text:
|By PR Newswire
Article Rating:
|January 10, 2014 11:02 AM EST
PHILADELPHIA, Jan. 10, 2014 /PRNewswire/ -- Aberdeen Global Income Fund, Inc. (NYSE MKT: FCO) (the "Fund"), a closed-end fund, today announced that it will pay on February 14, 2014, a distribution of US $0.07 per share to all shareholders of record as of January 31, 2014.
(Logo: http://photos.prnewswire.com/prnh/20121106/NE07292LOGO )
Your Fund's distribution policy is to provide investors with a stable monthly distribution out of current income, supplemented by realized capital gains and, to the extent necessary, paid-in capital.
Under U.S. tax rules applicable to the Fund, the amount and character of distributable income for each fiscal year can be finally determined only as of the end of the Fund's fiscal year. However, under Section 19 of the Investment Company Act of 1940, as amended (the "1940 Act") and related Rules, the Fund may be required to indicate to shareholders the source of certain distributions to shareholders.
The following table sets forth the estimated amounts of the sources of the distribution for purposes of Section 19 of the 1940 Act and the Rules adopted thereunder. The table has been computed based on generally accepted accounting principles. The table includes estimated amounts and percentages for the distribution to be paid on February 14, 2014 as well as the estimated cumulative distributions declared fiscal year to date (11/01/2013 - 12/31/2013), from the following sources: net investment income; net realized short-term capital gains; net realized long-term capital gains; and return of capital. The estimated composition of the distributions may vary from month to month because the estimated composition may be impacted by future income, expenses and realized gains and losses on securities.
Net Investment Income
Net Realized Short-Term Capital Gains *
Net Realized Long-Term Capital Gains
Return of Capital
Total (per common share)
*includes currency gains
Shareholders should not draw any conclusions about the Fund's investment performance from the amount of the Fund's current distributions or from the terms of the distribution policy (the "Distribution Policy").
The amounts and sources of distributions reported in this notice are only estimates and are not being provided for tax reporting purposes. The final determination of the source of all distributions in 2014 will be made after year-end. The actual amounts and sources of the amounts for tax reporting purposes will depend upon the Fund's investment experience during the remainder of the fiscal year and may be subject to change based on tax regulations. The Fund will send you a Form 1099-DIV for the calendar year that will tell you how to report these distributions for federal income tax purposes.
The following table provides the Fund's total return performance based on net asset value (NAV) over various time periods compared to the Fund's annualized and cumulative distribution rates.
Average Annual Total Return on NAV for the 5 Year Period Ending 12/31/20131
Current Fiscal Period's Annualized Distribution Rate on NAV2, 3
Fiscal Year to Date (11/01/2013 to 12/31/2013)
Cumulative Total Return on NAV1
Cumulative Distribution Rate on NAV2
1Return data is net of all fund expenses and fees and assumes the reinvestment of all distributions reinvested at prices obtained under the Fund's dividend reinvestment plan, with the exception of the most recent distribution which is using an estimated reinvestment price.
2 Based on the Fund's NAV as of December 31, 2013.
3 Does not include special distribution of $0.09 declared on December 20, 2013
While NAV performance may be indicative of the Fund's investment performance, it does not measure the value of a shareholder's investment in the Fund. The value of a shareholder's investment in the Fund is determined by the Fund's market price, which is based on the supply and demand for the Fund's shares in the open market.
Pursuant to an exemptive order granted by the Securities and Exchange Commission on March 30, 2010, the Fund may distribute any long-term capital gains more frequently than the limits provided in Section 19(b) under the 1940 Act and Rule 19b-1 thereunder. Therefore, distributions paid by the Fund during the year may include net income, short-term capital gains, long-term capital gains and/or a return of capital. Net income dividends and short-term capital gain dividends, while generally taxable at ordinary income rates, may be eligible, to the extent of qualified dividend income earned by the Fund, to be taxed at a lower long-term capital gains rate. If the total distributions made in any calendar year exceed investment company taxable income and net capital gain, such excess distributed amount would be treated as ordinary income to the extent of the Fund's current and accumulated earnings and profits. Distributions in excess of the earnings and profits would first be a tax-free return of capital to the extent of the adjusted tax basis in the shares. After such adjusted tax basis is reduced to zero, the distribution would constitute capital gain (assuming the shares are held as capital assets).
The payment of distributions in accordance with the Distribution Policy may result in a decrease in the Fund's net assets. A decrease in the Fund's net assets may cause an increase in the Fund's annual operating expenses and a decrease in the Fund's market price per share to the extent the market price correlates closely to the Fund's net asset value per share. The Distribution Policy may also negatively affect the Fund's investment activities to the extent that the Fund is required to hold larger cash positions than it typically would hold or to the extent that the Fund must liquidate securities that it would not have sold or hold securities that it would liquidate, for the purpose of paying the distribution. The Distribution Policy may, under certain circumstances, cause the amounts of taxable distributions to exceed the levels required to be distributed under the Internal Revenue Code (i.e., to the extent the Fund has capital losses in any taxable year, such losses may be carried forward to reduce the amount of capital gains required to be distributed in future years; if distributions in a year exceed the amount minimally required to be distributed under the tax rules, such excess will be taxable as ordinary income to the extent loss carryforwards reduce the required amount of capital gains distributions in that year). The Fund's Board of Directors has the right to amend, suspend or terminate the Distribution Policy at any time. The amendment, suspension or termination of the Distribution Policy may affect the Fund's market price per share. Investors should consult their tax advisor regarding federal, state and local tax considerations that may be applicable in their particular circumstances.
Circular 230 disclosure: To ensure compliance with requirements imposed by the U.S. Treasury, we inform you that any U.S. tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.
Closed-end funds are traded on the secondary market through one of the stock exchanges. The Fund's investment return and principal value will fluctuate so that an investor's shares may be worth more or less than the original cost. Shares of closed-end funds may trade above (a premium) or below (a discount) the net asset value (NAV) of the fund's portfolio. There is no assurance that a fund will achieve its investment objective. Past performance does not guarantee future results.
If you wish to receive this information electronically, please contact
[email protected]
SOURCE Aberdeen Global Income Fund, Inc.
Ixia (Nasdaq: XXIA) has announced that NoviFlow Inc.has deployed IxNetwork® to validate the company's designs and accelerate the delivery of its proven, reliable products. Based in Montréal, NoviFlow Inc. supports network carriers, hyperscale data center operators, and enterprises seeking greater network control and flexibility, network scalability, and the capacity to handle extremely large numbers of flows, while maintaining maximum network performance. To meet these requirements, NoviFlow in...
Jul. 26, 2016 02:00 PM EDT Reads: 509
As companies gain momentum, the need to maintain high quality products can outstrip their development team's bandwidth for QA. Building out a large QA team (whether in-house or outsourced) can slow down development and significantly increases costs. This eBook takes QA profiles from 5 companies who successfully scaled up production without building a large QA team and includes: What to consider when choosing CI/CD tools How culture and communication can make or break implementation
Jul. 26, 2016 02:00 PM EDT Reads: 1,620
"There's a growing demand from users for things to be faster. When you think about all the transactions or interactions users will have with your product and everything that is between those transactions and interactions - what drives us at Catchpoint Systems is the idea to measure that and to analyze it," explained Leo Vasiliou, Director of Web Performance Engineering at Catchpoint Systems, in this SYS-CON.tv interview at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York Ci...
Jul. 26, 2016 01:45 PM EDT Reads: 1,989
Redis is not only the fastest database, but it is the most popular among the new wave of databases running in containers. Redis speeds up just about every data interaction between your users or operational systems. In his session at 19th Cloud Expo, Dave Nielsen, Developer Advocate, Redis Labs, will share the functions and data structures used to solve everyday use cases that are driving Redis' popularity.
Jul. 26, 2016 12:30 PM EDT Reads: 1,579
UpGuard has become a member of the Center for Internet Security (CIS), and will continue to help businesses expand visibility into their cyber risk by providing hardening benchmarks to all customers. By incorporating these benchmarks, UpGuard's CSTAR solution builds on its lead in providing the most complete assessment of both internal and external cyber risk. CIS benchmarks are a widely accepted set of hardening guidelines that have been publicly available for years. Numerous solutions exist t...
Jul. 26, 2016 11:45 AM EDT Reads: 549
"We're bringing out a new application monitoring system to the DevOps space. It manages large enterprise applications that are distributed throughout a node in many enterprises and we manage them as one collective," explained Kevin Barnes, President of eCube Systems, in this SYS-CON.tv interview at DevOps at 18th Cloud Expo, held June 7-9, 2016, at the Javits Center in New York City, NY.
Jul. 26, 2016 10:45 AM EDT Reads: 1,719
Choosing the right cloud for your workloads is a balancing act that can cost your organization time, money and aggravation - unless you get it right the first time. Economics, speed, performance, accessibility, administrative needs and security all play a vital role in dictating your approach to the cloud. Without knowing the right questions to ask, you could wind up paying for capacity you'll never need or underestimating the resources required to run your applications.
Jul. 26, 2016 10:37 AM EDT Reads: 295
SYS-CON Events announced today that LeaseWeb USA, a cloud Infrastructure-as-a-Service (IaaS) provider, will exhibit at the 19th International Cloud Expo, which will take place on November 1–3, 2016, at the Santa Clara Convention Center in Santa Clara, CA. LeaseWeb is one of the world's largest hosting brands. The company helps customers define, develop and deploy IT infrastructure tailored to their exact business needs, by combining various kinds cloud solutions.
Jul. 26, 2016 10:15 AM EDT Reads: 1,179
Adding public cloud resources to an existing application can be a daunting process. The tools that you currently use to manage the software and hardware outside the cloud aren't always the best tools to efficiently grow into the cloud. All of the major configuration management tools have cloud orchestration plugins that can be leveraged, but there are also cloud-native tools that can dramatically improve the efficiency of managing your application lifecycle. In his session at 18th Cloud Expo, ...
Jul. 26, 2016 10:00 AM EDT Reads: 988
The competitive landscape of the global cloud computing market in the healthcare industry is crowded due to the presence of a large number of players. The large number of participants has led to the fragmented nature of the market. Some of the major players operating in the global cloud computing market in the healthcare industry are Cisco Systems Inc., Carestream Health Inc., Carecloud Corp., AGFA Healthcare, IBM Corp., Cleardata Networks, Merge Healthcare Inc., Microsoft Corp., Intel Corp., an...
Jul. 26, 2016 09:45 AM EDT Reads: 944
SYS-CON Events announced today the Kubernetes and Google Container Engine Workshop, being held November 3, 2016, in conjunction with @DevOpsSummit at 19th Cloud Expo at the Santa Clara Convention Center in Santa Clara, CA. This workshop led by Sebastian Scheele introduces participants to Kubernetes and Google Container Engine (GKE). Through a combination of instructor-led presentations, demonstrations, and hands-on labs, students learn the key concepts and practices for deploying and maintainin...
Jul. 26, 2016 09:45 AM EDT Reads: 768
StackIQ has announced the release of Stacki 3.2. Stacki is an easy-to-use Linux server provisioning tool. Stacki 3.2 delivers new capabilities that simplify the automation and integration of site-specific requirements. StackIQ is the commercial entity behind this open source bare metal provisioning tool. Since the release of Stacki in June of 2015, the Stacki core team has been focused on making the Community Edition meet the needs of members of the community, adding features and value, while ...
Jul. 26, 2016 09:45 AM EDT Reads: 336
Using new techniques of information modeling, indexing, and processing, new cloud-based systems can support cloud-based workloads previously not possible for high-throughput insurance, banking, and case-based applications. In his session at 18th Cloud Expo, John Newton, CTO, Founder and Chairman of Alfresco, described how to scale cloud-based content management repositories to store, manage, and retrieve billions of documents and related information with fast and linear scalability. He addres...
Jul. 26, 2016 09:30 AM EDT Reads: 1,086
Is your aging software platform suffering from technical debt while the market changes and demands new solutions at a faster clip? It's a bold move, but you might consider walking away from your core platform and starting fresh. ReadyTalk did exactly that. In his General Session at 19th Cloud Expo, Michael Chambliss, Head of Engineering at ReadyTalk, will discuss why and how ReadyTalk diverted from healthy revenue and over a decade of audio conferencing product development to start an innovati...
Jul. 26, 2016 09:15 AM EDT Reads: 1,012
Amazon has gradually rolled out parts of its IoT offerings in the last year, but these are just the tip of the iceberg. In addition to optimizing their back-end AWS offerings, Amazon is laying the ground work to be a major force in IoT – especially in the connected home and office. Amazon is extending its reach by building on its dominant Cloud IoT platform, its Dash Button strategy, recently announced Replenishment Services, the Echo/Alexa voice recognition control platform, the 6-7 strategic...
Jul. 26, 2016 09:02 AM EDT Reads: 250


text:
Solving the problem of a failing aqueduct could cost the Canadian River Municipal Water Authority up to about $8.5 million, and that's before the results of a pending survey of more pipeline.
"It's interesting times at CRMWA," said General Manager Kent Satterwhite.
The CRMWA board of directors held a special meeting Thursday to decide how to address early survey results of the 72-inch pipeline north of Amarillo. That survey found almost two miles of pipe nearing failure near the Southwestern Public Service generating stations and the Asarco copper refinery northeast of the city.
The problems started with two pipe blowouts and several smaller leaks at the end of last year.
"Since Dec. 30, the authority has been operating in emergency mode much of the time," said Board President Steve Tucker.
CRMWA had to stop providing water to most of its 11 member cities, including the two largest, Amarillo and Lubbock, until it could make repairs and do small-scale surveys of the pipeline immediately adjacent to the damaged sections. It continued service to Pampa and Borger because those cities receive water from the pipeline above where the shutoff occurred.
Amarillo has been without CRMWA water while a more extensive survey was ongoing since Feb. 4. The city uses water from the well fields in Potter and Carson counties and its 500-million-gallon reservoir during situations like this. So far, it hasn't had to tap that reservoir much.
"We've relied heavily on the wells so we can reserve the reservoir for if something happens," said Interim Utilities Director Floyd Hartman. "At midnight it was at 27.6 feet. That's from a high of 29.2 feet."
CRMWA had to shut down pumping to allow Pure Technologies to perform the internal survey north of Amarillo.
The board voted unanimously to allow Satterwhite to get bids on materials and labor on three options with costs from $2.9 million to $6.1 million to bypass the worst stretches and repair less critically damaged areas. The cost would come on top of the $1.4 million spent to fix the earlier leaks and failures.
There are pending survey results that will determine how much pipe CRMWA needs to bypass.
The money would come in the form of loans from CRMWA reserve funds. Member cities can opt to pay back their share over up to 10 years. Amarillo's share would be about 45 percent based on its usage of the aqueduct.
Going forward, CRMWA will continue to make critical repairs and then will hire a contractor to build bypasses around the worst areas. It is somewhat unclear why there are so many potential failure points near SPS and Asarco. However, Satterwhite thinks irrigation using SPS cooling water from the generating plants that has an increased salt content from evaporation has made the soil more "aggressive," causing pressure on the pipe. As for Asarco, Satterwhite's theory is when the plant was under construction in the 1970s crews used the area above the pipe to store construction materials, increasing pressure on the pipe.
CRMWA will refill its pipeline next week to allow cities to refill their reservoirs then drain it to do more repairs. Later in March, it will drain the line again to survey the stretch from Amarillo to Canyon, about 20 miles, at a cost of $425,000. In the summer, the line will again be empty to allow crews to connect the bypasses they will build in the meantime.
Hartman agreed with that strategy to get the repairs and survey done soon, as did all the representatives of the member cities.
"By the time we hit April 1, we're definitely going to see an increase in water use," said Aubrey Spear, Lubbock director of water resources.
Satterwhite and Assistant General Manager Chad Pernell attended a teleconference from Satterwhite's pickup at the CRMWA reservoir at Northeast 24th Avenue and State Highway 136 where crews were repairing other failing pipeline segments. A rupture there would have allowed the reservoir to empty.
"If they had failed last week, we would have spilled 250 million gallons," Satterwhite said.
Crews drained the reservoir to about half full to reduce pressure on the pipe to allow the repair work, which involves removing dirt around the pipe and putting on steel clamps to provide stability.
"When you take that soil off, it's partially holding it together," Pernell said.
The failures have largely been caused by corrosion of the cables that wrap around the outside of the cement pipe to give it structural support.

subset: commoncrawl


text:
Be a Nammos Star!
Follow us on Instagram
Nammos magazine
The first free edition of the most famous Mykonian brand on the planet! A brand new printed edition with a focus on luxury that everyone can find at Nammos or selected premium spots in Mykonos.
Take a glance at Nammos Magazine
Nammos album
On the occasion of our 10th Year Anniversary that we celebrated a year ago, we created a luxurious collector's edition of some of our most popular recipes. Bring your precious memories to life with the Nammos album and indulge in a unique culinary experience.


text:
Staff was helpful, spoke English which was appreciated.
The restaurant is a bit pricey and the selection somewhat limited.
The front desk area is impressive. The room was also well decorated and comfortable. The Spa area is also relaxing and of top standard.
A wrong room tipe were allocated. When complaining, I was informed that they have no more of the specific room tipe left. The room then received, the shower drainage was blocked and I fixed it. I dislike the fact that I didn't received the room that was booked and paid for.
The executive room was very suitable, breakfast was great and overall staff was very customer service oriented.
No complaints at all
The Pocitos Hotel is clean, comfortable and is located in a nice neighboorhod.
I'd have to mention the view... gorgeous view of the bay and sunrise. The room was superb and the bed very comfortable. There was an excellent breakfast too.
The bathroom was very well suited but there was no disposable comb or a brush. We were on a emergency stay and we didn't have those on us. No toothpaste or toothbrush either. It'd be nice to have some disposable ones just in case.
Staff friendliness and helpfulness.
Price was a little high.
The location of this hotel is ok.
The hotel is not of the standard promised. The room was average but not so clean, the curtains were not clean, the bathroom was very old. I would not stay in this hotel again. The girl in the bar was busy but very rude. This hotel is used by tours.
Room was spacious and had style, old city house with interesting furniture, a place with some character. Much better value than other box-like rooms in nearby 'modern' hotels which charged twice the price.
The shower wasn't great, limited water supply. Still plumbing issues to be expected in an old town house like this, and management quickly fixed any problems.
booked v late so choice v limited. Chose Arapey because walking access to old city & port. good bus links. variety of eating places nearby.
sheets not ironed, we doubted that they had been washed. Looked as though bedding had just been thrown back after last occupant. carpet dirty. lighting dangerous. decor jaded. there was no reduction on actual room rate. dollar:pesos conversion 20% above going rate in city
Clean, quiet, comfortable. Great location. Helpful and friendly staff.
Here's why:
We're not the seller.
At KAYAK we don't set the prices, so it's not possible for us to guarantee what other companies are selling.
We compile tonnes of data for you
Our service lets you quickly and easily compare results from hundreds of travel sites at once. In this sense, KAYAK is a search engine and we can't guarantee prices we find.
Why aren't prices accurate 100% of the time?
Prices on airline seats, hotel rooms and car rentals can change frequently. Several people may also be trying to buy the same travel option simultaneously. As a result, you may find, on occasion, that certain prices are no longer available.
If you have more questions or if you have a bad price to report to us,
please send us an
and someone from our team will get back to you promptly.
KAYAK is part of The Priceline Group, the world leader in online travel & related services.


text:
What a joke. THese analysts write a story from their cubicle and claim to be experts. Why do we even listed to these morons. Bet against the street to make real money.
Assuming mar 9 actually is the new target date, there will definitely be a runup to that date imo. I just don't know why that guy knew about the new HUD timelines and no one else seems to know about the changes?/ If no runup, then Mar 9 not the date per big boys imo...
Truth is, as we get closer to March NVIV runup is highly likely. It has been suppressed or dropping simply because of the silence.
I've been criticized from the extreme negatives as well as some of the extreme positives here. That's because I have a cautiously optimistic view. A lot of times when you're in the right spot you get it from both ends. This company definitely has enormous opportunities, Langer's genius, a hot product pipeline that has been proven to achieve results, and a great team.
However, on the negative side I am sorry to say that Reynolds, despite being essential to getting the company to where it is today, is also responsible for causing it harm. On communicating he is literally damned if he does and damned if he doesn't. And I'm not using this in the conventional sense. In this case it means he is either wildly over-promising on dates and timelines or, as in right now, saying nothing. He needs to strike that proper balance and speak to shareholders plainly and pragmatically about the company's progress. I fail to see what is so difficult with that. He must be a very stubborn Irishman who has his traits etched in stone.
Now couple those flaws with the share selling. To anybody that doesn't know the full story to the degree of veteran NVIV investors, it doesn't add to anybody's confidence levels.
What people also do not realize is that Reynolds has so many shares (many acquired very cheap or at low cost) that he could theoretically sell another million shares and if NVIV went someday to $75 or even $60 the man would still become a BILLIONaire.
The analysts have varying degrees of expertise, but right now everybody seems to be in the dark. If Reynolds is honoring his ongoing interractions with the FDA by remaining silent, ok fine, but he needs to at least provide a rudimentary comment saying discussiona are in progress and to hang tight.
Bottom line on the silence is that it is synergistic with the share selling and blown deadlines so as to become fodder for the attackers as well as weaken the confidence of the supporters.
I would N E V E R run a company this way. If I was not up to the task on communicating I'd have someone else do it. Period. I've said it before, there is no way this man would have ever made it to CEO of Siemens USA.
I would take the article with a grain of salt those hoping for a run-up don't hold your breath, there is no reason for a run up if the fda requested more information, it extends the time line out another 45 days+, no-one knows when they officially responded


text:
It has been a busy 24 hours for the National Basketball Players Association, in the wake of published reports questioning the relationship between executive director Billy Hunter and president Derek Fisher, including a FoxSports.com report doubting Fisher's loyalty to the union's membership.
Lakers forward Matt Barnes isn't buying allegations of impropriety. Speaking on a podcast to Andy and Brian Kamenetzky of ESPNLosAngeles.com, Barnes stood by his elected representative and teammate.
"I've known [Fisher] for a number of years, and his character is second to none in my eyes. So what he does, I know it's for the good of us," he said. "It's almost like he's the president of the country. He's the president of the Player's Association, so all our faith lies in him and I fully trust what he's doing is for us, and for us to get to play again."
Still, Barnes acknowledged the variety of opinions inside the union on important issues related to reaching a new collective bargaining agreement.
"It's a tough situation. You always have to look out for yourself and your family, so a lot of guys from what I've been hearing, and whispers, a lot of guys think 50/50 [as a split of Basketball Related Income] is good, and let's get back to work. But I've been consistently talking to Fish, and some of the other guys on the board, and we think it's important to stay together and push for that 52," Barnes said. "We're pretty close, hopefully we can get that and get moving. But you can't really knock anybody for a move they may have to make for their family, or a move they may have to make for themselves, because financially, this is really our only income."
While he's disappointed the NBA has officially wiped every game through the end of November, the lockout has provided a silver lining for Barnes, who missed 26 games last season following surgery to repair torn cartilage in his right knee. The extra time to heal has served him well, and he considers himself about "90 percent" healthy.
"I'm back completely playing, full speed ahead," he said. "This last 10 percent and just getting over the fact that I've never had an injury before. My knee is healed but in my mind it's still kind of that I need to baby it."
Barnes has dropped about 15 pounds off his 2010-11 playing weight, leaving him at 215 pounds, in hopes of lessening the stress on the joint.
As for the Lakers, he hopes a shortened season will serve them well, though the devil is in the details.
"I think it's great for us, as long as they don't pile on tons of games. Everyone knows we're a little older team, and we can use less games. As long as we don't have to play five games in seven nights, that wouldn't be very beneficial. But as long as we can come to a smart amount of games and still have the proper time to rest in between games, I think it's going to be very beneficial for our team to cut 20 games off the season," Barnes said.
Until the NBA gets going, Barnes will continue working out and playing charity games, including his own Saturday in San Jose. Having used similar events throughout the offseason to help test his knee, Barnes has found one more positive: consequence free referee abuse.
Barnes has racked up multiple technical fouls throughout the summer's exhibitions and suspects he'll get another one this weekend.
"If I get a chance to yell at a ref who makes a bad call and not have to pay $2500 or $5000 [in fines to the NBA], I'm going to do it all day," Barnes laughed. "These free technicals, I'm going to kind of enjoy until I can't do it anymore."


text:
DVD Authoring on Linux
Authoring video DVDs with Linux was a problem for a long time, but a few useful tools are closing the gap. And Q-DVD-Author gives you a handy front-end for controlling the process.
Finished at last: after weeks of tinkering with your video-editing software, that long-winded video of your last summer holiday has finally become a presentable and enjoyable home movie. But now what? Today's upwardly mobile urban generation will not accept anything less than a DVD, not to mention the menu, chapter selections, and the other goodies found in commercial video DVDs. Obviously, your normal burning tool isn't going to help you, since it expects special movie and filesystem formats and a complex menu structure rather than a simple home movie. In other words, you need a DVD authoring tool. Box 1 has in-depth information on DVD video formats for those of you interested in more detail.
Buy this article as PDF
(incl. VAT)
Buy Linux Magazine
Visit Our Shop
Direct Download
Read full article as PDF:Q-DVD-Author.pdf (362.70 kB)
Mirantis to Refactor OpenStack Fuel for Kubernetes
The company is collaborating with Google and Intel to use Kubernetes as an engine for Fuel
Canonical Joins Document Foundation Advisory Board
The upcoming release of LibreOffice will be available as a snap package
SUSE Joins the Microsoft Test Drive Program
Customers can take a free test drive of SLES for HPC on the Azure Cloud
SiFive Launches a Line of Open Source Chips
San Francisco-based chip company announces their first fully open source chip platform.
Fedora 24 Released
The whole distro gets rebuilt on glibc 2.3
Canonical Announces Cross-Distro Support for Snaps
Ubuntu Vendor tries to solve app packaging and distribution problem across distributions.
ownCloud Forked
Founder of ownCloud launches the Nextcloud project.
HP Enterprise Unveils a Futuristic Computer
Will The Machine change the way future programmers think about memory?
CoreOS Announces Distributed Storage System
The new Torus distributed storage system is available under an open source license on GitHub
Google Beats Oracle in the Android Lawsuit
Juries decides Google's use of Java APIs Was Fair Use


text:
534 Tasting Notes
Having a pot of this that is 2/3 Ceylon Sonata and 1/3 English Breakfast, both by Adagio. I'm not a very big fan of either, but they blend together well. I'll definitely do this again. It's malty and sweet, with a summery taste that's hard to describe.
I probably should have brewed this for less time, as it is pretty potent and a little bitter. (But I like some bitterness to my black teas.) I think I'll go with four minutes next round.
I'm trying this tonight thanks to Jillian, who I traded with.
It lives up to everything people have said about it. It's delicious. The black tea is very strong, and accented with warm, sweet vanilla. But the coconut flavor — it's fantastic. The coconut shavings in it release just a little bit of coconut oil into the tea, which collects at the surface. When sugar is added, this becomes a wonderful, slightly tropical treat.
This is going on the shopping list. We've made three pots of it in a row tonight!
If it didn't say this had white tea in it, I would have never known. It simply tastes like nectarine juice and crushed up vitamins. I will admit I get a feeling slightly similar to Adderall after a whole can, though. It's not as strong, but I do feel VERY energized and more motivated to get things done, yet without the edgy feeling I get from coffee or energy drinks.
I'm curious about the other flavors, though… I'm not a fan of orange flavor, so this might be pretty heavily biased. I know there's an apple one, so if I see it, I'll pick it up.
Finished my sample of this the other night with a friend and my brother. It was soothing and wonderful as always… which prompted us to buy two of the last remaining tins from LiberTEAS 's Artfire shop. Now I'll be able to drink as much as I want for a while! So pumped!
Had to have another tall mug of this tonight. I have been craving it since yesterday. Not much of this left, unfortunately. :/ Will definitely miss it when it's gone, especially since I've searched online for a similar combination and was unsuccessful. This was a truly unique blend.
Tabby I still have some of this available in my Artfire shop: http://liberteas.artfire.com
I did not expect to fall in love with this tea like I have.
Again, my thanks goes to LiberTEAS for sending me a sample of this. I've never really considered a cranberry tea before, but after this, I have certainly changed my mind. I brewed a pot of it for my friends and myself the other night and was a little shocked at how good this is. It's not overwhelmingly sour like I expected. The cranberry flavor is very up-front, and translates very well into the tea. Paired with the flavor of the black tea, it works out so beautifully.
I might have to explore Harney & Sons as a tea supplier soon! This tea is going on my Shopping List right now.
Ok, I admit it, I signed up for the Republic of Tea catalog for the free samples. Guilty.
Anyway, it smelled really tart when I sniffed the bag while waiting for the water to heat up. It also, of course, smelled like dried hibiscus without the bitterness that fresh hibiscus flowers have. The second I poured the water into the mug, it turned magenta, then proceeded to get very dark.
Hmm, as far as the taste goes, it's a little mediocre. I can detect what I think is lemongrass, plus maybe some kind of berry, but it's very mild. It's tangy, and something about it reminds of Tazo's "Passion". (But it's not as good.) I wouldn't pursue this tea again, but it's not bad.
My first tea by the legendary LiberTEAS!
This is absolutely wonderful. I would never have thought to combine rose and cinnamon, but I love it. There is just enough rose in it, as I've had rose teas before that were almost peppery, but this is much better balanced. The cinnamon softens the rose and creates a really warm, delicious taste. The vanilla adds another dimension, especially in the aftertaste, and it's just icing on the cake at this point. And the vanilla compliments the black tea's natural taste, which just makes it even better. I'm definitely making a strong cup of this tomorrow morning before I work a double.
I'm actually really sad now that LiberTEAS isn't in business anymore. Because yum.
I have LiberTEAS to thank for a sample of this!
This is definitely interesting. I'm still getting used to yerba mate itself, so this tasted a little light and foreign to me. I'm used to black tea chais, as one might expect. I like the balance of spices, and it has that chai warmth to it, but I think I prefer traditional chais. Still, I'm glad I got a chance to try it.


text:
4 names.
|Sort by: STARmeter▲ | A-Z | Height | Birth Date | Death Date
|Gene Roth Actor, Attack of the Giant Leeches Tall (6'2"), burly, and reliable character actor Gene Roth was born Eugene Oliver Edgar Stutenroth on January 8, 1903 in Redfield, South Dakota. He was the youngest of three sons born to German father Eugene Stutenroth and Swedish mother Anna Christina Olsen. Roth and his two brothers were raised by their mother after their father abandoned them when Gene was only two years old...
|Lawreen E. Kayl Producer, Alien Raiders
|Bill Badger Self, Killing Spree
|Harry Martin Miscellaneous Crew, Night Nurse
4 names.


text:
K-Staters earn recognition from the Association for Communications Excellence
K-State faculty, staff and students in the communications and agricultural education department were recognized for their outstanding communications efforts at the national meeting of the association for Communication Excellence in Agriculture, Natural Resources, and Life and Human Sciences June 12-17 in Memphis, Tennessee. For award listing, follow this link.
Pictured on the left: Cassie Wandersee, the Duckmaster, Jennifer Ray and Dr. Lauri Baker
Pictured on the right: Gloria Holcombe and Jennifer Alexander
Orientation and Enrollment
Discover endless opportunities to dream, grow and succeed in your academic journey at Kansas State University. Find your passion, gain momentum and study subjects that interest you. Don't miss K-State's orientation and enrollment. This is your chance to choose your classes, learn the keys to college success, and more. At orientation and enrollment, you will experience a day of activities and presentations to prepare you for a successful transition to K-State.
K-State Summer Activities
Don't get a brain freeze - take your time and enjoy summer! Whether you cool off after class at the Dairy Bar with your favorite shake or hit the lanes to get in some bowling, summer at K-State is more that just academics!!!
Click here for the summer activities schedule!
Center for Rural Enterprise Engagement established
The Center for Rural Enterprise Engagement has been established at Kansas State University to help small businesses succeed through new media marketing research. This interdepartmental effort represents a collaboration of previous federal grant funding and support from the Kansas Agricultural Experiment Station and the National Institute of Food and Agriculture.
Faculty members leading the center are, from left, Hikaru Peterson, agricultural economics; Lauri Baker, communications and agricultural education; and Cheryl Boyer, horticulture, forestry and recreation resources.
Dr. Harbstreit receives Kansas FFA VIP Citation
In recognition of his service to the Kansas FFA Association, Dr. Steve Harbstreit was presented the FFA VIP Citation. Harbstreit received this honor at the 2015 Kansas FFA State Convention.
This award recognizes his 44 years of service to agricultural education, with more than 28 of those years in Kansas.
Through his years of dedicated service to FFA and agricultural education, he has been a positive influence for our students and on the future of agricultural education.
Congratulations Dr. Harbstreit!


text:
IMDb > The Music Master (Character)
Top Linksmain detailsbiographyby votesphoto galleryquotes
Filmographiesby yearby typeby ratingsby votesby TV seriesby genreby keyword
Did You Know?photo galleryquotes
The Music Master (Character)
from "Justice League" (2001)
The content of this page was created by users. It has not been screened or verified by IMDb staff.
Music Master is one of the members of the Injustice Guild... See more »
FilmographyEdit Credits
There may be more credits available for this character. To edit the credits displayed or to add more credits to this character's filmography, click the Edit Credits link.
- "Justice League"
... aka "JL" - USA (promotional abbreviation)
... aka "Justice League Unlimited" - USA (third season title)
- Legends: Part II (2002) TV episode, Played by Udo Kier
- Legends (2002) TV episode, Played by Udo Kier
Additional Details
You may correct errors and omissions on this page directly. Clicking the 'Update' button will take you through a step-by-step process.


text:
I'm having some trouble distinguishing [ɐ] and [a]. In fast speech I usually pronounce [ɐ] like [a]. Such as Алáния or Голосá. Does it really matter?
Sign up
- Anybody can ask a question
- Anybody can answer
- The best answers are voted up and rise to the top
From what I see when communicating with people learning Russian is that while pronunciation is definitely important factor it's not the most important one. Decent grammar is crucial.
As of phonetics it's enough to be able pronounce the "basic" set of sounds. I assure you that the majority of Russian native speakers does not even aware that there are more than one "a"-like or "о"-like phonemes. Moreover, though modern Russian has no such things like very distinctive dialects - there are some dialectal differences.
For instance, around the Ural Mountains, people are pronouncing vowels noticeably in a very different way compared to one you can hear in, say, Central Region. And they don't give a flying anything whether their Russian is "normal" or not ;)
I encourage you to practice and do not care about subtle phonetics issues so far.
According to my experience, following common issues are disturbing while speaking Russian:
In everyday communication, most of other issues sound sweet. If you go wrong with "а", some people won't even notice, and the rest would think it's adorable. Furthermore, as lots of Russian think that Russian language is the most hard for learning, they will not blame you even for the issues listed above. Surely they would notice that you have an accent, but they would not think that you are low-educated or something like that. They would rather feel themselves flattered, since you have spent so much time and efforts to study their language.
However, they won't be so pleased if you do a grammar error. Obviously grammar error means that you have not spent so much time studying.
I guess that's because your "fast speech" is not so fast, in fact. If you will ever talk Russian with the same tempo, as native speakers do, you will have to apply a vowel reduction extensively. Actually that's the only why we need a reduction at all - to be able to speak fast. And, maybe, you do reduce your speech sometimes, without even noticing - that's how we all do that, and that's perfectly OK too. So just learn "better Russian" and one day you'll get "faster Russian" for free.
In fact, it doesn't matter as much as you might think. If you pronounce stressed like unstressed (or, on the contrary, unstressed like stressed), most of russians will understand you. But sometimes it's difficult enough to understand person, whose native language isn't Russian, so it will be better, if you try to pronounce А letter correctly. When the syllable is stressed, sound is not as long as english "ah", but very close to that. And in the unstressed syllables it's shorter and sounds like "u" in "cut", "nut" etc. Talk Russian, keep on training and you'll get it :)


text:
Broccoli With Red Pepper Flakes and Garlic Chips
Total Time
Prep 15 mins
Cook 10 mins
Broccoli is loaded with lots of vitamins A and C and several minerals, it is one of the most healthful veggies. This is a spiced up version that is low in fat and not low on flavor. The recipe comes from Williams Sonoma Essentials of Healthful Cooking.
Ingredients Nutrition
- 2 tablespoons extra virgin olive oil
- 2 -4 garlic cloves, sliced crosswise into thin slices
- 1⁄4 teaspoon red pepper flakes
- 1 1⁄2 lbs broccoli
- In a small skillet over medium-low heat combine the olive oil, garlic and red pepper flakes.
- Heat, stirring frequently, just until the garlic begins to turn golden on the edges, approximately 1-2 minutes.
- Remove from heat, strain through a fine-mesh sieve, reserving the oil and garlic in separate containers.
- Cut the broccoli into florets, trimming the stalks until they are about 1-2 inches long.
- Place the cut broccoli in steamer basket over boiling water, cover tightly and stem until crisp tender, 4-6 minutes.
- Place broccoli immediately into a serving dish, sprinkle with garlic flakes and 1 tablespoon of the oil.
- Serve.
- The remaining oil can be saved and used in other dishes later.
Most Helpful
Great! I threw the whole thing in the oven to keep warm at 350 for about 5-10 min at the end. Could also benefit from some Parmesan cheese...but really, what couldn't?
Liked this side dish; did not strain it. I used the high end on the garlic, but surprisingly I think I could have added even more. A little squeeze of lemon over this went nicely.
Tucking this easy, flavorful veggie recipe into my best-of-the-best file. We absolutely loved this. I like that it's easily adaptable, too. If we don't feel in the mood for spice, we can just omit the red pepper flakes. Loved the garlic oil. This helps change up our weekly broccoli. Thank you! Made for ZWT8 Family Picks


text:
Ai Miyazato
Ai Miyazato
Born: Japan
2013: Victories—0; Top 10s—2; Earnings—$230,129
Career: Victories—9; Top 10s—58; Earnings—$7,278,634.75
Rolex ranking: 9
Bio: Miyazato, 27, surpassed the $7 million mark in career earnings in 2012, while finishing in the Top 10 in multiple categories—rounds under par (4), rounds in the 60s (6), top-10 finishes (4), fairways (9), scoring average (6), putting average (4) and GIR putting average (5). She held the Rolex Rankings No. 1 spot for 11 weeks in 2010 and finished that season at No. 6.


text:
Buy Royalty Free Beats - Instant Download - PayPal Verified - Bundle Prices - Go to www.cchokeproductions.com for more!
Join the mailing list for instant access to 20 free beats! We also send valuable tips and info to our subscribers so sign up today! We do not use your information for any other purpose and we will never sell or share your info!
If you're ready to get your music on the streets, contact us at firstname.lastname@example.com. We offer professional quality CD Duplication services at affordable prices. You can also find more about available services and prices at www.cchokeproductions.com. Contact us today to get started on your project!


text:
Change Location
ACE Fit Share
Add these shoulder exercises into your regular workout routine and increase your upper body strength, while strengthening and stabilizing your shoulders. From the stability ball dumbbell press to the medicine ball push-up, these exercises are a great way to strengthen your deltoids, rotator cuff and trapezius muscles. Browse through our large collection of detailed tutorials and step-by-step demonstrations from today's leaders in the health fitness industry. For full workout routines featuring these shoulder exercises, visit our Workouts section.
Fit Life Articles
It's estimated that over 20 million people in the U.S. practice yoga, and this number is growing every day. Yoga classes typically combine stretching and poses with breathing techniques, and serve as a wonderful way for people to de-stress and move their bodies. Yet this...
Exercising in the heat can be challenging. Your body starts to sweat to cool down. But if you're working out and your body stops sweating you may have a more serious problem: heat related illnesses (heat exhaustion or heat stroke).
Over the past decade, the number of people biking to work has increased by 60%. More cities across America are embracing bike-friendly policies and programs, making it safer for people to integrate cycling into their modes of transportation. Biking to work can be...


text:
More Creative Ideas for a Home Business
You can start up a
People all over the world are getting busier and with the pressure to hold down a job in the face of a recession, commuting through heavy traffic and the constant need to update work-related skills, many people just don't have time for things like housework, shopping and cooking. So, if you like these jobs, you could be in business fast.
Of course, tasks like this will mean you have to run a local business, rather than an internet business. but you can still set up a website to advertise and perhaps you can provide tips to help people get better organized.
There are plenty of more enjoyable things which people will pay you to do for them. So don't despair if you hate housework.
If you like kids, there are plenty of ways in which you can earn money. Many parents are extremely concerned about standards in schools and will gladly pay for someone to tutor their child in a subject in which they are falling behind.
And working parents need to know their kids are happy and safe after school and during holidays. So if you can organize an after school club or vacation activities you could do very well.
Unusual activities which keep children occupied and add enrichment to their lives will be particularly popular.
If you like animals, you could look after them when their owners are on holiday or walk dogs when owners are at work. If a pet is ill, the owner may need someone to keep an eye on it or take it to the vet.
And you could combine pet sitting with house sitting. Many security conscious individuals feel a lot happier if someone is living in their home when they are away and if they have pets, this is a good solution for them too.
With all jobs involving other people's property and especially their children, you will need to check the local regulations before setting up a business. These will vary from place to place and different rules will apply when you look after children in your own home.
If none of these suggestions appeal to you, just take a look around your environment and spend some time in cyberspace and you'll come up with plenty more creative
Work at Home Business Ideas
A new year means new money, especially for those who are seeking to earn an income online. This year promises to be very lucrative because the internet is expanding and offers us many avenues to make money. Here are just some work at
Work at
Work at
Work at
Other work at
Home Business Ideas For 2010
In our recent downturn of the economy, people today are more open than ever to starting their own
Today there are more opportunities to create fortunes from home than ever before. If you are the type of person that watches mainstream news, then these news will shock you! Here are the top 3 best
Here Are 3
#1. Telemarketing
Oh no he didn't! Yes I did! Although telemarketers have a bad rep there are companies who are growing even stronger in this economy selling coaching programs. And we are talking $5K to $10k packages! I have a local friend who owns THE largest telemarketing floor in town. He currently employs over 200 people and some of them are making six figures a year. He even allows people to work from home if they are self motivators. The only thing you need is a phone with unlimited long distance, a script, a batch of leads and you're in business! Do some research in your town, you may find a company who will do the same for you.
#2. Wheel And Deal On Craigslist.org
I know of many people who are making some real good money from home finding treasures on Craigslist. What they do is go to the "free" section and sort through things that are still in good shape. Then after they pick up the free stuff they clean it real good, then SELL it on Craiglist! I know to some it might be unethical, but hey it's the American way right?
#3. Affiliate Marketing
Yes, we all have heard of affiliate marketing. We all have tried and failed. But you know what, affiliate marketing is hands down THE best way to make REAL money from home. You find products that interest you. You partner up with the company (most cases for free). You promote their products through different mediums, and collect a nice check for it! Yes you need to advertise. Yes it may take an investment to advertise. But there are numerous ways to advertise for FREE as well. Affiliate marketing has been, and will remain the best way to make a fortune. You don't need products, you don't need capital to start, and you don't need any skill. All you need is motivation, and daily action. Most affiliate programs provide you with banners, sample ads, tools, and pretty much everything you need to start. Only thing they don't provide you with is a computer, and anti-couch potato serum!
Thank you for reading! If you enjoyed it please comment and rate my article. Thanks in advanced!
Gerardo Flores
A Customer's Perception – Your Brand
What's the "Breakfast of Champions"? Which cereal comes in a bright yellow box? Which company is associated with "Just Do It"? Cocoa Puffs cereal is aimed at what type of customer? Which car claims to be "the ultimate driving machine"? Which company is associated with golden arches?
As a customer or prospective customer, you have a certain perception or impression of all of these companies based upon their slogans or tagline, their unique selling proposition, their colors, their logo, their niche client, their benefit, their values, and their company name. All of these things make up a company's brand.
As a small
Example: Spotlight Home Staging
Your company tagline or slogan should be a catchy phrase that shows some benefit and forms an emotional connection with your buyer.
Example: Giving Your Home a Selling Role
Your company logo is the face of your brand. It is a sign, symbol, or stylized writing that identifies your company.
Example: Using Spotlight Home Staging with a spotlight shining on it.
Your unique selling proposition differentiates you from your competition.
Example: Spotlight Home Staging specializes in selling homes for customers who also need downsizing and move-in services.
Your niche client is the customer who needs your services and will pay for them.
Example: Spotlight Home Staging caters to active adults 55+ who are empty-nesters and downsizing.
There are
Your benefit is why your customers should hire you. What's in it for them?
Example: Spotlight Home Staging can take away all of those sleepless nights worrying about selling your home. Our staged homes sell quickly and for top dollar.
Probably the biggest mistake
Your values are the characteristics that make working with you a great experience. What do you want your customers to think of you?
Example: Spotlight Home Staging is dependable, professional, honest, knowledgeable, and dedicated to getting my home sold quickly and profitably.
Your brand is the core of your marketing. You can't start networking, or sending out marketing materials, or developing a website until you have your brand in place.
Home Based Business Ideas
Truthfully, there are so many
Using the Internet.
The internet has been around for well over 15 years but it is still a reasonably untapped resource when it comes to marketing your business.
And the truth is, out of all the people who are marketing on the internet, 90% of them have no
But hold on a minute!
If your thinking you can't be one of the 10% of
The internet seriously is the place to be marketing your
I mean think about it, nowadays when people want to do research and find out information about something or more importantly, an mlm business opportunity, they don't wait for a flyer to land in their letter box or check all the pull-tabs on their local notice board or wait for a family member to join with a company and hope that they get asked to join. No. They head straight to the internet and do their due diligence.
And that is where they will find you, happily waiting to sign them up.
It really can be that simple once you know what you're doing. Especially with all the different ways that you can use free websites to your advantage…
Sites like Facebook, Twitter, MySpace, YouTube and other video sites, Ezine and other article sites, forum sites and that's just to name a few.
I know of one lady that gets 25-50 leads a day, strictly through Facebook. Imagine that. Most
Like I said before, all it takes to start growing your
Establishing a Successful Business Through Different Methods
For Individuals who are fully motivated and business minded, establishing their own business or venture is one of the main options that they can make use of in order to become prosperous in life. There are several types of business upon which one can establish. There are those which offer services such as home cleaning services, car rentals, and many more while there are also those who prefer to sell products and other types of goods. Well, whatever type of
In today's world, making your way through the business era is not that easy. The business world is a big area for competition therefore before you even think of opening a venture; you have to make sure that you are fully loaded with all the different types of strategies and other essential issues with regards to business. Start with a
Another thing that you can do especially if you lack the experience upon managing a business is hire a business development team. By employing professionals, you can avail of such benefits for your business such as business mentoring, business coaching, and many more. You can find a lot of these companies through the internet.
To sum everything up, owning and managing a business can be really tough for you especially if you are new to the competition. However, with great practice, skills, knowledge, and observation, you can be assured that bit-by-bit; your business would slowly grow and become successful. Also, you should never go in a hurry. Patience is very important because it is a natural fact that your first try would not end up the way you expect it to be. Just keep on trying new ways upon how to market your business.
Business Growth – Grow Sustainably Or Go Bankrupt
Growth and the management of growth present special problems in financial planning. Growth is not always a blessing. Many companies are in a financial predicament, have cash flow problems or even go bankrupt while they have full order books. There can be several causes for this phenomenon. One of the major causes, however, is the fact that companies grow too fast for their strategic financial resources to support them.
A higher turnover implicates higher assets in the form of stock, debtors and fixed assets. To achieve a sustainable growth rate these assets need to be financed through financial resources that is generated by a company or that can be accessed by a company. The biggest constraint, therefore, of sustainable growth, is the ability to generate sufficient capital to finance the increase in assets (working-capital needs increase). Non-financial resources that also need to grow sustainably include a company's systems as well as the skills and experience of its employees.
Importance of Growth
Growth is essential for the survival of a company. Strategically a company needs to grow to increase its market share and to achieve a competitive edge against its competitors. Other important benefits of growth are a company's assets that can be used more optimally, economies of scale that occur and profitability that can increase. In the final analysis growth is extremely important to optimally position a company for harvesting purposes.
Determinants of Sustainable Growth
Sustainable growth is dependent on the rate that a company can generate funds and utilise these funds effectively. The maximum rate at which a company can increase its sales without depleting its financial resources is called the sustainable growth rate. The major determinants of sustainable growth are rate of return, financial leverage, dividend policy and external equity.
- Rate of Return – The rate of return that a company achieves forms the basis of how fast the company can grow. The profit margin of a company (after tax) multiplied by the asset turnover (sales divided by total assets) gives the rate of return or return on assets (ROA) of the company.
- Financial Leverage – A company often uses debt to leverage a constant rate of return (ROA) to achieve a much higher return on equity (ROE).
- Dividend Policy – The dividend policy of a company is a critical variable in manipulating the sustainable growth rate. A dividend payout of 50% allows a company to only grow half as fast as a similar company with no dividends being paid out.
- External Equity – External equity is the most expensive form of growth financing and dilute the shareholders return. External equity should only be used as a last resource to finance a company.
An Example of Sustainable Growth.
Various sustainable growth rate formulas exist. Some of them analyse much detail and take inflation, interest rates, external equity and various components of a business into account. A basic formula (formulated by Hewlett-Packard) that is very helpful, is:
SGR = ROE*r
SGR = sustainable growth rate
r = retention ratio (1 – dividend payout ratio)
ROE = net profit margin * asset turnover * equity multiplier
The above formula takes the rate of return, financial leverage and dividend policy of a company into consideration. It is based on the following premises:
- It is not practical (or possible) to issue more shares (dilute equity).
- The company is effectively managed and the profit margin and asset turnover is at optimum levels.
- The dividend payout is at the minimum level to keep the shareholders at ease.If we take a company with the following performance indicators:
- The debt/equity level is at an optimum level considering the risk profile of the company.
If we take a company with the following performance indicators:
- Turnover (sales) – $100 million
- Net Profit (after tax) – $8 million
- Equity – $20 million
- Total assets – $50 million
- Dividend Payout – 0.4 (40%).
- Net Profit Margin = 8/100 = 8%
- Asset Turnover = 100/50 = 2
- Financial Leverage = 50/20 = 2.5
- Retention Ratio = 1 – 0.4 = 0.6
The sustainable growth rate is:
SGR = ROE*r
= (8%*2*2.5*0.6)
= 24%
It means that if this company uses all its internal financial resources effectively that it can grow it sales at a maximum of 24%. The company's turnover can thus increase from $100 million to $124 million. If the company grow faster than 24% with its current parameters it is actually creating cash flow problems and this can finally lead to bankruptcy.
How can a company grow faster?
If a company wants to grow faster than what their sustainable growth rate indicates and they don't want to dilute their equity they need to generate more finances through one or more of the following:
- Higher profitability – this can be achieved by several factors such as higher gross margins and lower expenditures.
- Better asset management – this can be achieved by creating more sales and profits in relation to assets and to decrease stock levels and debtor days.
- A higher retention ratio – the majority of profits are ploughed back into the business.
- A higher debt ratio – asset expansion is financed mostly by debt.
Growth is extremely important for any company to survive, gain market share, get a competitive edge and to position itself for harvesting. Uncontrollable growth is, however, just as damaging as very low growth and can put a serious strain on a company's cash flow and can even lead to bankruptcy.
The management of a company can, however, scientifically analyse the optimum sustainable growth rate of the company with the use of financial ratios and models. The sustainable growth rate of a company can be increased if its determinants can be managed more effectively.
Sustainable growth should form an integral part of the strategy of any company and should be managed professionally.
Copyright© 2008 by Wim Venter. ALL RIGHTS RESERVED.
Four Home Business Ideas For Moms
Working from home has never been so popular and as easy to do as it is now, and it is not hard to see why. A
1. Set up a day care center. If your home is big enough and you are willing to get the proper licensing and certification, then a day care business could be for you. Not only do you get to work from the comfort of home, you also get to help other moms who go to work and need someone to care for their children.
2. Think about joining an existing business as a home agent. Good examples of this include selling gifts and products from home. To do this you will usually have to deliver brochures and collect orders. Then when the orders arrive, you will have to deliver them to the homes and receive a commission. This is one
3. Consider setting up a virtual secretary service. Anyone who has had prior office experience could do very well in this type of
4. Pet sitting is also a great
In conclusion, we have seen how opening a day care center, working as a
The Risks of Business Growth
Most owners want their business to grow. In fact many defend their desire by quoting the "grow or die" myth; the belief that a business has to grow in order to stay relevant. It's not true. In fact, the opposite might be the case as the truth is, there are risks to business growth.
If you have a successful company – one that is consistently profitable – an aggressive growth strategy can kill it. By stating this, I'm not denying the benefits of smart business growth including increased profits, greater stability, improved value and more opportunities for employees. I'm saying that without careful planning the pursuit of growth can hurt a business in four key areas.
Customers: Can you still serve them as well as before?
A growing company makes mistakes. In fact during periods of growth the overall quality of service and products goes down before it improves. And in the day of 99.9% internet reliability, your customers will notice. Recently I was engaged as the Interim-CEO of a large service business. In eighteen months we increased sales by 50% while maintaining our better-than-industry-average net profit margins. During this period we also stretched our production and customer service personnel.
More customers meant more touches, more experiences, more opportunities to "shine or s _ _ _," as I told our managers. Since today the customer is no longer "king" (able to set the rules) but "tyrant" (able to swiftly punish those who fail to meet their expectations) we reviewed our service standards, created reporting systems and determined how to quickly follow-up when we "missed" our high standards before we committed to grow. As a result, the advances we experienced in the first year carried over to the second.
Culture: Will you enjoy what your business will become?
A large company is different than a small one. Not better. Not worse. Just different. And when a company grows, its culture can change.
Several years ago I was engaged as the Chief Operating Officer (Interim) for a large independent financial firm. Despite its success, the practice had stopped growing, due largely to its structure and operations. During this period we re-assigned employees, developed new job descriptions, created new levels of accountability, improved performance standards; all the things you would expect. Because of our comprehensive approach we worked closely with the human resource director and found her to be both capable and caring.
It was that latter quality that kept getting in her way. In her mind, the relaxed "family feel" was being sacrificed at the altar of performance. She was right. Sort of. Although we set higher standards we continued to support employees, have fun and give personal touches. Still, the culture changed and she soon found another job. At a smaller company.
That's a price – a risk – of growth. Fortunately, in this case, the cultural changes helped support a long, sustained period of growth.
Cash: Can you afford to grow?
It costs money to grow. In fact, before deciding whether or not your company is ready to grow you should first determine whether or not it can handle the financial strain growth can produce.
At times, I will bring in an outside accounting manager (CFO) to take control of the finances during the growth engagement. Working together we can manage cash, project revenues and expenses, improve the balance sheet and create forecasting tools that support the initiative. The right person and systems can help create the discipline needed to improve equipment, property, wages; everything needed to initiate and continue a strategy for growth.
With the right person in place as the CFO, we were able to move ahead with growth,
Competition: Are you ready for more?
When I was in high school (just after the one-room school houses) I played football. Since I lived in a small town, we played in a small town conference which meant that my small body was large enough to play offensive and defensive tackle. Back then I was skinny; enough so that in my uniform I looked a bit like Barney Fife (look him up… he was skinny) in pads. Had I been in college, I would have been a statistic.
Competing at the next level required more skill, more speed, more desire, more talent and more weight. It's the same in business. As you grow the competition changes. Larger companies have more resources and if they see you as a threat they will use those resources against you. If you aren't ready, you'll get crushed.
Should I go ahead and decide to grow? That's the question every owner should ask before committing to growing their company. It's possible that by staying the size you are now you will continue to enjoy the lifestyle you've created and the profits you've come to expect. But if you choose to move ahead, to expand your business or practice, then be mindful of the risks to business growth.
Doing so can keep you from failing.
Perfect Home Based Business Ideas
The shaky economy has obviously created a great impact on the employment rate. Due to this, many companies have decided to let go of some of their employees regardless of their length of time of service or worse, close down their companies before they go bankrupt. In effect, several people are now looking for serious options on how to augment their income. They are after the legitimate perfect
Now who said that you can't be your own boss or you have to dwell on the negativities of hiring freezes, layoffs, or shortage of work employment opportunities? With a careful analysis and choice of a
Determining the Perfect
You will definitely ask how you will be able to determine the right
Although owning a business and running it by yourself may all seem to be a huge task and responsibility on your shoulders, it must not stop you from venturing into it. There are actually too many opportunities available and definitely, there is one that you will like best.
Here are some of the perfect
Become a yoga trainer. If you have been doing yoga for a long time already and you are confident to teach others, then, you can set up a makeshift studio in your own home. You can get paying students and cover for your daily provisions.
Become a tutor. Depending on your capacity, you can decide on the students' educational level to teach.
Become a management professional. People need professional advice. You can turn yourself into a business coach and then make money by training entrepreneurs.
Become a medical transcriptionist. Doctors and other medical advocates will need your service. This is one thing you can basically do at home.
Become a ghost writer. Writing is both a skill and a talent. You can provide contents for website owners and be paid.
Overall, the list goes on for the perfect


text:
American: The Bill Hicks Story
Fulfillment by Amazon (FBA) is a service we offer sellers that lets them store their products in Amazon's fulfillment centers, and we directly pack, ship, and provide customer service for these products. Something we hope you'll especially enjoy: FBA items qualify for FREE Shipping and .
If you're a seller, Fulfillment by Amazon can help you increase your sales. We invite you to learn more about Fulfillment by Amazon .
Frequently Bought Together
Customers Who Bought This Item Also Bought
Editorial Reviews
Product Description
Special Features
Product Details
Would you like to update product info or give feedback on images?
Customer Reviews
Top Customer Reviews
The problem in reviewing a documentary such as "American" is many fans of Bill Hicks already know the back story of his life and career. There have been very good documentaries and books focused on this subject that do a fine job of divulging personal stories and anecdotes, and there are many bootleg videos and even commercially available dvd's that show Hicks in action on stage. "American" chooses to pick from these readily available sources to show the viewer the kind of comedian and voice he was. There are a few more rare performances shown, and those clips are definitely the highlight in this film, but for the most part one can't help but feel that old news is being rehashed constantly.Read more ›
It is an outstanding documentary, and it deserves to win all sorts of awards. And for true fans who think they have all the CDs and videos, you'll find enough new material to satisfy you as well.
Where are you now, Bill, when we need you so much? You're in this movie, and maybe you can still inspire people to stand up and be counted.
Hicks is one of those comedians that is a true mirror to our ridiculousness. He is someone that doses out tough love that we all need to hear and absorb. Plan on watching again.
And go buy his albums.
They didn't show his memorable freak outs against hecklers and didn't even showcase some of his best jokes in the film. I thought that this documentary would contain interviews and footage and show more of what a brilliant comedian Bill was. Instead, it's just a narrated, animated story that drags on for too long on useless details.It wasn't interesting, the pacing was awfully slow, and there really wasn't much of a story to tell.
What this documentary needed to include was more footage of Bill Hicks in general, not this campy, animated garbage that we were presented with. I was hoping this video would make my girlfriend more interested in this comedian, instead it put her to sleep while I watched and wondered why I wasted my money on this.
If you want more Bill Hicks, watch his stand up routines. There's no story to tell here except that he died tragically young and was under appreciated by his own country.
Customer Images
Most Recent Customer Reviews
This movie was great. I had heard some of Bill Hicks standup but didn't know anything about his life. Read morePublished 20 days ago by Matt W.
Love this, watched it several times. Great look at a great mind. Bill Hicks was ahead of his time.Published 1 month ago by Tyler Ryyth
A very entertaining Eye opener. Raw and real. Bill sheds light on the truth of everything. A true philosopher
"Is the truth too much to ask for? Read more
This is the BEST DVD available on Bill Hicks. The interviews are priceless as well as the bits from his shows. I've watched this start to finish two different times. Read morePublished 5 months ago by mike6
Bill Hicks was probably the best comedian the U.S. has ever produced. He was a comedian's comedian.
His message is still highly relevant today. Read more
I thoroughly enjoyed this. Since his Rant in E-Minor cd, I have been fascinated by the works of Bill Hicks. He was arguably the greatest comedian in decades.Published 8 months ago by Rollin Stone


text:
BODY GLOVE Men's Kona Water Sandal Reviews
Rated 4.5 out of 5 by 59reviewers.
Rated 5 out of 5 by nottoofastEddie Good, sturdy sandal This sandal fits well. The sole is stiffer than others I have worn. This reduces the comfort level slightly, but probably increases the durability and the life of the sandal. It is a good value for the price. July 19, 2016
Rated 5 out of 5 by Kymie Comfortable I needed a pair a comfortable water sandals. These are a perfect fit! July 17, 2016
Rated 5 out of 5 by SPERRYBOATSHOE BODY GLOVE BOUGHT THESE FOR MY 13 YEAR OLD SON. TOOK THEM TO DISNEY. VERY COMFORTABLE, NO BLISTERS. THEY FIT TRUE TO SIZE FOR HIM. July 13, 2016
Rated 5 out of 5 by Tammies Great shoe. Bought for my son. Loves it!! July 9, 2016


text:
Pitney Bowes shares slide on weak first-quarter results. » Read More
As the S&P 500 continues to trade near record highs, short interest appears to be on the rise.
Some of the names on the move ahead of the open.
Stocks reversed their early losses to finish higher on the final day of the month, with all three major averages posting robust gains for April, despite some weak corporate earnings and mixed economic data.
Take a look at some of Tuesday's midday movers:
Apple's bond offering, supposed to price tonight, is already generating orders of roughly $50 billion. Not clear how much they will issue, but if we assume roughly $15 billion, the bid-to-cover would be 3.3 to 1.
The "Earnings Squad" dissects the earnings stories you may have missed. Today, a look at Herbalife, Pitney Bowes, and 3D Systems, with CNBC's Melissa Lee, Herb Greenberg and Brian Shactman.
Earnings: A large number of misses this morning. Among industrials and materials, big misses from Cummins, Pitney Bowes, U.S. Steel, and Martin Marietta. Pfizer also missed, though just by a penny.
Some of the names on the move ahead of the open.
Pitney Bowes has performed very well this year, and buyers were active last week.
Aggregate dividends per share for S&P 500 companies grew nearly 16 percent year-over-year at the end of last year, and the number of companies paying a dividend over the trailing month period hit a new, 13-year high, according to Factset.
Technicals suggest a few broken stocks are ready to pop, Oppenheimer Chief Market Technician Carter Worth says.
The final leg in what could be a new market high has been paved with junk.
Take a look at some of Monday's morning movers.
While politicians try to avoid the "fiscal cliff," CNBC.com remembers some legendary cliffs from pop culture.
Some corporate governance experts argue that Say on Pay has had little if any impact on reining in what public companies decide to pay their leaders.
Cramer makes the call on viewers' favorite stocks.
Take a look at some of Tuesday's morning movers:
Rising interest rates will mean a new batch of winners and losers, Seabreeze Partners President Doug Kass said Thursday.
Take a look at some of Friday morning's early movers:
Cramer makes the call on viewers' favorite stocks.


text:
|user 3.
|Sent on:
|Friday, April 10, 2009 11:44 AM
|EEESH, what did I feed D'Manda?
Cyndi "Briar Rose" Souleret
Blessed Be
What difference does it make to the dead, the orphans and the homeless, whether the mad destruction is wrought under the name of totalitarianism or the holy name of liberty or democracy?....Mahayma Gandhi
--- On Thu, 4/9/09, Branwyn <[address removed]> wrote:
From: Branwyn <[address removed]>
Meetup members, Log in
By clicking "Sign up" or "Sign up using Facebook", you confirm that you accept our Terms of Service & Privacy Policy


text:
List all words ending with menhir
Only the word menhir was found, nothing longer.
Some random words: mm dewool iamb foal hi glabella udder
This is not a dictionary, it's a word game wordfinder.
- Help and FAQ - Examples - Home
Privacy and Cookies Policy - Share - © Copyright 2004-2016 Morewords.com - 78.490mS


text:
BSNL launches special SIM cards for Amarnath pilgrims
Bharat Sanchar Nigam Limited (BSNL) J&K has launched "special Yatra SIM Cards" for pilgrims of annual Amarnath yatra beginning from July 2.
Vodafone India rolls out 4G SIMs in Haryana
Vodafone India on Wednesday announced the availability of 4G SIMs at all Vodafone Stores, Vodafon...
Army lodges FIR against telecom operator for selling pre-activated SIMs
The Army has asked telecom companies to realise the security implicat...
The road ahead for management of bad loans
Watch the video as 'Macros with Mythili' discuss the NPA's and its management. Also the road ahead for banks to recover from growing bad loans.
How to manage with a low retirement corpus
A second career, moving cities and reverse mortgage can all help make your savings last.
Index, individual stock returns to diverge significantly: Sanctum Wealth Management
A number of active investment managers had good years in 2015 while index investors suffered a painful downside correction, the report said.
China stocks dragged down by banks on wealth management crackdown
"The move is expected to slow cash inflows into the stock market, although details of how the curbs will be implemented are still void," said an analyst.
PG students in Rajasthan to get management lessons from Gita
Officials said students would get management lessons derived from Hindu god Krishna's conversation with Arjun before the Kurukshetra battle, and Lord Rama's victory over Ravan with the help of vanara sena.
Ghanshyam Singh takes over as General Manager of Eastern Railway
Singh has also worked in various other important positions including, his stint as General Manager, RITES, Executive Director (Efficiency & Research).
Centre hikes funds for community toilets, waste management
Support for construction of community toilets has been increased to Rs 39,200 per seat from the earlier Rs 27,000 per seat, an increase of about 45 per cent.
Government to universalise the use of Public Financial Management System
PFMS, administered by the department of expenditure, is an end-to-end solution for processing payments, tracking, monitoring, accounting, reconciliation and reporting.
Starbucks shuffles management as it rolls out new store concepts
Cliff Burrows, head of Starbucks' U.S.-dominated Americas business for eight years, will lead a new group called Siren Retail.
Karnataka to invite bids to manage fund of funds to back startups
The first event will be held on August 16 at GoK-Nasscom 10,000 startups warehouse at Diamond District on the Old Airport Road.
L&T Finance promotes Dinanath Dubhashi as Managing Director
The company has sought shareholders' approval for the appointment of Dubhashi as Managing Director and Amit Chandra as a Nominee Director of the company, it said.
GST could be a game changer, but two years down the line: Sonam Udasi, Fund Manager, Tata Asset Management
If GST does not come through in this session, it will definitely be a disappointment from a market point of view
Government invites merchant bankers to manage NBCC share sale
The government is also considering allotting shares to eligible NBCC employees at a discount of 5 per cent to the issue price up to a maximum of 0.75 per cent of the OFS size.
Investor's guide: Managing mutual funds
A Balasubramanian, CEO, BSL AMC, talks about investment in mutual funds and how to manage the same for better returns.
Vistra Group acquires Ujwal Management
The acquisition is Vistra's second transaction in India this year following its acquisition of IL&FS Trust Company in April.
Reliance Defence in pact with Gujarat Maritime Board to manage shipyard activities at Pipavav
The pact, referred to as sub-concession agreement, has been inked with the Gujarat Maritime Board and the Gujarat Pipavav Port at Gandhinagar, Gujarat.
Juventus manager Massimiliano Allegri not worried about Paul Pogba
The Frenchman's move could break the transfer record, with rumours putting Manchester United in pole position to get the midfielder.
Henrikh Mkhitaryan impresses Manchester United manager Jose Mourinho
The European football season is still over a month away, but teams have already started preparing. Here's a roundup of what's happening.
There's a challenge on asset management companies to expand their number of products: Arun Jain, Chairman & MD, Intellect Design Arena
This portfolio what we are launching one market end to end give three things. So, this gives two kind of benefit and impetus to my target customers, says Arun Jain.
Jagaran managing director Alok Biswas quits
Just about six months back, the MFI sector saw the exit of chief executive Shubhankar Sengupta from Michael Dell-backed Arohan Financial Services.
Buy L&T Finance Holdings Ltd., target Rs 90.0 : Centrum Wealth Management Limited
The company reported a decent set of numbers with improvement in asset quality and AUM
UHNIs swear by fitness tech, 57% wear smartbands daily, says new Kotak Wealth Management report
On an average, Ultra High Net worth Individuals (UHNIs) take about five years to plan efficient succession.
Can lead managers make or break a public Issue?
While lead managers play a key role in raising funds for promoters or compa nies going in for IPO, they are no indica tors of future re turns generated by the stock.
Management commentary going to be key in case of Zee, Maruti and TVS Motors: Mayuresh Joshi, Angel Broking
The management commentary on the outlook specifically towards the subscription side of the business and growth is something to be watched out for.
Fund manager John Hempton used to take tips from prostitutes
While John Hempton is known mostly for short-selling, he says he makes his real profits from long term stock picking from various people.
It's a liquidity driven rally but investors will pin hope on earnings: Jeffrey Lewis, Manulife Asset Management
Investors were underweight on emerging markets and they are coming back. India has stood up quite well,
Institutes of Hotel Management to offer 3-year course in vegetarian cuisine
Those in the hospitality industry are divided on usefulness of such a course with some opining that it would restrict employability of the candidate.
Interest in gold is on account of 'flight to safety': Sriram Iyer, Religare Wealth Management
"Allocating large chunks of your investment portfolio to gold or silver may not be good idea," says Sriram Iyer, CEO, Religare Wealth Management.
Brookfield Asset Management eyes Reliance Communications' tower company
RCom, the country's fourth-largest telco, has been seeking to pare its mammoth debt, pegged at Rs 42,000 crore.
Facebook train employees on how to manage political bias
All FB executives & many employees have taken classes which focuses on identifying & neutralising racial, age, gender & other types of bias.
Yes Bank to launch SIM sleeve payments solution for feature phones
Yes Bank is working with various stakeholders to take this solution to market for providing digital payments access to the masses.
Study finds link between anger management issues & social withdrawal
People with anger issues tend to misunderstand the intentions of other people and they also do not take in all the data from a social interaction.
CESC secures 712-crore loan for capex and debt management
Capex towards distribution is around Rs 700 crore, renewable energy capex of Rs 600 crore and distribution franchise in Kota and Bharatpur in Rajasthan will require Rs 150 crore.
Talentedge ties-up with Jack Welch Management Institute to roll out an executive programme
The executive certificate programme sharpens the leadership ability of mid-management professionals, enhancing their career prospects.
Global fund managers' cash holdings highest in 15 years: Can India draw it
Risks arising from the Brexit vote, concerns over central banks failing to stage a recovery and poor earnings globally are narrowing avenues for investment.
Will buy more in auto, auto ancillary, power utility cos: Sachin Shah, Fund Manager, Emkay Investment Managers
Businesses to focus on have more to do with the domestic consumption or domestic investments or the cyclicals
Flipkart's management sees exit of two more senior executives Lalit Sarna and Sunil Gopinath
Sarna a former Google executive, was an entrepreneur who sold his luxury home décor company Style Ashram to join as head of the payments and transactions business.
Another management change at Flipkart as legal head Rajinder Sharma quits
"The company has already communicated to its top managers that Sharma is leaving the company," a person familiar with the development said.
Raghuram Rajan's absence will be felt in crisis: Fund managers
Money managers and economists said the real impact of Rajan's exit would be felt during the "after years of zero-interest regimes in the West".
Indian 146,600 super rich households have younger members; to touch 294,000 by FY21: Kotak Wealth Management
The Ultra High Networth Households represent net worth of Rs 135 lakh crore, a growth of 5% over last year and 18% compounded growth over the last 5 years.
States should better their cash management: Raghuram Rajan
RBI Governor Raghuram Rajan has asked states to improve cash management flow and explore the option of raising funds through innovative debt instruments.
Like midcap finance and agri cos, not midcap IT: Deven Choksey, KRChoksey Investment Managers
Prefer to stay with front line IT companies where they have the ability to turn around and change the business model relatively easily compared to the others
7 skills that will make you indispensable as a manager at work
How do you make the switch from being good to becoming indispensable as a manager? ET tells you how to make it work for you.
Sebi relaxes rules for REITs, offshore fund managers
The Sebi board has also approved changes to portfolio manager regulations to allow a foreign fund manager to relocate to India as an eligible fund manager.
Steer clear of oil, telecom stocks: P Phani Sekhar, Fund Manager - PMS, Karvy Stock Broking
Data is a very nascent market, again emerging and a price war there will be catastrophic for many of these telecom companies which have won spectrum through a very pricy bidding war.
NeoGrowth gets Rs 108 crore funding from IIFL Wealth Management's Seed Venture Fund
The development comes as investor interest in non-banking finance companies (NBFCs) has increased, especially those lending to small merchants and leveraging technology.


text:
We had a suite. The hotel was clean and nice, but there was a musty, mildew odor in the hallway. We never smelled this in the room but in the hallway on both the second and third floor. The room was clean, but did remind me somewhat of a hospital room. The sofa was hard for my elderly parents to sit on and there was nowhere else to sit in the room except in a desk chair that flipped backwards very easily. The beds were hard and uncomfortable, not at all what I expected from a Holiday Inn. When we asked for an armchair one was delivered to us quickly. The pool was nice, but could have been cleaner. There was dirt in the bottom as well as quite a few large dead spiders. Breakfast was good for a continental breakfast. Overall, the hotel was ok, but it could have been better for the price. I have stayed in nicer hotels for much less per night. I do have to say that it was a very quiet place.
- Reservation Options:
- TripAdvisor is proud to partner with Booking.com, IHG, Hotwire, Expedia, Travelocity, Hotels.com, Odigeo and Priceline so you can book your Holiday Inn Express Hotel & Suites Winona North reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Holiday Inn Express Hotel And Suites Winona North


text: Rodeo Roundup kicks off festivities; parade route outlined Back to Article Comments Need to Register? X Remember Me Forgot your password? Today's Deals Lasko 18" Pedestal Fan for $37 + pickup at Walmart OP Men's Multi-Toe Watershoes for $5 + pickup at Walmart Ozark Trail 40L Crestone Backpack for $20 + pickup at Walmart Better Homes & Gardens Karachi Olefin Rug for $10 + pickup at... Powered by Top Stories The Latest: Live stream from the Democratic National Convention Bed bugs discovered in Beaumont library; closed immediately Former high school coach indicted in fatal hit-and-run Experts: Rio Olympic waters compared to 'human crap' Time sheet conflict arises in Lawrence-Lee trial Blogger shows off amazing yet unconventional transformation SE Texas high schools with the best, worst SAT scores One of Texas' most-wanted sex offenders arrested