text:
Kids, Tweens, and Teens!
Come and join the fun at the library with Wii, board games, word puzzles, and snacks.
Sponsored by the Friends of the Homosassa Public Library.
Homosassa Branch
Saturday, August 30, 2:00 - 3:30 pm
From our Community Partners Blog
One Courthouse SquareInverness, Florida Back by popular demand, the Dusty Road Rangers on Saturday, July 16 at 7pm at The Old Courthouse Heritage Museum. Tickets are... Read more
From our Community Partners Blog
It's time again for another of Citrus County Parks & Recreations Movie in the Park Events. This months movie will be "Zootopia" Rated PG. Pre-Show Activities are from 6:30... Read more
From our Community Partners Blog
GulfCoast North Area Health Education Center is partnering with Citrus County Library System to provide a FREE 2-hour tobacco dependence seminar. Anyone interested in quitting... Read more
From our Community Partners Blog
If you aren't familiar with Medicare or the other available resources, or if you just want to brush up on what you already know, SHINE... Read more
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The Friends of the Crystal River State Parks, Inc., in partnership with the Florida Park Service, the Florida Coastal Office (FCO) and the Florida Public... Read more
The Citrus County Library System will promote the pursuit of knowledge and deliver quality education to the community, embracing the power of information, imagination, and ideas.


text:
DA: Infant dies following alleged beating
A 9-week old infant died today at Tufts Floating Hospital for Children in Boston after allegedly being assaulted by his father on Saturday, according to the Middlesex District Attorney's Office.
Christopher Berry, 22, of Lowell was arraigned in Lowell District Court and held on $500,000 cash bail earlier this week.
Berry is charged with assault and battery on a child and has been ordered to stay away from the victim's family, according to the DA.
Emergency officials responded to Mammoth Road in Lowell on Saturday May 11 and found the infant unresponsive.
According to the DA, Berry shook his son "with such force as to cause extensive and catastrophic brain injuries."
Additional charges could be filed pending the results of an autopsy report.
Berry's next scheduled court date is June 6.

subset: commoncrawl


text:
Livingston Manor
All levels of flexibility & strength welcome at Morgan Outdoors, 4:15pm. 917/532-1209.
Reading with author Nina Burleigh
Readings from "Under the Black Blanket" at CAS Arts Center, 4-6pm, free. 845/436-4227.
Yom Kippur service
Congregation Agudas Achim, 9:30am, followed by Yiskor. Youth program (ages 7-12) 11:30am. Nilah service 4:15pm. Community break-fast 6:45pm (RSVP: 845/292-2552). 845/439-5708 or 482-4100.
Kol Nidre
Congregation Agudas Achim, 7:30pm. 845/439-5708 or 482-4100.
Rosh Hashanah service
Congregation Agudas Achim, 10am; children's service 11am (ages 3-6 w/ parent). 845/439-5708 or 482-4100.
Erev Rosh Hashanah service
Congregation Agudas Achim, 7:30pm. 845/439-5708 or 482-4100.
40th anniversary celebration
Dinner, wine & live music at CAS Arts Center, 7-10pm, $40 suggested. RSVP: email@example.com or 845/436-4227.
Photo exhibition: 'Framing the Landscape'
Photos by Gregory T. Davis, Chip Forelli & Kit Sailer on display at CAS Arts Center through 10/7. 845/436-4227.
DeBruce Labor Day parade
Floats, marching band, antique cars, entertainment, live music, hayrides, pony rides, book sale & more at 21 Golf Road, 10am, free admission. 845/439-5440.
Shandelee Music Festival performance
Featuring the Int'l Young Artists of Shandelee & solo pianists at Sunset Concert Pavilion, 3pm, $25, students/seniors $23. RSVP: 845/439-3277.


text:
Hometown: Budapest
May 21, 2013
A few month ago from Tamas Blummer.
Hi, my name is Janos and I'm the community & user engagement lead of a fresh startup.
Please don't start Meetups 45 minutes late!
Meetup members, Log in
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text:
|regretting retirement
Question from Virgie on 12-31-2013:
|I spoke to Father Mike and he asked to me to a novena to the Holy Spirit using my own words and not using any formal prayers. I did complete the novena but was unable to hear an answer from the Holy Spirit. Would you please advise as to how the Holy Spirit might communicate with me and how I can discern His answer and/or advise? Thank you Virgie
|Answer by Richard Geraghty on 01-06-2014:
Dear Virgie,
It is understandable that you want your answer after the novena. But God has his own sense of time as his own sense of what you need. Keep praying and give the Holy Spirit a chance.
Dr. Geraghty


text:
Trending Now
Can you define these popular missing words?
Top Definition
A female who is delightfully sexy yet simple; Titillating ,and arousingly attractive. Perfect at everything she does; girls want to be her, guys want to be with her.
I want my wife as Sanaa as possible.
Let's put on our Sanaa tonight girls!!
Let's put on our Sanaa tonight girls!!
by B0nes March 09, 2009
On the 7th day, God did not rest. Instead, he created Sanaa. Sanaa is the only female allowed to be a King. Sanaa is like an infinitely better Jennifer Lopez and a lover animals who dominates everyone. Spends most of her time staring down inferior people who are not as majestic as her, which is everyone, and hanging out with the likes of Santa Claus, Abraham Lincoln, and Princess Jasmine from Aladdin. Sanaa is the true Mrs. Universe as she is the ultimate source of beauty in the existence of everything. She is the heaven, and the earth; the current and afterlife. She is the only true delegate and champion of justice, truth, and badassery.
Person 1: Did you see that girl just beat Usain Bolt in a race?
Person 2: Wow, she must be a Sanaa!
Person 2: Wow, she must be a Sanaa!
by bluetelevision August 08, 2012


text:
Error in the programme booklet
Unfortunately there is an error in this years programme booklet. The price of our official CD is misprintet. You can view the correct prices online - the triple CD (3CD) can be preordered from our webshop.
Tønder Festival Running Order Ready
The final music programme with play times for this year's Tønder Festival is in place. And there is news about the Festival cd, the webshop and sleeping in a teepee.
Tønder Festival Full Programme
Nearly 70 names will be appearing at this year's Tønder Festival. Among the latest additions to the roster are Margo Price, King James & The Special Men, Caitlin Canty, Jeffrey Foucault, Triakel, Niels Hausgaard and Jacob Dinesen.
Partout wrist band: 1.390 DKK (+ 20 DKK fee). We look forward to seeing you at the Tonder Festival!
Look forward to Rosanne Cash, Eliza Carthy and The Wayward Band, The Blind Boys Of Alabama, Mary Gauthier, The Chair, Mick Flannery and The Steel Wheels.See you!
Camping tickets for caravan or tent space and accommodation per person on the campsite are on sale to wrist band holders.
Coming to Tønder by car? All access roads to Tønder Festival are clearly signposted.More info – maps and info.
"Hand made music" is one of the Tønder Festival bywords. Folk, roots, indie rock, alternative country, cajun, klezmer, old-time. Americana, Scottish, Irish, English, Canadian, Scandinavian music … songwriters, instrumental wizards, bands, authentic folk tradition and new names – all these are the essence of Tønder Festival.
Welcome to our new webshop!


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Time will tell. Maybe like Hillary Michelle will be running for pres after Hillary is elected in 2016.Mes thinks Michelle will dump Barak IF the dirty truth comes out.
She has a spine and no time for a cheater, IMHO.
I'm sure if she got divorced she would get a bunch of money to live on. Michelle is a better person the Barak.
Michelle would be elected in 2020.


text:
In general, I think I do alright when it comes to coding in programming languages, but I think I'm missing something huge when it comes to databases.
I see job ads requesting knowledge of MySQL, MSSQL, Oracle, etc. but I'm at a loss to determine what the differences would be.
You see, like so many new programmers, I tend to treat my databases as a dumping ground for data. Most of what I do comes down to relatively simple SQL (INSERT this, SELECT that, DELETE this_other_thing), which is mostly independent of the engine I'm using (with minor exceptions, of course, mostly minor tweaks for syntax).
Could someone explain some common use cases for databases where the specific platform comes into play?
I'm sure things like stored procedures are a big one, but (a) these are mostly written in a specific language (T-SQL, etc) which would be a different job ad requirement than the specific RDBMS itself, and (b) I've heard from various sources that stored procedures are on their way out and that in a lot of cases they shouldn't be used now anyway. I believe Jeff Atwood is a member of this camp.
The above concepts do not vary much for MySQL, SQL Server, Oracle, etc.
With this question, I'm mostly trying to determine the important difference between these. I.e. why would a job ad demand n years experience with MySQL when most common use cases are relatively stable across RDBMS platforms.
CRUD statements, joins, indexes.. all of these are relatively straightforward within the confines of a certain engine. The concepts are easily transferable if you know a different RDBMS.
What I'm looking for are the specifics which would cause an employer to specify a specific engine rather than "experience using common database engines."


text:
20% off sitewide. Don't keep your cart waiting. Use SCREAM20
beautiful, and a bit disturbing…my best, francis.
STUNNING..Again " – ))
Nice pic – love the solitary light, and very fancy rope tying!
Superb light John, great image!
dammit…who ties these?! i want one…
this image is gorgeous…as is she, love your work :o)
Another great image John…love the tone. That single light is great as the shadows are as much of the image as the model. You should be able to write a book on knots very soon!
Thanks Ian, my rope work and knots are improving daily :-)
Wonderful image John
10% off
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text:
For connection of wiring harnesses to header pins on PC boards.
28-2200 - Multi Voltage Regulated Power Supply
Ideal for any device drawing up to 2A Fully regulated to deliver constant DC power Rotary selector switch selects 3, 41/2, 6, 71/2, 9 and 12V Power projects or small battery operated devices Color coded binding posts makes connection easyUltra-compact, lightweight...
28-6295 - 175 Piece Solderless Terminal Kit
Solderless Terminal Assortment Kit
175 piece kit contains a complete assortment of insulated ring, spade, butt and disconnects, all conveniently arranged in a clear polypropylene storage case. Perfect for a wide variety of service and installation needs, and esse...
101-002 - XLR Male 3-pin
Male 3-Pin XLR Connector
This is the original A Series premium XLR connector from Switchcraft, featuring an adjustable dual pressure plate cable clamp, flexible strain relief, and removable pin insert. These connectors provide highly reliable connections, with fe...
20-4960 - Arctic Alumina™ Polysynthetic Thermal Compound 1.75 Gram Syringe
This ceramic-based, polysynthetic thermal compound is for use between modern high-power CPUs and high performance heatsinks or water-cooling solutions.
24-14757 - 6' High Speed HDMI Cable with Ethernet
HDMI Cable with Ethernet
Take advantage of better looking movies, faster gaming and richer audio with the latest v1.4 high speed HDMI cables.Compatible with 3D and 4K display technologies, bi-directional A/V and data connectivity. It supports faster refresh rate...
MCM Electronics gave me terrific service and great prices. I will cheerfully shop with them again for my electronic needs.


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text:
First of all its conscious but I agree anyone gets on here and call there self Hot Momma and puts what she did needs to stay off topix and take care of her kids. She sounds like the type of person wants everyone to feel sorry for her. I bet Hot Momma jump in the sack with her new man on the first or second date no matter take care of your kids Hot Momma because this effect the kids more than you know<quoted text>Sounds like Hot Momma has a guilty consensus. Shame on you Hot Momma is that what your new man calls you. Sounds like you are talking to the wrong father. Looks like you made a ass out of your self. We can tell you are talking about your self. I FEEL SORRY FOR THE KIDS there the ones who you all hurting not you or the kids real father. So do your kids a favor stay off topix
mothers who want nothing to do with there children
Posted in the Ashland Forum
#44 Sep 8, 2011
#45 Sep 8, 2011
I can name one Renee Hall Aka Renee Brown
#47 Sep 11, 2011
Always put your kids first mothers and fathers your kids will always be there for you later in life.God bless
#48 Sep 14, 2011
I would like to know who is posting shit about me and don't know me at all and would post under my only name. This shit is for immature people anyway. I don't use drugs and I'm not selfishness at all. I care about my kids very much and love them dearly and the people that know me truly know this about me and know the situation between me and the kids father. I see my kids a lot. Grow the f*ck up.
United States
#50 Sep 15, 2011
Social Services is after her, there going to finialy take that little boy, and put him in a good home about time. If you know where she is call them, before he gets hurt.
United States
#52 Sep 18, 2011
Does anyone know Hot Momma her phone number or who she is. I find out if she hot or not.
#53 Sep 19, 2011
You are real immature person and you don't know shit about me or my kids so keep your f*cking nose out of my business. Maybe you need to get the facts right before talking bullshit about me. Yes I have had my kids many times seen living in Ashland. So Grow up please and stop talking shit about me that's not true. I don't talk shit about anyone b/c I'm mature acting. What you are doing is high school shit. Just let me live my life in peace. Find something better to do with your life than talk shit about me on here. Thanks.
United States
#55 Sep 20, 2011
Hey Hot Momma where u at whats your number dont worry i want tell your man.
#56 Sep 20, 2011
They just want food stanps and a bigger welfare check
#57 Sep 20, 2011
I think it should say THEIR children not there. There is where you place something.
#58 Sep 20, 2011
martha nicely didnt see ya or bro at daughters beauty contest may he was to afraid to go?
#59 Sep 25, 2011
get alife
#60 Sep 25, 2011
There is a girl I go to school with. She's probably 34ish and says she has three kids yet she dresses like Rainbow Brite, and is constantly going out and spending all day and evening studying. I think its great that she gets to study all of the time but how exactly does one go to school full time, study when she's not at school AND go out on the weekends? On her FB she is constantly talking about how awesome she is, how she lives life to the fullest with her friends. I mean, really?
I just can't imagine not being able to spend time with my son. Bizarro.
#61 Sep 25, 2011
i used to date her brother in middle school and i became "friends" with karla she is a 2 faced person and is no friend i can only imagine what kind of mother she turned out to be but sounds like she never did grow and get better sounds like same ol karla so sad
#62 Sep 25, 2011
is he the same steve scott that was married to heather renfroe? if he is that guy has always been crazy so glad heather got herself and her kids away from that mess
#63 Sep 26, 2011
I know who she is and she is not Hot by far.
United States
#64 Sep 26, 2011
What i want to know is the kids that are old enough to ask how they been treated by their mother or father or who they want to live with have they been ask that questions. To the mother or father if you don't put your kids first and I am talking about in front of boyfriends and girlfriends you will regret it later in life your kids never forget that you put them second in your life
#67 Sep 27, 2011
Greg fisher? I know this isn't you running your mouth Bro. I called you out into the street how many times? And you got scared and wouldn't come outside unless your mom was out there. Yea Bro I find out this is you and ill break your neck foreal retarded or not. Real talk. Your bigger than me but you know that ill break you in half dude..
#68 Sep 28, 2011
No Mom the reason your kids dont want to live with you is you dont care you put them second.
#69 Oct 2, 2011
Well who is she where can I go to see her?
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Ecumenical Church Loan Fund
Address: 2A Derrymore Road, Kingston 10
Telephone: (876) 754- 6773
Fax: (876) 968- 2913
Email: email@example.com
Web Site: http://www.eclof.org/
Ecumenical Church Loan Fund (ECLOF) is a not-for-profit ecumenical organization based in Geneva, Switzerland. ECLOF's mission is to provide fair credit for human development and sustainable communities, in witness to the Christian faith.
ECLOF finances the construction of churches, schools and other community projects. Most of ECLOF committees today are in the South, and their lending activities are concentrated on grassroots development projects.
ECLOF is an ecumenical lending institution and, as such, it uses loans as an instrument of development, and not grants or donations. As a matter of policy, the ECLOF International Secretariat in Geneva does not process loan applications or projects directly from applicants but, rather, it works through National ECLOF Committees (NECs). For more information, please contact the National ECLOF Committee in your country.
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if (isset($options['action'])) {
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text:
M.'s Reviews > Alabama Moon
Alabama Moon (Albama Moon, #1)
by Watt Key (Goodreads Author)
by Watt Key (Goodreads Author)
M.'s review
May 13, 2010
Read in January, 2009
2009 Rebecca Caudill nominee Excellent book. Moon Blake was raised in the Alabama woods by his survivalist father after his mother died. The dad dies and Moon ends up "in the system." Moon, however, has been well trained to survive in the wilderness including making his own weapons, shelters, and medicines; finding his own food; dressing animals he's killed for meat and curing the hides to use for clothing; etc. He, with 2 other boys, elude the system by living in the woods for several weeks. Ultimately he has to question his upbringing, face the system, and go on to live his life. Very much a coming of age story.
∙ flag
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Wheelchair Bound Child Has AWESOME Halloween Costume [VIDEO]
This could be my favorite Halloween costume this year.
A guy morphed his son's wheelchair into a "Snowspeeder" from Star Wars.
This could be my favorite Halloween costume this year.
A guy morphed his son's wheelchair into a "Snowspeeder" from Star Wars.
We had so many creative costumes this year! Bravo guys!!
Come on, don't act like you haven't thought this.
Watch out! This video might get a little scary.
E! News put together a list of interesting facts about horror flicks and yes, the vomit used in The Exorcist was mostly pea soup and Sissy Spacek actually slept
Last year, our market won this contest, so we're going for the repeat!
Happy Halloween from our crew to yours!
Don't worry, we've got your back on which candy to eat and which to ditch.
If you're into eating right and doing your best to stay active, this time of the year makes you nervous...
Famed paranormal researchers Ed and Lorraine Warren have investigated many a strange and creepy case. Whether you believe in the paranormal or not, some of their claims can be quite hair-raising. And a few of their cases have been made into blockbuster horror movies.
The case of a haunted doll named Annabelle is no exception.
The Caddo Parish Sheriff's Office has put out some tips to keep your little ghouls and goblin safe during trick-or-treating.
Dirk Nowitski is one of the best basketball players in the NBA... He's also known for his sense of humor.
That humor showed over the weekend when he attended a Halloween party in possibly the best costume I've ever seen.
The Bossier Sheriff's Office asks parents to make sure their kids are safe this Halloween.
It's a two-in-one costume. One second, it's Cinderella as a maid, the next she's a princess.


text:
New ink promotes new world tour.
Journalist Hazel Smith Honored
Country Weekly contributing editor and cmt.com Hot Dish columnist Hazel Smith was honored during the sixth annual Source Foundation Awards, Aug. 21, at the Musicians Hall of Fame in Nashville.
The awards recognize individuals who have helped shape the Nashville music industry. Hazel's career has included work with country legend Tompall Glaser, Country Music magazine and Indianapolis radio station WFMS. Garth Brooks made a special appearance as he introduced Hazel, noting that she was someone who "would die for me." Brenda Lee and Jeannie Seely were among the hosts for the event.
Don't miss an issue! Subscribe to Nash Country Weekly.
More News
The Gambler's Last Deal begins May 13 in Mahnomen, Minn.
Video features his Wife Alex and Dog Writer as the main characters.
Sam Hunt leads the field with nods in three categories.
New single, "Outskirts of Heaven," has youngsters thinking.
The faith-fueled tune is part of Blake's new album, "If I'm Honest."


text:
The name the artist Test
Their result for The name the artist Test ...
Congratulations! You scored ###!
Their Analysis (Vertical line = Average)
They scored 53% on artistpoints, higher than 60% of your peers.
All possible test results
You Enjoy Music....You may Not know alot of the artist names but props for enjoying the music. Read more
You really pay attention to Music and enjoy listening and maybe even watching the videos. Read more
Music Fanatic!
Ok! Good Job! You are a true music Lover and know your stuff! Read more
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Players / ICC Cricket World Cup 2011 / Devendra Bishoo
West Indies
|Showing 1-20
West Indies v India, 1st Test, Antigua, 1st day
Bishoo not unhappy with team balance
Jul 22, 2016: Devendra Bishoo, the West Indies legspinner who took three wickets, feels West Indies are still in a competitive position despite India going to stumps on 302 for 4 in Antigua
India in West Indies 2016
Returning Bishoo ready to bowl long spells
Jul 14, 2016: West Indies legspinner Devendra Bishoo has said he is prepared to bowl long spells in the upcoming four-Test series against India at home
West Indies news
WICB releases Test players for early CPL matches
Jun 10, 2016: The WICB has agreed to release captain Jason Holder, Darren Bravo, Carlos Brathwaite, Devendra Bishoo, and Denesh Ramdin for the Caribbean Premier League, starting June 30
West Indies in Australia 2015-16
Bishoo injures shoulder at training
Dec 26, 2015: West Indies legspinner Devendra Bishoo has been sent for scans on his left shoulder after falling and injuring his rotator cuff during a practice session on the first morning of the Boxing Day Test in Melbourne
West Indies in Sri Lanka 2015-16
Badree out of Sri Lanka T20s with dengue fever
Nov 5, 2015: Samuel Badree, the legspinner, has been ruled out of the two-match T20 series against Sri Lanka with dengue fever
Sri Lanka v West Indies, 1st Test, Galle, 2nd day
West Indies caught in Galle's sweaty embrace
Oct 15, 2015: West Indies succumbed to Galle's humidity as chances went down and Sri Lanka's score mounted inexorably on the second day of the first Test
Trinidad & Tobago Red Steel v Guyana Amazon Warriors, CPL 2015, Basseterre
Bishoo no-ball hands Red Steel tight win
Jul 4, 2015: Trinidad & Tobago huffed and puffed and just scraped through to their first win of the season by three wickets in a low-scoring encounter against Guyana Amazon Warriors
Australia in West Indies 2015
Less growing, more pains for West Indies
Jun 15, 2015: Dropping Shivnarine Chanderpaul before the series provided opportunities for younger players, but the West Indies' lack of batting depth was ruthlessly exposed in his absence
The rebirth of Devendra Bishoo
Jun 10, 2015: He went from being the ICC's best emerging player into oblivion, but he has worked his way back to the top. Now he must look after his vital spinning finger
West Indies v Australia, 1st Test, Roseau, 2nd day
Jun 4, 2015: In Devendra Bishoo, the West Indies have found a man to exploit Australia's frailties against spin bowling
West Indies v Australia, 1st Test, Roseau, 2nd day
Australia on top after Voges' debut ton
Jun 4, 2015: Adam Voges became the oldest man to score a century on Test debut as Australia took control on the second day in Dominica
England in West Indies 2015
Young generation offers West Indies hope
May 4, 2015: The game in the Caribbean remains in a fragile state, but the likes of Jermaine Blackwood and Jason Holder suggest that rebuilding is possible
Bouncier pitches will boost West Indies
Apr 26, 2015: New Zealand became a better Test side thanks to livelier surfaces at home that benefited batsmen and bowlers. West Indies can follow their lead
West Indies v England, 2nd Test, St George's, 3rd day
Root hundred puts England in charge
Apr 23, 2015: A sixth Test hundred from Joe Root helped England to a position of increasing dominance in Grenada, as they wore down West Indies during an extended day in the field
West Indies v England, 2nd Test, Grenada
Apr 18, 2015: Left-arm spinner Sulieman Benn has been dropped from the West Indies squad for the second Test against England in Grenada beginning on April 21. Right-arm medium pacer Shannon Gabriel has been called up in his place.
England in West Indies 2015
Bishoo recalled for first England Test
Apr 10, 2015: Legspinner Devendra Bishoo has made a comeback to the West Indies squad for the first Test against England
Regional 4 Day Tournament 2014-15
Bishoo, Permaul spin Guyana to innings win
Mar 23, 2015: A round-up of the Professional Cricket League matches that ended on March 23, 2014
Regional 4-day Tournament
Permaul, Bishoo bowl Guyana to seventh win
Mar 9, 2015: A round-up of WICB Professional Cricket League Regional 4 Day Tournament matches
Regional 4-day Tournament 2014-15
Fletcher, Shillingford set up big win for Windwards
Feb 16, 2015: A round-up of the Regional 4-day Tournament matches that finished on February 16, 2015
WICB Professional Cricket League 2014-15
Rain saves T&T, slim win for Jamaica
Nov 17, 2014: A round-up of WICB Professional Cricket League matches that ended on November 17, 2014
|Showing 1-20
Pakistan, press-ups and national redemption
The themes of redemption and rehabilitation had been a constant companion for Pakistan in the build-up to what proved to be an epic first Test, but it was only in that moment of victory that the true significance of their 75-run win could be understood
Pakistan's thrilling triumph at Lord's was underscored by their captain's serenity
West Indies need to paper over bowling cracks
The hosts' pace attack, with a combined experience of 31 Tests and 56 wickets, is a candidate for being their weakest ever, yet India cannot simply show up and expect to win
Yasir's 13 going on 100, and 42-year-old centurions
Also, losing ten-fors, and back to back Tests at Lord's
England played a full part in a compelling Test, but if they are to continue to evolve as a Test side the top order has to shape matches
West Indies need to paper over bowling cracks (62)
The hosts' pace attack, with a combined experience of 31 Tests and 56 wickets, is a candidate for being their weakest ever, yet India cannot simply show up and expect to win
Herath versus the mighty Australians? (45)
Sri Lanka's lead spinner must feel like a bus driver in charge of a spluttering vehicle as the hosts strive to challenge a strong Australian side
Cook braves criticism as England play it safe (37)
There was enough logic in Alastair Cook's decision not to enforce the follow-on to make it understandable at worst and reasonable at best
Australia seek returns on Mitchell Marsh investment (37)
Australia will be hoping that Mitchell Marsh grows from an emerging allrounder into a top-quality allrounder by the end of the Sri Lanka tour
Why close-catching standards have dropped (26)
Technique and anticipation are important for close-in fielding. Many of today's fielders lack both
World Cup Videos
Oram, South Africa and the curse
| Nov 17, 2014
Oram, South Africa and the curse
| Nov 17, 2014
Dhoni takes India home
| Nov 4, 2014
Yuvi steers India clear
| Nov 4, 2014
Dhoni takes India home
| Nov 4, 2014
... and that's that
13:40 | Apr 11, 2011


text:
Glaxo Plans To Trim Jobs As Profit Falls
GlaxoSmithKline PLC became the latest drug company to announce layoffs and cost cuts after competition from generic medicines and sharply lower sales of the diabetes drug Avandia hurt third-quarter earnings.
The world's second-largest pharmaceuticals company by sales said it would take a £1.5 billion ($3.08 billion) charge as part of cost cuts that it estimates will save the company £700 million a year by 2010. Glaxo Chief Executive Jean-Pierre Garnier said layoffs would be involved, but he declined to say how many.
Jobs will be cut in the sales force and in research and development, he said. Glaxo has been testing ways to make better use of its sales representatives and will be implementing some of those changes globally, Dr. Garnier said. He declined to give specifics but said some of the plans had been drawn up by Andrew Witty, head of Glaxo's European business, who was recently selected by the board to succeed Dr. Garnier as CEO when he retires in May.
Glaxo said it will also close some manufacturing plants and outsource some production.
Tough times in the drug industry have led a number of pharmaceutical companies to tighten their belts and cut jobs, including Novartis AG, AstraZeneca PLC, Johnson & Johnson and the world's largest drug maker by sales, Pfizer Inc. Competition from cheap generics, tougher safety standards at the U.S. Food and Drug Administration and the difficulty of inventing drugs have contributed to lower earnings across the sector.
Glaxo, based in Brentford, England, was particularly hard hit by plummeting sales of Avandia, a once-popular diabetes drug now linked by some research to heart-attack risks. Glaxo said third-quarter net profit fell 5.8% to £1.31 billion from £1.39 billion a year earlier. Total sales fell 2.9% to £5.48 billion, hurt by generic competition and lower-than-expected sales of the asthma drug Advair. Sales of the Avandia family of drugs fell 38% to £225 million in the quarter, with U.S. sales down 48% to £130 million.
Even so, Glaxo reaffirmed its outlook for the current year, targeting earnings-per-share growth of 8% to 10% at constant exchange rates.
Conference Call
"I think for '08 [hellip] I would not give an indication that gross margin is going to improve, simply because you get the full impact of some of the generics" -- J.P. Garnier, GlaxoSmithKline CEO
Read the full transcript for Glaxo's conference call, provided by Thomson StreetEvents (www.streetevents.com)
More on Glaxo
- Glaxo to Weigh Results of New Diet Pill
- Tougher Avandia Warning Urged
- Glaxo Picks Andrew Witty as New CEO
- Glaxo Diabetes Drug Is Dealt Fresh Blows
- Panel Keeps Avandia on Market
Write to Jeanne Whalen at firstname.lastname@example.com


text:
May 31, 2016
The Witcher 3: Hearts of Stone Review
A new piece of content for The Witcher 3 is about to hit, so Tim is… oh, he's reviewing the piece of content that came out seven months ago.
May 31, 2016
A new piece of content for The Witcher 3 is about to hit, so Tim is… oh, he's reviewing the piece of content that came out seven months ago.
May 10, 2016
CD Projekt Red have announced that, yes, The Witcher 3: Wild Hunt – Blood and Wine will indeed be launching at the end of this month.
January 11, 2016
A load of bugs are sorted out in this latest update from CD Projekt.
December 24, 2015
Tim tries to think of a few games that aren't Undertale with which to pad out his list of favourite games from 2015.
November 4, 2015
No, this isn't a joke. Yes, Tim has really written a review of The Witcher 3: Wild Hunt. Who was betting on it being in November?
October 22, 2015
CD Projekt push out the new patch, the first since the release of Hearts of Stone.
October 15, 2015
A behind-the-scenes look at the first expansion for The Witcher 3: Wild Hunt. Hearts of Stone boasts new quests, characters, items, monsters and even new gameplay mechanics. Listen to the devs talk about working on this…
October 13, 2015
More adventuring for Geralt. Maybe he'll keep his clothes on this time.
News Bites include Overwatch beta stream this week, a Humble Capcom Bundle, Steam 'Stealth' Sale and more…
October 8, 2015
Over 600 bits and pieces have been tweaked and sorted in this patch which should be "here in a matter of days".
September 8, 2015
In which Geralt has to deal with an immortal bandit leader. And a giant tortoise-frog, apparently.
August 17, 2015
A second chance to fret about which choices to make in The Witcher 3, as New Game Plus mode arrives.
August 14, 2015
Get tinkering with the game files now and start messing with models and stats.
August 7, 2015
Good news, Gwent fans "Players will now be able to complete the Card Collector achievement".
July 27, 2015
It won't be out this week though, CD Projekt are still finishing it.
July 22, 2015
Slice and dice those monsters in ever more flamboyant finisher fashion.


text:
Welcome to King's Park Brass
Welcome to the website of King's Park Brass, a brass band based on the south side of Glasgow, Scotland. If you are interested in joining the band or would like to book the band for a concert or other event, please get in touch.
Summer Concert 2016
Next up is our Summer Concert in King's Park Church on Tuesday 21st June, featuring the KPB Senior, Youth and Junior Bands in a fun evening of music. More...
Band Diary
- Concert
- Fri 18th Nov 2016 7:30pm
- Rutherglen Town Hall
- Senior Band
- Add to Calendar: Google | Outlook/ical


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X2: The Threat
X2: The Threat Cheats & Codes
Check out our 1 cheat for X2: The Threat.
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Game Details
Published by: Enlight
Developed by: Egosoft
Genre: Economic Simulation
Release Date:
United States: December 1, 2003
UK: February 6, 2004
T for Teen : Drug Reference, Mild Violence
Also Available On: Mac
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An expansion pack for the 2014 turn-based strategy title, Civilization: Beyond Earth -- Rising Tide will enhance the Beyond Earth experience…
Trouble taps on your window again with this next chapter in the Grand Theft Auto universe, set in the city of Los Santos.
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Taking the fundamental concepts of open-world freedom, ambient activity and mission-based gameplay of the Grand Theft Auto series and making…


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The Bird Writes "As one probably surmised by the piece I wrote earlier this week, I am hell-bent on getting Omer Asik out of New Orleans before the end of the summer. My new plan to remove the mismatched center from town involves a trade with the Houston Rockets... and yes, you read that right! The Rockets are..." June 26
Pro Basketball Talk "Will Anthony Davis make an All-NBA team, triggering the Derrick Rose rule and giving the Pelicans big an extra $24 million over his five-year contract extension? Omer Asik's injury could give Davis an opportunity to accumulate numbers that impress voters. Scott Kushner of The..." February 24
Alvin Gentry says Omer Asik is OUT for tonight's game. He said doctors are "projecting two weeks" he could miss. #Pelicans
Real GM Basketball "The Cleveland Cavaliers have interest in Kyle Korver, Tyreke Evans and Omer Asik ahead of the trade deadline. The Atlanta Hawks could be selling off parts of their core in an attempt to retool." February 09


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text: Decoding The Trustworthiness Of BeardsAnna North4/21/10 7:40pmFiled to: Feared beardsBeardsTrustworthiness of beardsChartsFacial Hair127EditInvite manuallyPromoteDismissUndismissHideShare to KinjaToggle Conversation toolsGo to permalink Never trust a man with a soul patch, we always say. Now, this and much other tonsorial wisdom is available in handy chart form, courtesy of designer Matt McInerney. Good news for Santa: pointy beards are a-okay. [pixelspread, via BuzzFeed]Reply127 repliesLeave a reply


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Always at junction of Jats' stir, Mayyar silent in 2nd roundMayyar (Hisar): Mayyar, a Jat-dominated village near Hisar, which was considered to be the launching ground of Jat agitation's first round in February, is conspicuous by its eerie silence during the second round of the stir. TOI visited the village ... Times of India, 1 month ago
First day, 2nd stir: Jats shift to village w... - Times of India, 1 month ago
Stir to be launched in other states too - Chandigarh Tribune, 1 month ago
4 images for mayyar
Jats call off quota protest after talks with Haryana govt
The Jat quota agitation in Haryana was on Sunday called off after All India Jat Arakshan Sangarsh Samiti held talks with the state government in Delhi. The decision was taken today after a marathon meeting held between AIJASS President Yashpal ...The Statesman, 1 month ago Jats call off stir after talks with Haryana government catchnews.com, 1 month ago Jats call off quota stir after talks with Haryana govt Millennium Post, 1 month ago Jats call off quota agitation after talks with Hr govt Press Trust of India, 1 month ago
Samiti chief Malik joins probe into sedition case
Jind, June 19 Akhil Bharatiya Jat Aarakshan Sangharsh Samiti (ABJASS) president Yashpal Malik today joined investigation into a sedition case. The case was registered against Malik, his four associates and 130 unidentified members of the samiti at ...Chandigarh Tribune, 1 month ago
Haryana: Organisation spearheading Jat agitation says protest will end on Sunday
Chandigarh: In a relief for BJP-led Haryana government, All India Jat Arakshan Sangarsh Samiti (AIJASS), which is spearheading the pro-quota Jat agitation, on Saturday night said it will call off its protest on Sunday. The decision to call off ...Firstpost.com, 1 month ago Jat quota agitation ends tomorrow: AIJASS Press Trust of India, 1 month ago Second Round Of Jat Quota Agitation Ends Today, Announcement In Evening NDTV, 1 month ago Jat stir: Haryana under massive security blanket New Delhi Pioneer, 1 month ago
20 detained in Hisar for holding dharna without permission
With the pro-quota agitation by Jats entering its 14th day, as many as 20 persons belonging to the community were on Saturday detained by police for holding a dharna without permission at Surewala Chowk here. Former district president of All ...The Hindu, 1 month ago Attempt to stage dharna foiled Chandigarh Tribune, 1 month ago 20 protesters detained from Surewala Chowk, released later Hindustan Times, 1 month ago Jat quota stir: 20 people detained in Hisar Chandigarh Tribune, 1 month ago
Folk artistes add colour at Jats' sit-ins sites
CHNADIGARH: With the Jat agitation for reservation continuing for an indefinite period, the organizers have now roped in folk artistes to pull in the crowd at dharna sites. The crowd at Jassia - epicenter of the second round of Jat agitation in ...Times of India, 1 month ago
Strategy to rope in panchayats pays off as youths stay away
The district administration's strategy to rope in panchayats to prevent a repeat of large-scale violence during the previous agitation in February has paid off. How? Youths are staying away from the agitation this time. The panchayats formed ...Chandigarh Tribune, 1 month ago
Hisar Jats reject talks at district level
Jat leaders today rejected a district administration's proposal for dialogue. They said they were not authorised for the district-level talks, as the central committee of the Akhil Bharatiya Jat Aarakshan Sangharsh Samiti (ABJASS) had already ...Chandigarh Tribune, 1 month ago
Jats renew stir, Haryana on alert
CHANDIGARH: At least nine districts in Haryana were on high alert on Sunday as a section of Jat community renewed their agitation for reservation. Three months after their violent agitation left 30 dead, Jat leaders renewed their quota stir, which ...The Gulf Today, 1 month ago Jat stir renewed, small meetings held in 15 dists New Delhi Pioneer, 1 month ago 7K cops on vigil, Day 1 of Jat stir II remains peaceful Times of India, 1 month ago 'Peaceful so far': Haryana tense as Jat quota protests return Firstpost.com, 1 month ago
Hisar admn heaves sigh of relief after peaceful protest
The article below represents a preview only and is not meant for reuse or republishing. Hisar, June 6 -- The district administration heaved a sigh of relief after the irst day of Jat reservation stir under the aegis of All India Jat Aarakshan ...HT Syndication, 1 month ago
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Crazy Substitute Teachers
Enjoy, NG4.02 / 5.00 2,572 Views
Vacuum Salesman
This dude and his Megazord vacuum cleaner4.01 / 5.00 2,846 Views
Markiplier Animated | Mark Of The Survey Corps
This took far too long to make...3.97 / 5.00 7,130 Views
almost 16 years and still a classic
Damn I'm 15 years late with this review... hope I saw this after it came out, but I was usually more interested in the incoming Portal submissions, than the Front Page back then.
Still holds up exceptionally well! The script was certainly clever, though 'banthashit' would've been more appropriate over 'bullshit' lol The artwork isn't top notch, but it looks like time was spent on it, and that's makes up for a lot. Glad you're still with us Tormented-Soul!
Cant believe I missed this gem. A crossover parody of both Star Wars and Seinfeld. Who'dve thought it would work so well XD
Made a long time ago for an internet far, far forgotten.
Thanks for the review, dude.
butmaster LOL
By God.....
And now?
It's owned by Disney....
So much gone....


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Skid Row Tickets
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Engine Performance problem
1997 Chevy Camaro 6 cyl Two Wheel Drive Automatic 120000 miles
hi, I just got my spark plugs and wires changed and it doesnt drive like it use to and feels like it might be in the wrong firing order but I dont know. Any advice or suggestions?
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Cottage Cheese Crab Salad for Two
Total Time
Prep 10 mins
Cook 0 mins
A nice, light lunch that's simple to prepare. I serve it over Romaine leaves.
Ingredients Nutrition
- 1⁄2 cup small curd cottage cheese
- 1⁄4 cup sour cream
- 1 teaspoon Dijon mustard
- 1⁄8 teaspoon garlic powder
- 1⁄8 teaspoon black pepper
- 8 ounces imitation crabmeat, chopped
- 1⁄4 cup celery, chopped
- 1⁄4 cup sweet onion, chopped
- lettuce leaf
- 1 tomatoes, cut into wedges
- In a bowl, combine cottage cheese, sour cream, mustard, garlic powder, and pepper. Stir in crab, celery, and onion.
- Serve on lettuce-lined plates with tomato wedges.
Most Helpful
It's an easy, light lunch, but I made this just as written and it just seemed so bland. I even added extra onion and garlic powder. The testure was nice... a little crunchiness here and there. I really thought it would have more flavor to it. The recipe is certainly worth playing around with. Thanx for sharing!
This made a great light lunch that I served with avocado slices and tomato wedges. I also have to agree with WI Cheesehead about the flavor. Something was lacking so I increased the garlic, pepper and dijon slightly. I also added a bit of kosher salt. All in all, a great, easy recipe. Thanks for sharing! **Made for I Recommend..**
This is very refreshing and easy to prepare. I hollowed out two tomatoes and put the salad inside. This is a fancy tasting and looking lunch that does not require fancy ingredients. Imitation crabmeat is usually on sale at my grocery store every couple of weeks. Thanks for adding some pizzaz to my lunch hour. :)


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Commercial PACE
PACE is an innovative program that makes it possible for owners of commercial and industrial properties to obtain low-cost, long-term financing for energy-efficiency, water conservation and renewable energy projects.
PACE statutes authorize municipalities and counties to work with private sector lenders to provide upfront financing to property owners for qualified projects, and to collect the repayment through annual assessments on the property's real estate tax bill. The term of PACE financing may extend up to 20 years, resulting in utility and other cost savings that exceed the amount of the assessment payment. PACE legislation for commercial property has been adopted in 29 states and the District of Columbia.
Download List of Programs in PDF
Commercial PACE is available in more than 1,000 municipalities across the country. In PACE enabled states, a range of program implementation models are used by local governments and both for-profit and non-profit companies are emerging to provide administrative, marketing, and financing services.
Estimated Commercial PACE Market
# of buildings upgraded
- Energy Efficiency 46%
- Renewable Energy 45%
- Mixed 9%
Jobs Created
* All aggregate commercial PACE data is shared with us by programs or other sources considered to be reliable, but has not, in all cases, been independently verified by PACENow.
Unique Benefits of PACE
- 100% financing with no up-front, out-of-pocket costs for the property owner.
- Positive cash flow and increased property value, even with long simple payback projects.
- Alignment of landlord and tenant interests, as the real estate tax assessment, along with the cost savings generated by a sustainability project, can be shared with tenants under most lease forms.
- PACE assessments are linked to the property and automatically transfer to a new owner upon the sale of the property.
- Available for most projects that save or produce energy, and for water management in many states.
PACE Is Taking Off Across the Country
In this video, market leaders are speaking of the benefits of PACE and why property owners in various states find it an effective financing mechanism.
PACE for Commercial Building Owners and Community Leaders: A Primer
Why use PACE? Learn more in our downloadable slides for presenting to commercial real estate companies and community leaders. These slides give a primer on PACE, how it works and why to use it, and the specific benefits of PACE for building owners and communities. Please download the slides that match your needs and share them with your constituents.
Download the slides:
For presenting to building ownersFor presenting to community leaders
Financial Impact of PACE: In-Depth Dive for Commercial Property Owners
Why Should Property Owners Use PACE?
The purpose of this presentation is to clearly describe the many benefits of PACE financing for real estate companies and to provide examples of the financial impact of PACE under various lease forms.
Money Is Often Misunderstood
The purpose of this presentation is to remove confusion about how the cost of PACE financing compares with the cost of internal capital allocated by companies to energy efficiency and renewable energy projects. This video reviews the concepts of "weighted average cost of capital," "hurdle rates," and "allocated cost of capital."
George Caraghiaur
These presentations were developed by George Caraghiaur, our in-house expert on how commercial real estate companies can maximize EBITDA through sustainability practices . George joined PACENow as a Senior Fellow in April 2014. Until recently, he was SVP, Sustainability for Simon Property Group, an S&P 100 company and a global leader in the retail real estate industry, where he was responsible for developing and implementing the company's sustainability strategy, including energy efficiency, waste recycling, renewable energy, tenant engagement, sustainable construction, and transparent reporting. George holds a Master of Science from Penn State University, and a Bachelor of Engineering from École Polytechnique de Montréal.
Whitepaper: Benefits of PACE for Commercial Real Estate Companies
For commercial real estate property owners, PACE financing can remove the typical barriers to the implementation of energy efficiency improvements. In this whitepaper, George Caraghiaur explains how to take advantage of the many benefits PACE provides to commercial real estate companies.
Download the whitepaper in PDF
Existing Mortgage Lender Engagement
PACE financing is repaid with an assessment added to the property tax bill. Like property taxes and other assessments, current or past due PACE assessments have a senior claim to other property liens, including mortgages. "Lender consent" means gaining the support of an existing mortgage lender for a PACE project, and is widely considered a best practice for commercial PACE projects. A lender's consent may be required by state PACE enabling statutes, and even if not, most PACE programs, project funders and building owners themselves require the support of an existing lender before proceeding with a PACE project.
Why would a mortgage lender allow a PACE assessment to be senior to its lien on a mortgaged property? There are many reasons, and to date over 100 mortgage lenders have found that approving PACE funded projects makes sense.
Download 1-Pager on Lender Consent
Learn more about mortgage lender engagement from our Lender Support Update, Lender Support Handbook and Lender Support Study (2013).
*This is a partial list of banks that have provided consents. It is intended to be used as a policy document showing growing support for PACE among the mortgage lenders. This list does not reflect institutional views of the listed banks. Updated May 2016.
PACE mechanism has been embraced by scores of property owners, ranging from multinational REITs to main street business owners. Since 2009, the size of commercial PACE projects has ranged nationally from $5 thousand to $7 million, proving its versatility.
Featured Project
PACE financed $1.8 million of energy efficiency upgrades at 644 Broadway on the edge of San Francisco's historic Chinatown, as part of a complete redevelopment of a four story mixed-use building owned by Bay Area based Cypress Properties Group.
What Are Property Owners Saying about PACE?
Through San Francisco's PACE program, we absolutely realized the power of PACE — the building has become more valuable not only from a financial point of view but from a people's standpoint. Our vision for the project was to create a creative and cultural mecca, which we've done!
Jeff Lee
Prologis is participating in the PACE program in order to promote new, innovative solutions for financing sustainable building improvements. It provides the flexibility to drive more energy improvement programs and that's something everyone should embrace
Jack Rizzo
PACE is the only funding mechanism that is credible in providing verifiable information to our investors, and therefore is the ideal tool for us to move forward in becoming the gold standard in sustainable hotels.
Make Davis
Commercial PACE FAQs
How does PACE work?
"PACE in 90 Seconds" is a useful video that provides a brief overview of how PACE works. While there are variations in program design and financing arrangements across the country, at a minimum a PACE project will involve: a property owner who wants to complete an energy efficiency or renewable energy project, an energy services contractor to do the work, a lender to provide 100% of the project's costs, and a unit of local government to impose, collect, process and enforce the PACE lien. PACE financing can be arranged by a PACE program or by a building owner working with a PACE lender directly. Ultimately, PACE is a public-private partnership that allows building owners to access private financing and repay it along with other payments on their property tax bill.
What is a typical PACE project?
PACE is a versatile financing tool that can be used to retrofit virtually any type of building. PACE can finance a range of energy efficiency improvements (e.g., windows, lighting, HVAC, or roofs) and a variety of technologies that produce energy (e.g., solar, wind, geothermal). PACE offers financing for up to 20 years, which makes projects with long-term paybacks possible and cash-flow positive. Therefore, PACE unlocks the market for projects that could not gain access to other forms of financing. The PACE market is developing and evolving. To date, completed commercial PACE projects range from $7,000 to $7 million in size and include many building types – industrial, office, multifamily, agricultural, non-profits, and others. The Commercial PACE data page shows the types projects financed to date: http://www.pacenow.org/pace-data/.
What steps do I have to take to get PACE financing?
For a property owner or developer, the very first step is to find out if the state where a property is located has a PACE enabling legislation, by simply checking the list of states with PACE laws: http://www.pacenow.org/resources/pace-enabling-legislation/. The second step is to identify whether PACE is offered in the municipality/county where the property is located, by searching the list of cities and counties: http://www.pacenow.org/pace-programs/#table. While in some states, such as California in Connecticut, PACE is widely available in most municipalities, in other states PACE programs are still gaining traction and building out their footprint. If PACE is not available in the municipality/county where the building is located, see if it is available in nearby cities/counties and contact a program operating in your state to see if the program can be expanded to the locality where the project is contemplated. The third step is to identify energy efficiency and renewable energy measures to be financed with PACE. The fourth step is to contact the local PACE program provider and see if the contemplated project technologies and property are eligible for PACE financing under the local program guidelines.
How long does it take to get a project done through PACE?
Financing with PACE need not take any longer than using any other funding source. The timeline will depend on the complexity of the project and the decision-making process of the property owner. Typically the PACE financing process takes between 30 and 60 days.
How do I get mortgage lender's consent?
To date, over 100 lenders have given their consent to commercial PACE projects. Most PACE programs consider getting lender consent to be a best practice. To learn more, please refer to our lender consent one pager. http://www.pacenow.org/wp-content/uploads/2015/06/A-Case-for-Lender-Consent.pdf
Who has used PACE thus far?
From the hundreds of non-residential projects completed thus far, we know PACE works for just about every type of building, and can be an effective way to finance almost any project that saves or produces energy. There are scores of projects in development and involving industrial, agricultural, multi-family, non-profit, and other types of properties. Large commercial property owner, like Simon Properties Group and Prologis Inc., took advantage of PACE as well as small 'main street' business owners. PACE finance has a broad applicability in terms of the size of projects and property types. Please refer to Success Stories page http://www.pacenow.org/c-pace-case-studies/ for specific examples and see PACE Data page for an industry snapshot http://www.pacenow.org/pace-data/.
PACE Policy Implementation
What can I do to get my State to adopt PACE legislation?
If there is no PACE legislation in your state, please write to us (email@example.com) to find out if there is an effort to introduce PACE enabling legislation already underway. Generally, successful legislative efforts have a local champion (e.g., a coalition of stakeholders, an energy related NGO, or a private PACE provider) to shepherd a bill through the legislative process. The following PACE Talks discuss the strategies and tactics employed by successful legislative campaigns in Arkansas (http://us2.campaign-archive1.com/?u=efc6993fa32483be8b2a0777a&id=859dad22d1&e=6ba1d1f70b), Utah (http://us2.campaign-archive2.com/?u=efc6993fa32483be8b2a0777a&id=0a56eb3a7b&e=), and Virginia (http://www.pacenow.org/pace-talk-virginia-is-ready-to-tap-into-the-power-of-pace/).
If my state has a PACE enabling law does it mean I can use PACE?
Maybe. While PACE financing is now available in over 1,700 municipalities throughout the US, it will likely be a few years before its available everywhere. Having a PACE law is only the first step. The second step is the establishment of a PACE program. Connecticut has a statewide program, managed by the state's Green Bank, which any municipality can join. Elsewhere , PACE programs have been established by individual jurisdictions (e.g. Sonoma County, Los Angeles County, or Ann Arbor) or by multiple jurisdictions acting jointly through inter-local agreements (e.g. Florida's Green Energy Works Authority, or California's HERO or CaliforniaFIRST programs) or by private sector PACE providers (e.g. Ygrene Energy Fund, or Michigan's Lean & Green). The "PACE near you" page http://www.pacenow.org/pace-programs/ has a searchable database of all cities and counties that have created or joined a PACE district.
How do I get a program started?
The answer depends on many factors: differences in the enabling legislation (which reflect different state laws and constitutions), different attitudes about the role government should play in operating (and paying for) a public benefit program, financial constraints, and the like. The following topic paper lays out options and things to consider: http://www.pacenow.org/wp-content/uploads/2015/06/How-to-Start-a-Program.pdf
What is the FHFA and why do they oppose PACE?
The Federal Housing Finance Administration (FHFA) is the federal regulator and conservator for mortgage giants Fannie Mae and Freddie Mac. Residential PACE programs in development stages throughout the United States were largely stalled in 2010 when the FHFA directed Fannie and Freddie to stop buying home mortgages with PACE assessments. Efforts to reverse the FHFA with bipartisan legislation in Congress and lawsuits in federal courts (including one filed by the State of California) have not succeeded thus far, and a federal appellate court ruling found the FHFA, acting in its conservator role, has broad latitude in protecting Fannie and Freddie's interests. However, since 2010, a number of programs in CA and other states have continued to provide senior lien residential PACE financing to homeowners, with no reaction, to our knowledge, from the FHFA. The FHFA's opposition relates to the residential and not the commercial market for PACE. On the commercial side, it is a best practice to seek a mortgage lender's consent before placing a PACE assessment on a property. Please read the Lender Consent 1-pager: http://www.pacenow.org/wp-content/uploads/2015/06/A-Case-for-Lender-Consent.pdf that details existing lender's considerations revolving giving the consent.
Financial Impact of PACE
Does PACE affect net operating income?
The term of PACE financing may extend up to 20 years (25 in some states), resulting in utility and other cost savings that exceed the amount of the assessment payment. At properties with gross leases, this increases net operating income for the landlord. At properties with triple net leases, net operating income remains unchanged.
Why should I use PACE versus internal capital?
Owners typically allocate internal capital to projects that meet their hurdle rate for investment in sustainability projects. PACE can generate positive cash flow and increased property value, even with long simple payback projects that don't meet the hurdle rate for the use of internal capital. PACE also removes barriers to investment because of lease form disincentives, such as split incentives under a triple net lease.
For buildings with tenants, does it matter what type of lease I have?
The form of lease affects the economics of sustainability projects for landlords. Under all lease forms, PACE can generate one or more of the following benefits: reduces the risk of investment in needed infrastructure CAPEX; improves aging infrastructure without encumbering the exit upon sale; increases NOI; increases cost recoveries; increases property values; aligns landlord and tenant interests; and increases sustainable development.
How does PACE affect funds available for distribution?
The term of PACE financing may extend up to 20 years, resulting in utility and other cost savings that exceed the amount of the assessment payment. At properties with gross leases, this increases funds available for distribution (FAD). At properties with triple net leases, FAD remains unchanged.
What are the closing costs of PACE?
The administrative costs of running a PACE program are usually recovered through closing fees, as with any form of financing. These can include fixed, interest rate-based, or project size-based administrative fees. Other fees can include project application, loan origination, legal, trustee, and recording fees, depending on the program. Usually, closing costs can be rolled into the PACE financing.
What are the annual costs of PACE?
The administrative costs of issuing, collecting and disbursing the annual PACE assessment is recovered through annual fixed or assessment-based tax collection and trustee fees. These costs are not typically material.
Can I recover project development costs through PACE?
Yes. Development costs, both hard and soft costs, such as in-house time and travel expenses, engineering assessments, legal fees and other typical development costs can usually be rolled into the PACE financing, in accordance to the local PACE program guidelines.
Can I still use utility rebates and other local/state/federal incentives if I finance a project with PACE?
Yes. Projects financed through PACE can avail themselves of any and all available incentive programs for sustainability projects.
Is PACE treated as an on or off balance sheet item?
As of May 2015, the Federal Accounting Standards Board has not issued guidelines on the accounting treatment of PACE. In many ways, PACE assessments do not share the characteristics of mortgages, bonds, or other debt instruments:
- There is no breakdown as to the amount of principal and interest associated with the PACE financing on the property tax bill.
- Similar to property taxes, PACE assessments are a solely a legal liability of a property. There is no corporate guaranty with regards to the payment of a PACE assessment.
- There is no acceleration of the principal amount of the assessment upon the sale of a property, and no requirement for pre-approval of the buyer.
- The total amount of the PACE assessment is not typically shown on the property's title report as a lien against the property. Ad valorem and non ad valorem assessments on property tax bills do not become a legal liability of a property until they are placed on the property tax roll, at which time they are shown as a lien against the property in the title report. Future property taxes are typically not placed on the balance sheet until the year in which they are levied and placed on the tax rolls.
- In the event of default for non-payment of property taxes, only the amount of the unpaid PACE assessment in the year of the default, plus penalty interest and fees, can be recovered. There is no option of accelerating the entire unpaid principal amount, penalty interest and fees, as is the case with a mortgage.
On the other hand, PACE assessment contracts provide for property owners to a pay a fixed annual assessment for the term of the assessment contract. Because of the fixed and determinable nature of PACE assessments, some accountants may suggest placing the entire amount of the PACE financing on the debt or contingent liabilities section of the balance sheet. Property owners who use PACE should consult with their accountants with respect to the accounting and tax treatment of PACE assessments.
What are the interest rates like for PACE projects?
Interest rates for PACE projects are market-based and are usually based on a similar tenure treasury rate plus a spread.
Applicability of PACE
What improvements can PACE pay for?
Energy efficiency and energy generation improvements and, in some states, water conservation and hurricane hardening, all qualify for PACE financing. Eligibility may vary by state and municipality, so we recommend that you contact your local PACE program for a list of eligible properties and improvements. http://www.pacenow.org/resources/all-programs/
Can I use PACE to finance a renewable project PPA?
Yes. In fact PACE PPA and PACE Lease structures have been successfully in used in CT and CA. Please refer to a PACE Talk that details the applicability of PACE PPA: http://www.pacenow.org/pace-talk-pace-power-purchase-agreements-ppa-is-a-game-changer-for-connecticut-and-beyond/
What types of buildings can use PACE?
Almost any building is eligible for PACE financing, including homes, offices, hotels, restaurants, shopping centers and other retail properties, non-profits, warehouses, garages, etc. Eligibility may vary by state and municipality, so we recommend that you contact your local PACE program for a list of eligible properties and improvements. http://www.pacenow.org/resources/all-programs/
Can PACE be used to finance new construction?
PACE can be used to finance new construction in the following states: California, Colorado and Ohio.
Availability of PACE
Where is PACE financing available?
See PACE Near you page: http://www.pacenow.org/pace-programs/ where you can find out which states have passed PACE enabling law, which states have active PACE programs, and which cities and counties have active PACE districts.
Who offers PACE financing?
PACE financing is offered by private actors and local governments across the country. Please see our list of commercial PACE programs: http://www.pacenow.org/wp-content/uploads/2015/05/List-of-Commercial-PACE-Programs.pdf
Can you connect me with a PACE program?
Yes. Please see the list of PACE programs (http://www.pacenow.org/resources/all-programs/), most program have listed their contact information. If there is no contact information, please write to firstname.lastname@example.com.


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text: We had another great stay at Nuevo Vallarta Grand Bliss. This was our second stay there and 3 overall visit to the property (stayed at the old Mayan Palace a few years back). We have also booked through you 2 times at the Grand Mayan in Riviera Maya. We have never had a bad experience with our stays. We absolutely love Grand Bliss in NV. Having the Luxxe contract we enjoyed the golf and Luxxe pools. This was our first year of having ocean view and it was probably the best location at the Grand Bliss. We were on the 8th floor dead center, spectacular view of the whole property. We've considered staying at the Luxxe properties but it is hard to beat the Grand Bliss location. Having the Luxxe contract, gave us the best of both worlds.Gerry


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Château Vieux-Montréal, Montreal
Main amenities
- 2 smoke-free homes
- Indoor pool
- Rooftop terrace
- WiFi in the lobby
- Self parking
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- Terrace
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What's around
- In Old Montreal
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I had the unfortunate experience of staying here. Upon arrival I had to sign a 6 page contract with rules and regulations that were absolutely crazy!!! You are not allowed to have…
Château Vieux-Montréal, Montreal
Hotel Info: 866-539-8117from $539
- Luxury Suite
- Family Suite
Also popular with travelers from the USA
At a glance
Key facts
Hotel size
- This hotel has 2 rooms
- Check-in time 4 PM-5 PM
- Check-out time is 11 AM
Required at check in
- Credit card deposit required
- Government-issued photo ID required
- Minimum check-in age is 25
Travelling with others
- Pets not allowed
- WiFi in public areas *
- WiFi in rooms *
- Self parking *
Other information
- Smoke-free property
Nearby Four Star Montreal hotels
In the hotel
- Barbeque grills
- Indoor pool
- Spa tub
- One meeting room
- Limo or Town Car service available
- Wedding services
- Multilingual staff
- Designated smoking areas (fines apply)
- Rooftop terrace
- Terrace
In the room
- In-room climate control (air conditioning)
- Air conditioning
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- Sofa bed
- Sofa bed size double
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- In-room massage available
- Fireplace
- Individually decorated
- Separate dining area
- Separate living room
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- Balcony
- Second bathroom
- Separate bathtub and shower
- Free toiletries
- Hair dryer (on request)
- 40-inch LED TV
- Cable TV channels
- IPod docking station
- Desk
- WiFi (surcharge)
- Full-sized refrigerator/freezer
- Microwave
- Kitchen
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- Cookware, dishware, and utensils
- Dishwasher
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Recently reviewed hotels in Montreal
- Hilton Garden Inn Montréal Centre-villeFrom
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Nearby hotels
Château Vieux-Montréal, Montreal's small print
Also known as
- Château Vieux-Montréal
- Château Vieux-Montréal House
- Château Vieux-Montréal House Montreal
- Château Vieux-Montréal Montreal
Reservations are required for massage services and spa treatments and can be made by contacting the property before arrival at the number on the booking confirmation.
Mandatory fees
You'll be asked to pay the following charges at check in or check out:
- 3.5 percent tourism fee will be charged
Deposit: CAD 1000 per stay
Optional extras
Late check-in between 5 PM and 6:30 PM can be arranged for an extra charge (amount varies)
Self parking costs CAD 20 per night
WiFi is available in guestrooms for CAD 10.00 per night (rates may vary)
WiFi is available in public areas for CAD 10.00 per night (rates may vary)
We have included all charges provided to us by this hotel. However, charges can vary, for example, based on length of stay or the room you book.
Is the description of this hotel not correct? Tell us


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Mrs. Fields Chocolate Chip Cookies
Total Time
Prep 9 mins
Cook 9 mins
This is out of the "Top Secret Recipes" book, by Todd Wilbur. These cookies are amazing! Tastes just like the real thing.
Ingredients Nutrition
- 236.59 ml softened butter
- 118.29 ml granulated sugar
- 354.88 ml packed brown sugar
- 2 eggs
- 12.32 ml vanilla extract
- 591.47 ml all-purpose flour
- 3.69 ml salt
- 4.92 ml baking powder
- 4.92 ml baking soda
- 2 twelve oz bags semi-sweet chocolate chips
- Preheat the oven to 350°F.
- In a large mixing bowl, cream the butter, sugars, eggs, & vanilla.
- Mix together the flour, salt, baking powder, & baking soda.
- Combine the wet & dry ingredients.
- Stir in the chocolate chips.
- With your fingers, place golf-ball-size dough portions 2 inches apart on ungreased cookie sheet.
- Bake for 9 min, or until edges are light brown.
- The finished product should be soft in the middle & crunchy on the edges.
- For variations of this cookie, substitute milk chocolate & add chopped walnuts or macadamia nuts.
- You can use margarine, although the cookies have a richer taste when made with real butter.
Most Helpful
This recipe shouldn't be called Mrs. Fields if you are going to change it. The baking powder in this recipe that the actual Mrs. Fields recipe doesn't call for makes the cookies too fluffy. 'Fluffy' is not a word that should be used to describe cookies. Omit the baking powder and just bake at 300F like her other cookie recipes.