text:
Premiere: Jacques Greene "Afterglow"
From his just-released debut LP, Montreal-based Jacques Greene's "Afterglow" video is premiering exclusively on Cool Hunting. DJ/producer Greene has been making vibey, R&B-influenced, synth-heavy music for years—releasing his first EP in 2012—and...
DIY Synth Kit
Injecting fun and excitement around electronics, circuitry and coding, Technology Will Save Us offers DIY kits that teach you how to build a solar-powered moisture-sensor for your plants, a portable speaker from everyday household objects, a game console...
Kaleidoloop Sound Collector
Designed by Owen Osborn and Chris Kucinski, Critter & Guitari's musical instruments encourage play and experimentation. Their portable Kaleidoloop, for example, records sounds and manipulates them by altering playback speed and direction—so you could...
William Onyeabor Box Sets
Much of Onyeabor's identity remains a mystery, but crate-diggers have been fans for years, and 2013 saw Luaka Bop finally bring his songs to the (curious) masses. Discovering Onyeabor's music is like being let in on a very special secret. Rich with...
littleBits + KORG Synth Kit
New York-based littleBits has been making big waves in the design industry since their electronic modules-maker took over the MoMA Design Store. Instead of building talking puppets or electric toothbrushes, this time around the two-year-old startup...
Jesse Woods: Lazerburn
Former Texas A&M wide-receiver Jesse Woods didn't take a traditional path to musical success. When a series of injuries rendered him unable to continue playing football, he turned from singing satirical songs in the locker to reduce the pre-game stress...
Pure Bathing Culture: Dream the Dare
What do you get when you cross Beach House with Fleetwood Mac somewhere on the foggy coast of the Pacific Northwest? Portland's Pure Bathing Culture melds celestial layered synths with late '70s, dreamy pop rock. Their second single, "Dare to Dream...
The Preatures: Is This How You Feel (Classixx Remix)
A gorgeously sexy, "melt your clothes off" kind of groove, this Classixx remix of The Preatures' "Is This How You Feel" is an instant love affair. With their Midas touch, Classixx transformed the Sydney-based band's emotional yet light-hearted indie...
El Perro del Mar: Change Of Heart
Hailing from Sweden's port city of Gothenburg, Sarah Assbrin—better known as El Perro del Mar—has been crafting dreamy indie pop since she started recording on CD-R discs back in 2003, but her music has only recently gained traction outside of her...
The Flaming Lips: Turning Violent
One of the Flaming Lips' darkest works yet; the lyrics, instrumentation and video for "Turning Violent" are uncharacteristically reserved. Steven Drozd's falsetto vocals and an oscillating bass synth lead you into a deceptive sense of lull, until the...
The Flaming Lips: Turning Violent One of the Flaming Lips' darkest works yet; the lyrics, instrumentation and video for "Turning Violent" are uncharacteristically reserved. Steven Drozd's falsetto vocals and an oscillating bass synth lead you into...


text:
In the UK, companies choose their own year end. Companies in UK report to two entities – HMRC and Companies House. These entities are separate and the year end with one need not be the same as that with the other. This makes tracking all compliance deadlines challenging, not just for companies, but more so for accountants who manage hundreds of such companies.
The HMRC year end is agreed between the company and HMRC. The deadlines are: Nine months and one day for the tax payments and 12 months for the accounts. Continue reading

subset: commoncrawl


text:
BookRenter.com's 5-Star Satisfaction Guarantee
We strive to deliver the best value to our customers and ensure complete satisfaction for all our textbook rentals.
- You can return your online books for any reason within our refund period – no questions asked.
- Every order is available for express shipping, and return shipping is always free.
- You'll be happy with the quality of your books (or we'll ship you another one on our dime).
- You can extend your rental up to 14 days – at the same cheap daily rental rate.
- If you decide to keep the book it will never cost more than the purchase price.
As always, you have access to over 5 million titles. Plus, you can choose from 5 rental periods, so you only pay for what you'll use. And if you ever run into trouble, our top-notch U.S. based Customer Service team is ready to help by email, chat or phone.
* Free shipping excludes HI, AK and PR.
Product Details
Binding:Paperback Textbook
Publisher:Nabu Press
ISBN: 9781147624489 / 1147624488 Report of John A. Roebling, Civil Engineer to the Presidents and Director of the Niagara Falls Suspension and Niagara Falls Internatinoal Bridge ... of the Niagara Railway Suspension Bridge
Out of Stock
We're fresh out of that one today.
So sorry. Try back another time as our inventory fluctuates daily.Try Another Book?


text:
House Democrats tout their success in recruiting candidates who can help them win the 24 seats needed in 2012 to knock Republicans out of power.
The Democratic Congressional Campaign Committee's standout recruits include former House members such as Dina Titus in Nevada, Ann Kirkpatrick in Arizona, Bill Foster in Illinois and Alan Grayson in Florida.
Grayson was a controversial member of Congress, who attracted headlines during the contentious fight over health care by summarizing the GOP's position as "if you get sick, die quickly."
The recruitment list is also chock-full of current and former local and state officeholders, a former Orlando police chief (Val Demings), several Iraq War veterans (Tammy Duckworth in Illinios, Brandon Shaffer in Colorado and Manan Trivedi in Pennsylvania), and candidates who came close in the 2010 elections and are back for another try.
Also on the list of standout Democratic recruits: former Iowa first lady Christie Vilsack, whose husband Tom is Agriculture secretary. She's making her first bid for elective office.
Recruitment is just one factor in next year's elections. Redistricting, another key, is probably not going to help Democrats because many state legislatures controlling the drawing of new district lines are run by Republicans.
Democratic Congressional Campaign Committee Chairman Steve Israel, D-N.Y., praised the recruited candidates, who are running in 41 districts held by Republicans or have no incumbent running. He said Democrats are prepared to put at least 60 seats held by Republicans into play.
"Democrats' path to the majority begins with strong candidates running solid campaigns and fighting against the Republican plan to end Medicare while protecting tax breaks for Big Oil and billionaires," he said.
Catalina Camia leads the OnPolitics online community and has been at USA TODAY since 2005. She has been a reporter or editor covering politics and Congress for two decades, including stints at The Dallas Morning News and Congressional Quarterly. Follow her at @USATOnPolitics.
USA TODAY's Jackie Kucinich (@jfkucinich) and Fredreka Schouten (@fschouten) also contribute to the OnPolitics blog.


text:
- Trending Now: More Trending:
- beleaguer scaramouch non sequitur admiral's mast calumny
Definition of ha
—used especially to express surprise, joy, or triumph
Examples of ha in a Sentence
ha! I was right all along!
Origin and Etymology of ha
Middle English, from Old English
First Known Use: before 12th centurySee Words from the same year
Definition of ha
Definition of HA
hour angle
HA Defined for English Language Learners
Definition of ha for English Language Learners
—used especially to express surprise or a feeling of pleasure that you have when you do something or find out about something
HA Defined for Kids
Definition of ha for Students
—used to show surprise or joy Ha! I knew you'd come.
Medical Dictionary
Medical Definition of HA
hemagglutinin Seasonal strains … evade our immune systems after vaccination or previous infection by constantly changing the structure of their hemagglutinin (HA) surface protein.—Charles J. Russell, The New England Journal of Medicine, 20 Oct. 2011
Learn More about ha
See words that rhyme with ha Thesaurus: All synonyms and antonyms for ha Spanish Central: Translation of ha Nglish: Translation of ha for Spanish speakers Britannica English: Translation of ha for Arabic speakers Britannica.com: Encyclopedia article about ha
Seen and Heard
What made you want to look up ha? Please tell us where you read or heard it (including the quote, if possible).


text: To get from Corigliano Scalo to Pozzallo by train you can catch one of the 2 trains that everyday travel between these two cities. The first train to Pozzallo leaves from Corigliano Scalo at 06:09 and the last train departs at 07:50. If you choose a local train the trip lasts on average 12:35 hours. For your trip from Corigliano Scalo to Pozzallo by train you can choose to leave from one of Corigliano Scalo main stations: Corigliano Calabro On Wanderio you can compare all schedules, fares and railway companies to Pozzallo and book the best itinerary starting from Corigliano Scalo.


text:
Velo Orange Milan Handlebar
This product is unavailable
A Velo-Orange townie bar with sweep back and a little rise. Longer grip area than the Nitto Jitensha or the Velo-Orange Postino making it more ideal for bar mounted shifters. Made to be ideal for converting a road bike with a short top tube into a city rider.
Brake lever/shifter/outer diameter 22.2mm
Stem clamp diameter 25.4mm


text:
Colloquial Portuguese (Colloquial Series)
Colloquial Portuguese is easy to use and completely essential! Specially written by experienced teachers for self-study or class use, the course offers you a step-by-step approach to written and spoken Portuguese. No prior knowledge of the language is required.What makes Colloquial Portuguese your best choice in personal language learning?* interactive - lots of dialogues and exercises for regular practice* clear - concise grammar notes* practical - useful vocabulary and pronunciation guide* complete - including answer key and special reference sectionBy the end of this rewarding course you will be able to communicate confidently and effectively in a broad range of situations.
Two 60-minute CDs are available to complement the book. Recorded by native speakers, these will help develop your listening and pronunciation skills.
Please visit Help Page for Questions
regarding ISBN / ISBN-10 / ISBN10, ISBN-13 / ISBN13, EAN / EAN-13, and Amazon
Home | ISBN Directory | Affiliate
Program | Contact
Copyright © 2003-2014 AllDiscountBooks.net All rights reserved.


text:
Connecting Families to Senior Living
Talk to a local advisor for FREE
Talk to a local Advisor about this community
Contact this community at:
(866) 333-2174
3585 Brambleton Ave
Caretypes Provided: Assisted Living
Pricing is available for the following rooms:
*Prices quoted are monthly rental charges and are provided by the communities themselves. Actual prices may differ due to one-time fees, timing and care services required. Speak with your Senior Living Advisor to learn more.
Our apologies. Pricing is currently unavailable for this particular community.
Cave Spring Place is an exceptional assisted living program in Roanoke, Virginia. Our intimate community is nestled near the Blue Ridge Mountains and offers convenient access to shopping, dining and medical facilities. Residents enjoy our proximity to Tanglewood Mall, Valley View Mall and the Roanoke Civic Center. Roanoke is a thriving city that offers several cultural opportunities at local museums and theaters, as well as educational opportunities at nearby Virginia Tech. Cave Spring Place is an inviting and intimate single-level community, welcoming residents looking for assistance with daily living activities such as bathing and medication management. Our residents relax in spacious apartment-style homes with courtyard views, while entertaining and visiting with friends and family in our comfortable common areas. The tenured staff at Cave Spring Place are dedicated to providing the perfect blend of assistance and independence, encouraging residents to stay active and engaged in the community. We offer a wide range of services and amenities to enrich the lives of residents, including:
Schedule an appointment with an Advisor
out of 3 reviews
Cave Spring Place
"Your assistance proved to be invaluable. It got the ball
rolling and steered us in the right direction. The biggest
thing was, just knowing that we were not alone in our search and
that you were there for questions if we had any."
Mark A., Found Assisted Living in Leesburg, VA
"You were so helpful and your follow-up has been
amazing, something rare these days. I thank you so much
for your encouragement and loving heart throughout our
Sandy W., Found Assisted Living in Richmond, VA
I feel this community is doing a relatively good job of caring for mom. The staff are very friendly and encouraging. They offer a lot of daily activities. Mom does not seem to like the food. The... more...
Call Now (866) 333-2174
Get the latest tips, news, and advice on aging and caregiving.
A Place for Mom is the largest assisted living referral service. We are paid by our participating communities, therefore our service is offered at no charge to families.
Copyright ©2017 A Place for Mom, Inc. All rights reserved.


text:
We purchased the package from Timon online shopping where we could get a discounted price fo both the flower festival and Aquarium in Ilsan.
Of course. ..it's relatively cheaper.
We got to go to the Timon counter to show that we paid it online in order to receive the tickets.
then...let's go explore!
It's about 2 pm and...boy it's windy...and a bit hot. Bearable, though.
... .... ...
Bug-eyed Freya....
It surely ticked us to see what's in store for us in this year's exbexhibition!
The tank (the real one) and DMZ to denote this year's theme: flower and peace.
DMZ clad in flowers.


text: The Rosen Law Firm, P.A. announces that it is investigating potential securities fraud claims against Deer Consumer Products, Inc. (NASDAQ: DEER) resulting from allegations that the Company may have issued materially inaccurate financial statements to investors between March 31, 2009 and March 17, 2011. On March 9, 14, and 17, 2011, analyst Alfred Little issued a series of reports alleging that Deer misrepresented its financial performance, business prospects, and financial condition to investors, citing Deer's Chinese regulatory filings that were materially different than its SEC filings. In addition the March 17 report claimed that Deer improperly recognized revenue in violation of Generally Accepted Accounting Principles ("GAAP"). These disclosures of potential fraud concerning Deer caused the stock price to drop, damaging investors. The Rosen Law Firm is preparing a securities class action lawsuit on behalf of Deer investors. If you purchased Deer stock between March 31, 2009 and March 17, 2011, please visit the website at http://rosenlegal.com for more information. You may also contact Jonathan Horne, Esq. of The Rosen Law Firm toll free at 866-767-3653 or via e-mail at email@example.com The Rosen Law Firm represents investors throughout the globe, concentrating its practice in securities class actions and shareholder derivative litigation. Attorney Advertising. Prior results do not guarantee a similar outcome.


text:
A football's distinctive construction allows it to be thrown in a tight spiral, kicked through the uprights, or filled with helium so that it can return to its mother, the blimp overhead. Take possession with this GrouponLive deal to see a Minnesota Vikings preseason game at Mall of America Field at the Hubert H. Humphrey Metrodome from Ticket King Minnesota on Friday, August 24, at 7 p.m. Doors open two hours before kickoff. Tickets must be picked up at Ticket King's Chicago Avenue South office between 9 a.m. and 7 p.m. Choose between the following options:
- For $15, you get a ticket for 200-level seating in section 216, 217, 218, 219, 220, 221, 222, 223, 224, 236, 237, 238, 239, 200, 201, 202, 203 or 204 (a $29 value).
- For $40, you get a ticket for 100-level seating in section 115, 116, 117, 118, 119, 120, 121, 123, 139, 140, 141, 100, 101, 102 or 103 (a $77 value).
Minnesota is set to storm the field in its third of four preseason exhibitions, each of which will help the team prepare for battle in the hard-hitting NFC North. During last week's winning performance, the team's defense returned two interceptions for touchdowns in the fourth quarter alone. And this week, the team hopes to bring back the magic of last season, in which the offense averaged 144.9 rushing yards per game, 5.2 yards per carry, and zero encounters with raindrops per home game.
Groupon is not affiliated with or sponsored by the Minnesota Vikings, Mall of America Field, or the NFL. The tickets identified in this Groupon promotion are made available through an independent party.


text: These are drawings that have been brought to life by being covered with radioactive bacteria. They all possess one or two special moves for attacking, or 'tactics'. One tactic is Uglyopteryx's Vile Squawk, where it unleashes an awful shriek that both deafens and installs nausea in the target. In times of stress, most of them can change into as many as three other forms, each of a stronger level than the last. The levels are: Original, Advanced, Deluxe and Supreme. A few can combine with another to become a new, single being: this is called Morphmerging. Strangely, these 'Morphmerged' germies do not have any of the four levels. Some of the Germies are Ammorat, Circuit-bonce, and Slashfink. All germies belong to one or two of sixteen different kinds known as varieties,these may change when the germie transforms or morphmerges. The varieties are: 1 Saurian; these look like reptiles,including dragons 2 Airborne; these are anything with wings 3 Blade-Wielding; They use swords, axes and sometimes huge claws 4 Wet; they resemble fish and other water dwelling creatures 5 Foliage; these look like trees, flowers and bushes 6 Person; they look almost like real people with various differences 7 Invertabrate; these look like insects, molluscs and arthropods 8 Hot; they use fire,ash and smoke to attack 9 Bestial; these resemble many species of animal 10 Frost-Bite; they use ice and snow to attack 11 Stone; most of them have bodies made of rock, soil and gravel 12 Cyborg; they are at least half creature, half machine 13 Bizzare; these look so odd that they defy description 14 Robotic; they are mechanical, electrical and clockwork 15 Deceased; they look like zombies, ghosts and vampires 16 Evil-Twin; resembling germies of other varieties, they have a cruel disposition.


text:
I used to think union members had some cajones but apparently that is just another myth.
Democrats ran a national campaign supposedly based on protecting Medicare, protecting the Supreme Court rights of women to extinguish unwanted children's lives, getting even with Republicans, hate, and all that stuff.
I would have thought union members wanted things like jobs, a rip-roaring economy, and to keep their firearms.
Color me confused.
Looks like union members are willing to surrender their Second Amendment rights to own a gun - without being fingerprinted.
Do you think union members were aware of Democrat Senator Feinstein's hidden agenda of retroactive registration of legal firearms?
Either they were or they are stupid.
I guess we will see if they are stupid enough to let government officials call them in for fingerprinting.
Look for the union label – first the thumb, then the fingers, turn your head and cough.
Get in line union boys.


text:
Speed Reducer, C-Face, 56C, 60:1
BOSTON GEAR| Zoro #: G1027625| Mfr #: SSF718-60K-B5-GS1
Zoro #: G1027625Mfr. Part #: SSF718-60K-B5-GS1
$1309.77 /ea
This item ships free. DetailsStandard ground shipping
Technical Specifications
|Zoro #: G1027625 Mfr #: SSF718-60K-B5-GS1
|Number of Stages: 1
|Housing Material: 316 Stainless Steel
|Item: Speed Reducer
|Output Torque @ 1/40 HP: 3600 in.-lb.
|Shaft Orientation: Right Angle
|Rotation: Forward/Reversible
|Single/Double Output/Universal: Single Output
|Gear Material: Hardened and Ground Steel
|Speed Reducer Type: C-Face
|Base: Optional
|Seal Type: Double Lip
|Gear Type: Worm
|Worm Gear Material: Bronze
|Mounting: Any Position
|Input RPM: 1750
|Duty: Washdown
|Pinion Material: Hardened Steel
|Bearings: Tapered Roller
|Finish: 316 Stainless Steel
|Standards: NSF
|Lubrication: Klubersynth UH1 6-460
|Solid/Hollow Output Shaft: Solid
|Bore Dia.: 5/8"
|Nominal Output RPM: 29
|Reducer Model No.: SSF718-60-K-B5-GS
|Dimension H: 5.31"
|Max. Output Torque: 440 in.-lb.
|Dimension F: 5.63"
|Dimension A: 3.690"
|Frame: 56c
|Output Shaft Height: 2-1/16"
|Overall Length: 7.50"
|Output Torque @ 1/4 HP: 223 in.-lb.
|Output Shaft Dia.: 7/8"
|Nominal Ratio: 60:1
|Overhung Load: 600 lb.
|Dimension B: 7.500"
|Output Torque @ 1/3 HP: 335 in.-lb.
|Worm Center Distance: 1.75"
|Dimension W: 1.780"
|Output Torque @ 1/2 HP: 440 in.-lb.
|Max. Input HP: 0.3
|Dimension U: 7/8"
|Country of Origin (subject to change): United States
Product Description
Speed Reducer, C-Face, Right Angle Shaft Orientation, Washdown Duty, 1750 Input RPM, 29 Nominal Output RPM, Worm Center Distance 1.75 In., Bore Dia. 5/8 In., 56C Frame, Overhung Load 600 lb., 60:1 Nominal Ratio, Max. Input HP 0.3, Max. Output Torque 440 in.-lb., Number of Stages 1, Forward/Reversible Rotation, Optional Base, Any Position Mounting, Tapered Roller Bearings, Hardened Steel Pinion Material, Worm Gear Type, 316 Stainless Steel Housing Material, Single Output
Restrictions and Compliance
- *1 : California Proposition 65 : This product contains a chemical known to the State of California to cause birth defects or other reproductive harm.
- *2 : California Proposition 65 : This product contains a chemical known to the State of California to cause cancer.


text:
Lola Astanova and Jahja Ling Headline at Alice Tully Hall at Lincoln Center, Jan 23
Classical pianist virtuoso, Lola Astanova, will bring her unique style, emotional depth and dramatic stage presence back to the Big Apple for a night of symphonic enchantment presented by event partner, luxury Swiss watch manufacturer, Ulysse Nardin, on Wednesday, January 23 at 7:30pm. Accompanied by the Orchestra of St. Luke's, New York's greatest American Orchestra, Astanova will perform Tchaikowsky: Piano Concerto #1 and Rachmaninoff: Piano Concerto #2. She is the only pianist virtuoso, since Van Cliburn, to play these two piano concertos consecutively in 15 years-making this one of her most anticipated performances.
The concert will feature San Diego Symphony's music director and renowned virtuoso conductor, Jahja Ling, who will conduct this exciting and one-of-a-kind program. Astanova and Ling have consistently collaborated throughout the 2012 season, just as he has done with the esteemed Chinese pianist, Lang Lang. They are scheduled to continue their artistic collaboration throughout the 2013 season which includes a performance of George Gershwin's Rhapsody in Blue in Palm Beach with the Palm Beach Symphony on March 28. Astanova first began working with Jahja Ling in Palm Beach where she performed Tchaikovsky's first piano concerto at the Kravis Center and continued with a sold-out performance in August with the San Diego Symphony. Ling's distinguished career as an internationally renowned conductor has earned him world-wide acclaim for his musical integrity and depth of expression.
"I am honored to be collaborating with Lola at the prestigious Alice Tully Hall," said Ling. "There's a refreshing spark that Lola brings into the classical music world-her unique and passionate playing style embodies the essence of great pianists from the past. It is a pleasure to be continuing to perform with her."


text:
Harvesting H2O: A Prepper's Guide to the Collection, Treatment, and Storage of Drinking Water While Living Off the Grid
by Nicholas Hyde
How to find, purify, filter, and store clean drinking water is of primary importance to preppers and off-grid homesteaders. Water is the element that sustains all life, but most of the earth's surface water is unsafe for human consumption. Nicholas Hyde's latest work may well become the most important reference book in your survival kit. Learn how to drill your own well using hand tools, how to properly harvest rainwater, how to find water in the wild, and what to do with your infinitely renewable water supply once you have established it. Topics covered include: The Dangers of Drinking Wild Water Purifying Water at Home Building Your Own Water Filter Home Distillation Land-Based Marine Water Makers Drilling Your Own Well Collecting Rainwater Other Sources of Water in the Wild Practical Water Storage Solutions Other Interesting Water Gadgets The information in this book is timeless and professionally edited. Order Harvesting H2o today and take the single most important step towards sustainable living."


text:
You may be eligible for a loan to buy, expand or establish a business.
Latest News
What If?
Helping rural British Columbian's turn their dreams into business reality. If you're willing to ask "What if?" We may just ask you "Why Not?"
Community Futures - It Takes Money to Start, Buy or Grow a Business
Small Business BC training


text:
Their Angels is working with its volunteers to make lap blankets for our Veterans and current service members. Please see the flyer attached below to see how you can help. Your assistance is greatly appreciated, thank you for your support!!!
A "Thank You" from Their Angels
Their Angels is an organization that is run wholly on the time and contributions of its volunteer membership. As the holiday season approaches Their Angels has been busy serving the needs of troops around the world and families in and around our communities: more to come about all of this in the next quarterly newsletter.
Until then, enjoy this article, which you can also find on our facebook page, about how 2011 saw volunteerism at its height since 2005 (article text provided by clicking "read more" below). We salute your contributions of time and resources to Their Angels and thank you for your continued support.
Greetings Angels,
Their Angels is proud to present this years Military Apprecation Month celebration! It will take place on our regularly scheduled packing date in May. Please see the flyer posted below and if you have further questions feel free to use the "Contact Us" page in the toolbar above. Thank you for supporting Their Angels and our troops!
Their Angels and friends,
Join Their Angels as they celebrate Military Appreciation month with a program on Saturday, May 5, 2012. Below is an attached flyer and for more information you can visit their website by clicking here.
Thank you for supporting Their Angels!
Their Angels has updated their website! As we gather our information from the old website we will continue to update you with the latest Their Angels information.
We hope you enjoy the new website and stay tuned!
- Their Angels Board of Directors
March 2015
February 2013


text:
Consumer Banking
Banking should be on your terms. We provides options to allow you to choose how you want to bank. Take a look at our products and services and select the ones that meet your financial needs. Then meet with one of our bankers to get started.
You want options. We have choices.
At Community Bank, we offer a variety of checking and savings options to allow you to choose how you want to bank. With all Consumer accounts, you can add Online Banking, Bill Payment and a Debit/ATM Card. If you're age 50 or better, check out our special Primetimers Club.
EMV Debit Card
Enjoy the Convenience of One Card
One card does it all when you use the Community EMV Debit Card that has the power of Visa®. You can use it just like a check by presenting it at the time of purchase. The amount is deducted automatically from your checking account. Typically you will receive a receipt for record keeping, and each transaction is detailed on your monthly checking account statement. You can also use your Community Bank EMV Debit Card at an ATM for quick access to cash.
Cards Options
You have three options to choose from when selecting a card with Community Bank:
Talk to a Personal Banker to learn more about which card will be best for you.
Using Your EMV Debit Card at Merchant Locations
You can use your debit card in two ways.
If the retailer has a chip-enabled terminal, simply insert your chip card face up in the terminal. The chip card will remain in the terminal while the transaction is processed. To authorize your transaction, just follow the prompts as you do today.
You'll be prompted to enter your PIN or to provide a signature as you normally would to verify the transaction. Your card is available to be removed from the terminal once the transaction is completed.
If the retailer does not have a chip-enabled terminal, swipe your card through the merchant terminal and enter your PIN, just as you do at an ATM.
Read About Our EMV Visa Debit Cards
Tips for Using Your Cards Responsibly
Upon receiving your new card, you will be required to activate the card. You can do this by calling the number listed on the card or making a withdrawal at an ATM. Your card and PIN number will be mailed to you in separate mailings. Before you use your card, be aware of these facts:
To Report a Lost or Stolen Check Card
Please advise us immediately if your card is lost or stolen. This is the best way to protect the funds in your account.
Savings & Certificates of Deposit
It's often difficult to achieve a financial dream when so many everyday expenses seem to take priority. Let our team help make saving easy. Our savings accounts and certificates of deposit have low minimum balance requirement to make savings and earning more on your money.
Certificates of Deposit
Retirement Planning
When it comes to financial security in retirement, planning is where it all begins. We can help you set up a retirement account that will help you prepare for that fun and exciting retirement you've been dreaming of. If you're already retired our bankers can assist you with a plan that keeps your money working hard for you.
It is never too early to start thinking about your Retirement. Many individuals rely solely on Social Security and employer-sponsored retirement plans to provide retirement income, but many times this provides inadequate income during retirement. At Community Bank, we offer a variety of services to help you save money for the future and help you plan successfully for your retirement.
An Individual Retirement Account, commonly called an IRA, is a personal savings plan which allows you to set aside money for retirement, while offering you tax advantages. At Community Bank we offer a variety of IRA accounts including the following:
Traditional IRA - A Traditional IRA is an account set up to save for retirement that offers special tax advantages. These include tax deductions on contributions if eligible, tax-deferred earnings, and additional tax credit for qualifying individuals.
Roth IRA - A Roth IRA is an account set up to save for retirement that offers special tax advantages that differ from a Traditional IRA. A Roth IRA does not offer a tax deduction for contributions made to the account but offers tax-exempt earnings for qualified distributions. It also offers tax-deferred earnings and an additional tax credit for qualifying individuals.
SEP - Simplified Employee Pension is a Traditional IRA set up by an employer for an employee. Only the employer can make contributions to the IRA and the employee is 100% vested in the account which means they have full ownership of the money.
SIMPLE - A Savings Incentive Match Plan for Employees allows employers to contribute to a traditional IRA for their employees. This account is ideal for small employers who want to start a retirement savings plan for their employees. Employers cannot have any other retirement plan and must contribute to the plan each year. Employees may also elect to contribute and are always 100% vested in the account.
Coverdell Education Savings Account - A Coverdell Education Savings Account is an account created as an incentive to help parents and students save for educational expenses. Contributions are not tax deductible but grow tax free until distributed. The beneficiary (someone under the age of 18) will not owe tax on the distributions if they are less than their qualified education expenses at an eligible institution such as a qualified higher education, elementary, or secondary education.
Transfers and Rollovers - If you are changing jobs, retiring or you would simply like to move your current IRA from another account to Community Bank, we can assist you with the transfer or rollover of your retirement dollars into an IRA.
Regardless of the type of IRA that you are interested in, Community Bank offers a variety of account options.
Mortgage Services
With all the different choices available, getting your mortgage with Community Bank makes good sense. Whether you are buying or building a new home, buying your lot or refinancing your existing mortgage, we can help. We offer experienced, local lenders, as well as local processing; underwriting and closing functions. Answers to your questions are just a phone call away.
Home Mortgages
Getting started is easier than you think.
During the application process, your mortgage lender will review program options to help you decide what program best fits your needs.
MHFA (Minnesota Housing Finance Agency)
Home Equity / Second Mortgage
Put Your Equity to Work for You!
Did you know that the equity in your home may be an inexpensive source of credit? It has the potential to fund financial goals for you and your family.
Borrowing against the equity in your home offers two major benefits:
Debt consolidation is just one of the many uses for your home's equity. The low interest rate, coupled with any tax break, can make it possibly the least expensive borrowing option available. You may be able to consolidate your higher-interest debts into one, lower monthly payment.
In addition, you may want to consider borrowing against your equity to fund such goals as:
There are two simple ways to get at the money built up in your home:
Home Equity Loan
Sometimes called a second mortgage, a home equity loan allows you to borrow a lump sum to be paid back in monthly installments over a specified periods. This loan option is best for major purchases or one-time expenses, such as a home remodeling project. Most home equity loans have a fixed interest rate for the term of the loan.
Home Equity Line of Credit
Rather than receiving a lump sum, this option lets you borrow against a given credit line as you need it. You can access your money by writing checks linked to the account. This option is good for expenses that are paid in installments, such as college tuition. Interest accrues only on the amount you actually use. Home equity lines of credit offer a fixed rate with a minimum monthly payment based on the outstanding balance.
Whether you should apply for a home equity loan or line of credit will depend on your personal circumstances. Contact one of our loan specialists today to learn you options so you can get on the road to reaching your goals.
Personal Loans
We have the money you need for the life you lead. A variety of personal loans are available based on your specific financial situation. We've helped your friends and neighbors with their financing needs. Put us to work for you.
Auto Loans
Certificate of Deposit Secured Loans
Overdraft Line of Credit
Credit Cards
Choosing the right credit card is easier than ever. No matter which card you choose, you'll enjoy important features like:
Visa Platinum Card
Save on interest with an extended introductory rate and pay down other credit card balances faster.
Apply NowLearn more about the Visa Platinum Card
Visa Bonus Rewards Card
Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back* after your first purchase.
Apply Now Learn more about the Visa Bonus Rewards Card
Visa Bonus Rewards Plus Card
Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back* after your first purchase - all with a low annual fee.
Apply Now Learn more about the Visa Bonus Rewards Plus Card
Cash Rewards American Express Card
Earn cash back* every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back* after your first purchase.
Apply Now Learn more about the Cash Rewards American Express Card
Travel Rewards American Express Card
Earn great rewards faster with 3x reward earnings on airline net purchases and 2x rewards earnings on restaurant and hotel net purchases and 1x reward earnings on all other eligible net purchases, plus get $75 cash back* after your first purchase.
Apply Now Learn more about the Travel Rewards American Express Card
Visa Secured Card
Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.
Apply Now Learn more about the Visa Secured Card
*Rewards points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
**Late payments and going over credit limit may damage your credit history
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service.
For more information about any the Credit Cards, contact a banker at any Community Bank location.


text:
This text is part of:
Table of Contents:
Battle of Bull Run .
chapter 3
Doc . 4 .- N. Y. Tribune narrative.
chapter 7
chapter 10
chapter 13
Doc . 59 : a Virginian who is not a traitor: response of Lieut. Mayo , U. S. N. , to the proclamation of Gov. Letcher .
chapter 69
Doc . 65 -speech of Galusha A. Grow , on taking the Chair of the House of Representatives of the United States , July 4 .
chapter 114
chapter 122
chapter 146
Doc . 135 .- Virginia ordinance, prohibiting citizens of Virginia from holding office under the United States , passed July , 1861 .
chapter 197
[186] in such cases the duty, "to provide for calling forth the militia to execute the laws of the Union, suppress insurrections, and repel invasions." The entire force has therefore now been "called into the actual service of the United States," and, by the very words of the Constitution, is under the direction of the President as commander-in-chief. He is to use them and to exercise, and to authorize others to exercise, all power in their use necessary to attain the end in view, the suppression of the rebellion. The power given him is strictly a military one. It is given because, in such a case as Congress by their legislation assume, a state of quasi war exists between the Government and the rebels. Not only the safety but the very existence of the Government depends on the result. The rebellion must be suppressed, or the integrity of the Government suspended, impaired, or destroyed. In such a case it is evident that "the public safety" requires the use of every legitimate means necessary to accomplish the end, the extinction of the rebellion, that are expressly or impliedly delegated to the President by Congress. Believing that instances might occur in Maryland or elsewhere where the purpose might be endangered if the civil proceeding by habeas corpus was suffered uninterruptedly to prevail, the President authorized the commanding officer for the time being, through the commander-in-chief, to disregard it, if in his judgement the public safety demanded it, and to vouch him for his authority. This step was taken with no view to oppress the citizen, or illegally interfere with the ordinary course of civil justice, but solely from a conviction that it was indispensable to the public safety, so clearly involved in the suppression of the rebellion. As no general dispensation of the writ was deemed necessary, but merely in certain cases of which the officer in command was, in the first instance, necessarily to judge, no notice was given that the writ would be suspended. Such a notice would have been out of place where the design was to suspend it in particular cases only, whose special circumstances could not in advance be known, and of course could not be stated in a notice. Under this authority, delegated to Gen. Cadwalader, a case occurred — that of John Merryman, of Maryland--in which that officer refused to obey such a writ issued by the Chief-Justice of the United States. That high officer has since filed his opinion, and has, it is said, caused a copy of the same, with all the proceedings, to be transmitted to the President, with whom, to use the words of the Chief-Justice, it will "remain," in fulfilment of his constitutional obligations, to "take care that the laws be faithfully executed," to "determine what means he will take to cause the civil process of the United States to be respected and enforced." In this opinion the Chief-Justice decides that "the President, under the Constitution and laws of the United States, cannot suspend the privilege of the writ of habeas corpus, nor authorize any military officer to do so." Since the publication of this opinion the author of this paper has reviewed the subject, and availed himself of all the light furnished by the Chief-Justice. His original impression, however, that the President's conduct was perfectly constitutional, has but been confirmed. It is the purpose of this paper to state the reasons for this impression. This it is supposed is justified by the nature of the subject and the elevated character of both the high functionaries more immediately concerned. The duty devolved on the President by the obligation to take care that the laws "be faithfully executed," and to use with that view the means furnished by the acts of Congress before referred to, is clearly and exclusively devolved upon him alone. Of its character and extent he is consequently to decide for himself, subject only to his responsibility to the people and to Congress. If, contrary to his own judgment, he abandons that judgment and suffers hmiself to be governed by the judgment of any coordinate authority of the Government, he would be false to his duty, and do any thing but fulfil "his constitutional obligation" to "take care that the laws be faithfully executed." For this principle there is the high authority of a former distinguished President, Gen. Jackson. When, in July, 1832, it was urged upon him that a measure submitted for his action as President was conclusively settled to be constitutional by an opinion, not of a single judge of the Supreme Court, but of the entire Court, he held that that "ought not to control the co-ordinate authorities of the Government;" that "Congress, the Executive, and the Court must each for itself be guided by its own opinion of the Constitution. Each public officer who takes an oath to support the Constitution swears that he will support it as he understands it, and not as it is understood by others. It is as much the duty of the House of Representatives, of the Senate, and of the President to decide upon the constitutionality of any bill or resolution which may be presented to them for passage or approval, as it is of the Supreme Judges, when it may be brought before them for judicial decision." The correctness of this doctrine, as applied to any constitutional power vested in either of the three branches of the Government for its separate action, has never been seriously questioned. To hold otherwise would be to attach superiority to one over the rest. Each being coordinate and clothed with its respective powers, each must judge for itself what those powers are, and act accordingly, not in subordination to, but independently of, the others. The power, then, which the President exercises in such a case is clearly conferred upon him, and on him alone, as President. It is made so by the Constitution and laws, and he is therefore the sole judge of its nature and limits. What, then, is the law? First. The writ of habeas corpus, except as
This work is licensed under a Creative Commons Attribution-ShareAlike 3.0 United States License.
An XML version of this text is available for download, with the additional restriction that you offer Perseus any modifications you make. Perseus provides credit for all accepted changes, storing new additions in a versioning system.


text:
Configuring hibernate cache
Recommended by 1 users
The hibernate cache container is a key element of your configuration because it handles the data tier which is the backend of every application. As you probably know, JBoss uses hibernate as default JPA provider, so the concepts described in this chapter apply both for hibernate applications (configured to run on JBoss AS) and for JPA-based
Hibernate caches are conceptually different from the session-based caches because they are based on a different assumption, that is you have a permanent storage for your data (the database files), so it's not necessary to replicate or distribute copies of the Entities across the cluster in order to achieve high availability. You just need to inform your nodes when data has been modified, so it needs to be invalidated.
If a cache is configured for invalidation rather than replication, every time data is changed in a cache, other caches in the cluster receive a message informing them that their data is now stale and should be evicted from memory.
The benefit of this is twofold: network traffic is minimized as invalidation messages are very small compared to replicating updated data, and also that other caches in the cluster look up modified data in a lazy manner, only when needed.
Now let's see in practice how the mechanism works: whenever an new entity or collection is read from database, it's only cached locally in order to reduce intra-cluster traffic:
<cache-container name="hibernate" default-cache="local-query">
<local-cache name="local-query">
<eviction strategy="LRU" max-entries="10000″/>
<expiration max-idle="100000″/>
The local-query cache is configured by default to store up to 10000 entries in a LRU vector. Each entry will be evicted from the cache automatically if it has been idle for 100 seconds.
Once that a cache entity is updated, your cache will send a message to other members of the cluster telling them that the entity has been modified. Here, the invalidationcache comes into play:
<invalidation-cache mode="SYNC" name="entity">
<eviction strategy="LRU" max-entries="10000″/>
<expiration max-idle="100000″/>
By default invalidation uses the same eviction and expiration settings as for local query caching, that is, the maximum number of entries are 10,000 and the idle time before expiration is 100 seconds.
The invalidation too can be synchronous (SYNC) or asynchronous (ASYNC), and just as in the case of replication, synchronous invalidation blocks until all caches in the cluster receive invalidation messages and have evicted stale data while asynchronous invalidation works in a fire-and-forget mode, where invalidation messages are
broadcast but doesn't block and wait for responses.
By default, entities and collections are configured to use READ_COMMITTED as cache isolation level. It would, however, make sense to configure REPEATABLE_READ if the application evicts/clears entities from the hibernate session and then expects to repeatedly re-read them in the same transaction. If you really need to use REPEATABLE_READ, you can simply configure entities or collections to use "entityrepeatable"
<invalidation-cache mode="SYNC" name="entity">
. . . . . . .
<locking isolation="REPEATABLE_READ"/>
The last piece of code contained in the Infinispan subsystems concerns with the timestamp cache. The timestamp cache keeps track of the last update timestamp for each table (this timestamp is updated for any table modification).
This cache is strictly connected with the query cache, which is used to store the result set of a query made against the database. We will discuss more about query cache in the section named "Entity clustering"; however in short, if the query cache is enabled, any time a query is issued, the query cache is checked before issuing for a query. If the
timestamp of the last update on a table is greater than the time the query results were cached, then the entry is removed and the lookup is a miss.
<replicated-cache mode="ASYNC" name="timestamps">
<eviction strategy="NONE"/>
By default, timestamps cache is configured with asynchronous replication as clustering mode. Local or invalidated cluster modes are not allowed, since all cluster nodes must store all timestamps. As a result, no eviction/expiration is allowed for timestamp caches either.
Using replication for hibernate cache
There are situations when you could desire to replicate your entity cache across other cluster nodes, instead of using local caches and invalidation. This can be true when the following conditions are met:
- Queries executed are quite expensive.
- Queries are likely to be repeated in different cluster nodes.
- Queries are unlikely to be invalidated out of the cache (Hibernate must invalidate query results from the cache any time any instance of one of the entity classes involved in the query's WHERE clause changes.)
In order to switch to a replicated cache, you have to configure your default-cache attribute as follows:
<cache-container name="hibernate" default-cache="replicated-cache">
. . . . .
Advanced Infinispan configuration
Infinispan has, however, wealth of options available to further customize your cache. In this section, we will discuss customizing the thread configuration and the default transport configuration.
Configuring Infinispan threads Just as for the JGroups transport, you can externalize your Infinispan thread
configuration, moving it into the thread pool subsystem. The following thread pools can be configured on a cache-container basis:
Customizing the thread pool can be advantageous in some cases, for example, if you plan to apply a cache replication algorithm, then it could be worthy to choose the number of threads used for replicating data. In the following example, we are externalizing the thread pools of the web's cache-container by defining up to twentyfive threads for transporting data across other nodes and five threads for replicating data.
<subsystem xmlns="urn:jboss:domain:infinispan:1.0″ default-cachecontainer="
<cache-container name="web" default-cache="repl" listenerexecutor="
infinispan-listener" eviction-executor="infinispaneviction"
<transport executor="infinispan-transport"/>
. . . . . . .
<subsystem xmlns="urn:jboss:domain:threads:1.0″>
<thread-factory name="infinispan-factory" priority="1″/>
<bounded-queue-thread-pool name="infinispan-transport"/>
<core-threads count="1″/>
<queue-length count="100000″/>
<max-threads count="25″/>
<thread-factory name="infinispan-factory"/>
<bounded-queue-thread-pool name="infinispan-listener"/>
<core-threads count="1″/>
<queue-length count="100000″/>
<max-threads count="1″/>
<thread-factory name="infinispan-factory"/>
<scheduled-thread-pool name="infinispan-eviction"/>
<max-threads count="1″/>
<thread-factory name="infinispan-factory"/>
<scheduled-thread-pool name="infinispan-repl-queue"/>
<max-threads count="5″/>
<thread-factory name="infinispan-factory"/>
Configuring Infinispan transport
The Infinispan subsystem uses the JGroups subsystem to provide the foundation for the network transport of cache data. By default, cache containers use the default-stack, which is defined into the JGroups subsystem.
<subsystem xmlns="urn:jboss:domain:jgroups:1.0″ default-stack="udp">
You can, however, choose a different transport for each cache container, for example, if you wanted to use TCP as transport for the web cache container:
<cache-container name="web" default-cache="repl">
<transport stack="tcp"/>
The default UDP transport is usually suitable for large clusters or if you are using replication or invalidation as it minimizes opening too many sockets.
The TCP stack performs better for smaller clusters, in particular, if you are using a distribution, as TCP is more efficient as a point-to-point protocol.


text:
Special Offer for Philly.com Readers / Get The Philadelphia Inquirer and Daily News
Special Offer for Philly.com Readers
We're at Your Service, 24/7
Managing your subscription is now easier than ever. Introducing Subscriber Concierge, your new online destination to manage your subscriptions – quickly, easily, and at your convenience. Always at your service, this is the future of customer care.
|Click to Manage
Inquirer Subscription
|Click to Manage
Daily News Subscription


text:
Highlights: red tissue in toilet after I pee; HORRIBLE pain; ER said I have a slight bladder infection & blew off my pain; trouble emptying bladder; urge to pee; almost 29wks pregnant
The night before last, I went to the ER cause I was in extreme pain. I called a Nurse's helpline & they said it sounded like a servre bladder infection and to go to the hospital right away. Once I finally saw a dr after giving an urine sample (which there was barely any of cause I started havin problems peeing), he said I have a slight infection and made it sound like I was faking how much pain I was in. I have a very high tolerance for pain; I've broken bones & gone 3 days before goin to the hospital cause I always think I can deal with it. I was seriously trying not to scream cause I was in so much pain. Anyways, he gave me a prescribtion & told me to take tylenol when I got home. I took my first dose of both at around 9, then around 11, I was in HORRIBLE pain. I was crying without tears cause I was in so much pain. That's when I noticed that when I went pee,Istill didn't pee a lot but there were red tissue like things in the toilet. I have no idea what they were cause kidney stone are supposed to be hard, right? I had 3 potty trips like this in about half an hour then on the 4th I was so ready for the pain but nothing. I kinda felt like I was still a lil blocked, like there might be more tissue but nothing. Yesterday was fine. This morning I woke up feeling the same way I did the other day. Twice I've gone to the bathroom & seen one or two of those tissue things after I pee. I'm goin to the doctor today cause the ER told me to but I wanted to know if any of you have had this happen. Do you know what it might be?


text:
|1 Timothy 2:5
Display Chapter and Footnotes
5 For there is one God, and one mediator between God and men, Christ Jesus, himself [having been] human, [So praying to Mary or supposed saints directly conflicts with scripture; it denies the preeminence of Christ Jesus as the one-and-only mediator between God and man, and it is an abomination. From the Word of Lord within: "they bow to saints that they themselves have created; they bless their own ways. The men in the sects decide who are saints, and then they pray to them as though they are Gods." This is just an imitation of the practice of the Roman Senate, to designate emperors as Gods: Julius Caesar, Augustus, etc.]


text:
Roy Hodgson's England difficult to beat but even harder to love
The manager is bristling at criticism of his side's performance in Kiev but they have beaten only the whipping boys of group H
Even now, Roy Hodgson seems surprised that his delight at a solid, if uninspiring, England performance away from home might not be shared universally. Even now, with their World Cup qualification prospects still in the balance, he seems to be taken aback by questions that imply less than total confidence in his team.
On Tuesday night, at the post-match debrief for newspaper reporters, Hodgson was not happy. He was happy with England's performance, happy with the 0-0 draw against Ukraine that took them a small step closer to Brazil next summer, but far from happy with the suggestion that others, including Gary Lineker and several of his inquisitors, remained concerned.
"I'm surprised," Hodgson said when told that Lineker had called England's display woeful. "I'm surprised…


text:
The book is part of the 33 1/3 series, a collection of volumes about or inspired by classic albums. The author is Youngstown native Daphne Carr, who lives in Brooklyn and edits Da Capo's Best Music Writing series.
"This is the story of the depraved, no-future land called the American Midwest in the 1980s, and of a boy who rose from a dismal town (population 2,300) to become one of the biggest selling musicians of the 1990s," says Amazon's statement. "Daphne Carr's book will fill in the background of Trent Reznor's early years in Mercer, Pennsylvania."
Um, where?
Cleveland City Hall still doesn't have a portrait of former mayor Dennis Kucinich, as Plain Dealer political columnist Mark Naymik pointed out earlier this month. In response to the news, Cleveland Heights native Yotam Zohar sent Kucinich a letter, offering to take over the commission, free of charge, from Akron artist Matthew Hunt, who's had the assignment for years.
"I have been a great supporter of your ideas since even before I could vote," wrote Zohar. "If it would please the committee responsible for the commission of this work, I would happily complete the portrait within a matter of months, asking in return only that my work be remembered as a testament to my support of your leadership and passion for upholding what is right in the human spirit.
"The history of American painting deserves without question to have your memory captured and preserved on canvas. Let's get this done! Mr. Hunt's fee could be put to better use enriching the Cleveland community, and somewhere in City Hall, there is an empty wall space that deserves to hold this important documentation of an American visionary."
On Tuesday, Zohar told Scene that he hasn't heard from Kucinich.
"When you're doing this kind of thing, it's part pipe-dream," says Zohar. "But you have to be optimistic, because if not, you may as well never be optimistic." — Damian Guevara
Cuyahoga County Prosecutor Bill Mason's campaign finance reform panel has picked up a new member — Cuyahoga County Board of Elections Chair Jeff Hastings. At its inaugural meeting last Thursday, the group also discussed adding a few more members for the sake of racial diversity (former Cleveland law director Subodh Chandra was mentioned as a possible candidate). Mason, who appointed the panel, will get the final say on any new additions.
Despite public criticism over Mason's control of the panel, the prosecutor expressed his desire to fix a campaign finance system that he's benefited from in the past. The group seems intent on tackling the issue that political opponents have hung around Mason's neck: employee contributions to officeholders' campaigns.
The group's most reachable goal may be electronic filing/online disclosure of campaign finances. Their most ambitious goal is to propose a model for public funding of campaigns. Either way, the panel can only make recommendations to the future county executive and county council.
The panel is mostly made of good-government activists, some intent on lessening the influence of corporate money on elections. But panelist Don Scipione, who served as treasurer for last fall's successful Issue 6 campaign, offered a sobering take on the benefits of big-money contributions (the local business community bolstered the Issue 6 campaign).
"You get to see [the money] firsthand," Scipione told the other panelists. "It's impressive. You're happy to get it because you need it to win."
There was some discussion of holding meetings at times and places that more citizens could attend, but Mason announced that he'd already determined that the next meeting would be at 9 a.m. Thursday, April 1, on the first floor of the Justice Center. — Damian Guevara
"This shows that young people in the city can do amazing things," said Jackson before introducing Scenarios USA founder Jill Paulsen, who spoke briefly about the organization's interest in "motivating youth."
New York-based writer-director Malcolm D. Lee (Roll Bounce, Undercover Brother) will direct Williams' script. He talked about his Cleveland connections (his uncle was a CSU professor) and joked, "I am not here to try to poach LeBron James."
Lee said Williams' 15-page short story, Life's Poison, about a troubled boy named Eliyah, is "poetic, cinematic and dramatic," and called it "an extraordinary piece of work." He added, "It's a story that I can't wait to start collaborating on."
Lee and Williams have already spent a weekend scouting locations, and filming is slated to begin in May. Williams, who describes herself as a "regular teen who wanted to make a difference," will devote the next month to turning her story into a screenplay. Scenarios organizers hope to screen the short film at next year's Cleveland International Film Festival. — Jeff Niesel
Without the backing of a major studio, he directed, produced and shot The Elephant in the Living Room. A sometimes-harrowing look at exotic animals and the people who own them, it focuses primarily on the relationship between Dayton-based Outreach for Animals director Tim Harrison and locally based lion owner Terry Brumfield. Harrison wants Brumfield to give his lions up for adoption so they don't have to live in cages. Brumfield is attached to the creatures and doesn't want to let them go. And while Brumfield's treatment borders on abuse, he clearly does love the lions and has a strong bond with both the parents and their cubs, which he takes on trips to the local convenience store.
"I think both of the characters were complex and not one-dimensional," says Webber. "The lion owner was very honest about not knowing if he was doing the right thing. Tim Harrison was honest too. I liked exploring those areas in those two characters. You see the complexity of the people and the issue."
In fact, Webber has been criticized for not taking a clear stand against exotic animal owners. Though it features plenty of news reports about the havoc these animals can wreak when they get loose or turn on their owners, his film offers a balanced view. You certainly won't mistake Michael Webber for Michael Moore.
"I want to let the film speak for itself," he says when asked about his personal opinion on exotic pet ownership. "I was not interested in telling people what to think. In the end, they can make up their own mind. There's no narration. I wanted to explore both sides. When I started the film, it wasn't an agenda film. My point is that I was more interested in asking questions than answering them. The people in the film have agendas, but I stay out of it and follow their stories. The stories would end where they end."
The film has been making its way around the festival circuit, including the Cleveland International Film Festival. It screens on Friday, March 26; Saturday, March 27; and Sunday, March 28; see the web site for details. Webber will attend a film forum after the Saturday screening. — Jeff Niesel
Plain Dealer union members were prepared to protest at the Cuyahoga County Courthouse last week if Cuyahoga County Common Pleas Judge Shirley Strickland Saffold made good on her threat to arrest PD reporter Gabriel Baird for not immediately divulging the source of leaked documents from the case of alleged serial killer Anthony Sowell.
Before Judge Timothy J. McGinty identified himself as the source, PD management allowed employees to leave work to support Baird at a Wednesday, March 17 hearing. A dozen of them, most reporters, appeared in court. Had Baird been arrested, they had 50 signs that read "Don't shackle the press" ready for a protest outside the courthouse.
"There was a lot of concern," says PD Newspaper Guild Chair Harlan Spector. "Reporters and editors wanted to back Gabe up. It's a free press issue. The Guild has a strong position on that. It's fundamental to democracy that a reporter be able to do his job without being thrown in the clink." — D.X. Ferris
Last year, L.A.-based filmmaker and make-up artist Frank Ippolito came to town to hustle up recruits to attend the screening of his two shorts, Teller 1 and Teller 2, which showed at the Cleveland International Film Festival. This year, the Cleveland native is at is again, this time to promote Dracula's Daughters vs. the Space Brains, a six-minute film that stars Neil Patrick Harris as a space-alien victim who has a run-in with a pair of vampire sisters (Aprella and Erica Taylor).
Ippolito says he was first drawn to the world of makeup when he was 10 and saw a documentary about the making of Michael Jackson's "Thriller" video. He made a mask in his basement, and things snowballed from there. He made up actors at Geauga Lake's Halloween events for five seasons before moving to L.A. in 2000 to be a mold maker at a toy company. That company went under, but he landed a gig on the 2002 fantasy flick Reign of Fire, and that led to jobs on Scary Movie 2, Pirates of the Caribbean and Buffy the Vampire Slayer.
Casting Harris, whom he knew through the magician Teller (the subject of the Teller shorts), wasn't difficult. "He likes quirky things," says Ippolito. "Most of the stuff I see him do is a little weird, so he thought it was cool. It wasn't a struggle to get him to say yes."
Dracula's Daughters screens at 11:30 p.m. Friday, March 19, during the midnight shorts program at Tower City Cinemas. Ippolito will be on hand. "It's always neat coming home and being able to hold a premiere at a hometown festival," he says. "When we made it, the first thing I did was check to see what the deadlines were for Cleveland. We just finished it a couple of weeks ago." Find more info about his films at ddvsb.com. — Jeff Niesel
Subscribe now to get the latest news delivered right to your inbox.


text:
Would you like to save as your currency permanently or for this visit only?
We liked the location for seeing chateaux, the garden restaurant, the beautifully decorated bedroom, the wonderful bathroom and the comfortable pilows and bed. The food was wonderful, although the breakfast buffet was more limited that in the other hotels we stayed in. Unfortunately, something happened with our reservation.I had the booking.com confirmation I received for the night of Sept.1st, but the Auberge du Centre had a booking confirmation for that night and the night before when we were still in Roissy and attending a wedding.The woman at the desk was very upset about this and she spent at least twenty minutes talking to me about it.There was little I could do but explain my end of the reservation(in French, I might add) and feel more and more upset as she went on.I felt sorry that a mistake had happened and for her loss of income.This problem took the joy out of what should have been a very pleasant experience.I never received any confirmation other than for Sept.1st for this hotel from you.
Very pleasent service. Room very nicely decorated, elegant and stylish, but not too heavy, creating a cosy atmosphere. Quiet. Excellent restaurant, aperitif offered by the hotel in a comfortable common space/bar.
Excellent food. Pleasant grounds. Comparatively expensive. Fixed menu only on evening of our visit.
Clean, wooden floors, good food deals for children. Helpful staff and a place to store bicycles
Reasonable price, clean, Long way from Blois, no other restaurants in the area without driving
We have stayed at several Campaniles over the years, and have generaly been happy with it, we enjoy the restaurants, but think the room need some improvment.
The setting was ok Bedrooms were only basic. Needed a lot of upgrades. Hotel was quite old. Not value for mone.
The hotel was good value for money. I wouldn't want to stay for any great length of time but it was good for an overnight stop.
Very good location, if you travel by car.
Our room was on the ground floor and the only way to get fresh air was to open a door to the car park, which left us feeling vulnerable. A noisy coach party arrived at 11:30 pm which woke us up.
Good for one night stay on the way to final destination. Quiet environment. Close to highway. Friendly and helpful staff Old facilities, need some improvement, especially the bathroom. No air conditioning. A bit far from the city center of Blois.
Far from gorgeous but well facilitated for family with small children. Friendly staffs. Casual restaurant. Easy free parking. No elevator. No mini bar (but a vending machine near lobby).
I liked the price and the location. The bathroom carrelage was really dirty, I told them about it then I thought they would clean it next day.They did not.Rooms were a litle too hot,no fans or air conditioning.
Very very good price of the hotel, and the service is good. The staff is very friendly. we arrived late at night at 10pm and the guy was still waiting for us. compare with what i paid there is nothing i should complain about this hotel. It is definatly worth the money!!
the friendly and helpful manager (Gil) and his staff, and the privacy I always had the lack of a bath and a fridge, but these are very minor points
Quiet Lack of restaurant; only pizzeria close by.
It's all it should be for the money you pay
Standard room at decent price. Room & shower weren't too clean.
Very good and excellent cuisine. none
Very attractive buildings set in pleasant countryside close to Cheverny. Our room (in the Vestry annexe) was new and very well appointed and had air conditioning. Restaurant was excellent, though with no choice of menu. Good wines. Attentive service. Price was at the high end for this hotel.
We wanted to be in a central location to visit a variety of chateaus and cathedrals and this was convenient and had free parking. Our room was quite distance from the chateau in a converted farm outbuilding. Very cramped and very poor ventilation. Entry drive in very poor shape.
A very pleasant and convenient base to explore the Loire valley. Carrying luggage up a spiral staircase to the top floor, limited choice evening meal.
Friendly staff, nice location and good food
The grounds were lovley but the rooms were small Rooms were very basic
Welcoming and helpful staff; peaceful surroundings, pool
The dinner was high quality (fixed price menus available at 30, 40 euros). Quiet rural location, near several major chateaux. Large bedroom. A bit expensive for its quality. A bit old fashioned in decor/style of rooms. (But all functioned ok). Free wifi only offered in common parts, and at restricted times, although nearby bedrooms could get just the signal. No /ac (although not needed on our visit).
The surroundings were very pleasant and easy to walk around. The hotel has easy access to Blois
Very well sited for the Loire Chateaux. Good family run hotel with excellent restaurant and service. Would have been nice to have a shower screen on the bath. Not too warm when we were there in September, but in summer months the rooms lacking aircon might be an issue.
A lovely atmosphere, created by the location and the excellent staff. The location was ideal for visiting several chateau. The immediate location, set among fields, with a pond near the main entrance, was a delight.
The hotel is very pretty and quiet location. Restaurant was also good. Room was nice, clean and comfortable.
A very pleasant environment and an excellent location from which to explore the Loire Valley; friendly staff Unimaginative breakfast, limited choice.
Excellent staff, great resturant, good breakfast
We loved this hotel, clean, modern, friendly. Near chambord so not around the hotel but it was quiet and really nice.
Very nice people. A bit difficult speaking English, but enough to get by. The hotel was very modern, and one of the nicest we stayed in during our trip!
Surprisingly chic inside the hotel. Outside it looked pretty ordinary and uninspiring. We didn't eat in the hotel but this is the major attraction. Good location for the Chateau at Chambord and Blois. Would return if we are ever in that location again.
Friendliness of staff no
Very good standard of accomodation, great atmosphere and excellent restaurant.
Location - near Chambord; Quietness of the hotel. Excellent breakfast.
The hotel is excellent, the staff is friendly, the rooms are very nice and the food is fantastic
great food for fair price at * rated michelin restauranr maybe only room 2, but combined heat/cooling system makes (even shut down) enoying noices. confort not in relation to excellence of rating of restaurant
staff welcoming..rooms light and clean...location good for what we wanted We enjoyed our stay but found the lack of tea making facilities in rooms not good for us. The food was lovely but too much and too late for us. There was no access to English news....everything in French...the access to internet poor in the rooms. Not complaints observations.
staff very attentive location on industrial park
The hotel is basic but the room was clean. Less than 10 minutes drive from the center of Blois. It was a little difficult to find in an industrial estate. A GPS would have been useful, but beware because the geographical coordinates are incorrect!
No restaurant for evening meal
exelent price, free internet, free parking, big shoping cnter very close, very closed to all maun chatou in the erea we stayd 4 nights all was perfect
It was ok, but very rundown looking, needs repairs, our shower handle was broken, carpets were stained and no elevator. For people traveling with lots of luggage, they don;t want to lug all that stuff up stairs. had a hard time getting on the internet, needs to be more detailed explanation. Also it said it was going to send the password to a mobile phone, but we are from the US and don't have phones that work in Europe so we could NOT receive the text message with the password. Luckily the reception person, let us use hers.


text:
Gen. Kevin Byrnes, whose job was to set training policies, was removed from command by Gen. Peter Schoomaker, the Army chief of staff. An Army statement gave no reason. Paul Boyce, an Army spokesman at the Pentagon, said the reason was "personal conduct."
Byrnes, 52, headed the Training and Doctrine Command at Fort Monroe in Virginia since November 2002. The command is responsible for training enlisted soldiers and officers in a wide range of areas, including ethics and proper conduct.
He ranked third in seniority among the Army's 11 four-star generals. Currently, four-star generals are the highest-ranking officers. There have been five-star generals in the past.
The Army has not decided whether Byrnes will face further punishment. Some senior officers have been demoted in rank, which can greatly reduce their retirement pay.
Harvey Perritt, a spokesman at Fort Monroe, said Byrnes was unavailable and referred questions to the Pentagon.
Bob Goldich, a defense analyst with the Congressional Research Service, said he couldn't recall the last time a four-star Army general was removed.
Other cases in the past 20 years in which officers of comparable rank were disciplined:
• Navy Adm. Richard Macke, head of Pacific Command, was fired in 1995 for saying Marines accused of raping a 12-year-old Japanese girl could have hired a prostitute. A Pentagon investigation later found that Macke had an improper relationship with a female officer and misused a government aircraft.
• Gen. Mike Dugan, Air Force chief of staff, was removed by then-Defense secretary Dick Cheney in 1990. He was removed for poor judgment after Dugan spoke to reporters about U.S. military capabilities several months before the start of the 1991 Persian Gulf War.
Lower-ranking generals have been disciplined in recent years. This year, Maj. Gen. Thomas Fiscus, the Air Force's top lawyer, was demoted to colonel, a move that cost him an estimated $900,000 in lifetime retirement pay. Fiscus was found guilty of sexual advances and improper relationships.
Byrnes was previously on the Army staff at the Pentagon. After the Iraq war began, his command made major changes in training, especially in preparing soldiers for guerrilla warfare.
Contributing: Wire reports


text:
Links Sort by: Hits | Alphabetical
Türkiye günlük burçlar aylık haftalık burç yorumlarıMore Details
|Business Consulting Greensboro
CogentAnalytics.com offers the very best consulting and advisory services for business development to get better management and profits. Visit our website for more details.More Details
|Indian Escorts in Dubai
We provide high profile Dubai Indian Escorts, Indian Escorts in Dubai, Dubai Indian Model Escorts, Dubai Indian Air-Hostess, Dubai Indian Housewife Escorts, Dubai Indian Call Girls, Indian Call Girls in Dubai. For more detail please visit our Website.More Details
|Luke Lonergan CA
Mr. Luke Lonergan is the Co-Founder of Greenplum, Inc. and serves as Chief Technology Officer and Vice President. He serves as an Advisor at AlpacaDB, Inc. Prior to Greenplum, Mr. Lonergan founded Didera in 2000 and served as its Chief Executive Officer and Chairman.More Details


text:
How to Make day into night, normal things giant, and high falls for films
Three disparate but useful indie filmmaking techniques, one video. One stop shopping just in time for the holidays. This video will teach you how to make day into night with editing, normal things giant with filming, and make actors fall from high places without hurting themselves unduly.


text:
Preheat 1-inch of oil in a deep sided skillet over medium-high heat to 360 degrees F.
Using a mandoline or sharp knife, slice plantains into 1/8-inch thick ovals on the diagonal. Carefully add plantains to the oil in batches and fry until a tap with a metal spoon sounds hollow, about 1 minute. Remove to a paper towel-lined plate. Sprinkle lightly with lime zest, lime juice and salt. Transfer to a serving plate and serve.
Recipe courtesy of Sunny Anderson, 2009
Feed a crowd this summer with easy, delicious recipes like these party sliders.
Get over 70,000 FN recipes on all your mobile devices.
Ask our bot for recipes, meal ideas and daily food trivia.


text:
- Description
Six comfortable leatherette Parson chairs complement the ivory marble table top of this dynamic dining set, which comes in both oval edge or round variants. The table is constructed of solid woods and veneer and finished in modern espresso.Includes
2 Side ChairDimensions
20"W X 27"D X 40"H (Seat Ht19 1/2", Seat Dp18")
More from this collection: Marion I
- Additional Information
Additional Information
SKU 13700738 MPN CM3866SC GTIN UPC 847289018902 Brand Furniture of America Collection Marion I Assemble Length 20 Assemble Width 27 Assemble Height 39.5 Assembly Required Yes Material Wood Finish Espresso Styles Contemporary Shipping Time 1-2 Weeks Free Shipping Yes
- Reviews
Disclaimer: Pictures displayed may include optional products not included in the price. Computer monitors often display color variations. Color swatches are shown if alternative colors are available. Please call us or email us if you have any questions!


text:
As part of our shared contribution with NUI Galway to Yeats 2015, the Abbey Theatre Minute Books website features transcriptions of the Abbey's minute books for the years when W.B. Yeats was active in the theatre's management. It begins in 1904, when he co-founded the theatre with Lady Augusta Gregory, and concludes in 1939, the year of his death.
The Abbey Theatre minute books contain notes from meetings of the theatre's Board of Directors. They offer a fascinating glimpse behind the scenes of the theatre, showing how the Abbey's managers dealt with a variety of issues, from choosing plays to determining how much to pay their actors.
In total, the Abbey Theatre and NUI Galway are making available seven minute books, comprising over one thousand, transcribed and fully searchable pages. These minute books have never before been publically available and are now being published as part of the Abbey Theatre and NUI Galway Digital Archive Partnership (2012-2015).


text:
700 Journals and 15,000,000 Readers Each Journal is getting 25,000+ ReadersThis Readership is 10 times more when compared to other Subscription Journals (Source: Google Analytics)
Goultchira Chakirova
|Goultchira Chakirova
University of Edinburgh
Dr Goultchira Chakirova received her medical degree including internship in Psychiatry in 2004 from the Novosibirsk State Medical University (NSMU) in Russia. During her studies she began her first research on the human consciousness which was acknowledged by numerous awards and nominated by the NSMU for the prestigious award from the Russian Academy of Science for young researchers. She worked as a Psychiatrist in Russia and in Zambia. This inspired her interests in cultural influences on Psychiatry. After completing her MSc in Neuroscience by Research with Distinction from the University of Edinburgh (Scotland) she continued as a PhD student at the Department of Psychiatry in the University of Edinburgh investigating orbitofrontal and cingulate morphology and their structural and functional associations in patients with schizophrenia and bipolar disorder and their unaffected relatives. She is currently a managing director of the Human Brain Research Foundation in Edinburgh, Scotland.
|Research Interest
Consciousness including altered states of consciousness.
Global Speakers in the subject
Global Experts in the subject


text:
by Staff Writers
United Nations (AFP) May 9, 2010
The UN conference on fighting the spread of nuclear weapons opened last week with Iranian President Mahmoud Ahmadinejad blasting the United States, but now comes the hard part of bridging gaps among nations.
Ahmadinejad's charges that Washington is threatening nuclear attacks and Secretary of State Hillary Clinton's sharp dismissal of these accusations as "wild" raised fears of a stalemate at the conference on the 189-nation Non-Proliferation Treaty (NPT).
The nitty-gritty began Friday, with committee kicking off after four days of opening speeches. The meeting runs until May 28 at UN headquarters in New York.
The success of the NPT is that the number of nations with the atomic bomb is still less than 10. In 1970, when the treaty went into effect, there were fears there would soon be dozens of states with the bomb.
But the NPT is in crisis, with questions about how to monitor suspicious nuclear programs in Iran and North Korea and how to get nuclear-weapon states to carry out their treaty promise to move towards disarmament.
The previous NPT review failed in 2005 to reach agreement. There is concern the same issues that torpedoed that gathering, including divisions over Iran's nuclear ambitions, could sabotage this year's event.
But Susan Burk, the US special representative for nuclear non-proliferation, told AFP on Friday that "in 2005 the conference was bogged down for two weeks over procedural issues."
The NPT review is held every five years.
This year, the conference had by last Wednesday "cleared away the last procedural item," Burk said, referring to setting up committees related to the three pillars of the NPT -- disarmament, the peaceful use of nuclear energy and fighting proliferation by monitoring national nuclear programs.
She called this "a very positive development and a first indication that this would not be like 2005 at all."
US President Barack Obama has made a concerted effort to move from his predecessor George W. Bush's tactic of confrontation to a new policy of engagement.
A series of disarmament initiatives over the past year has won the United States credibility on the non-proliferation front.
"Where the United States was part of the problem and obstructing in 2005, countries here see the Obama administration as trying to deal with nuclear problems and threats," Rebecca Johnson, a leading non-proliferation activist, told AFP.
The coming weeks will show if this carries over to concrete progress in such matters as being able to impose penalties on states, like North Korea, which withdrew from the treaty.
Specific measures have little chance of being adopted here, diplomats said.
There is even doubt the conference will be able to agree on a final document, which must be by consensus.
A major problem is the mistrust between the nuclear haves and have-nots.
The bargain of the NPT is that nuclear-weapon states work to disarm while other states forswear the bomb and get access to peaceful nuclear energy.
Iran is not alone in saying the nuclear powers are not doing enough to disarm and are meanwhile trying to cut off access to peaceful nuclear technology.
Iran is under three rounds of UN Security Council sanctions to get it to stop making potential atom bomb material but says it only seeks to use nuclear power to generate electricity.
Another stumbling block here is Egypt's insistence, backed by non-aligned states, that there be a conference on creating a nuclear weapons-free zone in the Middle East.
This would include Israel, which is not a member of the NPT and is believed to have nuclear bombs.
Israel says there must be peace in the region before setting up such a zone.
The United States is leading world powers in seeking a compromise on this issue with Egypt.
The 1995 review conference had called for working towards a Middle East nuclear weapons-free zone.
A push by Egypt to have this promise honored was a major factor in the stalemate at the 2005 review.
US officials have already begun dealing with the possibility that this year's conference will not produce a consensus document.
Burk said the United States is looking for "broad agreement on the importance of the NPT to international and regional security."
This could mean settling for less than a consensus conclusion but saying there was a victory in re-affirming the NPT and agreeing on an agenda for future work, including in such forums as the UN nuclear watchdog in Vienna, US, Russian and other officials said.
Related Links
Learn about nuclear weapons doctrine and defense at SpaceWar.com
Learn about missile defense at SpaceWar.com
All about missiles at SpaceWar.com
Learn about the Superpowers of the 21st Century at SpaceWar.com
|The content herein, unless otherwise known to be public domain, are Copyright 1995-2014 - Space Media Network. AFP, UPI and IANS news wire stories are copyright Agence France-Presse, United Press International and Indo-Asia News Service. ESA Portal Reports are copyright European Space Agency. All NASA sourced material is public domain. Additional copyrights may apply in whole or part to other bona fide parties. Advertising does not imply endorsement,agreement or approval of any opinions, statements or information provided by Space Media Network on any Web page published or hosted by Space Media Network. Privacy Statement


text:
Home | Events Calendar | Athletic Calendar | PowerSchool | PowerTeacher | Donate | Pay Tuition o
July 22
August 7
August 9
August 16
August 20
Noon Dismissal / Teacher In-Service
August 30
Small School - Big Difference!
A mustard seed is a really small seed, yet Jesus recognizes it as an example of strong faith as it grows. People may think I'm different because I choose to go to a smaller school, but if you were to sit in on a class, lunch, or a sports game, you would see a roaring difference at our school. I love The Valley because ...
601 Maple Ridge Road, Mosinee, WI 54455 (715) 693-2693 email: email@example.com
Copyright © 2016 Wisconsin Valley Lutheran High School . All Rights Reserved.


text:
Expand Messages
- QASAMUN (قَسَمٌ) = OATH(qaf, sin, mim)Hal fi dhalika qasamun li dhi hijr89:5 There surely is an oath for thinking man.هَلْ فِي ذَلِكَ قَسَمٌ لِّذِي حِجْرٍ* The "ya" in the word is removed and the letter before it is given a kasrah in accord to grammatical rules for words in the majzum grammatical state____________________________________________________________
Alahumma infa`ni bima `allamtani wa `allamni ma yanfa`uni!
OH ALLAH! Make useful for me what You taught me and teach me knowledge that will be useful to me!
______________________________ ______________________________
Please take a moment to forgive me for all mistakes and make du`a' for me if you have received anything of benefit.
DISCLAIMER: Please be aware that mistakes are possible in these emails. The translation of words will always, unless noted, be from Yusuf Ali and the transliteration is my own.
How to access the online flashcards:
go to http://www.flashcardexchange.com
login: qwotdlist@...
password: qwotdlist
To subscribe, send an email to: email@example.com
to unsubscribe, send an email to: email@example.com
Your message has been successfully submitted and would be delivered to recipients shortly.


text:
Celiac Disease: Fast Facts & Myths
According to BeyondCeliac.org, which supports consumers with celiac disease and gluten sensitivity, here are some of the most staggering facts associated with commonly asked questions about celiac disease and the gluten-free marketplace.
• It is estimated that 83 percent of Americans who have celiac disease are undiagnosed or misdiagnosed with other conditions.
• Celiac disease is a serious genetic autoimmune disease that damages the villi of the small intestine and interferes with absorption of nutrients from food.
• An estimated one in 133 Americans, or about 1 percent of the population, has celiac disease.
• Celiac disease can affect men and women of all ages and races.
• Six to 10 years is the average time a person waits to be correctly diagnosed. (Source: Daniel Leffler, MD, MS, The Celiac Center at Beth Israel Deaconness Medical Center)
• Celiac disease can lead to a number of other disorders including infertility, reduced bone density, neurological disorders, some cancers, as well as other autoimmune diseases.
• Five to 22 percent of people with celiac disease have an immediate family member (first degree relative) who also has celiac disease.
• There are no pharmaceutical treatments or cures for celiac disease.
• A 100 percent gluten-free diet is the only existing treatment for celiac disease today.
What is the Retailer's Role in Supporting Consumers Demanding Gluten-free Products?
According to Markets and Markets research, the global gluten-free products market is projected to reach $7.59 billion USD by 2020, at a CAGR of 10.4 percent from 2015 to 2020. Essentially, sales have not abated in a category that was often described as a fad; instead, it has become a trend, with one of the main reasons for this being attributed to the Americans' fascination with what's new and what's novel.
As a responsive retailer, it stands to reason that you need to have a least a small percentage of your product mix be something that's up to date and up to the minute. However, gluten free has now hung in with continued double-digit growth year after year. Novel is not enough to explain the fascination with the diet and the growth in sales. Recent research from Natural Marketing Institute (NMI) suggests that consumers really feel the gluten-free diet is better for them and the influence of family, friends and the media have been critical to the diet's longevity.
Why are Consumers Going Gluten Free?
Who are the Biggest Influencers in This Decision?
As a retailer, how do you distinguish between fact and myth in this category that holds so much emotional and physical power for those that adhere to it for non-medical reasons?
Here is a compiled a list of some myths associated with the category and thanks to the help of the Gluten-Free Associations and support groups (www.celiac.org; www.beyondgluten.com; www.celiacscene.com), you have an additional resource when considering listing new gluten-free products within your stores.
Myths or Facts
• Is Gluten Sensitivity Real?
There is very little known about non-celiac gluten sensitivity ("gluten sensitivity"). At this point in time, most experts in gluten-related disorders do believe it is a real condition. However, there may be experts with differing opinions.
We don't have a disease definition yet for gluten sensitivity, so right now it is what we call a diagnosis of exclusion.
A diagnosis of gluten sensitivity is given when people experience similar symptoms as those with celiac disease when eating gluten, but who test negative for celiac disease and wheat allergy. These individuals then undergo an elimination diet under the supervision of an expert health care team to determine if gluten is at the root of their symptoms.
People with celiac disease develop auto-antibodies to gluten and experience damage to their intestines. People with gluten sensitivity experience neither of these celiac disease markers; however, their symptoms can be quite debilitating and affect quality of life
• Do You Gain Weight Eating Gluten-containing Foods?
If you do not have celiaic disease or a gluten sensitivity, gluten is not harmful to your health and is not making you gain weight. Since so many foods now come in gluten-free versions, it's easy to think that they are a better alternative—which would be wrong. Gluten is found in many whole-grain foods that have an array of vitamins, minerals, and fiber and are vital to a healthy diet.
Research has shown, that people who eat three servings of whole grains a day are 30 percent less likely to develop type 2 diabetes. The right mix of healthy carbohydrates, like whole-grain products, is the best way to control your blood sugar and avoid diabetes—plus fiber rich foods help to keep you full throughout the day.
Whole grains are also the vehicle for many of nature's disease fighters, like phytochemicals. So when you're cutting out gluten for no real reason, you're losing many of the nutritional benefits found in foods with gluten.
• Do Gluten-free Foods Help You Lose Weight?
Weight loss comes from balanced, healthy diets—gluten free or not. When you're trying to lose weight, the key is to make conscious choices about eating whole, real foods. If you need to go gluten free, consult your doctor or a nutritionist to determine the best eating plan for your lifestyle, but in general, select more fruits, vegetables, lean meat and more naturally gluten-free grains, like brown rice or quinoa.
• Are Gluten-free Foods Better For Your Health?
Gluten-free foods aren't better for your health. Don't be fooled—gluten free doesn't automatically mean "low calorie" or "healthy." In fact, gluten-free foods are full of extra calories and sugars to make up for taste and texture when alternative products are swapped. They also tend to have less fiber than their gluten-containing counterparts. Nutrition legislation has not caught up with this category and fortification is not always evident in gluten-free foods. Unless people are careful, a gluten-free diet can lack essential nutrients since a lot of the gluten-free products tend to be low in B vitamins, calcium, iron, zinc and magnesium.
A brand champion and trend expert, Tricia Ryan has more than 15 years of progressive experience in marketing and communications with a focus on food and consumer packaged goods in the food and beverage industry. She is a principal at the Gluten-Free Agency providing strategic and communication expertise on the gluten-free market. She also leads the Gluten-Free Certification Program in its marketing efforts across North America. She has an MBA in marketing and business, and has completed her internship as a registered dietitian.