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Rob Lilwall
Rob Lilwall (born 1976) is a British-born adventurer and author. He currently lives in Hong Kong.
Lilwall went to school in London and Shropshire (Shrewsbury School) and then studied geography for 4 years at Edinburgh University. After completing his PGCE at Oxford University, he taught geography for two years at Larkmead School in Abingdon, before quitting his job, and flying to the north-eastern Siberian city of Magadan with his bicycle Alanis (named after singer–songwriter Alanis Morissette) and setting off to ride back home.[1] The journey of over 30,000 miles (50,000 kilometres) through 28 countries eventually took him over three years (2004–2008) and took him on detours through Papua New Guinea, Australia, Tibet, Afghanistan and Iran.
His first book "Cycling Home From Siberia" was published in August 2009 by Hodder & Stoughton, to excellent reviews from the British Press.[2] The book was also published as a North American edition by Howard Books (Simon & Schuster), and translated into Korean, Italian and Danish. A television series about the journey, using Lilwall's original camcorder footage, was made by National Geographic in 2009.[3] The series consists of six 24 minute episodes. It was broadcast in Australia on the Nat Geo Adventure Channel starting Sunday, 7 December 2009. The DVD of the series is available directly from Lilwall.[4]
In 2009, Lilwall married Christine Liu, who he had met whilst cycling home from Siberia. They moved back to Christine's native Hong Kong where they set up a Mobilisation Office for the children at risk charity Viva. In 2011 Lilwall set off on a new expedition—this time calling it "Walking Home From Mongolia". After flying from Hong Kong to Mongolia, he set off on foot from the Gobi Desert town of Sainshand. He then walked for the following six and a half months, 3,500 miles back to Hong Kong. National Geographic commissioned a TV series about the journey (due out in late 2012/early 2013), and so Lilwall also took a cameraman with him on the expedition, the young Northern Irish adventurer Leon McCarron. They endured temperatures down to minus thirty and severe physical hardship as they covered the huge distances with heavy packs. Lilwall wrote a weekly column for the South China Morning Post as he walked,[5] and was given an advance book deal from his previous publisher, Hodder & Stoughton, with publication of the new book due in July 2013.
Lilwall is now a corporate/motivational speaker in Hong Kong and Asia, having spoken at numerous high-level corporate conferences, the University of Hong Kong MBA program, a TEDx event, and various literary festivals.[6]
Lilwall's adventures in Siberia are also documented in the book by his friend from University days, Alastair Humphreys about Humphrey's own cycling around the world, a trip which took 4 years.
- ^ Gertz, Steven (July 1, 2006). "Road warrior: cyclist Rob Lilwall is on a cross-continental tour to help suffering children". Today's Christian. AccessMyLibrary. Retrieved 20 November 2012.
- ^ Rushby, Kevin (2009-09-19). "Cycling Home from Siberia by Rob Lilwall". Guardian. London. Retrieved 2009-10-26.
- ^ "Rob Lilwall - Cycling from Siberia to Papua New Guinea". Guildford Travel Club. Retrieved 2009-10-26.[dead link]
- ^ http://www.cyclinghomefromsiberia.com/wordpress/?page_id=367
- ^ http://www.scmp.com/article/1000365/changing-lives-step-step
- ^ http://www.roblilwall.com/about/speaker
External links[edit]
- Rob Lilwall's official website
- "Cycling Home From Siberia" - review in Telegraph
- Man's Cycle from Siberia a Spiritual Journey - Christian World News
- S6 "Talking Points" : Rob Lilwall, Cyclist and Adventurer - Hutchesons' Grammar School
- Perjalanan Spiritual Rob Lilwall Berkeliling Dunia Dengan Sepeda - JawabaNews
- Profile at Speakers Connect


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subset: commoncrawl


text: This blog is an official interview of the Fanon Fact Finders. We hope you enjoy it! This is an interview starring:PSUAvatar14, author of The Weatherbenders.Hosted by IsabellaLover, for the Fanon Fact Finders. Starting Off Me: Thanks for coming, PSU! PSUAvatar14: You're welcome. Question 1 Q: What inspired you to write The Weatherbenders? A: Well, I have always been interested with weather -- in fact, I am going for meteorology in college right now, so, I figured in a way to tie the Avatar World and weather together, and came up with the story. Question 2 Q: If you were to rate your fanon on a scale of 1 to 10, what would you rate it as? A: Well, I have to admit, I'm a bit self-critical of my works, I would give it a 6 1/2 Question 3 Q: What is/are your favorite genre(s) of book to read and/or write? A: Well, I like stories that have action, adventure and also some romance and drama along the way -- essentially, you could say I just like a good story that blends in multiple genres Question 4 Q: Did you ever find it difficult to write the main characters' personalities like theirs in the original series? A: Yes, I did -- it was a challenge for me to get them down to a solid tee, and I do think at times I went out of character. Question 5 Q: Besides your own fanon, what fanon would you say is your favorite? A: That's a very tough question, as I like several fanons quite a bit -- among them are ABCLAF, Energy Saga, Eyes of Katara, When Air Nomads Walked the Earth, and Heiress of the Nile...and I'm sure there's others I'm not thinking of. Question 6 Q: What authors on here and/or in real life do you like most? A: Again, with so many good authors here, I think I'll just defer to real life -- I like the works of Robert Frost and Edgar Allen Poe in poetry, and well, with actual stories -- I'd have to go with J.K. Rowling, even if I haven't quite read the entire Harry Potter series. Question 7 Q: Are you an editor or guest writer of another fanon story? If so, which ones, and how has your experience been with them? If not, then would you like to be? A: I did guest write a chapter for a fanon, but sadly, that fanon was deleted. I have signed up to be an editor for one your stories, however -- though so far, I have yet to do any work on it, so there's no real answer for your second question. Question 8 Q: What do you think of the results of the recent Fanon Awards? A: Well, I think all the winners indeed earned their awards, though understandably, some of the voting was tough. I am just a bit disappointed that other categories didn't quite get a great number of votes, but I was just glad to see the awards back and people taking that interest they had shown in it. Question 9 Q: If you could become a bender, what kind of bender would you be? A: I'd likely say a waterbender, I think it is the coolest element of them all -- it flows beautifully and well, I guess I am a bit biased because my favorite ATLA character bends it ^^. Question 10 Q: Who is your favorite character and what is your favorite episode from A:TLA and/or LoK? A: Well, since everyone knows my favorite ATLA character, I need not repeat it -- but my favorite LoK character so far is Bolin because I feel like he matches my personality quite well. As for episode, my favorite ATLA episode, it might be a cliche -- but it's got to be 321, just for how awesome the action and drama was, and then the peaceful conclusion Question 11 Q: If you wrote another fanon, what do you think it would be about? A: Well, I have a couple of ideas in the tank -- but right now my current main idea is about a young boy and his family living in Ba Sing Se during the Fire Nation's occupation. That story is out and is titled "Life in a Fallen City". Question 12 Q: Have you ever tried writing books outside of AW? If yes, what kinds? A: No, I have not. Question 13 Q: If you did write a story, what genre would it be? A: Hmmm, I guess it would be a story like TWB in terms of genre(s), but with a different plot and characters of course. Question 14 Q: What do you think you could have improved on in your story? A: Well, I think some of my characterization and romance was sloppily written, and other parts felt rushed, also, I don't think I was descriptive enough. Question 15 Q: Besides your own what fanon(s) would you recommend for other people to read? A: I would say basically anything I have here: [1] Finishing Me: Thank you for taking your time to do this interview with me, PSU! PSUAvatar14: You're very much welcome ^^" Me: That's all folks! I hope you enjoyed this interview, and good luck with your future writing, PSU! Retrieved from "http://avatar.wikia.com/wiki/User_blog:KataraLover/FFF_Interview_with_PSUAvatar14_of_The_Weatherbenders?oldid=1175823" Ad blocker interference detected! Wikia is a free-to-use site that makes money from advertising. We have a modified experience for viewers using ad blockers Wikia is not accessible if you've made further modifications. Remove the custom ad blocker rule(s) and the page will load as expected. Categories: Blog postsFFF Interview


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School Registration
with any sort of paper work, Translations, NIE, Certificate of Residence Registration applications and renewals, Tax returns - La Renta etc, Voting rights - Padron, Car Transfers, Boat transfers, Change or renewal of Driving Licence, Making your Spanish Will, Registering at the Doctors, obtaining a European Health Card, visits to Hospital, Denuncias at the Police station or Guardia Civil, Dealing with the town hall or utility companies, etc etc. etc.. To email Click Here email@example.com or ring mobile number 0034 647 057 599 or ring land line 0034 922 86 74 78 and leave your contact details. Now also on Facebook
we will accompany you every step of the way!
After legislative changes in 2008 many non-resident owners
of property in Spain were under the misconception that they can forget about
submitting their annual tax forms!
It would be nice but it is not the case.
Up until the end of 2007 all non-residents with property in Spain were also liable to pay a wealth tax (Patrimonio) which was calculated on the value of their assets in Spain (i.e. property, savings, etc.)
With the introduction of Spanish Law 4/2008 passed on the 23 December 2008, the tax was amended by reducing the taxable base to zero. Is this technically a formal abolition of the Tax? The answer is no. Certainly the effect was that no wealth tax was paid by either residents, (obligación personal) or non-residents, (obligación real) for the tax years 2008 payable 2009, 2009 payable 2010 and 2010 payable 2011.
By reducing the tax to zero in 2008 but not abolishing it, the Spanish Government retained the option to re-introduce the tax which they did on the 16 September 2011.
However this latest about turn only affected higher-end taxpayers both residents (obligacion personal) and non residents (obligacion real) alike.
Only those with assets of over 700,000 euros (excluding that of their primary residence IF they are fiscally resident) are liable and primary residences with a value of up to 300,000 euros are exempt.
The tax rate will vary between 0.2 and 2.5%, depending on the contributory base after allowances.
Logically if you are fiscally non-resident your primary residence can not be in Tenerife.
The increase in the % of the tax is expected to remain in place for just 2 tax years, 2011 payable 2012 and in 2012 payable 2013
So to reiterate, the Patrimony wealth tax is not applicable to all taxpayers.
But that does not mean that if you are not liable for Patrimony there are no annual property taxes for Non-Residents to pay.
The Declaración de la Renta de Non Residentes" or Non Residents annual tax return modelo 210 must still be made and paid regardless of the amount of assets a taxpayer has!
Taxation, and particularly dual taxation issues are an extremely complicated subject, not least because of laws regarding touristic letting, and I would always advise readers who make financial gain from their property in Spain to get a qualified assessment of their own personal circumstances, either directly from the Spanish Hacienda, Spains Inland Revenue, or from a tax professional.
However, in general terms since 2010 the earnings from rented property or sub-let property were calculated on 24 per cent, 24.75% for income from the 1/1/2012 until 31/12/2014 and then
2015 payable in 2016 is:
Contributors who are fiscally resident in the EU, Iceland and Norway: 19,5%
Rest of contributors 24%
and for the tax year 2016 payable in 2017
Contributors who are fiscally resident in the EU, Iceland and Norway: 19%
Rest of contributors 24%
...of the nett income received from the tenant, excluding IGIC.
Even If you DO NOT let out your Spanish property there is still a modelo 210 return to declare and a tax to pay more information here
Changes to Non Residents Income Tax (Property Let Out)
In the Official Gazette (BOE in Spanish) dated 2.03.2010, the Law 2/2010 has introduced a change in the Income Tax Law for Non Residents changing the way they pay Income Tax on properties let in Spain. Up to 2010, non residents tax payers paid 24% ((24.75% for income from the 1/1/2012 until end of 2013) of the gross income on properties let in Spain,they were not allowed to deduct any expenses at all, there were examples when the tax paid could exceed 60% of the actual profit.
The European Union has pressed Spain to change this situation, and with the new Law, you can now deduct all expenses directly connected with the letting of the property: electricity, water, community fees, rubbish collection or local rates, maintenance, cleaning services, interest on mortgage (if applicable), professional fees, exactly in the same way as residents do.
However, it is not always straightforward. If you were letting your property 365 days per year, you could deduct all the expenses, but if you rent only a fraction of a year the expenses have to be pro-rata. For modelo 210 returns on income derived from Spanish property after the 1 January 2011 you will be required to obtain a CERTIFICADO DE RESIDENCIA FISCAL ( A certificate of fiscal residence) from your own tax authority office. This is valid for a period of one year from the date of issue. The certificate must be submitted with your Spanish tax return in order to prove fiscal residence in the UK (or indeedother European state except Spain) Under dual taxation exemptions you may be entitled to deduct the tax paid in Spain from your UK liability.
If the property is only rented out for part of the year, the earnings are calculated as above for the rented period. For the part of the year that it lies empty, the calculation is made as for Deemed (Rental) Income: see below.
It is important to point out that holiday letting for short periods of time is subject to very stringent regulations involving the use of an appointed sole letting agent and may only be undertaken on registered Touristic complexes. Income from legal touristic lets also atracts IGIC tax (like VAT) at 7%. Infringement of touristic letting laws is punnished very severely see here and here.
Privately letting your property, which is owned on a residential complex, for lets of 3 months or longer is acceptable and does not attract IGIC although of course Non residents income tax as described above is still payable. You may also be required to provide a certificate of Energy efficiency:
And don't forget the income from letting your foreign property MUST ALSO BE DECLARED IN YOUR OWN COUNTRY (probably the UK if you are reading this) For the UK the form is here http://www.hmrc.gov.uk/forms/sa106.pdf .
Under double impositions agreements Individuals who own property in Spain and who are not resident in Spain pay Spanish income tax in respect of the deemed income value (see below) of their Spanish property. This Spanish tax is not creditable against United Kingdom income tax liability because there is no UK tax payable in respect of the deemed Spanish income.
However where Spanish income tax is payable in respect of actual income from a Spanish property and actual rents are taxed in the United Kingdom the Spanish tax payable may be credited against the UK payable on the Spanish rental income.
Anyone treating apartment letting as a business
If someone owns property in Spain, but is not resident in Spain for tax purposes and has at least one office or premises used for managing the letting business and employs one or more people on a full time contract, then the owner is considered to have income through a permanent establishment in Spain and is subject to different regulations.
Property for personal use and NOT let out at all - Renta Imputada - Deemed Income Modelo 210
If your property is left empty, even though you do not let out your holiday home for gain, Spanish law assumes you have what is called a Deemed (Rental) Income which is subject to non-resident Income Tax.
The Deemed (Rental) Income, which used to be included on the old Modelo 214 form, is now declared on a Modelo 210 form. In 2011 the format of this form has been changed to be more user friendly, being reduced from 7 pages to 3!
However the authorities are cramming a lot more into those three pages than they used to! The following information is now obligatory for ALL owners:
We offer a service to draw up these Deemed income tax returns at 65 euros per property per year as long as the property is owned by between 1 and 3 people, as a return is required for each owner of the property. If you let out for gain (see above) please contact us to ask for detailed information.
The amount you pay is calculated using the Valor Catastral (Rateable Value) of your property in Spain. This can be easily ascertained by looking at the receipt for your Impuestos Sobre Bienes Inmuebles or IBI, (often referred to by English speakers as Rates) - which is paid to your Ayuntamiento annually.
| Non Residents Tax - Changes to information
available on IBI Bills
As some of you may have noticed if you pay your "Impuestos Sobre Bienes Inmuebles" (local authority rates) through your bank they are no longer giving full details on the bank slips.
If you pay your "Ayuntamiento" directly in their offices annually you will receive a receipt with all the information you need.
If you pay by direct debit and your Ayuntamiento uses the Consorcio de Tributos de Tenerife to collect this on their behalf you can go on line and access a copy of the IBI receipts showing the full information. You will need to have your IBAN bank account number and NIE number to hand. See here -
If your local authority does not use Consorcio (such as Adeje) then it may be helpful to make a trip to your town hall to ask for a printout for 2016 or for Adeje you can email
attaching a scan of the bill payer's NIE and passport and asking for "información acerca del valor catastral de la propiedad con referencia catastral 123456CS1234Y1236BC" (obviously this is a made up number to show you the format of the catastral reference) -you will find this number on an old IBI bill or on your deeds.
Previously this receipt told you whether the rateable value of your property had been revised since 1st January 1994 but from the 2015 tax year the percentage will be dependant on whether the catastral revision date is within the previous 10 years. So the tax rate is only 1.1% if within 10 years of taxable date, otherwise it is 2%. The actual tax payable on the Deemed (Rental) Income derived using the coefficient is........
24 per cent for the 2011 tax year
24.75% for income from the 1/1/2012 until 31/12/2014 and then
2015 payable in 2016 is:
Contributors who are fiscally resident in the EU, Iceland and Norway: 19,5%
Rest of contributors 24%
and for the tax year 2016 payable in 2017
Contributors who are fiscally resident in the EU, Iceland and Norway: 19%
Rest of contributors 24%
The deadline for the submission of form Modelo 210 is the 31st December 2017 for income deemed or actually derived in 2016 unless you have more than one property in which case the deadline is the 30th June 2017.
All of the above applies to Non-residents with no permanent establishment but who own a holiday home in Spain
An example of a receipt for Impuestos Sobre Bienes Inmuebles or IBI is shown below: The format can vary between Ayuntamientos, or whether you get the receipt direct from the Ayuntamiento or from the Consorcio system. But all the information you need will be on there.
Based on the receipt below here are some examples of the calculation of the tax due for the 2015 tax year payable up to Dec 2016 :
|Tax Year 2016 - UK resident
|Tax Year 2016 - UK resident
|Tax Year 2016 - NON EU resident
|Catastral revision Year 2000
|Catastral revision Year 2009
|Catastral revision Year 2000
|2016-2000=16 ie MORE than 10 years
|2016-2009=7 ie LESS than 10 years
|2016-2000=16 ie MORE than 10 years
|So coefficient in this case is 2%
|So coefficient in this case is 1.1%
|So coefficient in this case is 2%
|Catastral Value is 33,325.86
|Catastral Value is 33,325.86
|Catastral Value is 33,325.86
|33,325.86 x 2% x 19,0%
|33,325.86 x 1.1% x 19,0%
|33,325.86 x 2% x 24%
|Tax to declare on modelo 210 = 126 euros 64 cents
|Tax to declare on modelo 210 = 69 euros 65cents
|Tax to declare on modelo 210 = 159 euros 96 cents
I wrote (and update) this article with the aim of making non-resident homeowners aware of their legal obligation to submit an annual income tax declaration in Spain; it is not intended to be a crash course on Spanish tax law. As I said that's a complicated subject and peoples's circumstances differ. But what holds true for all, is that no non-resident home owner, whatever their circumstances, is exempt from making a non-residents Income Tax return.
But in any case, when that property is eventually sold or passed on as part of an inheritance, the Spanish Tax Agency can and will check their records, which will show the property is owned by a non-resident and that no tax declarations have been received. The non residents taxes will then need to be paid, including any fines imposed, before the property can be legally transferred, or before any rebate due of monies retained against capital gains can be made. email for more information
If you miss the deadline for presenting theSpanish tax return you risk fines and other additional costs on top of the tax owed. Below is a guide to late submission and non payment fines and uinterest charges. This is a guideline as each case is judged individually and there are sometimes reductions for timely payment of the fine.
Late presentation fine:
Up to 3 months of due date 5% of tax due
Between 3-6 months 10%
Between 6-12 months 15%
More than a year overdue 20%
Interest at 5% is charged on top for payments more than 1 year late
Fines for late submission of a nil return where no tax is due: €100 (€200 if the Tax Office has prompted the tax payer to make a return)
Extra Penalties payable if a late submission is not made voluntarily (ie the tax office has to chase the payer)
Minor infraction 50% of tax + fine + interest
Serious infraction 50-100% of tax + fine + interest
Very serious infraction 100-150% of tax + fine + interest
The lowest penalty is applied if the taxpayer has not deliberately tried to hide the income and if the amount of the tax and fines is less than 3.000€. The penalties for serious infractions apply when forged documents are discovered, fraudulent intentional under declarations have taken place, or there have been repeated infractions after previous warnings.
The Spanish tax office can go back 4 tax years which in real terms is 5 years and 3 months from the end of a tax year.
I believe that at the very least it makes sense to clarify what your tax liability is, and if at all possible keep things up to date, rather than looking over your shoulder and waiting for a fine to drop on the mat, or worse still miss a registered letter because you are not in Tenerife all the year and suddenly find amounts garnered from your Spanish bank account.
Local Taxes
There are two local property taxes which are both based on the property's
theoretical rental value according to the local land registry, and are adjusted
in line with inflation. The rates of tax will vary from region to region due
to the varying rates of tax imposed by the regional and local governments.
Local property tax ( Impuesto Sobre Bienes Inmuebles (IBI) )
This is the main local property tax affecting owners of properties in Spain
payable yearly to the Town Hall. The amount of the tax is calculated by reference
to the valor catastral (official value of the property) registered in respect
of all properties in Spain . The percentage charged varies from area to area,
and is roughly 0.5% to 1%.
Local mains drainage and refuse collection tax - "basura y alcantarillado"
(Not to be confused with "agua" which in some ayuntamientos is paid to a private water company))
This local tax payable by property owners is related to rubbish collection and drainage. The amount to pay varies from area to area, and should be paid to the local Town Hall every year together with the local property tax mentioned above.
As a non-resident property owner in Spain , you are still liable for income tax, value added tax wealth tax, capital gains tax and inheritance tax.
Remember, if you do not speak Spanish, or you simply can't face grappling with the Spanish Tax Authorities on your own, let The One Stop Problem Shop take the strain and assist you with it, along with the many other forms of bureaucracy you encounter in your daily life in Tenerife
Call us on 922 86 74 78 or email email@example.com
UK And Spain Tax Residence Issues source: Blevins Franks
The UK government published a consultation paper in June 2011 outlining its proposals to introduce a statutory definition of tax residence from 6th April 2012. It is based on the principle that where someone is resident is more than just a question of where they spend their time. While the proposed tests do not completely eliminate day counting, they also impose a requirement to reduce the number of connecting factors to the UK.
There are different rules for "Leavers", "Arrivers" (individuals who have not been UK tax resident in the previous three UK tax years) and "full time workers abroad" (working under contract/s of employment with a minimum of 35 hours each week). You need to make sure you follow the rules for your specific situation – it is not always as straightforward as you may think.
There are five newly defined connecting factors, which are:
1. Family in UK (spouses/civil partners and children under 18)
2. UK accommodation accessible to you as a place of residence
3. Substantive employment in the UK
4. UK presence in previous years (more than 90 days in either of the previous two tax years)
5. More time in the UK than another single country (this factor only applies to leavers)
Looking at the Leaver category, if you spend less than 10 nights a year in the UK in a tax year you will never be considered UK resident, even if you have connecting factors. If you spend over 182 nights a year in the UK, or if your only home is in the UK and you spend more than 10 days in the UK per year, you will always be considered UK resident regardless of how few other connecting factors you have.
Otherwise, whether or not you are UK tax resident depends on the number of nights you spend there in a UK tax year (ending midnight 5th April) and how many connecting factors you have. As a Leaver, if one connecting factor applies you can spend up to 119 nights in the UK without being UK tax resident; if you have two factors it reduces to 89 nights; if three factors 44 nights and if four or more apply you can only spend nine nights before being deemed UK tax resident.
We welcome these new rules as, if approved, they are much clearer and will provide more certainty. Nonetheless they are still complex and confusing to the non tax specialist and while they are no longer subjective and vague like the current guidance, the rules do remain complex.
You also need to consider the Spanish tax residency rules. Again, these are not based solely on day counting and while you are considered tax resident in Spain if you spend over 183 days a year here, you could also become resident if your "centre of economic interests" (principal assets or source of income) or "centre of vital interests" (spouse/dependant children) is in Spain.
It is possible to fulfil both the UK and Spanish residence criteria simultaneously, in which case the UK/Spain tax treaty has "tie breaker" rules which override both the UK and Spanish domestic residence position. You need to review the terms of the treaty to establish where you are tax resident – there are many cases where a British expatriate could be found to be UK rather than Spanish resident.
Where Are You Better Off Being Tax Resident – The UK Or Spain?
The Spanish tax system is very different from that in the UK and many other countries. Many people who have moved to Spain or are planning to do so inadvertently find it complex and potentially expensive from a tax perspective. In our experience, however, when you understand all the intricacies of the Spanish tax rules, it often makes more economic sense to be tax resident in Spain rather than in the UK.
Many people often do not realise just how much tax they could potentially save by taking advantage of Spanish tax compliant opportunities to protect their assets from the various Spanish taxes.
With the right advice it is often possible to significantly lower income and capital gains tax on your savings and investments. It may also be possible to reduce your wealth tax liability if your taxable wealth is above the threshold.
British expatriates who have retired in Spain may also have the opportunity to move their UK private pensions into QROPS (Qualifying Recognised Overseas Pension Schemes) and considerably improve their tax position.
When it comes to inheritance taxes, in some situations your heirs would pay less tax if you are resident in Spain rather than the UK, but this depends on many factors including the number of beneficiaries. Spanish assets are always liable to Spanish succession tax, but in many Spanish regions the tax could be reduced to virtually nil for your spouse and children if you are habitually resident in that region.
Just how much tax you would save as a Spanish resident depends on your assets and income, but it is certainly worth investigating
West Tenerife (Main Office)
South Tenerife, Puerto de la Cruz and Santa Cruz (by appointment)
To make an appointment telephone
0034 922 86 74 78 or email
The One Stop Problem Shop
In case of emergency and urgent need for an interpreter (Sudden illness: Loss or theft of passport, credit cards etc: or Accident.Telephone
|C/Alonso Ferrer, Playa Arena
|Tel 922 86 7478
0034 647057599


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text:
"It was really cool," he said. "It was my first time ever in Bloomington. It was a really cool experience. There was a lot of farm land and then a college campus smack in the middle, that was pretty cool. The campus itself is beautiful. I got there early, so I got to walk around, see the buildings, the dorms, it was very cool."
After that, Moorman got to see the game and meet members of the staff, as well as receive a taste of what gameday is like.
"I got to watch their customary Hooser Walk from the basketball arena to the football stadium and that was very cool to see all the fans. They're really passionate about football. They really care about the game. The coaching staff was great. I talked to the offensive line coach [Greg Frey], he was a really cool guy. He has a lot of experience and recruited a lot of big time players. He got Taylor Lewan to Michigan. The facilities are cool, the stadium itself is cool, we saw underneath the stadium and the locker room. It was a great time and a great game. The 1st half was good, Indiana struggled in the 2nd half, but it was a great atmosphere."
Moorman is off to a strong start this season and after an impressive varsity debut last year, he has the film to continue to draw interest from more and more schools. This was the first time the Hoosiers saw him in person, so the process is just starting, but his 6-foot-5, 280-pound frame turned heads.
"I think they watched my film," he said. "This was the first time they got to put a face to a name because they didn't come to Sound Mind, Sound Body and I didn't go to their camp. As soon as they saw me and when they saw how big I was in person and we spent 20 minutes talking before the game. They seem interested. They say they like what they saw on film, they'll keep in contact and I hope to get back down to another game."
Coming up, Moorman will take another Big Ten visit and should continue to field interest from more and more schools.
"I'm going to Ohio State this weekend for the Wisconsin game, and I think Michigan is stopping by my school to see me this week."


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Windows Domain Scan
ManageEngine AssetExplorer automatically discovers all the Windows Domains in your network You can select any or all of the listed domains and discover workstations listed under the domain by providing the required login name, domain controller and password To add a new domain,
Add A New Domain
Click on Admin tab -> Windows Domain Scan icon in the Configuration Wizard page This opens the Domain view list page.
Click on Add New Domain link on the right side corner of the Domain view list page This opens Add Domain page kadov_tag { {
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Specify" the "Domain: "Name" in the given field. For ex. Acme. This is a mandatory field which uniquely identifies the domain from the "network." "
Specify" the "Domain: Controller "Name." This is the host name for the domain controller and the organizational units are listed only if the domain controller name is provided. For ex. winkmaster. "" "
Specify" the "Login: "Name." This is the user login name. For ex. "Administrator" "
Specify" the "Password: for the user. "kadov_tag{{
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Provide" any relevant information pertaining to the domain details in the "Description: "field." "
Click" "Save: button to save the details. Click "Save: and Add "New" button to save the domain and add another domain. You can see the domain getting listed in the domain view list. "" "
Click" Cancel button to cancel the "details." "
|" "" "
|" "
Note: For the workstation scan to execute successfully the following things need to be "true:" WMI needs to be enabled in the workstation where the Asset Explorer server is running. "COM/DCOM" service needs to be switched on in all the workstations belonging to the windows domains.. "
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Scan" Domains "" "
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Click" Scan Domain "icon" of the particular domain to discover all workstations under the Windows Domain. This brings up the Domain Scan Wizard "page." "
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Click" "Start: "Scanning" button to start the scanning process. You can get the complete reports of the scan with successful and failed workstation "list." "
" "


text:
If you want a telephone in the shower, 24 hour room service, fancy slippers by the bed or any other so called luxury items. Don´t stay in this place. If you wan´t a piece of a laid back paradise you should definitely go. We spent 4 weeks here last year and 5 weeks this year. After extensive traveling under many years we have at last found this fantastic hideaway. Saint Lucia is populated by mostly very friendly and welcoming people and some of them work here. Live is slow on the Island and don´t expect anything to be swift. But after a couple of days you slow down your tempo yours self and realize that you are not in a hurry. It is OK to wait a while for your food when you can do your waiting in a bar like the one at Doolittle's restaurant. The bartender is professional and serves rum drinks in a lot of varieties. Sometimes David who runs the place visit the bar and he is certainly good company. An interesting man who cares a lot about your well being as guest in the Marigot Beach club. So thanks David and staff for another wonderful winter vacation! see you next year! Therese and Dan
- Official Description (provided by the hotel):
- Marigot Beach Club and Dive Resort is the place to be if you want to de-stress on your Caribbean holidays, and if you prefer St Lucia hotels and resorts that offer a laid-back and friendly atmosphere where the emphasis is on relaxation and fun. Uniquely situated in a stunning and secluded part of St Lucia that's only accessible by boat, Marigot Beach Club and Dive Resort is nestled in lush tropical rainforest overlooking one of the most beautiful and exotic bays in the world. From the veranda of your studio or villa you'll enjoy spectacular St Lucian sunsets, and within a few steps you'll be on our palm-fringed white sand beach, sipping exotic cocktails from Doolittles Restaurant and Bar. ... more less
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text:
|The introduction to this article provides insufficient context for those unfamiliar with the subject. Please help improve the article with a good introductory style. (August 2009)
Derech Hateva is an organization founded by Yael Ukeles that integrates hands-on outdoor education and Jewish learning.
Founded in 2004 by Yael Ukeles, a New York native and outdoor educator[1], the program was created connect Jews with Israel and to stress the connection that exists between Judaism and nature. The organization was started in Israel as an outgrowth of Ukeles' earlier program Teva Adventure and was incubated by SPNI (Society for the Protection of Nature in Israel) for its first years.
Ukeles says that she modeled Derech Hateva after environmental programs in the United States like National Outdoor Leadership School and Outward Bound. The idea was similar to Outward Bound - to create educational opportunities by placing participants out in nature without modern convenience forcing self & group reliance.
Its first two summers were only open to Orthodox Jewish teens. By 2007, interest in the program allowed it to be expanded, and it was opened up to young people from multi-denominational backgrounds in multiple sessions.[2]
The main program is the Israel Trail Teen Adventure (ITTA) - a month long hiking program covering some 215 kilometers in Northern and Southern Israel. The program is divided into gender-segregated groups with each of the groups operating independently.[3]
Elements of the program include hiking and biking in areas mentioned in the Bible along with development of outdoor living and leadership skills. Participants are taught map-reading, setting up camp and preparing meals, combined with swimming, rock-climbing and other outdoor pursuits. They keep kosher and observe Shabbat, exploring Judaism through relevant biblical texts on topics relating to nature.[2]
Other programs include smaller trips and educational programming covering topics such as water conservation education and wilderness halacha (Jewish law). The Derech Hateva program goals are to integrate teaching of outdoor skills, ecology, Leave No Trace ethics and Jewish learning.[4]
- ↑ Ukeles bio
- ↑ 2.0 2.1 Program Lets Teens Find 'Way of Nature'. Michelle Mostovy-Eisenberg, May 15, 2008, Jewish Exponent
- ↑ On the right track. Paula Margulies, Jerusalem Post
- ↑ Derech Hateva website


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Career as a Social Worker
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|Comments (9)
93 months ago
Is any one on here a Social Worker that works with special needs kids (Autism)? Im really interesting in pursing this as a career. How is the pay, and will I be able to find a job? Thanks!
Severed_Consciousness in Rhinelander, Wisconsin
92 months ago
Krystle said: Is any one on here a Social Worker that works with special needs kids (Autism)? Im really interesting in pursing this as a career. How is the pay, and will I be able to find a job? Thanks!
The pay is generally terrible. In Wisconsin, you'd be lucky to be offered $11/hour for a job working with children with Autism-spectrum disorders. On the other hand, since Autism is the "disorder of the month," an issue needing immediate attention according to the layperson and professional, alike, you should be able to fine a job. I see advertisements all over Wisconsin for Autism "therapists."
Beetle44 in Massillon, Ohio
90 months ago
I am in Ohio. I have a SW position in a school. Since Autism is "on the rise", it is being diagnosed in large amounts, and the school systems are at a loss as to what to do with these kids, Autism "Specialists" are invaluable. There is an educator in our area that received certification in RDI and her services are in demand. The certification is tough to keep up but she is knowledgable and her work has helped many families. Families pay for her services privately and she is able to work with an Autism Scholarship in Ohio to receive compensation as well. I believe a social worker can also get the certification. Hope this helps!
ruthplan in tuguegarao, Philippines
84 months ago
hi im ruth fro, philippines...i am graduate of BSW in university here in the philippines..im looking for a job..preferably in UK..I hoping to reply and suggest me some advise..tnx and more power
ruthplan in tuguegarao, Philippines
83 months ago
this is to signify my intent to apply for any position that fits my qualification.I'm very much willing to come for an interview at your most convenient time...thank u and god bless...
Rebecca Janine Wetmore in Eureka, California
66 months ago
I would recommend obtaining a good background in psychology for this field, perhaps with social work as a minor rather than a central educational focus.
Rebekah in Round Hill, Virginia
64 months ago
I'm not a social worker, but I've always been interested in working with kids, and foster kids and orphans in particular.
I ran across this movie called "BEYOND ACCEPTANCE", and the story revolves around Evans, a kid in the foster system who has severe attachment and behavioral issues, and the social worker and family who help him realize that just because he's been rejected all his life, doesn't mean that he is truly "beyond acceptance." It's really good! Here's a link to the movie website: push.beyondacceptance.com/share/website?id=016hc
It's already out on DVD, so if you have a chance to watch it, I highly recommend it. It's also good for raising awareness of the challenges foster and adoptive families can face, and that these challenges CAN be overcome with perseverance and unconditional love.
Creole Soul in Springfield, Massachusetts
64 months ago
If you want to work with kids with Autism, IDK if I would go the Social Work route... not only does the pay suck, but you will be approaching treatment from a different theoretical treatments, than say an Occupational Therapist, Speech Therapist, Play Therapist, Behavioral or Educational Specialist.
Look into the aforementioned fields before you decide on Social Work. I am a student in an MOT and we work hands on with Autistic children and their families. You mostly will be working from a Cognitive Behavioral approach, which may not be the BEST approach when working with Autistic children.
Also, I've worked closely with Social Workers before going back to school and they definitely cannot provide the TREATMENT needed to assist these children.
Hope this helps
Tom Smiley in Eureka, California
24 months ago
Hey, Becky, you should try to get a hold of me on facebook or something.
» Sign in or create an account to comment on this topic.


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I was just reminiscing about the days when I was living at home on Dial-up. I had gotten a laptop for Christmas that year, and was determined to use it as wirelessly as possible. So I set up my desktop, bridged the 56k modem to my NIC, then used Internet Connection sharing. It worked so great...
Another memory of mine was playing Counter Strike with a hugely long telephone cable (pre-wireless dial up). It was a thing of shame playing on dial up, but I managed to get pretty good despite the huge latency. One day I was playing and the power went out. I decided to tell my online friends that the power went out. "How are you still on?" they asked. Busted...Dial-up and a laptop. Despite their superior gaming rigs, and awesome connections, none could boast the ability to play in a power outage. The good ol' days.
36 Replies
Oct 25, 2011 at 4:10 UTC
Classic. I remember using a dial-up modem (300 baud) on my old Commodore 64. I could READ faster than that thing could put characters up on my screen...
Oct 25, 2011 at 4:11 UTC
ICT Solutions is an IT service provider.
man! those are memories that most of the up and coming techies won't have. makes me think of some of my past adventrues. Running a 486 desktop for 10 years. Running all the latest in games and applications, and maxing out the ram at 512. Got my first NIC. awesome. Here I come red alert 2.
Oct 25, 2011 at 4:17 UTC
all i gots to say is Hyundai 8088, hey man, it didn't need the warm up disk, it was fired and ready in 5 minutes flat, DOS worked like a charm and the mono chrome green made graphics look awesome........then we got a custom built XP machine and well, yeah Dial up. oh the late 90's, when yahoo photo slide show was just porn for teenagers
Oct 25, 2011 at 4:20 UTC
I still play RA2... I'm just sayin'
Here I come red alert 2.
Oct 25, 2011 at 4:34 UTC
I had a 50-foot phone line running around my parents' room where the jack was, down the hall, and into mine. But it was just short, so I an extender which was hooked up to another 2 foot cable. And that was still just short, so I had a PCI modem just sitting on the floor and used that as another line extension with another 2 or 3 foot cable that finally made it all the way up to my desk and my laptop.
Then, I shared the internet connection over a crossover cable to my friend, and somehow we both managed to go online with a single 56K connection. I have no idea how we could stand it.
Oct 25, 2011 at 4:42 UTC
I still play RA2... I'm just sayin'
Here I come red alert 2.
I do as well! Also got in the CNC Generals game, a little newer version of that. But the RA2 is a Classic! Good old Counter Strike as well, still play that now and then.
Even more old was the public library dial-up, CLI for renting and renewing books! I remember signing in to extend my rental! Wow, that was old!
Oct 25, 2011 at 4:45 UTC
I remember living at home (1992ish) having dial up and I got the "free" minutes from AOL, which included a demo of some flight simulator game. i installed the game, dialed in and started playing. the next month I came home from school one day, and the parents wanted to know why they had a $550 phone bill. OPPS!!
Oct 25, 2011 at 4:50 UTC
Protip: you can still listen to the wicked awesome red alert 2 soundtrack on grooveshark any time you're feeling nostalgic! man, you're great, frank klepacki.
Oct 25, 2011 at 4:53 UTC
I used to have a Commodore 64 with a 1200 baud modem. I had an account with a service called Quantum Link which was very similar to Compuserve, but was strictly for Commodore users.
Just for grins, I did some googling to see whatever happened to Q-Link. I figured they got bought out or just went under or something. According to Wikipedia, "In October 1991 they changed the name to America Online."
Suddenly I feel dirty...
Oct 25, 2011 at 4:55 UTC
all i gots to say is Hyundai 8088........then we got a custom built XP machine...
Wait, you went from a 8088 to an xp machine?
Oct 25, 2011 at 4:56 UTC
yep, we did
Oct 25, 2011 at 4:58 UTC
I'm impressed about the wireless dial-up! It's a wonder it worked.
Oct 25, 2011 at 4:58 UTC
Protip: you can still listen to the wicked awesome red alert 2 soundtrack on grooveshark any time you're feeling nostalgic! man, you're great, frank klepacki.
Heck yeah! I have the Hell March 2 in iTunes right now! It's a killer lead in to random videos and to play behind action games. Helps get the blood movin!
Oct 25, 2011 at 5:10 UTC
I not as old as many of you are, but I was born and raised in Cuba, we still use dial-up there :).
If any of you wanna try it again, feel free to go to Cuba :D
Oct 25, 2011 at 5:14 UTC
Boy does that bring back some memories. We were doing some wild a crazy stuff with it (like having a fire fighter at a fire, being able to dial into a server, and get structure floor plans, HazMat info, and so on).
These days it's easy to do, way back when, not so easy. Surprisingly, it worked.
Oct 25, 2011 at 5:17 UTC
I thought the day I got a 56k modem was the best day of my life. Good thing I was wrong.
Oct 25, 2011 at 5:36 UTC
Takes me back to playing Star Craft on dial up. Patches we a pain especially if the connection dropped and would have to start over.
Oct 25, 2011 at 5:57 UTC
Protip: you can still listen to the wicked awesome red alert 2 soundtrack on grooveshark any time you're feeling nostalgic! man, you're great, frank klepacki.
Breaking open the RA2.MIX files, finding the WAVs for the music and converting them to MP3 was my first foray into audio editing. Good times.
Then, of course, I edited the RULES.INI so that Conscripts cost a dollar, shot nuclear bombs and made the Cloning Vat available at the start. REAL SOVIET DAMAGE.
Also, I did some ICS back in the day and actually used dial-up to play Crimson Skies and Halo 2 on Xbox Live.
Oct 25, 2011 at 6:13 UTC
Memories - Running a terminal emulator application on my NCR CP/m machine to do lab work at the local city college. Even the instructor was amazed since he was not able to do this. 8 inch floppy drives, 300 baud modem. It was the first taste of remote support I had and I LIKED IT!
Nice thread!
Oct 25, 2011 at 6:14 UTC
I not as old as many of you are, but I was born and raised in Cuba, we still use dial-up there :).
If any of you wanna try it again, feel free to go to Cuba :D
I used dial up last month while visiting the in-laws.
Still parts of the US and Canada where dial up is common.
Oct 25, 2011 at 6:53 UTC
I was much more hard core back in the day.
I was the only one of my friends with a 128Kbps ISDN line. Had to buy a POTS line to move to DSL back in 1998. Was the 4th person to get DSL in Lewisville, TX from GTE.
Still have my Motorolla BitSurfer somewhere in the pile o' crap.
Oct 25, 2011 at 7:16 UTC
The area I lived in didn't offer high speed internet for a long time. It's still very limited.
However it all just depends on the quality of the phone lines. Our phone lines we're really good.
On most servers close to me I could get just over 130ms latency. Not bad for 56k. I knew players on cable and dsl that had these pings.
On a couple servers I could get <95ms pings.
This was all first person shooters. It kept me in the gaming action. Good ol' days of counter-strike.
Average servers were like 190-210ms however. I was a HPB.
Oct 26, 2011 at 12:08 UTC
Bluecube ICT is an IT service provider.
dial up.... remember the sounds? peeeeeeeeeeeeeeeeeshhhhhhhhhhhhhssssssssshhhh
Oct 26, 2011 at 12:14 UTC
I remember being up way past my bed time, browsing around with Netscape Navigator...all of the sudden, oh no! I disconnect. That meant lights out for me. The sound of my modem connecting at the time was so loud it would wake up my parents sleeping upstairs.
This discussion has been inactive for over a year.
You may get a better answer to your question by starting a new discussion.


text:
Michael Brustein, Psy.D
Clinical Psychologist
130 Maple Aveunue, Red Bank, New Jersey 07701
There may be many issues that bring you to couples therapy. Additionally, there may also be fear about attending. Will the therapist take your side? Or team up on you? Will the relationship get worse? Fortunately, therapy can help you improve your relationship or gain clarity about how to move forward. I offer a balanced and non-judgmental space where couples can feel safe exploring and working on their relationship.
Cathy Noblick, LCSW
Licensed Clinical Social Worker
39 Avenue at the Commons, Suite 106, Shrewsbury, New Jersey 07702
Maintaining a healthy long-term relationship is one of the greatest challenges we face. It is also one of the most important to our general well-being. As we are growing up, there is little guidance about how to have a good relationship. Most of us learn about relationships from watching the model our parents provide...not always the best place to learn. In recent years there has been a lot of research on what works in relationships and what doesn't. Unfortunately, much of what works does not come naturally. I can help you undo some of the damage from years of negative habits, and share the latest findings about how to achieve a happier, healthier relationship.
Joanne Gerr, LCSW
Licensed Psychotherapist and Adult Educator
324 Raritan Avenue, Suite 111, Highland Park, New Jersey 08904
I use my vast experience to help couples in their early 20s to late 70s, of all genders and sexual orientations to understand each other and communicate effectively. Whether the conflicts are emotional, sexual, or financial, I am there for you to help you navigate the waters, leading to a satisfying relationship. Couples counseling and premarital counseling can empower you to bring more joy into your life and can help prevent the heartache and the tremendous cost of divorce.
Jay Levin, Ph.D, LCSW
495 Ironbridge Road Suite 8, Freehold, New Jersey 07728
Dr Levin prides himself on being able to quickly diagnose a couples problems. He does not believe in having a couple "replay" their past problems in sessions. At the end of the first session he can explain the problems and the solution to these problems. His mentor John Gray Ph.D, author of "Men Are From Mars, Women Are From Venus" has been instrumental in Dr Levin"s success in Couples Counseling
Marty Tashman, Ph.D.(psychology), ACSW, M.S.W.
Dr. Marty
321 Livinston Ave., New Brunswick, New Jersey 08902
www,YourMarriageCounselor.com Saving Your Relationship and Making It Work. Imagine how your relationship was in the beginning. I will help you build on those feelings, so that you can find the love that you have lost. I work with traditional and non traditional couples who are: dating, in long term relationships, living together, engaged, newly weds or couples who have been married for years. Some people say to me "Are you in favor of saving relationships?" My answer to them is: "Yes, as long as it is not physically and emotionally destructive to either of you." Relationships are one of the most important things in our lives and it's not always easy go to: YourMarriageCounselor.com.


text:
La Femme Fatale: PupettFavorites [+]
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Running Time: 41 minutes
Released: 03/2007
Studio Name: Amator
Series: La Femme Fatale
Categories: Fetish Lesbian BDSM Euro Natural Breasts Leather International All Girl German Speaking
Description: Lady Estelle is at her usual fetish rolls again. This time it's her with Puppet, a submissive brunette who gets into quite a bit of tease and humiliation with Lady Estelle. She is bound and gagged, and eventually tied to a table where a bit of dripping wax is applied to her tits and twat. Don't miss the mystery liquid being poured down her throat.
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Most babies and toddlers with a working parent spend three-quarters of their waking hours in childcare. Coaching childcare providers to support early learning is a powerful way to help children, starting when they're babies!
A child's brain develops most rapidly in the first years of life. That's why it's so important for kids to interact and learn from parents, family and caring adults.
A child's genetics and experiences work together to shape brain development, establishing either a sturdy or fragile foundation for lifetime learning, health and behavior. Watch this video from the Center on the Developing Child at Harvard University to learn how experiences build a child's brain connections and the ability to learn in school.
Childcare training is an important part of the Early Childhood Partnership in North Omaha. We're working with the experts to provide free training for neighborhood childcare centers.
The staff in these centers want to help kids do better in elementary school, but training is not always affordable. They're excited to learn new ways to help children get a great start in school. With training, center staff can have a positive impact on hundreds of children.
Tammy Taylor is excited to be part of childcare training in North Omaha. Like other directors in the program, she cares about kids and wants to learn everything she can to make sure they succeed in elementary school. The new program, supported by the Learning Community, is already making a difference. READ
We welcome program providers to the Learning Community Center of North Omaha. Our Family Resource center is stocked with learning materials and supplies to help directors make learning active and fun. In addition to supplies, childcare providers can check out books and learning kits to use in their classrooms.
In clinical teaching sites, college students learn to teach in early childhood classrooms with guidance from experienced faculty.
We're working with the families and the caring adults around every child. They want to be sure their kids love learning! MORE
Teachers, family liaisons and paraprofessionals work together to help kids make daily improvements in learning. MORE
The Learning Community is making a difference in student achievement. See a summary of our programs and results.


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I want to end my July birthday month blowout by eating naughty food. you know, food you really wanna eat, but shoudn't cause the health sections says it's evil.
What would you consider naughty?
Me, I'm thinking of stuff like milkshakes, apple pie, onion rings, biscuits and gravy, nachos with or burritos with gooey toppings, cucpcakes, fried chicken, cinnamon rolls, heaping mounds of pasta, tres leches cake, anything from portos and such.
Where do you go and what do you have for naughty food fun?


text:
Spatial Pricing Efficiency: The Case Of U.S. Long Grain Rice
The spatial rice price relationships for U.S. long grain rough rice are affected by many factors besides the transportation cost between markets, such as milling, processing, cooking and nutritional value as well as physical characteristics. This study applies a time series framework to analyze long run price relationships for Arkansas, Mississippi, Louisiana, Texas and California long grain rice. Johansen's test results showed that at least there are two cointegrating price vectors. However, such a finding is not supported by the ECM model in any of the price series.
If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
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|Contact details of provider:
| Postal: 555 East Wells Street, Suite 1100, Milwaukee, Wisconsin 53202
Phone: (414) 918-3190
Fax: (414) 276-3349
Web page: http://www.aaea.org
More information through EDIRC
References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Harvey, A C, 1976. "Estimating Regression Models with Multiplicative Heteroscedasticity," Econometrica, Econometric Society, vol. 44(3), pages 461-465, May.
- Johansen, Soren & Juselius, Katarina, 1990. "Maximum Likelihood Estimation and Inference on Cointegration--With Applications to the Demand for Money," Oxford Bulletin of Economics and Statistics, Department of Economics, University of Oxford, vol. 52(2), pages 169-210, May.
- Engle, Robert F, 1982. "Autoregressive Conditional Heteroscedasticity with Estimates of the Variance of United Kingdom Inflation," Econometrica, Econometric Society, vol. 50(4), pages 987-1007, July.
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text:
You may not have noticed, but almost all the guys who wear suits in porn are hunks - and generally over 25 years old. And while I must admit that a muscular, hunky man in a suit makes my mouth water, there are other kinds of guys who look equally hot in a suit.
Take the boy in this pic. His name is David and he's an 18 year old cutie from UK Naked Men who looks at home in a suit and tie or in nothing at all. And I love seeing David's cock through his open fly while he's still fully dressed in business attire. Yum!


text:
This is a 3" x 48" Ocal Gray PVC Coated 90 Degree Large Radius Elbow by Thomas & Betts. CIS now carries steel conduit fittings in the sizes you need. The steel Ocal fittings are hot-dip galvanized in a molten zinc bath before being coated with PVC. The interior has a 2 mil blue urethane coating and the exterior has a 40 mil PVC coating. This ensures the protection of your electrical system. Call CIS today for your quote! Size: 3" x 48", Base Material: Steel, Standards: ANSI C80.1, Federal Specification WW-C-581, NEMA RN.1, UL6, UPC Number: 70450839604,
Additional Information


text:
Small Engine
Small Engine Troubleshooting Problems? Ask a Mechanic Now.
Can I get the numbers off your engine. Here is a link for what I am looking for.
Briggs Number Locater
No there is not a special tool to remove it. I normally use a 1/4" drive socket on an extension to fit into the small area.
A regular open end wrench may work also. Some of these have a torx (star) insert in them that makes life a lot easier.
Thank you Sir, I have one last suggestion. If all else fails you can remove the flywheel to gain access to the side of that bolt.


text:
Cute As a Bug's Ear
Chad Crouch
This book is available for download with iBooks on your Mac or iOS device. Multi-touch books can be read with iBooks on your Mac or iOS device. Books with interactive features may work best on an iOS device. iBooks on your Mac requires OS X 10.9 or later.
Children will love exploring new latitudes in language with this simply illustrated and lyrically composed picture book of common similes from author/illustrator Chad Crouch. From "large as life" to "clean as a whistle" young minds will take flight with the wonder of expressive vernacular.
- $0.99
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- Published: Jun 03, 2012
- Publisher: Piccolo Tableau
- Seller: Chad Crouch
- Print Length: 36 Pages
- Language: English


text:
RESOLUTION No. 30/82
March 8, 1982
The Max Toledo regiment of Viacha, a part of the Tarapaca and the Camacho de
Oruro regiments, attacked Caracoles with guns, mortars, tanks and light warplanes. The miners
defended themselves with stones, sticks and some dynamite charges. By Monday afternoon, most
of the miners were killed. Some of the survivors fled to the hills and others fled to the houses in
Villa Carmen. The soldiers pursued them and finished the men off in their homes. They took others and
tortured them and bayonetted many of them. They also cut the throats of the wounded.
They put dynamite in the mouth of a miner in the middle of the town square and
blew him to pieces.
They looted the homes and loaded the trucks with television sets, sewings
machines, stereo systems, hermoses, beds, money and merchandise from the stores, they also looted the
Manaco and Zamora agency, the general store, etc..
They beat the children with cables and made them eat gunpowder they made the
young men lie down on broken glass and made the mothers walk over them, later the soldiers
walked on top of them.
The soldiers acted like savage beasts because they were drugged; and they did not
hesitate to rape the women and also the young girls and even little girls.
They killed sheep, hens, pigs, etc.., and took them to the trucks.
At daybreak on August 5, they took the dead and wounded in three trucks headed
La Paz. They continued until Friday to bring the prisoners bound with wire.
They did not allow the women to gather the dead to give them a Christian burial, telling
them "there are no orders." Only on Friday did they give the order to pick up the dead, but only coats,
pants, jackets, jugs, shoes, ect., covered with blood were found. The dead had disappeared. Some
had been thrown into a pit behind the cemetery and identification was not permitted. There are
more or less 900 missing. It is not known whether they are dead or alive.
We list below the names of some of the missing, wounded, dead and imprisoned:
Olimpia de Sánchez Francisco Choque
Rutino Apaza Julio Hueso
Quintín Colque Ignacio Miranda
Pedro Choque Rufino Chambi
Three women bled to death as a result of the rapes.
Martin Urquiola Alberto Inca
Jorge Choque Andrés Villea (12
años) went mad
Alejandro Miranda David Salazar
Agustín Chile (minor) Antonio Inca
Monje Quispe Alberto Gonzalca
Pacífico Vargas Octavio Argollo
Juan Namani José Gutierrez
Genaro Zondo Félix Flores
Juan Charcas
Florencio Mamaní
IMPRISONED (seen at Staff Headquarters)
José Nina Ponciano Nina
Daniel Marco Valentín Lobo
Antonio Pérez Desiderio Mamani
Dionisio Laura Pedro Mérido
Eustaquio Flores Juan Mérida
Genaro Chipana Luis Zegorro
Benancio Pérez
IMPRISONED (placed on board an airplane bound Puerto Rico, for Pando)
Ladiuldo Vargas (student in his fourth year of secondary school
Pedro Inca
Primo Limachi
Mario Luna
It was Sunday, August 4, when 13 trucks and two small tanks of the Camacho,
Huachacala, and Bolivar regiments entered the community of Caracoles. We had been on strike
since the 17th, following the instructions of CONADE. We were told that it was necessary to hold out
until August 6, and we prepared ourselves for that. Some small arms, dynamite and automobile
batteries were gathered together and the access roads were mined. We had met on Friday and
were awaiting instructions, but there was no coordination. At that meeting It was decided not to remain
on the defensive any longer and to take the offensive.
A COB leader and three leaders from the Federación Sindical de Trabajadores
Mineros de Bolivia (FSTMB) were with us, but there were no communications with the outside, although it
was possible to achieve a connection with Yungas and other rural areas. The campesinos gathered in
Caracoles. They numbered from 1,200 to 1,500. Each one remained three days and went to bring
food. On the final days we had nothing to eat and the general stores were practically exhausted,
but we had food because our fellow rural women brought it. They stood guard duty together with us,
they were in shock groups, in the cells, and in the meetings. They constituted the contact with
Caranavi, Cañadón Antequera and Zongo.
On Sunday we sighted troops and prepared the resistance. One woman said that the road
was mined and that they should come on foot. A lieutenant was killed in combat and several soldiers
were wounded in that first encounter. The lieutenant had a brother (lieutenant-colonel) In E1
Alto, and when he found out that his brother had died, he arrived with 19 "camanes" trucks, mortars
and more small tanks. By Monday the miners had no more ammunition and it was a slaughter.
The fight took place first in Sayacilla and Tacuni. The civilians of the community hid in the hospital. At 5:30 in the morning an ambulance picked up the lieutenant. Meanwhile miners arrived from San
Vicente and from the "Argentina" mine, but on Tuesday they had already won and we had to flee. The
town now looks like a cemetery of 1,500 workers. Four hundred are left, because many have died, are
imprisoned or have escaped. All that is heard is the crying of the women and children.
Article 39
The facts reported in the petition whose pertinent parts have been transmitted to the
government of the state in reference shall be presumed to be true if, during the maximum period
set by the Commission under the provisions of Article 31, paragraph 5, the government has not
provided the pertinent information, as long as other evidence does not lead to a different conclusion.


text:
Many students and young professionals are interested in pursuing a career in the finance industry, and their interest is well-placed. While it can be a competitive industry, it's also one rife with opportunity, advancement potential, and monetary gain. Consider the facets of a career in finance and decide if this career path is right for you.
High Earnings Potential
Finance careers offer plenty of opportunity for commanding high earnings. Many financial professionals find themselves making six figures within the first decade of their career, especially as they garner more experience. Starting salaries for Merrill Lynch financial advisors come in around $63,000, according to GlassDoor. Because many finance careers are based on commission, this salary is often supplemented by tens of thousands of dollars. As you acquire certifications, you can also demand higher salaries.
Plenty of Job Opportunity
Finance professionals are always in demand, regardless of the market or economy. Individuals will always need guidance on investments, businesses and corporations will always require strategic financial analysts to guide their decisions. Thanks to this facet of the industry, you can always expect a wide array of job opportunities within the field of finance.
Continued Education
The field of finance is constantly evolving, and professionals in this industry are tasked with keeping up. For most, this comes in the form of continued education. There's always more to learn, and as new trends and technology rear their heads within the industry, finance professionals must take initiative to remain abreast of advancements. Many choose to acquire master's degrees, both online and in traditional university settings. Others pursue one of the many certifications available. From CMAs to CPAs, CFPs to CFAs, there's a seemingly endless list of certifications that can make you a standout amongst industry peers. Keep in mind that these certifications aren't easy to come by. Consider the CFA designation. The title of Chartered Financial Analyst is prestigious, and for good reason. This designation is only received after passing three parts of an intensive exam facilitated by the CFA Institute. With pass rates of 40 percent and below common amongst the various portions of the test, many finance professionals find themselves repeatedly attempting the test before passing. If you do decide to go this route, you'll need to invest both time and money into the process. Keep in mind that while the best CFA prep courses can cost hundreds of dollars, it's more than worth the investment as it may help prevent expensive retakes.
High-Stress Atmospheres
Working in the finance industry means being able to handle high levels of stress. In many positions, you'll be working under tight deadlines, find yourself immersed in high pressure environments, and have the weight of a ton of responsibility on your shoulders. Depending on the career path chosen, you may find yourself dealing with high power clients and large investments that can have extreme impact on the success of a business or corporation should they fail. If the market takes a downward dive, you will deal with higher levels of stress. If you find that you excel in high pressure situations, a career in finance could be the right choice for you; if you don't, it may be wise to look elsewhere for a fulfilling position.
The field of finance offers plenty of opportunity for flexibility, and finance professionals can find themselves working in a variety of roles in a wide array of industries. Whether you want to become a financial adviser or stock broker, you'll find numerous employment opportunities. You might choose to become an actuary, work as a certified public accountant, or serve as an investment banker. There's no limit to the available roles, and it's important to consider which positions best fit your personality, skillset, and career aspirations.
If you're interested in a career in finance, consider the benefits and disadvantages of this particular path.


text:
Making mistakes is only natural; and as partners, it is only normal to have misunderstandings once in a while.
When these mistakes happen, and one of the spouses is angry and/or hurt, what stops the relationship from going downhill is forgiveness.
We understand that forgiving is easier said than done, especially when you were really offended or hurt by what your partner did, or if that action is a recurrent one.
In these instances, forgiveness might not be so easy to grant, but with the steps below, you could learn to not only forgive, but also forget more easily .
1. Give your partner the benefit of the doubt
There is always more than one angle to view an issue from. Before you jump into a fit of rage, why not rest easy for a moment, take a deep breath and consider your options.
According to an american marriage and relationship expert Lesli Doares, "choosing the interpretation that puts your partner in the most positive light makes forgiveness a whole lot easier."
2. Put yourself in your partner's shoe
Ask yourself this question, "If you had done something similar and your partner was angry, would you want to be forgiven?" Most likely yes, right? Now do unto them what you would have them do to you.
3. Reflect on everything good in your partner and relationship
Do you want to let go of your partner because he forgot one or two details of a long conversation you had last night when he has actually been remembering several others for the past 5 years you both have been together?
Casting your mind on the good things that come with that partner is usually good enough to help you forgive them. Surely there are several good things about them that will overshadow that single mistake or maybe two. Love is about compromises, anyway, isn't it?
4. Forgive unconditionally
Don't let your forgiveness be granted only after a request is met by your partner. What this does in the long term, is to make your spouse immune to the feeling of guilt and the need to offer a true, remorseful apology.
The moment they know they can get your forgiveness by meeting some certain condition, you might as well forget about any hopes of genuine repentance.
5. Ask if you played a part in the problem
We all love to display some holy indignation when we are wronged, but hardly ever do we ask ourselves how we are part of the problem.
Taking that step, asking yourself if by commission or omission you might have played a part in making your partner do what they did, it might help you grant them forgiveness more easily.
When you forgive, you in no way change the past, but you sure do change the future


text:
We are one of the nation's leading communication firms specializing in innovative water and wastewater solutions.Learn More
We offer clients a thorough understanding of the public involvement requirements embedded in environmental regulations, and the ability to present complex, technical and controversial issues to diverse communities.Learn More
We have enabled innovative energy projects to keep moving forward while meeting the public's need for involvement and information access.Learn More
We help achieve the mission of military projects through public involvement and risk communication, even on the most complex, technical and controversial assignments.Learn More
We routinely address a wide range of community opportunities and challenges that are presented by today's complex transportation projects.Learn More
Private Industry
Our team knows how to help private sector clients navigate the tricky world of local politics, government decision making and community engagement.Learn More
Community Planning
We engage community members and stakeholders in productive dialogue about needs, ideas and viable action plans.Learn More
Helping others communicate effectively about things that matter.
What's New
Public Meetings, Meetings, Meetings
Since early October our environmental outreach team has been on the road, conducting 22 public meetings for four clients, and traveling more than 5,000 miles in California, Nevada and Arizona. With all the moving parts, there were bound to be a few adventures along the way. And while we can't control cows, horses and […]
Practice Areas
The Katz & Associates team specializes in the development and implementation of communication and outreach programs in the following areas:


text:
We have some more great ShopRite updates for you. Here are the latest scenarios:
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BUY ONE HUGGIES BABY WIPES 56-72 CT, reg. price $1.99
Use one $0.50/1 Huggies Wipes printable coupon (preclipped) – doubles to $1
and use one $0.50/1 Huggies Wipes 56 ct or larger ShopRite eCoupon (exp 8/6)
Thanks LRWC.Extreme Couponing Tip: You can usually get two prints of most internet coupons. To find them in the easiest possible way, use our preclipped links that take you right to the coupon. Then come back and click the same link to get your 2nd print. This will save you the time spent searching for the coupon.
Never miss another hot coupon, deal or freebie again! "Like" Couponaholic .NET on Facebook, Follow us on Pinterest, Follow us on Twitter, Follow us on Instagram or Subscribe to our Daily Email Newsletter!


text:
Wireless upstart Wind Mobile has lost two members of its executive team less than three months into a war for market share with more established companies, leading analysts to assume not all is well. Both Scott Waller, chief information officer, and Chris Robbins, chief customer officer, are now gone. Mr. Robbins announced his departure on a company blog this past week, while the company confirmed Mr. Waller's departure by e-mail. Mr. Robbins was the more shocking departure, since he was the face of the company to Wind's online community. Iain Grant, of telecom consultancy SeaBoard Group, said Wind's recent moves - such as offering $150 credit to lure subscribers from incumbents - do not seem well thought out. "A major corporate reorganization this soon after launch suggests that the company's results have not met expectations," he wrote in a report released yesterday. Anthony Lacavera, chairman of Wind and parent Globalive Wireless Management Corp., said the decision was "mutual" and that Wind is not faltering out of the gate.Report Typo/Error
Follow us on Twitter: @GlobeBusiness


text:
Comstock Resources, Inc. has entered into a new five year $1.0 billion revolving credit facility with a syndicate of 21 banks, replacing its $750 million bank credit facility.
The new bank facility was arranged by BMO Capital Markets and has an initial borrowing base of $625 million.
The credit facility is secured by substantially all of the Company's producing oil and gas properties and will be administered by the Bank of Montreal.
Comstock Resources
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Schlumberger has announced an agreement to acquire a majority (51%) equity interest in Eurasia Drilling Company Limited.
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Separate names with a comma.
Discussion in 'Lawn Mowing' started by chefdrp, Jul 25, 2004.
Here is the lawn after some fert and rain.
from front. going to talk the owner into some landscape.
after this pic i moved the cement thing to where it should be.
shot from across the street. I had cones out while i was edgeing but people didnt even care i dont think.
this shot was before the fert and some work
Wow! Good job, its looking much better already.
Keep it up Chef, it looks great!!
Nice looking job!
trying to talk the owner into some landscape. Might be hard to do.
Try to sell them on a tropical theme. Maybe a waterfall out front. It's alittle hard to get tropical for real, considering it gets below zero here for about 3 months a year. But sell them on something that will compliment what they already have going, and show them how bringing attention to the landscape when someone drives by, will then bring their eyes to the signs, and then possibly into the building. It all works together when done right, and the initial investment, will pay for itself.


text:
Belkin 802.11n wireless routers already compliant with newly ratified specs
We mentioned yesterday that the IEEE had finally ratified the 802.11n specification. The ratification meant that manufacturers could finally stop slapping their 802.11n hardware with the "draft N" caveat. Almost as soon as the specification was ratified, Belkin announced that its N gear was already compliant.


text:
Monday Night RAW is proud to present it's first stand alone Pay-Per-View event since these events became joint-brand extravaganza's in 2007. Bad Blood was a event promoted by the RAW brand in both 2003 and 2004, and we are proud to announce that in the month of September, this event will be returning via Pay-Per-View.
From this point forward, both RAW and Smackdown will trade PPV's each calender month, meaning Smackdown will host a stand-alone PPV of its own in the month of October. The only exceptions to this new format is the "Big Four" PPV's being dual-branded: Survivor Series in November, Royal Rumble in January, WrestleMania in March and SummerSlam in August will feature talent from both brands as a way to differentiate them from other events and keep their prestige as the events with the longest lineage and history.
Check back for more updates as they become available.
WWE Pay-Per-View Calender 2009/2010
September: Bad Blood (RAW)
October: TBA (Smackdown)
November: Survivor Series (RAW & Smackdown)
December: TBA (RAW)
January: Royal Rumble (RAW & Smackdown)
February: TBA (Smackdown)
March: WrestleMania XXVI (RAW & Smackdown)


text:
Forgotten Land Springfield, Ohio
Forgotten Land plays a unique mixture of Black Metal and Ambient music, striving to create a sound know as "Black Ambient".
Themes of Tolkien inspired lore can be found in the older works, while current art is focused on nature and dream worlds.
The Forgotten Land realm is ruled in solitude by Lord Tetrarch. ... more
Streaming and Download help


text:
Suite Details
Relax in luxury with an Italian black marble bathroom and a large sitting space.
- 1 Bedroom
- 1.0 Bathroom
- 2 Beds 2 Queens
- 450 sq ft.
- 4 Guests
Expansive living area
Lounge out with friends and family before going out at night.
Italian black marble bathroom
Freshen up in a luxury Italian black marble bathroom each day.
Plenty of room in this cozy suite. The Nylo Deluxe Queen Suite is an amazing option for family or friends traveling together. Consider this to be your home away from home - two queen sized beds and spacious sitting area within each of these suites. Italian black marble bathroom.
Suite Amenities
- 100% combed cotton triple sheeting
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- In-room safe
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The Hotel
- 24 Hour StayFit™ Fitness Center
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- Complimentary Wi Fi
- Handicap accessible
- Kid friendly services
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See More


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Data from: Adaptive radiation driven by the interplay of eco-evolutionary and landscape dynamics
Date Published: August 20, 2015
DOI: http://dx.doi.org/10.5061/dryad.78h38.2
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text:
Transfabulous response to Stonewall
November 7th, 2008
Dr Petra
Some of you may have been following the ongoing debate about Stonewall's decision to shortlist Julie Bindel for their 'journalist of the year' category in their annual awards shindig.
Trans individuals and organisations, as well as lesbian, gay, bi, feminist and other friends have all expressed dismay and disgust at Stonewall for this decision.
Over the past couple of months this has led to some lengthy and at times uncomfortable discussions about Trans issues and how these fit within (and outside) lesbian, gay, bi, queer, feminist and intersex agendas.
It seemed that Stonewall's decision could be highly divisive and concerns were raised about how this could marginalise Trans folks further and create unnecessary tensions between LBGT and feminist groups and individuals.
Which is why it's so positive to report a situation that had the potential to be extremely disempowering united many organisations and individuals. And indicated to all of us that there are many issues relating to Trans folk that we still need to address – and that it's possible to do this in a sensible and clear way.
Many of the debates happened within Facebook, blogs or forums. All show that while many of the contributors held very different views, experiences, and ideas for action. We can't overlook that many people discussing this issue were having to wrestle with feelings of distress and frustration, yet were still willing to engage in conversation. As a result differences were aired and the majority of people focused on exposing Stonewall's treatment of the Trans community.
You can follow the majority of these conversations on the Facebook group 'Transphobic Julie Bindel nominated for Stonewall Award'.
Last night saw what has been described as a large, noisy and good-natured peaceful demonstration outside Stonewall's Awards Ceremony. [I was unable to attend as was still nursing the poorly tot, but I hear from friends who went that it was well-organised and enthusiastically supported].
You can see some photos of the demo here, and there's an account of the demo (including a copy of the flier handed out at the event) over at Sarah's blog.
One campaigner, Roz Kaveney composed a special song for the demo (sung to the tune of 'My old man's a dustman')
Stonewall was a riot
Drag queens and butch dykes
Not the sort of demo
That Ben Summerskill Likes
Stonewall, they threw dustbins
Hurled bricks at the law
Summerskill throws parties
And don't hurl bricks no-more
Stonewall rioters went to jail
Fighting for their rights
Summerskill serves cocktails
And goes to gala nights
That was real Stonewall
Now it's just a name
Summerskill leaves trans folk out
And never feels the shame
We are the trans nation
Won't take crap no more
Summerskill can hear us
Shout outside his door!
The demo has been already been covered by several gay online magazines and websites. I was struck by the statement Ben Summerskill (Stonewall's Chairman) made to Pink News which seems somewhat disingenuous and not really in keeping with someone who recently told me how 'deeply sorry' he was for the distress caused to Trans people by the organisation he represents.
For many people last night's demo may not seem all that important. However, friends who were there tell me they felt it was a significant step forward for Trans folk and their supporters. Aside from holding Stonewall to task it also demanded recognition for Trans people.
Until this debate started I admit I was one of those people who unquestioningly supported Trans folk but wasn't really aware of how marginalised many people still felt. I had (rather naively) assumed we'd all moved on from the tired old debates of the 80s and 90s around gender, feminism and Trans issues. And I had wrongly believed help, support and acceptance was more routine for Trans people than it actually is.
I may be being optimistic, but it now seems that many LGBQ and feminist groups and individuals are willing to do more to support their Trans friends. And it looks like Trans groups and individuals are planning to keep up the momentum and discuss ways to move their cause forward and campaign for better rights and recognition, while acknowledging the efforts already made by several established Trans organisations.
No doubt the next stages of this journey won't be easy, and there will definitely be many issues to iron out – and different viewpoints to be heard. Of course there are bound to be tensions and times of conflict and difficulty. But perhaps the greatest lesson from this whole situation has been that Trans people and their supporters don't have to agree, can talk about that, and still work towards a common goal.
I have been inspired, humbled and moved by many of the discussions I've seen unfolding, and have learned many valuable lessons. I will continue to mention developments on the blog (including any future updates about Stonewall).
Let's all hope what's started in response to something negative will continue to build and grow in positive ways.Tweet
Comments are closed.


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UK Property Law
Get UK Property Law Questions Answered by Experts
Right to say no to use my garden to carry out work on their wall
So to clarity, if he takes action it will be on his expensive not mine?
and I heard that this work can be done inside the house, avoiding use neighbours house
is that right?
How much would it cost to me if I loose it?
can I argue that the reason that I am not allowing work is the stress it might cause to my autistic son. It is a trigger for his violent behaviour and he will attack me and his little brother, and will take few days to calm him down
Insulation is not classified as essential work.
Ok thanks