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Alejandro Sanz's La Música No Se Toca in Miami: A Ten-Photo Recap
Photo by Luz Elena Silva
Alejandro Sanz
La música no se toca Tour
With Carlos Varela
American Airlines Arena, Miami
Upcoming Events
Premio Lo Nuestro
TicketsThu., Feb. 23, 8:00pm
The Hands of Liberace starring Phillip Fortenberry
TicketsThu., Feb. 23, 8:00pm
Lucinda Williams
TicketsFri., Feb. 24, 8:00pm
WDNA Miami Downtown Jazz Festival
TicketsSat., Feb. 25, 5:00pm
TicketsSat., Feb. 25, 8:00pm
Thursday, May 9, 2013
Last night, thousands of Latin music fans had an amazing night at the American Airlines Arena, leaving rapt and satisfied, thanks to Alejandro Sanz and his conquering desire.
See also:
-Alejandro Sanz: "I Always Wake Up Thinking, One More Day to Conquer"
Photo by Luz Elena Silva
Cuban singer-songwriter Carlos Varela opened the night playing some of his most popular and powerful nueva trova songs. And while he sang about urgent social topics affecting the world, though especially his native country, the audience grabbed their phones, lit up the AAA, and sent a light to Cuba.
Photo by Luz Elena Silva
A short time later, Alejandro Sanz took the stage, accompanied by an impressive band of ten musicians -- five of them women. Opening with "Llamando a la mujer en acción," the stage lit up and it was obvious that this concert was going to be full of surprises, just as he had promised in last week's interview with Crossfade.
Photo by Luz Elena Silva
From guests like Tommy Torres, Luis Enrique, and Antonio Carmona singing some classic songs and producer Julio Reyes playing the piano on "No me compares," the night was truly full of stunning moments.
Photo by Luz Elena Silva
Sanz's new album, La música no se toca, is meant to be a tribute to the art of music, and that's exactly how he performed the whole night. The plan, he said, for the night was to not let anybody sit. And song after song, the fans couldn't stop waving their hands, dancing, taking pictures, and singing.
Photo by Luz Elena Silva
Even though this tour's setlist is mostly comprised of material from the new album, just released in September 2012, it was as if the audience had already been listening to these songs for years.
No wonder La música no se toca has become the last year's best-selling album from a Hispanic singer.
Photo by Luz Elena Silva
Sanz's show was also accompanied by the latest technology. The stage looked alive, not only because of the band, but also because of a massive LED screen, flashing impressive digital backgrounds and videos that complimented each song. This set of lights looked like stars in the sky, lighting the whole venue.
Photo by Luz Elena Silva
Some of the songs that made the Arena sing and dance the most: "Con el alma al aire," "Corazón Partío," "Mi Soledad y yo," "No es lo mismo," "Looking for Paradise," and "Amiga Mía." And by the end of the night, Alejandro Sanz had proved one more time why he is the most Grammy-winning Spanish-language artist in history, leaving Miami rapt, satisfied, and completely blown away.
-- Luz Elena Silva
Follow Crossfade on Facebook and Twitter @Crossfade_SFL.
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Miami, FL 33131
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- Project Details
Title Strengthening of European Union funds absorption capacity for infrastructure construction projects.
Project Number 2010-1-PL1-LEO05-11469
Product DELAYS AND DISRUPTIONS IN CONSTRUCTION PROJECTS MOODLE TRAINING COURSE
Title DELAYS AND DISRUPTIONS IN CONSTRUCTION PROJECTS MOODLE TRAINING COURSE
Product Type open and distance learning
Marketing Text The proposed teaching and learning methodology is based on the following adult learning principles: Learning is self-directed; It fills an immediate need and is highly interactive; Learning is experiential (i.e., participants and the trainer learn from one another); Time is allowed for reflection and corrective feedback; A mutually respectful environment is created between trainer/tutor and participants; A comfortable environment is provided. Training techniques may include the following: Presentations - activities conducted by the trainer/tutor or a resource specialist to convey information, theories or principles (workshops); Case Studies - real-life situations used for analysis and discussion (workshops and e-learning); Group Discussions - participants sharing experiences and ideas or problem solutions (workshops and e-learning); Collaborative learning – is a relationship among learners.
Description The structure of the training programme is based on a modular concept, meaning that each section and unit of the course can be used independently. Blended learning designers from the partner countries will have the opportunity to plan their own course based on the specific characteristics of the target group. The "training modules" content is available online, on a web platform and the training organizers will have the opportunity to choose the specific sections required and also the methodology of how they deliver the training. This means that the learning units can be made available on paper, electronically on CD-ROM, and via an e-learning platform depending on the methodology chosen. The training providers will be able to choose different types of delivery for the entire training course or for different "training modules" according to each session or group of trainees (blended learning; face to face; e-learning).
Target group The project products are prepared for: qualified engineers, managing directors, project managers, construction managers, engineers (FIDIC), and other managing staff from construction companies, government agencies, local authorities who are able to manage international projects and act in any European country.
Result The MOODLE training is available in four European languages: Polish, English, Turkish and Italian.
Area of application Construction sector
Homepage www.train-to-cap.eu/MOODLE
Product Languages English

subset: commoncrawl


text:
Sandra Graudins Clinical Psychologist
Children, Psychologist, Tutoring
Comprehensive learning difficulties and academic assessments for children who are having problems with reading, spelling, writing, maths, and learning.
Assessment results are explained to parents in easy to understand language and form the basis for individualised programmes and / or recommendations for further support.
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Please phone 9712 8777 or email [email protected]
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Gifted and talented assessments are completed at the Centre
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A range of assessment services are available for children who are having problems at school.
Psychometric / intelligence testing is completed by Clinical Psychologist, Sandra Graudins.
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Storytelling in Organizations
Facts, Fictions and Fantasies
By (author) Yiannis Gabriel
Format: Hardback
Normal Price: $248.95
Your Price: $224.06 AUD, inc. GST
Shipping: $7.95 per order
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Plus...earn $11.20 in Boomerang Bucks
Availability: Available to Backorder, No Due Date for Supply
Storytelling in Organizations by Yiannis Gabriel
Book DescriptionMyths, stories, and folklore are part of the fabric and life of all organizations, enabling us to understand, identify, and communicate the character of the organization - its ambitions, conflicts, and peculiarities. Drawing on extensive fieldwork of storytelling in five organizations, this book argues that stories open valuable windows into the emotional and symbolic lives of organizations. By collecting stoires in different organizations, by listening and comparing different accounts, by investigating how narratives are constructed around specific events, by examining which events in an organization's history generate stories and which ones fail to do so, researchers can gain access to deeper organizational realities, closely linked to their members' experiences. In this way, stories enable researchers to study organizational politics, culture, and change in uniquely illuminating ways, revealing how wider organizational issues are viewed, commented upon, and worked upon by their members. The book's first part develops the theory of storytelling by building on various approaches, including narrative, folkloric, ethnographic, symbolic, social constructionist, and psychoanalytic, while the second offers a set of four studies which make use of stories in exploring particular aspects of organizational life.
Buy Storytelling in Organizations book by Yiannis Gabriel from Australia's Online Bookstore, Boomerang Books.
Book DetailsISBN: 9780198290957
(242mm x 162mm x 20mm)
Pages: 274
Imprint: Oxford University Press
Publisher: Oxford University Press
Publish Date: 23-Mar-2000
Country of Publication: United Kingdom
Other Editions...
Books By Author Yiannis Gabriel
Unmanageable Consumer, Paperback (September 2015)
Examining the key Western traditions of thinking about and being a consumer, this 20th Anniversary Edition continues to explore 10 consumer models and encourages analysis of contemporary consumerism.
Organizing and Organizations, Paperback (November 2009)
'An excellent introductory text ... it provides a concise and well-written coverage of the main concepts in organizational behaviour ' - Leadership and Organization Development
Organizing Words, Hardback (October 2008)
Organizing Words includes a series of essays on some 220 widely used - and much debated - terms in the social sciences, and organization studies. Each essay explores the meaning and use of the word; and also the controversies they may have sparked. The book aims to be a first port of call for students, researchers, and scholars.
Myths, Stories, and Organizations, Hardback (January 2004)» View all books by Yiannis Gabriel
Each chapter of this text takes as its starting point a myth, a legend, a story or a fable and explores its contemporary relevance for a world of globalization, organizations and consumerism.
» Have you read this book? We'd like to know what you think about it - write a review about Storytelling in Organizations book by Yiannis Gabriel and you'll earn 50c in Boomerang Bucks loyalty dollars (you must be a member - it's free to sign up!)
Author Biography - Yiannis Gabriel
Yiannis Gabriel is a lecturer at The Management School, University of Bath. He is currently engaged in a study of organizational folklore, collecting, classifying, and interpreting a large number of organizational myths and stories. He is the author of Freud and Society (Routledge, 1983), Working Lives in Catering (Routledge, 1988), and joint author of Organizing and Organizations (Sage, 1993), The Unmanageable Consumer (Sage, 1995), and Experiencing Organizations (Sage, 1996). He has also written numerous articles that bring together his research interests in psychoanalytic theory and organization studies. He is Joint Editor of Management Learning.
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DIY Projects
Project: Mirror wall
Project: Mirror wall
DIY Projects
Project: Mirror wall
Inexpensive unmatched wooden frames.
The idea
Create a bold entryway display by linking small mirrors together to form a modern patchwork quilt.
The budget
Frames ($2-$10 each) + custom-cut mirror inserts (approx. $10 each)
The result
A statement piece to brighten up and add depth to any small foyer.
1 Select inexpensive secondhand frames in good condition, ensuring they're not damaged or weak at the joints. Kevin found these ones at Aberfoyle Antique Market.
2 Refinish the frames by sanding them thoroughly, then spray-painting them in a colour of your choosing. Kevin used Krylon spray paint in Smoke Gray.
3 Cut and install the mirrors. Measure the frames' openings and have mirrors cut to size -- typically the same size as the glass in the frame (Kevin recommends Gerrard Glass & Mirror in Toronto). Carefully install the mirrors in the frames, using glazier points (available at hardware stores) to hold them in place. If you're uncomfortable installing the mirrors yourself, fear not. Kevin advises asking the glazier to install the mirrors as well.
4 Lay the finished mirrors on the floor, positioning the different shapes and sizes to make a cohesive grouping. Once you're happy with the arrangement, fasten the mirrors together at the back using screws, mending plates and plumber's steel strapping. Secure in several places for increased stability.
5 Display the 'quilted' mirror using heavy-duty picture-hanging hardware.


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Lanseria Child / Family Friendly Accommodation
Child friendly hotels and accommodation in Lanseria - including family hotels, guest houses, bed & breakfasts, holiday apartments, suites, cottages and holiday homes - catering for families travelling with children. The establishments below accept children of all ages (from babies and toddlers to teenagers). If none of these establishments take your fancy, please adjust the filter to show results for the specific age group(s) required.
7 Family Friendly Establishments (all ages welcome)
7 of 9 establishments in Lanseria - view all Lanseria Accommodation
The Hertford Country Hotel
Corner of Elandsdrift and Malibongwe Street, Lanseria,1748, West Rand, Gauteng
Ideally situated in close proximity to Pretoria and Johannesburg and only 10 minutes from the Cradle of Humankind, The Hertford Country Hotel & Function Venue offers beautiful overnight accommodation, hearty meals, ... read more
Bed & Breakfast / Self Catering
Lanseria Country Estate
Lindley, Lanseria, 1747, West Rand, Gauteng
Lanseria Country Estate offers country-style accommodation three kilometres from Lanseria Airport. Enjoy a full continental breakfast with warm plated breakfast options in our dining area or on the beautiful deck, overlooking the ... read more
Tonight from
Please Note
per unit / night
This rate is a guide only and is the lowest rate for 2 persons sharing a room/unit in the current season.
Prices vary depending on room/unit selection, occupancy and season; and are subject to change without notice.
Bed & Breakfast
La Vue Guest Lodge
Plot 161, Nooitgedacht, Muldersdrift, 1747, West Rand, Gauteng
Situated in the tranquil countryside of Nooitgedacht near Muldersdrift on the West Rand, La Vue is a beautiful property offering Bed and Breakfast accommodation. Our large and luxurious rooms all have an en-suite bathroom, King ... read more
Bed & Breakfast / Self Catering
Lethabo Estate
Lethabo, Lanseria, 1748, Cradle of Humankind, Gauteng
Lethabo has both self catering and full board award winning accommodatio with panoramic views of the valley. Lethabo hosts business meetings, conferences, team building, functions, romantic private picnics and weddings in a ... read more
Price Range
Available on request
Shumba Valley Lodge
Malibongwe Drive Extension, Lanseria, West Rand, Gauteng
The 4 Star Shumba Valley Lodge and Conference Centre, close to Lanseria Airport, in the Gauteng Province, offers the out of town, country, conference and leisure experience amidst 50 acres of grounds, with African ambiance, ... read more
Guest House / Self Catering
Linquenda Guest Farm
R512, Portion 3 of J.Q.495, Lanseria, West Rand, Gauteng
Nestled in the Cradle of Humankind World Heritage site, Linquenda Guest Farm offers 3-star self-catering and b&b accommodation, a conference / events venue and friendly hospitality. Just 5 minutes from Lanseria Airport and ... read more
Bed & Breakfast / Self Catering
Oori River Lodge
41 Riverside Estate, Oori Private Nature Reserve, Renosterspruit, Gauteng
Oori River Lodge overlooks a particularly scenic stretch of the Crocodile River valley. With Extensive gardens and sweeping lawns to the river's edge, this charming self-catering thatched cottage for 2 guests and B&B ... read more
Why Book with SA-Venues.com
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Les Fruits
Les Fruits Gite -
Located in renovated farm cottages, this gîte can accommodate 8 people plus a baby.
Ground Floor
The large living/dining room is comfortably furnished with sofas and armchairs grouped around the cosy fireplace area, with satellite TV, DVD and video player provided. Ample dining facilities ensure those lively family meals can be enjoyed inside, if you can drag yourselves in from the sunshine ! There is a fully fitted and equipped kitchen with cooker, dishwasher, washing machine, microwave, etc, and a ground floor shower room and separate toilet.
First Floor
Three bedrooms and a further shower room/toilet. The first bedroom has a double bed, the second 3 single beds and the third has 2 single beds.
Welcome to Vergers , a 100-acre paradise.
A stunning Manoir set in the southern Charente countryside of rolling hills, vineyards, lakes and woods. Accessible from five airports, with easy access to a myriad of historic towns, markets and cities, we are near enough the coast for a visit, yet having so many activities on site, you might find leaving unnecessary !
We have five individual holiday cottages and a covered pool. Each cottage is equipped to make your holiday comfortable, relaxed and hassle free. We can cater for individuals, young families, older families, and couples. We have masses of space for you to mix with other guests or to have space to be alone.
We also have available beautiful bed and breakfast suites within the main Manoir, from only €95 per night, including breakfast. Come and share our little bit of paradise, and be sure of a relaxing, stress-free holiday, with many activities available, in beautiful surroundings.
Top Traveller Review
One of the most beautiful parts of France
The gites have a log fire, and outdoors there's a pool and abundant family activities.... cycling, helmets, walks and just a great outdoor life (including fishing!). For a romantic getaway, there are local restaurants nearby for typically French food and wine. We would recommend to family and friends.
About the Owner
Available Rentals
3 Reviews
4.3/5 -
(3 traveller reviews)
One of the most beautiful parts of France
It's what it is says on the tin! Impressive country property, comfortable, welcoming, decently furnished and well located for the village of Chadurie and the town of Angouleme.
The gites have a log fire, and outdoors there's a pool and abundant family activities.... cycling, helmets, walks and just a great outdoor life (including fishing!). For a romantic getaway, there are local restaurants nearby for typically French food and wine. We would recommend to family and friends.
A magical place for a French country holiday .
La Faure is a magnificent country home ,set in glorious country side. There are so many adventures to be had , fishing in the lakes, playing with the animals, walking among the chestnuts groves ! Relaxing in the sun ,or by the pool .
Angouleme is conveniently nearby , with it's charming little streets , coffee shops, restaurants and historic Churches .
The cottages are spacious , well equipped , comfortable and full of character . The owners are kind and helpful and will strive to help make your holiday a wonderful experience, in a lovely part of France . Highly recommended !
Endroit très calme et très plaisant.
Lieu très dépaysant en pleine campagne. Un séjour très agréable. Les propriétaires vivent sur place et sont vraiment très accueillants. La piscine couverte et fermée est très rassurante (2 enfants très jeunes) et le jacuzzi est un must !!
Beaucoup d'animaux dans la ferme (chevaux, lapins, chèvres, cochons).
Un moment de détente assuré.
Activity and Interests
On site attractions include Hot Air ballooning and Carriage Driving and Riding
Medieval city of Angouleme, museums, caves, quad biking, rowing, boating, roman ruins and artefacts, high rope centre, lakeside beaches, markets.
Attractions at Le Faure include Lakes, fishing, meadows, chestnut woods, orchards animals, tree houses.
Property Type
- cottage
- Away From It All
- Family
- Holiday Complex
- Fireplace
- Fitness Room / Equipment
- Hair Dryer
- Internet
- Iron & Board
- Linens Provided
- Living Room ...
- Parking ...
- Towels Provided
- Tumble Dryer
- Washing Machine
- Wood Stove
- Coffee Maker
- Dishes & Utensils
- Dishwasher
- Kitchen
- Microwave
- Oven
- Pantry Items
- Refrigerator
- Hob
- Toaster
- Dining ...
- Dining Area
- Books
- DVD Player
- Music Library
- Ping Pong Table
- Satellite / Cable
- Television
- Video Library
Pool / Spa
- Communal Pool
- Heated Pool
- Hot Tub
- Indoor Pool
- Events Allowed
- Long-term Renters Welcome
- children welcome
- non smoking only
- wheelchair inaccessible
Location Type
- rural
- caves
- museums
- playground
- pond
Leisure Activities
- bird watching
- horse riding
- paddle boating
- scenic drives
- sight seeing
- walking
Local Services & Businesses
- Babysitter
Sports & Adventure Activities
- cycling
- equestrian events
- hiking
- caving
- swimming
- tennis
Floor Area
- 120 m²
- Bathroom 1 - Toilet, Shower Enclosure
- Bathroom 2 - Toilet
- 3 Bedrooms, Sleeps 7
- Bedroom 1 - 1 Double Bed
- Bedroom 2 - 1 Double Bed
- Bedroom 3 - 1 Double Bed, 2 Single Bed
- Bicycles
- Terrace
- Garden
- Barbecue
- Self-catering
- There is a children´s play area which caters for young & older children. We also have Croquet & Boules


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Product Description
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Arizona Cardinals
Report: Ray Horton is out as Arizona Cardinals defensive coordinator
While the Arizona Cardinals defense made great strides in 2012 — ranked in the top 5 this season in pass defense and team takeaways — defensive coordinator Ray Horton won't live to see another day in the Valley, according to Mike Silver of Yahoo! Sports.
Although Horton previously worked for six seasons (2004-2010) in Pittsburgh with Bruce Arians, the new Cardinals head coach will reportedly not be retaining him on his staff.
I'm told Ray Horton is out as Cardinals defensive coordinator and will be replaced by Todd Bowles. Source who knows. Bad vibes all around.
— Michael Silver (@MikeSilver) January 18, 2013
On Wednesday, ArizonaSports.com had heard that would be the case, but has not yet confirmed Silver's report.
Bowles, who will reportedly be replacing Horton, played eight seasons (1986-1993) in the NFL as a safety for the Washington Redskins and San Francisco 49ers.
He has served as an NFL assistant with six different franchises since 1995, and most recently was the defensive coordinator and defensive backs coach for the Philadelphia Eagles in 2012.
Bowles worked with Arians when the two were together with the Cleveland Browns from 2001-2003.
Most Popular
Cardinals Audio
Crazy Train w/ Ron Wolfley
Monday February 27
Wolf and B-Train talk Cardinals and more!
2-24-17 The Sports Kabob with Jarrett Carlen
Friday February 24
Topics include the NBA trade deadline, Tom Brady + Beyonce. It's sports news skewered.
Luke and Paige - 2/24/17 - Episode 32
Friday February 24
Luke and Paige look back at a disappointing NBA All-Star Weekend, the DeMarcus Cousins trade, other
Lorenzo Alexander, former Cardinals linebacker
Friday February 24
Lorenzo Alexander makes his case for why an NFL team should sign him.
John Clayton, ESPN NFL insider
Friday February 24
John Clayton explains why Chandler Jones' salary desires could hurt the Cardinals in free agency.


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capture in Army topic
From Longman Dictionary of Contemporary Englishcapturecap‧ture1 /ˈkæptʃə $ -ər/ ●●○ W3 verb [transitive] 1 CATCHperson to catch a person and keep them as a prisoner Government troops have succeeded in capturing the rebel leader. 40 captured French soldiers► see thesaurus at catch2 PMAplace/thing to get control of a place or object that previously belonged to an enemy, during a war The town was captured after a siege lasting ten days. The Dutch fleet captured two English ships.3 ANIMALanimalCATCH to catch an animal after chasing or following it The tiger was finally captured two miles outside the village.4 BOOK/PAINTING/FILMfilm/record/artASHOW/LET somebody SEE something to succeed in recording, showing, or describing a situation or feeling, using words or pictures These photographs capture the essence of working-class life at the turn of the century. The robbery was captured on police video cameras.5 → capture somebody's imagination/attention etc6 → capture somebody's heart7 BUSINESS/POLITICSbusiness/politicsB to get something that previously belonged to one of your competitors We aim to capture eight percent of the UK wine market. Republicans captured three Senate seats from the Democrats.8 → capture the headlines9 TDcomputer technical to put something in a form that a computer can use The data is captured by an optical scanner.10 CHESSchessDGB to remove one of your opponent's pieces from the board in chess→ See Verb table
Examples from the Corpuscapture• In one battle, sources say, the rebels captured 100 tons of ammunition.• Mayor Agnos captured 28.7% of the vote.• Rebels wounded 1087 soldiers and captured 417.• The Super Bowl always captures a large audience.• The town of Moulineuf was captured after a siege lasting ten days.• Cole was captured after his plane was shot down outside Hanoi.• At twenty, he went to war against Perugia, where he was captured and imprisoned.• Polay had been captured before, in 1989, but had escaped in July 1990.• The TV camera captured Dad waving as he left the airplane.• She had captured his father by promising an elegant uncluttered lifestyle very different from the neglected unhappy home he had come from.• Many dolphins are accidentally captured in the nets of tuna fishermen.• Wilson's autobiography neatly captures the atmosphere of the late 19th century.• Cuba captured the first gold medal of the Olympic Games.• Cameras have already captured the image.• This gives them overlapping fields of view and the true stereo vision that they need to capture their prey.• They've captured twenty enemy soldiers.
Explore Army Topic
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HI Andrew
There is a program called Boot Magic right with Partition Magic that I
am sure can be set up with a partition. All of this didn't use to matter
but at least for myself the hard drive is 40 gigs now(and some are as
high as 80 gigs) and info could be added to that for years and have it
belly up wouldn't be very nice. Partitioning it so you only lose a
percentage of what was on it would help. All it does is make the one
drive act like two or more drives, that is what you would see in your
file system.
As far as Andrew's question I am sure you could write the whole hard
drive to a second hard drive and have the program back it up
continually. Then all you would have to do is tell the computer to boot
from the second hard drive if the first one didn't work and you didn't
want it to boot from the a drive.
As far as uploading files I don't do much of that with a 28.8
connection but I do store passwords and similar files at idrive.com.
To sign-off this list, send email to firstname.lastname@example.com with the
message text UNSUBSCRIBE HOSTA-OPEN


text:
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A second class petty officer in the United States Navy. Currently attached to vp-8, AT2 Williams is known for constantly fondling other male co-workers genitals, and giving them a good "how's your father?"
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Australia has a subsidized higher education for students pursuing the undergraduate degrees. They also give loan and grants for the post graduate students. Higher learning starts at undergraduate degree level to a doctoral degree offered in any field of study.
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text:
Wednesday, May 8th 06:28 PM IST
# Iran gold # Sudan gold # "Mine an Metals"
According to reports, Sudan has granted an Iranian firm called "Mine an Metals" a license to explore for gold in River Nile state north of Khartoum, where much of Sudan's gold comes from,.
KHARTOUM(BullionStreet): Three months after the visit of Iran's president Mahmoud Ahmedinejad to Khartoum, Sudan finally granted permission for an Iranian firm to explore for gold in the country.
According to reports, Sudan has granted an Iranian firm called "Mine an Metals" a license to explore for gold in River Nile state north of Khartoum, where much of Sudan's gold comes from,.
The move is likely to attract US led sanctions against the African country, which has been trying to attract more investment to explore for gold as it become the country's main source for dollars needed to fund imports after the loss of most oil production with South Sudan's secession.
Sudan has said it hopes to produce around 50 tonnes of gold this year, which would potentially make it Africa's third-largest gold miner behind South Africa and Ghana, and push it into the top 15 producers globally.
Sudan has handed out hundreds of gold exploration licences, mainly to firms from China, Arab and African countries, Russia and a few Western companies such as Canadians willing to do business with Sudan despite a U.S. trade embargo.
Sudan and Iran enjoy good ties - Bashir and Ahmadinejad have met several times in the past two years - but there are few signs of Iranian firms in Sudan apart from petrol stations run by Iran's state oil firm.
Ties between Sudan and Iran have come under scrutiny in recent months.
Oct 31, 2015 10:43 PM IST
Oct 29, 2015 09:19 PM IST
Oct 27, 2015 09:43 AM IST
Oct 20, 2015 02:47 PM IST
Oct 16, 2015 01:26 PM IST
Nerces Fine Jewelry has been four generations…
Daniela Dobesova is an acclaimed designer…
Gumuchian Fils is truly a unique, family-oriented…
Glenn Lewis started Lewis Jewelers at the…
Endeavour Silver is…
Blackham Resources…
Kolar Gold Limited (LON: KGLD) is a gold exploration and…
Orezone Gold Corporation is a Canadian exploration…
Deutsche Bank expects Gold to average around $1,100 an ounce in 2016
Oct 31, 2015 10:43 PM
Gold to average $1,215 an ounce during 2016: Barclays
Oct 29, 2015 09:19 PM
High prices offered to Bitcoin sellers at miners center
Oct 27, 2015 09:43 AM
Metals Focus remains bullish on Silver jewellery demand
Oct 20, 2015 02:47 PM
HSBC remains bullish on Platinum
Oct 16, 2015 01:26 PM
Indian Gold demand may pick up as festival season approaches
Oct 15, 2015 03:53 PM
India, China Gold demand may drive Gold Prices in coming months
Sep 24, 2015 11:34 AM


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Countdown to David Beckham's U.S. Arrival Sparks Debate on the Future of Futbol and Football
NFL Star Reggie Bush Challenges Beckham to Maintain First Rights to
'Football' Name
Jun 25, 2007, 01:00 ET from adidas
LOS ANGELES, June 25 /PRNewswire/ -- This summer's hottest premiere will take place on the soccer field when international star David Beckham makes his debut with the Los Angeles Galaxy in July. As Beckham's arrival in the U.S. nears, the debate on futbol and football begins with New Orleans Saints running back Reggie Bush swapping the pigskin for a soccer ball. Bush traveled to Madrid to show off some of his fancy footwork and teach Beckham a few things about sports culture in the U.S. as an official welcome to the American sports scene. "Since I signed with the Galaxy, you know every time I do an interview, I'm trying to get myself to say soccer because I've always said football," Beckham told Bush during their meeting in Madrid where the two world-class athletes traded sports for a day. "And when you think about our sport we call football, it would seem like [soccer] would be the sport you actually call football because you're kicking it with your foot, so it makes sense," said Bush. "We call [American football] football, but we actually throw it a lot more than we kick it." Beckham and Bush showed off their athletic skills and challenged each other to tackle their respective sports. Beckham attempted a record-breaking field goal with Bush as his placeholder and Bush attempted to "Bend it like Beckham" as he practiced free kicks. Never before seen footage of this meeting will be available for viewing at http://www.futbolmeetsfootball.com. To build momentum for Beckham's U.S. arrival, adidas brought these two star athletes together to embody the world's most popular and entertaining sports through two of its biggest stars. "adidas is proud to support individuals like David Beckham and Reggie Bush who display the world-class athleticism and charisma representative of our athletes. Futbol meets Football is an extension of the Impossible is Nothing brand mantra -- unmatchable skill and talent that isn't afraid to face something new and unfamiliar," said Stephen Pierpoint, vice president, adidas America. "We believe sports fans in America will adopt this same mentality and escalate their passion for soccer in the same way they follow football." Major League Soccer in America is poised for tremendous growth. More than 140 million Americans tuned in for the 2006 FIFA World Cup in Germany, compared to the 90 million Americans who watched the 2007 NFL Super Bowl. As the most recognizable soccer player in the world enters the U.S. playing field, the stage is set to catapult Major League Soccer to an unprecedented level of professionalism, skill and fan frenzy. Whether soccer can garner the attention of sports fans in the States long term may depend on how it can compete with America's most popular sport, football. Beckham said, "I've never been to an [American football] game. I want to. Because every time I've seen the Super Bowl or something like that, it's so passionate. Everyone -- the fans, the players -- seems so passionate about it." "It's a big deal," Bush said. "What soccer is to Europe, I think that's what American football is to America." "Without a doubt," Beckham said. "I'm definitely going to get myself to some games." During Beckham and Bush's meeting in Madrid, Beckham strapped on a Saints helmet and uniform with his signature number 23 and performed running drills, ran pass routes with Bush defending him and kicked long-range field goals and punts. Bush, meanwhile, laced up his soccer boots and shin pads and defended short-range penalty kicks from Beckham playing goal keeper. Although each athlete looked momentarily uncomfortable in their new sports, they were able to quickly grasp the nuances, such as Beckham spiking the football after a touchdown catch and Bush playing a spirited game of keepy uppy with his knees and feet. Later, the two athletes exchanged jerseys and discussed what Beckham should expect after arriving in the U.S., from fan reaction to media attention. Beckham is scheduled to begin his season with the Galaxy this July, while Bush arrives at training camp for his second year with the Saints shortly after. Before reporting, Bush has promised to attend Beckham's first Galaxy match in Los Angeles. adidas is a global designer, developer and marketer of athletic footwear, apparel and accessories with the mission to be the leading sports brand in the world. Brand adidas is part of the adidas Group, a corporation that includes brands such as Reebok, TaylorMade and Rockport. For more information, visit http://www.press.adidas.com or http://www.futbolmeetsfootball.com.
SOURCE adidas


text: Public TransportationAll of the buses offer wifi!WFS is located in High Falls, NY. Although there isn't a direct bus route right to our door, Adirondack Trailways buses (800-858-8555) leave from Port Authority in NYC and drop off in the nearby town of New Paltz about 10 miles from the sanctuary. (You can also book tickets to the Rosendale Park-and-Ride, about 6 miles from the sanctuary, but the cab fare is comparable and New Paltz has a bustling town to visit.)You can buy tickets online but you must have access to a printer and while you'll avoid all the lines, the resulting ticket will be non-refundable. The fare is about $21 each way.Once you arrive in New Paltz, you can take a taxi to our location at 2 Rescue Road (give the driver the address 6 Epworth Lane/Epworth Camp if they are unfamiliar with our new street name) in High Falls, NY, 12440. Rescue Road intersects with Lucas Turnpike/CR-1. The cab fare is around $20-$30.There is a taxi dispatcher inside the bus ticket office, or use these contact numbers to reach a taxi:New Paltz Taxi (845) 255-1550Lee's Taxi | (845) 255-2870Rhinebeck Taxi Cabs | (845) 876-6600The schedule below is accurate as of the date indicated, but we recommend you double-check with the Trailways site.Bus from New York City to New Paltz, NY Effective thru January 13, 2016Everyday Adult Fare: $21.75 One Way | $43.50 Round Trip Mid-Week (Tues, Wed, Thurs) Same Day Round Trip: $37.00 – not available online.Depart from New York CityArrive in New PaltzFrequency7:00 am8:50 amDaily8:30 am10:20 amDaily9:15 am11:05 amDaily10:30 am12:20 pmSaturday Only11:30 am1:20 pmDaily12:30 pm2:20 pmDaily1:30 pm3:20 pmFriday Only2:00 pm3:55 pmDaily3:00 pm4:50 pmMon thru Fri3:30 pm5:20 pmDaily4:00 pm5:50 pmMon thru Fri4:30 pm6:20 pmMon thru Fri5:00 pm6:50 pmDaily5:30 pm7:20 pmDaily6:00 pm7:50 pmDaily6:30 pm8:20 pmMon thru Fri7:00 pm8:55 pmDaily except Saturday7:30 pm9:20 pmMon thru Fri8:00 pm9:50 pmDaily9:00 pm10:50 pmDaily10:15 pm12:05 pmDaily except Tuesday11:30 pm1:20 amDailyBus from New Paltz, NY to New York City Effective thru January 13, 2016Depart from New PaltzArrive in New York CityFrequency4:45 am6:20 amMon thru Fri5:35 am7:10 amDaily except Sunday6:05 am7:40 amMon thru Fri8:00 amMon – Fri Only Express6:35 am8:10 amMon thru Fri7:05 am8:40 amDaily7:35 am9:10 amMon thru Fri8:05 am9:40 amDaily8:35 am10:10 amMon thru Fri9:20 am10:55 amDaily10:05 am11:40 amDaily11:20 am12:55 pmDaily12:40 pm2:10 pmDaily1:05 pm2:45 pmDaily2:05 pm3:40 pmMon thru Fri3:05 pm5:30 pmFri & Sun only3:35 pm6:05 pmDaily5:05 pm7:05 pmDaily except Saturday6:05 pm7:40 pmDaily7:05 pm8:40 pmSunday only8:05 pm9:40 pmDaily9:05 pm10:40 pmSunday only10:05 pm11:40 pmSunday only11:20 pm12:50 amDaily except Saturday


text:
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Care is here taken to distinguish from the rest of the tribes the tribe of Levi, which, in the matter of the golden calf, had distinguished itself, Exod. 32:26. Note, Singular services shall be recompensed with singular honours. Now,
I. It was the honour of the Levites that they were made guardians of the spiritualities; to them was committed the care of the tabernacle and the treasures thereof, both in their camps and in their marches. 1. When they moved the Levites were to take down the tabernacle, to carry it and all that belonged to it, and then to set it up again in the place appointed, Num. 1:50, 51. It was for the honour of the holy things that none should be permitted to see them, or touch them, but those only who were called of God to the service. Thus we all are unfit and unworthy to have fellowship with God until we are first called by his grace into the fellowship of his Son Jesus Christ our Lord, and so, being the spiritual seed of that great high priest, are made priests to our God; and it is promised that God would take Levites to himself, even from the Gentiles, Isa. 66:21. 2. When they rested the Levites were to encamp round about the tabernacle (Num. 1:50, 53), that they might be near their work, and resident upon their charge, always ready to attend, and that they might be a guard upon the tabernacle, to preserve it from being either plundered or profaned. They must pitch round about the tabernacle, that there be no wrath upon the congregation, as there would be if the tabernacle and the charge of it were neglected, or those crowded upon it that were not allowed to come near. Note, Great care must be taken to prevent sin, because the preventing of sin is the preventing of wrath.
II. It was their further honour that as Israel, being a holy people, was not reckoned among the nations, so they, being a holy tribe, were not reckoned among other Israelites, but numbered afterwards by themselves, Num. 1:49. The service which the Levites were to do about the sanctuary is called (as we render it in the margin) a warfare, Num. 4:23. And, being engaged in that warfare, they were discharged from military services, and therefore not numbered with those that were to go out to war. Note, Those that minister about holy things should neither entangle themselves, nor be entangled, in secular affairs. The ministry is itself work enough for a whole man, and all little enough to be employed in it. It is an admonition to ministers to distinguish themselves by their exemplary conversation from common Israelites, not affecting to seem greater, but aiming to be really better, every way better than others.
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text:
The Obama administration will tap Elizabeth Warren, a Harvard law professor and long-time critic of finance industry lending practices, to set up a new US regulator charged with cleaning up the banking industry.
The decision by the White House represents a defeat for Wall Street, which lobbied vigorously against Ms Warren's appointment to oversee an agency that she proposed in 2007 and which will have sweeping powers to impose "plain English" rules for financial products and ban dangerous lending practices.
The Consumer Financial Protection Bureau was created as part of the Wall Street reform legislation that passed Congress in July, and consumer advocates and unions had pushed for Ms Warren to be named as its first chairman. That is not the title she is being given, however, as the White House calculated her appointment would be held up by Republicans in Congress.
Instead, she will be named a special adviser to President Barack Obama and to Treasury Secretary Tim Geithner, and given responsibility for setting up the agency, appointing staff and setting its early agenda. It was not clear if there would be a time limit on the role, and Ms Warren's supporters said they hoped she would eventually move into the vacant chairmanship in a less polarised political atmosphere.
The 61-year-old professor is among American academia's foremost experts on consumer lending practices, having studied the causes and effects of personal bankruptcies throughout her career.
In the paper in which she first proposed setting up a dedicated consumer protection agency, she argued that financial products should be treated the same way as other consumer purchases. You would not be allowed to sell a toaster that had a one-in-five chance of exploding, she wrote, so why should lenders build a business model that relied on one in five people breaching the obscure terms in the small print of their loans or credit card agreements, triggering large penalties.
Having failed to stop the creation of the Consumer Financial Protection Bureau, Wall Street lobbyists turned to briefing against Ms Warren personally, saying she had little experience of running a big bureaucracy. In the high-stakes atmosphere, the White House repeatedly put off a decision about who to appoint to run the agency.
The compromise plan to avoid Senate confirmation hearings was hatched over weeks of conversations between administration officials and Ms Warren, and the proposal generated criticism yesterday, even before its official announcement.
Richard Hunt, president of the Consumer Bankers Association in Arlington, Virginia, said any consumer protection head, "interim or otherwise", should be confirmed by Congress.
"This agency must begin its mission with full credibility and confidence from our domestic and international markets and consumers. Circumventing this process is an ill-advised first step," he said.Reuse content


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Performance Plus Welcomes You!
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text:
Each month, Rated People connects over 50,000 homeowners with quality tradesmen - simply enter your job details in the form above to get started.
We'll match your job to the relevant tradesmen in your area - those interested will pay to see your contact details and call you to quote.
As each tradesman expresses interest in quoting on your job, we'll send you their profile and ratings to help you choose the right one for you.
After the work is complete, return to the site and rate your tradesman based on their quality of work, reliability and value for money.
Added 18/11/2016
The building is 30m long x 15m wide, the guttering running down both 30m long sides. The plastic...
Added 02/09/2016
Pointing on chimneys, replace a few tiles. Maybe some lead work around the chimneys
Added 30/06/2016
roof leaking and looks like gutters and couple of losse tiles
Added 18/06/2016
flat roof, has a small opening that ajoins the building need to fit a little roof area to help...
Added 18/04/2016
I have had few tiles come off in the recent high winds. Ii would like to have the roof checked...
Added 30/03/2016
The guttering on my house has been dislodged due to high winds. Gap in guttering visible at...
Friendly and professional did a great job. Would recommend. Was here within time stated and the job was completed within an hour. First class
If only all tradesmen could be like Matt. He was prompt polite and efficient. He detailed everything in writing and his price was very reasonable. I would have no hesitation in recommending him and would definitely use him again.
I was really impressed with the service, PDM kept me informed, they were reliable and hardworking. I would certainly recommend them to a friend/ family
Neil gave a good and fair price for the job to be completed, the chimney repair job was completed quickly and efficiently within 2 days to a high standard, I would definitely recommend R Pillings & Sons they trustworthy and I wasn't asked for any money until the job was finished which is always an extra vote in confidence. I had a few different quotes from various builders but went with Neil in the end because I felt he was the right man for the job! Great Service would use again
Professional quote, did exactly what they said they were going to and didn't charge any extra. Actually had to do more work than was originally quoted but did it without charging me any extra. Would certainly use them again.
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text:
how to say spider in chinese.zip - download 2015
Name: how to say spider in chinese.zip
Release: 2015
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License model: Shareware
Language: English
Last updated on: 01/28/2015 11:44:33
Supported OS: Windows 8, Windows 7, Windows Vista, Windows XP
Keys:01/28/2015 11:44:33
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text: Jersey Shore: Snooki "Sluggo" ApologizesIrin Carmon12/17/09 10:20amFiled to: Trash TVSnooki punchedBrad ferroSnookiJersey ShoreMtv92EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Brad Ferro, who drunkenly punched Jersey Shore's Snooki in a bar, has apologized via the New York Post, saying he remembers "very little" of that night and that "I was raised to act in a respectful manner to women." Advertisement In a sit-down with his lawyer, Ferro says that when he saw the video of him punching Snooki in the face after she complained about him stealing her drink, "I was sick to my stomach." He adds, "It's all fuzzy. I remember a punch — I don't remember who or why and I remember being arrested."Says his lawyer, "I think he's a decent young man who, unfortunately, made a bad decision which has come back to haunt him." Advertisement The Post runs a photo of Ferro looking penitent and far milder than the thuggish headshot that's been used up until now. It's clearly an implicit exchange of access for a slightly more sympathetic hearing. Anyone sold?Punch-Drunk TV Sluggo: So Sorry! [NYPost]Reply92 repliesLeave a reply


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In November 2014, Asian Development Bank (ADB) received the State Bank of Vietnam's periodic financing request letter for project 3 requesting $142.5 million to finance seven water companies (WSCs) having completed their project preparation and initiated advance action under project 2. The investments would improve water services for 1.2 million persons, including 17,500 poor households with their own piped water connection for the first time.
Project 3 outputs will support the multitranche financing facility (MFF) outputs: (i) increased coverage; (ii) improved business planning, financial management, and asset management; and (iii) effective nonrevenue water reduction for seven WSCs for the following: Bac Giang City, Cua Lo Town, Nghi Son Economic Zone, Tam Hiep-Dien Nam, Dien Ngoc Towns, Thai Hoa Town, Thai Nguyen City and Vinh City in four provinces.
Latest Project Documents
Consulting Notices See also: CMS
|Audited Project Financial Statements
|17 Mar 2017
Procurement Notices See also: Operational Procurement
Procurement Documents
|Water Sector Investment Program - Tranche 3: Procurement Plan
|Oct 2016
Project Data Sheets (PDS) contain summary information on the project or program. Because the PDS is a work in progress, some information may not be included in its initial version but will be added as it becomes available. Information about proposed projects is tentative and indicative.
The Public Communications Policy (PCP) recognizes that transparency and accountability are essential to development effectiveness. It establishes the disclosure requirements for documents and information ADB produces or requires to be produced.
The Accountability Mechanism provides a forum where people adversely affected by ADB-assisted projects can voice and seek solutions to their problems and report alleged noncompliance of ADB's operational policies and procedures.
In preparing any country program or strategy, financing any project, or by making any designation of, or reference to, a particular territory or geographic area in this document, the Asian Development Bank does not intend to make any judgments as to the legal or other status of any territory or area.


text:
Blazers insist they want solid citizen
Eggers: Do Blazers get it? We'll know soon
Ask an NBA executive what he is looking for in the draft, and he's likely to tell you specifics ('perimeter shooting') or something general ('the best player available').
Mark Warkentien, Bob Whitsitt's right-hand man for the past eight years and the person in charge of Thursday's draft for the Trail Blazers, has been singing a different song to members of the media in the past week when asked about Portland's selection at the No. 23 spot in the first round.
It may or may not be what you want to hear.
'I know exactly what we are looking for,' says Warkentien, Portland's outgoing assistant general manager. 'A guy who can immediately enhance our standing in the community. Hopefully, a guy who will ultimately be an NBA player.'
Say what? Have things changed that dramatically in Blazerville?
'I like using this analogy,' Warkentien continues. Character 'has always been in our playbook. Over the years, there are guys we thought were unacceptable risks that we have passed on. This time, it's a point of emphasis. Our leadership is clear on the whole situation.'
After taking talented but tainted Zach Randolph and Qyntel Woods in the previous two drafts, it would seem a 180-degree turn for the Blazers. Warkentien says it is a direct result of the community's disgruntlement with the deportment of Portland's players during the Whitsitt regime.
'We hear what the public and everyone have been saying,' Warkentien says. 'We get it. It is a requisite ingredient of the recipe. We are going to measure it and make sure we have a sufficient amount of character.'
The Blazers are doing one of two things with such stated intention: 1) changing their philosophy, either by public mandate or because it is the right thing to do, or 2) saying what they think the fans want to hear, while actually varying very little from the way they have operated in the past.
If Warkentien is true to his word, the franchise that brought us J.R. Rider, Gary Trent, Dontonio Wingfield, Rasheed Wallace, Ruben Patterson and Bonzi Wells will be searching the choir lofts and Boy Scout troops throughout America for the next Blazer draft choice.
If a player's rap sheet is longer than a gnat's eyelash, he need not apply.
Some fans would welcome the change. Others say a gamble on a player with some history of aberrant behavior is not only worth it but necessary, especially when choosing near the end of the first round.
Can you get a good player and good person at No. 23?
'We intend to do both,' Warkentien says.
Maybe it will be David West, the 6-9 AP National Player of the Year out of Xavier who earned his degree in communications in January, then took graduate classes as he completed his eligibility. He lists his role models as Tim Duncan and David Robinson.
Or Josh Howard, a 6-6 forward who spent four years at Wake Forest. Or an international player such as Argentina's Carlos Delfino, France's Boris Diaw-Riffiod, Greece's Sofoklis Schortsanitis, Turkey's Zaur Pachulia or Croatia's Zoran Planinic.
If the Blazers can move up in the draft Ñ 'we are researching opportunities' is the way Warkentien puts it Ñ the chance to get a solid citizen with talent multiplies.
Forgive this skeptic, but do the Blazers really want that, or are they just paying lip service on the character issue?
'The proof of the pudding is in the eating, brother,' Warkentien says. 'The day will come, we will make the pick, and I think you will like him.'


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Accueil › Forums › Top 14 › Témoignage de prêt d'argent entre particulier en FRANCE › Répondre à: Témoignage de prêt d'argent entre particulier en FRANCE
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Since Jan 21, 2002
"Enlighten the people generally and oppression of both body and mind will vanish like spirits at the dawn of day."~Thomas Jefferson
"It does not require a majority to prevail, but rather an irate and tireless minority keen to set brush fires in people's minds."~Samuel Adams
"The only thing necessary for the triumph of evil is for good men to do nothing."~Edmund Burke
"Democracy does not guarantee equality of conditions - it only guarantees equality of opportunity."~Irving Kristol
"Good people do not need laws to tell them to act responsibly, while bad people will find a way around the laws."~Plato
"Give me four years to teach the children, and I will have planted a seed that can't be uprooted." ~Lenin
"The Central Bank is an institution of the most deadly hostility existing against the principles and form of our Constitution. I am an enemy to all banks, discounting bills or notes for anything but coin. If the American people allow private banks to control the issuance of their currency, first by inflation and then by deflation, the banks and corporations that will grow up around them will deprive the people of all their property until their children will wake up homeless on the continent their fathers conquered."~Thomas Jefferson
"Single acts of tyranny may be ascribed to the accidental opinion of a day. But a series of oppressions, begun at a distinguised period, and pursued unalterably through every change of ministers (administrations), too plainly proves a deliberate systematic plan of reducing us to slavery." ~Thomas Jefferson
"Depending upon which side of it we stand, Truth can make or break a man as well as a nation." ~GirlNextDoor
It is natural to man to indulge in the illusions of hope. We are apt to shut our eyes against a painful truth, and listen to the song of that siren till she transforms us into beasts. Is this the part of wise men, engaged in a great and arduous struggle for liberty? Are we disposed to be of the number of those who, having eyes, see not, and, having ears, hear not, the things which so nearly concern their temporal salvation?
For my part, whatever anguish of spirit it may cost, I am willing to know the whole truth; to know the worst, and to provide for it... What is it that gentlemen wish? What would they have? Is life so dear, or peace so sweet, as to be purchased at the price of chains and slavery? Forbid it, Almighty God! I know not what course others may take; but as for me, give me liberty or give me death! ~Patrick Henry
Truth crushed to earth shall rise again; The eternal years of God are hers; But error, wounded, writhes in pain, And dies among his worshipers.
"Truth is eternal, knowledge is changeable. It is disaster to confuse the two."
"Nothing from man's hands, nor law, nor constitution, can be final. Truth alone is final."
"There is no such thing as a minor lapse in integrity."
"Most people would rather die than think; in fact, they do so."


text:
Browse by Creator
Group by: Item Type | No Grouping | Creators | Year of publication, submission, or completion
Jump to: Conference or Workshop Item | Book
Number of items: 2.
Conference or Workshop Item
Smith, J. (2002) The co-evolution of memetic algorithms for protein structure prediction. In: Corne, D., Fogel, G., Hart, W., Knowles, J., Krasnogor, N., Roy, , Smith, J. and Tiwari, A., eds. Advances in Nature-Inspired Computation: The PPSN VII Workshops, PEDAL (Parallel, Emergent & Distributed Architectures Lab), University of Reading, Reading, UK, 6 September, 2002. Reading, UK: UNSPECIFIED, pp. 14-15 Available from: http://eprints.uwe.ac.uk/11094
Tiwari, A., Knowles, J., Avineri, E., Dahal, K. and Roy, R. (2006) Applications of soft computing: Recent trends. (36) Springer-Verlag. ISBN 978-3-540-29123-7 Available from: http://eprints.uwe.ac.uk/10140
This list was generated on Tue Feb 28 02:47:42 2017 GMT.


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Mental Health
Have Mental Health Questions? Ask a Psychiatrist Online
Hello --
A first step is to try to understand where your problem comes from and all the ways it manifests itself. The reason that this is important is that your approach to addressing the problem varies depending on the more specific nature of it. I'll try to give a broad overview here:
I. Early Experiences: These range extremely broadly from the one end of lack of affirmation/affection to another extreme end of trauma and abuse. Messages that we receive early on affect the development of our core beliefs about ourselves
II. Development of Patterns of thought: which range from the very deep core beliefs (I'm no good), to the conditional thoughts or "rules" we live by, "If I work hard, then I'll be happy," to fleeting automatic thoughts "That person didn't say hi, they don't like me." How we feel about ourselves is heavily influenced by our beliefs. These are not changed easily by just thinking "positively."
III. How we function as a result of our beliefs --again a wide range here from just not liking one's self much to significant clinical depression and every problem in between including addictions, eating disorders, anxiety, etc.
What to do? Therapy would be your best option --where you can spend time identifying your significant life experiences and look at what your beliefs are at all three levels. You may need to process/resolve some early hurtful life experiences.
Cognitive Behavioral Therapy (CBT) is very useful for this sort of thing. CBT examines the interplay between beliefs, emotions, behavior, and feelings in one's body when in a particular situation. Intervention in one area will affect the entire system. With CBT one does a lot of work with identifying beliefs and making counter or alternative beliefs to the irrational ones. These are then tested out in real lifesituations in the form of "experiments." It is a highly effectiveapproach for working on changing how one views one's self. You can read more about it here: www.mindovermood.com andhere www.nacbt.org/whatiscbt.htm
If therapy is not an immediate option, then try buying the book at mindovermood.com --it's a work book that you can try on your own.
Please feel free to follow up with me.
Dr. Fee


text:
You may have to pay three classes of National Insurance:
Class One. This is deducted by your employer (by each one if you have more than one job) if you are paid more than pounds 64 a week, pounds 278 a month.
Class Two. You are responsible for paying pounds 6.35 a week if you are self- employed or have freelance earnings. You can claim exemption if you earn less than pounds 3,950 in the 1998-99 tax year. You must use form CWF1, Notification of Self-Employment to register as self-employed with the Contributions Agency even if you claim an exemption. If you already pay Class 1 contributions and your freelance contributions are less than pounds 800 a year, you do not have to register.
Class Four. These are payable on self-employed or freelance earnings at a rate of 6 per cent on earnings between pounds 7,010 and pounds 24,180 in the 1997-98 tax year to which your tax bill relates. It is these Class Four contributions which are assessed by your tax office and added to your tax bill.
However, there are limits on what you have to pay: pounds 2,299.14 in 1998- 99, pounds 2,201.62 in 1997-98 - or less if you are in a contracted-out employer's pension scheme. You will already have paid the maximum Class One contributions if you earned pounds 24,180 in your main job in 1997-98 (pounds 25,220 in 1998-99). Claim a refund if you paid more than the maximum, for example by having two jobs where Class One was deducted. For your precise position, you will have to consult leaflets CA2, "Small Earnings Exception", CA72, "National Insurance, deferring payments" and CA01, "National Insurance for Employees" from a local Contributions Agency office.
The annuity crisis
I am nearing retirement and have to decide what to do with my with-profits pension fund. Should I postpone buying an annuity until rates improve? Does it make sense to activate my pension as soon as possible using income drawdown?
You are caught up in what can reasonably be described as The Great Annuity Crisis. At some stage you will have to use all or the bulk of your pension fund in order to buy an annuity. You will get a predetermined annuity income for the rest of your life based on annuity rates on the day you buy, either at a flat rate or a lower, starting income with built in rises. You choose.
Unfortunately, annuity rates are plummeting (see feature, page 19). Long- term, and now short-term, interest rates are falling as inflation falls. There is even talk of deflation (falling prices), which is bad news for people buying annuities. The older you are when you buy an annuity, the greater the income. But deferring an annuity may turn out to have no advantage if rates fall further or life insurance companies revise their life expectancy tables. And you have to balance the extra income you may get against the income you will definitely lose by not buying your annuity sooner.
You might expect that delaying an annuity will give your pension fund more time to grow. Bigger fund means bigger annuity, other things being equal. But the recent stock market uncertainty could continue. It is possible the manager of your fund could lower the terminal bonus on your with-profit policy. Insurance firms are giving more importance to the terminal bonus, as opposed to the annual ("reversionary") bonuses which once given, cannot be taken away.
Income drawdown seemed like a great idea when it was introduced three years ago. You can postpone your annuity until the age of 75 at the latest in the hope that annuity rates will improve, while still drawing an investment income from your fund. But this option incurs higher commission to the financial adviser and extra costs to insurance companies of monitoring your withdrawals in line with government limits.
Insurance companies are now carrying out the required three-year review of the first drawdown customers. They are set to cut the income of participants. In addition, there is a real danger of your capital being deleted, especially if you have taken the maximum amount of income. This leaves you much worse off when you come to buy the annuity. Even if drawdown turns out to be a good choice, it is generally not cost-effective if your pension fund is less than pounds 100,000.
Get some advice: independent specialists include the Annuity Bureau on 0171-620 4090, Annuities Direct on 0171-588 9393, and Annuities Solutions on 0171-628 3455.
Write to the personal finance editor, Independent on Sunday, 1 Canada Square, Canary Wharf, London E14 5DL, and include a phone number; or fax 0171-293 2096; or e-mail email@example.com
Do not enclose SAEs or any documents you wish to be returned. We cannot give personal replies, nor can we guarantee to answer letters. We accept no legal responsibility for advice given.
- More about:
- Insurance
- Retirement
- Savings
- Tax


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Sydney, New South Wales, Australia born 1945
Melbourne, Victoria, Australia born 1950
Melbourne, Victoria, Australia commenced 1988
print workshop (organisation)
Sydney, New South Wales, Australia born 1945
Melbourne, Victoria, Australia commenced 1988
co-publisher (organisation)
Great distances between small towns
1990 Description: box file, containing [24] drypoint prints, including title page and colophon.
Collection Title: Great distances between small towns: Melbourne, 1990.
Page: part 25
Place made: Viridian Press, 11 Dickens Road, Olinda, Melbourne, Victoria, Australia
Materials & Technique: prints, ink; paper typewritten text, printed in black ink, from keyboard-operated type Support: medium-weight smooth off-white wove Hahnemühle 350 gsm paper
Manufacturer's Mark: no manufacturer's mark.
Edition State: published state
Impression: artist's proof
Edition: edition of 12, comprising of one edition of 6 and one edition of VI; 2 artist's proofs, 1 printer's proof