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The Consumer Financial Protection Bureau has issued a 45-page Small Entity Compliance Guide for the Ability-to-Repay (ATR) and Qualified Mortgage Rule. The guide, published on April 10, 2013, indicates that its purpose is to provide an easy-to-use summary of the rule that also highlights issues that small creditors, and those who work with them, might find helpful to consider. The guide also states that it meets the requirements of the Small Business Regulatory Enforcement Fairness Act of 1996, which requires that the CFPB issue small-entity guidance.
The CFPB stated in its press release that its goal for the guide was "to provide a comprehensive rule summary in a plain language and FAQ format, which makes the content more accessible and consumable for a broad array of industry constituents, especially smaller businesses with limited legal and compliance staff." Nevertheless, the CFPB cautions that the guide is not a substitute for the ATR rule.
The guide provides an overview of the rule's requirements, including implementation tips along the way. A tip concerning the eight ATR rule underwriting factors encourages creditors to document how they are considering those factors, even though there is no rule requiring validation of underwriting criteria concerning the general ATR rule. This appears to reflect a regulatory position that anyone who did not document compliance efforts did not engage in such efforts. The guide also highlights a number of areas that appear to present implementation and compliance challenges, particularly relating to the general ATR standard in the rule.
One of the biggest questions that the rule has raised is whether the industry will embrace the general ATR standard, or whether the general nature of the standard will cause creditors to originate only qualified mortgages, potentially causing the credit market to contract. In announcing the rule, CFPB Director Richard Cordray stated: "Our Ability-to-Repay rule will restore more certainty to a market that was deeply destabilized by the financial crisis. By providing common-sense discipline in the housing market, this rule creates a level of assurance for all participants that will open up more access to credit for consumers." He then focused, however, on the qualified mortgage provisions of the rule and not the general ATR standard. The guide reflects that there is flexibility regarding the standard, but the flexibility also creates uncertainty regarding whether steps taken by a creditor to evaluate a borrower's repayment ability will be deemed sufficient.
For example, the guide notes that while a creditor must consider the eight underwriting factors under the general ATR standard, the rule does not preclude creditors from considering additional factors. If a creditor makes a loan under that standard (i.e., a loan that is not a qualified mortgage), a consumer may challenge the loan on any grounds, and potentially a consumer may claim that the creditor did not include appropriate additional factors in evaluating the consumer's repayment ability.
The guide notes that if the creditor is aware that the consumer's repayment ability will change after consummation, the creditor must consider that information. The guide provides as examples situations in which a consumer plans to retire or plans to transition from full-time to part-time employment. Yet the guide also states that the creditor may not "make inquiries or verifications prohibited by Regulation B."
While the guide is intended to clarify the rule and provide small entities a road map to assist them in implementation, it is imperative that all creditors, not just small entities, recognize that this guide is not a replacement for the ATR rule or its official commentary. For example, if a qualified mortgage is in an amount subject to a percentage cap, the cap is computed based on the total loan amount. In addressing the calculation of the points and fees cap for a qualified mortgage the guide instructs the creditor to determine the "total loan amount" by taking the "amount financed minus any points and fees that are rolled into the loan amount."
For purposes of the ATR rule, however, the "total loan amount" is defined as the "amount financed" minus any "cost listed in § 1026.32(b)(1)(iii), (iv), or (vi) that is both included as a points and fees and financed by the creditor." Sections (iii), (iv), and (vi) are real estate related charges (the 4(c)(7) fees), credit insurance premiums, and certain prepayment penalties, respectively. This means that not all points and fees financed by the creditor are deducted from the amount financed for purposes of computing the "total loan amount." Reading the guide will give creditors a basic understanding of the rule, but they should not implement a compliance system or program their systems based on the guide.
The guide is a step in the right direction for trying to absorb and understand the rule. The industry is still looking to the CFPB, however, for additional and more formal guidance on how to best implement the ATR rule without reducing mortgage options for consumers.
See more »
DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© Ballard Spahr LLP
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Free iPhone and iPad Apps (February 20): MosaicHD, Video 2 Photo and more!
Posted by Mary Ann Neder | Feb 20, 2014 | Comments 0There are a few iPhone and iPad apps available as free downloads today (February 20). Take full advantage of this generous offer while they're free!
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But fear not - there is plenty to explore...Shop all Liquid Force Shop sale Liquid Force
The Liquid Force Shane Wakeboard Bindings have been designed to be one of the most supportive, but flexible bindings in the line. A snug fit but loose feel makes the Shane Bindings ideal for those looking to tweak out every move. A dual lace system, flex cuff and ultra wide power strap let you fine tune the binding to your personal style or conditions. No matter what your style of riding, behind the boat or at the Cable Park, Shane's pro binding is designed to let your own personal style shine through.
3-4 (1 softest-5 stiffest) a stiff design allows flex when needed
EVA 3D molded foot bed has ergonomic contours
Impact GEL takes the shock of landings and displaces it from your foot
Upper Hook-and-Loop Fastener Zone Hook-and-Loop Fastener strap on top cuff to help support
Control Liner has seamless molded tongue design and integrated J bars
Zonal Lace System allows you to adjust lace tension
IPX Chassis an all new, molded nylon chassis with metal teeth providing the ultimate board/boot connection.
Cuff Stretch Zone allows flex with no restrictions
REVIEW SNAPSHOT®by PowerReviews
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Comments about Liquid Force Shane Wakeboard Bindings 2012:
Good boot, have had Shanes for the last 3 years, but that is because every year I have to warranty them and get the next years model. They last about 3/4 the season riding boat and cable 5 days a week. Velcro strap is nice but the laces rip pretty easy and need to be replaced quick. The actual eye holes rip late season too, leading to not being able to tighten down. But all this is after hard riding and heavy usage.
Before they break, they are probably my favorite binding, and Liquid Force does a good job warranting them. So dont be afraid to buy them.
Best Uses
Comments about Liquid Force Shane Wakeboard Bindings 2012:
I use these for Flyboarding. So far, a little stiff for spins but great for flips. Solid boot.
Best Uses
Comments about Liquid Force Shane Wakeboard Bindings 2012:
They fit great and tighten down to make a snug feel. Not too stiff and not too flexy.


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Crowds gathered in front of the White House to celebrate the re-election of President Barack Obama. The President won all three electoral college votes up for grabs in the nation's capital on election day. (Nov. 6)
Comment count on this article reflects comments made on Breitbart.com and Facebook. Visit Breitbart's Facebook Page.


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In this show, I discuss the difference between white and black chia seeds as well as other health questions like can you heat raw food.
There is no significant difference in the nutritional values between white and black chia seeds.
Also, you can warm your raw foods to a certain level like say 110 degrees.


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Instead of hiding those feelings deep inside Let the spirit of rainbow pride shine Dont let people talk you down Instead let those comments slide There isnt another day that i never thought of you But instead you treat me like dust I thought i could trust Instead of me throughing hateful words at you i sit here in this room Writing about silly love poems about you Now its time to let people know how much i was hurt all from you I made a tough dissision and now its time for my rainbow side to come out from inside And leave all of our memories spent together behind i have been hurt to many times and now i cant stand being alone So im letting my true colors shine You dont care how much i cried for you And tried to be the best, bestfriend i could be and tried not to leave you behind instead i get a look and there you go again breaking my geart for some other girl This poem is for you of how badly you treated me and i hope you think this through the next time you ever Hurt another girl again you will think about what i said And leave your jellious thoughts behind
© Copyright 2017 puppyluver0012. All rights reserved.
Status: Finished
Genre: Other
Thank you all and i appologies for the typing i will fix that right away my dad took my laptop so i was on my phone when i typed this -*-* i will fix it soon
Book / Thrillers
Poem / Poetry
Poem / Romance
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The Leading eBooks Store Online
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True Relations: Essays on Autobiography and the PostmodernABC-CLIO 1998; US$ 122.00
The essays in this collection explore new directions in autobiography studies. Examining a wide range of texts, from narratives of suicide survivors, cross-dressers, and people with HIV/AIDS to self-representations in the visual arts, the collection demonstrates how writers have used the postmodern experience fragmentation to forge new kinds of identities.... more...
Weichteil- und Viszeralchirurgie bei HippokratesDe Gruyter 2009; US$ 100.79
Contrary to a widely held belief, Hippocratic surgery did not just cover orthopaedics, it also included therapy for serious injuries to soft tissue. This was generally forgotten, since Hippocrates? central text on the matter was lost in the Early Middle Ages. The work presented here attempts to reconstruct the lost text from quotes and references... more...
Fateful BeautyPrinceton University Press 2010; US$ 37.50 US$ 34.13
When Oscar Wilde said he had "seen wallpaper which must lead a boy brought up under its influence to a life of crime," his joke played on an idea that has often been taken quite seriously--both in Wilde's day and in our own. In Fateful Beauty , Douglas Mao recovers the lost intellectual, social, and literary history of the belief that the beauty--or... more...
Re-imagining Language and Literature for the 21st CenturyEditions Rodopi 2005; US$ 119.00
In 28 essays selected from the proceedings of the XXII International Congress of FILLM held at Assumption University, Bangkok, scholars and teachers of languages and literatures have noted, bemoaned and analyzed the waning influence of the humanities to varying degrees. They have raised questions, offered solutions and vigorously defended their languages... more...
Romanticism and the Anglo-Hispanic Imaginary.Editions Rodopi 2010; US$ 100.10
In Romanticism and the Anglo-Hispanic Imaginary, the authors assess British Romanticism?s creative and polemical engagements with the Peninsular War, the bid of Spanish American colonies to establish independence with British support, and the impact of travel narratives about Spain and the Americas. The essays analyze questions of language and translation... more...
Women Write BackEditions Rodopi 2009; US$ 49.00
Women Write Back explores the late eighteenth- and early nineteenth-century womens responses to texts written by well-known Enlightment figures. Hilger investigates the authorial strategies employed by Karoline von Günderrode, Ellis Cornelia Knight, Julie de Krüdener, and Helen Maria Williams, whose works engage Voltaires Mahomet... more...
The Abject of DesireEditions Rodopi 2007; US$ 86.80
The Abject of Desire approaches the aestheticization of the unaesthetic via a range of different topics and genres in twentieth-century Anglophone literature and culture. The experience of disgust, which Winfried Menninghaus describes as an acute crisis of self-preservation, is correlated with conceptualizations of gender in... more...
Northrop FryeUniversity of Ottawa Press 2010; US$ 19.99
More than fifty years after the publication of Anatomy of Criticism , Northrop Frye remains one of Canada's most influential intellectuals. This reappraisal reasserts the relevance of his work to the study of literature and illuminates its fruitful intersection with a variety of other fields, including film, cultural studies, linguistics, and feminism.... more...
Impossible IndividualityPrinceton University Press 1992; US$ 51.00 US$ 46.41
Studying major writers and philosophers--Schlegel and Schleiermacher in Germany, Wordsworth in England, and Chateaubriand in France--Gerald Izenberg shows how a combination of political, social, and psychological developments resulted in the modern concept of selfhood. More than a study of one national culture influencing another, this work goes to... more...
East West MimesisStanford University Press 2010; US$ 55.00 US$ 49.99
East-West Mimesis follows the plight of German-Jewish humanists who escaped Nazi persecution by seeking exile in a Muslim-dominated society. more...


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Have a Spirulina Smoothie
Verified Purchase
Have a Spirulina Smoothie
Easy to use. Taste is okay just blended in water . I prefer to add 1 teaspoon to 1 cup almond milk (or your choice of milk), blend for a few seconds, then add banana and 1/2 cup of frozen fruit (blueberries, pineapple, etc). Excellent taste when blended this way.
Have a Spirulina Smoothie
Easy to use. Taste is okay just blended in water . I prefer to add 1 teaspoon to 1 cup almond milk (or your choice of milk), blend for a few seconds, then add banana and 1/2 cup of frozen fruit (blueberries, pineapple, etc). Excellent taste when blended this way.
Powder good for sneaking into food!
Posted by shoppingmama on Mar 08, 2014
I got this to try and give my daughter better nutrients in her food since 3 year olds are notoriously picky eaters. Spirulina definitely beats vitamins hands down. Powdered form spirulina is easy to add into soups, shakes and other food. Highly recommended! >>>>>>>>>>> Click on my page link above to read about my favourite iherb purchases for my family. I test a lot of products to know what works best and write each review only after trying! >>>>>>>>>> Please click YES if you find my review helpful. Thanks a lot!<<<<<<<<<<
Banana Chocolate Smoothies, try 'em!!
Posted by 4871463757888477855 on May 16, 2016
As a vegan, Spirulina+Chlorella in my smoothies is a real nice and easy way to up my iron intake, which is personally very important to my body. Nut butters, bananas, and cocoa/cacao powders mask the taste of anything if you really can't stomach the stuff(add some mint if you crazy). Oddly enough, I really believe the subtle sea flavor adds to the richness of the chocolate. Honestly I'm just here to brag about my yummy breakfast, tastes and feels so good.
Posted by Reviewer2975168 on Sep 20, 2012
I am very happy with this product ! I like Parry Spirulina as well, but I get less flatulence of Nutrex Spirulina. I think Cyanotech/Nutrex should be proud of their product, it feels safe and natural.
the best
Posted by 101010011 on May 15, 2010
this has the best flavor and consistency of any spirulina that i have tried. helps with my anemia
Posted by Reviewer2218574 on Jun 17, 2010
doesn't taste horrid, mixes well and of course it is the best make and very good for you.
5 stars. I would give 6 stars if I could.
Posted by Sickness-ELIMINATOR on Sep 03, 2016
My most memorable experience was when I broke a 20-day water fast. For the first 2 days I tried freshly juiced organic fruits. The sugar was way too intense and it didn't feel right for my body. Then I tried a spirulina & water drink. It was amazing! The blood in my body literally vibrated and tingled! I had never experienced my blood tingling before - it was awesome! And my energy levels soared within minutes. I could feel the spirulina nourish my blood while also cleanse it. Nutrex sources their spirulina in Hawaii!!
seems to be very good and even the taste is ok
Posted by 4671263467565062692 on May 13, 2015
you can put high amount in miso soups. Only thing is I would appreciate Nutrex to publish a report about potential toxins like heavy metals tho (which I hope are not in the Spirulina!)
tastes surprisingly good
Posted by Reviewer1526945 on Jul 15, 2013
I thought I'd hate this and just have to force it down for the health benefits. Blended with 2 bananas, 100g frozen berries and 150ml mango juice, it's DELICIOUS! It adds a really nice flavour that's hard to describe but very moreish. If you are wondering whether to get some, just do it. This is really good and easy to use. Not used long enough for health benefits yet but high B12 and Iron, can't go wrong.
The best spirulina powder, but doesn't mix as well as I'd like
Posted by Reviewer1627691 on Jan 02, 2010
Spirulina is amazing, and this is the best powder you can buy. My only complaint is that it doesn't mix as well as I'd like it to in juice, but that's probably the fault of spirulina in general.


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Current time:0:00Total duration:4:44
0 energy points
Conditions for stokes theorem
Understanding when you can use Stokes. Piecewise-smooth lines and surfaces. Created by Sal Khan.
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Lions Gate Hotel & Conference Center- A Lexington Legacy Hotel
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
How has this hotel rated in the past?
- Airport Transportation
- Suites
- Free High-Speed Internet
- Refrigerator in room
- Continental Breakfast
- Laundry facilities (self serve)
Photos of Lions Gate Hotel & Conference Center- A Lexington Legacy Hotel
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- Swimming pool
- Restaurant
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- Breakfast Available
- High-speed internet in room
- Microwave in room
- Free High-Speed Internet
- Refrigerator in room
- Hot tub
- Wireless internet connection in room (free)
- Air-Conditioning
- Wheelchair accessibility
- Kitchenette
- Free parking
- Pets allowed
- Suites
- Airport Transportation
- Room service
- Laundry facilities (self serve)
- Continental Breakfast
- Business Services
TripAdvisor Reviews Lions Gate Hotel & Conference Center- A Lexington Legacy Hotel North Highlands
Travel Blogs from North Highlands
Sacramento to Hawaii
Today was an early start, our shuttle was arriving just after 4:30am. Last night when we got home from the BBQ, I packed the remaining things. Clayton had a digital portable scale to weigh the bags and I needed to do a bit of a shuffle to get the bags to be under weight. I said goodbye to everyone and got to bed. I was awoken at 2:30am by Jeff saying he was at the gate in Sydney about to board ...
Golden Gate and Alcatraz
... prison at our own pace listening to the speakers. It was interesting learning about the famous prison outbreak where three criminals escaped and were never accounted for. It was very creepy seeing the shower area and jail cells knowing that criminals used to use them. After our activities in the city, we drove Aimee to the Oakland airport and ...
"Tickets, tickets, please!"
... old gameboy games. He suggests I charge one up and toss it in my backpack! My hunch is I will read, sleep and watch a movie. Sue is trying on walking poles for some trekking we will be doing at some ancient ruins sites and thinking about going to do some stairs at the football stadium to get ready for climbing. ...
Leaving the U. S.
Well, our vacation has finally arrived. We had to be awake at 6 am this morning to get ready to leave for the airport. But it felt like Christmas morning and we were both awake early.
Made it to San Francisco in no time at all. Struggled to get through security as our two bags per person quickly morphed into several bins. I forgot that ...
Cartoons and Cholera
... when almost a thousand died, killed by something no one understood. It took its toll by cramping up the gut; the watery diarrhea could kill in hours, leaving those who lived to live in fear, for who'd be stricken next?
The story. October 8, 1850, the New World docked in Sacramento; a passenger collapsed on the wharf, began an epidemic that killed over 800 people in less than three weeks. ...


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Check out Keenan Cornelius VS Xande Ribeiro as they prepare for METAMORIS 6 on Saturday, May 9th at 3:00 PM PST, LIVE on: http://www.metamoris.com watch video >>
Add me on FB: https://www.facebook.com/bjjscout Follow me on Twitter: https://twitter.com/bjjscout Mini Breakdowns at: http://instagram.com/bjjscout# Study on the use of funk wrestling techniques in watch video >>
Danny Agemy is a first degree BJJ black belt under Saulo and Xande Ribeiro, and head instructor of the Detroit Jiu Jitsu Academy. A Black Belt Pan Am Champion, Danny continues to compete at the hig watch video >>
Brought to you by: TatamiFightwear.com, KrakenWear.com & FiveGrappling.com Xande Ribeiro talks about his week before a tournament at the Five Grappling Super Seminar near Toronto with Marcelo Garcia watch video >>
See our latest historical event Metamoris 3 (Gracie VS Bravo) on-demand exclusively at http://www.metamoris.com/live-stream Color commentary by Kenny Florian and Jeff Glover... Full card: Royler Gr watch video >>
http://prommanow.com -- ProMMAnow.com's Isaac Guzman talks with Dean "The Boogeyman" Lister following his match with Xande Ribeiro at the Metamoris Pro Invitational 2012 in San Diego on October 14. A watch video >>
http://prommanow.com -- ProMMAnow.com's Isaac Guzman talks with Xande Ribeiro following his no-gi match with Xande Ribeiro at Metamoris 2012. After 20 minutes without a submission, the bout was decla watch video >>
The Fight Network catches up with BJJ and MMA sensation Alexandre "Xande" Ribeiro. For more coverage of MMA, boxing and pro-wrestling check out www.thefightnetwork.com or follow us on Twitter at www watch video >>
Alexandre Xande Ribeiro fights Keiichiro Yamamiya in Sengoku 8 held at National Yoyogi Stadium, Tokyo, Japan. watch video >>
Xande Ribeiro vs David Avellan ADCC 2007 Absolute watch video >>


text:
love is highly overrated
i've come to know and learn
the hard way
because some nights when i drive down memory lane
and slow at our house, i think how
i miss those colorful blinking lights
that poured through the windows onto the
i think i'd rather be in a parking lot
flirting with my eyes and
driving circles around him
pressing my bare foot against the cold metal
and breathing in the music from my stereo
i'd rather be sipping up
every minty promise i was given,
giggling and laughing in the dark about the
magic of the movies
while trying to read the name on your heart
i'd rather be sitting at the kitchen table
sifting through the pages of the herald,
scanning it for you
and finding you right there nestled between
all my lovers' names and faces
in fact, i think i'd rather
walk through the hallway of the mall
and turn to see you sitting on a bench
smiling at me and some how
you end up coursing through my veins and
haunting my mind
you know, i think i'd rather
sit under a tree and listen to you play me a song
you wrote about us
and let the leaves fall in a heart-shaped pattern
on the ground, enclosing us
the more i think about it,
the more i realize that
i'd rather just wait
for you
because, as we both know,
love is highly overrated
© Copyright 2017 Kathryn. All rights reserved.
Status: Finished
Genre: Other
Book / Romance
Short Story / Romance
Short Story / Romance
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text:
This is your resource to discuss support topics with your peers, and learn from each other.
Got 7.1 enterprise email did not work-"unable to encrypt and compress"--deleted service book desktop--as per instructions-did not fix--then tried restore of service books--did not fix--
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did you do an activation after?
Click here to Backup the data on your BlackBerry Device! It's important, and FREE!
BESAdmin's, please make a signature with your BES environment info.
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Follow me on Twitter @knottyrope
Want to thank me? Buy my KnottyRope App here
BES 12 and BES 5.0.4 with Exchange 2010 and SQL 2012 Hyper V


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Finders Keepers
These aren't your mama's arts and crafts! No siree, Bob. These accessories, trinkets and works of art are funky, baby. The Funky Finds Spring Fling will showcase the work of more than 100 indie artisans, most of them local. We're talking rock 'n' roll baby clothes, handbags, screen-printed T's, buttons, nature-inspired artwork and handmade jewelry! You want to bring your pet? Leash 'em up and bring 'em along. In addition to several pet boutiques, a portion of all raffle ticket sales will go to the Humane Society of North Texas. And no worries, since admission to the event is completely free (schwinnng!), purchasing a $1 raffle ticket is totally doable. Care about your ecological footprint? The Funky Finds Spring Fling is a great way to celebrate Earth Day. Many vendors use recycled materials to create their merch, and the first 50 people to purchase raffle tickets will receive a free "go green" swag bag. Find some funkiness from 10 a.m. to 6 p.m. Saturday at the Will Rodgers Memorial Center, 3409 Burnett-Tandy Drive in Fort Worth. For more information, visit funkyfinds.us or e-mail your questions to firstname.lastname@example.com.
Sat., April 25, 10 a.m.-6 p.m., 2009
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Roquefort Bread
|Strong white flour
|1 Pound (500 Gram)
|2 Teaspoon
|1 Ounce (25 Gram)
|Fast-action dried yeast
|1⁄4 Ounce (1 Sachet, 7 Gram)
|Lukewarm milk
|1⁄4 Pint (150 Milliliter)
|Cooked potato
|8 Ounce, sieved (250 Gram)
|Blue cheese/Roquefort cheese
|4 Ounce, crumbled (125 Gram)
|Beaten egg
|1 (To Glaze)
1) Preheat the oven to 200°C/ 400°F / Gas Mark 6.
2) In a warmed bowl, sift the flour and salt together. Then rub in the butter until the mixture is crumbly and stir in the dried yeast.
3) In a bowl with the sieved potato, stir in the milk. Then work this mixture into the flour to form a soft dough.
4) On a floured board, knead the dough for 5 minutes, then knead in the crumbled cheese.
5) Grease a 500 g loaf tin, then shape the dough and fit into the tin.
6) Cover and keep to rise in a warm place for 30 minutes or until doubled in bulk.
7) Coat with the beaten egg and bake in the preheated oven for 15 minutes.
8) Lower the heat and bake for further 15 minutes. Then turn out and place on a wire rack to cool.
9) Slice and serve in a nice plate.
Recipe Summary
Rate It
Nutrition Rank
Nutrition Facts
Serving size: Complete recipe
Calories 2596 Calories from Fat 610
% Daily Value*
Total Fat 69 g106.8%
Saturated Fat 40.3 g201.6%
Trans Fat 0 g
Cholesterol 369.5 mg123.2%
Sodium 5623.2 mg234.3%
Total Carbohydrates 397 g132.4%
Dietary Fiber 21.2 g84.9%
Sugars 8.5 g
Protein 91 g181.4%
Vitamin A 38.8% Vitamin C 19.7%
Calcium 94.5% Iron 207.4%
*Based on a 2000 Calorie diet


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iPhone apps
Slovakia Radio
All your favorite and the most popular Slovakia radio stations in the single application.Key features:- Display Current Song title and playing History- Background playing- Several streams/bitrates (if available) for the same station- Search….. Read more
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Graffiti Art Brings Splash Of Commonwealth Colour To Renfrewshire Town
Five Linwood teenagers had some colourful fun recently when they rolled up their sleeves for a Commonwealth Games-themed graffiti art project in their town.
The young people spent five days working with the council's youth services team during the spring break to brighten up an underpass next to Linwood's Phoenix Retail Park.
Jack Rankin, 15, and Connor Ahmed, 16, came up with the project idea and worked with John Kennedy, Community Learning Officer, to plan it and to secure £2,127 from the Scottish Government's Cashback to Communities Fund.
They were joined by Adam Burnett, 15, Lewis Marchetti, 15, and David Carson, 16, to develop ideas and together the five youngsters produced a design broadly based on the Commonwealth Games: The picture has abstract police sirens with people riding away on bikes but then evolves into people cycling in the velodrome towards a gold medal with the slogan 'what's you're game'.
John Kennedy, Renfrewshire Council Community Learning Officer said: "We spent the first day of the project working in Linwood Baptist Church hall to plan everything out. The youngsters really took the lead with ideas and producing the design. We then moved onto the underpass to paint on the design and had Amy Whiten and Ali Wylie from Recoat Design working with us.
"The project let the young people to do something positive in their town and work on their own initiative. They were a pleasure to work with and they delivered something creative in their community that they can be very proud of."
Jack Rankin said: "It was a great experience to learn new skills and do something productive."


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glass film privacy barking
glass film privacy in barking
Our experienced and friendly staff can quote you immediately to replace any glass in any window or door, single or double glazed (DG Guaranteed for 10 years) all of our work is fully guaranteed. We offer an emergency service at no extra cost. Within the hour or at a time that suits you.
We offer professional services by qualified glass film privacy, fully experienced and covers all of the barking area
Our full list of services include Shop Front Replacement, Double Glazing, Mirrors, Glazing Repairs, Porches, UPVC Repairs, New UPVC doors/handles and hinges, Frames, Cat Flaps fitted, Lead light repairs. Toughened glass is typically four to six times the strength of annealed glass.
Emergency Callout 365 days a year 24 hours a day. Express service.
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Record Traffic Brings Down the US Office of Government Ethics Website
Executive Order Jeopardizes Funding For Treatment of San Bernardino Terror Attack Victims
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T-Bone Chews The Fat
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Off Road
Senior Member
Max Brawn
Join Date: Jul 2011
Posts: 7,532
Reputation: 786994
The lifting forums are like the old "telephone game" we would play as kids. You know the game where somebody on one end of the line would say something to the person next to the, then pass it on to the person next to them, and so on until it reaches the last person in line. Remember how the message always got messed up despite how simple the original message was.
Some smart guy will write an article that strikes a chord and everybody starts talking about it. Now all the parrots are giving the same advice on the forums but have no personal experience with it. So now you have guys acting like it was their own idea and have become experts. And finally the message becomes bastardized to fit every situation that migh arise.
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Hotel Parador Guanica 1929
No prices found through our partners. Please contact the business directly or check some of our recommended alternatives.
How has this hotel rated in the past?
- Continental Breakfast
- Swimming pool
- Restaurant
- Wheelchair accessibility
- Fitness/Health center
- Free parking
Photos of Hotel Parador Guanica 1929
Travelers also looked at:
- Swimming pool
- Restaurant
- Fitness/Health center
- Wheelchair accessibility
- Free parking
- Continental Breakfast
TripAdvisor Reviews Hotel Parador Guanica 1929
Travel Blogs from Guanica
I Like To Be In A-mer-i-ca
... in Congress, they just can't vote). So you think that rice dish is going to be cheap. It ain't. Prices here are higher than Seattle's, except for the cheap rum (thank god for small favors, amirite?). So we set out to find a cheap, authentic dinner place. We happened upon a beachside shack selling homestyle Puerto Rican food. The place was kind of divey, and completely empty, but it was cheap, so we walked in. Imagine our surprise to discover all the diners in the back- ...
Who me, cute?
... all of this attention; but with each successive encounter, she became more at ease. By the end of our walk to La Mina Falls, she seemed a bit put out if people *didn't* stop to say hello to her. If someone walked by without stopping she'd turn a bit and look back at them as if to say "Hey! I'm cute! Say hello!" As we approached the falls, she got nervous again, presumably from the noise of the falls. She didn't ...
A very dry forest
... into their Baby Bjorns - James with Daddy, and Jasper with Mummy.
After parking in the lot, we approached the ranger station, our hiking limitations very obvious. We had been wanting to see the big tree that is a centerpiece of the reserve, but the ranger explained that it is at the bottom of a steep hill, and - a dealbreaker - seems to be guarded by bees! After that ...
From the Atlantic to the Caribbean
... diners at the Parador in La Paguera today, and we ate our sandwiches and fritters as we listened to the Midnight Cowboy soundtrack. We saw a few locals on our explorations, but no tourists (a bonus, although the area's restaurants seemed geared for them), and didn't get to sample the local seafood. The weekends are apparently much more lively. So, we technically didn't leave the US, but we ...
The Natives
... and ingredients, like plantains or adobo, it gives their dishes a distinctive color, smell and taste. Most dishes vary according to the taste of the chef and what happens to be available at the time of purchase. From a mixture of different backgrounds, it is interesting to notice how the people of Puerto Rico demonstrate their different tendencies that express their unique culture and ancestral ...


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Suit up by thomaswieveggWatch
©2011-2017 thomaswievegg
Space suit concept!
Photoshop CS3
Wacom Intuos4
Photoshop CS3
Wacom Intuos4
Iron man suit
"Suit up, load 'em, get to work!"
Barney: Well, Ted, time to suit up!
Why am I suddenly reminded of the ARS from Vanquish?
I see smiling face
...dat ass
This could be used in a game like mass effect 4
It's a great concept, I really like it
It's a great concept, I really like it
Guys, clearly the face on the back is an intentional feature. It's like fish with eye spots on their fins or butterflies with scary faces--it drives off enemies. Winning the psychological battle with bright-eyed gold-toothed mechanical elephants.
I see a mechanical elephant in his back, I can't unsee it D:
cut the cord at the back = dead
Reminded of Tron, I can't help but see a face with a gold tooth saying "lets do it."
Oh how sexy
Isaac Clarke and Nomad from Crysis had a kid.
Dat ass!
Faces in places.
Yes I would suit it up!
I would love to suit this up
Lovely texture, I like how I can get a feel at how worn and polished the metal is.
That blue circles on back tells your enemies where to shoot
Feels like a mix of Mass Effect and Crysis.
Still pretty goddamn badass. I'd want one.
Still pretty goddamn badass. I'd want one.
Suit it up !


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The Neighborhood x Stussy Boneyards project has been the talk of the town with many much anticipated products to come. Here we give you a closer look at the upcoming Nike Terminator. The shoe will come in 3 colors: black, blue, and white, with a white bottom sole. It has a leather and suede upper, featuring a written and graphic crossed pick-axe Boneyards logo with a punctured Nike swoosh.
Source: Crooked Tongues


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Mechanicsville Real Estate
Mechanicsville is located in Maryland. Mechanicsville, Maryland 20659 has a population of 1,563. Mechanicsville 20659 is less family-centric than the surrounding county with 37.88% of the households containing married families with children. The county average for households married with children is 37.93%.
The median household income in Mechanicsville, Maryland 20659 is $82,386. The median household income for the surrounding county is $85,032 compared to the national median of $53,046. The median age of people living in Mechanicsville 20659 is 33.5 years.
Mechanicsville Weather
The average high temperature in July is 87.4 degrees, with an average low temperature in January of 26.4 degrees. The average rainfall is approximately 44.1 inches per year, with 14.4 inches of snow per year. No weather information available.
Mechanicsville Map
Mechanicsville real estate offices
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Home Towne Real Estate
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Taking an unorthodox approach from its typical considerations, The New York Times invites us into the courtroom for a portrait of Gary Myrick – longtime sketch artist for the Texas justice system. For the past 38 years, Myrick has worked as a silent observer in the visceral human drama that is the courtroom, capturing moments in high-profile cases where photography was outlawed for intrusiveness. As the digital age has ushered in a new era of convenience in photography, Myrick's position has faded into obscurity. Myrick's story embodies a heartbreaking reality that myriads can recount, which is somberly encapsulated in the above video.


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WMA improvements to enhance waterfowl hunting
Waterfowl hunting and wildlife watching opportunities have gotten a boost on the popular Sherburne Wildlife Management Area south of U.S. 190, between Lafayette and Baton Rouge.
Ducks Unlimited and the Louisiana Department of Wildlife and Fisheries have created additional wetland habitat on the South Farm Unit of the WMA, which will open new areas for public waterfowl hunting and provide increased habitat management capabilities, according to a news release from Ducks Unlimited.
Mike Carloss, Ducks Unlimited manager of conservation programs, said, "This project is the first one in the state supported in part by Louisiana Ducks Unlimited license plate sales. This gives Ducks Unlimited members and supporters a terrific, tangible example of what supporting Ducks Unlimited means for them."
Sherburne WMA provides opportunities to enjoy hunting and other outdoor recreation. This project not only improves waterfowl habitat on areas already open to hunting, but also opens two new units for pursuing waterfowl, the news release said.
Robert Barham, Louisiana Department of Wildlife and Fisheries secretary, noted that Sherburne is a favorite duck hunting spot for wildlife management area users.
"Projects such as this improve habitat and expand opportunities for public hunting, and are great examples of cooperative efforts that enhance what we as a department can do with limited resources," Barham said.
Mosaic senior vice president of phosphate operations Gary N. "Bo" Davis, one of the partners in the project, said an enhanced water delivery to the habitat at Sherburne will greatly improve the function of the Atchafalaya Basin.
"The health of the basin is crucial, as it captures overflow that would otherwise flood the Mississippi River, one of America's most important waterways," Davis said.
Partners on the project include LDWF, Ducks Unlimited, the Tunica-Biloxi Tribe of Louisiana, North American Wetlands Conservation Council, the Irene W. and C.B. Pennington Foundation, friends of John W. Barton Sr., Wetlands America Trust and The Mosaic Company, which has operations near Baton Rouge and contributed to the project.
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Read an Excerpt
The Saint of IstanbulA COLLECTION OF SHORT STORIES
By ChanCe
AuthorHouseCopyright © 2011 ChanCe
All right reserved.
Chapter OneNative Speaker
English is a funny language. It looks easy but not every Tom, Dick and Harry can speak it as it should be spoken. Everyone thinks they know English when they're in their own country but when in the United States they realize they only know a few words and they're not worth a damn! After whizzing by the airport, restaurants and cafes, I too, like everyone else, realized I didn't know English when I turned on the TV to find out what was happening in the US. The ruthless presenters weren't speaking English; they were merely swilling the words and spitting them out! Their words couldn't accommodate rookie ears like mine. After cold sweats ran down my neck while watching presenters blurt out the words like a Ping-Pong match trying to keep up with their word marathon, I fell asleep. When I woke up I turned on the TV to see if I had dreamt the whole thing—there it was again! I realized that I couldn't understand a word of English! I had gone to the best schools, read a million English books but the result was still the same. I had come to this country for seven months; I needed to get away from everything, needed to long for my country, my job, my lover and maybe, most important of all—myself. You know, however painful, longing is an important necessity. The most tangible thing I was going to do during my time here was to improve my English at Tutorium—a prepschool in the University of Illinois. However, things were not going as well as I had hoped. Everyone in our class was Korean except for a stuttering Slovakian, Ana Maria from Colombia and a Japanese guy who was the son of a CEO of an automobile company. All the teachers did was to try to get us to talk to each other. Because of the bad accents of the Koreans, my not so well English was almost becoming extinct. My English needed CPR but it had been suffering ever since I'd got here. I kept on watching the newscasters on TV just like a Ping-Pong match: Left cheek, right cheek ... Left, right ... Some jaws were even more exhausting to watch—Jay Leno's for example. He dribbled his words constantly and sometimes he bounced them off of his chin only to catch them right in his mouth. Yes, this guy was a real word juggler; he masterfully mumbled the words that seemed like ping pong balls that never touched each other. I couldn't keep my mother's advice "if you really want to learn a language you must speak it at all times" because I was busy dialing all the phone numbers of Turkish people that had been shoved in my hand ever since I'd arrived in Chicago. I had outed myself ... After all, we the Mediterraneans are very hot-blooded and everyone was racing to invite me to dinner. For days, I was a guest of crowded Turkish families, student homes and Turkish restaurants. In short, I managed to be at every place where only TURKISH was spoken. Sometimes, those families even forced their children to speak English with me as a token of Turkish hospitality. Finally, the Turkish colony acknowledged the fact that I had to talk to a native speaker in order to improve my English. I still had hope of that when I drove my busted beige Volvo to a faraway Chicago suburb to where a Turkish guy named Ahmed and his family lived. No doubt he had invited me so that I could speak English with his American wife Elisabeth. When I finally arrived there after a horrifying traffic jam and getting lost while looking for the house, Elisabeth greeted me with her two kids among smells of food. It was my first time there and it was dinnertime. What was she going to do? Not ask me to dinner surely! Elisabeth would be cooking in the kitchen and naturally I was going to improve my TURKISH with Ahmed! He, on the other hand, was sensible enough to suggest that it would be good for me if I spoke ENGLISH with Elisabeth. At first, as I didn't how difficult it was to find a real American in America, I couldn't quite understand why she was singing in SPANISH in the kitchen. Her husband had told me that Elisabeth was originally Puerto Rican but she was born and raised in Chicago. Frankly, none of this mattered to me because all I wanted to do was to speak a little English, that's all! I realized I was dead wrong when I saw her Puerto Rican relatives' storm into the kitchen at dinnertime. I had found myself smack in the middle of a happy family barbeque but the language of happiness was Spanish. Trying to be polite, Elisabeth squeezed in a couple of generic questions for me while juggling two babies and serving, no doubt I answered them quickly & correctly. The Puerto Ricans congratulated me on my fluent English. Before I parted, I said "Muchos Gracias" to Elisabeth for dinner. I had really liked them—they were friendly people like us Mediterraneans. In the meantime, my mother kept calling me with words of encouragement, "A language is like popcorn, my dear," she said, "Suddenly it will start popping!"
In the meantime, I was really getting along with the Koreans in Tutorium. In fact, it looked like they had picked up on my obsession about accents so they had dragged Guido of Bari from an upper grade and introduced him to me as a present. I tried to chat with him in the cafeteria for a while. Sure, he was better than the Koreans but as a pure bred Italian—except being damn good-looking—Guido rolled his r's, slammed his t's in my face and tramped his p's. It was obvious that things weren't gonna work out with Guido either.
The other Turkish student in the class, Uzi—his name was Ozgur but it was a miracle to hear a foreigner's real name in America—promised me he would let me speak English with his girlfriend Tammy if I let them use my flat so that they could make out once in a while. Tammy was a petite, cute girl from Thailand. Maybe it was easier in Paris but now that I had realized it was much harder in America to find a real American, I didn't stress on nationality. Hyped on enthusiasm about the fact that I was going to speak English with Tammy, I invited them to my flat for dinner that night and cooked some Turkish food which had me hauled up in my kitchen the whole day. After Uzi ate like a pig and burped with pleasure, he patted Tammy on the back and proudly asked her to repeat some of the Turkish words he had taught her. Every man who has been fed wants something from his woman—but all he wanted was some TURKISH words—that's all! After getting tired from all the greasy & spicy food I had cooked and all the foreign words she had to remember, Tammy fell asleep on the couch before she had a chance to make love to Uzi.
Suddenly I realized I was tired from trying to speak ENGLISH. I picked up the remote and turned on the TV. As soon as I saw Jay Leno's face, I was determined to change the channel!
Chapter TwoBreakfast
Breakfast ... Kahvalti ... Desayuno ...
It's my favorite meal of the day, on the grounds that I can have it anytime I want! I simply reject the idea that it has to be had at certain times. It's one of those imposing little bourgeois rules: Breakfast must be had at specific times and certainly in the mornings ... Whereas having breakfast anytime I want is high up on the list when it comes to the concept of freedom.
The kid inside me and I usually had breakfast outside. There were two reasons for this: 1. we woke up nearly at noon because we were up studying all night, 2. the breakfast I would prepare at home would take a lot of time and we'd be late for the library. As soon as we woke up we'd jump into my busted beige Volvo. I'd gently pat my stomach, say "Let's go, kid!" and hit one of the Golden Nuggets on Diversey Road. Once there, we'd drink our coffee, stuff our faces with scrambled eggs, toast, pancakes with lots of maple syrup and plan our day at the library because we usually spent our afternoons at the Lincoln Library.
No one would stare at our faces at the Golden Nugget as if to say, "Do you know what time it is? What kind of breakfast is this?" Whatever the hour, it was never too late to start the day. I liked that, it was nice for all those who had pulled an all-nighter; it was even a luxury you couldn't find at five star hotels. As someone who had missed breakfast times all my life, I was enjoying having breakfast in America whenever I felt like it. No wonder they call it the land of freedom ... I think the most important meaning of this freedom are the diners which are open 24 hours a day.
It's not important who you are or where you come from in these 24-hour Diners. There are waitresses who are willing to pour you coffee at any time of the day. They're usually called Kathy, Shelley or Denny, old fashioned but easy to remember American names. You don't often come across names that are longer than two syllables. A blonde, wasp woman is offering you unlimited coffee with a huge smile on her face. You can't imagine what this feels like to a foreigner ... These waitresses have a different kind of compassion; they are unconditionally willing to share your most intimate American dreams with you; like they will be there forever but you'll definitely one day achieve something big ...
The closest diner to Mozart Street was the Golden Nugget on Diversey Road. I usually sat at a table near the window and avoided the chat around the counter that pulls you in like a tornado. I guess they knew me by now: The poor, pregnant foreigner! They'd put extra chocolate chips on my pancakes and I'd put extra maple syrup on them. One day as I started to order my pancakes the waitress jumped in and said "The usual, right?" All my life I wanted to hear that question! Now I belonged somewhere and I officially had a routine. I had my library card in my pocket: the Lincoln Library ... And the blonde waitress at the Golden Nugget asking me as she smiled, "The usual, right?"
These little things slowly but surely were planting seeds of a state of belonging in my heart. One day they would bloom ...
Chapter ThreeOld Fashioned Things
If there weren't such a tradition as Thanksgiving, I would have never ended up in Rockford. Rockford is the second largest city in Illinois but it could be considered a small one with all of its features.
The foreign students at the University of Illinois would be guests at American families living in neighboring towns for four days. When I was filling out the application form, I specified that I was seven months pregnant and preferred a closer location. In the brochure, there were also smaller American towns seven to eight hours away. If it weren't for the kid, I would have preferred to see those. That's why I was a little jealous of the Indonesian psychologist I saw at the bus stop who was en route to Paris—Illinois ... I was immediately reminded of a scene from Wim Wanders' Paris-Texas where the cowboy in the story was telling everyone how he had taken his elegant wife (Nastassja Kinski), who had always wanted to go to Paris, to Paris–Texas, with a smug on his face. For some reason, each state in America is filled with towns with the same names as if there aren't enough names to go around; Paris, Waterloo, Hollywood ...
We found out where we'd be heading on the day of the trip and mine was the second largest city in the state: Rockford!
It was nightfall when we arrived in Rockford. We gathered at a church a little outside the city. Before we had dinner prepared by stuff brought over by families and drinks that consisted of coffee and punch, a white haired woman with glasses who wore cowboy boots and a mealy woolen sweater was announcing which student would go home with which family. The kid had already started kicking with hunger while I was standing there with my enormous belly waiting to be united with my family. Order, order, order ... This was a total contradiction to the Mediterranean way of thinking where dealing with details was considered futile. For Mediterranean people "complete order" was an unattainable concept! Knowing this, it was in vain trying to live like that. Many, many students were about to run to their families and greetings would begin amongst turmoil and chaos. Food would be flying all over the place, drinks would be passed around and first conversations would be held between bites with smacking mouths. At my wit's end, I heard my name on the microphone and that I would be a guest with the Ross family. At that moment, I saw a tall and slightly overweight woman come towards me with a smile on her face. The Ross family ... Well, you couldn't quite call it a family; just Hanna Lee the divorcee and her two kids ...
Hanna Lee from Rockford ... The pioneer of the old fashioned American woman; a woman that makes you feel all warm inside when you see her, the woman next door you'd see in the television series from the 70's. A middle aged woman who was probably pretty when she was young; she had short brunette hair that couldn't quite cover her big ears, a big smiling face and green eyes that complemented her maroon colored hair. Hanna Lee instructed her kids, Sean and Jennie, to greet me. As it was getting late, we tried to get to know each other while eating in a hurry. Hanna Lee was working as a dental hygienist. This was obvious from her red, healthy gums I saw whenever she smiled. Sean and Jennie were both going to elementary school. As soon as we were done eating, we packed up the picnic bag and hopped into Hanna Lee's burgundy Desoto. Even though it was dark I knew I wasn't wrong about Rockford; yes, this was a small place. On the way to the house, Hanna Lee showed me the office she was working at. We didn't talk much at all that night, she just said that she was divorced and mentioned some of the boyfriends she'd had, which were mostly Middle Eastern. To tell you the truth, I was happy to be a guest at a house that was man-free. I didn't like the idea of having a strange man in the house while I was walking around with a gigantic belly. As I was quite tired that night, I went to my bedroom, which Hanna Lee told me was on the upper floor. Most of the books in the room were self-help books about men, women and relationships; books that told you how to get a man, keep a man, hang on to a man ... It seemed that Hanna Lee had done everything to keep her marriage going! I thought about the Middle Eastern men she had gone out with after her divorce. I guess this was one of the reasons why she was interested in my country. Before I went to sleep, Hanna Lee quietly knocked on my door to ask me if I preferred tea or coffee for breakfast. I replied that I didn't mind and fell asleep.
I must admit I was disappointed about breakfast. I was expecting a big American breakfast with pancakes, scrambled eggs and lots of coffee (that should have been the Rockford way!) but Hanna Lee said "We'll be having Thanksgiving dinner later on so I thought we'd have a light breakfast" and gave us a couple of slices of toast and some butter. Breakfast has always been my favorite meal of the day, especially in this country. And along with it, coffee or tea that seems like it will keep coming forever. Then there was the second shock of the day: Decaf coffee! Thank God I still had my taste buds working; decaf coffee; like nicotine free cigarettes, sex with condoms and cholesterol free eggs was a tasteless invention of the era that aimed to present us with healthy options instead of pleasurable ones. Not to worry, I'd hit a Golden Nugget on my return to Chicago!
All day we prepared for the big meal. When Hanna Lee's mother, brother, his wife and their pubescent twin daughters came around at three o'clock, everything was ready for a traditional family dinner. The Thanksgiving dinner menu was just as it should have been: stuffed turkey, yams, mashed potatoes and pumpkin pie. Momma Ross, who was a sweet woman in her 70's, had baked the pie. She took an interest in me and told me that it took balls to have a child all alone in a faraway country. After dinner when we were having coffee, she told me that she had been a waitress in Chicago when she was young and had met her husband there. She had lost him 10 years ago. That's all we could talk about during that turmoil. Momma Ross was the kind of elderly woman I wanted to have long talks with during teatime. Suddenly, I had an overwhelming urge to listen to Chicago in the 40's from her. I visualized a happy Chicago night after WW2: Ethel (this was momma Ross's first name), 18, drying her hands on her apron after serving the last vanilla ice cream, looking at the clock in anticipation because she's meeting her boyfriend at the pizza place on the corner. Where's that damn Mabel! She's always late. Finally Mabel arrives and takes over the vanilla smelling counter. Ethel quickly styles her maroon locks in the restroom. She's looking good after pulling an eight-hour shift. She puts 5 cents into the jukebox and a romantic song from Peggy Lee comes on. Her tired feet in her sneakers are now feeling like a couple of birds, she can fly to infinity with them. They take a short stroll in the warm summer night on State Street. How pretty is that wedding dress in the window of Marshal Fields!
Excerpted from The Saint of Istanbul by ChanCe Copyright © 2011 by ChanCe. Excerpted by permission of AuthorHouse. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher.
Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.


text:
What is one to do if one finds a patented hosta seedling or sport in
their garden that was the result of "natural selection"? Should it be
destroyed? Send a fee (or the plant) to the patent holder? Could it
be tc'd if the profits went to charity? What if one had their plant
like maybe 19 months and 7 days before the patent date of the "invented"
plant? And does a plant from the hand of a mere mortal take precedence
in patent law over one from the hand of God?
Tough questions, but we need to cover all the bases here.
One other thing. If a plant is significant enough to have a patent,
like the "Solar Flare" that I have had for 10 years, when can it be
expected to start growing?
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A sailboat and a fishing boat are moored and float on the calm sea. The footage starts with the silhouette of a passing boat that carries two passengers.
Full HD, 1920×1080, length: 50 sec
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June 4th, 2013
In his defense, they do match.
(submitted by Mary)
In his defense, they do match.
(submitted by Mary)
Love it!!!
This looks like something my brother would do. Just guessing here, but was it the first week of hunting season?
I was in this wedding., and if you knew them you'd know it was petfect.
You'd have to know them to understand! Love them!
Couldn t the groom have at least worn pants? It seems like the groomsmen tried harder to go with the theme
That's a weird photo, just a bride standing by herself holding flowers.
Lmao!!!! Good one!!!
*claps* Welp, AndrewT won.
I see what you did there …
She looks very happy.
I would be so pissed.


text:
Breast Lift Q&A
Mistake + Breast Lift
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Is a Doctor Required to Fix an Unsuccessful Breast Lift?
4 months ago I went in for a breast augmentation to deal with symmetry and sagging issues on my D cup breasts. Dr. suggested a small reduction, a full... READ MORE
Doctor Didn't Reduce my Areolas During Mastopexy
Went in for BA/lift to reduce size of areolas...got my augmentation, got my lift, Dr. didn't reduce size of areola now they're higher & bigger..... READ MORE
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|Chicago racing newsletter sign-up
Upcoming events
Arlington Million
Horse slaughter in Illinois
|Arlington Park news release
Contact: David Zenner
ARLINGTON HEIGHTS, Ill. (Sept. 27, 2009) – Buoyed by a carryover of more than $53,000 and the prospect of a closing day mandatory payoff, more than $98,000 was bet into Sunday's Place Pick 9 pool at Arlington Park and when the dust settled, one lucky player who wagered through TVG correctly selected nine of nine and took down the entire major pool of $109,094.10.
An eight of nine consolation returned $844 to those handicappers who fell one short of a perfect ticket.
The Place Pick 9, a wager new to Arlington Park for the 2009 meet, requires the bettor to correctly select the official winner or second-place horse in nine consecutive races, beginning with the first race on the card.
Arlington Park – the Chicago area's premier Thoroughbred racetrack located in Arlington Heights, Ill. – will run a 91-day meet in 2010 from Thursday, April 29 through Sunday, Sept. 26. Arlington Park, whose parent company is Churchill Downs Incorporated (Nasdaq: CHDN), also operates 10 off-track, simulcast-wagering facilities: Trackside Arlington Park (Arlington Heights), Trackside Chicago, Trackside Quad City Downs (East Moline), Trackside Rockford, Trackside Waukegan, Fat Sam's Bar & Grill featuring Trackside OTB in Lockport, Lucky's featuring Trackside OTB in South Elgin, Nicolino's featuring Trackside OTB in McHenry, Tad's Sports Bar & Grill featuring Trackside OTB in South Beloit and Salerno-Pincente Ristorante featuring Trackside OTB in Hodgkins. Information on Arlington Park can be found online at www.arlingtonpark.com.
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© Copyright 2017 youfoundme. All rights reserved.
Status: Finished
Genre: Poetry
oh my bahjeezum!! Tht was really good chica!!!
it was uber true too. ppl, including muself, seem to hang on to the past and the things we cnt change.
It seems tht we're intent on wallowing in our own self pity becuz of things tht happened days, weeks, or maybe months ago.
I c tht yur saying tht 'yeah, those things happened and yu mite b sad about it for a while, but sooner or later yur gonna hav to get over it or just sit ther being a bag of bones.'well tht of course is in my own words buh i get it. its uber true. and im probably gnna go read some other stuff of yurs.
notice how i jus keep talkin and talkin and talkin. Im gnna go nd leave ANOTHER hella long comment ha funny huh. hope yu appreciate it and tell me whenever yu write mre poems.
Love Much,
This was great. You can never change the past so you should look foward and move on. Poems are what help me do that.(":
Book / Young Adult
Short Story / Romance
Short Story / Romance
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Skateboard CampAdvice For Skaters 0 Comments
I know you kids hate hearing about how bad things were when I was your age, but I can't help it. Sometimes we just need to be reminded how lucky we are, and that is exactly why I'm demanding that your parents send you to skate camp. My parents had to choose between sending me


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Wisdom Dental Care
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Zucchini Corn Muffins
|All purpose flour
|3⁄4 Cup (12 tbs)
|Yellow cornmeal
|1⁄4 Cup (4 tbs)
|Baking powder
|3⁄4 Teaspoon
|Baking soda
|1⁄4 Teaspoon
|1⁄8 Teaspoon
|Ground cumin
|1⁄8 Teaspoon
|Shredded zucchini
|1 Cup (16 tbs)
|Vegetable oil
|2 Tablespoon
|2 Tablespoon
|Egg white
|1 , lightly beaten
|Skim milk
|1 Teaspoon
|Vegetable cooking spray
Combine first 6 ingredients; stir.
Add zucchini to flour mixture; make a well in center of mixture.
Combine oil, honey, egg white, and milk; add to dry ingredients, stirring just until dry ingredients are moistened.
Spoon batter into a muffin pan coated with cooking spray, filling two-thirds full.
Bake at 375° for 20 minutes or until golden.
Recipe Summary
Rate It
Nutrition Rank
Nutrition Facts
Serving size: Complete recipe
Calories 898 Calories from Fat 303
% Daily Value*
Total Fat 34 g52.6%
Saturated Fat 4.3 g21.6%
Trans Fat 0 g
Cholesterol 0.1 mg0.03%
Sodium 961.5 mg40.1%
Total Carbohydrates 133 g44.3%
Dietary Fiber 6.6 g26.4%
Sugars 27.5 g
Protein 17 g34.5%
Vitamin A 5% Vitamin C 35.5%
Calcium 32.2% Iron 38%
*Based on a 2000 Calorie diet


text: Vendeur: gofindagift (1.729) 99.3%, Lieu où se trouve: Stoke-on-Trent, Lieu de livraison: Worldwide, Numéro de l'objet: 322344927979 Personalised Blue Cat Bowl Description This fun and practical ceramic pet bowl is perfect for a cat's food or water. Make this bowl unique by personalising the front with your pets name followed by food or water up to 15 characters. The bowl also features a funky fish-bone design with the fixed wording 'Meooww! 'Please Note personalisation needs to be entered exactly how you require, including apostrophes. Dispatched in 3-5 days. Size: Width: 16.7cm, Height: 3.9cm, Depth: 16.7cm How to order Pet's Name(E.g. Fluffy's) - max length: 15 charactersFood or Water - max length: 5 characters Click Here To Enter Personalisation > If you are having trouble entering your personalisation please include it in the "Notes to Seller" (be sure to click Save), or contact us using eBay messages. Important Information for Ordering Personalised Items Please take note of the maximum character length for each line (spaces and punctuation count as characters). Please enter your text exactly as you would like it to appear, we typically will not modify your text unless noted in the item description. All fields are optional unless specified otherwise. Unfortunately we cannot accept accented characters or special character symbols eg. emojis, as these are not supported by our manufacturing processes, if you enter these characters they will be replaced or removed. Basic punctuation symbols like those found on a standard computer keyboard are typically acceptable unless noted in the product description. Be sure to double check names, dates and spellings before sending your text as these cannot be changed when manufacturing begins. Gift Wrapping Choose to have your items gift wrapped for an additional £2.99 per item, and they will be beautifully presented in silver gift paper and white ribbon. Each gift wrapped item includes a personal message card with space for a 200 character message of your choice, please send this to us with your personalisation. Please note that during peak seasons gift wrapped items may delay despatch by up to 1 day, Gift wrapping may vary in colour and design. Send us a message after you have placed your order, if you would like to add Gift Wrapping and we will send you a separate PayPal invoice. Delivery Information Personalised items take time to be manufactured, the expected time to despatch is shown in the product description above. If you need your item by a certain date, be sure to choose an appropriate delivery method. You can choose your delivery method during the eBay checkout. (Tap the 'Post to Me' button if you are using the eBay app) We cannot be held responsible if an item does not arrive in time, if you have not selected an appropriate delivery method. Our free delivery method makes no delivery date guarantee and is not suitable if you need your item in a hurry. Delivery ServiceDestinationDelivery TimeTracking Number Royal Mail 48 (Free Delivery)UK3-4 daysNo Argos Click and CollectUK3-5 daysNo Royal Mail 24UK1-2 daysNo Royal Mail 24 with TrackingUK1-2 daysYes Next Day Express Delivery* (Special Delivery by 1pm)UK1 dayYes Royal Mail IrelandIreland3-5 daysNo Interlink Express IrelandIreland2 daysYes International Signed ForWorldwide5-7 daysYes * Next Day Express Delivery is available on selected items only, order before 12pm Monday to Friday for priority production and delivery on the next day by 1pm (including delivery on Saturday, excludes public holidays) just choose 'Special Delivery by 1pm' during the eBay Checkout. Buying as a gift? We don't send any invoices, receipts or anything which shows the price paid with our products. Item Not Received? If you have not received your order within 3 days of the estimated delivery date, please first check with your neighbours and then your local Royal Mail delivery office. Most customer find their parcels at the delivery office even though they never received a red collection card. If you are still unable to find your parcel, please contact us. Payment We only accept payment by PayPal on eBay. For your security we will only despatch to the address provided to us by PayPal. About us Go Find A Gift stock a wide selection of unique personalisable gifts, perfect for every and any occasion. We offer our customers a higher level of service and support they just won't find anywhere else and our commitment to customer satisfaction shows in everything we do and every product we sell. Browse our wide selection of personalised gifts today and see why we are known for our quality, wide selection of gifts and service. Returns Policy If you are not 100% satisfied with your items, please contact us within 30 days. We do not accept returns on personalised items, so please double check names, dates and spellings before ordering. If do not receive your item or it has a manufacturing fault, or is damaged in transit, please contact us, including a photo if appropriate and we can arrange a replacement. Type: Standard Cat Bowl, Number of Bowls: 1, Main Colour: Blue, Material: Ceramic, Brand: Unbranded, MPN: Does Not Apply


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Receive the latest in Footwear, Fashion, Music and Creativity in our newsletters.
Originally introduced in 2010, Element's Emerald imprint has steadily produced premium quality lifestyle designs utilizing an eco-conscious aesthetic. For their Fall/Winter 2012 collection, the brand is set to drop a brogue-style low top and an updated version of their sleek Prescott boot. Boasting everything from premium leathers to multicolored speckled soles and native prints, the releases stay true to the young brand's philosophy.
Photography: Brandon Shigeta/HYPEBEAST


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My Silene regia is a perennial.
Cathy, west central IL, z5b
On May 28, 2007, at 3:19 PM, Donna wrote:
> although I am not familar with this particular one....
> But aren't most silene's really bi-annual? Seems to me they seed close
> to same spot hence thinking they are the same plant? Did you let
> some go
> to seed or where you tidy? Maybe not, you guys know a lot more than
> I do
> about plants....
> Donna
> ----- Original Message ----
> Kitty, we had it our greenhouse (meaning the greehouse where I
> work) only one
> year and it has been quite a few yrs ago. I had split one plant
> into 4 &
> lost all.
> Ceres
> ---------------------------------------------------------------------
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In the final part of our series on great Ashes rivalries, writers from England and Australia look back at England's victories in the past two series and the clash of the two captains during those two encounters, Andrew Strauss and Ricky Ponting
Mark Baldwin, England
If Andrew Strauss, not Andrew Flintoff, had captained England in the 2006-07 Ashes series, as many thought he should have done, then the story of his rivalry with Ricky Ponting may have been less one-dimensional than the tale of the man who finished off the last great survivor of Australia's modern golden era.
Strauss will be remembered as the first England captain since Mike Brearley to win Ashes series home and away, beating Ponting's sides in 2009 and 2010-11 after also being a key member of the team under Michael Vaughan that won in 2005.
Strauss was overlooked by England's selectors for the job of leading the team to Australia in the autumn of 2006, despite deputising so well for an injured Flintoff when Pakistan were beaten 3-0 under his leadership.
But if Strauss had suffered like Flintoff at Ponting's hands in 2006-07, who is to say that 2009 would have turned out quite so well for England? Strauss, however, was able to use the humbling experience of 2006-07 to forge yet more steel into his own captaincy style when he was at last appointed to the job.
As a sturdy opening batsman, Strauss scored vital runs for England on many occasions, but he was not in the class of Ponting, Australia's heaviest Test run-scorer. As a captain, though, Strauss has the Ashes record that Ponting can only shake his head at wistfully and think about what might have been.
Andrew Faulkner, Australia
It is not so much a stain on a great record as a scorch mark. The man who lost three Ashes series. Bad things certainly did come in threes for Ricky Ponting.
Misfortune in 2005, carelessness in 2009, and downright embarrassment at home in 2010-11. The third calamity comprised of three innings defeats.
The most successful captain in Test cricket has left the game with an asterisk on his record. But it is no more than a footnote. For Ponting played in five winning Ashes series and scored eight of his 41 Test hundreds against the Old Enemy.
His 150 in the opening Test of 2005 seemed to portend yet another Australian Ashes triumph. It was a false dawn.
Strauss was perhaps a better tactician than Ponting. Many were. But it is harder to measure the inspiration provided by a captain so adored by his team-mates.
That rollicking pull shot; imperious straight drive; the rocket arm so deadly from cover or mid-wicket. The best Australian slipper since Mark Taylor. But when Ponting's pull shot misfired, so did Australia.
As Australia aged and made a hash of renewing its batting ranks, Strauss even caught up in the runs column, scoring 781 at 48 against Ponting's 498 at 33 across the 2009 and 2010-11 series.
But if cricket is all about the numbers, history will record that Ponting's Ashes captaincy record actually ended in credit: eight wins, seven losses and five draws.
Fuel The Ashes debate by following @GotTheBottle and tweet using #GotTheBottle for your chance to win Ashes tickets
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Womack's latest book hits the shelves
Tuesday, July 8, 2014 - 1172 hits
Kenneth Womack's book, The Beatles Encyclopedia: Everything Fab Four, was recently published in celebration of the fiftieth anniversary of the band's triumphant first visit to the U.S.
Published in two volumes, the encyclopedia provides casual fans and aficionados alike with a comprehensive study of the historical, cultural, and musical influence of the Beatles, providing hundreds of insightful entries that address the people, places, events, and other details that have contributed to the band's status as a global phenomena.
Womack serves as Penn State Altoona's senior associate dean for Academic Affairs and as professor of English and Integrative Arts. He is also the author or editor of numerous works of nonfiction, including Long and Winding Roads: The Evolving Artistry of the Beatles (2007) and The Cambridge Companion to the Beatles (2009), which was named as The Independent's "Music Book of the Year."
Media contact:
Marissa Carney, Media Relations Coordinator, University Relations 814-949-5105
Web Contact:
Jonathan O'Harrow, Webmaster, University Relations 814-949-5105
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Fish Steaks In Wine Sauce
|Fish steak
|Condensed tomato soup
|10 1⁄2 Ounce (1 Can)
|Red wine
|1⁄2 Cup (8 tbs)
|Pimiento cheese spread
|4 Ounce (1 Jar)
|Chopped parsley
|2 Tablespoon
|Minced onion
|1 Teaspoon
1. Heat oven to 375° F.
2. Arrange fish steaks in a shallow baking dish.
3. Combine soup, wine and cheese in a saucepan. Cook and stir over low heat until cheese melts. Stir in parsley and onion.
4. Pour over steaks in baking dish.
5. Bake about 25 minutes or until fish flakes easily when tested with a fork.
Recipe Summary
Rate It
Nutrition Rank
Nutrition Facts
Serving size: Complete recipe
Calories 1213 Calories from Fat 375
% Daily Value*
Total Fat 43 g65.8%
Saturated Fat 7.4 g36.9%
Trans Fat 0 g
Cholesterol 451.8 mg150.6%
Sodium 2828 mg117.8%
Total Carbohydrates 64 g21.4%
Dietary Fiber 2.9 g11.8%
Sugars 27.4 g
Protein 122 g243.4%
Vitamin A 84.8% Vitamin C 93.4%
Calcium 65.2% Iron 14.2%
*Based on a 2000 Calorie diet


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David Beckham is learning French so he can communicate with his teammates and fans after signing a five-month contract with Paris Saint Germain.
David Beckham is learning French.
The England soccer legend has signed a five-month contract with Paris St Germain and is determined to learn the language so he can communicate well in press conferences.
He has seen fellow Englishman Joey Barton be ridiculed for his attempt at a French accent while he has been playing for Marseille and he doesn't want the same thing to happen to him.
He wants to avoid a repeat of the cringe-worthy press conference given by Marseille star Barton in which he spoke English but in a peculiar French accent.
A source told the Daily Star newspaper: ''Becks isn't daft enough to make Joey's mistake. He has gone to great lengths to make sure he has a decent command of French. He wants to talk to the players, fans and the media in French. He's booked a tutor in France and has courses on his portable devices.''
David - who will live in a hotel in Paris while wife Victoria and their four children will stay in London - has begun lessons to talk to teammates and fans and when he cannot have classes he has a language course on his iPhone and iPad.
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