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State Route 9 extends 98 miles, from SR 522 north of Bothell to the Canadian border. The highway parallels Interstate 5 to the east as it winds through Snohomish, Skagit, and Whatcom counties.Growing population, increasing congestionDue to regional economic development and the demand for affordable housing, the population of Snohomish County increased by nearly 80 percent between 1980 and 2000. This population growth has increased traffic on SR 9 throughout Snohomish County. The highway is now an important corridor for both commercial vehicles and commuters. Current traffic volumes have exceeded the capacity of the two-lane roadway leading to congestion and delay during peak travel times. Congestion-related collisions - like rear-end and sideswipe collisions - have also increased along SR 9. From 2000 to 2003, there were an average of 395 collisions per year on SR 9 in Snohomish County. Between 2004 and 2007, that average had increased to almost 480 collisions per year.Since 2008, the annual number of collisions has dropped to 370 per year. In that timeframe, WSDOT completed several major projects along SR 9, including widening and intersection improvements between SR 522 and 212th Street SE, 176th Street SE to Marsh Road, and Schloman Road to 268th Street SE. The end result: Improving safety and reducing congestionBetween 2000 and 2017, WSDOT will invest $300 million to transform SR 9 into a wider, safer highway. We will widen the highway to four lanes in some areas, add turn lanes at key intersections to reduce the risk of collisions, install divided medians at select locations to prevent crossover collisions, and upgrade pavement markings, guardrail, drainage, culverts and lighting where needed. When we wrap up work in 2017, these targeted improvements will help relieve congestion, improve traffic flow and enhance safety throughout the SR 9 corridor.Current SR 9 improvement projects under way include:

subset: commoncrawl


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Jan 14, 2013
The fiscal strength of financial institutions (FIs) has weakened under the stress of multiple economic and industry factors. A mandate to trim costs to reinvigorate their base and maintain profitability into the coming years grows increasingly difficult to fulfill. And, while the electronification of checks has been a step forward on the path of operational efficiency, initially yielding some economic benefit, it does not go far enough to solve the challenging issue of rising preventable exception item processing costs.
Exception item deposit processing is often a part of internal auditing that singles out abnormal items for further analysis or is directly related to system or process limitations. Any item or transaction that falls outside the boundaries set by the financial institution is removed from the normal workflow and flagged for exception processing. This practice, unique to these items, slows the workflow and invites errors not commonly seen in the majority percentage of the work - lost deposits, missing items, out of balance deposits, missed deadlines, etc.
Efforts to reduce these costs have sought to accelerate a less than optimal procedure. FIs hope to manage the expense by capturing check images in the banking center as early on as possible. Branch and teller capture is a step in the right direction, but results to date have been disappointing. Basic processing errors still frequently become Day 2 adjustment items, and the related operational costs are increasingly more expensive, eating into the upfront savings.


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Each month, Rated People connects over 50,000 homeowners with quality tradesmen - simply enter your job details in the form above to get started.
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Lone Star Legal Aid (Beaumont Office)
Who We Are
Operating for more than 60 years, Lone Star Legal Aid (LSLA) is a non-profit law firm that now serves as the fourth largest legal aid organization of its type in the United States. The firm provides free civil legal help to low-income persons who have immediate needs but cannot afford an attorney. Headquartered in Houston, the organization operates another 12 branch offices and covers one-third of the state, including 72 counties in the eastern and Gulf Coast regions of Texas, and also four counties of southwest Arkansas, and has an eligible client population of almost 1.5 million at 125% of federal poverty guidelines. LSLA is the only full-service civil legal aid provider in the region, and it offers advice/legal counsel, brief services, self-help clinics, community legal education, and referrals, as well as full representation in administrative hearings and county, state, and federal courts. Practice areas include domestic abuse, health care, housing, employment, income maintenance, unlawful trade practices, education, civil rights, and disaster relief. LSLA also manages special projects, such as food stamp outreach, language access, elder law clinics, and a legal help line. Cases are accepted on a priority basis, and current priorities include: (1) enhancing and protecting income/economic stability; (2) preserving housing and related needs; (3) improving child outcomes; (4) seeking and maintaining safety, stability, health and well-being; and (5) assisting populations with special vulnerability, such as those who have disabilities, or who are elder, homeless or have limited English language skills.
General Contact Information
- Address
Lone Star Legal Aid (Beaumont Office)
2345 IH-10 East, Suite 3 (map)Beaumont, TX 77704
- Phone
- 409-835-4971
- Toll Free
- 800-365-1861
- Fax
- 409-835-5783
- Website
- http://www.lonestarlegal.org


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Instant fortune for you and your friends. This Yin Yang Fortune Telling System comes with 8 sticks and a fortune booklet. Just shake, rock and roll the container and let one or two stick(s) fall out at random. Each stick is numbered. Look in the fortune booklet for the corresponding number on the stick or the combination numbers. The answer to your quest will be realized. Great for parties, during breaks, stopped in traffic, or as thoughtful gifts. You will all be amazed. Assembled in USA.


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This 2-piece mortar and pestle handcrafted from burnished bamboo. The sugars in the bamboo were caramelized with a special heating process into a richer finish. You can use this to ground up your fresh garden or dry herbs or use this as a bowl. Only food-safe glue used in assembly. Hand wash. Made in China. 4 5/8"D, 4 ¼"H. Pestle 6 ½"L.
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Saturday Saturday at Body English
After a brief hiatus Las Vegas sexiest hideaway has returned to rock you harder than ever. Enter with anticipation: A stairway to heaven leads you down the rabbit hole of extravagant nightlife rich in opportunity and style. Grab a drink or three before hitting the intimate dance floor powered by up and coming DJs spinning indie electronic rock and pop sounds. Take in the view from the lavish leather VIP booths and make a scene of your own or visit the Parlor and indulge in your own secret sanctuary.
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Recent News Emphasizes Importance of Due-Diligence
Over the past few days, you have obviously been reading of the Madoff case. It is stunning to hear of the impact and how far-reaching this situation has become. From all indications, Madoff was a "stand up guy" that everyone implicitly trusted. His assets under management and roster of investors would never give anyone the slightest clue that he might be up to no good. But to everyone's surprise, he was in fact no good - in fact he's a fraud.
Its this kind of situation that usually gets investors to reconsider the importance of due-diligence. Not only should investors have a sound understanding of a money management firm's business model but also make sure that all the firms operating activities make sense. Always keep your eyes open for "warning signs."
With that said, I want to take this time to discuss three "warning signs" that can sometime pop up when dealing with a hedge fund money manager:
1. Madoff's feeder funds marketed a "Split Strike Conversion" strategy.
Lesson: Make sure you understand the basic premise of the trader's strategy. Understand that I am not saying that complex models are bad...but rather, if it is complex, make sure that you can generally explain the money-making tools. Are they a long-only shop? Do they trade S&P futures? Or is some type of statistical arbitrage system?
Bottom line: If you hear the words "black box" and/or "proprietary" too much then ask more questions. (By the way, nothing drives me crazier than hearing managers using the word "black box" to describe their techniques. Its overly-generic and way overused these days.)
2. Madoff not only managed client assets but initiated trades in client accounts, executed the trades, custodied those assets, constructed his own client statements and administered the paperwork. There were no other parties involved - this is a clear red-flag!
Lesson: Unless you are dealing with a Goldman or UBS size firm, then for the most part, it is a good idea to separate your trading manager from the custodial services. Ensuring a strict segregation between these two functions can go a long way towards deterring any wrongdoing.
3. At the end of every quarter, Madoff's 13F filing showed very little in the way of equity holdings. And when questioned as to why, their response" "...we go into cash at the end of every quarter..."
Lesson: I can see this happening every now and then, but to have your hedge fund go into cash at the end of every quarter doesn't sound very efficient. If your hedge fund has to file a 13F always spend time reviewing it once it is filed.
What is the Split Strike Conversion strategy?
In the past few days, I have also had a number of clients ask me to explain to them the "Split Strike Conversion" strategy that Madoff marketed to his investors.
Split Strike Conversion defined:
Typically, the strategy consists of the simultaneous ownership of 30-35 S&P 100 stocks, the sale of out-of-the-money calls on the index and the purchase of out-of-the-money puts on the index. The sale of the calls is designed to increase the rate of return, while allowing upward movement of the stock portfolio to the strike price of the calls. The puts, funded in large part by the sale of the calls, limit the portfolio's downside. The strategy creates a boundary on a stock or basket of stocks, limiting its upside while at the same time protecting against a sharp price decline.
Long story short: Put a collar around a basket of S&P 100 stocks.
A fair number of institutional managers long questioned how Madoff could pull off such consistent risk-adjusted returns. I guess when it seems too good to be true then it probably is.


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Our 2017 collection celebrating summer, the people who are our heroes, and iconic images that make America and democracy great. Celebrate our freedom and liberty with some red, white and blue pride.
Reyn Spooner Hawaiian shirts from the originators of Aloha Friday. The Hawaiian shirt born on the shores of Waikiki in 1956, Reyn Spooner symbolizes the warmth and spirit of the word "Aloha".
Officially licensed Major League Baseball apparel from Reyn Spooner uniquely designed for each of 10 individual teams. Take one of these out to the old ballpark and root, root, root for your favorite team.
Founded in the Hawaiian islands in 1956, Tori Richard is the world's premier resort wear designer. Now 61 years in Hawaii, Tori Richard has created apparel of uncompromising quality and style.
Since 1936 Kahala has crafted Hawaiian shirts in the finest island traditions. Employing some of the islands top artists, Kahala's original creative designs reflect the best of new and old Hawaii.
Tommy Bahama clothing embodies "life is just one long weekend" thanks to its relaxed, yet refined, vacation inspired looks. Not just superb clothing. Tommy Bahama is a state of mind as well as a lifestyle.
Welcome to the island lifestyle. Come along with us and visit relaxing Bamboo Cay resort wear. Designed for comfortable living in your paradise. Our goal is to bring the island lifestyle into your daily life.
Hand Batik'd shirts from Indonesia (where all authentic Batik is created) these shirts utilyze a wax and dye process, then boiled to remove the dye. Each is unique and full of Pacific island flair.
Hawaiian shirt makers since 1953, RJC is known for fine aloha shirts with the unique flavor of the Hawaiian tropical lifestyle. Producing great island inspired shirts and dresses for over 60 years.
Pacific Legend has a long and storied history in the Hawaiian apparel business. Offering a large and diverse line of quality casual and resort, "made in Hawaii" prints for men, women and kids.
Go back to old Hawaii and Waikiki beach to trace the roots of Go Barefoot. Classic Hawaiian print shirts and retro Aloha styles from "Mr. Hawaii". Hanging ten or hanging out. Just plain cool.
A tropically inspired line of Aloha wear featuring designs of the Hawaiian island lifestyle. Choose from a variety of casual tropical shirts and dresses for men and ladies. Paradise can be Found here.
Inspiring designs meet the casual, wish-the-weekend-would-never-end lifestyle. Luxurious fabrics and superb attention to detail make for a shirt you will want to wear every day. Not just on weekends.
Founded in 1963, and from their humble beginnings on the island of Kauai and the International Marketplace in Waikiki, Hilo Hattie has become synonymous with authentic Aloha apparel.
Drawing inspiration from the ocean, nature, travel, and culture, High Seas Trading Company has been making creatively unique, tropical and themed print shirts made in the U.S.A. since 1988.
Beyond Paradise offers the tropical lifestyle with fine crafted silk fabrics at a very affordable price. Choose your favorite destination vacation spot, whether the islands or your backyard, and you will look like a local.
Kai Clothing is a lifestyle brand that features apparel in bold and captivating prints inspired by the many oceans of the world. Proudly made in Hawai'i, and with a name that means "ocean" in several languages, Kai embodies the spirit of Aloha!
Margaritaville Apparel is the authentic expression of the casual lifestyle. Superior quality clothing that is truly unique in design and rich in color, finish and feel. Bring out your inner Parrothead!
For the tall and "big" Kahuna's of the world. You big guys need a place to fill your Aloha needs. We are pleased to offer prints and tailoring designed exclusively for the larger sized and taller gentleman.
Whether a wedding, luau, or quiet evening out, a more sophisticated look to complement any special occasion. Matching shirts and dresses in a subtle style to perfectly dress up any event or gathering.
Hawaiian Shirts From Aloha Shirt Shop
Hawaiian shirts - the history, heritage and lore...
Warm balmy breezes and white sandy beaches. The crystal blue waters of the Pacific reflecting golden sunsets. Symbols of the islands of Hawaii. As symbolic as any Hawaiian treasure is the Hawaiian shirt, or properly described, the "Aloha shirt". The lore and history of the first "Aloha" Hawaiian shirts is steeped in the culture and heritage of early Hawaii.
Hawaii's history is filled with legends, and many of them were wearing Hawaiian shirts. On the islands, they are known as Aloha shirts but the icon known as the Hawaiian shirt is a trademark recognized worldwide. The Hawaiian Aloha shirt is a symbol of the island paradise Hawaii as well as its contemporary history.
In the early 20th century Hawaii experienced an influx of immigrants from Asia and the United States. This was plantation-era Hawaii and the economy was centered on sugar cane and pineapple export. In addition to language and traditions, immigrants brought with them a variety of cloth and clothing styles. Bright Kimono fabric came from Japan, Barong style shirts came from the Phillippines, formal silk garments from China and the collared shirt came from the United States. Native Hawaiians had traditional clothing made with colorful geometric patterns often seen on Kapa Pa'u (sarongs).
During this time, in 1920s and 1930s, plantation workers were seen in short sleeved shirts with bright geometric patterns. These were known as Palaka shirts. Often, Japanese men and boys on the islands wore a similar style shirt made from left over Kimono cloth, the Kimono-cloth shirt. These early precursors to the modern Hawaiian Aloha shirt were every day staples in the wardrobes of plantation workers.
In 1931, a young college graduate named Ellery Chun returned to Hawaii after attending school in Connecticut. It was during the Great Depression and Chun went to work for his father's dry goods store in Honolulu. Chun soon took over the business, renamed the store King-Smith Clothiers and began expanding. He enlisted the help of his sister, Ethel Chun Lum, and began making bright print short sleeve shirts made out of the leftover material from Japanese Kimonos. Chun registered the trade name "Aloha" in 1936 and a print ad in the Honolulu Advertiser Newspaper was where he first coined the phrase "Aloha shirt". Chun displayed the Hawaiian Aloha shirts in his shop window and catapulted the Palaka into fashion history the Hawaiian Aloha shirt.
Around the same time that Chun trademarked the Hawaiian Aloha shirt another Honolulu business was also making short-sleeved shirts from Japanese Kimono fabric. Musashiya and Surfriders Sportswear, in Honolulu's Ala Moana Shopping Center, sold the colorful garments as "Hawaiian" shirts. Both Chun and Musashiya sold shirts with ornate prints, palm trees, hula girls, pineapples and just about every other image of Hawaii.
Both manufacturers had envisioned a hot commodity and the modern Hawaiian Aloha shirt was born. The shirts were purchased by local residents, beach boys, surfers and island visitors. Tourists to the islands fell fast for the fad of the brightly colored shirts donned by young islanders. Chun began sponsoring a local radio talent show from the Moana Surfrider Hotel, giving even more acceleration to the popularity of the Hawaiian Aloha shirt. His sister, Ethel, began creating bright tropical fabric patterns that defined Hawaiian designs vs. Asian styles establishing the modern Hawaiian shirt.
Other merchants followed Chun's and Musashiya's leads. Soon, Hawaiian shirts were produced across the islands in endless styles. Paintings were transferred to fabric and designs competed for most elaborate and most ornate. Even the labels became works of art that emulated the dream of life on the Hawaiian Islands with their "Made in Hawaii" stamps.
Post World War II the shirt's colorful, exotic prints were in even higher demand from tourists who traveled by cruise ship to the islands to the tropical destinations they'd seen on Hollywood screens. By this time, the Hawaiian Aloha shirt had found fame worn by Elvis Presley, John Wayne, Frank Sinatra, and several presidents including Harry S. Truman. The shirts graced movie screens including "From Here to Eternity" and secured a place in history as a Hollywood fashion trend. In 1960, one of the largest garment manufacturers in Hawaii, Kamehameha Garment Company, shipped 35 tons of Aloha shirts to mainland United States.
True Hawaiian Aloha shirts are like paintings of paradise and the fabric is a canvas for the rich images of the islands but by mid 20th century, imitation Hawaiian shirts started cropping up on the mainland for mass production. Designs became washed out versions of the intricate originals. Thankfully our manufactures have continued on with the original Aloha that was conceived in the beginning of the creation of the Aloha shirt.
Through the decades countless designs gave the Hawaiian Aloha shirts their appeal. A great loss is that many have been forgotten to history. Original shirts with original labels are collector's items, sometimes worth thousands of dollars. Although neither Chun nor Musashiya truly invented the garment, their entrepreneurial endeavors made the Hawaiian Aloha shirt a global.
Ellery Chun closed King-Smith Clothiers in the 1960s but lived long after watching the marketing journey of the shirt he helped make famous. Musashiya and Surfriders Sportswear is still in business in Honolulu's Ala Moana Shopping Center. Both created a fashion icon that seems here to stay. The Hawaiian Aloha shirt is still one of the best souvenirs of a tropical land, just be sure the one in your closet has true Aloha from Aloha Shirt Shop.
Want more history and lore of the Hawaiian Aloha shirt? Read here...
Need more information?
In U.S. - 866-746-7256 (866-SHOPALOHA) International - 805-772-2480
Site updated 9-14-16
New items: Reyn Spooner (4), Tori Richard (3), Tommy Bahama (5), Kahala (4)


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|Buy Hi Tech / Synthesis from the PlayRecord.Net Hi Tech / Synthesi Shop - UK
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Achieve optimal website speed without compromising on quality
Building and maintaining high-performance websites can have a significant impact on a site's success. In addition, effective website development requires optimum performance with regard to both the web browser and server. Taking those factors into consideration, this platform-neutral book covers all aspects of building and maintaining websites that deliver peak performance on all levels. Longtime web developer and performance expert Peter Smith explores the ways in which websites can respond more quickly by configuring front-end performance related to the web browser, as well as the back end for speeding up the communication between the server and the browser.
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Glasgow, KY, USA < change city >
The Dessy Group
Wedding Party Attire, Jewelry/Accessories, Tuxedos
1 rating, 0 reviews, 2 weddings
Dessy Collection, After Six Bridesmaids and Alfred Sung Bridesmaids. The Dessy Group's current collections feature striking new fabrics, colors and textures. Luxe details and feminine lines create Runway-worthy looks and capture the current fashion mood. From luscious tea-lengths to dramatic floor-grazing silhouettes, we've created styles that flatter every figure.
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Your Online Source for Swarovski Crystal, Japanese Seed Beads, Findings, Tools and So Much More
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These beads are all metal, starting out with a brass base, and then the various highly durable finishes are added. They are very uniform in size and are a much more rounded bead compared to the Japanese glass beads which are generally more cylinder shaped.
Due to their shape they can be especially handy for projects that require the beads to snug up against each other, for a close fit.
Remember, they are all metal, and the edges can be more severe than glass beads. We recommend using Fireline or similar stringing material. Beading threads, such as C-Lon or Nymo are not a good choice of stringing material to use when constructing projects made mostly out of these beads.
We have chosen to package these beads in 3" tubes, each tube holds approximately 28 grams. For quantity discounts, see the price schedule. If you order 9 tubes of this bead, you will receive a 1/4 Kilo bulk bag. Ordering 18 tubes of this bead will get you a 1/2 kilo bulk bag. Both with generous price breaks. Remember, WE SHIP FREE, which is a great savings in itself, as these are a fairly heavy product to ship.


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Lone Star Legal Aid (Tyler Office)
Who We Are
Operating for more than 60 years, Lone Star Legal Aid (LSLA) is a non-profit law firm that now serves as the fourth largest legal aid organization of its type in the United States. The firm provides free civil legal help to low-income persons who have immediate needs but cannot afford an attorney. Headquartered in Houston, the organization operates another 12 branch offices and covers one-third of the state, including 72 counties in the eastern and Gulf Coast regions of Texas, and also four counties of southwest Arkansas, and has an eligible client population of almost 1.5 million at 125% of federal poverty guidelines. LSLA is the only full-service civil legal aid provider in the region, and it offers advice/legal counsel, brief services, self-help clinics, community legal education, and referrals, as well as full representation in administrative hearings and county, state, and federal courts. Practice areas include domestic abuse, health care, housing, employment, income maintenance, unlawful trade practices, education, civil rights, and disaster relief. LSLA also manages special projects, such as food stamp outreach, language access, elder law clinics, and a legal help line. Cases are accepted on a priority basis, and current priorities include: (1) enhancing and protecting income/economic stability; (2) preserving housing and related needs; (3) improving child outcomes; (4) seeking and maintaining safety, stability, health and well-being; and (5) assisting populations with special vulnerability, such as those who have disabilities, or who are elder, homeless or have limited English language skills.
How to Get Help
You can contact this organization by:
- Contact Type
- Phone
- Phone Number
- 800-248-0048 or 903-595-4781
- Hours
- Monday
- 8:30 am-12:00 pm
- Tuesday
- 8:30 am-12:00 pm
- Wednesday
- 8:30 am-12:00 pm
- Thursday
- 8:30 am-12:00 pm
- Friday
- 8:30 am-12:00 pm
- Documents
For walk-in appointments, please bring any documents related to your case.
- Information
Walk-in hours are 8 am-noon and 1-5 pm Monday through Friday.
Who We Serve
- Area(s)
- Henderson County
- Rains County
- Smith County
- Van Zandt County
- Wood County
- Language(s) Spoken
- Spanish / Español
- Cirumstances and languages in which interpreters are provided
Whenever needed.
- Income Guidelines
125% for family law cases; up to 187.50% for other matters
Program has discretion to go to 150% for exceptional cases
- Your family's income should be at or below the following percentage of the federal poverty level
- 125
- Is this organization accessible by wheelchair?
- Yes
- Does this organization provide access for the hearing impaired?
- Yes
- Eligibility Restrictions
This program does not serve: Immigrant; Prisoner
Type of Help
- This group provides the following types of services based on your legal needs and its resources:
- Full Legal Representation
- Brief Advice
- Emergency Instructions
What is an Emergency? Matters that must be resolved within 72 hours.
800-248-0048 or 903-595-4781 or 903-595-4784, or walk in
General Contact Information
- Address
Lone Star Legal Aid (Tyler Office)
110 North College, Ste. 302 (map)Tyler, TX 75702
- Phone
- 903-595-4781
- Toll Free
- 800-248-0048
- Fax
- 903-595-3370
- Website
- http://www.lonestarlegal.org


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Glen Loyd Videos: A red-tailed friend returns
Glen Loyd
Friday, March 7, 2014
Before the eagles began showing up this winter outside my studio on the Rock River, a red-tailed hawk was a frequent visitor. He came back this week.
Glen Loyd lives on the Rock River in Janesville about 15 days a month. He is a former public information officer for Wisconsin Consumer Protection, publishes a weekly consumer protection blog and is a regular guest on radio consumer protection programs. Glen is a community blogger and is not a part of The Gazette staff. His opinion is not necessarily that of the The Gazette staff or management.


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WorldWideScience provides a one-stop search engine to mine global scientific databases in the deep web
The internet has revolutionized society by changing the way people communicate, find information, and enjoy entertainment. But a standard internet search misses at least 90 percent of the information available.
Did you know that science information is available via web "mashups"? Web "mashups" combine multiple products/services into a single application for the purpose of consolidating information with an easy-to-use interface.
For several years I've been responsible for organizing OSTI staff to capitalize the benefits of web and mobile web innovations. An important endeavor of mine aspires to help OSTI become a leader in connecting scientists in the second generation of the WorldWideWeb - Web 2.0.
As a coordinator of Web 2 media and product technology at OSTI, I've often wondered whether the stakeholders involved in the development of DOE scientific reports could benefit more from web innovations such as websites, blog sites, subscriptions, and "live" content.
Did you know:
- That now you can find research from China when you search within WorldWideScience.org? OSTI was in Ottawa June 10 helping formalize the addition of China to the WorldWideScience Alliance? In addition, now you can quickly narrow your WorldWideScience.org results list to the research you need, share them on social networking sites, bookmark your search, and set up alerts.
- That now you can learn about OSTI tools and services on our OSTI YouTube site launched in June?


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NEW YORK ( TheStreet) -- The law of unintended consequences has struck again, as political efforts to curb high bank fees, mainly through the passage of the Dodd-Frank financial reform bill, apparently have fallen short for banking consumers. In a report released Tuesday, Moebs Services reports the average cost of a bank checking account overdraft has risen to $30 per transaction. On the surface, that's not a huge difference on a year-to-year basis. Moebs reports that average national overcharge fees stood at $29 per transaction last year, and a $1 uptick isn't exactly burning news. But when you look back several years, bank consumers are seeing a significant rise in overdraft charges -- especially credit union customers:
Last year: $30
In 2011: $30
In 2010: $30
In 2009: $29 Credit unions this year: $28
Last year: $27
In 2011: $25
In 2010: $25
In 2009: $25 Average (both) this year: $30
Last year: $29
In 2011: $28
In 2010: $28
In 2009: $26 Financial reform did a decent job holding down overdraft charges for large bank customers (industry-wise, overall overdraft revenues are down across the board), although those penalties and fees didn't decline for bank consumers. But smaller banks and credit unions weren't targeted, at least significantly so, by Congress. Thus those financial institutions were able to hike overdraft charges and escape federal government oversight.


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a place for zinesters - writers and readers
April 1, 2011 from 6pm to 7pm – Sticky On the 1st of April 2011 the Melbourne zine store Sticky is celebrating its 10th birthday. That's 10 years of zine goodness and almost 8000 different zine titles stocked! To celebrate this mileston… Organized by Sticky Institute | Type: zine, store, birthday, party


text: Welcome to Zazzle's coffee & travel mug page. Search through all of our styles, sizes, and colors of mugs to help you enjoy your morning coffee. Check out our large, lovers', and classic mugs to find the one that fits your needs. Most mug orders ship in 24 hours, so you'll be able to sip your morning java and appreciate the design you've chosen.


text: I'm not positive if this is the right place this thread, so I apologized to admin if I have created more work for you. I was extremely impressed with these two this season and just wanted to start a thread about them. Please feel free to post info, photos, links or anything else pertaining to this couple. Thanks!


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This insurance plan is currently unavailable on Squaremouth
No coverage
This information relates to sports equipment loss or delay as well as trip costs for sporting activities that are not refunded due to cancellation or interruption.
There is no Sports Equipment & Fees coverage with this plan.
"Accident" or "Accidental" shall mean an event, independent of Illness or self inflicted means, which is the direct cause of bodily Injury to You.
"Assistance Company" means the service provider with which the Company has contracted to coordinate and deliver Emergency travel assistance, medical evacuation, and repatriation.
"Benefit Period" means the allowable time period You have from the date of Injury or onset of Illness to receive Treatment for a covered Injury or Illness.
"Child" shall mean Your step-child or a Child under Your legal guardianship, but only if such Child depends on Your support and maintenance and lives with You in a parent-Child relationship. The term Child does not include a foster Child who is eligible for benefits provided by a governmental program or law, unless required by the law of the State.
"Common Carrier" shall mean any land, sea, and/or air conveyance operating under a valid license for the transportation of passenger for hire.
"Covered Expenses" shall mean expenses which are for Medically Necessary services, supplies, care, or Treatment; due to Illness or Injury; prescribed, performed or ordered by a Physician; Reasonable and Customary charges; incurred while insured under the policy; and which do not exceed the maximum limits shown in Your Schedule of Coverage and Service, under each stated benefit.
"Dependent" shall mean the spouse who is legally married to You; Your unmarried Child from until his/her 19th birthday; or Your unmarried Child who is over 18 years old but not older than 25 years old and is enrolled as a full-time student at an accredited school or college and is not employed on a full-time basis and is dependent on You for his/her support and maintenance. The age limits that apply to Dependent Child(ren) will not apply to Your Child who remains dependent on You for support and maintenance because he or she becomes incapable of working due to a physical handicap or retardation which occurs: before reaching the age limit; and while insured under the policy or any prior plan, provided such Child was insured on the date of termination of the prior plan.
"Effective Date" shall mean the date Your coverage under the policy begins. The Effective Date Is the later of the following: 1.The Date the Company receives a completed enrollment form and premium for the Individual Coverage Term; or 2.The moment You exit Your Home Country airspace.
"Emergency" shall mean a medical condition manifesting itself by acute signs or symptoms which could reasonably result in placing Your life or limb in danger if medical attention is not provided within 24 hours.
"Family Member" shall mean Your spouse, parent, sibling or Child.
"Home Country" shall mean the country where You have Your fixed and permanent home and principal establishment.
"Hospital" as used in the policy shall mean except as may otherwise be provided, a Hospital (other than an institution for the aged, chronically ill or convalescent, resting or nursing homes) operated pursuant to law for the care and Treatment of sick or Injured persons with organized facilities for diagnosis and Surgery and having 24-hour nursing service and medical supervision means a place that 1.) is legally operated for the purpose of providing medical care and Treatment to sick or injured persons for which a charge is made that You are legally obligated to pay in the absence of insurance 2.) provides such care and Treatment in medical, diagnostic, or surgical facilities on its premises, or those prearranged for its use; 3.) provides 24-hour nursing service under the supervision of a Registered Nurse at all times; and 4.) operates under the supervision of a staff of one or more Doctors. Hospital also means a place that is accredited as a hospital by the Joint Commission on Accreditation of Hospitals, American Osteopathic Association, or the Joint Commission on Accreditation of Heath Care Organizations (JCAHO). Hospital does not mean: a convalescent, nursing, or rest home or facility, or a home for the aged; a place mainly providing custodial, educational, or rehabilitative care; or a facility mainly used for the Treatment of drug addicts or alcoholics.
"Host Country" shall mean any country other than the country where You have Your true, fixed and permanent home and principal establishment.
"Illness" wherever used in the policy shall mean Sickness or disease of any kind and Disablement covered by the policy.
"Incident" or "Occurrence" shall mean all Illnesses that exist simultaneously and which are due to the same or related causes are considered to be one Incident. Further, if an Illness is due to causes which are the same as or related to the causes of a prior Illness, the Illness will be deemed to be a continuation of the prior Illness and not a separate Incident. All Injuries due to the same Accident shall be deemed to be one Incident.
"Individual Coverage Term" means the period of time beginning when You have been enrolled for coverage under the policy and for whom the required premium has been paid and ending on the termination date as described in the Schedule of Coverage and Service.
"Injury" wherever used in the policy means Accidental bodily Injury or injuries caused by an Accident. The Injury must be the direct cause of the Loss, independent of disease, bodily infirmity or other causes. Any Loss due to Injury must begin after the Effective Date of the policy.
"Insured Person(s)" shall mean a person who has applied for coverage and is named on the Confirmation of Benefits and for whom the Company has accepted premium. Insured Persons are also referred to as You and Your.
"Land/Sea Arrangements" means land and or sea arrangements made by Travel Supplier.
"Loss" in reference to quadriplegia, paraplegia, hemiplegia, and uniplegia, shall mean the complete and irreversible paralysis of such limbs and with regard to hands and feet, actual severance through and above the wrist or ankle joints, and with regard to eyes, entire irrecoverable Loss of sight and with regard to thumb and index finger, actual severance through or above the joint that meets the finger at the palm. Loss in reference to other coverages shall mean injury or damage sustained by You in consequence of happening of one or more of the accidents against which the Company has undertaken to indemnify You.
"Maximum Benefit" means the largest total amount of Covered Expenses that the Company will pay for You.
"Medically Necessary" or "Medical Necessity" shall mean services and supplies received by You that are determined by the Company to be: 1) appropriate and necessary for the symptoms, diagnosis, or direct care and Treatment of Your medical conditions; 2) within the standards the organized medical community deems good medical practice for Your condition; 3) not provided solely for educational purposes or primarily for Your convenience, Your Physician or another Service Provider or person; 4) not Experimental/Investigational or unproven, as recognized by the organized medical community, or which are used for any type of research program or protocol; and 5) not excessive in scope, duration, or intensity to provide safe and adequate, and appropriate Treatment. For Hospital stays, this means that acute care as an Inpatient is necessary due to the kinds of services You are receiving or the severity of Your condition, in that safe and adequate care cannot be received as an Outpatient or in a less intensified medical setting. The fact that any particular Physician may prescribe, order, recommend, or approve a service, supply, or level of care does not, of itself, make such Treatment Medically Necessary or make the charge of a Covered Expense under the policy.
"Medicine" or "Medications" shall mean the drugs prescribed or dispensed to You, by a licensed Physician, as a result of a Covered Expense. Medicine or Medication shall mean the generic equivalent of a drug, or if the generic equivalent is not available, the brand name drug.
"Mental and Nervous Disorder" shall mean any condition or disease listed in the most recent edition of the International Classification of Diseases as a mental disorder, which exhibits clinically significant behavioral or psychological disorder marked by a pronounced deviation from a normal healthy state and associated with a present painful symptom or impairment in one or more important areas of functioning. This disease must not be merely an expectable response to a particular stimulus. Mental Illness does not mean learning disabilities, attitudinal disorders or disciplinary problems.
"Permanent Residence" shall mean the country where You have Your fixed and permanent home and principal establishment, and to which You have the intention of returning.
"Physician" as used in the policy shall mean a doctor of medicine or a doctor of osteopathy licensed to render medical services or perform Surgery in accordance with the laws of the jurisdiction where such professional services are performed, however, such definition will exclude chiropractors and physiotherapists.
"Prior Plan" shall mean the coverage provided on a group or individual basis by an insurance policy benefit plan or service plan that was terminated on the day before Your Effective Date of coverage under that policy and replaced by this policy.
"Reasonable and Customary" shall mean the maximum amount that the Company determines is Reasonable and Customary for Covered Expenses You receive up to but not to exceed charges actually billed. The Company's determination considers: 1) amounts charged by other Service Providers for the same or similar service in the locality were received, considering the nature and severity of the bodily Injury or Illness in connection with which such services and supplies are received; 2) any usual medical circumstances requiring additional time, skill or experience; and 3) other factors the Company determines are relevant, including but not limited to, a resource based relative value scale. For a Service Provider who has a reimbursement agreement, the Reasonable and Customary charge is equal to the amount that constitutes payment in full under any reimbursement agreement with the Company. If a Service Provider accepts as full payment an amount less than the negotiated rate under a reimbursement agreement, the lesser amount will be the maximum Reasonable and Customary charge. The Reasonable and Customary charge is reduced by any penalties for which a Service Provider is responsible as a result of its agreement with the Company.
"Registered Nurse" shall mean a graduate nurse who has been registered or licensed to practice by a State Board of Nurse Examiners or other jurisdictional authority, and who is legally entitled to place the letters
"R.N." after his or her name.
"Relative"shall mean Your spouse, parent, sibling, Child, grandparent, grandchild, step-parent, step-child, step- sibling, in-laws (parent, son, daughter, brother and sister), aunt, uncle, niece, nephew, legal guardian, ward, or cousin.
"Scheduled Departure Date" means the date on which You are originally scheduled to leave on the Trip.
"Scheduled Return Date" means the date on which You are originally scheduled to return to the point of origin or to a different final destination.
"Service Provider" shall mean a Hospital, convalescent/skilled nursing facility, ambulatory surgical center, psychiatric Hospital, community mental health center, residential Treatment facility, psychiatric Treatment facility, alcohol or drug dependency Treatment center, birthing center, Physician, Dentist, chiropractor, licensed medical practitioner, Registered Nurse, medical laboratory, assistance service company, air/ground ambulance firm, or any other such facility that the Company approves.
"Sickness" means Illness or disease contracted and causing Loss commencing while coverage under the policy is in force as You whose Sickness is the basis of claim. Any complication or any condition arising out of a Sickness for which You are being treated or has received Treatment will be considered as part of the original Sickness.
"Surgery" shall mean an invasive diagnostic procedure; or the Treatment of Illness or Injury by manual or instrumental operations performed by a Physician while the patient is under general or local anesthesia.
"Terrorism" is defined as the systematic or planned use of violence, fear, or threat of violence in order to intimidate a population or government, especially as a means of coercion or to obtain a granting of any demand. Terrorism does not include an event in any country or location where the United States government has issued a travel advisory that has been in effect within the 6 months prior to Your date of arrival. Terrorism does not include an event that occurs after a travel advisory has been issued after Your arrival date, and where You unreasonably fail or refuse to depart the location.
"Terrorist Attack" means an incident deemed an act of terrorism by the United States Government.
"Travel Supplier" means tour operator, cruise line, hotel etc. who has made the land and/or sea arrangements.
"Treatment" means a specific in-office or Hospital physical examination of, care rendered to You.
"Trip" means any trip taken during the Individual Coverage Term. Maximum Trip duration is 90 days. Coverage is available for persons under age eighty (80).
Excess Benefits: All coverages, shall be in excess of all other valid and collectible Insurance Indemnity and shall apply only when such benefits are exhausted.
The following exclusions apply. This policy does not cover Loss caused by or resulting from:
1. Suicide or attempt thereof by You while sane or self destruction or any attempt thereof by You while insane;
2. Injury sustained while You are riding as a pilot, student pilot, operator or crew member, in or on, boarding or alighting from, any type of aircraft;
3. Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with:
a) war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war.
b) mutiny, riot, strike, military or popular uprising insurrection, rebellion, revolution, military or usurped power.
c) any act of any person acting on behalf of or in connection with any organization with activities directed towards the overthrow by force of the Government de jure or de facto or to the influencing of it by terrorism or violence.
d) martial law or state of siege or any events or causes which determine the proclamation or maintenance of marital law or state of siege (hereinafter for the purposes of this Exclusion called the "Occurrences").
Any consequence happening or arising during the existence of abnormal conditions (whether physical or otherwise), whether directly or indirectly, proximately or remotely occasioned by, or contributed to by, traceable to, or arising in connection with, any of the said Occurrences shall be deemed to be consequences for which the Company shall not be liable under the policy except to the extent that You shall prove that such consequence happened independently of the existence of such abnormal conditions.
4. Service in the military, naval or air service of any country;
5. Flying in any aircraft being used for or in connection with acrobatic or stunt flying, racing or endurance tests;
6. Flying in any aircraft being used for or in connection with crop dusting or seeding or spraying, fire fighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing or any experimental purpose;
7. Being under the influence of alcohol or having taken drugs or narcotics unless prescribed by a legally qualified Physician or surgeon;
8. Injury occasioned or occurring while You are committing or attempting to commit a felony or to which a contributing cause was You being engaged in an illegal occupation;
9. While riding or driving in any kind of competition;
10. Pregnancy, childbirth, miscarriage or abortion;
11. Charges for treatment which is not Medically Necessary;
12. Charges provided at no cost to You;
13. Charges for treatment which exceed Reasonable and Customary charges;
14. Charges incurred for Surgery or treatments which are, Experimental/Investigational, or for research purposes;
15. Services, supplies or treatment, including any period of Hospital confinement, which w e r e n o t recommended, approved and certified as Medically Necessary and reasonable by a Physician;
16. Injury sustained while participating in professional athletics;
17. Services or supplies performed or provided by Your Relative, or anyone who lives with You;
18. Travel arrangements that were neither coordinated by nor approved by the Assistance Company in advance;
19. Treatment in connection with alcoholism and drug addiction, or use of any drug or narcotic agent;
20. Injury sustained while under the influence of or Disablement due to wholly or partly to the effects of intoxicating liquor or drugs other than drugs taken in accordance with Treatment prescribed and directed by a Physician for a condition which is covered hereunder but not for the Treatment of drug addiction;
21. Treatment for any Mental and Nervous Disorders;
22. Expenses as a result or in connection with intentionally self-inflicted Injury or Illness;
23. Expenses as a result or in connection with the commission of a felony offense;
24. Injury sustained while taking part in mountaineering where ropes or guides are normally used; hang gliding, parachuting, bungee jumping, snowmobiling, scuba diving, involving underwater breathing apparatus, unless PADI or NAUI certified, snorkeling, water skiing, snow skiing, spelunking, parasailing and snowboarding;
25. Dental care, except as the result of Injury to natural teeth caused by Accident;
26. Covered Expenses incurred during a Trip after Your Physician has limited or restricted travel.


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Home » M21256 » Information Request
Send an Enquiry to Supplier M21256
Complete the form below to ask a question, order a free brochure, or inquire about availability. You are under no obligation to make a purchase. Your enquiry is sent directly to supplier M21256. A sales representative or the reservation desk will reply to your request shortly.
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We do not share or sell your personal information to outside parties.
* :indicate a required field. Please read the instructions on the right side of the form.


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From Holland Food & Wine festival
01 October 2012 | This autumn you are in for a treat on board KLM flights departing from Amsterdam.
Dutch celebration
On board all KLM flights departing from Amsterdam this October and November, we will welcome you with Dutch hospitality and 'gezelligheid' (something like 'cosiness').
From your seat to your napkin, everything will be themed 'From Holland'!
If you haven't sampled the cuisine of the Netherlands yet, this is your chance. Here's a preview of the mouth-watering tastes we have in store for you – mostly from Dutch soil and sea.
Your festival menu
In World Business Class, we'll serve a baton of braised veal with beetroot, cumin and a Hollandaise piccalilli cream. Next, a choice of main courses:
- Zuiderzeezilver-certified pike perch with mussel gravy, various veggies and green asparagus.
- Volwaard-certified chicken in apple syrup jus, mash of Willem van Oranje potato with hazelnuts, pickled pearl onions, steamed baby potatoes and Dutch gingerbread crumbles.
- Maas-Rijn-IJssel beef tartlet with VOC spices, mash of Willem van Oranje potato and red cabbage with diced apple.
For dessert, you can savour a chocolate cinnamon treat with caramel, an orange praline, or a cheese plate with Reypenaer VSOP, Wijngaard's goat's cheese and organic cheese.
All dishes are complemented by great wines from Dutch soil, such as the famous vineyard 'De Kleine Schorre', or from Dutch winemakers abroad.
In Europe Business Class we serve alternating menus. For example:
- On flights longer than 170 minutes: an entree of smoked salmon with cream cheese and herring caviar, and a Dutch shrimp blini. Next, a choice of 2 main dishes: veal sausages or vegetarian lasagne with celeriac and mushrooms, a salad and a Dutch cheese plate. Finally, a van Wely dessert of raspberry, vanilla and pistachio.
- On flights between 120 and 170 minutes: a gazpacho amuse, followed by a beef stew with mashed potatoes or a spicy panga fillet. On the side you'll find a salad and will end your meal with a Van Wely dessert with Dutch speculoos.
- On flights up to 120 minutes: an entrée of shrimp, 'Eigenheimer' potato, and crème of Reypenaer, a large salad with goat's cheese and honey, and a Van Wely dessert of green apple, vanilla and speculoos.
And in Business Class you can take home your set of salt and pepper clogs as a souvenir.
In Economy Class on intercontinental KLM flights, you can choose between 2 meals:
- An entrée of potato salad, followed by meat balls in gravy, red cabbage and celeriac mash.
- A pumpkin salad, followed by panga fillet with mixed vegetables and cheese sauce.
On both menus you'll find some Dutch cheese and a 'Bossche bol': a rich chocolate and cream dessert.
In between meals we'll spoil you with apple cranberry cake or cheese-and-peppers pizza.
Naturally, in Economy Class on European KLM flights you can expect your snack or sandwich to be truly Dutch. Sink your teeth in an extra-large 'stroopwafel' – a traditional waffle with syrup, or a set of Dutch cheese crackers.


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by IBM
Jul 02, 2013
It's estimated that nearly one and a half billion people visited a social media site last year. And they all had something to say, whether good, bad or indifferent. Social media now affects virtually every area of life from journalism and entertainment to world politics and most certainly business. Social media has changed the relationship between business organizations and their customers, partners and employees.
This whitepaper covers how marketing, sales, customer service, product management and HR can monetize social media using business analytics with our social business platform.


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« Local Home
Ohio - Cat-Friendly Listings
Welcome to cat-friendly Ohio! Wherever you go you want to know which businesses are the most friendly and helpful for your cats. This state guide should point you in the right direction. Don't forget to add your reviews to this ultimate resource.
|Some Top-Rated Businesses
|City List:
Add a Listing
If you still can't find the listing you're looking for, feel free to add it now!


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Arsenal train ahead of Bolton - Pictures
Arsenal's first-team squad trained at London Colney on Tuesday morning ahead of their Premier League match against Bolton Wanderers at the Reebok Stadium on Wednesday.
Our Club photographer was there and sent back these exclusive images.
To buy official Arsenal pictures visit Arsenal Pics Arsenal Pics
Related Stories
Bolton Wanderers v Arsenal
Arteta - Small details are costing us points
Player: Mikel on Bolton game and the race for fourth place


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The dreamiest of all for blissful nights of sleep. Our famed organic short johns are soft and silky ribbknit, crafted with flatlock seams to keep you floating in seamless-feeling comfort. Beautifully made, amazingly resilient in the wash.
• 100% organic combed cotton ribbknit
• Super-smooth flatlock seams
• Comfy stretch waist
• Certified by OEKO-TEX® Standard 100 | 03.U.9375 - FI Hohenstein
• Prewashed
• Imported
Item # 30810


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Black Box GigaBase 350 - Patch cable - RJ-45 (M) to RJ-45 (M) - 100 ft - UTP - CAT 5e - stranded, snagless, booted - redItem#: 8565804 | Model#: EVNSL83-0100
- Price:
- $59.99
- Shipping:
- In Stock. Usually ships same business day. (Details)
Additional Resources
Black Box GigaBase 350 - patch cable - 100 ft Product Details
Network Cable Type: Patch cable - CAT 5e
Technology: UTP
Wiring Scheme: T568B
Jacket Material: PVC
American Wire Gauge (AWG): 24
Wires per Cable: 8 wires
Pairs per Cable: 4 pairs
Impedance: 100 Ohm
Features: Stranded, snagless, booted
Length: 100 ft
Color: Red
Color Category: Red
Connectors: 1 x RJ-45 - male
Connectors (Other Side): 1 x RJ-45 - male
Manufacturer Warranty
Service & Support: Limited lifetime warranty
Additional Resources: Product Manuals
Recommended Items
Related ItemsPrevious
Manufactured by: Black Box Corporation
Warranty provided by: Black Box Corporation
UPC No:
Mfg Part No: EVNSL83-0100
Box Size:
( Length:0, Width:0, Depth:0)
Shipping Weight: 2.0500 pound(s)
Click here for full warranty and support information
- Black Box Corporation logos are registered trademarks of Black Box Corporation. All others trademarks and copyrights mentioned herein are the property of their respective owners.


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Product Description
Terra Greens Organic Methi (Fenugreek) 100 gm
Buy Terra Greens Organic Methi (Fenugreek) 100 gm and other Whole Spices from Terra Greens Online from iRely.in at best price. Free home delivery in Bangalore, Hyderabad and Secunderabad.
Order Now and enjoy the comfort and fun of Online Shopping!
More products from iRely.in
Offers this Week
Surf Excel Matic Top Load Detergent Powder 2kg
Regular Price: Rs 435.00
Special Price Rs 370.00
Havells Pro Hygiene ATTA MATIC Dough Maker with Chopper
Regular Price: Rs 3,595.00
Special Price Rs 2,676.00
Mee Mee Baby Accessories & Vegetable Liquid Cleanser 1.5 ltr
Regular Price: Rs 749.00
Special Price Rs 674.00
Sasya Yellow Raisins 500 gm
Regular Price: Rs 200.00
Special Price Rs 150.00
Faber Chimney COCKTAIL 3D T2S2 BK TC LTW 60 Kitchen Chimney
Regular Price: Rs 37,500.00
Special Price Rs 28,740.00
Havells Urbane Ceiling Fan Antique Copper
Regular Price: Rs 8,460.00
Special Price Rs 7,191.00


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May 15, 2013
CSI's 2013 Annual Banking Priorities Study surveyed leaders from more than 200 financial institutions to learn their strategies for accomplishing goals this year and beyond. Accompanied by trending data released by the FDIC, this study reveals your peers' plans for expanding loan growth and market share, weathering regulatory changes and compliance concerns, increasing technology spending - where and how much, and handling information security concerns.
The information suggests that 2013 is the year that financial institutions have a viable opportunity to execute on strategic plans for "getting back to the basics" of why most of them are in business - profitable, risk-based community lending and investing in prudent assets, while growing existing customer relationships and expanding market share to new customers.
The survey responses to this year's study, along with other industry data, also suggest that 2013 is the year financial institutions focus on executing strategies to address unprecedented compliance pressures. Respondents also highlighted a continued, gradual recovery and positive outlook among banks for lending, profitability, investment in technology, and adoption of such services as cloud computing and mobile banking.
Overall, the data from the CSI 2013 Annual Banking Priorities Study hints at renewed signs of optimism. As new regulations take effect and with new technologies constantly changing consumer behaviors, the health of the banking industry will come down to responsible, profitable lending by forward-thinking banks that are willing to participate in a dynamic, ever-changing market place.


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Announcing the new Student Account Center
UPDATE: Campus Partners Conversion to Heartland/ECSI Complete
Follow Our Blog
Get Social! Visit SFS on our Savvy Student blog, Facebook and Twitter pages. Get up to date information on important deadlines, receive tips on budgeting and saving money, learn new tricks for buying items at a discount and find out where you can dine on a college student dime!
Tell Us What You Think
How are we doing? Take a moment to complete our Service Satisfaction Survey.
Helping Students and Families Afford College
The Office of Student Financial Services offers assistance to students and families in paying for a Brandeis education.
In addition to providing instruction and counseling on applying for need-based financial aid, and determining eligibility for such funding, the Office of Student Financial Services provides guidance on financing the cost of a Brandeis education via private student and parent loans and payment plans as well as information relating to bill charges, payments and federal student loans.
The Office of Student Financial Services also coordinates all hourly on-campus student employment and maintains an up-to-date listing of all available on- and off-campus job opportunities.


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by WatchDox
May 31, 2013
According to a recent Citrix survey, 58% of enterprises worldwide have adopted iOS as the mobile platform of choice. Almost every IT organization is under pressure to support iOS, but only a small percentage have technical capabilities or policies in place to manage this transition.
Download the "Defending Data on iOS" report and learn:
The security and data production models inherent with iOS
The pros and cons of adopting one of the three security options: unmanaged, partially managed, and fully managed
The considerations for building a data security strategy


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Scientists, farmers, and food manufacturers have found ways to change the nutrient composition of eggs. Are these new-fangled eggs better for you than regular eggs?
A quick glance at the egg section of most large supermarkets gives consumers several choices. In addition to the standard white and brown eggs, you can buy eggs that are cage-free or organic. Plus, you can choose ones that have increased levels of omega-3 fatty acids. You can also choose from a variety of egg-substitute products, most of which are refrigerated or frozen and packaged for easy use.
Eating Eggs Again
Consumers are buying eggs in record numbers—a far cry from egg consumption during the 1980s when consumers were taught to avoid eggs and, in particular, egg yolks. There are three reasons for this recent surge in popularity. The first is current research indicating that moderate egg consumption can be part of a healthful, low-fat eating plan. The second reason is that we are eating more processed foods that require eggs. And third is the popularity of both high-protein and vegetarian-based diets.
Understanding Nature's Design
The standard egg is an economical source of nutrition. Eggs contain many essential vitamins and minerals needed by humans, including zinc, iron, folate, vitamins A, E, and B complex—all this for only 70 calories! Egg protein is of such high quality that it is the standard reference for comparing the protein content of other foods. Current nutrient analyses suggest that the cholesterol content of an average egg is about 185 mg, rather than the previously estimated 274 mg. All of this cholesterol is contained in the yolk part of the egg. The American Heart Association (AHA) continues to recommend that people limit their cholesterol intake to 300 mg per day
Nature delivers eggs in two colors—white and brown. Contrary to popular thinking, brown eggs are neither organic nor different in nutrition from white eggs. The breed of the hen determines the shell color. Breeds with white feathers and ear lobes lay white eggs. Hens with red feathers and ear lobes lay brown eggs.
Learning About Cage-free, Range-free, and Organic Eggs
Hens are typically caged in modern facilities with controlled temperatures, humidity, light, and air circulation. American birds are fed hormone-free, high-quality feed with automatic feeders. Fresh water is provided through self-cleaning cups and valves.
Because some consumers are opposed to this type of confinement, options such as cage-free and range-free eggs are available. These types of eggs have the same nutrient composition as the standard egg.
- Cage-free eggs are from birds that are maintained on the floor of a poultry house or barn, but are not allowed to roam free outdoors. Due to poor weather and climate, they may not have any access at all to outside areas.
- Free-range eggs are typically from birds allowed to go outdoors in the day and are housed inside at night for protection.
- Organic eggs are from hens fed rations formulated from ingredients free of herbicides, fungicides, pesticides, and commercial fertilizers. Higher production costs and lower volume of eggs per farm drives the price of organic eggs higher than that of the standard egg.
Getting the Scoop on Designer Eggs
During the past several years, scientists and egg producers have joined together to produce specialty or so-called designer eggs. According to the Egg Nutrition Center, an industry research group, these specialty eggs account for a growing percentage of market sales.
More Omega-3
One such egg is the high omega-3 egg. Hens are fed a special oil that accumulates in the egg yolk, increasing the omega 3-fatty acids, while decreasing the saturated fat. Retail omega-3 fatty acid eggs contain 3-4 times the content of the standard egg. As a bonus, these eggs also have higher amounts of vitamin E.
Some scientists and nutritionists see these designer eggs as a realistic way to help Americans eat more omega-3 fatty acids, which may reduce the risk of heart disease.
Less Cholesterol
Egg substitutes are another type of specialty egg. These liquid egg products are cholesterol-free, because they're made from only egg whites. The yolk is typically replaced with other ingredients, such as vegetable oil, emulsifiers, stabilizers, gums, and artificial colors, and then the product is fortified with vitamins and minerals. Egg substitutes have the added advantage of being pasteurized. This means you can use them safely in recipes that traditionally call for raw eggs, such as mayonnaise, salad dressings, eggnog, and pastry filling, without being concerned about bacteria, which can result from eating undercooked eggs. Another option for lower-cholesterol egg is to use two egg whites, or one egg white plus two teaspoons of unsaturated oil, to replace a whole egg in cooking.
- Reviewer: Michael Woods, MD
- Review Date: 05/2015 -
- Update Date: 05/29/2015 -


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Step 1: Cleanse | Toner
Make a clean start to prepare your skin for treatment.
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- Step 1: Cleanse | Tone
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Begin Your Murad Anti-Aging Skin Care Regimen
The first step in the Murad three-step skin care regimen is cleansing and toning. While you're removing surface dirt and residue from your skin, you can deliver ingredients to your skin that hydrate, firm, provide topical antioxidants to combat environmental damage from free radicals or encourage cell turnover so that the most youthful and healthy skin is always on the surface. Your anti-aging skin care regimen doesn't simply begin with your treatments and moisturizers. Start renewing aging skin every time you cleanse. Then continue to Step Two: Treat | Repair and Step Three: Hydrate | Protect to complete your anti-aging skin care regimen. Murad anti-aging skin cleansers, as part of an Inclusive Health™ lifestyle, can give you firmer, more youthful skin that's better every day.
Anti-Aging Skin Care Resources
Before you select your anti-aging skin care regimen, make sure that you know the facts about wrinkles, age spots and the different types of aging skin.


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Lone Star Legal Aid (Bryan Office)
Who We Are
Operating for more than 60 years, Lone Star Legal Aid (LSLA) is a non-profit law firm that now serves as the fourth largest legal aid organization of its type in the United States. The firm provides free civil legal help to low-income persons who have immediate needs but cannot afford an attorney. Headquartered in Houston, the organization operates another 12 branch offices and covers one-third of the state, including 72 counties in the eastern and Gulf Coast regions of Texas, and also four counties of southwest Arkansas, and has an eligible client population of almost 1.5 million at 125% of federal poverty guidelines. LSLA is the only full-service civil legal aid provider in the region, and it offers advice/legal counsel, brief services, self-help clinics, community legal education, and referrals, as well as full representation in administrative hearings and county, state, and federal courts. Practice areas include domestic abuse, health care, housing, employment, income maintenance, unlawful trade practices, education, civil rights, and disaster relief. LSLA also manages special projects, such as food stamp outreach, language access, elder law clinics, and a legal help line. Cases are accepted on a priority basis, and current priorities include: (1) enhancing and protecting income/economic stability; (2) preserving housing and related needs; (3) improving child outcomes; (4) seeking and maintaining safety, stability, health and well-being; and (5) assisting populations with special vulnerability, such as those who have disabilities, or who are elder, homeless or have limited English language skills.
How to Get Help
You can contact this organization by:
- Contact Type
- Appointment
- Documents
Documents relevant to the legal matter.
- Information
Walk-in appointments also available. Accommodations available upon request for
remote locations and/or persons with difficulty traveling.
- Contact Type
- Phone
- Phone Number
- (979) 775-5050 ; (800) 570-4773
- Hours
- Monday
- 8 a.m. to 5 p.m.
- Wednesday
- 8 a.m. to noon
- Documents
Documents relevent to the legal matter
- Contact Type
- Walk-in
- Hours
- Monday
- 8:00-5:00
- Wednesday
- 8:00-12:00
- Documents
Documents relevant to the legal matter
Who We Serve
- Area(s)
- Brazos County
- Burleson County
- Grimes County
- Lee County
- Leon County
- Madison County
- Robertson County
- Walker County
- Language(s) Spoken
- Spanish / Español
- Cirumstances and languages in which interpreters are provided
Whenever needed
- Income Guidelines
Household income must be 125% of the federal poverty level or below, however, with certain eligibility factors, we can go up to 200% of the federal poverty level.
Household income must be 125% of the federal poverty level or below, however, with certain eligibility factors, we can go up to 200% of the federal poverty level.
Generally, clients are not asked to advance fees for litigation; no fees for legal services.
- Your family's income should be at or below the following percentage of the federal poverty level
- 200
- Is this organization accessible by wheelchair?
- Yes
- Does this organization provide access for the hearing impaired?
- Yes
- Eligibility Restrictions
This program does not serve: Immigrant; Prisoner
Type of Help
- This group provides the following types of services based on your legal needs and its resources:
- Full Legal Representation
- Brief Advice
- Emergency Instructions
What is an Emergency? An emergency legal matter is one where the person has been served with court papers; has a hearing scheduled; eviction set-out; utility cut-off; landlord lock-out; impending foreclosure; immediate termination from SSI, medicaid, or other governmental assistance without notice; domestic violence; abduction of child in some circumstances; and other situations considered on an individual basis.
800-570-4773 or 979-775-5050
General Contact Information
- Address
Lone Star Legal Aid (Bryan Office)
1714 East 29TH Street (map)Bryan, TX 77802
- Phone
- 979-775-5050
- Toll Free
- 800-570-4773
- Fax
- 979-775-5053
- Website
- http://www.lonestarlegal.org


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Kit Includes:
Lotus Touch Premium Aromatherapy PackageWhether you're an experienced aromatherapist or new to the service, this premium package has everything you need to create ambiance or customized massage lubricants. Package includes premium, therapeutic grade Lotus Touch Essential Oils. A variety of single notes, such as lavender and peppermint and our most popular blended oils are included. Whether a single note or a blend, these pure aromatherapy oils are 100% pure. No fillers, preservatives or additives. (*Click on the Kit Content links above to learn more about these products)


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Visit our other Wisconsin Historical Society websites!
The Society has made these lesson plans available to help you teach Wisconsin History. Materials are supported with links to or PDFs of primary sources drawn from collections within the Society's Archives. Designed for grade levels 6-12.
Search by keyword below to find information on secondary grade level lesson plans.
Wisconsin in the Civil War: Camp Randall
Conflict on the Homefront: Wisconsin During World War I
Wisconsin World War II Stories: The Home Front
Wisconsin World War II Stories: Europe
If you have questions about our field trips, lesson plans, or other educational resources, please contact Kurt Griesemer by phone at 608-264-6547 or by email.
© 1996-2017 Wisconsin Historical Society, 816 State Street, Madison, WI 53706


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One of the most popular choices for game furniture is the gaming and TV stand. These space-saving units keep game consoles, games and gaming accessories organized and the durable construction insures that your valuable gaming equipment and television monitor will be stored securely. In addition, this is an ideal piece of game furniture for any home as its sleek design fits in with any décor and its compact size fits takes up very little space.
Another great piece of game furniture available at Sam's Club is the gaming desk. Perfect for an office, family room or even a bedroom, this is a great solution for all your gaming storage and organizational needs. With eight accessory attachments, you can store your laptop computer flat screen television and game console as well as organize your games, controllers and accessories. You can also store and charge multiple mobile devices such as cell phones and iPods in this unit so all your electronics are in one convenient place. The durable construction and modern design makes it a great choice for families with kids and teens.
If your gaming accessories are disorganized, a central media storage stand is the ideal solution for your home. All-in-one storage units can accommodate up to three video game consoles, four game controllers and some can hold up to 96 games. This space-saving storage unit is perfect for any family room, game room or bedroom and its simple contemporary design suites any home interior.
When there are gamers in your family, there is bound to be a large number of gaming components and accessories and keeping them organized is a challenge. But, when you shop at Sam's Club, you will be able to find just the right piece of game furniture to keep your gaming equipment safe and organized.


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Costumes & Accessories
Searching for the perfect candy to hand out to your party guests? While it's easy enough to buy candy at the local convenience store, your neighborhood grocery won't have the varied selection or offer you the convenience that we do. No matter the theme or event, Designed 2B Sweet has your back with just the candy to satisfy your sweet tooth. Whether you're looking for elegant candies to hand out to your wedding guests or colorful cute or spooky sweets for your child's party favors, Designed 2B Sweet has a user friendly design that allows you to easily search by theme, color, and even event - all from the comfort of your own home.
There's no question about it: here at Designed 2B Sweet, we love candy. After all, "sweet" is in our name! While some people will eat whatever is served on the table, we know you'll want to go that extra mile for the children and other guests at your party who are very passionate about their candy. That's why we offer such a great assortment of buttermints, gumballs, gummies, sweet creams, lollipops, sour candies and more! So take your time browsing...don't worry, we won't tell your dentist.
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Bibliographic Details
Title: Euplocamus Pyronotus
Publisher: Daniel Giraud Elliot
Binding: N/A
Book Condition: Very Good
Dust Jacket Condition: N/A
A fine selection from A Monograph of the Phasianidae (Family of the Pheasants). 1870-1872. Hand-colored lithograph. Sheet size: 23 1/4 x 17 1/2". Inventory#: p142pmat. 0. Bookseller Inventory # 000142
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This bookseller accepts the following methods of payment:
AbeBooks Bookseller Since: October 15, 2012
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W. Graham Arader, III
Rare Maps, Books, and Prints
1308 Walnut Street
Philadelphia, PA 19107
Authorized Representative: Lori Cohen
Shipping costs are based on books weighing 2.2 LB, or 1 KG. If your book order is heavy or oversized, we may contact you to let you know extra shipping is required.
Store Description: Arader Galleries has specialized in the field of color plate books and early works on paper for over thirty years. The size and quality of our inventory is second to no other dealer. We are committed to building the finest art and book collections for our clients. We welcome the opportunity to work with you. Lori Cohen, Gallery Director, has worked in the international fine art market for 22 years. She advises museums and libraries on acquisitions as well as distinguished private and corporate collections throughout the United States and Europe.