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My dishwasher caught fire. AIBU to expect Hoover warrenty to pay up?(38 Posts)
My 2 year old dishwasher caught fire Saturday night. It had been playing up during the day and suddenly stopped working with all lights flashing and beeping. As I paid a lot for a five year extended warranty called them up and arranged for an engineer to come out Tuesday.
Switched off machine (but not at mains as behind dishwasher). Just before went to bed, became aware of a smell of burning and that the dishwasher was making crackling sounds and there was smoke coming from under the machine. Called 999 and advised to get myself and young ds out. When fire brigade arrived it was smoking and starting to catch alight. Fire brigade put out smoldering fire and took it outside into the front garden.
Told Hoover what had happened and engineer inspected it today. He said that the machine would have been repairable as the fire was due to a component failure that could have been replaced; however as it had been outside in the damp the machine would have to be scrapped and they would get back to me later re replacement.
Just had call back from Hoover telling me that because the fault was repairable I had voided the warranty by taking the machine outside; but they could offer me a new machine at the bargain price of £200.
I have pointed out that a.) the component 'failure' was a fault on their part that could have easily destroyed my kitchen, my house and put mine and my son's lives at risk b.) that the decision to take the machine out was not mine but the fire brigade; and they would not have had to do this had the machine not been on fire.
And sure, the part may have been repairable but if I had just left it to get on with being alight as they are seeming to suggest I should have done, there would be no component to replace, no dishwasher, no kitchen and possibly no house or me either.
Is it just me or AIBU over this?
Almost laughably outrageous. Reminds me why i would never touch one of their pieces of crap disguised as a kitchen appliance with a bargepole.
How do they possibly think it would have been repairable after being on fire, even if it had stayed in the house?
If they're being that picky surely a fire would have damaged the replaceable part as much as the damp has??!!
Get onto Facebook and Twitter and start posting on theirs page and tweeting them, that's usually shits companies up a bit!
What gits! I will never buy from Hoover if this is their attitude!
Managing Director of Hoover UK is firstname.lastname@example.com
Can't as yet find a PR or Marketing Director, and as it's Ltd company, not a Plc, little information is in the public domain.
Also can't find a twitter feed or FB page. Funny that.
The fire would have damaged other parts, machine would have been "damp" from fire brigade hosing it down! The component failure = fire = ruined dishwasher.
Hi, glad that you are all okay, I had exactly the same problem with a dishwasher catching on fire 13 years ago, it is a awful experience. Ours was made by Ignis I think, we inherited it with the house. I reported them to Trading standards, as it was so dangerous, to be fair, they replaced it immediately once I spoke to someone sensible, so don't be fobbed off. Good luck
Trading standards and citizens advice. They will give you the official route forward rather then twitter etc.
Try not to dwell on "what ifs" if you can manage that.
Good luck with the repair (? sounds like a new machine is needed - I would be pushing for cash to buy a machine from a different manufacturer)
Thank you Cinnamon am in process of drafting an email to the MD of Hoover; and next step will be Trading Standards as well Tapioca.
Yes they are clearly on glue mrsminiver, youthecat, talulah - their logic is almost so ridiculous it's funny.
Sorry to hear that it's happened to you Lalamum - awful isn't it but glad you weren't fobbed off.
Thanks Profplum am trying not to dwell on it - the worst didn't happen and we got out.
However - we didn't have a working smoke alarm in the house - the non replaceable ones gradually died (or were killed by me stabbing them with a broom handle when they went off in the night a few months ago); and I took out the dead battery of the other smoke alarm two weeks ago and put buying another battery on my to do list figuring out the risk of a fire was pretty low.
It wasn't. Please check you have working smoke alarms.
Damn OP, glad you are okay. YANBU at all! Hoover are being giant wankers! They are annoyed because the fire service stopped one of their products from burning down your place and had the audacity to leave it in a safe place for yourself and family?
I'd also tell them that you want them to put in writing just what they expected the fire service to do instead and that you will be contacting the ombudsman if this isn't resolved, will full apology for the ignorance and replacement.
DH thinks I am funny for not running the dishwasher / washing machine / tumble drier at night because I am worried about them - I knew I was being reasonable! So glad that you all got out safely and the fire brigade got to you before too much damage was done to your home. Bet your smoke alarms are working well now!! Did the firemen say to you that they will come and do a free check on your house (well they do in this area anyway) and will fit smoke alarms if needed... And depending on how much time they have got, they often turn up in their fire engine and will show them to the dc, and hopefully reassure your dc that the firemen will help them and not to be too scared.
There are too many reports of fires in these machines - it's worth googling your model and seeing if there are any reports of other people that have had the same problem and there are any recalls or faults or reports on your model (or similar ones). Which would help to prove that they are being unreasonable in not replacing your machine. (although I am guessing you would probably prefer the money to buy from a different brand at the moment!).
I would also ask them to clarify exactly what their advice is should you walk into a room and see your dishwasher sparking and smoking despite not being on, particularly when you have young children in the house. And really make them spell it out - at which point they expect you to leave the house, at which point do they expect you to call the fire brigade, how do they expect the fire brigade to put out the fire, what do they expect the fire brigade to do with the machine once they have put out the fire but they are not 100% sure that it will not burst back into flames, what do you do if you follow their advice and it bursts into flames, causes the kitchen to catch fire as a result - do they pay for the kitchen to be restored as a result of the fire? Do they expect you to follow what the firemen say about taking an unsafe smouldering appliance out into the garden or do they expect you to leave it in situ? And so on - so you really have lots of answers from them that show they are being completely unreasonable in their expectations of what you should have done in that situation.
Apparently you want https://www.facebook.com/HooverUK/app_254872111237906
Hope this helps
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Google Assistant to receive keyboard input, gesture shortcuts coming to Search
The current beta of Google Assistant contains a new keyboard icon, suggesting keyboard input as an upcoming feature. So if something's preventing you from using your voice to interact with the Assistant, or your voice commands aren't being recognized for some reason, you'll have the option to input them with precision on an on-screen keyboard.
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There are no clues as to when Google will be implementing these features. It's possible that they won't require a software update, but rather will be server-side enabled and available right away once Google is cool with that.
Do you use the Google Assistant often? Tell us what you think in the comments below!
New features are coming to Google Assistant and Search


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I use to a cup and breastfed 2 kids. Received 450cc naturelle silicon style 10 but my breast don't seem as big as others with the same 450 cc? I asked the Dr to give me natural looking breast but now I think I see other women with bigger and perkier implants and doubting my decision. The Sizers looked huged before the surgery. I measured my specs and I have 28 inch ribcage and 34 inch around my breast. What size bra does that make me? Does anyone have comments or similar situation? I'm thinking of going bigger after my next baby.
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Let us know when your receive great advice so we can thank our lawyers and point others with similar questions in the right direction.Got it!
We have a pending criminal case in NC, during the arrest a search warrant was issued in SC where the defendant lived at the time. The search warrant issued in SC we feel is not valid so we are challenging it in NC court where the criminal case is being heard with a motion to suppress. The judge is not sure he has the authority in NC to throw out a SC search warrant and if he does he is not sure whether to apply SC statute or NC statute in determining whether the warrant is valid. The warrant was requested in SC by a NC detective. The judge is asking for law on the matter. Thanks for your help.
South Carolina law controls search warrants issued in South Carolina. Therefore, whether the search warrant was valid IN South Carolina is covered by South Carolina law. HOWEVER, North Carolina law covers whether the fruits of that search warrant are admissible in North Carolina. If you can make an argument under the rules of evidence or the constitution, you might have some legs. Your attorney should be able to help you out with this, if you don't have one, you should get one. Best of luck to you.
This information is for educational purposes only and is not intended to form a client/lawyer relationship. You can contact me for a limited telephone consultation or an email consultation at my website, www.sjfarberlaw.com, which is listed below. In addition to operating my own firm, I also work for North Carolina Prisoner Legal Services, Inc., a non-profit law firm which exists to protect the rights of prisoners in the custody of the state of North Carolina. If a loved one is in prison in North Carolina, advise the inmate that they may write to North Carolina Prisoner Legal Services, Inc. NCPLS will review their case at no cost and will litigate at no cost to the inmate if the case meets NCPLS' standards. NCPLS can also provide some assistance to inmates seeking to represent themselves. I am also available for cases that do not deal with inmates incarcerated in North Carolina's jails and prisons.Ask a similar question
I agree with Ms. Farber...you need an attorney. If you have one, you should be speaking to him or her. If you don't get one now. There is this funny thing about the law. I am sure that somewhere, somehow a Court ruled on this in favor of the DA...but there may be 100 reported cases that support your position.
The problem is that if the DA finds this one case from say...Alaska and says that's the closest thing on point and you have nothing, the Judge will side with the DA. The DA has access to case reporting sites that you don't without great expense. Suppressing the warrant will be near impossible alone.Ask a similar question
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Sorry, the book that you are looking for is not available right now.
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A hilarious, eye-opening tour of the new romantic landscape, from one of America's sharpest comic voices and one of its leading sociologists.
In the old days, most people would find a decent person who lived in their village or neighbourhood, and after deciding they weren't a murderer, get married and have kids - all by the age of 22.
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For years, American comedian Aziz Ansari has been aiming his comic insight at dating and relationships, and in Modern Romance, he teamed up with award-winning sociologist Eric Klinenberg to investigate love in the age of technology. They enlisted some of the world's leading social scientists, conducted hundreds of interviews, analyzed the behavioural data, and researched dating cultures from Tokyo to Buenos Aires to New York City. The result is an unforgettable picture of modern love, combining Ansari's irreverent humour with cutting-edge social science.
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Language: English
Number Of Pages: 288
Published: 16th June 2015
Country of Publication: GB
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Weight (kg): 0.67
Edition Number: 1


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Separate names with a comma.
Discussion in 'Lawn Mowing' started by weaver_b, Dec 22, 2002.
Hey Guys,
I'm curious how others estimate/bid pruning shrubs.
For me it's just looking at the job and guesstimating the time it will take and multiply that time by hourly rate. Take everything into consideration, tools to be used, access, clean up, removal of debris.
I know that others have mentioned a set price for small, medium and large shrubs. I see too many variables to set a price like that, but if it works for them, who am I to argue.
I'm fairly new in this business and am having a difficult time
guestimating. How would you guestimate a 200' row of Burford
hollies that are about 3-4' tall?
Oh boy. Without seeing it I couldn't even begin to guess. That's one thing I'm not too good at, guessing off of a description.
That's why I always have to tell customers/callers that I need to come out and look at it.
Your time will also depend on your equipment. 30" trimmers compared to 20' trimmers are going to speed things up. Clippings falling into grass where it's easier to rake them up as opposed to falling into stone or mulch where you have to be a bit more delicate removing them and not the mulch.
Are they overgrown or just touching them up?
Access, are they against a structure (building, fence) where it will be hard to get to the back? Are they far from truck/trailer where you'll have to drag tarpfuls to trailer?
How much will it cost you to dump debris? How long of drive to dump?
All these are things I consider when I look at a job.
Best I can suggest is, if you've done ANY trimming before, even at your own house. Think how long that took and how big of a job that was. Then compare that to this job and go from there.
Good luck.
I asked this question a few months ago. I got some good answers. Use the Seach icon at the top of the page and search for 'hedge'.
weaver_b --- if these hollies are individual bushes, I'd charge $3 each because I could do one in 3 minutes or less if there was no clean up. If you have to remove the clippings, I'd charge $5 each.
If the plants are already shaped into a hedge, then I'd charge $1 per lineal foot ($200), and would include cleanup also.


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Award-winning rapper to visit TigerDirect.com's Flagler location in Miami for an exclusive meet-and-greet with fans. TigerDirect.com is proud to announce they will host platinum-selling rap artist, philanthropist, and SMS Audio CEO, Curtis "50 Cent" Jackson for a meet-and-greet on November 16th at the Flagler St. location in Miami. The event will celebrate SMS Audio™, a premier audio headphone and accessories brand from Curtis "50 Cent" Jackson, which includes the STREET by 50 ™ and SYNC by 50 ™ models.
Announced via jumbotron during the 2nd Annual TigerDirect Tech Bash, 50 Cent took a break from his new music, philanthropy and businesses to let South Florida know of his upcoming appearance at the tech superstore. Delivering a professional, studio-quality music experience, the SMS Audio™ line includes STREET by 50™ On-Ear, Over-Ear, In-Ear, DJ Pro and Active Noise Control (ANC) wired headphones and SYNC by 50™ On-Ear wireless headphones and portable speaker.
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Combining great music, great products, and great deals, TigerDirect.com will host the event from 1-3 PM to give fans a rare opportunity to meet with one of music's most influential personalities and successful business moguls. Fans are encouraged to line up earlier in the day to ensure their opportunity to interact with 50 Cent. Media interviews are available upon request, as 50 Cent and TigerDirect have allotted a media window preceding the event.
The TigerDirect Flagler store is located on 7795 W Flagler St, Miami FL, 33144.


text: Hi there, i have been attempting to limit the signature size on my forums, however it has need been working. In my EXTRA.css template i have added the following HTML: .message .signature{ max-height: 150px !important; overflow-x: auto !important; overflow-y: auto !important; } .message .signature .bbCodeImage { max-height: 100px !important; max-width: 200px !important; } However it does not limit the size, signatures can still be huge as normal, which is what i am trying to stop. Any help would be much appreciated. Thanks Luke


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|Jörg Henne <j.he...@levigo.de>
|Storing partition configuration in system partition
|Fri, 23 Jun 2006 12:52:59 GMT
Hi, as I am currently trying to customize the JBoss server SAR I stumbled over what I think are a few problems with it: 1. The whole configuration lives within the SAR where it is rather inaccessible. Using an XMBean with the xml persistence one could move the configuration at least to conf/xmdesc. 2. The partition configuration allows only a simple name and constructs a partition root of "cn=NAME" from it. Furthermore there can be only one partition. 3. The default configuration has a few problems: - the Krb5KdcEntryFilter references a class which no longer seems to exist in RC3: org.apache.directory.server.protocol.common.store.Krb5KdcEntryFilter - several directories are configured as ${reims.jboss.dir}/something. As ${reims.jboss.dir} is non-standard, this dumps the databases into $JBOSS_HOME/bin/${reims.jboss.dir}/... which doesn't seem to be what one usually wants. Regarding #1 and 2: I'd still regard the XMBean solution as only the second best, as configuring the server is quite clumsy this way. The structure below the system partition seems to suggest that - at least at one point in time - the storage of the configuration of partitions (and possibly most of the other options) in the system partition was considered (cf. ou=system,ou=configuration,ou=partitions). Is it possible to use this for the SAR? If yes, is it possible to dynamically reconfigure the partitions? Regarding #3: is there currently a maintainer of the SAR package? I'd like to offer a few patches, in particular to fix the mentioned problems, make it JBoss 4.0.x compatible and fix the darned IncompatibleClassChangeError in conjunction wuth log4j. Joerg Henne
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text:
Pat Venditte, an ambidextrous pitcher for the New York Yankees, saw his first action in a major league spring training game Tuesday. He allowed one earned run, walking one and giving up two hits in 1 1/3 innings against the Atlanta Braves.
Venditte worked from both sides of the plate Tuesday, according to MLB.com.
"People are going to have their doubts when they hear something like this, and I've got to prove that I can do it," said Venditte, according to MLB.com.
If Venditte pitches during a regular season major league game, he would be in rare company.
Greg Harris, who pitched for 15 years in the majors, is the only modern pitcher (since 1900) to throw both right-handed and left-handed in the majors. But Harris was almost exclusively right-handed, and the Expos allowed him to throw from the left side during one inning of his final season (1995).
Venditte pitches both left-handed and right-handed during games.
He even tried to do it to the same batter during his professional debut in 2008 while pitching for the short-season Staten Island (N.Y.) Yankees against the Brooklyn (N.Y.) Cyclones' Ralph Henriquez, a switch-hitter.
The two players engaged in dizzying cat-and-mouse game of switching back and forth several times, forcing umpires to make an impromptu ruling that the batter and pitcher can each change sides one time per at-bat.
A similar situation occurred Tuesday when Venditte faced switch-hitter Brooks Conrad, but Venditte declared he'd pitch right-handed.
"I was pacing around the dugout trying to figure out what I was supposed to do," Conrad said. "I went up there left-handed and then if he would have asked to pitch left-handed, I would have turned around and gone right-handed. So I took both helmets and both bats up there."
Venditte wears a special glove with two thumbs, as noted by ESPN's Rick Reilly. Harris had a similar glove. The website Sons of Sam Horn takes an extensive look at Harris.
The Charleston (S.C.) City Paper ran a long profile of Venditte, in which it also researched ambidextrous major league pitchers before 1900.
To see our post yesterday about Venditte, click here.
By Stephen Borelli
Daily Pitch is a baseball fan's destination for breaking news, emerging trends and enlightening banter. With a veteran group of reporters positioned in three time zones, we provide a balanced, comprehensive glimpse at our national pastime, with a nod to both the passion and complexities that make the sport irresistible to many. More about our reporters


text: Maintreedescendants John Baring (1697-1748) Francis Baring (1740-1810) Elizabeth Vowler (1707-1766) Henry Baring (1776-1848) William Herring (1722) Harriet Herring (1750-1804) Montague Dorothy Dawson (c1720-c1794) Retrieved from "http://familypedia.wikia.com/wiki/Henry_Baring_(1776-1848)/tree?oldid=352329" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected. Hidden category: Tree pages


text:
Heading into Game 3 of the Eastern Conference finals, the Miami Heat had impressed during the 2014 postseason without really looking like a two-time defending champion. While the team's star power and capacity for game-changing runs had marked them as the favorite to represent the East in the NBA Finals, they have not played with the offensive consistency or defensive excellence associated with their title runs.
The Heat's 99-87 win over the Indiana Pacers in Saturday night's Game 3 was not the complete performance many might have wanted, but a dominant performance after halftime likely ranks as the squad's finest half of this postseason. After a slow start that found the Pacers up double-digits early, the Heat bounced back with a mixture of a great performance from superstar LeBron James, sharp shooting from several players and characteristically active defense to hold on to homecourt advantage and serve notice that they are peaking at just the right time to capture a third-straight title.
For the first several minutes of the game, however, it looked as if Miami was ready to fritter away the advantage they won after Tuesday's Game 2 win in Indianapolis. After an Udonis Haslem layup with 7:50 on the clock made the score 6-4 in favor of the visitors, the Heat failed to score for nearly five minutes to allow the Pacers to open up an early 17-4 lead. Such margins are far from insurmountable for the Heat, but that score suggests how poor they came out of the gate. The Pacers deserve a fair amount of credit for playing the sort of defense that helped them finish with the best points-allowed-per-possession stats in the NBA this regular season, but the Heat also just looked far from stellar. Chris Bosh, in particular, continued to play far below expectations, missing two jumpers and earning two fouls to become one of Miami's first subbed-out players. Things got better for the Heat in the final few minutes of the first quarter — it ended with a score of 21-14 — but the Pacers looked like the superior team by a wide margin.
That state of affairs continued for the first portion of the second quarter, as well, with the Pacers pushing their lead back up to 37-22 with 6:22 left in the half. Frankly, Indiana was not so good as to appear in total control. The East's top seed shot 53.3 percent from the floor in the first half (though only 1 of 8 from 3-point range), getting useful performances from expected leaders like Roy Hibbert and David West and eight straight second-quarter points from erratic veteran Luis Scola. On the other hand, the Pacers also turned it over 13 times in the first 24 minutes, which indicates a lack of elite precision. They were well in front without really looking in control.
Unfortunately for the Pacers, teams in similar positions have found that it's difficult to keep the Heat down for long. James and Dwyane Wade finally began to make their presences known by scoring 14 of Miami's last 18 points of the half. Reserve guard Norris Cole also played his part with five points in the quarter. The Pacers, after leading by 15, headed into the locker room with a 42-28 advantage. Miami didn't look stellar, but had woken up, and that suggested a superior second half was on its way.
That suggestion proved accurate. The Pacers actually topped their twin 21-point quarters of the first half with 22 in the third, but that slight improvement came at the expense of losing their preferred pace and style. When Bosh drew his fourth foul three minutes into the second half, head coach Erik Spoelstra turned to Rashard Lewis to form a smaller, more perimeter-oriented lineup. The Heat were able to get out in transition without sacrificing much defense. In part, that's because Bosh has been unimpressive, but Lewis unexpectedly caused problems for Pacers power forward David West. With Lewis and James at the forward spots and Chris Andersen at center, the Heat saw an uptick in defensive activity and turned that boost into better play at the offensive end, as well.
It helped, of course, that LeBron found his superstar form after a middling first half. LeBron scored 12 of his game-high 26 points in the period. This dunk at the 7:36 mark gave Miami its first lead of the game:
The fourth quarter found the Heat in greater control, although in a slightly different way. After closing out the third with a three to grab a 71-64 lead, Wade started the fourth with another triple to signal that Miami would not give up control easily. In fact, the star of the show was Ray Allen, record-holder for most career threes in both the regular season and playoffs, who nailed all four of his attempts for 13 of his 16 points on the night. Take a look at his quarter of long-range shots below:
Allen's onslaught occurred in part because the Pacers had no answer for Miami's smaller lineups. West attempted to guard Allen for long stretches of the fourth quarter but looked woefully (and unsurprisingly) unable to do so, falling behind in both transition and on halfcourt close-outs to help Allen get open looks. In his postgame news conference, head coach Frank Vogel said the Pacers need to "do better" in such situations, but the reality is West, a very smart and experienced player, should not be guarding Allen under any circumstances. A mismatch usually can't be solved by simple adjustments — the team needs different matchups entirely.
Even after this second half, observers can be forgiven for thinking the Heat are still lagging behind other contenders — OK, maybe just the San Antonio Spurs — in the pursuit of a third-consecutive championship. As ever, Miami looks content to flip a switch when a game is in danger, less concerned with taking control early than solidifying the win as late as possible. Yet that disappointment often disregards not only that the Heat's peak is better than that of any other team, but that they have a stunning awareness of the right moments to turn it on. Such a strategy arguably won't work against superior competition, but we've seen it before from past champions, including the Heat themselves. At this point of the postseason, a minimum requirement can still be pretty darn impressive.
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Eric Freeman is a writer for Ball Don't Lie on Yahoo Sports. Have a tip? Email him at email@example.com or follow him on Twitter!
Stay connected with Ball Don't Lie on Twitter @YahooBDL and "Like" BDL on Facebook for year-round NBA talk, jokes and more.


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Global Shower Enclosures and Cubicles Market 2016-2020
|TechNavio (Infiniti Research Ltd.)
|英文 53 Pages
|淋浴設備室&淋浴間的全球市場:2016-2020年 Global Shower Enclosures and Cubicles Market 2016-2020
|出版日期: 2015年11月25日
|內容資訊: 英文 53 Pages
Technavios market research analyst predicts that the global market for shower enclosures and cubicles will grow at a healthy CAGR of around 8% by 2020. The recent increase in urbanization is anticipated to positively influence the global demand for convenient bathing options, which in turn will impel the prospects for growth in the global market for shower enclosures and cubicles during the forecast period.
The property of shower enclosures to separate the bathing activities from other bathroom activities is a significant factor that will help them to gain acceptance among the populace. The decorative cubicles and glass shower enclosures have additional cubicle accessories, which prevents water from splashing to the other areas of the bathroom. These advantages are expected to bolster the adoption of cubicles and enclosures during the forecast period.
Technavios market research analyst estimates the Americas to be the fastest growing market during the forecast period. This region is anticipated to grow at an impressive rate of nearly 14% during the forecast period, and factors like the recent increase in residential construction in the US are expected to account for this regions high market growth rate during the forecast period.
In this market study, analysts have estimated the tampered glass segment to be the largest market segment during the forecast period. This segment currently accounts for a market share of nearly 54% and advantages like its ability to increase the light transmission are envisaged to account for its high market share during the predicted period.
The global shower enclosures and cubicles market is highly fragmented and is extremely competitive owing to the presence of numerous local and global players. The large vendors in this market provide a broad range of high-quality products but are predicted to face intense competition from the local vendors as they have the ability to provide high-quality products at reasonable prices.
The leading vendors in the market are -
The other prominent vendors of the market include American Shower Door Corporation, Lakes Bathrooms, Fleurco, Ritec, Holcam, Roda, and Korraware.


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The Shenmue series went the way of the dodo back in the early 2000's after rising costs and falling sales but an end of Ryo's adventure practically before it had begun. More than a decade later and with the help of the power of Kickstarter, it was reborn, with a full sequel set for release at some point in the next few years.
Now we've got a tiny update on the progress of the game, with a couple of screenshots. Here's how it's looking.
The back of Ryo's head certainly looks nice, and it seems like we're going to be spending a good amount of time with Shenhua - who we last saw during the wonderfully closing chapter of Shenmue II back in 2001. The graphics may not look like the absolutely state of the art but this is work in progress material and, most importantly, it's actually a sign that development is progressing on Shemue III.
The Kickstarter for Shenmue III picked up a massive $6.3 million back in July 2015. The proposed release date is December 2018, so we'll have to wait and see if that happens.


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It's good to read in The Advocate that alternative teacher certification is growing in Louisiana, particularly since the research consensus around traditional teacher certification and training programs demonstrates that these have absolutely no impact on a teacher's excellence in the classroom. So making the teaching profession easier to reach for energetic people who want to try can only boost Louisiana students further and give parents and administrators more options.
It's also a good method to help shift the teaching profession from being a static, machine-age job that you enter young and put in 40 years in the same factory before retiring to something befitting today's rapidly changing workplace and young people who on average switch jobs five times in their first 10 years in the workforce.
The increased flexibility and freedom for teachers and schools will lead to a better education for Louisiana children by letting teachers leave with fewer penalties when they are burned out and introducing excellent teachers to the profession by making it easier to try.
Joy Pullmann
education research fellow, Heartland Institute


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Week in politics
Week 14 June to 20 June
Times will get 'aharder" for local councils. Minister Lesley Griffiths has just written to them saying they're likely to face cuts of up to 4.5% next year. Even more pressure on them to 'volunteer' to merge.
Carwyn Jones came under scrutiny over his green credentials in a special session, chaired by the Deputy Presiding officer David Melding. Despite having a target to reduce emissions by 40% by 2020 recent figures released show emissions rising by 5%. The First Minister still refuses to abandon a target to reduce carbon emissions by the end of the decade.
It's been a bad week at the office for the Prime Minister. He had to eat humble pie by making a full public apology for employing Andy Coulson the convicted hacker as his Press guru. No sooner had the cameras done their job the trial judge waded in and accused him of undermining justice because the trial of Coulson on other counts had not concluded. Wednesday saw him worsted by Miliband in Prime Ministers Questions. Then to top it all he takes a trip to Brussells and the other EU leaders ignore his pleas not to elect former Luxembourg PM Jean-Claude Juncker as the next president of the European Commission. Not his finest week, me thinks.
George Osborne, the Chancellor, wants another high speed train(HS3) running East to West in the North of England to join Hull to Liverpool through Manchester and Leeds. I'ts to generate a massive joined up urban area to generate economic growth. Not a word about helping Wales with a similar scheme I notice.
Meanwhile Bank of England governor Mark Carney delivered a blow to savers by suggesting the "new normal" for interest rates is never likely to be greater than 2.5%. That's even when rates start to increase and those are unlikely to go up this side of the general election. Savers will have to wait until 2017 for the modest saving rate.
YouGov /Sun CON 32%, LAB 37%, LDEM 7%, UKIP 14%,
Ashcroft CON 28%,(-1) LAB 33%,(-2) LDEM 8%(+1), UKIP 17%(+2)
YouGov/Sunday Times CON 33%, LAB 37%, LDEM 8%, UKIP 14%.
Opinium/Observer CON 31%(nc), LAB 35%(nc), LDEM 7%(+1), UKIP 17%(-2), Greens 5%.


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Add your own features in custom tables plugin
My plugin has a lot of possibilities, but as its possible that you have your own special need, you can easily extend the functionality of my plugin with your own "plugin" without touching the code. You will not loose the update functionality by a new release and your code is working.
Today I show you an implementation of that.
The site we are talking now about has a very high userload, 12k Users on a day with around 60k Pageviews. Continue reading
I only see "Table Setup not configured" on the page
This plugin is highly customizable. Therefor you cannot only create a table as you want with adding unlimited numbers of fields and content, you also need to define how the table will be published.
You need therefor Continue reading
Instead of an image, I only see the URL
When You place an image to your page and only see a link, you need to Continue reading
Backup/Export show only white page
If you only see a whit page if you want to export a table or take a backup, then Continue reading


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Religion & Spirituality, Christianity, Society & Culture, HistoryFollow
|Religion & Spirituality
Pastor Mark Driscoll is a Jesus-following, mission-leading, church-serving, people-loving, Bible-preaching pastor. He's grateful to be a nobody trying to tell everybody about Somebody. This channel features audio content from Mark Driscoll, including sermons and event teaching. Mark preaches about Jesus with a skillful mix of bold presentation, accessible teaching, and compassion for those who are hurting the most. For more great teaching resources visit markdriscoll.org
July 4th, 2016
Episode 231 of 288 episodes
Jesus is in absolute agony, sweating blood, as he prays honestly with the Father. What is the cup he is so grieved about? It is the cup of the wrath of God. Every sin is like a drop into a cup. We pour the sin in. God, at the end of this life, pours out commensurate wrath. Yet Jesus submits his will to the Father's; he exchanges places with us on the cross and drinks every single drop of the wrath of God. The cross is where the love of God is most clearly seen: wrath was poured out on Jesus, and love was poured out for us.
You'll need to sign in to write a comment.
Welcome to the Brain Training Podcast, the daily audio workout for your head. In this podcast we have two games for you, each with three rounds which get progressively harder. To enjoy the full experience, relax, and avoid distractions whilst you listen.


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Posted: Friday, February 3, 2017 9:27 PM
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• Location: Midland / Odessa, Midland/ Odessa
• Post ID: 12146486 odessa


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Improving Drum Mixes With Gates
In this video I show you how to utilize gates in Reason (with their fantastic SSL 9000k-modeled mixer) on a multitrack drum session to clean up and improve the mix.
The drum sessions in the video are available here.
Browse our entire selection of Reason ReFills.


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You do want all the things you love about the location of your new house, condominium or cottage to stay that way or get better, don't you?
Volunteers keep Canadian communities moving forward in spite of what governments and the economy throw at them. Generous contributions of time, creativity and resources from people who care about where and how everyone lives continue to move communities forward whatever the future holds. This makes volunteer community spirit an important sustainability criteria when choosing a new neighbourhood, condominium complex or community.
Consistent disappointment over government and corporate actions and inaction during the economic collapse and the pseudo-recovery has made it clear that solutions and innovation do not lie in their direction. "If it is to be, it's up to me" is a powerful personal mantra and it may become the people-mover that is needed to strengthen communities in a weak economy.
A chance meeting in a local coffee shop proved this to me. As I describe the following incident to others, more and more stories like this one emerged. There's a lot going on that does not rate recognition in the Canadian Walk of Fame, but that really matters. I'm impressed with the spreading determination that it is up to us.
"We have to show our children, teach our children, that everyone has to give something back, or it will come back and bite them in the butt," said a determined volunteer who was canvassing local businesses to gather donated prizes for a silent auction directed at raising money to improve the local grade school's playground. Parents are increasingly called on to raise funds to ensure their children have books, supplies, outings and safe environments, so sadly her objective was not new or unique. What struck me was that this parent's children had long since left the school and moved onto higher grades. This determined parent keeps pitching in because she believes in paying back the support her children received. That's sustainability -- persistent commitment in the face of continuing need.
The consideration and commitment of uncounted volunteers like this woman, plus family caregivers and helpful neighbours, overflows into each of our lives to create a street, a highrise or a neighbourhood worth living in. The signs of volunteer value are all around us, but, since they are not branded and promoted in convincing marketing language, they can be invisible or undervalued. Read More


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http://www.spaulding-associates.com (207) 967-2883
We are seeking Protective Relay Technicians for expanding Field Services Group. Great opportunity to join well-established industry leader, consistently ranked in the Top 50 nationwide of the Top 500 Design Firms (ENR-2016). Must be experienced with the installation, testing, inspection, calibration, and repair of all system protection devices, transducers, and substation equipment (digital microprocessor relays, circuits, protective controls, and switchboards). You will be working on electrical transmission and distribution systems for our utility clients.
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U.S. citizenship or U.S. permanent resident status required.Salary: DOE. Per diem travel expenses covered. Full benefits.swbkr79-4217


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Welcome to Rocker's Dive Radio!
We are Dedicated to Bringing the Finest Music From Independent and Mainstream Artists Located Around the Planet!
Rocker's Dive Radio is Committed to making our station the place to discover new music.
The way Radio used to be.
Our Station is Commercial Free Playing 24 hours a day.
Here Is what's Playing Now... Click Play Now to Tune In
Check out some of the Great Indie Talent that is featured on Rocker's Dive Radio.
Together We Rock The Planet!
Discover Info On Our Featured Friends
Michael Hornbuckle has been bringing blues and rock music to people for 2 decades. Homegrown in the Mile High City, as was his father, legendary bluesman Bobby Hornbuckle who had Michael backing him on drums at 13.
Meet the Julie Lamb Band. A unique and stellar band. We have known Julie for some years now and have fostered a deep and abiding place in our hears here, so many count her as a true friend and a consummate professional.
See This Through is more than just a name to the modern rock quartet from South Bend, IN. "It's about never stopping," says guitarist and lead vocalist Nick Blohm, "it's about going after something that you never thought you could accomplish."
Started in 1996 by Jared Scott, Particle Son currently consists of Jared (guitars, programming) Sandi (keys) and Vex (vocals). We've shared the stage with many big names from the industry such as Wednesday 13, Prong, Powerman5000 (2x) 16volt, Psyclon 9 (2x) God Module (2x) SMP, and many others. We've shared comp cd's with major label acts such as Dimmu Borgir, Arch Enemy, and Divine Heresy (Dino of Fear Factory).
'Imagine if Bob Dylan could sing, was born 40 years later, and was fronting a hard hitting rock and roll band! One of Liverpool's finest!" (David Bash IPO Festival Organiser).
The band have been described as having a "Classic rock sound', but always with the emphasis on melody. Think of a cross between The Who and REM, with a dash of AC/DC and you won't be far wrong.
It is rare to find a music artist so unique that you have to come up with a new phrase to classify their sound. Such is the case for Erisa Rei, a professional vocalist and songwriter firmly established in the Americana genre, but possessing a sound that can be described only as "homegrown soul".
Tragic Earth is a 4-piece hard rock act who's sound takes in elements of grunge, metal and stadium rock with big riffs and choruses, fused with floating vocal melodies and delivered with a blistering live show. The band believes in a message of hope and perseverance, dealing with problems faced in modern day society, using lyrics and emotion as an unlikely light in a familiar darkness common to many individuals.
Introducing SLAM CARTEL, a very tight melodic-rock band from the UK. Known for electric stage shows, they also rock the radio with guitar-driven energy!
The Bush League are a bright beacon of Blues today! Having been lucky enough to see them live and looking forward to again in July here in NYC, I can personally assure you these guys are truly a don't miss. They have been guests on my show a few times and not only are they superb musicians but perhaps more importantly wonderful people..
Silent Stranger is a Canadian band that emphasizes great songwriting, tight instrumentation and beautiful cascading harmonies. Originally formed in the mid-80's they've recently updated their material and sound. It has a timeless nature that melodic rock fans love to have in their collections! Available on ITunes.
Meet Blue Helix , new friends to RDR and bringing a grunge edge to melodic rock.
One of the first bands to join us on the radio and fast friends since, these UK rockers bring it hard and real.
Getting to know our new friend , and a member of the team getting to go check Colin's bands live. We have learned two things. You can't pigeon hole this great band to a genre and their live show is amazing.
Having known Raphael for many years now as both a friend and a musician, I could not be happier than to introduce you to this man of generous spirit and prolific talent.
Don Miller and the boys from "Dirty Mind Detroit" Can Rock it out with a driving a Blues/Rock sound that can stir your soul.
Going back to the early days of Rocker's Dive Radio, we found these friends from New Zealand. Having been guests on our show and getting to know them over the years has been a rare pleasure. This Four Piece is best described as follows;
News and Notes
Pandora's days seem numbered. And the music business isn't happy about that.
To the news you've heard before: Pandora, once a music streaming pioneer, now looks like a music streaming casualty. While competitors like Spotify and Apple Music are booming, Pandora has been treading water.
Facebook pages seem to be less and less useful these days for promoting music, especially when we're talking about your average independent band that doesn't want to drop a bunch of cash just to reach fans that have already liked their page.
Order Here
The album is up for grabs. Pre-order your copy now!
You will get;
- The full lenght album with 11 songs and with all the band members autographs.
- A code and a link to download the track Burn on Bandcamp.
- A download-card for the full album on cdbaby when it is released.
- Our deepest gratitude of supporting us the way you do!
Wayward Son
Cast Your Shadow
Brings Them Back
Mary Jane
The Great War
Pt. I: Prologue
Pt. II: Heroes
Pt. III: War
Save Me
Another Day of Life
Carry On
The Great War
Pt. IV: Epilogue
Blues harmonica virtuoso and onetime Muddy Waters sideman James Cotton died on Thursday at a medical center in Austin of pneumonia. He was 81. A rep for the musician confirmed his death.
Julie Lamb had released "Ordinary Days" and if you love funky blues rock based music at it's best then look no further and head over and get your copy today!
Green Day frontman Billie Joe Armstrong is set to play Charlie Chaplin in an upcoming episode of 'Drunk History'.
Frontman/Guitarist/Vocalist Mikael Åkerfeldt of Swedish progressive metallers OPETH spoke about the sharp musical turn the band took with 2011's Heritage album and its 2014 follow-up, Pale Communion. "I was writing Heritage. It was kind of heavy, like a continuation of the stuff we were best known for: very dynamic music and mainly screaming, death metal vocals. But I guess I was fooling myself when I was writing that kind of stuff. I was fooling myself that I liked it and that it was the right thing to do."
Keyboardist Jonathan Cain (Journey, Bad English, The Babys) marks his latest solo venture with What God Wants to Hear, due Oct. 21 via Identity Records.
DEEP PURPLE's new studio album is tentatively due in February 2017, singer Ian Gillan has revealed in a new interview with Antihero magazine.
Metallica add Iron Maiden, Deep Purple & Rainbow covers to 'Hard Wired… to Self Destruct' on the Deluxe Edition 3rd "bonus disc" which intriguingly contains 13 'Riff Origins' samplers!
Search Our News and Notes
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Joe Whetzel, Jr. comes from a Blackfeet family that has boasted basketball stars for generations. His grandfather played on a college team that beat the Harlem Globetrotters, completing a career that was deemed worthy of a spot in the Basketball Hall of Fame.
Whetzel has grown up playing ball with his cousins and uncles, possessing a formidable, aggressive style that those familiar with streetside three-on-three tournaments will recognize, and he exudes the easy confidence of someone who is comfortable with his skill. Which is why he was flabbergasted when he didn't make Sentinel High School's varsity team last fall.
"I worked hard so I could try out," Whetzel explains. "Then the time came to make the cuts, and the coach told me that I was a 'street ball' player who couldn't be on his team."
Whetzel describes being cut as the culmination of ongoing harassment, including getting chased by a group of Hellgate High School football players who were threatening to shoot him in retaliation for a fight he was involved in earlier. He became depressed and started failing his classes because playing basketball meant everything to him.
"When you keep getting torn down, you lose your concentration," he says. Because he was dating an African-American girl, Whetzel says he was called a "nigger lover" and a "dirty Indian" at school. Then four weeks before the school year ended, he got into a fight with a classmate that turned physical. Already having received the maximum number of reprimands, he was kicked out of school, nullifying an entire semester's credits.
"The only way I found a kind of peace was to be feared," Whetzel says. "If they weren't going to respect me, they were going to fear me. Scaring them was the only way I got any respect at all."
Janet Robideau, an organizer with Indian Peoples Action (IPA), says Whetzel's experience isn't unique, and points out that there are currently no Native Americans playing varsity basketball in Missoula County Public Schools. What happened to Whetzel, she says, is just an indication of what IPA sees as a larger problem-MCPS' inadequate job serving Indian students.
Robideau says stories like Whetzel's were part of the reason that IPA and concerned parents had a series of charged meetings with MCPS Superintendent Mary Vagner, the district's school board and other administrators two years ago.
"First there was denial," Robideau remembers. "Then they asked why the students didn't come to them, and then they called it hearsay. That's why we're angry with the district: Students have to take it and take it. They can't go to administrators because they're told they're too sensitive or they're liars, and they're told if they don't like it they can leave."
"Emotion is the key word," adds IPA secretary Carole Meyers, who was also at those meetings. "A lot of people were carrying that on their backs and it just came out."
Robideau says Vagner suggested they "calm down" and work on some solutions. After conducting studies, IPA released its first report this June, which recommended that Missoula improve its disciplinary, parental participation and cultural competency policies to better meet the needs of both Indian and low-income students.
IPA also completed an additional report for MCPS last week that details the significance of recruiting and hiring minority teachers. Key points include the importance of students learning to understand people with a different culture than their own, minority teachers providing a professional role model and the fact that hiring more minority teachers could help rectify feelings of alienation that Indian students cited in a national study as a reason for dropping out.
"Through [the district's] eyes, a teacher is a teacher," says IPA chair Scott Moffett. "But through the students' eyes, looking at a teacher of color makes all the difference." Moffett says IPA isn't targeting specific teachers, administrators or even schools, but instead the district as a whole. "Our goal is equality in education. The vehicle is policy change, so it isn't us versus them."
In response, Vagner says the district is concerned with finding the best qualified teachers and that ethnicity is not a consideration. There are currently four out of 750 certified teachers in the district who are Native American, a figure IPA finds disturbingly low.
"We researched it, and 30 percent of the Native American students graduating from the University of Montana major in education," Robideau says. "Where do they all go?"
And though IPA hoped its report would be heard by the school board and be included in the district's policy meeting for the 1999-2000 school year, scheduled for August, Vagner says the report must be processed internally with every MCPS administrator before it can be heard by the board in October.
In the meantime, Robideau urges the school board to "do right" by the district's Native American students, because too many are falling through the cracks and missing out on a successful learning experience. And, she warns, the kind of alienation felt by these students carries over into their future lives.
For his part, Joe Whetzel says because of all the problems he's had in the past, he doesn't go anywhere he might run into former schoolmates alone. He's considering enrolling in Big Sky High School in the fall, but wonders if there's even a point in risking the harassment and fist fights.
"I lost my trust the first time," he says. "I don't know if I'll go back."


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Egyptian Bean Soup ( Ful Nabed )
Recipe by PalatablePastime
Quick and easy to make with a nice zippy flavor. Very nice with some warmed flatbread and hummus.
Top Review by Sage0925
Very nice soup. Some of you might flip out, but I happened to have a smoked turkey thigh simmering in ham bouillon, and I used that for the stock...thankfully, it made for a very nice soup, instead of the disaster that it could have been...LOL
It is a soup that just cries for flatbread (so spaketh the bread addict). A teaspoon of curry powder might be nice...I'll try that next time. And bottled lemon juice works just fine, although I used a bit more than the recipe called for.
See Discussion:2 Reviews
Ingredients Nutrition
- 1 large sweet onion, chopped
- 2 tablespoons olive oil
- 1 cup chopped carrot
- 3 garlic cloves, minced
- 1 teaspoon cumin seed
- 1 cup diced tomato (with juice, if canned)
- 4 cups vegetable broth or 4 cups chicken broth
- 1 1⁄2 teaspoons sweet paprika
- 1⁄4-1⁄2 teaspoon cayenne pepper
- 2 bay leaves
- 1⁄2 teaspoon kosher salt
- 1⁄4 teaspoon black pepper
- 2 tablespoons chopped Italian parsley
- 3 tablespoons fresh lemon juice
- 2 cups cooked fava beans (rinsed and drained if canned)
- fresh mint leaves, to garnish
Directions See How It's Made
- Sauté chopped onion in olive oil until almost tender.
- Add carrots, garlic and cumin, cooking briefly.
- Stir in tomatoes, broth, paprika, cayenne, bay leaves, salt and pepper, stirring to mix.
- Cook over medium heat until carrots are tender.
- Mix parsley, lemon juice, and fava beans into soup and heat gently.
- Serve garnished with fresh mint, if desired.


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BURLINGTON, Vt. (AP) - The National Weather Service in Vermont is estimating that Lake Champlain is 99 percent frozen over.
National Weather Service meteorologist Andrew Loconto says it's the most ice on the lake since 2007, the last time the lake is believed to have frozen over completely.
A century ago the lake would routinely freeze over during the winter. In the 1990s it froze completely only three times.
The Burlington Free Press reports that a satellite photo of the lake posted on the Weather Service's Facebook page shows only a small sliver of open water.
Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.
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Bridget Jones's Baby Movie Review :
Bridget Joness Baby Full Movie Watch Online Free Download
As per Colin Firth, his new adversary, Patrick Dempsey's Jack Qwant, is more scary than his previous rival, Hugh Grant's Daniel Cleaver; "Mark didn't think Daniel was superior to anything him. This person Jack is by all accounts a greater amount of the enchanting great person, and in some ways that is scarier. "This is not a film adjustment of Helen Fielding's "Bridget Jones. Mad About the Boy", the third novel in the Bridget Jones arrangement, discharged in 2013.
Rather it depends on a unique screenplay which Fielding composed with David Nicholls. Controversially, this is the first run through Renée Zellweger hasn't put on weight so as to depict Bridget Jones. A few online outlets asserted that Zellweger sold out her notable character. As the legit self-perception is viewed as a part of the character's allure. Nonetheless, chief Sharon Maguire shields the choice to hold Jones' midsection down; "We as a whole truly adored the thought that Bridget had at long last contacted her optimal weight. Some place between a UK size 10 or 12 – yet hadn't tackled any of her issues about adoration and forlornness."
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These coil pots with head stoppers were my take on Egyptian canopic jars. The pots are stained and salt fired to cone ten; they have a running bottle ash glaze around the necks. Canopic Jars are traditionally used to preserve the viscera of the owner for the after life. I relate this to the idea of birth and rebirth, the women being vessels for the life of various cultures.
Thank You!


text: Do you think they should make a Knuckles Chaotix 2? I think it would be coooooool! They can bring back Mighty and Bomb and Heavy and even the giant red Metal Sonic! It will be so awesome and be for 3DS! The touch screen could be used for the rubber band ring thing to hold or launch your buddies, and for changing partners! Someone should write Sega about this, does anyone know their address?


text: EMEA and North America command and control room market valued at over $2.8bn05 Apr 2013 12:37 PM First study in the command and control market by IMS Research shows the sector is growing as developing regions install new control rooms and developed markets consolidate services into larger control rooms with expensive multi-agency CAD platformsThe market for services and key control room technologies in the public safety, transportation and utilities markets across North America and the collective Europe-Middle East-Africa (EMEA) region is set for solid growth to $3.4bn (£2.2bn) by 2015, according to a recently published report from IMS Research, (now part of IHS).The report, called Command and Control Rooms – EMEA and North America – 2013, measured the revenue in both regions for key technologies such as computer aided dispatch (CAD), geographic information systems (GIS), voice dispatch and call-taking software within the control room industry. The projected revenue for 2015 represents growth from $2.8bn (£1.8bn) in 2012, and points to important developments percolating in the market for the foreseeable future.'The command and control room industry for public safety is undergoing a significant period of change,' said Jennifer Shortland, mobile radio market analyst at IHS. 'In developing regions, investment is going into the installation of new control rooms and emergency call-taking infrastructure.'However, the interesting story is that within the regions with established emergency dispatch infrastructure, changes have been driven through funding cuts and efficiency savings. As a result, across regions such as the U.S. and Western Europe, regionalisation is taking place in which smaller control rooms are consolidating into much larger regional control rooms.'While the new installations of control rooms are driving increases in control room revenue, the regionalisation of control rooms is also spurring heightened value for control room technology.Shortland noted: 'Larger control rooms, some containing several different emergency agencies, require the installation of a universal CAD platform capable of meeting the needs of a wide range of users. These increasingly sophisticated CAD platforms and associated equipment are driving up the value of these projects.'The two volumes of research for EMEA and North America in the study also examined the key services provided to the control room industry. These services include change management, data management, support and installation. The research, for the first time, broke down the control room industry for public safety into its various emergency agencies, systems sizes and overall installed base of seats.The installed base and revenue is further broken down, accompanied by regional insights discussing the factors affecting control rooms on a local level.Wireless magazineLeave a CommentPlease write code to prove you're humanPublic safetyTCCA pinpoints key focus areas for LTE-based critical communicationsMotorola launches all-in-one single site TETRA digital radio system Southern Tyrol TETRA network gets a workout at Biathlon World Cup


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China Insurance Market and Technology Trends 2011
The Chinese insurance market is growing quickly. Premium income grew by 39% in 2008, then declined to 14% growth in 2009, but rebounded to 30% in 2010 with the recovery of the market. At the same time, there have been adjustments in many areas such as market structure, products, and distribution.
In a new report, China Insurance Market and Technology Trends 2011, Celent updates findings from our April 2008 report, China Insurance Market and Technology Overview 2008,analyzing changes to the Chinese insurance market since 2008.
The release of new bancassurance policies by regulatory agencies and the implementation of a new statistical calibration for premium income in line with the new accounting standards have reduced premium income in many life insurance companies in 2011. However, these adjustments are beneficial in ensuring the healthy development of the insurance business in the long run.
Despite the decline in market share of foreign-funded and joint venture life insurance companies from 8% in 2007 to 5.6% in 2010, and that of foreign-funded property and casualty insurance companies from 1.18% in 2008 to 1.06% in 2010, premium income is growing consistently, and foreign-funded companies can still benefit from the huge growth in the Chinese insurance market.
Greater diversity will be expected in the distribution channels of the future. With the acquisition of shares among banks and insurance companies, there will be a relatively drastic change in the collaboration between banks and insurance companies, as well as greater depth of collaboration. Online insurance will develop further as the Internet continues to impact our daily lives to a greater extent, and technology such as short messages and mobile wireless networks will be used extensively. Rapid development of e-commerce is also expected for the next few years, and insurance companies will focus their IT investment on this.
Further regulation can be expected on intermediary channels such as agencies and brokers, which will lead to development of such channels. Telemarketing will also grow quickly, while agents will gradually become financial consultants. More companies will adopt new business models such as online insurance sales and online servicing. There will also be significant development in mobile technology applications such as issuing policies, servicing, and assessing claims.
"In China, the IT used by insurance companies is growing in maturity, automation of business processing is enhanced, and integration between systems is increased," says Wenli Yuan, Senior Analyst with Celent's Asian Financial Services Group and author of the report. "With e-commerce gaining more attention from insurance companies, information technology will be highly emphasized by these companies."
This report examines the Chinese insurance market, including areas such as premium incomes, market structure, product trends, and distribution trends, and discusses information technology spending trends.
Celent is a research and advisory firm dedicated to helping financial institutions formulate comprehensive business and technology strategies. Celent publishes reports identifying trends and best practices in financial services technology and conducts consulting engagements for financial institutions looking to use technology to enhance existing business processes or launch new business strategies. With a team of internationally based analysts, Celent is uniquely positioned to offer strategic advice and market insights on a global basis. Celent is a member of the Oliver Wyman Group, which is a wholly-owned operating unit of Marsh & McLennan Companies [NYSE: MMC].
Media Contacts
North America
Michele Pace
Tel: +1 212 345 1366
Europe (London)
Chris Williams
Tel: +44 (0)782 448 3336
Asia (Tokyo)
Yumi Nagaoka
Tel.: +81 3 3500 3023
Table of Contents
Executive Summary
Market Overview
Insurance Market Is Still Growing Strongly
Changes in the Market
Life Insurance Market
Structure of the Life Insurance Market
Development Trends of Life Insurance Products
Changes in Life Insurance Supervision
Property and Casualty Insurance Market
Structure of the Property and Casualty Insurance Market
Main Product Categories and Development Trends
Insurance Distribution
Various Distribution Channels
Development Trends of Insurance Distribution
Information Technology
Overall IT Spending
IT Spending By Categories
Trends of IT Spending
Final Thoughts
Leveraging Celent's Expertise
Support for Financial Institutions
Support for Vendors
Related Celent Research


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Ha ha! Love this =) About to head outside myself to enjoy this sunshine now that my Google Reader is back to O!
Hehe! That made me let out a little chuckle.
That's pretty good!
Hahaha! So funny!
Ha ha I needed a good laugh today!
That's exactly how I feel in the summer.
Alright. That made me laugh!
First off I would like to say great blog! I had a quick question which I'd like to ask if you do not mind. I was curious to know how you center yourself and clear your mind before writing. I've had trouble clearing my thoughts in getting my thoughts out. I do take pleasure in writing but it just seems like the first 10 to 15 minutes are lost just trying to figure out how to begin. Any suggestions or hints? Thanks!
Very funny kind of blog..Thanks for sharing with us..
That's hilarious!
That can't be a comic about cali weather these days! lol


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640 pages, 123 line illus
A Water Quality Assessment of the Former Soviet Union focuses on water quality issues using examples from around the former Soviet Union. It covers the background to the natural water resources and composition of surface and ground waters in the former Soviet Union and then proceeds to examine the influence of human activity on those resources and water quality systems. With unique material previously unavailable in English, A Water Quality Assessment of the Former Soviet Union presents a detailed analysis of generic problems and possible solutions applicable beyond the former Soviet Union. It covers: * Salinization, eutrophication and acidification * Heavy metal, organic and microbial pollution * The ecological state of water bodies * Water quality monitoring systems in the former Soviet Union * The impact of pollution on fisheries With more than one hundred line illustrations and tables, the long-term detailed case studies of the Lower Don Basin, the Amu Darya river, the Rybinsk reservoir, the Dnieper river, Lakes Baikal and Ladoga, and water resources in Moscow and the Moscow region, will enable valuable lessons in environmental management to be learnt. A Water Quality Assessment of the Former Soviet Union in a valuable source of up-to-date information and case studies for professionals in government, national and international organizations, and water utilities. It will be an essential reference in research institutes and university libraries. I.A Shiklomanov, V.Y Georgievsky, M.P Polkanov, V.V Tsirkunov, V.G Drabkova, G.M Chernogaeva, V.P Zakutin, A.V Zhulidov, V.M Emetz, V.S Petrosian, Y.Y Vinnikov, L.V Boeva, T.A Sergeeva, V. Abakumov
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Prices found within past 7 days. Prices and availability subject to change. Additional terms may apply.
Find deals on flights from Bristol, United Kingdom using the Orbitz.com website. You can search by your departure date to quickly compare ticket prices for different airlines serving the Bristol Airport. With more than 10 airlines serving the Bristol Airport, it is simple to find the right air ticket to suit your schedule and budget. The airport is located eight miles south of downtown Bristol.
Bristol Airport offers a few different options for short-term and long-term parking. Silver-zone parking is the lowest-cost option for long-term parking and starts at ?3.34 per day. Only stays longer than four days qualify for silver-zone parking, and advance reservations are required. The long-stay car park area is available for stays over one day, and costs begin at ?4.00 per day. No reservation is needed for this option. Short-stay parking is available for stays over 30 minutes. There is also valet parking available.
Taxi service to the airport is available if you don't wish to drive your own vehicle to the airport when you leave Bristol. If you prefer to take the train, the nearest stop to the airport is Bristol Temple Meads, which is seven miles from Bristol Airport. The connecting bus travels every 10 minutes from the Bristol Temple Meads stop to the airport. Several nearby areas also have bus service directly to the airport.
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Refunds/changes/cancellations: Itinerary changes, if permitted for the fare, will have a $30 service fee charged by Orbitz. Additional airline charges may apply.
Other conditions: Schedules, fares and rules are subject to change without notice. Seats are limited and may not be available on all flights/dates or in all markets. Lower fares may be available. Fares will not be honored retroactively or in exchange for any wholly/partially unused ticket. Tickets are non-transferable and non-refundable. Fare rules are provided for the selected itinerary before booking.


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|← 1204 →
February 4, 1971
January 27, 1971
|We have 2 images of Dark Shadows 1204
Melanie finds Stella tied up in the tower room.
Synopsis Edit
- A stormy, troubled night at Collinwood in Parallel Time, for this day has exposed another secret of the great house. Catherine has learned that Melanie, ten years before, entered the locked room in the west wing to save her father and ever since she has been given to sudden unpredictable seizures of madness, seizures of which Melanie is quite unaware. But there are other secrets, one of them unknown except to two women as a sane Melanie soon discovers.
Melanie finds Stella Young tied up and gagged. Flora explains that Justin tried to kill Stella, so they had to lock her up to keep her from telling the police. Quentin and Morgan decide that the lottery must be held soon. Melanie promises Stella that she will be released if she promises not to cause any trouble. Justin's funeral is held. Stella is found dead; Flora and Julia believe that Melanie killed her. Melanie tries to get in the cursed locked room then collapses.
Memorable quotes Edit
- Quentin: There's not much you can do in prison, except watch and listen.
Dramatis personae Edit
- Joan Bennett as Flora Collins (PT)
- David Selby as Quentin Collins (1841 PT)
- Nancy Barrett as Melanie Collins
- Grayson Hall as Julia Collins
- Keith Prentice as Morgan Collins
- Gaye Edmond as Stella Young
Background information and notes Edit
Production Edit
- First appearance of the hallway set leading to the doors of the locked room.
- Closing credits scene: Hallway at Collinwood.
Story Edit
- In this episode, Stella is found dead. It is believed that Melanie committed the murder whilst possessed. Although Stella's death will continue to be mentioned for much of this storyline, it is never conclusively revealed if it was in fact Melanie who killed her.
- It is revealed that Justin Collins attacked Stella with a knife, (as witnessed by Gabriel Collins of the main-time band in 1189). Although not fatally wounded, she had been kept in the tower room since then by Julia out of fear that Stella would report the incident to the authorities.
- Quentin has been away for seven years, where he spent time in prison.
- GHOSTWATCH: Morgan and Julia see the woman in white.
- TIMELINE: Kendrick was at Collinwood yesterday. Day 443 begins, and will end in 1206. Justin's funeral today. 1pm: The funeral will soon begin. 6:45pm: Return from the funeral.


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Available ebook formats: epub mobi pdf rtf lrf pdb txt html
Victoria Stoklasa earned a Master of Arts in Political Science with an emphasis in Public Policy from American Public University in 2012. Her thesis, "Improving Missouri's Petition Initiative Process", was abridged and published as the guest column "Missouri's Flawed Initiative Process" in the Independence Examiner. Victoria's political work includes serving as a board member for the City of Independence Citizens with Disabilities Advisory Board. She worked with Missouri Governor Jay Nixon's successful re-election campaign in 2012 as staging location director for the Jackson County Democrats office. In 2010, she and several other Missourians circulated the petition for Constitutional Amendment to Article X, Relating to State, County, and Municipal Taxes; the petition passed by popular vote. Victoria lives with her loving mate, Thaddeus Stoklasa. To learn more about Victoria, visit www.victoriastoklasa.com.
Review by:
Mona Ashby
on June 12, 2013 :
(no rating)
I just finished reading "Sign It Into Law" by Victoria Stoklasa, and found it very informative. Stoklasa does not underestimate the work involved in the petition process, but she does clearly and simply walk the reader through the process in a detailed and easy to understand way.
(reviewed 17 days after purchase)


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O2 is extending its Mobile Broadband Service by offering an upgrade to its Connection Manager software that takes effect for existing customers today. The upgrade will automatically copy existing Wi-Fi profiles from a customer's laptop into Connection Manager, meaning customers will be automatically connected to their home or business broadband wireless networks, with no need to enter passwords or security codes. What's more Connection Manager will alert you when you have used up 75%, 90% and 100% of your data allowance.
O2 has also announced that they have agreed to a partnership with BT Openzone to allow their customers access to any of the 3,000 hotspots across the UK, which includes most Starbucks. Existing customers can take advantage of this upgrade today, while new O2 customers will have to wait until the end of July.


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Woman jailed for theft from employer
A Charlottetown woman once considered a valued employee was sentenced to 60 days in jail for dipping into the company till.
Dorothy Mayhew, 42, will serve her sentence on weekends, allowing her to continue work with her new employer.
Mayhew pleaded guilty to theft under $5,000 while working at the Queens Arms Esso in Charlottetown last year.
Her lawyer noted Mayhew has no addiction issues. She told the court the theft was "motivated by financial issues'' and was out of character for Mayhew.
Chief Provincial Court Judge Nancy Orr acknowledged that while employers held Mayhew in high regard, employers trust their workers to do the job they are hired for without helping themselves to the till.
Orr ordered Mayhew to pay $353 in outstanding restitution to the Queens Arms Esso and to write a letter of apology to the manager.
Mayhew will also be placed on 12 months probation once her jail time has been served and must perform 50 hours of community service work free of charge.
In addition, she is barred from the Queens Arms Esso where her employment was terminated last year.


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EET - Instrumentation, Control & Electrical (ICE)
The EET ICE Program
- To design, operate and maintain power and control systems, employers need electrical engineering technicians.
- Persons with an Associate of Applied Science degree in Electrical Engineering Technology, Instrumentation, Control, and Electrical Major, (EET ICE), find careers in instrumentation, power plant operation, quality control, electrical maintenance, and electronic troubleshooting.
- Washington State's EET program prepares students for entry-level positions, to install, operate, or service electrical equipment in the manufacturing, power, polymer, metallurgical, oil & gas, and other industries.
- The job market is wide open for the technician with dedication and initiative!
Course listings with descriptions of each class may be found in the Washington State Community College Catalog
Contact to learn more:
John Burgardt
Jim York, M.S.
740-374-8716 ext. 1811


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LAFAYETTE — The consistency in the UL-Lafayette softball lineup has been a key component to the Ragin' Cajuns' blazing start.
Obviously, pitchers Jordan Wallace and Christina Hamilton have been lights-out in the circle, but Cajuns coach Michael Lotief has made almost no changes to his Opening Day lineup.
That stability has earned the Cajuns a 17-3 record, a No. 7 national ranking and a .316 team batting average. Of the nine spots in the lineup, the only one that's had any change at all is the designated player spot.
Sara Corbello started the first game in the DP slot; Meagan Thomas started 10 games at DP — the most of anyone. Recently, however, Leandra Maly has taken control of the spot and it looks like she won't be letting go anytime soon.
The senior has started seven games in the DP spot and amassed a .571 batting average, including 5-for-9 last weekend in the Cajuns' Sun Belt Conference-opening series against South Alabama.
"Leandra has done a good job for us," Lotief said. "When her number is called, she keeps getting hits."
Lotief said Maly has long had the talent to play every day in the Cajuns' lineup, but it took a sense of urgency for her to break in. Lotief said this being Maly's senior year has created that urgency and she continues to improve.
"She's gaining more and more confidence with every at bat," Lotief said. "Now that she's got some confidence, it is starting to snowball."
Despite Maly's recent successes, Lotief said the DP spot in the lineup is still evolving. Corbello, Thomas, Gabby Felps and Taylor Terrio could all see time in the lineup.
"The game is going to give each of these kids a chance to get in there," Lotief said. "It just all has to line up."
In the third game of the South Alabama series, Thomas briefly filled in at second base for leadoff hitter Haley Hayden, who appeared to suffer a right arm injury. Thomas played two innings in the field but never got a chance to bat as Hayden returned to the game.
Lotief said Thomas' versatility in the infield makes her a valuable asset to the team.
"Meagan remains an option if we have to start pinch hitting," Lotief said. "She can pinch hit for Haley, she can pinch hit for (shortstop) D.J. (Sanders) and she can play some short for us.
"We're trying to fix that bottom part of our lineup. That has been our Achilles heel the last couple years."


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National Grid plc, NGG is in the exchange NYSE and its industry is Gas Utilities in the sector of Utilities. Based in United Kingdom, National Grid plc, NGG has a market cap of 50050.99. Since its IPO date on the 8/10/2005, National Grid plc, NGG performance year to date is -3.82%. Today National Grid plc, NGG has gained -0.03%, with a current price of 65.03.
Ownership of the company is 3.50% for insider ownership while institutional ownership is 6.30%. The management of the company have seen the company have a payout ratio of 62.80%. Return of assets are at 4.70%, with return on investment at 8.70%.
In terms of debt levels and profit levels, National Grid plc, NGG is seeing a long-term debt/equity of 1.82. While Total debt/equity is 2.09. With a profit margin of 17.10%, this is combined with a gross margin of *TBA, and operating margin of 27.00%. National Grid plc ability to meet debt levels, with a current ratio of 0.8, while the quick ratio is 0.8.
For the last year National Grid plc, NGG has seen a EPS growth of 28.70%. A performance for the year of -5.18%. The 52-week high is -13.26%, and the 52-week low is 3.28%. The average volume for National Grid plc, NGG is 899039.
With a target price of 75.27, can National Grid plc, NGG reach this target? Looking at the value indicators of National Grid plc, NGG. National Grid plc has a P/E of 15 and a forward P/E of 14.4. Perhaps the more useful indicator than P/E, is PEG which has a value of 5.36. National Grid plc also has a P/S and a P/B of 2.63 and 2.85 respectively. For P/cash, National Grid plc has a value of 12.7, while it is 98.47 for P/free cash flow.
At the current price of 65.03, National Grid plc has a dividend yield of 4.89%. We see a return on equity of 20.80%.
Looking more long-term National Grid plc, is projected to get an EPS growth for the next five years of 2.80%. In the short-term an EPS growth of 4.63% in the next year is forecasted. This is after a EPS growth of 28.70% for this year and for the last five years a 2.40% growth has been seen.