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Financial Industry Developments
On September 11, the FHFA announced that Fannie Mae and Freddie Mac are launching a new representation and warranty framework for conventional loans sold or delivered on or after January 1, 2013. The framework's objective is to clarify lenders' repurchase exposure and liability on future deliveries. Under the new framework: (i) lenders will be relieved of some repurchase obligations for loans that meet specific payment requirements; (ii) HARP loans will be eligible for representation and warranty relief after 12 months' of acceptable payment history; (iii) information about exclusions from representation and warranty relief will be detailed; and (iv) Fannie Mae and Freddie Mac will make available for lenders a range of tools to improve loan quality. FHFA Release.
On September 10, the FHFA announced that Pacifica Companies, LLC has purchased 699 Fannie Mae properties in Florida as part of the REO pilot initiative. The FHFA will announce the winning investors for properties in other areas upon closing of the transactions in the coming weeks. FHFA Release.
On September 11, the CFTC requested public comment on a petition from ICE Clear Europe Limited for an order pursuant to Section 4d(a) of the Commodity Exchange Act which would permit ICE Clear Europe and its clearing members that are registered futures commission merchants to: (i) commingle in a futures customer account positions in futures and options, and foreign futures and foreign options, and related customer money, securities and property; and (ii) portfolio margin such futures and options, and foreign futures and foreign options, in the futures customer account. Comments should be submitted by September 25. CFTC Release.
On September 10, the CFTC responded to questions on the timing of when entities will be required to register as swap dealers. The CFTC issued FAQs to help market participants better understand the requirements and timing of the rules. CFTC Release.
Rating Agency Developments
On September 13, Fitch updated its global rental fleet ABS criteria. Fitch Report.
On September 13, Fitch updated its global criteria for cash flow analysis in CDOs. Fitch Report.
On September 11, DBRS released its criteria for Canadian structured finance transactions, ABCP, and structured finance hedge counterparties. DBRS Structured Finance Report. DBRS ABCP Report. DBRS Hedge Counterparty Report.
On September 11, Fitch updated its sovereign rating model. Fitch Release. Fitch Report.
On September 10, Fitch updated its covered bond criteria. Fitch Report.
Note: Free registration is required for rating agency releases and reports.
Recent Orrick Alerts
On July 30, the German Ministry of Finance published a discussion draft bill regarding High Frequency Trading for the German financial services sector in the form of an "Act for the Prevention of Risks and the Abuse of High Frequency Trading" (HFTA). The new rules amend various German laws to extend their application to high frequency and algorithmic trading. Click here to read more.
The ruling, after being delayed for a month, was finally published on September 2 and relates to a split jurisdiction clause of a type that is in common use, for example in loan agreements, and which limits the remedies available to one of the parties. Click here to read more.
RMBS Litigation
Deutsche Zentral-Genossenschaftsbank AG (DZ Bank) filed a summons with notice in New York State court on September 7, 2012, against several Goldman Sachs entities asserting claims in connection with DZ Bank's alleged purchase of 9 RMBS for over $189 million. DZ Bank alleges that Goldman Sachs provided offering materials that misrepresented or omitted material information about, among other things, the underwriting standards used to originate the underlying loans, the statistical characteristics of the loans, and the transfer of the loans to the RMBS trusts. DZ Bank asserts causes of action for common-law fraud, fraudulent inducement, negligent misrepresentation, aiding and abetting fraud, declaratory judgment, and contract claims, including rescission, restitution, and mutual mistake. DZ Bank seeks compensatory damages, punitive damages, and rescission. Summons.
On August 21, 2012, several Prudential entities sued several RBS entities in New Jersey State court seeking to recover damages allegedly suffered in connection with over $343 million in RMBS. Prudential also sued several Goldman Sachs entities in New Jersey State court on August 24, 2012, seeking to recover damages allegedly suffered in connection with over $270 million in RMBS. In both cases, Prudential alleges that the offering documents for the RMBS at issue contain untrue statements of material fact and omissions concerning the underwriting standards used to originate the underlying loans, the result of the defendants' pre-closing due diligence, owner-occupancy rates, the process by which appraisals in connection with the underlying loans were performed, the assignment of the loans to the RMBS trusts, and the credit ratings assigned to the RMBS. In the case against RBS, Prudential also alleges that the offering documents contain untrue statements of material fact and omissions concerning the loans' LTV and CLTV ratios; in the case against Goldman Sachs, Prudential also alleges that the offering documents contain untrue statements of material fact and omissions concerning exceptions made during the loan underwriting process. Prudential asserts causes of action for common-law fraud / fraudulent inducement, aiding and abetting fraud, negligent misrepresentation, and violation of New Jersey's civil RICO statute. Prudential seeks compensatory damages, treble damages in connection with its RICO claim, rescission, attorneys' fees and costs, and prejudgment interest. RBS Complaint. Goldman Sachs Complaint.
On September 6, 2012, the National Credit Union Administration Board (NCUA) sued UBS in the United States District Court for the District of Kansas. The NCUA filed the suit in its capacity as Liquidating Agent of U.S. Central Federal Credit Union and Western Corporate Federal Credit Union, which collectively are alleged to have purchased over $1.1 billion in RMBS from UBS. The complaint alleges that the originators of the mortgages collateralized into the RMBS had "systematically abandoned" the underwriting guidelines described in the offering documents. The NCUA also alleges that the offering documents contained untrue statements of material fact concerning weighted average LTV ratios, the evaluation of the borrowers' capacity and likelihood to repay the mortgage loans, and the reduced documentation programs used by the originators. The NCUA asserts claims under Sections 11 and 12(a)(2) of the Securities Act of 1933, Sections 25401 and 25501 of the California Corporate Securities Law, and the Kansas Uniform Securities Act. The NCUA seeks rescission or rescissionary damages or, in the alternative, compensatory damages. Complaint.
European Financial Industry Developments
On September 12, the European Commission published its legislative proposals to establish a single supervisory mechanism (SSM) for eurozone banks. An accompanying communication sets out the 'roadmap' for achieving the banking union.
There are two legislative proposals, both of which the Commission has called on the Council of the EU and the European Parliament to adopt by the end of the year:
The FSA has published a consultation paper looking at the implications of non-EEA national depositor preference regimes which prioritise the claims of home-country depositors over those of depositors outside the home country if a firm becomes insolvent.
The proposed new FSA rules would prohibit firms from non-EEA countries that operate such regimes from accepting deposits through a UK branch, unless measures are introduced to eliminate the disadvantage to UK depositors caused by the subordination of their claims in favour of home country depositors.
It is intended that the new rules will be in place by January 2013, with a compliance deadline of January 2015.
On September 12, the FSA published a consultation paper entitled 'Regulatory Reform: PRA and FCA regimes relating to aspects of authorisation and supervision' (CP12/24). CP12/24 relates to the creation of the PRA and the FCA that will, along with the FPC, replace the FSA. The PRA and FCA will each adopt provisions from the FSA Handbook to create two new rulebooks that will come into effect when the new regulators acquire their legal powers; these new rulebooks will replace the current FSA Handbook.
In CP12/24 the FSA is consulting on substantive changes to the FSA Handbook that it proposes to make in order to ensure that sections adopted by the PRA and FCA are in line with their future objectives and functions.
The FSA's consultation is fairly wide-ranging, but it suggests that firms may wish to focus their comments on the following proposals:
The FSA is inviting firms to comment by December 12.
On September 7, the Global Financial Markets Association (GFMA) published a letter setting out principles that it proposes to assist in the setting of global financial benchmarks such as LIBOR. The principles outline a set of best practice standards for conducting benchmark price assessments. The principles state that the overall responsibility for the benchmark process lies with the entity or group that develops and issues the benchmark (the "sponsor"). The Principles are grounded in three fundamental sponsor obligations, which GFMA believe should be applied in a manner commensurate with the significance of the benchmark:
Controls: A sponsor should ensure that there is an appropriate system of controls promoting the efficient and sound operation of the benchmark process and should implement such a system of controls.
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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© Orrick, Herrington & Sutcliffe LLP
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This category is for websites specifically located in or related to Cumberland, MD. Websites related to a wider area or with multiple locations should be submitted to the corresponding category at the county or state level. Submission Guidelines:
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Welcome to McCalla Bible Church. We are located in the growing southern suburbs of Birmingham, Alabama.
Because we believe in the power of the Word of God to change lives, the main focus of our ministry is to present the Living Christ that we might know Him as Savior and walk with Him in the power of His Holy Spirit.
"Timeless Message – Traditional Worship"
Because we believe in the sufficiency of Scripture the main thrust of every ministry is the proclamation of the Word of God. We desire to see people come to know the Lord Jesus Christ as Savior and begin to grow in Him. We preach Jesus Christ as the only way for men to experience forgiveness of sins and to have eternal life. We teach that believers grow as they are in the Word of God and walk in the power of the Holy Spirit.
If you desire to hear verse-by-verse exposition of Scripture come visit McCalla Bible Church.
M – Multiplying
B – Believers
C – in Christ
Find out what's happening at MBC this week by visiting our church calendar. Just click here.
MBC was accepted as a member of the Independent Fundamental Churches of America International in 2012. This is an alliance of churches, individuals, and mission agencies which hold to doctrinal purity and worldwide missions.


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MRes Philosophy
Philosophy at UEA
As a student within Philosophy, you will benefit from a dynamic and friendly environment with a highly distinctive research profile – an ideal place in which to be inducted into philosophical research. While actively supporting research in all core areas and periods of philosophy, we have particular research strengths at various frontiers of the subject: philosophy and the arts (literature, film, music), philosophy and linguistics, environmental philosophy, and metaphilosophy (epistemology and methodology of philosophy) are among its distinctive specialisms. Some of these benefit from the proximity to worldwide leading departments in related areas (including literature and creative writing, and environmental studies). We are a leading centre for research on Wittgenstein, while our members also work on ancient philosophy, early modern philosophy and Kant, phenomenology, and the history of analytic philosophy. Weekly guest lectures and workshops add to the vibrancy of Philosophy at UEA and make it easy for newcomers to blend into the graduate community of about thirty, and be in constant touch with academic staff.
The MRes Programme
The Master of Research is a research training programme designed to prepare students for independent research, either as part of a one-plus-three year route leading to the PhD or to give students a cutting edge on the job market. The programme has an undiluted Oxbridge format, with teaching structured around one-on-one tutorials. Students typically take four supervised study modules consisting of three such tutorials each. Each module involves doing research on individually agreed topics from one area of the subject, under the guidance of a member of academic staff. Results are presented in three essays. After feedback from the supervisor, two essays are revised and submitted for assessment. Students taking two such modules per semester will have fortnightly essay deadlines and tutorials. One or two supervised study modules can be replaced with appropriate taught modules from the menu of PHI MA modules. Alternatively, it is also possible to take language training (e.g. Ancient Greek, or German for philosophical research purposes) in place of one or two of the modules. One-on-one supervisions are complemented by the Philosophy Postgraduate Research Training Workshop, a research skills module for all Masters' students.
From May to September, students write a dissertation (12-15,000 words) on a topic chosen in consultation with the course director and under the guidance of a supervisor.
This school offers programs in:
- English
Last updated August 1, 2016


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In my last post I discussed the Meridian Sunrise Village v. NB Distressed Debt Investment Fund Ltd. opinion handed down by the United States District Court for the Western District of Washington in March of this year. The prior blog post focused on the Court's holding that distressed loan investors are not "financial institutions" and therefore, cannot exercise rights and remedies under a loan agreement as permitted assignees. The Court didn't stop there, however. Within the opinion, the Court also signed off on the debtor's gerrymandering of votes in respect of its plan of reorganization. Today's blog post discusses this second significant ruling.
As previously reported, Meridian Sunrise Village ("Meridian") borrowed approximately $75 million from U.S. Bank for the construction of a shopping center. Shortly after closing, U.S. Bank sold off pieces of the loan to other institutional lenders, including Bank of America.
Following a series of defaults under the loan agreement, Meridian filed for chapter 11 in early 2013. During the course of the bankruptcy case, Bank of America sold its piece of the loan ("Ratable Loan") to NB Distressed Debt Fund Limited ("NB"), which subsequently assigned one half of its interest to two other distressed debt investors (together with NB, the "Funds").
Meridian, in an attempt to undermine the Funds' position in its bankruptcy case, sought an injunction from the bankruptcy court limiting the Funds' voting rights in respect of Meridian's plan of reorganization. Meridian's argument focused on the fact that, immediately prior to the bankruptcy petition date, Bank of America was the sole owner of the Ratable Loan. Therefore, notwithstanding the fact that each of the three Funds held a piece of the Ratable Loan at the date on which voting was to occur, Meridian asserted that the Funds should only have one vote (and not the normal three votes). Unfortunately for the Funds, the bankruptcy court concurred with Meridian and granted the injunction.
Notwithstanding the Funds' attempt at an interlocutory appeal, voting on Meridian's plan commenced to the exclusion of NB and its assignees. The plan, which was supported by Meridian's other lenders, was confirmed by the bankruptcy court in September 2013. The Funds then appealed both the confirmation order and the bankruptcy court's preliminary injunction to the District Court.
The Implications of the Court's Ruling
After tackling the meaning of the phrase "financial institution," the District Court considered the issue of allocation and counting of votes in favor of a plan of reorganization. Under the Bankruptcy Code, a class of creditors is only deemed to accept a plan if more than 50% of the class members and 2/3 of the claimed dollar amount of the class vote in favor of the plan.
As discussed above, Meridian had allocated one vote to Bank of America as the prepetition holder of the Ratable Loan. Notwithstanding Bank of America's sale of the loan to NB and NB's subsequent assignment to the Funds, the District Court held that that the Funds were only entitled to one vote (assuming they were entitled to vote at all), as per Meridian's classification. In relevant part, the District Court stated:
"A creditor does not have the right to split up a claim in such a way that artificially creates voting rights that the original assignor never had . . . . If the Funds received the number of votes it [sic] desired by simple assignment, any creditor could assign its interest to multiple parties to increase its voting power. [Another creditor] is correct that 'the numerosity requirement cannot be so easily manipulated.'"
"A creditor does not have the right to split up a claim in such a way that artificially creates voting rights that the original assignor never had . . . . If the Funds received the number of votes it [sic] desired by simple assignment, any creditor could assign its interest to multiple parties to increase its voting power. [Another creditor] is correct that 'the numerosity requirement cannot be so easily manipulated.'"
This is another controversial ruling with perhaps even more far ranging impact than the financial institution ruling discussed in my last post. The district court effectively gave the debtor the ability to gerrymander voting on a plan of reorganization, at least in terms of satisfying the numerosity requirement.
While it remains to be seen whether this holding will be widely adopted and how it will affect plan classification and voting, we can concede that the district court added a new tool to a debtor's arsenal vis-à-vis its lenders, particularly lenders who acquire loans post-petition. In light of the Meridian opinion, lenders should take care when drafting loan agreements to include language addressing a lender's ability to assign its loan and related rights (including the right to vote on a plan of reorganization) to multiple parties following a borrower's bankruptcy filing.
The case is Meridian Sunrise Village, LLC v. NB Distressed Debt Investment Fund Ltd., 2014 WL 909219 (W.D. Wash. Mar. 7, 2014). The Funds have appealed the decision to the United States Court of Appeals for the Ninth Circuit.
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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.
© Bilzin Sumberg Baena Price & Axelrod LLP
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December 26th, 1973.
William Friedkin's horror masterpiece The Exorcist has more cojones than any mainstream horror film I've seen in years. It's an amazingly brutal, profane, scary and funny film – one that simply couldn't be made today within the studio system. Not a chance. The fact that this movie came out 39 years ago blows my mind.
According to BoxOfficeMojo, the film has taken in around $232,906,145 at the US Box Office and $208,400,000 in foreign markets for a combined worldwide total of $441,306,145. Huge numbers for a movie with a production budget of $10.5 million, a figure that by today's studio standards seems scant. In short, the movie wasn't just a hit – it was a global phenomenon (even though those numbers include the gross of 2000's successful re-release).
I wasn't even born 39 years ago and I imagine the same could be said by a large chunk of our readers. Why do you guys think we don't see movies like The Exorcist hit that same level of mainstream awareness today? Are audiences weaker? Are the corporate-owned studios more cowardly? Is there some sort of new politically correct awareness that is actually increasing the limits on what's deemed appropriate in the artistic marketplace? I have my own theories, but I want to here from you.


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The waterfront community of Shore Acres has a true, warm sense of community. This home is a treasure you fall in love with! New professional decorator renovations throughout the home*New Flooring through first floor*New Chef Quality Kitchen*New First Floor Full Bathroom*New Heating and Cooling Systems*Fresh Modern Color Schemes*Unique upstairs with offset suite of rooms complete with Kitchen, Sitting Area, bedroom and bath, with private deck and additional entrance - perfect for extended family and guests*Fully Vinyl Fenced*Short distance to Community Beach, and Yacht Club rebuilding is underway. Local Angela Hibbard park has recently received a beautiful facelift too with Dog park, Pickle Ball Courts, Basketball, Walking track. This area will simply delight you for years to co
Listing Courtesy of Weichert Realtors-Brick


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The pareto-stability concept is a natural solution concept for discrete matching markets with indifferences
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Volume (Year): 40 (2011)
Issue (Month): 3 (August)
Pages: 631-644
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- Sotomayor, Marilda, 1999. "Three remarks on the many-to-many stable matching problem," Mathematical Social Sciences, Elsevier, vol. 38(1), pages 55-70, July.
- Roth,Alvin E. & Sotomayor,Marilda A. Oliveira, 1992.
"Two-Sided Matching,"
Cambridge Books,
Cambridge University Press, number 9780521437882, October.
- Roth, Alvin E. & Sotomayor, Marilda, 1992. "Two-sided matching," Handbook of Game Theory with Economic Applications, in: R.J. Aumann & S. Hart (ed.), Handbook of Game Theory with Economic Applications, edition 1, volume 1, chapter 16, pages 485-541 Elsevier.
- Shapley, Lloyd & Scarf, Herbert, 1974. "On cores and indivisibility," Journal of Mathematical Economics, Elsevier, vol. 1(1), pages 23-37, March.
- Sotomayor, Marilda, 2000. "Existence of stable outcomes and the lattice property for a unified matching market," Mathematical Social Sciences, Elsevier, vol. 39(2), pages 119-132, March.
- Sotomayor, Marilda, 2004. "Implementation in the many-to-many matching market," Games and Economic Behavior, Elsevier, vol. 46(1), pages 199-212, January.
- Sotomayor, Marilda, 1996. "A Non-constructive Elementary Proof of the Existence of Stable Marriages," Games and Economic Behavior, Elsevier, vol. 13(1), pages 135-137, March.
- Sotomayor, Marilda, 2005. "An elementary non-constructive proof of the non-emptiness of the core of the Housing Market of Shapley and Scarf," Mathematical Social Sciences, Elsevier, vol. 50(3), pages 298-303, November.
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Ken Griffin net worth: Ken Griffin is an American entrepreneur who has a net worth of $6.5 billion dollars. Born in Daytona Beach, Florida, Ken Griffin went on to graduate from Harvard University. He began trading while in college, and had amassed a million dollars by the time he graduated. He launched his own hedge fund company, Citadel LLC, in 1990. The company was massively successful throughout the 90s and early 2000s, and Mr. Griffin regularly appeared on the lists of richest Americans published by Forbes and Fortune. His company took a beating in 2008, and he lost over a billion dollars. He has managed to recover, however, and is back at pre-recession levels. In addition to his hedge fund work, he is also a major art collector, and sits on multiple philanthropic boards. He also runs his own foundation, Citadel Group Foundation. He is currently based in Chicago, Illinois.
Ken Griffin Net Worth
Kenneth C. Griffin
Date of Birth
Oct 15, 1968 (48 years old)
Entrepreneur, Businessperson
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Greece. Also unbeatable for its mix of ancient culture
The Greeks invented sophistication – and that's the word for the new breed of boutique hotels and holiday experiences.
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The Greeks invented sophistication – and that's the word for the new breed of boutique hotels and holiday experiences.
Vada in vacanza in Grecia per visitare gli antichi monumenti greci di Atene e le reliquie bizantine in della seconda città della Grecia, Salonicco. Nel nord, visiti i remoti monasteri medievali di Meteora. Nelle isole greche di Rodi e Kos la attendono spiagge assolate, villaggi sonnolenti e vivaci località. Mentre le bellezze naturali e il fascino tradizionale di Creta e Corfù la affascineranno.
Greece has all the ingredients for a perfect holiday, even more so for those travelling in September and October. Stay at any of the following hotels for free dining ranging from complimentary Half board to All Inclusive at these specially selected hotels in Halkidiki, Crete, Corfu, Athens and Rhodes.
Choose from Lindian Village or Electra Palace in Rhodes or Miraggio Thermal Spa Resort or Eagles Palace, both in Halkidiki. Try the popular MarBella Corfu or for a more boutique stay Minos Beach art Hotel in Crete or Cape Sounio, Grecotel Exclusive Resort on Athens Riviera.
Book below by 31 August.
Classificazione BA
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879 recensioni
Classificazione BA
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234 recensioni
Classificazione BA
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594 recensioni
Classificazione BA
Classificazione TripAdvisor
733 recensioni
Head to one of Greece's 60 inhabited islands for your holidays. Opt for the lush green of Greece's Ionian islands (including Corfu and Kefalonia) to the west, or the dry rocky Cyclades to the south-east - from Santorini to Mykonos. On the mainland in Thessaloniki, you'll find cove after cove of hidden treasures in Halkidiki.
On a cultural holiday in Greece, see the ancient temples of the Acropolis in Athens and centuries-old Byzantine churches in Thessaloniki, then indulge in soutzoukakia (meat-balls in tomato sauce). On island holidays in Greece, roam the cobbled streets of Italianate Corfu Town and medieval Rhodes Town, both UNESCO-listed attractions. Then tuck into seafood – think htapodi (octopus), kalamari (squid) and xifias (swordfish).
For a challenging holiday in Greece, charter a yacht and sail down the Ionian Sea from Corfu to Zakynthos and across the Aegean Sea from Kos to Paros, or try windsurfing off Lefkada island. For outdoor cultural holidays in Greece, explore the archaeological sites of Delphi and Olympia or in travel to the mountains of northern Greece and try rabbit casserole, stifado.
Immerse yourself in the natural splendour of Greece, with its olive tree-draped hills and sparkling aquamarine seas, on a villa holiday with James Villas. The extensive James portfolio includes villas with private pools, in perfect settings for enjoying the serenity of Crete and Corfu. Or choose a conveniently located property for taking in the ancient ruins of Rhodes.
Voli con British Airways e potrà godere di un servizio pluri-premiato e di tariffe con un ottimo rapporto qualità-prezzo senza spese nascoste.


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i was hellbent on the Vmoda M80s and heard them and said, nah.
the Beyer 1350 is my other choice. (that and some House of Marley options). i know there is a big difference in over ear and on ear, and i am not looking for one over the other. i really am looking for THAT sound overall. a detachable cord is a bonus.
I liked the M80's for a month and grew tired of them. Partially was do to on ear design. I've never heard the DT1350 but it has a big following and I would expect them to sound very good. I find them quite ugly and the sound signature seems to be not to my liking so I never pursued them. The L1 is warm and bassy. Not the tightest of bass either but the overall sound is very pleasing. The detachable cable is L1 specific so that kind of sucks. I've never heard or have seen a replacement cable either. But it's very well built and I haven't had any issues with it. Other headphones you could consider are the Sennheiser Momentum, Sony MDR-1R and UE6000. The Beyerdynamic COP is another good option at lower cost. They all have ample bass and sound pretty good to my ears.


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Mulitplayer Gaming Clan Logo
- Status Closed
- Budget $30 - $250 USD
- Total Bids 19
Project Description
Looking for someone to design a clan logo for our website. Go to [url removed, login to view] and you will see the overall layout and look of our site and the basic image we want to use (condom) but modified to be more aggressive looking.
The attached picture here is another clans logo and would like the modified condom picture to be made the same way as the head within this image, gold color/texture and all. Also would like more added to the overall logo but kind of stuck thinking what else added would work, so anyone willing to take the project should have a good imagination. Also, keep in mind we are a MULTI gaming clan... right now only playing COD5 but that will change in time, so when creating the logo please remember this.
Please do not bid on this project if you do not have any kind of portfolio showing examples of the kind of detailed logo/graphics work that is within the attached file, because they will be ignored. If all you can show is a portfolio of business oriented logo's which do not have the graphical details needed for this project... then dont bother.Get free quotes for a project like this
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- Set your budget and the timeframe
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The administrator to Comet has confirmed that it plans to close a further 125 stores over the coming weeks, which means that most of the failed electricals chain's 6,600 staff will have lost their jobs by Christmas.
Deloitte said the latest batch of closures, accounting for about 2,500 staff, would leave just 70 of Comet's original 236 shops trading until all the remaining stock is sold.
Further cuts are planned at the chain's support functions in Rickmansworth, Hull and Clevedon, in addition to the closure of its distribution in Harlow, Essex, on Friday.
Deloitte remains in discussion with a "small number of interested parties" in buying parts of Comet, but unless a buyer can be found all the retailer's stores will close by 18 December.
Clive Coombes, the property tycoon, has expressed an interest in buying a tranche of the stores.
OpCapita, the private investment firm, and its backers are likely to make millions of pounds from the expected liquidation of Comet, which it acquired for a token £2 in February.
- More about:
- Consultancy
- Deloitte And Touche


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706 N Main St
Bluffton, IN 46714
Hott Family Dentistry is a trusted Bluffton area dental implants practice providing natural-looking, comfortable tooth replacement. We make it our mission to use a gentle touch during the process.
We hold ourselves to the highest standards to replace missing teeth and provide you with natural-looking results. Our goal is to restore your confidence and your bright, healthy smile.
Bluffton area dentist Dr. Bartholomew Hott offers dental payment plans so you can afford the treatment you need. Just talk with our friendly team about your needs.
We'll be happy to work with you to find the solution that fits your situation. We're committed to making your oral health a reality.
Bluffton area Invisalign® dentist Bartholomew Hott, D.D.S. is happy to provide your new clear braces. At Hott Family Dentistry, we want you to have the straight teeth and beautiful smile you desire.
We're happy to assess your needs create your individual treatment plan for braces. You may be able to have your new Invisalign® aligners sooner than you think!
The friendly, caring staff of Hott Family Dentistry in the Bluffton, Indiana area strive to make you feel comfortable and well-cared for at your dentist appointment. Bartholomew Hott, D.D.S. is committed to serving you and your family's dental needs, year after year. Come and see what we have to offer in a professional setting where top-notch customer service still matters.
At Hott Family Dentistry, we accept several types of dental insurance. With the proper information, Dr. Hott and his staff will be happy to file your insurance claim for you. We strive to make the insurance paperwork process as simple and streamlined as possible. You are only personally responsible for the co-pay or deductible amount.
Dr. Kyle Kramer, D.D.S. DMD PC
Indianapolis , IN, 46060
(317) 274-5159
Ronald Corley ,D.D.S. DMD P.C
614 Andrew Ave.
Laporte , IN, 46350
Evansville Endodontics
1449 Kimber Ln # 103a
Evansville, IN, 47715-4067
Reitz, Jonathan W D.D.S.
2709 Washington Ave
Evansville, IN, 47714-2411
ceramic braces in Abbotsford British Columbia
composite veneers cost in Toronto M3C 0C1
Are you completely happy with your smile? Or do you find yourself dreaming...what if?
What if those front teeth were less prominent, or maybe a bit more even? Or if that missing tooth could be replaced? Or those broken teeth were no longer chipped and/or stained?
These days, restorative dentistry isn't limited to "movie stars" or "young women" and, it can be very conservative. But a smile makeover can pay huge dividends in terms of self-esteem. Many people have experienced thrilling improvements in their appearance from some of the simplest cosmetic dental implants. The one regret? They hadn't done it years earlier!
21st Century materials (onlays, inlays and veneers) and procedures (cosmetic laser dentistry) exist now that can put a bright smile within everyone's reach. Not only that, new restorative dentistry techniques continue to advance-rapidly! Make sure your cosmetic dental care team keeps up with these techniques by reading clinical journals and participating in Continuing Education courses. Also, be sure to ask your cosmetic dentist about new discoveries so that you can stay informed as well.
Most dentists will agree that the tooth crown is at the heart of general dentistry. They've all studied dental crowns in dental school, and some have done their best work replacing a missing tooth and saving the rest.
Research has given them the wherewithal to achieve virtually ideal restorations. They are natural looking, comfortable and stable in the moist environment of the mouth. Cosmetic dentistry professionals are better equipped now more than ever to build strong, long-lasting and cosmetically superior dental crowns.
A crown (or cap) is a restoration placed over broken teeth or a cracked tooth that cannot sustain a conventional filling. By covering the biting surfaces and sides of the tooth, a dental crown strengthens the damaged tooth by binding together the remaining structures. There are basically three kinds of full-crown restorations that can be placed by your cosmetic dentist, each with pros and cons, depending on your situation.
A gold crown or metal alloy crowns have the longest track record for durability, but some people object to the look of metal.
A full porcelain crown - and its new ceramic cousin - looks wonderful and fits well; however, porcelain crowns are usually best on front teeth where stress is not so great.
Porcelain-fused-to-metal dental crowns are our loyal work-horses for single-tooth restoration - they're very strong.
There are elements of finesse in the creation of any crown. The fit is the thing. The teeth must be prepared with opposing teeth in mind so a good bite won't go bad after the crown is placed. The fit must accommodate adjacent teeth, too. And the "margin," the part of the crown nearest the gum, must fit smoothly to protect the health of gum tissue.
And all this effort is to one end: to save a tooth.


text: Posted April 19, 2004 OK, I saw a trailer at the theater a while back for a dance documentary but I can't remember the name of the film. I recall that it was about these two guys who were starting a ballet company somewhere in the south. Dancers were invited and came from all over the world to participate. Suddenly and without warning, just before opening day, the two guys closed the company and split. Never to be seen again and leaving everyone hanging. When I saw "The Company" playing at the theater, I thought that was it, but obviously not. Does anyone please know the name of the film of which I'm speaking? Thank you! Share this post Link to post


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When you want a gangster sim that's easy to play and comparable to big names on the market, consider The Pimps, MMORPG text browser game. This gangster gives you the player access to drugs, cars, money, women and other features that are known to the organized crime operation.
In this MMORPG game, players can join and create clans and there are lots of buildings to construct and upgrade as you go. There is no install required and you don't have to download anything to get started. New players will start with a trial of the premium content. After this trial period, you do have to pay to get the full premium content the Pimps has to offer.
There is an optional tutorial that you can do at the beginning if you want to learn more about the game and how to get started. This browser based game published by Bigpoint who also made the popular browser MMORPG games Seafight, Gladius 2, Space Invasion, XBlaster, and Dark Orbit.
Just like the other games from this same publisher, The Pimps MMORPG is largely PvP based. Before you can participate in these turf wars which are a great deal of what the game is about, you will need to establish yourself as a gangster in your home city or district area.
The good news is that you get started off with a pretty decent amount of cash to help you do that. You will also have access to the game's premium content and five special employees that help you to run your business. There is also an optional tutorial that gives you full instructions on how to earn cash from the four methods that are available to you.
You should be warned that The Pimps MMORPG is created with adults in mind and does have content that is not suitable to minors. There is marijuana (weed) and hookers that you can hire and later build a brother for so they earn money from you. There is also crack cocaine purchased from the Colombian and sold by pushers on the streets. It's intended to be role-playing fun but most of the content would not be suitable to younger audiences.


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We are all travellers here, compelled to explore the world. The ocean pulls us to her, some of us are still learning the ropes, and some are salty to the core. The whole team are unified by the desire to help make sailing an awesome destination a real possibility for anyone. We take the stress and the hard work, you take the bucket list sailling holiday. And we get to see your faces when you have one of those moments on a Rally when the wonder escapes involuntarily. Gold.
The Rally experience is the brain and love child of intrepid professional travel guides Maggie and Trevor Joyce. They go. They come home. They go again. And through this seasonal raid on foreign shores, they perfect the art of solving any major obstacles that might stop you from experiencing the world from the deck of a yacht. They are perfecting the art of sail in company, explore on your own.


text: Monster Hunter Chinese Rip-Off TrailerBrian Ashcraft7/29/09 12:00amFiled to: Clipsmonster hunterHunter bladeCulturePCChinaCapcom46EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Monster Hunter does monster business. PC game Hunter Blade is trying to cash in — or at least ski in Monster Hunter's wake.Above is a recent trailer for the game. Players slay large prehistoric-looking monsters. So original! Advertisement When asked about this title, Capcom reportedly replied, "This title is not licensed by us and has no connection to our company."中国の『Hunter Blade 猪刀』は本当に『モンスターハンター』のパクリなのか? [オレ的ゲーム速報@刃]Reply46 repliesLeave a reply


text: OverviewBack to top Quality Choice - Epsom Salt - 1 lb. Item# :129824UPC# :635515908833 Brand:Quality Choice Size/Form:1 lb. Ship Weight:1.10 Quality Choice Epsom Salt - 1 lb (16 oz) (454 g) Quality Choice Epsom Salt (Magnesium Sulfate USP) is a soaking aid for minor sprains and bruises, as well as a saline laxative for the short term relief of constipation. Quality Choice Epsom Salt generally produces a bowel movement in 1/2 to 6 hours. relieves occasional constipation (irregularity) relieves pain from minor sprains and bruises Frequently Asked Questions Why should I purchase QC products? QC brand offers you comparable quality to advertised brands at a fraction of the price. If you are looking for quality and value, then you'll be a happy QC customer. The QC line meets virtually all your health/personal care and general merchandise needs. Are the QC products as good as the national brands? Both QC and advertised brands have to follow the stringent standards set by the Food and Drug Administration. That means they all follow the same rule book and are tested based on the same standards. Their active ingredients are the same and their dissolution rates are set to the FDA same standards. Because QC items go through rigorous product testing, you can be assured that they meet or exceed the quality of advertised brands. What criteria are used to compare QC products with national brands? Employing independent, unbiased testing labs, QC products are evaluated on many criteria including: active and inactive ingredient content; product size, shape, weight and appearance; count; dissolution rate; label warnings and usage instructions; packaging security and design.


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Stacey Farley
49525 Grand Rapids MI
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54106 Black Creek WI
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findagrave: Farley, Stacey Beth
06/24/1971 - 06/7/1992, Clinton County, New York
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Stacey Edwards Farley was detained in Columbus, Ohio on October 9th, 2001. View the full details here.
findagrave: Barbara L Stacey Farley (1923 - 2007) - Find A Grave Memorial
Birth: Oct. 14, 1923. Death: May 27, 2007. Barbara Farley -- Kankakee Visitation for Barbara L. Farley, 83, of Kankakee, will be from 8:30 a.m. ...
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Astrology (Paperback): Stacey J Farley: 9781575150246 | Books | Buy...
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Alan Hanna's Bookshop
The Handbag Beauty Bible is the must-have guide for the beauty-hound. A definitive insider's guide to fast-track beauty, this handy-sized book will contain a new ...
Art and Cartography: Six Historical Essays - David Woodward - Google...
The contributors—Svetlana Alpers, Samuel Y. Edgerton, Jr., Ulla Ehrensvard, Juergen Schulz, James A. Welu, and David Woodward—examine the historical links...
Yankee Miracles: Life with the Boss and the Bronx Bombers - Ray...
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I Don't want my tax dollars going to children in other counties. I want them to Educate the children in my own county. Stacey Farley, St. Louis, MO. 2 years ago.
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Sheriff identifies man who fell into Duplin County pond and died
DUPLIN COUNTY - The Duplin County sheriff has released the name of a 70-year-old man who fell into a pond and died.
Solomon Henderson, of Kinston, was fishing at Maxwell's Mill Pond, west of Pink Hill, when he fell from his canoe into the water, said Duplin County Sheriff Blake Wallace. It happened at about 6 p.m. Thursday.
Witnesses on the other side of the pond saw what happened, pulled Henderson out of the water, and began performing CPR, Sheriff Wallace said. First-responders took over CPR but could not revive the 70-year-old.
Henderson's exact cause of death is under investigation, officials said.
The incident appeared to be accidental, said Sheriff Blake Wallace.


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Are you looking for Sugar in ARIZONA? Hotfrog showcases more than 70 popular businesses related to Sugar in ARIZONA! Find a specific region or suburb using the left navigation.
- 10/06/2010
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Sugar Mama's Sweets is a gourmet cupcake and chocolate shop that caters to your…
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2006 Cream & Sugar Cafe & Market
We source raw sugar from almost every plantation and are very experienced in finding the best product for our customers Our primary business is supplying sugar commodities in the US We are very customer se…
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Contact Us - We at Sugar Magnolia would be so happy to hear from you! Please feel free to contact us for questions, or concerns, to book an apointment or to order a couture floral arrangment. We are located in the Zocall…
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Sugar Bowl Tickets on sale today! We have great tickets for the Sugar Bowl, plus related Sugar Bowl Information
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During that time we discuss details of the wedding theme, colors & design options for your dessert as well as choosing flavors and fillings for each tier of your wedding cake
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Health Services Personnel is here at your service when you need us We will help you improve your life style and live a healthy life Sugar is not good for our health and body, so it would be a smart decisio…
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Welcome to Grandma Koyotes BBQ, home of the famous No Sugar Added Diabetic Friendly BBQ Sauce. You can savor two BBQ sauces, Hot N' Spicy and Mild N' Spicy! Try our new award winning Habanero Hot Sauce and Chipotle Haban…
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CMPUNK, he is a great guy but loves to irritate me, he is also a great friend. By the way Punk who is nominated?
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15.Any incident worth Mention: When Del was evicted. BB saved me from suffering a heart attack in the final (if Del had won in the finals I would have suffered a heart attack)
Zindagi bhi ek kavita ki tarah hai,
Kuch ummeedon ki, kuch chahton ki,
Gham jiska sheershak hai,
bhavna jiska ghar,
pal pal ka fer,
khwahishon ka mela,
hawa ke saath jo bole,
toofan ka saath dekar
sugandh ke saath jo failey,
dilon mein jo jagah bana le,
bas kuch khushi dekar,
yahi hai zindagi,
jo ek kavita ki tarah hai.
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The Coral Island
By (author) Robert Michael Ballantyne R M Ballantyne
Format: Hardback
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Coral Island by Robert Michael Ballantyne
Book DescriptionWhen three boys find themselves shipwrecked on a South Pacific island, they must learn to survive in a sometimes beautiful, sometimes deadly new world. Sharks, cannibals, and pirates are only the start of their adventures. A classic tale of high adventure and boyhood courage!
Buy Coral Island book by Robert Michael Ballantyne from Australia's Online Bookstore, Boomerang Books.
Book DetailsISBN: 9781557426734
(229mm x 152mm x 13mm)
Pages: 168
Imprint: WLC
Publisher: WLC
Publish Date: 23-Jun-2006
Country of Publication: United States
Other Editions...
Books By Author Robert Michael Ballantyne
Hudson's Bay, or, Every-day Life in the Wilds of North America, Paperback (March 2012)
Combining anthropological observations with descriptions of landscapes and animals, Ballantyne's 1848 narrative will appeal to historians, geographers and travellers alike.
Gorilla Hunters, Paperback / softback (April 2008)
From the author of "The Coral Island" comes "The Gorilla Hunters" -- A Tale of the Wilds of Africa.
Under the Waves; Or, Diving in Deep Waters (Illustrated Edition) (Dodo Press), Paperback / softback (December 2007)» View all books by Robert Michael Ballantyne
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