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CEO John S. Watson is counting on deep-water oil discoveries in the Gulf of Mexico and gas exports from the Indian and Pacific oceans to boost output 20% by the end of 2017. Chevron aspires to become the world's third-largest producer of LNG after Qatar and Shell by the end of the decade.
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Engineers and designers are highly skilled individuals. Forcing them to enter design changes using tables, forms and spreadsheets is unproductive and uneconomical, and it increases the likelihood of human error—this is the way that most instrumentation software systems currently work. For too long, software vendors have denied engineers and designers the simple practicality of a graphical visual engineering interface with "drag and drop" capability and inbuilt intelligence, ensuring changes are automatically replicated into all the associated data and databases.
As low oil prices make naphtha cracking margins in Europe and Asia more competitive, are investments in new, ethane-based petrochemicals capacity in the US and Middle East becoming less attractive?
Yes, ethane cracking is less economical
No, ethane cracking is still the future
Too early to tell
November 2015


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find a Scotty's
Muncie Brewhouse1700 W University Ave
phone: 765-747-5151
facsimile: 765-747-6060
Bloomington Brewhouse302 N Walnut St
phone: 812-333-5151
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West Lafayette Brewhouse352 E State St
phone: 765-746-3131
facsimile: 765-746-3838
Indianapolis North Brewhouse3905 E 96th Street
phone: 317-574-0101
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Indianapolis Downtown Brewhouse1 Virginia Ave
phone: 317-571-0808
facsimile: 317-571-0909
Thr3e Wise Men Brewery1021 Broad Ripple Ave
phone: 317-255-5151
facsimile: 317-255-5155
Mishawaka Brewhouse4340 Main Street
phone: 574-807-0655
Brownsburg Brewhouse251 W. Northfield Drive
phone: 317-852-5151
Carmel Brewhouse4340 North Main Street
phone: 317-644-3456
Fort Wayne Brewhouse6282 W. Jefferson Blvd
phone: 260-918-0346
Indianapolis South Brewhouse4530 Southport Crossing Drive
phone: 317-851-9066
Noblesville Brewhouse14741 Hazel Dell Crossing
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WOOD RIVER JUNCTION - When Robert Mitchell decided to leave his post as principal of Chariho High School this past spring, the Chariho School Committee acted quickly to appoint Elizabeth Sinwell, the former CHS Assistant Principal, to fill his roll. That decision was made without the use of a search committee.
However, Sinwell will not be the principal at CHS next year. She has decided to pursue other professional interests, and will be the director of curriculum for the Foster-Gloster Regional School District this coming fall.
In a move reminiscent to the one that made Sinwell Mitchell's replacement, the school committee decided to appoint Laurie Weber, the former Richmond School Principal, to be the next CHS principal. The decision to appoint Weber was also made without a search committee.
"When you have any exceptional internal candidate," said Chariho Supt. Barry Ricci, "there is no need to look elsewhere."
Ricci said Weber "has done an outstanding job at the Richmond School, one of the highest performing schools in the state." He also said that she had reached out to him regarding a possible position advancement, so when things did not work out with Sinwell as the new CHS principal, Ricci thought immediately of Weber.
The moves of Sinwell and Weber created more administrative voids in the district. To fill the rest of the vacant positions, which also included assistant principal at the Richmond School, search committee's were utilized.
On Tuesday, July 17, the school committee appointed Sharon Martin to be the new principal of the Richmond Elementary, Renee Reis to be the assistant principal at Richmond Elementary, and Craig MacKenzie to be the new assistant principal of CHS.
Martin was most recently the kindergarten through Grade 9 mathematics coach for Narragansett Public schools. She received her bachelor degree of elementary education and a minor in English from URI in 1993, and later completed graduate coursework in education administration at both the University of Mass., Boston, and Rhode Island College. Martin has also worked for the Newport Public Schools system before heading to Narragansett.
"I am eager to use my knowledge of school leadership and excited to share my passion and energy for instructional based practice as an elementary principal," Martin wrote in a letter to the district. "As principal, I will cultivate a professional learning community that challenges all learners, maintains a safe and positive school culture, and celebrates the accomplishments of our school with the greater school community."
For more information, pick up a copy of The Chariho Times.
[1] mailto:email@example.com
[2] http://www.ricentral.com/sites/default/files/weber_laurie.jpg


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"Kindness for Weakness" by Shawn Goodman; 272 pages (hardcover); Delacorte Books for Young Readers (May 2013)
★★★★ (Very Good)
Set in northern New York, near the Canadian border, "Kindness for Weakness" by Shawn Goodman is a modern rendition of "A Clockwork Orange" meets "Catcher in the Rye." The in medias res beginning of "Kindness for Weakness" is both clever and gripping, so naturally, I had to keep reading. ...


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Jhonny Peralta worked out again in left field on Friday. He will continue to do so, and this raises a question:
Could Peralta start in left field for the Tigers in the postseason, particularly against left-handed pitching?
Matt Tuiasosopo, who had been the left fielder against left-handed pitching, has struggled since the All-Star break. Rookie Nick Castellanos has started in his place lately. ...


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November 30, 2015
RENO, Nev. - KOLO TV has confirmed that Brandon Wimberly has been given an extra year of eligibility.
Wimberly petitioned for a medical hardship, which was granted after a review by the NCAA. He was shot in the stomach in June of 2011. It was initially feared that he would never play again. He missed all of that season while recovering.
Wimberly made a triumphant return to the field last season. He led the team with 70 receptions for 845 yards and four touchdowns, being named to the All-Mountain West Conference first team.
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Michigan's attorney general will investigate possible fraud in a petition debacle that has forced U.S. Rep. Thaddeus McCotter to run for his Detroit-area congressional seat as a write-in candidate.
Republican Attorney General Bill Schuette said Thursday that his office's criminal division will investigate the nominating petitions after getting a referral from the state elections bureau.
"We will follow the facts, without fear or favor," Schuette said. "It's our duty to maintain the integrity of our election process."
McCotter said in a release that he'll cooperate with the investigation.
"I thank the Michigan Secretary of State and Attorney General for commencing the criminal investigation of petitions I requested Tuesday; will assist as they see fit," he said.
The bureau told the congressman last week that it appeared so many of the 2,000 signatures his campaign submitted had problems that he wouldn't have the 1,000 needed to get on the Aug. 7 GOP primary ballot. It said fewer than 250 signatures appeared valid.
The lone Republican candidate now on the 11th District primary ballot is Kerry Bentivolio of Milford.


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There is a new definition of "compromise legislation" in the Tennessee General Assembly.
It consists of taking a struggling piece of legislation that is unnecessary, inappropriate and which intentionally or unintentionally infringes on people's rights, and slap on an amendment that basically says, "we can do this terrible thing that the bill sets out to do, by reducing people to caricatures."
The bill in this case is the Classroom Protection Act, which most people know by its more appropriate nickname, "Don't Say Gay."
Sen. Stacey Campfield, R-Knoxville, just can't quite get this detested piece of legislation to pass, but like a dog with a bone, just won't let it go. Rep. John Ragan, R-Oak Ridge, is helping him by adding an amendment that he thinks will enable Don't Say Gay to withstand challenges - such as free-speech violations.
School guidance counselors, teachers and principals, says Ragan, "are licensed, hired and paid to be counseling on academic and career education" - period. Campfield's original bill would not let these educators advise students who came to them for advice about sexuality or sexual orientation; at least, not without then violating the student's trust by going to their parents.
As amended, educators would have to give students a referral for psychiatric care if they want to discuss lifestyle issues. And if an educator then goes ahead and has the conversation with the student, the educator would assume all the legal risk.
If Ragan thinks that intimidating school personnel by suggesting they could be professionally and financially ruined by advising their students is not abridging, well, perhaps he just doesn't understand the First Amendment.
A threat is a threat, whether it comes from lawmakers or school districts or parents and lawyers.
One has to wonder how Campfield and Ragan came to this pass. They seem to have concocted legislation that would prevent demons from their own imagination - evil teachers and guidance counselors, warping the minds of children.
As for the children themselves, they truly could end up in a bad place, psychologically, if they are unable to go to a trustworthy adult to talk about personal feelings. The legislators don't seem to care about real kids and their problems.
Which brings us to the real problem: Why are these social-engineer wannabes butting into confidential conversations? They say teachers should stick to teaching - how about lawmakers sticking to taxes and governing?


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Women and Pay
Sep 22, 2011 What a difference a penny makes.... Last week, the Census Bureau released figures that showed women, on average, still get paid less than men for the same job. Reporter Hilary Wicai examines salary dynamics in the workplace.
Back to School Finances
Apr 20, 2006 Is there a way to prevent your kid from blowing their entire budget during the first month of college? Marjorie Savage is the author of "You're on Your Own: Mentoring Your Child During the College Years." She shares her advice with Kai.
Dancing for Dollars
Aug 27, 2004 It's fair to say there's more to higher education that just classes and grades. Budgeting your time is one example. And just plain budgeting is another. We thought it might be time for a peek into student finances. Hilary Frank has our story of one option for making more cash.
"Straight Story": Airline Pensions
Sep 22, 2011 It's time once again for economics editor Chris Farrell to help you sort out what's smart, what's stupid and what's the Straight Story. Airline pension plans are flying away. Chris wants them grounded.
"Day in the Work Life": A University Professor
Aug 27, 2004 It's back-to-school season, and college faculty are busily photocopying their trusty syllabi, ready to instill knowledge in another crop of young minds. On this week's "A Day In the Work Life" -- our weekly look at how folks trade their time for money -- we audit the first day of classes with a university professor.
"The Buzzword": Help Wanted Index
Sep 22, 2011 Life is hard enough without having to decipher everything. Each week, Sound Money will bring you a word or a phrase that has bubbled to the top of the news. For instance: "Help Wanted Index." You hear it, you see it, but do you really know it?
Opting Out of Health Insurance
Bob Moon
Sep 22, 2011 The number of self-employed Americans gambling on life without health insurance is growing. So we decided to ask if it ever makes financial sense to take a calculated risk and pocket the cost of health insurance premiums? Marketplace reporter Bob Moon has the answer.
Take Back Your Time
Sep 22, 2011 Circle this date on your calendar: October 24th. That's the date of the second annual Take Back Your Time day, a campaign dedicated to drawing attention to the lives of American workers. Kai speaks to John deGraaf, the National Coordinator for the campaign.
"Day in the Work Life": Self-defense Instructor
Sep 22, 2011 On this week's installment of "A Day in the Work Life" -- our look at how folks trade time for money -- we learn from a self-defense instructor who teaches her students how to be safe... rather than sorry.
Mailbag for August 21, 2004
Sep 22, 2011 Chris Farrell answers more of your burning money questions. This week: advice on using a student loan, avoiding fraudulent work schemes, and saving a down payment.


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November 30, 2015
MONTGOMERY, Ala. (AP) -- The Alabama House has passed a bill that makes it a crime to fail to report that a child is missing or that a child has died to law enforcement officials.
The House voted 95-0 Tuesday to pass the bill by Democratic Rep. Juandalynn Givan of Birmingham. The bill now goes to the Senate for debate.
Givan told legislators that her bill was motivated by the case of Caylee Anthony, the young Florida girl whose body was found near her home.
The bill requires that a child be reported missing in "a reasonable time period" but does not define how long that would be.
Republican Rep. Barry Mask of Wetumpka says he supported the bill because there have been similar cases in Alabama.
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New releases from a couple of area guitar slingers, each of whom is no stranger to the Rhode Island music scene, let alone New England, are in this week's Ear Bliss spotlight. Let's get to it.
Ronnie Earl & the Broadcasters
"Just for Today"
Stony Plain Records
This year marks the 25th anniversary of the formation of Ronnie Earl & the Broadcasters. The band – Earl on guitar, Lorne Entress on drums, David Limina on piano and Hammond B3 organ Jim Mouradian on bass – celebrate the quarter century of existence in high style with the new live recording "Just for Today." The album brings together a baker's dozen of live recordings by Earl and band at three Bay State venues, The Regent Theatre in Arlington, The Natick Center for the Arts, and The Narrows Center for the Arts in Fall River. Earl has been a mainstay on the New England scene in a variety of configurations from his solo work to his late 1970s stint as a member of Roomful of Blues to sideman work with such revered artists as Otis Rush and Sunnyland Slim. It is with The Broadcasters, however, that he has truly strutted his stuff on the six string. To say Just for Today is smokin' is putting it lightly. Hitting on all cylinders, Earl and band kick it all off with the big bump of "The Big Train" and then proceed to romp and stomp their way by paying homage to blues greats (original tribute songs to major Earl influences such as Otis Rush, Hubert Sumlin and Robert Nighthawk), delivering a crafty reworking of jazz giant John Coltrane's "Equinox," and putting their own stamp on a couple of classics in "Ain't Nobody's Business" and "I'd Rather Go Blind" the latter of which features guest vocalist Diane Blue. Across the whole of "Just for Today," Earl with the spot-on backing of his Broadcasters band demonstrates his masterful technique on the guitar, one that is equal parts powerful and soulful. Visit www.ronnieearl.com [2].
Ronnie Earl & The Broadcasters celebrate the release of Just for Today with a show at the Narrows Center for the Arts in Fall River, Mass. on Saturday night. Show time is 8 p.m. Call (508) 324-1926 for information.
Jerry Miller
"New Road Under My Wheels"
Signature Sounds Records
He has been a most prominent sideman scorching the guitar strings for the likes of Jack Smith & the Rockabilly Planet in the 1980s and '90s, Boston-based Western swing band The Spurs, and most notably the Eilen Jewel Band where he has been lead guitarist since about 2005. If you've seen Jerry Miller play guitar just once with any of those groups, you were not likely to forget it. His prowess on the ax, be it the hot rockabilly licks he delivered with Smith or the twangy ones kicked out for The Spurs and currently with Ms. Jewel's band, it is oft-times jaw-dropping. It all makes the (overdue) solo debut from Miller titled "New Road Under My Wheels" a most welcomed release. Appropriately, the album begins with a scorching original instrumental that sees Miller pay homage to legendary guitarist Merle Travis. It is one of four original Miller compositions, all instrumentals, which set the record straight on his virtuosity on both the guitar and pedal steel. The remaining eight tracks, nearly all covers of country classics, feature Miller and his band demonstrating big time chops accompanying the guest vocalists on the album which include Jewel, Miss Tess, Boston-based honky tonk singer Roy Sludge, and Eric Royer (who plays with Miller in Eilen Jewell Band gospel offshoot the Sacred Shakers). From a personal perspective, I saw Miller accompany Jack Smith on numerous occasions at Ocean State watering holes throughout the 1990s and the tone and creativity he demonstrated was consistently amazing. It's all here and then more on this most welcome release. Visit www.signaturesounds.com [3].
A great double bill happens on Friday night at the Narrows Center for the Arts (16 Anawan St., Fall River, Mass.). Label it an evening of both old style and newfangled country featuring long-time area favorite Big Sandy & his Fly-Rite Boys who have frequented many Rhythm & Roots Festivals along with the Boston-based alt country band Girls Guns & Glory. Show time is 8 p.m.
Consider the Texas-based folk singer/songwriter Eliza Gilkyson as gifted as they come. Simply put, she has written songs that aspiring songwriters would give their eye teeth to have written, among the best are "Beauty Way," "Nard Times in Babylon," and "Paradise Hotel." She brings her mighty bag of songs to Common Fence Point Community Hall in Portsmouth (935 Anthony Road) on Saturday night beginning at 8 p.m.
A new music series begins at The Met Café in Pawtucket (1005 Main St., Pawtucket) on Wednesday, May 15. Titled "Voices Under Cover", the series will bring together some of the area's best singer songwriters to honor some of the great singer songwriters of our time performing in an "in-the-round" format with the artists trading songs by the featured songwriter. Round One will honor the late and great Warren Zevon and feature local performers John Fuzek (who will also host), Marc Douglas Berardo, Heather Rose, Kala Farnum and Louis Leeman. Things get going at 8 p.m.
(Dan Ferguson is a freelance music writer and host of The Boudin Barndance, broadcast Thursday nights from 6 p.m. to 9 p.m. on WRIU-FM 90.3.)
[1] http://www.ricentral.com/sites/default/files/ear biss miller.jpg
[2] http://www.ronnieearl.com
[3] http://www.signaturesounds.com


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Commissioner Pai Testimony, FCC Oversight Hearing
Download OptionsReleased: July 10, 2012
Chairman Walden, Ranking Member Eshoo, and Members of the Subcommittee, thank
you for inviting me to testify at this oversight hearing. I have been honored to meet recently
with many of you, and it is a privilege to make my first appearance before you in my capacity as
a Commissioner at the Federal Communications Commission. It is my hope that our recent
exchanges augur the beginning of a fruitful and collaborative relationship working on issues of
mutual concern.
At my Senate confirmation hearing, I testified that a good Commissioner must be a good
listener. During my first seven weeks in office, I have tried to be just that. I have held over
eighty meetings with representatives of communications companies, public interest groups, and
trade associations; Members of Congress; and others. Everyone, of course, has distinct views on
what the FCC is doing well and where it is falling short. But there is a common refrain: the FCC
needs to become more nimble in discharging its responsibilities.
I have been struck by how many parties have complained to me that the Commission has
unreasonably delayed taking action in a particular proceeding—for months, for a year, or even
for the better part of a decade. We must act with the same alacrity as the industry we regulate.
Delays at the Commission have substantial real-world consequences: new technologies remain
on the shelves; capital lies fallow; and entrepreneurs stop hiring or, even worse, reduce their
workforce as they wait for regulatory uncertainty to work itself out. If companies do not know
the rules of the road, they stop investing, and job creation in the communications industry grinds
to a halt. And while the Commission should not rush its processes, inaction may be just as
prejudicial as haste given that injured parties often cannot seek judicial review until the
Commission acts on their petitions.1 None of these outcomes benefits the American economy or
the American consumer.
That is why one of the Members of this Subcommittee recently advised me that the thing
that was most needed from the FCC was speed. Consistent with that thinking, I believe that the
FCC should more frequently employ "shot clocks" and sunset clauses. The former measure sets
deadlines for Commission action; the latter requires periodic re-evaluation of existing
regulations.2 In different ways, each ensures timelier decision-making and a regulatory
framework better calibrated to a dynamic communications marketplace.
1 Similarly, delay may moot a party's concerns entirely. For example, the Commission mandated that cable
operators be able to receive emergency alerts from the Federal Emergency Management Agency in the Common
Alerting Protocol format by June 30, 2012. See Review of the Emergency Alert System; Independent Spanish
Broadcasters Association, the Office of Communication of the United Church of Christ, Inc., and the Minority
Media and Telecommunications Council, Petition for Immediate Relief; Randy Gehman Petition for Rulemaking,
EB Docket 04-296, Fifth Report and Order, 27 FCC Rcd 642 (2012). Earlier this year, the Commission established
a waiver process to accommodate cable operators lacking a physical broadband connection. Concerned that the
waiver process would unduly burden small cable operators, the American Cable Association, which represents such
operators, timely petitioned for reconsideration on April 20, 2012 seeking a streamlined waiver process. Rather than
putting out the request for comment immediately—given the pending compliance deadline—the FCC's Public
Safety and Homeland Security Bureau waited more than a month until May 25, 2012 to do so; Federal Register
publication followed two weeks later on June 8. These cumulative delays meant that the pleading cycle on the
petition for reconsideration was not scheduled to close until July 3, 2012—three days after the EAS alert
requirements were scheduled to go into effect. On June 11, 2012, the ACA decided to withdraw its petition, stating:
"the comment cycle for the Petition for Reconsideration will extend beyond the June 30, 2012 EAS CAP
compliance deadline . . . . [T]he Petition for Reconsideration cannot now result in meaningful relief for ACA
member companies and, from ACA's perspective, it is therefore moot." Whatever the merits of a petition, a party
before the Commission deserves better—it deserves an answer to its request, even if it's "no."
2 In addition to sunset clauses, I have advocated for a more robust implementation of the Commission's statutory
responsibility to conduct a biennial review of its regulations. See 47 U.S.C. § 161 (requiring the Commission to
review all of its regulations applicable to telecommunications service providers in every even-numbered year); see
Speed is important for the small things, and especially so for the big ones. For example,
we must act with greater dispatch to get additional spectrum out into the marketplace. In my
college chemistry class, I learned the concept of a "rate-limiting step," which is the stage in a
chemical reaction that determines the rate at which the entire reaction will come to completion.
For the communications industry, putting more spectrum in commercial hands is the rate-
limiting step. Whatever products are developed and whatever services are conceived, they will
be useless if the wireless pathways are clogged, inefficiently used, or off-limits altogether.
The FCC has done a good job of identifying the looming spectrum crunch and developing
a strategy for addressing it. In March 2010, the National Broadband Plan set two targets: 300
MHz in additional spectrum should be made available for mobile broadband by 2015; and 500
MHz should be made available by 2020.
Unfortunately, we are not on track to meet these goals. The National Broadband Plan
forecast that the FCC would be able to dedicate to mobile broadband spectrum bands comprising
180 MHz by the end of 2011. It is now the middle of 2012, and still none of the identified bands
can be utilized effectively for mobile broadband. We must act quickly to turn this situation
One near-term opportunity is the 40 MHz of spectrum in the AWS-4 or 2 GHz band.
Earlier this year, the Commission issued a Notice of Proposed Rulemaking on establishing
service, technical, and licensing rules in this band to facilitate its use for terrestrial broadband.
The comment cycle has ended, and we should issue such rules no later than the end of
September. Over the next two-and-a-half months, we should roll up our sleeves, hammer out the
also Statement of Commissioner Ajit Pai on FCC's Final Plan for Retrospective Analysis of Existing Rules (May
18, 2012) (calling for Commission-level review, rather than Bureau-level recommendations, of regulations deemed
no longer necessary in the public interest), available at
necessary details, and get this done. In baseball, it is often said that the first run of the game is
the most difficult one for a team to score. Similarly, if we are able to complete work for the first
time on a band identified in the National Broadband Plan and put 40 MHz of spectrum up on the
scoreboard, it could set the stage for future spectrum successes.
Over the longer term, we need an "all-of-the-above" approach to spectrum policy. There
is no one solution to our spectrum challenges. We must allocate and encourage the efficient use
of any and all bands that can be utilized by commercial wireless broadband services. We must
work with the National Telecommunications & Information Administration to facilitate the
relinquishment of federal spectrum. We must expedite our consideration of secondary market
transactions. We must remove regulatory barriers that stand in the way of spectral efficiency.3
And we must encourage unlicensed use of spectrum where appropriate.
Incentive auctions hold the greatest promise of increasing the stock of commercial
spectrum for wireless broadband in the intermediate term. Earlier this year, Congress passed
spectrum legislation that this Subcommittee played a pivotal role in shaping.4 It's an exciting
opportunity, but also a challenging one—no nation has ever held a more complex set of auctions.
The Chairman has enlisted an able team to implement a broadcast incentive auction. My office
has met with them and others outside the agency to work through some of the issues involved,
including the complicated issues of international coordination that come into play with respect to
repacking in markets such as San Diego and Detroit. The task at hand is daunting, but we need
3 See, e.g., Improving Spectrum Efficiency Through Flexible Channel Spacing and Bandwidth Utilization for
Economic Area-based 800 MHz Specialized Mobile Radio Licensees; Request for Declaratory Ruling that the
Commission's Rules Authorize Greater than 25 kHz Bandwidth Operations in the 817–824/862–869 MHz Band, WT
Docket Nos. 12-64, 11-110, Report and Order, FCC 12-55 (rel. May 24, 2012), available at
4 See Middle Class Tax Relief and Job Creation Act of 2012, Pub. L. No. 112-96, §§ 6402 et seq.
to get going and commence the rulemaking process no later than this fall to make sure we don't
fall behind.
Aside from spectrum, the Commission must recognize that the country is moving from
copper-wire networks formerly dominated by incumbents to a competitive world of IP networks.
We need the right regulatory framework to encourage the deployment of fiber, to strengthen
facilities-based competition, and to spur investment in next-generation infrastructure. Billions of
dollars in potential capital investment are sitting on the sidelines because of uncertainty over how
the Commission intends to regulate IP networks. And I am worried that recent hints about the
direction of special access regulation—not to mention the still-open Title II proceeding—are
only going to further chill investment. These proposals send a clear signal to the private sector
that the legacy economic regulations originally developed for monopoly copper-wire telephone
networks are very much on the table when it comes to regulating IP networks. Going down that
path will only depress infrastructure investment and discourage job creation.
Moving to the issue of process reform, I want to thank this Subcommittee for offering
good ideas to improve the Commission's work. We do not have to wait, however, for many of
these proposals to be enacted into law. Rather we could, and I believe we should, incorporate
better processes into our rules right now. To give just a couple of examples, the adoption of new
regulations always should be predicated upon the Commission's determination that their benefits
outweigh their costs. Indeed, if a regulation's cost is greater than its benefit, why would we
possibly want to adopt it? Also, in the context of reviewing transactions, the agency, starting
today, could and should stop imposing conditions and insisting upon so-called "voluntary
commitments" by parties that are extraneous to the transaction and not designed to remedy a
transaction-specific harm.
In conclusion, my overarching goal is to work with the Chairman and my fellow
Commissioners to take the steps that will bring communications regulation fully into the 21st
century. The FCC needs to be a nimble agency that acts quickly to remove barriers to
technological innovation and infrastructure investment, for it is innovation and investment that
will result in better services at lower prices for consumers, economic growth, and job creation.
And should Congress decide that it is necessary to modernize the Communications Act to assist
the Commission in this task, I stand ready to do whatever I can to help you.
Thank you once again for affording me the chance to appear before you today. I am
eager to work with you and your staff on the challenging issues facing the Commission, and I
look forward to your questions.
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WASHINGTON — Federal authorities announced a proposed $60 million settlement Tuesday in a lawsuit alleging that thousands of military service members were charged excessive interest rates for student loans.
The legal action, the first of its kind filed against student loan owners and processors for alleged violations of the Servicemembers Civil Relief Act, involves about 60,000 service members who were charged rates in excess of the maximum 6 percent.
Attorney General Eric Holder and Education Secretary Arne Duncan said the settlement involving Sallie Mae, now known as Navient, awaits approval by a federal judge in Delaware.
Holder said the loaners engaged in a nationwide practice for nearly a decade that failed to provide military members the 6 percent rate.
This alleged overcharging appears to have been the rule, rather than the exception, Holder said. According to an audit, excessive rates were charged to 93 percent of active-duty service members who had loans owned or serviced by Sallie Mae.
If approved, proceeds of the settlement would be distributed among the 60,000 members.
The government alleged that the loaners improperly obtained default judgments against service members who were protected under the Civil Relief Act.
As a result, the terms of the proposed deal require loaners to request that credit agencies delete any negative entries based on the interest overcharges and default judgments.
This type of conduct is more than just inappropriate, Holder said. It is inexcusable. And it will not be tolerated.
Holder said loaners cooperated with the inquiry and endorsed the settlement proposal.
We offer our sincere apologies to the servicemen and servicewomen who were affected by our processing errors and thus did not receive the full benefits they deserve, Navient President John Remondi said. Over the past several years, we have implemented changes in our procedures and training programs to prevent these mistakes from happening again.
We regret any inconvenience or hardship that our customers may have experienced, Sallie Mae Bank said in a statement. Initiatives are underway to prevent such errors from recurring and apply the clear regulatory guidance these orders now provide.
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Looking for a cheesy dinner using Bisquick® Reduced Fat baking mix? Then check out this delicious baked chicken pie – perfect if you love Italian cuisine.
If you have Bisquick Original baking mix at home, you may go ahead and use it in place of the reduced-fat baking mix.
A crisp green salad with tomato, cucumber and sweet red onion would be a nice complement to this savory pie.
Savory Impossibly Easy Pies can be covered and refrigerated up to 24 hours before baking. You may need to bake a bit longer than the recipe directs since you'll be starting with a cold pie. Watch carefully for doneness.
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Gary Tonkin is an Australian Scrimshander regarded by many as among the best in the world. In this article by Australian maritime journalist Bruce Stannard, we examine the development of his skills against the backdrop of historical scrimshaw and whaling, and recount the stories told in his art.
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