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Check Out This Article On Multi-level Marketing That Offers Many
Check Out This Article On Multi-level Marketing That Offers Many Great Tips
Are you seeking a business in which you can earn a great deal of cash? Or you are just searching for some extra spending money. You can earn however much you can find proper information. Continue reading to find tips and strategies for successful MLM.
Don't give others false impressions to try and get them into your downline.This will only give them discouraged if they don't take off to a hot start and they'll want to quit. Let people know to have realistic expectations so they can expect.
It can be easy to let days go by without taking real action, kick your feet up and allow the day to pass you by; however, you have to be constantly moving. It need to be a major undertaking. A small amount of social network can suffice.
Make sure that you have at least one goal each day. You can consider yourself your own success in MLM. This means that you will have got to be accountable for all aspects of the business you're running. That all starts with creating actionable goals. Write them on paper and stick to them. You'll have to have this into a habit if you want to have success that you'd like to see.
Recognize the loyalty in customers and teammates. Reward those who go above and beyond with their sales and leads. Reward customers that place sizable orders or bring friends to the company. The rewards you hand out could be gift certificates, gift cards or other useful things. Try not to use cheesy certificates or other gestures that have no value.
Timing and trajectory are critical in a company before you sign up to do MLM with it. Where is a company at the moment? What sort of internal things are taking place with the company internally? Check the growth rates of a likely business in the progressions. Do not get involved with a company that is about to fail.
Blogging about the multilevel marketing successes can be a great way to get new recruits. People are attracted to your success. Those who have an interest in MLM always seek out inside information on the subject. A blog can be a great way to help you in more ways than one. Your readers will get great information and you will get recruits.
You should be prepared to take the time training and preparing every new person you bring into your successful multi-level marketing business. You must provide them with lots of support and guide them closely until they are feeling confident.Spending time with these new people will make your business more successful.
You can save yourself some energy and time by having a party that allows you to present your pitch to many different people at once. This will save you to present to them all at one time. Having a weekly get-together can allow you to talk about your opportunity.
Before choosing a MLM company, do your research and look at the different types of compensation programs. These can be different and that depends on the company. Calculating what you'll earn can help you better figure out if the program is worthwhile.
Instead of a website, consider limiting yourself to social media outlets.
Knowing how much you can spend at all times is key to success in business. You will need to evaluate your business if you plan a budget.
Offering tutorials on a subject you in which you possess expertise is an easy way to bring people to your website. This will encourage return visitors and increase your chance for a purchase.
Be a company sponsor to your people instead of just a recruiter. Most multi-level marketing companies will have incentives for getting new people. Try to mentor to the people you recruit. This small time investment can pay off later as long as these people stay in the future.
Write out some goals you are hoping to achieve with your MLM program. Consider the amount of product you really can sell. Keep those goals in plain view so you don't stray from them later on.
You have to like what you're doing in order to be successful.This helps you get through tough times with a positive attitude even during the roughest times. If you don't enjoy it, it will also show in sales that you have on a daily basis. This makes your downline either.
Don't bother your friends or family members to join your MLM opportunity. They might want to help, but they may not really want to sell your product or service. This can also put severe strain on your family relationships bad. Keep your business and family on different wavelengths.
Creativity is a lot in selling. People are exposed to sales pitches all day and night. It's not always easy to have yours stand out, but if you are good at it, you can be more successful.
Beware of MLM companies that use high pressure sales tactics to try and get you to pay thousands of dollars into their business. It is often true that you may need to pay for product kits. However, when a multilevel marketing business tells you to spend thousands on stocking up, look for opportunities elsewhere.
Now that you've read this article, you can see how profitable MLM can be. It's important that you lay out a good goal to follow, and ignore what others have to say about MLM. These tips will only work if you put in the effort, of course.


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The bathroom is very bad, it stinks, breakfast is very bad, dinner also. Very noisy outside!
The garden is full of parking cars. The bread and croissants are black, the cups are from plastic, the flooring is worn with dirty spots. The shower tiles are painted
so that the mold is not visible. Unfortunately, the smell of mold or rotten smell.
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com and Priceline so you can book your Hotel Miro reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Miro Hotel Montecatini Terme

subset: commoncrawl


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Menu for Smitty's
Menu for Smitty's provided by Allmenus.com
DISCLAIMER: Information shown may not reflect recent changes. Check with this restaurant for current pricing and menu information. A listing on Allmenus.com does not necessarily reflect our affiliation with or endorsement of the listed restaurant, or the listed restaurant's endorsement of Allmenus.com. Please tell us by clicking here if you know that any of the information shown is incorrect. For more information, please read our Terms and Conditions.
Ratings and Reviews for Smitty's
Jul 11 2016
Lizzy P. via Yelp
Went here over the weekend. I loved the dive bar atmosphere and couldn't believe how great the food was. Best pork steak I've ever had. My fiancé had the...read more
Jun 28 2016
Ronnie M. via Yelp
Voodoo Fallopian tubes this place is dark on the inside. Service is down-home goodness Sassy Sweet little ladies running around getting what you need....read more
Apr 29 2016
Jeremy B. via Yelp
The food was great - maybe not quite as good as some reviews indicate but still very good. Has a nice dark small bar atmosphere but is clean and not too...read more
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Thought for the week: NOTHING IS PERMANENT! Don't stress yourself too much because no matter how bad the situation......it will change.
Early deadline, which everyone knows I hate. I hope everyone had a safe 4th of July. Congratulations to Stephanie White and John Hoffman on birth of John Richard on June 28.
Everybody is asking why I have started this walking program. Are you training for a marathon? Double not. New love in your life? Not. It's for me to be healthy.
South Fork Baptist Church
South Fork Baptist Church will have Vacation Bible School from 5:30-8:30 p.m. through July 7 for ages 3 years through fifth grade. Register at www.southforkbaptistchurch.com. Transportation provided call the church office at 270-325-3626.
Buffalo Church of the Nazarene
Buffalo Church of the Nazarene will have VBS from 6 p.m. to 8 p.m. on July 11 through 15. The theme is Camp Kilimanjaro and is for ages 4 through 6th grade. For more information contact Brenda Price at 270-325-3787.
Mt. Moriah Baptist Church
Mt. Salem Separate Baptist Church Homecoming
Mt. Salem Separate Baptist Church (Shiboley) will have their homecoming starting at 10:30 a.m.eastern time. Brother Tom Downey will be preaching in the morning service. The Goodins will be singing in the afternoon. Brother Eudell Stilts is the pastor. Everyone is welcome.
Old Mount Sherman Cemetery accepting donations
Old Mount Sherman Cemetery is accepting donations for upkeep. Mail checks to Dale Warren, 3624 Sand Ridge Road, Magnolia, KY 42757 or call 270-528-4142.
The citizens of LaRue County support agriculture and its farmers as well as, if not better than, any other county in the state. Several local LaRue County farmers along with the LaRue County Farm Bureau thought it was time that they show thanks for the support they receive from the community.
We've all been caught behind a farmer on a tractor on the square in downtown Hodgenville a time or two, but this time, they are going to be blocking all traffic into the square.
By Jonathan Carl
Independence Day. A time we celebrate the independence of our nation from an oppressive empire. A cause to remember the many freedoms we enjoy and privileges we have as a constitutional republic, separated from the grasp of tyranny.
States have often been called laboratories of democracy, and for good reason: That's where most cutting-edge ideas to improve government are first tested. The good ones are widely copied while the unworkable ones teach a valuable lesson as well.
By Terry Mills, State Representative
States have often been called laboratories of democracy, and for good reason: That's where most cutting-edge ideas to improve government are first tested. The good ones are widely copied while the unworkable ones teach a valuable lesson as well.
There is a new variation of the Crysis (pronounced Crisis by most) malware and it is a nightmare waiting to happen. When Crysis first emerged a few years ago, it was a simple ransomware virus (see my article from August 5, 2015 for more discussion of ransomware). After many updates from nefarious computer black hat hackers (bad guys,) this malware has evolved.
Copyright © 2016
The LaRue County Herald is your source for local news, sports, events and information in LaRue County, KY, and the surrounding area.


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Ma & Pa Kettle - Complete Comedy Collection (5-DVD)
Claudette Colbert,
Fred MacMurray,
Marjorie Main &
Percy Kilbride
Starring: Claudette Colbert, Fred MacMurray, Marjorie Main & Percy Kilbride
36 ratings
18 copies available
|List Price:
|$10.83 Limited Time Only
|You Save:
|$4.15 (28% Off)
Available: Usually ships in 1-3 business days
Format: DVD (5 Discs)
sku: XKVV
Brand New
DVD Features:
- Number of Discs: 5
- Rated: Not Rated
- Run Time: 13 hours, 43 minutes
- Video: Black & White
- Released: September 27, 2011
- Originally Released: 2011
- Label: Universal Studios
- Encoding: Region 1 (USA & Canada)
- Dual Layer
- Audio:
- Dolby Digital 2.0 Mono - English
- Subtitles - French, Spanish
Performers, Cast and Crew:
|Claudette Colbert, Fred MacMurray, Marjorie Main & Percy Kilbride
Description by OLDIES.com:
Includes The Adventures of Ma & Pa Kettle, Volume 1 (The Egg and I / Ma and Pa Kettle / Go to Town / Back on the Farm), The Adventures of Ma & Pa Kettle, Volume 2 (At the Fair / On Vacation / At Home / At Waikiki), and The Kettles in the Ozarks and The Kettles on Old MacDonald's Farm (previously released on TCM's The Further Adventures of the Kettles Double Feature).
Product Description:
This box set caters to fans of Ma and Pa Kettle (Marjorie Main and Percy Kilbride), with 10 of the features that toplined these iconic rural characters: THE EGG AND I, MA AND PA KETTLE, MA AND PA KETTLE GO TO TOWN, THE KETTLES IN THE OZARKS and many more.
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A really nice guy, but a dick at some point in time. usually dies early in age. has a small penis and is always gay.
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Chris Pine: Star Trek Hottie
Betsy Waldman
| April 1, 2009 - 5:18 pm
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Creating a First Web Site with Dreamweaver CS5
Creating a First Web Site with Dreamweaver CS5 demonstrates how to establish a presence online using the industry-leading Web authoring tool, Adobe Dreamweaver CS5. Adobe Certified Instructor Paul Trani walks through the steps in creating an accessible, standards-based site from start to finish. This course covers how to create basic Web pages, add text and image content, implement a photo gallery, create a contact form, and use Cascading Style Sheets (CSS) to add visual appeal and layout control. The course also covers how to test a site across multiple browsers and operating systems using BrowserLab, available exclusively in Dreamweaver CS5. Exercise files accompany the course.
- Understanding Internet and Web site principles
- Adding content to a Web page
- Linking to Web sites and e-mail addresses
- Styling content with CSS
- Exploring Dreamweaver's pre-built layouts
- Inserting images
- Adding SWF content
- Uploading and testing a Web site
- Subject:
- Web
- Software:
- Dreamweaver
- Author:
- Paul Trani
- [Voiceover] Hello, I'm Paul Trani and welcome to Creating a First Web Site with Dreamweaver CS5. I'm gonna show you how to create your very first website from the ground up. Complete with text and images, flash content, robust navigation, multiple portfolios for your images, and even a smart contact form. I'm gonna show you how to do all of this in Dreamweaver using HTML as the foundation, stylizing this content with CSS, adding image galleries using widgets, and using templates to create multiple pages.
And you can do all of this without writing any code whatsoever. And that's the thing that really excites me the most: How easy it is to create a website that is not only powerful but fully customizable for any type of website you might want to create. So let's get started in creating a first website with Dreamweaver CS5.
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...I have taught economics, operations research and finance related courses. I have acted as a tutor for MBA students in every course they took in their graduate school curriculum. I have a strong background in statistics and econometrics.
San Francisco, CAView Tutor
...I run my own school and have often enrolled students with special needs and teach them right along with everyone else. I approach each student as if as normal as the rest of us and have found this positive attitude really helps. I am a credentialed teacher and, therefore, have qualified to pass the CBEST.
Redwood City, CAView Tutor
...I have always promoted writing as a key historical skill, as I believe it is essential that students become their own historians, actively writing their own histories. I have helped numerous students prepare for the GRE (as well as many other admissions, achievement, and aptitude tests). I can ...
Millbrae, CAView Tutor
...My son became a doctor, he also has a degree in Biochemical engineering. My daughter is a senior at UC Berkeley studying Energy Engineering. I always volunteered at my children's schools.
Novato, CAView Tutor
...I look forward to hearing from you!I am an ESL/ESOL teacher. I have taught in Spain and the U.S. My classes have included one-on-one private lessons, group classes (15-20 students) and small group classes.
Moraga, CAView Tutor


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Kristin Cavallari Shows Off Post-Baby Body
Motherhood seems to suit Kristin Cavallari well.
Just one month after giving birth to son Camden Jack, the former star of The Hills showed off her enviably slender post-baby body via Twitter.
Motherhood seems to suit Kristin Cavallari well.
Just one month after giving birth to son Camden Jack, the former star of The Hills showed off her enviably slender post-baby body via Twitter.
Jessica Simpson will make her national post-pregnancy body reveal on Katie Couric's talk show Monday, but Life & Style has the EXCLUSIVE image already!
It's completely fake, but why let that get in the way of a scoop?
Discussing her new show Katie and which celebrities she'd like to interview, Katie Couric made some surprisingly candid remarks about one in particular.
"I think it would be interesting to interview Kate Middleton because she has comported herself so well since she has been thrust in the limelight," she said.
Jessica Simpson gained A LOT of weight while pregnant with Maxwell Drew.
That's not a criticism - Maxi was an enormous baby - but she also says she was somewhat responsible: "I let myself indulge in everything I wanted because it was the first time I was ever pregnant, and I wanted to enjoy it," Jess told USA Today.
It's been less than five months since Peter Facinelli and Jennie Garth split after 11 years of marriage, but she already looks quite a lot different.
Noticeably slimmer, to be more specific.
Jenni "JWoww" Farley of Jersey Shore fame is seen here at a store signing on behalf of the natural body supplement, Ab Cuts Sleek & Lean by Revolution.
First-ever use of "JWoww" and "natural" in the same sentence?
A blogger who attacked Kate Upton's sexy figure, likening the curvy model to a cow and a pig, is facing severe backlash for her harsh comments.
The unnamed female blogger, who acknowledges preferring the "skinny aesthetic," trashed Upton in a July 8 post on the website "Skinny Gurl."
Let's face it: Jessica Simpson has seen slimmer days.
But the singer does have a valid, adorable excuse. His name is Maxwell Drew Johnson.
Kate Upton has gained a massive following due to her sexy curves, but surprisingly, her famous figure has landed her a number of harsh critics as well.
Modeling's newest "it" girl is a frequent punching bag of the website SkinnyGossip (dot) com, which has been linked to promoting anorexia in the past.
Reality star Bethenny Frankel of The Real Housewives of New York City and Bethenny Ever After fame is coming out with a new novel and talk show as well.
That's on top of her Skinny Girl margarita line and everything else tied in with her extensive brand. When does she have time for cheating on Jason Hoppy?
Guess it's pretty obvious Catelynn Lowell is not pregnant.
In a recent Twitter photo, the Teen Mom star showed that she's shed 22 pounds since she joined Weight Watchers last summer, and she's not done yet!
The Food and Drug Administration has approved the anti-obesity pill Belviq, the first such prescription drug for long-term weight loss to be approved in years.
Despite only achieving relatively modest weight loss in clinical studies, the drug appeared safe enough to win the FDA's endorsement, according to reports.


text: AdChoices Terms of Use Privacy Policy Hide TOP 10 Top 10 Travel Top 5 Boys' Days Out Share Tweet 0 Shares 5. "The Barman" Mr. Aristotle If you insist that the bar is the spiritual home of the Australian Male and that the only thing better than a pub is five pubs, then this may be the Boys' Day Out for you. Grab a few mates and climb aboard a luxury helicopter and explore the Outback the way it should be explored with a "Top End" pub-crawl to five different bars. If the hot temperature and cold beer is not enough to tempt you, perhaps the opportunity to share a coldie with Crunch the Crocodile, throw a fishing-line in for some Barramundi or jump into the Rodeo Ring in the centre of the pub may get you over the line. As close to Crocodile Dundee as it's possible to get. That's not a pub crawl, this is a pub crawl.Book your Helicopter Pub Tour here. Next Page TOP 5 4 3 2 1 Comments Share your opinion Your name More Like This Top 10 Travel The World's 10 Best Whisky Bars Read More Top 10 Travel Take Your Next Holiday Up A Notch With One Of These 10 Amazing Travel Experiences Read More Top 10 Travel Expose Yourself To A Whole New Level Of Excitement With These 10 Awesome Adventure Experiences Read More Top 10 Travel 5 Unique Dubai Holiday Experiences You'll Want To Have Read More Travel Guide Here Are 5 Reasons To Make Sandakan Your Next Holiday Destination Read More Dating News Trending News: Ever Noticed How Girls Are More Into Random Hookups On Holiday? Here's Why Read More Around the Web Special Features Guy Gear The Best Watches Under $500 Read More Special Feature The Ultimate Guide To Hooking Up Online Read More


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Beyond Marketing
BizReport : Social Marketing : May 27, 2014
Is social media turning users into psychopaths?
Back away from the screen. Spending too much time staring at a screen, whether a PC monitor, tablet or smartphone could be turning you into a psychopath, according to information released by Who Is Hosting This.
Social media is great for keeping in touch with family and friends, playing games or making your name online. Today, American adults are spending an average of 8 hours each day in front of a screen. Children spend an average of 7 hours engaged with a screen although when texting, instant messaging and browsing on their phones is added in to the mix that total rises to 11 hours.
All that time spent interacting with technology, and not fellow humans, could be psychologically damaging. So much so that an appendix in the latest edition of the Diagnostic Statistical Manual (DSM-V), a resource for clinicians, researchers, insurers, and patients produced by the American Psychiatric Association, now includes 'Internet Addiction Disorder'.
Specifically, Who Is Hosting This looked at ways in which social media is changing behavior and potentially turning users into psychopaths. The web-hosting research and review site revealed statistics showing that social media users lie, are self-obsessed, exhibit poor behavioral control and are more anti-social.
Not everyone who uses social media falls into the above categories, but the key statistics from Who Is Hosting This show that 2 in 5 spend more time socializing online than in 'real-life', 30% of women have lied about doing something at home alone and 28% of children aged 11 to 16 have experienced bullying via the Internet or mobile phone.
"After millennia spent trying to master the world in which we actually live, humanity's widespread adoption of Internet-based technology has fundamentally altered not only the ways in which we communicate with others, gather information, and entertain ourselves, but our perceptions and needs," says Who Is Hosting This in a blog post. "Advances in hardware and networking have made staying in the know and on the go easier than ever. But too much time spent living in our virtual paradise just might be causing some of us to act like devils."
Image via Shutterstock
Tags: behavior, Internet use, psychiatry, social media
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Comfort Inn Crawfordsville is located off of Interstate 74 and State Route 231, four miles from the Old Jail Museum, and approximately 55 miles from Indianapolis
This property, located 45 miles from Indianapolis, is approximately seven miles from Crawfordsville Airport, and 39 miles from Indianapolis Airport.
"The super 8 crawfordsville, in is conveniently located off of interstate 74 at exit 34."
This Ramada is located approximately eight miles from Crawfordsville and 26 miles from Lafayette Purdue University Airport.
Situated off I-74 at exit 34, the Hotel Holiday Inn Express Suites Crawfordsville, Indiana location gives the guest easy access to downtown, as well as
Just minutes from the Indianapolis city limits and the legendary speedway, the Hampton Inn & Suites Crawfordsville is convenient to the sights, sounds
This Embassy Suites Hotel in Indianapolis is located less than one mile from the city's center, is connected via a skywalk to the Circle Center Mall, and
Value Place offers affordable weekly stays for fully furnished studios with a full kitchen.
The Embassy Suites Indianapolis North is conveniently located 15 miles from downtown Indianapolis and eight miles from the Indianapolis Motor Speedway.
The Quality Inn and Suites is on the southeast side of Indianapolis, approximately 15 miles from the Indianapolis International Airport.
Select your destination in Crawfordsville Indiana. Browse thousands of listings for accommodations, adventures, tours and travel services.


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Air Conditioning problem
1989 Other GMC Models V8 Four Wheel Drive Automatic 152000 miles
I have checked fuses for the rear airconditioner blower that will not come on. My front air is fine, but rear air blower will not come on. All fuses seem to be ok. I have not checked the selector switch. Can you help. 1989 gmc suburban. Thanks for your help.
Wednesday, March 5th, 2008 AT 2:21 PM


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Email this article from PlasticsNews.com
Medical device sector slow to embrace sustainability
LONDON (Sept. 7, 2:20 p.m. ET) — The medical-devices industry has been slow to embrace the sustainability trend, according to companies working in the sector. "Our feeling is that most manufacturers are not on top of it," said Stephen Knowles, managing director of Industrial Design Consultancy, a U.K. company that provides design and development services to medical-device manufacturers.
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I have been utilizing Medscape services since the mid-90's. They were high qualtiy in their medical news and continuing education. Their ads were selected with great care. I wanted to invest in them. When I got out of school and had some money, they had already been bought by WebMD.Now, under WebMD, medcape high quality was practically destroyed. It is no longer top-notch medical news and education. Instead of going to Medscape daily, I now go maybe once and month and get my medical news elsewhere.WebMD is totally owned by Bug Pharms. AND I HATE BIG PHARMS!!!
In other words, and in case I didn't make myself clear:Medscape was so much better without WebMD.I never use WebMD if I can help it.
fair comments,maybe icahn will force the co to do that.


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Latest Posts
Loudoun Accepts the "Over...
Loudoun attended the International Wireless Communications Expo (IWCE) in Las Vegas last week. The IWCE →
Kenwood releases new DMR Series!
Kenwood announces the launch of their new DMR series of select portable, mobile and repeater product lines! →
Loudoun installs OpenSky at Newton...
Loudoun Communications installed a new 4.9 Ghz link last week at the Newton County Mansfield site. This OpenSky® system →
Loudoun is awarded Harris Elite NSP...
Loudoun attended the Harris Southeastern Dealer Meeting on Nov. 11-12 in Nashville, TN. During the meeting, →
Harris Corporation announces release...
Harris Corporation recently announced the release of their NEW LTE-Capable Multiband Portable Radio – →


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Reload the page and try again.
Drug Safety:
you don't see drug activity unless you're at a party or out late at night.
Drug Safety:
Mostly just liquor and weed, nothing too serious.
Drug Safety:
The visibility of drugs on campus is low. The university has serious repercussions for students that are caught with drugs and or alcohol.
Drug Safety:
No one can force you to do drugs on campus, students experiment at their own will.
Drug Safety:
Howard is a "dry campus" but many students will drink and smoke anyway, just usually not in a very visible place.
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The onset of autumn welcomes one of the most exciting times for a beer-lover: the resurgence of fall beers. With spiced aromas and promise of pumpkin, every sip celebrates the crisp season. The abundance of brewers in the Baltimore area means there are several fall beers hailing from the region. Check out five of our favorites.
Brewer's Art Gruit: Taking a page from the ancient style of brewing, this new seasonal beer is made with herbs instead of the now more widely-used hops. The resulting flavor is slightly bitter but has a rounded malty taste that promises to broaden your beer-drinking horizon (5.4% ABV).
DuClaw 31: This fall release from DuClaw's long list of seasonal brews is a standout. This medium bodied spiced Munich dunkel boasts a malty taste with a powerful spicy finish — full of cinnamon and nutmeg — that will catch you by surprise (5.7% ABV).
Flying Dog Dogtoberfest: The popular Märzen from the Frederick, MD brewery is brewed with 100% German ingredients and dressed up with great bottle art. The caramel flavoring adds a deliciously sweet finish that lends itself to a very successful pairing with spiced desserts. One word: yum (5.6% ABV).
Fordam Brewing Company Spiced Harvest Ale: The spiced smell of this medium amber-colored beer is quite strong in comparison to its counterparts. Expect notes of cinnamon, nutmeg, cloves, and a hint of pumpkin — perfect to pair with comfort food on a fall day (6.6% ABV).
Heavy Seas Great Pumpkin: With more prominent pumpkin characteristics, this deep red-orange ale from the Mutiny Fleet begs to be consumed in the crisp fall air. For an even richer take on this local concoction be sure to seek out the bourbon barrel-aged version, the Great'ER Pumpkin (8.5% ABV).
Shmaltz Brewing, a Jewish brewery in New York, is releasing two Star Trek-themed beers....read more ›
Ommegang and Game of Thrones are teaming up for another new beer release this fall....read more ›
Lin-Manuel Miranda, the Tony, Emmy, Grammy, Pulitzer, and MacArthur Genius winner and creator of Hamilton, will appear on Comedy Central's Drunk Histo...read more ›
The Campbell Apartment, a New York institution connected to Grand Central Station, will close at the end of July....read more ›
These are no ordinary beverage delivery vessels. ...read more ›
You need to head for Colorado Springs for the Maker's Mark Weekend at The Broadmoor....read more ›
After the historic Brexit vote in the UK, Boston Beer Company has registered to trademark the term for one of its ciders....read more ›
Saturday, July 9, is the "World's Largest Tap Takeover" from Sam Adams and Old Chicago restaurants nationwide....read more ›
For only $88, you can sip The Leyenda, one of Colorado's most exclusive cocktails....read more ›
The winner will receive a three-night trip for four along with an embarrassment of epic prizes....read more ›
It may come as a shock to those living outside of New York, but, up until very recently, the sale of liquor on Sundays was prohibited before noon...read more ›
This year, one of cable TV's longest-running programs celebrates its 29th anniversary. Enjoy it to the fullest with this handy game. Shark Week starts...read more ›


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The Things They Cannot Say
Stories Soldiers Won't Tell You About What They've Seen, Done or Failed to Do in War
Kevin Sites
This book is available for download with iBooks on your Mac or iOS device, and with iTunes on your computer. Books can be read with iBooks on your Mac or iOS device.
What is it like to kill? What is it like to be under fire? How do you know what's right? What can you never forget?
In The Things They Cannot Say, award-winning journalist and author Kevin Sites asks these difficult questions of eleven soldiers and marines, who—by sharing the truth about their wars—display a rare courage that transcends battlefield heroics.
For each of these men, many of whom Sites first met while in Afghanistan and Iraq, the truth means something different. One struggles to recover from a head injury he believes has stolen his ability to love; another attempts to make amends for the killing of an innocent man; yet another finds respect for the enemy fighter who tried to kill him. Sites also shares the unsettling narrative of his own failures during war—including his complicity in a murder—and the redemptive powers of storytelling that saved him from a self-destructive downward spiral.
From Publishers Weekly
© Publishers Weekly
Customer Reviews
Couldn't put it down
I read this cover to cover, and found myself crying a few times. This book is extremely insightful to those who have sworn to protect. My husband is retired Army, and has done tours in both Iraq and Afghanistan. He's now a defense contractor who spends 9 months out of the year living in a wooden shack in the mountains of Afghanistan. I've always wondered what he's seen, where he's been, what he's done...and now I know just a fragment. Thank you again...
The things they cannot say
Great book
- $13.99
- Category: Biographies & Memoirs
- Published: Jan 29, 2013
- Publisher: Harper Perennial
- Seller: HarperCollins
- Print Length: 336 Pages
- Language: English


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Does anyone have a clue where these three dancers are now? I think Kovatch is with Festival Ballet but I can't be too sure..and Ball just disappeared from the radar after the Suzanne Farrell Ballet ended its tour.
Any input would be appreciated. On another note, I'm surprised that Shannon Parsley has left her soloist position in MCB to take up a corps de ballet position in BB- her strong performances during the Suzanne Farrell Ballet tour made me think she was a soloist somewhere..it was a big surprise when I checked the Boston Ballet website this evening!
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Ex-BB dancers Ball, Kovatch and HariyamaWhere are they?
Started by bertrande , Feb 10 2004 08:43 AM
9 replies to this topic
Posted 10 February 2004 - 08:43 AM
Posted 10 February 2004 - 09:09 AM
i believe simon ball and frances perez-ball went to houston. not sure about kovatch though it sounds right.
Posted 10 February 2004 - 09:59 AM
That information is correct, as far as I know. Ms. Parsley and Jared Reddick are married and they both dance now for Boston Ballet.
Posted 10 February 2004 - 12:59 PM
Simon Ball has been a great addition to Houston Ballet. Sorry I can't say much about Frances-Perez, as I think I've only seen her perform once in a small role.
Posted 10 February 2004 - 03:30 PM
What about April Ball? Did she retire from dance?
Posted 10 February 2004 - 03:45 PM
i know she was dancing with suzanne farrell.
Posted 11 February 2004 - 06:45 AM
April Ball danced one piece in "Raw Dance", the performances choreographed by Boston Ballet dancers and presented a couple of weekends ago. Unfortuantely, the program didn't give a clue as to where she might be dancing regularly now and I didn't think to ask anyone.
Posted 11 February 2004 - 07:37 AM
Oops..I wasn't clear about which 'Ball' I was talking about- I meant April Ball, who's not with any major company after the Suzanne Farrell Ballet ended its tour. She was described in reviews as the strongest dancer in the whole company and I don't think that's too far off...
If anyone has information as to where she's dancing now, please share! Thanks.
If anyone has information as to where she's dancing now, please share! Thanks.
Posted 11 February 2004 - 04:39 PM
April Ball is spending the year guesting! She is not currently dancing regularly with any particular company! The same also goes for Emi Hariyama!
Posted 11 February 2004 - 08:14 PM
Karla Kovatch is with Festival Ballet now.
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Charles J. Stumar
From Wikipedia, the free encyclopedia
(Redirected from Charles Stumar)
Charles J. Stumar or Charles J. Stumer (28 August 1890 – 29 June 1935) was a Hungarian-American cinematographer and brother of cinematographer John Stumar, who shot 110 English and German language films from 1917 until his death in a plane accident.
He was born on 28 August 1890 in Budapest, Hungary. He died on 29 June 1935 in Los Angeles, California.
Selected filmography[edit]
- Love (1920)
- The Hunchback of Notre Dame (1923)
- The Cohens and the Kellys in Paris (1928)
- Anybody Here Seen Kelly? (1928)
- Ludwig II, King of Bavaria (1929)
- A House Divided (1931)
- Storm Over the Andes (1935)
- Straight from the Heart (1935)
External links[edit]
|This article about an American cinematographer is a stub. You can help Wikipedia by expanding it.


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Academic Flexibility:
I had no problems at all. I've attended college before and my credits were easily transferred. No hassle at all. The classes are flexible. We have morning classes and evening classes. That's awesome for those of us doing shift work in the plant already.
Career Services:
Remington is more of a career college. We offer Applied Science degree for p tech and for the others diplomas.
Overall Experience:
Our professors are very family oriented and understanding of the students needs. Remington offers courses for Medical Assistant, Process Technology, and Cosmetology. The P Tech program is 18months, and all others are 8-10months. I'm not sure of the cosmetology. Most P Tech programs are 24 months, ours is much shorter and we still receive the same amout of curriculum learning's. Our classes consist of no more than 10 students. Actually my class I'm in now, we only have 7 students. That makes it earlier for each of us to be able to interact with our instructor and get one on one help with anything we may be struggling with.
Overall Experience:
Most students get hired while there doing their internship. That's awesome. Remington makes sure students have the necessary skills and knowledge before going out into the workforce. I was really surprised when I walked in and saw a whole room full of pictures of hired students. I even went back and forth from the graduation pic...pointing each one of them out, matching faces with the "we've been hired" pics. Lol
Academic Experience:
I'm in the Process Technology program. In less than 2 years I'll be an Operator for a large process industry. I can either go into a pharmaceutical industry, food and beverage industry, oil and gas industry, chemical industry, power generation industry, or coal or mining industry. Im really excited and interested in going into the pharmaceutical industry. Sometimes we have visitors from major oil and gas refineries come speak to us about our careers. They demonstrate job skills and offer lots of helpful information as well. It seems hard but once you get the hang of it, its pretty easy and simple. Safety is most important as an operator. We must always wear our proper PPE and make sure we're monitoring everything properly.
Overall Experience:
My overall experience at Remington has been absolutely wonderful. My instructor goes above and beyond to make sure each and everyone of her students become a success. I mostly admire the ambition and drive the school implants in us. I'd definitely reccomend Remington to any one hoping to pursue a successful career. We have small classes and our programs are not so long. I'm excited to go to school each evening learning new techniques and how to run machinery. Its awesome.
Overall Experience:
pretty interesting/ learned a lot
Student Body:
love the student/teacher ratio. my teachers are very hands on
Tuition & Financial Aid:
I qualified for full coverage of financial aid, the process went really quick and the financial aid directors keep you up to date with all your information and what you do or dont need to do. They give you time to get all your paper work together and help you with anything you may be missing.
Academic Experience:
Pretty Enjoyable Classes and Teaching – The teachers are helpful and keep the curriculum interesting. There are lots of fun projects, lots of fun hands on activities, and you aren't overworked. Schedules are very flexible and they offer many different courses depending on what your looking for in a career. You dont have to take extra classes (years of algebra, english, foreign languages) only what you need for the career field you plan to go in.
Academic Experience:
High Quality of Assistance – Remington offers a diversity of programs, great class sizes, lots of hands on work. It's a fun enviroment, the teachers are very knowledgable and so far its been a great experience.
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Book your room at Hotel Premiere Classe Maurepas
Get an overview of this hotelHotel in Maurepas with free parking
Situated in a shopping district, this hotel is 0.3 mi (0.4 km) from Pariwest Commercial Center and within 9 mi (15 km) of France Miniature and Chateau de Dampierre. Palace of Versailles and Masin du Parc Naturel de la Haute Vallee de Chevreuse are also within 12 mi (20 km).
Hotel Features
Free self parking and free WiFi in public areas are available at this hotel.
Room Amenities
All 74 rooms offer free WiFi, LCD TVs with satellite channels, and free weekday newspapers. Showers and desks are also available to guests.Would you like to give us feedback? Share it! Opens in a new window
Hotel Premiere Classe Maurepasrue Galois Maurepas Yvelines 78310
Hotel Amenities
Hotel Amenities
High-speed wireless Internet access is complimentary. Onsite self parking is complimentary. The property may provide extended parking privileges to guests after check-out (surcharge).
- Breakfast available (surcharge)
- Free self parking
- Free WiFi
- Number of buildings/towers - 1
- Number of floors - 2
- Total number of rooms - 74
- Year Built 1995
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Free self parking
Room Amenities
- Free weekday newspaper
- Desk
- Free WiFi
- Premium TV channels
- Private bathroom
- Satellite TV service
- Shower only
To make requests for specific accessibility needs, complete the "Special or Accessibility Requests" section of "Trip Preferences" when you book your hotel.
- Accessible bathroom
- In-room accessibility
Hotel Policies
Check-in time starts at noon
Check-in time ends at 9 PM
Minimum check-in age is 18
Special check-in instructions:
Check-out time is noon
- Pets allowed
You need to know
Extra-person charges may apply and vary depending on hotel policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
- Minimum Spring Break check-in age is 18 years old.
Minimum guest age is 18
No elevators
- Resort fee
Optional extras
- Breakfast fee: EUR 5.00 per person (approximately)
Hotel Name
- Hotel Premiere Classe Maurepas
- Premiere Classe Maurepas
We should mention
A resort fee is included in the total price displayed.
National Rating
This hotel has received its official star rating from the French Tourism Development Agency, ATOUT France.


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Warren Jeffs predicts death and destruction to the U.S. from prison
SALT LAKE CITY — Apparent prophecies from imprisoned FLDS Church leader Warren Jeffs warning of the destruction of America were delivered to the Utah Attorney General's Office on Monday.
In one of the five separate "revelations," Jeffs writes that Jesus Christ will make his coming known with a "great tsunami of the sea" on the East Coast; earthquakes and volcanoes in "populated places" in Utah and Arizona; a tidal wave in Seattle; and melting in Idaho "to cleanse my land of all evil."
"But surprisingly nothing going on in Texas," quipped Paul Murphy, Utah Attorney General's Office spokesman.
Jeffs, 55, was sentenced to life in prison in Texas earlier this year after being convicted of sexually assaulting two girls he wed as spiritual brides when they were 12 and 14 years old.
In addition to the two- and three-page revelations, the attorney general received a more than 200-page "proclamation" that contains writings about his Jeffs' father, Rulon Jeffs, past FLDS leaders and and Mormon Church founder Joseph Smith, Murphy said. The packet also includes an order form for new and old Jeffs' revelations that can be bought over the Internet for $1 to $8.
The revelations seem to have to do with the fact that Jeffs is in prison for plural marriage, Murphy said.
In a revelation dated Sept. 25, 2011, in Tennessee Colony, Texas, for "Leaders and Peoples of the United States of America," Jeffs writes plural marriage has come under attack as if it were corrupt.
"It is not so," he writes.
"Thus, you have imprisoned men who are holy and pure, of pure religious motive, not desiring harm to anyone; and your prosecuting zeal is a crime against my Priesthood, Church and Kingdom that shall be answered upon thy people and governing powers if you heed me not."
Each revelation includes dates for when Jeffs received it (two in October and August, one in September) and a city where it was received (two in Palestine and Huntsville, Texas, one in Tennessee Colony, Texas). Jeffs has been incarcerated in those areas since he was sentenced in August.
The documents contain the signatures of Vaughan L. Taylor, who lists himself as patriarch of the Utah-based Fundamentalist LDS Church, and John M. Barlow, counselor in the FLDS bishopric.
Murphy said the revelations appear consistent with those Jeffs has issued in the past.
Jeffs predicted calamities in Utah following the 2002 Winter Games along with the end of the world.
"And when they don't happen, he comes up with reasons for why they don't happen," Murphy said.
Murphy said he didn't see anything in the new prophecies the attorney general would consider a direct threat, noting they were being sent to "all nations."
"I'm assuming we're not the only ones receiving these revelations," he said.
Jeffs also prophecies that in one or two years of his warning, "heavenly bodies of a larger size" will strike the earth and disturb the atmosphere, resulting in people being burned.
The revelations are not confined to the U.S. He predicts an uprising in Turkey and instability in Europe. He says NATO has lost credibility and is an "aggressive alliance."
Contributing: Paul Nelson
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|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Rob Weir <robw...@apache.org>
|Re: [PROPOSAL] Updated Distribution FAQ
|Wed, 20 Jun 2012 20:41:01 GMT
On Wed, Jun 20, 2012 at 1:06 PM, Kay Schenk <email@example.com> wrote: > I am using "lazy consensus" to put out an updated copy of: > > http://www.openoffice.org/distribution/ > > A draft is here: > > https://cwiki.apache.org/confluence/display/OOOUSERS/*DRAFT*+Distribution+FAQ > > Is this adequate for replacing the placeholder page? > Overall, this is good. But I do have a two questions: 1). Do we want to encourage people to distribute older versions of OOo 3.3 or use the older logos? Or should we only talk about how to distribute AOO? 2) On the "Can I distribute OpenOffice on a CD or my website and call it something else?" -- Has this question really ever come up? I am not sure that it is actually forbidden to do this, but I wonder if could just not mention this weird case at all. What is more interesting is whether some one can distribute a modified version of OpenOffice and still call it OpenOffice. What is the PortableApps case, etc. That requires explicit permission from Apache. -Rob > Also, assuming that the current > http://www.openoffice.org/distribution/ > > is replaced, would it be a good idea to put the "Distribution" link back on > the > main download page? > > -- > ---------------------------------------------------------------------------------------- > MzK > > "Known commonly as the jackass, this long-eared little creature > is respected throughout the southwest—roundly cursed > yet respected—and here he is usually referred to by his > Spanish name, burro. Because of his extraordinary bray, > he is sometimes ironically called the "Arizona Nightingale." > > -- "Arizona, the Grand Canyon State: A State Guide", > By Federal Writers' Project
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Building School-Community Partnerships: Collaboration for Student Success / Edition 1by Mavis G. Sanders
Pub. Date: 10/28/2005
Publisher: SAGE Publications
How can we partner with our communities to improve school programs increase students' success?
Community involvement is a powerful tool in generating resources essential for educational excellence. This sharp, insightful book is an excellent resource for educators seeking to establish school-community partnerships to achieve goals/strong>/em>
How can we partner with our communities to improve school programs increase students' success?
Community involvement is a powerful tool in generating resources essential for educational excellence. This sharp, insightful book is an excellent resource for educators seeking to establish school-community partnerships to achieve goals for their schools, students, and communities. Work successfully with community partners to improve school programs, strengthen families, and expand students' learning experiences by collaborating with community partners such as:
- Businesses and corporations
- Universities and higher learning institutions
- National and local volunteer organizations
- Social service agencies and health partners
- Faith-based organizations
Product Details
- 9781412917650
- Publisher:
- SAGE Publications
- Publication date:
- 10/28/2005
- Edition description:
- New Edition
- Pages:
- 144
- Sales rank:
- 1,089,105
- Product dimensions:
- 7.00(w) x 10.00(h) x (d)
Table of ContentsForeword by Joyce L. Epstein
About the Author
1. Community Involvement: Why and What?
Rationales for Community Involvement in Schools
Community Involvement in Schools: Form and Fashion
Obstacles to Community Partnerships
2. A Closer Look at Common Community Partnerships
Business Partnerships
University Partnerships
Service Learning Partnerships
School-Linked Service Integration
Faith-Based Partnerships
3. Components of Successful Community Partnerships
High-Functioning Schools
Student-Centered Learning Environments
Effective Partnership Teams
Principal Leadership
External Support
4. Building Capacity for Successful Community Partnerships: A Vignette
The School
The Goal
The Team
The Project
The Community Partners
The Results
Lessons Learned
5. Bringing the Community In: An Elementary School Story
Community Partners
Commitment to Students' Learning
Principal Leadership
Action Team for Partnerships
Welcoming School Climate
Two-Way Communication
6. Creating Closer Community Ties: A High School Study
Principal Leadership
A Student Focus
Community Partners and Activities
7. Promising Practices for Community Partnerships
Activity 1: Goal--Improve Reading (2004)
Activity 2: Goal--Improve Math Skills (2003)
Activity 3: Goal--Increase Students' Awareness of Career Opportunities (2001)
Activity 4: Goal--Improve Ninth-Grade Performance on State Proficiency Exam (2002)
Activity 5: Goal--Improve Student Writing and Technology Skills (2002)
Activity 6: Goal--Improve Student Reading (2002)
Activity 7: Goal--Improve School Landscaping (2002)
Activity 8: Goal--Provide Community Service (2002)
Activity 9: Goal--Improve Student Oral and Written Communication (2004)
Activity 10: Goal--Improve Facilities for Students With Disabilities (2004)
Activity 11: Goal--Improve Student Science Skills (2000)
Activity 12: Goal--Provide Afterschool Activities for Middle School Students (2000)
8. Preparing Educational Leaders for Community Partnerships: A Workshop Agenda
Building Community Partnerships Agenda
9. Concluding Thoughts
Resource A: Sample Activities
Activity 1: Locating Community Partners
Activity 2: Improving the Partnership Process
Activity 3: Improving Community Partnership Quality
Activity 4: Garnering Principal Support for Partnerships
Resource B: Sample Letters
Sample Letter 1: Partnership Communication
Sample Letter 2: Partnership Activity Follow-Up
Customer Reviews
Average Review:
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Hotels in Koh Tao, Thailand
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"Very Upsacle and unique experience. Each room is set up a little different and away from each other (built into the hill) overlooking the water. The hotel is 5 star in my opinion. The rooms are extremely good and the beach near by is not accessable by foot, but the hotel has a boat dedicated to t..."
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"My wife and I stayed at Haad Tien for 9 nights in a Castaway Villa. This was our second time here. The island has become a lot more built up and populated since our last stay four years ago, but the resort is as beautiful as we remembered, well and truly worth the ferry ride from Samui. The staff..."
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"Nice hotel with a private beach with sunbeds.Reception staff nice and friendly"
A Traveller, Apr 2016, US
45 people looked at this hotel in the last hour
Most recent review
"The hotel can provide takeaway breakfast box if we want to join early morning activities (e.g. diving). We can pick up the box in advance (at PM 9:30 of previous day). It contains sandwich (we can select ham, chicken, and tuna), cut-fruits and bottled water. Taste good :) However, they inser..."
A Traveller, Apr 2016, US
43 people looked at this hotel in the last hour
Most recent review
"Remote spot on the south side of the island, fairly new complex, not much going on except for hotel guests, beach ok, diving club on the premises, free shuttle to town at certain times. Hotel restaurants good but pricey. Two pools for guests, long enough for swimming. There is no guest computer."
A Traveller, Jun 2016, NZ
31 people looked at this hotel in the last hour
Most recent review
"Beautiful and secluded. Very helpful and pleasant staff. Wonderful snorkeling right off the beach. Because it is secluded might rent a scooter to go to town so you don't have to rely on taxi. Rough dirt road so go slow! Enjoyed our stay"
A Traveller, Jan 2016, US
Map of Koh Tao hotels
Best hotels in Koh Tao
If you are looking for Koh Tao hotels in a particular area, you can use the search feature at the top of the page to search by neighborhood, landmark, address or zip code, or you can search by using the built-in map feature. You can also browse hotels in Koh Tao by type, amenities, and star-rating so that you can find the best hotel. Currently, top rated hotels in Koh Tao are:
- Aukotan Place Hotel
- Villa Seaview Garden
- Coral Paradise
- Lung Pae Resort
- Silver Sands Resort Garden Zone
The location of your Koh Tao hotel is important. If you are traveling to Koh Tao, &StateorCountry for business, you may want to consider getting a hotel close to the airport or near your meeting venue. By doing so, you can really cut down on transportation costs and time. You may also want to book a hotel that offers free wifi just in case you need to get some work done.
If you are traveling for vacation, figure out which attractions or landmarks you want to see and book a hotel that is within close proximity. Although hotels near attractions might cost a little more, you may find that spending those extra few dollars is worth the convenience. You can even find hotels that align with your interests. For example, if you are looking for a relaxing vacation, a spa hotel may be the perfect choice for you.
You'll also want to determine which type of accommodations will suit your needs before booking a hotel in Koh Tao. If you're traveling with the kiddos, a family friendly hotel will offer larger rooms and more sleeping arrangements. For those traveling for an extended period of time, booking a hotel suite with a kitchenette is a smart move and will feel a little more like home. If you are budget conscience and just need a place to rest your head, a hostel or motel may be all you need.
If you are looking to score the best discounts and deals, use the filter to sort by price from low to high. You can book a hotel in Koh Tao for as low as $10 per night. If you are looking to cut down on expenses, look for hotels that include free breakfast and parking. Some hotels even offer free shuttle service to and from nearby places. You can also sort by star rating, proximity, and guest rating.
Before you book, check out user reviews. Hotels.com has 3775 reviews in Koh Tao. We show reviews from Expedia and TripAdvisor so you know that you are reading genuine, reliable reviews. Be sure to download the Hotels.com app so you can book your reservations on the go, view amenities, and save the hotels you want to view and compare later.


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Best of Luck,
Maria Cipollone
Trevor gives the most thorough answers to your questions, but as the situation should be reviewed with a local lender, it might make sense to call some that have been recommended, if you're coming to Sacramento. The discussion on having his parents co-sign is another whole discussion and should only be considered as a last resort (for reasons too long to spell out here). You're on the right track and many lenders will consider your qualifications as a student as part of your work experience....
Good luck, and I think you'll find the right home soon.
I am not a fan of casually bringing in co-signers. The complications to the purchase process, loan, escrow closing, decisions during ownership, and eventual exit strategy for the sale of the property when you are through with it increase exponentially when you bring in two additional purchasers.
Ultimately you'll want to have a mortgage lender run a pre-approval for you and the best starting point is the simplest. In your case here, I would look at the income, credit and asset profile of you and your fiance' before we involved any non-occupant co-borrower (co-signor). One thing to keep in mind is that CA is a community property state, so if you apply for an FHA loan once you're married, your husband's liabilities must be considered even if he does not go on the loan. This is not true prior to being married, so you may have an opportunity now that you won't have later.
Finally, the rule of thumb for he non-occupant co-borrower is that you want them to:
A) Contribute income.
B) Not contribute too many liabilities.
C) Not harm the credit profile of the primary borrowers.
I hope this helps, but if it is confusing just get in touch and I'll walk you through!
Rob Spinosa
First and foremost, your questions are smart and on point, and these deserve a proper airing with a Licensed Mortgage Banker in your area. You can verify the License of any Loan Originator on the nmlsconsumeraccess.org website.
Next, to your questions:
1. If the student loans will be deferred for at least 12 months from closing date, those debts are not counted against your total liabilities. It sounds as if your fiance at least may be able to defer his loans since he is not yet graduated.
2. FHA allows for Non-Occupying cosignors. Retirement income is acceptable. The Mortgage Banker will take into account your parents' housing expense (their rent or mortgage payment) and outstanding debt along with your proposed housing expense (the mortgage payment on the house you wish to buy) and outstanding debt to qualify. The only issue here would be if your fiance's parents already have an FHA mortgage.
3. Do not use your money to pay down debt until after you have consulted with the Mortgage Banker. Too often we see clients who undertake to resolve the "wrong" credit issues before prequalification thus making the qualifying process more difficult.
Overall your situation sounds like a perfect case for an FHA Insured Loan: the mortgage loan designed to make it easier for renters to become homeowners since The Great Depression!
Trevor Curran
You may want to consider having just you on the loan with the cosigners. That way we just need to use your student loans with your income.
If you want to use your fiance's income, you will not be able to close escrow until after he receives his first paycheck...and that must be salary. Commission and bonus will not be counted.
You are welcome to send me your detailed information and I can run some numbers for you.
FHA will let you go to 49% of your income going to house payment.
There are also some very good first time homebuyer programs for you to consider. cg
Please call me if you still need my assistance.
Gwen Cao @ SVCF
dre #01220501
Please give me a call if you are still looking for an experienced loan officer. I have been originating loans, both conventional and government loans, for 14 years. I am looking forward to be able to guide you through your loan process.
Gwen Cao @ Silicon Valley Capital Funding
The simple answer is it doesn't matter if his father is retired, what matters is what his income is. If he makes enough to cover his expenses and have enough to still help you guys qualify for your home it shouldn't be a problem with an FHA loan.
Of course your finance's father also has to meet the minimum credit guidelines as well, but it's not a problem that he is retired as long as everything else qualifies.
Are your student loans currently deferred for at least 12 months? If so, FHA doesn't count them in your debt to income ratios.
Make sure that your fiance is going to be paid as an employee (w-2) and not as contractor or 1099ed.
He will also need 30 days worth of pay stubs prior to closing.
The only way to find out whether or not you'll qualify is to get pre-qualified by a mortgage professional.
Great question! And we've already had some great answers as well. It sounds like there are multiple ways this may work out for you. Between you and your fiance's credit scores, your income, and his parents agreeing to co-sign, you have many different ways to approach the loan. The only way to be sure if you can qualify is to contact a local mortgage broker. Local is the key word...they're going to know the local programs that you may also benefit from (like grants). I often work with Kevin Fritz at Big Valley Mortgage in Roseville. You can contact him at 916-960-1325. He's professional, thorough, honest, and easy to talk to.
Happy House Hunting!
He number is 916-276-6236
If you would like a good Realtor to help you with your property search, I can help you with that.
James Collins
Connect Realty
Your and your fiance credit scores are excellent on top of the job you have. The debt to income ratio is calculated based on the monthly payment due and not on the outstanding balance. To keep your mind at ease, contact your local mortgage lender to know your financial capacity to purchase. From what I have read so far, you are on your way to home ownership not counting the co-signers. Of course, this is just my assumption.
As I have mentioned, contact a mortgage lender/officer. They are the experts on this field.
Good Luck.
I recommend John Casy in this case. He has worked wonders for my clients who are, or might be "borderline" in their ability to get a loan. 916-205-0582.
Please tell him I referred you. That way, you won't be a "total stranger".
Good luck, let me know if you need anything else.
Bob Ingols


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George Oren Tire Specialist Inc. has been in business since 1946, operating two locations in Oakland, CA, and San Leandro, CA. We sell all types of tires from wheelbarrows to medium commercial truck tires. We offer tires from the top manufacturers including: Michelin®, BFGoodrich®, Uniroyal, Goodyear, Continetal, Pirelli, Hankook, and more. Our service trucks provide service from East Bay, to Fremont, to Richmond, and over the hill to Livermore. Automotive services include all undercar care, such as brake service, alignments, front-end repair, and shocks and struts.
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Financial Results
ACL Announces Earnings Release Date
American Commercial Lines Inc. (ACL) will conduct a live webcast and conference call to review and discuss its second quarter 2008 financial results on Wednesday, July 30 at 10:00 a.m. Eastern time. ACL is scheduled to release its financial results for the second quarter 2008 on Tuesday, July 29, 2008, after the close of the financial markets. A
GlobalSantaFe Corporation to Hold Third-Quarter 2004 Earnings Conference Call
GlobalSantaFe Corporation has scheduled a conference call to discuss its third-quarter financial results at 10:00 a.m. CDT (11:00 a.m. EDT) Wednesday, October 27, 2004. The financial results are scheduled to be released publicly prior to market opening on the New York Stock Exchange that same day.
Otto Marine Profit Warning
Singapore-based Otto Marine & group subsidiaries issue a warning regarding its forthcoming financial results. Otto Marine Group is expected to report a loss for the financial year ended 31 December 2012 largely due to, amongst others, the following: Losses from its subsidiary Reflect Geophysical Pte. Ltd. mainly due to low utilization of its seismic vessel; Impairment of investment and provision of doubtful debts owing to its subsidiary, Reflect Geophysical Pte. Ltd
Expro Releases 1Q 2013 Results
Expro said it is celebrating its 40th anniversary year with strong financial results for 2013. Highlights • Headline revenue increased by 18.5 percent to $1.2 billion (2012: $1.01 billion) •Headline EBITDA up 44.7 percent to $290.8 million (2012: $201 million) •Operating free cash flow of $123.2 million (2012: outflow of $44 million) •Sale of non-core Connectors and Measurements (C&M) business generated net proceeds after transaction costs of $591
Descartes to Announce Financial Results
Descartes Systems Group is scheduled to report its fiscal 2014 fourth quarter and annual financial results before market open on Thursday, March 6, 2014. Members of Descartes' executive management team will host a conference call to discuss the company's financial results at a.m. ET on Thursday, March 6. Designated numbers are +1 866 229-4144 for North America and +1 416 216-4169 for International, using Passcode 8010 580#.
Teekay Restated 1 & 2Q 2008 Results
Teekay Tankers Ltd. (NYSE: TNK) reported that it has restated its previously reported financial results for the first and second quarters of 2008 to adjust its accounting treatment for: - an interest rate swap agreement under the Statement of Financial Accounting Standards No. 133, Accounting for Derivative Instruments and Hedging (SFAS 133), as more fully discussed below under "Restatement for Accounting under SFAS 133"; and
General Maritime Corp. Announces 4Q Results
General Maritime Corporation announced that it will hold a conference call to discuss the Company's results for the fourth quarter and full year of 2006 on Thursday, February 22, 2006. The Company will issue financial results for the fourth quarter and full year ended December 31, 2006 on Wednesday, February 21, 2007 after the close of market trading.
Conrad Industries to Release Quarter Results
Conrad Industries, Inc. plans to release its first quarter earnings during the evening on Wednesday, May 5, 2004. Management of the Company will host a conference call on Thursday, May 6, 2004 at 9:30 a.m. CST, to discuss the Company's financial results for the quarter ended March 31, 2004.
Matson Report Increased Operating Income in Q2 2012
Matson, Inc. announces its second quarter 2012 financial results. The financial results for the second quarter and first six months of 2012 reflect Matson's separation from its former parent corporation, Alexander & Baldwin, Inc., on June 29, 2012. The separation of Matson from A&B was originally announced on December 1, 2011. Commenting on the quarter, President and Chief Executive Officer Matt Cox said, "While we are reporting improved operating income for the second quarter
Matson to Announce 2013 Results
Matson, Inc. has announced that it will release its financial results for the Fourth Quarter and Full Year 2013 on Tuesday, February 25, 2014. President and Chief Executive Officer Matthew Cox and Senior Vice President and Chief Financial Officer Joel Wine will discuss the results for the fourth quarter and full year through a conference call that will occur after financial results are released. The earnings conference call is scheduled at 4:30 p.m. EST/1:30 p.m. PST/11:30 a.m. HST
Gener8 Maritime Net Income Up 91%
Announcing its financial results today for the three and six months ended June 30, 2016 Gener8 Maritime, Inc. reported net income of $38.0 million, or $0.46 basic and diluted earnings per share, for the three months ended June 30, 2016, a 91% increase compared to $19
Dynagas 2Q Results Upbeat
The financial results of Greece-based Dynagas LNG Partners LP (DLNG) for Q2 beat Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of 42 cents per share. It has profit of 43 cents per share
GasLog Reports Higher Profit in 2Q16
GasLog Partners LP has released its financial results for 2Q16, boasting a profit of US$17.38 million – 38% higher than in 2Q15. Its demand outlook for LNG carriers with long-term charters remains positive. The company also generated US$49
Dry Bulk Facing Slow Recovery, Consolidation -Dreyfus
The dry bulk shipping industry may not emerge from a protracted downturn for another two years and some smaller firms will be squeezed out, the chairman of France's Louis Dreyfus Armateurs said on Tuesday. The dry bulk sector that transports commodities like coal and iron ore has suffered
Höegh LNG Partners Sinks to Loss in Q1
Höegh LNG Partners LP in their Preliminary Financial Results for the Quarter Ended March 31, 2016 reported a net loss of $1.0 million for the first quarter of 2016 compared to operating income of $5.0 million and net income of $2.6 million for the first quarter of 2015.
Seized Hanjin Shipping Vessel Resumes Operation in South Africa
Hanjin Paradip resume its sailing from South Africa as talks continue with owner over unpaid charter fees. The ship had been detained in Richards Bay, South Africa earlier last week over unpaid charter fees. The vessel in 82
TT Club Reports Robust Financial Results for 2015
TT Club has announced its financial results for the year ended December 31, 2015, and AM Best affirms its A- (Excellent) rating for the 10th consecutive year. Knud Pontoppidan, Chairman of TT Club, said, "After very good years in 2013 and 2014
North P&I Club Repots Positive Financial Performance
North P&I Club reports that an exceptionally low year for claims has helped it increase its free reserves by $90 million to $428 million and deliver a combined ratio of 73.3 percent in the financial year ended February 20, 2016. This brings the combined ratio average of the past five years
Scandlines' Highest Passenger Transport Record
Scandlines focused the business on the Germany-Denmark routes and made significant investments in future-proofing the group's ferry operations as well as catering and retail activities in 2015. Efforts to promote the Rostock-Gedser route paid off for Scandlines having recorded the highest
Papua New Guinea Bullish on LNG Potential
A new wave of investments in Papua New Guinea's energy sector could see some $19 billion of projects launched in the coming years, boosting the country's liquefied natural gas (LNG) output and providing employment to thousands.
UK P&I Club's Good Results in Difficult Times
Disciplined underwriting delivers another successful year London, 11 May 2016 – The UK P&I Club ("The UK Club"), one of the leading shipping protection and indemnity mutual insurers, announces its financial results for the year ended 20 February 2016.
Adani Ports Profit Up
Adani Ports and Special Economic Zone Limited (APSEZ), India's largest port developer and part of Adani Group, has announced the financial results for the fourth quarter and year ended March 31, 2016. Consolidated cargo across all ports handled by the company was 152 MMT
Subsea 7 Profits Dip in Q1
Subsea 7 S.A. announced its financial results for the first quarter ending March 31, 2016, reporting revenues of $746 million, down 37 percent from the prior year period. Adjusted EBITDA meanwhile was $284 million with an Adjusted EBITDA margin of 38 percent
Mitsubishi Books Loss from Cruise Ship Business
Mitsubishi Heavy Industries, Ltd. (MHI) hereby announces its intent to book an extraordinary loss from its cruise ship business in the company's consolidated financial results for fiscal year (FY) 2015 (ending March 31, 2016). 1. Background to the extraordinary loss
EMGS 1Q 2016 Vessels Update
Electromagnetic Geoservices ASA (EMGS) releases information on vessel activity and utilisation 4-5 working days after the close of each quarter. The Company defines vessel utilisation as the percentage of the vessel charter period spent on contracted or multi-client data acquisition


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SunEdison Sinks as Second Quarter Loss Missed Estimates
SunEdison Inc., the solar power and semiconductor maker formerly known as MEMC Electronic Materials Inc., dropped the most in 14 months after reporting a loss greater than analysts had expected.
SunEdison fell 24 percent to $7.39 at the close in New York, the biggest drop since May 10, 2012. The shares had more than quadrupled in the past year.
The net loss climbed to $102.9 million, or 45 cents a share, from $77.2 million, or 33 cents, a year earlier, the St. Peters, Missouri-based company said today in a statement. That's more than the 18-cent average loss of six analyst estimates compiled by Bloomberg.
SunEdison makes polysilicon wafers that can be used in semiconductors and solar cells, and also develops and builds solar power systems for homes and businesses.


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Jurassic Rockby Peter Gross
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Our quality crafted Tote Bags are hand sewn in America using durable, yet lightweight, poly poplin fabric. All seams and stress points are double stitched for durability. Available in 13" x 13", 16" x 16" and 18" x 18" variations, the tote bags are washable, feature original artwork on both sides and a sturdy 1" wide cotton webbing strap for comfortably carrying over your shoulder.
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ICC reforms will usher in deal-making era: players' body
(Reuters) – "Self-interest" and "short-term deal making" will prevail over cricket's long-term health following the recent structural reforms in the International Cricket Council (ICC), the global players' association said today.
The ICC board passed key structural and financial reforms in Saturday's meeting in Singapore which, many believe, effectively put India, England and Australia in charge of the game.
The restructuring will see the "Big Three" pocket greater share of the ICC revenue and occupy key posts within the governing body.
"This is a very sad day for our game," Federation of International Cricketers' Associations (FICA) executive chairman Paul Marsh said in a statement.
"This should be an indicator to the future for all of us, where self-interest and short-term deal making will override the long-term health of the game and views of its key stakeholders."
FICA had urged other test playing nations to block the proposals but only Pakistan and Sri Lanka abstained from voting in Singapore.
"Whilst unfortunately the final outcome had an air of inevitability about it once the process became clear, it again highlights how poorly our game is governed," Marsh said.
"Of extreme concern to all involved in FICA is the fact that so many key stakeholders in the game condemned the proposed changes … yet the ICC Board still approved these changes," said Marsh, adding FICA and its members would continue to oppose the reforms.
More in Sports
Wismar/Christianburg, Chase Academy set up rematch
A 90th+3 minute penalty kick conversion from Omar Brewley propelled four time defending champions Wismar/ Christianburg to their sixth consecutive final edging Sir Leon Lessons 2-1 in the semi-final of the Digicel Schools Football Championships yesterday.
Hooper nets hat trick as GCC Vintage muzzle Pitbulls
Georgetown Cricket Club (GCC) Vintage and Pizza Hut GCC secured hard-fought wins when the Lucozade Indoor Hockey Championship continued on Tuesday at the National Gymnasium on Mandela Avenue.
In honour of a legend turned 80
Long before the advent of batting armor like helmets and chest pads, and before the glamour of color coordinated cricket gear, a gifted 16-year- old schoolboy named Garfield St.
Simmons promises team will bounce back
West Indies Head Coach Phil Simmons is positive that the team can bounce back from the innings and 92-run defeat in the opening Test match against India.
Roberts expresses confidence in cyclists
On the eve of the departure of the national junior cycling team to St Lucia, coach of the formidable five-man unit, Randolph Roberts yesterday expressed confidence in the young cyclists.
Guyana U15s dismiss J/ca for 108
Guyana U15s made a promising start to the West Indies Cricket Board's limited overs round robin competition dismissing the Windward Islands for 108 in their first round encounter at Progress Park,Grenada.


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Updated Oct 24, 2012 - 3:41 pm
Political Poetry: Horses, Bayonets, and Boredom
The debates are over, can we just vote already?
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DEFINITION of 'Dual-Status Taxpayer'
A taxpayer that has met the criteria to be both a resident and nonresident alien in a single tax year. The duality of the taxpayer's status pertains only to residence, not citizenship. Only non-U.S. citizens can meet the criteria for this status.
Also known as "dual-status aliens."
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BREAKING DOWN 'Dual-Status Taxpayer'
Dual-status taxpayers must apply different rules to the taxation of their income earned while a resident alien versus a nonresident. For the portion of the year in which they are classified as resident aliens, they are taxed on all forms of income regardless of source. For the nonresident portion, they are taxed only on income from domestic sources.
IRS Publication 519 - U.S. Tax ...A document published by the Internal Revenue Service (IRS) that ...
Resident AlienA foreigner who is a permanent resident of the country in which ...
IRS Publication 513A document published by the Internal Revenue Service that details ...
Nonresident AlienA non-U.S. citizen who doesn't pass the green card test or the ...
Worldwide IncomeThe aggregation of a taxpayer's domestic and foreign income. ...
IRS Publication 524 - Credit For ...A document published by the Internal Revenue Service (IRS) providing ...
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How do I file taxes for income from foreign sources?If you are a U.S. citizen or resident alien, your income (unless exempt), including what's earned outside the U.S., is usually ... Read Answer >>
What is an alienation clause?Whether used in reference to insurance policies, mortgages or commercial loans, an alienation clause stipulates that should ... Read Answer >>
Will I get taxed from the sale of my parent's home?I bought a home with my sister two years ago. We did this because my parents could not put a house under their name. They ... Read Answer >>
Can the government tax your capital gains from other countries?Learn more about how capital gains earned in foreign countries are treated by the IRS. Discover examples of special tax situations ... Read Answer >>
Who is exempt from paying Social Security taxes?Learn about the groups of people who qualify for exemption from Social Security taxes, and explore the process of applying ... Read Answer >>