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Ahmad Alawad Sikainga
LOCATION: Columbus, OH, United States
Assistant Professor of History, Ohio State University, Columbus. Author of Western Bahr al-Ghazal Under British Rule, 1898–1956 and others.
Primary Contributions (2)
country located in northeastern Africa. The name Sudan derives from the Arabic expression bilād al-sūdān ("land of the blacks"), by which medieval Arab geographers referred to the settled African countries that began at the southern edge of the Sahara. For more than a century, Sudan—first as a colonial holding, then as an independent country—included its neighbour South Sudan, home to many sub-Saharan African ethnic groups. Prior to the secession of the south in 2011, Sudan was the largest African country, with an area that represented more than 8 percent of the African continent and almost 2 percent of the world's total land area. Mohy el Din Sabr Jay L. Spaulding Ed. Since ancient times the Sudan region has been an arena for interaction between the cultural traditions of Africa and those of the Mediterranean world. Islam and the Arabic language achieved ascendancy in many northern parts of the region, while older African languages and cultures predominated in the south. The country...READ MORE


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Advices to Stop Eating
Just few months ago, I was 70 lbs overweight. My eating behaviour had become an major issue. Although there were many foods I binged on, my great mistake was chocolate abuse. Yes sir, I was addicted to chocolate. Daily I had to leave the house with the purpose of buying a bag of chocolate sweets. So if you find yourself screaming "How do I stop eating", then believe me, you are not alone.
Today I am 70 lbs lighter, because I managed to crack my binging habit, and in this article I will give you a good idea of how I did it.
When I binged, I didn't enjoy it. I knew exactly what I was doing to my body, and I hated myself for it. But I felt a pressing need every day to binge on certain foods. Each morning I would wake up with a huge desire for chocolate and, feeling unable to resist it, would try to figure out which shop to go to get my supplies.
But one day I sat down and really examined why I did what I did. I started writing down how I felt about my binging, what I felt it gave me, and why I felt I had to get supplies every day. The only conclusion I could come to was that I used food to make me happy. It was a vicious cycle -- I was fat, and had low self-esteem, and was therefore unhappy. Yet perversely, food made me happy (though only temporarily). All I was doing was consolidating my condition.
So I just said to myself "Hang on. What if I just let junk food go? What if I just stopped eating chocolate?". I knew it would be a rough few days to start with, but what if I could suck it up and accept the feelings of initial unhappiness? Eventually the weight would start to drop off. And guess what? That is exactly what I did. I stopped resisting. I let go of the dependence on junk food, got through the tough first week -- like a Withdrawal period -- but then found it plain sailing. After a few weeks, I found myself with no desire for junk food whatsoever.
If you're screaming "How do I stop eating", you have to realise that in 99% of cases, your over-indulgence is an emotional dependency. I'm willing to bet that deep down, you're feeling unhappy. Now will you please realise that by eating junk food, you are simply satiating the unhappiness for a limited period of time.
It is like a smoker. Nicotine isn't actually a particularly strong physical addiction. Smoking is primarily a psychological addiction. If a smoker has a cigarette, then they put nicotine in their body which gradually subsides. As the nicotine disappears, so does the "hit". As a result, the smoker lights up another cigarette in order to feel good. All the smoker would have to do to stop smoking is simply…stop smoking! Let go. Stop instilling the nicotine which just starts a vicious cycle.
It is the same thing with junk food. You feel unhappy -- you eat junk food -- you get a sugar "hit" -- the hit starts to subside -- you feel unhappy again -- you eat more junk food. Do you see what a devastating cycle this is? If you want to beat the food addiction and actually live in a permanent state of happiness, then simply stop eating junk food. It is literally that easy. That doesn't mean the first two or three weeks will be plain sailing -- you will have to live with the sorrow without the hit. But once you're go through counseling or therapy, the addiction could be easily kicked and the over weight could fly off.

subset: commoncrawl


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Payroll Management
Ineffective payroll management and shoddy payroll systems can result in personal liability (including JAIL TIME) for non-compliance.
Business Management Daily helps our readers with information on payroll processing and tips on timesheets that will help you to implement payroll programs that pay off.
This coming year-end is going to be like no other, thanks to the accelerated, consolidated W-2/1099-MISC filing deadline of Jan. 31, 2017, and the fact that you no longer will be able to apply for an automatic extension of time to file your W-2s with the Social Security Administration. The earlier you start your year-end prep, the better off you'll be.
Sometimes you walk into a mess and other times you have a mess thrust upon you.
S corps aren't the only businesses to run up against the IRS when it comes to determining whether salaries are reasonable. Regular tax-paying C corporations run into the problem, too.
You withhold 75% of all child support payments. That's a considerable sum. So, when the federal Office of Child Support Enforcement highlights payroll initiatives in its fiscal year 2017 budget request, Payroll managers take notice.
If you administer payroll for a partnership, say, a law or accounting firm, you have problems. The IRS recently released temporary and proposed regulations that reiterate its position on partnerships.
Shockingly (or maybe not), more than half the attendees at the APA's identity theft workshop acknowledged that they were bait for the phishing expedition undertaken earlier this year to steal employees' W-2 information by spoofing a company's executives.
Here's your monthly guide to critical payroll due dates.
"I'll get to it tomorrow" isn't a winning legal strategy.
Over 70% of the federal government's ready cash is obtained through withholding. That puts you in the crosshairs for new compliance initiatives from the IRS and its in-house lawyers from the Tax Division at the Department of Justice (DOJ).
Releases from the IRS, Department of Health and Human Services and the Department of Labor clarify some finer points under the Affordable Care Act.


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Next Episode of Dice is
Season 2 / Episode 1 and airs on 20 August 2017 22:30
Dice chronicles the semi-true stories of Andrew Dice Clay, whose unique brand of humor often gets him in trouble. Once on top, the comedian now must work to resurrect his career, pay his gambling debts, manage his sons' rock band, fend off old fans and keep his family afloat.
Dice gets upset when a plaster mold of his penis goes missing from an art show. Meanwhile, after Dice accidentally dings Criss Angel's Lamborghini, the "Mindfreak" sets out to use his magic against him.
Dice tries to find work when he learns that Carmen is still receiving alimony payments and gets a meeting at the Tangiers Casino. But the meeting is for 7:30 in the morning, an impossible time to wake up for.
Milkshake uses a fake name at a steakhouse to sound "mobbed up." Meanwhile, Dice gets fired as the manager of his sons' heavy metal band and is replaced by a slick Hollywood agent.
Dice's place at the top of his crew being threatened when his old buddy Bobby the Mooch returns to town with newly acquired wealth. Dice's jealous behavior causes him to lose his best friend, so he fights to win Milkshake back.
Chris Williams(Bryce)
Kevin Corrigan(Milkshake)
Andrew Dice Clay(Andrew "Dice" Clay)
Looks like something went completely wrong!
But don't worry - it can happen to the best of us,
- and it just happened to you.
Please try again later or contact us.


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The Pay OffIf you buy a real estate, you will be either expecting returns from investment-for-beginners renting or reselling. Rental yield in Malaysia is fairly stable which is among the top gross rental yields in Asia. There are few factors that determine the reselling of your property for a higher price, namely the country's economic growth and the social stability of the country.
The RisksIf you are a buyer who intend to flip the deal to make a quick profit within short term (a few years), you need to evaluate the strength and weaknesses of the location or the uniqueness of the property. Buying new properties from big developers will reduce the risk. Consider to rent out your property first to ease your cash flow if could'nt be sold in short term, while wait for the for the buyer.
Type of Properties to InvestMalaysia offers a variety of residential property, from the linked terrace, bungalows, apartments to condominium. It is no surprise that the rental yield of a high-rise loft in central business district like Kuala Lumpur City Centre and Mont Kiara is 2 or 3 times higher than a landed apartment due to the high demand from most foreigners, international students and expatriates.


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most were gifts i amde just yesterday, for YES ********. hacking maple interests me lately. i neva weas ghood at avataars, and lately ive gone abstract style so i dont think these are too bad. theyre simple but not bland IMO
no flaming, but C+C welcome.
this one im not too fond of but this was what he requested so meh
i really like this one, i freballed and it came out nicely.
i thought id make one for myself
again i dont relaly like this but it is as the user requested
he also wanted a myspace devil style avatar, and i just threw his name on and saved it as a new avatar for him. wasnt too good but MEH he likes it
this one he just asked for an avatar so i went nuts
this one, he only requested the moving thing over the text and a nice abstract avatar. so i did it for him :P
ive done more but cbf uploading


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Ok so I have to admit, I never thought I'd find myself here on OKCupid or on any online dating platform really. In fact I'm rather skeptical of the whole concept, but I figured hey why not? It's new and if you keeping trying the same thing over and over again, expecting a different result, you've merely defined insanity and gotten yourself nowhere. So here's to new experiences. Cheers! (insert glass clunking Noise here).
Anyways, I am a fun Jewish girl who loves dancing, singing, cooking, the nightlife, traveling, reading, writing, going to the gym, exploring my city, and spending time with friends and family.
As my screen name suggests, I am a musical chef, no joke. I grew up cooking and baking with my mom and grilling with my dad. I am also constantly conjuring up new recipes. I am a singer and a dancer, though the dancing didn't truly take flight until college. I am an incredibly musical person; my brain runs on music and creativity. I started singing at an early age and then spent my 4 collegiate years on a competitive ballroom/latin dance team where I developed a genuine love for the art form. Nowadays, if I'm not at the gym or at work, chances are you'll find me on the dance floor at various swing dance venues.
I am at heart a loving, genuine, nice and fun Jewish girl. I am a down to earth/easy going, caring, generous, and humorous (by the way I speak sarcasm fluently ;) ) person who loves the beach, especially those in San Diego, as well as the ocean, running, swimming, laughter; and sharing these things with someone is important to me. One of my favorite aspects of Ballroom/Latin/ Swing dance is that it is a shared experience/ moment. For 3-4 minutes at a time I have the opportunity to connect with someone (perhaps you ;) ) and I think that's pretty special.
If you want to know more, just ask. :)
Besides work, you will usually find me at the gym, on a dance floor, running or watching sunset on the beach, playing tourist in my own city, hanging out at various coffee shops and lounges or taking trips down the coast and enjoying San Diego and of course hanging out with friends .


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I am staying here right now and will be looking for another place to stay. Sure the location is good (right next to Ikeja mall) but that is not worth it. The service has been terrible. 1) This is a basic hospitality feature, but every...More
Getting you more information on this room
Getting you more information on this room
"Take away the location of the hotel, everything else was not memorable."


text: MA/Diploma/Certificate Pentecostal and Charismatic Studies (Distance Learning) OverviewCourse detailsLearning and teachingEmployability The Pentecostal/Charismatic and Evangelical movements are among the largest and fastest-growing traditions within world Christianity. Birmingham has a long-standing tradition of studying these movements, and is a world leader in this field of research. Our specialisms include Evangelical and Pentecostal/Charismatic history, missiology, theology, biblical interpretation, sociology, worship, and liturgy. This distance learning programme at Birmingham explores the faith, practices, worship and teaching of Pentecostal/Charismatic and Evangelical communities from a critical academic perspective, which emphasises their global and contextual nature. It offers a range of study options – full-time or part-time and at MA, Diploma or Certificate level. The programme provides an excellent preparation for further research in the field and admission to doctoral studies, but is also well suited to personal and professional development purposes. You can pursue a range of specialisms and the dissertation provides an ideal opportunity for you to explore your own specific interests. Professor Allan Anderson "The University of Birmingham has an international reputation in Pentecostal and Charismatic Studies. We have a centre for Pentecostal and Charismatic Studies which has been in existence for several decades. The University is known for its expertise in this area and was actually the first university in the world to study the subject of Pentecostalism and we are very proud of that heritage. " Course details This course provides an excellent preparation for further research in the field but as a standalone course which will be of interest to: People from within these Christian traditions; those who are fascinated by religious phenomena, growth and development; professionals in social policy, education, politics and economics; and the faith groups who engage regularly with individuals and communities from Evangelical and Pentecostal/Charismatic backgrounds. To achieve the MA, you will study two core modules and four optional modules, which are assessed by essays. To complete the course, you will also produce a 15,000-word dissertation, which allows plenty of opportunity for you to explore your own specific interests in the field. To gain a Diploma, you will study six taught modules (as above - two are core, four are optional) and to complete a Certificate-level qualification, you will study three taught modules (two core, one optional). Why study this course Taught by experts – you will study alongside some of the finest minds in Theology and Religion. We are ranked second among all Theology departments in the UK in the Research Excellence Framework 2014. Flexibility – you can study at home, in your own time and at your own pace, so you can combine achieving a qualification with work or family commitments. You also have the benefit of developing your career without having to leave employment. Join an active online community – studying by distance learning is not a lonely experience within the Department of Theology and Religion. You will get to meet interact with students – virtually – which will impact on your learning experience. Career changing – a qualification from the University of Birmingham can be the springboard to promotion with your current employer, the platform from which to launch a new career, or simply a way to become more effective in your current role. Studying at Birmingham is a rewarding and enriching experience that brings about significant personal development. Support – there is always support available from tutors at the University. The programme is designed to keep you in touch with fellow students and tutors. Our 'virtual learning environment' provides a focal point and help provide a structure for your learning. You will be assigned a personal tutor. Personal tutors are available to answer questions regarding the content of your programme, and also to give advice and provide clarification if you don't understand something, for example what an assignment question demands. Modules You will study two core modules: Research Methodology This module provides an introduction to the study of graduate-level Theology and to research in this field. History of Evangelicalism and Pentecostalism This module concentrates on the origins, history and development of Evangelicalism in different parts of the world. There is a particular emphasis on the theological and historical precedents to Pentecostalism in late 19th- and early 20th- century Evangelicalism and the significance of Pentecostalism to global Christianity. MA and Diploma students will also choose four optional modules, while Certificate students will choose one optional module. You will choose from a range which typically includes: Pentecostal/Charismatic Theology in Context This module examines key theological issues relating to the global Pentecostal and Charismatic movements. Particular attention is given to the subjects of spirituality, mission, culture and society, and globalisation. Contextual and multi-disciplinary approaches to Pentecostal and Charismatic studies will inform the theological reflection. Contemporary Theology of the Holy Spirit This module will consider the theological distinctives of contemporary Evangelicalism, tracing their historic roots and practical outworking today. Evangelical and Pentecostal Approaches to Music and Worship This module will look at the growth and development of worship in the Evangelical and Pentecostal movements since the 1970s and include consideration of the theology of music and worship and a historical survey, as well as a discussion and analysis of contemporary practice. Evangelical and Pentecostal Hermeneutics This module will examine the use of the Bible in the Evangelical and Pentecostal/Charismatic traditions, highlighting similarities and differences between their approaches to and appropriation of the biblical text. World Christianity in the 20th Century This module studies the enormous changes in the nature and demography of world Christianity from the time of the missionary movement and the Second Evangelical Awakening in the 19th Century to the end of the 20th Century, with particular focus on schisms and denominational histories, including Roman Catholicism, the Protestant churches, non-conformist and evangelical churches, African and Asian independent churches, and Pentecostalism. Attention will also be given to globalisation and the relationship between Christianity and society. Sociology of Evangelicalism and Pentecostalism This module studies Evangelicalism and Pentecostalism from a sociological perspective. Attention will be given to the ways in which sociologists conceptualise Evangelicalism and Pentecostalism. It will then examine how sociologists have studied these movements using empirical research methods and social theory for explanations. The beliefs, practices, attitudes, and demographics of Evangelicals and Pentecostals, and the organisations that support the subculture are discussed. Finally, the relationship between global society and Evangelicalism and Pentecostalism will be a particular focus. Alternatively, you may select up to two of your optional modules from our other distance learning programmes in the School of Philosophy, Theology and Religion – MA Philosophy of Health and Happiness and MA Philosophy of Religion and Ethics. The choice includes: God, Freedom and the Meaning of Life Global Bioethics Philosophy of Health and Happiness Philosophy of Cognitive Science Please note that the optional module information listed on the website for this programme is intended to be indicative, and the availability of optional modules may vary from year to year. Where a module is no longer available we will let you know as soon as we can and help you to make other choices. Fees and funding We charge an annual tuition fee. Fees for 2017/18 are as follows: MA £7,650: full-time £3,825: part-time Diploma £5,100: full-time £2,550: part-time Certificate £2,550: full-time or part-time For part-time students studying an MA or Diploma, the above fee quoted is for year one only and tuition fees will also be payable in year two of your programme. Tuition fees can either be paid in full or by instalments. Learn more about postgraduate tuition fees and funding. Scholarships and studentships Scholarships to cover fees and/or maintenance costs may be available. To discover whether you are eligible for any award across the University, and to start your funding application, please visit the University's Postgraduate Funding Database. Entry requirements The normal entrance requirement is an upper second-class in Theology, Religious Studies or a related discipline, or an upper second-class degree in an unrelated subject with relevant professional experience. Learn more about entry requirements International students Academic requirements We accept a range of qualifications; our country pages show you what qualifications we accept from your country. English language requirements You can satisfy our English language requirements in two ways: by holding an English language qualification to the right level by taking and successfully completing one of our English courses for international students How to apply Before you make your application You may wish to register your interest with us to receive regular news and updates on postgraduate life within this Department and the wider University. Making your application When clicking on the Apply Now button you will be directed to an application specifically designed for the programme you wish to apply for where you will create an account with the University application system and submit your application and supporting documents online. Further information regarding how to apply online can be found on the How to apply pagesApply now OverviewLearning and teaching Programme structure We offer a flexible range of study options for this programme – full-time or part-time, and at MA, Diploma or Certificate level. Each module is taught over an eight-week period, following which you will be required to submit an assessment. You can expect to have around three weeks from the end of teaching to the submission deadline, except modules taught in the summer, which have much longer periods. Teaching takes place throughout the academic year, which runs from September to July. Dissertation supervision sessions (for MA students) will take place between February and August – in Year 1 for full-time students and Year 2 for part-time students – with dissertations to be completed by mid-September. The number of modules you take at any one time, or in any given year, depends on your mode of study: Full-time MA/Diploma students: Two modules at a time, totalling six over approximately eight months. For MA students this is followed by a dissertation, written between June and September. Part-time MA/Diploma students: Year 1 – One module at a time, totalling four over the entire year. Year 2 – Two modules, one at a time, taught over approximately five months. For MA students this is followed by a dissertation, written between March and September. Full-time Certificate students: Two modules at a time, followed by one further module, taught over approximately five months. Part-time Certificate students: Three modules, one at a time, taught over approximately eight months. Please note - the durations stated above are standard programme lengths, but part-time MA students may also choose to study over three years. Programme delivery Although much of the course is delivered through our 'virtual learning environment,' support is always available. You will have a personal tutor and dissertation supervisor to guide you and answer any questions, and you have access to a wide range of online resources too. You also have the opportunity to meet other students and academic staff through online chats and discussion forums. You will also become part of, and contribute to, the lively international community of the College of Arts and Law Graduate School, which offers dedicated research resources and a supportive working environment. Our team of academic and operational staff are on hand to offer support and advice to all postgraduate students within the College. Support with academic writing As a postgraduate student in the College of Arts and Law, you have access to the Academic Writing Advisory Service (AWAS) which aims to help your transition from undergraduate to taught Masters level, or back into academia after time away. The service offers guidance on writing assignments and dissertations for your MA/MSc programme with individual support from an academic writing advisor via tutorials, email and the provision of online materials. International students can access support for English Language development and skills through the Birmingham International Academy (BIA). Course detailsEmployability Your degree will provide excellent preparation for employment and this will be further enhanced by a range of employability support services offered by the University. The University's Careers Network provides advice and information specifically for postgraduates that will help you to develop an effective career and skills development strategy, and to make the most of your time with us at the University. The College of Arts and Law also has a dedicated careers and employability team to deliver tailored programmes of careers events and local support. You will have opportunities to: meet employers face-to-face at on-campus recruitment fairs; attend employer presentations and skills workshops; receive individual guidance on your job applications, writing your CV and improving your interview technique; and access to comprehensive listings of hundreds of graduate jobs and work experience opportunities. You will also be able to access our full range of careers support for up to two years after graduation. Postgraduate employability: Theology and Religion Birmingham's Theology graduates develop a broad range of transferable skills including: familiarity with research methods; the ability to manage large quantities of information from diverse sources; the ability to organise information in a logical and coherent manner; the expertise to write clearly and concisely and to tight deadlines; critical and analytical ability; the capacity for argument, debate and speculation; and the ability to base conclusions on statistical research. Over the past five years, over 95% of our postgraduates were in work and/or further study six months after graduation. Many of our graduates go into careers in churches of various denominations. Other students use their transferable skills in a range of employment sectors, including publishing, education and social work. Employers that our graduates have gone on to work for include: Church of England; Methodist Church; NHS; and University of Birmingham. Learning and teaching


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GoSMILE Morning Rush Toothpaste
GoSMILE, whose products brighten smiles, are now using the proceeds of their Morning Rush toothpaste to help create a bright future without breast cancer. GoSMILE Morning Rush Toothpaste is a welcome wake-up call sparked by lively essential oils of lemon, lime, orange and mandarin, cleverly infused with uplifting peppermint for a splash of morning excitement.
Safely polishes away stains and makes your white smile sparkle. It is fortified with fluoride to prevent tooth decay.Tags: tooth whitening, Oral Care, teeth care, GoSmile, jet set!Added 7 Years Ago from Amazon.com
This is suppossed to be as good as you can get outside of a dentist office. It is proven to whiten your smile up to 10 shades in just a week.Tags: Oral Care, teeth care, tooth whitening, GoSmile, on the goAdded 7 Years Ago from Amazon.com
One of the best tooth whiteners on the market, this stuff will leave your teeth sparkling and white.Tags: beauty, teeth, Sephora, GoSmile, teeth whitening, Oral Care, white teeth, Health care, tooth whitenersAdded 10 Years Ago from Sephora
Whitens and freshens your breathe all at one shot. Great for last minute meetings, dates, and sudden encounters.Tags: teeth, breath, GoSmile, Oral Care, fresh breath, breathe care, 6 bucks!Added 10 Years Ago from Banler


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In 'Not in Portland', Karl is found at the Hydra Station in Room 23 being subjected to what appears to be brainwashing. According to the Lost podcast, Dharma was doing experiments on animals here but what is it being used for now?
When Richard takes young Ben from Kate, he asks if she's sure as Ben will 'be one of us' and 'loose his innocence'. It's as if Ben will go in as one person, have an experience, and come through it quite different than when he went in. Could that experience be similiar to brainwashing? Could Ben, who quite possibly has trapped Jacob, be using Room 23 to replicate the type of experience someone has when the are taken to the Temple? In essence circumventing the process that makes them loyal to the Island and replacing it with one that makes them loyal to him?


text: Hi Sedat, Sedat Dilek wrote: > /usr/share/doc/libc6/NEWS.Debian.gz says: [...] > you might try to pass the following option to your > compiler: > > -B/usr/lib/$arch -I/usr/include/$arch > > Better use commonly used <triplet> when talking about multiarch [1] instead: > > -B/usr/lib/<triplet> -I/usr/include/<triplet> They seem equally unclear to me. It might make sense to say something like "where $arch is the name printed by 'dpkg-architecture -qDEB_HOST_MULTIARCH' --- for example, i386-linux-gnu" or "where <triplet> is [...]". Care to write a patch? Thanks, Jonathan


text: It's the 2016 Labor Day Sale at Zumiez and the deals are coming in hot, like free shipping on all orders — no minimum purchase. You'll save big during the Labor Day Sale with deals on your favorite Men's, Women's and Accessories brands. Labor Day Weekend Sales include Men's Short and Long Sleeve Tees, Jeans, Sweatshirts, Jackets and Pants. Plus, ladies will save big on Swimwear, Shirts, Hoodies, Pants and Tank Tops. We have a bunch of great specials and B.O.G.O 50% Off deals during the Labor Day Sale at Zumiez on Watches, Beanies, Socks, Hats, Sunglasses, and Backpacks. But that's not all; you'll also get up to 80% off past season Snow, Men's Shoes, and Women's Shoes during the Labor Day Weekend Sale. Shop online or head to your local store today for the best Labor Day Sale deals at Zumiez.


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Thanks for visiting coupontopay.com for Online Indoor Lighting Coupons in 2017: CouponToPay carries exclusive collection of 7 coupons for Indoor Lighting including promotions and 49 stores from this category to optimize your shopping expense. Apply the Indoor Lighting Coupon Code, also referred as promo code or promotional code to your purchase during checkout with availability and take advantage of this online shopping service. Check back for regular updates on Indoor Lighting Coupons at CouponToPay or subscribe for instant alert to your inbox and do not spend full price anymore. Chat with us for instant support for any specific requirement.
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Scams and Alerts
At Anchor Bank we are committed to protecting your privacy and security. Below are some some resources to help you prevent identity theft and reduce the risk of potential threats.
As Tax Season Kicks Off, IRS Warns of W-2 Phishing Scam
The Internal Revenue Service warned the public of a widespread email phishing scheme that scammers are using to steal sensitive employee information and commit financial crimes, including filing fraudulent tax returns.
The scam typically involves a fraudster sending a spoof email to a payroll or human resources employee that appears to come from the organization's CEO requesting a list of employees and their W-2 tax forms. Scammers may also follow up with additional "executive" requests to wire money to a specific account, the IRS said.
The IRS noted that this year, scammers are targeting a broader cross-section of organizations, including school districts, tribal casinos, chain restaurants and other corporate and nonprofit entities.
Read more about the scam and how to report it.
Cybercriminals have become quite savvy in their attempts to lure people in and get you to click on a link or open an attachment.
The email they send can look just like it comes from a financial institution, e-commerce site, government agency or any other service or business.
It often urges you to act quickly, because your account has been compromised, your order cannot be fulfilled or another matter.
If you are unsure whether an email request is legitimate, try to verify it with these steps:
- Contact the company directly.
- Contact the company using information provided on an account statement or back of a credit card.
- Search for the company online – but not with information provided in the email.
Spam is the electronic equivalent of junk mail. The term refers to unsolicited, bulk – and often unwanted – email.
Here are ways to reduce spam:
- Enable filters on your email programs: Most ISPs (Internet Service Providers) and email providers offer spam filters. However, depending on the level you set, you may wind up blocking emails you want. It's a good idea to occasionally check your junk folder to ensure the filters are working properly.
- Report spam: Most email clients offer ways to mark an email as spam or report instances of spam. Reporting spam will also help to prevent the messages from being directly delivered to your inbox.
- Own your online presence: Consider hiding your email address from online profiles and social networking sites or only allowing certain people to view your personal information.
Phishing attacks use email or malicious websites (clicking on a link) to collect personal and financial information or infect your machine with malware and viruses.
Spear Phishing
Spear phishing is highly specialized attacks against a specific target or small group of targets to collect information or gain access to systems.
For example, a cybercriminal may launch a spear phishing attack against a business to gain credentials to access a list of customers. From that attack, they may launch a phishing attack against the customers of the business. Since they have gained access to the network, the email they send may look even more authentic and because the recipient is already customer of the business, the email may more easily make it through filters and the recipient maybe more likely to open the email.
The cybercriminal can use even more devious social engineering efforts such as indicating there is an important technical update or new lower pricing to lure people.
Spam & Phishing on Social Networks
Spam, phishing and other scams aren't limited to just email. They're also prevalent on social networking sites. The same rules apply on social networks: When in doubt, throw it out. This rule applies to links in online ads, status updates, tweets and other posts.
How Do You Avoid Being a Victim?
- Don't reveal personal or financial information in an email, and do not respond to email solicitations for this information. This includes following links sent in email.
- Before sending sensitive information over the Internet, check the security of the website.
- Pay attention to the website's URL. Malicious websites may look identical to a legitimate site, but the URL may use a variation in spelling or a different domain (e.g., .com versus .net).
For more information on Spam & Phishing and other Cyber Awareness visit: StaySafeOnline.org
Report Scams
**Anchor Bank will never call you to verify your account number or credit/debit card numbers. If you receive a message or call like this, do not give out your information and contact your local branch, our customer service at (800) 562-9744 or one of the options below.**
If you think you may have been scammed:
- File a complaint with the Federal Trade Commission. If you are outside the U.S., file a complaint at econsumer.gov.
- Visit ftc.gov/idtheft, where you'll find out how to minimize your risk of identity theft.
- Report scams to your state Attorney General.
If you get unsolicited email offers or spam, send the messages to firstname.lastname@example.com.
If you get what looks like lottery material from a foreign country through the postal mail, take it to your local postmaster.
Protect Yourself
- Report any suspected fraud to your bank immediately.
- Avoid online solicitations for easy money.
- Use online banking to protect yourself. Monitor your financial accounts regularly for fraudulent transactions. Sign up for text or e-mail alerts from your bank for certain types of transactions, such as online purchases or transactions of more than $500.
- Beware of phishing scams. Never give out personal financial information in an e-mail or over the phone unless you have initiated the contact.
- Monitor your credit report. Order a free copy of your credit report every four months from one of the three credit reporting agencies at annualcreditreport.com.
Cyber Awareness
- Who: Malicious actors intend to cause harm in cyberspace, such as a hacker stealing personal information. Benign actors accidentally cause harm to a network, system or the Internet, such as an employee who accidentally downloads malware onto their company's network.
- What: Malicious actors exploit the anonymity and vulnerabilities of the Internet using methods that range in sophistication from botnets to viruses. Benign actors introduce threats through simple actions that can range from clicking on an unknown link to using a USB drive.
- When: It is impossible to predict when a cyber-incident will occur.
- Where: Cyberspace, often interchanged with "the Internet," is created by and accessible through computer networks that share information and facilitate communication. Unlike the physical world, cyberspace has no boundaries across air, land, sea and space.
- Why: Benign actors unintentionally and often unknowingly cause harm while malicious actors may have a range of motives, including seeking confidential information, money, credit, prestige or revenge.
There are many risks online, some more serious than others. The majority of cybercriminals are indiscriminate; they target vulnerable computer systems regardless of whether they are part of a government agency, Fortune 500 company, a small business or belong to a home user. For more information visit www.dhs.gov/stopthinkconnect.
Computer Security
The bad guys constantly develop new ways to attack your computer, so your security software must be up-to-date to protect against the latest threats. Most security software can update automatically; set yours to do so. You can find free security software from well-known companies. Also, set your operating system and web browser to update automatically.
If you let your operating system, web browser, or security software get out-of-date, criminals could sneak their bad programs – malware – onto your computer and use it to secretly break into other computers, send spam, or spy on your online activities. There are steps you can take to detect and get rid of malware. Go to http://www.consumer.ftc.gov/articles/0011-malware for helpful information on how to avoid, detect and get rid of Malware.
Don't buy security software in response to unexpected pop-up messages or emails, especially messages that claim to have scanned your computer and found malware. Scammers send messages like these to try to get you to buy worthless software, or worse, to "break and enter" your computer.
Treat Your Personal Information Like Cash
Your Social Security number, credit card numbers, and bank and utility account numbers can be used to steal your money or open new accounts in your name. So every time you are asked for your personal information – whether in a web form, an email, a text, or a phone message – think about whether you can really trust the request. In an effort to steal your information, scammers will do everything they can to appear trustworthy. Learn more about scammers who phish for your information from the Federal Trade Commission. Go to http://ftc.gov/phishing.
Protect Your Passwords
Here are a few principles for creating strong passwords and keeping them safe:
- The longer the password, the tougher it is to crack. Use at least 10 characters; 12 is ideal for most home users.
- Mix letters, numbers, and special characters. Try to be unpredictable – don't use your name, birthdate, or common words.
- Don't use the same password for many accounts. If it's stolen from you – or from one of the companies with which you do business – it can be used to take over all your accounts.
- Don't share passwords on the phone, in texts or by email. Legitimate companies will not send you messages asking for your password. If you get such a message, it's probably a scam.
- Keep your passwords in a secure place, out of plain sight.
ATM Skimmers in the Northwest
Law Enforcement are aware of ATM skimmers in Washington State. The photo below shows the minimal change the skimmers can make on an ATM. This photo is just one example of a skimmer being used. If you have any questions or concerns please contact your local branch or call (800) 562-9744.
Several Timberland Bank ATM machines throughout the Northwest were discovered to have had ATM Skimmers attached to them. To read more about the incident click here.
Always be aware of your surroundings when using an ATM and review your statements for discrepancies. If you feel your account or debit card has been compromised contact your local branch or call (800) 562-9744 right away.


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Bradford Park Apartments has units that are fully accessible to persons with disabilities as required by the federal Fair Housing Act. These units include wide doors, thermostats located within accessible reach ranges, levered door handles, and bathroom walls that allow the installation of grab bars in and around the bathtubs, showers, and toilets. This type of unit is available for your immediate viewing and rental. If you are interested in viewing one of our disabled accessible units please inform the rental agent and he/she will show you our accessible units and explain the accessible features that are included in those units. > >
Updated August 6, 2015


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Milano Matt Dakkar Kitchen Doors
Milano Matt Dakkar
- FREE Delivery over £250
- Dispatch by 17th August
- Available in Made to Measure and Standard Sizes
- Made in the UK
- Made with sustainable wood
- 6 year guarantee
Check out our DIY Video Guides for useful tips on how to measure and fit your new doors.
You can also get a quote over the phone, where our Customer Account Managers will be able to answer any questions you may have.
Milano Kitchen doors in Matt Dakkar
In a door style which is evocative of full-sized doors, the upright centre panels of Milano kitchen doors from our Bella style range will fit in with your traditionally styled home with ease. This established style is further showcased by the rectangle-shaped panel on the drawer front which will wonderfully frame your preference of handle. This kitchen door works incredibly well in a conventional wood finish such as oak.
Matt Dakkar has a warm and appealing earth tone which could be both traditional or contemporary all depending on the environment. This shade available from our Bella colour range is somewhere in between grey and brown, but yet is most certainly not boring as this may suggest. The truth is, it's reminiscent of clay and is a natural colour with an earth-friendly feel.


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22 properties in Stafford (Staffordshire)Did you mean?
- Check you have entered the location correctly.
- Alternatively enter another alternative location or adjust your search criteria.
- If 'no results' continues to show, we may not have any properties for sale in your desired location.
5 Bedroom House For Sale
Walton Lane, Brocton, Stafford, ST17
Countrywide Residential Development isdelighted to bring to the market an attractiveresidential development opportunity.The subject premises consists of a detachedproperty with mature gardens located onWalton Lane, Brocton.The village of Brocton is just outside the...
5 Bedroom Semi Detached House For Sale
Crescent Road, Stafford, Staffordshire, ST17
The location of the property offers access to a range of attractions, including a large selection of local nature reserves, Cannock Chase one of Staffordshire's Areas of Outstanding Natural Beauty and the stunning The Shugborough Hall. Property comprises good sized...
3 Bedroom Detached House For Sale
St. Johns Road, Stafford, ST17
Three bedroom detached house offering flexible living accommodation for a family. Located in the much sought after private estate of Rowley Park, within walking distance to Stafford Mainline Railway Station with direct access to London Euston within one hour and...
3 Bedroom Detached Bungalow For Sale
The Crescent, Walton, Stafford, ST17
Beautifully presented art deco design three bedroom detached bungalow offering spacious living accommodation with a blend of loving restored art deco features and contemporary designs. This stunning bungalow offers a wide range of amenities and facilities including...
3 Bedroom Detached Bungalow For Sale
Brocton Heights, Brocton, Stafford, ST17
A spacious detached three bedroom bungalow occupying a truly delightful plot overlooking Cannock Chase, one of Staffordshire's AONB. Located in the heart of Brocton, with a wonderful range of amenities including local shop and golf course. The county town of Stafford...
4 Bedroom Detached House For Sale
Old Croft Road, Stafford, ST17
Traditional Four bedroom detached house which has been extended to provide ample family accommodation. Set in the desirable and highly sought after location of Walton-on-the-Hill, lying to the south of the county town of Stafford which is a highly regarded area and...
3 Bedroom Link Detached House For Sale
Holly Drive, Stafford, ST17
Well presented three/four bedroom detached family home offering flexible living accommodation. Located in the much sought after area of Walton on the Hill with an excellent range of local amenities including excellent high schools and primary schools. Located a short...
2 Bedroom Flat For Sale
Rowley Bank, Stafford, ST17
Simple stunning two bedroom ground floor apartment has been lovingly refurbished and restored by its present owners, this beautiful period apartment forms part of a detached building located in it's own grounds and is positioned conveniently at the heart of Stafford...
3 Bedroom Detached House For Sale
Convent Close, Little Haywood, Stafford, ST18
Tastefully presented Three bedroom detached house located on a quiet cul de-sac in the highly popular village of Little Haywood offering a good range of local amenities including schools, doctor's surgery, shops and the beautiful Shugborough Hall the ancestral home of...
Semi Detached House For Sale
Beechcroft Avenue, Stafford, Staffordshire, ST16
To Be Sold at Auction
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Marilyn Courtot
Teeth Are Not for Biting (Best Behavior Series)by Elizabeth Verdick, Marieka Heinlen
"Crunch crunch crunch. Teeth are strong and sharp. Crunch crunch crunch. Teeth can help you chew. But teeth are not for biting. Ouch! Biting hurts." Sooner or later, almost all young children will bite someone—a friend, a parent, a sibling. This upbeat, colorful, virtually indestructible book helps prevent biting and teaches positive alternatives
"Crunch crunch crunch. Teeth are strong and sharp. Crunch crunch crunch. Teeth can help you chew. But teeth are not for biting. Ouch! Biting hurts." Sooner or later, almost all young children will bite someone—a friend, a parent, a sibling. This upbeat, colorful, virtually indestructible book helps prevent biting and teaches positive alternatives.
The companion to our best-selling Hands Are Not for Hitting Board Book, Teeth Are Not for Biting gives reasons why children might want to bite. Little mouths feel sore when new teeth come in; sometimes kids bite when they're hungry, tired, cranky, frustrated, angry, bored, distressed, or seeking attention. Author Elizabeth Verdick suggests positive things children can do instead of biting: chew a chewy toy, drink a cold drink, get a hug, tell a grown-up. This book also includes helpful tips for parents and caregivers.
Editorial Reviews
Marilyn Courtot
"It's not always an easy feat to teach little ones about morals and the difference between right and wrong. But great news for you author Elizabeth Verdick is her to help you..."—Baby Let's Shop blog
Creative Child Magazine Seal of Excellence Winner
Dr. Toy's 10 Best Socially Responsible Products
Dr. Toy's 100 Best Selection
Oppenheim Toy Portfolio Gold Book Award
Product Details
- 9781575426242
- Publisher:
- Free Spirit Publishing, Inc.
- Publication date:
- 04/15/2003
- Series:
- Free Spirit Best Behavior Series
- Sold by:
- Barnes & Noble
- Format:
- NOOK Book
- Sales rank:
- 283,418
- File size:
- Note:
- This product may take a few minutes to download.
- Age Range:
- 1 - 4 Years
Meet the Author
Elizabeth Verdick is a children's book writer and editor. She lives in Minnesota with her husband and their two children.
Marieka Heinlen launched her career as a children's book illustrator with the award-winning Hands Are Not for Hitting. As a freelance illustrator and designer, Marieka focuses her work on books and other materials for children, teens, parents, and teachers. She lives in St. Paul, Minnesota, with her husband and son.
Customer Reviews
Average Review:
Most Helpful Customer Reviews
See all customer reviews
This book has helped my two year old stop biting.
We have a 19 month old who is a big biter and after trying everything else we could think, I bought this book as a last ditch effort. We read it each time she bit and the biting lessened. It has almost stopped. I think it helps to see the pictures and hear the repetition.
My daughter started biting at daycare. We bought this book and after a few weeks, no more biting. I'm sure it's not the book alone. The book is very colorful and there are different families throughout talking about biting. The back also has a note to parents and caregivers on how to deal with biting. This book is a current favorite of my daughters, so it must not be too preachy or monotonous.
My 18 month old is biting at daycare and I purchased this book to read with him. He actually sits there and listens as I read and looks at the pictures! Hopefully the message will sink in eventually!


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Washingtonville, NY Little Leaguers Donate Equipment to The Baseball United Foundation!We'd like to thank Mike Dempsey and the Washingtonville Little League (NY) for their generous donation of baseball equipment. The equipment will travel to other countries as part of our Baseball Exchange... read more
Baseball United Foundation Announces Daniel Murphy World Series Pledge Drive to Benefit Little Leaguers in Ireland
The Baseball United Foundation is holding a "World Series Base Hit Pledge Drive." Baseball fans can pledge a donation for each base hit that Daniel Murphy gets during the World Series. Proceeds go to help Little League and youth baseball programs in Ireland.read more
Video: Grand Opening of New Baseball Facility in Ashbourne, County Meath, IrelandHere's a short video that we produced to document the opening of the new baseball facility in Ashbourne, County Meath, Ireland. The new facility is a big step forward for baseball programs in Ireland and The Baseball United Foundation is proud to have been a... read more
Video: Irish Catcher Paul Carey Attends Nike Baseball Camp in New YorkHere's a short video of 2015 Baseball Exchange Program player Paul Carey. Paul is a 17-year old catcher from County Meath, Ireland. He spent one week at the Nike Baseball Camp at Mercy College in Dobbs Ferry,... read more
Press Release: Irish Teenager Coming to America to Play Baseball
Irish teenager Paul Carey dreams of one day playing college baseball in America. With some help from The Baseball United Foundation and Nike Baseball Camps, Paul's dream could become a reality.read more
Baseball in Nigeria: Helping Grow the Game with Donated Baseball Equipment
The Baseball United Foundation (BUF) is proud to announce that we're teaming up with Pitch In For Baseball (PIFB) to help kids in Nigeria.read more
Doc Gooden Fundraiser VideosHere are some great video clips from our Doc Gooden fundraising luncheon back in February... read more
Show Your Support For Irish Baseball!
Show Your Support for Baseball in Ireland!read more


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|Reviews for Rain
| Viggar chapter 1 . 2/13/2008
Aw, nice work! I really like it!
| FireDitto chapter 1 . 3/10/2007
Very heart felt.
What more can I say? Wonderfully written, easy to read, and, again, heart felt. The characters are realistic and kept as they should be - no bounding around in that lovely OOC world thats over that there hill -points-
Thanks XD
| yumemiruhana chapter 1 . 10/16/2005
i think im gonna cry
| Hanita-chan chapter 1 . 6/16/2005
:( Aw, it's so sad. But then hopeful. But then sad again.
I adore it.
| 0123456789012345 chapter 1 . 4/29/2005
Lovely! Thank Raidersrule76, he recommened this to me...Anyway, this was a rather good story, I like it!
| Raidersrule76 chapter 1 . 11/19/2004
Nice... I like storms alot too. I used to live in a pretty stormy place. I guess... I guess I kinda took them for granted, 'cause now in frickity San Diego there ARE NO STORMS! Anyway... Great story. I really liked it. Terra sucks. Bye!
| Papersak chapter 1 . 11/5/2004
There is so not enough RxBB hugs of cuteness like this out there... it's good to see (or read, actually) a friendship between them rather than an actual like... love relationship.
| NovaSky chapter 1 . 10/28/2004
Not bad. Rain huh, you should keep going you can have a good love story here.
| PhoenixSong4232 chapter 1 . 10/27/2004
YAY! I loved this it was awesome! Very well written. I'd like to see more work done by you...anyway that was great. I miss Terra too! *sniff* *sniff* i really hope she comes back!
| emmarosa chapter 1 . 10/27/2004
wow...good stoey!
| Yasona Black chapter 1 . 10/27/2004
love it
| Catty Engles chapter 1 . 10/27/2004
That was really great, I like stuff like this. It isn't mushy, but gets the point across, although it didn't even seem R/B. It was just a cute friend ficette. Raven almost acted as a surrogate mother to him rather than a potential love interest. And it makes sense, she would be the only one to really make him open up like that. I can't see Cyborg or Robin or anyone pay attention like that. Nice job, thought provoking, and intimate!
| BunnyKat chapter 1 . 10/27/2004
I really liked this fic. It seems like something the characters would really do.
| The Raven's Wings chapter 1 . 10/27/2004
Oh my god. That is spectacularly done. major major kudos. also, the timeline is kinda odd. at least to you maybe give a timeline somehow? it's kinda confusing. but, once again, that is a great story. you've got talent. it shows.
~Birds of a feather must always flock together, so you will always know where to find me~
| TtRavenFan1 chapter 1 . 10/27/2004
this is so col!


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Un viaje por el Mundo de la Musica Electronica.
Updated a long time ago.
Viaje Electro Podcast #1
Viaje Electro Podcast #1
a long time ago.
Muy Pronto
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Doctors say the injuries are so severe it could be up to five months before the 23-year- old yoga fanatic is able to walk again.
Her hopes of becoming a yoga teacher and making a Christmas fitness video could also be shattered.
Miss Nowak was attacked at 4am yesterday as she and her boyfriend Scott Turner, a fellow contestant in the last series, headed home after a reunion with Big Brother friends at a pub in Islington, North London.
She screamed in pain as the mugger smashed her to the ground when she tried to stop him snatching her handbag.
The assault was so violent that her thigh and kneecap were broken as she fell. Miss Nowak - whose full name is Annuska - was taken to the
Royal Free Hospital in Hampstead, where she had an emergency operation to insert wires and a metal pin into her leg to pin the broken bones.
Early today, a hospital spokesman described the attractive blonde's condition as 'comfortable'.
The incident happened in Kentish Town, close to where Miss Nowak lives. The assailant struck so swiftly that Mr Turner and another former Big Brother housemate, Jon Tickle, were powerless to help her.
As Miss Nowak writhed in agony, the mugger fled in a car with her bag, containing her purse and mobile phone.
Last night, her mother Elzbieta and stepfather David Shields were
keeping a vigil at her bedside after driving from their home in Malvern, Worcestershire.
Mr Shields, 39, said: 'It is horrifying. She struggled with the man and he pushed her to the ground so hard that she broke her leg and kneecap.
'Scott called an ambulance. She's been in theatre all day.'
Doctors say that it could be five months before Miss Nowak recovers fully. That means a lucrative deal she had just clinched to produce a fitness-video for Christmas will have to be scrapped. Mr Shields said: 'We don't know how soon it will be before she can walk properly. It's going to take her a long time to get better.'
Mr Turner, 28, who lives with Miss Nowak, was too upset to talk about the mugging last night.
The couple, who fell for each other in the Big Brother house, have only recently returned from a holiday in Cyprus. Sources said Mr Turner was devastated at being unable to prevent-the attack. A friend said: 'He is in shock. He keeps running the whole thing over in his mind, but there was nothing that any of them could do.
'It all happened in such a flash. It's a terrible time for Nush.'
Police were last night investigating whether the attacker - described as black and in his 20s - targeted Miss Nowak after recognising her from the Channel 4 show.
- More about:
- Big Brother
- Christmas
- Fitness
- Worcestershire
- Yoga
- Yoga And Meditation


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3 Radio Stations from Périgueux
Adult Contemporary French News Pop Top 40
Périgueux, France
Community Live Shows Music News
Périgueux, France
60s 70s Classics Oldies
Périgueux, France
Listen to radio stations from Périgueux, from a wide variety of genres like 60s, Adult Contemporary, Live Shows, News and Oldies. Enjoy stations such as France Bleu Périgord, Isabelle FM 102.9, MNOP Radio and more. Come find the top new songs, playlists, and music! Listen on your iPhone, iPad, iPod Touch, Android, Blackberry, and other app-enabled mobile phones.


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Product Description
Together they will embark on a new journey of introspection to overcome the ghosts and raw emotions of their pasts−on a long and unpredictable road full of complicated circumstances−to find healing, hope and salvation.
The smallest of gifts−like a friendship bracelet−have the power to save your life, and unlike fairy tales, happy endings are seldom guaranteed...
*finding Reese. is the second chapter of The SAFELIGHT Series. It is part of a continuous story line, therefore it cannot be read as a standalone. It is Adult Fiction Sports Romance (94K words).*


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Introduction and Market overview
Like many other countries, Romania's pharmaceutical market operates in the context of a national health insurance program. However, the business environment lacks three important elements: transparency in policymaking, communication with stakeholders, and stability in legislation. These challenges play out against a backdrop of chronic underfunding by the Government in healthcare in general, where the absence or poor quality of preventative and primary care worsens general public health and fuels demand for treatment that cannot be met.
Despite extremely difficult conditions for pharmaceutical firms, the market is growing. Romania's pharmaceutical market grew by 14.1% in local currency terms (manufacturer prices) in 2010 versus 2009, according to data from primary market research firm IMS Health. On a volume basis, in 2010, there was a reduction of - 2.7% versus previous year, compared with a year–on-year growth of 2.7% recorded in 2009 and 13.7 % in 20081.
The retail pharmacy channel outpaced the hospital market, recording a rate of 16.9% and accounted for around 87% of total sales. Hospital sales grew by only 12.9% in local currency to RON 1.3bn (US415mn). As predicted, prescription drugs outgrew OTC medicines, increasing by 16.7% year-on-year (y-o-y) versus a marginal 0.9% for OTC's, both reported to performances recorded in 2009.
The total Romanian pharmaceutical market amounted to RON 8.2bn (US$ 2.6bn) in 2010. Romania is forecast to be the fastest expanding EU pharmaceutical market in 2011, albeit at a lower rate than in 2010.
According to IMS Health, Romania's market for prescription medicines in 2010 was worth RON 7.05bn (US $2.22bn), accounting for 85.6% of the total market for pharmaceutical products. In early 2009, the Ministry of Health began implementing a new reference- pricing regime (the reference country basket was changed – two new countries, Greece and Spain, were added) which placed some downward pressure on prices. Prices fell by 20% on average.
Hospital sales account for around 13% of the pharmaceutical market in Romania, although if the government were to make the needed improvements in the primary care network the hospital's share would decrease.
In the private health system, pharmaceuticals are not reimbursed by either public or private insurance.
Romania's domestic pharmaceuticals market is fragmented, but undergoing a process of consolidation. The market is supplied by over 490 manufacturers, 57 of which own domestic manufacturing facilities. The top 10 companies account for more than half of the total market in local currency sales. Government-owned Antibiotice is the only state owned domestic player in the top 20, and several past attempts to privatize it have remained unsuccessful. Antibiotice's portfolio (per it's name) has a strong focus on antibiotics, and has been declared by the Romanian Government of "strategic interest", together with National Institute for Vaccines "Cantacuzino".
The domestic pharmaceutical manufacturing sector consists of the Romanian branches of Sankyo, Sanofi-Aventis, GlaxoSmithKline, Gedeon Richter, Actavis, etc. In 2010, locally manufactured products accounted for 15.2% of the pharmaceuticals on the market, with value of sales growing at 7.6% annually. This rate is slower than the entire pharmaceutical sector, which grew a 14.1%. Viewed against a 9.1% decrease in unit terms, the situation indicates an underlying average price increase, which is best explained by portfolio re-structuring.
While almost all Romanian pharmaceutical plants have been acquired by major international firms, their portfolios still include traditional brands. The largest drug manufacturers active on Romanian territory are Sankyo (through its subsidiary Terapia Ranbaxy), Labormed, Antibiotice, Sanofi-Aventis (through Zentiva), GlaxoSmithKline (through Europharm), Biofarm, Actavis, Gedeon Richter (owner of Armedica). Of these, only the first five rank among the top 20 players in the industry.
Healthcare Reform and Insurance
Romania's centrist government seeks to reform of the healthcare system, including the introduction of patient fees (co-payment) and decentralization of the government-owned hospital system.
One of the cornerstones of the healthcare reform is the introduction of patient fees, a scheme which was originally scheduled for implementation in September 2009, before the collapse of the government coalition. In November 2010, the Government approved changes to the Health Reform Law no. 95/2006, by including co-payment in a revision of Article 190. Co-payment will provide a source of financing. Although given the green light by the Romanian Senate in December 2010, the amendments have not yet been passed into law, while the approved Framework Agreement 2011-2012 and Application Norms drafts only include references to the right and obligation of healthcare service providers to retain co-payment amounts from patients.
Under the scheme, patients' copayment fees would be charged on a scaled basis, ranging from EUR1.20 (US$1.50) for a consultation with a general practitioner, EUR2.20 (US$2.80) for one day spent in hospital, to EUR50 (US$64) for an MRI scan. Patients will pay a maximum of EUR140 (US$196) per year in co-payment fees. According to statements by Ministry of Health officials, the fees are expected to generate revenues of EUR89mn (US$125 million) per year. The funds will be collected and retained by the healthcare provider. Private healthcare providers would have no restrictions, but public providers would be required to invest the funds in medical service. Though extremely vague, and extremely modest (the amounts are very low and as much as 50% of the population would be exempt from copayment), this provision is viewed as a positive alternative to having the copayments transferred to the national treasury and may result in improvements in healthcare. To date, the Government has not moved to approve this regulatory draft. No tangible action has been undertaken by the Government to speed up the process of approval of the above-mentioned regulatory draft.
In the other EU countries, co-financing health spending through this means is much higher than in Romania (24% vs. 18% in 2008)2. Although the co-payment amounts are extremely low by Western standards, even this small amount of collection would be an equitable step toward reducing the gap between public healthcare revenues and expenditures. Familiar arguments about co-payment are raised in Romania as well: physicians' associations have criticized co-payment as a barrier to patient accessibility and the philosophy of a "fixed menu" of rates. Proponents hope co-payment will reduce or offset unnecessary patient visits to healthcare providers, and point to the Czech Republic's introduction of copayment in 2008 saving the Czech state US$500 million in the first year.
According to healthcare industry consultancy Link Resource, co-payment will not redistribute patients from public to private healthcare providers, as few of the services supplied by private providers are reimbursed by the public insurance fund. Private healthcare insurance has remained embryonic, as the legal framework governing it has been left undeveloped at only a few articles in Title X of the Health Law no. 95/2006. The absence of secondary legislation and the State's failure to decide what "basic package" of services its health insurance will cover remain barriers to the development of a supplementary, private health insurance market and insure that the National Health Insurance House retains its market dominance. Further confounding private insurance is existing tax regulation that limits at $200 per year individual deductions for health insurance premiums. This low number stifles the development of private insurance.
Structure of Romania's Public Healthcare System
Under the law, the National Health Insurance House (NHIH or CNAS) is set up as an independent institution working in coordination with the Ministry of Health. The NHIH establishes the general strategy, supervises the functioning of the health insurance system and co-operates with the Ministries of Health and Finance to pay for and coordinating healthcare programs. Its policy is implemented through local health insurance houses (LHIH), one in each county plus Bucharest, reimbursing the local providers of healthcare services (doctors, pharmacies, hospitals, etc.).


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Tesla Model 3 pre-orders reach 400,000
By now you've likely heard that the latest Tesla vehicle, the Model 3, has been in high demand almost immediately since its debut early this month. The first 24 hours saw more than 250,000 pre-orders, over double what Tesla CEO Elon Musk said they expected. Now, almost three weeks later, Musk has provided an updated number on pre-orders: nearly 400,000. All for a car that even the first buyers won't see for another year and a half from now.


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Let us know when your receive great advice so we can thank our lawyers and point others with similar questions in the right direction.Got it!
If a complaint is amended to exclude initial claims which are not covered under and insured's policy, such as a negligence resulting in injury, does the insurance company still have a duty to defend? In my prior question, I asked why they would still be defending the insured from breach of contract claims which are clearly not covered by any insurance policy i was told that the duty to defend is broader than the duty to indemnify and they can't just drop the defense in the middle of a lawsuit. This makes sense but the case is in it's early stages, not even a trial date or mediation yet. So the insurance company has a clear way out of paying for this defense? What would cause them to keep defending them now that they no there are no longer any covered claims remaining, can I stop this?
Yes, the insurance company still does have a duty to defend if they were initially drawn into the case You have NO control whatsoever about whether the insurance company represents the defendant. That is an issue solely between the insured and the insurance company and you do not have standing or a say in their relationship. So, you can't stop it whatsoever.
The information provided in this answer does not create an attorney-client relationship and is not considered to be legal advice. Mr. Leroi answers questions on Avvo because he strongly believes in public service from his years as a judge, magistrate, and prosecutor. If you need to ask any follow up questions because my answer did not fully address your question, feel free to call Chris or post an additional question. Thank you.Ask a similar question
excellent - Thanks
It is very tricky for an insurance company to withdraw it representation. They just can't make this decision on their own without exposing themselves to potential liability. If the claim has nothing to do with the insurance policy, what you may see is the insurance company filing a declaratory judgment action against the "insured." The insurance company in a "separate" action --while they continue to represent their insured on the underlying case--claiming there is no coverage for the claim.
It doesn't matter where you are in the litigation. The insurance company decided to defend..they are defending. It's a contractual obligation between the insured and his insurance company. It really doesn't have anything to do with you and you have no grounds to do anything. You are not a party of their agreement.Ask a similar question
excellent - thanks
Mr. Leroi is right. You have no control over whether the insurance company represents the defendant and really it shouldn't matter to you because your obligation and burdens are the same regardless of whether the opposing party has an insurance company defending them or not. As a general note, the failure to defend when the duty is triggered can create huge problems for the insurance company - most don't take chances with it.Ask a similar question
excellent - thanks
The insurance company's obligation to defend depends on the nature of the contract between the insured and the insurance company. In some circumstances, the insurance company will evaluate and defend an action without accepting their responsibility to pay the claim in the event a judgment enters against their insured. This is called a reservation of rights; essentially to defend but not pay.Ask a similar question
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What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
Removing SSL from the formAsked by madhousebakehouse on May 22, 2014 at 07:40 PM
I am receiving an error saying from disabled, when I try to fill up the contact from on my site.
I logged into my account and it says I am out of SSL submissions.
I went through this link: http://www.jotform.com/answers/275584-How-do-i-remove-the-ssl-submission-to-my-form-
And the check box was not selected to begin with.
Let me know what to do.
Thank you for contacting us.
I understand that you already checked and confirmed that the Secure Form is unchecked. The embeded form however, shows that it is using http://secure on it's url. I would suggest you re-embed the code using the iFrame method and make sure the check box is still unchecked and make sure the form URL on the embeded code shows http://form or http://www instead of https://secure. See image below:
Please let us know if you need further help.
Thanks you for your reply, I have changed the submit action on my from to (http://submit.jotform.co/submit.php) from (https://secure.jotform.co/submit.php), but the form is still disabled.
How do I enable it?
I also found that the SSL counter can be reset once on a free account (http://www.jotform.com/answers/353607-why-my-forms-are-disabled), Please reset my counter too.
JotForm Support
Hello madhousebakehouse,
Yes that is correct.
We are allowed to reset the SSL submission counter but it can be done only once per account.
I have reset your account's SSL submission counter to zero and I have now activated your account.
Hope this helps.
Do get back to us if you have any questions.
Thank you!
Thank you very much! I am aware that the counter for SSL submission can be reset only once.
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The Realest
Tuesday, December 20, 2011
Say It Ain't So! Sam's From Lean On Me Busted Trying 2 Buy 200 Pounds Of Marijuana Off Undercover Cop!!!
It was in the classic 1980s film Lean on Me that Jermaine 'Huggy' Hopkins told Morgan Freeman: 'No sir it wasn't me, sir….I swear it wasn't!' But the actor will now need to use similar persuasive skills to get him out of a real-life scrape. The 38-year-old was arrested recently in Avondale, Arizona, after buying 200lbs of marijuana from an undercover officer. The actor, who has also starred in television show Law & Order, was later stopped by police officers in the SUV he was driving where they found the drugs and $100,000 in cash. Authorities then searched an Avondale apartment listed in Hopkins' name. They say they found another 100lbs of marijuana. Child star: Jermaine Hopkins as troubled youth Thomas Sams in the 1989 film Lean on Me According to Pheonix New Times, Hopkins told police officers that he had arranged the weed deal, which took place last Tuesday, so that he could provide a nice Christmas for his family. Hopkins, who lives in North Carolina, is now being held in custody after being charged with two counts of possessing, transporting and trying to sell marijuana. The actor played troubled youth Thomas Sams in the 1989 film Lean on Me. The film is loosely based on the story of Joe Louise Clark, a real life inner city high school principal in Paterson, New Jersey, whose school is at risk of being taken over by authorities unless students improve their test scores. The school in the film, Eastside High School, is plagued with numerous problems including drugs and gang violence.
OK, this 1 stings, this wasn't suppossed to be how Sam's turned out. The movie said so, and, and, I've met personally Mr. Clarke. It was back in the spring of 98, I'd a year prior awoken from a coma after car surfing, spent my 21st birthday in rehab, (tough to talk about) and was forced to resign my capatin status on top of leaving Milo flying solo and missing my entire senior year of hoops at Curry College. And there was not too much College @ Curry, and this was highlighted by the fact 1 day sitting in Milo's dormroom wasting our time blowing bongs on the NBA live 98 tip some block head that hadn't spoken in about a week but never left our pad said, (think Mongo voice from Heathcliff)
did you guys see that movie lean On me? The main guy is giving a speech on campus right now
I could not fucking believe it. Was he serious? I loved mr. Clarke, I loved East side high as mucha s I loved the 54th of Boston in all their Glory. Joe Clarke was at my college and I did not know it? Principal Joe Clark, crazy Joe, now they call him batman? An clear as day my meatpacking head of a buddy leveled a resounding yes! He was sure of it, I threw on the fleece and ordered all brain dead stoners out of the apratment, Playstation off, let's get something out of this insitituion many of you are paying such a hefty price to attend. Not me I had a 19K a year pell grant, thank u Lexington, thank u lexington basketball but most of all thank you Mrs. Deangelis :) my angel, i still c u, R.I.P. And we stormed down, Curry had paid the guy handsomely and sadly not many showed. But I was there, I was there front and center, I was hyper active sitting patiently for the question and answer session. I will post the picture after scanning it from my college yearbook when I'm back in the bean and that of lex - Vegas slash tannerville over the holidays. He even brought the bat. And quickly, here are some of my favorite quotes off the freestyle top, i'm a movie guy and tit for tat against any of these other, may I say, shit, Ok, gay "bloggers" I'd run circles around the art of movie quoting on a classic never seen before level, think Hatty. Ok first and first most, Blue Ribbon has got to be the pregnant cute girl from the projects with the desolate mom, anxious to repeat history comes running down the hall frantic looking for their leader and school reformer, "Mr. Clarke, mr. Clarke, some guy's beating up Kid Ray!" It's her delivery, just resoounding in it's emergency. And it wasn't just anyone, it was on of the bad apples that mr. Clarke famously professed during his first rowdy asseembly at East high that spoils a bad bunch he had booted from jump. Wow, did I love that scene, I in a lexington high scenerio as an underclassman would've been on that stage. Mr. Clarke's first act of business was getting the scum out to allow the fringe players to at least have a chance to blossom. And after seeing the size of this kids 3 finger ring on stage when he got the hook, you just knew that wasn't goint to be the end of him. His motions were straight trigger happy. And Kid ray the phony baloney out of his league probably got tripped up on a drug debt, trying to be something he clearly was not cut out to serve. Anyway mr. Clarke told him he'd be dead in a year, your not a businessman and it came to be. Question + Answer. My first question was if Kid Ray was really killed? I mean it is Hollywood - BTW Joe Clarke in person was about 5-5. And he confirmed this to be the case, Kid Ray got his bag zipped. I then went on to inquire about Sam's the genesis of this post, Sam's, fat Sam's the lovable chunk (if mario van Peebles ever beat Spielberg to the punch on Goonies) , heart of gold, but young and impressionable in a dirty town. And mr. Clarke lit up, the actual Mr. Clarke. Yeah he's seen sam's, this was his finest success. And he spoke about spotting Sam's "just the other day" rolling around town in his "big Cadallac with the shiny rims showing off and screaming out my name." He continued that Sam's had a job perhaps in the education community but he wasn't sure, he just knew he was working, he said he was quite the character and they remained friends. And now it's all hitting me like a shit ton of heavy bricks. Sam's was using his movie fame to stay in newark and deliver, buy, sell and smoke weed. hey at least it's not crack, that's a small victory. if it was, the entire life changing roof speech when Mr. Clarke just about chucks him off would've been for not. And hey 30 years from now it might not even matter. But Sam's was playing old mr. Clarke the fool, probably continued to blaze throughout his career at east side, thinking he had Joe clarke won. This is a terrible story for me, and we here at GDD hope and pray for his release and recovery into the normal worting world. Lastly it's worth noting that Joe Clarke who at the time was then running one of the biggest jails in New jersey actually brought with him to campus his famed bat! (ADD Repeat) I'll get the pic from my Curry yearbook for all manana. My other go to quotes. "We are not in Chruch Mr. Clarke!" Crazy mom who plays the villian, and works the channels to have mr. Clarke removed on a technicality because she wasn't holding up her end of the bargain at home with her own boy who was probably if he was on that 1st stage getting hooked, a fucking major zilla. "Contrary to public opinion around here, I'am the head N in charge!" Benson offering up a little reminder of the old chain of command. And below you can see the photo's of mr. Clarke coming to Curry college in the spring of 1998. A) You can clearly see no one @ Curry gave a shit, I mean here we have a guy, I mean fucking batman crazy Joe Clarke is at our boring school ! And 15 kids show up? You can see the bat next to him, trusty like a blaster at his side on the podium. And you can see me completely enthralled in the front row next to Reno in my fleece. I'm focused, look at that shot, throw ADD at the window for a Joe Clarke sighting. What's sad is the stoners @ the crib would not even come with, even after I made a passionate plea and tried to scramble the troops, out of respect for Joe. Reno, my man was the only other cat that left the beer and bong to come with because he loved the kid Ray line as much as me, we'd quoted lean on Me together before, so he rolled. And I was a bit embarressed for my college with such light attendence with a titan in the house. I had to pull the old Curry yearbook for these!
Here's the gem, and in for many, many the most memorable scene of mr./ Clarke from lean on me out side the actual singing once the school has been turned around.
Step it up sam's for Christ Sakes, this 1 was tough to swallow. Is anything sacred? Special thanks to Steve Collins for the pull, my dude, Chi town, CBOT, holla.
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Washington Post: The worst-of-all-time Charlotte Bobcats have elected not to renew the contract of Paul Silas, who had served as head coach since 2010. While he's out of a job for the time being, the real winner here is Silas. Tyrus Thomas too. He won't have to watch his back in the locker room anymore.
Eye On Basketball: As expected, Rajon Rondo will be forced to sit out game two of the Boston/Atlanta series because of his chest bump with referee Marc Davis. I guess that means it's Keyon Dooling time! Vladamir Radmanovic has already begun taping his ankles.
Orlando Sentinel: Glen Davis is not a dunker. He's a boulder, and he's going to continue to run through people until the officials blow the whistle.
Pro Basketball Talk: Jordan Hill is a soon-to-be free agent without any NBA resume to speak of. Although Hill, a former lottery pick of the New York Knicks, has probably earned himself a new job with his surprisingly-strong play in recent games, he's now facing a new obstacle: staying out of jail. Hill has been charged with felony assault for allegedly throwing his girlfriend against a wall before putting her in a choke hold. If I was Hill, I'd simply tell the authorities "Metta did it."
Youtube: So, you want to be the coolest motherf@cker in the club? Master the Chris Duhon travel dance. That sh!t's hot.
Yahoo! TV: Lamar Odom still cares about basketball enough to give up his second career as a professional Kardashian. Imagine the booing if Kris Humphries and Lamar Odom sign with the same team this offseason?
Washington Post: Caron Butler will be out about a month with a broken left hand. That means his season is basically over. The Clippers probably won't be winning any NBA titles this season, but if they do… this poor bastard is going to need counseling.
Ball Don't Lie: The 27-point comeback was pretty epic, but the highlight of the Clippers/Grizzlies game may have been the National Anthem. It was performed by a seven-year-old cancer survivor, who did an excellent job and received a noisy ovation.
Huffington Post: Jay-Z designed the new Nets logo..er..removed the ring, changed the colors, and added a letter "B." I still think the whole team should be outfitted in fedoras and ROC chains. The Brooklyn Hustlers–they'll sell water to a whale!
The Basketball Jones: If you haven't already seen that hilarious photo of Marc Gasol playing high-school ball, click here for a laugh. Actually, you should click even if you've seen it; three bonus photos are included!
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How many of you bought a new Instant Pot on the Amazon black Friday sale? I admit I got a second one. I know at least a few of you did from what I saw on Facebook and today I have a simple recipe that you can try yours out with. Don't worry if you didn't take the Instant Pot plunge yet, I added slow cooker instructions to the recipe so everyone can make it.
I used a lentil blend that's often called autumn blend because of the multi-colors of the different type of lentils. You can use your own combination of lentils depending on what you have on hand. I like the blend because the yellow split peas and red lentils "melt" into the soup making it extra thick. You can make it using all plain brown lentils, but it won't be as creamy.
So, what is an Instant Pot? It's a brand of multi-cooker. It can pressure cook, slow cook, saute, cook rice, porridge and make homemade vegan yogurt too. I love mine and use it for cooking staples like beans, rice and oatmeal. It's great for soups and stews too and I keep stretching the boundaries as usual.
I got my first one about a year ago. Any newfangled slow cooker is a shiny object that I want. I had been thinking about giving pressure cooking a go and this seemed like an easy way to try it out.
Serves: 6 servings
- 1 tablespoon olive oil (or dry saute for no added oil)
- 1 small onion, minced
- 1 clove garlic, minced
- 1 medium potato, peeled and cubed
- 1 small sweet potato, peeled and cubed
- 2 medium carrots, cubed
- 1 cup lentil blend (autumn blend, pachraya massoor, or mix of yellow split peas, red lentils, Beluga lentils and brown lentil)
- 5 cups water
- 1 bay leaf
- 1 teaspoon thyme
- 1 teaspoon marjoram
- ½ teaspoon smoked paprika
- ¼ teaspoon rosemary powder (or 1 teaspoon dried whole rosemary)
- ¼ cup nutritional yeast
- salt and pepper, to taste
- Turn on the Instant Pot and use the saute function. Heat the olive oil, then saute the onion until translucent. Add the garlic and saute a minute or two more.
- Turn off the saute function and add all the soup ingredients. Put the lid on and make sure the vent is closed. Press the manual button and set to cook for 10 minutes.
- Once the cooking time is over, allow it to release the pressure naturally. You'll know when you can open the lid because the little silver dot will no longer be up.
- Stir in the after cooking ingredients and serve yourself a big bowl. I like to have a big piece of crusty bread with it.
- Saute the saute ingredients or be lazy and toss them in raw minus the oil with the soup ingredients. Cook on low 7 to 9 hours.
- Add the after cooking ingredients and serve!


text: New for 2016 from Viking is the A384. This cue features a Teal stained Birdseye Maple forearm and a Black butt sleeve adorned with six Turquoise and Tulipwood inlays. The wrap brings this cue together nicely using Black with Blue speck Irish linen. All Viking cues come with a lifetime warranty that includes warpage.


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Running Time: 64 minutes
Released: 05/2015
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Story highlights
- Artist Edoardo Tresoldi is known for creating spectacular sculptures using wire
- His latest project is a transparent life-size church built on ancient remains
This article was originally published by The Spaces, a digital publication exploring new ways to live and work.
(CNN)Artist Edoardo Tresoldi has created a ghostly reconstruction of a destroyed basilica at the Santa Maria Maggiore di Siponto church in Puglia, Italy.
The permanent installation -- made from transparent metal wiring -- marks the opening of a new archaeological park beside an existing church.
Built in three months, the €3.5 million ($3.96 million) structure corresponds to the original size of the Paleo-Christian basilica that once stood on the site.
Tresoldi, who conceived similar works for last year's Secret Garden Party and Milan Fashion Week, describes his installation as 'a return of this great building as if it was part of the historical memory of the place.'


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This was my first time to Santorini & this place did not disappoint. As a student, I am on a budget & wanted a safe, quiet place to stay; Ecoxenia was PERFECT! Mariana was the host who helped my boyfriend & I find great things...More
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