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ACT President's report
Paul Powderly, President of the Australian Property Institute's ACT Division, discusses recent activity in the Territory, updates on government and news from the Institute
2015 has been an eventful year for the ACT Division of the API, and a lot has been accomplished since the last newsletter.
The property market in the ACT has improved on 2014 with an increase in the medium house price and volume of sales improving. This has been as a result of the prolonged low interest rate environment, the end of job cuts by the Commonwealth Government, and activity in the local economy generated by the "Mr Fluffy loose fill" home buyers.
Our housing prices have not increased significantly, as have been experienced by the Sydney and Melbourne market, but it is good to see signs of improvement. However, recent announcements by the major financial institutions in respect to investor lending and presales requirements for developers could create challenges.
The "Mr Fluffy Loose Fill Affected Homes" program has kept a significant number of our members very busy, with some 2000 valuations completed in the period of November 2014 - August 2015. A big "thank you" to those involved and especially to Marcia Bowden, Shane Radnell and Cathy Sirel who have co-ordinated and been the front line for enquiries with this program.
Our CPD team has again done a great job on the quality of this year's program. It is great to see the increased attendance at events and the positive feedback I am receiving from the membership.
The last point I wanted to touch on is in respect to the great work that has been occurring on the restructure of the API. It has been a difficult process however the benefits are evident and the Australian Property Institute is in great shape. A special thanks to Mike Zissler, CEO, and our own Cathy Sirel, now our Member Service Manager.
I look forward to catching up with you at our Christmas wrap.

subset: commoncrawl


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President Zuma's daughter Thuthukile Zuma has finally given in to diverse pressures agitating for her exit as chief of staff in Telecommunications and Postal Services ministry. Lots of criticism trailed her appointment because many considered her too young for the top ministerial post.
However, New24 reports confirmed on Sunday that she finally left the job. Confirming the incidence too, department of Telecommunications and Postal Services spokesperson Siyabonga Qoza said,
"She left at the end of December following a handing over period.
Zuma has been replaced by Frans Mthombeni," Qoza affirmed.
Read Also: SACP Challenges Mbeki To Deny Accusations Of Political Conspiracy Against Zuma
Qoza also said that Thuthukile Zuma had written to the ministry last year, indicating her interest to quit the job.
It would be recalled that Thuthukile Zuma made headlines in 2014 when she reportedly surfaced a senior government official at the age of 25. Following her appointment, she became the chief of staff at the department of telecommunications and postal services. Earning around R1 million a year.
From all indications, it appeared the post was never advertised and that ministers have the right to make these appointments without going through the normal processes.
Her pronounced rise to the position, which she assumed in May 2014 came after the appointment of her father's new Cabinet. The development raised concerns about political nepotism at the renamed department of telecommunications and postal services.
Thuthukile however was a model student. She matriculated from Westerford High School, Cape Town in 2006. The University of the Witwatersrand confirmed that Thuthukile graduated with a bachelor of arts degree in April 2011. She also received an honours degree in anthropology in June 2012.
In 2011, when she was 22, she worked at the ANC headquarters, but the ANC maintained that the 25-year old was not being paid rather she simply volunteered to do the job.
However, after her appointment in 2014, Thuthukile refused to discuss her experience and why she qualified for the job when the M&G contacted her.
"Please direct all questions to the relevant department's spokesperson. I do not answer questions on behalf of the department," she said.
But Thuthukile's appointment was shielded by Qoza, who said via a statement:
"Thuthukile Zuma's appointment… is consistent with the rules and regulations governing the appointment of people in government ministries."
See Also: DA Forgives M&G For Saying Mmusi Is Taking Leadership Classes From FW de Klerk
"Telecommunications and Postal Services minister [Siyabonga Cwele] only considered her capacity to do the job and her qualifications. Her genealogy was never a consideration."
"Just like all citizens, [she] enjoys the freedom to participate in any economic activity, including being employed in government or the private sector."
It is paramount to note that the chief of staff post is seen as a very powerful and exotic position. With great responsibility of overall management of staff, and the office's budget in the ministry.
Thuthukile is the youngest of the president's four daughters with his former wife Nkosazana Dlamini-Zuma, the current African Union Commission chairperson. Reports say she previously worked with Siyabonga Cwele as Public Liaison Officer at the State Security Agency. Where she spent less than a year.


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Improv Everywhere - The Mp3 Experiment
By Improv Everywhere Productions, Inc.
This app is only available on the App Store for iOS devices.
This app powers Improv Everywhere's Mp3 Experiment project. The app will synchronize playback of a custom audio file for all participants who have downloaded it and joined the event. Users simply need to have the app open at the event's start time, and the audio will automatically begin playing in sync.
The Mp3 Experiment is a participatory audio adventure where attendees download an audio file and listen to synchronized secret instructions in a public space. We stage a new Mp3 Experiment in New York each year and also tour the project to college campuses and festivals around the world.
Here's how it works: participants join an event and download an audio file using this app. Everyone heads out to the same public location wearing headphones, and blends in with others. At the exact start time, the app will begin playback of the audio file. Hilarity ensues as participants carry out ridiculous, synchronized instructions delivered to their headphones via narrator "Steve" and everyone else tries to figure out what the hell is going on.
More information: http://mp3experiment.com/
What's New in Version 3.0
Completely overhauled version that focuses on doing one simple thing: powering our Mp3 Experiment series. This is the easiest way to participate in our Mp3 Experiment.
- Free
- Category: Entertainment
- Updated: Sep 21, 2016
- Version: 3.0
- Size: 11.4 MB
- Language: English
- Seller: Improv Everywhere Productions, Inc.
- © Copyright Improv Everywhere Productions, Inc.
Compatibility: Requires iOS 9.3 or later. Compatible with iPhone, iPad, and iPod touch.


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503 engine for sale, I used it for 2011 season, comes with cooling fan, exhaust, twin mikuni carbs, H pulley machined and fitted to crank, also has a gearbox that I never used, the only thing it needs to run is a pulse pump.
Taken out of craft in full working order but obviously no warranty implied or given.
£700 (or it can stay on the shelf in my workshop)
collection from CB9 7RY
Fred Wilson now ex F1X, oh-dear!
Fred Wilson now ex F1X, oh-dear!


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This sector assessment, strategy, and road map (ASR) documents strategic investment priorities of the Asian Development Bank (ADB) and the governments of Cambodia, the Lao People's Democratic Republic (Lao PDR), Myanmar, and Viet Nam in the tourism sector.1 It highlights sector performance, priority development constraints, government plans and strategies, past ADB support and experience, other development partner support, and ADB's future tourism support strategy for Cambodia, the Lao PDR, Myanmar, and Viet Nam (CLMV). The ASR is linked to and informs ADB country partnership strategies for CLMV. It will be updated as strategic developments and program changes are needed and will help to provide sector background information for investment and technical assistance operations.Download: English | Khmer
The 2016 Human Development Report is the latest in the series of global Human Development Reports published
by the United Nations Development Programme (UNDP) since 1990 as independent, analytically and empirically
grounded discussions of major development issues, trends and policies.
Additional resources related to the 2016 Human Development Report can be found online at http://hdr.undp.org,
including digital versions of the Report and translations of the overview in more than 20 languages, an interactive
web version of the Report, a set of background papers and think pieces commissioned for the Report, interactive
maps and databases of human development indicators, full explanations of the sources and methodologies used in
the Report's composite indices, country profiles and other background materials as well as previous global, regional
and national Human Development Reports. The 2016 Report and the best of Human Development Report Office
content, including publications, data, HDI rankings and related information can also be accessed on Apple iOS and
Android smartphones via a new and easy to use mobile app.
From September 1 to September 30, 2016, The Asia Foundation's Cambodia Social Media Civic Insights Team followed six media pages, four politicians, three government agencies and two political parties' Facebook pages. The pages were selected to sample civic discussions on Facebook in Cambodia.Download: English | Khmer
This study examines Cambodian phone users' knowledge, attitudes and practices in relation to Khmer-language reading, writing, and search habits, and identifies the factors motivating (and discouraging) their use of Khmer script. It also attempts to identify changes and trends in the way Khmer-enabled phones are used, including as a means of accessing the Internet — in particular Facebook.Download: English | Khmer
The Human Capital Report aims to combine public international statistics, qualitative perception data and big data metrics to provide a comprehensive picture of the situation today as well as the opportunities for the future. The Human Capital Index quantifies how 130 countries are developing and deploying their human capital, and tracks progress over time. It takes a life-course approach to human capital, evaluating the levels of education, skills and employment available to people in five distinct age groups. In addition to the Index, the Report also explores skills in-depth through a unique partnership with LinkedIn and the emerging shape of the labour market on digital platforms, using data from Care.com, Didi Chuxing, Uber and Upwork.Download: English | Khmer
This study responds to the need to understand if SMS can be used as a tool for government and civil society organizations to communicate directly with citizens and beneficiaries all over Cambodia, offering to them information and services in Khmer through mobile phones. It also attempts to understand if smart phones are or will become a key device for accessing Internet and social media in Cambodia, as these networks are quickly becoming the main source of information for youth.Download: English | Khmer
This report summarizes the issues raised and recommendations of participants during the Workshop for Youth on Electoral Reform. The objectives of this event was to provide opportunities for youth participants to identify key concerns regarding electoral reform and to develop recommendations, in addition to learning about substantive issues regarding to political participation and electoral reform.Download: English | Khmer
The United Nations Special Rapporteur on the situation of human rights in Cambodia, Rhona Smith, called on the Cambodian authorities to further strengthen the protection of women and indigenous peoples' rights in the country.Download: English | Khmer
The Special Rapporteur traveled to Cambodia on an academic visit Nov. 7-9, 2015, his second such visit to the country since 2014. The government has imposed severe restrictions on the rights to freedom of peaceful assembly and association since disputed elections in 2013. Kiai has twice requested that the Government of Cambodia invite him for an official visit, but has yet to receive a positive response.Download: English | Khmer
From November 1 to November 30, 2015, The Asia Foundation's Cambodia Social Media Civic Insights Team followed seven media pages, two politicians, three government agencies and two political parties' Facebook pages. The pages were selected to sample civic discussions on Facebook in Cambodia.Download: English | Khmer


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
254690attr:blindswindow shades, coverings & treatments
Be the first MassLive.com user to add photos or videos of Landmark Window Fashions
Landmark Window Fashions, Inc was founded in 1992. Landmark Window Fashions, Inc specializes in Manufacturing - Blinds Vertical.
Landmark Window Fashions can be found at 5 Mear Rd . The following is offered: Housewares. The entry is present with us since Sep 10, 2010 and was last updated on Nov 14, 2013. In Holbrook there are 3 other Housewares. An overview can be found here.


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Death in Paradise: has the Scilly Isles witnessed its first murder since 1976?
This week spring arrived early on the Scillian isle of Tresco. Bees droned. Daffodils were in bloom. Residents pootled past on bicycles bidding each other hello.
A visit here is to return to a gentler age. Nobody would dream of locking their front door. Everybody, they say, helps everybody. But mention one name, and the mood darkens.
On September 23, 2015, the body of Josh Clayton was discovered washed up on rocks on the nearby island of Tean in the Atlantic archipelago, 30 miles off the Cornish coast. The 23-year-old had vanished 10 days previously from a party on Tresco hosted by the son of Robert Dorrien-Smith, a close friend of the Prince of Wales whose family own the island on a lease from the Duchy of Cornwall.
At first, police treated the death of the popular bar manager, who worked at Tresco's Ruin Beach Cafe, as a straightforward missing person's inquiry. His blood-stained clothes...
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text:
This week, 11 Health Care Equipment & Supplies stocks are improving their overall ratings on Portfolio Grader. Each of these stocks is rated an "A" ("strong buy") or "B" overall ("buy"). More
Tuesday's Vital Data: Apple Inc. (AAPL), Facebook Inc (FB) and Baxter International Inc (BAX)
Baird has bearish words for Apple (AAPL), Facebook (FB) options surge on resistance at $120 and Baxter International (BAX) scores bullish coverage. More
10 Dividend Stocks Increasing Payouts – PEP PSX BAX CAH CA TSCO RGR NHC MAN CPPL
PepsiCo (PEP) and Phillips 66 (PSX) were among the 10 notable dividend stocks increasing their payouts this week. More
Monday's Vital Data: Apple Inc. (AAPL), Baxter International Inc (BAX) and Advanced Micro Devices, Inc. (AMD)
Options traders gear up for reports from Apple (AAPL) and Baxter (BAX), while Advanced Micro Devices (AMD) soars on Q1 earnings beat. More
Trade of the Day: Baxter International Inc (NYSE:BAX)
Despite a frightening landscape, I recommend calls in Baxter International (BAX) since the VIX isn't pointing to an imminent correction, More
7 Healthcare Stocks to Buy for Your Retirement
Longer term, healthcare stocks are where it's at. Here's seven of the best stocks to buy for the long haul. More
7 Low-Risk Healthcare Stocks to Buy Now
If you're looking for solid stocks to buy in an uncertain market, healthcare offers built-in growth and, often, safe dividends. More


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Australian Folk Songs
songs | books | records | articles | glossary | links | search | responses | home
A Processional Hymn
Tune--St. Gertrude--Sir A. S. Sullivan.
"Onward! Christian Soldier."
Toilers of the nations,
Thinkers of the time,
Sound the note of battle
Loud through every clime !
March ye 'gainst the tyrants
Heedless of their steel,
Be a band of brothers,
Speed the Common Weal!
Onward ! friends of freedom,
Onward ! for the strife,
Each for all we struggle,
One in death or life.
Seamstress in the hovel,
Women of the mill,
Low indeed ye grovel,
Tsume ye are and still.
Come like the Walkyries
Beauteous in your might,
Sing us songs of valour,
Nerve us for the fight !
Teachers of the people,
Priests beside the shrine,
Men of light and leading,
Speak the word divine ;
Gather us together
In a holy band,
Sworn to help each other,
Pledged both heart and hand
Toil we now no longer
For another's gain,
While our wives and children
Pine in want and pain ;
Grieve we now no longer
At another's good,
Let us all be brothers,
Let us all have food !
Come, then, worn and weary,
Come, then, stout and brave,
Join this noble army
Sworn our land to save,
From the powrer of tyrants,
From the curse of greed--
Down with the destroyers !
Crush the serpents' seed !
Edinburgh J.G.
From the English Socialist magazine the Commonweal October 22 1887.
Under the title 'Toilers of the Nation' a shortened and repurposed version of this song was published in Australia in the 'Women's Anti-Conscription Songs' broadside distributed in the lead up to the conscription referendum in 1916. See Women's Anti-Conscription Songs in this collection.
australian traditional songs . . . a selection by mark gregory


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United States
- Free Shipping* will be applied to most orders over $99 at time of checkout.
- ALL Orders up to $49 are only $6.99 Flat Rate S&H
- All Orders from $50 to $98 are Only $5 Flat Rate S&H
- Cheaper First Class shipping options will be available at checkout if your order weight qualifies for First Class Shipping.*
- Express shipping Options are also available at Checkout.*
*First Class and Priority Express Shipping on all orders is calculated at checkout.
*Due to the horrific shipping costs involved for us to mail to some states, California, Washington, Oregon, and Utah will incur an additional $5 shipping fee depending on where the order is being shipped. This additional fee will not be waived unless your order exceeds $199. Puerto Rico and Hawaii will incur an additional $10 shipping fee that will be waived for all orders over $299.
*A handful of large or extremely heavy items will incur an additional fee. These are very clearly stated in the items title and description. These fees will always be applied regardless of order total.
Due to Federal Regulations we cannot ship Spray Paint internationally, nor to APO/FPO addresses. In the US, spray paints cannot be shipped by Air. Therefore all orders containing spray paints will ship FedEx or USPS Ground Service. This will add extra delivery time to your order as Ground Service is slow.
International Orders
Shipping on all International orders is calculated at checkout. We have worked hard with our shipping providers to offer you the best rates possible!
We ship to most major countries where these games are played as follows; Ireland, Sweden, Finland, Norway, Netherlands, Belgium, Denmark, Australia, Germany, New Zealand, France, United Kingdom, Switzerland, Poland, Spain, and Canada.
Please do not order from us if you do not live in one of these countries.
Due to Games Workshop Internet Policies, we unfortunately cannot ship Games Workshop products outside of US borders.
SORRY- We Can Not Ship Aerosols (Spray Primers) Outside the Continental United States!International Buyers – Please Note:
Import duties, taxes, and charges are not included in the item price or shipping cost. These charges are the buyer's responsibility. Please check with your country's customs office to determine what these additional costs will be prior to buying.
Shipping Time
Many orders ship within in 24 hours of payment.
Most orders ship within 3-7 business days.
All Games Workshop New Release Items will ship promptly the week of release. Most will arrive on or within 2 days of release date. Orders that include items that are not New Release items may not ship as promptly, please see below for more details.
Due to their warehouse inabilities, Games Workshop has placed order restrictions on all large online webstores that greatly hinder us from giving you the best service possible. We strive to keep a large on hand inventory of Games Workshop items but due to other GW policies we cannot always keep everything on hand as we need to. As ridiculous as it sounds, the bottom line is that we are penalized by GW for ordering too much and the customer suffers from it. As an unfortunate result of these GW policies, some GW orders will take up to 7 business days to process.
Games Workshop items that are clearly marked "SPECIAL ORDER" may take up to 7 business days to ship as these items are not stocked on hand due to GW inventory restrictions.
Local Pickup
We have a commitment to our local customers, and with our store credit program our in-store prices are very close if not the same as buying from us online and paying the shipping price (which greatly reduces your discount when factored in).
No one will ever be able to purchase from our online catalog, and not pay the shipping charge by picking them up locally.
It's not fair to any of our other customers, local or otherwise.
Shortages/Order Errors
We are only human and mistakes do happen sometimes. We work very hard to double check every order as it leaves and we will work extra hard to correct any mistakes that we have made!
If you are missing something from your order, please contact us immediately at firstname.lastname@example.com and we will make your order issue our priority!
We can offer to - A: Ship you a replacement item, B: Issue Dicehead.Com store credit, or C: Refund you for the amount of the item(s) missing and any reasonable shipping costs involved.
At Dicehead Games you can return any item back to us in unused, new condition.
Our Mistake?
For any orders that were mis-shipped or damaged, we will do our best for you to make it right, and cover any shipping for errors we caused.
Item(s) must be returned back to us in unused, new condition (unless damaged obviously).
Please email us at firstname.lastname@example.com for instructions on sending back any mispacked items!
Changed your Mind?
At Dicehead Games you can cancel your order, or return any item back to us in unused, new condition within 7 Days of delivery completion.
We do charge a 20% restock fee (of full retail value) for any item cancelled or returned that was not an error on our part and we do reserve the right to not accept returns or charge a higher restock fee on obscure or unique items.
The customer will pay for and is responsible for all shipping charges, including the original shipping fees and the costs of returning the item to us.
Item(s) must be returned back to us in unused, new condition.
Please email us at firstname.lastname@example.com for instructions on sending back any return items!
Wrong Address?
If we receive a package back due to the address being incorrect and it was an error on your part, we will gladly ship it to the correct address, but you will need to pay for the shipping costs involved in us doing so.
If the package is lost or unable to be located due to an error on your part in the address, we CANNOT be held responsible for this loss. It will be your responsibility to contact the carrier and file loss claims.
If the error was created by us, we will ship the item back to you at the corrected address free of charge to you.
Contact Us!
Our Mail Order Team is available at (423) 464-3974 from 11AM to 6PM M-SAT and 12 Noon to 6PM SUN Eastern time in the US.
If you need help with an order, you can email us at the address below for any ORDER issues. We will try to get back to you with 24 hours, and before your order ships.
During peak volume times such as holiday sales or on a Monday morning it may be advisable to contact us via phone between 11am and 2pm if immediate assistance is necessary.
email us at firstname.lastname@example.com


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Need someone to handwrite letters and send out
Budget $30-250 USD
I have letters that need to be hand written and sent out
29 freelancers are bidding on average $120 for this job
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A good letter conveys one's emotion and intent. I can write one in the tone and approach you want, be it direct, descriptive, flowery, full of emotion, curt or concise. And with good handwriting :) I have studied En More


text:
NEW YORK (WABC) --More than 50,000 runners registered to run in the TCS New York City Marathon, and for one runner this year, finishing will be quite an accomplishment.
She's 80 years old, and don't let her age fool you.
While most people her age are playing bridge, this octogenarian is training for the marathon.
I joined the marathoning grandmother from New Paltz for a training run in Central Park.
We started by her stretching ME out. "Work work it girl one more stretch," she said.
At 80 years old Geri Owens can show you a thing or two. Make no mistake about it. She has taught fitness in New Paltz for a couple of decades, and says runners are the best kind of people.
Geri explains marathoners just watch out for each other. "If you're faster than me you slow down and I speed up, and if I speed up and you slow down," she says.
She began running in the early 80s when her kids were all finally in school, explaining "the fourth of my four children went to kindergarten.... So now is my chance."
And she was good at it. Winning her age division at track meets and even qualifying for the Boston Marathon!
"I think better, I sleep better, more energy, more tolerance... Clean cabinets after running 13 miles? I don't think so," she said.
Geri has finished races from subfreezing 9 degrees to sizzling 90 degrees! Her challenge in this year's 26.2 mile race - finish under 7 hours as she pays tribute to those she has lost.
Especially her siblings. "It's the memory of my family... I lost my brother to Alzheimer's and my sister died at 30, my other sister at 57. I just want to do it and cross the finish line for them and I will get there because of them," said Geri.
Her strategy on race day is - high fiving kids on the course! See you at the finish Geri and Goodluck from TEAM ABC7! See her story on www.7online.com


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Koh Samui AttractionsBig Buddha Temple
Established in 1972, the temple houses a 12-meter high Golden Buddha, which has recently become a spectacular landmark of Ko Samui. The monastery has become a meditation center for both local residents and foreigners.
Wat Pradoem
Located approximately 12 kilometers on Route 4169 or 1 kilometer from Na Mueang Waterfall is a monastery built at the end of Ayutthaya Era. The temple is believed to be the first temple on Ko Samui. At present, it is where an ancient wooden scripture hall used in storing Buddhist scriptures is located.
Wat Samret
This relatively old temple houses a marble Buddha image brought from Burma and many other old Buddha images.
Ban Lamai Cultural Hall
Serving as a folk museum, the Hall houses many local ancient objects. Interesting objects on display include earthenware, household utensils, hunting weapons and equipment used in coconut planting.
Samui Aquarium
Located at Laem Set Bay, the Aquarium features a wide variety of tropical fish and marine fauna.
Hin Ta Hin Yai (Lamai Beach)
Strangely shaped rocks south of Lamai Beach are locally dubbed Hin Ta – Hin Yai.
According to legend, an old couple were shipwrecked in the bay and died and their bodies washed ashore creating the rocks.
The Statue Garden
The Garden features a number of Buddhist and Hindu statues recently made by Khun Nim, a local sculptor. Located near the highest point of Samui Island, the place can be reached by taking the track opposite Wat Khunaram.
Na Tian Butterfly Garden
Located at the bottom of the hill to the south of the island, the Garden offers a unique opportunity to observe numerous species of butterflies on the island. Other interesting features are the beautifully decorated garden, the bee house, a Thai style house which allows visitors to observe the activities of bees. The insect museum, in which rare insects from Thailand and other countries are displayed, is also worth visiting.
The Eight-Headed Coconut Tree
This is a rare and exotic coconut species. To see it for yourself, follow the sign posts on the No. 4169 southbound ring road to Na Thon Bay.
Source: Information by Tourism Authority of Thailand


text:
Daniel C. Cox, DC, PC
8370 Main Street, Williamsville, NY 14221
Phone (716) 632-3435
Fax (716) 632-8491
Dr Cox and his Staff are the BEST!! I always feel so much better after my visit!!
Brian K. Cheektowaga, NY
The entire experience was awesome. The staff and all the doctors make it as convenient for you as you could possibly imagine. They are all very friendly, cordial and they seem to genuinely care about you and your health.
John S. Williamsville, NY
Your opinion is important to us!Please let us know about your visit.


text:
Are you going to a conference? Please post a comment on this page if you plan on attending a conference so your colleagues can plan to travel together or meet up at the conference.
National Academic Advising Association
- 40th Annual Conference – October 5-8, 2016
- Atlanta, Georgia
- Registration open NOW
- Great Lakes Region 5 Conference – March 15-17, 2017
- Rosemont, Illinois
- Apply for Region Awards, Scholarships, and Grants – July 1-Nov 1
- Plan ahead – NACADA Region 5 Conference in 2018 will be in Columbus!
- Contact Todd Taylor (Columbus State Community College) if you would like to help plan this event
Ohio Academic Advising Association
- 21st Annual Conference – June 16, 2017
- Cleveland State University
OSU University Staff Advisory Committee
- Advisory body to the university president by maintaining an active and participatory line of communication with the community; to provide a forum through which university staff can raise, discuss, and make recommendations; and to support the university's mission
- USAC comprises no more than 30 classified and unclassified staff members
American College Personnel Association
- ACPA Annual Convention – March 26-29, 2017
- Columbus, Ohio
- Early registration ends December 9, 2016
Ohio College Personnel Association
- The Ohio College Personnel Association (OCPA) exists to advance student learning and development. In pursuit of this goal, the association facilitates the sharing and creation of knowledge and best practices for student affairs practitioners in the State of Ohio through professional development and networking opportunities. These opportunities enhance and produce collaborative partnerships among students, practitioners, faculty, and professional associations.
National Association of Academic Advisors for Athletics
- NACDA & Affiliates convention week – June 9-16, 2017
- Orlando, Florida
National Association of Advisors for the Health Professions
- The NAAHP holds meetings on even numbered calendar years. The host city for the NAAHP National Meeting rotates through the four regions.
- Central Association of Advisors for the Health Professions – April 19-22, 2017
- Blue Ribbon Advising
- Des Moines, Iowa
National Association of Student Personnel Administrators
- NASPA Annual Conference – March 11-15, 2017
- San Antonio, Texas
- Call for programs closes September 2
Not sure which organization to join? Not sure what to do at a conference? Or how to get funding to attend a conference?
ACADAOS members gain access to tips on conference attendance and connections to mentors and funding opportunities. Check out our Professional Development Program and join ACADAOS today!


text:
First things first ... Make sure you are following the referencing system used in your department. Check your course handbook or ask your tutor if you are unsure.
Try the Referencing@Portsmouth website (http://www.referencing.port.ac.uk/)
Download the Library Guide for APA 6th ed .
Vancouver style is used within School of Pharmacy and Biomedical Sciences - are you sure this is the system your tutor wants you to use?
Try the Vancouver section of the Referencing@Portsmouth website (referencing.port.ac.uk)
Download the Library Guide for Vancouver Format
Oscola (Law)
Try the Oscola section of the Referencing@Portsmouth website (referencing.port.ac.uk)
Download the following Library guides for Oscola referencing
You can also look at these resources:
- OSCOLA: Oxford Standard Citation of Legal Authorities
The full official guidance on this system of referencing. (official guide) (pdf)
for guidance onreferencing international sources only
For sources not specifically referred to in OSCOLA 4th edition
- Cardiff Index to Legal Abbreviations
Use this to decipher others' abbreviations or to create your own using the preferred abbreviation given here.
- Cardiff Citing the Law
A tutorial with useful self tests for those starting with OSCOLA
- What is it?
A one-stop website for advice on how to reference different types of information sources in the University of Portsmouth agreed style (APA). Vancouver and Oscola referencing styles have now been added too.
- How does it help?
It helps students by giving advice on both how to reference sources in the text and in the bibliography/reading list, plus other sources of help. It helps lecturers and support staff because it provides an authority list of how to reference different sources.
- Can I suggest other types of material to be included?
Of course, please e-mail your Faculty Librarian.


text:
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Anyone got an example of how to wrap a vst~ in a poly~
Jan 03 2014 | 9:47 pm
Trying (for probably the 4th time) to refactor my system to use the poly~ object but I just can't figure out how routing is supposed to work. I was looking at a tutorial I found on how to build a polyphonic synth but there were aspects that made no sense to me.
For example, I see one prepends "midinote" to a note message but I assume I need to construct VST "midievent" messages and then prepend "midinote" to that. Is that correct?
I also don't understand what it means to have multiple "in" objects with the same index value. What's the purpose of that?
I believe that I'm supposed to just have 1 voice for the poly~ and depend on the encapsulated VST~ for polyphony. Will that work?
I had a lot of trouble just getting off the ground because, unlike abstractions in bpatchers, the poly~ patcher did not refresh after I inserted [in] or [out] objects to the abstraction until I forced the poly to reload its argument.
My current abstraction for managing VSTs ultimately sends audio signals via [send~] but if I do that, will I still get the benefit of poly~ when a particular vst~ is not active?
If anyone has a simple example of how to manage/control a vst~ from inside a poly~, I'd really appreciate a peek at it.
Thanks, D
Jan 04 2014 | 10:45 am
Have you looked at MSP Tutorial 21? It explains the main function of poly~, ie. creating a polyphonic synthesizer from multiple instances of a monophonic synthesizer. And as I understand it, the [cycle~] object used in the examples can basically replaced by [vst~].
Jan 04 2014 | 11:56 am
i remember there is a problem with send~/receive~ inside a poly~, but i do'nt remember which exactly
Jan 04 2014 | 12:09 pm
Yes, I've looked at that tutorial -- I get the main function of poly~, that's why I'm trying to use it. But among other things, that tutorial doesn't explain how one gets the different kinds of messages into a VST (I don't think you can just replace cycle with VST, the latter wants lots of different kinds of messages) nor what it means to have multiple [in~] with the same index, etc.
The examples I've found seem to assume that the target object inside a poly~ receives (and only receives) note messages. So questions as to how one deals with the various messages that come out of a VST (parameters, etc) as well as the other commands that can be sent to a VST (to load a particular plugin, for example) are not addressed. For example, is it the case that I could use an [in] just for MIDI notes and use regular [send/receive] stuff inside the poly~ to control other aspects of the VST? Can I do away completely with the [in/out] stuff and just receive MIDI notes inside the poly?
Each of my poly~ objects will contain just one VST with just one voice. All I really care about is being able to turn off processing when a particular VST is not in use.
Jan 04 2014 | 1:19 pm
Each of my poly~ objects will contain just one VST with just one voice. All I really care about is being able to turn off processing when a particular VST is not in use.
Is there a reason to not just use the vst~ object outside a poly~? The vst~ object understands 'disable' and 'bypass' messages that turn off processing.
Jan 04 2014 | 1:52 pm
That's exactly what I'm doing now. But it's my understanding (and if I'm wrong, someone please correct me) that this doesn't stop processing, it just causes 0s to be continuously sent though the audio chain so Max still does DSP work. I think when you mute a poly, it actually stops DSP processing for whatever is inside the poly~ and hence saves a lot of CPU cycles. My hope was to encapsulate my entire VST abstraction (which has lots of other stuff in it) inside the poly~ but it may be that I need some serious refactoring first! which is why I'm trying to understand how to use poly for a vst
Jan 04 2014 | 2:01 pm
If you don't need the voice allocation feature of poly~ you could use explicit 'target' messages and thus send any message you like directly to the VST through a control inlet [in1]. And to turn off processing when an instance is not busy I think within poly~ you have to send a 'mute' message to 'thispoly'.
Jan 04 2014 | 2:09 pm
Yeah, 'target' does seem to be part of the solution. I also think I need to tap into the output somehow so that when the volume reaches (epsilon of) zero, I can make that mute happen automatically. I had noticed in one of the tutorials that an ADSR~ was being used for this but that won't work for me.
I was just hoping that someone knew of a simple example of poly encapsulating vst so that I didn't have to start from scratch to figure it all out.
Jan 04 2014 | 2:59 pm
How about controlling mute from midi input: note on > mute 0/note off > mute 1?
Jan 04 2014 | 3:00 pm
Because the VST sounds themselves often have release segments.
Jan 04 2014 | 3:41 pm
A quick and dirty test of vst~ using Max's built in DSP CPU monitor and a convolution reverb plugin (NI Reflektor): disable 0 (plugin running) CPU utuilization is 9% - 10%, disable 1 CPU utilization is 1%. Might just be this plugin, but I get the same results using bypass. This is on a 2012 15" MBP w/retina display, Mavericks, Max 6.1.6.
Jan 04 2014 | 3:44 pm
I see, but maybe you could delay the mute 1 message by some reasonable amount. Otherwise I would measure the signal output with peakamp~ and trigger mute 1 if the value becomes close to zero.
Jan 04 2014 | 3:50 pm
@broc --- thanks for peakamp~, that will be very helpful.
Delaying mute message is not practical --- depending on what's being triggered, the release time can be anywhere from instantly (most things) to several minutes (for some special effects that fade out at the end of a song, for example).
@bdc --- that is very interesting, although I haven't seen those results myself, I'll have to check again in case I made a mistake in my implementation. I am using a number of NI VSTs. On the other hand, I'd really like to take advantage of both parallelization and automatic disable when a VST is not sounding. That way, I can have a lot of VSTs loaded, with different ones used at different times in the song.
Jan 04 2014 | 5:20 pm
@broc ---- thanks again for the guidance ---- I have the basic mechanism working, encapsulating one of my VST~ abstractions ---- muting works beautifully and I am enjoying watching the CPU utilization go way down.
I created an [in 2] inlet that goes directly to the encapsulated VST~ and I'm just sending the standard VST messages through that inlet. I guess if I had more than one instance of a VST inside each poly, the target message would be relevant.
One question --- if I don't use the midinote or note messages, which seem to be related to choosing instances automatically, it seems to me that I have two approaches going forward.
1) Create a separate poly~ for each VST abstraction and control them separately.
2) Create a single poly~ that would hold my entire bank of VSTs but then use 'target' to send commands (plug, read, midievent, etc) to the desired instance.
What are the benefits/drawbacks to one approach vs. the other? Do I get the multicore benefit if I have multiple individual poly~ objects?
I still don't understand the purpose of [in] with a parameter and why you can have multiple [in] objects with the same parameter. How come [in] doesn't use the same mechanism as regular inlets to control the order of input ports on a poly? In fact, why can't one just use the regular inlets?
Jan 04 2014 | 8:55 pm
Regarding multicore benefit you can find some explanation on the reference page under the 'parallel' attribute. But I'm not sure if that info is up-to-date.
Perhaps the numbering of in/out was introduced to distinguish poly~ patches from ordinary abstractions.
Jan 04 2014 | 10:03 pm
Thank you ---- I'm busy working to encapsulate my large object now --- but it's very cool to see the CPU utilization drop down to 0% (not even 1%) when the sound fades away. Can't wait to see how well this will work on my real system.
Again, really appreciated the pointers.
Jan 06 2014 | 10:23 pm
I have poly~ working now in my environment. I don't know if I'm getting the benefit of multiple cores but I am now able to leave 8 or 9 VSTs loaded and only have CPU cycles used for whatever is currently sounding. That peakamp~ did the trick perfectly, both inside the poly object to detect when sound has sufficiently died away to mute as well as outside the poly to detect incoming audio (some of my VSTs are effects and don't have any MIDI input so I need to detect audio from another VST) and unmute a poly.
However, I'm left with one question as to exactly what is happening when a poly~ is muted? I thought it disabled the entire DSP chain but clearly it only disables signals inside the poly~ otherwise I wouldn't be able to detect arriving audio.
So is it the case that all audio connections going to poly inputs as well as all those connections following the poly still get processed, i.e, when the poly is muted, there's still a 0 signal being propagated?
I ask because I'm wondering whether it makes sense for me to throw other stuff in the audio chain into separate poly~ objects just to disable processing when I don't need them.
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text:
Rocky Mountain National Park Engagement | Estes Park Engagement Photography | Trail Ridge Road Engagement | Molly + Brad | Colorado Mountain Engagement Photographer
I cannot begin to tell you how excited I am to share Molly & Brad's epic (not a word I throw around lightly) Estes Park engagement session. That night when I climbed into bed, I could not sleep. The day kept replaying in my mind. Being in the mountains to do what I love energizes me, so watching the summer solstice sunset from Trail Ridge Road with an amazing couple = a dream.
When I first met with Molly & Brad, I asked them my usual "get to know you" questions and I loved the depth & candidness in their responses. They met through mutual friends while in undergrad at DU. Eventually their friendship progressed into more.
Molly recounted their first date. Not being sure if it was actually a date or not since they started as friends (it was). Brad felt she was the "one" all along but it wasn't until he read the book Modern Love that he realized he should act on his vision for their future. To me, it was evident they had both really thought through their relationship.
Brad proposed back in January in the most adorable way. Molly loves the movie 10 Things I Hate About You & would tease Brad about the Heath Ledger character's serenade on the stadium, saying, "Why don't you do anything like that for me?" He decided to surprise her at her family's condo in Steamboat Springs with a life-size cardboard cutout of a marching band & Franki Valli's "Can't Take My Eyes Off of You" playing the background.
Heading up Trail Ridge Road
After we left Moraine Park to head up Trail Ridge Road for the sunset, we crossed these two bull elk. I love encountering wildlife on my Estes Park engagement sessions!
Before meeting up with Molly & Brad that day, I scouted this spot & knew I wanted to save it for the golden hour – the last bit of sunset light that glows so warm & beautiful. Even in my minds eye, I could not have pictured how perfect it turned out! This is what an Estes Park engagement is all about!
Long's peak graced us with its bad self in the background.
Thanks Molly & Brad for trusting my vision & being total troopers! Can't wait until your Bella Vista wedding in September!
And as always, thanks to my PIC Savannah Chandler for coming along!
Epic. You chose the right word at the right time! Nailed it!
SO SO SO Stunning!! I could just live up there!! Beautiful gallery!!
GAH!! that is literally the sweetest proposal story ever! so cute! and this session is what every mountain engagement session should be! lovely work lady!
My, oh my! These are beautiful and I love that it was on the summer solstice! Such a perfect day to have the most beautiful golden light and rad sunset!
I can't get enough of the images with the wind in her hair and thier energy.
Um these are FANTASTIC - epic! Amazing! Seriously- what a beautiful session, and they sound like total sweeties! That proposal story is adorable!
Ohh my goodness haley these images are amazing, well epic yes a perfect word! I absolutely love the header photo! What a great location to do an engagement session and such a sweet engagement story. Can't wait to see their wedding photos.
This is my favorite place on Earth! Gorgeous work!
Absolutely amazing photos - I see why you couldn't sleep! Amazing!
Everything about this RMNP engagement session is so stunning! I love that you captured the wildlife too, and that full sun is A+++!
These are absolutely stunning!
Absolutely gorgeous as always!! You rocked this!


text: On Tue, 2003-12-09 at 11:32, Michael Ellsworth wrote: > Documentation it mentioned ethereal as a packet analyzer, but what does > it analyze them for? I just don't get it...I read the documentation on > the site, and just...found nothing. I don't know. If you don't know what a packet analyzer is for, you probably don't need to use it :-) R -- linux.conf.au 2004 - Adelaide, Australia http://lca2004.linux.org.au/ "Oh no, not again."


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Review Created: 01/23/2013
This review was collected via phone interview by Customer Research Inc.


text:
Performer Info.
- Hair Color:: blonde
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- Ethnicity:: white
- Sexpref:: straight
- Height:: 5'5" - 5'9"
- Sex:: female
- Weight:: 100 - 115 lbs
- Screen Name:: LyndaSuarezz
- Hair Length:: long
- Eye Color:: brown
BioHello there! If You see me on-line that means I'm as horny as hell - since I come on-line only in that case. Come and visit my frantic private show where all Your hidden desires become reality.
Turn onKind, smart men with good sense of humor can glamour me. If You are one of those I definitely want You to visit me :o
Turn offUnkind manner and lack of courtesy.


text:
My Look/Mi Look: Tank/Camiseta sin manga: Aerie | Skirt/Falda: Marshalls c/o (similar) | Sandals/Sandalias: Aeropostale c/o | Sunnies/Gafas de sol: Style Lately | Clutch/Cartera de mano: TJ Maxx (similar) | Earrings/Aretes: My Stella & Dot (old, love)
Another day in Granada meant more light, airy clothing. It was just so hot that we had to ditch any and all layers. I was glad to have this hi-low maxi from Marshalls because it was breezy, yet covered me (although, ugh, we still received tons of cat calls. Oh, how
the men in Latin America can be pigs!) I paired the skirt with a simple ribbed racerback tank in, none other than, pink. My favorite color! :)
You can see a bit of what I explained yesterday, in regards to the buildings all being painted fun colors in the last photo. I hope you can get a sense of where we were from what you've seen so far. The architecture is really beautiful, which makes for interesting and pleasant strolls, even if they are in 95* weather!
I hope you're doing well.. thanks for reading!
*UPDATE: Sorry to offend any of you by only writing that just men in Latin America can be pigs in the now edited sentence above. I certainly didn't meant to generalize that and act as if it doesn't happen in other areas at all. I also didn't mean to say every man is- that's why I say "can be pigs" instead of "are pigs". I know "cat-calls" happen all over the world, and am most definitely not ignorant to that fact or small-minded. I don't travel to Latin America just for vacation and get surprised when men ramble disgusting phrases at me, but in fact, I have studied the region and lived there for extended periods. It isn't a mindless thought that I write, but rather, a true feeling that myself and the two women I were with felt at the end of our stay. The reason I wrote "men in Latin America" was simply because this is a I will say that I only ever am physically touched when in Latin America. It just hasn't yet happened to me in the States or elsewhere (and I hope it never does). Lastly, I wrote the word travel post, specified for that region. I'm not writing about the US, Europe, or wherever else. I'm specifically explaining my experience in Nicaragua and Mexico that is happening as I type. But let's be honest- anyone, anywhere can be rude and disgusting and a pig- male or female! Hopefully the edits above reflect a better statement that isn't so offensive, and hopefully you understand that I actually am not small minded. My apologies for writing the sentence poorly (should've thought of how one may read it) and, as always, I'm glad to read your comments! I just wanted to explain myself a bit as I felt there was a misconception. Thanks! :)
Pasamos otro día en Granada y por eso escogí otro look minimal, ya que hace tanto calor. Encontré esta falda en Marshalls y me encanta porque es modesta pero perfecto para el verano. Lo malo es que, sea lo que sea, los hombres suelen decir cosas feas a las mujeres. Ugh! Pero bueno, combiné mi falda con esta camiseta sencilla de mi color favorito… rosado :)
Se puede ver en la última foto lo que escribí ayer sobre los colores de las casas… son bonitas, no? Espero que se vean la arquitectura de Granada porque la ciudad es tan linda. No importa que hace mucho calor porque todavía es divertido caminar por el pueblito y ver los edificios y tienditas.
Espero que estén bien.. gracias por leer!
*Disclosure: I have received free products or value from Marshalls or The TJX Companies, Inc. in connection with my affiliation with Marshalls Project FAB. All opinions are my own.
*Divulgación: He recibido productos gratis o un valor de Marshalls o Las Compañías de TJX Inc. en conexión con mi afiliación con Proyecto Fab Marshalls . Todos los opiniones son míos.


text:
This weekend Mobile will not have one, but two navy warships docked in Mobile Bay. The USS Fort McHenry an active navy vessel pulled in Thursday afternoon. The Navy vessel has been all over the world, and has now finally made her first trip to Mobile.
"I'm so proud to see them standing at attention, and representing the United States," said Jan Hayford, mother of an Azalea Trail Maid greeting the service members.
"It's really neat to see something like this in person," said Ashley Holley, Mobile.
"Just makes me feel good, makes me feel good to be an American," said Mobile Mayor Sandy Stimpson.
The 610 feet long ship carrying 350 sailors and 100 marines has just recently returned from the Persian Gulf. And one of the people who couldn't be happier to see her is Richard Landolt. "When I found out she was coming back in July and moving to Mayport Florida I made a few phone calls and tried to get her here for Ten Sixty-five weekend," said Landolt, the ship's former commander.
Now retired from the Navy, Landolt now works for the City of Mobile, but seeing the ship brought back memories. "I had an incredible crew who went all over Asian, and probably saw a half a dozen countries and participated in a lot of exercises." Since then, the ship has been on many assignments.
"Our mission is to be at sea, protecting the sea lines of communication, counter terroism in the ocean, making sure there's no piracy all of the industry and all of the commerce comes in and out of our wonderful cities is able to get to the places around the world," said USS Fort McHenry Commander Thomas Ulmer.
But this Thursday the mission was for the crew to have a good time in the birthplace of Mardi Gras. "Celebration and revelry will dominate all of the ship's plans for the day and their stay in Mobile," declared Mayor Stimpson as a part of his ceremonial proclamation.
"It's amazing to come down here and see all the people from the same places that we come from," said Nicholas Anderson, Lacy's Spring, AL.
Fellow sailor Jeremy Davison say having fun will be easy. "Watch football and eat shrimp poboys," said Jeremy Davison, Dothan Alabama.
The ship will be here through Sunday and visitors are welcomed.


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text:
Armed Forces Day
Sun Jun 25, 2017 – Sun Jun 25, 2017
Location: Blind Veterans UK, Greenways, Ovingdean, BN2 7BS
Time: 10:30 – 16:00 Blind Veterans UK are bringing together service charities and organisations in the area giving a platform to showcase the work they do within our community. Gates open at 10.30 with the arena programme starting at 11:00 till the finish at 16:00 We are being supported by some fantastic local talent including our DJ and compare Mark Wintle.
There will be plenty of stalls, activities and challenges including:
Military Marching band
Princess of Wales Royal Regiment parachute display team dropping in!
Sussex cadet kit car challenge
Military and classic vehicles
British Military Fit assault course
Under blindfold activates
Have a go archery
Craft stalls, side stalls, stands and exhibitions
and lots lots more!
Free entry on the day.
Free parking which may become limited.


text:
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text:
Senior Eagles trounce London South
Sunday, September 21st, 2014
Senior receiver Tyler Friesen reached out and got his hands on the football but couldn't gain control for the catch during East Elgin Secondary School's season opener under the lights at home versus London South Collegiate Institute on Friday, Sept. 19. The Eagles handily won the game 29-7 with touchdowns by Luke Vanderspank, Tyler Vandermeer and Nick Klassen. The Eagles host London Lucas, again under the lights, on Friday, Oct. 3, kickoff at 8 p.m. or a little later if the prior Junior Eagles game lasts longer than expected.
Photography by : Craig Bradford


text:
Ji Chang-wook on "Suspicious Partner" set
Ji Chang-wook was in a picture on the set of "Suspicious Partner".
Director Park Seon-ho-I posted a picture on his Instagram with Ji Chang-wook. It says, "Thanks Chang-wook, I think I'm getting famous thanks to you. You look pretty. Thank you. We're not fooling around".
Park Seon-ho-I is asleep on a chair and Ji Chang-wook and the staff are posing playfully around him.
Meanwhile, SBS drama "Suspicious Partner" can be seen every Wednesday and Thursday at 10PM.
Copy & paste guideline for this article
Always put a link back to the source and HanCinema permalink
"Ji Chang-wook on "Suspicious Partner" set "
by HanCinema is licensed under a Creative Commons Attribution-Share Alike 3.0 Unported License.
Based on a work from this source


text:
Investors have a lot to gain by investing in inflation-protected stocks with a long time horizon.
"The single greatest edge an investor can have is a long-term orientation." – Seth Klarman
A long-term orientation minimizes transaction costs and capital gains tax. Deferred capital gains tax can compound over time, leading to a 'Buffett Loan' of deferred capital gains that can work in favor of shareholders.
Moreover, inflation-beating dividend growth means that shareholders who rely on these companies for retirement income can rest assured that they will not lose real (i.e. inflation-adjusted) purchasing power over time.
This begs the question – how do we find inflation-beating businesses likely to be around in 50 years?
One of the easiest filters is found by applying the Lindy Effect to businesses with long operating histories.
The Lindy Effect states that the observed lifespan of non-perishable items (businesses, ideas, books, etc.) is most likely to be at its half-life.
Said another way, if a business is 100 years old, we should expect it to be around for another 100 years. Similarly, we would expect a 10 year old business to be around for another 10 years.
It is important to note that the Lindy Effect provides an average expectation, and might not necessarily hold for any one company.
One of the best places to find businesses with long operating histories and strong histories of dividend growth is the Dividend Kings – a group of elite companies with 50+ years of consecutive dividend increases.
You can see the list of all 19 Dividend Kings here.
This article will examine four Dividend Kings with inflation-beating dividend growth that are likely to be around in 50 years.
50 Year Inflation-Protected Stocks #1: Procter & Gamble
Based on their market capitalization of $230 billion, Procter & Gamble (PG) is the largest consumer goods conglomerate in the world.
Procter & Gamble owns a number of highly popular brands, including:
- Crest
- Tide
- Pampers
- Head & Shoulders
- Gillette
Certain details about Procter & Gamble's business can be seen below.
Source: Procter & Gamble Investor Relations
Procter & Gamble qualifies as an inflation-protected stock. They have consistently grown their dividend faster than the rate of inflation.
Procter & Gamble's dividend history can be seen below.
Source: Value Line
Procter & Gamble has compounded their dividend payments from $0.64 in 2000 to $2.66 in 2016 – which is good for a CAGR of 9.3%.
Despite the company's strong record of dividend increases, Procter & Gamble has not met investor expectations over the past decade. Since 2007, the company has grown earnings-per-share at 2.1% per year.
This number is significantly worse if we exclude a strong performance from 2007 to 2008. Procter & Gamble has grown the bottom line at 0.1% per year since 2008, on average.
The company's earnings-per-share trend over the long run can be seen below.
Source: Value Line
Much of this disappointment has been caused by some underperforming brands in the U.S. and the company's overseas earnings being weighed down by the strong U.S. dollar.
Accordingly, Procter & Gamble is taking measures to restore earnings growth. For instance, some of the company's less-profitable brands are being divested.
Procter & Gamble is also focused on improving the productivity among their core brands. An example of this is the company's complicated supply chain.
Procter & Gamble has many core fulfillment centers across the domestic United States which historically have had plenty of overlap. This is not ideal, as there is always a shortest path to a given fulfillment center that will minimize cost.
Procter & Gamble is looking to optimize their supply chain moving forward. This transformation can be seen in the following diagram.
Source: Procter & Gamble Investor Relations
The elimination of overlap from Procter & Gamble's supply chain will reduce the company's expenses and boost earnings-per-share.
Along with divesting non-core brands, Procter & Gamble is reducing the number of markets in which they compete.
The company's simplification efforts are aiming to reduce their product categories by 60% and their number of brands by 70%. This will allow the company to focus on its most profitable avenues.
Source: Procter & Gamble Investor Relations
Similarly, Procter & Gamble is exiting non-core geographies.
As of right now, more than half of the company's net sales come from outside North America, and the strength of the U.S. dollar has made these international currencies less valuable when reported in USD.
Half of their country clusters will be eliminated during the company's restructuring efforts.
Source: Procter & Gamble Investor Relations
Aside from restructuring efforts, Procter & Gamble's shareholders will continue to be rewarded by the company's substantial capital return program.
In the first half of fiscal 2017 alone, the company returned $15.5 billion to shareholders.
Source: Procter & Gamble 2017 CAGNY Presentation
Procter & Gamble shows no signs of slowing down, either – management has communicated the intent to return up to $70 billion of capital to shareholders between fiscal years 2016 and 2019.
Source: Procter & Gamble 2017 CAGNY Presentation
Procter & Gamble has a very good chance of still existing in fifty years.
The company was founded in 1837 – 180 years ago. According to the Lindy Effect, Procter & Gamble can be expected to last until the year 2197.
Looking at it another way, if we consider only the period during which Procter & Gamble has consistently raised their dividends (the past 60 years after their increase last April), Procter & Gamble can be expected to last until the year 2077.
With the company's renewed focus on their core products and business simplification, shareholders are likely to be rewarded along the way.
50 Year Inflation-Protected Stocks #2: 3M
3M (MMM) is the world's largest diversified manufacturing company with a market capitalization of $112 billion.
Originally named Minnesota Mining and Manufacturing, the company has grown over the years to manufacture more than 60,000 products sold in 200 countries.
3M is divided into five segments for reporting purposes:
- Health Care
- Safety & Graphics
- Industrial
- Electronics & Energy
- Consumer
3M's Industrial segment is by far the largest. Each segment's contribution to revenues can be seen below.
Source: 3M 2016 Investor Day Presentation, slide 7
3M qualifies as an inflation-protected stock because of their dividend history.
The company's payout has increased from $1.16 in 2000 to $4.44 in 2016, good for a CAGR of 8.8%.
3M's dividend growth has been particularly impressive in the past five years.
Source: Value Line
Recently, 3M's international revenues have become less valuable when swapped back to USD because of the continued strength of the U.S. dollar.
However, the U.S. dollar is trading above historic levels. When the domestic currency returns to a more normalized level, this will present a tailwind for 3M.
The company will


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New Resource Promotes Diversity in Selecting Federal Magistrate and Bankruptcy Judges
- Written by The San Bernardino American
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Diversity on the bench is essential to achieving the promise of equal justice, yet state and federal courts do not reflect the diversity of the populations that they serve. Today, the Brennan Center for Justice at NYU School of Law and the American Bar Association Judicial Division released a new resource that provides concrete guidance on how to increase diversity among federal magistrate and bankruptcy judges.
While the federal judiciary overall has become more representative of America, magistrate and bankruptcy courts continue to lag behind. But, federal judges appoint and re-appoint individuals to those benches, so the judiciary itself can address this problem. Building A Diverse Bench: Selecting Federal Magistrate and Bankruptcy Judges analyzes the current state of judicial diversity and its value to the system, and focuses on simple changes that can strengthen the applicant pool and the candidates selected for judgeships.
The manual outlines a set of best practices recommended by an advisory committee of federal circuit court, district court, magistrate, and bankruptcy judges, as well as circuit executives, clerks of court, and other court experts. It includes suggestions for every stage of a court's selection process, including pipeline-building, recruitment, vetting, deliberations, and voting.
"When litigants enter our courtrooms and see diverse judges and lawyers, their perceptions of our justice system will change," writes foreword author Hon. Frank J. Bailey, a judge for the U.S. Bankruptcy Court for the District of Massachusetts. "Just as important, a judiciary filled with a wide array of perspectives will enrich our understanding of the communities we serve and improve our ability to fulfill the obligations and ideals that we have sworn to uphold."
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