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In Greek mythology the Sirens lured nearby sailors with their enchanting music and voices to shipwreck on the rocky coast of their island.
It's the same with credit and finance – if you are not careful you could find that your financial ship is heading towards disaster on the rocks.
This is something I have talked about several times – money raised through finance doesn't have the same influence on you as cash that you have already worked hard for.
When you are buying things with finance there is a disconnect from reality. You can see people spending huge amounts that they would never do if they were instead paying cash.
A good example is cars, where for example you see people ticking option boxes for perhaps entertainment systems that could cost four times what they would spend on a home system. If it's only £40 a month extra then they may not realise that it is actually almost £2,000 every time they take out a 4 year lease.
Perhaps it's people finding out the most they can borrow and spending it all, rather than seeing just what they need and THEN looking at how to fund it.
Or it could be people buying mobile telephones that cost £800 – when you are just paying per month then the reality of the situation escapes you. Would someone really choose to pay £800 cash for a phone when a £150 smartphone should do everything that the more expensive one does?
Physical cash also has a real presence. I remember a while back when I saved up cash to pay for an expensive hooptie car repair – I definitely knew the value of the money as I took it to the dealership in notes, whereas if I had paid by card then it would have had no more influence on me than buying a coffee.
It has been reported that the average American will spend $600,000 in interest payments over a lifetime! I'm sure that they would have a better use for their money than to pay it out in interest.
I'm regularly reminded of the line from Jurassic Park "Just because you can do something, doesn't mean that you should."
Now it is possible for someone earning minimum wage in the UK to lease, brand new, one of these:
Finance houses will now let you lease a car around 1.5 times your annual salary.
I've already talked about how I recommend Dave Ramsey's reasonable guideline for the most you should ever spend on a car… 50% of your annual salary, yet leases for three times that are possible.
Remember, you can actually have anything that you want without finance – you are not restricted to cheaper options.
Something I covered recently is that, by avoiding finance, all that changes is a wait initially to save up the money.
After that, you can regularly upgrade to new items just the same as someone buying on finance.(IF you want to – having cash changes your perception of reality.)
The difference is that your upgrades are paid for with cash – another chance to decide before purchase if you are entirely sure the amount is reasonable for what you are getting or if a better option exists or indeed if a longer term is actually better for you and you keep what you have.
When you have the actual cash upfront, that you have worked for, it lets you see the real position – rather than falling victim to the sirens and their call of 'have it today for a monthly payment!'


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TUESDAY, Feb. 5 (HealthDay News) -- Children of parents reporting intimate partner violence (IPV) and depressive symptoms within the first three years of a child's life are significantly more likely to have a diagnosis of attention-deficit/hyperactivity disorder, according to a study published online Feb. 4 in JAMA Pediatrics.
Nerissa S. Bauer, M.D., M.P.H., from Indiana University in Indianapolis, and colleagues analyzed data from 2,422 children participating in a prospective cohort study that linked parental IPV and depression with subsequent billing and pharmacy data from Nov. 1, 2004, to June 7, 2012.
The researchers found that, before children were aged 3 years, 2.4, 2.8, and 29.1 percent, respectively, of caregivers reported IPV and depressive symptoms, IPV only, and depressive symptoms only, while 65.7 percent reported neither exposure. There was a significantly increased likelihood of a child having a diagnosis of attention-deficit/hyperactivity disorder (adjusted odds ratio, 4.0) if their parents reported both IPV and depressive symptoms, even after adjustment for the child's sex, race/ethnicity, and insurance type. There was an increased likelihood for a child to have been prescribed psychotropic medication if their parents reported depressive symptoms (adjusted odds ratio, 1.9).
"Exposure to both IPV and depression before age 3 years is associated with preschool-aged onset of attention-deficit/hyperactivity disorder; early exposure to parental depression is associated with being prescribed psychotropic medication," the authors write.
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Single Family Residence
- 4 beds
- 4 baths
- $1,250,000 price
- 1548405 listing id
- Lot Size: 1.04 acres
- Neighborhood: Indian Hill
- Status: Pending
Exquisite! Remodeled Top to Bottom--Inside and Out! Tasteful, Clever updates include Stunning New Kitchen, Amazing Owner's Suite with Luxury Bath! New Flooring, Fresh Paint throughout! Seamless, easy flow--perfect for busy living and Entertaining! Fabulous Outdoor Living Space with Covered Patio and In-Ground Pool! Private 1 Acre Yard! 4 Car Garage
- Exterior Features Patio, Porch, Covered Deck, Metal Fence, Pool In-Ground
- Interior Features Multi Panel Doors, Crown Molding, Vaulted Ceiling, Beam Ceiling, Great Room
Cooling & Heating
- Cooling Central Air
- Heating Gas, Forced Air
- Appliances Oven/Range, Dishwasher, Garbage Disposal, Refrigerator, Microwave, Other
School Details
- School District Indian Hill Ex Vill
- parking Driveway, Off Street
- roofing Shingle
- Area Hamilton-E08
- Rooms 9
7255 Brill Road Indian Hill, OH
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Meeting Date Changes
The Sumter County Board of Commissioners has changed the meeting dates for the October 2017 meetings. The dates for October 2017 meetings are as follows:


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Just another week. Equity markets down, up, down. Non-stop news. No predictability, but lots of fundamental explanations:
NEW YORK (Reuters) – U.S. stocks closed their worst two-week slide since November with a selloff on Friday as disappointing China growth data sparked worries the global recovery was flagging.
Concerns that Europe's debt crisis was flaring up again added to selling pressure. Sectors taking the hardest hit were those most closely linked to growth, including materials, energy and financials.
The S&P 500 is now down 3.4 percent from this year's closing high, after falling 2.7 percent over the past two weeks.
"Everyone is looking for global growth, but the slowing in China and the rising yields in Europe are creating questions about how strong we might expect it to be," said Brad Sorensen, director of market and sector analysis at Charles Schwab in Denver. "That's leading to a correction here, with financials especially taking a hit."
Got a migraine headache yet? Let's get practical. Answer the following five questions, and you have a trend following trading system–answers that can get you past reliance on the nonstop 24/7 financial spin cyvle:
1. What market do you buy or sell at any time?
2. How much of a market do you buy or sell at any time?
3. When do you buy or sell a market?
4. When do you get out of a losing position?
5. When do you get out of a winning position?
Said another way:
1. What is the state of the market?
2. What is the volatility of the market?
3. What is the equity being traded?
4. What is the system or the trading orientation?
5. What is the risk aversion of the trader or client?
You want to be black or white with this. You do not want gray. If you can accept that mentality, you have got it. Some might say, "Oh, I have a system." What he typically means is that he has a system, and it advises him what to do. If he likes the advice, he'll take it, and if he doesn't like the advice, he won't take it. That's not a system, that's the same as following the news.


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Food Truck Road Trip: A Cookbook
Our first book is titled, Food Truck Road Trip: A Cookbook, published by Page Street Publishing (distributed by Macmillan). It features over 100 authentic recipes, stories, and photos from 63 amazing street food vendors in 12 cities across the country.
For more info and where to buy, visit foodtruckroadtripcookbook.com


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Sauder Palladia Armoire, Cherry
$245.51 $245.44
As of 2017-10-20 22:15:49 CDT (more info)
In Stock Add to Cart
Product Information (more info)
Manufacturer Description
The Palladia design features classical details that add timeless appeal to comfortable beauty. Select Cherry Finish, an updated take on formal cherry, extends the livable-formal theme and is accented with antiqued metal pulls. You went a step above for the larger TV now display it with this fine-looking entertainment credenza.
Product Features
Garment rod behind doors Drawer with easy-glide metal runners Made in USA


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This Just Never Gets EasySo I found out that my solider will be leaving the day of his graduation. He will be heading to where he will be stationed. Has anyone had to deal with this? We are engaged so I am trying to determine a wedding date. This may be a stupid question but do they get time off to get married?
On top of that... I miss him like crazy.. : /
I have a similar situation. Since my boyfriend got a break for Christmas, he doesn't get a break after he graduates, and leaves to wherever he gets stationed right from there. I hate not knowing when I'll get to be with him again :/ But congrats on getting married, even if you don't know when you can, you're a step closer to being with your soldier :)
Christmas totally was a tease, I said the same thing! and yes he is, he graduates in March.
I found out the same thing we also was planning to get married after BCT and before AIT but we have to wait until after AIT over with...
No he's not his BCT &AIT all at the same place so he stuck there :( n that's good so jealous but n the good way...lol just do what we was thinking do a court wedding n then just plan a huge wedding for later on...just a though
Not really sure since today is the first day he there his Seg had just told us all that yesterday when he left for mesp n he,had to be at ft bennett today so now its the waiting game
Thank you n I'll try to have fun we'll see how today goes


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Share To Compare Your Employee Benefits Program
Each year, our awesome actuarial partners conduct a Central New York benefits benchmarking survey (did we mention that we're partnered with one of the world's largest and most respected providers of actuarial and related products and services?!).
The Benefit of Benefits Benchmarking
…try saying that three times fast!
Participation in the survey provides you with an Individual Custom Report (ICR) that includes overall survey results as well as specific benchmarking data comparing your plans to thousands of other local and national employers. This information ensures that you and your team have what you need to make well-informed decisions when it comes to your employee benefits program. It also serves as a sort of "check up" on the relative strength of your organization's overall Reward, Recruit & Retain Strategy.
The benchmarking data helps to answer questions like:
- How do our employee benefits compare to other local employers?
- Are our wellness and disease management plans on par with peers?
- What are other employers doing in response to ACA?
- What is the prevalence of high-deductible plans in the area?
- What kinds of cost control strategies have other employers been using?
"When we're looking to evaluate our benefits program, it is unrealistic to make comparisons against national data; it is comparing apples to oranges. The regional data provided by the Share-To-Compare Benchmarking is what tells us that our organization is doing the right thing for our employees based on the Central New York Market. It proves that we are providing valuable benefits to our employees and enables us to attract top-notch candidates. I look at it as validation!"
Jaclyn McDowell
Mohawk Valley Health System | Director of HR
Fill out the Form Below and we will send you a link to complete the survey. All fields are required.
Details, Details
- The survey and resulting data are open to any Central New York business with 50 or more employees.
- This year's survey closes on July 10th; ICRs will be provided after the survey has closed.
- We'll be holding a webinar on August 10th to review this year's survey results and what they all mean.
Have questions? Shoot us an email or give us a call @ 315.768.8888.


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Festival of Lights 2017Name: Festival of Lights 2017Date: December 2, 2017Registration: Register NowEvent Description:Come out to our annual Festival of Lights Celebration. Kid's Fest with games, bounce houses, reading corner, clown and magician. Shop the many vendors for Christmas gifts and enjoy delicious food. Playhouse Smithville will have 2 free shows of Rudolph the Red Nose Reindeer & The Island of Misfit Toys!
Upcoming Events


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Pharmaca Integrative Pharmacy
925 Cole St, San Francisco, CA 94117
(415) 661-1216
925 Cole St, San Francisco, CA 94117
(415) 661-1216
Regular Hours
Phone: (415) 681-3753
Primary Phone: (415) 681-3753
TollFree: (877) 328-2680
Pharmaca Integrative Pharmacy Inc
Pharmaca Integrative Phamacy Inc
Parking: Street
Bike Parking: Yes
Price Range : Average
By Appointment Only: No
No coupons available
02/12/2010Provided by Citysearch -
If Walgreens took a yoga retreat to India and came back all enlightened and holier-than-thou, it would resurface as Pharmaca. This Boulder-based chain, offering prescription services and homeopathic and traditional medications, has had an outpost in Cole Valley since 2002. Here natural remedies like Hyland?s Migraine Relief are shelved right next to their traditional counterparts like Tylenol, so you can weigh the risk and return of each. Staff members are highly knowledgeable: many trained as naturopaths or herbalists. More importantly, they listen to me explain my latest ache or pain with a compassionate, friendly ear, which is medicine in and of itself. Normally I stop in for the same Colgate toothpaste I can get anywhere, but I like having the option to purchase herbal tea, ayurvedic candles, or a Yoga Journal from the magazine rack. And if I want some medicinal mushrooms, heck, I can get those too! Then there?s Linda Jennings, the hippieish, grandmotherly reflexologist who works her magic for just $1 a minute. A Korean acupuncturist and chair masseuse also moonlight here, but, if you?re like me, Linda's enough.


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What Even Is 'Wellness'?
Something's really bugging me about 'wellness.'
It's a movement that we could all get in with, but that seems to be getting more and more exclusive, snobby and monetised.
Very few of us could ever dream of affording the memberships to the sort of spas, gyms and clubs that are celebrated as wellness hotspots. It's very unlikely that we could pay for a weekly Ocado shop stocking the sorts of foods and drinks we're encouraged to chase health and wellbeing with.
What is wellness to me? This is wellness to me:
Make up artist: "You have good skin. What do you use?"
Me: "I think it's just that I cleanse tone and moisturise every day – I love Sukin – but I also eat lots of olive oil and tahini and I do lots of yoga, so good fats and head upside down helping the circulation. Oh, and I try to sleep a decent amount each night!"
Wellness to me means realising that being healthy and looking the best you can look is a holistic exercise. You can use the priciest face creams in the world but if you're not looking after your skin every day resting, exercising and eating well too, your skin won't glow.
And by exercise, I don't mean joining fancy schmancy gyms. My fitness reviews for ES have shown me that affordable dance classes and (free) local running clubs can be as much fun as £50 per hour Pilates studios (I love it all. Just want to make it clear there. I do enjoy a bit of fancy schmancy!). You can jog for the price of a decent pair of running trainers and do your own, or Youtube, yoga, gratis. If you can't afford occasional facials you can learn to massage your own skin, daily, for a minute or two every evening and probably get a better effect long term.
And as for food. I love a superfood. I love a superfood powder. I like trying ALL the mylks. But by just cutting out processed foods and getting more veg in every meal, anyone can be 'well' on their diet. I could never go into Planet Organic again and feel fantastic.
So what I'm saying is….Wellness isn't an exclusive pursuit. It's not for Oligarch's wives and wiry yoga enthusiasts. You don't need to buy £20 sprouting flours.
But if we're not careful, it will be.
Wellness is like the Wild West at the moment: it's exploded into out consciousnesses without us really nailing down what it means. It has the potential to send us the message…
"You won't be happier if you buy this top. This Maca powder isn't the magic bullet to thinness. You just have to start looking after yourself properly, within whatever means you can manage."
That's quite cool. What's less cool is…
"Join this expensive yoga studio, start going to this exclusive HIIT class (£50 an hour), make a smoothie with ingredients that add up to £30, only wear these fashionable luxe-wear clothes (Made in China) and visit this facialist. Oh and get a healer and see them once a week."
I love that we're opening our minds to more spiritual and alterntive pursuits, we're meditating more and that exercise and diet are becoming more central to our lifestyles. I even love that 'sweatworking' is a thing. But we need to take control of the idea of wellness as a way of holistically looking after oneself, rather than lots of new ways to spend too much money on things that won't really bring us calm and happiness.
Stroking a dog: free and mutually calming and enjoyable!
Rebecca x
If you liked this, you might also like…
'Dishonestly Healthy: Eating Clear and the Rise of Orthorexia'


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Photos are of the project unblocked. Haven't added buttons yet either, and given that it is 90 degrees, I will NOT be modeling this right now. Modeled pictures will come in the fall.
I used around five skeins total for this project, although it was nice to have the sixth skein on hand just to use a fresh skein for the button bands and collar.
130485 projects
72365 times


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Today's Featured Artist: Michael Godard
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What Child Is This is a piece of digital artwork by Mandie Manzano which was uploaded on January 8th, 2012.
What child is this who laid to rest on Mary's lap sleeping? Merry Christmas!
What Child Is This
Mandie Manzano
Digital Art - Digital Painting
"What child is this who laid to rest on Mary's lap sleeping?" Merry Christmas!
2016. Mandie Manzano. All Rights Reserved.
January 8th, 2012
Viewed 2,198 Times - Last Visitor from New York, NY on 10/17/2017 at 9:08 PM
Sales Sheet
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Comments (18)
Such fabulous work ! v/f
Gorgeous! What media is the original?
Amazing! l/f
Thank you!
Beautiful work
Congrats on your sale..........Odon.
Mandie... Stunning and So Beautiful!...Congrats on your sale.. a fav!
thanks so much!
Congrats on your sale............Odon.
Great work! Merry Christmas and Happy New Year, Mandie!!!
This is such a wonderful image, Mandie! The color is exceptional, and the message is of course perfect :) F/V
Your art is beautiful and so unique! It reminds me of stained glass with the patterns and light shining through. v/f plus added you to my watch list :)
Congrats on your sale:)
Thank you!!! :D
Vibrant and multi-faceted piece. Love the color and the feeling of texture that you have created. Congratulations.
:) :) THank you!
Absolutely stunning work....looks like stained glass! v/f
Thank you!!
Very Unique
Thank you Angela!
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From classic cars to travel and style news, get your daily fix of car culture.
/DRIVE on NBC Sports is back for season four.
The grand touring experience just isn't complete without a nice-shifting manual between the front seats.
Thanks to one product planner and lots of string pulling, a handful of Canadian enthusiasts got a very special BMW.
Cornering isn't the only thing Miatas are good for.
*In 1:4th scale.
Over the last 38 years, this unregistered Trans Am has only accrued 65 miles. It's as close to being factory-fresh as possible.
Dynamometers are good for tuning, but for power readings, it's hard to judge what's actually correct.
Will it fit? Probably not, but there's only one way to find out.
The star's racing suit and helmet McQueen used during filming will be auctioned off by RM Sotheby's in December.
BMW's first supercar nearly didn't happen. Designer Giorgetto Giugiaro tells the story how his company got it built.
Turns out a properly set-up side-by-side makes for a pretty solid tire-shredding machine.
Customers in Taiwan have the opportunity to get an actual Miata along with the latest entry in the Gran Turismo series.
Rubber, meet road.
That boxy look has only gotten better with age.
Showing less than 150 factory test miles, this has to be the most original, lowest-mileage F1 in the world. And it's for sale.
A used car isn't covered under the Lemon Law. Here's what to do if you buy a used one.
Ever wonder if you should leave your car in gear or in neutral when going down a hill? Now we have an answer.
The Scirocco is yet another victim of VW's ongoing diesel-emissions cheating scandal.
Realistic driving, the rest is up to your imagination.
Keep the speed up, and you'll be passing cars until the end of time.
No price is too high, no car is too outlandish.
We salute you, mysterious engine swap maestro.
Some of the sweetest classic Italian metal is coming up for sale later this month. Here are our favorites.
After high school, the now famous director couldn't afford a 911, so he bought the next best Porsche with a flat-six: a 914-6.


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What caesuras can be found in Oliver Wendell Holmes's poem "Old Ironsides"?
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A caesura, plural caesuras or caesurae, is a type of pause in a line of poetry. Such a pause can occur either towards the beginning, in the middle, or towards the end; however, a caesura cannot occur right at the end of a line. A caesura is actually very similar to what we call an end-stopped line; however, just like the name end-stopped line implies, end-stopped lines create pauses at the very end of lines by ending a thought at the end of a line, while caesurae create pauses somewhere within the actual words of the line themselves. Caesuras can be created through punctuation, such as commas, semicolons, or periods in the middle of lines, or caesurae can simply be created through the natural rhythmic or grammatical structure of the words themselves. We can mark caesuras using double back slashes: \\. The Encyclopedia of Britannica gives us the following example of caesuras being created through the use of commas found in Shakespeare:
This blessed plot,\\ this earth, \\this realm,\\ this England, ...
We can find a similar example in the very first line of "Old Ironsides" by Oliver Wendell Homles: "Ay,\\ tear her tattered ensign ...." Observe how the comma plays a crucial role in grammar to mark the interjection "Ay," which means yes? There is even another similar situation in the first line of the second stanza and more after that.
However, recognizing caesuras can be more challenging when there are no punctuation marks to help us out. For pauses without punctuation, we simply look at pauses created by wording. Most of Holmes's pauses are actually created at the end of lines; however, if we look at lines like, "Should sink beneath the wave," see that we have two consonants following each other in the phrase "sink beneath." It's impossible, when speaking, to move from consonant straight to another consonant without creating a pause in breath. Such pauses can also be heard in the meter; therefore, the third stanza contains another example of the following caesura: "Should sink // beneath the wave."


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Boogie Nights: Osmonds Favourite 70's Musical To-do's The littlest of the osmonds made it outside of show business. He relocated to Branson, Missouri. He then started a theater that his brothers would execute in. Every Christmas they all get together. Marie recorded duets with Donny. She became a country star. In the 1990's she was on Broadway. Maybe this time was a show that shortly aired in 1995 and she stared in it. In 1998 there was a remake of the Donny and Marie show. At the end of the eighties Donny had solo success in music. He also tried his talents in theater. He has also hosted game shows. He was on Dancing with the stars. Donny and Marie are still at it performing in Vegas. Donny was always assumed to be the group leader because of his popularity. The record company wanted to promote Donny. Alan, Wayne, Merill and Jay got back together. They kept it local and gained a small following. The band still performs together in Missouri with their families. Merill performs as a solo artist also. Due to physical ailments he can not perform. All are married with big families. His sons go by the name the Osmond Boys as well as the second generation. Boogie Nights George and Olive had the kids. The osmond family is gigantic. In 2007 their father died and the family went on the Oprah Winfrey show. The osmonds are an American family music group with a substantial career. Success as both kids and adolescents. Also were featured in a tv show and in solo acts. As part of their background the Osmonds were very involved in their faith and church. Brothers George and Tom were born deaf and only performed on special occasions. As a group they have sold 102 million records. Most of the young people possess the exact same birth location besides Jimmy. Canoga Park is in California and that is where the littlest of them were born. The boys possessed an amazing genre, sound and picture. The boys had show about them and it was a cartoon. They were know world-wide. Europe welcomed them and they made it on the charts 13 times. It was such a new sensation people referred to it as Osmondmania. They felt their music made more of an impact then the church. Their music was their church. In 1973 they came out with with a mormon influenced album. They realized it was time to get serious. Details commenced to modify. The family produced the Donny and Marie show. For the 3 years that the show was on the air there was success. The eldest children left their dreams
behind. The group faced a great deal of trouble. Donny experienced stage anxiety and a social phobia. After a network executive referred to Marie as heavy she developed a disorder. At the close of the show, each Osmond found themselves in debt and lost.
Published on Feb 9, 2013

Favourite 70's Musical Information
 A Musi...


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Krüger is the Chief Executive Officer of WS Atkins plc and a supervisory board member of SUSI Partners, Zurich. Her book, Organizational Control (with Sitkin and Bijlsma-Frankema), was published by Cambridge University Press. Trade Representative, she served as President and Chief Executive Officer of the University System of Maryland Foundation from June 2004 to October 2005, as a consultant for the U. The terms of reference of our Group Remuneration Committee, which comply with the UK Corporate Governance Code, require at least three members to be independent, non-executive Directors.
Pages: 226
Publisher: Palgrave Macmillan; 2012 edition (December 15, 2011)
The Corporate Governance and Nominating Committee shall oversee and maintain this orientation program. Directors are expected to continue educating themselves in matters relating to domestic and international markets, accounting and finance, leadership, crisis response, industry practices, general management, strategic planning and corporate governance, and the Company shall reimburse directors for the reasonable out-of-pocket costs and expenses they incur in connection with continuing education, subject to any limitations and conditions that the Corporate Governance and Nominating Committee deems appropriate and may prescribe from time to time , e.g. fixafone.ca. He studied at Fort Lewis College, in Durango, Colorado, holds a FINRA Series 7 license, and is a member of the National Investor Relations Institute (NIRI). As Chief Risk Officer, Ellen Koebler oversees E*TRADE's Enterprise Risk Management function r3cg.com. A case in point here can be that of the citizenship participation in the redistribution of the land resources by the Zimbabwe National Liberation War Veteran Association which literally took over the control of the implementation of the 2000 fast track Land Reform Programme in Zimbabwe http://www.gregoryricephotography.com/?library/corporate-governance-and-accountability. K. (Eds.) Health Behaviour and Health Education: Theory, Research, and Practice, 2 nd edition, pp. 241-269 , cited: Authentic Governance: Aligning Personal Governance with Corporate Governance (Management for. International studies review (2006) 8: 425-440 Peters, B. Globalization, institutions and governance`, in Peters, B , cited: download book.
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A report from the U.S. Bureau of Labor Statistics (BLS) shows that in May 2010, most of the largest occupations--as measured by the number of people who hold those occupations--were low-paying when compared with the national annual wage average. The BLS Editor's Desk writes: "Of the 15 largest occupations, only general and operations managers, registered nurses, and elementary school teachers (except special education) had average wages above the U.S. all-occupations average of $44,410 annually."
General and operation managers earned an annual average of $113,100; registered nurses $67,720; and elementary school teachers, excluding special education, earned an annual average of $54,300. On the bottom end of the average annual wages among the 15 largest occupations were food preparation and serving workers, including fast food ($18,610); cashiers ($19,810); and waiters and waitresses ($20,790). These last three were among the lowest paying of all occupational groups, regardless of size.
NH cf
Report Shows Annual Wages in Largest Occupations Relatively Low
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TeachingWithData.org is a partnership between the Inter-university Consortium for Political and Social Research (ICPSR) and the Social Science Data Analysis Network (SSDAN), both at the University of Michigan. The project is funded by NSF Award 0840642, George Alter (ICPSR), PI and William Frey (SSDAN), co-PI.
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On Monday, The Economist published their 2011 " Misery Index ", which is determined by a given country's rate of unempl...
Whether you're looking for a distraction from the media frenzy or are truly interested in the changing popularity of dog breeds, you'll ...


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5 Nursing Homes in Athens County, OH
To help you with your search, browse the 4 reviews below for nursing homes in Athens County. On average, consumers rate nursing homes in Athens County 2.2 out of 5 stars. Better rated regions include Athens with an average rating of 3.7 out of 5 stars.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about nursing homes options and costs in Athens County, call (855) 863-8283.
Kimes Nursing & Rehab CenterProvides: Nursing Homes
75 KIMES LANE, Athens, OH 45701
"Very comfortable atmosphere and staff was extremely welcoming and assuring that my loved one was being cared for. I'm extremely happy with my experience and would highly recommend " More
Russell Nursing HomeProvides: Nursing Homes
5176 WASHINGTON ROAD, Albany, OH 45710
"I have several family members with special needs, and sometimes it can be quite overwhelming to make sure what kind of care that they are receiving. My Aunt Jeanette, was diagnosed with Alzheimer's..." More
Arcadia Nursing CenterProvides: Nursing Homes
25675 EAST MAIN STREET, Coolville, OH 45723
Laurels Of Athens, TheProvides: Nursing Homes
70 Columbus Circle, Athens, OH 45701
Hickory Creek of AthensProvides: Nursing Homes
51 EAST 4TH STREET, The Plains, OH 45780
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Nursing Home, Assisted Living, or Independent Living?
The first step to finding the best senior housing for your loved one is to understand what type of care facility is the best fit. There are six main types of residential elder care options: ...
Q&A: Is a Memory Care Unit or Nursing Home Better?
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J. Phys. IV France 03 (1993) C4-305-C4-310
DOI: 10.1051/jp4:1993449
A positron annihilation lifetime study of protein hydration - evidence for a glass transitionR.B. GREGORY and K.-J. CHAI
Department of Chemistry, Kent State University, Kent, Ohio 44242, U.S.A.
Positron annihilation lifetimes have been determined for lysozyme at 298 K over the hydration range 0.007 - 0.395 h (g water / g protein) and at hydration levels of 0.15 [MATH] and 0.19 h over the temperature range 120 - 350 K. The results indicate that lysozyme undergoes a glass-like, dynamical transition with a transition temperature which decreases with increasing hydration. This behavior is similar to that found with TSDC techniques and suggests that the transitions previously observed at low hydration (0.07 - 0.2 h) at 298 K and those observed at 180 - 220 K in fully hydrated proteins are related. A second transition is observed at 160 - 170 K which may be due to protein-bound water.
© EDP Sciences 1993


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'Baby Driver' Is An Action-Packed, Elegant Joyride
Director Edgar Wright rejects computer-generated unreality and instead focuses on breathtaking driving in his new heist thriller. Critic David Edelstein says the result is terrifically entertaining.
Big Travel Boom Expected This Fourth Of July Weekend
AAA says cheaper gas is one of the driving forces behind an expected increase in travelers this holiday weekend. Nearly 45 million Americans are expected to travel 50 miles or more from home.
(Image credit: Ditto/Getty Images/Image Source)
Dave Rosser, Guitarist For The Afghan Whigs, Dies At 50
The guitarist joined friend Greg Dulli on two projects and contributed to an stylistically eclectic range of albums.
(Image credit: Courtesy of Keith Hagen)
Death Penalty Dispute Makes Its Way To Florida Supreme Court
Orlando's chief prosecutor said she wouldn't seek the death penalty, so the governor reassigned her murder cases. She sued to get them back. On Wednesday, the dispute went to the state's high court.
(Image credit: Red Huber/Orlando Sentinel/TNS via Getty Images)
Watch Lin-Manuel Miranda's Stunning New Video For 'Immigrants (We Get the Job Done)'
A new mini-epic taken from The Hamilton Mixtape highlights the successes and struggles of immigrants in a country formed by them.
(Image credit: YouTube)
3 Ways To Add Vegetables To Your Summer Grilling Repertoire
Our resident chef Kathy Gunst has been thinking of new ways to serve grilled veggies for the upcoming Fourth of July holiday.
'Petya' Is Latest Wave In Growing Cascade Of Cyberattacks
The massive cyberattack has ravaged computers around the world, even knocking out radiation monitoring computers and compromising the U.S. drug company Merck.
President Trump Weighs Action On Steel Trade
As soon as this week, the administration will announce the results of an investigation into steel imports, and it could impose big tariffs on steel from other countries.
Why Whole Foods' Small Suppliers Think Amazon Will Be Good For Them
The small companies that gave Whole Foods its local-food image are relieved to see Amazon taking over. But their hopes may collide with the online retailer's cost-cutting tactics.
(Image credit: Linda Winski/Courtesy of Indea Leo)
Political Analysts Say GOP Health Care Efforts 'On Life Support'
Here & Now political analysts Angela Rye and Paris Dennard discuss the Republican health care plan and other news from Washington this week.
Michael Bond, The 'Giant' Behind Paddington Bear, Dies At 91
"Mr. and Mrs. Brown first met Paddington on a railway platform" — and readers first met Paddington with those words in 1958. Bond, who died Tuesday, turned that bear into an unforgettable friend.
(Image credit: Sang Tan/AP)
Helicopter Attacks Venezuelan Government Buildings
A police helicopter strafed the court building and a government ministry in Caracas on Tuesday night. President Nicolas Maduro called it a terrorist attack.
White House Opioid Commission Misses First Deadline
In March, President Trump set up a commission to focus on the opioid crisis. But this week the group missed its first deadline.
Arkansas' Ten Commandments Monument Lasted Less Than 24 Hours
Police say a man drove a 2016 Dodge Dart into the 6,000-pound granite slab less than a day after it was installed on the grounds of the state Capitol. The man reportedly took video as he accelerated.
(Image credit: Jill Zeman Bleed/AP)
Deerhoof Gets Political On New Song, 'I Will Spite Survive'
The defiant new single is our first glimpse of the band's full-length, Mountain Moves, due out Sept. 8.
(Image credit: Courtesy of the artist )
Dreamy Post-Punks Flesh World Blast Off To 'Destination Moon'
Featuring members of Brilliant Colors and Limp Wrist, Flesh World's new album, Into The Shroud, both sharpens and expands the band's twilight-skating post-punk.
(Image credit: Roxanne Clifford/Courtesy of the artist)
A Passionate Plea For Health Care, From She Keeps Bees
She Keeps Bees returns with a lacerating lament, the second song from the duo's upcoming EP Our Bodies/Head of Steak.
(Image credit: Jonathan Dy/Courtesy of the artist)


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Maxine Waters Reclaiming Her Time Just Became Everyone's New Summer '17 Mantra
California Congresswoman Maxine Waters puts her foot down by reclaiming her time.
The family of Eric Garner has released the track "This Ends Today," dedicated to the Staten Island father who died after being put in a chokehold by an NYPD officer last July. The cut takes its title from some of Garner's last words during his exchange with cops before he was killed.
Garner's voice opens the track, including the 43-year-old pleading "I can't breathe" as he was being held down by officers. His daughter, Erica Garner, and family member Steven Flagg are featured on the song.
"This Ends Today" follows a long line of recent music inspired by the fatal stories of Garner, Mike Brown and other unarmed Black men who have been killed by police officers.
Garner's death — and the non-indictment of the NYPD officer who put him in the fatal chokehold — was a boiling point in the fight against police brutality. The December court ruling brought about protests that continue all accross the country.
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(Photo: Johnny Nunez/WireImage)
California Congresswoman Maxine Waters puts her foot down by reclaiming her time.
"Black women: Be fearless. Speak out for equal pay."


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Please note: You may be subject to import duties and taxes, which are levied once the package reaches . Please be aware of the fact, that additional charges for customs clearance must be borne by recipient.
* the delivery-times are average values, without guarantee** without Saturday (delivery-time is counted from the day of delivery)
All prices include 7% taxes.


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Internet of Things: Consumer expectations increase with each smart home device purchase
Internet of Things: Consumer expectations increase with each smart home device purchase
Dallas, TX, September 22, 2014 - Internet of Things research from Parks Associates finds the importance of interoperability for consumers increases with each smart home device purchased. Currently 13% of U.S. broadband households own at least one smart home device, and 60% of those who have purchased three devices feel it is very important for the devices to work together as part of a system.
The research firm will co-host the webcast "The Technology to Deliver Millions of Connected Homes" with AlertMe on the key challenges of scalability, interoperability, usability and integration for home systems on Tuesday, September 23, 15:00 BST / 16:00 CET.
"Smart home products are entering the market through a variety of channels, often separate from any system, but regardless consumers expect interoperability among devices," said Tom Kerber, Director, Home Systems and Energy, Parks Associates. "Multiple players, including device manufacturers and service providers, have a stake in the connected home, but their objectives are not always aligned. This webcast examines the technology and business challenges in this ecosystem and analyzes the solutions necessary to deliver a unified user experience."
The webcast will feature Pilgrim Beart, Founder, Director, AlertMe, and Mary Turner, CEO, AlertMe. Speakers will discuss the role of connected home platforms in the Internet of Things and business solutions to reduce operating costs, extend the functionality of products, and provide a unique, fully integrated experience.
"The IoT and the connected home are about 'things' and software that need to interoperate and work together harmoniously-at huge scale," Turner said. "Our focus is to provide relevant and intelligent services and manage the complexity and fragmentation of smart technologies to make it invisible to the end user-it needs to 'just work' seamlessly."
Webcast registration is complimentary, and all registrants will receive presentation materials. Register at http://www.parksassociates.com/alertme. Contact Holly Sprague at email@example.com, 720-987-6614 for meeting requests.
About Parks Associates: Parks Associates is an internationally recognized market research and consulting company specializing in emerging consumer technology products and services. Founded in 1986, Parks Associates creates research capital for companies ranging from Fortune 500 to small start-ups through market reports, primary studies, consumer research, custom research, workshops, executive conferences, and annual service subscriptions. http://www.parksassociates.com
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Becoming a Master Student
The thirteenth edition of the bestselling BECOMING A MASTER STUDENT continues to lead the way in meeting the changing needs of today's first-year students. Through interactive journaling, a motivational writing style, and hands-on activities that students can apply right away, this text helps students succeed in college and in life. The thirteenth edition's clean, sophisticated
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This book consists of interviews with the most important mathematics educators of our time. These interviews were originally published in the International Journal for the History of Mathematics Education and are now being offered to a wider readership for the first time, collected in a single volume. Among the individuals interviewed are scholars from Brazil, France, Germany, Russia, the United Kingdom, and the United States who have made a significant impact on the development of mathematics education in their countries and internationally. The interviews cover their biographies, including their memories of their own studies in mathematics and their intellectual formation, their experience as researchers and teachers, and their visions of the history and future development of mathematics education. The book will be of interest to anyone involved in research in mathematics education, and anyone interested in the history of mathematics education.
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Rate this App
Command and Conquer is an app from the category экшены, whose license is демо which is available in русский. It is developed by Electronic Arts for Windows operating systems with the version or higher. The version 3 Tiberium Wars, updated on 10.02.14, takes up 1206.81MB of space in comparison with 197.96MB of media among other similar applications such as Counter-Strike, GTA IV: San Andreas, GTA2, Battlefield 2, Call of Duty 2, GTA San Andreas Hot Coffee. Its 3,772 downloads put Command and Conquer in the position number 169 within its category and 2588 of all Windows apps. The 0 screenshots available on Uptodown, along with the link to the official website (https://www.ea.com), also allow us to get a great idea of the app we're going to download. In addition, the official report from Virus Total gives you the guarantee that the app is -1% безопасно for this and any of its previous versions.
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Jarrow Formulas, Jarro-Zymes Plus, 100 Capsules
Quantity Discount
Buy 3+Save 10%
- You earn loyalty credit for every order you place at iHerb!
- Loyalty credit is equal to 5% of the value of your order after discounts and credits applied, excluding shipping charges.
- Your loyalty credit will be applied towards your next order as soon as your current order has shipped.
- Your loyalty credits are valid for up to 90 days from the date of your last purchase.
Jarrow Formulas, Jarro-Zymes Plus, 100 Capsules
Expiration Date:?01/2019Expiration Date
The length of time for the expiration date or "best used before" date depends on the type of product, as well as the brand.
Perishable items (such as flax oils or certain probiotics) generally have shorter expiration dates. Although our warehouse is fully air-conditioned, these more fragile items are put in cold storage (freezer or refrigeration unit) for maximum freshness.
Our receiving department does its best to verify and then enter the correct expiration dates for all incoming products. However, discrepancies do occur from time to time. This being said, the exceptionally high turnover at iHerb ensures that our inventory is among the freshest in the industry.
Shipping Weight:?0.24 lbsSwitch to Metric units
- Product Code: JRW-01008
- UPC Code: 790011010081
- Package Quantity: 100 Capsules
3.9 x 2.2 x 2.2 in, 0.2 lbsSwitch to Metric units
- $13.27
- $7.00
Featured Products
- Cold-Extracted Pancreatin
- Extra Strength Lipase Plus Alpha Galactosidase
- Dietary Supplement
Jarro-Zymes Plus contains porcine pancreatic enzymes because their composition is similar to that of human pancreatic enzymes and are superior to vegetable enzymes. Alpha galactosidase is produced by single cell fermentation and facilitates digestion of legumes.
Suggested Use
Take 1 to 3 capsules with each meal or as directed by your qualified healthcare professional. Do not chew this product. Swallow quickly with adequate liquid.
Other Ingredients
Cellulose, magnesium stearate (vegetable source) and silicon dioxide. Capsule consists of gelatin.
No wheat, no gluten, no soybeans, no dairy, no egg, no fish/shellfish, no peanuts/tree nuts.
- One AGS unit of alpha galactoside digests 1 mg of the carbohydrates raffinose and stachyose
- One USP unit of Lipase activity digests 1 mg uEq. of acid per minute at the pH of 9.0 at 37°C
- One USP unit of Amylase activity digests 1 mg of dry USP potato starch
- One USP unit of Protease activity digests 1 mg of casein (milk protein)
Note: If you have a medical condition, are pregnant, lactating, trying to conceive, or taking medications, consult your healthcare professional before using this product.
Keep out of the reach of children.
|Supplement Facts:
|Serving Size: 1 Capsule
|Servings Per Container: 100
|Amount Per Serving
|Porcine Pancreatic Enzymes
Lipase......................10,000 USP Units
Protease..................55,000 USP Units
Amylase...................55,000 USP Units
|445 mg
|Alpha Galactosidase (750 AGS Units) (Aspergillus niger fermentation)
|25 mg
|* Daily Value not established.
Couldn't live without it
Verified Purchase
Couldn't live without it
It keeps me regular, what more can I say. I have hypothyroidism so my metabolism is very slow. This product keeps me regular. I don't get gassy and bloated and uncomfortable as long as I take one in the morning and one at dinner time. Makes my life a whole lot more comfortable.
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indigestion and heartburn
Posted by iHerb Customer on Jul 15, 2017 | Verified Purchase
Fantastic product ,,helps with indigestion and heartburn taken prior to eating. Highly recommended.
jarro-zymes plus vegetarian
Posted by iHerb Customer on May 24, 2017 | Verified Purchase
great product, its has many types of enzymes that digest protein which is very important.
Posted by iHerb Customer on May 16, 2017 | Verified Purchase
I am very disappointed in this product it does not say it has maltodextrin in other ingriedents..... I just received my package and looked at the bottle and listed as other ingriedents the first one is maltodextrin. I will not purchase this again.......if I have to review it only gets 1 star. I would only give 0....
Good digestive enzymes
Posted by iHerb Customer on May 15, 2017 | Verified Purchase
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Both products really worked well for me.
Posted by iHerb Customer on Jan 13, 2017 | Verified Purchase
I have had digestive issues for many years and both of these products really seemed to help. I will continue to order from you. Thank you!


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Hey Hwachong! December is here; are you ready to get into the Christmas spirit? Join Hwa Chong Choir as we will be carolling for "Christmas Wonderland @ Gardens by the Bay" on 12th & 13th December, at 7.00-7.30pm & 9.15-9.45pm for both days. Gardens by the Bay will be presenting an enchanting display of European […]Continue Reading... 2 Comments.
Hey Hwa Chong! The Strings Ensemble will be performing for a segment in the Presidents' Challenge 2014 and they are giving FREE TICKETS! Here are the details of the event: Event: President's Challenge 2014 Date: 12 August 2014 Time: 7.30pm Venue: The Star Theatre Tickets: Free (Tickets are going at $168 ) […]Continue Reading... No Comments.
Once more, our athletes put up a brilliant performance at this week's games. Read on to find out more! Basketball Both male and female basketball teams played their final games this week, and both teams clinched the championship title! Here are the results: Girls HCI vs Raffles Institution 63-42 Boys HCI vs Anderson Junior College 56-51 […]Continue Reading... No Comments.
WELCOME to more of the latest updates on the sporting and SYF results by our awesome CCAs! Let's start the ball rolling on the achievements of our CCAs! Performing Arts Congratulations to Band for their awesome Distinction in their SYF! Sports Our Basketball guys have sailed through to the 2nd round, after defeating Meridian JC with a […]Continue Reading... No Comments.
Our CCAs have continued their remarkable performance at the national level, showing the other schools just who's boss! Here's a recap of what transpired in the past week: Performing Arts Many of our awesome CCAs reaped the fruits of their hard work, impressing the judges down at the biannual SYF and bagging numerous awards! Huang […]Continue Reading... No Comments.
"And I flew and flew happily to the heights of the sun, and higher and higher into the sky" – Volare The days leading up to the SYF have seen members of Hwa Chong Guitar Ensemble come together with a common drive, strength and determination to ultimately deliver a rousing and outstanding performance that would […]Continue Reading... No Comments.


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City's impressive, some may say title-winning, form continued with a 3-2 win away at Swansea. That's ten wins and a draw in the 11 games since the defeat at Sunderland. We're averaging three goals a game in the league and the away form has picked up dramatically.
Here are the player ratings for today's game:
Joe Hart – 7
Flapped horribly at one cross, but overall he looks a damn sight more confident and assured than he did before his extended break. Given no chance on either goal.
Pablo Zabaleta – 7
Pablo never lets us down, does he? He's become the best and most consistent full-back in the Premier League over the past two seasons, and he showed again today why. Not at his absolute best but he never gives you any less than a 7/10 these days.
Vincent Kompany – 7
Great to have our skipper back playing again. His leadership qualities can't be underestimated. His return as coincided with a much-improved away record and we're very lucky to have him.
Matija Nastasic – 8
Silky showing from Nastasic. He was Macini's last brilliant signing and he will play for years to come. Always looks more assured alongside Kompany (who wouldn't?) and is showing no signs of the calf injury that has kept him out for a few weeks. Big player for us and a beautiful slide tackler.
Aleksandar Kolarov – 8
Played well again. Kolarov isn't a great player, and possibly never will be, but credit where it's due he's made big strides this season. Took his goal well (even though the 'keeper really should have saved it) and got forward with good effect all afternoon.
Fernandinho – 9
Another sensational performance from our best new signing and, in my opinion, our finest player so far this season. Those who wondered why Nigel De Jong was a bit-part player and eventually shown the door at the Etihad must now see how incredibly limited the Dutchman was. Fernandinho can tackle, pass, score and run all day, and he's beginning to look like a snip despite the hefty fee. Got City's opener and was superb all game.
Yaya Toure – 7
A poor first-half was followed by an important goal and much better performance in the second. Toure continues to divide our fanbase, somewhat. There are those hipster types who like to say he's lazy and ineffective because it goes against popular opinion, while the majority (me included) see a player who barely gives the ball away and has the strength and drive to carry us up the field.
Jesus Navas – 9 Man of the Match
Navas is growing in confidence all the time, and this was arguably his best showing for us. Tireless running means he never lets us down defensively, whilst his pace and desire to go past defenders keeps teams on the backfoot. He's a real threat in the majority of games he plays in at the moment and is becoming a big player for City.
Samir Nasri – 8
His excellent season continues. Touch, vision, awareness, appreciation of space – he has it all. Struggled for form so much last season but has turned it around in dramatic fashion. It's even more important for him to play well when Silva is unavailable, and he showed again today he's capable of doing that.
Alvaro Negredo – 5
Possibly his worst game in a City shirt. Nothing went right for him and was substituted on the hour mark. His touch and passing just wasn't there, and he and Dzeko appeared to be taking up similar positions on the pitch. Everyone's allowed a bad day, especially when you've been as good as he has this season.
Edin Dzeko – 7
The first 45 minutes were the best he's played this season. He held the ball up well, won loads of headers and generally kept us in possession and led from the front. Faded somewhat in the second-half, but was quite rightly left on when Pellegrini decided to bring Javi Garcia on for protection.
Javi Garcia – 7
Came on to make City more solid defensively after going 2-1 up and did well again. A player who may well be sold in the summer, but who is playing better than he has ever done in a City shirt.
James Milner – 7
Brilliant, brilliant man. City's Mr Reliable showed, once again, just how important he is. Great little cameo from our 12th Man.
Jack Rodwell – Too late to mark
Written by Rob Pollard
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