media
AGCO Corp Wordpress
Vet Sees Rural to Suburban Changes
Lanier Orr experienced firsthand the big-bang-like explosion of Forsyth County, Georgia. The area grew from a few thousand people during Orr's childhood to today's 175,000, many of whom commute to nearby Atlanta. Orr, 69, grew up in Forsyth, on the same land where he opened Orr Animal Hospital in 1975. The property also housed the […]
A Massey Ferguson® Fan for Life
When Bob and Darren Littleton purchased a lightly used Massey Ferguson® 8690 tractor about a year ago, the father-son team came full circle. Darren's grandfather had once owned a Massey Ferguson dealership and his father was once 100% Massey. Yet, says Darren, "our family kind of drifted away" from the brand due, in large part, to […]
New ProCut™ option launched for 2200 Series Large Square Balers
The new ProCut rotary cutter system introduces a range of new features to deliver a huge increase in capacity, a more uniform & consistent cut length, and exceptional service access. This new option is offered in 2250, 2270, and 2270XD models. With a 10% speed increase, the new re-designed Hesston manufactured rotor promotes aggressive & […]
AGCO Looks to the Future of Agriculture at the 2015 Farm Progress Show
Earlier this month, we traveled to Decatur, Illinois, for the 62nd Farm Progress Show—the largest outdoor farm equipment show in the United States. Our exhibit included a 61,000-square-foot scaled-down farm that showcased the newest innovations in farm equipment, crop life cycle demonstrations, and a productivity lab. We introduced attendees to the SOLOTM AGCO Edition Unmanned […]
MF4610: A Marriage of Big Power, Fuel Efficiency
Ron Mellon has had his share of tractor problems. "I needed something smaller, around 100 HP," he says. He bought a new Case IH and "had nothing but trouble with it." So he returned it. He also put plenty of money into a certain "green" tractor, whose hydraulics and air conditioning constantly gave him trouble. […]
FFA and AGCO: Groundbreaking Progress
It'll definitely be a different kind of year for members of the Decatur, Ill., Heartland FFA. They have the opportunity to work directly with a Fortune 300 ag company, developing and providing stewardship for AGCO's plot of land at the nearby Farm Progress Show (FPS) this August. After a successful relationship with the Gilbert, Iowa, […]
Full Pull: On the Job and On the Track with Joe Eder
Tractor pull legend Joe Eder took time out from the National Farm Machinery Show in Louisville earlier this year to talk to FarmLife about pulls and his love for Massey Ferguson. "We've been with Massey Ferguson for, I believe, going on 11 years now," says the four-time Louisville champion. He recently acquired two MF8727s, replacing […]
See AGCO's Latest Innovations at Farm Progress Show
2015 is the biggest year yet for technology in the history of AGCO, and we're bringing our newest innovations to the Farm Progress Show! We'll be introducing six new products and services as part of AGCO's Fuse strategy. Come see how AGCO's Fuse Technologies and technology-enabled […]


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"This project was designed to accelerate the adoption of biodiesel use on Ontario farms through a series of on-farm evaluations," said Deanna Deaville, Special Project Coordinator with the Ontario Soil and Crop Improvement Association (OSCIA), which is administering the project. "Biodiesel has the potential to reduce Canada's dependence on fossil fuels, provide great environmental benefits and increase market opportunities for Canadian oilseed producers."
"Our Government is committed to encouraging the development and use of renewable fuels," said the Honourable Gary Lunn, Minister of Natural Resources. "Initiatives such as these play an important role in helping us achieve the government's objective of five percent renewable content in transportation fuels by 2010. This is another example of how we can create new economic opportunities for farmers and the agricultural sector while also taking care of our environment."
Natural Resources Canada contributed $300,000 to the project, with other partners Environment Canada, Agriculture and Agri-Food Canada, the Ontario Soil and Crop Improvement Association, UPI Energy, and the University of Guelph providing in-kind support.
It is hoped that the success of this project will lead to an accelerated adoption of biodiesel use in on-farm applications, not only in Ontario but across Canada. This will bring both environmental and economic benefits to Canadians, since biodiesel can be produced from local, renewable resources. Biodiesel is a renewable fuel made from locally available sources, including animal fats and plant oils such as soybean, sunflower and cano
Source:Natural Resources Canada

subset: commoncrawl


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|12/03/2013 - 8:58pm
|Chris Walker Could Debut This Month for Florida
|Zags Blog/Adam Zagoria
|12/03/2013 - 8:56pm
|De'Aaron Fox Continues His Upward Trajectory
|Zags Blog/Jack LeGwin
|12/03/2013 - 8:55pm
|Freshmen Focus: NBA Still High on Wiggins Despite Lackluster Play
|Zags Blog/Adam Zagoria
|12/03/2013 - 8:53pm
|NBA Scouts Weigh in on Kentucky's Cauley-Stein After Career Night
|Zags Blog/Ben Baskin
|12/03/2013 - 8:46pm
|Florida guard Eli Carter to redshirt this season
|USA Today/Nicole Auerbach
|12/03/2013 - 8:46pm
|Florida's Wilbekin diagnosed with high-ankle sprain, out indefinitely
|USA Today/Scott M Gleeson
|12/03/2013 - 11:37am
|Glenn Robinson III on Nik Stauskas: 'He's what this team needs in order to win'
|MLive.com/Brendan F. Quinn
|12/03/2013 - 11:35am
|UMass guard Derrick Gordon turns to old tape to help cure free throw woes
|MassLive.com/Daniel Malone
|12/03/2013 - 11:34am
|Wildcats' Johnson named Pac-12 Player of Week
|Arizona Daily Star/Bruce Pascoe
|12/03/2013 - 6:01am
|Joel Embiid proves worth to KU
|Lawrence Journal World/Tom Keegan
|12/02/2013 - 9:31pm
|UConn's Shabazz Napier hits wild buzzer-beater to beat Florida
|USA Today/Nate Scott
|12/02/2013 - 9:26pm
|Drexel's Damion Lee out for season with torn ACL
|CSN Philadelphia/Nick Menta
|12/02/2013 - 9:24pm
|Houston's Danuel House undergoes knee surgery, out indefinitely
|Houston Chronicle/Joseph Duarte
|12/02/2013 - 3:03pm
|UK's Cauley-Stein, block party of one
|Lexington Herald Leader/John Clay
|12/02/2013 - 3:01pm
|Louisville basketball's Wayne Blackshear needs consistency
|Louisville Courier-Journal/Jeff Greer
|12/02/2013 - 2:59pm
|Ed Cooley on Kris Dunn: He's 'in a lot of pain. I don't expect him back soon.'
|NBC Sports/Rob Dauster
|12/02/2013 - 10:37am
|Canberra teen Dante Exum to make decision on future in February
|Sydney Morning Herald/Jon Pierik
|12/01/2013 - 11:04pm
|No. 21 Memphis wins rematch against No. 5 Oklahoma State to take Old Spice Classic title
|Orlando Sentinel/Chris Hays
|12/01/2013 - 11:00pm
|Protege upends mentor as UAB grinds out emotional win over No. 16 North Carolina
|AL.com/Drew Champlin
|12/01/2013 - 5:04pm
|Miami beats Arizona State, 60-57, at Wooden Legacy
|AZFamily.com/Al Balderas
|12/01/2013 - 1:43pm
|Top 5 2014 Illinois Mr. Basketball candidates
|Chicago Tribune/Mike Helfgot
|12/01/2013 - 1:41pm
|Bowman boys basketball team squeaks one out over Tech, Lyles
|12/01/2013 - 1:39pm
|Marian Catholic tops Bloom 79-73 for Classic title
|Southtown Star/Steve Millar
|12/01/2013 - 1:37pm
|Myles Turner ranked as nation's second-best prep hoops prospect
|Peoria Journal Star/Johnny Campos
|12/01/2013 - 1:35pm
|Rabb, Bishop O'Dowd run away from Bullard-Fresno
|Contra Costa Times/Steve R. Waterhouse
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College World Series - UCLA v Mississippi State - Game One
Security guards gather up beachballs that fell out of the right field... News PhotoBaseball - Sport,Baseball Team,Beach Ball,Bleachers,Crowd,Falling,Full Length,Game One,Horizontal,Inning,Mississippi State Bulldogs,NCAA,NCAA College Baseball,Nebraska,Omaha,People,Security Guard,Sport,Sports Activity,TD Ameritrade Park,UCLA,UCLA Bruins,USAPhotographer Stephen DunnCollection: Getty Images Sport 2013 Getty ImagesOMAHA, NE - JUNE 24: Security guards gather up beachballs that fell out of the right field bleacher crowd between innings as the UCLA Bruins play the Mississippi State Bulldogs during game one of the College World Series Finals on June 24, 2013 at TD Ameritrade Park in Omaha, Nebraska. UCLA won 3-1. (Photo by Stephen Dunn/Getty Images)


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Browning BAR Lightweight Stalker Centerfire Rifle
Item # UF100626400
Key Features
Action - Semi-Auto
Caliber - .270 WSM
Barrel Length - 23"
Weight - 7.6 Lbs.
Sights - Drilled & Tapped
Our Price $799.99
Availability: Sold Out
- To buy online and deliver to a Gander Mountain store or an Independent Firearms Dealer, simply add this item to your cart. Click here for additional details.
- Firearms shipping charge of $25.00 per item.
- You must be at least 18 years old to purchase this item. State and local laws may vary.
- Additional discounts do not apply.
Prices, promotions, styles and availability may vary by store and online.
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Product DescriptionIf you demand fast follow-up shots from your deer rifle then look no further than time tested, reliable Browning BAR. The BAR is a gas-operated autoloader with an extra strong, multiple-lug rotating bolt that locks directly into the barrel. A seven-lug bolt and precise breech-to-chamber relationship give the BAR exceptional accuracy and the strength to handle magnum loads. This rifle features a cross-bolt safety. Its stock, metal, and bore are all in very good condition.


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Marc Jacobs' neatly constructed ecru, slate and camel leather shoulder bag is a pitch-perfect accessory. The elegant tri-tone colorway ensures this gold python-trimmed piece will see you from day to night in effortless style.
Ecru, slate and camel leather (Lamb)Chain shoulder strapBack zip-fastening pocketInternal zip-fastening and pouch pocketFully linedGold python post lock fastening at flap frontPython: Indonesia
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Neville long snapper Trey Lamastus is ranked No. 18 in the Class of 2013 by Rubio Long Snapping.
- Filed Under
Most football players enjoy hearing their name chanted in the stands or over the loud speaker, but Trey Lamastus hopes he's never noticed.
Lamastus is Neville's long snapper, and most fans don't notice long snappers unless a snap misses its mark on a punt, field goal or extra point.
"I want to be the guy no one notices, I don't want my name to be called," Lamastus said. "You have to have the mindset of a sniper - you have one chance about every 20 plays. ...


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To encourage growth toward God. Worship & Arts works to create specific opportunities for God tor reveal Himself and for the people to respond. It does this by developing formats for the congregation to practice the presence of God the Father, God the Son, and God the Holy Spirit.
Team Elders: Bruce Fairbairn, Nick Unkovic and Jan Wacker
Staff Liaison: Rodney Barbour
The Worship & Arts team is committed to help people grow towards God. We are about creating opportunities for God to reveal himself and for the people to respond.


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JFK Website (0)
Digital Archives (1)
Sortable Start Date: 19570503
This folder contains copies of Senator John F. Kennedy's speech titled, "The Role of University in Government," at a symposium of the Associated Harvard Clubs in Washington, D.C. In his speech the Senator discusses the need for greater academic scholarship in government, especially in the area of foreign affairs.
Search powered by Oracle Endeca ®.
JOHN F. KENNEDY PRESIDENTIAL LIBRARY AND MUSEUMColumbia Point, Boston MA 02125 (617) 514-1600


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Contributing to Mustang: Signing the agreement
I downloaded the source and binaries over the weekend, took a look around, and have decided that yes I do actually want to continue this experiment. I want to make a contribution to the product. I want to fix a bug. However, downloading the code is just the beginning of the process. Like any good adventure game, contributing to Mustang requires that I find and engage the gatekeeper, perform an act to show my loyalty, and then, only then, do I get the keys to continue.
Next, then, is the contributor agreement. In order to continue, I need to sign and fax this back to Sun. OK, that's tonight's task.
See you again tomorrow...and hang in there. We'll get through this.
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My pediatric dietitian friend and co-worker, Theresa Taylor, had been experiencing the following symptoms for years – with medical work ups and no answers: GI (stomach) related: reflux and abdominal pain Non GI related: joint pain, tingling in her legs … Continue reading
- Separator
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- Becky Gonter-Dray RD, CSP, LD
Author: Becky Gonter-Dray RD, CSP, LD
Grocery shopping 411
In our house, my husband and I juggle the grocery shopping. We do it differently – 2 different ways to make the list, 2 different shopping routes and 2 varied times it takes to shop. Read on and see who … Continue reading
The gluten free fad- What you need to know
I am hearing three things out on in the internet about going gluten free: Eat a gluten free diet to lose weight- When my friend, Julie, and I started hearing that eating gluten free (GF) will help you lose weight, … Continue reading
Life with celiac disease – Part 2
When Julie lost 10 pounds unintentionally, she sought medical care. Why would this happen? She also had, off and on, other medical symptoms for years:


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Pocket Kings Networking Engineer Interview Questions
Interview Experience
Interview Experience
Getting an Interview
Getting an Interview
Interview Difficulty
Interviews for Top Jobs at Pocket Kings
- Networking Engineer (1)
- Web Development (1)
- Analysis (1)
- Software Developer (1)
- Director of Web Development (1)
- Customer Service Representative (1)
- BI Analyst (1)
- Marketing Communications Executive (1)
1 Candidate Interview Review Back to all InterviewsSort: Popular Date Difficulty
Networking Engineer Interview
I applied online. The process took 1 day. I interviewed at Pocket Kings (Dublin, Co. Dublin (Ireland)) in June 2009.
The interview took place over the telephone which is never my preferred method as you can miss a certain feeling without seeing the persons body language. The interview was extremely limiting in terms of painting a reason of why I would wish to join the company. Also, there were very few questions directed at me and my reasons for wishing to join the company. One of the weirdest interviews I've ever had.


text: Gertrude Blanke | IBDB: The official source for Broadway Information IBDB: The official source for Broadway Information Official Broadway League sites: - sites - broadway.org broadwayleague.com broadwayfanclub.com kidsnightonbroadway.com stagespecs.org tonyawards.com Quick Search For: In This Category: All Show People/Org. Theatre Season Gertrude Blanke Performer Female Productions ProductionsDate of ProductionsSally in Our Alley[Musical, Comedy, Original] Performer: Gertrude Blanke [Miss Rose]Aug 29, 1902 - Dec 13, 1902The New Yorkers[Musical, Original] Performer: Gertrude Blanke [Chorus]Oct 07, 1901 - Nov 30, 1901 Find out where Gertrude Blanke and are credited together © 2001-2015, The Broadway League, All Rights Reserved. (Copyright and Disclaimer)


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Margaret Nilson is a senior technical program Manager in the Mobile & Embedded Platforms Group at Sun Microsystems, Inc. She has worked on Java products and technologies for many years, with focus in the communications industry. Prior to joining Sun's Java ME product team, she led the JCP-based JAIN Community. Margaret holds an MSCS degree from University of Texas and is a certified Project Management Professional. She currently serves as the Community Program Manager of the java.net Mobile & Embedded Community.
Your use of this web site or any of its content or software indicates your agreement to be bound by these Terms of Participation.
Copyright © 2015, Oracle and/or its affiliates. All rights reserved. Oracle and Java are registered trademarks of Oracle and/or its affiliates. Other names may be trademarks of their respective owners.


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Jord: Dawn of a World
The Voski are a race of magically animated metallic plates fused with souls forged by magical means created by the great wizard Tel Nojhi during his ongoing experiments into the nature of humanity. The race has lived in peaceful harmony with the humans of Vvaroh throughout its existence, and was given the gift of animal husbandry by Garos' Givers. Soon after, the Voski learned to harness the windwhales as a means of reliable (albeit slow) transportation across the world.
Due to the instability of the magic used to forge the souls of the Voski, a Vosk (single Voski) has a lifespan of about 50 years.


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Crash on Highway 41 injures 4 in Menomonee Falls
A driver and three passengers were injured late Saturday when their car overturned on Highway 41 near County Line Road, Menomonee Falls police reported Sunday.
Lt. Kevin Von Bonk said the driver crossed through traffic lanes in an attempt to reach the exit for Highway Q and the car rolled over. All four victims were taken to area hospitals.
Menomonee Falls eighth-grader scores 34 on ACT
Menomonee Falls — A lot of freshmen are looking forward to the release of the latest smartphone or their first homecoming dance.
Then there's Amma Otchere, who, at the tender age of 14, already has her life all planned out. She's going to go to Harvard and become a neurosurgeon before becoming surgeon general someday.
And recently, she learned she was one big step closer to her dreams.
"I was asleep when my mom came to tell me I'd scored a 34 on the ACT," said Otchere, a freshman at Menomonee Falls High School. "Honestly, right after the test, I didn't think I did that well, so I was pretty surprised."
Otchere took the test through The Northwestern University's Academic Talent Search, a research-validated program that utilizes above-grade-level assessment, as a means of gifted testing, to help parents and educators better understand their students' educational needs. The highest attainable score on an ACT is a 36.» Read Full Article
Germantown cross country teams look great just in time for NSC race
Both the Germantown boys and girls cross country teams are going to come into the North Shore Conference cross country meet Friday, Oct. 16, at Brown Deer Park as underdogs.
But the favorites better beware of the Warhawks as after both squads won the team titles in the Waterford Wolverine Invitational on Oct. 8, Germantown is coming into the NSC race with a lot of momentum.
"It looks like we have put ourselves in a good position to place well at conference," said girls coach Nancy Pietrowiak. "However, our true goals are the sectional meet and the Menomonee Falls Meet of Future Champions. The success of the team is a measuring stick to the success of the workouts/season, and having as close to 100-percent improvement on the team is a huge goal."
"Coming up this week, we hope to close this time gap even further," said boys coach Harris Jones. "Our lead runners are confident with their chances of staying close to or with the lead pack in the conference race and our mid-pack guys should definitely race well on a fast course."
The boys varsity race at Brown Deer will begin at 3:30 p.m. while the girls will be at 4:05 p.m. Whitefish Bay is the 15-time girls champ and will be the favorite again while Port Washington is the three-time boys winner with this year's favorite being Homestead. Germantown won three consecutive boys titles from 2008-10.» Read Full Article
Late rally comes up short for Menomonee Falls football team against Hale, 21-14
With an injury forcing game but green junior quarterback Arick Gleissner into a starting role for the Menomonee Falls football team, it was going to be an uphill climb for the Indians to get the WIAA playoff-clinching win over West Allis Hale on Oct. 9.
But despite falling into a 21-0 hole to start the game, Falls almost pulled it out in the end, losing by a 21-14 count when a last-second bomb was intercepted in the end zone.
"It was a tough situation to be in," said Indian coach Dan Lutz. "We fumbled on our first play and then on our second series we threw an interception. Arick did what he could. The first half, he was a little overwhelmed and then in the second half, he did a pretty good job with some long balls."
The loss drops Falls to 3-3 in GMC play and 3-5 overall. The Indians will need to win their regular season closer at 7 p.m. Friday, Oct. 16, at league-leading Brookfield Central (6-0, 7-1). Even with a loss against the Lancers, there is an outside chance Falls could still advance to the playoffs.
"It's a nothing to lose game for us," said Lutz. "We're going to give it our best shot. We'll treat it as a playoff game. Now or never."» Read Full Article
Community Memorial Hospital receives $100K donation from Kohl's for emergency department expansion
Menomonee Falls — The ongoing efforts to expand and improve Community Memorial Hospital just got a local boost.
Community Memorial Hospital on Oct. 13 announced the receipt of a $100,000 donation from Kohl's to expand the emergency department at Froedtert & the Medical College of Wisconsin Community Memorial Hospital in Menomonee Falls.
The donation will specifically support one of four specialized trauma rooms used for the most critically ill or injured patients with life-threatening emergencies, explained Public Relations Manager Rita Schuetz.
Each trauma room is designed to accommodate a larger team of care providers and specialized medical equipment providing stabilization, diagnosis and treatment quickly and effectively.
"The donation demonstrates Kohl's commitment to the community through this investment in premier emergency care," said Dennis Pollard, president of Community Memorial Hospital and chief operating officer of Froedtert Health. "Community Memorial Hospital is privileged to have the support of such a great community neighbor."» Read Full Article
SPORTS SHORTS: Oct. 15
The Warhawks ended a competitive season when senior Sophia Mazurekfinished 27th and junior Lindsey Enders 33rd in the WIAA sectional tournament at Rolling Meadows in Fond du Lac on Oct. 6.
Mazurek carded an 18-hole score of 91 for her spot while Enders came in with a 92. A score of 78 was needed for an individual state tournament berth.
Arrowhead (301) and North Shore Conference champion Homestead (325) earned the WIAA state team berths.
Germantown turned in several good 18-hole scores this season including the 374 it recorded in the WIAA regional on Sept. 30.» Read Full Article
Germantown Police Reports, Oct. 15, 2015
A man was arrested for retail theft at Mills Fleet Farm, N96 W18200 County Line Road, at 8:07 p.m. Sept. 29.
A man was arrested for retail theft at Mills Fleet Farm, N96 W18200 County Line Road, at 6:10 p.m. Oct. 2.
A man was cited for retail theft at Mills Fleet Farm, N96 W18200 County Line Road, at 1:03 p.m. Oct. 3.
A man was arrested on warrants totaling $11,600 after he took a stolen video game system to Game Stop, N95W18473 County Line Road, before 1:08 p.m. Oct. 3.» Read Full Article
Germantown Plan Commission to discuss community survey results, zoning changes
Germantown — The results of the 2015 community survey will be discussed by the Germantown Plan Commission at tonight's meeting.
The survey, conducted earlier this year, asked residents to weigh in on a variety of issues pertaining the future of the village.
The commission will also be discussing the zoning code as it relates to planned development districts, sparked in part by the plans for a proposed apartment complex known as Saxony Village along Main Street downtown.
The commission meets at 7 p.m. at Village Halls, N112 W17001 Mequon Road.
Technology, Rockfield construction on tap for Germantown School Board
Germantown —Updates on enrollment and the construction project at Rockfield Elementary School are among the items the Germantown School Board is expected to review tonight.
Also on the agenda is the review of proposals on technology courses.
The board meets at 7 p.m. at the district office, N104 W13840 Donges Bay Road.
Falls school board to review community survey results
Menomonee Falls — The results are in on the school district's community survey, which was mailed districtwide last month.
The Menomonee Falls School Board is expected to review the results at tonight's meeting at 6 p.m. at Village Hall, W156 N8480 Pilgrim Road.
The goal of the survey was to obtain feedback from the community as the district considers putting two referendum questions on the ballot in spring 2015.
As soon as April 2015, two referendum questions could appear on the ballot in a culmination of what will at that point be more than two years of consideration and planning for the future of school facilities throughout the village.
The referendum questions seek to address both the facilities and operational needs of the district, which the board has for a year and a half been meeting monthly to consider options on how best to proceed.» Read Full Article
Lane closures lifted at Highway 41/45 split in Washington County
Germantown — Lanes near the southbound I-41/US 45 split have reopened.
Crews have completed installation of a small bridge in the southbound lanes.
Lane closures related to the work began in September and had been anticipated to last one month. Instead, the project was completed early, allowing lanes to reopen on Oct. 10.
There will continue to be some shoulder closures and off-peak lane closures, but during peak hours all travel lanes will be open.
The work is part of the US 41/45 Rehabilitation Project.» Read Full Article
Germantown School District hosts transition fair for students with disabilities
Germantown — The possibilities are endless. That is the message Germantown High School's Scott Schubert said he wishes to communicate as he works to get the word out about an upcoming event.
The Germantown School District, in collaboration with a consortium known as Local Educators and Agencies Promoting Potential, is hosting a transition resource fair on Oct. 20 that is geared toward students and young adults with disabilities between the ages of 14 and 21.
"It's so important for people to see what options are out there and what resources various organizations and colleges can offer," said Schubert, who is the transition coordinator at GHS. "Sometimes people don't understand how many options are out there for them, so this makes it easy for them to see what kind of support they can get at various colleges and potential employers."
From 5:30 to 7:30 p.m. Tuesday, Oct. 20, the fair will feature more than 30 community providers with information on postsecondary education for young adults with disabilities, including employment, housing and year-round recreation opportunities.
Each agency represented will have take-home information to hand out as well as a representative on hand to answer questions. Among the agencies and schools likely to be represented are the University of Wisconsin-Milwaukee and Whitewater; Edgewood College; Marquette University; Milwaukee Center for Independence; and Goodwill.» Read Full Article
Tornado Brewery to feature outdoor seating, extended indoor hours
Menomonee Falls — Another local restaurant will begin featuring outdoor seating in Menomonee Falls.
Tornado Brewery, N88 W16718 Appleton Ave., was on Oct. 5 granted approval to add outdoor seating and extend indoor hours of operation until 2 a.m.
Restaurant and brewery owner Dennis Erb has called his establishment a brewery, pub and fish and chips shop, which he moved to the Falls from Cudahy in June.
The restaurant serves fish fry, pizza, appetizers and sandwiches, in addition to its extensive beer offerings.
Outdoor seating will be available from 11 a.m. to 9 p.m. Wednesday to Saturday and from 11 a.m. to 4 p.m. Sundays, from March 1 through Nov. 1 each year.» Read Full Article
Bomb squad reportedly called in to Menomonee Falls Post Office
Menomonee Falls —Appleton Avenue is shut down in both directions as police investigate a suspicious package at the Menomonee Falls Post Office, N85W16110 Appleton Ave.
Fox 6 is reporting that police are investigating an incident that occurred at the post office this afternoon. A bomb squad was called in and entered the post office shortly after 4 p.m.
All lanes of Appleton Avenue are blocked in both directions in the area due to this ongoing investigation.
No further information was immediately available.
Plans for Germantown performing arts pavilion take shape, include park upgrades
Germantown — Not only will Firemen's Park soon become the home to the Gehl Foods Performing Arts Pavilion, but the park itself will most likely be getting a face-lift of its own.
A new concept for the park is being discussed as plans continue to develop for the construction of the pavilion, which will offer a venue for parties, dancing and other festivities as soon as next spring.
"We think this could really come together as the catalyst for how this bandshell can fit into a larger picture," said trustee David Baum, who chairs the Building Oversight Committee. "The idea is to work the pavilion into a different area of the park that might be better suited for such a thing for a number of reasons."
Design is complete on the pavilion, but a move to a different location could optimize the use of natural elements of the park, including the use of a hill to act as a natural amphitheater and offer an unobstructed seating area.
By integrating plans into a different location in the park, Baum said the plans could include an upgraded shelter that would offer a level of cohesion to the overall layout of the park.» Read Full Article


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- Northern New York Newspapers
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The embattled head of the St. Lawrence Seaway Development Corp., Collister W. Terry Johnson Jr., appears to have finally caved in to political pressure and has stepped down with five months left on his seven-year term.
Seaway Deputy Administrator Craig H. Middlebrook will fill in as acting administrator until Mr. Johnsons successor is named, according to the U.S. Department of Transportation.
Mr. Johnsons leave was announced abruptly but was not unexpected.
In February, he said that the Obama administration had been pressuring him to resign and that he was not sure how long he would be in the job.
He was appointed in October 2006 by George W. Bush his college roommate at Yale and was the last remaining appointee of President Bush at the DOT.
Mr. Johnson said in an interview with Great Lakes-Seaway News, a daily online journal of the waterway, in December that he has been facing ongoing, petty harassment on the job such as finding hisoffice door locked for nearly a year since Deputy Transportation Secretary John Porcari initially tried to force him to quit.
DOT spokeswoman Sasha Johnson declined to comment on the circumstances surrounding his departure, saying only that it is the departments policy not to discuss personnel matters.
While she confirmed Wednesday that Mr. Middlebrook became acting administrator this week, she did not disclose when or even whether Mr. Johnson had submitted a letter of resignation.
When asked about the timeline for finding Mr. Johnsons replacement, she said simply that the department is just beginning the process of searching for a new administrator.
His predecessor, Albert S. Jacquez, was appointed by President Bill Clinton and was allowed to complete a full term.
Word of Mr. Johnsons nomination came just shy of two months of Mr. Jacquezs last day, and he was named the Seaways ninth administrator upon Senate confirmation a month later.
Jennifer J. Caddick, executive director of Save the River, Clayton, said that although her group and Mr. Johnson have never seen eye-to-eye on issues such as winter navigation or rules on ballast water treatment, he never turned away a phone call and was always very clear and specific about his role at the Seaway.
He was always clear about his position. I remember him saying to us once: My job is to look out for the shipping industry, and your job is to look out for the environment, Ms. Caddick said. At least he was honest with us.
Unlike many of his predecessors, the New York native also had several years of ocean shipping experience already under his belt.
Mr. Johnson had once headed the largest economic development agency in Virginia as chairman from 1986 to 1994 of the Virginia Port Authority, where he oversaw the authoritys acquisition and merger of the ports of Norfolk, Newport News and Suffolk.
He also was president and chief executive officer of FastShip Atlantic, a company that develops technology for rapid transoceanic freight service.
His temporary successor, Mr. Middlebrook, has been a career employee of the U.S. Seaway since 1995, and described by environmental advocates as being familiar with the river and the issues.
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R. Sudarshan Governance Adviser, Regional Centre, United Nations Development Programme, Bangkok.
Amiya Kumar Bagchi is First Chancellor, Tripura Central University and Director, Institute of Development Studies Kolkata.
Rajeev Bhargava Director, Centre for the Study of Developing Societies, Delhi. He is the author of Individualism in Social Science: Forms and Limits of a Methodology (Clarendon Press, 1992; Oxford University Press, 2008). His edited volumes include Secularism and Its Critics (1998) and Politics and Ethics of the Indian Constitution (2008), both by Oxford University Press.


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Oy Vey! The St. Paddy's Day Bagel at Shoppers
Eagle-eye Carrie spotted this monstrosity at our local Shoppers Food Warehouse, where the bakery department either has a good sense of humor or is bored out of its skull. Yes, it's my first ever St. Paddy's Day bagel.
Erin go bupkis!
What about you, Y&H Nation? I'm curious about what kind of green-tinted tummy rumblers you've found as we approach St. Patrick's Day 2010. I'll buy a green beer for the first reader to send a photo of a foodstuff that's a brighter shade of green than the interior of my bagel. Check it out:


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PVA belongs to the family Potyviridae, the largest and economically the most important group of plant viruses (Bartels 1971). PVA is widely distributed in potato-growing areas and decreases the yield of infected potato plants by up to 40% (Brunt 1992). A full-length cDNA clone of the RNA genome of PVA has been constructed under the control of a T7 promoter (PVA - T 7 ), f rom which infectious transcripts can be produced in vitro for inoculation (Puurand et al. 1996). The same construct is also available under the control of a cauliflower mosaic virus (CMV) 35S promoter (PVA-35S) that can be used directly for inoculation (. Puurand pers. comm., Rajamaki and Valkonen 1999).
Plant Material. Tobacco (Nicotiana tabacum L. cv. Samsun) is susceptible to PVA, whereas the test potato clone A6 reacts with the development of necrotic lesions (hypersensitive response) at the sites of infection (Valkonen et al. 1995 ). Tobacco and potato plants were grown in a growth chamber under an 18 hr photoperiod (250 E s-1 m- 2) at 19/17 C (day/night) and a relative humidity of 40%. Tobacco plants were inoculated by particle bombardment when the first true leaf was fully expanded. Potato plants propagated by taking cuttings were grown in the growth chamber for four weeks before bombardment.
Preparation of DNA or RNA for Bombardment. The PVA-T7 construct
was linearized with AgeI prior to in vitro synthesis of the 5'-capped
transcripts according to the manufacturers instructions (RiboMax, Promega).


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Morningside Elementary students learn about gardening
PORT ST. LUCIE - Morningside Elementary School students in Rose Pazos' fifth-grade class have been maintaining a garden they planted with coaching from science teacher Mar Lou Jennings.
The garden includes a sensory area, a flower area, and a vegetable area. The vegetables include broccoli, mustards, tomatoes, turnips, eggplant, bell peppers, brussel sprouts, and purple and green cabbage.
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Excerpt from Africa Housing Finance Yearbook 2014
The East African nation of Kenya has the largest economy in South East and Central Africa, and over the last 10 years has seen steady economic growth albeit from a low base. While GDP growth in 2003 was 1.7 percent, the last three years have shown significant growth: 4.4 percent in 2011; 4.6 percent in 2012; and 4.7 percent in 2013. In the first quarter of 2014, the economy slowed down to 4.1 percent growth, attributed to poor weather which suppressed production in the agricultural sector. There was also contraction in the hotel industry because of security concerns and accompanying travel advisories in key tourist markets. This will remain a major challenge to growth going forward given the constant insecurity from its unstable neighbour, Somalia.
In 2011, Kenya faced particular challenges as the global economic crisis and increases in the cost of food and fuel led to a weakening of the Kenyan shilling by 25 percent against the US dollar, triggering rampant inflation (measured at 19.7 percent in November 2011). Interest rates consequently surged, and have remained
Excerpt from Africa Housing Finance Yearbook 2014
The East African nation of Kenya has the largest economy in South East and Central Africa, and over the last 10 years has seen steady economic growth albeit from a low base. While GDP growth in 2003 was 1.7 percent, the last three years have shown significant growth: 4.4 percent in 2011; 4.6 percent in 2012; and 4.7 percent in 2013. In the first quarter of 2014, the economy slowed down to 4.1 percent growth, attributed to poor weather which suppressed production in the agricultural sector. There was also contraction in the hotel industry because of security concerns and accompanying travel advisories in key tourist markets. This will remain a major challenge to growth going forward given the constant insecurity from its unstable neighbour, Somalia.
In 2011, Kenya faced particular challenges as the global economic crisis and increases in the cost of food and fuel led to a weakening of the Kenyan shilling by 25 percent against the US dollar, triggering rampant inflation (measured at 19.7 percent in November 2011). Interest rates consequently surged, and have remained high ever since. As a reactionary measure to high inflation and the volatile foreign currency exchange rate, the Central Bank of Kenya issued a sudden 11 percent increase to the central bank rate in November 2011, bringing it to 18 percent for about seven months until July 2012. By May 2013, the central bank rate was reduced to 8.5 percent. Today, more than a year later, this rate largely remains the same, a testament to the improved stability being experienced. Annual inflation was 6.6 percent in October 2014.
Kenya has consistently been implementing Basel guidelines since the mid-2000s. Currently all commercial banks are actively regulated on the Basel II Framework, which ensures greater stability, capital adequacy, liquidity management and loans management, and enhances banks' resilience to macroeconomic shocks. The banking sector has registered improved growth in assets in the year to May 2014, driven by growth in deposits, the injection of capital, and the retention of profits. The sector also registered improved performance in earnings and capital and, given the decreased interest rate, the level of non-performing loans has reduced when compared with the same period in 2013.
Access to finance
Kenya's financial sector is highly developed, comprising a strong commercial banking sector, non-bank financial institutions, microfinance institutions and building societies, all regulated by the Central Bank of Kenya. Savings and credit cooperatives are regulated by the Commissioner of Cooperatives. Some 44 commercial banks and one mortgage finance company are registered with the Central Bank. Of these, 30 are locally owned and 14 are foreign owned. The locally owned institutions comprise 30 commercial banks of which three have a significant state shareholding. In terms of real estate finance, a total of 37 financial institutions offer mortgage finance, and this comprises 14.1 percent of total credit to the private sector. Credit to building and construction industries comprised 4.6 percent of total credit.
Kenya has a dynamic mortgage industry, which is growing rapidly and becoming increasingly competitive. 37 financial institutions offer mortgage loans to customers (though all banks offer mortgages to their staff). KCB and Housing Finance Kenya control 55 percent of the market in terms of number of accounts, with CFC Stanbic, Standard Chartered, and Barclays following in that order. According to Central Bank of Kenya statistics, as of 31 December 2013, the total mortgage book was Ksh138.1 billion (about US$1.5 billion) – showing growth of 15.5 percent on the previous year. There were 19 879 mortgage loans in the market by December 2013, which is an increase from 18 587 the previous year. Nevertheless, mortgage lending is still accessible to only a tiny minority of the population. The average loan size has risen from Ksh6.4 million (US$71 708) to Ksh6.9 million (US$77 310) possibly brought about by house price inflation. NPLs have increased to Ksh8.5 billion (US$95 million) in December 2013 from Ksh6.8 billion (US$76.2 million) the previous year. According to the Central Bank, high interest rates in 2012 are the primary reason for this.
By December 2013, the average mortgage interest rate offered by Kenyan banks was 16.37 percent which is a drop from 19 percent in the previous year. Interest rates charged by the banks range from 8.5 to 22 percent. A press report notes that some of the lowest interest rates are provided by CFC Stanbic (13.5 percent) and Standard Bank (13.9 percent). Higher rates were offered by Equity Bank (18 percent), KCB (16 percent) Housing Finance Kenya (15.9 percent) and Cooperative Bank (15.75 percent). These bank rates fluctuate, also depending on the borrower. Not unusually, banks have special offers over certain periods. Most (over 97 percent) of loans have variable interest rates. The Central Bank suggests that the predominance of variable rate lending is constraining the growth of Kenya's mortgage market.
New entrants and aggressive marketing has resulted in some newer products. Housing Finance Kenya allows plot owners to choose from 50 different plans offered, obtain finance, and then let the bank project manage the house construction within three to nine months. The mortgage loan size varies from US$18 465 – US$312 000. KCB has a "group microfinance loan" targeting savings groups. It uses monthly salary deductions and land title as collateral.
To promote greater affordability and deal with the problem of long term funding sources, micro-mortgages, in essence smaller and shorter term mortgages, are emerging. Real People, a South African based micro-financier which has ventured into Kenya, offers a micro-mortgage for up to nine years for "home construction" – basically development of a home from ground up. Amounts range from US$1 845 – US$46 125. Housing Finance also has a shorter term, five year product, for purchase of a residential plot.
Kenya has seen mortgage products that offer more than 100 percent financing, with Housing Finance Kenya offering as high as 105 percent. One lender has also introduced mortgage insurance against the risk of a loss of income, and another has introduced a rent-to-buy arrangement for those not able to access mortgage finance. The Retirement Benefits Authority in 2009 allowed that pension contributions of up to 60 percent could be used to secure a mortgage. This has the potential to leverage assets worth Ksh290 billion (US$3.24 billion) and increase access for lower earning people who have accumulated substantial pensions. Pension fund administrators are, however, still reticent.
A 2013 Central Bank survey of mortgage lenders which ranked obstacles to market growth provided similar responses to the year before. The primary obstacle raised was high interest rates (30 citations). This had ranked second in the previous year's survey. Lack of access to long-term affordable funds was ranked the third main problem, with 20 citations. Housing Finance Kenya suspended its planned borrowing of US$224 million on the stock exchange, citing an expensive debt market environment. Other constraints highlighted by mortgage lenders included low levels of income (25 citations and the second ranked problem), the burden of banking regulations, the high cost of building materials and high purchase price of properties (11 citations each), difficulties with property registration (10), credit risk (eight), start-up costs (seven), stringent land laws (five) and lack of housing supply (four). Increasingly, the problem of difficulties in property registration are being felt by the industry due to the slow land reform process.
Kenya has a strong microfinance sector, with nine deposit taking microfinance institutions (MFIs), an increase of one from the previous year. In 2013, 41 MFIs reported to the Mix Market (an online source of microfinance performance data and analysis), representing 1.4 million active borrowers and a gross loan portfolio of US$4.2 billion. The sector also recorded 8.7 million depositors and US$2.5 billion in deposits. Within this, Kenya also has an emerging housing microfinance sector and there are a number of MFIs offering housing microloans. Jamii Bora Bank (US$50 million in total loan portfolio as of March 2014), Rafiki Finance (third largest deposit taking microfinance bank with over 57 000 deposit accounts and 4 800 loan accounts, December 2013) and the Kenya Women's Finance Trust (the largest deposit taking microfinance institution with over one million deposit accounts and over 315 000 loan accounts, December 2013) all have new housing microfinance products. In recognition of this growing industry, Shelter Afrique, a pan-African provider of financing for affordable housing development has recognised housing microfinance as a specific asset class, and has set up a pilot for MFIs to lend, with six MFIs currently on the programme and over US$4.9 million lent to date. Rooftops Canada, together with Homeless International (now Reall), the Cooperative Housing Federation of Norway, the Swedish Cooperative Centre and other partners, is involved in a programme with the National Cooperative Housing Union (NACHU) to provide technical and financial support to scale up NACHU's housing microfinance and housing support services. A crucial component of this work involves identifying appropriate and sustainable finance for NACHU to be able to extend housing credit to its members.
According to FSD Kenya's Finaccess Survey, levels of financial access are improving. About one third (32.7 percent) of the population has access to formal prudential service providers[1]; 33.2 percent have access to formal non-prudential providers[2]; 0.8 percent to formal registered institutions;[3] and 7.8 percent to informal systems such as informal groups, employers, shopkeepers, and informal money lenders. This leaves 25.4 percent of the population, or more than 4.7 million people, excluded – an improvement from 2009. The biggest story in access to financial services is the large number of users of Mobile Phone Financial Service Providers. The use of MFIs has remained at 3.5 percent of the population or over 650 000 people, and the use of SACCOs has increased from 13.5 percent in 2009 to 29.2 percent or almost 1.7 million users in 2013.
Surprisingly, according to Global Findex, given the level of financial inclusion, very few Kenyans have an outstanding loan to purchase a home: only 1.1 percent of the top 60 percent of income earners and 0.6 percent of the bottom 40 percent of income earners. However, loans for home construction are more prevalent, although still very low: 3.4 percent of the top 60 percent of income earners and 3.8 percent of the bottom 40 percent of income earners had such loans.
In 2010, a credit information sharing mechanism was introduced, improving Kenya's credit information framework. By 2013, about 4.9 percent of the population (981 924 individuals and 128 024 firms) were already covered by a private credit bureau. According to the World Bank's 2014 Doing Business Report, Kenya ranks high globally in terms of ease of getting credit: 13th out of 185 countries, although this represents a decline of one position since 2013. The country's judicial system also allows for non-judicial foreclosure, often considered the most conducive for mortgage lending.
Poverty statistics show high numbers of people living on less than Ksh2 913 (US$34) a month in urban areas and Ksh1 562 (US$18.41) in rural areas. Even in Nairobi, 22 percent of the population falls below this income, and in the city of Kisii, 54.5 percent fall below this line. The World Bank estimates that only about 11 percent of Kenyans earn enough to support a mortgage. This means that most middle income earners cannot afford an average mortgage necessary to buy an entry level house. The Kenya National Bureau of Statistics defines middle income households as those whose monthly incomes fall between Ksh23 671 (US$264) and Ksh112 717 (US$1,259). This is far too little for the average loan size of Ksh6.9 million (US$77 100) as reported by the Central Bank, where a 16.37 percent interest on loan over 20 years would require a monthly payment of about US$1 094, and therefore a monthly salary of at least US$3 282.
A highly speculative property market and high demand for housing has driven Kenya's residential property price inflation up steadily over the last 12 years, especially, more recently in the rental market. According to HassConsult's Quarterly Property Index, property prices have increased 3.46 times since 2000, though grew only by a marginal 0.05 percent in the past year. Rentals have risen rapidly, however, by 9.7 percent over the past year.
The National Housing Corporation provides three bedroom apartments on the periphery of Nairobi for 5 million Ksh (US$58,000) and considers that it is 30% cheaper than equivalent products by private developers. In Nairobi, a two bedroom house sells for around US$ 33,500 while bedsitters of 16m2 are available at US$11 170.
Housing supply
Kenya's urban population is growing at a rate of 4.2 percent a year, putting pressure on its cities to provide housing for this growth. An estimated 50 000 units were produced in 2012, up from previous years but still not enough to meet the estimated annual demand of about 150 000 units. This shortage of supply has been a major contributing factor to the rise in property prices, although more recently an unbalanced supply across market segments has been observed, with broad supply to the upper middle income and high end market, but insufficient supply to the low and lower middle income segments. African Economic Outlook reports that the building and construction sector has been a key driver of economic growth in recent years, with state investment in affordable housing being a key component. The City Council of Nairobi approved a total of 15 337 planned new homes in 2013 with 628 detached houses, 795 semi-detached houses, and 13 914 apartments.
Formal housing supply is undermined by a number of factors, including the limited availability of serviced plots in urban centres, a problem affecting housing delivery across all income bands, but especially affecting affordability for lower income developments because of the added cost of servicing plots. There are also major question marks over the capacity of local government to ensure good quality residential development.
Most of the population cannot afford housing built by formal developers, and as a result, the majority address their housing needs independently and often informally. This contributes to a growth in slum dwellings and poor quality housing. The housing backlog is estimated to be two million units. Research by a slum dwellers umbrella body, Muungano Wa Wanavijiji, found that 70 percent of Nairobi's housing stock comprises single 10m² shacks made of wood, mud, tin galvanised sheets, or wattle. Recreational spaces in Nairobi have a bigger total landmass than the slum settlements.
The National Housing Corporation (NHC) is a government institution mandated to deliver affordable housing targeted at low income earners. The NHC has been at the forefront of promoting alternative building technology using Expanded Polystyrene (EPS). It is also an active developer, and recently, the corporation announced it would build 7 000 houses on Thika Super Highway and Mombasa Road at a cost of US$22 400.
The National Environmental Management Authority (NEMA) has been actively involved in the vetting and supervising of housing projects that have an impact on the environment to ensure a clean and healthy environment for all. Apart from NEMA's enforcement of environmental rules, many developers are increasingly more conscious about green buildings. Although such buildings have a cost implication for the end-user, developers are putting up buildings that make provision for the future installation of cost-saving systems such as solar, water harvesting and recycling plants.
Building material costs are from US$7.71 – 8.00, depending on the location, reaching up to US$9.00 in the west, while 30 gauge (0.25mm) iron sheeting is KES 300 (US$ 3.35) per metre.
Property markets
According to Knight Frank, which reports on the high end residential market, a lethargic prime residential market has resulted in developers shifting focus to smaller residential apartments. It has recorded a notable reduction in activity in the second quarter of 2014, after a historic high in the first. Further, according to the report, developers in the Nairobi prime apartment market are shifting focus from three and four bedroom apartments to smaller units such as studio, one and two bedroom apartments, due to oversupply in the former.
In the last few years, the government has invested heavily in the development and expansion of infrastructure countrywide, and this has incentivised many investors in real estate who will require financing for various real estate projects. The infrastructure outlay however is still inadequate given the massive backlogs.
Since the gazetting of Reits Regulations in 2013, five REITS managers have been licensed. A major challenge to launching the instruments at the Nairobi Securities Exchange, however, has been the scarcity of land and high property prices.
Access to land has always been an issue in Kenya and land ownership patterns in cities are highly skewed. In most large cities, less than 10 percent of people actually own the land they live on. Some 10 percent of slums are located on uncontested public land, 40 percent on riparian and utility reserves and the remaining 50 percent on private land that was previously public property. According to UN-Habitat, 57 percent of structures in slums globally are owned by ministers, civil servants, government officials or politically connected businessmen, who are the main beneficiaries of the continued existence of slums. Slum dwellers in Nairobi have sought and in some instances succeeded in buying the land they occupied.
Policy and regulation
Housing is recognised as a basic right in the Constitution. The introduction of the Housing Bill was to see the creation of the Kenya Housing Authority, mandated to monitor and evaluate the housing sector, conduct research on housing and also drive certain aspects of social housing in Kenya. The state announced that through the Housing Bill, the government would be more involved in housing by allocating five percent of the annual budget to housing and infrastructure development. A National Housing Development Fund is also expected, with an allocation of about Ksh10 billion (US$114 million) annually. It is planned to raise funds from the capital markets through housing bonds. The Bill provides for a Guaranteed Mortgage Scheme that would protect lenders against risks in housing and make lending more attractive. The Bill also recognises new building technologies which are cheaper and therefore more affordable to a larger proportion of the population. Progress on the Bill has been slow however, and it is yet to be finalised.
The adoption of a National Land Policy in 2009, as well as the new Constitution in 2010, was a positive step towards resolving the protracted question of the reliability, accuracy and legitimacy of the land administration system in the country. The National Land Commission was created with a range of functions including advising the national government on a comprehensive programme for the registration of land titles throughout Kenya, management of public land, implementing settlement programmes, developing an effective land information system, and managing a land compensation fund. The progress of the commission has been slow however with much political bickering, and many reforms to Kenya's land sector remain to be implemented. It also remains to be seen if there will be greater consideration to more equitable sharing of the land resource and allowing greater access to lower income earners and the poor.
The process of harmonisation and creating transparency and accountability in land transactions began with the introduction of the Land Registration Act and the Land Act. To create greater affordability, the stamp duty on property purchases was cut from 25 percent to five percent of the principal amount, and the tax on mortgages was reduced to 0.1 percent from 0.2 percent. To encourage greater supply, developments of more than 20 low-cost units are exempt from VAT.
Housing was explicitly addressed in the 2013 election manifesto of the Jubilee Coalition, which rose to power after the March 2013 elections. Special attention was given to affordability for first time home buyers, with promises that the party will pursue the lowering of mortgage rates. The most innovative commitment was to provide microfinancing loans for new home construction to low income Kenyans. Further, the manifesto commits government to encouraging the establishment of local housing co-operatives and savings unions to give all Kenyans better access to credit. Progress in these areas has been slow however.
The World Bank's 2014 Doing Business Report ranked Kenya 163rd out of 189 countries on the 'ease of registering a property' indicator, a decline of six places since 2012. In 2014, it took about 73 days and costs about 4.6 percent of the total property value to go through the nine procedures involved in registering a property, .
According to the World Bank's 2014 Doing Business Rport, Kenya ranks 129th out of 185 countries for ease of doing business, down eight places from 2013. The country has been on a decline for the last three years. While it is relatively well ranked in dealing with construction permits (47th) is does less well in getting electricity (166th), registering property (163rd ) and enforcing contracts (151st). Kenya's rapid urbanisation, demographics and the under-supply of housing points to a consistent need for middle and low cost housing in the range of US$10 000 to US$40 000, where demand is highest and supply least. Research published in 2012 by the World Bank estimates the potential size of the mortgage market to be about Ksh800 billion (about US$9.9 billion) – that is about 13 times its current size. The report identifies a number of obstacles to growth in this area, however, including affordability constraints, limited capacity for effective risk management, limited availability of long-term funds for mortgage lending and insufficient housing supply.
Housing microfinance is a critical niche, given the housing finance needs of lower and informal income groups, which make up the majority of the population. More and more commercial providers are entering the market, in recognition of the demand as well as the short supply of affordable, formally delivered housing. This niche market has room for even more growth.
Central Bank of Kenya (2013). Bank Supervision Annual Report 2013.
Central Bank of Kenya (2014). Monthly Economic Review, March 2014 .
Demirguc-Kunt, A. and Klapper, L. (2012). Measuring Financial Inclusion: The Global Findex. World Bank Policy Research WP 6025.
FSD Kenya (2013) FinAccess 2013. Available from http://www.fsdkenya.org/new/finacess-2013-report.html. Accessed on 05 October 2014.
Harmonized Jubilee Coalition Manifesto (2013). Available from www.mwakilishi.com/content/articles/2013/02/03/viewdownload-the-full-harmonized-jubilee-coalition-manifesto.html. Accessed on 05 October 2014.
Habitat for Humanity (2013) Mapping of the Housing Value Chain in Kenya.
Hass Property Index (2013). Fourth Quarter.
Kantai, C. et al (2013). Recent Information and Developments on the Housing Finance Sector in Kenya. Unpublished note prepared as input to the 2013 Housing Finance in Africa Yearbook.
Knight Frank (2014). Kenya Market Update Quarter 2, 2014.
Mutero, J. (2007). Access to Housing Finance in Africa: Exploring the Issues (No. 3) Kenya. Paper commissioned by the FinMark Trust with support from Habitat for Humanity.
Ndungu'u, N. (2011). Mortgage Finance for Increased Access to Housing. Presentation by Shelter Afrique.
Shelter Afrique (2014). Our adventure in housing microfinance, presentation at the Lafarge/IFC housing microfinance academy July 2014 Nairobi.
Walley, S. (2011). Developing Kenya's Mortgage Market. World Bank.
World Bank (2014). Doing Business Report 2014: Kenya.
[1] This includes commercial banks, Deposit Taking Microfinance Institutions and SACCOs, forex bureaus, capital markets, insurance providers etc
[2] This includes Mobile Phone Financial Service Provider (MPFSPs), Postbank, National Social and Security Fund, National Hospital Insurance Fund.
[3] Credit only MFIs and SACCOs, Hire Purchase Companies and the Government of Kenya.
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Kenya Property Developers Association
Kenya Property Developers Association is a business membership organization for the purpose of providing research and education supported by its members. Founded in 2006, the Association now has nearly 100 members, mainly from the Nairobi area, representing the entire spectrum of land use and real estate development disciplines, working in private enterprise and public service. The mission of KPDA s to promote the involvement of the private sector in development through advocacy, education, research, and ethical standards.
Housing Finance
For over forty years, Housing Finance has been "turning dreams into homes" for thousands of Kenyan families and housing developers. Mainly by providing easy access to mortgage finance and by enabling its clients to save money as they build, buy and own their homes. Housing Finance: Provides integrated financial solutions Focuses on both commercial and residential property Focuses on both supply and demand and Aims to be the clear leader in this arena for the benefit of our stakeholders.
FSD Kenya
The Kenya Financial Sector Deepening (FSD) programme was established in early 2005 to support the development of financial markets in Kenya as a means to stimulate wealth creation and reduce poverty. Working in partnership with the financial services industry, the programme's goal is to expand access to financial services among lower income households and smaller enterprises. It operates as an independent trust under the supervision of professional trustees, KPMG Kenya, with policy guidance from a Programme Investment Committee (PIC).
FSD Africa
FSD Africa is a £35 million financial sector development programme, or 'FSD,' created in 2012 and based in Nairobi. It is funded by the UK Government's Department for International Development (DFID). FSD Africa aims to reduce poverty across sub-Saharan Africa by building financial markets that are efficient, robust and inclusive. FSD Africa is a market facilitator or catalyst. It applies a combination of resources, expertise and research to address financial market failures and deliver a lasting impact. FSD Africa has a mandate to work across sub-Saharan Africa on issues that relate to both 'financial inclusion' and 'finance for growth.' FSD Africa is also a…
URB.im is a global community working for just and inclusive cities. It connects practitioners in 16 cities and throughout the world to establish an international community of practice and learning, sharing ideas and experiences in order to innovate, replicate, and scale working solutions to the problem of urban poverty. URB.im is a project of Dallant Networks and the Ford Foundation.


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· Hairdryer
· High speed internet access for laptop in public areas
· High speed internet connection
· Housekeeping - daily
· Housekeeping - weekly
· Ice machine
· Interior corridors
· Ironing board
· Late check-out available
· Meeting rooms
· Microwave
· Microwave
· Non-smoking
· On-Site parking
· Onsite laundry
· Parking
· Pets allowed
· Pots and pans
· Private bathroom
· Public area air conditioned
· Refrigerator
· Refrigerator with ice maker
· Safe deposit box
· Satellite television
· Separate closet
· Shops and commercial services - (In Area)
· Silverware/utensils
· Spare electrical outlet available at desk
· Speaker phone
· Stove
· Tennis court - (In Area)
· Toaster oven
· Tour/sightseeing desk
· Travel agency
· Valet same day dry cleaning
· Voice mail
· Wireless internet connection
· Wireless internet connection in public areas
Miscellaneous Information
· American Dollars is the native currency.
· Check in time is 3:00 PM
· Check out time is 12:00 PM
· Time Zone is GMT
· Opened in 2009
· 104 rooms.
· 104 suites.
· 4 floors.
Meeting Facility
Recreation Information
Fitness center on-site
Area Attractions- Trader's Point Shopping Center
- State Fairgrounds


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Jeffrey Herf
Jeffrey C. Herf (born April 24, 1947) is an intellectual historian, sociologist, political scientist, and professor of modern European, in particular modern German, history at the University of Maryland.
Herf graduated from the University of Wisconsin–Madison in 1969. Herf received his PhD. from Brandeis University in 1980. Before joining the faculty at the University of Maryland, he taught at Harvard University and Ohio University. He has published essays in The New Republic, Die Zeit, Partisan Review and elsewhere.
In his 1984 book, Reactionary Modernism: Technology, Culture and Politics in Weimar and the Third Reich, drawing on critical theory, in particular ideology critique, Herf coined the term "reactionary modernism" to describe the mixture of robust modernity and an affirmative stance toward progress combined with dreams of the past - a highly technological romanticism - which was a current in the thinking of ideologues of Weimar's "conservative revolution" and of currents in the Nazi Party and Nazi regime.
His subsequent books (see below) examine the political culture of West Germany before and during the battle over the euromissiles in the 1980s; memory and politics regarding the Holocaust in East and West Germany; Nazi Germany's anti-Semitic propaganda; and Nazi Germany's propaganda aimed at North Africa and the Middle East.
Herf has had a variety of fellowships including at Harvard University, the University of Chicago, the Institute for Advanced Study in Princeton, the German Historical Institute in Washington, the Yitzhak Rabin Center for Israel Studies in Tel Aviv, the Woodrow Wilson International Center for Scholars in Washington, DC and at the American Academy in Berlin in Fall 2007.
- Nazi Propaganda for the Arab World, Yale University Press, 2009. ISBN 978-0-300-14579-3. The work examines the Nazi regime's propaganda aimed at North Africa and the Middle East. It was awarded the Bronze Book prize from the Washington Institute for Near East Policy in 2010, and the German Studies Association's Sybil Milton Prize for work on Nazi Germany and the Holocaust.
- "Western Strategy and Public Discussion: The "Double Decision" Makes Sense". Telos 52 (Summer 1982). New York: Telos Press.
- Reactionary Modernism: Technology, Culture and Politics in Weimar and the Third Reich (Cambridge University Press, 1984) has become a standard work and was published in Greek, Italian, Japanese, Portuguese and Spanish translation.
- War By Other Means: Soviet Power, West German Resistance and the Battle of the Euromissiles (The Free Press, 1991. ISBN 978-0-02-915030-6) examined the intersection of political culture and power politics in the last major European confrontation of the Cold War.
- Divided Memory: The Nazi Past in the Two Germanys (Harvard University Press, 1997. ISBN 978-0-674-21303-6). It was the co-winner of the Charles Frankel Prize of the Wiener Library and Institute of Contemporary History in London in 1996. In 1998 it received the George Louis Beer Prize of the American Historical Association.
- The Jewish Enemy: Nazi Propaganda During World War II and the Holocaust (Harvard University Press, 2006. ISBN 978-0-674-02175-4). The work examines the Nazi regime's radical anti-Semitic propaganda as a bundle of hatreds, an explanatory framework, and effort to legitimate mass murder. It won the National Jewish Book Award in 2006 for works on the Holocaust.
- Nazi Propaganda for the Arab World (Yale Univ. Press, 2009). 2011, German Studies Association Sybil Halpern Milton Prize; 2010 Bronze Prize of the Washington Institute for Near East Policy.
- Translations
- Alfred Schmidt: History and structure: an essay on Hegelian-Marxist and structuralist theories of history. Cambridge, Mass.: MIT Press, c1981. ISBN 0-262-19198-9
External links[edit]
- Herf bio at University of Maryland's site
- "The Historian as Provocateur: George Mosse's Accomplishment and Legacy", Yad Vashem Studies, vol. 29 (2001), pp. 7–26.
- The "New World Order": From Unilateralism to Cosmopolitanism by Herf
- "What Does Coming to Terms with the Past Mean in the 'Berlin Republic' in 2007?"
- "An Age of Murder: Ideology and Terror in Germany," TELOS 144 (Fall 2008): 8–37


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I needed a rack to go on the wall to hold some extra wine glasses and this was a very simple yet pretty way to do it. I am very satisfied with this piece, it's lighter than I had expected but works all the same.
Really loving this rack. My husband & I decided to make our kitchen a wine theme & when we saw this we thought that this would really look nice.
It's a gift that I almost kept myself. It's not so big and obtrusive that you'd worry about it falling off the wall even with one bottle of wine attached. I hope my friend likes it as much as I do.
This adds wine themed decor to my wall and holds six wine glasses. I love it.
The quality and appearance was true to viewing it-very sturdy-It matched everything very nice product
Received this item on time and exactly as advertised. It looks great on our dining room wall holding one of our favourite bottles of wine and 4 of our favourite red wine glasses.
Love the style.....not so busy in design
The design is nice and construction was okay- one of the legs to hold the wine glasses was bent - very obviously but there wasnt time to exchange it because it was a christmas present the person we were giving it to was visiting before leaving the country this weekend to spend christmas elsewhere - hopefully they can bend it straight
Many of the wine decorations I found were too garish but this was tasteful and as a bonus it was on sale. Looks great beside our bar.


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H.R.4238 - Border Security Enforcement and Detention Act of 2005109th Congress (2005-2006)
|Rep. McCaul, Michael T. [R-TX-10] (Introduced 11/04/2005)
|House - Judiciary; Homeland Security
|Latest Action:
|02/06/2006 Referred to the Subcommittee on Immigration, Border Security, and Claims.
This bill has the status Introduced
Here are the steps for Status of Legislation:
- Introduced
Subject — Policy Area:
- Immigration
- View subjects
Cosponsors: H.R.4238 — 109th Congress (2005-2006)All Bill Information (Except Text)
* = Original cosponsor


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Senior Visiting Fellow, National Key Centre for Teaching and Research in Dryland Agriculture and Land Use Systems, Roseworty Campus, University of Adelaide, Australia; former Reader in Botany. Contributor to A History of Australasian Vegetation and others.
Professor of Geography, Monash University, Clayton, Victoria, Australia. Author of An Historical Geography of Modern Australia and others.
Reader in History, Monash University, Clayton, Victoria, Australia. Author of Australia: A Cultural History and others.
Visiting Fellow, Australian National University, Canberra. Head, School of Applied Science, Canberra College of Advanced Education, 1982–87. Author of A Guide to the Native Mammals of Australia.
Honorary Emeritus Professor of History, University of Tasmania, Hobart, Australia. Author of Nine Australian Progressives and others.
Reader in Geology and Geophysics, University of Adelaide, Australia. Author of Geomorphology with Special Reference to Australia and others.
Professor of Earth Sciences, Macquarie University, Sydney, Australia. Editor of Phanerozoic Earth History of Australia.
- Adam Augustyn
- Yamini Chauhan
- John M. Cunningham
- Darshana Das
- World Data Editor
- Alison Eldridge
- Maren Goldberg
- Virginia Gorlinski
- John Higgins
- Parul Jain
- Gloria Lotha
- J.E. Luebering
- Deepti Mahajan
- Amy McKenna
- Lorraine Murray
- Jeannette L. Nolen
- Richard Pallardy
- Kenneth Pletcher
- Dutta Promeet
- Michael Ray
- Marco Sampaolo
- Gaurav Shukla
- Surabhi Sinha
- Amy Tikkanen
- Grace Young
- The Editors of Encyclopædia Britannica


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Enthusiasm is as dangerous in the arts as it is in politics. Especially when, unmoored from the past, it sails off under the delusion it's creating something NEW! In Webern's case, the New Order he celebrated turned out be the old, barbaric disorder only delivered with modern efficiency.
To quote Alex Ross, "The cultish fanaticism of modern art turns out to be not unrelated to the politics of fascism; both attempt to remake the world in utopian terms." And utopias have a way of becoming dystopias, just as the perfectly logical has a way of becoming the wholly unreasonable, and the entirely new the entirely old. Webern's music led only to a dead end. In his case, what began as brave new music ended in the sound of shattered crockery.
It's enough to make a fella sing the blues.
Inky Wretch
Dear Mad as Hell,
It was wholly a pleasure to get your e-mail raising Cain with Congress, but not because your sentiments are particularly novel. There has been dissatisfaction with Congress ever since there's been a Congress. It's something of an American tradition, and at times an eloquent one.
To quote one of Mark Twain's observations on that august body: "Suppose you were an idiot. Suppose you were a member of Congress. But I repeat myself."
Will Rogers got in on the act, too. ("The only difference between death and taxes is that death doesn't get worse every time Congress meets.")
So you're not alone in your sentiments, valued correspondent. You've got historical precedent on your side. And the public opinion polls, too, for what they're worth. Congress' approval rating is now said to be even lower than the president's, and that's low indeed.
Last time I looked, Bush 43 was scoring in the low 30s while the best Congress could do was the high teens. If the president's popularity is approaching rock bottom, Congress' is subterranean. When it comes to the subject of our lawmakers, you're scarcely alone.
But your e-mail marked the first time I've heard the suggestion that "all of the members of Congress need to be impeached." It's an interesting idea, but I doubt we'll see it implemented any time soon, since I guess Congress would have to do the impeaching. And I doubt it would impeach, let alone convict, itself. Although the spectacle would be engaging.
Your suggestion reminds me that, whatever the faults of our legislative branch, We the People can come up with some pretty strange ideas, too. And just when I think I've heard it all.
Thanks, I guess,
Inky Wretch
Pulitzer Prize-winning Paul Greenberg, one of the most respected and honored commentators in America, is the editorial page editor of the Arkansas Democrat-Gazette.
Here we go: Jeb Bush's campaign weighing whether to have George W. hit the trail for him in South Carolina | Allahpundit


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its 45 50 bid ask??? or i believe it to be.
So back in the bigger green zone for me..
Feelling like sangold again to you? They did pretty well,
got to be patient I think.
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Search the Collection
Sitter in 1 portrait
by McLean, Melhuish & Haes
Sarah Nelson(active 1860-1862), Actress and singer
Sitter in 1 portrait
by McLean, Melhuish & Haes
albumen carte-de-visite, 1861-1863
NPG x21499
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The Digital Community dedicated to the best of Silicon Valley and Madison Avenue
Benedict Cumberbatch is in negotiations to star in Plan B's "The Lost City of Z." James Gray is directing, with Brad Pitt, Dede Gardner, Jeremy Kleiner and Anthony Katagas producing for Plan B. Panorama Media will finance the pic. Story is based on the David Grann book and follows Percy Fawcett, a British colonel who… Read more
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Talk NYC/WW is your daily download of the tech, marketing and advertising news you need to know. It's smartly curated to keep you up to speed on the innovators and innovations that are shaking up the digital world today.


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It's that time of year again, and I'm lucky enough to be in San Francisco representing the b2cloud team at Google IO conference. I'll be live blogging during the day so stay tuned for all
It is critical that users can easily find your App on Google Play, and this can be achieved by following these tips. App Name Probably the most important place to have relevant keywords. The name
We are thrilled to announce that b2cloud has won the Mobile Design Award for Best Wearable Technology for our work with Telstra. The award recognises our innovative work using Google Glass to help empower the visually
Turning your old iPhone or iPad app into a Universal app that natively supports both devices is fairly easy, as long as you know where to look and what to change. To clear confusion here


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Freestanding bars could come to Estero
Freestanding bars are banned in Estero but one may be coming to town if the community planning group gets Lee County to accept its proposal. Restaurants can have bars, or bars can serve food, but no food then no bar. Lee County principal planner Matt Noble met with community leaders to discuss Estero's prohibition of bars and cocktail lounges that are not associated with a restaurant. He met with the Estero Community Planning Panel and presented a proposal to allow them at large shopping centers, opening the door for Worldwide Beers to come to Coconut Point.


text: http://ubuntuforums.org – Hi All, I am completely new to ubuntu so please be patient with me :P :) I recently installed ubuntu 13.01 on my Dell Inspirion laptop alongside the already installed Windows 8.1. Both 64bit. I made a separate partition on my hard drive called "Shared" for all my movies, music etc. so that I can easily access them from both OS's. (Hardware)


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The hamburger is an edible American icon, much like coleslaw made with shredded Norman Rockwell paintings. Bread, bite, and chew with this Groupon.
$16.50 for $30 Worth Burgers and Barbecue
The menu includes a burger with bacon ($8.95), a reuben sandwich ($9.99), a pulled pork sandwich ($7.95), and pork short ribs ($6.99).
Butcher Shop Café
The aroma of smoked pork belly draws guests into Butcher Shop Café, a butcher shop that sells fresh cuts of meat as well as café food such as sandwiches, burgers, and barbecue ribs. A case containing foie gras, duck confit, and Nueske's bacon rests next to a café, which serves a menu of burgers made with fresh-ground American Kobe Beef, hot dogs, and Carolina-style pulled pork shoulder. With advance notice, butchers can fulfill customer requests by smoking suggested meats and carving beef slices into birthday messages.
75% of 500 customers recommend
"Jerky is awesome"
"Great service and very good quality meat products! I'd definitely recommend it."
"The pulled chicken sandwich was better than the pork."
15022 Juanita Drive Northeast
Kenmore, WA 98028
+14254854658Get Directions


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The List: Knoxville-area utility companies
Most of the utilities in the Knoxville-area gained customers in 2013, but it was rarely enough gain to upset the status quo in the Business Journal's annual list of area power distributors.
KUB has long been the largest area utility. It picked up nearly 2,000 customers over the past year for a total of 442,033 served. Nearly 50,000 of those are commercial enterprises.
KUB's budget for the 2014 fiscal year, which began in July, is $851.8 million, an increase of 1.3 percent. Electric service makes up the largest portion of the budget at $563 million.
The utility approved a rate increase on gas services earlier this year that adds about $3 to residential monthly bills, but was applied to both the fixed charge and the usage rate for commercial and industrial customers, making costs. That increase took effect in October.
The extra $5.5 million in annual funds from the rate increase will support maintenance and investment in gas system infrastructure, said Mark Walker, Knoxville Utilities Board vice president and chief financial officer, when the increase was announced.
Lenoir City Utilities Board and Sevier County Electric System, Nos. 2 and 3 on our list respectively, each have more than 50,000 customers. More than a third of the Sevier system's customers are commercial.
Clinton Utilities Board showed the most growth of any utility on our list, gaining 11,094 customers -- mostly residential -- since last year's survey and moving up two spots to No. 5 on the list.
For full information on more Knoxville-area utilities, including average monthly pricing, visit knoxvillebookoflists.com
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Sorry if this has already been posted. Ran across this blog post. Video of school "health" official going directly to students home to administer tdap to students who missed it.
I love how they act like the parents are just irresponsible. I also love how the one lady slams the door in the guys face! "get the f**K out of my house!"


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Swords into Plowshares is the blog of the Peacemaking Program and the Presbyterian Ministry at the United Nations of the Presbyterian Mission Agency of the Presbyterian Church (U.S.A.).
Seeking peace. Striving for justice. Together.
by Nathan Jumper
The United Nations General Assembly has designated June 20 as World Refugee Day. This day is set aside in order to remember the massive numbers of people who are forcibly removed from their homes everyday.
The Stated Clerk of the General Assembly of the Presbyterian Church (U.S.A.) has issued a call for prayer and recommitment to refugees and asylees.
That the treatment of refugees remains a pervasive and urgent humans rights issue is reflected in Secretary-General Ban Ki-moon's remark from 2014:
Around the world, conflict has forced a record number of people to flee ...
During an interfaith prayer service at the Tillman Chapel at the Church Center for the United Nations, participants prayed and lit candles for our sisters and brothers affected by violence and natural disasters.
For whom do you pray?
If you are in the New York city area, join us and our partners for an interfaith Intercessional Prayer Service for People Affected by Violence and Natural Disaster.
Friday, May 22 at 1:00
Tillman Chapel
Church Center for the United Nations
Corner of E. 44th Street and 1st Avenue
The service is organized by the chaplain at the Church Center.
If you are not in New York or if you are unable to attend, we invite you to join in prayer wherever you may be.
Observe World Interfaith Harmony Week We live in an interfaith world. This brings challenges and opportunities. Respectful Presence: An Understanding of Interfaith Prayer and Celebration from a Reformed Christian Perspective, a document commended to congregations and governing bodies of the...
About Human Rights Day
Liturgical and action resources


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Sea World Spooktakular EventOktober 27, 2013Aquarium • Orlando, USA
This was my first year and it was fun. Great costumes and a bag full of candy and stuff. Wish I would had gone more this year.
This was my first year and it was fun. Great costumes and a bag full of candy and stuff. Wish I would had gone more this year.
Love the new menu and the brand new look of the building, inside and out.
I have been coming here since I was 5 and love this place so much. Whenever I come back home, this is the one spot I have to eat at. Love the #55 Mish Mash.
Love the food here. The staff here is very friendly and makes sure the food is just the way u want it.
Amazing exhibit.....a must see. Give around 2 hours to experience it all.
Omg worst waitress ever. Name is Amber C and never got a refill on my drink. Imagine this....half plate of food left, which was on a skillet, and no drink. She came by 3 times and still nothing.
Single person eating and it took over 10 mins for a single waiter to even talk to me. 5 different ones walked right past but nothing! Rude!!
Great place for weekly stays or longer. They have cabins, campers, and trailers to rent or lots for ur RV.
Worse service ever.......breakfast sign was not even turned around at 730 in morning. No hi or thank you.
This room has a great view of the very big pool. Might see some hot guys layin around half naked, lol!!!
The "Presidio Passion" was great!!
They have the best lunch buffet around. Good southern cookin at a great price!!!


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The finest wine I've ever tasted from the Sabon's (although the 2010 gives it a run for its money), the 2007 Chateauneuf du Pape Vieilles Vignes is a flawless example of what this estate is capable of in a great year. Full-bodied, decadent and layered, with incredible purity and freshness, it boasts heavenly notes of blackberry, chocolate, licorice, red wine marinade and roasted meat. It's a monumental wine that offers a singular, yet hedonistic drinking experience that should not be missed.Author: Jeb Dunnuck
Professional content appears courtesy of Vinfolio
This is awash in fruit -- plum, boysenberry, fig and blackberry -- all seamlessly intertwined, while hints of graphite, melted licorice, black tea and violet fill the available space. The long finish has great latent grip.Drink Dates: 2010-2030
Professional content appears courtesy of Vinfolio
($115) Inky purple. Hypnotic bouquet of dark berries, flowers and spices complicated by black olive, sandalwood and star anise. Lush, creamy and liqueur-like in its depth and sweetness, offering palate-enveloping boysenberry and blueberry flavors and exotic floral pastille and spicecake qualities. Fine-grained tannins add grip and focus to an endless sweet, floral aftertaste.Author: Josh Raynolds
Professional content appears courtesy of Vinfolio
Grenache Noir 80%, Syrah 10%, Mourvèdre 10%. Organic.Relatively simple gamey Grenache. Racy and transparent. Lots of energy and good balance even if not extreme. Very clean and brisk. And on the very end – quite a bit of alcohol!Drink Dates: 2011-2019
Professional content appears courtesy of Vinfolio
1 of 1 people found this review useful.
0 of 1 people found this review useful.
1994 bottles owned by 407 collectors.
Since its founding in 2003, Vinfolio has brought the rarest and highest-quality wines to the collector market. Located in San Francisco and Napa, we are a company of wine experts who understand and value the importance of wine provenance. Our premium supplier relationships and first-in-class technology help us protect your wine from sourcing through shipping with extraordinary care that only we can provide. Don't trust your fine wine with anything less!Learn More


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A ritual or symbol of admission to the body of Christians, generally performed by immersion or sprinkling with water.
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Do paedobaptistic Calvinists call for the baptism of household servants, just as Abraham's servants were circumcised?
In Genesis 17:9-13 we read: 9 And God said to Abraham, "As for you, you shall keep my covenant, you and your offspring after you throughout their generations. 10 This is my covenant, which you ...