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DEFINITION of 'Net-Worth Certificate'
An instrument used by the FDIC starting in 1982 as part of an effort to save failing banks and thrifts by providing capital. When deposit-rate restrictions that had existed for decades were lifted, banks and thrifts found themselves having to pay out more in interest on deposits than they were earning from their long-term investments, such as 30-year fixed-rate mortgages and government bonds. Net-worth certificates gave the banks and thrifts time to resolve their problems.
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BREAKING DOWN 'Net-Worth Certificate'
During the 2008 financial crisis, some people, including former FDIC chairman William Isaac, suggested reintroducing net-worth certificates to rescue struggling banks while using minimal government intervention.
Thrift BankA financial institution focusing on taking deposits and originating ...
ThriftThrifts are savings and loans associations. Thrifts also refer ...
Call ReportA report that must be filed by all regulated financial institutions ...
Federal Deposit Insurance Corporation ...The U.S. corporation insuring deposits in the U.S. against bank ...
Agency Matching ContributionsA benefit that federal government employees receive under the ...
Purchase And Assumption - P&AA transaction in which a healthy bank or thrift purchases assets ...
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a wonderful man who is intelligent beyond words and cares incredibly about people. he is unbelievably handsome and kind. he loves beyond measure and is a one in a billion type of guy.
peter rohloff is the best thing that has ever happened to me.
by jlynrohl August 31, 2010
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I was so pleased with this ring from the moment I opened the package. It sparkles, fits so well and is very comfortable. I was a bit concerned that the eternity aspect of the ring would be uncomfortable but not at all..it feels just as my other rings do with only 12 or 13 jewels on them. I think the size of the jewels allows one to think this ring is actual diamonds. Essentially, I am pleased with this purchase and just may go back for a look at a princess cut eternity band to purchase as well !!
- How did the image on site compare with the actual product? Ring is lovelier than seen on the image.
- How accurate was the sizing? Sizing is accurate.
- Please tell us about the quality of the product. I feel the quality is very good for this ring.
I'm EXTREMELY disapointed in this ring. This was supposed to be my wedding ring. Bought it the last week of June 2012 for our wedding on 7/3 and I've been wearing it since my wedding day. It's now 9/15...just 2.5 months, and the white gold is wearing off the brass ring. Overstock doesn't include in the description what the gold is overlaying...and you only find out when you get the ring, cause it says it on the bag it comes in. I'm not happy with this ring, and if it weren't for being my wedding band, I wouldn't wear it. Needless to say I am buying NEW!
- How did the image on site compare with the actual product? When it's new before wearing, PERFECTLY represented...just don't wear it!
- How accurate was the sizing? VERY accurate.
- Please tell us about the quality of the product. The quality is HORRIBLE! The stones aren't set well and the gold wears off quickly.
This ring looks cheap - more like a gumball machine prize than a faux diamond ring. I purchased this, hoping to wear it in place of my wedding band during later pregnancy. I am returning it, as it looks and feels cheap.
- How did the image on site compare with the actual product? Looks much more glassy than in picture.
- How accurate was the sizing? Sizing was fine
- Please tell us about the quality of the product. Cheap look and feel.
Saw negative reviews from 4 years ago and was surprised. When I got my ring in the mail (lovely packaging) I could not have been more please. The ring wears comfortable and looks like I spent thousands of $$. I wear it every day and stones and ring look as good as the day is arrived. Highly recommend!!!!
I bought this ring thinking it would be really nice, for 1 it's not a size 6 as described. I wear a size 6 and can't get it on my finger without forcing it and then it's too tight on, and 2 when I got it it sparkled nice then by the time I got home from a few hours at the zoo and an appointment I cleaned it. By the time I went to bed it had lost it's sparkle again, 3 when it came it came in a baggie that was labeled "Brass." I am gonna have a Jeweler check and see if it's really a 14K White Gold Cubic Zarconia because I really don't think it is, my finger is now swollen, red and soar from wearing this MISS SIZED ring.
- How did the image on site compare with the actual product? Was exactly as the Immage but came in a litle baggy labled Brass
- How accurate was the sizing? Wasn't accurate I wear a size 6 and can't get it on my finger with out force and is VERY TIGHT on my finger
- Please tell us about the quality of the product. Not that great
I am wearing this as a space holder while we save up for my real wedding band that I really want and now I am not sure that we need to spend the money on the real one! It is great! For a budget bride I totally recommend it!!!! My fiance will be stoked when i tell him that I found this compared to a 1500 dollar option =)!
- How did the image on site compare with the actual product? This image on the site is very comprable to what I am looking at right now.
- How accurate was the sizing? Sizing was right on the money.
I just love it..My gold band doesn't fit anymore and instead of having it resized I decided to order this one and I just LOVE it!
- Did the image onsite match the product? yes
- Did the product fit true to size? yes
- How is the quality of the product? excellant
I fooled several friends with this ring. It looks real & is very comfortable.
Although the rim of the surrounding stones has worn out... the surrounding rim looks gold, and the rest is shiny silver. Which I don't mind, it looks good. I ware it all the time on my pinky.
Very saddened that in such a short amount of time, the band is tuning a copper color. I can no longer wear it because of the copper color, it does not match the set.
Pretty ring, but I returned it because it didn't fit.
This goes with all my jewelry. I'm a white metal person. Nice ring and the setting is good. Would recommend
This is great smooth on and looks heavy band strong,not afraid to have on .
Love this ring. Each stone is beautiful and set perfectly in a channel. This ring is a steal & prettier compared to any other ring I have ever bought online before.
The silver finish has worn off already so it looks like it is set in copper instead of silver.
Pretty ring but turned my green after a couple of days.
lovely piece for good price
This ring is beautiful! You get what you pay for and more!! It is a great piece to add to any outfit! YOU CANT WEAR PLATED RINGS 24/7!!!!!! Its a $20 cz ring!! You can paint with clear nail polish or any chip free top coat AND YOUR RING WILL LAST FOREVER! NO SOAP,LOTION,CLEANER !!!!!WEAR,WIPE AND PUT UP DRY!
Does offer a little bling but very light weight and I have to return because even at a size larger than my usual ring size, it's too small
This ring is perfect especially for the price. I don't know what issues some of the others had, but I have had mine for over a year and it still looks great. I see it is on sale so i am buying another one for me and one for my niece. VERY highly recommend..


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Aalia Shaheed
Aalia Shaheed is a graduate of the 2015 Ailes Junior Reporters Bravo class. Check out her work as a Junior Reporter below. more
Online & On Air
Aalia Shaheed
Aalia Shaheed is a graduate of the 2015 Ailes Junior Reporters Bravo class.
Shaheed graduated from the University of Georgia in May 2013 with Bachelor's degrees in Broadcast Journalism and Spanish.
During her time at the University of Georgia, she served as an anchor and reporter for Grady NewSource, a live student-run news program. Shaheed also helped create Noticiero Grady, the University's first-ever Spanish language television news program.
The daughter of a Muslim-American father and a Christian mother, Aalia considers herself lucky to have been raised by two people who educated her about their respective cultures, but allowed her to become her own person. Aalia loves to cook, kick-box, meet new people and cheer for the Atlanta Falcons.


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Creative Arts Inspiration: When a Person Really Desires…Sunday, April 26th, 2015
"When a person really desires something, all the universe conspired to help that person realize his dream." ~Paul Coelho
"When a person really desires something, all the universe conspired to help that person realize his dream." ~Paul Coelho
Tags: desire, dream, Paul Coelho
Posted in Goals, Quote | No Comments »
Way back when we were kids, we learned to ask for permission. It was perfectly normal, and we were good at following instructions for the most part. This continued through school and likely in our corporate jobs, if that's where our path led us.
Before I really began coaching creative entrepreneurs on a formal basis, I can remember a conversation I had with my friend Barbara. Barbara wanted to leave her corporate job and turn her passion at art into a business, only she was waiting for someone to affirm her decision that it was OK. She asked me what I thought. She asked our circle of friends. She asked her sister. She asked her mom. She asked her husband.
She wanted someone else to say that she was ready, that her work was good enough, that she would be successful. In other words, she was looking for permission outside of herself to take a chance on herself, to invest in her own skills and talents.
When did it become necessary to get permission from someone else to live our own lives? Sure, Barbara did need to talk with her spouse to make sure their family needs were met. Ultimately the decision was really Barbara's.
What happens when you wait for permission? Ultimately I think it cheats both you and others. You because you are putting off being extraordinary at being yourself. And others because you are denying them your gifts.
If you are someone who recognized you are waiting for permission, here are a few tips:
It's hard to visualize someone as a leader if she is always waiting to be told what to do."
Cheryl Sandburg, Facebook
Please share a time that you didn't wait for permission and what happened as a result.
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Please do! Just use it in its entirety and be sure to include the blurb below:
Morna McEver is the founder and CEO of the International Association of Creative Arts Professionals where creative arts entrepreneurs craft business success. Her weekly e-zine offers tips, techniques and inspiration to help you craft business success from your creative arts passion. You can sign up for a FREE subscription at http://www.creativeartsprofessional.com.
See the ICAP blog at http://www.creativeartsprofessionals.com/weblog/
Tags: planning
Posted in Business, Goals, Planning | 2 Comments »
When was the last time you took a vacation? I know it can sometimes be hard for those of us who are entrepreneurs to let go. After all, will our business run without us? Can we trust being partially or totally unplugged? When can we possibly find the time to go on vacation with all we have to do?
Truthfully, we all need time to relax and recharge. If we don't allow time for that, I believe in the end, we are not as effective at our businesses, and it is ultimately detrimental to our overall health and well-being.
For me, the best way to insure a vacation is to schedule it. Calendarize it, even pay for it ahead of time, so it becomes a non-negotiable.
While I believe that any getaway to recharge and refocus should be a priority, we have lots of other priorities in our lives that don't always get on the calendar.
Have you thought about what you say are the priorities in your life? That can be watching your kids or grandkids play soccer, yet when the game comes up, you've got something else to do. It can be spending quality time with your spouse by having a healthy dinner together, yet you continue to work well past dinner time. It can be your own self-care, that swim class that renews you, yet you miss it continually. It can be something as simple as setting aside 10 minutes a day to meditate, only again you can't find the 10 minutes.
Yes, we all have "things" that come up, but do we focus on our priorities? In order to get back on track, here are four steps:
The first time did this exercise, I was surprised by what I said was important and how it wasn't reflected in the time in my day. When I start to feel disconnected, I will go back and do this again.
Please share what you discovered in the process.
– – – – – – – – – –
Please do! Just use it in its entirety and be sure to include the blurb below:
Morna McEver is the founder and CEO of the International Association of Creative Arts Professionals where creative arts entrepreneurs craft business success. Her weekly e-zine offers tips, techniques and inspiration to help you craft business success from your creative arts passion. You can sign up for a FREE subscription at http://www.creativeartsprofessional.com.
See the ICAP blog at http://www.creativeartsprofessionals.com/weblog/
Posted in Goals, Planning | 4 Comments »
Some of you know that I pick a word to guide and inspire me through the year, to serve as a focus or intention as I face each day. I started this practice back in 2005 or 2006 and have shared this story before. At that time, I was actively practicing yoga and in a class, Kathy, the owner of our studio, passed a basket with words. I chose one, openness, and I didn't really like it. After all, the woman next to me picked love, which I thought was so much better. I asked to draw a new word and Kathy told me the word had picked me and I was to go with it. I put the paper with the word "Openness" on the computer where I could see it every day. I was not sure what would happen, but I just started seeing all kinds of things around me. I guess I was "open."
Since that time I have had lots of different words to guide me through the year, including abundance, challenge, joy, consciousness and last year's word "Trust." I wanted to trust that I would make the right decisions, that I would not second-guess my decisions, that the chances I took would work out. And, yes, I could see a difference in how my choices played out.
For me, this was a better idea than making a New Year's Resolution. So, why did I make the switch from resolutions to an intention? It came down to the kind of person I wanted to be, not all the stuff I wanted to do or have. Sure, I could have the same resolutions everyone else made: lose weight, get organized, exercise more, the list goes on. But that did not work because I was still "being" the same person. I had to make a choice to "be" a different person. That is what has made the difference, focusing on being.
So here we are, a week into 2015, and I have been thinking of my "word." I started by listing a group of words I found appealing: bounty, mindfulness, connections, persistence, gratitude, harmony, possibilities, thrive, awareness, exploration. And, while they resonated, they did not resonate enough. Next, what I did was think about what it is I wanted in my life and my business, and the answer I kept coming back to was to fully experience what was in front of me, whether that was a person, an experience, an activity, a challenge. It was about being present; it was about being connected; it was about being committed; and it was much more. So I just ruminated on "fully experience." Actually, you could say I slept on it. When I awoke on Monday morning, the word "engaged" just came to me. That was it. I wanted to be or feel engaged. I went to the dictionary and found the following definition: "to establish a meaningful contact or connection with." Meaning and connection.
Have you picked a word to guide you for the year? If you have not, give it a chance. You just need to think of the quality or direction that you want your year to take. Need some help getting started. Think about what you might have resolved to do and ask yourself what quality is necessary for that? Or try a search online for character qualities and go from there. Lots of people immediately come up with a word that resonates with them. Others need a bit more time. My best advice is think of a word, mull it over, and if it keeps showing up, that's the one.
Once you come up with your word or intention, what do you do with it? Here are three tips:
What word did you end with? And, if you picked a word last year, how did that make a difference? Share your word below to make that commitment and see what you can create in 2015!
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Please do! Just use it in its entirety and be sure to include the blurb below:
Morna McEver is the founder and CEO of the International Association of Creative Arts Professionals where creative arts entrepreneurs craft business success. Her weekly e-zine offers tips, techniques and inspiration to help you craft business success from your creative arts passion. You can sign up for a FREE subscription at http://www.creativeartsprofessional.com.
See the ICAP blog at http://www.creativeartsprofessionals.com/weblog/
Tags: engage, Intention, Intentions, New Years, openness, resolution, resolutions, trust
Posted in Goals | 4 Comments »
The trade show season brings with it a lot of opportunities. Your work is being seen by more people than you can imagine, and they are people who can help raise your profile in the industry. I know several of my clients came back from Quilt Market with new opportunities to consider, including a sales job offer from a thread company, the chance to create quilts for fabric company booths, a potential distributor connection, interest in fabric design, and the opportunity to write a book.
Pretty cool, right? That is what we all think right away — all these opportunities that could lead to fame and fortune. That is, if they actually pan out how we think.
The problem is that all those opportunities do sound cool, and they are for the person making the offer. The opportunity fits their business agenda.
But, the real question is, does it fit your business agenda?
I know how easy it is to get caught up in possible potential and forget to take a look at how the opportunity really fits with your business goals. I have had my turn at this.
So, how do you decide what to do with the multiple opportunities? I think that you ask a series of questions for each opportunity?
If you have really looked at the opportunities and decide that any are right for you, then go for it and make a plan to fit them in to your schedule.
What questions do you ask when you get a cool opportunity that you don't want to miss? Let me know below or leave a comment on the Facebook page.
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Please do! Just use it in its entirety and be sure to include the blurb below:
Morna McEver is the founder and CEO of the International Association of Creative Arts Professionals where creative arts entrepreneurs craft business success. Her weekly e-zine offers tips, techniques and inspiration to help you craft business success from your creative arts passion. You can sign up for a FREE subscription at http://www.creativeartsprofessional.com.
Posted in Business, Goals | 1 Comment »
Recently I have been talking with several of my clients about what seemingly little things they put up with. Yes, and some of the big things, too. We all have what could be called "tolerations," those situations, problems or things that are really solvable, but that we let stay unattended. What happens? They bug us on occasion, and, more importantly, they zap our energy. Sure, we can put up with a few items, but most of us let the list grow. And, we start to compromise on those items. You know, maybe it is not really that bad. The problem is that you start to desensitize yourself to all the good around you.
So, how do you get control on those tolerations? First, admit you do actually have some! For starters, make a list of what you are tolerating. I do not think it will be hard to come up with 20, and I am sure you will get more if you get started listing them. So set aside 15 minutes and start your list. You might even do this walking through your house or office. I wlil admit I have one set of curtains that circle the floor. (No, they are longer than what is fashionable.) Every time I look at them, I think I should just take them down, run a quick seam and be done with them. It is such a simple, little thing, yet it takes energy from me every time I go through the room. So start that list and keep at it. It might be the dead plant you leave thinking it will suddenly grow shoots. It might be the clutter you live with. It might be your kids' socks that never seem to leave the family room floor. It might be the stack of library books you have got in the car you are meaning to take back. It might be something your spouse always says that you that you live with rather than create waves. Look at all areas of your life: your business, your home, your car, your environment, your habits and behavior, and the habits and behavior of those you interact with.
Next, ask yourself for each of these tolerations what you are getting from it. While it may seem odd, you have some benefit for not addressing the toleration. You also have costs for each of the tolerations, so identify those. Once you realize what the benefits and costs are, it becomes easier to take action.
Decide that you are ready to take action on the tolerations and start at the top of your list. At some point, it really will hit you that you do not want to tolerate any longer. Just tackle one toleration each day. If I can decide today to hem those curtains, you can pick something on your list. And, watch what happens: you will build momentum towards eliminating the tolerations and you will find more energy.
What are you tolerating that you commit to eliminating?
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photo credit: Tanja FÖHR via photopin cc
Posted in Business, Goals, Inspiration | 2 Comments »
Last week was such a storm-filled one that I found myself searching for rainbows each time the rain stopped. And, I found a real beauty just across the street. I started thinking about the fact that rainbows are dependent on the storm and started comparing that to our business life.
My first thought was that we all have storms in our business, whether that is feeling overwhelmed by our work or not being able to get done what's on our list because a "crisis" or storm brews. Times we are not in control. We also have financial storms, weeks or more with dismal sales.
The thing is all the storms pass, and we hopefully have rainbows: turning those to-dos into ta-das or developing better sales the next week. Is it possible to get to the rainbows without the heavy storms? Maybe yes, maybe no. Here are just a few ideas to consider:
Do you ever look for rainbows in your business? What is your tip to find more rainbows?
Tags: cycles, Sales
Posted in Finance, Goals, Planning, Sales | No Comments »
Mark Twain has been quoted as saying,
"Eat a live frog first thing in the morning and nothing worse will happen to you the rest of the day," and
"If it's your job to eat a frog, it's best to do it first thing in the morning. And if it's your job to eat two frogs, it's best to eat the biggest one first." (In actuality, the original quote goes back to Nicolas Chamfort, who lived in the 1700s.)
So why do I suggest starting your day, your breakfast, with a frog? We all have lots on our "to do" list, and I am sure I am not the only one who will look for the easy project first.
The idea with starting with the frog is to get the big item done first, the one that might scare you, the one that you would usually put off, the one that probably has the biggest impact in your business. I think we keenly know this as procrastination!
I'm putting out a challenge right now. Look for the frog and do that first.
Look at it as the start of a new habit. Let me know what your frog is and how eating the frog first works for you.
photo credit: pattoise via photopin cc
Tags: List, project, To-Do
Posted in Goals, Planning | No Comments »
Last week my eldest niece graduated from high school. An honor student, she plans to attend the University of Wisconsin in the fall. I am crushed that she will be so far from home; yet I know she will flourish there. As I was taking part in all the festivities over the weekend, I thought about some of what I learned from her.
I know lots of you have family graduations around this time. What did you learn from your graduate? Leave a reply below, or log onto to Facebook and leave a comment.
Tags: balance, celebrate, grateful, humor
Posted in Goals | No Comments »
This past Friday I gave the keynote at the Studio Art Quilt Associates Conference. I had a great time connecting — and reconnecting — with so many talented artists. My talk was titled "Starving Artist No More: 7 Steps to a Profitable Creative Arts Career."As the title suggests, I spent a lot of time talking about your mindset. One of my slides included a favorite quote from Mika Brezinski on knowing your value, which I will share below. From my experience working with creative entrepreneurs, I often find they struggle with determining a value for their work and then charging for it. Here are some tips for dealing with worth.
Tags: blog, charge, charging, Mika Brezinski, value
Posted in Finance, Goals | No Comments »
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Helena Dowling
Helena Dowling was born in 1982 in Tamworth, Staffordshire, England. She is known for her work on Totally Frank (2005), Clap! (2014) and Being Frank (2006). See full bio »
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text:
A couple of years ago, before I knew about Stack Overflow, I was working in an office with a lot of competition between the programmers. There, I had to code a web page in PHP with Drupal, that needed to get data from another site by RSS. What happened was that there was no way to get the data beforehand: the data depended on the content of the page which itself was dynamic, so the page stopped loading for a couple of seconds while PHP went to get the RSS data. That was bad. The page depended on a couple of parameters out of a huge list. So fetching all possible combinations in davance was out of the questions. It was some sort of search page, that included the results of a sister site, I think.
The first thing I did to improve that was to set up a caching system. When the page was loaded, it launched a Javascript method that saved the RSS data back into the database for this specific page, using AJAX. That meant that if the same page was requested again, the old data would be sent immediately. and the AJAX script would get the cache updated with the new data, if needed. The Javascript pretty much opened a hidden page on the site with a GET instruction that matched the current page's parameters. It's only a couple of days later that I realised that I could have cached the data without the AJAx. (Trust me, it's easier to spot in hindsight.) But that's not the issue I'm asking about.
But I was told not to do any caching at all. I was told that my AJAX page "exposed the API". That a malicious user could hit the hidden page again and again to do a Denial of Service attack. I thought my AJAX was a temporary solution anyway, but that caching was needed. But mostly: wasn't the DoS argument true of ANY page on the site? Did the fact that my hidden page did not appear in the menus and returned no content make it worse?
As I said, there was a lot of competition between programmers, so the people around me, who were unanimous, might have been right, or they may have tried to stop me from doing something that was bad because they were not the ones doing it. (It happened a lot.) But I'm still curious. I was fully aware that my AJAX thing was a hack. I wanted to change that system as soon as I found something better, but I thought that no caching at all was even worse. Which was true? Doesn't, by that logic, ALL AJAX expose the API? If we look past the fact that my AJAX was an ugly hack, was it really that dangerous?
I'll admit again and again that it was an ugly, temporary fix, but my question is about having a "hidden" page that returns no content that makes the server do something. How horrible is that?


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|Box Dimensions (LxWxH)
|16.4 x 9.4 x 5.2"


text: No Love by Gregory Sanchez 1 published on 2014-02-22T08:39:24Z Microtonal Rock Genre Microtonal Comment by BobBlunn Cool! 2014/11/15 19:11:54 +0000 Comment by Cam Taylor @gregory-sanchez-2: Yeah I'm just coming back to 17, it's a wonderfully efficient system as long as you can handle either neutral or supermajor third when you're looking for a regular major. But I guess on a guitar, being able to bend makes it even better than it looks on paper. Do you ever find yourself bending up to 8/7, 6/5, 5/4, 8/5, 5/3, 7/4, etc? 2014/03/24 04:13:14 +0000 Comment by Gregory Sanchez 1 @jdfreivald: Thank you Jake, I really appreciate it! 2014/03/21 04:20:28 +0000 Comment by Gregory Sanchez 1 @camtaylor-1: Thanks Cam Taylor! No tweaked tuning, I start with A-440 and tune the rest from there. When I first started playing with 17, the major 3rds sounded really harsh to me, but I have gotten accustomed to them now. I was really surprised at how good harmony sounded in 17. 2014/03/21 04:19:54 +0000 Comment by Cam Taylor i really love the riff. badass 2014/03/20 13:33:35 +0000 Comment by Cam Taylor those thirds sound a whole lot smoother than i remember. you haven't tweaked your tuning right? that's just the tone allowing even the major thirds to sound pretty damn sweet? 2014/03/20 13:32:50 +0000 Comment by jdfreivald Nicely done. 2014/03/06 02:04:41 +0000


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Giverny is closed on Mondays...
Favorite thing: it's the inspiration of many of Claude Monet's works! His home, gardens, and Japanese bridge are all magnificent!
I would love to spend a week here, with that as base and make day trips. I stayed at a very nice B&B I found by merely driving up and down the little lanes. Across the river is larger town with all the accoutrements you would expect from a decent sized village - including a post office and laundromat!
Fondest memory: spending the day here with my friend William in 1999. My recent visit was pleasant as well, but Monet's house and gardens were closed.
- Arts and Culture
Claude Monet's garden in Giverny
Fondest memory: We visited Giverny briefly only to tour the home and gardens of French impressionist painter, Claude Monet. The town of Giverny is a fairly modest size, located on the Seine between Rouen and Paris in north-western France.
Monet's garden, which was his private residence in France, is open publically for tours. It's here in his garden that inspired his many famous paintings of the impressionist movement, such as Water Lilies and The Japanese Bridge. I was there in October of 1994 during autumn, so I was fortunate enough to see the leaves changing colour. The golds, ambers and deep reds were beautiful constrasts to the deep green hues of the other vegetation. I could only imagine what it would be like here in the midst of spring!
- Study Abroad
- Arts and Culture
- Museum Visits
Begin with the house ...
Favorite thing: Although there are no major Monet paintings in the house at Giverny, the house gives an insight into the aesthetic of Monet's life. He took great interest in cooking.
Fondest memory: Standing in the yellow dining room where so many wonderful meals were presented and consumed.
A wonderful book is MONET'S TABLE:
- Family Travel
Claude Monet's Garden
Fondest memory: Doesn't this look like something out of a painting? Perhaps a painting by Claude Monet? Well, there's a very good reason for thinking so. I took this photo at Claude Monet's garden in Giverny, just outside of Paris. These are the gardens that surrounded Monet's house, which inspired him to create many of his well known pieces. The waterlilies in the pond are the same waterlilies featured in his paintings of the same name. While at Giverny, you can also tour Monet's house and his art studios.
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News and analysis from The Center for Michigan • http://thecenterformichigan.net
©2016 Bridge Michigan. All Rights Reserved. • Join us online at http://bridgemi.com
Original article URL: http://bridgemi.com/2014/01/detroit-journalism-cooperative-editors-note/
29 January 2014
Today marks the official launch of the Detroit Journalism Cooperative, an unprecedented collaboration among some of Michigan's most trusted media organizations.
For the next year, and hopefully beyond, Bridge and our nonprofit partners will perform the unnatural act of working together – rather than in competition. The mission: to share data-driven, solutions-based journalism that deepens public understanding of Detroit's journey through bankruptcy and engages residents in the revival of this once-powerful city.
A grant from the John S. and James L. Knight Foundation allows Bridge and its nonprofit partners at WDET, Michigan Radio, Detroit Public TV and New Michigan Media to pool resources and expertise to go beyond the daily coverage and offer insights on Detroit's future. (A separate grant from Renaissance Journalism's Michigan Reporting Initiative and the Ford Foundation allows these same nonprofits to collaborate on statewide issues, including ongoing reporting on Michigan's emergency manager law.)
At Bridge, we see the Cooperative's role as complementing coverage that Detroit and Michigan residents already receive from the Detroit Free Press, the Detroit News, local TV and radio, and national news organizations. Indeed, the Cooperative is already receiving help from the Detroit Free Press, which graciously supplied most of the photos in today's Bridge package. The Freep will also run articles by the Cooperative through its "A Better Michigan" section.
In today's report, Bridge establishes benchmarks that we will return to in the months ahead to chart Detroit's progress and hold public officials accountable. Going forward, we aim to be an indispensable resource for the people of Detroit – who have endured years of mismanagement and broken promises – and residents across Michigan, who sometimes question how their lives and communities, and tax dollars, are tied to the fate of the state's largest city.
We encourage you to subscribe to Bridge and bookmark the Cooperative's website. Individually, the media groups involved in the Cooperative have covered Detroit's financial crisis with tenacity and insight. Together, we aim to provide an extraordinary level of public reporting for this iconic city, and all of Michigan.
4 comments from Bridge readers.Add mine!
And will this cooperative dig up Matty Moroun's skeletons? And will they utilize facts dug up by local bloggers?
This is an extraordinarily needed light for Michigan's citizens on the expenditure that all of us are likely making to support Detroit with our tax dollars.
The committmentnof the Governor is very important but so is the committment to transparency
Bridge Magazine and its media partners deserve on-going support and applause for this important effort, which will break new ground on communications in Detroit. This is welcome news…
I applaud the collaboration between these professional entities and look forward to their findings…
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Kensington Close Hotel
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TravelPod Member ReviewsKensington Close Hotel London
Good location, just a short walk to Kensington High train station, and there is a laundromat not far away also. Staff were pleasant and helpful. When you first walk into the hotel, first impressions were looks a bit upmarket. But. the rooms are small. difficult to walk around the bed. Bathroom is also small but the bath/ shower was good. The internet wasn't free, you paid for it at reception. Was a little expensive for what you got but the location somewhat offset the price.
This review is the subjective opinion of a TravelPod member and not of TravelPod.com.
A short walk from Kensington High St station and all Kensington shops. Rooms were very small and cramped. Sliding door to bathroom was heavy to operate.
This review is the subjective opinion of a TravelPod member and not of TravelPod.com.
This was the most expensive hotel we stayed in on our five week holiday and it was the worst. The rooms were ridiculously small and this was the first hotel that charged for wifi and charge! £10 a day. Very disappointing Hotel.
This review is the subjective opinion of a TravelPod member and not of TravelPod.com.
Yeri çok iyi
Odalar nispeten küçük
£ 90/gece (continental kahvaltı dahil)
High Kensington Street underground durağına 100 metre uzaklıkta
This review is the subjective opinion of a TravelPod member and not of TravelPod.com.
Will let u know
This review is the subjective opinion of a TravelPod member and not of TravelPod.com.
I'm going to make this short and sweet. The rooms were horrifyingly small for the price and the staff were terribly rude. The hotel altogether is outdated and dirty in areas. The only good thing about this hotel is its proximity to the station.
This review is the subjective opinion of a TravelPod member and not of TravelPod.com.
Historical Traveler Reviews Kensington Close Hotel London
A great deal
I got a great deal on the web for a room, full English breakfast and dinner at an incredible price in Dec. 2002. I had a fine room with lovely bath. The food was very good and the dining-room staff was attentive. The concierge was really on the ball. My only complaint might be the staff at the front desk who never had a smile on their face and were occasionally understaffed. Would definitely stay there again. It's in a great location!
Never Stay Here!!!!!!!
Never stay here!!!! This hotel is horrible. The staff is rude and very stupid. It is dirty and the reception gave me someone else's room twice. The rooms are dirty, dated, and strange. The bathroom at an underground station was cleaner than the one in this room. The walls were dirtyw and the floor was scuffed up. Stay away from this place, I gurantee you will hate it.
A good budget choice in expensive London
I chose the Kensington Close Hotel on the recommendation of a friend and after reviewing several websites. I have to say I wasn't disappointed and don't agree with some of the more harsh criticisms of the place on TripAdvisor. If you go in knowing that most European hotel rooms are small and that breakfast can be had for the cheap by eating out then this hotel is a good budget choice in a city that tends to run on the pricey side. The room was always clean, had its own bathroom and came with a desk, coffee/teapot, and TV. The only shortcoming of the room was the soft bed. The room was also hot despite keeping the window opened but London also had a run of hot, sunny and dry weather when we went that I'm sure doesn't happen too frequently. If you got hungry, there are two restaurants, if you want to swim or work out, there's a pool and a gym-try getting all that for less than $80 a night which is what I got the room for on Expedia. The hotel is in a nice location near Hyde Park a very short walk from the High Street Kensington tube stop and near a Safeway and numerous department stores and shops. If you are on a budget and want the most for your hard-earned money, this is the place for you. A word of caution though, if you come in on the redeye-don't expect there to be any sympathy for you from the staff that holds fast to the the no checkin before 2PM rule.
Great price
The beds were short, the room small and hot (no AC), with a continual hum of machinery, BUT the room also was clean, not funky, and the hotel is in a great location--safe, a block from the tube, lots of shopping, and it IS a hotel, not a B&B, so you get the benefits of a bar, pool, and other amenities. Most of all, I don't know how you could beat the price in London.
Wonderful Experience
My boyfriend and I spent four nights at the Kensington Close and had a marvelous time. The rooms, though small of course, were immaculate. We particularly enjoyed the surprisingly soft bedding and towels. The main attraction of this hotel is the extraordinary staff. The front desk and concierge were quite helpful and courteous. I highly recommend this establishment!
Won't Return to Kensington Close
The meals were terrible. The breakfast buffet was not replenished quick enough and the eggs were not cooked enough. The supper buffet was better, but their was only one person seating people and making cocktails (which he didn't know how to do and we needed to send the drink back twice until it was right). He even began serving customers. The most important issue was that I ordered tickets for a tour and they were to be dropped off at the hotel and no one at the hotel knew anything about it. They weren't very helpful either. They insisted they received nothing. It ended up they were dropped off, the hotel staff didn't make sure we had them delivered to our room and never apologized for not following through as they should have. When we tried to deal with the problem, we tried to call from our room and could not get the phone to work. Although they should have gotten a credit card # from us, they didn't and wouldn't allow us to use any of the hotel facilities or even the phone for local calls to resolve the ticket situation they were at fault for. They were completely unwilling to allow us to make any calls until they had our credit card #. Even after giving them our credit card #, we continued to have problems charging things to our rooms. We were promised two close rooms and that didn't happen either. We won't return.
Beds are short
the hotel is good in many respects apart from the size of the beds, when you are over 1.80 m !
When you go to a Three stars hotel, you expect a quality above average (which, in this case would be in 2.5 stars). But when I arrived to this hotel and I saw its dark red fitted carpet, and I understood that in another time it was brilliant red I realized that I was not only in a below average inn, but in a ugly pigsty. During the time I spent in the hotel's gaming room I suddenly was bound to ask what kind of **** the wall was stained of. And, we cannot finish the review without mentioning the bathrooms, which seemed to me very similar to a bus: it was a very large and strange corridor, with a infamous strecht bath (shower?), where the water dropped off each time I wanted to clean myself of all the rubbish the hotel provided me. Stay away: not a good business!! Crust everywhere in this one...
Great facilities, location, price
Found this through an internet search, booked it because of the location, price, swimming pool and gym facilities (just in case it rained while we were there).I was not disappointed, it has a very good size swimming pool and a huge gym with many different machines. Plus saunas and steam room(note, the saunas are single sex). And it rained :-)The rooms were clean, good facilities including tea & coffee making equipment (which many hotels dont provide any more), but on the downside, they were small. I would say this would be a good hotel for a short stay, less than a week, the walls might begin to close in after that, especially if you had a lot of luggage. Lots of Western Europeans and Americans staying there, judging by the accents. I paid �80 inc full english breakfast, (for a couple), so considering you can easily pay that per person I consider the price was very reasonable. Watch out for london hotels, its easy to pay another �25-�30 per night/couple just for the breakfasts!
Covenient location, excellent service, affordable
On a trip last fall to London, I blindly chose the Posthouse Kensington from an internet site. It was a good choice. The rooms are predictably small (go for the double, even if you're traveling alone), but sufficient.
The location was great for traveling on foot, by train, or bus. Get a transportation pass from while you're there, and you'll save a lot if you do much sight-seeing. I picked mine up at Heathrow for about $40 USD - one week, all access.
The Posthouse also has a nice pub, limited health club facilities, and an indoor pool. A nice restaraunt is in the hotel, a bit pricy for what is was, but good. There's also a McDonalds within easy walking distance, where I enjoyed many McBacon sandwiches! For a combination of price, location, and exceptional treatment of American tourists, I would recommend Posthouse Kensingtion to all. It's an easy walk (with limited luggage) if you get off at the right train stop out of Heathrow.
TripAdvisor Reviews Kensington Close Hotel London
Travel Blogs from London
Small Taste of England
Day 9, London. Technically today is the first day in our 'Cosmos 30 day European Tour'. Up early for breakfast, as we are doing the 'England in One Day Tour' today, by Premium Tours, and are being picked up at 7.20 am. We were then taken to a coach terminal and board with others doing the same tour. Leaving, there is a bit of a drive to our first …
Our Suitcases are Missing.
Day 7, Dubai to London. Finally landed at 1.15 am in Dubai, 36 degrees outside the airport, and made our way off the plane, where we find a Guide, holding a sign, to show a group of us the way to the Qantas departure area. (With bag checks, escalators, lifts and a train, we would never have made it there on time). The plane is waiting for us and …
London by Night
Day 10, London. Cosmos day 2. It was great to have a 7.00 am sleep-in, then a tasty breakfast. So today it is time to do our laundry for the first time. We walk to the launder-mat, which was a short walk from Kensington Close, and get the laundry done. Spoke to a few New Zealand Rugby supporters whilst in the launder-mat. Then its back to the Hotel …
London Landmarks.
Day 8, London. Had a good nights sleep. No signs of jet lag, just frustration, as I am still waiting for my suitcase to turn up. The buffet breakfast was good. After breakfast, we find the friendly 'Cosmos" people in the foyer, We wanted to go to 'West End" and see a musical, So we pre booked, a 'Dinner and Musical, (War Horse), for tonight, and ' …
Nice hotel
I spent my last night at this hotel starting on Wednesday the 23rd Sept leaving on the 24th for a 9:30am flight from Heathrow Back to Brisbane Australia


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Sudanese mum arrested - a day after release
Sudanese Christian woman was arrested Tuesday at Khartoum airport a day after a court annulled her death sentence for apostasy and released her from prison, a source familiar with the incident said.
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Articles by Michael Bourne
July 18, 2011
Borders to Close 1
It's official: Borders has announced it will begin liquidating its 399 bookstores this week. Store closures could begin as early as this Friday and will continue through September, according to the Times.
July 18, 2011
E-Books Upend Publishing Class 0
A Columbia University course that has taught generations of bright-eyed would-be Maxwell Perkins the ins and outs of the New York publishing biz has had to retool its curriculum to account for the e-book phenomenon, the New York Times reports.
July 4, 2011
Embracing The Other I Am; or, How Walt Whitman Saved My Life 18
The first edition of Leaves of Grass is a poetical Declaration of Independence in so many ways it can be hard to keep track of them all.
June 28, 2011
Philip Roth Disses Fiction 0
Philip Roth, one of America's most distiguished and prolific novelists, tells the Financial Times that he no longer reads fiction. Why not? "I don't know," he says. "I wised up."
June 22, 2011
Keanu Reeves, Poet 0
for actors who've considered suicide/when the matrix isn't enuf: Keanu Reeves, who some years ago raised hackles when he played Shakespeare's melancholy Dane, has now written a book-length poem called Ode to Happiness that pokes fun at excessive melancholy. "I draw a hot sorrow bath/In my despair room," it begins.
June 21, 2011
Indie Bookstores Charge for Readings 1
A number of indie book stores, squeezed by patrons using their shelves only for research into later online purchases, are starting to charge admission for in-store readings and events, the New York Times reports.
June 21, 2011
Cleaning Out the Virtual Attic: On The Road, the Book App 3
In April 1951, when Jack Kerouac fed the first pieces of what would become a 120-foot scroll of paper into his Underwood portable to write the first draft of his novel, On the Road, he was, in one sense, blowing up the typewriter to make his own primitive homemade word processor. Sixty years later, Kerouac's publisher is, in its own quiet way, blowing up the book to make – what, exactly?
June 17, 2011
Amanda Hocking Gets the Times Magazine Treatment 2
Amanda Hocking, 26-year-old self-publishing wunderkind, earns a New York Times Magazine profile describing her road to a $2 million deal with St. Martins for rights to her ten novels including My Blood Approves and Hollowland.
June 12, 2011
Comic Book Restart 1
It's déjà vu all over again in comic book land: The New York Times reports that by September DC Comics will have restarted all 52 of it DC Universe comic book lines, each with a new No. 1 issue.
June 7, 2011
Solving for X: Malcolm X and White Readers 4
If the "angriest black man in America" no longer hates you, Malcolm X's story seems to tell white people, then maybe you're not all bad.


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The Last Samurai [HD DVD]
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The Last Samurai [Hd Dvd]
La fascination des cinéastes occidentaux pour la droiture morale, la pugnacité et le code d'honneur particulièrement strict des Samouraïs n'est pas nouvelle. Cest désormais au tour dEdward Zwick de sy intéresser, dans la grande fresque épique Le Dernier Samuraï, mettant en vedette Tom Cruise.
Le capitaine Nathan Algren est un héros de la guerre civile cynique et désabusé. En 1876, le Japon, alors avide de connaissances extérieures, lengage pour entraîner larmée de lEmpereur. Mais bien vite cette armée devra affronter les Samouraïs, rebelles au nouveau tournant économique du pays. Algren sera enlevé et gardé captif au sein dune communauté dont il apprendra plus quil ne lespérait.
Même si lon pouvait craindre un regard hollywoodien sur les Samouraïs, force est de constater que le réalisateur nous plonge dans l'univers de ces guerriers aux traditions millénaires sans mépris ni condescendance, faisant de son film une saga héroïque et chevaleresque tout à fait prenante. Malgré un enrobage musical et une utilisation du flash-back outranciers, la mise en scène pleine de souffle magnifie les sublimes décors et costumes du Japon ancestral. De nombreux documentaires complètent la présentation du double dvd. Quant à Tom Cruise, dont les épaules sont un peu trop étroites pour soutenir lambition dun tel projet, il livre tout de même une performance honorable. Helen Faradji --This text refers to an out of print or unavailable edition of this title.See all Product Description
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So, when all the hype about the LAST SAMURAI came down, Oscar nominations, I held back going, wait for DVD. Everyone kept assuring me I would LOVE this film, with its historical background that it would be my cup of tea. However, Tom Cruise was a sticking point. I was blown away from Tom Cruise stealing the thunder from Timothy Hutton (a talented actor whose work I appreciate) in TAPS. Cruise was brilliant in the small role and everything pointed to him being a great actor. Instead, Cruise became a "star". There is a BIG difference between a great actor and a superstar. And Cruise seemed content to flash his killer smile and coast by, rather than step up the plate and hit "a home run". This has always tarnished his performances - to me - I hate to see great talent not reach their potential. So I had that reservation going into the LAST SAMURAI.Read more ›
of Japan to train the Japanese Army in modern warfare.The Emperor than
hopes to bring about an end to the Samurai,who have remained with the
old way of fighting.As events unfold,Algren is captured by the Samurai
and while treated with indifference and disdain at first,he slowly
becomes part of the community.he begins to learn the Samurai ways,and
gains their trust and friendship.in turn,he develops a newfound respect
for the samurai way,and in time,becomes a better man for it. Even if
you are not a Tom Cruise fan,you should still like this movie.Cruise
plays Algren as a man who is at first,deeply flawed,with no
hope.Then,as the movie progresses,Cruise convincingly portray's
Algren's slow,but noticeable change into a humble man who regains his
humanity and discovers what it means to be a man.This Movie is directed
by Edward Zwick(Glory,Legends of the Fall).The screenplay was written by
John Logan(Any Given Sunday,Gladiator).the action scenes are well done
and look authentic.the dialogue is well written,leading to some very
touching scenes.the movie is also visually stunning. everyone involved
put their heart and soul into this project and it shows. 5/5
He also befriends a local girl who, unfortunately is hounded by her ex-boyfriend, an arrogant and aggressive teenager who cruises around town with his friend on dirt bikes. When the ex-boyfriend catches Algren and the girl together a fight ensues and Algren is beaten and humiliated. This prompts Algren to go to the local Bushido dojo where unfortunately he discovers that the ex-boyfriend is the star pupil and the instructor is a sadist.
Fortunately, Algren meets Mr. Miyagi an old Samurai warrior who works as a handyman in Algren's rental unit. When Mr. Miyagi realizes Algren's dilemma he takes him on as his lone pupil and teaches him the way of Bushido. Mr. Miyagi orders Algren to paint his fence, wax his car, and strike girlie-man poses on a post by the sea shore all the while promising that this will teach him how to wield a Katana like no other Caucasian man has ever done before.
And somehow it works. All of Mr. Miyagi's household chores turn out to be magic Samurai conditioning techniques that convert Algren into the Unstoppable White Warrior (UWW). From here an epic battle takes place between Algren and the ex boyfriend and his evil cohorts. I won't give away the outcome of this incredible battle scene except to say that Cruise does a lot of grunting, his eyes puff out during some of the more visceral moments of combat and his beard flutters in the wind like the calm of the butterfly.
Most recent customer reviews
Absolutely a great film. Overall it is well done, which makes forgiving any historical inaccuracies easy.Published 1 month ago by Sealamin
As a fan of feudal Japanese history, this is one of my favourite movies.
It has it all: action, intrigue, romance (albeit subtle), great storyline, wonderful performances by... Read more
A most excellent story about the last of the Samurai, and insight into their traditions, although I think much of what Tom Cruise did as his character would have resulted int he... Read morePublished 5 months ago by Grendel
A former solder is selected to go to Japan to teach them military ways.Published 8 months ago by ellison
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text:
Check out the MacD and other data on its historical chart. TGC will hit $2.73 this week and then back to $3.20 by mid-August.
Wow...crack will cook your brain
See you at a BUCK a share...
Can someone tell me what site to use to find out actual share amounts of each individual trade?????
get off the crack bro
I've been predicting that we won't see $3.00 for at least year. Come back to this post in a year and you'll find that I was correct. We may see $2.00 again shortly, but even that looks like a longshot at this point..........Long term is good for this company. This is a good growth stock.
i love you man
Cut it out. The ship has sailed, even with a tropical depression,and evacuation of facilities the stock still went down.
EVERY oil company has gone down. TGC is extremely undervalued and has great fundementals and management. I cant wait until ER Aug.11. This thing will begin to take off. Seriously, the company was trading at $15 years ago and oil has only gone up. I think once oil corrects then we will see a steady incline until the end of the year.
I wonder why you tink so?
Kindly reply.
WHat the frig are you smoking cause I want some. No way it hits $2.73 by the end of the week, especially with oil down. It may hit that target price of $3 by the end of August.
Why do you say this?


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Service-oriented computing (SOC) has been traditionally applied in Web-based applications. The recent development shows that SOC can play an important role in embedded systems and robotics applications to address their limitations in capacity, versatility of application fields, and extensibility in requirements of such systems. This paper presents the design, implementation, and simulation results of an autonomous security robot based on SOC and event-driven programming. The floor exploration unit is the focus of this paper. Each component of the robot is wrapped as a service and all these services are distributed on different computer and they collaborate in a loosely coupled fashion. All the services are orchestrated by a coordination service, so that the mission is well coordinated and efficient. The objectives of the project are threefold: to prove the suitability of SOC concepts in such systems; the compatibility of the board to off-the-shelf sensors and actuators; and the energy effectiveness and performance of the new embedded system hardware developed by Intel.
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Aug 11, 2014 at 4:50 am
RUSH CITY, Minn. (AP) — A 28-year-old man has apparently drowned while trying to swim across the St. Croix River.
According to the Chisago County Sheriff's Office, deputies received a call at about 6 p.m. Saturday of a man being under water for seven minutes east of Rush City.
Witnesses told authorities the man swam across the river once and was on his way back when he started having trouble swimming.
They tried to locate the victim but he did not surface again.
Rescuers found his body at about 9 p.m. His name is being withheld pending notification of his family.
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