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Reame's Baked Italian Beef & Noodles
Recipe by Stacky5
I got this recipe from the back of a package of frozen Reame's noodles. I was pleasantly surprised at the rave reviews I got from my kids! I thought it sounded good to me, but the fact that the kids ate it all gone made it a keeper for me!
Top Review by ElaineAnn
This is good, kind of like pizza flavored pasta. I do love reames noodles, they are like home made but without the work, and they keep their substance during cooking. I have to admit I left the mushrooms out (I'm not a fan) but it tasted good to me! Thanks for posting Stacy!
See Discussion:1 Review
Ingredients Nutrition
- 1 (12 ounce) packagereames frozen noodles
- 1 lb ground chuck, browned & drained
- 1 medium onion, chopped
- 1⁄4 teaspoon garlic powder
- 1⁄4 teaspoon black pepper
- 1 teaspoon italian seasoning
- 1⁄8 teaspoon salt
- 4 ounces sliced button mushrooms
- 15 ounces tomato sauce
- 1 1⁄2 cups shredded mild cheddar cheese
- grated parmesan cheese
Directions See How It's Made
- Cook noodles in boiling water 20 minutes and drain.
- While noodles are cooking, brown ground chuck and sautee onions. Add spices, mushrooms and 1 cup shredded cheddar cheese.
- Poor cooked noodles and meat mixture into a 2 quart casserole.
- Top with tomato sauce.
- Bake in a preheated 350 degree oven for 25 minutes.
- Top with remaining cheddar cheese, sprinkle the top with grated parmesan cheese, and bake in oven for 5 more minutes, until cheese melts.


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Tycoon 12" Fibre Glass Djembes - MarbleTP2034 8858681932743
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Hand tied with a high quality natural vellum head, the Tycoon 12" Djembe provides an authentic tone and look with tight tops and big bass tones. Perfect for live performances, class room drum circles or just for fun at home, this Djembe is an excellent addition to any hand-percussion arsenal.
Key Features
- Features an authentic tone with a natural vellum head and hand tied ropes.
- Made with brown marble finish fibreglass, the Tycoon 12" Djembe is lightweight and durable.
- With a compact 12" diameter this djembe from Tycoon is easy to transport with enough room for easy versatility.
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Health, Alternative Health, Self-Help, Religion & Spirituality, Other, SpiritualityFollow
|Alternative Health
The Meditation Podcast creates an extraordinary meditation experience for people in their everyday lives. The guided meditations contain audio technology that amplify slower brain waves to induce a relaxed and powerful altered meditative state of consciousness. Please use headphones, and do not listen while driving or operating machinery.
December 19th, 2006
Episode 3 of 46 episodes
Each of us, whether we realize it or not, abides by a universal law of attraction. What we think about, and talk about, we attract into our lives -- no matter whether we think about wanting it, or not wanting it. Therefore it is very important to think constructively. So rather than saying, 'I don't want to have these health problems anymore,' say 'I'm so glad to be healthy!' or 'I want perfect health.' Instead of trying to get out of debt, try to attain prosperity. Don't anticipate conflict with your loved ones or co-workers -- instead, imagine what it would be like to be in total harmony with them. If you hate war, try loving peace instead. This concept may seem strange at first, but it's a very powerful exercise. When we began doing it, we noticed major changes in every area of our lives. Even if a positive thought or feeling doesn't seem true for you, just try imagining 'what would it be like?' or 'wouldn't it be nice?'
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Welcome to the Brain Training Podcast, the daily audio workout for your head. In this podcast we have two games for you, each with three rounds which get progressively harder. To enjoy the full experience, relax, and avoid distractions whilst you listen.


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Chartfield School
Catchment Area
Academic Results
Parents Forum
Buy & Sell
About Chartfield School
Chartfield School is a Independent school located in Westgate-On-Sea. The Headteacher is Louise Shipley.
Contact Information
Chartfield School 45 Minster Road, Westgate-On-Sea, Kent, CT8 8DA
01843 831716
01843 221973
Other Info
- Type: Independent
- Headteacher: Miss Louise Shipley
- Gender: Co-ed
- Total on roll: 76
Download the official OFSTED report for Chartfield School
School Catchment Area
Academic Results
Download the official OFSTED report for Chartfield School
Parents Forum
New and exclusive to School Reviewer is our new parent's forum. Join other parents to discuss issues and topics that are relevant to your school, or join our national forum to discuss, ask or give advice on topics that matter to all parents. Get involved and start the conversation!
Buy & Sell
School Reviewer's new and unique Buy and Sell section Sell your child's outgrown uniforms, no longer needed books or any other items on your local selling platform. Welcome to the new and simple way to buy and sell unwanted school items.
Category Name: ALL
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text:
Price: US $9,500.00 Item location: Bristol, Indiana, United States
- Condition: Used
- Make: Dodge
- Model: Dart
- SubModel: swinger
- Type: Coupe
- Trim: swinger
- Year: 1969
- Mileage: 100,000
- Color: Yellow
- Engine size: 340
- Number of cylinders: 8
- Fuel: Gasoline
- Transmission: Automatic
- Drive type: RWD
- Interior color: Black
- Vehicle Title: Clear Want to buy? Contact seller!
1969 Dodge Dart swinger1969 dart swinger 340 Automatic numbers matching engine and transmission, riginal y2 yellow with black interior. Have build shee, wner documentation and fender tag. Body is fair shape needing Lower quarters and extension, runk floor and at least one driver side fender. some rust on inner fenders on backside by the hood hinges.. Frame rails and Floor boards are all solid except 1 small spot on pass side floor board under heater core.Have most all complete parts and trim except the two door glasses. This would make a great restoration start or could be a quick partial and be a fun cruiser. please contact me with any questions and good luck bidding
It has been brought to my attention by a few people that the motor and trans are one digit off from the Vin tag. I believe this is a factory mistake but I am disclosing It to be sure everyone knows
Vin number is Lm23P9B329629
Engine vin stamp is 9B339629
Transmission is. 9B339629


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Undergraduate Departmental Representatives (UDRs)
In the Fine Arts Department, our Undergraduate Departmental Representatives are divided into the two subfields of Art History and Studio Art. These student representatives are here to offer help to majors, minors, or any other student interested in the Fine Arts Program. Whether you have a specific question about requirements or would just like to get more information on the program from a peer's perspective, feel free to contact any of the UDRs.
Interested in becoming a UDR for the Fine Arts Department? The application process happens every spring. Contact Joan Tarkulich or check out the UDR website for more information. Interested in the Fine Arts Department's past UDRs and their interests? Check out our webpage of past UDRs.
Meet your UDRS!
Meredith Combs '17
My name is Meredith Combs and I am a senior majoring in Art History and Anthropology. I am from Massachusetts have grown up going to the wonderful Boston-area museums. My favorite museums are The Frick Collection in New York City and the Musée d'Orsay in Paris. One Fine Arts course I would like to take in the future is "The Age of Rubens and Rembrandt".
Pavla Berghen-Wolf '18
My name is Pavla Berghen-Wolf and I'm a junior majoring in Art History and minoring in French and Francophone Studies. I'm from foggy San Francisco, California. I'm most interested in modern and contemporary art and I especially love photography. One Fine Arts class at Brandeis I've always wanted to take is "Islamic Art and Architecture." At the moment, my favorite artists include Ansel Adams, Henri Cartier-Bresson, Mark Bradford, and Vincent Van Gogh. In my free time I tap dance, visit museums, and seek great brunch spots. Ask me how to get involved in the student gallery guide program at the Rose Art Museum!
Sydney Westervelt '17
My name is Sydney Westervelt and I am a senior from Louisville, KY. I am currently working towards a B.A. in Studio Art and a minor in French and Francophone Studies. In addition to my dedication to the arts, I also enjoy the sciences, biology in particular. My medium of choice is oil paint, but I also like working with ink, watercolor, and good, old-fashioned graphite. Some of my favorite artists are Georges Braque, Vincent van Gogh, Edgar Degas, and Catherine Kehoe. I'm looking forward to spending the next two years focusing on the areas of study I love, and I hope to help you figure out what your passion is and guide you on your way to success!
Orli Swergold '18
My name is Orli Swergold and I'm a junior double majoring in art history and studio art. I hail from the Scarsdale, New York. I am in the painting track at Brandeis, and watch clips of famous painters at work to relax. I love to travel and always have a future trip planned. My on-campus extra-curricular activities include SCRAM (Student Committee for the Rose Art Museum) and gallery guides. In my free time, I like to visit museums and find new fun things to do in Cambridge/Boston. One dream of mine is to start a dog walking business in the Boston area. I have a different favorite artist every month, September's is Gerhard Richter. Lastly, I love meeting new people, so let me know if you are interested in joining me for any of the activities I just mentioned!


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Rocco: Top Of The WorldFavorites [+]
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When you purchase DRM-free downloadable content, that content is available for you to download on any computer and save to a disk whenever you like. You can also download to multiple computers. There is no timeframe associated with your purchase and the content will not expire.
Running Time: 183 minutes
Released: 07/2005
Studio Name: Rocco Siffredi Productions Evil Angel
Director: Rocco Siffredi
Categories: Anal Interracial All Sex Rough Sex
Description: Six girls go down in a blaze of glory for Rocco and his well-hung pals. And when they've got their hands on sexy ladies such as classic beauty Amanda Angel, you know that the action is gonna be hot.
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Skip to comments.Papal resignation linked to inquiry into 'Vatican gay officials', says paper
Posted on 02/23/2013 9:52:58 PM PST by Renfield
A potentially explosive report has linked the resignation of Pope Benedict XVI to the discovery of a network of gay prelates in the Vatican, some of whom the report said were being blackmailed by outsiders.
The pope's spokesman declined to confirm or deny the report, which was carried by the Italian daily newspaper La Repubblica.
The paper said the pope had taken the decision on 17 December that he was going to resign the day he received a dossier compiled by three cardinals delegated to look into the so-called "Vatileaks" affair....
(Excerpt) Read more at guardian.co.uk ...
More liberal media attack garbage.
And all the while they lobby for a gay-friendly pope that ain't gonna happen.
Conservatives and Catholics share an enemy here.
It's missed by a lot of Christians who only think "ugh" (as appropriate as that may be) ... but "gay" is also a spiritual thing. Satanically spiritual. It's not a mere physical pleasure pursued in an odd way. I'd say more but I don't want to gross folks out.
Reports I've read say he started thinking of resigning after his trip last year to Mexico. He has been looking more ill in each picture since then. As he said, the Church needs someone strong to fight for Her, and he is no longer physically up to the battle. He is unselfish enough to stand aside to allow someone else to take up that fight.
Homosexuals need to molest young boys, that's how homosexuals are created.
With the help of the willing msm they hope to turn the RCC into obama's ucc.
Would not surprise me if there were a gay cabal in the Vatican. They are found everywhere these days, as communists once were. The Vatican is a center of opposition they wish to undermine as they do any traditional institution that threatens their sense of worth.
Homos are known for extorting and threatening those who are in the closet, so to speak. Why would it be any different in the Vatican given we know there are out of control gay men recruiting other gay men via the seminaries. They have been raping boys all over the world and all the way of the chain of command, the homo rapists are hidden and protected. You have the pervert actors and then a whole organization who moves them around and protects them because they don't think it's really a big deal to rape boys.
Evil flourishes in darkness and lies. The poison goes all the way through the organization, at all levels of power. You know the power homos have when, to even say the truth that it is homo clergy who are raping boys, is forbidden.
Homos want the church to give into sodom all the way. For as long as they resist, they were be threatened with exposure.
It's a Satanically powered movement. Anywhere that Jesus Christ is named and worshiped in earnest (whatever the actual denomination, the devil doesn't know from denominations), that's where the devil tries to get his little foot in the door. It's plaguing the Roman Catholic church, Orthodox churches, and evangelical churches alike.
The previous pope seemed to think that he needed to carry out his own Gethsemane by pressing on however feeble he got. Whatever the personal virtues of such a spiritual attitude, it did rob the Roman Catholic church of a robust pastoral voice, and though disagreeing with some of that organization's doctrines, I tend to think the current pope has a "Timothy" in mind to soldier on strongly for the name of the Lord.
Or even good "dirty" fun...
It's much more than a physical thing. It's spiritual, in its imaginations usurping the place that the Holy Spirit rightfully has. Otherwise, to look at it as a physical habit only, it might be ranked with things more like smoking than like sorcery.
". . .The Vatican has insisted that no particular medical condition prompted the Popes decision to resign. But the Holy Father himself cited a general decline in strength and energy as the reason for his decision. . ."
This was the first thing I thought when I heard the news, last week, and this was what was widely reported yesterday.
Duh! What is the mystery to those who scream from a complete opposite direction about Boy Scouts and gays and exposure of developing boys and men to vast amounts of pornography?
They don't research the origins and reactions to the scandal.
If there is naything ot this report, we'd never know it from this piece or anything these anti Catholic, opinion-spewing, ignorant writers.
I know Christian alcoholics who always seem to have a weakness for alcohol even though they never act on it. The temptation to drink seems to affect them less and less as years go by, a growing process that I've seen take decades, but they still (generally) have twinges from time to time, maybe even years apart.
I suspect the same thing applies to same-sex attraction. In other words, there's nothing wrong with same-sex attraction itself. It's only a sin when one dwells on that temptation and falls into lust (a strong desire to act on the it).
We're not talking about stray thoughts, like noticing someone of the same sex is attractive. I'm talking about actual lust, the strong desire to have sex with that person. One may not even act on the desire at the point, but if they wish they could, they've sinned, like whoever looks at a woman with lust in his heart has already committed adultery.
I've seen people really agonize over impure thoughts. They seem to (incorrectly) think that Christianity means they'll never be tempted. You can't stop stray thoughts, although a well disciplined spiritual mind is better prepared to resist them. If I see I nice car, for example, I can't help admiring it. It only becomes a sin when I (selfishly) wish I could steal or destroy it.
If I've inaccurately interpreted scripture, please explain.
". . . They seem to (incorrectly) think that Christianity means. . ."
You are correct. And there is the problem with non practicing Catholics as well as those commenting on them and journalists reporting on the Church.
In 1986, then-Cardinal Ratzinger wrote a letter to the bishops entitled "Regarding the Pastoral Care of Homosexual persons".
I've cited it many times, here, never had feedback. There is most likely a great majority of Catholics who not only don't know about it or what it says, but do not know that such things as letters exist.
People enjoy opining about what rules the Church should follow, ignoring the vast educational and philosophical credentials that are involved in creating these documents, not to mention Biblical and Divine roots of the statements and teachings.
In this letter, the statement boils down to just what you said in your first sentence, which is based, I imagine, on common sense. The temptation and tendency is not the sin. All Church rulings and practices regarding homosexuality revolve around that - before 1986, when a common sense and charitable approach would have been taken, and after the Synod would have found it necessary, with the prevalance of outspokenness of homosexuality - stemming from, I might add, what Paul VI predicted in Humanae Vitae, that illicit sex practices would prevail with the advent of acceptance of birth control, making sex a purely physical entity in the culture, and a dangerous turn against the family, among other destructive effects to society.
Also, the Sixth Commandment is clear on the subject.
Being heterosexual, I'm attracted to women who are not my wife. That's actually entirely normal. You can't stop attraction, aka temptation. The same thing applies to a homosexual. They can't help the temptation, but they do have a choice to not act on it just like I have a choice to stay true to my wife.
The great thing about sex is it's actually part of God's plan. He's even provided physically and spiritually healthy ways to engage in it and intentionally designed it to be pleasurable. Sex can be all He intended it to be if one stays within God's plan.
I'm not a Catholic, BTW, but I admire the way they've stayed strong on many issues, including homosexuality. I also admire their well organized and thought out teachings on many matters. I probably have doctrinal issues with them on some issues, but I certainly see Catholics as my brothers and sisters in Christ.
Prayers up for Benedict, the Church, and B16's successor.
Malachi Martin had this down two decades ago. Here is a place to start if you're interested: http://www.youtube.com/watch?v=_Sl07d02tkU or listen to Art Bell's excellent interviews, then read the book.
Don't know about a 'cabal', but I'm sure there are some homosexuals in the Vatican. I'm also sure that Josef Ratzinger was familiar with some of them, so he wouldn't have been shocked.
Perhaps faction or even cell is better. Birds of a feather.
What one might mean by "same sex attraction" could cover an entire gamut, from what we commonly know as male fellowship and bonding, for the special respect and love that boys have for their normal fathers, to the unnatural thing that tempts to male sexual climaxes outside of marriage however achieved. It's that last thing which is evil, and a wish to do it is one which is inspired by evil powers that want to find a spiritual home in the fellow who does it. Once done it's quite addictive due to the pleasure component and it's easy from that perspective to take the remembered hunger for being filled with a masculine spirit, which itself is quite normal for a fellow, as having been "born gay" (or in rarer cases, fetishist). But, these are not all the cards that can be held by a fellow in this situation. God can deal more cards, and can literally supernaturally fill that hunger. If one is born again, one can then grow again. The experience may not be easy, but God is genuine. And ultimately it is just one of myriads of problems with sin in this world. God can use it, like any other spiritual hunger exacerbated by sin, to bring men closer to Himself, if they will allow it (God will let them refuse).
"The kingdom of God is forcefully advancing, and forceful men take hold of it."
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.


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The "let's play" genre used to be great but it has gone rapidly downhill lately. There are still some channels which produce quality content but there are just some channels that I hate so much and I just don't understand why they have so many subscribers. In this article, I'm going to tell you why I dislike them so hopefully I can entertain some of the more mature people out there who aren't retarded fanboys.
Now let's get to the list.
7. Pewdiepie
I was originally going to put him at number 1 but then I realized that most of my hatred really goes towards his fanbase. He still sucks though. In his videos, he constantly screams and does so much immature crap that it can just be painful to watch at times. In other words, he is just a typical cliche youtube gamer. But by now, everyone has bitched about him so I'll keep my rant short.
6. Whiteboy7thst
The reason he makes it on here isn't just because of his endless and repetitive CoD videos but because of his giveaways. The only reason he does that is to get featured more on youtube. He says that if his fans like, comment, and favorite his video then they'll have a chance to win. However, your chances of winning are about the same as winning the lottery so it's not at all worth it.
5. Sky Does Minecraft
It's annoying watching his videos. They are so full of the same immature jokes that nothing feels original about any of them. They all feel the same. They are so full of fart and poop jokes that it can just be painful to watch at times. I honestly doubt that this guy has ever attempted to do something original for once in his life.
4. Thinknoodles
This channels quality is so immature and stupid that I think that even most 10 year olds will find his videos to be childish. I can't even watch 2 minutes of any of his videos. He is basically the "Dora the Explorer" of youtube except 10 times worse. I strongly despise this content.
3. Kwebbelkop
Here, I'll make this short for you. He is a guy with ramen noodle hair who squeals like a little girl and swears constantly at gta 5. All of his videos feel the same and nothing feels original about any of them.
2. Smike
The reason I dislike this guy isn't just because I dislike FNAF. The reason I dislike him is because his FNAF videos are so uninteresting. As many others have pointed out, he has milked FNAF. None of his videos look interesting. Also, his channel has no variety. I really dislike channels that focus on one game. It can get very repetitive. Smike is clearly an over-obsessive fanboy and I hate his content.
1. DSP Gaming
I'm surprised that anyone finds this total moron entertaining at all. He sucks at playing games. It takes him the longest time to get through the most simplist of video game levels. He sucks so much at video games that he has inspired a whole genre of videos called "This is how you don't play's". Also, the parts are very short. Sometimes they only last 7 minutes. His series can often have 300+ parts because of it. Also, he constantly says racially and sexually explicit jokes in his videos. He thinks that he sounds funny by doing so but in the end he just sounds very immature and stupid.
This is my message to his fans: Please unsubscribe from him. There are hundreds of other let's play channels who play all the same games he does and they complete them much more quicker and they don't mess up every 2 goddamn minutes. However, this guy luckily doesn't get much views on his channel (I think that most of his subscribers are dead channels) which is good. So let's just hope that his shitty channel dies.
If you want to see a complete depth as to why he sucks then check out That Creepy Reading's video on him where he tears him to shreds so small that they're microscopic.
His video on him can be found here: https://www.youtube.com/watch?v=6sLav4VTY0Q
Hopefully, you guys found this to be entertaining. If you're a fan of any of these channels then that's totally fine. I'm just making this to let you guys know why I dislike them.


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How to optimize your reading experience.
Shocking but true: Once upon a primitive time, there were no ebooks. For the past 15 years or so I've read an average of 50 books per year, or roughly one book per week. Now, my annual average is close to double this number—all thanks to ebooks, and, more specifically, because of the Kindle reader app and the public library system.
If I buy a book, I'll read it 20% of the time, since I always use the "I'll read it tomorrow or next weekend" excuse.
If I check out a physical book from the public library, I'll read it 50–60% of the time. This situation has an added bonus—since it takes time and effort to pick up and drop off the library books, I make sure that I only get the ones that I really want or need to read.
For the past six months I've been getting ebooks in the Kindle format, from both the public libraries in Manhattan and Brooklyn (for some odd reason they work as separate entities) and from Google and Amazon's vast selection of free ebooks. I am reading them (and this means finishing them) about 80% of the time. So, not only have I doubled my annual reading productivity, but I am finishing 80% of the books I check out as opposed to 20% of the books that I buy.
A few things might explain this surprising improvement. First, I carry the books with me all the time, either on my phone, tablet, or laptop. The Kindle Cloud seamlessly syncs all the books, bookmarks, and even highlighted sections and notes!
Second, since there is a set deadline for the book to expire (you can read Kindle books for seven or 14 days with NO option to renew) I am fighting against time and (mostly) read them in "chronological" order, which means that I read them by expiration date.
And third, the wait time to get Kindle books from the public library can be REALLY long, especially at the Manhattan branches. Sometimes there are 15 copies available and 250 people waiting for them. Since people can check them out for up to 14 days, the wait to get a book can take years, so it's best to read it while I have it.
Reading on a tablet is visually compelling, and highly portable. Nothing beats the romantic vision of reading a great book on a rainy day while seated next to the fireplace in that cabin on the lake. But reality is quite different. Being able to read on long subway commutes or while waiting for a boring presentation to end is a godsend.
What's your take?


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With that being said, when Brad and I were out at his cousin's house this past Saturday night watching the Gamecocks football game, his brother pointed out the Big Dipper. I looked up, and it was so neat to me to see this star pattern from a different perspective, about 30 miles or 45 minutes from where I usually see it.
I know that sounds lame, and maybe it is. But when you come to be so familiar with something, it's just neat to see the same thing somewhere else. In his cousin's yard, I never would have known where to look for the dippers, not the same way I know to look for them at my own house.
Deep thoughts by Jennifer E.
And here's a very bad pic of Brad and myself from the gathering.


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Five of the Wackiest Festivals In The World
Wife Carrying World Championships (Finland): Each July, the Wife Carrying World Championships is held in Sonkajärvi, Finland. This festival involves a man carrying his wife through an obstacle course of water and sand.
PHOTO: Getty Images (www.gettyimages.com)
(South Korea): The mud located in the regions surrounding South Korea are rich in minerals and used in high-end Korean cosmetics. So each year, tourists and residents participate in a mud festival where they wrestle and sing.
PHOTO: Getty Images (www.gettyimages.com)
Battles of Oranges (Italy): During this annual festival in Italy, townsfolk split up into teams and use oranges instead of replicas of traditional weapons to recreate the insurrection of the king in 1194.
PHOTO: Getty Images (www.gettyimages.com)
World Bog Snorkeling Championships (Wales): Competitors from all over the world gather in Wales each August to compete in the World Bog Snorkeling Championships. At this festival, competitors race through a 120-yard course in a bog with only fins and a snorkel.
PHOTO: Harry Engels/Getty Images (www.gettyimages.com)
World Bodypainting Festival (Austria): The annual festival in Austria brings together some of the most talented makeup artists and painters in the world. The weeklong festival includes exhibitions, competitions, fashion shows, and workshops.
PHOTO: Getty Images (www.gettyimages.com)


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PokerStars is one of the best places to work
Gus Hansen: I've never seen so scared poker!
"The Brian Rast Show"
Patrik Antonius in new heads-up challenge
Lost $298K: I don't care about money!
Nergard broke in London
PurpleLounge closed without warning!
Spanish poker crisis might impact Full Tilt sale
Half prize on four big Sunday tournaments
Made €20 into €707,665 at online casino - can't get the money out
Allyn Jaffrey Schulman beats Dennis Phillips for WSOP senior bracelet
Follow PartyPoker Big Game VI live on asmallpokerworld.com!
Baumstein in front at IPT San Remo - WATCH IT LIVE!
Sorel Mizzi with a challenge to the poker community!
Qureshi from Macedo-scandal: My passion for poker is gone
Jungleman: Rather bust out early than on the bubble
WSOP Main Event runner-up almost nabs SCOOP title
A goodbye to online poker in Spain?
Crisis at Titan Poker?
Justin Bonomo still selling shares for One Drop
"Isildur1" lost "FullFlush"s $30K stack in Vegas
One Drop-satellite winner sells ticket to sports bettor
Negreanu got $25K extra for his WSOP cash
"It's bizarre soo good Phil Ivey is!"
According to "durrrr" online poker will boom again!
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text:
Creating opportunity through ownership by kick-starting financial independence for Ugandan motorcycle taxi drivers (boda bodas).
Tugende provides motorcycles to recommended drivers in a lease-to-own arrangement. If paid on time, the drivers own the bike after 19 months or less. Ownership allows drivers to save money they would normally spend renting, and provides accumulated savings in the value of the paid off motorcycle. Because the weekly payments are only 15-20% higher than the market rental rate, there is little marginal cost to our clients when making weekly payments.
These are the core steps in our process allowing responsible boda drivers to become owners
Application & Education
Applicants for Tugende leases come primarily from existing networks of trustworthy boda boda drivers and recommendations from passengers. Potential drivers must complete a three-week course on safety, company rules and customer service.
Screening & Vetting
Drivers that complete the education course are then thoroughly vetted through our client screening methods. These include scores of creditworthiness, in-person family visits and a pledge of support from the leader of the driver's stage (location and group with which each driver is affiliated). Our process helps identify the most trusted, responsible and committed lease recipients.
Payment Collection
Once selected, drivers select a brand new motorcycle of their choice (primarily Bajaj Boxer) and begin making weekly payments. Our standard lease is repaid over a 19-month period with principal and interest components. All drivers have the option to repay earlier (at no penalty) thereby offering considerable potential savings in interest payments. Payments are entirely cash-less and made by drivers via mobile money or e-payment kiosk(PAY-WAY).
Upon completion of the lease, the title to the motorcycle is signed over to the happy driver and he begins doubling his daily take-home pay!
A short 40-second video that illustrates our process.
When drivers own their motorcycles and stop renting, their profits double.
But ownership is more than that. It creates the job security of knowing your tool for earning a living and helping your family is yours to keep. It allows for better savings and puts your future in your own hands, not a landlord's.
Learn more about the problem, and the opportunity:
In Uganda, and particularly the capital Kampala, motorcycle taxis (boda bodas) are a popular option for darting through heavy traffic jams or avoiding slow public transportation. Driving a boda boda is one of the best available jobs for young men with little education. Take home earnings are up to $5/day in a country where 65% of the population lives on less than $2/day.
However, most of Uganda's boda boda drivers rent their bikes indefinitely from landlords who can remove the bikes at any time. Thus job security is low and many drivers struggle to build savings and have no easy path toward financial independence. In the capital city of Kampala alone there are conservatively 100,000 boda boda drivers. There are even more drivers in smaller cities in Uganda, and in rural areas, where instead of traffic, poor roads and a lack of public transportation make motorcycles equally important to the transport economy.
Watch Co-founder Michael Wilkerson's talk at the 2012 Unreasonable Institute to hear how
motorcycles really are a vehicle out of poverty.
See what others are saying about us!
June 20, 2016
CGAP (through our work on the Graduation Approach) and the Brookings Institution have both identified asset accumulation as one of the keys to escaping poverty.
The Guardian
February 16, 2016
Despite being ranked the world's most entrepreneurial country, few Ugandan businesses hit the big time. How can they leap from surviving to thriving?
September 28, 2015
"Tugende was always a for-profit business because we were working with business people at the very bottom of the pyramid who didn't want or need a handout." - Michael Wilkerson, Tugende CEO
New Vision
September 16, 2015
"Dubbed Maisha Boda Insurance, the micro insurance product launched by Tugende, a for-profit social enterprise in partnership with Lion Assurance and Liberty Life, seeks to enable boda boda cyclists access life insurance services at a low cost."
August 2015
"Here are East Africa's 10 most promising startups."
Hapa Kenya
July 1, 2015
"The Zambezi Prize is an initiative of The Legatum Center for Development and Entrepreneurship at MIT in partnership with The MasterCard Foundation."
March 27, 2015
From Kampala, the BBC's Roderick Macleod meets the Ugandan entrepreneurs working on interesting and safer ways to ferry passengers around.
Daily Monitor
March 17, 2015
On a Wednesday morning just off Bukoto-Kisaasi road, hundreds of boda boda riders jam into a room to get lessons on road safety and financial management [at Tugende.]
How We Made It In Africa
March 12, 2015
"Our best protection against challenges is making sure that it's a good deal for the driver." - Michael Wilkerson, Tugende CEO
Take Part World on Pivot TV
February 6, 2015
"Enter American entrepreneur Michael Wilkerson, who created a sustainable enterprise with his local business Tugende, which puts more money in the hands of those who need it most."
Venture Capital for Africa
January 30, 2015
"Tugende is doing vitally important work with a tested, and proven, business model. But most importantly, Michael, like all the best entrepreneurs, is all-in." - Rich Leimsider, Vice President of Echoing Green
Lucy Adeke
IT Project manager - HQ
Lucy worked as a GPP and PPMS Consultant at the Public Procurement and Disposal of Public Assets Authority before joining Tugende in 2017.
She holds a Bachelor of Science in Computer Science and is an Oracle Certified Professional.She enjoys travelling and cooking
Suzan Aguti
Operations Support Officer - Kampala_Mbuya
Suzan holds a Diploma in Physical Planning from the Institute of Survey and Land Management. She joined Tugende in March 2015 and is now in charge of Tugende's health insurance dubbed Maisha. Suzan loves field work and is learning to ride a motorcycle.
Maurine Ainembabazi
Receptionist - HQ
Maurine holds a bachelors degree in Social Work and Social Administration from Ndejje University. She was volunteer with the Red cross Society of Uganda before joining Tugende in 2017. In her free time, she enjoys meeting new people, travelling and cooking
Mandera Akatwijuka
Collections Officer - Mbarara
Mandera graduated with a Bachelors in Development Studies. He then worked with Yuvraj International as a field officer. He loves travelling, attending plays and watching soccer in his free time
Suzan Aketch
Collections Officer - Kampala_Mbuya
Suzan holds a bachelors in Business Administration from Makerere University Business School. She worked with MTN Uganda as a Verification administrator before she joined Tugende in June 2016. She likes reading, travelling and making discoveries in her free time.
Mary Gorret Alinda
Accounts Assistant - HQ
A graduate of Uganda's National Teaching College, Alinda handles Tugende's collections, including working with the field team to make sure clients pay their weekly dues on time. She also sits down with clients to help them better understand and manage their leases.
Amos Alivule
Collections Officer - Mbarara
Amos graduated from Makerere university with a degree in Agricultural land use and Management. He has worked as an agricultural extension worker before joining Tugende in January 2017. He enjoys listening to music,traveling and practicing martial arts in his free time
Patience Asiimwe
Collections Officer - Mbale
Patience holds a Diploma in Business Administration from Kyambogo University. She is a fun loving person who watches movies and talking to people in her free time.
Agatha Atusasire
Customer Experience Officer - Mbarara
Agatha holds a Bachelor's in Guidance and Counselling from Bishop Stuart University-Mbarara. She enjoys reading, helping youths and interacting with clients. She joined Tugende in late 2014.
Vivian Babirye
Office Administrator - HQ
Vivian graduated with a Bachelor's Degree in Procurement and Logistics Management from Kyambogo University. She has experience in administration and enjoys travelling, listening to music and making new friends.
Denis Balidawa
Collections Officer - Jinja
Denis graduated from Makerere University with a Bachelor's degree in Statistics. He then worked with Educate as a data entry consultant before joining Tugende in June 2016. He plays soccer, does research and travels in his free time.
Bashir Bigirwa
Credit Officer - Jinja
Bashir holds a Bachelors degree in Industrial and Fine Arts from Makerere University. He was working with Opticom Art Co.ltd in Mbarara as an assistant graphics designer before joining Tugende in January 2017. He loves doing art and watching movies during his free time.
Franz Biije
Operations Coordinator - Mbarara
Franz graduated from Kyambogo University with a Diploma in Mechanical and Production Engineering. After graduating he worked as a technician in Luuka plastics, but soon joined our team after hearing about Tugende's pleasant working environment. He's passionate about applying his technical expertise to support successful operations. He is also pursuing a Bachelors Degree in industrial engineering and management from kyambogo University.During his free time, he loves telling funny stories and watching soccer.
Matt Brown
Co-Founder & Advisor
Formerly a journalist and Aga Khan media fellow in Uganda, Matt is now a law student in Toronto. Though not back in Uganda as often as he would like, Matt still plays an active role in advising on Tugende's strategy and promoting the brand in North America.
Steven Matia Bukenya
Credit Officer - Kampala_Bukoto
Steven holds a Bachelors degree in procurement and logistics management from Kyambogo University. He is a member of The Chartered Institute of Procurement and Supply (CIPS) and has worked with Reproductive Health Uganda as a Logistics and supplies Assistant. He loves adventures and making new friends
Patra Busingye
Operations Support Officer - Kampala_Mbuya
Patra joined Tugende in 2014. She loves helping customers when they visit Tugende and enjoys keeping the office nice for all staff and clients. She's proud of the certificate in computer applications she earned through Tugende's career development program. She is a proud mother, who spends her free time playing with her son and daughter.
Brian Dhabuliwo
Collections Officer - Mbale
Brian attended Makerere University where he graduated with a Bachelors degree in Tourism. He has worked with Kisenyi Kintu poultry as a stores manager before joining Tugende in December 2016. He loves listening to music, watching football and jazzing.
Anders Jacobsen Ellegaard
Special Projects Architect - HQ
Anders has a Master's Degree in International Business and Politics from Copenhagen Business School. He has worked in Rwanda, South Africa and Denmark. He enjoys exploring new locations and environments and most of all, he is passionate about football
Sam Elghanayan
Senior Project Manager - HQ
Sam graduated Magna Cum Laude from Columbia University as a John Jay Scholar. A serial entrepreneur, Sam also has experience on the other side of the table in venture capital and finance. She recently worked with MIT's Poverty Action Lab (J-PAL) in Sierra Leone.
Alice Gombya
IT Technician - HQ
Alice holds a Bachelors degree in Information Technology from Makerere University. She worked with Just Creative Media and Marriestopes International before joing Tugende in January 2017. She loves going to church, travelling and making new friends.
Kelly Gonzaga Kyagaba
Executive Assistant - HQ
Kelly holds a Masters of Organisational Psychology from Makerere University and is pursuing a post graduate Diploma in Human resource management at UMI. Before Tugende, he worked with Educate Uganda from where he moved to UBOS as a Project field supervisor. He enjoys watching football and doing charity in his free time
Zeridah Kalijja
Credit Coordinator - Kampala
Zeridah worked at PZ Consults as an operations manager before joining Tugende in October 2015. She holds a Degree in Adult and Community Education from Kyambogo University. She finds the staff at Tugende friendly and listens to gospel music in her free time.
Nancy Kalube Oola
Collections Officer - Kampala_Bukoto
Nancy studied Business Administration at Uganda Information Technology. She worked with War child Holland as an accounts assistant before joining Tugende. She likes watching movies and touring.
Herbert Kalule
Salesforce Developer - HQ
Herbert graduated from Makerere University with a Bachelor's Degree in Software Engineering. He worked at Grameen Foundation Uganda as an associate Software Developer before joining Tugende in January 2016. He is responsible for Tugende Salesforce.com CRM development and administration. He loves reading, travelling and sports activities during leisure time.
Matija Kamikovski
Director of Finance - HQ
Matija is a Deloitte management consultant alumnus with a strong finance background, including as a CFA Charterholder, client training executive, and economic analyst. Matija holds a Bachelors of Business Administration with High Distinction from University of Toronto.
Evon Kanyerere
Customer experience officer - Mbale
Evon studied Public Administration and Management, having worked with Nakaloke Town council, She joined Tugende Limited in February 2017
Amanda Patricia Kaboggoza
Customer Experience Lead - HQ
Amanda holds a Degree in Mass Communications from Makerere University. She has previously worked with Brighter Monday Uganda and Living Goods and has quite an experience and knowledge about Customer service. She loves reading and cooking.
Moses Kargbo
Financial Controller - HQ
Moses is an experienced chartered accountant from Sierra Leone, a financial and business consultant with over 10 years of senior professional experience in industries such as construction, service delivery, auditing, transportation, hospitality , insurance, NGO's and a financial institutions. He loves nature and especially visiting the countryside, watching movies and exercising.
Anthonny Katumwesigye
Field technician - Jinja
Anthony holds a Diploma in Procurement and Supply Chain Management from MUBS and a Diploma in Mechnical Engineering from Kyambogo University. He worked with Mark burridge Hauliers(U) Ltd as a transport officer and Joint medical stores warehouse as a dispatch officer. He plays soccer, listens to music and sings in his free time
Sylvia Katusiime Kusemererwa
Human Resource Manager - HQ
Sylvia holds a Masters of Science in Human Resource Management and a Bachelors of science in Education. She is a family person and a proud mother of four. She enjoys working with people, cuisines, watching movies playing Golf and Chess. She is proficient in all HR functions including Administration, basic Finance and Procurement
Charles Kavuma
Credit Officer - Kampala_Mbuya
Charles holds a Diploma in Business Administration. Before joining Tugende in January 2017, he worked with Cafe Chateau restaurant and coffee shop as a Cashier and an overall care taker. He has also worked for Lindemei Investments as a promotions agent. He likes soccer, watching movies and reading novels..
Juliet Kekitinwa
Credit Officer - Mbarara
Juliet graduated with a Bacholar of Arts in Economics. Before joining Tugende in 2017, she worked as a research assistant with National Council for Children. She likes watching movies, listening to music and swimming in her free time
Catherine Kemigisha
Customer Experience Officer - Kampala_Mbuya
Cathy is a graduate from Makerere University. She has worked as a research assistant with Ipsos before joining Tugende October. In her free time, Cathy travels and listens to music
Elizabeth Kifuko
Credit Officer - Jinja
Elizabeth graduated with a Bachelor's in Business Administration from Makerere University Business school. She's worked with D.K & Co. Certified Public Accountants as a an accountant trainee before joining Tugende in June 2016. She loves travelling and watching Television.
Lenus Kiirya
Acting Senior Credit Officer - Mbarara
Lenus attended Makerere Business School where he graduated with a Bachelors in Makerting. He then worked as a Marketor for RENA Beverages and Kingsan International before joining Tugende in June 2016. He likes making friends and playing basket ball when free.
Raymond Kiiza
Senior collections Coordinator - HQ
Raymond graduated with a Diploma in Mechanical Engineering from Benedict Technical College. He worked with Yuvraj International before joining Tugende in 2015. He treasures the new skills and knowledge he's developed ever since, while still enjoying spending his free time farming.
Lawrance Kiswiriri
Collections Officer - Jinja
Lawrance holds a degree in Business Computing from Makerere Business School. He worked with UNEB and NRM as a data entrant plus TIBS Investments as a systems administrator, after which he joined Tugende in December 2016. He loves conducting research and going on outings and playing soccer in his free time
Ibra Kitandwe
Collections officer - Kampala_Mbuya
Ibra joined Tugende in January 2017 having worked with Digital Opportunity Trust Uganda as a Facilitator. He holds a Diploma in Business Administration from Makerere Business Institute. He's Passionate about social work
Christine Kobusinge
Senior collections Officer - Mbarara
Christine worked with Greenlight Planet as a marketer before joining Tugende in October 2015. She holds a Bachelor's Degree in Marketing from MUBS. She's excited to have joined Tugende. Outside of work, Christine enjoys dancing, swimming and eating.
Sylvia Kwizera Lubowa
Human Resources Officer - HQ
Sylvia graduated from MUBS with a Bachelor's Degree in Business Administration. She is also a Human Resources Guru with a Postgraduate Diploma in HR from Uganda Management Institute. Before joining Tugende, she worked as a Learning and Development Cordinator at Standard Chattered Bank. She likes networking, travelling and exercising.
Sharon Makara
Collections Officer - Kampala_Mbuya
Sharon joined Tugende in July 2015. She holds a Bachelor's Degree in Procurement and Supplies Management from Kampala International University. She loves going to church, reading and watching movies.
Jimmy Matovu
Collections Officer - Jinja
Jimmy is a development economist certified by Makerere University. He joined Tugende in January 2017. He is approachable, loves learning new things and always inspired by achievers.
Jamiruh Matte
Field technician - Mbarara
Jamiruh graduated with a Diploma in Water Engineering from Uganda Technical College in Lira. He worked with MRC/UVRI as a building service technician before joining Tugende in 2017. He loves playing chess and football
Florence Mbabazi
Credit Officer - Mbarara
Florence graduated with a degree in Community based rehabilitation from Kyambogo University. She first worked with Youth Intergrated Development as a project officer before joining Tugende in June 2016. She likes making friends and listening to music.
Simon Peter Mbaziira
Collections Officer - Jinja
Simon Peter is a former marketer with Uganda Breweries Limited. He joined Tugende in October 2015. He holds a Bachelor's Degree in Development Studies from Kyambogo University. He finds Tugende cheerful and watches soccer in his free time
Abdul Karim Mugerwa
Credit Officer - Mbarara
Karim attended Makerere University where he earned a bachelors degree in Environmental Management. He loves playing and watching football in his free time. He joined Tugende in July 2016
Gerald Mugume
Field Technician - Mbale
Gerald is a professional electrician with a diploma from Uganda technical college. Before joining Tugende, he has worked with Jyotti structures Limited. He loves researching and reading novels.
Hillay Muhwezi
Credit Officer - Mbale
Hillay attained a Bachelors of Library and Information Science from Makerere University. Before joining Tugende, he worked with Max speed Limited as a sales person. He loves writing, listening to music and touring.
Shamid Mukalu
Credit Coordinator - Jinja
Shamid is a Degree holder in Procurement and Logistics. He previously worked with Prudential Assurance as a sales person and joined Tugende in June 2016. He's a motivational speaker who likes travelling and listening to music
Gilbert Mumbere Asingya
Accounting Officer - HQ
Gilbert is an accountant with a bachelors in Commerce. He has worked as a freelance researcher for the ministry of works before Tugende. He loves interracting with people, watching soccer and singing in his free time
Ronald Mutebi
Collections Officer - Kampala_Mbuya
Ronald graduated with a Bachelor's Degree of Commerce in Accounting from Makerere Business School. He worked for the Uganda Electoral Commission before joining Tugende in March 2016. He enjoys listening to music in his free time
Andrew Mwenda
Director & Advisor
Andrew is a noted Ugandan journalist, TED fellow and founder/owner of The Independent magazine (Uganda). He was the first investor in Tugende, a current board member and has provided extensive mentorship, connections and help navigating Uganda's bureaucracy.
Aisha Nabulya
Credit Officer -Mbale
Aisha holds a Bachelors degree in Commerce from Makerere University. She worked with School Africa Limited as a finance manager before joining Tugende in December 2016. She plays netball in her free time
Mariet Nafula
Customer experience Officer - Jinja
Mariet holds a Degree in Procurement and Logistics Management from Kyambogo University. She joined Tugende in October 2015. She loves travelling and watches movies in her free time.
Immaculate Nakiyingi
Collections Coordinator - Jinja
Immaculate worked with Quality Management Services before joining Tugende in April 2015. She has a B.A. in Organizational Studies from Makerere University. Immaculate finds it fun to work with boda boda riders and enjoys Tugende's fun-loving environment. In her free time, she likes watching movies, chatting with friends and exploring new places.
Rebecca Namudosi
Credit Officer - Mbale
Rebecca holds a Bachelors Degree in Microfinance from Kyambogo University. She worked with Solar-now as a credit officer before joining Tugende in June 2016. She likes reading, watching movies and soccer
Ruth Namugabwe
Collections Officer - Jinja
Ruth attended kyambogo university where she graduated with a Diploma in Library and Information sciences. She is a mother of one who loves travelling and reading. She worked with Give-directly as a field officer before joining Tugende in January 2017
Solome Namuli
Customer experience officer - Kampala_Bukoto
Solomy holds a Diploma in Mass Communication and Journalism. She is enthusiastic about her work, loves travelling, writing and reading. She joined Tugende first as an intern in July 2015 and officially in October.
Denis Nangulu
Credit Officer - Mbale
Denis graduated with a Bachelors of Accounting and Finance from Kyambogo University. He joined Tugende in December 2016. He loves reading educative material, listening to music and socialising
Phionah Nassaka
Credit Officer - Jinja
Phionah holds a Bachelors in International Business from Makerere Business School. She joined Tugende in December 2016. She travels and swims in her free time.
Moses Ngoge
Credit Officer - Mbarara
Moses attended MUBS where he graduated with a bachelor's degree in Human Resource Management. Before joining the Tugende team, he worked with Child Fund International as an administrative assistant. He loves listening to music, playing soccer and discoveries
Barnabas Nkwasibwe
Collections Officer - Kampala_Bukoto
Barnabas holds a Degree in Development Studies from Mbarara University. He was a Credit Officer with Nyakasa Sacco before he joined Tugende in June 2016. When free, Barnabas watches football.
Robert Nsadha
Security Officer - Kampala_Mbuya
Robert holds a Diploma in Business Studies from MUBS. Before joining Tugende in June 2016, he worked with Mukono-Bikes as a sales personnel and service manager. He plays and watches soccer in his free time
Pius Nyakatura
Senior Technician - Kampala_Mbuya
Pius holds a Diploma in Electrical Engineering from Kikwamba Technical College. Before joining Tugende in July 2015, he worked as an electrician at Thino Hydro - Karuma. He plays football in his free time.
Isaac Paul Odeke
Senior Credit Officer - Kampala_Bukoto
Isaac holds a Diploma in mechanical engineering from the Lira based Uganda Technical College. He worked with Tiva water Ltd and Luuka plastics before joining Tugende in January 2016. He enjoys touring, football and reading.
Bede Odoi
Credit Officer - Jinja
Bede graduated with a Bachelors of Science in Business Economics from Uganda Martyrs University Nkozi. He worked with Asiima Agri Concern Ltd as an assitant accountant and later UAP Assurance LTD where he attained a Certificate of proficiency in Insurance. He joined Tugende in January 2017 and loves creative arts
Joseph Odoi
Satellite Supervisor - Kampala_Bukoto
Joseph holds a Degree in Procurement and Supplies Management from MUBS. He worked with Hima Cement before joining Tugende in 2015. He loves travelling, making friends and playing soccer.
Emmanuel Oketa
Data Quality Analyst - HQ
Emmanuel graduated in 2015 with a Bachelor's of Science in Business Statistics From Makerere University. He has a strong passion for business and worked as a junior business consultant at Challenges Worldwide before joining Tugende in May 2016. He engages in sports in his free time.
Isaac Oming
Collections Officer - Kampala - Mbuya
Isaac graduated with a diploma in Development Studies from Nsamizi Training Institute of Social Development – Mpigi. He worked with Techno-serve -Uganda as a Youths trainer before joining Tugende in January 2017. He loves travelling, listening to music and watching foot ball.
Dennis Omondo
Acting Collections Coordinator - Mbale
Dennis is a former check-in agent at Entebbe International Airport. He joined Tugende in October 2015. He holds a Bachelors in Social Sciences from Kyambogo University. He loves driving, watching soccer, movies and debating.
Geofrey Onen
Acting Credit Coordinator - Mbale
Geofrey worked with Sector Creative Media as an Assistant Operations Supervisor before joining Tugende in October 2015. He holds a diploma in Business Management from MTAC. When he's not working, Geofrey plays basket ball, watches movies and goes out with friends.
Wilberforce Osuro
Collections Officer - Mbarara
Wilber is a former salesman with Galaxy fm. He holds a Degree in Social Sciences from Kyambogo University and joined Tugende in June 2015. He loves field work, reading and watching television.
Peter Owor
Operations Coordinator - Kampala
Peter worked as a team leader at Crane Bank before joining Tugende in November 2014. He holds a Degree in Social Sciences from Kyambogo University plus a Diploma in Sales and Marketing from MTAC. In his free time, Peter loves dealing with clients.
Lucy Oxby
Head of Business Intelligence - HQ
Lucy graduated in 2011 with a Masters of Physics and most recently worked as a research scientist for the British Geological Survey. She developed an interest in using business to drive poverty alleviation whilst working in tourism in West Africa.
Oyo Yowasi
Credit Officer - Kampala_Bukoto
Oyo attended Nkumba University where he graduated with a Bachelors degree in Business Administration majoring in accounting. He has worked with Epilson Uganda, contractor with World Food Programme before joining Tugende. He loves going to the beach in his free time
Aaron Pattillo
Director & Advisor
Aaron joined the team as an early investor and board member. He helps with the company's fundraising efforts in the U.S. along with providing guidance in ongoing strategic and operational activities. He has a background as a successful social entrepreneur as a co-founder of Khunu along with experience leading some of the pioneering work at the Clinton Foundation to significantly reduce the price and expand the global access of HIV/AIDS medicines.
Paul Sselunjoji
Operations Manager - HQ
Paul is an alumnus of the prestigious Educate! youth leadership development organization (which also has Colorado ties) and he is studying industrial engineering at Kyambogo University here in Kampala. While still a high school student, he won a nation-wide business plan competition and has helped set up several small scale businesses–including selling fertilizer on credit–near his home village of Hoima.
Albert Ssemakalu
Credit Officer - Kampala_Bukoto
Albert holds a Bachelors degree in Information Technology from Makerere University. Before joining Tugende in December 2016, he worked with Alaska Investments Limited. He likes meeting new people and dancing.
Stuart Sunday
Collections Officer - Kampala_Mbuya
Stuart graduated with a Bachelors of Commerce from Makerere University Business School.He has worked with Uganda Investment Authority as a Youth Apprenticeship program supervisor. A born of Mitooma district, he loves meeting new friends, attending seminars and reading
Thomas Tamukedde
Recruitment Supervisor - HQ
Thomas attended Kyambogo University where he graduated with a Bachelor's degree in Adult and Community education. He has experience in Human Resources Management best practices. He worked with Q-Sourcing Limited as a Recruitment Executive and Kiboko Group of Companies as an HR Executive before joining Tugende. He enjoy listening to music, watching movies, outgoing for adventure, swimming, training and a good team player.
Nebert Tumwebaze
Credit Officer - Kampala_Bukoto
Nebert attended Makerere University and graduated with a Bachelors degree in Population Studies. He worked with Smartmatic Electronic Voting Company as a production and verification officer before joining Tugende in December 2016. He loves touring, listening to worship songs, watching movies and motorcycle riding.
Tutu Moses
IT Lead - HQ
Tutu earned a Diploma in database management and web designing from the Business and Computer Institute in London. He led IT development at Vine Pharmaceuticals before joining Tugende in December 2015. He loves travelling and plays rugby in his free time.
Evaristo Twesigyemukama
Collections Coordinator - Kampala
Evaristo holds a Diploma in Accounting and Finance from Kyambogo University. He joined Tugende in July 2015. He now heads the Tugende Protection Unit and watches soccer whenever he has time.
Kenneth Twinamatsiko
Credit Officer - Kampala_Mbuya
Kenneth graduated from Makerere Univerity with a Bachelors degree in business statistics. Having left Platinum credit where he worked as the Soroti branch manager in charge of credit, he joined Tugende in October 2016. He loves watching football and travelling in his free time
Micheal Wabwire
Credit Officer - Kampala_Mbuya
Micheal holds a bachelor's degree in Procurement and Logistics from Kyambogo University. He worked with Samisa Telecom in customer service in Jinja before joining Tugende in December 2016. He likes listening to music and hanging out in his free time.
Ronald Walugembe
Collections Officer - Kampala_Bukoto
Ronald graduated with a bachelor's degree in Transport and Logistics from MUK. He has worked with a couple of companies (including Overseas Clearing and Forwarding as a transport officer and Lunar Apartments as an inventory manager) before joining Tugende in December 2016. He enjoys reading and meeting new people.
Brian Wataka
Collections Officer - Jinja
Brian attended Ndejje University where he graduated with a Bachelors in Human Resource Management. He worked with ICEA as a sales person before joining Tugende. He loves reading, making friends and travelling in his free time
Mansur Wembabazi
Senior Credit Coordinator - HQ
Mansur is a bio-medical engineer who graduated from Kyambogo University. He worked with Dash Technologies before joining Tugende in 2014. He loves solving complex challenges and interacting with a wide variety of people, and is glad that he gets to indulge in these passions at Tugende
Michael Wilkerson
CEO and Co-Founder
Michael first visited Uganda at age 19 and has returned every year since then. He began his career as a journalist with internships at Uganda's Daily Monitor newspaper in 2006 and Independent magazine in 2008. He graduated with a BA with honors from Stanford in 2009, and returned to Uganda as a Fulbright Scholar working as a journalist and political science researcher.
Bosco Yambye
Acting Collections Coordinator - Mbarara
Bosco holds a degree in Adult and Community Education from Kyambogo University. He worked as a supervisor at MARS Consults before joining Tugende in October 2015. He conducts research and goes to church in his free time.
Emmanuel Yetware
Operations Coordinator - Mbale
Emanuel joined Tugende in 2015 after receiving his Bachelors in Tourism and Operations from Nkumba University. He's been enjoying working with such diverse customers and colleagues, and is grateful for the chance he's had to already work in all 3 of Tugende's offices.
Ismail Zikusoka
Operations Coordinator - Jinja
Ismail graduated from Makerere University with a Bachelor's Degree in Economics. He worked in the Planning and Strategic Management Department at Kira Teachers Sacco before Tugende. Ismael is currently working towards a Master's Degree in Monitoring and Evaluation at the Uganda Management Institute.
Love what we're doing? Think you can help? Here are a few ways you can get involved.
Donate. Every week new drivers stream into our office excited for the opportunity to become their own boss. Tugende is growing quickly, but our waiting list is growing faster. Every donation shortens the time it takes us to get a quality driver his own motorcycle and on the path to stability and higher income. Any amount helps, and if you leave your contact information, we'll send you details about the driver whose motorcycle you helped buy. For larger amounts, and options like sponsoring an entire motorcycle, contact us directly at email@example.com.
Apply Your Skills. Coming to Kampala for a while, or want to help out remotely? Tugende currently needs high-skilled assistance in all kinds of things including accounting and finance, web design, improving our social impact tracking, and planning how to reach tens of thousands of customers in the near future. If any of this gets you excited, especially in combination with motorcycle taxis and economic empowerment, let us know!
Recommend a Driver. Live or (have lived) in Uganda and know a great boda boda driver? Put us in touch by sending a note through the contact form! We are currently focusing on expansion in Kampala but happy to hear about great people in any part of the country to keep on our list as we grow.
Sign up for our Newletter. Get Once-in-a-while updates via email from us by signing up here.
Find Us.
HQ Office
Plot 573 Kezilone Road
Left off Bukoto-Kisasi Road near Pakalast Pub
Bukoto Market Area
Kampala, Uganda
Find us on Google Maps here and below.
Toll free: 0800900848
Our office hours, when applicants should first visit, are 9am-12pm on Wednesdays.
Drop us a line to recommend a driver --
or to get in touch with anything else on your mind.
We're always excited to meet other boda boda enthusiasts


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Actor Dane DeHaan covers the fourth issue of So It Goes Magazine - which I hadn't heard of before today to be honest. But what with the DeHaan, David Fincher, Brit Marling, Mario Testino, Christopher Owens, and Poppy Delevingne all featuring inside the new issue, I'm not going to forget this classy British publication any time soon. Order the fourth issue here. Photography by Guy Aorch.
SEE ALSO: Dane DeHaan by Steven Klein for Interview


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Inaugral Collection
Tom&Thomas. British menswear that does good. We're currently working hard on our inaugural collection for 2017. Follow us on social media to keep up-to-date with our progress or sign up to our e-mail newsletter:
Look good. Do good.
For every order you make you can choose at the checkout one of three causes to directly support. We decide on these causes every year with your help. This year the causes are: gloves for the homeless, books for children and trees for cities.


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Cardiologist, author, and heart health expert Dr. Sarah Samaan offers advice on how to live a heart smart life.See all posts »
High Triglycerides: The New American Heart Association Guidelines
Triglycerides, simply put, are a form of fat that circulates in the blood. Triglycerides come from fat in the diet, but are also produced from the carbohydrates that we eat. Sugar and starchy carbs, including white bread, white rice, white pasta, and white potatoes are the usual suspects. About one in three Americans have high triglycerides, meaning levels over 150 mg/dL.
We have known for years that high triglycerides are associated with heart disease, but the role triglycerides play is not as clearly defined as cholesterol. Triglycerides appear to present more risk for women than for men, although no one is immune. This April, the American Heart Association published a new scientific statement to help clear up the confusion, clarify optimal levels, and provide guidance for lowering triglyceride levels.
According to the new statement, an optimal triglyceride level is 100 mg/dL or less. Levels over 500 mg/dL are considered very high, and can lead to pancreatitis; for this reason, numbers in this range usually warrant immediate medical treatment. High triglycerides can be hereditary. A slew of common medications, including estrogen pills (but not patches), steroids, certain diuretics, and some types of beta blockers can raise triglycerides. People with uncontrolled diabetes typically have high triglycerides as well. However, most people can lower their triglycerides with a heart smart diet, weight loss, and exercise, avoiding the costs and potential side effects of medical therapy.
The Heart Association recommendations for management of high triglycerides include:
- Weight loss on the order of five to 10 percent of body weight.
- Keeping carbs to about 50 percent or less of daily calories.
- Restricting fructose (found commonly in sodas and sweetened juice drinks) and limiting other added sugars.
- Making protein 15 to 20 percent of your daily caloric intake.
- Having a minimal intake of saturated fats (including meat, dairy, and palm and coconut oils).
- Including healthier monounsaturated and polyunsaturated fats at 10 to 20 percent of calories.
- Incorporating fish oil at doses of 500 to 2000 mg, depending on triglyceride levels.
- Exercising 150 minutes weekly.
Sounds simple? That's because it really is. Follow a Mediterranean diet, keep your weight optimal, and exercise 30 minutes five days each week. For most of us, that's all it takes. Be sure to check in with your doctor and have your lipid levels checked annually. If you need medication, don't stop it without your doctor's approval, but let your doctor know that you're working hard to improve your numbers. In many cases, with a little work, you may be able to drop your triglycerides enough to avoid medication altogether.
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A Whole New World - Disney's Aladdin - Nick Pitera (Cover) MP3
My debut original EP now available: https://itunes.apple.com/us/album/stairwells-ep/id970952083 Find me on... iTunes: ...
Nick Pitera "A Whole New World" on Ellen (High Quality) MP3
Nick Pitera "A Whole New World" on Ellen (High Quality) Credit goes to Nick Pitera http://www.youtube.com/watch?v=t9-CS2v8wcc by goonieman86.
Part of Your World - Disney's The Little Mermaid - Nick Pitera (cover) MP3
My first original single "Better Days" now on iTunes! https://itunes.apple.com/us/album/better-days/id582842870?i=582843052 Find me on... iTunes: ...
Nick Pitera's Cover: "A Whole New World" - Aladdin (w/clip - iTunes version) MP3
Currently waiting to see when youtube flags the video*
Nick Pitera - A Whole New World - Ellen Show - http://acervosounds.blogspot.com/ MP3
Nick Pitera cantando uma música do filme Aladdin no show da Ellen. Blog: http://acervosounds.blogspot.com/2011/01/vozes-inacreditaveis.html.
Lea Salonga and Brad Kane perform 'A Whole New World' on Good Morning America MP3
'Aladdin' Cast Reunites for Iconic 'A Whole New World' Performance. Lea Salonga and Brad Kane are accompanied by Oscar-winning composer Alan Menken ...
"One Man Disney Movie" Nick Pitera - Disney Medley MP3
My debut original EP "Stairwells" now available: https://itunes.apple.com/us/album/stairwells-ep/id970952083 Music from Disney films has made a huge impact ...
Nick Pitera's One-Man Tribute to Aladdin on Broadway | Oh My Disney MP3
Nick Pitera sings a medley of songs from Disney's Aladdin on Broadway. Songs include: "One Jump Ahead", "Proud of Your Boy", "A Million Miles Away", "Friend ...
Nick Pitera Sings Both Parts Of A Whole New World MP3
Nick Pitera - A Whole New World (Lyrics) MP3
Nick Pitera - A Whole New World.
Nick Pitera A Whole New World Live In New York !!! MP3
Nick Pitera: This is the Acappella on 42nd and 2nd ave on May 7th, 2008. Enjoy !
Lea Salonga and Nick Pitera Duet - "A Whole New World" MP3
Had the opportunity to attend the Lea Salonga concert. For a once in a life time opportunity, Nick Pitera was asked to join onstage and sing "A Whole New World" ...
Re: Me Singing A Whole New World Disney's Aladdin Nick Pitera MP3
Nick Pitera performance dubbed over the original studio first take.
Nick Pitera - A Whole New World & Don't Stop Believing - Live In Concert MP3
A live performance by up and coming YouTube sensation Nick Pitera of his renditions of 'A Whole New World & Don't Stop Believing' in one compilation melody.
D23 2015 Nick Pitera and AJ Rafael "A Whole New World" Duet MP3
AJ Rafael invited Nick Pitera onstage for an unexpected duet for "A Whole New World" at D23 at the Maker Studio booth. So awesome! Twitter: AJ Rafael: ...
A Whole New World Cover (Nick Pitera) MP3
a cover of Nick Pitera's version of A Whole New World.
A Whole New World (Nick Pitera Reaction Video) - love2dancejan MP3
A Whole New World Disney's Aladdin Nick Pitera 2010 remix MP3
how to meet friends http://perfect-match.datingbuddies.net/ I can show you the world Shining, shimmering, splendid Tell me princess Now when did you last let ...
Nick Pitera "A Whole New World" with movie MP3
Nick Pitera provides the vocals for "A Whole New World" from Disney's "Aladdin" I think some other people have posted it with the movie as well, but I hope this is ...


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As President Obama selects a new chairperson for the Federal Reserve, he will also be deciding whether he wishes to maintain the Bernanke approach to managing the nations' central bank or to seek a new direction.
Within FedWorld — those who work within the Federal Reserve system both in Washington and in a dozen reserve banks around the country — there is a sense of wariness at the possibility that past Treasury secretary Larry Summers could be their next boss, current and former officials said. The other leading candidate, Fed vice chairwoman Janet Yellen, can also be a demanding taskmaster, they said, though as a long veteran of the institution they view her as more likely to continue Bernanke's collegial manner of dealing with the sprawling, 18,000-employee system.
Fed officials themselves don't get a say, of course; the decision of who should succeed Ben Bernanke when his term expires in January is up to the whims of President Obama and the Senate, which must confirm the nominee. But change could be afoot no matter what the president's decision.
Bernanke's chairmanship has been marked by an unusual degree of patient consensus-building within the organization. Bernanke persuades, builds coalitions, works angles and tries to find a path to policy that almost everyone can agree upon. Officials across the 12 banks in the Federal Reserve system feel that they are heard and respected, even when the policy ends up not being their exact preference.
"The chair of any committee can respond to comments that challenge his view in ways that essentially inform the committee that the issue isn't worth discussing," Richmond Fed president Jeffrey Lacker told me in 2009. "This chairman doesn't do that. He takes other views seriously." (For more on Bernanke's leadership style, read the whole piece. Or maybe a book).
This management style has costs and benefits. The benefits: When the Fed does come to a decision, such as the September 2012 launch of a new round of quantitative easing, the policy has deep support and markets can be confident that it will be executed as planned. The costs: It can take some time to do all that consensus-building, which has arguably made the Fed slow on the draw with some of its policies. Also, with the spirit of open debate, Fed officials feel comfortable spouting off even when they don't agree with the party line, creating a cacophony that often confuses markets.
A Summers appointment would almost surely mean a step in the opposite direction; Summers and Bernanke share a formidable intellect and reputation as academic economists, but they are almost diametric opposites in their leadership style.
Current and former Fed officials said that they see Summers as a Fed chair who would, in important ways, represent a shift back to the balance of power in the Alan Greenspan era, with decisions concentrated among the chairman and a few aides and the rest of the Fed policymakers expected to vote as they are told and go with the flow.
They particularly fear that Summers would be dismissive of the kind of sensibility that reserve bank presidents bring to the table eight times a year at the Federal Open Market Committee, the Fed's monetary policy arm. They, too, are economists, but they also spend much of their time speaking with business executives in their Fed districts, going to Chamber of Commerce-type events, and gathering anecdotal information about what is happening on the ground around the country. Summers is more drawn to theoretical analysis.
Summers also has a track record of being supremely confident in his own intellect, to the point of being dismissive of those with whom he clashes. Summers's impolitic remarks about women in the sciences may have been the immediate trigger for his resignation as president of Harvard, but it was his long-simmering tension with a large swath of the Harvard faculty that laid the seeds for his downfall.
Summers's ability to manage the sprawling Fed system could matter on substantive grounds, not just in the form of bruised egos among his new colleagues. The major policy decisions that the Fed makes are not made by one man or woman alone. The Fed chair is the first among equals on the Federal Open Market Committee, which sets monetary policy, but it is an unwieldy group that includes the seven members of the Board of Governors in Washington and the heads of the 12 reserve banks around the country (only five of whom have a vote in any given year, but all of whom participate in deliberations). Even major decisions on regulatory matters are made by committee, namely by the seven-member board.
The chair sets the tone of the discussion. The Fed staff members who prepare economic projections and the range of policy options work directly for the chair. And the Washington-based governors usually go along with the Fed leader's wishes (none has dissented since 2005), giving the chair a head start in putting together a majority.
So, at the end of the day, the Fed chairman can get the policy that he or she wishes. But the ability to persuade and firm up support still matters. If a policy change was regularly enacted on close votes, say 7 to 5, it would send a message to markets that no one was really in charge. As such, Fed chairs work hard to get something approaching unanimity, and will rarely act without an overwhelming majority. The open question is whether Summers's version of leadership would enable him to build those coalitions.
And one decision for the president to make as he weighs the appointment is whether the benefits of the collegial style that Bernanke has brought to the Fed are worth the downsides — or whether the central bank is an institution due to be shaken up.


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THE PURPOSEFUL COOK; With Oxtail Stew, Using Your Fingers Is Perfectly All Right
Published: March 22, 1995
(Page 2 of 2)
1. Heat the oil over high heat in a very sturdy saucepan. Meanwhile, trim any surrounding fat from the pieces of oxtail. Then, place them in one layer in the hot oil. Reduce the heat to medium, partly cover the pan (about three-quarters of the way) to reduce the possibility of splattering, and cook for about 30 minutes, turning occasionally, until the meat is brown on all sides. Discard any fat that has accumulated in the pan.
2. Place the onion, garlic, ginger pieces and 1 cup of the water in the bowl of a food processor, and process until finely chopped. Add the mixture to the saucepan with the remaining cup of water, the salt, cinnamon, chili powder and soy sauce. Mix well, bring to a boil, cover, reduce the heat to low, and boil very gently for two hours.
3. Transfer the pieces of oxtail from the pan to a plate, and remove and discard as much fat as possible from the surface of the liquid in the pan. Return the meat to the pan along with the mushrooms. Mix well; then, arrange the potato slices on top of the stew in the pan. Bring the mixture to a strong boil, cover, reduce the heat to low and cook for 30 minutes.
4. Divide the potato slices among six plates, and place an oxtail on top of the potatoes on each. Spoon some sauce over the meat and potatoes, and sprinkle on some chopped herbs, if desired. Serve.
Yield: 6 servings. Approximate nutritional analysis per serving: 410 calories, 13 grams fat, 105 milligrams cholesterol, 855 milligrams sodium, 40 grams protein, 35 grams carbohydrate. Pears With Roasted Nuts Total time: about 1 hour 12 ounces unshelled mixed nuts (like walnuts, pecans, hazelnuts, almonds, Brazil nuts) 3 ripe Anjou or Bosc pears (about 1 1/2 pounds total).
1. Preheat the oven to 375 degrees.
2. Spread the unshelled nuts on a cookie sheet, and place them in the oven. Roast for 20 minutes. Then, remove and let cool for at least 30 minutes.
3. At serving time, arrange the nuts in a basket (after first cracking the shells a little, if you desire), and place them in the center of the table with a couple of nutcrackers.
4. Cut the pears in half lengthwise, and serve half a pear, split again lengthwise into two pieces, per person. Diners can peel the pears, crack the nuts and eat them together.
Yield: 6 servings. Approximate nutritional analysis per serving: 415 calories, 35 grams fat, 0 milligrams cholesterol, 1 milligram sodium, 10 grams protein, 25 grams carbohydrate. Now or Later
Since oxtail stew takes some time to make, you may want to double the recipe and store half in the freezer (excluding the potatoes and mushrooms). When ready to serve, defrost it in the refrigerator, then add the vegetables.


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The Primary Function of a Financial Controller is to Maintain Control Over Income, Expenses and Assets of the Hotel in Compliance with Its Policies and Procedures as Well as Local Requirements. Within this Responsibility He/she Develops and Administe...
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"The team has so many contacts with foreign insurers and so many people with foreign languages that it is miles ahead of others."
Chambers and Partners (2014)
The International Travel Litigation team at Irwin Mitchell Solicitors are concerned to learn that holidaymakers have been suffering with symptoms of gastric illness whilst on holiday at the Tropicana Grand Azure in Egypt.
Reports suggest that holidaymakers have suffered with gastric symptoms including diarrhoea, sickness and stomach pains. Solicitors at Irwin Mitchell have previously acted for clients who also visited the Tropicana Grand Azure Hotel in the summers of 2011 and 2012.
If you also stayed at this hotel and suffered gastric illness, Irwin Mitchell would like to hear from you as you may be able to claim compensation for your ruined holiday, and also, the pain and suffering caused by the illness that you have suffered.
For more advice on making a holiday illness claim, contact us on 0800 056 0066 or complete our enquiry form and we will call you back.
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"We were very happy with the outcome of our case, especially as we were initially offered nothing from the Tour Operator. Irwin Mitchell were very professional throughout and we are very happy with the outcome."
Chris and Michael, Worksop