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Skip to comments.Health Savings Accounts Are The Answer
Posted on 02/22/2010 7:15:35 AM PST by SeekAndFind
With this weeks health care summit between President Obama and the Republicans, one hopes that the GOP will do a better job than they have done thus far in promoting the benefits of Health Savings Accounts. If they had done so in the past, ObamaCare would likely never have come into consideration. While structured differently than traditional health insurance plans, it is precisely this structural difference that holds the key to reigning in runaway health care inflation. Health Savings Accounts should also have a nearly universal appeal to a particularly vital population in this debate, namely, doctors.
Our present system of medical spending and reimbursement is an unholy mashup of two concepts that need to remain separate: health care and health insurance. Health care is a product that seeks to meet our want and need to remain healthy. Health insurance is also a product, but is focused on risk management. All but the most die-hard socialists generally agree that free markets, when allowed to work, will best deliver solutions to meet human wants and needs. Yet for some reason our government has decided that the product called health care cannot be delivered via free markets. Thus, we now have 50% of health care expenditures being spent by government. And where insurance should kick in for unpredictable events whose low probability allows for the pooling of risk, we are instead using it as a general financing mechanism for events that take place with near certainty, such as annual physicals. One wonders why we are not being clothed and fed by similar insurance schemes. The more we finance routine expenditures with insurance, the more we fight the consequences.
It is this fundamental distortion of the proper role of insurance that lies at the root of our unsustainable medical cost inflation. If a majority of people instead used HSAs, inflation of medical care costs would likely be no greater than the inflation seen in any other sector of our economy. Indeed, looking at the sub-specialties of laser eye surgery and cosmetic surgery, where insurance has played a dramatically smaller roll, there is a demonstrable trend of consumers getting better care for less money. Perhaps Obama can order a Presidential Commission to report back on that.
The Road to HSAs
It is not uncommon for a company to pay $10,000 a year or more to provide family coverage for an employee. The employee gets the benefit of the insurance coverage, as opposed to a higher salary or wage, and the company gets a tax deduction for the cost of the insurance. Of course, if the employee loses their job, they and their family lose their insurance coverage, too.
Rather than spending $10,000 on a traditional family insurance plan, the company could instead do the following: First, they spend $5,000 on a high-deductible insurance plan that would cover 100% of the above-deductible costs of any potentially financially devastating event that isnt likely to happen, such as a heart attack. Second, to cover this deductible, the employer deposits $4,000 (2010s limit is actually $6,150) into an account for the insured to spend on any medical expense, such as annual physicals, or a random trip to the doctor to be told they have the flu. The employee and family are free to choose any medical service providers they want, no questions asked. Theres $1,000 left over, which can be returned to the employee in the form of a higher wage, re-invested by the company to grow the business, used to increase a corporate dividend, or any combination thereof.
The wonders of the HSA stem from the fact that of the $4,000 placed into the account, the employee rolls over whatever they dont spend into the following year, at which point they get another $4,000. Voila! The employee now has a strong incentive to watch how the money is spent. For the first time, as is typical with nearly any other purchase, the consumer will now likely ask What does that cost? It is precisely this skin in the game that is key to re-introducing market forces to health care delivery.
If President Obama is truly looking for new solutions to our health care and insurance issues, in a plan that wont bankrupt the country, Health Savings Accounts are just what the doctor ordered:
Better medical care, though restoration of the primacy of the doctor-patient relationship. Under our current system, the bogeyman of the insurance company enters into countless aspects of the doctors decision-making. Doctors very often have to worry about pleasing the insurance company as much as they do the patient. Indeed, in many respects, their ability to freely exercise their accumulated knowledge is challenged at every step of the way by faceless staff workers having absolutely no knowledge of any particular patients medical needs. With widespread HSAs, doctors would largely be free from the prying eyes of an insurance company and would instead be able to focus on delivering value to their customer, knowing full well that other providers in the marketplace were competing to do the same. Without insurance companies being involved for routine care, doctors would be free to innovate into modern-day delivery systems, such as direct patient communication via phone and e-mail (two procedures that currently dont have CPT codes).
Perhaps some doctors wouldnt like replacing the insurance company with a more competitive marketplace. But then again, like any competent service provider who is attentive to their customers needs and fashions solutions to them, competition is not to be feared. Consumers would instead rightfully fear service providers who fear competition.
Reduced utilization leading to lower costs. True story: A couple of months ago, in a horrendously stupid gardening episode involving a suddenly motionless wheelbarrow, I managed to break my own rib (feel free to both wince and laugh). After several weeks of ongoing pain, I went back to my doctor and succeeded without too much pleading to get authorization for a CT-scan, as much to put my mind at ease that I hadnt done anything other than crack my rib. My cost: Ten bucks. Had my cash outlay been significantly more than that, (say, full-freight?) would I have skipped the CT-scan and carried on with the pain, just as the doctor predicted I would have for some time? Probably. But similarly, if the doctor had strongly urged the CT-scan, even knowing I would pay for it in full, perhaps I would have done so after getting a second opinion. The point is, my involvement in the decision-making processes concerning my medical care and the financing of that care would have skyrocketed.
Why are we surprised that virtually unlimited demand, made possible by virtually free services like my CT-scan, produces unusually high price inflation? To slow the rate of growth in health care costs, we simply have to keep utilization in check, and to do that, there is simply no match for the aforementioned skin in the game. At ten dollars for a CT-scan, I have essentially none. Yours truly, part of todays problem? Guilty as charged.
However, once consumers knew exactly what procedures like a CT-scan cost, because theyd be more directly paying for them, the only way service providers would maintain their sales would be to either lower the price, increase the quality, or both. The free markets magic of price discovery would signal service providers to enter the market with higher-value alternatives under the hopes of capturing market share. So, paying full freight for my CT-scan would cost me less under a system of full price transparency. This is a critical point that many people miss: they assume that if we suddenly had to pay full freight for non-emergency medical care, wed be paying todays artificially inflated prices.
Increased efficiency for doctors offices. Under the dynamics of traditional insurance, a doctors practice must often employ an army of office workers that handle all of the insurance-related issues, many of which are not stemming from low-probability, catastrophic events. With HSAs many of these costs can disappear, as the doctor is paid in full at the time of service from the patients HSA account. The patient in turn receives regular statements detailing their expenditures and balances. With reduced operational costs for their offices, the doctor would be in a better position to lower the costs of their services. Theres even a green angle in all of this: think of the reduction in paper usage!
True portability. As stated earlier, typically health insurance for an employee and perhaps their family disappears with the loss of the job. It is common to hear of people staying with jobs they dont like, just to have the health insurance. What does the employer gain from that? What do the employers customers gain from that? Note that the savings account of the HSA is owned by the employee, not the company. So over time, this pool of money can grow and provide financing for medical expenditures regardless of employment. Furthermore, since the accompanying catastrophic policy would be dramatically cheaper than a traditional plan, it would be inherently more affordable during an period of unemployment.
Ideally though, the catastrophic policy would be owned by the employee as well. This could be achieved by migrating our compensation practices towards taking the money that is earmarked towards an employees insurance benefit and paying it directly to the employee instead, with the expectation that the employee would shop on their own for insurance, just the way they shop for any other product. Remember that employer-provided health insurance came about only as a response to wage controls during World War II, specifically the 1942 Stabilization Act. (Can we talk sometime about unintended consequences?)
Now consumers would be truly liberated to seek the best policies for themselves. No longer would they be forced to pick from a limited menu of choices provided by their employers human resources department. Combining this aspect with the ability of consumers to seamlessly purchase any insurance product from any insurance provider in the world, and the proven value-creation capabilities of free markets would restored to 16% of our economy.
Pre-existing conditions. Under a long-standing existence of a system of privately owned HSAs, the current problem of pre-existing conditions would be greatly diminished. From womb to tomb, a person should be covered by a catastrophic policy that would provide coverage for high-expense, low-probability events. These events would be priced into the insurance product, as this is precisely the role of insurance. So to be clear, if suddenly a person receives a diagnosis that results in large ongoing medical bills, but the person already has insurance, the insurance company should fully honor their contract and pay all claims.
By strong contrast, to force a service provider to provide new coverage for a condition that will guarantee that the service provider pay more than they receive in return violates every aspect of free trade ever recorded. It should be no surprise that the free market hesitates in providing such a product! This is not a failure of the market. It is a consequence of a lack of financial planning and responsibility on the part of the consumer. Harsh words perhaps, but this is not a foreign concept to responsible market participants. Who seeks collision insurance for their car only upon wrecking it, or fire insurance only upon watching their house burn down? With such insurance in place before the catastrophic event, the concept of pre-existing condition disappears entirely and is rightfully replaced with peace of mind.
Would the increased threat of suffering the financial consequences of expensive medical conditions resulting from largely voluntary behavior, like smoking, eating and drinking too much, or not exercising be an incentive to taking better care of ourselves? Should it be?
To whatever extent were asking an insurance provider to suddenly provide financing for a medical calamity that was not previously insured against, were entering the realm of charity. The only way the math works, the only way the insurance company does not go bankrupt, thus jeopardizing everyones coverage, is to charge all customers more, all the time, to be able to suddenly provide the coverage to the large new claimant. There is clearly room for emotional and passionate debate here, and for that reason, it is exactly the realm in which the government should not be involved.
Innovation in insurance products. With insurance returned to its proper role, there would be incentives for insurance companies to lower the costs of their catastrophic coverage if the policy holder could prove on a regular basis that they are doing their part to reduce risk. This would be a natural response to the Darwinian-sounding dynamic described above and would properly reward risk-reducing behavior. It is exactly the kind of thing that issuers of auto and fire insurance do already.
Tax benefits. Current legislation allows for tax-free growth of the funds in the HSA account, which adds additional appeal to consumers, but probably adds to legislators lack of enthusiasm. It makes for a great excuse to dismiss HSAs as a tax-avoidance scheme, gift to the rich, or some other anti-big-government slur. We shouldnt confuse the two issues. With reduced government spending in general, taxes can come down naturally. Tax policy and health care policy need not have much to do with each other, mainly because the government need not have much to do with health care.
Sounds Interesting, But Do They Work?
Ironically, we can look to the experiences of a government for proof that they do. In 1995, Mayor Bret Schundler of New Jerseys Jersey City oversaw the introduction of HSAs for government employees. Costs went down and participants were happy. It is documented by Schundler here. Likewise, in the private sector, Whole Foods chairman John Mackey has described his companys positive experiences with HSAs. Steve Forbes has done similarly about the experiences at Forbes, Inc. But more generally, HSAs will work because the free market, with all of its aspects of informed consumers being satisfied by motivated producers, works. We dont have a free market in health care today, so it should be no surprise that the system is not working.
Unfortunately, there is a big loser in this entire approach, and that is the armies of government bureaucrats who want to retain control over our health care and the associated sectors of our economy. Perhaps that is the sole reason HSAs have not yet taken off. It is time for someone, perhaps a newly emboldened GOP, to call the bluff.
If your question is "how do we get the best healthcare system at the lowest cost", yes, HSA's are the answer.
But if your question is "how do we control everyone in America", they are not.
Silly man.....you actually believe they want solutions!?!?!
They want CONTROL!
They are NOT trying to "fix" anything"!
How about we let the employee keep HIS OWN $10,000 and do whatever he wants with it?
Can we vote on that?
This has NOTHING TO DO WITH HEALTH CARE. It is ONLY about furthering government control, and as soon as the 20-30 year republican RINO's realize that, the better.
After this "health care summit" the Republicans should spend every second shouting that from the rooftops
and STILL HAVE TO BUY INSURANCE WHEN THEY RETIRE.
The Democrats love wackin' down HSAs.
I love the idea of HSA's but much of congress and the bureaucrats in the federal government do not because it increases choices for the employed which while lower costs in the long run while reducing the control of the government thereby exposing government programs as the charades they actually are. JMO..
The Government will over regulate, and stifle HSA savings with taxes and limitations just like the IRA savings limit of $5-6,000 per year for retirement is a joke.
Give me an HSA and give me good info and let me make the decisions.
That's exactly it. How are you going to get working America to pay for non-working America through HSAs?
Cash is the real answer.
The problem is we over insure ... which leads to third-party payers for almost all medical transactions ... which leads to extreme price inflation because of the disconnect between the consumer and the retailer.
Insurance should really be for the catastrophic only. Run-of-the-mill predictable medical expenses should be cash ... doctor's visits, routine checkups, prescriptions, etc.
Just think what you could pay for if you had your ridiculous monthly medical premium back.
All right, I feel a little better now...
There is no reason for any conservative to oppose the HSA idea.
What you but it is tax deductable. Actually, it never shows up on your taxable income.
What you take out is tax free, as long as it is spent on health related items. The definition is pretty broad here!
Also, do not confuse the HSA with the MSA. The HSA lets you roll the money into an IRA at retirement. An HSA lets you purchase Long Term Care insurance, with the HSA funds.
HSA accounts are very smart, and they are the answer.
The fact is, the $96.00 "premium" for Medicare does not even come close to paying for Medicare services.
The fact is, the taxes on income, during your working years, do not even come close to paying for Medicare benefits, for existing Medicare beneficiaries.
Of course. The argument is that healthcare is a right and ought not be tied to employment status. Which means those who work must pay for those who don't. And HSAs promote INDIVIDUAL responsibility, not COLLECTIVE responsibility.
But if healthcare is a right - or at least a collective moral responsibility, this must be based on the assumption that healthcare promotes good health. But in general, good food and adequate clothing and shelter are all more fundamental to good health than the services of specialists. So all those things must also be rights and therefore COLLECTIVE responsibilities.
But if food, shelter, clothing, and healthcare are all de-linked from work, then what remains as the primary incentive to work? And without work, there is no productivity, and everybody's quality of life declines.
So those who argue that healthcare is a right are agruing for a lower quality of life for everyone.
put in
but it
spell check has its limitations.
Of course HSA's are the answer. But the Kommissars in Washington can't support anything which gives individuals control over their money.
I've spoken with several employees at Whole Foods Market, they love their plan and the HSA's.
A liberal at a Tea Party protest said that the poor hicks in Central PA were too stupid to be able to manage a Health Savings Account. Captures the liberal mindset in a nutshell.
I know it's off-topic but if Lautenberg cannot finish his term I'd love to see Gov. Christie appoint Bret Schundler to finish it.
My husband is self-employed. When I quit my job at a bank several years ago, we opened and HSA and got a high deductible health insurance policy. ($5,000.00) At that time, premiums were low so we thought it was a great idea. Two years later, our premiums had doubled. The first year I thought it was because I had broken my ankle and needed surgery but the second year, we hadn't used the insurance at all. Sooo we found a new health insurance company with the same HSA deductible. We love this company but this year our renewal was another $100.00 a month. It will be well over $600.00 a month plus we will pay the first $5,000.00 should we need medical care! We don't mind paying for our own health care BUT this has gotten ridiculous to where we were almost ready to drop it but we are in our 50's and you just never know so instead we are upping our deductible to $6,000.00 which will keep the premium almost the same has it had been last year! So if you put the $6,000.00 in your HSA and pay your yearly premiums of $6,000.00, that's $12,000.00!
HSA's and high deductible insurance were centerpieces of the Whole Foods CEO's proposals that got him and his company attacked by the loony left.
Of course they're the way to go. Actually the "Whole Foods health care plan" was a really excellent proposal, I wouldn't change anything in it, but I'd add tort reform, interstate insurance competition, allowing mutual insurance companies into the health insurance business, and allowing people to form insurance buying coops to negotiate big-group rates for themselves or their employees (a boon to the self-insured, and small business owners).
"potentially financially devastating event that isnt likely to happen"
I hate comments like this.
My family had a potentially financially devasting events that happened to us.
First, I got pregnant with twins. I was on bedrest for 2 months, and in and out of the hospital. The cost for my care alone was somewhere around $50K and this was 13 years ago.
Then, the twins got sick with RSV when they were 6 weeks old. One of them was on a ventilator for an entire month. The other one has a brain injury which has caused seizures, speech problems, etc. Both of them have suffered with bad asthma throughout the years. I think their initial hospitilization was around $250K (13 years ago).
I think on average we probably have spent 10-20K a year on healthcare for our girls.
We have great insurance.
The odds were we would never have any problems like we have. Our twins were identical, so the odds of that happening is around 1 in 300 births. Then the chances they would almost die from RSV are even slimmer.
Insurance is supposed to be about covering people in unlikely events that can't be paid for. Likely events are easy to plan and save for.
"It is ONLY about furthering government control..."
Truth be told...the RINOS would love to have this thing pass...and then take the House and Senate in 2010. They would then have a lot of power to play with.
The Dem-Republican Good Cop-Bad Cop con routine is the longest running, most successful play of that con anywhere in the world.
The real game is DC versus Flyover Country. It doesnt come to an end until all in Flyover Country finally get it. IMHO, they are just starting to wake up.
I have an HSA through my employer's plan. It's a very high deductible plan (and thus low premium). Most of my expenses come from the HSA funds.
We've found that we pay significantly less than what our insurance company would pay because we are doing so in cash. The service providers almost always give us a big discount since we are paying on the spot and they don't have to worry about dealing w/ the insurance bureaucracy.
You are absolutely right: we way over-insure in the current system. Limit insurance to catastrophic coverage only, and utilize HSAs for the small stuff. My guess is that would solve the majority of our problems and would lower costs dramatically.
Dream on!
All you'll get from this administration is more taxes and less healthcare.
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text: Return to Article 2 of 11 Photos Chris Pizzello/Invision/APKevin Winter/Getty ImagesMichael Caulfield/WireImageChris Pizzello/Invision/APKevin Winter/Getty ImagesMichael Caulfield/WireImage 08.02.13 | 10:43AM PT PHOTOS: Recent Oscar Hosts By Daniel Doperalski Chris RockNeil Patrick Harris Hosting the OscarsEllen DeGeneresSeth MacFarlaneBilly CrystalJames Franco and Anne HathawayAlec Baldwin and Steve MartinSteve MartinHugh JackmanJon StewartChris Rock Chris Rock is in serious talks to host the 88th Academy Awards after previously hosting the show in 2005. The hosting recidivist–who has done turns at the Tonys and Emmys to good reviews–choked on the big Oscars stage. Harris tried to inject the evening with music and comedy (appearing in his briefs in a homage to "Birdman"), but he looked too nervous to ring in Hollywood's annual prom night. Billy Crystal he was not. Ellen DeGeneres hosted the awards for the second time in 2014. She previously hosted in 2007. Seth MacFarlane brought his unique brand of crewd humor and showmanship to the Oscar stage in 2013. Billy Crystal is second only to Bob Hope in number of hosting stints having led the awards show nine times, most recently in 2012. James Franco and Anne Hathaway's performance in 2011 was widly panned. Alec Baldwin co-hosted the ceremony in 2010 with Steve Martin. Steve Martin hosted the awards in 2001, 2003 and co-hosted in 2010. Hugh Jackman brought his song-and-dance routine to the awards in 2009. Jon Stewart brought his "Daily Show" stylings to the awards in 2006. Chris Rock hosted the kudocast in 2005. Image: Chris Pizzello/Invision/APImage: Kevin Winter/Getty ImagesImage: Michael Caulfield/WireImage 0 Share This Article Email LinkedIn Pin It Tumblr Recently Added Photo Galleries 07.29.16 Kelsey Grammer Lists River View Condo In Manhattan 07.28.16 Producer Frank Beddor Lists Secluded Contemporary in Los Angeles 07.28.16 Rupert Murdoch Sheds Manhattan Townhouse Biz 07.27.16 Memorable Quotes From the 2016 Democratic National Convention Film 07.27.16 'Bad Moms' Stars Make Premiere a Family Affair 07.27.16 Joe Cocker's Mad Dog Ranch to be Sold to Highest Bidder Film 07.27.16 Toronto Film Festival Lineup: Galas and Special Presentations 07.26.16 'Star Trek' Star Brent Spiner Puts Malibu Estate Up for Grabs


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Family calendar
Christian Family Comedian Ken Davis - Best-selling author, gifted comedian and a master storyteller. 7:30 p.m. Martin Woldson Theater at The Fox, 1001 W. Sprague Ave., Spokane. $15-$24. (509) 624-1200.
"The Hunchback of Notre Dame" - Theater Arts for Children will present a comical adaptation of Victor Hugo's French literary classic. Directed by Cameron Anderson. Shows Thursday-Saturday, Wednesday-Feb. 24 and March 1-March 2 at 7 p.m.; March 4 at 2 p.m. West Valley High School, 8301 E. Buckeye Ave., Spokane Valley. $10/ages 13 and older, $8/children ages 12 and younger. (509) 995-6718.
Monster Jam - USHRA Monster Trucks including Grave Digger driven by Carl Van Horn, Tasmanian Devil driven by Nicole Johnson, Iron Man driven by Scott Buetow, Monster Mutt Rottweiler driven by Charles Benns, Captain USA driven by Jeff Bainter, and Incinerator driven by Ryan Rice. 7:30 p.m. Spokane Arena, 720 W. Mallon Ave., Spokane. $5/kids; $25/adults. (509) 279-7000. Also 7:30 p.m. Saturday, Sunday.
"It's a Date!" - All ages. Blue Door Players will improvise a dating game show. Runs Fridays through Feb. 24. 8 p.m. Blue Door Theatre, 815 W. Garland Ave. $9/general admission, $7/children, seniors and students with valid ID. (509) 747-7045.
"Miss Nelson is Missing!" - Based on Harry Allard's children's book, presented by Spokane Children's Theatre. Shows at 1 and 4 p.m. Signing for the deaf will be providing during both performances on Feb. 18. Spokane Falls Community College, Music/Performing Arts Building auditorium, 3410 W. Fort George Wright Drive. $12/adults, $10/children. (800) 325-SEAT. Also 1 p.m. Sunday.
New Shanghai Circus - Add-on to the Best of Broadway series. 2 p.m. INB Performing Arts Center, 334 W. Spokane Falls Blvd. $25/adults, $12.50/children. (800) 325-SEAT.
Mardi Gras Celebration - Sponsored by the Hearing Loss Center. Bring pennies and nickels for the auction, make masks, play games and snacks. 5-7 p.m. 1206 N. Howard St. Admission: 50 cents for adults; 25 cents for children age 11 and younger. (509) 328-9220.
Mexican Lasagna, Kids Cooking Class - Ages 6-11 will enjoy making this yummy dish served with veggies, fruit and cinnamon crisps for dessert. Bring your beverage and eat the lunch you have made. 9 a.m.-3 p.m. Corbin Art Center, 507 W. Seventh Ave., Spokane. $34. (509) 625-6200.
Harlem Globetrotters - They bring a captivating assortment of trick shots, high-flying dunks, and incredible ball handling wizardry – with a side-splitting array of comedy – all presented by some of the world's greatest athletes and entertainers. Basketball fun for the whole family. 7 p.m. Spokane Arena, 720 W. Mallon Ave. $20-$90. (800) 325-SEAT.
Saving for the future
sponsored According to two 2015 surveys, 62 percent of Americans do not have enough savings to handle an unexpected emergency, much less any long-term plans.


text:
Your Reasons by The Tad on Cult Hits of the 1950's, Vol. 2, and
Blue Blue Party by Dick Flood, on The Incomparable Dick Flood, and
Tonight I'm Alone by Lloyd Conger on Beer Bar Blues in
Help You Find A Way by Patty Parker, and
Reconsider Me by Margaret Lewis in episode 105.Read More
Center Stage: On Pointe
This Time by Bobby Page & The Riff Raffs.Read More
Reconsider Me by Margaret Lewis,
Leave Her Alone by Donnie Owens on Vintage Country 1957 – 1969, and
Everything Happens for the Best by Dick Flood on Dick Flood: 1961-1967 in episode 104.Read More
A Shade Of Difference, by Bozo Darnell on Vintage Country 1957-1969 in episode 204.Read More
Wayward Pines
Who Do You Suppose? by Connie Conway on Hidden Treasures in episode 204.Read More
Start at the Bottom by The Newton Brothers on Amazing Hits of the Transistor Era,
Long Way Up by Jailhouse on Please Come Back, and
Speak My Name by Bobby Sykes in episode 103.Read More


text:
I'm using this now as a banner for my WTF blog posts.
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Show and tell for designers
What are you working on? Dribbble is a community of designers sharing screenshots of their work, process, and projects.
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WHAT'S NEW with US?
Executive General Meeting
Tuesday, JUNE 21, 2016 @ Mr. Ribs in Lakeview at 7:00 pm
Everyone welcome!
We need community residents to help fill the following positions for the upcoming year.
Please consider volunteering your time so that we can continue to provide programs and activities for the Lakeridge Community. The LCA meets just once a month @ 7pm. Join us at any monthly meeting and see how you, together with the rest of the LCA Board, can make a difference in the community!
TAKE TIME...MAKE TIME...get involved in YOUR community!
LCA Current Newsletter
Click here to read our current newsletter
(Spring 2016) (pdf)
NEW: Advertise with us!
If you are interested in advertising in the Lakeridge Newsletter, contact us at firstname.lastname@example.com
The LCA may limit the number of ads in order to fit our printing requirements. Ads must be submitted well in advance.
Deadline to submit an ad for our August 2016 newsletter is May 31, 2016
Business card size $45
Quarter page $75
Half page $145
Be in the loop on what is happening in the community, neighboring communities and service announcements from the City. Sign up and receive current straight to your inbox. You can unsubscribe anytime!
Subscribe to receive emails from LCA.
Lakeridge Community Association and Lakeridge Playground Project Committee wins the $10,000 from the Go Out and Play Challenge! Thank YOU for your support!
Lakeridge Community Association and Lakeridge Playground Project WINS the $10,000 from the Go Out and Play Challenge! Thank YOU for your support!
Thanks to all that participated and logged in your minutes for the 10 day challenge. 100% will go towards the Lakeridge Playground Project to replace the 25-year old community playground adjacent to Lakeridge Public School. www.lakeridgeplay.ca
Lakeridge Community Association has already donated $10,000 to support the Lakeridge Playground Project and are pleased to continue our support by rallying the community to participate in the Go out & Play Challenge to win another $10,000 for this worthy project!!
To learn more about this Project and how you can contribute, visit www.lakeridgeplay.ca


text:
Bridgewater, NJUSA
Hometown: Bridgewater Area
November 4, 2013
I love the culture NYC offers!
The MET, MOMA and the Museum of Natural History
Hi! I'm Tina, a native New Yorker currently living in NJ. I love the culture NYC offers!
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Contact NowFulPlusFulPlus has higher bioactive groups, and strong chelating to the trace elements. It is highly recommended to apply as the pesticide adjuvant, increase the pesticide efficiency, or to formulate the high concentrated foliar fertilizer & flush fertilizer.Read More2015-09-10
Add.: C1008 Xinyidai International, 7th Xixie Road, Xi'an China 710065
Tel: 86-29-88224442
E-mail: email@example.com
Web: www.agronaturetech.com
Copyright © Xi'an Naturetech Co.,Ltd


text:
VideoChat Design and funcionality Modification
This project received 4 bids from talented freelancers with an average bid price of $105 USD.Get free quotes for a project like this
Skills Required
Project Budget$30 - $250 USD
Total Bids4
Project Description
Looking for someone experienced in web design to modify some design and functionality of a video chat application.
I have the files and everything is in there so I just need to give instructions to implement the modifications, no new codes required.
If interested put in touch and will give further details.
Thank you
Looking to make some money?
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text:
Patty Conklin during a blowdown, St Boniface, Manitoba, Can, July 1st, 1939; Oil by Jack Ray, Conklin and Garrett Shows sign painter
The Carnival Museum
The World's Only Carnival & Circus Museum
The City of Brantford will not allow our Alice Street FUN FACTORY faculty to open to the public because of a zoning issue. We have been forced to take our Carnival collection on the road. At our first event, the Museum will operate the "Patty Conklin" three abreast Merry-Go-Round for the full 20 week season at beautiful Chinguacousy Park in downtown Brampton. The Museum is hitting the road as a full sized The Conklin and Garrett Shows carnival with 15 family rides, 5 "hankie-panks" kids games, and 4 fun food wagons.
Brampton's Chingcausousy Park
When: Every day in July & August, weekends in September & October 2016
Where: Chinguacousy Park, 9050 Bramalea Rd, Brampton, Ontario
Website: http://www.brampton.ca/…/Pages/Welcome.aspx
Toronto's East York Canada Day Celebration
When: July 1 – 10:00 am
Where: Stan Wadlow Park, 373 Cedarvale Ave, Toronto ON
Markham's JAMBANA™ One World Festival
When: July 31 – Aug 1, 10am – 10pm
Where: Markham Fairgrounds, 10801 McCowan Road ,Markham, ON
Website: http://jambana.com
Burlington's Canada's Largest Ribfest
When: September 2 – 5, 2016, 10am daily
Where: Spencer Smith Park by the lake, 1400 Lakeshore Rd, Burlington, Ontario
Website: http://www.canadaslargestribfest.com
Welland Fair (West Niagara Fair)
When: September 9-11, 2016
Where: West Niagara Agricultural Centre, 7402 Mud Street, Grassie, Ontario
Website: www.westniagarafair.ca
Collingwood Great Northern Exhibition
When: September 23-25, 2016
Where: TBD
Website: www.greatnorthernex.com
Bala Cranberry Festival
When: TBD
Where: TBD
Website: TBD
BOOK NOW for 2017!
Call Maxine 519 753-4646
Due to bylaw zoning enforcement issues, the City of Brantford has forced the Museum's Carnival Fun Factory at 114 Alice St, Brantford to close its doors. The two feature elements, our artefact collection and our amusement ride park are no longer open to the public. However, the Museum, archives, and artefacts are available for research purposes by appointment.


text:
Life Is A Runway. Pivot.
By Deb Peterson When you see Madeleine Litton across a room for the very first time, you can't stop looking at her. Not because she's an inch shy of six feet. Not because she's as stunningly handsome as she is beautiful. Not even because she's always meticulously dressed and bejeweled. You can't stop looking at Read More
Marvelous! Woman — Madeleine Litton
Family: Family is very important. Family isn't always genetically linked. Work: Some kind of work is always necessary for a feeling of self worth. Beauty secret: A plastic surgeon on speed dial is my favored beauty regimen, but Lisa Chism with a syringe of botulinum will work! Makeup: I am trying Bare Minerals. You need Read More
Bella's Table
Bella's Table — June/July 2016
By Estella Tullgren With the summer season in full swing, please take advantage of your local farmer's market. I hope you will try the Asian Noodle Salad recipe. It is a great way to use your favorite salad ingredients. And who isn't looking for another flavorful chicken recipe? One Pot Chicken and Orzo is just Read More
Marvelous! Voices
Marvelous! Voices — The Art of Following Your Dream. The Dream of Following Your Art.
By Jeanne Roth PRELUDE As a young girl in Cape Girardeau, Missouri, my dream was to be an artist. At the age of 12, while taking an art class at our local college, I was encouraged by the teacher, who, having witnessed my chalkboard scribbles, mentioned that she thought that I showed artistic promise. That Read More
Marvelous! Voices — April/May 2016
By Vicki Garner Some of my earliest and fondest memories are those I have of working in my grandparents' gardens. My grandmother, Marguerite Slocum Anderson, was one of the first female landscapers in Arkansas. I still remember the enormous weeping willow tree in her large garden in Helena. It was surrounded by row upon row Read More
Marvelous! Voices — Reflections on 5 Years
By Deb Peterson When I started Marvelous! five years ago in a corner of my living room, I did it with a little bit of experience and lot of things to learn. I did it with the encouragement of my partner, Tim Malaney, and the support of a lot of people who believed in me. Read More
M! Society — Girl's Night Out, April 2016
Marvelous! Girls Night Out was held at the Big Creek Golf and Country Club on April 26, 2016. The event was sponsored by Ozark PT Specialists. M! June/July 2016
M! Society — The Hit Men — March 18, 2016
The Hit Men was held March 18 at the Coulter Center at The Sheid. Photography6 by Amanda Kay Herd. M! June/July 2016
M! Society — Stetson and Stilettos — April 2, 2016
Benefiting Hospice of the Ozarks, Stetsons and Stilettos was held at Stonecreek Ranch on April, 2, 2016. Photography by Amanda Kay Herd. M! June/July 2016


text:
NFL defensive star has strong hoops skills too. Watch him dunk
Chicharito might be J.J. Watt's biggest fan Watch Now
JJ watt is feeling just fine, woodheads daughter is also Watch Now
The Texans star knows how to have a good time. Teammates join the fun
Heath Evans joins Colin Cowherd to talk about Brock Osweiler Watch Now
Brock Osweiler Introduced as Texans QB Watch Now
Brock Osweiler: Peyton Manning Taught Me How To Be a Pro Watch Now
Brock Osweiler: Excited To Throw To DeAndre Hopkins Watch Now
Lamar Miller introduced with Texans Watch Now
How Do You Carry Over The High Of Winning a Super Bowl? Watch Now


text:
ECS G10IL is officially a go – on sale sometime in April
This Eee competitor is more inline with ASUS' newest offerings, but this notebook will be available a bit sooner than the new Eee. It has 3G, choice of SSD or HDD, and choice of 8.9 or 10.2 inch displays.
The 3G comes in the form of a tri-band HSPA modem that works in the US, Asia, and Europe. You also get a 1.3MB webcam and your choice of 4 of 6 cell batteries.


text:
CHMP Backs Dalbavancin (Xydalba) for Acute Skin Infections »
"The European Medicines Agency (EMA) Committee for Medicinal Products for Human Use (CHMP) has recommended approval of dalbavancin 500 mg (Xydalba, Durata Therapeutics) for acute bacterial skin and skin structure infections (ABSSSI) in ad"...
Read the CHMP Backs Dalbavancin (Xydalba) for Acute Skin Infections article »
Apply Cloderm (clocortolone pivalate) Cream 0.1% sparingly to the affected areas three times a day and rub in gently.
Occlusive dressings may be used for the management of psoriasis or recalcitrant conditions.
If an infection develops, the use of occlusive dressings should be discontinued and appropriate antimicrobial therapy instituted.
Cloderm (clocortolone pivalate) Cream 0.1% is supplied in 15 gram, 45 gram and 90 gram tubes.
Store Cloderm (clocortolone) Cream between 15° and 30° C (59° and 86° F). Avoid freezing.
Distributed by: Healthpoint, Ltd. San Antonio, Texas 78215. 1-800-441-8227. FDA Rev date: 12/10/2003This monograph has been modified to include the generic and brand name in many instances.
Last reviewed on RxList: 6/12/2008
Cloderm FDA Prescribing Information
Additional Cloderm Information
Cloderm - User Reviews
Cloderm User Reviews
Now you can gain knowledge and insight about a drug treatment with Patient Discussions.
Here is a collection of user reviews for the medication Cloderm sorted by most helpful.
Report Problems to the Food and Drug Administration
You are encouraged to report negative side effects of prescription drugs to the FDA. Visit the FDA MedWatch website or call 1-800-FDA-1088.
Women's Health
Find out what women really need.


text:
What you should know JavaScript and PHP Forms
What you should know
I wanted to talk about some things that you need to be familiar with before taking this course. You should be familiar building online projects and know how HTML works. A really good course to check out is HTML Essential Training with Bill Weinman. You should also be familiar with JavaScript basics. If you need help check out Simon Allardice's JavaScript Essential Training. In this course, I show you how to process a form dynamically using Ajax. You may also want to check out my course, JavaScript and Ajax. On some of the chapters you're going to need to have access to a web server to test and run the examples. If you need help understanding FTP and working with a hosted server check out my course, Managing a Hosted Web Site.
On some of the examples I'll be working with an online database so make sure you check out the chapter on reading a database on this course. You should be comfortable editing with text editors like BBEdit, Sublime Text or others. In this course, I'm going to use an editor called Sublime Text, but you should use your favorite text editor. With just a little bit of background experience, you should have no problem taking this course.
What you should know provides you with in-depth training on Developer. Taught by Ray Villalobos as part of the Validating and Processing Forms with JavaScript and PHP
- Subjects:
- Developer Web
- Software:
- JavaScript PHP
- Author:
- Ray Villalobos
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Illustrator CC 2013 One-on-One: Fundamentals1,677,422 Views
Git Essential Training2,851,121 Views


text: David Letterman Made to Squirm Over His Fear of CommitmentRyan Tate4/15/09 5:44amFiled to: CommitmentDavid LettermanKelly Ripafamily mattersDefamerClips12EditInvite manuallyPromoteDismissUndismissHideShare to KinjaToggle Conversation toolsGo to permalink Kelly Ripa of Regis & Kelly was about as polite and charming as possible when asking David Letterman last night why it took him 23 years to propose to his girlfriend.Sometimes it's much more firm to watch the Late Show host squirm and make half-hearted self-deprecating jokes than to watch him go on a hilarious tear against someone. (If you're impatient, skip about two minutes in.)Reply12 repliesLeave a reply


text:
Watch Warehouse 13 Season 4 Episode 18 online via TV Fanatic with over 5 options to watch the Warehouse 13 S4E18 full episode. Affiliates with free and paid streaming include Amazon, iTunes, Vudu, YouTube Purchase, and Google Play.
Watch Similar
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Episode Details
When artifacts are stolen from Warehouse 12, the team sets out to find them on Warehouse 13.
- Show:
- Warehouse 13
- Season:
- Warehouse 13 Season 4
- Episode Number:
- 18


text:
(CHATSWORTH, CA) -- Pure Play Media celebrates Moms with a month of MILF titles at super low prices. Order from 200 of the top MILF DVDs, buy in bulk to get the lowest prices.
Everyone is sure have a ''mommy complex'' with beauties like Lisa Ann, Holly Halston or the Homegrown Housewives featured. The best of MILFs is only available for May. For order and additional sale details contact email@example.com.
No matter what the MILF fantasy Pure Play Media has titles for all tastes. Featuring strong sellers from their acclaimed clients to include: Naughty America (My Friends Hot Mom Vol. 15), Score (Muthas Who Luv Brothas), Homegrown Video (Housewives Unleashed Vol. 31, Horny over 40 Vol. 49), and Private (Cheating MILFs).
''This month, in porn style, were paying homage to Moms as best we can with a special devoted strictly to our top titles in the MILF genre. Make May exceptional, order MILF videos at the lowest prices possible!'' says Pure Play Media CEO, Richard Arnold.
Pure Play Media offers the best in product and price-point Direct to Retail, featuring a special studio or niche every month. To learn more on this and the many coming promotions retailers should contact a Pure Play Media representative at: firstname.lastname@example.com
To enjoy Pure Play Medias full library of ''hot mommies'' log on to: www.pureplaymedia.com
About Pure Play Media:
Pure Play Media distributes for the best and most varied studios in the adult industry. Pure Play Media has created an environment that fosters the creative talents of their many clients while handling day-to-day promotion and distribution. PPM has assembled a professional team that takes care of the business end of things so their incredibly talented roster of filmmakers can do what they do best. This unique combination of business acumen and creative freedom has resulted in a business that delivers customers high- quality product and the service they demand.
PPM's roster includes such top names as: The Score Group with their top heavy hotties, Private Media Group, Europe's largest adult film company, the most well known and popular amateur product, Homegrown Video, online powerhouses, Naughty America and gay division Suite 703, Silver Sinema and Hundies, Asia roaming producer Asia Bootleg, publishing giant, Swank Digital, photographic icon, Suze Randall, Gonzo pioneer,Seymore Butts (and Cousin Stevie), Pink Moon, Liquid London, the edgy HellHouse, with the latest additions, Pink Lotus, Edward James Studio and Video. X. Pix. PPM is able to provide consumers a wide variety of high-quality adult entertainment by filling their roster with the best in numerous genres for over five years, with plenty more to come.
ED Expo Returns to NO
Katrina Jade GOTM
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World Bukkake Tour
Cum Swallowing Auditions
Venus Anniversary 20
BBWcon Takes Over Vegas
Freedom Acres Party
Porn Star by Herschel Savage
TexXxas Fan Event
Shawna Lenee Dogfart GOTM
Paradise Marketing New Website
GFE at Sheri's Ranch
Samantha Hayes Interview
Dead But Dreaming ~ Reviewer Rated
Dava Foxx Self-Booking
Gina Valentina's 1st IR
Submission of Emma Marx: Exposed ~ Reviewer Rated
BBWcon 2016
New Webcam Opportunity
NaughtyAllie Facelift
Nina Elle MiniView
Kahlista Stonem Available
Sanders, Trump Joint News Conference
Naughty Massage
Redefining the Status Quo
Jenevieve Hexxx at Trixie's
Ocean News from Lexi Love
Hard Squeezes
APAC and Sex Worker Rights
New From Rodney Moore
RNSU Radio Thurs March 24
New Girls
What We Signed Up For
The Directors
What is Consent?
Bee, Evans at Sexpo
New Gay News Site
Alana Evans on MTV
Sexpo Cosplay
Cruz Receives Porn Offer
Poking Around AVN 2016
Deadly Famous
Planet Venus
The Hedge Against Exploitation
Performers File Unpaid Wage Claims
Toy with Raquel Sultra
Savana Styles Available
ChargeSavvy at ED Show
Driller Signs The Rub
NightMoves Calls for Sponsors
Casting Call
ABK Beta Users Free
OC Signs Darcie Dolce
Brittany is Back
Dollie Darko with 101 Modeling
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The V Agency Joins LATATA
Sin Claire with Foxxx
New Smash VP Wyatt Case
Epoch Club Special Event
Ink Inks OC, The Rub
XBIZ 2016 Announced
RAW Signs Sasha Bradshaw
Direct Reps Harper
SashaBrabuster's XXX Comeback
AJ Applegate Available
Freedom Acres Open House
Global Adult Industry Association
Tod Hunter Press Releases
Cumisha Amado at Sagebrush
J.Lo Doc Johnson Offer
Passport to Hustler Event
Advertise on AINews
Freedom Acres Location
Nina Elle Retains Star Factory
Karen Summer Returns
She's Judas & Available
Camming Con Moves Dates
Exquisite Distributes DDF
Cherie Deville Returns
Roxanne Rae Available
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Maryjean Available in LA
Alicia Silver Productions Content
Thomas Bagley Outed Belle Knox
Casting Call for 'Operation: Outdoors'
Mission Control Open House
Cherie Deville in LA
PASS Holiday Schedule
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AINews New Look
Business News Section Index


text:
Reload the page and try again.
Tuition & Financial Aid:
Well for it being a community college I'm enrolled in after hearing what Universities and other big colleges charge it's hard to complain too much about tuition and other fees.
Tuition & Financial Aid:
Everything seems to be at the right price.
Tuition & Financial Aid:
The fees for the books are dreadful. I have saved over $500 by avoiding the school bookstore and using Amazon instead. The tuition is some of the cheapest in the state, but there are also a lot of random, hidden fees and I wasn't expecting. The staff working in the financial aid office are very sweet, but you can tell that they are burnt out by mid-day because of how severely understaffed they are. I would like to see more people hired on for financial aid tasks to help with the rush of students and swarm in during certain periods of the year.
Tuition & Financial Aid:
The lines are long and the staff is not very friendly, but they eventually help you get what you need.
Tuition & Financial Aid:
They work with u financies
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I know the meaning of friendly fire, but I never thought about it too much, if you are shooting someone who is your brother in arms, it's not like I'm not going to shoot someone just referring mostly to FPS as you probably guessed already, how can the fire be 'friendly', any idea about the origin of the word?
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closed as general reference by Mark Beadles, Mahnax, tchrist, Gnawme, FumbleFingers Jun 6 '12 at 1:12
This question is too basic; it can be definitively and permanently answered by a single link to a standard internet reference source designed specifically to find that type of information.If this question can be reworded to fit the rules in the help center, please edit the question.
If you consider "enemy" to be the opposite of "friend," the any fire you come under in battle is either from your enemies or your friends. That from your friends is "friendly" in the locative sense (coming from your friends) rather than describing the behavior of friends.


text:
Your recent recommendation of EXBT surely does leave a foul odor around these parts.Did you recommend EXBT so that you could dump it on the unsuspecting? I don't think you have an ounce of class but thats just my opinion. I can tell you that I won't take your word for anything. In fact, I'd sooner get a shoe planted up my ass.
first you spelled my name wrong...second, EXBT was up 85% in just the last 1/2 hour of trading today b/c some company called Apple has signed them into a global dist pact...now STFU and get lost.
It is still my opinion that EXBT will hit .75(1x sales) in January. I have not sold(but added) since my post here. Craze stands by his recs, but is not afraid to change his mind if fundamentals deviate from my projections.If, as I rec'd, you listened to the last CC, you may see how my opinion is based.Your injection of ad hominem barbs are uncalled for ands speak to your deficiencies, not mine.Any other "questions".
<Craze stands by his recs, > LOL, Are U standing by GTEL?


text:
Nigerian Archbishop claims there is "no hope" for Anglican communion
Post your comment
Comments on this article are now closed.
Reader comments
Good, let the schism occur, long overdue and a weakening of the C o E, a very positive that I support.
"a very positive step that I support", I meant to have said in the previous posting.
What is this so-called archbishop blathering on about? Why doesn't he just come out and say — "I am a bigot"?
I cannot be the only Anglican who will greet ++Akinola's pronouncement with some measure of relief as well as regret. Regret because schism, alienation, and dissention are clearly foreign to the loving unity proper to the Church as Christ's body and his bride, and also because any division will perhaps place LGBT Anglicans in the 'Global South' in an even more difficult position than they currently endure. But we also feel relief because the attempt by the Nigerian, Ugandan, and Australian bishops to make the Anglican communion something it is not – a narrow, intolerant, and rigid sect – seems to be coming rapidly unstuck. The Anglican Church has not (as some of us feared) rejected the Episcopalians and their 'liberal' allies, and so those who are unwilling to live in a Church which does not condemn liberals feel they have to leave. Of course, we are not happy to see them go, but we are very happy that their project to demolish the latitudinarian and liberal traditions of the Church of England and its daughter churches appears to have been defeated.
Now comes an even greater challenge, however: if there is to be any kind of formal schism (as opposed to the Mexican stand-off that currently prevails), how will it be carried out? It is not as simple as it might seem, because there are liberal parishes in Nigeria, and conservative dioceses (and liberal parishes in conservative dioceses) in California. Any split is likely to be very, very messy indeed, and it seems to me that all but a small number of 'Southern' dioceses (presumably led by ++Akinola) are likely to try to avoid it at all costs, even if it means remaining in an uncomfortable communion.
You know, rj (the commenter before me) years ago we had in America what was known the Civil War…in which slavery – the civil rights issue of it's time – was abolished. It was messy too. But the nation prevailed, and new generations got over it. I wouldn't worry too much about a split in the Anglican church. Like I've said before, hatred always goes out of style. The Anglican church will survive…if it's meant to–
Edward, I totally concur. Let the split happen, its long overdue. Too much "dead wood" and dead is always negative. Akinola and his fan club are the epitomy of it. Let him continue. The Anglican church will survive with or without these bigots, if as you say, "it's meant to" though I doubt its power will have strengthened, and that's a good thing too.
Recommended reading……..; The God Delusion by Richard Dawkins
I wonder who will fund this new church?
apYrs, indirectly you and I will from taxes paid to support the C of E as the state religion. A bone of contention with me. Why should we have to support any religion through taxes? These parasites who run the church are tax-exempt, yet they get to have a say in the kind of equality rights we win. Something very wrong with that picture if you ask me. I'm all for disestablishing state religion and the funding of all of them. After all, there's is a choice, nobody forces them to believe or worship, as such should be construed as a luxury item and subject to taxation.
Oh, who shall rid this world of these Neanderthal men?
The bible also says man shall have one woman, but when your challenged on that in Africa you have the pathetic excuse 'oh, well to have more than one partner is part of our culture'.
Absolute total garbage.
The press in general would do the world better justice in refusing to give oppressive groups and leaders publicity, in order to minimise their ability to spread their insipid prejudice. May the Anglican Communion break up and may those who deem themselves so pure return to heir lands and crawl back under their rocks. The rest of us can then refocus, and put our hard earned cash into legitimate charitable works. Yes, that's right Akinola, no communion = no cash, suck on that…
It's just as bad in the English C of E diocese, with hypocritical Bishops who say one thing in private and another in public – absolute garbage – the lot of them and more sadness that some goblin like idiots in Whitehall actually authorised these men of the church as fit for office as Bishops to the Crown. What better example to the young of this 'civilised' society that Church is a 'pestulance' of the past to be terminated or at best ignored.
Martin Davies, Gay Clergy Spouse
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On behalf of the staff and board of directors of Peoples Family Health Services, Family Planning and WIC programs, Id like to give a warm thank you to all the sponsors and supporters of our 1st annual Runt Race and Obstacle Course fundraiser at the D&N Event Center on Nov. 23.
Gold Sponsors that donated $1,000 or more in money, supplies and/or volunteer services: Walmart Distribution Center #7018 and employees, Nebraskaland National Bank and employees, D&N Event Center, Whitetail Screen Printing, Peoples Family Health Board of Directors and families, Peoples Family Health employees and families.
Silver Sponsors that donated $200 to $999 in money, supplies and/or volunteers services: Js Construction & Remodeling, Cain Athletics, Amber Bunger, Aaron Vieyra.
Bronze Sponsors who donated $100 to $199 in money, supplies and/or volunteer services: North Platte Jaycees, One Eleven Lounge in Ogallala, owners Gregg & Judy Gifford, Toxic Graphics, Menards, Firestone Tires, Ericksons Furniture.
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BEST BETS: "Jessica Jones," "Big Trouble/Escape from New York" & More October 2016 Highlights
Comic Books
Two years ago, editor Drew Ford launched a line of graphic novel reprints for Dover Publications, starting with "A Sailor's Story," Sam Glanzman's account of his service on a ship in World War II, which received aglowing review in The New York Times. Since then, Ford has demonstrated a knack for finding interesting titles and bringing them back in enhanced editions: David Michelinie and Bret Blevins' "The Bozz Chronicles," Chuck Dixon and Gary Kwapisz's "Civil War Adventure," and Steven Murphy and Michael Zulli's "The Puma Blues," which has been nominated for an Eisner Award.
Now Ford has left Dover and set up his own publishing house, It's Alive!, to continue producing high-quality reprints of classic comics. His launch title is "Red Range," by Joe R. Lansdale and Sam Glanzman, which was originally published in 1999 in black and white. The new edition has been colored and includes a new afterword by Stephen Bissette. A Kickstarter to fund the project has just reached its initial goal, but Ford has some stretch goals as well. His next project will be Trina Robbins' "Dope."
We talked with Ford about his plans to preserve the history of comics by bringing classic comics back into print as graphic novels.
Welcome to Food or Comics?, where every week we talk about what comics we'd buy at our local comic shop based on certain spending limits — $15 and $30 — as well as what we'd get if we had extra money or a gift card to spend on a "Splurge" item.
Check out Diamond's release list or ComicList, and tell us what you're getting in our comments field.
Graeme McMillan
It's a slow week, this week; if I had $15, I'd use it to catch up on some recent enjoyments like Action Comics #3 (DC, $3.99) and OMAC #3 (DC, $2.99), two of my favorite titles from the New 52 relaunch–OMAC in particular has been a really weird and wonderful joy–as well as the final issue of Marvel's great and sadly underrated Mystic revival (#4, $2.99). I'd also see if the parody-tastic Shame Itself #1 (Marvel, $3.99) lives up to its potential, because "Wyatt Cenac + Colleen Coover" sounds pretty promising to these ears.
Welcome to Food or Comics?, where every week we talk about what comics we'd buy on Wednesday based on certain spending limits — $15 and $30 — as well as what we'd get if we had extra money or a gift card to spend on a "Splurge" item.
Check out Diamond's release list or ComicList if you'd like to play along in our comments section.
Graeme McMillan
If I had $15 this week, I'd immediately go for Flashpoint #1 (DC Comics, $3.99) – I am very, very unsure about the number of tie-ins DC are pushing out for the new crossover event, but with Geoff Johns in charge, I'm suspecting that the main book will be worth a look at least. I'd also grab the relaunched GI Joe #1 (IDW, $3.99), if only to follow up on the "Cobra Civil War" storyline that I admit has completely caught my attention unexpectedly. Curiosity would also get me to pick up both Moriarty #1 (Image, $2.99) and Total Recall #1 (Dynamite, $1.99), two new launches that will hopefully take familiar ideas and characters in directions I wouldn't expect…
IDW Publishing will launch a new 30 Days of Night series next spring by author Joe R. Lansdale and artist Sam Kieth.
The comic, announced this morning in a very brief statement on the publisher's Formspring account, will be at least the 13th title spun out of the popular 2002 miniseries by Steve Niles and Ben Templesmith.
In the original, which was the basis for the 2007 film, vampires flock to Barrow, Alaska, where the sun sets for about 30 days, allowing them to feed on the residents. Although several of the sequels, such as Dark Days and Return to Barrow, center on the city or the survivors of the attacks, others are expansions of the "30 Days universe." A six-issue X-Files/30 Days of Night crossover, by Niles, Adam Jones and Tom Mandrake, debuted from WildStorm in July.
Lansdale is an award-winning author known for his "Hap and Leonard" series of mystery novels, the novella Bubba Ho-Tep and comics like Jonah Hex: Riders of the Worm and Such, Conan and the Songs of the Dead, and Pigeons from Hell. He also wrote episodes of Batman: The Animated Series and Superman: The Animated Series, as well as the screenplay to the animated DC Showcase: Jonah Hex.
Kieth is best known for his comic turned animated series The Maxx, Zero Girl, Batman/Lobo: Deadly Serious and Arkham Asylum: Madness. He provided a variant cover for The X-Files/30 Days of Night #1.


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|ESPN Network: ESPN.com | NBA.com | NHL.com | WNBA.com | ABCSports | EXPN | INSIDER | FANTASY
Wednesday, November 19, 2003
Henderson sets all-time base stealing record
By Larry Schwartz
Special to ESPN.com
May 1, 1991
Rickey Henderson started the season needing only three steals to pass Lou Brock as the all-time leader. But Henderson got off to a slow start; he was picked off three times, caught stealing on four of six attempts (including once today) and spent time on the disabled list.
With Brock in today's crowd in Oakland, Henderson takes his lead off second base against Yankees pitcher Tim Leary in the fourth inning and swipes third, his belly flop easily beating catcher Matt Nokes' throw. It is his 939th theft in 13 seasons, compared to Brock's 938 in 18. "I said to myself, 'It's all over,'" Henderson says later. "I'm No. 1 now."
The game is stopped for a ceremony in which Henderson is presented with the base, a statuette of himself, a plaque for his mother and, after the game, a Porsche 911. Rickey's speech to the crowd is long on emotion and short on modesty.
"Lou Brock certainly was a symbol of great base stealing," the Athletics left-fielder says, "but today I am the greatest of all time."
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text: July 27, 2016 How Do Smithsonian Curators Decide What to Collect at the Political Conventions? July 27, 2016 Sarah Winnemucca Devoted Her Life to Protecting Native Americans in the Face of an Expanding United States History of Now July 26, 2016 The Only Time a Major Party Embraced a Third-Party Candidate for President July 26, 2016 Is Donald Harvey the Most Prolific Serial Killer in America? History of Now July 25, 2016 The History of Women Presidents in Film July 22, 2016 How You Wound Up Playing The Oregon Trail in Computer Class Commentary July 21, 2016 How to Avoid the Pitfalls in the Politics of Graphic Messaging July 21, 2016 How Did a Grizzly Bear Get on California's Flag? July 20, 2016 Check Out the Lunar Dust That Still Lingers On Neil Armstrong's Gloves July 20, 2016 How America's Public Parks Were Born More Recent Stories »


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FIFA Manager 09 PC
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- Release Date: Dec 19, 2008
- Critic score
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LEVEL (Czech Republic)A good alternative to Football Manager. Attractive, realistic and complex sport manager game for almost any audience. Interface improvements needed! [Nov 2008]
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FIFA Manager 09 is undoubtedly the most comprehensive club management simulation money can buy. While the 3D engine fails to capture the ebb and flow of matches with Football Manager 2009's aplomb, and despite a few tactical shortcomings, it's an excellent alternative with an exhaustive feature set.
Games Master UKNot as clean as "Football Manager," and by no means more accessible. [Jan 2009, p.77]
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Awards & Rankings
User Score
Mixed or average reviews- based on 22 Ratings
User score distribution:
Positive: 2 out of 3
Mixed: 1 out of 3
Negative: 0 out of 3
AndrewMJun 8, 2009Brilliant game commentary can be mixed Never had any problems far better and less confusing than Football manager.
BrettPoeMar 10, 2009I absolutely love this game and the depth it goes into. Nothing is better than when you get into the game about 3 or 4 years into it and meetI absolutely love this game and the depth it goes into. Nothing is better than when you get into the game about 3 or 4 years into it and meet all requirements to go public with the team. This game is for people who love the managing aspect.… Full Review »
DesbertW.Dec 13, 2008Too many bugs in the English game eg playing League Cup matches against other sides reserve sides, having three subs in England team all Too many bugs in the English game eg playing League Cup matches against other sides reserve sides, having three subs in England team all called Owen Hargreaves and inability to make substitutions. A step back from the previous game and still the lack of consistency between what happens in the 3D game and the evaluations given to the players.… Full Review »