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that would have to be one muthaf***ing banana skin!Originally Posted by robin99;489727[B
that would have to be one muthaf***ing banana skin!Originally Posted by robin99;489727[B
I think Wales will win convincingly. But I don't know, i feel if the French are in the mood with nothing to lose. It could be a long day.
Im just tired of reading all this talks by the Welsh players (particularly Priestland) saying how we must improve, but they never do. If we win we will not be great as claimed by some people, because we won 3 slams in 8 years; the same as the 70's. People fail to understand that the 70's team not only won 3 slams, they won the championship for something like 7/8 years in a decade. Now that's impressive.
I think Wales are a good side, but until we beat the cuzzy All Blicks, we are not great.
Prediction: Wales 32 - Alan Rolland's XV 13
Last edited by Toby Faletau-Jones; 17-03-12 at 04:38 AM.
People like TF-B up there is the main reason why I want Wales to lose this match. If you can hold on to a completely valid refereeing decision that may or may not have changed the course of a match that happened 6 months ago you have to be impressively annoying. I know it's only the very impressionable Welsh tabloid readers but still.
France bossing the choke tackle - have they employed POC as their new defence coach?
Joubert going well so far, though I don't many Welsh fans would agree
and as I say that Cuthbert scores a great individual try.
Yeah a fantastic try by an Englishman ;-)
Very good Wales try. This is shaping up nicely.
We have the head on the ass
This games been really disappointing as well.
France just looking to kick everything, and Mike Philips is doing my head in.
Rest of the Welsh team (bar Faletau) are looking good though. Priestland getting back to good form, and Lydiate absolutely everywhere.
Nice first half for Wales lol. Strong performances in many categories.
Good luck for part 2...
Warburton has been replaced by Ryan Jones due to a shoulder injury.
Warburton off at halftime for Ryan Jones.
That's a blow for Wales. Jones has been on good form this Six Nations, but he's no 7. If they thought Warburton might not last then they should have put Tipuric on the bench.
I thought Warburton had a very quiet game in the first half, so have to question whether he was fit to play at all.
Oof, knee in the sack for Cuthbert.
Jonathan Davies what a prick as a commentator...France has no right to kick a ball without any little laugh....
great match apart a one sided referee on some occasions
Talk about the kitchen sink! These teams are really going at it.
Second half has been much better so far - Lydiate has been immense
Joubert what a joke....


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I have come into a little money this month, a settlement with an insurance company from something that happened about a year and a half ago. I am trying to figure out what I really need to do with it, of course there are never any lack of things that you could dispose of money upon. I went to see a dentist who does invisalign veneers in Wollongong and tried to get him to give me a firm price upon what that is going to cost. I have a couple of teeth which are pretty crooked and they need to be straightened out. Of course that is not as vital as other things might be, but of course you have to look in the mirror every morning and it is nice to be able to smile without being self conscious about it. I do not really want to have to do that for the rest of my life, that is probably going to be another six decades if I am lucky to have a long life. Read the rest of this entry
Alt-A Mortgages How They Work
A house is probably the single largest investment you will ever make, and if you're like most, you'll need a mortgage to finance it. Mortgages are loans that are secured by specified real estate – namely, the house that the loan is being used to purchase. Depending on factors like your credit score, employment history and the loan-to-value (LTV) ratio, you may be offered a prime mortgage, subprime mortgage or something in between: an Alt-A mortgage. Here, we take a quick look at the Alt-A mortgage, and why Wall Street wants to bring them back.
Alt-A Basics
Most mortgages are either prime or subprime. Prime mortgages are offered to borrowers who have higher credit scores (and, therefore, lower risk), and come with lower interest rates. Subprime mortgages go to borrowers with lower credit scores and – to make up for the added risk – lenders charge higher interest rates on them. Alt-A mortgages are loans that fall somewhere in between the prime and subprime category in terms of risk and interest rates. (For more, see How Interest Rates Work on a Mortgage.)
One of the defining characteristics of Alt-As is that they are typically low-documentation or
3 Companies that Graduated from Micro Cap to Small Cap in 2015
Investors willing to assume the risks of investing in micro-cap stocks need to develop the self-discipline to research those companies and avoid impulse buying. Conducting adequate due diligence, giving serious consideration to the advice provided by the Securities and Exchange Commission (SEC) for micro-cap investing and restricting investments to stocks listed on major exchanges can provide opportunities for success in an area where most people fail.
Investors holding shares of stocks that graduate from micro-cap status to the small-cap level have good reason to celebrate. Fund managers generally avoid micro-cap stocks because the relatively large position a fund would take in such a small company can trigger burdensome SEC reporting requirements. Funds provide additional liquidity for their stocks and often boost investor demand for the stocks they report as new holdings. Many of the micro-cap stocks from 2014 benefited from the broad-market bullishness of 2015, finding their way into the small-cap universe.
NeoGenomics, Inc. (NASDAQ: NEO) operates cancer testing laboratories, providing genetic and molecular testing services for doctors, clinics, hospitals and other laboratories. Despite this stock's 16% price decline to $6.78 from Dec. 31, 2015 through Jan. 27, 2016, NeoGenomics remains well within the small-cap
When Are You Too Old for a Mortgage?
The Equal Credit Opportunity Act is clear: It is illegal to discriminate against someone who wants to borrow money based on age. You cannot be denied a mortgage or mortgage refinance loan because you are too old.
You can, however, be denied if you do not financially qualify to take out the loan. For more see: Mortgage Basics.
If the bank or mortgage company determines your income is insufficient, you can be denied the loan. The same applies to your credit score: If it's too low, you may be out of luck.
If your FICO score is 740 or higher, you should be fine. If it is under 640, you may qualify for a mortgage, but at a higher rate.
Some lenders view pensions, Social Security benefits and other forms of fixed income as a problem. Others see fixed income as "certain income" and are happy to grant the loan.
Your debt should be no more than 43% of gross monthly income, but even if that's the case for you, your budget and personal finances are what really determine whether you can afford the mortgage.
From this point on, it's not a matter of not being allowed to obtain
Finding Similarities Between Houses and Life
Owning a House in Meridian, Idaho The third largest city in the entire state of Idaho is the Meridian and this city has be a haven of choices for the real estate investors as they are being lured in having a real estate investment and be one of those who own a Meridian home. This is not something that is new to most of the people because Meridian, Idaho is one of the best places in all of Idaho to purchase a house and settle down. When buying a property, you must be well aware of what you must focus on when you choose which one to buy especially if you are planning to buy in the wonderful city of Meridian. Buying a house is probably one of the biggest decisions that a person will make in his life. Most people will feel overwhelmed when they come across such decision making because this requires a huge amount of money in making the deal aside from the feelings of happiness, pride and joy associated in finally buying a home. The reason for this is that when you are planning to buy a house for the first time, it
Knowing Exactly What Needs are Usually Vital to Homebuying
Many people looking to purchase their own first home are not sure what they would like. What capabilities would you like more? What do you prefer or detest about your current house? By giving your ideas to an real estate agent, you both may realize what exactly is best for your position. Sometimes your agent might have to anticipate just what buyers desire, especially if they don't make their demands and would like clear. You may check my blog or you could check here for more information.
You must also take into account a great many other factors, as though you are any buyer which is looking for the main one home to reside in forever or perhaps you plan on moving again inside a decade. Young families just starting out or even established families who need to locate specific characteristics, such as transport, schools, and so forth is also important. It could be that you have to live closer to family or you are transferring jobs too. You will also have to overcome skepticism about the housing market, especially as soon as the market brought on the recent economic downturn. Existing buyers are more wary than ever before. If
Additional Streams of Income for Seniors
Try and picture a scenario in which a mortgage company sends you a check every month rather than you sending them a check. This is exactly what you get when you take out a reverse mortgage. Reverse mortgages are gaining in popularity because of increased life expectancies, higher medical costs and the downturn of the stock market over the past few years.
Reverse Mortgages
A reverse mortgage is a special type of loan that lets a homeowner, 62 years of age or older, convert the equity in their home into cash without having to sell their home or give up the title. The home can be one of the largest assets a senior owns, and a reverse mortgage allows individuals to access that capital as an income stream without having to vacate the property. "A lot of people are in more of a financial bind than they thought they would be in, at this age, because they're not getting as high a return on their investments, and their expenses are higher than they anticipated. These are the type of conditions that create demand for reverse mortgages," says Mike Broderick, a reverse mortgage specialist at Seattle Mortgage Company.
Reverse mortgages are for house rich,
5 Reasons the HELOC Market is Expected to Heat up
Following on the heels of the Great Recession home equity line of credits (HELOCs) were hard to come by. Banks were less than willing to extend credit in an environment characterized by record foreclosures that left them stuck with houses nobody wanted to buy. Homeowners who needed cash had to turn to credit cards and personal loans, often paying a higher interest rate than they would have gotten by using the equity in their home. But that's all changed. Thanks to an improving economy and real estate market, lenders are much more willing to lend, setting the stage for the HELOC market to heat up this year. (For more, see: Home-Equity Loans: What You Need to Know.)
Consider this: according to data from Black Night Financial Services' data and analytics division, HELOC originations continue to rise, with line of credit amounts originated increasing 35% in January over 2014 levels. HELOC line amounts are the highest Black Knight has seen since it began tracking it in 2005. The reasons for the increased demand vary but one thing is for sure, interest rates are playing a starring role.
Rising Interest Playing a Role
Interest rates have a direct impact on lots of aspects of the
Investing in Manhattan Real Estate with Just $20,000
You booked an apartment in Barcelona on Airbnb for your last vacation. You prefer Uber to taxis. You just chipped in $50 to a friend's Kickstarter music project – and you're looking forward to getting a copy of the CD when it's released. You may not call yourself a crowdfunding fanatic, but you've fully embraced the spirit of the sharing economy.
So why not take the next step and make crowdfunding work for your finances? Until now, investing in New York City real estate was probably something best left to those blessed with an inheritance or at least some seriously great stock options. Now that crowdfunding – scratch that, call this venture crowd investing – has entered the real estate scene, some of America's most coveted properties just became a little more accessible to the masses.
But just how accessible? (For related reading on the Big Apple's real estate scene, see: New York City Real Estate: A Safe Haven?)
An Ambitious Goal
Prodigy Network calls itself "the leader in real estate crowdfunding," and it certainly is the vanguard. The company's philosophy, according to its website, seems practically altruistic: to provide unprecedented access to "prime real estate assets in Manhattan, which were previously accessible to
Now's a Terrific Time to Buy (or Refinance) a Home
After the Federal Reserve approved a quarter-point increase in its target funds rate last December – the first increase since June 29, 2006 – the real estate industry, as well as mortgage borrowers, have been concerned about higher interest rates in 2016. So far, all that worry has been unnecessary. With mortgage rates remaining low, now is an excellent time to buy or refinance a house.
Heading into Record Lows
Ever since the Fed raised its funds rate, the 30-year fixed-rate mortgage has been dropping. The reason? Looking for a safety play in a highly volatile and largely negative stock market, investors are flocking to the U.S. bond market. "If stocks are selling [off], and if people are generally pretty panicked about the state of the global economy, bond markets are a natural safe haven," said Matthew Graham, COO of Mortgage News Daily. "Popular opinion about rates moving higher only helped. Too many people were on one side of that trade, and it almost always makes sense to root for the underdog in those scenarios." For more on this topic, see How the Federal Reserve Affects Mortgage Rates.
At the same time, trouble in overseas markets – plus signs of weakness in the
5 Ways an Open House Can Actually Hurt Your Home Sale
Anyone selling their home has been trained to believe an open house is a good way to find a buyer. If you open your home to the public all weekend you're sure to draw some foot traffic that could translate into a sale. But that may no longer be the case. Lots of times an open house can do more harm than good. According to the National Association of Realtors, only 9% of buyers found the home they purchased at an open house in 2014. That's a 16% decline from 2004. The number of buyers that include open houses in their search stood at 44% in 2014, down 51% from 2004. (For related reading, see: Selling Your House? Avoid These Mistakes.)
The Internet Kills the Open House
Thanks to the Internet, the days of driving around from one open house to the next are over. Buyers do most of their research online, narrowing down their options before they even contact a real estate agent. There are a ton of websites and mobile apps that gives buyers a plethora of homes to search through. They can even be alerted when new homes go on the market, or if a house they are eyeing
HUD vs. FHA Loans What's the Difference
You may have heard that "government loans" are available for would-be homeowners who are saddled with bad credit and/or a history of bankruptcies or foreclosures. In reality, though, it's not quite that simple.
The federal government is not in the home-loan business. However, in the interest of promoting home ownership – especially for low-income Americans – it may be willing to guarantee a mortgage for you if you have less-than-optimum credit. In other words, the government promises the lender that it will make good on the loan if you don't.
FHA vs. HUD
The federal government agency charged with encouraging individual home ownership is the U.S. Department of Housing and Urban Development (HUD) through one of its offices, the Federal Housing Administration (FHA). While HUD does some loan guarantees on its own, its focus is on multifamily units, not individual homes (with the exception of HUD section 184 loan guarantees, which are available only to Native Americans buying homes or other real estate). It is solely the FHA that insures mortgages for single-family-home buyers.
Qualifying for an FHA Loan
To secure an FHA-guaranteed mortgage, you have to go to an FHA-approved lender, typically a bank. One thing that makes an FHA-guaranteed home loan particularly attractive
The Real Estate Market's Supply and Demand Dilemma
In most healthy real estate markets, reduced supply leads to increased demand and all is well. That is still the case today for the most part, but today's market is much different than those in the past. Limited supply and increased demand has instead created a problem.
Hot Markets
According to the National Association of Realtors, home sales hit a nine-year high in 2015. For a more recent snapshot, homes sales increased 0.4% in January 2016 while the median home price jumped 8.2% to $213,800. The hottest markets for home price increases?
- Portland, Ore.: 11.4%
- San Francisco: 10.3%
- Denver: 10.2%
With the unemployment rate at 4.9%, wage growth at 2.5% over the past year, and the average 30-year fixed mortgage rate at 3.65% versus a historical average of 6%, it would seem as though real estate is in a perfect spot. Those low mortgage rates won't last forever, which has helped drive demand because potential homebuyers want to lock in low rates while they still can.
With all of this bullish information for the real estate market, what could possibly go wrong?
Real Estate Market Risks
While there are a lot of potential homebuyers who want to lock in low rates, there are more potential homebuyers who are being
The Most Overlooked Tax Deductions
Through deductions, American wage earners have the chance to pocket more income, rather than hand over their hard-earned cash to the government. For those who keep good records, deductions can mean more money them – and less for the IRS. You probably know the most common deductions, such as deductions for property taxes and charitable donations, but there are related deductions you might be overlooking. Read on for some of the common fees and expenses you can deduct to reduce your tax bill.
The Deductions Caveat
Some of the deductions listed here fall under the label of miscellaneous deductions, and they are below the line – that is, you take the deductions after you've calculated your adjusted gross income (AGI). To cash in, you must itemize deductions on Schedule A of your federal return rather than take the standard deduction. The sum of all of your miscellaneous deductions must be more than 2% of your AGI; therefore, if your AGI is $50,000, all of your miscellaneous deductions must top $1,000. The kicker, of course, is that you can deduct only the amount that exceeds 2% (that is, the amount above and beyond $1,000). (For background reading, see An Overview of Itemized Deductions.)
The Activist Report Starboard's Plans for Macy's Inc
In a presentation to Macy's Inc. (NYSE: M) shareholders last summer, shareholder activist Jeff Smith of Starboard Value claimed that Macy's shares could be worth $125 if it were to implement his strategic plan. The central element of the plan is to convert the massive portfolio of real estate under Macy's control into a series of real estate investment trusts (REITs), thereby unlocking billions of dollars in value for shareholders. In a more recent presentation, Smith lowered his share price estimate to $70, but he still insists the company is undervalued and that its shareholders will be better served if Macy's separates itself from its real estate.
The initial proposal by Starboard sent Macy's share prices higher, topping out at $73 a share in July 2015. Its share price has since tumbled to a low of $35 in December 2015. Investors are showing their disappointment in Macy's management, which has shown little interest in pursuing Starboard's strategies. The stock is also down on deteriorating earnings.
Starboard's Plans
Smith's rapid rise to activist investor stardom accelerated after his successful campaign to have Darden Restaurants' board of directors entirely replaced. That paved the way for his strategy for spinning off the restaurant chain's real estate
It Pays to Be a 'HENRY'
Following the Great Recession, a 20% minimum down payment became the industry standard for jumbo mortgages. Today, however, lenders are relaxing the 20% down payment requirement on jumbos – especially for HENRYs ("High Earners, Not Rich Yet"), who tend to be younger professionals with great credit and incomes, but not much cash.
Jumbo Loans
Jumbo loans are mortgages that exceed conforming loan limits. For 2016, that's $417,000 in most real estate markets, and up to $721,050 in a few high-cost housing markets, such as Honolulu, Hawaii. These loans fall outside conforming loan restrictions, so they aren't backed by Fannie Mae or Freddie Mac. Because lenders assume more risk on these loans, they typically impose stricter credit requirements and charge higher interest rates to offset their financial exposure. For more, see A Quick Guide to Jumbo Mortgages and What Are Your Options for Big-Money Mortgages?
Income Rich, Cash Poor
The term "HENRY" refers to a segment of individuals or families who earn between $250,000 and $500,000 per year, but don't have much cash left after paying for taxes, housing costs, schooling and setting money aside for retirement and college savings accounts. Without much cash, these borrowers may not have the money to cover a large
CBRE Group An Activist Investment Analysis
In many cases, the arrival of an activist investor is unwelcome for corporate boards and management teams. Activists often jockey to remove and replace leadership, disperse more dividends and earnings to shareholders, or even break up entire companies. Fortunately, at least for big corporations, some activist investors are highly collaborative. This was the case when Jeffrey Ubben and ValueAct Capital took a large stake in CBRE Group, Inc. (NYSE: CBG) and advocated for a more expansive future. The story is a happy one, even if it is a little blander than you get with contentious battles, such as Carl Icahn's failed bid for Clorox. In the end, CBG stocks appreciated, the company grew, and Jeffrey Ubben doubled his position and earnings per share (EPS) over the course of three-plus years.
Why CBRE Group Was Targeted
CBRE Group, Inc., formerly CB Richard Ellis, is a huge commercial real estate and investment firm and one of the leading global outsourcing services providers. It offers its services to owners, lenders and investors in office, multifamily and other types of real estate, almost all of which are commercial. Forbes reported
What's Ahead for U.S. Commercial Banks (WFC, JPM)
What's the long-term outlook for U.S. commercial banks? Can the group finally overcome headwinds generated by the worst recession since the Great Depression? How will the Federal Reserve's commitment to higher interest rates impact the performance of key players, including JP Morgan Chase Co. (JPM), Goldman Sachs Inc. (GS), Wells-Fargo Co. (WFC) and Bank of America Corp. (BAC). Finally, can they prosper despite growing anxiety about a worldwide economic contraction?
The U.S. commercial banking sector has lagged broad benchmarks throughout the bull market cycle that began in 2009. This weak performance isn't surprising, given the group's wholesale destruction during the 2008 economic collapse. Adding to the burden, reliquification after near bankruptcies ran into regulatory speed bumps created by Dodd-Frank reform while lawsuits and penalties generated enormous legal costs, diverting much-needed attention from core businesses.
The majority of legal actions have now been settled, and government penalties paid, allowing the group to focus on growth in a mixed economic environment. While the U.S. economy continues to show strength in 2016, the rest of the world is struggling, with Europe and Japan instituting negative interest rates to boost growth while Chinese markets go through wild gyrations, upsetting its function as the world's biggest exporter.
Still a Viable Investment?
In a version of the Periodic Chart of Investment Returns put together by JP Morgan Asset Management for the years 2000-2015, real estate investment trusts (REITs) were the top-performing asset class in eight of those sixteen years. Further, over that timeframe, REITs, as represented by the NAREIT Equity REIT Index, compiled an average annual return of 12.9%. The next best asset class over the same period was high-yield bonds with an average annual return of 8.6%.
As the disclaimer says, past performance is no guarantee of future returns. So, in the current environment, are REITs still viable investments for individual investors as well as financial advisors and their clients? (For related reading, see: REIT ETFs Offer Stability.)
Interest Rates + REITS
According to Morningstar (MORN), the Vanguard REIT Index Adm (VGSLX), which tracks the MSCI U.S. REIT Index, has a current yield of just over 4%. In today's low interest rate environment, this is certainly attractive to many investors. Rising interest rates are generally a negative factor for REITs and their outflows increase due to higher interest payments which reduce the cash they have available to make
10 Steps to Tax Preparation
The federal government estimates that 60% of individuals use paid preparers to complete and submit their tax returns. If you are one of these people, it's important to get started right away so you can have a successful tax return experience. This year, 2015 federal tax returns (or applications for an extension) are due on April 18, 2016 because Emancipation Day, a legal holiday in the District of Columbia observed one day early this year, means offices are closed April 15, 2016. (Due to Patriot's Day, Maine and Massachusetts residents have until April 19, 2016, to file.) But even with this slight delay, you still need to start promptly.
Your preparer may take information directly from you or ask you to complete a questionnaire. Either way, you'll need time to gather and organize the information. Here are 10 steps to take before meeting for your tax prep.
Tax-Prep List
1. Choose a preparer.
If you don't yet have a tax preparer, now's the time to find one. A great way to find a preparer is to ask friends and advisors (e.g., an attorney you know) to make a referral. (For more, read How to Find the Best Tax Preparer for You.) Be sure that


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Navy Royal Slim Boot Cut Jeans
Style code
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Not fit, smaller than standard size.
On 05-Dec-2016 the supplier responded:Hello,Thank you for your review.We are very sorry to hear that the item(s) received did not work out for you. According to the information on file this package is on its way back to our facilities. Once it is received a refund will be processed back to the payment method on file. We do apologize for any inconvenience.Thank you and have a great day!


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Add security to videos on HTML page
- Status Closed
- Budget $30 - $45 USD
- Total Bids 8
Project Description
I have a few videos that I must make secure for my clients to view. Currently my videos are hosted on Vimeo, but I think they will need to be moved. Here are the requirements.
1) Show all videos on one HTML page. This can be thumbnails that when you click launches a lightbox of the videos.
2) The HTML page must be password protected.
3) The videos CANNOT be downloaded.
4) The videos will be reskinned and played directly from the site.
Thank you.Get free quotes for a project like this
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With Instructables you can share what you make with the world, and tap into an ever-growing community of creative experts.
Recycle the box of Legos from your childhood with these fun Lego Earrings. This project is inspired by Jessyratfink's DIY Lego Jewelry Instructable. In her version of the earrings ...
2x2 Legos - I bought this 402 piece pink lego set to get some fun girly colors. The 2x2 size legos are the best for making these earrings. ...
Drill two holes in the corner of the legos using a 1/6" drill bit. See image below to see where to drill the holes. I used our drill ...
Attach the jump ring to the lego using your pliers. Jessy made a great Instructable on how to open/close jump rings! Use this technique when attaching the rings.
Easily attach the jump rings to the earring hooks. Close the jump rings. Make sure they are fully closed so the legos don't fall off. Now you're ready ...
DIY Project Idea: How to Make Easy Quilling Earrings Tutorialsby Ananvita
Updating Sunglasses With Jewelryby ediestel
Paper Earrings: How to make Quilled earrings in just a few steps!by Ananvita
Join 2 million + to receive instant DIY inspiration in your inbox.
© 2016 Autodesk, Inc.


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Tag - Chase
Chase introducing Chase Pay app next year powered by CurrentC
JPMorgan Chasewill be taking on the mobile payments market with its own service, by partnering with retailer consortium MCX to produce a CurrentC-based app. Chase Pay is anticipated to launch in the middle of next year, with bank customers expected to be able to pay for goods and services at a number of retailers using their smartphone, though unlike its main competitors, such as Apple Pay, the system will use on-screen barcodes to facilitate payment instead of NFC.
JPMorgan Chase breach outlined in SEC filing, 76M households exposed
A filing made with the United States Securities and Exchange Commission (SEC) Thursday revealed new information on the scope of the breach that JPMorgan Chase witnessed earlier in the summer. In July the company, along with at least four other financial institutions, discovered an attack by hackers that reportedly resulted in gigabytes of data stolen after they gained high-level access to 90 of JPMorgan Chase's servers worldwide.
Apple, financial firms negotiate lower fees for mobile payments
In preparation for its mobile payment technology, Apple has successfully negotiated deals with five major financial institutions -- American Express, JP Morgan Chase, Citigroup, Capital One, and Bank of America -- to lower transaction fees, sources say. One linchpin was convincing them that mobile payments constitute "card present" transactions, which have a lower discount rate than their opposite, owing to lower fraud risk. That card-present rate has been dropped another 15 to 25 basis points however, meaning that Apple should get a roughly 10 percent discount on processing rates.
ISIS set to launch mobile payments on October 22
The ISIS mobile payment system is set to go live on October 22, according to some leaked memos from the carrier. Shared by TMoNews, the image reveals that the ISIS Mobile Wallet app will arrive at Google Play store on October 22. Those in Salt Lake City, Utah, and Austin, Texas, will be able to use the system as part of a pilot program.
Bank internet security advisory group issues attack warning
The Financial Services Information Sharing and Analysis Center warned banks to be on heightened alert after Bank of America and JPMorgan Chase experienced unexplained outages of public-facing websites on Wednesday. The warning cited "recent credible intelligence" as the justification for raising the threat level similar to that of the Department for Homeland Security scale from "elevated" to "high."
Isis Mobile Wallet finalized, due this summer
Isis, the mobile commerce venture between AT&T, T-Mobile, and Verizon have finalized their wireless payment standard for mobile devices, calling it Isis Mobile Wallet. It's due to launch this summer, with Chase, Capital One, and Barclaycard being the first banks to sign up and have their credit, debit, and prepaid cards be compatible with the system. The first merchants to support the system will be located in Salt Lake City and Austin, Texas. Like Google Wallet, its major competitor, Isis Mobile Wallet let users securely pay for goods and merchandise with their handsets.
Square hits back at VeriFone, points out smear campaign
Square founder Jack Dorsey in a letter rebuffed the claims made in VeriFone's smear attack on his Android and iOS mobile payment readers. The accusation of easy data 'skimming' was "not a fair or accurate claim" and overlooked the basic reality of credit cards. Anyone who you give a credit card already has enough to get information, and no encrypted system would stop this, Dorsey said.
Now AAPL Stock: 136.66 ( + 0.13 )
Cirrus creates Lightning-headphone dev kit
Apple supplier Cirrus Logic has introduced a MFi-compliant new development kit for companies interested in using Cirrus' chips to create Lightning-based headphones, which -- regardless of whether rumors about Apple dropping the analog headphone jack in its iPhone this fall -- can offer advantages to music-loving iOS device users. The kit mentions some of the advantages of an all-digital headset or headphone connector, including higher-bitrate support, a more customizable experience, and support for power and data transfer into headphone hardware. Several companies already make Lightning headphones, and Apple has supported the concept since June 2014. http://bit.ly/29giiZj
Apple Store app offers Procreate Pocket
The Apple Store app for iPhone, which periodically rewards users with free app gifts, is now offering the iPhone "Pocket" version of drawing app Procreate for those who have the free Apple Store app until July 28. Users who have redeemed the offer by navigating to the "Stores" tab of the app and swiping past the "iPhone Upgrade Program" banner to the "Procreate" banner have noted that only the limited Pocket (iPhone) version of the app is available free, even if the Apple Store app is installed and the offer redeemed on an iPad. The Pocket version currently sells for $3 on the iOS App Store. [32.4MB]
Porsche adds CarPlay to 2017 Panamera
Porsche has added a fifth model of vehicle to its CarPlay-supported lineup, announcing that the 2017 Panamera -- which will arrive in the US in January -- will include Apple's infotainment technology, and be seen on a giant 12.3-inch touchscreen as part of an all-new Porsche Communication Management system. The luxury sedan starts at $99,900 for the 4S model, and scales up to the Panamera Turbo, which sells for $146,900. Other vehicles that currently support CarPlay include the 2016 911 and the 2017 models of Macan, 718 Boxster, and 718 Cayman. The company did not mention support for Google's corresponding Android Auto in its announcement. http://bit.ly/295ZQ94
Apple employees testing wheelchair features
New features included in the forthcoming watchOS 3 are being tested by Apple retail store employees, including a new activity-tracking feature that has been designed with wheelchair users in mind. The move is slightly unusual in that, while retail employees have previously been used to test pre-release versions of OS X and iOS, this marks the first time they've been included in the otherwise developer-only watchOS betas. The company is said to have gone to great lengths to modify the activity tracker for wheelchair users, including changing the "time to stand" notification to "time to roll" and including two wheelchair-centric workout apps. http://bit.ly/2955JDa
SanDisk reveals two 256GB microSDXC cards
SanDisk has introduced two 256GB microSDXC cards. Arriving in August for $150, the Ultra microSDXC UHS-I Premium Edition card offers transfer speeds of up to 95MB/s for reading data. The Extreme microSDXC UHS-I card can read at a fast 100MB/s and write at up to 90MB/s, and will be shipping sometime in the fourth quarter for $200. http://bit.ly/294Q1If
Apple's third-quarter results due July 26
Apple has advised it will be issuing its third-quarter results on July 26, with a conference call to answer investor and analyst queries about the earnings set to take place later that day. The stream of the call will go live at 2pm PT (5pm ET) via Apple's investor site, with the results themselves expected to be released roughly 30 minutes before the call commences. Apple's guidance for the quarter put revenue at between $41 billion and $43 billion. http://apple.co/1oi1Pbm
Twitter stickers slowly roll out to users
Twitter has introduced "stickers," allowing users to add extra graphical elements to their photos before uploading them to the micro-blogging service. A library of hundreds of accessories, props, and emoji will be available to use as stickers, which can be resized, rotated, and placed anywhere on the photograph. Images with stickers will also become searchable with viewers able to select a sticker to see how others use the same graphic in their own posts. Twitter advises stickers will be rolling out to users over the next few weeks, and will work on both the mobile apps and through the browser. http://bit.ly/29bbwUE


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Head coach: Mike Deutsch
Assistant coaches: Terry Nickels, Alex Smith
2015-16 record: 7-17, 4-10 5A Jeffco League
Head coach: Steve Schimpeler
2015-16 record: 24-3, 14-0 5A Jeffco League
Players to watch: Joe Miks, Sr., G; Mike Vrabel, Sr., G; Alex Beckley, Sr., PG; Titus Reed, Sr., F, Lucas St. Germain, Sr., G.
LAKEWOOD — For Colton Hochevar, one of 12 seniors on the Chatfield Senior High football team, the 2016 season meant everything to him.
"It absolutely changed my life. I look at life completely different and appreciate the little things," Hochevar said.
LAKEWOOD — As soon as David Moore III broke through the line on 4th-and-1 from the Chatfield 24 on his way to the end zone, the collective wind was taken out of Chatfield's sail. The Chargers faithful sitting in the west stands at Jefferson County Stadium on Nov. 26 were silent.
It was over.
Holiday spirit filled the frosty air Friday in downtown Littleton, and Christmas jingles resounded through the streets.
Thousands packed Main Street and beyond for the town's 33rd annual Candlelight Walk, hoping to catch a glimpse of Santa Claus a few weeks early.
A Morrison area resident and his dog encountered a mountain lion on their walk last week, and the cougar chased the canine some distance before running off.
According to Jennifer Churchill at Colorado Parks & Wildlife, the man was walking his dog on Wild Turkey Trail near Red Rocks Country Club on Nov. 21. He let the dog off her leash, and she ran ahead of him and out of his sight.
Several weeks ago a group of World War II veterans quietly gathered in Atlanta for what in all likelihood would be their final reunion. All in their 90s, they were the last remnant of a group of American volunteers that secretly traveled overseas in 1941 to fly combat missions against a brutal Japanese offensive in Asia. Their heroic exploits earned them the nickname "Flying Tigers." To this day the Chinese speak of them in reverent tones, and few Flying Tigers were more revered than the spirited squadron leader known as Scarsdale Jack.
The Jeffco Public library announced last week it has received a state grant that will be used for the purchase of educational materials.
The grant, which totals $131,272, was awarded by the Colorado State Library through the State Grants to Libraries Act. The funds will be budgeted as 2017 revenue and will be used to purchase books for the library's childhood literacy programs, a Jeffco Public Library news release stated.
Public input is now being sought on potential improvements to C-470 from Kipling Parkway to Interstate 70.
After completing the beginning stages of an 18-month study, CDOT and the WestConnect Coalition want to know what motorists and residents think about possible future improvements to the highway.
The "planning and environmental linkages" study is designed to develop short- and long-term transportation alternatives, help reduce traffic congestion, and improve safety for all users.
Copyright © 2017
Columbine Courier is your source for local news, sports, events, and information in South Jefferson County, Colo., and the surrounding area.


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It was very steep on the way up, but once you make it to the top the view is so worth all of it!
Couldn't make it all the way but will be going back up when snow melts.
Have gone 3 times so far. First time last late January but due to deep snow could only make it to the large rock lookout near the top. Second time in late April and made it to the very top where the trail ends. Attempted it yesterday on Christmas and could only make it just shy of the large rock lookout due to trail just disappears. Great challenging hike with lots of areas to take some photos.
This trail is definitely a workout! I decided not to go all the way to the top. It was a very cloudy day so the views didn't really exist. Regardless, this hike is in a beautiful area and I'm sure on a clear day the view is amazing!
great hike, steep up hill on the way up and all downhill on the way back. great views over the valley!!
Certain parts are steep but over all a nice hike, and a beautiful waterfall. I would go earlier in the day when there's less people my boys and I went in the middle of the week and still ran in to quite a few groups. Did this hike in May.
Theresa C. on Henline Mountain Trail
Great hike, can't wait to do it again.
Hiked this yesterday with the family. It was a good hike. We got to the lookout and it had great views. Me and my oldest son went on to hike to the actual summit. I'm glad we did that so I wouldn't have to wonder about the view at the summit. Basically, there is no view at the summit. A partial view from one side, but covered with trees. I recorded my entire track. The trail to the summit is in good shape. Very steep in sections, but manageable. I don't think I would hike this again, but for one time it was great.
Strenuous hike up to the top. Good views at the top and some nice rock outcroppings along the way.
This is the best hike I've gone on to date. If you dare to go all the way to the summit, it makes the two vertical miles worth it. It's insanely difficult but extremely rewarding at the end of the day. The hike may have been easier if I would have gone in the summer because of snow and more dangerous conditions. But nonetheless it was a great hike and I would definitely do again.
I say this about so many of my hikes, but I think this is one of my favorites! This is also one of the more difficult one-day hikes I've done. You immediately start gaining elevation steeply at the trailhead on switchbacks and you don't stop until you get to the top. Walking ridge line at the top is my favorite part! There are a few good viewpoints along the ridge to the summit. Don't be fooled by the false summits along the way. The actual summit is some 1.2 miles along the ridge after the plateau. From the summit I could see Table Rock and the valley below to the west and to the east: Battleax, Jefferson, Jack, Washington, and the Sisters. Such a beautiful view! The trek up is tough on the lungs, but the trek down is tough on the knees!
Yes yes yes! I loved this hike. Check out Henline Falls, and don't miss the old cave behind the waterfall.
I went on the waterfall trail and loved it so much I came back for the mountain trail, and I was blown away by how beautiful the scenery was during these winter months. I wouldn't recommend coming during the winter because the snow was deep and the climb to the top was almost unreachable, but it was so worth pushing though it. We did the hike Christmas 2014 since our family doesn't celebrate the holiday.
Bring waterproof shoes, a parka, and preferably waterproof pants as well. My brother and I very reasonably "day hiked" the mountain and had lunch at the top while we froze our asses off. It was terrific. Will come back someday.
good workout! easy to follow. welcome to switch back lane, it gets right in to them


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Twenty speakers and Entertainers at a day long TEDx event 8:00AM till 4:30PM with 725 like minded people at the beautiful Sheldon. More information at TEDxGatewayArch.org
Mary Ostafi
Susan Polgar
Pokey LaFarge
Eliot Frick
Bill Donius
Scott Ginsberg
Kyle Ladd
David Lobbig
Nelly School
Sylvester Brown
Peter Raven
Tony Sardella
Crickette Sanz/Dave Morgan
Deanna Kuhlmann-Levitt
Rod Jones
Jeffrey Gordon
Juan William Chávez
Decker Moss
Trung Le
David VanEssen
More information at TEDxGatewayArch.org
The Sheldon Memorial
3648 Washington Boulevard
St. Louis, MO, 63108
United States
3648 Washington Boulevard
St. Louis, MO, 63108
United States
Speakers may not be confirmed. Check event website for more information.


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Intolerance: A survey has revealed that 72 per cent of Britons think that it should be an offence for people to consume any alcohol at all if they are driving. The policy of zero-tolerance was even more strongly supported by drivers (79 per cent) than non-drivers (69 per cent).
Cost: According to a report by Gallup for Yorkshire Bank, a typical pub round of two pints of lager and a packet of crisps may cost pounds 56 in 30 years' time.
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|Michael Steinhardt
|Most Famous For:
|Steinhardt Partners achieved a performance track record that still stands out on Wall Street: 24% compound average annual returns – more than double the S&P 500 – over a 28-year period. What\'s more amazing is that Steinhardt accomplished this record with stocks, bonds, long and short options, currencies and time horizons ranging from 30 minutes to 30 days. There were few investment instruments over which Michael Steinhardt did not wield some mastery.
Personal Profile
He began his career on Wall Street in research and analyst positions with mutual fund company Calvin Bullock and the brokerage firm of Loab Rhoades & Co. In 1967, Steinhardt, along with two other rising stars in the investment field, Howard Berkowitz and Jerrold Fine, formed a hedge fund company based in
Steinhardt's spectacular career ended in 1995 when he decided to close the business with his fortune and reputation intact after his fund gained 21% in its last year. This was a year removed from the tough loss that he suffered in 1994, when interest rates moved against him, which produced a 30% loss for his fund. (For more insight, see How Interest Rates Affect The Stock Market.)
He then turned to philanthropic activities and served as a board member for institutions such as
Investment Style
Steinhardt had a long-term investor's perspective but, for the most part, invested as a short-term strategic trader. He bet on directional moves using an eclectic mix of securities and was backed up by a team of traders and analysts. As mentioned above, he emphasized macro asset allocation type moves from which he harvested his gains. Charles Kirk, publisher of The Kirk Report, gleaned these "rules of investing" from a Steinhardt speech back in June, 2004, which show that even a high-flying hedge fund investor needs to be grounded:
- Make all your mistakes early in life. The more tough lessons early on, the fewererrors you make later.
- Always make your living doing something you enjoy.
- Be intellectually competitive. The key to research is to assimilate as much data aspossible in order to be to the first to sense a major change.
- Make good decisions even with incomplete information. You will never have all the information you need. What matters is what you do with the information you have.
- Always trust your intuition, which resembles a hidden supercomputer in the mind. It can help you do the right thing at the right time if you give it a chance.
- Don't make small investments. If you're going to put money at risk, make sure the reward is high enough to justify the time and effort you put into the investment decision.
- "No Bull: My Life In And Out Of Markets"byMichael Steinhardt, (2001)
"One dollar invested with me in 1967 would have been worth $481 on the day I closed the firm in 1995, versus $19 if it had been invested in a Standard & Poor's index fund."
"I always used fundamentals. But the fact is that often, the time frame of my investments was short-term."
"I do an enormous amount of trading, not necessarily just for profit, but also because it opens up other opportunities. I get a chance to smell a lot of things. Trading is a catalyst."
"Somehow, in a business [securities trading] so ephemeral, the notion of going home each day, for as many days as possible, having made a profit – that's what was so satisfying to me."
The Greatest Investors: John Templeton
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Our sole purpose is to provide the experienced and trained personnel to quickly address denials and unpaid insurance receivables in order to accelerate cash flow, reduce write-offs resulting from untimely filing, and identify the patient's portion in order to begin the billing cycle.
If your hospital, CBO, or SSC is seeking…
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EA SPORTS TV Games features a number of top-selling EA Sports classic games. All that is needed are batteries and a TV -- no videogame…
TV game system with Sonic The Hedgehog 2, Ecco The Dolphin, Alex Kidd, Gain Ground, Columns and The Ooze.


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This lovely first floor apartment is situated on the small, unique Kamala Hills development, quietly nestling in the beautiful Kamala valley, near to the waterfall. A mere 5-minute drive from the beach, it offers the advantage of tranquil surroundings whilst being in close proximity to all of the area amenities.
The kitchen, living and dining areas are open plan with views over the three large shared pools and cascade, which form the central focus of the development. The pools and the sun-lounger areas are easily accessed from the apartment.
There is a patio at the rear, overlooking the pools. The patio is reached through large glazed sliding doors, which allow the regular breeze to naturally cool the apartment. There is full air conditioning, with ceiling fans in addition.The balcony at the front of the property, overlooks the jungle.
The master bedroom, with queen-size bed, also overlooks the pools and is en suite with a spacious walk-in shower. The guest bedroom number one has a queen-size bed. The guest bedroom number two has a single bed. Both bedrooms share the guest bathroom.
There is a modern theme in the design and furnishings of the home. For example, the kitchen also contains an American style fridge/ freezer with chilled water, ice cube dispensers, ( fed with filtered , sterilized water). The apartment has the benefit of a dedicated covered parking space.


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Curtly Ambrose: Six balls to six strings
Ambrose keeps the rhythm section of his reggae band 'Spirited' tight just like his line and length. Bob Marley, Peter Tosh and Beres Hammond are among his favourites.
West Indies must turn talent into consistency: Curtly Ambrose
West Indies must find way to turn undoubted talent in their ranks into consiste...
Batsmen too dominant at World Cup, says Curtly Ambrose
With the quarter-finals barely begun, there have been 32 centuries at this year's Wor...
You're fired! ESPN sacks analyst Curt Schilling after transgender rights remark
Curt Schilling helped the Boston Red Sox end an 86-year championship drought & immediately started squandering the goodwill he had earned.
Historian, author of 'The Pacific' Hugh Ambrose dies at 48
Hugh Ambrose, who consulted on the HBO miniseries about World War II called "The Pacific" and wrote a book by the same name, died of cancer.


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A herd of Thatcherite economists has launched a "shadow" UK monetary policy committee to keep an eye on the Bank of England. They held their first meeting last night and intend to emerge from the undergrowth, Tyrannosaurus- like, to tear limb from limb any weedy lefties who attempt to debauch the currency.
All the old names are there: two former wise men, Professor Patrick Minford of Liverpool University and Tim Congdon of Lombard Street Research, as well as Alan Walters, Thatch's old eminence grise, now of AIG Trading Group.
Peter Spencer, chairman of the herd and professor of financial economics at Birkbeck University, says: "We felt that, particularly in view of the Bank of England's gaining independence, it was very important that there should be a debate."
Other dinosaurs include Gordon Pepper, professor at City University business school, David Smith of Williams de Broe and Peter Warburton of Flemings.
The herd will operate under the protection of the Institute for Economic Affairs (IEA), and will print minutes within a week of each quarterly meeting and publish them before the Bank of England's quarterly assessment of the economy. Stand by for some blood-letting.
Stephen Morgan, chairman of Redrow, the housebuilders, recently sold 54 million shares in the company at 158p each, realising about pounds 85m in the process. This cut Mr Morgan's stake in the company from nearly 60 per cent to 35 per cent, and I hear he spent a large chunk of the proceeds on building a new golf course near Wrexham.
This isn't surprising, since Redrow has done well out of developing St Davids Park Hotel and Golf Club, near the company's base in Wales. This development included a private housing estate, a championship-sized swimming pool, gym and sauna, and the golf course is now home to the Welsh PGA.
BAT is moving its head office from the West End of London to the City; it's moving from Windsor House, near Scotland Yard in St James's Park, to a plush new edifice called Globe House above Temple tube.
When the building is completed in the second quarter of next year, roughly 900 staff will transfer there, the majority from Woking and Staines.
Michael Prideaux, a spokesman for BAT, says: "You can't have an international tobacco company operating out of Staines, though I'm sure it's a very nice place."
Mr Prideaux says BAT subsidiary Brown & Williamson's tobacco plant in Macon, Georgia, frisks workers entering the building for rogue non-BAT brands. They confiscate them and replace them with BAT brands such as Lucky Strike and Benson & Hedges. Strange but true.
Mr Prideaux adds that he personally prefers Monte Cristo cigars to cigarettes.
Incidentally, visitors to the current BAT head office are confronted with a mountain of fags, a gigantic glass ashtray and a lighter in the reception area. It fairly makes you wheeze just to look at them.
David Thompson, managing director of Wolverhampton and Dudley Breweries, was born in the brewery, I hear. There was a mini-hospital with a delivery room inside the main Wolverhampton brewery, says Mr Thompson, a scion of the Midlands beerage dynasty.
More recently Mr Thompson wanted to convert the premises in Wolverhampton into an office so he could work where he was born. But the proposal was deemed too expensive and was dropped. Now the Thompson birthplace is a kegging hall. How many other brewers can say the same?
- More about:
- Bats
- City University
- Golf
- London
- Smoking


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Experienced PR and Article writer, long term.
This project was awarded to mariquerubin for $30 USD.Get free quotes for a project like this
Project Budget$30 - $250 USD
Total Bids26
Project Description
I am looking for an experienced Marketing oriented Writer who can help us create more awareness of our company and products through creating articles both on the company, the products, interview writing etc.
If possible I would also like the person to submit suitable articles to sites they can locate under their own initiative. This is a long term role and covers various products from Biometric Security to Medical Records.
I should mention that some of the tasks will be Fixed and other will be Hourly.
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Let's see if we can figure out what's causing your symptoms.
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See a list of possible causes in order from the most common to the least.
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If you have flat feet, your feet don't have a normal arch when you're standing. This can cause pain when you do extensive physical activity.
Buerger's disease, or thromboangiitis obliterans, causes blockages in the blood vessels of your feet and hands.
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Kalahari Region Lodge Accommodation
If you are looking for Kalahari Region holiday accommodation , SafariNow has a selection of Guest House, Self-catering, Bed and Breakfast holiday accommodation in Kalahari Region and surrounds. With 53 listings in Kalahari Region, our handy Kalahari Region map search and great low prices, it's easy to book the perfect holiday accommodation for your Kalahari Region visit.)We also have some great special accommodation deals in Kalahari Region South Africa
Did you know? Kalahari Region Accommodation is often misspelt. Here are some variations:
KalahariRegion Lodge,


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Growing a Garden for a Year's Worth of Food
About Me
Planting your own fruits and vegetables is a great way to reduce the cost of feeding your family throughout the entire year. When done right, that one growing season could be more than enough to provide your family with fruits and vegetables that last well into the next growing season. This blog is all about planting and caring for a productive garden. You will learn how to get the most of each plant and how to preserve the fruits and veggies that you grow so that you have canned and frozen foods to fall back on throughout the winter months.


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The Horse Forum (http://www.horseforum.com/forumindex.php)
- Horse Grooming (/horse-grooming/)
- - plus sized horse blanket? (http://www.horseforum.com/horse-grooming/plus-sized-horse-blanket-149002/)
plus sized horse blanket?
I have a rather large mare. her winter coat isn't the best this winter. southern Louisiana normally doesn't have much "winter" weather so normally her thinner coat wouldn't be a problem. lately though it has been getting in the low 30's at night. if it gets much colder than it is now I think she might need to be blanketed overnight. the blanket I have will fit her lengthwise, but not width wise. Is there any way to get an extension piece? I don't want to tie it or rig it any way in case it comes loose or comes off or I need to get it off in a hurry for some reason
You probably should just measure her and purchase a new blanket.
Ditto with with spurstop. Also, you may need to look at different brands of blankets as some are more taylored to different builds of horses.
When our mare was in foal she needed a blanket. We ran into the same problem because if you go up in size it will not fit correctly in front. If you use leg straps they are out of place too. We did find one with side gussets but i believe we ordered it on line. I'd google, horse blanket side gussett and see what comes up. Hope this helps.
Just found them! Look for Big Fellas horse blankets on Schneiders.com.
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We have a bunch of huge warmbloods come through our barn (my gelding is a thick 18 hands himself) and Weatherbeetas fit all of them like a glove. I honestly love them. Just a suggestion for a brand to maybe look into if you go that route :)
I know sstack.com blankets run a size large if that's any help :)
Posted via Mobile Device
European cut is a better option too.
Great suggestions on going to Schneiders Tack and looking at the Weatherbeetas; you might just as well Bite the Bullet and buy a new one:-(
Big ditto on buying a blanket with gussets so your horse has more room for movement.
I am in southern Middle Tennessee and also feeling some of that ugly cold,
For the record, after the record high temps of this week, we might plummet to single digits by next week sometime -- depending how far the Polar Jet stream decides to dip south:shock:
Meaning - order the blanket - lol lol
Be sure to buy a waterproof blanket. Medium weight should be sufficient, unless she's a really hot horse, then buy a light weight.
One of my four wears a light weight and doesn't even need that on the raw/blustery days but Mr. WTW put me on such a guilt trip about "everyone else having a coat", that I broke down and bought the light weight.
The lightweight has come in very handy for another horse that doesn't grow any sort of winter coat and has had some digestive issues lately. The vet told me to keep him blanketed on bad days, so the lightweight turnout has paid for itself for him on the days it's been too warm for his medium weight.
Hope this helps and I hope you've got pipes wrapped at the barn and under the house. Burst pipes are not fun to deal with in the winter:-(
Being from the north originally, I learned water lines don't get dug near as deep south of the Mason-Dixon as they do north of it:-(
A horse will generally grow as much coat as it needs. She will fluff her coat to trap heat coming off her body. A blanket will flatten her coat. This throws her thermostat out of whack.
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|За месяц
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|Низкий сезон Май – Сентябрь
|$ 4,466 / Месяц
|$ 1,675 / Неделя
|$ 149 / Сутки
Стоимость зависит от выбранного периода проживания. Пожалуйста, уточняйте цену в заявке.Минимальный срок аренды: 1 неделя
Many extras are in this modern newly built villa in Kata, Phuket, Thailand.
Here you can enjoy panoramic views over the city, the ocean and the tropical jungle, take a dip in the infinity pool and jacuzzi that exist both indoors and outdoors, see good movies on home theater equipment with projector and surround sound system, drink right temperate wines from the wine refrigerator and cook food in the fully equipped European kitchen.
A welcoming open floor plan, with large glass openings and breathtaking views and infinity pool in the foreground, faces you when you step int...o the very tastefully furnished villa. In the open floor plan you will find the modern kitchen, dining and living room. Located near this surface is two double bedroom with ensuite bathroom and air conditioning. All rooms have large glass opening to the terrace and the spectacular views. At this level there are also a guest toilet and laundry. The ultra modern European kitchen is in U-shape where you can sit and eat at the black granite counter. The kitchen is equipped with fridge / freezer, microwave, dishwasher, hob, circotherm oven, wine cooler, blender, toaster, coffee maker, etc.
At this level you have a large terrace with 32 sqm large infinity pool and jacuzzi. On the terrace there is a dining area for eight people and modern sun beds. The terrace invites you to many beautiful moments in the sun and the pool and in the evening you can enjoy the incredible sunset that goes into the sea.
On the upper level are three bedrooms, all have air conditioning and large glass openings out to the upper terrace, with all its views. Master bedroom has a king size bed, 46" TV and DVD, safety box, ensuite bathroom with double sinks and jacuzzi where the windows can fully be opened so that the feeling arises that you are sitting outdoors in the tropical jungle with sea views. The other two bedrooms are single rooms that can be converted to double rooms (four beds in total in these two rooms). Both rooms has a 32", stereo, ensuite Bathroom and connecting door between the rooms. This is suitable for families with small children.
There is also a home cinema room with a projector for added entertainment on this level.
Perfect for larger family or company!


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CAMPBELLSVILLE, Ky. – Going up against the No. 16 Campbellsville (Ky.) on the road, the fourth-ranked Lindsey Wilson men's tennis team didn't miss a beat, topping the Tigers 8-1 on Tuesday.
The Tigers (5-6, 3-2 MSC) got their lone point by default with Lindsey Wilson's (8-2, 5-0 MSC) Gilles Cornelis opting out of his match at No. 6 singles with the win already in hand.
While the doubles matches were played close, only one singles matchup went to three sets as Marlon Dal Pont topped Alejandro Soriano 7-6 (4), 4-6, 10-1 at the third seed.
In doubles, it was top-seeded Fernando Bogajo and Francisco Charters beating Michael Rjazanov and Sebastian Merot 8-4 and third-seeded Cornelis and Pablo Vilches finishing next over Austin Colliver and Tyler Hyatt 8-4 as well.
No. 2-seeded Fabricio Morales and Sam Rogerson were the last to finish with an 8-6 win against Soriano and Pontus Blom to put the Blue Raiders up 3-0.
Bogajo shined in the top singles spot, overwhelming Rjazanov 6-1, 6-0, followed by Morales topping Marot 6-1, 6-1 at No. 2. Charters had a marathon match with Blom at No. 4, winning 7-6 (3), 7-5.
Vilches wrapped up the wins for Lindsey Wilson with a 6-2, 6-3 decision against Austin Spalding.
Lindsey Wilson returns to the courts at Noon CT on Thursday, hosting Milligan (Tenn.) at the Henry Baughman Tennis Complex.


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If you happen upon a late night dark,
be sure to watch for deaths early mark.
For hell will come to those who wait,
for the dark and dreary midnight date.
But, be warned all ye whom hell has found,
you shall be devoured like a hound.
© Copyright 2017 skydarkangel26. All rights reserved.
Status: Finished
Genre: Poetry
You left me speechless! All I can say is I love it...and I feel its truth. Awesome job :)
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text: I have passed by Sansone's a number of times and never really thought much about it. It is located in a strip mall and nothing about its appearance attracted me. Recently my companion and I decided to give it aa try. We were surprised by what we found. The food was very good, our waitress we good, and food choices... More


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Does this restaurant have waiters and waitresses?
Is this restaurant good for dining on a budget?
Is this restaurant family-friendly?
Is this restaurant good for lunch?
Is this restaurant appropriate for Kids?
Is this restaurant good for dinner?
Is this restaurant wheelchair accessible?
Is this restaurant good for brunch?
Can a vegetarian person get a good meal at this restaurant?
Can a gluten free person get a good meal at this restaurant?
Thanks for helping!
The pizza is very good because it gives you the right amount of sauce and cheese!!! It is 👌🏻 exquisite and gives a right 👆🏻!
I can see it. I can smell it. I can taste it. Yet... I can't have it! Come on man... reopen or shutter... but stop teasing me!
and having searched the Tampa area for similar product: no luck. I read about Paci's and checked into it about 5 times now. McCoy. The Real Deal Holyfield.
Love this place and food. Skip will make you a New York style pizza like u won't believe.. I will always stop by paci's to get the best pizza in town.
The most authentic NY pizza place you will find in Tampa Bay. Get the pepperoni, you won't regret it.
Go for the true New York Style Pizza! Skip is the best and he knows how to make an awesome NY style pizza. We live 30 minutes away and love to find a reason to go to Pacis! Oversized pie, and heaven in a slice!
you know when it fills that "need in your soul". In Tampa, Paci's does it for us. Please don't slam my simile or get picky - I'm picky about my pizza and this hits the spot.
We've done eat-in and take-out, as a couple and with friends. The staff is welcoming and the service is right. 'nuff said.
The best pizza I've had in the South. Great tangy in-house sauce and dough. Very flavorful to which pizza foodies would appreciate. To describe the size... I had to call and tell my wife and tell her I had to put down the back seat to fit it into my 4Runner! Something this size could never taste that good, but......
Always hard to find a pizza place that you can go to -- and still be thinking about in 3 days later and go back. If you are looking for such a place - give Paci's a try. It's a really great pizza place - and as many have already said - if your looking for anything else maybe its...
Moving from southern CT to the Tampa area, we improved our weather situation but left behind some of the best pizza in the US. After sampling many Tampa pizza establishments, we had pretty much given up on finding a family owned pizza joint like we frequented "back home". Paci's was recommended to us by someone familiar with some of our...
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CRN Channel News
For the week ending Dec. 9, CRN takes a look at the companies that brought their 'A' game to the channel.
Channel Beat: Inside The Blockbuster Acquisition Of OptivIn other top stories, a look inside the shake-up at Dimension Data. Also, Xerox looks to move some direct sales accounts to the channel.
Carolina On Its Mind: CompuCom To Move Corporate Headquarters From Texas to South CarolinaCompuCom plans to relocate its corporate headquarters from the Dallas area to South Carolina, creating 1,500 corporate and contact center jobs in the Charlotte, N.C. suburbs.
Dell Technologies CFO: Expect Channel Disruption As Go-To-Market Strategies Are IntegratedJust a week before Dell EMC is scheduled to roll out details of the new, unified Dell EMC Channel Program, Dell's CFO sounds a warning for partners.
Venture Capitalist Panel Cautions Solution Providers About Partnering With Venture-Backed Software CompaniesA panel of venture capitalists discuss the challenges faced by venture-backed software companies in today's market, and where solution providers fit in.
10 Sales Tips To Close Out 2016Looking to meet a quota? Hit a revenue goal? Here are sales tips to help ring up more sales before the end of the year. (From ITBestOfBreed.com)
Q&A: EPAM Exec On Company's IoT PracticeTechnology chief for solution provider emphasizes the importance of business cases in IoT projects. (From ITBestOfBreed.com)
10 Ways To Turbocharge Your 2017 Marketing StrategyDo you want your brand to gain traction next year? Here are 10 tips for the channel from solution providers. (From ITBestOfBreed.com)
10 Massive M&A Deals Reshaping the Channel: November 2016Solution providers were keen to buy firms with specific vendor expertise last month. Five of the 10 acquired firms in our report specialize in suppliers ranging from Cisco, Microsoft and Xerox to ServiceNow and SugarCRM.
CRN Exclusive: TekLinks Makes Its Big Move To Dominate Fast-Growing Nashville Market, Snatches Up MSP Superstar Guidant PartnersThe deal gives TekLinks a dominant technology services position in the Nashville market with about 60 technology services professionals helping business navigate the treacherous technology landscape.
Mimecast Offers API Extension To Bolster Recurring Revenue For MSP PartnersThe email and data security services company has a new offering for its MSP partners that promises new streams of recurring revenue, even from existing customers.
Insight CEO: Watch For Competitor CDW To Buy Companies In EuropeInsight Enterprises CEO Ken Lamneck said he expects top rival CDW to expand its European footprint beyond the United Kingdom in part to avoid any Brexit-related issues.
Solution Providers Dive Deep Into Hyper-ConvergenceDuring a panel at the NexGen Cloud Conference, solution providers say they've invested heavily in hyper-converged offerings to simplify matters for their end customers.
ePlus Expands Geographical Reach With Acquisition Of Consolidated Communications IT ServicesThe acquisition also grows ePlus' Cisco expertise through Consolidated Communications IT Services' top-level Cisco certifications.
Ingram Micro–HNA Group Deal Officially Closes; Ingram CFO, EVP To DepartNow that the world's largest IT distributor is part of fast-growing Chinese conglomerate HNA Group, two more top executives are stepping aside.
Solution Provider Panelists: Trump Administration, Public Cloud Will Spur Vertical-Focused Sales GrowthA less restrictive regulatory environment and increased infrastructure spending under president-elect Donald Trump will spur growth across vertical markets, according to a panel of solution providers.
Unisys Appoints New Chief Marketing Officer, Aims To Boost Its Security Marketing MessageUnisys hires former LiveOps CMO Ann Sung Rucksthul to expand new awareness campaign of what the solution provider has to offer.
The 10 Biggest Channel Stories Of 2016The channel saw massive business model transformation in 2016, with top vendors unloading legacy IT outsourcing units to focus on their core business, and broadline players buying their way into the cloud, telecom, and hyper-converged infrastructure.
Accenture Continues To Build Cybersecurity Practice, Hires Former Fidelis CSO To Head Incident Response PracticeAccenture appoints former Fidlelis cybersecurity CSO Justin Harvey to head the company's new incident response practice.
5 Companies That Came To Win This WeekFor the week ending Dec. 2, CRN takes a look at the companies that brought their 'A' game to the channel.


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video encodingIn video editing and production video encoding is the process of preparing the video for output, where the digital video is encoded to meet proper formats and specifications for recording and playback through the use of video encoder software. Also called video conversion.
See also encoding.
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Like everything in technology, AI touches on so many other trends, like self-driving cars and automation, and Big Data and the Internet of Things... Read More »DevOp's Role in Application Security
As organizations rush to release new applications, security appears to be getting short shrift. DevSecOps is a new approach that holds promise. Read More »Slideshow: Easy Editorial SEO Tips to Boost Traffic
This slideshow reviews five easy on-page editorial SEO tips to help drive organic search engine traffic, including the page title, heading,... Read More »
Java is a high-level programming language. This guide describes the basics of Java, providing an overview of syntax, variables, data types and... Read More »Java Basics, Part 2
This second Study Guide describes the basics of Java, providing an overview of operators, modifiers and control Structures. Read More »The 7 Layers of the OSI Model
The Open System Interconnection (OSI) model defines a networking framework to implement protocols in seven layers. Use this handy guide to compare... Read More »


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Energy Department National Labs Highlighted at OSTI's DOE R&D Accomplishments
Now you can read about the history and achievements of the Department of Energy's National Laboratories and Other Major Laboratories and Facilities from one central Web portal. OSTI recently added this series of Web pages to the Nuggets area of its DOE R&D Accomplishments site. Visit both the National Laboratory section and the Other Major Laboratory and Facilities section to find these valuable resources. DOE R&D Accomplishments is a central forum for information about the outcomes of past DOE R&D activities that are widely recognized as remarkable advances in science.
Last updated on Monday 25 April 2016


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Current Residence: Adelaide - small town with sky scrapers
Favourite genre of music: Everything
Favourite photographer: Bradley Trevor Greive
Favourite style of art: I'm easy going, everything's fun.
Operating System: Mellenium Me!
MP3 player of choice: iPod
Shell of choice: I like Conches.
Wallpaper of choice: Anything colourful and fun
Skin of choice: My own flesh
Favourite cartoon character: Jumba, StrongSad, Ed, Mojo Jojo, Marvin the Martian, Tamama, Usopp, Wilt & Eduardo
Personal Quote: My obsession enflares you like herpes


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Former CIA Director George Tenet believed the President's Daily Briefs to be so sensitive that none could be released for publication "no matter how old or historically significant it may be." Yet, yesterday, the CIA declassified and released every PDB produced during the Kennedy and Johnson administrations. So what's in the PDBs?
I'll be candid. I once started a blog because a boy broke my heart. Pretty typical, huh? Maybe it could've been. It could've been basic and predictable. It might have even been in the beginning. I used it as a platform to vent to the world, and to make sure others out there knew they weren't alone. I become vulnerable to offer others the strength they were missing.


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"Move from a life of comfort to significance." — Michael Phillips
Businessman Michael Phillips was the owner and Chief Operating Officer for one of the fastest growing IT firms in the United States when he decided to walk away from it all after he heard a calling from God.
In June of 2012, Michael left his business and gave his truck away to a stranger in a donut store parking lot. He said that this was the day his "all in" journey began.
Michael launched the All In Movement in 2013, which focuses on reigniting and refreshing the hearts of Christians across America to live "all in" for God. Michael is now sharing his journey through a book titled, Just Choose, which focuses on helping people understand how to live with impractical faith in a practical world.
"I thought I was happy, but it wasn't until I went 'all in' that real life began," says Michael. "Millions of people know deep down inside that they aren't quite where they're supposed to be. They know God has a purpose for their life, but they aren't sure how to pursue it. The goal of the book is to help every person understand who they are, why God specifically created them, and how to live their life in response to that."
Michael never wanted to write a book, but then God started telling him to 'write it down' so he kept a journal of the ups and downs and lessons learned.
"I believe God had me write the book to solicit a choice from every Christian in America," says Michael. "It's time to be 'all in' or all out, but there is no more in between."
David Cassidy, the 66-year-old singer and actor, has announced that he is battling dementia.
Cassidy came to fame with his role as Keith Partridge in the hit '70s TV show "The Partridge Family," playing the eldest of five children. He began touring the world as a singer and had hit songs such as "I Think I Love You." At the time, his fan club was bigger than Elvis and the Beatles. Teenage girls flocked to his concerts screaming.
He continued to perform for half a century. Over the past weekend, however, Cassidy was performing in California when he struggled to remember lyrics to his songs.
"I was in denial, but a part of me always knew this was coming," he said to People, regarding the disease.
Cassidy's mother, Actress Evelyn Ward, died in 2012 at the age of 89 after suffering from Alzheimer's-related dementia. He was very outspoken about his mother's battle with dementia.
What is actor Chris Pratt's favorite thing that he owns?
Need a hint?
It is not a car, a house or a sharp suit.
Pratt posted on Instagram that a wooden tray with an engraved picture of Jesus and the Scripture Philippians 4:13 is his item of choice. Pratt explained in the caption that his brother makes pocket dump trays that are used to throw wallets, keys, lighters, change or "pistols or whatever else we keep in your pocket so you know exactly where it is the next day. Well, he wanted to make me one and asked me what I wanted on it."
When his brother asked what he wanted the tray to say. "I went for the usual Chris answer," he wrote. The "American bald eagle smoking a cigar, holding a machine gun and an American flag whirling all bad ass in the wind maybe with some nunchucks or something."
After thinking it through, Pratt wanted something more significant to his heart that he can take on the road with him. He wanted something less straight up. "So I thought about this great bible verse Philippians 4:13 which I've relied on for strength from time to time. And he knocks this thing out in like a day! Reclaimed wood and a wood burner."
Pratt is open about his love and relationship with God and how faith has molded his life. "The Guardians of the Galaxy" actor talked about 1 John 2:10-11 as his Scriptural basis: "Anyone who loves their brother and sister lives in the light, and there is nothing in them to make them stumble. But anyone who hates a brother or sister is in the darkness and walks around in the darkness. They do not know where they are going because the darkness has blinded them."
Pratt said he found Christ before his career really shot off. It began when a man named Henry came up to him and said, "Jesus told me to talk to you." The Holy Spirit moved and Pratt started attending church. Pratt and his wife became even closer to God when their son was born nine weeks prematurely. "We were scared for a long time. We prayed a lot," Pratt said. "It restored my faith in God, not that it needed to be restored, but it really redefined it."
Pratt thanked his brother who was his hero when they were growing up and is, in fact, his champion today.
"Thanks to my big brother from the same mother for my awesome #cullypepper dump tray. It's my favorite thing I have."
What does Pratt's favorite tray and favorite inscription mean?
Philippians 4:13means "I can do all this through him who gives me strength."
In the beginning of the book, "Gabby: A Story of Courage and Hope," Mark Kelly wrote that he and his wife, Gabby Giffords hoped that 2011 would be "the best year of their lives." Kelly would command the last flight of the orbiter Endeavor, Giffords would begin her third term in Congress, and the two would hopefully conceive a child together.
Instead, 2011 was punctuated, first with terror and grief – then with a daily routine of hard work, occasional setbacks and personal triumphs. Together, Giffords and Kelly, a couple bonded deeply by love, learned what survival really meant after suffering a severe brain injury.
From the moment Gabrielle Giffords and Mark Kelly found love and a new life with each other, the pretty Arizona congresswoman and the brave astronaut captured each other's hearts.
The couple met in 2003 when both were selected to attend a young leaders' forum by the National Committee in U.S.-China relations. The next year, they met again when the group reconvened in Arizona. At the time, Kelly was 40, newly divorced and living in Houston with two daughters. Giffords was 34, living in Tucson, 18 months into her first term as the youngest woman ever elected to the Arizona Senate.
"I thought she was out of my league," Kelly said. "She had a compelling urge to learn everything she needed to know to represent the people of Arizona. If she was working on legislation that had to do with the death penalty, then she needed to visit death row."
It wasn't hard for those closest to Giffords to see how her feelings were really beginning to grow for Kelly.
"I remember Gabby telling me she met this fellow and then she giggled," said Robert Reich, former labor secretary and close family friend. "I said, 'He must be tall, dark and very handsome,' and she laughed and said, 'No. He's short and bald, and I love him.'"
Kelly was just the man Giffords was looking for. He was smart, supportive and sincere, all characteristics she had been searching for in someone. They were both incredibly smitten.
The two wed in 2007 on a beautiful organic produce farm outside of Tucson. After the wedding, Kelly returned to her job in Houston and Giffords to her work in Arizona and Washington, D.C. as a U.S. representative. The couple's commuter marriage continued until Giffords was shot on Jan. 8. 2011 by Jared Lee Loughner in a shooting spree.
Since the shooting, their lives have dramatically changed, now filled with work, movies, friends and ongoing speech, yoga and physical therapy for Giffords. While the couple has to deal with their share of adjustments and challenges, the six years since the shooting have brought the two closer together; they've learned a lot about life and love along the way.
"Now we live in the same place and see each other more often than we ever did," Giffords said. "It's taught me how important it is for a relationship to have a strong foundation of loyalty and respect."
There are a number of lessons they've learned on their journey that have really helped keep the couple happy, healthy and moving forward. One of them is acceptance. Giffords has physical limitations and walks slower than she used to. She has nonfluent aphasia, which means she understands conversation clearly but struggles to speak in complete sentences. This experience has taught Kelly how to be a more patient person and the benefits that come with that.
"To communicate basic ideas might take 20 minutes as long as it used to," Kelly said. "It requires a lot of patience. I never thought of myself as a very patient person, but I'm a lot more now."
Another major lesson they've learned is the power of positive thinking.
"The injury Gabby suffered was horrific," Kelly said. "It will affect her for the rest of her life. If the roles were reversed, I'd be a little bitter, but she isn't. She pops up everyday looking ahead and trying to figure out how to be a positive force in the world. She doesn't get down; she realizes we can't go back in time and there's no undoing this. There's no point in feeling sorry for yourself; all you can do is try to do the best you can do with what you've got."
Finally, one of the greatest lessons they've learned through all of this is the value of loyalty and teamwork.
"People come up to me all the time and commend me for hanging in there," Kelly said. "I always find that odd because what's the other option? In situations like this, you don't bolt and leave – the idea never occurred to me."
While Giffords continues to rely on Kelly's assistance, this doesn't stop her from being a supportive partner who gives as much as she receives.
"Before the shooting, we balanced each other because he loved to talk and I was more reserved," Giffords said. "While I was in Congress, I often looked to him for his expertise in the military and science. He looked to me for my experience in politics, business and life. Now, Mark does most of the talking but we still lean on each other for expertise. Our relationship has always been based on mutual respect and adoration."
Every day Giffords tackles new challenges, encouraged by the fact that Kelly will always be by her side. We can all learn a great deal from their love and the incredible lessons they've learned along the way.