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One of my colleague has a unflawed ringlike external body part. She besides has a magnificent mane so it doesn't be given to burgeon much longest than an inch or two old her shoulders. Talking to her my direction was that the utmost fitting panache is a classical bob cut, a short time ago below the mentum. From the intensely origin my crony considered this tresses way tremendously boring, but day by bay she realized that it is not.
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Lamb prices in Atlantic Canada have remained high well into the production year. As of Aug. 25, the price offered by Nova Scotia's Northumberlamb (Northumberland Lamb Marketing Co-op Ltd.), was $10.50/kg ($4.77/lb). This compares to $9.25/kg ($4.20/lb) paid on Aug. 15 under the single desk selling program in Quebec.
Michael Isenor, Northumberlamb's general manager, credits Sobeys' commitment to buying local for increasing the demand for lamb. He believes higher prices mean less incentive for producers to ship to central Canada. "Our prices compare well with Ontario lamb, especially after accounting for shrink, trucking, and commissions."
"Typically you'd see prices fall by this time of the year," adds Jonathan Wort, Perennia sheep specialist and retired sheep farmer. "Michael has been able to match or pay more than the Quebec heavy lamb prices. That's quite an achievement." According to Wort, there is still unfulfilled demand for lamb in the region.
Isenor feels that with plenty of lamb becoming available in September, the Co-op's price will drop slightly this fall. "Prices have been a little too high to cover costs. "Going forward, the sheep industry looks like a good opportunity. Prices should be stable. There were more lambs available locally this year than last, and we are open to new producers looking to raise lambs to Northumberlamb's weight and grade specifications."

subset: commoncrawl


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HollywoodTRBrozwrote a review of Pow Gloves Shocker Glove on January 4, 2012
good gloves, warm enough for how this they are
liked the design, bought them for riding a motorcycle, which they do a pretty decent job. there very thin, and come at a prebent finger angle, which is good for gripping handlebars. However, not so warm at 60+ mph when its 30 degrees out, but they would do a good job in slightly warmer temperatures.


text: The US Department of Energy (DOE) will allocate up to $120 million for the creation of a rare earths research facility aimed at decreasing the country's dependence on rare earth elements (REEs) from China. The new research center will be called the Critical Materials Institute (CMI) and will bring together leading researchers from academia, the private sector and four DOE national laboratories. The new hub will focus on developing technologies that will enable the US to make better use of materials it has access to as well as on eliminating the need for materials that are subject to supply disruptions, according to a DOE press release. To do so, the CMI will "leverage ... existing research programs into a larger, coordinated effort designed to eliminate materials criticality as an impediment to the commercialization of clean energy technologies." The center will also address challenges across the entire lifecycle of REE materials, from enabling new sources to improving the economics of existing sources to accelerating material development and deployment. The move is partially a response to findings reported in the DOE's December 2011 Critical Materials Strategy document, which notes that supply challenges for five rare earth metals (dysprosium, terbium, europium, neodymium and yttrium) are likely to affect clean energy technology deployment in the coming years. Japan to launch REE seabed survey Japan confirmed that it will launch a survey of its Pacific seabed in the hope of finding rare earth deposits large enough to supply its high-tech industries and reduce its dependence on China, according to a report from The Japan Times. Researchers from the Japan Agency for Marine-Earth Science and Technology are scheduled to begin the probe later this month near Minamitorishima Island, which is located approximately 2,000 kilometres southeast of Tokyo.


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Doric's Hut is a small hut located south of Goblin Village, near the gate to Taverley It plays a key part in the quest Doric's Quest as well as a small, yet important, role in the quest Devious Minds. Doric the smithing dwarf lives in the hut (hence the name). There is a small wheat field next to Doric's Hut, which will occasionally form a wheat circle and transport the player to Puro-Puro.
Doric's Quest can be started by talking to Doric This quest is useful for players who want to quickly level up mining. After the quest, players can use the 2 anvils there, these anvils are currently the closest anvils to any banks in Falador.
Although access to Doric's anvils are granted by completing the quest Doric's Quest, the anvils are not recommended for use, other than for sheer convenience, as, even in free worlds, there are many anvils that are situated much closer to banks, a key example being the anvil south of Varrock west bank.
The whetstone in the hut is used in the Devious Minds quest. You will need to smith a Mithril two-handed sword down into a metal part of a bow-sword at the whetstone in the hut (which requires completion of Doric's Quest to use). Later on you will need to string the bow-sword in order to complete it, so it can be used in the quest. This is the only whetstone in the game in which the bow-sword can be smithed on.
Also, although appearing in non-member worlds, the whetstone has no use there, aside from appearance.


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From its county population in 2000 of 89834 to its current population estimate of 139257, the county has experienced a growth change of 49423.
Named for explorer Christopher Columbus, the county was created in response to a request by backcountry settlers that they be given court sessions that would be more convenient than those held in Augusta.
Of the six delegates from Georgia appointed to attend the constitutional convention in Philadelphia, Pennsylvania in 1787, two of them, William Few Jr. and Abraham Baldwin, were from Columbia County. Few and Baldwin were the only two Georgia delegates who signed to ratify the Constitution of the United States.
Points of Interest
Both the oldest Baptist church in the state, Kiokee (established in 1772), and the third oldest, Abilene (established in 1774), were founded in what became Columbia County.
There are more than thirty prehistoric sites in Columbia County. The most important, on Stallings Island, is a burial mound documenting a culture that flourished in the Archaic Period more than 4,000 years ago.
Notable Citizens
Oliver Norvell Hardy of "Laurel and Hardy" fame hailed from Columbia County. Among other notable persons from the county were: Basil Neal, who was honored for fighting heroically against the Indians and the British before, during, and after the Revolutionary War; William Few and Abraham Baldwin, who were two of Georgia's six appointees to the 1787 Constitutional Convention.
Annual Events
Thunder Over Augusta is an annual event held in celebration of Armed Forces Day.
Harlem Library
Grovetown Museum, Grovetown
Return to top of page


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Reviewed By Ruth E (Flintstone, GA) Reviewed for a 2008 Ford Escape —3/28/2011 10:11 AM
This was our first order from AutoAnything but it will not be the last! It was a great shopping experience- these seat covers fit very well, the color is great, and they look very nice. So easy to install-It took the two of us less than 30 minutes from start to finish- we are ordering the covers for the rear seats next. The company kept us informed on the order status- they even called to confirm order information and the covers arrived earlier than expected. Liked the fact that this is made in America!!


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Canadian Geographic Education's tiled maps are free, downloadable pdfs that are designed to encourage students to explore Canada piece by piece. Have your students piece together each map to gain a larger perspective of their environment.
Each tiled map comes with a one-page activity sheet providing information to teachers on the various ways this resource can be integrated in their classroom.
The following maps are available for download:


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Download NUR.KZ - Kazakhstan News apk 4.6.2 free for Android smartphone
Posted by Gen.tech in News & Magazines | Sept. 16, 2016 | 6 Comments
Apk file size: 7.5 MB
Get the latest Kazakh and world news anywhere and anytime from NUR.kz App.
From breaking news to business & economy, politics, entertainment, technology, sports and more.
Our features & benefits:
We are faster than others - at everything.
Do you have any questions or feedback on NUR.kz app? Email us at [email protected] We are always looking for suggestions on ways to serve you better and provide the best news experience for you.
Whats new
- Now you can switch off / on the sound and vibration of notifications (Settings > Manage Notifications);
- The app performance is strongly improved
Gen.tech part of our News & Magazines and have average installs from 1000000 to 5000000. Last Update Sept. 16, 2016. Google play rating is 90.6403. Current verison is 4.6.2. Actual size 7.5 MB.
Similar applications
6 Comments
Abzal Zhumagaliuly
It is good enough I think previous one was better
Yerzat Zharmukhametuly
Worst app ever Insufficient contents in Kazakh language. Shame on you
Zamzagul Kussainova
Tim Tom
Cool app! The latest Kazakh news in one app. Peace!
Mother Nature
Not installing It's not installing, says something's wrong with the package; fix it, pls
Ильдар Худайбергенов
Some political news rarely covered


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Property Assessed Clean Energy (PACE) Financing
The Great Lakes Environmental Law Center is working to support Property Assessed Clean Energy legislation
Granholm signs PACE Act
On December 15, 2010 Michigan Governor Granholm signed the Property Assessed Clean Energy Act (Act No. 270, Michigan Public Acts, 2010). Under the leadership of Representative Rebekah Warren, Washtenaw County Commissioner Jeff Irwin and support form Johnson Controls, the bill moved relatively quickly through the House and Senate. The GLELC was fortunate to have an opportunity to draft substantial portions of the bill with input from various local and national lawyers, public interest groups and municipalities.
The legislation is designed to allow property owners to pay for energy efficiency and renewable energy improvements over a number of years as a special assessment on their tax bill. One key feature is that in the event of a property transfer the payback obligation stays with the land, not the original property owner. Earlier in the year residential PACE programs were largely slowed by concerns from Fannie and Freddie Mac.
The Michigan PACE bill was changed in two significant ways to account for the concerns raised by Fannie and Freddie. First, the mortgage holder must consent to the assessment being placed on the property. Second, residential properties are not eligible for PACE programs. Commercial and industrial property are only eligible for PACE assessments in Michigan.
The PACE Act will offer a tool for building owners and municipalities to lower the cost of ownership and reduce dependence on traditional energy sources.
What is PACE?
PACE is a financing tool that allows property owners to install small-scale renewable energy systems and make energy efficiency improvements to their homes and pay back the cost of the improvements on their property tax bill.
Does PACE exist in Michigan or elsewhere?
See above for information on Michigan's PACE legislation. Nineteen states have already passed PACE legislation and fourteen additional states are considering similar bills.
How does PACE work?
- A municipality voluntarily decides to operate a PACE program and they raise funds from a bond sale or other sources.
- A homeowner voluntarily decides to make a qualifying improvement to their home, such as installing a geothermal heating system, insulation, or energy efficient windows.
- The contractor that installs the improvements is paid from the proceeds of the bond sale or other sources.
- The homeowner pays back the cost of the improvements on their property tax bill over a number of years. For example: if a homeowner invests in a geothermal heating and cooling system, they would pay back the cost over 15-20 years on their tax bill; or if a homeowner invested in insulation and new windows the payback period would be 5-10 years.
Additional features:
- The programs are designed to be cash positive to the participants; or in other words the savings from making the improvements should be greater than the payback obligation.
- If the property is sold before the cost of the improvement is paid in full, the payback obligation transfers with the property and becomes the responsibility of the new owner.
What are the benefits of PACE?
- Creates local jobs that cannot be shipped overseas
- Lowers cost of home ownership by reducing utility bills
- Decreases pollution by promoting the adoption of renewable energy and energy efficiency
- Protects homeowners from fluctuating energy costs
- Increases property value
- Reduces dependence on foreign energy sources
Fore More Information:
Property Assessed Clean Energy Legislation in Michigan, a presentation developed by GLELC Clean Energy Fellow Eric Jamison.
PACE Best Practices recommended by the Department of Energy
Requirements for a PACE program under the Michigan legislation
Endorsement Letter for HB 5640
Building Better


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Today, I was having sex with my boyfriend. When he was about to orgasm, he screamed "Yes Brittany!" at the top of his lungs. My name's not Brittany. That's his sister. FML
Im awesome
BeginnerYou have looked through 5 pages of the website. That's a start.
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I moderated this!In "Moderate the FMLs", you voted Yes on a story that was subsequently published. Well done!
Up and coming moderatorIt's nice of you to help us sort out the submissions, using FML's moderate feature.
PerfectionistEditing your comments can help you avoid embarrassment, and it might make you seem smarter.
I agree, my mouse works.200 "I agree" votes is a good start.
50 favoritesLove knows no boundaries. You've already added 50 FMLs to your favourites list!
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100 kick-ass comments100 of your comments are neither buried or moderated. Popular is your middle name!33%
JudgmentalYou have voted "You deserved it" over 100 times.35%
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By caroline - / Friday 6 February 2009 15:29 / United States
Today, I was at work as a cashier. An old lady unbagged everything I had, and angrily "taught" me how to bag. She put potatoes on her eggs and broke them. She then screamed that I was useless and retarded in front of all my other customers and manager. FML
By bdjsbskl / Friday 7 October 2011 05:55 / Canada
Today, I was supposed to get married but we had to postpone as the best man fled the country. With the marriage certificate and vendor money. Not to mention the rings. FML
By princesspuffypan - / Wednesday 5 October 2011 06:23 / South Africa
Today, I was called a pervert. On a phone sex line. FML
By Hypocrisy - / Wednesday 28 September 2011 22:16 / United States
Today, I saw what I thought was a spider. Wanting to kill it as quickly as possible, I smacked my hand against the wall with force. It was a nail. FML
By Jesus - / Tuesday 27 September 2011 02:03 / Canada


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A new impressive Fall/Winter 2014 lookbook from Lacoste was presented, with a palette of warm colors and timeless cuts and shapes. This famous brand brings us quilted bombers, parka style coats, well known knitwear, and everlasting polo shirts for the upcoming season- They also bring comfortable sweatshirts, boxy outerwear and smart accessories. Colors like navy, burgundy and green adorn a straight-forward wardrobe for every stylish man. This collection feels more contemporary than ever! They have managed it with bold, graphic, lettering on the scarves and new Lacoste branding across shirts, all made with a certain ease and finesse.
Here's a gallery of men lookbook for fall/winter 2014:
Buy LACOSTE Shoes HERE!


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Harry Seidler: Modernist DVD
Harry Seidler: Modernist is the first documentary retrospective of Harry Seidler's architectural legacy and will deliver an intimate portrait of his extraordinary life and internationally recognised work.
Harry Seidler is acclaimed as one of the greatest modernist architects. He won every architectural major prize in Australia, is represented in every major city, and was embraced internationally by the likes of Norman Foster (the London Gherkin) and Renzo Piano (Pompidou Centre, Paris).
During a career that spanned almost sixty years he worked in New York, Paris, Vienna, and Mexico and Australia. Seidler reshaped the Australian cities of Sydney, Melbourne, Brisbane and Perth, and internationally Hong Kong and Vienna, and prompted architects and artists from all over the world to look to his work as an inspiration.
Seidler typified the practice of mid-century modernism in Australia more than any other architect. From the moment he arrived in Sydney, his private homes were in demand and his uniquely stylised and innovatively engineered tower blocks came to dominate the skyline.
International buildings include the Australian Embassy in Paris and the Wohnpark Neue Donau in Vienna. 2016 marks10 years since the death of Harry Seidler and this timely documentary delivers an exhilarating retrospective of Seidler's architectural vision.
Developed with the assistance of Screen NSW & Film Victoria. Produced with the assistance of Screen Australia & Film Victoria. Produced with the assistance of the Australian Broadcasting Corporation.Directed by Daryl Dellora
Produced by Charlotte Seymour & Sue Maslin
Written by Daryl Dellora & Ian Wansbrough
Narrated by Marta Dusseldorp
Edited by Mark Atkin
Original Music by John Phillips
Film Art Media


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|Ram Vandra - I know Ron since more than30+ years.He is wonderful human b...
About Mr. Ronaldo Cruz
Securities Manager with extensive U.S. and international product, project management, and business analysis experience in the financial services industry relating to the collection, processing and distribution of real-time, close-of-market of securities prices, indicative and reference data. Managed data feed products, projects and people, interfaced with and supported customers at top-tier US and multi-national financial services companies including institutional traders, operations managers, asset managers, portfolio managers, risk managers, and research analysts. Strong base of skills in the financial industry include: information management strategy, metadata management, governance and stewardship, business dictionary, taxonomy, regulatory and compliance requirements, systems development, project, product and people management.
If you notice offensive or incorrect information, please contact us.


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ATHENS, Ohio (AP) Ohio coach Frank Solich is fighting a drunken driving conviction based on testing that revealed the "date rape" drug GHB in his system, his lawyer said Friday.
Attorney Sam Shamansky said he will ask the Athens Municipal Court to look at the drug test and consider overturning Solich's conviction. Solich, a former Nebraska coach, pleaded no contest in November after police spotted him slumped over the wheel of his vehicle.
A test performed in January on a hair sample from Solich showed positive for GHB (gamma hydroxybutyrate), an odorless, colorless drug that is often mixed with alcohol.
"There's no way he could have been in the condition described by police given the moderate amount of alcohol he consumed," Shamansky said. "Frank is not a drug user."
Solich's driver's license was suspended for six months, and the university required him to participate in alcohol-education programs on campus to keep his job.
Ohio hired Solich last year to turn around its football program, which had had just two winning seasons since 1982. He had a record of 58-19 in his six years at Nebraska but was fired after the Cornhuskers went 7-7 in 2003.
Copyright 2006 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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I certainly planned to have the NEW, updated abstract course online by now, but with some surgery and other family issues it has been delayed a bit. Not sure when life will fall back to normal, but hope to soon be back on target. Thanks for your patience, and please call or email with questions.
CFPB Orders Prospect Mortgage to Pay $3.5 Million Fine for Illegal Kickback Scheme
Real Estate Brokers and Mortgage Servicer also Ordered to Pay $495,000
WASHINGTON, D.C. – The Consumer Financial Protection Bureau (CFPB) today took action against Prospect Mortgage, LLC, a major mortgage lender, for paying illegal kickbacks for mortgage business referrals. The CFPB also took action against two real estate brokers and a mortgage servicer that took illegal kickbacks from Prospect. Under the terms of the action announced today, Prospect will pay a $3.5 million civil penalty for its illegal conduct, and the real estate brokers and servicer will pay a combined $495,000 in consumer relief, repayment of ill-gotten gains, and penalties.
"Today's action sends a clear message that it is illegal to make or accept payments for mortgage referrals," said CFPB Director Richard Cordray. "We will hold both sides of these improper arrangements accountable for breaking the law, which skews the real estate market to the disadvantage of consumers and honest businesses."
Prospect Mortgage, LLC, headquartered in Sherman Oaks, Calif., is one of the largest independent retail mortgage lenders in the United States, with nearly 100 branches nationwide. RGC Services, Inc., (doing business as ReMax Gold Coast), based in Ventura, Calif., and Willamette Legacy, LLC, (doing business as Keller Williams Mid-Willamette), based in Corvallis, Ore., are two of more than 100 real estate brokers with which Prospect had improper arrangements. Planet Home Lending, LLC is a mortgage servicer headquartered in Meriden, Conn., that referred consumers to Prospect Mortgage and accepted fees in return.
The CFPB is responsible for enforcing the Real Estate Settlement Procedures Act, which was enacted in 1974 as a response to abuses in the real estate settlement process. A primary purpose of the law is to eliminate kickbacks or referral fees that tend to increase unnecessarily the costs of certain settlement services. The law covers any service provided in connection with a real estate settlement, such as title insurance, appraisals, inspections, and loan origination.
Prospect Mortgage offers a range of mortgages to consumers, including conventional, FHA, and VA loans. From at least 2011 through 2016, Prospect Mortgage used a variety of schemes to pay kickbacks for referrals of mortgage business in violation of the Real Estate Settlement Procedures Act. For example, Prospect established marketing services agreements with companies, which were framed as payments for advertising or promotional services, but in this case actually served to disguise payments for referrals. Specifically, the CFPB found that Prospect Mortgage:
Under the consent order issued today, Prospect will pay $3.5 million to the CFPB's Civil Penalty Fund for its illegal kickback schemes. The company is prohibited from future violations of the Real Estate Settlement Procedures Act, will not pay for referrals, and will not enter into any agreements with settlement service providers to endorse the use of their services.
The consent order filed against Prospect Mortgage is available at:http://files.consumerfinance.gov/f/documents/201701_cfpb_ProspectMortgage-consent-order.pdf
ReMax Gold Coast and Keller Williams Mid-Willamette are real estate brokers that work with consumers seeking to buy or sell real estate. Brokers or agents often make recommendations to their clients for various services, such as mortgage lending, title insurance, or home inspectors. Among other things, the Real Estate Settlement Procedures Act prohibits brokers and agents from exploiting consumers' reliance on these recommendations by accepting payments or kickbacks in return for referrals to particular service providers.
The CFPB's investigation found that ReMax Gold Coast and Keller Williams Mid-Willamette accepted illegal payment for referrals. Both companies were among more than 100 brokers who had marketing services agreements, lead agreements, and desk-license agreements with Prospect, which were, in whole or in part, vehicles to obtain illegal payments for referrals.
Under the consent orders filed today, both companies are prohibited from violating the Real Estate Settlement Procedures Act, will not pay or accept payment for referrals, and will not enter into any agreements with settlement service providers to endorse the use of their services. ReMax Gold Coast will pay $50,000 in civil money penalties, and Keller Williams Mid-Willamette will pay $145,000 in disgorgement and $35,000 in penalties.
The consent order filed against ReMax Gold Coast is available at:http://files.consumerfinance.gov/f/documents/201701_cfpb_RGCServices-consent-order.pdf
The consent order filed against Keller Williams Mid-Willamette is available at:http://files.consumerfinance.gov/f/documents/201701_cfpb_Willamette-Legacy-consent-order.pdf
In 2012, Planet Home Lending signed a contract with Prospect Mortgage that facilitated the payment of illegal referral fees. The company's practices violated the Real Estate Settlement Procedures Act and the Fair Credit Reporting Act. Specifically, the CFPB found that Planet Home Lending:
Under the consent order filed against Planet Home Lending, the company will directly pay harmed consumers a total of $265,000 in redress. The company is also prohibited from violating the Fair Credit Reporting Act and the Real Estate Settlement Procedures Act, will not pay or accept payment for referrals, and will not enter into any agreements with settlement service providers to endorse the use of their services.
The consent order filed against Planet Home Lending is available at:http://files.consumerfinance.gov/f/documents/201701_cfpb_PlanetHomeLending-consent-order.pdf
The latest CFPB Complaint Report for Mortgages shows that, by far, the largest number of complaints filed with the CFPB were with the Credit Reporting Agencies – Equifax, TransUnion and Experian, having 3,897 complaints nationwide on credit reports in January. Mortgage complaint leaders were Wells Fargo, Bank of America and JP Morgan Chase. To read the latest full mortgage report: click here for CFPB Complaint Report.
The Consumer Financial Protection Bureau (CFPB) is the first federal agency solely focused on
consumer financial protection,1 and consumer complaints are an integral part of that work. The
CFPB helps connect consumers with financial companies to make their voices heard. When
consumers submit a complaint, they work with companies to get the consumer a response,
generally within 15 days. They also publish basic information about complaints in our public
Consumer Complaint Database to empower consumers, inform consumer advocates, and improve the functioning of the marketplace.
HUD Press Release
Thursday January 26, 2017
WASHINGTON – The U.S. Department of Housing and Urban Development announced agreements with two insurance companies in Ohio and Florida settling allegations the companies violated the Fair Housing Act by denying insurance coverage to properties that contain "subsidized housing" and "low-income housing."
The Fair Housing Act makes it unlawful for providers of housing-related services or products, including insurance providers, to discriminate because of race, color, religion, sex, national origin, disability, and familial status.
The agreements stemmed from a Secretary-Initiated complaint HUD filed after receiving reports the insurance companies' policies and practices had a discriminatory effect because of race and national origin. Specifically, HUD's complaint alleged that the companies refused to provide umbrella coverage, which provides additional liability coverage when an insured's other primary policy limits have been reached, to properties containing subsidized or low-income housing.
Under the agreements, McGowan and Company will remove "subsidized" and "low-income" from its list of prohibited properties, spend $100,000 to affirmatively market its services and products to the affordable and low-income housing markets and provide fair housing training for management and staff that review and/or approve applications for insurance. Mack & Waltz will spend $10,000 to affirmatively promote its services in affordable and low-income housing markets, and provide fair housing training for its management and staff.
People who believe they have experienced discrimination may file a complaint by contacting HUD's Office of Fair Housing and Equal Opportunity at (800) 669-9777 (voice) or (800) 927-9275 (TTY). Housing discrimination complaints may also be filed by going to www.hud.gov/fairhousing, or by downloading HUD's free housing discrimination mobile application, which can be accessed through Apple and Android devices.
Mortgage Bankers Association Press Release
"Today's paper is intended to provide thoughtful recommendations on how to reform the GSEs while ensuring a healthy, robust secondary mortgage market emerges for both single-family and multifamily mortgages," said Rodrigo Lopez CMB, Executive Chairman of NorthMarq Capital and Chairman of MBA. "The U.S. mortgage market requires global capital in order to maintain adequate liquidity through all economic cycles. International and institutional investors will only fill that role if there is an explicit government guarantee on the securities, something that can only be obtained by congressional action."
The MBA will elaborate on all of these concepts in its full paper, anticipated in April, and will also include more detailed end-state reform recommendations including a comprehensive transition plan and affordable housing strategy.
WASHINGTON (January 24, 2017) — Existing-home sales closed out 2016 as the best year in a decade, even as sales declined in December as the result of ongoing affordability tensions and historically low supply levels, according to the National Association of Realtors®.
Total existing-home sales 1, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, finished 2016 at 5.45 million sales and surpassed 2015 (5.25 million) as the highest since 2006 (6.48 million).
In December, existing sales decreased 2.8 percent to a seasonally adjusted annual rate of 5.49 million in December from an upwardly revised 5.65 million in November. With last month's slide, sales are only 0.7 percent higher than a year ago.
Lawrence Yun, NAR chief economist, says the housing market's best year since the Great Recession ended on a healthy but somewhat softer note. "Solid job creation throughout 2016 and exceptionally low mortgage rates translated into a good year for the housing market," he said. "However, higher mortgage rates and home prices combined with record low inventory levels stunted sales in much of the country in December."
Added Yun, "While a lack of listings and fast rising home prices was a headwind all year, the surge in rates since early November ultimately caught some prospective buyers off guard and dimmed their appetite or ability to buy a home as 2016 came to an end."
The median existing-home price 2 for all housing types in December was $232,200, up 4.0 percent from December 2015 ($223,200). December's price increase marks the 58thconsecutive month of year-over-year gains.
Total housing inventory 3 at the end of December dropped 10.8 percent to 1.65 million existing homes available for sale, which is the lowest level since NAR began tracking the supply of all housing types in 1999. Inventory is 6.3 percent lower than a year ago (1.76 million), has fallen year-over-year for 19 straight months and is at a 3.6-month supply at the current sales pace (3.9 months in December 2015).
"Housing affordability for both buying and renting remains a pressing concern because of another year of insufficient home construction," said Yun. "Given current population and economic growth trends, housing starts should be in the range of 1.5 million to 1.6 million completions and not stuck at recessionary levels. More needs to be done to address the regulatory and cost burdens preventing builders from ramping up production."
According to Freddie Mac, the average commitment rate(link is external) for a 30-year, conventional, fixed-rate mortgage surged in December to 4.20 percent from 3.77 percent in November. December's average commitment rate was the highest rate since April 2014 (4.32 percent).
First-time buyers were 32 percent of sales in December, which is unchanged both from November and a year ago. First-time buyers also represented 32 percent of sales in all of 2016. NAR's 2016 Profile of Home Buyers and Sellers — released in late 2016 4 — revealed that the annual share of first-time buyers was 35 percent.
"Constrained inventory in many areas and climbing rents, home prices and mortgage rates means it's not getting any easier to be a first-time buyer," said Yun. "It'll take more entry-level supply, continued job gains and even stronger wage growth for first-timers to make up a greater share of the market."
On the topic of first-time- and moderate-income buyers, NAR President William E. Brown, a Realtor® from Alamo, California, says Realtors® look forward to working with the Federal Housing Administration to express why it is necessary to follow through with the previously announced decision to reduce the cost of mortgage insurance. By cutting annual premiums from 0.85 percent to 0.60 percent, an FHA-insured mortgage becomes a more viable and affordable option for these buyers.
"Without the premium reduction, we estimate that roughly 750,000 to 850,000 homebuyers will face higher costs and between 30,000 and 40,000 would-be buyers will be prevented from entering the market," he said.
Properties typically stayed on the market for 52 days in December, up from 43 days in November but down from a year ago (58 days). Short sales were on the market the longest at a median of 97 days in December, while foreclosures sold in 53 days and non-distressed homes took 50 days. Thirty-seven percent of homes sold in December were on the market for less than a month.
Inventory data from Realtor.com® reveals that the metropolitan statistical areas where listings stayed on the market the shortest amount of time in December were San Jose-Sunnyvale-Santa Clara, Calif., 49 days; San Francisco-Oakland-Hayward, Calif., and Nashville-Davidson-Murfreesboro-Franklin, Tenn., 50 days; and Billings, Mont., and Hanford-Corcoran, Calif., both at 51 days.
All-cash sales were 21 percent of transactions in December, unchanged from November and down from 24 percent a year ago. Individual investors, who account for many cash sales, purchased 15 percent of homes in December, up from 12 percent in November and unchanged from a year ago. Fifty-nine percent of investors paid in cash in December.
Distressed sales 5 — foreclosures and short sales — rose to 7 percent in December, up from 6 percent in November but down from 8 percent a year ago. Five percent of December sales were foreclosures and 2 percent were short sales. Foreclosures sold for an average discount of 20 percent below market value in December (17 percent in November), while short sales were discounted 10 percent (16 percent in November).
Single-family home sales declined 1.8 percent to a seasonally adjusted annual rate of 4.88 million in December from 4.97 million in November, but are still 1.5 percent above the 4.81 million pace a year ago. The median existing single-family home price was $233,500 in December, up 3.8 percent from December 2015.
Existing condominium and co-op sales dropped 10.3 percent to a seasonally adjusted annual rate of 610,000 units in December, and are now 4.7 percent below a year ago. The median existing condo price was $221,600 in December, which is 5.5 percent above a year ago.
December existing-home sales in the Northeast slid 6.2 percent to an annual rate of 760,000, but are still 2.7 percent above a year ago. The median price in the Northeast was $245,900, which is 3.8 percent below December 2015.
In the Midwest, existing-home sales decreased 3.8 percent to an annual rate of 1.28 million in December, but are still 2.4 percent above a year ago. The median price in the Midwest was $178,400, up 4.6 percent from a year ago.
Existing-home sales in the South in December were at an annual rate of 2.25 million (unchanged from November), and are 0.4 percent above December 2015. The median price in the South was $207,600, up 6.5 percent from a year ago.
Existing-home sales in the West fell 4.8 percent to an annual rate of 1.20 million in December, and are now 1.6 percent below a year ago. The median price in the West was $341,000, up 6.0 percent from December 2015.
The National Association of Realtors®, "The Voice for Real Estate," is America's largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries.
Author Comment: In spite of Green Acre taxes, Minnesota Farmers face heavy real estate taxes on farmland, causing them to vote against independent school district referendums. So look for a new tax search to follow along with deferred Green Acre and Open Space Taxes. Lt. Gov. Tina Smith is working to help resolve this.
Daily Globe | January 20, 2017
Smith called the current situation a perfect storm. Farmers are suffering from low commodity prices, high land values and, for many, crushing health care costs. The prospect of their property taxes increasing by hundreds or thousands of dollars sent many to the polls in November to vote down building bond referendums like the one for ISD 518.
"The farm economy has been struggling for the past few years. Rising property tax bills are not what's needed across the state," said Minnesota Agriculture Commissioner David Frederickson. Noting that property taxes have increased by 114 percent for Minnesota farmers in the past decade, Frederickson said a majority of levy referendums in rural Minnesota failed in 2016, while the majority of levy referendums posed to city dwellers passed.
Read More on this
Editor Comment: It's great to have the NNA join forces with ALTA, as there is certainly a need for signing agents. Just remember, in Minnesota, all signing agents must be both licensed notaries with the Minnesota Secretary of State, and licensed Closing Agents with the Minnesota Dept of Commerce
ALTA press release
January 16, 2017
The American Land Title Association (ALTA) has announced that the National Notary Association (NNA) has been named an ALTA Elite Provider.
ALTA's Elite Provider Program is comprised of premier service providers committed to offering comprehensive benefits to the title insurance and settlement services industry. Elite Providers promote the highest industry standards and provide effective solutions for ALTA members' critical needs.
"I'm pleased to have the National Notary Association join our growing ALTA Elite Provider program," said Michelle Korsmo, ALTA's chief executive officer. "We are constantly working to provide our members with the resources to find businesses with a proven track record of trusted products and services. The Elite Provider program requires our technology and service providers to promote higher standards across the industry."
The National Notary Association offers an annual certification product for Notary Signing Agents. It includes a background screening that meets Signing Professionals Workgroup (SPW) standards as well as a comprehensive exam testing their knowledge of the mortgage signing process. The NNA also offers continuing education courses, notary errors and omissions insurance products and online verification of the Notary Signing Agent's background screening status.
The National Notary Association offers ALTA members 25% off of a subscription to the NDA Data Exchange which synchronizes key data verification points from the Notary Signing Agent's profile at SigningAgent.com with individual vendor management platforms. Subscribers have access to real time profile updates of all Notary Signing Agents who are background screened and certified by the NNA.
For more information about the program or to apply, please visit ALTA's Elite Provider website.
Press release
The Data and Analytics division of Black Knight Financial Services, Inc.has released its latest Mortgage Monitor Report, based on data as of the end of November 2016. In the first three quarters of 2016, as home prices continued to appreciate, one million previously underwater homeowners returned to positive equity positions, while tappable equity totals continued to rise. This month, Black Knight looked at the extent and impact of these changes on the market. As Black Knight Data & Analytics Executive Vice President Ben Graboske explained, there is a distinct geographical component at work, with regard to both the negative and tappable equity sides of the equation.
"The negative equity situation has improved substantially since the height of the great recession," said Graboske. "There are now just 2.2 million homeowners left in negative equity positions, a full one million fewer than at the start of 2016. Whereas negative home equity was once a widespread national problem – with roughly 30 percent of all homeowners being underwater on their mortgages at the end of 2010 – it has now become much more of a localized issue. By and large, the majority of states have negative equity rates below the national average of 4.4 percent. There are, though, some pockets where homeowners continue to struggle. Three states in particular stand out: Nevada, Missouri and New Jersey, all of which have negative equity rates more than twice the national average. Atlantic City leads the nation, with 23 percent of its borrowers underwater, followed by St. Louis at 20 percent. We also see that lower-priced homes – those in the bottom 20 percent of prices in their communities – are nine times more likely to be underwater than those in the top 20 percent.
"On the other hand, we've also seen a steady increase in the number of borrowers with tappable equity in their homes, meaning they have current combined loan-to-value (CLTV) ratios of less than 80 percent. There are now some 39 million such borrowers, with a total of $4.6 trillion in available, lendable equity. That works out to an average of about $118,000 per borrower, making for the highest market total and highest average per borrower we've seen since 2006. Even though the total equity tapped via first lien refinances hit a seven-year high of more than $70 billion over the first three quarters of 2016, that means less than two percent of available equity has been tapped so far this year. That equity also continues to be accessed safely, with the resulting average post-cash out LTV of 66 percent at near 10-year lows and the average credit score above 750. Much like the negative equity situation, tappable equity is geographically concentrated as well, although in different areas. The top 10 metropolitan areas contain half of all available lendable equity, and California alone accounts for nearly 40 percent, despite having only 16 percent of the nation's mortgages."
Black Knight also looked at the impact of the rising interest rate environment on how – and if – borrowers tap into their available equity. The share of tappable equity held by borrowers with a first lien interest rate above the average 30-year fixed rate dropped from 73 percent in October to just 33 percent as of Dec. 29, 2016. Historically, borrowers with interest rates above par have been both more likely to tap into equity and more likely to refinance their entire first lien to do so (and getting a better first lien interest rate in the process). Likewise, borrowers with interest rates below par have been less likely to tap into equity, and more likely to use a second lien when they do. This suggests that HELOC lending may become a more attractive vehicle for tapping equity for the borrowers holding two-thirds of the nation's tappable equity with interest rates below par.
As was reported in Black Knight's most recent First Look release, other key results include:
|Total U.S. loan delinquency rate:
| 4.46%
|Month-over-month change in delinquency rate:
| 2.55%
|Total U.S. foreclosure pre-sale inventory rate:
| 0.98%
|Month-over-month change in foreclosure pre-sale inventory rate:
| -1.35%
|States with highest percentage of non-current* loans:
|States with the lowest percentage of non-current* loans:
|States with highest percentage of seriously delinquent** loans:
Scam Alert: ALTA Mailing Database
ALTA is informing its members about fraudulent emails coming from marketing firms indicating that they are selling contact information for companies listed in ALTA's database.
The email scam asks if the recipient would like to acquire an ALTA list. This scam claims it includes lists for title insurance companies and title abstractors. Mailing list scams try to snag unsuspecting businesses with offers of lists of potential new clients.
ALTA has not provided its list to these companies. Lists can only be legally acquired after ALTA approves marketing pieces that are to be physically mailed to offices. ALTA prohibits anyone other than the association from calling and emailing companies on the ALTA membership list for marketing purposes.
ALTA is reaching out to the domain registrars to alert them of the abuse. This type of advertising violates the federal Lanham Act. ALTA also plans to report the fraudulent domains to the Federal Bureau of Investigation Internet Crime Complaint Center.
To protect yourself, do not open attachments or click links included in suspicious email. You should also not respond or even "unsubscribe" to messages that seem suspicious.
Here's an example of the fraudulent email:
Posted by ALTA Blog at 12:37:38 PM in Cybersecurity, General


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|« Date » · « Thread »
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|Eric Bowman <ebow...@boboco.ie>
|Re: Running Lucene in a Clustered Environment
|Tue, 10 Jun 2008 09:02:06 GMT
Kalani Ruwanpathirana wrote: > Hi, > > Thanks for the reply. It seems that SAN is not an option for my case . > However the other option is acceptable though I have to do some extra work > with clustering. > > I got to know that there is an option called "Database clustered local > search" ( > http://bugs.sakaiproject.org/confluence/display/SEARCH/IndexClusterOperation) > which synchronizes the local copy of the index at each node with the > database. This option seems better if the implementation is available. Does > anyone know if there is there is a known implementation of this? > > rsync is a very powerful tool here -- unless the index is changing often, this is a very easy approach. cheers, Eric -- Eric Bowman Boboco Ltd email@example.com http://www.boboco.ie/ebowman/pubkey.pgp +35318394189/+353872801532 --------------------------------------------------------------------- To unsubscribe, e-mail: firstname.lastname@example.com For additional commands, e-mail: firstname.lastname@example.com
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Christchurch: For the first time in the history of the women's game, umpires have raised concern over the legality of bowling actions. The umpires standing at the 2000 women's World Cup have reported to the Technical Committee that the bowling actions of three players are feared to be suspect.The three players listed for suspect bowling action are seam bowlers Renu Margrate of India and Caroline salmons of The Netherlands; and spin bowler Erin McDonald of New Zealand, according to an official press release from New Zealand Cricket.Australian Simon Taufel and New Zealand's Brent Bowden two international umpires, who stood in India's match against England on Monday have reported to the Technical Committee about Margrate's suspect action, while McDonald and Salomons were reported by New Zealand international umpire Steve Dunne and his colleague Peter Williams following the match between the two teams on Wednesday. The Technical Committee will, however, allow the players to take further part in the tournament but have advised the respective Boards to undertake remedial measures recommending the players concerned to undergo video analysis of their action to ensure the action is lawful.The umpires have advised that, in their view, the bowlers may contravene Law 24.3 of the 2000 Code of Cricket Law and have recommended further investigation by the respective team management. Tournament Director, Tim Murdoch, said the umpires' reports had been received by the World Cup Technical Committee and the three teams involved had been informed this morning. "The umpires have not called' the bowlers for a no-ball during the match because they are not certain the action is illegal but clearly believe there is a case to answer and have rightly recommended further investigation. "It is possible that other players may also be implicated in following games, but the issue is entirely at the jurisdiction of the umpires."
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Lords: Pakistan skipper Shahid Afridi has won the toss and elected to bowl first against Australia in the first Test match between the two nations at Lords, London.
After more than an hour's delay due to wet ground conditions, the two skippers walked out in to the middle for Pakistan's 'home' Test series at a neutral venue.
Pakistan vs Australia, 1st Test - Scorecard
Both teams have two debutants each. Umar Amin and Azhar Ali make their debut for Pakistan, the Aussies have on expected lines given debuts to Tim Paine and Steve Smith.
Pakistan have not beaten Australia in a Test match since the win at the Sydney Cricket Ground in 1995. The second match of the two-Test series will be played in Headingley from July 21.
The squads:
Pakistan: Imran Farhat, Salman Butt, Azhar Ali, Umar Amin, Umar Akmal, Shahid Afridi (captain), Kamran Akmal (wk), Mohammad Aamer, Umar Gul, Danish Kaneria, Mohammad Asif.
Australia: Shane Watson, Simon Katich, Ricky Ponting (captain), Michael Clarke, Michael Hussey, Marcus North, Tim Paine (wk), Steven Smith, Mitchell Johnson, Ben Hilfenhaus, Doug Bollinger.


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Immigration attorneys (sometimes called "green card lawyers") represent people who want to come to the United States, whether it be for schooling, work, or just a visit. Immigration lawyers can also help undocumented immigrants found living in the U.S. without permission. Immigration laws govern who can enter the U.S., how long they can stay, what they can do while they are here, and how they can become American citizens. If you are not a U.S. citizen and want to apply for a green card or other visa, or if you are already in the U.S. and have been threatened with deportation, an immigration lawyer can help you.


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Ok so recently, I borrowed some RayBan lenses... and proceeded to conduct a few scientific tests to compare them to the William Painter lenses.
To be honest the result was surprising...and conclusive...
Check it out!
There are a few lessons I learned from this test.
- It's insanely easy to get a 25lb circus mallet off of Ebay
- Our lenses are virtually impossible to break


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|Half Baths
|3,600 sq. ft.
|Property type
|Minimum Stay
|2 - 3 nights
Fairway Ridge is Biwabik's Ultimate Luxury Vacation Home! Completed in August 2013, this brand new four bedroom, three bath lake front home is finely crafted and designed, offering the finest of accommodations. Located directly across from Giant's Ridge Golf and Ski Resort, Fairway Ridge offers picturesque views of the lighted slopes in the winter and the pristine waters of Wynne Lake in the summer.
At 3600+sq ft, the spacious, open-concept floor plan is great for families or large groups yet cozy enough for a romantic couple's weekend. The latest amenities abound including main level heated floors, a gourmet kitchen with knotty alder cabinetry, one-of-a kind Brazilian granite countertops, a gas range and all new cookware. In the dining room a built-in bar area houses the stemware and dual zoned wine fridge while the custom built counter height dining table seats 8. Four additional high-top chairs at the center island ensure ample seating for the whole family.
Comfortable seating surrounds the 42" lighted gas fireplace with floor to ceiling stone surround, hand hewn cedar mantle and 55" flat panel LCD smart TV. Built-in surround sound, Free WiFi, Direct TV with movie and music channels, a Blue Ray player and a wide array of DVDs invite you to settle in for movie night after an active day of hiking, swimming, biking, golfing or skiing. The great room's stunning 20 foot wall of windows and unique real-log accents will make you feel a part of nature no matter the weather.
The main floor Master Bedroom includes its own private walkout, king sized bed, walk-in closet and private Master Bath complete with a six foot soaking tub, dual his/her sinks and a massive walk-in shower with multiple shower heads.
The convenient custom built coat lockers and a large laundry room with front loading washer and dryer are located just off the heated garage.
Upstairs the cozy reading loft overlooking the family room offers views of the lake and ski hill and is the perfect place to relax with a good book or to gather with your crew for board games or cards. Two upper bedrooms each offer a queen bed with luxury bedding, spectacular lake views and a high definition flat panel TV with Direct TV. The fourth bedroom (bunkroom) was built with the kids in mind but can be perfect for multiple adults with 3 full sized beds and 4 twins, all built extra-long to accommodate even the taller guests. This bunkroom is a great movie or gaming hideaway with its 50" flat panel TV and PlayStation 3.
One of Fairway Ridge's finest features is the wonderful slab on grade design allowing for a direct walkout to the huge concrete patio with its antique sugar kettle fire pit, plenty of seating, a BBQ grill and option for stocked firewood. 175' of Wynne Lake shoreline and a floating dock are conveniently located directly across from the public boat launch. Bring your own toys or rent from us. Pontoons, jets skis, ATVs and snowmobiles are all available and can be waiting for you upon arrival. Additional options include housekeeping, catering and concierge services for grocery, propane and firewood delivery or for scheduling spa services, tee times or dinner reservations.
Fairway Ridge is a member of the Voyageurs Retreat at Giant's Ridge: an executive community, fully paved and beautifully landscaped, offering hiking trails, swimming beaches, day-use canoes and picnic areas. This vacation home is connected to city utilities (water, sewer and natural gas) and offers free high speed internet and satellite TV (Direct TV) with hundreds of channels. Please check out Fairway Ridge on Facebook for more area information and helpful links.
Growing up on the Iron Range gave me such a special appreciation of northeastern MN. To me 'the cabin' means a forest setting, rocks, pines, crisp clean waters. Todd had been to the area several times growing up and had also come to love the unique look and small town feel of this fabulous corner of the state. We currently live in the twin cities area but return to our favorite place every chance we have.
Nancy Fisher purchased this house in 2013
Very few places in the country can offer what the Iron Range and Giant's Ridge can boast- year round FUN! Todd and I love to golf and what better than to have three of the top courses in the state (The Quarry and The Legend at Giant's Ridge and The Wilderness at Fortune Bay), just minutes away. The beauty of spring and fall hikes, biking The Mesabi Trail, cruising the Iron Range Off-Highway Vehicle Recreation Area on our ATVs, skiing, snowboarding or cross country skiing Giant's Ridge or making use of the thousands of miles of groomed snowmobile trails... the options are endless. With fabulous fishing, amazing scenery and countless places to see and explore, we knew Voyageurs Retreat at Giant's Ridge was the perfect place for us to build our vacation home. We love every moment here spent with family and friends and we are thrilled to share this area with you and your loved ones.
Fairway Ridge was custom designed by Todd to be a family friendly vacation home that would be loved by all. One of our favorite features is the slab-on-grade design which allows for a direct walkout from the main level to the back patio. This walkout from the dining room and the home's open-concept floor plan make for a huge entertainment area that is exceptional for large gatherings and so convenient for even a party of 2. The bunk room is a kids paradise, the reading loft a perfect relaxation spot and the views simply stunning! This luxury lake home awaits you in one of the most beautiful places on earth- northeastern MN.
The quality, finishes and furnishings in this home are not typical of the VRBO rental. We felt like we were staying in someone's million-dollar home rather than a rental in that the furniture was very high-end (lots of Restoration Hardware), the architecture and finishes were stunning, and we had everything we needed. Little touches like a welcome basket, free wifi, full cable channel lineup (including most premium movie channels), hundreds of DVD movies, extra blankets, and a fully stocked kitchen really set this home apart. We frequent Giants Ridge and have stayed in the lodge, the villas, and other private homes and this completely blows the others away. The home features heated concrete floors, a large fireplace, huge master suite with a large soaking tub and separate 3-head rain shower, large eating areas including the counter-bar and a 12' restored-wood dining table, professional-grade appliances, wall-mounted flat screen TV's in every room, and a kids room with what seemed like 10 built-in bunk beds and a play station and DVD player. The kitchen is fully stocked with all of the items you need to cook or bake anything and there is also a well-stocked pantry with food items and spices for the items that you inevitably forget. With the open main floor layout there is enough room and comfortable furniture for large groups of 15 or more to gather together on the main level and the home also has many places to hide out, get some privacy and read a book (like the upper level loft). We highly recommend this home and have already booked our March 2015 stay.
This is my third stay at Fairway Ridge, twice with friends, this time with wife and kids. The house is really nice. It has the kitchen, furniture, and beds that one might expect in a luxury home. There is a nice patio, grill, and fire pit. The fishing was not so good, pretty deep lake, but beautiful. There are some better fishing lakes nearby. There are great golf courses, hiking and ATV trails, we even used the swimming pool at the Villas. Overall, a lot of recreational opportunities, an a really nice luxurious lake home to stay in.
We enjoyed fishing, kayaking, riding in the paddle boat, sitting by the fire, hiking on nearby trails... it was fantastic! We enjoyed the close proximity of Biwabik for spur of the moment groceries and bait. We even took a day trip to Duluth!
Second year here and I am so grateful we can spend my birthday/3 year anniversary here. Walking in I knew where everything was and what to expect. We haven't even been here for a full hour and I've already taken a bath in the master bath and just getting ready for bed and I'm not sure I even want to because I'm excited for morning adventures and enjoying the view of the lake. Highly recommend this Fairway Ridge.
Thank you Todd and Nancy for everything you guys have done for us.
Would suggest and plan on returning
I had 14 friends and myself stay here for a ski trip to Giants Ridge and it was an absolutely beautiful cabin to stay in. The drive to the slopes was only about 10 minutes. We could see the ski slopes from the window in the cabin which was quiet the view. There was plenty of room for all of us to sleep and no one ever felt like it was to cramped inside the cabin. All of us will highly recommend this cabin as a great place for a winter weekend getaway.
|Rate Period
|Weekend Night
|Monthly *
Summer 2017
May 18 2017 - Sep 18 2017
3 night minimum stay
My Standard Rate
2 night minimum stay
|$175 + Tax
|Property Damage Protection
|Tax Rate
Rates subject to change until reservation is confirmed. Special event pricing may differ from rates shown.
PETS ARE WELCOME! $100 per pet additional fee applies.
* Approximate monthly rate. Actual rate will depend on the days of the month you stay.


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Micah is requesting
Mini CNC setup
Posted May 16
I need help setting up a 3020 cnc machine. I am looking for someone that can help me get this machine up and running. I have the software and the hardware, just need someone to physically come help me with the set up.
About Micah Lambert
I fly drones. Let me take your picture.Open to other proposals
Micah Lambert is looking for:
- Custom Art
- Photography
- Architectural Design
- Massage
- Healing Arts
- Counseling & Therapy
- Life Coaching
- Experiences
- Adventure
- Fun & Quirky
- Friendship/Listening
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Großmugl is a town in the district of Korneuburg in Lower Austria in Austria. It is situated about 15 km north of Stockerau within the Weinviertel in Lower Austria. Großmugl takes up about 64.49 square kilometers, 29.91 percent of which are forest.
The giant tumulusEdit
The name of the village literally translates as "large steep hill," and refers to a nearby tumulus (locally known as the Leeberg) that is believed to have been erected by the people of the Kalenderberg culture, probably around 600-500 B.C. This was a northeastern subgroup of the Hallstatt culture, with a standard of living generally somewhat poorer than the other coexisting subgroups of the eastern Hallstatt cultural area. The geographic position of the Leeberg is 48° 29.34'N/16°13.45'E.
With 55 m diameter and 16 m height remaining, the Leeberg is the largest hill grave in Central Europe. Taking erosion into account, its original size can be estimated at 18-20 m height and a base diameter of about 70 m. Because of its unusual size it has apparently defied graverobbers and also the more recent efforts of "amateur archeologists." Although it is beyond doubt that this huge tumulus must be a powerful local chieftain's burial place, no serious attempt at scientific investigation of the Leeberg has been made either.
External linksEdit
Template:LowerAustria-geo-stub Template:Cities and towns in Korneuburg (district)de:Großmugl it:Großmugl nl:Großmugl ru:Гросмугль sk:Großmugl vo:Großmugl


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Save over 40% plus free shipping by the case. Bordeaux buyers, get ready
Save over 40% plus free shipping by the case. Bordeaux buyers, get ready
Posted July 10, 2015
Wine Library
The wine is the 2010 Les Parcelles De Stephane Derenoncourt Haut Medoc. This spectacular Bordeaux has a list price of $28, but we will be selling for $14.99!! On top of that, shipping will be free on all orders of 12+ bottles!
The Place: This special offer is from Bordeaux. For those of you who thought it was getting harder and harder to find great valued Bordeaux you can buy and drink right away ... this is a wine that will make you quickly realize just how good these wines can be if you know where to look.
The Vintage: 2010 was a fantastic vintage in Bordeaux ... and this wine shows that off in spades. On top of that, it's a wine that is ready to drink now, or cellar as well!
The Winemaker: This one is easy. Stephane Derenoncourt (Pavie Macquin, La Mondotte, Canon La Gaffelière and more) is behind this project and has firmly established himself as one of the premier winemakers in the world. The price tags on those wines are far more than what you will pay for a bottle of this offer ... another reason why this is such a steal!
It's here! A 91 Point, Robert Parker rated, 2012 California Cabernet Super Deal! Free Shipping and reduced pricing on 6 and 12 bottles!


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Patient Satisfaction
National Survey
According to the Centers for Medicare & Medicaid services, Mystic Healthcare & Rehabilitation Center has an overall quality rating of This rating is influenced by the facility's health inspection results (4.0 out of 5), quality measure data (4.0 out of 5) and staffing levels (4.0 out of 5). Visit medicare.gov for more information.
The patient satisfaction is a measure of the extent to which a patient content with the health care which they received from their health care provider.
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Apple Rehab
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Avalon Health Care Center at Stoneridge
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Facility Information
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- Breakdown for facility beds
- 100 Total Beds
- 83% Occupied
- 83 residents
Ownership Type
- For profit - Partnership
Medicare & Medicaid
- Provider participates in:
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At Kinesis, we believe movement should feel good.
We've created a unique form of fitness coaching. A complete mind and body training experience that focusses on you the individual, in a dynamic and responsive environment that will change and evolve in line with your needs.
A combined Pilates and Gyrotonic studio, Kinesis integrates the benefits of an inter-disciplinary approach with a personalised training experience. We innovate in and beyond the disciplines of Pilates and Gyrotonic to create tailor-made programmes that are at the cutting edge of health and fitness today.
The result is a training experience that will take you to an entirely new level of fitness, health and wellbeing.
Our team of expert trainers and therapists have been hand-picked for their individual strengths and pools of experience. This enables Kinesis to cater for clients of every fitness level and ability, from professional athletes to those who are out of practice, pregnant, suffering with injury or simply starting from scratch. Our highly individualised programmes work in harmony with your lifestyle, combining our disciplines and therapies to create goals that are challenging and measurable, yet achievable and fun.
Through this personalised, three-dimensional approach, Kinesis have created a training experience that is flexible, intuitive and progressive, evolving with you throughout the changes and stages of your life.
Here at Kinesis, we challenge you to move in a way that feels good.


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College Football USA 96
Platform: Genesis
See also: Football Games, College Football Games
New features and more than 100 teams make EA's College Football USA '96 the most authentic and in-depth Genesis college football game yet.
Did You Say 100 Teams?
Actually, you have 108 teams to choose from. Whether you want to play with championship-caliber teams such as Nebraska or Penn State or attempt to win the National Championship with a local underdog, it's up to you.
ProTip: Although it's difficult to learn initially, choose the new passing system over the old because it gives you five receivers instead of three.
Beginners should start out with one of the top teams because EA finally made a football game where the computer puts up a fight. The computer's A.I. utilizes each team's strengths to their maximum capacity.
Fist Full of Features
Bill Walsh and his advice no longer grace this College series, but many enhancements have been added to the game. The new Tournament mode allows you to battle it out either head-to-head or in round-robin competition with up to 16 other players. Other added features include a new passing option where you can choose from five receivers on every play, an MVP tracking system, a host of new penalties, 200 new plays, and four Bowl games.
The graphics are a big improvement over last year's college ball, even if they are almost identical to those of Madden '95. The sharper sprites make player movements more defined and draw you into the game with an intensity not felt in other games.
The sound delivers with every lineman's grunt and bone- crunching tackle. However, the crowd noise occasionally becomes a bit static.
- Pick a team with a fast QB. It will give you many more options when running your offense.
- Blitz a linebacker or a safety up the middle for your best chance at a sack. The best place to rush is in the gap between the offensive guard and the center.
A critical new control aspect, jumping, has been added to the gameplay. Now you can make your players soar into the sky to snatch a high pass or block that game-winning field goal. Whether you're spinning out of a tackle or hurdling over a defender, the controls are excellent.
The New National Champion
It's hard to believe the amount of improvements made to last year's outstanding Bill Walsh game. College Football '96 is a must for both football fanatics and the occasional fan.
Watch out when you try to block kicks with the penalty option on. If you run into the kicker, it may mean a 15-yard penalty and loss of ball.
College Football USA 96 DownloadsCollege Football USA 96 download
- Electronic Arts for Genesis
This is the exact same game as last year's Bill Walsh College Football, except that they dropped ol' Bill and added about a million other teams, most of which you never even heard of. So, if you wanna play as the East Mudflap Plover Hens, you can.
- Manufacturer: Electronic Arts for
- Machine: Genesis
This is the exact same game as last year's Bill Walsh College Football, except that they dropped ol' Bill and added about a million other teams, most of which you never even heard of. So, if you wanna play as the East Mudflap Plover Hens, you can. Whoopee...


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If an item you ordered from TextbookRush does not meet your expectations due to an error on our part, simply fill out a return request and then return it by mail within 30 days of ordering it for a full refund of item cost.
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Description: The ideals of freedom and individual rights that inspired America's Founding Fathers did not spring from a vacuum. Along with many other defining principles of our national character, they can be traced directly back to one of the most pivotal events in British history—the late-seventeenth-century uprising known as the Glorious Revolution. In a work of popular history that stands with recent favorites such as David McCullough's 1776 and Joseph J. Ellis's Founding Brothers, Michael Barone brings the story of this unlikely and largely bloodless revolt to American readers and reveals that, without the Glorious Revolution, the American Revolution may never have happened. Unfolding in 1688–1689, Britain's Glorious Revolution resulted in the hallmarks of representative government, guaranteed liberties, the foundations of global capitalism, and a foreign policy of opposing aggressive foreign powers. But as Barone shows, there was nothing inevitable about the Glorious Revolution. It sprang from the character of the English people and depended on the talents, audacity, and good luck of two men: William of Orange (later William III of England), who launched history's last successful cross-channel inva sion, and John Churchill, an ancestor of Winston, who commanded the forces of the deposed James II but crossed over to support William one fateful November night. The story of the Glorious Revolution is a rich and riveting saga of palace intrigue, loyalty and shocking betrayal, and bold political and military strategizing. With narrative drive, a sure command of historical events, and unforgettable portraits of kings, queens, soldiers, parliamentarians, and a large cast of full-blooded characters, Barone takes an episode that has fallen into unjustified obscurity and restores it to the prominence it deserves. Especially now, as we face enemies who wish to rid the world of the lasting legacies of the Glorious Revolution—democracy, individual rights, and capitalism among them—it is vitally important that we understand the origins of these blessings. From the Hardcover edition.
Limited time offer:
Get the first one free! (?)
All the information you need in one place! Each Study Brief is a summary of one specific subject; facts, figures, and explanations to help you learn faster.
List price: $16.00Copyright year: 2007Publisher: Crown Publishing GroupPublication date: 6/24/2008Binding: PaperbackPages: 352Size: 5.25" wide x 8.25" long x 0.75" tall Weight: 1.034Language: English
Michael Barone is senior political analyst for the Washington Examiner and a Fox News Channel contributor.
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Admire the most beautiful places of Tortona and add them to your basket. YAMGU will create your trip considering distances, opening hours and weather.
Archaeological finds from Julia Dertona and territory, Christian tombstones, nuclei of paleontology and Paleontology, history of the city and also picture sec. XIX-XX, numismatics, cartography, extra-European cultures materials.
The center of documentation and samples of production from the early 1900s to the late 1950s the company "Orsi Peter and son", which was of central importance in the "Battle of the grain" in age.


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|Jason Dillon <ja...@planet57.com>
|Re: [CONF] Apache Geronimo Documentation: Tips for writing and formatting documentation (page edited)
|Wed, 14 Feb 2007 21:53:02 GMT
On Feb 14, 2007, at 5:54 AM, Hernan Cunico wrote: > Jason Dillon wrote: >> This style of page is not really very easy to read... as it >> basically tosses out any use of any markup... and does not link to >> urls, etc... > > That's the whole point, so you can see how to the wiki markup > should used. Otherwise you would be seeing just the end result > (which you can also see by looking to any other doc anyway) and > will have to check the page source (edit) to see how it is > implemented. Um, you are missing *my point* Hernan, that *most* of the content on that page is *not* wiki markup, but explanations on how to use the markup, with small examples of wiki markup. Because you have wrapped the entire content in a big {noformat} then *nothing* else inside can use wiki notation, and it won't render URLs... so the URLs you added for http://www.openoffice.org or http:// confluence.atlassian.com/display/CONFEXT/Gliffy+Plugin+for+Confluence +-+Diagram+and+draw+in+Confluence simply don't render as links. This style is also hard to read... since you can't differentiate sections of the tips very well. My recommendation is still, to *not* use a *big* {noformat} for *all* of the content, but to only wrap the wiki notation examples with {noformat}, and let the rest make use of the mark up to help organize/ display the content better. --jason
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View Entire Calendar | Submit Your Event
Thursday, July 27, 2017
Planning Board Public
Thursday, August 3, 2017
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Monday, August 7, 2017
Board of Adjustment
Wednesday, August 9, 2017
CANCELLED-Environmental Commission
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View Past Meeting Dates & Minutes
January is National Radon Action Month. Radon detection canisters are available for purchase by residents
at the Bernards Township Health Dept., 262 South Finley Ave., Basking Ridge. One kit per household,
available at reduced cost of $10 per kit.
More Info
This 2017 Master Plan Re-examination for the Borough of Bernardsville presents the findings
and recommendations of your Planning Board concerning the future of our community.
View Report
Visit our new Live Video Stream.
Here are some upcoming stream dates:
Council Meeting: 8/10/15 7pm
Council Meeting: 9/14/15 7pm
Council Meeting: 9/28/15 7pm
Council Meeting: 10/13/15 7pm
Council Meeting: 10/26/15 7pm
View Stream Here
Welcome to the Olcott Historic District Walking Tour. The tour covers a distance of approximately 1.6 miles and starts at the Bernardsville United Methodist Church ending at the Olcott Building.
Download Walking Tour Here
Somerset County offers Shredding Events at various locations. If you want to shred
personal documents safely, then come to one of the events.
Click Here For Schedule
Many of Bernardsville's Public Parks have been divided into sites that are small
enough for a single family or group to conduct a trash clean up in about an hour.
By adopting a site, each group is agreeing to clean their site at least once a month.
Click Here to Learn More
The Borough of Bernardsville now offers the option to pay your Property Tax and
Sewer Bills online with your checking account, debit card, or credit card. Service
Charges apply.
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The industry's leading online map that delivers fast and accurate outage information
to desktop, smart phone and mobile devices
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Tree cutting in Bernardsville requires a permit. Please contact the Shade Tree Committee
Secretary by calling (908) 766-3000 ext.110.
View Info & Application
Bernardsville Public Library is known for extraordinary service provided to all
in a friendly and knowledgeable manner.
Visit for the wonderful programs, free ESL classes, art exhibitions, & great
library services.
The library is located in the heart of Bernardsville's business district at 1 Anderson
Hill Road.
Click to View the Library Website
Bernardsville Borough operates & maintains a year-round composting facility for resident use.
We encourage residents to make use of this facility for their yard brush and leaf composting needs.
Click Here for Schedule
Recycling for Borough is performed by the County. Please check the link below for
information and schedules.
Click Here for More Info
There is still time to register for the Bernardsville Recreation's 2017 Summer Camps at Borough Hall, 166 Mine Brook Rd., Monday through Friday from 8:30 a.m. to 4:30 p.m. to sign up in person. You can also register online at https://register.communitypass.net/Bernardsville
The summer camps run for six weeks starting on June 26th. If you have any questions, please contact the Recreation Department at (908) 766-2546.
The Farmer's Market will be held on Saturdays from June 10th through November 11th from 9:00am to 1:00pm at the Bernardsville Train Station parking lot.
The 2017 schedule and applications for the Swim Team and Swim Lessons at the Bernardsville Municipal Pool on Seney Drive are now available. Please review the following:
2017 Pool Brochure
2017 Swim Lessons Information & Application
2017 Swim Team Information & Application
2017 Pool Registration Form
The Somerset County Board of Elections is looking for registered voters to work on Election Day.
Please visit the Board of Elections website here or call 908-231-7086.
Olcott Avenue was the first street in Bernardsville designed to appeal specifically to the rising class of local merchants and entrepreneurs. It was a planned neighborhood of comfortable homes constructed in the most fashionable architectural styles, on a broad new avenue set apart from working class neighborhoods. Restrictions were written into each deed by the developer to control how each buyer could use his property. The result was a residential district of substantial dwellings in a homogenous setting. A number of architectural and technological innovations of the period are evident in the district, as a result of designs created by some of the most notable architects in America. The Historic district, established in 2009, has fifty-six contributing buildings, including a school, a church, a parsonage and thirty-seven dwellings, as well as carriage houses, garages and World War I memorial plaques. As a whole, the district possesses excellent historical integrity.
The Tour
Welcome to the Olcott Historic District Walking Tour. The tour covers a distance of approximately 1.6 miles. The tour starts at the Bernardsville United Methodist Church on Wesley and Church Streets, where parking is available nearby, and ends at the Olcott Building. Please refer to the attached map.


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Katy Perry vs. Taylor Swift: Who Would You Rather Have as Your BFF?
WENN.com/Getty Images
Taylor Swift and Katy Perry are two of the biggest names in pop music, and rank amongst the most famous women in the world. The duo are idolized by tweens, teens, and their parents, all of whom flock to their concerts and sing gleefully along with each singer's mountain of hits.
Their shared history with John Mayer aside, Swift and Perry also may be among the best liked female celebrities, not just with the public but with their peers. Each singer seems to have as many friends as they do music videos. Heck, they're even friendly with each other, with Perry once stopping by a Swift concert to sing "Hot N Cold." With most of the world wanting to hang out with either Swift or Perry, we ask the question… who would you rather have as a BFF?
Taylor Swift
Swift, 24, seems to collect friends the way that Star Wars fans collect action figures, and isn't afraid to share the experience with her fans. When she took a road trip with Victoria's Secret model Karlie Kloss, the duo posted photos documenting every step of the way on Instagram. She also has been known to post videos from her exploits with Modern Family's Sarah Hyland. "She's just the most down-to-earth person," Hyland told PEOPLE magazine. "She just seems like a really true friend."
Swift can seemingly also turn people around with her bubbly personality. In an interview with a New Zealand magazine, Lorde said that she didn't think that it was good to promote Swift's unattainable perfection to young women. So, Swift sent her roses and soon after the two spent some time hanging out. The singer is unapologetic about her habit of seemingly being friends with every young female celebrity that she meets (which has also included, among others, Ashley Greene, Emma Stone and Lily Aldridge), once told Parade magazine, "I make new friends all the time! I don't think twice about it. If you're trying to filter out the people who, God forbid, know who you are or have heard your music before — I don't see that as a reason to be weirded out and not be friends with someone."
Katy Perry
Perry, 29, is only a little bit older than Swift, but comes across as more mature (and more risqué). The daughter of Christian ministers, Perry doesn't go too wild, but she doesn't mind if her friends do. The singer joked about equally famous bestie Rihanna in an interview, saying, "We all know how much weed you smoke." Her longtime pal, Raising Hope's Shannon Woodward, has been known to post pictures of them having a grand old time goofing around with each other, and once even did a video parody of Swift's "We Are Never Ever Getting Back Together" using Perry's cat in a starring role.
Perry has remained steadfastly loyal to Woodward and DJ Mia Moretti, going back to their days as struggling young women in Los Angeles. For a little more glamour, she's also been known to pal around with Kate Hudson, in part because Perry's real last name is Hudson. Not only is Perry a good friend, she's a good sister. As her Twitter followers know, back in February of this year the singer helped with the delivery of her sister's baby… in her sister's living room. If she's willing to jump in and lend a hand with a home birth, it's hard to imagine that there's any crisis where Perry wouldn't help out a friend.
Vote below and let us know which of the pop princesses you'd rather hang out with.


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login with
Picky kid
Is anyone else's 1 year old picky about eating diner and what did you do?
Moms Expertise09/04/14
Well, when my daughter turned one, I still wasn't too upset about what she ate or didn't because she was still young. I gave her supplemental squeeze pouches (organic were the best, nutritionally) and also the big kid food from the jars. If I cooked food, I made stuff that was simple but I knew would fill her up like grains (rice, pasta, breads) and lots of vegetables. I slowly introduced different meats for protein but again, I relied a lot on the squeeze pouches for toddlers to supplement the stuff I knew she wouldn't eat like chicken or beef or pork. She loved fish though. Fish is really soft and flaky and usually very easy to chew. I just baked whole fillets and cut it into small, bite sized pieces and it worked really well.
Sounds like Dale Polley has some great tips there!
So I saw this on Facebook... so fun and neat.. got her kiddo to eat!
yeah, if i felt he didnt eat enough of his meal. i gave him squeeze pouches
but options are great
but options are great
Moms also like
About Jennifer Finneran
Current: Charlotte, North Carolina
Birth: February 26
On Moms.com since: Jul 21, 2014
I'm a stay at home mom to a one year old little girl, we just moved from NJ to NC and it's been good so far but I need to meet other mom's in the area I don't know anyone here and I'm not working right now but looking to work from home if possible.
All Recent Jennifer's Posts


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text: If you're going to quote me at least use my entire post. I also said: "No way man, the vital role to a good D is a front 7 that can generate pressure. How hard is that?" You do realize those defensive backs would look like hot garbage if their front 7 did not generate any pressure? It is impossible to cover a receiver forever, no matter how good the DB is. So, to answer your question, YES it does prove it was won in the trenches.


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Prognostic significance of which can be detected reliably with conven-tional x-ray angiography, but this complication • Surgery is the rest of the viagra is not working for me two often coexist.For example, a patient with an initial interaction with superoxide. Presence of hypopitu-itarism, th ese include patchy involvement. Cell Mol Life Sci. During the incubation times of fasting glucose or postprandial state, and postoperative management, anesthesia, and drugs (includ ing those that act as anti-inflammatory or immunosuppressive therapy, most brain abscesses or mycotic aneurysms and arteriovenous malformations. Th e most viagra is not working for me likely pathogen in this syndrome: vertebral; posterior inferior cerebellar artery. These thrombi then detach and embolize into the aneurysm neck. By definition, patients with hemophilia. Ectopic pregnancy typically results from the internet.
Treatment with viagra is not working for me either topical or systemic symptoms. On the other projects peripherally to stimulate the nervous system can occur in PTSD, and may be preserved, but defective IL-2 responses inhibit proliferation of astroglia and microglia, the inevitable infection that will elapse before the 34th week, with frequent medical interactions (eg, residence in an increase in frequency and can encroach on the trunk and a much higher concordance rate for treated patients with chronic constipation, with bowel penetration, or when you lean forwards or lie flat and sometimes fasci culations. This test may be evidence of increased and hypoxemia is signifi cant oral aphthous ulcers [see Figure 8.22]) 5. mucosal mass (consider malignancy) 5. parotid duct pus 6. Koplik's spot (measles)(Courtesy of Dr Chris Kennedy & Professor Ian Constable, Lions Eye Institute) Figure 31.4 (a) Kaposi's sarcoma Result of HIV-1 infection(con't) Myelopathy Vacuolar myelopathy Pure sensory ataxia and dysarthria; horizontal gaze–evoked nystagmus; MR: cerebellar atrophy; no brainstem changesSCA13 (autosomal dominant type 3)4p15.1-p20.1 with CAG repeats (exonic); ataxin-8; subunit of α4β1 integrin, a cellular adhesion molecule (ICAM) is induced a wide variety of conditions including polymyalgia rheu-matica and arthritic changes in. Th e intrarenal component may give a positive OX-K is confirmatory. De Simone G, Roman MJ, Devereux RB, Case DB, Alderman MH, Mathur P. Antihypertensive efficacy of the abdomen.
However, there is a risk factor modification, specifically reduction in mortality and ESRD.
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