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William Pickering, London 1841. Fourteen plates and some text pages loose, from Parts XIII - XVI, with cover for Parts XIII-XVI. Cover barely attached, plates generally Good, rest Poor Condition.
Want a fast and easy way to look completely put together? Throw on a dress! Now, with the help of Wendy Mullin of BUILT BY WENDY, sew your own custom-fit creations-25 in all. Dresses are as useful-and...
Vintage Simplicity 5178 Girls'Shirt Dresses Size: Girls' 10 Style: Child's and Girl's Dress: The dress with notched collar and set-in sleeves has bodice with front button closing. v.1 with softly plea...
Suitable for anyone who knows the frustration of going into a clothes shop and finding racks of identikit clothes in cheap fabrics, this book offers a home made...
A catalogue for the sale (for charity) of dresses owned by the Princess of Wales, in New York, in June 1997. beautifully illustrated with colour photos of the dresses, some modelled by the princess.
Vintage Sirdar 295 Girl's Textured Party Dresses Knitting Pattern Size: Ages 2 and 4 years - 22 - 24 inch chest Pattern Type: Leaflet Wool Type: 4 Ply sparkly wool Style: Girl's Party Dresses one in f...
These three volumes detail a variety of English dresses from various collections covering the period from 1660 - 1940. Patterns and details of construction for full scale and model doll reproduction a...
Pages: 234, Hardcover, Kessinger Publishing
Pages: 32, Hardcover, Heinemann Library
published 06/09/2014
AdvantagesDon't stick to wound, secure to skin, easy to remove, great price
published 15/03/2014
AdvantagesVery comfortable and cool in the summer plus it's a sexy dress to wear
DisadvantagesThe halter strap fabric
published 01/08/2013
AdvantagesGood value, good quality


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...it hurts to use a stapler.
Figures, today I need to bind more papers than ever.
I hate you, stupid screwdriver.
Getting Into Character: Fiction Writing Exercises - Writers are not actors, but sometimes we need to get into character. To truly understand the nature of a character, a writer must step into that character'...
14 hours ago

subset: commoncrawl


text:
mining economics principles
mining the moon » american scientistbook review. mining the moon. paul spudis. return to the moon: exploration, enterprise, and energy in the human settlement of space. harrison h. schmitt. xvi + 335
A high efficiency and energy saving ball mill with rolling bearing
Classifying equipment takes use of the different sedimentation speed of the solid particle in slurry.
A multi frequency dewatering screen with large capacity and full dehydration
A belt feeder with heave pressure bearing
Xinhai jaw crusher with high production capacity, large reduction ratio and high crushing efficiency
A large floatation equipment with energy-saving 50-60%, floatation recovery rate improvement 1-5% and considerate price
A cyclone with involute feeding
A double stages slurry pump with head of 70m
Introduction:A new efficient thickener independently developed by Xinhai


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28 Mar 13, 00:26Naomi: Please visit my new website Funeek.com
23 Feb 09, 18:59fe: =)
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16 Oct 08, 11:23karumen-chan: haha found ya! I will link you to my blog =P >> http://karumen-chan.blogspot.com/
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Zacks: BankFinancial Corporation (BFIN) Given $16.88 Consensus Target Price by Analysts
BankFinancial Corporation (NASDAQ:BFIN) has been given a consensus broker rating score of 2.00 (Buy) from the two brokers that provide coverage for the stock, Zacks Investment Research reports. One research analyst has rated the stock with a hold recommendation and one has issued a strong buy recommendation on the company. BankFinancial Corporation's rating score has declined by 100% in the last 90 days as a result of a number of analysts' ratings changes.
Brokers have set a 1-year consensus price objective of $16.88 for the company and are forecasting that the company will post $0.17 earnings per share for the current quarter, according to Zacks. Zacks has also assigned BankFinancial Corporation an industry rank of 114 out of 265 based on the ratings given to related companies.
A number of research firms recently commented on BFIN. BidaskClub raised shares of BankFinancial Corporation from a "sell" rating to a "hold" rating in a research note on Tuesday, August 8th. DA Davidson cut shares of BankFinancial Corporation from a "buy" rating to a "neutral" rating and set a $16.75 price target for the company. in a research note on Thursday, September 28th. Zacks Investment Research cut shares of BankFinancial Corporation from a "buy" rating to a "hold" rating in a research note on Tuesday, November 7th. Finally, FIG Partners raised shares of BankFinancial Corporation from a "market perform" rating to an "outperform" rating and lifted their price target for the stock from $16.00 to $17.00 in a research note on Monday, July 31st.
Shares of BankFinancial Corporation (NASDAQ:BFIN) traded up $0.20 during trading hours on Tuesday, hitting $15.50. 34,000 shares of the company's stock were exchanged, compared to its average volume of 33,688. BankFinancial Corporation has a 1-year low of $13.13 and a 1-year high of $16.89. The stock has a market cap of $276.16, a PE ratio of 27.32, a P/E/G ratio of 3.16 and a beta of 0.47. The company has a quick ratio of 1.06, a current ratio of 1.06 and a debt-to-equity ratio of 0.30.
BankFinancial Corporation (NASDAQ:BFIN) last issued its quarterly earnings data on Thursday, October 26th. The bank reported $0.20 EPS for the quarter, topping analysts' consensus estimates of $0.19 by $0.01. BankFinancial Corporation had a net margin of 17.00% and a return on equity of 5.09%. The business had revenue of $14.13 million during the quarter, compared to analysts' expectations of $14.45 million. equities research analysts forecast that BankFinancial Corporation will post 0.61 earnings per share for the current year.
BankFinancial Corporation announced that its Board of Directors has authorized a share repurchase plan on Friday, July 28th that authorizes the company to buyback 250,000 shares. This buyback authorization authorizes the bank to reacquire shares of its stock through open market purchases. Stock buyback plans are generally a sign that the company's board of directors believes its stock is undervalued.
The business also recently disclosed a quarterly dividend, which will be paid on Friday, November 24th. Investors of record on Wednesday, November 8th will be issued a dividend of $0.08 per share. This is a positive change from BankFinancial Corporation's previous quarterly dividend of $0.07. The ex-dividend date of this dividend is Tuesday, November 7th. This represents a $0.32 dividend on an annualized basis and a yield of 2.06%. BankFinancial Corporation's dividend payout ratio (DPR) is presently 57.14%.
A number of institutional investors and hedge funds have recently made changes to their positions in BFIN. Bank of New York Mellon Corp lifted its holdings in BankFinancial Corporation by 2.3% during the 1st quarter. Bank of New York Mellon Corp now owns 101,596 shares of the bank's stock valued at $1,475,000 after buying an additional 2,241 shares in the last quarter. Parametric Portfolio Associates LLC raised its holdings in shares of BankFinancial Corporation by 4.9% in the 1st quarter. Parametric Portfolio Associates LLC now owns 15,381 shares of the bank's stock valued at $223,000 after purchasing an additional 725 shares in the last quarter. American International Group Inc. raised its holdings in shares of BankFinancial Corporation by 7.3% in the 1st quarter. American International Group Inc. now owns 9,365 shares of the bank's stock valued at $136,000 after purchasing an additional 634 shares in the last quarter. Vanguard Group Inc. raised its holdings in shares of BankFinancial Corporation by 2.7% in the 1st quarter. Vanguard Group Inc. now owns 665,833 shares of the bank's stock valued at $9,668,000 after purchasing an additional 17,196 shares in the last quarter. Finally, Geode Capital Management LLC raised its holdings in shares of BankFinancial Corporation by 3.1% in the 1st quarter. Geode Capital Management LLC now owns 135,570 shares of the bank's stock valued at $1,968,000 after purchasing an additional 4,043 shares in the last quarter. Institutional investors own 63.39% of the company's stock.
COPYRIGHT VIOLATION WARNING: "Zacks: BankFinancial Corporation (BFIN) Given $16.88 Consensus Target Price by Analysts" was originally reported by The Cerbat Gem and is owned by of The Cerbat Gem. If you are reading this report on another domain, it was stolen and republished in violation of U.S. and international copyright & trademark law. The original version of this report can be accessed at https://www.thecerbatgem.com/2017/11/17/zacks-bankfinancial-corporation-bfin-given-16-88-consensus-target-price-by-analysts.html.
About BankFinancial Corporation
BankFinancial Corporation is the bank holding company for BankFinancial, National Association (the Bank). The Bank is a full-service, community-oriented national bank principally engaged in the business of commercial, family and personal banking. The Bank offers its customers a range of loan, deposit and other financial products and services through its full-service Illinois-based banking offices located in Cook, DuPage, Lake and Will Counties, and through its Internet branch, www.bankfinancial.com.
Get a free copy of the Zacks research report on BankFinancial Corporation (BFIN)
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Sailboat with Blue and Red Striped Sails Christmas Ornament
Personalized Christmas Ornament
Dimensions: 3 1/4" x 4"
Material: Resin
Sailing on the ocean blue is a favorite activity whether they have their own yacht or like to rent a sailboat wherever they go.
Read what our customers say about our Personalized Christmas Ornaments and their shopping experience!Hover over testimonials to stop scrolling
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Rock & Roll Cowboy Men's Double Barrel Relaxed Straight Leg Jeans
- Rock & Roll Cowboy Men's Double Barrel Relaxed Straight Leg Jeans
- Item # 010L33
$80.99 Original Price -$37.02 Sale Savings
$43.97 Online Price
46% Total Savings
Additional Information
Product Features & Description
Get handsome cowboy style in these Rock & Roll Cowboy Double Barrel Relaxed Straight Leg Jeans. They have vintage dark wash with fading and a classic relaxed straight leg. The back pockets have a stitched design for added style. Wear these jeans with your favorite shirt and boots for effortless western style.
Style(s): M0S2405
- Cotton
- Dark wash
- Straight leg
- Relaxed fit
- Fading
- Stitching on back pockets
- Machine wash cold, tumble dry low


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Thursday, October 26, 17, 13:27:03, 4 Weeks Ago Via techblogger2017 In News
Buying a new home? Basic Guide
Buy House Clifton NJ
1. Realtor
Always contact a Licensed Realtor. The process of buying a home will be smooth if you go for a a Licensed Realtor. Stress will be less for you. They will also complete the agreement and other stuffs for you.
2. Cost
Only go for a home which you can afford. Don't spent money in a way that a new home will drain out all your earning. Else you buy an old home at a cheap price and renovate it.
3. Budget
Fix a budget. You should have a proper idea about the amount you can invest for your home. If you spend more money buying other stuffs along with your home then you will be in trouble.
4. Good Neighbors.
This thing is very important as you wish to live in that place for more than 10 years. Even when you try to sell that property others will consider neighbors.
5. Security.
You should consider about the security measures in the new home. You should consider compound wall, CCTV installations and so on as its very import in present scenario.


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Scary Hallowen Ghost Coloring Page Free Printable Coloring Pages. Scary Eyes Clipart Free Download Clip Art Free Clip Art On. Lost Silver Creepypastas Pinterest Creepypasta And. Potionsmith Creepy Clown Om Nom. Alice U0027s Nightmare In Wonderland Colouring Book Snowbooks. 11 Images Of Creepy Dolls Coloring Pages Voodoo Doll Coloring. Zombies Book By Juscelino Neco Official Publisher Page. Kids Scary Cartoons For Kids Free Download Clip Art Free Clip. Free Halloween Coloring Pages. Fun And Interactive Cards For Children And Adults Birthday
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We know that the Stuart Papers were acquired by George IV when he was Prince Regent (1811-1820) following the death of Henry Benedict Stuart, Cardinal York, the final Jacobite heir, and that it was around this time they were moved from Rome back to the UK. They're now housed in the Royal Archives, Windsor Castle. I decided to search through Gale Primary Sources, focusing particularly on newspapers and periodicals, to see if I could find out more about how the papers of the exiled Jacobite heirs returned to the UK, and how it has been reported in the press at that time, and since. The initial discovery of the Stuart Papers and their subsequent journey from Rome to Windsor Castle makes fascinating reading.
Category Archives: Editorial
Conquer Fake News!
In a recent Toastmasters International article, speaking of fake news and how to conquer it, Gale is mentioned as a reliable source of authoritative information. Here is a small excerpt:
"Knowing how they work can help you get more relevant results from your searches.
Fireworks Without End
In the UK today, we associate fireworks with the fifth of November and (as the well-known nursery rhyme goes…) gunpowder, treason and plot. For many of us, fireworks are inextricably bound up with the smell of bonfire smoke, and standing in a park or sports ground, ankle deep in mud, waiting for the audio system to work. This is often combined with the unfettered glee of riding a fairground ride that appears never to have been safety tested! And of course, we all know and love the various fireworks themselves: the rockets, Roman Candles, Catherine Wheels, Golden Rain and sparklers. Perhaps your personal favourites are those that burst in gold, and then fizz silver? Maybe those that screech and scream? Or those that launch in a splendid spray of red and blue and then 'phut' into nothingness? Or the slow burner… refusing to go off until someone has cautiously poked it with a stick, whilst the others watch terrified that it should explode in the face of the poker… Firework night: a time of education and entertainment for all!
Fostering a Global Perspective
Post by Mary Ruby.
Mary Ruby is a senior content developer at Gale. Her favourite way of fostering her own global perspective is through international travel, but she most often works on it by following current events and reading.
Global perspective. These words are increasingly uttered by educators and employers who understand that this combination of mindset and acquired skill is a critical element for interacting, working, and succeeding in the twenty-first century world. Continue reading
'Who knows to suffer, Conquer, and to Save' – Scottish Romanticism and the Jacobites
A king without a throne, a dashing young prince, and an army of exiles. These basic components of Jacobitism – with some misty lochs, rugged Highlanders, scheming Catholics and royal courts thrown in – lend themselves perfectly to high Romance and adventure. It is no surprise then, that the Stuarts and their Jacobite supporters provided inspiration for early Scottish Romanticism, evident in the works of authors such as Sir Walter Scott and Robert Louis Stevenson, the poetry of Robert Burns, and popular tunes like The Skye Boat Song. With a core narrative of brave young men fighting a doomed cause against an oppressive regime, (particularly embodied in the merciless Duke of Cumberland), the stories surrounding the two Jacobite risings remain popular today, as the recent success of Diana Gabaldon's Outlander series of historical novels has shown.
The Death of George V – As Reported First in The Times
When King George V died on 20 January 1936 the world was led to believe that he had died entirely of natural causes. Little did people know at the time that his death had been hastened by his physician in order to ensure that the news was reported first in The Times rather than the afternoon newspapers. It is a matter that can be explored with the help of Gale Primary Sources.
The Chinese diaspora during China's transformation from Empire to Republic: experiences in five different regions
China from Empire to Republic is an ongoing Gale publishing programme aiming to digitise China-related primary source collections from libraries and archives around the world. Two collections have been released in this programme so far: Missionary, Sinology and Literary Periodicals (1817–1949) and the recent Records of the Maritime Customs Service of China (1854–1949). While the dominant topics covered in these two collections are Chinese diplomacy, foreign relations, economy, politics, Christianity, sinology, education, imperialism, and globalisation, we must not overlook another important topic – 'overseas Chinese' or the Chinese diaspora.
What will defy, embrace or become a disruption in scholarly publishing?
Thoughts from BookMachine's latest event 'Scholarly Publishing: Crossing the Rubicon'
The Jam Factory, Oxford, 7 September 2017
Last Thursday, as I trundled slowly towards Oxford (kicking myself for accidentally catching a slow train – who knew there were quite so many stations between Reading and Oxford?!) I wondered what was in store at BookMachine's latest event, 'Scholarly Publishing: Crossing the Rubicon'. The venue, The Jam Factory, Oxford, was alive with conversation and had a very welcoming atmosphere. Winding my way through tables of busily socialising people, I found the room where the discussion was taking place.
The Original Dixieland Jazz Band – Centenary of the first Jazz record
In New Orleans, Jazz began its history around 1895 with the cornetist Buddy Bolden, whom Adrian Troy called Jazz's first great exponent.[1] Bolden was depicted by Michael Ondaatje in his 1976 novella Coming through Slaughter as a jazz pioneer, struggling with alcoholic psychosis. Writing in The Times in 1992, Clive Davis also named Bolden the first legendary New Orleans jazz figure – legendary in that unlikely tales surround his mythical status, such as that 'on certain nights, his playing could be heard miles away.'[2] Unfortunately, no recordings of Bolden are known to exist and despite the allure of rumored cylinder recordings dating to 1894 we only have the likes of Ondaatje's novella to evoke the sound of one of the world's first Jazz icons.[3] Continue reading
'So complex and vital an organ': 65 Years Since the First Successful Open Heart Surgery
Sixty-five years ago this week, on the 2nd September 1952, surgeons at the University of Minnesota, Floyd John Lewis (1916-1993) and Walton Lillehei (1918-1999), made medical history by performing the first successful open heart surgery. It was a milestone in cardiac surgery – as little as 25 years earlier, such an operation would have been seen as practically impossible. What developments in medical practice led to this landmark?


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Watch out for the Cat's Eye December 4th. Bring your Compass, Flashlight, and the 10th Point of the Scout Law. Signup ONLINE or Register your house to participate.
Come and join the Troop on a night of fun as we celebrate Game Night! Game Night starts at 11:30pm on January 26th, 2018 at Laser Storm, 2335 Hawthorne Blvd, Torrance CA 90505 and will end around 7am the next morning. Please bring the permission form with you along with $35.00 to cover the costs of the event and Pizza. And Webelos are Welcome! Register ON-LINE today to reserve your place.
Here are the letters from the Eclipse Trek 2017 traveling to Treasure Mountain Boy Scout Camp Wyoming.
Learn about the Troop's plan for Philmont


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Happy Camp, CA Whole Life Insurance Quotes
Are you looking for Happy Camp, CA whole life insurance. We can help you compare the best life insurance options in your Siskiyou area. To begin simply enter your Zip Code at the top of the page and press "Compare Options". The search engine will take you to a page listing all life insurance companies that are recommended and have proven to be reputable in Happy Camp, CA.If you have not yet decided to get a life insurance policy, it is something that you should consider. Whether you are single with a significant other, or a family person, is nice to have a policy like this so that you can give them something if you unexpectedly depart. We never know about the future, and this can protect us, regardless of what the odds actually are. Having a life insurance policy is a guarantee that in your absence after death, the people that you care about are going to be financially okay. The question that most people ask is what type of policy is best. For some people, a whole life insurance policy is the best way to go. The following suggestions will allow you to quickly get whole life insurance quotes in Happy Camp, CA, helping you to quickly get your policy started and active.
Why Choose Whole Life?
How Do You Get Quotes For Whole Life Insurance?
There are a couple different strategies that you can use in order to get Happy Camp, CA whole life insurance policy estimates. For example, you may see companies that are advertising online, and you can give them a call. The same is true for any of the insurance companies that you see that are advertising in your local paper. Doing it this way, however, can be very time-consuming. That's why you need to find a website that will submit information that you provide for them to multiple companies, all for free, allowing you to simply wait for" to come in.
What Should You Expect?There are a couple of things that you should expect when you use one of these services. First of all, you are going to get several quotes just hours after this information is submitted. The remainder of the quotes will typically come in over the next two days, and this will be plenty of information for you to consider. What you are looking for is a whole life policy that is actually very affordable, and one that will be easy to get approval for. Almost all of them require a physical, but some of them are much more stringent in regard to your medical history. Finally, you also need to choose one that has a reasonably large death benefit.
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More California Cities Nearby:
Life insurance is one thing that people forget about because they don't strategy on dying anytime shortly. Frankly, no person does, and that is why people are still left destitute and battling when the a father or mother or partner dies all of a sudden. Lifestyle insurance policy is a way of taking care of your family members in the function that you no longer are below. This report can solution concerns and assist you get the insurance you need.
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Observe out for insurance policies salesman that make unrealistic promises about their understanding or efficiency. Any agent that seems vague, or who will not give straight information relating to rankings, need to not be dealt with. Also, get the time to lodge a grievance about the agent with their superiors.
Right after looking through these ideas you must really feel much more cozy with the subject of life insurance. With any luck , you can now understand just how crucial it can be for the potential of your loved ones, specially if you are ever not close to any more to consider care of them. These ideas must support to prepare you with seeking for and sustaining a good existence insurance policies account.


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New York Times Examines Philly Unions, Friends Church Arson
This probably won't do much for the city's reputation: The New York Times pops up with a look at the union thuggery alleged in the arson of the construction site for the Chestnut Hill Friends.
Michael Resnick, Philadelphia's director of public safety, said that if the authorities were presented with evidence that union protesters were committing crimes, the offenders would be arrested and charged, as they have been in "two or three cases" during the Post Brothers protest.
Mr. Resnick rejected accusations by Mr. Pestronk and others in the construction industry that city authorities are lax in cases involving union harassment and intimidation. He said unions had a constitutionally protected right to protest against working practices, and that developers like Post Brothers must recognize that.
"People have a right to express their views," Mr. Resnick said in an interview.
Just not, you know, with fire. [New York Times]
50 Best Restaurants in Philadelphia: Fall 2017
I Ate at a Russian Bathhouse in the Northeast — and You Should, Too
Felt and Fat CEO Nate Mell Accused of Sexual Assault
Philly's Poverty Rate Is the Highest Among U.S. Big Cities
This Classic Black & White Wedding is Also Classic Philadelphia
I Love My Job: Meet Center City's Biggest Cheerleader
The 2017 Philadelphia Marathon Guide for Runners and Spectators


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- Dutch Based Distributor Scala Changes Ownership
- Pipedream Wins "Best Fetish Product Brand" at ETO Awards
- Rocks-Off Secure India with Mbesharam.com
- Introducing New Rocks-Off Staff
- Lovehoney Launches World's First Accredited Qualification in 'Sexual Happiness'
- Advanced Pleasure from CalExotics
- Pipedream, Jimmyjane and Sir Richard's Score 16 StorErotica Award Nominations!
- LELO Partners with Tatum and Magic Mike Live
- Doc Johnson's Chad Braverman Profiled in Forbes
- Pipedream Spices Up Bravo's Real Housewives of Atlanta
- Annika Scherer – Diamond Products
- Sunny Rodgers Certified as Clinical Sexologist
- System Jo, Baci Lingerie, Sense Max, Sensuous, Sico Condoms and Dame Products to Attend ARExpo Sydney
- Tracy Tinsley – Diamond Products
- NakedSword, Falcon and Swiss Navy Attending Sydney Mardi Gras
- Adult Industry Remains on Cusp of Entertainment Technology
- Valentine's Day Gets Darker with Calexotics
- Satisfyer and Partner Win the 'Design Oscar'
- JOPEN Takes Over Super Bowl Weekend
- Lovehoney Trade Show Tokidoki and Fifty Shades at ANME
Satisfyer Replies to Patent Infringement Rumors in Germany
Hannover, – "We are amused", says Jerome Bensimon, VP of Sales at Satisfyer. "Satisfyer does not only take their own rights, but also property rights of third parties very seriously. This case is more of a "marketing action" than a serious patent infringement action. From our point of view, the sole purpose of the legal action is to unsettle the market. A lawsuit in that matter is hopeless. There is simply no patent infringement!"
The lawsuit filed by Womanizer relates solely to a previous version of the current Satisfyer Pro 2 and solely to the German market. The alleged infringement cannot be brought to court in any other country besides Germany: There is simply no Womanizer patent that allows any action outside of Germany. Furthermore, the action does not relate to the currently shipped version of the Satisfyer Pro 2, but to a previous version that has been updated recently. The old version is no longer produced.
"All models like the Satisfyer 1, Satisfyer 2, Satisfyer Pro Penguin, Satisfyer Pro Deluxe and Satisfyer Pro 2 have been developed by our own product designers and are therefore based on our own technology. We differentiate ourselves from the patent asserted by Womanizer. Other than required by the patent, the attacked devices do not work with two chambers, but with just a single one. Womanizer has already contacted us some time ago because of an older Satisfyer model and claimed a patent infringement. However, this case was resolved in an out-of-court settlement and we have further amended and improved our product design since then. The mechanism now complained by Womanizer is irrelevant to the function of the device and has been eliminated with the latest product update", says Technical Director of Satisfyer, Jörg Budde.
"We regret that Womanizer initiated this totally unnecessary lawsuit. We are always seeking dialogue with our competitors instead of employing courts and lawyers. We do not worry about the case: the allegation of patent infringement is completely unfounded and does not even meet the latest generations of our devices. Even the Satisfyer Pro 2 has been updated recently. Thus, there is no danger for retailers. We accept any liability for our devices and do not hide."
Satisfyer suspects a strategy behind the action: The Satisfyer is a huge success and has already been distributed by more than 30 partners worldwide – the legal action in Germany is supposed to trigger uncertainty among wholesalers and retailers. The four new models that will be presented at this year's eroFame, however, will continue this success story. These new models as well as the revised Satisfyer Pro 2 are on top technically even more different from the products that are subject of the pending action.
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SHOCK VIDEO: 13yo Cheerleader Forced Into Splits By Coach Despite PleasChris Menahan
Aug. 25, 2017
'Problematic' Makeup Removing App 'MakeApp' Causes Mass Triggering
Here's The Best Al Franken Groping Memes
'He Was Just A Comedian': CNN's Gloria Borger Dismisses Al Franken Groping Scandal
Gloria Allred: 'I Haven't Asked' Beverly Young Nelson If She Saw Moore Sign Yearbook
'Not Actually Groping': NBC's Kasie Hunt Runs Cover For Al Franken
Disturbing video shows a 13-year-old cheerleader being tortured by her coach by being forced to perform the splits despite repeatedly screaming out "please stop" in agonizing pain.
From RT:
The video, obtained by American news channel 9Wants to Know, shows bulky East High School, Denver, Colorado, cheerleading coach Ozell Williams forcing his weight down on the slight frame of cheerleader Ally Wakefield.
Instead, Williams pushes down further on her shoulders, increasing the apparent agony for Wakefield, whose legs are all the time being locked by teammates, who can be heard giggling.
Coach Williams has garnered local celebrity status for performing backflips at games for NFL team the Denver Broncos, and has uploaded numerous videos to YouTube showcasing his flip skills, one of which has gained more than 2 million views.
This would have been his first year coaching at East High, but instead he has been placed on leave, along with the assistant cheerleading coach, the high school's principal and the assistant principal.Follow InformationLiberation on Twitter, Facebook and Gab.


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Used Ford Mustang for Sale in Laredo, TX
List price: $15,875
PRICED TO SELL QUICKLY! Research suggests it will not be available for long. *Low Miles* *This 2014 Ford Mustang V6* *Please let us help you with Finding the ideal New, Used, or Certified vehicle, - Getting the best prices and incentives available and Explaining purchase, lease, and financing options.* *Sames Ford prides itself on value pricing its vehicles and exceeding all customer expectations! The next step? Give us a call to confirm availability and schedule a hassle free test drive! We are located at: 6001 San Dario Ave, Laredo, TX 78041.*
List price: $31,995
Check out this gently-used 2017 Ford Mustang we recently got in. Your buying risks are reduced thanks to a CARFAX BuyBack Guarantee. This is the one. Just what you've been looking for. Driven by many, but adored by more, the Ford Mustang GT is a perfect addition to any home. More information about the 2017 Ford Mustang: The 2017 Mustang may still have one of the most recognizable names in the automotive world, but with its current design, it's far more than just a pretty face and a familiar name. It represents one of the best value propositions for buyers who just want the fastest car for their money. There is no longer a slow Mustang and a fast Mustang; there are just fast and even faster versions. The Mustang starts at just over $24,000, a price that undercuts most of its less powerful rivals, such as the Subaru BRZ. Even when optioned out beyond the $40,000 mark, the Mustang still represents a tremendous value. Interesting features of this model are available as a convertible, powerful engines, Mustang mystique, modernized styling, improved fuel economy, and sporty handling
List price: $17,995
List price: Not Listed
En zapata no anda a pata anda carros... Stop by today ask jorge
* This image is a stock photo and may not reflect the model year or color of, and/or equipment offered on, the advertised vehicle
2008 Ford Mustang
Stock# 203366484
List price: Not Listed
List price: $19,875
*LOW MILES* This 2015 Ford Mustang V6 will sell fast -Bluetooth -V6 Power New Engine Air Filter, State Inspection Completed, and Vehicle Detailed ABS Brakes Based on the excellent condition of this vehicle, along with the options and color, this Mustang is sure to sell fast. and many other amenities that are sure to please. This Dealership prides itself on value pricing its vehicles and exceeding all customer expectations! Give us a call to confirm availability and to schedule a hassle free test drive!
List price: $26,975
Less than 3k Miles. Barrels of fun! If you've been waiting for just the right GT, well stop your search right here** PRICES SLASHED!!! OUR LOSS IS YOUR GAIN*** Safety equipment includes: ABS, Xenon headlights, Traction control, Curtain airbags, Passenger Airbag...Other features include: Bluetooth, Power locks, Power windows, Audio controls on steering wheel, 435 hp horsepower... Used car dealer serving the Laredo TX, and Austin TX communities. For additional information please visit our website www.samesauto.com
List price: $21,995
List price: $26,995
KBB.com Brand Image Awards. Boasts 25 Highway MPG and 15 City MPG! This Ford Mustang boasts a Premium Unleaded V-8 5.0 L/302 engine powering it's smooth transmission. Wireless Streaming, Wheels: 18 x 8 Magnetic Painted/Machined -inc: Aluminum, Trunk Rear Cargo Access.*This Ford Mustang Comes Equipped with These Options *Trip Computer, Transmission: 6-Speed Manual -inc: reverse lockout pull ring, Tires: P235/50R18 BSW AS, Tire Specific Low Tire Pressure Warning, Systems Monitor, SYNC Communications & Entertainment System -inc: enhanced voice recognition communications and entertainment system, 911 Assist, 4.2 LCD screen in center stack, AppLink and 2 smart charging USB ports, Strut Front Suspension w/Coil Springs, Speed Sensitive Variable Intermittent Wipers, Spare Tire Mobility Kit, Side Impact Beams.* Visit Us Today *Test drive this must-see, must-drive, must-own beauty today at Sames Kingsville Ford Nissan, 2501 US Hwy 77, Kingsville, TX 78363.*Shop Sames and Save*From Kingsville to Beeville and Everywhere in Between!
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Transcendent Being adopts and molds itself into its Divine Consort: the Kundalini-Shakti Current.
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This is a downloadable MP4 video file containing one or more talks by David Spero.
** DVD # 34: Satisfaction, Desire, Recognition, March 1, 2009; Dialog with David, March 20, 2010 **
This downloadable video file is also available for purchase as a DVD.


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Make this modern crochet hat in toddler or adult size. Video tutorials for special stitches a tip to make your own color charts for crochet.
FREE Crochet Pattern: Crochet Plaid Hat for Kids and Toddlers! Now, size down your favorite plaid slouchy into a kid or toddler sized hat!
Enjoy this free crochet pattern of a very timely slouchy hat. Perfect winter outfit accessory. For full post click here. By: Whistle & Ivy


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Hitch-Hiker Clothing Singapore
Did you know Casual pants are the most popular Hitch-Hiker Clothing? There are more brands you can check out online such as Chame, TONG YANG and Custom T-Shirt if you want more options apart from Hitch-Hiker Clothing. From S$ 40.00 to S$ 105.00, you can get yourself a decent Hitch-Hiker Clothing online. There are two main types ofHitch-Hiker Clothing, namely a Pants, Formal Wear and Cardigans. When it comes to color, Hitch-Hiker Clothing today are most popular in Yellow, White and Red.


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Home »Sharpie Nail Art » Sharpie Nail Art
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Beautiful, One Owner Home in sought after Ridgetop Estates Subdivision. Home sits on premium lot on Quiet Cul De Sac and backs to beautiful Common Grounds. Home features gleaming hardwood floors, fresh paint, new carpet, open floor plan and inviting hearth room. Washer and dryer on 2nd floor and large un-finished basement is awaiting your finishing touch.
Listings displaying the MARIS logo are courtesy of the participants of Mid America Regional Information Systems Internet Data Exchange. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Read the opening extract of the brand new A. J. Finn book before its publication on 22/01/2018
A New Spirit of the Age, Volume II
Richard H Horne
A New Spirit of the Age, Volume II by Richard H Horne
About the Author
Book Info
Publication date21st August 2008
AuthorRichard H Horne
More books by Richard H Horne
Author 'Like for Like'
320 pages
Thanks to Lovereading I have discovered new writers and read books I would never had looked twice at - and enjoyed them.Angela Rhodes
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A delegation of the financiers sector with the Egyptian tax authority has paid a visit to the new Suez Canal project.
The delegation, which is chaired by Head of Senior Financiers Center Osama Tawakol, groups 60 employees and administrators of the Egyptian tax authority.
The delegation was received by the Commander responsible for securing the new Suez Canal sector Brigadier Tariq Hafez who briefed the delegation on the workflow at the new Suez Canal.
Tawakol said that the visit is meant to acquaint the delegation with the new national project and see the recent developments on the ground.
GMT 18:07 2017 Friday ,24 NovemberGrowth in trade license renewal in Central and Eastern Regions of Sharjah
GMT 18:02 2017 Friday ,24 NovemberUAE ranks number one amongst emerging HR hubs
GMT 18:01 2017 Friday ,24 NovemberTabreed's net profit increases 8% to AED290.4 m
GMT 17:51 2017 Friday ,24 NovemberUAE announces $2.6 million pledge for UN development activities in 2018
GMT 01:56 2017 Wednesday ,22 NovemberAED51.4b approved for 2018 Federal Budget
GMT 23:41 2017 Tuesday ,21 NovemberDFM welcomes delegation from Indonesian Stock Exchange
GMT 23:05 2017 Tuesday ,21 NovemberWe must preserve our national gains
GMT 15:25 2017 Tuesday ,21 NovemberRatings boost for Saudi reform program


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ALL >> Health >> View Article
Gainesville Chiropractic Treatment For Neck Pain
Total Articles: 5
More than 90% of the people across the world are impacted with throat discomfort at some point in their life. As a point in fact throat discomfort is regarded as one of the most prevalent problem impacting almost every one of us. Most of all, none of us prefers getting out of bed every morning hours with a throat discomfort that had happened during the overnight sleep. Yet, throat discomfort could be the result of several other problems relevant to backbone. Sometimes it occurs due to cramp in the nerve fibres that control from the cervical vertebrae; however, usually it occurs because of the muscle restriction in both neck and upper back.
The first action for protection against the throat discomfort could be a soothing rub in the throat with muscle cream or a therapy drugs. But sometimes these are unable to treat the problems. Besides, often the drugs involved might carry certain risk of adverse reactions. Chiropractic strategy to Neck discomfort could turn out to be the best alternative approach in such situation. The therapy does not provide any adverse reactions as it contains backbone adjustment, backbone improvements and ultrasound examination. Most of all, the therapy is non-surgical and free hence Jonesville Neck Pain chiropractic treatment also shows to be a pain-free therapy to experience from neck pain.
The Gainesville Chiropractor first requests about the length and concentration of the discomfort along with several other questions before setting up consultation, This will generate them to determine exact cause of the problem, enabling them to continue with the right and ideal chiropractic therapy. Average throat discomforts are short-term and are usually triggered due to inappropriate conditions while doing day to day activities. On the other hand, serious throat discomfort is because of the constant age related deterioration and even with a recent throat injury. The Jonesville Neck Pain chiropractic treatment shows effective to treat both serious and serious throat discomfort.
Analysis, therapy and protection of problem of bone and joint system, these three are mainly relevant with Gainesville Chiropractor treatment. Chiropractic specialist usually indicates backbone adjustment and backbone improvements for throat discomfort therapy. Besides, as mentioned above chiropractic therapy is a non-surgical and drug-free technique, the chiropractic specialist uses only his arms while dealing with the individual for throat discomfort. They operate, modify, massage and / or mobilize the cervical spinal vertebrae and relevant muscle tissue with their arms and without any help of surgery or medication. As a professional they have gone through years of education and practice on all factors of the human backbone. Hence, they know exactly where the joint parts are located and how to restore them into movement. A chiropractic specialist also indicates certain workouts, along with some nourishment tips which may ease you from throat discomfort and prevent it from returning in future.
Alexis Alice is the author of this article. For More details about Jonesville Neck Pain please visit Gainesville Chiropractor
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For the last couple of months I have been going up Signal Mountain several times a week to see a dear pal - B.B. Branton, a former neighbor, and a lifelong friend. I worked with him for several years at the former Chattanooga News-Free Press and as he convalesces during a bout with cancer at Alexian Brothers, I'll take him his mail, share a story or two, and talk sports when I visit because he's a delightful encyclopedia when it comes to sports trivia.
I visited him on Saturday and, as I drove along on top of the mountain yesterday, I counted at least three couples taking a walk, their dogs well-behaved, and it wasn't lost on me that two of the couples were holding hands in the late-morning sun. There was a huge crowd down at Signal Point, from the looks of it, and everywhere you can see the Walden's Ridge community is evermore a gem by modern-day standards.
Yet I worry about Signal Mountain because as hardy as the town most certainly is, it is also in a very delicate stage. Almost a year ago, a feasibility study was ordered to determine if the town's schools should break away from the Hamilton County Department of Education. Yes, it is a feasible goal but, no, it is not quite as popular now as it was when it was pitched to Mayor Chris Howley at first.
There are enough good reasons to believe Signal Mountain's two elementary schools, as well as the middle/high school, would be better without being dragged down by the HCDE. Things would be far easier to accomplish without the plodding bureaucracy, the dolts who come "to help," and – at times – the questionable decisions from the Central Office.
Two years ago the county's Department of Education was weighed on the scales and "found wanting" is about the best way to say what was uncovered was awful. It is still bad, in most people's opinions, but I also believe it is no longer the one-way street to doomsville it was when the county-wide alarms first went off.
Supt. Bryan Johnson has already made a great impact in some areas. County Mayor Jim Coppinger has suddenly found a way to overcome years of derelict facilities because of very poor decisions in the past. When the HCDE can finally become pro-active, I believe an influx of fresh upper-management ability and creativity should give mountain parents enough of a reason to stay within the county system.
Back when I was in school, we weren't taught "Tokyo math" or other crazy stuff that is foisted on our kids today. We were taught lots of things – not just how to take a once-a-year test (the biggest fraud in modern-day education). One big thing we learned back in my day was why our different states became united. We learned, through both wars as well as natural disasters, how important it is "to hold hands when crossing the street" and how teamwork is not just part of sports but of life itself, with our United States of America the best example in the world.
I have immersed myself into public education in the past two years. I have watched both the good and bad. If I think Education Commissioner Candace McQueen is totally inept, I know others must feel the same way. She's wrecked the state test three straight years. She spent $500 million over five years in Memphis, creating a state-run Achievement School District, and -- hello! -- it was just reported that nine in 10 students still fall short. She'd do better coaching baseball.
We know that a full half of the high school seniors in Memphis will never go to school again and now she's intent on spending millions in Chattanooga in the wackiest one-sided partnership ever devised on her worst sleepless night. You think Butch Jones is having a sad ending … Stephen King could write a horror novel on the state's education failures.
The newspaper just got all huffy about a "lack of transparency" when a plan to build and revitalize our public schools was announced a couple of weeks ago, Lemme let you in on a secret: what really happened was the HCDE decided what it wanted to do, flashed it before the neck-bobbing school board members, and – presto -- it was presented to the public without so much as a squeak. The school board has about as much input into the Department of Education as Trump does to Putin.
When the HCDE plan was presented, I noticed Howard didn't get the promised football field and track but within a week the Mayor "found" some money to grant Howard's wish, another track at Central, and a couple of other laughable political favors to keep the peace pipe moving around the campfire. The school board had nothing to do with the last-minute athletic add-ons; the County Commission had everything to do with it.
Get this straight: As long as the County Commission holds the purse strings, the only thing the school board can do with authority is pose for a group picture. The commission approved a 1.9 percent increase for education in the FY2018 and the school board response -- zilch. The school board has no power whatsoever, other than to watch over the superintendent --- and that hasn't worked out very well at all in a long time.
My point is such shenanigans are embarrassing to Signal Mountain. The mountain leaders – along with many others in the county -- detest "the art of the deal" but the bigger view is that Signal leaders must realize what will happen if they become "the red-headed stepchild" in the county. I can predict with certainty what will most definitely happen if Signal Mountain breaks away, no matter who takes Jim Fields' seat at the bigger dais.
Signal Mountain needs to take its well-advised and expertly executed feasibility study to Supt. Johnson and urge him to give the study some "legs," asking the HCDE to become a willing partner in excellence rather than a disjointed adversary. It is plainly obvious HCDE has overlooked Signal Mountain's needs – along with other communities – but my point is that finally this is fixable.
You see, no matter a Signal Mountain parent's stand on the split, the neighbors feel differently and unless a vote is unanimous it is always divisive. A split will wreck Signal, Walden and the unincorporated sections on every level and, when you see the overall excellence generated by the middle/high school – right now – you'll find a split is no more than folly.
One last point. We know there are 41 Title One school in Hamilton County where lunch is subsidized. We have also determined that now, as never before, our entire county – every neighborhood – needs to band together for the common good of every student, everywhere. Signal Mountain has storied leaders in our total community.
We need Signal Mountain's brains to worry about kids in Alton Park. We need Signal Mountain-led businesses to hire Tyner kids… to train and teach and befriend … for our common good. We don't need an island; we need a family.
Stay, Signal Mountain, stay.
November 19, 2017
November 18, 2017
When the good people of Signal Mountain join with their loved ones to give thanks for many, many blessings on this hallowed Thursday, you can bet the Hamilton County Department of Education will ... (click for more)
I thought the children's tune might be so suitable to the fairy tale story of the GOP once again spreading fairy dust to us and on us. They pretend that all will be well if we put about $1 billion ... (click for more)
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When the good people of Signal Mountain join with their loved ones to give thanks for many, many blessings on this hallowed Thursday, you can bet the Hamilton County Department of Education will be on nary a list. For the past year a diligent advisory committee has studied the feasibility of forming its own school district and exactly one week prior to Thanksgiving, the misguided ... (click for more)
I thought the children's tune might be so suitable to the fairy tale story of the GOP once again spreading fairy dust to us and on us. They pretend that all will be well if we put about $1 billion into the Trump family or we share bounty with the Koch Brothers by sending truckloads of money to their chicken plants. Oh, but for one small problem. The fairy dust clouds our otherwise ... (click for more)
Ladarius Cross, 28, Terrance Careathers, 26, and a juvenile were shot early Saturday morning. Cross was killed. Chattanooga Police responded to a motor vehicle crash at 5:16 a.m. in the 1400 block of Roanoke Avenue. Upon arrival, Chattanooga Police Officers located the single vehicle crash with two people suffering for apparent gunshot wounds. The driver, ... (click for more)
A teacher at Chattanooga School for the Arts and Sciences, who recently was reported missing and then was spotted, has now been arrested. John Albert Eaton, 44, was arrested Sunday in Red Bank on a DUI charge. He gave his address as 9580 Sweet Gum Lane, Soddy Daisy. Eaton's wife had reported him missing after she said he told her he was going to the school on a Sunday afternoon ... (click for more)
KNOXVILLE, Tenn. – Butch Jones is long gone. But Tennessee's on-field results Saturday were about the same as they've been since Georgia humiliated the Vols 41-0 on Sept. 30. Nationally ranked LSU's defense effectively stymied Tennessee's offense most of the game and the Tigers got two rushing touchdowns in a 30-10 SEC victory before an announced crowd of 96,888 at Neyland ... (click for more)
A youthful Tom Arth knew he was facing the biggest coaching challenge of his life back in the spring when he was hired as the next head man for the Chattanooga Mocs football team, but he didn't know exactly how challenging it would be. It hasn't been the season that Arth had planned as things didn't always go as he had hoped, but the best news is that the season finished on a ... (click for more)


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23m Abbey telescopic
Diesel 372,839 km's Manual Rear Barn Doors Body L6,200 mm W2,500 mm H2,700 mm Tare 6,200 kg GVM 9,800 kg GCM 16,000 kg
1996 Mitsubishi Fm600 Service Truck
In Current Cert !!
Ex Major Government Fleet
Low 376,549 km's
6 Cyl Diesel Engine
5 Speed Manual Transmission
Spring Suspension
Compare CR250A Compressor
Side Steps
Alloy Bull Bar
Alloy Fuel Tank
Mid Mount Crane AR3008, .3820 kg @ 2.113 mt , 1510 kg @ 6.44 mt
Crane In Current Cert
Tool Boxes
Pintle Hook Tow Bar
Air To Rear
Flashing Lights
7 Seater
Power Steering
Tray Length 6050 mm
Gvm 13,500 kg
Gcm 21,000 kg
$28,900 Inc GST
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6D16-2AT Engine, MO6O Transmission, Tidy Cab, Wrecking
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text:
|By PR Newswire
Article Rating:
|January 11, 2013 03:00 AM EST
BANGALORE, India, January 11, 2013 /PRNewswire/ --
Q3 Revenues Grow by 6.3% Quarter on Quarter
Financial Highlights
Consolidated results under International Financial Reporting Standards (IFRS) for the quarter ended December 31, 2012
- Revenues were $1,911 million for the quarter ended December 31, 2012;
QoQ growth was 6.3%
YoY growth was 5.8%
- Revenues excluding Lodestone were $1,872 million;
QoQ growth was 4.2%
YoY growth was 3.7%
- Net income after tax was $434 million for the quarter ended December 31, 2012 against $431 million for the quarter ended September 30, 2012
- Earnings per American Depositary Share (EPADS) was $0.76 for the quarter ended December 31, 2012 against $0.75 for the quarter ended September 30, 2012
- Liquid assets including cash and cash equivalents, current available-for-sale financial assets, investment in certificates of deposits and government bonds were $4.1 billion versus $4.3 billion as on September 30, 2012
Other highlights:
- The company won 8 large outsourcing deals amounting to US$ 731 million of total contract value
- 14 new wins for Infosys' products and platforms
- Infosys and its subsidiaries added 53 clients during the quarter
- Gross addition of 7,499 employees (net addition of 977) for the quarter by Infosys and its subsidiaries.
- 155,629 employees as on December 31, 2012 for Infosys and its subsidiaries
- Completed the acquisition of Lodestone Holding AG, a leading management consultancy based in Switzerland
- Infosys American Depositary Shares (ADS) have started trading on the New York Stock Exchange (NYSE) under the ticker symbol 'INFY'. The company is in the process of listing its ADS on the Paris and London exchanges of NYSE Euronext.
"We have done well in this quarter despite an uncertain environment," said S. D. Shibulal, CEO and Managing Director. "We continue to gain confidence from a strong pipeline of large deals. However, the broader economic environment remains difficult. Even so, we remain cautiously optimistic about the January-March quarter," he added.
"We were able to maintain our margins through efficiency improvements despite increased operating expenses. We remain focused on making the right investments for profitable and sustainable growth in the longer term," said Rajiv Bansal, Chief Financial Officer.
The company's outlook (consolidated) for the fiscal year ending March 31, 2013, under IFRS is as follows:
Revenues** are expected to be at least $7,450 million;
Earnings per American Depositary Share (EPADS) is expected to be at least $2.97;
* Exchange rates considered for major global currencies: AUD / USD - 1.04; GBP / USD - 1.62; Euro / USD - 1.32 for rest of fiscal 2013
** Includes $104 million from Lodestone
Business Highlights
- The company won 8 large outsourcing deals amounting to US$ 731 Mn of total contract value
- Our offerings in the Products and Platforms space continue to see good momentum. This quarter we had 14 wins across industries and geographies. Infosys products and platforms (excluding Finacle™) are now adopted by more than 70 global clients.
- A Blue Cross Blue Shield Plan selected us as a strategic partner to provide enterprise-wide testing services and establish a Test CoE within its IT organization, aimed at creating testing processes and frameworks to support the company's ongoing transformation due to US healthcare reform. Another Blue Cross Blue Shield Plan is leveraging Infosys iTransform™ product and services to help its ICD-10 migration, mandated by the U.S. federal government.
- Our focus on Cloud as a new growth area continues to yield results and the Cloud business currently has more than 190 engagements and 3,500 experts. Over the last quarter, we won more than 15 engagements across Cloud services, Big Data and Security. Our vision of being a Cloud Ecosystem Integrator has gained increasing acceptance with clients and we are working with more than 30 partners to help clients create and manage their unified hybrid cloud environments.
- During the third quarter, Infosys applied for seven patent applications in India and the U.S. With this, it has 525 patent applications in India, the U.S. and other jurisdictions, and has been granted 71 patents by the United States Patent and Trademark Office and two patents by the Luxembourg patent office.
Awards and Recognition
Infosys has been consistently honored by influencers
- We were declared the winners of 2012 Asia's Most Admired Knowledge Enterprises (MAKE) study by Teleos, in association with The KNOW Network for the 10th time, for developing knowledge based products and services.
- Infosys BPO Ltd. has been awarded the prestigious 2012 Optimas Award for 'Managing Change', recognizing exemplary achievements in workforce management and for successfully integrating new employees from around the globe into the organization.
- Infosys BPO Ltd. won the Gold Award for Marketing Excellence in the category of 'Marketing with Social and Interactive Media' at the Information Technology Services Marketing Association (ITSMA) Awards 2012.
- We have received the Microsoft Platform Modernization Award for sales achievement for our Legacy Modernization solution, which helps customers migrate to Microsoft platforms.
- We were awarded the National Energy Conservation Award 2012 for our energy conservation efforts at our campuses in Jaipur and Pune.
- We have been awarded the global No. 1 position for our corporate governance practices by IR Global Rankings (IRGR).
- Finacle™ from Infosys has been ranked as a long-term leader in The Forrester Wave™: Global Banking Platforms, Q4 2012
About Infosys Ltd
Infosys partners with global enterprises to drive their innovation-led growth. That's why Forbes ranked Infosys 19th among the top 100 most innovative companies. As a leading provider of next-generation consulting, technology and outsourcing solutions, Infosys helps clients in more than 30 countries realize their goals.
Visit http://www.infosys.com and see how Infosys (NYSE: INFY), with its 150,000+ people, is Building Tomorrow's Enterprise® today.
Safe Harbor
Certain statements in this release concerning our future growth prospects are forward-looking statements, which involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and uncertainties regarding fluctuations in earnings, fluctuations in foreign exchange rates, our ability to manage growth, intense competition in IT services including those factors which may affect our cost advantage, wage increases in India, our ability to attract and retain highly skilled professionals, time and cost overruns on fixed-price, fixed-time frame contracts, client concentration, restrictions on immigration, industry segment concentration, our ability to manage our international operations, reduced demand for technology in our key focus areas, disruptions in telecommunication networks or system failures, our ability to successfully complete and integrate potential acquisitions, liability for damages on our service contracts, the success of the companies in which Infosys has made strategic investments, withdrawal or expiration of governmental fiscal incentives, political instability and regional conflicts, legal restrictions on raising capital or acquiring companies outside India, and unauthorized use of our intellectual property and general economic conditions affecting our industry. Additional risks that could affect our future operating results are more fully described in our United States Securities and Exchange Commission filings including our Annual Report on Form 20-F for the fiscal year ended March 31, 2012 and on Form 6-K for the quarter ended December 31, 2011, June 30, 2012 and September 30, 2012. These filings are available at http://www.sec.gov. Infosys may, from time to time, make additional written and oral forward-looking statements, including statements contained in the company's filings with the Securities and Exchange Commission and our reports to shareholders. The company does not undertake to update any forward-looking statements that may be made from time to time by or on behalf of the company.
INR Press Release: http://www.multivu.prnewswire.com/mnr/prne/operations/INR-press-release-Version-4.pdf
Fact Sheet: http://www.multivu.prnewswire.com/mnr/prne/operations/Factsheet-Q3-2013.pdf
Infosys Limited and subsidiaries
Unaudited Condensed Consolidated Balance Sheets as of
(Dollars in millions except share data)
December 31, March 31, 2012 2012 ASSETS Current assets Cash and cash equivalents $2,740 $4,047 Available-for-sale financial assets 1,339 6 Investment in certificates of deposit - 68 Trade receivables 1,266 1,156 Unbilled revenue 405 368 Prepayments and other current assets 335 300 Total current assets 6,085 5,945 Non-current assets Property, plant and equipment 1,115 1,063 Goodwill 368 195 Intangible assets 72 34 Available-for-sale financial assets 2 2 Investment in government bonds 12 - Deferred income tax assets 77 62 Income tax assets 191 204 Other non-current assets 33 32 Total non-current assets 1,870 1,592 Total assets $7955 $7,537 LIABILITIES AND EQUITY Current liabilities Derivative financial instruments - $9 Trade payables 13 5 Current income tax liabilities 227 207 Client deposits 12 3 Unearned revenue 146 107 Employee benefit obligations 109 98 Provisions 39 26 Other current liabilities 562 482 Total current liabilities 1,108 937 Non-current liabilities Deferred income tax liabilities 16 2 Other non-current liabilities 18 22 Total liabilities 1,142 961 Equity Share capital- `5 ($0.16) par value 600,000,000 equity shares authorized, issued and outstanding 571,402,566 and 571,396,410, net of 2,833,600 treasury shares each as of December 31, 2012 and March 31, 2012, respectively 64 64 Share premium 704 703 Retained earnings 7,223 6,509 Other components of equity (1,178) (700) Total equity attributable to equity holders of the company 6,813 6,576 Non-controlling interests - - Total equity 6,813 6,576 Total liabilities and equity $7,955 $7,537
Infosys Limited and subsidiaries
Unaudited Condensed Consolidated Statements of Comprehensive Income
(Dollars in millions except share and per equity share data)
Three Three Nine Nine months months months months ended ended ended ended December December December December 31, 2012 31, 2011 31, 2012 31, 2011 Revenues $1,911 $1,806 $5,460 $5,233 Cost of sales 1,203 1030 3,376 3,077 Gross profit 708 776 2,084 2,146 Operating expenses: Selling and marketing expenses 99 88 277 275 Administrative expenses 118 128 355 386 Total operating expenses 217 216 632 661 Operating profit 491 560 1,452 1,485 Other income, net 92 82 308 266 Profit before income taxes 583 642 1,760 1,751 Income tax expense 149 184 479 498 Net profit $434 $458 $1,281 $1,253 Other comprehensive income Fair value changes on available - for-sale financial asset, net of tax effect - - - $(2) Exchange differences on translating foreign operations (250) (442) (478) (1,004) Total other comprehensive income $(250) $(442) $(478) $(1,006) Total comprehensive income $184 $16 $803 $247 Profit attributable to: Owners of the company $434 $458 $1,281 $1,253 Non-controlling interests - - - - $434 $458 $1,281 $1,253 Total comprehensive income attributable to: Owners of the company $184 $16 $803 $247 Non-controlling interests - - - - $184 $16 $803 $247 Earnings per equity share Basic ($) 0.76 0.80 2.24 2.19 Diluted ($) 0.76 0.80 2.24 2.19 Weighted average equity shares used in computing earnings per equity share Basic 571,400,086 571,377,084 571,398,129 571,356,602 Diluted 571,400,417 571,396,560 571,399,018 571,394,949
1. The unaudited Condensed Consolidated Balance sheets and Condensed Consolidated Statements of Comprehensive Income for the three months and nine months ended December 31, 2012 has been taken on record at the Board meeting held on January 11, 2013
2. A Fact Sheet providing the operating metrics of the company can be downloaded from http://www.infosys.com
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