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A timeline of events in the life of Marie de Guise
France Edit
- November 22, 1515: Mary of Guise is born in Bar-le-Duc, Lorraine, France. She is the eldest daughter and first child of the 11 children of Claude, Duke of Guise, and Antoinette de Bourbon, Duchess of Guise.
- 1531: Marie makes her first official appearance at French Court, when King Francis I marries his second wife Archduchess Eleanor of Austria. Marie becomes friends with Princess Madeline of Valois at this time.
- August 4, 1534: the wedding of Marie de Guise and Louis II d'Orléans, Duke of Longueville, is celebrated at the Château du Louvre. Marie is but 18 and her new husband is 24, and the new Duke and Duchess have a very happy marriage.
- October 30, 1535: The Duke and Duchess of Longueville welcome their first child, when Marie gives birth to a son: Francis III, Duke of Longueville.
- June 9, 1537: Less than 2 years after their wedding, Louis dies suddenly at the age of 27; leaving his wife Marie a widow when she is but 21 years old. The Duchess is also pregnant again at this time.
- August 4, 1537: On what would have been her third wedding anniversary, Marie gives birth to a son Louis of Longueville named for his deceased father. Sadly Louis dies while very young.
Scotland Edit
- Late 1537: Marie becomes the subject of marriage negotiations with King James V of Scotland, who had recently lost his first wife Princess Madeline of Valois to tuberculosis. King James wanted a second French wife to maintain relations between France and Scotland against England.
- May 18, 1538: Marie de Guise and King James V are married by proxy at the Notre Dame Cathedral in Paris.
- June 10, 1538: The new Queen arrives in Scotland, and meets her new husband for the first time. The couple are married formally a few days later. Their marriage is a happy one.
- February 22, 1540: At Holyrood Palace in Scotland, Marie de Guise is formally crowned Queen Consort of Scotland at the age of 24. Marie is 6 months pregnant with their first child at this time.
- May 22, 1540: Marie, Queen of Scotland gives birth to the couples first child: a son James, Duke of Rothesay at St. Andrews.
- April 12, 1541: Marie gives birth to the couple's second child, another son: Robert, Duke of Albany. He is baptized the same day.
- April 21, 1541: Just 8 days after being born Robert sadly dies, and hours later James is also dead when he is less than a year old. Marie's mother wrote that they were still young and should hope for more children.
- March 1542: The Queen learns that she is pregnant for the third time.
- December 8, 1542: The King and Queen welcome their third and last child, a daughter: Mary Stuart at Linlithgow Palace.
- December 14, 1542: At Falkland Palace, Fife, Scotland, King James V dies at the age of only 30 from a mysterious illness.
- January 1543: Marie watches as her husband is buried at Holyrood Abbey, alongside their sons, and his first wife; Madeline of Valois.
England Edit
- April 1543: The Dowager Queen Marie becomes the subject of rumors of a possible marriage between her and King Henry VIII of England. King Henry supposedly wanted Marie to become his sixth wife; however Marie declined the offer given that she was well aware of the King's marital history.
- July 1543: Marie moves with her infant daughter the Queen, to Linlithgow Palace. There young Mary becomes the subject of marriage negotiations with Prince Edward of England; the only son of Henry VIII. It is understood that the marriage will take place when Mary is ten years old.
Scotland Edit
- April 12, 1544: Marie officially becomes Queen Regent of Scotland. In a few affairs she consults her brothers who are in France: the Cardinal of Lorraine, and Francis, Duke of Guise, both of whom held government positions – so that Scotland and France worked as allies in dealing with other nations.
- January 1557: Positive domestic affairs in Scotland are soon hampered by conflicts between the Protestants and Catholics, which are increasing and threatening Marie's Regency.
France Edit
- August 1548: Marie sends her 6 year old daughter Mary, Queen of Scotland to France to be raised in the household of King Henry II and Queen Catherine de Medici. The agreement is that she be raised with their son the Dauphin Francis, and eventually the two be wed. The idea is to cement an alliance between France and Scotland against England.
- April 24, 1558: The wedding of the 15 year old Dauphin and the 16 year old Queen is celebrated at the Notre Dame Cathedral.
- November 17, 1558: Mary Tudor, Queen of England dies leaving her 25 year old sister Elizabeth I as the new Queen. However Elizabeth's rule depends on what the Papal has to say about her legitimacy.
- Late November 1558: If Henry II of France was to pursue Mary's claim with the Pope, as part of an ambitious plan that Scotland and England would succumb to French domination, he needed Scotland to be a secure Catholic country.
- July 10, 1559: Henry II died on July 10, 1559, and Mary Stuart became Queen Consort of France. In France, Mary and Francis II began to publicly display the arms of England in their blazon. This too was a motivation for English intervention in Scottish affairs.
Scotland Edit
- May 12, 1560: Marie is back home in Scotland at her home of Edinburgh Castle and is trying to fortify it. Shortly after returning home, Marie falls ill from an unknown illness, eventually she is unable to speak as her condition deteriorates.
- June 8, 1560: Marie makes out and writes her will.
- June 11, 1560: Marie de Guise, Queen Consort of Scotland dies from dropsy at the age of 44. Her body was wrapped in lead and kept in Edinburgh castle for several months.
- March 1561: Marie was secretly carried from the castle at midnight and shipped to France.
- July 1561: Mary, Queen of Scotland attended her funeral at Fécamp in July 1561. Mary of Guise was interred at the church in the Convent of Saint-Pierre in Reims, where Mary's sister Renée was abbess. Of Marie's five children, only her daughter Mary survived her.


text:
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subset: commoncrawl


text: Cell Ring was a reconstruction of the previous cell ring that was made by Perfect Cell for his Cell games. The original ring was destroyed by Cell itself- leaving behind a massive crater, during his fight with Goku. The new Cell ring was relocated to another place and became an attraction.


text:
General E46 Forum
This is the place to get answers, opinions and everything you need related to your E46 (sedan, coupe, convertible and wagon) BMW!
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Location: Hampshire GB
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No checked and both grounds were good
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Location: Dallas
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My Ride: '01 325i 260k miles
My Engine Fuse #3 Kalim was blowing because of a frayed o2 sensor wire, it was shorting against the engine block. You may want to check those if you're having a problem
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Hey all, I have been a lurker here for several years and I appreciate all of the information I have gained from this site! After a ton of searching and troubleshooting, I have reached the end of my rope. My car is a 1999 E46 323i with manual transmission. While I was hoarding parts to rebuild my cooling system my battery drained completely. I have swapped in a new battery, but now I am experiencing a no crank condition. I have tried my spare key, as well as my valet key, none of them will crank the car. The keys WILL lock and unlock the doors. I noticed that with the key in the ignition and the drivers door open, there is no charm, or beep. I am mechanically sound, but the electronic/computer side of the house, I find myself extremely challenged. I have ordered a cheaper BMW scanner, as well as the AK90 setup. They will not be here for a week, or so, but it looks like this is going to be part of my BMW bag of tricks, so I ordered them. As a side note, I also tried to jump start the car in addition to attempting to push-start it to no avail. Any and all suggestions would be very much appreciated. I have read so many posts where folks have experienced the same situation, but they almost always end with no solution. If and when I get to the bottom of this problem, I will come back here and let you all know what I did to remedy this situation.
Thanks for your time reading this post and thanks to the OP for doing such a great job of helping us all out!
Last edited by E36 Ron; 02-17-2017 at 06:42 PM.
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hi guys i have 320d is giving me problem with ews. i need any help on how to bypass my ews 320d 2002
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Very important for people to remember several things about any car that has been left for ages:
- Old fuel may prevent any kind of ignition.
- Car batteries that are near death should NOT be used for diagnostics. Ensure a good voltage to the system at all times, or you may trigger EWS/DWA/ABS and other fault conditions that require you having to deal with a whole other raft of problems requiring connection to dealer diagnostics, acknowledge error conditions, limp mode, or otherwise using risk using dodgy software to do critical operations like program keys, reset modules, etc.
- Some bad batteries may appear good (>12.5V after charging) but die off as soon as they are put under load. If one of the cells is low on water or high on resistance this can confuse us. Avoid using a bad battery on a BMW, even a reliable one like the e46.
- If you are having unexplained battery problems, check your engine ground wire, also your regulator and alternator as these are also critical items that will leave you stuck somewhere bad at the worst possible time.
- All e46 use security keys with transponder chips and rechargeable batteries which may have died/go flat. Transponder may not work, EWS may trigger, key be forgotten, or be triggered from a previous attempt causing a No Start Condition. Maybe the toothbrush charger fix can help, or the dealer. The charging requires the key to be left in the ignition for a reasonable amount of time (probably with the ignition on) during each month.
- You should remove the plugs and inspect. If like most you are unable to ascertain if fuel pressure is suitable (not just fuel leaks form the valve if I press it, but spurts out or better, you make the effort to measure 3 Bar of pressure). If they are dry, you have a fuel problem. Check the FP relay, FP for voltage and sound (buzzing noise for the first 2 seconds of turning the key to ignition), and fuel filter (it may or may not have the regulator incorporated in it), if separate you must check that too.
If the plugs are wet with fuel, clean and dry them. Inject 50ml of oil into the cylinders using a large syringe with a small pipe on the end, or an finger-operated oil can. Squirt the oil at the walls just above the surface of each cylinder, all round its circumference. This will flood the sealing ring so that compression can be achieved. Without this, the fuel you have tested is making its way into the cylinder via the injectors, (saturating the spark plugs), and will simply continue to flood in at just the right rate to mix with the oil around the cylinder rings and drain away before anywhere near enough compression can be attained to enable any sort of ignition.
On earlier non-electronic throttle BMWs, around one minute continuous cranking (aka 'the italian method') with accelerator held wide open would eventually result in the engine firing. It happened to me once on an e34, moved it out of the driveway and after that could not start it no matter what I tried for months. It would fire after about 20s of cranking and belatedly idle at perhaps 300-400rpm for a up to a minute or so, it simply couldn't sustain anything more. It would also 'sort of fire' after 20s cranking but then go back to normal cranking. Ended up putting oil down the plugs and it started right up but couldn't run well and idled badly, then died again. That was a mixture of fuel pump and cylinder wash-down.
However the electronic throttle on M52 and M54 make the Italian startup hard/impossible to do.
Then remove the FP relay and crank for 3 seconds to get the oil mixed round. (It will crank real fast with the plugs are out).
Replace the plugs, tighten enough to seat the crush washer firmly but not too tight, it's an aluminium thread so you can go too hard (25 Nm (18 ft-lbs, for a plug with a 14mm thread). Refit the coil packs, verifying the 2 earth straps are correctly fitted for both banks of 3 coils.
Insert the FP relay again and start. Yay!
If your FP relay is old, change it if
- the pump has been changed
- >10 years old
- you have not found the root cause of an erratic fuel-related problem
Last edited by ThreeM30s; 04-02-2017 at 07:04 AM.
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My Fuel Pump failure story.
2003 325i sedan: Stock never molested car w/ 200,000 miles. Dealer services all its life, but nothing major replaced other than the airbag and wear items. Suspension I refreshed a few months ago, shocks and mounts were all tired but still functional and smooth, it just sat overall a little low given the M-sport suspension package it has drops it only 15mm from stock. Luckily here in Oz, there is no salt so the car bodies and even moving parts can last longer underneath.
Anyway, I was dropping off the dry cleaning a few days ago. Left the car for 3 minutes, jumped back in and it would only crank, no start. Thankfully the battery was new when we bought the car and very lively, so I try a few times. Hot day, car in the sun, engine still hot, and each time it would get a little ignition and then die after a second or two.
Half a tank of gas. Noticed the Tacho read 200rpm or so when cranking, so was able to verify crank sensor was good. Also, the temp gauge read correctly and dash lights lit as they normally do when attempting to start.
But the car was parked in a loading zone... (Oh well, at least its not raining... )
Luckily it's only a mile or so from home, so I walk back to search the forums and figure out if it was EWS, key, FPR, FP, or something I might miss. Anyway, found this thread, scanned the good posts (Bloody great thread, guys THANK YOU all). Thanks to the super effort several of you have put in capturing everyone's symptoms and causes, I was able to cancel out all most improbable and quite a few of the nastier causes. So then I grabbed some tools to go back and verify if it was the pump or the relay or fuel wash or some massive Vacuum leak I couldn't find.
Over the last few days it ran very low on fuel and I only filled it halfway last night because of the price of fuel. So it really wouldn't be strange if the Fuel Pump was 'cactus' as we say here in Oz.
Unplugged the MAF to check it wasn't a vacuum leak. Try again, nothing. THis time with the engine cool, it didn't even fire at all. Checked the Shraeder valve, it spat a little but it had no pressure behind it. Pulled the rear seat, listened for momentary spin of the pump when turning accessories on. Nothing. Pulled back the insulation (never been pulled before) and pulled the big grommet out so I could see the connector and bang the pump a little with a long bar and a rubber hammer. Nothing. Tested for voltage at the pump. 12.2V for 2 seconds every time I turn the key, as it should.
OK, so bad pump!
Walk home, order a new 'OEM' chinese pump for like $50US delivered, and wait a day. Once the pump arrived, I grabbed the dog, and walked back, a spare FP relay (JIC), the new pump and a few more tools.
Tried again dead cold. Nothing.
Removed the back seat, removed the pump cover panel. Figured all the banging I was doing undoing the seal ring on the tank might have awakened the pump. Tried the key again- as I'd far rather swap the pump in my driveway than out on the high street.
Oh well, at least it's still not raining!
OK, so take the old FP out, fit the new Chinese one. A drop or two of silicone on the seal and the fuel line clamp made everything easier. New one popped in alright, just had to seat the seal in the tank, rather than the pump, as others have noted here in this thread. Button it up, test... starts right up and I could clean up and head home.
All thanks to this thread. Put a new relay in too when I got home. Marked the old one '300k old, known working'. Now why the hell didn't I change that pump when we got the car last year?
For $50 it's a no brainer, no Fuel Pump lasts forever...
PS. Just a side note, if you post your troubles on this thread, make the effort to come back and detail what the cause ended up being, Even little observations can really help other people.
Last edited by ThreeM30s; 04-02-2017 at 06:58 AM.
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What is an OEM Chinese pump?
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OE is Original Equipment (eg BMW part or the exact same part BMW buy), OEM is Original Equipment made to be like the Manufactured part. OEM is seldom better than OE, but like the original replacement parts BMW supply, some OEM parts are updated with newer tech or materials. Usually this happens if the newer tooling or materials save money.
However OEM is NOT made to meet the tolerances or pass the QA checks a Manufacturer might apply in their supplier chain. Some OEM parts are 'upgraded' to be perform better, be stronger, however the they are not engineered (or at least not tested) to be better, and may have unexpected side-effects. Some will have a good reputation in the field, or prove to be better once feedback from the field makes that clear.
So if you have a car made by a manufacturer that applies rigorous checks and quality from its suppliers, an OE part can be worth the difference. Especially if repeat failure can cause critical impacts- or leave you stranded a long way from home in the rain. Eg PCV and radiator hoses, expansion tanks, (anything with special joints or connections) when bought from BMW will typically outlast the aftermarket parts. However if you have something like a Hyundai, Kia, Foton, Great Wall, even some types of GM and Mitsubishi, you might fine OEM is as good as the OE part ;-)
An example of upgraded parts is the OE valve gasket seals in M54 engines: (
- M52/M54 Profile (valve cover) gasket set 1997- 11 12 9 070 990 (2x OEM price)
- 15 cover bolt seals 11 12 1 437 395, old part 11 12 1 726 537 (same price)
- Cover ring (cap) 11 12 7 526 447, 2003- 11 12 1 703 410 (4x the price)
- 12 14 1 748 398 17x3 o-ring 12 14 0 148 893 (2x the price)
Some say these were initially made from butyl rubber, which is all the OEM market produces to date. However, butyl rubber degrades when used with synthetic engine oils, causing early failure, and the rumour is that BMW forced a change to Viton across its supply chain for M52 and m54 engines, but I think this only really happened in M52s used in e34 and e36. From what I've seen, e46 OEM were all synthetic. However the OEM suppliers either didn't cotton on or couldn't be bothered doing this. BMW updated the part number for the cover bolt seals and some others, but not for the e39/e46 valve cover/profile gaskets. Other seals made out of rubber look to have changed similarly too. I've certainly seen OE seals on M50 in e34/e36 that have very degraded seals. In e46 I see failures, but never an OE seal that has turned to gum like the OEM ones do.
Last edited by ThreeM30s; 04-02-2017 at 08:29 PM.
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I had a similar experience except I managed to drive my car to the garage. Thanks for this very helpful thread.
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Chances are if fude 30 is blown , you will have no power to the motor. Red battery lifht on and most assume alternator is gone, it is most likely the oil level sensor in the sump that is faulty and cause a short. Runs the same power line to the alternator so easily mistaken
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My Ride: 2000 328i black 5-sp
But then not a couple of weeks later I got a crank-no start condition. Thing turns over like crazy but won't start. Doesn't seem to be fuses. I hear fuel pump priming. I'm getting RPMs when cranking so I guess it's not crank sensor.
I don't know what it could be. Guess I'm going to have to tow it to the dealer and let him diagnose it.
Worst part is it's been sitting forever -- I recently bought a house and have been working on it almost every day. Working on a house and a car at the same time is too much for me.
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Hmmm, interesting, i wasnt even getting crank. Stupid question, yoir battery is semding enough amp, volta to the starter to kick it over. Try re charging your batter over night, re installing and charging.
As simple as this sounds, i Still wouldmt rule out your oil level sensor. Disconnect it from the simp and tey to turn over. If on the way out, can still cause this issue as it disrupts power supply as silly as that sounds.
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Hmmm, interesting, i wasnt even getting crank. Stupid question, yoir battery is semding enough amp, volta to the starter to kick it over. Try re charging your batter over night, re installing and charging.
As simple as this sounds, i Still wouldmt rule out your oil level sensor. Disconnect it from the simp and tey to turn over. If on the way out, can still cause this issue as it disrupts power supply as silly as that sounds.
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Rewards of investing in foreign funds are not worth the risk
HSBC Brazil Equity Fund, a fund of funds (FoF) is coming to the market. According to the prospectus filed with the Securities and Exchange Board of India (SEBI), the Fund will primarily invest in HGIF Brazil Equity Fund, managed by HSBC Global Investment Funds (HGIF), as well as in other overseas mutual fund (MF) schemes benchmarked against the MSCI Brazil 10/40 Index. It may also undertake currency hedging as a shield against volatility in the currency markets. Avoid it. Here are five reasons why it would be better to avoid it.
1. It's a fund of funds: FoF is a lousy idea. It takes your money and puts it into other funds. It adds another layer of cost without adding any benefit.
2. Monitoring: The Fund would be invested in a Brazilian fund investing in Brazilian securities. How much do you know about that fund? It would be a blind bet.
3. Track record: We have no idea about the long-term performance record of the Brazilian equity fund.
4. Diversification: Funds that put your money in other countries presumably offer another round of diversification. Well, in this case, it's not so. Brazilian and Indian markets are correlated. We don't see how you can derive additional returns without adding risk. In fact, the Brazilian market is as volatile as the Indian market. Mistakes by fund managers (that are lurking around the corner) can be very costly.
5. Benchmarks are not available: Most shockingly, you cannot even compare how these funds have performed vis-à-vis a benchmark. Of the 16 funds in which HSBC Brazil Equity Fund says it would invest, benchmarks of eight schemes are not available in the public domain to facilitate a comparison of their performance with respect to the benchmarks.
Those who read Moneylife regularly will know, as we have pointed this out long ago, that funds which take your money and invest in foreign stocks are pure fads. In the very fifth issue of the magazine, way back in 2006 (Moneylife, 7 May 2006), when fund companies launched foreign funds, we wrote: "Fund companies are offering a chance for geographical diversification. There are several reasons why this is not a great idea." In our 40th issue (Moneylife, 13 September 2007), again we wrote: "Offering you funds that invest abroad is the flavour of the season. Stay away from these for now." But, of course, bull markets can keep dubious ideas in circulation for years together. By the time it was the 43rd issue (Moneylife, 25 October 2007), we were forced to write that "International funds are a rage now, but early entrants have a patchy record." Finally, in our 73rd issue (Moneylife, 18 December 2008), we had a report card. An article titled "Global Funds, Local Results" laid bare the truth. We said, "Fund companies may not know much about the value and price of Indian stocks, but they surely don't lack confidence in exhorting you to invest in a fund that invests in foreign stocks. How have these funds done over the past one year? They have all lost tonnes of money."
The faddish nature of the funds comes through clearly. When the commodity markets are shooting up, fund companies will launch commodity-focused equity funds. When the Chinese market is hot, they will launch a China fund. No wonder that in 2007, at the height of the bull market, as many as eight funds were launched that planned to invest overseas. All of them have performed very badly since inception. On an average, they have given returns as low as 0.1%. When they were launched, we had pointed out that these funds were mere gimmicks.
President Obama's long-term plan to cut the budget deficit pushed the US markets higher on Wednesday while markets in Asia were lower in early trade today on a strengthening yen
While the Indian bourses are closed today on account of a local holiday, here is a brief view of the global markets. Economic concerns continue to weigh on markets worldwide. The US markets closed marginally higher on Wednesday amid a volatile session following president Barack Obama's budget speech, which called for a reduction in the budget deficit by $4 trillion over 12 years. Markets in Asia were soft in early trade on Thursday on the strengthening yen and easing of metal prices.
Yesterday the market opened soft on lacklustre global cues, following easing of oil prices and concerns about the pace of the global recovery. The Sensex fell 76 points to 19,187 and the Nifty opened lower by 38 points at 5,748. The market immediately touched the day's lows with the Sensex erasing 161 points at 19,102 and the Nifty falling 50 points to 5,736. February industrial output figures, which were released yesterday, also dampened sentiment.
However, across-the-board buying after the decline in the market over the last few days turned the tide and the indices jumped into positive territory in the first half hour itself, pushing all sectoral gauges into the green. The gains continued through the session with the market scaling the day's high in the late session. At their intra-day highs, the benchmarks touched at 19,737 and 5,924.
The market closed slightly below these levels, as the Sensex surged 434 points to close at 19,697 and the Nifty gained 126 points to settle at 5,911, erasing the losses of the last five sessions.
Wall Street closed with marginal gains on Wednesday in a choppy session following president Barack Obama's budget speech, which called for a reduction in the budget deficit by $4 trillion over 12 years. While JP Morgan Chase reported a 67% jump in quarterly profit, financial stocks were a let-down as sanction regulators ordered 14 largest US mortgage servicers to pay back homeowners for losses from foreclosures or loans that were mishandled in the wake of the housing collapse. JP Morgan fell 0.8% and Bank of America tumbled 1.5%, to 13.27.
Presenting his long-term plan for closing the federal budget shortfall, president Obama set a target of reducing the annual US deficit to 2.5% of gross domestic product by 2015, compared with 10.9% of GDP projected for this year.
The Dow rose 7.41 points (0.06%) to 12,270.99, the S&P 500 added 0.25 of a point (0.02%) to 1,314.41 and the Nasdaq gained 16.73 points (0.61%) to 2,761.52.
Markets in Asia were lower in early trade on Thursday as a stronger yen pushed export-related companies lower. Besides, lower metal prices dragged commodity stocks lower. The London Metal Exchange Index of prices for six industrial metals including copper and aluminium fell 1.2% on Wednesday.
Meanwhile, Singapore's first quarter GDP rose 8.5% from the year-ago figure, exceeding analysts' estimates for a 6% rise. The central bank also said inflation in the city-state this year will likely come in at the upper half of its 3%-4% forecast range.
The Shanghai Composite fell 0.08%, the Hang Seng declined 0.83%, the Jakarta Composite was down 0.53%, the KLSE Composite shed 0.23%, the Nikkei 225 declined 0.59%, the Straits Times contracted 0.35% and the Seoul Composite was down 0.21%. On the other hand, the Taiwan Weighted gained 0.09%.
Back home, the Telecom Regulatory Authority of India (TRAI) has recommended that telecom infrastructure be considered as general infrastructure and make tax benefits available to the sector. The regulator has recommended bringing telecom infra companies (Infrastructure Provider-1) under Unified Licences, a suggestion which was opposed by participants at roundtable conference held by the telecom ministry in early March.
For private equity firms trying to make a quick buck from their investments in stock broking firms, the horror show seems endless. The first of a three-part series
On Wednesday, Geojit BNP Paribas Financial Services reported an 8% decline in revenue and 65% crash in net profit, for the quarter ended March 2011, over the corresponding previous quarter. Other broking companies haven't reported results so far, but nobody is expecting them to do wonders. What does this mean for a set of private equity firms, which lemming-like, had been clamouring for a piece of the business of stock broking firm in 2007? Very simply, the horror show continues.
Look at the stock performance of these companies from their lifetime highs of 2008. Emkay Global Financial has crashed by 84%, Edelweiss Capital has collapsed by 78%, India Infoline has fallen by 80%, Indiabulls Securities is down by 87%, JM Financial by 84%, Motilal Oswal Securities by 70% and Networth Stock Broking has slumped by 77%. Over this period, the Sensex is down by only about 5%.
This is not what the smart private equity investors who had jumped into the broking companies were hoping for. It was the pre-crisis period of 2007-08, when PE firms were investing in well-established broking companies which were on the path of huge expansion. The idea of course was to offload them within a couple of years to an eager public. What could be easier? After all, they have played the game many times before. Citigroup Venture Capital bought an 85% stake in Sharekhan, India Capital Growth Fund and Caledonia Investments took a stake in Rajkot-based Marwadi Shares, Barings bought a 45% stake in JRG Securities, Gaja Capital a stake in Bonanza and IFC Washington a stake in Angel, among others.
But their timing couldn't have been worse. Within a few months of their investment, financial turmoil rocked the world, deep crises hitting Western economies particularly hard. Brokerage income collapsed. And even though the overall market revived and real businesses are doing well, private equity firms find that they are still badly stuck with their investments in Indian broking firms. So, what went wrong?
In 2007, when the private equity players rushed into unlisted broking companies, they expected a continuation of the long bull market that started in 2003. This would mean robust market volumes and increasing brokerage income. It turned out to be quite different. When the Sensex was at 20,000, in December 2007, there was some optimism among a section of retail investors. Mutual funds were drawing net positive inflows from individual investors.
The mood this time is one of caution, with individual investors busy reducing their stock portfolios and redeeming their fund investments. There are specific reasons why broking income has collapsed now, some of which would have been clear even in 2007, but nobody wanted to see. And so, in 2007, at the height of the euphoria, the assumptions used to project income and profits were deeply flawed.
In the situation they find themselves in, how would private equity players recover their investment or even make an exit from their investments? The investment attractiveness of stockbroking firms has turned out to be a trap. The PE firms have no easy exits. Public issues of broking firms are unthinkable and there are no buyers of their stakes. Scope for 'consolidation' is low for fundamental reasons.
The point is, is this likely to change? When will things change for broking firms and how? Can things really improve for the big brokers, who have expanded with PE money, and are saddled with an inherently-flawed business model? That is what we will highlight in the second part of this series when we discuss the model of broking firms.
You may also want to read...


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Basically, you start out by giving away one detail about your person, and have people guess. Later, you give away another detail. You keep doing this until someone guesses your person.
To give an example, let's just say I was thinking Grandad; first, I would probably say, "This person has glasses." After a few people guess, I would say, "This person has white hair." and so on until someone gets it.
Get it? Got it? Good. Knock yourself out! ;)


text:
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Page 190 - And when I die, be sure you let me know Great Homer died three thousand years ago. Why did I write ? what sin to me unknown Dipt me in ink, my parents...
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Page 491 - POSTAGE FREE, to any part of the United States. This convenient and very safe mode may be adopted when the neighboring Booksellers are not supplied with the desired work. State name and address in full.


text:
Excision & Downlink - Existence VIP MP3
Available to buy May 23rd on Beatport. Excision & Downlink's VIP of Existence - forthcoming on Rottun Records May 23rd. Become a fan of Excision: ...
Excision ft Downlink - Existence VIP (Creepa Glitch Hop reboot) Free Download MP3
guys, join me to the best Drum and Bass party in amsterdam, this edition will be with ANDY C. Here is the event page on facebook.
Excision - Existence VIP (Music Video) MP3
Unofficial music video, I made it from my favourite movies, when i was bored at home :D Hope you will enjoy it! ;) I'm not owner of this song! Movies: - Battle Los ...
Excision Downlink - Existence VIP (original mix) [HQ] MP3
Excision Downlink - Existence VIP ORIGINAL MIX.
Beatmaker for pc Excision & Downlink - Existence VIP [preview] MP3
A preview of the new Beatpad version 0.3.0 coming soon! Playing Existence VIP by Excision & Downlink Visit us on Facebook: ...
Excision & Downlink Existence VIP FULL MP3
just sit back and Fire up the bass cannon!! :D WOW, never thought that this would get over 10K;D.
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This is my first bass boosted song, so let me know what yall think.
Excision & Downlink - Existence VIP w/ Lyrics MP3
Excision & Downlink's hit Dubstep single with lyrics. Enjoy!
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Free 320kbps download: http://dub4life.webs.com/apps/podcast/podcast/89510 A new VIP remix of Existence. Enjoy the ignition of the BASS CANNON.
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I always try to make a remix sound as much like the original mix as possible so I keep the nice quality original dubstep sound that everyone loves. To make a ...
Excision & Downlink - Existence VIP & Zomboy - Dirty Disco MP3
just some thing I made for a friend. DOWNLOAD: http://www.mediafire.com/?pbnvyichff8e4fb.
Excision & Downlink - Existence VIP (Bass Cannon) - Sound of Dubstep 3 MP3
Excision & Downlink - Existence VIP MP3
Song Title - Existence VIP Artist - Excision & Downlink I do not own any of this material. Just showing it to the public. Lyrics: For too long, the human race has ...
Existence Vip Remix MP3
A remix of existence vip link to program i use http://www.freeze.com/download/Audio/Digital-DJ-Pro.
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Note: I own nothing. All credit goes where it is due*** Song is Existence VIP by Excision Games are Halos 1, 2, 3, Wars, and 4. Owned by Bungie and 343 ...
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BASE CANNON Excision & Downlink - Existence VIP ITS THE FULL VERSION.
[TF2 Record - Itemtest] Dispenser performs "Existence VIP" MP3
"Time to bake these bitches!!!" Music: http://www.youtube.com/watch?v=-u0t8ZIlwuQ Download this custom sound: http://www.mediafire.com/?w22zlk7onai789d.


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|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|"Michael McCandless (JIRA)" <j...@apache.org>
|[jira] Commented: (LUCENE-2329) Use parallel arrays instead of PostingList objects
|Tue, 23 Mar 2010 15:55:27 GMT
[ https://issues.apache.org/jira/browse/LUCENE-2329?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=12848767#action_12848767 ] Michael McCandless commented on LUCENE-2329: -------------------------------------------- bq. But, keep in mind that TermVectors were enabled too. OK, but, RAM used by TermVectors* shouldn't participate in the accounting... ie it only holds RAM for the one doc, at a time. bq. And the number of "unique terms" in the 2nd TermsHash is higher, i.e. if you summed up numPostings from the 2nd TermsHash in each round that sum should be higher than numPostings from the first TermsHash. 1st TermsHash = current trunk and 2nd TermsHash = this patch? Ie, it has more unique terms at flush time (because it's more RAM efficient)? If so, then yes, I agree :) But 22% fewer still seems too good to be true... > Use parallel arrays instead of PostingList objects > -------------------------------------------------- > > Key: LUCENE-2329 > URL: https://issues.apache.org/jira/browse/LUCENE-2329 > Project: Lucene - Java > Issue Type: Improvement > Components: Index > Reporter: Michael Busch > Assignee: Michael Busch > Priority: Minor > Fix For: 3.1 > > Attachments: lucene-2329.patch, lucene-2329.patch, lucene-2329.patch > > > This is Mike's idea that was discussed in LUCENE-2293 and LUCENE-2324. > In order to avoid having very many long-living PostingList objects in TermsHashPerField we want to switch to parallel arrays. The termsHash will simply be a int[] which maps each term to dense termIDs. > All data that the PostingList classes currently hold will then we placed in parallel arrays, where the termID is the index into the arrays. This will avoid the need for object pooling, will remove the overhead of object initialization and garbage collection. Especially garbage collection should benefit significantly when the JVM runs out of memory, because in such a situation the gc mark times can get very long if there is a big number of long-living objects in memory. > Another benefit could be to build more efficient TermVectors. We could avoid the need of having to store the term string per document in the TermVector. Instead we could just store the segment-wide termIDs. This would reduce the size and also make it easier to implement efficient algorithms that use TermVectors, because no term mapping across documents in a segment would be necessary. Though this improvement we can make with a separate jira issue. -- This message is automatically generated by JIRA. - You can reply to this email to add a comment to the issue online. --------------------------------------------------------------------- To unsubscribe, e-mail: email@example.com For additional commands, e-mail: email@example.com
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If it seems like there's a lot of construction taking place on Hillsborough Street right now, you'd be right! We take a look at the current status of three ongoing projects, including the Hillsborough Street Lofts, 2304 Hillsborough and the former Varsity Theater/Hillsborough Street Textbooks soon to be H-Street Kitchen.
2 thoughts on "Oak City Portraits: Hillsborough Street Construction"
The work on Hillsborough Street Lofts seem to have stalled many months ago, with no progress since. Any idea what's going on?
All I've heard are rumors, but apparently the architect, developer and contractor have had some differences over how to best proceed with the work on this job. One source told me they had heard the contractor will be replaced, but understand that information is second/third-hand. But having that giant crane on site is quite expensive, possibly in the neighborhood of $30/k per month!


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Mr. Andres Castillo
Bogota, Cundinamarca - Colombia
No approved endorsements
About Mr. Andres Castillo
Computer Engineer with 10 years of experience in Telecommunications. Working as Account Manager for Cisco Systems, based in Colombia. Telefonica is my main account and handles a regional responsibility in Caribbean, Andean, South America (CANSAC).
If you notice offensive or incorrect information, please contact us.


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The St. Johns County Cultural Events Division is proud to announce that music legend Bob Dylan will perform at the St. Augustine Amphitheatre on Sunday, May 5 at 7 pm, the only Florida date on this leg of his tour. Tickets will go on sale next Friday, March 22 at 10 am.
Bob Dylan has been an influential singer-songwriter and popular culture figure for over fifty years.
Dylan as released 46 albums, which combined have sold over 110 million records worldwide.
As a songwriter and musician, Dylan has received numerous awards including multiple Grammy Awards (most notably Album of the Year in 1998), a Golden Globe, and an Academy Award. Dylan has also been inducted into many prestigious societies including the Rock and Roll Hall of Fame, Minnesota Music Hall of Fame, Nashville Songwriters Hall of Fame, and Songwriters Hall of Fame. Dylan was awarded the Kennedy Center Honor by President Clinton in 1997, and in 1998, the Pulitzer Prize jury awarded him a special citation for "his profound impact on popular music and American culture, marked by lyrical compositions of extraordinary poetic power." Dylan has also received the Commandeur de L'Ordre des Arts et des Lettres, which is the highest cultural award bestowed by the French Government. In May 2012, Dylan received the Presidential Medal of Freedom from President Barack Obama.
Tickets priced at $59.50, $49.50 and $39.50 will go on sale to the general public next Friday, March 22nd at 10am at the St. Augustine Amphitheatre and Ponte Vedra Concert Hall box offices. Enjoy complimentary coffee and snacks courtesy of City Coffee (www.citycoffeeco.com) on Friday morning while waiting in line for tickets. Tickets also will be available at findmytix.com, all Ticketmaster outlets, at ticketmaster.com, or by phone at 800-745-3000.
SHOW: Bob Dylan
VENUE: St. Augustine Amphitheatre
DATE: Sunday, May 5, 2013
TIME: Doors 6:00pm / Show 7:00pm
TICKET PRICES: General Admission Standing Room Only Pit: $59.50
Reserved Seating: $59.50 – 100 level
$49.50 – 200 level; $49.50 – 300 level
$39.50 – obstructed view
WEBSITE: bobdylan.com, staugamphitheatre.com, findmytix.com
CONTACT: Natacha McLeod, Marketing and Community Relations Manager, firstname.lastname@example.com, (904) 209-3751


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How to say deep in Portuguese dip
Would you like to know how to translate deep to Portuguese? This page provides all possible translations of the word deep in the Portuguese language.
- profundo, fundo, espesso, penetrante, grave, afundado, mar, pego, oceano, profundezas, profundamentePortuguese
Discuss this deep Portuguese translation with the community:
Use the citation below to add this definition to your bibliography:
"deep." Definitions.net. STANDS4 LLC, 2017. Web. 23 Jul 2017. </translate/deep/PT>.


text: The Ice™ heart has gel that can be cooled in the fridge to help soothe your little one's gums when they need it most. Multiple ridges and an easy to grasp shape will make this one of your baby's favourites. Two colour combinations – Blue/Green and Pink/Orange gives you options to keep your baby happy and smiling! Ice™ is BPA free and great for babies of all ages.


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Diet Needs Plenty of Water to Work
We are about one month into the new year and if you are still with your resolution to lose weight you are doing good. But you might see it taking a tole on your wallet.
Dr. Keith Kantor offers some tips on how to save while eating healthy and Dr. Kantor says he can't limit the importance of drinking water.
Water is very healthy and inexpensive. Drinking water throughout the day and before a meal will greatly help you cut down on portions sizes, which is a big part of the problem of weight gain.


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On Wednesday, the Oklahoma Republican demanded the "immediate issuance of new guidance" on the exemption status for "our men and women in uniform, as well as the civilians and contractors who support them."
On Monday, President Obama signed the "Pay Our Military Act," which ensures U.S. service members will continue to receive regular paychecks, as well as the civilian employees deemed exempt from the shutdown.
That said, Inhofe wants that authority under the act to be expanded to "the broadest extent possible" to cover those furloughed Defense Department employees.
"America cannot afford to look weak on national security, especially in the 21st century when the threat of global terrorism is real and evolving," Inhofe said.
House Armed Services Committee member Rep. Mike Turner went a step further, calling upon the Pentagon and White House to bring back all 400,000 civilian workers.
"I am astonished the President is willing to use the Department of Defense civilian personnel and risk our national security as a bargaining chip," the Ohio Republican wrote in a letter to Obama on Wednesday.
The military pay legislation "clearly authorizes" the Pentagon to pay service members and civilians alike, according to Turner.
"There is no reason these men and women serving our country should have to suffer as a result of a political showdown," he added.
Turner's letter comes a day after House defense panel chief Rep. Buck McKeon (R-Calif.) issued the same demand in a letter to Defense Secretary Chuck HagelChuck HagelPentagon withholding nuclear weapons inspection results: report Lobbying World The US just attacked Syria. So where's Congress? MORE.
"I believe the legislation provides you broad latitude and I encourage you to use it," McKeon wrote, referring to the new military pay act.
McKeon's letter came after House Majority Leader John BoehnerJohn BoehnerSudan sanctions spur intense lobbying OPINION | GOP's 7-year ObamaCare blood oath ends in failure A simple fix to encourage bipartisanship in the House MORE (R-Ohio) accused the White House of "using DOD workers to play political games."
On Tuesday, Hagel said department leaders were exploring options to expand the list of civilian employees deemed necessary for day-to-day Pentagon operations.
But department officials have yet to provide an update on those options to McKeon or other members of Congress, according to a committee spokesman.


text: OK, been busy with life lately, things not too good, then finally i get back to normal. my astra run around i purchased 2 months ago, was feeling a bit tired after doing 6000 miles since i got it. so i needed to replace the front lower arms and ball joints, tie rod ends etc etc,. well being a vauxhall, nothing came undone ok, so took me nearly 2 days to do. this morning go to a mates garage to do the tracking and tighten a bolt i couldn't get in and do up well enough. job finished, bring the car down on the ramp and suddenly....nothing! lost 1 phase of the 3 phase power supply into the garage, ramp not working, my car stuck on it. it is now there until power returns, hopefully tomorrow morning. there is no manual release on the ramp. doh anyone else had this happen to them, or shall i class myself as jinxed?


text:
Rom-coms Through the Years
Here's how romantic comedies evolved in Hollywood
Peak period: Late 1930s-early 1940s
During the Depression, audiences flocked to watch wealthy socialites with razor-sharp wit pretend to hate each other, usually on the bumpy road to marriage.
Examples: The Philadelphia Story, His Girl Friday, It Happened One Night
Postwar Bliss
Peak period: 1950s
Life is swell, now in Technicolor CinemaScope and occasionally with a song, as Mr. and Miss Wrong continue to end up happily ever after.
Examples:Singin' in the Rain, Pillow Talk, Sabrina
Quirky Couplings
Peak period: 1967-1981


text:
ANDREW Kirkwood of Endmoor demonstrated his supreme craftsmanship by taking the top honour in a north Lancashire hedgelaying competition.
Shrugging off the terrible weather conditions - torrential rain, thunder and lightning - Mr Kirkwood took the championship title in the Arnside and Silverdale AONB event at Bottoms Farm, Silverdale, on Saturday.
First prize in the open class went to Jack Carradice from Kendal while Thomas Kendal from Grayrigg was top in the novice section. Also taking part was Peter Gibson of Kendal who was last month named National Hedgelaying Champion.
The Silverdale competition was held as part of the Lancashire and Westmorland Hedgelaying Association Grand Prix series. The next hedgelaying challenge will be on December 7 in Sedbergh.


text:
Prom nighttime is one of the most important event in almost every teenager's your life. This day dirt the end of the teachers life and also beginning of the institution life. In addition, on this special day, many have to start looking their best. A gal, in order to look good, needs to have an attractive looking clothing that will make the woman's look enchanting. At least 30 days before the fundamental night, the quest for the best and stylish prom dresses commences. But at times, even when you acquire the best looking attire which you plainly love, a high selling price becomes a challenge. Not all mothers and fathers can afford these kinds of expensive attire and that as well, when it will be worn one time. This is the time when you are able look for utilised prom dresses, which are not only quite, but also inexpensive. Since they happen to be worn once, there are almost no damages. Even, if you are using the dress of which your grandmother or your mummy had distressed to their party, then as opposed to it.
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After another exciting weekend of games, here is my stock report of the college football season. As always, I'll examine players who played well during the weekend and saw their stock rise while also looking at the players who disappointed and saw their stock fall. This week, a couple of running backs' stocks are rising, while a Texas A&M quarterback's stock is going in the opposite direction.
Stock up
LSU CB Tyrann Mathieu
The 5-foot-9, 175-pound sophomore had his coming-out party in Morgantown, W.Va., on Saturday. He showed his athleticism all over the field and was strong against the run and on special teams. His forced fumble was a textbook strip, and his interception tipped to himself was one of the game's turning points. He had been one of the most underrated players in the country coming into this weekend -- but not anymore.


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Only a week and a half more of Hangzhou and then I am off on the road again. Going up north with Mira for a couple weeks. We figure that we have to go to the "sites" of China just so we can answer "yes" to people's inquiries as to whether or not we went to the Great wall, Terrecota Warriors, Beijing…..you know, all that stuff. So we are going to travel along the good old trodden route so that all of our travel conversations about China don't end with a bewildered, "Where did you go then?" Like when I tell people that I have travelled through India twice and have not been "anywhere."But we will probably mess this simple plan up somehow.
After this I don't know where I will be. I have been with Mira everyday for the past eight months and she will be leaving me in May. Don't know what I am going to do…maybe I will look around for her for a while in Mongolia. Mope around for a bit…wondering where my lost friend is.
The above photo is Mira. Never would guess that she is Barak Obama's cousin. Funny…there is something about her that just doesn't resemble Barak…..hmmmm….just can't quite figure out what it is?????


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San Francisco, California – (The Hosting News) – November 3, 2008 – Shared, reseller, colocated, dedicated and VPS hosting solutions firm, ServerPoint, has added Time Warner as a network backbone provider, with multiple gigabytes of additional bandwidth capacity.
Erik Johnson, CTO at ServerPoint remarked, "Redundancy and reliability remain a top priority as our company grows, and we see it as strategically important to ensure our datacenter is widely connected and capable of hosting the next generation of Web applications. Time Warner is an important addition that we have been planning for a number of months, and is among a series of new backbones we are adding."
The addition of Time Warner ultimately provides additional redundancy and ensures greater reliability of ServerPoint's network. Redundancy is important for enterprise datacenters to help guarantee robust performance in the event of an outage of a single or multiple backbone providers. ServerPoint now has four major backbone providers in its private datacenter facility, and the company will continue to add more providers in the coming weeks and months.
As a national Internet Service Provider (ISP) for residential and business customers, Time Warner also guarantees greater reachability across the Untied States. Time Warner's peering agreements with other ISPs will also reduce latency for subscribers North America and abroad.
ServerPoint offers a variety of unmanaged and managed hosting services. Virtual Private Servers start at $27.99/monthly and hosted on servers utilizing 8 Intel Xeon cores, 32GBs of RAM, 8-drive RAID 10 arrays and redundant power supplies. Windows plans include 2-hour backups, Silverlight, Windows Media Server, IIS, Active Server Pages, and SQL Server Express. Dedicated servers and shared hosting are also available.
Founded in 1998, ServerPoint is a recognized Web hosting industry provider, with an array of Shared, Reseller, Colocated, Dedicated and VPS hosting solutions to thousands of customers in over 100 countries. ServerPoint was formerly known as APlusHosting.com.
For more about ServerPoint, please visit: www.serverpoint.com.


text:
The above graph displays service status activity for Magentocommerce.com over the last 10 automatic checks. The blue bar displays the response time, which is better when smaller. If no bar is displayed for a specific time it means that the service was down and the site was offline.
Service Status History
|Ping Time
|Ping Time
|5.47 ms.
|6.04 ms.
|6.21 ms.
|5.01 ms.
|5.4 ms.
|5 ms.
|4.97 ms.
|6.09 ms.
|6.07 ms.
|6.1 ms.
* Times displayed are PT, Pacific Time (UTC/GMT 0) | Current server time is 16:51
We have tried pinging Magento Commerce website using our server and the website returned the above results. If magentocommerce.com is down for us too there is nothing you can do except waiting. Probably the server is overloaded, down or unreachable because of a network problem, outage or a website maintenance is in progress...
If the site is UP but you cant access the page, try one of the below solutions:
Browser Related Problems
Force a full refresh for the site. This can be achieved by pressing CTRL + F5 keys at the same time on your favourite browser (Firefox, Chrome, Explorer, etc.)
Clear the temporary cache and cookies on your browser to make sure that you have the most recent version of the web page. For instructions choose your browser :
Fix DNS Problems
A Domain Name System (DNS) allows a site IP address (192.168.x.x) to be identified with words (*.com) in order to be remembered more easily, like a phonebook for websites. This service is usually provided by your ISP.
Clear your local DNS cache to make sure that you grab the most recent cache that your ISP has. For Windows - (Start > Command Prompt > type "ipconfig /flushdns" and hit enter). For details choose your operating system :
If you can access a website at office or from a 3G network yet it's not working on your computer, it is a good idea to use an alternative DNS service other than your ISPs. OpenDNS or Google Public DNS are both excellent and free public DNS services.
Check our help page for step-by-step instructions on how to change your DNS.
I'm getting this response and have no idea how to fix the problem and my customers are getting Irate......The server is temporarily unable to service your request due to maintenance downtime or capacity problems. Please try again later.
Also can't get in th efront or back end...?
18:52 gmt
Please can any one shed some light on this??
Thanks :)
We are trying to login but keep getting a message that 'This account is inactive'
site down here???
looks down to me at the moment (11:30 UK time 20/04/2014)
I've been trying all week at log in to admin, still down at this moment :/
its down right noww!!!
Magento is down for us right now. I am not able to log into the back end. If I click on a product it throws an error:
There has been an error processing your request. Exception printing is disabled by default for security reasons. Error log record number: 795657679836
our website is down. We are working like mad to switch to volusion
Submit a comment using your Facebook ID.
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Insurance for convicted drivers - cheap insurance for banned drivers.
Nanny Insurance
Southwest - Low Cost Nanny Insurance Devon - Cheap Nanny Insurance Torbay - Affordable Nanny Insurance Torquay - Competitive Nanny Insurance Paignton - Online Nanny Insurance Brixham - Cheap Nanny Insurance Exeter - Cheap Nanny Insurance Newton Abbot -
Nanny's Insurance
Southwest - Cheap Nanny's Insurance Devon - Low Cost Nanny's Insurance Torbay - Comprehensive Nanny's Insurance Torquay - Affordable Nanny's Insurance Paignton - Online Nanny's Insurance Brixham - Nanny's Insurance for Exeter - Nanny's Insurance Newton Abbot -
Nannies Insurance
Southwest - Affordable Nannies Insurance Devon - Cheap Nannies Insurance Torbay - Low Cost Nannies Insurance Torquay - Comprehensive Nannies Insurance Paignton - Online Nannies Insurance Brixham - Nannies Insurance Exeter - Nannies Insurance Newton Abbot policies
Purchase Combined Public Liability and Emplyers Liability Insurance
Contact us for Nannies Insurance
Purchase Public Liability Insurance
Low Cost Childminders Insurance - Employers Liability Insurance policies - Insurance for Nannies
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Some of our other insurance products
Option 2 : Employers liability insurance (EL).
Option 1 : Public Liability Insurance (PL).
Terms & Conditions
Treating Customers Fairly
Email Us
Request a Call Back
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Registered or Unregistered
Experienced or Inexperienced
Employed or Self employed
You will be fully covered for an entire year for only £56.89
General notes regarding our Public Liability (PL) & Employers Liability Insurance (EL) policies.
Employer Liability Insurance (EL)
£10 million cover
Any bodily injury or disease/illness for any employee caused during period of insurance
Employee working abroad ( 120 days cover Europe - 90 days cover USA & Canada )
Self Employed persons
Voluntary or Temporary workers ( day trips covered for workers or helpers )
Legal defence costs in defending proceedings arising from a breach of Health and safety legistration upto £250,000
Plus Legal Expenses
Upto £50,000 for costs and expenses
Personal injury
Taxation/Employment disputes
Criminal prosecution defense
Contract disputes
Having a children's party upto 12 children, all 12 are covered ( 18 if 2 assistants )
Employee Public Liability Insurance (PL)
Public Liability at £5 million as standard
Motor Contingency Liability ( including using someone else's car with their permission )
Leaving children in your care with a responsible adult in the event of an emergency
Accidental injury caused by the administration of medication
Food Poisoning arising from food prepared by the nanny/childminder etc
Public Liability Insurance (PL) for Nannies, Childminders, Child Carers & Babysitters
There are no restrictions, you can be
There are no hidden costs or extra charges whatsoever.
You only pay £56.89 for the year.
The indemnity, meaning you are fully covered, is £5,000,000
Plus £50,000 of legal expenses cover
Plus lots of extras designed for the child care professional ( see notes below )
We offer a complete package of Parent and Nanny Liability full cover insurance (PL & EL) on one policy starting at an incredible £89.75 per year with £5,000,000 for Public liability (PL) and £10,000,000 Employers Liability (EL) indemnity cover together with £50,000 legal expenses cover.
That is almost half the price of employer & nanny insurance offered elsewhere
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible. The Employers Liability ( Compulsory Insurance ) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims.
Our Policy offers you an indemnity of £5,000,000 (PL) and £10,000,000 (EL) cover with many extras for parents employing a nanny and £50,000 legal expenses cover..
You could be fined £2,500 for every day that you do not have cover. It is vital that you protect yourself from damages and costs arising from injury to staff at work, not only from the injury itself but also from potential future loss of earnings.
Cover should be a minimum £5 million, ours provides £10,000,000.
Our policy is also very flexible, for example it will cover you if you have two part time nannies or perhaps a temporary child carer to cover your main carer's holiday.
Your current home insurance policy may provide the legal minimum insurance cover you require, however a higher indemnity cover, as provided by our policy assures a higher level of security.
If you have more than one employee at the same time you will require a complete package for each employee.
Of course you will receive full cover details with your policy document, but below are the main benefits covered.
Please note that both policy offerings are known as a minimum and deposit policy, where in the event of a policy cancellation there will be no refund, also due to the very low premium no payment instalment plan is on offer.
Insurance premium tax at 10.0% is included in the price of the premium.
Standard cover when employee registered with a child care organisation and has more than one year of experience £89.75 per year.
Standard cover when employee registered with a child care organisation and has less than one year of experience £93.60 per year.
Standard cover when employee not registered with a child care organisation and has more than one year of experience £93.60 per year.
Standard cover when employee not registered with a child care organisation and has less than one year of experience £104.60 per year.
We specialise in Insurance for Employers, Nannies, Childminders, Child Carers & Babysitters
Public liability insurance protects you and others against damages and costs incurred should a claim arise to which you are found liable. For example, giving the incorrect dose of medication to a child in your care or damage to a third party whilst in the course of their duties.
If you would like to get a formal quotation and/or purchase a policy now you can do this online by
following this link
and giving us your details. All documentation will be sent to via Email.
Purchase Public Liability Insurance (PL)
If you would like to apply for our combined PL & EL policy now you can do this online by
following this link
and giving us your details.
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Combined Public Liability & Employers Liability Insurance Policy


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Sometimes you just need salty, deep fried potato chips. But sometimes you feel like eating healthy. With these Baked Sea Salt and Vinegar Sweet Potato Chips… you get the best of both worlds! They are quick, delicious, and super easy to make!
Serves: 4
10 minPrep Time
8 minCook Time
18 minTotal Time
- 2 Medium-small size sweet potatoes
- 1/2 tablespoon Sea Salt
- 1 tablespoon vinegar
- Thinly cut the sweet potatoes into very thin slices.
- Not to the point where you can see through it, but close to that thinness.
- Press them between a paper towel so you get absorb their extra juices, and so they can become crispy when cooked.
- Place the slices on a plate so none of them are touching.
- Lightly brush over the slices with vinegar and sprinkle salt as desired.
- Microwave for 2 minutes.
- Flip the sweet potatoes over and microwave for another 2 minutes
- Flip one or two more times cooking again for 2 minutes until you reach a desired crunchy texture.
- Sprinkle with Sea Salt again as a garnish and extra flavoring.
- Serve with ranch, or desired dipping sauce and enjoy!
Materials Needed to Make Recipe:
We're so excited to announce that our 4th cookbook is available for PRE-SALE!!!
Sweets and Treats with Six Sisters' Stuff
This cookbook is all our very favorite recipes: DESSERTS!
Get it HERE.


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Thanks KB
flat be
there is a 10 year Treasury note auction at the top of the hour which may make things interesting
will buy close above 2.75
gap @ 90.50
buying one at the proj
Originally posted by Turk
Crude is up because the dollar is down
right. the Euro is on fire and the Yen is strong too. That's also impacting long term dollar interest rates. It will be interesting to see how much higher rates will go to support the growing budget deficit addiction
long one from 898.00, but just for a quick bounce ,cause of the deadly proj!
ill bail after 1.75 profit if they let me
Is this your Kiss of Death trade (coming back to kiss the moving average goodbye?)
Originally posted by feng456
Originally posted by myptofvu
Feng do you have Skype? it would be easier to talk to you...
i had skype then i uninstalled cuz it had lousy connections. but i think my account may be still active. whats ur username or whatever?
skype Id is rthtrader
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Copyright © 2004-2017, MyPivots. All rights reserved.


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Time-fade occurred when an individual was removed from time, causing the memory of them to disappear over time.
When the Sild kidnapped every incarnation of the Master, his incarnation imprisoned by UNIT began to experience time-fade, though he was unaware of it. Brigadier Lethbridge-Stewart, Jo Grant, and other UNIT staff began to forget about the Master, knowing that there was someone important but not knowing his name. (PROSE: Harvest of Time)


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Red Lobster Map
50 Centerpointe Dr.
714-562-9086 | Make Restaurant Reservations | Menu
Use this map to Red Lobster to get there and back safely. If the "Get directions" pop-up does not appear, click the green arrow to get driving directions to and from this restaurant.
Find out which restaurants and chefs top the list of GAYOT's 2016 Annual Restaurant Awards.


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Screw Mach Drill, Parabolic, HSS, 11mm
GUHRING| Zoro #: G1163976| Mfr #: 9005520110000
Zoro #: G1163976Mfr. Part #: 9005520110000
$25.04 /ea
Orders over $50.00 ship free. DetailsStandard ground shipping
Technical Specifications
|Zoro #: G1163976 Mfr #: 9005520110000
|Grade: High Performance
|Application: For Aluminum, Brass, Cast Iron, Copper, Magnesium Alloys And Mild Steel
|Drill Bit Grouping: Drill Bit
|Drill Bit Dimension Type: Metric
|Drill Bit Finish: Steam Nitride
|Drill Bit Material: High Speed Steel
|List Number: 552
|Point Type: Notched Point
|Flute Type: Parabolic
|Item: Screw Machine Drill
|Drill Bit Point Angle: 130 Degrees
|Flute Length: 47.00mm
|Drill Bit Size: 11.00mm
|Shank Dia.: 11.00mm
|Overall Length: 95.00mm
|Decimal Equivalent: 0.4331
|Country of Origin (subject to change): Germany
Product Description
Screw Machine Drill, Parabolic, List Number 552, Number of Pieces 1, High Performance Grade, High Speed Steel, Steam Nitride Finish, Notched Point, Drill Point (Deg.) 130, Metric Size 11.00, Decimal Equivalent 0.4331, Flute Length (mm) 47, Overall Length (mm) 95, Shank Dia. (mm) 11, For Aluminum, Brass, Cast Iron, Copper, Magnesium Alloys And Mild Steel
Restrictions and Compliance
- *2 : California Proposition 65 : This product contains a chemical known to the State of California to cause cancer.