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Support the causes and places you care about by investing
Vested.org is the only online platform where you can invest in the causes and places that matter to you starting at $20.
Vested.org's investment options are offered via Calvert Foundation's Community Investment Note (Note). Since 1995, more than 15,000 investors have collectively invested $1 billion+ in the Note highlighting its 20-year track record of solid performance.
Here's how it works:
- Sign up for a Vested account or login
- Pick your investment
- Gather your bank routing and account numbers
- Invest!
Your investment on Vested.org supports Calvert Foundation's portfolio partners, mostly community development institutions, affordable housing developers, microfinance institutions, and social enterprises. When you buy a Note, we pool the money you invest with thousands of other investors to make loans to these organizations, each of which has met Calvert Foundation's rigorous credit quality and social performance requirements.
Calvert Foundation, a 501(c)(3) nonprofit, owns and operates Vested.org. Since 1995 we've been offering the Note as a way for individuals and institutions to invest for social good. Customer support for Vested.org is provided by members of Calvert Foundation's Investor Relations team, who are available Monday-Friday, 9 am-5:30 pm EST at 855.678.6004 or firstname.lastname@example.com.
Your Impact
Through an investment on Vested.org, you support organizations that build affordable housing, make small business loans, promote sustainable agriculture, empower women, and create social good in numerous other ways.
In 2013 alone, your investments have enabled our partners to house 4,400 people, finance 392 small businesses, create or maintain 2,051 jobs, and support more than 26,800 smallholder farmers in developing countries.
For more about Calvert Foundation's social impact, check out our latest Social Impact Report, or see our methodology for measuring and reporting social impact.
How do I receive payments for interest earnings?
Can I buy a Note with a credit card or PayPal account?
Why do you need my Social Security Number?
How is my personal information secured?
Is there a different prospectus for each investment initiative?
I'm a resident of a state that can't invest. Why can't I invest?
What are the minimum and maximum investment amounts on Vested.org?
Can I select different rate and term combinations on the investments?
How do I find my bank routing number and bank account number?
How do I change my personal or bank account info?
What updates do I receive as an investor?
How often do I receive interest?
What happens at my Note's anniversary and maturity?
Can I invest in a Note through my retirement account?
How are my investment dollars used by Vested.org?
What is Vested.org?
Vested.org is a platform that allows you to invest in Calvert Foundation's Community Investment Note ("Note") through initiatives like affordable housing, fair trade, and education. Vested.org is is the only online platform where you can invest in the causes and places you care about for as little as $20.Back to questions
Who manages Vested.org?
Calvert Foundation, a 501(c)(3) nonprofit, owns and operates Vested.org. Calvert Foundation's mission is to enable people to invest for social good in order to foster a more equitable and sustainable society. We have been offering the Note since 1995 to raise capital for our lending portfolio of nonprofits, microfinance institutions, and social enterprises. In twenty years, more than 13,000 investors have invested more than $1 billion to create social good.Back to questions
How do I contact you?
Customer service for Vested.org is provided by members of Calvert Foundation's Investor Relations team, available Monday-Friday from 9 am-5:30 pm EST at 855.678.6004 or firstname.lastname@example.com to questions
Where does my money go?
Calvert Foundation pools your investment together with thousands of other investors in order to make loans to our portfolio that includes nonprofits, microfinance institutions, and social enterprises. Calvert Foundation's deployment strategy is driven in part by your choice to invest through a particular initiative. Investor interest informs our search for new and impactful investment opportunities!Each of Calvert Foundation's portfolio partners must pass our rigorous credit quality and social performance standards. Since 1995 our portfolio partners have maintained a repayment rate near 99%, and we have maintained a 100% repayment rate to all our investors due to our net assets and other security enhancements that serve to protect investors from portfolio losses.
Investments on Vested.org are facilitated through a self-directed custodial account opened via Application Program Interface (API) when you make your first investment. Goldstar Trust Company (Goldstar), a trust only branch of Happy State Bank (FDIC insured), provides this custodial account service through its CrowdPay custodial accounts. When you purchase a note, you are instructing Goldstar to fund your CrowdPay account from a linked bank account as well as directing Goldstar to purchase a Community Investment Note for your benefit.
Back to questions
How do I receive payments for interest earnings?
When your Community Investment Note pays interest or matures, the payment will be directed to and available in your CrowdPay account. From there, you may choose to reinvest the payment into a new Note or withdraw the payment back to your linked bank account. Actions you can take with respect to your CrowdPay account are available by clicking the "Funding Sources" button within the My Account section of Vested.org. Please make sure to read GoldStar Trust's Privacy Policy, Terms and Conditions of CrowdPay accounts, and Consumer Investor Awareness Notice.Back to questions
What's a portfolio?
A portfolio is a collection of investments held by a financial institution or individual. Calvert Foundation's portfolio is comprised of investments in community development organizations, microfinance institutions, affordable housing developers, and social enterprises. For more detail on Calvert Foundation's portfolio, visit our impact map.Back to questions
Can I buy a Note with a credit card or PayPal account?
No, you must use your checking or savings account. Your CrowdPay account is funded through automated clearinghouse (ACH) transactions linked to your checking or savings account.Back to questions
Why do you need my Social Security Number?
When you purchase a Note on Vested.org, you are opening a CrowdPay custodial account with Goldstar Trust Company (Goldstar). As such, the USA Patriot Act requires Goldstar to obtain, verify, and record information about each person who opens an account, as well as to provide you with tax documents related to your investment(s). When you purchase a Note for the first time, Vested.org will securely provide your information to Goldstar such that they may verify your name, social security number, date of birth, and mailing address.Back to questions
How is my personal information secured?
Vested.org stores your name, address, email, date of birth, the last four digits of your social security number, and the last four digits of your bank routing number and account number. The rest of your personal information is maintained by GoldStar Trust Company, a deposit only branch of Happy State Bank (HSB), that serves as our payment processing partner.HSB utilizes a comprehensive security strategy to protect the account information and transactions conducted via the Internet. HSB uses the Secure Socket Layer (SSL) encryption technology and supports 128-bit encryption. HSB uses security measures that comply with Federal Banking guidelines and is examined yearly by federal regulators and audited by external firms annually. Those measures include computer safeguards, secured files and buildings, restricting access to your personal and account information to those employees who need to know that information, and training employees in information security and privacy procedures.
Back to questions
Is there a different prospectus for each investment initiative?
No. Each investment initiative on Vested.org represents an opportunity to invest in Calvert Foundation's Community Investment Note. Calvert Foundation's deployment strategy is driven in part by your choice to invest through a particular initiative. Investor interest informs our search for new and impactful investment opportunities. Please read the prospectus before investing.Back to questions
I'm a resident of a state that can't invest. Why can't I invest?
Due to Blue Sky regulations, the current offering of our Note cannot be sold in the states of Arkansas, South Carolina, or Washington. We are working with regulators in those states to be able to offer the Note to residents living in these states. Email us at firstname.lastname@example.com if you would like to be notified of any updates in your state.Back to questions
What are the minimum and maximum investment amounts on Vested.org?
The minimum amount for each investment is $20. At this time, the maximum amount per investment is $10,000. If you wish to invest more than $10,000, you may invest directly with Calvert Foundation or via your brokerage account. Visit www.calvertfoundation.org/invest to learn about these options.Back to questions
Can I select different rate and term combinations on the investments?
Rate and term combinations are set by Calvert Foundation, and cannot be changed by the investor.Back to questions
How do I find my bank routing number and bank account number?
Your bank routing and account numbers can be found at the bottom of a check from your checking or savings account. The first number at the bottom of the check is your routing number, the second is your account number.Back to questions
How do I change my personal or bank account info?
Log into Vested.org and select 'My Account' from the Menu on the right-hand side. To update your personal information, select the 'Personal Information' button at the top of the page, update your information, then click 'Update Account' at the bottom of the page. To update or change your bank account info, please contact Vested Support at email@example.com to questions
What updates do I receive as an investor?
When you register as a user with Vested.org you will receive an email confirmation to activate your account. After first submitting your personal information, you will receive an email confirming the creation of your CrowdPay account. After completing the purchase of an investment, you will receive an email confirming the purchase. Once the purchase is completed (1-5 business days) you will receive a final purchase confirmation email. The month prior to the anniversary and maturity of your Note, you will receive an email with information about expected interest payments and your options at maturity. You will also be notified the January following an interest payment when your 1099-INT is available. You will receive an email anytime you make a change to your account.On a more fun note, you will receive Calvert Foundation's annual report and annual social impact report as well as periodic updates about the initiatives you have supported so that you can see the real impact of your investment(s) in communities in the United States and around the world!
Back to questions
How often do I receive interest from my investment?
Calvert Foundation pays interest on an annual basis. You will receive interest payments from an investment each year on the settlement date of your investment. For example, if you invest for three years, and your Note settled on July 1st, 2014, you will receive interest on July 1st, 2015, July 1st, 2016 (anniversary dates) and July 1st, 2017 (maturity date). In addition to the interest payment on July 1st, 2017, you will also receive the principal of your investment as it will have matured. Starting 30 days before its maturity date, you will have the option to choose to automatically reinvest your note when it matures.Back to questions
What happens on my Note's anniversary and maturity dates?
On the anniversary date, interest earned on your investment over the past year will be directed to your CrowdPay account. On the maturity date, both interest earned during the past year as well as the principal value of the note will be directed to your CrowdPay account.Back to questions
Is there any other way I can invest?
In addition to Vested.org, investors can purchase Notes directly from Calvert Foundation, or through a brokerage account. Visit www.calvertfoundation.org/invest to learn more about these options.Back to questions
Can I invest in a Note through my retirement account?
Not through Vested.org, but you can purchase the Note in self-directed Individual Retirement Accounts (IRAs) at brokerage firms. The following retirement accounts have the option of being self-directed: a traditional IRA, Roth IRA, Rollover IRA, Educational IRA, and SEP IRA. The minimum investment for a brokerage account is $1,000. Please contact us at 855.678.6004 or email@example.com for more information.Back to questions
How are my investment dollars used by Vested.org?
100% of your investment is used to fund our loan portfolio. No fees are charged against the balance of your investment.Terms of Use
The Calvert Social Investment Foundation ("Calvert Foundation," "we," or "us") owns and operates calvertfoundation.org, vested.org and any sub-domain thereof (collectively, the "Site"). Please review this Terms of Use Agreement ("Terms of Use" or "Agreement") carefully before using this Site. By registering for, logging into, visiting and/or otherwise using the Site in any way, you indicate that you understand and intend this Agreement to be the legal equivalent of a signed written contract and equally binding, and that you accept the terms of use as set forth in this Agreement and agree to be legally bound by them.
We reserve the right, in our sole discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Changes to these Terms will become effective immediately upon the posting thereof. Your continued use of the Site following reasonable notice of such modifications will be conclusively deemed acceptance of any changes to these Terms of Use. You agree that notice of changes to these Terms of Use posted on the Site constitutes reasonable and sufficient notice. At all times, you are bound by the then-current version of these Terms of Use, the Privacy Policy, and all applicable laws. We highly recommend that you review these Terms of Use from time to time to ensure that you are familiar with the most recent version.
Terms of Use
- Contents of Site. As between you and Calvert Foundation, this Site (including the underlying software and files) and content provided on this Site, are the exclusive property of Calvert Foundation, and are protected by law, including United States copyright, database, trade secret, and trademark law, as well as other state, national and international laws and regulations. Except as expressly provided in this Agreement, Calvert Foundation does not grant any license or other authorization to any user of its trademarks, registered trademarks, service marks, or other copyrightable material or other intellectual property, by placing them on this website. The contents are © 2014, Calvert Foundation. All rights reserved.
You may include insubstantial portions of information from this website in memoranda, reports and presentations, but only if such memoranda, reports and presentations are distributed or otherwise made available in non-electronic form, to a limited number of individuals. You must attribute the information to Calvert Foundation in all such memoranda, reports and presentations; such attribution to appear in a form and format reasonably acceptable to Calvert Foundation. The Print Creator Tool is already setup to display the Calvert Foundation logo appropriately. All other usage, in part or whole, must include copyright notices from Calvert Foundation with the phrase "Reprinted with permission from Calvert Foundation (http://www.calvertfoundation.org)." You may not post any content from this website to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of Calvert Foundation - Disclaimers. THE INFORMATION INCLUDED ON THIS SITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS AND WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND. INFORMATION PROVIDED IS OBTAINED FROM SOURCES DEEMED TO BE RELIABLE, HOWEVER, CALVERT FOUNDATION MAKES NO REPRESENTATION OR WARRANTY, EITHER EXPRESS OR IMPLIED, AS TO THE ACCURACY, RESULTS, TIMELINESS, COMPLETENESS, ADEQUACY, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE WITH RESPECT TO THE SITE OR ANY OF ITS CONTENT, OR THAT THE SITE OR ANY OF ITS CONTENT WILL BE ERROR-FREE OR UNINTERRUPTED. FURTHER, THE INFORMATION AVAILABLE ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. YOU ASSUME THE SOLE RISK OF MAKING USE OF THIS SITE AND THE CONTENT IT PROVIDES.
The content on this Site, including discussions of certain nonprofit organizations and their programs are provided as general information only and are not intended to provide investment, accounting, tax or legal advice. Not all investment opportunities offered by any organization are available in all countries or states within the United States, and nothing on this site constitutes an offer or solicitation of these investments, products or services in any jurisdiction where their offer or sale is not qualified or exempt from registration.
Under no circumstances will Calvert Foundation, or any of its employees, agents, successors, assigns, affiliates or content or service providers be liable to you or other third parties for any loss, injury, claim, liability or damage of any kind (including, without limitation, attorneys' fees and lost profits, opportunities or savings) resulting from, arising out of or any way related to your access or use of this Site or the content it provides, including:
(a) any errors in, inaccuracies, omissions or other defects in authenticity of the information, including but not limited to content, technical inaccuracies and typographical errors; or
(b) any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence or under any other cause of action.
In the event you use this Site to subscribe for and purchase Calvert Foundation Community Investment Notes ("Notes"), nothing in the foregoing shall operate as a waiver or release of your rights under the Securities Act of 1933, as amended, or any applicable state securities law, in connection with such purpose of Notes.
TO THE EXTENT PERMITTED BY LAW, CALVERT FOUNDATION DISCLAIMS LIABILITY FOR ANY DIRECT DAMAGES BASED ON YOUR ACCESS OR USE OF THE SITE AND ITS CONTENT. - Restrictions on Use. You represent and warrant to Calvert Foundation that you will not use this Site for any purpose that is unlawful or prohibited by these Terms of Use, including but not limited to attempting or actually (a) disrupting, impairing or otherwise interfering with the operation or integrity of the Site or circumventing any Site security system; (b) collecting any information about other users of the Site; or (c) systematically extracting content or other information or data contained in the Site to populate databases or other sites for internal or external use.
You further represent and warrant that you will not post, store, transmit or otherwise use the Site in connection with any materials that may constitute or be comprised of any material that is unlawful or prohibited by this Agreement, including but not limited to materials that (a) claim a relationship with or speak for any individual, business, association, institution, or other organization for which you are not authorized to claim such a relationship (including but not limited to Calvert Foundation); (b) provide false or misleading personal information or email addresses, or impersonate any other person or entity; (c) harm minors in any way; (d) harass another person; (e) is unlawful, threatening, libelous, harassing, defamatory, vulgar, obscene, pornographic, profane, invasive of another's privacy, hateful, or ethnically, racially, or otherwise objectionable; (e) infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any person, or (f) consists of unsolicited advertising, promotional materials, or other forms of solicitation to other users including, without limitation, "junk mail," "spam," "chain letters," or "pyramid schemes." - Prospectus and Risk Disclosure. In the event you use this Site to subscribe for and purchase the Notes, you should carefully review the prospectus pertaining to the offering of such Notes, which may be obtained by calling 855.678.6004 or by viewing and downloading a prospectus at http://www.calvertfoundation.org/storage/documents/community-investment-note-prospectus-2015.pdf. You should carefully consider the information, including the risk factors, included in this prospectus before investing.
- Modifications to Site. Calvert Foundation reserves the right to change this Site and any information on this Site, including but not limited to, revising and/or deleting features or other information, and materials, products, and services described on this Site, without prior notice. The content presented on this Site may vary depending upon your browser limitations.
- Third Party Links. Calvert Foundation may describe, reference, or provide links, in its sole discretion, to other information or products or sites on the World Wide Web for your convenience in locating related information and services. Any descriptions of, references to, or links to other products, publications or services does not imply endorsements of any kind, unless expressly stated by Calvert Foundation. Any such information, products or sites have not necessarily been reviewed by Calvert Foundation and are provided or maintained by third parties over which Calvert Foundation exercises no control. In addition, to the extent that they were reviewed by Calvert Foundation, Calvert Foundation undertakes no responsibility for continually monitoring such sites; the material at a site when Calvert Foundation viewed it may differ materially than when you do. Accordingly, Calvert Foundation expressly disclaims any responsibility for the content of these other third-party websites, the accuracy of the information on these websites or the quality of products or services provided by the organizations that maintain them.
You may not create a link from another website or any other Internet location to the Site without prior written consent from Calvert Foundation. Deep linking to internal pages of the Site is expressly prohibited. - Registered Users; Eligibility; Use of Password. A user is eligible to become a registered user of the Site if the user (i) is a U.S. resident over the age of 18 years old and (ii) agrees to abide by the terms of this Agreement and Calvert Foundation's Privacy Policy. Registered users will receive an account and password. You are responsible for maintaining the confidentiality of your account and password. You are fully responsible for all activities that occur using your account or password. Please notify Calvert Foundation immediately of any unauthorized use of your account or password or any other breach of security. Calvert Foundation will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. You may not use anyone else's password at any time.
- Assumption of Risk. You use the Internet solely at your own risk and subject to all applicable local, state, national, and international laws and regulations. Although Calvert Foundation has endeavored to create a secure and reliable Site, the confidentiality of any communication or material transmitted to/from this Site over the Internet cannot be guaranteed. Accordingly, Calvert Foundation is not responsible for the security of any information transmitted via the Internet, the accuracy of the information contained on the Site, or for the consequences of any reliance on such information. Calvert Foundation shall have no liability for interruptions or omissions in Internet, network or hosting services. You assume the sole and complete risk of using this Site.
- Events beyond Calvert Foundation's Control. You expressly absolve and release Calvert Foundation, its affiliates, related companies, and all of their respective officers, directors, employees, shareholders, legal representatives, attorneys, agents, successors and assigns, from any claim of harm resulting from a cause beyond its control including, but not limited to, the failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses or software failures, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, terrorism or governmental restrictions.
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- Suspension, Termination. Calvert Foundation reserves the right at any time and for any reason to deny you access to the Site or any portion thereof, and/or to terminate this Agreement.
- Waiver; Severability. Failure to insist on strict performance of any of the provisions of this Agreement will not operate as a waiver of any subsequent default or failure of performance. No waiver by Calvert Foundation of any right under this Agreement will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time. If any provision of this Agreement is held unlawful, void or unenforceable for any reason by a court or tribunal of competent jurisdiction, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the parties, and the remainder of this Agreement shall continue in full force and effect.
- Governing Law and Forum. This policy shall be governed by the laws of Maryland, without regard to conflicts of law rules, and the exclusive jurisdiction and venue for any dispute shall be Maryland. You agree to submit to the jurisdiction of the state and federal courts in Maryland for the purposes of any judicial proceedings relating to or arising from this Agreement.
Privacy policy
Your Right to Privacy
Because we value your right to privacy, we have included information below explaining our online information practices and our policies regarding how your information is collected, utilized and protected ("Privacy Policy").
We reserve the right, at our discretion, to change, modify, add, or remove portions of this Privacy Policy at any time. Your continued use of the Site (as defined below) following reasonable notice of such modifications will be conclusively deemed acceptance of any changes to this Privacy Policy. You agree that notice of changes to the Privacy Policy posted on the Site constitutes reasonable and sufficient notice.
Information Collected
This Privacy Policy applies to all nonpublic personal information collected or submitted on calvertfoundation.org, vested.org, and any sub-domains thereof (collectively, the "Site"). On some pages of the Site, you may register for access to information, to request materials and/or purchase investments in the Community Investment Notes. The types of personal information that may be collected in these circumstances include:
- Name
- Email address
- Mailing Address
- Phone number
- Date of Birth
- Social Security Number
- Bank Account / Credit Card Information
- Optional Demographics (i.e. occupation, location, etc.)
- Areas of interest
Use of Information
Calvert Foundation will only use the information gathered through the Site to provide the information or services requested. Except as specifically noted below, under no circumstances will we sell this information. Calvert Foundation may share this information with its affiliates or third-parties engaged by Calvert Foundation to provide services for individual accounts. Calvert Foundation restricts access to nonpublic personal information to those individuals who have a business or professional reason to need to know that information. Calvert Foundation may also disclose nonpublic personal information gathered through the Site (1) as may be permitted or required by law or regulations, (2) in response to subpoenas, document requests in court cases or arbitrations or official government information requests, (3) as we otherwise reasonably believe necessary to comply with legal obligations, and (4) in connection with the sale, assignment, merger or other transfer of our business to another entity.
Demographic information specific to a particular individual is for our internal use and will not be shared with third-parties except as discussed in this Privacy Policy. Finally, we never use or share non-public personal information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.
Website Usage Tracking
We use Google Analytics to track usage information on the Site, including top webpages, time spent on the Site, visitor demographics, and traffic sources. We do not use Google Analytics to track, collect or upload any data that personally identifies an individual (such as a name, email address or billing information), or other data which can be reasonably linked to such information by Google. Refer to the Google Analytics Terms of Service for more information about how Google Analytics collects and uses information.
We use email addresses to answer the questions we receive electronically and send out our eNewsletter to those who have subscribed. Except as described in this Privacy Policy, email addresses are not shared with third parties.
From time to time, we may request information from you via an online survey. Participation in these surveys is completely voluntary. Information requested may include demographic information. Survey information will be used for purposes of monitoring and improving the Site and/or Calvert Foundation products and services.
Sharing Aggregate Information
Demographic information requested during an information request or registration is optional, but encouraged so that we may gain a better understanding of your needs, and so that we may serve you in a more personalized manner.
In certain instances we may share aggregate information with strategic partners. For example, we may tell a partner that X number of individuals visited a certain area on the Site, or that Y number of men and Z number of women filled out our registration form, but we would not disclose anything that could be used to identify those individuals.
Data Security
To prevent unauthorized access, maintain data accuracy and the correct use of information, we have put in place physical, electronic and managerial procedures to safeguard and secure the information we collect online.
When our registration form asks users to enter nonpublic personal information regarding one of our users, that information is encrypted and is protected with encryption techniques consistent with those prevailing in the industry, including SSL.
While we use SSL encryption to protect nonpublic personal information online, we also take measures to protect your information offline. All of our users' information, not just the nonpublic personal information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, a customer service representative) are granted access to personally identifiable information. Furthermore, all employees receive periodic updates and training on our security and privacy practices. Any time new policies are added, employees are notified, and reminded of their responsibility to ensure our customers' information is protected. Finally, the servers used to store personally identifiable information are kept in a secure environment.
If you have any questions concerning data security, please contact us at email@example.com.
We use cookies, which track user behavior, to inform enhancements to the overall user experience on our Site. A cookie is a piece of data stored on your hard drive containing information about your online activity.
Our use of cookies is in no way linked to any personally identifiable information. Once you close your browser, the cookie simply terminates. If a user rejects the cookie, they may still use our Site. The only drawback to this is that the user will be limited in some areas of our Site.
We use cookies to simplify data entry on the following areas of our Site:
- Email when logging in
- Name, email and interest areas when updating registration
Log Files
We use IP addresses to analyze trends, administer the Site, track users' movements and gather broad demographic information for informational purposes.
This Site contains links to and from other third-party sites. Please be aware that Calvert Foundation is not responsible for the privacy practices of these third-party sites. We encourage you to be aware when you leave our Site, and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this Site.
How You Can Access or Correct Your Personal Information
Users registered with the Site will be able to access their personal information through the Site. Changes to this information can be made through the Site. Personal information submitted to Calvert Foundation may also be modified by contacting us at email@example.com. To protect your privacy and security, we will take reasonable steps to verify your identity before granting access or changing personal information.
If at any time you would like your information to be modified or removed from our database, you may contact us directly via email, phone or post:
Calvert Foundation
7315 Wisconsin Avenue, Suite 1000W
Bethesda, MD 20814
If it is your choice to opt out, there will be a 30-day period before such opt out will take effect.
Contact Us
7315 Wisconsin Avenue
Suite 1000W
Bethesda, MD 20814
Customer Service Hours:
Hours: 9 am-5:30 pm EST
Please direct media inquiries to:
Andrew Parrucci


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subset: commoncrawl


text:
7 Kidnappers Sentenced to 25 Years Life Imprisonment
PESHAWAR: An anti-terrorism court (ATC) sentenced seven men to life in prison, 25 years each, on Monday after they were convicted of kidnapping a five-year-old boy for ransom in 2014.
ATC judge Abdul Rauf Khan found the seven accused, namely Altaf, Asad, Shehzad Gul, Shahid, Musharaf, Alaf Khan and Atlas Khan, guilty of kidnapping a child. However, Afghan national Atlas Khan was sentenced an extra year in prison under Section 14 of the Foreigners Act.
The prosecution counsel told the court the accused were arrested on October 16, 2014 for kidnapping five-year-old Muhammad Ateeq in the jurisdiction of Banamarhi police station. The kidnappers demanded Rs800,000 from Ateeq's family as ransom. However, Ateeq was not released even though his family had paid the amount.
The family then filed an FIR with the police. Upon investigation, the police found and raided the house where the kidnappers had held Ateeq. The kidnappers were arrested on the spot and Ateeq was released from their possession. The police recovered the ransom money.
The court was told the accused had confessed to kidnapping the child. "There is no contradiction in the statements of the prosecution witnesses either," the prosecutor said. "Thus, the suspects deserve to be punished severely for their crime." Upon hearing arguments from both sides, the court sentenced the kidnappers to life in prison.
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text:
A Group Decision Process for Resource Allocation in the Health Setting
Nackel, John F.
Goldman, Jay
Fairman, William L.
Bibliographic Citation
Management Science 1978 August; 24(12): 1259-1267
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Mayor Frank G. Jackson Announces Lawsuit Opposing Ohio Senate Bill 331
Mayor Frank G. Jackson is hosting a press conference today at 11:00 a.m. addressing a lawsuit to be filed by the City of Cleveland against the State of Ohio. Cleveland, along with more than 80 municipalities today are filing separate suits challenging Ohio Senate Bill 331 (S.B. 331). In effect on March 21, the bill attempts to prevent Cleveland and other Ohio municipalities from regulating the commercial installation of cell wireless equipment in public spaces. Mayor Jackson strongly opposes this amendment as it raises serious questions concerning local government rights, constitutional authority, and control of City property.
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Serbia's central bank left its key policy rate at 4.0 percent and said this decision was guided by its new inflation forecast, which will be released on Feb. 22, the impact of past rate cuts and the lowering of its inflation target this year from 2016.
The National Bank of Serbia (NBS) lowered its 2017 inflation target to a midpoint of 3.0 percent from 4.0 percent around a range of 1.5 percentage points.
"Inflation is expected to stay low and stable, moving within the new target band from early this year," said the NBS, which cut its rate by 50 basis points in 2016.
Serbia's inflation rate rose slightly to 1.6 percent in January from 1.5 percent in the previous two months and the central bank expects the increase to be supported by a recovery in oil prices, rising domestic demand and a general rise in international prices.
On the other hand, low food production cost should continue to generate disinflationary pressures for some time, the central bank added.
As usual, the NBS added that uncertainties in international financial markets and oil prices "mandate caution in monetary policy conduct."
The central bank has been been supporting the dinar in foreign exchange markets this year and said on Feb. 3 that it had sold 315 million euros so far this year to "absorb excessive daily oscillations."
The dinar was trading at 123.8 to the euro today, little changed from 123.1 at the start of the year.
The National Bank of Serbia issued the following statement:


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Finance Division
Yvonne Childress, Director of Fiscal Operations
Phone: | 908-231-7631 | |
Fax: | 908-575-3914 | |
Mail: | 20 Grove Street, P.O. Box 3000, Somerville, NJ 08876 | |
Email: | firstname.lastname@example.com |
- The responsibilities of the Finance Division include payroll, accounts payable, accounts receivable, budget, grants, and the ledger.
- Prepares the county budget annually for submission to the Freeholders and is responsible for the sale of bonds and notes of the county.
- Responsible for all financial affairs of the county.
- Safeguards all county funds: provides for short- and long-term cash flow needs; provides payroll services to municipalities and non-direct county agencies; and provides technical assistance to all grant programs on financial and accounting issues.


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Why didn't Hugh Hefner marry Holly Madison?
Jan. 30, 2011
| Author :
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Holly Madison reportedly wanted to marry her boyfriend of six years Hugh Hefner and have his babies, but in 2008 he publicly announced that he wasn't the marryin' kind: "I love Holly very much, and I think we're going to be together for the rest of my life. But marriage isn't part of my puzzle. […]


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Ever heard of German Sheperd Shih Tzu cross?
I have come across an adorable puppy, the owner is saying he is a German Sheperd / Shih Tzu cross. I can't find any information on this breed. Anyone here know about them? Size? Tempermant? etc... Thanks in advance for any replies! Hayley |
You won't find any information on this "breed" simply because it is not one. It is a mutt. I sincerely hope in this case the mom was the GS, not the Shih Tzu. Yikes!!!
For tempermant if that is what you are looking for look up either and both of the breeds involved. I would say you would be facing bits and pieces of both. Or, if one is more dominant, that one. |
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jklauer1 Review
I bought this duvet cover in toffee for our 5 year old sons bedroom, hoping to get something that is still a boy color but not a murky shade of brown. The color was perfect and had just a hint of sheen to the bedding. I absolutely love it, as did my husband and our son. Great product and seemingly great quality. We haven't washed it yet but don't expect there to be any problems.
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Just had to tell everyone my cats got past the fight! I post a question about my male cat getting in a fight with a stray and my female not wanting to have anything to do with him for days afterward. She is finally over it and treating him like nothing ever happened! I'm so happy :)
Answer QuestionAnswer by dream-catcher at 5:53 PM on Apr. 17, 2011
Answer by lovingmy4babies at 6:50 PM on Apr. 17, 2011
Answer by janet116 at 7:08 PM on Apr. 17, 2011
Answer by dancer at 7:38 PM on Apr. 17, 2011
Answer by daisyb at 11:19 PM on Apr. 17, 2011
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10 Daisy Tattoo Designs For 2015
|There are many flowers that women may decide they want to get put on their bodies in the form of a tattoo. With spring coming soon, women may decide that a lovely spring flower will make just the perfect tattoo. What do you all think of daisy tattoos? The great thing about daisy tattoos is the fact that they can come in more than one color, and the possibilities for designs are absolutely endless. Don't believe us? Well keep on reading more about these cool tattoos!
We think you all will love these daisy tattoos, so we have gathered up 10 Daisy Tattoo Designs For 2015. Tattoo designs change every year, and for 2015, we think these are some cool tattoos. Okay, we have said enough because we are excited to show them to you. Are you ready to check out the list of daisy tattoos? If so, you can go ahead and scroll down now.
Classic White Daisy Chain Foot Tattoo
Now the classic look for daisies is white petals with a yellow center, and these are put in chains that are right on top of a woman's foot! What do you think of this foot tattoo?
Classic White Daisy Chain Foot Tattoo
Classic White and Yellow Daisy Wrist Tattoo
Oh my look at how lovely this classic white and yellow daisy tattoo is when it is right on the underside of the wrist, which is a discreet place.
Classic White and Yellow Daisy Wrist Tattoo
White Daisies with Blue Accents and Bee Tattoo
These white daisies have blue highlights, and the bee flying around them is so cute!
White Daisies with Blue Accents and Bee Tattoo
Black Ink Daisy Shoulder Tattoo
Now this is a modern black ink tattoo! Check out these black ink daisies, and aren't they so cool?
Black Ink Daisy Shoulder Tattoo
Purple Daisy Tattoo
Daisies can come in more than just white, and here is a perfect example of a purple daisy.
Dark Pink Daisy Chain Wrist Tattoo
Women love wrist tattoos, and this one is a fine example of a dark pink daisy chain tattoo around the wrist like a permanent bracelet.
Dark Pink Daisy Chain Wrist Tattoo
Blue Daisy Colored Tattoo with Snail
Here is a great tattoo that has a blue daisy, but there is also a cute little snail too located right on top of the foot.
Blue Daisy Colored Tattoo with Snail
Tiny Delicate Orange Daisy Leg Tattoo
Now here is a great example of a very tiny daisy tattoo. The daisy is orange, but the tattoo is located right on the leg, but it sure is tiny and delicate looking.
Tiny Delicate Orange Daisy Leg Tattoo
White Daisy with Yellow Center Ankle Tattoo
Women love ankle tattoos, and here is a simple yellow daisy tattoo located right on the ankle.
White Daisy with Yellow Center Ankle Tattoo
White 3-D Daisies with Vines Tattoo
Here is a fine example of a 3-D tattoo that has both daisies and vines, and the flowers look so real you can pick them!
White 3-D Daisies with Vines Tattoo
So, were we right about daisies being the perfect spring time tattoos? Did these tattoos surprise or impress you? If these tattoos inspired you all to say something, be sure to leave us a comment below. However, if you didn't like this list of tattoos, we have links to even more lists below. All you have to do is click one of the links, and you'll be on a new page in an instant. Now, what are you waiting for? Let's get started!
If you liked this list of 10 Daisy Tattoo Designs For 2015, then check out 26 Provocative Arm Tattoo Ideas For Men, 28 Stupendous Wedding Hairstyles For Black Women, and 29 Best Music App For Android Collection.


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Publications on Vegetation and Botany
Vegetation Studies in State Parks of Washington and Oregon
Forest Studies
Mt. Hood National Forest Wildfire Risk Management Recommendations, 2004.
Mt. Hood National Forest Insect Mortality and Related Fire Risk Issues, 2005.
Mt. Hood National Forest, Fire Regime Condition Class and Forest Stewardship Planning, 2005.
Mt. Hood National Forest Cooper Planning Area Fire Planning Issues, 2005.
South Fork Mill Creek Watershed Strategic Wildfire Protection Plan, 2005.
Invasive Species
Chewuch Watershed Invasive Plant Project, 2000.
Chewuch Neighbors Roadside Weed Management Pilot Project, 1998.
Columbia Basin Alien Plant Report, 1995.
Sonoran Desert National Monument
Appendices to the Sonoran Desert National Monument study, 2003.
Native Grass Abundance in the Sonoran Desert National Monument, 2004.
Characteristics of Xeroriparian Grasses of the Sonoran Desert National Monument, 2006.
Vegetation Studies in the Methow Valley in North Central Washington
Bowen Mountain section of the Methow Valley Wildlife Area - Rare Plant and Vegetation Survey, 2007.
Methow Valley Wildlife Area Rare Plant and Vegetation Survey, 2006.
Copyright © Pacific Biodiversity Institute
PO Box 298, 517 Lufkin Lane
Winthrop, WA 98862 509-996-2490


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Plum Lock & Key 18" Pillow
Plum Lock & Key 18" Pillow
Unlock your style with a the Lock & Key Collection! Plum key motif printed on eco-canvas (made from 45% recycled material.) Reverse side: Lock & Key Eco-Canvas. Insert included.
In stock. Ships within 3-4 business days.
- Wash separately in cool or warm water using a gentle machine cycle and phosphate-free detergent. Machine dry using a low temperature setting. If required, use an iron with a light touch on a synthetic setting only. Higher temperatures may result in color transfer and melting of fabric.


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A couple of months ago I looked at System Center 2012 R2 Operations Manager, Configuration Manager and Virtual Machine Manager for 4Sysops. Those three received quite a few improvements in the R2 release. This time I have a look at the other three parts of System Center and find that, apart from DPM, there was very few improvements in the products. Read it here.
Enjoy! And thanks for reading.


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School Name | Lutheran School Association |
School Homepage | www.lsadecatur.net |
Location | |
Community | Urban |
Type | Private |
Subjects Taught | Science |
Grades Taught | 6th Grade, 7th Grade, 8th Grade |
Number of Students | 51 |
Project Title | Insect Anatomy |
Insects To Study | bee, fly, earwig, butterfly |
Project Description | Students will use moviemaker to make a movie to show 5th grade students what they have learned. |
Where did you hear about Bugscope? | I have used it before... it is wonderful! You may have my insect collection still there. Perhaps you can get the bugs from that collection. If not, do you have some prepared specimens we can use? I would like to use the four I mentioned, but if they aren't available, we can use some you choose. Thank you. |


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Here at The Human Solution, we've blogged several times about the very real and quite frightening dangers of prolonged sitting. We have new subscribers to our blog every day, though, so we think it's worth repeating this information, as the truth will set you free! Free from your sedentary lifestyle and all the health risks associated with being chained to our desks, cars, and couches.
Many people believe that as long as they exercise at a moderate-to-vigorous level for the minimum recommended 150 minutes a week, they are doing enough to ensure good physical health. Unfortunately, this is just not true. Even someone who exercises vigorously for an hour a day or more is still subject to the significant negative health effects of sitting for the rest of the day: during the commute, all day at work, and in front of the television in the evening. This is because, according to a 2010 study published in the Exercise Sport Science Review, "too much sitting is distinct from too little exercise." You can go for an early-morning five-mile run or hit your Crossfit box for a bunch of double-unders and kettle bell swings, but it will not compensate for the other 22 hours of sedentary time in your day.
So what are the health effects of prolonged sitting? As soon as you sit, muscle activity shuts down, which in turn suppresses lipoprotein lipase activity. LPL is necessary for breaking down fats. Without it, fat accumulates in the blood, and we all know where that train leads: Heart Attack Station. A suppression of LPL also results in reduced glucose uptake, and that train stops at Diabetes Central. Sitting also places us at a higher risk for obesity, no real surprise there. Our calorie-burning rate drops to about one per minute, so we just sit there with fat and glucose hanging out in our bloodstream, thickening our middles and leading us to an early death. Perhaps most surprising, prolonged sitting is also linked to an increased risk of cancer, particularly breast cancer and colon cancer. And again, this is the case even if you regularly exercise. If you don't exercise at all, the numbers are even more frightening: women who sit for more than six hours per day and are also otherwise inactive are 94% more likely to die prematurely. 94%, ladies!! Inactive men who sit more than six hours per day increase their risk of early death by 48%.
There is good news in all of this. You can significantly reduce your risks of all of the above by simply moving a bit more and breaking up those long periods of sitting. At a minimum, stand up every 45 minutes or so and take a quick walk around the office. You can also stand during phone calls, have walking meetings, or walk to your colleagues' cubes rather than emailing. It may not seem like this small amount of movement can make a difference, but studies show that it does. Movement reactivates our muscles, gets that fat and glucose processed, and helps us burn more calories. It's the seemingly small things that add up over time; just as one additional can of soda per day leads to an average 20-pound weight gain in a year, so can small, subtle movements throughout the day add up for good health.
If you find that you enjoy standing up for part of the day, you might want to go for a height-adjustable desk. We want everyone to join the standing desk revolution, and we provide desks for a range of budgets. You may also be able to work with your employer to have them provide a desk for you. Tell them that a 2011 study of sit-to-stand desks showed that 87% of participants felt more comfortable and energized, 75% felt healthier, 71% felt more focused, 66% felt more productive, and 62% felt happier.
Our bodies are simply not designed for this ridiculous amount of sedentariness. Sure, it's nice to be lazy, but it's also nice to be alive!
Find more info on staying healthy at work at TheHumanSolution.com


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Share on ThriftyFunThis guide contains the following solutions. Have something to add? Please share your solution!
Welcome to my Kitty World! I have 4 adult Siamese cats and we always have kittens. My husband Leo and I decided one day, we were going to go out and replace the scratching post that my husband made many years ago. Boy, were we in for sticker shock; we went to our local pet store and the prices were just outrageous. For a basic scratching post, we were looking at a minimum of about $60.00 and it was even ugly to look at. In looking at their limited selection, we decided that maybe the internet would give us a better deal. Well not only was the shipping ridiculous but my hubby, being the resourceful guy that he is, said we would be better off building it ourselves.
When he built our last scratching post, he used carpet and it was hard, to say the least, to get it to wrap around the post. So we looked for alternatives to carpet and plans to build one on the internet. Well, there was not any plans that we could find that we liked so we decided to design our own. We found that a lot of the manufacturers were using fake fur now instead of carpet, to our relief, so we used that instead of carpet. Hey, and while we are at it, why not spoil our babies with something more than just a scratching post. My husband looked at many of the designs of pre-made cat trees and this is his version for the "Frick Kitties."
My husband's version could be made smaller or larger depending on what your needs are. Of course smaller would mean less money spent on materials. Try and Freecycle as much of the materials as you can. Lots of people have sheets of plywood left over from a project in their garage that they would love to get rid of and old fake fur coats can be used to cover the little houses and perches. A smaller version of this could be made by a novice woodworker, a little more skill is required for a larger one.
My husband suggests that all perches and boxes be made and covered with fake fur beforehand. Attach the rounds inside the tubes with wood glue. Nail or screw tubes onto the base with nails or screws at an angle. Cover the tubes with rope or door mat cut to size. You can also cover some of the tubes with fake fur. Next attach the L shaped piece of wood, screwing or nailing into the round piece of wood at the top of the tube. Nail or screw on your houses and perches.
Attach your kitty toys where you want them and cover the whole thing in catnip. We cut the black mat with a pair of shears. Once you got down to the base, it was not very thick and pretty easy to cut. For assembly, please refer to the picture. We found that we could cover most of the pieces with fabric beforehand and that helped greatly. It will take two people to wrap the jute around the posts as one person needs to be able to staple while the other person holds the jute tight.
I believe that my husband and I saved a great deal on making our own cat tree and we had a ball making it. The kitties love their new place to play and they use the scratcher made from the black mat a lot. I hope this gives everyone some great ideas. Depending on size, this could take a weekend to complete.
Thanks for the information. We, too, looked at them in the pet stores and were amazed at what they were charging for them. This way you could make it to suit your home, since our's is small, we can't use one of the big wide ones but could make one to fit our room. Also, the fake fur is a great idea, our cat discovered our fake fur throw and loves sleeping on it now, so one of her own would help lol.
My Mom has a cat and she loves to crawl into boxes and other things to hide. I have this idea in my head about making her a cat condo or playhouse. I have some large boxes that I will be using. I'm not sure yet if I am going to paper them or leave them brown, and just make some colored shutters on the windows. I am going to cut out a door and some windows.
One box will be stacked on top of the other one with one flap cut off each box. I am going to glue the other ones together to make it sturdy for her to land on. For the top, I am going to glue the flaps shut and cover with another piece of cardboard for strength. That way she will be able to jump on the top and lay if she wants to. I know she is going to love her new playhouse.
By Tricia from Ridgeway, VA
I made a playhouse for my cats out of boxes too. It is so much fun watching them play and hide in them and when they get worn out, you can toss it and make another. I find that cats don't need expensive toys and things to make them happy, just a little imagination and creativity works so well and you enjoy what you're doing also. I know your Mom will love your project when your done with it, so will her kitty.
Here is a very simple outdoor cat tree. While this doesn't sit outside it is made for outside (Our Havana Browns are strictly indoor cats). The base is a cutoff piece of Mesquite stump.
Cat tree too small? Our cats love to climb so we bought a floor to ceiling cat tree, but found the shelves were to small for our cats to enjoy. So we took the seats of some dining chairs that we no longer were using and placed them by the tree to make the shelves a nice landing spot for naps...
I have several recyclable things on my patio that I have turned into play areas for my cats. I get these Styrofoam boxes in the mail when my siser sends us turkeys and the fixings for holidays.
Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.
I want to make a cat tree out of some recently fallen branches (we had a nasty storm that destroyed a lot of our trees), but do I have to wait for the branches to dry before I use them? How could I dry them when they're too big to fit in the oven? The branches are birch and dogwood.
By Caitlin G.
I don't know if this helps but when lumber flooring is cut it needs to sit for a length of time (can't recall if it's days or weeks) inside the house so it can acclimate to the environment before being installed.
Try a web search of woodworking or DIY sites. Posters to their message boards can give you advice.
I would like instructions for how to make a cat tree?
By mc9 from San Lawrenz Gozo
We had a horrible had storm last year and had a rather large branch with several forks fall into our yard. My husband took a 5 gallon bucket and some concrete and set the branch upright in it. He trimmed off all the small twigs and we had a wonderful cat tree. Once the wood dried, it shrank a little and we had to redo the concrete.
How do you build a cat tree with scratchers?
By Susie from Banning, CA
You can get design ideas by looking at the commercially made ones and draw a plan based on the good parts of those you like and make it the size you want. You can try going to carpet stores and ask for carpet samples if you don't mind different colors on it. Also buy sisal rope and use that on a few places for a different texture to dig his claws into.
The commercially made ones that we have use a heavy duty cardboard tube that is really made to pour concrete into to make posts. At the top of each round piece is a flat piece of particle or similar, and at the bottom also. Those pieces are square and larger than the post size. You do not want this part too skinny though, you want to be able to cut a hole in at least one of them for the cats to hide in. The larger one that we have there is a post that goes right through it and that is what the square pieces of particle board are screwed into, make sure it is screwed tightly.
The bottom of our larger one has a square bottom, then three 2x4's that support a piece of plywood which is then topped with the cardboard tubing which has a hole cut out for a bed, inside you would carpet the bottom or put in a nice soft pillow as a bed that you can take out and wash. One support is inside the hide out area for extra support.
My suggestion would be go and look at those in a store or look online for designs you like and go from there. Our cats were given a tall one for Christmas which is not even three months ago and they already have the post leading to the top bed which has a hole on one side for kitty to crawl up to the top which is a piece of plywood covered with carpet and has 3" sides on it, it is not enclosed like the other bed area, anyway that post is all in shreds already, of course we have twelve cats that use it. Buy liquid catnip and spray it down when you present it to the kitty or kitties and it will draw them to it.
Every time I spray mine it is like a magnet they all gravitate to it. I am not able to upload any pictures at this time or I would send a picture, sorry. I hope this helps.
I have a homemade 2 ft. carpeted wood scratching post for my cats, but on a whim I bought a cheap cat post with fleece-covered base and top ledge, with a sisal-covered post in between. It is too short (18 inches), but they used it anyway, standing at some distance away so they could stretch on it (cats "love" sisal).
The sisal needs to be replaced, but I really want to replace the cardboard tube post with a longer one. I have the cardboard tube, but I cannot figure out how to get an end cap on it to attach to the wood base and ledge. Either end of the tube will have a threaded rod to screw into the base/perch, but I don't know how to cap the post to screw the rod into it. The store bought one has a plastic cap that is fitted inside the tube, but I don't know how it is attached or where to buy one. Any ideas?
By Kelly H
Share on ThriftyFunCheck out these photographs. Click at right to share your own photo in this guide.
All in all the huge cat condo/gym cost me about $350 in materials and took me most of 3 solid days to make it. It is completely self standing and the cats love it. I made it very sturdy and it took most of a 12 x 8 foot piece of carpet remnant.
Hey there yours looks very well constructed. Could you please create a DIY guide? I totally would love to build this! Marvelous creation!
You guys are awesome. I had no idea what I was going to do, but I followed your instructions and made a huge cat tree! Thanks!
Thank you so much for sharing your plans! This was my first project so I had to invest in tools, but I was looking for a good excuse to buy tools anyway. At first, I had a difficult time with this project because I wanted precision. I studied your photo and general directions for quite some time, because perfection was my goal. However, after a while, I got tired of being frustrated, and just put it together. It was fun! It isn't perfect - it's lopsided and leans a bit - but it's sturdy and my cats love it!
I don't think I'm going to add the second platform at the top, although I still have enough materials to do so. My cats seem to enjoy hanging off of the edges, so I didn't include the short walls on the platforms. I'll be adding toys next!
How much did it cost you?


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Urgently Required Back Office Executive Female Preferable ( 1 yrs)
Kushal Computers Chittorgarh and Placement Service
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Ocean Sky India
RS 70,000 To 1,50,000 Jaipur
Company requirements Job Details - Specify details Female candidate - back office Documentation, Filling, adequate knowledge of computer (internet, MS Office) stocking, data management etc. Experience Require Fresher Salary (Per Month) Female c...
Key Skills : ms office,communication,graduation,ms access,microsoft database,microsoft office
Public Relations Executive ( 1 - 2 yrs)
Score More Foundation
RS 50000 To 1,25,000 Eluru, Guntur, Hyderabad, Vijayawada, Visakhapatnam, Bangalore, Bhopal, Nagpur, Jaipur, Chennai, Agra
Score More Foundation Is Looking For Aggressive And Committed Public Relations Executives To Work At Various Places In Andhra Pradesh. Responsibilities: •Raising Funds For The Organization •Target Realization As Per The Organization...
Key Skills : marketing,event management,front office executive,back office executive,office assistantce assistant
Business Development Executive for Education Sector ( 0 - 10 yrs)
Spark Recreation Services
RS 1,50,000 To 4,50,000 Mumbai, Mumbai Suburb, Jaipur
Sell company products to new and existing potential clients as per the sales targets. Clients mainly include schools, principals and trustees of educational institutes. Candidate should be capable to handle responsibilities to Plan and Market for ti...
Key Skills : business development executive,marketing executive,sales executive,customer sales executive
Front Desk Executive/receptionist ( 1 - 3 yrs)
Rudr Consultancy Services
RS 1,00,000 To 1,75,000 Jaipur, Udaipur, Delhi
1.employee services and guest relations 2.Greet all guest courteously and make them comfortable while waiting at the reception 3.Ensure the upkeep and decorum at the reception area 4.Manage the incoming and outgoing calls requests efficientl...
Key Skills : front office executive,back office executive,office assistantce assistant


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Source: John Fun-Ty & Lana- |
I don't know much about Tyrone Power at all and I'm just starting to learn about Lana Turner from her movies and a little documentary footage I've seen from her. But from what I've seen in this video and what the documentary footage I've seen of her so far, this doesn't seem that surprising to me. Because Lana lived the life of a lot of the characters that she played. A very talented person professionally, but someone with serious issues at home. Some who lived a wild life, with not a lot of discipline and someone prone to controversy and getting into trouble.
So to see why someone as important and successful as Tyrone Power not wanting to marry someone as hot, adorable, sexy and talented as Lana Turner, is not that surprising to me. Especially if Power was a man of discipline and self-worth and someone who knew what was best for him and rational. But again other than knowing that Tyrone Power was a successful person in Hollywood, I don't know much about how he lived his life and what he did for Hollywood.
John Fun: Tyrone Power & Lana Turner's Love Affair- The Man That Got Away


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Pet Owner in Mount Pleasant
Need someone to feed my bird while away on vacation. I live in My Pleasant. Very easy, 10 minutes a day.
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Remote Control Unit for VideoConferencing Lenses
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Fujinon's lens controllers all feature control of zoom, focus, and iris. The RMD-20 features a rocker-type zoom control.
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Yamaha Custom 5CM Soprano Saxophone Mouthpiece
Yamaha Custom 5CM Soprano Saxophone Mouthpiece
DetailsThe Custom 5CM Soprano Saxophone Mouthpiece is made out of Vulcanised rubber known as Ebonite. This material produces a focused and full bodied sound, perfect for someone looking to develop a tone full of unique characteristics.
Product Ref: 63150
View Full DescriptionFull Description
View Full DescriptionYamaha are extremely consistent in specifications and playing quality and offer excellent value for money. The facing of this series is slightly longer than that of the standard series making them slightly more challenging at first, but easier to produce a full bodied tone and characteristic clarinet sound. They are available in a variety of sizes to suit the player's needs.
- Facing Length: 19.00
- Tip Opening: 1.25mm
The product price includes a one year warranty and 30 day money back guarantee.
However, the Gear4music extended warranty scheme provides an enhanced service, and is designed to offer a higher level of protection than many 'free' warranties offered by some retailers and manufacturers.
The highlights of this enhanced warranty service are:
- Warranty is extended to 5 years from the date of delivery.
- Our Money Back guarantee is extended from 30 days to 90 days (terms apply after 30 days)
- Collection and delivery costs are included for the first two years
- Claim 50% cash back on the cost of the policy after 5 years if it has not been used!
- Warranty is transferable if the item is re-sold
- Loan or replacement equipment will be provided if the product isn't repaired within 30 days
- If an item can not be repaired, a similar alternative product or cash discount (as defined in this policy) will be offered
- The policy can be cancelled within 30 days, and at any time after that for a pro-rata discount
Please note that this extended warranty is currently only available on products sold within the EU or EEA, and is subject to the terms and conditions as detailed on the extended warranty certificate provided.
For customers in outlying areas of the country, the price of the Extended Warranty may be marginally higher, due to the potential for higher collection and redelivery transport costs.
This enhanced warranty is in addition to the standard Gear4music and manufacturer warranty policies, and the Gear4music terms and conditions of trade. No statement or condition of sale contained within these terms affects or restricts your statutory rights as defined under the Consumer Contracts Regulation 2014.
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All Products are new unless stated, and include a minimum of one year warranty.
Some items are only eligible for money back guarantee if they are returned to us unused and sealed in the original packaging, and in the case of software, unregistered. These items include:
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Rick Santelli joined CNBC as on-air editor in June 1999, reporting live from the floor of the Chicago Mercantile Exchange. His focus is primarily on interest rates, foreign exchange and the Federal Reserve.
Santelli is a regular contributor to CNBC's "Squawk on the Street " (M-F, 9AM-11AM ET).
A veteran trader and financial executive, Santelli has provided live reports on the markets in print and on local and national radio and television. He joined CNBC from the Institutional Financial Futures and Options at Sanwa Futures, L.L.C. There, he was a vice president handling institutional trading and hedge accounts for a variety of futures related products.
Prior to that, Santelli worked as vice president of Institutional Futures and Options at Rand Financial Services Inc., served as managing director at the Derivative Products Group of Geldermann Inc., and was vice president in charge of Interest Rate Futures and Options at the Chicago Board of Trade for Drexel, Burnham, Lambert. Santelli began his career in 1979 as a trader and order-filler at the Chicago Mercantile Exchange in a variety of markets, including gold, lumber, CDs, T-bills, foreign currencies and livestock.
He is a graduate of the University of Illinois Champaign/Urbana with a Bachelor of Science degree. Santelli has been a member of both the Chicago Mercantile Exchange and the Chicago Board of Trade.
Follow Rick Santelli on Twitter @RickSantelli .
CNBC's Rick Santelli reports the latest read on ISM manufacturing.
CNBC's Rick Santelli discusses the latest action in the bond market, and the U.S. dollar.
CNBC's Rick Santelli discusses structural issues in Europe and the difference between the growth rate in the U.S. versus Europe.
CNBC's Rick Santelli speaks to Yra Harris of Praxis Trading, about Japan's deflationary narrative and Italy's employment problem.
CNBC's Rick Santelli discusses the latest action in the bond market, and the U.S. dollar.
CNBC's Rick Santelli discusses bond prices and yields.
CNBC's Rick Santelli discusses the latest action in the bond market, and the U.S. dollar.
CNBC's Rick Santelli grades the latest 7-year Treasury note auction.
CNBC's Rick Santelli and Andy Brenner, National Alliance Securities, discuss the flaws with central bank policy and the problems with quantitative easing.
CNBC's Rick Santelli reports October new home sales rises 0.7%, and Diana Olick reports the October pending home sales disappoint and fall 1.1% from September.


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Redskins Casting Wide Net In GM Search Franchise Notes NFL Source: Raiders Have Enough Vegas Votes MLB Cards Fans Can Attend Any Game For Monthly Fee AFL Baltimore Brigade Having Low Ticket Sales Franchise Notes Sources: Raiders' Relocation Fee Between $325-375M Bonds Returns To Giants As Special Advisor Clippers Owner Ballmer Dishes On NBA Topics FC Cincinnati Eyeing '18 Launch Of Training Facility
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Hornets Sign Lease With City Of New Orleans; Field Of Buyers Down To Two Groups
Published March 19, 2012
ALL SIGNS POINT TO YES: The TIMES-PICAYUNE's Smith reported the agreement "relieves the state from providing subsidies to the Hornets that could have reached $7.9 million annually if the team failed to reach certain attendance or financial benchmarks." The Hornets' new lease is "contingent upon legislative approval of a proposed $50 million bond issue in the capital outlay bill, extension of the team's expiring Quality Jobs Tax Credit initiative and the NBA finding a new owner for the franchise." It also "eliminates any escape clauses and will create, through capital improvements in the Arena, new avenues by which the Hornets can generate revenue on their own, such as modified or improved seating areas or digital advertising media, without leaning on the state for assistance." Planned improvements to the Arena "will be phased in over two offseasons to be completed by the start of the 2014 season" (New Orleans TIMES-PICAYUNE, 3/17). A TIMES-PICAYUNE editorial stated the lease should "give fans peace of mind, knowing the Hornets would remain in New Orleans regardless of who purchases the team." That alone "is a major accomplishment." Jindal and his negotiating team, including SMG Senior VP/Stadiums & Arenas Doug Thornton and Louisiana Stadium & Exposition District Chair Ron Forman, "deserve credit for their work" as do Stern, Sperling and team President Hugh Weber. Stern had "made it clear that his No. 1 goal with the NBA's ownership of the Hornets was to keep the team here, and this proposed lease would accomplish that." Metro New Orleans residents "should be grateful for the NBA's commitment to our region." This has "been a season of transition for the Hornets," but the proposed lease "would go a long way toward assuring long-term stability for the team" (NOLA.com, 3/17).
STERN COMMITTED TO THE BAYOU: In New Orleans, John DeShazier wrote if Stern "didn't want the team here or didn't care about it remaining in New Orleans, he had an easy out after Hurricane Katrina, when Oklahoma City eagerly welcomed the relocated Hornets." He simply could have "allowed the team to remain there … and Stern would've been supported by the theory that it simply wasn't economically feasible for the team to survive in decimated New Orleans." And few outside of New Orleans "would have vehemently objected." But DeShazier noted Stern "vowed to do everything possible to keep the Hornets in New Orleans" and he "never did anything to exhibit a change of heart" (New Orleans TIMES-PICAYUNE, 3/17). Also in New Orleans, John Reid wrote with the announcement of an escape-proof lease that binds the team to the city through '24, Hornets head coach Monty Williams said that "free agents will now look differently at the franchise." Williams: "It certainly helps us, and now we don't have to answer that question anymore if the team is going to be in New Orleans." He added, "When guys start asking if he can put his kids in school and buy a house, we can tell them they can, because the team is going to be there" (New Orleans TIMES-PICAYUNE, 3/18).


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The World Series of Poker (WSOP) is currently going on at the Rio Hotel and Casino in Las Vegas, and we're highlighting our favorite play of the day.
On Wednesday, two players went up against each other with nearly equally great hands ... but only one came out on top.
After a flop of J♠ 3♠ 2♠, Ronnie Bardah called Brian Tsang's check-raise. The next card was an A♥, which was enough for Ronnie Bardah. He decided to go all in with 83,900.
Tsang called, and the two players revealed their cards — both had a flush.
Bardah was holding A♠ 10♠, while Tsang had 8♠ 6♠.
Tsang basically had no hope because Bardah was holding the ace. The river — or fifth card — was a 9♠, which solidified the win for Bardah.
Ronnie Bardah finished 24th in the 2010 WSOP.
Bonus Poker Term!
An opponent is
drawing dead when he is hoping to complete
a hand that will nevertheless lose to his opponent. Tsang was
drawing dead because the best that he could have gotten would
have been a King-high flush — which would nevertheless lose to
Bardah's ace-high flush.
Source: Poker News


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Do for Self
As De La Soul tried to tell us on their last album, there is a widening philosophical schism between rap music's ''cash rules everything around me'' pragmatists and its dreamers. On Mos Def & Talib Kweli Are Black Star, the Native Tongue-anointed duo who tag themselves Black Star explore and redefine this schism, in ways that replace the ancient dichotomy of ''old'' versus ''new'' school in favor of simply separating the true MCs from the tacky. They write politically astute, highly literate rhymes without recourse to profanity or pornography. And rather than borrowing hooks from top-40 pop records, Black Star prefer to quote KRS-One, Double Trouble, and Run-D.M.C.
Black Star's new album only consolidates the lyrical m.o. these two have long deployed as individuals and as a team. As a guest rapper on De La's ''Stakes Is High,'' Mos Def argued: ''Niggas ain't stoppin' to think so they ain't gon' stop the violence/Music too loud to hear, so Doug E. Fresh say 'Silence!' '' Thus it's no surprise that on the the current Black Star single ''Definition'' Mos should reprise the ''Stop the Violence'' theme. He and his partner extensively catalogue everything they think endangers the quality of rap. The track ''Children's Story'' is particularly blunt, indicting clueless radio DJs and corrupt major label executives.
Of course, Black Star happen to be black people with options. They have bought into the black bookstore where Talib Kweli worked, and Mos Def is a professional actor with several television roles under his belt. When hip-hop is not your only economic gravy train, you can afford to point fingers at those who exploit the music for pure financial gain. On the tune ''Hater Players,'' Black Star dismiss the idea that there is something disloyal about putting down those who are primarily in the rap biz to make money: ''People afraid to say what is wack out of fear of being called a 'hater'/Imagine that! . . . We ain't havin' that.'' But they should be prepared for turnabout as fair play. Eventually they'll score a breakthrough radio hit just like their idols De La and A Tribe Called Quest did, and who knows how mainstream fame will affect them? (Look at the transformed Fugee zealot Wyclef Jean.) Nothing on Mos Def and Talib Kweli Are Black Star even approaches the electrifying brilliance of ''Shakiyla'' by Poor Righteous Teachers, or ''Fire and Earth'' by X-Clan, or ''Bring the Noise'' by P.E., but with their rhyming skills and chemistry it's only a matter of time.
One clue to what their next step might be is the fact that Black Star have eschewed the more popular black power iconography of the 1960s to identify by name and album-cover art with Garveyism, an older, and some would say even more controversial source of black pride. In the 1920s, Marcus Garvey, who preached ''Do for Self'' and both economic and ethical self-control, strove to create the Black Star Line--a fleet supposed to reestablish Africa as an economic power base for black people around the world. Everything said and done on the new Black Star album is aimed at getting all the hip-hop factions to unite around a morally refined Garveyite perspective.
Upcoming Events
Munich Philharmonic Orch
TicketsSun., Apr. 2, 7:00pm
Paxtor, Micky, Evelyn Cools, Alex Martin
TicketsMon., Apr. 3, 7:00pm
Sinners Are Winners the Invocation Album Release Party
TicketsWed., Apr. 5, 8:00pm
Town Hall Presents Anoushka Shankar
TicketsWed., Apr. 5, 8:00pm
What helps them preach to the unconverted is one of the tightest and most polished live shows around. Their frequent appearances on the open mike at Manhattan's Lyricist Lounge keep their freestyle skills sharp, and this year alone they've played Japan and Cuba as well as bouncing from coast to coast in the U.S. promoting a spiraling number of solo and collaborative projects (Kweli teams again with Deejay Hi Tek to become Reflection Eternal on a separate Rawkus album due in April, while Mos Def has a solo deal through MCA). Last Wednesday at Irving Plaza, the group, arriving late from the airport, was forced to open for N'Dea Davenport without the backing instrumentals from their new album. Unruffled, they rhymed freestyle for a few minutes with topical information about the audience; their recent trips; McGwire and Sosa; Clinton and Lewinsky. Over Deejay Hi-Tek's quick-mix mastery their voices were a rugged blend of textures, with Talib's urgently staccato tenor spiking Mos Def's rolling, oratorial midrange. They updated early underground singles like ''Universal Magnetic'' and ''Body Rock,'' then to the delight of some Lyricist Lounge regulars, guest stars Jeru tha Damaja, Black Thought, Afua, and Common--who cameos on the Black Star track ''Respiration''--joined the duo onstage to further dazzle the crowd.
Black Star exist largely to oppose the coon show aesthetics purveyed by a horde of self-proclaimed players and gangstas. Because the duo won't tap dance the Big Willie lifestyle for Babylon they have to find a way to replace the entertainment value of such glossy Hollywood fantasies. The ''Definition'' video colorizes the ordinary scenery of the inner city with a surreal overlay of red, gold, and green. Sometimes the colors are really there, and sometimes they are superimposed, as if Brooklyn had been captured in a Rastafarian snow globe. A cerebral little mind-fuck to be sure, but this simple device gives every scene the hallucinatory quality of a vision-quest, precisely the trip Black Star wants people to take.
In Case You Missed It
Upcoming Events
Indo Out Part III
TicketsFri., Mar. 31, 7:00pm
Salif Keita
TicketsSat., Apr. 1, 7:00pm
16th Annual Eric Clapton Birthday Show: Godfrey Townsend & Friends
TicketsSat., Apr. 1, 7:30pm
Dorthaan's Place Jazz Brunch: Bucky Pizzarelli, Ed Laub Duo
TicketsSun., Apr. 2, 11:00am
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Camila Alves Bandage Dress
Camila Alves showed off her killer curves in a soft yellow bandage dress.
Matthew McConaughey Men's Suit
Matthew McConaughey chose a three-piece suit in a crisp summery white color for his look at the Sixth Annual Veuve Clicquot Polo Classic.
Show Camila Alves Looks With:
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We are storyboard artists in animation. During the course of production millions of sketches are produced. Some are used but most are not. These are the ones that "got away" and scribbly scribbles deemed not worthy for prime time.
Friday, March 30, 2007
Left Right and Centaur
I was listening to NPR on my wonderful commute home. I drew this in the car... while I was driving. The expression on the centaur turned out funny. He seems really prepared to debate.
I promise not to draw and drive again.
Wednesday, March 28, 2007
I have an English Bulldog named Pogo. He's a big, friendly oaf. One of the things that always frustrated me about cartoon bulldogs are for tyhe most part just re-treads and rip-offs of the Preson Blair bulldog, drawn without ever actually looking at a real bulldog. You can caricature them a bunch of different ways, if you just look at them.
Thursday, March 15, 2007
Drawn while talking to Bobopoly this morning. It bears no resemblance to what we were actually talking about but I guess it's an insight to what sickness resides in my subconscious. Next stop, insane asylum!! Brush pen and grey markers.
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Plate 159
Survey of London: Volumes 43 and 44, Poplar, Blackwall and Isle of Dogs
Storm Water Pumping Station, Stewart Street, looking east in 1994. Storm Water Pumping Station, Stewart Street, in 1994. Storm Water Pumping
View resultAddenda: November 1674
Calendar of State Papers Colonial, America and West Indies: Volume 17, 1699 and Addenda 1621-1698
who were all killed or taken. The storm has done inexpressible damage in the Leeward ... were wrecked in this harbour. But, not to leave you in a storm
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Calendar of Close Rolls, Edward III: Volume 9, 1349-1354
which ship was wrecked in a storm upon the sea coast in the parts of Suffolk.
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Friaries: The Carmelite friars of Blakeney
A History of the County of Norfolk: Volume 2
when John and Michael Storm and John and Thomas Thobury, copyhold tenants ... and Richard Storm 4 acres adjoining their house. 4 In 1337 John Storm granted
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Calendar of Close Rolls, Richard II: Volume 5, 1392-1396
Close Rolls, Richard II January 1394 January 1394 Jan. 24. Westminster. To the sheriffs of London. Writ of supersedeas omnino, by mainprise of John Stanton 'brewer,' Richard Storme 'brewer,' Richard Surby 'sporyer'
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Close Rolls, Henry IV: February 1402
Calendar of Close Rolls, Henry IV: Volume 1, 1399-1402
Close Rolls, Henry IV February 1402 February 1402 Feb. 20. Westminster. To the sheriff of Middlesex. Like writ, mutatis mutandis, by mainprise of John 'the Eyr,' Ralph Albyn and Lawrence Storme of Middlesex
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Close Rolls, Edward III: December 1370
Calendar of Close Rolls, Edward III: Volume 13, 1369-1374
that the said ships were by a storm driven to the port of Bristol,
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Close Rolls, Richard II: January 1379
Calendar of Close Rolls, Richard II: Volume 1, 1377-1381
by a storm to Dele between Dovorre and Sandewich and there wrecked, save
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GOSSEN, Gerard or Garrett
Physicians and Irregular Medical Practitioners in London 1550-1640 Database
testimonial with other evidence had been lost in a storm at sea
View resultA state of the navy accompt, 1711
The History and Proceedings of the House of Commons: Volume 5, 1713-1714
Rebuilding Ships lost in the great Storm, 134,232 00 00 Bounty to Widows, &c. of Officers and Seamen lost in the Storm, 15,158 00 11 Bounty to Officers
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"Innovative operators are creating value by crafting new and unique beverages," says Technomic spokesperson. Technomic's Beverage Consumer Trend Report found seven out of 10 consumers (71%) now purchase beverages away from home twice a week or more often, up from 66% in 2010. As the economy stabilizes from the recession, restaurants and retail foodservice locations
Deloitte Survey Shows Shoppers Expecting Discounts
Savvy consumers research brands and prices before heading into stores. Excitement over unexpected in-store deals has diminished as discounted prices become an anticipated part of the consumer products shopping experience, according to the Deloitte/Harrison Group annual American Pantry Survey. For nearly one-third (30%) of consumers, at least seven of 10 items in their shopping cart
Shell Educates Customers Through Gas Giveaway Promotion
Shell is continuing its efforts to educate consumers about the benefits of using high quality gasolines in their vehicles by giving away thousands of gallons of Shell Nitrogen Enriched Gasolines to drivers coast-to-coast today, Friday, Oct. 15. To ensure consumers have a firsthand opportunity to learn about and try Shell Nitrogen Enriched Gasolines for themselves,
Working Americans Report Economic Perceptions
Working Americans report having mixed feelings when it comes to job security, the economy and worker happiness. Short-term job security is improving, but at the same time, more workers fear losing their job some day in the future. More Americans think the economy is on the upswing. But this is still a minority opinion contrasted
Georgia Bill Allows Gas Price Increase In Emergency
The Georgia state Senate has passed a bill that would allow station owners to charge higher prices for gas the moment an emergency is declared, the Atlanta Journal-Constitution reported. The bill comes less than two years after Gulf hurricanes caused a run on gas, as well as price gouging. The Governor's Office of Consumer Affairs


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New Farpoint song posted |
Post Reply |
Author | |
Forum Newbie Joined: December 27 2007 Location: United States Status: Offline Points: 9 |
Topic: New Farpoint song posted Posted: February 19 2008 at 07:49 |
Hello all,
We have posted an entire song from our new album, COLD STAR QUIET STAR, on our myspace page. www.myspace.com/farpointmusic The song is called "Cold Star" and it features Jennifer Meeks on lead vocals and flute. It's on the mellow side but we'll be posting some of the more upbeat stuff soon. Also, we still have samples from two other new songs, "Darkness" and "Solar Wind" on the page. The new cd should be availabe any day now from Synphonic and Kinesis, and on CDBaby very soon. |
www.farpointband.com |
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