text:
ICT 2020_4 Scenario Stories. Hidden Assumptions and Future Challenges
- Silvester Hoover
- 1 years ago
- Views:
1 ICT 2020_4 Scenario Stories Hidden Assumptions and Future Challenges
2 ICT 2020_4 Scenario Stories Hidden Assumptions and Future Challenges Ministry of Economic Affairs The Hague, 2010
4 Foreword by Maria van der Hoeven, Minister of Economic Affairs of the Netherlands Thoughts on the road to 2020 Hypes and bubbles notwithstanding, ICT has developed into a factor of utmost importance for economic recovery, innovation and productivity. The ICT sector currently accounts for 20% of our economic growth and 30% of productivity increases in Europe. As the digital gateway to Europe, the Netherlands has found that strong ICT infrastructure attracts foreign investors. In order to reap the full benefit of ICT, governments need to assist in solving teething problems in ICT and foster trust in new technologies. We all need to work hard to ensure that ICT can fulfil its potential. In order to keep one step ahead of new developments and to ensure we steer a steady course, we need to keep an eye on new developments on the horizon, such as cloud computing, the internet of things, and augumented reality. Although these concepts have been around for quite some time, only now are we beginning to see what they might mean for society and the economy. That is why we embarked on a tour d horizon, to explore the future prospects of ICT and the role the government could or should play in these. We set out with a set of questions and after dozens of interviews we returned with hundreds of answers from experts around the world. Using their invaluable input we then identified driving forces for change. Thanks to the co-operation of numerous representatives from business, civil society and research institutions, we then distilled four scenarios from this wealth of information. These are presented in this publication. The scenarios are intended for application during the following phases of ICT policy development in the Netherlands and they will also serve as a starting point for a dialogue. I hope this dialogue will start with you. I hope you will find this publication not only useful, but also enjoyable. I am looking forward to the discussions this publication will undoubtedly give rise to. Maria van der Hoeven Minister of Economic Affairs of the Netherlands 3
5 4 ICT 2020_4 Scenario Stories
6 Contents Foreword 3 1. Introduction 7 2. Scenario Thinking: Assume Nothing 9 3. The scenario stories 13 I. EFFICIENT ICT 13 II. BIG IS BEAUTIFUL 18 III. INTERNET Islands 23 IV. NEW FRONTIERS Driving Forces for ICT 35 I. Exponential Improvements in Price/Performance. 36 II. Cloud Computing: Networked Intelligence at Scale 38 III. Changing Times: Atemporality, the Long Now, Deep Time, and Total Recall. 40 IV. Big Data, Analytics, Intelligent Interfaces, and the Transformations of Media 42 V. Integrating Virtual and Real: Sensors and the Internet of Things 44 VI. Sustainability, Energy and Green Computing 46 VII. Business Communications: Beyond Telephone Calls and 48 VIII. Sociality and Digital Lifestyles 50 IX. Opening Up: Property, Markets, & Modes of Production 52 X. Mobile, Wearable, and Implantable Computing 54 XI. Globalization 56 XII. New Economic Models, and Approaches to Capital and Investment 58 Afterword: A Disclaimer and an Open Invitation 60 Appendix 1 List of Experts 61 Appendix 2 The Structure and Elements of Scenario Thinking 63 5
7 6 ICT 2020_4 Scenario Stories
8 1. Introduction Yesterday is not ours to recover, but tomorrow is ours to win or lose (Lyndon B. Johnson) Our thinking about the future is driven by the global crises of today. Economic recovery, global warming and the need for sustainability determine our present actions and shape our perspectives on the future. New developments in fields like ICT and the internet, nanotechnology and genetics, provide us with exciting new insights and possible solutions. In reaction to these crises, people, companies, civil society and government share a sense of urgency that may lead to a change for the better. There is almost unanimous consensus that ICT and the internet will play a decisive role in this process in many different ways: by enabling communication between each and every one of us, by making huge amounts of data manageable, by serving as a tool for analysis and control, and by enhancing or augmenting the reality that surrounds us. This is not a utopian vision, but a mere starting point for reflection. What should be done to win tomorrow, or at least to prevent its loss? And how can ICT be instrumental in this great ambition? The first step would be to shift our focus from the world of the digital to the digitised world we all live in. The Directorate General for Energy, Telecoms and Markets of the Dutch Ministry of Economic Affairs has set out to gather answers to questions about the development of ICT in the next 10 years ( ), such as: how can ICT contribute to sustainable economic growth and societal improvement? Which insights should guide our discussions on this topic? The Digital Thinking Network (DTN) was contracted to design and facilitate a scenario process for the future of ICT in Einstein is often quoted as having said you cannot solve problems within the same consciousness that created them. The challenge for the DTN was to overcome 20 th century thinking in order to be able to tackle the problems of the 21 st Century. The focal question was: what will the world look like in 2020 and what is the role of ICT? A huge amount of food for thought was generated during an extensive round of interviews with people from all over the world that shape the present and future of ICT and the Internet. A thorough analysis of the material led to the identification of a number of driving forces. These are forces which we cannot control or influence, but which we can anticipate and prepare for. On the basis of this material, the actual scenarios emerged during a number of quick-fire sessions. They each represent a possible future and can help us to make more informed decisions today. They consist of narratives that are relevant, plausible, coherent and surprising and they are focused on the developments that we cannot control. The scenarios challenge our thinking and reframe the strategic context for policy, innovation and corporate decision making. They are intended to fuel debate with civil society, entrepreneurs, CIO s and policy makers on the implications of these changes. This publication does not contain predictions or policy. The use of company names is only meant to illustrate the narratives and does not imply any evaluation whatsoever. This study does not represent the opinion of the Ministry of Economic Affairs. The World Congress on Information Technology (WCIT) in Amsterdam in May 2010 provides the perfect stage for the presentation and discussion of these scenarios, during the congress and the workshop ICT 7
9 scenarios In the structure of this publication, the present stage of the scenario process is being reflected. First, you get a short introduction to the aims and limits of scenario thinking. Then, the four scenarios will be presented in the form of concise narratives intertwined with quotes from the interviewed experts. The analytical part of the process that leads up to the scenarios is presented in the form of driving forces. These will provide you with insights and facts behind the scenarios and the future of ICT in 2020 in general. An overview of all the interviewees and participants in the sessions is also given. This publication is only the tip of the iceberg. If you would like to read or hear more, a large number of documents and hours of video are available in the Wiki at Do come back for updates! Acknowledgements We would like to thank all the experts, entrepreneurs, visionaries and professionals who so generously shared their insights into the future of ICT with us. All names are listed towards the end of this publication. Special acknowledgements to the many persons who provided input and insight, late night sparring and challenging questioning throughout this project, including; Paul de Ruijter, Per Espen Stoknes, Peter Leyden, Nalini P. Kotamraju, Judith Zissman, Benjamin Gross. The scenario interviews were done over a 6 week period in Washington, San Francisco, Tokyo, Hong Kong and Mumbai with the help, scheduling insights and network of Vint Cerf, John Seely Brown, Tim O Reilly, Izumi Aizu, Teruyasu Murakami, Masu Masuyama, Christine Loh, Craig Erhlich, Charles Mok, Dave Evans, Rishab Ghosh, Jeremy Godfrey, John Hagel, Brewster Kahle, Mary Austin, Jaron Lanier, Tom Gruber, Mitra Ardron, Hal Varian, Marc Smith, Krish Murali Eswar, Rajeev Shrivastava; the accurate and timely transcription of Barbara Morgan; the logistical support of Karlien van Bunningen, Sam Hamady and Jeetendra Chudasama; and the key economic insights learnt from the many profound thinkers at the inaugural conference of the Institute for New Economic Thinking at Kings College in Cambridge. We would like to thank our many colleagues for their continuous contributions, remarks and criticism. If we were ever under the illusion that the future would be easy, we now know better... Last but not least we would like to thank the Digital Thinking Network (DTN) - especially Daniel Erasmus, Jeff Ubois, Wendy van Wilgenburg and Gabriella Ng - for their unfaltering enthusiasm during the many versions and revisions. The project team Sander Ruiter Marije Stam Ronald Verbeek Joost van der Vleuten 8 ICT 2020_4 Scenario Stories
10 2. Scenario Thinking: Assume Nothing In this scenario set we address a set of uncertainties that will determine how ICT and the Internet will be a driver of economic activity in the next 10 years. The uncertainties were selected through the process of 33 expert interviews on 3 continents, a set of expert workshops, and innumerable internal discussions at the Ministry of Economic Affairs and at the DTN. There are thousands of possible futures to explore, the purpose of scenario thinking is to select three to four stories through quantitative and qualitative methods that challenge existing assumptions, and reflect plausible timelines into the future. The scenario space that we have selected here, challenge four key ICT assumptions that we found across the globe. Firstly it is often assumed that ICT and the use of the Internet equal innovation. Though there are many areas of innovation, ICT is as often used to make existing systems resistant to change as to make them innovative and adaptive to change. In the Efficient ICT scenario we explore a future where cost cutting leads to less investment in innovation and ICT is implemented merely as a cost cutting measure. Secondly it is often assumed that ICT innovation can only come from the current paradigm of distributed innovation, based on a predominantly Silicon Valley based venture capital system. In the Big is Beautiful scenario we explore a future where ICT innovation is driven by large known corporate entities. Thirdly it is often assumed that the Internet is an open unified network, with its own set of implicit and explicit rules, that operates relatively independently from national and in commercial boundaries. In the Internet Islands scenario we explore the fragmentation of the Internet in commercial ecosystems and along geographical boundaries. Lastly it is often assumed that technologies and approaches of ICT and the Internet are maturing and that the landscape will be dominated by the current parties. In the New Frontiers scenario we explore a new wave of openness that will create new players, opportunities and challenges. The system shown on the following page describes the uncertainties and tensions that could lead to each of the four scenarios. It is important to remember that this uncertainty scheme is not unique, and that there are many possible uncertainties that could lead into a particular scenario. This is a guide to understand one possible way in which we can arrive at these scenarios. What is important about the guide is that it stipulates a system, through which we can understand the differences between the scenarios. Hidden Assumptions and Future Challenges 9
11 Efficient ICT Will a balance sheet recession dominate the global economy? yes Big is Beautiful no Keynesian Does government stimulate the ICT sector? Internet Islands hands off no it is silos Does the Internet continue to exist as a unified network? yes New Frontiers Recession The first question: Will a balance sheet recession define the economic landscape in the next 10 years? The post crisis situation is clearly a space in which there will be less capital to invest in the next ten years in new technologies and new approaches because debt reduction is thought to be crucial. The economist Richard Koo compares the current economic crisis with the crisis in Japan in the 1990 s and the great depression of the 1930 s. He states that the lesson learned is that many companies realised that their balance sheet was under water. They still had a positive cash flow and devoted a significant part of their profits to debt reduction in order to repair their balance sheets. Because this reduces the total debt it effectively shrinks the economy, and importantly it reduces the ability of companies to invest in new technologies. If this balance sheet recession dominates the global economic environment, then companies will only invest in ICT and new Internet approaches if it leads to cost reduction. Hence we have the scenario: Efficient IT. Intervention The second question: Does the government stimulate the ICT sector? In the 1930s Keynes argued that the government should stimulate the economy at a time of recession/ depression through investment in large-scale public works (and other) programs. The second scenario question therefore reflects the possibility that governments around the world will continue to stimulate the economy in sectors that are seen to be possible drivers of future economic growth. ICT is understood to be one of these sectors. Therefore governments will partner with larger ICT organisations to develop largescale next generation ICT infrastructure projects. These projects will be used to transform government services into Government 2.0 services but according to a different route than currently debated. Governments will select partners of equal size, to implement these large projects, which will lead to consolidation of the ICT sector into large cloud based companies and services. Hence we have the scenario: Big is Beautiful 10 ICT 2020_4 Scenario Stories
12 Break-Up The third question: Does the Internet continue to exist as a unified network? TCP/IP protocol and the Internet built on top of it ingeniously separate the content from the communication layer. This was the intention of the original design and it allowed for a network architecture that could sustain exponential growth. The emergence of the commercial Internet and the rapid growth of the user base with mobile and broadband was predominantly the result of a hands off approach by law makers to allow this new space to emerge. This changes now the Internet and ICT is seen as crucial for many economic and societal sectors. There are more and more examples of new legislation that seeks to modify or legislate existing behaviour on the Internet. This includes country level firewalls that limit content; most notably China, but also to a lesser extent Australia and other territories; and new copyright enforcement legislation. Clearly the nature of the debate on the ownership or not of ideas, the evolution of the digital commons and practices of co-creation will play a significant role over the next decade. Different areas of the world might have different approaches to resolve these tensions. Hence we have the two scenarios Internet Islands and New Frontiers. Secondly the emergence of a mobile Internet has the potential to change the dominant paradigm of access to the Internet of the last two decades. Over the last 20 years people mostly got online through generalpurpose devices, computers that allow for unlimited user configuration, in contrast to mobile telephones that allow for limited user configuration. Which paradigm will dominate the devices that increasingly access the mobile Internet is uncertain. Therefore we layered this uncertainty onto the previously stated two scenarios, Internet Islands having closed geographical and commercial Islands on the Internet, and New Frontiers lead by open approaches to access, content and collaboration. The Good, the Bad and the Ugly None of the scenarios are preferred above the other scenarios. They all contain positive and negative aspects. Their intent is not to be prescriptive, but to challenge us by questioning the assumptions we have going forward. Scenarios are thinking tools to be used to make our strategies robust, and allow companies and policy makers to consider contingencies rather than ignore uncertainty. The following section will describe possible scenario stories resulting from the above scenario space. These storylines are the 9 th draft in this series. We look forward to using the WCIT conference to improve the scenarios and update them as part of an ongoing discussion, to explore the commercial, investment and economic consequences of these possible futures. Hidden Assumptions and Future Challenges 11
13 12 ICT 2020_4 Scenario Stories
14 3. The scenario stories I. EFFICIENT ICT The world had been struggling to get back to the old normal after the global recession hit rock bottom back in In the years following, the global economy fluctuated wildly at the slightest hints of instability. The United States, as a direct result of being unable to control their ballooning deficit, was unable to fully drag itself out of the prolonged period of recession. Not many could have predicted that the appreciation of the Chinese yuan, which the U.S. had pressured China into doing, would only have a minimal effect on the creation of domestic U.S. jobs. In fact, the appreciation of the yuan so adversely affected the Chinese manufacturing sector, and the rest of the Chinese economy, that U.S. exports to China also fell. The sluggish trade synergy between two of the world s leading economies had an impact on the rest of the world. Furthermore, the Chinese property bubble finally burst early in 2012, slowing the Chinese economy. Since China had effectively become the world s engine, global markets also declined, particularly other emerging markets that were heavily dependent on business with China. However, past experiences during the 1997 Asian Financial Crisis helped developing economies to rebound relatively quickly. Within a few years, these countries were back on track for growth. China ceased to peg its yuan to the dollar, choosing to peg its currency to a basket of currencies; other Asian nations followed suit. The economies of the United States and the EU declined in comparison with the rest of the world. Hidden Assumptions and Future Challenges 13
15 In fact, what was going on in the developed world was a balance sheet recession, whereby companies were de-leveraging and paying off the debts on their balance sheets. The only way they could do this was by severely cutting their budgets and not making any new investments in order to avoid the creation of anymore debt. This drove the reversal of ICT development from being innovation-driven to being efficiencydriven. In other words, nothing much came out of ICT in terms of innovation; ICT was all about saving money and making things more efficient. The Netherlands, in contrast, did fairly well as Dutch companies were comparatively profitable and had a much lower debt-to-earnings ratio than many companies in other countries. The question is: how are we going to get out of this debt hole that we ve all put ourselves in? What will move us to an economically sustainable development? We ve overspent, and now we re in this period of de-leveraging, and how are we going to get through that hurdle? There s this old line from a cartoon, Pogo, where it said, We ve met the enemy and he is us, because we all have some responsibility here. We all have to contribute to resolving it. Hal Varian, Chief Economist at Google and UC Berkely This opened up the acceptance of cloud computing services for companies. Cloud services removed the need for companies to invest and maintain their own servers and other technologies needed to run their business, allowing them to move from a capital-expenditure heavy model to an operations-expenditure model. For under 5 million euros, a company the size of Rabobank (approx people) could subscribe to an entire online suite of word-processing services for their entire workforce. As this figure was a fraction of what companies had been spending before, the surplus saved from capital expenditure was used to continue paying off the debt on their balance sheets. As a result, liquidity in the markets dried up, leading governments to introduce large stimulus packages in order to prevent GDP from declining. A major component of the stimulus packages was to inject new life into ICT development in order to address efficacy and efficiency issues, such as optimization of operations management systems for government and corporate entities; introduction of intra-european contingency transportation systems so that travelers would not be stranded en masse due to weather phenomena; and early warning systems for flu/pandemic trends so that citizens could be forewarned and pharmaceuticals could prepare a sufficient supply Nobody thought 2010 was going to be the best year of the decade. The green sprouts of recovery would not survive a second dip. In the United States, real estate, unemployment, insufficient consumer demand, currency problems with the US dollar, and an attempt at devaluing the dollar to bring debt under control were all factors that increased the move of economic activity to Asia. However, Asian consumption wasn t sufficient, given the imbalance of those economies, to completely match up with excess production capacity. Thus, Asia did not become a driver as anticipated. 14 ICT 2020_4 Scenario Stories
16 The EU was under increasing pressure because it was clear that Greece was going to default. In countries like Greece, Italy, and then Ireland, the GDP dropped 15 percent in the space of two years. The rolling series of deep economic problems, compounded by an aging population that not only did not provide new sources of growth but the expectation of significant burden, put intense pressure on northern economies. High unemployment, reduced life savings, and a growing sense of social disconnect caused global crime rates to rise. From piracy to drug wars to civil unrest, social insecurity was a burgeoning problem that governments sought to alleviate. Government budgets, already stretched beyond their means, could not justify adding more officers to existing police forces. As an alternative, existing city-wide closed-circuit television systems were expanded and improved as a way of ensuring security. The improvements allowed for real-time around-the-clock monitoring, and allowed existing police forces to mobilize more quickly and effectively. Citizens felt more secure because they felt that their concerns were being addressed by the government as their well-being was monitored and recorded on camera 24/ ICT expenditures decreased as lifecycle replacement doubled from 18 months to 36 months or longer at the consumer level. Several different factors contributed to this development. For one thing, new methods of recycling electronic waste made it an extremely lucrative business. As more and more ICT hardware components were recycled, the use of raw materials was cut down, leading to much more sustainable use of technology. In turn, this also diminished the amount of energy needed in ICT production. Hence, the entire cost of lifetime operations was reduced. Consumers liked this, not only as a sustainable practice, but also because it cost them less money per year. Their demand for energy reduction and cost savings paved the way for ICT companies to reframe products as long-lasting green and sustainable to increase margins. Within corporations, this move was thought of as a new efficiency of getting more out of the ICT infrastructure in a difficult business climate. Silicon Valley s venture system, built over decades, did not survive the demand for less innovative ICT, not only because their businesses depended on fast, disruptive innovation, but also because venture capital dried up due to the closure of the IPO market. The few funds that survived were focused on efficiency-driven ICT by investing in companies with existing products and revenues. Efficient ICT forced a focus on the real economy as opposed to the symbolic economy. ICT was applied to smart grids to save gigawatts; to agriculture to save water and labor; and to transportation to save oil and reduce carbon waste. The youngest and brightest minds went into other sectors, such as green tech, bio, and energy. The business-efficiency drive gathered steam, and there were opportunities of using ICT infrastructure for less. This huge downward pricing spiral put pressure on ICT, which was good for Open Source companies. It was understood that the licensing model of the past, which was a cornerstone of corporate ICT, was coming to an end. The few pockets of innovation that were global were not reachable by Silicon Valley, and thus they missed the wins between There was a strong push for cheap robust cloud services with the added concern of business data repository. For 2 euros per month, companies subscribed to office services on Salesforce for their entire workforce, but also had to bear the consequences of insecurity. Infrastructures became thin and the focus was not on managing large deployments but on service fees. Corporations focused on cheap and cheerful solutions. ICT was more reliable but also less innovative, and focused on clear, predictable economic returns. As there Hidden Assumptions and Future Challenges 15
17 was little internal corporate ICT left, the CIO lost his seat at the board table, and was lumped together with facilities planning, a vastly diminished role comparable to the printshop or building maintenance. Without an internal corporate ICT infrastructure, it was deemed unnecessary to innovate or migrate to new in-house ICT systems. By the middle of the decade, corporate customers were willing to experiment with low-cost suppliers from new global regions, having found the products of equal or better in quality. New names appeared to take the place of old. Huawei, HTC, Baidu, QQ replaced the American and European household names of the 90 s and the 00 s By the end of the decade, there were still some opportunities for efficiency, but ICT ceased to hold the imagination, to draw in the best and brightest, or to offer the greatest promise to investors. We should monetise what people do with their brains. Essentially, what the Internet does is it helps people do things with their brains more effectively, and gets the fruits of their brains out into the world in a more effective manner. The challenge is to capitalise brain activity. Jaron Lanier, computer scientist Despite this situation, there was some kind of reversal in terms of the players in the field. The decade s frugality did, in part, create some pent-up demand. Microsoft, which came out of the brutal business as a survivor with new, open standards-based services, became a much tougher competitor than ever before. Microsoft was not alone. Towards the end of the decade, a number of new businesses arrived that thrived on open standards, and low-cost publicly-accessible infrastructure. These emerged out of the previous seven lean years as brutally competitive innovative challengers to the existing enterprises who had not invested in significant innovation during this period of time. Secondly, the transition of economic focus from the West to the East, and North to South seemed unstoppable. New innovative enterprises, capable of approaching ICT in new and frugal ways because they didn t have legacy issues to hold them back, were emerging in places like India and China, countries which were accustomed to low capital. Silicon Valley was no longer at the center of ICT software or hardware. Europe, knowing that with their aging population it would be difficult to keep up, chose a model of assimilating these new innovations. For example, large European enterprises, like Nokia and Telefonica, began buying out small Chinese green tech start-ups or entering into joint ventures with Indian ICT vendors. There is need for balanced development - ICT and manufacturing - for India to go forward. India sees IT and communications and the Internet as a way to satisfy its hunger. If we want it to be that way, India clearly needs to educate the masses. Dr. Lalit Kanodia, Chairman and founder Datamatics Global Services (New York) 16 ICT 2020_4 Scenario Stories
18 Though people were copying books and other forms of IP and sharing it widely at the same rates, it was clear that public dissemination of what some considered intellectual property was no longer a key concern. There was little public stomach to prosecute this because attention was focused on the basic questions of how to create economic growth. Since economic survival was the overriding concern, personal and sectoral issues were pushed to the background. Because of lower revenues, governments either downsized into limited and specific functions, or added even more government positions to be filled in order to keep employment numbers up and prevent large unemployment benefits from being claimed. In direct contrast to the US model of massive layoffs, European countries weighed the cost of part-time or under-employment against the social cost of unemployment benefits, and decided that it was better to expand their workforces and re-open offline service branches. Not only did it help to keep many people at least partially employed, but it also helped a large of number of citizens, particularly elderly ones, who were relieved that they again had somewhere to go for information relating to their local government without having to learn to use a computer. Information technology was only used where clear costs could be saved, and the appetite for large-scale Government 2.0 types of projects was significantly reduced because of slow but widespread growth of general public distrust in government, compounded by growing concerns over increasing mass surveillance, privacy data retention, and litigation against bloggers. Healthcare and education, on the other hand, were areas that were invested heavily in to develop large-scale ICT in an attempt to improve standards of education and quality and longevity of life. In our hospitals any doctor can find your medical history, can look at the films, the radiographic images and so forth. It s led to a very high degree of productivity in the hospital authority, to reductions in medical accidents as well as unnecessary duplicated medical tests. One of the first decisions we made was that the data belongs to the patient. So the patient must be in control of authorising which doctors should be allowed to see the data. Jeremy Godfrey, Hong Kong SAR Government, Government Chief Information Officer Governments decided that developing large-scale ICT systems to detect illnesses earlier through lifestyle monitoring, or even to prevent them before signs could be exhibited, would lower the government s healthcare burden. Philips and Siemens, already giants in the area of healthcare ICT and consumer goods, were poised for success. Regarding education, for example, in Europe with its shrinking young demographic, investing in the young and improving educational standards across the region was thought to be the best long-term strategy to keep the European region competitive with the rest of the world. Education Europe 2.0 was launched, based upon tried-and-true, post-industrial methods of teaching and learning. At the end of the decade, although there was some lingering uneasiness and distrust of new government ICT initiatives, citizens did observe and appreciate the efficacy of the healthcare and education ICT programs. New regulatory frameworks to improve transparency and to open communication channels between government and the public by means of enhanced ICT systems went a long way towards restoring trust in ICT. The original role of CIO, for both governments and corporations, as a key strategic player in ICT implementation, was restored. Hidden Assumptions and Future Challenges 17
18th Year of Publication. A monthly publication from South Indian Bank. www.sib.co.in
To kindle interest in economic affairs... To empower the student community... Open YAccess www.sib.co.in firstname.lastname@example.com A monthly publication from South Indian Bank 18th Year of Publication SIB STUDENTSMore information
Adjusting to a Changing Economic World. Good afternoon, ladies and gentlemen. It s a pleasure to be with you here in Montréal today.
Remarks by David Dodge Governor of the Bank of Canada to the Board of Trade of Metropolitan Montreal Montréal, Quebec 11 February 2004 Adjusting to a Changing Economic World Good afternoon, ladies andMore information
It s a great pleasure to have the opportunity to talk to the School s students, alumni and academic staff this evening.
Address to the Melbourne Business School Mike Smith Chief Executive Officer, ANZ Good evening and thank you for the warm welcome. It s a great pleasure to have the opportunity to talk to the School s students,More information
Internet of the future: Europe must be a key player
SPEECH/09/-- Viviane Reding Member of the European Commission responsible for Information Society and Media Internet of the future: Europe must be a key player Future of the Internet initiative of theMore information
CLOUD POTENTIAL THE OPPORTUNITY TO INVENT AND REINVENT BUSINESS The Cloud is a revolution. It is changing the way we think about IT, and about business and commerce. A RESEARCH REPORT BY Wipro TechnologiesMore information
Hyper-connectivity and Artificial Intelligence
Hyper-connectivity and Artificial Intelligence How hyper-connectivity changes AI through contextual computing Chuan (Coby) M 04/03/15 Description of Major Sections Background Artificial intelligence (AI)More information
Why a Floating Exchange Rate Regime Makes Sense for Canada
Remarks by Gordon Thiessen Governor of the Bank of Canada to the Chambre de commerce du Montréal métropolitain Montreal, Quebec 4 December 2000 Why a Floating Exchange Rate Regime Makes Sense for CanadaMore information
PRESS RELEASE SANDVINE REPORTS Q3 2015 RESULTS Waterloo, Canada; October 8, 2015 Sandvine, (TSX:SVC) a leading provider of intelligent network policy control solutions for fixed and mobile operators, todayMore information
White Paper. Are SaaS and Cloud Computing Your Best Bets?
White Paper Are SaaS and Cloud Computing Your Best Bets? Understanding SaaS and Cloud Computing and Service Delivery Options for Real Estate Technology Solutions Joseph Valeri, MBA, MS President, LucernexMore information
PUBLIC BANK BERHAD ECONOMICS DIVISION MENARA PUBLIC BANK 146 JALAN AMPANG 50450 KUALA LUMPUR TEL : 03 2176 6000/666 FAX : 03 2163 9929 Public Bank Economic Review is published bi monthly by Economics Division,More information
EXECUTIVE MASTER IN. Increasing corporate value in today s complex digital world through reputation management and communication with stakeholders.
EXECUTIVE MASTER IN CORPORATE COMMUNICATION Increasing corporate value in today s complex digital world through reputation management and communication with stakeholders. COURSE DESCRIPTION At a GlanceMore information
Cloud Computing Survey Perception of the companies. DPDP - Macedonia
Cloud Computing Survey Perception of the companies DPDP - Macedonia Survey regarding the awareness of the companies in relation to Cloud computing in Macedonia Executive summary The survey was conductedMore information
Is the U.S. Economy Losing Its Dynamism? Dennis Lockhart President and Chief Executive Officer Federal Reserve Bank of Atlanta
Is the U.S. Economy Losing Its Dynamism? Dennis Lockhart President and Chief Executive Officer Federal Reserve Bank of Atlanta Creative Leadership Summit Louise Blouin Foundation Metropolitan Club NewMore information
January 2016. Pragati Maidan New Delhi, India. Digital India. International Exhibition & Conference
Exhibitions India Group ISO 9001:2008 & ISO 14001:2004 20 21 22 January 2016 Pragati Maidan New Delhi, India 24 th Digital India 6 International Exhibition & Conference Broadband Satellite TV Digital HomesMore information
APRIL 2014 LIST OF MAJOR LEADING & LAGGING ECONOMIC INDICATORS Most economists talk about where the economy is headed it s what they do. Paying attention to economic indicators can give you an idea ofMore information
The Future-ready Enterprise Simplicity, flexibility, and the art of delivering business outcomes.
The Future-ready Enterprise Simplicity, flexibility, and the art of delivering business outcomes. Every day business leaders make decisions designed to move their companies toward specific outcomes. WhetherMore information
Outlook 2011: Survey Report
Web Analytics Association Outlook 2011: Survey Report page 1 Web Analytics Association Outlook 2011: Survey Report Prepared by the Web Analytics Association February 2011 All Rights Reserved Web AnalyticsMore information
Australasian Consumer Credit Bureaus: Where to from here?
Australasian Consumer Credit Bureaus: Where to from here? The credit bureau market within Australia and New Zealand is undergoing change. The two major players, Veda Advantage (Veda) and Dun and BradstreetMore information
The future of M&A in telecom
The future of M&A in telecom McKinsey & Company s analysis of past telecom mergers and acquisitions provides new insights into where the industry is likely headed. By Jean-Christophe Lebraud and PeterMore information
Forecasting Chinese Economy for the Years 2013-2014
Forecasting Chinese Economy for the Years 2013-2014 Xuesong Li Professor of Economics Deputy Director of Institute of Quantitative & Technical Economics Chinese Academy of Social Sciences Email: firstname.lastname@example.com information
Solving for the Future: Addressing Major Societal Challenges Through Innovative Technology and Cloud Computing
Solving for the Future: Addressing Major Societal Challenges Through Innovative Technology and Cloud Computing As economic challenges persist in communities, nations, and regions around the world, theMore information
Is Your Marketing Head in the Cloud?
22 Oct 2012 Vol. 11, No. 9 Published by VirSci Corp. www.pharmamarketingnews.com www.virsci.com Is Your Marketing Head in the Cloud? The Appature Nexus Marketing Cloud Software Platform Author: John MackMore information
The U.S. Financial Crisis:
JA Worldwide The U.S. Financial Crisis: Global Repercussions Introduction For many years, we have all heard talk of globalization. But what does it really mean? In the simplest of terms it refers to anMore information
True Stories of Customer Service ROI: The real-world benefits of Zendesk
True Stories of Customer Service ROI: The real-world benefits of Zendesk Introduction Any manager whose business thrives when customers are happy immediately understands the value of excellent customerMore information
BT for Regulatory Compliance. Meeting the needs of an increasingly regulated environment
BT for Regulatory Compliance Meeting the needs of an increasingly regulated environment 2 BT for Regulatory Compliance For financial institutions, adapting to an increasingly regulated environment meansMore information
Unleashing the Potential of Cloud Computing in Europe - What is it and what does it mean for me?
EUROPEAN COMMISSION MEMO Brussels, 27 September 2012 Unleashing the Potential of Cloud Computing in Europe - What is it and what does it mean for me? See also IP/12/1025 What is Cloud Computing? CloudMore information
Joint Economic Forecast Spring 2013. German Economy Recovering Long-Term Approach Needed to Economic Policy
Joint Economic Forecast Spring 2013 German Economy Recovering Long-Term Approach Needed to Economic Policy Press version Embargo until: Thursday, 18 April 2013, 11.00 a.m. CEST Joint Economic ForecastMore information
Fintech CIOs as venture capitalists
Fintech CIOs as venture capitalists Patrick Laurent Partner Technology & Enterprise Application Leader Deloitte Nicolas Vauclin Senior Consultant Technology & Enterprise Application Deloitte FinancialMore information
Internet of Things From Idea to Scale
PRG Symposium Internet of Things From Idea to Scale September 12, 2014 email@example.com @AlexBlanter You are here today because you are interested in the Internet of Things and so is everybodyMore information
Project LINK Meeting New York, 20-22 October 2010. Country Report: Australia
Project LINK Meeting New York, - October 1 Country Report: Australia Prepared by Peter Brain: National Institute of Economic and Industry Research, and Duncan Ironmonger: Department of Economics, UniversityMore information
Rethink application possibilities and align to desired business outcomes
Whitepaper Rethink application possibilities and align to desired business outcomes EALA results January 2014 2014 Avanade Inc. All rights reserved. Executive summary It s a new world of applications.More information
Secure Bridge to the Cloud
Secure Bridge to the Cloud Jaushin Lee, Ph.D. September 2013 1 Table of Contents The promise for enterprise hybrid cloud computing... 3 Reality facing enterprise today... 3 Connecting the dots... 6 SecureMore information
The real value of corporate governance
Volume 9 No. 1 The real value of corporate governance (c) Copyright 2007, The University of Auckland. Permission to make digital or hard copies of all or part of this work for personal or classroom useMore information
Sino Belgian Business Survey 2014. Results. Comparing Apples to Apples
Sino Belgian Business Survey 2014 Results Comparing Apples to Apples www.moorestephens.be PRECISE. PROVEN. PERFORMANCE. Contents Page 1. Executive Summary 2 2. Survey Demographics 3 3. Growth and MarginsMore information
Estonia and the European Debt Crisis Juhan Parts
Estonia and the European Debt Crisis Juhan Parts Estonia has had a quick recovery from the recent recession and its economy is in better shape than before the crisis. It is now much leaner and significantlyMore information
Public Sector Enterprises and Cloud Computing: Realizing Efficiencies
Public Sector Enterprises and Cloud Computing: Realizing Efficiencies Summary Catalyst Cloud technology, and its suitability for public services, continues to be a subject that polarizes CIOs. For some,More information
Aegon / Transamerica: The Implications of Living to 100 and Beyond
Aegon / Transamerica: The Implications of Living to 100 and Beyond Boca Raton, FL March 3, 2014 David Hopewell CFO Individual Savings & Retirement Transamerica Significant opportunities in the variableMore information
January 2013 Summary of global findings. Millennial Innovation survey
January 2013 Summary of global findings Millennial Innovation survey Research information Who? Millennials born January 1982 onwards Degree educated When? 19 November 19 December 2012 In full-time employmentMore information
1 Copyright Phoenix Marketing International 2012. All rights reserved.
1 Copyright Phoenix Marketing International 2012. All rights reserved. D A V I D M. T H O M P S O N Managing Director Phoenix Affluent Market +44 (0) 20 3427 6157 / London +011 860 404 5414 / New YorkMore information
Market Maturity. Cloud Definitions
HRG Assessment: Cloud Computing Provider Perspective In the fall of 2009 Harvard Research Group (HRG) interviewed selected Cloud Computing companies including SaaS (software as a service), PaaS (platformMore information
Why Investing in America s Infrastructure Will Help Our Small Businesses Grow Right Now and Keep Them Competitive for the Future
Why Investing in America s Infrastructure Will Help Our Small Businesses Grow Right Now and Keep Them Competitive for the Future 2014 America on the Move Summit at Harvard Business School February 26,More information
See what cloud can do for you.
See what cloud can do for you. Uncomplicating cloud business Table of contents Introduction 3 Why cloud is relevant for your business? 4 What is changing? 4 Why organizations are moving to cloud 5 WhatMore information
The UK cyber security strategy: Landscape review. Cross-government
REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 890 SESSION 2012-13 12 FEBRUARY 2013 Cross-government The UK cyber security strategy: Landscape review 4 Key facts The UK cyber security strategy: LandscapeMore information
Global Cloud Storage Market. More Info: firstname.lastname@example.com. Contact: 080-61341600/500 Visit: www.researchfox.com. saran@researchfox.
Global Cloud Storage Market Technology, Education, Training and Infrastructure are key areas which are rapidly developing in emerging Tier II and Tier III cities across the Globe. For IT and ITeS industries,More information
Big Data Comes of Age: Shifting to a Real-time Data Platform
An ENTERPRISE MANAGEMENT ASSOCIATES (EMA ) White Paper Prepared for SAP April 2013 IT & DATA MANAGEMENT RESEARCH, INDUSTRY ANALYSIS & CONSULTING Table of Contents Introduction... 1 Drivers of Change...More information
Co-operatives for Europe: Moving forward together
Co-operatives for Europe: Moving forward together 3 In Finland, 75% of the population are members of a co-operative enterprise. In Belgium, when you enter a pharmacy, there is a 1 in 5 chance that youMore information
New Needs, New Models: How growth and innovation are changing the way Asia Pacific organisations acquire technology
New Needs, New Models: How growth and innovation are changing the way Asia Pacific organisations acquire technology Industry Insight Paper Content Executive Summary... 3 Competing in Today s Economy....More information
The Future of Customer Experience
The Future of Customer Experience The Evolution of CRM across multiple touch points and channels in a consistent manner. The past 20 years have seen an evolution in how we view, analyse and manage ourMore information
KEEPING YOUR SANITY AS YOU EMBRACE CLOUD AND MOBILE There s been lots of buzz about the tsunamis of change hitting IT. Talk of pivoting to the cloud, the growing mobile workforce, and the Internet of ThingsMore information
THE DELOITTE CFO SURVEY 2015 Q1 RESULTS GETTING BACK TO NORMAL 2 Contents Key points from the 2015 Q1 Survey 4 General economic environment 5 Market conditions and the economy 6 Cash flow and risk 9 M&AMore information
When Will the U.S. Job Market Recover?
March 2012 In this newsletter, we focus on the U.S. job market. The economic recovery post-2008 is often referred to as a "jobless recovery" given the persistently high unemployment rate. In this paperMore information
Maximize your impact
September2013 Maximize your impact Gain the advantage in the small business market Join The Conversation, brought to you by Sun Life Financial Group Benefits. THE CONVERSATION SUN LIFE MAKES IT POSSIBLEMore information
Management s Discussion and Analysis
Management s Discussion and Analysis 6 Financial Policy Sysmex regards increasing its market capitalization to maximize corporate value an important management objective and pays careful attention to stableMore information
The data centre in 2020
INSIDE TRACK Analyst commentary with a real-world edge The data centre in 2020 Dream the impossible dream! By Tony Lock, January 2013 Originally published on http://www.theregister.co.uk/ There has neverMore information
Agile Master Data Management A Better Approach than Trial and Error
Agile Master Data Management A Better Approach than Trial and Error A whitepaper by First San Francisco Partners First San Francisco Partners Whitepaper Executive Summary Market leading corporations areMore information
IMPLEMENTING THE TRIPLE AIM: A SENIOR LEADERSHIP PERSPECTIVE 1 Rafael BENGOA Patricia ARRATIBEL I. BACKGROUND There are numerous health care systems in the world undertaking the most important reformsMore information
Trends in online advertising and content Strategies for online newspapers Executive coaching: Digital Training Academy
Building stronger digital teams Trends in online advertising and content Strategies for online newspapers Executive coaching: Digital Training Academy Danny Meadows-Klue Chief Executive Digital TrainingMore information
Rasmus Aaen Madsen Senior Director Product Marketing SuccessFactors (an SAP Company)
The Future of Software Rasmus Aaen Madsen Senior Director Product Marketing SuccessFactors (an SAP Company) The Future of Software Where will technologies be in ten years time? Predictions for 2022 PredictionMore information
Investec India Digital Media & E-Commerce Building momentum in a rapidly evolving market
Investec India Digital Media & E-Commerce Building momentum in a rapidly evolving market Why India? Demographic Headwinds all point towards colossal growth By 2030, India will be the 3 rd largest economyMore information
DATA CENTRE & CLOUD SERVICES WHITEPAPER THE REALITY OF CLOUD COMPUTING HAS IT LIVED UP TO THE HYPE? TABLE OF CONTENTS 1. Introduction......................... 2 2. Key findings........................More information
DuPont Case Study. Supply Chain Management as a Transformation Strategy
DuPont Case Study Supply Chain Management as a Transformation Strategy DuPont is a $30.5 billion, multinational company with headquarters in Wilmington, Delaware. Its leaders believe in the miracles ofMore information
State of Document Management Report. July 2014
State of Document Management Report July 2014 DOCURATED STATE OF DOCUMENT MANAGEMENT REPORT: VOLUME 1 Over the past 2 years, Docurated has had the pleasure of working in the trenches with Sales, Marketing,More information
Transforming Customer Relationships and Your Business through Integration: Why Trust Is the New Currency
White Paper Transforming Customer Relationships and Your Business through Integration: Why Trust Is the New Currency Executive Summary Your company needs to earn the trust of its customers; simply becauseMore information
MarketsandMarkets. http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample
MarketsandMarkets http://www.marketresearch.com/marketsandmarkets-v3719/ Publisher Sample Phone: 800.298.5699 (US) or +1.240.747.3093 or +1.240.747.3093 (Int'l) Hours: Monday - Thursday: 5:30am - 6:30pmMore information
Ideas and Resources Entrepreneur Interview. James Quist. MedeFinance. James Quist - MedeFinance Javier Rojas - 2008 Kennet Partners - www.kennet.
James Quist MedeFinance Introducing MedeFinance MedeFinance enables healthcare organizations to achieve advanced clinical, operational and financial outcomes through on-demand, performance intelligenceMore information
Social Media's Growing Influence Among High Net Worth Investors
Social Media's Growing Influence Among High Net Worth Investors Using social media to reach affluent investors and strengthen your brand May 2012 Chris Savio, Cogent Research Jake Raroque, Executive SummaryMore information
CAN INVESTORS PROFIT FROM DEVALUATIONS? THE PERFORMANCE OF WORLD STOCK MARKETS AFTER DEVALUATIONS. Bryan Taylor
CAN INVESTORS PROFIT FROM DEVALUATIONS? THE PERFORMANCE OF WORLD STOCK MARKETS AFTER DEVALUATIONS Introduction Bryan Taylor The recent devaluations in Asia have drawn attention to the risk investors faceMore information
European debt crisis hits UK international trade
JUNE 0 European debt crisis hits UK international trade Inflation threat and weak pound concern UK businesses trading internationally Seven in 0 exporters are concerned that inflation will affect theirMore information
New Approaches for Growth and Productivity in Industrial Equipment Manufacturing
New Approaches for Growth and Productivity in Industrial Equipment Manufacturing A Special Industry Report Advanced Manufacturing: Sales and Operations to Serve Customers Why Change? And Why Change Now?More information
DEFINITELY. GAME CHANGER? EVOLUTION? Big Data
Big Data EVOLUTION? GAME CHANGER? DEFINITELY. EMC s Bill Schmarzo and consultant Ben Woo weigh in on whether Big Data is revolutionary, evolutionary, or both. by Terry Brown EMC+ In a recent survey ofMore information
Global Investment Trends Survey May 2015. A study into global investment trends and saver intentions in 2015
May 2015 A study into global investment trends and saver intentions in 2015 Global highlights Schroders at a glance Schroders at a glance At Schroders, asset management is our only business and our goalsMore information
Enabling Blind People to See Farther: Protection & Ease Information Platform. on Smartphones for the Blind
Enabling Blind People to See Farther: Protection & Ease Information Platform on Smartphones for the Blind Author: Steve Koon Founder, Innovate 99 Impact Investment Consulting Technology has changed ourMore information
THE GREAT DEPRESSION OF FINLAND 1990-1993: causes and consequences. Jaakko Kiander Labour Institute for Economic Research
THE GREAT DEPRESSION OF FINLAND 1990-1993: causes and consequences Jaakko Kiander Labour Institute for Economic Research CONTENTS Causes background The crisis Consequences Role of economic policy BankingMore information
This approach is, I think, fully justified by the record and experience of the cable industry.
Cable Freedom Remarks by Kyle McSlarrow, President & CEO National Cable & Telecommunications Association (NCTA) To The Media Institute Washington, DC June 22, 2005 I thought today I would briefly provideMore information
The U.S. Hotel Advertising Marketplace: Industry Sizing and Trends 2015
PhoCusWright White Paper The U.S. Hotel Advertising Marketplace: Industry Sizing and Trends 2015 Sponsored by Written and Researched by Tom Powell aviano sans berling FUTURA PMS-377 PMS-2617 PMS-444 669933More information
Europe s Video Game Industry and the Telecom Single Market
Executive Summary The internet is a key driver of growth in the video game industry and facilitates distribution of content, engagement with customers, multiplayer gameplay and provision of crucial softwareMore information
Internet of Things and insurance. Paris, March 24h, 2015
Internet of Things and insurance Paris, March 4h, 0 Think Tank on Aggregators - 04 The "IoT Insurance" Think Tank was conducted with participating European insurers between November 04 and February 0 8More information
CLOUD COMPUTING: WHAT YOU SHOULD KNOW There is hardly a topic creating more of a buzz in software industry, than the Cloud. Cloud computing is a dramatic shift in the way we think about providing computingMore information
Market Research with Social Media
Community Ebook / September 2012 / / 1 888 6radian Market Research with Social Media Gives you the direction and tools you need to use social media to become a more agile, engaged, profitable and productiveMore information
THE ENSIGHTEN PROMISE. The Power to Collect, Own and Activate Omni-Channel Data
THE ENSIGHTEN PROMISE The Power to Collect, Own and Activate Omni-Channel Data EXECUTIVE SUMMARY Pure client-side or pure server-side tag management systems (TMS) suffer from critical limitations: TheMore information
The Mobile Enterprise: Employee Self Service. Deepali Majumder, Senior Consultant, Wipro Mobility Solutions
The Mobile Enterprise: Employee Self Service Deepali Majumder, Senior Consultant, Wipro Mobility Solutions Table of contents 03... Technology is shaping demand 03... The Mobile Employee 04... Why is aMore information
T r a n s f o r m i ng Manufacturing w ith the I n t e r n e t o f Things
M A R K E T S P O T L I G H T T r a n s f o r m i ng Manufacturing w ith the I n t e r n e t o f Things May 2015 Adapted from Perspective: The Internet of Things Gains Momentum in Manufacturing in 2015,More information
Finance Ministers Speech NDTV Profit Business Leadership awards 2011
Finance Ministers Speech NDTV Profit Business Leadership awards 2011 Ladies and Gentlemen, I am very happy to be here today among this distinguished gathering of industrialists and business persons onMore information
Alternatives to Legacy IT Systems: An Unbiased Look at the Current State of the Cloud Market
Alternatives to Legacy IT Systems: An Unbiased Look at the Current State of the Cloud Market 2012 SAVVIS. All Rights Reserved. 1 Executive Summary There are a limited number of technologies which haveMore information
News in a Mobile World
News in a Mobile World About This Series The business of news continues to change at an astonishingly rapid pace. Like our local news partners, CNN must stay ahead of evolving consumer preferences, newMore information
Pragmatic but exciting view of the Smart world
Pragmatic but exciting view of the Smart world major players have their say Executive summary Introduction The new market changes the rules NThere will to be a boom. Development will be gradual Is optimizationMore information
Opening statement by Frans Timmermans, First Vice-President designate, in charge of Better Regulation, Inter-Institutional Relations, the Rule of Law and the Charter of Fundamental Rights 7 October 2014More information
The Deloitte Millennial Survey
Big demands and high expectations The Deloitte Millennial Survey January 2014 Executive summary Big demands and high expectations: What Generation Y wants from business, government, and the future workplaceMore information
Tech deficit. June 2014
Tech deficit June 2014 Executive Summary Breaking into new markets, meeting customer requirements and increasing profitability are key objectives for all companies. Efficient and adaptable technology isMore information
PRESENTS DATA DRIVEN BRAND MARKETING PART TWO YOUR DEFINITIVE GUIDE TO FINDING THE CHANNELS THAT DRIVE THE BEST RESPONSE WHAT YOU D KNOW IF WE COULD TALK TO YOU 1. Building Value on Existing SegmentationsMore information
VOXOX 5BENEFITS OF A. HOSTED VoIP SOLUTION FOR MULTI-OFFICE BUSINESSES. a VOXOX ebook. Communications to the Cloud:
VOXOX 5BENEFITS OF A HOSTED VoIP SOLUTION FOR MULTI-OFFICE BUSINESSES a VOXOX ebook 0Taking 2013 VOXOX, Inc. Communications to the Cloud: CONTENTS 2 INTRODUCTION 3 TOP CHALLENGES 7 FINDING A SOLUTION 12More information
Fiscal Year 2015 Integrated Financial Plan. 2015 Operating Plan 2015 Capital Plan 2015 Financing Plan
Fiscal Year Integrated Financial Operating Capital Financing EXECUTIVE SUMMARY Despite the ongoing efforts A Deep Financial Hole (as of September 30, ) of the Postal Service to Liabilities exceed assetsMore information
Protecting Data with a Unified Platform
Protecting Data with a Unified Platform The Essentials Series sponsored by Introduction to Realtime Publishers by Don Jones, Series Editor For several years now, Realtime has produced dozens and dozensMore information
A HARVARD BUSINESS REVIEW ANALYTIC SERVICES REPORT CLOUD: DRIVING A FASTER, MORE CONNECTED BUSINESS Copyright 2015 Harvard Business School Publishing. sponsored by SPONSOR PERSPECTIVE The Debate Is Over,More information
Leveraging Information to Drive Insurer Growth
KNOWLEDGENT INSIGHTS volume 2 no. 5 March 27, 2012 Leveraging Information to Drive Insurer Growth In the highly competitive insurance industry, leveraging information has become a key focal point for drivingMore information
Hong Kong, May 22, 2013 Survey reveals corporate overdue payment in Asia Pacific region deteriorated in 2012 - Companies are less optimistic about recovery of global economy in 2013 A survey of corporateMore information
Examining the Evolving Offshore Business Process Outsourcing Model: A Practitioner s Perspective of BPO Generation 2.0
Leadership Perspective from Perot Systems Examining the Evolving Offshore Business Process Outsourcing Model: A Practitioner s Perspective of BPO Generation 2.0 The BPO Generation 2.0 model defines a moreMore information
Financial Services POINT OF VIEW THE SUSTAINABLE WAY TO GROW WHAT WEALTH MANAGERS CAN LEARN FROM OTHER PROFESSIONAL SERVICES AUTHOR Philippe Bongrand, Partner Wealth Management is a professional servicesMore information
Retirement in Ireland 2014. A Survey Report
Retirement in Ireland 2014 A Survey Report ii Retirement Planning Council of Ireland Contents Foreword 2 Methodology & Objectives 3 Summary 4 The 2014 Survey Section 1 People Surveyed 3 Section 2 ExpectedMore information
A study of Cloud Computing Ecosystem
EIS A study of Cloud Computing Ecosystem Vikram Gawande Juan Mario Álvarez Aguilar The Tuck School at Dartmouth 10/11/2010 About Cloud Computing: Cloud computing is a model for enabling convenient, on-demandMore information


text:
Library Journal - Library JournalCreasy's excellent The Complete Book of Edible Landscaping ( LJ 5/1/82) promoted the concept of using food-producing plants as decorative features in a landscape. It contained clear information on landscape design, planning, and maintenance, along with an ``Encyclopedia of Edibles'' that provided information on a wide variety of plants including some exotic varieties. Each entry in the encyclopedia described the effort required to grow and harvest, gave tips on use in landscape and kitchen, and explained how and where to purchase plants. Her new book duplicates the ``Encyclopedia of Edibles'' closely. Some new sections on gardening practice are included, but this book can be recommended only for libraries lacking the first one. Garden Book Club and Organic Gardening Book Club selection. Peter C. Leonard, Carnegie Lib., Pittsburgh
The Gardner's Handbook of Edible Plantsby Rosalind Creasy
Editorial Reviews
Product Details
- 9780871567598
- Publisher:
- Sierra Club Books
- Publication date:
- 09/12/1986
- Pages:
- 416
Customer Reviews
Average Review:
Most Helpful Customer Reviews
See all customer reviews

subset: commoncrawl


text:
HP DisplayPort to HDMI Adapter. Connector 1: HP DisplayPort, Connector 2: HDMI, Gender: Male/Female. Colour of product: Black, Cable length: 0.2 m. Compatibility: - HP Compaq 6000 Pro Microtower PC - HP Compaq 6000 Pro Small Form Factor PC . Weight: 50 g. Size: 20.3 cm (8")
- Converts the DisplayPort connector on a HP Compaq Business Desktop computer or HP Workstation to a HDMI port. The adapter has a latching DisplayPort connector on one end and HDMI connector on the other for connecting to a HDMI monitor cable.- Converts a graphics card's DisplayPort output to a HDMI output for use with a HDMI monitor.- 8.0 in (20.0 cm) approximate length- Latching DP connector for a secure connection


text:
Dell Vostro 270g Driver Download
Dell Vostro 270g Driver Details:
Dell Vostro 270g File Name: dell_vostro_270g.zip
Dell Vostro 270g Driver Version: 28B81-3T
Dell Vostro 270g ZIP Size: 146.kb
Manufacturer: Dell
Scan Status: OK
Dell Vostro 270g special revision for: Windows XP 64-bit Edition 64 bit, Windows Vista Home Basic 32 bit, Windows Vista Starter 32 bit, Windows 8 Pro 32 bit, Windows 7 Enterprise (Microsoft Windows NT) 32 bit, Windows 7 Service Pack 1 (Microsoft Windows NT) 32 bit, Windows XP Starter Edition 64 bit, Windows 8 64 bit, Windows Vista Home Premium 64 bit, Windows XP Professional x64 Edition 64 bit, Windows 10 64 bit, Windows XP Tablet PC Edition 64 bit, Windows XP Media Center Edition 2004 64 bit, Windows XP Media Center Edition 64 bit
Dell Vostro 270g Download Stats:
Direct Downloads: 394
Most Recent Download: 2/23/2017
Managed Downloads: 6636
Most Recent Download: 2/24/2017
Download Mirrors: 3
Current Delay: 17 Seconds
Driver License: GPL
Direct Download Success Stats:
Reports Issued By 307/394 Users
Success Reported By 46/307 Users
Driver Download Score63/100
Driver Installation Score70/100
Overall preformance Score62/100
Installation Manager Success Stats:
Reports Issued By 5969/6636 Users
Success Reported By 5170/5969 Users
Driver Download Score77/100
Driver Installation Score85/100
Overall preformance Score78/100
1. Direct DownloadSelect your OS and press "Download".
This option requires basic OS understanding.
Select Your Operating System, download zipped files, and then proceed to
manually install them.
Recommended if Dell Vostro 270g is the only driver on your PC you wish to update.
2. Driver Installation Manager
This option requires no OS understanding.
Automatically scans your PC for the specific required version of Dell Vostro 270g + all other outdated drivers, and installs them all at once.
After downloading and installing Dell Vostro 270g, or the driver installation manager, take a few minutes to send us a report:
* Only registered users can upload a report.
Don't have a password?
Please register, and get one.


text:
HP Elite family
The Elite experience
HP Elite PCs give your fast-paced business an edge. From the world's thinnest and most secure business convertible1, EliteBook x360, to the new, innovative modular desktop PC, HP Elite Slice, there is a perfect Elite solution for your business.Meet the family
Seductive. Secure. Your new favorite carry-on
Introducing the world's thinnest and most secure business convertible1, the HP EliteBook x360. It's perfect for highly mobile professionals.Learn more
Follow the curve to breathtaking collaboration
Master every task and take collaboration beyond the everyday with HP's first Skype for Business® certified 34" diagonal curved display, the HP EliteDisplay S340c.Learn more
HP Elite Slice Desktop
Stunning design, compact form, and amazing engineering – HP Elite Slice reinvents what it means to be a desktop PC.
Starting at $699.00Shop now
The one device that's every device
HP Elite x3, the world's first built for business 3-in-1 device2 that combines PC power and productivity with premium smartphone capabilities in a sleek and secure device that can dock when you need to work big.
Starting at $799.00Shop now
Exquisite craftsmanship, unquestionably durable
To give you premium reliability, they're designed to comply with tough MIl STD testing3 and they undergo HP's demanding testing process.
Collaboration built for business
Deepest level of security
The modern workforce and work styles
Cutting-edge designs, innovative engineering, and refined materials come together in the new Elite family.Watch video
Seductive. Secure. Your new favorite carry-on
Introducing the world's thinnest and most secure business convertible1, the HP EliteBook x360. It's perfect for highly mobile professionals.Learn more
Meet the EliteBook 1040
The sophisticated style of the world's thinnest 14-inch diagonal business-class notebook7 delivers innovative performance, security, and manageability features and is now available with the optional HP Sure View integrated privacy screen4.
Starting at $1,279.00Shop now
Innovative engineering
Exquisite craftsmanship and exceptional performance are united in the HP EliteBook Folio. With hand-selected materials and premium features optimized for collaboration, it's the choice for those who value a flawless experience.
Starting at $1,019.00Shop now
Ultrathin performance
The HP EliteBook 840 handles even the most demanding tasks with enterprise-class performance, comprehensive security, and a refined collaboration experience.Learn more
Thin, light, and ready to work
Enjoy the thin, light, and cost effective AMD-powered HP EliteBook 745. Packed with collaboration features like Audio by Bang & Olufsen and Skype for Business, the HP Elitebook 745 boasts security features to help protect your investment.Learn more
Rugged, yet elegant—HP EliteBooks
Designed to work beautifully
Tough for travel
Biometric security
Biometric security
Designed for IT, loved by users
The Elite x2 1012 is a tested-tough 2-in-1 with precision-crafted keyboards, and a thin and light powerhouse designed to the exacting standards of the enterprise.
Starting at $899.00Shop now
The true tablet for business
The HP ElitePad 1000 has the performance and flexibility to transform the way you work. The elegant design, industry-leading manageability, security and expandable customization take you beyond everyday business.
Starting at $789.00Pen sold separately.Shop now
Outer beauty, inner strength—HP Elite Tablets
A serious business tablet
No compromise
Customize it
Customize it
The one device that's every device
HP Elite x3, the world's first built for business 3-in-1 device2 that combines PC power and productivity with premium smartphone capabilities in a sleek and secure device that can dock when you need to work big.
Starting at $799.00Shop now
A revolution in mobility
Truly seamless
Secure at every step
HP Elite Slice Desktop
Stunning design, compact form, and amazing engineering – HP Elite Slice reinvents what it means to be a desktop PC.
Starting at $699.00Shop now
HP Elite Slice for Meeting Rooms
Simple one-touch integrated conferencing designed for the office of the future and offering the security, manageability, and power of a PC.
Starting at $949.00Learn more
Fits here, there, almost everywhere
The EliteDesk 800 Desktop Mini is efficiently crafted design is small in size but has immense manageability and strong security, offering a complete solution for critical business requirements.
Starting at $749.00Shop now
Scalable, powerful business solution
The HP EliteDesk 705 Small Form Factor, powered by 7th generation AMD processors, delivers impressive value with high-performance technology, security, and manageability.
Starting at: $499.00Learn more
Performance for the enterprise - HP EliteDesks
Reimagine the desktop
Reinvent the workspace
Expand with ease
Expand with ease
Impressive performance that fits right in
Deploy this sleek, slim HP EliteOne 800 All-in-One almost anywhere. No matter the environment, this enterprise-class all-in-one business PC will elevate your performance.
Starting at $1,187.49Shop now
Slim and sophisticated—HP EliteOne All-in-One PC
Sleek and polished
Crystal clear
To touch or not to touch
To touch or not to touch
Follow the curve to breathtaking collaboration
Master every task and take collaboration beyond the everyday with HP's first Skype for Business® certified 34" diagonal curved display, the HP EliteDisplay S340c.Learn more
Meet the demands of your business day…and night.
Move into the workspace of the future. The HP EliteDisplay S240uj Monitor is HP's first display with integrated wireless charging, and USB-C™, and has QHD with Audio by Bang & Olufsen.
Starting at $429.00Shop now
See it all
Take your visual experience over the edge with HP's first business display that is virtually borderless on all four sides, the HP EliteDisplay S240n 23.8-in Micro Edge Monitor.
Coming soon
Displays that work for you – HP Elite Displays
Fit for how you work
Plug in, connect, and get to work
Comfort and productivity
Comfort and productivity
Secure the future of your modern business
Modern PCs make the most of Windows 1010 to protect you from today's security threats and maximize management and productivity features for business.
You may also be interested in
HP Spectre Pro x360
HP Pro Family
HP Z Workstations
1. Most secure based on HP's unique and comprehensive security capabilities at no additional cost among vendors with >1M annual sales as of December 1, 2016 on HP Elite PCs with Intel 7th Gen Intel® Core™ processors, Intel® integrated graphics, and Intel® WLAN. Thinnest Based on competitors with >1m units annually of convertible, non-detachables having a Windows Pro OS and 6th or 7th generation U series Intel® Core™ vPro™ processors.
2. Based on HP's internal analysis as of May 11, 2016 of mobile devices delivering phablet, laptop, and desktop business productivity, preinstalled with Windows 10 Mobile, MIL-STD 810G and IP67 testing, the ability to run virtualized corporate apps on a big screen using an optional dock, and a biometric solution for security.
3. MIL STD 810G testing is pending and is not intended to demonstrate fitness for U.S. Department of Defense contract requirements or for military use. Test results are not a guarantee of future performance under these test conditions. Damage under the MIL STD test conditions or any accidental damage requires an optional HP Accidental Damage Protection Care Pack.
4. HP Sure View integrated privacy screen is an optional feature that must be configured at purchase. Only available on the HP EliteBook 1040 and HP EliteBook 840.
5. Available on HP EliteBook products equipped with Intel® 7th generation processors. HP Sure Start with Runtime Intrusion Detection available on AMD 7th Generation processors.
6. Biometric security may be an optional feature and is available on select Elite products.
7. Based on HP's internal analysis of 14" business-class notebooks as of January 4, 2016 with >1 million unit annual sales having preinstalled encryption, authentication, malware protection and BIOS-level protection passing MIL-STD 810G tests with optional docking incorporating power delivery.
8. Sold separately or as an optional feature.
9. Multi-Core is designed to improve performance of certain software products. Not all customers or software applications will necessarily benefit from use of this technology. Performance and clock frequency will vary depending on application workload and your hardware and software configurations. Intel's numbering is not a measurement of higher performance.
10. Not all features are available in all editions or versions of Windows. Systems may require upgraded and/or separately purchased hardware, drivers, software or BIOS update to take full advantage of Windows functionality. Windows 10 is automatically updated, which is always enabled. ISP fees may apply and additional requirements may apply over time for updates. See http://www.microsoft.com
Ultrabook, Celeron, Celeron Inside, Core Inside, Intel, Intel Logo, Intel Atom, Intel Atom Inside, Intel Core, Intel Inside, Intel Inside Logo, Intel vPro, Itanium, Itanium Inside, Pentium, Pentium Inside, vPro Inside, Xeon, Xeon Phi, and Xeon Inside are trademarks of Intel Corporation in the U.S. and/or other countries.
AMD, AMD Radeon and the AMD logo are registered trademarks of Advanced Micro Devices, Inc.


text: Salvatore Augustine Giunta (-enˌsælvəˈtɔreɪ ˈdʒʊntə; born January 21, 1985) is a former staff sergeant in the United States Army. He was the first living person to receive the United States Armed Forces' highest decoration for valor, the Medal of Honor, for actions that occurred after the Vietnam War. Giunta was cited for saving the lives of members of his squad on October 25, 2007 during the War in Afghanistan. On March 7, 2011, he announced plans to leave the Army in June 2011 to attend school.


text:
As you know, Yeere is living with us now. Yeere is Igwe's mommy, my mother-in-law. Before she came, she had heard tales of the great American cold. When she finally came (in October), she was pleasantly surprised at the lack of cold. It's still October, I told her. I told her that the cold whose reputation had preceded it to Nigeria was not a myth, and would eventually make its appearance. But October's lack of decisiveness over what temperature it really wanted to be made Continue Reading
Let Me Tell You About Igwe's Mommy
If you watched this week's episode of Verastic Life, then you would have seen that Igwe's mommy is in town. Thank you for all the kind comments. After reading the comments, I realized that I was not very clear. Igwe's mom isn't here to visit; she's here to stay. Since her arrival, I have been living like royalty, sleeping and waking as I wish because I finally have help. And help is good. But today, I want to tell you about Igwe's mom, little, funny, and entertaining things about Continue Reading
Let Me Tell You About Aunty Kola, The Tailor
I met Aunty Kola through my mommy. She's a sweet, soft-spoken, and very respectful Yoruba woman. Kola is not her real name. Aunty Kola was my mommy's tailor. And by virtue of that, she also became my tailor and my grandma's tailor. Aunty Kola was pretty good at sewing my mom's and grandma's clothes, but it was with my own clothes that issues always arose. I was also much younger then, so my style was not as defined as it is now, but even then, I knew that this could not be life. The problem Continue Reading
Let Me Tell You How Mr. Tokunbo Oladejo From Dana Air Acted A Fool
This post is part of the Verastic In Nigeria series I don't want to curse the day, but I had a not-great day on Tuesday. Prior to Tuesday, I couldn't get a flight out of Lagos to Jos. According to the website, the only available Jos flight was for Thursday, which was two days later than I planned. So I decided to buy a ticket to Abuja and then drive from Abuja to Jos. The most convenient flight for me on that Tuesday was one by Dana Air (flight 9J-335), which was scheduled to leave Lagos at Continue Reading
Let Me Tell You About My Friend, Lilian Ifemeludike
I want to tell you about my good friend, Lilian Ifemeludike. We went to secondary school together in Nigeria (St. Louis College, Jos). I don't remember if we were always in the same classroom, but we were in the same class, and as time went on, we got to know each other more. Although Lilian and I were not BFFs, we did know each other well enough. She was always that girl - the one who was obviously open to things beyond her. Young and naive (and listening too much to my boy cousin who in Continue Reading
Let Me Tell You About When My Libido Resurrected
I wrote a post some days ago a long time ago about how my libido died during pregnancy, and I made a "little" comment about how I would tell you the resurrection story, and just because of that, Manny decided to insult me by asking if I was chasing Igwe around the house when it resurrected. Ha! I laughed so hard at that comment. I actually imagined myself chasing him around. But no, sorry to disappoint you, that did not happen in real life. And then, the rest of you will not allow me to drink Continue Reading
Let Me Tell You How I Lost A $6,000 Contract Yesterday
I don't ideally write posts like this one, but I was so mad and so sad that I had to channel my emotions into a new blog post. So for the past couple of days, I have been going back and forth on a campaign for Verastic. The total payout would have been $6,000. At the current exchange rate of N340 per dollar, that would have been over two million naira. I was this close to closing the deal. This close. In fact, I had already calculated all the things I would do with my brand new six thousand Continue Reading
Let Me Tell You About Chinasa, Our Neighbor Of Before-Before
Growing up, I had a cousin who lived with us in Jos. Well, actually, I had two cousins. But the one I want to talk about today is Nachi. Nachi's dad is my dad's immediate younger brother, and he (Nachi) is two years older than me, so we were pretty much like 5 and 6 when we were younger. Anyway, my dad's clinic wasn't in Jos; it was in Mangu, which was about 45 minutes away from us in Jos, so we were back and forth very frequently. At one point, we were renting a house in Mangu that was a Continue Reading
Let Me Tell You About My New Black American Neighbors
I told you about my other Black American neighbor, the one I called the witch. She used to live right under us, but she has now moved out. Woo hoo! Now we have a new White neighbor living there and has not complained about noise from our apartment. Across from us, however, we have new Black neighbors. Before them, our neighbors there were a White couple, and I did not know their names. Well, I knew the name of the guy, only because a police detective had come looking for him and had left Continue Reading
Let Me Tell You About Igwe, The Dadzilla
This was supposed to be typed before I even had the baby. but I never had the chance to do so. Before Ada Verastic was born - in fact, before she was conceived sef - I already knew that Igwe was going to be a Dadzilla. However, it's worse than I originally thought. With the way Igwe has been acting, you'd think that maybe I gave birth to Jesus. Or maybe Igwe is the first man on earth to be a father. The way he acts, if he's around someone who does not have a child yet, he might make them jump Continue Reading


text:
President-elect Donald Trump has reportedly negotiated deals to save or create American jobs at Ford, Carrier, and via spending by Softbank, but there's more to this story. Ford pulled back plans to move jobs to either Mexico or Canada and Carrier ditched plans to send jobs to Mexico, but the biased media and the liberals in Washington decried Trump's successes ...Read More »
Tag Archives: Mississippi
ACRU Sues Two Mississippi Counties over Voter Rolls
WASHINGTON D.C. (April 26, 2013) — On behalf of the American Civil Rights Union, three former U.S. Justice Department attorneys filed lawsuits in the U.S. District Court for the Southern District of Mississippi seeking an injunction to compel election officials in Jefferson Davis County and Walthall County to clean up their voter rolls. Like hundreds around the nation, these two ...Read More »
Divided We Stand: Echoing Calls To Secede From The Union
Yes, you read that correctly. Your eyes are not deceiving you. Divided We Stand. In less than a week since this nation re-elected Barack Obama, there are calls from numerous States to secede from The United States of America. We are no longer a United Nation. We are very much a Divided Nation. Many are standing together, calling for a ...Read More »
Mississippi House Passes "Heartbeat" Personhood Bill
NEW ALBANY, Miss., March 15, 2012 — The Mississippi House of Representatives worked late last night and after contentious debate overwhelmingly passed HB 1196 the so-called "Heartbeat bill" which would require abortionists to check for a fetal heartbeat, inform the mother that there was a fetal heartbeat, and – if the Senate passes the current version – prohibit the killing of ...Read More »
New Poll Reveals Real Reason Behind Mississippi Personhood Loss
NEW ALBANY, Miss., Nov. 22, 2011 — Following the defeat of Personhood Amendment 26, Personhood Mississippi commissioned a post-election poll to determine what factors influenced voters. Surprisingly, the poll determined that only 8% of those who voted "no" did so because they are pro-choice. The nation has watched the Mississippi election closely, and there has been much speculation as to ...Read More »
Election Results from Tuesday November 8th
Check back regularly as the CDNews staff will be updating this page as results come in from Washington, Mississippi, Virginia, Kentucky and Ohio. (or just hit the reload/refresh button occasionally) Kentucky Steve Beshear (D) wins re-election bid as Governor – has more than 58% of the vote Kentucky Gov. Steve Beshear has been re-elected, becoming the second Democrat to win ...Read More »
Six Years After Hurricane Katrina, Grassroots Organizations Lead Gulf Recovery
Community Leaders Across the Gulf Coast Call for National Support NEW ORLEANS, Aug. 29, 2011 /PRNewswire/ — Six years after Hurricane Katrina, poor and low-income residents, African-Americans, immigrants, indigenous populations, and other at-risk communities living along the Gulf Coast report that the storm's devastating effects continue to be felt. The need for environmental restoration, affordable housing, employment opportunities, the right to return ...Read More »


text:
Dr. Emil Opremcak MD
- Ophthalmology Columbus, OH
Patient Reviews
Reviews reflect patients' level of satisfaction with the care they received from this provider. Dr. Emil Opremcak xhas an overall rating of 4.4.
Dr. Emil Opremcak, MD is a Doctor primarily located in Columbus, OH. He has 35 years of experience. His specialties include Ophthalmology. Dr. Opremcak is affiliated with Nationwide Children's Hospital, OhioHealth Riverside Methodist Hospital and Mount Carmel East Hospital. He speaks English.
Patients rate and review their physicians based on criteria of care including bedside manner, doctor-patient face time, and degree of follow-up. Patients also provide their doctor with an overall ratings. Vitals analyzes these ratings annually, along with other quality measures, to identify and award the top physicians.
View all
Find out the languages this doctor/ or staff may speak.
View all
Learn where this doctor attended medical school.
View all
Specialties & Expertise
Dr. Emil Opremcak has the following 12 areas of expertise, 1 specialty and 1 board certification.
See areas of expertise for treating specific conditions, procedures and surgeries for this doctor.
View all
See the board certifications this doctor has received. Board certifications provide confidence that this doctor meets the nationally recognized standards for education, knowledge and experience.
View all
Health Guides
Diabetic Macular Edema
Get the facts about diabetic macular edema, including the different types and the doctors and specialists who treat it.
more health guides
Locations & Directions
Nearby Doctors
Dr. Emil Opremcak, MD is similar to these 3 Doctors near Columbus, OH.
Dr. Thomas Dingle
Dr. John Burns
Dr. John Stechschulte


text: Talk:Varria IV Back to page 42,237pages on this wiki Add New Page Add topic edit this page History Appearance ?Edit I reviewed all the names of the persons and locations seen in this episode but I cannot find the planet "Varria IV". There are 14 persons and 28 locations but no "Varria IV". What is the source? Tom (talk) 11:08, September 7, 2012 (UTC) Retrieved from "http://memory-alpha.wikia.com/wiki/Talk:Varria_IV?oldid=1427648" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected.


text:
Is Septic Tanks Cleaning Service incorrect or missing key business information? Update your Hotfrog listing today.
Contact details
Are these details correct?
Is Septic Tanks Cleaning Service in 2030 Ch de Montreal W, Gatineau QC J8M 1P8 your business? Claim your listing and attract more leads by adding more content, photos and other business details.
35a Gamelin Boulevard Suite 200 GATINEAU QUEBEC J8Y 1V4
9 Elgin GATINEAU QUEBEC J9H 1C9
Boul Gr Suite 104 GATINEAU QUEBEC J8T 7W3
Small Business Hub
Sharing tips, ideas and advice to help grow your small business
Your profile without ads
Have you considered upgrading to Hotfrog AdVantage? No competitor advertising means exclusive focus on your business. You take centre stage.
Create your free Hotfrog business profile
Follow Hotfrog on:
Share on:
Hotfrog Small Business Hub


text:
Consult a Product Specialist
Special Import. Usually dispatches in 20-23 Days. Conditions Apply*
Special import. Dispatches in 20-23 days from International Warehouse. Conditions Apply*
Buy BAJAAO 4" Triangle with Beater online in India at the best price with free shipping from BAJAAO - India's music equipment superstore.
BAJAAO Triangle With Beater TG-G104
Bajaao 4" Triangle with beater


text:
With Instructables you can share what you make with the world, and tap into an ever-growing community of creative experts.
Tell us about yourself!
A cute little LED jar (turn it on and off by turning it!) named draailampje
Weaving baskets with newspaper
Multi-Book Secret Storage Compartment
Foldable table, recycling of old table
Join 2 million + to receive instant DIY inspiration in your inbox.
© 2016 Autodesk, Inc.


text:
Graduates mark milestone
Relevant offers
A very special first has been marked by South Auckland students.
AUT University's Manukau campus has seen its first graduates receive their university qualifications, with a total of 181 graduates donning their robes and caps for the inaugural ceremonies.
The graduates were among the campus' first intake when it opened its doors in March 2010.
It was opened in response to a commitment from the Government and the former Manukau City Council to enhance tertiary education in the South Auckland region.
The ceremony was attended by AUT chancellor John Maasland, vice-chancellor Derek McCormack and Auckland mayor Len Brown who said he was excited and proud to be at the event.
"Now we know that nothing - especially not geography - is holding back local people who want to contribute to our community. You graduates are trailblazers," Mr Brown told the crowd.
Mr McCormack says the campus was opened to increase participation in university study in Manukau.
Local residents don't historically have a high rate of participation in university study and the AUT board wanted to build that up, he says.
"We had to build participation rates to build aspiration so more young people from decile 1 to 4 schools in the area aspire to do well at school and go on to higher education. The fact that we've now had our first graduates through is our first taste of success."
Nearly two-thirds of the Manukau campus students hail from decile 1 to 4 schools, compared to nearly one-third of AUT's total student numbers.
Qualifications were awarded in disciplines including sport and recreation, teacher education, computing, health science and business.
Among those receiving qualifications was Wattle Downs resident Sarah Williamson who received a bachelor of sport and recreation.
The 21-year-old says the size of the fledgling campus served her well over her three years of study.
"It's a really unique campus - you're not sitting in massive classes," she says.
"There's only a maximum of 20 in a class so it's more interactive and you feel more comfortable. You're really like a little family."
She and many other sport and recreation students had to travel to AUT's Akoranga campus on the North Shore to complete some papers, she says. "But we always felt like Manukau was our place to be. Manukau was home."
- Manukau Courier
Sponsored links
Image of car released in search for trio who assaulted 85-year-old
Mad Butcher: It's like Christmas all over again
Randwick Park named NZ's Community of the Year
Child unharmed after being reported missing in south Auckland house fire
Father warned ahead of sentencing for dog's attack on son
Hobson Outboard Boating Club helps Mangere marae with unwanted fish off cuts
Sport: Fitness and diet helps Michelle McGrath beats the blues
Sport: Papatoetoe weightlifters Pomelile, Tuitupou and Rogers primed for Aussie Open
TEDx to change the face of south Auckland
Sport: Free bikes will get Rowandale School children healthier and fitter
Talking Rubbish: Inorganics collection is back
Recognising those parents raising other people's children
Moana inspires class of animators in South Auckland
Local board chair throws support behind Auckland Council provisional alcohol policy
Generous retiree Barry Milne sells Auckland home and everything in it to help first home owner
Real estate clients 'don't like flashiness', despite Ricky Cave comments
'Your daughter is history': Crown opens Dome Valley kidnapping trial
Auckland policewoman 'almost in tears' after pulling over vehicle with 11 unrestrained passengers
Young man seriously injured in motocross bike crash in Auckland's Muriwai
Chris Trotter: Labour's future has a single name
Bruce Springsteen: a 20-something's night with The Boss and her 70-something mate at Auckland's Mt Smart Stadium
Search resumes at Muriwai, Auckland for missing swimmer
Jacinda Ardern: ambitious simply to be 'good at her job'
Auckland City have three men sent off in premiership derby loss to Waitakere United
Are our classrooms becoming overcrowded?


text:
Best way to write a Research Paper
Do you want professional enlightment on the best way of writing your research paper? You are at the right site. Our writing firm gives genuine and the best services with research paper writing at a cheap price. Research paper writing is a common undertaking for every student in every institution in their post high school studies. It is graded and to perform well in it, it must be well written. In our writing firm, we avail top quality templates for research papers because coming up with a good format and layout for a research paper is mostly a tough task for students. The templates don't only save time but they also help the research paper writer to effectively design all the pages of the research paper. We have templates in all the formatting styles and that is inclusive of MLA, APA, Chicago, Turabian format templates and others. With our help, your research paper will be written in the best way.
For us to avail to you the most effective research paper template, send us, via email, an inquiry with details of your work and we will help you choose the best template for it. With our support, you will be able to write an impressive research paper. We will help you choose a good topic, write a great introduction, gather quality and relevant information materials for your literature review and write effective content that is well backed up. Writing a research paper in the best way requires the writer to reference sources correctly and appropriately to avoid plagiarism. The writer should also ensure impeccable use of grammar and quality editing and proofreading should be done to clear the paper of all errors. We will gladly do all these for you and also avail to you the best information that will make you highly skilled in all matters of research writing. Place an order with us now for custom research paper templates.
Get access to custom made research paper templates and services
Research writing help is a Trustworthy Custom Help Provider that delivers the best!
Have you been wondering where and how to obtain the best writing services? Have you found the best place to work with is us but then you feel quite embarrassed due to limited financial background? You can be fully guaranteed that the best writing services come from us, whereby you are required to pay reasonable prices. We have the best research paper templates for sale, which you will always obtain within your budget. If you realize that you need the most professional help with your work but then the time given is quite limited, you should be trust us to offer the most reliable services that come without delays. We ensure that all scholars feeling "I need experts in research paper writing" are always assisted within their deadline, while all writing standards have been adhered to thus avoiding inconveniences of poor quality work. Do not wait until the time you have been given to work on your paper elapse, since quality research paper template writing is just a call, email or live chat away.


text:
Sign up for our newsletters
Receive the latest in Footwear, Fashion, Music and Creativity in our newsletters.
HYPEBEAST 100: The innovators from all realms of creativity in the spotlight.
With in-depth interviews, focused features and fashion-forward editorials, our print publication features long-form coverage of the topics valued by readers.
Explore and be inspired by the latest women's fashion news and trends.
He rented out a full theater for free screenings.
With new colorways.
It's got people hooking up in public.
Including a dose of "Mean Tweets."
For Drizzy's 'Boy Meets World' tour.
The Japanese brand joins the digital age.
With 'La La Land' mistakenly being named Best Picture.
Fashion body armor that will cost you over $1,000 USD.
Who took home the coveted Oscar?
What would you want to see?


text:
The Trinity River Committee's Got a Lot on Its Plate This Morning
One of the proposed "deck covers" for the so-called Urban Zone of the Trinity Parkway
So, yet again, the renaming of Industrial Boulevard becomes the Hot Topic at City Hall today, as the Trinity River Corridor Project Committee early this morning wrestles with the prospect of its becoming César Chávez Boulevard courtesy the 10,710 folks who voted in favor of the moniker. And, yet again, the renaming of Industrial overshadows two more considerably interesting items to be discussed during this morning's meeting of the city council committee, among them further discussion of the Mixmaster Riverfront, which would more or less extend downtown to the Trinity River as a mixed-use development "pedestrian-oriented environment with an urban streetscape" that could extend as high as 35 stories in some places.
Also on the agenda: an extensive discussion of the Trinity Parkway Design Guidelines. I ain't no Jim Schutze, but seems to me this 40-page document provides some of the most detailed renderings of the Trinity toll road to date -- down to the suggestion that "80 windmills can power more than half the roadway lights." (Unicorns and pixies will generate the current for the other half.) And since I am no Jim Schutze, I'll offer no opinion on the subject, except that I voted in favor of calling the Trinity Parkway "Tom Leppert Way." --Robert Wilonsky
Get the ICYMI: Today's Top Stories Newsletter Our daily newsletter delivers quick clicks to keep you in the know
Catch up on the day's news and stay informed with our daily digest of the most popular news, music, food and arts stories in Dallas, delivered to your inbox Monday through Friday.
In Case You Missed It
Upcoming Events
Texas Legends vs. Los Angeles D-Fenders
TicketsWed., Feb. 22, 7:00pm
University of North Texas Mean Green Mens Basketball vs. Louisiana Tech Bulldogs Mens Basketball
TicketsThu., Feb. 23, 7:00pm
Texas Revolution
TicketsFri., Feb. 24, 7:00pm
Dallas Stars vs. Arizona Coyotes
TicketsFri., Feb. 24, 7:30pm
Sponsor Content