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How to Get Your 401(k) Ready for Retirement
Here's a six-step plan for investors within 10 years of leaving the workforce
If you're planning to retire sometime in the next 10 years, here's some crucial advice: Take a very hard look at your 401(k).
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While employer-sponsored savings plans such as 401(k)s usually are a great place to stash money during most of your working years, they may not be as great if you're getting ready to call it quits.
Although plans are broadening their menus of investment options, many are still heavy on stock funds and don't offer many conservative choices to preserve wealth. That is critical after a multiyear run-up for stocks and at a time when traditional bond investments are looking quite risky, too.
What to do? Here's a six-step plan to address your 401(k) if you're within, say, 10 years of retirement:
1: If you haven't done it lately, review your 401(k) investment mix.
Typically after people enroll in employer-sponsored plans and make initial investment choices, they forget about how their money is allocated in the plan—sometimes for years. In the interim, a portfolio may become heavily skewed toward stocks. "As you approach retirement, you want to become more diversified and more risk-averse," says Donna Norwood, a senior executive in Fidelity Investments' defined-contribution business.
Unsure where to start? Take a look at target-date funds, which are widely available but not always used. A Vanguard Group survey found that although 84% of the plans it manages offered target-date funds at the end of last year, only about half of plan participants owned them.
Target-date funds are managed to gradually shift money from stocks to other types of assets as fund holders approach their expected retirement dates. For example, a fund with a 2055 retirement target date may hold more than 80% of its money in stocks, while one dated 2015 likely has reduced its equity allocation closer to 50%.
For pre-retirees, if a fund dated 2015 or 2020 has more stock exposure than you feel comfortable with, pick one with a date that has already passed, such as a 2010 target-date fund. It probably holds a larger portion of bonds and other assets that typically don't move in sync with stocks.
2.: Beware of the rate sensitivity of fixed-income funds you own in your 401(k).
Bonds traditionally were the safe-haven choice for near-retirees, and many 401(k) plans long have offered an intermediate-maturity bond fund as an option.
But yields have risen in reaction to expected changes in Federal Reserve policy, and medium- and longer-maturity bonds pose more risk than ever. Bond prices and yields move inversely, and as rates rise, bonds and bond mutual funds can lose principal value.
How much? A fund that focuses on intermediate maturities might have an interest-rate sensitivity, or so-called duration, of around five years. Using basic bond math, if rates were to rise broadly by one percentage point, that fund's principal value could drop by as much as 5%.
Richard Jackson, a Dallas-based principal at advisory firm Schlindwein Associates LLC, suggests aiming for an average rate sensitivity of less than three years in any bond funds. He believes interest rates are headed higher, and when that occurs, people who own longer-maturity bonds "could experience more pain than they expect."
Shift some money into a short-maturity fund if one is available. Or reduce the overall rate sensitivity of your fixed-income holdings by mixing a bond fund with a money-market fund or stable-value fund. While money funds pay near-0% yields today, rates will rise quickly if and when short-term rates in the marketplace climb. Stable-value funds, which provide for guaranteed return of principal, may pay annualized rates ranging from more than 1.5% to 3%, says Anton Bayer, principal of Up Capital Management Inc., Granite Bay, Calif.
3: Look for greater variety within your 401(k).
When advisers construct portfolios for clients, they often include a mix of U.S. and international stocks, multiple types of bond exposure and, increasingly, "alternative" investments such as commodities and a variety of hedge-fund-like strategies.
Check the lineup of funds in your 401(k) for offerings that might possibly zig when conventional stocks and bonds zag. For example, a fund that holds real-estate securities or Treasury inflation-protected securities might make sense as a small holding that helps round out your portfolio.
Also, look inside any target-date funds your plan offers. In recent years, fund companies have added some more varied fare inside those all-in-one funds, and that could be a reason to use one.
4: Use IRAs and other accounts to complement your 401(k).
If you've switched jobs, you may still have a significant amount of money in a past employer's 401(k) or in an IRA to which you transferred those savings. IRAs can be particularly handy in providing access to types of assets that aren't available in your 401(k).
"If there aren't good fixed-income options inside your plan, you might hold all of your equity exposure there, while having all of your fixed-income allocation outside it," says Mark VandeVelde, a partner at Hefty Wealth Partners, Auburn, Ind. For example, you might use an IRA to own a "strategic income" fund, a type of fund that can invest in any area of the bond market and shift its investment holdings to limit rate risk, he says.
You may even be able to transfer some dollars from your current 401(k) to an IRA before you retire. Many plans permit withdrawals—sometimes called "in-service distributions"—usually after age 59½, though you may be able to withdraw funds at 55 if you have left a job. You might be able to roll those dollars into a new IRA without having to pay tax or any penalty, but any withdrawals should be planned carefully to avoid unintended tax consequences, advisers caution.
One trade-off for the greater investing variety of an IRA: Mutual-fund fees may be higher than the fees on the institutional-class fund shares offered in larger 401(k)s.
"Make sure you look at the big picture and that every investment, regardless of where you hold it, adds up to the overall allocation you want," Mr. VandeVelde cautions.
5: Check whether your 401(k) plan includes a brokerage window, or self-directed account.
A self-directed brokerage window is an account within a 401(k) plan that allows the user to trade virtually anything that can be traded, including individual stocks and low-cost exchange-traded funds, which aren't widely available as investment options in workplace-savings accounts. This is another avenue to add different types of investments to your portfolio, including alternative funds.
There are, however, extra fees associated with using these brokerage accounts. There's also the temptation to speculate on hot stocks with your hard-won retirement savings—which is one reason why some plan sponsors don't offer this option.
Brokerage windows are available in about a third of Fidelity-managed plans and 60% of the plans overseen by the retirement-plan-services unit of Charles Schwab Corp. Despite the potential for abuse, most people who tap that option in Fidelity-managed plans are more savvy investors who understand how to use it effectively, says Fidelity's Ms. Norwood.
6: Consider getting professional advice.
At both Fidelity and Vanguard, you may be able to get a complete financial plan at no charge.
Fidelity representatives will coach plan participants without charge on using its Web-based tools to create a plan, either by phone or at its walk-in investment centers.
Participants in Vanguard-run plans can get financial-planning assistance at no charge if they are 55 or older and if their employer has contracted for the option.
Typically such financial plans take into account all of the assets an investor owns, including those outside of a 401(k) plan, as well as the investor's financial circumstances. It is important to also consider things such as how long the investor plans to work and how much people have saved ahead of retirement, says Catherine Gordon, head of the institutional research and advice team of Vanguard Investment Strategy Group.
Some plan sponsors enable participants to get custom advice for an additional fee—sometimes ranging from about 0.5% to 0.75% of assets annually—from an advisory service such as Financial Engines Inc. or GuidedChoice Inc. Hiring your own adviser or planner is another option.
Advice may be worth the cost as you enter that final stretch of retirement investing, when it is particularly important to hold on to what you've saved.
Retirement saving "is kind of like flying—the most dangerous parts are the takeoff and landing," says William Simon, a managing director at investment firm Brinker Capital, Berwyn, Pa.
Mr. Pollock is a writer in Ridgewood, N.J. Contact him by email him at email@example.com.
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Feminism | Posted by Becka W on 04/10/2013
Five TV Characters Who Could Use A Raise
There are so many awesome depictions of professionally ambitious ladies on TV right now. But after thinking about Equal Pay Day yesterday, and acknowledging that women still earn an average of only 77 cents to every dollar men earn, I had to wonder: what's Liz Lemon's wage gap? Are ALL of my favorite working women on TV underpaid? After looking into it, I came up with a depressing answer: yes. Here are my top five favorite underpaid female heroines. Who are your TV working heroines? Who did I leave off the list? Let me know!
1) Liz Lemon of 30 Rock
The very first person I thought of when I thought about hard-working women on TV was OBVIOUSLY Liz Lemon. Girlfriend …

subset: commoncrawl


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Monday, August 22, 2011 - 16:25 PM
Clutch's Dark Sour Ale
I received a text from Meinl Cymbal artist Jean Paul Gaster of Clutch the other day. It said, "will you be in the office tomorrow?" I replied "yes, " and he replied, " great, I'm sending you a package via Fed Ex. Don't let it sit out in the sun." Needless to say, my curiosity was piqued. The package that arrived was an extremely pleasant surprise, but then again, knowing JP and Clutch, it actually wasn't a surprise at all.
JP sent me two bottles of Clutch's collaboration with the Colorado-based brewery, New Belgium Brewing Company; a beer from their Lips of Faith Series, simply called "Clutch." New Belgium's description for this beer is this: "A pronounced bass line of dark chocolate, coffee and black malts bridge the sourness of our dark wood ale for a fluid riff."
JP's description of the beer is this: "The Clutch beer is actually two beers in one. Mostly it's a massive stout New Belgian and Clutch brewed specifically for this collaboration. The stout is then mixed with their sour ale. Sour ale is the oldest kind of beer. These beers are fermented with wild yeasts and aged in huge oak casks for 2-6 years. The sour beers from each cask are blended to compliment one another. Then the final blend is added to the stout. We experimented with different mixes .....80/20, 90/10, but 85% stout and 15% sour was the winner every time. There's lots going on in this bottle. At first you'll get that dark malt, chocolate, espresso, smoky stout. Then the sour comes into focus and dries everything out. You may have noticed fruit flavors like apples or pears. Those flavors settle and that roasty chocolate comes back and hangs around for a while. If Meinl made this beer it would be in the Byzance line for sure!
I kept one bottle for myself and gave the other to fellow Meinl USA employee Zach Bohannon, a Clutch fan and a lover of beer in his own right. I opened my bottle last night and enjoyed it with dinner. Wow. JP was right. I basically drank a Byzance cymbal out of a glass.
You may be wondering why I'm writing about beer on a cymbal website blog. Really it's just to keep things interesting. But if I had to dig really deep, I would say, because it's great to see drummers have interests that go beyond learning a better way to play a paradiddle. I've always thought that having something else to go to that has nothing that to do with music will somehow enrich the music that you do create when you come back to the drum kit and/or sit down with your band to play tunes. A more well-rounded person makes for a more well-rounded musician.
JP is definitely both of those things.
- Chris


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Southern California Tech Central is a topic hub that collects, organizes and finds the best posts and articles on the technology scene in Southern California. It is a combined effort of the Los Angeles Venture Association (LAVA), and Aggregage. The goals of the site and newsletter are to:
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Help Surface Content that Might Not be Found - It's often hard to find and understand blog content that's spread across sites. Most users are not regular subscribers to these blogs and other content sources.
We always welcome questions, thoughts, ideas! Please contact: Tony Karrer via email at: firstname.lastname@example.com.


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John Kitzhaber on Free Trade
Democratic Governor
Press release on Letter from 31 Governors to House Republican leaders:
We urge you to reauthorize the Export-Import Bank (Ex-Im) before its charter expires this year. In its role as the official export credit agency, Ex-Im is a vital export finance tool for exporters in our states, at no cost to American taxpayers.
Ex-Im allows our companies and workers to compete on a level playing field against our competitors. Without Ex-Im financing, US firms would have lost many sales campaigns to their overseas competitors.
Reauthorizing Ex-Im is the right thing to do for our economy, companies and workers. 41 GOP lawmakers and 865 business organizations have called for the charter's immediate renewal. And, House Democrats have already introduced legislation to reauthorize the bank. Speaker Boehner, it's time to act; quit jeopardizing the nation's economy and American jobs.
Argument in opposition from FreedomWorks:
|Other governors on Free Trade:
|John Kitzhaber on other issues:
OR Senatorial:
Jason Conger
Jeff Merkley
Monica Wehby
Ron Wyden
Gubernatorial Debates 2014:
AL: Bentley(R) vs.Griffith(D)
AR: Ross(D) vs.Hutchinson(R) vs.Griffin(R,Lt.Gov.)
AZ: Ducey(R) vs.DuVal(D) vs.Mealer(AE) vs.Gilbert(L) vs.
CA: Brown(D) vs.Kashkari(R)
CO: Hickenlooper(D) vs.Beauprez(R) vs.
CT: Malloy(D) vs.Foley(R) vs.Walker(R,Lt.Gov.)
FL: Scott(R) vs.Crist(D) vs.Snitker(L,Lt.Gov.)
GA: Deal(R) vs.Carter(D) vs.Hunt(L)
HI: Ige(D) vs.Aiona(R) vs.
IA: Branstad(R) vs.Hatch(D) vs.
MA: Coakley(D) vs.Baker(R) &Polito(R,Lt.Gov.) vs.
ME: LePage(R) vs.Michaud(D) vs.Cutler(I)
MI: Snyder(R) vs.Schauer(D)
NM: Martinez(R) vs.King(D)
NY: Cuomo(D) &Hochul(D,Lt.Gov.) vs.Astorino(R) vs.Hawkins(G) vs.
OK: Fallin(R) vs.Dorman(D)
PA: Corbett(R) vs.Wolf(D) vs.
Newly-elected 2014:
AK-I: Bill Walker
AR-R: Asa Hutchinson
AZ-R: Doug Ducey
IL-R: Bruce Rauner
MA-R: Charlie Baker
MD-R: Larry Hogan
NE-R: Pete Ricketts
PA-D: Tom Wolf
RI-D: Gina Raimondo
TX-R: Greg Abbott
Up for re-election 2014:
AK-R: Sean Parnell
AL-R: Robert Bentley
CA-D: Jerry Brown
CO-D: John Hickenlooper
CT-D: Dan Malloy
FL-R: Rick Scott
GA-R: Nathan Deal
HI-D: Neil Abercrombie
IA-R: Terry Branstad
ID-R: Butch Otter
IL-D: Pat Quinn
KS-R: Sam Brownback
ME-R: Paul LePage
MI-R: Rick Snyder
MN-D: Mark Dayton
NH-D: Maggie Hassan
NM-R: Susana Martinez
NV-R: Brian Sandoval
NY-D: Andrew Cuomo
OH-R: John Kasich
OK-R: Mary Fallin
OR-D: John Kitzhaber
PA-R: Tom Corbett
SC-R: Nikki Haley
SD-R: Dennis Daugaard
TN-R: Bill Haslam
VT-D: Peter Shumlin
WI-R: Scott Walker
WY-R: Matt Mead
Civil Rights
Foreign Policy
Free Trade
Govt. Reform
Gun Control
Health Care
Homeland Security
Local Issues
Social Security
Tax Reform
Term-Limited or Retiring 2014:
AR-D: Mike Beebe
AZ-R: Jan Brewer
MA-D: Deval Patrick
MD-D: Martin O'Malley
RI-I: Linc Chafee
TX-R: Rick Perry


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Texas' Bond Rating Jumps to AAA
The State of Texas has joined the City of San Antonio with a AAA bond rating from all three major ratings agencies, the top rating awarded, 1200 WOAI news reports.
Standard and Poor's raised its rating from AA plus to AA on Friday.
"S&P's decision to raise Texas' credit rating to AAA is no accident, but further proof that the Texas model of conservative fiscal discipline is a key element of our strong economy, Governor Perry said.
Fitch and Moody's had held Texas bonds at AAA for some time.
"I am pleased with the Standard & Poor's ratings upgrade," State Comptroller Susan Combs said. "When I made presentations to the ratings agencies this summer, my message was very clear. Texas is a business friendly state with a strong job market and a diverse mix of industries. These bond ratings reflect Wall Street's confidence i n the Texas economy, the state's revenue growth and disciplined cash management and budgeting."
AAA ratings means the state can borrow money at the lowest possible interest rate. That means more tax money is going for government services and less to pay interest to bankers.
AAA ratings are more important than ever these days for states and municipalities. With so many cities and potentially states seeing downgrades and even bankruptcies, municipal and state bonds issued by AAA jurisdictions will be increasingly popular on the bond markets.


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When you're sick, you want help right away. That's why Scott & White Healthcare offers same-day appointments. It's a commitment our entire team makes to you. Because getting better is something we all want to check off our list.
Call before noon, and we will schedule you with one of our providers in your area. Call after noon, and we will schedule you for the very next day if no same-day appointments remain available.
Every effort will be made to schedule you with your current physician. If that physician isn't available, we will schedule you with someone on our expert team of providers, which includes physicians, physician assistants and nurse practitioners.
If you have a more immediate or minor emergency need, you can visit one of our urgent care clinics without an appointment.
Same-day appointments are available for most of our services, including both primary care and specialty care.
Select services are not available for same-day appointments:
© 2017 Baylor Scott & White Health. All Rights Reserved.


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You have a small apartment that you love, but on several occasions recently, friends have come through Philly and asked to stay. They say they don't mind the cramped space but you do! How can you accommodate them without putting yourself out?
Dear Miriam,
I live in a wonderful studio in Center City. I really love my apartment, but it's small, obviously, and on several occasions recently, friends have come through town and asked to stay with me. I've told them the situation, and they've all said things like, "Oh, it's ok, I don't take up much space," or, "I don't mind being cramped for a night." They might not mind, but I do! How can I accommodate my friends without putting myself out?
Squeezing in a Studio
Dear Studio,
You should never be forced into having overnight guests who you didn't specifically invite to stay with you, so "no" should suffice on your end. Though it's totally understandable why you're "explaining the situation" to them, you're actually providing them with loopholes to find a reason that they should be able to stay with you after all. If the simple no really isn't enough, you could tell them that you (or your landlord, or your cat) have a policy of no overnight guests. For some reason the word "policy" often convinces people that the thing at hand is unchangeable.
Maybe there's a way that you can help them make alternate arrangements. Perhaps some local friends of yours have bigger apartments and would be willing to have guests, or maybe you know some people who are going to be out of town and have empty apartments while your visitors will be here. You can also say, "I'm sorry I can't help with sleeping arrangements, but I'd love to get together for a drink while you're in town." Then it's their responsibility to find a place to stay, but you're still being gracious. There also are (gasp) plenty of hotels in town, and some of them are even affordable.
The flip side is that if these are friends who are coming to town specifically in order to see you, you may need to be more helpful. Or, when you're making the arrangements about whether or not to have people visit you in your current city, this needs to be part of the initial discussion. Perhaps in these cases, you could make an exception and accept an overnight guest once in a while for one night at a time. Air mattresses aren't the worst thing in the world, and one night of being cramped to see a friend you really care about won't kill you. It may even bring back fond memories from your younger days and be kind of fun. Obviously, if it's never going to be fun for you under any circumstance, don't do it, but it could be worth looking at your own aversion in another light.
I can imagine that even if you're the most private, most guest-averse person out there, you might have one or two people in the world who you'd be comfortable having spend the night in your studio (sibling? best friend from childhood?), in which case, if they ever ask, feel free to say yes even if you've said no to everyone else. Your policy doesn't actually have to be immutable, but be prepared to explain the discrepancy if these people know each other. Also, none of this begins to take into account the potential presence of a significant other in life who might, sometimes, want to spend the night. I know that's not actually your question, but it's worth examining for yourself whether your studio living is a way to keep people at a distance. If it's really just a price thing, then enjoy your personal space and and enjoy your guests from whatever distance makes you happiest.
Be well,


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Bookmark this site
NOTTINGHAM, PA -- New from Herr Foods Inc. is a line of gluten-free, wellness-oriented snacks. Called Good Natured Selects, they are made with a blend of oats, potato flour and a combination of poppy, flax, sesame and caraway seeds, and are formulated to create a satisfying, nutty flavor. They are low in fat with only 2.5g. fat per 1-oz. serving and contain no saturated fat or artificial ingredients.
Good Natured Selects come in original grains with sea salt; artisan cheddar cheese, naturally colored with beta carotene; and Tuscan garden medley, a blend of carrots, onion and celery, flavored with roasted garlic, tomato and bell pepper.
They come in single-serve 1-oz. and 2.375-oz. packages with suggested retail prices of 35¢ and $1.29, respectively.


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Bookmark this site
JEFFERSON, NC -- The North Carolina Vending Association will hold its annual membership meeting and golf outing July 26 and 27 at the Jefferson Landing Golf Club and Resort here. All vending industry professionals who are members of the South Carolina Vending Association and Virginia Automatic Merchandising Association are also welcome to attend.
The event kicks off on Friday, July 26, with the NCVA membership meeting, followed by a planning session for the upcoming Atlantic Coast Exposition set for Oct. 3-5 in Myrtle Beach, SC. The golf tournament begins at 9:30 a.m. on Saturday. Industry members can opt for a canoe trip instead. The gathering culminates with a dinner reception and after-hours networking event.
Registration is free for SCVA, VAMA and SCVA members, and the deadline to register is July 19. Visit ncvend.com for more information and to register.


text: Friends dont let friends fight alone'' as a signature, and for Joyner to say his ''knuckles need a workout'' but it's not okay for me to have a point of view that spongers think too much of themselves and brag about it ad nauseum in the process, and to use a simple signature that says ''soft boards for soft bodies.'' I guess I'm the hater, and boogie boarders are always right. I'm willing to make peace, but I've threatened no one and all I've gotten is death threats and bared knuckles. Whose the hater? Can't we all just get along- with our own opinons remaining our own opinions?


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A 32-year-old man has been charged with killing a young Wilmington woman last year in a crime that sparked outrage among residents concerned with violence in their community.
Angel Guevarabello, 32, is scheduled to be arraigned today in Long Beach court on one count of murder in the Jan. 2, 2012 slaying of Cristian "Cristy" Zugey Alvarez, police said. Alvarez, a 28-year-old mother of two children, was discovered under the bushes and behind a large wrought iron fence next to the BNSF train tracks on L Street near Hyatt Avenue.
Police said the Wilmington woman's throat was cut and her pants were pulled down.
Los Angeles police Capt. William Hayes, who heads his department's Robbery-Homicide investigative bureau, declined to release details about the motive for the slaying, saying the circumstances and evidence will be saved for court proceedings. Hayes, captain of the Harbor Division at the time of the slaying, said witness statements and physical evidence led to Guevarabello.
At the time of the killing, a man who lived across the street from where the body was found told the Daily Breeze he heard a woman scream three times about 4:30 a.m., along with what sounded like a baby crying. He looked out his window and saw a white mid-'90s compact car parked on the street with a man at the wheel.
Some Wilmington residents said in recent days that they had heard rumors that a suspect was in custody for the killing, but police continued to keep mum about their investigation. Jail records show Guevarabello was arrested Oct. 5. Hayes said the case was related to a domestic violence charge.
Los Angeles County court records show Guevarabello was ordered Oct. 23 by a Long Beach judge to stand trial on a charge of assault with a deadly weapon other than a firearm.
The District Attorney's Office filed the murder charge Jan. 10. Detectives notified Alvarez's family Tuesday evening, Hayes said.
Court records also show Guevarabello -- whose name is also listed as "Guevara Bello" -- was charged on June 10, 2011 with prostitution, battery on a police officer, battery and driving without a license. Four months later, Guevarabello was convicted of the license charge. The other counts were dismissed or not prosecuted.
Guevarabello is being held at county jail on more than $1 million bail.
Besides outrage, Alvarez's death triggered an outpouring of prayer and love. Wilmington residents attended a candlelight vigil, created a makeshift memorial with votive candles, flowers, rosary beads and the young woman's photograph, and donated money to pay for her funeral expenses.
Alvarez grew up in Wilmington, attended Banning High School, lived with her boyfriend and was raising her daughter and son. She worked at a bakery, family members said.
In the weeks that followed, a rash of shootings and homicides in Wilmington resulted in a demand for more police protection. The LAPD increased the number of officers in the area.
Residents also conducted weekly peace marches to retake control of their streets.


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A Formosa 3 - Little Vintage Room
Size10 m²
Floor No.
- Kitchen
- Breakfast
- Washer/dryer
- Pets allowed
- Internet/WiFi
- Family/child friendly
- Lockable room
- Balcony/terrace
Accommodation summary
|Rua Formosa, 4000-253 Porto, Portugal
|Property type
|Private room
|Property ID
There are other three rooms on this floor(one single and two double bedrooms), each with its own key.
All linen and towels are provided. We have a large common living room and dining room where you can enjoy breakfast and relax in the sofa while listening to our vinyl records. The kitchen is fully furnished with a fridge, stove, cooking plates, coffee maker, toaster and kettle. There are two bathrooms in the house, both with shower to shared use.
We have a large common living room & dining room where you can enjoy breakfast and relax in the sofa while listening to our vinyl records. There is also a quiet terrace with sunbeds for you to relax after the long walks exploring the city.
We have two metro stations (Aliados and Bolhão) just two minutes away from the house. On your doorstep you will find plenty of shops, restaurants, cafés, and some of the best bakeries in town within walking distance. Other popular attractions, due to the apartment's central location, are easily reachable-such as famous monuments, museums and churches.
You should not miss visiting the well-known Port wine cellars, that are right on the other side of the river and perfectly accessible by foot or public transportation, which you can find everywhere around the building.
House rules"Your home outside home" is our mode, so we expect you to feel both free and caring for the space were you are going to stay
If you use the kitchen, please clean what you use.
No smoking indoor please :)
We have a big terrace and balconies and if you smoke use this spaces to do so.
|Weekly rate for 1 guest
|Price for > 1 guests
|$ 12 US per guest/night extra
|Check-in after
|On arrangement
|Check-in before
|On arrangement
|Check-out before
|On arrangement
|Cancellation Policy
Reviews of this property
Delicate accommodation in the heart of Porto. Two wonderful terrasses to nip Portwine and to watch the seagulls fly. Anything you need will be there. I felt very comfortable a casa formosa. Thanks to a gorgeous host and a lovely appartment. Check in and enjoy a magnificent place in a magnificent city.
Reviews for this host's other properties
Our room was big and very clean, the accommodation is located in the center of Porto what makes it easy to get around. Joao made us feel home and helped us to find everything. He also gave good information to us
The owner is very nice. The room is located in a very centrally located apartment which is very well equipped - ideal for a Stadturlaub.Wir come back!
Der Vermieter ist sehr nett. Das Zimmer befindet sich in einer sehr zentral gelegenen Wohnung, die sehr gut ausgestattet ist - ideal für einen Stadturlaub.Wir kommen wieder!
The apartment is located right by the beautiful Bolhao Mercado and in the city's centre : very convenient and also very quiet ! Clean, spacious and bright.
Joao is a great host and his recommendations guided us a lot !
All perfect comfortable and very friendly. On the floor is created very united atmosphere with other tenants
Todo perfecto confortable y muy amable. En el piso se crea muy unen ambiente con el resto de inquilinos
It´s a great place to stay in Porto! The location is perfect, the rooms are clean and Joao is a host like a host should, very kind and helpful. I can highly recommend it.
The room is super clean, with a very nice terrace for breakfast dej ... very quiet, not any two
La chambre est super propre, avec une terrace très sympa pour prendre le petit dej ... très calme, à 2 pas de tout
Really friendly host, explained everything about the flat and left us to it. Was a bit hot in the room and it is on a fairly busy road so was quite noisy if you opened the window. Overall though was a lovely place to stay if you want to explore Porto!
were very good, all very clean, a very nice and in a great area. Full breakfast and all ok!
estuvimos muy bien, todo muy limpio, un ambiente muy agradable y en una zona muy céntrica. Desayuno completo y todo muy bien!
- Quality assured accommodation
- Every host is verified by telephone
- Secure payment via SSL encryption


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Queen's Brian May Acknowledges Former Manager's Passing
Listen to Queen Radio on iHeartRadio
Queen's Brian May is demonstrating that he doesn't hold a grudge. The rocker is expressing his "sincere condolences" to the family of the group's first manager, who passed away a few weeks ago.
In a new "Bri's Soabox" message, the guitarist says he's "sad to report" the death of Norman Sheffield, who served as Queen's manager in the early 1970s. May admits they had their "differences," but says "in the Grand Scheme of Things, all the water had long since flowed under the bridge."
Queen and Sheffield's parting was hardly amicable. Queen's song "Death on Two Legs" has been said to be frontman Freddie Mercury's rant against Sheffield over the way he treated the group.
While Sheffield denied the allegations about the song in his 2013 autobiography, in the '70s he launched a defamation lawsuit against the band over it.
Photo: Getty Images


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News360 (Old)
by: News360 • 6.4K
All Android applications categories
by: News360 • 6.4K
Published: 2012-03-26, by Manu Galvez.
Keeping informed is becoming easier thanks to apps like News360. It provides both a mobile device and web platform to set out your own news channels. You can add categories and sources that match with your interest. There are over 10K sources, all of them English-speaking though.
Actually the amount of sources is one of its strongest point and one of its catches: it would be good if we could integrate our RSS subscription from Google Reader. Although there's a Google Reader sync option, it just looks for your interests, that's it, the topics (categories) in which your subscriptions are. It would be great if it allows both: built-in sources and personal sources integration.
And that's a pity because regarding the rest of features, this is one of the most complete and good-looking reader we've reviewed so far. It allows you to connect to your social networks (Facebook, Twitter, G+, Instapaper, Evernote, GReader) to track your interests. What's more, you can add your Read It Later account in order to add articles to your reading list easily. There are lots of settings like use GPS locations to find nearby news, enable HQ images over 3G or preload web view on WiFi only. Although it's not compulsory, it's recommendable to create a news360.com account, otherwise you won't be able to enjoy all these features.
Add, remove or edit categories and resources to your categories. Use the search bar to find an specific topic or check out your "saved" articles that you can even read offline.
In a nutshell, a complete new reader, with a stunning social integration that only needs to integrate one thing: personal sources/subscriptions on non-English speaking. Despite of that, highly recommendable.
Tags: news360 tablet apk , news 360 tablet apk , news360 for tablet apk , news360 for tablets , news360 for tablets 2.2 apk , news360 apk , news 360 apk tablet , news360 for tablets apk 3.1.2 , news360 for tablet
by Manu , Appszoom
Mar 26, 2012
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[This is an April Fool's story. It is fiction, not fact even though it contains facts. --Ed.]
In August 1997 at the Macworld Expo in Boston, Microsoft's then-CEO Bill Gates appeared via satellite on the main stage, shocking the Apple faithful. He joined Apple's then-returned CEO Steve Jobs, announcing a $150 million investment into the then-struggling Apple and committing to maintain Office for Mac, in return for some licensing around Apple's famous UI.
The two CEOs had long been rivals, but also respected each other's successes. Jobs even told the Mac faithful it was time to stop bashing Microsoft, that Apple could win without Microsoft losing. Microsoft had its own reason to support Apple: What we know as Office today started on the Mac with Excel, where Microsoft perfected its graphical interface before porting it to the PC and wiping out competitors like Lotus 1-2-3, WordPerfect, and Ami Pro. Apple's Mac remained a valuable testbed for Microsoft outside its Windows world.
[ Get the first word on what the important tech news really means with the InfoWorld Tech Watch blog. | For the latest developments in business technology news, follow InfoWorld.com on Twitter. ]
That is established history. But in the Internet archives have surfaced fragments of emails between the two CEOs that the deal involved much more. Ironically, the leaked emails were found by Google in its research to fight the coordinated Apple and Microsoft patent wins against Google's Android mobile OS. (All three companies deny the existence of the email fragments, which Julian Assange of WikiLeaks fame has published.) For several years, Google has fought a shadow war with Apple and Microsoft using patent claims by Samsung, HTC, and Motorola Mobility. But the tide has turned against the Android alliance in the courts, prompting Google to find other lines of attack.
At the time, Microsoft was accused of being a monopoly and abusing monopoly power, and the feds were going after the company with unusual vigor. So Gates and Jobs hatched a plan that would quietly change the competition over time so that Microsoft would lose its PC monopoly to Apple, defusing the specter of harsh antitrust regulations while consolidating Microsoft's hold on the back end, such as its Windows Server and Exchange platforms.
The plan required Apple to regain strength at Microsoft's expense at the client side, where the antitrust probe was focused. But it had to appear to be an organic shift, so as not to rouse suspicion. "It has to look as if we acted like self-confident idiots," a Gates email fragment reveals. Jobs replied that then-sales chief Steve Ballmer would be the perfect foil, given his bombastic nature and lack of technology savvy. "Don't tell him; he'll screw it up the way we need it screwed up on his own anyhow if you 'retire,'" Jobs suggested.
It's not clear how involved the two CEOs were in setting the plan in motion, as the uncovered email fragments were from 1997 and 1998, but the history of the two companies since bears out the strategy.
For example, when Apple took over the MP3 player market with its iPod, Microsoft was slow to respond, and when it did, its Zune player was clearly inferior, certain not to threaten the iPod. Microsoft didn't bother to compete with the iTunes Store for nearly a decade either. That pattern of belated, inferior competitive response by Microsoft on the client side followed in other key areas:
- Apple's Mac OS X Tiger in 2005 solidified the Mac OS and supported Intel processors, setting in motion a wave of Macs that appealed to a broad market. Microsoft's response, Windows Vista, came 18 months later and was highly disliked by users and IT alike, flopping badly. In the meantime, Apple refined Tiger with its Leopard update in 2007, then Snow Leopard update in 2009, with Microsoft belatedly unveiling the solid Windows 7 only in 2009.
- Apple also pushed the basic Intel technology in its MacBook Air and MacBook Pro lines beyond what PC vendors did, again with no meaningful response from the Wintel community for a couple years. The belated but highly hyped Ultrabook effort went nowhere, worsened by the strangely self-sabotaging Windows 8.
- Although Microsoft had long dabbled with tablet PCs, none really worked as tablets; their pen interface was not well integrated with Windows, and there was no touch capability. Apple's 2010 iPad redefined the tablet the way that Microsoft never did. Microsoft didn't respond until 2012, with its Surface tablet that gave a passing nod to touch but required the traditional input methods unsuited to a tablet. Microsoft had licensed Apple's mobile technology previously -- but only under the proviso it would not use it to compete with Apple. The Surface tablets satisfied that promise, again appearing to compete but not really doing so.


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BREVARD, N.C. – Brevard College senior cyclist Erica Zaveta and freshman Zach Valdez have been named the Sports Spot Student-Athletes of the Month for October. The award is presented by Sports Spot, in conjunction with the Brevard College Athletic Department.
Zaveta was voted the Female Student-Athlete of the Month by the BC Head Coaching staff over Erin Rollins of volleyball and September's Student-Athlete of the Month, Yuki Soga of women's soccer.
The senior helped BC to a Mountain Bike National Championship in Beech Mountain, N.C. Oct 25-27 when she claimed an individual Omnium Championship. Zaveta won the Short Track and Downhill races while finishing third in the Cross Country Race. The Erwinna, Penn., native won the Cross Country and Short Track Races while placing second in the Dual Slalom and third in the Downhill at the Southeastern Conference Championships in Brevard Oct. 19-20.
Zaveta claimed victory at the Short Track and Cross Country races and earned a second place finish in the Super D in a meet hosted by Mars Hill Oct. 5-6 while helping BC take first in the Team Relay.
Valdez is the second freshman to claim the Men's Student-Athlete of the Month award by besting Josh Mower of cross country and Jacob McCleery of football. Men's soccer freshman Ryan McPhillips earned the merit for September.
Valdez earned eight top-five finishes while participating in three competitions in the month of October. He won an Individual National Championship in Short Track and Cross Country at the National Championships. The Hemet, Calif., native finished second in both Cross Country and Short Track in the Southeastern Conference Championships. The freshman finished second in Short Track and Cross Country while helping BC win the Team Relay at Mars Hill.
These two athletes will be presented with action shots recognizing their award, which will be displayed in the lobby of Boshamer Gymnasium for the entire school year. A total of eight female and male Sports Spot Athletes of the Month will be selected in the 2013-2014 academic year. The award is selected from qualified candidates each month by the athletic department staff.


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Cabrera stars again on hill for Drillers
Rockies prospect allows two hits, fans seven in seven innings
By Sam Dykstra / Special to MLB.com | April 28, 2012 7:34 PM ET
The reigning Minor League strikeout leader allowed two hits and fanned seven over seven shutout innings Saturday as the Double-A Tulsa Drillers squeaked past the Springfield Cardinals, 3-2.
The Rockies' No. 19 prospect and current Texas League Pitcher of the Week, is two starts removed from an eight-inning, one-hit performance in which he took a perfect game into the ninth. Cabrera (3-1) also was stellar in his season debut, allowing one run on three hits over six innings.
The common thread in the three starts in which Cabrera has given up one run or fewer? He hasn't issued a walk in any of them. And that's a better barometer of his success than racking up strikeouts, according to the 24-year-old southpaw.
"My pitching coach [Dave Schuler] told me not to focus on getting the strikeouts," Cabrera said. "Work on getting contact instead because that's how I'll be able to get deeper into games and keep my pitch count down. So I don't care about the strikeouts so much."
The tactic has done wonders for the native of the Dominican Republic over his first five starts. After striking out a Minor League-leading 217 batters over 167 innings between Class A Asheville and Class A Advanced Modesto last season, he's third in the Texas League with 29 strikeouts in 33 innings.
But because he's been able to keep the walks down, his 0.58 WHIP is by far tops in the eight-team circuit -- Midland's A.J. Griffin is second with a 0.82 WHIP -- as are his 33 innings pitched. His 1.64 ERA ranks third. Cabrera had a 3.34 ERA and 1.17 WHIP last season.
Cabrera faced the minimum in four of his seven frames and did not allow more than baserunner until the seventh. In his final inning, he hit Oscar Taveras and allowed a single to Kyle Conley before recording an out. But a meeting on the mound with Schuler helped calm the non-drafted free agent.
"He told me to focus on coming back in," Cabrera said. "Don't worry about the fastball too much. Just focus on keeping it down in the zone to try to get a ground ball."
Cabrera didn't get that ground ball, sandwiching a pair of strikeouts around Xavier Scruggs' lineout. He finished the night with 94 pitches, 62 for strikes.
Rockies No. 20 prospect Kent Matthes provided all of the offense for the Drillers with a pair of homers and three RBIs.
Taveras, the Cardinals' No. 3 prospect, went 2-for-3 with a double to raise his average to .330 for Springfield, which has dropped eight in a row. John Gast (3-2) took the loss after allowing three runs on five hits over five innings.
Sam Dykstra is a contributor to MLB.com. This story was not subject to the approval of the National Association of Professional Baseball Leagues or its clubs.View More


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I have been traveling for a few months in asia and have been trying to do a leangains type style recomp as best i can with mostly body weight exercises done every other day. After poor results (pretty much spinning my wheels) I was thinking of doing rest day with plenty of protein and canned beans rather than rice and incorporating milk to a higher level post workout. I know legumes arent ideal but it makes sense that a slowcarbesque rest/walk day with a slightly higher carb and milk on work out days would be the best way to do this given what i have available and traveling on a tight budget. Any thoughts on this approach or other suggestions?
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Wizard in the Forest wrote:What is the status of women in the Sangha in various countries and lineages, and in which are going forth or ordination permitted and to what degree is it permitted?
In which lineages and countries is it available for a woman to become a Samaṇerī, a Sikkhamānā, and a Bhikkhunī or their equivalent?
I also heard it is a crime in some countries for a woman to go forth too, is this true?
Wizard in the Forest wrote:Oh bless that courageous woman. I hope she is okay, and happy. I know it's got to be difficult to face that kind of horrid persecution. I only hope that her time as a Bhikkhunī was enough to hold to the doctrine and discipline in her heart for the next life.
octathlon wrote:Very depressing to hear how women are still treated by the powers that be.
Wizard in the Forest wrote:I think there are no powers that be that can keep women away from the Buddha Dhamma forever. We'll see won't we? Maybe when I have no more debt and less responsibilities I will reach for ordination as well (^_^)
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Brevard, N.C. - An early goal by Leah Taylor put the Tornados behind early, but BC battled throughout the game as Jamie Bundy, Lindsay Pritchard and Chelsea Freeman all challenged the Mars Hill keeper, but Chelsea Parker was able to keep the shutout alive as Brevard fell at home on Saturday afternoon, 1-0.
Taylor took the pass from Alyssa Morris and put the ball home at the 5:13 mark for Mars Hill (6-4-1, 2-2 SAC) as the Lions went up early.
The Tornados (2-8, 0-5 SAC) fought back as BC goalkeeper Crissy Moran had a game high six saves and Jamie Bundy added two shots on goal, but Brevard was unable to get on the scoreboard in falling in their first action in the month of October.
Brevard returns to the road as they travel to Belmont, N.C. for a non-conference game against Belmont Abbey. Kickoff between the Tornados and the Crusaders is set for 4:30 p.m.


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"I haven't gotten any feedback with that," Myers said last week at the Sabres' summer development camp in nearby Lewiston. "Whoever I'm matched up with, I'm looking forward to seeing who it is. Everybody on the back end is a good player. I don't really have any preference."
Filling the Defensive Hole
July 15, 2010 Submitted by
Via: MSG.com


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Friday, September 10 2010 - In the Media
Radio Interviews with Michael Berger, 911Truth.org Media Coordinator
Michael Berger, Media Coordinator for 911truth.org, was scheduled for a ten-minute interview this morning with Pat Brittenden of New Zealand's NewstalkZB. Just over an hour prior to the scheduled appointment time, Pat called Michael to ask whether he could do the interview an hour early ... with Gene Corley carrying the torch for the Official Story! Click here to listen to the explosive results of this surprise opportunity...
Interview mp3 file (right click, then 'save' to download the mp3 for immediate listening).
Don't miss Michael's radio appearance tonight (Friday, September10th) at 6:00pm Central time on TalkSport Radio (www.talksport.net) in the UK, with presenter (host) George Galloway. Listen live here. "The UK's best speech radio station" with sports and current affairs programming, live commentaries, interviews, debate and phone-ins. Available on 1089/1053 AM, DAB Digital Radio, Sky Digital 0108, Freeview 723, Digital Cable and at www.talkSPORT.net
Michael will take to the air again Sunday, 9/12 at 3:30 CDT on South Africa's biggest talk show radio, Radio 702 with Kate Turkington. Listen here.
The views expressed in this article are the sole responsibility of the author, who is solely responsible for its content, and do not necessarily reflect those of 911Truth.org. 911Truth.org will not be responsible or liable for any inaccurate or incorrect statements contained in this article.


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Film + Music
Seattle benefits greatly from our vibrant and diverse film and music industries, from their economic and cultural contributions to their promotional value for branding our city. We are committed to maintaining Seattle's reputation as a diverse, interesting, and creative center.
Seattle's Film + Music Office works to maintain the city's reputation as a professional and welcoming location in which to film and produce music. Our beautiful scenery and talented labor pool has long been a draw for producers of independent films, major studio features, and television programs. The office also helps promote and develop Seattle's popular commercial music and related industries.
In 2003, two economic impact studies commissioned by OED revealed that the Seattle music industry contributes $650 million from its core industries to the local economy and provides nearly 8,700 jobs. The city's film industry generated $207 million to the local economy and created 2,260 direct film industry jobs.
Visit the Office of Film + Music's website for more information about how we support our film and music industry sectors, including the City of Music initiative and Commercialize Seattle campaign.


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'"It's very hard," Gerbe said. "I've been doing that for a little while now, ever since I've been injured, and it's pretty tough between the parachute, bungee cord and just laps. Every day's been tough, but it's good to get your conditioning there."'
November 12, 2010 Submitted by
Via: Buffalo News


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Dwight Yoakam's plane makes emergency landing
Listen to Dwight Yoakam on iHeartRadio
After celebrating a Canadian woman's good fortune, Dwight Yoakam was celebrating his own.
TMZ.com says the country star was returning to the U.S. over the weekend following a private concert in the Northwest Territories - just north of the province of Alberta - when his plane was thought to have caught fire.
After the pilot radioed in a distress call, the twin-engine Hawker 800 made a safe landing at California's Van Nuys Airport.
While a lot of smoke billowed from the plane, there was no fire.
Yoakam was in Canada to perform at the 50th birthday party of a woman who had just become a $7.6 million lottery winner.
Photo Credit Getty Images


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AT&T Offers T-Mobile Customers up to $450 Per Line to Switch
Customers Ring in New Year with a Superior Network Experience and a Brand New Smartphone
Dallas, Texas, January 03, 2014
Starting today, AT&T* is offering T-Mobile customers the opportunity to upgrade their mobile lifestyle with value of up to $450 per line when they switch to AT&T and trade in an eligible smartphone.
In addition to a larger and more reliable 4G LTE network, T-Mobile customers who switch to AT&T will benefit from a superior smartphone line-up and award-winning customer service. With AT&T, customers can take advantage of AT&T's new Mobile Share Value plans, which offer data and unlimited talk and text starting as low as $45 per month with no annual contract.** AT&T NextSM offers customers the chance to upgrade to a new smartphone every year for $0 down.
Beginning Jan. 3, under the limited-time offer, T-Mobile customers who switch to AT&T can trade-in their current smartphone for a promotion card of up to $250, which can be used toward AT&T products and services. Trade-in values will vary based on make, model and age of the smartphone, but many of the latest and most popular smartphones will qualify for a value of $250. T-Mobile customers can receive an additional $200 credit per line when they transfer their wireless service to AT&T and choose an AT&T NextSM plan, buy a device at full retail price or activate a device they currently own.1
Only AT&T offers the nation's most reliable 4G LTE network, covering more than 270 million Americans.2 J.D. Power awarded AT&T the "Highest Ranked Customer Service Performance Among Full-Service Wireless Providers" and "Highest Satisfaction with the Purchase Experience among Full Service Wireless Providers" in their 2013, Volume 2 studies.
T-Mobile customers can learn more by visiting www.att.com/switchfromtmo or an AT&T retail store.


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- Kit comes with 14 Tels
- Instructions for application and how to read them
Product Description
These lightweight, ripstop nylon Air-Flow Tels by Davis, attach to sails with waterproof adhesive locator discs. No holes required. Tels show the air flow across the sails, which allow you to trim sails for maximum performance.


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CLEVELAND (AP) -- The weekend slaying of a hospital employee gunned down on his way to work has sparked concern and outrage in one northeast Ohio community.
A regularly scheduled neighborhood safety meeting in an east Cleveland neighborhood on Wednesday turned into a plea to get the community more engaged in stopping the violence.
WEWS-TV (http://bit.ly/1dygHeK ) reports that the latest victim was 30-year-old Stephen Halton Jr. He was slain Saturday morning walking to a bus stop on his way to work at the Cleveland Clinic. Police suspect it was a robbery attempt, but no arrests have been made.
A co-worker said Halton, who worked in anesthesiology, had been paged to come into work Saturday morning to help with an emergency liver transplant case.
A candlelight vigil was planned for Thursday night.
Information from: WEWS-TV, http://www.newsnet5.com


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1 Min Read
TOKYO (Reuters) - Japan's former world champion Daisuke Takahashi plans to hang up his skates after the 2014 Winter Olympics in Sochi.
Takahashi, the 2010 world champion and Olympic bronze medalist at Vancouver the same year, told local media on Saturday: "I think my career will finish with Sochi.
"I want to enjoy the little time I have left and leave without any regrets," added Takahashi, the reigning Grand Prix Final champion.
He became Asia's first male world champion in Turin in 2010, briefly stealing the limelight from the women's competition where Mao Asada's rivalry with South Korea's skate queen Kim Yuna has become something of a national obsession.
Takahashi has first set his sights on capturing a second world title in London, Ontario, in March.
"My quad jumps are getting sharper," said the 26-year-old, world runner-up behind Canada's Patrick Chan in Nice last year. "I want to keep working to get them as tight as possible."
Reporting by Alastair Himmer; Editing by John O'Brien


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Wesley Snipes
Michael Weimar/Reuters
News about Wesley Snipes, including commentary and archival articles published in The New York Times.
Review: In 'The Player' on NBC, a Shadowy Crime Game Ensues
This series revolves around a twist and a security expert who tries to stop lawbreaking before it happens....
September 24, 2015, Thursday
MORE ON WESLEY SNIPES AND: Television , National Broadcasting Co , Snipes, Wesley , Winchester, Philip , The Player (TV Program)
'The Player' on NBC: Should You Watch It?
Weighing the pros and cons of the new drama, debuting Thursday on NBC....
September 24, 2015, Thursday
MORE ON WESLEY SNIPES AND: Television , National Broadcasting Co , Snipes, Wesley , Winchester, Philip , The Player (TV Program)
Muscles and Testosterone Are Ready for Action
Sylvester Stallone heads a celebrity cast — Mel Gibson, Antonio Banderas, Wesley Snipes and more — in the explosion-packed film "The Expendables 3."...
August 14, 2014, Thursday
MORE ON WESLEY SNIPES AND: Movies , Hughes, Patrick , Stallone, Sylvester , Snipes, Wesley , Gibson, Mel , Banderas, Antonio , The Expendables 3 (Movie)
What Happens if You Don't Pay Your Taxes
There are lots of nonmonetary penalties, like being denied a hunting or medical license or having your driver's license suspended....
April 12, 2013, Friday
MORE ON WESLEY SNIPES AND: Snipes, Wesley , Internal Revenue Service , Federal Taxes (US) , Fines (Penalties) , Sentences (Criminal) , Tax Evasion
Snipes Goes to Prison
Wesley Snipes, a star of films including ''White Men Can't Jump'' and the ''Blade'' series, arrived on Thursday at a federal prison in Pennsylvania to begin serving a sentence for three misdemeanor tax convictions, the Department of Justice said. ...
December 10, 2010, Friday
Federal Judge Orders Wesley Snipes to Prison
A federal judge ordered the actor Wesley Snipes to surrender to authorities Friday so he can begin serving a three-year prison sentence for tax-related crimes. Judge William Terrell Hodges of United States District Court in Ocala, Fla., rejected a...
November 20, 2010, Saturday
Snipes's Appeal Denied
The actor Wesley Snipes has lost his appeal of a prison sentence he received in 2008 for three misdemeanor tax charges, Reuters reported....
July 19, 2010, Monday
MORE ON WESLEY SNIPES AND: Snipes, Wesley
Celebrity Adviser Faces More Fraud Charges
The fraud case against Kenneth I. Starr, the jailed financial adviser to the stars, expanded as prosecutors listing more elderly entertainment industry figures as victims and nearly doubling their loss to $59 million -- a figure expected to climb....
June 10, 2010, Thursday
MORE ON WESLEY SNIPES AND: Ponzi Schemes , Snipes, Wesley , Money Laundering , Scorsese, Martin , Bharara, Preet , Stallone, Sylvester , News , Starr, Kenneth I , Embezzlement , Financial Planners , Frauds and Swindling , Manhattan (NYC)
Adviser to Stars Named in Madoff-Like Fraud
Kenneth I. Starr was accused of a Madoff-like scheme that diverted clients' money to purchase a lavish Manhattan apartment....
May 28, 2010, Friday
MORE ON WESLEY SNIPES AND: Stallone, Sylvester , Clinton, Bill , Snipes, Wesley , Brafman, Benjamin , Bharara, Preet , Blackstone Group|BX|NYSE , Manhattan (NYC) , Johnson, Earvin , Hollywood (Calif) , News , Leibovitz, Annie , Blackstone Group , Madoff, Bernard L , Winston, Harry , Mellon, Paul , Peterson, Peter G , Stein, Andrew J
When Troubled Cops Cross the Thin Blue Line
"Brooklyn's Finest" burrows deep into the collective memory of generations of meaty, emotional movies about New York City cops in trouble....
March 4, 2010, Thursday
MORE ON WESLEY SNIPES AND: Movies , Police , Fuqua, Antoine , Martin, Michael C , Hawke, Ethan , Taylor, Lili , Gere, Richard , Cheadle, Don , Snipes, Wesley , O'Byrne, Brian F
Rss Feeds On Wesley Snipes
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Receive My Alerts e-mails on topics covered on this page.More Alerts >>


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Clapham Petcare is a caring, dependable and trustworthy cat sitting, dog walking and puppy care service based in SW4.
We provide a fully insured, high quality service to both pets and owners.
Clapham Petcare is owner-operated and has served South West London since 2006.
Areas covered include: Clapham Common, Clapham North, Clapham Old Town & Clapham South.
Postcodes covered are: SW2, SW4, SW8, SW9, SW11 & SW12.


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|Pre-req change for 5610:451 – Special Education Programming: Mild/Moderate I
|Submitting Dean
|Dr. Pat Nelson
|Submitting College
|Education -- Roberta Reese x2114
|Departments Generating the Proposal
|Curric & IS
|Objection Deadline
|April 19, 2006
|Proposal Status
|Final Approval Granted
|Proposal Last Updated
|May 08, 2006 by PR Amy Sheldon
|Effective Date
|Fall 2006
|Brief Summary of Proposal
|Change pre-req for 5610:451 -- Special Education Programming: Mild/Moderate I (3 credits) to bring in line with new College of Education core implementation.
|Type of Proposal
|Course changes only
|Graduate School Endorsement Status
|Not required
|Graduate School Endorsement Updated
|March 24, 2006 by GS Heather Blake
|Institutional Research Status
|IR Status Updated
|March 24, 2006 by IR Dolores Bezilla
|Library Status
|Library Status Updated
|March 28, 2006 by UL Steve Aby
|Distance Learning Review Committee Status
|Not required
|DLRC Status Updated
|General Education Advisory Committee Status
|Not required
|GEAC Status Updated
|April 20, 2006 by FA Dudley Turner
|Resource Requirements
|No additional resources
|Resource Requirements Updated
|March 08, 2006 by ED dean's ofc Roberta Reese
CPS Menu


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Greater Boston Hypnosis & NLP Meetup
Each meeting covers a different topic on hypnosis or Neuro-Linguistic Programming (NLP). If you want to learn or experience hypnosis, come on by. Please check our website for details of the specific date's meeting: www.meetup,com/nlp-100.
Thursday, February 6, 2014 - 7:00pm to 9:00pm
Learning Center - Lower Level


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Discussion Paper - Harvard Project on Climate Agreements, Belfer Center
Governing Climate Engineering: Scenarios for Analysis
Geoengineering is a broad concept that encompasses a variety of approaches to counteract the effects of greenhouse gas emissions, including both techniques to limit how much sunlight reaches the earth (usually referred to as "solar radiation management" or SRM) as well techniques to remove carbon dioxide from the atmosphere ("carbon dioxide removal" or CDR). Although specifying a precise definition of geoengineering is difficult, the various geoengineering approaches under consideration have several common threads, identified more than a decade ago by Thomas Schelling. They are all:
- Large scale, capable of affecting the global temperature, as compared to more limited local weather modification techniques such as cloud seeding.
- Intentional, as opposed to the climate modification we are already engaged in as a result of our greenhouse gas emissions.
- "Unnatural" and novel, as opposed to natural, familiar processes such as growing more trees or practicing no-till agriculture.
Geoengineering is of interest to groups across the political spectrum. On the one hand, it is attractive to climate sceptics, since it reduces the need to take action now. If geoengineering were possible, then even if climate change predictions turned out to be true (which sceptics think unlikely), we could still respond through geoengineering. On the other hand, geoengineering is also of interest to environmentalists, as a means of averting catastrophic climate change, should efforts to reduce emissions fall short. Geoengineering could also prove attractive to politicians (although few have shown much interest thus far), because it allows them to avoid making difficult decisions now. And geoengineering is seductive to economists, because some geoengineering technologies appear astonishingly cheap—in particular, injecting sulfur aerosols into the atmosphere to block incoming sunlight. If geoengineering in fact proves to be effective in reducing the global temperature, then it might well be the most efficient way to address climate change—much cheaper than reducing emissions.
Geoengineering has an additional allure: its low costs and global effects give individual countries the ability—and potentially the incentive—to "solve" the climate change problem unilaterally. This feature, however, also renders governance of geoengineering challenging.
- Recommended
- In the Spotlight
- Most Viewed
News - Harvard Project on Climate Agreements
Harvard Project's Robert Stavins is Co-recipient of the Publication of Enduring Quality Award
Analysis & Opinions - The Conversation
Curbing Climate Change Has a Dollar Value — Here's How and Why We Measure It
Analysis & Opinions - Project Syndicate
A Conservative Plan to Combat Global Warming
In the Spotlight
Most Viewed
Paper - Belfer Center for Science and International Affairs, Harvard Kennedy School
The Geopolitics of Renewable Energy
Paper - Belfer Center for Science and International Affairs, Harvard Kennedy School
Ideal Qualities of a Successful Diplomat


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ROLLING STONES SET 2012 CONCERT DATES After months of hints, speculation and rumors, The Rolling Stones have finally confirmed four concertS commemorating the band's 50th anniversary.
The band made this announcement via a video in which they state they'll perform shows on Nov. 25 and 29 at London's 20,000-seat O2 Arena, and at the 19,500-seat Prudential Center in Newark, N.J., across the Hudson River from New York City. In the video, the band hinted that "maybe a few friends" would be joining them.
Tickets for the London shows go on sale Friday, while tickets for the Newark gigs can be purchased next Friday, Oct. 26. Ticket prices for the Newark shows are $115-$813, including all fees.
Confirmation of these four concerts has not stopped the rumor mill.
In the U.K., the scuttlebutt is rampant that The Stones will headline the huge 2013 Glastonbury music fest. A source close to the band told Britain's Sun, "The band is gearing up for a load of live dates but tend to leave big decisions like this until the last minute. But there is a good chance 2013 will finally be the year they make it."
Glastonbury fest organizers took a pass on the festival this past summer.
The result was that fans were even more anxious to purchase tickets for next year's gathering, to be held June 26-30 at Worthy Farm in Pilton, across the Bristol Channel from Wales, in the southwest of England. All 130,000 weekend passes sold out in less than two hours.
A classic Stones' rocker, "Gloom and Doom," the group's first new song by Mick Jagger and Keith Richards to be released in more than seven years, is out and available for listening all over the web and for downloading online at the usual places. It's one of two new songs the band recorded during a week they recently spent at a studio in Paris that will be included in the 2-CD 50-song (and 80-song 3-CD deluxe package) 50 th anniversary best-of collection, "GRRR!," that comes out Nov. 13.
INDIO'S BIG STAGECOACH FEST LINEUP SET The lineup for the 2013 Stagecoach Music Festival, April 26-28 at the Empire Polo Club in Indio, is set and tickets go on sale Saturday.
The list of performers includes headliners Toby Keith, Lady Antebellum and Zac Brown Band, as well as rock and country veterans former Byrds leader Roger McGuinn, Jerry Lee Lewis, Charley Pride, Commander Cody, Connie Smith, Dwight Yoakam, Don Williams, John Anderson, Marty Stuart, Suzy Bogguss, Darius Rucker, Lonestar, Tanya Tucker, Riders in the Sky and former Pure Prairie League singer-songwriter Gary Burr's Blue Sky Riders (that are working with Kenny Loggins), as well as younger stars Trace Atkins, Dierks Bentley, Rodney Atkins, Phil Vassar, Justin Townes Earle and Becky Stark.
PAUL ANKA BENEFIT IN ARCADIA Paul Anka will be the inaugural performer on opening night, Oct. 27, of the new $20-million 1,200-seat Arcadia High School Performing Arts Center, according to the Arcadia Unified School District. Tickets for "An Evening with Anka" are $100-$2,500 and can be purchased at www.theperformingartscenter.ausd.net or (626) 821-1871. The highest priced tickets include a meet-and-greet with Anka, a private tour of the new hall and foundation membership.
When Anka was 16, his debut single, "Diana," a song he wrote about a high school friend, hit No.1 on the singles charts here and in the U.K. in 1957 and went on to sell more than nine million copies. Between 1957-1983, he had
15 Top 10 hits on Billboard's Hot 100 and adult contemporary singles charts.
Among the songs he's written are the smashes "Lonely Boy," "Put Your Head on My Shoulder," "(You're) Having My Baby," "(The) Times of Your Life," "Puppy Love" (a hit for Anka in 1960 that he wrote about his girlfriend Annette Funicello and that Donnie Osmond took to
No. 3 in 1972), Tom Jones' hit "She's a Lady," Frank Sinatra's trademark biggie, "My Way" and the theme song for "The Tonight Show With Johnny Carson."
A painting from Epic Clapton's private collection, "Abstraktes Bild (809-4)" by German artist Gerhard Richter sold for more than $34 million, double the amount it was estimated to fetch, according to auction house Sotheby's. The 1994 oil painting is the highest price ever paid for a work by a living artist. Richter is now 80 years old.
SPRINGSTEEN CAMPAIGNS FOR OBAMA Bruce Springsteen is campaigning for President Obama in the crucial swing state of Ohio this week, according to NBC News. The Boss is set for two campaign events on Thursday. Former President Bill Clinton was set to join Springsteen at the first rally that day, in Parma.
The president was not scheduled to attend either event.
The E Street Band leader hit the road for Obama during his 2008 presidential campaign. These appearances are his first of the current campaign.
Obama uses his single from earlier this year, "We Take Care of Our Own," at his campaign rallies.
In other E Street Band news, the Boss' sidekick, guitarist and actor Little Steven Van Zandt was honored in New York City at Little Kids Rock's 10 th Anniversary "Right To Rock Celebration." Van Zandt received the Big Man of the Year Award, established to pay homage to the memory and legacy of his bandmate, saxman Clarence Clemons, who died of a stroke at age 69 in June 2011.
At press time, the bash at the Hammerstein Ballroom was set to feature performances by Dion, Darleen Love, Gary U.S. Bonds, Elvis Costello, Rage Against the Machine guitarist Tom Morello, "To Sir With Love" actor and rock singer Michael Des Barres, actor and salsa singer Ruben Blades andSouthside Johnny, among others.
SONGWRITERS HALL OF FAME NOMINEES ANNOUNCED A dozen songwriters/songwriting teams have been nominated for induction in the Non-Performer/Songwriters category into the Songwriters Hall of Fame to take place next June in New York City. Of the 12, three will make it.
An additional 12 will vie
for the two inductee spots in the Performer/Songwriters category.
Nominees in the Performer/Songwriter category include Ray Davies of The Kinks, Steve Winwood of Spencer Davis Group/Traffic/Blind Faith, Jeff Lynne of The Move/Electric Light Orchestra/The Traveling Wilburys, Vince Gill, B.B. King, the Foreigner team of guitarist Mick Jones and singer Lou Gramm, Lindsay Buckingham and Stevie Nicks of Fleetwood Mac, Jimmy Buffett, Elvis Costello, singer Annie Lennox and guitarist Dave Stewart of The Eurythmics, and rock and soul singer Bobby Womack.
Among the nominees in the Non-Performer/Songwriter category are P.F. Sloan and Steve Barri, whose many hits include "Eve of Destruction" for Barry McGuire, "Secret Agent Man" for Johnny Rivers, "You Baby" for The Turtles, "A Must to Avoid" for Herman's Hermits, and "Where Were You When I Needed You" for The Grass Roots; Englishman Tony Hatch, best known for the biggies he wrote/co-wrote for and often wrote with Petula Clark, including "Downtown," "I Know a Place," "A Sign of the Times," "My Love," "I Couldn't Live Without Your Love," "The Other Man's Grass is Always Greener," "Colour My World," and "Don't Sleep in the Subway." Others in the category include one of the architects of the '70 s California sound, J.D. Souther, who penned "Best of My Love" and "New Kid in Town" for The Eagles, and country composer Bobby Braddock, who wrote George Jones' "He Stopped Loving Her Today," Tammy Wynette's "D-I-V-O-R-C-E" and "Womanhood" and "Golden Ring," upon which Jones and Wynette sang as a duet.
KENNY ROGERS TELLS IT ALL Kenny Rogers did drugs. During a visit with Anderson Cooper on his syndicated talk show, "Anderson Live," to promote his just-published autobiography, "Luck or Something Like It: A Memoir," the 74-year-old Gambler said he didn't do a lot of drugs, but nonetheless, he did them.
The man who joined The New Christy Minstrels in 1966 and formed The First Edition the following year, scoring his first major hit, "Just Dropped In (To See What Condition My Condition Was In)," told Cooper about one particular concert. "I smoked a little pot one night and I decided to talk on stage. I thought I was great. I was having the time of my life."
Alas, it didn't quite turn out that way. "I came off the stage and the guys in the band said, 'What were you talking about when you went off on this thing about the zoo?' I said, 'What? Why would I have done that?'"
MELISSA ETHERIDGE SUPPORTS POT LEGALIZATION & GAY MARRIAGE Gruff-voiced Melissa Etheridge has recorded a radio ad for airplay in Colorado endorsing that state's Amendment 64 that legalizes marijuana and regulates it like alcohol. In the spot, the 51-year-old told how pot helped her in her breast cancer battle that included what she termed extremely difficult chemotherapy treatments.
Also recently, the singer and activist, who is gay, sent out a fundraising letter on behalf of Marylanders for Marriage Equality's fight in favor of the state's Question
6 ballot initiative. She said everyone "should be treated equally under the law." Six donors will be selected to meet Etheridge backstage at her Nov. 2 concert in Bethesda.
WANT TO BUY ELVIS' BEVERLY HILLS ESTATE? The Beverly Hills estate that Elvis and Priscilla Presley used beginning in the mid-'60 s when they were in L.A. while the King was making films and recording, is on the market for $12.9 million, according to the Associated Press.
The Presley's rented the gated 1.18-acre four-bedroom French Regency hilltop estate that is located in the exclusive Trousdale Estates section of Beverly HIlls before Elvis bought it in 1967, the same year he and Priscilla married.
It was sold for $450,000 in August 1973, two months before their divorce was finalized.
WANT TO BUY TOM PETTY'S PRIZED JAG? Tom Petty is auctioning on eBay what he calls, "My favorite car I ever owned," his prized 1996 Jaguar XJS convertible for a good cause, reports Pollstar. Petty is donating the proceeds to Doctors Without Borders, an international humanitarian non-profit organization based in Geneva, Switzerland that provides badly-needed medical treatments free of charge to patients in poverty-stricken countries. The organization received the 1999 Nobel Peace Prize.
Petty says he's always kept the vehicle that he bought brand new in 1996 in the garage and it only has 39,675 miles on it. Anyone can bid on the car on eBay until 2 p.m. Pacific Time Sunday, Oct. 21.
CHUCK BERRY EXHIBIT & TRIBUTE CONCERT A week-long exhibition paying tribute to the Father of Rock and Roll, "Roll Over Beethoven: The Life and Music of Chuck Berry," opened this week on the duck-walker's 86 th birthday at the Rock and Roll Hall of Fame in Cleveland.
The celebration will end on Oct. 27 with a tribute concert at the city's State Theatre featuring a diverse lineup that includes Merle Haggard, former McCoy's leader Rick Derringer, Motorhead's Lemmy Kilmister, Ronnie "The Hawk" Hawkins, New York Dolls frontman David Johansen, rockabilly and country signer Rosie Flores, Keith Richards' X-Pensive Winos drummer Steve Jordan, Ernie Isley of The Isley Brothers, blues and rockabilly musician Duke Robillard, Whittier-born singer-songwriter Chuck Prophet, andhot shot guitarists Joe Bonamassa, Earl Slick and Living Color's Vernon Reid, with more performers to be named.
BLACK SABBATH BACK IN THE STUDIO After taking the past few months off from recording its reunion album with frontman Ozzy Osbourne, Black Sabbath is back in the studio, according to Osbourne's wife and manager Sharon.
The last go-round of recording saw the group, i.e., guitarist Tony Iommi and bassist Geezer Butler, but without drummer Bill Ward, who opted out in a dispute over money and respect, working in studios, first in Los Angeles and then relocating to London so that Iommi could receive cancer treatment.
Sharon Osbourne also said that Black Sabbath are working with producer Rick Rubin and that the group would tour Australia next spring. Over the summer, the band performed for the first time in seven years, headlining several rock fests, including its only U.S. gig, Lollapalooza, in Chicago.
AEROSMITH'S TYLER AND PERRY RIP KISS Two years ago, Aerosmith and Kiss teamed up for a co-headlining U.S. tour. Apparently, Aerosmith singer Steven Tyler and guitarist Joe Perry were not impressed. "Kiss is a comic book rock band," Tyler said on Florida rock radio station the Bone. "It is different: a Kiss lick, a Joe Perry lick," added the singer and former "American Idol" judge. Perry also chimed in on Kiss, saying simply, "It's theater."
MICHAEL BOLTON GETS SITCOM Following in the steps of Reba McEntire, who launched as successful career as a sitcom star, big-voiced Michael Bolton has gotten word that ABC is proceeding with development of a sitcom pilot for the 59-year-old balladeer, tentatively titled, "Michael Bolton's Daughter is Destroying My Life," according to Entertainment Weekly. Bolton, who will star as a fictional version of himself, a la Jack Benny on "The Jack Benny Show," will also serve as executive producer.
STEVIE NICKS TALKS FLEETWOOD MAC'S 2013 TOUR Stevie Nicks says her band, Fleetwood Mac, will regroup after several years off. She tells ABC News Radio that the band will reconvene to "go into rehearsals somewhere around the end of February." So, "if everything goes to plan, we should probably be out (and on tour) by the end of April (or) May, I should think." She also said the band could possibly record some new songs. "Maybe like two songs, maybe four, who knows? We don't really know yet, because we're not in the world of Fleetwood Mac yet."
LEVON HELM TRIBUTE CONCERT "Love For Levon," a tribute concert honoring the former drummer and singer for The Band, who died of cancer at 71 in April, was held at the Izod Center in East Rutherford, N.J. Proceeds raised money to continue Helm's Midnight Ramble gigs held in the barn of his farm in Woodstock, N.ew York.
Performers included former Pink Floyd leader Roger Waters, former Jefferson Airplane and current Hot Tuna guitarist Jorma Kaukonan, Joe Walsh, Gregg Allman, John Mayer, Lucinda Williams, pedal steel guitarist Robert Randolph, Jakob Dylan, Mavis Staples, Allen Toussaint, John Hiatt, My Morning Jacket, and former Grateful Dead members Bruce Hornsby and Joan Osborne, all backed by The Levon Helm Band, who were renamed The Midnight Ramble Band by the group.
One of the show's highlights saw the Band's keyboardist Garth Hudson perform his and Helm's old group's pounding "Chest Fever," from The Band's 1968 debut album, "Music From Big Pink."
T.G. SHEPPARD HOSPITALIZED Singer-songwriter T.G. Sheppard, owner of 14 No. 1 country hits during the '60 s and '70 s, is recovering from a serious bladder infection, according to the Boot. Shepperd, 68, is in a Nashville hospital. The singer's wife said the infection caused, an "extreme high heart rate." According to Country Weekly, she said, "He is very weak and they are trying to keep his heart rate down, but it's been a challenge."
His most recent album, "Because You Loved Me," is a gospel CD that came out in April. Sheppard has been active, touring much of this year. The eight concerts he has scheduled for the rest of the year have not been cancelled.
MEMBER OF JERRY LEE LEWIS' BAND SHOT AND KILLED Keyboardist and singer B.B. Cunningham, 70, a member of Jerry Lee Lewis' band for the past 15 years, was shot and killed while working as a security guard at an apartment complex in Memphis. A 16-year-old boy was also killed and a 22-year-old man was arrested for the murders, according to The Associated Press.
The musician's career dates to the mid-'60 s. In 1965, he was a touring member of surf rockers Ronny & The Daytonas, who hit No. 4 the year before with "G.T.O.," that sold a million copies. In 1966, the band changed its name to The Hombres. In 1967, The Hombres' single, "Let It All Hang Out," reached No. 12. Cunningham released a solo album, "Hangin' In," in 2003.
Cunningham's brother, Bill, who lives in Washington, DC, was a founding member of The Box Tops.
NEW RELEASES Among the recently released albums, digital reissues and deluxe box sets are "Sunken Condos," the fourth solo album in three decades and the first in six years from Steely Dan's co-leader and includes a cover of Isaac Hayes' "Out Of The Ghetto;""Two Eleven (Deluxe Version)" from pop and R&B singer Brandy; "Former Lives," from Death Cab for Cutie leader Benjamin Gibbard; the compilations from the most successful series of benefit records, "A Very Special Christmas - 25 Years," this year featuring Michael Buble, Train, Dave Matthews Band, Amy Grant, Cheap Trick, Rascal Flatts and others; "Joy" from contemporary Christian singer Steven Curtis Chapman; "By My Side" from Claremont's Ben Harper; and an import, "Monster (Limited Deluxe 3-CD Cover Edition)" from Kiss.
"The Fusion Syndicate" featuring Rick Wakeman, Billy Sherwood, Billy Cobham, Steve Morse, Larry Coryell, Steve Hillage, Chester Thompson, and members of The Mahavishnu Orchestra, Dream Theatre, Hawkwind, King Crimson, Spyro Gyra, The Soft Machine and more; prog rocker Billy Sherwood's also has a new solo album, "The Art of Survival;" "Now Here This," from former Mahavishnu Orchestra guitar wizard John McLaughlin; a 2-CD, "Wood" a live album from Southern jam rockers Widespread Panic's 2012 tour; "Traveler," from Phish singer-guitarist Trey Anastacio; "Fire Red Moon," from former Jefferson Starship guitarist Craig Chaquico that includes his instrumental take on Albert King's "Born Under a Bad Sign," a 2-CD, "Asthma at Symphony Hall 65 th Anniversary: The Complete Performance" by Louis Armstrong; and a 6-CD box package, "The Georgia Bootleg Box" from Southern rockers Gov't Mule.
NOW PLAYING Classic acts from the '50 s, '60 s and '70 s continue to perform. Here's what one of them is doing.
"Summer in the City," "Do You Believe In Magic," "The Younger Girl," "Daydream," "Did You Ever Have to Make Up Your Mind," "Six O'Clock," "Rain of the Roof," "Darling Be Home Soon," were all written by John Sebastian, the leader of the band that scored huge in the mid and late-'60 s with these hits, The Lovin' Spoonful. The group's first seven singles, all penned by Sebastian (a couple were co-written), hit the Top 10. The band broke up in 1969 and were inducted into the Rock and Roll Hall of Fame in 2000. The year before, Sebastian had a minor solo hit with the gentle "She's a Lady." In 1969, the prominent harmonica part on The Doors' "Roadhouse Blues" belonged to him.
His solo career was uneventful until 1976, when his song, "Welcome Back" was used as the theme song for John Travolta and Gabe Kaplan's hit sitcom, "Welcome Back, Mr., Kotter." The song hit No. 1 on Billboard's Hot 100 singles chart, as well as its Easy Listening chart.
Over the years, in addition to playing shows that showcased the many Lovin' Spoonful hits he wrote and sang, Sebastian practiced his love for rootsy American jug band music.
Now 68, Sebastian remains somewhat active. He just wrapped a series of concerts in southern California and in November he has concerts set in Winthrop, Maine and Chatham, N.Jersey.
Steve Smith writes a new Classic Pop, Rock and Country Music News column every week. It can be read in its entirety on www.presstelegram.com. Like, recommend or share the column on Facebook.
Contact him by email at firstname.lastname@example.com.


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Because the University Center will occupy one of Manhattan's busiest corners, a lively conversation about its construction and design continues to develop in the media. The New School maintains an archive of major coverage about this project with links to relevant stories and commentary.
"Big Men on Campus," New York Magazine, February 9, 2014
"New School Unveils New University Center," Epoch News, January 24, 2014
"New School Celebrates Grand Opening of University Center in the Village," CBS News, January 23, 2014
"Touring The New School's New Brass and Glass-Clad Union Square Center," New York Observer, January 22, 2014
"New at The New School" (President David E. Van Zandt on Brian Lehrer), WNYC-FM, January 13, 2014
"Parsons Expands Presence in Greenwich Village," Women's Wear Daily, February 22, 2013
"Where 600 College Students Live Above the Store," New York Times, December 31, 2013
"The New School's New Neon," New York Times, October 26, 2012 (final item of column)
"In Detail: The New School's University Center," The Architect's Newspaper, September 10, 2012
"The New School's New Building Gets Its First Pieces of Brass," Curbed, July 12, 2012
"New School's Striking New Student Center Takes Shape," NY1, June 11, 2012
"Fir Sure: New School Center Tops Out on Fifth Ave," The Villager, May 24, 2012
"16-Story University Center at 65 Fifth Ave Tops Out," CityBiz Real Estate, May 20, 2012
"PROGRESS REPORT: Stepping it up and embracing change with new center," The Villager, May 01, 2012
"New School Goes to Top of Class as Expansion Project Powers on," Real Estate Weekly, March 22, 2012
"New School Zig Zag Revealed on Fifth Avenue," Curbed, April 12, 2012
"New School readies $300 million bond for new center," Crain's New York Business, October 29, 2010
Editorial: "A Better Building," The Villager, May 12 - 18, 2010
"The New School Shows Off its Big Brassy Dame," Curbed, May 7, 2010
"The New School to Build a Multipurpose, 16-Story Building," The New York Times, May 5, 2010
"Bold Brass and Glass, and the World Inside on Display," The New York Times, May 5, 2010
"New School show and tell on its new University Center," The Villager, February 24 – March 2, 2010
Construction began in August 2010.
The University Center student residence opened in fall 2013.
The University Center's academic spaces opened in January 2014.


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Author: Karl Havard
I've been "agency side" and involved in the online world for far too long (since 1997), and now the Chief Strategy Officer at Communisis. I'm also an econsultancy lecturer and deliver courses around social strategy and the part it plays in the consumer journey.
I'm a 40 something, but think I'm 20 something, Olympic standard husband, father to 4 beautiful daughters, and a 4 times genuine Tough Guy. I served 10 years in the British Army, prior to all this digital stuff.
Low cost IoT will redefine the consumer purchase path
We're on the edge of a new wave of connectivity.
One that promises to change the way people behave and buy; and in turn will force retailers and consumer goods companies to change the way they serve and interact with their customers. The 'Innovators' are already out there rapidly prototyping, testing, learning and changing their businesses to embrace it.
Why the 'Hierarchy of Relevance' is integral to effective real-time marketing
Even though it's early January, this is not a 2014 predictions post. However, one trend that will continue to grow this year is that of consumer expectation associated with the sharing of their personal information.
The general public are becoming much more savvy around this data value exchange, and their expectations for what they get in return are increasing.
Relevance is key, and that means serving your customers and prospective customers with meaningful content that services a current need for them, and content which is served via a medium (or channel) that suits their behaviours.
Knowing all the about 'who' on its own is no longer enough, it needs to be complimented by the 'when' and the combination of both is where real-time relevance can be provided.
There is a simple hierarchy model that can be applied to help ensure relevance can be delivered, and it would be good to hear your opinions on this in the comments section.
Has #Facebook just become #Twitter?
The hash has been around for a very long time, it's always riding the zeitgeist, a trendy so and so. One small symbol has come to represent instant access to topics of interest, in the here and now.
Utilised by Twitter for years, Facebook have now introduced it. This is no small addition to Facebook. It actually has very significant consequences.
Is Facebook about to become Twitter? Will it steal Twitter's real-time, instant access USP? And will it add a whole new dimension to its behavioural targeting capability?
Why do most marketers have split personalities?
Do marketers suffer from schizophrenia? Do we unwittingly switch between being "normal people" to being blinkered marketers?
Do we lose sight of our own emotions and passions and turn into metric driven robots? And if we do, does this change in behaviour cloud our judgement when building marketing strategies for the organisations we work for?
If you can relate to such behaviour, and find yourself, and others around you, showing some symptoms, then this post may be of interest.
It explores examples of such behaviour and provides some reasons why this conditions arises, and some suggestions on how to cure it.
Big data can mean big trouble if used with the wrong intent
We're quite literally swimming in a sea of data. We have the ability to collect it from every consumer touch point we choose, whether it's website activity, cookies, socialgraph information, direct marketing database, in-store or using other third party tools.
There is no shortage of data, but what does your business do with it all? Is your brand using big data to enrich people's lives? Or is it just used for more "accurate" ad targeting?
It probably depends on how your business is structured and where you sit, or how you employ your agencies. Do you consider the entire consumer journey, and understand how your product and services enhance the lives of existing customers?
Or are you only concerned and targeted on achieving high advertising click-through rates and low cost per clicks?
There is a balance to be struck, and one of the biggest challenges facing brands and agencies today is to ensure they really do have the right intentions at heart. It is all too easy to fall into the trap of using all the insights derived from the various data sources to construct "relevant" marketing messages to interrupt people with the aim of persuading them to buy stuff.
This interruption, even if deemed relevant by the business, maybe unwelcome to the consumer and could tarnish your brand.
Read on, if you feel you, as a marketer, may be falling into such a trap.
It's time to put the customer back into the 'customer journey'
The customer journey, the relationship and experience between people and brands, has been the subject of much theorising for some time.
There are a number of cognitive models, outlining the thought process people undertake; most of which are quite linear and logical. The vast majority of these stop at the point of purchase. This, by definition, cannot be "customer journeys"; isn't a "customer" someone who has already purchased?
Then there are some, which go beyond purchase and introduce the concept of the "loyalty loop". It is perceived that people will remain loyal if they have a great post purchase experience with the product, offering and brand interaction.
Which of course makes complete sense….as do all the descriptions and commentary based around these models.
Unfortunately, they are all wrong...
Social Media: Knowing "why" is much more powerful than knowing "what"
Knowing what people have done is ok. Behavioural data, as interesting as it is, is a lagging indicator. It's a bit like sitting in a car and looking out of the rear window...you can seen where you have been, but not where you're going.
Apply this to an online/social web environment and analytics (onsite and buzz monitoring) provide us with the rear window perspective.
But what if you could find out why people behave in a certain way? What their objective is; how they associate their identity with brands, their own personal values etc. This would give you a much more powerful set of information, wouldn't it?
Social media monitoring: time to say 'sod it'?
Are we on the verge of seeing a rebellion? As we know more and more people are adopting various elements of the social web as part of their daily lives.
The Twitterati is no longer just made up of social media geeks and gurus and celebrities; many other "normal" people are now joining the ranks, some of whom may not be considered social media "savvy".
They may not realise that their tweets and conversations, aimed at their friends and followers, a limited circle of people, are being picked up by all the social media monitoring tools. In simple terms they may not know that their conversations are being listened to. In fact, some people may even be appalled by this.
Imagine, if every conversation in a pub, coffee shop, meeting etc. could be monitored and then filtered to specific brand conversation and sentiment relevant to you, would you use this technology to improve your offering? Probably not. I think the outcome will result in three things, for the betterment of brand and consumer interaction.
Vodafone & Twitter: can human error break down the corporate facade?
By now, the @VodafoneUK story which broke on Friday afternoon is, to many of us, well known. However, has this really damaged the reputation of the brand or has it had the adverse affect?
On Monday, @Lakey (Can you see how we're now using Twitter handles instead of names. Most odd) wrote an interesting post on the story which encouraged Dan, a Vodafone representative, to respond, and fair play to Vodafone for doing so. There is mixed opinion about how well Vodafone handled the aftermath because there is no fixed "process" on dealing with such situations.
However, I believe something really positive has come out of this, which may benefit Vodafone and other organisations embracing social media...
Social Media: who can show us the real value?
Imagine logging into your email every Monday morning to find a report clearly outlining the value derived from all the time, effort and resource you've expended on the social web. That would be nice wouldn't it? Seeing what impact of all that faffing about in Facebook; Twitter twaddling and blog blabbing has done for your brand would be invaluable.
But what would you want to see (at a high level) in such a, currently fictitious, report? And who is best placed to provide it to you?
Such a report would certainly save a lot of time. The process of collecting and correlating data from several sources; then trying to make sense of it all so that it can be used to plan an effective brand engagement strategy is time consuming to say the least. For what it is worth, this is what I'd like to see.
The ugly side of the social web
Stephen Fry, a couple of weeks ago, decided to stop using Twitter. He was offended by one of his many followers calling his tweets "boring". Thankfully, he is back and even though he was annoyed by the comment he has since DM'd the chap who made the criticism, and we are led to believe everyone is happy again and normal service has been resumed.
In a similar, but much less grander scale, I was nominated as "Pr*ck of the Year" on Twitter; have being associated with a pregnant goldfish; and had both my intelligence and parenthood brought into question. This was all down to a blog post (not on Econsultancy I might add) in which I had written about how a political party was using Twitter at their party conference.
Many organisations have been on the receiving end of similar comments, which stick around for sometime on the web. But is there anything that organisation can do to tap into this behaviour and turn it to their and their customers' advantage?
If '25% of bloggers' post paid content, who can you trust?
I received an email the other day, which caused me some significant concern. It was a request, which came out of the blue, asking me to consider to be paid for featuring certain content on my personal blog.
For me, this is a very unwanted and somewhat scandalous approach and I sincerely hope other bloggers feel the same way. If you think about it, it is a very seedy means to encourage independent people who take the time to blog about subjects they care about, to succumb to the incentive of money.


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CPR/AED Course - Scarsdale Volunteer Ambulance Corps
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5 Weaver St. - 914-722-2288
Scarsdale, NY 10583
Description: Learn to save a life in just 4 hours! CPR course includes the use of an AED and choking rescue for adults, children and infants. Participants will receive an American Heart Association CPR Certification valid for two years.