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According to an analysis by the CDC, American teenagers (ages 15 to 19) are having fewer babies. The rate, once at record highs during the 1990s, has fallen to a record low. There has been a steady decline over the last decade, but the largest changes have been with Hispanic and black teens, whose birthrates dropped 50% since 2006.
The national birthrate for teens peaked in 1991, where the epidemic filled culture with public advertising of negative health and social consequences of teen pregnancy. Since then, the birthrate has fallen 60%. Despite this improvement, teen births still cost taxpayers nine billion dollars each year.
There are a handful of reasons why this positive decline is happening. Teens today have better access to contraception, and more are using more innovative methods (injections, implants) over the standard birth control pill. Young teens are also abstaining, something that used to not be "cool", but is now an acceptable option.
Another reason that teen pregnancy may dropping is technology. After MTV's reality show "16 and Pregnant" debuted in 2014 revealing the everyday struggles of young moms, teen births fell 6% in the 18 months after the show's first broadcasts. The internet allows teens other ways to explore relationships and find advice about effective contraception. High school sex education classes are incorporating lessons on financial responsibility.
While the national trend is positive, large racial and socioeconomic differences remain. Despite the huge decline, the birthrates for Hispanic and black teens is still twice as high as that of white teens. In New Jersey, the birthrate for black and Hispanic teens is almost seven times as high. Some regions of the country, mainly in the south and southwest, with higher unemployment, lower income, and less education still have high birthrates. The U.S. has made great progress reducing teen pregnancy, but there are still too many teens having babies.
Cha, Ariana Eunjung. "Teen birthrate hits all-time low, led by 50 percent decline among Hispanics and blacks." To Your Health. The Washington Post, 28 Apr 2016. Web. 1 May 2016.


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PLEASANT VALLEY – Family feuds are nothing new for many, but the Medaglia/Cooke rivalry is a bit different than most.
Brookfield's First Family of Motocross will be on display this weekend at Pleasant Valley Motocross, as Tyler Medaglia, his girlfriend Heidi Cooke and her brother Mitch Cooke will be among the field for the Canadian Motocross Racing Championship Atlantic event.
"Yeah, there's definitely a rivalry out there," Mitch said with a laugh. "It's a clashing of egos for sure. We hate to lose to each other."
Growing up in Brookfield, the Cooke family has become synonymous with the sports scene. They built and run the Pleasant Valley track and were both fixtures on the national motocross scene, with Heidi wracking up five national championships. After retiring from competition in 2011, Mitch now runs HAF Skate and Tattoo, and has run a skateboarding school out of the local skate park. The two siblings also operate Jimolly's Bakery Cafe in Truro.
Another mainstay on the national tour, Medaglia entered the fold and made things even more interesting. Tyler and Heidi have since added two children, Talon and Millie.
While things are running smoothly for the busy trio off the track, all civility goes out the window when the boots are strapped on and the engines roar.
"I let him take the first pick of the gate this weekend, so he's got the advantage there," Medaglia said. "But hopefully I can get a good jump off the start and stick it to him. Either way, you'll see us get close and battle it out for 15 good minutes."
Medaglia had a strong season on the Rockstar Energy MX Nationals tour, posting a third-place overall finish in the MX1 class. The Kemptville, Ont., native is a past back-to-back champion in the MX2 division, before being bumped up to the top class in 2011.
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Sunday morning will see the CMRC Atlantic run, which will feature upwards of 300 riders gunning it out on the Pleasant Valley track. Racing starts at 10 a.m.
"This is our biggest run of the year," Medaglia said. "We've put in a lot of work on the track to make sure it's ready and to make it interesting for this weekend."
"Grab a lawn chair, come out and enjoy some of the best racing you'll see in the Maritimes," Cooke added. "There's nothing better."
Admission each day is $10.


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$396.72 Million in Sales Expected for Primerica, Inc. (PRI) This Quarter
Wall Street analysts expect that Primerica, Inc. (NYSE:PRI) will post sales of $396.72 million for the current quarter, according to Zacks Investment Research. Two analysts have issued estimates for Primerica's earnings, with the highest sales estimate coming in at $410.94 million and the lowest estimate coming in at $382.49 million. Primerica posted sales of $379.24 million during the same quarter last year, which indicates a positive year over year growth rate of 4.6%. The firm is expected to issue its next earnings report after the market closes on Tuesday, August 8th.
According to Zacks, analysts expect that Primerica will report full year sales of $396.72 million for the current year, with estimates ranging from $1.55 billion to $1.67 billion. For the next fiscal year, analysts anticipate that the company will post sales of $1.75 billion per share, with estimates ranging from $1.70 billion to $1.80 billion. Zacks Investment Research's sales averages are a mean average based on a survey of sell-side research firms that that provide coverage for Primerica.
Primerica (NYSE:PRI) last posted its earnings results on Tuesday, May 9th. The financial services provider reported $1.11 EPS for the quarter, missing the Thomson Reuters' consensus estimate of $1.15 by $0.04. The company had revenue of $405.20 million for the quarter, compared to the consensus estimate of $401.58 million. Primerica had a net margin of 14.49% and a return on equity of 18.22%. The firm's revenue for the quarter was up 11.7% compared to the same quarter last year. During the same period last year, the company posted $0.93 earnings per share.
Several brokerages recently issued reports on PRI. William Blair lowered shares of Primerica from an "outperform" rating to a "market perform" rating in a research note on Friday, April 21st. They noted that the move was a valuation call. Wells Fargo & Company lowered shares of Primerica from an "outperform" rating to a "market perform" rating in a research note on Thursday, April 20th. Keefe, Bruyette & Woods reissued a "hold" rating and set a $81.00 target price on shares of Primerica in a research note on Monday, April 10th. Zacks Investment Research lowered shares of Primerica from a "buy" rating to a "hold" rating in a research note on Friday, May 12th. Finally, BidaskClub raised shares of Primerica from a "hold" rating to a "buy" rating in a research note on Saturday, July 1st. Six analysts have rated the stock with a hold rating and two have issued a buy rating to the company. Primerica presently has a consensus rating of "Hold" and an average price target of $78.20.
Primerica (PRI) traded down 0.70% during trading on Friday, hitting $78.35. The stock had a trading volume of 218,655 shares. The company has a market cap of $3.57 billion, a PE ratio of 16.38 and a beta of 1.13. The stock has a 50-day moving average price of $75.57 and a 200-day moving average price of $78.14. Primerica has a 52 week low of $49.69 and a 52 week high of $86.45.
TRADEMARK VIOLATION NOTICE: This piece was reported by American Banking News and is the property of of American Banking News. If you are reading this piece on another site, it was illegally copied and republished in violation of United States & international trademark and copyright legislation. The original version of this piece can be viewed at https://www.americanbankingnews.com/2017/07/23/396-72-million-in-sales-expected-for-primerica-inc-pri-this-quarter-2.html.
In other Primerica news, VP Alison S. Rand sold 2,000 shares of the firm's stock in a transaction on Friday, May 26th. The shares were sold at an average price of $71.55, for a total value of $143,100.00. Following the transaction, the vice president now directly owns 37,385 shares of the company's stock, valued at $2,674,896.75. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this link. 1.24% of the stock is currently owned by company insiders.
Several hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. James Investment Research Inc. acquired a new position in Primerica during the first quarter worth $152,000. Independent Portfolio Consultants Inc. acquired a new position in Primerica during the second quarter worth $211,000. World Asset Management Inc acquired a new position in Primerica during the first quarter worth $233,000. TD Asset Management Inc. raised its position in Primerica by 1.7% in the first quarter. TD Asset Management Inc. now owns 3,030 shares of the financial services provider's stock worth $249,000 after buying an additional 52 shares during the period. Finally, Sawtooth Solutions LLC acquired a new position in Primerica during the first quarter worth $274,000. 97.09% of the stock is currently owned by hedge funds and other institutional investors.
About Primerica
Primerica Inc (Primerica) is a distributor of financial products to middle-income households in the United States and Canada. The Company operates through three segments: Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. The Term Life Insurance segment includes underwriting profits on its in-force book of term life insurance policies, net of reinsurance, which are underwritten by its life insurance company subsidiaries.
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Loves Her Gun | 2012
After being attacked in New York, Allie moves to Austin, which she likes. But her anxiety follows her and she falls into the Texas gun culture.
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With no job and a bad boyfriend, Allie hops on the next bus to Texas after being attacked in New York City. She naturally seems to settle into the slower pace of Austin but her fears continue to haunt her. To sooth her anxiety, she falls into Texas gun culture. The question is whether or not the guns will really make her feel safe again or create problems that are worse than the ones she is trying to escape.


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I was in an accident in Deland,Fl. The car in front of the car in front of me slammed on the breaks causing the car in front of me to do so as well. I slammed on my breaks and turned sharply to avoid the man ahead of me but my car slid and I hit the edge of his bumper. He and another driver helped me pick up my dragging bumper and get my car off the road.We called the police and they sent out a community service aid who took in the scene, who just looked at both cars and gave me a ticket. She didn't look at the skid marks which started a safe following distance behind him and she pretty much blew both of us off. I'm 23 years old and have never had any prior accidents except for ones where someone else hit me.
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An accident infraction is treated differently than a regular non-accident citation. I would never pay a ticket such as yours, I would personally fight these citations. You do what you think is best for you.
The information provided is not legal advice from Criminal Defense Lawyer Albert Quirantes, or the Ticket Law Center in Miami, Florida. There is no attorney client privilege created in this communication. Do not send questions which are confidential in nature by either this venue or via email. Personal questions should be asked in person or via telephonic conference only. You should only ask theoretical questions of a general nature.Ask a similar question
I would hire an attorney. Usually you can hire a traffic attorney who will handle your case for a very reasonable fee. Careless driving tickets are often very defensible especially if the drivers of the other vehicles do not show up to testify against you. The officer who wrote you the ticket did not witness the incident, this makes it difficult to sustain a conviction with his/her testimony alone.Ask a similar question
Hire an attorney and fight this. Why did the person in front just slam on the brakes? It will be helpful to know that.
R. Jason de Groot, Esq. We do not have an attorney-client relationship. I am not your lawyer. The statements I make do not constitute legal advice. Any statements made by me are based upon the limited facts you have presented, and under the premise that you will consult with a local attorney. This is not an attempt to solicit business. This disclaimer is in addition to any disclaimers that this website has made. I am only licensed in Florida.Ask a similar question
An experienced attorney can probably get you a better deal, but it will come at a monetary cost for hiring them.
licensed attorney in Montana. Your specific state laws may be different.Ask a similar question
You should request a hearing if you haven't already. You only have 30 days to pay or request a hearing. Hire a traffic attorney for the best result. The most important thing is to get your points withheld. Accident cases are more defensible than speed. Have you already requested a hearing? Were there any injuries?
Please understand that the information given is not to be construed as legal advice. More information would be needed in order to make a more accurate legal determination on your matter. Furthermore, an attorney-client relationship does not begin until a retainer agreement has been signed by the attorney and client.Ask a similar question
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text:
This property is no longer available.Search for Available Property.
17 acres in Montague County, Texas
This property could be your new peaceful home away from the city or your private hunting escape.
There is a spring fed creek, several GIANT pecan trees and heavily wooded areas along with pasture areas. There's plenty of space for horses and cattle. The land is secluded enough for hunting game. The home features 4 BRs, large kitchen, screened porch, wood burning stove and large swimming pool with a nice deck. This is truly a one of a kind find.
From Forestburg-East on FM 922 1 Mile-Left Round Prairie-.4 mi veer left- 1.4 mi veer right on to Berry- .4 mi left on Muenster- House 1 mi on left
Tax Data (Show Tax Data)
Tax data is not available for this listing.
Contact the Seller for more information.
Other Land for Sale in Montague County
- Properties for Sale in Nearby Counties
- Clay County Land for Sale
- Cooke County Land for Sale
- Jack County Land for Sale
- Jefferson County Land for Sale
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NOTE: The information contained herein is provided as general information only and has been obtained from sources deemed reliable. It is provided without any guaranty, warranty or representation, expressed or implied, made by Lands of America, or any related entity, as to the accuracy or completeness of the information. The information is presented subject to errors, omissions, change of price or conditions, prior sale or withdrawal without notice. Prospective purchasers should make their own investigations, projections and conclusions concerning the information.


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Duo eye Guiza swoop
Barcelona and Valencia have both opened talks over a possible move for Mallorca striker Dani Guiza.
By Lucas Brown
Last Updated: 28/04/08 9:58am
Barcelona and Valencia have both opened talks over a possible move for Mallorca striker Dani Guiza and will make official bids at the end of the season, according to reports.
The Blaugrana's technical secretary has held talks with the Spanish international striker's agent and celebrity girlfriend, Nuria Bermudez, to see what demands the player himself would make, Marca stated.
Guiza's contract at Mallorca contains a buy-out clause of €15m that was included when he rejoined from Getafe last summer and now the Balearic outfit are hoping he will ink a new deal with a higher amount.
That appears very unlikely after his first season back at the Ono Estadi has seen the 27-year-old net 21 goals in 31 games and attract a host of admirers that would enable him to step up in his career.
Guiza's form for his club earned him a call-up to the Spanish national team and he made his debut for Luis Aragones' side in November. Recently he was included in the preliminary list of 31 players to be given vaccinations ahead of Euro 2008.
Barcelona are keen to add some height to their front line and Guiza's aerial ability could signal a change in thinking at the club with the powerful forward being employed in a similar way to Julio Salinas under Johan Cruyff.
Valencia are also set to enter the fray, however, and believe that they can persuade Mallorca to do business by offering players in exchange, most notably Nikola Zigic.
Mallorca president, Vicente Grande, knows that he faces a summer of dealing with bids for the player because Italian and English clubs have also expressed an interest, but nothing has been made concrete.


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41381 Embrace the Hybrid Cloud
38746 Microservices Done Right
37301 The API-First World
36616 2016: The Year in Review
34996 Microservices Done Right
34006 Completeness of Vision
31526 Guts, Glory, and APIs
30796 Apigee to Join Google
26341 APIs Aren't Enough
25386 Thank you . . .
20216 Monopoly Goes Cashless
19796 Nissan Leaf's Naked APIs
18971 Yes, APIs Are That Big
18376 Modernize SOA with APIs
18321 Go Small or Go Home
17001 Apigee Edge Microgateway
15766 Microservices at Amazon
14936 API Management isn't SOA
14801 Why Telstra Loves APIs
14786 Why Web APIs Won
13721 Swagger's Future
13576 Demo: Apigee Edge
12506 API Mistakes to Avoid
12426 In Search of CDOs
11956 store locator webcast
12196 The API Facade: Overview
11681 Managing Big Data
12026 Data Analytics & APIs
12206 The Anatomy of Apps
by Anil Sagar Apr 27, 2016
In a previous post, we discussed our experience at the first Philips Hue Hackathon in Bangalore. We integrated the Philips Hue API with Uber's API to build a mobile app that seamlessly incorporates both platforms... Read more
In the second post about hacking our "Hueber" app, we share the code our team produced.
Building a new user experience at the...
by Anil Sagar Apr 12, 2016
For most of its history, the light bulb has been a simple device that provides light. It's either on or it's off. Philips Hue changed this. By employing APIs and smart technology, Philips digitally... Read more
The first in a series of posts about building a new app at the Philips Innovation Campus in Bangalore.


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Your browser does not support iframes.
Hope Health holds 50s fundraiser
The Oldham County Fair will be held Aug. 1 thru Aug. 5. Admission is $10 per person, 3 and under free. Parking is $3. Admission includes unlimited rides, all arena events, all pageants, 4-H, ag, floral, home and family arts and photography contest exhibits, fair petting barn, All American Zoo and entertainment.
Coyle named to dean's list
Elizabeth Coyle of Prospect was named to the dean's list at Maryville College. Coyle is majoring in psychology (counseling).
Clemson honors local students
The University of Kentucky (UK) has released its Dean's List for the spring 2017 semester. To make a Dean's List in one of the UK colleges, a student must earn a grade point average of 3.6 or higher and must have earned 12 credits or more in that semester. Some UK colleges require a 3.5 GPA to make the Dean's List Oldham Countians named to the list include:
Copyright © 2017
The Oldham Era is your source for local news, sports, events, and information in Oldham County and LaGrange, Kentucky, and the surrounding area.


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People who spend long periods of time exposed to temperatures below freezing are in danger of developing frostnip and frostbite. Frostnip is a precursor to frostbite. Frostbite occurs when ice crystals form in the blood cells, eventually causing them to rupture and die. Differentiating between frostnip and frostbite is not difficult. However, it is necessary since frostbite is a severe condition requiring immediate attention and treatment.
Frostnip is considered more of a temporary discomfort than a severe condition. If ignored or left untreated, frostnip can eventually matriculate into frostbite. By itself, however, frostnip does little more than cause discoloration, swelling and numbness on the surface of skin tissue. Frostbite is much more serious and affects extremities on a subcutaneous level. If left untreated, frostbite can cause loss of fingers, toes or other extremities.
Color is perhaps the simplest method of differentiating between frostnip and frostbite. With frostnip, skin will normally turn white or slightly yellow. This usually occurs in random patches on the toes or fingers. As frostnip progresses, skin begins to swell and redden. The onset of frostbite is usually accompanied by a distinct blackening of the skin.
The symptoms of frostnip are usually mild. They include mild discoloration of the skin, numbness, itching, pain or swelling. In the worst cases, frostnip may lead to permanent sensitivity to cold or heat. Contrarily, frostbite is a severe condition with equally severe symptoms. The initial stages of frostbite can cause blood poisoning (known as septicemia), which can be fatal. As frostbite develops, it can cause permanent damage to skin tissue, eventually causing it to die.
Both frostnip and frostbite are caused by exposure to cold. With temperatures just below freezing, this can take several hours of prolonged exposure. With temperatures much lower, freezing can take only minutes. Other factors such as wind and water will also speed the freezing process. Wind will blow away the thin layer of warmth exuded by the skin and lower its temperature faster. Water, such as from wet clothing, draws heat away from the body as it evaporates or freezes.
Wear proper attire at all times, especially on your hands, feet and face. Opt for warm, loose-fitting clothing rather than skin-tight gear. This will allow a small pocket of space between the clothing and your skin that acts as a natural insulator. Avoid getting your clothes wet at all costs. Do not stay or sleep in areas directly exposed to cold or wind. Inspect your feet every night for wounds, cut or sores, and clean them with foot powder and bandages.
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At a special meeting of the Wicomico County Board of Education on June 21, the Board of Education approved the FY 2016-2017 Consolidated Current Expense Operating Budget, which will fund the operations of Wicomico County Public Schools for some 15,000 students in the coming school year.
The Board hailed the spirit of cooperation in budget discussions with the county and thanked the County Executive and County Council for once again funding Maintenance of Effort (MOE). This year MOE was a $626,667 increase due to the school system growing by 245 students, the 2nd highest rate of enrollment growth in the state.
The Board also highlighted the commitment of the State of Maryland to fund education, with the governor and General Assembly providing an additional $6.9 million in state aid for Wicomico. The State of Maryland funds approximately 76% of the Board's General Fund operating budget.
The Wicomico County Board of Education's FY 2016-2017 Consolidated Current Expense Budget totals $198,887,485. The unrestricted portion, referred to as the General Fund, is $184,442,841, and the restricted portion, which reflects federal and state grants that can only be used for restricted purposes, is $14,444,644. General Fund (unrestricted) operating revenues will increase by 3.98 %, totaling $7,065,417. The budget will fund the negotiated agreements with all four employee groups.
This budget continues to reflect the commitment of the Board of Education and the school system to the Bridge to Excellence Master Plan. Each line item in the budget is aligned to accomplish the Board's three strategic priorities of High Student Achievement, Safe Learning Environment, and Effective and Efficient Operations. Our motto, Success – Every Student, Every Day, drives our goals and priorities as we work our way out of challenging economic times.
The budget is for the fiscal year that will begin July 1. The final approved budget will be posted soon on the Board's website; go to www.wcboe.org and click on Budget Report for budget and financial information.
Among the many budget highlights of interest to students and families:
The Board committed resources to literacy due to the fundamental importance of reading to success in school and beyond. A student who leaves 2nd or 3rd grade not yet literate will quickly fall behind as course material becomes more and more challenging. "We will have General Fund or Title I reading teachers in every primary-grade school in the county, and we are very excited about that," said Dr. Margo Handy, Assistant Superintendent for Instruction.
Budget Details
The Board will utilize the $7 million in additional revenues for the following priorities:
Because the Board of Education understands that the local economy continues to be lackluster despite signs of improvement elsewhere in the state, the Board cut an additional $152,183 of existing budgeted line items. Each year reductions are more difficult to find, however, since total cuts to the school system budget since FY2010 have equaled approximately $19 million. Also included in this budget is a list of $2.86 million in additional requests that were submitted by principals and other budget managers. These requests were not funded.
The budget process that concluded on June 21 began way back in October, when principals and department heads began evaluating budget needs and building a budget starting from zero, so that every expense could be examined. Input comes from staff, parents, students, and the community. "As soon as the school year begins, we begin working on the budget for the next school year," Dr. Handy said. "It takes a lot of thought, a lot of planning, and a careful review of all the available data to make decisions. A lot of voices go into this."
The Board and Superintendent take seriously their fiduciary responsibilities to manage public funds. To that end, this budget includes approximately $4.17 million in budget realignments. The budget realignments reflect cost avoidance and the proper alignment of funds to comply with state reporting requirements.
2424 Northgate Drive Suite 100, Salisbury, MD 21801 | Phone: 410-677-4400 | Fax: 410-677-4444
Website by SchoolMessenger Presence. © 2017 West Corporation. All rights reserved.


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The funky title of this particular pie was something I just threw together. The inspiration however, originated from an old label of Nestle's sweetened condensed milk I found nestled in a stack of clippings, handwritten, and typed recipes my mother recently gifted me during my last visit to Mexico.
I translated the original recipe from Spanish to English and altered a few of the ingredients. I switched cream cheese for mascarpone, which is what I happened to have on hand at the time; and I replaced preserved peaches with fresh peaches since they coincidentally happen to be in season.
crust – enough for 2 – 9″ pies
1 1/2 sticks (6 oz) unsalted butter
1 can (14 oz) sweetened condensed milk
2 egg yolks
3 1/2 cups flour
1 tablespoon baking powder
Beat butter in a mixer until light and fluffy. Add the condensed milk and mix until incorporated. Add egg yolks one at a time, mixing to incorporate after each addition.
In a medium bowl whisk together the flour and baking powder. Add flour in thirds into the creamed butter and beat just until combined.
Remove dough from the mixer divide in half, roll, and cover pie tin(s).
Blind bake pie shell @ 350 for 15 minutes
1 can (14 oz) sweetened condensed milk
zest of 2 limes
1/4 cup lime juice
8 oz mascarpone cheese
3 eggs
2 large peaches, sliced
In a medium bowl combine all ingredients except the sliced peaches. Mix with a hand mixer for 2- 3 minutes or until combined.
Preheat oven to 400 degrees F
Ladle half of the filling into the blind-baked pie crust. Place one layer of sliced peaches over the filling. Cover with the remainder of the filling.
Top pie with the remaining sliced peaches.
Bake in preheated oven for 20 – 25 minutes or until center is set.
{ 2 comments }


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$20.00 1 year ago
$20, Beautiful safe accomidations $20 night
Nice clean brand new construction apartment crash pad. The place always smells.Clean and fresh with good energy.The building is well maintained roach free.The area for rent is a bed or sofa in the livingroom with a divider sectioned off space , free closet space a divider between your bed and the sofa. Nice balcony. Central heat/AC. Marble kitchen and bathroom. Use of fridge and bathroom.Whole apa
1 year ago
New York, NY


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|Story Views
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Natural Blaze.com By Cassius Kamarampi (Era of Wisdom) Disclaimer: we don't support the Affordable Care Act either. A hurricane of restless competing interests, none really for the benefit of the people, have defined… "Blazing a path to natural health and wellness. Get natural health news, remedies and tips at naturalblaze.com"
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text:
Title: Wedding Story
URL: http://www.theweddingstory.net
Description: Contemporary, photojournalistic approach to wedding photography. It's not about "shooting" each and everything, but about feelings and moods. A Wedding Story takes you on a journey.
Date Submitted: 08/18/09
Listed / Last Time Edited: 10/05/11
Main Category: > Wedding Photography > Wedding Photographers in Germany
Second Category (if any):
Linkedin (if any): http://www.theweddingstory.net/index.php/about/partnerlinks
Number of visitors we sent to this photo site: 308 time(s).


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Taking out a funeral plan is fairly straightforward but there are a number of questions that customers commonly ask. We have answered these below.
What is a funeral plan?
A funeral plan is a way to pre-pay funeral costs in advance. It also allows you to help protect your family from the worry and stress of making all the arrangements.
Why should I take out a funeral plan?
Taking out a pre-paid funeral plan allows you to make important decisions about what you and your family want from the funeral. Once it's paid, we will not request a penny more for the services included in the plan, so you'll have complete peace of mind, knowing you have financially prepared. Perhaps more importantly though, taking out a funeral plan will help save your loved ones the worry and stress of arranging a funeral at such an emotional time, because the arrangements are taken care of by the Dignity Nominated Funeral Director.
I have savings and life insurance, why do I need a funeral plan?
Savings and life insurance aren't guaranteed to cover your funeral costs – whereas a pre-paid funeral plan is. And with funeral expenses rising year by year, you may find that savings and life insurance aren't enough to cover the cost of the funeral. In addition, banks and over 50s life insurance providers will not arrange your funeral, but Dignity will. However, if you take out a funeral plan, you can freeze funeral costs at today's prices, so no matter how much they rise, the cost of the cremation funeral services included in the plan will be guaranteed – meaning that loved ones are less likely to have to use any savings or inheritance you may have left them. What's more, the funeral will be planned and pre-paid, so your loved ones won't have the added stress of making all of the arrangements at a difficult and emotional time. It's also worth noting that for inheritance tax planning purposes, the funeral plan sits outside the estate.
What does my Dignity Funeral Plan include?
Dignity's pre-paid funeral plans are designed to provide everything you need for a cremation funeral.
For more information, take a look at Dignity's pre-paid funeral plans - or call us to discuss your options further.
How do I know which Funeral Director will look after the arrangements?
Dignity will appoint a Nominated Funeral Director from their Network of over 1100 owned and approved Funeral Director throughout the UK. If you have a specific Funeral Director in mind and would like to know if they're available through the plan please call us.
More information
Funeral plans website
Visit the website for more information on our pre-paid funeral plans.


text:
Newcastle Emlyn, United Kingdom
Impressum & Info zum Verkäufer
§ Internet-only bookseller based in West Wales. § Nearly 30 years' experience including a bricks-and-mortar shop for twenty years. § Full contact information provided to all buyers or on request.
Orders are dispatched, by Royal Mail, within 2 working days of payment, using robust, new, purpose-made packing. Heavy sets may be sent by a Parcel service.
UK ORDERS UK postage is included in the price of all our books. "Priority" is no faster but includes Recorded Delivery. Deliveries over a Kilo are sent Second Class.
EU ORDERS OUTSIDE MAINLAND UK - All Orders are sent by Airmail. Standard and Priority are the same.
ORDERS OUTSIDE THE EU "Priority" is Airmail: "Standard" is Surface Mail (Ground) which can take up to three months (longer sometimes to Australasia).
HEAVY OVERSEAS DELIVERIES Books over a Kilo when packed usually require extra shipping charges - these will be quoted before being charged so you have the option to cancel.


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The European version of the 2014 Kia Soul has just made its debut ahead of the 2013 Frankfurt Motor Show that will open its doors in September. Shown in European specification for the first time, the 2014 Kia Soul comes with a new design as well as an all-new interior with higher quality materials and more driver-focused design.
Set to go on sale in early 2014, the Kia Soul will be available with three different roof colors - black, white and red – and 11 exterior paint finishes. Still, the biggest change for 2014MY will be the adoption of a new platform, based on that used by the latest Kia cee'd. As a result, the 2014 Kia Soul will deliver improved handling and ride compared with the outgoing model. A new suspension was also installed and the body shell is 29 percent stiffer. Due to comprehensive soundproofing, the interior noise levels were reduced by approximately three decibels.
The new model is also larger as it feature a longer wheelbase and wider track, contributing to greater cabin space and cargo capacity. Leg, head and shoulder room are increased for all passengers, while Kia increased the cargo area by 4 percent to 354 litres (plus additional underfloor storage) with the rear seats upright. Under the hood, we find the 1.3-liter GDi petrol or the CRDi diesel engines, mated to a six-speed manual or an automatic transmission.
Both engines are carried over from the outgoing model but feature improved efficiency with lower emissions. The 2014 Kia Soul will be available with new premium features such as: front LED daytime running lights and rear LED 'halo' lights, xenon headlights, keyless entry and push-button engine start, automatic climate control, cruise control, leather upholstery, ventilated front seats, heated front and rear seats, panoramic glass sunroof and heated and electrically folding exterior mirrors. The Kia Souls what will be presented at the 2013 Frankfurt Motor Show will exhibit the new SUV Styling Pack, which consists of piano black bumper trim, side skirts, wheel arches and a black painted roof. [source: Kia]


text:
World Food Day 2016: New eateries opening from Italian to Peruvian cooking styles
PISQ – Peruvian
Dive into the Peruvian mixture at PISQ with indigenous sustenance with Japanese, Spanish and Chinese impacts. The key of PISQU cooking is the utilization of value, sound and regular superfood fixings, numerous sourced from the Amazon and Andes. On the ground floor, improved in Royal Inca dark, watch the tiradito and ceviche gourmet specialist at work behind a 12-situate copper-topped Pisco Bar. On the other hand sit along the L-molded space offering tremendous perspectives of the bustling lane between Oxford Street and Charlotte Street through full-stature windows. For a more personal setting, make a beeline for the first floor relax and the Vaults: Nazca and Round Hill, for a private feasting knowledge. Head Chef William Ortiz is adding masterclasses to the great rundown of offerings at PISQU, including a make-your-own ceviche and pisco sours.
Veneta – Venetian
The Venetian-style throughout the day restaurant, Veneta, is another new expansion to the St James' Market advancement in Mayfair. From Ben Tish and head culinary expert Jamie Thickett (Opera Tavern), the eatery is expected for culmination in the not so distant future. It will offer provincial charcuterie and cheeses (on a trolley), with an all-Italian wine list, and an incline towards fish.
Where the flapjacks are – American
It's the throughout the day and night home for sweet and appetizing heaps of buttermilk flapjacks, make juices, buckwheat-blinis and prosecco. Appreciate nutritious stores of flapjacks – exquisite or sweet – or browse the menu of blinis, with a choice of garnishes, (for example, salmon and horseradish cream, smoked mackerel and salsa verde) and a choice of "boozy" smaller than normal stacks and pastries (vanilla poached kumquats with Cointreau cream and salted caramel with banana and Southern Comfort cream).
The space unites the casual vibes of California, with the straightforward outline found in Northern Europe in a quintessential British setting – Flat Iron Square, the Southwark spot tipped to be another center for radiant in London.
World Food Day 2016: New eateries opening from Italian to Peruvian cooking styles
lanka hotnews


text:
Hi all,
just found this at computerworld:
It´s an article regarding computer certifications and what certification you should go for if you plan to become certified in any direction. Very interesting if you would like to know what skills will be requested by employeers in the future.
4 Replies
Mar 12, 2010 at 8:24 UTC
Interesting article, thanks for sharing. In job hunting I certainly saw my application to interview ratio increase the more certs I acquired.
Mar 12, 2010 at 9:54 UTC
A lot of people run down certifications, they say it produces "Paper warriors". Trouble is, they miss one thing. If you have the paper + the expereince = JOB. the paper jsut proves you can walk the wall, and talk the talk.
Mar 15, 2010 at 8:29 UTC
IT Journey, LLC is an IT service provider.
Interesting, but I don't see a recommendation as to which certs the author seems to think are important and which to start with.
Mar 15, 2010 at 8:49 UTC
Sure he does. If you don´t know which certification to choose, be sure to choose one that´s ISO 17024 certified. Afaik is this for example the new Microsoft MCSA Security with exam 70-699 (and soon the MCSE Security also), as well as many ec-council certifications.
And he says that not only technical skills, but management certifications become important as well. E.g. the PMP and ITIL certifications.
This discussion has been inactive for over a year.
You may get a better answer to your question by starting a new discussion.


text:
Several feared dead in crash in south west England
Several people were killed in a multi-car crash which caused explosions and a fireball on the M5 motorway in the southwest of England, police and media said.
About 27 vehicles including cars and lorries were involved in the crash on the motorway near Taunton Friday evening, injuring 35 people, some of them seriously.
An unknown number of people died in the crash in fog and wet conditions. Witnesses saw a huge fireball and heard loud explosions.
Some have tragically lost their lives, Assistant Chief Constable Anthony Bangham said in a statement.
All emergency services are at the scene and are working tirelessly to attend to those who are injured or who are trapped in vehicles.
The media reported that several people had been killed.
The motorway, the main gateway to England's southwest, is likely to remain closed in both directions for some time, police said.
(Reporting by Avril Ormsby)


text:
I poked around some, even tried the game in late 2011, and stopped playing for various reasons. most ratings are very bad, but they also date from game release. Then I tried to find updated information but with little luck.
My first MMO was ffxi, loved it, breathed it, left it a bit and returned. I felt like Abyssea kinda killed it. Anyhow I tried ffxiv, but heard so many bad things, and then realized those complaints come from the launch era.
Did they improve the game ? Is it very solo oriented ? How's the player base ? Is there notable group oriented events ? Is there a lot of players online to support parties or group events ?
I'm trying to find updated information on how the game is now, it's pulse, and can't find much honestly.
A bit hooked on D3 currently, but i'm sure i'll want to return to another MMO eventually, since WoW is getting boring and I feel like abyssea killed ffxi, is ffxiv worth it ? Is it worth the monthly fee given it's current circumstances ?


text:
Gymnastics Tricks
Gymnastics and
Madeline: side aerial
Anna: Round-off back handspring
Morgan: Front walkover
Anna's Goal
Round off back handspring
By Madeline Moore, Anna Moody, and Morgan Beware
Morgan's Goal
Front Walkover
This skill is a form of a basic tumbling
skill and a more advanced skill. You start with a basic round off-cartwheel. And then you jump into a back hand spring. You should accomplish each skill alone first. And then you add the two skills together. Some ways to accomplish getting these together is doing a round off. then stopping and then doing a back hand spring, and just get faster and faster to get both of them together
This skill is the exact opposite of the Back Walkover. It is performed from a lunge position. The athlete kicks to a handstand, with legs remaining in a split, and then arches the back further, until one foot arrives on the floor. the athlete pushes the weight onto the foot, and then stands immediately up, ending with one foot extended in front, and the arms over head. The head should remain back throughout, and the legs should remain straight. Before you preform this move always stretch. You should stretch your arms and leg before you do anything. Roll you ankles wrists before. Don't forget to roll your neck back but not behind your shoulders.
A side aerial is a cartwheel with no hands. You run and then flip through the air, sideways. The point is to flip sideways without touching the ground until you land. Just a normal cartwheel is when you rotate sideways. Unlike an aerial, you put your hands down as well as your feet. You have to have a lot of momentum so you can stay in the air. It is much easier to start an aerial from running and then doing the aerial.
Front walkover
Side aerial
Madeline's Goal:
Side Aerial
A gymnastics video with Emily and Madeline
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Gymnastics Tricks
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madeline mooreon 12 June 2014
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Definition of doubly
1 : in a twofold manner
2 : to twice the degree doubly glad doubly frustrating
Examples of doubly in a Sentence
Her grades and musical talent make her parents doubly proud of her.
we were doubly certain of her guilt after we read the article in the newspaper
First Known Use of doubly
15th century
DOUBLY Defined for English Language Learners
Definition of doubly for English Language Learners
: much more than usual or previously : to a much higher degree than usual
: in two ways : for two reasons
DOUBLY Defined for Kids
Definition of doubly for Students
: to two times the amount or degree doubly glad
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