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$26.00 donated in past month
IMC Network
From the Open-Publishing Calendar
From the Open-Publishing Newswire
Indybay Feature
Tue Jun 21 2011 (Updated 06/26/11)Richardson Grove Direct Action Group Brings Flash Mob to Sacramento
Tue Jun 21 2011 (Updated 06/26/11)Direct Action Resistance for Richardson Grove Brought to Bay Area & Sacramento
After six months of organizing rallies and actions behind the "redwood curtain" protesting CalTrans' plan to expand Highway 101 through Richardson Grove State Park, Richardson Grove Action Now (RGAN) took the fight to the state capital in Sacramento, where they carried out a flash mob action. The highway expansion plan threatens some of the last 2% remaining ancient redwoods on Earth.
RGAN activists rode on the White Rose bus to Oakland, Sacramento, and Glen Cove, Vallejo to mobilize resistance to the highway expansion, demonstrate at the Capitol, and connect with an ongoing spiritual encampment established to stave off development on a sacred indigenous burial shellmound site in Glen Cove. RGAN's Verbena Lea says, "Worldwide, people are opposed to harming or cutting ancient redwood forests, which CalTrans plans to do; ancient redwoods have all but been wiped off the face of the earth and, like the people at Glen Cove, we are saying to developers, government and corporations, 'You have already desecrated and taken too much — We're stopping you here.'"
The road widening would mutilate an ancient grove in order to facilitate trans-national corporations, nuclear materials, development, and military having greater access to the Humboldt Bay region, which has been relatively protected by forest bottlenecks and winding roads. Highways 199, 299, and 36, entering the region from the east, are next in line for highway expansion.
Read More | previous coverage: Protest as Caltrans Prepares to Widen US-101 Thru Richardson Grove
02/24/17 Activists Protest HP Enterprise for Profiteering from Racism in Israel-Palestine and U.S. Anti-War | San Francisco | U.S. | International | Palestine02/24/17 Protest After Fresno Mayor Lee Brand Says City Will Not Provide Sanctuary for Immigrants Police State and Prisons | Racial Justice | Central Valley | Government & Elections | Immigrant Rights02/23/17 Shortly After Shutdowns of College Speaking Events, Milo Shunned by His Own People Racial Justice | Global Justice and Anti-Capitalism | Education & Student Activism | Central Valley | East Bay | U.S. | Immigrant Rights02/17/17 Santa Cruz DA Won't File Charges Against Police Officer Who Killed Man Holding Garden Rake Front Page | Police State and Prisons | Health, Housing, and Public Services | Santa Cruz Indymedia02/16/17 Nationwide Ramp-Up of Highly Militarized ICE Raids Includes California's Central Coast Front Page | Police State and Prisons | California | U.S. | Immigrant Rights | Santa Cruz Indymedia02/15/17 Number of Monarchs Overwintering in California Remains Low Front Page | Environment & Forest Defense | California | U.S. | International | Americas | Santa Cruz Indymedia02/15/17 Civil Rights Groups Condemn New York City's Fordham University Ban on SJP Front Page | Education & Student Activism | U.S. | Palestine02/14/17 Safe Drinking Water Exemptions Allow Oil Companies to Dump Waste Fluid Into Aquifers Front Page | Environment & Forest Defense | Central Valley | East Bay | California | Government & Elections | Santa Cruz Indymedia02/13/17 Eight Banks Funding the Dakota Access Pipeline Protested Front Page | Environment & Forest Defense | Racial Justice | Peninsula | U.S.02/13/17 Dam Maintenance Neglected as Governor Brown Promotes Delta Tunnels Front Page | Environment & Forest Defense | Central Valley | California | Government & Elections02/09/17 International Women's General Strike on March 8: Walk Out, March and Demonstrate Front Page | Health, Housing, and Public Services | Labor & Workers | Global Justice and Anti-Capitalism | LGBTI / Queer | Womyn | U.S. | InternationalRelated Categories: California | Central Valley | North Coast | Arts + Action | Environment & Forest Defense | Front Page
Support AB 1506 to repeal the Costa-Hawkins Rental Housing Act. (3 comments) Friday Feb 24th 6:06 AM
Anaheim Erupts After Off-Duty Cop Shoots at Students (2 comments) Thursday Feb 23rd 11:54 PM
CalPERS joins investors urging banks to address Standing Rock Sioux Tribe's concerns Thursday Feb 23rd 9:29 AM
New Western Monarch and Milkweed Website Launched Wednesday Feb 22nd 4:39 PM
Highly Militarized ICE Raids on California's Central Coast (3 comments) Wednesday Feb 15th 5:56 PM
California Shrugs Off Deadline for Shutting Down Illegal Oil Industry Injections (1 comment) Wednesday Feb 15th 2:44 PM
Trump Administration Waives Water-protection Rule for Three California Oilfields (1 comment) Tuesday Feb 14th 7:04 PM
Oroville Dam fiasco is a wake up call exposing absurdity of Delta Tunnels (1 comment) Tuesday Feb 14th 2:07 PM
Lake Oroville surges over emergency spillway for first time in history (5 comments) Saturday Feb 11th 2:24 PM
Monarch Butterfly Population Drops by Nearly One-third Friday Feb 10th 3:26 PMMore Local News...
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Trump Administration's Plan to Use 100,000 National Guard Troops as Deportation Force Saturday Feb 18th 12:22 AM
For Immediate Release: Scholars' Response to Travel Ban Sunday Feb 5th 6:36 PM
100 Days of Resistance Sunday Jan 29th 11:41 PM
On Final Day, Obama Administration Phases out Lead Ammo From National Wildlife Refuges Monday Jan 23rd 7:03 PM
Nuclear Shutdown News December 2016 Wednesday Jan 4th 10:35 PM
Jane Fonda Divests From Wells Fargo Tuesday Jan 3rd 7:44 PM
Petition Seeks Ban on Import of Invasive Bullfrogs Into California (1 comment) Monday Dec 12th 2:48 PM
Oil Company Applies for First New Offshore Fracking Permit in California Thursday Dec 8th 5:09 PM
Report highlights 17 bad actors waging aggressive anti-solar campaigns Tuesday Dec 6th 2:08 PM
Appeal Challenges Nestlé's Unrestricted Water Siphoning From San Bernardino National Forest Saturday Nov 19th 4:43 PMMore Global News...
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Art of War : Executive Order Saturday Feb 18th 11:06 PM
JBLM Force Protection Division Message to the American People "Go F*ck Yourself" Saturday Jan 21st 8:14 AM
UAW2865 UCB Workers Discuss J20 Mass Walk-Out and Trump Government Friday Jan 20th 11:19 AM
Value Human Life Bill (1 comment) Monday Jan 16th 10:15 PM
5-4-3-2-1-Revolution (1 comment) Friday Jan 13th 1:03 AM
KPFK Sonali Kolhatkar "Uprising"Does Damage Control For Corporatist/Privatizer SEIU Stern (1 comment) Thursday Jan 12th 1:41 PM
2016 Stockton Kwanzaa Nia Celebration ~ Taft Community Center (1 comment) Thursday Dec 29th 3:44 PM
Plastics BAN list report identifies most harmful plastic products and alternatives in CA Tuesday Dec 6th 2:14 PM
Collected Anti-Trump chants (2 comments) Thursday Nov 10th 8:31 AM
Prop 64 Has Passed: Now What? "Track and Trace" May Become Widespread Wednesday Nov 9th 3:29 PMOpen Newswire...
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Admission Process
The Health Information Management program typically accepts 35 students each year. The program begins fall term and is offered completely online. Students are selected based on a competitive point system. For information on how to receive points, see the advising guide. Please check your PCC email regularly during the admission process. All communication related to your application and admission will be done through your PCC email account.
Students who have completed credits from an approved Health Information Management Program may have the option to be admitted to the HIM Program outside of the regular admission period. Please contact Admissions if you think you may be eligible. All admissions outside of the regular admission process will be made at the discretion of the Program Director.
When to apply
Students with the same number of points will be accepted in the order their completed application was received, so apply early.
|Term you want to start
|First chance to apply
|Fall 2017
|January 17, 2017
|March 31, 2017
Complete prerequisite classes and earn points toward admission
The following prerequisite classes are available at Portland Community College. If you believe you have met the core requirements of any of these classes at other colleges, please contact email@example.com to have your transcripts "unofficially" evaluated to determine completion of requirements. Your classwork may need to be evaluated by the Department Chair, as well, before you will be advised on whether your previous coursework meets PCC class requirements.
- WR 121 – English Composition
- MP 111 – Medical Terminology
- MTH 65 – Introductory Algebra - 2nd term, or MTH 58 – Math Literacy I
- CAS 133 – Basic Computer Skills/MS Office
All prerequisite classes must be passed with a grade 'C' or above. Prerequisite may be in progress when you submit your application but must be complete by the end of the application period.
Students are expected to be comfortable and confident in navigating an online classroom format, such as PCC's Desire to Learn. This often requires more reading on the part of students, as well as comfort with computer technology, so please make sure you have taken at least one online class. MP 111 is often a good online class to see if this is a format that works with your learning and personal style.
Since the program is fully online, include labs that may utilize a web-based electronic health record, students should be competent in the following areas:
- Handling problems with their home computer.
- Utilizing a browser, such as Internet Explorer, Firefox, or Chrome, including accessing websites, downloading files, installing browser add-ins, and searching for resources.
- Utilizing Microsoft Office applications, including Word, Excel, and PowerPoint.
- Opening files in Acrobat Reader.
Since most HIM jobs expect competence in applications such as Excel, the courses within the HIM program are using these programs extensively. Some skills you may need to demonstrate in course assignments are:
- Microsoft Word
- Formatting documents, reports, and policies and procedures.
- Microsoft Excel
- Creating formulas.
- Using functions, such as VLOOKUP.
- Creating charts.
- Creating Pivot Tables.
- Formatting spreadsheets.
- Microsoft PowerPoint
- Creating and editing presentations.
If there are features you are unfamiliar with, resources will be provided to help you. If you are uncomfortable learning specific skills independently, you may wish to register for additional Computer Applications coursework prior to beginning the program.
Receiving admission points
- Students will receive admission points for grades in prerequisite classes, two short answer essays, and experience working and volunteering in four different areas. Students who have applied before in the past two years but not been accepted will receive an additional point.
- Admissions decisions will be made before the end of spring term. If any prerequisite classes are in progress during spring you will be given points based on a C grade and, if you are admitted but do not pass that class, you may have your admission rescinded.
- For detailed information on the point system used for admission see the advising guide.
- Students will be ranked in order of points and time of application, so it is to your advantage to get your application in early in case your points put you at the cutoff for admission.
Complete application for admission
- Complete the Health Information Management Application. Applications accepted January 17 - March 31, 2017. Please do not submit the application prior to January 17th. Applications received before January 17th will not be date and time stamped as being received until the end of the day January 17th. Applicants who have applied in the past must complete a new application in order to be considered for admission.
- Include unofficial transcripts from colleges/universities you have attended other than Portland Community College.
- You do not need unofficial transcripts if you have had your transcripts officially evaluated by Student Records, and your transcripts are on file with PCC.
- If you are currently enrolled in coursework at another college you must provide proof of enrollment with your application listing any required classes that are in progress. Your grade for this class must be received in admissions within one week after the grade is posted.
Admission notification
You will receive notification of your admission status via PCC email by the end of April. If you have been accepted into the program, you will be invited to a mandatory orientation. Please check your PCC email for that important notification.
Applicants who qualify, but do not have the top points for admission will be notified of their status as a program alternate. Often, alternates are eventually selected for the program. Alternates will be listed in order of points, and in the case of students receiving the same points, the order of applications were received by admissions.
Cohort and schedule
Students will become part of a cohort (a group of students who take classes together). The Health Information Program is an Associate's Degree program, and students go full time for 6 terms. In an online program, students are expected to be comfortable and confident in navigating an online classroom format, such as PCC's Desire to Learn.
Practicum Requirements
After admission to the program, but before beginning directed practice, students may be required to complete some or all of the following: criminal background check, proof of immunizations, and a ten-panel drug screening. There will be a cost to the student associated with completing this requirement (see program costs). For more information about practicum requirements contact Admissions at email@example.com or 971-722-5667.

subset: commoncrawl


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The 2016 Grinduro Race Results are in.
Large Topographical Map (Seen above). Download
*Route subject to change
*Eligible for Triple-Crown points
For riders seeking the ultimate challenge of both fitness and bike handling skills, the Sierra Buttes Trail Stewardship introduces a new three-event series for 2016 called the Lost Sierra Triple Crown.
The Grinduro course features a blend of pavement, dirt road, gravel road and singletrack.
Be cool, have fun and enjoy the ride. Those are the rules!
For those of you who need things spelled-out, here you have it…
THE BEST BIKE: You can ride any type of pedal-driven bicycle (no electric-pedal assist!), although we recommend a cyclocross bike or mountain bike. The ultimate setup is probably a disc brake-equipped cyclocross bike with fast-rolling, tubeless clincher tires. Be prepared with at least two extra tubes, a multi-tool and mini-pump.
A WORD OF WARNING: It's rough in the Sierra Nevada Mountains. Seriously rough. On our recent course pre-ride we had nine flats in our small group, with one flat on a 4×4 Toyota truck and one on a Mercedes wagon. If you come out on your road bike with inner tubes in your tires, you're almost guaranteed to end up finishing on foot, if at all.
We'll be at high elevation in the fall, so bring layers—ideally arm/leg warmers and a jacket—just in case weather rolls in.
There will be feed zones (and an excellent lunch!), but smart riders will bring at least two water bottles and their favorite nutritional supplies.
You can ride this loop in road shoes with road pedals, but we recommend mountain bike pedals and shoes for their versatility.
Gates open at the Plumas-Sierra Fairgrounds
12:00pm – 9:00pm
Sierra Nevada beer tent opens
1:00pm – 9:00pm
Grinduro pop-up shop
3:00pm – 7:00pm
Registration / Check-In
3:00pm – 9:00pm
Food Vendors
7:00pm –
Live music with Johnny Walker & Greg Willis
6:00am – 7:30am
Registration & Check-In at the Tulsa Scott Pavilion
Pop-Up Store open at the Tulsa Scott Pavilion
Riders Breakfast
6:00am – 9:00am
Food Vendors open and located in Grinduro Village
Mass Start at the Plumas-Sierra County Fairgrounds
Ride with 4 timed segments, aid stations, snack stops, lunch & good times at The Sierra
12:00pm – 2:00pm
3:00pm – 7pm
Grinduro pop-up shop
3:00pm – 9:00pm
Food Vendors open
3:00pm – 12:30am
Sierra Nevada beer tent
3:00pm – 7:30pm
Finsh Line Studio Portraits
5:00pm – 6:00pm
Johnny Walker & Greg Willis (Main Lawn)
6:00pm – 7:00pm
Mattson 2 (Main Lawn)
7:00pm – 8:00pm
Awards (Main Lawn)
8:30pm – 9:30pm
La Luz (Main Lawn)
10:30pm – 11:30pm
Joy & Madness (Main Lawn)
11:30pm – Late
DJ Dan Rooney (Serpillo Hall)
7:00am – 10:00am
Pop-Up Store open at the Tulsa Scott Pavilion
Food Vendors open and located on the Main Lawn
Check-Out & Gates Closed
In short, Grinduro is just what the name suggests: Gravel Road Race + Mountain Bike-Style Enduro = one long loop of pavement and dirt, where finishing times aren't based on overall loop time, but four timed segments (each roughly five-to-ten minutes).
But Grinduro is not just a bike race. It's a celebration of cycling with as much emphasis on the fun as the ride, with excellent food, an impressive display of art and incredible handmade bikes, live music, camping and a festival atmosphere.
The course is a serious affair (7,500-feet of climbing in 60 miles) but the Grinduro isn't meant to be a sufferfest. We've linked together some of our favorite roads in a quiet corner of California's Sierra Nevada Mountains. The course features a mix of surfaces (smooth pavement, gravel and hard-packed dirt) with two main climbs, one long valley and two world-class descents. One descent includes a fast and flowy singletrack trail. The other descent trends downhill for 30 miles!
With a Gran Fondo-style mass start from Quincy, you'll be pedaling out of town and up the first climb alongside your heroes and the pace will be conversational—because overall time doesn't matter, only the four timed segments. The Grinduro segments (the exact sections will be shared on September 26) are designed to reward the most well rounded of rouleurs.


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Genesis 21:11-13New International Version (NIV)
11 The matter distressed Abraham greatly because it concerned his son. 12 But God said to him, "Do not be so distressed about the boy and your slave woman. Listen to whatever Sarah tells you, because it is through Isaac that your offspring[a] will be reckoned. 13 I will make the son of the slave into a nation also, because he is your offspring."
Cross references:
New International Version (NIV)
Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.
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Here's great reviews from great people that loved my books. I Saw An Angel------------------------------ Review by: Donna Bryant Sikes on Nov. 20, 2012-- Your book is so precious. Thank you for writing about your experience. It is very encouraging. God bless you in your work. (reviewed the day of purchase) My Cat Ozzy------------------------------------ Review by: Mark Henn on Nov. 21, 2012 :---- I loved your book... I really liked the part where the cat was causing some trouble. Why is it that animals cause trouble, oh well i guess it's just something they do from time to time.... That cat of yours is sure old.... 15 for any animal is plenty old.... I like the picture of the cat on the cover to...... Highly recommended read, if you have any animals and could use a good laugh at what this cat did. LOL (reviewed the day of purchase) The Good Old Days----------------------------- Review by: Zach Crane on Oct. 15, 2012 :---- I'm glad to know others out there remember the joys of running an old Mac computer. I still love them even though my family rolls their eyes and wonders about me. They're still fun. You see, Gerty? Your writing touches people.Keep writing. Never give up.God bless you. (reviewed the day of purchase) A Halloween Story------------------------------- Review by: J. Adams on Oct. 18, 2012:----- Gerty, keep writing your enjoyable stories. Your efforts inspire many people. God bless you. (reviewed the day of purchase) How To Cope With Loss----------------------------- Review by: Gabriela Love on Oct. 07, 2012:-- This writing comes across as very genuine and warm. Such a pleasant read. One of those books were you believe everything you read. Beautiful! (Review of free book) Breast Cancer Awareness-------------------------- Review by: Annie Haq on Nov. 03, 2012:---- My mum was diagnosed with breast cancer last year. Support from the family really can help patients cope.Great idea for a book! (review of free book) Santa's Gift------------------------------------- Review by: Imagination36 on Oct.08,2012:---- Very inspiring book!! Sweet and cute!! I like the parts about power of pray and Jesus, very touching story!! (review of free book) A Guide To Get Thru Abuse------------------------ Review by: Mark Henn on Nov. 14, 2012:---- I just love your book. It is such a good message, you will help many people. You have helped me become a better man. I will admit i used to be an abuser, I have had a lot of sessions and they haven't helped me. This book turned my life around for the better. I never knew how much i hurt people until i read your book.... Thank you for making this book available for free and insiring me to act like what a real man should act.... Thank you again gerty and god bless you. (review of free book) My Christmas Story-------------------------------- Review by: Sam Heatherley on Nov. 22,2012:-- I've got one of those sweaters somewhere. Great little book. (review of free book) How To Cope With A Disability--------------------- Review by: Annie Haq on Oct. 28,2012:----- We all have our demons. I hope that you overcome everything life throws at you.Your advice will certainly help many. Beautifully written. (review of free book) Review by: transgressivesexfiction21plus on Oct. 18, 2012:---------------------- Very inspiring!I love how the author takes an honest assessment of the role emotions play in coloring reality and is able to move beyond that and deal with life on a positive basis. Families help us cope, too! Very wise. -Stella Graffen--(review of free book) Review by: Zach Crane on Oct. 15, 2012:----- Gerty, I enjoyed your story. I think your writing will help, will touch many people in wonderful ways.This is nitpicky, but I liked that you write in the first person, and that you write declarative sentences in the active voice. Clearly, you know what you're talking about. People believe you. You're brave with a lot to offer, so keep writing, please.Thank you so much for the kind review you wrote for one of my stories.Good luck to you, and God bless. (review of free book) Review by: Ernest Winchester on Sep. 28, 2012:-- Gerty, you are a very brave person to put yourself out there like you do. Keep trying.I'm pulling for you. Best of everything.Ernie (review of free book) A Pirate's Adventure------------------------------ Review by: Imagination36 on Sep. 02, 2012:--(no rating)Hi Gerty So,I read your book, very pretty cover. I like the names of Indians, and the waterfall scene, and the action with the gun and the animal.(review of free book)
How To Cope With A Disabilityby Gerty So
I had been to so many doctors that told my mom they didn't think I could survive on my own. Well the doctors were right in one way. I can't stand it when other people would tease me. I was teased a lot when I was younger. They always called me four eyes. They also called me other names I'm not going to mention.
- LendMe LendMe™ Learn More
I had been to so many doctors that told my mom they didn't think I could survive on my own. Well the doctors were right in one way. I can't stand it when other people would tease me. I was teased a lot when I was younger. They always called me four eyes. They also called me other names I'm not going to mention.
Product Details
- 2940044996687
- Publisher:
- Gerty So
- Publication date:
- 09/20/2012
- Sold by:
- Smashwords
- Format:
- NOOK Book
- Sales rank:
- 432,948
- File size:
Meet the Author
Customer Reviews
Average Review:
Most Helpful Customer Reviews
See all customer reviews
This e-book is 9 pages chock full of Gertie's experiences and thoughts about living with a disability. It is worth what I paid because I also have a disability and Gertie's words remind me of what is real. Too often, writing about disability culture leaves US out. We need you Gertie. And it's about time we begin to claim our piece of the pie. To professional helpers and curebies: Nothing about us without us ever again. P.S. Please write some more stuff, Gertie, if you want to. You rock!
I enjoyed youe book Gerty. You said it plain and to the point. I have a difficult time when I witness disrespect given to a person with a disability. Sometimes I think its fear on their end...they need to really get to know that person. You hang in there.
Great book !! Don't let let the those people who called you names get you down!!! Family support is important to me too. Very inspiring story!!
Gerty, I enjoyed your story. I think your writing will help, will touch many people in wonderful ways. This is nitpicky, but I liked that you write in the first person, and that you write declarative sentences in the active voice. Clearly, you know what you're talking about. People believe you. You're brave with a lot to offer, so keep writing, please. Thank you so much for the kind review you wrote for one of my stories. Good luck to you, and God bless.
I enjoyed this book....... Great message in it.............
Thank you for writing your story. It gives "typical" people something to think about. I hope you do well in your life and won't need to worry so much. Please write more books. The special needs community needs more honest, revealing books like this! Good job, Gerty!


text:
How to Choose the Perfect Pet Dog Using Mind Mapping
Having a pet can add a lot to one's life -- pets offer their owners companionship and unconditional love, and are even seen by many as a part of the family
Choosing the perfect pet is the first step to creating this special bond that many owners feel with their pets, and doing so usually starts by knowing what one is looking for in a pet. For instance, is one looking for a dog or a cat? Does one want a large pet that requires a lot of time outdoors, or a small pet that spends most of its time inside? Mind Mapping is a great tool for answering these questions in order to determine what one is looking for in a pet, due to its highly intuitive and visual format of spatial diagramming. With Mind Maps, those looking to find their perfect pet can literally "map out" what they are looking for in such in one document, using colors, pictures, or other graphics as desired. Organizing information in this manner has been shown to allow the brain to process and recall the information more naturally, as well as allow one to work with the information more efficiently. Thus, Mind Mapping offers those who want to find a four-legged companion to enhance their lives a creative and effect means for doing just that.
Picking Out the Perfect Pet Using Mind Mapping
Esther has been feeling a bit lonely since her last son left for college 6 months ago. Hoping to find a companion to keep her company around the house, she decides it would be a good idea for her to get a dog. She is not sure what type of dog she wants, so she decides to use Mind Mapping to help her make her choice. She begins constructing the Mind Map that she will use to think through her options for a dog by first, representing the purpose of the map, finding a pet dog, in its center. She then adds branches to the map, on which she lists what she feels she would like in a dog. On child branches attached to each branch, she next lists the different types of dogs that she knows fit each criterion she has listed. Throughout her Mind Map, Esther uses colors, pictures, and other graphics to make her map more creative and the type of dog she is looking for easier to conceptualize. When she has completed her map, it looks similar to the attached Mind Map diagram.
A Wonderful Pet Companion, Thanks to Mind Mapping
Esther is enjoying her new role as pet owner, and is delighted with the companionship and love that her new dog offers. Though unsure at first of which type of dog to choose, she was able to settle on the perfect breed, thanks to her Mind Map. The Mind Map allowed Esther to first, think out what she was looking for in a dog, and then "map out" the different breeds that fit what she was looking for in one, highly visual document, making her choice much easier. As a result, she found the perfect four-legged friend to keep her company, and hardly notices that her sons are no longer around. Esther puts her new friend on his leash, and gets ready to take him to the dog park, happy that he is in her life to make her days a little less lonely.
- Improve your Personal Effectiveness with Mind Mapping: Live your Personal Mission Statement
Download your 30 day free trial of NovaMind today and solve your problems more quickly and effectively, plan your personal mission statement, set and achieve goals. Live the life you design.
- Society for the Prevention of Cruelty to Animals
The Society for the Prevention of Cruelty to Animals (SPCA) is any of a number of animal welfare organizations whose operations include protecting and providing shelter to animals in danger. The SPCAs are non-profit organizations that campaign for an
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2001 GMC Sierra 2500 HD Repair and Maintenance Costs
A guide to repairs, service, and maintenance costs for your 2001 GMC Sierra 2500 HD
Never overpay. Check prices with our estimator
Verified by mechanics, reported by drivers like you
Ask a mechanic in our community
Our experts translate recalls into plain English
2001 GMC Sierra 2500 HD ProblemsSpeedometer or Other Instrument Panel Gauge May Work Erratically
The speedometer or other instrument panel gauge may begin to work erratically at times. Our technicians tell us that the instrument cluster must be sent to a repair facility to correct this fault. The warranty has been extended on some of these units to 7 years or 70,000 miles.
One or more heater & AC (HVAC) temperature and/or air delivery mode door actuator may fail, resulting in improper temperature or air delivery. If this occurs, fault code(s) should be stored in the HVAC control module which should assist in diagnoses.
The 4WD transfer case encoder motor position sensor or the selector switch may fail causing the service 4WD message to be displayed. Fault code(s) stored in the transfer case control module will be of assistance in determining the exact fault causing the message to be displayed.
2001 GMC Sierra 2500 HD QuestionsMy. Ignition is turning over but not saying anything.the battery is good. (1 answer)
Drove truck few mile light stayed on. Started it to drive to mechanic, light went out as expected. Following starts Light stays on truck starts and runs fine. Mechanic checked both batteries, claims they are good. They are Optima red top and about 4 years old. Notice voltage meter in dash seems...
I have put A crate engine into this vehicle and now the transmission will not switch to 4th gear. When driving 55-60 my Rpm's are around 2500-3000. When I left off the gas it acts like it upshifts. But when I apply the gas again it goes right back to high Rpm's.I have read up on this issu...


text:
ZENNER with headquarters in Saarbrucken, develops, produces and sells measurement technology for the global market. The product line includes apartment, residential and bulk water meters, heat & cooling meters, gas meters, smoke detectors and modern system technology such as remote-controlled and M-Bus systems.
Zenner customers primarily include water suppliers and public utilities, but also industrial companies, wholesalers and measurement service providers. ZENNER has production facilities in Europe, Asia and the USA and is globally present with 20 local sites. Founded in 1903, the company has been a member of the family-managed corporate group Minol-ZENNER since 2005. Around 1200 employees work for ZENNER worldwide.


text:
Jackson has a population of 36,316 and is located in Jackson county.
LPN to BSN schools in Jackson charged students an average tuition of $4,596.00 if they were Michigan residents, and $5,694.00 if they were non-residents, during the 2009 - 2010 school year.
The cost, on average, for books and supplies needed for lpn to bsn schools in Jackson is $1,452.00. Students living on campus at lpn to bsn schools in Jackson paid an average of $7,164.00 for room and board during the 2009 - 2010 school year. Students living at home incurred costs of $3,659.00. Students have a choice of one lpn to bsn college in Jackson to attend. LPN to BSN programs in Jackson reportedly graduated 136 students in the 2008 - 2009 school year.
|Average Salary
|Number Employed in City
|Registered Nurses
|Not available


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New Drupal Website & Template
This project was successfully completed by drupalstar for $251 USD in 17 days.Get free quotes for a project like this
Project Budget$50 - $300 USD
Completed In17 days
Total Bids16
Project Description
I need a drupal site developed for a small non-profit organization that will include:
* Ease of use for those that aren't proficient in drupal to add new pages
* Separate content/post type which allows member commenting (or integrated forums)
* User account generation, login and administration of users
* A private file storage solution for users with accounts only (filing of word documents, reports, etc)
* Calendaring for events with the ability for members and non-menbers to RSVP
* Conversion of existing wordpress users to drupal
* Theme & Graphics in Blues / Greens / Yellows (An existing theme customized for our use is acceptable)
* General category menu across the top. "About Us, Our Programs, Our Facility, Membership, News & Features, Licensing & Education"
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Southee 55 makes a record, India VS New Zealand 2016, 1st ODI
The first ODI between India and New Zealand in under way. The visitors had a terrible start. The way New Zealand lost their first 6 wickets was horrible. At that point, even 100 runs were looking really difficult for the New Zealand side.
There were only two major innings from the New Zealand side. First was Latham who hit a well crafted 79. The second one was a brilliant 55 runs innings from the pace bowler Tim Southee. The right-hander helped Kiwi get some reputed score line.Southee batted with extreme confidence. He made sure that he holds the crease as long as possible. Not only had this he taken the attack back at the New Zealand side. Southee hit some lusty boundaries in his innings.
He hit three sixes in his innings. The first one was on the leg side. He middle this one perfectly and the ball went a long way over the deep backward square leg fence. The second hit was over long this. This time again it was a perfect shot.
Southee gathered all the force from his body and punched the ball over the head of every standing within the playing field. The third maximum from him was over long off. Southee and Latham gave New Zealand some reconciliation in the match.New Zealand in now all out on 190. On this track, this is not a pretty decent score. Pandya took three wickets today in his first ODI. He bowled superbly. Misbah the little leggy also picked up three wickets for India. New Zealand only chance to win this one is taking wickets at regular interval. Even one decent partnership will put them out of the contest.


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Dell 3543-0757 Laptop (i7, 4GB, 500GB, 15.6", 2GB GFX, Win8.1)
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More ways to enjoy multimedia Confident performance: From surfing the web to editing videos, take on your day-to-day tasks with the responsive power of up to 5th Gen Intel® Core™ processors. More ways to enjoy HD clarity: Kick back and watch your favorite shows, or connect to your favorite sites and more with a spacious HD screen that offers room for multiple viewers to share at once. Crisp details and vibrant colors shine through as you access videos, photos and more. Type, swipe and scroll on your Inspiron 15 (Intel®)with an optional HD Touch feature that makes interacting with your applications fun and easy. Built-in DVD drive: Burn your favorite playlist, watch movies and load software with an optional built-in DVD drive.
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Room to spare: Save plenty of photos, videos and music with up to a 500GB hard drive, giving you plenty of room to archive without worry of limited space. The built-in media card reader makes it easy to transfer videos and photos from your camera while USB 3.0 lets you transfer files to external storage at speeds up to 10x that of USB 2.0.
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We want you to love your new PC for years to come. That's why we test Inspiron laptops for reliability not just in the places where you expect it, but for the open road ahead.
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For the latest Securimate news follow us on LinkedIn and Twitter
Bregal Sagemount Invests in STEELE Compliance Solutions
New York-based private equity firm Bregal Sagemount announced that it has made a significant growth investment in STEELE Compliance Solutions, Inc. STEELE Compliance is the parent company of the well-known STEELE CIS and Securimate businesses, which together are the leading providers of third party management software and due diligence investigation services focused on the anti-bribery and anti-corruption ("ABAC") compliance market, including The Foreign Corrupt Practices Act of 1977 ("FCPA"). READ MORE>
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Securimate, Inc., the leading enterprise-level third-party management solution for anti-bribery and anti-corruption compliance, today announced it has moved its headquarters to 11044 Research Blvd., Suite B-520 in Austin, Texas. The company previously had a satellite office in Austin, located on Bee Cave Road. READ MORE>
Securimate Announces Latest Enhancements To Third-Party Management Renewal Process
Securimate, Inc., the leading enterprise-level third-party management solution for anti-bribery and anti-corruption compliance, today announced it has released a series of new features and enhancements designed to improve the customer experience, including increased productivity in their third -party management and FCPA compliance programs. READ MORE >
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Investigating every aspect of the food we eat
November 5th, 2012
Episode 231 of 640 episodes
Tim Hayward delves into the guilty pleasure of eating saturated animal fat.
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Pirate Adventure Opera Il Corsaro
Lisner Auditorium, At the corner of H and 21st Streets George Washington University Washington, DC 20052
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$20 - $30*
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$40 - $60
Pirate battles, romance, adventure -- Il Corsaro has it all. Set in a Greek island in the early 1800s, this concert opera by Giuseppe Verdi (Rigoletto, La Traviata) follows the story of the pirate Corrado. He's torn between a life of freedom on the high seas and his true love Medora at home. This epic drama filled with passion, jealousy and despair is one of Verdi's lesser-known operas, so you have a rare chance to see its beautiful mix of grand music and intimate voices performed live. There are no sets, costumes or props to distract your focus -- only the majestic voices of performers Michael Fabiano, Tamara Wilson, Nicole Cabell and Sebastian Catana, and the powerful music of the orchestra.
* Additional fees apply. No coupon or promo codes necessary to enjoy the displayed discount price.
All offers for Il Corsaro have expired.
The last date listed for Il Corsaro was Sunday March 9, 2014 / 6:00pm.
Currently at Lisner Auditorium
Tango Lovers: Steamy South American Music & Dance
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Tango Lovers brings the passion and sensuality of South American dance to D.C. with this steamy… More
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Rucksacks & bags section contains products related to backpacks used in daily routine life.
We do worldwide shipping and offer special discount for wholesale orders.
Bag, nylon PT, OD green,...28,50 €
Bag, nylon PT, OD green,...
Adjustable hip belt with plug closure, main compartment with zipper, 1 external front pocket with velcro and metal buckle, 1 cell phone pocket with metal closure, with carabiner closure, length: 19 cm, width: 7 cm, heigth: 15 cm, 100 % nylon.
28,50 €Add to cart
Bag, nylon"PT", OD green,...34,00 €
Bag, nylon"PT", OD green,...
1 adjustable shoulder strap, 2 carrying handles, main compartment with zipper, 2 front and 1 back pocket with zipper, 1 inside pocket with zipper and 1 cell phone pocket inside, 1 small appliqued pocket with zipper cord closure positioned on the front...
34,00 €Add to cart
Belt bag Belt, Erik and Sons17,90 €
Belt bag Belt, Erik and Sons
17,90 €
Belt bag Viking, Erik and Sons16,90 €
Belt bag Viking, Erik and Sons
16,90 €
Brandit - US Cooper...79,90 €
Brandit - US Cooper...
Product information "US Cooper 3-Day-Backpack" 100% polyester, lining: 100% polyester height 55 cm x breadth 45 cm x depth 27 cm volume: ca. 50 litre
79,90 €
40,00 €Add to cart
BW rucksack 65L, MFH34,00 €
BW rucksack 65L, MFH
With aluminium bracing, padded back carrying belts, 2 inside pockets, 2 large external separated pockets sideways, 1 large separated pocket in the bottom, cover with velcro pocket and external extra pocket, fixing belts on the front side, bottom and cover,...
34,00 €
CB Pouch Pentagon15,60 €
CB Pouch Pentagon
Product Specifications: 600D High Tensile Polyester.Prym® Snap.Velcro Adjustable Straps.420HD Webbing.DuraFlex® Accessories
15,60 €Add to cart
Concealable Hip Pouch -...6,00 €
Concealable Hip Pouch -...
Product Specifications: 65%polyester 35% Cotton. | Breathable mesh back | Hidden elastic with rotatable buckle for comfort. | Conceal your valuables.
6,00 €Add to cart
Dump Pouch - Pentagon12,00 €
Dump Pouch - Pentagon
Dump Pouch - Pentagon
12,00 €
Dutch carrying bag, used23,00 €
Dutch carrying bag, used
83cm x 33cm x 30cm
23,00 €Add to cart
EDC Pouch - Pentagon29,50 €
EDC Pouch - Pentagon
EDC Pouch, multifunctional pouch for your everyday carry accessories.
29,50 €
Elite Ops X300 Pack302,84 €
Elite Ops X300 Pack
The X300 is an outstanding medium to long range Patrol Pack.
302,84 €
EOS Backpack - Pentagon79,00 €
EOS Backpack - Pentagon
EOS is a 24Hr light bug out molle bag with 3 compartments large, middle and small.
79,00 €
Fleece blanket camo14,00 €
Fleece blanket camo
Size: 185x140cm, 100% polyester. weight: 700g
14,00 €
GB Ammo Pouch, 3...10,00 €
GB Ammo Pouch, 3...
10,00 €Add to cart
GB army radio backpack, used29,00 € 14,50 €
GB army radio backpack, used
14,50 € 29,00 €Add to cart
Size: 60x50x33 cm
14,00 €Add to cart
57,50 €Add to cart
18,00 €Add to cart
Handcuff Pouch - Pentagon10,00 €
Handcuff Pouch - Pentagon
Product Specifications: 600D High Tensile Polyester. Prym® Snap. Elastic Side Walls.
10,00 €Add to cart
Harness Pouch - Pentagon16,50 €
Harness Pouch - Pentagon
Product Specifications: 1000D Nylon SBS® Zippers DuraFlex® Trims L 17.5 cm x H 11cm x W 4cm
16,50 €
Helmet holder, flectarn6,90 €
Helmet holder, flectarn
100% Polyesterinside Polyvinylchlorid caoted- intended for wearing a helmet on the backpack, it is also possible to fix e.g. an insulating underlay or clothes on the backpack- helmet carrying device with 4 adjustable straps and clip fasteners
6,90 €Add to cart
Hip bag, nylon PT, OD...29,00 €
Hip bag, nylon PT, OD...
Adjustable belt with plug-in closure, major compartment with zipper, 3 external front pockets and 1 back pocket with zipper, 1 pocket inside with zipper and 1 cell phone pocket, dimensions: length: 31 cm, width: 13 cm, height: 20 cm, 100% nylon.
29,00 €Add to cart
Hydration 2.0 Backpack -...68,00 €
Hydration 2.0 Backpack -...
Mission bag with water-supply delivery system, light weight and easy to use, quick refill cap, external D-Links so it can be easily attached to a molle vest or rucksack, excess strap keepers, small external pouch for utilities with molle straps.
68,00 €
IT Combat Pack, OD green,...21,40 €
IT Combat Pack, OD green,...
Size: 57 x 24 x 38 cm (LxWxH) Large main compartment with 2 straps and zip, Outside pocket with zip, 2 handles, Removable adjustable shoulder strap
21,40 €Add to cart
Kyler Molle Back Pack -...113,00 €
Kyler Molle Back Pack -...
Kyler Molle Back Pack is a rugged 20hr all around duty or after duty Back Pack with a large administration compartment.
113,00 €
Max-S 2.0 thigh pouch -...38,00 €
Max-S 2.0 thigh pouch -...
Max-S 2.0 thigh pouch is a convenient thigh pouch for equipment carry and gun concealment. Gun plate included.
38,00 €
MOHO THE SKULL Gym bag -...21,00 €
MOHO THE SKULL Gym bag -...
MOHO THE SKULL Gym bag. L 49cm x W 36cm, modified for covert or tactical use, gun concealment side pocket seals with zipper.
21,00 €
NEMEA Pistol pouch - Pentagon28,00 €
NEMEA Pistol pouch - Pentagon
NEMEA Pistol pouch, a concealment fanny pouch, with enough space for larger automatic pistols and dividers for 2 magazine pouches.
28,00 €
Pentagon - Kyler Molle Back...168,00 €
Pentagon - Kyler Molle Back...
Kyler Molle Back Pack is a rugged 20hr all around duty or after duty Back Pack with a large administration compartment.
168,00 €Add to cart
Pentagon Shoulder Bag27,50 €
Pentagon Shoulder Bag
Small messenger bag for use during duty or every day to carry all your personal documents safely with you.
27,50 €Add to cart
Philon Backpack - Pentagon96,00 €
Philon Backpack - Pentagon
Philon Backpack, is a rugged 20hr all around EMS hybrid duty or after duty back pack with a administration compartment. contsructed from 600D polyester.
96,00 €
Polyester Strap with cam...2,36 €
Polyester Strap with cam...
Easy to clamp, secure holding. Max load: 200kg, width: 25mm, lenght: 1,5m, 3m, 4m
2,36 €
RACCOON Mk2 (20l) Backpack...59,00 €
RACCOON Mk2 (20l) Backpack...
Material specification: 100% Nylon Newest generation of the RACCON backpack incorporates our experiences with this model. Lightweight, yet sturdy pack of 20 Liter capacity is an optimal choice for everyday use, yet it is absolutely enough for day hikes and...
59,00 €
Recon backpack, 35l, Fostex39,00 €
Recon backpack, 35l, Fostex
39,00 €
Recon Italy backpack, 25l,...38,00 €
Recon Italy backpack, 25l,...
38,00 €
Rinkhals Pistol Holster -...16,00 €
Rinkhals Pistol Holster -...
RINKHALS PISTOL HOLSTER Attaches directly to the waist belt and secures position with Hook loop strap. Compatible with most medium sized pistols.
16,00 €
900d polyesteri Mitat: 39 x 21 x 75 cm - Iso pääosasto ja osasto sisätaskuille - 4 sisätaskua - Tukeva selkäosa - Pehmustetut olkapäät ja kiristysvyö vyötäröllä - Erillisiä silmukoita lisävarusteille -...
85,00 €Add to cart
Shoulder Bag, nylon "PT",...28,00 €
Shoulder Bag, nylon "PT",...
1 adjustable shoulder strap and leg belt, main compartment with zipper, 3 external front pockets with velcro and snap closure, 1 batch pocket and 1 cell phone pocket, 1 inside pocket with zipper, dimensions: length: 20 cm, width: 6 cm, heigth: 30 cm, 100 %...
28,00 €Add to cart
Swedteam Rifle Cover AP-HD...29,90 €
Swedteam Rifle Cover AP-HD...
A thin, light and flexible cover for your weapon. Made of 100% Nylon Tactel® which means it rejects moist. Zipper all the way on top and on underside an opening for the rifle strap. This construction means that you can easily get your rifle ready to fire....
29,90 €Add to cart
Tool Bag, OD green, MFH19,00 €
Tool Bag, OD green, MFH
large main compartment w/2 lateral inner pocketscovered zip2 carrying strapssize: 51x18x21 cm Material:100% polyester
19,00 €Add to cart
Universal Chest Bag - Pentagon40,50 €
Universal Chest Bag - Pentagon
Universal Chest Bag , Re-designed 2.0 version Can be worn like a sling on either shoulder side due to the spring loaded D-Link strap attachment.
40,50 €
US Cooper large backpack,...37,00 €
US Cooper large backpack,...
37,00 €
US Cooper medium backpack,...34,00 €
US Cooper medium backpack,...
34,00 €
Waterproof plastic box 39 x...75,00 €
Waterproof plastic box 39 x...
Safe protection of your laptop or any device in any weather conditions. With adjustable carrying strap, raser foam compartment, rasterization of the cube shape: 1,5 x 1,5 cm, weight: 2,1 kg
75,00 €Add to cart
Showing 1 - 52 of 52 items


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Sadly, All My Children'sLeo du Pres was not one of the lucky, formerly-late Pine Valley citizens resurrected by David Heyward in recent weeks. Instead, Josh Duhamel returned as Leo for a single episode this month, appearing to Greenlee in an all-too-brief dream in which she imagined he'd been saved by David and hidden away all these years.
At least there was smooching before she woke up though, right? Still, it's not exactly what Rebecca Budig had in mind. Last week on location at the Descanso Gardens, Budig, who joined the soap as Greenlee in 1999, told TVGuide.com that she had envisioned a different "ever after" for her character.


text:
So the news that Britain's National Film and Television Archive is thinking of collecting video games may make some cineastes recoil in horror. The mere idea that SuperMario - the mustachioed Italian Brooklyn plumber conceived as a video- game character by computer programmers in Japan - might receive the same attention as Marlon Brando may seem outrageous.
Yet the archive, which is part of the British Film Institute, seems set to do just that. In line with its remit to preserve the 'moving image heritage of the nation', the NFTVA has taken the first faltering steps towards a programme of preserving video games for posterity. A freelancer has been hired to begin the touchy process of making aesthetic choices between games.
The archive has a number of arguments for its initiative. First, video games are big business. Whatever his artistic limitations, Mario is a higher grosser than Marlon Brando - and better known among under-thirties. Computer games now generate dollars 1bn more revenue each year than US cinemas.
In years to come, when the convergence of video games, computers and television is taken for granted, our grandchildren may wish to know something of how video games started - just as the crackly music recordings of the 1900s are now prized museum pieces. Even the earliest and crudest games will be of historical interest. Unless the arch-
ivists move in now, it will be too late.
The underlying argument for an archiving programme is that the design of computer games offers as great a scope for human creativity as any other branch of the film business. It makes no more sense to say work performed on computers and stored in digital format cannot be creative than to say that films themselves are uncreative because they consist of images captured in the form of silver halide crystals on celluloid.
Whether today's video games are valuable enough to be preserved as works of art is a different matter. In the most recent products, such as Aladdin, a video game spin-off from the Disney film, the game is planned alongside the movie. But it will not be for some years - five rather than two or three - that video games become independent art forms in their own right.
The NFTVA's experts believe that their video-archiving initiative may be the first in the world. Since nobody has made a serious attempt to preserve games for posterity, the archive will have to find its own solutions to any problems that come up.
The first will be how to store the games. Until recently many video games have been available only in arcade versions running on dedicated machines whose job is only to play a single game. Potential archivists may therefore have to acquire a range of different machines, inconveniently big and impractical, and look after them - as the Science Museum looks after its antique steam engines.
Even with games that can be played equally well on different computers, there are challenges. Transferring the program for a video game from one format to another - perhaps from a floppy disk to a CD-rom - will be quicker and cheaper than copying an entire celluloid feature film. It is also safer to archive digital media than old-fashioned nitrate film, which has a worrying tendency to explode.
Yet such digital masters may not be archivally stable. Accelerated ageing tests on some types of digital tapes have shown that they are unlikely to remain inert over time. Most of us have personal experience of the effects of dirt and scratching on music CDs, a digital medium which was originally heralded as 'virtually indestructible'.
If these hurdles could be overcome, where would the money come from? To buy the games themselves, one option might be to establish a 'statutory deposit scheme' requiring those who sell video games in Britain to send free copies to the archive, just as publishers must send books to copyright libraries. Yet the archive would have to spend heavily on acquiring premises and maintaining a display space. Companies like Sega and Disney could be expected to sponsor special exhibitions, but not to pick up the entire bill.
Faced with a demand for taxpayers to step in, Tory nationalists may complain that there is little British content in most video games. But the British Library holds works by Balzac, Mark Twain and Homer. Anyway, partnership and coproductions often obscure the 'nationality' of entertainment software.
Whether the case for SuperMario will convince John Major remains to be seen. But the archive celebrates many Victorian values apparently close to the Government's heart: art, commerce, industry and science. If British taxpayers establish a video game archive, such games could become part of a show of moving images which is a box office smash in the next century - even if the black polo brigade still sniff at film festivals today.
The author helped to organise the recent conference at the Scientific Societies Lecture Theatre, 'Putting Movies on Computer'. He is studying for an MA in interactive multimedia at the Royal College of Art. E-mail: 100121.1152@compuserve. com
(Photograph omitted)
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Live Video Website
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I need a eye catching website with a spot for live streams, it has to have flowplayer integrated. It must have a Movies, Catchup TV and Live TV section. We also need epg displayed beside or under the channel playing! You must be able to chat on gmail and keep us updated on the process. You also have to show us your HTML5 skills! This site must be responsive...Get free quotes for a project like this
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GST Council meeting: Draft Compensation Bill approved, to be presented in next Parliament session
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CAG may audit IDS, not individual declarations
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FPIs Buy Indian Debt in Hope of More Rate Cuts
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CAG gaze now on all private service firms
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EPFO extends deadline for payment of EPF dues till January 20
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CBDT notifies PF investment pattern
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Feb 16, 2017
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Jan 13, 2017
General insurers' gross direct premium up 29% in Nov
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Nov 29, 2016
Health insurers pip non-life segment in premium growth
Nov 24, 2016
Life Insurance
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Jan 17, 2017
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Life Insurers' new biz premium doubles at Rs 16,061 crore in November
Dec 15, 2016
Life Insurers' new business premium up 61% at Rs 16,767 cr in September
Oct 17, 2016
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Jun 18, 2016
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Feb 21, 2017
IDBI privatisation back on govt agenda
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Shaken PSB bosses take NPA probe worries to FM Arun Jaitley, seek assurance there won't be witch-hun
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Now, withdraw Rs 50,000 a week from your savings account
Feb 20, 2017
There is more room for lending rate cuts: HDFC Bank CEO Aditya Puri
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text:
Message from the Chairman of the Managing Board
2015 was a good year for the bank. We strengthened our relationships with our clients, and our engaged workforce moved the bank forward on various fronts while consistently maintaining its client focus. We recorded a net profit of over EUR 1.9 billion, the highest level since the new bank began operations in 2010. A milestone was our successful IPO. While writing this new chapter in our history, we worked to create long-term value for all our stakeholders.
A dynamic environment
The economic environment in the Netherlands was favourable in 2015. Growth of the Dutch economy was broad-based and picked up speed in the course of the year. The regulatory landscape, meanwhile, is dynamic and subject to constant change. As a financial institution, we provide highly detailed and wide-ranging information to the supervisory authorities and clients. This involves higher costs for us, while some regulations will open up banks to increasing competition. As regulations change, become ever more complex and multiply in number, the risk of breaching rules grows. So we will need to remain vigilant as these developments unfold. At the same time, as we work to comply with the demanding regulatory requirements, we also recognise that they are designed to create a bigger safety net and provide more transparency. We see it as part of our profession to adjust to this new regulatory environment.
Long-term stakeholder value: the heart of our story
This year ABN AMRO is taking the next step toward integrated reporting, meaning we focus more attention in this Annual Report on the bank's future and strategy and provide more non-financial data and targets. In 2015 we regularly met with our stakeholders – clients, investors, employees, the environment and society at large – to discuss both our strategic priorities and the issues that are of material importance to them. The results of these in-depth dialogue sessions are presented in our Annual Report. The move to integrated reporting is in line with our drive to deliver long-term value to all our stakeholders.
First and foremost, we are committed to maintaining long-term relationships with our clients. One benefit of forging lasting relationships with our clients is that we understand them, their business and their industry. This is evident at our Corporate Banking business, which has reclaimed its position in the corporate market in recent years; it also made good progress this past year in delivering sector-based advice to all its clients. Corporate Banking's industry experts understand the context in which their clients operate and use their sector expertise to proactively offer tailored advice.
In this rapidly changing digital world, we are investing in our future by enhancing our IT landscape, a process that has been gaining momentum since 2013. Among the steps we took in 2015, we installed an on-premise dedicated private cloud and migrated the first applications to this environment. Retail Banking will continue to invest in innovative ways to ensure that our mobile services – already very popular – are future-proof. Most mobile and online services of Retail Banking are also offered by Private Banking and Corporate Banking.
Our people are our future, and we continued to pursue our Top Class Employer strategy in 2015. We offer staff a rewarding workplace and an array of attractive employee benefits. The 2015 score in our Employee Engagement Survey was 76%, compared with the global financial industry's score of 74%. We also raised our gender diversity targets: our goal is to place women in 30% of senior management positions and in 35% of upper middle-management positions by 2020 (year-end 2015: 23% and 25% respectively).
As part of our efforts to be positively recognised for our position on sustainability, we defined and published our sustainability metrics and targets. At the same time, our core business of providing finance and investment services is becoming increasingly sustainable. For instance, we apply environmental, social and governance criteria (ESG) when assessing potential investment opportunities for our clients. And we continue to endorse international standards, such as the UN Global Compact. The bank also issued a EUR 500 million five-year Green Bond in May 2015 which was chosen as SRI (Socially Responsible Investment) bond of the year at the annual IFR (International Financing Review) awards.
All business segments, meanwhile, made progress in our Reliable and Responsible Banking programme, which will help us register client data more efficiently and effectively in the years to come. All of this helps us to maintain a moderate risk profile and to avoid serving clients we do not want to serve.
Financial results for 2015
We delivered good results in 2015. The underlying net profit for full-year 2015 was EUR 1,924 million, an increase of 24% compared with full-year 2014. We achieved a cost/income ratio of 61.8% in 2015 (60.2% in 2014). We aim to get the cost/income ratio back in the 56-60% range by 2017. The ROE increased to 12.0% from 10.9% in 2014 and was within the target range of 10-13%. The capital position continued to grow and the fully-loaded CET1 ratio was 15.5%, compared with 14.1% at the end of 2014. We have increased the proposed dividend payout ratio for 2015 from 35% to 40% of the reported full-year net profit, or EUR 0.81 per share. This is EUR 764 million, of which EUR 414 million (EUR 0.44 per share) is proposed as final cash dividend.
We are grateful to our clients for doing business with us and to our employees for their willingness and ability to adapt in times of continuous change. With their commitment and determination, we are confident that the bank is equipped to take on the opportunities and challenges that will come our way in the years ahead.
This is an extract from the Message from the Chairman of the Managing Board in the 2015 Annual Report of ABN AMRO.
Read the full message (PDF 137 KB)


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$47.95 $59.95 (- 20%)
Starbucks? Coffee Canister
Starbucks? Coffee Canister This ceramic coffee canister stores up to one pound of your favorite Starbucks? coffee and helps keep beans fresh. Featuring a soft, creamy white glaze and an airtight stainless steel lid with Siren logo, it makes a beautiful gift for coffee lovers. Hand wash only.
by Starbucks
1 deal available
Room and Bordeaux Bag in Cognac from ModCloth
Between your brilliant pronunciation and your spot-on sense of style, which is exemplified by this brandy-colored shoulder bag, who would ever know youre not a ...
by ModCloth
Batman Hockey Stripe Fitted Ladies' Tee
They originally printed this shirt on powder blue. We decided to wait until they came to their senses before picking it up. Now that it's available in traditional black, we're happy to offer this to all the gadget-loving geek women out there. Utility belt not included. Distressed Batman logo on a black babydoll (fitted) shirt with grey and yellow stripes on the sleeves. Note that this is longer in length than our standard fitted tees. 100% cotton. One of these things is not like the others: Be aware that the Superman Hockey Stripe Babydoll is 50% cotton / 50% polyester, which means it will shrink less in the washer and dryer than the others. Listed in juniors sizing. Note: Please reference the table below to choose your size. S M L XL Chest 30 in. 32 in. 34 in. 36 in. Waist 28 in. 30 in. 32 in. 34 in. Length 24 in. 25 in. 26 in. 27 in.
by ThinkGeek
1 deal available
Save 25%
Magical Thinking Geo-Tinted Candle Holder
"""Glass candle holder in eye-catching geometric shapes we love, from Magical Thinking. Tinted in fresh shades that add a fun pop of color to any space. Candle not included. UO Exclusive. CONTENT + CARE- Includes 1 holder- Iron, glass- Wipe clean- ImportedSIZESmall- Length: 3""- Width: 3""- Height: 3.5""Large- Length: 3""- Width: 3""- Height: 6"",MULTI,L"""
by Urban Outfitters
$12.00 $16.00 (- 25%)