text:
What I Know for Sure: My Story of Growing Up in Americaby Tavis Smiley
From the man who catapulted the Covenant with Black America to number one on the New York Times bestseller list comes a searing memoir of poverty, ambition, pain and atonment.
Tavis Smiley grew up in a family of thirteen in rural Indian, where money was scarce and the sight of other black faces even scarcer. Always an outsider because of his race,/i>/i>
From the man who catapulted the Covenant with Black America to number one on the New York Times bestseller list comes a searing memoir of poverty, ambition, pain and atonment.
Tavis Smiley grew up in a family of thirteen in rural Indian, where money was scarce and the sight of other black faces even scarcer. Always an outsider because of his race, economic background, and Pentecostal religious beliefs, he was sustained by his family's love. But one day his world was shattered when his father brutally beat him, sending him to the hospital and then into foster care for a period of time. In What I Know for Sure, Smiley recounts how he overcame his painful history and became one of America's most popular media figures.
Editorial Reviews
The New York Times
Product Details
- 9780385721721
- Publisher:
- Knopf Doubleday Publishing Group
- Publication date:
- 01/08/2008
- Edition description:
- Reprint
- Pages:
- 272
- Sales rank:
- 725,160
- Product dimensions:
- 5.22(w) x 7.95(h) x 0.61(d)
Read an Excerpt
Gulfport to Gotham
When I listen to Stevie Wonder's brilliant song about New York City, "Living for the City," my mind goes back to Mama. You'll remember that in the song, when the singing stops, a small drama begins: A Mississippi native takes the bus heading north, arriving in the midst of the great metropolis. Getting off the bus, he exclaims, "New York, just like I pictured it, skyscrapers and everything!"
I imagine my mother as that Mississippian.
When she took the bus from Gulfport, Mississippi, in 1964, I was with her, inside her womb.
That's where my story begins . . .
My mama, Joyce Marie Roberts, was stunningly beautiful. At eighteen, she exuded energy and confidence. But she also harbored a burdensome secret: she was pregnant. Her mother was a devout Christian who raised her and her brother and two sisters in the St. James Baptist Church of Gulfport, Mississippi, where the pastor preached fire and brimstone. Being pregnant was not part of the Baptist Church plan.
Mama had been a dutiful daughter, helping her mother, who worked six, sometimes seven days a week as a maid. Her daddy had a good job as a longshoreman. But my grandfather was known for drinking. As a result, Mama's family was always scuffling.
Mama shined in school. She was far more than just a green-eyed beauty; she was also a gifted athlete, excelling at basketball and track. Later, I heard stories about how she invigorated the pep squad with her tireless energy, and how she led the school band as they marched through downtown Gulfport during homecoming weekend. From all accounts, she loved life.
Mama was also a James Brown fanatic. When Brown came to Mississippi to perform, she perched herself in the front row, and as J.B. broke into his "mashed potato," slipping and sliding from one side of the stage to the other, Mama held on to his leg and wouldn't let go. Lord, Mama could party, and she loved to laugh. While still in high school, she fell in love with one of the school's star basketball players, a boy I'll call T.
After graduating from Thirty-third Avenue High School, she worked at the Gulfport Laundry and Gates Cleaners, helping her mother with household expenses. But Mama always had an adventuresome spirit, and an advertisement in the local paper caught her eye. An employment agency was seeking young women as sleep-in maids in private homes in New York City. Displaying her independent streak and her courage, Mama signed up with the agency, and caught a bus up to New York City. Unfortunately, she was only there briefly; an injury sustained in a car accident sent her back home only a few months later. Upon her return to Gulfport, she and T renewed their romance. The result was my conception.
Mama didn't want to stay in Gulfport and face the scandal her pregnancy would cause. She didn't want her mother to know her condition. So she went back to the agency that had originally sent her to New York and took a job up north on Long Island, working again as a maid. But she also knew she needed to find a man to marry, to make me legitimate. She met a man named Scott, a West Indian, who wanted to get married to stay in America. So out of convenience, Joyce married Scott, something I didn't learn until I was an adult.
Months later, she realized she had made a mistake. Homesick and lonely for her own mother, Mama decided to go back to Gulfport, alone, to have her baby.
Gotham to Gulfport
When the bus pulled into Gulfport, Mama saw her mother waiting. Mama was exhausted from the long journey, and she was plagued by doubt and shame. Seven months pregnant, she was as big as a barn. What would her mother say?
After embracing, her mother held her gaze, telling her, "I always knew the truth. Your daddy told me. He had heard it through your friends. Believe me, it doesn't matter. We love you and we're happy you're home. Jesus said that he didn't come to judge. Well, if he's not in the judging business, neither am I."
And with that, Mama wept in her mother's arms.
I was born on September 13, 1964, in Gulfport, a little over two weeks after the Mississippi Freedom Democratic Party, led by Fannie Lou Hamer, appeared on the floor of the Democratic National Convention in Atlantic City to challenge the state's all-white representation.
After my birth, Mama and I lived with her mother.
T, the eighteen-year-old boy who'd fathered me, came 'round to see Mama, hoping to repair their relationship. They had several dates and, to some degree, they continued to be attracted to each other. T accompanied Mama to the movies, to the candy store, even to the doctor when it was time for my checkup. T didn't know that Mama was already married. When he found out, accompanying my mother to see a lawyer about a divorce, he was floored. In the end, Mama went her way, and T went his.
In 1965, a year after I was bornthe same year that Martin Luther King Jr. and his supporters walked down U.S. 80 from Selma, Alabama, to Montgomerymy Mama met Emory Garnell Smiley. The march took four days and changed the course of American history. My mother's introduction to Emory Smiley would change my family history.
Mama first met Garnell, the man I would know as my father, on a double date with a girlfriend. Garnell and the other man were in the air force, stationed in nearby Biloxi. That night, at the drive-in, Mama and Emory Garnell Smiley sat together in the backseat.
As the second movie began, the couple in front started to neck.
"Would you like to walk to the refreshment stand?" Smiley asked, noticing Mama's discomfort.
"Yes," Mama replied gratefully.
After buying Mama a candy bar, he led her to a bench behind the last row of cars.
"We could just sit here and talk," he suggested.
"How long have you been in the air force?" asked Mama.
"Not long."
"You come from around here?"
"No, from Georgia. Little town called Midway."
"So, your daddy in the armed services too?"
"No, Daddy's a truck driver for a pulp mill. Worked there his whole life."
"You've lived there your whole life?"
"Yep, until I went to New York."
"You lived in New York City?"
"Sure did."
"Me, too," said Mama. "Been there twice."
"I wasn't too crazy about New York," admitted Garnell.
"Me either. What made you go up there?"
"Oh, I don't know. You hear about the big city and you think you better see it. You think you're missing something."
"That's how I felt," said Mama.
"I worked at a hospital in Brooklyn as an orderly. I was looking for some formal training that would get me a better job, but they weren't interested in training. So I joined the air force. Right now I'm training to repair planes. What were you doing up in New York?"
"I was working as a nanny. Then I went back a second time to . . . well, to have my baby."
"I didn't know you had a baby."
"Well, you know now," says Joyce.
"I love babies. Boy or girl?"
"Boy. His name is Tavis."
"Good name. And his daddy?"
"Not really in my life right now. I'm not sure why I'm telling you all this," said Mama, "except I'm comfortable talking to you. You're easy to talk to."
"I feel the same about you," said Garnell. "I like how you don't hide things. So many women feel like they gotta play a man."
"I like that you're serious-minded, Garnell."
"My daddy took responsibility for his family. He's taught me to do the same. I was raised an only child, but not long ago Mama and Daddy adopted two orphan girls and cared for them like their own. Now they're my sisters."
"Your mama work?"
"She's a beautician. Works at a funeral parlor. She fixes the hair of ladies who've passed on. She also plays piano in the parlor."
"My daddy works at the dock. Makes good money; but on payday, you can't get him out of the bar room."
"I know what that's like. On the same property as our house, Daddy built a juke joint with his own hands. Calls it Smiley's Place. Nothing fancy: milk crates as chairs, Mama's homemade fish and chicken. We have an old jukebox filled with the blues. But folks love to come over after work to drink and relax. At night, there's dancing."
"I love to dance," said Mama.
"I'd love to dance with you," Garnell replied, surprising himself with his boldness.
She looked in his eyes and saw reflected in them a man of purpose. Garnell Smiley conveyed an air of trust; something about him said, I'll be loyal to you no matter what.
The next year, 1966, the year Dr. King initiated his Chicago Campaign for open housing, Stokely Carmichael promoted Black Power, and James Meredith was shot in the back by a sniper during a civil-rights march in Mississippi, my mother married Emory Garnell Smiley.
When I was three, the air force sent Garnell, my daddy, to Southeast Asia.
Mama had a newborn son, Emorywe called him Garnie. "The boys are going to miss you, Garnell," she told Dad.
"I'll be back before you know it. Don't you worry. Nothing's gonna get in the way of me getting back to my family," he promised.
At times I saw my mother crying during Dad's absence. Nothingthen or nowhas upset me more. One time she began to cry when we were visiting a strange house. Mama and Big Mama, as I call my grandmother, were standing in front of a large wooden box that had been placed in the middle of the room. Mama and Big Mama were crying together.
"What's that box?" I asked a man in a dark suit.
"You call it a casket," he whispered in my ear.
"What's a casket?" I asked.
"Where they put dead people. Those who have gone home to the Lord."
"Who died?" I wanted to know.
"Your uncle Curtis. Your mother's brother."
Years later, I found out that my uncle had been living in Los Angeles. His girlfriend had betrayed him for another man, and the other man had shot my uncle to death. The story gave me chills.
The best time to sit with my granddaddy, Paw Paw, was nighttime. The fireflies fluttered; somewhere in the distance an owl would hoot. Big Mama complained that Paw Paw was always drinking. I wasn't sure what drinking meant; all I knew was that I loved being with Paw Paw as he told me stories. I loved sitting in Paw Paw's lap on his rocking chair, rocking back and forth. His breath smelled sour and funny, but I didn't mind. He would puff on his corncob pipe and sip from his whiskey glass and speak in a honey-combed voice that was easy and slow.
"You see, son," he said one night, pointing his finger to the juke joint across the street, "over there is the bar room. You hear the women around here complaining about that bar room. They ain't wrong. I know I spend too much time up in there. But a man's got to have his peace of mind. A man's got to have his pleasure. Working down on the docks all day ain't no pleasure. It's good work, son, steady work, but it's sweat-and-blood work. You learn a lot about life on the docks. You'll see a lazy man who finds a way to get outta work; and you'll see a stand-up man who does the work he's paid to do. Well, I'm one of those stand-up men. But when the work is done and you're bone-tired, well, the bar room is a good place where men can go to wind down before going home to the ladies. There's fighting men in the bar roomyou don't want nothing to do with thembut then you have your thinking men in the bar room. See, son, Paw Paw is a thinker. He's thinking about the life he's led and why your life is gonna be a whole lot better. He's thinking about how you've got a big, beautiful world in front of you. He's thinking that things are getting better all the time. And you're part of the better, Tavis. You're what's making this mean ol' world better."
And with that, he kissed me on the cheek, took another sip of whiskey, and went on rocking.
Not long afterward, I could see in Mama's face that she was worried.
"Death is frightening," she told Big Mama as they stood at the kitchen sink cleaning up the dishes from dinner. "The way Curtis was killed. The way Daddy's brother dropped dead out in the fields. Death just seems to come out of nowhere and swoop you up. And now Daddy's sick. I'm scared to death."
"We just gotta pray, baby," Big Mama told her. "We gotta pray night and day."
That night, I heard Paw Paw coughing so loudly it frightened me. I ran to my mother's room, where I overheard Mama's prayers. "Dear Lord," she said, "if my daddy dies, I'm giving my life to you. With all this death around me, I know I need you, Lord. I can't wait no longer. I need you in my life. I need to surrender my soul to you."
The next morning, Paw Paw was taken to the hospital.
"Will Paw Paw be home tonight?" I asked.
"No, baby," said Big Mama. "I know you love your Paw Paw, but Paw Paw is not feeling right. The doctors need to look after him."
"Will they have to put him in a casket?" I asked, tears rolling down my face.
"We pray not," Big Mama said, and hugged me. "We pray God will deliver him."
"It's his drinking," I heard my mother tell Big Mama. "All that drinking poisoned him."
At the end of the week, I found myself standing before another casket. My eyes were wet with tears as I watched it lowered into the ground. I heard my mother praying, "God, I am yours. I surrender my life to you."
Paw Paw was gone.
Meet the Author
Tavis Smiley is the host of PBS's The Tavis Smiley Show. He also appears as a regular commentator on Tom Joyner's top-rated ABC radio show. He is the author of such bestsellers as Hard Left, Doing What's Right, How to Make Black America Better, and Keeping the Faith.David Ritz has written biographies of, among others, Ray Charles, Marvin Gaye, Aretha Franklin, and B. B. King. His latest book, Messengers: Portraits of African American Ministers, was published in 2006.
Customer Reviews
Average Review:
Most Helpful Customer Reviews
See all customer reviews


text:
List includes Britney Spears, Zoe Saldana and more.
If you want to answer the questions, "Who starred in the movie Crossroads?" and "What is the full cast list of Crossroads?" then this page has got you covered.
This cast list of who was in Crossroads includes both lead and minor roles. (124 items)
- 1
Britney Spears Austin Powers: Goldmember, Crossroads, Pauly Shore Is Dead
- 2
Alan Arkin Edward Scissorhands, Little Miss Sunshine, Argo
- 3
Dan Aykroyd Ghostbusters, The Blues Brothers, Indiana Jones and the Temple of Doom
- 4
Sharat Saxena Gunaa, Krrish, Kaala Patthar
- 5
Justin Long Galaxy Quest, DodgeBall: A True Underdog Story, Pineapple Express
- 6
Kim Cattrall Porky's, Big Trouble in Little China, Police Academy
- 7
Zoe Saldana Avatar, Star Trek, Pirates of the Caribbean: The Curse of the Black Pearl ...
- 8
Basil Rathbone The Adventures of Robin Hood, The Great Mouse Detective, The Adventures of ...
- 9
William Powell My Man Godfrey, Mister Roberts, The Thin Man
- 10
Frank Langella Superman Returns, Red Dragon, Good Night
- 11
Jami Gertz The Lost Boys, Sixteen Candles, Twister
- 12
Joe Morton Terminator 2: Judgment Day, Speed, American Gangster
- 13
Harry Carey, Jr. Gremlins, The Searchers, Back to the Future Part III
- 14
Taryn Manning 8 Mile, Hustle & Flow, Cold Mountain
- 15
Ralph Macchio The Karate Kid, The Outsiders, My Cousin Vinny
- 16
Ritchie Montgomery Django Unchained, Green Lantern, Looper
- 17
William Lee Scott Pearl Harbor, Identity, The Butterfly Effect
- 18
Hedy Lamarr Samson and Delilah, Come Live with Me, Algiers
- 19
Amy Acker The Cabin in the Woods, Catch Me If You Can, Much Ado About Nothing
- 20
Claire Trevor Stagecoach, Cinema Paradiso, Key Largo
- 21
Orson Bean Being John Malkovich, Anatomy of a Murder, The Hobbit
- 22
Anson Mount Boiler Room, In Her Shoes, Crossroads
- 23
Dennis Lipscomb WarGames, Crossroads, A Soldier's Story
- 24
Yang Bai The Spring River Flows East, Crossroads, Eight Thousand Li of Cloud and ...
- 25
Bobby King Crossroads
- 26
Diane Robin RoboCop, Adventures in Babysitting, Crossroads
- 27
Allan Graf RoboCop, Boogie Nights, Poltergeist
- 28
Steve Vai Crossroads, Lemmy, Crazy
- 29
Dibyendu Bhattacharya Monsoon Wedding, Dev.D, Mangal Pandey: The Rising
- 30
Diana Bellamy Air Force One, Outbreak, Police Academy 2: Their First Assignment
- 31
Joe Seneca Kramer vs. Kramer, A Time to Kill, Malcolm X
- 32
J.W. Smith The Warriors, Crossroads, Hoodlum
- 33
Johnny Drocco Charlie Wilson's War, The Family Man, He's Just Not That Into You
- 34
Eiko Koike 2LDK, Paco and the Magical Book, Kamikaze Girls
- 35
Brandon Henschel Bring It On, Looney Tunes: Back in Action, Clawed: The Legend of Sasquatch ...
- 36
Jamie Lynn Spears Crossroads, Zoey 101: Goodbye Zoey?, Zoey 101: The Curse of PCA
- 37
Allan Arbus Crossroads, Coffy, The Young Nurses
- 38
Tim Russ Live Free or Die Hard, Crossroads, Death Wish 4: The Crackdown
- 39
Dave Allen Anchorman: The Legend of Ron Burgundy, Bad Teacher, Crossroads
- 40
Al Fann The French Connection, The Ladykillers, Crossroads
- 41
Jacob Pitts EuroTrip, Across the Universe, 21
- 42
Kyle Davis Elizabethtown, Crossroads, The Hitcher
- 43
Beverly Johnson Crossroads, Def Jam's How to Be a Player, Ashanti
- 44
Kool Moe Dee Crossroads, The New Guy, Beef
- 45
Matthew Carey Old School, The Banger Sisters, 2001 Maniacs
- 46
Wally Taylor Rocky III, Escape from New York, The Golden Child
- 47
Guy Killum Crossroads, School Daze, Murder Without Motive
- 48
Casey Keegan Crossroads
- 49
Branden Williams Can't Hardly Wait, Halloween H20: 20 Years Later, Mystery Men
- 50
Arnold McCuller Funny People, Brother Bear, The Sum of All Fears

subset: commoncrawl


text:
My trainer at the gym says that being fit as I get older is all about the "core." With a strong core we decrease the chances of another muscle group - particularly our back muscles - from getting overly exerted. It turns out a strong core does provide a solid foundation, and it was pretty good advice. The investment world might do well to listen to some ideas about the condition of its own core.
We believe certain foundational principles about fixed income have become obscured over time by the trend of falling interest rates, and that a reversal of that trend toward rising rates could pose significant risks to investors.
Fixed Income Has Its Own Core
Duration risk in fixed income is the risk related to the sensitivity of bond prices to interest rate changes, which can have a significant impact on the value of bonds sold prior to maturity. As rates go up, bond prices decrease, and vice versa. The first Blue Paper in this series, Traditional Asset Allocation: The Emperor Has No Clothes, illustrated the role interest rate duration played in a balanced portfolio over the past 30 years of declining rates. With those trends poised to reverse, we believe now is the time to start re-thinking risk and the way we construct our fixed income portfolios.
This focuses on revealing more about those risks, uncovering the limitations of traditional fixed income asset allocation techniques, and helping build a more effectively diversified fixed income allocation. Specifically, this paper concentrates on just one part of the fixed income allocation: the core.
We begin with a simple starting point: a 60/40 portfolio of stocks and bonds - a typical balanced portfolio. Of course, a portfolio's weighting of stocks and bonds reflects each individual investor's risk tolerance and financial goals. Many investors already think about their fixed income allocations similarly, employing a core/satellite approach to building their fixed income portfolio.
The core/satellite approach can be very effective for investors because it makes for an easy distinction between two very different types of allocations within fixed income: the core allocation, which has historically been the true diversifier to equities, and the satellite allocations, which seek higher returns and greater income potential (though with greater correlation to equities, as we shall see) by taking on different risk in additional sectors.
Because this paper focuses on the core, or foundation, it is important to take a step back and understand the kind of diversification the core should provide.
Asset Class Returns in Normal Vs. Stressful Markets
In virtually all time periods when the S&P 500 Index has sold off, correlations have increased. Put another way, when volatility has risen systematically across all asset classes, correlations have usually gone up, and the benefits of diversification down. To illustrate this point, the following two graphs depict the returns and correlations of fixed income asset classes to the S&P 500 during four equity sell-offs within the last 20 years. The four periods are examples of equity sell-offs that occurred as the result of systemic- or economic-driven events.
The first graph compares the performance of the S&P 500 Index against common sub-components of the Barclays Aggregate Bond Index along with the Barclays High Yield and Emerging Market specific risks appropriately. It shows what investors actually earned for bearing the additional risk bond indices. The returns shown are "ex" (without) duration1 of these spread sectors over time relative to Treasuries, also known as excess return over Treasuries. In stressed markets it's common thinking that in these types of markets, portfolios should benefit from diversification.
*Long-Term Capital Management was a management firm that utilized absolute-return trading strategies and high financial leverage. LTCM collapsed mid-year 1998, which led to a Federal Reserve bailout in Sept. 1998. Chart source: Barclays POINT and Pioneer research. For illustrative purposes only. Not all time periods or market factors are shown. Data represents past performance and is no guarantee of future results. Indices are unmanaged and their returns assume reinvestment of dividends, and unlike Fund returns, do not reflect any fees or expenses. It is not possible to invest directly in an index.
By allocating across these standard asset classes, one might have expected great benefit from diversification. However, as this graph illustrates, the real source of diversification didn't come from the different sectors, but came from high quality duration, provided by only one asset class: Treasuries.
During these risk-off scenarios, only Treasuries were negatively correlated to equities. Without duration, all other fixed income asset classes shown above posted negative returns along with equities. It is clear that using anything other than high-quality interest rate duration to diversify did not work in these extreme market environments.
The second graph highlights how fixed income asset classes behaved alongside equities not by performance, but by correlation. This is key because we want to know how the assets in our portfolio have moved in times of elevated financial market volatility when equity markets declined significantly. Of course, as in all cases, past performance is no guarantee of future results, but in these instances, only Treasuries provided diversification.
In normal ("unstressed" or "non-bear") markets, the correlation among fixed-income asset classes and equities has historically ranged between .35 and .50, with the more equity-like asset classes such as High Yield and Emerging Market Debt having the higher correlations.2 In other words, when the equity market moved in one direction, there was only a 35-50% probability that these asset classes would move in the same direction. This means there are many outcomes in which these assets could provide diversification benefits during unstressed markets. Correlations during stressful periods, however, tended to be much higher, which potentially diminishes their diversifying capability.
When Diversification Is Needed Most
The preceding correlation graph shows that during stressful time periods certain non-Treasury assets in the market became highly correlated with equities, regardless of how unlike equities they appeared during normal times.
There is a good reason that assets with strong returns in the long-term have been highly correlated with equities when risk is elevated. In the long run the majority of a well-structured portfolio's returns came in the form of compensation for bearing forms of market risk (volatility risk, default risk, etc.). Those market risks have typically been highly correlated to overall economic activity (and therefore to the investor's own financial needs).
Crucial Questions in Portfolio Construction
Now that we recognize there are varying degrees of equity risk inherent in all non-Treasury securities, we can begin to address the questions that really matter when it comes to portfolio construction:
1. What level of return might I expect by investing in a particular portfolio?
2. How much volatility (defined by both standard deviation and drawdown risk)3 might the portfolio experience in order to earn that potential return?
3. What will the portfolio correlation look like under normal conditions and during elevated periods of market stress? Can we understand the source of its diversification so that when we potentially need diversification the most, we have it?
This is a hypothetical example and is for illustrative purposes only. Not meant to represent performance of any Pioneer Investments product.
Back to the Future
For the past 30 years, because of falling rates, there has been little incentive to separate the risks embedded in a fixed income portfolio with such granularity. Many investors simply added riskier fixed income instruments as they became available without considering the potential interaction between the two distinct parts of the security: the interest rate component and the credit spread component.
However, we think it's important to recognize this widely shared view: Declining inflation expectations induced a sustained downward trend in interest rates that is unlikely to be realized again in the future. Given this, we believe we must once again start thinking about the role our core fixed income allocation should play and be more discerning about what constitutes a core holding.
In a way, we have to go back to the past to get a sense of what may happen in the future. We would have to go back to the 1950s to find a rate environment like today's. The simplicity back then of available securities in the fixed income market made the role of fixed income easy to understand: It was about safety.
In the late 1970s, it became clear that "safety" came from having high-quality duration in a fixed income portfolio; in other words, Treasuries. And we think there is no reason to abandon that practice. It has provided reasonable levels of income and returns historically negatively correlated with equities. Despite the low level of interest rates, in a real flight- to-quality scenario where investors seek high quality assets, duration should still provide a modest benefit.
Understanding the Role of a Fixed Income Allocation
We do not want to abandon interest rate exposure completely because we know it is the only part of a typical portfolio that has historically held up well in periods of extreme market volatility. A significant part of a typical core allocation must maintain duration, which is why many core allocations are benchmarked to an intermediate bond index like the Barclays Aggregate Bond Index. But if duration is more risky than it used to be, the question we need to ask ourselves is rather simple: How can we attempt to get a complementing source of diversification in our portfolio that is not completely tied to interest rates? Our answer is: Strategy allocations.
Adding Strategies, Not More Assets
We've established that stressed-market correlations can differ considerably from average (or normal non-bear market) correlations across asset classes. As such, we believe investors should consider an allocation to intermediate, high-quality bonds in order to help diversify equity risk in a crisis. With interest rates at current levels we no longer can realistically expect the same benefits from that allocation in normal markets as we have observed historically.
That is why many investors have started to take cues from what institutional investors have been doing for years: allocating to strategies rather than just to asset classes.
Uncorrelated Trading Strategies
Instead of basing a portfolio on a benchmark composed of various asset class allocations, a strategy-based approach is centered on market-neutral positioning. In fixed income, this approach seeks positive returns from uncorrelated trading strategies such as global macro, long/short and different forms of fixed income arbitrage - each of which has returns that have not been reliant on the direction of any fixed income or equity market risks. It is important to note that portfolios managed to seek market-neutrality in their positioning may exhibit unexpected correlations as market conditions change.
Generally, each strategy seeks to be less sensitive to market risks and to extract returns exclusively from the relative mispricing of securities. For example, currency long/short (a component of global macro) attempts to capture price gains from the convergence in price of two currencies whose relative price movements may have little to do with domestic economic conditions. Trading strategies like these are important components of an investment portfolio's foundation, particularly in market conditions, such as we're experiencing now, when traditional fixed income asset classes may not offer compelling value.
What Goes Up Must Come Down
For decades, these strategy allocations have been primarily used by institutional investors. Broader use by other investors requires some re-thinking of portfolio flexibility and risk management. In particular, investors using this approach need to consider allowing their portfolio to go both long and short market risks. The asymmetry of fixed income investing, generally a headwind for long-only managers who must own the impact on their holdings of a bull or bear market and cannot actively short market risks, can actually be an opportunity for managers who employ these strategies.
The Price Action "Trap" of Long-Only Investing
Once investors become comfortable with strategies as being a combination of long and short positions, we believe their view of traditional asset allocation will likely change as well. The perspective becomes inclusive of three distinct positions - net-long, neutral, and net-short - as opposed to long-only market risks alone.
Consider the high yield market as an example. A traditional long-only high yield asset manager may try to add value by buying at low prices when spreads are wide (e.g. after a market correction). If timed correctly, the resulting holding period can coincide with strong equity market performance. Conversely, when prices are high and spreads are low, the long-only manager may reduce exposure but may still be long. The resultant negative price action is likely correlated with a bear market in equities. In this case, because he or she is always long, the manager must simply bear the negative price action. On the other hand, strategies that selectively short market risks that are vulnerable to negative price shocks present a much wider opportunity set and a different risk profile.
Achieving Asymmetry Through a Wider Opportunity Set
This wider opportunity set results from the aforementioned asymmetry, and the strategy seeks low correlation in the long run. The ability to be short market risk when it offers little compelling value as part of the core fixed income allocation is what may enable it to exhibit negative correlation to equity markets in periods of extreme market stress, when it is needed most. Contrary to the objective of traditional asset allocation, a strategy-based approach takes on market exposure when the market is compensating for such risk. When compensation is not forthcoming, no exposure is taken. These portfolios, then, should remain uncorrelated with traditional market risks.
Minimizing Drawdown Risk Through a Strategy-Based Allocation
Another key component of the liquid alternative portfolio is a risk management approach that limits the drawdown risk of traditional market exposures. This was covered extensively in the first paper in this series. To recap, drawdown risk can generally be defined as an investment's peak-to-trough performance (from recent highs to subsequent lows).
Drawdown risk management differentiates a strategy-based fixed income allocation from the traditional fixed income allocation. It does not attempt to just buy and hold when betting against the market appears less risky (i.e. "beta is cheap"), ignoring any volatility along the way. Instead, any opportunistic exposure to market risk is automatically paired with trading strategies that seek to limit loss associated with a downturn in that particular market. In this way, the portfolio can be more protected against any large unforeseen drop in value and helps preserve the low correlation - again, when it is needed most.
The House That Fixed Income Built
Imagine your fixed income portfolio as a house modified over many years. The house was originally built with simple investment grade corporate bonds atop a solid foundation of Treasuries (duration). With declining interest rates, Treasuries performed exceptionally well. There were always risks, but the house's foundation was adequate.
Over time, the size of the house expanded considerably. We added more rooms in the form of investment-grade asset classes that sought higher returns. We then built upwards allocating to even riskier assets such as high yield bonds, emerging market debt and bank loans to seek still more returns. So long as interest rates declined, which they did for a very long time, we believe the price appreciation masked the inherent volatility of riskier fixed income "satellite" asset classes. It was all done without any consideration to the stress placed upon the foundation.
As we face a potential shift in the direction of interest rates, it's time to reexamine the stability that our fixed income allocation can provide. To create stability, I believe we need to reinforce the foundation with strategies that have the ability to be uncorrelated to traditional fixed income risks.
Complementing Traditional Fixed Income With Liquid Alternatives
We believe the building blocks of a new and better core allocation to fixed income are composed of both a traditional and a liquid alternative allocation in an effort to be uncorrelated to market risks. Their combination results in a portfolio that seeks to opportunistically engage three different market outcomes: a bearish market with general spread widening; a stable market with low volatility and low spreads; and a bullish market in which spreads tighten significantly. (Wider spreads typically represent riskier markets and narrow spreads less risky markets.)
Summary - Coming Full Circle
My goal for this paper was to help you better understand and manage the risks in your fixed income portfolio. So, let me recap the two major hoped-for takeaways:
- Fixed income assets are a combination of equity-like risk and duration
- Duration is what has historically provided diversification benefits
We believe these two related concepts are vital to understand, perhaps never more so than today. Interest rates at multi-generational lows are forcing many investors into greater allocations to the riskier parts of the bond market, and even into dividend-paying stocks, in the search for income. In isolation, the decision to add more yield-oriented equities and increase the satellite allocations in fixed income can be reasonable so long as it is in the context of a diversified portfolio and investors understand that yield is an excellent proxy for risk.
Avoid More Risk
I become especially concerned when the same investors who are allocating more to the riskier parts of the bond market also are abandoning duration by reducing exposure to intermediate bond portfolios because they are concerned about rising rates. When the addition of what we call "equity-like risk" (in the form of higher yielding fixed income and equity allocations) is combined with a lack of duration exposure, the investor can be viewed as "doubling-down" on equity risk. Investors need income, but having equity-like risk in your portfolio, or adding more, without addressing the core can be increasingly risky. Quite simply, abandoning duration without a reasonable replacement is not an answer.
Strengthen Your Core
All investments carry risks, and there can be no guarantee of future results. But, your core fixed income allocation should be a potent part of your overall portfolio at diversifying equity risk. To help achieve this, uncorrelated trading strategies can be added alongside traditional intermediate-duration bonds to reinforce the foundation of a core allocation. We believe that removing a portion of the duration, not abandoning it completely, can be advisable if it is replaced with an allocation to similar-risk alternatives that have the ability to deliver uncorrelated returns. This approach goes beyond re-engaging the diversifying function of a traditional fixed income core portfolio - negative correlation with equities - to potentially help protect your portfolio against an inevitable rise in interest rates.
Important Information: The views expressed in this memorandum regarding market and economic trends are those of Pioneer Investments, and are subject to change at any time. These views should not be relied upon as investment advice, as securities recommendations, or as an indication of trading intent on behalf of any Pioneer investment product. There is no guarantee that market forecasts discussed will be realized. There is no guarantee that these trends will continue. No forecast is a guarantee.
The performance data quoted represents past performance, which is no guarantee of future results.
Investors should consider risk tolerance and time horizons prior to making investment decisions. This material is not intended to replace the advice of a qualified attorney, tax adviser, investment professional or insurance agent. Before making any financial commitment regarding any issue discussed here, consult with the appropriate professional advisor.
Neither Pioneer, nor its representatives are legal or tax advisors. In addition, Pioneer does not provide advice or recommendations. The investments you choose should correspond to your financial needs, goals, and risk tolerance. For assistance in determining your financial situation, please consult an investment professional.
1.) Duration - A measure of the sensitivity of the price (the value of principal) of a fixed income investment to a change in interest rates, expressed as a number of years. "Ex" duration is the excess return or returns that exceed a benchmark or index with a similar level of risk.
2.) Correlation - The degree to which assets or asset class prices have moved in relation to one another. Correlation is expressed by a correlation coefficient that ranges from -1 (never move together) through 0 (absolutely independent) to 1 (always move together).
3.) Standard Deviation - A statistical measure of the historical volatility of a portfolio; a lower standard deviation indicates historically less volatility. Market Drawdown is a measure of an investment's financial risk as the percentage change of the peak-to-trough decline over a specific period of time.


text:
Teaching with Cases
This site offers guidelines on teaching with cases. The site provides initial advise about leading ethics case discussions, tools to recognize some of te pitfalls, educational goals of case-based teaching, ethics tests used in generating and evaluation alternative actions for computing ethics, and a worksheet to help apply various alternatives of the ethics tests.
Material Type: Tutorial
Date Added to MERLOT: May 08, 2003
Date Modified in MERLOT: August 11, 2010
Submitter: Cathy Swift
Reviewed by members of Editorial board for inclusion in MERLOT.Editor ReviewVery good quality; in queue to be peer reviewedavg:
- User Rating:
- Discussion (1 Comment)
- Learning Exercises (none)
- Bookmark Collections (7)
- Course ePortfolios (none)
- Accessibility Info (none)
User review 4 average rating
- Rate this material
- Create a learning exercise
- Add accessibility information
Pick a Bookmark Collection or Course ePortfolio to put this material in or scroll to the bottom to create a new Bookmark CollectionName the Bookmark Collection to represent the materials you will addDescribe the Bookmark Collection so other MERLOT users will know what it contains and if it has value for their work or teaching. Other users can copy your Bookmark Collection to their own profile and modify it to save time.Edit the information about the material in this {0}Submitting Bookmarks...Select this link to open drop down to add material Teaching with Cases to your Bookmark Collection or Course ePortfolioSelect this link to close drop down of your Bookmark Collection or Course ePortfolio for material Teaching with CasesSelect this link to open drop down to add material Teaching with Cases to your Bookmark Collection or Course ePortfolio
Users who viewed this material also viewed...
Discussion for Teaching with Cases
Log in to participate in the discussions or Sign up if you are not already a MERLOT member.
8 years ago
Maureen Murphy (Faculty)
The site provides instructional guidelines as well as actual cases to use in addresses computer-related ethical issues. The cases are complex, involving multiple stakeholders, and thus are appropriate for upper division university courses. The instructional guidelines are useful for anyone seeking an introduction to the use of cases in the classroom


text:
We're sorry, this listing is off the market. Try these listings instead:
Depanneur For Sale in Anjou #460596 posted Jan 10, 2017
- Anjou, Quebec, Canada
DESCRIPTION: Fantastic Depanneur location in Anjou well established with over 1 million dollars in sales, year after year DESCRIPTION: Emplacement fantastique pour un Depanneur en Anjou. Bien établi avec plus de 1 million de dollars en ventes, année aprèsannée PRIX / PRICE: $129,000.00 plus...
Depanneur for Sale in St-Dorothee #460591 posted Jan 10, 2017
- Laval, Quebec, Canada
PRIX / PRICE: $89,000.00 plus Inventory Inventory: $60000 ÉTABLI / ESTABLISHED:2012 DIMENSIONS / SIZE: 2000SF HEURES / HOURS: Mon to Fri from 7:30AM to 11PM, Sat from 8:00 to 11PM, Sun from 8:30AM to 10PM COMPTANT / CASH: All EMPLOYÉS / STAFF:2 plus owner BAIL / LEASE: 1 plus 5 plus 5 VENTES...
Drug Store in Busy Shopping Center #387922 posted Aug 17, 2015
- Fairfield County, Connecticut, United States
- $595,000
State of the Art Drug Store located in an affluent community in Fairfield County Connecticut is for sale that is experiencing explosive growth. Many times businesses advertise that tremendous potential exists but in this case it has been a proven fact. They have increased their revenue last year by...
Did you know that social networking is a great way to buy a business? Sign up now and we'll show you how.
Suggested Searches
Disclaimer: DealStream has not independently verified any of the information in this listing and makes no warranty as to its accuracy or completeness.


text:
- 1 [transitive, intransitive] clean (something) to make something free from dirt or dust by washing or rubbing it to clean the windows/bath/floor to clean a wound Have you cleaned your teeth? The villa is cleaned twice a week. I spent all day cooking and cleaning. see also dry-clean, spring-clean
- 2[intransitive] to become clean This oven cleans easily (= is easy to clean).
- 3[transitive] clean something = dry-clean This coat is filthy. I'll have it cleaned. Synonymscleanwash rinse cleanse dry-cleanThese words all mean to remove dirt from something, especially by using water and/or soap.clean to remove dirt or dust from something, especially by using water or chemicals:The villa is cleaned twice a week. Have you cleaned your teeth? This coat is filthy. I'll have it cleaned (= dry-cleaned).wash to remove dirt from something using water and usually soap:He quickly washed his hands and face. These jeans need washing.rinse to remove dirt, etc. from something using clean water only, not soap; to remove the soap from something with clean water after washing it:Make sure you rinse all the soap out.cleanse to clean your skin or a wound.dry-clean to clean clothes using chemicals instead of water.Patterns to clean/wash/rinse/cleanse something in/with something to clean/wash/rinse something from something to clean/wash/cleanse a wound to clean/wash the car/floor to wash/rinse your hair to have something cleaned/washed/dry-cleaned
- 4[transitive] clean something to remove the inside parts of a fish, chicken, etc. before you cook it Clean the fish and remove the backbone. Word Origin Old English clǣne, of West Germanic origin; related to Dutch and German klein
- 1to remove people or things that are not necessary or wanted The new manager said he wanted to clean house.
- 2to make your house clean
verbjump to other results
BrE BrE//kliːn//; NAmE NAmE//kliːn//Verb Forms present simple I / you / we / they clean
BrE BrE//kliːn//; NAmE NAmE//kliːn//he / she / it cleans
BrE BrE//kliːnz//; NAmE NAmE//kliːnz//past simple cleaned
BrE BrE//kliːnd//; NAmE NAmE//kliːnd//past participle cleaned
BrE BrE//kliːnd//; NAmE NAmE//kliːnd//-ing form cleaning
BrE BrE//ˈkliːnɪŋ//; NAmE NAmE//ˈkliːnɪŋ//
clean house (North American English)jump to other results
(informal) to start behaving in a moral or responsible way He cleaned up his act and came off drugs. Phrasal Verbsclean somethingdownclean something from somethingclean somethingoutclean somebody outclean somebody outclean upclean (yourself) upclean upclean somethingup
clean up your actjump to other results
Check pronunciation: clean


text:
We need a higher resolution version of this picture (say a 300 dpi colour scan). If you can provide one, it would be much appreciated.
Photo courtesy of Vic Gaizauskas.
The Royal Astronomical
Society of Canada
203-4920 Dundas Street West
Toronto ON M9A 1B7
Phone: 1-888-924-7272
Phone: (416) 924-7973
Contact Us


text:
Warning: Creating default object from empty value in /home2/planet29/public_html/flyingvoices.org/components/com_k2/views/itemlist/view.html.php on line 162
buy valacyclovir cr generic Looking for a valacyclovir? Not a problem!
If you would like to be given more info pertaining to valacyclovir nicely visit Pharmacy Lookup.
Guaranteed Worldwide Shipping
But gaining information in regards to the pharmacy is the very best thing to do prior buy valacyclovir cr generic to deciding to shop, through extremely helpful online pharmacy reviews. The first main choice is the Pharmacy Technician Certification Board. The jury inside the court case found Walgreens at fault, and awarded the household 21 million dollars, nevertheless the pharmacist responsible to the error still works in a nearby Walgreens, and is the pharmacy manager. They work the same as other personal savings accounts. A couple of pharmacies always take too much time, even if you are waiting.
If you are interested in building a career such a prosperous field then medical industry is the proper field where being a Pharmacy Technician offers buy valacyclovir cr generic great potential and job satisfaction as well. The greater choices to get a specific sort of medication they've got accessible, the higher the rate. Two great chances to choose from are pharmacist and physician assistant. According for the September 2010 report done by Secure - List (a subset of Kapersky), the online for free financial website of Pay Pal was the number one target a part of phishing attacks. The well known online pharmacies are safe and secure.
They're known as as Licensed buy valacyclovir cr generic Pharmacy Professionals (CPh - T). Next time you check out have a prescription filled, be sure you be patient with all the technician. As a graphic designer, expertise in Adobe Creative Suite, i. Their mission is to offer a high-quality and affordable distant learning education. To prepare for that PCAT test, some in the students signup at brick-and-mortar coaching lessons and hope that this tutors at these coaching classes get it right.
Finding an internet pharmacy might be a stressful job, if you happen to be using an online medical store for your first time. There are degrees at various levels including associates, bachelor's and doctoral programs as well as graduate certificates. To develop a Virginia pharmacy technician training buy valacyclovir cr generic program, access the list of approved courses around the Virginia Board of Pharmacy website at dhp. Other garden produce loaded with vitamin C includes blackcurrants, peppers and strawberries. It can be important to fully understand each new drug before you take it and to know what interactions are certainly not reccommended.
There are wide kinds of companies that offer this solution. Before placing an order, make sure which you go with the privacy policies as well as the terms and scenarios given on the website. Some have medical plans that will pay for medication but large deductibles and co-pays. The exam contains 125 multiple buy valacyclovir cr generic choice questions and duration of three hours of complete quality. There is actually no price in your health so please select one pharmacy and stick to them.


text:
Added On: • Views: 337 • Duration: 25:35
Categories: Dogging, Interracial
Our site has a zero-tolerance policy against illegal pornography.
All galleries and links are provided by 3rd parties. We have no control over the content of these pages.
We take no responsibility for the content on any website which we link to. Copyright 2014


text:
Welcome, skip to the content.
The Mercantile Rowing Club was born in September 1880 during a meeting at Young & Jacksons, the Club was initially called The Junior Warehouseman's Rowing Club. The group which formed the club had a common interest in their association with the various mercantile warehouses established in Melbourne around Flinders Street and Flinders Lane, and a year later, the name was changed to Mercantile Rowing Club.On the 12th March, this great club will be hosting a major rowing regatta con Lake Nagambie the winners of which will head to Sydney to the National Rowing Regatta or through to APS Heads of the River held the next weekend 19th March at Lake aNagambie again.An exciting innovation for this regatta is that EFX Video Productions will be providing live video steaming of this regatta. A link will be available here shortly so you can view the races on the big screen at the venue. See the races from start to finish which is the first time this has been available at the Nagambie Lakes Regatta Centre.


text:
Both Adairville and Auburn are officially wet, according to Logan County Clerk Scottie Harper. Special elections were held in each city today Tuesday, Jan. 17 to decide if alcohol can be sold in the city limits of each city.
Precinct B 101 (31 yes) (15 no)
Precinct B 102 (77 yes) (19 no)
Precinct E 102 (75 yes) (35 no)
Precinct E 103 (91 yes) (48 no)
To contact Chris Cooper, email firstname.lastname@example.com or call 270-726-8394.


text:
[[quoteright:265:[[Manga/GunsmithCats http://static.tvtropes.org/pmwiki/pub/images/aotf_manga.png]]]]
[[caption-width-right:265:Translation: [[ComicStrip/CalvinAndHobbes "Slippin' rippin' dang fang rotten zarg barg-a-ding dong!"]]]]
* In Chapter 37 of ''Manga/GunsmithCats'' (pictured), Bean Bandit's heavy, ''armored'' jacket falls on ''and breaks'' poor Misty's foot. Cue that SymbolSwearing {{Angrish}} seen there.
* In ''Manga/{{Nichijou}}'', [[RidiculouslyHumanRobot Nano]] hits her toe in this manner, something the Professor (8 years old) solves by simply taking her toe off. And if you turn the big wind-up key in her back, her toe flies off like a rocket. Also, it has an USB port.
* ''Anime/{{Pokemon}}''
** During an early episode, an annoyed Pikachu [[FunnyBackgroundEvent kicks a treadmill]]. The trope goes into full effect on the poor thing.
** During his rematch with Brawly, Ash's strategy to deal with Brawly's Hariyama is to have Treecko attack its foot. Eventually, Hariyama tries to charge, but collapses in agony.
* There's a strange version in ''Webcomic/AxisPowersHetalia''. [[TheHero America]] and [[{{Tsundere}} England]] have been sent some supplies, and England finds some ice cream in the box. He offers it to America, who runs over to him to get it, slips on a banana peel, lands on his face... and somehow breaks his foot. [[SkewedPriorities At least he got his ice cream.]]
* Although there were a few times where this happened to Tubby in the ''Little Lulu'' comics, a special mention of this trope comes up in episode 2 of the ''Anime/LittleLulu'' anime; [[spoiler:Tubby, upset that Plan A in discouraging Lulu from her babysitting duties did not work, runs up to his room and kicks the dresser drawer in his room, a little bit too hard, which causes him to hop around in pain while holding one foot.]]
* ''Manga/DetectiveConan'': Conan has had to improvise a few times on things to kick, so he's also hurt his foot as a result.
* ''Anime/SailorMoon''
** On the very first episode of the anime, Usagi's brother Shingo comes home to find her banging on the front door after getting kicked out of the house again. He then proceeds to make fun of her on his way inside, and when she tries to "Sailor V Kick" him in retaliation, he slams the door shut, causing her to kick the door full force and make a ''very'' funny face.
** In the [=SuperS=] film, Usagi stomps the foot of an evil villainess who wanted to combat her with "a dance fight".
** In ''Sailor Stars'' Nehellenia forces a barefoot, exhausted, freezing and depowered Usagi to walk through a staircase full of thorns to get to a brainwashed Mamoru. Beinga PluckyGirl, she does.
* ''Anime/DragonballGT'': In the World Martial Arts Tournament, one of Goku's opponents kicks him when he's distracted. However, the power gap between them is so great, the poor dude may have well kicked an iron safe - he's soon seen crying and clutching his foot in agony afterwards, and Goku wins by default.
* ''Manga/SgtFrog''
** Giroro does this after being rendered clumsy by the loss of [[CharmPoint his trademark belt]], which causes him to stub his toe on the door frame.
** In a later episode, the platoon is inspired by Natsumi hitting her foot on the corner of a dresser, so they patent an army of dressers specially designed to hit peoples' feet as painfully as possible in order to distract all of Tokyo with pain, thus making them completely vulnerable to be conquered.
* In ''Manga/RaveMaster'', Elie tries to carry Plue to a hospital, but injures her feet on the rocky ground and curses herself for forgetting to put her sandals on. Haru catches up to them and wraps her feet with strips ripped from his shirt.
* In ''Manga/FairyTail'', King Faust punishes Coco by using a blast from his magic staff to burn her feet. She manages to run away, but eventually collapses from the pain and is carried by Lucy.
* ''Manga/OnePiece'': At one point during Nami's fight against Ms. Doublefinger, the latter charges at her enemy with her hair turned into spikes. Nami manages to protect herself, but one of the spikes pierces right through her foot. Nami, though obviously in pain, shrugs it off, as it is nothing compared to what Vivi is going through, and pulls her foot away.
* ''Manga/{{Bleach}}'': During the final battle between Ichigo and Byakuya in the Soul Society arc, while they are clashing with their blades, Byakuya takes one of his other thousands swords and stabs on Ichigo's foot, so he cannot escape immediately. Followed by the ''Hado #4 Byakurai'' piercing through Ichigo's shoulder.
* In ''Manga/MagicalGirlApocalypse'', when Kii Kogami loses his shoes but must keep going on the rocky ground, he eventually passes out from blood loss and infections on his lacerated feet.
* In ''Anime/ThisUglyYetBeautifulWorld'', a barefoot Akari steps on broken glass and gets a cut. After the initial pain, she shrugs it off and wants to keep going, but Ryou stops to wrap her foot with cloth.
* In ''Manga/SaintSeiya'', during the battle against Virgo Shaka, Ikki is subjected to a heavy session of MindRape. He then sees an illusion of himself as a child carrying a baby Shun while walking barefoot on a valley of very sharp stones; Shaka's voice keeps asking him to drop the baby (which keeps getting heavier and heavier) and save himself, which he keeps refusing. A lot of attention is drawn to his feet soaked in blood.
* In ''Manga/FateKaleidLinerPrismaIllya'', Illya is in {{Synchronization}} with Kuro/Chloe. At one point, to stop Kuro from hitting on Shirou, Illya starts slapping herself in the face. When that doesn't deter Kuro, Illya stubs her toe, which makes them both collapse, clutching their foot and crying.
* In ''Manga/TheSevenDeadlySins'', Galan is defeated when his own power turns him to stone. Angered at the atrocities he had committed, Jericho kicks the statue, but only succeeds in hurting her foot.


text:
October 27, 2014
Arkema has finalized the first stage of its acrylics assets acquisition project in Taixing, China, and now has access to a modern and competitive 160,000 t/year acrylic acid production capacity in Asia for the sum of $240 million. This investment wil…
October 23, 2014
Argex Titanium Inc., a producer of high-grade titanium dioxide (TiO2) used as white pigment in paint, plastic, paper, cosmetics and other applications, has won the ICIS 2014 Award for Best Innovation by a Small or Medium-Sized Enterprise (SME) in rec…
October 21, 2014
Titanium dioxide manufacturing facility is in Henan Province
October 20, 2014
Chartwell facilities to move to Massachusetts
October 20, 2014
Mereco to remain legally autonomous
October 20, 2014
Located near Paris
October 16, 2014
BASF inaugurated its expanded mobile emissions catalysts manufacturing operation in Shanghai, China, further strengthening the company's regional presence and its position as a leading supplier to the automotive industry. The inauguratio…
October 16, 2014
Daylight fluorescent pigment manufacturer Brilliant Group, Inc. has opened a new 20,000 square feet (1900sqm) manufacturing facility in Richmond, California, USA. Brilliant CEO Darren Bianchi stated, "Our ability to combine manufacturing, R&am…
October 14, 2014
Ultramid A3U42G6 is now part of BASF's plastics portfolio
October 8, 2014
Evonik Industries AG has officially opened a new production line to manufacture surface-treated fumed silica under the Aerosil brand name. The new line will be located at Evonik's Rheinfelden, Germany site, which will boost their global product…
October 8, 2014
Will be lead by Jennifer Cogar, global application technology leader
October 7, 2014
BioAmber Inc., an industrial biotechnology company producing sustainable chemicals, has signed an exclusive supply agreement for bio-based succinic acid with Xuchuan. Under the terms of the 5-year contract, which runs from 2015 to the end of 2019, Bi…
October 6, 2014
In addition to its production capacity of about 10,000 tons/year out of the Cassano, Italy Biosuccinium plant, Reverdia announced at the European Forum for Industrial Biotechnology (EFIB) that it is now licensing Biosuccinium. This is a clear a…
October 1, 2014
Algol and Omya have agreed to establish a joint venture in Russia to strengthen their activities in the Calcium Carbonate and Specialty Chemicals distribution. Omya Algol Rus will provide to customers and principals in polymers, paints and coat…
October 1, 2014
Huntsman Corporation has completed the acquisition of the Performance Additives and Titanium Dioxide (TiO2) businesses of Rockwood Holdings, Inc. "The successful completion of this acquisition better positions our company," said Pete…
ABI is an innovative polymer manufacturing company that is a global supplier to the Paint and Coatings Industry.
Sign up now to receive the free weekly newsletter, and more!


text:
Since my previous positive mention of Lululemon Athletica Inc (NASDAQ:LULU) in a piece entitled Lululemon Sell-Off: What You Need To Know, published June 7, 2012, shares are up by more than 13%.
My Previous Outlook
With LULU shares now down over 20% from their all-time high of $81.09 reached in early May, I believe investors should consider using Thursday's sell-off to buy LULU. I do not believe Thursday's earnings report signals an end to the LULU growth story. Ultimately, I believe LULU will not reach its highs until the shorts are forced to cover.
Second and Third Quarter Earnings
As was discussed by Seeking Alpha Contributor Bill Maurer in his piece, Lululemon Again Proves Its Greatness, LULU reported strong second quarter results which led to a 12% pop for shares. Some highlights from the report include a nearly 50% earnings jump, 15% same store sales growth, and a significant increase in full year earnings expectations. More recently, LULU reported a mostly inline third quarter with EPS topping expectations while the outlook was less than some expectations. The relatively strong results reported in both the second and third quarter are evidence that the first quarter earnings miss was not a signal that LULU has lost momentum. Rather, the first quarter earnings guidence miss proved a good buying opportunity.
Short Interest Grows
At the time of my prior piece, short interest in LULU stood at 10.9 million shares or 10.92% of the float. Now, short interest stands at 14.65 million shares or 20% of the float. The high short interest is bullish for a two reasons. Firstly, the high short interest means that, despite trading near all-time highs, many market participants remain skeptical of LULU. This means that there is still a large population of investors and traders who could be convinced of the bullish story. Additionally, the high short interest means that a short squeeze higher is possible given bullish news.
Higher Risk
As discussed earlier, LULU has moved up significantly from my previous mention. For this reason, I believe that LULU is now a higher-risk investment than it was following its post first quarter earnings sell-off. Now, expectations for LULU are set higher than before. If LULU does not have a good holiday season, I expect the stock to trade significantly lower. Currently, as shown by the chart below, LULU is trading at 45 times earnings. While the company is growing earnings very rapidly, the expensive valuation means even a slight miss of earnings expectations could send shares plunging lower.
LULU PE Ratio TTM data by YCharts
Buy Calls
The most important driver of LULU shares over the short term will be the fast approaching holiday shopping season results. It is too early to say exactly how the holiday season will play out for LULU. I expect LULU to either move significantly higher or lower depending on final holiday season results. However, because of the high short interest, my bias would be on the bullish side. Investors could express a bullish stance on LULU's holiday season by buying at the money short term call options. Currently, my favorite LULU trade is the January 2013 $72.5 calls trading near $3.80. If the holiday season goes well, given the short interest, I expect LULU to hit new highs. These call options will appreciate significantly. Contrastingly, if LULU does not report a strong holiday season, these calls will likely expire worthless.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.


text:
News By Tag
Industry News
News By Place
Industry News
VoiceNation Holds Recruiting Event for Live Answering Jobs
VoiceNation is seeking professional customer service representatives to fill live answering jobs at its call center headquarters in Buford, Georgia.
February 4th, 2013 – VoiceNation, the fastest growing live answering service (http://www.qualityansweringservice.com/)
The leading live answering service provider experienced record growth in 2012 and this year proves to be a successful start. VoiceNation is expanding its top call centers (http://www.qualityansweringservice.com/)
"To exceed customer expectations, we must over-staff our call centers. We are looking for friendly, professional representatives to fill the immediate positions we have available," states Jay Reeder, President of VoiceNation.
VoiceNation will hold in-person interviews on Tuesday, February 5th and Thursday, February 7th. "It's an exciting opportunity for individuals who are passionate about their future," says Mr. Reeder. VoiceNation has immediate openings for various positions and shifts. No experience is required but all candidates must have a "can do" attitude.
To learn more about answering service jobs (http://www.qualityansweringservice.com/
About VoiceNation
VoiceNation is America's telecommunications leader in virtual PBX, voicemail, and innovative live answering solutions. Named "Top Provider in Industry" by PC World, VoiceNation provides live answering services and call center solutions utilizing the latest in proprietary technology to deliver high quality call answering services at the lowest cost to their customers. In this way, VoiceNation enables businesses of all sizes to compete in the marketplace with 24-hour availability that adapts to any situation.
Founded in 2002, VoiceNation is a privately-held company that serves more than 40,000 customers including FEMA, Blue Cross/Blue Shield, Dell, AIG and the U.S. Coast Guard. The company also provides qualified non-profit, tax-exempt charities with access to voicemail, faxmail and other specialized communication services at reduced cost through their Care2Call outreach program.
Account Email Address Account Phone Number Disclaimer Report Abuse


text:
2 how to farm download now Jl4x full file
Publisher's Description
Title: 2 how to farm
Languages: Multiple languages
Last week:
Last updated:
03/16/2015 21:39:09
OS support:
Windows (all)
User rating:
[4.2 out of 5] (193 votes)
TOP Downloads 2 how to farm:
03/16/2015 21:39:09
Author: Topic: HOW TO START COMMERCIAL PLANTAIN FARMING IN NIGERIA (Read 27652 times)Author: Topic: How to start Commercial Tilapia Fish Farming Business in Nigeria (Read 28133 times)Author Dana Gunders Natural Resources Defense Council Wasted: How America Is Losing Up to 40 Percent of Its Food from Farm to Fork to Landfill Getting food from …Poultry Farming in Nigeria is probably one of the most lucrative in the world especially when it is setup and managed properly. This aspect of livestock farming ...The Meatrix website offers information on the issues surrounding factory farming, as well as alternatives to conventionally-raised meat, poultry, dairy, and eggs. The ...Farming is a members' skill, through which players grow crops using seeds and harvest useful items from them, or more commonly, harvest the plant itself.Find a pick your own farm near you! This website provides local listings of pick your own (also called U-pick or PYO) farms in the United States, Canada, Britain ...Discover Pepperidge Farm. The official site of Pepperidge Farm. Gatherings, Appetite for Life, Our Products, Recipes and Ideas, Offers and News.Taste the difference in our organic yogurt, organic milk, Greek yogurt and other healthy food.Other BLS Programs. Employment, Hours, and Earnings from the CES survey (State and Area)--monthly data on employment, hours, and earnings by industry and …
2 how to farm
Last Updates:
sikkerhetsavtale med microsoft
creating a book of shadows
how to grow cortaderia
donate books new york
world of warcraft patch-x
walk among the tombstones 1080
michael winslow sound effects
the innocence mission birds of my neighborhood
foggy headlight lense how to
struwalker download
dowload handbook of salmon farming
top game sold of all time
how to make a power inverter
paranormal activity 2 spanish
como crackear psp 6 60
you mentor program
hantail x mp3
beach boys vinyl
programmer analysts adabas
lenovo thinkpad 61i manual
Rain - Aurora Borealis mp3
ben 10 cheats psp
how safe are camp stove
samsung beat 450 specification
samsung slim mobile


text:
Space: The final frontier
The sky is no longer the limit in Business Daily, as we take to the cosmos to chart what might be a new space race. We speak to Chris Lewicki, President of Planetary Resources, a company that's aiming to exploit the billions of dollars worth of water and minerals locked into near-Earth asteroids. But, given the challenges of getting up there, and getting the stuff back, is asteroid-mining anywhere near feasible?
Meanwhile the European Space Agency is funding a UK architecture firm to design a permanent habitable moonbase. We hear from the lead designer at Fosters and Partners in London, Xavier de Kestelier. And we hear from Professor Said Mostesher, director of the London Institute of Space Policy and Law, as to whether anyone is allowed to stake a claim to these astronomical assets.


text:
Man hospitalized in police custody after New Berlin police standoff
A 43-year-old Milwaukee man is under police custody at a local hospital after holding up a New Berlin pharmacy with a shotgun Wednesday, authorities said Friday.
The man entered New Berlin Pharmacy, located in a strip mall on Greenfield Ave., with a shotgun about 4:30 p.m. Wednesday after he was denied a prescription refill. Customers and employees fled when they saw the weapon, someone called 911, and the pharmacist filled the man's prescription.
Then the pharmacist coaxed the shotgun away from the man and escaped through the back door, leaving only the suspect in the store, police said.
The suspect surrendered to police about 6 p.m. and was later taken to a local hospital, where he remained under observation as of Friday morning, according to a news release. Police said he will eventually be taken to the Waukesha County Jail on several criminal charges, which have not yet been referred to the district attorney's office.
There were no injuries during the incident, authorities said.
Crime News Updates
Search homicides in the city of Milwaukee by location, age, race, gender and date.


text:
Greetings all,
I'm trying to build something similar to lloopp's buffer_host act. There's a lot of stuff going on in this patch that allows it to work within the context of lloopp, much of which i have no use for, so I wish to construct my own which will be useful for my own purposes.
My main troubles have been in figuring out how to fill buffers using the jit.cellblock object. Also, selecting from the umenu OR double-clicking on "new" are both possible for inserting a specific file into jit.cellblock and similarly into the buffers. Overall management of this jit.cellblock is causing me much confusion.
In a way, some of this stuff is past my skill level and knowledge but it's not too much of stretch and i think i can do it. the pattr system seems to be in use, of which i still have not gotten a full grasp.
Any pointers in the right direction would be appreciated.
Log in to reply
Let us tell you about notable Max projects, obscure facts, and creative media artists of all kinds.


text:
10 SEO Articles Written for a Blog - repost
This project received 28 bids from talented freelancers with an average bid price of $57 USD.Get free quotes for a project like this
Project Budget$30 - $250 USD
Total Bids28
Project Description
I need an English writer to write SEO Articles for a blog on a website. Articles need to be unique and not plagiarized or spun. Correct grammar is a must. I will give you the key words which need to be used so SEO experience is a must as well. Looking for 10 UNIQUE articles in a specified gaming niche for now and then we'll add more down the line. Each article should be between 300 and 600 words each.
Please reply with a few clear and concise sentences on your work experience etc. Also please include your skype so we can talk immediately.
Thank You
Skills Required
Looking to make some money?
- Set your budget and the timeframe
- Outline your proposal
- Get paid for your work
Hire Freelancers who also bid on this project
Looking for work?
Work on projects like this and make money from home!Sign Up Now
- Forbes
- The New York Times
- Time
- Wall Street Journal
- Times Online


text:
Detail Images
Current Color
Free 2-Day shipping on orders over $50*
Select your style & size:Select options
10 Reviews
Tubeless, simplified.
We all agree that tubeless has promise, with its pinch flat resistance and lower pressure capacity making for better handling and more time enjoying the ride. However, between wasted CO2 cartridges and time spent hopping from shop to shop in search of a compressor that will seat a finicky tire, setting up a tubeless tire system can be quite the involved process. The Airshot 1.15L Tubeless Inflator lets you save those CO2s and provides compressor-free pressurized air right at home to get your tubeless tires up and running.
The Airshot cylinder is pressurized using an everyday floor pump through a presta valve interface at the top of the nozzle. Once pressurized, a release tap lets you control air flow into the tire for a quick burst that should seat even the most rebellious tires. The cylinder and end cap system combined is about as tall as your average house cat, so it's portable and will store in closets or under beds as easily as a hiding tabby until your next tire changing adventure.
- Item #ASF0001
Tech Specs
Tech Specs
- Reviews
What do you think about this product?
Have questions about this product?
Works great!
- Familiarity: I've used it once or twice and have initial impressions
Between using a compressor, CO2's and the Airshot, this is by far the best no-mess solution to pump up your tubeless tires.
Works, But Is A Hassle
- Familiarity: I've used it several times
Being that I live in an apartment, a compressor is noisy & takes up precious storage space, this seemed like a perfect solution. Now having used it a few times, it works, but haven't been thoroughly impressed by it.
Using it, set up for converting tires to tubeless is pretty much no different than a compressor. You'll definitely need to remove the stem core for this to have enough umph behind it.I was excited as many of the other reviews made it seem that seating the beads wouldn't be a hassle, but the multiple attempts for pretty much every tire said otherwise. Again, it always ended up working, but having to repeatedly pump it up to 140psi gets a little old. Not sure if it was the Stan's tubeless stems or what, it also didn't play too nicely with the attachment.
I do like that you could potentially bring it on a trip and still be able to set up your tires tubeless. Its relatively tiny and portable. That is a major plus for it.
All in all, if you don't want to buy a compressor or don't have room, it gets the job done, though may take a few times. That said, as soon as I get the space for a compressor, I'll be getting one.
two thumbs up
This thing is great and super easy to use. I have a compressor, but hate firing it up in the home garage since I don't use it that often, and there are times when the compressor actually doesn't work that well to seat a tubeless tire. The Airshot works flawlessly every time and is a much better option than the compressor, or trying to pump like a madman with your floor pump. It usually helps to remove the presta valve core since the Airshot adapter will screw right into the valve stem. Another bonus is that this travels well and you can use it on the road or camping if you need to. Definitely would recommend!
Road tubeless made easy.
- Familiarity: I've used it once or twice and have initial impressions
Mounting road tubeless tire is no easy feat. Sure you can find all kinds of YouTube videos of guys mounting road tubeless tires using a floor pump. I have never been able to seat the bead with a floor pump. I've even had problems re-mounting tired after removing the tire to repair a puncture. In fact some tires are hard to mount even when you have a compressor.
I decided to try the Airshot because I want to ride road tubeless and I don't want to go to the bike shop every time I need to mount a tire.
The Airshot worked perfectly, I mounted a new tire by removing the valve stem and using the adapter provided. I filled the Airshot to about 130psi and that seated about 95% of the bead. I then added sealing fluid, replaced the valve stem, and pumped the tire up to pressure.
Eliminate tubeless setup hassle!
- Familiarity: I've used it several times
Are you turning into a gravel cyclist? Do wider tires get you off? Are you ditching the inner-tube shackles that oppress the spares bag under the bike seat? If you are converting to tubeless & this craze is new to you (it is for me), the Airshot has taken a lot of the frustrations out of setting tubeless tires up.
Everything you need is included for a quick burst of air (1.15L @ 160 Max PSI) to set just about any tubeless tire width. I just broke my tubeless cherry setting up 700c x 40mm Clements (yes , I was a 40yr virgin), it happened so fast when I used Airshot , just connected using the supplied adapter , opened the valve and POP. Done. Beads seated on the rim. No hassle.
The Airshot is sexy, it's well-constructed and the blue speaks to me. After it performed so well on my tires, I brought it into the bedroom and it sleeps next to me and my wife. Yes you can buy a compressor, but why not just buy an electric bike? Airshot does not need to be plugged in, can work in any environment and all you need is standard bike pump to set it up. Its slick.
Finally, a solution!
- Familiarity: I've put it through the wringer
I have been struggling for years trying different pumps and gadgets to make mounting tubeless tires easy. With the newer beadless rims and large volume tires, this has gotten more difficult. The Airshot worked perfectly. Have been seating tires for a few months no with no worries. Getting used to the adapters took a little figuring out but a little getting used to it was all it took. Great device! Wish Backcountry also sold the neoprene sleeve.
Pink Bike Review
Works pretty well
- Familiarity: I've put it through the wringer
After using the Airshot to set up a few tubeless tires I can attest to it's ability to inflate the tire and set the bead. It will make short work of most tubeless tires and makes setting the bead simply. I did find that the shot of air is initially strong, but starts to slow after the initial burst. This means stubborn tires are still hard to seat.
For the money this is the best option for setting the bead on your tires. It still doesn't work as well as a compressor, or the few pumps on the market that have pressure chambers that do the same thing.
- Familiarity: I've used it several times
I bought this bc I like to swap tires and don't own an air compressor. The product is well designed and works VERY well. Swap tubeless tires to your hearts content with no loud compressors. Works reliably. I recommend this product. Good videos on youtube for instructions. I am 2 out of 5 wrenches mechanically inclined.
It works
- Familiarity: I've used it several times
I can't stand setting up tubeless tires and this little widget actually works. I keep it in my tool box and take it wherever I go. With a small travel pump I'm able to get it fully charged quickly. It hasn't failed to seat a stubborn tire yet, even a big 120tpi fatbike tire.
it would be nice to take on the trail!?


text:
Human Resources and Security Specialists should use this tool to determine the correct investigation level for any covered position within the U.S. Federal Government.
Visit this federal site to search for our regulatory notices, proposed and final rules.
See the latest tweets on our Twitter feed, like our Facebook pages, watch our YouTube videos, and page through our Flickr photos.
On March 1, 2011, the 24 members of the Interagency Council on Veterans Employment came together at the Department of Veterans Affairs headquarters in Washington, D.C. to discuss the President's Veterans Employment Initiative.
NASA Administrator Charles Bolden (2nd left) discusses strategies in use by NASA and his confidence in NASA's ability to meet its FY 2011 veteran hiring goals.
USOPM Photo By: Timothy Grant 3/1/11


text:
Cartersville 30120 Real Estate
Cartersville is located in Georgia. Cartersville, Georgia 30120has a population of 19,714. Cartersville 30120 is less family-centric than the surrounding county with 31.76% of the households containing married families with children. The county average for households married with children is 34.01%.
The median household income in Cartersville, Georgia 30120 is $45,280. The median household income for the surrounding county is $49,543 compared to the national median of $53,046. The median age of people living in Cartersville 30120 is 37.1 years.
Cartersville Weather
The average high temperature in July is 90 degrees, with an average low temperature in January of 31.9 degrees. The average rainfall is approximately 51.4 inches per year, with 0.6 inches of snow per year.
Cartersville Map
Cartersville real estate offices
Real estate near Cartersville
Nearby Cities
Cartersville Zip Codes
Nearby Cities Homes for Sale


text:
Balzell Photography Photographer
Julie WhisenantModel Female Yorkville, Illinois, US
My MM URL: http://www.modelmayhem.com/spunkygal
Mayhem # 1638200
About MeI currently work as a Budweiser girl. I have been doing that for about 4 years. I am also the lead promotional model for Tickets360. I have experience in runway shows. I've done a significant amount of promotional modeling. I was Sherman and Tingle's Token Hottie for June 2011. I look forward to hearing ffrom you!
Have you worked with Julie Whisenant? Add Credits for Julie Whisenant! >>
Balzell Photography Photographer
Dorsal Media Photographer
KoGlenn Photography Photographer
A-PiX Photographer
OutVision Photographer
Oliver Lewis Photos Photographer
Loading Content


text:
Our Clients Say it Best
Many thanks to Wicklow Kitchens for the wonderful job they did fitting my new Kitchen, Everything was done to Time schedule and also to Budget. David and Pat were most helpful on every aspect of design, fitting, and lighting. It was a pleasure to work with them , I would have no hesitation in reccommending Wicklow Kitchens for their service, value and attention to detail. –Breda, Blackrock
I contacted Wicklow Kitchens about installing a new kitchen in my home. They came and offered suggestions, on my plans for the kitchen, to make the best possible use of the space available. I was very happy with their designs. They arrived when they said they would and completed the job in the time stated. I found them to be extremely friendly, professional and competitive with their prices. I would have no hesitation in recommending Wicklow Kitchens to anyone.– Deirdre Dunne, Wicklow Town, Co. Wicklow.
Just a quick note of thanks for the work you did on my new kitchen & floors in our holiday home. I know the time-frame was tight, but you managed to turn it around. I appreciate your efficiency and working with me on all the little changes etc. I am delighted with how it looks. I need some work done in my own house over the coming months so will be in touch.– Mia Jordon, Brittas Bay, Co. Wicklow.
I asked David Delaney of Wicklow Kitchens to design and make a double vanity for a new en-suite. We were quite particular with what we wanted and David delivered to a high standard and without any fuss. The finished item is excellent and I would have no hesitation in recommending Wicklow Kitchens.–David Maguire, Howth, Co. Dublin
The Wicklow kitchens team were really easy to work with and were great at providing ideas and excellent results at a good price for some awkward spaces we had in our home as a result of an attic converstion. We can now use those spaces to the max and are loving the results. Thank you!–Ciara, Redcross, Co. Wicklow


text: Faux Mountain Ash Branch $12.95 $52.00 Style No. 39841796 Qty: Color: * Select Color Multi Size: * Select Size One Size Add to Basket Pick up In-Store » Add to Favorites » Share on Facebook Pin on Pinterest Email a Friend » Details Reviews Add autumnal color to indoor arrangements with this tall, faux branch of mountain ash. - Plastic, fabric, metal wire - Indoor use only - Imported 36"H, 14"W


text:
Following on with my Site Marketing using Wrestling ideas, another way to get eyes on your site is to try and attract some heat. Previously I have written about ho Being a Douche is One Way of Doing It and to continue on that idea, let me explain first the concept of heat (in wrestling terms): Heat…[Continue reading]
Category: Writing
Taboo Subjects and Blogging
I found an old post I had done last year (when I was in a particularly silly mood), called Men's Health, which never really caused as much of a commotion as I had hoped, so I had forgotten about it. Tip of the Week As most of my Twitter followers know, I actually put 2…[Continue reading]
Book Review: SEO Search Engine Optimization Bible
SEO Bible by Jerri L. Ledford (ISBN: 978-0-470-17500-2) As usual I have not purchased this book, I have, however, borrowed it from the Ottawa Public Library. This is an excellent book for those who are beginners in the "Mug's Game" of Search Engine Optimization.(SEO) It explains what the basic concepts of SEO are, and why…[Continue reading]
Scheduling Blogging Time
So one of my biggest issues with my writing is that I am not a very good writer (big problem don't you think?). I cannot create very well, and typically whatever I create as an initial draft is crap, however, I do know that I have very good edit'ing skills. This means the entire blogging…[Continue reading]
Writing Style
So I am reading (or listening to) On Writing by Stephen King, which is actually quite good as a book on cassette, since the author does the narration. No I don't fancy myself a great writer of fiction (although, I'm sure there is a great novel in me somewhere, unfortunately it's next to my winning…[Continue reading]


text:
Welcome to Design for Education
Design for Education is one of the UK's leading design agencies specialising in the education sector.
We help schools and colleges create their own brand identity in the most cost effective way.
That means we can help you with some or all of the following:
• Branding • Prospectus design • Photography • Printed material • Wall displays & signage • Branded merchandise • Website design • Planners & diaries •
one of our franchisees Find out how you can join Design For Education
Latest News
By Royal Seal of Approval - Winners of 'Tycoon in Schools' 2014
Northern House School Academy Trust
to our
to make your school look
good on paper
and online
You always pull out all the stops for us and provide an excellent reliable service which makes my job so much easier.


text:
Secrets to Getting More Done in Less Time
€ 15,99
Lieferbar innert 2 Wochen
März 2006
BeschreibungFormerly titled "Get More Done in Less Time," this work contains Donna's proven methods and practices to transform a hopeless schedule into a healthy lifestyle. Ideal for stay-at-home moms and women in the workforce, this work includes handy forms, clever advice, and more.
PortraitDonna Otto, home and life management expert, is the author of several books, including Get More Done in Less Time, The Stay-at-Home Mom, and Finding a Mentor, Being a Mentor. She is the founder of Homemakers by Choice and speaks to women's groups across the nation. Donna and her husband, David, have a grown daughter, Anissa, and have been married for more than 30 years.
Pressestimmen"Let Donna's writing enter into your life and home. You will be so excited; you'll want to try all of her ideas for creating more time."
Untertitel: Sprache: Englisch.
Verlag: HARVEST HOUSE PUBL
Erscheinungsdatum: März 2006
Seitenanzahl: 277 Seiten
Format: kartoniert
Alle Preise inkl. MwSt., ggf. zzgl. Versandkosten


text:
|Wayne Allyn Root
|Richie Baccellieri
|Jim Hurley's Network
|Kelso Sturgeon
|Rocky Atkinson
|Dave Cokin
|Chase Diamond
Tanev's OT goal lifts Canucks past Flames
Sun, 19 Feb 2:34 AM
VANCOUVER, British Columbia -- Goaltender Ryan Miller was satisfied with the victory, but wasn't happy the Vancouver Canucks needed overtime to defeat the Calgary Flames 2-1 on Saturday night.
Read More
NBA honors Sager with $500,000 donation
Sun, 19 Feb 2:24 AM
The NBA continued honoring the memory of late TNT sideline reporter Craig Sager by donating $500,000 to the SagerStrong Foundation on Saturday night.
Read More
No. 6 UCLA steamrolls rival USC
Sun, 19 Feb 2:18 AM
Bryce Alford poured in 26 points as No. 6 UCLA rolled over rival USC to avenge one of its losses with a 102-70 victory Saturday night at a raucous Pauley Pavilion in Los Angeles.
Read More
Flyers aim to improve scoring in matchup with Canucks
Sun, 19 Feb 2:06 AM
VANCOUVER, British Columbia -- Philadelphia Flyers captain Claude Giroux has no doubt about why his team is struggling lately. The Flyers are 2-4-1 in their last seven games and have been outscored 17-10 in those games.
Read More
Handicapper Tools


text:
International firms to debut products at Chem Show
Innovative products and technologies previously unseen in the United States will be debuted by nearly 50 companies from 15 different countries at the Chem Show, Tuesday, October 30 through Thursday, November 1, at the Jacob K. Javits Convention Center, New York, N.Y.
The increasing number of international participants reflects the growing globalization of the chemical process industries (CPI).
IEC, The latest technological developments in the CPI could easily come from Asia or Latin America, according to Clay Stevens, president of show organizer IEC. You never know where new technology or innovative products will come from, he says. Many CPI professionals at every Chem Show tell us they saw products or discovered new solutions from international companies they didnt even know existed.
Asia, Europe, South America and other corners of the globe will join more than 550 U.S.-based exhibitors in sharing technologies and solutions with 10,000 CPI professionals from around the world.
The Chem Show is a great platform for us to introduce our innovations since nearly half of our equipment is exported to the U.S., says Connie Bird, marketing manager for U.K.-based Powder Systems Limited (PSL). At the 2005 show a meeting took place at the booth that was a key part of the decision making process to use PSL for projects in excess of $2 million.
Among the new products being showcased by exhibiting companies based outside are:
- High containment process systems for the latest generation of potent drugs, both pharmaceutical and biopharmaceutical
- Hyperbolic blowers
- Valves, flanges, fittings and other pipeline products
- Ball and super alloy valves
- Centrifugal casting machines and foundries
Join the discussion
We welcome your thoughtful comments.
All comments will display your user name.
Want to participate in the discussion?Register for free
Log in for complete access.
No one has commented on this page yet.
RSS feed for comments on this page | RSS feed for all comments


text:
Tag Archives: Employment
So You've Been Fired… Now What?
6 steps to take immediately after getting the axe
Here are steps to take upon being terminated from employment, whether you were fired or…
By Janell Hazelwood
Obama to GOP: Stop Playing Political Games
On the eve of 9/11 anniversary, president defends economic strategy and asks for patience
According to Obama, the economic crisis has been so deep and so wide that his…
By Joyce Jones
Can Obama Pave The Way to New Jobs?
New economic initiative likely to boost employment, but may not move the needle for black-owned businesses
Standing before a group of labor union crowd in Milwaukee on Labor Day, President Obama…
By Joyce Jones
5 Job Hunting Mistakes Grads Can Avoid
Be open-minded about your employment options
The authors of Your Career Game (Stanford Business Books; $24.95), Dr. Nathan Bennett, professor of…
By Gia Parker
Is the Corporate Grind Really Worth It?
Thinking about going solo? Freelancing might be right for you.
Call it a dream to work from home in your PJs, choose your income, your…
By LaToya M. Smith
Cutting Edge: Odd Jobs That Pay
Part II of the Summer Side Hustle series
With economic times tougher than leather wallets, the line between what people will and won't…
By Renita Burns
Keeping Former Bosses on Your Radar
Don't miss out on a good networking resource
Just because former employers fall off the bottom of your resume doesn't mean they should…
By Heather Boerner
Letting Go
Expanding management team allows CEO to lead
When corporate downsizing resulted in a job change from manufacturing supervisor to security guard, Mary…
By Maya Payne Smart
Can This Woman Get You A Job?
The stage is set for Labor Secretary Hilda Solis to play a leadership role in solving American unemployment
Labor Secretary Hilda Solis (Source: Lonnie C. Major)
It's about an hour before President Barack Obama…
By Alfred Edmond, Jr.
CarMax Hiring 600 Workers For Its Stores
RICHMOND, Va. (AP) — Car dealership chain CarMax Inc. said Friday it plans to hire…
By Associated Press
Washington Report
Dispatches from Capitol Hill
Dispatches from Capitol Hill: House passes jobs bill; small business owners get a lifeline; Obama…
By Joyce Jones
Get Off the Sidelines and Find Your Job
There isn't a week that goes by that I don't receive scores of phone calls…
By Earl "Butch" Graves Jr.
The Y(awn) Generation? I Beg To Differ
Is Gen Y less motivated than its predecessors?
We only buy designer duds. The latest smart phone is No.1 on our priority list…
By Renita Burns
Navigating an Awkward Interview
How to dodge inappropriate questions with savvy
Most interviewers stick to job-related questions. But let's face it: Some are socially awkward, untrained,…
By Heather Boerner
Will Obama's Year-end Challenges Define His Presidency?
To carry momentum into the new year, he'll need a strong finish to 2009
As we enter the final quarter of a historic but tumultuous year, I can't think…
By Derek T. Dingle
How I Landed My Gig
Get creative and stand out above the rest to win your dream job
Instead of sending out mass resumes and cover letters, I decided to tailor each cover…
By Renita Burns
Clever Ways to Land the Interview and Snag the Job
Competition is fierce and you should be, too
With dizzying layoffs signaling employers' reluctance to fill payrolls, securing an interview can turn into…
By Renita Burns
Tapping into the Creative Economy
The arts helps redefine a former manufacturing region
Some 60,000 patrons of the theater arts descend upon Winston-Salem, North Carolina biennially to attend…
By Alan Hughes
News Roundup: Week of Sept. 7 – Sept. 13
Union withdraws Bing support; Racial wage gap shrinks
News Roundup
By BlackEnterprise.com
Recession-Proof Healthcare Jobs
Opportunities for franchising, self-employment
The number of employees on company payrolls continues to decline in most industries. But in…