text: OverviewBack to top Plum Organics - Tots Fiddlesticks Organic Fruit & Grain Snack Sticks Berry - 2.12 oz. Item# :101951UPC# :890180001320 Brand:Plum Organics Size/Form:2.12 oz. Ship Weight:0.17 Flavor:Berry Plum Organics - Tots Fiddlesticks Organic Fruit & Grain Snack Sticks Berry - 2.12 oz. Plum Organics Tots Fiddlesticks Organic Fruit & Grain Snack Sticks Berry are a gluten free, baked snacking treat. Plum Organics Tots Fiddlesticks Organic Fruit & Grain Snack Sticks Berry are made with the goodness of organic fruits and grains each stick is easy for little hands to hold and easy for little mouths to chew. Incorporating fruit and veggies for extra nutrition, Plum Organics Tots Fiddlesticks Organic Fruit & Grain Snack Sticks are the perfect snack for extra energy for your on-the-go toddler. Also available in tot friendly flavors Banana and Apple Carrot. 100% organic fruit gluten free baked with real fruits & veggies quickly dissolves into soft bites easy to hold and chew BPA-free packaging Say hello to your independent eater! Your toddler is ready to take the first steps toward a lifetime of healthy eating now that they're feeding themselves. By ensuring they have bite-size, nutritious foods at their fingertips, you're putting healthy eating in their hands. Simple, real foods for tots on the move. Created by a mom, Plum Organics believes tots can grow up loving foods that are good for them. Plum Organics delicious, fun options are made from the best ingredients, which they put together with care so your child develops an appreciation of healthy foods for life. The Plum Promise They make only the most nutritious foods that inspire a joy of eating always certified organic always nutrient rich no high fructose corn syrup no trans fats no artificial ingredients BPA-free packaging Why is it important to introduce my baby to tastes and textures of real food early? Plum Organics believe that introducing babies to real food with delightful tastes and pure ingredients as early as possible, can create a foundation for a lifetime of healthy eating. Plum Organics foods are cooked just the right amount as compared to other processing methods used by conventional jarred baby food that expose foods to high temperatures and lengthy cooking times. Overcooking food results in less texture and flavor which is evident in its appearance. The natural nutrients are also lost through this process. Research has shown that eating a variety of healthy foods and minimizing the intake of processed foods with additives and preservatives can help avoid health concerns later in life such as allergies, obesity and early onset diabetes. What does organic mean and why is it important for my baby's health? Organic produce is grown without the use of pesticides and minimizes the use of off-farm inputs. In general, Organic produce is also greater in nutrients because the plants are allowed to grow fully and the soil has time to regenerate - according to nature's timeframe. In many cases, organic produce had 2 to 3 times more vitamins and antioxidants than non-organic samples. Pesticides, hormones and antibiotics can affect a baby's under-developed immune and digestive system and has been linked to developmental problems. Organic agricultural practices seek to optimize the health and productivity of interdependent communities of soil life, plants, animals and people. Not only is Organic safer for baby, but organic foods have been found to taste better too. Why not start your baby on the best tasting, most nutritious, safest food available? FAQBaby Food & Snacks When is my little one ready for Super Puffs or Little Cremes? Your baby may be ready for Super Puffs or Little Cremes if he or she: Crawls with stomach off the floor Eats thicker, chunkier food purees Picks up small foods between thumb & first finger Uses jaw to mash food. As always, this product should only be fed to seated, supervised children who are accustomed to chewing solid foods. Why are vitamins and minerals important to my baby? Each vitamin and mineral has different nutritional benefits for a developing child and most are obtainable through a healthy balanced diet. Vitamins and minerals at the proper levels of intake daily provide babies with the building blocks for organ, skeletal, muscle, cardiovascular and central nervous system development. Nutrients ingested through food are the most simple and natural for a growing child's system to digest, absorb and convert for growth and energy. This is why we have created our recipes with the highest quality organic ingredients to maximize the natural nutrients found in nature. What if my baby won't eat something should I keep giving it to him/her? Pushing food away or spitting it out is natural part of baby's exploration of food. Continue trying the food in daily intervals so long as it is not causing your child to be unwell or have an allergic reaction. In most cases your child will adapt to the taste and texture within this period and accept the food. It can sometimes take several weeks for a baby to accept a food. Research has shown that introducing as many different foods to your baby as early as possible, makes for less picky eaters later in life. How much should my baby eat each day? Every baby's needs are different and will depend primarily on their size and appetite. Developmental stages may also affect their appetite. For example, a growth spurt may mean they will want to eat greater quantities more often while teething may cause them to eat less and be pickier with food. Follow your baby's lead on how much and when they want to eat. Which meals are best to serve Plum Organics baby food? Their fruits & vegetable flavors are suitable for any time of day. Peach, Apricot & Banana is perfect for breakfast or dessert. Meals such as Sweet Potato, Corn & Apple, and Spinach Peas & Pear are great for lunch and dinner. As your baby develops, consider mixing the single fruit varieties or using the contents as building blocks to bigger meals like Pumpkin Banana in your favorite pancake recipe! Their re-sealable child-safe caps are perfect for travel, so just use what you want save the rest for later. No more double-dipping fears or shattering glass jars! When is my baby ready for Plum Organics? The typical timeframe for starting babies on solid foods is around 4- 6 months of age. Signs that a child is ready to experiment with solid foods are sitting up on their own and showing an interest in food. Please consult with your pediatrician beforehand to ensure that your baby is ready. Certifications What does it mean to be USDA Certified Organic? Implemented in 2002, the USDA Organics certification system went through over a decade of development. For packaged foods, only products that contain at least 95% organically produced ingredients (the other 5% must come from an approved National Organic Program list) can use the seal on its packaging and must be made in facilities that are certified to meet strict USDA Organic guidelines. Certified by an independent third-party, all USDA products must show documentation that allows full traceability from the retailer shelves to the field where the organic ingredients were grown. What does organic mean and why is it important for my baby's health? Organic produce is grown without the use of pesticides and minimizes the use of off-farm inputs. In general, Organic produce is also greater in nutrients because the plants are allowed to grow fully and the soil has time to regenerate - according to nature's timeframe. In many cases, organic produce had 2 to 3 times more vitamins and antioxidants than non-organic samples. Pesticides, hormones and antibiotics can affect a baby's under-developed immune and digestive system and has been linked to developmental problems. Organic agricultural practices seek to optimize the health and productivity of interdependent communities of soil life, plants, animals and people. Not only is Organic safer for baby, but organic foods have been found to taste better too. Why not start your baby on the best tasting, most nutritious, safest food available? Are any of your products kosher? They are working towards certifying all of their products. According to the OU, The following Plum Organic products are certified kosher ONLY when bearing the OU symbol. Organic Baby Apple Broccoli Organic Baby Apple Carrot Organic Baby Blueberry Pear Purple Carrot Organic Baby Peach Apricot Banana Organic Baby Pear Mango Organic Baby Pumpkin Banana Organic Baby Spinach Pea Pear Organic Baby Sweet Potato Corn Apple Organic Baby Zucchini, Banana & Amaranth Organic Baby Apple, Raisin & Quinoa Organic Baby Plum, Berry & Barley Organic Baby Sweet Potato, Mango & Millet Organic Baby Cherry, Sweet Corn & Greek Yogurt Organic Baby Raspberry, Spinach & Greek Yogurt Organic Baby Green Bean, Pear & Greek Yogurt Organic JUST Apples Organic JUST Bananas Organic JUST Mangos Organic JUST Peaches Organic JUST Pears Organic JUST Prunes Organic Mish Mash Apple Cinnamon Oats Quinoa Organic Mish Mash Banana Organic Mish Mash Banana Rice Quinoa Organic Mish Mash Blueberry Oats Quinoa Organic Mish Mash Peach Organic Mish Mash Strawberry Organic Yogurt Mish Mash Apple Spinach Organic Yogurt Mish Mash Berry, Banana Beet Organic Yogurt Mish Mash Purple Roots & Fruits Organic Super Puffs (all varieties) It is important to note that not all of their packaging is up to date, and does not yet reflect the OU symbol, so it is your call as to whether or not these products are acceptable. Ingredients, Cooking, & Allergies Why should additives and preservative be avoided? Additives and preservatives are not easy to digest or ingest and can cause problems for a baby's developing system. They are not a necessary part of a child's nutritional needs and should be avoided. Are purees pasteurized? All pouch contents have been lightly pasteurized. Though food is minimally processed and cooked at lower temperatures than jarred varieties, it is still pasteurized to ensure product safety. What is the ratio of fruit to vegetables in your Second Blends? Ratio of fruits to veggies varies depending on flavor. They can be anywhere from a half to full serving per pouch. Plum Organics recommends consuming a variety of pouches for a good range of color, nutrients and tastes. And they always recommend incorporating local, seasonal varieties of veggies and fruit as soon as baby moves onto more textured meals or whenever your lifestyle permits. Are blueberries okay to feed my baby before 12 Months? Blueberries are not a common allergen and as of 2008 the American Academy of Pediatrics (AAP) no longer recommends delaying the introduction of any foods beyond 4 to 6 months old as a means to prevent eczema, asthma, or food allergies. In fact, introducing foods between 6 and 12 months may decrease the odds of allergies. Blueberries may be introduced to babies at 6-8 months of age. There still exists some confusion, as many people have been advised not to offer their little ones berries until after 12 months of age. However, this "rule" did not include blueberries. The blueberry is not related to the strawberry, which can be a mild-to-highly allergenic food. As always, if you are concerned about when and if to introduce blueberries, please consult with your pediatrician. Do Plum's Infant Cereals contain soy? Their baby cereals do not contain soy ingredients. Do Plum Infant Cereals contain dairy? Their baby cereals are completely dairy-free. Why does Plum use organic lemon juice in some recipes? Plum products may use less than 2% organic lemon juice concentrate added to ingredients that are not naturally acidic foods. Pathogens cannot live in food with a Ph of 4.6 or lower. The additional acid is used to lower Ph to ensure the safety of the product without the use of artificial preservatives or high-heat pasteurization. From a culinary perspective, the overall volume is just low enough to create the perfect balanced taste. Their recipes include organic lemon juice wherever possible to enhance the flavor freshness, and to keep our food tasting bright and fresh. The small amount of added lemon juice is a benefit, not a concern for allergies or digestion. Pouch Packaging How should I serve & store the baby food pouches? The baby food pouches can be served at room temperature, slightly chilled, or warmed in a bowl of hot water. DO NOT microwave pouch. To serve, simply twist off the cap, squeeze into a bowl or directly onto a spoon for your little one to enjoy! The pouches can be stored in your cupboard until ready for use. Refrigeration is required upon opening and they recommend meal should be consumed within 24 hours for best quality and taste. Are pouches safe for air travel? The products are indeed safe for air travel. In fact, one of the things that customers love so much about their pouches is that they're so convenient and easy to travel with. If you're still concerned, it won't hurt to put the pouches in a zip-lock bag. How long are products good for after opening? There is no need to discard open pouches after 24 hours. Refrigerated food will still be safe to consume within 2-3 days. Their 24-hour recommendation is based on optimal freshness and taste quality. What is the shelf life of your pouches? There is a 12-month shelf life on all un-opened pouches. They don't guarantee the product's freshness past the "best by" date. Is packaging recyclable? Unfortunately, the pouch is currently not recyclable because of the multi-layer of foil. However, their pouch is still considered an industry wide eco-alternative because of its lightweight and size, all of which contributes to less breakage, food waste and lighter freight. Additionally, the resealable cap is a #2 plastic so that is indeed highly recyclable and they encourage that at the very least. What is the pouch made of? Their pouches are made from safe materials. They are a mix of 100% BPA & phthalate free plastic and foil - a special blend that helps to naturally preserve the nutrients and retain the vibrant color & taste. The inner lining is made from a food grade polyethylene. Plum Organics' Values They believe all babies deserve the good life. Just because those taste-buds are tiny, doesn't mean they can't detect a fresh note of basil or a hint of mint. The best way to raise a "foodie" is to set her up with the tastiest variety of foods right from the start. Plum Organics is here to deliver the goodness and giggles of great tasting food, one yum-filled bite at a time. Each of their recipes combine unique, flavorful, and wholesome ingredients that are perfectly balanced to deliver a nutritious and delicious bite. With minimal processing and the purest ingredients they can find, Plum products retain the highest nutrition and all the natural yumminess your little foodie deserves. So enjoy, baby…Plum's got your back. There is nothing more pure & precious than a newborn. They come into this world bright, fresh & un-jaded by the stresses of life… and frankly, they'd like to keep them that way! Plum Organics believes that the future of healthy eating begins with the very first bite so they use only the purest, freshest organic ingredients, put together with care so babies & kids can enjoy culinary delights free of pesky hormones and freakishly over engineered ingredients. Let's celebrate real food and leave the science to the scientists. Plum Organics is no stranger to the challenges of parenting today, and a modern world calls for modern solutions. They believe every problem deserves a creative, thoughtful solve. Not to mention, design is in the fabric of our beings. Have you ever just starred into a nautilus shell? If a simple little sea creature gets the luxury of such a beautifully designed home then why shouldn't we all be surrounded by just as much genius in our everyday lives. It's this passion for simple beauty that's drives us to make every experience of parenting stylish, smart & most importantly easy! Plum Organics believes that there is always a better way. Glass jars & plastic baggies be gone! They aim to bring the convenience of portable packaging that is not only easy for parents to use, but safe for even the smallest of eaters. Their products are perfect for on-the-go, so you can get about the adventures in life with your little jet setter and know that you've got always got healthy food onboard. They strive to have a baby-sized footprint on the earth. It is Plum Organics' ultimate goal to do business in the most sustainable manner, and they are always seeking out ways to do it better. They know that with creative thinking, thoughtful planning and a little help from our friends (like B Corp), they can continue to evolve the way business is conducted and products are created. They also have a passion for the well-being of children everywhere. When they say Yum For All, they mean it - so they are ever on the look out for opportunities to get their products in the hands of little ones in need of better nutrition.


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Fox Falls For Fake Occupy Protester Quote From "Satire" Piece
Blog ››› ››› ERIC HANANOKI
On at least three separate occasions, Fox Business ran a quote purportedly made by an Occupy Toronto protester who wondered why anyone would want to work long hours. In reality, the quote is fake, as it came from a "satire" piece published by The Globe and Mail.
Humor columnist Mark Schatzker published an October 21 piece in the Canadian newspaper -- headlined, "Occupy Toronto: The one-week anniversary party" -- which contained the following quote from "Jeremy, 38":
"It's weird protesting on Bay Street. You get there at 9 a.m. and the rich bankers who you want to hurl insults at and change their worldview have been at work for two hours already. And then when it's time to go, they're still there. I guess that's why they call them the one per cent. I mean, who wants to work those kinds of hours? That's the power of greed." - Jeremy, 38
The column itself is tagged as "satire" on the Globe and Mail's site. Still, as Mediaite's Nando Di Fino and TPM's Jillian Rayfield noted, conservatives bloggers passed the quote off as real. The Power Line's John Hinderaker ran the quote and later posted an update claiming, "Upon further review, prompted by my wife, I think the quotes attributed to occupiers at the linked site are jokes. Pretty funny ones, too. The point, I think, remains valid."
The fake quote didn't just fool conservative bloggers, as Fox Business repeatedly quoted "Jeremy" on-air. During the October 26 broadcast of Fox Business' America's Nightly Scoreboard, host David Asman read the quote -- which was attributed to an Jeremy, an "Occupy Wall Street Protester" -- to criticize the protests.
On the October 28 broadcast of FBN's Varney & Co., host Stuart Varney ran the quote twice. During the 9am hour, Varney read the quote and asked, "Can you believe that?" Fox Business contributor Charles Payne replied, "That says it all."
Varney again presented the fake quote as real during a 10am segment with radio host Michael Graham.
This is far from the first time Fox has passed off a satirical story as real.
Mr. Schatzker says he first discovered that bloggers critical of the Occupy movement were taking his characters' words at face value about a week ago. But with Mr. [Rick] Perry joining them, his spoof piece has taken a life of its own.
"It's just hilarious. It's thrilling in a way, just because it's just so incredibly out of context that a guy from Texas running for the president of the United States is quoting a satirical piece that appeared in a city section of a Canadian paper," he says.
Mr. Schatzker adds that even if his article hadn't been marked as satire, the absurdity of his characters' quotes should have tipped people off. A simple Google search would also have allowed them to easily fact-check, he says.
"I suppose people wanted it to be true so much that they didn't bother."
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- David Asman, Stuart Varney
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subset: commoncrawl


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Santos Hired as UK Women's Basketball Assistant Coach
May 8, 2012
LEXINGTON, Ky. – Former Illinois State assistant coach Danielle Santos, who helped lead the Redbirds to their first undefeated home season in program history, has been hired as an assistant coach at Kentucky, UK head coach Matthew Mitchell announced Tuesday.
Santos, who played for Mitchell at the University of Florida while Mitchell was an assistant with the Gators, joins the Wildcats staff after spending two seasons at Illinois State. Santos also helped lead the Redbirds to four-straight WNIT appearances, including three straight trips to the semifinals.
Santos joins current assistant coaches Matt Insell and Shalon Pillow to make up the four-person staff.
"This is an exciting time for UK Hoops," Mitchell said. "Danielle is a versatile coach with many talents but it's her high character that stands out and makes her immediately valuable to our program. Communication and strong relationships are absolutely essential in our program. Danielle is an excellent communicator and a strong builder of relationships. She has the right kind of energy we need on our staff and I look for her to make a positive impact on the future of UK Hoops. We are happy to welcome her as the newest member of the UK Hoops family."
Santos and the Redbirds defied expectations in 2011-12, finishing second in the Missouri Valley Conference after being picked to finish sixth in the preseason poll. Santos helped lead Illinois State to a 13-5 league mark and a fourth-straight trip to the Women's National Invitation Tournament.
In her first season with Illinois State, Santos helped lead the Redbirds to their third-straight trip to the WNIT semifinals, and their first undefeated home regular season in program history.
Santos got her coaching career started in 2006, spending four years as an assistant coach at Hofstra University. Santos helped guide the Pride to two 20-win seasons and two appearances in the WNIT.
In her first season with the Pride, Hofstra won a school-record 26 games and advance to the quarterfinals of the WNIT. Under Santos' tutelage, nine Hofstra players earned All-Colonial Athletic Association honors, and four went one to play professionally overseas. Santos also served as the Hofstra recruiting coordinator in her final two years with Hofstra and signed the No. 41 recruiting class in the nation in 2008-09.
A four-year letter winner at Florida from 2002-06, Santos was recruited by Mitchell and was a part of his ninth-ranked recruiting class. Santos started in 76 of her 107 games as a Gator, qualifying for the NCAA Tournament in 2004 and 2006, and the WNIT in 2005. Santos led the Gators in assists and steals as a sophomore and finished her career ranking sixth at Florida in free-throw percentage (.782), ninth in 3-point field goals made (80), 11th in assists (265) and 13th in steals (162).
Santos earned her bachelor's degree from Florida in exercise and sports sciences, specializing in sports management, while minoring in business administration and education. Santos was a three-time Southeastern Conference (SEC) Winter Academic Honor Roll selection, a 2004 CoSIDA/ESPN The Magazine Academic All-District Second Team selection, and a 2005 Arthur Ashe, Jr. Sports Scholar.
"I am extremely proud and honored to be a part of this Wildcat family and the Big Blue Nation," Santos said. "I have great respect for Coach Mitchell and his staff and how they've been able to build Kentucky to one the top programs in the country. The SEC is a special place to me and returning to the league to reunite with Coach Mitchell is an incredible opportunity and I can't wait to get started."


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Home > Texas > Fort Worth
Fort Worth, Texas Costume Stores
Looking for a costume in Fort Worth, TX? Here you'll be able to find all the costume stores in Fort Worth, Texas. Whether you are looking for a halloween costume, costume ideas, costume accessories, or costume rental, you will be able to find all the resources you need.
Costume stores in Fort Worth, Texas:
Types of Costumes
Costumes come in many different types. Find halloween costumes, masks, accessories and ideas in your town. Costumes sizes range from baby, infant, children, boys, girls, all the way to men and women's adult sizes. Stores typically offer rentals for elaborate fashions.


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As a leading pediatric orthopedic center, TSRHC has treated more than 245,000 children since its inception, with more than 40,000 clinic visits each year. The hospital takes a multidisciplinary approach to care, tailoring treatment to the individual needs of each child and family.
TSRHC is proud of the healing, hope and happiness we have shared with thousands of patients and their families. At TSRHC, every staff member is dedicated to creating a positive hospital experience for our patients – so that they can create their own experiences out in the world.
Help make dreams possible. Your gift allows the hospital to continue its mission of helping children regardless of the family's ability to pay.
Within a unique caring environment, patients at TSRHC benefit from a world-renowned medical staff and the promise of a brighter future, through the research and innovation driven by the hospitals five centers of excellence. TSRHC is consistently recognized as one of the premiere pediatric orthopedic hospitals in the world.
Contact Us
Get Directions
Get Map
Welcome to Texas Scottish Rite Hospital for Children! TSRHC is located in the heart of Dallas, just minutes from downtown, uptown, the Dallas Arts District, West End and the Park Cities neighborhoods. The hospital sits on a beautiful property adjacent to one of Dallas' finest parks, Reverchon Park, which backs up to Dallas' famous jogging trail, the Katy Trail.
Whether it is the initial smell of popcorn as you walk through the doors, the care and support from our expert staff, an encouraging smile from one of our many volunteers or enjoying fresh food in our Crayon Cafe, TSRHC strives to maintain a unique caring environment for your child's treatment.
Many times your experience at TSRHC will extend far beyond the medical treatment. We hope that you find helpful resources that you and your family may need to ensure that you have a very comfortable experience here with us at TSRHC.
Extended services we provide:
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2222 Welborn Street
Dallas, Texas 75219
North Campus
7000 W. Plano Pkwy
Plano, Texas 75093


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Peter Som's fall / winter 2014 runway show was unveiled on one of the many catwalks of New York fashion week (NYFW) and Fashionising.com was there to capture each look.
You can see all of the Peter Som autumn (fall) / winter 2014 runway collection by clicking on a thumbnail on the left. From there you can browse through each of the pictures from the fashion show.
Photography by Imaxtree


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Catherine married Gustav Baumgarten in Melbourne on 30th November 1876. They lived at Pleasant Bank Vineyard at Barnawatha. According to the Cyclopedia of Victoria they had 180 acres of vines, 465 acres of agricultural and grazing land and a further 300 acres under cultivation.
During 1908 the Baumgarten family moved from Barnawatha to Moolan Downs, near Meandarra west of Dalby. They left a thriving business with an established homestead and moved to western Queensland. One of their first tasks when they arrived was to build the dwelling shown below.
|Original dwelling at Moolan Downs - c1908
|The second house at Moolan Downs
|The final homestead at Moolan Downs
One can only admire our early pioneering families. Gustav died at Moolan Downs only four years after their arrival in 1912. I'm not sure if the final homestead was built before his death or not. Catherine lived there until her death in 1943. Both Catherine and Gustav are buried on the property.


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Durham Jones
now in Provo
The Salt Lake City-based law firm Durham Jones & Pinegar has expanded into Utah County. The Provo office will be the firm's fourth Utah location. In another matter, five former directors of the law firm Hill Johnson & Schmutz have joined as shareholders. Six associate attorneys formerly with Hill Johnson have also joined Durham Jones.
Car wash to open
in Sandy, add jobs
Fabulous Freddy's, founded in 1998 in Las Vegas, will open a car wash in Sandy at the end of April. The store at 1065 E. 9400 South will have more than 110 employees. The company operates two car washes in St. George.
Schapiro joins
financial firm
Ex-Securities and Exchange Commission chairman Mary Schapiro has joined Promontory Financial Group. The regulatory and compliance consulting firm said she will serve as a managing director and chairman of its governance and markets practice. Schapiro, who was named SEC chairman in the midst of the worst financial crisis since the Great Depression, stepped down late last year.
L.A. unveils app
for smartphones
Los Angeles has unveiled a smartphone app that will let residents report potholes, pay city utility bills and look up dog parks at the tap of a virtual button. The city rolled out MyLA311 for iPhone and Android phones. It's available in the Apple and Google app stores.
Cypriot finance
minister resigns
Michalis Sarris, the Cypriot finance minister who negotiated Cyprus' bailout agreement with international creditors, resigned Tuesday, citing the beginning of a government inquiry into the collapse of the country's banking industry. On the heels of Cyprus' $13 billion bailout announced last week, a political blame game has broken open in the halls of power.
Factory orders
up 3 percent
Orders to U.S. factories rose 3 percent in February from January, the biggest gain in five months, with much of the strength coming from a surge in demand for aircraft. A separate key category viewed as a proxy for business investment plans fell 3.2 percent. But the decline came after a 6.7 percent surge in January, the biggest gain in three years.
Goldman: Apple
off preferred list
Goldman Sachs has taken Apple off its list of most highly recommended stocks, joining others in dialing back expectations for the company. In a note to clients, it said the iPhone 5, introduced last fall, hasn't sold as well as expected. Goldman says Apple needs big "hits" among the products it rolls out in the second half of the year.


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|Re: Tire Selection for the Continental Divide Trail
|September 27, 2012, 01:49:58 pm
|Re: Tire Selection for the Continental Divide Trail
|September 28, 2012, 11:07:49 am
|coti rides.JPG
|Re: Computer GPS vs ACA maps
|January 17, 2013, 01:21:15 am
|Re: Alternative to Interstate-- Great Divide
|October 30, 2012, 11:15:07 am


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Taylor Swift and Harry Styles avoid each other at NRJ Awards
Listen to Taylor Swift on iHeartRadio | Listen to One Direction on iHeartRadio
Taylor Swift and Harry Styles were both in Cannes, France over the weekend to attend the NRJ Awards. Lucky for them, the former couple managed to avoid each other and any awkward moments between them.
US Weekly reports that the One Direction star walked the red carpet with the rest of his bandmates, with T-Swift arriving 25 minutes later.
A source told US Weekly, "It was very carefully timed so they didn't do the carpet at the same time. Taylor didn't do any backstage interviews and didn't use a dressing room -- she changed at the hotel because she didn't want to see Harry at any point. ...Things were timed to keep them apart and for it to not become a big media circus."
Well played. Taylor did perform her hit break-up anthem, "We Are Never Ever Getting Back Together." Perhaps a Haylor reunion really is off the radar - rest easy One Directioners.
Photo Credit Getty Images


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Due to variances in monitors, the colors and patterns displayed may vary slightly from the actual product. Physical samples should be ordered prior to specifying.
Sherborne and Sherborne Silk add a beautiful companion set in a grand-scale silk and silk stripe.


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M's Hultzen less predictable, better
No. 16 prospect mixes up pitches in second start, fans nine
By Jonathan Raymond / Special to MLB.com | April 13, 2012 7:43 PM ET
In his Minor League debut last week, Danny Hultzen said he threw too many fastballs, making him a bit too predictable. He ended up allowing five runs over four innings.
By Friday, that problem had been corrected.
MLB.com's No. 16 prospect struck out nine and allowed a pair of unearned runs on one hit over 5 2/3 innings in the Jackson Generals' tough-luck 4-1 loss to the Tennessee Smokies.
"It's baseball. I've been on the other side of it plenty of times," said the No. 2 overall pick in the 2011 Draft. "We happened to be on the losing side tonight. It just motivates you to make big pitches in big situations the next time."
Hultzen, the Mariners' top pitching prospect, was able to mix up his pitches just a little better than he did in his first start. That, he said, made the difference between his more troublesome first start and his smoother second outing.
"I think I just made better pitches tonight. In my first start, I was kind of predictable with a bunch of fastballs. Today, I was able to throw all my pitches for strikes," he said. "I think the big thing was getting ahead of hitters and keeping them off-balance. That's my motto, I guess. I just try to do that every time I get out there. In my first start, I didn't do that very well."
Hultzen was bested by Tennessee's Dae-Eun Rhee, who allowed one run on six hits over 6 1/3 innings, striking out four and walking one.
The 22-year-old left-hander draws more attention on a start-to-start basis, thanks to his draft status. The Generals attract more attention since they boast a handful of baseball's top prospects in Hultzen, fellow starters Taijuan Walker and James Paxton and shortstop Nick Franklin.
"It's an honor to be talked about like that, that people care that much, but my job is to pitch," Hultzen said. "That's all I'm going to do. The other stuff will take care of itself, and I'll control what I can control."
Hultzen lowered his ERA to 4.66 and he's already struck out 16 batters over only 9 2/3 innings. As a polished college product, the Mariners gave him a look at Major League camp, where he pitched two scoreless innings in his lone appearance.
With his pedigree, it might not be unreasonable to expect to be fast-tracked through the Seattle system, even if it is his first year of professional baseball. That's something else the Maryland native doesn't spend much time thinking about.
"That's everyone's goal, to make it to the Majors, and hopefully that'll be where I am one day," he said. "But right now I'm just focused on getting better every single day and improving as a baseball player."
Jonathan Raymond is a contributor to MLB.com. This story was not subject to the approval of the National Association of Professional Baseball Leagues or its clubs.View More


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What is diversity and inclusion?
The words "diversity" and "inclusion" are used a lot in the business world. But how many of us understand the scope of what those two words mean? There is still a widely-accepted assumption that the diversity discussion is limited to minorities and women. But it's so much more than that. Diversity covers race, ethnicity, religion, gender, sexual orientation, geographical location and even generational differences.
The word inclusion is equally important because it takes the idea of diversity from awareness to action. Once you are aware of the vast diversity in the workforce, the next step is to include as many of those diverse perspectives as possible into your organization.
So where do you start? Diversity and inclusion has to be more than paying lip service to the idea. Your company needs a plan.
Four areas to focus on:
Executive Leadership Support
Of course your executive leadership should approve of and enable your diversity and inclusion ideas and efforts. And while it's great to have that endorsement, it's only the first step. Implementing a successful diversity and inclusion program in your organization starts from the top down. Diversity should be on the agenda of every leadership meeting, just like the status update on the company financials.
Use measurement tools – like a scorecard – to benchmark and then measure how your company is doing in specific areas. The only way to understand if and how you're improving is to keep track of simple metrics. That way you can understand where the company began and what to do to improve. UMB is currently implementing these scorecards across our company.
Required Training
Required diversity and inclusion training for every associate in the company is also important. Do not assume that associates at a certain level of leadership don't need this training.
Collaborative Partners
Consider working with local collaborative partners in your area. At UMB we work with organizations across our footprint to help us advance our diversity efforts in the areas of talent acquisition, associate engagement and business opportunities. For example, in Kansas City, we work with many organizations, including Urban League of Greater Kansas City‡, Hispanic Chamber of Greater Kansas City‡ and a new organization called Concord Cultural Center‡.
Fully integrating diversity and inclusion in your company involves applying these ideas to every part of the organization and including everyone in the conversation. The diverse perspectives will likely make your company stronger. When you have multiple points of view, you can provide your customers with a well-rounded approach to the business.
When you click links marked with the "‡" symbol, you will leave UMB's website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.
UMB Financial Corporation (Nasdaq: UMBF) is a diversified financial holding company headquartered in Kansas City, Mo., offering complete banking services, payment solutions, asset servicing and institutional investment management to customers. UMB operates banking and wealth management centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska, Arizona and Texas, as well as two national specialty-lending businesses. Subsidiaries of the holding company include companies that offer services to mutual funds and alternative-investment entities and registered investment advisors that offer equity and fixed income strategies to institutions and individual investors.


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- Admissions
- Academics
- Campus Life
- Athletics
- Cost & Aid
- News & Events
- About Plattsburgh
Dr. El-Sayed H. Kandiel is an associate professor of accounting. He has been teaching for the past sixteen years at SUNY Plattsburgh. Before joining Plattsburgh, Dr. Kandiel was a faculty member at Hofstra University.
Dr. Kandiel earned his bachelor's degree in commerce (accounting) from University of Helwan, Cairo, Egypt, M.S. in Accounting from Ain-Shmas University, Cairo, Egypt, M.B.A., M. Phil, and Ph.D. in Accounting from Baruch College of the City University of New York (1985). His teaching experience includes financial accounting, managerial accounting, cost accounting, and advanced accounting.
Dr. Kandiel's research interest is in financial accounting, cost and managerial accounting, accounting education, and international accounting related issues. He coauthored several books in cost accounting, agriculture accounting, and national accounting. His research publications appeared in refereed journals. Dr. Kandiel is a member of several academic organizations including American Accounting Association, International Accounting Section of the American Accounting Association, Management Accounting Section of the American Accounting Association, and Accounting Information Systems Section of the American Accounting Association.
Dr. Kandiel is active in providing his service to the department, school, and the college. He has served as a member for more than ten different committees.
Office: Au Sable Hall 236
Phone: (518) 564-4199
Email: firstname.lastname@example.com


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MAKOTO NAKURAAffiliation:
Marimba Soloist
Artist's Biography
Makoto Nakura is a musician whose artistry and astonishing virtuosity have been mesmerizing audiences for decades. He creates innovative programs of new music as well as traditional classical repertoire, revealing the versatility and expressive range of the marimba while enlightening and entertaining the listener. His recent premieres include Toshio Mashima's concerto for marimba and wind symphony at the famed Philharmonie Hall in Berlin. The 2014-2015 season will see the premiere of Benjamin C. S. Boyle's marimba concerto with the Montreal Chamber Orchestra.
In 1994, Makoto moved from his native Japan to New York City, becoming the first marimbist to win First Prize in the prestigious Young Concert Artists International Auditions. His critically acclaimed performances around the world have included venues in London, Paris, Berlin, Montreal, Tokyo, Hong Kong, Seoul, Sao Paulo and Buenos Aires. In the U.S., he has performed for audiences in 41 of the 50 states with orchestras such as the New York Chamber Symphony, the Chicago Sinfonietta and the Los Angeles Chamber Orchestra. As a recital soloist, his long list of appearances includes Carnegie's Weill Recital Hall, New York's 92nd Street Y and Washington's Kennedy Center. In addition, Mr. Nakura has been a guest artist with the Chamber Music Society of Lincoln Center and appeared in the Bravo! Vail Valley Music Festival, Spoleto USA Festival, Bridgehampton Chamber Music Festival and River to River Festival.
He has also been developing collaborative works with other art forms. With the American Ballet Theatre, he has performed on numerous occasions in New York City, including appearances at the Metropolitan Opera House and at City Center, where he was soloist in a production of "Marimba". With the spoken word, he premiered Carlos Sanchez-Gutierrez's "The Ocean Calls" based on poems by Pablo Neruda. With story-telling image projection, he created "The Story of Aoyagi" which is a Japanese ghost story. He produced a concert called "The Encounter of Art and Music" with the Hyogo Prefectural Art Museum in Japan; he played pieces inspired by Paul Klee, Jackson Pollock, and Wilem De Kooning with projections of their paintings. Since he launched "Forest Trilogy", a project with choir, he has performed it in New York City, the U.K. and Japan. Based on a Japanese venerable essay, he most recently produced "The Pillow Book Project" with a narrator.
Mr. Nakura has established himself as a dedicated champion of the music of our time. Many leading young composers such as Carlos Sanchez-Gutierrez, Pierre Jalbert, Kevin Puts, Kenji Bunch, Michael Torke, David Schober, Jason Eckardt and Benjamin C.S. Boyle have written pieces especially for him. This marimbist's mission is to explore and expand the possibilities of the instrument, demonstrate what an exciting and provocative vehicle it offers to composers and provide a thrilling experience for audiences.
Born in Kobe, Japan, Mr. Nakura began to play the marimba at the age of eight. He earned Bachelor's and Master's degrees from Musashino College in Tokyo. He continued his studies at the Royal Academy of Music in London from which he was named an Asscociate. Indeed, because of his strong commitment to reaching younger audiences, he conducts many master classes and workshops at schools such as the Eastman School of Music, the Royal Academy of Music, and the Hong Kong Academy for the Performing Arts, among many others.
His recent honors include a National Arts Festival New Artist Award from the Japanese Agency of Cultural Affairs and the BMI/Carlos Surinach Fund Marimba Commission. His CDs "Ritual Protocol", "Triple Jump" and "Tsuneya Tanabe Marimba Works" are devoted to works written for him. He also recorded "Bach Beat", which consists of five Bach transcriptions made by Mr. Nakura. His newest CD "Wood and Forest" was released by AMR in 2012 to critical acclaim.
A network television portrait of Mr. Nakura was broadcast across the U.S. on CBS Sunday Morning. His recitals have been widely televised and played on many radio tations.


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NEW YORK, NY - Coming off a 54-hole tournament record at the C&F Bank Intercollegiate, the Saint Leo women's golf team maintained their ninth-place ranking in the latest Golf World/NGCA Division II College Women's Coaches' Poll, it was announced Wednesday.
Nova Southeastern remains the top-ranked team in the poll, claiming nine of the 10 available first-place votes. Florida Southern held on to its No. 2 ranking, while St. Edward's maintained its No. 3 position. Rounding out the top five was No. 4 Lynn and No. 5 Tarleton State.
Barry was the fifth Sunshine State Conference school represented in the top-10 as they came in at No.6.
The Lions return to action on Monday, April 2, when they travel to Litchfield Park, Ariz. to compete in the Grand Canyon Intercollegiate, hosted by Grand Canyon University. The event will take place at the Patriot Course at Wigwam Resort.
Stay up-to-date with the nationally ranked women's golf team by visiting SaintLeoLions.com.


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Genocide on Trial in Guatemala
Center for Human Rights and Humanitarian Law Sends Trial Observation Mission
In April, American University Washington College of Law's Center for Human Rights and Humanitarian Law sent a team of students and staff to observe and report from the historic genocide trial taking place in Guatemala.
A delegation consisting of second year law student Christina Fetterhoff and Ali Beydoun, director of the law school's UNROW Human Rights Impact Litigation Clinic (pictured left), flew to Guatemala to observe firsthand the trial that began on March 19.
Guatemala's former head of state, José Efraín Ríos Montt, and former chief of military intelligence José Mauricio Rodríguez Sanchez, are on trial for genocide and crimes against humanity for the forced displacement and systematic massacre of the country's Ixil Mayan population during time they were in power in 1982 -83.
This is the first time a former head of state has appeared before a national court on charges of genocide, and the international human rights community hopes that it will serve as a significant turning point for holding leaders accountable for international crimes.
Supporting Practical Human Rights Work
For three days the team of Fetterhoff and Beydoun observed the trial, live tweeting in English and Spanish (via @hrbrief and @UNROWclinic), taking photographs, and providing longer-form analysis of each day's proceedings.
Back in Washington, the staff of the Human Rights Brief, the Center's student-run publication with a readership of more than 4,000 practitioners in 132 countries, provided support to the team in Guatemala. Students spent late nights posting, writing, and translating updates for the Brief's online arm, hrbrief.org.
According Hadar Harris, executive director of the Center for Human Rights and Humanitarian Law, AUWCL is the only U.S. law school to send a delegation to the trial and to be reporting from the field. The presence of the delegation helped to encourage and preserve a fair trial and due process, she said.
"The Ixil Mayan people have been waiting for justice for more than 30 years but there are strong forces from within the country who do not want the trial to proceed," said Harris. "I believe that our team is playing a small but important role in helping to ensure accountability in Guatemala, expand understanding of the trial internationally, and create a cadre of engaged students who understand the issues involved. It has provided an incredible learning experience for our student community."
Upon return from Guatemala, the team held a lunchtime debrief at the law school followed by a coffee hour discussion at the School of International Service to help share their experiences – and the significance of the trial – with the American University community.
"I feel doubly lucky to have had this opportunity to watch history while having an amazing group supporting us along the way," said Fetterhoff.
The Trial is Significant – But Its Outcome is Unclear: "It is Mass Confusion"
Beydoun first learned about the situation in Guatemala as a 16 year-old activist. Now as a human rights attorney, he appreciated the opportunity to witness efforts at accountability and justice for those affected.
"It was amazing to watch the trial, to see people from all over the world in attendance, and to see the Guatemalan establishment of criminal procedure in a local court," said Beydoun.
According to Fetterhoff, it was difficult hearing accounts of exhumations of mass graves in the Quiche region presented as evidence of the atrocities committed. She was particularly moved by the lists of victims projected by prosecution witnesses on a large screen in the auditorium. These lists had been populated by eyewitness accounts and forensic evidence over a period of 20 years.
"There were maybe 350-400 seats in the auditorium where the trial was taking place, but the Ixil community took up more than a quarter of the seats most days," said Fetterhoff.
Despite the international support for the trial and lauded judges handling the case, Beydoun was skeptical about how successful it would be. Procedural and political snags such as changes in the defense teams, late submission of evidence, and a statement by the President of Guatemala claiming the trial was dividing Guatemala, could inhibit the trial's success, he said.
Although the law school's experts believed the court had been nearing a verdict, the trial was suspended on April 19 by a preliminary court judge who had handled the case in its pretrial stage, been recused, and was recently ruled competent by the high court. She ordered that the case return to the pretrial hearings. Now Guatemala's highest court, the Constitutional Court, will decide if the proceedings should continue. According to Beydoun, the Constitutional Court says there are at least 12 pending defense motions that must be decided before the lower court can proceed with the trial.
"It is mass confusion," said Beydoun. "What we are really seeing is this battle—not between two separate branches of government, but the different levels of the court within the same branch."
Fetterhoff remains optimistic that justice will prevail.
"Public testimony of over 100 people about what happened to them and their loved ones in the early 1980s is an amazing judicial feat in a country still struggling with reconciliation," said Fetterhoff. "It is important not to lose sight of the victims in the midst of the procedural circus."
Pending the resumption of proceedings in the trial, the Center for Human Rights & Humanitarian Law is planning to send another delegation of students to the trial to provide more in-depth coverage of the trial if and when it proceeds. Their coverage will be found at hrbrief.org.
"We are proud and grateful for the opportunity the Center has had to focus attention on accountability for genocide in Guatemala," said Harris. "Hundreds of thousands of people were killed and their families are still seeking justice. Our team of students and the great outreach of hrbrief.org are playing important roles in helping to expand understanding of what is going on Guatemala, and by doing that, our student community is learning as well."


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Oklahoma Military Deaths
The Oklahoma War Memorial Collection (2004.001) covers World War I to the Korean War. The collection is based on the efforts to collect information after the approval of the Oklahoma War Memorial in 1955. The bulk of the collection is comprised of information sent to the Historical Society by family members of soldiers who served during WWII. The information on soldiers who served in WWI and Korea comes mainly from newspaper articles and from the War Department, so there is less detail on those individuals.
In the 1980s, Archives director Mary Lee Boyle enlisted the assistance of the Oklahoma Department of Veterans Affairs, Mike Mullins of the Vietnam Veterans Association and students from Francis Tuttle VoTech to update and make available as complete a list as possible from various records held by the Society plus what files were available from Veterans Affairs.


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Intel has launched a new solid-state drive (SSD) family which uses its 25nm NAND flash memory. The Intel SSD 320 offers higher capacity over the X25-M, while reducing prices by up to US$100, or 30%.
The Intel SSD 320 uses the three gigabit-per-second (3gbps) SATA II interface to support an SSD upgrade for the more than one billion SATA II PCs installed throughout the world.
Prices for Intel's new SSDs, based on 1,000-unit quantities, are as follows: 40GB at US$89; 80GB at US$159; 120GB at US$209; 160GB at US$289; 300GB at US$529 and 600GB at US$1,069.
- Wireless broadband developments in Southeast Asia markets
As of 2013, the 10 ASEAN nations had a total of over 700 million mobile subscriptions, with the CAGR from 2003-2013 reaching 24%. This Digitimes Research Special Report analyzes the various mobile broadband markets in ASEAN and looks at the respective trends in 4G LTE development for those markets.
- 2015 global tablet demand forecast
This Digitimes Research Special Report provides a 2015 forecast for the global tablet market and analyzes the strategies of key market players such as Google, Apple, Intel, and Microsoft.
- 2015 China smartphone panel trend forecast
This Digitimes Research Special Report analyzes the strategies of key China-based major panel makers BOE, Tianma and IVO for attacking the different market segments through technology and pricing, and their relationship to local vendors Huawei, Lenovo, ZTE, Xiaomi and Coolpad.


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Men's results | Women's results
PHILADELPHIA – The University of Pennsylvania cross country teams competed in their first race of the 2013 season. The Quakers travelled to the Belmont Plateau to compete in the Friend Big 5 Invitational hosted by Temple.
The weather was perfect for running as the women and men stretched and prepared themselves for the 4K and 6K, respectively. Director of Track & Field/Cross Country Steve Dolan was looking to see his teams run in a pack to push and support each other. Even though the race between the Big 5 schools was not scored, Penn used this as a building block – to see where the athletes are and where they need to grow.
As the women waited for the gun signal, the anticipation of the first race did not seem to faze them. During the run, the Red and Blue stuck to the game plan and ran as one unit, even if it meant falling behind the other schools. After 2,000m, the Quakers started to kick it into high gear and gain ground in the race. Emerging from the pack was freshman Cleo Whiting, who finished third overall and first for Penn, 14:29.37.
"I am very pleased with my first race in college," said Whiting. "The women's team supported each other the whole time and made the end very successful. I can't wait for the rest of the season because every week we show improvement"
Along with capturing third place, Penn also came in 4th -- Elyssa Gensib (14:33.89), 5th -- Madison Holleran (14:36.41), 6th -- Gabrielle Cuccia (14:37.57), and 7th -- Chelsea Delaney (14:44.81).
Once the women had completed the 4K, the men were ready to take on the competition in the 6K. The goal for the Red and Blue was to stick to the course, set a good pace, and run together. Senior Conor Nickel, who trained an extensive amount over the summer, rose to the front and led the team. Nickel finished first for the Quakers and tenth overall, 18:58.36.
"We were looking for a solid team-based effort to start the season off on the right foot, and that's exactly what we got today," said Nickel. "We had a solid pack up near the front for the first part of the race, and we were still able to pick it up and finish strong. This was a great first step, and we're looking forward to stepping up the distance in the upcoming races."
With a positive outlook for the season, the Quakers will next compete in the Main Line Invitational hosted by Haverford College on Thursday, September 26.


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Thread: Bear lh pronghunter comp. Bow
- Join Date
- Aug 2013
- Posts
- 3
Bear lh pronghunter comp. Bow
Hello. I have a bear left handed pronghorn hunter comp. Bow to sell. It is in very good condition.i shoot right handed so i cant use it. It is dark greenish black with metalic in paint. I can send pictures by email if you are relly interested in purchasing. Make me a decent offer and we can go from there. I will have to see what shipping is to send. I hope somebody can use this or maybe trade for 1975/1976 browning bushamster bow. Thanks. Bigracks13
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text: Hi, just looked through your blog after seeing this thread and have to say im impressed, your PDF analysis was very interesting and well explained and would be usefull to people researching this attack vector. (also your exploit tutorial was cool ;) ). Anyway thanks for taking the time to document your work, always seems to be the part I miss when I get caught up analysing, kudos for the material ur providing.


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There is also the Pearson rematch on that card hopefully so its shaping up very nicely and as long as Gus does not try turn in to a wrestler it could very well be a good day at the office for the UK hardcore.
Last edited by Babycakes; 06-11-2013 at 09:21 AM.
Retired 2k and out.
Big step up for Jimi, Goes without saying its his biggest test. But im excited to see how he does.
I'm sure everyone will be cheering him on.
Team Rough House - UKs no1 fight team
Gus via wrestling gastank.
Coffee drinker, prefer Pepsi and I'm kind of a big deal.
http://www.mmaweekly.com/alexander-g...ondon-in-march"Gustafsson is a big test for me, but that's what I'm in the UFC for," Manuwa said in a statement. "He's coming off an incredibly close loss to Jon Jones, but I feel I have the power to stop him. This is what I've been training so hard for and I can't wait until March 8 in London."
'Go read a fucking book, you piece of shit.'
I get the feeling that the UFC are basically aiming to derail the Manuwa hype train. Poor form.
The poster formally known as Steve_Langford.
This is a huge step up BUT it is an ideal opponent for Manuwa IMO.
On paper Gus is a huge favourite but style wise this is a horrendous fight for him IMO.
He will not SUB Manuwa he will not KO Manuwa so whilst he is outscoring him he will have to avoid getting KTFO which is a very real possibility for anybody fighting Manuwa.
So yes the odds will rightfully be heavily in favour of Gus but I dont think it is as big a step up as many believe.
I think somebody like Ryan Bader for example would have been a much harder match up for Manuwa than Gus.


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You're invited to join UNLV alumni, faculty, and friends at the annual New York Reception. Check out 1990 UNLV alumnus Guy Fieri's new restaurant, Guy's American Kitchen & Bar located at 220 W. 44th St., New York, NY 10036.
Hors d'oeuvres and specialty cocktails will be served.
Network with UNLV alumni, get a university update from UNLV President Neal Smatresk and meet the new dean of the William F. Harrah College of Hotel Administration, Stowe Shoemaker.


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Karen G. Giesen
Adjunct Professor in Educational Ministries and Leadership
BA, Rice University, 1967; MA(BS), Dallas Theological Seminary, 1998; MA/CE, 2001; DMin, 2008.
As an adjunct professor in Educational Ministries and Leadership, Dr. Karen Giesen mentors and advises students who take classes in Houston. Dr. Giesen has served as Director of Christian Education for her inner city, multi-racial, economically diverse church. Her earlier positions include directing publicity and promotion for a large church music ministry and teaching children at a Christian summer camp. She has lectured on Strategic Planning for Ministry at the Logos Bible Conference in New Zealand. Her numerous published articles include a Kindred Spirit profile of J. Dwight Pentecost which received a national award from the Evangelical Press Association.
- EML101 - Introduction to Educational Ministries and Leadership
- Giesen, Karen G., "Chaplain Bill Bryan Retires After 30 Years of Service to the DTS Family." DTS Magazine (2015).
- Giesen, Karen G., "Remembering Our Beloved Dr. P., Finally Home." Kindred Spirit (2014).
- Giesen, Karen G., "Trust the Text.." Kindred Spirit (2006).
- Giesen, Karen G., "An Enduring Ministry: The Life and Times of J. Dwight Pentecost.." Kindred Spirit (2005).
- Giesen, Karen G., "Prof, n.." Kindred Spirit (2000).
Academic Interests
- Christian education in multi-racial churches
- Educational administration
- Writing


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LONG BEACH - Thousands of students crowded the Cal State Long Beach campus on Monday for the first day of the fall semester.
And with a 12 percent tuition hike coupled with the high cost of textbooks, it could be a tough time for some of the estimated 35,570 students enrolled this fall.
"I've only bought two books so far and I've already spent almost $200," said 19-year-old sophomore Ellen Pher.
The California State University Board of Trustees approved a 12 percent tuition hike last month in an effort to offset deep cuts in state funding. The increase - effective for all 23 CSU campuses - bumped the annual cost of tuition up by $588. This year, full-time undergraduates will pay $5,472 - more than triple what they paid a decade ago.
Faced with higher fees and tuition, some students say they're getting creative on ways to save money.
Journalism major James Conley, 19, said he's not going to buy all of the required textbooks this semester.
"I'll check them out from the library or borrow from friends," he said. "When you don't have the book, you learn to take really good notes."
Standing outside the campus bookstore on Monday, Wendy Garcia said she had gone in to buy a textbook for her Beginning Italian class but balked at the sticker price. The 18-year-old Compton resident, who doesn't receive financial aid, said she's looking for a part-time job to help pay for college.
"I have a job interview at Macy's on Friday," she said. "Wish me luck."
Among the most anticipated changes for the new year is the opening of the university's new Hall of Science. With an estimated cost of $101.1 million, the Hall of Science is the single largest capital building project in the campus' 62-year history.
The building is nearly 165,000 square feet and houses 22 directed studies laboratories, 31 teaching laboratories, several large lecture halls and a science learning center. The building also includes a marine biology lab, a rooftop greenhouse and a rooftop observatory.
Faculty moved into the Hall of Science over the summer and students are now taking classes there for the first time this semester.
(562) 499-1305


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Lakefront West Project gets green light
(Cleveland) - The city's much-discussed $80 million plan to make the West Shoreway into a low-speed boulevard with landscaped medians will become a reality.
Governor John Kasich and Mayor Frank Jackson have announced funding to start Phase 2 of the Lakefront West Project next Spring.
Kasich said Ohio would cover $3 million of the city's $7 million contribution to the cost of the $40 million project.
Phase One included pedestrian tunnels that now connect the Detroit-Shoreway neighborhood to the Lakefront.
In Phase Two, the speed limit on the West Shoreway will be reduced from 50 to 35 miles an hour.
ODOT says the 2.5 mile freeway will be transformed into a scenic, tree-lined boulevard. Reduction of the speed limit from 50 mph to 35 mph is expected to add only 75 seconds of total travel time along the boulevard.
It will increase access to Lake Erie, improve green space, increase development potential and simplify connections along the now-limited access Shoreway, according to ODOT.
The Mainline Reconstruction Project includes:
* Replacement of the existing West Shoreway mainline pavement from Lake Avenue/Clifton Boulevard to the Main Avenue Bridge (includes the ramps to/from West Boulevard).
* Installation of the West Shoreway eastbound exit ramp to West 73rd Street and Edgewater Park (previously closed with the West 73rd Street project due to design criteria).
* Installation of new access point to Division Avenue.
* Installation of new access point to the West Shoreway at West 54th Street.
* Replacement of the West Shoreway eastbound exit ramp to West 45th Street as well as the ramps on the north side of the West Shoreway.
* Reconstruction of the Main Avenue/West 25th Street corridor to better accommodate trucks.
* Installation of a new multipurpose trail along the West Shoreway from West Boulevard to West 28th Street.
* Wetland mitigation.
The reduction in speed limit from 50 mph to 35 mph would occur at the completion of this project. The reduction adds less than 75 seconds of additional drive time along this section of the West Shoreway.
Get breaking news sent to your mobile phone. Text "news" to 21095.
(Copyright © 2013 by Clear Channel, all rights reserved.)


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LISTEN: Markus Schulz teams up with Grube & Hovsepian to release 'Safe and Sound' remix
Listen to Markus Schulz on iHeartRadio | Listen to Grube & Hovsepian on iHeartRadio
Capital Cities' "Safe and Sound" was one of the biggest songs of 2013 and Markus Schulz is keeping the song alive in 2014 by teaming up with his label Coldharbour's own Grube & Hovsepian to put their spin on the smash hit.
The remix was debuted at POPNYE at the very beginning of the year, and has been dropped by Markus throughout the year during a number of his sets including at A State of Trance, Ultra Music Festival, Transmission, and elsewhere. The release serves as Markus' first since the release of his Scream 2 album earlier this year.
The Markus Schulz vs. Grube & Hovsepian remix of Capital Cities' "Safe and Sound" is out now on Beatport.
Check it out below at Ultra Music Festival during New World Punx's set!


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The chase scenes made an otherwise so-so movie a cult favorite.
But the inevitable cult of apology is of course provoked by the cult of outrage.
Another detective doggedly investigated leads suggesting that Etan may have been kidnapped by a cult and made a human sacrifice.
This cult classic Vin Diesel clip from a British talk show is great for a number of reasons.
It's also one of those movies with a cult following—either you've never seen it or you can recite every single line.
The cult of the Nation is the professionalism of the people.
Paul Fiske was their cult, their master, their undeniable prophet.
In a sense, the cult of the sea is the oldest note in English literature.
The jury system is nothing but a refined example of the cult of incompetence.
Such a cult must direct itself particularly to the teaching of the young.
1610s, "worship," also "a particular form of worship," from French culte (17c.), from Latin cultus "care, labor; cultivation, culture; worship, reverence," originally "tended, cultivated," past participle of colere "to till" (see colony). Rare after 17c.; revived mid-19c. with reference to ancient or primitive rituals. Meaning "devotion to a person or thing" is from 1829.
Cult. An organized group of people, religious or not, with whom you disagree. [Rawson]
In anthropology, an organization for the conduct of ritual, magical, or other religious observances. Many so-called primitive tribes, for example, have ancestor cults, in which dead ancestors are considered divine and activities are organized to respect their memory and invoke their aid. A cult is also a religious group held together by a dominant, often charismatic individual, or by the worship of a divinity, an idol, or some other object. (See animism, fetish, and totemism.)
Note: The term cult often suggests extreme beliefs and bizarre behavior.


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Student Organizations are required to register at the beginning of every academic year to be recognized by the university, which provides the organization with the privilege to reserve university facilities and recieve university services in accordance with procedures.
Organization representatives may obtain a form in the Office of Student Affairs in the Smith University Center Suite 205, or dowload a registration form here.
Completed forms must be submitted to the Office of Student Affairs in order for official recognition to occur. Questions regarding organization registration should be directed to the Dean of Students Office at (843)661-1182.


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Auburn, AL (SportsNetwork.com) - Philip Lutzenkirchen, a member of Auburn's 2010 BCS national championship team, died from injuries sustained in a car accident early Sunday morning near LaGrange, Georgia.
The Tigers' athletic department confirmed the news, with university athletic director Jay Jacobs calling Lutzenkirchen's death "a devastating tragedy for his family, the Auburn family and his countless friends."
Lutzenkirchen, who was 23 years old, played for the Tigers from 2009-12 and owns Auburn's all-time record for touchdown catches by a tight end (14), the most memorable of which capped a stunning comeback against bitter rival Alabama that kept Auburn undefeated during its 2010 national championship season.
The Georgia native finished his collegiate career with 59 catches totaling 628 yards.
"On the field, Philip was a great player and competitor, but more importantly, he was a great teammate and friend off the field," said Auburn head coach Gus Malzahn. "My thoughts and prayers are with Philip's parents, Mike and Mary, and all of his family and friends who are grieving his passing. This is a sad day for the entire Auburn family."
Lutzenkirchen signed with the St. Louis Rams as an undrafted free agent in 2013 but was cut during training camp.


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by Mario Batali
Q: I'm not big on chocolate. What's a yummy fruit dessert I can make when entertaining company?
A: The Batalis could not sympathize more. When it comes to dessert, we usually opt for seasonal fruity treats over chocolate. For
This Grapefruit and Honey Cake is my favorite kind of Italian dessert. It happily rides the line between after-dinner dessert and mid-afternoon treat. It's a dry, not-too-sweet cake that I love to snack on late in the day. Dress it up with whipped cream or thick and delicious Greek yogurt. (If you're feeling fancy, spring for crème fraiche.) Even served without add-ons, I guarantee your company will go crazy for this cake.
If you want to go the extra mile, start a few hours in advance and make candied citrus peel to serve with the cake. Candied citrus keeps for several months when stored in a tightly sealed container. And with only three simple ingredients, you get your bang for your buck.
The citrus in this dish conjures memories of my grandmother, especially during this time of year. When we were growing up, my brother, sister and I would check our stockings each year on Christmas morning to find a perfectly crisp
So whether it's the smell of clementines or the taste of Grapefruit and Honey Cake this winter, citrus is the ticket to my happy place.
Grapefruit and Honey Cake Recipe
Excerpted from "Molto Batali" (ecco, 2011)
Serves 8 to 10 people.
3 tablespoons plus 1/4 cup finely ground fresh breadcrumbs
2 medium grapefruits
1/4 cup extra virgin olive oil
4 large eggs, at room temperature
1 teaspoon salt
1/2 cup sugar
1/4 cup honey
1 1/2 cups all-purpose flour
2 teaspoons baking powder
Preheat the oven to 350 F. Oil a 9-inch round cake pan with tall sides, and dust it with the 3 tablespoons breadcrumbs.
Using a grater, zest both grapefruits. Juice one of the grapefruits to yield 3/4 cup juice. In a small bowl, combine the zest, juice and olive oil. Set aside.
In a large bowl, beat the eggs and salt with an electric mixer until frothy and light. Slowly beat in the sugar and honey, continue to mix until pale and thick, about 2 minutes more.
In a separate bowl, sift together the flour, the remaining 1/4 cup breadcrumbs and the baking powder. Then gradually beat the dry ingredients into the egg mixture. Fold in the citrus zest mixture until incorporated.
Pour the batter into the prepared pan. Bake for 50 minutes, or until a toothpick inserted in the center of the cakes comes out clean. Let the cake cool in the pan on a wire for 10 minutes. Then remove it from the pan and let it cool to room temperature.
Candied Citrus Peel
Excerpted from "Molto Italiano" (ecco, 2005)
Makes about 1 cup.
1 cup large pieces orange, grapefruit or lemon peel
1 cup sugar, plus extra for coating
1 cup water
Put the citrus peel in a saucepan, add cold water to cover, and bring to a boil. Boil for 10 minutes. Drain, and repeat the process two more times.
Rinse the drained peel under cold water until cool. Scrape away the stringy white part of the peel, and slice into strips.
In a small saucepan, combine the sugar and 1 cup water and bring to a boil, stirring to dissolve the sugar. Add the peel, reduce the heat to very low, and cook slowly until all the syrup is absorbed. This may take several hours. Stir occasionally and watch carefully so the peel does not scorch.
Spread the peel on a wire rack set over a baking sheet, separating the pieces, and let cool.
Toss the candied peel with sugar to coat. Spread out on the rack again, and let dry overnight. Store tightly covered.
Italian Dessert Cake Recipe, Italian Cuisine


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"Ponzi! Ponzi! Ponzi!" Right-Wing Media Dig In On Social Security Lie
Right-wing media have continued to claim that Social Security is a "Ponzi scheme." However, experts say that people who make this claim "are very wrong."
"Ponzi! Ponzi! Ponzi!" Right-Wing Media Attack Social Security
Stossel: "Ponzi! Ponzi! Ponzi! There, I Said It. ... People Need To Hear It." In a September 13 Washington Examiner op-ed, Fox Business host John Stossel wrote that "[t]o the extent people believe there are trust funds with their names on them, Social Security is absolutely a Ponzi scheme." From the Examiner:
Ponzi! Ponzi! Ponzi! There, I said it. To the extent people believe there are trust funds with their names on them, Social Security is absolutely a Ponzi scheme. So is Medicare. People need to hear it.
Many people think that when the government takes payroll tax from their paychecks, it goes to something like a savings account. Seniors who collect Social Security think they're just getting back money that they put into their "account." Or they think it's like an insurance policy -- you win if you live long enough to get more than you paid in. Neither is true. Nothing is invested. The money taken from you was spent by government that year. Right away. There's no trust fund. The plan is unsustainable. Medicare is worse.
What sustains a Ponzi scheme is deception. If people really knew how it worked, they wouldn't sign on.
Social Security and Medicare are different. You could say no to Ponzi. I wouldn't advise saying no to the government. Not if you want to stay out of prison.
Social Security is nothing more than a promise from politicians. The next gang can break the promise. [The Washington Examiner, 9/13/11 [1], via Media Matters]
Wash Times' Miller: "It Is A Ponzi Scheme." In her September 13 Washington Times column titled, "It is a Ponzi scheme," senior Times opinions editor Emily Miller wrote:
Texas governor [Rick Perry] is under attack for telling the unpleasant truth. At the GOP debate in Florida on Monday, CNN's Wolf Blitzer asked presidential contender Rick Perry whether he was changing his tune after other Republicans and pundits slammed him for saying Social Security is a "Ponzi scheme." The Lone Star State chief executive stood his ground: "It has been called a Ponzi scheme by many people long before me."
Mr. Perry is correct in his assessment, but Republicans shouldn't waste air time arguing semantics.
As the [SEC] defines the practice, "Ponzi-scheme organizers often solicit new investors by promising to invest funds in opportunities claimed to generate high returns with little or no risk." That's exactly what the Social Security law does when it guarantees seniors the full amount in benefits, no matter what happens with the markets.
The SEC adds, "With little or no legitimate earnings, the schemes require a consistent flow of money from new investors to continue." Thanks to the baby boomers hitting retirement, Social Security has more retirees receiving benefits than workers needed to meet payments. Consequently, Social Security was in the red last year -- $49 billion more than came into the fund.
A Ponzi scheme always collapses. The question is whether the American people will elect a president who has the courage to rebuild FDR's Ponzi scheme into something that can last. [The Washington Times 9/13/11 [2], via Media Matters]
Hannity And Gasparino Agree: Social Security "Is A Ponzi Scheme." During the September 13 broadcast of Fox News' Hannity, host Sean Hannity and Fox News contributor Charles Gasparino claimed that Social Security "is a Ponzi Scheme." From the broadcast:
GASPARINO: I don't know. I mean, Social Security is a Ponzi scheme. I mean -
SEAN HANNITY (host): It is a Ponzi scheme.
GASPARINO: It is not illegal, right? You know, technically, a Ponzi scheme has -- like Madoff, has to be an illegal scheme. But there's no doubt that you're not -- you are paying as you go. It is not like the money is invested, and you get what you put in based on some --.
HANNITY: No, they stole the money. Basically --
GASPARINO: It is an irrational system. And I think if you are ever going to come out and say this is a Ponzi scheme, now is the time, because people are starting to understand the issue. [Fox News, Hannity, 9/13/11 [3], via Media Matters]
CNN's Loesch: "A Ponzi Scheme Isn't As Bad As What Social Security Is, Because Social Security Is Mandatory." During the September 11 edition of CNN Newsroom, CNN contributor Dana Loesch stated, "A Ponzi scheme isn't as bad as what Social Security is, because Social Security is mandatory." [CNN, CNN Newsroom, 9/11/11 [4], via Media Matters]
Bolling: "It Is A Ponzi Scheme." During the September 9 edition of Fox News' The Five, co-host Eric Bolling stated of Social Security: "It is a Ponzi scheme, and that's all [Rick Perry] said. He didn't say it has to go away, and he didn't say we need to fix it. He simply said -- he stated fact." [Fox News, The Five, 9/9/11 [5], via Media Matters]
Wash. Examiner : Social Security "Sounds Like A Textbook Definition Of 'Ponzi Scheme' To Us." A September 8 Washington Examiner editorial stated:
"They've called it 'insurance' to us in a hundred million pieces of literature. But then they appeared before the Supreme Court and they testified it was a welfare program. They only use the term 'insurance' to sell it to the people," Ronald Reagan said about Social Security in his landmark 1964 speech, A Time for Choosing. "There is no fund," Reagan continued, "because Robert Byers, the actuarial head, appeared before a congressional committee and admitted that Social Security is as of this moment $298 billion in the hole. But he said there should be no cause for worry because as long as they have the power to tax, they could always take away from the people whatever they needed to bail them out of trouble. And they're doing just that."
Reagan's description of Social Security is as true today as it was then. And conservative Republicans have been making the same case for almost 50 years. The election victories in 2010 of Republican Sens. Ron Johnson in Wisconsin and Marco Rubio in Florida show that the American people are increasingly open to this message.
Now here is Merriam-Webster's definition of a "pyramid scheme," which they note is also called a "Ponzi scheme" in the United States: "A dishonest and usually illegal business in which many people are persuaded to invest their money and the money of later investors is used to pay the people who invested first." To recap, Social Security was dishonestly sold as "insurance" when really it is no such thing, and the funds Americans pay into the program today are really paying for the benefits of those who contributed to the program years ago. Sounds like a textbook definition of "Ponzi scheme" to us. [The Washington Examiner, 9/8/11 [6], via Media Matters]
Experts: People Who Call Social Security A Ponzi Scheme "Are Very Wrong"
SSA Historian: Social Security's "Structure, Logic, And Mode Of Operation Have Nothing In Common With Ponzi Schemes." From a January 2009 post by Social Security Administration (SSA) historian Larry DeWitt:
In contrast to a Ponzi scheme, dependent upon an unsustainable progression, a common financial arrangement is the so-called "pay-as-you-go" system. Some private pension systems, as well as Social Security, have used this design. A pay-as-you-go system can be visualized as a pipeline, with money from current contributors coming in the front end and money to current beneficiaries paid out the back end.
If the demographics of the population were stable, then a pay-as-you-go system would not have demographically-driven financing ups and downs and no thoughtful person would be tempted to compare it to a Ponzi arrangement. However, since population demographics tend to rise and fall, the balance in pay-as-you-go systems tends to rise and fall as well. During periods when more new participants are entering the system than are receiving benefits there tends to be a surplus in funding (as in the early years of Social Security). During periods when beneficiaries are growing faster than new entrants (as will happen when the baby boomers retire), there tends to be a deficit. This vulnerability to demographic ups and downs is one of the problems with pay-as-you-go financing. But this problem has nothing to do with Ponzi schemes, or any other fraudulent form of financing, it is simply the nature of pay-as-you-go systems.
Social Security is and always has been either a "pay-as-you-go" system or one that was partially advance-funded. Its structure, logic, and mode of operation have nothing in common with Ponzi schemes or chain letters or pyramid schemes. [Social Security Administration, January 2009 [7]]
Former BusinessWeek Chief Economist: "On A Fundamental Level," People Who Call Social Security A Ponzi Scheme "Are Very Wrong." From a December 8, 2008, post by former BusinessWeek chief economist Michael Mandel:
Superficially, these critics have a point, and there is a parallel between Social Security and a Ponzi scheme. But on a fundamental level, they are very wrong, and it's worth explaining why.
First, the parallel. Social Security taxes current workers to pay Social Security benefits for current retirees. In other words, the new entrants into the Social Security system, the young workers, pay off the previous entrants, the older workers. And despite the fact you have a Social Security "account", there is no necessary link between what you paid into the system in taxes, and what you receive.
That's very similar to the structure of a Ponzi scheme, where new investors pay off the original investors. As long as enough new 'victims' are brought into the scheme, it keeps growing and growing. But when the new investors runs out, the Ponzi collapses. Analogously, the slowdown in population growth puts pressure on Social Security finances.
But there is one enormous difference between Social Security and a Ponzi scheme: Technological change. Over the past century, new technologies have enabled the output of the country to grow much faster than its population. To be more precise, the U.S. population has more than tripled since the early 1900s, while the U.S. economic output has gone up by more than 20 times.
This long track record of technology-powered growth has enabled the enormous rise in living standards in the U.S. and other developed countries. In fact, this increase in productivity -- output per worker -- is the key fact which gives us our way of life today. [BusinessWeek, 12/28/08 [8]]
For more experts explaining why Social Security is not a Ponzi scheme, SEE HERE [9].
Unlike A Ponzi Scheme, Social Security Discloses Its Finances
Ponzi Schemes Rely On Fictional Accounting To Pretend That Contributors' Money Is Being Invested. From the Securities and Exchange Commission:
A Ponzi scheme is an investment fraud that involves the payment of purported returns to existing investors from funds contributed by new investors. Ponzi scheme organizers often solicit new investors by promising to invest funds in opportunities claimed to generate high returns with little or no risk. In many Ponzi schemes, the fraudsters focus on attracting new money to make promised payments to earlier-stage investors and to use for personal expenses, instead of engaging in any legitimate investment activity. [Securities and Exchange Commission, accessed 9/8/11 [10]]
But Social Security's Finances Are Fully Disclosed To People Paying Into The System. The SSA publishes an annual report on the finances of the Social Security trust fund. The latest 235-page report was published on May 13 and is available on the SSA website. [Social Security Administration, 5/13/11 [11]]
Social Security Trust Fund Is Invested In Government Bonds. From Dean Baker's "Letter to Gov. Rick Perry on Social Security Comments":
Dear Governor Perry,
When asked about Social Security during a recent campaign stop in Iowa, you said:
"It is a Ponzi scheme for these young people. The idea that they're working and paying into Social Security today, that the current program is going to be there for them, is a lie," Perry said. "It is a monstrous lie on this generation, and we can't do that to them."
With all due respect, this is not true. The recommendations of the National Commission on Social Security Reform in 1983 led to the growth of a large surplus in Social Security. This surplus was used to buy bonds and now Social Security holds more than $2.6 trillion in government bonds. As a result, the Congressional Budget Office's projections show that the program will maintain full solvency through the year 2038. [Center for Economic and Policy Research, 8/29/11 [12], emphasis in original]
Unlike A Ponzi Scheme, Social Security Is Not At Risk Of Not Having Enough Investors
A Ponzi Scheme Inevitably Collapses When The Organizer Runs Out Of New People To Defraud. From the Securities and Exchange Commission (SEC):
With little or no legitimate earnings, the schemes require a consistent flow of money from new investors to continue. Ponzi schemes tend to collapse when it becomes difficult to recruit new investors or when a large number of investors ask to cash out. [Securities and Exchange Commission, accessed 9/8/11 [10]]
But The Government Can Continue To Collect Taxes To Pay For Social Security Indefinitely. From a CNNMoney piece by professor Mitchell Zuckoff:
Social Security is exactly what it claims to be: A mandatory transfer payment system under which current workers are taxed on their incomes to pay benefits, with no promises of huge returns. (Of course, it's true that if Madoff had the power to require participation, he would have had an easier time keeping his alleged scheme rolling.)
Second, Social Security isn't automatically doomed to fail. Played out to its logical conclusion, a Ponzi scheme is unsustainable because the number of potential investors is eventually exhausted. That's when the last people to participate are out of luck; the music stops and there's nowhere to sit.
It's true that Social Security faces a huge burden -- and a significant, long-term financing problem -- in light of retiring Baby Boomers. (The latest projections anticipate Social Security tax revenues to fall below costs in 2017 and the Social Security Trust Funds to be exhausted in 2041.) But Social Security can be, and has been, tweaked and modified to reflect changes in the size of the taxpaying workforce and the number of beneficiaries. It would take great political will, but the government could change benefit formulas or take other steps, like increasing taxes, to keep the system from failing. [CNN.com, 1/7/09 [13]]
Unlike A Ponzi Scheme, Social Security Will Be Able To Pay Earned Benefits For The Foreseeable Future
Ponzi Schemes Can Pay Investors "So Long As There Is An Ever-Increasing Number Of New Investors Coming Into The Scheme." From an article by SSA historian Larry DeWitt:
The essence of the Ponzi scheme was that Ponzi used the money he received from later investors to pay extravagant rates of return to early investors, thereby inducing more investors to place their money with him in the false hope of realizing this same extravagant rate of return themselves. This works only so long as there is an ever-increasing number of new investors coming into the scheme.
To pay a 100% profit to the first 1,000 investors you need the money from 1,000 new investors. Now there are 2000 "investors" in the scheme, and in the second round of payouts to pay the same return to these 2,000 investors in the next round, you need the money from 2,000 new investors -- bringing the number of participants to 4,000. And to pay these 4,000, you will end up with 8,000 "investors," then 16,000 -- and so on.
If all the investors stay in the scheme, the number of participanats [sic] would double after every round of payouts. Even starting with only 1,000 "investors," by the 20th round of payouts you would need more new investors than the entire population of the U.S. Eventually, the number of new investors that would have to be found would exceed the population of the earth. Typically, however, Ponzi schemes collapse long before they reach their theoretical limit as an ever-increasing number of new participants cannot be found.
The first modern social insurance program began in Germany in 1889 and has been in continuous operation for more than 100 years. The American Social Security system has been in continuous successful operation since 1935. Charles Ponzi's scheme lasted barely 200 days. [Social Security Administration, January 2009 [7]]
Social Security Has Been Paying Benefits For Decades And Will Pay Full Benefits Until 2036, Even If No Changes Are Made To The Program. The 2011 annual report on the Social Security trust fund states:
The combined OASI and DI Trust Funds are projected to increase through 2022, and then to decline and become exhausted and unable to pay scheduled benefits in full on a timely basis in 2036. [Social Security Administration, 5/13/11 [11]]
Even After 2036, Social Security Will Be Able To Pay "Three-Quarters Of Scheduled Benefits Through 2085." From the summary of the 2011 annual report on the Social Security trust fund:
After 2022, trust fund assets will be redeemed in amounts that exceed interest earnings until trust fund reserves are exhausted in 2036, one year earlier than was projected last year. Thereafter, tax income would be sufficient to pay only about three-quarters of scheduled benefits through 2085. [Social Security Administration, accessed 9/8/11 [14]]
Economist Baker: Social Security Is "Close To Being Sustainable For The Infinite Future." From an e-mail to Media Matters by economist Dean Baker:
A Ponzi scheme requires ever expanding number of participants with the current participants being paid from new members of the scheme. The deal is that people are getting paid far more back than what they paid in. In fact, participants in [Social Security] get a real return that averages around 2.0 percent. It is close to being sustainable for the infinite future. The projected shortfall is equal to a bit more than 10 percent of the programs costs (by the CBO projections -- the [Social Security] trustees have a somewhat higher figure). With a relatively modest tax increase (equal to one third of the cost of the Iraq-Afghan wars or roughly 5 percent of the wage growth projected over the next 3 decades) the program would be solvent indefinitely.
Ponzis don't work this way. [E-mail to Media Matters, 9/8/11]
- Posted In
- Government [15], Cabinet & Agencies [16]
- Network/Outlet
- Fox News Channel [17], Washington Examiner [18]
- Person
- Sean Hannity [19], Emily J. Miller [20], John Stossel [21], Eric Bolling [22], Charlie Gasparino [23], Dana Loesch [24]
- Show/Publication
- Hannity [25], The Five [26]


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Tim McGraw Shares Track List & Cover Art For New CD
Listen to Tim McGraw Radio on iHeartRadio
Tim McGraw says his new album is "very encompassing of everything" in his career.
The country star calls Sundown Heaven Town a "good microcosm" of the past 20 years, while the songs also reflect "the future." He adds that he's excited about the direction his music is headed, which is why he's so eager to share them with his fans.
McGraw has been taking opportunities to introduce material from the album, using various TV appearances this year to debut songs. That approach actually led to his current single, "Meanwhile Back at Mama's." The strong response to Tim and Faith Hill's performance at the Academy of Country Music Awards led McGraw's label to release the song, which has become a top ten hit.
Sundown Heaven Town boasts 13 tracks, including "Back At Mama's" as well as the songs "Overrated," "Shotgun Rider," and the disc's debut single "Lookin' For That Girl." A deluxe edition features five additional songs, including a duet with Kid Rock.
Sundown Heaven Town will be available on September 16th. Pre-ordering begins Tuesday.
McGraw revealed the record's cover art on his Facebook page Monday.
Sundown Heaven Town Track list:
1. Overrated
2. City Lights
3. Shotgun Rider
4. Dust
5. Diamond Rings and Old Barstools (with Catherine Dunn)
6. Words Are Medicine
7. Sick Of Me
8. Meanwhile Back At Mama's (featuring Faith Hill)
9. Keep On Truckin'
10. Last Turn Home
11. Portland, Maine
12. Lookin' For That Girl
13. Still On The Line
Deluxe Tracks:
14. Kids Today
15. Lincoln Continentals and Cadillacs (duet with Kid Rock)
16. The View
17. I'm Feelin' You
18. Black Jacket


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