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Branded Executive Resume Writer
How To Qualify and Apply Free Job Search Advice To Your Situation
There is a lot of job search advice online. Unfortunately, not all of it is created equal. In fact, if you don't learn how to qualify job search advice you find online you could be shooting yourself in the foot.
Of course, this doesn't mean that all job search advice online is bad. Chances are whoever wrote it had good intentions. This just means you need to look for a few things to make sure it applies to your specific situation.
Below you'll find some ways to qualify free job search advice so you'll know whether or not you should apply it in your own search.
Who wrote it?
The unfortunate thing about the internet is anyone can go online and claim to know something about a topic. That's why it's up to you to do a little digging before you apply any of their advice.
Are they credible? Do they have experience in the topic? If so, what is it?
Good indicators include work history, sponsoring institutions and whether or not the author can be easily identified.
Another good indicator as to whether or not a source online is credible is social proof. Are there testimonials from people who they've helped (with pictures)? Do they have media mentions? How active is their social media presence?
Anyone who is credible will make sure to have several forms of social proof on the site because they know how important it is to establishing their authority online.
Does the advice apply to you?
There are a bunch of different kinds of job hunting sites online. Many are geared toward first time job hunters, some provide generic advice and a few are written specifically toward executives.
As an executive, the advice that a 22 year old just out of college would benefit from won't get you the same results.
Before applying any advice make sure that the article or site is written specifically for your stage of the job hunt. You can do this by checking out their About page where they should have a rundown of what kind of readers the site is for.
The same applies for what kinds of career fields the advice may be written for. A healthcare executive for a hospital is going to need different advice than someone who works for a financial company. While a lot of the advice can overlap, you still have to make sure you can apply it in your specific field.
When was the advice written?
Always check the dates on whatever is written online. The job search goes through trends and changes so it's important to make sure the information is up to date.
For instance, we recently mentioned how the "sink or swim" method of job hunting, which was popular in the late 80s and early 90s, is making a comeback after being absent for many years. Therefore, the job search advice that may have worked in the early 2000s may not work today.
A credible source will have up to date information and update their site regularly to account for all the changes that occur in the job hunt.
If you are interested in working with Lisa Rangel, an accomplished executive resume and LinkedIn Profile writer, LinkedIn Job Seeker Group Moderator and job search consultant, to achieve the social media exposure and land the interviews you want, sign up for an exploratory call now and learn about how Chameleon Resumes can help.


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Congratulations to Mark Anderson, of Knox, who is the winner of the Aarons/WKVI NCAA bracket challenge! Mark won a 42" Plasma TV from Aarons in LaPorte by picking the right teams in the NCAA men's bracket and getting the most points to win the contest. Mark was asked his strategy for the contest:
"I've got to admit, it was just mostly luck," he replied. "I have been a March madness fan for years and years and I fill out a bracket with my students every single year. I watch nearly every single game and so I'm pretty hooked on it. I've got to tell you that this was all luck."
Mark talks about entering the WKVI bracket challenge.
"I saw it on your website and I thought, 'Why not?' I'm filling the brackets out anyway so why not take a chance? I had UConn in the final game and part of me said I would really like a hometown Indiana team to win, but the other side said I really think UConn's going to take it."
"I want to say thank you to Aarons. They always have quality merchandise."

subset: commoncrawl


text: "But if presented in the right way, many women do like it," Hoffman said. "To find these people and help them and train them, you need systematic programming, which costs money." Resistance is less of a problem in some developing nations. The U.N. Population Fund, government agencies and nonprofits are aggressively promoting female condoms in places such as Brazil, Ghana, Zimbabwe and South Africa. Women's groups in Zimbabwe collected more than 30,000 signatures demanding access to the female condom. In Ghana, nonprofits say more than 10,000 people have attended training programs that teach women how to insert female condoms ¿ they require careful instruction to be used properly ¿ and how to negotiate with their male partners. "The mindset is changing, but there are still a lot of challenges," said Bidia Deperthes, the Population Fund's HIV technical adviser for condoms. "Accessibility is still minimal. There's a huge demand, and we're not meeting it." Deperthes hopes that with FDA approval of the FC2, the number of female condoms distributed globally could climb to 50 million this year. If the numbers keep rising, she said, the cost to public-sector distributors for each FC2 could drop as low as 25 cents.


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WIN! A goodie bag of bestselling picture books from Andersen Press
Andersen Press, founded in 1976, publishes some of the most well-known and best loved names in the world of children's picture books. These include David McKee, the creator of Elmer the patchwork elephant; Tony Ross, who has given us the Little Princess; Ruth Brown; Susan Varley, whose books include classics such as Badger's Parting Gifts; Michael Foreman, creator of Jack's Fantastic Voyage and One World; Max Velthuijs whose Frog series has sold in 25 languages; and Colin McNaughton, whose Preston Pig series is among Andersen's bestselling titles worldwide.
In recent years Andersen Press has attracted world-renowned illustrators such as Quentin Blake and Nicola Bayley to the list, as well as newer prize-winning, bestselling illustrators such as Ben Cort, Ross Collins and Adrian Reynolds. It also proudly champions and nurtures rising stars such as John Fardell, Mei Matsuoka and Jo Hodgkinson, all of whom have been recognized by multiple award panels as stars of the future.
Andersen Press is also well known for its growing fiction list, which includes award-winning authors such as Melvin Burgess, Keith Gray and Jason Wallace. Recent accolades for fiction titles include the Costa Children's Book Award, the Branford Boase Award, the UKLA award and shortlistings for Booktrust's Teenage Fiction Prize and the prestigious Carnegie Medal. Andersen is also home to Sharon Dogar, Henning Mankell, Josh Lacey, Philip Caveney and Derek Keilty, whose novels have been translated into numerous languages and published all over the world.
The lucky winner will receive a fabulous goodie bag of bestselling picture books by award-winning authors such as David McKee, Tony Ross, Michael Foreman, John Fardell and Satoshi Kitamura. The prize will include books from the much-loved Elmer series, including a signed copy of the latest book, Elmer and Super El. The winner will receive Little Princess classics, including a signed copy of the latest in this sought after series, I Want a Party. Your bookshelf will be gleaming with some of the best picture books ever written, many of them signed! It's an unbeatable prize for a lucky, little book worm!
For your chance to win simply fill in the form and answer the question below.
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1. Closing date is 4th October 2011
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3. For standard EMP Competition terms and conditions click here
Please note: When you enter our competitions you are also opting in to the At Home email newsletter (you can unsubscribe at any time) and email and mail communications from the competition prize provider. Your phone details should only be used for prize notification purposes by the competition prize providers as they are only given to them in that capacity.
Click here to find out what other competitions at home magazine is running
Keep up to date with our latest competitions and special offers by following us on Twitter and joining us of Facebook


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What is JotForm?
JotForm is a free online form builder which helps you create online forms without writing a single line of code. No sign-up required.
At JotForm, we want to make sure that you're getting the online form builder help that you need. Our friendly customer support team is available 24/7.
We believe that if one user has a question, there could be more users who may have the same question. This is why many of our support forum threads are public and available to be searched and viewed. If you'd like help immediately, feel free to search for a similar question, or submit your question or concern.
when the form is submitted i receive it in my junk mail, can this setting be changed?Asked by sweetdesigns on April 05, 2015 at 07:59 AM
Hi sweetdesigns,
Thank you for getting in contact with us.
If you would like to ensure that your email notifications are not routed to your junk mail folder, you would need to save the email address that your notifications come from within your email client.
Although each email client is different, you should also have the option to mark the email as "Not Junk" within your webmail.
I hope this helps, please inform us if you need further assistance.
Thank you.


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1966 Wantagh Ave Wantagh, NY 11793 (800) 649-3739
Can't find the item you are looking for using the search and browse tools above? Click Here to view a wider selection that includes items we can special-order for you.
Polar's RC3 GPS HR is a great tool for athletes who are looking to get more from their training. GPS recording and the ECG-accurate heart rate monitor give you the power to analyze every detail of your ride for a complete picture of your training, whether running, hiking, or cycling. There is also a visual alarm that alerts you when you're within your heart-rate based target zones. Plus, you can view your current, average and max speed or pace. And, you can transfer your data to your PC, then plan, analyze and dial in your training online at polarpersonaltrainer.com.
(based on 11 reviews)
of respondents would recommend this to a friend.
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Love it
By mwsmall7
from Undisclosed
About Me
I've had the RC3 with GPS since April of 2013 and have used it consistently since then. I have never had any trouble with it other than it sometimes taking a couple of minutes to find the satellite, but my friend's Garmin does the same thing. This is my third Polar watch in the last 11 years and I have loved all three of them. I almost wish that something would go wrong so that I could justify buying a newer model to satisfy that 'new gadget' urge, but it is steady as a rock. I'll continue to use it until I find a new item that I absolutely cannot live without, and I can guarantee that will be a new Polar product.
Bottom Line Yes, I would recommend this to a friend
Was this review helpful? Yes / No
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Great watch
By Wisanche
from Bogota
I bought the monitor sinece 6 months and is easy the use and cofiguration, easy download the records and programming the monitor
Very satisfied with this ...
By JGM411
Very satisfied with this monitor. The watch is comfortable to wear. If I have a complaint and it is a minor one is that I sometimes hit the lap button when I want to resume the session after I have paused it.
After 8 Months
By TKDbilly
I've had 2 other Polar's including one of the first ones offered and an RS200 I still own. After 8 months of using my RC3GPS all the time here's my assessment: Good: features, accuracy, size, battery life (contradicts other accounts but mine has been going strong); gray face easy to read Not as Good: GPS lock takes about 2 minutes where I live on a tree lined driveway at 8,300 ft about sea level; can't customize the screens (minor as there are enough screens/info. to satisfy my needs; light not so bright as my aging eyes that need help ;)
Doesn't last
By angie
from Phoenix, AZ, United States
Sent it back within 6 months due to not syncing with GPS and chewing through battery life. They found it defective. Within 9 months of the new set, the same EXACT thing is happening. When you send it in for warranty work--it takes 6 weeks or more, which is a long time to go without your gadgets. I'm going to look at another model or brand even though I have been a Polar loyalist for over a decade.
Bottom Line No, I would not recommend this to a friend
Dead after 6 months
By GrantJ
from San D
This is the fourth Polar watch I've owned, and the fourth to break. I had high hopes after two broken M91ti's and one faulty FT80, but after 6 months my RC3 died too. A friend of mine also purchased RC3 after my recommendation and his died shortly after mine. My guess is the charging connector on the watch. Overall I am very dissatisfied with Polar Hear Rate Monitors.
Great For What it was Intended For
By carydean
from Houston, TX, United States
I have "upped" my game with the RC3 GPS. I use it with the polarpersonaltrainer.com website to track all my workouts. the website allows me to visually see when I have over-trained and need a day off. I use the RC3 GPS for cycling, running, walking and weight lifting. It sync's immediately with the H3 HMS but is a little slow sync'ing with the GPS. The only drawback is the 5 predefined workout zones that cannot be changed or edited. I work out religiously and have a very low resting heartbeat and a high max heartbeat. When I wear the watch and HMS for a 3 mile walk, I have a hard time getting my heart rate up to the minimum rate for zone 1. As a consequence I can do a recover walk 3 or 4 miles and when I download the data the software gives me some bogus training load of 6 or some other single digit when I know I walked as hard as I could and the value should at least be in the 40's or 50's. And you cannot edit the workout types. your stuck with (1) running, (2) two cycling profiles, and (3) two "other sport" profiles. Iw would be nice to be able to edit the profiles as long as the workout zone min/max heartbeats. If this is critical to you I would recommend the RCX5 GPS, but it is way more expensive. Despite this I have learned "workarounds" to the above and really love the RC3 GPS.
(3 of 3 customers found this review helpful)
Poor quality watch
By ftan19
from Singapore
Been using the RC3 for about 6 months, the watch is slow in detecting GPS signals, which at times take more than 10 mins. And recently, the watch started to drain battery, at fully charged, the battery lasted 2 days on the 'watch mode'.
(4 of 5 customers found this review helpful)
Great addition to the Polar Line-up
By MBlitz
from Clearwater, FL
I have been running with the unit since it came out. It has the quickest satellite capture rate and even when I am indoors, which allows be less time in adverse weather conditions outside before starting my run. With the fitness testing it gives me the most accurate calorie burn. In addition, my using polarpersonaltrainer.com I can set up my training runs based on distance/pace/heart rate or time. I have found this indispensable while training for half marathons and marathons. Thanks to Polar I have a reliable unit to train with.
(4 of 4 customers found this review helpful)
By Boone
from Miami, FL, United States
Been using for 3 months very easy to use great features like interrelated GPS. Light weight and not very bulky. I also like the polar trainer web page helps you understand in detail work outs and hoe to recover your body.
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Brands Cycle and Fitness :: 1966 Wantagh Ave, Wantagh, NY 11793 (Map) :: (800) 649-3739
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*Free shipping on parts, accessories, bicycles and most exercise equipment to the 48 contiguous states.
Some restrictions apply on some oversized items.


text:
Once again, the Nationals couldn't win with Stephen Strasburg on the mound. And once again, the Florida Marlins proved they can have their way at Nationals Park.
After the Nationals failed to score enough runs to lift Strasburg to a victory - despite the right-hander allowing one run in six innings - they went another seven innings without scoring after Strasburg left the game. Collin Balester gave up three runs in the 13th, his third inning of work, and the Nationals lost 4-1.
it was the Marlins' 26th win in 34 games at Nationals Park, and even without franchise player Hanley Ramirez or staff ace Josh Johnson, they've guaranteed themselves another series win here.
More from the clubhouse in a little bit.


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Benson And Hedges Silver 10 Pack
Please note - You must be over 18 to buy this item
Sorry, this product is currently not available.
Product information
10 Premium Cigarettes
8 mg Tar
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Return To:
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Safety Warning:
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Smoking seriously harms you and others around you
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Net Contents:
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Using product information
While every care has been taken to ensure product information is correct, food products are constantly being reformulated, so ingredients, nutrition content, dietary and allergens may change. You should always read the product label and not rely solely on the information provided on the website.
If you have any queries, or you'd like advice on any Tesco brand products, please contact Tesco Customer Services, or the product manufacturer if not a Tesco brand product.
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This information is supplied for personal use only, and may not be reproduced in any way without the prior consent of Tesco Stores Limited nor without due acknowledgement.
Tesco © Copyright 2013


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Jay-Z (born Sean Carter) is a "Hip-Hopster" best known for being the possible new black friend of Dr. Stephen Colbert, as revealed in the December 2006 issue of GQ Magazine. The adopted son of former President and continuous enemy of America Jimmy Carter, Jay overcame his commie influnces to be come one of Americas most successful black entrepreneurs, and maker of sweet brown sugar love to the much more attractive Beyoncé Knowles.
Mr. Z belongs to Bono's Bonoschtapo, the secret cabal of musicians who teamed up with the UN to destroy everything dear to Our Glorious Stephen.
Stephen's Favorite Jay-Z SongsEdit
NOTE: Crazy In Love is too much of a Beyoncé song to make the list.


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Indiana hosted a number of basketball recruits at Hoosier Hysteria on Saturday despite cancellations from the Huntington Prep trio of Thomas Bryant, Curtis Jones and Miles Bridges. Here are some notes on the recruits that were in attendance.
LYLE BACK IN THE PICTURE: JaQuan Lyle, originally a member of the 2014 class, is back on the market after he was denied admittance at Oregon. Lyle, a five-star guard, is attending prep school for another year and Indiana is looking at him for 2015.
If you don't know, Lyle's recruitment has been a long and strange one. He cut his list to four schools on June 13, 2013 -- Indiana, Louisville, Florida and Tennessee. He committed to play for Rick Pitino at Louisville less than two weeks later. But less than two months later on Sept. 14, Lyle decommited.
Lyle visited a number of schools in the months that followed -- including Connecticut, Arizona, Memphis, West Virginia, Oregon and Oklahoma State -- and eventually committed to Oregon on March 19 of this year. He signed with the Ducks in April.
But Lyle was removed from the Oregon roster in September. Lyle took to Twitter in the days that followed the reports surfacing.
I'm good, y'all! I promise, just wait!! ??— JaQuan Lyle (@JMamba5) September 17, 2014
"The obstacles in your way don't have anywhere to be, but you do. The world is yours. Never stop. Never settle."— JaQuan Lyle (@JMamba5) September 17, 2014
Nothing will stop me from achieving my goals and turning my dreams into a reality..????— JaQuan Lyle (@JMamba5) September 18, 2014
Lyle seemed to be in good spirits and motivated to get to the collegiate level before long, but a later tweet expressed some frustration.
Has anyone ever gotten to the point, where they feel like they lost everything? I'm there! ??— JaQuan Lyle (@JMamba5) September 27, 2014
Regardless, Lyle was in Bloomington for Hoosier Hysteria on Saturday, and he seemed to be treated as a priority by the coaching staff. Assistants Tim Buckley, Steve McClain and Chuck Martin spent a good amount of time walking around Assembly Hall with the 6-foot-5 Lyle.
The Hoosiers were one of the original four finalists for Lyle, so there's been a lengthy relationship there. There's also a chance Lyle wants the opportunity to return close to home and play college ball. He played at Evansville Bosse before transferring to Huntington Prep.
A team source told AllHoosiers.com that Lyle does not have a scholarship offer from IU and that the staff will continue to watch and evaluate Lyle going forward. He's not a candidate to join the Hoosiers after the first semester, as some have speculated. They are recruiting him strictly as a 2015 prospect.
"Tom Crean has always liked him," the source said.
Lyle would certainly give the Hoosiers another strong option in the backcourt, but some questions remain. First, will the NCAA rule him eligible? Second, can he get admitted into Indiana? That is far from a sure thing these days with the school's focus on academics. And third, how would Crean handle the scholarship situation? IU is already oversigned by two for next year with no sure-fire NBA prospect on the roster.
Still, Lyle is an intriguing prospect, one it certainly doesn't hurt to spend time looking into.
GORDON FAMILY IN ATTENDANCE: 2016 guard Eron Gordon (Cathedral) was in attendance at Hoosier Hysteria with his brother, Evan, and father, Eric Sr. Assistant coach Steve McClain spent a considerable amount of time sitting and talking with Eric Sr. in the bleachers following the event.
It's hard to get a read on Indiana's interest in the youngest of the three Gordon brothers. Eron is a talented kid, but not to the level of his oldest brother, Eric, who played at Indiana.
ALKINS MAKES THE TRIP: 2016 guard Rawle Alkins made the trip to Bloomington from Brooklyn, N.Y. and took in Hoosier Hysteria from a courtside seat near midcourt.
Alkins is a highly-coveted guard who can score in every way and is a capable defender when he's engaged. He also has offers from Kansas, Louisville, Seton Hall, Villanova, Cincinnati, Minnesota, Miami, and several others.


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Billy Joel is lucky to be alive after smashing his new Mercedes-Benz into a tree on a Long Island road, authorities and witnesses say.
While the $US121,000 ($A206,300) car was totalled, Joel, 53, escaped the night crash in Sag Harbor with a possible broken nose and cuts to his face. Joel, who had to be cut out of the wreckage, was alone in the car.
"I'd say he's a very lucky man," said Sag Harbor Fire Chief Matthew McAree. "What probably saved him was the fact that his car is new and well-equipped with air bags and safety equipment."
Police did not give a breath test for alcohol to the musician, who did a stint in a rehab clinic last year.
"There was no indication of a problem, no indication of drugs or alcohol," said Sag Harbor Police Detective Paul Fabiano. "A lot of accidents occur there. It must be a magnet for accidents."
"There was no alcohol involved," said Joel spokeswoman Jane Arginteanu. "He had an accident on a bad stretch of road."
It was the second car accident in seven months for Joel who has now left Stony Brook University Hospital and gone into seclusion.
Joel's latest brush with death came about 10.30 pm as he was driving south along Route 114 on the East End.
Lawrance Thomas of Baltimore said he was parking his car when he heard "a God-awful noise. The car made such a thud hitting that tree, and there was the sound of glass breaking and metal twisting."
Thomas rushed across the street and saw the Mercedes just beyond the tree it had struck. A wheel was wrenched from its axle, the passenger door was ripped open and a form was slumped over the passenger seat.
"He had blood coming down his face, and I thought the brother was in bad shape," said Thomas, 57.
"I didn't know who it was at the time, but I thought, 'This person is gone,'" Thomas said. "If he doesn't know there is a God, he found out real quick. It was a nasty-looking accident."
McAree said Joel was conscious and was extricated from the car by rescue workers using the Jaws of Life.
"In my opinion, this was a hard crash," McAree said, adding there were skid marks along the road.
Joel was taken by ambulance to East Hampton Airport, where a Suffolk County police helicopter took him on a 15-minute flight to the hospital.
In June, Joel escaped serious injury in a similar crash in East Hampton, Long Island, where the Long Island-reared entertainer lives.
Shortly after that accident and at the urging of his daughter, Alexa, Joel sought 10 days of treatment at Silver Hill Hospital, at New Canaan, Connecticut, a rehab clinic favoured by the rich.
Last March, he rambled about American military battles, slurred his words and nearly nodded off during a concert with Elton John at Madison Square Garden.
Joel cut the tour short, blaming inflamed vocal cords, a chest infection and laryngitis.
After he got out of rehab, Joel complained in an interview about his troubled love life.
Despite his personal woes, Joel has enjoyed the recent success of Movin' Out, a Broadway smash based on his music. A top concert draw, he has had more than two dozen hits, including New York State of Mind, Just the Way You Are and Uptown Girl.
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What Can Happen If You Drive a Colorado Car in Texas With 5 Pounds of Pot
Gabriel Campbell.
Brown County Sheriffs Department.
We've been over this before, but it bears repeating: If you're dealing in illegal pot, Texas is somewhere you should avoid. Gabriel Campbell, 29, learned that the hard way this week when cops in Brownwood, Texas,about two hours northwest of Austin, arrested him with a large cache of cannabis during a traffic stop.
According to the Brownwood Bulletin, Campbell was targeted by cops in heavy traffic after what would seem to be a very a minor violation: stopping past the white line at a red light. Officers weren't able to stop him at the scene of the infraction, so they followed him around the city for a few minutes before pulling him over blocks away.
It's unclear whether Campbell had Colorado plates on his car, but this scenario fits with the way Colorado drivers have been profiled and pulled over by out-of-state law enforcers for minor infractions they'd usually overlook.
Cops say they asked Campbell if he had anything illegal in the car, and he said no. They asked if they could search his car, and he again said no.
Then they ran his ID. Turns out Campbell was wanted in Colorado on a charge of cultivating more than thirty marijuana plants – a felony that carries a penalty of between two and six years in jail and up to $500,000 in fines. That was all police say they needed to arrest Campbell for extradition to Colorado – and to search his car.
That's when they discovered another surprise: a hefty stash of marijuana. They said the trunk reeked of pot and that inside they found a box with five bags of marijuana, two cell phones, a camera and a computer. The pot itself weighed five pounds, but police tacked on the additional weight of the bags, bringing the total to 5.6 pounds. Campbell was arrested on the Colorado charges as well as delivery of marijuana over five pounds and sent to the Brown County Jail for processing. As for the traffic violation? Campbell was only issued a warning. The judge set his bond at $50,000.
Campbell will be sent back to Colorado at some point to answer for his grow charges, but probably not any time soon. Delivery of between five and fifty pounds is a felony in Texas, carrying a punishment of up to twenty years in jail and as much as a $10,000 in fines. The arresting officer chose to charge Campbell with the more serious delivery of cannabis as opposed to possession of cannabis, which has a maximum jail time of ten years. Both charges carry a mandatory two-year minimum jail stay.
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Today's Devotional
A Word to the WealthyWhat resources, talents, or other gifts has God given you?
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The Master of Business Administration (MBA) program provides students advanced business theory and practices. Students complete a balanced curriculum of thirteen courses (37 credit hours) that provide opportunities to develop advanced business skills that are current and applicable to real-world business situations.
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03/22/00- Updated 11:11 AM ET
GOP's Davis speeds along middle road
By Kathy Kiely, USA TODAY
ON I-95 IN NEW YORK - Rep. Tom Davis, R-Va., helps make the nation's laws, but he's not above bending a few as he hurtles down one of the nation's busiest highways in a state of barely controlled exasperation.
Why, oh why, doesn't the guy he's tailgating get the message and move into the right lane?
"The way I'm driving, just give me a season ticket," the 51-year-old congressman chortles as he checks the rearview mirror for police, then presses the pedal closer to the metal.
Steering opportunistically with one hand, he works his cell phone with the other. There's a new election poll out in his home state of Virginia that he's anxious to hear all about . Between calls and zipping past cars and 18-wheelers on his way from Connecticut to New Jersey, he provides a running commentary on why he thinks the Republicans will triumph in the 2000 congressional elections.
In the passenger seat, a reporter is nodding politely but privately obsessing on another question: Does this car have air bags?
Spend a few death-defying minutes with Davis, and you know exactly why House Republican leaders picked him to head the National Republican Congressional Committee.
This brash Virginian clearly enjoys risk. And in accepting responsibility for protecting the Republicans' slim majority in the House, Davis has certainly taken on plenty of it.
"We have a six-seat lead. If you hiccup the wrong way, you can lose six seats," he observes.
Confirmed moderate
Why, oh why, doesn't the guy he's tailgating get the message and move into the right lane?
On paper, he seems an odd choice for the job. Davis, whose northern Virginia district is home to many employees of the Big Government in Washington, is almost heretically moderate. He refuses to toe the GOP line on issues such as gun control, which he supports. He openly meets with gay Republicans and labor unions.
As head of a House subcommittee on the District of Columbia, he's worked hard to improve opportunities for the mostly minority, mostly Democratic city that abuts his booming high-tech district. His admirers include the liberal Eleanor Holmes Norton, the District of Columbia's delegate in the House.
Still, it would be hard to come up with anyone more qualified to pinpoint key races among the 435 House contests, and recruit and fund candidates for them, than Davis, who has the same mania for political minutiae that other guys have for baseball statistics.
"He doesn't need a political almanac. He is a walking political almanac," says political science professor Larry Sabato, who has known Davis since both were students at the University of Virginia.
Congressional candidates often find that Davis knows their districts better than they do. Mark Nielsen, a Connecticut Republican, says that at their first meeting, Davis rattled off two decades worth of names and numbers from elections in the state's 5th District . He even knew the local high school football rivalries.
"He cautioned me not to miss the Derby-Ansonia game," Nielsen recalls.
The same competitive drive that makes him want to get ahead of every other car on the highway has given Davis a can-do edge in the face of developments that might discourage a less-exuberant politician.
Davis had barely taken over as head of the National Republican Congressional Committee when the impeachment of President Clinton by the Republican-controlled House prompted a backlash against the GOP. Democratic loyalists began filling their party coffers at a record pace. The party benefited from a huge surge in candidate recruitment. Democrats "had a huge head start because of impeachment," Davis concedes.
Nor has it helped that 22 GOP House members have decided to retire at the end of this term, leaving the Republicans with more than three times as many open seats to defend as the Democrats.
None of this has dampened Davis' can-do optimism . He's crisscrossed the country, raising money and prospecting for candidates to run in key congressional districts. He's especially proud of his more unconventional recruits. Noble Willingham, a member of the Walker, Texas Ranger cast, is running in Texas' 1st Congressional District. Bob Backlund, a former World Wrestling Federation champ, is the GOP's candidate in a Connecticut district.
If it doesn't sound like your grandfather's GOP, that's probably because Davis hardly
fits the stereotype of a Republican plutocrat. With his fly-away sandy hair, his Abe
Lincoln stoop and his battered corduroy jacket, he looks like an out-of-place professor
when he shows up at a country-club fund
Davis is not a country-club Republican. His childhood was a curious combination of privilege and pain.
Political upbringing
His grandfather was a Harvard Law School graduate who was elected attorney general of Nebraska at the age of 25 and later served in President Eisenhower's administration. He provided the connections that gave a teenage Davis a coveted internship on Capitol Hill. Davis was elected president of his class at the congressional pages' school.
But if his friendships were gold-plated -- in addition to the Eisenhower family, Davis befriended Robert Kennedy's children and was a regular at the family's northern Virginia home, Hickory Hill -- home life was something else.
His father was an alcoholic who served two terms in the state penitentiary. "My father was a bum," Davis says with gruff, don't-you-dare-pity-me bluntness. His parents divorced each other -- and remarried each other -- four times.
After completing law school at the University of Virginia , Davis returned home and plunged into local politics. At 29, he was elected to the Fairfax County Board of Supervisors. In 1994, he won election to Congress by beating a popular Democratic incumbent.
Davis has a pragmatist's contempt for ideology. To the country-club Republicans at Nielsen's Connecticut fundraiser, he apologized for the "cowboys in our caucus" and afterward told a reporter: "You can't run a candidate from the Christian Coalition in this district."
He believes the old party alliances are about to be shattered anyway. As the representative of a district that is home to America Online and a host of other major Internet companies, Davis believes the information economy creates new political coalitions. "We're ripe for a change," says Davis, who sees the popularity of independent political figures such as Ross Perot and Jesse Ventura as a sign of the times.
In the meantime, Davis will keep on working to keep the Grand Old Party in the driver's seat in the House. He's still hurtling down the highway. And while he's keeping one watchful eye over his shoulder, so far he hasn't seen any reason to slow down.
© Copyright 2002 USA TODAY, a division of Gannett Co. Inc.


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Strapback Saturdays: YEA.NICE "Sabol" Cap
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The aim of the project is, creating a 2D, tile based, isometric, strategy game. I'm using Pygame library based on Python language. Currently, I don't use any additional libraries or a game engine, but I'm open to change any of these techniques and/or software.
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12 Month SummaryJul 19 2015 — Jul 19 2016


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If you've been searching around for loan information you surely have heard of the Department of Education loans. These loans are the ones that we will
be explaining in this article.
The US Department of Education
The US Department of Education concentrates almost all government aid for those who need finance to go to college. This department is known for being extremely precise and strict with its proceedings on loan application. You'll need to be prepared and have all the information prior to applying for a loan. Otherwise you'll be searching around for forms, and trying to collect all the documentation that you need over and over again.
The Applications
When you want to apply for a Federal Loan, you'll have to fill a form. This form is known as Free Application for Federal Student Aid Form (A.ka. FAFSA). Within this forms you'll have to include a lot of personal and family information that's necessary for the department to consider your application and to calculate the amount of money you'll be able to request.
With all this information that will be thoroughly checked, the department will come to know with how much money the applicant's family will be able to contribute to his education and what the total amount of money he will need will be. The difference between these numbers will usually be the sum the applicant will be able to request to the department of education.
These loans have specific requirements you'll need to meet in order to get approved. If you fail to meet any of these requirements you'll provably get declined. However, don't despair as if you contact the department they'll probably help you solve the problem. Following is a list of the most significant requirements:
1) US Citizenship
2) Valid Social Security Number
3) Feasible financial Need
4) Eligibility for Higher Education
5) No Defaults or Bankruptcy in credit report
6) No Convictions
7) High Grade Point Average
Different Options
When it comes to the US Department of Education Aid, there are at least three possibilities that can be taken into account: Federal Grants, Student Loans and Student Work Programs.
Grants are a form of financial aid that doesn't have to be paid back, the requirements for this type of loans focus on financial need and inability to obtain finance through other means. Usually, grants are processed on a first come – first served basis.
Student Loans have been explained in the above paragraphs and differ only with regular loans in the length of repayment and interest rate charged that tends to be significantly lower.
Student Work Programs imply that the applicant will be working for certain government agencies in order to pay for his education. The job will only take a couple of hours or if a fulltime job, only part of the salary will be deducted towards the payment of college.
Universities Information | Universities Tips
Nowadays, it is impossible to get a job without a post secondary degree. The reason being that everyone has a degree so employers view having a post secondary degree as the new bare minimum. A
degree in higher education should therefore be your top priority after you graduate from highschool. Also, if you think the program of your choice
doesn't have an online equivalent, think again - there are over 1,500 different types of online degrees you can choose from.
1. Associate Degrees
The lowest form of post secondary education is the associate degree. While you will be able to get a good paying job with such a degree you won't necessarily be able to advance beyond that position into a position of more authority. For example, an associate degree in nursing might get you the night shift as a nurse, but not the lead nurse or hospital coordinator. This is equivalent to a two year program.
2. Bachelor's Degrees
As an undergraduate you will complete a major that lasts three or four years in study. The most common Bachelors that are awarded are in the arts and sciences.
3. PHD Masters Degree
A doctorate is the highest level of education and places you at the same level of knowledge and competancy as an instructor. With minimal additional training you would be qualified to teach the subject to students of your own.
4. About E-Learning
E-learning is an all-encompassing term generally used to refer to computer-enhanced learning, although it is often extended to include the use of mobile technologies such as PDAs and MP3 players. It may include the use of web-based teaching materials and hypermedia in general, multimedia CD-ROMs or web sites, discussion boards, collaborative software, e-mail, blogs, wikis, computer aided assessment, educational animation, simulations, games, learning management software, electronic voting systems and more, with possibly a combination of different methods being used.
Along with the terms learning technology and Educational Technology, the term is generally used to refer to the use of technology in learning in a much broader sense than the computer-based training or Computer Aided Instruction of the 1980s. It is also broader than the terms Online Learning or Online Education which generally refer to purely web-based learning. In cases where mobile technologies are used, the term M-learning has become more common.
Universities Review | Universities Guide
Most parents understand the concept of sexual health education, but many do not consider classroom instructions on sexual health sufficient for their
children's needs. Although basic information is shared during class, the teenager might not hear or understand everything that he or she needs to know. Sexual health education is a parent's responsibility, awkward as it may be. Still, society, by and large, relies on the formal school system to provide children with the
necessary biological and social background about sexuality. But by giving follow-up information and reinforcing what the teenager learned in school, parents can help their children in making wise
decisions when it comes to sex.
It's not easy for parents to talk to their own children about the sensitive topic of sex. Perennially waiting for the proverbial right moment can make parents miss opportunities to teach their children about the need for information, responsibility, and circumspect when it comes to sexual behavior. Rather than getting ready for this kind of talk, think of sexual health education as just another ongoing conversation. For example, seize the moment whenever a TV program raises issues on responsible sexual behavior, and use this to start the discussion. If in case a good topic comes up at a not-so- convenient time, simply say that talking about this later would be a good idea, and mean it by talking about it at a much later time.
Keeping sexual health education low-key may be a good idea. Never try to pressure the child to talk about sex. Simply bring up the topic whenever you are alone with your child or teenager. Everyday moments like car rides, grocery shopping, or during late night snacks can be the best opportunity to talk about sex. Also, being honest with your children is important. Admitting to them that, like them, you feel uncomfortable talking about sex but emphasize that it is a subject that you must discuss openly without pre-judgment or apprehensions. If ever the child asks a question that any of the parents don't have an answer to, offering to do research on the answers or looking them up together should be a good alternative.
When talking about sexual health education to kids, being direct is also needed for clear communication. Stating feelings and opinions on specific sex issues such as oral sex and intercourse, and presenting the risks involved objectively, including emotional pain, sexually transmitted diseases and unplanned pregnancy can open their eyes to possible risks when dealing with premarital sex. In addition, lecturing or giving out scare tactics won't do any good. Never lecture them or rely on scare tactics just to discourage them from doing any sexual activities. Instead, by listening carefully to what they have to say can help you understand the child's everyday pressures, challenges, and concerns with regards to sexual health.
In having the right sexual health education-related conversation with a teenager, it is essential to go beyond the facts. The child needs to know the right information, but still needs to open up to their feelings, their values, and attitudes. Try and examine ethical questions with responsibility in the context of the family's own personal or religious beliefs. And by inviting your children to have more discussions with you on sex and other issues that matter to them, you will also make your relationships with them more healthy, informative, and fun.
Universities Tips | Colleges in US Information
Home is you and your children's primary school. In it cognitive, emotional, spiritual and social aspects are developed and honed. In fact, home contributed to the totality of your persona.
Home never ceases to be a school. It continues to be such in order to make and mold you. It can be a school ad infinitum.
Children are devoted to learn new things. This hunger for education exists within and outside the school. It is long-lasting and it follows the children. Thus, even if they are out of the basic institution for education they can learn a lot.
Even if you are not enrolled in a university, you can still acquire knowledge. In addition, this learning can be had without traveling much. Yes, you can have same knowledge that other students acquire even when you just stay at home. This system is called home schooling.
Home schooling, otherwise known as home education, is a curriculum designed for children to study at home. This is in contrary to the usual education offered by an education institution like the parochial or public school.
When parents feel that complete education can no way be acquired in private or public schools, they resort to home schooling.
Home schooling is legal in all parts of the United States. However, said laws may differ from one state to another. In fact, home schooling evolves around three categories. They are private school laws, equivalency laws and home education laws. Inquiry must be done first in order to know which of the three laws are suited to you and your children.
Home schooling is the focal point of a substantial minority in the United States. This minority is composed of parents who desire to give their children the best education that they can get.
Home schooling is also given to gifted children who are given special attention in connection with their talents and abilities. Most school failed to meet the attention necessary. Thus, parents resort to home schooling as a remedy. Another reason for home schooling is the preservation of values and religion.
Undeniably, home schooling is the most thrilling innovation in education nowadays.
Making your kids stay at home to study will not make them social misfits. This is because a crowd is not necessary to learn to adjust socially. Adequate exposure and proper guidance are the things necessary to make your children acquainted with the world.
The concept of home schooling has started way back in 1850 when most of the American children learned their lessons at home. It has been 156 years since its inception but said concept continue to astound both parents and students.
Great changes have occurred in the past 25 years. In fact, said revival in the concept of home schooling has resulted to more and more children learning at home. In fact, the number has increased to three million and still growing...
With home schooling around, you can select the subjects that you can teach your child. You need not worry about several fields of concentration since they can take care of them when they are already young adults or teenagers.
Learn first what your child is interested in learning. Also discover their skills and talents. From there, you can have the idea where to start. You will also be given the idea on what lessons and activities to give emphasis.
Teach your children to live their dreams. Start by giving them a good home schooling background.
Colleges in US Index | Colleges in US Review
Life in the fast lane presents many challenges. And, to keep abreast with changes in work culture and technology one has to learn continuously. However, with the conveniences of online colleges
and courses offered by many universities, education has come within the reach of the young and old.
In fact it is not just adults but even retired people who are registering for online courses as it presents them with an opportunity to spend time fruitfully, they can interact with people from the safety of their homes , and do not have to commute. The Internet has brought the class room to the doorstep and so people with families, full time jobs, an illness, and so on can further their education at their own convenience.
The options are many and one can learn for pleasure or to earn more. When retired people or elders learn it helps them stay mentally active and the sustained interest prevents many diseases as well as problems associated with memory and so on. With the seniors learning becomes a positive activity and the classrooms and chats as well as interactive forums give them a new lease in life and alleviate loneliness.
Online courses provide many options. One can earn degrees in the line of work you are in and open up avenues for promotions and pay increases or do courses in creative writing, history, literature, theater, or foreign languages.
Online learning protects adults and elders from peer ridicule and being the brunt of jokes. The instructors and teachers as well as counselors are specially trained to handle students from age 18-98 and more. The problems one can face in campus are just not there.
The benefits of an online education are many. It offers flexibility of schedule, the freedom to choose and do work using online libraries. It helps you keep a finger on the pulse of new developments and stay current with new business trends and technology. You have the luxury to learn at any place, or at any time. You can study when convenient and at the same time manage your home, kids, and a job. You will have the opportunity of interacting with professionals from all over the world and become secure and confident in your work environment.
Education is for one and all and online education has opened up many doors for those with a thirst for knowledge. All you need to do is find out what you are eligible to register for, check out the curriculum. You also need to find out if the institution is accredited and how many students have successfully completed the course. Then once you install a suitable computer system and net connection and you are all set to enter the world of "virtual learning."
Online education is a classroom without walls and can be attempted by busy working adults who need to further their education to meet personal or career oriented goals. With an online education you don't have to quit your job to go back to college or school; change your work schedule to accommodate classes; find a housekeeper or babysitter; or spend hours in traffic to reach the college. As a student of an online course you just need to create your own goals, be in touch with your instructor or counselor, complete assignments in time, and be dedicated enough to finish the degree.
So, the world has changed and now young and old can further their education without a second thought.
Colleges in US | Colleges in US Tips
It is an excellent idea for schools to ask their students to rate teachers because of the benefits for both the teachers and the students. Teachers will be able to improve their teaching styles
and strategies and students will be able to become more positively involved in school and their studies.
On one hand, teachers who are evaluated can receive concrete advice from their very students on how to improve their teaching skills that would make it more responsive to the needs of the students.
* Teachers will learn about their own weaknesses and work harder to improve in those areas. To be a teacher is not an assurance that one is perfect when it comes to doing the profession. Evaluation will help instructors by reminding them that they must leave room for improvements.
* Hearing about what the students enjoy will encourage teachers tom prepare more interesting and interactive lesson plans. The preparation must be done in accordance with what kind of students a teacher has.
* Teachers could gain ideas for classroom activities from student suggestions. Nobody knows what they want but the students themselves. Their suggestions must be taken very well.
* Teachers would polish themselves to be more competitive. Thus, paving the way to a better educational system in every country. And, we know the world needs it so much.
On the other hand, students will become more interested and involved in their education.
* Students will think seriously about the quality of education they are receiving while writing evaluations. Some of students are passive but when they will be given the chance to evaluate, it will be time for them to realize the value of their studies- and the pay they give for education.
* Students will have the opportunity to play an active role in their education by expressing their concerns. Education is endless but necessary- it is something to be valued.
* They will be awakening to the fact that they need quality teachers and bear in mind that if they become professionals they have to pursue for excellence.
In conclusion, asking students to evaluate their teachers is an important step towards gaining and improving the quality of education. Teachers will gain insight into excellent teaching and also, student participation land performance will improve when students are given the chance to express their opinions. Evaluation is the best form of regulating the good from the poor quality of education.
Colleges in US Information | Colleges in US Index
A university education is one of the best possible ways to insure your earning power upon graduation. There are all kinds of fields and all kinds of
majors, some paying higher than others but as a rule, college graduates will earn more money over the course of their lifetimes than those who do not have a college education or degree.
We live in a world that increasingly demands more of its citizens. We need to have the ability to hold academic conversations on the corporate level that go well beyond the score in last nights basketball games. Companies' want well-rounded employees that epitomize all the great things that a four-year degree has to offer. For this reason, even those who have labored in order to gain an associate's degree are getting left behind in favor of those who have a more 'complete' education.
If you have already entered the work force there is still the time to increase your earning potential by seeking higher education. Colleges and universities today are offering more options for students wishing to return to college than ever before. In fact we are seeing an increasing number of college students that are classified as non-traditional students. We are seeing many more adults returning for the education they didn't receive the first time around, which is good news. It also means that more and more options are becoming available at night and on the weekends for those adults.
Even better is the fact that more and more often we are seeing courses being offered online for those who are seeking to complete their education. This allows even more options for those students who are desperately trying to balance careers, family, and education. As more and more opportunities such as these arise we will also see a growing number of graduate studies opportunities being offered in a similar fashion.
If you are thinking of returning to school after years of absence or perhaps attending for the very first time while managing an existing career there is no time like the present in order to do so. Not only will a college education give you greater earning potential in your lifetime it can also qualify you for promotions within the company for which you currently are employed.
The truth of the matter is that you really can't go wrong when it comes to going back to college and getting or finishing your degree. You can increase your earning potential, your promotion potential, and most importantly your self-image. There is something about having a degree that makes you feel better about yourself and your ability to provide for your family. Even if you never actually use your degree for anything other than a plaque on the wall, you will have the knowledge that you accomplished something that only a small percentage of the population ever gets around to completing.
If nothing else, your college education is worth every penny you will pay in order to have it for the wonderful sense of accomplishment that goes along with getting it. Your college degree won't make you a better person; just give you a better opinion of yourself as a person in many instances. If you need a confidence booster in your professional and your personal life, getting your college degree is often just the bump of confidence you need in order to accomplish many great things.
Colleges in US Review | Colleges in US Guide
Throughout the years, homeschooling has come to be larger a part of the average families traditional activities. In any event, it didn't channel to be that way. If you think that homeschooling is
rare these days, think of the earliest families to homeschool?
When did homeschooling begin to commence and what prompted the public to embark on schooling their little kids in the home by preference of the middle school setting? There was a time where some states in actuality dictated by legislation that pupils must be schooled. In any event, the reasoning behind that mandate was to keep kids out of the struggle adversity and structure them to attend classes to gain an education. In the nineteenth century there were several books written to help lead parents through the education of their young people in their home sweet home.
As one may expect, from 1920 through the 1970's, homeschooling was relatively sparce and incognito to farms and ranches too far from their local bodies school. When 1970 came about, an author by the name of Ivan Illich wrote a book called "Deschooling America" that gained favor for its far out game plan's and stunning language. Regardless, it was this course book that caused a man named John Holt to launch making his large impact on the homeschooling fad.
In 1976, John Constrain wrote "By choice of Education: Ways to Facilitate Citzens Do Things Enrich." In this initial of his quite a few books, Holt encouraged others that are are bonus ways to instruct youngsters that what was being practiced in schools. He never once mentioned homeschooling, regardless as his course book gained popularity, he received letters from parents citing that he missed mentioning this option for coaching your son or daughter. Because of this, Holt began a magazine book called "Growing Without Knowledge" for those moms who were opting to homeschool their youth at home sweet home.
Colleges in US Tips | College Address Information
It is a great task of parents of today's generation to establish a fixed curriculum standard in getting their children started for a valuable formal education. The home handles the informal education of each individual from the time he is a toddler, after which parents
may choose the kind of school, that will later be a trademark institution linking him to wherever his objectives and goals bring him.
There are many highly exclusive schools for either gender. Educational settings of this kind are highly expensive, are opened to the rich and affluent. There are those simply private, inclusive of all coeds, a much more highly standardized than a public school. Public schools operational systems are based on the economic condition of a place.
Products of public schools of the third world and poorer countries, and those promoting scholarships of some kind don't meet the normal standard level in education. Institutional systems' lack of certain criteria fails to cope in developing confidence, and competitiveness in business, and harsh brutalities of life when they go their own, in job seeking, entrepreneurship, or raising a family.
The modern-day complexity in today's lifestyle, made possible the accreditation of various studies within the confines of a home. There are various reasons why it is done so, especially to exceptional cases in the nature of work, and the situations of life one has been drawn into. Examples of individuals that need apply a home schooling curriculum are those in the entertainment world, such as in the movies, television, theatres, and advertisements when there's no definite time in photo or filming footages.
Actors, especially children characters are left to study with tutors, and thru correspondence schools, where materials are sent to their homes in form of packages and mails for self- study, with a domestic teacher, or the parents themselves.
The home schooling curriculum opens opportunity for some parents to act fairly against any risk on drugs, travel, and social elemental influences in school environments today, and find themselves in direct management of their children in the home.
Home-based schools studies cater some cautious parents in giving education to their children up to some grade levels where they're mature enough to handle themselves. Leaflets of the well-based curriculum planned for home study are also delivered by the agencies of correspondent schools. Progress of the child is sent the same way around, or by mails.
A random study of families adapting this study method has run surveys to be positively favorable. Compared to all their peers among accredited schools, private or public, home schooling curriculum results of validating exams for college entry, favors 80% mark of competence against counterparts, rating only 50% in effectiveness survey.
Education, both formal and informal could still be at best, if outright guide or adviser of the child is the parent who has the definite full concern for him.
College Address Index | College Address Review
I assume that when most individuals go after their degree in education,they keep in mind the fact that they will be teaching minors. Anyway, this field
does seem to be getting more popular in recent times. In fact, a number of folks are taking full advantage of teaching opportunities simply due to the fresh approach school boards are taking. Now
days you can get your schooling paid for as long as you enter a contract to teach at a specific school for a certain number of years.That's a pretty sweet deal if you ask me. Well, unless of
course they stick you in the dangerous districts. That could get hairy.
Are you interested in a degree in education? It's kind of funny because my sister in-law did this for years, and then finally my brother joined in. He decided to go back to school for his degree in education and now he teaches 8th grade science. He admits that he absolutely loves it. He couldn't have asked for a better career. Then of course there are other who do not feel the same.
You know who you are;the folks at the other end of the spectrum. For example, I knew a young man of 25, who also went to college and acquired a degree in education. He wanted to be a high school math teacher. Well, despite his good intentions and positive attitude, his career as a teacher did not last long. He explained to me one night while we were closing up Hollywood Video, that teaching wasn't worth his effort. Sure he admitted that he loved the teaching and math aspects of it, but the work-load was not balanced with the pay. He was literally working his 9-5 shift and then coming home to grade papers. This is all for less that 30K a year. Yikes! I laughed when he told me that he made more as the assistant manager of Hollywood Video. That's sad! Now, keep in mind that this was in Oregon, which is sadly a place where education is not paramount.
So, if you are intending on achieving a degree in education, I would suggest doing some research first on the best districts to teach in. That degree in education may be worth its weight in gold if you're in the right location.
College Address Guide | College Address Tips


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In an ideal world, we would only buy things that we can pay cash for. In the real world, we sometimes need to buy things on credit.
Taking on some debt, like a student loan, can be good. If you have too much bad debt, such as credit cards, you may end up in a difficult situation. Learning the difference between good and bad debt can help improve your overall financial well-being in the long run.
What's good debt?
Generally speaking, debt for something that has the potential to increase in value over time is considered good – like purchasing a home, or taking on a student loan for training or education that can increase your ability to get a good job.
Of course, both situations assume you can afford to repay the debt. If you can't, stay away from it, even if it sounds good.
What's bad debt?
If you borrow money for something that will likely drop in value, that's bad debt. Buying a TV or computer on a credit card is a classic example of bad debt, unless you pay off your balance in full each month. This type of debt typically comes with high interest rates and should be avoided whenever possible.
How to keep debt under control
If you find your debt piling up, take steps to get it under control as soon as possible. Decide which of your debts to get rid of first and pay as much over the minimum as you can. Place priority on bad debts. Consider going after credit cards or loans with the highest interest rates first. Some people are motivated to make more progress by paying off the smallest balances first. Whichever approach you decide on is fine, as long as you stick to your plan and do what's in your best interest.
3 keys to managing debt:
- Do your best to completely pay off any credit card balances every month.
- Pay at least the minimum amount due on all debts each month to avoid unnecessary penalties and interest.
- Get rid of bad debts first, and then chip away at good debts.
Whenever possible, it's best for your overall financial well-being to avoid debt. If you have no other alternative, remember that good debt can help improve your financial picture and bad debt can make it worse.


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Gooooood morning everyone! Can you smell the change in the air? Wait, does the Internet have air? Wait, are you reading this in a reader. Okay, this didn't start right. If you're reading this in a reader then please click here. If you're not then....oops, sorry for all that nonsense you just finished reading. Anyway, now that we're all here do you notice anything? What? No I didn't get a hair cut! Good gracious - look around would you?!!
That's right! My Girl Thursday got a real fancy makeover last night while most of you were off in dreamland. I'm so flipping happy with it! I've been working on it for a couple of weeks. I actually had a whole other blog design done but it just wasn't clicking for me 100%. Then one night I stumbled upon this record cover and I knew I had found my muse.
As with each new design job I learned a few new tricks (that sounded slightly hookerish). I couldn't find a font like that anywhere online. When I was whining about it one night my Twitter friend Lindsay suggested that I just make my own. And I did (sort of). How bout that. Then there are the rollovers in the sidebar. I won't begin to try to explain how many times I fudged that up. What's important to know here is that Katrina is a superhero and I adore her. But you all know that.
If you or someone you know is looking for a fancy new look for their online home you can contact me here to chat about pricing, turn-around time and
dreamy prom dates other fun stuff.
While you're browsing around if you happen to find something that looks wonky please let me know in the comments below. I have a bad habit of installing new designs at 2am and things are easily overlooked at that hour.


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Item: 2034690
| Model: 98101BLK01
(9 reviews)
Shipping Included
Your order will be held for 48hrs.
* We do our best to update club pricing and inventory amounts as they change. However, there may be slight differences in actual club pricing and inventory levels. Therefore, the price reflected and the inventory is estimated as of {{currentDate}} and does not include taxes or application of in-Club coupons. In-Club coupons must be printed and presented at checkout and are subject to valid dates and the terms of the coupon offer.In-Club Coupons, In-Club Clipless Coupons and Online Instant Savings are supported by manufacturer funding. State and local laws may require sales tax to be charged on BJ's pre-discounted price if the product is subject to sales tax. Orders placed within 2 hours of closing will be ready tomorrow at opening.
At the perfect counter height, this set of 3 saddle stools come in a sporting black color that will fit any kitchen design. They're made from solid wood and have a wide saddle-style seat for a more comfortable posture.Product Features:
(based on 9 reviews)
of respondents would recommend this to a friend.
Ratings Distribution
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Reviewed by 9 customers
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(1 of 1 customers found this review helpful)
By Julie
from Charlotte, NC
Comments about BJs Wholesale Club Counter Height Saddle Stools, Set of 3 - Black:
We use these stools for a quick bite to eat at the kitchen island for the kids. We love how they fit under the island too. The seats are just right for all my kids, including my 6'1" 210 lb 18 yo son. They are sturdy. My kids assembled them. The only complaint I have is one of the seats has a small crack in the seat part, & my husband said it is from the wood itself being faulty with that particular seat. The rest are just fine.
Bottom Line Yes, I would recommend this to a friend
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Not worth the money
By Paul
from Massachussetts
I have recently ordered this product. All of the parts had either crack on the wood, deep cut/scratch, bad painting etc.I have emailed vendor with pictures. They did not bother to call me back.
Bottom Line No, I would not recommend this to a friend
Nice stools
By Tisa G
from Albany, ny
The stools are strong and easy to assemble but the grommets under the seat strip easily. Cannot over tighten which is not good for a stool. Don't know how long connection will last. That why only 3 stars.
Great Buy!
By Jimbo
from Hamden, Connecticut
I purchased these bar stools as a gift for my daughter's new condo. I had them delivered to my home and put them together. I was anticipating a difficult job, but once I opened the box and took out all the items, I decided to try to put one together and it went as directed and only took me 15 minutes per stool. They look great and feel great and comfortable. They are a perfect fit for an island counter and hope she will enjoy them for years. I did have to purchase some self adhesive felt pads for the bottom of the legs so they will slide easily and not mark up the floor.
great stools!
By Laura
from Chicago, IL
Perfect counter height, looks great. Hard to believe I had so much time (and so many parties that could've used this seating!) without them.
By Don
from CT
These are slim, compact stools that are easily pushed under the breakfast bar so they don't get in the way when not used. Exactly what we needed.
Great for the sale price
By Mike
from Rutherford, NJ
I got these on sale. I like them, I just wished they came in other colors like white or gray.
Very happy with the six I bought
By Former New Yorker
from North Carolina
We just moved, and these stools were one of our first purchases. They work well at the kitchen counter, and have done double duty as temporary night tables and even tray tables, while we await delivery of new furniture! Great buy at an unbeatable price.
Attractive Stools
By lland03
from Allentown, PA
Best results when loosely attaching legs to seat before inserting braces. Trim flash from braces before inserting in legs. You may want to use a little wood glue on braces before inserting into legs and tightening brace screws. Overall good value for comfortable stools. They look really nice for the money.
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* Shipping information is always approximate and may be based on information given to us by manufacturers and vendors.
Orders placed via these shipping options are not guaranteed to be delivered within a certain time frame. Standard Ground is generally the least expensive option.
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Item: 161042096 |
Model: 98101BLK01


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Fresher (Female Candidate) for Palakkad, Coimbatore, Ernakulam ( 0 - 1 yrs)
Inter Search Recruitment Services
RS 1,00,000 To 1,25,000 Palakkad, Kochi, Coimbatore
Experienced in Tele calling / admin or freshers also can apply Qualification : Any Graduation ** Candidate should have fluency in English Language Salary is according to candidate performance
Key Skills : experienced in tele calling / admin or freshers also can apply qualification : any graduation ** candidate should have fluency in english language...
Vacancy for For Telecaller ( 1 - 3 yrs)
Indian Chemical and Minerals
RS 1,50,000 To 2,00,000 Calicut, IdukkiTownship, Kollam, Kottayam, Palakkad, Thiruvananthapuram, Thrissur, Kochi, Trivandrum, Coimbatore, Erode, Salem
Candidates Need 1-2yrs Experience malayalam Language is Must female Only interview Location is Head Office Salem
Key Skills : telecalling executive,telecaller,telecalling,customer support
job opportunities as telemarketing executive. ( 1 - 2 yrs)
Victoria Realtors
RS 1,50,000 To 2,00,000 Palakkad, Kochi
Great Job opportunities opened for Telemarketing Executive. People with Good communication skill are most welcome Requirements Location: Palakkad Gender: Female Experience: 1 to 2 years Language-known: English and Malayalam Age: Below 35 yea...
Key Skills : telecommunication executive,telemarketing executive,telecaller,customer support executive,customer services executive,telecommunication...


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Dave Gantz
From Wikipedia, the free encyclopedia
David Gantz (December 6, 1922 – December 14, 2007)[1] was an American artist and sculptor who wrote children's books and worked as a newspaper cartoonist.
Gantz penciled and inked comic books in the 1940s and 1950s, often working for Timely Comics.
He received the National Cartoonist Society Newspaper Panel Cartoon Award in 1997 for Gantz Glances.
In retirement, Gantz wrote and drew The History of Jews in America, and devoted much of his time to sculpture.
- ^ "United States Social Security Death Index," index, FamilySearch (https://familysearch.org/pal:/MM9.1.1/JB8H-NY4 : accessed 26 Feb 2013), David Gantz, 14 December 2007; citing U.S. Social Security Administration, Death Master File, database (Alexandria, Virginia: National Technical Information Service, ongoing).
External links[edit]
|This profile of an American cartoonist is a stub. You can help Wikipedia by expanding it.


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Some of the best original designs created by the Art Department at Image 420.
All of the following designs were created by the Image 420 Graphic Design department. If you like what you see, and are in need of custom design or illustration for your next project, we'd love to help! Let us know by filling out the contact form at the bottom of the page, or visiting our shop in person.