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I will never forget the way my heart skipped beats when I first saw that positive pregnancy test. My husband and I found out we were going to be parents during the week of our first anniversary—there's no greater gift … Continue reading
On the registry
As you know, we're getting closer to welcoming boy No. 3, and the idea of us creating a registry is so far-fetched it's beyond words. For us, anyway. First child: The registry is all-encompassing. Everything and anything you think you need (plus … Continue reading
Week 38: A little click, a little crack
This week has been a busy one! It included a baby party in my classroom, where the majority of my students think I am having a girl. They offered name suggestions and ideas of when the baby will be born, … Continue reading
Time well spent
After getting her 4-year vaccinations at her most recent check-up, Anaïs came down with a fever as she typically does. It's a "normal" reaction to getting shots, but that doesn't mean it's any less easy to watch your child suffer … Continue reading
Week 26: Modesty milestones
Pregnancy is full of milestones charting the progress of a growing baby. There is the "fruit of the week" milestone to show the baby's size, three trimester milestones every couple of months and new symptoms to go with each one … Continue reading
28 days
Twenty-eight days. No, not the movie where Sandra Bullock plays a newspaper columnist who enters a drug and alcohol clinic, though L and I will finally be able to partake in a celebratory glass of champagne together. We're four weeks away … Continue reading
Mama friends
The more the merrier—solid advice when you're organizing house parties, making cheese plates and, IMHO, building a mama tribe. We're hosting a birthday bash for Max next month, so I'm sipping coffee, trolling websites for healthy smash cakes, and feeling … Continue reading
A long wait: The birth of Catherine
Each of my babies has come later than the one before, so I wasn't surprised when the 40-week mark came and went with no sign of Baby No. 4. At my 40-week appointment I decided to schedule an induction for … Continue reading
Week 37: Online shopping, how I love thee
I had high hopes that by the time I was ready to write this week's post the issues I was having with my sciatic nerve and/or muscle would be resolved. Yeah—no. Not so much. Although I'm better off than I was … Continue reading
Spring has sprung
Sunny, warmer days are upon us. With that comes the lush greenery that covers the entire city every year at this time. Of Atlanta's many nicknames, my favorite might have to be "the city among the trees." I moved to … Continue reading
Week 25: We all go through it
Ugh. I already feel a little weird bringing up this topic because I do not want to put negativity out there regarding pregnancy. Too many women have problems associated with fertility, so let me preface my perceived "complaints" as actual … Continue reading
Hospital bag packing list
We're six weeks out, and I guess technically L can go at any time. While unlikely (N was born a day late, G four days early), you just never know. We live close enough to the hospital that I can make … Continue reading
Doubly blessed: The birth of Ella and Oliver
I knew I would never make it to 40 weeks because I was pregnant with twins. I made 38 weeks my goal, knowing it would probably happen sooner—but hopefully not much. Yet, at my 35-week appointment, when the doctor said let's … Continue reading
Week 36: A pain in the butt
Last week, my school was on Spring Break. It was glorious! I had all kinds of time to check items off my to-do list, such as getting the baby's sleeping nook ready, organizing baby clothes (by color, of course), and preparing … Continue reading
Birthdays, kids and date nights, oh my
This past weekend, we celebrated Anaïs's fourth trip around the sun. Fourth! It was her first birthday party with friends from school, so it felt really special both for her and for our family. What didn't feel so special, however, … Continue reading
Week 24: Who runs the world?
In case you missed it, we recently celebrated International Women's Day, reminding women everywhere how BA they are for being themselves. It was a unique experience celebrating womanhood knowing I'm pregnant with a girl. I was on cloud nine all … Continue reading
Twice the love: The birth of Leo and Becky
My contractions began over spring break. I was at 28 weeks and was pregnant for the first time … with twins! I was admitted to the hospital for pre-term labor and released the next day with anti-contraction medication. The medication was able to prevent … Continue reading
Getting down to it
We're roughly seven weeks from becoming a family of five. Seven week from no longer fitting at a square table for four at a restaurant (if we find time to go out to eat as a family). Seven weeks from … Continue reading
Step by step
Oh, little Max. You keep reaching for my hand—patting my leg and looking up-up-up at your mama—and asking me to walk you around the house. No words, of course, but you want to learn and your pleading eyes say it … Continue reading
Week 35: The big E
Here I am, approximately one month from my due date, and believe it or not, things are slowly but surely getting checked off my massive to-do list. Of course, this week being Spring Break certainly helps! My hospital bag is … Continue reading
Week 23: Just the two of us
You know the saying, "that's a good problem to have?" I have one of those. This week I realized (again) how blessed I am to be bringing a baby into my world with the person I love the most. Although … Continue reading
Officially nesting
If you're reading this, you've probably heard the term 'nesting' before. Whether or not you've experienced in it firsthand, however, depends on whether or not you're almost to your due date, are newly pregnant, or have already had the pleasure … Continue reading
From boob to bottle
Fifty shades of beige. My closet looks like a pop-up Victoria Secret store with every shape and size bra available. One difference? I love wearing white tops—silk, cotton, and wool get equal rotation—and so my closet VS collection contains mostly boring, … Continue reading
Worth every itch and stitch: The birth of Logan
As a pregnant teacher due at the end of June, I was desperate for the school year to be over. There were four days left of school and only one week until my due date, but when I got out of bed … Continue reading
Week 34: Tweet, little birdie
The weeks are flying, and as you've seen in my previous two weeks' worth of posts, I'm starting to get a little bit nervous about everything I have yet to do to prepare for Baby P's arrival. I did successfully … Continue reading
Movin' on up
Spring is just around the corner, and I am welcoming the days without coats, breezy nights and lots of outdoor time. Now that two (!!) of Akira's teeth have finally surfaced, I'm hoping we can all have a little break … Continue reading
Week 22: Soak, sip and sexual healing
I read something the other day that made me go, "What am I doing with my free time?!" I was reading about French parenting and how pregnancy is portrayed (in writing) as a nine-month retreat to the spa. Expectant moms … Continue reading
No sleep, no name, new car
You've heard it once, you've heard it a million times to describe a great night of sleep: "I slept like a baby." HA! I'll admit, we've been fortunate—both boys are pretty good sleepers and have been since they were born. … Continue reading
Snapping photos, making memories
We spent a full year trying to get pregnant, and it finally happened (!) on July 16, 2014. We were the happiest. And you know what we decided to do? Record the pregnancy and the new baby with a 365-photo … Continue reading
Labor day jitters: The birth of Lucy
I brought the crew and my grandma to my scheduled 38-week ultrasound. My belly was measuring small, as it did during my previous pregnancies. The ultrasound showed a perfect head with ventricles, a four chambered heart and normal amniotic fluid level … Continue reading
Week 33: Pack it up
Last week, I visited my doctor's office for my 32-week appointment. It was my last monthly appointment before I start going every two weeks (eek!). During the visit, we happened to start talking about birth plans. We chatted about delayed … Continue reading
On breastfeeding
It's hard to believe that it's already the end of February. My baby boy is no longer a newborn and hasn't been one for sometime now, but I can't seem to wrap my head around the fact that in less … Continue reading
Week 21: Sew it begins
It's amazing how pregnancy changes you. The physical changes are expected, and moms assure you the maternal instincts will come—but I've experienced additional changes of self-discovery as a result of becoming pregnant. Naturally, I didn't view my world the same … Continue reading
A swift delivery: The birth of Arya Marilyn
I asked to be induced early throughout my pregnancy … this was my third child, and my son had been 9 pounds, 13 ounces at 41 weeks. But every time I went to the doctor, I was told that they could not induce … Continue reading
Germs, germs everywhere
There's a blizzard swirling right around outside our window, and we're watching the flakes shimmer and dance as we fall asleep. I piled all the blankets in the house onto the living room floor, and we're snuggling-in and camping-out. It's … Continue reading
Cooking for a crowd
I'm the resident chef in our home. And let me tell you something else: It's impossible to appease everyone. The only two people who eat our nightly meal without fail are L and me. After all, we're the ones who decide what's … Continue reading
Week 32: So much to do!
If you, lovely readers, read my Week 31 post, you already know I experienced an unexpected trip to L&D last week as a result of a nasty stomach issue. My visit (and the time I spent lying in the hospital bed … Continue reading
Valentine's Day sniffles
It seems as though round two of sniffles has attacked our entire household. Anaïs came home from school with a cough, which prompted me to stock up on antioxidant rich foods to try to nip any illnesses in the bud. … Continue reading
Week 20: Cute or nah?
There is one phrase everyone likes to say to a pregnant woman, usually out of politeness or nervousness of not knowing how to interact with a human growing another human—because it's a tad alien to some, I guess. This phrase … Continue reading
Becoming a mother
As we approach baby Graham's first birthday this week, I've been thinking about all the ways he's changed and grown over the past 365 days. And then it occurred to me to think of how I've changed as well. Transitioning … Continue reading
Week 40: The one where I've been pregnant for 10 months
Forty weeks … because apparently I don't know how to NOT be pregnant. I can't say I'm surprised that I'm still pregnant. But yet part of me couldn't help but hope that I wouldn't go passed my due date this time. … Continue reading
Little lady in a hurry: The birth of Elisabeth
On September 11, I finished up my work and logged off around 5 p.m. I was working from home and planned to work right up until I gave birth (unless my OB suggested otherwise), and I remember logging off that day … Continue reading
Date night on the double
Should we sneak away? No, no—don't do that. Let's give kisses and chat merrily as we inch toward the door. You know, a casual approach? Got it. Kisses hit cheeks—one, two and then an extra three from me—and we back … Continue reading
Stay-at-home-dad again
Even though I work during the day, there are still days where I tell the nanny she can have a day off because school is closed. These are the days I cherish. The entire family will be together every day … Continue reading
Week 31: Unexpected preview trip
Ah, week 31. It shall forever live in infamy as the week of the stomach bug. Or the food poisoning. Either way, it will live forever as the week I got to take a sneak peek at what my life will … Continue reading
Break through
You guys, it finally happened! After weeks (or maybe months?) of drooling, gnawing and gnashing, sleepless nights and helpless cries, Akira finally cut a tooth! That's right—a single, tiny first tooth has broken through his lower gums, and we are … Continue reading
Week 19: The week I started to forget—everything
Upon finding out I was pregnant, I started thinking about the clichés and supposed symptoms of bodily changes I would possibly endure. Admittedly, I was a naysayer of things like cravings and the "eating for two" mentality. I believed it … Continue reading
Week 39: The one with all the progress (and also no progress at all)
Thirty-nine weeks. No progress. My doctor's appointments are weekly now, and last week confirmed that there's been no progress made towards this baby's exit. I can't say I'm surprised. People keep asking if I'm still working. The answer is yes. … Continue reading


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1 of 7
1 Bedroom
1 Full / 1 Partial Baths
995 sq. ft.
Gorgeous one bedroom 1.5 bathroom Condominium at the Platinum, one of New York's most luxurious buildings offering 5 star amenities and an ideal central location. Located on the 17th floor this corner apartment faces south and west and is drenched in sunlight by floor to ceiling windows boasting stunning views of Manhattan. Top of the line finishes include a kitchen with Bosch and Thermador appliances, washer/dryer and beautiful bathrooms with Dornbracht and Toto fixtures as well as stone floors and walls. Amenities include a 24 hour doorman and concierge, state-of-art fitness center with indoor/outdoor Yoga, spa treatment rooms, a Golf simulating room, and a Spa Lounge with waterfall. On site Garage, private storage and pets welcome to run and play at the secure dog run!
Licensed Salesperson
m: (212) 363-0900
o: (212) 606-7638
Senior Global Real Estate Advisor, Associate Broker
m: (646) 489-3066
o: (212) 606-4109

subset: commoncrawl


text:
Clutch Burn game online
Do you like racing games? Do you like drifting? So let's play this cool game. Great cars, excelent tracks and lots of fun. Accelerate and win this race. It's very addictive, you will see.
Control: arrow keys - drive ,spacebar - nitrox
Related games like Clutch BurnChoose related Clutch Burn game online.
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Hotels near Sedona Golf Resort
Search hotels near Sedona Golf Resort in Sedona
Last minute Sedona deals
- Sedona Real Inn & Suitesfrom $159
- Bell Rock Inn by Diamond Resortsfrom $121$109
- Sedona Summit Resort by Diamond Resortsfrom $143$129
- Ridge on Sedona Golf Resort by Diamond Resortsfrom $166$149
- Amara Resort and Spa, a Kimpton Hotelfrom $239$203
Trending now in Sedona
Hotels within 1 mile of Sedona Golf Resort
- Most bookedHilton Sedona Resort at Bell Rock
269 people looked at this hotel in the last hour
Most recent review
"This is a great hotel with awesome hotel staff but was disappointed with the hotel food. Their Restaurant is something I wouldnt recommend unless someone just wanted to have a drink. "
A Traveller, Jun 2016, US
113 people looked at this hotel in the last hour
Most recent review
"Very beautiful place the whole area and golf course."
A Traveller, Jun 2016, US
98 people looked at this hotel in the last hour
Most recent review
"We stayed here overnight during a trip to Sedona. Room was clean and large and came with a microwave and coffeemaker. Front desk staff was friendly and highlighted all the spots on a map that were worth visiting. The morning breakfast buffet, though it lacked a selection, was good enough. We had ..."
A Traveller, Jun 2016, CA
41 people looked at this hotel in the last hour
Most recent review
"Heated pool! Hotel was nice and decent price for the area without being shady. They have a good breakfast spread including waffles, biscuits and gravy. This is the second time I've stayed there and plan on doing so again."
A Traveller, Jun 2016, US
37 people looked at this hotel in the last hour
Most recent review
"Great little resort, secluded and private. Suite was wonderful. Breakfasts were delicious, kudos to the lady that cooks the breakfast."
A Traveller, Jun 2016, US
30 people looked at this hotel in the last hour
Most recent review
"Easy to find. Close enough to Sedona. Quiet, clean rooms. Store & great cafe next door. Very accommodating."
A Traveller, Jun 2016, US
6 people looked at this hotel in the last hour
Most recent review
"Location is about 8 minutes away from downtown Sedona. EASY drive in with sights along the way. Townhouse is very roomy 2 story with tile floors downstairs and carpeted bedrooms upstairs. Great place across the street for breakfast. Just make sure you talk with someone after booking to get the de..."
A Traveller, May 2015, US
Hotels within 2 miles of Sedona Golf Resort
111 people looked at this hotel in the last hour
Most recent review
"Clean rooms, both modern and updated. Comfortable bed, great service. A pool, a jacuzzi walking distance from your room, hidden away for privacy. Only 7 miles from down town."
A Traveller, Jun 2016, US
40 people looked at this hotel in the last hour
Most recent review
"We stayed 6/10/16. Hotel was just renovated and was extremely clean and fresh. Rooms look brand new which was very refreshing. Most in area seem to have aged. Complimentary breakfast for family was nice and helped with extra spending cash. Michael at front desk was awesome. Went the extra mile a..."
A Traveller, Jun 2016, US
19 people looked at this hotel in the last hour
Most recent review
"Breakfast was great! Really liked having snacks and drinks available during our stay. Staff very friendly and available. grest place to stay in Sedona! Loved the views!"
A Traveller, Apr 2016, US
Map of hotels near Sedona Golf Resort
- Sugarloaf Mountain Trailhead
- Oak Creek Canyon
- Slide Rock State Park
- Bell Rock
- Tlaquepaque Arts and Crafts Village
- Cliff Castle Casino
- Out of Africa Wildlife Park
- Cathedral Rock
- Doe Mountain Trailhead
- Historic Old Town Cottonwood
- Sedona Art Center
- Chapel of the Holy Cross
- M Diamond Ranch
- Devil's Bridge
- Coconino National Forest
- Verde Valley Archaeology Center
- Broken Arrow Trailhead
- Verde Santa Fe Golf Club
- Red Rock Skydiving
- Alcantara Vineyards
Hotels in Sedona near Sedona Golf Resort
Are you looking for a cheap Sedona Golf Resort hotel, a 5 star Sedona Golf Resort hotel or a family friendly Sedona Golf Resort hotel? You just landed in the best site to find the best deals and offers on the most amazing accommodations for your stay.
When you search for hotels near Sedona Golf Resort with Hotels.com, you need to first check our online map and see the distance you will be from Sedona Golf Resort, Arizona.
Our maps are based on hotel search and display areas and neighborhoods of each hotel so you can see how close you are from Sedona Golf Resort and refine your search within Sedona or Arizona based on closest public transportation, restaurants and entertainment so you can easily get around the city. All the hotels details page show an option for free or paid onsite parking.
If you wish to see the hotels with the highest featuring discounts and deals near Sedona Golf Resort, simply filter by price/ average nightly rate. We recommend you filter by star rating and read our genuine guest reviews so you can get the best quality hotel with the best discount.
One of the new features on Hotels.com guest reviews is that also show reviews from Expedia for Sedona Golf Resort hotels and the TripAdvisor Sedona Golf Resort hotels reviews so you can make sure that you checking with a reliable source. See the review scores on our Sedona hotel information pages.
Make the most out of your family vacation when you book your accommodation with Hotels.com – book your hotel near Sedona Golf Resort, Sedona after reviewing the facilities and amenities listed for each hotel.
After booking your hotel near Sedona Golf Resort, expect to receive your reservation confirmation in the mail in less than 10 minutes. The confirmation email contains more information on all nearby attractions, local directions and weather forecast, so you can better plan the days during your trip.
After getting the best hotel rates you can still save more by winning 1 free night! That's right, book 10 nights in any hotel near Sedona Golf Resort, Sedona and after you sign up for the Welcome Rewards program, you are eligible hotel you receive 1 night free*
The best hotel deals are here: We have Sedona Golf Resort hotel deals, Sedona Golf Resort last minute deals and offers to get you the cheapest Sedona Golf Resort hotel with our lowest price guarantee.


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OSI-Approved Open Source (350)
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text:
TUSCALOOSA, Ala. (AP) -- Alabama's women's basketball team has
added two transfers from Rutgers.
Crimson Tide coach Wendell Hudson said Thursday that Briana Hutchen and Daisha Simmons have joined the team. Both players were freshmen at Rutgers last season and will have to sit out the upcoming season due to transfer rules.
Hudson says both are quality players that will "help our program get stronger."
Hutchen is a 6-foot-1 forward from Baltimore who played in 28
games and 181 minutes as a freshman. Simmons is a 5-10 guard from Jersey City, N.J.
She played in all but one Rutgers game last season and started four, including both NCAA tournament games. She averaged just over two points and two rebounds per game.


text:
The Shamlaji Temple is a very famous and worshipped temple which stands on the banks of the river Meshwo, in veneration of Lord Vishnu. A number of devotees gather during the month of November to be a part of this great cultural spectacle called Shamlaji fair that lasts for about three weeks.
Devotees are seen coming on foot, on camel and other means singing and dancing to participate in this fair. Many people are seen carrying flags, banners with their sacred symbols on them. During the Fair one of the main attractions of the devotees lies in taking sacred bathe in the river Meshwo, on the banks of which Shamlaji Temple is situated. They also offer prayers to the deity.


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Capel New Bern 43906 Tan Area Rug
Capel Rugs presents New Bern, a new microbraid construction in a durable wool blend. This braided rug coordinates with our Mumtaz collection. Colors are inspired by today's hottest home fashion colors. Naturally stain resistant. 100% reversible. Hearthside are rugs are made in the USA. Available…
Capel Crystalle 47473 Spice Area Rug
One of the very finest contemporary rug collections in the Industry by far! These rugs boast a fine Tibetan hand knotted construction that accomplishes the unique blend of both cut pile and loop pile for a most unusual texture and feel. Intricate hand etching of the designs by expert artisans adds…
Capel Rose Garden 43981 Green Area Rug
Cotton chenille rugs are braided for softness and durability. 100% reversible. Vacuum regularly. Surface shampoo and dry flat. Rose Garden solid chenille rugs are made in the USA.
Capel Willoughby 44078 Sage/White Area Rug
Willoughby is a Capel braided outdoor rug in an easy to use, natural color palette. This Capel Anywhere rug works well with today's outdoor fashion fabrics. Colorfast, mold and mildew resistant. Willoughby is 100% reversible and made in the USA.
Capel Willoughby 44081 Red/White Area Rug
Capel Shelbourne 9510 Steel Blue 225 Area Rug
One of the most successful rug collections Capel has ever offered, this 100% New Zealand wool line works in any room of the home no matter what. The wide range of richly dyed, classic and fashion colors make this self tone (single color) chenille-like ribbed construction totally practical and a…
Capel Mill Creek 0850 Dark Green 275 Area Rug
Mill Creek is part of the Capel Anywhere collection of indoor/outdoor braided rugs. Fresh colors in solid or heathered yarns keep pace with today's casual home trends. Rugs are made of 100% polypropylene and won't shrink, are colorfast and resist water, mold and mildew. 100% reversible. Hose off…
Capel Mill Creek 0850 Wine 575 Area Rug
Capel Zoe-Java Sisal 62940 Panther Area Rug
The Java Sisal style in assorted colors, a member of our Creative Concepts collection, is a olefin, bordered rug design from Capel Rugs. Made-to-order in the U.S., Creative Concepts-Java Sisal rugs have a machine tufted construction.
Capel Mill Creek 43858 Olive Area Rug
Made-to-order in the U.S., Mill Creek rugs have a solid pattern and a braided construction. Please allow up to 2 weeks for production.
Capel Zoe-Java Sisal 62887 Button Mushroom Area Rug
Capel Zoe-Java Sisal 62870 Bay Breeze Area Rug
Capel Zoe-Java Sisal 62866 Azure Area Rug
Capel Shelbourne 43999 Dark Cinnamon Area Rug
Capel, a North Carolina based company, launched back in 1917 with exceptional braided rugs which put them on the map. Today, the braids are still made from the highest level of materials, using in-house dyed yarns, and hand sewn together in a multitude of shapes and sizes. In fact, Capel offers the largest selection of braided rugs in the world. Additionally, they've expanded their offerings by importing product from around the globe. Capel's expansive variety of unique designs, heirloom quality braided rugs, and commitment to exceptional quality make them a superior source for nearly every type of construction and design esthetic. RugStudio has been offering Capel rugs to our Texas clients since 1993 and now we are proud to extend the selection of unbeatable prices to all our online customers. With free shipping, no tax, 30-day return policy, you simply can't go wrong.
All Capel rugs (including Freight) ship for FREE within the contiguous United States.
We do not charge a restocking fee for any returnable Capel rugs.
We do not charge sales tax for Capel rugs.
If you find a Capel rug on another site for less than ours, we will be happy to match it.
Learn more


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Diversifying My Savings
Lately, I have been in serious saving mode. My wife and I are looking to buy a house and move from our current location. In order to do this, we need a down payment, so we have to save some serious cash. As I have stated before, I treat my savings like a monthly bill. I don't consider it paying myself first, because I don't. I put money into my savings account once per month with a reminder that is similar to my bills. It works for me, so I keep the strategy.
As you know, today's economy punishes savers. We get dismal interest rates, which doesn't help the saving mentality. Now, you can borrow money all day with a low interest rate, but if you keep the money you earn, then you get nothing. It is great how our economy works, isn't it? Though I don't get good rates with my savings accounts, I still save money. It is more about reaching goals that I set for myself and making sure that I keep myself from spending money.
I used to have a buy mentality and now I have a save mentality. I like where I am now, but I have been thinking a lot more lately about diversifying my savings. Yes, I can keep my money in my savings account, a CD, and a few more easy to use savings vehicles, but I wanted more. Enter my Roth IRA.
Using my Roth as a Backup Emergency Fund
Yes, you heard me correctly. I have decided to start using my Roth IRA as my backup emergency fund. I have seen many talk about it, but I never really looked at it until a few weeks ago. As I dug more into it, I realized that it was the perfect savings vehicle (up to the limit of $5,500). I could add my money into the account up to the limit and let it grow. Since it is on pace for about 12% gains, I think that is much better than the 0.69% that I get in my online savings account.
I used to be against this method because there is no guarantee with investments. With a savings account, I know that I won't lose any money if something happens. It is all about the peace of mind. When I was in debt, I needed that mindset, that peace of mind. I didn't want to lose any money and I just wanted to feel safe with my money in savings.
What Changed?
As of late, I have been thinking more about a budget planner. I signed up for Personal Capital and that has opened my eyes into my net worth and my current investments. If you haven't tried the software yet, I highly recommend it. With the great graphs showing me what my money was doing for me and how much I had sitting around in cash, I realized that I needed to make a change. After researching I realized that putting money into my roth in order to max it out would be a great idea. Not only would it be better for my taxes, but there are some great advantages to the Roth IRA. Here are the advantages and disadvantages of using my Roth as my emergency fund.
- Easy to transfer money into my Roth with just a bank transfer
- The ability to earn more money with better stock market returns
- I can pull out my contributions at any time without penalty
- It can take a few days to get money out
- I can lose the money that I put in
- There is a limit on how much I can contribute per year (currently $5,500)
As you can see, there are some advantages and disadvantages to using your Roth as your emergency fund. Since I still need to keep my saving mentality and that peace of mind, I wanted to use the Roth as my backup emergency fund. Maybe I can call it my emergency emergency fund. I think that my mind will be at ease knowing that I don't have all of my funds in my Roth IRA, but I have the ability to grow my money at a faster rate than keeping it in an online savings account.
What Do You Think?
I would love to hear what you think about using a Roth IRA as an emergency fund or as a backup emergency fund as I am doing. Would you do it? Are you doing it right now? I have already transferred enough money into the account to fully fund it by the end of the year, so I am ready to go.
Image courtesy of FreeDigitalPhotos.net
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38 Comments
Grayson, I applaud your decision to save your money in a Roth IRA instead of some remedial bank account earning absolutely nothing. I think my investments are also on pace to do +10% returns which is very exciting!
However, be careful the whole "withdrawal" thing. For years I thought and also read on other PF blogs that it was okay to take out your Roth IRA contributions if you needed after 5 years. Then a reader pointed out to me that this is not necessarily the case. Go to the IRS website and look at Figure 2-1 near the bottom of the page. Even after you wait 5 years, there are still requirements for making withdrawals that you still have to meet or you will pay the 10% penalty and taxes.
I think that if you wouldn't otherwise max out your Roth, then considering it an e-fund can be an effective strategy. I think it's much better to have an e-fund separate from your Roth, but you don't want to miss out on the early years of contributions so if it's really the only way to go, I think it's a good option. With that said, if it's really e-fund money that you have to count on being there, don't put it in the stock market. Put it in a CD or money market account. There's no rule that requires a Roth to be invested in a risky manner. And as soon as you can, get rid of the mindset that the Roth money is there for an emergency. Too many people view it as their personal piggy bank when it should really stay untouched for decades.
I've never considered using a Roth IRA as a backup savings vehicle, but it makes a lot of sense. It seems like a viable alternative vs. just having the cash sitting in a savings account. I like it!
I think having it there as a last resort is good, but the point of an emergency fund is to be there, easy to access and safe in case of an emergency! I think if you are in a place where you need a larger efund (more than the typical 3-6 mos) then laddering your savings over different maturities of CDs or treasuries can yield a little better return, but that part of money isn't meant to earn significant money. It's just there as a safety net. The ideal is to have both!
That's an interesting way to go about it, I've not heard about it, but if you can make some nice gains then it's not too bad. Like MMD said though, I'd be very leery of the withdrawal issue. I am trying to remember back to my IRA days, but there are a number of cases where it's not considered a qualified distribution and you do run into a taxable situation (on the investment earnings), if the account has not been open for 5 years and under 59 1/2 in age. The contribution may be able to be taken out, but the earnings and reason behind the withdrawal are what generally poses the issue.
Hmm, interesting, Grayson! We may look into this! I don't remember much about ROTHs from my banking days, but maybe it's time to brush up on the details.
I personally only use my ROTH IRA for retirement but I don't mind that strategy. It's a personal decision!
I think it is a great idea, but with a caveat. I would not want it to be my first go-to moeny in case of an emergency. Because it has the ability to grow tax-free, and because as you stated it can take a few days to get out. I would like to have some other money on hand, or readily available, before I had to go to this. Other than that i can't think of any real negative to it. I know you can lose money whereas with a savings account you can't, but nothing ventured nothing gained. Inflation averages more than .69% so that's like losing money. I haven't used my ROTH for this yet, but I like the idea. i 'm going to start researching it now that you have brought it up.
I think it's a fine idea (in most cases). I know many people think that it should only be for retirement, but if you weren't going to max it out anyway, why waste the tax advantaged space.
Have you ever considered using high interest checking to save money? I've come across high interest checking accounts with rates as high as 4%, although that caps off at $10,000 and you usually have to make X amount of debit card transactions monthly to maintain that interest rate. It definitely isn't enough to make a down payment but it's nice accessible savings account for shorter term savings goals.
I think it's a fine idea if you weren't already maxing out the Roth. I have quite a bit sitting in a plain old savings account right now because I think lots of it will have to go toward taxes next year, so I can't risk it. I wish there were more options as far as savings, but the low rates have certainly helped me with real estate, so I guess it's a wash.
personalcapital.com is amazing. Thank you for sharing the site!
In all honesty my knowledge of Roths isn't very good. I had a friend who took money out of his Roth for school then ended up owing a lot of taxes (that he didn't have the money to pay). It was a huge mess. But clearly that was his fault for not doing his own due dilligence before making that decision. As long as you know how everything works and it makes sense for you, I see no reason not to move forward in that direction.
Interesting approach, but I look at things a bit differently.
The biggest reason I see for needing an emergency fund is if you get laid off from work. You are much more likely to get laid off from work and have a hard time finding another job if the economy tanks. If the economy tanks, stocks will go down. If stocks go down, the amount you have in your IRA will drop. This could force you to withdraw your investments at the worst possible time.
Have you considered setting up a HELOC? I think Mr. Money Mustache suggested this, and it sounds like a little less of a risky situation to me. You could still put your money in the IRA or other investments, you just wouldn't be forced to sell at the worst possible time if you were already pre-approved for a HELOC if the worst were to happen…
I wouldn't treat a retirement account as savings for anything other than retirement. And I am certainly not going to invest my savings any time soon. During the recession, my wife's 401(k) lost HALF of it's value in under a year. So I am never going to really trust the stock market for anything important.
I certainly understand the logic here, but I'd just be worried about hitting hit with fines for withdrawing too early in the case of emergency. But you addressed this in the comments section. I'm a big fan of Roth options for IRAs/401(k)s for young investors. While I'm in the process of sorting out the best way to save/grow my money, I may look into this as an option. Thanks for sharing!
One thing to worry about is if everything collapses at once. If you are investing aggressively with that money (or semi-aggressively) and the market turns, and then you lose your job…it would suck to have to take the money out when markets are down.
I know that in a real emergency, I would be able to tap my Roth IRA in addition to what's in my savings account. But if I used it as a true emergency fund, I can't funnel money from my savings to Roth IRA fast enough so I would end up with double the emergency fund. Which sounds great, but really it would mean more money sitting around not earning what it could potentially earn.
I think this is viable as a backup emergency fund – a Roth that is. Personally, I lean toward the idea of using one as a retirement vehicle, but the alternative makes sense too.


text:
FFXIII Demo Details Divulged
Play as Lightning, Snow and the funkalicious Sazh very soon.
"Development is currently proceeding along smoothly for a 2009 launch," he told Weekly Famitsu magazine earlier this week. "The demo went gold right on schedule last December as well."
What about that demo, however, the one slated to packed with the first run of CG movie extravaganza Final Fantasy VII Advent Children Complete (due out April 16 in Japan and America)? According to Toriyama, the disc will be "about an hour long" and "include the basic elements of the full game's battle system, but even that will be enough to make you want to play it several times through." Storywise the demo will be divided broadly into two sections: one starring rebel leader Snow, and another featuring heroine Lightning and the afro-styled Sazh Katzroy as they fight together.
Speaking of that funky sidekick, Toriyama expressed some measure of surprise to the massive response Sazh has received so far from FF fans. "I suppose the fact there's never been a character quite like this in previous FFs had a pretty big impact on gamers," he said. "Sazh has a very bubbly personality; he's extremely expressive and a bit of a comedian character-wise, so he's the type who sticks out. He's got the most lines out of anyone in the game, and his voice actor's a veteran in the field, so we're giving him a lot of leeway to ad-lib as he likes."
And as for the chocobo chick who hangs out around Sazh and apparently has taken up residence in his 'fro (really)? "He got a pretty huge response too, so we're considering having him appear more often in the game than we originally planned. I'm negotiating with the battle-system team to see if I can't make him part of battle presently," Toriyama added with a laugh.
See Also
Fresh Details and Videos for Final Fantasy XIII and Versus XIII
Comments (23)
360...Posted: Mar 27, 2009 12:00AM PST by Damiannnn4
So is the demo going to be for the 360 too. I really hope so but if not it looks like I'll have on keep playing the other great RPG series Star Ocean 4!!
Over ratedPosted: Feb 26, 2009 12:00AM PST by evildog13
Personaly I think its seriously overrated. FF IX was the last good finally fanstasy. X looked incredible, arguably one of the prettiest games to hit the PS2. But it had a weak story,weak characters, and a repetitive combats system. Twelve is ok but it just does not feel right. So I'm not holding my breath for thirteen. Bring on the Dragon Quest!
gravitymanPosted: Feb 25, 2009 12:00AM PST by Bushikao
i know how you feel man, but hey man there are plently of good rpgs to play while you wait the next 2 years for FFXIII to come out, may i suggest the absolutely orgasmic Dragon Quest VIII or one of the new DS Dragon Quest remakes, Persona 4, Blue dragon, Lost odyssey, Rogue Galaxy... i know alot of them are last gen games but ......if you havent played Grandia III yet you need to, its story and writing kinda suks but its got one of the best (if not THE best) battle systems iv ever played in an rpg. I mean, I know Final Fantasy is great and all but the games i mentioned (especially Dragon Quest VIII and Grandia III) will make you realize that Final Fantasy isnt the only big hitting rpg out there.
Goddamn Square-EnixPosted: Feb 25, 2009 12:00AM PST by gravityman
They've been rocking the stupid weather names for too long. I mean lightning and snow are no dumber of names than cloud or squall. Also, I'm pretty sure getting your hopes up for this game ever being released is pretty pointless. If they honestly release this game in Japan in 2009, which they won't, than I'm sure America won't get it for at least another year, late 2010, no matter what. I just try to pretend like FFXIII doesn't exist so when it actually does come out, either first with a demo or an actual game, I can enjoy it like a pleasant and unexpected surprise, rather than wait in pain forever for the damn thing to be released. Reading this article doesn't help that delusion though, so I'm starting to feel pissed off again that it will probably never come out. That and when the fuck is the next team ico game ever going to be released? At least they have the decency not to tease its fans with 50 identical trailers without any gameplay before releasing one which actually does have gameplay, while simultaneously announcing a demo which can only be played off of a rereleased version of a bad movie that you can buy at wall-mart on dvd for $7.50. Oh yea, who knows if we'll even be lucky enough to rebuy that terrible fucking movie to play the demo anyways.
if you watchedPosted: Feb 25, 2009 12:00AM PST by captain_chody
todays x-play they said japan would have the demo, but they did not say if we where or not getting, so we could still get it later on
you thought lightning and snow were bad names..Posted: Feb 25, 2009 12:00AM PST by The_Fallen...
According to NG4.com these three players are all playable in the demo, and they're part of coke snow's team. They look kinda funny. The demo will mostly likely be released in the US and/or Europe. I hope it also comes to Canada.
(hopefully these names change before release or maybe the translator got them wrong)
Okay...Posted: Feb 25, 2009 12:00AM PST by kingofdragons
So are we getting the f***ing Demo here or not? Anybody know?
LightningPosted: Feb 25, 2009 12:00AM PST by The_Fallen...
I believe Lightning is her code name. but even for code name it sucks.
Motomu Toriyama is the namePosted: Feb 25, 2009 12:00AM PST by Sld_Fghtr_Ike
actually this is Motomu Toriyama the director of the FFXIII, not Akira Toriyama who is the manga artist for DB, 2 different people, same last name
dragon quest and Dragonball creator?Posted: Feb 25, 2009 12:00AM PST by Bushikao
no dude, AKIRA Toriyama is the dragon quest/ball guy your thinking of, this is MOTOMU Toriyama the director of FFX, and while Tetsuya Nomura is awesome,the only thing he has to do with FFXIII i believe is as a character designer or maybe some other small visual details, there are so many Final Fantasy developers that deserve some more recignition, namely Yiroyuki Ito, the co-director of FFXII and creator/designer of the Active-Time battle and Active Dimension battle systems. Toshiro Tsuchida is the battle system director of FFXIII, who created the conditional-turn based batle system of FFX
agreedPosted: Feb 25, 2009 12:00AM PST by captain_chody
i think they cant come up with good names so they just go with elements hahaha. but i hope phil la-mar (i dont know how to spell his name, but he played vamp, sig, and warner to name a few) plays Sazh, he is such a good voice acter. as for the demo, i've been hopeing it would come out over here, so if it is great. other then that i cant wait to play this game, its looking like it might just go back to the old days, like 7,8,9 and all the good other ff games.
does anyone else...Posted: Feb 25, 2009 12:00AM PST by ExplicitBrain
...think these names are stupid? Specifically "Lightning" and "Snow"?
on the fencePosted: Feb 25, 2009 12:00AM PST by KILLERTrojan
FF demos end up being different from the games ( im looking at you DQ VIII ), i dunno why but i actually liked more how the demo of FFXII played than the actual game.... ROFL
So let me get this right....Posted: Feb 25, 2009 12:00AM PST by Roundtree X
For how long has it beed said that the Blue-Ray and demo would not be here day and date with Japan? But now it is? How about you find out and let us know in an update, ok?
What?Posted: Feb 25, 2009 12:00AM PST by Electricb7
the article says that we are getting the demo in April as well? I thought it was only for Japan? are we getting this shit or not?
im so confusedPosted: Feb 25, 2009 12:00AM PST by abercrombieco2
is the demo coming over here or not? its so confusing, i want to play the demo so bad, but i don't want to pay extra to import it, and i don't under stand japanese either.


text:
Maritime Today
The Maritime Industry's original and most viewed E-News Service
The first liquefied natural gas vessel from the lower 48 U.S. states is on its way to China, according to a Reuters interactive map on Friday, the latest sign that
Despite the current weakness in LNG shipping rates, Drewry maintains its bullish long-term outlook for LNG shipping and believes that the market will require more
LNG? Methanol as fuel? Hybrid systems? Tier 4? Reducing noise? Cutting emissions without crushing fuel economy? Marine News readers have questions and Bob Kunkel has answers.
The emerging trend of marrying the design of an articulated tug and barge (ATB) to a particular propulsion system to maximize efficiencies of that system has, of late,
Container-on-barge services have returned to the Port of Greater Baton Rouge to provide the petrochemical industry with another option to move its products.
Operated by SEACOR AMH,
A ceremony will be held July 29 at Cenac Marine Services headquarters in, Houma, La. To commemorate the christening of its newest vessel, M/V Quincey Cenac, as


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We look forward to seeing you in New York for AACAP's 63rd Annual Meeting, October 24-29, 2016 at the New York Hilton Midtown and the Sheraton New York Times Square!
Program Schedule
The Annual Meeting Program Schedule, including the full list of speakers is now available. The Program Schedule is searchable by speaker, date, type of program, topic keyword, or committee sponsorship and descriptions are listed for all sessions. Start planning your time in New York TODAY!
Hotel Reservations
The New York Hilton Midtown and the Sheraton New York Times Square are the host hotels for AACAP's Annual Meeting. The room rate at both hotels is $375 single/double per night, plus tax. But don't wait -- there are a limited number of early bird discounted rooms at the rate of $345 per night (pre-paid, nonrefundable), so plan to book early! The hotels are across the street from each other, and both will host scientific sessions and committee meetings. View complete details and book your room.
If you need to reserve 10 or more sleeping rooms, please contact Jill Brafford at 202.966.7719 or email@example.com to make separate arrangements.
Exhibit and Advertising Opportunities
Interested in exhibiting or advertising at the 63rd Annual Meeting? If so, contact Brooke Schneider at 202.966.9574 or firstname.lastname@example.com. The Invitation to Exhibit is now available! Booths are selling fast so do not wait to submit your application.
Registration for AACAP's 63rd Annual Meeting will open on Monday, August 1 for AACAP members and Monday, August 8 for non-AACAP members.
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WESTMINSTER, Md. -- 'Twas the night before training camp, and Baltimore Ravens defensive coordinator Rex Ryan was playing for his players a highlight reel from last season. You know, get them amped up for the camp grind. He showed them the things you'd expect: big hits, picks, recoveries, returns for touchdowns. Then, toward the end of the presentation, Steve McNair appears on the screen, speaking at his press conference following the offseason trade from Tennessee to Baltimore. From that point on it was the Air McNair show, complete with completions from McNair to (teammate then and now) Derrick Mason.
"I wanted those guys to realize the type of quarterback that we have now," Ryan explains. "There are no excuses why this football team can't win and win big. There's no more, 'We don't have this.' Sometimes guys would get caught up in other teams having this and that QB. Well, now we've got that QB. We've got one of those rare cats.
"Bring it on."
Honestly, do we really need to get into all the differences between an offense directed by Kyle Boller and the potential of one led by a former Pro Bowler and league co-MVP who's done just about everything in his 11-year career short of winning a Super Bowl? Didn't think so.
Let's instead focus this discussion on the real issue: How are the Ravens going to keep McNair, 33, healthy? Should Baltimore be forced to play without McNair for several games or an extended period, the chances aren't good with Boller back at the helm that the Ravens' season will extend deep into January 2007.
The Ravens have Mason and up-and-coming Mark Clayton on the outside along with Todd Heap, who in terms of receiving tight ends is second to none. They're deep at tailback, led by a healthier (mentally and physically) Jamal Lewis and free-agent pickup Mike Anderson. Baltimore still has plenty of playmakers on defense.
So really all the pieces are there now for this team to not only make a run at the playoffs but at the AFC North title, perhaps even for a spot in the Super Bowl. It's just a matter of whether the offensive line -- on paper, perhaps the one major question there is on this team -- can keep the first franchise quarterback in the franchise's history in one piece.
The Ravens' offensive line -- and not to say that the group was alone in this distinction -- was subpar in 2005. For a number of reasons. Above all there was no continuity or chemistry because Baltimore did a lot of shuffling up front, especially on the right side. Tony Pashos and the departed Orlando Brown rotated at right tackle. Keydrick Vincent and Brian Rimpf shared the right guard duties.
Center Mike Flynn and future Hall of Fame left tackle Jonathan Ogden showed up for every game, but Flynn, frankly, isn't anything special and Ogden was nicked up throughout the season.
So what did the Ravens do in the offseason to upgrade the line? They spent all of a second-round pick on Oklahoma center/guard Chris Chester.
What will be different about Baltimore's o-line in '06? Plenty, they think. They hope.
The only issue right now is Ogden's absence from camp as he deals with his father's recent death. When it's time to play he'll be fine. Mulitalo, team sources say, is in the best condition he's been in years. He still carries 350 pounds but he worked hard in the offseason to lose some of the fat and added 10-plus pounds of muscle.
Flynn's still in the middle. He's healthy after having a knee scoped in the spring. On the right side, Vincent looks better having had a year in the offense. Pashos is a better communicator than Brown, the Ravens say, which also should help Vincent.
Those are the starters for now. "For now" because the Ravens are loving this Chester kid. The book on him is he has great feet, excellent strength, and he's strong for his size (295). Team officials privately expect him to be starting at guard by midseason if not earlier. He's been compared to former Steelers great Dermotti Dawson.
The team also is high on guard/center Jason Brown, their fourth-rounder last year out of North Carolina. Orlando Brown brought an attitude to the line. It's missing now. Perhaps Jason Brown can infuse some. He could be starting sooner rather than later himself.
And with Ogden out, swing tackle Adam Terry, a second-round pick out of Syracuse last year, has gotten a lot of work at left tackle. Terry put in a lot of work in the offseason to improve his strength, which was lacking last season as a rookie. You can see his confidence growing.
That's good depth and versatility the Ravens have behind the starters.
What's also going to help the line is better quarterback play. McNair has such excellent field vision and is more decisive with his throws. He won't hold on to the football as long as Boller did. The quicker the ball is released, the less time the line has to protect the pass. The line also would help itself by run blocking better than it did last season; because the Ravens running game was so uncharacteristically ineffective, defenses often would key on Heap and Mason in the red zone.
As for McNair himself, he brings a presence to the offensive huddle the Ravens haven't had since Shannon Sharpe was with the team. McNair has the clout to correct teammates without rubbing anybody the wrong way. He won't force plays the way Boller did. He won't compound problems by trying to make something out of a bad play. And when McNair does make mistakes, his teammates have confidence in him that he'll bounce back. The Ravens finally have someone they can look to at quarterback, whereas before guys couldn't even look Boller in the eyes when he'd come off the field.
There is excitement about Baltimore's offense rather than anxiety. The offense doesn't have to play on eggshells. They have a chance on third-and-long. Lewis won't face loaded fronts every down. The defense doesn't have to go into games knowing they have to hold teams to 14 points or fewer.
Baltimore's offense has a swagger?
"We've got a lot of guys that have confidence in themselves that they're going to get the job done," Heap says. "You can just see it in practice."
"I feel the vibe," McNair says. He also says he can see the effect his arrival has had by the way his offensive teammates, particularly the linemen, are playing loose, having fun.
McNair, who has had a half-dozen surgeries and has been beaten up so much in recent years that he barely practiced in Tennessee, says he's "as healthy as I can be." So long as it stays that way for the most part, the fun should continue in Baltimore.
Michael Smith is a senior writer for ESPN.com. Contact him here.


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By Catholic Online (NEWS CONSORTIUM)
7/25/2014 (2 years ago)
Catholic Online (www.catholic.org)
We rarely think of insects as being little more than everyday pests. Flies interrupting a breezy day, ant invading a picnic, crickets disrupting the quiet of an early evening. There are less bugs to worry about these days -- and scientists say this is good reason for alarm.
We rarely think of insects as being little more than everyday pests. Flies interrupting a breezy day, ant invading a picnic, crickets disrupting the quiet of an early evening.
By Catholic Online (NEWS CONSORTIUM)
Catholic Online (www.catholic.org)
7/25/2014 (2 years ago)
Published in Green
Keywords: Insect population, pesticides, ecosystems, fertilization
LOS ANGELES, CA (Catholic Online) - According to new statistics, the world's population of insects has fallen by nearly half. Which is very bad news for humanity and the world's delicate ecosystem.
As published in a recent edition of Science, the number of slugs, spiders, worms and other invertebrates has fallen by 45 percent over the past 35 years. This came at a time when the human population has doubled.
Live Catholic, Shop Catholic -- by gong here --
Whatever will feel about them, insects play a vital role in pollinating crops, pest control, decomposition and ensuring soil remains packed with nutrients, as well as water filtration.
The decline in invertebrates is believed to be linked to the loss of their habitats and climate change.
In the United Kingdom alone, the number of beetles, butterflies, bees and wasps has fallen by up to 60 percent. Experts warn that fewer insects would have a huge effect on crop production as up to 75 percent are pollinated by insects, amounting to around 10 percent of the world's food supply.
Scientists also fear that a drop in the insect population could also spark a decline in birds, which prey on pests that damage crops, and amphibians, which help keep water supplies free from algae.
Less insects also compromise food production due to reduced pollination, seed dispersal and insect predation.
But the impact the continuing loss of animals, including invertebrates, has on the spread of human disease needs to be better understood as a priority, experts claim.
"We were shocked to find similar losses in invertebrates as with larger animals, as we previously thought invertebrates to be more resilient," Dr. Ben Collen, from University College London's Biosciences Department, said.
"While we don't fully understand what the long-term impact of these declining numbers will be, we are currently in the potentially dangerous position of losing integral parts of ecosystems without knowing what roles they play within it.
"Prevention of further declines will require us to better understand what species are winning and losing in the fight for survival and from studying the winners, apply what we learn to improve conservation projects.
"We also need to develop predictive tools for modelling the impact of changes to the ecosystem so we can prioritize conservation efforts, working with governments globally to create supportive policy to reverse the worrying trends we are seeing," Collen says.
By Tony Johnson
In 2006, geologists feared the worst - they believed a megathrust earthquake was imminent in the Pacific Northwest. Now in 2016, the Pacific Northwest may be revealing an alarming pattern of missing earthquakes in the same megathrust region that generates ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
Greenland is melting faster than expected, as new data reveals. The ESA's Cryosat satellite has revealed Greenland lost over a trillion tonnes of ice between 2011 and 2014. LOS ANGELES, CA (California Network) - Greenland has lost over a trillion metric tons (tonnes) ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
ExxonMobil spent more than $2 million on climate science denial in 2015, records reveal. LOS ANGELES, CA (California Network) - ExxonMobil says it believes in climate change. Its executives probably believe it too, after all, they're smart people. But their profits ... continue reading
By Kenya Sinclair (CALIFORNIA NETWORK)
The United States faces accusations of wasting enough food to put an end to hunger and increasing methane-producing landfill waste. LOS ANGELES, CA (Catholic Online) - According to the United States Department of Agriculture (USDA) website, the United States' food ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
Two people out of every hundred can hear it. It's a strange, low grade humming noise coming from the Earth itself. They can't get away from it, they can't make it stop. And nobody knows why it's there. The call it "the hum" and it is one of the planet's most enigmatic ... continue reading
By Tony Johnson (California Network)
Is America at risk for Great earthquakes spanning across the full United States? "Cracks Across America", in Rift zones, may conceal large fracture type faults where scientists may not be able to identify where these hidden fractures may unleash catastrophic ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
With the latest data on the San Andreas fault, it feels certain that California is about to experience The Big One. (Like tomorrow!) But is that what the data really shows? LOS ANGELES, CA (California Network) - The world's most famous fault is the San Andreas. The ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
A massive heat wave will envelop the American southwest this week, and into the foreseeable future, as California is warned to expect blackouts. The danger from this record breaking heatwave is extreme and people are urged to take precautions. LOS ANGELES, CA ... continue reading
By Tony Johnson (California Network)
Unexpectedly, on June 17, 2016, hundreds of seismographs that cover the State of Oregon and Washington, including the PNW volcanoes, became inaccessible[2] with no explanation. All of these seismograph stations are under the management of the Pacific Northwest ... continue reading
By Marshall Connolly (CALIFORNIA NETWORK)
Californians love their beaches, and few things can keep them out of the water, especially in the summer. Unfortunately, one of those things is appearing in greater numbers -sharks. And not just any sharks, but great whites. LOS ANGELES, CA (California Network) - The ... continue reading


text:
Correspondent; Remembering and Forgetting
By BILL KELLER
Published: September 22, 2001
OKLAHOMA CITY— Sooner than we expect, after the digging and the funerals but before the cleanup, New York will face the business of organized remembering. We will try to figure out not just how to use that precious and haunted real estate at the southern end of Manhattan, but what, officially, to tell ourselves and our children and their children about what happened on Sept. 11, 2001.
There was a time when civic remembrance was a slow-gathering affair. It took more than 30 years to make a military park at Gettysburg, and about 20 to dedicate a memorial at Pearl Harbor. These days, we grab for history. Here in Oklahoma City, the place Americans last talked of ''ground zero,'' a committee was busy with the question of a proper memorial less than three months after Timothy McVeigh ignited his Ryder truck full of fertilizer and fuel oil outside the Alfred P. Murrah Federal Office Building on April 19, 1995.
Oklahoma City rushed into it, as New Yorkers almost certainly will, as a form of healing. Memorializing was something for the survivors to do that seemed important at a time when their lives felt sucked empty of meaning.
New Yorkers may resist the idea they need instruction from the provinces on the subject of therapy. Trust me, we can use what they know.
The first thing Oklahomans learned was how quickly the pain that unified them during the initial euphoria of rescue and bereavement began to pull them apart. Meetings of survivors devolved into quarrels over whose suffering deserved pride of place in the memorial.
''Those early meetings, there was so much anger,'' recalls Doris Jones, whose pregnant daughter was crushed in the bombing. ''You had family members fighting with survivors over who was the more hurt: 'You can't be hurting as much as I'm hurting. Nobody died.' ''
Edward T. Linenthal, a scholar of memorials who has spent years studying Oklahoma City, says divorced families fought over which of a dead child's toys to put in the museum. Relatives of adult victims seethed at the sympathy lavished on the children killed in the blast. Doris Jones came to meetings for the sole purpose of demanding that her unborn grandson be added to the official list of 168 dead. (He was not, although he and two other unborn victims are included in the memorial.)
Among the survivors and rescue workers there were suicides, divorces, retreats into drugs and alcohol.
''These things bring communities together, and they take them apart,'' Professor Linenthal says. How much more fractious will the process be in New York, where the population of victims is immeasurably greater and more diverse and the culture is less patient?
In Oklahoma City civic leaders gently led an unwieldy memorial committee of 350 people through months of raw emotion and recrimination, and the fractured city came together in a remarkable consensus. The result on the ground is a triumph of visceral remembrance -- the perfect lawn furnished with 168 empty straight-backed chairs; the museum, just opened in February, filled with the stories of ordinary lives cut short, the rueful relics of lost children. It is simple and harrowing, and not at all diminished by being suddenly overshadowed.
In their emphasis on making the memorial an instrument of therapy, however, Oklahomans have so far done less well at the second professed purpose of their memorial, to teach us something useful about terrorism.
Only one cursory display deals with the place of Oklahoma City in a world endangered by lethal hatreds -- a map of terrorist incidents around the world from 1985 to 1995, now grotesquely out of date.
Timothy McVeigh, the decorated gulf war veteran who styled himself a warrior against a malignant federal government, is scarcely acknowledged in this memorial to the lives he destroyed. He looks down from a few framed newspaper pages.
O.K., perhaps you would not expect to find ''American Terrorist,'' the best-selling journalistic biography of the killer, in the museum gift shop alongside the plush comfort toys and the inspirational mementos, but he is a glaring absence in a place that has declared a mission of educating.
Robert M. Johnson, the attorney who presided over the memorial meetings, said some survivors feared glamorizing Mr. McVeigh and his accomplices, or worried the museum would become a rallying point for anti-government militias. Others who sat through the process told me Oklahomans were uncomfortable reckoning with a killer whose roots were in America, whose proclaimed motives were perversions of healthy American values.
James E. Young, a leading expert on Holocaust memorials, says that monuments to national trauma usually contain ''an element of self-congratulation,'' a sanctification of the nation's purpose. The museum here revels in the word ''heartland'' and in the values of patriotism, civic generosity, family and faith.
Oklahomans have so far shown little inclination to explore whether Mr. McVeigh represented a sick underside of those values. There is nothing in the museum about the violent ultra-patriot militias or about apocalyptic Christian extremists, or other indigenous hate sects. Probably it would be too much to expect that Oklahomans, whose state is still home each year to the world's largest gun bazaar and where gun freedoms are held sacrosanct, would have focused attention on the gun-show milieu where Mr. McVeigh incubated his twisted politics.