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Backups for the network drives stored on the Netapp are completed in two ways: snapshots and tape.
A snapshot is a read-only copy of the entire file system and all the files. Each one reflects the state of the file system at the time the snapshot was created. You can navigate through each snapshot as if it were active. Your directories and files will appear as they were at the time that the snapshot was taken. Snapshots are taken every hour on the this schedule.
Full backups are completed monthly, incremental backups are done weekly, and differential backups done nightly. All are written to tape and stored according to their retention schedules.
For information on how to use snapshots to restore a file, or to request a file be restored, visit Recover a file (how to recover a lost or corrupt file).


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SKLZ Reaction Ball
Delivery timeDelivery 1 working dayMore than 10 available
Interesting links:
Speed training, Speed training SKLZ, All SKLZ products
Characteristics SKLZ Reaction Ball
Gaining the winning edge in sports is often a matter of mastering the basics: quick feet, rapid change of direction and sharp hand-eye coordination.
The Reaction Ball is a multi-sport tool aimed at developing these basics with a fun challenge.
Use the ball solo, against a wall or in a team setting.
Pair the Reaction Ball with Agility Cones to work on peripheral vision and position awareness.
· Six-sided high-bounce rubber design causes the ball to leap and hop randomly
· Use solo on hard surfaces or walls or in a team setting
· Sharpens depth perception while making training fun and effective
· Great training tool for all sports
Shipping SKLZ Reaction Ball
- Delivery feeFree delivery on orders over 200 pounds
- Estimated deliveryDelivery 1 working day
- stock informationMore than 10 available
- Delivered at
Delivery is important to us. We will do our very best to deliver your order on time.
A card will be left if no one is home and the goods returned to the carrier's local depot to await your contact.
Please note that if you order more than one product, you might receive them on different days and/or with different transport companies; in this case too we do our very best to respect delivery time of all the products ordered.
It may be necessary for you to assist or move merchandise into your home, this is especially relevant if you live in a block of flats as carriers will only deliver to the ground floor entrance to the block.
If you cannot find the information you need or you have a question for us, please send an e-mail to email@example.com. We are pleased to help you.
Delivery 1 working day
For all products stating "delivery: 1 working day" at fitnessdigital, normal delivery is the next working day. (occasionnaly 2 working days depending on the destination). Orders for 1 working day delivery must be placed by 14:30 from Monday to Friday. Orders are delivered on working days only from Monday to Friday.
Payment methods SKLZ Reaction Ball
Cash On Delivery
You will receive the order at the registered address and the payment is made on delivery in cash. The cash on delivery option is only available for orders of 150 € or more.
Credit card
Pay securely with the following credit cards: VISA, VISA Electron, 4B, or Mastercard
or with an authenticated credit card (Verified by Visa / Mastercard SecureCode).
If you have a credit card that allows you to purchase in internet, and you have a code or password that allows you to pay on-line, this is a good and comfortbale way to pay for you. Payment on-line means that your order will be paid for right after checkout, and is therefore very fast. fitnessdigital.se is 100% secure. We guarantee the safety of your credit card information. All credit card information is handled with the utmost security and will never be released to any other organisation under any circumstance.
Your order will be sent upon receipt of the PayPal confirmation of payment of the full amount. What is PayPal?
fitnessdigital could sometimes ask a customer to use a certain payment methods ( for instance if the information given to us is not complete or seems to include false information). This could be the case when we are not able to properly identify who the customer is. We could sometimes ask for specially added documents as well, in order to prove payment
Delivery costs, delivery time and terms and conditions for free delivery are the same for all payment methods
Cash On Delivery payments can be made in the local currency (€).
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TOM-W-60SB Open Display Merchandiser w Refrigerated Top Shelf Combination Case 62 58 W x 34 D x 56 12 H 7.0 top10.7 bottom cu. ft. (1) stainless steel shelf 34 HP 15.5 amps LED interior lighting CFC Free R-134A glass front shield 300 stainless steel interior non-peel anti-rust exterior coating front air intake rear air discharge patented self-contained system no plumbing required plug-in installation black exterior 115v601 NEMA 5-20P
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Greetings Guest!!Dismiss Notice
In order to combat SPAM on the forums, all users are required to have a minimum of 2 posts before they can submit links in any post or thread.
L.O.S.T. Auction for Tuesday, 8pm CST, 11/10/09--List of Items+Conjurer's Garb
Discussion in 'UO Lake Austin' started by Dark Angel XXXX, Nov 10, 2009.


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TV Rewind: '70s sitcom was Bob Newhart at his best
For such a self-effacing, low-key comedian, Bob Newhart never shied away from putting his name out front. He hosted a variety show called "The Bob Newhart Show," a sitcom with the same name, one called "Newhart" and one titled "Bob."
It's the second series, "The Bob Newhart Show" sitcom, that stands out from the rest. It wasn't just Newhart's best TV work, it was one of the outstanding comedies of the 1970s.
Newhart played Bob Hartley, a psychologist surrounded by a host of nutcases, only some of whom were his patients. Suzanne Pleshette played his sardonic wife, Emily, usually the sanest person in the room. Bill Daily played the womanizng next door neighbor, Howard; Jack Riley was Bob's misanthropic patient, Mr. Carlin; Peter Bonerz and Marcia Wallace played Bob's co-workers.
After many years of popularity in reruns, "The Bob Newhart Show" is out of circulation at the moment, and only the first three seasons are available on streaming services. Individual seasons have been available on DVD, but a complete series collection will be released today by the Shout! Factory. The 19-disc set lists for $129.99, although it can be found for considerably less.'THE BOB NEWHART SHOW'
Ran: Sept. 16, 1972-April 1, 1978; six seasons, 142 episodes
Starred: Bob Newhart, Suzanne Pleshette, Bill Daily.
Rated: Not rated, suitable for all audiences
Watch it: DVD (complete set released today); first three seasons streaming on Amazon Instant Video, HuluPlus and Vudu
Contact the writer: 714-796-7724 or email@example.com or @WatcherofTV on Twitter
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*This item is on display in our showroom, however fabrics or color in the picture may vary from
actual product in the store. Please stop in or click Request More Info for additional details.
Why not show our Low Price?Rotmans sets our own prices on our TV & Electronics items, however some manufacturers have restrictions on how we may display the prices of their products. Since our price is frequently lower than their suggested retail price, they may not allow us to show you our Low Price until you place the item in your shopping cart. Adding this item to your cart does not require you to purchase it & you can easily remove it from your cart should you decide not to purchase.
Keep your children's clothes and toys neatly stowed away with the loft drawer storage chest. It can be used on its own or as a component of the loft bed for convenient storage options.
The Sawyer Loft Drawer Storage by Signature Design by Ashley from Rotmans. We proudly serve the Worcester, Boston, MA, Providence, RI, and New England area. Product availability may vary. Contact us for the most current availability on this product.
The beauty of this bedroom collection, with master bedroom and youth bedroom items available, is a subtle combo of vintage and casual design. It comes to life with the aged brown rough sawn finish flowing over a replicated oak grain. Incorporating case pilaster detailing, thick poster bed posts, clean lines, and warm pewter color hardware, this bedroom collection is the perfect way to create a modern cottage getaway within the comfort of your home.
The Sawyer collection is a great option if you are looking for Casual furniture in the Worcester, Boston, MA, Providence, RI, and New England area.
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Browse other items in the Sawyer collection from Rotmans in the Worcester, Boston, MA, Providence, RI, and New England area.
This item has been tagged as: Chests, Storage Chest, Toy Chest, Chest of Drawers, Hope Chest, Drawer Chest, Dresser, Bureau, Furniture, Bedroom Furniture, Bedroom Accent Furniture, Clothing Storage, Gentlemen's Chest, Cabinet, Commode, Trunk, Small Cabinet, Furniture with Drawers, Storage Furniture
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The issue is similar to multiple receivers for the DISH. A cheap solution is to get your PCI TV card and connect the composite input to the output of the DISH decoder box.
There may be an internal PC Card for such, but I don't want to know the price.
I was wondering if it is possible to see DISH Network channels on a PC. i know that it is possible with the regular cable (like comcast) with a TV Tuner card, but i am not sure whether it would be possible to do it via a DISH receiver.
can any1 help me? cause i was about to buy a TV tuner card and this just struck me.


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okay, don't forget again! forgot
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Motive For Murder: The Bombs, The Mormons and the Salamander
Throckmorton, George J., Christensen, R.C. & Casper, Richard H.
Place Published: Salt Lake City
Publisher: Privately printed
Date Published: 2005
Edition: Second edition
Binding: Paperback
Condition: As NEW
Book Id: 7232
201pp. Signed by the authors. Twenty years ago, the bombs went off in Salt Lake City, leaving two innocent people dead and uncovering years of fraud and forgeries leading to those murders, all caused by Mormon forger, bomber, and murderer, Mark Hofmann. As a forensics document examiner for the Salt Lake City Police Department, author Throckmorton was intimately involved in the Hofmann affair, and discovered the secret of Mark Hofmann's ink in his forgeries which led to Hofmann's unmasking as the forger of controversial Mormon historical documents as well as many American historical and literary documents, including Daniel Boone, Jim Bridger, Jack London, Herman Melville and many others. After twenty years, he has finally broken his silence and written about one of the most infamous and chilling episodes in the annals of forgery. With a special 20 page supplement, analyzing many of the most infamous forgeries in detail, with reproductions of those forgeries. George Throckmorton's long-awaited account of the Hofmann affair.
Signed by all three authors and very uncommon thus.


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Captain America: The First Avenger Photo Gallery
Captain America: The First Avenger will focus on the early days of the Marvel Universe when Steve Rogers (Chris Evans) volunteers to participate in an experimental program that turns him into the Super Soldier known as Captain America. As Captain America, Rogers joins forces with Bucky Barnes (Sebastian Stan) and Peggy Carter (Hayley Atwell) to wage war on the evil HYDRA organization, led by the villainous Red Skull (Hugo Weaving). View photos from the film…
Roll your mouse over the left and right-hand sides of the image and then click to view more pictures.
15 of 15
Check out the trailer for Captain America: The First Avenger
Recent Galleries:
- John Wick: Chapter 2 Ultra Cool Illustrated Posters Gallery
- T2: Trainspotting - World Premiere Photo Gallery
- Baby Driver (Ansel Elgort/Lily James) - First-look Photo Gallery
- Alien: Covenant - First-look Photos
- Duncan Jones's Mute - First-look Photo Gallery
- T2 Trainspotting Character Posters Gallery
- Fantastic Beasts And Where To Find Them UK Premiere Photo Gallery
- John Wick: Chapter 2 First-look Photo Gallery
- Marvel's Doctor Strange Character Poster Gallery
- The Magnificent Seven: Cowboys descend on West End - Photo Gallery


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- Home
- About
- Curriculum
- Parents
- Key Info
- Letters
- Governors
- Gallery
I like Hemlington Hall because they help us and put students first, I love this school because everyone can fit in and no one is alone, I love this school because it can create a better future, I like this…
What I love about my school is that we do French every Thursday and I like learning new words. I also like History and learning about the Ancient Greeks.
I love school because of learning. If we didn't learn, we wouldn't have an education. I like my friends and I wouldn't have any if it weren't for school. Education decides you older reputation. All school subjects will help you…
I like school because you get to go on new experiences. I like the teachers in this school because they are kind and helpful and they support you during everything. I love all of my friends and teachers. I like…
I love Hemlington Hall Academy because of the activities and the books, I love Hemlington Hall Academy because everything is brilliant.
I like doing our writing challenge work, I like to play outside and sit with my friends at dinnertime, I like my friends and I liked the dinosaur topic.
We love making new friends, going on trips, exploring the outdoor area, busy time, singing; Yoga Bugs, going on the apparatus in PE, moving around the rainbow – we just love school!
I love to play superheroes, I like playing on the bus, I am the bus driver & other people come on the bus, I like dressing up.
We love playing in the writing area and maths. Our sensory room is cool. We love playing with our friends.


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It is believed that there are 3 types of fruits, which are extremely close in their daily lives, can be used for deodorizing the shoes odor. You will be very surprised if you know these fruits. And maybe now, in your home has also such fruit. Let's find out the fruits to keep your best shoes for nurses. Please take into account reading this full article to get the basic knowledge.
Lemon is too familiar in our lives. You used to mix water lemon, add broth during the meal, antiseptic and acne on the face, hands or washing greasy grills. Lemon has a lot of use of the shoe deodorizer.
So, how can we use lemon in odor deodorizer of the shoes? Very simple! You simply move the lemon into thin slices, rub it around the inside surface of shoes. Acid in the lemon will kill fungi and bacteria that cause odor, the scent of lemon will also help dispel odors.
You let shoes dry naturally overnight. In the following morning, you will find shoes of all odors and still retains the aroma of fresh lemon to cool it. In summary, fresh lemon helps to neutralize the smell of shoes.
While lemon is used in shell and lemon juice to rub share on the shoes, then with an orange, you just use their shells only. To deodorizer the shoes odor, it is best to pick fresh oranges with their shells to be able to contain the most aromatic oil!
You tear the orange peel into small pieces with the fingers, spread them inside shoes and leave overnight. You already know the effect of fragrant orange peel. That is the scent to help repel odors from your shoes.


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Camping Naturiste La Genèse| 3 stars
Languedoc-Roussillon| Gard |
Selected by
our expert
Camping and co is committed to the quality of its campsites. We retain 1 out of 5 campsites to guarantee the best possible experience during your holidays.
The expert likes :
- Direct access to the 2600 feet of beaches along the Cèze River
- Location in total nature


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Why are we starting to feel bad for John Mayer?
It's not like we didn't already know he was a horn dog in sensitive singer/songwriter clothing before the notorious Playboy debacle.
Recently, a New York Daily News "spy" caught the crooner out on the town. They reported that Mayer, who had just reiterated his apologies to two sold out New York audiences, basically disrespected all the females within earshot.
"He was drinking and saying vulgar things to the girls at the bar," says the site's source. "He was hitting on one pretty brunette in particular, but she found him slimy because he was being so over-the-top."
The source adds: "She thought he was being really disrespectful. She definitely didn't go home with that sleaze."
]]>The Dish Rag wonders whether Mayer is just being a red-blooded American guy and if he's being judged too harshly by the media, because he's a famous d-bag. What do you think?
More John Mayer dish:
What if John Mayer wasn't rich and famous and said what he said?
Were John Mayer's Playboy comments racist, sexist or just a bad joke?
John Mayer: Jessica Simpson is 'sexual napalm'


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Knowledge of protein-protein interactions (PPIs) is necessary to understand system-level aspects of organisms including that of psychiatric processes. The PPI network (interactome) acts as a vehicle for several types of biomedical research. It can be used to understand the disease mechanisms, drug targets and side effects, and genetic causes for disease. There are 1,014 human genes associated with 'brain';for 448 of these genes not even a single PPI is known today. While it is useful to discover which pairs of proteins interact, it is also exceptionally challenging as more than 99.9% of protein pairs do not interact. The objective of this work is to carry out systematically designed computational work to discover the human mental health and inflammation (MHAIN) interactome. The MHAIN interactome refers to the network of PPIs where at least one of the two proteins is involved in either brain or inflammation. Many challenges will be addressed in discovering new protein-protein interactions towards building the interactome. Well-established algorithms from diverse computational fields, such as machine learning and signal processing will be applied to achieve the proposed goals. Further, pathways of influence of neuropsychological processes and inflammatory processes on each other will be mined from the interactome. Selected interactions will be validated by wet-lab experiments. The approaches that will be employed for predicting the MHAIN interactome are proactive-learning (to obtain the labels and features of proteins that would provide the maximum impact), transfer-learning (to transfer the knowledge of protein features and interactions from one species to another), multi-sensor fusion (to intelligently integrate output from different predictors). The predicted interactome would accelerate discovery of the biology and treatment of mental health related diseases, by serving as a central resource for biomedical research on mental health. For every protein of interest, verifiable hypothesis of its interactions will be generated that reduce the search space of interactions of that protein from about 25,000 to a few possibilities. New PPIs of proteins involved in major depressive disorder, psychosis in patients with Alzherimer's disease, and systemic inflammation (which is intricately connected to psychiatric diseases), will be put in biomedical context by co- investigators who specialize in these areas. The interactome will identify "hub-proteins" that are central to many pathways. It will provide hypothesis of "functional connectivity" of new proteins (namely, those of which nothing is currently known). Further, many diseases are found to be untreatable by suppressing a single pathway, and often require manipulating multiple pathways, and the MHAIN interactome can provide the overlap points of multiple pathways that may be used for treatment of diseases. The MHAIN interactome, which would be the outcome of the proposed research, can thus have a broad impact on our understanding of molecular basis of mental health. 1
The proposed research discovers interactions among proteins that are involved in mental health and inflammation. The knowledge of such interactions would generate hypotheses about the role of these proteins in biological functional pathways and would contribute towards the understanding of the biology of diseases and towards development of mechanisms of treatment.


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Lazarus died. Jesus wept. Lazarus rose again. The Gospel of John elaborates a little, but Matthew, Mark and Luke remain silent.
From these slender threads, Richard Beard's first novel for seven years impressively spins an entire life story. Lazarus and Jesus are childhood friends, fellow exiles in Egypt; the former even saves the latter's life. Yet they drift apart. While the Messiah builds a following in Galilee, Lazarus grows wealthy selling sacrificial sheep to the Jerusalem temple. Beset by a series of illnesses, he needs a miracle, but Jesus fails to respond.
Beard's tale of second chances is both a novel and, to some extent, a cultural history of the Lazarus figure. This is hardly as "genre-bending" as the publishers suggest, and the detached tone may alienate some who like their Passion passionate. However, with its subtle parallels between the two "shepherds", this clever and original book keeps the reader guessing until the death – and beyond.
Lazarus is Dead, by Richard Beard, Harvill Secker, RRP£12.99, 272 pages


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Cashew Chicken Crescent Sandwiches
Chipotle-Chicken Sandwiches
Grands!® Buffalo Chicken Sandwiches
Cashew Chicken Wraps
Chicken Caesar Sandwich Ring
Grilled Teriyaki Chicken Sandwiches
Layers of bread and chicken salad with a cheesy topping make a pretty loaf that's a good choice for a spring luncheon buffet.
* Sandwich loaf can be made with alternating white and whole wheat slices; use remaining slices for a second sandwich loaf or other party sandwiches.
To lower the fat content of recipes calling for cream cheese, look for reduced-fat versions in the supermarket's dairy section. Neufchâtel, known as the "cream cheese" of Switzerland and France, is also a good alternative. It's a soft, white unripened cheese that's good in desserts, dips, sauces and spreads. Though sometimes considered a lighter form of cream cheese, Neufchâtel is a variety all its own. American Neufchâtel contains less fat and more moisture than the European type. Find Neufchâtel in the dairy section along with the cream cheese.
© 2016 ®/TM General Mills All Rights Reserved


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Don't forget! Please mention TrustATrader when you contact any of our trusted traders...
M&W Plumbing & Heating
M&W Plumbing & Heating is a Plumbers Covering All of London .
- Tel: 0203 560 9375
- Mob: 07404 743613
80 reviews
- Initial impression : 4.91 out of 5
- Cleanliness : 4.88 out of 5
- Value : 4.86 out of 5
- Punctuality : 4.92 out of 5
- Quality : 4.9 out of 5
- Overall opinion : 4.86 out of 5
0 missed appointments in the past 6 months
About M&W Plumbing & Heating - Plumbers in London
We are a trusted and professional plumbing and heating company dedicated to the highest standards in every aspect of performance. We have been serving domestic customers in the North and North West London area for over 17 years.
We can undertake all your plumbing and heating work and as we are Gas Safe registered our service provides the safest solutions and the highest quality standard of work. We consider no job as too big or too small for us, and always aim to exceed your expectations.
Our service specialises in the following:
- All general plumbing
- Bathrooms installations
- Wet rooms
- Disabled facilities (bathrooms)
- New boilers
- Boiler services
- Boiler repairs
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- Power flushing
- Full central heating systems
- Central heating maintenance
- Central heating upgrades
- Radiator installation
- Unvented systems
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- Safety certificates
- Gas cooker installations
- Gas fire installation & repairs
We provide a 24/7 emergency call-out service and offer free quotes and estimates.
If you are interested in any of our comprehensive services, please contact us for free friendly, professional and helpful advice on all your plumbing and heating requirements.
Thank you for your consideration, we look forward to hearing from you. Please mention Trustatrader when calling.
- Gas Safe (232465)
- Blue Flame Certification - Nationally Accredited Certification Scheme for Individual Gas Fitting Operatives
Reviews (80)
M&W Plumbing & Heating have received 80 customer reviews.
Jacqueline McCann 6th November 2016
"Repaired my heating after being ripped off by 2 previous plumbers. So I got intouch with M&W; they went above and beyond there service that was required to get the heating going. Highly recommended."
Peter Baker 4th November 2016
"Replaced shower cartridge. Quick helpful and knowledgeable."
Bee Thomas 4th November 2016
"Replaced shower cartridge. Quick helpful and knowledgeable."
The reviewer found this trader while searching on TrustATrader.com
Danny Wonk 3rd November 2016
"Had a very bad blockage had in my shower highly recommend this company"
The reviewer found this trader while searching on TrustATrader.com
Mrs Thomas 22nd September 2016
"Arrives on time, solves problem efficiently. Nice person to deal with, clears rubbish."


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Abbot Associates is a small, boutique Human Resources Consultancy based in Sydney specialising in providing HR advice to small and medium sized businesses, sole traders and individuals.
We will work with your business to help you understand the obligations, risks and employment legislatory requirements and deliver practical working solutions.
Throughout our web site you will find out how we can help your business understand and manage your organisational and human resources requirements.
How do I resolve a conflict at work?
How do I recruit, select & retain staff?
How do I avoid an unfair dismissal claim?
How do I remunerate my staff?
How do I counsel poor performers?
Is my business compliant with Workplace Health & Safety laws?
Is there a Modern Award for my industry?
"As president for the Armidale Livestock Selling Association (ALSA) we have used Abbot Associates to advise us on our HR requirements on a number of occasions. I have found Amanda to be very helpful and professional at all times. It has made my job a lot easier as I can focus on other parts of the business".
PG Dip HR Management; AITD; CAHRI
Amanda Collins is the principal of Abbot Associates and has over 20 years' generalist Human Resources commercial experience within various industries in Australia and the UK, including education, advertising/ marketing communications, healthcare, professional services, banking/ finance, telecommunications, IT and retail.
Amanda is a generalist HR professional, holds tertiary qualifications in Human Resource Management, Change Management (ADKAR ProSci), is a qualified and accredited Mediator with the Australian Commercial Disputes Centre (ACDC) and a Justice of the Peace (NSW). She is committed to providing strategic and practical support to businesses to improve both individual performance and bottom line results.
When a client assignment requires specific technical knowledge or experience in a particular area or industry, Amanda works with a small team who are gurus in their area of specialisation including:
"As a managing director I have utilised the services of Abbot & Associates for the past 12 years. They always provide a quality, responsive service which has consistently exceeded my expectations"
"Amanda has a great understanding of the issues facing accounting firms. We have consulted with her for advice and support when faced with difficult HR issues. She always exceeds our expectations in the quality of advice and service provided."
"Abbot Associates has handled our HR support for many years. Amanda's professionalism, knowledge and understanding of our business in providing employment contracts, reviewing prospective employees prior to interview, and advice on all levels of HR have been invaluable to us. We would highly recommend Abbot Associates on all levels."


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They were front and center from the start and got the job done as they said they would- and the finishing product is beautiful! I will use them again in the future and would recommend them in a heartbeat!
Andrew provided a competitive, and detailed quote. He has provided a high level of service, and he and his tradesmen are experienced and skilled. He has done a very professional job and has done some extra work at the property. I would be very happy to use Niche Constructions a..
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Our latest in the Fathom Logo Redesign Project. This one is a bit tricky, but with enough brain power you can figure it out :)
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SUPERSTARS SERIES Hockenheim V8 Touring Cars - BMW M3 E92 - Audi RS4 - CHRYSLER 300C SRT8
Check http://www.superstars.it/ for the Race-events! http://www.superstarsworld.com/Superstars-Series/Regolamenti.aspx The emerging SUPERSTARS Series for the first time at Hockenheim in June, 2010. Enjoy great Touring Cars with mighty V8 sounds, as Mercedes C63 AMG - CHEVROLET LUMINA CR8 - Maserati Quattroporte - CADILLAC CTS-V - BMW M3 E92 - BMW M5 - Audi RS4 - BMW M3 E90 - JAGUAR XF and the great CHRYSLER 300C SRT8. See worldclass Drivers as Johnny Herbert - Gianni Morbidelli - Thomas Biagi - Luca Rangoni - Luca Capellari and many more. Click for more informations... http://www.superstars.it/ Music by Michael Donner
Great V8 TOURING CARS - SUPERSTARS BMW M3 pure sounds - Mercedes - Audi at Monza Test
Click for more http://www.superstars.it/Superstars-Series/en-Homepage.aspx See and HEAR great V8 Racecars at the SUPERSTARS Events as BMW M3 - Porsche Panamera - Cadillac CTSV - Audi RS4 - Lexus ISF - Jaguar XF SV8 - Maserati Quattroporte - Mercedes C63 AMG - Chrysler 300C SRT8 - Chevrolet Lumina CR8 The state of the art in world car racing! Spa Francorchamps - Portimao Info PDF: http://www.superstars.it/CMSPages/GetFile.aspx?nodeguid=b217a587-7aac-4cb9- a51e-1b1df802b389
Driving the 2013 BMW M3 DTM - /CHRIS HARRIS ON CARS
A carbon chassis, 480hp and run by the full BMW factory Motorsport team. A good day at the office.
New BMW M4 DTM - Test on Track
The BMW P66 engine in the BMW M4 DTM generates approx. 480 bhp with the air restrictor specified in the technical regulations. It is made up of 800 different components, consisting of 3,900 individual parts. The M4 DTM to accelerate from 0 to 100 km/ in about three seconds. Weight (with driver): 1,120 kg (BMW M4 Coupe series: 1,497 kg) Engine: 90° V8 aspirated engine, four valves per cylinder, 2 x 28.0 mm air restrictors (in accordance with regulations) Maximum torque: approx. 500 Nm Chassis: carbon-fibre monocoque with integrated tank and steel roll cage; carbon-fibre crash elements on sides; carbon fibre crash elements on front and rear Transmission: Sequential 6-speed sports gearbox, operated via pneumatic shift paddles mounted on the steering wheel; 4-plate ZF Sachs carbon-fibre clutch; adjustable multi-disc limited-slip differential Brake: Hydraulic dual-circuit braking system; monoblock, light-alloy brake calipers; inner-ventilated brake discs at front and rear; brake-force distribution can be adjusted by driver; electromagnetic starting valve Wheels: Forged aluminium rims; 18" x 12" front, 18" x 13" rear Tyres: Hankook; front: 300-680-18, rear: 320-710-18 Like the BMW M4 Coupe, the racing version also meets the highest safety standards. Over 50 of the 5,000 plus parts that make up the BMW M4 DTM are standard com- ponents, which are used in all DTM cars. One of these is the carbon fibre monocoque, which sets the benchmark in terms of safety in motorsport. With an integrated tank, steel roll cage and additional crash elements, it offers the driver effective protection in case of a crash. Parts like the gearbox, clutch, dampers and rear wing are identical in all DTM cars. ► SUBSCRIBE NOW: http://urlz.fr/lEd ► FACEBOOK: http://www.facebook.com/youcarpress ► TWITTER: http://www.twitter.com/youcartv ► GOOGLE+: http://plus.google.com/+YouCarPress


text:
The Amazing June Heat Wave of 2012. Part 1: The West and Plains June 23-27
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The Amazing June Heat Wave of 2012. Part 1: The West and Plains June 23-27
One of the most intense heat waves in U.S. history has enveloped portions of the western plains and Midwest and has now spread eastward. All-time heat records have fallen at a number of significant weather stations. And it is still just June. Is this a prelude for the coming summer or just a flash in the pan?
NOTE: This is Part 1 of two blogs, Part 2 will focus on the heat wave in the eastern third of the country and will be posted on Sunday, July 1st.
The Set Up for the Heat Wave
June had been a warm but not excessively so month until around June 20-23rd when an upper level high pressure dome that had been centered over the Baja of Mexico began to move/expand northeastward and strengthen dramatically. Between June 23 and June 27 this dome remained nearly stationary over the southern plains and maintained its strength.
The water vapor image for 3Z on June 23 shows a deep trough over the Pacific Ocean west of California amplifying the high pressure ridge over the southwest and southern plains. Image from UNYSYS GOES West satellite.
The daily 500-millibar upper analysis charts for this period are shown below:
500 mb heights at 12Z on June 20, 2012. Image from NOAA Daily Weather Map.
500 mb heights at 12Z on June 22, 2012. Image from NOAA Daily Weather Map.
500 mb heights at 12Z on June 25, 2012. Image from NOAA Daily Weather Map.
The air aloft became so abnormally warm that the NWS office in Dodge City focused on how intense the air aloft was in their daily discussions. At the 850 millibar level (about 5000') the temperature was averaging an amazing 30°C (86°F) at the 5 a.m. (12Z) observation times on June 23-27!
The heat at surface level reached its greatest extent on June 26th, although the period of all-time records broken ranged from June 23 to June 27.
Here is a surface temperature map for 5p.m CST time on June 26:
Surface temperature map for 5 p.m. CST on June 26th when the heat wave was at its peak. Note that the white shaded region represents temperatures of 105°+ and the white outlined area inside the white region represents 110°+. Map from UCAR.
Maximum and minimum temperatures for select stations on June 26th. NOAA Daily Weather Map. An interesting fact the exemplifies the magnitude of the Pacific trough and plains ridge is that it was snowing in the mountains along the border of Idaho and Montana above 7000' at the same time it was 111° in Miles City, Montana.
Records set in the West and Plains June 22-27
Perhaps the single most impressive record broken of all was the 114°F recorded at Las Animas, Colorado on June 23rd. This tied the hottest temperature ever measured during any month anywhere in the entire state of Colorado (114° has been recorded in the past at Las Animas on July 1, 1933 and Sedgwick on July 11, 1954).
All-time heat records (for any month) were also set or tied in Denver with 105° on both June 25 and June 26 (tied with 105° on July 20, 2005 and Aug. 8, 1878), Colorado Springs with 101° on June 26 (previous record of 100° set on five previous occasions including June 24 and June 25), Lamar hit 112° on June 27 (previous record 111° on July 13, 1934 and also on June 26, 2012). In far northeastern Colorado all-time heat records were also set at Yuma (111°) and Holyoke (110°) on June 27th. June all-time monthly heat records were set at virtually every site in the state east of the Rocky Mountain front range (like the 102°s at Fort Collins and Trinidad).
Denver reached 100°+ for a record tying five consecutive days June 22-16. Pueblo recorded six consecutive 105°+ days June 22-27, its longest streak of such heat on record (its maximum was 107° on June 24th, two degrees short of its all-time record of 109° and one degree short of its June record of 108° set on June 29, 1990).
The intense heat exacerbated the terrible wild fires in the Rocky Mountain foothill communities of Fort Collins, Boulder, and Colorado Springs where around 600 homes have been lost and at least two lives lost.
Dodge City recorded its all-time (any month) record high of 111° on June 27th (previous record of 110° set on 3 previous occasions including June 26, 2011 AND June 26, 2012!). This is a particularly significant measurement since Dodge City has one of the longest continuous periods of record in the U.S.: since September 1874. Hill City was the state's hottest spot during the heat wave with 115° measured on both June 26th and June 27th. This was a monthly record for the site but not all-time (117° in July 1936). It was also just one degree shy of the Kansas state monthly all-time June heat record (116° at Hugoton on June 25, 1911). An unofficial 118° was reported from Norton Dam on June 27th by a RAWS site.
All-time records were broken or tied also at Colby (112°, old record 110° in 1953) and Tribune with 111° (a sort POR here).
Most locations in the western third of Kansas broke their all-time June monthly records such as Goodland's 110° on June 24 and June 25 (old June record was 109° on June 18, 1936).
An all-time Nebraska state monthly heat record for June was set at McCook with 115° on June 26 (previous record was 114° at Franklin on June 26, 1936). This was also the all-time (any month) record for McCook. Benkelman reached an all-time high of 114°. Sidney also broke their all-time any month record with 111° the same day. Interestingly, the high temp in Sidney may have been the result of heat burst since the temperature rose from 102° at 3:52 p.m to 111° by 4:05 p.m (a 9° rise in 14 minutes!). Thunderstorms were in the vicinity. This broke the previous June monthly record by an astonishing 7°!
An all-time heat record (any month) was set at Miles City with 111° on June 26. However, this reading was made at the airport (POR 1937-current) whereas a temperature of 113° was recorded at the Miles City COOP downtown site on July 20, 1960 (POR 1893-1982). In any case, the 111° was just one degree short of the Montana state monthly June record (112° at Baker in June 2002).
The excessive heat only affected the northeastern third of New Mexico.
Santa Fe and Tucumcari both came within 1° of their respective all-time heat (any month) records: Santa Fe 99° on June 23 and Tucumcari 108° on June 27. This was a June monthly record for Tucumcari, but Santa Fe has seen 100° on June 5, 2010.
Could this be the Beginning of Another 'Summer of 1936'?
The only previous June heat waves in U.S. history that compare to the current one were those of 1934, 1936, and 1954. The summer of 1934 went on to be the warmest on record for the U.S. (74.6° June-August average) and July 1936 the single hottest month on record (77.4° average).
Ominously, some of the June records that have so far been set this month have eclipsed those of June 1934 and 1936 (1954 turned out be a summer of only slightly above long-term average normal temperature).
I'll be posting part two of this blog (covering the heat records in the eastern third of the country set during the period of June 28-30) on Sunday July 1st.
Christopher C. Burt
Weather Historian
|Comments (12)
The views of the author are his/her own and do not necessarily represent the position of The Weather Company or its parent, IBM.
Christopher C. Burt is the author of 'Extreme Weather; A Guide and Record Book'. He studied meteorology at the Univ. of Wisconsin-Madison.
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The Amazing June Heat Wave of 2012. Part 1: The West and Plains June 23-27


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Introduction to Solid State Chemistry
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CJ Fearnley (Explorer in Universe)
Outstanding pedagogy. Excellent choice of topics. Integrates culture with science exquisitely! I found these elements to be of significant value in this course: (1) chemistry that relates to the real everyday world plus the chemistry of semiconductors, crystals, and biology (we are polymers!) (2) At every opportunity Sadoway points out how chemistry can be engineered for desired properties like recyclability or price (3) Sadoway's lectures are clear and crisp (only slightly more material than I could absorb in a sitting) (4) Sadoway always brings in culture: giving human histories, tales of ethics, playing music and clips from movies: he relates the subject to the humanities (5) professionalism: Sadoway models the values, ethics, and consideration of details that we need in future engineers or scientists.
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Quality videography.


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Full Profile
General Information
Diazinon is an organophosphate pesticide used as an insecticide, acaricide (for ticks and mites), and nematicide (for nemotodes or roundworms).[1] Depending on purity, it may be a colourless oil to an amber or brown liquid. Diazinon's chemical name is O,O-diethyl O-2-isopropyl-6-methylpyrimidin-4-yl phosphorothioate, and it is sold under trade names such as Diazol®, Protector Ear Tags®, and Diazol Oil®.[1,2] There are 11 products containing diazinon as an active ingredient registered with the Canadian Pest Management Regulatory Agency (PMRA), none of which are registered for domestic use.[2]
The International Agency for Research on Cancer (IARC) reclassified diazinon as probably carcinogenic to humans (Group 2A) in its 2015 assessment of the carcinogenicity of five organophosphate pesticides.[3] IARC found limited evidence of carcinogenicity in humans for lung cancer and non-Hodgkin lymphoma from studies of agricultural exposures in the USA and Canada.[4-6] There was also limited evidence that diazinon causes cancer in animals, but convincing mechanistic evidence that it can induce DNA or chromosomal damage in animal and cell culture studies.
Diazinon exposure in humans can lead to a variety of symptoms and effects, depending on the degree of exposure.[7] It typically affects the nervous system, causing symptoms such as headache, dizziness, anxiety, eye pupil constriction, and in extreme cases, difficulty breathing, coma, or death.[8]
How did CAREX choose this agent for review?
Regulations and Guidelines
Occupational Exposure Limits (OEL)
|Canadian Jurisdiction
|OEL (mg/m3)
|Canadian Labour Code[9]
|0.1 (ACGIH's TLV-TWA)
|0.01 (TWA; Skin)
|0.01 (TWA; V; Skin)
|0.1 (ACGIH's TLV-TWA)
|0.1 (TWA; Skin)
0.3 (STEL; Skin)
|0.01 (TWA; IFV; Skin)
|0.1 (TWA; Skin)
|0.01 (TWA; IFV; Skin)
0.03 (STEL; Skin)
|Other Jurisdictions
|OEL (mg/m3)
|0.1 (TWA; IFV; Skin)
Canadian Environmental Guidelines
|Ontario Ambient Air Quality Criteria
|3 µg/m3 over 24 hours
|British Columbia's Contaminated Sites Regulation
|Soil standards:
Agricultural, urban park, and residential sites: 0.055 mg/g
Commercial and industrial sites: 0.55 mg/g
Drinking water standards: 0.02 mg/L
|Quebec's Regulation Respecting the Quality of Drinking Water
|MAC = 0.014 mg/L
|Canadian Drinking Water Guidelines
|MAC = 0.02 mg/L
|Health Canada's Maximum Residue Limits for Foods
|Food type:
Lentils: 4 ppm
Milk and eggs: 0.08 ppm
Meat (beef, poultry, goat, pork): 0.08 ppm
Oats: 15 ppm
Canola: 20 ppm
Corn: 3 ppm
Wheat: 5 ppm
|Agreement Respecting the Great Lakes Basin Ecosystem
|0.08 µg/L
|Canadian Council of Ministers for the Environment (CCME) Water Quality Guideline
|Rank = "Medium hazard"
|WHO's Drinking Water Guideline
|Excluded from guideline values because it is "unlikely to occur in drinking-water"
Canadian Legal Status[30]
|Legislation Title
|Pest Control Products Act, SC, 2002, c 28
|Not included
|List of Pest Control Product Formulants and Contaminants of Health or Environmental Concern, SI/2005-114
|Not included
|Pest Control Products Regulations, SOR/2006-124
|Not included
|Multiple titles.
|Not included.
|Non-Essential Pesticide Use Regulation, Man Reg 285/2014
|Diazinon is not allowed for domestic/cosmetic use
|List of Allowable Pesticides Regulations, NS Reg 181/2010
|Diazinon is not allowed for domestic/cosmetic use.
|Pesticides Act, RSO 1990, c P. 11, as amended by the Cosmetic Pesticides Ban Act, 2008, S.O. 2008, c. 11 – Bill 64 - Assented to: June 18, 2008
|Diazinon is not allowed for domestic/cosmetic use.
Several provincial, territorial, and municipal governments have passed laws to reduce risk to human health and the environment from pesticide products, which may include a restriction on sales, production, or trade.[31,32] Although several provinces and one territory have implemented some form of cosmetic pesticide policy (QC, 2003; NB, 2009; ON, 2009; AB, 2010; PEI, 2010; NS, 2010; NL, 2012; YK 1994), only the Ontario and Nova Scotia legislation is considered strong enough to significantly reduce cosmetic pesticide exposure.[47] For example, Ontario's Cosmetic Pesticide Ban Act, the most comprehensive restrictions on lawn and garden pesticides in North America, prohibits the use of over 250 pesticide products and over 95 pesticide ingredients, including diazinon, for cosmetic use.[33]
Main Uses
Diazinon is an organophosphate pesticide used as an insecticide, acaricide (for ticks and mites), and nematicide (for nemotodes or roundworms).[1] Diazinon is non-systemic, which means it must come into direct contact with the target species and does not circulate within the plant. It may be applied as dust, granules, spray, seed dressing, and within impregnated materials.[1] It is primarily used in the agricultural sector, although its use is being reduced in Canada.[34] Diazinon is not available for domestic use in Canada.[2]
Historically, diazinon was widely used in Canada across a range of settings, such as for lawn and turf, agricultural applications, livestock and insect control, and home gardens; however, concerns regarding its toxicity led to phase-out programs in North America beginning in 2004.[8,35] It has been banned for use in the United States on golf courses and sod farms since 1988, after decimating congregating bird flocks.[7]
Examples of diazinon use in Canada include:[34]
Canadian Production and Trade
Since November 2006, the PMRA has been tracking and reporting sales information on Canadian pesticides. There was between 50,000-100,000 kilograms of active ingredient (kg a.i.) of diazinon sold in Canada in 2010, 2011, 2012.[36] Less than 50,000 kg a.i. of diazinon was sold in Canada in 2009.[37] In 2008, diazinon was ranked as having the 10th highest sales of insecticide of kg a.i, with more than (>) 50,000 kg a.i. sold in Canada in 2008.[38] For the remaining years reported, diazinon was not among the top 10 insecticides sold in Canada.
The application and sales of diazinon varies considerably by each province in part due to the pest profile of each region. Diazinon was listed as one of the top 10 pesticide active ingredients by sales volume in BC, PEI, NS, NB in 2003.[39] Out of the three provinces where kg a.i. data is available, BC had the highest sales volume, with an average of 27,796 kg a.i. sold per annum between 2003-2010.[40] In contrast, Ontario had 7,979 kg a.i. and Alberta had 2,542 kg a.i. in sales in 2008.[41,42]
Canada imported an average of 75 kg of diazinon from 2007 to 2011 primarily from the United Kingdom, followed by Germany and the United States. Canada did not export any diazinon during this same time period.[43]
Occupational Exposures
Workers may be exposed to diazinon through inhalation, ingestion, or dermal absorption.[8] Agricultural workers (such as farmers, farm managers, and labourers) who apply this pesticide, along with those who manufacture it, are the most likely to be exposed on the job.[3,8] Para-occupational exposure to this pesticides has also been observed in children and family members of those who apply and use diazinon.[44] It is expected that the potential for occupational exposure will decrease substantially when the PMRA phase-out period is completed in December 2016, as diazinon will no longer be available to apply by air-blast, spray, dusts, or granules, and only ear tag and soil drenching will be acceptable.[34]
Environmental Exposures
Food is considered to be the primary source of human exposure to diazinon, although food residue levels tend to be low.[8] Pesticide residues, including diazinon, are monitored by the Canadian Food Inspection Agency (CFIA) under the National Chemical Residue Monitoring Program (NCRMP) [49] To a lesser extent, people may be exposed when diazinon is applied agriculturally nearby or in urban areas (lawns and gardens), by touching recently sprayed plants, or from drinking contaminated waters.[8] An individual may be exposed through inhalation, skin, or ingestion.
Diazinon may enter the environment from agricultural applications, where it may be present in the soil, air, surface waters, and plant surfaces. It may be present in the air as either a vapour or a particulate. Diazinon breaks down relatively quickly in the environment with a half-life ranging from an hour to two weeks depending on local conditions.[8,45] Diazinon is metabolized in animals that may come into contact with it, and it does not bioaccumulate or biomagnify.[8]
In a large national water quality study conducted in 2003-2005, diazinon was found in concentrations of 46-106 nanograms per litre (ng/L) in precipitation, 0.04-12,500 ng/L in surface water, 11-2,700 ng/L in runoff, and 0.007-2.14 ng/L in ground waters in the Lower Fraser Valley and the Okanagan Basin, BC.[46] In this study, samples of precipitation, surface water, and runoff exceeded the suggested limit for diazinon concentrations in water of 0.08 ug/L, or 80 ng/L. [28] It was not detected in water samples in Alberta, Saskatchewan, Manitoba, or Quebec. In Ontario, 11 of the 162 (7%) and 4 of the 160 (3%) water samples taken in 2003 and 2005, respectively, exceeded the benchmark level.[46]
Exposure Reduction
Our team has performed a detailed scan of exposure control resources and assembled a compilation of key publications and resources. These are organized by type of exposure (environmental or occupational) and by specificity (general or carcinogen-specific). Please visit our Exposure Reduction Resources page to view.
We also recommend exploring the Prevention Policies Directory, a freely-accessible online tool offering information on policies related to cancer and chronic disease prevention. Providing summaries of the policies and direct access to the policy documents, the Directory allows users to search by carcinogen, risk factor, jurisdiction, geographical location, and document type. Click here to learn more about policies specific to diazinon in the Directory. For questions about this resource, please contact a member of the Prevention Team at the Canadian Partnership Against Cancer at firstname.lastname@example.com.
- Harper, B., Luukinen, B., Gervais, J., Buhl, K. & Stone, D. National Pesticide Information Center (NPIC)'s Diazinon Technical Fact Sheet (2009)
- Pest Management Regulatory Agency (PMRA)'s Pesticide Label Search(Search term: diazinon, accessed September 2015)
- International Agency for Research on Cancer (IARC)'s Monograph Volume 112: Evaluation of five organophosphate insecticides and herbicides. (2015).(PDF)
- Waddell, B. L. et al. Agricultural use of organophosphate pesticides and the risk of non-Hodgkin's lymphoma among male farmers (United States). Cancer Causes Control 12, 509–517 (2001)
- McDuffie, H. H., Pahwa, P., McLaughlin, J. R., Spinelli, J. J. & Fincham, S. Non-Hodgkin's lymphoma and specific pesticides exposures in men: cross-Canada study of pesticides and health. Cancer Epidemiol. Biomarkers Prev. 10, 1155–1163 (2001)
- Guyton, K. Z. et al. Carcinogenicity of tetrachlorvinphos, parathion, malathion, diazinon, and glyphosate. Lancet Oncol. 16, 490–491 (2015)
- Toxipedia(Search term: Diazinon, accessed September 2015)
- Agency for Toxic Substances and Disease Registry (ATSDR)'s Public Health Statement: Diazinon
- Government of Canada's Canada Occupational Health and Safety Regulations Règlement canadien sur la santé et la sécurité au travail. 222 (2015)
- Government of Alberta's Occupational Health and Safety Act 568 (2009)(PDF)
- WorkSafeBC's Occupational Health and Safety Regulation, Part 5: Table of exposure limits for chemical and biological substances. (2015)
- Government of Manitoba's Workplace Safety and Health Regulation 217/256 (2006)(PDF)
- Government of New Brunswick's Occupational Health and Safety Act. (2011)
- Government of Nova Scotia's Workplace Health and Safety Regulations made under Section 82 of the Occupational Health and Safety Act. (2014)
- Government of Newfoundland and Labrador's Occupational Health and Safety Regulations 5/12 (2012)
- Government of Prince Edward Island's Occupational Health and Safety Act Regulations Chapter 0-1, 119 (2013)(PDF)
- Government of Nunavut's SAFETY ACT CONSOLIDATION OF GENERAL SAFETY REGULATIONS. 108 (2010)(PDF)
- Ontario Ministry of Labour's Current Occupational Exposure Limits for Ontario Workplaces Required under Regulation 833. (2015)
- Government of Quebec's Regulation respecting occupational health and safety. (2015)
- Government of Saskatchewan's The Occupational Health and Safety Regulations, 304 (1996)(PDF)
- Government of Northwest Territories' Safety Act Occupational Health and Safety Regulations, 456 (2015)(PDF)
- Government of Yukon. OCCUPATIONAL HEALTH AND SAFETY ACT LA SÉCURITÉ AU TRAVAIL. 485 (2010)
- American Conference of Governmental Industrial Hygienists (ACGIH)'s 2014 TLVs and BEIs.
- Ontario Ministry of the Environment's Ontario's Ambient Air Quality Criteria (2012)(PDF)
- Health Canada's Consumer Product Safety Maximum Residue Limit for Pesticides(Search term: Diazinon, accessed September 2015)
- Health Canada's Guidelines for Canadian Drinking Water Quality - Summary Table (2014)(PDF)
- World Health Organization (WHO)'s Guidelines for Drinking-Water Quality: Chapter 8 Chemical Aspects. (2011)
- International Joint Commission United States and Canada's Revised Great Lakes Water Quality Agreement of 1978 (1987)(PDF)
- Canadian Council of Ministers of the Environment (CCME)'s National Classification System for Contaminated Sites: Guidance Document (2008)(PDF)
- Canadian Legal Information Institute (CanLII)
- Health Canada's Cosmetic Pesticide Bans and the Roles of the Three Levels of Government (Archived) (2013)
- Canadian Cancer Society. Cosmetic Pesticides – Current State of Cosmetic Pesticide Policy in Canada
- Government of Ontario's Pesticides Act (2015)
- Health Canada's Diazinon Risk Management Plan Re-evaluation Note REV2013-01 (2013)(PDF)
- United States Environmental Protection Agency (US EPA)'s Diazinon: Phase Out of all Residential Uses of the Insecticide (2004)>
- Health Canada's Pest Control Products Sales Report for 2012. (2012).
- Health Canada's Pest Control Products Sales Report for 2009
- Health Canada's Pest Control Products Sales Report for 2007 and 2008. (2008)
- Brimble, S., Bacchus, P. & Caux, P. X. Pesticide utilization in Canada: a compilation of current sales and use data (2005)
- Wins-Purdy, A. 2010 Pesticide Sales in British Columbia (2013)
- Mcgee, B., Berges, H. & Beaton, D. Survey of Pesticide Use in Ontario, 2008. Ministry of Agriculture, Food and Rural Affairs (2010)
- Byrtus, G. Overview of 2008 Pesticide Sales in Alberta. Policy Division Alberta Environment (2011)
- International Trade Centre's Trade Map (2014)(free subscription required)
- Arcury, T. A. et al. Pesticide urinary metabolite levels of children in eastern North Carolina farmworker households. Environ. Health Perspect. 115, 1254–1260 (2007)
- United States National Library of Medicine's Hazardous Substance Database (HSDB), TOXNET(Search term: diazinon, accesses September 2015)
- Water Science and Technology Directorate Environment Canada's Presence and Levels of Priority Pesticides in Selected Canadian Aquatic Ecosystems (2011)(PDF)
- Government of British Columbia's Contaminated Sites Regulation, BC Reg 375/96 (2014)
- Government of Quebec's Regulation Respecting the Quality of Drinking Water, CQLR c Q-2, r 40 (2015)
- Canadian Food Inspection Agency: Chemical Residues in Food


text:
Web 3.0 is a simple term with a much more complicated meaning. One of the biggest difficulties in nailing down a definition or metric for evaluating Web 3.0 is the lack of a clear, distinct definition for it, especially compared to what we already know about Web 2.0.

Most people generally have some idea that Web 2.0 is an interactive and social web facilitating collaboration between people. This is distinct from the early, original state of the web (Web 1.0) which was a static information dump where people read websites but rarely interacted with them.

If we distill the essence of change between Web 1.0 and Web 2.0, we can derive an answer. Web 3.0 is the next fundamental change both in how websites are created and more importantly, how people interact with them.

When Will Web 3.0 Begin?

Many people believe that the first signs of Web 3.0 are already here. But it took over ten years to make the transition from the original web to Web 2.0, and it may take just as long (or even longer) for the next fundamental change to make its mark and completely reshape the web.

The phrase "Web 2.0" was coined back in 2003 by Dale Dougherty, Vice President at O'Reilly Media, which became popular in 2004. If the next fundamental change happened in roughly the same time span, we should have officially broken into Web 3.0 sometime in 2015. Indeed, we're already seeing it with what people are calling "The Internet of Things" and smart home appliances connected to wireless networks.

So, when we ask ourselves what Web 3.0 might be, we must realize that we will experience a lot of change before it emerges. For example, not only will you have replaced the computer on your desk because it became way too slow, but you will probably have replaced its replacement for the same reason. In fact, the sum of all human knowledge may very well have doubled by the time we're well in Web 3.0.

What Will Web 3.0 Be Like?

Now that we sort of have a vague idea of what Web 3.0 really is, what exactly will it look like when it's here in full force? The truth is that predicting the Web 3.0 future is a guessing game. A fundamental change in how we use the web could be based on an evolution of how we are using the web now, a breakthrough in web technology, or just a technological breakthrough in general.

Despite the guesswork that's involved, we can certainly nail down some likely scenarios.

Web 3.0 as a Marketing Term

Sadly, this is probably the most likely way that we'll be using the term 'Web 3.0' in the future. Web 2.0 has already achieved monumental buzz, and '2.0' has already been attached to Office 2.0, Enterprise 2.0, Mobile 2.0, Shopping 2.0, etc. As the Web 2.0 buzz declines, we will probably be seeing websites popping up claiming to be 'Web 3.0' hoping to create a new buzz.

The Artificially Intelligent Web 3.0

Many people ponder the use of advanced artificial intelligence as the next big breakthrough on the web. One of the chief advantages of social media is that it factors in human intelligence.

For example, social bookmarking as a search engine can provide more intelligent results than using Google. You're getting websites that have been voted on by humans, so you have a better chance at hitting a good website.

However, because of the human factor, the results can also be manipulated. A group of people could vote for a particular websites or article with the intent of making it more popular. So, if artificial intelligence can learn how to separate the good from the bad, it could produce results similar to social bookmarking and social news sites while eliminating some of the bad elements.

The Web 3.0 Semantic Web

There is already a lot of work going into the idea of a semantic web, which is a web where all information is categorized and stored in such a way that a computer can understand it as well as a human. Many view this as a combination of artificial intelligence and the semantic web. The semantic web will teach the computer what the data means, and this will evolve into artificial intelligence that can utilize that information.

The World Wide Virtual Web 3.0

This is a bit more of a far-fetched idea, but some have speculated that the popularity of virtual worlds and massively online games like World of Warcraft might lead to a web based on a virtual world. Kinset created a virtual shopping mall where users can walk into different stores and see the shelves populated with products. It isn't a far stretch to see this expanded into an idea where users can interact with each other and walk into a wide variety of buildings, some of which might not even sell anything.

However, the idea that the entire web would evolve into one single virtual world with buildings, shops, and other areas to explore and people to interact with — while not unbelievable in a technological sense — has more than just technological hurdles to overcome. The virtual web would need to get the major websites on board and agreeing to standards that would allow multiple companies to provide clients which, no doubt, would lead to some clients offering features that other clients don't offer and fierce competition between clients.

It would also increase the time it took to bring a website into the virtual web since the programming and graphic design would be much more complex. This extra expense would probably be too much for smaller companies and websites.

This virtual web presents a few too many obstacles, but it should be kept in mind as a possible Web 4.0.

The Ever-Present Web 3.0

This isn't as much of a prediction of what the Web 3.0 future holds as it is the catalyst that will bring it about. The ever-present Web 3.0 has to do with the increasing popularity of mobile internet devices and the merger of entertainment systems and the Web.

The merging of computers and mobile devices as a source for music, movies, and more puts the internet at the center of both our work and our play. Within a decade, internet access on our mobile devices (cell phones, smartphones, pocket PCs) has become as popular as text messaging. This will make the Internet always present in our lives: at work, at home, on the road, out to dinner, wherever we go, the Internet will be there.

This may very well evolve into some interesting ways in which the Internet will be used in the future.

Updated by: Elise Moreau


text:
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text:
I have a sign in my home that says:
Happiness is like a butterfly- it settles upon you when you least expect it.
hum.. I also have one that says:
So it's not home sweet home- adjust.
----- Original Message ----
From: Zemuly Sanders <firstname.lastname@example.com>
To: firstname.lastname@example.com
Sent: Monday, August 7, 2006 8:09:24 PM
Subject: Re: [CHAT] Re: [OT] South Beach Diet
Chris, do I detect a pity party in progress? Next time invite your friends
who love you , and remember you make your own happiness. Think I've been
around self-help rooms often? <EVIL GRIN> You bet I have. I predict you
will meet the perfect person when you least expect it. Hang in there.
----- Original Message -----
From: "Christopher P. Lindsey" <email@example.com>
To: <email@example.com>
Sent: Monday, August 07, 2006 1:45 PM
Subject: Re: [CHAT] Re: [OT] South Beach Diet
>> Youngest daughter Natalie did the South Beach Diet for 2 weeks. She lost
>> 15 pounds. And she needed to. She is a candidate for Type 2 if she is
>> not careful. You can do anything Pam if you look at it like they do in
>> AA meetings "just for today I will not drink the beer (0r whatever it is
>> you want) and I will be healthy". It's not forever. Just until you get
>> your weight where you want it. Cardio exercise will help with that.
>> Natalie NEVER gets cardio exercise. Some physical body types just need
>> the cardio more than others. I have a fast metabolism. Natalie does not.
> Catching up on email here...
> Three years ago I had lost a whole bunch of weight (about 80 pounds)
> and was pretty close to my target weight. For me, the best way was
> Atkins. I don't believe in Atkins as a lifestyle, but more as a quick
> results/motivator. Within one month of doing Atkins I was down by about
> 30 pounds. At that point I was hyped enough that I was more willing to
> eat healthy and exercise wasn't nearly as painful.
> Unfortunately, I lost weight for the wrong reason -- I wanted to meet
> someone. What I learned is that losing weight just makes you thin and
> lonely instead of fat and lonely. I've gained some of it back and
> probably could lose it again, but I don't really have a motivational
> reason. I mean, do I want to lose weight so that I can live a longer,
> lonely life? Gee, that sounds like fun. :)
> Chris
> ---------------------------------------------------------------------
> To sign-off this list, send email to email@example.com with the
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text:
Beirut Lebanon - Car bomb explodes
- published: 03 Jan 2014
- views: 21956
► Subscribe to GlobalLeaks: http://goo.gl/bY5w6 CCTV cameras have captured footage of the blast in Beirut yesterday, which killed five and injured dozens more. The green grand Cherokee vehicle was carrying the explosives; notice how he attempted to park the vehicle before the explosion. Forensic experts are currently running tests to learn more about this incident. (Video strictly for news/educational purposes). What is GlobalLeaks? Founded before 2012, the GlobalLeaks News Channel has grown into a popular current events and informational platform on YouTube and across the internet. We strive to show people the events left out of the mainstream media. The events, that in many cases are shaping our world. If you\'d like to keep up to date be sure to join us and subscribe. --- Follow us on twitter: https://twitter.com/globalleak --- --- Follow us on Facebook: https://www.facebook.com/globalleaksnews If you have any questions or would like to send us footage, contact us directly at firstname.lastname@example.com or visit our website http://globalleaks.com...


text:
DTI Investments, Inc
Welcome to DTI Investments, Inc. For 25 years, we have owned and operated high quality rentals that people can be happy calling home. With properties in Austin, Bryan/College Station, Houston, Huntsville, Killeen, Kingsville, Lubbock, Lufkin, Nacogdoches, Temple, and Waco, we are sure to have something that will work for you and your rental needs. Please explore our site to learn more about our company and to find your perfect rental!
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text:
Marine Drive's date with Lewis Hamilton's Formula 1 racecar is in jeopardy. Even as Vodafone India, which is organising the event, sent out a press release claiming that the exhibition drive will be held on September 16, the Marine Drive Council, an umbrella body of local citizen groups, has objected to the event.
The council shot off a letter, a copy of which is with Hindustan Times, to state chief secretary JK Banthia and BMC chief Sitaram Kunte, opposing the exhibition drive. In its letter, the council has said that such an event would commercialise the road.
"[The event] would set an extremely bad precedent, which would make it difficult to prevent future commercial uses of the promenade and Marine Drive road. We are battling reckless and fast driving on Marine Drive, which have already caused many fatalities, and this exhibition drive would set a very wrong example," the letter says.
Senior civic officials, who requested anonymity as they do not have the authority to speak to the media, said the organisers had been asked to secure clearances from the traffic police as well as local citizen bodies, which have been very active in the area.
Anil Bhatia, honorary secretary, MDC, said, "The organisers approached us, but we are very clear that we cannot have such a race here. We have steadfastly ensured that Marine Drive doesn't host any commercial activity, because this space is meant for the city. Why should we make an exception this time?"
A Vodafone India spokesperson said talks with citizen associations were on.


text:
May 18th, 2011
Episode 55 of 357 episodes
Only Mewes can make this world seem right. Only Mewes can make the darkness bright. (Recorded live at the Ulster Performing Arts Center in Kingston, New York 4/30/11)
You'll need to sign in to write a comment.
Welcome to the daily audio workout for your head.


text:
The PSB Imagine B Bookshelf is an Imagine Series speaker set that lies as a mid-grade between the 2007 Synchrony Series and 2008 Imagine Series models. In particular, the Imagine B consists of two stand/bookshelf-mount speakers intended for front-channel/stereo playback. Featured is a single 5-1/4" woofer and a 1" titanium-dome tweeter. More importantly, each speaker hosts fastener-less driver mounts for a ripple-free, high-frequency response; 1.5"-thick baffles with 7 layers of 3mm MDF laminated together; and proprietary, injection-molded diaphragms engineered strictly for ensuring a clear midrange in addition to uncluttered bass and higher sensitivity at declining frequencies.
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text:
But the wrath of a corporate giant is nothing compared to the problems Chasnoff and co-producer Helen Cohen have faced in making It's Elementary. The documentary examines how teachers present lessons on homosexuality in six grade-school and middle-school classrooms. The intent was to film kids thinking and talking about some of the social aspects of homosexuality: kids with gay parents and relatives, the stereotyping and discrimination surrounding gays. It wasn't easy.
"The first challenge was finding educators who were doing something, and then we had to get permission to film them," Chasnoff says. "Many of them would say, 'There's no way my principal would let me,' and then the principal would say, 'I don't want to deal with parental reaction, I don't want to deal with the press.' Many of the teachers had to bow out." And if she managed to rally teachers and principals, Chasnoff still had to win the approval of superintendents, and ultimately deal with anyone in the community who claimed to have a stake in children's education. That turned out to be nearly everyone.
Chasnoff, a parent herself, knew what kind of protective impulse she might face when she asked permission to film kids coming to terms with a sensitive topic. "I think if you ask most parents if they want to have their children learn about gays in school, they'll automatically say no, because they think it means you're going to explain sodomy to first-graders," she says. "Adults feel uncomfortable about talking about gay people to each other, much less to their kids."
The filmmakers are the first to acknowledge that It's Elementary isn't a representative sample of American views on gay and lesbian issues in the classroom: In four years of filming, Chasnoff and Cohen could only find six schools willing to participate. At the same time, the people opposed to the idea were rarely willing to go on camera. Footage of protests and school board fights is as a result drawn primarily from news broadcasts.
"In Madison we didn't know if we were going to be able to film until two days before we got there," Chasnoff recalls, "and when we did film, the PTA president kept his daughter home that day. Helen and I were constantly amazed by how hard this is for educators. They just don't want to take this on." Of the teachers who did, most were straight, but many suddenly found themselves being questioned about their sexual orientation. Yet the filmmakers found pockets of support as well. "Many parents were very upset that their school was going to be filmed, but many were extremely supportive; they wanted their children to learn about the world they live in," Chasnoff says. Thomas W. Price, principal of the Cambridge Friends School, where one segment was shot, defended his school's participation: "I don't think that it's appropriate that only values be taught at home. There are social values as well. There are community values. And when you allow a child on a playground to hurl an insult at another child, or to say, 'Your mom is queer,' or to say these sort of things without addressing the issues is, I think, unconscionable."
The film offers engaging and surprising sociological insight into the forces that shape the adults of tomorrow. The younger the kids, the more matter-of-factly they discuss information that older kids greeted uneasily. "By the time you get to high school, it's a battle," Chasnoff says. "The older they get, the more negative information they have. We were blown away by the young children. We forget that little kids have this very fundamental sense of fairness, and are willing to extend this to gay people. I was taken off guard by these adorable kids going, 'What's the big whoop?' "
It's Elementary should bury the argument that kids aren't ready to deal with this kind of information. Most of the students involved in discussion groups had seen gay issues hashed out in graphic, uneducated detail on daytime talk shows. The ensuing discussions range from gentle, teacher-guided Q&A sessions to candid, kid-to-kid debates, but most center on respecting the rights of others.
After It's Elementary's local debut, Chasnoff and Cohen will, somewhat warily, show their film across the country. "We get stuff from people every day about teachers being fired for telling their students that they're gay," Chasnoff says. "This is the most contentious issue that the religious right is organized around." The film has generated such a buzz that the filmmakers have already gotten hundreds of requests for it. They plan to distribute it at educators' conferences and trainings, and they'd like to see it air on the PBS series POV, but they haven't been made any promises yet. "I can understand why PBS would be hesitant," Chasnoff says. "They've already come under so much attack. It's too soon to say, but we're optimistic."
It's Elementary screens Wednesday, June 5, at 7 (sold out) and 9 p.m. in the Herbst Theater, 401 Van Ness, S.F.; call 392-4400.


text:
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text:
Google Reportedly Moving to Merge Chrome OS Into Android
Patrick Moorhead, principal analyst at Moor Insights & Strategy, agreed that the reported changes by Google have been fully expected by outsiders. "Google set up an internal competition of sorts and the better platform survived," Moorhead told eWEEK in an email reply. "Ultimately, I think it will be a good move, but Google should have done it years ago when it was apparent Android had longer legs than Chrome OS and developers weren't that interested in Chrome OS platform." Users and device makers will have to wait to see if it is a good move for them, said Moorhead, based on the reactions from software and hardware developers. "Neither Chrome OS nor Android has many desktop apps, and Android is perceived as a security threat and fragmented. I think the consolidation would increase the chances of more Chrome OS-Android 'Chromedroid' applications, but there need to be much more improved devices that are getting better, but still weak compared to full-up PCs." What could benefit device makers from the consolidation, he said, would be the creation of more high-quality applications, which could open up new opportunities for device makers. "It should make it easier for current hardware makers of Chromebooks and Android devices to develop new devices as they will have one code base to support. Net-net, to be successful in this rumored venture, Google will need a robust ecosystem of apps for many form factors, quality, and price points."Presently, Google's software ecosystem exists as a layer of software known as Google Mobile Services (GMS) that sits on top of the Android Open Source Package (AOSP), wrote Windsor. "GMS is proprietary to Google while AOSP is open source. AOSP controls significant aspects of the user experience and because it is open source, it is very fragmented. This has had a huge impact on the quality of the user experience on Android and deleteriously impacted the ease and fun of use of the Google ecosystem." By merging Chrome OS and Android, Google would be able to "quietly take much greater control of Android by replacing open source elements of the AOSP with elements from Chrome OS which is not open," he wrote. "
Richard Windsor, an analyst with Edison Investment Research, told eWEEK in an email that the rumored merger of the two OSes makes a lot of sense for Google. "The real aim of bringing Chrome OS and Android closer together is likely to allow Google to increase the level of control that it has over the Android OS," he wrote.
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text: Jacqueline Jossa EastEnders fans notice shaky camerawork - is there a reason for it? News post details 5:28 PM, 25 November 2016 "On occasion, EastEnders will use different filming styles and techniques," a spokesperson tells RadioTimes.com EastEnders: showdown for Whitney and Lee - will his lies be exposed? News post details 8:30 AM, 16 November 2016 The couple face yet more troubles - but is the truth coming out? EastEnders: Steven comes clean to Jane about money woes News post details 8:30 PM, 24 October 2016 And she agrees to keep it a secret from Ian for now... EastEnders: the Beales will have a big New Year plotline, reveals Aaron Sidwell News post details 12:01 AM, 09 October 2016 It's going to be dramatic, promises the Walford star EastEnders: Max will be back very soon, reveals Jacqueline Jossa News post details 12:01 AM, 09 October 2016 And it looks like he'll be out for revenge EastEnders star Aaron Sidwell teases Steven's big secret - and hints that Peter could return! News post details 8:35 AM, 09 August 2016 "Ben Hardy would probably be interested in coming back if the timing and story were right" EastEnders: Abi reveals a dark secret to Lauren News post details 12:01 AM, 05 July 2016 But can Lauren keep details of her sister's confession under wraps? Max Branning returns to EastEnders News post details 7:58 PM, 09 June 2016 …and then leaves again! EastEnders: Aaron Sidwell on Steven and Lauren's future - "they are very much in love" News post details 9:18 AM, 03 June 2016 The Walford star reveals all about his new on-screen relationship - and what lies ahead for Steven EastEnders: Lauren gives Abi shock news about Max - watch the full scene News post details 6:55 AM, 31 May 2016 See Lauren reveal that she's known for some time that Bobby killed Lucy


text:
Eagan is located in Dakota county and has a population of 63,557.
Clinical Research schools in Eagan charged students an average tuition of $16,443.00 if they were Minnesota residents, and $16,443.00 if they were non-residents, during the 2009 - 2010 school year.
The cost, on average, for books and supplies needed for clinical research schools in Eagan is $933.00. There is one clinical research college in Eagan. Clinical Research programs in Eagan reportedly graduated 17 students in the 2008 - 2009 school year.
|Average Salary
|Number Employed in City
|Medical and Clinical Laboratory Technologists
|Medical and Clinical Laboratory Technicians


text:
URJA……..Many are familiar with its meaning as 'energy' but in its' deeper form it is an abbreviation for Urjeshwari which in Sanskrit means
ability, enjoyment, expansion and inspiration….
and describes aptly what I like to express through my music.
At Urja Music I aim to feed the soul, as my music is not just to entertain but to bring a change in the heart of my listeners.
i thank you for your support over the years and seek your blessings always in my endeavor to reach far and wide spreading harmony through music.
The background music at URJA MUSIC…..composed, arranged and sung by myself…track title Deep in the Forest from my latest album Krishna, The Flute Player.
Hey, when the heart sings, the soul dances…..let's stay together in music.
Review for the month of February 2017 on CDHotlist by Rick Anderson


text:
|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Tim Williams <william...@gmail.com>
|Re: [PROPOSAL] Apache Isis
|Tue, 31 Aug 2010 10:44:20 GMT
On Tue, Aug 31, 2010 at 6:28 AM, Dan Haywood <firstname.lastname@example.com> wrote: > On 30/08/2010 07:26, Tim Williams wrote: >> >> Your proposal caused me to poke around the NO site and the first forum >> topic I came upon[1] had someone providing a [simple] patch. This has >> me curious about the code provenance. Assuming this isn't the only >> one, could you say something about getting clearance from outside >> contributors? At least, it seems to me that it could be slightly more >> complicated than the two parties you mention above. > > Just to update this thread... there have been very few patches historically. > Indeed, we've searched through our email archives (back to 2002), through > the SVN commit logs, and through the current codebase for any comments, and > found only 1 one-liner from 2008, and the three patches in 2010 all from the > same user (one of which was the patch you quoted). > > In addition, we have three contributors/committers who have made changes. > > What we're doing is contacting the guy who gave us these patches, and > getting a formal ok from the existing contributors/committers; when I have > this I'll update the proposal. Hi Dan, that's great, you can just update your proposal to acknowledge this and then solve it during incubation. I think it's important to identify these things prior to incubation but you can work it while you're incubating [and, obviously, prior to any release]... --tim --------------------------------------------------------------------- To unsubscribe, e-mail: email@example.com For additional commands, e-mail: email@example.com
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text:
Home > Academics > Programs > Concentrations > Poetry Concentration
Wednesday, October 12
12:00 pm – 1:00 pm
Poetry Center, Wright Hall
Come have lunch with us and learn about what Poetry Concentrators do!
An assortment of chicken and veggie sandwiches from Mosaic will be provided! An RSVP to Jen Blackburn (email@example.com) is helpful, but not required.
Fall Deadline for Application to the Poetry Concentration
Thursday, October 20, 2016.


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text:
Don't Count On Government to Do Your Saving for You
Read More.
California is considering implementing a version of the Ghilarducci Plan, in which automatic payroll deductions are used to create a defined-benefit fund run by the government, guaranteeing a modest minimum return, which is then rolled into an annuity at the age of 65. The Guardian's Helaine Olen likes the idea, which has been put forward by Kevin de Leon, a California state legislator:
De Leon's initiative would automatically deduct 3% for retirement savings from workers' pay at firms with at least five employees and no 401k already in place. The money would be pooled and managed in a newly established entity. Participants would get a 3% return, which is very modest. An insurance policy would underwrite the plan, so taxpayers would not be financially liable if the plan loses money. At retirement, the account balance will be turned into an annuity.
What the plan does is provide a kind of pension - from their own earnings - for people who don't work at big, established firms that have big corporate infrastructure. Very often, these are people without the luxury of retirement planning, or the access to good financial advice. In de Leon's words:
"It's right for lower income and middle income to have access to retirement security."
It's in some ways a pension for all of us: something Americans tell pollsters time and time again they would prefer over a defined contribution plan.
Obviously, no one can retire on 3 percent of their earnings. The plan is conceived as a supplement to Social Security benefits. But how good a supplement will it be?
The guaranteed minimum return is modest indeed -- to keep the thing fully funded over the next 40 years means that the state could only guarantee a 3 percent nominal return -- which is to say, before controlling for inflation. Since inflation is generally targeted at 2 percent a year, this plan is barely better than sticking 3 percent of your paycheck in a bank account.
Even a 3 percent real return wouldn't do that much. I created two fictional taxpayers, call them "Adam" and "Eve," who spent their whole lives paying into the system, and retire upon their 40th year in the workforce. Eve is a professional who starts at a low salary out of college -- around $25,000 a year -- and eventually works her way up to a $75,000 salary by the time she's ready to retire. "Adam" is a lower skilled worker who starts at $16,500 a year (about $8.25 an hour) and finishes at $38,000. To make things simpler, and give the guaranteed pension the most generous possible chance, I assumed mostly continuously scaling earnings, with a few big promotions weighted toward the early part of their career, and no work interruptions -- no unpaid leave for kids, no unemployment or major illness. Under these extremely rosy conditions, how much do our primeval pair collect in retirement?
According to this handy CNN annuity calculator, Adam gets $300 a month. Eve gets a little over $500. It's a little bit of a boost to Social Security, but it's not even close to income replacement. And that's assuming a 3 percent real -- i.e. post-inflation -- return. At a 1 percent return, Eve gets about $375 a month, while Adam gets $210. Obviously, a guaranteed return of 3 percent is much better for the pensioner, but then the system won't pay for itself, and the state will have to kick in money.
Of course, even $210 or $375 is better than nothing! But, also of course, that money is not free. To pay for it, they need to give up 3 percent of their salary right now, every year until they retire. While Olen likes the guarantee, my take is that the guarantee is not doing most of the work here; almost all of the benefit comes simply from the quasi-mandatory saving. In fact, the majority of people would be better off if you took that 3 percent and stuck it in an S&P 500 index fund. Your real return, after taxes and fees and inflation, from 1982 to 2012 would have been about5.8 percent.
Which demonstrates two things. The first is that for all the nostalgia about defined-benefit pensions, guaranteeing a benefit is really, really expensive. There's a reason that DB pensions were really popular up until 1974, when congress passed ERISA, the law that forces companies to fully fund these commitments in advance. Starting in the 1980s, the popularity of these plans began rapidly declining, precisely because they were extremely expensive, and worse, tended to demand top-up contributions during recessions, right when you were least able to make them.
And the second point is that you need to save a whole lot of money for retirement if you want to have a decent shot at living comfortably in your golden years. Three percent isn't going to cut it. And my calculations used 3 percent every year for 40 years, which is not what the majority of people do. The majority of people have employment gaps, lean times when they slow or stop their contributions and so forth. If you want to make sure you have enough income in retirement, a government guarantee will in no way make up for those vicissitudes. What you need is to put away lots and lots of cash.
This column does not necessarily reflect the opinion of Bloomberg View's editorial board or Bloomberg LP, its owners and investors.
To contact the author on this story:
Megan McArdle at firstname.lastname@example.com


text:
ADF.LY compatitable advertisment page
This project received 4 bids from talented freelancers with an average bid price of $64 USD.Get free quotes for a project like this
Project BudgetN/A
Total Bids4
Project Description
This is realistically a very small and easy website design. It should not be expensive as for i will provide the needed banners. The webpage is designed for [url removed, login to view] advisement campaigns. The webpage should initially load on [url removed, login to view] and their advertising system, it should popup with a banner, and then it should automatically click on the banner taking them to the correct page linked through the banner ad. I see websites all over the place with popup banners and advertisements and i don't have extensive an knowledge-base of coding to know if it possible to create such a page.
The few rules this page must comply with:
Frame breaking script
Popup any windows on entry or exit of any kind
Automatically attempt to download software or change any user settings
Adult or Pornographic related
Hate, Bigotry, and/or Intolerance
Warez or Software Piracy related
Music Piracy Related
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