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Testpoint Pty Ltd
Quality Assurance, Process Improvement, Software Testing
Mobile devices are definitely more popular than ever before. Real user experience verification is critical to ensure your business application is tested prior to making it available to the market. The most popular methods of mobile usability testing have been noted to be: 1. Lab-based (using a camera to record the session) 2. Diary-studies (asking people to keep a diary of how they have used their mobile phone and any problems they encounter) 3. Paper prototypes (running usability testing on a paper-based version of the site, using mobile phone screen-sized pieces of paper) TestPoint has streamlined the validation process with STP (TestPoint's in-house consulting QA tool) which makes mobile device testing similar to desktop application testing. Users can now write test cases for mobile devices and plan to run the tests to verify functionality and user experience against real mobile devices, ie: iPhone, Android and Windows Mobile systems. Screen by screen, tap by tap the user experience is logged within STP according to your TestPlan or Test Suite which is planned for testing. The tester can go as far as capturing video evidence of animated transitions using STP's inbuilt video capture process. We are not referring to your artificial simulators here, we are actually running referring to real tests against the real thing! So your testers are validating your business mobile application using real devices and logging the test execution/validation process detailing PASSED, FAILED or INCOMPLETE steps. Developers can now receive live real time test logs detailing the step by step screen navigation process of your mobile app including any details entered by the Tester. Best of All, tests are not stored on a local folder which then have to be compiled into a report! They are centralised within an enterprise QA Management system where the outcome of the test is linked back to your Test Plan which then displays the number of tests run, time take to execute the tests and standard metrics used by most mature testing processes. This process of user experience mobile testing is a step forward which TestPoint is now sharing across organisations which have engaged in our Mobile Device testing services. Learn more about TestPoint's latest user experience mobile device testing:testpoint.com.au/services/mobile-device-testing.html
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Once implemented and aligned to the customers testing strategy, what normally would require 3 key resources, 10 business days of manual testing effort, is dramatically managed to aproximately 1 hours reproducible testing effort. The cycle is accurately repeatedable across any software release. Imagine the benefit for agile team environments where nightly releases are a standard practice including intra day deployments?
It's no doubt your performance test strategy will require a load testing tool to simulate a large number of users navigating your application. The rate, throttle and load is a standard load testing technique required to measure your applications ability to handle the traffic expected and most organisations have this part covered. We take the process once step further by utilising any of your conventional automated functional testing tools (Selenium, QTP, RFT, Rational Robot, Testpartner, T
TestPoint has transformed what was known to be an expensive, long term investment into a sensible immediate real time benefit to our clients. Your business Requirements, Test Case Traceability and plans including the verification process is automated allowing project management to accurately measure the status using meaningful data.
To keep things simple, If you're struggling to link your manual test cases to business requirements, user stories or the applications functional components then you're guaranteed to experience automated testing without a purpose costing your business both thousands of dollars, software failure and embarrassment.
Right from my initial tender bid meeting with TestPoint I was instantly impressed. The organisation is clearly structured to deliver, nothing is too much trouble and they are without a doubt one of the top external software testing companies that I have ever had the pleasure to engage with during my own career in IT.
STP will bridge the gap for Selenium users by providing a mature enterprise quality test management solution (testing tool) which integrates seamlessly with various IDE's such as VSTS and Eclipse. Complete STP functionality will be accessible ranging from, data source integration, screen capture and casting, test reporting, test case design, requirements and test plan mapping, database validations, traceability for all your test artefacts.
Even expensive software testing tools on the market which claim they assist with mapping out test cases to requirements can make things harder when trying to identify a Test which was developed for a particular functional area. Simply put searching for a simple keyword within the body of your test artefacts is generally the most important feature your project team can have on site
A corporate financial giant was about to give up on their attempts to implement a performance monitoring and testing solution for their top 10 production critical systems, only until they engaged TestPoint to implement an out of the box adaptable product solution. Stream Test Pro was capable of providing exactly what the business required which is real time, live production response times against all 10 core business systems. The business requirements were to capture over 1
TestPoint has successfully setup an offshore testing platform that will not only reduce your costs by up to 70% but will provision for the key components required for a successful offshore testing solution.
The outcome is Stream Test Pro, making software testing an effortless task for our professional services division and users. We can basically guarantee efficiency and quality regardless of the user! It's like your guaranteed coffee taste experience when visiting a well known franchise outlet
TestPoint provided a very thorough testing solution. This included a complete creation of a requirements document for the system (where none had existed previously), and extensive repeated testing of these requirements throughout the system. Testing was implemented in several testing/fix phases, and testing phases themselves were run quickly. Reporting on test progress was also frequent and similarly thorough. TestPoint provided a very thorough testing solution. This included a complete
The RTA has transformed this risk into a big WIN! By successfully introducing Stream Test Pro to the SCATS testing team who have reported a reduction in post run analysis and major improvements to real time visibility of testing coverage, progress and quality.
Testpoint Services were engaged as a rescue squad team for a large Australian Development team, struggling to identify and reproduce major problem areas with their online system, costing the organisation over 200 thousand dollars per month in lost revenue
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Try out this printable Thanksgiving themed worksheet designed for preschool age children to help teach them the concept of different. Kids are asked to look at the Thanksgiving themed pictures in each row and identify the picture in the row that is different from the others. This Thanksgiving worksheet makes a great addition to any preschool lesson plan.View, Print or Download
All Kids Network is dedicated to providing fun and educational activities for parents and teachers to do with their kids. We have hundreds of kids craft ideas, kids worksheets, printable activities for kids and more.

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1 Fighting Conch Sea Shell Great Aquarium Accessory
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1 Fighting Conch Sea Shell Great Aquarium Accessory :
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Can I remove underarm hair and sweat by using MiraSmooth only? Or I need to combine both?
Doctor Answers 3
Yes, its the same exact treatment so should take care of hair and sweat at the same time.
Payman Kosari, MD, FAAD
Payman Kosari, MD, FAAD
Same treatment.
Thanks for this question. It is the same treatment technology so both will work for hair removal and sweat removal. You also won't need deodorant after MiraSmooth. Best, Dr. ALDO
These answers are for educational purposes and should not be relied upon as a substitute for medical advice you may receive from your physician. If you have a medical emergency, please call 911. These answers do not constitute or initiate a patient/doctor relationship.


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How i can earn $150 to $200 per month through bing ads?
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Tag: mahogany
Keira has The Hair we all want for Winter 2009
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1 CHAPTER 9: The Cost of Capital Cost of Capital Components Debt Preferred Common Equity WACC What types of long-term capital do firms use? Long-term debt Preferred stock Common equity
2 Capital Components Capital components are sources of funding that come from investors. Accounts payable, accruals, and deferred taxes are not sources of funding that come from investors, so they are not included in the calculation of the cost of capital. We do adjust for these items when calculating the cash flows of a project, but not when calculating the cost of capital.
3 Should we focus on before-tax or after-tax capital costs? Tax effects associated with financing can be incorporated either in capital budgeting cash flows or in cost of capital. Most firms incorporate tax effects in the cost of capital. Therefore, focus on after-tax costs. Only cost of debt is affected.
4 Should we focus on historical (embedded) costs or new (marginal) costs? The cost of capital is used primarily to make decisions which involve raising and investing new capital. So, we should focus on marginal costs.
5 Cost of Debt Method 1: Ask an investment banker what the coupon rate would be on new debt. Method 2: Find the bond rating for the company and use the yield on other bonds with a similar rating. Method 3: Find the yield on the company's debt, if it has any.
6 A 15-year, 12% semiannual bond sells for $1,153.72. What's r d ? 6060 + 1,00060 01230 i = ? -1,153.72... 30 -1153.72 60 1000 5.0% x 2 = r d = 10% NI/YRPVFVPMT INPUTS OUTPUT
7 Component Cost of Debt Interest is tax deductible, so the after tax (AT) cost of debt is: r d AT= r d BT(1 - T) r d AT= 10%(1 - 0.40) = 6%. Use nominal rate. Flotation costs small, so ignore.
8 Break Here for GE Debt Spreadsheet
9 Cost of preferred stock: P P = $113.10; 10%Q; Par = $100; F = $2. Use this formula: r ps = D ps PnPn = 0.1($100) $113.10 - $2.00 = $10 $111.10 =0.090=9.0%
10 Time Line of Preferred 2.50 012 ∞ r ps =? -111.1... $111.10= DQDQ r Per = $2.50 r Per r Per = $2.50 $111.10 = 2.25%; r ps(Nom) = 2.25%(4) = 9%
11 Note: Flotation costs for preferred are significant, so are reflected. Use net price. Preferred dividends are not deductible, so no tax adjustment. Just r ps. Nominal r ps is used.
12 Is preferred stock more or less risky to investors than debt? More risky; company not required to pay preferred dividend. However, firms want to pay preferred dividend. Otherwise, (1) cannot pay common dividend, (2) difficult to raise additional funds, and (3) preferred stockholders may gain control of firm.
13 Why is yield on preferred lower than r d ? Corporations own most preferred stock, because 70% of preferred dividends are nontaxable to corporations. Therefore, preferred often has a lower B-T yield than the B-T yield on debt. The A-T yield to investors and A-T cost to the issuer are higher on preferred than on debt, which is consistent with the higher risk of preferred.
14 Example: r ps = 9% r d = 10%T = 40% r ps, AT = r ps - r ps (1 - 0.7)(T) = 9% - 9%(0.3)(0.4) = 7.92% r d, AT = 10% - 10%(0.4)= 6.00% A-T Risk Premium on Preferred = 1.92%
15 What are the two ways that companies can raise common equity? Directly, by issuing new shares of common stock. Indirectly, by reinvesting earnings that are not paid out as dividends (i.e., retaining earnings).
16 Why is there a cost for reinvested earnings? Earnings can be reinvested or paid out as dividends. Investors could buy other securities, earn a return. Thus, there is an opportunity cost if earnings are reinvested. Opportunity cost: The return stockholders could earn on alternative investments of equal risk. They could buy similar stocks and earn r s, or company could repurchase its own stock and earn r s. So, r s, is the cost of reinvested earnings and it is the cost of equity.
17 Three ways to determine the cost of equity, r s : 1.CAPM: r s = r RF + (r M - r RF )b = r RF + (RP M )b. 2.DCF: r s = D 1 /P 0 + g. 3.Own-Bond-Yield-Plus-Risk Premium: r s = r d + Bond RP.
18 CAPM Cost of Equity: r RF = 7%, RPM = 6%, b = 1.2. r s = r RF + (r M - r RF )b. = 7.0% + (6.0%)1.2 = 14.2%.
19 Issues in Using CAPM Most analysts use the rate on a long- term (10 to 20 years) government bond as an estimate of rRF. For a current estimate, go to www.bloomberg.com, select "U.S. Treasuries" from the section on the left under the heading "Market."www.bloomberg.com More…
20 Issues in Using CAPM (Continued) Most analysts use a rate of 5% to 6.5% for the market risk premium (RPM) Estimates of beta vary, and estimates are "noisy" (they have a wide confidence interval). For an estimate of beta, go to www.bloomberg.com and enter the ticker symbol for STOCK QUOTES.www.bloomberg.com
21 DCF Cost of Equity, r s : D 0 = $4.19; P 0 = $50; g = 5%. r s = D1D1 P0P0 + g = D 0 (1+g) P0P0 + g = $4.19(1.05) $50 + 0.05 =0.088 + 0.05 = 13.8%
22 Estimating the Growth Rate Use the historical growth rate if you believe the future will be like the past. Obtain analysts' estimates: Value Line, Zack's, Yahoo.Finance. Use the earnings retention model, illustrated on next slide.
23 Earnings Retention Model Suppose the company has been earning 15% on equity (ROE = 15%) and retaining 35% (dividend payout = 65%), and this situation is expected to continue. What's the expected future g?
24 Earnings Retention Model (Continued) Retention growth rate: g = ROE(Retention rate) g = 0.35(15%) = 5.25%. This is close to g = 5% given earlier. Think of bank account paying 15% with retention ratio = 0. What is g of account balance? If retention ratio is 100%, what is g?
25 Could DCF methodology be applied if g is not constant? YES, nonconstant g stocks are expected to have constant g at some point, generally in 5 to 10 years. But calculations get complicated. See "FM11 Ch 9 Tool Kit.xls".
26 The Own-Bond-Yield-Plus-Risk-Premium Method: r d = 10%, RP = 4%. r s = r d + RP r s = 10.0% + 4.0% = 14.0% This RP CAPM RP M. Produces ballpark estimate of r s. Useful check.
27 What's a reasonable final estimate of r s ? MethodEstimate CAPM14.2% DCF13.8% r d + RP14.0% Average14.0%
28 Determining the Weights for the WACC The weights are the percentages of the firm that will be financed by each component. If possible, always use the target weights for the percentages of the firm that will be financed with the various types of capital.
29 Estimating Weights for the Capital Structure If you don't know the targets, it is better to estimate the weights using current market values than current book values. If you don't know the market value of debt, then it is usually reasonable to use the book values of debt, especially if the debt is short-term. (More...)
30 Estimating Weights (Continued) Suppose the stock price is $50, there are 3 million shares of stock, the firm has $25 million of preferred stock, and $75 million of debt. (More...)
31 Estimating Weights (Continued) V ce = $50 (3 million) = $150 million. V ps = $25 million. V d = $75 million. Total value = $150 + $25 + $75 = $250 million. w ce = $150/$250 = 0.6 w ps = $25/$250 = 0.1 w d = $75/$250 = 0.3
32 What's the WACC? WACC = w d r d (1 - T) + w ps r ps + w ce r s WACC = 0.3(10%)(0.6) + 0.1(9%) + 0.6(14%) WACC = 1.8% + 0.9% + 8.4% = 11.1%.
33 WACC Estimates for Some Large U. S. Corporations CompanyWACCwdwd Intel (INTC)16.0 2.0% Dell Computer (DELL)12.5 9.1% BellSouth (BLS)10.339.8% Wal-Mart (WMT) 8.833.3% Walt Disney (DIS) 8.735.5% Coca-Cola (KO) 6.933.8% H.J. Heinz (HNZ) 6.574.9% Georgia-Pacific (GP) 5.969.9%
34 What factors influence a company's WACC? Market conditions, especially interest rates and tax rates. The firm's capital structure and dividend policy. The firm's investment policy. Firms with riskier projects generally have a higher WACC.
35 Should the company use the composite WACC as the hurdle rate for each of its divisions? NO! The composite WACC reflects the risk of an average project undertaken by the firm. Different divisions may have different risks. The division's WACC should be adjusted to reflect the division's risk and capital structure.
36 What procedures are used to determine the risk-adjusted cost of capital for a particular division? Estimate the cost of capital that the division would have if it were a stand- alone firm. This requires estimating the division's beta, cost of debt, and capital structure.
37 Pure Play Method for Estimating Beta for a Division or a Project Find several publicly traded companies exclusively in project's business. Use average of their betas as proxy for project's beta. Hard to find such companies.
38 Accounting Beta Method for Estimating Beta Run regression between project's ROA and S&P index ROA. Accounting betas are correlated (0.5 – 0.6) with market betas. But normally can't get data on new projects' ROAs before the capital budgeting decision has been made.
39 Divisional Cost of Capital Using CAPM Target debt ratio = 10%. r d = 12%. r RF = 7%. Tax rate = 40%. beta Division = 1.7. Market risk premium = 6%.
40 Divisional Cost of Capital Using CAPM (Continued) Division's required return on equity: r s = r RF + (r M – r RF )b Div. r s = 7% + (6%)1.7 = 17.2%. WACC Div. = w d r d (1 – T) + w c r s = 0.1(12%)(0.6) + 0.9(17.2%) = 16.2%.
41 How does the division's WACC compare with the firm's overall WACC? Division WACC = 16.2% versus company WACC = 11.1%. "Typical" projects within this division would be accepted if their returns are above 16.2%.
42 Divisional Risk and the Cost of Capital Rate of Return (%) WACC Rejection Region Acceptance Region Risk L B A H WACC H L A 0 Risk L A H
43 What are the three types of project risk? Stand-alone risk Corporate risk Market risk
44 How is each type of risk used? Stand-alone risk is easiest to calculate. Market risk is theoretically best in most situations. However, creditors, customers, suppliers, and employees are more affected by corporate risk. Therefore, corporate risk is also relevant.
45 A Project-Specific, Risk-Adjusted Cost of Capital Start by calculating a divisional cost of capital. Estimate the risk of the project using the techniques in Chapter 11. Use judgment to scale up or down the cost of capital for an individual project relative to the divisional cost of capital.
46 Why is the cost of internal equity from reinvested earnings cheaper than the cost of issuing new common stock? When a company issues new common stock they also have to pay flotation costs to the underwriter. Issuing new common stock may send a negative signal to the capital markets, which may depress stock price.
47 Cost of New Common Equity: P 0 =$50, D 0 =$4.19, g=5%, and F=15%. r e = D 0 (1 + g) P 0 (1 - F) + g = $4.19(1.05) $50(1 – 0.15) + 5.0% = $4.40 $42.50 + 5.0% = 15.4%
48 Cost of New 30-Year Debt: Par=$1,000, Coupon=10% paid annually, and F=2%. Using a financial calculator: N = 30 PV = 1000(1-.02) = 980 PMT = -(.10)(1000)(1-.4) = -60 FV = -1000 Solving for I: 6.15%
49 Comments about flotation costs: Flotation costs depend on the risk of the firm and the type of capital being raised. The flotation costs are highest for common equity. However, since most firms issue equity infrequently, the per-project cost is fairly small. We will frequently ignore flotation costs when calculating the WACC.
50 Four Mistakes to Avoid Current vs. historical cost of debt Mixing current and historical measures to estimate the market risk premium Book weights vs. Market Weights Incorrect cost of capital components See next slides for details. (More...)
51 Four Mistakes to Avoid Mistake 1: When estimating the cost of debt, don't use the coupon rate on existing debt. Use the current interest rate on new debt. Mistake 2: When estimating the risk premium for the CAPM approach, don't subtract the current long-term T-bond rate from the historical average return on common stocks. (More...)
52 Mistake 2 (Continued) For example, if the historical r M has been about 12.2% and inflation drives the current r RF up to 10%, the current market risk premium is not 12.2% - 10% = 2.2%! (More...)
53 (More...) Mistake 3: Estimating Weights Use the target capital structure to determine the weights. If you don't know the target weights, then use the current market value of equity, and never the book value of equity. If you don't know the market value of debt, then the book value of debt often is a reasonable approximation, especially for short-term debt.
54 Mistake 4: Capital components are sources of funding that come from investors. Accounts payable, accruals, and deferred taxes are not sources of funding that come from investors, so they are not included in the calculation of the WACC. We do adjust for these items when calculating the cash flows of the project, but not when calculating the WACC.
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140 Masters Avenue,Trevose PA, 19053
3 beds , 2 Full/1 Half baths
2,305 sq. ft
Status: Pending
Berkshire Hathaway HomeServices Prime Real Estate
(215) 338-3200
Last Updated: 2/24/2017 5:37 PM
Description for 140 Masters Avenue Trevose, PA 19053
Phase III Now Open and Selling...This home features 3 bedroom, 2.5 baths You will enjoy entertaining in this open layout with a Spacious kitchen with slider, and oversize dinette, that flows directly into the oversize Great room. 2 car Garage and Finished Basement. Best Value in New Construction in Bensalem Township, Somerton Valley by CaAtlantic Homes! This town home is a winner! Our model home is now open on site! Visit our website for directions. *Photographs and/or renderings are for illustrative purposes. Pricing and incentives are subject to change without notice. Please see Sales Counselor for details and conditions. Images are of Model Home!
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Gas Water Heater, Public Water Service
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Vinyl, Carpet, Wood
Central Air, Ceiling Fan(s)
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Full, Full Finished
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2 Garage Spaces, 2 Parking Spaces, Attached Garage, Street Parking
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Active Market Trends
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Median list price$312,990
Days on market120
Properties for sale15
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Median sold price$272,356
Sales to list price9,793.0%
Properties sold8
Median sq ft price$133
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Listing Price History for 140 Masters Avenue
Trevose Real Estate
Trevose is located in Pennsylvania. Trevose, Pennsylvania 19053 has a population of 3,225.
The median household income in Trevose, Pennsylvania 19053 is $59,665. The median household income for the surrounding county is $76,859 compared to the national median of $53,046. The median age of people living in Trevose 19053 is 40.9 years.
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FIGHT HIGH HEATING OIL prices and save money for other things like paying your mortgage or refinancing your home. Hope this helps:-) Note: Look T THE VIDEO RESPONSES ...
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The daily drama of money and work from the BBC.
November 10th, 2014
Episode 73 of 736 episodes
Business Daily today looks at alleged currency manipulation. Banks in London and New York are accused of illegally fixing rates between them, to extract millions of dollars in profit. After months of investigation, the regulators' are expected to impose tough fines this week. Also we get a taste of Caribbean rum in the programme, with a report on the industry from Kingston, Jamaica, and Lucy Kellaway argues why manicures should never, ever be used as a recruiting tool.
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text: The Web App allows you to keep tabs on the availability of all drivers in your fleet. With real-time access to your fleet, you can stop log violations before they happen.You can also produce reports on driver miles and hours as well as state mileage. See for yourself by starting a 30-day free trial.


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Accident free - one owner , and invoice pricing Winter tire package included in the advertised sale price This Audi A4 Quattro is very well equipped with Navigation, Leather, Sunroof, Bluetooth Audio, Back up camera and heated seats, Smart key with push button start, heated mirrors ,tiptronic transmission , Alloy wheels , just to name of few of the many options . Audi's renowned Quattro AWD system and Durability make this the perfect all year round vehicle. All of our cars include: A thorough pre-inspection before we offer it to you for sale Safety and E-test Quebec SAAQ safety inspection (if required) Financing as low as 4.99 % OACExtended warranties available up to 200,000 km's with no time restrictions on most vehicles in stock WE WANT YOUR TRADES! In fact, we will pay TOP DOLLAR for your car, even if you don't want to buy another car. www.Carbonoak.comOur dealership specializes in buying the hardest to find cars and pricing them below all others in the market. If we don't have what you are looking for in our inventory. Our team of acquisition experts will find you exactly what you need via our personal shopper service. Contact one of our specialists for details .Visit us at 890 Churchill Ave S in Ottawa Just between Kirkwood and Clyde off Laperriere Ave.Dealer 5308986
For this vehicle based on mileage, region and options.
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Disclaimer Information: Please confirm with seller accuracy of information. Mileage recorded at time of listing. Taxes and license are not included in listing price.


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Science & Medicine, Natural Sciences, Social SciencesFollow
|Science & Medicine
|Social Sciences
Since 2006, the weekly Skeptoid podcast has been taking on all the most popular myths and revealing the true science, true history, and true lessons we can learn from each. Free subscribers get the most recent 50 episodes, premium subscribers (skeptoid.com) can access the full archive, all ad-free.
March 1st, 2016
Episode 535 of 592 episodes
This ancient order of Crusades knights is characterized by more pseudohistory than fact in its many, many appearances in today's pop culture.
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19900 La-964, Zachary, LA 70791Request info Add to list
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Randy L H.
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Building Details:
19900 La-964 is aretail property for lease in Zachary, LA. The property currently has 2 retail spaces for lease and is marketed by Mike Falgoust & Associates LLC.
Three separate retail suites available for lease in the Lake Point Centre' in Zachary, LA.
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A haunted Snapchat account may not sound too creepy, but you haven't seen this girl's inbox.
In 3 Seconds, a self-proclaimed "Snapchat horror short film," one user finds herself wondering if she's dealing with a prankster—or something a little more sinister.
It stars comedian and YouTuber Allison Raskin (of Just Between Us) in an uncharacteristically spooky role.
As filmmaker Alex J. Mann told the Daily Dot via email: "I asked myself, 'What's the scariest possible thing that could happen on Snapchat?' A few things came to mind: 1.) Receiving a Snapchat from yourself, or someone impersonating you. 2.) Receiving a Snapchat from a dead person, but I've already covered that in Green Dot. 3.) Receiving a Snapchat of you sleeping. Number 3 felt like the most applicable for a film.""Did i wake u? :)" just might be 2016's "The call is coming from inside the house."


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Pearl City has a population of 30,976 and is located in Honolulu county.
For Hawaii residents, the average tuition for all Pearl City computer forensics schools for the 2009 - 2010 school year was $3,036.00. For non-residents, the average tuition for Pearl City computer forensics schools was $9,744.00.
The average cost of books and supplies for computer forensics schools in Pearl City is $1,001.00. There is one computer forensics college in Pearl City for students to choose from. 6 students were reported to have graduated from computer forensics programs in Pearl City in the 2008 - 2009 school year.
|Average Salary
|Number Employed in City
|Computer Specialists, All Other


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Daily Trends: June 23rd
Who should you turn to and from on Monday? Ray Flowers might have an answer to a few of those questions that you've got about your lineup for June 23rd.
The Draft Book is a one-stop shop for drafting the Ray Flowers and Fantasy Alarm way. You'll notice that the Draft Book is designed to guide you through both snake drafts and auctions, with an advanced tier structure that ensures you are always getting the best value in your draft.
Monday after a long weekend is where many of us are at right now. If things turned out as hoped you've got a big smile on your face. For the rest of us who don't feel that way, we're sporting angry frowns. I don't want to be a part of the down side, I want to be part of the solution. I'm trying to help those that need a pick me up Monday. Maybe you can find a nugget or two in this piece to help out your fantasy squad for Monday, June 23rd.
* NOTE: Players are listed in alphabetical order for the sake of making them easily sortable/findable. The matchups are also generated based on Batter vs. Pitcher data. Just because a player is not listed does not mean that he is a bad or good play. The players listed below are mentioned merely because of the BVP data for the matchup.
DISH DIAMONDS – The Best Hitting Matchups of the Day
Gordon Beckham faces lefty Wei-Yin Chen Monday. In 47 at-bats against port siders this year he's gone deep twice while batting .383. Jose Abreu...


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The Politics of Obamacare Ended Today
Read More.
Obamacare is here to stay.
The Supreme Court today tossed out the last-gasp long-shot attempt to take down the law. Six justices ruled that, yes, tax-credit subsidies are in fact allowed in every state regardless of whether they run their own exchanges or not.
Chief Justice John Roberts wrote the opinion for King v. Burwell, as he did the last time the Supremes saved the Affordable Care Act. But this time it wasn't a particularly close decision. Republican-appointed Justice Anthony Kennedy as well as the four justices named by Democratic presidents joined the chief justice in full on this one.
More on Obamacare Ruling
McArdle | Feldman | Ponnuru | Sunstein | Editorial
For all the fuss, this really was a nothing of a court case. Last time the justices had to think deeply about complex concepts. What does liberty demand? How far should the federal government's power reach? How do we balance individual choice and community responsibility? What does the Constitution say about all that, and what's the correct way of understanding the Constitution?
This time … none of that. As a judicial matter, this was simply about reading a complex law and figuring out what it meant. It is something lawyers are good at. Using the readily available legal toolbox, Roberts concluded that the law as written -- although ambiguous -- was most sensibly read as extending subsidies to all states.
Yes, this is something that everyone, advocates and opponents alike, thought was the case back in 2009-2010 when the law was being drafted, debated and passed.
In practical terms, this was the last real chance that Obamacare could have been defeated, at least in the states that would have been affected had this decision gone the other way. Yes, Republicans will run on repealing the ACA in 2016. Even if they win the presidency and have majorities in Congress, however, by 2017 it's going to be far too late to simply repeal the law.
Obamacare would have to be replaced, and any replacement bill -- even if Republicans could settle on one -- would be filled with political danger. The truth is that Republicans have never displayed any appetite for taking on health-care reform.
This isn't the last word on health care, of course. Obamacare is hardly an unqualified success by any measure, and even if it was, new technologies and new circumstances will demand new policies. The basic architecture of the ACA -- exchanges, subsidies, the individual mandate -- is now safe, but that leaves plenty of room for change, and policy entrepreneurs in both parties will be trying to solve challenges unmet by the law as it is.
In other words, we now return -- finally -- to health care as a normal issue.
From the opinion: "[T]he Act's context and structure compel the conclusion that Section 36B allows tax credits for insurance purchased on any Exchange created under the Act. Those credits are necessary for the Federal Exchanges to function like their State Exchange counterparts, and to avoid the type of calamitous result that Congress plainly meant to avoid."
This column does not necessarily reflect the opinion of Bloomberg View's editorial board or Bloomberg LP, its owners and investors.
To contact the author on this story:
Jonathan Bernstein at email@example.com
To contact the editor on this story:
Katy Roberts at firstname.lastname@example.com


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KatiesMum ... we all know what happened last year after you had a few too many (bottles) of champers
KatiesMum ... we all know what happened last year after you had a few too many (bottles) of champers
!!!! Apple juice for me!
*Eyes off the competition*
Sent from my GT-S7500T using The Bub Hub mobile app
🍹 I may have had several but we're here! Woo!
Solo and crispy m'n'm's for me!!
Sent from my GT-N7105T using The Bub Hub mobile app
Mod-Nomsie (10-05-2014)
I'm very proud to present the first award for 2013! The first award being presented tonight is for the member who displays the 'spirit of BubHub'.
All nominations were from Members and the winner was voted by the members of the forum.
So ... the winner of the 'Spirit of BubHub Award' for 2013 is @BlotchedTabby.
Congratulations BlotchedTabby!
AdornedWithCats (10-05-2014),Atropos (10-05-2014),BH-KatiesMum (10-05-2014),Calstar (10-05-2014),dancingchipmunk (10-05-2014),DesperatelySeekingSleep (10-05-2014),Funchu (10-05-2014),harvs (10-05-2014),JessyJ (11-05-2014),Lauzy (10-05-2014),littleduck (10-05-2014),Lottiemum (10-05-2014),LoveLivesHere (10-05-2014),Mod-Nomsie (10-05-2014),Mod-Uniquey (10-05-2014),Mokeybear (10-05-2014),NewMrs (10-05-2014),peanutmonkey (10-05-2014),Pprom.mama (10-05-2014),RipperRita (10-05-2014),Sabochan (10-05-2014),Sookie Stackedhouse (10-05-2014),SpecialPatrolGroup (10-05-2014),~Marigold~ (10-05-2014)
Diet coke and pancakes for me.
Sent from my SM-N9005 using The Bub Hub mobile app
Norman already gave me some
Of his dixon in the limo
Pregnant for the first-time?
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It's Time To Say Hello To Google Allo
Instant messaging apps help you stay connected with your dear and near even during busy hours. Google has now come up with a new messaging app 'Google Allo' which is expected to give tough competition to popular messaging app Whats app!
'Google Allo', can be used in both Android phones and ios, they let you talk more and do more. It helps you in making plans, finding information and in expressing yourself. The more you use it, the more it improves.
These days most people make plans on meeting their friends through message, but the conversation comes to a stand still if you have to look out for a restaurant or cinema. This is not so in case of 'Google Allo' as your conversation never gets paused even when you are busy. With the smart reply feature you can send an instant reply with just one tap. You can respond to messages with a quick tap and can send a "yup" in response to a friend asking "Have you already started from home?" You have many other options on this smart reply feature.
With this app you can make emojis or text in larger or smaller size by just dragging the send button up or down respectively. These apps have more than 25 custom sticker packets. This app also introduces a preview edition of Google assistant, which guides you in having a conversation, reply to your queries and let it get things done directly in your chats. To bring your google assistant to any group chat all that you have to do is just type @Google.
This app also helps you in making plans with your friends, just add assistant to your group and ask for anything you want like movie list, movie time so on and so forth. It gives answers for all your questions and you can even ask your assistant to help you having some fun in a group chat with friends by asking to share a funny video.
The company has given great importance for security and all messages are encrypted using industry standard technology and has even created a mode Incognito within the app. When you chat in this mode the messages will have end to end encryption and additional privacy features like discreet notification and message expiration.
We have welcomed all instant messaging apps, especially Whats app, so now why don't we give a try on 'Google Allo' and experience this new and improved messaging app that google has in store for us. The app is presently being rolled out for Android and ios and would be available world wide in next few days.


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Happy Halloween Quotes, Images and Sayings for Facebook, Tumblr
Looking for some Halloween Quotes for wish your friends, boyfriends, girlfriend, Husband, Wife, lover? Here we sharing with you worlds best collection of the Happy Halloween Quotes and sayings with images with you can share with your dear once for wishing them a Happy Halloween. And you can also share these quotes and images on Facebook, Twitter, Tumble and other social site with the help of social share buttons. To download these images just right click on the image and then go to "Save as Images" then save file to your phone or desktop. Enjoy the halloween!!!
About Halloween –
Halloween, or Hallowe'en (a contraction of All Hallows' Evening), also known as Allhalloween, All Hallows' Eve, or All Saints' Eve, is a celebration observed in a number of countries on 31 October, the eve of the Western Christian feast of All Hallows' Day. It begins the three-day observance of Allhallowtide, the time in the liturgical year dedicated to remembering the dead, including saints (hallows), martyrs, and all the faithful departed
Information Source – Wikipedia Halloween
Also See ->>>
Halloween Sayings, Messages, Quotes
Scare your friend with Halloween Images
Cute Halloween Pictures for Facebook
Happy Halloween Quotes and Sayings
I must go in. The fog is rising.
- South Africa is the only place in the Southern hemisphere where Halloween is really catching on. They have a lot of sporting events that have made it more popular there. They have motocross and rave celebrations, and they're embracing it as a youth culture thing. Lisa Morton
Yarrrgh! Ye be a mighty fine pirate this Halloween…be sure to scour for plenty o' plunder and take heed to the night!
- At first cock-crow the ghosts must go
Back to their quiet graves below.
~Theodosia Garrison
"The wind outside nested in each tree, prowled the sidewalks in invisible treads like unseen cats.
Tom Skelton shivered. Anyone could see that the wind was a special wind this night, and the darkness took on a special feel because it was All Hallows' Eve. Everything seemed cut from soft black velvet or gold or orange velvet. Smoke panted up out of a thousand chimneys like the plumes of funeral parades. From kitchen windows drifted two pumpkin smells: gourds being cut, pies being baked."
― Ray Bradbury
- Halloween is huge in my house and we really get into the "spirits" of things.
You look at Cheney, Rumsfeld, Karl Rove, and Bush – if you saw them on Halloween, they wouldn't need a costume. You'd give them a treat and compliment them on what great-looking demons they were. They are demons. There's no doubt about it. Tommy Chong
- Whether you dress like Garfield, Odie, or Pookie, I hope that your Halloween is spectacularly spooky! Happy Halloween.
Never let your kids buy an off-the-shelf Halloween costume. Forbid it, no matter how close you may be to the witching hour. Instead, help them make their own. Encourage them to use their imaginations and their ingenuity. Show them that what can be created is often better than what can be bought. And besides, don't the darkest, most frightening things live inside us anyway? ~Joe Kita
- "But from that moment on, Hermione Granger became their friend. Because there are somethings you can't go through in life and become friends, and knocking out a twelve-foot mountain troll is one of them."
― J.K. Rowling
I heard one cry in the night, and I heard one laugh afterwards. If I cannot forget that, I shall not be able to sleep again.
- It's said that All Hallows' Eve is one of the nights when the veil between the worlds is thin – and whether you believe in such things or not, those roaming spirits probably believe in you, or at least acknowledge your existence, considering that it used to be their own. Even the air feels different on Halloween, autumn-crisp and bright. Erin Morgenstern
Cauldrons and broomsticks take shape in the night, making your Halloween full of fun and of fright, don't cross any witches or fall under their spell, and your Halloween night will go perfectly well!
- 'Tis now the very witching time of night,
When churchyards yawn and hell itself breathes out
Contagion to this world.
~William Shakespeare
"Eye of newt, and toe of frog,
Wool of bat, and tongue of dog,
Adder's fork, and blind-worm's sting,
Lizard's leg, and owlet's wing,—
For a charm of powerful trouble,
Like a hell-broth boil and bubble.
Double, double toil and trouble;
Fire burn, and caldron bubble."
― William Shakespeare
- Halloween was confusing. All my life my parents said, "Never take candy from strangers." And then they dressed me up and said, "Go beg for it." I didn't know what to do! I'd knock on people's doors and go, "Trick or treat." "No thank you."
I refuse to dress 'hot' for Halloween, 'cause I always have to have makeup and hair and look cute for my job. So on Halloween, I either go gory or weird or funny. Rachel Platten
- Zombies and monsters may lurk in the dark, jesters and vampires may even embark, but if you are ghoulish and ghostly wherever you're seen, you're sure to have such a wonderful Halloween!
When witches go riding,
and black cats are seen,
the moon laughs and whispers,
'tis near Halloween.
~Author unknown
- "Oh how the candles will be lit and the wood of worm burn in a fiery dust. For on all Hallow's Eve will the spirits come to play, and only the fruit of thy womb will satisfy their endless roaming."
― Solange nicole
I don't know that there are real ghosts and goblins, but there are always more trick-or-treaters than neighborhood kids.
- There is nothing funny about Halloween. This sarcastic festival reflects, rather, an infernal demand for revenge by children on the adult world. Jean Baudrillard
Ballerinas and pirates will take to the streets; looking for candy and other good treats; if you don't have these items when they come to beg; you may find your house, then, covered in egg. Happy Halloween!
- Bring forth the raisins and the nuts-
Tonight All-Hallows' Spectre struts
Along the moonlit way.
~John Kendrick Bangs
"Real life… Witches: Wiccan practitioners. Werewolves: rare strain of rabies. Zombies: Prions/Plague. Vampires: Hemophilia/Porphyria"
― Solange nicole
Halloween Quotes and Images for Friends
In Fathers Day 2016 we share with you worlds best collection of the Images, Pictures, Quotes, Messages, Wishes, Wallpapers, poems and much more for 31 October Halloween. Sharing with you Happy Halloween Quotes, Images and Sayings for Facebook, Tumblr. If you like this post the don't forget to share with your friends on Facebook, Twitter, Tumblr.


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Apex Clothing is located in Ikoyi, Eti Osa, Lagos. Our company is mainly into Boutiques,Casual Wear,Clothing and offering Clothes Accessories, Ladies Accessories, Ladies Jeans And Accessories. If you have any questions, do feel free to contact us on the details in our profile or view our website for more details.
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text: Vendeur: infinitydealsltd (4.883) 99.9%, Lieu où se trouve: Nottingham, Lieu de livraison: GB et de nombreux autres pays, Numéro de l'objet: 122190443503 Tetra Safe Start Water Conditioner, 50 ml Product Features Product Description For an immediate aquarium start. Introduces live filter bacteria that allow the safe introduction of fish to new aquariums. New aquarium filters lack the beneficial bacteria that remove harmful ammonia and nitrite. If the aquarium is stocked too rapidly, this can lead to New Tank Syndrome, with fish being harmed by high levels of pollutants. To avoid this, traditionally it has been recommended to stock the aquarium slowly over a period of many weeks. Recent advances in technology have led to the development of SafeStart, a unique blend of bacteria responsible for ammonia and nitrite removal in aquariums Nitrospira, Nitrosospira, and Nitrosomonas. These bacteria are included in high concentrations in SafeStart, and when added to a new aquarium quickly establish the biological activity of the filter. This allows fish to be added safely to a new aquarium, without the risk of dangerous rises in ammonia and nitrite. Enables safe introduction of fish to new aquariums Immediate activation of aquarium's biological activity Reduces dangerous ammonia and nitrite levels, thereby helping to keep fish healthy Also ideal for maintaining biological activity following water changes, filter maintenance, power cuts etc Can be used to resolve problems with high ammonia or nitrite in both new and established aquariums Contents : 50ml Manufacturers code : T168 Barcode : 4004218161023 Box Contains Each order comes with 1 x Tetra Safe Start Water Conditioner, 50 ml Infinity Deals Ltd offer only top quality productsAll our prices include VAT at the applicable rates Dispatch is 1-2 business days after payment has been received. Next day delivery has postcode and area restrictions. Please send us a message before selecting next day delivery to avoid disappointment. FREE Standard Shipping Can take 2-10 business days for delivery. Most items are delivered within 2-7 business days. -Shipping is within the mainland UK only -No International shipping except through the eBay Global Shipping Program. -All electrical items come with a UK three pin electrical plug -No shipping to PO Boxes or Armed forces addresses Where a tracking number is available, your order will be updated and you will receive an automatic email. Shipping Address If your shipping address is different to your PayPal address, please add the shipping address to your authorized addresses in your PayPal account. We can only ship to an authorized PayPal address. We do not accept email notifications to change the shipping address. Payment PayPal only please. It is your best protection as a buyer. Return Policy We offer a 30 Day Return Policy. All items purchased must be returned in the same condition as they were received in. If an item is damaged or defective, a replacement will be issued immediately subject to stock, or a refund will be given within 7 days of the return. Please contact us through eBay messages for a Return Authorization Number and correct return shipping address. Besides listing our own stock, we are also a clearing house for major suppliers. This means some items may be sent directly from the supplier. On occasions we may use a 3rd party to supply our customer's orders. It is likely that the 3rd parties logo may be on the packaging. Sometimes packaging may bear other companies logos as we re-use boxes to meet our eco-friendly policies. By placing an order, you are agreeing that your delivery information may be shared with our supplier to fulfill your order. Feedback We really appreciate your feedback and would ask that you take a couple of minutes to complete the give feedback link once your transaction is complete as we will do the same for you. We are proud of our feedback and the service we provide to our customers. In the unlikely event that you have any issues or concerns regarding your order, PLEASE contact us directly before you leave feedback. We can always resolve any problems. Brand: Tetra, Manufacturer: Tetra, MPN: T168, EAN: 2200000859167, UPC: Does not apply, ISBN: Does not apply


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Product Description
Coast To Coast Kire Burnished Parchment Three Door Credenza 70708
High tapered legs and clean straight lines give this credenza a mid-century vibe. Each door has simple single-diamond paneling with a centered large saucer metallic knob. Shelves along the full length of the generous interior space offer ample storage, and three cord/cable grommets add convenience. Finished in Kire Burnished Parchment to complement a variety of styles.
- Manufacturer: Coast To Coast
- Material: MDF/PB55%,Chinese walnut veneer 10%,veneer 10%,Solid wood 25%
- Finish: Kire Burnished Parchment
- Number of Shelves: 3
- Type of Shelves: Adjustable
- Number of Door: 3
- Assembly Required: Yes
- Cubic Feet: 20.84
- UPC Code: 884904707087
- Net Weight: 92.65 Lbs
- Gross Weight: 105.89 Lbs
- Dimensions: 60W x 14.5D x 35.5H Inches
- Pack Dimensions: 63.5W x 18D x 31.5H Inches
Additional Information
Additional Information
|Free Shipping
|Delivery Type
|Fedex/UPS Drop off Delivery (If bought alone ) without Appointment / For large quantity, LTL Curbside Delivery with appointment
|Delivery Time
|2-3 Weeks
|Coast To Coast
Product Tags
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Trade Flights Australia
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Become a Miles Master with my Miles and Points Course at www.themilesmaster.com! From www.travelfreely.com, a video that show you how to book award tickets using frequent flyer miles and credit card points. In this video we focus on how to book using the United Airlines website, which is a transfer partner from Chase Ultimate Rewards and Starwood Preferred Guest(though at a poor ratio), and also a star alliance airline with fantastic routing rules and good award redemption rates rates for economy travel on Star Alliance Airlines. [ 84 more words ]tradeflights.com/how-to-book-frequent-flyer-mile-tickets-with-chase-ultimate-rewards-points-and-u... ... See MoreSee Less
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text: S.Africa faces rating downgrade on more policy mistakes, weak growth: S&P Southern Africa by Reuters Last Updated: Thu, 21 Jan 2016 11:03:08 GMT 0 President Jacob Zuma changed finance ministers twice in a week, alarming investors and triggering financial turmoil. Photo: Pixabay South Africa's credit rating would be downgraded if further policy mistakes are made and if growth continues to disappoint, the regional head of Standard & Poor's said on Thursday. President Jacob Zuma changed finance ministers twice in a week, alarming investors and triggering financial turmoil that sent the rand, bonds and stocks plummeting. "Certainly events before Christmas was a good sign of how policy mistakes can be made and how they can have a tremendous impact on something like the exchange rate very quickly," said Konrad Reuss, sub-Saharan Africa head of S&P, referring to a surprise cabinet reshuffle last month. In its November review of South Africa's credit status S&P kept its rating at BBB-, one notch above sub-investment grade, but changed the outlook to negative from stable. "We certainly felt we had to flag downside risks in this current environment for South Africa which would result in a downgrade in particular if growth continues to disappoint significantly," Reuss said, referring to the change in outlook. Fellow ratings firm Fitch also cut South Africa's rating to a notch above junk in December. Ratings firm Moody's rating is two notches above junk with a negative outlook. The International Monetary Fund on Tuesday cut its 2016 growth forecast for South Africa to 0.7 percent from 1.3 percent. Focus is now likely to shift to reappointed Finance Minister Pravin Gordhan's budget speech in February. The agencies and the wider investor community are keen to see if Gordhan can reign-in government spending while boosting growth in Africa's most industrialised economy that is also facing rising inflation and unemployment running at 25 percent. The country's wide current account deficit, which stretched to a shortfall of 4.1 percent of GDP in the third quarter from 3.1 percent in the second, has also been cited by the agencies as a ratings risk.


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The sadly premature death of Lord Kingsland deprives the Conservative Party of one of its most formidable operators in the House of Lords and a wise source of advice on constitutional matters. He had not always enjoyed the regard in which he was currently held by his own party. When he led the Conservative group in the European Parliament, he was thought, quite wrongly, to be mad keen on Euro-federalism and was the subject of vitriolic attacks by Lord Tebbit. He was, however, a supporter of the single currency and that was sufficient to damn him in the eyes of most Eurosceptics. In fact, he was essentially a pragmatist, moderate in his own opinions and well able to recognise the strength of alternative views to those to which he adhered.
The journalist Quentin Letts memorably described him as "a skinny, bald brain-box with one of those skulls that you can almost see pulsating as he ponders", but his razor-sharp intellect was accompanied by great generosity of spirit, as the Conservative leader in the Lords noted, and friend and foe combined to acknowledge "his unfailing sense of justice and integrity". It is clear that he was held not only in respect, but with great affection by his colleagues in the Lords. He had a wry, self-deprecatory sense of humour, exemplified in his explanation as to why he did not call himself Lord Prout: he confessed to a fear that he might be called "Lord Brussels Prout". His considerable professional and academic expertise were always worn lightly, but as David Cameron observed, "his formidable experience and immense diligence made him an exceptionally powerful and effective spokesman for the Opposition in the House of Lords on legal matters, where his forensic approach held the Government properly to account."
Christopher James Prout was educated at Sevenoaks School and read economics at Manchester University (1960-63). He took further qualifications in economics at Columbia University, New York (1963-64), to which he had won a scholarship, and at The Queen's College, Oxford (1964-66). He joined the International Bank for Reconstruction and Development in 1966. Although based in New York, he travelled extensively in its service, and took a particular interest in Yugoslavia. He had devoted his doctoral studies to the operation of markets in planned economies and was later to publish an extended version as Market Socialism in Yugoslavia (1985). He returned to England in 1969 to take up a Leverhulme Research Fellowship at the University of Sussex.
Called to the Bar in 1972 as a member of the Middle Temple, he practised in the field of European competition law, but after he took silk in 1988, his interests shifted to the fields of planning, the environment and waste. He became a bencher of the Middle Temple in 1996.
Alongside his interest in law ran an abiding interest in politics and in 1979 he was elected to the European Parliament as the Conservative Member for Shropshire and Staffordshire. Although he was patently without political experience, his abilities were quickly recognised by his new colleagues and he became first deputy and then, in 1983, chief whip of the Conservative group. When Lord Plumb stood down as its leader in 1987, Prout defeated Lady Elles, Sir Fred Catherwood and Claus Toksvig to become leader not only of the Conservative MEPs, but of the centre-right European Democratic Group to which it belonged.
Prout shared Mrs Thatcher's view of the efforts of Jacques Delors to "graft social engineering" on to the single market and when the Delors scheme for the future of the EC was put to the vote, he and the Conservatives were almost alone in voting against. But he was less keen on Mrs Thatcher's populist rhetoric and when she laid into "a diet of Brussels" during the 1989 European election, he was observed to be sitting alongside her a good deal less than happy. Nor was the outcome good; the Conservatives lost 13 of their 45 seats. The EDG's Spanish members promptly joined the European People's Party and Mrs Thatcher told Prout to follow suit. Despite his personal doubts about the wisdom of the move, he sought to do so, only to meet with a humiliating rebuff.
Prout loyally kept silent about Mrs Thatcher's instructions, but he was badly bruised by subsequent Conservative charges that the Conservative MEPs had "gone native". Early in 1990 the Party chairman, Ken Baker, sought to mend a fast deteriorating relationship and there was a "positive" meeting between the group and Mrs Thatcher. Nevertheless, when she faced a leadership challenge from Michael Heseltine in November 1990, Prout told the 1922 Committee that 20 of his group wanted her to go and only five were backing her.
Prout welcomed John Major's election and the subsequent improvement in relations with the EC. He was a strong supporter of what he saw as the Prime Minister's negotiating triumph at Maastricht and sought once more to align his group with the EPP. In April 1992 they were accepted as allied members and Prout became a vice chairman of the EPP group. All Prout's diplomatic skills were evidenced in the way he held his group together, but inevitably there were dissident voices calling for a change in leadership. It did not help that he was denied the opportunity to speak from the platform at the 1993 Conservative Party Conference, but from the floor he urged that no one should use the word "federalism" in the run-up to the 1994 European elections and that they should go into them united. He also crafted a manifesto to which all could subscribe. He personally had no difficulty with Major's concept of a "multi-speed" Europe, but the rifts in the party were now so deep that it was no surprise when the Conservatives won only 18 seats. Prout himself was out, beaten after a recount in his new, supposedly safe seat of Herefordshire and Shropshire by 1,850 votes.
He had been knighted in 1990 and Major now made him a life peer and Privy councillor. Returning to the Bar, he became an assistant recorder on the Wales and Chester circuit in 1997, a recorder in 2000, and a deputy High Court judge in 2005. His political career took off in 1997 when the Conservative party went into opposition and he was given the job of shadowing the Lord Chancellor. He warned of the risks inherent in the Human Rights Act and in a powerful article for The Times in September 2000 argued that there was a danger that judges would be perceived as being drawn into the political process.
Nor was he at all happy with the Government's attempts to modify Britain's traditional liberties in order to deal with terrorism. He strongly opposed the reform of Britain's extradition laws after 9/11, reluctantly abandoning his position when the Government brought the bill back to the Lords for the third time: in the closing weeks of his life, he was fully engaged in a further attempt to modify the provisions of the 2003 Act. He was instrumental in the spring of 2005 in inflicting a series of defeats on the Government when they sought to replace their terrorism legislation, and a stand-off between the two Houses of Parliament took place over Kingsland's effort to insert a sunset clause in the bill. When the bill returned in the autumn he accepted that the Government had a right to secure a second reading, but continued to resist efforts to further extend detention without trial.
Other successes were his efforts to prevent the abolition of juries in serious fraud cases, where he induced the House to impose a six-month delay on the introduction of the bill and the use of CPS-designated case workers to prosecute in magistrates courts. Although he managed to preserve the title of Lord Chancellor, he could not prevent Lord Falconer from dividing up its historic functions, and in 2008 he accepted a new shadow role, speaking on legal affairs in the Lords. Only his sudden illness and death prevented him from continuing his forensic assaults on the Coroners Bill and the Parliamentary Standards Bill.
His activities were not confined to the House. Since 2004 he had chaired the Jersey Competition Regulatory Authority and as the chairman of the Plymouth Marine Laboratory from 2002 until 2009 he had played a key role in establishing the Plymouth Marine Sciences Partnership. He was awarded an honorary doctorate by the University of Plymouth in 2007. He had served as the president of the Shropshire and West Midlands Agricultural Society and was the president of the Shropshire Horticultural Society when he died. One of his proudest boasts when appointed master of the garden of the Middle Temple in 1999 was of the prizes it was awarded.
In his younger days he had been a keen Territorial, serving with the Oxford University OTC (1966-74), the Queen's Royal Lancers (1974-82) and on the staff of the 3rd Armoured Division (1982-88). He was awarded the Territorial Decoration in 1987. In the same year he became a deputy lieutenant for Shropshire.
Kingsland contributed to the 4th edition of Halsbury's Laws of England and wrote on environmental law for The Practitioner's Handbook to EC Law.
Apart from his enthusiasm for gardening, musical comedy and the turf, Kingsland was a keen yachtsman, mainly for pleasure, although his yachts were entered for the Daily Telegraph Cup at Cowes, which he won in 2007.
His friends had always regretted his decision to remain a bachelor and they were delighted when late in life he married Carolyn and took on a family of four stepchildren. He had already fought off cancer and he was as busy as ever when he was suddenly taken fatally ill at home. There can be no doubt at all that he would have found a place in a future Conservative administration, and it is a genuine tragedy that he was not to have the time to show that his abilities would have been well matched to the job.
John Barnes
Christopher James Prout, lawyer and politician: born London 1 January 1942; MEP (C) Shropshire and Stafford, 1979–94; Leader, British Cons. MEPs, 1987–94; Deputy Whip, 1979–82, Chief Whip, 1983–87, Chairman and Leader, 1987–92, European Democratic Group; Kt 1990; cr. 1994 Baron Kingsland of Shrewsbury; married (four stepchildren); died 12 July 2009.Reuse content


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Today, an old man looked me dead in the eyes as he reached into my tip jar, grabbed the money, and then walked out of the store as if nothing ever happened. I was so shocked that I couldn't do anything to stop him. FML
By brokeasajoke / Friday 1 November 2013 12:58 / United States - El Reno
Top comments
By dontkilljay
Too many negative votes, comment buried. Show the comment
Looks like you were coin-founded...
Your reply doesn't make any cents...
Why did you allow him to nick-el all your tip money?!
Too many negative votes, comment buried. Show the comment
Really you didn't get it? It was kind of dumb but I got it!
Too many negative votes, comment buried. Show the comment
@25 Coin-founded = confounded
And cents=sense. I got it... Did YOU get it?
To be Franc, Euro real patient guy, Lance, to explain your pun so calmly.
That old mans a thug
@31 and 37, thank you. I honestly regret nothing.
Too many negative votes, comment buried. Show the comment
some places around here you get fired for taking tips. I'm a hairstylist so I know about tips and I hate when people whine about it.
people need to step up and start protecting their hard work as well
And then you just randomly die.
#21 Ouuuuuh I always put this type of people back in their places, regardless of age! No disrespect to your grandma though. It's just that I don't have a lot of time to go shopping, and there are a lot of old people who always try to pull this off when they have the whole day to do their errands. It rubs me the wrong way when people just try to pass in front of me in a line/queue. If they ask nicely to go before me, I might let them go though.
I'm with you, 40. I'll bitch them out about jumping in line no matter their age. Old people just love to pull that shit too, haha. If they would ask politely, then I'd let em in front of me, but if they just think their old age gives them some sort of entitlement, I say hell no to that!
Personally, I just trip them very covertly so that it looks like they just fell, and hold up the line JUST enough for everyone else to be giving them dirty looks. It works well AND you don't draw attention to yourself (if you do it properly).
Does anyone remember only fools and horses. when uncle albert fell on purpose, and then sued ? Old people could get away with anything as they are usually kind-natured (some cenile)
@61 Try that to me douche bag.
Pretty sure his balls are all the way to his knees because of age
Or a death wish...
Or testicular cancer
Too many negative votes, comment buried. Show the comment
Well, on the bright side, it was only 6am so there couldn't have been much in there yet. But next time, dig up the courage and stop that man OP!
Some places are open 24hrs. So, OP could have had a cup full of tips from working the night shift
she could work in a 24 hour cafe or bar and worked really hard and all night for those tips
Also, just because an FML was posted at a specific time doesn't mean that's when the incident actually happened. I seriously doubt that OP immediately went on a break thinking "Oh man, I gotta post this on FML right this fucking second!!!"
Whatever you say Sarah Jessica Parker
Why didn't you go after him? I'm guessing his get away speed was on the slow side.
There was also probably a counter between them that wasn't exactly easy to get through quickly.
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This vintage 1960's Nancy Drew book, The Moonstone Castle Mystery, is in good condition with some mild scuff marks on the front and back cover. Inside it looks like it was never read as the binding is tight and there are no stains, handwriting, scribbling, or tears. The hardbound book is 7-1/2 inches tall, 5 inches across the front, and 2/3 inch deep when measured from the side. It has 178 pages and 22 chapters, including Mysterious Threat, A Strange Inquiry, The Spooky Drawbridge, The Canoeists' Clue, Reptile Guard, Telltale Tracks, A Cry for Help, and The Tower Signaler. On the back of this hardcover book is an advertisement for the Nancy Drew Cookbook. Printed in the USA by Grosset & Dunlap of New York, and it still has the original price sticker on the cover. Join Nancy and her best friend Bess as they solve another mystery!
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Vintage Nancy Drew book, 1962, The Moonstone Castle Mystery, Carolyn Keene, 1960s
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>The mistake seems to be that someone has forgotten that the purpose
>of freezing iris seeds is in order to break dormancy, not as a means of
I didn't forget. My thought was to bring them out of storage as viable
seeds in the green state, rather than the dried state. If, as has been
suggested, planting seeds from the green state improves the germination,
then being able to time the planting of those seeds would be helpful. I
have found it difficult to grow seedlings during the winter months, so the
idea is appealing to be able to plant them so they germinate at the normal
time in spring and skip trying to handle them during the winter months.
That would be providing planting green seeds proves to be effective on
increased germination rates, of course. Liquid nitrogen, as Paul and Sandy
pointed out, freezes something instantly without the effects of a slower
freeze. So what I was wondering about would, in effect, be a seed that had
never been allowed to dry out at all.
Donald Eaves
Texas Zone 7b, USA
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"Mooloolaba Underwater World" Australia Things to Do Tip by AnnemieB
Australia Things to Do: 1,335 reviews and 2,260 photos
This is only for people who adore seals (like me). There's a really good show and you can also view the seals under water. There's also a large tunnel where you can see all sorts of fish and sharks.
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Amber Nash voices "Pam Poovey." She was an odd choice for Director of Human Resources, but now she's found her true calling as the gruff but lovable muscle of The Figgis Agency. At an infinite number of glances she seems like a shameless gossip and sexual omnivore with a taste for cocaine, liquor and dairy products. Pam's defining characteristics are her constantly inappropriate behavior, her ability to fit multiple billiard balls in her mouth, and her winning record in illegal underground street fighting.
A native of Atlanta, Nash graduated from Georgia State University with a B.S. in Psychology. After graduating, she worked at an outdoor therapeutic program for a few years, living with teens who had emotional and behavioral challenges. During this time, she started taking improv classes and performed regularly at Dad's Garage Theatre Company, where she still performs, directs and teaches to this day. She is a current member of Laughing Matters and performs on stage in Atlanta year round. She has also worked with Push Push Theatre and The Center for Puppetry Arts. Nash was also involved with the world-renowned improv groups Improv Olympic (iO) and Second City in Chicago.
Nash got her start doing animated voice work on Cartoon Network's Adult Swim TV series Frisky Dingo, voicing the roles of "Val," "Hooker," and a variety of others. Producers and writers Adam Reed and Matt Thompson gave Nash her voice career start and continue to be friends and mentors to this day. Her work on Frisky Dingo led to Nash being cast in the series regular role of "Pam" on Archer. Nash was also very honored when asked to voice a character in the 100th episode of Aqua Teen Hunger Force for the role of "Tabitha."
In addition to her voice career, Nash regularly tours the U.S., Canada and Europe improvising, studying and teaching. She has worked with Second City, performing at the Alliance Theatre and on Norwegian Cruise Lines. She is a regular in online sketches for Dad's Garage TV and a founding member of the podcasts Dad's Garage Radio and The Laughing Skull Lounge Podcast. Nash has extensive stage experience, having performed in BRAWL, an improvised wrestling show, Clash Titan Clash!, Drove, Fingertips, Invasion: Our Town and One Flew Over the Cuckoo's Nest. Most recently, Nash produced and starred in the highly anticipated web series, Hart of America, teaming up with husband, Kevin Gillese and longtime friend and business partner Arlen Konopaki.
Between seasons of Archer, Nash continues to perform in live productions, travel, participate in panels and appearances, and tweet, in character, as "Pam" from Archer at @pamsgossiptrain.
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Gigi Basic Crew Neck
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Gigi Basic Crew Neck
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November 21, 2016In 2004, Seawind Catamarans launched the 38ft Seawind 1160… a ground breaking and innovative design that gained worldwide acclaim for its clever layout and use of space, ergonomic design and efficient short-handed sailing performance. Well over 100 Seawinds have been launched since then and many are crossing the world's largest oceans. The new Seawind 1160 LITE will feature the same resin infused construction and same hull,...
September 06, 2016Congratulations to Grand Yachts Inc. on recently being appointed as the new representative of Beneteau Sailboats in Western Canada by Beneteau America. "We have been actively looking for a partner in Western Canada, and couldn't be more thrilled with the relationship we've started to build with Grand Yachts. Grand Yachts has earned the respect and admiration of their industry peers and most importantly their clients. We look...
August 23, 2016Boating BC Association has recently announced their inaugural recipients of the Glenn Spartz Scholarship. Joseph Cervantes - New Westminster, BC Derek Fairclough – Mission, BC Darryl Stanley – Surrey, BC Nicholas Meakin – Peachland, BC Congratulations to all! The scholarship was first announced earlier this year in response to the ongoing need for qualified technicians in the recreational marine industry. It offers financial...
August 11, 2016Each year the Standards and Technical Information Reports for Small Crafts are updated by the American Boat and Yacht Council (ABYC) to reflect changes in industry best practices and advancements in technology. The ABYC officially released the 2016-17 update with Supplement 56.The full list of 2016-2017 revised standards:A-16, Electric Navigation LightsA-27, Alternating Current (AC) Generator SetsE-10, Storage BatteriesH-5, Boat Load...
August 08, 2016This past spring, the BC government announced a $2 million annual program to protect BC waters from invasive species of mussels. From April through October, eight inspection stations are operating along the provincial and US borders inspecting boats and trailers that could be transporting these mussels on their hulls. Boats of interest or those that are contaminated or inadequately cleaned will be stopped and decontaminated before...
July 20, 2016The Lifesaving Society designates the third week of July as National Drowning Prevention Week (NDPW) to focus community and media attention on the drowning problem and drowning prevention. According to the Canadian Red Cross: On average there are 166 boating related deaths in Canada each year Alcohol is present or suspected in over 50% of fatalities More than 24% of fatalities occur where life jackets were on board but not worn Wearing a life...