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Read an Excerpt
All About DAY TRADING
By Jake Bernstein
McGraw-Hill EducationCopyright © 2013 Jake Bernstein
All rights reserved.
What the Day Trading Game Is All About
The day trading game is all about making money. On the surface it would seem that there isn't much more to day trading than making money. To some individuals, however, day trading is more about the challenge and the excitement than it is about the money. Every day our lives present us with many challenges. There are numerous ways in which we can put ourselves in the position of being challenged. Day trading in my view is not something we should do for the challenge. While it is true that a great deal of satisfaction can be gained from being a successful day trader, we must not enter into the day trading game for the purpose of meeting a challenge but rather for the purpose of achieving financial victory.
Given the vast increase in volatility during the 1990s and 2000s, there are more opportunities to profit from large and even small intraday changes now than ever before. At the same time, commissions, computers, and communications costs are also lower than ever before. That combination has created a win-win situation, but only for those who are able to master the game. This, of course, leads to the inevitable question, how do we master the day trading game?
There are literally hundreds of ideas out there in the trading world about how to win as a day trader. A keyword Internet search on the term day trading yields 44,800,000 results. That is truly a staggering number; were we to track down every lead, it would leave us no time to actually day trade. And so the good news is that there's a great deal of information out there about day trading. The bad news is that there is so much information, it is impossible to critically assess the accuracy and validity of all of it. Finally, we come to the worst news: I estimate that over 98 percent of the methodologies offered or purported to be successful are neither objective nor profitable.
Today, more than ever before, the aspiring day trader must be especially cautious not to throw away good money on bad methods. Today, more than ever before, the aspiring day trader must be vigilant in doing her homework and research in order to find day trading methods that will make money. While day trading has been presented to—or rather sold to, or rather hyped to—the public as a good thing to do, the fact of the matter is that for most traders, it is a bad thing to do. This is not because day trading is inherently a losing proposition; it is because day trading is not only the most difficult type of trading to execute but also the most difficult at which to succeed.
Day trading is all about taking advantage of large or even small predictable price movements in stocks, Forex, and futures. The day trading game, when played successfully, is about achieving profits using objective, operationally defined, and demonstrably profitable tools. Combined with these tools, a risk management approach is critical for success. But without a profit-maximizing strategy, the day trading game will be all about frustration and losses as opposed to profits and success. It is my intention to share with you in this book several tools that I have developed in order to win the day trading game.
I would like to emphasize the following critically important facts and factors that will facilitate your success as a day trader, whether you use my methods or other effective trading ones.
1. Begin your day trading venture with sufficient capital. By that I mean capital that will not only be purely speculative but also allow you to day trade the markets that interest you with enough money to buffer or withstand a series of losses.
2. Day trade in time frames that are consistent with what you can realistically do. If you intend to sit at the computer all day trading stock index futures using five-minute data for your signals, then make sure you really can be back at the computer every five minutes, or even more frequently, to see if there are new signals.
3. Don't trade too many markets at the same time. Most traders cannot realistically day trade more than several stocks, currencies, or commodities at the same time without either missing signals or making mistakes.
4. Use objective, rule-based entry techniques as opposed to interpretive techniques. To put it another way, don't trade on intuition or "gut feel" because that will not be profitable in the long run, even though initially you may achieve some success. Gut feel is not a trading method or system. Unfortunately, that is the approach most day traders use.
5. Employ strict, risk-based rules for managing your losses. Simply stated, do not assume more risk than your account can tolerate. I will give you some specific time-tested rules for doing so.
6. Use a profit-maximizing strategy that will, if properly implemented, extract the greatest possible profits from winning trades.
7. Be prepared financially and psychologically for a series of losing trades. It is not unusual for day traders to suffer from five to seven consecutive losses.
8. If and when you do suffer a series of consecutive losses, do not take the next profitable trade off your books quickly in order to compensate for the losses. Let your trades run their course by the rules.
9. Use a specific trading model that will help you not only generate your day trades but also determine what to do, when to do it, and how to do it. Having a trading model will also help you identify specific errors you may have made and when you made them.
10. Avoid excessive inputs to your trading strategy; having too much information is just as bad, if not worse, than having too little.
11. It is often better to trade in isolation than it is to surround yourself with news, the opinions of other traders, and a plethora of superfluous input from so-called experts.
In addition to the suggestions cited above, I will share with you in the pages that follow specific trading ideas, methods, and indicators that will give you the edge in day trading.
Finally, no book on day trading, or any type of trading for that matter, would be complete without a clear and concise statement about risk (yes, still another one). I'm certain that you have heard it all before, but I must repeat that day trading involves risk no matter what you may have been told by others. Despite the fact that when you day trade you have no overnight exposure to a loss, there is still exposure during the day. If you believe day trading is easy or that you are virtually guaranteed a profit, you are sadly mistaken. Day trading is at best demanding, time-consuming, and all too often frustrating. Day trading is not an instant cure to financial woes. Day trading is not a game, although many traders consider it to be one. Day trading is a business that, if done correctly and with discipline, can be profitable, but it is by no means easy or a sure thing.
Why Day Trade?
Success as a day trader: it's the American dream. It's the capitalist dream. It's the get-rich-quick dream. It's the entrepreneur's dream. It's the be-your-own-boss-and-work-from-anywhere dream. It's a dream that almost everyone has had at one time or another. But it's also a dream that very few get to pursue and very few get to fulfill. All markets—stock, commodity, and Forex—define volatility. In other words, they move back and forth, often rapidly, all day and all night long. The unstable economic backdrop in the United States and Europe has created an underlying sense of uncertainty that has, in turn, housed itself in a cloak of anxious trading. In order to capitalize on record price movements over small periods of time, professional traders have resorted to such techniques as flash trading, high-frequency trading, so-called dark pools, and algorithmic trading. These highly technical, computerized trading machines buy and sell stocks at a high frequency in large amounts in order to capitalize on small moves that occur during the day. The holding time for these positions is often a matter of seconds, as opposed to hours or days or weeks. It is estimated that some 60 percent of trading in stocks is now characterized by such ultra- short-term forays.
The average investor does not have the financial or technical resources to participate in this fastest of all games. The professional investor has been forced to participate in order to turn a profit in a game that has become highly competitive and highly regulated by government agencies. While professional traders and money managers have moved ahead into high-frequency trading, the day trading game, which was once their domain, has passed on to the average investor. Advances in computer technology, sophisticated software programs for technical analysis, historically low commission costs, and lightning-fast order execution using electronic entry have all combined to make day trading more accessible than ever before. We must not, however, equate accessibility with success. The mere fact that it is easier than ever to day trade does not ipso facto mean that all day traders will be successful. In fact, the reality of day trading can be quite grim. Most day traders are not successful. They have no idea what to do. Most are floundering in a sea of misinformation and disinformation within which it is difficult to obtain and implement strategies that facilitate consistent success.
Although many aspiring day traders see the stock, futures, and Forex markets as their vehicles to financial independence, much of this expectation has been shaped by ongoing promotional campaigns backed by exchanges and brokerage firms. As always, the task that awaits traders and investors is multifaceted:
1. In order to be successful as a day trader, it is critical to understand what day trading is, what it is not, and what to expect from it.
2. Specific trading strategies must be developed in advance in order to identify and isolate potentially profitable opportunities.
3. The markets in which a day trader will trade must be identified. It is not possible to successfully participate in many different markets at one time.
4. A structured procedure must be developed in order to implement objective and organized decisions.
5. Every aspiring and every practicing day trader must know in advance exactly how to determine the appropriate risk level for his account and financial capability. Without knowing the risk for each trade, the end result will most often be loss.
6. Every day trader must define and refine precise procedures to ensure that trades are not being made on the basis of emotion.
Simple as these challenges are to enumerate, they are exceedingly difficult to implement because they require numerous decisions, sufficient starting capital, and highly structured procedures and rules. Without training and education, most traders will not be able to achieve their goals.
Given the multilayered challenges that await and confront all aspiring and practicing day traders, one question naturally arises: why would someone want to day trade? Before we can address the issue of why someone wants to day trade, we need to understand the new definition of day trading. Why do I use the term new definition? Most markets now trade at least 20 hours a day continuously, while some are essentially 24-hour markets (e.g., Forex currency trading). Currency futures in Chicago are traded 23 hours a day. Stock index futures trade virtually around the clock. So, before discussing the why of day trading, we need to understand the what of day trading.
An insomniac can sit in front of her computer and literally trade 24 hours a day, six or even seven days a week. Realistically, this is not possible or palatable for most of us. On the other hand, we can implement day trades during the day session, which is more manageable and does not require attention 24 hours a day. In stocks the day session is clearly defined from the opening to the closing time of the stock market. In the futures markets, many exchanges have differentiated between the day session and the extended session.
For the purposes of this book, I will consider day trading to be entering and exiting trades during the course of the day session, as defined by the various exchanges or the particular markets or stocks that are being traded.
Within the context of this definition, there are a number of reasons I can suggest in support of day trading. Note, however, that all of these assume that day trading is approached from an objective standpoint, with specific rules for entry and exit and, moreover, specific rules for limiting losses. Now that we have defined day trading, we can look at some of the reasons for doing it.
While the primary reason to day trade is the obvious (mercenary) one—namely, to make money—that goal is unattainable unless other factors are taken care of first.
A viable reason for day trading that might not be obvious to most traders is that the day trader must exit trades by the end of the day. In so doing the day trader is forced not only to take profits but to take losses. Given that most traders blunder by carrying losses too long and exiting profits too quickly, being forced to exit by the end of the day is a great help to the trader who adheres to the requirement that the day trade must be closed out by the end of the day session.
That most obvious reason for day trading is last on my list of importance, and there are two aspects to it. The first part of this reason is, of course, to make a profit. Without a doubt today's volatile markets are conducive to this goal. As an example, I offer Figure 2.1, the Japanese yen futures, showing what can occur on an intraday basis in today's markets. This is not the exception to the rule. Consider also Figure 2.2, which shows the profit potential on an intraday basis in S&P 500 E-Mini futures. Observe that these potential profits all occurred within the course of a day. Remember also that the profits shown assume that a day trader would have been on the correct side of the market.
The second aspect of this last reason is to maximize your return on capital.
In order to take advantage of these and many more day trading opportunities I will show you how to:
1. Familiarize yourself with how the day trading game is played by professional traders
2. Give you the rules by which you must live as a day trader
3. Show you five day trading methods
4. Tell you how to select your day trades
5. Explain how to manage risk and maximize profits
6. Give you a structured daily procedure to help you focus
Given the broad scope of day trading, there are many opportunities that present themselves to the day trader. Within the course of the trading day we can implement trades in many different time frames and in many different markets. The possibilities can be, and in many cases prove to be, overwhelming. The newcomer to day trading frequently makes the mistake of either trying to do too much or being afraid and doing too little. Some day traders want to day trade stocks, futures, Forex, and cross currency spread all at the same time. On the other hand, many new day traders are attracted to either the Forex markets or S&P futures. I've heard some new traders say, "My goal is to make $500 per day trading E-Mini S&P futures. Once I have reached my goal, I'm done for the day." To me this means that the trader has arbitrarily decided to limit the profits he can make, which places a top on his potential profits. If there is to be a limit, then the trader should impose that limit on the losing side rather than on the winning one. There should be no limit to how much a trader wants to make each day.
Another problem I have seen is in quantity versus quality. The goal of many day traders is to trade as often as possible for relatively small moves. The hope or intention here is to do what has in the past been termed scalping but which recently has been given a more politically correct term: high-frequency trading. The problem for the average trader is that, although she may make a profit 15 or 20 times in a row for small money, one large loss will consume all of the previous profitable trades, or even exceed them.
The professional high-frequency trader buys and sells positions in a matter of seconds or even fractions of seconds, attempting to achieve large profits using large positions on small price moves. This is a classic issue: would you rather sell a million widgets for a dollar each or five widgets for $200,000 each? The average day trader cannot achieve success as a high-frequency trader and should not attempt to do so.
Excerpted from All About DAY TRADING by Jake Bernstein. Copyright © 2013 Jake Bernstein. Excerpted by permission of McGraw-Hill Education.
All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.


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Basic Care
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Elizabeth Taylor, Burl Ives and Paul Newman shine in Cat on a Hot Tin Roof (11.30pm TNT), Richard Brooks's well-made adaptation of the famous Tennessee Williams play.Reuse content
Digital, Cable and Satellite Television: Pick of the Day
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NED BEATTY (right) has been in a number of classy movies over the years - from Network through Deliverance to The Big Easy and Nashville. He is also currently starring in the latest offering from Robert Altman, Cookie's Fortune. But perhaps his finest hour came in Hear My Song (8pm FilmFour), a charming romantic comedy from Peter Chelsom. Beatty plays Josef Locke, a 1950's singer with such a beautiful voice it made women weep. At the peak of his fame, he was compelled to skip Britain and disappear for tax reasons. Now a down-on-his- luck concert promoter (Adrian Dunbar) is trying to locate him to boost his failing venue.


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100 strong flotilla supports Posselt's Mary River protest
Intrepid adventurer and kayaker Steve Posselt has safely reached Traveston Dam site on the Mary River.
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Intrepid adventurer and kayaker Steve Posselt has safely reached the point where the State Government's proposed Traveston Dam will be constructed on the Mary River.
Supported by a 100 strong flotilla including fellow protesters and local residents, Steve made a symbolic end to the first part of his journey aimed at drawing attention to the vulnerable ecosystem.
Now crossing the Great Sandy Strait, located between the mainland and Fraser Island, Steve says the importance of his voyage is only beginning to be realised.
"It was great to see all the craft on the river; with all these passionate people, who certainly aren't going to give up without a fight. I think the fight is just starting."
As the flotilla moved down the Mary River, protesters took time out to talk about the environmental impacts they believe damming the river will create.
"Interestingly one bloke stopped the flotilla half way down on a turtle nesting area and explained how the sand areas and the pools and the ripples all go together to create a unique circumstance; where you get unique species. That is, the Mary River Turtle and the Lung Fish," says Steve.
Spreading his message, "Don't Murray the Mary" signifying the similarity between the deteriorating Murray Darling and the Mary, Steve has 12 days remaining to encourage support for his campaign before finishing his 29 day trip in Brisbane.
"I guess one of the things people can say is, 'it doesn't really matter if you build a dam because you can keep species in captivity'. But I have a real problem if we have to put all the animals on the planet in a zoo to be able to see them."
He says surrounding ecosystems will also suffer if the dam goes ahead.
"I think a lot of people don't understand that places like the Great Sandy Strait are under threat too... It's got an ecosystem dependant on the Mary River.
The ecosystem here needs the flushing of the river to spawn the fish; so if you stop it with a dam then you gradually destroy the Great Sandy Strait and I just think that would be a tragedy.
Steve Posselt is due to reach Double Island Point, north of Noosa, on Wednesday.


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American Burnouts Versus Australian Burnouts PART 3
After 2,000 comments and a few hundred thousand views, the first two America V Australia burnout videos don't seem to have helped the problem. So in part 3, we hope we are able to rectify this problem. If the video responses are anything to go by, we're in for one hell of a long class......... Part 1 & 2 & 4 & 5 can be found here : American Vs Aussie Burnouts Part 1 : http://www.youtube.com/watch?v=rnCxSXoEcmE American Vs Aussie Burnouts Part 2 : http://www.youtube.com/watch?v=NYSZ7RV6v2Y American Vs Aussie Burnotus Part 4: http://www.youtube.com/watch?v=xLc7JuFAXxg American Vs Aussie Burnouts Part 5 : https://www.youtube.com/watch?v=J5EXc9Czpk0 http://www.modifiedcarforums.com
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Re: tent cabins
I'm guessing no but it doesn't say anything about that on the website. You can contact the outfit that handles reservations and as by calling (801) 559-4884 or emailing them via the web at
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4 Pet Care Jobs Found
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I am looking for a kind and patient dog walker for my two very old dogs. I am starting work in March and would like to meet with a person who could come to my home and take my dogs out for a short walk.
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We're going out of town overnight and are looking for someone to care for our 14 yo Nova Scotia Toller. She is very nice, does need a few pills at dinner time
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I am looking for a pet sitter who will stay in my home while my husband and I are on vacation. You will be caring for Thor (7-year-old pit/lab mix) Lucy (6-year-old pit/am staff mix) Loki (5 year old Shiba Inu) Norris (4 year old DSH) Dexter (2 year old Ragdoll) 2 fish tanks, as well as Cooper... More
Dog sitting for my little beagle in my home
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Someone who will stay in my home with my dog overnight. Then, during the day, he needs to be fed and walked in the morning, walked again between mid-day and late afternoon, and then fed and taken out for a quick potty break after supper and potty break again before bed time. He can be left alone at... More


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1. mPasskey & mUuid are not initialized in create() of BluetoothPairingEvent.
2. Use event codegen to implement BluetoothPairingEvent?
(According to comment: https://bugzilla.mozilla.org/show_bug.cgi?id=730992#c62)
About item (1), I'll separate BluetoothPairingEvent into two events. One contains deviceAddress & uuid, the other one contains deviceAddress & passkey.
Created attachment 653701 [details] [diff] [review]
v1: used codegen and add BluetoothAuthorizeEvent
Used event generator to create BluetoothPairingEvent and BluetoothAuthorizeEvent & avoid passing non-initialized or no-value property in an event.
Created attachment 653702 [details] [diff] [review]
v1: used codegen and add BluetoothAuthorizeEvent
Redundant modification removed.
Comment on attachment 653702 [details] [diff] [review]
v1: used codegen and add BluetoothAuthorizeEvent
Review of attachment 653702 [details] [diff] [review]:
::: dom/bluetooth/BluetoothAdapter.cpp
@@ +339,5 @@
> + e->InitBluetoothPairingEvent(NS_LITERAL_STRING("requestconfirmation"),
> + false,
> + false,
> + arr[0].value().get_nsString(),
> + arr[1].value().get_uint32_t());
Nit: Might want to put NS_ASSERTION checks on array length and value types.
Created attachment 654121 [details] [diff] [review]
Final: used codegen and add BluetoothAuthorizeEvent
Used NS_ASSERTION to verify parameter length and type.
Try: https://tbpl.mozilla.org/?tree=Try&rev=c05e571d1fe5
This patch was uploaded to inbound yesterday (See comment 7), but has not been merged to m-c. So added the "checkin-needed" label to notify.
Patches aren't checked in a second time to mozilla-central - someone just has to manually merge inbound to mozilla-central (which typically happens once a day). We have to wait for a green PGO run (which doesn't happen on every push), which when combined with discovering bustage/backing that out/waiting for green again (PGO runs take up to 4-5 hours), can mean merges are often delayed.
When this merges the mozilla-central changeset will be posted in the bug, and the bug marked fixed :-)
Thank you, Ed. My bad. I did understand how this worked. I asked this question is because this morning I found there's a patch already in m-c, was submitted later than mine. However, I just checked again and couldn't find that patch anymore. I must be so tired. :P
Thanks again. :)


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Funding Medical Costs with a Rollover from a Traditional IRA to a Health Savings Account
Several types of tax-deferred retirement accounts can be rolled over to a different type of tax-deferred account. One such rollover is the conversion of an individual retirement account to a health savings account. Tax filers who anticipate a future need to pay increased medical expenses may be able to transfer IRA funds to an HSA before withdrawing the funds tax-free. Contributions to a traditional IRA are not taxed up front, but distributions are normally taxed when eventually withdrawn. If the distribution is made early, an additional penalty may also be assessed. Unlike an IRA withdrawal, a distribution from an HSA is completely tax-free if used for qualified medical care. High-deductible health plan In order to perform a rollover to an HSA, you must have both a health savings account and a high-deductible health plan (HDHP). The financial account and the health-insurance policy work in conjunction. Funds from the HSA are withdrawn as needed to pay for the cost of medical care provided through the HDHP. Rollover amount The rollover of IRA funds to an HSA is referred to as a qualified HSA funding distribution. The amounts that can be rolled over are the same as the annual limitations for regular HSA contributions. For self-only coverage, the annual contribution limit in 2016 is $3,350. For family coverage, the maximum for 2016 is $6,650. Unlike with a regular HSA contribution, an individual does not receive a tax deduction for HSA funding received from an IRA. If you are age 55 or older by the end of the year, you may roll over an additional $1,000. If the amount of IRA funds rolled over is less than the overall HSA contribution limit, regular contributions may be added to reach the overall annual limit. Lifetime restriction An important factor to consider is that a rollover of IRA funds to an HSA is generally allowed only once in a lifetime. The only exception to the once-per-lifetime rule is if you change from single coverage to family coverage within a calendar year. A second rollover is permitted in the same year to fund the greater contribution limit of family coverage. As with most rollovers, the best option for moving the funds is a direct transfer from the IRA trustee to the HSA trustee. There is a testing period that applies to a qualified HSA funding distribution. A tax filer must remain eligible to participate in an HSA during the 12-month period following the rollover. Contact a financial planner from a company such as C & C Tax and Financial Services Inc for more information about tax-advantaged...read more
Avoid These 3 Mistakes When Using A Trust For Estate Planning
You've likely worked hard your entire life to build a career, raise a family, and accumulate substantial assets. Now it's time to plan a strategy for distributing those assets to your loved ones and favorite charities after you pass away. One effective tool to manage your legacy is a trust. A trust is a document that can give you more control over how and when your assets are distributed. It can also help you minimize probate costs and taxes, ensuring that more of your assets actually flow to your heirs. Trusts can be complicated, though, so it's important that you meet all rules and requirements in the setup and management of the document. Below are a few common mistakes to avoid with your trust. Not funding the trust. Much like a will, a trust is a document that manages the estate distribution process. However, one of the big differences with a trust is that the trust must have property specifically assigned to it. A trust's instructions can only be applied to property that is owned by the trust. If you never put property in the trust or fund the trust, the document's instructions are basically irrelevant. You can fund the trust in a variety of ways. One is to change the titling on certain accounts or assets so they are trust-owned. Another is to simply deposit money into bank accounts owned by the trust. Not naming beneficiaries. Another key difference between a will and a trust is how heirs are named. In a will, you can often generally state that the will covers all of your children or all of your descendants. In a trust, you need to be more specific. You have to list every beneficiary of the trust and also document how they are to benefit from the trust's assets. If a person isn't named as a trust beneficiary, they cannot receive any of the property or any income generated by the property. They also likely won't have any legal recourse to resolve the situation, as beneficiary designations usually can't be challenged. Not filing a tax return. Remember that a trust creates a completely new legal entity. While the assets in the trust may have come from you, they're technically not yours anymore. They're the property of the trust. That means your personal tax return doesn't cover those assets or the income generated by those assets. You'll need to file a trust tax return every year to meet your legal obligation. If you or your trustee fails to file a return, the trust could rack up fees and penalties. That could mean that the trust could actually owe money when you pass away, forcing assets to be liquidated rather than distributed to heirs. For more information, talk to an estate attorney or financial professional who works with trusts. They can help you reach your goals and...read more
2 Reasons To Utilize A Tax Recruiter
One of the more useful types of services to take advantage of during the tax season is a tax recruiter, mostly because of the many different ways in which this service can assist your company. Tax recruiters specialize in finding qualified tax professionals with all levels of experience in order to provide you with quality employees. Listed below are two of the reasons to hire a tax recruiter. Large Hiring Pool One of the biggest reasons to utilize a tax recruiter service is that it will provide you with access to a large pool of qualified professionals. A major reason for this is that a tax recruiter will spend a lot of time and money tracking down tax professionals from a number of job boards, social media, and through work placement programs. In addition, the hiring pool will be even larger as these firms will often keep track of previously-placed employees in order to place them with another employer if their previous job concluded or they left the job. This large hiring pool is also beneficial because it means that you can get a replacement employee quite quickly if you lose one. With a tax recruiter helping you out, turnover will not be as big of an issue as it might be if you were attempting to track down and hire tax professionals on your own. Time-Saving Another reason to utilize one of these tax recruiter services is because it can save you a lot of time. Instead of spending time interviewing multiple prospects and sifting through thousands of resumes, you can simply let the tax recruiter handle that for you. In this way, you can cut down on your workload because the recruitment service is only going to pass employee profiles on to you if they meet your experience, education, and other criteria. This will result in fewer interviews and not having to peruse a lot of resumes from unqualified individuals. This can also save you time because it can help you avoid interviewing prospective employees only to find out that they are unwilling to accept the hiring terms. For example, you can waste a lot of time interviewing and speaking with someone for a temporary position for tax season, only to find out that he or she is only interested in a permanent position. A tax recruiter will help you avoid this by sending over prospects that are fully aware of the hiring terms, such as the length of employment and if a permanent position is a possibility. Contact a tax recruiter today, like Tax Recruiting Specialists, in order to discuss how the service can help you with your company's individual needs. A tax recruiter can help you save time throughout the hiring process and provide you with access to a large hiring pool of highly qualified...read more
4 Tips For Getting Through A Tax Audit
Getting that dreaded letter from the IRS letting you know you're being audited doesn't have to strike fear into your heart. By being proactive and taking the appropriate actions, you will be able to smoothly navigate the audit process and come through with your finances and your sanity intact. Follow these four tips for surviving a tax audit: Hire a Professional There is no reason to handle this on your own. Taxes are complicated and audits in particular can quickly become time-consuming and confusing to manage without professional assistance. An experienced tax service or accountant will be able to quickly determine what exactly the IRS wants from you, and will handle most of the audit process for you, ensuring paperwork is accurate and on time. Don't Take it Personally Many tax audits are completely random: the IRS's computer system simply screened taxpayers at random and selected you using an algorithm. In other cases, you may have been audited deliberately due to something simple and relatively benign, like your reported income not exactly matching the W-9s and other income reporting forms the IRS received from your job(s). If you take the audit personally, you will quickly become anxious and paranoid, inflicting unnecessary stress on yourself. Gather Receipts and Other Documentation Your tax accountant will help you determine exactly what documentation the IRS is asking for. In many cases, you will only need to provide a few items, while a more comprehensive audit may require a significant amount of paperwork from the year in question. Gather all paper and electronic receipts and income documentation you have that matches what the IRS is asking for. If you tossed the documentation in question, you may need to do some serious legwork, including asking your employer for a copy of your pay stubs or asking your bank for old bank statements. Make a Plan for Going Forward While you can't go back in time and be more organized in the past, it's important to keep an audit trail moving forward. An audit trail simply means tracking your income, exemptions, and business expenses (ideally in a well-organized spreadsheet) and keeping copies of all documentation. This way, if you are audited again in the future you will be able to simply hand over your well-organized paperwork to your accountant, without any major hassle. By following these steps, even a scary tax audit will be a relative piece of cake. Contact a company like RJ. Garner CPA & Associates, PLC for more...read more
The Biggest Tax Return Mistakes That Could Delay Your Refund
Few people like doing taxes, and many take filing their federal income tax return as a chore they want to get out of the way as quickly as possible. Unfortunately, this leads to millions of mistakes on tax returns each year that delay the taxpayer's refund, cause them to miss out on deductions, or cost them money in fines and interest for underpayment. When you're filing your taxes, be aware of these common mistakes so you can avoid them. Failing to Sign Your Tax Return This is a simple step, but many people simply forget. Much of the time, this is because you fill out the form using computer software or using a professional tax preparer that prints everything out as if it's ready to send in to the IRS. The reason signing your tax return is so important is because you're swearing that your tax return is truthful, and a false return is a federal crime. If you don't remember to sign your tax return, it will be rejected and treated as if you never filed it at all. Forgetting Deductions There are hundreds if not thousands of possible deductions you can take on your tax return. Some are common, like mortgage interest and dependent children, but others are not. If it's your first year living on land classified as a farm or you bought a new, green air conditioner, you may not realize that there are special deductions that apply to you. These special deductions aren't simply checkboxes on your 1040 and require a special form that you may never even think to look for. Working with an experienced tax preparer who knows about these deductions and what questions to ask you could end up cutting your tax bill by thousands. Don't be penny wise but pound foolish by skipping the small cost of a professional preparer. Math Errors Math errors come in two forms. The first is simple arithmetic. No matter how good you think you are at math, don't try to to it by hand — one wrong digit could get you audited and fined. The other is by entering numbers wrong into your software. To ensure accuracy, gather all of your tax documents in one place, copy the numbers from the original form, and check everything twice. To make sure you avoid these and other mistakes on your federal income tax return, talk to a local tax services company, like Capital Accounting And Tax Service Inc,...read more
3 Things You Need To Know About Payroll
As a business owner, there are a lot of things you have to deal with on a regular basis. One of those things is payroll. Payroll can be extremely confusing and complex. There are a lot of rules and regulations that you want to make sure you adhere to in order to prevent being hit with a bunch of penalties and fees. To help you better understand your payroll, check out the following information. Employees should be properly classified. Workers are often classified as independent contractors or employees. Proper classification is important. Depending on how the workers are classified, their earnings will either be reported on a 1099 or a W-2. This also determines whether you are going to have to pay benefits to the individual. Workers who are independent contractors aren't subject to income tax withholding, whereas, employees are. Because of the differences between the two types of workers, it is more important than ever that you have them properly classified to prevent any possible penalties or discrepancies. 1099 forms have to be issued. Form 1099 is generally issued to any independent contractor or vendor who earns more than $600 during the fiscal year. Depending on what type of entity your business is classified as, you might not be required to issue one of these forms. If you are required to issue one of these forms and you don't do so, you could end up facing a pretty hefty penalty for not doing so. Gift cards, awards and prizes count as employee income. Many people don't realize that any prizes, awards or gift cards are forms of income. Even though you might perceive them as a gift to the employee, that individual is required to claim them as part of their income. This also means that income tax has to be withheld from that added income. Essentially, a gift card is the same as cash. Regardless of whether the gift card was worth $10 or $1,000, you have to include it in the employee's wages and tax them accordingly. Anytime the gift is the equivalent of cash, it has to be included in their wages. If you ever have any questions about what you should or shouldn't be doing with your payroll taxes, you can always take the time to go over everything with a licensed accounting professional. This will eliminate any confusion or possible penalties down the road. Contact a business, such as A & C Accounting & Tax, for more information about accounting services....read more
Filing Overdue Income Tax Returns for Multiple Years
For various reasons, some individuals do not file tax returns for a number of years. The reason might be of a personal nature, such as declining health. For other individuals, the possibility of owing money causes them to avoid tax preparation altogether. Regardless of the reason, outstanding income tax returns for earlier years can be completed and filed now. Filing tax returns for multiple years at once is not that uncommon. Tax forms are available for prior years, and most tax preparers have software for several recent years. Once you are committed to catching up on your tax filing, the first step is to organize all your information for the tax returns that need to be filed. Segregate IRS Forms by Year You might have many tax documents for multiple years stored together in a box or large envelope. If so, take the time to separate the documents by year. Most IRS tax forms have a specific year printed on the form. Gather Supporting Information for Each Year In addition to IRS forms, you may need other statements to complete your tax returns for earlier years. If you have any unreported self-employment income, calculate the amount of revenue received from the activity. Gather any supporting documents necessary to substantiate deductible expenses incurred during your time of self-employment. In addition to reporting income, you must also determine your filing status and number of dependents for each year. You may need to gather additional information concerning your spouse or dependents, such as education expenses. If you are eligible for an education tax credit or the earned income credit, those amounts could result in a tax refund. Consider Potential Penalties The good news is that there is no penalty for filing a late tax return if you are due a refund. The IRS does not usually pay interest on refunds. By receiving a refund on a late return, you have effectively granted the government an interest-free loan. If there is a balance due on an overdue return, penalties may be assessed both for paying late and for filing late. The failure-to-file penalty is 5 percent of the unpaid balance for each month, or portion of a month, that the return is late. The maximum amount assessed for the failure-to-file penalty is 25 percent of the balance. There may also be a failure-to-pay penalty of one-half percent of any unpaid balance for each month, or portion of a month, that the balance is outstanding. Interest is also likely to be charged for the duration between the original due date of each return and the payment date. Quite a few overdue tax returns actually result in refunds. Contact a tax preparer for further assistance in gathering together all the information necessary to handle years of unfiled tax...read more
Want Faster Employee Background Checks? Follow These Tips
Employee background checks can take time. The thoroughness of the check, record-keeping practices at the courthouse and your own internal systems can all affect the amount of time it takes to get a check completed. Fortunately, there are ways that you can speed up the process to make it go as quickly as possible. Read on to find out more. Use Digital Files Courthouses that keep paper records instead of digital files can significantly slow down the employee background check process. If you're running checks that require you to draw from institutions that are running behind the times, you could be waiting a while. While there's nothing you can do to make the courthouses update their records, choosing a fast background checking service will ensure that the process never slows down on your end. That's why it's important to go with a background checking service that will process your request digitally online. The faster you can get your request to your background checking company, the better. In addition, it's important to look for a service that has digital integration with courthouses that do have digitized records. If your background check company can send digital requests to courthouses that have digitized records, then the process becomes even faster. Choose the Right Level of Background Check for Your Needs The more in-depth the background check, the longer it may take to gather all the necessary information. Choosing a level of background check that's more thorough than necessary can slow you down. To avoid this problem, put together a list of information that you'll need from your background checks, then work with a representative from your employee background checking company to be sure that the searches you perform are producing just enough information and not more. Streamline the Process on Your End Put one person in charge of running the background checks at your company, and designate a second person as a backup. Make sure both people are fully trained in the process, and have them compile a list of all the information they need in order to successfully run a background check. Make sure the employees who are in charge of running background checks work from a checklist to keep themselves organized. This will help your company avoid internal delays that could slow the background checking process down. For more information about the best ways to speed up the process of running employee background checks, talk to a customer service representative at the company that runs your background checks, like AccuChex or another...read more
Claiming A Disabled Adult Family Member As A Tax Dependent
Some households include a disabled adult who is unable to work. Tax filers who provide support for a disabled adult family member may be able to claim that person as a tax dependent. The typical dependent is a child or a young adult student. The main difference in claiming a disabled adult is that the usual age requirement does not apply. An adult family member who is considered to be completely disabled may qualify as a dependent at any age. The other requirements to claim a disabled adult as a dependent are similar to the requirements for claiming a child. Relationship For tax purposes, the typical dependent is referred to a qualifying child. The term is actually more inclusive than it sounds. A qualifying child can be any descendant of you or your spouse. A qualifying child can even be any descendant of one of your siblings. A disabled dependent who is related to you as a qualifying child may also entitle you to claim the earned income credit. A family member who is not a qualifying child might be eligible to be claimed as the other type of dependent, referred to as a qualifying relative. A deduction for a qualifying relative provides a reduction in your taxable income, but it does not allow you to claim the earned income credit. Support The support test for a qualifying child is sometimes misconstrued. You don't necessarily have to provide over half of the individual's total support yourself. The requirement is that the individual does not provide over half of their own support. For a disabled adult, there may be other sources of support directly received by the individual that count toward their own support. The support test for a qualifying relative is different. To claim a qualifying relative, you must have provided over half of their total support for the year. Residency A disabled adult family member must have resided with you in the same household for over half the year to be claimed as a qualifying child. To be claimed as a qualifying relative, the individual must have lived with you for the entire year. A determination by a doctor is necessary to confirm a permanent disability. The medical conclusion should state that the family member is unable to work and that the disability is expected to last for at least a year or until death. Contact a tax preparer like Jack Landis And Company for more information about the tax consequences of caring for a disabled adult in your...read more
When To Include A State Income Tax Refund As Taxable Income
Tax filers are usually somewhat surprised to learn that a state tax refund may be taxable on their federal income tax return. There is sometimes some interplay between the state tax return and the federal tax return. Individuals who itemize their deductions in one year may be required to include some or all of a state refund as income on their federal income tax return the next year. There is a separate line on IRS Form 1040 to report a taxable state refund. A state refund is sometimes fully non-taxable, and it may sometimes be only partially taxable. A state income tax refund becomes taxable on a federal tax return only if the state refund is a recovery of an amount previously deducted. Overstatement of an itemized deduction State income tax withheld or paid is an allowable itemized deduction on your federal income tax return. To the extent that a deducted amount is refunded later, the original deduction is overstated. If any portion of the original state income tax deduction is refunded, you might have taxable income to the extent of the refund amount. Comparison with the standard deduction State tax refunds are not taxable to tax filers who consistently claim the standard deduction. All filers are entitled to receive the benefit of at least the standard deduction amount for their respective filing status. For tax filers who itemize deductions, a state refund is taxable only to the extent that the benefit derived from the added state tax deduction exceeds their standard deduction amount. Benefit derived above the standard deduction A state tax refund worksheet is included in the instructions for Form 1040 to calculate how much of a benefit was derived from a state refund. If you had other itemized deductions in excess of your standard deduction amount before adding in state taxes, the entire state refund is taxable. If your total itemized deductions exceeded your standard deduction amount only because of the added state tax deduction, only a portion of the state refund is taxable. The taxable portion of the state refund is limited to the amount by which your total itemized deductions for the year exceeded the standard deduction amount for your filing status. If only a portion of the state refund is taxable, the remaining portion is non-taxable. Most states issue an IRS Form 1099-G to recipients of income tax refunds after the end of each year. Form 1099-G simply reports the amount of the refund, but it is a good starting point for determining if any of the refund is taxable. Contact a tax preparation service like Tri Check Inc for more information about any aspects of federal or state income...read more


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Join Translogic's Jonathon Buckley as he drives Willow Springs International Raceway in a Dodge Challenger Hellcat.
1Dodge Challenger Hellcat at Willow Springs International Raceway | AutoblogVR
- Autoblog Staff
- Jan 24, 2017
- 1
9Driverless cars could be the future of racing | Translogic 202
- Autoblog Staff
- Jun 16, 2016
- 9
Translogic host Jonathon Buckley heads to Thunderhill Raceway for the first Autonomous Track Day. We catch up with Silicon Valley entrepreneur and event organizer Joshua Schachter to find out if driverless cars will ever race themselves.
4Translogic 169: Racing against Audi's autonomous RS7
- Autoblog Staff
- Jan 27, 2015
- 4
Translogic host Jonathon Buckley heads back to the Ascari Race Resort in Spain for an encounter with a track rival unlike any other. Watch as "Bucko" challenges "Bobby," Audi's autonomous Audi RS7 racecar to see who is quicker around the course. It's a classic tale of "man versus machine" in this episode of Translogic.
5Translogic 168: CES 2015 Roundup
- Autoblog Staff
- Jan 14, 2015
- 5
We head to CES 2015 to check out the latest gadgets and transport tech, including drones, Volkswagen's new gesture controls and an electric skateboard.
AddTranslogic 167: Best of 2014
- Autoblog Staff
- Dec 29, 2014
- Add
From piloting the Porsche 918 Spyder to thrashing waves on a water-powered Hoverboard, these are our favorite Translogic moments of 2014. Stay tuned next year as host Jonathon Buckely continues covering the latest in transportation technology across the globe.
17Translogic 166: Porsche 918 Spyder
- Adam Morath
- Dec 15, 2014
- 17
In the same month that Porsche announced that its 918 Spyder is sold out, Translogic is getting its first (and likely last) shot at the plug-in hybrid hypercar. Our drive starts off in a very civilized fashion as we tour the 918 Spyder's e-power and hybrid modes, but the fun really starts when the naturally aspirated 4.6-liter V8 engine roars to life in sport and race hybrid modes, augmenting the electric motors with an additional 608 horsepower for a total of 887.
9Translogic 165: 2015 Lexus RC F Biometrics Test
- Adam Morath
- Dec 1, 2014
- 9
A traditional vehicle review goes like this: Reviewer drives car, reviewer gathers thoughts, reviewer relays vehicle impressions to audience. But what if instead of explaining what it's like to drive a given car, the reviewer could simply show the audience their response to the vehicle? With advancements in wearable biometrics technology, it's now possible to replace car review adjectives with cold, hard data.
27Translogic 164: Driving the fuel cell vehicles of the 2014 LA Auto Show
- Adam Morath
- Nov 26, 2014
- 27
The LA Auto Show is known for its environmentally friendly vehicle debuts. At last year's show, hydrogen fuel cell concepts from Honda and Toyota joined a lease-ready Hyundai Tucson FCEV to cast a green hue over the convention center. This year, automakers took us a step closer to a fuel cell future by offering drives of their hydrogen-electric hybrids.
7Translogic 163: Acton Rocket Skates
- Adam Morath
- Nov 17, 2014
- 7
Some of the most memorable Road Runner cartoons feature Wile E. Coyote strapping rockets onto his roller skates in ill-advised attempts to catching the blindingly fast bird. Things never seemed to work out for Wile E., but they do seem to be looking up for Acton founder Peter Treadway. The first iteration of his electric motorized skates made their debut on KickStarter in 2012. His latest model of Acton Rocket Skates exceeded their funding goal by over $500,000 and set the internet abuzz.
29Translogic 162: Harley-Davidson Project LiveWire
- Adam Morath
- Nov 3, 2014
- 29
For many, Harley-Davidson stands for freedom, individuality and, most importantly, the loud, lumpy rumble of a powerful gas engine. That's why the storied motorcycle manufacturer has been cautious in its approach to electrification. In order to gauge response to an all-electric hog, Harley-Davidson has set out on a global tour dubbed Project LiveWire.
25Translogic 161: Detroit bike culture explored
- Adam Morath
- Oct 20, 2014
- 25
Detroit is known as the Motor City due to its rich automotive history and deep affinity for cars. So, what are all these people-powered, two-wheeled wonders doing everywhere?
AddTranslogic 160: Detroit Bus Company
- Adam Morath
- Oct 6, 2014
- Add
We've all heard the stories of Detroit's stretched city services failing its residents, but we hear less about the residents who have stepped up to fill the gaps for their community.
14Translogic 159: V2X Demonstrations at ITS World Congress
- Adam Morath
- Sep 22, 2014
- 14
A few years ago, the hot term in car connectivity was V2V, or vehicle-to-vehicle communication. Now, another techy abbreviation has taken hold: V2X, or vehicle-to-anything-you-can-imagine.
3Translogic 158: Works Electric Rover and Custom Chopper
- Adam Morath
- Sep 8, 2014
- 3
Translogic host Jonathon Buckley heads to Portland, OR on a mission to prove that scooters aren't just a toy fad. A motorized scooter can be a viable solution to the "last mile" problem many city commuters face.
2Translogic 157: Water-powered Hoverboard
- Adam Morath
- Aug 25, 2014
- 2
In 2012, Translogic featured a unique jet ski-powered device known as the Flyboard, which transformed its pilot into a sort of aquatic Iron Man. With hydro-thrusters at the hands and feet, Flyboard enabled water-powered flight and incredible ariel tricks.
21Translogic 156: Illuminati Motor Works Seven
- Adam Morath
- Aug 11, 2014
- 21
In 2007, the Automotive X-Prize offered a $10 million purse for the development of a street-legal car capable of achieving 100 miles per gallon equivalent. As intended, the challenge spurred innovation and creative thinking, leading to some of the most interesting green concepts we've seen at Translogic.
27Translogic 155: 2014 Cadillac ELR
- Adam Morath
- Jul 28, 2014
- 27
For the past decade, Cadillac has been searching for ways to breathe life into its lineup of luxury sedans and SUVs. While it has enjoyed recent success with the CTS and Escalade, brand perception still skews older and stuffier than Caddy's German and Japanese counterparts.
72Translogic 154: Elio Motors
- Adam Morath
- Jul 14, 2014
- 72
What does the three-wheeled, super-efficient Elio have in common with a gas-guzzling Hummer? Both use a standard internal combustion engine in favor of a hybrid or electric setup, and the Elio will be built in the same Louisiana factory that once hummed to the tune of H3 production. The similarities end there.
24Translogic 153: 2015 BMW i8
- Adam Morath
- Jun 30, 2014
- 24
The 2015 BMW i8 is the second model in the Bavarian automaker's eco-friendly i-branded lineup. The i8's plug-in hybrid powertrain combines a turbocharged 1.5-liter three-cylinder engine with a 96-kilowatt electric motor to make 357 horsepower and 420 pound-feet of torque. Together, this gas-electric mechanical duo is capable of propelling the groundbreaking carbon-fiber sports coupe from 0 to 60 miles per hour in just 4.2 seconds.
21Translogic 152: Lamborghini Huracán LP 610-4
- Adam Morath
- Jun 16, 2014
- 21
Host Jonathon Buckley heads to the Circuito Ascari in Ronda, Spain to check the tech on the all-new Lamborghini Huracán LP 610-4. For Huracán, good things comes in threes: three driving modes, three gyroscopes and three accelerometers. Can all this technology combine with a 610 horsepower V10 engine to help Huracán surpass its predecessor, Lamborghini's best-selling Gallardo? Watch now to find out.
41Translogic 151: Mission Motorcycles
- Adam Morath
- Jun 2, 2014
- 41
Translogic's new host Jonathon Buckley heads to La Honda, CA for the chance to ride the Mission RS electric motorcycle. Can this plug-in superbike from Mission Motorcycles keep up with the gas-powered competition? Jonathon puts the RS to the test, then sits down with Mission Motorcycles' founder and CEO Mark Seeger for some further insight.
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- Fastest-depreciating cars in the United States
- Find and compare 2017 Models


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text: Will New Rupert Murdoch Luxury Mag Dare To Be "Frank"?Moe1/29/08 12:30pmFiled to: pursuits of uncrappynessMag HagRupert MurdochWall Street JournalGawkermaghagthe face38EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Rupert Murdoch is launching another ladymag! And we're kind of excited. (As you may know, Rupert's first foray into this market happened last fall with the launch of Page Six Magazine, a weekly that, depending on your point of view, is either depressingly, apocalypse usher-innningly dumbed-down — or about as smart as anything devoted to shopping, restaurants and recreational drug trends of young Manhattan professionals deserves to be.) (My point of view on this changes pretty much every week.) But Rupert's latest venture has the potential to be more our speed: it's Pursuits — or maybe, a magazine not named Pursuits, a glossy to be located within every weekend issue of the Wall Street Journal. And the editor is Tina Gaudoin, a lady who has had a lot of jobs but blah blah I'm going to focus on this magazine she launched my freshman year of college when I was still naive and aspirational and cool-seeking. Frank was a sister publication to The Face, and it was supposed to be a women's magazine like none had ever existed. Advertisement "Free from horoscopes, letters and sensationalized sex stories," it promised to instead deliver "frocks, politics, lipstick, handbags, human rights, babies, gardening, stilettos, fridge magnets." Its target age range was 15-40. I bought every issue I could get my hands on at the campus international bookstore/clove cigarette purveyor. But...No one else did. In one of those cases of tremendous pressure meets limited funding meets entrenched competition, Frank shut down after less than two years. Advertisement Pursuits will be a whole nother story. It's not a women's magazine but a magazine that must appeal to women in order to win over the Sunday advertisers the Journal craves. It won't rely on the "blink" psychology of newsstand sales. It doesn't have to appeal to 15-year-olds or run horoscopes. It doesn't have to be at all "cool." Maybe, with all those advantages, Tina Gaudoin will be able to put together a magazine that is, actually somewhat "frank"?Funnily enough, a lot of people thought they'd hand the reins to another Frank, as in Robert Frank, the newspaper's chronicler of the uberwealthy and how they live and author of the book Richistan — wisely, they found someone who might be a little less openly contemptuous of the wealth of its most valuable readers. Personally, I could use a weekly magazine edited by Thomas Frank, but no one asked me.Editor is picked at WSJ Mag [NY Post]Reply38 repliesLeave a reply


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kathyle Review
microplush comforter !!!
I love it and cant not wait to give it to my son. My 4 bedrooms house are filled with overstock comforter sets .and I got lot of comments on these great products ! thanks
- How did the color on site compare with the actual product? true color
- Please tell us about the quality of the product. this is the best comforter set that I have ever seen for kids. it is so soft and the print is so handsome. I love it so much and thinking to buy an other set for my son. Thanks overstock.com I am always have great customer services and your products are very good .
- How accurate was the on site description of the product? the accurate was good as description
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What could have been a sentimental train wreck emerges as a funny and touching portrait of three bruised people. show more
The movie is filled with small moments of tenderness, insight and considerable wisdom. show more
The film, with its painterly juxtapositions of dockside industry, green hills, and cloud-scudded sky, is full of misguided motives and fairy-tale fraud. But it rings true at heart. show more


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|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Chris Hostetter <hossman_luc...@fucit.org>
|Re: count hits sorted by the field
|Fri, 28 Mar 2008 03:24:30 GMT
: I want to count the hits sorted by the field. : For example: Field: "table" : Values of Field:"tab1","tab2","tab3","tab4" : : I need to know how many hits are in "tab1", ,"tab2","tab3","tab4" : : How to implement it (Hitcollector, Sort?)? 1) your use of the term "sorted" in your problem statement is very confusing, since the example of your problem doesn't seem to have anything to do with sorting. you need to elaborate on what exactly it is you are trying to achieve. 2) please post follow up questions/discussion regarding this topic on java-user... http://people.apache.org/~hossman/#java-dev Your question is better suited for the java-user@lucene mailing list ... not the java-dev@lucene list. java-dev is for discussing development of the internals of the Lucene Java library ... it is *not* the appropriate place to ask questions about how to use the Lucene Java library when developing your own applications. Please resend your message to the java-user mailing list, where you are likely to get more/better responses since that list also has a larger number of subscribers. -Hoss --------------------------------------------------------------------- To unsubscribe, e-mail: firstname.lastname@example.com For additional commands, e-mail: email@example.com
|View raw message


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very quick
Do you have a PDF doc that you can't edit? You have come to the right place...I will turn your PDF doc into an editable Word doc. This is what you get: - Your PDF file converted into an Office Word doc
very quick
Got it right the first time! I'm a happy client.
Good work.
Great work - very quick turnaround


text:
A double to the confrontational Albanian was the difference, but the result may well be remembered for the contentious penalty he won that led to the game's decisive goal
Glory led from the 51st minute to the 84th, before referee Jarred Gillett awarded the home side a penalty in the final seconds, when Besart Berisha appeared to have been taken down in the box.
Perth remonstrated furiously, immediately and ceaselessly, with replays showing negligible contact, if any. But they were powerless to stop Berisha hammering home the spot kick to claim a brace and win the game.
Glory had been on the cusp of a historic win after taking the lead when a cross deflected off Ivan Franjic for an own goal in the 51st minute.
Billy Mehmet was the architect, splitting the Roar open with a scything run through the midfield before dishing to the right flank, where Travis Dodd skidded through a low cross that ricocheted off Franjic into the back of the net for an own goal.
Brisbane probed and pushed relentlessly in chase of their equaliser and in the end it was delivered through the most likely suspects, with A-League player of the year Thomas Broich sending in the perfect cross for golden boot winner Berisha to steer past a helpless Danny Vukovic.
Captain Jacob Burns was instrumental for the visitors, breaking Brisbane's momentum in the midfield on countless occasions and for the most part keeping Berisha frustrated and ineffectual.
Dean Heffernan left the visitors at 10 men for the final seconds, after hacking out Franjic's legs in injury time to collect his second yellow card, having earned his first for a harsh challenge on Broich in the first.
Tension at Suncorp Stadium grew exponentially through the contest, with the 50334-strong crowd weathering a cagey opening half-hour before the game opened up and the final 40 minutes were played with the Roar in hot pursuit.
Brisbane began to make inroads for the first time shortly before half-time, creating chances for Mitch Nichols and Berisha, before going within a finger tip of taking the lead in the 41st minute when Glory stopper Danny Vukovic made a diving save to thwart a drive from Franjic.
Perth's first scare came at the quarter-hour mark, with the A-League's all-time leading goal-scorer Shane Smeltz leveled and split from nose to lip after taking an elbow to the face in a bone-shaking collision with Roar skipper Matt Smith.
Three minutes of treatment later and with heavy strapping around the face, Smeltz was able to continue and the Glory fans were able to breathe a sigh of relief.
Broich had been held relatively quiet in the first, but he gave a great display of his class in the 50th minute, jinking between multiple defenders and firing hard at goal, where Vukovic could only parry away.
Brisbane's experience was nowhere to be seen in a nervous start to the contest, exhibiting an uncharacteristic, long-passing game and conceding a spate of soft turnovers inside the opening five minutes.
There was plenty of feeling between the two sides throughout the entire contest - highlighted by a running battle between firebrands Berisha and Burns - but A-League referee of the year Gillett took control, handing Glory's Liam Miller the first card of the match in the 10th minute.
The late, late penalty was hardly the end of the drama, either, with Broich mistakenly awarded the Joe Marston Medal instead of Burns, and reports emerging on social media that Gillett's girlfriend was on the staff of Brisbane Roar.


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Cancer Rehabilitation
About Our Service
Our program helps cancer survivors physically and emotionally heal from the side-effects of treatments. The program is called STAR® – Survivorship Training and Rehab. Our team of certified STAR Clinicians® includes physical therapists, occupational therapists, speech-language pathologists, nurses, social workers and physicians.
Our comprehensive rehabilitation can help minimize side effects after cancer treatment, such as joint pain and stiffness, limb swelling, weakness, memory problems, balance and difficulty with talking or swallowing. Our program is open to everyone no matter the prognosis, cancer stage or phase of recovery.


text:
Android Mobile app Expert Coder
- Status Closed
- Budget $1500 - $3000 USD
- Total Bids 38
Project Description
I have a revolutionary Mobile app that I need developed. There are many level involved that will need to be built from scratch. It's a video editing, sharing and organizing app. I have a tight budget, so the person will need to be very flexible on the fees. This will be a great opportunity to improve your skills and add a great app to your development portfolio.
Must be responsive, extremely talented, a problem solver and provide quality. Please only apply if you can develop extremely difficult app for low fee. I've had 4 other developers try to complete, but after they receive payments or hourly funds they abandon and keep money.
My app consists of 7 total module, but I need module 3 completed first as it's the most difficult and the heart of the app. I will share more details during the interview process.Get free quotes for a project like this
Skills Required
Looking to make some money?
- Set your budget and the timeframe
- Outline your proposal
- Get paid for your work
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- Forbes
- The New York Times
- Time
- Wall Street Journal
- Times Online


text:
Sorry, this product is currently not available.
Product information
Lager Beer
Tiger Beer is a refreshing and full bodied lager beer with a light straw colour, soft beady aroma and a hint of tropical fruit. Its malty character is immediately noticeable, with a silky texture on the palate and has a clean, crisp finish when served chilled.
Tiger is a premium world lager with true heritage and authenticity. Since 1932, it has been brewed with dedication to a unique Far Eastern recipe with the finest quality hops and malted barley. Tiger has a distinctive taste that is winning the world over with 40 international awards to date.
Pack Size: 640ml
- World acclaimed
- Award winning full-bodied beer
- Born in Singapore
- A bold lager, born in the heart of Asia
- A uniquely refreshing, full-bodied beer
Allergy Information:
- Contains: Barley
Tasting Notes:
Tiger Beer is a refreshing and full bodied lager beer with a light straw colour, soft beady aroma and a hint of tropical fruit. Its malty character is immediately noticeable, with a silky texture on the palate and has a clean, crisp finish when served chilled
|Alcohol Units
|4.8% vol.
|Pack Quantity
|Pack Measure
|United Kingdom
|Alcohol Type
Storage Type:
Alcohol Unit Other Text:
3.1 UK Units per bottle
Please Enjoy Responsibly
UK Chief Medical Officers Recommend that adults do not regularly exceed:
Men 3-4 Units Daily
Women 2-3 Units Daily
drinkaware.co.uk for the facts
Country of Origin:
United Kingdom
Origin Free Text:
Brewed in the UK
Preparation and Usage:
Tiger beer has a bold, distinctive flavour, which perfectly compliments both spicy and fragrant dishes.
For optimal enjoyment, served chilled at 4°-6°C (40°-43°F).
Name and Address:
Brewed by:
Heineken UK Limited,
3-4 Broadway Park,
Return To:
Heineken UK Limited,
3-4 Broadway Park,
Consumer Careline 0345 030 3281
Lower Age Limit:
Statutory Years : 18
Net Contents:
640 Millilitres ℮
Using product information
While every care has been taken to ensure product information is correct, food products are constantly being reformulated, so ingredients, nutrition content, dietary and allergens may change. You should always read the product label and not rely solely on the information provided on the website.
If you have any queries, or you'd like advice on any Tesco brand products, please contact Tesco Customer Services, or the product manufacturer if not a Tesco brand product.
Although product information is regularly updated, Tesco is unable to accept liability for any incorrect information. This does not affect your statutory rights.
This information is supplied for personal use only, and may not be reproduced in any way without the prior consent of Tesco Stores Limited nor without due acknowledgement.
Tesco © Copyright 2013


text:
hmcubbyfan Review
Save your money
I bought the 3-piece Classico luggage set for my son for Christmas. Admittedly, I bought it mainly for its appearance, as it looks very classy and Overstock had a very good deal on the price. The first time he used it, one of the wheels broke off. The entire wheel mechanism was intact, so it obviously wasn't attached to anything other than the plastic outer skin of the suitcase. My advice -- spend a few dollars more and get a name-brand item.
- Please tell us about the quality of the product. This luggage is of very poor quality.
- Was the product free of any manufacturer defects? Don't know.
Was This Review Helpful?


text:
Spring Break
Children's Choral Music Clinic
South Central Nebraska Children's Chorale (SCNCC) along with a guest children's choir will participate in a choral music clinic. A Combined concert will follow. Time and location to be announced.
contact 402-461-7448 to verify date and time
Chapel Service
Music Hour
HC Music Students will perform. Call 402-461-7448 to verify date and time.
SAI Concert
Members of Sigma Alpha Iota will perform in honor of Women's History Month. Please call 402-461-7448 to verify date and time
Admissions - Bronco Visit Day
Gladys Frisch Piano Festival
Piano Festival featuring a workshop, recitals and guest clinician/performance.
Contact Dr. Sokasits at firstname.lastname@example.com or Mrs. Murphy at email@example.com for more information.
HC Wind Ensemble Community Concert


text:
Generate Leads For Merchant Bankcard Site
This project received 3 bids from talented freelancers with an average bid price of $68 USD.Get free quotes for a project like this
Project Budget$30 - $250 USD
Total Bids3
Project Description
Project Objective:
Increase quality traffic to my web site [url removed, login to view]
I am looking for traffic/leads to my web site. This traffic should be from the US and
Consist of small business owners either looking to accept credit cards or trying to get
A lower rate on there current credit card processing.
I am looking for a combination of the following:
-Banner advertising
-Classified ad postings
-Social media advertising
-Craigslsit/Backpage advertising
I am looking for at least 50 REAL leads per week on a weekly basis.
I will pay up to $[url removed, login to view] per lead.
When bidding please quote a weekly cost and make sure the milestone payment does not
Exceed 25% of the initial payment
If you do not have positive reviews please do not bid you will not be considered.
Skills Required
Looking to make some money?
- Set your budget and the timeframe
- Outline your proposal
- Get paid for your work
Hire Freelancers who also bid on this project
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- Forbes
- The New York Times
- Time
- Wall Street Journal
- Times Online


text:
There appears to be a compromise on a bill to grant benefits to people who finish military or volunteer service. Under the compromise, the benefits will be limited to seven years after the end of one's service.
Justice Minister Tzipi Livni appealed the original language of the legislation, which put no time limit on the benefit. Agreement on the language between the proposal's sponsor, Member of Knesset Yariv Levin, and Knesset Legal Advisor Eyal Ynon will lead to Livni withdrawing her appeal from before the Ministerial Committee on Legislation.
Tags:Tzipi Livni, Yariv Levin, Ministerial Committee on Legislation, benefits, compromise, Eyal Ynon, military service, volunteer service, time limit


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Normal 0
In thanksgiving for their symphony all summer long;
I hoisted a birdfeeder on my balcony;
For those mirthful minstrels who filled my summer air with song.
The preening fashionista of my feeder is the finch;
Who with chirping chime and twittering delight
Comes in eloquent splendour his prandium to pinch,
To my perch, in green and gold and kaleidoscopic colours to alight.
My generosity is now hideously displaced;
As the boughs heavy with their fruit they weep and hang;
But my friends who from the undergrowth come with golden glittering flittering haste;
By crow and magpie rooks and vagabond; scavengers who neither charmed nor ever sang
Yes that hooded slate eyed crow perches from a nearby tree, and peers out;
And now like Leda he takes the feeder and ravishes its peanut flesh;
With a beak of anvil black; he twists and turns his raped victim as he ravishes himself about;
While my perky thrifty songbirds take the seed he spills grotesquely from the mesh.
And of a sudden the charming songsters are scattered by the Rook's raucous and thunderous plunder,
And left to crawl and peck the falling crumbs from the table, under
Reign unchallenged over all the dispossessed and smaller creatures of flight
But observing them, a method I contrived.
To spare the feed for the chirpy charmers from the hedge
By elongating the suspended loop, I've devised.
And thwarted the scavengers from gaining purchase on theLedge ,
And for three days now the crows have taken flight;
They scowl in a vengeful huddle in the trees in congress conspiring;
All the while keeping the merry feasting songbirds in their wrathful sight;
And I bask again in rapt wonder as they sadly serenade each falling leaf of the season slowly dying
But have no doubt that the calculating coven in the trees, are even now conspiring;
Another assault on my small offering to my mirthful companions of the daylong ochestra.;
© Copyright 2017 donkylemore. All rights reserved.
Status: Finished
Genre: Poetry
Short Story / Commercial Fiction
Poem / Flash Fiction
Essay / Memoir
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text: Seller: junkforfun (3,280) 100%, Location: Lisbon, Ohio, Ships to: US & many other countries, Item: 152337778495 Set of 4 + drawer pulls, fair condition, plating looks better in photos than it actually is. Please look carefully at photos and ask any questions not sufficiently answered in description because all sales are final once auction is won. I ship to USA and overseas only through the Ebay shipping center, rates for shipping based on weight and location. I provide combined shipping of auctions won within a week of each other, and a combined total will be provided upon request. Must be paid on one invoice to get discount, so if it does not come up with the discount, request total prior to paying. bined shipping of auctions won within a week of each other, and a combined total will be provided upon request. Must be paid on one invoice to get discount, so if it does not come up with the discount, request total prior to paying. Please complete the EBay checkout within three days of the auction's end. Payment must be through PayPal. Payment is expected in 5 days unless other arrangements are made. Your item will ship within two days of receipt of cleared PayPal payment. Customer satisfaction is very important to me. I try to describe each item as honestly and accurately as I can, and will respond promptly to any questions you might have prior to bidding, therefore all sales are final once item is won. However, if there has been a mistake on my part in the listing that results in a misrepresentation of the item please contact me within 3 days of receiving it and let me know. I will accept its return and you will be given a full refund when I receive it back. I ALWAYS post feedback. Timely checkout and payment within 5 days will result in positive feedback. If there is a need to do a layaway or an extension, as long as I've been contacted and the terms of the agreement are met you will receive positive feedback. I really hate to leave neutral and negative, but after normal reminders if I get no response I feel it is necessary to keep the integrity of the EBay community and post appropriate feedback. In turn I would appreciate winners of my auctions to post feedback for me. If you are unhappy with the transaction I would appreciate being given a chance to resolve the problem prior to your posting neutral or negative feedback. Smoke Free Home Thank you for viewing this auction. Please check out my other "JUNKFORFUN" and Happy Ebaying!!!!!!! Condition: Fair used condition


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1. I was able to meet Amanda, of Feast Fashion Faves, at my last DIY event at the Palihouse, where she made this beauty. Great job and amazing color choices!!
2. I stumbled upon this a little while ago and loved how Meg, of Small Friendly, put a fun spin on the envelope clutch. Adorable!
3. Earlier today, I received a tweet from Toronto Shopaholic, showing me her take on the painted rhinestone DIY! I loved the necklace choice and bright color mix!! Wonderful job!
Check out the full tutorials in our gallery: HERE.
I'd love to see your SwellMayde creations and post them in a future reader's appreciation post.
Email me at email@example.com.


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- Home
- Craft & Hobby
- Craft Paint & Stencils
- Finishes and Stains
- FolkArt® Painted Finish Kit: Faux Rust Paint Effect
FolkArt® Painted Finish Kit: Faux Rust Paint Effect
Product ID : 10014494
Want to finish your project with a rust paint effect? Our FolkArt® faux rust paint kit makes it easy to create vintage looks and industrial textures.
Each kit includes two 2 ounce bottles of paint that looks like rust - one light, one dark. Match the hue of rust effect paint to your project, or layer them for even more depth and interest.
- FolkArt® Painted Finishes kit
- Faux rust paint effect
- Use on wood, metal, clay, paper, plastic & more
- Indoor/outdoor
- Apply with a stiff bristled brush
- Water-based for easy cleanup
- Non-toxic
Product Type : Folk Art
Our Price: $5.97
1 faux rust paint kit per package.


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Welcome to Blaze!
About Ron Kraemer:
Blaze is owned and operated by Ron Kraemer, a lifelong Oceanside resident, NYC Fire Department Lieutenant, and father of four. Ron is the head coach of the Mepham Girls lacrosse team and prior to joining Mepham, he was part of the Herricks Boys lacrosse staff.
Ron majored in physical education in college and played college lacrosse where he was part of a National Championship team. Ron plays on the FDNY Lacrosse team and played lacrosse in the World Police and Fire Olympic Games in New York City in August 2011 where his FDNY team won the Bronze medal.
He is a certified US Lacrosse coach and Positive Coaching Alliance certified. Ron keeps current on new coaching techniques by attending training, research and working with students regularly. Ron's passion for coaching shows in his one-on-one, small group and larger group training sessions. His goals include teaching the proper techniques so that the students can practice correctly on their own and helping each individual student to reach his/her own potential, all while having fun.
Why we created Blaze:
Ron always wanted to be a teacher and a coach and chose that path in college. He also followed the path of his grandfather and became a Rockville Centre volunteer fireman and learned that he loved firefighting as well. He took the NYC fire department test and earned a perfect score. He chose firefighting as a career and never looked back, but always kept his coaching passion alive by volunteer coaching whenever he could. He remembers the impact that positive coaches had on his life and he truly believes that the skills you learn when on a team transcend in all aspects of work and family life. Ron decided it was a time to reach more students through the creation of Blaze.
"Hard work without talent is a shame, talent without hard work is a tragedy."
"The achievements of an organization are the results of the combined effort of each individual."
"Success is not final, failure is not fatal. It's courage that counts."


text:
Johnny Depp, Phillip Seymour Hoffman Rumored as Next Serious Actors to Stretch as Bat-Villains
The Golden Age of Villainy may be upon us. Between the accolades and eventual Oscar for Javier Bardem's singular evildoer in No Country For Old Men and the virtual repeat of the same cycle this year for Heath Ledger's Joker, no prospect stokes A-list egos these days quite like a chance to OD on wretchedness. Sony has enough confidence in the era to have undertaken development on the Spider-Man spinoff Venom, a full-length riff on Topher Grace's enemy from Spider-Man 3 that, naturally, will be recast with someone likelier to open a blockbuster. And now, after a few days of Angelina Jolie/Catwoman rumors tailing the Dark Knight follow-up, Philip Seymour Hoffman and Johnny Depp reportedly want a piece of the Bat-action:
Heath Ledger's performance as The Joker has set the bar high for Gotham City villains, but reports in the US say studio bosses have set their sights on Depp as The Riddler and Philip Seymour Hoffman as The Penguin. "Producers are convinced that the role of The Riddler is perfect for Depp. Johnny's a pro. He'll be able to take direction and still make the character his own. And what better Penguin is there than Philip Seymour Hoffman?" a source said.


text:
My bovine little brudder
makes guests at our house shudder
For who has seen
a human being
with horns and hooves and udder?
We love the boy, and yet
can't get his genes reset
It's our dad's dream
- free milk and cream -
that keeps us from the vet
My mother's greatest fear:
One day, he'll disappear
My dad will say
'He's gone astray,'
and grin from ear to ear
And so we'll grit our teeth
and hide our guilt and grief
on his return
our stomachs churn -
A year's supply of beef!
© Copyright 2017 Chris Gerard. All rights reserved.
Status: Finished
Genre: Humor
brudder's udder?!? So glad you're back. Miss the smash-slapstick hit of mad funny bone-ness - a Gerard special.
so enjoy laughing at you writing!
Kindest regards, Connie
where in your head are these little ditties residing before they come out? so creative, demented, and fun.
LOL, loved it. We are amused!!
Your best yet. I liked this poem alot. Very amusing. A good read. Mike
a brudder with udders? The poor thing is not only a bovine, he has gender issues. Only female cows have udders and give milk :) This was very cute. I liked it muchly, Chris.
Funny,clever. I guess the steaks are on you!
Thank you, but you're out of luck as far as the steaks go - he only got taken to Dr Walmart's therapeutic abbatoir, didn't he, where we're told he's doing very well. As for thinking it's funny, I'm surprised at you. Don't think I'll be sharing any more family traumas with you for a while.
hilarious.....i had a grandpa who was an old goat but that is a different story....i like your take on things....i read this in a library and the forces that be shushed me for giggling
Haha. Thanks Mr Wordsmith, that's good to know. I've had some of my writing read in libraries before, but they kept repainting the toilet walls. Strangely, I've actually been searching today for a story I wrote about a goat. He may or may not turn out to be your Grandpa, but I can assure you he is a very nice goat, so don't even think about litigation.
I love this! I find it's not often youfind a good limerick but this is excellent!
Your style of poetry is one that particularly appeals to me.
I enjoyed every word.
Excellent, as I've quickly come to expect from you. 'He's gone astray' made me laugh. I salute your cunning linguistic skills.
wow, this is great! Your poems are intelligent, yet still understandable.
Thank you Rosalind. I'm glad you understand my poems; maybe you could explain them to me! Someone in Norway reading my work - that is fantastic. I was looking forward to reading your work but your story wouldn't open. I'll keep trying, hope I'll hear from you again! :O)
love it! Such a great little poem, full of humor-both dark and light hearted. bravo!
oh gosh. So amusing!
there is only one thing about your poetry I really don't like: it makes me want to read more and more and I keep losing sleep because of it!
Here it is, 12 am ish and I'm still up reading Gerards poetry!! Your stuff is dangerously addictive!!
Short Story / Action and Adventure
Short Story / Humor
Poem / Humor
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text:
Run by employers for employers, we represent more than 400,000 small and medium businesses across Queensland. Join today for essential advice, services and tools to power your business potential.
Voice of
We are businesses' strongest advocate, reaching an audience of 123 million last year.
Boost productivity and profits with our range of essential business products.
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text:
These two verses show the intolerable mischief, 1. Of ungoverned passion. The wrath of a fool, who when he is provoked cares not what he says and does, is more grievous than a great stone or a load of sand. It lies heavily upon himself. Those who have no command of their passions do themselves even sink under the load of them. The wrath of a fool lies heavily upon those he is enraged at, to whom, in his fury, he will be in danger of doing some mischief. It is therefore our wisdom not to give provocation to a fool, but, if he be in a passion, to get out of his way. 2. Of rooted malice, which is as much worse than the former as coals of juniper are worse than a fire of thorns. Wrath (it is true) is cruel, and does many a barbarous thing, and anger is outrageous; but a secret enmity at the person of another, an envy at his prosperity, and a desire of revenge for some injury or affront, are much more mischievous. One may avoid a sudden heat, as David escaped Saul's javelin, but when it grows, as Saul's did, to a settled envy, there is no standing before it; it will pursue; it will overtake. He that grieves at the good of another will be still contriving to do him hurt, and will keep his anger for ever.
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