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PANHANDLE - A strong ground game led by Kyron Trussel and a stingy defense lifted the Bobcats to a District 6-2A road win Friday night.
The Bobcats (3-2 overall, 1-1 in district) got 185 yards and a score from Trussel on 24 carries. His 1-yard plunge with 10:55 to go in the second quarter broke a scoreless tie. His 38-yard scoring strike to Jesus Lechuga eight minutes later might have broken more than that.
The Bobcats' 12-0 halftime lead was never threatened.
Landon Morton extended the lead to 19-0 with a 31-yard jaunt with 7:48 to go in the third.
David Shaver scored on a 3-yard run for Panhandle with 4:21 left in the third.
The Bobcats racked up 284 total yards to the Panthers' 241 and overcame three turnovers in the win.
Shaver finished with 104 yards and a score on 24 carries.
Sunray 0 12 7 0 -19
Panhandle 0 0 7 0 -7
S-Kyron Trussel 1 run (kick failed)
S-Jesus Lechuga 38 pass from Trussel (two-point conversion)
S-Landen Morton 31 run (Trussel kick)
P-David Shaver 3 run (Sy Slover kick)
Sunray Panhandle
First Downs 11 10
Yards Rushing 237 186
Yards Passing 47 55
Total Yards Gained 284 241
Comp-Att-Int 2-4-2 3-7-0
Punts-Avg 3-40 3-20
Fumbles-Lost 3-1 4-2
Penalties-Yards NA-40 NA-30
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text:
Fancy Nancy and the Delectable Cupcakes (Prebound)
Usually Ships in 1-5 Days
For use in schools and libraries only. Nancy has been having a little trouble paying attention in class--but when it's time to get ready for the school bake sale, she is all ears. With Mom's help, Nancy remembers to follow all of the directions for a delectable batch of cupcakes...except for
About the Author
Jane O'Connor is the author of more than thirty books for children, including the Nina, Nina Ballerina stories, illustrated by DyAnne DiSalvo, and the Fancy Nancy picture book series. Ms. O'Connor lives with her family in ever-posh New York City.
Robin Preiss Glasser, a former professional ballet dancer, has illustrated more than fifty children's picture books, including the New York Times bestselling Fancy Nancy series, written by Jane O'Connor. Robin lives in San Juan Capistrano, California, with her husband, Bob. She has two grown children, Sasha and Ben.

subset: commoncrawl


text:
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$25 mil. - $50 mil.in Revenue
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12137 Tecumseh Rd. E.TecumsehOntarioN8N 1M2Canadaview map
(519) 979-4400
Enterprise_Iteration-NT.1545[04] SEIDXWK-31


text:
CAGB Coffeehouse Series
Spring 2016 Schedule
All shows at 8:00 pm
in the West Lounge
of the Campus Activities
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FREE of Charge!
For more information on
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Adelee & Gentry
Thursday, January 14
Sisters Adelee and Gentry have been singing and performing as a duo for the past five years and "have a polished folk-pop sound that is grounded by a rootsy base but elevated by the self-taught sisters' unique yet captivating style of two-part harmonies." The sisterly collaboration birthed their breakthrough debut album, "Nice to Meet You…" in March 2012, their holiday EP, "Waiting for Christmas" in November 2012, and their latest single, "The Color Song" in March 2013.
Adelee and Gentry's unique vocal styling and harmonies are garnering attention by music industry pros such as Billboard 615 Spotlight and Music News Nashville. They have been featured on local TV shows as well as local radio stations.
Head here for a clip of Adelee & Gentry.
Call Security
Thursday, February 11
Call Security is an alternative rock group from Geneva, New York, known for blending folk and rock sensibilities with melodic pop hooks. Call Security experiments with elements from several genres to create modern high-energy music. In 2013, Call Security was named the "Judges' Choice" winner at the Saratoga Performing Arts Center Battle of the Bands, a contest between 10 bands selected from a pool of 48 contending groups. Using the awarded studio time, Call Security recorded their EP, "To Whom It May Concern."
Check out Call Security's music .
Danika Portz
Thursday, April 7
Danika Portz and her music has been described as a mixture of Mumford and Sons, Kacey Musgraves, and Katy Perry -with a voice on par with Norah Jones. She has performed at CMA Fest, several Hard Rock Cafes and Casinos, the legendary Bluebird Cafe, opened for Dan+Shay, and recently was on a 20 day military tour to SW Asia. Her vocals have been featured on CBS's Big Brother as well as the theme song for MTV's Virgin Territory. Danika has been interviewed and featured in the following publications: Billboard, Country Weekly, and MusicRow Magazines.
Listen to Danika's music here .


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Crossroads of Twilight by Robert Jordan
(159 ratings)
More reviews by author
(Jun 20, 2004)
The Wheel of Time has been my favorite series for many years. It has become very difficult over the last few years to wait so long only to read book ten which had too much garnishment to make it a truely enjoyable read. But what really killed it for me was waiting almost two years to get a prequal that didn't effect the current story line at all. If you haven't started the series, then starting with book 11 is fine. If not, don't bother getting it. I always take a couple of weeks prior to a new book being released to reread the series so it is fresh in my mind when I pick up the new book. I felt cheated after reading the last book. Especially after such a difficult and somewhat dragging read in book 10. I won't be purchasing any more prequels until after the series is completed, or not at all if released before the series is completed.
Submitted by Wotan
(Apr 05, 2004)
The only reason I didn't rate this book with only one point is that it isn't actually THE worst book I've ever read. But it ain't far, either. I've got a lot of things to say about this book, most of them bad:
1- on the editor's and copyright stuff page I noticed that Mr. Jordan has copyrighted some WOT-related stuff; is he planning a franchise similar to SW or LOTR? For his sake, it might be unlikely, 'cause that will be the day I stop reading any of his books, but worth discussing;
2- the prologue was too long;
3- the main characters are ignored and there are too many small characters developing into main characters;
4- too many characters altogether, that leading to..
5- action divided on too many levels, which makes it too hard to follow. I have often backtracked through the books trying to shed some light on too many ambiguous elements;
6- the ending makes you beg for more, but any more of this and I'll have a breakdown;
7- enough with the descriptions already!! (Don't get me wrong, they are good but also too often and with pointless details)
8- how long will we have to wait until the long awaited ending?
Well, that's about it. If the next book is like this one, then someone should probably prevent RJ from writing for editors and highlight the importance of his readers; after all, they buy the books.
Submitted by Takwakin
(Apr 05, 2004)
I absolutely loved the first three books of this series. I couldn't wait for each new book. But, alas, that was then and this is now.
Robert Jordan started a promising series with strong women characters, engaging monsters, and a truly unique landscape - WHAT HAPPENED??!
The women are now all simpering idiots, mostly trussed up in rope or gliding around in ridiculous gowns in the middle of nowhere. From strong intelligent heroines to love sick brainless nitwits he's destroyed half the heart of his books.
Anyone remember the Ways? That was cool writing. What do we have now (Crossroads of Twilight)? We have a bunch of people running around lost in the forest looking for people who should have been found ages ago.
I couldn't even force myself to read the entire book, I skimmed it and just barely.
Robert Jordan is beginning to leave a bad taste in my mouth. In fact at the conclusion of Crossroads of Toilet um...Twilight I seriously began to entertain notions of creating a web site called "I Hate Robert Jordan". Light man! Put the poor thing out of its misery all ready.
Submitted by sendero luminoso
(Apr 05, 2004)
A few years ago I started reading what seemed at that moment one of the best series ever in epic fantasy. However a few things have changed since then... The first 4 books were amazing and Robert Jordan earned his place in fantasy records with them. If the series would have stopped there, I could have easily said that Robert Jordan is the best fantasy writer of all time. Books 5-9 were good or at least readable, but then "Crossroads of Twilight" emerged from the publishers. I can't say that this is the worst book in the world, but I can definitely say the book is embarrassing for the name of "Wheel of Time".
I feel disappointed by Mr. Jordan's writing in this tenth book. I like descriptions, I'm a big fan of many plots and twisting and turnings, but this book is a mess. I understand Mr. Jordan's idea of making the reader imagine the world exactly as he described it, but it seems a bit too much to portrait landscapes and clothing on 600 pages! I don't have a problem with minor new characters, but I miss the old ones... Nothing new or exciting happens to them along this book, as if Robert Jordan forgets them.
It could be that Mr. Jordan used this book as a basis for the eleventh book which will swipe us off our feet, but I've given up hope, having seen that in the last books the pace gets slower and slower. It seems that the "Wheel of Time" is in a bit of a crisis. What promised to be a fantastic epic story is turning now into a TV show that goes on, on, and on, interested only in the money involved, forgetting its beginning, forgetting the devoted readers, the years they waited for the books to appear, and the love they developed for the characters. Hmmm, I almost forgot: I don't like the way RJ started using his readers love for the books and their curiosity in extending the series. Yes, I love the characters and I'm curios, and I will buy the next books, but I have already lost some respect for Robert Jordan.
Submitted by Anonymous
(Mar 08, 2004)
I'm in awe of the things Robert Jordan imagines and writes about. It blows my mind how an author can create a story on paper that me, as a reader, can visualize, like a movie.
I really enjoyed reading the first 2-4 books and couldn't wait for the next ones. His writing is amazing.
This book does not flow well as the first two. I couldn't put the first couple books down. They were interesting. The characters, and their paths were clearly written and connected.
Crossroads was hard to follow and the images this story imparted on my mind were of flashes, blips, slow motion, confusion and I felt that it was done deliberatly to stretch it out. However, I can't imagine what's going on in this author's mind right now.
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How To Use Your iPhone As a Bike Computer
The LiveRider iPhone app and bike kit is meant to be the equivalent of the dashboard of your car, but on your bike. After going on a few rides with it, you'll feel completely naked without it.
The LiveRider iPhone app and bike kit is meant to be the equivalent of the dashboard of your car, but on your bike. After going on a few rides with it, you'll feel completely naked without it.
The brains behind the hilarious 70-Minute video review of Phantom Menace is back and taking on James "Snake-Oil Selling" Cameron. The lunatic critic takes the director to task for tricking the audience into loving his theme-park ride of a film.
We've told you all about H2O Audio's Waterproof iPod cases and its improved H3 headphones , but until yesterday we never had the chance to try them out for ourselves. Team player that I am, I hopped in the tub, turned the G-Funk to 11 and took the plunge.
I was lucky enough to get my hands on the first production model of the Magellan Maestro 4050, that is, the very first portable navigation device with voice recognition. And while it doesn't hear everything I yell at it, and I can't control everything it does using only my lovely baritone, it's an amazing first…
Mobility Today has a long video review of the Palm Treo 700p. If you're at all interested in getting a Treo, or if you're curious as to what this can do, give it a look. The guys at MobTod seem to really like it.
David over at OhGizmo did a detailed review of the WickedLasers Nexus, which one of our fair readers won not so long ago. The video's pretty long, but it shows off all the coolness you can do with a $369 laser, including cutting tape, lighting matches, and damaging the corneas of stray cats.
The TORQ P120 is a Windows Mobile 5 smartphone that seems to have just about everything under the sun stuffed into its slim chassis. The phone includes Bluetooth and WiFi along with GSM/GPRS and is as clean as an old-time Palm V, which is always nice to see. Best of all, this is a video review, so we can see some guy…
Here s a little piece of technology you might be interested in seeing. It's the new Honda Civic Hybrid for 2006. The vehicle has been completely redesigned, and it has lots of great technology inside. We road tested a fully-loaded model with a DVD-based GPS navigation system onboard. With all the options, the thing…


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Friends Who Finally Scratch Back
New York
In 2009, Peter Gabriel recorded "Scratch My Back," an album of music by his favorite songwriters set to orchestral arrangements. For a second disc, originally planned for simultaneous release, the artists he covered were to present their takes on Gabriel compositions.
"I always wanted to try a songwriters' swap," Mr. Gabriel said last month over morning coffee in the Tribeca neighborhood here. "To have the chance to do other people's songs and the big buzz to hear them do something with my own material—that's a win-win for me."
It didn't quite work out as planned. "Scratch My Back," which featured music written by David Bowie and Brian Eno, Radiohead, Neil Young and many others, came out in early 2010. But the accompanying disc was slow to form. "Bowie didn't want to play ball," Mr. Gabriel recalled. "Neil, I think, got too busy." Thom Yorke had agreed on behalf of Radiohead, but in the end the group failed to reciprocate. Other artists took their time.
"They dribbled in," he said of the tracks, "and as the king of the dribblers, I couldn't complain."
Now "And I'll Scratch Yours," out this week on Mr. Gabriel's Real World label, just about fulfills the concept: Arcade Fire, Bon Iver, David Byrne, Elbow, Stephin Merritt, Randy Newman, Lou Reed, Paul Simon and Regina Spektor all appeared on the earlier album; Joseph Arthur and Leslie Feist, who didn't participate in "Scratch My Back," fill out the all-star roster.
The lengthy delay turned out to be a blessing for Gabriel fans: In the interim, he recorded "New Blood," wherein he sings orchestral versions of his own compositions. Then came "Live Blood," recorded at the Hammersmith Apollo in London with a full orchestra. The end result is four albums in the span of five years from the 63-year-old Mr. Gabriel who, though he seemed ubiquitous in the 1980s with hits like "Big Time," "In Your Eyes" and "Sledgehammer," issued only seven solo studio albums prior to the recent rush of releases. In April, he'll be among the Rock and Roll Hall of Fame's newest inductees; his former band Genesis was named to the hall in 2010.
Fans shouldn't expect a flood of new material. "Boredom and fatigue are the two unsung drivers of the creative process," he said, adding that he was suffering from neither. "There's a lot of stuff in the can I hope to finish up."
Though Mr. Gabriel has made his mark with his humanitarian efforts—he co-founded Witness, the human-rights organization, in 1992, and received the Man of Peace award from the Nobel Peace Prize Laureates in 2006—he remains best known for his music, and in tandem "Scratch My Back" and "And I'll Scratch Yours" reveal its lasting appeal. On the former, Mr. Gabriel sang without traditional percussion—a sacrifice for a musician who was originally a drummer. But without the percussive drive, Mr. Gabriel exposed new meanings in the songs. While Mr. Simon's original version of "Boy in the Bubble" skips along on drums and bass, Mr. Gabriel reveals the song's subtext of oppression under South African apartheid. "With the happy African groove," Mr. Gabriel said, "you don't hear the dark cloud." Similarly, on Radiohead's "Street Spirit (Fade Out)," he upsets the original aggressive presentation and the lyric stands in stark relief.
Having enjoyed working with arranger John Metcalfe and the London Scratch Orchestra on "Scratch My Back," he decided he wanted to see how his songs stood up to reinvention, resulting in "New Blood."
"There was a clear overall brief to make it sparse, to avoid the middle ground," he said. "The older you get, the more you appreciate the complexity of simplicity."
Many of the new versions startled with their power—"Red Rain" and "The Rhythm of the Heat," in particular—and Mr. Gabriel's voice is as affecting as ever. Yet he's aware some longtime fans might not appreciate his new take on their favorite records. "We all tend to know what we like and like what we know," he said with a shrug.
On "And I'll Scratch Yours," the performers' personalities dominate. Reed's "Solsbury Hill" is built on his squealing guitar, while Mr. Simon's take on "Biko" features a cello and a ringing 12-string guitar. Bon Iver places a banjo at the heart of "Come Talk to Me," which he released on "Record Store Day" in 2010, and in Mr. Newman's jaunty "Big Time" there is not a trace of the original's funk.
"The songs came alive in new clothes," Mr. Gabriel said of the four albums. "Once I let myself go, I realized the kids have to go off and stand on their own two feet."
Mr. Fusilli is the Journal's rock and pop music critic. Email him at firstname.lastname@example.com or follow him on Twitter @wsjrock.


text:
Using office 2013. I'm working on big Word document. There are bunch of common words. The problem is, I wonder if it's possible to suggest words from inside this document while you type (on the fly)? can't find any tutorial or help about this. Even excel has this functionality. Maybe some plug-in or something like that? any suggestions?
What you are looking for was a great feature found in Microsoft Word 2003. For some reason they dropped it in Microsoft Word 2007 only to bring it back in Microsoft Word 2010. I can only assume this feature still remains in Word 2013.
Firstly make sure that Show AutoComplete suggestions are enabled: Click File -> Options -> Advanced -> Editing Options -> Tick Show AutoComplete Suggestions.
You will need to add your common words as Auto Text in order for them to appear in auto correct:
Highlight the word or phrase you want to add. Let's say this text is "AutoComplete".
Now when you want to write out the word "AutoComplete" you can just type "auto" and a little pop up bubble will show you the full word and ask to press enter if you want to insert it. Note that you need to write at least the first four letters in order for auto complete to popup.


text:
Reform Congregation Keneseth Israel welcomes Shabbat at 8:00 p.m. Reform Congregation Keneseth Israel, 8339 Old York Road, Elkins Park, PA. For more information, call 215-887-8700.
Subscribe To our E-Newsletter
Join us for our Family Shabbat Services at Keneseth Israel. Bring your children and extended family for this special fun, musical service!
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text:
+ Post New Thread
Hi .. I'm having some learning pain using Ext.Direct and was hoping for some guidance. I can't seem to find examples of what I'm looking for in any...
Hi There,
I am using extjs direct remoteprovider using ralscha.
When I set the config of enableBuffer to false. Extjs is not calling the server...
Hi all;
I read the docs at http://docs-devel.sencha.com/touch/2.2.1/#!/api/Ext.data.Store and looked at the example for Ext.Direct.Mvc.Test which...
I'm throwing a new DirectException in my handler :
throw new DirectException("{ \"success\": \"false\", \"message\": \"Error message goes here.\"...
Anyone know if it's possible to add HTTP headers to a Direct Request? I know it can be done to AJAX requests but after flipping through the source I...
I am trying to use Ext.Direct with a remote site. I defined my API like this:
MSMWeb.API = {
first, I'm a newbie in ExtJS and still try to learn by working with the examples :). I used this Ext. Direct and Grid Tutorial to learn more...
Hi guys. I cant find any tutorial on using ExtJS4 in Django 1.5. Can anybody help me? I cant get how to do it...
Hi, I've been using ExtDirect for getting data into a store/grid - which is working really well..
Ideally - what I'd like to be able to do is send...
Does anyone have a simple example of an Ext.direct based TreeStore (with read and update api clauses instead of directFn) that uses CFQueryReader?
When i am working with directStore, how to process with grid Paging Tool and Grid Buffer
I am using Ext.direct.Manager to connect to our Remoting backend (amf). If i disable backend authorization specified in...
Hi, I have recently updated my project to 4.2 from 4.02 and have noticed that now every Ext. direct call to the PHP backend happens twice, and in...
This Kohana 3 module is a port of the Ext.Direct PHP - Maintained by tommymaintz (Tommy Maintz)
Built on Kohana v3.0.5
1. Download the...
I have some trouble to use the response of the server. I create my provider and all work : I just to write Users.getall(); to have my...
Hi to all,
I'm developing an extjs application using MVC pattern.
I have a form with a store defined like this
// The new DataWriter...
I used this with ExtJs 3.3
Ext.Direct.on('exception', function(e) {
I am a newbie in extjs. I am trying to populate a combo box with values from a java class using extjsdirectspring.
I tried to follow...
Hey everyone, I seem to be unable to do callbacks when calling Model.save().
Here is my save function:
I don't understand.
If i load a store using a simple direct proxy, one request was send -> ok
If i load a second store, using a direct...


text:
It is better to do the wrong thing than to do nothing.
– Winston Churchill
I have a strong tendency to overanalyze things, getting myself stuck without moving forward.
I first considered starting a Roth IRA in early 2007. It seemed like an easy move – just find an investment house, set up an automatic investment plan, and let it roll, right? Whenever I thought about it, though, I found myself engrossed in details. I read a ton of information about the specifics of Roth IRAs. I'd reconsider whether or not it was really the right option for me right now. I looked at a ton of investment houses. When I finally decided on Vanguard, I spent literally months looking at the investment choices and reading the specifics of their plans. The end result? I missed my opportunity to invest in that Roth IRA for 2007. Completely. It just went away. In effect, that's a year of missed retirement savings.
When I began my financial turnaround, I made some moves immediately. I sold off a bunch of my stuff. I cut a lot of my spending. I started reading personal finance books. But when I sat down to come up with a debt repayment plan, I ran into trouble. I couldn't figure out what the optimum plan was for me. I came up with a plan, tossed it, created another one, and tossed that one. It took me months to really decide on my plan – and that cost me quite a bit in interest payments.
Right now, my wife and I have been thinking about and shopping for a vehicle to replace my truck for almost a year. We keep going back and forth on what exactly we want. Right now, we've basically settled on a minivan, but we're still talking in detail about whether we should consider a new one or simply go for a late model used, especially considering the current environment. We have a few models in mind as well. Another challenge: is it really time to sell off that truck? Has it really reached a point of diminishing returns? It's twelve years old and has about 140,000 miles on it, but it doesn't get used nearly as much since I started working from home.
These cases all have a few things in common. In each case, I know what I should be doing – starting a Roth IRA, paying down debt, and making a real decision about our vehicle situation. I also know the process I should be following. My real problem is that I get caught up in the details and choices along the way.
The end result of that analysis paralysis is that I end up making no choice at all – and that ends up being a worse mistake than making a poor choice earlier on.
Take my Roth IRA, for example. If I had just opened a Roth IRA with Vanguard early in 2007 and just dumped the money into a money market account while I figured out the investments, I would have been far better off than just doing nothing at all and losing my 2007 investment year. If I had just stuck with the simple Dave Ramsey debt repayment plan instead of stressing out about finding the "optimum" plan, I would have paid off several of my debts months earlier. And, while I haven't been caught with regards to selling the truck and purchasing another vehicle, if my "analysis paralysis" continues unabated, I likely will wind up with a truck that doesn't work (with significantly less resale value) and I'll have missed many of the deals available at car dealerships now.
What have I really learned from this?
First, it pays to consider the worst case scenario if you move forward now compared to not doing anything at all. What's the worst thing that could happen if I just started a plan with Vanguard and just put the money into a money market account for now? What would happen if I did nothing for six months? In that case, opening the account and getting started with a money market is far, far better than doing nothing at all.
Second, it's useful to eliminate most of the options right off the bat and not worry about analyzing them too much. With our vehicle purchase, we're pretty sure we want a minivan, so why not just look at the top five in terms of vehicle safety (our primary concern) and eliminate the other options right now? That would save a ton of analysis time right there.
Finally, there are situations where it's worse to do the wrong thing than to do nothing. This is not a call to rash decision-making. Instead, it's a call to really look at the penalty for simply doing nothing. There are times when that penalty isn't as bad as making a poor choice now – but the fact that there are such situations doesn't mean that you should always get stuck in analysis paralysis.
For us, I think it's time to do some serious shopping for a new vehicle.
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Trevor - 14 Year Old Blogger says:
Nice post. Considering to do nothing or the wrong thing.
Oskar says:
Once again a great post, I also tend to go back an forth on decisions, and even worse is that I tend to second guess myself even after I have made the decision. Was it really right to buy X? Should I have gone with the cheaper option? And that I think also makes you enjoy the things you decide on less since you always go around wondering if it was right.
The Personal Finance Playbook says:
Too bad you didn't put it off until 2009;)
MK says:
Not that I thought I was the only one, but it is nice to know there are other people who do the same thing as me out there! I have been looking at opening a Roth IRA myself and obviously I missed out on 2008, and I really don't want to miss out on 2009!! Though I've been wanting to change banks for almost a year now, and still haven't found one that is "just right" for me. moving money around and spending large amounts just scares the bajeezus out of me sometimes! and I ALWAYS second guess my actions. Sometimes it's good to be a planner, but then again, missed opportunities are far worse than planning out every minute detail!
Alison says:
I can relate on behalf of myself, and my best friend. We often act as enablers to each other, analyzing may purchases and budgeting to death. We will both ask anyone we can find to get their opinion on the matter.
Over time we have learned that no matter how much analyzing we do, or how many opinions we hear the answer is always sitting in your gut and only you can make the final decision. Knowing that at the start helps the analyzing speed up.
Matt says:
Since it sounds like you don't have much money in there yet just load up on a total stock market index. Slightly better returns than the s&p, and slightly less volatile.
Jon says:
What would we over-analyzers do for entertainment if we quit? We'd have way too much free time on our hands.
the weakonomist says:
The Sheconomist and I are running into this problem with our wedding planning.
I learned a long time ago it's counter-productive to waste too much time analyzing details. But I still do it sometimes.
We're going to obsess over food, I just know it.
Beth @ Smart Family Tips says:
My husband tends to waiver what seems like forever to me on decisions and I have had a tendency to decide too quickly. Over the years I've become much less reactive, but I research only to a point and then choose something. We tend to balance each other out quite well this way.
Studenomics says:
I find that when trying to make it a difficult decision it helps if you have a few clear options in mind. When you start thinking about 20 different scenarios in your head then you will simply just over complicate the situation. What do I do sometimes? Believe it or not sometimes I don't even consider all the options, I just act on my gut instinct and choose the first option that comes to mind.
Margaret says:
It's Winter! Sell the truck (some DIYer is looking for one to put a snowplow on and use for his or her side hustle) get the van before spring and everyone else has the same idea!
NYC reader says:
Trent, analysis is good. Even over-analysis can be fine. But open-ended analysis on time-sensitive matters without a firm deadline is bad, as you have experienced.
The first two examples you cite (Roth IRA and debt repayment plan) should have included a firm timeline for implementation. Otherwise, all you're doing is procrastinating. On a deeper level, it's a form of denial and a rejection of committment to the stated goal.
What's lacking in your post above is a recognition that no matter what decision you had initially made for each of these two examples, the decisions were not cast in stone, and the penalties for making a sub-optimal choice were not severe. If you pick a terrible fund or an unworkable debt repayment plan, you can easily change either of them, Neither one would bankrupt you or have long-term damaging effects. You can rollover the Roth IRA to a different fund/firm at any time. You can change how you pay the bills the next month. Not every decision is one cast in stone, and realizing that may make it easier for you to "get off the pot" and implement the decision you've made.
But these two examples are history. Let's look at your current "paralysis by analysis" situation on acquiring a replacement vehicle for the old truck.
You can't wait on this forever, you need a firm decision/implementation date. The truck is less valuable each day, so if you are thinking about selling it, that's a declining asset. The biggest risk however, is that the truck is less reliable every day. If it breaks down, you are then squeezed between the competing needs of either fixing the truck immediately, or buying a replacement vehicle under the pressure of having only one working vehicle. That's the WORST possible situation to be in (and if you're buying a replacement, one that dealers will exploit to the max).
Your best bet is to be actively looking for a replacement vehicle NOW, while you are not under any true pressure to acquire a replacement vehicle. You will never find dealers more hungry, more willing to make a good deal than during this economic downturn. The end of the month is always a good time to buy, they have quotas to meet and bills to pay. February is also a good time to buy because it's a short month. So I'd say you should set a timeline of one month, until the end of February, to find a replacement vehicle, either new or used.
You already know you want a minivan, and have a list of acceptable new and used models/prices. Start looking at both new and used minivans NOW. You might find a dealer desperate to unload a new minivan at a price that works for you. You might find a good used minivan that's a real deal. Keep your options open. Having a working truck gives you the latitude to walk away from any deal that is bad or if the dealer starts playing shenanigans with the deal.
Just recognize that you need to give yourself a "drop dead" date on all these decisions, or you will never get anything done.
NYC reader says:
One more thing… I assume when you first start looking at vehicles, you will be doing it when the kids are in daycare and your wife is at work. The dealerships will be empty at that time of day and they will be eager to show you vehicles.
When you've found a candidate vehicle, bring your wife, but NOT the kids. Dealers have all sorts of delaying/stalling tactics that they use on folks with antsy kids to get them to sign off on extras during the sales negotiation just so the parents can get the kids home.
Do not shop for a vehicle when the dealership is packed (e.g. Saturday). And never, ever let them have the keys to your existing vehicle so they can "check it out" for resale value. That's another stalling tactic; the goal is to keep you in the dealership long enough so they can wear you down and you will accept a deal that's less than ideal.
They are pros at this. You are a rank amateur. Don't give them an easy edge.
Robin says:
Trent, why replace the vehicle at all. You said yourself that you rarely drive it. If you continue to maintain it, it could last for quite some time. I have a 12 year old Tahoe that has 150k miles on it. I might drive it once a week. I have pondered getting rid of it completely but I couldn't get anything for it if I sold it and I really love it. Save your money and keep the truck. Just my 2 cents.
Anne KD says:
This describes me! I've been procrastinating on becoming a personal chef for years now. My brain is deluged with ideas for blogs. The seed catalog came in the mail the other day, I want to grow at least half of what they're offering. My brain is like a big white sheet of paper covering a big pot simmering full of ideas and I lose sight of where to start. Overanalysis is keeping me away from actually doing stuff, and there's not really a wrong decision except to keep myself away from trying these things. Thanks for the post, Trent.
Travis @ CMM says:
Robin: I thought the same thing while I was reading it. I have a 2002 Nissan Pathfinder with 147,000 miles on it. After reading it the thought went through my head, maybe I should be trying to sell my car if he's getting rid of his. But then I came to my senses and realize that my car is paid for and will last many more miles. It may need some tune ups from time to time but that still will be cheaper than going into debt for another.
Sharkey says:
Your post is related to the concept at the heart of the "Paradox of Choice" book. My girlfriend is someone who needs to have the best option (for a trip, insurance, car, etc), and that requires looking at all the other options in detail. The result: stress, time wasted, and more stress when the optimal turns out to be not-so-optimal after all.
My take: just relax, look at the top 2 or 3 options and make the decision. It's not gonna be perfect, but then again, nothing is perfect anyway.
Carlos says:
I was in the same situation with my car (I wrote a post about it). In my opinion the paralysis is a good thing went it involves spending. Do you really NEED a new car?
My advice: research so you have something in mind; when your car breaks you can dust off your analysis.
Just because cars are cheap now doesn't mean you need to go out and buy one.
Don't do it!
Dawn says:
I use the "what is the worst thing that can happen?" question all the time to help me make a final choice. I find it really helpful. The other thing I do, like NYC Reader, is ask myself if this has to be permanent decision, or can I make a step now and change it later.
My problem is that I get so confused when I start over analyzing that I start second guessing myself. Then I just try to rely on "gut instinct."
Tom says:
Trent, congratulations you successfully timed the market. A Roth IRA contribution in 2007 would almost certainly be worth 30-40% less than current market values. Given your frugality, that cash should still be available and can be invested in your taxable account in a manner that will create a greater real ROI than a timely contribution in 2007 or the first quarter of 2008 would have realized.
Brian C. says:
Since the stock market dropped about 40% in 2008, why lament that you missed an entire year of saving in the Roth? If you open the Roth today instead, you just saved up to 40% by NOT being invested in stocks during 2008. That's a huge savings right there!
Cathy says:
The story of my life. My computer is full of half started projects. I'm a chronic procrastinator. Not because I'm lazy, but because I can't get down to the business of making a final decision. I end up with numerous projects in a state of partial completion, needing a final decision to be finished.
almost there says:
I had a commanding officer that used to get angry with his officers for not making decisions. He used to tell them that they had a 50% chance of being right if they mad a decision one way or the other and a 100% chance of being wrong if they didn't make a decision. Words to live by.
Erica Douglass says:
Hi Trent,
One thing that seems to be effective against this is to set a deadline. For the truck, I'd make the deadline at least a year away. The number of cars backed up on shipping lots right now means there will be even better deals on new cars in a year — and that means used cars will likely have less value than they do today.
I procrastinated until my car broke down completely at about 153K, but it wasn't at all a bad thing. The worst-case scenario for the truck isn't that bad, since you have another car. Besides, the longer you wait, the more you have interest working in your favor instead of additional money invested in a depreciating asset.
Why not simply set a deadline of January 31, 2010? If you haven't done anything at that point, you can buy a new/different car. Until then, keep driving your truck unless a breakdown forces a decision.
AnnJo says:
I'm with Robin on the vehicle issue. Unless there's another reason to replace your truck besides its age and mileage, why do it? If the truck has been well-maintained and is driven lightly, it could last for several years more.
NYC reader says the truck is losing value with each passing day. Not much. The difference in resale value between a 12-year old truck and a 13-year old truck is probably $200. Pulling $10,000 – $20,000 out of savings to replace it will obviously cost more, plus insurance on a newer vehicle will be higher as well.
Granted that if it runs into major repair work, it may be harder to sell, but the resale price is probably not that much to start with.
I would do a quick per-mile driving cost comparison between your truck and whatever its likely replacement would be, taking into account depreciation on both, as well as higher insurance rates and possible better mileage on the newer one. The answer will probably be obvious from that.
The rest of this post really resonated with me, though. I've wasted so much money over the years putting things off because doing them would involve decisions. Public storage facilities, gyms and the like make their money off people like me, who have a hard time letting go of what isn't needed or working.
When I finally cleared out my storage unit after years of payments and realized what dreck had been sucking money out of my account, I was stunned. But it did motivate me to go through my bills and put every recurring expense to the five-year test: If I keep this bill going for five years, how much will it have cost me altogether? An amazing number of expense items large and small dropped by the way-side after that.
Kevin says:
Isn't this a perfect illustration of The Paradox of Choice… ??
Sean Lee says:
WOW! It's good to know that I am not the only one. I like to study behaviors and the four colors are green(analyzer), gold(organizer),blue(communicator, led by emotions), and orange(negotiator, loves action). Guess which one is one of my primary colors? GREEN! I have the same tendency to do these things and now I am @ the point in my life where I am so willing to make a mistake simply because I am tired of not doing anything or not making the final decision to PULL THE TRIGGER! My dad is the same way and he told me that I have to learn to operate on about 60-70%info. Normally, people like us tend to think we need an infinite amount of info. . .there's always something else that I need to know to make the decision. So now after I weigh the two,three, or five big options, pretty much the decision is made and the rest of the little decisions will either work themselves out or I'll deal with them as they come.
Kristen@The Frugal Girl says:
I'm another that would be sort of inclined to drive the truck into the ground, or at least until some very expensive repair becomes necessary(or until a third kiddo makes a van more of a necessity).
I realize that wasn't the point of your post, though, and I do agree with your main points(esp. about the Roth). My husband and I aren't investing whizzes, and so we've just gone with a Vanguard plan. We figure something is better than nothing, and if we waited to save for retirement until both of us were smart investors, we'd be waiting forever!
Trent says:
My wife's car, while it's holding up well, has about 170K miles on it. When I said we're committed to driving used vehicles, I wasn't kidding.
Our big desire to replace a vehicle is so that we have one that we know is reliable that we can use for family trips. We've been very hesitant this winter to go very far with the kids in either vehicle because of our fears of breaking down during an Iowa winter with two small children, and having two vehicles with a combined 300K miles on them and a number of minor issues doesn't leave us feeling confident.
Our decision to replace the truck instead of the car is simply because the truck seems to be in worse shape than the car.
Scotty says:
My Litmus test for buying a new vehicle (vs repairing) is whether the repair cost (over a 6 or 12 month period) would be roughly equal to the cost of the monthly payments on a new car. Repairs can be pretty expensive, but a new vehicle is obviously also very expensive. I don't mind spending a thousand or two on repairs if they'll reasonably buy my a couple years (new transmission, for example). It seems like a lot, but it's often only a couple monthly payments.
For most cars, I usually try to buy Japanese, simply for long term reliability and resale value. But there are a lot of good deals on domestics right now, so there's a strong case to be had. You can get a decently equipped Chev Montana right now for a good 10 grand less than a Oddessy or Sienna.
Dealerships are massively overstocked right now so you can get an 08 for a pretty god deal, plus 0%, plus, plus…
Kyle says:
While I agree with researching options and etc I also believe over analyzing can be as big of a problem. One also needs to gauge their time and how much it is worth. I know a number of people that spend hours and hours to save a buck and or make a purchase like buy a car. Many times in the end their time worth more than they saved. This is even more so with lower priced items, cell phones and etc…
There is something to say for a quick educated decision.
Charlie says:
I tend to be guilty of the other side…I jump into things too quickly, especially in regards to investments. I have a few rental properties that, most days, I would rather be without, and my track record with stock picks isn't so good. There is definitely merit to analysis, but not when it prevents you from taking any action what so ever, as you suggest.
Eric says:
This post sounds like it came directly from the book "The paradox of choice"
KAD says:
I went back and forth for years on my old car too, not knowing whether it was the right time to sell and get a new one. Basically, when I realized I didn't trust it to take me through another winter, I did the things many people have listed above: I picked out my next car, decided to go for a late-model used one instead of new, and then saved every dime like crazy for months and months so I could pay cash. When I got to the halfway mark, I started watching eBay and Craigslist for opportunities and to make sure I was saving enough. Three months after I started watching ads, the perfect car showed up on Craigslist in my home town (!) and as luck would have it, I had just enough money in combined savings to buy it. I struck like lightning. You know how they say luck is the result of careful preparation?
meg says:
I actually found your site when I was looking for information on Roth IRA's.
I put off setting up the Roth IRA for about a year, but I did open up an online savings acount right away and started saving for my emergency fund and the opening 3000$ for Vanguard.
Caroline says:
This is precisely my problem. I think too much. About dumb stuff too.
Tall Bill says:
Trent: I've taken one vehicle to 228K miles & when trading it in with a line of spilled fluids behind it, I got the same price as what was quoted before seen. A year + later I ran into it at a big box & the new owner said the trans went out immediately when bought it, but that he had 330K miles on it at that point & it was the least cost per mile of any vehicle he had owned! Any vehicle you replace your truck with will be more per mile for years & while it still runs provided it serves your needs, run the wheels off completely and push it in when time to replace. After all, your wife is the one putting on mileage & that vehicle serves well to date. Been there, done that & delaying made sense as illustrated with the big screen for the game. Another vehile I sold at 175K went all the way to 500K with just an engine and trans change, resulting in very minimul mileage costs. Driving Diesel now wherein fluid changes & filters are the requirement till 200K + . With maintenance most any vehicle will serve for years beyond what most people expect. Figure mileage cost over ownership duration & the most expensive vehile I ever owned got twice the mileage as any other due to insurance, depreciation, return on disposal, etc. Comfort: yes a big issue for me as most newer vehicles won't fit my 6'7″ 295# frame ;-)
Julia says:
I loved this post and thank you so much for sharing it. I too have this problem of trying to make the "perfect" decision and in the end becoming so overwhelmed with options that I don't come to a final resolution.
I really appreciate you sharing the three rules. I have written them down and will hang them somewhere where I can remember to follow them the next time I come to a decision halt.
We're in a society that is blessed and at the same time cursed with the number of options we have. Don't get me wrong, I think it's much more of a blessing and I think some of us make it a curse for ourselves, because no matter what decision we make we feel the other option could have been better. Psychological studies have been performed on this, and I can personally vouch for it myself (as cited above).
Thank you again, and I look forward to reading more of your posts.
James says:
Trent, I just remembered an xkcd comic closely related to this topic, lol:
I also have a question only slightly related to your post, but it might be good for a mailbag or something later:
I too opened a Vanguard Roth IRA last year. However, looking at Vanguard's website, it's not clear to me that these funds are SIPC insured. Their brokerage accounts are insured, but it does not look like their mutual funds are.
Is that something I should be worried about? I know that Vanguard is structurally different legally from most other mutual fund companies, so I'm not sure if that has something to do with how the funds are insured. Can you shed any light on how my Vanguard mutual funds inside my Roth IRA are protected?
Fred says:
Trent – none of the above examples are make or break. Your analytical approach serves you well in other areas. Stop tormenting yourself. If you want to balance it out, take your family out to dinner tonight. You will feel better immediately.
Jordan says:
I overanalyze purchases at the grocery store to the extreme sometimes. It's pretty easy to cut back on that at Winco though.
Golfing Girl says:
My jaw dropped when you mentioned the possibility of buying a **gulp** NEW car. That is the opposite of frugal. Let someone else pay the huge depreciation as they drive off the lot and instead get a 1-2 year old vehicle.
wewally says:
Remember that you want another truck not need another truck. It only goes around town and will very likely run past 200k with few bills.
bradc says:
Thank you Scotty for putting some math to this situation.
Eliminating other factors like expanding family or new job the decision to replace an old car should be simple math.
What do you pay per month for the existing car including gas and insurance– make sure to amortize repairs over a period of time to get an average monthly cost.
Figure out how much you would pay for a new car: monthly payments + gas + insurance.
Whichever is lower you go with.
Until the existing car starts costing more than a new one on a monthly average it's still worth it to repair.
Or, since you don't drive it that much, try not using it all. See if you can go without a second car for a week, two weeks, a month. Quite possibly you don't need that car at all– saving all kinds of cash.
Britany Danielson says:
One of the best ways to find large items such as a used car, is to advertise for them. We have usually used the Des Moines Register, and list what we are looking for under "wanted". We have bought 2 cars, a tandem bicycle and even our house this way. All at very good deals. It's nice because since you are the one advertising you don't have to try and beat someone else to the listing. I believe that I first read this idea in a financial book by Mary Hunt.
Jessica Mah says:
Great post that describes a predicament that I found myself in just a few weeks ago!
Over my winter vacation, I started looking into getting a Roth IRA, but I didn't know where to start. I spent almost full day shopping around for the perfect plan, but got nowhere.
But then I realized that by procrastinating this process any longer, I'd be less likely to save for retirement at all. By the end of that Sunday, I opened up my Vanguard Roth IRA and dumped my $5000 into the S&P 500 fund. Not necessarily the best option I could have chosen, but at least it was something.
NYC reader says:
@AnnJo: I agree the declining value of the truck is a piffle in the equation. The real issue in my view (Trent seems to back it up in his later response) is the growing unreliability of the truck, and the so-so reliability of his wife's car. Keep in mind that they need at least one running vehicle for his wife to get to work.
While Trent is concerned about being stranded in an Iowa winter with a disabled vehicle, I'm also concerned about hauling around two young kids in a vehicle that lacks modern safety features. No airbags (or only one airbag), perhaps no antilock brakes, certainly fewer crash-survival features such as crumple zones, stronger pillars, side-curtain airbags, etc.
The safety features alone would prompt me (if this were my decision) to go ahead and replace the truck now, even if I could get another year out of it.
Trent is not looking down the mouth of financial meltdown. He and his wife (sorry, I don't recall her name) are prudent with money. Being frugal does not mean never spending money. It means making wise choices with money, and wise tradeoffs. It means making choices that have maximum value to the individual. Note that those choices and values are PERSONAL. If Trent and his wife feel better knowing that at least one vehicle is reliable and provides a higher level of safety to their precious children, that's a good reason to spend the money on a minivan (new or used).
Could they wing it and hope the truck makes it another year? Sure. But the decision here is more than mere dollars. Peace of mind is an intangible that they will have to weigh along with the dollar cost of the minivan.
The concept we all need to embrace is "Progess over Perfection."
Effectively, it is better to achieve progress than achieving perfection. While you are trying to perfect something before starting or releasing it, you could be making progress or improvements instead.
We are all guilty of analysis paralysis to some degree . . .
Courtney says:
edmonds.com and consumerreports.com are fabulous research sites. We had the same problem you were having, and finally were solved by the 18-wheeler that rear-ended us. ;) Nobody was hurt, but we needed a new car Right Away. We flipped between a minivan or an SUV, but ended up with the SUV because my car is a 2002 Toyota Prius that gets fabulous gas mileage. So we have one gas-efficient car and one not-so-much. Since I too work from home, my DBH drives the gas-efficient car. We take the Honda Pilot on car trips, to buy large items, etc. We can comfortably seat 6 adults (and often do!) We got a Honda because we were so pleased with our CR-V that got rear-ended. Both of our cars are rated to be drivable for at least 250,000 miles with no issues, no major repair problems, etc.
Courtney says:
Oh yes – we got the Pilot at the end of July, for 5,000 off sticker. ;) It was cheaper than buying a used minivan!
Carlos says:
In terms of your Roth IRA, funding it should be the absolute first thing you do, when you wake up in any New Year. Open a money market mutual fund at Vanguard, and fill it all year long (in addition to funding your present year's Roth). You should have a healthy sum to x-fer to your Roth on 1-Jan. This way, you'll never forget, and, historically, the earlier you invest in any given year, the higher your return (not always true, but, it is a majority of the time). Which fund to invest in, if you can't figure it out, or don't want to, choose the STAR fund.
Writer's Coin says:
Your Churchill quote reminds me of Grace Hopper's quote that I always try to keep in mind when I'm writing:
"It is often easier to ask for forgiveness than to ask for permission."
Sean says:
There's a principle I learned from playing poker that I often turn to when I'm faced with tough, close decisions:
"Also in the central gray — the land of closest decisions — we can expect disagreement to go up over which decisions are best. We can expect intelligent, elaborate debates with both sides insisting theirs is the right side. We can also expect to debate with ourselves and to second guess ourselves. In the central gray is where we can torture ourselves with the question: Did I get it right that time?
And that's why I say: The decisions that trouble us most are the ones that matter least." -Tommy Angelo
Sharon says:
You can often put in a new motor for $2,000-3,000. Insurance stays really cheap, along with registration fees.
With kids, though, the safety features definitely are a factor to consider. I assume that if you got a newer car, that would be the primary car your wife drives. And if you have small children, having a car in case of emergency is money well spent.
littlepitcher says:
Of course, you could have done as I did: funded the Roth so you could watch it lose 50% of its value by the end of the year.
On the other hand, my PU was purchased for a cool $800 in '04, still runs fine, has adequate gas mileage, and has retained most, if not all, of its resale value.
Often, your "good ol' boy", the guy who works on his car in his yard and drives the zoning nazis insane, will know when engines, trannys, etc. are on markdown sales. Spam from auto parts stores can be a Very Good Thing to receive–I've seen in-the-box factory rebuilts go on sale for under 1000 many times.
oneyearrentfree says:
My boyfriend is like you. He cannot make decisions quickly, and spends months (sometimes years) wading through the details. I am, on the other hand, quick to act and tend to work out the details as I go along. I'm sure I've made the "wrong" choice initially at times. For instance, I have a lot of student loan debt (right now, about $63k remaining of the initial $76 I had when I graduated almost three years ago), but in addition to my emergency fund, I've set up a "downpayment fund" savings account that I put money into each month; I have about $13,500 in there currently. Should I be putting this money towards my loans instead? Possibly. I haven't figured out what the best move is for me yet, but the fact that I'm saving this money is at least some type of action.
Sara says:
You mention that you don't use your truck that much since you've been working from home. Great! Because this is your situation, it might be wise to consider getting rid of the truck and NOT replacing it. Just switch to being a one vehicle family. It will take a little adjusting at first I'm sure, but with planning you could make it work. Days you need a vehicle, just take your sweetie to work and pick her up! If your hearts are set on a mini-van get rid of two cars and relplace them with one. You will save on all sorts of car expenses: repairs, insurance, car payments, and even some gas as your driving amounts are sure to go down at least a little!
teelag says:
Paralysis by analysis…I can so relate. Even small stuff will have me thinking way too much. My husband is always there saying, "Just pick one!" LOL
Setting a date does help me for bigger decisions. I always feel a big relief when I have made the decision…that relief sometimes motivates me to just get it done!
Cheap Like Me says:
I get stuck in that analysis paralysis too. And in fact, I've been doing the same thing specifically with retirement. However, I'm glad I didn't invest a year ago … if I'd put my initial chunk into a moderately aggressive fund (given my age, etc.), I would have probably lost 1/3 of it. Instead it's sitting in savings, so even not having invested more, I think I'm at the same point, and it's a better time to invest now with the market low. But that is really just luck.
I think training your mind to look for the best deal, the best value, the most ethical thing to do can be absolutely paralyzing. I recently bought an external hard drive to back up my photos and music. I haven't started using it yet. Then I saw a better deal on a much smaller capacity drive. I could buy two of those for 2/3 the cost of the big one, back up everything and put one in my safe deposit box. But I would have to order it, pay more shipping, wait, and return the other drive. With great effort, I decided "ENOUGH!" and shut the window on my browser. It's not that big a deal. Even if I'm wrong, having all that time and energy for another task is a better feeling.
My husband buys his clothes mostly at Costco to avoid the "paradox of choice" — there are two kinds of jeans. Pick one. No biggie – they're pants. There's one parka. Do you like it or not? If so, buy it; if not, move on. It does make life easier to have less choice.
szook says:
Charle "T" Jones in his short but worthwhile little book "Life is Tremendous" states this idea in his principle of:
Production to Perfection
Same idea, slightly different means of expression.
Chris says:
Good post Trent.. I think this is something a lot of people struggle with (me being one of them).
I go to consumerreports.org for most of my purchases of any value, for what it's worth. I think it is worth the $20 a year to relieve the "analysis paralysis" anxiety.
Hertanto Lie says:
I have exactly the same over-analysis tendencies but I've been learning not too from my girlfriend who is exactly the opposite to start with. I've always thought that this is a very common trait in engineers (I'm a software developer).
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the lid for the spout doesn't close anymore, that was after just 2 months though inspite of that i have been using it for almost an year . looking for a replacement now.
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Bob Sherin, Non Lawyer, Fights Red Light Camera Tickets In Court
When Florida slapped Bob Sherin's software company with a monstrous $45,000 tax bill back in 1976, the small business owner went ballistic. Up to that point, his upstart industry had been exempt from state sales tax. But he couldn't find a lawyer to take his case. Instead, Sherin camped out in a law library for several months and argued his own case. The battle broke-up his marriage, but he prevailed.
Four decades later, Sherin is still using the same administrative court system, called the Division of Administrative Hearings (DOAH), to fight The Man. But this time The Man is a popular annoyance: the tyranny of red light camera tickets.
Sherin is not a lawyer, but a "non lawyer" - a title he proudly tacks onto his emails. Either way, he's spent the past year and considerable personal expense to expose what he calls red light "racketeering". South Florida cities are sending citizens tickets for right-hand-turns and other acts that simply aren't illegal, he says.
"There all sorts of exemptions (from tickets) that are being hidden from motorists," Sherin says. "These cities are demanding millions of dollars that they are not due. It's a crime."
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Take the case of Lon Ohlfest, a friend of Sherin's. The therapist had been volunteering at a church in North Miami when he made a right-hand-turn at a stoplight on the way home. "I slowed down, I stopped, then I proceeded through the intersection," he remembers. A couple of weeks later, however, he opened his mailbox to find the financial equivalent of a steaming bag of dog crap: a red light camera ticket for $158.
The citation was shoddy from the start. When Ohlfest pointed out that the ticket was in his deceased mother's name, North Miami officials just sent him another one with his name on it. But the second ticket arrived 71 days after the alleged infraction - 11 days after the statute of limitations allows.
Ohlfest filled out an affidavit online. With Sherin's help, he put together a seemingly air-tight argument. Section 316.0083 of Florida's municipal code says a driver can't be ticketed "for failure to stop at a red light if the driver is making a right-hand turn in a careful and prudent manner at an intersection where right-hand turns are permissible."
Yet, North Miami officials ignored his pleas. (They did not return requests for comment.)
As Ohlfest waited for a response, his license was suspended. Finally, he forked over $61 to lift the ban and have his case heard in traffic court. A judge took one look at the video and said: "Dismissed."
But Ohlfest's personal victory isn't much precedent. "This city is giving out who knows how many tickets every day to people who are struggling just to get by," he says. "It's extortion. They are making money outside the law. It's just a money-grabbing scheme."
So Sherin is now taking the case to DOAH to challenge the basic rules behind red light camera tickets. The outcome might take a while, but it will affect dozens of cities and thousands of people in the Miami area. "I'm not going to stop until they disclose all these exemption to motorists in court and on every notice," he says.
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Infographic I designed in my first year of university, using the height of the type to show the ratio of the ingredients.
Intend on going back to this project and taking the design further so much more to come.
Check the full project on behance:
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Show and tell for designers
What are you working on? Dribbble is a community of designers sharing screenshots of their work, process, and projects.
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Frank Benjamin Saul Jr.
Position: Shooting Guard ▪ Shoots: Right
Height: 6-2 ▪ Weight: 185 lbs.
Born: February 16, 1924
High School: Seton Hall Preparatory School in West Orange, New Jersey
College: Seton Hall University
Draft: Rochester Royals, 1st round (10th pick, 10th overall), 1949 BAA Draft
NBA Debut: November 1, 1949
Promote your website or business by sponsoring this page for $5 on Basketball-Reference.com. Your message will replace this ad.


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Orrrrrrrr....a gay man marrying a gay woman. See, legal gay marriage, valid in all fifty states.<quoted text>
So,I guess what you're saying is you'd be fine with a gay man marrying your daughter or a gay women marrying your son? LoL,
Of course its the same silly. Man marries woman, and vice versa. Equality. Simple enough.Sorry but not the same! Not equality,don't be ridiculous! Bottom line,marriage equality is coming and you can't do anything to stop it,rightfully so!
Ahhhhhhh....the ole "it will do nothing to harm your marriage....." argument. Of that's true, plural marriage would also not harm my marriage, so why not legalize that too?And it will do nothing to harm your marriage and it will do nothing to harm my marriage!
It'd be greater if those "10's of thousands of children....." were being raised by their OWN married mother and father. Great isn't it!And it will be of great benefit to the 10's of thousands of children being raised in same sex marriages and family's,Great isn't it!


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tag:blogger.com,1999:blog-10980319.post743302657094940260..comments2015-05-04T06:26:24.000+01:00Comments on BPS Research Digest: Jesse Bering - my LustResearch Digesthttp://email@example.com:blogger.com,1999:blog-10980319.post-85667088281971939862011-02-23T19:11:21.517+00:002011-02-23T19:11:21.517+00:00This is such a beautifully written and honest arti...This is such a beautifully written and honest article, apropos the "sin" itself. (Which is what, exactly? Honesty about our sexuality?) It's a shame that some of the comments are focussed on such petty details as the word "limerence". I can feel for the author, personally, having had a similar (straight) crush and admire his courage in sending the letter. If nothing else it should have opened up the recipients eyes to a deeper firstname.lastname@example.com:blogger.com,1999:blog-10980319.post-89799397942551500872011-02-22T23:41:42.158+00:002011-02-22T23:41:42.158+00:00The author himself writes that the letter was &quo...The author himself writes that the letter was "probably disturbing". He knew what he was doing, and engaged in an act of self-indulgence anyway.

I have no problem with using a new word if it's more precise. "Limerence" isn't such a word: it adds nothing, as the author amply indicates by noting two similes in his article. As for your point about using a more pretentious word "because it is a more pretentious word", I think this says more about you than you might perhaps prefer to email@example.com:blogger.com,1999:blog-10980319.post-33980109972635585542011-02-21T19:20:04.902+00:002011-02-21T19:20:04.902+00:00Once someone else has created a word, others might...Once someone else has created a word, others might well use it because it is a better word, a more precise word, a more elegant word, heck, even because it is a more pretentious word. "Pretentious" itself was a neologism at some point. But I firstname.lastname@example.com:blogger.com,1999:blog-10980319.post-11059189300739818742011-02-20T22:00:12.783+00:002011-02-20T22:00:12.783+00:00@Anonymous...why assume that it's "likely...@Anonymous...why assume that it's "likely" that the author's "crush" now feels worse? It's possible he didn't know what to say, or felt that saying anything would be beside the point. It's possible he just smiled, sighed and tossed the letter away, realizing that's all that was required. It doesn't sound like the author believed his letter "would lead to a happy reunion" or, for that matter, that the subsequent silent response made him feel "better" firstname.lastname@example.com:blogger.com,1999:blog-10980319.post-62091788249388260222011-02-20T21:30:13.411+00:002011-02-20T21:30:13.411+00:00There's no need to use a neologism like "...There's no need to use a neologism like "limerence" when words like "crush" and "infatuation" are already available: it just makes you look pretentious.
Writing a letter that you might reasonably surmise would disturb the recipient, and which you had no reason to believe would lead to a happy reunion between you and your crush, was an act of pure selfishness. It is not the case that "all facts are godly": the facts are just the facts, and you deal with them as best you can. Maybe you now feel better about your crush, but it's likely that he now feels worse. This was a bad trade. You should have been a mensch, and kept your mouth firstname.lastname@example.com:blogger.com,1999:blog-10980319.post-51281342437579098402011-02-14T11:06:30.505+00:002011-02-14T11:06:30.505+00:00The longing in itself in some spiritual tradition ...The longing in itself in some spiritual tradition is a path for developing love and awareness. Is a form of devotion, of surrender, a bridge to Divine devotion.Ivo Quartirolihttp://email@example.com


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Your health care professional will review your medical history, including any history of fever, cancer, steroid use or recent back injuries. Your doctor then will ask you specific questions about your pain:
Have you had milder episodes of back pain in the past?
Where is your pain located? Is it limited to your back or does it spread into your shoulder, arm, chest, buttock or leg?
When did your pain start? Did it begin when you tried to lift something heavy, or was it triggered by a sudden twist or bend of your back?
What makes it feel better, and what makes it worse?
Does the pain disappear when you rest the affected area, or is it present even at rest?
Have you noticed any numbness, tingling or muscle weakness in your arms or legs?
Are there problems with bowel or bladder control, rectal pain, or numbness in the buttocks or genital area?
After reviewing your medical history and symptoms, your doctor will do a thorough physical examination to rule out other illnesses that can cause back pain, such as cancer or a bone infection of the vertebrae.
This general physical exam will be followed by a more detailed examination of your back, during which your doctor will look for differences between your right and left sides, muscle spasms, abnormal curvature, limitation of movement, lack of flexibility, areas of numbness, and areas of tenderness. Your doctor's findings will help to rule out other types of back problems that can cause similar symptoms.
If you have symptoms of lumbar disk herniation, your doctor may ask you to do specific maneuvers, such as walking on your toes, walking on your heels, squatting and standing, and flexing your ankle against resistance. Your doctor will want to do a straight leg-raising test. You will lie on your back with your legs straight. While you relax, your doctor slowly raises each leg individually to determine the angle where your leg pain begins. Your doctor will do a neurological examination, looking for changes in your reflexes, as well as for any evidence of muscle weakness or decreased sensation.
Spinal X-rays, a computed tomography (CT) scan or magnetic resonance imaging (MRI) scan may be recommended if your initial diagnosis is not clear, if your symptoms persist or worsen after several weeks of treatment, or if you are considering surgery. Because imaging tests, such as MRI or a CT scan, may show disk abnormalities even in people without symptoms, the results must be interpreted carefully. It is common to find abnormalities that have no effect on symptoms. Your doctor also may recommend an electromyography, a test that analyzes muscle and nerve function to identify sites of nerve compression or irritation.


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Single Article Purchase:
The Joint National Committee on Prevention, Detection, Evaluation, and Treatment of High Blood Pressure and Obstructive Sleep Apnea: Let Their Silence Not Be Matched by the Silence of the Ordinary Physician
Silverberg D, Oksenberg A, Iaina A.
Arch Intern Med. 1998;158(11):1272-1273.
Published online June 8, 1998
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text: Landorus HP: 89 Atk: 125 Def: 90 SpA: 115 SpD: 85 Spe: 101 Doubles/Triples Sets Landorus @ Yache Berry / Normal Gem 4 HP / 252 Atk / 252 Spe nature: Adamant Ability: Sand Force - Earthquake - Rock Slide - Hammer Arm / Explosion - Protect Landorus is a powerful abuser of spread attacks, and can pair with a Helping Hand user or Earthquake-immune partner quite handily. Earthquake and Rock Slide have great coverage together, while Hammer Arm hits Pokemon such as Hydreigon that take little from either attack, and helps against Trick Room teams. Explosion with a Normal Gem is quite powerful, however, and does huge damage to almost anything that doesn't resist it. Tyranitar or Hippowdon makes an excellent partner for Landorus, boosting the power of its moves and making Landorus much more formidable. A Choice Scarf is also a usable item, making Landorus unexpectedly fast and allowing it to unleash a powerful Earthquake of Explosion.


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Current time: 0:00Total duration: 13:53
0 energy points
Bohr effect vs. Haldane effect
Take a close look at how some friendly competition for Hemoglobin allows the body to more efficiently move oxygen and carbon Dioxide around. Rishi is a pediatric infectious disease physician and works at Khan Academy. Created by Rishi Desai.


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City Cascade Bike Club Fundraiser
posted by June 25 at 12:12 PMon
Cascade Bicycle Club fundraiser tomorrow night. CBC is the group that worked with Seattle Great City Initiative to pass legislation ensuring that bikes and pedestrians were factored into any new street funding proposals.
From the invite:
Join Senate Transportation Chair Ed Murray, Council Transportation Chair Jan Drago, Councilmember Richard Conlin, and Councilmember Tom Rasmussen for a happy hour fundraiser for the CBC Action Fund
(an affiliate of the Cascade Bicycle Club)
Pike Brewery and Pub
1415 First Avenue
at First and Union Streets downtown
Tuesday June 26th
Suggested Contribution:
$50 - $100 - $250 - $500


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The Q Man: ANTIGENESIS (ebook)
A Graphic Novel
by Rob Wheeler and Aaron Schnore
The Q Man! Who is the Q Man? An enhanced espionage agent, with a synthetic body and a computer implanted in his mind. That's what Laurence Talbot told him, the man behind it all. And behind Talbot, a secretive international bureaucracy known only as The Hierarchy, and a top-secret program known as the Q Project.
When the Q Man wakes from a coma, his memory erased, and is thrown into a series of deadly training missions, he begins to suspect that he cannot trust the people who claim to have created him. Nor can he escape the eerie feeling that this has all happened before…
Category: Comics & Graphic Novels


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Highly automated personal-finance tracking. Integrates with all major banks and financial institutions. Quick and simple to set up and get started. Helpful tutorials. Excellent controls. Useful ads.
Doesn't support Venmo. No percentage-based savings goals.
Bottom Line
Mint is the best personal finance software available. It's free and ad-supported, but even the ads add value to this fantastic tool for managing your money.
Mint.com is hands-down the best personal finance software. It's free. It keeps track of every transaction you make. It shows you the big picture of your financial status. It checks your credit score. It helps you budget your money. It reminds you of upcoming bills. It even suggests financial accounts with better interest rates than the ones you currently get. Setting up Mint is a cakewalk, and using it is even easier because this website and service does all the hard work of monitoring your finances. Don't mistake it for accounting software, though. It's not meant for reconciling transactions so much as keeping an eye on them to get insight into your spending habits. Mint.com is the PCMag Editors' Choice for personal finance software.
//Compare Similar ProductsCompare
Mint's Simple Setup
A huge part of what makes Mint so successful is the ease and efficiency with which it helps users establish new accounts. First, you create an account with an email address, username, and login. Then, Mint asks you to look for the banks and credit cards you use, and you authenticate Mint to pull data from those accounts.
Don't worry: Mint can't actually do anything with your money. For example, you (or anyone who might get into your Mint account) can't move or withdraw money using Mint. The service only has permission to see where your money is going and when.
To complete your setup, Mint asks you to make sure you've connected all your financial accounts, including loans, investments, mortgages. It also asks if you own any real estate, and if so, the value of your properties. It's entirely up to you how much information you want Mint to track, though it's worthwhile in my estimation to include everything, to get the full benefit of the service. If there's something you want to exclude, there are tools that let you hide some of your financial information from assessment. I'll get to those in a moment.
One of the beautiful features of Mint is that the moment you set up your account, it sees habits and trends in your spending, because it has a few months' worth of data to analyze from the get-go. I've had far more-tedious experiences setting up competing personal finance software, such as the online Mvelopes and the offline YNAB (You Need a Budget). Both of these systems focus on budgeting almost exclusively, rather than net worth and investing strategies, which Mint provides. They're different tools from Mint, and they're good options if you want to have a real hands-on experience managing your money.
The process of establishing budgets in those other programs, however, relies heavily on guesswork, rather than your actual transaction history, which Mint uses. Sure, as you use Mvelopes or YNAB, you adjust your finances gradually, as you start to see patterns. The difference is that Mint reveals those patterns to you from the start. LearnVest is the only other service I've seen that, like Mint, helps you understand your financial situation almost instantly, based on past data. LearnVest works similarly to Mint in its setup, though it's not entirely free, as Mint is.
I've used Mint for years, and only recently have I had a financial account that it didn't support: Venmo. Venmo is similar to PayPal (which Mint does support) in that it lets you quickly transfer money to friends or service providers. If you use Venmo only to exchange money, then it's not really an issue that Mint doesn't have access to it, because Mint can still see the funds leaving or entering the bank accounts that you have connected to Venmo. It's only really an issue if you keep a balance of money in Venmo. Mint does support all major U.S. financial institutions, as well as Bitcoin.
During setup, Mint offers you a guided tour of all its features. Compared with Mvelopes, an online service that left me guessing what the heck the Sweep Envelope setting might do to my money, Mint gave me all the information I needed to continue using it properly right then and there.
Working With Your Money
Mint.com's interface is one of the best I've seen: clean, crisp, colorful, and so simply designed that you can't get lost. The dashboard, or Overview screen, is also very good, providing you a one-page summary of every element of your financial picture. It's updated once a day, or more often if you force an update.
All account totals run in a vertical pane on the left. You can click on any of them to see a register or an informational page. Alerts, such as the one informing you when a low balance, appear at the top, and you can fully customize these to what you want and to get alerts by email or SMS.
As mentioned, Mint calculates your net worth, and it displays that figure prominently at the top of your account, although you have total control over what is and is not included in that figure. For example, if you want to exclude real estate from your net worth, you can. If you want to exclude an emergency fund from showing up in your available funds, you can. If you want to exclude a joint checking account from your personal budgets, you can. In fact, you have total control over minutiae such as the spending category of each transaction, tags, exclusions, marking money movement as a transfer rather than a payment or income, and more.
When looking at all your transactions, you can search for a vendor name, spending category, or even a tag that you've created. For example, you might create a tag named tax exempt. Every transaction is categorized automatically, and when Mint can't make a good guess, it leaves transactions uncategorized and flags them for your attention. You can create new subcategories, but you can't edit or change the parent categories.
Tracking cash with Mint is possible, but it's not necessarily what you'd expect if you come from the world of online accounting services. Remember, Mint isn't an accounting service. It's designed, rather, to show you how and where you spend your money. So the importance of tracking cash in Mint is to know how you're spending that money, not how much of it you should have left in your wallet. See the link above for more details on how to track cash in Mint.
One feature I love is the credit score that Mint pulls every few weeks when an update is available. Getting your credit report and score can be a pain in the neck. It is free, but getting it often requires jumping through a million hoops and carefully reading everything that appears before your eyes, lest you accidentally enroll in some kind of fee-based service. Mint just simply pulls your credit score and presents the number on its dashboard. You can get a little more detail about your credit score and the factors that influence it, but you won't get a full credit report in Mint. But, for most people, just getting the score every few weeks is a huge amount of extra financial information.
The essential features, like keeping track of your spending and allocating income to various budgeting categories, are really only the beginning of what you can do with Mint. Goals are treated separately, but they get full attention to detail, too. You can plan to save for a vacation, put away money for a down payment on a house, and much more, with built-in calculators helping you establish a plan that will work for meeting your goals.
I recently tried a new personal finance app called Qapital (for iPhone only) that specifically helps you save money for different purposes, sort of like Mint's Goals feature, only Qapital actually moves money into a savings account for you. Qapital has all kinds of neat rules that can help you save, such as "if I spend less than my budgeted amount on coffee for the week, then move the balance into my savings account."
Mint can't do this, because it doesn't have permission to withdraw or transfer money. The one idea I got from Qapital, however, which I wish Mint would implement, is to create a savings goal based on a percent of earned income rather than a flat amount. Qapital has an option for freelancers to set aside 30 percent of their monthly income for taxes. You can bend it to your will, of course, and instead set aside, say 10 percent of your income for charity, or 5 percent for retirement savings. I know Mint won't move money for me, but I do wish it had percentage-based options for goals and budgeting.
Ads and Security
Mint is an ad-supported service, and the ads you see are remarkably useful. I know that sounds crazy, but bear with me.
Mint uses targeted advertising, very targeted advertising. Because Mint knows exactly how much interest you're earning or paying on all your financial accounts as well as any annual fees you pay, it can suggest banks and accounts from its ad network that will give you a better rate. It shows you not only the better rate but also how much you'll save over one, two, and three years, in case the service is offering a special rate or no fees for the first year. When the ads are irrelevant, you can dismiss them by hitting Ignore.
Understandably, whenever you use an account-aggregation site like Mint, it's good to know what kind of security is behind it. Mint.com uses bank-grade security, which means it doesn't even have access to what you type. From the Mint interface, you can't initiate transfers of money or payouts of any kind, which means no one else could either.
Fully Minted
Mint.com's usability, up-to-date look, and smart blend of personal finance tools make it an obvious recommendation for people who want a guided tour through their spending, budgets, savings goals, investments, and financial future. The fact that it's free seals the deal. Hands-down, Mint.com is the best tool for managing personal finances and the easiest one to use, making it PCMag's Editors' Choice. If you're concerned about your finances (and who isn't?), you really ought to try Mint.com. You have nothing to lose and a lot to gain.


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Written on: 05/06/2014 by KonnerTodd61 (1 review written)
I was once a lover of the Clinique Bronzer for Men. But now I have been using Mr Browne Daily Bronzing Tint & it delivers the perfect non streak colour.
I used Clinique's Bronzer as it used to be the only bronzing product for men on the market but unfortunately now I moved over Mr Browne and their products.
As rated by our community of reviewers
I'm amazed to find a product that actually does what it says.
Likes... " Read More
Written by No 11275
" Kokomelt scrubs " Read More
" Too Orange " Read More
" Love it " Read More
" Myego Cosmetics Cover Select is a great product. I have a stick con... " Read More
Written by Neo08


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I am trying to change to background color of the post data for my posts on my wordpress blog (austinkretzer.com). It is white right now, and I have tried everything I could think of to change it to a different color, like #888888 or something.
Does anyone have any idea how to do so? I have tried changing it in many different areas, though I am having trouble enough just finding what exactly is the "source" that makes the white bar so I can put the code into it to change the background color.
I am using the Atahualpa theme
Any help at all would be appreciated, thanks so much!


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I'm beta testing the free version but need to buy the pro version I think. I'm implementing this calendar for a cab service which has 3 cars. I wanted to know if I can set up 3 time slots for each time, so (3) 1pm time slots, (3) 5pm time slots, etc.
Can you let me know if the pro version features this so I can move ahead with the purchase. I've read through the pro version page but wanted to verify this information.


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Greek Pasta and Beef
Total Time
Prep 25 mins
Cook 1 hr
Mac and cheese goes international with this Greek inspired dish. To make it even more authentic, you could substitute ground lamb for the beef.
Ingredients Nutrition
- 1 lb ground beef
- 1 large onion, chopped
- 1 clove garlic, minced
- 1 (8 ounce) can tomato sauce
- 1⁄2 cup water
- 1 teaspoon salt
- 1⁄2 teaspoon ground cinnamon
- 1⁄4 teaspoon ground nutmeg
- 1⁄4 teaspoon pepper
- 1 lb elbow macaroni, cooked and drained
- 1 egg, sligtly beaten
- 1⁄2 cup grated parmesan cheese
- 1⁄4 cup butter or 1⁄4 cup margarine
- 1⁄4 cup all-purpose flour
- 1⁄4 teaspoon ground cinnamon
- 3 cups milk
- 2 eggs, lightly beaten
- 1⁄3 cup grated parmesan cheese
- In a skillet, cook beef, onion, and garlic over medium heat until beef is no longer pink; drain.
- Stir in tomato sauce, water and seasonings.
- Cover and simmer for 10 minutes, stirring occasionaly.
- Meanwhile, in a bowl, combine macaroni, egg and Parmesan cheese; set aside.
- In a large saucepan, melt butter, stir in flour and cinnamon until smooth.
- Gradually add milk.
- Bring to a boil over medium heat; cook and stir for 2 minutes or until slightly thickened.
- Remove from the heat; cool slightly.
- Stir a snall amount of hot mixture into eggs; return all to pan.
- Cook and stir for 2 minutes.
- Remove from the heat; stir in cheese.
- In a greased 3-qt baking dish, spread half of the macaroni mixture.
- Top with beef mixture and remaining macaroni mixture.
- Pour sauce over the top.
- Bake, uncovered at 350 for 45-50 minutes or until bubbly and heated through.
- Let stand 5 minutes before serving.
Most Helpful
What a nice change of pace! The recipe was very easy to follow, and the dish easy to prepare (though it did make alot of dishes! ;) )I loved the flavors that the cinnamon and nutmeg gave the dish. I did add stock instead of water, as well as 1 tablespoon of tomato paste, as well as upped the garlic to 3 cloves and added about a teaspoon of oregano. My family and I really enjoyed this, and I will be making it again for sure! Thanks for a great recipe!
Yooper, I haven't made pastitso for years, thanks for the memory jolt. This was good, and I followed the recipe to the letter. I felt when I ate it though, that something was missing, so dug up my old recipe. It also had wine, tomato paste and stock, and I think that would deepen the flavour of the meat layer, other wise it was exactly the same. I would suggest that you would get 8 average servings out of the dish I cooked tonight, so watch that if your diners are average eaters.
Made this for dinner tonight and it was a big hit with my DH. It is inexpensive to make using ingredients you always have on hand. I will have to agree that it did dirty a lot of dishes, but that won't stop me from making it again. We thought it had very good flavor and consistency. The only thing I was unsure about was the sauce. Is it a sauce or a crust? I baked it for 45-50 minutes as the recipe stated. The top was bubbly and heated through, but not like a crust. When I put a knife in it, the knife did not come out clean. Not sure what is correct. Nevertheless, we will make it again.


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Minnesota or Mountain Area Biochemistry Expert Witnesses testifying in Litigation
Pharmacology Expert Witnesses for Attorneys
Minnesota and Mountain
Biochemistry experts in this Pharmacology directory provide witness opinion and testimony in all types of Biochemistry accidents including Toxicology Air emissions of volatiles, Toxicology Pharmaceutical solids, Toxicology Emergency response plan, Toxicology training and Interventional Radiology.
Biochemistry accidents can occur in hydrogen sulfide, chlorine, hydrogen chloride gas, ammonia) and Drug Test Hair.
In litigation, Biochemistry accident experts attempt to use forensic engineering and biomechanical engineering research to reconstruct the accident and damages or event by providing witness testimony, computer animation or graphical exhibits to opine in a compelling way to the jury
Search results for: Biochemistry
1 result found.
Provides Opinion & Testimony In:
Toxicology, Toxicology, Pharmaceutical, Chemical Exposure Causation, Solvents, Butadiene, Phenylpropanolamine, Metabolism, Biotransformation, MSDS, Cancer, Drugs, Malpractice, Overdose, Prescriptions, Poison, Poisoning, Toxicologist, Dust Exposure, Stem cell, Industrial Hygiene, Air sampling, Occupational exposure pharmaceuticals, Occupational exposure chemicals, Occupational exposure solvents, Occupational exposure limits OELs, Drug related malpractice, Industrial hygiene, Environmental compliance, Hazard communication, Toxicological causation, Chemical exposure, cancer, Potent pharmaceut...
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Click to view this experts CV Click to request this expert


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We are excited to announce the winners of the 2015-16 We the Students Essay Contest! Congratulations to everyone that participated and stay tuned for the launch of the 2016-17 contest in September.
Grand Prize: Alyssa Roat, Arizona
Girl Scout: Margot Arbruster, Wisconsin
Boy Scout: Matthew Hornnung, Massachusetts
Brendan Stamper, Washington
Benjamin Esposito, Rhode Island
Andrew White, Nebraska
John O'Connor, Connecticut
Nicholas Frabrizio, Pennsylvania
Alexis Alltop, Illinois
Southeast Regional Prize: Evan Smith, Virginia
Honorable Mentions:
Taylor Shehata, Ohio
Tori Chanenchuk, Massachusetts
Jacob Platin, Missouri
Micah Demby, Texas
Noah Reyes, California
Max Cherman, California
Ella Brett-Turner, Rhode Island
Amy Zheng, New York
Students were asked to respond to the following prompt in 500-800 words.
The Founders believed in the sanctity/vital importance of the individual liberties guaranteed in the Bill of Rights. To what extent (or in what ways) has our government compromised on these liberties in the name of security or the general welfare?
In your answer, incorporate the principles and specific examples (including current events) that support your conclusion.


text:
Contact Us
Current Region: NorthAmerica
Your selections will be saved and used to recommend products based on your interests.
Wed, Jun 27 11:00AMW 26
Producing Rules for Portugal to Improve Rational Prescribing
Produce these prescription rules by adapting to Portugal already existing U.S. materials from an independent academic group of authors: iDis – The Independent Drug Information Service. These original U.S. authors are clinicians affiliated with HMS and BWH in Boston. With time constraints and in crisis mode, adapting prescribing materials from recognized academic groups is a feasible alternative to creating rules afresh. Also, the rules outside origin made it easier to shield them from unduly local commercial influences. These rules have an estimated potential to save 12 million euro a year per set while improving patient safety.
Pedro CaetanoAssistant Professor of Pharmacology,Nova Medical SchoolPortugal


text: We're all a little grossed out by the imagery in e-mails that Buffalo Assemblyman Sam Hoyt sent to his intern-mistress back in 2003, which include his wish "that i could be your ." I mean, this guy, Lil Wayne and blow jobs should never be in the same sentence, let alone the same thought. (Whoops.) []