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- Anonymous
- Singapore, Male, 25-30
- Novice Nomad
- 2 reviews
Great place. Really near everything worth being near to, yet not really because it's tucked away comfortably in its little corner. Staff are typical as good hostels get - helpful and friendly if required. They act more like fellow tenants of the hostel who just happened to work there, which really adds to the homeliness of the place. Will definitely come back again!
- Anonymous
- Canada, Female, 41+
- Novice Nomad
- 2 reviews
Great staff great hostel
- Chengyi
- China, Male, 31-40
- Novice Nomad
- 6 reviews
Friendly staff and good location. Cleanliness was good. But their facilities of in common area looks better than into the room. Also, some rooms faced to pub side was quite loud at night, i had a room changed when I raise this issue. In general, good place to stay if you want to have a private room in a heat location.
- Anonymous
- Italy, Female, 31-40
- Novice Nomad
- 1 review
At first we thought it was cozy and nice staff. After travelling around, we definitely have to add "super" to the previous adjectives :)
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TESTING OF A PRESIDENT: THE INVESTIGATION; Clinton Asserts Privilege to Bar Query to Aides
By STEPHEN LABATON
Published: March 21, 1998
WASHINGTON, March 20— President Clinton today took the extraordinary step of formally invoking both executive privilege and attorney-client privilege to block grand jury testimony of senior White House aides in the Monica S. Lewinsky inquiry, lawyers involved in the case said.
Mr. Clinton's lawyers invoked the privileges in a closed hearing before a Federal judge supervising the grand jury here to block questioning of Bruce R. Lindsey, the deputy White House counsel and one of the President's closest advisers. The privilege was also invoked to shield Sidney Blumenthal, another Presidential adviser, from testifying on some issues.
The independent counsel, Kenneth W. Starr, opposed the move and asked Judge Norma Holloway Johnson to compel the aides to testify, the lawyers said.
Judge Johnson did not issue a ruling today. White House officials said they had been trying to reach a compromise to avoid today's courtroom confrontation, and may still try to negotiate their way around a formal impasse. A constitutional confrontation could last months, prolong or delay the investigation, and could ultimately require the intervention of the Supreme Court.
According to lawyers involved in the case, White House lawyers argued before Judge Johnson today that Mr. Clinton had invoked executive privilege and lawyer-client privilege to block the testimony of Mr. Lindsey.
Mr. Lindsey has been of keen interest to investigators because he had been a top adviser to the President in the Paula Corbin Jones sexual misconduct lawsuit. The Lewinsky investigation is an outgrowth of information pertaining to that civil case, with prosecutors examining whether Mr. Clinton or any of his advisers sought to discourage Ms. Lewinsky, a former White House intern, and other witnesses from being truthful or urged them to hide evidence from the Jones lawyers. The President has denied telling anyone to lie.
Mr. Lindsey has already testified over two days before the Lewinsky grand jury, although one of his appearances was marked by closed-door arguments over matters that he and his lawyers believed should be protected from disclosure because of his relationship to the President. Lawyers involved in the case had said that the White House particularly wanted to keep secret conversations that Mr. Lindsey had with Mr. Clinton after he gave his deposition in the Jones case on Jan. 17.
The White House also has said that many of Mr. Lindsey's discussions with the President are confidential and that disclosing them would inhibit the President's ability to receive candid advice from the staff.
One of the other matters under investigation is the authorship of a set of talking points that Ms. Lewinsky gave to Linda R. Tripp, a Pentagon employee whose tape-recordings of her conversations with the former White House intern provided the underpinnings for Mr. Starr's current inquiry. The talking points instructed Ms. Tripp to give a benign account of her knowledge of accusations made by Kathleen E. Willey, a former White House aide who said in a deposition that President Clinton made unwanted sexual advances toward her just outside the Oval office in 1993. The talking points anticipated that Ms. Tripp would be asked to testify in the Jones case about Ms. Willey's account.
Ms. Tripp, who worked for Mr. Lindsey in 1993, has said that she went to him last summer to warn him about Ms. Willey's accusations. Ms. Willey has since testified before the Federal grand jury investigating possible obstruction of justice and perjury in the Lewinsky matter.
White House officials have long been wary of invoking executive privilege because of the inevitable parallels that would be drawn to Richard M. Nixon, who was the last President to use the privilege in a criminal investigation in which the Chief Executive was the target. That was the the Watergate coverup. The Supreme Court's 1974 decision in that case formally established executive privilege, although the justices ruled that it did not apply to White House tape recordings that the Administration had sought to conceal. Within days of the landmark decision, Mr. Nixon was forced to resign.
Mr. Clinton's lawyers and White House officials have been tight-lipped about the decision to invoke the privilege, and would not discuss the arguments made today.
''We're not able to comment on any matters regarding a sealed proceeding,'' said James Kennedy, a White House spokesman.
Mr. Starr appeared at the hearing today but declined to comment afterward about it.
Mr. Clinton also invoked executive privilege to try to block the taking of testimony from Mr. Blumenthal, about conversations he has had at the White House about the Lewinsky matter, the lawyers said. Mr. Starr had subpoenaed Mr. Blumenthal to inquire about information Mr. Blumenthal gave to the media about staff in the independent counsel's office. At the time, Mr. Starr issued a statement saying he was trying to determine whether the White House's attempts to discredit the investigation amounted to obstruction of justice. Mr. Blumenthal and other White House officials have complained that Mr. Starr was trampling on their First Amendment rights.
Today's arguments were held behind closed doors over the objections of a group of news organizations, including The New York Times.

subset: commoncrawl


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Advantages of the Real Estate Auction Method
Archived Auctions
North Country Community Center in Lawson, Missouri.
We also rent the community center for auctions, meetings, wedding receptions,
reunions and like events. Give us a call at 816-580-4204 for details!
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Notice: We are accepting consignments for guns, knives, ammo and related items, as well as antique and collectible items. Call the office at 816-580-4204 for more information.
August 15, 2016
11 a.m.
Electronics Auction
19925 B West 161st, Olathe, KS
Listing Online Now!
August 17, 2016
6 p.m.
Large Quality Coin Auction
North Country Community Center, Lawson, MO
Live and Online! Listing Online Now!
Online Bidding and Photos through Proxibid!
August 21, 2016
9 a.m.
Large Consignment Auction
Old Bill's Mill, 550 Main, Holt, MO
Consignments are welcome up until the time of the auction. Contact Jason Marek, 816-320-3670.
August 28, 2016
11 a.m.
Large Gun, Ammo and Related Estate Auction
North Country Community Center, Lawson, MO
Preview 9 - 11 a.m.
Live and Online! Listing Online Now!
Online Bidding and Photos through Proxibid!
Advantages of the Real Estate Auction Method
The seller gets to determine the date and time which the property will be sold. Using the auction method, property can typically be marketed and sold within a four to six week time frame.
A timely auction allows the seller to drastically reduce holding costs such as taxes, insurance and maintenance.
An auction environment arouses the competitive spirit among the prospective bidders.
Setting a specific date and time of sale creates a sense of urgency and forces the prospective buyers to a point of decision.
The seller can set the terms of the auction, thereby avoiding lengthy negotiations of price and terms.
An advertising program is tailored to the sellers property which will attract the largest number of potential buyers. This insures a true market value price for the property on the day of the auction.
There is no ceiling price set on the property, which allows the price to increase freely with no limit.
Historically, when the market is on the upswing, public auctions have established the highest prices. When the market is declining, an auction captures the current market price before values drop.
The competitive bidding format creates confidence among the buyers when they see other people willing to pay a similar amount for the property.
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18765 69 Hwy.
Lawson, MO 64062
(816) 580-4204
(816) 580-4205, fax
Looking for an
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Let's get back together to share stories, feelings, resources, strategies!
There might be a presenter--stay tuned!
What a lovely group of people! Thank you everyone for coming! I appreciate everyone sharing their feelings openly and honestly. It was also great to have such knowledgeable people. I was impressed by how resilient everyone is. I don't mean to say that we don't have our dark days with the difficult challenges of chronic pain, but I thought for the most part the attendees had pretty positive attitudes and more bunch of pretty proactive people.
Again, like in other meetings, although we were talking about so many very difficult issues, it seemed like there was a pretty fare amount of laughing!
Thanks, Monica, for the lovely flowers! That was so sweet of you! And it was like you know my style--purples and pinks, like loosely arranged well flowers. I honestly just threw them away yesterday. I just loved how they looked even though they were getting a little bit wilty
0 · October 30, 2013
Ditto! Nice to swap stories & ideas. Looking forward to the next one
0 · October 23, 2013
What kind of things are discussed? I am only now starting to get back somewhat on my feet after a move and illness-and my ex of 22 yrs. is suing to stop support. He was an abuser, have injuries from that-he was supposed to help with medical, and of course didn't. I need legal help, medical help for Chronic Fatigue, Fibromyalgia, several disabling car accidents, and diabetes. My family has dropped me, thinking I fake, or the health system is better than it is. :( NOW think my abusive ex might have had reason to beat the..whiner? LOL I am never around them... :( Would this group be able to help me with that? Understand how..after years of complaining of various symptoms...doctors SAYING Fibromyalgia, etc. , some records visits say, headache, headache, headache...lol
Thanks for hearing me out <3
0 · October 7, 2013
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Got the poo's? Make sure you wipe! Crude … Yes. Funny? Hopefully (slightly) … Definitely toilet humor!
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Following a warm welcome in the large entry hall, you will be given the tour of the comfortable main parlor and the dining room where breakfast will be served each morning. You are welcome to enjoy the quiet, enclosed patio at the rear of the house. Adorned in many varieties of beautiful blossoms, this is a nice place to have your morning coffee or relax with a glass of wine after a busy day of touring or shopping. The Villa has three comfortable bedrooms, all located upstairs, all furnished with antiques. Each room has its own bath.
4.8 on June 14, 2016
Friendly hostess, beautiful antiques, comfortable bed, fabulous breakfast, short walk to Pleasure Pier! We had a great stay. I would highly recommend this cute B&B.
5 on May 16, 2016
A quick last minute decision to stay on the island after running into friends. Our host, Linda was welcoming, even calling me by my name as I was walking up to the Villa. Linda gave my fiance and me suggestions for eating out that night and even things to do the next day. Great hospitality and a very comfortable bed and a lovely breakfast. #nomorehotels :)
5 on April 25, 2016
Linda is the best host, and makes you feel welcome and right at home! The house was nice, with a family home type atmosphere. The breakfast was out of this world good! We sat and talked with Linda and the other guests for hours, and really enjoyed our stay.
5 on April 04, 2016
I have stayed here several times over the last 6 years. It is like a home away from home. Linda always makes you feel so welcome. The breakfast is always great and filling. She gives great ideas for things to do on the island. I highly recommend this B&B for anyone who wants to get away and just relax. Tammy Duncan
5 on March 23, 2016
Everything was perfect! Linda is a wonderful hostess. She oriented us to the island, providing ideas of things to see and do. Daily full breakfast was delicious and filling, allowing us to skip lunch.
5 on March 10, 2016
We have stayed here twice and both times have been exceptional. Love this place. Will go back annually as the opportunity arises. Linda is a wonderful host. She is genuinely a woman who loves her guests. She is more than a host. She becomes family the more we stay with her.
5 on March 02, 2016
House was cozy and quite, the innkeeper was wonderful in helping us find places around Galveston. She made a wonderful breakfast with so much great food we skipped lunch both days. Room was quite, well decorated and the perfect size. Everything was great, I can't wait to come back.
5 on February 15, 2016
Great hospitality, greatbreakfast, great location! Made my vacation experience wonderful
4.6 on February 01, 2016
Quaint, made me feel at home, Great location, hospitality was outstanding! Linda was an amazing host! I will definitely stay here again if I visit galveston
5 on January 08, 2016
Loved this Place. My Sister booked the house for our family stay for my nieces Wedding Weekend in Galveston. Linda greeted us with a Warm Hug and lots of hospitality. She is a Very Sweet lady with a BIG heart! The Rooms are Beautiful, full of antiques and mementoes of her family. The Breakfast was Beautiful and the Presentation just Fantastic. Since my family are all "shower" people, we did have to work out a shower schedule for us to be ready for a 2pm wedding but we made it work and with the Endless Hot Water Heater it wasn't a problem at all. That was the BEST news Yet!!! Linda has lots of suggestions for entertainment but with the limited "freetime" we had this weekend we had to bypass the entertainment. But she does know her Galveston Entertainment Choices., This is A Great Place to stay. We will be back soon. Loved meeting this very Sweet lady and her little dog TAZ.
Also known by many as the Gold Room, has a beautiful antique Louis the XV bed (converted to queen size) and armoir; with an attached private bath complete with a jacuzzi tub for two. This room has the full front of the house for its balcony. This room also comes equipped with a television and dvd player.
Also known by many as the Purple Room has a enchanting antique four poster bed (converted to queen size) and private bath with a tub and french shower also has double sinks and large mirror. The private sunroom and small balcony off the rear of the house overlooking the courtyard is the ideal spot for that private morning cup of coffee or tea.
Also known lovingly by our Villa family guests as the Blue Room has an ornate antique white iron bed (converted to queen size) and a detached private bath with shower.
Houston, TX (IAH-Bush Intercontinental) 65 miles
I-45 South turns into Broadway. Broadway to 25th St(Rosenberg), turn right. Continue seven blocks to 1723 25th St. Large pink house on the corner of 25th St and O 1/2 Av.
Linda Waldren
Cats , Dogs , Cats are out side only
Photography is one of my favorite things and I love to travel . My garden is special to me and I enjoy working in it.


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Canon 7D, lens 70-200, f2.8 Featurded by "The Silky Touch"
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Wonderful work, the wind in her hair and the expression. Love the old look to it
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She looks like an aristocrat….so proper. Beautiful girl and portrait of her.
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Network planning tools are routinely used by operators to improve the system performance and to provide a satisfactory service with minimal deployment expenditure. In this context, the deployment flexibility of relay nodes, which mainly stems from the wireless backhaul link, compact physical characteristics, and low power consumption, can be exploited to enhance the system performance. In this paper, we model and analyze two simple approaches that can be used for the planning of two-hop cellular relay networks. The aim of the so-called relay location selection and serving cell selection approaches is to enhance system performance by improving the quality of the wireless relay backhaul link. Location selection takes into account the shadowing properties at the different possible relay node deployment locations, considering only the link quality toward the serving base station. On the other hand, cell selection considers the case where a relay node performs cell reselection from a severely shadowed serving base station to a neighboring cell that is less shadowed. A simple model for evaluating and analyzing the impact of both network planning techniques on the system performance of relay deployments is given. In addition, we present the analytical framework through closed-form derivations of the signal-to-interference ratio (SIR) and end-to-end rate distributions. Performance evaluations that investigate the impact of site planning on the quality of the relay backhaul link, end-to-end rate, resource allocation on the two hops, upper bounds on planning gains, access-link limitations, and the deployment of multiple relay nodes are carried out. Results show significant improvements, which justify the need for relay site planning in relay enhanced networks.
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DAYTONA BEACH, Fla. - Ryan Truex figures to learn his share of lessons during his first full season on the NASCAR Sprint Cup series.
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Turmeric reviews
Read or post reviews on thousands of acne products & treatments.
The list of ingredients above is provided for informational purposes only. Always check the actual product label in your possession for the most accurate ingredient information due to product changes or upgrades that may not yet be reflected on our web site.
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I find that a thick paste of turmeric and honey applied overnight on a zit greatly reduces scarring and redness. Of course, turmeric stains absolutely everything, but I'm willing to put up with it for what it does for my skin!
Not work for me and It actually made my acne a lot worse. Burning eyes and skin. really irritated my skin.
Turmeric is incredible! When I use this as a mask (once per week) my skin glows and the tone is very even! I usually mix about a teaspoon with enough honey to spread evenly over my entire face, leave the mask on for 15-20 minutes, and simply wash off with warm water.
I have had bad acne and pigmentation since my teenage years. Have done facials and used sensitive skin products and no improvement. Recently due to mums suggestion I started using tumeric (please note the best tumeric is wild tumeric powder not curry tumeric powder). I use it with honey and yogurt, make a face mask and leave on for 15 min. Have been using it before bed for every three days. I wash it off with warm water and a cleanser after to remove stain. Wild tumeric has a nice smell as opposed to curry tumeric. This is making my pigmentation fade and acne is going. Highly recommend it.
I have been using it for 2 weeks now for acne and i see no improvement at all. I do feel my skin is softer but no improvement on my acne or the scars :(
Hi- Just wanted to share my results from turmeric oil. I am a 48 year old woman (yes, acne at 48!) and have battled clogged pores and small pimples all of my life. I too, have tried almost everything from BP, antibiotics, salicylic acid. I'm also Spanish, so I have the olive skin tone which looks great in the summer but hangs on to extra melanin from acne breakouts forever! A few weeks ago, I started using organic apple cider vinegar with water, a few drops of lavender oil and frankincense oil. Dilute the ACV with water at a ratio of 1:1, add the essential oils and keep in a small glass jar. I use this as a toner every night all over my face before bed. Yes, it smells bad but WOW is it worth it. The ACV keeps the ph balance of your skin in check. I then dab turmeric oil using a Qtip, on any pimples and dark spots. You probably won't like the smells but this is why I do it before bed. My skin has drastically changed! Within 2 weeks, my skin was lighter and glowing. I've had so many compliments! Best of all, it's fairly inexpensive!
I just made myself a mask out of turmeric, a few drops of lemon, and a bit of honey and that make my skin feel super soft like a baby skin and get rid of the redness. i really love turmeric
I use Tumeric every now and then as a face mask mixed with flour and honey. For me, I wouldn't say it clears breakouts, but it does help aid them a bit. My skin always feels softer and less irritated after using it. But, since I'm very fair skinned it tends to leave my face a pale shade of yellow afterwords. But, oh well.. at least then I have some color. :)
i would give this 5stars as its the best thing i ever used i mix it with honey and milk and apply on my whole face, leave it for 15 mins and wash your face with cleanser i do every 3 day... i saw the wonderful result in 2 weeks it make my face smother and i feel my pores is tighter and the best is it clears up all my acne!!
I used turmeric yogurt face pack made at home for first time it worsens my skin but I m not using it on regular basis just used it for 3days for 15minutes each day ..further I used face wash after pack to remove stains afterthat I miss its usage due to work a sudden breakout happens which worsen my conditions what can I do may I used it again on regular terms without discontinuation plz suggest me


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Community: Forum: Vegetarian Discussion
Page 2: Vegetarian Discussion - All Things Veg*n Forum - Community
|Post Date
|Blogilates Illegal Actions Against Vegans Well in case you didn't know recently a fitness youtuber blogilates has been getting alot of vegan youtube videos taken down. She has been doing this by filing illegal false copyright claims. Specifically she is targeting those who have made videos criticizing her. I was kind of surprised by this because the last couple of food videos she made were vegan recipes. But it's clear after this that she only made those video to capitalize on the "vegan trend". She only cares about money. I doubt she hates vegans or veganism. But she obviously cares about money more than ethics or animals if she is willing to break the law to try and silence voices within veganism. Her workout videos are crap anyway and her diet advice is terrible. More information in the video if you want to know some details. tinyurl.com/blogilatesveganism Post Date: 05/01/16, Replies: 2
|Corporate Youtubers censoring vegans People should be aware that corporations behind some Youtube personalities give them money to push meat, dairy, and eggs and lie and call them healthy. They also are using their corporate hammers to censor and destroy many different vegan Youtubers who dare tell the truth. https://www.youtube.com/watch?v=-wYcVquRsMU Post Date: 05/01/16, Replies: 4
|struggling vegan Hi guys, So the gist of it is i need some support from fellow vegans. I dont know a single other vegan with whom i can talk about the the issues/ recipies and such.I have been mostly vegan for 2 years except i still make some bad choices involving cheese. I really would like to get more involved in activism and stick to a strict vegan diet to get healthy and feel like some support would help me do so. Where do you guys get involved with other vegans at? Post Date: 04/29/16, Replies: 4
|Cruelty Free Shampoo/Body Wash After ten yrs of being vegetarian, I've decided to make the change to vegan! Household items & cosmetics being cruel free I don't have an issue with- I'm not picky; the whole switch has actually been easier than I thought it was going to be; especially with little support from my family. Anyway, I have color treated hair, so I do need a color treated shampoo that does not test on animals.. any suggestions? (I'm currently using Garnier Fructis which from my understanding, does test on animals) For body wash, my skin is insanely sensitive so switching body washes has me a bit worried. I'm currently using Vagisil Intimate Body Wash, so do you ladies know of any similar products that are cruel free? Again, like the shampoo I'm pretty sure they test on animals as well. Thanks in advance for the help, it's much appreciated! Tiffany Post Date: 04/29/16, Replies: 3
|vegan wedding menu hello i just start run my own wedding venue and thinking of doing a vegan buffet menu for wedding but i need some simple food ideas hoping you can help me Post Date: 04/29/16, Replies: 4
|Having trouble staying vegan! Hello! So I have been a vegetarian for a little over a year now. Since then, I have been going on and off veganism. I really want to stay on a vegan diet. If you have any tips, please tell me! Also, I know having vegan friends helps. If anyone is looking to have a new internet friend, let me know!!! :) (Message me!) Post Date: 04/29/16, Replies: 10
|Exploring the Biophysical Option Space for Exploring the Biophysical Option Space for Feeding the World Without Deforestation www.nature.com/ncomms/2016/160419/ncomms11382/full/ncomms11382.html Post Date: 04/29/16, Replies: 0
|Cruelty Free Makeup Hello, I am looking for cruelty free makeup that people recommend! Foundation/mascara/brands etc! I have heard that Toofaced are? I am relatively new to this and would love people's advice and top tips! Thanks :) Post Date: 04/28/16, Replies: 2
|Staying vegan while deployed overseas Hello, Are there any other vegans/vegetarians out there who are deployed, and finding it difficult to get enough food without animal products in them? Post Date: 04/27/16, Replies: 3
|Am i Doing Something Wrong? Went Vegan 10 days ago and also started working out and running 8 weeks ago; averaging about 9 miles total a week along with some calisthenics and stretching. Only backslid about 5 times by eating 2 eggs, fist full of cheese, but no meats whatsoever. As of today, haven't lost a single pound. Did I perhaps lose 2 lbs but put on 2 lbs of muscle? Still looks like I should have lost 5 lbs at least. Staying with it. Am i doing something wrong?? Post Date: 04/26/16, Replies: 7
|Flora TV advert. I've just e-mailed the advertising standards agency to complain about the UK Flora tv advert as I think it's misleading - portraying the product as being plant based when it clearly is not!! Has this annoyed any one else>>!!!! Post Date: 04/25/16, Replies: 1
|Questions from a beginner Hello everyone, I have been on and off paleo for 3 years before I realized I hate meat and it makes me feel awful. I have been 100% vegan for a week now and loving it. I eat 80% fruits, veggies, legumes, grains etc. and 20% fats and snacks type things. I have a few questions that I haven't seen come up much in the blogs and books I have started to read. 1. What percentage of carbs, protein and fat should I be ideally striving for? I have this odd fear that I will overdo the protein and not get enough fats for example and then I will feel crappy and not want to continue. 2. Is there a significant 'detox' period when first starting a vegan lifestyle? Keep in mind I have been paleo so I have been hearing how awful grains are. I have been breaking out quite substantially and getting odd itchy patches all over my body. Paleo would have me believe this is a reaction to gluten or grains in general. Any opinions? 3. And last for now, can anyone recommend some good you tube videos or documentaries that are not OVERLY graphic. I don't think I can handle anymore of watching those poor animals but I am very interested in the 'science' behind being a vegan. Thank you in advance! Post Date: 04/25/16, Replies: 5
|IS IT A TROUBLE TO BE A VEGAN? :( Hey it's Carisa, 15 from the uk I feel bad because I always ask my mum if I can be vegan but she says i'm stupid and she needs to buy really expensive stuff to meet my protein needs. That kinda sucks but I keep telling her that I don't need meat and dairy in order to survive and that plant protein is way better for my health.. she thinks cus I'm just a teen I don't know nutritional stuff and cus I'm growing I shud get my protein straight from meat. She nearly always gets mad at me.. I keep telling her I don't want to put animal products in my body.. but I feel troublesome to her because she says I'm being selfish and a guilt tripper and that I need to appreciate my food.. I kind of understand where she's coming from. There's like animal products in nearly everything that's easy to get ur hands on. But how do I get the message across that I really don't like the idea of consuming animal products because they factually may not be beneficial to my health plus it's an innocent cute being I just cannot eat its flesh. Why do people get so angry at me. I don't preach or swear etc I just keep calm and silently cry when I consume the poor animals' stress hormones. Post Date: 04/18/16, Replies: 7
|Healthy Vegetarian Hi! I'm Julia and I've been a vegetarian for about 4 months now. I'm a little concerned about if I'm getting enough vitamins and nutrients. I usually eat a lot of beans, fruit, vegetables, etc. Sometimes I feel a little run down. I am just interested in learning about experiences and getting advice on how t stay healthy while being a vegetarian. Thank you! Post Date: 04/18/16, Replies: 3
|WHEN!? When are one of you vegan pubs gonna get a tv so that us jocks can enjoy a burger, beer, and a sports game of any type. I am so damn desperate for this combo I will watch F***ing Darts for crying out loud. You don't have to keep the Tv on all day! Oilers night!? Please just expand your horizons a bit here people. This whole vegan thing is not taking off and this is just another reason why. I am embarrassed to take my non-vegan friends to your establishments because you are all way too extreme in your approach. Your artzy fartzy atmospheres are boring the hell out of me and turning my friends off from even considering walking and trying your food. Not all artists paint, play music, or write poetry. I take my art to the ice, to the playing field. Jocks can be creative artists too! ugh. Post Date: 04/12/16, Replies: 6
|McDonalds French fries Are they suitable for vegetarians? I ask this because one facebook post said that the preparation involves the use of grease that is derived from pork lard. The McDonalds UK website denies it. But I dont see any english faq in the McDonals Korea website. Can any koreans answer this plese? Post Date: 04/10/16, Replies: 5
|The BEST vegan transition u will ever see My god has anyone else seen Sergi G's 30 day vegan challenge series? Im 35 years old and just binge watched his entire series. I saw one of his videos by coincidence and now HIGHLY recommend this channel to anyone, meat eaters, vegans, those transitioning. His conclusion video is the best you will ever see wrapping up a 30 day vegan challenge. He ended up staying vegan. Hes very charismatic guy from Barcelona and offers some of the highest quality editing and production I have seen (especially in the vegan community). Anyways rather than leaving it to chance I wanted to recommend this channel to everyone. (This guy is blowing up, he posted his first video 3 months ago and already has close to 4,000 subscribers). There are my 2 cents. Happy day to everyone! :) Post Date: 04/08/16, Replies: 1
|Are we designed omnivores???? Recently I read about scientific studies claiming that there are many disadvantages of eating animal products.. -that we aren't supposed to drink the milk of another species.. -that we do not have an acidic stomach (though carnivores do) to digest meat.. -that we are very similar to herbivores (we have teeth for grinding, not canine teeth for tearing meat).. -that we have no claws (though carnivores do).. -that meat isn't designed for us which is why we cook it rather than eat it raw.. -that many people are lactose intolerant -that the stress hormones of the animal are passed to us.. Yet somehow despite all of this,for some reason advertisements and nearly all people say that animal products are good for us... are these just false claims that people so passionately put forward for industry or are they scientifically accurate.... Is cow's milk really that good for the bones? Also are plants better to eat than animals because many are given hormones as well to grow at an unnatural rate, according to my mum they're not that healthy or natural... um what to say to that :/ surely not that bad, mum... as the hormones put into animals. Post Date: 04/03/16, Replies: 2
|Is breast milk vegan? Just had a baby, want it to be 100% began from day 1. Does feeding it my breast milk violate veganism? A quick response would be good as I won't feed it until I know for sure xx Post Date: 04/02/16, Replies: 3
|Help Vegan Farm and sanctuary in France An amazing initiative in France needs help. Currently in eco building :limecrete or hempcrete flooring, and lime plastering . Please contact this lovely couple on their site or fb page Barefoot Vegan Farm & Animal Sanctuary Thank you Blessings Post Date: 03/30/16, Replies: 0
|Chance to win a Kindle vegetarian cookbook See this #AmazonGiveaway for a chance to win: Cool Kids Cook: Gourmet Snacks Everyday (Kindle Edition). https://giveaway.amazon.com/p/9917dcbb9e3f90ac NO PURCHASE NECESSARY. Ends the earlier of Apr 14, 2016 11:59 PM PDT, or when all prizes are claimed. See Official Rules amzn.to/GArules. Post Date: 03/28/16, Replies: 0
|Making the leap My New Year's Resolution was to stop eating beef and pork, however I continued to eat chicken and turkey. I guess I felt like chicken and turkey were not intelligent or less than. I struggled with this resolution. I have not seen any videos of abuse or slaughterhouses and to be honest I don't want to nor do I need to. I've gotten to the point when I look at meat on my plate I think about the cruelty that they faced. Again, I've never seen any videos...I can only imagine. I push my plate away and lose my appetite. I'm making the leap to become a vegetarian! I can no longer eat meat. My question is do I just jump into this, or is this something you do gradually? After making the decision to go vegetarian what's next? I've been reading and found nothing about the actual process for a beginner. I'll take any advice to assist me on this journey. Post Date: 03/25/16, Replies: 3
|Amazing vegan recipe! Hey everyone! I made Vegan Creamy Mushroom and Spinach Savoury Pancakes yesterday. https://wearesavoury.wordpress.com/2016/02/28/savoury-pancakes/ Have a look! Ive recently become vegan and this is so creamy you would not believe it was vegan! I just wanted to share with my fellow vegan family xoxoxo Post Date: 03/24/16, Replies: 2
|Vegan Green Juices (Cleanse) Hi everyone! I'm new to this website, excited to see what it has in store for me. I've been a vegetarian for a couple of years now and I recently just joined a company that sells green juices! Thought I would share the promotions we're having. This company has worked with a few yoga studios so now i'm just sharing the green love! Sunshine Juice Promotion: 1 Month of Juices - $220 3 Month of Juices - $630 6 Month of Juices - $1,215 1 Year of Juices - $2,300 Our juices are 12 ounces. We also have a sample set. Four of our flavors in 8 ounce sizes if you want to try it. Let them know Kristina sent you or just email me and I can set you up and answer any questions. Another plus is that with any subscriptions you buy you can get a nutrition coach 24/7! This is the program that really helped me get started. Anyways, can't wait to interact with you all! Also if anyone can give any tips on transitioning into a full fledged vegan, please let me know! I'll take all the tips I can get! Post Date: 03/24/16, Replies: 1
|Vegan - Taking a Break???? Hello all, Something is troubling me. My daughter who is 25 years old, after being vegan for about three years, she decided to eat fish. I found out through her brother. I was very sad, devastated felt angry against her and felt betrayed, as if she had done something against me. I have many times confronted to her how I feel about the suffering of animals in the hands of humans. She has understood my emotions completely, and agreed with me about the consumption of meat and the use of animals. By the time I confronted to her that I had found out, I had become very angry, causing me call her a lot of horrible names. All she told me was that she had it twice to give veganism a break and that it was her life and could do what she wanted. It has been two weeks now and we barely talk, as we were very close. Am I wrong here? How can someone be vegan and eat fish. Fish is an animal and its animal flesh she is eating. I want to hear what others think. Post Date: 03/21/16, Replies: 7
|healthy alternatives to cooking oils hi guys, I am a new vegan. I am searching for healthy alternatives to vegetable oil/ cooking oils, that do not compromise the flavor of the food( I am trying to convert my family into vegans too :)) Post Date: 03/20/16, Replies: 2
|fake meats...not impressed So I tried a lot of the fake meats to see if they would be good alternatives. So far I have not liked almost all of them. Which probably is good since they appear to be highly processed foods. I think my favorite so far is the Beyond Meat crumbles. But even these tasted a bit strange, but I will experiment with it a bit. However, I've made a lot of great soups with veggies and replaced the milk products with replacements and they have been really good. And smoothies are great now that I got a Vitamix blender. I also prefer almond milk to any other alternative. I guess I will stick to regular foods. Maybe these will work for some people, but so far to me they just taste like inferior food. Anyone have similar experiences on these? Post Date: 03/19/16, Replies: 4
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Policy Handbook for Students: 2015-2016
Whether this is your first semester, last semester, or something in between, the 2015-2016 Policy Handbook for Students (PDF) is an important document that provides you with key information regarding academics, enrollment, and student policies and procedures pertinent to your Berklee education.
In addition, this handbook includes some general curriculum and financial information. Complete information on these topics as well as others such as majors and minors, the academic calendar, student life, and music and career resources, can be found under the Academics and Student Life sections of this website.
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McWhite Funeral Home Services
EDWARDS Funeral services for the late Bernadette Edwards - 90 were held July 25 at McWhite's Funeral Home Chapel with Wendell Edwards officiating. Interment: Sunset Memorial Gardens. MCCATTY Funeral services for the late Brother Frans Roy McCatty - 50 were held July 25 at Grace fellowship Center Church of God with Bishop Maurice Clarke,Sr. officiating. Interment; McCatty Plot, Jericho, Linstead, St Catherin ...Read more ›


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Researchers Now Have a Myriad of...
Loss of Lives in Clinical Trials...
Clinical-Style Validation, Regulation, and Quality Control...
Capitol Hill Critics Second-Guess Agencies Using...
The scale of microfluidic channels—tens to hundreds of microns—lends itself to the study of whole organisms, if that organism is a nematode, and specifically, C. elegans, which is a commonly used model organism to study development, physiology, and disease processes.
Work published by a team of researchers at McMaster University has shown that worms contained in microchannels and exposed to an alternating current (AC) electric field can be immobilized. Similarly, the introduction of a direct current (DC) electric field stimulus results in directed movement of the worms along the microfluidic channel, quite predictably toward the negative end of the channel.
Bhagwati Gupta, Ph.D., associate professor of biology, explains how the team is using a combination of AC and DC electrical fields as a control mechanism to confine and manipulate worms, a technique called microfluidic electrotaxis. They are applying this technique to study movement-related disorders, such as Parkinson disease, exposing the worms to neurotoxic stimuli and screening compound libraries to identify potential drug candidates.
The facts that C. elegans will move in a predictable manner in response to an electric field, that this movement is controlled by neurons, and that neuronal defects can disrupt normal electrotaxis, make this a valuable strategy for studying the neural basis of behavior.
Furthermore, "neuronal circuits are fairly well understood in worms, allowing us to focus on specific kinds of neuronal activity and degeneration involved in movement," says Dr. Gupta.
Parkinson disease is caused by a loss of cells that produce the neurotransmitter dopamine. C. elegans has only eight dopamine-producing cells, and only six of those appear to be involved in signaling in the brain, making this a relatively simple biological system. Techniques are in development to knock out the dopamine-producing activity of individual cells, says Dr. Gupta, but at present, one of the challenges is that the introduction of neurotoxins or the use of gene-knockdown approaches affects all of these cells.
The group at McMaster is employing microfluidic technology to study the effects of neurotoxins on dopamine function and the movement of individual organisms.
"Our assay system is up to 10 times more sensitive than conventional C. elegans assays," he says. One aspect of their research is to understand which cells actually perceive the electrical field stimulus. Are they the dopamine-producing cells themselves or another cell type that then signals the dopamine-producing cells to release the neurotransmitter?
"We are now developing different kinds of microfluidic devices to look at neuronal activity at the single-cell level," says Dr. Gupta. The goal is to enable faster and more accurate measurements—at the millisecond level—to improve the sensitivity of detecting neuronal responses.
Another area of technology development is focused on identifying better and less costly imaging options. Additional challenges include the need for more automation to minimize the amount of hands-on time still needed to prepare the worms and load them into the microchannels, as well as improved electrical sensors and detectors that would be less costly yet as powerful as conventional CCD cameras and could be mounted on the microfluidic devices.
New types of software are also needed that can integrate tasks and data collection across a series of linked microfluidic chips, each of which performs one or more dedicated tasks.
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MDMA (commonly known as the empathogen "ecstasy") is classified as a Schedule 1 drug, which is reserved for compounds with no accepted medical use and a high abuse potential. Two researchers from Stanford, however, call for a rigorous scientific exploration of MDMA's effects to identify precisely how the drug works, the data from which could be used to develop therapeutic compounds.Do you agree that ecstasy should be studied for its potential therapeutic benefits?
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678 Reviews
I cooked this tonight with rice and the No Carb Spinach Bread. The chicken and sauce has a wonderful flavor and it is very easy to make. I agree, double the sauce ingredients and serve with rice or pasta. I will definitely cook this again and am thinking about trying it with boneless pork chops. Thanks for a great recipe!!!
Very good. Even the kids loved it.
This really surprised me! Even with all the good reviews it just looked to simple to be that good, especially since my family likes very flavorful foods. But this was so good. I did double the sauce ingredients just so we had enough to go over the pasta I served with this. I also add some fresh grated Parmesan to the sauce just because we had some on hand. I think next time I might try it with half and half just to cut back on some of the calories. Thanks for sharing this simple and tasty recipe!!
Thanks for a wonderful recipe. I did the recipe exactly as directed except I lightly breaded the chicken breast with bread crumbs before browning. I don't usually try a new recipe when I am having guest, but it was wonderful everyone loved it! I will make this again and again! Thanks so much.
I tried this recipe last week and my guy raved about it! It was very easy and had an elegant flavor. I will definitely be making it again!
Should I be #44?! This recipe is SO good and easy!! Next time I will use 1/2 the salt it called for, but that's just me :) I plan on keeping it around for a very long time. Thanks Luby!
I really loved this recipe. I would omit the salt next time. it was too much salt! But I think next time i make it and leave out the salt, i will love it even more. I also thought the last bit of butter your suppose to put in, i will leave out, it never really mixed in with the sauce and just looked very oily.
Very easy to make and very delicious! It seems too simple to be this tasty. I wasn't sure if my picky-eaters (8 and 10) would like it, but they both asked for seconds! I served it over rice with green beans and biscuits. Yum! Thanks for sharing!
Well this recipe certainly doesn't need any more rave reviews however, I must add my comments anyway. FABULOUS!! Both hubby and I loved it last night served with Jasmine rice and peas. Very easy to make and the taste was wonderful from the first bite to the last. I think I will pound the breasts next time as one reviewer suggested because there were parts of the breast that were just a bit pinker then I'm comfortable with. Or maybe more the 7 or 8 mins cooking time. Regardless, hubby even commented again this morning how good it was so this is a keeper that will become a regular on my meal plans. Thanks for posting it.
Good. The chicken itself came out tender and very moist. The sauce was a bit too salty, and we didn't enjoy the very smoky flavor as much as anticipated. I think we would have liked this sauce better over beef - it just seemed too strong for the chicken. I am very sorry - I know that many, many folks have loved this recipe and I really thought my family would enjoy it more. This just didn't work out as well for us.


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Doug Kass has appeared numerous times in Barron's, having penned his first guest column for us in 1992, on the case for shorting Marvel Comics stock. Those who want more of his humorous and distinctive views on stocks and companies can follow his blog on seabreezepartners.net or watch his frequent TV appearances. A onetime Nader's raider (he wrote a book about Citibank with consumer advocate Ralph Nader), Kass, 63 years old, invested money for such firms as Omega Advisors, Glickenhaus & Co., and Putnam Management before founding his firm in 1997. In his latest Barron's interview, the former housing analyst talks about the recovery in housing and why he's shorting Goldman Sachs. GS 0.062340253101427594% Goldman Sachs Group Inc. U.S.: NYSE USD160.51 0.1 0.062340253101427594% /Date(1469480473992-0500)/ Volume (Delayed 15m) : 1950330 AFTER HOURS USD160.26 -0.25 -0.15575353560525823% Volume (Delayed 15m) : 5769 P/E Ratio 15.185430463576159 Market Cap 66633355058.5108 Dividend Yield 1.6198367702946856% Rev. per Employee 882446 More quote details and news »
Barron's : You recently cut your long exposure. Why?
Kass: I've been cautious for two years, reflecting the unique structural challenges and head winds that have produced subpar jobs growth and tentative profits growth. Nothing has transpired to make me change my view. Four factors form the potential for a toxic cocktail. First, global growth is slowing. The outlook for corporate profits is worsening, the U.S. is experiencing the third pause in a subpar recovery that began in '08, the euro zone is in recession, and important growth markets like China and India are sputtering. Second, monetary easing is losing its effectiveness. Responsible fiscal policy now holds the key to economic success. Third, the U.S. and euro-zone leaders remain inert and dysfunctional, divided on ideological grounds. At the beginning of the year, I hoped concessions would be made. That hasn't happened. As we move closer to the November elections and the fiscal cliff, election paralysis has set in. Our leaders are acting like grade-schoolers. The European leaders are even less focused on real change. The recent Brussels summit provided baby steps, not bold initiatives. Finally, we have a negative feedback loop hurting confidence in the markets. The potential exists for a further downward spiral in the months ahead.
What happens to the market?
I look at four basic outcomes. First, economic re-acceleration above consensus, which I give a 5% probability. Second, below-consensus growth, a 40% probability. Third, a muddle-through, a 50% probability. Fourth is a recession, precipitated by loss of business and consumer confidence, a 5% probability. This is the worst case. The Democrats regain the White House and the Senate, the Republicans regain the House, and the rancor of partisanship during the debt-ceiling deliberations gives us a further deterioration in confidence. The housing market seizes up. The fiscal cliff is not remedied or addressed. QE3 is instituted, but fails to contain the weakness, because it is pushing on a string. The European recession deepens. We have hard landings in China, in India. Then next year's Standard & Poor's 500 earnings are materially reduced from an expected $116 to $80, and stocks have a huge correction.
"Today's trading is dominated by robots and algorithms. They don't display remorse or conscience." -- Doug Kass Peter Murphy for Barron's
Most positive case: We whittle the cliff, or the gap between currently mandated tax increases and spending cuts, to $150 billion from $500 billion, which only subtracts a half-percent from real GDP next year. In the muddle-through scenario, it goes to $275 billion. The below-consensus growth scenario, it goes to $350 billion. Worst case: We don't whittle it down at all.
If you permit me a metaphor, the market is like a bathtub. Various investors are sloshing around, causing the tub to consistently lose water. There are no inflows to replenish the water. The only active bathers are high-frequency traders doing a disproportionate amount of splashing. They are wild, unpredictable, and don't use soap very often. I suspect the S&P 500 is range-bound between 1280 and 1410 as far as the eye can see, but we face a bias to the downside over the balance of the year.
Yet you recently quoted the late Barton Biggs saying: "When your partner is deeply distressed, depressed, and in a dark mood and offers to sell his share of the business at a huge discount, you should buy it."
Barton was talking about sentiment. Classically, lousy sentiment implies good market value. I'm not so sure that should apply going forward. Since 2007, $400 billion of outflows by individual investors have come out of domestic equity funds, and they committed nearly a trillion dollars to no- or low-yielding fixed-income funds.
Sentiment and expectations are low for a number of reasons. First, a decade of underperformance. Second, two large drawdowns of stocks in the past decade—from 2000 to 2002 and from 2008 to 2009. Three, what I call the screwflation of the middle class, where the average Joe sees stagnating income, while the cost of necessities rises. Buying stocks is low on his list of priorities. Fourth, the flash crash in 2010 scared the crap out of everyone, and we still don't know the reason for it.
Today's trading is dominated by robots and algorithms. They don't display remorse or conscience. They can't read a balance sheet or an income statement. They lead to exaggerated market moves that further alienate hedge funds and retail investors. How can sentiment measures take that into account? Finally, all these market scandals and loss of investor money with Bernie Madoff, Allen Stanford, MF Global, and now Peregrine Financial are important.
Let's have some investment ideas. You are short the brokers. Why?
A few basic reasons. The business model has been disrupted. There will be far less capital-markets activity in the future, in investment banking, proprietary trading, institutional and investment advisory, where competition will be heated. The prop-trading profile wasn't helped by the JPMorgan JPM -0.2654590880699563% JPMorgan Chase & Co. U.S.: NYSE USD63.87 -0.17 -0.2654590880699563% /Date(1469480416939-0500)/ Volume (Delayed 15m) : 7839593 AFTER HOURS USD63.92 0.0500000000000043 0.07828401440425865% Volume (Delayed 15m) : 328659 P/E Ratio 10.82542372881356 Market Cap 234172441580.193 Dividend Yield 3.006106153123532% Rev. per Employee 414752 More quote details and news » [ticker: JPM] trading gaffe or the recent revelation that Barclays BCS -0.49875311720698257% Barclays PLC ADR U.S.: NYSE USD7.98 -0.04 -0.49875311720698257% /Date(1469480595567-0500)/ Volume (Delayed 15m) : 4513063 AFTER HOURS USD8.02 0.0399999999999992 0.5012531328320802% Volume (Delayed 15m) : 43767 P/E Ratio N/A Market Cap 33591780261.7647 Dividend Yield 10.12766917293233% Rev. per Employee 279157 More quote details and news » [BCS] and others manipulated Libor. The next three to four years will be disruptive. Second, on a short-term cyclical basis, industry conditions are very weak. Third, adverse secular changes will translate into considerably lower industry returns on invested capital and profits. And restoring the run rate of return on equity yields more questions than it answers.
If we go back and look at a composite of JPMorgan, Bank of America BAC -0.06954102920723226% Bank of America Corp. U.S.: NYSE USD14.37 -0.01 -0.06954102920723226% /Date(1469480453290-0500)/ Volume (Delayed 15m) : 45041548 AFTER HOURS USD14.37 % Volume (Delayed 15m) : 1379252 P/E Ratio 12.39327296248383 Market Cap 146917301501.249 Dividend Yield 1.3917884481558802% Rev. per Employee 427653 More quote details and news » [BAC], Citigroup [C] and Morgan Stanley MS 0.7261410788381742% Morgan Stanley U.S.: NYSE USD29.13 0.21 0.7261410788381742% /Date(1469480469938-0500)/ Volume (Delayed 15m) : 10434434 AFTER HOURS USD29.22 0.0899999999999999 0.30895983522142123% Volume (Delayed 15m) : 188447 P/E Ratio 13.423963133640553 Market Cap 55468560146.3318 Dividend Yield 2.746309646412633% Rev. per Employee 625494 More quote details and news » [MS], you'll see that back in '07, their return on tangible capital was around 25%. Last year, it went down to 8% because return on equity was cut in half from regulatory and capital-rule changes; there were lower capital-market volumes, and higher expenses.
I can't see that 8% going materially higher, and I would say it will range between 8% and 12%. It will still be cut by further changes in leverage ratios. We'll probably get a recovery in capital-market volumes at some point. We'll probably get higher rates. We'll get regulatory revenue mitigation, like changing pricing, adding charges for checking accounts and debit card use. We'll get lower expenses. That will contribute to a modest net gain from the 8% returns. So trade the sector, don't invest in it.
Take Goldman Sachs gs 0.062340253101427594% Goldman Sachs Group Inc. U.S.: NYSE USD160.51 0.1 0.062340253101427594% /Date(1469480473992-0500)/ Volume (Delayed 15m) : 1950330 AFTER HOURS USD160.26 -0.25 -0.15575353560525823% Volume (Delayed 15m) : 5769 P/E Ratio 15.185430463576159 Market Cap 66633355058.5108 Dividend Yield 1.6198367702946856% Rev. per Employee 882446 More quote details and news » ' [GS] reported 7% return on tangible equity in the second quarter. In the second quarter of '07, it was 25%.
Goldman is already down by 25% over one year, to around $98.
I believe it's a value trap because of the cyclical and secular influences. My price target is $80 a share. You can see the secular change in return reflected in the sorts of business they have begun to ramp up, with a new business unit that will lend more directly to corporations, and expanding investment management.
The swashbuckling style that created 25% to 30% returns from the business of proprietary trading are being buffeted by a wave of new regulations, market turmoil, bad PR. They are reshaping to a lower margin, lower valuation sort of business. I have it in a paired trade that is long Oaktree Capital OAK 0.5009392611145899% Oaktree Capital Group LLC Un U.S.: NYSE USD48.15 0.24 0.5009392611145899% /Date(1469480522440-0500)/ Volume (Delayed 15m) : 107936 P/E Ratio 43.37837837837838 Market Cap 3000076255.58945 Dividend Yield 4.569055036344756% Rev. per Employee 1202700 More quote details and news » [OAK], a defensive alternative-asset manager that trades at a discount to the others as measured by equity capitalization to assets under management. They are conservatively run and have historically been protective of capital in difficult market backdrops. They have the best management and are led by a hero of mine, Howard Marks, who wrote a great book called The Most Important Thing.
What else?
In my last interview with Barron's in 2009 I said my stock of the decade was Altisource Portfolio Solutions ASPS -2.6073004412354592% Altisource Portfolio Solutions S.A. U.S.: Nasdaq USD24.28 -0.65 -2.6073004412354592% /Date(1469480400361-0500)/ Volume (Delayed 15m) : 424718 AFTER HOURS USD24.28 % Volume (Delayed 15m) : P/E Ratio 9.302681992337165 Market Cap 457440598.804169 Dividend Yield N/A Rev. per Employee 116400 More quote details and news » [ASPS]. It was trading at $15 and was spun off from Ocwen Financial OCN 5% Ocwen Financial Corp. U.S.: NYSE USD1.68 0.08 5% /Date(1469480522355-0500)/ Volume (Delayed 15m) : 1082360 AFTER HOURS USD1.68 % Volume (Delayed 15m) : P/E Ratio N/A Market Cap 198166396.995878 Dividend Yield N/A Rev. per Employee 151768 More quote details and news » [OCN], which I also own. The real positive influence of the U.S. economy to me is the housing market, which is embarking on a durable multiyear recovery that will continue through the balance of the decade.
Kass' Pans...
|U.S. Treasury Bonds
|...and Picks
|Source: Bloomberg
The two beneficiaries are Altisource and Ocwen. Altisource now trades at $76. I still like it as much. It provides services in terms of asset recovery of defaulted mortgages. It is one of the few companies I know that is experiencing 45% to 50% revenue growth and doubling earnings in a tepid environment.
Ocwen is the largest subprime-mortgage servicer in the U.S. Banks are disaggregating themselves from the mortgage-servicing business, which tends to be capital-intensive and is now considered a noncore business.
In the past year, Ocwen purchased nonprime mortgage-servicing portfolios from Goldman Sachs, Morgan Stanley, and Barclays. Its platform now has close to $150 billion of servicing assets in its portfolio. When the loans default, the business goes to Altisource. Altisource will probably earn in excess of $5 a share this year. Ocwen will earn close to $2.50. I think Altisource will trade in excess of par, and in the fullness of time– i.e., in the next year or two–Ocwen can go up as much as 50%.
For-profit education is a longstanding short theme for you.
Private education is a very poor value proposition. There is substantially growing competition from nonprofit universities that have already begun to tease customers by offering free courses. Consensus estimates of earnings are dreams that will turn into nightmares. The stocks have been halved. My largest and favorite short in for-profit education is Grand Canyon Education LOPE -0.8070258723000238% Grand Canyon Education Inc. U.S.: Nasdaq USD41.79 -0.34 -0.8070258723000238% /Date(1469480400099-0500)/ Volume (Delayed 15m) : 195613 AFTER HOURS USD41.79 % Volume (Delayed 15m) : P/E Ratio 13.976588628762542 Market Cap 1975307296.93634 Dividend Yield N/A Rev. per Employee 222200 More quote details and news » [LOPE]. It trades at $17, and my price target is $8 to $10.
Anything else?
If I want to be long domestic housing-related stocks like Altisource and Ocwen, it follows that I want to be short companies exposed to the disarray in Europe and the prospects for an extended period of slow growth.
The first is American Express AXP 0.0777846919726198% American Express Co. U.S.: NYSE USD64.33 0.05 0.0777846919726198% /Date(1469480433883-0500)/ Volume (Delayed 15m) : 3047812 AFTER HOURS USD64.33 % Volume (Delayed 15m) : P/E Ratio 11.325704225352112 Market Cap 59458998870.8496 Dividend Yield 1.8032022384579511% Rev. per Employee 642737 More quote details and news » [AXP], which missed in the second quarter. The rate of growth in its bill business dropped by half in that quarter from the first, principally because of exposure in Europe. Earnings estimates face a geographic head wind. There's also a competitive head wind, from offerings like the JPMorgan Sapphire card. Even Goldman Sachs just started a consumer bank that will be a competitive threat to American Express.
The second is Henry Schein HSIC -0.4594265471050592% Henry Schein Inc. U.S.: Nasdaq USD179.83 -0.83 -0.4594265471050592% /Date(1469480400142-0500)/ Volume (Delayed 15m) : 220288 AFTER HOURS USD179.83 % Volume (Delayed 15m) : P/E Ratio 30.74017094017094 Market Cap 14826044202.3596 Dividend Yield N/A Rev. per Employee 572580 More quote details and news » [HSIC], one of the largest distributors of dental equipment, both consumables and heavy equipment like X-ray machines. It also has a veterinary business. The valuation is relatively high. I think Henry Schein will guide lower in the second half because 35% of its revenue base is non-U.S. Of that, probably 75% is in Europe. It is a serial acquirer that has made probably 50 acquisitions in the past five years. Also, I see a more difficult environment for the consumer in the years ahead as deleveraging continues. A lot of dental expenses are postponable and discretionary. The stock is virtually at its all-time high.
Finally, my favorite short of the next decade is the U.S. bond market, for those that possess deep enough pockets, have the fortitude and the patience. I am long ProShares UltraShort 20+ Year Treasury TBT 0.22271714922049% ProShares UltraShort Lehman 20+ Year Treasury U.S.: NYSE Arca 31.5 0.07 0.22271714922049% /Date(1469480400038-0500)/ Volume (Delayed 15m) : 1583929 P/E Ratio N/A Market Cap N/A Dividend Yield N/A Rev. per Employee N/A More quote details and news » [TBT], which is the inverse, double-short bond ETF. Over the past 2½ years, bonds have achieved a near 60% total return. A remarkable feature is the consistency of positive returns and the absence of many drawdown years of consequence. Nevertheless, they should be viewed as a return-free asset class that is very risky. The 10-year yields under 1.5%, less than half the yield during the recessions in 2001 and 2008. That means I am paying over 65 times earnings for a 10-year-bond, a rich price even by Amazon's or LinkedIn's standards.
A taxable investor who buys the 10-year pays about 40% to Uncle Sam in taxes. So his after-tax yield is 0.9%. The inflation rate is 2%. So the investor is getting a rather large negative return. A diminution of the flight to safety is a first possible disruptive factor.
Other factors that form the basis for my bond short are that the muddle-through economy might gain speed, that Fed policy stays on hold, that inflation will ultimately rise, that housing is embarking on a durable recovery, that ultimately there will be a large reallocation of investment out of bonds into stocks, and that U.S. fiscal imbalances are not being addressed, so bond vigilantes who will demand higher yields are likely to appear.
Every year, you predict potential surprises for the market. What's the biggest one for the second half?
That Obama wins by a substantial plurality and that the Democrats regain control of the Senate and don't have control of the House. The market feels that Romney is far more pro-market than Obama. In this case, I think you could have a further drop in valuations, beyond what you might expect from a difficult second half for corporate profits.
About 70% of the companies that reported earnings so far have beaten expectations. But 65% have missed the top line on sales. If the election result means that Congress becomes more dysfunctional, the market is in big trouble.
Thanks, Doug.
E-mail: firstname.lastname@example.com


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Not sure if this is the best forum to post this in or what, so mods feel free to move it if need be.
Currently our site uses an invoicing system that invoices the user for their outstanding balance each month; so if they rack up $35 of fees in month #1 they will be sent an invoice for $35; if they don't pay it and rack up another $35 in month two their next invoice will be for $70.00.
We just purchased some billing software so we can better manage accounts (Blesta) and I am using their API to help build it into our site and send out invoices via it.
However, Blesta seems to prefer you to send out invoices for that particular months fees; so in the above example the user would get two separate invoices for $35.
So, I'm trying to change our system to work that way, but I'm having trouble coming up with a way to correctly do it.
We have a field in our users table that holds their outstanding balance and we also have a table that holds all their associated fees for they get, tracked separately, including any refunds / credit adjustments.
I've thought of just calculating up the fees from that table for the particular month to get the invoice amount, but it won't really work because:
Consider this situation..
Say they got a $30 credit in month one, so we didn't send them an invoice for that month........ then in month #2 they spent $5...... but if we just calculate by the month we would be sending them an invoice for $5 when they still have $25 credit remaining
Then to counter that, say we only send them an invoice if their outstanding balance is in debit..... that won't work either because:
Consider this situation..
Month #1 they got $30 credit so no invoice is sent, month #2 they spent $35........ they have a balance due, so we should invoice them for $5, but their monthly spend came up to $35 so it would end up invoicing them for $35 instead
I thought of another method as well but that also had a flaw.
Our table that tracks all the fees/refunds structure looks like this:
Any ideas here!?


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Andy Samberg's New Rap Name is Well Suited to the Times We Live
By Dustin Rowles | Videos | June 5, 2013 | Comments ()
The Lonely Island crew have a new album dropping next week, The Wack Album, and ahead of its release, they're teasing a new song or video every Wednesday. This is the latest, which features Samberg spelling out his insanely long rap name. I tried to keep up but lost track around the third word.
Try to spell out the rap name without looking. I'll put the answer in the comments.
(via Vulture)
Pajiba Love Express
Here's some Daveed Diggs for you. On Daveed Diggs' digs, actually. That man does things with clothes that should not make sense, but are absolutely perfect. (Go Fug Yourself)
Woody Allen has "so moved on" from his daughter's accusations and says he never even thinks about it. He equates her words about him to a bad review he won't read and comments on how wacky it is that Mia Farrow is his mother-in-law. He is the worst. (Celebitchy)
Not The Worst but still very gross: Leonardo DiCaprio and his
Here are 5 under-the-radar shows. I had never even heard of the first two. (Uproxx)


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Pam Sutherland
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November 8, 2010: Pam Sutherland has been named group chief information officer at Oxford University Press. She had been operations director at Oxford Journals. (Publishers Lunch)


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4. Die Hard1988
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The film that made Bruce Willis an action icon also created a subgenre -- the "Die Hard Scenario," where the movie takes place in limited location: A single building, a plane, a bus or a boat. When enemy agents seize the location and take hostages, a single hero must employ guerrilla warfare to save the day.
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TOKYO Japan's Sony Corp said on Wednesday it will raise 150 billion yen ($1.9 billion) through a sale of convertible bonds, a third of which will be used for investment in Olympus Corp.
Sony will issue the five-year bonds convertible into own shares also to finance the acquisition of U.S. firm Gaikai Inc, to pay for a planned ramping up in CMOS image sensors and repay debt, it said.
Kazuo Hirai, who took over as CEO in April, has pledged to rebuild Sony around gaming, digital imaging and mobile devices, and nurture new businesses such as medical devices, as the TV business shrinks.
Sony, the maker of Bravia TVs, Vaio laptops and PlayStation game consoles, in September agreed to become the biggest shareholder in Olympus Corp to develop medical equipment businesses.
Sony hired JPMorgan Chase & Co, Goldman Sachs, Nomura Holdings and SMBC Nikko Securities to handle the offering.
(Reporting by Junko Fujita and Mayumi Negishi; Editing by Michael Watson and Muralikumar Anantharaman)
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- Heavy rain or burst water mains can cause flash flooding, which can quickly overwhelm drainage systems. ...Tuesday 5 November 2013
- Tuesday 20 August 2013
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10 Reasons Why Obama Should Not Nominate New Supreme Court Justice
As you already know, Antonin Scalia, one of the United States Supreme Court's nine justices, had died several weeks ago, and Barack Obama had nominated Appeals Court judge Merrick Garland to replace him. Republican politicians have voiced their opposition to the very … Continue reading
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Last weekend, Antonin Scalia, one of the nine Supreme Court Justices, had unexpectedly died at age 79, leaving the Supreme Court divided 4-4 between liberal and conservative justices. Republicans politicians insist that president Obama shouldn't nominate anyone to replace Scalia until the new … Continue reading
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10 Actual Reasons Why America Has So Many Mass Shootings (Nope, Not Guns!)
Last week, a high-profile mass shooting in California made headlines – but by some counts, there have already been over 300 mass shootings this year alone. As always, liberals are pushing the crazy idea that the easy access to guns is causing all these … Continue reading
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As a result of the Syrian civil war and various other conflicts, there are over ten million displaced persons worldwide, and recently the United States had offered to accept 10,000 Syrian refugees on humanitarian grounds. However, after recent terrorist attacks … Continue reading
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Help Return Manatees to the Wild
Welcome to the Manatee Rescue & Rehabilitation Partnership
Our Mission:
To inspire and advance manatee conservation by partnering cooperatively in manatee rescue, rehabilitation, release, and monitoring efforts; improve understanding of manatee biology and health through scientific research; and promote stewardship and financial support through public education.
Our Vision:
To support, enhance, and inspire conservation and stewardship of manatees.
News and Events
The Christian Science Monitor: Why Are Florida's Manatees Dying Again?
Tampa Bay Times: Manatee Calf Named For 'Star Wars' Character Released Near St. Petersburg After Rehab
WFLA: Crews Rescue Mother, Baby Manatee in Clearwater
Orlando Weekly: Mother Manatee and Calf Released Back to the Wild After Being Struck by Motorboat
Fox 13 News: Mama, Baby Manatee Released Back Into Wild
WPTV: Recovered Manatee Released
Patch.com: Manatee's Release Goes Off Without A Hitch
Post and Courier: Manatee Rescued in December Returns to the Lowcountry
Local 10 News: Manatee Rescued by FWC, Local Citizens After Being Found In Distress Off Plantation Key
Georgia Aquarium: More Georgia Manatees Tracked to Map Movements, Assess Health
Space Coast Daily: FWC Rescues, SeaWorld Rehabilitates Three Manatees; Mother and Calf Included
USFWS:Service to Propose Status Upgrade for West Indian Manatees
Naples Daily News:Rehabilitated Manatee Released Near Marco Island
NBC 6:Rehabilitated Manatee Returns to Warm Florida Waters
The Post and Courier:Manatee Rescued in Cooper River to be Released in Florida
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What does AFTVI stand for?
AFTVI stands for Aortic Flow Time Velocity Integral
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- Army Future Training and Test & Evaluation Requirement
- Air Force Tactics, Techniques, and Procedures (US DoD)
- Air Force Technical Training Publication (US DoD)
- Advocates for the Underdog
- Air Fighter Training Unit (Australia)
- Association des Femmes Tunisiennes pour la Recherche et le Développement (French)
- Association of Free Trade Unions of Slovenia (Slovenia; trade union)
- Air Force Television (US DoD)
- Association of French Teachers in Victoria (Australia)
- Altanbulag Free Trade Zone (Mongolia)
- Arvand Free Trade Zone (Khuzestan, Iran)
- Abingdon Film Unit (UK)
- Accelerator Functional Unit
- Active Force User (Lego Star Wars)
- Advanced Flying Unit (various locations)
- Age of First Use (substance abuse)
- Aggregate Function Unit
- Air Freight Unit (Pakistan)
- Airline Filter Unit


text:
Star of Ancient Aliens. Author, Gods or Ancient Aliens? Publisher, Legendary Times Magazine. Founder, Ancient Alien Society. World traveler and adventurer.
Face Tags
Had a RELEVATORY day at Danville Metal Stamping w/ Chris Dunn & Paul Francis shooting AA4... MANY Eureka moments...
Ancient Aliens. Season 4. Night shoot.
Sexiest room EVER. Yes, that's the shower separating the bedroom from the bathroom. SO kinky... ;)
Happy 2012 everyone... may beauty lead your path...
Mission Inn, Festival of Lights
With wayne s. demilia (center) my old friend and mentor. Joel parker on the right, arnold schwarzenegger's former pr agent.
Dinner with two classic pro bodybuilding icons, robbie robinson and boyer coe. Good to meet up with two old friends.
On the set of Ancient Aliens Season FOUR. Day 1. @tsoukalos @philipcoppens
They start young in hamburg, ny... ;)
Just checked into Pankot Palace. Dinner? Chilled monkey brains!
Room 69... Appropriate.
EPIC podcast w/ @joerogan, @eddiebravo and @redban We def broke joe's crazy meter...
On hallowed ground. Ernest M. Hemingway's writer's den at his home in key west.
Cigar. Book. Greyhound. Beach. (Take note of the order. Thank you.)
Doesn't get any better than this.
Rogan fan @melanieweisner implementing social media LIVE AA style!
Mandalay bay, las vegas, with ancient aliens diehard @joerogan
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