text:
Now, dabbawalas may also deliver swachhata message
"The intention is to ensure that a sizeable section don't miss the messages while eating. This will also lead them to carry the message home," an official said.
Stickers to stocks: things to know about messaging app Line
The share sale comes two years after the firm initially announced plans to list t...
Mehbooba Mufti shamelessly trying to convey message of normalcy: Omar Abdullah
Omar said the fact that the youngsters have been injured in pr...
Japan messaging app Line set for year's top tech IPO
Line said it would use proceeds from the stock offering to help it expand in Asia, and tap the US and European markets where it's not a major player.
Vladimir Putin sends Independence Day message to Barack Obama
The Kremlin said Putin suggested past work between the two countries would "help to set the dialogue between Russia and the US back on a constructive track".
Baton Rouge shooting: Slain officer's touching Facebook message days before death
"I swear to God I love this city but I wonder if this city loves me," Montrell Jackson wrote yesterday.
Parties speaking in one voice on Kashmir sent right message: PM Narendra Modi
Modi made these remarks at an all-party meeting convened ahead of the Monsoon Session of Parliament beginning tomorrow, official sources said.
SC dismisses plea for ban on Whatsapp and other messaging Apps
The Supreme Court today dismissed a plea seeking ban on WhatsApp and other communication applications on security grounds.
Apple message app to be more versatile, engaging
Apple's upgraded messaging app will also draw upon machine learning to automatically suggest the appropriate emoji to place alongside texts.
Reshuffle message: The new cabinet has Narendra Modi's aspiration of a result-oriented government
Modi will not brook any member of his team trying to cross his path or match his flair. And personal relationships are secondary to Polls 2019.
Flipkart's deferment of placements sends a situational message: Punit Soni
Punit Soni says companies like Flipkart, which recently deferred placements from IIM-A, are tightening their belts in advance.
Narendra Modi's message: Don't take me for granted or mess with me
So far, no Prime Minister had sent a message so loud and clear through an exercise that is his sole prerogative: Cabinet reshuffle.
Microsoft acquires messaging start-up founded by IIT alumnus
Microsoft acquired California-based Wand Labs, a start-up which builds messaging technology for apps, founded in 2013 by IIT-Delhi alumnus Vishal Sharma.
'Udta Punjab' review: Worth a watch for the performances & social message
Designed as a crime thriller and symbolically titled "Udta Punjab", the film delves into the growing drug menace in the state of Punjab.
Trai asks if unified messaging services need a fresh licensing framework
Trai has sought views from stakeholders on whether a fresh licensing framework is required for voice mail, audio conferencing and interactive voice response services.
'Manipulative messages' on social media luring people: UN chief Ban Ki-moon
Ban stressed that he has consistently called for the balanced implementation of the United Nations Global Counter- Terrorism Strategy.
Facebook sued in US for scanning private messages
A lawsuit against Facebook has been filed in a US court, alleging that the social networking giant may have violated federal privacy laws by scanning private messages.
Google putting machine smarts into new messaging app
Google unveiled a smartphone messaging application infused with artificial intelligence as it moves to stay in tune with busy mobile Internet.
PM's 'very clear' message to Swamy: Publicity stunts won't benefit nation
Modi indicated the difficulty of dealing with multiple centres of power in Pakistan even as he said the government in office is what he would deal with.
Pregnant Megan Fox gets 'messages' from unborn child
The actress debuted her baby bump in April this year. She has two children -- three-year-old Noah and two-year-old Bodhi -- with Green.
Hillary Clinton's message: Yes, the economy is messed up. But I can fix it
Hillary Clinton gave this message: I alone am the candidate who knows how to turn those underlying frustrations into actual policies that might make things better.
Obama's Father's Day message: Being a dad is more than just having children
Obama said while highlighting that his administration is enacting policies that make it easier for working fathers to support their families.
Now, Twitter bids goodbye to direct message bot
The bot used to run an algorithm to measure how many others a user knows that were following an account.
Assam poll result significant message for country: Ram Madhav
"There was a curiosity about Assam elections across the country. The result is very significant and it is a clear message for the whole country and it has come at the right moment," he told.
Fed's surprise message: June hike likely if economy improves
The minutes of their most recent meeting in late April showed that Fed officials widely felt it would be time to raise rates at their June 14-15 meeting.
Gender equality is constitutional message: Supreme Court
During the hearing when Jaising started dealing with the aspect that the deity at Sabarimala is "celibate" and "brahmachari", the bench asked her not to get into it.
India-based messaging app Flock launches its App store
The Flock App store allows integrations with popular apps such as Twitter, Trello, Github, Jira and Bitbucket.
Without empathy & contextual understanding, bots will sound like painful, automated voice messages
We're largely stuck in the age of Avatar 1. Most bots can't give a simple answer to a question. Google search is still the best place to go.
Sheryl Sandberg's message on Mother's Day: We all owe it to single mothers
In the post, she describes how the unexpected loss of her partner has changed things for her and the children in the past year.
Coding machine that sent Adolf Hitler messages sold for £10 on eBay
National Museum of Computing, called the machine far bigger than famous portable Enigma machine.
Coding machine that sent Adolf Hitler messages sold for £10 on eBay
National Museum of Computing called the machine far bigger than famous portable Enigma machine.
Twitter adds button to share tweets in direct messages
The new 'message' button was added to Twitter applications tailored for mobile devices powered by Apple or Android software.
Mahatma Gandhi's message still relevant in today's world: President Pranab Mukherjee
The teachings of Mahatma Gandhi are still relevant in a world vexed with "intolerance and extremism", President Pranab Mukherjee said.
Dollar on the defensive as Fed's dovish message hits home
US Fed chief Janet Yellen on Tuesday said the Fed will proceed cautiously in raising interest rates and highlighted external risks such as slower global growth.
Bank of England's Mark Carney, under fresh fire, defends message on Brexit risk
BoE Governor Mark Carney defended the central bank's decision to flag the risks of leaving the European Union on Tuesday, hitting back at one of his critics.
PM likely to address seminar on universal message of Simhastha
Prime Minister Narendra Modi is expected to address the concluding session of a three-day international seminar on universal message of Simhastha (Kumbh) mela.
UK's David Cameron struggles to make Britons believe his EU message: Poll
Only 21 percent of respondents in the survey carried out by polling firm ComRes agreed that Cameron was more likely to tell the truth about the EU.
Films can spread message of water conservation: Uma Bharti
Films can be an "effective" tool of communication for spreading the message of water conservation, Union Minister for Water Resources Uma Bharti today said.
BlackBerry to allow user to retract messages, set timer on BBM
BBM users can 'retract' their messages and pictures from recipients to take them back from their phone if they were sent as a mistake, or if they no longer wish them to be accessible.
Sitaram Yechury receives threat calls and text messages
CPI(M) general secretary Sitaram Yechury claimed to have received threat calls and text messages for allegedly saying "wrong" things about Goddess Durga in Rajya Sabha.
Fast-tracking redressal: Officials to get reminders for public complaints via text message
From next month, 12,000 of their subordinates across 90 departments will start getting similar reminders about the pending complaints from a first-of-its-kind call centre.
BJP set to ensure executive meet message reaches workers
Amit Shah has decided that specific messages and the resolution emerging from the national executive will have to be adopted by state-level party executives within a week.
Twitter sends 140-character message to users on 10th birthday
The 140-character limit has been around as long as Twitter has and has become part of the product's personality.
Narendra Modi praises Islam for its message of peace, harmony
PM Modi today said none of Allah's 99 names stands for violence and asserted the fight against terrorism is not a confrontation against any religion and the two should be delinked.
Photo of beheaded man: ISIS' reply to Sri Sri Ravi Shankar's peace message
"I think the ISIS does not want any peace talks," he told the media here. "Hence, they should be dealt with militarily."
Want to message aliens? Now you can!
Selective messages from around the world will be sent into space at the speed of light to create a celestial time capsule.
Skype co-founder launches ultra-private messaging, with video
The company said on Thursday it was adding video calling to a package of private communications services that go beyond existing messaging providers.
Zopper ties up with messaging app Viber
"This first-of-its-kind partnership aims to present our users with a seamless shopping experience even through Viber's platform," Zopper Co-Founder Neeraj Jain said.


text:
I would like to thank you in advance for any help you can give me.
3rd, 4th & 5th ID Help
springcolor Lake Stevens, WA Jun 21, 2012
The first one looks like Kassandra, the second looks like Georgia Peach. The last one not sure any clues? Maybe a list of what you have?
dlefferts Agawam, MA(Zone 6a) Jun 22, 2012
Thanks, I'll look into my notes
irawon Ottawa, Canada Jun 22, 2012
The third one looks like my 'Venus'.
Post a Reply to this Thread
More Perennials Threads
Your experience with Galega "Goat's Rue"?started by rouge21
last post by rouge21Jul 30, 20150Jul 30, 2015
POPPIES ! Does anyone grow Oriental Poppies ?started by NJIrisGuy
last post by NJIrisGuyAug 11, 20159Aug 11, 2015
Looking for a Few Plantsstarted by deejay9
last post by deejay9Aug 14, 20150Aug 14, 2015
Confederate Rosestarted by JoParrott
last post by JoParrottAug 20, 20153Aug 20, 2015
Love these Helianthusstarted by rouge21
last post by rouge21Sep 15, 201512Sep 15, 2015

subset: commoncrawl


text:
After an examination by DORA's Colorado Division of Insurance of car private auto insurance company Esurance, the state board has fined the company $147,000 for market violations, plus a $7,500 surcharge which goes to the DORA outreach fund toward consumer education.
"Our market conduct examiners found violations which affect Colorado consumers," said Colorado Insurance Commissioner Marcy Morrison. "Consumers need to know what their options are so they can make informed insurance choices."
Issues addressed in the examination report are related to the required notice to consumers of their right to protest certain actions, including a premium increase, nonrenewal, or cancellation of their policy. These issues include:
- Failure to offer to exclude a specific driver and to disclose the modified premium that would result from this exclusion. (Excluding a high-risk driver can prevent a premium increase, nonrenewal or cancellation of the household policy.)
- Failure to provide the reason for one of these specific actions.
- Missing information on the premium increase notices, including notice requirements for both the Fair Credit Reporting Act and the policyholder's right to replace the insurance through an assigned risk plan.
The "failure to offer to exclude a specific driver" violation relates to Colorado law which allows policyholders to exclude a member of the household from an automobile coverage insurance policy.
According to state officials, the insurance company must notify their policyholder when the driving history or other risk factor for one household member prompts a higher rating for the entire household policy.
The owner of the policy must be informed of the option of paying a lower insurance premium if driver who is considered high risk due to driving history or other factor is excluded from driving under the policy.
You can see the full report by clicking on the link below this story, to visit the Division of Insurance web site.


text:
In this classic novel, James A. Michener brings his grand epic tradition to bear on the four-hundred-year saga of America's Eastern Shore, from its Native American roots to the modern age. In the early 1600s, young Edmund Steed is desperate to escape religious persecution in England. After joining Captain John Smith on a harrowing journey across the Atlantic, Steed makes a life for himself in the New World, establishing a remarkable dynasty that parallels the emergence of America. Through the extraordinary tale of one man's dream, Michener tells intertwining stories of family and national heritage, introducing us along the way to Quakers, pirates, planters, slaves, abolitionists, and notorious politicians, all making their way through American history in the common pursuit of freedom.
Praise for "Chesapeake"
Another of James Michener's great mines of narrative, character and lore. "The Wall Street Journal"
A] marvelous panorama of history seen in the lives of symbolic people of the ages . . . an emotionally and intellectually appealing book. "The Atlanta Journal-Constitution"
Michener's most ambitious work of fiction in theme and scope. "The Philadelphia Inquirer"
Magnificently written . . . one of those rare novels that are enthusiastically passed from friend to friend. Associated Press
"From the Paperback edition.
About the Author
Universally revered novelist James A. Michener was forty before he decided on writing as a career. Prior to that, he had been an outstanding academic, an editor, and a U.S. Navy lieutenant commander in the Pacific Theater during World War II. His first book, Tales of the South Pacific, won a Pulitzer Prize and became the basis of the award-winning Rodgers and Hammerstein musical South Pacific. In the course of the next forty years Mr. Michener wrote such monumental bestsellers as Sayonara, The Bridges at Toko-Ri, Hawaii, The Source, Chesapeake, Centennial, Texas, Alaska, Caribbean, and Mexico.
Decorated with America's highest civilian award, the Presidential Medal of Freedom, Mr. Michener served on the Advisory Council to NASA, held honorary doctorates in five fields from thirty leading universities, and received an award from the President's Committee on the Arts and Humanities for his continuing commitment to art in America. James A. Michener died on October 16, 1997.
STEVE BERRY is the "New York Times" and #1 internationally bestselling author of eleven Cotton Malone novels, and four standalones. He has 20 million books in print, translated into 40 languages. With his wife, Elizabeth, he is the founder of History Matters, which is dedicated to historical preservation. He serves as a member of the Smithsonian Libraries Advisory Board and was a founding member of International Thriller Writers, formerly serving as its co-president. Visit his website at www.steveberry.org.
Praise For…
"Another of James Michener's great mines of narrative, character and lore."—The Wall Street Journal
"[A] marvelous panorama of history seen in the lives of symbolic people of the ages . . . An emotionally and intellectually appealing book."—The Atlanta Journal-Constitution
"Michener's most ambitious work of fiction in theme and scope."—The Philadelphia Inquirer
"Magnificently written . . . one of those rare novels that is enthusiastically passed from friend to friend."—Associated Press


text:
Attended a Dinner and was very disappointed with the food. Lovely surroundings and service was mainly very good. Starters were fine but none of the main courses was up to much. They had clearly been sitting and had dried out. A number of people did not get either vegetables or potatoes, or both, because there were not enough. The sweets were also poor. Creme brulee was neither hot nor cold and pretty sloppy. The chocolate flan was dry and although there was one small jug of cream it was nowhere near enough for everyone who knew about it never mind those who did not This is the second time I have eaten in the Dundee Mal since it opened. Not sure there will be a third.
- Reservation Options:
- TripAdvisor is proud to partner with Expedia, Booking.com, Hotels.com, Priceline, Hotwire, Orbitz, Travelocity, Agoda and Odigeo so you can book your Malmaison Dundee reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.
- Also Known As:
- Malmaison Dundee Scotland


text:
November 15, 2001
By: Daniel Hunter
This article examines two transitions that are occurring in the automotive industry—the change from stamping to hydroforming, and the substitution of aluminum where steel was used previously.
Still Building America—Pablo Guerrero's art and ancestry - by Josh Welton
Starting your own business isn't for the faint of heart. It helps if you are inspired by an ancestor who did the same. Here's the story of how Pablo Guerrero made his own mark while honoring his grandfather.
Continue Reading
The only North American publication devoted to the metal tube and pipe industry industry and is a trusted source of information for professionals. Subscriptions are free to qualified tube and pipe professionals in North America.
Subscribe to TPJ - The Tube & Pipe Journal®


text: Snowbowl Navajo Nation Officials Oppose Hopi-Flagstaff Snowmaking Settlement By Ryan Heinsius • Mar 10, 2016 Courtesy The City of Flagstaff and the Hopi Tribe have reached a settlement in the long-running lawsuit over snowmaking on the San Francisco Peaks. It'll first have to be approved by the Flagstaff City Council, but Navajo Nation officials say they oppose the agreement. Arizona Public Radio's Ryan Heinsius reports. Listen Listening... / 0:57 New Rule Requires Ski Resorts to Show Sufficient Water Supplies By Melissa Sevigny • Jan 13, 2016 Arizona Snowbowl twitter feed Ski resorts on national forest land now will have to prove they have sufficient water supplies, due to a U.S. Forest Service regulation. Listen Listening... / 1:14 Avalanche Danger High on San Francisco Peaks After Heavy Snowfall By Ryan Heinsius • Jan 8, 2016 summitpost.org The San Francisco Peaks received several feet of snow this week as three winter storms moved through the region. That has local officials concerned about avalanche danger in the backcountry. Arizona Public Radio's Ryan Heinsius reports. Listen Listening... / 1:11 Colorado Businessman Buys Into Arizona Snowbowl By Associated Press • Jul 29, 2015 The Arizona Snowbowl has a new member of its ownership team. The ski resort near Flagstaff announced Tuesday that Durango, Colorado, businessman James Coleman has become part of the Arizona Snowbowl Limited Partnership. Financial terms weren't disclosed. The partnership had planned to close on a deal last year to sell the ski resort to Coleman. But one of the owners, Eric Borowsky, says many of the partners wanted to stay involved with the Snowbowl. The partnership bought the ski resort in 1992 for $4 million. City of Flagstaff, Hopi Tribe Work Toward Settlement Of Lawsuit By Ryan Heinsius • Jun 16, 2015 Courtesy The City of Flagstaff and the Hopi Tribe are working to resolve a lawsuit over selling reclaimed wastewater to Arizona Snowbowl ski resort to make snow. As Arizona Public Radio's Ryan Heinsius reports, the Hopis claim snowmaking using the reclaimed water is a public nuisance. Pages1 2 next › last »


text:
Dang 1 Door / 3 Drawer Console
by Blu Dot
At A Glance:
The Dang Console combines function and style. The perforated steel door gives it a somewhat throwback appearance and at the same time allows the use of remotes without spoiling the view. Brass details and a powder-coated steel base complete the industrial feel of the Dang Console.
Dang 1 Door / 3 Drawer Console Can be Used As:
- An entertainment center
- A low buffet
- A sideboard
- Even a low dresser
- Painted ash case
- Powder-coated perforated steel door front
- Brass handles and leveling feet
- Powder-coated steel base
Materials & Measurements
- Painted ash case
- Powder-coated perforated steel door
- Brass handle
- Leveling feet
- Powder-coated steel base
Overall: 29.25" h x 56" w x 18" d
About The Manufacturer
Blu Dot was founded in 1997 by John Christakos, Charles Lazor, and Maurice Blanks, three college friends who wanted to bring modern design and quality furnishing to everyone. Based in Minneapolis, Blu Dot does just that today- designing tables, chairs, sofas, and a variety of home accessories. Blu Dot furniture has a distinct feel and appearance- its products achieve a definite flair despite a minimalist appearance.
Related Categories
REVIEW SNAPSHOT®by PowerReviews
Reviewed by 2 customers
Comments about Blu Dot Dang 1 Door / 3 Drawer Console:
We had been eyeing this console for a long time and finally decided to order the white one (we're so glad we did!). I wish there was a better close up online to show the beautiful oak texture under the white paint. There is just enough brass detailing, and the console is elegant and sturdy with plenty of storage. We love Blu Dot products and the service at Smart Furniture.
Service and delivery comments:
We like to order with Karen G. Delivery was prompt and easy. One of the drawers came slightly crooked but Oliver B was very attentive and helped us resolve the issue.
Comments about Blu Dot Dang 1 Door / 3 Drawer Console:
Beautiful piece. The walnut has a nice matte/satin finish. Hinges are adjustable to ensure proper alignment. The perforated panel enables remote IR to pass through to control you A/V equipment. Only minor improvement I can think of would be to add a damper on the door (the drawers already have dampers).
Delivery & Assembly
Click here for shipping rates, expedited shipping options, and delivery policies.
Comes fully assembled. Yay!
Product Q&A
Blu Dot furniture comes with a 1-year warranty.


text:
Tom Murphy is a reporter for the Arkansas Democrat-Gazette. A graduate of Louisiana Tech University, he is a member of the Football Writers Association of America, and voter for the Heisman Trophy and AP Top 25 football poll.
Peoples to join Petrino at Western Kentucky
Kevin Peoples will join Bobby Petrino's staff at Western Kentucky.
FAYETTEVILLE Arkansas defensive tackles coach Kevin Peoples will be joining Bobby Petrino's staff at Western Kentucky.
Peoples, 42, said he is heading to Bowling Green, Ky., on Sunday to reunite with Petrino, the former Arkansas coach who hired him as director of high school relations for the 2010 season, then elevated him to the defensive line spot for Cotton Bowl preparations last December.
Peoples coached one of the strongest units on the 2012 Razorbacks, a defensive tackle group led by Alfred Davis, Byran Jones, D.D. Jones, Jared Green and Robert Thomas.
"I'm leaving with nothing but good thoughts about Arkansas," Peoples said. "This had become our home. We love it here."
Peoples, 42, has lived in the state for the past 11 years, having joined the Arkansas State staff in 2002. His wife, Rebecca, has been on the strength and conditioning staff at Arkansas the past two years, working primarily with soccer, women's basketball, softball and the tennis programs.
Sports, Pages 22 on 12/14/2012


text:
New list of Arab Billionaires revealed
The Kingdom of Saudi Arabia and Lebanon record the highest number of billionaires, Prince Alwaleed Bin Talal Alsaud tops the Arab billionaires list with a fortune of US$18 billion.
Forbes Middle East said in its report on the Arab billionaires ranking that Prince Alwaleed Bin Talal tops the Arab billionaires list with a fortune of $18 billion, followed by Lebanese-Brazilian billionaire Joseph Safra with $13.8 billion. The 36 Arab billionaires have a combined total net worth of $121.3 billion, improving on last year's figure of $117.6 billion.
Despite recent political turmoil, Egypt was runner up with seven billionaires, followed by the stable United Arab Emirates with a total of four. Kuwait ranked sixth with two billionaires, Bassam and Kutayba Alghanim, and it should be noted that Kuwait's wealthy Al-Kharafi family were removed from the ranking following a formal request from the Kharafi Group.
Jordan, Syria, Iraq and Sudan also featured in the ranking with one billionaire each.
Forbes Middle East's editor-in-chief, Khuloud Al-Omian commented on the Arab billionaires ranking: "The motivation behind publishing this list is to deliver the powerful message, that behind these billions lay wealthy individuals who have fought long and hard, and given generously. These success stories present lessons to be learned that money cannot buy, and serve as an inspiration to us all."
Standing out amongst the success stories featured in the Forbes Middle East billionaires issue is Sulaiman Al-Rajhi & family, ranked in 5th place with a family net worth of US$5.9 billion.
The Saudi banking tycoon-turned-philanthropist made headlines last year with an unprecedented decision to relinquish much of his fortune; distributing his wealth amongst family and donating a significant proportion to charity.
Top Headlines
- Oman's Duqm tourist complex moves forward with government approval
- Kuwait fights budget deficit: Reexamining government salaries, expatriate labor
- Tunisian Confederation of Industry, Trade, and Handicrafts fights nationwide unemployment levels
- Construction costs fall in Dubai
- Western tourists flock to Iran, could generate $30B in new revenue
- Mansour bin Zayed new entrant to 2009 Arab billionaire list as UAE ranks second with combined billionaire wealth of USD 21.4 billion
- Meet the 18 Israelis who made the Forbes Billionaires List
- Al Waleed Bin Talal still tops Forbes list of the wealthiest Arabs
- Migrated Arab Money: Richest Arabs Abroad
- Cultivating the habits of billionaires


text:
While James Drury and Doug McClure continued in their roles as The Virginian and Trampas, Season Five saw many changes in Medicine Bow. The great Charles Bickford joined the cast as the proprietor of the Shiloh Ranch, along with Sara Lane, Don Quine and Clu Gulager, breathing fresh life into the show recapturing its top ratings.
The impressinve list of talented guest stars in Season Five include Angie Dickinson and Warren Oates (Ride to Delphi), Susan Strasberg (The Captive), and Dan Duryea (The Challenge), Myrna Loy (Lady of the House), Pernell Roberts (The Long Way Home), Andy Devine (Yesterday's Timepiece), and many more. Over 36 hours - Color.


text:
Catholic University
Revolving Door
Who's coming and who's going. Tell us about your job move! Receive the Revolving Door Newsletter with expert analysis by email twice a week.
February 25, 2011: Steven Place has been named executive assistant at Story Partners. He is a recent graduate of Catholic University. (FBDC)


text:
Post Offices Could Be Credit Unions' Next Competitors
Posted by MiriamDeDios on July 5, 2016
When I was a young girl in the U.S., my parents – both born in Mexico – visited the local U.S. Postal Service (USPS) office to do more than buy stamps and mail packages; they also bought money orders. Without a banking relationship in our community, my parents considered the post office to be a dependable and acceptable way for them to conduct these specific financial transactions.
Today, as an adult and a strong advocate of the credit union movement, I find myself reflecting on my family's experience. My parents bought money orders at the post office because it was convenient, reasonably priced and they weren't asked a lot of questions. Simply stated: The post office fulfilled a simple need.
What if the post office had offered other financial services? Services similar to those offered by today's credit unions? Would they have chosen to use those services?
The changing landscape of financial services, coupled with struggles faced by the USPS, is creating what could be perceived by credit unions as an unsettling reality: Competition from post offices, especially among minority populations, is a real threat.
Consider the following:
Financial institutions have closed about 1,900 branches over the last few years, leaving many low-income neighborhoods without a place to conduct banking. As a result, non-traditional financial entities that levy huge fees, such as payday and cash lenders, have become go-to spots for many who live in these areas.
At the same time, the USPS delivers more mail to more addresses in a larger geographical area than any other post in the world. It handles 40 percent of the world's mail volume to more than 151 million homes. But in the age of technology, it struggles to keep up. First-class mail volumes continue to drop, and billions of dollars in net loss just this year threaten the livelihood of this "national treasure." Post offices in rural communities across the country have experienced closures and reduced hours in recent years.
To recalibrate and create relevancy, the USPS is considering various ideas to leverage interest and loyalty from financially underserved communities, which includes Hispanics, the youngest, fastest-growing minority group in the U.S. One of its ideas capitalizes on continuing interest in e-commerce. The other is centered on postal banking. Their goal is to make check-cashing and other basic financial services part of their product/service mix.
The very approach my parents relied on when I was a child is what may challenge the entire community financial institution industry.
The USPS may be able to offer financial services, such as electronic money orders, bill payments, surcharge-free ATMs and affordable microloans, at a lower cost than credit unions. It's also well-positioned to serve those who are currently underserved for several reasons. Among them:
Once an idea is more thoroughly understood, it's easier to take a proactive approach. Knowledge can be leveraged; ideas exchanged. Consider the following questions: Can credit unions compete if post offices transition into financial services locations? Can they effectively connect with and earn the trust of underserved communities? Is it feasible for credit unions to develop personalized products?
Without hesitation, I believe the answer is "Yes!" to all of the above. You may be wondering why I'm so optimistic.
Credit unions have long prided themselves on knowing their members and potential members. They already provide consumers an alternative financial route to traditional banks. So, targeting consumers who do not want a relationship with a "mega bank" is already in the wheelhouses of U.S. cooperatives.
Currently, more than 100 million Americans are using credit unions. According to the World Council of Credit Unions' annual Statistical Report survey, global credit union membership grew by an additional 10 million people in 2014. Growth resulted for various reasons:
All that said, staying ahead of the competition requires getting creative. Three ideas comes to mind:
Without question, it's preferable to be in a position to choose one's response vs. being in reactionary mode. Keeping a watchful and curious eye out for what's transpiring with the USPS will empower credit unions to be at the forefront of growth trends.
It's said wisdom comes with age. I've come to understand that when acclimating to anything new (much like my parents did when they arrived in the U.S.), it's liberating to have alternatives. Being limited to one way of accomplishing something feels constricting. I'm confident had a credit union been an option for my parents, they would've felt welcomed, connected and understood the endless possibilities that occur with strategic financial guidance.
Instinct and experience tells me there are hundreds, if not thousands, of other immigrants interested in achieving their definition of financial success. The benefit of a credit union partner that proactively asks questions so as to guide members along the path of their entire financial journey – from selecting what types of accounts to open to planning for significant milestones such as college or a new home – is priceless. So is the peace of mind that comes with it. I know. I've walked in those shoes.Leave a comment
Community 1st Credit Union Earns Juntos Avanzamos Designation
Posted by MiriamDeDios on May 23, 2016
The movement added another Juntos Avanzamos-designated credit union this spring. Welcome, Community 1st Credit Union!
The designation, which translates to "Together, we advance," is a national recognition of the work and commitment made to offer financial services to the Hispanic community. On May 5, 2016, we were thrilled to join Guadalupe Sanchez Salazar, Consulate General of Mexico, and other local dignitaries in Ottumwa, Iowa, to celebrate the designation with Community 1st Credit Union.
For many Hispanics, navigating the U.S. financial system can be challenging. Credit unions make the process easier. Community 1st is leading the way and hopes to inspire other credit unions around the country to realize the importance of embracing Hispanic community initiatives.
Community 1st is the first credit union in Iowa to receive the designation, which our firm and the National Federation of Community Development Credit Unions (the Federation) recently expanded into a nationwide program. The cooperative worked with our team to set a strategic plan for becoming a fair, dignified and affordable option for the local Hispanic community.
Community 1st is an exemplary financial institution that understands the importance of achieving internal readiness before launching into a Hispanic growth strategy. Notably, 10 percent of Community 1st's more than 200 employees are bilingual.
"As a credit union, we have a mission to serve underserved populations," said Anne Hagen, Community 1st vice president of marketing. "We — all credit unions — are not-for-profit institutions. Part of our 'profits,' we give back to the community."
Even though most credit union leaders are aware of the growing Hispanic population in their fields of membership, many are are unsure how to begin serving this young, fast-growing, influential community. Half the battle is developing the right mindset within the credit union. The ultimate achievement is a collective state of mind in which the entire organization believes serving the Hispanic community is not only the right thing to do, but also a profitable, priority business strategy.
Kudos to Community 1st for becoming the first credit union in Iowa to achieve this important milestone.Leave a comment
University Puts Itself Under the Inclusion Microscope
Posted by MiriamDeDios on April 7, 2016
My alma mater, Iowa State University (ISU), has begun to examine how it can improve diversity and inclusion among its students and staff. Naturally, it's an initiative about which our entire team is excited and happy to support however we can.
This spring, I had the terrific opportunity to share my student experience at ISU, as well as my thoughts on how the university can become even better at supporting multi-cultural students and staff. What follows is an excerpt of the article I contributed to the university's alumni publication, Visions.
This particular issue is packed with insights from other passionate ISU supporters and students. Many of their thoughts are applicable to the credit union environment, as well. So, if you have a few minutes and are curious as to the ways in which multi-cultural consumers experience different facets of their life at different stages of their journey, I'd encourage you to give it a read.
My quest toward a college degree was far from a given for me. As the daughter of foreign-born parents who hadn't attended college in Mexico nor the U.S., I knew it was up to me to own the responsibility. I was fortunate to have friends and advisors at Perry (Iowa) High School to guide me through the entrance exam, application and financial aid processes. Together, we navigated what could otherwise have been a long, confusing road.
I'm sharing this story because I believe it's an experience shared by many first generation Latino Iowans.
I'm filled with gratitude as I as I think about ISU's courage in choosing to ask the question: How can we be better [at attracting and serving Latino students]?" Imagine ISU as the premier four-year university attracting, retaining and graduating young, influential multi-cultural students.
Even though more multi-cultural students are attending college than ever before, they tend to choose two-year degree programs because they attend school part-time, live outside campus and have outside responsibilities (such as providing and caring for family members). If this dynamic is altered and multi-cultural students begin to feel part of a larger whole, I believe they, along with their families, will create thriving communities that perpetuate growth and change across the state and nationwide.Leave a comment
Hispanics Own Credit Cards, But Prefer Other Payment Methods
Posted by MiriamDeDios on February 18, 2016
While more than a third of U.S. consumers use credit cards most often to make purchases, just 19 percent of U.S. Hispanics do the same. That is not to say members of this growing and increasingly influential minority group do not own credit cards. In fact, nearly 60 percent have one in their wallets.
Why, then, do Hispanic credit cardholders appear to prefer other methods of payment, such as cash and debit cards?
It's an issue I've studied for several years as part of an Affiliates Management Company work group. The group counts Corey Skadburg, a credit card expert and the director of credit and risk for Coopera sister company TMG Financial Services, among its members.
"The majority of credit card products on the market today are not geared toward the specific needs of the Hispanic market, particularly for those individuals who may not have traditional credit or for whom fees are a major turn off," Skadburg said. "It's easy to see how that lack of focused attention and customization can feed an apathetic relationship. But this is a market the industry simply can't ignore. We expect to see more credit cards issuers – both large and small – funnel increased resources toward getting it right with Hispanic cardholders in 2016."
As Coopera has advised work groups, steering committees and industry associations, it's important to recognize the Hispanic market is multifaceted. We know, for instance, not all Hispanic consumers lack traditional credit. We know there are niche and subgroups who all want different things from their financial products, including credit cards. This will be an important consideration as the credit union and other card-issuing industries evolve to serve Hispanic consumers.
Looking ahead, it's possible we may see Hispanic consumers who own a credit card become more active as digital wallets (at least those powered by credit cards) become more popular. That's because Hispanic consumers tend to over-index on all things mobile. Many are mobile banking users and a sizable percentage say they have used mobile payments in the last 12 months. As Apple Pay, Android Pay and Samsung Pay are accepted in more places, we may see more Hispanic credit cardholders activate, use and become increasingly loyal to their cards, albeit through a completely separate brand. Of course, credit cards are not the only payment method available to mobile payment users, so it will be interesting to see how Hispanic consumers, in particular, chose to configure their digital wallets.Leave a comment
Hispanic Businesses are 'First and Foremost' American Businesses
Posted by MiriamDeDios on February 4, 2016
Entrepreneurialism and a solid work ethic are strong tenets of the Hispanic culture. Given these characteristics, it's no surprise the number of Hispanic-owned businesses in the U.S. has expanded as rapidly as it has. Since 2007, these firms have grown an astounding 57 percent to more than 4 million.
Like most small businesspeople, Hispanic leaders need strong guidance, both financial and otherwise, to achieve and maintain success. The potential to increase business revenues is seen in the fact Hispanic-owned businesses have a tendency to generate average annual incomes well below the average in the U.S. (even below the average for minority-owned businesses).
Credit unions, particularly those focused on the growth of their Hispanic memberships, are well-positioned to provide this guidance. That's because many of the cooperatives that are planning – maybe even executing – strategies to attract Hispanic consumers are already on track to serve the community's business owners.
Hispanics account for one out of every five new entrepreneurs in the U.S. Entrepreneurs rely heavily on financial services. Yet, credit unions will do well to consider creating programs that go beyond business loans and other financial products to help business owners optimize operations and grow their firms. Consider solutions that reduce business expenses, such as payroll costs, for example. Offering the employees of Hispanic businesses payroll direct deposit to checking accounts or to prepaid reloadable cards will help the owner eliminate payroll check printing and will provide employees more access to their money. This type of a program can be mutually beneficial, as the business saves time and money while the credit union establishes potentially long-term relationships with its employees.
Like any new product or service offering, the development of Hispanic business solutions should start with research and data analytics. This will allow the credit union's product development team to segment the market and provide truly valuable, highly customized services. Start with your existing Hispanic members. You may be surprised to learn how many are business owners who may also be willing to help the credit union better understand their needs.
As your research is underway, begin to build relationships with local organizations that already serve Hispanic entrepreneurs and small businesses, such as Hispanic chambers of commerce. Your credit union can work in conjunction with these organizations to provide a much-needed service, connect with the community and begin to build trust.
Once you have a better understanding of the make-up, needs and behaviors of the local Hispanic business community, come back to your own capabilities. Evaluate your existing business and consumer service offerings to see where they fall short or how they may be adapted to the Hispanic business owner. Evolving your products, rather than expecting Hispanic members to adapt to them, is critical for success with this market.
Javier Palomarez, president and CEO of the United States Hispanic Chamber of Commerce, says Hispanic businesses are first and foremost American businesses. "Every tax bill we pay, every job we create, every product we manufacture and every service we provide goes to benefit our nation's economy," he wrote. And those businesses will do so to the tune of $660 billion this year.Leave a comment
Knocking Over the First Domino with Great Service to Hispanic Millennials
Posted by MiriamDeDios on December 16, 2015
Relationship marketing, the pursuit of long-term engagement rather than short-term sales, has been called a game-changing marketing trend for 2016. Credit union leaders may find that a bit amusing, given "relationship marketing" is less of a trend, more a way of life, within the movement.
What more credit unions are learning, however, is this deeply rooted competency for relationship building is better suited to some consumer segments than to others. As certain financial products become commodities for some individuals, they remain coveted, potentially life-changing, services for others.
Take Kenia Calderon, for example. The 21-year-old El Salvador native has been in the U.S. for nearly 10 years. After what she describes as a bad experience with a major U.S. bank, she watched her parents pull out of the U.S. financial system altogether. Today, the double-major university student and president of her school's Latino student group manages her entire family's finances with the help of Village Credit Union in Des Moines, Iowa.
"Serving the Latino community is hot these days," said Calderon. "But for most big companies, that's because they see dollar signs. My credit union put humanity ahead of profit. By helping me and my family better our lives, they have impacted generations to come. It's a domino effect. In my family alone, we will have three college graduates leaving school debt-free thanks to the help of Village Credit Union."
Earning the business of more Millennials like Calderon – the second largest Hispanic demographic in the country – may require a new way of thinking for U.S. industry. For credit unions, though, it's about getting back to the basics of building mutually beneficial relationships, albeit with a twist.
Young Hispanic consumers have some unique, and somewhat conflicting, tastes. For instance:
For more on each of the above, see our article in the December issue of Credit Union Business.Leave a comment
Unbanked Hispanics Aren't Being Courted by Banks
Posted by MiriamDeDios on December 9, 2015
Last week, I had the pleasure of serving as a panelist during a nationally-televised event. Hosted by the National Credit Union Administration (NCUA), the event brought together several credit union industry leaders to discuss strategies for improving financial service to Hispanic consumers. Rounding out the panel were Maria Martinez, president and chief executive officer of Border Federal Credit Union and co-chair of the Network of Latino Credit Unions and Professionals; Robert Peterson, president and chief executive officer of One Source Federal Credit Union;and Sergio Osuna, a supervisory examiner with NCUA's Region V office.
Watch a recording of the event.
Before both a live and a streaming audience of more than 200 individuals, I had the opportunity to share some of my own family's story to illustrate the challenges credit unions may face as they look to execute financial inclusion strategies.
First Build Trust
Among the issues we discussed is unbanked, first-generation Hispanics simply aren't being courted by traditional financial institutions. My family and I belonged to this group. My parents were intimidated by banks. We came from Mexico, and like many other Latin American countries, banks there tended to cater only to the wealthy.
My parents were used to dealing in cash, so that's what made sense when we came to the U.S. Others in our community only used check-cashers and paid bills with money orders. They obtained these services from providers that asked few questions, were open around the clock and had personnel that spoke Spanish and shared similar backgrounds.
Another element we discussed during the event is that credit unions looking to serve this young, influential and fast-growing consumer segment to first build trust. Show the community you not only want their business, but that you are willing to invest in the success of the community. Employ people like those you want to serve; elevate them to board and other leadership positions; get involved in local groups, organizations and agencies that exist to better the lives of Hispanic people.
Chose the Right Products & Services
As for products and services credit unions should consider adding to better serve unbanked, first-generation Hispanic consumers, consider the following:
Adapt Account Opening Requirements. It's important for credit unions to accept alternative forms of ID and documentation like the matricula consular and Individual Taxpayer Identification Number (ITIN), and to determine credit worthiness via alternative methods for those without credit.
Deferred Action for Childhood Arrivals (DACA) loans. These are young people seeking to further their education, buy homes, apply for credit cards, start businesses. The DACA application fee, however, can be out of reach, especially when multiple family members are going through the process at the same time.
Immigration loans. Three individuals in my family went through the process at the same time, which forced us to borrow from friends and family to pay for the fees. In some cases, we had to wait to file the applications until we had the money.
Know the Business Case
Importantly, we discussed during the NCUA event that there is a strong business case for serving Hispanic communities. To drive this home, I shared some of the results of a 2014 national study Coopera conducted in partnership with the Credit Union National Association (CUNA). The study examined the overall membership growth and financial performance of 86 credit unions across the country, each of which had implemented a Hispanic growth strategy. Among these credit unions:
Overall membership growth accelerated by 3 percentage points from pre to post program implementation, from 2 to 5 percent.
Loan growth accelerated from 5 to nearly 9 percent in the third year after implementation of the program, and loan delinquency was practically negligent changing from 1.5 to 1.52 percent.Leave a comment
Poverty Simulation Inspires Awareness, Empathy among Credit Union Leaders
Posted by MiriamDeDios on October 6, 2015
New consumer profiles are emerging as key to the growth of credit unions, including the growing Hispanic market, immigrants, low-income households and Millennials. While the movement's leaders may clearly see the need to adapt products, services and strategic plans to a new type of member, the resources to do it may not always be there.
Fortunately, there are programs designed to help, specifically the low income (LI) and community development financial institution (CDFI) designation programs.
This was one of several insights coming out of a collaborative round-table event we were proud to host alongside the Iowa Credit Union Foundation (ICUF) and the Iowa Credit Union League (ICUL). The topic was building understanding of the financial need of emerging markets and learning about resources available to best serve both existing and prospective members who comprise these critical consumer segments.
One of the things we discussed during the round table was that all the resources in the world will not help move the needle if credit unions don't first understand the market they are trying to serve. To this end, attendees had the opportunity to participate in a live poverty simulation. The poverty simulation, or Life Simulation, is designed to help credit union employees, volunteers and leadership begin to understand what it might be like to live in a typical low-income family, one that is trying to survive from month-to-month.
In the simulation, participants assumed the roles of families whose members are unemployed, homeless, living on disability or raising grandchildren on a fixed income. At the end of the exercise, participants were more aware of the daily realities faced by many American families. In a post-event survey, 100 percent of attendees rated the poverty simulation very good or excellent, and ICUF Executive Director Jaimie Miller says plans are underway to offer the event to more Iowa credit unions in the future.
One attendee had this to say about the experience: "I was able to take away from the poverty session how frustrating it can be for people trying to find the right places for help. As a credit union professional, I think we can be more empathetic towards these members and also educate ourselves to learn and understand the resources available to them so we can help them even more."
The poverty simulation was accompanied by a panel discussion. Our expert panelists included Joann Johnson, superintendent of credit unions in the state of Iowa; John Parks, CEO/manager at Sioux Valley Community Credit Union; Traci Stiles, business development manager at Des Moines Metro Credit Union; and Dale Owen, CEO/president of Ascentra Credit Union. They spoke about benefits of the low income and CDFI designations such as grant funding opportunities and also shared how these designations fit in with their work to better serve their entire field of membership.
Attendees were surprised to learn many Iowa credit unions, including Des Moines Metro Credit Union and Sioux Valley Community Credit Union, have already earned LI designations.
They also were excited by the types of programs these credit unions were in the process of developing or had developed thanks to their special statuses. Financial counseling and education, new technology and an expansion of loan programs are helping more cooperatives grow while more consumers find well-intentioned and fair services designed especially for them. In addition, if a credit union has a Hispanic growth program or is looking to start one, these designations can help further those efforts.
A strategic Hispanic growth program can become an important part of a credit union's CDFI designation action plan. If we can assist you with the development of such a plan, please get in touch.Leave a comment
Focus Groups Help Idaho Credit Union Identify Hyperlocal Issues
Posted by MiriamDeDios on July 28, 2015
An intentional, strategic focus on the Hispanic member experience has become a top priority for Idaho Central Credit Union (ICCU). The cooperative's home state saw the Hispanic population increase by 17 percent from 2000 to 2010, and several of its 26 branches are located areas rich in Hispanic culture.
Although the credit union has long worked to translate materials and hire bilingual personnel, there has not been a formal plan in place for actively engaging the Hispanic community and the credit union's existing Hispanic members. Before developing that plan, however, Marketing Manager Michael Watson wanted to ensure the credit union did its homework.
"There's a lot of national research out there specific to the Hispanic consumer to which we could have turned," said Watson. "Yet, we wanted results specific to our local markets. What may be true for most Hispanics may not be true for the Hispanics in eastern Idaho, for example. We needed to truly understand the unique needs specific to our community members."
To do so, Watson worked with Coopera to organize three focus groups, each set in a different area of the ICCU field of membership. The goal was four-fold:
Among the many learnings generated by the focus groups, Watson said several stand-outs will shape the way the cooperative's Hispanic member experience plan is drafted. These include educational and product development opportunities, as well as guidance on how and where to market the credit union's services. Digital banking, emphasis on family/childcare and strong attention to consistent internal training were other high-priority issues identified through the focus groups.
Initially, Watson was skeptical about the authenticity of the results if participants knew ICCU was the host of the focus groups. However, he now believes revealing the credit union as the organizer has been beneficial.
"Sharing that it was ICCU behind the effort allowed us to gain a deeper level of feedback about actual experiences we may not otherwise have gotten," said Watson. "Additionally, because the participants knew it was us, there is also now an expectation that we use the data to make a difference in their experience. In fact, a couple of our participants said, 'We'll be watching.'"
Watson and the ICCU management welcome this attention, as they look to prove their commitment to serving this important and growing segment of members. More focus groups and a unique plan for ongoing engagement of focus group participants are expected in the near future.Leave a comment
3 Must-Haves for Connecting with Hispanic Consumers
Posted by MiriamDeDios on May 27, 2015
Credit unions with strong Hispanic growth programs have three things in common – intention, cultural alignment and an adaptive spirit.
Cooperatives most successful at earning Hispanic engagement started with a strategic plan to serve this particular community of influencers. Take Arizona's Vantage West Credit Union, for example. The $1.4 billion institution knew a solid strategic plan had to begin with equally as solid research. Working with Coopera, the cooperative did not stop with demographics alone. The credit union's leadership worked to identify other factors, such as language preference and product adoption rates. It also used research to determine which of its branches served the most Hispanic members and which had the greatest potential for growth based on population trends.
Cultural Alignment
As the number of Hispanic professionals leading the movement becomes a stronger reflection of the country's population, cultural alignment will become easier. Today, however, it may take work. Building the right organizational mentality and internal culture to serve a new market is absolutely critical. That's precisely how Travis Credit Union has been so successful at earning the trust of its local Hispanic community. Yet, as Travis' Sherry Cordonnier points out, building the internal culture may come from outside influences. The $2.3 billion California credit union has learned this first-hand from the impact of its own Hispanic Advisory Committee, made up of 13 Hispanic leaders in the community.
"On the committee, we have a broad spectrum of individuals who can talk about what it's like for an immigrant family, or how to talk to the migrant worker, or how to reach out to the educated Hispanic who wants to start a business," Cordonnier told Credit Union Magazine.
Adaptive Spirit
Most credit unions understand their membership strategy must evolve. Those that have developed an achievable plan to actually implement that strategy are stand-outs in Hispanic member growth. These credit unions are adjusting everything from products and departments to marketing and operations to become highly relevant to their new target market.
River City Federal Credit Union in San Antonio provides an ideal model for this kind of organization-wide evolution. Since beginning its Hispanic outreach initiative, the $131 million credit union has expanded its branch strategy, upgraded core business systems and invested in new electronic services, including bilingual mobile banking.
That this list of must-haves begins with intention is not a coincidence. It's the most important component to achieving success in Hispanic growth efforts. The credit unions above have demonstrated excellence within each of the three must-haves for successful Hispanic engagement; but each began with a commitment and the intention to see that commitment through. The same can happen within your cooperative. If you feel a pull for a deeper, more emotional connection with the youngest, fast-growing and most underserved community in your market, gather up a team and begin putting thought to your own intentional growth strategy.Leave a comment


text:
I can't say much for the accommodation as I have not experienced it but what I can say is that the customer and restaurant service in particular was beyond fantastic.
I organised a surprise dinner for a loved on at the newly opened 88 Restaurant. Looking for Malaysian food in particular, I was pleased to find that the chef was Asian and would be more familiar with special requests that I would make. The restaurant manager, her team and the chef were so helpful especially considering I was ordering things that were not on the menu. They were extremely pleasant to deal with and were quick to respond to my millions of queries and different requests. They sorted out all the little surprises I had in store and this was extremely helpful as I was planning it from beyond the shores of Kenya and having never been to Nairobi, what more Africa.
The real measure is how the guests reacted. They were raving about how good the service was from the minute they parked the car to the minute they left the hotel. And besides that, they are just dying to return to eat more Asian food at the restaurant because apparently it was extremely delicious. To me, that's what makes a place good quality. It's not just when you're in the midst of your meal when it should be good but it should be the entire experience from the get go.
Thank you very much Kempinski. I've only ever been to your Jakarta location but as always, you never fail to disappoint.
- Reservation Options:
- TripAdvisor is proud to partner with Hotels.com, Expedia, Booking.com, Agoda, Hotwire, Travelocity and Odigeo so you can book your Villa Rosa Kempinski Nairobi reservations with confidence. We help millions of travelers each month to find the perfect hotel for both vacation and business trips, always with the best discounts and special offers.


text:
If you have troubles since the update to WordPress 4.5 please read this post before opening a new thread.
On which theme is http://www.kriesi.at based?
Sure it is customised, but i like the way it works, the pictures left, right outside the border.
Or is this the next Kriesi creation?
The topic 'Which theme?' is closed to new replies.


text:
Since being certified in 2004, this $17 million midsize jet has become one of Cessna's most popular models. One reason is that it can carry eight passengers almost 2,700 miles. Another is that it can take off and land on short runways. and then there's its intentionally simple suite of technologies, which helps minimize maintenance costs and down time.
Business Jet Traveler » April 2008
April 1, 2008
April 1, 2008
A casual flyover of Colorado's northeast corner would suggest dead flat land. But two brothers who grew up here, Jim and Rupert O'Neal, knew of some anomalous terrain just south of the small farming town of Holyoke. Called the Chop Hills, this three-square-mile bubbling up of the land features dunes evocative of coastal Ireland.
April 1, 2008
To find out more about Branson's latest brand, we spoke with the man who founded it and oversees its day-to-day operations. What were you doing before this project came along? I spent most of my career in the technology business and about three years ago was introduced to private aviation.As a passenger?
April 1, 2008
James Dolan made news in the Pittsburgh business press in 1996 when he left a successful position as president and CEO of Federated Services Co., a subsidiary of Federated Investors, after 20 years with the well-established investment manager. To outsiders, it appeared to be a dream job.
April 1, 2008
A growing number of travelers are turning to chartered aircraft as reports of airline delays, canceled flights and deteriorating service become routine. Combined with the advent of per-seat purchase options and block-membership programs, aircraft charter has emerged as an cost-effective alternative to other means of travel for many people.
April 1, 2008
The Turks and Caicos Sporting Club at Ambergris Cay has completed a 100-foot-wide, 5,700-foot-long runway, which it claims is the Caribbean's longest lighted, paved private airstrip. An adjacent facility houses customs and immigration services. The airstrip operates from sunrise to sunset and after dark by prior arrangement.
April 1, 2008
If you fly often via business jet charter, you know that the peak travel days sprinkled throughout the calendar can mean a limited choice of aircraft as well as price increases. But a little planning can go a long way toward minimizing both drawbacks.
April 1, 2008
Cuna de Vida, a new brand of luxury resort, has announced the start of construction of Del Rey Airport, which it said will be the world's first full-service, private international airport. It will be located on Isla Del Rey in the archipelago of Las Perlas in Panama and will accommodate aircraft as large as the Boeing Business Jet.
April 1, 2008
After BJT quoted Long Island, N.Y. businessman Michael Pascucci's claim that his flights on his three aircraft are "free" based on the offset revenue he earns from their charter, we received feedback from readers questioning whether this is truly possible.
April 1, 2008
The FAA has issued a Special Federal Aviation Regulation that mandates pilot training in the Mitsubishi MU-2. The move came more than two years after the agency completed its latest evaluation of the aircraft's relatively high accident rate, which has nevertheless fallen in recent years below rates for other popular turboprops such as the Cessna 441 and Turbo Commander.
"Let me not die while I am still alive. "
-Facebook COO Sheryl Sandburg, quoting prayer in her moving reflection on the sudden death of her husband.
Most Popular
July 3, 2016
July 20, 2016
July 10, 2016
July 18, 2016
July 20, 2016
July 1, 2016
July 5, 2016
July 5, 2016
July 5, 2016
February 1, 2012
January 12, 2012
December 1, 2011
May 30, 2013
December 5, 2012
November 26, 2012
April 30, 2012


text:
Ford of Canada violated U.S. antitrust laws, lawsuit chargesTue, 19, Jul 2016
Ford of Canada must defend a class action suit accusing it of illegally conspiring to violate antitrust laws that restrict the export of lower-priced Canadian-made vehicles into the U.S.
Ford invests in startup that makes maps for self-driving carsFri, 15, Jul 2016
Ford is among five investors providing $6.6 million in seed funding for Civil Maps, a California startup that creates three-dimensional maps for autonomous cars.
California rejects Volkswagen's recall plan for 3.0-liter diesel vehiclesWed, 13, Jul 2016
California's chief air regulator on Wednesday rejected a proposed recall plan from Volkswagen to fix 16,000 3.0-liter diesel Volkswagens, Audis and Porches in the state that are equipped with devices designed to cheat emissions tests.
VW to pay $86M in civil penalties to California over emissions violationsThu, 07, Jul 2016
VW will pay an additional $86 million in penalties to California over its diesel emissions violations, on top of a settlement of about $15 billion that the automaker reached with U.S. officials last week. The civil penalties resolve certain claims California officials made against VW under the state's unfair competition law as well as under federal law.
California weighs raising ZEV bar and Tesla cries foulThu, 07, Jul 2016
The rapid growth of Tesla and the increasing range of other electric vehicles have California contemplating new requirements that anger both Tesla and competitors like Honda. They say California is changing the rules in the middle of the game, and punishing success.
Roadster puts most of the buying process onlineMon, 04, Jul 2016
Roadster's Express Storefront, which has launched in California linked to dealership websites, takes most of the buying process online. Final document signing can take place when a vehicle is delivered to the customer.
Tighter ZEV rules will force the industry to work harderMon, 27, Jun 2016
California's air-quality regulations are slated to tighten in 2018 in a way that limits the impact of partial credits from sales of plug-in hybrids and low-emissions conventional vehicles, requiring more actual ZEV sales. That means automakers will have to be even more engaged in California's complex system of credits and sales-based quotas.
VW settlement promotes technologies sold by competitorsTue, 28, Jun 2016
Volkswagen's $15 billion settlement with the U.S. and California over cheating on diesel emissions includes billions of dollars to support technologies sold by rivals such as General Motors and Toyota.
U.S. underestimates cost of fuel and CO2 goals, automakers sayTue, 28, Jun 2016
U.S. regulators have underestimated the cost and difficulty of achieving their vehicle fuel-economy and greenhouse-gas targets for 2025 and are giving California too much power to shape the country's policies on those issues, an automaker group said.
With 'travel provision,' EVs flow to CaliforniaMon, 27, Jun 2016
The 'travel provision' of California's automotive emissions rules allows electric vehicle sales in any of the 10 states following the rules to count in all 10 states.


text:
Copenhagen Kidswear is closed.
Copenhagen Kidswear
The foundation for the webshop cphkidswear.dk is based on a wish to offer great quality products for children - including kidswear, books, toys, accessories for the bedroom and much more - you should be able to find everything one place, med quick delivery and great personal service. Cphkidswear.dk have good gift ideas, and with international delivery within 3-5 days your present will quickly be taken care of.
Our range includes a large selection of quality toys for children of all ages. Our focus is on quality and durability, and we choose toys that can spark the imagination and get the games underway. We offer products, that encourages creativity, such as colouring books, water colours and pens from Mandalas and Faber-Castell and the toy food made of wood from Djeco can bring the chef out in any child.
For children that like games we offer games with great motives, puzzles of different difficulty for small and larger children, including the famous Djeco puzzles that can also be used for decoration of bedrooms.
On cphkidswear.dk you can find a large selection of funny and interesting books from Lamberths, which are great for bedtime reading for big and small. The books are about the everyday challenges for children, such as starting nursery, sibling relations and much more. Pointing books med illustrations of many different things such as animals and means of transport are educational, and are all made of thick materials that can be used by small, eager hands many times.
Childrens Room
When decorating a kids room we offer the popular zoo posters from Copenhagen Zoo. There are wellknown designs with Aage Sikker Hansens zebra and many beautiful animal illustrations such as the majestic giraffe, cute pinguins, beautiful flamingos and a roaring lion. There is plenty to choose from for both boys and girls' bedrooms - or maybe the living room.
We also have bedlinnen from the brands Småfolk and Sebra, and have baby, junior and adult sizes. There are both print with neutral colours and others with more colour, so it can suit any bedroom.
When it is bed- or eating time, cphkidswear.dk offers nice products from the brand Sebra. They have great knitted animals and rattles, cute mobiles and chains for prams, that can capture the imagination of the smallest. Everything goes well with the bedlinnen, which comes in baby, junior and adult sizes. Meals are more fun with Sebra plates, cups and bowls. There are great colourful motives and they are made of durable materials and can be put in the dishwasher as well as be used many times.
At Copenhagen Kidswear we have welcomed the French toybrand Djeco, who are known for their high quality and imaginative designs, which is popular with kids and adults. Djeco have creative toys, puzzles, building bricks, memory games, wooden food and much more. Cphkidswear.dk offers are wide selection of Djeco products for all ages, such as memory games with between 6 and 100 pieces. Get ready for hours of fun and games.
From the Danish brand Smallstuff, cphkidswear.dk offers great toys and interior design for childrens' bedrooms. The design on the products are fantastic and in good quality, especially the very soft bedlinen in colours that match the rest of their collection so it is possible to decorate in a similar style throughout. Cphkidswear.dk also offers Smallstuff crochet toys and mobiles for the smallest, fun wooden puzzles, practical bags med cute motives, raincovers for prams and much more.
Childrens Wear
Copenhagen Kidswear offers a wide selection of childrens wear and baby clothes in great quality from wellknown Danish brands such as Småfolk, Danefæ, IdaT and BombiBitt. We have colourful shirts and t-shirts that are perfect when in the nursery, smart swimwear and gymsuits for active times, summerhats and dresses for when the sun in out and warm jackets for the winter. We only choose quality childrens wear, with focus on both great materials and cool design.
The Danish brand Småfolk has quickly established itself as a favorite among children families because of the colourful designs and imaginative motives. They are inspired by the 1970's retro style, and are especially known for their multi coloured apple prints which you see on many of the items. We have a wide range of Småfolk's great products, most of which are Oeko-Tex certified, which ensures the clothes does not give off dangerous materials. We have swimwear, bodystockings, dresses, skirts and socks, and especially the very soft velour trousers with elastic waist, and the great shirts and t-shirts with different designs are a hit with children who quickly make fun stories from the motives. The durable bibs in all colours of the rainbow are popular with parents because of the good quality and size.
Danefæ is inspired by the Nordic mythology, and are known for their Erik the Viking, Swan and Mermaid prints which you see on many of their designs. Danefæ make clothes for the Scandinavian weather, especially known for their coats. Even though the clothes are great on grey days, your mood can only get better when looking at their colourful range. Danefæ are also known for their stripes which you find on their shirts, t-shirts, suits and dresses. The quality is soft and nice, and the great colours will last for many times in the wash.
The greatest basic shirts are found under the brand BombiBitt. There are many different colours and sizes, but they all have great fit and quality. The basic shirts are perfect under dresses and shirts and are good for both casual and formal wear. BombiBitt are also known for their nice palliet shirts, which makes any girl sparkle. Palliet shirts are very decorative and can be machinewashed inside out at 30 degrees C. One of the trademarks of BombiBitt is their gymsuits, some with skirts which are both beautiful and practical at the same time to make the most of gym and sports time.
The famous Danish kidswear brand idaT is essentially fun design and great quality. For nearly 10 years they have made imaginative products for babies and children up to school age - all with great colours and unique motives. There happy baby face is the front figure of the brand, and many of idaT's illustrations make children and adults happy. IdaT have a large selection of shirts, bodystockings, suits, dresses, skirts, fleece jackets and socks - and they are all cercified by Oeko-Tex 100 standard.


text:
Lion cubs get first taste of swimming
If you're a cat owner, you're likely pretty familiar with how much your feline despises water.
If you don't know how your cat feels about what comes out of the spigot, feel free to expose them to it at your own risk. Don't blame me for the scratches and bites.
It turns out that it's not just house cats who dislike water. A bigger relative, the African lion, is also not a fan.
According to the Huffington Post, four lion cubs at the Smithsonian National Zoo were given a swim test this week.
No, it wasn't because the zookeepers were being mean. The cubs often play near a moat in their enclosure and keepers needed to be 100 percent certain the cubs could swim to safety if they fell in.
Sponsored Articles
- Deciding when you need knee surgery
- Celebrating Fourth of July is much cooler in these AZ towns
- Top ten road trip bathrooms in America
- Six things causing a pain in your neck
- 5 things to make your summer move easier
- Three elements of a strong timeshare exit guarantee
- Stretches and exercises for carpal tunnel syndrome
- The best Major League ballparks have their own personality
- Comparing the best regular seasons: The '96 Bulls and '16 Warriors
- 3 Arizona road trips and the vehicles to get you there
- Colon cancer is preventable. Check these signs and symptoms to stay healthy.
- 6 of the biggest skin cancer myths
- Affordable small home makeover ideas
- Locals helping locals: 6 success stories you need to know about
- Sunscreen facts that could save your life
- 6 energy saving hacks for your home
- 5 tips for choosing a company to end your timeshare
- Overlooked water tips to save you money
- 5 of the most adored gentlemen in professional sports today
- The real danger of sitting at your desk
- Most surprising NBA playoff performances of the last 40 years
- 11 classic baseball movies you must see again
- Finally getting rid of fat: 3 methods that actually work
- 4 reasons cancer survivors should focus on food
- 5 spring cleaning spots everyone forgets
- 5 reasons to look forward to watching the D-backs this season
- Common virus attributed to spike in head and neck cancers
- 5 signs it's time to end your timeshare ownership
- 3 most overlooked ways to keep your home healthy
- 6 ways the air in your home could be making you sick


text:
Ocolar Macklin IV sought following June 29 incident.
More than half of the total 86 driving violations were dismissed.
Surveillance planes to be used in fight against the Islamic State group.
He was outside relative's home just south of Dayton.
Speed appears to be factor in wreck in Summerfield Township.
Man was taken to Firelands Regional Medical Center in Sandusky, where he died.
Brown's brother, son have been killed by bullets.
View The Blade's interactive crime map.
City Council must approve deal for 1 year, mayor says.
Department 'more vigilant' in wake of killing of police officers in Dallas.


text:
Enter Your Information To Calculate Your Payment
Polaris Snowmobiles – Summer Offer – US
April 17 – August 4, 2016
Legal Disclosure
*On approved Polaris purchases. Minimum Payments required. Offer may not be combined with certain other offers, is subject to change and may be extended or terminated without further notice. Minimum Amounts Financed, Interest Charges, and penalties for accounts non-current, may apply. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. Financing promotions void where prohibited. All rebates are paid to the dealer. The offers are effective on all new 2014 - 2016 Polaris snowmobiles purchased from a participating Polaris dealer between 4/17/16 and 8/4/16. Polaris 2017 snowmobiles that were ordered under the SnowCheck program do not qualify. See your local dealer for details.


text:
Having taken some of the feedback away, I've decided to change my colour picker to a linear version instead...and it allows me to work on saturation and brightness...I think overall I prefer this version better.
What do you think?
keyboard shortcuts:
L or F like
post comment
Show and tell for designers
What are you working on? Dribbble is a community of designers sharing screenshots of their work, process, and projects.
Copyright © 2009–2016 Dribbble LLC. All screenshots © their respective owners. Shipped from Salem, Mass. USA.


text:
Learn more
Too Rich and Too Dead Mass Market Paperback – Mar 24 2009
Amazon Price
|New from
|Used from
Kindle Edition
"Please retry"
Customers Who Bought This Item Also Bought
No Kindle device required. Download one of the Free Kindle apps to start reading Kindle books on your smartphone, tablet, and computer.
Getting the download link through email is temporarily not available. Please check back later.
To get the free app, enter your mobile phone number.
Don't have a Kindle? Get your Kindle here, or download a FREE Kindle Reading App.
Product Details
Would you like to update product info, give feedback on images, or tell us about a lower price?
Product Description
About the Author
Cynthia Baxter is a native of Long Island, New York. She is the author of the Reigning Cats & Dogs mystery series, featuring vet-turned-sleuth Jessie Popper, and the Murder Packs a Suitcase mystery series, featuring travel writer Mallory Marlowe. Baxter currently resides on the North Shore, where she is at work on her next mysteries in both series.
Excerpt. © Reprinted by permission. All rights reserved.
Chapter One
"I travel a lot; I hate having my life disrupted by routine."—Caskie Stinnett
Whoa! Who's that?" Jordan asked, leaning over to pick up the newspaper he'd just knocked off the kitchen table en route to the refrigerator. "She's really hot!"
Mallory Marlowe glanced up from the coffee mug that up until that moment had been the focus of her attention. She assumed that the female who had aroused such a strong reaction in her eighteen-year-old son would turn out to be a member of the Star-of-the-Month club, some actress or singer who was as well known for flaunting her curves as she was for her talent.
So as soon as she saw the face staring back at her from the front page of the New York Times Style section, she gasped.
"Oh, my gosh!" she cried. "I know her!"
" 'Carly Cassidy Berman,' " Jordan read aloud. "She invented some magic potion that makes people young again. Or so she claims."
"Let me see that."
Mallory reached for the newspaper, still wondering if somehow she was mistaken. Yet there was Carly Cassidy, staring right back at her from page one, wearing the same cat-that-ate-the-canary grin she'd worn when she'd been crowned Homecoming Queen. In full color, no less.
"You really know her?" Jordan asked as he retrieved a carton of orange juice from the refrigerator.
"I sure do," Mallory replied. "We went to JFK High together. Everybody knew her. In fact, she was voted Most Likely to Succeed."
"Cool." Jordan plopped down in the seat opposite hers. "She looks amazing—for somebody your age, I mean. Maybe that crazy potion of hers really works."
Mallory had to agree that that was a definite possibility. From the picture, it looked as if wrinkles, not to mention cellulite, had failed to stake a claim during the past two and a half decades. In fact, Carly didn't look much older than she had in high school.
True, her hairstyle had changed. Gone were the long, silky tresses that as a teenager she was forever flipping over her shoulder. While her hair was still just as blond and still just as silky, these days it was cut into a complicated set of layers. It curved around her face in such a flattering way that it looked as if a stylist had meticulously arranged each individual strand.
Her face had also changed since her days of shouting "Who's your worst en-e-my? John F. Kenn-e-dy! Go-o-o, Bulldogs, go!" on the football field every Saturday. But while her girlish prettiness was gone, it had been replaced by a womanly beauty that was at least as striking.
All in all, there was no mistaking that the woman pictured on the front page was indeed Carly Cassidy, apparently now known as Carly Cassidy Berman. After taking a strong sip of her coffee, Mallory began to read.
Enterprising Entrepreneur
Bottles the Waters
of the Fountain of Youth
Can drinking a magic potion twice a day turn back the hands of the clock? Carly Cassidy Berman thinks so. So do the thousands of believers who have been scrambling to snatch Berman's creation, Rejuva-Juice, off the shelves at health food stores all over the country.
They've also been flocking to Berman's chichi spa, Tavaci Springs, its name derived from the Native American Ute tribe's word for "sun." She opened it less than a year ago in tony Aspen, Colorado, well known as an enclave of the financially and physically fit. Local residents and visitors alike not only endure a six-month wait for a reservation; they also pay upwards of fifteen hundred dollars a day for the privilege of staying at this mountain hideaway that combines the rustic elements of a former silver mining town with an array of touchy-feely New Age accoutrements. The hefty price tag enables guests to imbibe unlimited quantities of the pricey potion, as well as to indulge in facials, massages, body wraps, and even mud baths that incorporate the same ingredients that reportedly make Rejuva-Juice "plastic surgery in liquid form."
But fans of Rejuva-Juice say it's much more than Botox-in-a-bottle. Its devotees insist that it also significantly increases both their energy level and their mental powers.
The secret, according to the elixir's creator, is the unique ingredients, which Berman claims have never before been available. The determined entrepreneur spent two years traveling around the world, trekking to remote villages in such locales as the Himalayas in Nepal, the rain forests of South America, and the tropical islands of the South Pacific. Her mission was to learn about the herbs, roots, and other substances that primitive peoples have used for centuries to improve their well-being and increase their life span.
As for the formula used to make this magical potion, the wizard behind it has no intention of divulging it.
"That's a secret I'll take to my grave," jokes Berman, who is forty-five but looks at least a decade younger, making her a walking advertisement for her product's effectiveness. "Some of Rejuva-Juice's components are already well known, such as acai berries and goji juice. But others, the ones that really make it so amazingly effective, were never available in this country before. That is, until I spent two years slogging through mud and climbing mountains and paddling down rivers to reach the most isolated spots in the world. I was determined to track down these miracle ingredients and bring them back home with me."
Mallory stopped reading long enough to take another sip of coffee. Oddly enough, it suddenly tasted like some of that mud Carly Cassidy had slogged through en route to fame and fortune.
She skimmed the rest of the article, which interwove experts' dismissals of Rejuva-Juice's purported benefits with quotes from some of its die-hard fans, including a few movie stars who were household names. When she reached the end, she sighed loudly and folded the newspaper in half, coincidentally removing Carly's face from view.
Mallory did her best to muster up good feelings about her former acquaintance's success. After all, she had nothing against her, aside from the mild case of envy that suddenly reared its ugly head, momentarily making her feel as if she was back in high school.
Involuntarily, she glanced down at her ratty pink bathrobe, a gift from her daughter long before she'd even started college. In fact, she seemed to remember that it dated back to the time when Amanda still believed in Santa Claus. As if the robe's fraying cuffs and threadbare chenille weren't depressing enough, she was also wearing the bottom halves of what had once been her son Jordan's pajamas. After the seam had ripped along the thigh, he'd deemed them too shabby to remain part of his working wardrobe. Mallory's standards weren't quite as high.
As for the T-shirt that completed her outfit, it had once belonged to her husband. Her reason for hanging onto this particular item was rooted more in emotion than practicality or laziness. Less than two years had passed since David had died. The shock of learning that he had plummeted from the balcony of a high-rise hotel had been bad enough. But her subsequent discovery that his death might have been the result of foul play—and her realization that she would never know the whole truth—haunted her at least as much.
Stumbling upon an exciting new job just a few months earlier had also gone a long way in helping her get her life back together. She'd never expected to find herself writing travel articles, much less writing them for a well-respected lifestyle magazine like The Good Life. But when a friend at the local newspaper here in the New York City suburb of Rivington recommended her for the job, she suddenly found herself embarking upon a whole new chapter of her life.
Mallory realized that all things considered, she'd been fortunate. Yet as she sipped her coffee, she couldn't help comparing her own life to Carly Cassidy's. She supposed it wasn't surprising that the two of them had ended up going off in such different directions. After all, they hadn't exactly started out their lives in the same way. The outstandingly pretty, perky, and popular Carly had not only been Homecoming Queen and captain of the cheerleading squad, she had also been class president during both their junior and senior years. And the year their hometown had held its first and only apple festival, she had been chosen Miss Red Delicious. Mallory, meanwhile, hadn't even made it into the semifinals for Miss Granny Smith.
She had to admit that according to her recollection, she hadn't really minded. Mallory was one of those people who never felt particularly comfortable being in the spotlight—even when surrounded by a dozen other varieties of fruit.
In fact, the long-ago apple festival highlighted how different the two of them were. It was no wonder Carly had built a spectacularly successful career based largely on her natural flair for glamour and self-promotion.
It occurred to Mallory that she might try getting in touch with her one of these days. Even though they hadn't exactly traveled in the same circles, catching up on old times might be fun. She also welcomed the opportunity to satisfy her curiosity about what Carly's life was really like—the glowing New York Times report aside.
She was adding "Google Carly Cassidy Berman" to her mental To Do list when Jordan picked up the newspaper and commented, "I think it's cool that you know somebody so famous—and so hot."
"Who's hot and famous?" Mallory's daughter asked as she bounded into the kitchen.
"That's for me to know and you to find out," Jordan replied, his sister's arrival instantly causing him to regress at least ten years.
Unlike eighteen-year-old Jordan, whom no one could ever accuse of being a morning person, Amanda was as sunny as the bright yellow paint on the walls. W...
Customer Reviews
|5 star
|4 star
|3 star
|2 star
|1 star
Most Helpful Customer Reviews on Amazon.com (beta)
Carly is the founders of Tavaci Springs, an exclusive health resort outside of Aspen. She also perfected the health drink Rejuva-Juice. But despite the years and the fact the two were never close, Carly welcomes Mallory with open arms. The two have dinner together and all seems well.
The next morning, however, Carly is found submerged in one of the mud tubs at her spa. When a new friend begs Mallory to help clear her name, Mallory reluctantly begins gather information. But the evidence seems to lead every which way. Can Mallory find the right piece that will solve the murder?
I was really looking forward to this second book in the series, and I wasn't disappointed. The plot was fairly strong with several nice clues and red herrings. The climax was a little rushed and a couple character's actions seemed unclear, but all the major pieces fit together and I was satisfied.
What really makes the book work is Mallory. I liked her even better this time around. The rest of the cast of mostly new characters are equally memorable.
And once again we get some nice bits of information about Aspen. They really were part of the story this time, giving me a travel log without distracting me from the story.
I hope that Mallory is traveling for a long time to come because I enjoy these trips.
My only complaint with this story...the rush to the ending was unsatisfying. Ms. Baxter took a great deal of time setting up the ending so I don't understand the race to the finish. Otherwise, Mallory and the cast of characters will engage the reader as will the whodunit storyline. This was an enjoyable read, fans of mysteries should like.
She goes to dinner at Carly's house and goes along to watch one of her presentations about the new Rejuva-juice that is supposed to help keep you looking younger. The next day Carly's corpse is discovered in the mud bath at her spa. The spa's accountant, Harriet, who discovered the body is soon one of the top suspects. She asks Mallory to help prove her innocence. Can Mallory uncover the identity of the real killer without putting herself in danger? Or did Harriet really kill Carly? There's a plethora of suspects, but there's plenty of danger too.
I love this series. Mallory is near my age and has two college-aged children. But thankfully I don't find dead bodies everywhere I go! Yet, I love Mallory. She is such a sensible woman, but yet she is a risk taker. But even in her risks, she makes good choices.
I love that each book is set in a different locale. I like that there is some romance for Mallory along the way as well. And she always knows her responsibility to her family and career.
I can't wait for the next installment in Mallory's life. I highly recommend this book and series.
In Aspen she calls Carly who invites Mallory to dinner with her, her spouse Brett and has been Hollywood director Gordon Swig. The next day Mallory attends a pitch given by Carly. Soon afterward, spa accountant Harriet Vosci finds her employer dead. Brett has an alibi provided to him by statuesque city PR beauty Astrid Norland who insists he spent the night with her. The police find evidence that makes Harriet the prime suspect. A desperate Harriet asks Mallory to prove her innocence, but the reluctant amateur sleuth keeps finding proof the accountant killed Carly.
Putting aside the obvious of Harriet asking an amateur instead of hiring a professional with a murder rap hanging over her or a lawyer to deal with her issues with Carly, fans will enjoy the latest "Murder Packs A Suitcase" mystery (see REIGNING CATS AND DOGS). The support cast is solid and Aspen comes across as being more than just a wealthy ski resort; in fact much of the first half of the tale focuses as an engaging travelogue. Amateur sleuth fans will enjoy Mallory's investigation into the city and the murder of her high school acquaintance with a hint of romance in the mountainous air.
Harriet Klausner


text:
I just wanted to tell you how impressed I was with every aspect of my order! Your prices are great, shipping is fair and reasonable, and even economy shipping got my order here fast! Thank you so much. Now I know where to go for all my polymer clay!
More Testimonials »
FabricMate Markers
From $1.76
Gel Xtreme Rolling Writers
From $0.86
Hi-Glider Gel Stick Highlighters
From $1.25
Liquid Stylist Pen
From $1.40
Niji Oil Pastel Sets
From $1.59


text:
Apple announces "One More Thing" event for Oct. 12
Apple has announced a "One More Thing" event on October 12, 2005, at the same California Theatre venue in San Jose where the iPod photo and U2 Special Edition iPod were announced last year. The event, promoted to select media, will begin at 10:00am Pacific, and is named after the famed oratory trick of Apple CEO Steve Jobs, who uses the phrase as a prelude to a bombshell announcement at the close of a keynote speech. As contrasted with the blue jeans image used to tease the announcement of the iPod nano, the One More Thing event is promoted with a red theater-like curtain. iLounge will be on hand to provide coverage of the day's announcements, which will come one day after the company publicly discloses its financial results on October 11.
Related Stories
- Update in iOS 10 allows for autoplay of silent videos in Safari
- Apple under fire for providing refurbished replacements under AppleCare+
- Apple releases second iOS 10 public beta
- Apple releases third developer betas for iOS 10, tvOS 10 + watchOS 3
- Apple releases iOS 9.3.3, watchOS 2.2.2, tvOS 9.2.2, iTunes 12.4.2
- Apple expected to release iOS 10 public beta today
Recent News
- Tim Cook to host Hillary Clinton fundraiser
- Report: Apple to update Apple Store app with personalized recommendations
- Report: Apple now prioritizing autonomous driving system in car project
- WSJ: Apple's 'hard-charging' approach unsuccessful in negotiations with TV networks
- Video purports to show official Lightning to 3.5mm headphone adapter
- New iPhone pre-orders to start Sept. 9?
- Apple has sold one billion iPhones
- Parkopedia to provide detailed parking information for Apple Maps [Updated]
- Microsoft releases Pix camera app for iPhone
- Adobe launches new Lightroom viewer for Apple TV
Recent Reviews
- Elgato Avea Flare Portable Mood Light
- Moe Bull Stand for iPad Air 2 + 9.7" iPad Pro
- Netatmo Tags for Welcome Smart Home Camera
- iDevices Socket HomeKit-enabled Light Adapter
- Koogeek Wi-Fi SmartPlug for Apple HomeKit
- Marbotic Smart Letters for iPad
- Ecoxgear Sol Jam Bluetooth Speaker
- Gumdrop Cases DropTech Case + Hand Strap for 9.7" iPad Pro
- Braven BRV-1M Bluetooth Speaker
- Braven BRV-Blade Bluetooth Speaker
Recent Articles
- Inside the betas: iOS 10 Photos gets Advanced Computer Vision
- Inside the betas: iOS 10 Music app delivers 'clarity and simplicity'
- Inside the betas: iOS 10 Maps gets a major redesign
- Inside the betas: iOS 10 shakes up the user experience
- Inside the betas: watchOS 3 promises a real speed boost
- Inside the betas: A sneak peek at what's new in tvOS 10
- Filling the Gap: A look at third-party HomeKit apps
- Instant Expert: Secrets & Features of tvOS 9.2
- Instant Expert: Secrets & Features of iOS 9.3
- Opinion: Why Apple needs a dedicated HomeKit app