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News Archive
Council Leader welcomes outcome of Parliament vote to retain HIE BoardLeader of The Highland Council, Margaret Davidson (Independent) has welcomed the outcome of the vote yesterday, 17th January 2017, in the Scottish Parliament, on the motion to reverse the decision to scrap the Board of Highlands and Islands Enterprise (HIE). Cllr Davidson said: "This vote sends a strong message to the Scottish Government about their incessant centralising agenda and we would now urge Ministers to reconsider their entire approach.
Clydesdale Bank Branch in Thurso To CloseIn September 2016 CYBG PLC, the parent company of Clydesdale Bank, announced that its branch network would be reducing as part of the Bank's strategy to create a truly integrated digital, mobile, telephone and branch service for its customers. Following last year's announcement, Clydesdale Bank has today confirmed that it will close 40 branches in 2017.
Dingwall & Highland Marts Ltd - Sale 17 January 2017DINGWALL, Dingwall & Highland Marts Ltd., (January, 17th) sold 35 prime cattle. Prime bullocks (11) averaged 208.8p (+2.6p) and sold to 216p per kg and £1,420.40 gross.
Development Opportunity - Old Wick High School For SaleThe property is located in a pleasant residential area and is approximately a 5 minutes walk from Wick railway station and the Caithness General Hospital. The facilities of Wick town centre and the expanding Wick Harbour are approximately a 10 minute walk.
More time to comment on Landscape Appraisals to guide wind energy developmentThe deadline for commenting on The Highland Council's draft Landscape Appraisals to help in the consideration of future proposals for wind energy development is drawing near - but has been extended to 31 January 2017. Two landscape sensitivity appraisals are currently being consulted on: one for the Caithness study area and another covering The Black Isle, surrounding hills and Moray Firth Coast.
Leader raises concerns over handling of emergency calls in the HighlandsThe Leader of The Highland Council, Margaret Davidson has written to the Minister for Community Safety and Legal Affairs, Annabelle Ewing MSP, in relation to the recent press coverage on concerns raised about the handling of emergency calls in the Highlands and Islands. Councillor Davidson said: "It does raise concerns over the Government's decision to close the Inverness Fire control room and transfer responsibility for handling emergency calls to Dundee.
Dingwall & Highland Marts Ltd - Sale 10 January2017DINGWALL, Dingwall & Highland Marts Ltd., (January, 10th) sold 39 prime cattle. Prime bullocks (13) averaged 206.2p (+9.5p) and sold to 217p per kg and £1,407.00 gross.
Dingwall & Highland Marts - Sale 11 January 2017DINGWALL, Dingwall & Highland Marts, (January, 11th) sold 2,324 sheep of all classes. Lambs (1220) sold to £70 gross for Cheviots from South Balkeith, Tain.
£3m investment in wave energy projectsTen wave energy development projects have been awarded a total of £3 million by Wave Energy Scotland. The projects, devised by individual companies and partnerships, will explore the potential of different materials and processes in the production of wave energy converters (WECs); devices that convert ocean waves into electricity.
£6.5m agreed for Orkney research and innovation campusPlans for a multi-million pound research and innovation campus in Stromness in Orkney are set to go ahead after the two organisations behind the venture agreed funding for the project. The 3.75-acre campus will support the growth of existing research and innovation activity and the expansion of companies in Orkney's world-leading marine renewables, energy and low carbon sector.
Work progressing well on new Muir of Ord bridgeWorks are continuing on the construction of the new £3.3M railway crossing in Muir of Ord to replace the existing bridge carrying the A862 over the main Inverness to Dingwall rail line. All 22 prefabricated concrete parapets have now been installed and recent surfacing works to the west of the new bridge has allowed traffic to be switched away from the existing road on to a newly laid temporary surface.
Marine Scotland dragging its feet over closing pay differential for seafarersSeagoing staff working for Marine Scotland lost £3000 of a £5000 retention payment because their management decided to abandon a two-year deal approved by a Scottish Government Reward and HR Policy panel in 2015. Highlands and Islands Labour MSP Rhoda Grant received the information from Marine Scotland when she asked when the panel, which looks into the business case for Government posts, was due to meet again to decide on the remaining £2,000 of the retention payment.
Dingwall & Highland Marts Ltd - Sale 3 January 2017DINGWALL, Dingwall & Highland Marts Ltd., (January, 3rd) sold 31 prime cattle. Prime bullocks (9) averaged 196.7p (-9.9p) and sold to 219p per kg for a 580kg Limousin cross from Drummond Farm, Evanton to Messrs Fraser Brother Butchers, Dingwall and £1,408.75 gross for an 805kg Charolais cross from Shawpark, Glaickmore.
Msp Concerned About Dental ServicesHighlands and Islands Labour MSP, David Stewart, is to contact the Scottish Government about NHS dentistry services after constituents have raised concerns with him recently. The MSP has received complaints about patients being referred from NHS clinics to 'High Street' general dental practices, with NHS Highland unable to give a guarantee that NHS dental treatment will be available at these practices as and when required.
Dingwall & Highland Marts Ltd - Sale 27 December 2016DINGWALL, Dingwall & Highland Marts Ltd., (December, 27th) sold 44 prime cattle. Prime bullocks (6) averaged 206.6p (+0.6p) and sold to 215p per kg and £1,455.30 gross.


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Status: Closed
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first NJ.com user to add photos or videos of Cafe Domenico Pizza Restaurant
Excellent pie; clean; old school Italian. I'm a big pizza fan and have to say this is one of better pizza places in the area.
We have been ordering from Cafe Domenicos for years. They are very friendly and often allow substitutes without trouble. The pizza meets my NYC standards!...
Cafe Domenico Pizza & Restaurant can be found at Us-1 2797. The following is offered: Restaurants. The entry is present with us since Sep 10, 2010 and was last updated on Nov 14, 2013. In Trenton there are 158 other Restaurants. An overview can be found here.
Lrnce Twp

subset: commoncrawl


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Phone: (289) 320-8250
1238 Dominion Road
Fort Erie, Ontario, L2A 1H7
Smoke Grey Stacked Stone Corner 6" x 21 1/4"Stacked stone made of polymer. Pronounced texture of authentic stone. Resistant to extreme variations in temperature, expanding, shrinking, rippling and cracking. No need for maintenance or painting. The color is Smoke Grey and the size is 6 1/8" x 21 1/4" x 15 13/16". This product comes with a limited lifetime warranty.
Ecological Attributes
Environmental Issues
This product is eco-responsible because it reduces the impacts associated with the following environmental issues:
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to see why this product is eco-responsible
There are no significant environmental benefits at this stage in the life cycle.
There are no significant environmental benefits at this stage in the life cycle.
1238 Dominion Road, Fort Erie,
Ontario, L2A 1H7
Need help? Call us at
© RONA 2017, All Rights Reserved


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National Student Lobby
From Wikipedia, the free encyclopedia
|This article does not cite any sources. (December 2009) (Learn how and when to remove this template message)
The National Student Lobby (NSL) was a national legislative advocacy group based in Washington, D.C. It was founded in 1971, and merged with the National Student Association to form the United States Student Association (USSA) in 1978.
|This article about a political organization is a stub. You can help Wikipedia by expanding it.


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iPhone apps
Tap Tap Ants
The FAAD GOLD App by FreeAppADay.com introduces Tap Tap Ants as Today's Featured Free App!>>>>>>> ***1 in game category on India appstore.*** ***1 in game category on Philippines appstore.*** ***1 in game category on Taiwan….. Read more
What's New in Version 2.7.1
Fixed some minor bug.
iPhone Screenshots
Video Reviews
No video review..
Customer reviews
Rated 0/5 based on 3 customer reviews.
0/5 stars
Snuggled write:
0/5 stars
Crash & Reload & Crash again
Robert Carreon write:
2/5 stars
Kinda Boring
guitarheroguy write:
Be the first question this app.
Users Community
The information may be outdated. For actual information go to iTunes
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22 November 2016
Driverless taxis will lead self driving surge
I had that Bill Gates in the back of my taxi once
A report said that millions of professional drivers will lose their jobs as self driving vehicles make their debut.
31 October 2016
Toyota claims to have tamed lithium-ion batteries
Safer and less likely to explode
Engineers at Toyota Motor claim they have tamed the volatile lithium-ion battery and can now enter the all-electric car market.
Published in Wearables
22 July 2016
LG scores Toyota deal
Good news away from the smartphone bear pit
LG has signed a deal with Toyota to supply telematics components for Toyota's upcoming connected vehicles. The deal is good news for LG which needs to step back a bit from smartphones.
25 June 2015
Lexus creates hover board
It could freeze your Nikes
Lexus has created the functioning hoverboard from Back the Future – sort of.
06 April 2011
Apple leans on Toyota
Don't encourage Jailbreaking


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OMG! Adorbz of the Day
OMG! Adorbz of the Day: Keaton writes: "This little boy was rocking the F out for the entire ride from Chambers St. to Myrtle-Broadway, dancing for nearly a half an hour, without a care in the world. Every time he put his hand on his chest like Usher I cracked up."
Rock on, lil' dude. Rock on.
[thanks keaton!]
- Reposted by


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Quality wrap-around band bow ties for ages 2 to 8. Each bow tie is 4 inches x 1 inch. They are made of quality poly
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Boys White Lace Up Square Toe Dress Shoes - Wedding - First Communion


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$231.20 $272.00
Top Secret 12" is a clip in topper that integrates easily with your own hair at the crown to add body and volume. The 9-inch monofilament base is virtually invisible. Take on fresh perspectives and new adventures with this new Jon Renau collection.
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This patented hairpiece features barely waved layers on an easy-to-attach alligator clip-in comb. Tru2Life heat-friendly fiber lets you determine how curly or straight to style the piece. The clip-in attachment...
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The goals of the proposed training program are to recruit and train outstanding graduate students and to prepare them for productive careers in science. The trainers in the "Molecular and Cellular Biology at Dartmouth" Training Program (MCBD) include 53 of the 69 faculty in Dartmouth's largest life science graduate program, the Molecular and Cellular Biology (MCB) Graduate Program. The MCB Graduate Program is an interdepartmental, interdisciplinary program with 137 students. Research areas include biotechnology, cell biology, computational biology, developmental biology, immunology, molecular pathogenesis, neurobiology, regulation of gene expression, signal transduction and cellular metabolism, and structural biology. MCB Graduate Program students and faculty come from nine departments at Dartmouth College, Dartmouth Medical School, and the Thayer School of Engineering. Many faculty in the MCB Graduate Program have long and established training records. The MCBD Training Program faculty was selected based on the strength of their research programs, their commitment to training predoctoral students, and their willingness to participate in the various activities of the MCB Graduate Program. Trainees must satisfy the MCB Graduate Program requirements for the Ph.D., which include three research rotations, a three-term core course, three elective courses, one term of teaching, participation in journal clubs and seminars, training in the responsible conduct of research, a qualifying exam, a yearly Research in Progress presentation, and a thesis defense. The MCB Graduate Program regularly matriculates approximately 25-30 students per year. New efforts to recruit underrepresented minority (URM) students, that include a highly successful Department of Defense-funded Summer Undergraduate Research Program (SURF), were implemented during the current funding period. As a result of these efforts the number of URM students in the MCB Graduate Program increased from one to four, and will further double upon matriculation of the Fall 2007 class. Training the next generation of scientists is essential for maintaining and improving the economy of our country and the health of its citizens. Funds from this program will be used to support young scientists during their training, and to help prepare the next generation of scientists and teachers for productive careers.
|Kuchma, S L; Delalez, N J; Filkins, L M et al. (2015) Cyclic di-GMP-mediated repression of swarming motility by Pseudomonas aeruginosa PA14 requires the MotAB stator. J Bacteriol 197:420-30
|Bridges, Andrew A; Gladfelter, Amy S (2014) Fungal pathogens are platforms for discovering novel and conserved septin properties. Curr Opin Microbiol 20:42-8
|Deng, Lin; Kabeche, Ruth; Wang, Ning et al. (2014) Megadalton-node assembly by binding of Skb1 to the membrane anchor Slf1. Mol Biol Cell 25:2660-8
|Kabeche, Ruth; Roguev, Assen; Krogan, Nevan J et al. (2014) A Pil1-Sle1-Syj1-Tax4 functional pathway links eisosomes with PI(4,5)P2 regulation. J Cell Sci 127:1318-26
|Roy, Sarah H; Tobin, David V; Memar, Nadin et al. (2014) A complex regulatory network coordinating cell cycles during C. elegans development is revealed by a genome-wide RNAi screen. G3 (Bethesda) 4:795-804
|Ballok, Alicia E; Filkins, Laura M; Bomberger, Jennifer M et al. (2014) Epoxide-mediated differential packaging of Cif and other virulence factors into outer membrane vesicles. J Bacteriol 196:3633-42
|Hatch, Anna L; Gurel, Pinar S; Higgs, Henry N (2014) Novel roles for actin in mitochondrial fission. J Cell Sci 127:4549-60
|Guo, Bingqian; Gurel, Pinar S; Shu, Rui et al. (2014) Monitoring ATP hydrolysis and ATPase inhibitor screening using (1)H NMR. Chem Commun (Camb) 50:12037-9
|George, Carolyn M; Bozler, Julianna; Nguyen, Huy Q et al. (2014) Condensins are Required for Maintenance of Nuclear Architecture. Cells 3:865-82
|Amacher, Jeanine F; Cushing, Patrick R; Brooks 3rd, Lionel et al. (2014) Stereochemical preferences modulate affinity and selectivity among five PDZ domains that bind CFTR: comparative structural and sequence analyses. Structure 22:82-93
Showing the most recent 10 out of 76 publications


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Item #1: Drink Less.
Item #2: Do More.
Item #3: Get S*** Together.
Item #4: Buy dog. Give him clever British name.
Filmmaking! That's my passion.
So naturally, I'm a corporate lawyer. For now.
To the guys cradling small furry animals in their OkC profile pictures: I see what you did there. Well played, sir.
Played volleyball in college and overseas, until my shoulder decided it was done. So it goes.
I need structure, but dread routine. It kills the soul.
My spirit animal is Maya Rudolph.
I used to throw impromptu solo dance parties whenever I became too boring or serious. Then I aged out of such shenaniganry. Bringing it back.
Born and raised in Orange County, CA.
Studied abroad at Oxford. One word: Hogwarts.
I will live in London at some point before I die. Oslo would be nice too.
SkyMall is underrated.
I have a hate-hate relationship with the word "should"...
...and those little leaflets that fall out of magazines when you pick them up to browse at the store.
"Oops" is better than "what if."
2) Plotting my jump off the Conveyor Belt.
3) Living, laughing, and loving #blessed
2) photo-bombing.
3) playing music by ear.
4) accents.
5) sport.
Tall-ish. Beady pebble eyes.
I secretly aspire to moonlight as a trap music DJ. Sensei welcome.
Books: I'm a bookworm, so the list is too long. But Tolkien changed my life when I was 12.
Dear George R.R. Martin, Please finish the next GoT book. In the meantime, I'll be re-reading the series. K thanks.
Movies: LOTR. Godfather Part I. Spirited Away. O' Brother Where Art Thou. Gladiator. Napoleon Dynamite. Zoolander. How To Train Your Dragon. Fantasia (the 1950's original). Step Brothers. The Other Guys. Anything Adam McKay. Anything Ridley Scott (update: except Exodus). Anything not Michael Bay. Star Trek. Midnight in Paris. Annie Hall. Frozen. Mulan. Pulp Fiction. 12 Years a Slave.
Virunga: the power of visual storytelling in a nutshell.
Shows: GoT. Sherlock. Louis. Adventure Time. 30 Rock. House of Cards. Homeland. The West Wing. The League. Monty Python's Flying Circus. Battlestar Gallactica (yep). Fresh Prince. 90's Nickelodeon. Avatar. Portlandia. Bob's Burgers. not The Wire.
Stranger Things: the only show I've binge-watched twice.
Food: The unofficial state foods of CA: Mexican and fro-yo.
Glüwein. It warms the soul and tastes like Christmas.
Podcasts: How Did This Get Made. Comedy Bang Bang.
2) something to look forward to
3) a day completely to myself
4) a creative outlet
5) yoga pants
6) the ability to laugh at myself
- My original Gameboy, and why/how/when it went missing. 97% sure it involved my mother and Goodwill.
- A bluegrass-hip-hop compilation.
- The next step.
*Note: Not to be confused with dance parties. Those are awesome. Especially impromptu ones.
- Once upon a time, in the Land Before Facebook, pictures were taken. Pictures with horizontal peace signs, pouty lips,
and heads tilted jauntily to the side. Any and all evidence of said pictures has since been destroyed.
... I could say they were taken ironically, but that would be a lie.
I would say "don't judge," but I fully expect judgment here.
- I'd be sorted into Slytherin.
2) One of your photos is a shirtless selfie taken in front of a mirror.
3) You're a fan - or at least a disciple - of the Comfortable Silence.
4) You don't own anything that cleverly misappropriates Britain's WWII mantra.
5) Social media slightly overwhelms you too.
6) #3 under "What I'm Doing With My Life" made you hate me a little bit.


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Category Archive for: 'Harvest'
Sun Print Napkins
Combining the beauty of nature, the magic of photography, and the softness of textiles to create these sun-printed napkins makes for a true blue weekend project.Read More
Painted Ceramic Berry Basket
This ceramic berry basket cost about the same as the ones at Anthropologie or Williams-Sonoma, but since it can be personalized at a paint your own pottery shop, it also includes an afternoon of fun.Read More
Tarragon Pickled Beets
Here is a small batch of pickled red beets that will be gone in a flash. If you choose to make enough to stock the pantry, they taste even better after a few weeks.Read More
Grow Your Own Perennial Herb Container Garden
Love herbs? Me too! They grow well in containers and so you can grow them anywhere! But if you want them to come back year after year, here is how to grow a perennial herb container garden using the right soil, plants, and growing conditions. Plus you'll learn which herbs to plant for the best results. For years now I …Read More
How to Harvest Rhubarb
Harvest your rhubarb the right way to ensure your plant will continue to be fruitful.Read More
How to Make a Grapevine Wreath
Store bought grapevine wreaths are not that expensive but if you have vines growing in your garden they are a family-friendly start to a weekend project. Of course grapevine (Vitis spp.) is the most popular wood for making vine wreaths. For this project I used cuttings from a Virginia Creeper (Parthenocissus quinquefolia) that trails along a shady fence. It is a bit …Read More


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June 24th, 2014
Episode 569 of 1108 episodes
The Voice recap with Johnny Rollins, Chrissie made a purchase on Ebay that smells so bad she's had to throw it out the front of the house in a tied up garbage bag & nudists!
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Welcome to the daily audio workout for your head.


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CS - no allergies.
I was a VB baby & I am allergic to eggs.
CS - no allergies.
I was a VB baby & I am allergic to eggs.
Four caesareans, zero allergies.
ETA Actually, DS1 has hay fever. But so do I, and I was a VB.
Last edited by lambjam; 25-02-2013 at 17:26.
C sec...no allergies or asthma or any health issues
1 VB & 3 c/s with no allergies except DD3 breaks out in a rash if she wipes her mouth with wipes.
My 2 brothers and myself were c/s and none of us have allergies.
both my c section babies were allergy babies.... however ive since discovered dh's family have a history of allergies so it's his fault. Of course their good looks and intelligence is from my side
VB - highly likely he has an allergy causing his eczema. Not sure what though.
Not mine, but my friend has had a vb and csection and only her vb baby has allergies.
DS1 - VB - Allergies
DS2 & 3 - C/section no know allergies
DS 4 C/section - no know allergies
I was natural birth and have lots of allergies, DS was a natural birth and has lots of allergies.
2 x cs babies.
DD1 has no allergies at all, DD2 has eczema but that runs in DH's family.
Actually with all the allergies and intolerances in DHs family I'm amazed we only have one child with eczema!
4 Caesars, three living children, not an allergy between them
I was a VB and I am allergic to beestings and horseradish and have grown out of an anaphylactic allergy to kiwifruit.
Pregnant for the first-time?
Not sure where to start? We can help!
Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!


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Altered Mechanotransduction in FOP Progenitor Cells Abstract Rare genetic disorders, although directly impacting relatively small segments of the population, are caused by mutations in genes with such critical importance that changes in their functions are rarely tolerated, providing unique insight into fundamental cellular mechanisms. One such disease, fibrodysplasia ossificans progressiva (FOP) is caused by misregulated control of cell fate decisions that lead to congenital skeletal malformations and progressive disabling extra-skeletal (heterotopic) endochondral ossification. We determined that all familial and sporadic cases of classic FOP carry the same heterozygous mutation in ACVR1/ALK2 (R206H;c.617G>A), a cell surface receptor that mediates signal transduction of bone morphogenetic proteins (BMPs). Our data show that ACVR1 R206H activates the BMP pathway, at least in part, through mildly activating BMP- independent signaling. Commitment and differentiation of progenitor cells are regulated by signals from the tissue microenvironment that direct cell fate to specific lineages, including BMPs that are established regulators of early development and cell differentiation. However, cells exist in vivo in a mechanical environment, experiencing local microenvironments of varying elasticity/stiffness and dynamic mechanical signals (such as tensile deformation) through physiologic activities. These mechanical signals can also direct cell fate decisions, and are mediated through some of the same pathways that transmit signals from classical soluble factors/cytokines. We propose that the R206H ACVR1 receptor mutation enhances progenitor cells to be more responsive to interactions with molecular and mechanical modulators of cell differentiation, and that in patients this enhanced sensitivity can trigger and/or mediate active episodes of endochondral bone formation. We hypothesize that enhanced BMP signaling by the ACVR1 R206H mutation alters the normal cell differentiation "set-point" of mesenchymal stem cells, increasing the sensitivity of these cells to microenvironmental mechanical cues that modulate cell fate decisions. A new multi-disciplinary team of investigators will work together on this BIRT proposal to accomplish two specific aims.
Aim 1 : To investigate the chondrogenic response of Acvr1R206H mutant cells to static mechanical forces and altered cell mechanics in the cell microenvironment.
This Aim will examine differences in the internal cellular contractile machinery in cells with and without the Acvr1R206H mutation, and their response to changes in the elasticity (substrate stiffness) of the niche.
Aim 2 : To investigate the chondrogenic response of Acvr1R206H mutant cells to active mechanical forces (cell deformation) from the cell microenvironment.
This Aim will examine the interactions of the ACVR1 R206H mutation with externally applied mechanical forces that alter cell shape (tensile deformation of the niche). The proposed highly innovative investigations will be conducted by a new and synergistic, multi- disciplinary, and interactive research team in order to identify regulatory mechanisms controlling cell differentiation and provide the foundation for establishing a new and innovative multidisciplinary research program.
We will investigate the influences of cell mechanical and growth factor/cytokine signals on the regulation of cell fate decisions that cause disabling extraskeletal bone formation in the human disease fibrodysplasia ossificans progressiva (FOP). Such knowledge will stimulate development of more effective therapies for FOP and for common disorders of extra-skeletal bone formation, such as those caused by motor vehicle accidents, injuries to the head and spinal cord, and war wounds - disorders that plague both the civilian and military population of our nation.
|Culbert, Andria L; Chakkalakal, Salin A; Theosmy, Edwin G et al. (2014) Alk2 regulates early chondrogenic fate in fibrodysplasia ossificans progressiva heterotopic endochondral ossification. Stem Cells 32:1289-300
|Haupt, Julia; Deichsel, Alexandra; Stange, Katja et al. (2014) ACVR1 p.Q207E causes classic fibrodysplasia ossificans progressiva and is functionally distinct from the engineered constitutively active ACVR1 p.Q207D variant. Hum Mol Genet 23:5364-77
|Pignolo, Robert J; Shore, Eileen M; Kaplan, Frederick S (2013) Fibrodysplasia ossificans progressiva: diagnosis, management, and therapeutic horizons. Pediatr Endocrinol Rev 10 Suppl 2:437-48
|Kaplan, Frederick S (2013) The skeleton in the closet. Gene 528:7-11
|Chakkalakal, Salin A; Zhang, Deyu; Culbert, Andria L et al. (2012) An Acvr1 R206H knock-in mouse has fibrodysplasia ossificans progressiva. J Bone Miner Res 27:1746-56
|Kaplan, J; Kaplan, F S; Shore, E M (2012) Restoration of normal BMP signaling levels and osteogenic differentiation in FOP mesenchymal progenitor cells by mutant allele-specific targeting. Gene Ther 19:786-90
|Shore, Eileen M (2012) Fibrodysplasia ossificans progressiva: a human genetic disorder of extraskeletal bone formation, or--how does one tissue become another? Wiley Interdiscip Rev Dev Biol 1:153-65
|Zimmer, Julia; Doelken, Sandra C; Horn, Denise et al. (2012) Functional analysis of alleged NOGGIN mutation G92E disproves its pathogenic relevance. PLoS One 7:e35062
|Kan, Lixin; Lounev, Vitali Y; Pignolo, Robert J et al. (2011) Substance P signaling mediates BMP-dependent heterotopic ossification. J Cell Biochem 112:2759-72
|Kaplan, Frederick S; Lounev, Vitali Y; Wang, Haitao et al. (2011) Fibrodysplasia ossificans progressiva: a blueprint for metamorphosis. Ann N Y Acad Sci 1237:5-10
Showing the most recent 10 out of 57 publications


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Doctor insights on:
5 Point Harness Booster Car Seat
Which type of car seat is the most safe, a harness or a shield?
5 Point Harness: A 5 point harness system is always considered safest. Make sure your child's weight and height meet the specifications of your car seat. ...Read moreSee 2 more doctor answers
Child safety harness with booster seat - is it better to use or not to use?
Pick your crash ??: The 5 point restraint belts are now available in safety seats up to 80+ pounds from some sources. These systems offer the broadest range of protection from rollover, side impact, front or rear impact crashes. Simple boosters offer little protection during rollover or side impact events. I go for the best possible protection, since no one can pick their crash. ...Read more
Child. Age 3.5yrs. Mass law. 41.4 lbs how much until she's out of a car seat and in a booster seat in back?
Booster seats: You can safely switch your child to a booster seat if she's at least 4 years old and she weighs 40 pounds or more or has grown too tall for her car seat (when her shoulders are higher than the top set of harness-strap slots in the car seat's back). ...Read more
Is it alright to use a harness on a young child? People glare at me like I have a dog on a leash!
Be practical: Today's harnesses are often disguised as a cute back pack but the doberman setup is fine. No matter what looks you get, I'd rather control a darter around traffic or the busy mall than face a traffic fatality or abduction. I saw my first one 3 decades ago and was surprised and concerned. Years later, I have watched a darter die in the ICU that a harness would have saved. ...Read moreSee 1 more doctor answer
Is it common to have a new baby that has to wear a harness for a problem hip?
Yes: Babies can be born with dislocated hips ( hip dysplasia) and the treatment is to keep them in a frog leg postion by use of a harness. After several months this can correct the problem. ...Read more
Last nite i grabbed my misbehaving pup by the harness and he twisted. My hand popped and i had a sharp pain go thru my hand, to the elbow.
Many causes: Dislocated wrist? Ruptured ganglion cyst? Torn extensor tendon? Only a good exam will reveal the cause. Is your hand swollen now? Do you have full range of motion and strength now? ...Read more
Why don't people use nicotine gum/lozenges to harness the power of nicotine to improve certain cognitive tasks?
Nicotine: On its own has bad effects. It causes high bp, deposition of cholesterol, ulcer, probably correlates with urinary bladder cancer, lung problem, heart problem, etc., what you are asking for has no real basis and no controlled study to prove it. I can promise you I am more intelligent and more successful than any of my siblings, and i was the only one who did not smoke. ...Read more
Could a hypermobile joint syndrome contribute to a liver laceration from a high ropes course harness where nothing appeared to go wrong with the stunt?
Seems unlikely...: But your question involves a lot of speculation. If you have a liver laceration this requires medical attention. ...Read more
I have multiple myeloma and am enduring chemotherapy with a new drug (to the nhs) revlimid (lenalidomide). Are there any drug/supplements to harness my immune sys?
Follow MDs advice: Lenalidomide is an immunomodulatory drug (imid), so it is "harnessing your immune system". I would re-word the question as what drugs should I take to optimize my myeloma treatment? Lenalidomide (revlimid) is a very effective drug alone or with other drugs. Myeloma patients are at high risk of infection with or without therapy. Anti-viral drugs (acyclovir, valacyclovir) can reduce risk of shingles. ...Read more
Can a slight underdeveloped hip joint heal naturally in an 8 week old baby without the palvic harness?
Hip dysplasia: It is very important that your baby be seen by an orthopedic doctor to make this discussion. Hip dysplasia can be serious and if not treated or followed closely by a specialist, the possibility of surgical correction is a risk. ...Read moreSee 1 more doctor answer


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The enhanced campaigns AdWords rollout has drawn mixed sentiment among advertisers. You need only monitor #enhancedcampaigns on Twitter to see the full spectrum of thoughts from opinionated PPC practitioners.
Some marketers have found the silver lining amid the anguished cries of others, but ultimately all will be forced to accept the good and bad of enhanced campaigns.
For the past few weeks, AdWords has held webinars to shed some light on what the new campaign structure and features will mean for advertisers. They've discussed users' constant connection in varying contexts (time of day, device, and location) through multiple devices as the impetus for enhanced campaigns. Many of the new features are geared toward giving marketers the ability to best match customer context to their performance marketing objectives.
This post will examine the changes and updates specific to call and sitelink ad extensions. We'll begin with call extension.
Call Extension Updates
There are three extension types available focused on generating calls:
- Call extension
- Call extension with call only
- Location extension (local focused)
Let's say you have a call center open between 8 a.m. and 5 p.m., Monday through Friday. You can now schedule your call extensions to only show during those times.
Phone Call Conversions
Using Google forwarding numbers, advertisers can track phone conversions simply by specifying the duration of the call in seconds.
Call Only Option (Only for Cell Phones)
For businesses without a mobile ready site or those looking to drive business primarily through phone calls, there is the option to only show the phone number rather than both the site and phone number.
Phone Numbers Varied by Keyword
Call extensions can now be set at the ad group or campaign level. Setting the phone number at the ad group level allows different phone numbers to be shown for different keywords.
Previously, call extension metrics were reserved for desktop and tablet calls. Now, mobile data will be included in these reports as well if the call extensions use a Google forwarding number. Also, since not all clicks-to-calls result in a placed call, reporting will include actual placed mobile calls in addition to mobile click-to-call data.
Phone Numbers Not Allowed in Description Line
Since advertisers can easily use call extensions across all devices, phone numbers will no longer be allowed in the description copy. Why use valuable ad real estate inserting a phone number when call extensions can generate call traffic and track performance as well?
Google Forwarding Numbers are Free!
In the past, desktop and tablet campaigns using Google forwarding numbers were charged a $1 fee per call. Not anymore.
Sitelink Extension Updates
Legacy campaign sitelinks will need to be manually updated once a campaign has been migrated to enhanced campaigns. For the time being, both legacy and enhanced sitelinks can be managed in one place.
Create at the Ad Group Level
The option to create sitelinks at the campaign level is still available, but the update essentially allows multiple sets of varied sitelinks within one campaign. In other words, sitelink organization that once took multiple campaigns can now be handled within one. If you have both campaign and ad group sitelinks live, the ad group level extensions will trump campaign.
Enhanced campaigns can house up to 20 sitelinks per ad group, as opposed to the previous cap of 11 per campaign – this is a dramatic expansion worth taking advantage of.
Individual Review
Sitelink blocks are a thing of the past. Enhanced campaigns allow for sitelink management down to each individual sitelink. This also means that individual sitelinks go through the approval process, as opposed to a whole block.
Individual Sitelink Performance Reporting
The added granularity of individual sitelinks also makes possible performance reporting at the sitelink level.
Schedule & Rotate
Similar to the call extension scheduling feature mentioned above, sitelinks can also be scheduled for certain hours and days of the week.
Character Limit Reduced
The new character limit for sitelinks has been reduced from 35 to 25. Brevity is crucial.
Wrap Up
While enhanced campaigns bring several useful updates, there are also some glaring inefficiencies:
- Mobile Keyword Level Bidding: The new structure uses bid multipliers to set mobile bids at the campaign level. The issue is that not all keywords perform the same. To correctly manage performance, bids need to be set at the keyword level. The alternative is to bucket similarly performing keywords into their own campaign in order to set bid multipliers accordingly.
- Desktop ≠ Tablet: AdWords says the desktop and tablet ecosystem is changing. The line between the two devices is blurring. While the data supports the claims regarding the trend between the two devices, AdWords has decided to change its product to answer this trend before the ecosystem has fully evolved. The future is now… according to Google, anyway.
The issue here is many see noticeable differences in CPAs across these devices, myself included. While this margin may close in the future, it is still very much a gap I would like to control. AdWords is more focused on user context than the devices they are using, meaning understanding when and where users are looking for answers is more important than if they are using a tablet or desktop.
By this summer, all advertisers will need to come to terms with the new campaign structure. The best thing we can do is to keep sight of our core marketing objectives and begin to understand how to maintain performance with the coming changes and new campaign architecture.
Image Credit: ©violetkaipa/Fotolia.com
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Apple iPhone "Hello" Ad
Whether you're a Mac fan or not.
Whether you think the iPhone is the coolest thing, or a flash in the pan…
You've got to check out the iPhone "Hello" ad… it was played during the Oscars, is featured on the Apple website, and is posted multiple times on YouTube. It's clever and fun.
It features "Hello" clips from a myriad of different movies… It's neat to watch and recognize the different characters and movies. (I'm certain someone has already mapped which films the 'hello' clips are from).
It's also fun to watch the phone itself progress from that big, black box on the wall to the closing image of 21st Century technology – the iPhone.
It's amazing to witness the progress of telephone communication… That 'black box on the wall' had to be hand-cranked to generate a spark to signal a local live operator. She would ask who you're calling and would then connect you to a series of other human operators… each plugging in another wire until they daisy-chained you to the person you wanted to reach. Back then, they could never imagine where we are today. I'm certain we can't imagine where we'll be in only 10, 15 and 20 years from now.
Visit the Apple website for the high-quality Quicktime versions of this commercial.
RSS Subscribers click here.


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The Ace Runner
Weight Loss Plans for Runners
Running Shakes & Runner Diet Plans..
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Personalised with Help, Advice & Support ...
We specialise in helping clients lose weight combined with running
Our running shakes and runner diet plans are quick to make, easy to follow, will help you feel great and designed to help you get the best possible running results.
3 Different Options...
There are 3 different running diet plans, depending on your objectives.
Simply select the running meal options from below:
Regular RunningEasy Runners Diet Plan
Trail, Mud or Ultra RunningSpecialised running diet plans
Running to Lose Weight ?The Runners Weight Loss System
New to Running ?
Often just very simple changes to how you run, what you wear and what you eat can have a major impact on your running success and help you look good running. Below you will find the 3 basic items to focus on:
- How to start running when out of shape - The 6 key elements that will help you get the best results.
- Sexy running technique - How to identify your natural running technique.
- Sports geek or Classy runner ? - Find out what clothes to wear to look your best.
3 Different running ideas
Yes, simply 'going out of the gate' and running the same route is easy.
But there are a number of alternative running methods that are more effective, a lot more fun and enjoyable and even better for your body, fitness and shape.
Why not have a look at the top 3 running guides:
- What is trail running - Why it's better for you than 'normal running'.
- What is mud running - A form of running that is great for your shape and strength.
- What is ultra running- Why ultrarunning is a lot more fun than a marathon.


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Edit Article
wikiHow to Complete the Prince Ali Rescue Quest in RuneScape
Are you having trouble with the Prince Ali Rescue Quest in Old School RuneScape? Do not worry: it is not the most straightforward free-to-play quest in the game. Luckily, this article will help you to do everything right first time.
1Start the quest by speaking to Hassan, standing inside the palace in Al-Kharid.
2Speak to Osman the spymaster, outside the palace, as Hassan asks you. He will tell you a whole list of items you need if you are to rescue the prince. They are:
- rope
- skin paste
- a pink skirt
- a blond wig
- a duplicate of the prison door key
3Talk to Leela, Osman's daughter, waiting close to the prison in Draynor Village. She will give you more advice on the items you need to get.
4Go to Ned in Draynor Village, and buy a coil of rope from him, for 15 coins. Also, speak to him about making other things from wool and ask him to make a wig for you. He will ask you to get him three balls of wool for it. You can make the 3 balls of wool from using the spinning wheel in Lumbridge, which can be obtained from sheep and some sheers.
5Go to Aggie the witch in Draynor Village, and talk to her about making a skin paste for you. She will ask you to bring her flour, ash, water and redberries. Also talk to Aggie about making you some yellow dye. For this she will ask you for two onions, and five coins.
6Travel to Varrock. When you are there, buy or get the following items (see the Tips below as well):
- Two onions
- A bunch of redberries
- a pot of flour
- a heap of ashes
- a jug of water
- a pink skirt
- a bar of bronze
- three beers, which you can buy from the Blue Moon Inn
- soft clay
7Travel back to Draynor Village and get your wig made from Ned.
8Speak to Aggie again and get her to make the skin paste. Also hand over the two onions and five coins for some yellow dye.
9Use the yellow dye in your inventory on the wig to dye it blond.
10Go to the prison east of Draynor and enter it, to where Lady Keli is keeping the Prince prisoner. The guards are level 26: bank your items and take food and weapons with you, if you think they can kill you.
11Flatter Lady Keli until she lets you hold her prison key for a second. When this happens, you will take an imprint of it with the soft clay in your inventory. You must have the clay in your inventory for this to work!
12Travel back to Al-Kharid with the imprint and the bar of bronze in your inventory.
13Speak to Osman and he will make the duplicate key for you.
14Go back to Leela and she will give you the key. Now you are ready to free the Prince.
15Enter the prison again with the necessary items:
- the blond wig
- the skin paste
- the pink skirt
- the rope
- the duplicate key
- the three beers
16Use the rope on Lady Keli and tie her up.
17Talk to Joe the door guard and give him the three beers to get him drunk.
18Use your duplicate key to open the door to Prince Ali. Talk to him and disguise him to get him out.
19Travel back to Al-Kharid and speak to Hassan to claim your reward.
20Now you can go through the Al-Kharid toll-gate for free!
Community Q&A
Ask a Question
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If this question (or a similar one) is answered twice in this section, please click here to let us know.
- Redberries can be picked from the bushes south of Varrock. You can also buy them from the Port Sarim food shop, if you don't want to risk being killed by Dark Wizards.
- Thessalia in Varrock sells pink skirts in her shop for two coins.
- It is best to bring a few extra beers, in case you drink one of them by accident.
- Watch out for the prison guards. They are aggressive and can kill you if you're low-levelled (a bigger insult since the jail is multi-combat, which means more than one guard can kill you). Bring some food and your best armour when freeing Ali from jail.
- You have a limited amount of time to free Ali from the jail, before Lady Keli respawns.
- Do not enter the jail after the quest, as Lady Keli will recognize you and order her guards to kill you.
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No matter how bizarre a vertebrate is, it receives only three types of incoming sensory data: chemical (smell and taste), electromagnetic (light, and electric and magnetic fields) and movement (touch and sound).I'd never quite looked at it this way before, but of course it is right. The only bit I don't understand is what organ we use to detect electric and magnetic fields. Maybe we don't. Maybe this is the preserve only of pigeons, which have been shown to have lodestone like sensors in their brains. Interesting though.
31 January 2008
Mammal Senses
26 January 2008
US TV Network Fined $1.4m for Nudity
Pleeaase! How pathetic can this get? Get a life!
Inappropriate Christian Kitsch
What on earth can the designers have been thinking of? No, maybe don't answer that. :-)
24 January 2008
Camel Cavalry
It is captioned "Members of India's Border Security Force rehearse … for the Republic Day parade in Delhi on Saturday". This is the sort of pomp and fancy dress which only the British, and the Raj, do so brilliantly.
20 January 2008
I made the comment that I am glad my parents didn't have me circumcised. I won't say that their decision was great foresight: from my observations the rate of male circumcision of my generation in the UK is somewhere around 30-40% (amongst Americans it is more like 80%), and moreover my father was also entire so probably didn't feel there was any "precedent" to follow. So my parents weren't exactly bucking a trend (medical or otherwise). But I'm still glad that I'm entire; I like being entire; I'm comfortable with my "male apparatus" and I would never have inflicted circumcision on any son I might have had.
But there is one thing I do not understand about our western culture. Female circumcision, as still practiced in many parts of Africa especially, is considered barbarous, a violation of a woman and abuse. And I have to agree; it is all of these. And yet, male circumcision is considered much more (though not universally) acceptable; even those who are against male circumcision don't generally have "screaming fits" about it the way they do over female circumcision. It is even being advocated as a way of constraining the spread of HIV, as I've blogged before. Why is this? I do not understand how one can be considered barbarous and the other acceptable.
OK, so before anyone screams at me let's be clear. Male circumcision (at least as we practice it in the western world) is generally performed on the very young, by a surgeon, often with anaesthetic, in a sterile surgical environment; hence immediately post-operative complications are rare, although no-one seems to agree about the long-term effects on sexual function. Even if performed later in life male circumcision is a proper medical procedure. This contrasts with the vast majority of female circumcision in the developing world, where the operation is mostly performed by the medically unskilled, without a sterile environment, seldom any anaesthetic and mostly against the will of the female concerned who often has to be physically restrained. Needless to say post-operative complications appear to be the norm rather than the exception and death is not uncommon. The UN and WHO now use the term Female Genital Mutilation (FGM) when referring to female circumcision, but make no comment on male circumcision
But I still don't see how it is acceptable for parents to have an infant boy routinely circumcised without any immediate medical necessity – as is still widely practiced in the USA. And I include in that the religious practices of both Judaism and Islam – albeit I can understand how male circumcision may have originally arisen in an ancient, hygienically-challenged, desert community, even if this was based on a false premise.
Having started writing this I found a good couple of paragraphs at the History of Circumcision which sum up my dilemma:
So here we have it. The two "procedures" while different are the same. So why is it OK for males to be circumcised but not females? Even after reading a number of worthy websites on the subject I still do not understand.
Given the similarities between the male and female genitals, the nature of the surgery and the justifications offered, it is surprising that male and female circumcision enjoy such strikingly different reputations, at least in Anglophone societies: the first, a mild and harmless adjustment which should be tolerated, if not actively promoted; the second, a cruel abomination which must be stopped by law, no matter how culturally significant to its practitioners. If you call circumcision of boys male genital mutilation, you are accused of emotionalism; if you fail to call circumcision of women or girls female genital mutilation you are accused of trivialising the offence. While the United Nations, Amnesty International and other international agencies spend millions on programs to eradicate FGM, they have never uttered a word against circumcision of boys.
It might be thought that the reason for this double standard lies in the greater physical severity of female circumcision, but this is to confuse cause with effect. On the contrary, it is the tolerant or positive attitude towards male circumcision and the rarity of female circumcision in western societies which promote the illusion that the operation is necessarily more sexually disabling, and without benefit to health, when performed on girls or women. It is, of course, also true that the term female circumcision is vague, referring to any one or more of a number of surgical procedures.
… …
But it should be remembered that the most extreme forms of FGM are rare, and that male circumcision in general is far more common on a world scale than female: about 13 million boys, compared with two million girls annually.
… …
Given the respective numbers of victims involved and the fact that some circumcisions are worse than some instances of FGM, there is no justification for perpetuating the gender discrimination which has characterised discussion of these issues.
… …
To compare female and male circumcision is not to trivialize the enormity of the first, as some feminists seem to fear, but to recognise that the physical and moral similarities between the two are very real.
PS. Anyone who wishes to delve a little deeper might like to start with:
Self-Portrait of a Foot with Thirteen Things
One of the groups I belong to on Flickr is called "Thirteen Things". The idea is to post a self-portrait with a list of thirteen things about oneself. This photo and list are my first contribution, posted a couple of days ago.
Amazing the things one thinks to do when getting bored in an hotel room!
As this is my foot I thought I'd use this for my first "Thirteen Things" list. So here are 13 Personal Things About Me ...
- I'm an only child
- I've changed a lot over the years; even my boss says I've mellowed! I used to be very angry and lose my temper a lot, I've learnt to let things wash over me and go with the flow; tho' I do still get irritated and frustrated and swear a lot.
- I love the smell of grapefruit, coconut oil, bacon cooking, fresh bread, the sea, wood smoke, frying garlic & onions.
- I hardly ever drink coffee.
- I lost 20Kg between summer 2007 and New Year 2008, but i'm still obese.
- I was born with a deformed right index finger-nail; I've now had it permanently removed.
- I have a third nipple.
- My parents didn't have me circumcised, for which I am very grateful.
- I wasn't baptised as an infant. I took the plunge myself at 22 (eeek, that's 35 years ago!) when I joined the Roman Catholic church. I've since converted to atheism.
- I've worn glasses since I was 14; it doesn't bother me and I can't imagine switching to contact lenses.
- I have never driven a car or a motorbike.
- I'm actually boring, shy and introverted, although many people find this hard to believe.
- I have type 2 diabetes.
16 January 2008
Two Wonderful Images
First off a stunningly beautiful hermit crab from Thomas Laupstad at Photos from Northern Norway.
And secondly a really gorgeous tiger from the award winning French Toast Girl.
15 January 2008
Zen Mischievous Moments #137
Spotted today on the Ocado (aka. Waitrose) supermarket website.
13 January 2008
His Excellency Harry the Cat
White Bra Man
08 January 2008
Avoid Emptying Your Dog
03 January 2008
Depressing and Predictable
Bystander over at The Magistrate's Blog comments in his usual forthright and perceptive style:
... what is most depressing about this is the entire lack of any reasoned debate. Whenever the drugs issue comes up, the tabloids and some of the rent-a-quote politicians ... go into a knee-jerk rant mode ...
We have now reached the position where there is no chance of any rational approach to our fellow citizens' increasing appetite for chemical stimulation.
Our politicians long ago gave up leadership, in favour of a marketing-led approach dependent on focus groups and polls.
... elected politicians ... are terrified of upsetting anyone.
The 'War on Drugs' has become like the later stages of the Vietnam war: it's unwinnable, but nobody has the guts to admit it ...
I really couldn't have expressed it better myself, even with all day to think about it!
However the "intemperate attacks" are precisely why I think Brunstrom is wrong. The legalisation he is advocating won't happen; the tabloid press and the tabloid politicians will ensure it doesn't; they'll drown out anyone who dares to think about the subject.
02 January 2008
Drugs to be Legal in 10 Years?
- Over 50% of all recorded crime is caused by people feeding a drugs habit.
- Despite drug misuse falling (slowly) because of better treatment programmes it is still causing a £20bn a year hole in the country's finances.
- Portugal has already gone the legalisation route
- And it is being talked about elsewhere in the world (although the article doesn't specify where!).
But interestingly there is one argument which hasn't been used – and which is sometimes used for the legalisation of cannabis: if it is legal you can regulate the supply (by licencing sellers) and you can tax the proceeds. That has to be powerful: stop large swathes of crime, save £20bn a year, and generate income as well.
Even so, personally, I can't see it happening. I cannot see any politician sticking their neck out and advocating such a policy, let alone voting for it. The legalisation of cannabis I think will come, although it may take a while yet. However I'm not sure that the legalisation of heroin, cocaine, etc. isn't a step too far even for me, at least at present. But it is an interesting idea, and one worthy of discussion. And hoorah for a senior plod who has enough foresight to be able to think outside the box!


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- Product Details
- Fabric Estimator
- Rewards
Presenting a novelty grouping of French terry wool knits closely resembling that of a thick boiled wool. Made from a blend of wool and polyester, this material is luminous, textural and stretches solely in the weft. With its flimsy structure, this knit must be lined if used for outerwear applications. Uses for this textural delight may include jackets, vests, capes, etc. Note: This novelty knit can be machine washed, but should not be bleached or tumble dried. Drip dry this material and iron on high. If you opt to dry clean this fabric, do so using solvents as excessive water-based or detergent-based cleaning methods may cause excessive shrinkage. Keep in mind that water stains might become permanent. Frequently brush or vacuum to prevent build-up.
Color: Red
Width: 58"
Content: 50% WOOL, 50% POLYESTER
Learn about fabric careHOW TO CARE FOR WOOL FABRICS: Dry-cleaning is recommended, though some wools can take hand washing. Always test a swatch first if you are going to care for your wool fabrics at home rather than using a drycleaner. Many of the fine wools Mood sells online and in-store have already been "sponged," or preshrunk, but you can preshrink your wool if necessary. Mood recommends taking your uncut wool fabric to the drycleaners and asking them to steam it for you, which will safely preshrink it more effectively than you can using home methods. Mood strongly recommends test-laundering a swatch, if you plan to wash your garment or home furnishings yourself.
PLEASE NOTE: The above numbers are estimations only. Please take into account garment size, lining and fabric width.


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It's Fri-Yay, and I couldn't be more excited to introduce this new recipe just in time for the weekend!
Tag Archives: chicken alfredo
Pumpkin Chicken Alfredo & Bacon Pasta
Ok, after this recipe I promise to take a "pumpkin hiatus" …. at least for a week 😉
Some would call me a basic …. well you get it … for my intense love of pumpkin, but I don't care, pumpkin everything, all day, every day! Haha!
When it comes to fall, I want to incorporate pumpkin into basically as many dishes as possible. Well that and buffalo sauce… but not together… ew, I'm not that crazy 😉
Since I'm not a big sweets person I like to incorporate pumpkin into savory recipes like Pumpkin Sweet Potato Shepherd's Pie, Pumpkin Pulled Pork, Pumpkin Chili & Pumpkin Enchiladas!
Buffalo Chicken Alfredo Stuffed Shells
It's no surprise to anyone who has read my blog for a while now that I love buffalo sauce, heck, I wrote an entire book based on recipes with buffalo sauce!
But what you might not know is that my favorite buffalo sauce recipe is not on Little Leopard Book, it only appears in my cookbook "Buffalo Style" and that dish is my Buffalo Chicken Alfredo Lasagna.


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Item #20906
Product Description
The cap of our Square Finial Drapery Rod branches out from a dramatically tapered pedestal. This decorative curtain rod is crafted of steel and cast aluminum and features a sleek finish. The rod easily adjusts to fit the width of your window.
Product Details
Globe on a Stand
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Strength (Facing Your Brick Wall)
How To Climb Your Brick Wall
Your strength is important throughout this journey of discovering yourself and accepting
who you are, getting over denial and moving on because you need to be strong, when I was younger my mum always told me that in life we will face many a brick wall, we can't go through them, round them or underneath them, we can only climb up them and down the other side back on to our path of life and this is where you need to be strong and face that wall.
Right now that wall your trying to fight is yourself, your trying to come to terms with your homosexuality and the only way to beat it is by accepting that your gay, suddenly you will climb it and release the denial and turmoil that your making yourself feel and be able to move on and become a member of society like everyone else who has climbed that wall and your strength is what will keep you going. Your still the same person you were before you found out you were gay, your still the child your mother carried for nine months and gave birth too and you can draw strength from those and you will find that your journey will begin but only you can make that happen but no one else can do it for you. We need strength when we deal with situations both good and bad as our strength is the only thing that will carry us through like grief when we lose a friend or loved one or when we injure ourselves and we need all the strength we can get to be well again. Your strength is the most important thing at this stage of life without it you will not be able to let go and that will stop you from moving on, remember when you were studying and your determination to do well in those tests and exams that the teacher handed you and how you made your self study and revise for them well that was all down to your own inner strength that is what you need to do here, be determined to climb that wall and accept who and what you are, and not what you could have been.
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Sexuality in humans is a very complex thing as people are only aware of the four main ones but not the other ones that I am going to explain to you all and bring to light. The groups are as follows Heterosexual ...
Comments 8 comments
Good work, Calpol - if even one person reads this and is helped, then you have done your job. I am enjoying reading through your Hubs - I have friends who went through the coming out process and it was exceptionally difficult and painful.
It seems to be a little easier now, but there is still much work to be done - keep fighting the good fight and passing on your wisdom :)
PS - I spent many good evenings in Carlisle, many years ago. My friend studied there - we went to that nightclub called 'The Twisted Wheel,' or something like that (I was usually v. drunk). Then Botchergate for some chips! :D
Good job. I am glad you have found your strength to be who you are. I hope others follow your lead.
This is a really good piece full of very wise words. You're a very strong and inspiring person and I too hope others follow your lead :) xo
Hey Cal:
Great read!
Strong points!
I know you read my "hub" on homosexuality.
You know about my "incredible" brother.
Keep pushing your powerful points!
I applaud ya!
You wrote words that were placed on your heart, your words were given to you before all that transpired. God was looking out for you remember " God Whispers when the World is loud." We always have to be strong! :) Your words are powerful and you have a gift continue to use it. :)


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Bizarre Foods Delicious Destinations
Tues 9|8c
Booze Traveler
Mondays 10|9c
Expedition Unknown
Wednesdays at 9|8c
Hotel Tipping Etiquette 01:48
Tour South Africa 02:33
The Trip 2017: Florida + Jamaica
Airs Feb. 21, 8pm | 7c
A credit card tells of a 1964 Alaskan earthquake. Did its owner survive?
Credit Card's Earthquake Tale 02:19
What Caused Exxon Valdez Spill 03:28
An Arctic Rescue Mission 02:22
Investigating Nuclear Blasts 02:48
Race to Find the Antidote 03:34
Trapped Under the Sea 02:36
A Presidential Train Trip 02:36
Taking Down the King 02:39


text: This Roller Double Drum Walk Behind 26-inch to 32-inch wide is a Walk-Behind Roller and a have two drums of identical size with a relatively small diameter. This walk-behind, double drum vibratory roller is capable of performing a wide range of soil and asphalt compaction applications. The exclusive compact design allows for tight side clearance on both sides of the roller. Plus the totally hydrostatic drive eliminates mechanical components, meaning less maintenance and greater reliability.


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If only Netflix would let me sign up. Keep getting a "try again later" message. Very frustrating!!
it plugs into the tv ... gets its power from that
you do need a geo blocker of some kind though
Roku 3 is the latest fandangle model. It's the one I've been looking at. Cnet rated it higher than the Apple one.
You'll need a VPN (virtual private network) to access a US IP address to allow you to watch Netflix and such. I use a company called Private Internet Access. They are the fastest with the best rating when I researched earlier this year and you can access several other country regions too.
Last edited by Lauzy; 14-12-2014 at 06:57.
You can subscribe to unblockus which gives you a US IP so you can access Netflix and Hulu.
Eta ... it is ok, I see you've already got getflix so you are set for the IP side of things.
Now I want a Roku3 for Christmas.
Pregnant for the first-time?
Not sure where to start? We can help!
Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!


text: My gf and I go here quite often, I love my little local places. The food here has always been fantastic and I love sitting at the bar talking with Clay. I went last weekend before a funeral and my waitress, Chelsea, was super sweet and patient with us because we seemed to take forever to order (I forewarned her... More


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The top 25 places we think should be on every traveler's radar this year.More
You can find just about every type of lodging in Johannesburg, from the stately and classic Saxon to the fun and funky Ten Bompas or the Peech. Although these varied options are all worthy places to lay your head, the truth is that most travelers stop here only for an overnight or two before they head out to their safari destination. With that in mind, we have compiled a list of places that are
easy to get to from the airport and are in well-secured areas so that you will feel safe and comfortable.
Most, if not all, of the good hotels are in the northern suburbs. Many of them are linked to nearby malls and are well policed. Boutique hotels have sprung up everywhere, as have bed-and-breakfasts from Melville to Soweto. Hotels are quieter in December and January, when many locals take their annual vacations and rates are often cheaper. But beware: if there's a major conference, some of the smaller hotels can be booked months in advance.
All the hotels we list offer no-smoking rooms, and many have no-smoking floors.
The top 25 places we think should be on every traveler's radar this year.More
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Hotels near South Ari Atoll
Vilamendhoo Island Resort & Spa
South Ari Atoll, Vilamendhoo Island 002604.5 out of 5.0
Vilamendhoo Island Resort & Spa is 25 minutes by seaplane from Malé International Airport. The white sand beaches of the …
Sun Island Resort & Spa
Nalaguraidhoo, South Ari Atoll, Nalaguraidhoo4.0 out of 5.0
Wake up to the ocean at your door at this Nalaguraidhoo resort, which is nestled on its own private white sand beach. Regiona …
Safari Island Resort
North Ari Atoll, Mushimasgali4.0 out of 5.0
Located in South Ari Atoll, this resort is 2.1 mi (3.4 km) from Fish Head Dive Site and 9.6 mi (15.5 km) from Harbor Green Zone.
Diamonds Athuruga Beach & Water Villas All Inclusive
South Ari Atoll, Athuruga Island4.0 out of 5.0
This all-inclusive hotel is located in Athuruga Island (South Ari Atoll), where regional attractions include Fish Head Dive …
Whale Shark Inn Maldives
Aafathis, Neelofaru Magu, Maamigili 001003.0 out of 5.0
Located near the beach, this guesthouse is in Maamigili (South Ari Atoll), and area attractions include Dhidhoofinolhu Marina …
La Cabana Maldives
Ameenee Magu, South Ari Atoll, Maamigili 001003.0 out of 5.0
Located near the beach, this hotel is in Maamigili (South Ari Atoll), and area attractions include Dhidhoofinolhu Marina. …
Asia Inn Villa Retreat
Hangnaameedhoo, Hangnaameedhoo 000103.5 out of 5.0
Located in South Ari Atoll, this guesthouse is 0.1 mi (0.2 km) from Harbor Green Zone and 7.4 mi (11.8 km) from Fish Head Div …
Ellaidhoo Maldives by Cinnamon
Nestled on the beach, this North Ari Atoll resort is 11.9 mi (19.1 km) from Harbor Green Zone.
VOI Maayafushi Resort - All Inclusive
Nestled on the beach, this North Ari Atoll hotel is 14.5 mi (23.3 km) from Harbor Green Zone.
Filitheyo Island Resort
This resort is on the beach in Filitheyo, within easy reach of snorkeling.
Where To Stay In South Ari Atoll
- Adventure Sport Hotel (35)
- All-inclusive Hotel (17)
- Arcade Hotel (5)
- Bar Hotel (28)
- Beach Hotel (34)
- Boutique Hotel (3)
- Business Hotel (13)
- Conference Center Hotels (13)
- Family Hotel (25)
- Golf Hotel (4)
- Green/Sustainable (9)
- Historic Hotel (1)
- Hotel with Pool (19)
- Hotel with a Concierge (19)
- Hotel with wifi (35)
- Kid Friendly Hotels (25)
- Luxury Hotel (25)
- Pet-friendly Hotel (2)
- Romantic Hotel (22)
- Shopping Hotel (15)
- Ski Hotel (1)
- Spa Hotel (26)
- Wedding Hotels (19)


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Just outside the Cool Springs area, The Heritage Foundation of Franklin and Williamson County will host its 37th annual Heritage Ball on Saturday, October 2, at the Eastern Flank Battlefield Park in Franklin. Cocktails are at 7:00 p.m. with dinner and dancing to follow.
Tickets are $250 per person. For reservations contact Kristy Williams at 615.591.8500, Extension 17.
Major Sponsors of the Heritage Ball this year are Bob Parks Realty/Drees Homes, CapWealth Advisors, LLC, David W. Garrett, Attorney at Law, Fifth Third Bank, First Farmers, First Tennessee, Franklin Synergy Bank, Grand Avenue Limousine, JLB Works, Lexus of Nashville, Lipman Brothers, Inc./Red Dog Wine & Spirits, Emily A. Magid, The Martin Foundation, The Premiere Event, Aubrey & Michele Preston, The Tennessean/Williamson A.M., Tennessee Commerce Bank, Vanderbilt University Medical Center, VIP Williamson County Magazine, and Waste Management.
Supporting Sponsors are Avenue Bank, Bank of America, Batten & Shaw, Inc., Citizens Corporation, Hastings Architecture Associates, LLC, and Stites & Harbison PLLC.
All proceeds from the ball benefit the work of the 43-year-old Heritage Foundation, a non-profit organization whose mission is to protect and preserve the architectural, geographic and cultural heritage of Franklin and Williamson County and to promote the ongoing economic revitalization of downtown Franklin in the context of historic preservation. To learn more about the Heritage Foundation, visit their website.
Heritage Ball Taking Off
The chairs of the 2010 Heritage Ball have assembled a dream team of New York designers, local artists and celebrity florists to execute their vision around the theme of "Up, Up and Away!" As the pieces come together, the Ball is shaping up to be one of the most dramatic and spectacular ever.
Serving as the chairs are Anita Hogin and Hugh Howser of H Three Events, who have been the creative minds behind some of middle Tennessee's most talked-about events. They've engaged New York designer Vadie Turner and artist Ken Warrington in conceptualizing the visual elements. And now they've brought in Branches – the florists who turned heads at Carrie Underwood's wedding – to craft the centerpieces that are sure to grab attention at Franklin's longest-running black tie event on Oct. 2.
"The centerpieces will certainly support the theme, and patrons will notice different versions that draw the eye toward the stage in dramatic fashion," said Howser. "These arrangements are breathtaking, and we can't wait to unveil them!"
One version includes a kite structure that will flutter in the breeze, high above 30 tables. Think blue hydrangeas, coral accents, and calla lilies that create a sense of floating clouds. Another includes a low, sunken pearl lily arrangement that features suspended candles and an intoxicating scent. Linens of antique gold, cream and coral will transition from the cocktail tent, through the dining area and toward the stage and dance floor. Giant arrangements echoing the flight theme will anchor the spaces.
"Floral sets the stage at any gala," Howser said. "We're pulling out all the stops, and Branches is the best of the best at creating a magnificent ambience."
Heritage Ball Flying High
"Our theme this year is Up, Up and Away, and we're taking this gala to the skies in more ways than one," says Howser. "The cocktail tent, which we're dubbing Feathered Friends Lounge, will showcase 420 birds flying through the air created by Ken Warrington.
"Ken is a genius at taking grandiose ideas and making them a reality," says Howser, who along with Hogin, owns H Three Events, a renowned event planning company based in Brentwood. Both are chairing the ball on a volunteer basis.
Warrington, a Grassland resident, is formally trained as an architect. His graphic artist firm, Impatto, serves as a creative support team for planners like Howser and Hogin who strive to bring a "Wow" factor to their events.
"These birds at the ball will be spectacular," says Warrington who is creating each one by hand. "They'll be suspended in flight patterns from the top of the cocktail tent. Warrington says lighting and shadows at the ball will give interesting movement to his flocks.
Howser insists this year's ball will soar to new heights with its artful elements. "We're combining Big Apple glitz and glamour with the down home gracious hospitality for which the Heritage Ball has long been known," he said.
The Atlanta All-Stars To Headline Heritage Ball
Patrons attending the 37th Annual Heritage Ball at the Eastern Flank Battlefield Park on October 2 will be dancing to hit after hit from the Atlanta All-Stars, one of the best party bands in the South.
"The Atlanta All-Stars are out of this world," said Anita Hogin of H Three Events, who is co-chairing the Ball with her business partner, Hugh Howser. "Every one of them is super talented, and their horn section is simply amazing. This band will have the Heritage Ball rocking well into the night!"
Led by singer Darren Leslie, who has performed with legends like Kool & The Gang and The Temptations, the All-Stars are backed up by two phenomenal female vocalists and a band that includes a four-piece rhythm section, two trumpets, two saxophones, and a trombone. The play list ranges from The Beatles to ZZ Top, Otis Redding to The Rolling Stones… this will be one you won't want to miss! The Heritage Ball marks the first appearance of The Atlanta All-Stars in Middle Tennessee.
And with H Three Events organizing the Ball, you can expect the evening to be taken to a new level of professional party planning. Hogin and Howser's client list is a who's who in Middle Tennessee, and their parties have been featured in People magazine.
"This pair of event professionals will produce a spectacular Ball," said Heritage Foundation Executive Director Mary Pearce. "Our 37th annual black-tie gala will be one for the history books."
Silent Auction Items Flying In For Heritage Ball
The 37th Annual Heritage Ball is only two weeks away, but silent auction committee chairs Stephanie Allen and Jessica Perry are still taking in fabulous items.
"We've been so amazed at the generosity of our merchants and supporters," said Allen. "Everyone understands that the proceeds benefit the Theatre, and with the construction underway, we're all excited about seeing the doors open."
A sampling of what you'll see on the silent auction table at the Ball includes:
• Vince Gill & Amy Grant autographed guitar
• Afternoon tea party at Homestead Manor
• Private dinner in your home for 10 from Al Dente Catering
• A new look from Salon Stiletto
• Original works of art from Mark English and Jerry Quinlisk
• Stay at Loews Vanderbilt Hotel
• Private tour of the Franklin Theatre with Managing Director Steven Greil
• Antique jewelry from Walton's Antique & Estate Jewelry
• Stay at private log cabin on Center Hill Lake
• Signed memorabilia from the Tennessee Titans
• Hand-made pearl necklace and earring set from Jane Troup
• Ticket packages for the Franklin Theatre, 3 Blind Vines, and more!
• Set of framed, signed and numbered Marvin Stalnaker prints
• And much more
If you are interested in donating an item to the Silent Auction, please contact Stephanie Allen at 615-406-4592.


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Comedy, News & Politics, Society & Culture, HistoryFollow
|Top 200
Comedians Dave Anthony and Gareth Reynolds picks a subject from history and examine it.
December 30th, 2015
Episode 187 of 293 episodes
Comedians Dave Anthony and Gareth Reynolds examine one of the worst Vice Presidents ever - Richard Johnson EPISODE SOURCES
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Welcome to the daily audio workout for your head.


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Graeme McDowell and Sergio Garcia have stormed to the top of the leaderboard at the beginning of the second day of the European Open at the London Club.
McDowell, who began his round two shots behind Ross Fisher, the overnight leader at nine under par, shot a sparkling round of 67 to set the clubhouse lead at 12 under par. Sergio Garcia, his playing partner, joined the Northern Irishman at the top of the leaderboard after a round of 64 brought him into a share of second place with Fisher at nine under.
It was not such a good day,


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...I have been passionate with history my entire life. I received a BA in History and graduated Summa Cum Laude with a special merit scholarship in the Humanities my final year. I'm young and eager to help all who seek to learn Spanish.
8 Subjects: including Portuguese, Spanish, world history, American history
San Francisco, CA
...I am currently a senior interested in teaching and hoping to pursue a masters on the field of clinical psychology to progress into a private practice counseling career. Meanwhile, I have been involved with tutoring for over 7 years and love to be a resource inspiring any type of learning. I have worked with students from 5 to 60 years old in different scenarios and with diverse objectives.
5 Subjects: including Portuguese, reading, writing, Homeschool
Berkeley, CA
...My general areas of study are: Literature and Literary theory, Post-colonial studies, Comparative Literature, videogame theory, Cultural studies, Philosophy, Visual studies, Indigenous studies and eco-criticism. Literature: Ancient Classics, Modern plays, American literature, Post-colonial lite...
9 Subjects: including Portuguese, English, writing, grammar
Berkeley, CA
I'm a UC Berkeley Engineering Graduate, currently employed as a professional engineer by the State of California. I can tutor math, physics, chemistry, materials science, and chemical engineering. Also, I can assist students in test prep, particularly the math sections of all standardized tests, as well as AP and SAT subject tests in selected disciplines.
17 Subjects: including Portuguese, chemistry, calculus, physics
Walnut Creek, CA
...On top of that I have very successfully tutored Portuguese to a few people in America. My methods vary according to the person needs. I have been working with Adobe Illustrator since 2008 when I began my studies in Interior Design.
7 Subjects: including Portuguese, AutoCAD, Adobe Photoshop, Revit
Fremont, CA


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Dog Veterinary
Ask a Dog Vet and Get Answers to Your Dog Health Questions
Hello there. I am sorry to hear about this accident. I am happy to help you this evening. This insulin is used commonly in dogs and is safe but obviously your dog did not need this dose. Although this was a lower dose this can still drop your dogs blood sugar dose. This will occur over the next few hours peaking usually at the 4 to 8 hour range. Unfortunately there is nothing to reverse the medication once it is in the system. You will just have to monitor closely. I would give a snack/small meal every hour or two over the next 12 hours to keep up the blood sugar. If you notice your dog becoming disoriented or dizzy then give a tablespoon or two of honey or karo syrup and contact your veterinarian. But hopefully giving small meal or snack every hour will help keep the blood sugar level high enough to not show any major signs.
I hope this helps and I hope this makes sense. Please do not hesitate to ask if you have any further questions or concerns. I would be happy to help. Please do not forget to rate my response so I receive credit for my time. Thank you!
Please let me know if you have any further questions or concerns. I am happy to help. Please do not forget to rate my response for the time I have spent so I receive credit. Thank you!


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Lauren Ralph Lauren Silver-Tone City Chic Double Wrap Hoop Earrings
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This year Shure celebrate the 50th Anniversary of the world's most popular microphone. In order to commemorate this landmark they are pleased to announce a special edition, in silver. Shure have a limited supply of this microphone now in stock, with an RRP of £99 - get your order in soon to avoid disappointment!
Tag Archives: sm58
The SM58 50th Anniversary Edition
Posted on September 26, 2016 by Dan The Man
Continue Reading
This post was posted in General News, In-Depth Reviews, New Releases, Product News, Recording and was tagged with history of the sm58, shure, sm57, sm58, SM58 50th Anniversary, sm58 50th years
Posted on July 23, 2013 by Joe Stachowiak
The world's most popular live vocal microphone has gone digital in the form of the GLXD24UK/SM58 wireless system. Fitted with the industry standard SM58 capsule, the system is specially designed for working with vocals, offering a brightened midrange and bass rolloff, as well as a pickup pattern that makes it less susceptible to feedback when the volume gets cranked!
The Shure GLXD24UK/SM58 is extremely quick and easy to set up. As demonstrated in the video below, it takes less than 20 seconds once you know what you're doing!
This post was posted in General News, Live Sound and Light, New Releases, Product News and was tagged with digital mic, shure, shure glxd24uk/sm58, shure sm58, sm58, vocal mic, wireless mic


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Published byDawson Stretch Modified over 2 years ago
5A Consumer Credit #1 Credit – An arrangement to receive cash, goods, or services now and pay for them in the future. Types of credit ???
Objective 1 Analyze Advantages and Disadvantages of Using Consumer Credit Credit –Based on trust in peoples ability and willingness to pay bills when due Consumer Credit –Use of credit by individuals for personal needs, except a home mortgage –Dates back to colonial times; exploded after invention of cars (installment loans; traveling) –A major force in our economy 5-2
Uses and Misuses of Credit Before you use credit for a major purchase, ask: –Do I have the cash for the down payment? –Do I want to use my savings for this purchase? –Does the purchase fit my budget? –Could I use the credit Ill need in some better way? –Can I postpone this purchase? –What are the opportunity costs of postponing this purchase? –What are the dollar and psychological costs of using credit for this purchase? 5-3
Advantages of Credit Current use of goods and services Permits purchase even when funds are low A cushion for financial emergencies Advance notice of sales Easier to return merchandise Convenient when shopping Provides a record of expenses 5-4
More Advantages of Credit One monthly payment Safer than carrying cash Needed for hotel reservations, car rentals, and shopping online Take advantage of float time/grace period Rebates, airline miles, cash-back rewards, or other perks Credit indicates financial stability 5-5
Disadvantages of Consumer Credit Temptation to overspend Can create long-term financial problems and slow progress toward financial goals Potential loss of merchandise due to late or non-payment Ties up future income Credit costs money - more costly than paying with cash 5-6
Objective 2 Assess the Types & Sources of Consumer Credit Two Basic Types of Consumer Credit Closed-End Credit –One-time loans for a specific purpose paid back in a specified period of time Open-End Credit –Use as needed until line of credit max reached 5-7 Examples of each?
Closed-End Credit One-time loans for a specific purpose that you pay back in a specified period of time, and in payments of equal amounts Mortgage, automobile, and installment loans for furniture, appliances and electronics 3 most common types of closed-end credit 1.Installment sales credit- loan for high-priced items 2.Installment cash credit- loan of cash for personal use 3.Single-lump credit- loan repaid on a specific day 5-8
Open-End Credit Use as needed until line of credit max reached –Credit cards –Department store cards –Home equity loans You pay interest and finance charges if you do not pay the bill in full when due Revolving Check Credit (Bank Line of Credit)- pre-arranged loan for a specified amount; can be accessed with special checks 5-9
Sources of Consumer Credit Loans –Borrowing money with an agreement to repay, along with interest, within a certain amount of time (e.g., 3 years) Inexpensive loans –Parents or family members Medium-priced loans –Commercial banks, savings and loan associations, and credit unions Expensive loans –Finance and check cashing companies –Retailers (e.g., department store credit cards) –Bank credit cards and cash advances 5-10
Sources of Consumer Credit Home Equity Loans –Loan based on home equity Current market value of your home minus the amount you still owe on the mortgage –Interest is tax-deductible –Should only be used for major purchases Credit Cards –Average cardholder has > 9 credit cards –Convenience users vs. borrowers –Finance charge = total amount paid to use credit 5-11
Sources of Consumer Credit Debit Cards –Debit cards electronically subtract money from savings or checking accounts –Most commonly used at ATMs –Widely accepted at stores also Stored Value Cards –Gift cards –Prepaid cards 5-12
Sources of Consumer Credit Smart Cards –Plastic card equipped with a computer chip that can store 500 times as much data as a normal credit card (e.g., health info) Travel and Entertainment (T&E) cards –Not really credit cards; balance is due in full each month –Diners Club; American Express –You dont pay for goods or services at the time of purchase 5-13
Objective 3 Determine Whether You Can Afford a Loan and How to Apply for Credit Before you take out a loan, ask yourself... Can you meet all your essential expenses and still afford the monthly loan payments? –Add up basic monthly expenses and subtract from take-home pay; will the difference cover the monthly payment? (NO? Cant afford it!) –What do you plan to give up in order to make the payment? 5-14
General Rules of Credit Capacity * Not including a house payment, which is a long-term liability Debt Payments-to-Income Ratio Monthly Debt Payments* Net Monthly Income Consumer credit payments should not exceed a maximum of 20% of your net income. 5-15
General Rules of Credit Capacity Debt To Equity Ratio Total Liabilities Net Worth* = Should be < 1 *Excluding home value 5-16 The lower the ratio, the better; e.g., 0.5 or 0.25
The Five Cs of Credit Character - Do you pay bills on time? Capacity - Can you repay the loan? Capital - What are your assets and net worth? Collateral - What assets do you have to secure the loan? Conditions- Lenders will review how general economic conditions will affect your ability to repay your loan 5-17
FICO & VantageScore FICO Credit Score –350 to 850 –Higher score = less risk –Available from for a fee; can sometimes get for free from lendershttp://www.myfico.com VantageScore –New scoring technique –Developed collaboratively by 3 credit agencies –Range = 501 to
Credit Scoring Factors Bill payment history, weighted to emphasize past 12 months (35%) Proportion of outstanding debt to available credit limits (30%) Length of credit history (15%) Number of recent credit inquiries (10%) Mix of types of credit used (10%)
Factors of Creditworthiness ECOA (Equal Credit Opportunity Act) –Gives all applicants the same rights. –Credit providers may not discriminate based on: Age Social Security or public assistance Housing loans (redlining) –If you are denied credit, you have the right to know the reasons You can request a copy of your credit report within 60 days if you are denied credit based on what is in your files 5-20
Your Credit Report Credit Reports –Record of your complete credit history Credit Bureaus –Agencies that collect information on how promptly people and businesses pay their bills –Experian, Trans Union and Equifax are the 3 major credit bureaus –Credit Bureaus obtain information from banks, finance companies stores, credit card companies and other lenders 5-21
Four Main Parts to a Credit Report Identifying Information: name, SS Number, current/previous addresses, birthdate, employer Public Record Information from Local Courthouse: liens, foreclosures, bankruptcy Other Credit History Information: list of loans and credit cards, timeliness of payments, defaults and negative information (7 years) Inquiries: Usually 2 years; self-initiated and promotional (for marketing purposes)
Your Credit Report Who can obtain a credit report? – Only authorized persons have access to your report for approved legitimate business purposes – Examples??? Time Limits on Unfavorable Data – Adverse data can be reported for 7 years – Bankruptcy can be reported for 10 years 5-23
Wrap Up Concept Check 5-1- Reasons to Borrow and Advantages/Disadvantages Concept Check 5-2- Definition of Terms; Difference Between Credit and Debit Cards Concept Check 5-3- Definition of Terms
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- Home
- Just Added
- Home Decor
- RoomMates Peel and Stick Decor® Dot Wall Decals - Chalkboard - Black and White - 36 Pieces
Just Added
Home Decor
Write reminder notes or simply add a message to any wall with these RoomMates Peel and Stick Decor® wall decals. These cute dot wall decals can be used to decorate your dorm rooms, kitchenette, living spaces, or any flat surface. Simply peel these repositionable wall decals and stick them onto any spot for an attractive look. Use a piece of chalk to write on the black dots and a dry erase marker to inscribe on the white ones. Ideal as an embellishment, these RoomMates wall decals are printed on an opaque material for a bright visual appeal.
- 4 sheets (10 in x 18 in)
- Decal dimension range: From 1.2 in x 1.2 in to 8.8 in x 8.8 in
- 36 wall decals (inclusive of 2 pieces of chalk)
- Suitable for any wall color


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Welcome to the Farleighs website
(Click here to subscribe to our monthly email)
New stuff? See below !
Special feature: The Monkey's Hole and the auction of 1911
Latest advice from Neighbourhood Watch
Ray Morris tells you what to look out for in Farleigh Feathers
Lee Brayshaw: this month in the garden
and the latest from Chris Stockwell's kitchen
The banner image this month was taken by Ed Boyd.
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Masteri Thao Dien is located on Hanoi highway, 800m away from Sai Gon brigde. It is a prime location in District 2, HCMC, connecting with Metro station No.7 Ben Thanh - Suoi Tien, close to downtown (5-7 mins), Phu My Hung and Tan Son Nhat Airport (17 mins), easily to go to Binh Duong, Vung Tau.
The Masteri Thao Dien also brings residents fresh air and modern utilities: Vincom Mega Mall Center, private swimming pools, modern car-parking tunnels, international school, hospital, gym, spa, outdoor playground.
Total area: 8 ha.
Project size: 4 towers from 41 to 45 floors and shopping center Vincom Mega Mall.
Building density: 34,74%
Green space: 19,2%
Construction period: from Jan 2014
Handover: Dec 2016
Ownership: Permanent for Vietnamese, 50 years for foreigners.
Best price: from 35 milion VND/sqm.(include VAT)
1 bedroom (45sqm)
2 bedrooms (64.4 – 68.8sqm)
3 bedrooms (89.1 sqm)
Penthouse : 150 – 300sqm
Payment: supported by Techcombank.
Please feel free to contact me as soon as possible for more details.
Hotline: 0917 104 010 (Mr.Khang)
Email: email@example.com
Contact Name: Nguyen Phuoc Khang
Contact Number: 0917104010