text:
Lyon Homes to file for bankruptcy
William Lyon Homes, the Newport Beach-based developer run by veteran Orange County builder Gen. William Lyon, will file for bankruptcy protection as part of a debt reorganization plan that will likely give control of the family-owned developer to a New York hedge fund.
Lyon Homes announced that "it has commenced the solicitation of votes for a prepackaged plan of reorganization to facilitate its recapitalization and ensure it remains a leading homebuilder for years to come. ... We are confident these efforts, supported by an overwhelming majority of our noteholders and senior secured lender, will strengthen the Company and position William Lyon Homes as an industry leader now and in the future." The plan is to quickly exit bankruptcy with a new financial structure by the end of the first quarter 2012.
|Lyon Homes currently sells San Carlos in Irvine and 4 other projects in O.C.
Lyon Homes added that this plan "contemplates no impairment of any business relationships and full payment of all obligations to the company's business partners, vendors and employees."
Two weeks ago, Lyon Homes and its key financial partners agreed to a recapitalization that would bring in $85 million in fresh cash and shrink and extend Lyon Homes' debts.
Lyon Homes CEO Gen. Lyon: "As the next step in completing our recapitalization, William Lyon Homes is pleased to commence the solicitation of votes for our recapitalization plan ... We are confident these efforts, supported by an overwhelming majority of our noteholders and senior secured lender, will strengthen the company."
Said Lyon's Matt Zaist: "Once the recapitalization is completed, William Lyon Homes' capital structure will provide the foundation for sustainable profitability and better position the company to meet the challenges of our industry head on -- and take advantage of historic opportunities."
Lyon Homes sells homes in California, Arizona and Nevada. Since a predecessor company started in 1956, Lyon family builders have sold over 72,000 homes.
Lyon Homes is currently selling five projects in Orange County (DETAILS HERE) and the developer added that on Wednesday it got an option to build two new projects in South Orange County. Lyon's Zaist said that due to a confidentiality agreement details that can be released are limited. Lyon will build on two parcels with current entitlements for 194 homes to range in size from 950-1,500 square feet. Construction should start next year, with models ready to sell in 2013.
The previously announced financial repackaging will leave the Lyon family with a minority 20% share in the business that had been almost entirely in family hands. In return, Lyon Homes is put in better fiscal shape.
Zaist said: "The transaction will reduce the total interest expense of the company by approximately 45 percent which equates to a reduction of cash pay interest of approximated $30 million per year. This annual savings of cash along with the new money being raised will help fuel the company's growth."
Lyon Homes had been juggling its debt payments to navigate tough conditions in the homebuilding business. Twice since summer it took extra time to make debt payments — and its tangible net worth had dipped below zero. Under the deal:
- Lyon Homes ends up with about $310 million in outstanding debt, much at reduced interest rates.
- Lyon family and investors will add $85 million new capital, $25 million from the Lyons.
- Lyon, a retired Air Force Reserve general, continues to serve as chairman of the Lyon company board of directors. The current management team, including Chief Operating Officer Bill H. Lyon, the general's son, will remain in control.
- Investor Tom Barrack's Colony Capital and Colony Financial – which arranged for up to $206 million in fresh funding for William Lyon Homes in October 2009 – would see its loan agreement amended into a new $235 million senior loan. Interest on the new loan will be reduced to 10.25%, down from the original 14%.
- Senior note holders would exchange about $284 million of existing debt for $75 million in secured notes at an interest rate of 12% plus stock giving them ownership of 28.5% of the company.
- Investors -- now reported by Bloomberg News to be New York-based hedge fund, Luxor Capital -- will pay $60 million in cash and get stock equal to ownership of 51.5% of the company. Luxor Capital, Lyon's largest note holder, is part of an investor group that controls Freedom Communications, owners of The Orange County Register and ocregister.com
Irvine housing consultant John Burns said this recapitalization package should put Lyon Homes on better financial footing, though he couldn't comment if it's enough to weather what Burns sees as a "long, slow road head" for all homebuilders.
As for the Lyon family's outcome, Burns said "this is the most favorable outcome you could have wished for."
Gen. Lyon, 88, touched off a stock bidding war in a much publicized move to take his publicly traded homebuilding firm private in 2006. Lyon, who owned or controlled about 75% of the stock at the time, bought up virtually all the outstanding shares of stock, leaving the firm in the hands of family members and company insiders. However, the company also had significant debts that became difficult to pay off in a harsh environment for builders.
|For some real estate context ...
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Factors determining the formation of secondary inorganic aerosol: A case study in the Po Valley (Italy)
- DOI: 10.5194/acp-13-1927-2013
Physicochemical properties of aerosol were investigated by analyzing the inorganic water soluble content in PM 2.5 samples collected in the eastern part of the Po Valley (Italy). In this area the EU limits for many air pollutants are fre-quently exceeded as a consequence of local sources and regional-scale transport of secondary inorganic aerosol pre-cursors. Nine PM 2.5 -bound major inorganic ions (F − , Cl − , NO − 3 , SO 2− 4 , Na + , NH + 4 , K + , Mg 2+ , Ca 2+) were moni-tored over one year in three sites categorized as semi-rural background, urban background and industrial. The acidic properties of the PM 2.5 were studied by applying the re-cently developed E-AIM thermodynamic model 4 (Extended Aerosol Thermodynamics Model). The experimental data were also examined in relation to the levels of gaseous precursors of secondary inorganic aerosol (SO 2 , NO x , NO, NO 2) and on the basis of some environmental conditions having an effect on the secondary aerosols generation pro-cesses. A chemometric procedure using cluster analysis on experimental [NH + 4 ]/[SO 2− 4 ] molar ratio and NO − 3 concen-tration has been applied to determine the conditions needed for ammonium nitrate formation in different chemical en-vironments. Finally, some considerations on the secondary inorganic aerosol formation and the most relevant weather conditions concerning the sulfate-nitrate-ammonium system were also discussed. The obtained results and discussion can help in understanding the secondary aerosol formation dy-namics in the Po Valley, which is one of the most critical regions for air pollution in southern Europe.
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Recipe for a contentious Federal Circuit decision: empanel two judges who have different understandings of the patent-eligibility of computer-related inventions, sprinkle in a claim or two that could be viewed as a pure business method, let simmer. Judge Lourie and Chief Judge Rader are at it again, carrying out their ongoing dialog that began in CLS Bank Int'l v. Alice Corp and continued in Ultramercial Inc. v. Hulu LLC. In the former case, they set forth different patentable subject matter eligibility tests, and in the latter case they found themselves ultimately agreeing on the disposition of the claims with respect to 35 U.S.C. § 101, if not the rationale to reach that conclusion. Here, however, they apply disparate reasoning to come to different conclusions.
On Guidewire's motion for summary judgment, the District Court for the District of Delaware held all claims of Accenture's U.S. Patent No. 7,013,284 invalid under § 101. The District Court concluded that the patent was "directed to concepts for organizing data rather than to specific devices or systems, and limiting the claims to the insurance industry does not specify the claims sufficiently to allow for their survival." The District Court set forth this holding despite some of the claims being system claims. Accenture appealed for claims 1-7, the system claims, but not for claims 8-22, similar method claims. Judge Lourie, joined by Judge Reyna, affirmed the District Court. Chief Judge Rader dissented.
Claim 1 recites:
A system for generating tasks to be performed in an insurance organization, the system comprising: an insurance transaction database for storing information related to an insurance transaction, the insurance transaction database comprising a claim folder containing the information related to the insurance transaction decomposed into a plurality of levels from the group comprising a policy level, a claim level, a participant level and a line level, wherein the plurality of levels reflects a policy, the information related to the insurance transaction, claimants and an insured person in a structured format; a task library database for storing rules for determining tasks to be completed upon an occurrence of an event; a client component in communication with the insurance transaction database configured for providing information relating to the insurance transaction, said client component enabling access by an assigned claim handler to a plurality of tasks that achieve an insurance related goal upon completion; and a server component in communication with the client component, the transaction database and the task library database, the server component including an event processor, a task engine and a task assistant; wherein the event processor is triggered by application events associated with a change in the information, and sends an event trigger to the task engine; wherein in response to the event trigger, the task engine identifies rules in the task library database associated with the event and applies the information to the identified rules to determine the tasks to be completed, and populates on a task assistant the determined tasks to be completed, wherein the task assistant transmits the determined tasks to the client component.
In a nutshell, the claims require four components: an insurance transaction database, a task library database, a client, and a server. The client accesses the insurance transaction database to ultimately "achieve an insurance related goal." The server communicates with the client and the two databases, responds to changes in the information stored in the database, responsively identifies associated rules in the task library database, and transmits tasks to be completed to the client.
Notably, the claims as written do not specify whether these four components are hardware, software, or some combination thereof. Thus, given a literal interpretation, the claims could read on a pure software system comprising executing processes and data.
Judge Lourie began his discussion of the relevant law by referring to the en banc plurality opinion in CLS Bank, and more specifically, his own "inventive concept" analysis therein. This analysis requires, for a claim that encompasses an abstract idea, that one "identify and define whatever fundamental concept appears wrapped up in the claim so that the subsequent analytical steps can proceed on a consistent footing," and then evaluate the balance of the claim "to determine whether it contains additional substantive limitations that narrow, confine, or otherwise tie down the claim so that, in practical terms, it does not cover the full abstract idea itself."
Judge Lourie acknowledged that this analysis was set forth in a plurality opinion. However, he focused on the fact that a majority of the en banc panel agreed that, in CLS Bank, the method and system claim rose or fell together because "the system claim essentially implemented the process of the method claim on a general purpose computer" and that the hardware limitations were not meaningful. Thus, he appears to believe that combining the analysis of method and system claims in similar circumstances has the weight of precedent in the Federal Circuit.
In a procedural twist, Judge Lourie noted that the District Court's judgment against the patent-eligibility of Accenture's method claims was not under appeal, and therefore was final. Based on this conclusion, and the similarity of the system and method claims, he further concluded that the system claims must also be patent-ineligible because "the system claims offer no meaningful limitations beyond the method claims that have been held patent-ineligible and because, when considered on their own, under [Mayo Collaborative Servs. v. Prometheus Labs., Inc.,] and our plurality opinion in CLS Bank, they fail to pass muster."
In his substantive analysis of the claims, Judge Lourie compared the limitations of Accenture's system and method claims "to determine what limitations overlap, then identify the system claim's additional limitations." He noted that system claim 1 did explicitly recite some limitations not in method claim 8, such as an insurance claim folder, a task library database, a server component, and a task engine, but that "these software components are all present in the method claims, albeit without a specific reference to those components by name." Indeed, these components appear to be defined functionally in claim 8.
Further, Judge Lourie noted that claim 1 did not recite specific computer hardware components, and was a mere rewriting of the limitations of method claim 8 with a preamble indicating that the claim was directed to a system. Under his interpretation of CLS Bank and Prometheus, such a claim fails to lift any abstract idea therein to the level of being patentable subject matter. Further, he wrote that the computer hardware described in the specification "is merely composed of generic computer components that would be present in any general purpose computer." Thus, he implied that, even if generic computer structure were added to claim 1, these additional limitations would not be meaningful, and the claim would still fail under § 101.
Judge Lourie continued by addressing the patent-eligibility of the system claims on their own, regardless of the disposition of the associated method claims. He found that they fall short under this analysis as well. Accenture argued that claim 1 "narrows [the idea of generating tasks for insurance claim processing] through its recitation of . . . an insurance transaction database, a task library database, a client component, and a server component, which includes an event processor, a task engine, and a task assistant." Accenture further asserted that the "complexity and detail of the specification" were evidence that that invention advanced the field of computer software, and was not merely an abstract idea.
Applying his "inventive concept" analysis from CLS Bank, Judge Lourie identified the abstract idea of claim 1 as "generating tasks based on rules to be completed upon the occurrence of an event." Then, he considered whether the claim recites any additional substantive limitations to narrow this idea so that the claim doesn't encompass the full scope of the idea. He found that if even the claim were limited to being applied in a computing environment in the insurance industry, these restrictions were mere field of use limitations, and would not prevent the claim from preempting the abstract idea. Judge Lourie also rejected Accenture's argument that the complexity disclosed in the specification was relevant, as this complexity, in Judge Lourie's view, was not reflected in the claims.
In comparing claim 1 to the claims he found patent-ineligible in CLS Bank and those he found patent-eligible in Ultramercial, Judge Lourie found Accenture's claim 1 similar to those in CLS Bank. Particularly, the system claim in CLS Bank was also directed to a general purpose computer adjusting values stored in a "database" and then generating instructions. On the other hand, Judge Lourie posited that the claim in Ultramercial contained "additional limitations from the abstract idea of advertising as currency, such as limiting the transaction to an Internet website, offering free access conditioned on viewing a sponsor message, and only applying to a media product." Further, Judge Lourie noted that, in Ultramercial, the Federal Circuit reversed a pre-answer dismissal, whereas in the present case the Court was considering a post-claim-construction grant of summary judgment. Thus, the burden on the moving party (in both cases, the defendant) was greater in Ultramercial.
In dissent, Chief Judge Rader took issue with the majority's reliance on CLS Bank, as he believes that that case lacks precedential value. He pointed out that even though eight of the ten judges on the CLS Bank panel held that the method and system claims in that case rose or fell together, they did not state that all associated system and method claims must share the same fate. Further, two judges reached this conclusion merely due to the procedural posture and stipulations of the case.
On the substance of the case, Chief Judge Rader would have found the system claims patent eligible based on the specific combination of elements in claim 1. He faulted the majority for removing these limitations when boiling down the invention to merely "generating tasks based on rules to be completed upon the occurrence of an event." Chief Judge Rader provided several ways in which one could generate such tasks without infringing Accenture's claims, such as using a different number of databases or a different database structure. He also suggested that the claim required specific computer components such that "a human performing the claimed steps through a combination of physical or mental steps likewise does not infringe."
In comparing this case to CLS Bank and Ultramercial, can we provide any practical recommendations to those involved on patent prosecution or litigation? While the landscape of § 101 remains mired in quicksand, a few solid patches of earth are beginning to emerge.
1. Procedural posture matters. It is possible that Judge Lourie found the claims in Ultramercial patent-eligible mainly because they were considered on an early motion to dismiss, and therefore would need to be reviewed in the light most favorable to the patentee.
2. The Federal Circuit continues to take a dim view on claims that recite disembodied functionality, even if couched in the language of a system or device. Despite Chief Judge Rader's belief to the contrary, in my view Accenture's claim 1 could be performed as a series of mental or paper-and-pencil calculations. There is common thread throughout Bilski v. Kappos and Prometheus in the Supreme Court, as well as RCT v. Microsoft, CLS Bank, Ultramercial, and this case in the Federal Circuit. Notably, claims reciting disembodied functionality are more likely to be found patent-ineligible, but claims with limitations (not just a preamble) tying such functionality to physical devices or components are more likely to be found patent-eligible. Is the machine or transformation test making a quiet return?
3. In the wake of CLS Bank, some commentators have advocated drafting system and method claims with varied limitations and breadth, so that they are not lumped together for the purposes of a § 101 analysis. While this approach is commendable, it isn't a silver bullet. In this case, the majority deemphasized the differences between the limitations of the system and method claims. In CLS Bank, a number of claims across four related patents were lumped together despite having considerably diverse limitations.
4. Judge Lourie's inventive concept analysis, which was ultimately derived from Justice Breyer's opinion in Prometheus, remains unsettling in its subjectivity. A court must "identify and define whatever fundamental concept appears wrapped up in the claim." However, few guidelines for doing so exist. Thus, two judges could easily obtain two different variations of such an inventive concept for the same claim, one leading to the conclusion that the claim meets the requirements of § 101, the other not. In contrast, Chief Judge Rader advocates consideration of the plain language of claims, including all recited limitations.
5. Are § 101 appeals to the Federal Circuit likely to be determined by the luck of your panel draw? Ending up with Judges Rader and Newman may result in a more favorable outcome to the patentee than arguing in front of, as one example, Judges Lourie and Reyna. The existence of such a clear intra-circuit split, at best, limits the legal certainty of subject matter eligibility on both philosophical and practical levels.
Accenture Global Services, GmbH v. Guidewire Software, Inc. (Fed. Cir. 2013)
Panel: Chief Judge Rader and Circuit Judges Lourie and Reyna
Opinion by Chief Judge Rader; dissenting opinion by Circuit Judge Lourie
See more »
DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© McDonnell Boehnen Hulbert & Berghoff LLP
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Casserole Straight From the Oven
Pillsbury's Zucchini 'n Hamburger Casserole made with organic 94% lean ground turkey, homegrown crookneck (yellow) squash, and organic mozzarella. I stuck the casserole under the broiler for the last few minutes to get the cheese all brown and bubbly. Yum!
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574 reviews | 4.4 out of 5
Yes Straight talk offers all kinds of the flagship phones, and yes you can have your iPhone or Galaxy built with Straight Talk inside... but why use such conventional ways with such an unconventional service?
Get this SIM card and use it on almost ANYTHING you can think of... I mean you can buy all kinds of phones on the web these days and some cost less than the price of a dinner out, but have twice the form and function. You can buy a watch that is also a phone, you can buy a compact phone with tiny little buttons, or you can have a huge Phone tablet or phablet and really take your all in one with you in style like I do... there are many phones you can buy right here in the US that are over 6 inches but on the web there are larger ones you can buy I think they top out at 10 inches or more... these are phones as well as devices that you do your every day tasks with, why bring more than one thing with you? You can use this SIM card in anything that will make a call (So sorry no 3G devices or modems) but why need the modem when you can buy things like the PadFone that starts out as a huge phone, then turns into a tablet, then that turns into a laptop... all ran on the Straight Talk network... You told your self when you joined straight talk that they can't lock you into a contract so why be locked into a phone type? Be 100% free like me and use anything you want that will take a SIM card and be who you truly are... YOURSELF I am not an iphone, nor am I a Galaxy... there are so many choices out there find yourself in them.... heck with the money you save with Straight Talk you can buy all kinds of devices that you can use every day... all you have to do is switch the SIM card and its working... no need to call the company it will just work (as long as you have your APN settings, but after you put in the APN settings once its the same on most devices... super easy and only like 3 lines of text)
This review has been written as part of a deed for the Straight Talk Rewards Club but all opinions are my own. Please visit straighttalk.fancorps.com to learn more.
After stalking walmarts everywhere including online I finally found the micro sim required for the pantech burst AT&T phone. I received it within two days and it works fine after I updated my apn settings. Now I am so happy with my fast 4g on a cheaper bill every month.
Straight Talk is a great cell phone service for the price, no problems to date and I have been a customer for a couple of years now. No where else can you get unlimited for $45 a month. Would recommend auto refill, less hassle and it comes out a couple dollars cheaper. Bring your own phone is a great service to offer however it does have its draw backs such as I have an android based phone and I cannot send picture messages which is definitely a minus. I chose AT&T card because the towers are better in my area. I received my order on time as promised. This item was on clearance which worked in my favor. If you order this item off the Straight Talk website you get it in 3 days however you will pay about $25 VS $8 for the same exact item. The directions told me exactly what to do. It is very hard to understand the employees answering the service department which apparently is located in another area which again is another minus. The information they do tell you most of the time you can find on their website.
i hate contract phones...so my boyfriend got a new phone and he didnt want his phone he had just gotten 2 months ago so he gave it to me the only problem was it was at&t and i dont like at&t on the go so i heard about simple mobile but i did a lot of research and checked the ratings online and also went to the store to see what i needed to do to connect it with theM and theY told first u need to unlock your phone$35 then buy sim$25 then buy you plan min$40 total of $100 + taxes...and the ratings online were not good at all then i googled good prepaid plan companies and stumbles with a straight talk review it was good one stated to read more has some bad and good ones but way more good then bad so did my research how to activate...omg i was so easy and the price amazing so I HAD NO NEED TO PAY TO UNLOCK MY PHONE $0 SIM CARD COMPATIBLE WITH AT&T $6.88 PLAN MIN $45 TOTAL OF $51.88 + TAX AROUND $55...PRACTICALLY 1/2 OF OTHER COMPANIES AWESOME!!! CUSTOMER SERVICE WAS GREAT EASY TO ACTIVATE AND A WEEK LATER SERVICE IS GREAT !!!!!!!!!!!!!!!!!! TOTALLY RECOMMEND IT
YES VERY EASY I got an iphone 4(at&t) from my friend who upgraded the phone is not unlocked or jail broken. I read some reviews did my homework got this sim it took a week to get to the store(not bad) since I already have straight talk I didn't need to buy a $45 card I still had min also a seriel number comes with this sim so the connect go's smooth. the transfer from my old straight talk phone to my iphone took just five min. though an automated system the only thing was the picture messaging i was able to send and receive regular texts. but no pics. this is were it gets tricky the APN settings may have to be change but i am told if the phone is not unlocked there are no APN settings note a friend of mine is awesome with this stuff he BLASTED MY APN now everythings perfect .I just wanted to share my experience not everyone is a wiz at this stuff hope it helps the basic people:) lololo
you cant change the apn on some iphones if you have one of these iphone go to strighttalksim.com and click on click on support then striaght talk faq and look at "How do I update my iPhone APN settings?" and read they will tell you how to fix it ive spent hours trying to figure this out and this is the only way to fix it works great im on a iphone with straight talk cool ill post it here here it is:
If you have an AT&T compatible iPhone 3G, 3GS, 4 or 4S running iOS 4.0 or higher you may click on the link below and we can attempt to update your APN settings.
This link may not work based on limitations and configuration settings you may have on your iPhone, please contact the manufacturer or point of purchase for further support regarding your phone. Your phone must be connected to Wi-Fi in order to continue.
1 .While on Wi-Fi, open Safari and type in iapnupdate.straighttalk.com.
2. Tap Install.
3. Tap Install Now.
4. Enter your pass code if prompted.
5. Tap Done.
6. At this point you can exit your browser, turn off Wi-Fi, and re-boot your phone.
7. With Wi-Fi off, access Safari to ensure your data connection is working.
So far we are happy with the phone, data and text service. Setup was easy and we even received a call from Straight Talk to make sure that the service was working properly after we ported our number. We activated the card and initiated the port process and received a call within minutes telling us that the process was complete. The only issue that we have is the inability to set up MMS/Picture Messages on the iPhone, due to an issue with settings that are inaccessible when using an AT&T compatible SIM card. There is a possible work around using a SIM card from another carrier to 'trick' the phone into thinking it is on a network that allows access to these settings... We are waiting on that SIM card now (bought on EBay on $3), and we'll see if we can use that to work around Apple/AT&T security. If not for that one issue, I would give 5 Stars to this product.
I purchased this card because when i called straight talk they told me i had to go through Walmart... Ordered SimCard only to get it and it does not fit in my phone... I need a Micro Sim card..Customer service was horrible... I have been a user of straight talk for 3 years now... And i have never had a problem... NOW i get horrible customer service who cant even tell me where i can buy the correct SimCard i have been given the run around, transferred and hung up on... I had purchased a 3 month plan... And when i told them to transfer all of my funds back to my original phone i was placed on hold and hung up on.... Straight talk needs to stop offering plans that REALLY are no longer available... such as the Micro sim on their website..... Its not available... I asked a rep about this... and the only thing i was given was some poorly written script!!!! NEVER AGAIN!! And i am convinced that anyone who has written good reviews about this phone service is paid by the company....
I originally used this SIM card in my old iPhone 4. I wanted to try out the service beforehand to see if it was worth keeping. Well long story short, it was totally worth it! I just recently upgraded to an iPhone 5 and used the same SIM card. All I had to do was cut down the SIM card from a micro size to a nano size using a SIM card cutter I bought from Amazon. Completely foolproof. After that it was just a matter of Sim swapping to access my APN settings and I was good to go! Fully functional phone including data and MMS without having to use that unlockit website. I also have 4G service that is so speedy and smooth. Bottom line, if you're able to stay within the 2GB data limit you should definitely consider switching over to Straight Talk! The savings from a traditional contract phone are amazing too.
I was sick of the high bill from AT&T each month and decided to try the "bring your own phone" with Straight Talk. I needed a Micro SIM Card for my iPhone 4S and I could not locate one in any of the local stores. I ordered a SIM card online with 'Ship to store" for free shipping. The card was also discounted if ordered online. I noticed the cards in the store were much more expensive than ordering online. The card arrived 4 days before it was supposed to get here! I picked it up and installed it the same evening.
The SIM card works perfectly and now I am getting the same service as I had with AT&T for HALF the price. I wish I had done this sooner.
This SIM card lets you use your LOCKED iPhone on straight talk using the AT&T towers so there is NO NEED to unlock your iPhone.
You will need to go online using your phone on wifi at first to install a program to get cellular data working though. Just look it up on YouTube ;).
Now my wife is on straight talk on my old 4s for $45.00 a month while I'm in my new contract for 2 years at $100+ a month on my iPhone 5.
She pays less than half what I'm paying.
In other words. This is a great plan. You can save a LOT with this $14 SIM.
My daughter bought an unlocked iPhone 4s from Apple, bought this SIM card, inserted it, activated the phone, made the necessary APN changes to enable data and MMS, and now she has an iPhone with service for only $45.00 per month! Our whole family has been on Straight Talk for about two years and have had good experiences with their phones and services. It's going to be hard not to get iPhones for everyone else in the future since this is so easy and works so well, but unfortunately the prices of the iPhones will probably be prohibitive. Here's the link to help with the phone set up:http://wiki.howardforums.com/index.php/Straight_Talk_iPhone.
Bought this to get out of ATT. The item itself is not really an issue, but costumer service was really bad. I read all the reviews on customer service before I bought this and decided to switch, but it seemed they had resolved their issues. Just not the case. I have had the sim card in for a week now and I am still waiting on a replacement sim card since this one appears to be defective. This was after a couple of hours at least on the phone and being transferred to only being disconnected. I even asked at one point to not be transferred to another department and wanted to speak with the operators supervisor. Told me he would transfer me to him and was promptly disconnected. I would give this one star, but finally, the last person I spoke to seemed to have resolved my issues and quite honestly, I find the carriers like ATT to be too much. I stuck it out with them for years and in the end, they couldn't offer me anything close.
I have an iPhone 4 and this micro SIM card fits perfect. I'm now on the Straight Talk plan which is 50% cheaper than my AT&T plan was.
For those like me, who want to know if this sim card works in Samsung's Galaxy S III, it does. I had no problems with installation and used video to input settings in phone with no problem.
I bought a used LOCKED AT&T iPhone 4S IOS 6.0 from criagslist. It had no mods whatsoever. I ordered the Straight Talk AT&T micro sim card, activated with the $45 plan (unlimited everything) and within an hour (I ported), I had cell coverage. It's one bar short of full. To get the text and data to work, connect your phone to wifi and navigate to this website. unlockit_co_nz and follow the instructions. Bam! Everything works great.
I am leaving my employer who I've been using a Verizon iPhone 4S. Both phones are identical other than the carrier. The Verizon had full bars, the Straight Talk had one less than full. I installed speedtest from the ap store, then I turned off wifi and made them both run the test a few times. The Straight Talk had nearly double the download speed and slightly slower upload speed. I would have been happy with slower speed all around at a discounted rate.
The data will loose connectivity every once in a while. To fix this, set the phone to "Airplane Mode", wait a few seconds and then turn off Airplane Mode.
You get "call in" voicemail, not "visual voicemail".
You can get 3 months for $125 when ordering online from Walmart_com, not straighttalk_com. I don't know if this is permanent or not.
iPhones prior to the 4S have different cell chips. I suspect that those phones may only get 2G service. You may want to reserch this if you own an iPhone 3, 3S or 4.
I got this for my At&t Samsung Galaxy S3, and it actually worked. Got to switch it from At&t to Straight Talk, from paying $70 a month to just $45 a month, with unlimited EVERYTHING. It has great service, and I get 4G pretty much eveverywhere. I would highly reccommend this to anyone.
After been an AT&T customer for 8 years, I finally made the switch to Straight Talk. I was paying over $100.00 monthly, now I only pay $45.00 dollars. It's easy to activate and to set up the APN for the data, just follow the instructions. Within an hour, my iPhone 4s was activated... I'm a very happy customer. If you are thinking to make the switch, don't hesitate, you won't regret it.
I recently upgraded to a Google Nexus 4 phone and needed to purchase a SIM for it. I have been a Straight Talk customer for years and wanted to continue using their service.
Straight Talk no longer has AT&T cards available directly from their web site, and I wanted the better coverage and signal strength that AT&T provides. I received the card within two days of ordering from Walmart.com and was able to activate it immediately with Straight Talk via their web site.
I've been using the phone with the service for a week and it has worked perfectly. It requires the $45 unlimited monthly package. If you are a heavy data user, you may want to consider the T-Mobile SIM card as AT&T data throttling has been reported by some users.
This card requires an unlocked or AT&T compatible GSM phone. It may not work with phones locked to other carriers, and will not work with Blackberry devices, or CDMA phones.
For my uses this is a perfect low cost high value solution for cell phone service.
I have an iPhone 4. This was super easy. Bought the sim site to store. Once I had that, I went to the website on the sim card instructions, bought the $45 unlimited month plan, turned the phone off and then On. Was able to make a call immediately, text and Internet worked without any additional setup. This was really easy and HALF price of most plans. Thanks. Recommend this 100%.


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Markhors belong to a group of animals called 'goat-antelopes', which includes the musk ox, the chamois and the domestic goat. Markhor have spiralling horns, which can grow to over a metre and a half long in males.
Scientific name: Capra falconeri
Rank: Species
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Blue sheep and markhor goats overwinter on the lower Himalayan slopes.
Blue sheep and markhor goats overwinter on the lower Himalayan slopes.
The first ever footage of an entire snow leopard hunt. Filmed in high definition.
It's notoriously hard to film amongst these remote and vertiginous slopes. Previous footage of snow leopards has been captured with remote cameras, making action sequences impossible. Here, the high magnification capability of HD allowed close ups to be shot from the other side of the valley, widening the field of view enough to follow the entire hunt.
Incredible adaptation to life in the vertical Himalayan world.
Perhaps the most agile of all goats, the markhor is perfectly adapted to life on these sheer slopes. They are so sure-footed they can even climb trees. With an extrememly timid subject and the access problems posed by the terrain, the crew made full use of the long lens capability of the high definition camera to film this dramatic encounter.
Species range provided by WWF's Wildfinder.
The following habitats are found across the Markhor distribution range. Find out more about these environments, what it takes to live there and what else inhabits them.
Discover what these behaviours are and how different plants and animals use them.
Additional data source: Animal Diversity Web
Population trend: Decreasing
Year assessed: 2008
Classified by: IUCN 3.1
Take a trip through the natural world with our themed collections of video clips from the natural history archive.
Narrated by Sir David Attenborough Planet Earth was the ground-breaking series that explored the wild and beautiful parts of our planet like never before.
Watch the most memorable moments from an incredible career watching wildlife, chosen by Sir David from the BBC archive.


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About me
My name is Brandon Lucas, I am 24 years old and I live in Hollister CA. I have been an RC hobbyist for about 6 years now. I like just about everything rc but my real passion is RC helicopters.
When I was learning to fly I would go through canopies like crazy so being a "diy" type of guy I eventually started making my own canopies to save money.
I ended up getting quite a few requests for the canopy I made so I started selling them to help support this expensive hobby. I am not a mass producer or anything like that. I'm just a hobbyist like you, making these canopies from a small room in my house I converted into a little work space.
This little side business has become more of a hobby for me because I enjoy doing it. I take pride in my work so I try to do my best job on everything I make. I do have a full time job as well so I can only work on orders for a couple hours after work or on my days off. because of this some orders may sometimes take longer than others to get shipped out depending on how busy i am at the time.
Thank you for taking the time to read this!


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In payday loan debt? Don't let false promises sink you in deeper.
Many people who take out payday loans have trouble paying them off quickly. A recent FTC case shows how dishonest companies can take advantage of people who can't make their payments, while fees and interest costs grow.
Payday Support Center promised to help people who fell behind on payday loan payments. According to the FTC, the company's ads gave false assurances that it would pay off or eliminate payday loans in a short time. Payday Support Center charged an enrollment fee and biweekly payments — sometimes hundreds of dollars. According to the FTC's complaint, Payday Support Center claimed to negotiate interest-free payments, apply the biweekly payments to loans, and either pay off or eliminate the loans — all through what they said was a four- to six-month program. The FTC says the company even convinced people to stop paying the loan companies altogether.
So, what happened to borrowers? The FTC says that borrowers' payments didn't go toward paying off their loans. Borrowers still owed money under the original loan terms, and sometimes even owed more money because of interest payments and late fees. Instead of getting help, borrowers got a piece of paper: according to the FTC, Payday Support Center simply sent out form letters asking the lenders to prove the loans were legitimate. But the company did not, the FTC alleges, make efforts they'd promised to pay off or eliminate consumers' loans.
If you're feeling overwhelmed by debt, consider other ways to get out of a financial bind. Learn more about making a budget, and what you should know about payday loans and dealing with debt.
I had payday loan,the way out of it is to borrow less it month until you nolonger need it,by law you can offer them a creditor settlement on the loan,for less payment.per month this also work for loans that's made against your car.keep your settlement papers with you,
I tihnk anything with the term PAYDAY in it's title should be enough warning to stay away. Bad news.
Thank You!!!
the credit store is a interest soaking place, my sister and i both had a title loan with them hers ended up monthly payments and mine was 28 day.
thank for advice
I applied for a loan and was scammed out of almost $700 by consumerpaydayloans.com
caller called me today said that I was suppose to get a fax or delivery from UPS. I knew I was not expecting a package but I know things had been delayed for the holiday with some family members. I called the number back and this guy answered. He asked me what phone number I called from and like a dummy I said it; however, this man goes on about how I owe money for a payday loan back in 2008. He had some information on bits and pieces of me, but there is no place called KNOX LOANS. Plus the staute of limitations for debt collecting in PA is four years. PLUS, if you were legit, then you would not be whispering on the phone. The message said his name was JEFF LOCKETT, but then it goes automated.
I hung up on these people and called my mother..lol DO NOT TRUST THEM.. tell them to send it to you in writing to whatever address they have you will get it...
somebody called me back in December 2015 and called be back again last week left a message to confirm address for proper delivery, the # 18552908572 I called back today 3/23/16 and he said if I got a mail but I never got anything. He also mentioned that I owe money and before they send me to court he want to confirm and to settle it. he identified himself as a arbitration office, so confuse because he mentioned that I have bank of America acct etc. I don't know if this is a real scan.
If you think you owe money on an account, call the company yourself and ask about your account. If you have a debt, ask how to settle your debt with the company. Ask the company if it hired the person who called you.
A criminal might call you and pretend to be a debt collector. He might guess where you have an account and try to scare you into sending money. This article about fake debt collectors tells you how to handle calls like that.
Anyone have any experience with National Payday Relief? I can't find ANY reviews on them
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- Home
- Liquids
- AmericaneLiquidStore
- Tobacco & Menthol Flavors
- HavanaX eLiquid
HavanaX eLiquid
Product Description
"On February 7, 1962, United States President John F. Kennedy imposed a trade embargo on Cuba to sanction Fidel Castro's communist government. According to Pierre Salinger, Kennedy's press secretary, the president ordered him on the evening of February 6 to buy 1,200 Cuban cigars; upon Salinger's arrival with the cigars the following morning, Kennedy signed the executive order which put the embargo into effect."
Even though you can no longer get the rich, full taste of a Cuban cigar legally in the United States, that doesn't mean you have to pine for the days before the embargo. AmericaneLiquidStore.com™ is excited to introduce our new HavanaX flavored AmericaneLiquid™. This intoxicating blend of tobacco and other natural flavorings will bring the exceptional aroma and taste of a Cuban cigar to your electronic cigarette and fill you with a sense of prime sophistication.
Part of our X-Line of premium AmericaneLiquid™ flavors, you can be assured that HavanaX is crafted to be the very best flavor possible. It breaks the boundaries between mundane and surreal to become something truly exceptional. Do away with imitations that claim to have a superior cigar flavor and choose HavanaX. Modeled after the best cigars in the world, it truly is the Cuban cigar among eLiquids.
Warranty Information
At AmericaneLiquidStore we are 100% committed to your satisfaction. We back up all of our regularly priced items with a 100% guarantee. If you aren't satisfied for any reason with any of our retail products, you can return them for a full refund within 30 days of initial purchase.
Product Reviews
Showing reviews 1-5 of 17 | Next
Smoky, bold, and rich
Posted by Tommy Bell on 10th Mar 2016
This juice completely satisfies my desire for a thick and smoky flavor. As a former heavy smoker, I really need to taste and feel the deep cigar quality that this liquid delivers. One of my daily Vapes, I highly recommend this one.
Finally a product that has a flavor
Posted by Unk on 22nd Feb 2016
Been moving from tobacco to Vape but could not find any liquid that had any tobacco flavor at all.
The HAVANAX ELIQUID is the first with flavor.
Very mild but a true tobacco flavor, it's not the nicotine I was missing it was flavor.
Smoked cigarettes but this flavor had the perfect light reward.
Cigarette smokers I encourage to try this flavor, you can actually taste it.
I will be trying more real flavors and let you know what I think but first try I'm impressed.
Reminds me of a good cigar
Posted by Unknown on 9th Nov 2015
This is a great alternative to smoking a cigar. Since I have quit smoking, I have missed smoking my cigars. This allows me to have my cigar and not the smoke that goes with it. Flavors that come through the vape are just like smoking a real cigar. I am currently using 0mg.
Posted by Unknown on 21st Sep 2015
Good vapor, real cigar flavor, great online service
Welcome to pre-war Havana...........Heads above the rest
Earthy, with a chocolate finish
Posted by Bert on 10th Sep 2015
It's hard to make a liquid that vapes the way a cigar smokes. A cigar develops different flavors as you smoke it down. Havanax comes closest to a cigar flavor. It starts a little earthy as though you can taste the ground the tobacco was grown in and then leaves a mellow chocolate aftertaste. If you're a cigar smoker and are looking for an easy way to grab a couple of puffs - try vaping Havanax
Showing reviews 1-5 of 17 | Next


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Student & Parent Schedules
Schedules are subject to change up to and including the day of the event, so please check back frequently!
Fresh Start is Centenary's summer orientation event and the goal is for our future students to meet with their Professors and First Year Leaders, but most importantly, with each other. The students will be able to stay overnight in the dorms and experience what it is like to be a Cyclone.
Fresh Start includes a variety of breakout sessions for parents and family as well. If you have any questions at all about the event, please call or e-mail the Office of Student Life. If you are unable to attend the event due to existing plans or proximity, you will be missed, but we understand completely!
If you would like to book the Residence Inn Marriott in Mount Olive, NJ, please mention "Fresh Start" to receive a discounted rate.
The parking area around the Tannery Field at the Centenary entrance is NOT a Centenary University parking area. Please do not park in this area or your vehicle may be ticketed. There will be plenty of parking available in the assigned areas. Please follow the signs and parking attendants to assure you are parked on Centenary owned property.
Simply set your GPS to: 715 Grand Avenue, Hackettstown, NJ 07840 and park in the large parking lot!
Schedules are subject to change up to and including the day of the event, so please check back frequently!
Get more information about parking and a campus map.
908-852-1400 x2833 email@example.com


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User Agent: Mozilla/5.0 (X11; Linux i686; rv:15.0) Gecko/15.0 Firefox/15.0a1
Build ID: 20120511030513
Steps to reproduce:
Allowed Nightly to update itself.
Actual results:
The first attempt to invoke the "Check For Updates" behavior via the Help->AboutNightly dialog always fails (times out, fails to connect) on the first attempt and always succeeds (connects) on the second try.
Expected results:
One attempt should be enough, assuming network and server are functioning.
Have you got NoScript installed? I see this too, but only when NoScript is enabled.
It should be fixed by NoScript 2.4.2rc2 from http://noscript.net/getit#devel -- thank you for reporting.


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An Italian specialty, Bagna Cauda is a sauce made of olive oil, butter, garlic and anchovies. Serve this delicious dip with raw vegetables or warm, as a sauce over griddled meat, chicken or fish.
Bagna Cauda
120ml extra-virgin olive oil
4 tbs butter
6 cloves garlic, thinly sliced
8 to 10 anchovy fillets, patted dry and finely chopped
Freshly ground black pepper
1. In a small saucepan, heat olive oil and butter over medium heat. Add garlic and anchovies. Cook gently for 5 minutes, until garlic is fragrant (but not brown). Add pepper to taste.
2. Transfer to a hot pot or heated dish and serve with vegetables.
Start a diet plan at tescodiets.com
Thanks to tescodiets.com who have provided this article.


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Contact details
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Is Ladakh Tours in A bussiness Unit of Duke Kashmir Travels, Fourt Floor Shah Complex Nowhatta Chowk, Srinagar Jammu & Kashmir 190002 your business? Claim your listing and attract more leads by adding more content, photos and other business details.
We have more Tours services in Srinagar Jammu & Kashmir available on Hotfrog INDIA. You can update your search for Srinagar Tours by location, keyword or service options.
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Newegg.com - A great place to buy computers, computer parts, electronics, software, accessories, and DVDs online. With great prices, fast shipping, and top-rated customer service - once you know, you Newegg.
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Newegg.com - Computer Parts, Laptops, Electronics, HDTVs, Digital Cameras and More!
Showing Results: Most Recent
This review is from: Sabrent USB-H7PS 7-port USB 2.0 Hub and Stand-Alone USB Charging Station with AC Adaptor
Pros: Like the individual power switches. Will come in handy to turn my Raspberry Pi on & off w/o having to pull the micro USB cable.
Cons: Power supply is DOA. Going to have to return the unit. I didn't keep the packaging. Hopefully that won't be a problem.
Other Thoughts: I don't recall seeing anything in the Tech Specs about the power supply ratings. It is 5V / 2A for those that want to know. Plenty for a Raspberry Pi & other peripherals.READ FULL REVIEW


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Need for Speed: Most Wanted - A Criterion Game PC
- Publisher: Electronic Arts
- Release Date: Oct 30, 2012
- Also On: PlayStation 3, PlayStation Vita, Wii U, Xbox 360
- Summary: To be Most Wanted, you'll need to outrun the cops, outdrive your friends, and outsmart your rivals.
- Developer: Criterion Games
- Genre(s): Driving
- Cheats: On GameFAQs
- More Details and Credits »
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Score distribution:
Positive: 11 out of 14
Mixed: 3 out of 14
Negative: 0 out of 14
Nov 25, 2012Most Wanted's biggest strength is that it feels like a cohesive whole, rather than some amalgamation of a reboot tacked on to another game's engine. The gameplay emphasizes as little downtime as possible, which is a good thing as it's an absolute blast whether or not cops are involved. It's not a reboot as much as it is a reimagining of the original game, taking the bits that worked and wrapping them in a completely new package. Surprisingly enough, it does so in a way that works, and the new Most Wanted ranks up there with the original.
Oct 30, 2012It's the racing game for people who don't tend to like racing games. You're not punished for missing that apex or abandoning that nagging racing line.
Nov 2, 2012A smoother, more seamless ride than Hot Pursuit, it's second time lucky for this fast, furious open-world motor show.
Oct 30, 2012If you're looking for a solid, lengthy solo campaign from a driving game, this isn't what you're looking for. Most Wanted is a multiplayer-first game, and taken in that context, few games do it better than this.
Oct 30, 2012If real-world handling and precision aren't remotely your concern, then Most Wanted should be your game of choice. And if you want realism and would rather stay on the PC, consider a more serious racing games like Project CARS, iRacing, or even last year's SHIFT 2 Unleashed.
LEVEL (Czech Republic)Nov 30, 2012Just pick one of the beautiful cars, hop in and drive. But do not want anything else. NFS: Most Wanted is average fun for all car lovers. [Dec 2012]
Score distribution:
Positive: 43 out of 217
Mixed: 45 out of 217
Negative: 129 out of 217
Oct 30, 2012A great game. Criterion holds a trademark. A fascinating and dynamic gameplay, good physics and beautiful graphics. The multiplayer is veryA great game. Criterion holds a trademark. A fascinating and dynamic gameplay, good physics and beautiful graphics. The multiplayer is very difficult to break away. Keep it up!… Expand
May 27, 2014Amazing game if you have steering wheel for pc. Good graphic, good system of cars owning (only once find car on map and will by yours for everAmazing game if you have steering wheel for pc. Good graphic, good system of cars owning (only once find car on map and will by yours for ever and you can jump in car from menu anytime) and amazing car sounds. Story is missing but i had good times with friends while playing :)… Expand
Apr 26, 2013Amazing graphics, imersive sounds and phisics but the game is very short and the moviments are weird.
I have a steering wheel but i dont knowAmazing graphics, imersive sounds and phisics but the game is very short and the moviments are weird.
I have a steering wheel but i dont know why, the car lose control so easy.
Some times i think you have to have some patience with bugs and controls.… Expand
Nov 2, 2012A discrace for the NFS series, I can't believe this. This is a horrible pc port, what a slap in the face to the pc users. It's like DarkA discrace for the NFS series, I can't believe this. This is a horrible pc port, what a slap in the face to the pc users. It's like Dark Souls! Not only the fps drops, random crashes and bugs, the controls are so bad as well. Why do they release a port like this in this state? It boggles my mind. The gameplay of this game is quite good though, especially the multiplayer which has a whole lot of variety in it. One thing I don't get is why between events everyone keeps crashing into other cars. As a result you'll be watching so many crash screens in a short amount of time, it's insane. I want a button that makes me neutral between events, I just want to enjoy driving around! Sigh. Fifty bucks wasted, AGAIN.… Expand
Nov 2, 2012New NFS! GREAT! Right? Typically when you see a massive number of negative user reviews, people are just complaining to complain right?New NFS! GREAT! Right? Typically when you see a massive number of negative user reviews, people are just complaining to complain right?
So lets break this latest NFS down. It runs - check. You can drive different cars - check. There are cops, races, and other side mission like things to do - check. The graphics are decent (more on this later) and you have teh dubstep soundtrack! If you've played NFS before EA turned into a completely soulless company, there were some fun moments. You could get past the small flaws and cheater AI that were part of the experience because the core game was fun. Now looking back at every NFS since PU, we have a complete and total failure to produce a game that is even worth playing. This latest entry is full of the same crap and somehow, people keep buying it. Do you want to dominate a race and then lose in the last tenth of a second because the AI magically caught back up? Do you want to drive cars that handle without a bit consistently? Do you think a sandbox racing game should just be a check list of races? After an hour of attempting not to be infuriated by this game, I lost, and decided that I would rather stab myself repeatedly rather than carry on. The PC version is an obvious port, and poorly optimized. You want particle effects? WE'LL GIVE YOU SO MANY EFFECTS THAT YOU CAN'T EVEN SEE THE RACE! You want to complete that billboard challenge? We'll make sure a the "randomly" generated traffic t-bones you. So what does this boil down to? EA Games beating a long dead series because for some reason, people keep buying these steaming piles of crap games. Save your money, or better yet, find a copy of the first NFS : Hot Pursuit and Porsche Unleashed.… Expand
Dec 31, 2013When everyone was happy about NFS remaking the legendary NFSMW, this game turns out to be Burnout: Least Wanted.
The good things about theWhen everyone was happy about NFS remaking the legendary NFSMW, this game turns out to be Burnout: Least Wanted.
The good things about the game is the graphics are good and the map is great with cities and off-roads. The rest are not good or terrible.
The main problem is the concept of the game. Everyone knows (truly not those who started playing from NFS14 yelling this game is awesome) the REAL Need For Speed Most Wanted (9th one) is about being the top illegal racer and revenge the No.1 most wanted. All you do in the game is to win races, do milestones (something nasty with the cops) and become the most dangerous speed racer in the game. Unfortunately, this game is quite boring. All you do is to EARN POINTS to be the "Most Wanted". You don't need to care about the cops because you get NO PENALTY of losing your car or paying money when you get busted. You can simply just pull off when you get into a pursuit, getting busted and travel back to the spawn. Also, the most wanted list is a bunch of CARS, not PEOPLE. You race with the CARS because you want to get better cars, NOT beating people in your way to the fearsome dangerous illegal racer. The cars in the most wanted list is not stylized, just plain white. The whole concept is not being the MOST WANTED, it's just like earning stupid points or wins like Burnout.
The second issue is the cars. It's really hilarious that you get cars by finding them in the street. You can simply find a Mercedes-Benz SLS or a Lamborghini Gallardo parking on sideways without reasons and you can get into the cars somehow and drive. Also, when you drive your car into the repair shop, it changes your car paint to a random colour without choosing not to. So, when you're driving a perfectly-matched yellow Lamborghini into a repair shop, it helps you to change to boring blue without allowing you to choose. You cannot personalize your car to make it look cooler and make the cops remember you and your car. It's simply awful.
The physics of the cars are just terrible. The races have THE SAME PRINCIPLE AS YOU EXPERIENCE IN BURNOUT. You can simply just get invincible when you aim for an AI's back, push the nitrous button and the car will automatically crash for you. You can also crash somebody's car when you slightly hit the side of an AI and it will somehow wreck it for you. You can crash your car easily on the other hand by hitting a road car driving in the same direction with a speed of 120km/h and you get your car flipped by a million times. Criterion is smart by amplifying the "boom" to an extent that you feel it's really a big crash, when you get the exact same sound when you're driving a Bugatti in high speed and you crash the exact same car. This is so Burnout, not a normal NFS game.
Ah, forgot to mention the soundtracks/sound effects in the game. Simply just plain. If you get excited when you're racing (I doubt if anyone will feel the excitement of driving and racing in this game), it's definitely not about the sounds.
It's easy to conclude the game in one sentence: It's another fast-food game produced by Criterion using the remarkable "Need For Speed Most Wanted" name to cover "Burnout: Cops and robot cars". It's also good to conclude the game by saying it's a rip-off.… Expand
Nov 11, 2013game this is maybe the frustrating i game i ever played i mean why does this earn a need for speed title? first time i play it was no game this is maybe the frustrating i game i ever played i mean why does this earn a need for speed title? first time i play it was no instructions and its badly optimized for pc wonder this game has wonderful reviews by critics guess EA payed them… Expand
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Northcore Announces Consumer Choice AwardEnvision Online Media Wins Prestigious Award for Business Excellence (May 09, 2012)
TORONTO, ONTARIO -- (Marketwire) -- 05/09/12 -- Northcore Technologies Inc. (TSX:NTI)(OTCBB:NTLNF), a global provider of asset management and social commerce solutions is pleased to announce that its portfolio company, Envision Online Media Inc. ("Envision") has received a Consumers Choice Award.
As previously announced, Northcore has acquired Envision, an Ottawa based software development company and Microsoft Partner. Envision has been one of the most respected boutique solutions providers in the National Capital Area for over a decade and brings a complementary product and skill set to Northcore.
The Consumer Choice Award for Business Excellence was received in the category of Internet Web Design and was the result of a sophisticated polling process. The research was undertaken by the largest independent Canadian-owned research company, Leger Marketing.
The Consumer Choice Award Group is unique in that it is the only organization in North America to recognize business excellence by conducting research that surveys both the consumer and business community with statistical accuracy.
"We have been very impressed with Todd Jamieson and his team," said Amit Monga, CEO of Northcore Technologies. "This award provides further evidence of the superior level of customer service that is the standard practice at Envision. The focus on client satisfaction is one of the core values we share as an enterprise and was an important factor in our acquisition."
Further disclosure on Envision's portfolio and capabilities can be found on their web presence located at www.envisiononline.ca.
Northcore develops solutions to support the evolving needs of industry and provides comprehensive platforms for the management of capital equipment and the implementation of social commerce business models. These products are proven, effective and in use by some of the world's most successful corporations.
Companies interested in effective software solutions should contact Northcore at 416-640-0400 or 1-888-287-7467, extension 395 or via email at firstname.lastname@example.com.
About Northcore Technologies Inc.
Northcore Technologies provides enterprise level software products and services that enable its customers to purchase, manage and dispose of capital equipment. Utilizing award-winning, multi-patented technology, as well as powerful, holistic Social Commerce tools, Northcore's solutions support customers throughout the entire asset lifecycle. Northcore's portfolio companies include Envision Online Media Inc., a specialist in the delivery of content management solutions.
Northcore owns 50 percent of GE Asset Manager, LLC, a joint business venture with GE and holds a substantial intellectual property portfolio.
For more information, visit www.northcore.com.
This news release may include comments that do not refer strictly to historical results or actions and may be deemed to be forward-looking within the meaning of the Safe Harbor provisions of the U.S. federal securities laws. These include, among others, statements about expectations of future revenues, cash flows, and cash requirements. Forward-looking statements are subject to risks and uncertainties that may cause Northcore's results to differ materially from expectations. These risks include the Company's ability to raise additional funding, develop its business-to-business sales and operations, develop appropriate strategic alliances and successful development and implementation of technology, acceptance of the Company's products and services, competitive factors, new products and technological changes, and other such risks as the Company may identify and discuss from time to time, including those risks disclosed in the Company's Form 20-F filed with the Securities and Exchange Commission. Accordingly, there is no certainty that the Company's plans will be achieved. Important factors that could cause actual results to differ materially from the Company's expectations are disclosed in the Company's documents filed from time to time with the Toronto Stock Exchange, on SEDAR (the System for Electronic Document Analysis and Retrieval at www.sedar.com) and the US Securities and Exchange Commission. This news release shall not constitute an offer to sell or the solicitation of an offer to buy securities of the Company in any jurisdiction.
Northcore Technologies Inc.
Investor Relations
(416) 640-0400 ext. 273
Copyright @ Marketwire
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Related Keywords: Northcore Technologies Inc. , USA, Marketwire, Inc., , Internet Technology, Computer Science, Business, Internet, Email, Other,


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