text:
Alafia River State Park FTF
November 9 - 12, 2017South of Brandon, Florida
Support the SWAMP Mountain Bike Club during 3-days of off-road adventure at Alafia and Boyette.
Call: 813-966-0740 Susan Williams OR
Register Sponsorship Here until October 15, 2017 11:59 pm
Login to verify or update your purchasing account or event ticket information.
Our SWAMP NEWSLETTER reaches over 900 members.
Levels of Support & Advertising
All sponsorship levels have the option of participating in the Vendors' Village and receive the following benefits for your donation. Discounted event meal tickets are available for all sponsor levels.
Green - $200.00
- 1 year business card ad in newsletters
- Marketing material-SWAG in our bag!
Black Diamond - $400.00
- Level Blue benefits Plus...
- Sponsor logo on the official event T-Shirt
In order to properly process your sponsorship we will need payment and or donations by October 15th
SWAMP Membership Entitlements
Guided Sunday rides in each of our signature parks.
Guided night rides at Croom & Balm Boyette
Monthly urban social rides.
We hold two major fundraising events with over 350 attendees
- Fat Tire Festival every November at Alafia State Park
- 35/50 mile off road challenge every February at Croom (Withlacoochee Forest)
- Group trips throughout the U.S.
- Skills classes to increase personal riding abilities.
SWAMP builds and maintains trail systems in the following parks:
- Alafia River State Park
- Balm Boyette Scrub Preserve
- Wilderness Park
- Croom (Withlacoochee Forest)
- Starkey Park
Your financial support helps provide the necessary equipment and materials to build and maintain sustainable trails that are safe for bikers, hikers and runners in our community.
Ready to Sponsor?
- One phone call: 813-966-0740 Susan Williams
Festival headquarters (registration, meals, and entertainment) will be located in the camping area of the Alafia River State Park. Use the main park entrance. Only registered attendees with event tickets will be allowed into the event areas.
The registration fee includes two-nights' camping in Alafia River State Park. SWAMP has reserved the entire campground Friday and Saturday nights. However, each RV space may be shared with another RV or Trailer. No Friday / Saturday reservations, first-come first-served. Campers staying over Thursday night who are registered for the event may be asked to move to another location on Friday. Campers from Thursday night without event tickets will be asked to leave the park Friday morning.
Motel Accommodations
Participants wishing motel accommodations must make their own arrangements.
The following are located at an I-75 interchange, approximately 20 minutes from the festival.
Brandon- at I-75 & SR-60
Best Western- 813-621-5555
Comfort Suites- 813-630-4444
La Quinta- 813-643-0574
Ruskin/Sun City exit at SR-464
Holiday Inn Express- 877-466-9111
More Information
- Event is rain or shine so plan accordingly.
- Camp sites are all shared with Tents, only ONE RV or ONE Trailer and on a first come, first served basis. The campground will be full.
- The park gate will be locked during the night so re-entry may not be possible during these hours.
For more information E-mail questions to: Events at SWAMPClub dot org


text:
What We Do
Mission, Vision and Beliefs
Child Sponsorship
Cultural Programs
Welcome Workplace
Humanitarian Aid
Historic House Tours
Writing Center
Community Education
Welcome House Adoption Program
Quick Links
Contact Us
Our new exhibit shares the stories of Jewish communities in China over millennia. These stories intrigued Pearl S. Buck and her husband Richard Walsh so much that each explored them in their published works. The exhibit, "Jewish Flight into China" will run through August 30, 2017, in the Exhibit Gallery at Pearl S. Buck International's Welcome Center, 520 Dublin Road, Perkasie, PA.
Ms. Buck wrote the play "Flight into China" and the novel "Peony" on the subject. Mr. Walsh included scholarly articles about the topic in his publication, Asia magazine.
Jews settled in China as tradespeople on the silk road. They had strong communities and became part of society. One of the largest communities was in K'aifeng. A stele (stone tablet) commemorates the construction of a synagogue there in 1163, but by the 1850s there were only remnants of the building standing and most families had assimilated. This is this period in which Ms. Buck set her novel, "Peony," which tells the story of a Chinese bondmaid, sold into the service of one of the remaining Jewish families.
Part of the exhibit at Pearl S. Buck International is a retelling, through words and photos, of one Jewish family's flight from Nazi Germany into China. Packed in their luggage was a copy of "The Good Earth" which descendants presume was carried so far in order to become part of a lending library established during their stay in China. Photos and captions can be viewed in the Exhibit; read the family's complete account in this downloadable story.
Hours: Mon-Fri 8:30 to 5:00Saturday 10:30 to 3:00Sunday 12:30 to 3:00Admission to the Exhibit Gallery is complimentary.
Curator: Marie TonerGraphic Designer: Kati SowiakWith the assistance of:
Made possible by the generous funding from Visit Bucks County.
Print this page and present at the Welcome Center desk for $1.00 off the price of a full tour of the Pearl S. Buck House. For more information, visit Hours and Admissions.
If you have questions, please contact Curator Marie Toner at 215-249-0100 x149 or email to email@example.com.
The precious objects in the museum collection need careful attention, controlled humidity—and sometimes, repairs. We invite you to become a Conservation Partner and become a part of Pearl S. Buck's legacy with a gift that makes history.
Event Calendar
Board & Staff
View as Desktop Version
About Pearl S. Buck
House Blog
PSBI Blog
Gift Shop
Weddings & Events
House Archives
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View as Mobile Version
Discover the Legacy
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Nearby Travel Itineraries and Destinations
International Travel
Other Pearl Buck Landmarks
Site Map
My Account
© Copyright 2017 Pearl S. Buck International®
Pearl S. Buck International 520 Dublin Road Perkasie, PA 18944 USA 215-249-0100

subset: commoncrawl


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The stands bustled with spectators and vendors for whom the weather was a non-factor during the first ODI between Pakistan and Australia, writes Ahmed Rizvi.
Hot but still business as usual at Sharjah Cricket Stadium
It is 3.30pm and most one-day internationals around the globe would be well underway by this time. At the Sharjah Cricket Stadium, though, there is still some time for the start – two and a half hours to be precise.
The August heat and humidity has forced "hosts" Pakistan and Australia to opt for a 6pm start for their three match ODI this series.
The fans, though, seem to care little about the weather and are already making their way to the stadium. Drenched in sweat, braving the afternoon sun, their numbers are growing by the minute.
The Sharjah Club Cafeteria, usually a quiet place, is bustling with activity this day. It seems to be the assembling point for the fans and just behind, a few of them are preparing for the first game.
Armed with thick-tipped markers, the more artistic among them are writing their messages and slogans on chart papers of different hues. A few of them are cutting out photographs of their favourite players and gluing them on. The heat did not dim their enthusiasm.
"Sir, we are the working class," says Mohammed Riaz. There is not a dry spot on his off-white, knee-length kurta. His hair is dripping wet. "The heat is not a problem for us. We are used to this.
"We are out in the sun every day. We even sleep in rooms where the air-conditioners are hardly working. So the weather is not going to keep us away from the game. This is a big match."
Tonight, he was even less concerned about weather. Instead, he was looking forward to getting into the stadium as early as he could and get the best seat. Well aware of Pakistan's recent failures against Australia, he was hoping for a win. Pakistan have not beaten Australia in an ODI series since 2002.
Riaz had paid Dh40 for the ticket. That was the cheapest available. The others were Dh60, Dh100 and Dh150.
Beyond the tickets, many fans were spending their hard-earned money on buying Pakistan flags. A small one was selling for Dh20 and the bigger ones for Dh50. Business was brisk and the hawkers had no time to discuss their sale.
"Why don't you come back later and we will talk then," one of them said. "Can't talk now, this is the time for business."
From his accent, he seemed a Bangladeshi. Many of his countrymen were joining the queues outside the stadium gates, tickets in hand. Of course, they were not wearing the green-coloured Pakistan jerseys and were going in as neutrals to watch the game.
"I am just here to watch the cricket," said Ashraf Ahmed, one of the "neutral" Bangladeshis, who had spent Dh60 each on the tickets. They were a group of five. "Both teams are good and so we are hoping to see some good action."
When the first Pakistan wicket fell (Mohammed Hafeez hitting James Pattinson to David Hussey in the fifth over with only 20 on the board), there was a muted cheer from the stands. It could have been the Bangladeshis or some of the Indians, who had also come to watch.
A second Pakistan wicket fell soon after. This time it was Azhar Ali chipping Pattinson to Mitchell Johnson and the "hosts" had scored only 28. Fans waiting in the long queues watched the dismissal on the stadium's giant screen, which is visible from the outside. They seemed disappointed.
"Do you think Pakistan can win from here," one of them asked. When he knew Pakistan had gone into the game with eight batsmen, he seemed a bit relieved.
The turnstiles grew longer behind him as more fans arrived. Most of them had arrived straight from their jobs and many still wore their uniforms. A few of them were running around, tickets in hand, from gate to gate, not knowing where they could enter from.
There were a few who did not bother with the queues. They had just parked their taxis on the side of the road, just under the giant screens and were taking in the action. "It is better from the outside," said Ghulam Rasool, an Afghan taxi driver. "I went for the match between Afghanistan and Australia on Saturday, and enjoyed it. So can't spend on another cricket match."
He had a word of advice for those going inside. "Take good care of our wallets. A few went missing on Saturday night."
Some fans stopped briefly to hear him out, but they were off to the stadium gates even before Rasool could finish. If the heat could not keep them away from the game, then the fear of losing their wallets certainly can't.
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text:
Among the raft of immediate changes brought about by the incoming coalition government, one of those that grabbed the most headlines was the scrapping of Home Information Packs.
The Home Information Pack (HIP) had a short and controversial life, having been introduced by the previous Labour government. Property sellers and estate agents have hailed the scrapping of the legal necessity for HIPs – but those who have built businesses on the back of them have been largely forgotten.
There are hundreds of Home Information Pack related businesses across the country, many of whom will now have had their main source of income suddenly removed and are wondering what to do. So, what next for these businesses?
Do you need to give refunds - and will you be compensated?
For many HIP providers, the most pressing concern is the short-term financial hardship caused by having to refund those who have already purchased the packs. But do you actually need to repay customer fees?
Some of the largest providers have chosen to offer refunds to individuals that ordered HIPs within the seven days preceding their suspension. It is up to you whether or not you choose to follow suit; you have no legal obligation to offer a refund. You should, however, be prepared for a fight with customers if you do not offer a refund. Many will presume that they will get their money back; it is up to you to explain to them why this is not the case.
The corollary of this is that HIP providers will not be compensated for their loss of income. The government is offering no support to HIP providers that have suddenly found themselves without work – and in some cases without the necessary skills to find work elsewhere.
Focus on Energy Performance Certificates
Although HIPs have been abandoned, the government has suggested that the requirement for sellers to provide Energy Performance Certificates (EPCs) will be more aggressively enforced. EPCs are now required by law if you are selling a house, and the new government has suggested that the £200 fine for those failing to comply will be applied with more vigour from now on. Landlords are also required to provide an EPC to tenants who request it.
The EPC scheme provides every dwelling with a report into its energy efficiency. This is rated on a scale of A to G. The intention is that the certificate can help tenants and buyers to make a more informed choice when it comes to energy costs, while encouraging landlords and sellers to take steps to reduce their properties' energy consumption.
In order to draw up an Energy Performance Certificate you need to be qualified as a Domestic Energy Assessor. Many HIP providers have already taken this training and have been providing EPCs at the same time as HIPs. If you are not already a qualified Domestic Energy Assessor (DEA), becoming accredited can provide you with a valuable new income stream that is actually quite closely related to your previous business.
The accreditation process requires you to pass five separate tested modules. There is a range of accreditation schemes, all of which set their own prices. These can vary significantly; among the leading half dozen providers you can expect prices to differ by hundreds of pounds. It is important to remember, though, that you cannot draw up Energy Performance Certificates unless you are accredited by one of these schemes.
HIPs still have a place
It is also worth remembering that Home Information Packs are not being outlawed; rather, there will simply no longer be a legal requirement to have one. There is certainly an argument to say that HIPs should remain an intrinsic part of the selling and letting process regardless; they provide both buyers and prospective tenants with important information about the property, and this can help them to make better decisions.
In addition to investigating Energy Performance Certificates, you may therefore wish to continue marketing HIPs as a product in their own right. You should remember, though, that the impetus will now probably be on the buyer rather than the seller to arrange and pay for the Pack. Your marketing efforts will probably need to change in order to reflect this.
Home Information Packs were controversial from the very beginning, and many people have cheered the changes to the legislation. For Home Information Pack providers, however, the outlook may seem bleak. But, by diversifying into related areas and by changing your marketing efforts, you can help to ensure that your business remains viable.
Get set with tailored landlord cover
Over 100,000 UK landlord policies, a 9/10 customer rating and claims handled by an award-winning team. Looking to switch or start a new policy? Run a quick landlord insurance quote today.


text:
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Data from: Camouflaged or tanned: plasticity in freshwater snail pigmentation
Date Published: September 30, 2015
DOI: http://dx.doi.org/10.5061/dryad.9v9d3.2
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Learn more about PLASTICS AND VENEERS (SALES) LIMITED. Check the company's details for free and view the Companies House information, company documents and list of directors.
Know about every new company document that is added!
Take advantage of our watch this company feature free of charge and have notifications sent directly to your inbox. Whenever a new document appears on this website, or if their particulars change, you will be immediately informed about such changes. To monitor these changes, all you need to do is click on watch this company.
|Fixed Assets
|£ 1,325,558
|Tangible Fixed Assets
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|Current Assets
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|Tangible Fixed Assets Depreciation
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|£ 1,438,733
|Shareholder Funds
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|Profit Loss Account Reserve
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|Called Up Share Capital
|£ 64,830
|Net Assets Liabilities Including Pension Asset Liability
|£ 3,470,280
|Total Assets Less Current Liabilities
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|£ 2,144,722
|Cash Bank In Hand
|£ 804,850
|Stocks Inventory
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|Tangible Fixed Assets Cost Or Valuation
|£ 860,005
Information about the Private Limited Company PLASTICS AND VENEERS (SALES) LIMITED has been prepared for information purposes only. It is not intended to be nor does it constitute legal advice. This is public information provided by the official company register.


text:
Sorry I'm LateFavorites [+]
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Description: Newcomer Terry joins Jaguar as it is her turn to take on the hated Ken and the big, powerful lady shows she is one rough customer as she overpowers her small, obnoxious male opponent using good, hard wrestling action followed by crushing head scissors as the thunder thighed lady pours on the punishment with terrific school boy pins and super face sitting.
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About the Book
A compilation of images from "Andil Gosine's WARDROBES," including the art event-performances "Cutlass," "Rum and Roti," "(Made In Love)" and "Ohrni." WARDROBES considers how traumatic historical acts shape the most tender parts of our intimate lives. WARDROBES is a longer story of desire, about living in between the feeling that nowhere is home and the tantalizing possibility that everywhere might be home.
For more information, visit www.andilgosine.com. The softcover edition is unlimited; the hardcover is limited to 40 copies. Upon purchase, please send receipt to email@example.com to receive an additional gift as thanks.
Features & Details
- Category Arts & Photography
Standard Portrait, 8×10 in, 20×25 cm
40 Pages
- Publish Date Dec 04, 2013
- Language English
- Tags Fashion, Art, Photography, Indo-Caribbean, Caribbean, Indentureship, Queer, Sexuality, Love, Desire
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After thanking the United States government and taxpayers for its bailout, AIG is considering a lawsuit against the government for what it describes as "unfair" bailout terms.
The lawsuit is being brought on by a shareholder of AIG, which was a big player in the financial crisis of 2008. The shareholder reasons that the AIG bailout was "an illegal action" because it nationalized a corporation with the government owning its stock.
AIG was bailed out by the federal government to the tune of $180 billion. The Financial Crisis Inquiry Commission (FCIC) found AIG failed because it sold insurance without hedging its investment.
The commission found that AIG "primarily because its enormous sales of credit default swaps were made without putting up initial collateral, setting aside capital reserves, or hedging its exposure — a profound failure in corporate governance, particularly its risk-management practices."
The report noted "AIG was so interconnected that… it was too big too fail."
Without the bailout, the commission said AIG's collapse could have brought down its counterparts throughout the financial system.
And so, it's rather ironic that an AIG shareholder — whose shares would have been worth exacty $0 — is now suing the same government with a straight face.


text:
Continental Energy Corporation has reached an agreement for the sale of its 51% shareholding stake in Visionaire Energy AS (VEN) to Visionaire Invest AS (Visionaire) of Horton, Norway, for consideration of US$ 1,200,000.
VEN is a holding company which owns a 49% equity interest in VTT Maritime AS (25% net to the Company) and a 41% equity interest in RADA Engineering and Consulting AS (21% net to the Company). Both are privately owned, offshore oil and gas service providers based in Bergen, Norway. Greater than projected operating losses from VEN and its partially owned subsidiaries plus the requirement for additional capital investment in VEN and in its subsidiaries led to the Company's decision to sell.
Continental Energy Corporation
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text: Editor's Note: Any reference to TheStreet Ratings and its underlying recommendation does not reflect the opinion of TheStreet, Inc. or any of its contributors including Jim Cramer or Stephanie Link. All three major indices are trading up today with the Dow Jones Industrial Average ( ^DJI) trading up 22 points (0.1%) at 15,424 as of Tuesday, Sept. 24, 2013, 12:55 PM ET. The NYSE advances/declines ratio sits at 1,875 issues advancing vs. 1,030 declining with 132 unchanged. The Banking industry currently sits up 0.4% versus the S&P 500, which is up 0.2%. TheStreet would like to highlight 3 stocks pushing the industry lower today: 3. Credit Suisse Group ( CS) is one of the companies pushing the Banking industry lower today. As of noon trading, Credit Suisse Group is down $0.21 (-0.7%) to $30.50 on average volume. Thus far, 616,571 shares of Credit Suisse Group exchanged hands as compared to its average daily volume of 1.0 million shares. The stock has ranged in price between $30.23-$30.51 after having opened the day at $30.38 as compared to the previous trading day's close of $30.71. Credit Suisse Group AG, together with its subsidiaries, provides various financial services to private, corporate, institutional, and government clients, as well as high-net-worth individuals worldwide. Credit Suisse Group has a market cap of $49.2 billion and is part of the financial sector. Shares are up 25.7% year to date as of the close of trading on Monday. Currently there are 3 analysts that rate Credit Suisse Group a buy, no analysts rate it a sell, and none rate it a hold. TheStreet Ratings rates Credit Suisse Group as a hold. The company's strengths can be seen in multiple areas, such as its solid stock price performance, attractive valuation levels and impressive record of earnings per share growth. However, as a counter to these strengths, we find that we feel that the company's cash flow from its operations has been weak overall. Get the full Credit Suisse Group Ratings Report now. STOCKS TO BUY: TheStreet Quant Ratings has identified a handful of stocks that can potentially TRIPLE in the next 12-months. Learn more.


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My name is Ashley. I am a licensed cosmetologist in WA. I currently work as a hairstylist at a modern boutique salon in downtown Bellevue, and I do weddings and photos shoots when I am not there. I am looking to build my portfolio in all areas of hair and make-up, and I am mostly doing Paid Shoots right now. I will only consider TF* in rare circumstances where I feel compelled to be part of the shoot (and if I don't have anything similar in my port)...so, it never hurts to ask.
I have experience in hair and makeup for many different projects. From simple beauty/head shots to dramatic editorial concepts. Basically, I am the type that jumps in and tries just about anything because I like the challenge. So, challenge me!
Have you worked with Ashley Gray? Add Credits for Ashley Gray! >>
Credit Notes
All credits are on the photographs in my portfolio. If for some reason I left you off, please inform me. I try my best to make sure the photos have the complete credits of everyone involved. That's what I expect, so I try to get them all right!
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Who we are
Weledas goal is to maintain, enhance and restore the health of people. What started in 1921 as a pharmaceutical laboratory, with its own medicinal plant garden, is today a world-leading manufacturer of holistic natural cosmetics as well as pharmaceuticals for anthroposophical therapy.
Since it was established, Weleda has followed aims which sprang from its founding principles. Our products are intended to support people in their personal development, in maintaining, promoting and restoring their health and in their efforts to achieve physical well-being and a balanced lifestyle. This company philosophy determines Weleda's economic approach and will remain the guiding principle for our future.
Martin Lewis interviews Weleda UK's General Manager, Roger Barsby, to explore the history, philosophy and ethics behind Weleda.
At the service of human beings
Today, Weleda is represented in over 50 countries on all five continents. The three main sites are still where Weledas history began: in Arlesheim, near Basel in Switzerland; in Schwäbisch Gmünd near Stuttgart in Germany and in the French city of Huningue, Alsace. From these bases and from our company branches the world over Weleda produces hundreds of natural cosmetics and thousands of pharmaceuticals, still partly produced from medicinal plants of our own gardens.
Responsible dealings with both nature and people have always formed part of our business, ever since Rudolf Steiner articulated his vision of a company completely at the service of human beings and the world as a whole. Whether its through fair trade, biodynamic cultivation or the supportive development of our employees sustainability is part of our roots.


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Identified someone who looks like a good match? Send a message to them or just a wink and see how you get along. With a little luck you'll be on your way to uncover your suitable match.
It'll only take 30 seconds


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Kylie Jenner Wears Kris Jenner's Swimsuit, Shows Off Her Legal Booty
Kylie Jenner is 18 years old and loving every moment of showing off her legal assets.
… More »
Kylie Jenner is 18 years old and loving every moment of showing off her legal assets.
… More »
So what does Sofia Vergara think about people comparing her butt to that of Kim Kardashian?
… More »
Amber Rose is not about to let some fake Twitter account use her name to bully the LGBTQ community.
… More »
Jennifer Lopez is all about shaking it, popping it, showing off her skin, and singing her heart out.
But in Morocco, some people are not having it and are angry that her performance at a music festival in Rabat was allowed to be aired on national television.
… More »
Just when you thought you'd seen enough of Amber Rose and Amy Schumer after they made out at the MTV Movie Awards last night, the newly acclaimed BFFs just dropped a new music video, and it's all about dat ass… A.K.A. their "fudge machine."
… More »
Kendra Wilkinson would like you to meet her butt.
In a new video shared by the mom-of-two, Wilkinson has no qualms about stripping down for the world to see.
The 30 second clip, filmed in the former Playboy Playmate's dressing room, shows Wilkinson getting ready in her dressing room. After… More »
Oops! She did it again!
Just months after attempting (but failing) to break the internet by posing butt naked, Kim Kardashian is once again stripping down and showing off her signature booty.
In her new spread with Love magazine, the reality star wears nothing but a Prada jacket and heels as… More »
It's no secret that Amber Rose likes showing off some skin. Between rocking swimsuits that may cause weird tan lines and sharing topless photos on her Instagram, the model isn't shy about flaunting what her mama gave her.
Enter this little pink number.
… More »
We already know Lady Gaga has an amazing body, but there's nothing wrong with a little hump day reminder!
The 28-year-old singer shared a super hot photo while practicing Yoga Tuesday… But of course she wasn't wearing your typical go-to yoga pants and sports bra. Rather, Gaga was clad in a sexy pair… More »
Move on over, Kim Kardashian…There's a new butt in town!
Okay, maybe not new, but Khloé Kardashian's booty sure does give her sister's a run for her money these days. The 30-year-old reality star has been doing a lot of squats lately (according to Instagram), and it appears to be paying off in… More »
Lea Michele is spending the start of her 2015 in a bikini.
The Glee star, who is currently vacationing in Mexico with boyfriend Matthew Paetz, is wasting no time in reminding you that there are places that aren't plunged into the bitter cold. While the rest of you are freezing your butts off,… More »
You know what they say… Sun's out, bun's out.
Mark Wahlberg has been spending his holidays soaking up the sun on the beach in Barbados with his smokin' hot wife Rhea Durham and their three children. But while the family photos are adorable, we can't help but notice something a little less PG:… More »


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It only takes a minute to get started. Fill out our simple sign up form and login to the website.
This step is discretionary but will drastically raise your chances of getting interest from other over 50s members on the site. Tell people about yourself, your interests and upload a nice photograph of yourself.
Use our website's state-of-the-art search to discover over 50s members who match your needs. Or just look through listings and discover people that appeal to you.
Found someone who looks interesting? Send them a message or just a wink and see what they say. With a little luck you'll be on your way to locating that special someone for you.
It only takes a few minutes


text: From Social Security to Medicare, Republicans have pushed to privatize government entitlements. Now Gov. Terry Branstad seeks to hand over management of Iowas $4.2 billion Medicaid program to a few private companies.The public should be skeptical. The more than 500,000 poor and disabled individuals and families in Iowa who rely on Medicaid should be asking questions. The federal government should be reluctant to approve the waiver that Iowa needs to privatize a program funded by state and federal dollars.In recent presentations to the public, state leaders have unveiled a lot of numbers intended to show Medicaid is expensive. What they do not provide is context.For example, they emphasize the cost of Medicaid has grown 73 percent since 2003. They do not share that the cost of employer-based health insurance in Iowa has grown about 80 percent over the same time period, according to researcher David P. Lind Benchmark.In fiscal year 2013, a Medicaid recipient in this state cost an average of $5,491 less than the per-person cost in 29 other states and much less than people insured by private coverage. For an adult who is not a senior or disabled, Iowa spent an average of $2,000 on health care, less than that spent in 47 other states, according to research from the Kaiser Family Foundation. Health insurance for a state lawmaker costs Iowa taxpayers about $9,000 per year.Iowas Medicaid spending is not out of control.Administrative costs are low because the program is largely managed by the government, which is not beholden to stockholders or obligated to pay huge CEO salaries. The cost of operating the program is currently 4 to 8 percent, according to the Iowa Department of Human Services, which oversees Medicaid. When privatized, the cost could grow to as much as 15 percent. Those are dollars not spent on actual health care.The Branstad administration needs to explain how funneling public dollars to profit-seeking companies will cost less. Generic promises about managed care resulting in efficient, coordinated and high-quality health care are not enough. Iowans need evidence the managed care model will actually save money and improve care.Such evidence is hard to come by. In fact, several studies have shown managed care either saves no money or ends up costing more than traditional, fee-for-service Medicaid, according to a 2012 report from the Robert Wood Johnson Foundation. The reason: Medicaid has already taken many steps to rein in costs.In the past, the state has trumped its successes in reducing fraud, keeping seniors out of expensive nursing homes and holding down spending on drugs. The program saves a huge amount of money paying providers less than other insurers for health services. Now, however, they argue managed care companies can do a better job.Privatizing Medicaid will make the cost of the program more predictable, as the state will pay fixed monthly fees to companies that assume responsibility for Iowans care. But will the number of visits to providers be limited? Will records remain available to the public? How much money will be shifted from covering care to paying administrative costs? Will fewer physicians accept Medicaid patients?In its comments to state officials, the Iowa Hospital Association noted that managed care companies reduce costs by denying coverage for services, including emergency room visits. The association is deeply concerned that the private model could reduce access to care and reimbursement rates for providers.All health-care providers should be concerned. So should anyone who relies on Medicaid. So should anyone who cares about vulnerable Iowans.http://www.desmoinesregister.com/story/opinion/editorials/2015/03/23/editorial-medicaid-plan-gift-private-firms/25204697/


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Charlotte Bobcats Team Notes
Convention will force Bobcats to train elsewhere
The Bobcats are about to be locked out of their home until just before the start of training camp in October.
Charlotte's Time Warner Cable Arena will host the Democratic National Convention in early September. Extensive reconfiguration of the arena will make team facilities -- the practice court, locker room, training and weight rooms -- off-limits to players and coaches for about six weeks.
To compensate, the Bobcats have arranged to use a gymnasium at Johnson & Wales, a Charlotte-based college best known for culinary arts, so the players have a place to work out and play pickup games. It's common in the NBA for players to assemble around Labor Day to start group workouts in anticipation of training camp.
The Democratic National Convention is the biggest event in Charlotte history and leasing the arena to the DNC will be lucrative for the Bobcats, who operate the building for the city. However, making way for the DNC is involved; everything in the event level of the arena and the team store had to be moved to storage elsewhere.
This is a particularly important lead-in to training camp: The Bobcats hired a new coach, Mike Dunlap, and made over the roster through the draft, free agency, trades and the waiver wire. Newcomers Michael Kidd-Gilchrist, Brendan Haywood, Ramon Sessions and Jeff Taylor are all likely to be in the rotation this season.
Dunlap has emphasized offseason player development, and the Bobcats were determined not to let the move-out from the arena disrupt that agenda.
--Dan Leibovitz and Brian Winters were added to the Bobcats' staff as assistant coaches for new head coach Mike Dunlap.
"It was important to me to put together a coaching staff that mirrors my coaching philosophy and one that will consistently challenge our players to get better each and every time they hit the basketball floor," Dunlap said. "When I selected my staff I wanted to assemble a group that will care about the players, care about the team and love to teach the game of basketball."
--After losing out on Kris Humphries, Antawn Jamison and Carl Landry in free agency, the Bobcats have run out of potential difference-makers at power forward. Unless they sign someone on the cheap closer to training camp, it's likely they'll forge ahead with Tyrus Thomas, Bismack Biyombo and Byron Mullens at that position.
--The Bobcats are still looking to fill out coach Mike Dunlap's staff with a veteran assistant coach. Dunlap, who's never before been an NBA head coach, has hired Rick Brunson and carried over Stephen Silas from the previous staff.
QUOTE TO NOTE: "Biz ... do you live here?" -- Point guard Kemba Walker to big man Bismack Biyombo, asking about the three workout-a-day schedule Biyombo has maintained this summer.
--C Brendan Haywood can't be traded for a year after the Bobcats claimed him on secondary waivers (a function of the amnesty rules). The Bobcats will pay about $2 million each of the next three seasons toward what the Mavericks owe Haywood.
--C Gana Diop wasn't amnestied, but it's possible the Bobcats could trade the final season on his contract, worth about $7 million. Sizable expiring contracts could be attractive to teams looking to manage their salary caps in 2013.
--F-G Jeff Taylor's play at both ends in the Las Vegas summer league had to be a factor in the Bobcats rescinding their qualifying offer to Derrick Brown. Taylor looked impressive and versatile. He could be a steal as the 31st pick in the 2012 draft.
--G Gerald Henderson was the Bobcats' best player last season, but he could be challenged for playing time by the trade for Ben Gordon. Gordon's career 40 percent shooting from 3-point range addresses a major flaw in the Bobcats last season.
--F Michael Kidd-Gilchrist, (6-7, Kentucky, 1st round, No. 2 overall) will be counted on for his defense and high motor, but that will have to compensate for a truly ugly jump shot. Fortunately, bad shooting is among the more correctible flaws for players transitioning from college to the NBA.
--F Jeffrey Taylor, (6-7, Vanderbilt, 2nd round, 31st overall) is a good perimeter shooter, an obvious attraction since the Bobcats were last in the NBA last season in points scored, field-goal percentage and 3-point percentage.
--No significant injuries.
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Tools of the Trade - Melee Weapons
Melee Weapons Usage 1 | Melee Weapons Usage 2 | Weapon Creation and Improvement Part 1 | Weapon Creation and Improvement Part 2 | Affinity | Sword | Great Sword | Hammer | Lance | Dual Blades | Long Sword | Gunlance | Hunting Horn | Hunting Horn Sheet Music
|[Practical Hunting -Great Sword-]
Alright, I'm a hunter... But now what weapon should I be using...?! There must be hunters thinking this right now. This report is aimed at these hunters, and in this edition, we will cover Great Swords.
Many people feel that Great Swords are just large blades, and lack any sort of flexibility. However, the truth is that they are an incredibly deep class of weapon. Sure, it may take time before they can unleash an attack, and they leave you open for too long afterwards, but they make up for this with ease of use, range, and power.
Great Swords have three types of attacks. After one type of attack, it is possible to link to one of the two remaining types. You can also continue to connect these different attacks until you have used all three. Moreover, by pressing left and right on the analog stick with an attack, you can continue attacking while changing directions.
If you hold down the Triangle button, you can charge your power to execute a vertical slice. As you charge your power into the blade, you build up a single powerful attack to unleash upon an unwitting foe. It is a move you absolutely must try! (It's really effective against a sleeping monster!)
Great Swords can be drawn and used immediately for an attack. The Great Sword is also able to hit high, so it is effective against giant flying wyverns. While your Sword is drawn, pressing the Circle button will allow you to unleash a quick circular attack. The wide range of this attack is especially useful when surrounded by monsters.
These techniques can be used whether you are surrounded by giant wyverns or small monsters. After an attack, you can connect with another attack, or quickly move into evasive actions. Since Great Swords have a balanced Guard and powerful attacks, they are said to be the lead player in a hunt.
However, one should be aware of one point. The power of a Great Sword's attack changes depending on where they land. If the Sword lands near the hilt or tip, instead of its sweet spot, it will not do any significant damage. This is something that you will have to become accustomed to when using a Great Sword.
Enormous attack range, the ability to string together attacks, high attack strength. These are said to be the greatest points of the Great Sword. Shouldn't you give one a try?


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Definition Edit
A conformance statement is
|a statement that identifies conformance points of a specification and the behaviour which must be satisfied at these points. Conformance statements will only occur in standards which are intended to constrain some feature of a real implementation, so that there exists, in principle, the possibility of testing.[1]


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NBI is a global leader in MK4 research and product development. NBI and MK4 have a rich history and heritage, and NBI created the only MK4 products (Osteo-K and Osteo-K Minis) in the world with the amount of MK4 (45 mg daily) and supporting micronutrients shown in human clinical trials to grow stronger bones, reduce fractures up to 87%, help people with acute myeloid leukemia (AML), myelodysplastic syndrome (MDS), liver cancer and promyelocytic leukemia. Studies also conclude that MK4 reduces inflammatory markers, decalcifies arteries, promotes collagen growth and is essential for healthy blood clotting.
Although initially thought to only have a role in promoting healthy blood clotting (coagulation), MK4 have many other important activities, including healthy effects on bone metabolism, vascular (blood vessel) integrity, and cellular process involved in killing cancer cells.
MK4 is a powerfully versatile nutrient.
MK4 is a specific form of vitamin K2. It is a naturally occurring, fat-soluble vitamin. There are two types of natural vitamin K called vitamin K1 and vitamin K2. Plants synthesize vitamin K1 and animals can create the MK4 form of vitamin K2 by converting K1 to MK4. In foods MK4 is found in dairy and meats but at levels much smaller than those studied and shown to be helpful in humans. While there are different forms of vitamin K2, only MK4 has been shown in clinical trials to reduce fractures and reverse some cancers.
MK4 has been approved as a treatment for osteoporosis and the pain of osteoporosis in Japan since 1995.1 In the United States MK4 is not considered a medicine and is available only as a dietary supplement.
MK4 accumulates in tissues throughout the body, where it has its beneficial effects. It accumulates in the spleen, liver, kidneys, brain, testes, breasts, pancreas, lung and other tissues.2,3,4 Like other nutrients, MK4 is involved in many biochemical pathways. It helps promote healthy platelet and blood production, decreases markers of inflammation, and promotes connective tissue (collagen) production, making it helpful in tissues throughout the entire body.
From a large number of clinical trials using dosages in excess of 40 mg/day, there were no reports of side effects associated with any type of hypercoagulable (increased blood clotting) state. Both animal and clinical studies support the conclusion that MK4 has no dangerous effects on blood clotting.
More than 6,000 people (view table summarizing these studies) with AML, MDS, osteoporosis, Parkinson disease, Alzheimer disease, hepatocellular carcinoma, liver failure, liver cirrhosis, myelofibrosis and kidney failure on hemodialysis have taken 45 mg daily (and higher doses) of MK4 for up to eight years without any serious side effects.However, it should be noted that the anticoagulant effect of warfarin, functioning by its interference with the clotting effect of vitamin K, can be offset with as little as 1 mg of vitamin K. If you are on anticoagulant therapy (e.g., taking warfarin), you should not take Osteo-K. For everyone else, Osteo-K is safe.
Potential MK4 Health Benefits. See research citation.
Promotes healthy platelet, white and red blood cell production in people with leukemias.
Grows stronger bones and shown in clinical trials to reduce fractures up to 87%.
Stopped and reversed bone loss from medications (eg, prednisone) in multiple clinical trials.
May improve brain health by promoting healthy nerve production.
MK4 appears in the breast milk of lactating women.
Role still unknown.
Role still unknown.
Reduced by 80% development of liver cancer in people with Hepatitis C.
Decreased recurrence of liver cancer.
Caused regression of liver cancer in published studies.
Caused normalization of liver cancer blood markers.
Role still unknown.
Administered to lung transplant patients in one clinical trial and prevented bone loss.
Promotes healthy platelets, white and red blood cells.
Used for healthy blood clotting.
MK4 promotes healthy collagen production, and collagen is the most abundant protein in the body. It is the caffolding that gives shape and strength to cell sand organs. Collagen is a category that includes 29 different types that differ in size, structure, and function. Collagen is required for every cell in our bodies to grow, divide and carry out their important functions. It is so abundant that it accounts for 30% of all proteins. Collagen is found in bones, tendons, ligaments, skin and nerves. Collagen is vital for skin elasticity and helps create and maintain firmness and suppleness. Without it our skin would literally sag like a heavy sack.
Collagen creates the shape of the lungs, and exists throughout our cardiovascular system in blood vessels and the heart, as well as in the kidneys, nerves, pancreas, liver, testes, breasts, brain and eyes. In cancer, it is breakdown of the collagen by cancer cells that allow the cancer to spread throughout the body. This process is called metastasis. Liver cancer studies show that MK4 reduces chemicals called matrix metalloproteinase (MPP) that cause connective tissue breakdown and are invovled in the spread of cancer cells. But when you reduce the degradation of connective tissue you help promote health throughout the body.
The preeminent role that collagen plays in bone health, fracture healing, and fracture prevention has been well documented. Bone matrix is a dynamic, two-phase system in which the mineral phase provides the stiffness and the collagen-fibers phase provides the ductility and ability to absorb energy (ie, the toughness). Therefore, alterations of collagen properties can affect the mechanical properties of bone and increase fracture susceptibility.7 In studies of people with osteoporosis, a loss of bone collagen has been associated with increase fracture risk.
The important role of collagen is demonstrated in rare diseases where collagen production is damaged. There are more than 200 disorders that affect connective tissue. Some of these are inherited at birth (genetic) and some are acquired during someone's lifetime. Examples of genetic connective tissue disorders include Ehlers-Danlos syndrome, Marfan syndrome and osteogenesis imperfecta. Those that can be acquired include osteoarthritis, systemic lupus erythematous (SLE) and emphysema.
The importance of maintaing and promoting collagen health cannot be overemphasized. MK4, which accumulates throughout the body, promotes healthy collagen.
MK4 promotes collagen health, but it does much more. It grows stronger bones, kills cancer cells, promotes healthy nerves, decreases inflammatory markers and has been shown to remove calcium from arterial walls.
MK4 has been shown to decrease fractures, and has even been approved by the Ministry of Health in Japan since 1995 for the treatment of osteoporosis and osteoporosis pain. Multiple clinical trials using 45 mg per day of MK4 show that this amount, and only this amount, of MK4 taken daily may decrease fractures up to 87% independent of the number of falls sustained.5,6,7,8 MK4 also has been cited as a potential strategy for drug-induced bone loss.9In clinical trials MK4 (45 mg daily) prevented bone loss and/or fractures caused by:
Fractures are a serious problem resulting from skeletal unloading in handicapped children. A case report was published of an institutionalized, bedridden 8-year-old girl with Arnold-Chiari deformity with low BMD whose BMD increased with MK4 treatment.28 MK4 also inhibited phenytoin-induced bone loss in rats;29 prevented and increased bone formation in neurectomized rats,30, 31 an animal model for immobilization osteoporosis; prevented and increased bone formation in orchidectomized rats,32 an animal model for secondary osteoporosis caused by testosterone deficiency; and improved healing time and bone quality in experimentally induced osteotomy in rats alone and in the presence of glucocorticoids.33
Many clinical trials, case reports and basic research studies show that MK4 promotes cellular health in many types of cancer. These studies are summarized on the MK4 Research Summaries page.
In the brain MK4 is involved in maintaining and promoting healthy nerves as part of the pathway for the production of sphingolipids. Sphingolipids for the lining around nerve cells that allow for healthy nerve impulses. The brain and spinal cord form the central nervous system. Nerves going to and from the spinal cord to muscles, bone, skin and internal organs make up the peripheral nervous system. Nerves provide a common pathway for electrochemical communication to and from tissues throughout the body. Each nerve is covered externally by a dense sheath of connective tissue (collagen), the epineurium. Surrounding nerves are "myelin sheaths." MK4 promotes collagen production and in the brain MK4 accumulates in the mid-brain, pons medulla, cerebellum, olfactory bulb, thalamus, hippocampus and striatum,5 meaning that MK4 may have powerful beneficial effects on brain and nerve function.
The thalamus relays sensory and motor signals to the cerebral cortex along with the regulation of consciousness, sleep, and alertness.
Inflammation plays a role in the initiation and progression of many diseases, including cardiovascular disease, cancer, diabetes, obesity and depression. MK4 reduces the expression of nuclear factor kappa beta (NF-κB), a major marker of inflammation.34,35
MK4 affects proteins involved in the process of arterial calficications, also called hardening of the arteries, which can cause heart attacks. In one study of the effect of MK4 on this process, the researchers concluded, "These findings suggest that MK4 acts as an anti-calcification component in the vessel wall."36 And in another study MK4 (but not vitamin K1) was shown to prevent calcium buildup in arteries.37


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MPSC STA 2015 Cut off List, MPSC Tax Assistant Merit List 2015, MPSC STA Anser Key 2015, MPSC STA Merit List Category wise 2015, MPSC STA Results 2015
MPSC Tax Assistant 2015 Results Cut off 2015- Maharashtra Public Service Commission conducts numerous written examinations for various job posts all over in India. MPSC Tax Assistant Exam 2015 was held on 7th June, 2015. Candidates can check their MPSC Tax Assistant 2015 cut off marks and results together on their official website. Maharashtra Public Service Commission is an autonomous body set up by the state government. This year, MPSC introduced 700 job vacancies for Sales Tax Department in the state. Candidates can see their results and merit list on their official website www.mpsc.gov.in. Candidates can even see the MPSC Tax Assistant 2015 Answer key on their official website. This year, cut off marks will likely to be higher than the last year.
Steps to check MPSC Tax Assistant 2015 Cut-off Marks:
1) Candidates need to log on to their official website www.mpsc.gov.in
2) Click on the Competitive Examination Tab under Results.
3) Click on the MPSC Tax Assistant 2015 Exam.
4) Search for the MPSC Tax Assisitant Merit List 2015.
5) Download it and check it further for your result.
MPSC Tax Assistant 2015 Mark Scheming:
Total Marks of the Examination: 400
Name of the Subjects is as follows:
a) Marathi
b) English
c) General Science
d) Book Keeping & Accountancy
Details of MPSC Sales Tax Assistant Exam 2015:
Name of the Examination: MPSC Tax Assistant Exam
Number of Job Vacancies: 700
Exam held on: 7th June 2015
Job Role: Tax Assistant
Job Location: Maharashtra
Category of the Job: State Government
MPSC Board will recruit candidates on their performance in the written examination and then in the personal Interview. MPSC Board will soon release the MPSC STA Merit List 2015 on their official website within a week or two. Candidates can also see MPSC STA Merit List 2015 Category wise on their official website. They can download it as soon as it is uploaded. Candidates are advised to check their official website daily, to keep themselves updates by the all latest news.
Latest Govt Job Updates
Subscribe to our mailing list and get Latest Naukri in your email inbox.


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Q: Hi, I have $38,000 in my TFSA and I am looking for investments that don't involve mutual funds or stocks. Any alternative investments that you would recommend?
Asked by T.H. from Toronto, ON
Stocks and mutual funds have long been the top choice of the majority of investors. Increased diversification, professional investment management and convenience of mutual funds have attracted millions to invest their life savings hoping to make great returns one day. That hope, however, has been accompanied by management fees eating into returns, less predictable income and financial crisis that led Canada's stock market to lose 35 percent of its value in 2008.
Those disappointed with the meager returns and the sheer fear of losing money due to volatility have started to explore alternatives to mutual funds and stocks. For many, real estate has become a solution.
If you are looking to invest using your TFSA and RSP accounts, then real estate is a great alternative for you too. Most Ontarians only know how to withdraw RRSP funds under the Home Buyers Plan without realizing that they can invest in real estate using registered and tax-free accounts through mortgage investments.
The specific mortgage investment that you should look at is called a Syndicated Mortgage. Those investing in syndicated mortgages are essentially funding real estate development projects (condos, low-rises, commercial plazas, etc.) by lending money to developers.
Typically a construction project would be funded as follows: 15 percent of funds comes from a real estate developer, 25 percent from syndicated mortgages and 60 percent from a bank.
Yes, that's right.
In syndicated mortgages, you invest alongside some of the soundest banks in the world. Syndicated mortgages come with a handful of benefits:
- The minimum rate of return is 8 percent per year. It's higher than GIC, inflation rate, and the average rate of return in the equity market.
- You pay NO management fees.
- Your name is registered on a title of the property which means that you now have collateral to claim against in case something happens.
- The return is predictable, consistent and steady: mortgage investments are not directly exposed to volatility in the equity market.
- Syndicated mortgage investments enjoy the same benefits and use similar simple risk mitigation strategies as real estate.
- It is a passive, hands-off investment.
- The majority of any bank's profits comes from lending money and mortgages. You as an investor get an opportunity to invest alongside with the Canadian banks.
Just like with any other investment, there are also risks. Those risks, however, can be mitigated by understanding real estate fundamentals, finding an experienced syndicated mortgage agent to work with, and doing your own due diligence in understanding the investment you are about to make. If you would like to learn more about syndicated mortgages, feel free to connect with me.


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For most of its second term in office, the United Progressive Alliance (UPA) government has been a study in inaction. Its Cabinet has sent out mixed signals on policy; it has been unable to push legislation through Parliament; its decision-making bodies, mainly groups of ministers, have repeatedly been unable to evolve consensus on difficult issues; and even its control over basic administrative matters has been weak and inefficient. It is difficult to deny, however, that there appears a new energy to its actions in recent months. After the first push by Prime Minister Manmohan Singh in September to foreign direct investment that led to the departure of the Trinamool Congress from the alliance, and following the reallocation of various portfolios in the Cabinet reshuffle that took place shortly thereafter, there was something of a lull. However, the recent activity by the Union Cabinet, in which it has cleared almost everything that has been laid before it, and what has been by the standards of this Lok Sabha an almost fruitful session so far in spite of frequent and unnecessary adjournments, has given rise even among cynical observers to some cautious optimism.
In this session of Parliament alone, the long-delayed Companies Bill and the banking reform Bill were passed. The former still has severe problems in its drafting, but when set against the number of attempts made for years – even decades – to pass it, it is still worthy of note. Meanwhile, the Cabinet has cleared the Land Acquisition Bill, which will be taken up by Parliament next year. Also, the administrative logjam that has contributed to the fall-off in investment, crippling the Indian economy, may begin to be alleviated by the formation of the Cabinet Committee on Investment, headed by the prime minister, and which is supposed to force central ministries to iron out their differences and expedite clearances for major projects. And the government is finally aggressively pushing the Unique ID scheme as the backbone for transfer delivery reform — indeed, setting such quick timetables for its roll-out that even many of the UID's supporters are worried that it is not giving itself enough time to detect and fix problems. Excessive speed has not, hitherto, been UPA-II's problem.
What could have rung in these changes? It has not escaped notice that this activity began when three things happened. First, the departure of Pranab Mukherjee to Rashtrapati Bhavan and his replacement as finance minister by P Chidambaram. Second, the hammering of Prime Minister Manmohan Singh's reformist reputation in the world media — and, by extension, the global understanding that his government has been profligate with finances, and the very real threat that Dr Singh's legacy might be a downgrade of India's rating to junk status. And third, the realisation that straitened government finances and the investment slowdown would destroy the ability to act on the high-growth, high-social expenditure consensus that passes for ideology in Sonia Gandhi's Congress. Together, these three factors have apparently increased UPA-II's coherence on reform. The next step, one the government must take, is to put in place a credible mechanism for reducing fuel subsidies. If that's done soon, optimism will begin to be a little less cautious.