text:
Judge Berger
11-20325 Buerge (Doc. # 204) - Document Text
- Details
- Category: Judge Berger
- Published: 21 September 2012
- Written by Judge Berger
SIGNED this 6th day of September, 2012.
In re:
AARON GRANT BUERGE, Case No. 11-20325
Debtor. Chapter 7
Debtor seeks to compel the Chapter 7 Trustee to abandon Debtor's minority stock
interest in two closely held bank holding companies. The Trustee seeks an order approving the
sale of the stock to Debtor's most significant creditor, Prime Lending II, LLC.1 The Trustee
failed to prove the bidders qualified as good faith purchasers or offered to purchase the stock for
value. Instead, Debtor proved the sale is too costly and the return to unsecured creditors is too
inconsequential to overcome the burden the sale would impose. Accordingly, the Trustee's
motion is denied, and Debtor's motion is granted.
1 Prime could not qualify as a bidder under the stock purchase agreements restricting the stock's transfer,
so the bidders became Prime's individual members, David Johnson, Monte McDowell, Jose Evans, Melvin
Dunsworth, Steven Chase, Bradley Nicholson, and Kevan Acord, collectively referred to as Prime in this opinion.
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 1 of 16
Prime and Debtor have been litigating since December 16, 2008. Debtor's former lender,
Columbian Bank and Trust Company, failed that year, and the FDIC liquidated Columbian's
loan portfolio. Debtor, a banker, made a bid for the loans Columbian made to his restaurant
businesses, Trolley's, LLC; Trolley's Overland Park, LLC; and Trolley's Real Estate Holdings,
LLC (collectively referred to herein as "Trolley's"). Debtor guaranteed the loans, which totaled
approximately $3.7 million and were secured by Trolley's real estate and assets. The FDIC sold
the loans to Prime's predecessor, which immediately assigned the loans to Prime. Upon
obtaining the notes out of the disarray of Columbian's failure, Prime declared the loans in
default and filed suit in state court on February 6, 2009, against Debtor, Trolley's, and partners.
Trolley's filed for bankruptcy on May 11, 2009. The Trolley's bankruptcies, which were also
before this Court, were extremely litigious with Prime. The bankruptcy concluded with the
liquidation of Trolley's assets. Debtor filed for Chapter 7 relief on February 11, 2011. On
December 4, 2011, Prime filed a proof claim for $4,707,937.90. On March 23, 2012, Prime
amended its proof of claim to $2,545,668.66 to reflect Prime's recovery from liquidation of
Trolley's assets.
Findings of Fact
On the Debtor's bankruptcy petition date, Debtor owned stock consisting of 326 shares
(or approximately 11 percent) of a family-owned bank holding company known as Buerge
Bancshares, Inc. (BBI), and 132.64225 shares (or approximately 11 percent) of another family-
owned bank holding company known as Financial Enterprises, Inc. (FEI). BBI's subsidiary bank
is First State Bank of Joplin, Missouri, and FEI's subsidiary bank is First National Bank of
Clinton, Missouri, both small community banks. BBI and FEI are primarily owned by Debtor's
- 2 12.09.06
Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 2 of 16
father, Alden Buerge, Debtor's brother, and Debtor. Approximately ten percent of each
company is held by non-family shareholders. The Buerge family has been in the banking
business since 1965.
Debtor is a party to stock purchase agreements (SPAs) with BBI and FEI , which restrict
Debtor's ability to transfer the stock and impose certain requirements upon disposition. The most
significant restriction prohibits a transfer which destroys BBI's and FEI's eligibility for
Subchapter S tax treatment.
Debtor maintains he has no equity in the stock. Debtor's schedules value the BBI shares
at $1,102,930.30, and the FEI shares at $566,255.07. FEI is a C corporation and does not pay
dividends. BBI is a Subchapter S corporation and pays quarterly distributions to cover the
income tax associated with profit passed through to the shareholders. The stock is encumbered
by liens held by Liberty Bank and Alden Buerge. The liens secure approximately $1,798,000 in
debt. Quarterly debt service payments on the loans secured by the stock total about $27,249,
and the estimated quarterly state and federal taxes are about $34,385. The dividends usually do
not provide shareholders with cash in excess of their tax liability. There was one exception
regarding a larger than usual distribution made in the fourth quarter of 2011. The evidence
proved this one unusually high dividend was an anomaly triggered by the disruption to BBI's
normal business following the devastating May 22, 2011, Joplin tornado.2 Thus, the stock does
not have any value to the estate beyond what the shares are worth. In fact, the shares generate
income tax liability to the bankruptcy estate. BBI has historically generated a profit. As a pass
2 Alden Buerge testified he miscalculated the dividend because he was distracted by a recent cancer
diagnosis and the effects of the Joplin tornado. Many Joplin borrowers were paying off their loans with insurance
proceeds. BBI invested the influx of these loan payoffs in tax-free municipal bonds. This change actually created
less tax liability for shareholders than Mr. Buerge anticipated. Mr. Buerge determines the dividends, and they are
usually just enough to cover the shareholders' Subchapter S corporation pass-through tax liability.
- 3 12.09.06
Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 3 of 16
through taxable entity, the profits are taxed at the shareholder level. The bankruptcy estate is
burdened with the proportionate income tax liability attributed to BBI's profits. If BBI does not
distribute dividends to cover these tax liabilities, the bankruptcy estate does not have assets to
pay the tax liability. The longer the Chapter 7 Trustee holds the BBI stock, the greater the
income tax liability associated with BBI profits.
Prime offers to purchase all the stock for a base bid of $1,830,000. The bid will increase
daily from the petition date to cover the interest accruing per diem on the secured claims. The
bid also includes a $50,000 escrow deposit to apply toward the secured creditors' attorney fees.
Unsecured claims filed against the estate are approximately $3 million. Prime's unsecured claim
constitutes 85 percent of this class. After deducting the $1,798,968.55 in secured claims and the
sale costs including the anticipated $80,463 trustee fee, approximately $27,685 would be
available to distribute to unsecured creditors – about a 0.9 percent return.
Procedural History
Debtor has appeared as a witness before this Court several times through the course of
this case and the Trolley's bankruptcies. He is a credible and forthcoming witness. The Trustee
testified Debtor has been cooperative throughout the process. Even though the Trustee
continued the meeting of creditors nine times, the Trustee testified he had no difficulties
obtaining information from Debtor. Prime requested and received at least three extensions of
time to file a complaint objecting to dischargeability, but never filed a complaint. Prime
conducted extensive discovery. Debtor received his discharge on October 5, 2011.
On September 8, 2011, the Trustee moved to abandon the stock because the SPA transfer
restrictions, the amount of the secured debt, the attendant sale costs, and a lack of marketability
made the stock of inconsequential value to the estate. Also, the Trustee had not received any
- 4 12.09.06
Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 4 of 16
offers for the stock even though Prime had been investigating the stock's value for several
months. Prime objected, and on November 3, the Trustee withdrew his motion to abandon.
Debtor filed his own motion to abandon on December 6, and on December 8, the Trustee filed
his motion to sell the stock to Prime. Prime and the Trustee objected to Debtor's motion to
abandon. Debtor, Alden Buerge, BBI, and FEI objected to the Trustee's sale motion.3 There are
five other creditors who have filed proofs of claims in this case, but none of them support or
oppose either motion.
The motions were originally set for a February 28, 2012, trial date, but on February 27,
the Trustee filed an Amended Asset Purchase Agreement substituting the Prime individual
members as the bidders in place of the limited liability company. The Trustee testified this was
done because consummation of the original APA would destroy BBI's and FEI's eligibility for
Subchapter S corporation tax status and could not be a valid purchase under the SPAs and
nonbankruptcy law. The Trustee filed another Amended and Restated Asset Purchase
Agreement and Amended Auction and Bid Procedures on March 20, which amendments also
attempted to address problems with the proposed sale. The problems again involved satisfying
the SPA transfer restrictions, paying the secured debt which was growing per diem, the attendant
sale costs which were rising, and the inability to market the stock because of fears of violating
Securities and Exchange Commission laws. After much briefing, the matters came to trial on
July 11, 2012. Not one Prime member appeared in person, but their counsel took the lead in
presenting the evidence in support of the Trustee's sale motion and in opposition to Debtor's
3 Liberty Bank objected but resolved its objection prior to trial.
- 5
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 5 of 16
Conclusions of Law
A. Motion to Sell
The Chapter 7 trustee, after notice and a hearing, may use, sell, or lease, other than in the
ordinary course of business, property of the estate.4 The trustee bears the burden to prove a
sound business reason; a fair sale price; adequate and reasonable notice; and the buyer is a good
faith purchaser.5 The trustee's duty is to maximize the value obtained from a sale, but he must
also avoid undue risk. The Chapter 7 trustee's primary role is to liquidate property for the benefit
of unsecured creditors.6 Attempting to sell secured property is risky if the trustee does not
anticipate sales proceeds will produce some equity for the benefit of the estate. If the sales
proceeds are insufficient to pay the costs of sale, the trustee may not be able to recover them
under §506(c) from a secured creditor who did not consent to the sale.7 The trustee is granted
wide discretion in the conduct of the sale, and the court is granted wide latitude in deciding
whether to grant or deny approval.8 The court may interfere with the trustee's judgment to
safeguard the diverse interests of the debtor, creditors, bidders, and equity holders.9 Sales are not
to be directed by the "hue and cry of the most vocal special interest groups."10 The court may
4 11 U.S.C. § 363(b)(1); FED.R.BANKR. P. 6004(f)(1).
5 In re Bakalis, 220 B.R. 525, 531-32 (Bankr. E.D.N.Y. 1998); In re Exaeris, Inc., 380 B.R. 741, 744
(Bankr. D. Del. 2008).
6 Rambo v. Chase Manhattan Mortg. Corp. (In re Rambo), 297 B.R. 418, 434 (Bankr. E.D. Pa. 2003).
7 Id. Attempting to sell estate property after it is apparent no equity exists for the estate is "unnecessary"
under § 506(c).
8 In re Bakalis, 220 B.R. at 531-32.
Id. at 532.
10 In re Lionel Corp., 722 F.2d 1063, 1071 (2d Cir. 1983).
- 6
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 6 of 16
consider many salient factors. Some relevant factors for this case include the proportionate
value of the asset to the estate as a whole and the proceeds to be obtained from the disposition.11
A good faith purchaser is one who buys in good faith and for value.12 A buyer in good
faith is one who buys through a sale which does not involve fraud, collusion between the
purchaser and other bidders or the trustee, or an attempt to take grossly unfair advantage of other
bidders. For value means by at least 75 percent of the appraised value of the assets.13 The trustee
must provide evidence regarding the value of the asset to be sold in order for the court to judge
the fairness of the sale.14 The trustee's duty to creditors and the estate requires more than mere
adoption of the appraisal advanced by the buyer.15
The trustee also bears the burden of proof regarding the prospective purchaser's good
faith, and he cannot avoid the burden by failing to put on evidence.16 The court cannot infer
good faith from an evidentiary record silent on the question because such an inference would
invert the burden of proof onto the objecting party.17 The issue of the prospective purchaser's
good faith is not always limited to situations involving fraud or collusive bidding. Failure to
12 Tompkins v. Frey (In re Bel Air Assocs., Ltd.), 706 F.2d 301, 304-05 (10th Cir. 1983).
13 Id. at 305; 11 U.S.C.A. § 363.
14 In re Abbotts Dairies of Pennsylvania, Inc., 788 F.2d 143, 149 (3d Cir. 1986).
15 In re Smith, 349 B.R. 28, 37 (Bankr. D. Idaho 2005) (sale of closely-held family dealership did not pass
fair and equitable test).
16 See, e.g., Whiting v. Gillman (In re Whiting), 325 B.R. 339 (Table), 2005 WL 1220494, at *5 (B.A.P.
10th Cir. 2005) (unpublished opinion) (when proposed purchaser's good faith is placed in issue, bankruptcy court
must make findings of fact, and case will be remanded if court fails to do so); see also In re Independent Gas & Oil
Producers, Inc., 80 F. App'x 95, 2003 WL 22464027, at *5 (10th Cir. 2003) (unpublished) (remanding sale order for
factual findings regarding purchaser's good faith even though issue raised for first time on appeal); In re Abbotts
Dairies of Pennsylvania, Inc., 788 F.2d 143, 149-50 (3rd Cir. 1986) (requiring a finding of prospective purchaser's
good faith by the bankruptcy court).
17 In re M Capital Corp., 290 B.R. 743, 747 (B.A.P. 9th Cir. 2003). The Ninth Circuit does not require a
finding of good faith before authorizing a sale. The Tenth Circuit does. In re Independent Gas & Oil Producers,
Inc., 80 F. App'x 95, 2003 WL 22464027, at *5.
- 7
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 7 of 16
reveal material facts and failure to reveal ulterior motives which may affect the court's reasoning
fails the good faith requirement as well.18
B. Motion to Abandon
Where property is of inconsequential value to the estate, abandonment under § 554,
rather than sale under § 363, is the proper course. On request of a party in interest and after
notice and a hearing, the court may order the trustee to abandon property of the estate that is
burdensome or is of inconsequential value and benefit to the estate.19 The party seeking
abandonment bears the burden of proof.20 The factual determination is within the court's
discretion.21 Abandonment is appropriate where there is no concrete evidence of value to the
estate.22 The party opposing abandonment must demonstrate the likely benefit to the estate of
retaining the property.23
C. Analysis
1. Sound Business Reason
The Chapter 7 Trustee has not met his burden to prove this proposed sale is based on
sound business judgment. The Trustee testified he is attempting to sell the stock because he
believes he has a fiduciary responsibility to do so. However, he and other witnesses also
18 In re White Crane Trading, Co., Inc., 170 B.R. 694, 705 (Bankr. E.D. Cal. 1994) (purchaser lacked
requisite good faith where parties failed to reveal the proposed sale would violate state consumer protection laws).
19 11 U.S.C. §554(b); In re Alexander, 289 B.R. 711 (B.A.P. 8th Cir. 2003).
20 In re Winsted Memorial Hosp., 249 B.R. 588, 595 (Bankr. D. Conn. 2000).
21 In re Nelson, 251 B.R. 857, 859 (B.A.P. 8th Cir. 2000).
22 See, e.g., id. at 861 (affirming the order compelling abandonment where trustee presents only a
speculative scenario giving rise to value for the bankruptcy estate from two parcels of over-encumbered real
property); In re Thornton, 269 B.R. 682, 685 (Bankr. W.D. Mo. 2001) (granting request for abandonment of
property that would only result in recovery of $1,119.51 to apply toward debtor's unsecured debt of nearly
23 Nelson, 251 B.R. at 860.
- 8
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 8 of 16
testified the costs of bringing this sale are extremely high and are rising with each amended
APA. The first APA was a failure and has been amended at least two times. At trial, Prime and
the Trustee revealed a third amendment regarding taxes is forthcoming. Further, the SEC issues
are complex and are not completely understood by the parties advancing the sale. The most
problematic SEC issue is the experts' opinion the Trustee can not market the stock without
violating SEC law. Both experts warn against publically seeking bidders for the stock, which is
what trustees ordinarily do to obtain value for an estate asset. The SEC expert witnesses could
not agree whether the stock could be sold to seven individuals or must be sold as a block to one
purchaser. The SEC issues only serve to increase the sale costs going forward because both
experts opined the winning bidder will have to provide BBI and FEI certain representations and
a legal opinion regarding its compliance with SEC law. The risks of failing to close the sale are
still high despite the amount of time and money which have already been spent to this point. The
stock's value is not known. The stock is encumbered. The discretionary dividends only serve to
cover the assets' associated income tax liabilities. The bid pays off the secured liens, but after
sale costs, the return to unsecured creditors is inconsequential – less than one percent. The
evidence shows a high cost sale with a de minimis return. This result does not support a finding
of good business judgment.
2. Fair Sale Price
The Trustee did not offer evidence of a fair sale price. The stock has not been appraised.
The Trustee and the SEC experts testified the sale could not be marketed or advertised for fear of
violating SEC laws. The Trustee does not have any funds to make a public offering of the stock
to obtain the best possible price. The Trustee testified he has not publicized the sale at all except
- 9 12.09.06
Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 9 of 16
for pleadings he filed and served on creditors. The Trustee testified Prime's offer is the best
available price because it is the only offer, not because it is the result of extensive marketing or
competitive bidding. The lack of effort to solicit other bids severely undermines the Trustee's
conclusion regarding a fair sale price. The evidence shows Prime's bid is based on paying off
the liens and leaving just enough to provide a pittance to distribute to unsecured creditors.24 No
evidence shows the bid is based on the value of the stock.
3. Good Faith Purchaser
Good faith and a fair sale price are necessarily intertwined because if the purchaser acts
in good faith, then the sale procedure should produce fair value. Under the facts of this case, the
proposed sale procedure will not generate fair value. Although structured as an auction, the sale
is not designed to encourage competitive bidding because it will not be marketed. Also,
prospective purchasers do not have access to information regarding the stock's value. Prime's
bid is not based on the stock's actual value. Prime's bid is based on paying the secured debt in
full and then providing an insignificant dividend to unsecured creditors. If the stock has enough
value to administer, Prime should not have to increase its bid to cover accruing post-petition per
diem interest. Prime should not have to escrow an additional $50,000 to cover the secured
creditors' attorney fees.25 An adequate equity cushion should cover these expenses. If there is
not an adequate equity cushion, the Trustee should not administer this asset.26
24 Exhibit 74. Elsewhere, Prime argues the shares may be worth in excess of $3 million in book value.
Doc. No. 163 at 1.
25 Secured creditors' fees have already exceeded $50,000 and may have to be paid from the estate depleting
the already negligible return.
26 See, e.g., Drake v. Franklin Equip. Co., et al. (In re Franklin Equip. Co.), 416 B.R. 483, 530 (Bankr.
E.D. Va. 2009).
- 10
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 10 of 16
As for arm's length negotiations, the dealings between Prime and the Trustee are skewed
to create a negligible benefit to unsecured creditors. At trial, the Trustee offered to reduce his
statutory fee instead of requiring Prime to increase its bid to make sure an amount remains after
the sale for distribution to unsecured creditors.27 The statutory trustee fee is a cost of sale which
should be supported by the value recovered after administering the asset. The insufficiency of
the asset's value to cover the fee is more evidence the asset should not be administered.
Prime argues any recovery for unsecured creditors justifies the sale. However, the issue
is good faith and whether the estate is receiving fair value. Prime suggests BBI and FEI may
exercise their contractual option to purchase the stock before it is sold in the §363 sale.
However, what might happen after the so-called auction is not germane to the good faith and fair
value determination to approve the sale. BBI and FEI are not obligated to buy back the stock,
and they rebuffed the Trustee's request they make an offer. The Court cannot approve a sale
based on the hope BBI and FEI will exercise their options. The Court must have concrete
evidence of value before it allows the Trustee to incur unnecessary sale costs and to expose the
estate to potential risks.
The Trustee and the stalking horse bidder are too closely aligned. The Trustee's alliance
with Prime appears to have contributed to his failure to seek or consider other options. While a
stalking horse bidder often does substantive work at its own expense to further a sale motion,
Prime exceeded the norm. Prime prosecuted the Trustee's motion while the Trustee was in some
measure relegated to a witness called by Prime's counsel. Prime did not have its own
27 Prime did not offer to forego its 85 percent recovery from the unsecured creditors' distribution.
- 11
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 11 of 16
representative testify or even attend the hearing, which further belies Prime's good faith. Prime
is funding the sale costs which would normally be administrative expenses of the estate; these
include attorney fees, professional fees, and expert fees. Collectively, the evidence weighs
against finding Prime is a good faith purchaser. Regardless of how active and assertive Prime is,
it may not kidnap the process to the exclusion of other interests. This Court "must not blindly
follow the hue and cry of the most vocal special interest groups . . . ."28 This Court considers the
"diverse interests of the debtor, creditors and equity holders, alike[,]" as well as "the
proportionate value of the asset to the estate as a whole."29
4. Adequate and Reasonable Notice
The Trustee provided adequate and reasonable notice required by §363 and Fed. R.
Bankr. P. 6004 and 2002; however, as noted above, the Trustee has not attempted to seek any
other bidders or generate any interest in this proposed sale outside the creditors' matrix.
5. Abandonment
The evidence fails to show the stock's value is consequential to the estate. The stock
constitutes a minority interest in a closely held family business. The stock's value, whatever it
may be, is generally depreciating under losses caused by the Joplin tornado and historically low
interest rates in place since the 2008 recession. The only numerical evidence of value is Debtor's
Schedules B and D and the proposed purchase price; neither number was supported by an
appraisal or other independent piece of corrobative evidence. The stock is encumbered by liens
28 KELLY K. FRAZIER, ET AL., A COMPARISON SHOPPING GUIDE FOR 363 SALES 40 n.96 (Jonathan P.
Friedland ed. 2009) (quoting Comm. Of Equity Sec. Holders v. Lionel Corp. (In re Lionel Corp.), 722 F.2d 1063,
1070 (2d Cir. 1983).
- 12
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 12 of 16
with values hovering just below the offer price. According to the evidence, the cost to sell the
stock includes expert opinion letters, a statutory trustee fee, and the secured lenders' accruing
interest and attorney fees. The proposed sale to Prime would generate an insignificant dividend
to unsecured creditors, which is estimated to be approximately $27,685 on $3 million of
unsecured claims. A potential distribution of 0.9 percent (less than 1 percent) is of
inconsequential value to the estate, especially since this low return appears to be the best case
scenario for this asset. The Trustee and Prime enjoyed a large "bite of the apple" to carry the
burden that this Court should approve the sale. Considering the lengthy logistical and procedural
history of the case, followed by a three-day trial, the failure to carry this burden does not warrant
a second bite at the apple. A second evidentiary hearing is not warranted. The balance of the
scale tips to the abandonment of the stock and closure of this aspect of the Debtor's bankruptcy
D. Other Issues
1. Avoidance Actions
Prime and the Trustee failed to demonstrate a possible avoidance action which could
benefit the estate if the Trustee retained the stock. Prime and the Trustee argue against
abandonment because a successful avoidance action against the secured lenders would create a
$1.7 million return to unsecured creditors. Prime argued the Trustee should seek to avoid
Liberty Bank's and Alden Buerge's liens by following In re Garrison.30 Garrison found a
shareholders' agreement, which prohibited shareholders from encumbering their stock without
30 Timberland Bancshares, Inc. v. Garrison (In re Garrison), 462 B.R. 666 (Bankr. W.D. Ark. 2011).
- 13
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 13 of 16
written consent of all shareholders, prevented the creation of a security interest once the secured
party had knowledge of the restriction. The BBI and FEI SPAs contain a similar restriction, and
Prime alleges Debtor pledged the stock without complying with the SPAs. Garrison determined
the Chapter 7 debtor-borrower relinquished his transfer rights by failing to abide by the
shareholder agreement. Thus, the security interest did not attach, and the lender's lien could not
be perfected.
A Chapter 7 trustee does not have standing to challenge attachment based on a breach of
a shareholder agreement unless he is a beneficiary of the transfer restriction.31 Transfer
restrictions in shareholder agreements protect the company and the non-transferring
shareholders, not the seller.32 Further, the transfer restriction beneficiaries can waive compliance
by acquiescence in a transfer of the particular stock, by failure to exercise the option within due
time, or by prior dealings or a course of conduct on the part of the stockholder seeking to enforce
the agreement directly inconsistent with a position subsequently taken.
Garrison will not work in this case because it was the corporation, not the Chapter 7
trustee, which successfully avoided the lien. Further, the corporation did not just avoid the lien.
The corporation established the security interest never attached in the first place, which means
the lien never existed to be subject to avoidance later. Attachment is the security interest coming
into existence. Perfection renders a pre-existing security interest effective against third parties.
Failure to perfect means a third party such as a hypothetical lien creditor can execute on the
asset, but failure to perfect does not otherwise affect the security interest or the security
31 Craig v. Union County Bank (In re Crabtree), 48 B.R. 528, 533 n.15 (Bankr. E.D. Tenn. 1985).
32 Blackwell v. Lurie (In re Popkin & Stern), 238 B.R. 146, 150 (B.A.P. 8th Cir. 1999).
- 14
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 14 of 16
agreement between the parties. In Garrison, the corporation sought a judgment declaring the
lender's security interest in the stock null and void based on its own contract rights within the
shareholders' agreement. The corporation prevailed in its declaratory judgment action. Oddly,
after finding the lien never attached, Garrison then summarily held the trustee could avoid the
nonexistent lien as unperfected under §544. However, there was no lien to avoid because the
security interest never attached. Stepping into the shoes of the would-be lien holder, the trustee
would have been holding unattached stock, not the avoided, unperfected lien. Thus, the stock
certificates were more simply subject to turnover under §542 as an unencumbered asset of the
In this case, Debtor's hypothetical judgment lien creditors can not challenge perfection
based on Debtor's alleged breach of the SPAs' transfer restrictions and neither can the Trustee.
The secured lenders, Liberty Bank and Alden Buerge, have control over Debtor's stock. The
non-transferring BBI and FEI shareholders do not object to the pledge. Thus, the security
interest is attached, perfected and not subject to avoidance by third parties such as the Trustee as
a §544 creditor. There is no value to the estate as urged by Prime.
2. SEC Concerns
If the proposed sale could generate value for the estate, a § 363 order would require a
finding the sale is in compliance with nonbankruptcy law. Such a finding would be subject to
appeal, not collateral attack. The Trustee's and Prime's attempts to establish SEC compliance
have proven costly and burdensome in relation to the expected return to the estate and expose the
estate to additional risks, which support abandonment.
- 15
12.09.06 Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 15 of 16
3. Standing
Prime questions Debtor's standing to challenge the Trustee's sale motion. Again, this
issue is not germane to the decision because the Trustee did not meet his burden to prove a sound
business reason, a fair sale price, or Prime is a good faith purchaser. Alden Buerge, BBI and FEI
had standing to challenge the sale motion. Debtor bore the burden to show abandonment.
4. The $150,000 Offer
Yet another red herring in this case is the nebulous $150,000 offer to abandon the stock
to Debtor. The offer was not officially presented to this Court, and no one offered any
admissible evidence regarding it. Trustee specifically requested the Court to disregard it. The
Trustee's request is granted.
E. Conclusion
For the foregoing reasons, Debtor's Motion to Abandon is GRANTED, and the Trustee's
Motion to Sell is DENIED.
- 16 12.09.06
Buerge Sale or Abandon.wpd
Case 11-20325 Doc# 204 Filed 09/06/12 Page 16 of 16
- << Prev
- Next


text:
We're kicking off SAAM 2012 with our 2nd Annual SAAM 5K Walk on March 31st, 2012. Join NJCASA as they walk together and work together to end sexual violence against all people.
© 2016 National Sexual Violence Resource Center – Founded by the Pennsylvania Coalition Against Rape
This site is supported by Grant/ Cooperative Agreement No. 1UF2CE002359-03 from the Centers for Disease Control and Prevention. Its contents are solely the responsibility of the authors and do not necessarily represent the official views of the Centers for Disease Control and Prevention.

subset: commoncrawl


text:
Top 10 Summertime Energy Savers
10 of 11
Walk or Ride Your Bike
Summertime is the perfect time to walk or ride your bike--and save on gas. If you do use the car, form a carpool to get kids to and from their summertime activities. Not only will this help the environment, it will also cut down on the amount of time you drive to and fro, giving you more time to enjoy the summer!
Next: More popular galleries


text:
Main Content
Order as many items as you like with our $4.99 flat rate shipping.
This item ships within one business day.
Order as many items as you like with our $4.99 flat rate shipping.
Need it faster?
When you're watching the game, you get really animated and start to think strategy. You imagine yourself hanging with the coaches and whispering plays into their ears. Feel a bit closer to the Broncos sideline with this woven Coaches quarter zip pullover jacket from Nike. This lightweight jacket features an applique Boise State logo on the left chest and a Nike Swoosh embroidered onto the right. The jacket also displays contrast team-colored seams and comes equipped with two zippered pockets on the front. From now on you'll be looking just as official as the Broncos' coaches do on game day.
- Contrast team-colored seams
- Hook and loop fasteners at cuffs
- Imported
- Lightweight quarter zip jacket
- Mesh lining
- Officially licensed collegiate product
- Quality embroidery
- Two front zip pockets
- 100% Polyester fabric
- Applique logo
- 1/4-Zip
- Imported
- Brand: Nike
Broncos Customers also liked:
Special event items are produced by manufacturers only after the outcome of a game or event. These are advanced sale items and will ship immediately after they are received in our warehouse.
Manufacturer direct items are shipped directly from the manufacturer. These items are not available for international or expedited shipping.
Customized items can be personalized with options such as your name, your favorite number, and/or designs. Some options may be limited by league rules.


text:
April 26, 2013
Racing with the Spirits
Guthrie Opportunity Center
900 Nutter Drive, Bardstown, KY
7:00 pm- 10:00 pm (Friday)
Tickets $45 per person.
Participate in an evening of horse racing videos with play money for betting. Enjoy
Bourbons from sponsoring distilleries. Great fun, food, music and prizes. Reservation
suggested. (800) 638-4877 #4.


text:
Translation of "prosperity" - English-Traditional Chinese dictionary
(Translation of "prosperity" from the Cambridge English-Chinese (Traditional) Dictionary © Cambridge University Press)
Get a quick, free translation!
Create and share your own word lists and quizzes for free!
Word of the Day
the activity of knitting something, or a thing that is being knitted


text:
I'm just about to set up my hard drives with RAID 0. Is it really as risky as people say it is?
migrated from serverfault.com Nov 4 '09 at 3:03
This question came from our site for system and network administrators.
RAID 0 doubles your chance of storage failure (assuming a 2-disk Raid 0). Why? Because now you are relying on the reliability of 2 disks, instead of just one.
RAID 10 brings back a reasonable level of reliability.
Yes. If you lose just one drive in the array, you lose everything. Which means anything on RAID 0 must have a backup.
RAID 0 means ZERO redundancy. Whenever there is data to be written to the RAID device, it is split in two, the first part is written onto the first disk, the second part on the second, which makes your write operation pretty fast. But if either disk breaks, all your data is lost (since you lose (roughly) 50% of all your files, rendering all of them useless)
It depends on what you are using it for. As others have said it roughly doubles the risk of failure of the data on it compared to a single disk. If you had 3 disks in raid 0, then 3x the risk, etc... This because you lose almost all data if any one disk fails. RAID operates on a low level, so it doesn't generally put one file on one disk and another file on the other disk, but rather will generally split up the file between the however many disks.
However, If you have a backup, and it is static data, and uptime doesn't really matter, then it is not dangerous. For instance, I might use raid 0 on a gaming machine with my save files on another disk. This way, level loads will be fast :-) But for IT appropriate uses, its not the ideal choice.
An IT situation would be redundant machines with static data. In this case, it is okay for a machine to go down for a while.
Lastly, hard drives are mechanical, and break quite often. You might not see this if you just have a couple of desktops, but with a server room and lots of disks, you will be replacing them fairly often.
Yes it is. you have 2 disk, raid 0 - if one fails, all data lost. if you don't use raid - if 1 fails, 50% data lost...
IF you use raid 1 - if 1 fails - you have 0% data lost, but you pay twice for your Hardware.... :-)
Speaking from personal experience of losing data, I'd definitely recommend you save yourself the headaches and avoid RAID 0. For each drive in the array, you increase the chances of losing all the data. I had 3 drives in RAID 0 and the middle drive broke only a few months later, losing nearly 1TB of data.
In 99% of cases RAID-0 will probably be a bad idea for all the reasons other people have mentioned (increased chance of complete failure etc).
However it can be used in some (more extreme) situations, for instance in a large array of servers working together (a la google), where individual machine failures do not critically effect the final output, but RAID-0 is a quick and cheap way of expanding capacity.
But to be brutally honest and not trying to be mean, but if your asking such a question you won't be in the latter group of server admins :)
I dont think Raid 0 is risky at all. I personally run raid 0 for my os for benefited speed. You could hose my raid config any time of any day and I wouldn't lose a thing. I have my system set up correctly, to get the benefits of speed while having little to no possible loss of data.
The only risk is for people who don't know how to distribute risk.
Lots of guys talk about probability and they are mistaken! If you want the risk of using raid 0 that is how it's calculated.
Suppose the probability of hard1 failure is p1 (in our time period unit) and hard2 is p2 then when have a series circuit because failing one hard will broke the circuit.
So to calculate the risk we have: risk = (1-p1)*(1-p2)
For example if hard1 and hard2 failure probabilities are .001 then the risk is : 0.998001
So as you see the failure of 2 hard disks almost is the same as the probability of 1 hard failure that is not too high.
But there's something else here that change the situation and that is you cannot recover files from raid broken hdds too easy, actually in my experience it's impossible.
The risk factor of using a RAID 0 depends on pretty much for what you are going to use it.
As for my experience, I started using RAID 0 a year ago using 2 inexpensive disk for improved performance in games and some video editing and 1 large hard drive for simple storage. I keep all my important data backed up where I consider to be safe.
What will I do if one (or both) disks die on me? I have an image of the SO with all my programs and drivers installed, so I'll throw the defective disk, put the other to some use until it dies like its brother, buy a couple brand new ones, and re build the array and procede to leave my computer as I want it.
I believe that raid5 will give you some of the benefits of both raid0 and raid1, so you get both increased speed and redundancy compared to using only one drive. It takes three disks at a minimum though.
Probability theory says that is P1 is the probability of device-1 failure, and P2 - for device-2, then failure of any of them occurs with a chance of P1+P2. That means, chances to lose data are really higher, actually - twice higher.
Practically, I have RAID 0, and it does not fail: HDDs have 1-2 guaranteed years of stability, and often they work ok during this period. You can monitor their S.M.A.R.T. parameters to ensure the array won't fail unpredictably.
I believe nowadays hard disks are the slowest computer part. By using RAID 0 I realized that everything works MUCH faster and the whole system is more responsive: OS loading, soft loading, .. Actually, now I'm getting tired each time I have to touch systems with no RAID inside :)
However, as Josh said, you need to make backups. Not only when using RAIDs ;)


text:
Edit: the question was unclear, so prompted by the comments and answers I've tried to clarify things.
A colleague has asked me whether, or under what conditions, it is possible, given a sufficiently nice functor $F \colon \mathrm{Set} \to \mathrm{Set}$ with terminal coalgebra $\nu F$, to find another $F' \colon \mathrm{Set} \to \mathrm{Set}$ whose initial algebra $\mu F'$ is isomorphic to $\nu F$, with the two structure maps being inverses up to this isomorphism.
In the case m'colleague is considering, F is the structure functor of an algebraic signature and $\nu F$ is the set of possibly infinite terms coinductively generated from it. Apparently the same set of terms can be generated inductively from a strictly larger signature, whose structure functor would then have an initial algebra, and he would like to know if there is a more abstract category-theoretic perspective on this situation. (Note that F and F' will in general not be the same.)
It's an interesting question, and I'd like to help, but I'll be horribly busy for the next while and won't have time. Any ideas on where he could start looking?


text:
Women Nobel Prize Winners for Literature
3 of 14
Sigrid Undset (1928)
Sigrid Undset was a Norwegian novelist. Her early novels of contemporary life, among them Jenny (1911), were frank and realistic works in which she described women's struggles for selfhood in a male-dominated society, but nonetheless strongly upheld traditional social structures. Her writing, always powerfully ethical, deepened in religious intensity after her conversion (1924) to Roman Catholicism. Undset is most famous for her historical novels dealing with universal human problems.
Fun Fact: Poverty forced her to do secretarial work for a time (1898-1908).
Source: Columbia Encyclopedia. Photo: Library of Congress.
Next: Pearl Buck (1938)
Provided by Infoplease—an authoritative, comprehensive reference website that offers an encyclopedia, a dictionary, an atlas, and several almanacs. Visit Infoplease.com to find more resources endorsed by teachers and librarians.


text:
7 Insane Conspiracies That Actually Happened
People love a good conspiracy theory. The JFK assassination plot, aliens crash landing at Roswell, the 9/11 truth movement and charges of government surveillance are all an indelible part of our pop culture landscape and are by and large, total bullshit.
So where does your average conspiracy buff go to learn about shadowy plots that aren't pure tinfoil hattery?
Look no further.
#7. The Business Plot
The Plan:
In 1933, group of wealthy businessmen that allegedly included the heads of Chase Bank, GM, Goodyear, Standard Oil, the DuPont family and Senator Prescott Bush tried to recruit Marine Corps Major General Smedley Butler to lead a military coup against President FDR and install a fascist dictatorship in the United States. And yes, we're talking about the same Prescott Bush who fathered one US President and grandfathered another one.
Prescott Bush
How did that work out?
A good rule of thumb: never trust a man named Smedley to run your hostile military coup for you. Besides being no fan of fascism, Smedley Butler was both a patriot and a vocal FDR supporter. Apparently none of these criminal masterminds noticed that their prospective point man had actively stumped for FDR in 1932.
Smedley spilled the beans to a congressional committee in 1934. Everyone he accused of being a conspirator vehemently denied it, and none of them were brought up on criminal charges. Still, the House McCormack-Dickstein Committee did at least acknowledge the existence of the conspiracy, which ended up never getting past the initial planning stages.
Though many of the people who had allegedly backed the Business Plot also maintained financial ties with Nazi Germany up through America's entry into World War II. But at least the United States never ended up becoming a fascist dictatorship (unless you ask Ron Paul supporters).
The lesson here? Fascist or not, you don't fuck around with guys named Smedley or Dickstein.
#6. The July 20 Plot
The Plan:
Near the end of WWII, things were rapidly going south for Germany and the time seemed ripe for guilt-ridden Nazi officers to assassinate Hitler and overthrow his government. Colonel Henning von Tresckow recruited Colonel Claus von Stauffenberg to join the conspiracy in 1944.
The plot to take out Hitler and then all of his loyal officers was called Operation Valkyrie, based on the belief that no plan can fail if it has a cool enough name.
How did that work out?
In July 1944, Stauffenberg was promoted so that he could now start attending military strategy meetings with Hitler himself. On more than one occasion Stauffenberg planned to kill Hitler at such a meeting with a briefcase bomb, but he always held off because he also wanted to take out Hitler's two right-hand men, Hermann Goering and Heinrich Himmler. On July 20, he went for it anyway and exploded a bomb inside Hitler's conference room with a remote detonator.
Hitler, who as a level-20 dark wizard had extraordinary damage absorption abilities, survived with only minor injuries.
Photos taken after the attempt depict Hitler's health at 100 percent.
Stauffenberg fled when he found out his assassination attempt had failed and that the Fuhrer was explosion-proof. When the other conspirators found out that Hitler was still alive, they lost their nerve and Operation Valkyrie never went into effect. After the coup never got off the ground, several conspirators committed suicide, and Fromm turned in the rest to save his own skin. Unfortunately for him, Hitler wasn't nearly as forgiving as his fiery public speeches and penchant for genocide would lead you to believe, and Fromm was executed along with the remaining conspirators.
The good news for the legacy of Claus von Stauffenberg is that he's become something of a folk hero in Germany, a symbol of conscientious resistance to the Nazi regime. They're even making a movie about him, called Valkyrie. The bad news for his legacy ...
... is that he's going to be played by Tom Cruise. Hey, do you think Scientology will get a mention in this article? Stay tuned!
#5. Operation Ajax
The Plan:
For years, Britain had a spiffy trade deal with Iran regarding their prodigious oil fields. The Anglo-Iranian Oil Company was basically a giant money machine for the Anglo half, while the Iranian half got shafted. That all changed in 1951 when Iran nationalized the AIOC and the Iranian parliament elected Mohammed Mossadegh as Prime Minister. Mossadegh was relatively secular, something that pissed of Iranian clerics, but he was also very nationalistic. When Britain tried to regain control of the AIOC, he gave them the finger. Tea was spilled, crumpets were dropped and monocles everywhere popped out in shock.
You can guess what happened next. Jolly old England went to its ally, the United States, and convinced President Dwight D. Eisenhower to help overthrow the democratically elected leader of Iran and install a pro-West monarchy. Together the CIA and British intelligence services funneled guerrilla troops, anti-Mossadegh propaganda and tons of bribes into Iran.
How did that work out?
In the short term? Great! The mostly ceremonial position of Shah (king) of Iran was restored to its former imperial glory, but this time as a puppet of the West. The White House and Tehran became BFFs, and as long as the US government overlooked the numerous human rights abuses happening in Iran, all was well.
Until 1979, that is, when a pissed off Iranian populace finally revolted and replaced the monarchy with an anti-West Islamic Republic. One messy hostage crisis later, and Iran and the US were no longer BFFs. But hey, at least the US learned a very important lesson about overthrowing the governments of unfriendly Middle Eastern countries.
#4. The Gunpowder Plot
The Plan:
A group of conspirators (including Guy Fawkes, Natalie Portman and Hugo Weaving) decided to blow the fuck out of the British House of Parliament, thus killing pretty much all of the aristocracy, as well as King James I.
In May of 1604, a group of Britons who were fed up with King James's rule met with Robert Catesby. As Catholics, they were tired of the Protestant government. In accordance with the teachings of their faith, they apparently decided that the best way to solve their problems was to kill everyone.
The conspirators were taking up residence across the street from The House of Lords, the building the upper house of parliament met in. Their original plan was to burrow their way to the underground foundation of The House of Lords, and lay their explosives there. When that proved to be more difficult than they had originally planned, they decided to just rent a room in the cellar of building. The explosives were quickly moved into place, and all that was left was to wait for the annual Opening of Parliament.
How did that work out?
While they were waiting, one of the conspirators sent a letter to Lord Monteagle, a high ranking Catholic, which basically said, "Hypothetically, we could blow up Parliament on the day it opens this year. So don't go, hypothetically speaking." This proved to be their undoing, as Lord Monteagle immediately passed the news on to the Secretary of State. The House of Lords was searched, and Guy Fawkes, the man left in charge of watching the explosives, was found and arrested.
Lord Monteagle
None of the protestant politicians were killed, but the plan wasn't a complete failure. King James admitted in a speech that not all Catholics were as crazy as the ones arrested in connection with the plot, which is good, because a lot of historians have suggested that if the plot succeeded, there would have been a very violent backlash against Catholic communities. Plus, England now celebrates Guy Fawkes night every November 5th.
Apparently the conspirators had also planned to kidnap the royal children, as well as incite a revolt. However, they never made it to this part of their plan due to the fact that they had been hung and eviscerated.


text:
I just made the switch from Windows to Mac, and one thing that's been bothering me is that on a Mac, I can't see multiple Word documents that I have open. On Windows, they all appear in the taskbar (after checking the option to not collapse instances of the same program) and I can quickly switch between them, which is useful for a variety of reasons. On a mac, I can't do that. The best way I've discovered so far is to go into mission control, but then I still have to make two gestures instead of one, and it's hard to see which window is which. What's the best way to do this?
App Exposé
Trigger using swipe gesture:
Trigger using keys or mouse:
Dock Icon:
Alternatively you can cycle all Windows of the same application using:
You can use ⌘ + ~ to toggle between multiple windows of the same app.
This is an OS X-wide keyboard shortcut, so it works in Word for Mac 2011, too.
In system preferences you can turn on the gesture for Application Exposè which is essentially Mission Control but only for either the current application or the one your cursor was hovering over in the dock at the time.
This should make it easier to see what it what, but overall it's simply not realistic to force Windows methods of UI interaction onto a Mac desktop. For every person switcher wanting to see a Dock icon per document window are a probably more non-switchers who want to use the Mac method of seeing an icon for the app, and one for each minimised windows - unless even this is switched off and the document minimise to the app icon.
It's one of the fundamental difference between the Doc and the Task Bar. The Dock is an application launcher/switcher, and a minimised window holder. The Task Bar is essentially an area for any and all running Windows.


text:
Craftsman 10" Shop Clock for $10
10" Craftsman shop clock
Steel blade clock face
Accurate quartz movement
1 Year/90 Day Limited Warranty
4 Comments add a comment
They should package this is a NASCAR flag to complete the garage experience
Need to buy 2 for $10 ea price. Price for 1 shipped to store is $11.24
I don't see any indication of where this one was made - the last Craftsman clock I saw like this was made in China. Being as one of the reasons I buy Craftsman hand tools (beyond the warranty, of course) is that they are generally made in USA, I think it's disingenuous to sell a "Craftsman" clock when its made in China.
Deal is Dead
It's 2 for $20, now.


text:
I like the big visible sense of the post-its board but I cannot carry it around! Any thought?
I prefer electronic tool. I had big board, but
I also use an electronic kanban board. It gives far more opportunities to collaborate with distributed team members as well as to analyze the workflow that a traditional whiteboard. My favorite is Kanban Tool. It is simple to use and customize.
You might also want to consider what you are doing.
Tonianne and I have a very involved electronic board that we use to keep track of what we're doing as a company - but we also often have little personal boards that are more tactical.
So, here on my desk there's a few stickies to the left of my computer that are little personal things I need to get done today, but really aren't worth tracking on the business board. When I'm doing them, I put them on my laptop, when they are done they go to the right side of my desk.
When we're working with teams, we'll often also do real-time boards with post-its, but be helping them set up a very involved board on a digital tool.
The biggest thing is ... will you forget your digital board? The important thing about the Personal Kanban is that it's a visual control. So, it needs to be accessible and visible.


text:
Tuesday, June 12
You'll Get Twice the Awesome with This Photography Team
These trained photojournalists and second-generation wedding photographers won't miss a moment
There's something extra special about having photographers who are partners in life as well as in business by your side at your wedding. So we're excited to introduce Sarah and Jeff Porter of New England-based Two of Us Photography, with rates starting at $3,000. As a recently married couple, these trained photojournalists get what it's like to be—together—on the other side of the camera. And as second-generation (!) wedding photographers, they are well versed in all the things that can go down at a wedding in a way most of us will never need to be.…Keep Reading
- APW Happy Hour
- 5 Things No One Wants to See on Your Wedding Website
- Should I Go as a Guest After Being Fired as a Bridesmaid?
[Read comment policy before commenting]


text:
I've read some about component-based game design but am still having some trouble figure out how exactly you'd go about implementing it. Are there any good examples of component-based games or game engines that I could read through to get a better feel for this?
Personally I don't think there are any good examples, largely because the definition of a "component-based system" for games is so loosely defined that it can mean next to nothing.
You might find some of the discussion in this answer helpful: How to implement a component based system for items in a web game.
On the whole though, the approach is simply to change any sort of GameObject or Actor from a large class that handles all behaviour into a simpler class that holds objects that perform behaviour. I think that working through this yourself and making different components that suit your game will often be the best way to proceed.
Here are some resources you may like:
To answer the original question, the Elephant framework in C# is precisely what you want: it has been discontinued, but still exists here for reference of implementation.
This site starts into a basic implementation.
Most of the above is inspired by this article at T=Machine
I started into a basic implementation inspired by the above two links. I'm pretty sure I've deviated a lot from the pure theory of component systems, and there undoubtedly bugs, but it might prove useful if you're looking for some simple examples.
Bricle (C#/XNA)
Right now it's just loading up some basic entities, handles some events, etc. The main locations you're looking for are the Engine.EntitySystem folder and probably the PlayScreen where entities are actually created.
Creating a simple type-based component store and hiding that behind a common EntityManager was relatively straight forward.
The first challenge I ran into was when individual systems might require multiple component types (ie, Physical components and InputMoveable). To use the relational database language, I had to find a way to do a JOIN query. For that, I made another collection type for entities built from the matching component type queries - each entity collection hooks into an OnEntityCreate event and checks if it matches. Still some bugs there.
The second challenge was actually creating a 'game object' - I called them templates. Here I'm probably not very pure according to T=Machine's specs, but it seems to work. Templates group together component instantiations and allow easier entity composition (ie, the Ball is Drawable and Physical).
Hope that's helpful - entity/component systems can be a challenge to get through some of the initial hurdles.
Another one, I haven't used, but looked through the code a bit, is Artemis. Well commented and quite active. Originally a Java framework but has been ported to C#/XNA.


text:
What are the typical situations where you should use AE for locking exposure?
AE Lock is for situations where you want to use metered exposure later than you metered it:
AE Lock can be thought of as a "quick version of temporary M mode". As such, you can quickly lock metered exposure and take a few shots with it. Most cameras will unlock AE after some idle time, so manual mode is more suitable when you work slowly and want to tweak things little by little.
Many people use "focus and recompose" to both focus and meter a specific location, then recompose the image without changing the settings. AE lock is a specific part of that puzzle, the metering. If there is a particular part of the composition you feel you need to meter for, then you can do that and set AE lock.
I don't personally use AE lock because I normally shoot on M anyhow. When I'm moving fast, I find my Canon cameras do fine if I focus/meter and keep the AF button down until I've recomposed. But it's all about personal preference. If you like locking in an exposure, or as previously mentioned, are shooting an 18% gray card, then AE lock makes sense.
I often use it when spot metering. I can press the "fn" button on the front of the camera to turn spot metering on, take a reading from the specific point I want, press the AE-L button, then recompose and refocus using the AF-On button before finally pressing the shutter to make the shot.
When you have the metering, focusing and taking the shot all as separate functions and not combined all into one with the shutter button you'll find you can work faster, smarter and better!
I tend to use it in situations in dark situations with lots of shadows (like a dark room with a just a spot of light from a small window or lamp). I measure the exposure where I want and then recompose the way I want.
I have used AE-L when taking sunset pictures. I would aim the camera so that the sun is just out of the shot, use AE-L to lock the exposure then recompose with the sun in the frame where I wanted it keeping the exposure locked in at the previous spot.
I do not normally shoot in manual so this allows me to get a correct exposure without too much effort on my part since I am still learning how to shoot in non-auto modes.
If you are using a Nikon DSLR here is a quick tutorial from the Nikon site:


text:
The Barbarian and Series EV hero classes are currently locked to me. However, unlike with the Crystals, it does not list the requirements needed to unlock them.
What do I need to do to unlock these classes? Finish the game once, get a certain achievement, or something else? I'm currently playing the Steam version, if that matters.


text:
2013 was a rocky year for me. Health problems in the beginning of the year caused lots of work to pile up. Which made the last months of the year incredibly busy as I tried to get everything done now that I am healthy again. I did get almost everything done that needed to be taken care of, but it also caused me to have next to no time for anything related to genealogy. The silence on my blog – no posts whatsoever in 2013 – stands testimony of this.
The good news is that while there have been no posts at all, there is some genealogical news to report.
I managed to establish contact with family in Canada. They're the family of my grandmother's sister and it's been nice to have some contact with that side of the family again. I also established contact with a cousin here in the Netherlands, who's interested in genealogy and has even helped me out already, supplying some missing dates and helping to identify people on pictures I have. It's wonderful to have 'added' to the family like this the past year.
This Christmas holiday, I undertook the large project of organized my genealogy. I ordered archival materials so originals could be stored safely. I ended up filling 10 boxes, containing documents, pictures and some bound volumes and artifacts as well as newspaper articles (separated from everything else but too valuable to throw away). My other genealogical papers were filed. I'm not entirely done yet, as I still need to sort through 1 small box of photographs and an even smaller box of negatives, but on the whole I am done. I ended up with 5 different collections – each collection has a different provenance, making it unnecessary to note the provenance of every document as all the papers and photographs in a collection share the same provenance. I'll finish this project this week, which will clear the way for the next big project: digitizing everything!
I sent out a Christmas letter which contained a progress report on my Mulder line. I'd promised the cousin I sent it to that I'd keep him and his wife updated on my research last year and finally found the time to write down what I already had entered into my genealogical program. I'll admit to skimping on the source notes, sometimes making it a general note instead of a proper source note, but well enough to show I'm not making things up. Because I wanted to sent it out in time for Christmas, I didn't have the time for proper, ESM-style source notes. I'll do better next time, as I plan to keep them updated.
I took my first steps at going 'international' in my genealogy research. My research into the Knura line in the Netherlands has been finished – yes, I managed to find the entry of the two Knura women I was still looking for – and now it's time to go a generation back, which means going over the border into Germany and Poland.
The last news on the genealogy front falls more on the side of bad news, for me at least. The archive of the town Voorschoten has been moved from the Regional Archive Leiden to the archive of the town Wassenaar, since Voorschoten and Wassenaar now have a cooperation on an administrative level. This shift is not very good for genealogists doing research in this archive – the new archive can only be visited when an appointment has been made, the scans of most vital records that were on-line are gone and the same can be said for the indexes. This has necessitated a shift in focus lines for me, as I am severely limited in doing research on those lines for which I need access to the Voorschoten archives. At least until the civil records are back online – as has been promised for months now – I'll focus on ancestral lines with easier-to-access records.
Wednesday, January 1, 2014
Looking Back on 2013
Labels: Year in review
4 comments:
Subscribe to: Post Comments (Atom)


text: More from SI Virginia Tech plans to break ground on $18 million extr... Virginia Tech plans to break ground on $18 million extr... Mississippi State shows off new football uniforms to ce... Mississippi State shows off new football uniforms to ce... Washington Huskies unveil revamped football uniforms Washington Huskies unveil revamped football uniforms Photos: Florida State releases new-look football unifor... Photos: Florida State releases new-look football unifor... Notre Dame expanding, modernizing Notre Dame Stadium in... Notre Dame expanding, modernizing Notre Dame Stadium in... Fresh comfort coming in complete overhaul of Sun Devil... Fresh comfort coming in complete overhaul of Sun Devil... Keeping up with Oregon: USC starts L.A. Coliseum modern... Keeping up with Oregon: USC starts L.A. Coliseum modern... Close Tweet0 Share0 Comment0 Share0 Share0 Stumble It0 Print0 More Campus Union Sun Bowl: Frequently Asked Questions by hollyandersonsi Email Posted: Mon Dec. 31, 2012 The 2012 Sun Bowl is just hours away. We're sure you have so many questions. We're here to help. (For an X's and O's breakdown, click through to Ben Glicksman's game preview.)The Trojans have arrived in El Paso. Yup, that is Lane Kiffin sporting a sombrero. #USC #SunBowl twitter.com/USC_Athletics/…— USC Trojans (@USC_Athletics) December 26, 2012• What's all this, then? Hail to the Sun Bowl, sure is a fun bowl! Ra! Ra! Ra! Ugh. Look, somebody has to be excited about the Sun Bowl.• Where will this game be played? The Sun Bowl takes place within the Sun Bowl, a stadium in El Paso, Texas, used as a home base by the UTEP Miners.• When is it on television? Coverage begins at 2 p.m. ET on CBS. This is your last chance this college football season to bask in the chortlings of Verne Lundquist.• Whom does it feature? The Pac-12 and ACC are the current tie-in conferences.• What about this year? Georgia Tech versus USC, and boy oh boy do we ever wish we'd been in El Paso this week to watch Paul Johnson and Lane Kiffin interact.• Does the bowl have a social media presence? It does, and it has alerted us to the presence of giant helmet-shaped pinatas constructed for participating teams:Amigo man!!! twitter.com/HyundaiSunBowl…— Hyundai Sun Bowl (@HyundaiSunBowl) December 31, 2012• What wacky activities will be on offer during bowl week? The Sun Bowl's Fan Fiesta was held yesterday, featuring "THE LARGEST FIREWORKS DISPLAY IN THE SOUTHWEST" and face-painting and magic tricks from something called a "Clown Internship program." We have been unable at the time of this writing to determine whether these clowns are interning with the Sun Bowl itself.Right, so, that, and then this happened:Monte Kiffin dancing to mariachi music! #SunBowl twitter.com/HyundaiSunBowl…— Hyundai Sun Bowl (@HyundaiSunBowl) December 30, 2012• What shiny baubles will be showered on the players? This game no longer operates as the Brut Sun Bowl, but participating players are still given Helen of Troy hair dryers. We were re-gifted one of these a couple years back. It's a pretty great hair dryer. Congratulations to all the players' moms on their impending late Christmas presents.• What's the pick? When SI.com's bowl predictions were released, Stewart Mandel called for a resounding Trojans win. With Matt Barkley out of the picture, the scoreboard will likely get a little tighter. We still have trouble imagining a Jackets win here, but we've never been very imaginative. • Please impart any miscellaneous knowledge you might have concerning the 2012 Sun Bowl. This is one of those games that comes with pageant queens. Meet the frightfully accomplished young ladies of the 2012 Sun Court. More Campus Union


text:
The covariance of two random variables $X$ and $Y$ is defined to be $${\rm Cov}(X,Y) = E[(X-E[X])(Y-E[Y])]. $$ I don't understand it, if someone could explain me this please. Why does this value tell us of some relation about $X$ and $Y$?
Consider the special cases where $X=Y$, and where $X=-Y$. In the first case, $X-E[X]$ and $Y-E[Y]$ will always have the same sign, so the product will always be positive, as will its expectation; in the other case, the one will be positive when the other is negative, and vice versa, so the product and the expectation will be negative. So this makes covariance positive if the things vary together, and negative if they vary oppositely.
What might interest you is the correlation coefficient $$\rho_{XY} = {{\rm Cov}(X,Y)\over \sigma_X \sigma_Y.}$$ If $\rho_{XY} = 1$, $X$ and $Y$ are linearly related via a linear relation with a positive slope. If $\rho_{XY} = -1$, $X$ and $Y$ are linearly related via a negative slope. If $X$ and $Y$ are independent $\rho_{XY} = 0$ (beware: converse is NOT true).
Assume the X and Y - data in an array of 2 rows and n columns.
Now assume, that each column defines a new dimension in the n -dimensional euclidean space. For instance, if n is 2, then X as well as Y has two coordinates and you can draw vectors in the plane from the origin to the endpoints X and Y. You can see the angle between the vectors physically if you draw this on your paper. If n=3 , you have a threedimensional space and the two vectors are located in the space, but still you can imagine the vectors and their angle.
Generalize this to n-dimensions. The relevant relation for us is the angle between the vectors. But this angle can be expressed by the cosine and the formula of the cosine is just that of the correlation (rescaled covariance) and after the mean was subtracted.
There are two more aspects relevant:
a) The removal of the mean is just convention: with the idea of correlation/covariance we want the mass of simultane deviation of the mean/expected value - so the origin of the vectors is translated to the overall mean
b) if the observations/measures in X resp in Y are statistically "not independently" sampled, then we can assume the euclidean space as non-orthogonal, meaning with some way of skew/oblique axes. This indicates also, how such data could then be "orthogonalized" to remove that dependency (at least in principle)


text:
Philadelphia International Airport
8000 Essington Avenue, Philadelphia, Pennsylvania 19153, USA
Telefon: (215) 937 6937.
Website: www.philadelphia-phl.com
The airport is located 11km (7 miles) from Philadelphia.
How to get there
From Philadelphia city centre, take Interstate 95 (I-95) south to the airport exit, or I-76 east following signs for the airport.
Information about parking possibilities at the Philadelphia International Airport
Access by public transport
A number of operators offer shuttle van services to and from the airport. Contact Ground Transportation Information (tel: (215) 937 6958) for details.
Taxis are available 24 hours from Zone 5 on the Commercial Transportation Roadway; there are also shuttle van/limousine services, available from Zone 7 on the same roadway. Information on ground transportation is available in the baggage reclaim areas (tel: (215) 937 6958).
Southeastern Pennsylvania Transport Authority (SEPTA) (tel: (215) 580 7800; www.septa.org) operates the R1 high speed rail line running between each terminal and central Philadelphia. Journey time is around 35 minutes, and the fare is $7). SEPTA also provides transport to Amtrak's 30th Street Station and the Greyhound Bus Terminal.
Information desk
Airport Information counters are located in all terminals. General 24-hour information and language assistance is available from the Airport Communications Centre (tel: (215) 937 6937or TDD (215) 937 6755), by using any of the white telephones located throughout the airport or by speaking to a receptionist at the passenger assistance counter in the Terminal A baggage claim area.
Further travel information
- Information about the city of Philadelphia
- Back to the overview


text:
Featured Recipe
Rhubarb Bread
A very moist quick bread best suited for breakfast or tea time. After baking, let the rhubarb bread sit for 10 to 15 minutes before turning it out of the pan. Cool completely -- preferably overnight -- before slicing. --The Ram in the Thicket, Wilton, New Hampshire View Recipe »
Recipes: Breads
7-Up Bread
This recipe for 7-up bread originated from an old beer bread recipe that we did not care for.... View Recipe »
Anadama Bread
The name "anadama bread" first appeared in print in 1915, but it was undoubtedly baked in many New... View Recipe »
Anadama Bread
There are loads of stories about how Anadama Bread got its name and where it originated. Most people... View Recipe »
Annie's Irish Soda Bread
The secret to good Irish Soda Bread is not to overwork the dough. Studded with raisins and caraway... View Recipe »
Annie's Piecrust
Annie's Pizza Dough
Apple Cranberry Bread
"Excellent with cream cheese and good hot coffee! Our guests from abroad especially like the tart flavor of... View Recipe »
Apple Turnovers
These traditional turnovers are tender and flaky, with apple pie-like filling and a thin, white glaze." I freeze the... View Recipe »
Apricot Bread
Peach jam or orange marmalade can also be used. View Recipe »
Apricot Cranberry Muffins
Serve these well-formed, light-brown, moist, and fruity muffins with any meal. Thurber House, Putnam, Connecticut View Recipe »
Artichoke Fritters
These artichoke tidbits are coated with a light, puffy batter and deep-fried. Serve as an appetizer or a... View Recipe »
Aunt Rose's Famous Date And Nut Bread
My Aunt Rose was a sensational cook and baker. She loved to visit unexpectedly, but she was always... View Recipe »
Avocado Bread
Slice this pecan-studded bread thinly, then spread with softened cream cheese blended with lemon juice and grated lemon... View Recipe »
Banana Bread
No mixer is needed for this quick bread. As with most other batter breads, it is important not... View Recipe »
Banana Nut Bread
It's hard to beat this bread for rich banana flavor. Tammy Reiss, Moore, Oklahoma—Oklahoma State Fair, Oklahoma City,... View Recipe »
Basic Biscuits
"These basic biscuits are one of our most often requested recipes. The biscuits aren't difficult to make, but... View Recipe »
Basic Sweet Dough
Basic White Bread
A good bread for sandwiches. View Recipe »
Bayberry Blueberry Muffins
Orange juice and molasses make these muffins just a little different. –Bayberry Inn, Southampton, New York View Recipe »
Recipe is from David Lee (from the King Arthur Baking Circle) who in now deceased. Best biscuit recipe... View Recipe »
Black Forest Apple Pancakes
Cut these large pancakes into wedges and serve with fresh fruit on the side and apple butter, jam,... View Recipe »
Blueberry Bread
This versatile blueberry bread recipe can be doubled or halved with ease and made with different nuts, liquids,... View Recipe »
Blueberry Muffins
The recipe for these wonderfully large muffins proves you can ignore the often-quoted warning to fill muffin tins... View Recipe »
Blueberry Orange Bread
Makes a good coffee cake or tea treat. View Recipe »
Boston Baked Brown Bread
Boston brown bread and baked beans are as married as the ingredients in the New Orleans specialty, red... View Recipe »
Boston Brown Bread
The only changes we made to this classic recipe for Boston brown bread were to add dried currants... View Recipe »
Braided Pepper Bread
Large, thick-crusted, golden-brown loaves with a mouth-tingling aftertaste. Best warm or toasted. Serve with a ripened wedge of... View Recipe »


text:
ANDERSON, S.C. – Highlighted by stellar performances in the circle by junior Katelynn Howser and freshman Lauren Rudesheim to go along with timely hitting from senior Laura Janksy, Anderson University softball completed the sweep of South Atlantic Conference rival Catawba, 3-2 and 1-0, Saturday afternoon at Smethers Field.
The key conference sweep propels the Trojans to 31-9 on the year and 9-5 in conference play, while the visiting Indians fall to 22-13 overall and to an even 7-7 mark within the SAC. The two wins on the day increasing AU's winning streak to seven-straight, not having dropped a game for the month of April.
In the opening game, Anderson used a three-run fourth inning to propel them to the eventual win. After senior first baseman Danielle Swygert reached third on a stolen base and junior Rebecca Martin recorded a single to put runners on the corners, Jansky blasted her seventh home run of the season over the center-field wall to give AU the 3-0 advantage.
With the three-run lead, the visitors tried to inch their way back into the contest as a single by Carley Tysinger drove in Holli Chandler for the Lady Indians' first run of the game in the fifth inning. After Howser got out of a fifth inning jam with Catawba leaving two runners on, followed by a quick top-half of the sixth inning, the right-hander tried to earn her sixth complete game of the season.
Chandler doomed Howser once again as she led off the seventh inning with a home run to right field, bringing the score to 3-2 with no outs in the final frame. Freshman right-hander Augie Pena came in for the save attempt and completed her job by shutting down the Indians in order to seal the win in the first game of the day.
For the opening contest, junior Bri Cason was the lone Trojan to post multi-hits, finishing the game 2-for-3 with a pair of singles. Martin, senior shortstop Abby Child and second baseman Jessica Neidigh also added singles for the first game.
In the circle, Howser tossed six complete with three strikeouts and two earned runs. With the win, the junior improved to 12-4 on the year and increased her strikeout total to a team-high 86.
In the final game of the afternoon, both teams struggled to find much offense as Rudesheim and Catawba's Caroline Turner did not give up a run until Anderson's half of the sixth inning. Jansky became the hero once again as she followed a Courtney Czentnar single with a double in the left-center gap, scoring the right fielder for the game's only run.
Rudesheim closed the shutout with no walks and a career-high eight strikeouts en route to her team-high 15th victory of the season.
For the second game, the Trojans matched game one's total of six hits as Jansky's game-winning double was the team's only extra-base hit for the game. Neidigh, Swygert, Czentnar, Janksy, Cason and Charlotte Sieber all posted hits for the final game of the twin bill.
Anderson looks to continue its winning streak on Wednesday when it hits the road to conference foe Carson-Newman. The opening game of the doubleheader is scheduled to begin at 2 p.m.


text:
Let $G , H$ be two finitely generated residually finite groups such that $F(G)=F(H)$. Where $F(G)$ denotes the isomorphism classes of finite quotients of $G$. Can we say that $G\cong H$?
In fact (see Agol's link), $F(G)=F(H)$ if and only if the profinite completions $\widehat{G}$ and $\widehat{H}$ are isomorphic. I believe that there are non-isomorphic finitely generated virtually abelian (in particular, residually finite) groups with isomorphic profinite completions---see Mark Sapir's answer in Agol's link for some references.
Furthermore, Bridson and Grunewald answered a question of Grothendieck by constructing examples of pairs of finitely presented, residually finite groups $H\subseteq G$ such that $H$ is a proper subgroup of $G$ but the inclusion $H\to G$ induces an isomorphism of profinite completions $\widehat{H}\to\widehat{G}$.
Very recently, Bridson and I have used these kinds of constructions to prove that the isomorphism problem for profinite completions of finitely presented, residually finite groups is undecidable.
As originally shown by Steve Humphries (J. of Algebra, 1988, I believe) there exist free finitely generated subgroups of $SL(n, \mathbb{Z})$ which surject under every quotient modulo $m.$ In fact it is true (but not yet published) that a random two-generator subgroup of $SL(n, \mathbb{Z})$ has the Humphries properties with probability bounded away from zero, for $n > 2.$ This gives a (large) family of counterexample to the OP's question.
There are infinitely many metabelian groups with the same finite quotients, see Pickel, P. F. Metabelian groups with the same finite quotients. Bull. Austral. Math. Soc. 11 (1974), 115–120.
On the other hand, for many relatively free groups, including free metabelian groups, the genus (i.e. the number of groups with the same finite quotients) is finite, see Gupta; Noskov, G. A. On the genus of certain metabelian groups. Algebra Colloq. 5 (1998), no. 1, 49–66.
See also Grunewald, Fritz; Zalesskii, Pavel; Genus for groups. J. Algebra 326 (2011), 130–168.
If $G,H$ are arithmetic groups, then Aka studies when $F(G)=F(H)$, see http://arxiv.org/abs/1107.4147.


text:
I've noticed this beetle on in our Fava beans. They crawl out and fly away, leaving perfectly circular little holes. Any idea what they are and what they do? Besides the little hole, the beans seem A OK.
I can't post images but they're little dark beetles, maybe 3 millimeters long.


text:
Our Publications
- Aspen
- Atlanta
- Chicago
- Dallas
- The Hamptons
- Hawai'i
- Houston
- Los Angeles
- Miami
- New York
- Orange County
- San Diego
- San Francisco
- Scottsdale
- Washington, D.C.
Home › Scene › Glitzy Business ›
Glitzy Business
An intimate pre-event dinner at Marché Moderne set the mood for the Dream Guild of JDRF O.C.'s posh party at Versace South Coast Plaza, where a sharp-dressed group of ladies and gents shopped, sipped and experienced over-the-top Italian style. Dana Agamalian and Jennifer Condas—two of the event's four fabulous co-hosts—along with attendees like John Laura and Ann Winthrop enjoyed an informal runway show, and Versace's Alla Farberov shared chic tidbits about the edgy skirts, dresses and suits as models strutted through the store. Adding to the fashion: A portion of the evening's sales benefited the local nonprofit's efforts to end Type 1 diabetes. Snazzy! Photography by Ben Horton/Getty Images


text:
Mandarin Corner
From Noisebridge
(Difference between revisions)
(→Time and Place)
(→Time and Place)
|Line 6:
|Line 6:
==Time and Place==
==Time and Place==
Mandarin Corner is
Mandarin Corner is at [[Getting Here (2169)|2169 Mission St., San Francisco]] on Fridays .
If you can't make this time, [[Talk:Mandarin Corner|discuss]]!
If you can't make this time, [[Talk:Mandarin Corner|discuss]]!
Revision as of 14:02, 26 September 2009
声桥中文角 (Noisebridge Chinese Corner)
Purpose and Goals
Mandarin Injunction meets Fridays at Noisebridge to practice speaking Mandarin, drawing ideograms, and share Chinese culture (e.g. delicious culinary experiences).
Time and Place
Mandarin Corner is tentatively planned at 2169 Mission St., San Francisco on Fridays Time TBD. If you can't make this time, discuss!
Curriculum Content
Possibly considering adopting and improving the wikibooks books on Spoken Mandarin and Written Chinese
Lesson Notes
Chinese Corner Lesson 3-03-2009 Mandarin question words


text:
06 Aug - 08 Aug 1962, Port of Spain, Trinidad, Clay, Outdoor
© ITF Licensing (UK) Ltd. All rights reserved. No portion of this website may be duplicated, redistributed, or manipulated in any form. By accessing any information beyond this page, you agree to abide by our Privacy Policy and Terms and Conditions.


text:
Product Questions
- Ask
Average Customer Reviews
For the top of the line in cool comfort, look no further than the XL20i. It's among the industry's most efficient air conditioners available. What does that mean for you and your family? It means you'll enjoy total comfort on the hottest days of the year and lower your cooling costs at the same time.
R-410A Refrigerant
Approximate Dimensions:
Approximate Weight:
Warranty Information:
Delivery is subject to reasonable access to the area without damaging the purchaser's property or the product, or jeopardizing the safety of the delivery personnel.
Fill out the form below to request Better Price for this product.
Sign up for the latest information on new products, special offers, and savings opportunities at Abt and receive $25 off your next order of $250 or more.


text:
Charity Hospice of Wintersville will be holding its annual spring fundraiser on Sunday from noon to 5 p.m. at Blessed Sacrament's Sargus Hall in Wintersville.
The spaghetti and meatball dinner will include salad, green beans, Steubenville Bakery bread, and a variety of beverages and homemade desserts.
Cost of the dinner is by donation, and takeout orders will be available.
Along with the dinner, there will be door prizes and a Chinese auction with a flat screen television as one of the drawing prizes.
Back by popular demand are Divertimento & Paisano, a musical group on hand throughout the day to provide Italian and American songs from the 1940s through the 1960s.
This year's event will have a special meaning, according to Steve Seminara, director of volunteers and fundraising.
In cooperation with Bell Chapel United Methodist Church of state Route 213, Steubenville, Charity Hospice will donate 50 percent of this year's proceeds to the David Pawelczyk Medical Fund. Pawelczyk, 3-year-old son of Michael and Ginny Pawelczyk of Steubenville, was diagnosed with anaplastic ependymona grade II/III brain tumor. There are about 200 new cases of his type of brain cancer diagnosed yearly.
"We here at Charity Hospice believe this is a way for us to give back to the community, which in the past has been so generous to our past fundraisers," Seminara said.
"We have been blessed to have several sponsors donate funds and some wonderful gift items. Some gifts that will be available for our auctions, drawings and door prizes are two Dave Barnhouse prints, a 32-inch flat screen television, baseball tickets from the Pittsburgh Pirates, Cincinnati Reds and the Cleveland Indians, two NASCAR race tickets for the Richmond race in September, other NASCAR items, handmade stained glass items, gift cards, a lottery tree, household items, a variety of gift baskets, a weekend cabin at Tappan Lake, Pittsburgh theater tickets from the cultural district, B.E. Taylor gift items and plenty of gift cards," Seminara said.
"We are just so excited about the event and being able to help little David and his family in this time of need. Last year's fundraiser was a huge success, and we were able to help Justin Cummings from Indian Creek High School with his medical situation," Seminara continued.
"We here at Charity Hospice want to continue our belief that we are indeed 'the hospice with the heart.' Giving back to the community is what we are all about and being able to help the Pawelczyk family gives us such a wonderful feeling. The local community has always been there for us, and we feel very proud to have the opportunity to just give back," Seminara said.


text:
- Home
- Listings
- Directories
- Renters Guide
- For Owners
- Blog
- About
This apartment is currently off the market. Go to the building page to see availabilities.
Home › Whitney Towers › 202
Whitney Towers › 202
$1,2152 Bedroom, 1.5 Baths
930 sqft.
Available immediately
One Year, Market Rate Lease
2405 Whitney Avenue
Hamden, CT 06518
Cross streets:
School Street, Day Spring Avenue
Hamden, CT 06518
Cross streets:
School Street, Day Spring Avenue
Apartment Features
- A/C Available
- Heat and Hot Water Included
Building Features & Amenities
- Live-in Super
- On-site Parking Lot
- On-site Management
- On-site Maintenance
- Rental Property
Franklin Properties, owned by the Tagliatela family, consists of over 850 apartments in the New Haven County. The apartments are upper scale units located in desirable areas of North Haven, Hamden, New Haven and Old Saybrook. These apartments are spacious, comfortable and reasonably priced. Most complexes offer superintendents who live in the buildings they maintain. Franklin Properties has a staff that includes mechanics, painters, landscapers and cleaners.
Members of the Tagliatela family walk the properties daily. They emphasize cleanliness, updating apartment appliances and finishes and environmentally friendly practices. The majority of Franklin Properties were built by Franklin Construction which was established by Francesco Tagliatela in 1917. Through Franklin Construction and the staff at Franklin Properties, the Tagliatelas stand capable of meeting any building need whether for repair, renovation or new construction.
Neighborhood / Parking / Transportation
Close to New Haven, Yale, New Haven area hospitals, Sleeping Giant, public transportation
and I-91, I-95 and the Merritt Parkway.
Owner / Manager / Leasing Information for Whitney Towers › 202
For more information on this listing, contact:
Property Management:
Franklin Properties


text:
Sol de Vida
this wiki
Last updated: November 29, 2014
Sol de Vida, a solar cooking promotion group in Costa Rica, has been awarded the 1999 National Prize in Energy—Innovative Project. This recognition is granted annually by the Executive Power, the Ministry of Environment and Energy, the National Power and Light Company, the Chamber of Industries of Costa Rica and the Association for the Investigation and Development of Energy and the Environment. Sol de Vida is best known for its programs of construction and use of solar cookers, its ExpoSol educational facility on solar and environmental matters, and its annual Fiesta del Sol event. In 2001 Sol de Vida won Ford Motor Company Environmental Award for its Solar Stove project and three additional SGP projects in the Gulf of Nicoya.
Operating in the Santa Cruz and Nicoya counties of the Guanacaste region, Fundación Sol de Vida takes a holistic approach to expanding the use of renewable energy. The project not only promotes the use of solar power for cooking, but also seeks to build women's capacity for other development activities through the process of constructing and using solar cookers. The project originated in 1989 when an American physics professor, William Lankford, visited Costa Rica and a number of women attended a workshop he gave on building solar cookers. After this, the women themselves established the Fundación Sol de Vida in 1994.
Articles in the media
- March 2012: University lab taps the power of the sun - Tico Times.net
- February 2012: Guanacaste Women Use Sun to Cook - Inside Costa Rica.com
External links
Balbina Peralta N.
Santa Barbara
Santa Cruz
Costa Rica
Email: Contact page
Web: http://www.soldevida.org (English version)


text:
GENESEO, N.Y. -- It's a Geneseo love story that started by happenstance and now will continue forever through a substantial annual scholarship.
The late Mary Thomas Fernan was in her second year of teacher training in 1938 at the Geneseo Normal School (now SUNY Geneseo) when one day while walking to class, a cherished charm bracelet on her arm unclasped and fell to the ground. Behind her was Richard Fernan, who called out that she had dropped something. As both reached for the wayward bracelet, they collided and fell head-over-heels into the nearby shrubbery.
"We pulled ourselves up, regained our composure and burst out laughing," Mary wrote in a 2004 Geneseo Scene alumni magazine story about the incident. "Stars seen on impact twinkled in one another's eyes...he walked me home to the Agonian Sorority House."
The chance collision was all it took to spark a lifelong relationship. On Valentine's Day that year, Richard surprised Mary with a gold bracelet and matching necklace. Their life together included military service for Richard, marriage in 1945 and a long and distinguished career for them both in education. The bracelet and necklace were a topic a conversation for the couple every Valentine's Day.
"To this day, the bracelet and necklace remain untarnished, bright and shining, as is our enduring love for one another," Mary wrote in the Scene.
Education was close to the hearts of both Mary and Richard. After Richard graduated, he was director of circulation at the New York State Library in Albany. They both earned a master's degree and went on to pursue doctoral studies at Columbia University. They then taught in New York public schools, primarily on Long Island. Richard became an administrator and founding director of adult education programs. Mary taught special education and primary grades. They enjoyed their retirement in Florida.
Mary died last June; Richard passed away in 2008. Mary's memories of Geneseo and the Genesee Valley, however, were indelible as she made a generous gift to the college from her estate to establish the Richard and Mary Fernan Scholarship Fund, the largest bequest in the college's history. The fund provides for an annual $15,000 scholarship to a deserving student studying education at Geneseo, making it possible for other students to cherish the memories of their alma mater.
As the Fernan's devotion to one another and to their alma mater proves, true love never ends. The college is asking other Geneseo alumni to share how they found their love at Geneseo by submitting their story about their life's passion, a partner, a self-discovery or something else they found at Geneseo. Entries are eligible for a dinner and night at the historic Big Tree Inn in Geneseo.
Media Contact:
David Irwin
Director of Media Relations
(585) 245-5516


text:
No comments posted. |E-mail|Print | Text Size | Bookmark
Knights' 'Mr. Reliable' gives a verbal to Yale
SOUTHINGTON — Tight end Zach Maxwell has the perfect nickname for his teammate, Southington High quarterback Stephen Barmore.
"Stephen is 'Mr. Reliable,'" noted Maxwell. "He always makes the perfect throw, always keeps us under control and focused."
Running backs coach Garry Coles, a former standout receiver with the Blue Knights, said the supporting cast around Barmore "is on the same page with him on every single play."
Offensive coordinator Chuck Drury, the ex-Pomperaug head coach, offered that Barmore is "solid" in every possible facet of the game.
Running back Tyler Hyde said Barmore has an uncanny ability to stay poised under pressure in the huddle.
"When problems arise, Stephen finds a way to fix it and get us to work together and have success," said Hyde.
When asked about the best quality Barmore has to offer, left tackle Jim Nardi came up with a surprising answer considering Barmore is known for his passing ability.
"Stephen is best when he scrambles and is flushed out of the pocket," said Nardi. "He's able to make big plays."
Last season, Barmore proved that point by rushing for 13 touchdowns with 424 yards and also passed for 2,010 yards and 18 touchdowns.
His best games came back-to-back with a 342-yard, four-touchdown passing performance vs. Hall and a 326-yard, four-touchdown performances vs. Simsbury in weeks 7 and 8, respectively.
Southington head coach Mike Drury, in his third year,
See BARMORE, Page 10B
said Barmore brings an intangible that puts him in high regard with his teammates and coaches.
"He has a short-term memory," said Drury. "If a mistake should happen, he's able to shrug it off. The No. 1 thing with Stephen is his attitude. He has such a great work ethic and is such a character kid. He does the right thing all of the time. He is so well-liked. He respects his teammates and they respect him, too."
Barmore is so keen on delivering a special season to Southington that he decided last month to make a verbal commitment to attend Yale in 2014. He'll study biology.
"That was a big relief," said Barmore, 17. "Making the decision will take a lot of pressure off during the season. Yale was my No. 1 choice and I'm do glad to be going there."
Former Southington QB standout Matt Kelleher, a former state Gatorade Player of the Year, graduated from Yale.
"Matt didn't try to influence my decision, but he has told me what a great (overall) experience it was for him, and that spoke volumes," said Barmore.
With the future pretty much set, Barmore is now focused on getting the Blue Knights on track to try to duplicate last year's 10-0 regular-season record, Central Connecticut Conference title and a return trip to the CIAC Class LL postseason.
The Blue Knights dropped a 24-13 first-round decision to Glastonbury in 2012. The two teams meet each other in the season opener in September.
"I'm looking to leave Southington High reflecting on a great four years," said Barmore. "I hope I can walk out of here helping us win a state title, and we have the talent to do it."
Reach Mark Jaffee at firstname.lastname@example.com or on Twitter@TheRealJaffman.
Reader Comments
The following are comments from online readers like you. In no way do they represent the view of The Republican-American.
Submit a Comment
We encourage your feedback and dialog.
Please be civil and respectful.
Registered users comments will be posted automatically.
All other comments will be reviewed by our staff before appearing on the Web site.
If you're witty, to the point and quotable, your reader comments may also be included on the Around the Towns page of The Sunday Republican.
Redzone News
Redzone Videos
Redzone Blog
XML_Parser: undefined entity at XML input line 8:18
Photo Galleries


text:
Our Publications
- Aspen
- Atlanta
- Chicago
- Dallas
- The Hamptons
- Hawai'i
- Houston
- Los Angeles
- Miami
- New York
- Orange County
- San Diego
- San Francisco
- Scottsdale
- Washington, D.C.
Home › Scene › Fido Approves ›
Fido Approves
For dog lovers, a furry companion is beyond simply man's best friend, and that's where Charlie & Me comes in, with its chic selection of collars, leashes and other goodies to make every pooch look as fab as its two-legged friend. The hip, new boutique celebrated its grand opening with 150 people and their pups, including founder Taylor Beauchamp and her French bulldog, Charlie. Guests enjoyed DJ'd tunes and themed treats, and they also posed for pics, because you can never have too many snaps with your pet. Photography by Reza Allah-Bakhshi