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30th Annual West Coast Cruisin' NationalsWritten by on November 1, 2011 The 30th Annual Cruisin' Nationals
Thirty years. That's a long time for anything continuous. It was back in September 1982 that the first West Coast Kustoms Cruise was held at Lake Nacimiento near Paso Robles, California. Some of the biggest names in custom building showed for that first event, including some little kid named Chip Foose, who showed up with his dad, Sam. The show moved around a little as it grew (it went to Hollister in 1983) before settling in Paso Robles for many years, and now established in Santa Maria.
Always primarily an event for customs, feathers were ruffled when traditional hot rod clubs, such as the Shifters, started turning up, then latterly an influx of lowriders in Santa Maria, but this year those numbers were down, and it was business as usual with mainly traditional customs and rods. Of note was a definite rise in numbers of '60s-style mild customs with panel, scallop, lace, and 'flake paintjobs, cool interiors, and low stances. Just a different kind of traditional, if you will, and great to see, as this type of car represents an affordable starting point in what can be an expensive pastime.
For the second year, Broadway was closed to regular traffic for several blocks between 7 and 9 p.m. for the organized City Cruise. Fashionably (or predictably, however you look at it!) late as usual, we rolled into town around 7:30, the new paint still tacky on the '46 roadster pickup, and gate-crashed the cruise for some photo ops.
Saturday followed the established formula of kicking back at the Fairpark, checking out the cars, bands, traders, model car show, and the Brush Bash. That was followed by an auction of the work created during the day in aid of the Alzheimer's Association, a cause dear to organizer Penny Pichette, as her husband, and this show's founder, Rich Pichette, succumbed to the disease last year. After hours, you had the choice of the party at the Rancho Bowl or dirt oval racing at the Santa Maria Speedway.
Sunday saw the addition of a swap meet at the Fairpark, though a prior engagement saw us pointing the '46 back south, glad the following day was a public holiday, offering the rare chance of a lie-in!
More Photos From This Article View Slideshow
Chris James hails from Rosamond, CA—yeah where the dry lake is situated, a fitting location for such a cool early style A-V8, though this one uses a Tri-power-equipped early Chevy small-block rather than a Flathead. Those huge brass-ringed headlamps set it apart.You may recognize this '55 from its Hot Rod Deluxe cover appearance last year. An original Gasser, stored for almost three decades since the late '60s after San Fernando Raceway closed, Lompoc's Dave Miller purchased the car preserved as it last ran, then restored it without over restoring.Bridging the lowrider/custom gap (OK, this time it's my turn to get the lowrider hatemail. —Kev), this '61 Chevy long roof featured subtle paintwork on the roof and hood, over a very straight black base.Maribelle Franco's '36 three-window may have featured stock bodywork, and an almost-stock stance over steel wheels, but her paint choice really sets off this curvaceous body style.Stephen Wilson's '29 A sedan had one of the wildest-looking induction setups we've seen in a while, with four sidedrafts and another quartet of downdrafts. Are they all hooked up, we wonder?Mark Sanchez's just-finished '50 Chevy looked like it was still wet, with gold 'flake over black. Extended front fenders hid heavily tunneled headlights over '54 Chevy park light trim, while out back a quartet of '59 Caddy taillights were frenched into the quarters.Hot Rods by Glen Bolz, in Chandler, AZ, built Frank and Louise Ledesma's '48 Buick, using a 350/200-4R combo, Mustang II IFS, and third-gen Camaro rearend. Glenn Kramer stitched the Ultraleather interior while The Cobbler's Shop laid on the dark Colorado Green metallic paint.Gino Chackel's '40 convertible sure looks like a period custom, though it was actually built in the '80s, with a Nova rearend, Olds 350 with dual quads, and a TH350 trans. Chackel was offering the 'vert for sale, on which the Carson-style top is removable.
Wearing House of Kolor Sunset Orange and white with flattening agent in the clear, David Marrero's '55 Buick sits low thanks to RideTech suspension installed by Elias Nuñez.Alfred De La Torre brought his stunning '51 Chevy from Arizona, though he's swapped the chrome bullets back for the stock lights in the grille since debuting the car last year.We're so used to seeing the Starliner that's it's easy to forget Ford made the Fairlane Club Sedan in 1960 too. Bakersfield, CA's Mark Wilson didn't though, and built one heck of a cool cruiser from this wraparound rear-window model.A perfect example of what you can achieve with paint alone (OK, so the door handles and hood trim are gone), Rob McDonald's '60 Chevy wagon has flames, panels, scallops, and 'flake, and coupled with a healthy altitude drop, make it look way more rad than it is (with all due respect, as that paint is a LOT of work!)Known for his own Chevy and customer's cars, hard-core kustom guy Brad Masterson has been tooling around in this time-warp T-bucket ever since discovering and purchasing it a few months back.The hood's unmodified, but the remainder of the nose on Michael Walsh's '41 Ford has had a serious rework, now using a modified '48 Caddy grille. Note the sweeping hardtop roofline too.It takes some thought to get a hot rod looking this clean and simple. John Jordan hid his alternator down low, molded the windshield posts to the cowl, and tucked the front spring out of sight on his '31 roadster, all contributing to the uncluttered appearance.Unusual custom fodder for sure, but this '38 Ford coupe with filled quarter-windows and reworked driprails sure looked sinister—in a good way.
A '62 Ford Galaxie might evoke visions of 427 Cammer motors or NASCAR racing, but they also make cool mild customs too. Just add Bellflower tips, five-spokes, a drawer pull grille, give it a shave, and cool paint.I fell in love with Paul Cepeda's '40 DeSoto when I saw it at Paso years ago, and he's done it again with his '59 El Camino. This is the second chop he's performed on this truck, and though I think I personally preferred the first, less radical, lid-lowering, I love that bed cover.Shown in bare metal you can see just how much work has gone into this '47 Ford coupe. The fade-away fender line starts above the front wheels and goes all the way back to the rear fenders, but the characteristic '47 front fender bulges have also been removed, the front end's totally re-styled, and the hood's been wedge-sectioned. Oh, and it's been chopped too!


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New EBHO ICU Report
This report, prepared by East Bay Housing Organizations and Interfaith Communities United seeks to reflect the community costs of displacement through the eyes of …Learn more
Alameda County Housing Bond
Help EBHO win $500 million for affordable homes in Alameda County!Learn more
We won!!
On April 19th, the City of Oakland finally passed a housing impact fee in Oakland. Click to read more about EBHO's victory!Learn more
New EBHO ICU Report
Alameda County Housing Bond!
We won!!
12th Annual Interfaith Communities United Breakfast
June 30, 2016
Posted in news-posts
BOS Vote on Alameda County Housing Bond--, 6/28
June 23, 2016
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EBHO statement of solidarity on the Orlando shootings
June 16, 2016
Posted in news-posts
|Fri Sep 16 @ 8:30AM - 10:30AM
12th Annual Interfaith Communities United Breakfast

subset: commoncrawl


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Malloy offers bill to help Conn. homeowners facing foreclosure
|Connecticut Gov. Dannel P. Malloy says his bill is intended to build on the state's efforts to help distressed homeowners. (AP Photo/Jessica Hill)
Gov. Dannel P. Malloy unveiled a bill Wednesday intended to help distressed homeowners facing mortgage delinquency or who are already in the foreclosure process remain in their homes.
The legislation would also streamline the process for addressing abandoned and blighted properties.
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Six Bloggers That Move Me (And Can Move You Too)
Some of the more amazing things that have happened since starting The New Pursuit almost two years ago are the fellow bloggers that I've had the privilege of meeting and following. The diversity of thought and word that has trickled across my screen — whether via blogs, e-books or emails has been eye-opening, inspiring and down-right soul-soaring at times. And while I may question from time to time the positive and negative benefits of... Read More


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Tuesday September 17.
This year marks the 226th anniversary of our nation's founding document. The U.S. Constitution was signed on September 17, 1787, establishing and defining the government, as well as protecting the basic rights of all Americans. Please join us at the President's Forum where we will celebrate our constitution and be sure to wear your red, white, and blue!


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Best new Android, iOS apps of July 2013
Mobile apps will remain a universal obsession only as long as they continue to captivate, surprise and entertain consumers. Fortunately, the app ecosystem shows no signs of slowing up: Innovative and immersive mobile experiences are entering app stores every day. Each month, FierceMobileContent will look at the best and brightest, spotlighting the new apps that you need to download to your smartphone ASAP. Click here to check out the lists from previous months. Here are July's finest--the best mobile apps of the month.
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text: Resources Be an expert on your solution. To make it easy for you to find info about Lifesize, we've created this library of everything you might need to know. Browse documents, videos, guides and other video conferencing resources below. If there's something you're interested in that you can't find here, feel free to contact us. We're always happy to help.


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School Choice Weekly, Issue #5
Wisconsin's private school voucher program, the nation's oldest, has the dubious distinction of also being the most heavily regulated, according to the Thomas B. Fordham Institute. That's not enough for the anti-choice Republicans leading the state legislature. They want to extend more government control into any private schools that offer poor families opportunities through the state's voucher program.
Senate Education Committee Chairman Luther Olsen, whose wife is a public school administrator, has long thwarted school choice. Gov. Scott Walker had to twist Olsen's arm to get the state's tiny new voucher expansion of 500 students this year. Olsen and Assembly Education Committee Chairman Steve Kestell this week proposed monitoring Wisconsin private schools more like government schools, with deeper data collection and testing requirements. State Sen. Jennifer Shilling, a Democrat, also wants to make private schools subject to state open records laws, graduation requirements, and teacher licensing. Teacher licensing demands that teachers financially prop up politically biased teacher colleges by taking continuing education credits that decades of research prove do nothing to improve student achievement.
Walker has publicly supported funneling voucher schools through state accountability regimens. He, Olsen, and Kestell seem to have missed a central tenet of school choice: It makes schools primarily accountable to parents by giving them freedom to move their children from schools that do not meet their needs. In such a situation, government monitors are not just redundant, but a distraction from schools' new mission of serving children to ensure the schools' survival. Voucher programs are necessary because public schools do not serve all children equally well, and government regulations are a prime reason public schools fail. Turning private schools into public schools defeats the reason voucher programs exist.
In addition, research and history demonstrate accountability to parents is much more effective than government regulation. Just recently, former Florida education commissioner Tony Bennett demonstrated the trustworthiness of government "accountability" regimens for schools by changing state school grades to benefit a school run by a major campaign donor. As Andrew Coulson of the Cato Institute writes [2], "State officials and agencies, contrary to the implicit assumption of 'accountability' mavens, are not all wise, objective, beneficent philosopher-kings. They are people--and organizations made up of people--who have political and personal vested interests that do not always align with those of the families they nominally serve."
SOURCE: Wisconsin State Journal [3], Cato Institute
- VIRGINIA: The GOP candidate for governor unveils his education reform plan [4]. It includes a Parent Trigger, tax-credit scholarship expansion, and constitutional amendment to allow vouchers.
- PARENT TRIGGER: USA Today endorses the education reform [5], saying it provides families in desperate situations a way out.
- NEW HAMPSHIRE: Activists have found another way to trouble the state's new school choice program: complaints to the state revenue department [6]. New Hampshire's tiny tax-credit scholarship program is also embattled by lawsuits.
- FLORIDA: A study of the state's wildly popular tax-credit scholarships [7] found they primarily benefit poor and minority students. It also found disadvantaged students participating in the program learn as much as better-situated peers; without the program, the disadvantaged students lost academic ground each year.
- LOUISIANA: The state's independent charter school evaluator says government staff members pushed them to change recommendations [8] for charter schools to approve. This arrives on the heels of emails showing Indiana's former superintendent changed the state's grading system to boost a certain charter school's scores.
- NEW YORK: Lawmakers will publicly review New York's recent education reform agenda [9], including Common Core national education standards, in September hearings. New York is a hotbed of anti-Common Core activism from both Left and Right.
- MICHIGAN: A legislative panel holds its third hearing on Common Core [10]. Teachers union darling Diane Ravitch spoke against the standards alongside Hoover Institution fellow Bill Evers, and the hearing lasted five hours as lawmakers expanded time for public comment.
- TESTING: The College Board revamps four of its tests to fit Common Core [11] and compete with its federally funded assessments. The new tests will aim to accomplish much more than gauging student knowledge--President David Coleman, a lead writer of Common Core, says he wants to help target and track students into specific classes.
- PENNSYLVANIA: Philadelphia schools will open on time [12] on September 9 despite a massive budget chasm, their superintendent says. A new report says Philadelphia is the next Detroit [13] because of its government pensions.
- NCLB: Three states must negotiate with the Obama administration [14] over how much they can control their own education systems to retain their No Child Left Behind waivers. The administration is threatening them with yanking the waiver if they don't make faster progress in tying teacher evaluation systems to student test scores.
- SCHOOL LUNCH: The USDA congratulates a grand total of six states [15] for complying with new federal lunch regulations on time this year. A recent Government Accounting Office report found the regulations greatly increased costs and food waste.
Thank you for reading! If you need a quicker fix of news about school choice, you can find daily updates online in the Ed News Roundup at http://news.heartland.org/education [16].
If you'd like me and The Heartland Institute to "keep up the good work " on education issues, please consider making a contribution [17] today!


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All of us here at Velodyne are lucky enough to live in one of the most beautiful places in the world. Our offices are located in Silicon Valley, a short driving distance from San Francisco and, arguably, the most famous bridge in the world. Of course, I am referring to the Golden Gate Bridge. And it just so happens that this American icon turns 75-years-old this month.
I was unaware of this birthday when I recently got to play hooky and take Velodyne's 64E LiDAR sensor up to the city by the bay for a photo shoot. And I fell in love with the beauty of San Francisco and the Golden Gate all over again.
Now, let me say that I am a New York girl at heart. That's where I was born and raised and it will always be at the center of my soul. But I spent over five years living in San Francisco and, in that time, there was one thing that always amazed me. After five years of pounding the San Fran pavement, it was a regular occurrence to stop dead in my tracks, amazed at the beauty of the scenery. Every day I felt like I was living in a painting.
And that bridge in the background of the city is, in my opinion, just about as close as something man-made can get to rivaling the beauty of nature.
So, if you are lucky enough to live in or near San Francisco, be sure to join in the celebration of the 75th anniversary of the Golden Gate Bridge. Make sure you don't miss the fireworks display. And if you aren't local, I hope you enjoy the photos I've posted for you.
Here are some facts about the Golden Gate Bridge that you may not know:
- In total, the bridge is 8,981 feet across and its tallest point is 746 feet.
- It is famously "over-engineered and is four times stronger than it needs to be.
- It took over four years to build and cost over $35 million.
- Each of its twin towers weighs more than 44,000 tons and the total weight of the bridge is almost 900,000 tons.
- It is the second largest suspension bridge in the U.S. and, if you untangled all of its cables, they would stretch around the world three times.
- The Golden Gate Bridge is painted a deep shade of International Orange, which is specially formulated to protect the bridge from the danger of rust from the moisture of the fog that rolls in from the Pacific Ocean.
- There is more than 10 million square feet of steel to paint on the bridge and painting it is hard work. It takes a team of about 30 painters. The only thing that stops them from doing their job is rain. But the bridge is wrapped in fog 70 percent of the time and the winds can blow 60 mph-which can cause problems because workers usually use spray guns.


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Home-Schooled Students
A student who meets his or her state's requirements for home schooling at the secondary school level has the academic qualification necessary for Title IV eligibility. Like a high school diploma, completion of a home school program at the secondary level may be self-certified.
Home-schooled students must submit the following documentation:
- Documentation from a home-school agency, local school district, or State Department of Education, or
- Notarized transcript of high school courses taken, with grades.
- Provide either qualifying ACT or SAT scores to demonstrate that you have met the approved criteria for acceptance at Davenport University.
- A student must show a high school diploma, the equivalent of a high school diploma, or an alternate to a high school diploma. High School diploma equivalents are: General Education Development Certificate (GED) or State certified received after passing a state authorized exam that the state recognizes as the equivalent of a high school diploma. High School diploma alternatives are: Passing scores on an approved ability to benefit test or completion of a home school program.
- The Compass test has been approved by the Secretary of the Department of Education as an "Ability Benefit" (ATB) test. The Compass test consists of a test in English and a test in Math.


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Join BLSA and The Editor in Chief of Law Review to discuss why you should apply to the Review and to demystify the writing competition process. We will also use the time to discuss how personal statements will be evaluated and to answer lingering questions about the selection process. Contact: Brittany Jones, email@example.com
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What's the reason for wearing biking clothes made of Spandex (Lycra)? They sure look pretty strange.
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I thought spandex shorts looked weird too, until my wife bought me a pair with the padding. Now, I can't ride in regular shorts at all!
The shorts with padding help protect your sensitive groin parts, as well help keep you cooler and drier (preventing nasty sores) by wicking the moisture (sweat) away from your body. There's no binding or rubbing in the wrong areas, and all your jiggly parts are held securely in place.
And a big, important point about bike shorts - you wear them without underwear.
Jerseys also come in tight and loose fitting material - I personally prefer the loose-fitting jerseys (I'm not exactly skinny enough to wear the tight jerseys). Other than the moisture-wicking they provide, they also come in extremely visible colors, which is nice when you're out riding by yourself, especially if visibility is low.
There are a few good reasons for it.
If you don't like the way they look (and frankly, no man looks good in lycra shorts), you can wear a pair of lycra shorts with baggy shorts (or trousers) over the top - that way you still get all the comfort benefits with none of the style penalties.
Depends on whether you want respect at the LBS or every other place you go into. I'm cut-offs, T-shirts, and tennies. I like going past the dudes that spent more on their clothes than I spent on my bike. Sure, I look like a construction worker that's lost his driver's license but I don't wear 420/tie-dyed either. Misdirection and a contrarian streak. As soon as someone says 'you gotta...' I'm gone, and it is cheaper. Clothes might make THE man but they don't make a man. Go to a ski resort and look at the people coming off of the ends of the 'bunny runs', they've got all the fancy stuff. "Just do it."
Because sweaty, crumpled cotton a) chafes and b) is pretty unhygienic. Lycra ("spandex") doesn't bunch up, shifts sweat more effectively and (if padded) takes a bit of the road buzz away. I'm so used to wearing it the idea of looking strange doesn't even cross my mind.
Whatever you wear, make sure you wash it often.
The first few years of bike commuting, I was all about cotton shorts and shirts. I thought lycra looked stupid, and was a waste of money. Then I tried some lycra shorts. What a difference. My stuff didn't get chafed or squished on the 15km ride to work. I kept cooler and drier. Totally worth it. I always wear lycra bike shorts now (the padding and hold-stuff-in-place ability are essential for comfort).
For those who aren't thrilled at dropping a bunch of money on expensive lycra shorts that look weird and make you uncomfortable, there is an alternative! You can buy liners that do all that same amazing stuff (moistore wicking, bottom-padding, gonad-compressing) at a fraction of the price. For example these: Men's Cycling Liners I'm sure there are other alternatives, from other sources. These will let you keep your baggies and have 90% of the benefits of $100 lycra shorts :)


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CISDI Cloud - Industrial Cloud Computing Platform based on Oracle Products
By Wenyu Duan on Dec 10, 2012
In today's era, Cloud Computing is becoming integral to the vision and corporate strategy of leading organizations and is often seen as a key business driver to achieve growth and innovation. Headquartered in Chongqing, China, CISDI Engineering Co., Ltd. is a large state-owned engineering company, offering consulting, engineering design, EPC contracting, and equipment integration services to steel producers all over the world. With over 50 years of experience, CISDI offers quality services for every aspect of production for projects in the metal industry and the company has evolved into a leading international engineering service group with 18 subsidiaries providing complete lifecycle for E&C projects.
CISDI group delegation led by Mr. Zhaohui Yu, CEO of CISDI Group, Mr. Zhiyou Li, CEO of CISDI Info, Mr. Qing Peng, CTO of CISDI Info and Mr. Xin Xiao, Head of CISDI Info's R&D joined Oracle OpenWorld 2012 and presented a very impressive cloud initiative case in their session titled "E&C Industry Solution in CISDI Cloud - An Industrial Cloud Computing Platform Based on Oracle Products".
CISDI group plans to expand through three phases in the construction of its cloud computing platform: first, it will relocate its existing technologies to Oracle systems, along with establishing private cloud for CISDI; secondly, it will gradually provide mixed cloud services for its subsidiaries and partners; and finally it plans to launch an industrial cloud with a highly mature, secure and scalable environment providing cloud services for customers in the engineering construction and steel industries, among others. "CISDI Cloud" will become the growth engine for the organization to expand its global reach through online services and achieving the strategic objective of being the preferred choice of E&C companies worldwide.
The new cloud computing platform is designed to provide access to the shared computing resources pool in a self-service, dynamic, elastic and measurable way. It's flexible and scalable grid structure can support elastic expansion and sustainable growth, and can bring significant benefits in speed, agility and efficiency. Further, the platform can greatly cut down deployment and maintenance costs.
CISDI delegation highlighted these points as the key reasons why the group decided to have a strategic collaboration with Oracle for building this world class industrial cloud -
- Oracle's strategy: Open, Complete and Integrated
- Oracle as the only company who can provide engineered system, with complete product chain of hardware and software
- Exadata, Exalogic, EM 12c to provide solid foundation for "CISDI Cloud"
The cloud blueprint and advanced architecture for industrial cloud computing platform presented in the session shows how Oracle products and technologies together with industrial applications from CISDI can provide end-end portfolio of E&C industry services in cloud.
CISDI group was recognized for business leadership and innovative solutions and was presented with Engineering and Construction Industry Excellence Award during Oracle OpenWorld.


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Home > Research by Institute Staff > Campaign Contributions and the Michigan Supreme Court
by Samantha Sanchez, March 01, 2002
Eighty-nine percent of the cases that came before the Michigan Supreme Court between 1990 and 1999 involved a contributor to the campaign of a sitting justice. This study is part of the Institute's Money in Judicial Politics project designed to examine contributions to high court candidates, how often contributors appear before the court, and how their cases fare in the judicial system.
Read Now:Campaign Contributions and the Michigan Supreme Court 73 kB


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31 Jul 2012 9:27 AM #1
Unanswered: Compress the framework
I am using the app builder(terminal) for creating the app package along with SDK. But now when I load the app on my phone, it takes about 60 seconds to load the app. How can I compress the whole framework so that it takes faster to load the app.
31 Jul 2012 9:28 AM #2
Do you use the sencha-touch.js or the debug versions? The regular ones should be minified which should help with the load time.
31 Jul 2012 9:30 AM #3
I am using the SDK package which has sencha-touch.js , sencha-touch-all.js
31 Jul 2012 9:46 AM #4
2 Aug 2012 4:42 AM #5
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Are you using Sencha Command? When you do a build it will minify ST2 and also your application filesMitchell Simoens @LikelyMitch
Sencha Inc, Senior Software Engineer
Check out my GitHub, lots of nice things for Ext JS 4 and Sencha Touch 2
Think my support is good? Get more personalized support via a support subscription. https://www.sencha.com/store/
Need more help with your app? Hire Sencha Services firstname.lastname@example.com
Want to learn Sencha Touch 2? Check out Sencha Touch in Action that is in print!
When posting code, please use BBCode's CODE tags.
28 Dec 2012 3:29 AM #6
Sencha Cmd
i just want to compress the js and css files before i put them in eclipse/phoneGap to make an apk Android file, but no way, i tried Sencha Cmd, went to the Application directory:
D:\Daten\xampp\htdocs\Customer then made a buil.bat file which says: sencha app build
but i get an error:
Sencha Cmd v22.214.171.124
[ERR] Please ensure this command was executed from a valid application
[ERR] Unable to locate 'app.dir' config property from sencha.cfg
I tried it bevor from Architekt but it is not working too, packaging and build is not working though Architekt or directly through Cmd.
I would like to have a complete example or video to explain how to use cmd to compress the application.


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ASHBURN, Va. (October 8, 2012) -- Washington Redskins coach Mike Shanahan says "right now it looks good" that Robert Griffin III will be able to play Sunday against the Minnesota Vikings.
Shanahan said Griffin was experiencing no dizziness, headaches or vomiting Monday, a day after the No. 2 overall draft pick suffered a concussion in a loss to the Atlanta Falcons.
Shanahan emphasized that Griffin will have to go through a series of tests to satisfy the NFL's return-to-play protocol. If there are any setbacks during the testing, the coach almost certainly will start Kirk Cousins or Rex Grossman against the Vikings.
A teammate said Monday that rookie quarterback Robert Griffin III "seems to be doing well" a day after he suffered a concussion in the Washington Redskins' loss to the Atlanta Falcons.
Backup quarterback Kirk Cousins said he and Griffin attended a mandatory meeting for rookies Monday morning and said Griffin looked fine and was "in good spirits."
Griffin was knocked out of Sunday's 24-17 loss in the third quarter on a legal hit to the helmet by linebacker Sean Weatherspoon while scrambling near the sideline.
The No. 2 overall draft pick will have to go through the NFL's return-to-play protocol and before he is cleared to practice.
He is also not allowed to speak to reporters until he is symptom-free.
Cousins finished the game in Griffin's place, throwing a touchdown pass and two interceptions.


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About MUSC Library Collections
The primary purpose of the Medical University Library is to meet the information needs of faculty, staff, and students, and to support the curriculum, research, and patient care goals of the University and the Medical Center.
The Library maintains a collection of 73,508 cataloged volumes in FY04. Materials are carefully selected and maintained based on relevance, use, and accessibility.
Due to continuing budget constraints, monograph purchases are being limited to select updated reference items.
Subscriptions to journals undergo a stringent review, as commitment to a journal is an ongoing financial obligation. The Library subscribes to 5,000 periodicals and has access to @ 3,248 eJournals & eBooks.
Journal Article Indexes, Knowledge Bases, E-Books, and other Databases,
The MUSC Library purchases subscriptions to many online information resources valuable to MUSC students, faculty and researchers, as well as Hospital clinicians and staff. A few examples:
|Clinical Resources
|Provides access to thousands of physician authored, peer-reviewed, disease specific review articles as well as drug information, differential diagnosis resource, color images and more
|Drug Infomation
|A full-text comprehensive drug information resource, which includes Martindale.
|Evidence Based Medicine
|Cochrane Library
|Full-text resource provides information and evidence to support decisions taken in health care
|Journal Article Indexes
|Premier indexes for medical, nursing and allied health, and psychiatric literature; OVID interface
|Harrison's Online
|The complete text, illustrations, and expanded features from the 15th edition of Harrison's Principles of Internal Medicine
|A collection of e-books including Hurst's the Heart, MMBID, and the Lange Educational Library with basic science & clinical medicine titles.
Note: Some of our resources are purchased as commercially prepared packages, where we have no choice in the content of the package.
Collections of Internet Resources
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The Associations houses books, journals, manuscript items, and museum artifacts dealing with the history of the health sciences. The primary focus of the Library is the history of medicine in South Carolina. The Macaulay Museum of Dental History, located behind the Waring Library, houses a large collection of dental artifacts and books collected over many years by Dr. Neill W. Macaulay of Columbia, South Carolina.
If you have questions about our collections or collection policies, please contact Randall Watts at 792-8309. Recommend a Purchase may be made online, or in person by speaking with Mr. Watts.


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Implementing Scrum Using Team Foundation Server 2012
- Date: to
- Day 2
- Speakers: Richard Hundhausen
- 59,658 views
- 2 comments
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Right click "Save as…"Slides (view online)
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Very useful presentation for those initiating in ALM using TFS and Scrum. Some of the features have been improved with Updates 1 and 2. For example, now you can easily choose and order the columns you want to display instead of editing some XML (as Richard did), and now theres a Kanban board, in addition to the work board.
The Current Sprint query was not corrected, though (for Sprints <> 1).
Comments have been closed since this content was published more than 30 days ago, but if you'd like to continue the conversation, please create a new thread in our Forums, or Contact Us and let us know.


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Who Won the NFL Combine?
The NFL scouting combine, which wrapped up on Tuesday, is known in football circles as the Underwear Olympics.
But if the combine were an Olympic event, which players would have won gold medals?
To figure out which players performed the best at their respective positions, we allocated points to the performers in each of the drills on a sliding scale, with 10 points going to the winner and one point to the 10th best player.
Projected first-round picks tight end Tyler Eifert, offensive tackle Lane Johnson and defensive end Barkevious Mingo all finished atop their position groups. But there were some surprises: Christine Michael (running back) and T.J. Moe (receiver)—are expected to be late-round picks in April's draft.
Notre Dame's Eifert scored more points than any other player, but it's impossible to tab a top overall performer since players at different positions don't all take part in the same number of workouts.


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Under Armour Strength Men's Track Pants
The Under Armour Strength Men's Track Pants go beyond your typical pair of pants. Durable tricot fabric feels soft against your skin to keep you comfortable while the Signature Moisture Transport System works hard to wick sweat away. The elastic waistband offers a personalized fit and mesh hand pockets make a great place to keep smaller items. 32" inseam.


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The Waltham-based Massachusetts Association of Realtors (MAR) said it applauds the work done by Gov. Deval Patrick, Attorney General Martha Coakley and House Speaker Robert DeLeo to address the impacts of the changes to the National Flood Insurance Program at the state level with the passage of H3783, An Act Relative to Flood Insurance.
"Due to the older and coastal housing stock in Massachusetts, we have been working tirelessly with the National Association of Realtors on a federal level to seek relief for Bay State homeowners after major changes to the National Flood Insurance Program," said MAR 2014 President Peter Ruffini, regional vice president for Jack Conway Realtors in Norwell. "We greatly appreciate that Governor Patrick, Attorney General Coakley and Speaker DeLeo not only recognized this as a serious issue, but also crafted legislation that will help some of those homeowners impacted to prevent default or foreclosure."
This new law will provide homeowners with the option of purchasing flood insurance in an amount that would only cover the outstanding amount of a mortgage or equity loan, according to the association. Previously, these homeowners would be required to purchase full replacement value regardless of the value of the mortgage owed.
As a result, insurance premiums could be so high that some homeowners could no longer afford to live in their homes. This new law will be beneficial for some to help prevent default or foreclosure, but it is still recommended that homeowners carry enough insurance to protect themselves in the event that they lose their home to a flood, according to the association.
"We will continue to work with our national association and other coalition partners to address longer term issues involving FEMA mapping and housing affordability," Ruffini said.
Location, ST | website.com


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...is charming
Welcome to Our Living Room
Southern hospitality is just a click away
Welcome to The Brice, Kimpton's Savannah GA Hotel
- Surf's Up with complimentary Wi-Fi when you join Kimpton Karma Rewards, it's free to join!
- Wake up call starts with complimentary coffee and tea in the living room from 6am to 10am every morning
- Kick off happy hour with nightly hosted Wine Hour from 5pm to 6pm daily
- Don't forget to snap a pic and use #WineHour
- Join us on Facebook and Instagram and use #TheBrice
- Live Like a Local and take the town by storm
Pacci Italian Kitchen + Bar
Pacci evokes the relationship between beautifully sourced Southern fare and age-old Italian cooking techniques.
- Wake up to coffee drinks, smoothies, a juice bar and freshly made pastries
- Pacci Bar/Deli is an appealing gathering spot morning, noon and night
- In the afternoons and evenings, this creative Savannah deli purveys a selection of cicchetti (Italian tapas), panini, house-cured meats and picked vegetables
- If you're feeling especially romantic, wine and dine in the garden courtyard


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Hawthorne Threads
The Fat Quarter Shop
Fort Worth Fabric Studio
I was also rather excited to receive a complimentary bundle of Summersville Spring by Lucie Summers this week. The black/white print (second from the left - and called Bloomsbury) may well be my next favorite fabric. Yardage is heading my way!
Summersville Spring by Lucie Summers is now available from:
Fabric Worm
Sew Modern Online
Southern Fabric
Enjoy Sunday!


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What could it be? Car died. I lost all compression on all 4 cylinders in my car ?
I have a Ford Mustang 2005 it's second cylinder stopped compressing how much it will cost
I'm kinda screwed and running out of money 900 miles from home and my car hadn't started for the last few days after I filled the tank i drove a couple blocks to the hotel in north dakota and it was really cold and windy that night the next day around noon I go out to start it and it sounded like it was about to turn over for about 15 seconds straight then the battery started dying so had to stop cranking didn't want to kill my battery and couldn't get a charge or a jump until the next day so I went back in and came out the next day and same thing but hooked up to my buddys pick up and had juice just would not fire it sounded so close to completely turning over the entire time tho then had to go to work so left it and figured it was flooded out from trying to start it so much so got all new plugs but couldn't get coil packs until this up coming week sometime and I was supposed to leave and go back home for good yesterday so I just put the plugs in and same thing it sounded like it was trying to roll over just couldn't and then yesterday morning when I was supposed to leave and finally be home to see my family and friends i pulled the ignition coil that is pretty worn and the plug outof that cylinder and cranked it a couple times to see if it would spark and the car ended up starting and just pumping air pressure and fuel out the open cylinder I turned the car off and then started it again I let it run for about a minute which I was I would have just left it running and let it low everything out that cylinder and maybe warm up a little bit but I didn't want to mess anything else up by letting it idle like that it was idling high with the plug out so I put the plug back in and it wouldn't roll over again so I tried to find a new coil pack and nowhere in North dakota could have one within 4 hours of me until Monday morning but I'm not sure if iteven is the coil pack because now with the plug in or out it doesn't even seem like it wants to turn over just sits there with the starter turning and doesn't feel like it's getting any build up to fire I've had 5 or 6 different people look at it for about an hour each time outside the hotel and Noone can figure it out so idk what to do I put 2 bottles of heat in the gas tank and I've changed the plugs checked all the fuses they hooked a portable tester up from carquest that just kept saying cylinder 4 misfire and everyone keeps selling me stuff that doesn't work and I have to take a taxi into williston from watford city if I find parts I need or anything and the lady charges me 100 there and 100 back the round trip I don't think is e ven a hundred miles and a tow truck wants to charge me 300 to go 17 miles to a shop where they will try to fix it but if I have to rent a car from the shop to head home today and come back to get my cAR when its fixed then i dont have the money to pay 300 for a tow it takes over over 200 just to get home on gas alone plus having to rent thecar and everything idk but this hotel room costs 200 a night and I need to leave today can anybody te what's wrong pleasell me if anyone canhelp its a 2007 mitsubishi eclipse gs 2.4 liter my contact number is 7124316943 if anyone that thinks they can help or anything just text me I probably won't answer numbers I don't know unless you leave me a message and ill call you back or put ur thoughts on hete ill look every time i get a chance thanks guys
please help yesterday I put my builk Lucerne in the shop to have the timing cover gasket fixed and today rather tonight my car has stopped on the eway and won't start back up!??please help
Very informative thank you man....I have a 89 toy pickup with no compression in any cyl. This helps me a lot!!
Please let me know if any of this really helped you. Good luck
doing a compression leakage test will tell you where the problem...you can you tube how its done...i had the same problem best of luck pliz reply if this helped you.
When discussing whether water is showing in the oil that is a good tip because it is quick to check? But on belt driven ohc or dohc engines if there is no compression on any cylinder, and the noise of the engine is different from the usual sound whilst turning over, and if a noise was heard as the engine failed? Then my money is on bent valves being the cause, even if the timing belt has not broken, and even if the marks still line up? The head or heads need to come off for a closer inspection. Makes no difference if a cracked head or engine block, or a blown head gasket, or damaged valves, the removal of the head will still be necessary, and then we will know the problem.
Is it a Dodge Neon also?
Anymore you just have to be careful and expect to replace at least three other things that weren't necessary to replace back in the good old days - when any Joe could perform any repair in their own driveway in less than an hour.
Before you spend any money , Set yer timeing and check yer compression again ! If th' compression comes back then you found th' problem and go from there !


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If $E$ is a Grothendieck topos, one can equip it with the "regular epimorphism topology"- this is the topology generated by covering families consisting of singleton epimorphisms. A presheaf on $E$ is a sheaf for this topology if and only if it is representable, so that the topos of sheaves with respect to this topology is equivalent to $E$ itself. This is primarly done in order to introduce stacks over a topos. My question is, how is this done rigorously since $E$, as a Grothendieck topos, is not a small category, so the "category of presheaves on E" only exists as a metacategory.
In [SGA 4, Exposé II], a site is defined as a category $C$ that is endowed with a (Grothendieck) topology, and which admits a small topologically generating set. This last property means that there exists a small family $G$ of objects of $C$ such that, for any object $X$ of $C$, any covering of $X$ admits a refinement by a covering family of shape $\{U_i\to X\}_{i\in I}$, such that the $U_i$'s all belong to $G$. The theory of sheaves on such a site is very well defined (see Theorème 3.4 in loc. cit.), and this is a topos because its satisfies the Giraud axioms (combine Proposition 4.8 and Corollary 4.11 in loc. cit.).
Otherwise, what you want is precisely stated as one of the characterizations of toposes in the original Theorem of Giraud (i.e. Théorème 1.2 in [SGA 4, Exposé IV]). And, by the way, what you call the 'regular epimorphism topology' is also known to be the canonical topology.
In a word universes! Define $U-Set$ to be the small sets for a universe $U$, and pick two universes $U \in V$. Thus let $E \simeq Sh^U(C)$ where $C$ is a category in $U-Set$ (Edit: with a Grothendieck topology), and the sheaves take values in $U-Set$. $E$ is not a $U$-small category, but a $V$-small category. One can then take sheaves on $E$ with values in $V-Set$, and this will still be a category for the ambient metatheory.
There are theorems about properties of these various levels of categories of sheaves, and you may be able to get away with slightly less than what I have assumed, but this is a start.


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October 18, 2010
NYU's Gallatin School of Individualized Study will host "1001," Jason Grote's postmodern re-telling of One Thousand and One Arabian Nights, on November 4, 5, 11, and 12 (7 p.m.), November 6 and 13 (8 p.m.), and November 7 and 14 (2 p.m.) at its Jerry H. Labowitz Theatre for the Performing Arts (715 Broadway at Washington Place/entrance on 1 Washington Place). Subways: N, R (8th Street); 6 (Astor Place).
The performance is directed by Gallatin's Kristin Horton, a clinical assistant professor whose works have appeared at Riverside Theatre, the Edinburgh Festival Fringe, and the National Black Theatre Festival, among other venues.
"1001" brings to the audience One Thousand and One Arabian Nights by way of Edward Said, Azar Nafisi, Borges, Hitchcock, Calvino, and Monty Python, among others, with a tale of separate worlds that mingle and inform each other.
"Grote's ability to vault from one paradigm to another has permitted him to hone a signature working method," writes Celia Wren of the Washington Post. "He resolves to write a play in a given genre, or with given limitations (an Aristotelian unity of place, say), and then allows himself to stretch that prescribed form."
The event is free and open to the NYU community and $10 for the general public. Tickets are required for entry. For tickets and a complete schedule of performances, go to Ticket Central at https://www.ovationtix.com/trs/pr/785795. For more information, call 212.998.4941. Ticket cannot be purchased at the theatre. All group sales inquiries should be directed to Ticket Central before October 27.
This Press Release is in the following Topics:
Gallatin School of Individualized Study, Around the Square, Events, Events and Traditions
Type: Press Release
Press Contact: James Devitt | (212) 998-6808


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imagine you have a function f() which receives n parameters and it produces one result.
imagine that you then want to compute f for the same n parameters and another one. if you had kept the previous result the operation would be straight forward and constant in terms of cost.
For example imagine you have the function sum() if I ask sum(1,2,5,4) the answer is 10.
I then ask sum(1,2,5,4 and 3) the answer is 13. but this could be achieved also by 10 + 3 (10 being the previous result)
I want to know if there is a scientific name for the class of functions whose value can be determined by previous input.
I have this problem where if we compute a result for a certain function and then we want to do the same thing and adding a new parameter we still have to recompute everything. That's because this function (differently from sum or average or many others would not belong to this class)
is there any name for this ?
hope I have made myself clear.


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I have a handful of PDF files I've written which I'd like to put online for free.
I've uploaded some to Google docs, but I don't like how the files look when previewed in the browser. It seems like one is just looking at an image of the PDF, as opposed to actually viewing the PDF with a reader in the browser.
Is there a decent place to upload PDFs so they'll be immediately previewable in the browser, and appear as if one is actually reading it with Acrobat or Foxit or some other similar program? I used to use Wordpress, but that platform has become a little complicated for my tastes recently.


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STEUBENVILLE - Big Red's girls put on a couple of clinics Saturday to capture the Class 4A championship in the Wheeling Hospital Ohio Valley Athletic Conference Tournament.
The first came at the free throw line where the Lady Red knocked down 11 straight during the final minutes of the contest played inside the Health and Physical Education Building at Ohio University's Eastern Campus.
Those points, coupled with a sorely needed triple by Taylor Young, helped the event's top seed overcome a fourth-quarter deficit and dispose of third-seeded Martins Ferry 45-36.
Article Photos
OVAC CHAMPS — The Steubenville Big Red girls basketball team pose with the OVAC Class 4A championship trophy following its 45-36 victory over Martins Ferry Saturday at Ohio University Eastern.
The second clinic took place on the defensive end. Phil Casinelli's club held the Lady Riders scoreless for the final 2:56, forced several turnovers and recorded two key steals, one by Abby Taylor and the other by Dominque Wilson.
"I can't be more excited for the girls," Casinelli after Big Red earned its first OVAC title since 2007. "They did this. I have the easy job, they have the hard job, going out there and playing hard for 32 minutes. They deserve everything they got here today."
After Meghan Rose sank both ends of a one and one, Martins Ferry was up 36-31 with 2:56 left. That's when Big Red went to work.
Fact Box
Big Red 45, Martins Ferry 36
Martins Ferry 9 7 11 9 - 36
Big Red 11 11 6 17 - 45
MARTINS FERRY (13-9): K. Stalder 1 0-0 2; M. Stalder 1 0-0 2; Suriano 0 0-0 0; Rose 1 2-3 4; DeLeonardis 0 0-0 0; Kinney 8 9-15 25; Oberdick 0 0-0 0; Lee 1 0-0 2; King 0 1-3 1. TOTALS: 12 12-21 36. 3-pointers: none; Rebounds 34 (Kinney 8); Turnovers 15.
BIG RED (15-7): E. Masloski 3 4-6 12; H. Masloski 1 2-2 4; Young 2 0-0 6; Wilson 0 0-1 0; Barker 1 6-8 8; Rice 3 5-9 11; Bodo 0 0-2 0; Taylor 1 2-4 4. TOTALS: 11 19-32 45. 3-pointers: E. Masloski (2), Young (2); Rebounds: 27 (Barker 11, Rice 9); Turnovers: 13.
Young cut the margin to three when she swished the three-ball. Mytia Barker was fouled on Big Red's next possession and nailed them both. Taylor swiped the inbounds pass and drew a foul as she went up strong. Her makes from the stripe gave Casinelli's crew the lead for good at 38-36.
Wilson got her steal when Ferry took the ball to the offensive end. That led to Hannah Masloski going two for two from the line. Barker and Lysaih Rice were the next Big Red players to drill freebies. Emiley Masloski ended the deciding 14-0 run by going one for two.
"Obviously, we took a deep breath in the fourth quarter," Casinelli pointed out. "Those free throws in a close game are the ones you magnify. I told the girls to put each possession in the past. You could go 0 for 10 from the line but when you make those free throws late, those are the ones people will remember. We did a great job there."
Before hitting 11 straight, Big Red was one for five during the final frame.
When asked to describe what happened during the final minutes, Martins Ferry's Lindsay Coyne simply said "the game of basketball."
"They hit a big three and made their free throws," she noted. "The ball went in for them and it didn't go in for us."
As Casinelli pointed out, Big Red "had trouble scoring in the third quarter and early fourth (his girls were just four for 18 from the floor during the second half).
"Playing good defense kept us in the game," he said. "I told the girls with about four minutes left that we were OK. We picked it up on the defensive end (Big Red applied full court pressure), got some steals and were able to end the game on a 14-0 run."
A conventional three-point play by Rice allowed Big Red to grab an 11-9 lead after one. The quarter featured five lead changes. Rice, just a freshman, finished the stanza with five points, two rebounds and a pair of block. Ferry senior Jessica Kinney, meanwhile, scored seven of her team's nine points.
Two triples by Emiley Masloski (the second coming via the bank-in route) allowed Big Red to grab a 22-16 advantage at the intermission.
Ferry opened the third with an 8-0 run (Kinney scoring six of the eight) to grab a 24-22 lead. Taylor scored off a feed from Hannah Masloski to square the score. The Riders went back on top 27-24 before Emiley Masloski sank two free throws and Rice scored after grabbing an offensive rebound. Big Red took a 28-27 lead into the final eight minutes.
"It was a real roller coaster ride," Casinelli noted. "Obviously the first half was nip and tuck. We felt good going into halftime. We knew they were going to make their runs but we thought we had control.
"Then we went stagnant on offense. We weren't even getting looks. Defense kept us in the game. We don't have a senior but we are a mature team. We didn't panic; we stay composed and executed down the stretch. We got key rebounds and key free throws."
Emiley Masloski paced Big Red's balanced scoring attack with 12. Rice finished with 11 (she also recorded three steals and two blocks) and Barker eight. Big Red hauled down 27 rebounds, Barker collecting 11 and Rice nine.
"Lysaih is very athletic and she makes thing happen," Casinelli said. "When she makes a mistake, she is able to recover because of her length. We need her on the boards and we need her to guard people. We try to make things simple for her because she is a freshman, but on the other hand, we now expect that out of her.
"She has been playing great for us and she's gotten more minutes since Emiley's injury. She is an inside presence and really gets after it."
Casinelli added Rice, Brittany Body and Taylor all guarded Ferry's Kinney and "that's a tough task to play an outstanding player on the defensive end then come back and do what you need to do offensively."
Kinney took game scoring honors with 25. She also hauled down eight of her team's 34 rebounds.
"I want to congratulate my girls," Coyne said. "I'm very proud of them. They're playing great basketball. They play hard and gritty. I feel bad for them because I know how hard they play."
Ferry, now 13-9, will open Division III sectional play Saturday against Steubenville Catholic Central.
"We're peaking at the right time," Coyne added. "It's 0-0 and anyone's ball game starting next Saturday."
The OVAC game marked the third meeting of the year between the clubs. Ferry won the first game 61-59 and Big Red the second, 52-49.
Big Red begins Division II tournament play Wednesday, tangling with East Liverpool. Tipoff is set for 8 p.m. at Union Local.
"We're a mature group of girls," Casinelli said. "We get along and chemistry is huge. We know our roles and sometimes our roles differ depending on the game. We stick together and that's the most important thing about our team."
Tigers stop Knights
The Shadyside girls basketball team excelled both offensively and defensively to knock off familiar rival and defending champion Wheeling Central, 53-44, avenging last year's defeat, to win the Class 2A crown. The victory also gave Shadyside a 2-1 edge against the Maroon Knights this season.
The job Shadyside turned in defensively against Wheeling Central's dynamic twowome of Colleen McCormick and Emily Bucon resulted in some incredible numbers. The Maroon Knights were limited to 10 points in the opening half, scoring three during the second quarter. McCormick and Bucon were held without a single point until the former got room for a layin with 1:50 remaining in the third quarter.
While McCormick was able to add eight points in the fourth quarter to finish with 10 overall, Bucon never got untracked and managed one basket along with two free throws for a total of four points.
Hayley Holenka's effective use of her left hand resulted in several easy trips to the rim for Shadyside. Holenka scored 21 points to lead the Tigers. Karli Bonar nailed three shots from behind arc and scored 16 points after hitting 5 of 6 free-throw attempts.
Cadets beat River
Falling behind 13-2 after one quarter, River (16-6) would never mount any type of offense as No. 2 Fort Frye (19-3) turned up its defense in a 46-22 victory for the Class 3A title. The Cadets have won three crowns in the past four seasons.
Fort Frye's Diedra Combs led all scorers with 14 points, one more than teammate Taylor Buchanan. Combs also yanked down half-a-dozen rebounds, as did Micayla Hupp.
Cassidy McCullough paced River with eight points. Jensen Caretti had three rebounds.
Hawks fly past Mohigans
The University girls basketball team put the clamps on rival Morgantown, allowing 22 points in the final three quarters after allowing 19 during the first eight minutes, for a 53-41 win to claim the Class 5A championship.
Junior Mariah Callen led the Hawks with a game-high 27 points.
University outscored the Mohigans 16-6 during the final eight minutes
Rockets top Irish
Sophomore Olivia Bower led the Conotton Valley girls basketball team to a 50-26 victory over St. John Central for the Class 1A championship to cap the five-game affair.
She had 20 points, 11 rebounds and eight blocks.
The Rockets held the Irish without a field goal for 13 minutes during the second half.


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I love this one by Maria
I love this one by Maria
I am nominating Live.Laugh.Love by ConnyS. Love the pics and colours.
PT: SeatroutScraps, GingerScraps, SnickerdoodleDesigns & Ilonka'sScrapbookDesigns.
I love the journaling and the photos, its a really fun LO.
created using Leaving a Legacy Designs Lazy Days kit
Awww, thanks so much, Kelly!, totally made my day!
Last edited by emscraps; 02-09-2014 at 08:01 AM.
Thanks Yavonne! The nomination made me smile!


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7 Winter Outdoor Learning Activities
Whether you've got snow or palm trees in your backyard, get yourself out there for some fun outdoor activities. When you're done with these, find ten more ideas for outside winter activities.
1 of 4
Rock Art
Gather up your family for a walk at your local beach or park. While there, go on a rock hunt.
Read the instructions for Rock Art.
Ice Candles
A few strategically placed ice candles can turn your backyard into a winter's evening wonderland. Ice candles are easy to make, and best of all, cost next to nothing.
Read the instructions for Ice Candles.
More on: Seasons


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MIAMI (AP) -- A new report on graduation rates finds Florida making improvements, though the overall rate still lags behind the nationwide average.
The report released Monday concludes the state's high school graduation rate climbed 5.5 points between 2002 and 2009, one of the largest increases observed. The overall graduation rate was 68.9 percent, lower than the 75.5 nationwide average.
The number of Florida high schools where 60 percent of students or less graduate has declined, from 162 in 2002 to 100 in 2010.
The report was primarily sponsored by America's Promise Alliance, an organization founded by former Secretary of State Colin Powell.
Researchers used a graduation rate calculation different than the one used by the Florida Department of Education. All states are moving toward a uniform, federal calculation in the coming year.


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The 7 Most Insane Ways People Legally Avoided Paying Taxes
Nobody wants to cross the IRS -- if they can put infamous gangsters and Wesley Snipes behind bars, they won't hesitate to steamroll your sorry ass. Most of us fill out our forms and pray that a math error won't result in a black van showing up at our house and peppering it with machine gun fire.
But the truth is that the IRS isn't nearly as hardass as people think. There is a huge range of things you're allowed to write off from your taxes if you can make some kind of argument. And some of them are truly insane. Like ...
#7. A Drunk Driver Deducts His Crashed Car
In 2005, Justin Rohrs and his truck slid off an embankment. If that didn't already ruin his day, it got worse after the police came and found that Rohrs was legally drunk and slapped him with a DUI. When Rohrs attempted the rather ballsy act of filing an insurance claim for $33,629, his insurance company predictably denied it. Because screw that guy. So far, society seems to be handling the situation perfectly.
Undaunted, Rohrs then attempted to deduct the loss of the vehicle from his taxes. The presumably stunned IRS turned him down ... at first. But Rohrs brought the case to the U.S. Tax Court to try to force the issue. He deserved a casualty loss deduction for his damaged truck, drunkenness be damned! And ... the judge agreed. He got to take the deduction.
"Your truck was clearly needed for business purposes."
How in the shit is this possible?
Well, according to tax law, deducting the costs of car accidents is a valid casualty loss deduction, so long as the accident was not caused by your own willful negligence or actions. And somehow, according to the courts, Rohrs did not act with negligence.
"I swear, at no point did I consume more than two light beers and one shot of vodka per hour."
You see, on the night of the crash, Rohrs was planning to go to a party at his friend's house. Knowing he'd be drinking, he made plans to get there and get back without driving himself. The problem is, after the party, Rohrs made it home, but then decided to drunk drive over to his parents' house. The judge deemed that Rohrs acted responsibly, applauding the fact that he had enough foresight to arrange a ride home after the party. Sure, he drove drunk, but he could have drunk drove more.
It's like emptying your gun into a group of puppies and missing. Technically you've done nothing wrong.
The judge ruled that driving after drinking doesn't amount to willful negligence in itself, and that the level of intoxication and the quality of driving needed to be taken into account. Both of these were of a satisfactory level to the judge, so he ruled that Rohrs was allowed to deduct his accident as a casualty loss.
Now, before you go out and try this yourself, there was (as you can imagine) some outrage over the ruling. Finding a tax court that will do the same for you now is pretty damned unlikely, presumably unless you come across a judge who also happens to be drunk that day.
#6. A Cat Lady Deducts Her 70 Cats as a Charity
Reclusive cat enthusiast Jan Van Dusen enjoys the felines. In fact, she would go out of her way to capture random feral cats on the street and care for them in her home, to the point that she was caring for 70-plus cats at one time. After treating them for any injuries they had sustained, sometimes she would release them back into the wild. Other times (70 other times, to be precise), she wouldn't.
As one would imagine, caring for a large pride of stray animals racked up some serious costs. For her 2004 tax return, Van Dusen tried to write off $12,068 for all her cat "rescue" items like cat food, vet bills, paper towels and other supplies.
Pictured: Other supplies.
The IRS, not known for its compassion even toward humans, told the cat lady that these were personal expenses and couldn't be deducted. In response, Van Dusen sued the IRS. As a person who cared more about the feral cats than ... anything, Van Dusen was nearly bankrupt and couldn't afford a lawyer, so she went up against the IRS' deadly lawyer army alone.
Although she did bring 70 "surprise" witnesses.
Throughout the case, Van Dusen tried to establish her credibility by saying that her cat rescue obsession (although she put it less crazy than that) was outside work for her volunteer duties for Fix Our Ferals, an IRS-qualified nonprofit organization which, by the way, she had no formal affiliation with. However, she produced checks and receipts for many of her purchases, and she explained that her house was so dedicated to cat care that she never had people over.
We're guessing there may have been other factors for that.
Despite the IRS' constant comparisons of Van Dusen to a crazy cat lady, she actually managed to beat the IRS and got deductions for most of her claims. Her victory served as a precedent that can help numerous other animal shelter organizations, and help justify any other out of control hobbies people have.
#5. A Corrupt Businessman Deducts His Illegal Bribes
Unethical and business-savvy capitalist William D. Zack ran several companies in the '70s and '80s that engaged in some shady practices. In 1984, Zack's company began doing business with Ford, and in order to get some fake invoices that would let him skim money from his own company undetected, he had to bribe some people there. And we're not talking a few hundred dollars -- the bribes totaled more than $180,000, paid with the company money he was skimming.
Zack was eventually caught and charged with defrauding the American government, so he was soon facing an IRS that was determined to get back the money he screwed them out of with the fake invoice scheme. If he made money, he owed taxes on it, even if the money was made illegally.
"Woah now, we just want in on this. Then you can shoot whoever you want."
Zack, however, filed a petition to the Tax Court, arguing that he should be permitted to write off the bribes he paid, and thus reduce his tax bill. You know, the bribes he paid to facilitate his fraud. He claimed the under-the-table payments as legal "operating losses."
And ... the court agreed. It wound up slashing his taxable income by a quarter.
The IRS is concerned with money, not breathtaking immorality. Would you really rather it were any other way?
The idea of deducting bribes, an illegal activity, might sound impossible and stupid. However, it is a fairly common practice among industrial nations, including the U.S. In fact, the United States is one of the more conservative nations when it comes to bribery deductions. In Germany, tax deductions for bribes are perfectly legal ... with the catch that when you file your return, you have to report who you paid the bribe to. Not many people take them up on it.
"Yes, myself and the president of Burundi will be filing jointly."
#4. Robert Mayo Writes Off Gambling Losses
If there are two things we've learned from watching gambling movies like Casino, it's never play in a casino when Pesci or DeNiro runs it, and that the house always wins. Gambling never ends well for the vast majority of people who do it, and when they keep giving you free drinks, you should take that as a sign that they just want to take advantage of you. As a result, you would think that no one at any level of government would feel sorry for you for blowing your paycheck down at the track.
Although they use similar methods as casinos when you owe them money.
But in 2001, gambler Robert Mayo bet $131,760 on horse racing and collected $120,463 on his wagers. So he wound up in the hole. Naturally, on his tax returns for the year he listed $10,968 in expenses for travel to the racetracks, research and "handicapping information."
It seems like a ballsy move to challenge the IRS after you lost in Vegas, because the odds of beating the IRS are bigger than even Vegas would touch. However, a decade later, the court ruled with Mayo, saying that these were not gambling losses, but business expenses. This was a very important case, as it deemed on a federal level that being a professional gambler is an actual job.
That's the sound of a thousand people quitting their real jobs and quickly becoming professional homeless people.
But don't take this as a precedent that means your gambling is a sensible, risk-free venture. The "professional gamblers only" rule is determined on a case by case basis, to weed out those who feel the weekend bachelor party that ended with them putting up the house on a Knicks game works as a tax deduction. No, they need to know that you somehow are so good at gambling that you make most of your income from it. That's right; in order to get the deduction, you need to 1) gamble a lot and 2) win. You can't walk away now, dude! We can totally feel your luck is about to turn around!
The government is like that judgmental friend who suddenly approves when you win.


text: All designer frames come with an authentic case. The frame is specially designed for males. The manufacturer for Ted Baker B174 Hay Metal Eyeglasses is Ted Baker. The bridge is Adjustable nose pads. The temple is Skull. The Ted Baker B174 Hay Metal Eyeglasses eyewear comes with at least a one year warranty, which means if there is a manufacturer defect please call or email us so we can help you return the frame to the manufacturer. The frame has 3 color(s) and size(s).


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Lately I've been reading about how trombonists (or any other brass instrumentalists) tend to develop tention in their neck or torso when playing in the higher register. In working to decrease mouthpiece pressure, I've noticed that I've started to tense in my throat to control the immense air pressure needed to get the lips to vibrate fast enough. What techniques might I use to feel fast air without resorting to throat tension or mouthpiece pressure? What exercises might I use to preserve that feeling without resorting to bad habits?
I play tuba, and I have learned (and practiced) that when you go up in the registers, firm-up the lips in from the corner of your mouth, not the center. This will reduce the length of the vibrating part of the lips, and like a guitar string, this will naturally generate a higher pitch. It will also make it easier to get a clean sound as you don't strain the air flow at the middle of your lips. When using this technique, you need to be careful not to smile - your mouth should not broaden in a smile, just firm-up at the ends.
I play the trumpet, but this may be relevant to trombone.
You need faster air flow to access to the higher register. A good way to do that is with your tongue. Think of it as whistling: the higher you whistle, the closer your tongue comes to the roof of your mouth. See images there.
Doing that, you restrict the air way. In order not to lose too much air quantity you need to compensate by increasing the pressure before your tongue, with your belly.
So: tongue like when whistling high, then higher air pressure from your lungs.
Try no to press your lips to close together, you'd restrict the air too much. The tongue makes a smaller way, not you lips. Same for your throat. It is hard to restrain from tensing your throat, especially if you're doing weird things with your tongue. Make sure you use support and tongue, and you will have the possibility to relax your throat.
I also have a feeling that the stiffness of the lips matter a lot for playing in the double high register (trumpet), but I'll let someone who can play there talk about this.


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A Year-Round Athletic Program
As organized athletics provide significant opportunities for development outside of the classroom, BCS offers a year-round sports program to students in fifth grade and higher.
High school students compete in the Texas Association of Private and Parochial Schools (TAPPS); the elementary and middle schools play in the A.I.P.L. (Austin Inter-Parochial League).
With so much opportunity to participate, virtually every student desiring to participate can represent the BCS Bears on the field or on the court.
Mission: The mission of the BCS Athletic Department is to lead students to love God, instilling in them a will to strive for excellence with Christian discipline and character that withstands pressure, teaching them the importance of teamwork, and showing them how to accept victory or defeat with grace and humility.


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Most exams are arranged by instructors providing accommodations. If an instructor cannot provide accommodations, or if you have scheduling conflicts, Disability Support Services (DSS) will provide you your test and exams. These are proctored in the DSS Office, which is in Newman Towers West 107, or in the DSS Testing Center, which is in the Newman Towers East Computer Lab.
DSS proctors exams between the hours of 9 a.m. and 5 p.m., Monday through Thursday and 9 a.m. and 4 p.m. on Fridays. Occasionally, an instructor will ask for different times and DSS might be able to proctor exams outside of the regular testing time if a proctor is available.
During finals week, hours and locations will change, so carefully read the information in your DSS database account or in the emails sent from the DSS Office.
Disability Support Services requires one week's notice from a student. In the rare cases where a week's notice is not possible (for example, a professor reschedules a test), DSS asks for the most amount of time possible.
Discuss your testing arrangements with your instructor at least one week before the test is scheduled. You do not need to contact DSS if your instructor agrees to provide your accommodations in the classroom. If the instructor wants DSS to make the arrangements for your test, continue on to the next step.
One week before the test, log into your DSS database account at https://andes.accessiblelearning.com/Loyola/ and submit your request. If you want to submit a phone request, contact Kathleen Bruns, Accommodations Coordinator, at (410) 617-2750.
After you submit the testing request in your DSS database account, you will receive an email. Check your account 2 business days before the exam to make sure your request is arranged.
If it is 2 business days or less from the date of the test and you do not see your test scheduled in your database account, contact Kathleen Bruns, Accommodations Coordinator at (410) 617-2750; Megan Henry at (410) 617-5137 or Marcia Wiedefeld at (410) 617-2062.
If you need to reschedule an exam, you must have instructor approval.
Arrive a few minutes early. DSS will not give you additional time if you are late. DSS will not proctor exams if you arrive more than 20 minutes late without instructor approval.
Disability Support Services may check ID cards, so make sure you bring your Loyola ID card.
Do not bring food, drink, or your belongings into the testing room. There is not a secure place to put them and DSS ask that you do not bring valuables (such as cell phones, computers, wallets, etc.) into the testing space.
Use the restroom and or get a drink of water before you start your test.
Make sure you bring all approved test-taking materials (such as, pencil, paper, notes if allowed, etc.) into the testing room. The proctor will not allow you to access your belongings once you start the test.
Double-check that your accommodations have been arranged according to your needs. Once you begin the exam, we are assuming you have approved the arrangements.
Ask for your end time before you start.
Sign the statement that you understand Loyola's Honor Code. If a student is suspected of an Honor Code violation while testing with DSS, proctors are instructed to have him or her finish the exam and submit an Honor Code violation report afterwards.
DSS will monitor the testing site with a live proctor who will periodically enter the room, and with cameras which record the entire test.
Alert the proctor if there is a problem with your exam (such as, adaptive technology not working, a missing page, etc.). Please note DSS proctors cannot give answers or opinions about questions on your exam. Please note asking the proctors for extra time or for any other change to the testing arrangement can be construed as a violation of the Honor Code. You should direct your request to a DSS staff member.
The DSS proctor will try to give a 5-minutes warning toward the end of the exam, but students are responsible for monitoring their own time.
Hand your exam and all other testing materials to the proctor when you are done.
If you would like the proctor to document any difficulties you had with the exam or exams arrangements, please make the request before you leave.
Students taking exams are responsible for knowing how to use the software.
Please contact Marcia Wiedefeld at (410) 617-2062 if you need to learn the basics the adaptive technology you are approved to use.
The adaptive technology used most frequently includes:
Screen reading software (e.g., JAWS, Read and Write Gold, and Kurzweil);
Word processing software (e.g., Word);
Screen magnifiers (e.g., ZoomText); and
Voice recognition software (e.g., Dragon Naturally Speaking)
If you have any questions or comments about the exam proctoring, or specific concerns please contact one of the following individuals:
Kathleen Bruns, Accommodations Coordinator, (410) 617-2750 email@example.com
Marcia Wiedefeld, Director, (410) 617-2062 email@example.com
Megan Henry, Assistant Director, (410) 617-5137 firstname.lastname@example.com
Vacant, Assistant Director, (410) 617-7380
Here are some quick links with helpful information:


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I currently use two computers, one is windows 7 and mainly for gaming, and the other is running 11.10, when i was on Steam browsing today i noticed that at the bottom of the steam page you can click on a drop-down named "tools" and under it it says "Linux HLDS update tool" clicking on it brings up a download.
Does anyone know what this is for? Is this a patch for a Steam-Linux application that i am unaware of?


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Kim Kardashian Fan Blog!
It appears that Kim Kardashian has been caught up in the recent celebrity nude scandal that is currently doing the rounds on the Internet.
A hacker has managed to obtain private images from as many as 100 celebrities including Jennifer Lawrence, Kim Kardashian, Selena Gomez, Rihanna, Kaley Cuoco, Hilary Duff, Vanessa Hudgens, Mary Elizabeth Winstead, Teresa Palmer, Kate Bosworth, Michelle Keegan, Victoria Justice and Emily Browning.
Many of the images feature celebrities without clothes and some includes sex acts. Kim Kardashian has already been seen in the nude by many people of course, thanks to the popular Kim Kardashian sex tape.
The hacker has promised to continue releasing images in the upcoming weeks. Many of the celebrities involved have said they will be taking legal action against the as yet unknown hacker. Other celebrities have declared that the images are fakes.


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Abbey's growth brings joy, concern
Bethlehem nuns couple ancient rule, need to modernize
|Sister Alma Egger explains details of the $4 million New Horizons Renovation Project at the abbey. Jim Shannon / Republican-American
Additionally, many of the 36 nuns living in Bethlehem are elderly or have mobility problems and must navigate a staircase to access their rooms. That, plus a need for more fire exits and handicapped-accessible bathrooms, has made renovating the 60-year-old building an urgent necessity, nuns say.
"We outgrew our buildings and we have a steady influx of new vocations," Sister Angele Arbib said. "We need a place to nurture and encourage these vocations."
Earlier this year, the abbey began what it called a "New Horizons" campaign to raise $4 million to address its inadequate and deteriorating housing. After some initial success raising funds, the abbey made two bathrooms handicapped-accessible and added a fire exit and stairwell, among other improvements. But it is still struggling to raise the funds to enable it to complete the renovation.
"None of this is done with any extravagance," Arbib said. "It's done really to keep pace with development."
Mother Dolores Hart, prioress at the abbey, said the nuns have long made do with 50-year-old bathrooms and tubs so small a proper shower is impossible. "That's not fair," she said. "Saint Benedict never wanted people to live in poverty. He wanted you to be chaste. The real sign of poverty is not penury, where you can't function."
The nuns at the abbey, the only cloistered monastery for women in the country, follow the Rule of St. Benedict, precepts written by St. Benedict of Nursia, a 6th century Roman Catholic saint.
Although Catholic religious vocations across the country are declining — from 180,000 sisters in 1965 to an estimated 56,000 today — the abbey has seen increasing interest from women eager to join its community.
"It's always been so," said Hart, a former actress who entered the abbey in 1963. "I always go back to the fact that Lady Abbess (the abbey's founder) had such a brilliant concept of the monastic life as a real community of persons who come with gifts to celebrate as part of the monastic life. The concept was never 'Leave everything outside the gate, empty your pockets and come in and pray to God alone.' It was always 'What can you come with and what can you give?'"
The abbey includes women who are sculptors, microbiologists, horticulturists and licensed arborists, among other professions.
Since the beginning of the year, the abbey has also had the foundation for an elevator poured. Construction workers have finished a frame for the elevator shaft and begun the process of a future cloister walk and library extension.
The abbey grows its own food and livestock on a 400-acre farm off Flanders Road. Although it had considered reconstructing an entirely new building on that land, it discovered the foundation of its current building, a former brass polish factory, was so strong, it would be impossible to replicate it.
The building was purchased in 1948 from Waterbury industrialist Robert Leather. It contains the chapel, dormitories, kitchen, refectory and laundry. An adjoining former barn houses the bakery, sewing room, print shop and visitor rooms.
Renovations will mean all the individual rooms — which the nuns call "cells" — will have two means of egress in case of fire. The roof will be raised slightly and rooms and a firesafe corridor will be added. Renovations also call for the chapel and kitchen to be enlarged. Neither of the two areas currently provide enough places for the community to sit.
"It really allows us to maximize our space," Arbib said. "Right now there are sisters who are elderly or infirm and who can't get to the third floor. So this will open up whole new areas for us."
Arbib is hopeful the abbey will be able to build on its past success, which included a tag sale and Sha Na Na concert, to raise the additional revenue it needs.
She would not provide figures on how much the abbey has already raised.
"People have been incredibly generous, but it's a relentless mission," she said. "It's a really big project and we can't let up. We really are doing everything to economize."
For details about the abbey's New Horizons project, visit www.abbeyofreginalaudis.org or call 203-266-7727.
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- The season to shimmer
- Woodbury group favors Israel, Hamas peace
- Hate means you can't seem to say 'I was wrong'
- Abbey's growth brings joy, concern
- Charitable birthdays redefine giving for kids
- Ladies nights amp up the fun and spending
- New book takes on reality vs. myth of motherhood
- The shoe definitely must go on
- Another Hanukkah story: The widow and the cheese
- How do hipsters celebrate Hanukkah? Ironically


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The New York Loft Hostel
Live like a hipster King!
Live like a hipster Queen!
We're the most popular hostel in New York, as voted for by Hostelworld customers in 2011! We were also rated the #3 hostel in the USA for February 2012 here on Hostelworld.
We're located in a newly renovated classic loft-type building. There are free bedside lockers in each dorm; please bring your own padlock. Private rooms with shared bathrooms share only with the other private rooms.
We have a free breakfast, plus a free BBQ every Wednesday, Friday and Sunday in summer and autumn. There's free fondue every Wednesday, Friday and Sunday during winter and spring!
Our super clean and friendly hostel gets a lot of great guests and features free Wi-Fi and computers with internet, plus more.
We have 24hr reception and check-in, with no curfew. Hablamos español, en serio!
From here it's just 10 minutes to Union Square and 15 minutes to Times Square. The L train subway is only two blocks away.
Welcome to New York!
Please note that guests must be at least 18 years of age to stay at this hostel, or 16 years of age with a parent or legal guardian.
Availability & RatesTo view availability and prices please select dates and click 'Update Dates'
Hostel Facilities & Policies
- 24 Hour Reception
- 24 Hour Security
- Adaptors
- Air Conditioning
- Airport Transfers
- Bar
- Bicycle hire
- Bicycle parking
- Board Games
- Book Exchange
- Free Breakfast
- Cable TV
- Café
- Card Phones
- Ceiling Fan
- Common Room
- Credit Cards Accepted
- DVDs
- Elevator
- Free City Maps
- Free Internet Access
- Free Parking
- Free WiFi
- Games Room
- Fitness Centre
- Hair Dryers
- Hair Dryers For Hire
- Hot Showers
- House Keeping
- Internet Access
- Key Card Access
- Self-Catering Facilities
- Late check-out
- Linen Included
- Security Lockers
- Luggage Storage
- Meals Available
- No Curfew
- Outdoor Terrace
- Parking
- Pool Table
- Postal Service
- Reading Light
- Reception (limited hours)
- Safe Deposit Box
- Steam Room
- Tea & Coffee Making Facilities
- Tours/Travel Desk
- Towels For Hire
- Vending Machines
- Wheelchair Friendly
Cancellation PolicyThis property has a 1 day cancellation policy. Failure to cancel within this time will result in a cancellation charge equal to the first night of your stay.
Must-Read Hostel InfoThis property has specific Terms & Conditions.
Check-in is 24hr but starts at 3pm. Storage room is available for $3 per day. We have a maximum stay of 21 days.
Rates do not include taxes and are subject to change without prior notice.
Please note NYC hotel tax not included in price. This is 14.75% in all rooms, this includes the hotel tax that is 5.875% and the sales tax is 8.875%. Private Room: additional NYC Hotel Room Occupancy Tax $3.50 / room per night�. Rates DO NOT includes taxes and are subject to CHANGE without prior notice
All parties of this reservation are guaranteed a bed for the duration of the requested stay. We cannot guarantee that all parties will be in the same room and type requested.
Also no person with a New York state ID is permitted stay at the hostel. We require you to present a passport from overseas or an out of state ID.
DirectionsShow MapHide Map
Hop on the subway L train to Morgan Ave and take the Bogart St. exit. Make a right and walk down 3 blocks to Varet St. Make another right and walk half a block to NYLH!
Located Near
Great Location! Only a few minutes away from Manhattan!
We are in East Williamsburg Brooklyn, 'The Hottest Neighborhood at the Moment! '
Visit our website and Facebook page to find out what's going on in the area. https://www.facebook.com/NYLOFTHOSTEL


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N +41º 24' 22.28" / W +2º 12' 2.34"
Tel: (34) 93 367 20 80Fax: (34) 93 367 20 51
Check-in after 15:00h
Check-out until 12:00h
On the 24th floor of the hotel Meliá Barcelona Sky the brothers Javier and Sergio Torres make a commitment to fine cuisine at Dos Cielos, a restaurant surrounded by views of the Mediterrean, the mountains and the city. In recognition of this high quality, Dos Cielos has already received its first Michelin star, in addition to the award for the Year's Best Restaurant for 2010, awarded by the Academia Catalana de Gastronomía.
Behind every dish there is thought and experience unique to the Torres Brothers. In their kitchen they try to transmit memories and experiences from both their professional career and their personal development, by using the best ingredients and the most exclusive products, together with the most innovative techniques.
Dos Cielos has different seasonal menus. In addition, at lunchtime, they offer a homage to the product, which varies roughly every month.
*The terrace / lounge has the same opening hours as the restaurant.


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I recently heard that for a forward swap rate (for example, the fixed rate of a swap that will start in one year and end in five years), I need to do a convexity adjustment in order to get the right number. Is it true, and if so why?
First of all it is not clear what exactly you mean by right number, you definitely do not adjust forward swap rate.
You probably mean adjusting euro dollar futures contract rates so that you can later use these values to fit the swap/forward libor curve.
Reason for adjustment is simple. If you are short ED futures and rates go higher futures price drops and you make money. Clearing house of exchange reimburses you excess margin and you can reinvest them at higher rate. If rates go lower you have to put extra cash into your margin account, you can borrow this money at lower rate.
Assuming some distribution and forward rate model(and here things vary from simple vasicek model to extremely complicated example Peterbarg) one can compute how much this advantage is in dollars and convert it to basis points.
Pure intuition tells that longer is the expiry higher is the adjustment also higher is the vol higher is the adjustment.
So the end result is that being short gives you advantage and market participants are aware of it and penalize short side by that amount.
Given an index $t \mapsto S(t)$ (this may be a forward swap rate) and some value process $t \mapsto A(t)$ (this may be a swap annuity) we assume that $S/A$ is a traded product (which is true if $S$ is the forward swap rate and A is the corresponding (!) swap annuity. Then the future payoff $S(T) \cdot A(T)$ can be values as $S(t) \cdot A(t)$ (since $S$ is a martingale under the measure $Q^A$).
Now, if we consider the payoff $S(T) \cdot P(T)$ (say for example if $P$ is the zero coupon bond with maturity $T$) then the value can be expressed as $S'(t) \cdot P(t)$ where $S'(t)$ is the so called convexity adjusted rate, that is $S'(t) = E(S(T) \cdot \frac{P(T)/P(t)}{A(T)/A(t)})$ (with expectation under $Q^A$). The convexity adjustment is a correlation term coming from the correlation of the index to the change of the payment.
That said: If you need a convexity adjustment depends on how the index is paid.
Yes, an adjustment has to be made and the reason is that a forward curve now will evolve and not be the same as the future spot curve. For example, a one year forward today is not equal to your spot rate a year hence. So spot curve discount factors have to be adjusted or directly replaced through the forward DFs.
Convexity adjustments are already supposed to be made during the forward libor curve construction.
Most likely the question is about CMS rate convexity adjustment. i.e. today value of a swap rate that fixes at some future time T.
Mathematically, the adjustment arises from different measures (annuity versus forward measure).
This is a good reference http://www.math.nyu.edu/~alberts/spring07/Lecture4.pdf
As a rule of thumb, the size of the adjustment depends on
For the latter the classical reference is http://www.gorillasci.com/documents/convexity.pdf
For a vanilla forward-start swap, I would agree with imachabeli; convexity is an adjustment for the non-linearity of the quoted fixed rate dependence on the floating note. If expected Libors rise 1bp, the fixed leg can be increased 1bp to compensate.
Convexity adjustments are made as standard to interest rate futures (i.e. 3m); with the next futures date (Jun13) 2 months away, the front contract convexity adjustment is less than .1bp, so it makes no real difference. By contrast at 5y (Jun18), the 21st contract convexity is around 15bp.
It is possible the question is about swap futures, which deal over the futures dates, and which are therefore forward starting. As these are also futures, and deliver margin payments, there is a convexity adjustment to be made as per 3m futures.


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We recently got the full range of Mezan rums in, and we're very excited about them. You see, it's rum as it should be, rum approached in much the same way a malt lover looks at whisky; vintages, distilleries, and all non-chillfiltered and unadulterated.
Let's start out with the Grenada Westerhall 1998. It's much like a Lowland whisky, in that it offers up that light, delicate and elegant flavour profile we've come to love from distilleries like Rosebank and Glenkinchie... It's utterly beguiling. The distillery itself is based on a sugar estate which has been family-owned for three centuries, and during that time it produced both sugar and rum, though it didn't bottle its own product until 1978. The rum, made in a column still, is known for its light character, and is much less smoky than its counterparts in Jamaica or Guyana (which we'll discuss shortly). More...
Tags: rum, mezan, grenada westerhall, guyana, jamaica hampden, rosebank, glenkinchie, balvenie, yoichi, laphroaig
Categories : News | Rum | Tasting Notes
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